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ANNUAL REPORT OF THE Comptroller of the Currency TO THE THIRD SESSION OF THE SIXTY-SECOND CONGRESS OF THE UNITED STATES 1912 With Appendices WASHINGTON GOVERNMENT PRINTING OFFICE 1913 TREASURY DEPARTMENT, Document No. 2662. Comptroller of the Currency* CONTENTS. Page. 1 5 7 :... 8 11 12 12 13 15 16 16 17 18 19 20 21 22 23 24 24 25 29 30 31 32 32 34 38 41 42 42 49 49 50 51 52 53 55 58 58 62 64 65 66 67 68 68 69 70 70 73 73 74 75 79 79 80 81 83 Condition of national banks Character of national-bank loans Rates for money Reserve and deposits of national banks Savings depositors and deposits in national banks Classification of national banks by capital stock Relation of capital to deposits, etc., of national banks Changes in loans, bonds, cash, and deposits Bond investments by national banks Productivity of loans and bond investments Percentages of principal items of assets and liabilities of national banks United States bonded debt and national-bank holdings in detail Earnings and dividends of national banks National-bank notes in circulation • Bonds, circulation, capital stock, etc Circulation issued, redeemed, and outstanding National-bank redemption agency receipts and redemptions Profit on national-bank circulation Change in design and size of notes Expenses of the banks incident to the issue of circulation and expense of the currency bureau Organization of national banks Extensions and expirations of charters. ... Changes of title and location of national banks Status of bank when place in which organized has been annexed to adjacent city Voluntary liquidations of national banks Insolvent national banks Reports of condition of banks in the Unites States Growth of banking in the United States Growth of banking in recent years Banking power of the United States - Resources and liabilities of the banks by States Classification of loans and discounts in all banks Investments of all banks in bonds and other securities Money in banks Distribution of money in the United States Individual deposits in all banks in the United States Savings deposits in all banks State, savings, private banks, and loan and trust companies State banks Savings banks Mutual savings banks Stock savings banks Private banks Loan and trust companies Banks and banking in the District of Columbia Banks and banking in the island possessions Philippines Hawaii Porto Rico State and private bank failures Building and loan associations in the District of Columbia Building and loan associations in the United States School savings banks Savings banks in foreign countries Instruments of credit National currency associations Clearing house transactions Digest of national-bank decisions Examinations by directors'committees in CONTENTS OF APPENDIX Page. Digest of decisions relating to national banks * 89 No. 1. Comptrollers and Deputy Comptrollers of the Currency 95 No. 2. Names and compensation <fi officers and clerks in the office of the Comptroller of the Currency, October 31,1912 95 No. 3. Expenses of the office of the Comptroller of the Currency for the year ended June 30,1912 97 No. 4. National banks organized, number now in operation, and the number passed out of the system since February 25, 1863 97 No. 5. Authorized capital of national banks organized, number and capital of banks closed in each year ended October 31 since the establishment of the national banking system, with the yearly increase or decrease 98 No. 6. National banks organized, in liquidation, insolvent, and in operation, with bonds on deposit, and circulation issued, redeemed, and outstanding on October 31,1912 99 No. 7. National banks organized, in voluntary liquidation, insolvent, number and capital of associations in active operation on January 1 of each year from 1864 to 1912 100 No. 8. National banks chartered during the year 101 No. 9. Number and capital of State banks converted into national banking associations, by States, from 1863 to 1912 105 No. 10. Number of national banks in each State extended under the act of July 12,1882, to October 31, 1912 106 No. 11. Number of national banks, by States, reextended under the act of April 12,1902, to October 31,1912 106 No. 12. List of national banks the corporate existence of which will expire for the first time during the year ending October 31,1913, with the date of expiration 106 No. 13. List of national banks the corporate existence of which will expire for the second time during the year ending October 31,1913, with the date of expiration 108 No. 14. National banks organized under the act of 1863, charter of which expired prior to the act of 1882, reorganized under a new charter, which have been permitted to adopt their original charter number 108 No. 15. Authorized capital stock of national banks on the first day of each month from January 1, 1903, to November 1,1912, bonds on deposit to secure circulation, circulation secured by bonds, lawful money on deposit to redeem circulation, and national-bank notes outstanding. 109 No. 16. Yearly increase or decrease in national-bank circulation from January 14,1875, to October 31, 1912 Ill No. 17. National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on October 31, 1864 to 1912 112 No. 18. National gold bank notes issued, redeemed, and outstanding October 31,1912 116 No. 19. National-bank notes of each denomination outstanding March 13,1900, and October 31,1904 to 1912 116 No. 20. National-bank notes outstanding, the amount and per cent of notes of $5 on March 14,1900, and October 31, 1900 to 1912 117 No. 21. Amount and denominations of national-bank notes issued and redeemed since the organization of the system, and the amount outstanding October 31, 1912 117 No. 22. Vault account of currency received and issued by this bureau during the year, and amount on hand October 31,1912 117 No. 23. National-bank notes received monthly for redemption during the year by the Comptroller and the Redemption Agency of the Treasury, together with the total amount received since June 20,1874 118 No. 24. National-bank notes received at this bureau and destroyed yearly since the establishment of the system 118 No. 25. National-bank notes issued; the amount and per cent received and destroyed on account of active, liquidating, and insolvent banks annually to October 31,1912 119 No. 26. V ault account of currency received and destroyed during the year 119 No. 27. Taxes assessed national banks on deposits, capital, circulation, and corporation tax from 1864 to 1912 120 No. 28. Taxes assessed on national bank circulation 1864 to 1912, cost of redemption 1874 to 1912, and cost of plates and examiners' fees 1883 to 1912 121 No. 29. Taxes collected on circulation, deposits, and capital of banks other than national, 1864 to 1883, and on capital, 1898 to 1902 121 IV CONTENTS OF APPENDIX. V Page. No. 30. Specie and bank-note circulation of the United States from 1800 to 1859 122 No. 31. Coin and paper circulation of the United States, 1860 to 1912 122 No. 32. State-bank notes outstanding and percentage of, to total money in the United States, 1800 to 1863 123 No. 33. Total money in the United States, national-bank notes outstanding, and percentage of notes to money, 1864 to 1912 124 No. 34. Per cent of various kinds of currency and instruments of credit, etc., based on receipts of banks for various dates 124 No. 35. United States bonds on deposit to secure circulating notes of national banks on October 31, 1900 to 1912 125 No. 36. Profit on national-bank circulation based on deposit of $100,000 consols of 1930, etc., for each month during the year 126 No. 37. National banks placed in liquidation from November 1,1911, to October 31,1912, the names, where known, of succeeding banks in cases of succession, with date of liquidation, capital, and circulation 128 No. 38. Insolvent national banks in charge of receivers, dates of organization and failure, cause of failure, dividends paid while solvent, circulation issued, redeemed, and outstanding, 1865 to 1912 132 No. 39. Insolvent national banks, dates of failure and final liquidation, assets, collections, dividends paid, etc., 1865 to 1912 152 No. 40. National banks restored to solvency after having been placed in the charge of receivers 188 No. 41. Dividends paid to creditors of insolvent national banks during the past year 188 No. 42. Dates of reports of condition of national banks, 1869 to 1912 189 No. 43. Capital, circulation, aggregate assets of national banks, October, 1863, to Sept. 4,1912, money in the country, etc 190 No. 44. National banks, classified by capital, September 4,1912 194 No. 45. Abstract of the resources and liabilities of national banks on September 4,1912, in New York City, all central reserve cities, other reserve cities, country banks, and the aggregate 196 No. 46. Highest and lowest points reached in the principal items of resources and liabilities of national banks during the existence of the system 197 No. 47. Percentage of loans, United States bonds, and lawful money to the aggregate resources of national banks, 1897 to 1912 197 No. 48. Classification of loans made by national banks in reserve cities, etc., in the fall of 1908 to 1912.. 198 No. 49. Classification of loans and discounts of national banks by reserve cities and States on June 14, 1912 199 No. 50. Amount and character of State bonds, etc., owned by national banks by reserve cities and States on June 14,1912 201 No. 51. Classification of individual deposits for each call during the year 1912, by geographical divisions 204 No. 52. Number of national banks reporting savings deposits, number of savings depositors, and amount of savings deposits at date of each report during the year, by geographical divisions. 218 No. 53. Specie and circulation of national banks at date of each report during the year, by reserve cities and States 220 No. 54. Gold, silver, coin certificates, legal tenders, and currency certificates held by national banks at date of each report since January 1,1879 240 No. 55. Specie held by national banks in New York City at date of each report since February 25, 1902, with yearly average 246 No. 56. Deposits and reserve of national banks on or about October 2,1883 to 1912, by reserve cities and States 249 No. 57. Lawful money reserve of national banks at date of each report during the year ended September 4,1912, by reserve cities and States 252 No. 58. Lawful money reserve of national banks at date of each report for the past five years 272 N o. 59. Abstract of reports of earnings and dividends of national banks for the year ended July 1,1912. 274 No. 60. Number, capital, surplus, dividends, net earnings, etc., of national banks, 1870 to 1912 278 No. 61. Number of national banks having net earnings in excess of $5,000 for the year ended December 31,1911, and amount of excess 279 No. 62. Aggregate resources and liabilities of national banks from 1863 to 1912 281 No. 63. Summary of principal items of resources and liabilities of national banks, by States, from 1863 to 1912 317 No. 64. Summary of the state and condition of national banks for each report since September 1, 1911, by States and reserve cities 353 No. 65. Condensed reports of the resources and liabilities of national banks on September 4,1912 423 No. 66. Abstract of reports from loan and trust companies in the District of Columbia for the year ended September 4,1912 669 No. 67. Abstract of reports of savings and State banks in the District of Columbia for year ended September 4,1912 670 VI CONTENTS OF APPENDIX. Page. No. 68. Principal items of resources and liabilities of savings and State banks in the District of Columbia on September 4, 1912 671 No. 69. Principal items of resources and liabilities of loan and trust companies in the District of Columbia on September 4, 1912 672 No. 70. Principal items of resources and liabilities of loan and trust companies in the District of Columbia on or about October 1,1890, to 1912 673 No. 71. Principal items of resources and liabilities of savings and State banks in the District of Columbia on or about October 1,1906, to 1912 673 No. 72. Summary of the condition of building and loan associations in the District of Columbia on December 31,1911, and July 1,1912 675 No. 73. Abstract of reports of national banks on June 14,1912, by States 694 No. 74. Abstract of reports of State banks on June 14,1912, by States 706 No. 75. Abstract of reports of mutual savings banks on June 14,1912, by States 714 No. 76. Abstract of reports of stock savings banks on June 14,1912, by States 719 No. 77. Abstract of reports of private banks on June 14,1912, by States 729 No. 78. Abstract of reports of loan and trust companies on June 14,1912, by States 736 No. 79. Abstract of reports of all classes of banks on June 14,1912, by States 746 No. 80. Summary of reports of condition of national banks on June 14,1912 756 No. 81. Summary of reports of condition of State banks on June 14,1912 757 No. 82. Summary of reports of condition of mutual savings banks on June 14, 1912 758 No. 83. Summary of reports of condition of stock savings banks on June 14, 1912 759 No. 84. Summary of reports of condition of private banks on June 14,1912 760 No. 85. Summary of reports of condition of loan and trust companies on June 14,1912 761 No. 86. Aggregate resources and liabilities of national banks from 1908 to* 1912 762 No. 87. Aggregate resources and liabilities of State banks from 1908 to 1912 763 No. 88. Aggregate resources and liabilities of savings banks from 1907-8 to 1912 764 No. 89. Aggregate resources and liabilities of private banks from 1908 to 1912 765 No. 90. Aggregate resources and liabilities of loan and trust companies from 1908 to 1912 766 No. 91. Gold, silver, etc., held by banks other than national in 1873 to 1912 767 No. 92. Number, assets, and liabilities of State, savings, and private banks, and loan and trust companies which failed during the year ended June 30,1912 768 No. 93. Resources and liabilities of the first bank of the United States 769 No. 94. Resources and liabilities of the second bank of the United States 769 No. 95. Number of colonial and State banks, their capital, circulation, deposits, specie, and loans from 1774 to 1833 771 No. 96. Number of State banks in the United States, with their principal resources and liabilities, from 1834 to 1872 772 No. 97. Comparative statement of the transactions of the New York Clearing House for each year from 1854 to 1912, number of banks, aggregate capital, clearings, balances, average of daily clearings and balances, and percentage of balances to clearings 774 No. 98. Comparative statement for two years of the transactions of the New York Clearing House, showing aggregate amount of clearings, balances, and the kinds and amounts of money passing in settlement of these balances 775 No. 99. Exchanges, balances, percentages of balances to exchanges, and percentage of funds used in settlement of balances b y the New York Clearing House in each year from 1893 to 1912... 775 No. 100. Clearing-house transactions of the Assistant Treasurer of the United States at New York for the year ended September 30,1912 775 No. 101. Comparative statement of the exchanges of the clearing houses of the United States for the year ended September 30,1912, and the year ended September 30,1911 , 776 No. 102. Investment value of United States and Panama Canal bonds during the year 778 No. 103. United States bonds—monthly range of prices in New York from November, 1911 to October 31,1912 779 No. 104. Statement from annual report of the commissioner of the Freedman's Savings and Trust Co., December 1,1911 781 No. 105. Statement showing the condition of the 27chartered banks of Canada, September 30,1912.. 785 No. 106. Comparative statement relative to capital, etc., of chartered banks of Canada 785 No. 107. Resources and liabilities on June 30,1912, of the banks of the United Kingdom, colonial, and foreign with London offices 786 No. 108. Balance sheet of the National Bank of Cuba and branches for December 30,1911 788 No. 109. Stock of money in the principal countries of the world at the close of 1911, together with the amount of circulating notes outstanding October 1,1912 788 REPORT THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, D. C, December 2,1912. SIR: In compliance.with the requirements of section 333 of the Revised Statutes of the United States, the fiftieth annual report of the operations of the Currency Bureau for the year ended October 31, 1912, is herewith submitted. CONDITION OF NATIONAL BANKS. The resources and liabilities of national banks in active operation at date of the periodical reports made to the comptroller during the past year are shown in detail in the following table: Abstract of reports of condition of national banks in the United States from Dec. 5, '1911, to Sept. 4, 1912. Dec. 5,1911— 7,328 banks. Feb. 20, 1912— Apr. 18,1912— June 14, 1912— Sept. 4, 1912— 7,339 banks. 7,355 banks. 7,372 banks. 7,397 banks. RESOUECES. 1.81 Loans and discounts... $5,659,109,826. 52 $5,810,433,940. 51 $5,882,166,597.47 $5,953,904.431.85 $6,040,841,270. 35,950,532.81 23,982,519.22 19,819,115."" """ "" ~" " 20,168,074.45 Overdrafts 19,849,391.65 U. S. bonds to secure 713,619,820.00 718,696,520.00 719,570,740.00 721,395,970.00 724,085,520.00 circulation U. S. bonds to secure 45,438,480.00 45,414,540.00 44,978,000.00 46,228,460.00 46,273,660.00 U. S. deposits Other bonds to secure 25,663, 796.24 27,096, 723.98 29,892,985.12 31,163,415.35 32,479,536.18 U. S. deposits 12,551,070.00 8,372,540.00 13,817,970.00 10,343,560.00 7,804,070.00 U. S. bonds on hand... Premiums on U. S. 8,785,249.01 7,792,492.19 7,480,771.82 7,455,806.72 7,092,456.00 bonds '91L, 039,986,552.37 Bonds, securities, etc.. 1,026,555,490. 5"~3 1L, 028,940^ 025."" 351,., 028,029, 767.721 ,046,619,585.7" Banking house, furni232,516,072.98 234,536,934.76 237,378,708.44 238,577,785.24 240,046,311.47 ture, and fixtures Other real e s t a t e 26,579,277.63 24,737,889.06 27,123,748.53 28,459,029.88 28,047,223.46 owned Due from n a t i o n a l banks (not reserve 450,725,912.74 482,418,015.26 459,640,453.32 446,698,023.39 452,087,610.48 Due from State banks 201,868,057.98 216,423,114.12 204,413,884. and bankers 198,485,414.29 188,829,543.88 Due from approved re751,993,136.87 859,562,144.17 809,939,983.07 778,908,242.63 812,152,402.19 serve agents Checks and other cash 34,648,410.71 28,180,603.17 items 27,224,613.46 29,175,123.75 37,342,814.74 Exchanges for clearing 263,725,805.02 245,105,678.01 255,122,693.34 266,040,276.57 296,016,908.75 house Bills of other national banks 48,786,069.00 47,564,277.00 48,592,300.00 46,401,672.00 49,217,895.00 Fractional curr e n c y, 3,517,886.33 3,375,651.33 3,300,352.26 nickels, and cents 3,210,746.04 3,452,456.01 64776°-—.CUR 191 2 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports of condition of national banks of the United States from Dec, 5,1911, to Sept. 4, 1912—Continued. Dec. 6,1911— Feb. 20,1912— Apr. 18,1912— June 14,1912— 7,339 banks. 7,355 banks. 7,372 banks. Sept. 4,1912— 7,397 banks. RESOURCES—contd. Gold coin $152,374,404.16 $149,361,369.14 $159,128,760.43 $149,294,417.78 $150,677,158.16 Gold Treasury certificates 244,711,700.00 290,632,870.00 272,840,370.00 296,922,380.00 267,823,290.00 Gold Treasury certificates (sec. 5192) 40,135,000.00 62,545,000.00 59,155,000.00 59,680,000.00 52,165,000.00 Clearing-house certificates 82,810,000.00 95,975,000.00 85,207,500.00 80,479,000.00 85,706,500.00 Silver dollars 13,508,457.00 14,123,278.00 12,775,940.00 12,637,221.00 12,105,186.00 Silver Treasury certificates 128,911,341.00 136,547,665.00 135,238,037.00 138,569,628.00 126,743,559.00 Silver fractional coin.., 19,098,713.57 19,843,994.92 19,522,812.95 19,180,041.35 18,239,907.07 Total specie Legal-tender notes Five per cent redemption fund Due from Treasurer United States Total 681,549,615.73 769,029,177.06 743,868,470.38 756,762,688.13 713,460,600.23 181,244,581.00 181,468,221.00 187,820,692.00 188,440,207.00 182,490,494.00 34,503,106.56 34,585,892.81 34,643,021.70 34,488,178.75 35,028,032.99 7,851,474.67 7,303,198.47 9,584,558.08 10,165,984.25 6,908,419.67 10,443,457,166.47 10,812,427,983.04 10,792,149,256.08 10,861,763,877.15 10,963,400,760.35 LIABILITIES. Capital stock paid in... 1,026,440,500.001,031,193, 298.001,036,124,945.001 1,945. ,033,570,675.001,,046,012,580.00 Surplus fund 672,891,252.61 685,601,822.65 1,578.23 693,990,419.08 701,021,452.71 Undivided profits, less expenses and taxes.. 258,906,244.99 242,069, 421.77 253,678, 268.43 256,837,095.57 242,735,174.37 National-bank n o t e s outstanding 702,647,103.00 704,226,003.00 706,979, 133.00 708,690,593.00 713,823,118.00 State-bank notes out27, 701.00 standing 27,700.00 27, 701.00 27,701.00 27,701.00 Due to other national banks 1,011,873,573.601L, 176,445,299.60 1, 104,209, 228.891,,057,911,757.611 ,068,683,209.81 Due to State banks 522,805,573.78 573,379, 393.36 548,015, 077.84 522,125,080.11 539,959,859.28 and bankers Due to trust companies and savings banks 503,787,016.41 586,986, 265.07 552,725, 629.47 554,414,137.28 529,299,679.38 Due to approved reserve agents 46,640,165.65 44,403, 475.59 43,267, 829. 74 43,712,443.11 39,545,913.62 1,198,586.67 Dividends unpaid 1,139,570.13 1,304, 576.58 1,622,560.16 1,299,534.51 Individual d e p o s i t s subject to check 1,764,268,468.36 4,,808,937,884.36 4,527,320,617. 76 41,620,310,730. 114,,656,221,240. 48 4, Demand certificates of deposit 390,724,980.30 399,502,714.40 417,526,063.58 412,288,988.78 407,683,296.92 Time certificates of deposits 469,073,133.60 477,146,973. 78 481,299,465,45 494,168,999. 76 504,490,811.23 Certified checks 84,841,799.98 73,801,489.94 94,012,039.43 84,756,083.86 97,892,761.41 Cashiers' checks outstanding 64,081,749.52 57,797,323.57 62,992,279.21 69,978,622.60 72,665,253.08 Total individual deposits 5,536,042,281.16 5,630,559,231.80 5,712,051,088.1; 5,825,461,163.36 5,891,670,007.00 U. S. and postal savings deposits , Deposits of U. S. disbursing officers Bonds borrowed Notes and bills rediscounted , Bills payable , Reserved for taxes Liabilities other than those above stated-., Total 36,544,552.22 39,778,839.19 43,516,543.31 47,876,628.48 47,259,053.42 16,511,468.47 34,440,971.32 14,965,701.40 34,739,522.67 10,421, 245.03 37,408, 832.53 11,069,352.18 38,249,291.44 11,968,274.98 37,913,129.27 10,697,141.68 53,476,339.51 6,568,959.29 6,144,233.07 34,370,292.40 3,873,492.44 6,978,004.46 38,545, 279.27 4,818 050.41 7,670,304.45 50,936,000.10 5,846,511.65 15,716,092.06 66,658,696.96 6,674,012.38 1,957,736.11 2,524,419.90 3,089,244.70 1,752,163.57 3,133,271.60 10,443,457,166.47 10,812,427,983.04 10,792,149.256.08 10,861,763,877.15 10,963,400,760.35 The prosperity of the country in the year just closing is notably shown in the reports relating to the agricultural output, which, for a number of products, exceeds that of any previous year and is BEPOBT OF THE COMPTROLLER OF THE CURRENCY. 3 attended by average returns per unit and in the aggregate to the roducer in excess of those for 1911. Exports from the United States uring the ten months ended October aggregated $1,870,000,000 and the imports $1,511,000,000, resulting in a favorable balance of $359,000,000. Business in general has shared in this prosperity, as is evidenced by the returns from national and other banks of the country. Reports depicting in detail the items of assets and liabilities of 25,195 banks have been tabulated showing aggregate assets of approximately $25,000,000,000. The capital of these financial institutions amounts to approximately $2,010,000,000 and the liabilities to depositors over $17,000,000,000. Compared with 1911 the current returns show increase in capital of $58,400,000, in deposits of $1,117,000,000, and in aggregate assets, $1,355,000,000. Elsewhere in this report information appears relative to the condition of each class of banking institutions in each state and section of the country. Of the 10,285 national banks chartered from 1863 to October 31, 1912, there are in active operation 7,397 banks, as shown by the reports for September 4, 1912. The paid-in capital is stated at $1,046,012,580; combined surplus and other undivided profits, $943,756,626; circulating notes outstanding, $713,823,118; due to banks, $2,177,488,662; individual deposits, $5,891,670,007; United States deposits, $59,227,328; rediscounts and bills payable, $82,374,789; and aggregate liabilities, $10,963,400,760. About 60 per cent of the banks' loanable funds is represented by loans and discounts, which aggregate $6,061,009,345. Nearly 17 per cent, or $1,850,584,138, is invested in United States and other bonds and securities, about 7 per cent of the amount being investments in United States bonds, of which $724,085,520 are on deposit with the Treasurer of the United States to secure national bank circulation, $46,228,460 to secure public deposits, and $7,804,070 held in bank unpledged. The premium account on all United States bonds, as shown by the banks' books, is $7,092,456, an amount which is appreciably less than the market value of these securities. Investments in bank premises, furniture and fixtures, and real estate taken for debt total $268,505,340, which is less than 2\ per cent of the aggregate assets. Credits with other banks, that is the amount' l due from," are $1,453,069,556; checks and other cash items, including exchanges for clearing house, are $333,359,723; and cash in bank, that is, specie, legal tender notes, bank notes, and minor currency, $947,843,746; these two latter amounts, totaling $1,281,203,469, equal nearly 22 per cent of the liabilities to depositors, the actual cash means being 16 per cent of such liabilities. On September 1, 1911, there were m operation 7,301 banks, with capital of $1,025,441,384, surplus and other profits, $904,434,537; circulation, $696,982,033; due to other banks, $2,088,187,242; individual deposits, $5,489,995,002; United States deposits, $48,343,741; rediscounts and bills payable, $78,531,117; and aggregate liabilities, $10,379,439,384. The loans and discounts, including overdrafts, aggregated $5,690,561,906, or a fraction less than 55 per cent of the banks' total assets. Investments in United States and other bonds totaled $1,799,873,725, or 17 per cent of the assets. The amount invested in United States bonds exclusively was $766,218,220, or S 4 REPORT OF THE COMPTROLLER OF THE CURRENCY. 7.3 per cent. The premium on these investments in United States bonds was stated at $8,801,366. Bank premises, furniture and fixtures, together with real estate taken for debt, showed an investment of $256,416,542, approximately the same percentage as in 1912. Credits with other banks totaled $1,306,395,076. Checks, cash items, and exchanges for clearing house amounted to $333,503,061, and with cash in bank of $941,362,369, showed aggregate cash means of $1,274,865,430, exceeding slightly 23 per cent of the individual deposit liabilities, the cash in bank exceeding by a fraction over 17 per cent the amount of liabilities of that character. With a net increase during the year in question of 96 in number of active banks, there was an increase in capital of $20,571,195, together with an addition of $39,322,089 to the surplus and other profits. The increase in bank-note circulation was $16,841,085. In this period individual deposits increased $401,674,995, and United States deposits $11,979,832. On the credit side of the account the following increases are shown: Loans and discounts, $377,430,197; United States bonds, .$11,899,830; other bonds, $38,810,583; cash means, $6,338,039; and aggregate resources, $583,961,376. By reference to the abstracts of the returns from national banks made since September 1, 1911, a steady increase is shown in the volume of loans and discounts, while overdrafts have declined from $35,950,532 on December 5, 1911, to $20,168,074 on September 4, 1912. Bonds deposited as security for circulation increased since December last from $713,619,820 to $724,085,520, while the amount of securities of that character deposited on account of Government deposits increased only from $44,978,000 to $46,228,460. There was a material increase in bonds other than "Governments" deposited as security for public deposits, as the rise was from $25,663,796 to $32,479,536. Investments in bonds and other securities, excluding United States bonds, standing at $1,052,219,286 in December last, increased but slightly until June 14, 1912, when the amount reported was $1,077,783,000, but by September 4 investments of this character had decreased to $1,072,466,088. Immediately available cash means in banks; that is—lawful money, bank notes, exchanges for clearing house, checks, and other cash items—fluctuated but slightly, as it appears that the amount in bank on December 5, 1911, was $1,210,780,830, and on February 20, 1912, $1,276,087,634, or an increase of $65,306,804. By April 18 these items had declined to $1,266,706,820, or by $9,380,814; on June 14 had risen to $1,291,358,223, or an increase of $24,651,403; and by September 4 had again declined—to $1,281,203,469, or by $10,154,754. The total amount of assets increased from $10,443,457,166 on December 5, 1911, to $10,812,427,983 on February 20, 1912, but declined to $10,792,149,256 on April 18. There was an increase by June 14 to $10,861,763,877, and a further increase to $10,963,400,760 on September 4. Results of the organization of banks and the increase in capital of existing banks are shown in the gradual increase of the paid-in capital stock from $1,026,440,500 on December 5 to $1,036,124,945 on April 18. By reason, however, of liquidations for consolidation without an increase in capital stock, the June 14 statement showed a reduction of capital to $1,033,570,675. By September 4, however, EEPORT OF THE COMPTROLLER OF THE CURRENCY. 5 there was a notable rise to $1,046,012,580. The surplus fund shows a normal increase from $672,891,252 on December 5, 1911, to $701,021,452 on September 4,1912. The payment of dividends by national banks, generally at semiannual periods ending with December and June, show marked fluctuations in the undivided profit account, which on February 20 showed a decline to $242,069,421 from $258,906,244 in the prior December. The amount in this account on June 14 was $256,837,095, which was depleted by the June 30 dividend to the extent of reducing the fund on September 4,1912, to $242,735,174. National-bank notes outstanding increased only to a nominal extent from $702,647,103 on December 5, 1911, as shown by the subsequent calls to June 14, 1912, when the amount outstanding was $708,690,593. Between that date and September 4 there was an increase of over $5,000,000, the amount outstanding on the latter date being $713,823,118. Individual deposits increased from $5,536,042,281 in December last to $5,630,559,231 on February 20, to $5,712,051,088 on April 18, to $5,825,461,163 on June 14, and to $5,891,670,007 on September 4. Deposits of the United States, including postal savings and deposits of Government disbursing officers, increased from $53,000,000 in December, 1911, to $59,000,000 on September 4, 1912, the increase apparently being mainly due to the deposit of postal savings funds. Rediscounts and bills payable, standing at $64,173,481 on December 5, 1911, declined to $40,514,525 in the following February, and reached the maximum during year on September 4, standing at $82,374,789. The relatively limited capital and volume of other loanable funds to the ability of the banks to meet the required accommodations is shown in the summary by geographical divisions, relating to the volume of rediscounts and bills payable. On September 4 the amount of obligations of this character in the New England States was $3,272,000; in the Eastern States, $9,846,000; in the Middle West, $9,035,000; in the Western States, $7,362,000; in the Pacific section, $3,270,000, and in the South the amount shown is $49,587,000, approximately 60 per cent of the total amount of rediscounts and bills payable of all banks. CHARACTER OF NATIONAL-BANK LOANS. Supplementing the detailed periodical statements relating to the assets and liabilities of the banks, there is.shown in each bank's report a classification of the loans and discounts. For purposes of comparison there is submitted herewith a table showing the amount and percentage of each class of paper held by the banks on September 1, 1910, June 7, 1911, and June 14, 1912. It will be noted that the relative amount of each class of paper shows but slight variations from year to year. One-third of the volume of the paper is shown to be time paper with two or more individual or firm names; onefifth time paper, single name without other security, the same proportion on time secured by stocks and bonds, etc., leaving slightly over one-fourth in demand paper. Demand paper secured by bonds, etc., represents approximately one-sixth, and demand paper with one or more individual or firm names one-eleventh of all loans. 6 EEPOET OF THE COMPTROLLER OF THE CURRENCY. Table in question follows: Sept. 1,1910. Class. Amount. On demand, paper with one or more individual or firm names On demand, secured by stocks, bonds, and other personal securities On time, paper with two or more individual or firm names On time, single-name paper (one person or firm) without other security On time, secured by stocks, bonds, and other personal securities, or on mortgages or other real-estate security Total lune 7,1911. Per cent. $524,306,117 9.6 939,111,340 Amount. June 14,1912. Per cent. $529,732,999 9.4 Amount. Per cent. $571,345,681 9.6 17.2 953,751,600 17.0 985,421,576 16.6 1,842,517,150 33.7 1,885,135,321 33.6 1,973,453,245 33.1 1,068,278,898 19.5 1,124,716,389 20.0 1,198,505,689 20.1 1,092,947,132 20.0 5,467,160,637 100.0 1,117,502,478 20.0 5,610,838,787 100.0 1,225,178,240 5,953,904,431 20.6 100.0 The distribution and relative proportion of loans and discounts in the banks of New York, in all central reserve cities, other reserve cities, and elsewhere in the country are shown in the accompanying statement: Banks in— New York . New York Chicago St. Louis Other reserve cities All reserve cities Country Total Sept. 1,1910. June 7,1911. June 14,1912. Loans. Loans. Loans. Amount. Per cent. $873,880,860 Amount. Per cent. 16.0 $903,566,433 16.1 $959,068,755 16.1 1 1,276,992,285 23.3 1,338,814,875 23.8 1,409,950,769 23.6 Amount. Per cent. 1,454,442,384 26.6 1,496,311,535 26.7 1,580,419,537 26.5 2,731,434,669 2,735,725,969 49.9 50.1 2,835,126,410 2,775,712,377 50.5 49.5 2,990,370,306 2,963,534; 125 50.1 49.9 5,610,838,787 100.0 5,953,904,431 100.0 5,467,160,638 100.0 In view of the fact that approximately one-sixth of the loans of all national banks are made by banks located in the city of New York, the following statement is of interest as showing the amount and character of such notes on comparable dates in 1907 to 1910, and also in 1911 and 1912. EEPORT OF THE COMPTROLLER OF THE CURRENCY. Aug. 22,1907. Sept. 23,1908. Sept. 1,1909. Sept. 1,1910. June 7,1911. June 14,1912. Loans and discounts. 0 n demand, paper with one or more i n d i v i d u a l or firm names On demand, secured by stocks, bonds, and other personal securities On time, paper w i t h t w o or more individual or firm names... On time, singlename paper (one person or firm), without o t h e r securities On time, secured by stocks/bonds, and other personal securities, or on real-estate m o r t g a ges or o t h e r liens on realty Total 38 banks. 37 banks. 38 banks. 39 banks. 40 banks. 37 banks. $16,254,018.22 $6,800,529 $7,708,853 $9,948,094 $9,356,484 $17,796,847 251,867,157.84 374,548,964 385,430,495 328,145,065 331,736,688 326,897,301 161,108,403.21 146,194,094 145,989,671 176,608,890 177,331,562 171,791,524 130,477,323.47 132,737,553 163,098,915 170,708,005 197,030,419 219,172,889 712,121,058.73 152,414,155.99 905,653,475 245,372,335 925,653,623 223,425,689 873,880,860 188,470,806 903,566,433 188,111,280 959,068,755 223,410,194 The amount and class of loans of all national banks on approximate dates in 1902 to 1910 and 1911 and 1912 are shown in the following table: Date. Sept. 15,1902 Sept. 9,1903 Sept. 6, 1904 Aug. 25,1905. Sept. 4, 1906 Aug. 22,1907 Sept. 23,1908 Sept. 1,1909 Sept. 1,1910 June 7,1911 June 14,1912 On demand, paNum- per with one or ber of banks. more individual or firm names. 4,601 5,042 5,412 5,757 6,137 6,544 6,853 6,977 7,173 7,277 7,372 Millions. $237.3 283.1 279.8 320.1 374.7 428.2 395.9 441.5 524.3 529.7 571.3 On deOn time, mand, se- On time, singlecured by paper with name paper stocks, two or (one person bonds, and more indi- or firm), without other per- vidual or sonal secu- firm names. other security. rites. Millions. $706. 9 717.3 818.9 854.1 828.0 832.9 922.7 957.3 939.1 953.8 985.4 Millions. $1,176.4 1,267.5 1,316.7 1,382. 2 1,502.0 1,648.7 1,582.4 1,698.4 1,842.5 1,885.1 1,973.4 Millions. $517.1 558.1 611.0 689.1 776.1 899.5 852.1 971.5 1,068.3 1,124.7 1,198.5 On time, secured by stocks, bonds, and other personal securities, or on mortgages or other real-estate security. TotaL Millions. Millions. $642.4 $3,280.1 3,481.4 655.4 3,726.2 699.7 3,998.5 753.0 4,299.0 818.1 4,678.5 869.2 4,750.6 997.5 5,128.8 1,060.1 5,467.2 1,093.0 5,610.8 1,117.5 5,953.9 1,225.3 RATES FOR MONEY. As will be noted by the following statement relating to the range and average rates for money in the New York market, as reported by the William B. Dana Co., rates were normal up to August, but thereafter there was somewhat of a tightening of the money market, the range for call loans on the stock exchange in October being from 3 to 8 per cent, with an average of 5J per cent; time loans in that month ranged from 5J to 6 per cent; commercial paper, double 8 EEPOET OF THE COMPTROLLER OF THE CURRENCY. name, 60 to 90 days, 5f to 6 per cent, and single name, prime and good, from 5i to 6J per cent. The report in question follows: Range and average rates for money in the New York market, year ended Oct. SI, 1912. 1911 1912 Character of loans. November. December. Call loans, stock exchange: Range Average Time loans: 30 days 60 days 90 days 4 months 5 months 6 months Commercial paper: Double names, choice, 60 to 90 days Single n a m e s Prime, 4 to 6 months.. Good, 4 to 6 months... January. February. March. If to 4 2i to 6 2J 2 to 3 2 to 31 21 to 3£ 2 | to 3£ April. 2 to 5 3 to3J 3 to3f 2£ to 2f 2|to3 3 to 31 3 to3J 3 to3| 3§ to 4£ 3£ to 4| 4$ to 5 3§to4 3£to4 4i 3 toZi 3 to3f 31 to 4 31 to 4 31 to 4 3 to3f to3| to 4 to 4 to 4 3f to 4J 3f to 4£ 4£ to 5 to 4^ 5 1912 Character of loans. Call loans, stock exchange: Range Average •. Time loans: 60 days 90 days 4 months 5 months 6 months Commercial paper: Double names, choice, 60 to 90 days Single n a m e s Prime, 4 to 6 months. Good, 4 to 6 months.. May. June. 21 to 3 2f 2 to3 2| 3 3 to 3 31 to 3i 31 to 3^ 3i to 4 2f to 31 3 to3 ; 31 to 3^ 31 to £ f - July. 3f to 4J 3| to 41 4 to4f 3f to 4£ 5 3f to 41 4 to4| 4 to4f 4£ to 51 August. September. October. 21 to 3£ 3 to7J 3 to 8 to 4 to4| 41 to 5 4Jto5 to 5 4|to6 5 to 6 5 to 6 5 to 6 5 to 6 to 6 to 6 to 6 to 6 to 6 4f to 5 5 to 5£ 5^ to 6 5 to 6 5§to6 6 to6i 5f to 6 5|to6 6* RESERVE AND DEPOSITS OF NATIONAL BANKS. Exclusive of United States deposits national banks are required by law to maintain lawful-money reserve for all deposit liabilities. Banks located in New York, Chicago, and St. Louis (central reserve cities) are required to maintain a reserve of 25 per cent; banks in the other reserve cities are required to maintain the same per cent, although one-half of the amount required may be kept on deposit with their reserve agents in central reserve cities; banks located elsewhere than in the two classes of reserve cities are required to maintain a reserve of 15 per cent, of which two-fifths must be held in bank and threefifths may be kept on deposit with their agents in reserve or central reserve cities. On December 5, 1911, against deposits subject to reserve aggregating $6,670,804,612, the reserve held was $1,404,400,973, or 21.05 per cent, and including with the available reserve funds in excess thereof on deposits with correspondents the aggregate means available to meet liabilities were $1,649,290,440, an average of 24.72 per cent. EEPORT OF THE COMPTKOLLER OF THE CURRENCY. 9 The reserve held by national banks in New York and St. Louis exceeded the legal requirement, while the average for the Chicago banks was but 0.15 of 1 per cent less than the required 25 per cent. The average percentage held by other reserve city banks exceeded the requirement and ranged from a minimum of 19.15 per cent to a maximum of 33.05 per cent. As a general rule, the average in each of these reserve cities approximated or exceeded the legal requirement. Without an exception, the average reserve of all banks in every State, exclusive of the reserve cities, exceeded the 15 per cent requirement, the average being 16.75 per cent. In the city of New York on February 20 the high reserve of 27.04 brought up the average of all central reserve cities to 26.49. On that date the average in other reserve cities was 25.59 per cent and elsewhere in the country 16.48 per cent, making the average for the United States 21.44 per cent. The deposit liabilities on that date were $7,030,641,998, and the reserve held $1,507,514,837. On April 18 both St. Louis and Chicago banks were deficient 0.13 of 1 per cent, but the average in New York of 26.31 per cent brought the average for the three cities up to 25.87 per cent. The average in other reserve cities was 25.61 per cent, in country banks 16.59 per cent, and in the country at large 21.30 per cent. The deposit liabilities on that date were $6,997,244,603 and the reserve $1,490,352,447. By June 14 the deposit liabilities had increased to $7,050,134,993 and the reserve held to $1,505,150,954, or 21.35 per cent. On this date St. Louis only of the central reserve cities was deficient and to the extent of but 0.12 of 1 per cent, the average for the three central reserve cities being 26.19 per cent. The average in the other reserve cities was 25.48 per cent and that of the country banks 16.53 per cent. On the date of the last report of the year, September 4, against liabilities of $7,093,336,535 the banks held reserve of $1,467,739,561, or 20.69 per cent. New York and Chicago banks were slightly deficient and St. Louis slightly excessive, but the average for the three cities was deficient but 0.26 of 1 per cent, standing at 24.74 per cent. On this call the banks in the major portion of the other reserve cities were slightly deficient, making the average for all 24.92 per cent. Country banks still maintained approximately 16 per cent reserve, the exact figures being 16.40 per cent. Reports from each class of banks have been tabulated to show the legal reserve and also the amount and per cent of all available means to meet the reserve requirements. From these reports the following table has been compiled for each class of banks at the date of each report from December 5, 1911: Dec. 5,1911. Class of banks. Central reserve city banks. Other reserve city banks... Country banks , All banks Feb. 20,1912. Apr. 18; 1912. June 14,1912. Sept. 4,1912. Avail- Legal Avail- Legal Avail- Legal AvailLegal Available Legal able able able able rerererererere- serve. rerereserve. serve. serve. serve. serve. serve* serve. serve. serve. Per ct. 25.16 25.34 16.75 21.05 Per ct 25.16 27.44 23.00 24.72 Per ct. 26.49 25.59 16.48 21.44 Per ct. 26.49 29.38 24.32 26.24 Per ct. 25.87 25.61 16.59 21.30 Per ct 25.87 25.56 23.36 25.39 Per ct. 26.19 25.48 16.53 21.35 Per ct 26.19 28.13 22.50 24.94 Per ct. Per ct. 24.74 24.74 24.92 27.39 16.40 22.91 20.69 24.57 10 KEPOKT OF THE COMPTKOLLER OF THE CURRENCY. Supplementing the foregoing statement, there is submitted herewith a compilation of the returns for each call for reserve cities and geographical divisions, relating to the amount and per cent of reserve held and the amount held in excess of the legal requirements: Amount of reserve held. Date of call. Per cent reserve held. Amount of excess reserve. CENTRAL RESERVE CITIES. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 $383,087,745 461,243,057 435,861,274 451,990,229 407,650,800 25.16 26.49 25.87 26.19 24.74 $2,415,827 25,897,845 14,592,124 20,549,875 14,235,201 469,518,426 490,613,475 491,420,609 492,792,874 488,572,441 25.34 25.69 25.61 25.48 24.92 6,220,625 11,359,687 11,715,258 9,347,559 11,559,616 852,606,172 951,856,532 927,281,882 944,783,103 896,223,241 25.26 26.02 25.73 25.82 24.84 8,636,453 37,257,532 26,307,381 29,897,435 15,794,817 54,054,018 53,680,252 53,405,076 53,249,973 55,254,787 16.19 16.50 16.28 16.21 16.39 5,775,248 4,888,188 4,184,674 3,985,744 4,700,900 163,371,303 163,914,379 166,761,046 165,132,668 170,358,046 16.33 16.15 16.25 16.08 16.03 13,327,445 11,702,390 12,854,346 11,092,483 10,955,805 93,608,532 95,851,199 97,836,496 94,585,858 94,659,875 17.04 16.75 17.14 16.95 16.74 11,225,283 10,035,725 12,203,036 10,903,454 9,851,100 149,512,868 152,110,509 153,936,194 156,402,408 158,125,103 16.62 16.19 16.37 16.42 16.23 14,538,144 11,201,925 12,846,102 13,549,161 11,954,869 53,242,029 52,253,896 52,717,066 52,578,331 54,334,014 17.11 16.82 17.02 17.08 16.82 6,574,766 5,642,112 6,261,491 6,413,541 5,867,236 37,298,546 37,171,240 37,764,210 37,850,930 38,000,383 17.72 17.88 17.50 17.60 17.25 5,720,734 5,995,752 5,388,955 5,586,258 4,963,223 OTHER RESERVE CITIES. Dec. 5 Feb. 20 Apr. 18 June 14 Sept.4 TOTAL RESERVE CITIES. Dec. 5 Feb. 20 Apr. 18 June 14 Sept.4 COUNTRY BANKS. I New England States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept.4 Eastern States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 Southern States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 Middle Western States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 Western States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept.4 Pacific States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept.4 : i Deficiency, 11 BEPOBT OF THE COMPTKOLLEK OF THE CUEEENCY. Date of call.. Amount of reserve held. Per cent reserve held. Amount of excess reserve. COUNTRY BANKS—continued, Island Possessions. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 $707,501 676,826 660,477 567,684 784,112 33.89 31.58 29.98 26.66 33.54 $394,319 355,313 329,971 248,362 433,453 551,794,800 555,658,304 563,070,565 560,367,852 571,516,320 16.75 16.48 16.59 16.53 16.40 57,555,941 49,821,405 54,068,575 51,779,004 48,726,675 1,404,400,973 1,507,514,837 1,490,352,447 1,505,150,955 1,467,739,561 21.05 21.44 21.30 21.35 20.69 66,192,393 87,078,937 80,375,956 81,676,439 42,931,857 Total States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 Total United States. Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 SAVINGS DEPOSITORS AND DEPOSITS IN NATIONAL BANKS. During the past two years especial attention has been given to the work of obtaining returns from national banks in relation to the volume of their savings accounts and the number of participants therein. In an appreciable percentage of banks paying more than nominal rates of interest on deposits, there is a lack of uniformity in the characterization of savings or interest bearing accounts. That this condition exists is evident from the examination of the reports of various banks from date to date, as discrepancies occur in the volume of savings accounts and the number of savings depositors which would not appear if there was a complete segregation of accounts of this character from other deposits. Notwithstanding this fact, it is evident that national banks and commercial banks generally are competing to a certain extent with the savings banks, and the reports show a steady increase in deposits of this character in national banks. There is nothing in the Federal law authorizing the establishment of a savings department by national banks, but as the right to pay interest on deposits is recognized, the position of the office is that the question of the conduct of a savings or interest department is a matter for the determination of the directors of each bank. Deposits in commercial banks are presumed to be subject to demand, but whether such institutions have the right to enter into a different arrangement with their customers is a matter for determination by the courts. Deposits, of whatever character, however, are subject to the various provisions of- the national-bank act with respect to their investment. The extent to which national banks are securing savings accounts is shown in the following table, which is based upon the reports made at each call from December 5, 1911, to September 4, 1912. 12 EEPOET OF THE COMPTROLLER OF THE CURRENCY. Number of savings depositors and amount of savings deposits in national banks. Number Number of report- reporting Number of ing savmgs depositors. banks. deposits. Date. 7,328 7,339 7,355 7,372 7,397 Dec. 5,1911.. Feb. 20,1912 Apr. 18,1912 Tune 14,1912 Sept. 4, 1912. Amount of deposits. Average deposit. 3,073 2,445,806 $670,492,062.96 3,138 2,527,956 700,724,380.43 3,199 2,574,869 712,534,578.18 3,220 12,600,610 719,640,346.23 3,268 2,709,048 748,247,183.95 $274.14 277.19 276.73 276.72 276.20 » Other depositors, 7,218,687. CLASSIFICATION OF NATIONAL BANKS BY CAPITAL STOCK. Elsewhere in this report appears a statement relating.to the number and paid-in capital stock of national banks, grouped by States and geographical divisions, the banks being divided into seven classes, namely, those with capital of $25,000, over $25,000 and less than $50,000, $50,000 and less than $100,000, $100,000 and less than $250,000, $250,000 and less than $1,000,000, $1,000,000 and less than $5,000,000, and $5,000,000 and over. The figures in question are taken from the reports of condition of the banks of date September 4, last, and are summarized in the accompanying table. The number of banks of the first two classes, the large majority of which are of the minimum amount of capital, represent 32.24 per cent in number and 6.02 per cent of the capital of all banks; banks with capital of $50,000 and less than $250,000 are the most numerous, being 58.5 per cent in number and representing 36.19 per cent of the aggregate capital; banks with capital ranging from $250,000 to less than $1,000,000 represent 6.73 per cent in number and 18.67 per cent in capital, while oanks with capital of $1,000,000 and less than $5,000,000 are but 2.29 per cent in number, though representing 22.4 per cent of the capital. There are 18 banks, less than one-fourth of 1 per cent of the total, with capital of $5,000,000 and over, the latter representing, however, 16.72 per cent of the capital of all reporting national banks. The table in question follows: Number of national banks, classified by capital (paid in), on Sept. 4,1912. Class. $25,000 Over $25,000 and less than $50,000 $50,000 and less than $100,000 $100,000 and less than $250,000.... $250,000 and less than $1,000,000.. $1,000,000 and less than $5,000,000. $5,000,000 and over Grand total Number. Per cent. Amount. Per cento 2,004 381 2,321 2,006 498 169 18 27.09 5.15 31.38 27.12 6.73 2.29 .24 $50,069,730 12,849,335 124,452,200 254.053,385 195,282,230 234,305,700 175,000,000 4.79 1.23 11.90 24.29 18.67 22.40 16.72 7,397 100.00 1,046,012,580 100.00 RELATION OF CAPITAL TO DEPOSITS, ETC., OF NATIONAL BANKS. By reference to the following table, relating to the proportion of capital to deposits, loans, and aggregate resources; of capital, surplus, and other profits to individual deposits; and of specie and legal Digitized fortenders FRASERto individual deposits on or about October 1 for the past four 13 EEPOBT OF THE COMPTROLLER OF THE CURKENCY. years, it will be noted that there have been no material changes, the capital now standing as $1 to $5.63 of deposits, $1 to $5.77 of loans, $1 to $10.48 of aggregate resources, while the combined capital, surplus, and other profits to deposits is as $1 to $2.96 and specie and legal tender notes to individual deposits as $1 to $6.58. The table in question follows: Items. Capital to individual deposits Capital to loans Capital to aggregate resources Capital and surplus and other profits to individual deposits Specie and legal tenders to individual deposits 1909 51.00 to $5.30 1.00 to 5.43 1.00 to 10.14 1910 1911 51.00 to $5.13 1.00 to 5.45 1.00 to 9.80 51.00 to 55.35 1.00 to 5.52 1.00 to 10.12 51.00 to $5.63 1.00 to 5.77 1.00 to 10.48 1.00 to 2.87 1.00 to 2.74 1.00 to 2.84 1.00 to 2.96 1.00 to 5.87 1.00 to 6.04 1.00 to 6.14 1.00 to 6.58 CHANGES IN LOANS, BONDS, CASH, AND DEPOSITS. In connection with the general summary of the assets and liabilities of the national banks as shown by the periodical returns during the year, a compilation has been made, in thousands of dollars, relating to the volume of loans, investments in bonds, cash and cash items, and individual deposits for each call since September 1, 1911. Following the figures for each date is stated the average of each of the items, by geographical divisions, enabling ready comparisons to be made as to fluctuations. The table in question follows: Changes in volume of principal assets and in deposits, by geographical divisions, 1911-12. [In thousands of dollars.] Divisions and dates. New England States: Dec. 5,1931 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4, 1912 Average Eastern States: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 Average Southern States: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 Average Middle Western States: Dec. 5,1911.. Feb. 20,1912 , Apr. 18,1912 June 14,1912 Sept. 4,1912 Average Loans. Cash and Individual Bonds, etc. cash items. deposits. 5500,413 499,639 499,200 513,890 522,594 $162,793 166,086 167,564 169,175 166,320 582,139 76,957 84,603 80,258 81,136 $499,]26 490,412 497,496 516,921 512,014 507,147 166,387 81,018 503, J93 2,094,636 2,224,408 2,218,641 2,248,078 2,261,785 830,154 821,653 812,597 823,726 822,207 623,350 687,586 657,793 689,203 671,380 2,080,870 2,146,071 2,175,554 2,240,525 2,250,680 2,209,509 822,067 665,862 2,178,740 717,540 716,949 727,407 737,921 770,165 179,093 183,111 386,230 186,575 187,303 83,183 82,741 84,600 80,718 81,922 653,926 671,464 673,497 659,226 669,313 733,996 184,462 82,632 665,485 1,596,727 1,627,272 1,673,229 1,671,952 1,684,101 423,611 431,231 435,156 440,949 439,039 293,337 302,644 310,935 314,784 312,286 1,481,110 1,503; 540 1,522,259 1,560,759 1,596,017 1,650,656 433,997 306,797 1,532,737 14 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. Changes in volume of principal assets and in deposits, by geographical divisionSy 1911-12— Continued. Divisions and dates. Loans. Western States: Dec. 5,1911 Feb. 20 1912 Apr. 18,1912 June 14 1912 Sept. 4,1912 Average Pacific States: Dec. 5,1911 Feb 20 1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 . Average Island possessions: Dec 5 1911 Feb. 20 1912 . Apr. 18,1912 June 14 1932 Sept. 4,1912 . Average United States: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 Average . . . . . Cash and Individual Bonds, etc. cash items. deposits. $363,136 362,649 368,885 377,329 385,306 $97,962 98,543 96,920 97,416 97,849 $48,045 52,566 53,771 54,179 55,288 $405,867 405,619 405,885 411,480 419,637 371,461 97,738 52,769 409,697 385,363 378,087 393,360 403,142 415,382 130,074 131,122 133,808 135,012 136,874 72,037 73,076 74,514 71,796 78,564 413,515 411,790 435,663 434,689 442,030 395,066 133,378 73,997 427,537 1,292 1,427 1,442 1,590 1,504 944 971 971 968 987 592 513 485 414 622 ] 625 1,661 1,693 1,858 1,975 1,451 968 525 1,762 5,659,109 5,810,433 5,882,166 5,953,904 6,040,841 1,824,634 1,832,722 1,833,251 1,853,824 1,850,583 1,210,780 1,276,087 1,266,706 1,291,357 1,281,203 5,536,042 5,630,559 5,712,051 5,825,461 5,891,670 5,869,290 1,839,002 1,265,226 5,719,156 Supplementing the foregoing statement relative to the principal items of assets and individual deposits of national banks, by geographical divisions, the items in question have been assembled by classes; that is, those relating to banks in central reserve, other reserve cities, elsewhere in the country, and the total. As will be observed, the loans, cash, and individual deposits in the central reserve city banks were greater in amount on September 4, 1912, than on December 5, 1911, while the bond investments declined from $341,390,000 to $304,198,000, a decrease of approximately $37,000,000. The figures in question show an increase in all items in banks in other reserve cities, the investments in bonds increasing from $414,076,000 to $429,063,000, approximately $15,000,000. The amount of loans, bonds, and individual deposits in banks outside of the reserve cities show, with three exceptions, a gradual increase from each report to the one following, the most notable feature being the increase in investments in bonds, which was approximately $48,000,000. The gross increase in investments in bonds by all banks was $63,000,000, but by reason of the reduction in investments of this character by the central reserve city banks of $37,000,000, the net increase of all banks was $26,000,000. The details are shown in the accompanying table. EEPORT OF THE COMPTEOLLEE OP THE CUEEENCY. 15 Loans, bonds, cash, and individual deposits of national banks at date of each call from Dec. 5, 1911, to Sept. 4, 1912, inclusive, in central reserve cities, and other reserve cities, and the country, together with the average for each section, 1911-12. [In thousands of dollars.] Loans. Central reserve cities: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 Cash and Individual Bonds, etc. cash items. $1,250,396 1,409,882 1,397,010 1,409,950 1,383,862 $341,390 322,504 304,942 320,545 304,198 $565,204 633,835 612,125 646,416 613,163 $956,035 1,001,691 1,021,943 1,092,759 1,056,704 Average 1,370,220 318,715 614,148 1,025,826 Other reserve cities: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 1,538,654 1,536,410 1,560,288 1,580,419 1,623,527 414,076 423,264 429,901 434,254 429,063 333,701 338,136 345,644 338,423 353,057 1,355,850 1,341,851 1,379,708 1,420,245 1,421,411 Average 1,567,859 426,111 341,772 1,383,813 2,870,059 2,864,140 2,924,867 2,963,534 3,033,451 1,069,167 1,086,953 1,098,406 1,109,025 1,117,321 311,875 304,115 308,936 306,517 314,981 3,224,156 3,287,016 3,310,398 3,312,455 3,413,554 Country banks: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 Average 2,931,210 1,096,174 309,284 3,309,515 Total United States: Dec. 5,1911 Feb. 20,1912 Apr. 18,1912 June 14,1912 Sept. 4,1912 5,659,109 5,810,433 5,882,166 5,953,904 6,040,841 1,824,634 1,832,722 1,833,251 1,853,824 1,850,583 1,210,780 1,276,087 1,266,706 1,291,357 1,281,203 5,536,042 5,630,559 5,712,051 5,825,461 5,891,670 Average 5,869,290 1,839,002 1,265,226 5,719,156 BOND INVESTMENTS BY NATIONAL BANKS. From June 7, 1911, to June 14, 1912, the banks increased their investments in bonds and other securities from $1,752,480,889 to $1,853,825,171, the increase being $101,344,282. By reference to the periodical reports it appears that practically 75 per cent of this increase was effected between June and December, 1911, and also that the bulk of the increase was represented by investments of banks outside of the reserve cities. As considerable interest attaches to these investments, a statement is submitted herewith showing the character and amount of each class of these investments, other than United States bonds, owned by the banks on June 7, 1911, and June 14, 1912, which is supplemented by similar information relating to the investments in United States bonds. 16 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. The table follows. Class. June 7,1911. State, county, and municipal bonds Railroad bonds Other public service corporation bonds All other bonds Stocks (presumably taken for debt) Warrants, claims, judgments, etc Various securities with the Treasury as security for public deposits Foreign Government bonds Other foreign bonds and securities Total bonds other than United States $164,116,007 361,231,068 182,212,010 198,646,916 40,806,519 34,035,187 12,168,275 10,483,971 3,943,466 $179,322,004 354,321,271 195,452,530 223,500,814 43,097,143 37,884,505 31,163,415 8,615,102 4,426,217 1,007,643,419 1,077,783,001 694,214,820 40,768,400 9,854,250 721,395,970 46,273,660 8,372,540 United States bonds to secure circulation United States bonds to secure United States deposits United States bonds on hand Total United States bonds Total bonds of all classes June 14,1912. 744,837,470 776,042,170 1,752,480,889 1,853,825,171 PRODUCTIVITY OF LOANS AND BOND INVESTMENTS. Practically the entire income of banks is derived from the interest on loans and returns upon investments in bonds and other securities. The total of these two classes of investments, based upon averages of the returns for the year ended September 4, is shown to be $7,708,292,000, $5,869,290,000 representing loans and discounts and $1,839,002,000 investments in bonds and other similar securities. The gross earnings of the banks, as shown by their returns for the vear ended June 30, 1912, were $450,043,250, or 5.84 per cent on loans and investments. The percentage of gross earnings from both classes of investments is shown to have varied from a minimum of 5.05 in the New England States to a maximum of 8.33 in the Western States. The percentage shown for the Eastern States was 5.29; Middle Western, 5.75; Pacific, 6.30; and Southern, 6.87. The volume of loans and investments in bonds (averages), together with the amount of gross earnings and the percentage of gross earnings to investments, for each geographical division, are shown in the accompanying table. Loans. Bonds, etc. Total investments. Percentage of gross Gross earnings. earnings to investments in loans, etc. $507,147,000.00 $166,387,000.00 $673,534,000.00 $34,043,213.15 New England States 2,209,509,000.00 822,067,000.00 3,031,576,000.00 160,428,741.86 Eastern States 733,996,000.00 184,462,000.00 918,458,000.00 63,135,395.26 Southern States Middle Western States... 1,650,656,000. OC 433,997,000.00 2,084,653,000.00 119,937,918.42 371,461,000.00 97,738,000.00 469,199,000.00 39,069,043.01 Western States 395,066,000.00 133,378,000.00 528,444,000.00 33,277,461.77 Pacific States, 1,451,000.00 968,000.00 2,419,000.00 151,476.62 Hawaii Total 5,869,290,000.00 1,839,002,000.00 7,708,292,000.00 450,043,250.09 5.05 5.29 6.87 5.75 8.33 6.30 6.26 5.84 PERCENTAGES OF PRINCIPAL ITEMS OF ASSETS AND LIABILITIES OF NATIONAL BANKS. Loans and discounts, United States bonds, and lawful money representing 70.3 per cent of the aggregate resources of national and capital, surplus, and other undivided profits, and indibanks, 17 BEPORT OF THE COMPTROLLER OF THE CURRENCY. vidual deposits 71.9 per cent, it is interesting to note the relative percentage of each item and the aggregates during the past 10 years. That the relative proportions varied but slightly from year to year (on or about October 1) will be seen by reference to the accompanying table. Items. 1903 Loans and discounts. United States bonds. Lawful money Per ct. 55.2 8.6 8.8 Total Capital Surplus and profits.. Individual deposits . Total 1904 1905 1906 1907 1908 1909 1910 1911 1912 Perct. Per ct. Perct. Per ct. Per ct. Per ct. Per ct. Per ct. Perct. 53.4 7.9 7.2 53.9 54.0 56.1 52.9 53.5 55.6 8.9 7.8 8.4 9.6 9.5 8.9 54.5 7.4 8.6 55.1 7.1 8.1 72.6 68.5 70.2 69.6 72.4 70.5 70.6 72.0 70.5 70.3 11.9 8.8 50.0 11.0 9.8 49.6 10.7 8.3 51.1 10.4 8.4 52.4 10.7 8.8 51.5 10.2 8.5 50.4 9.8 8.4 52.3 10.2 8.9 52.4 9.9 8.7 52.9 9.4 8.7 53.8 70.7 70.4 70.1 71.2 70.9 69.1 70.5 71.5 71.5 71.9 UNITED STATES BONDED DEBT AND NATIONAL-BANK DETAIL. HOLDINGS IN The bonded debt of the United States on October 31, 1912, was $964,631,630 as against $963,349,390 on October 31, 1911, the increase being in Panama 3 per cents to the extent of $10,000 and postal savings bonds to the amount of $1,272,240. All Government bonds, exclusive of the Panama threes and the postal savings two-anda-halfs, are available as security for national-bank circulation, and of the bonds available $730,257,280 are on deposit with the Treasurer of the United States as security for circulation. As a result of the legislation of 1900, reducing the semiannual tax on national-bank circulation from one-half to one-fourth of 1 per cent where secured by bonds bearing interest at the rate of 2 per cent, the investments by banks in securities of that character now represent 94 per cent of the securities deposited for that purpose. In addition to bonds deposited as security for circulation, national banks have on deposit with the Treasury Department $38,952,500 United States bonds as security for public deposits, and on September 4, 1912, they held in their vaults unpledged Government bonds to the amount of $7,804,070; that is, a fraction in excess of 80 per cent of the bonded debt of the United States is held by national banking associations. The interest-bearing bonded debt of the United States, the amount of bonds on deposit to secure national-bank circulation and Government deposits, including other bonds on deposit for the latter purpose, on October 31, 1912, are shown in the following table. 64776°—CUR 1912 2 18 EEPOET OF THE COMPTROLLEB OF THE CURRENCY. Interest-bearing bonded debt of the United States and bonds on deposit to secure nationalbank circulation and Government deposits, Oct. SI, 1912. Bonded debt. Class. Consols of 1930 (2s) Loan, 1908-1918 (3s) Loan, 1925 (4s) Panama Canal loan: Series of 1906 (2s) Series of 1908 (2s) Series of 1911 (3s) Philippine loans and railway bonds (4s) Porto Rico loans (4s) District of Columbia bonds (3.65s) Territory of Hawaii bonds (various) State, city, and railroad bonds (various) Postal savings bonds (2£s), 1911-1931 (first series) Postal savings bonds (2|s), 1912-1932 (second series) Postal savings bonds (2§s), 1912-1932 (third series) Total $646,250,150 $601,762,600 63,945,460 20,419,220 118,489,900 26,817,000 54,631,980 30,000,000 50,000.000 Bonds on deposit to secure Government deposits. $12,516,700 3,681,300 3,741,000 52,684,280 28,574,180 1,468,500 657,000 16,888,000 4,580,000 688,000 812,000 715,000 1,310,000 730,257,280 47,057,500 41,900 417,380 854,860 964,631,630 E A R N I N G S AND Bonds on deposit to secure circulation. DIVIDENDS OF NATIONAL BANKS. Section 5212 of the Revised Statutes of the United States provides that within 10 days after a national bank has declared any dividend the amount of such dividend and the amount of net earnings in excess of such dividend shall be reported to the Comptroller of the Currency, but in view of the fact that section 5211 authorizes the comptroller to call for special reports whenever in his judgment they are necessary to a full and complete knowledge of the bank's condition, every bank is required to submit a report of its earnings, regardless of the fact that no dividend may have been declared, at the close of each selected dividend period. Dividend periods, as a general rule, are for the six months ending with June and December of each year, although there are a limited number of banks declaring quarterly dividends and some bimonthly. Heretofore it has been the policy to publish the abstracts covering the semiannual returns, but in this report the returns for the year ended June 30, 1912, have been consolidated, as from a statistical standpoint information relative to earnings and dividends for a full year is more satisfactory than for semiannual periods, as the latter necessitate combination to enable proper comparisons to be made. As heretofore, the abstracts show the condition with respect to earnings and dividends of all national banks in each reserve city, each central reserve city, other reserve cities, and separately each State, together with the aggregates for each geographical section of the country. The capital on which dividends were paid during the year ended June 30, 1912, was $1,031,383,425; the surplus, $704,346,706.70, and the gross earnings were $450,043,250. The charges against gross earnings were losses and premiums aggregating $42,256,130, or 9.39 per cent ; and expenses of $258,730,516, or 57.49 per cent. These deductions left net earnings to the amount of $149,056,603, from which dividends were paid to the amount of $120,300,872, or 11.66 per cent on capital and 6.93 per cent on capital and surplus combined. The net earnings were equivalent to 8.59 per cent of capital and surplus. EEPORT OF THE COMPTROLLER OF THE CURRENCY. 19 The capital, surplus, ratio of surplus to capital, amount and per cent of dividends paid by national banks in each geographical division are shown in the following table: Number of banks making earning returns for the year ended June 30, 1912, the capital stock, surplus, amount of dividend paid, and percentages of each to capital. Number of banks. Sections. New England States Eastern States Southern States Middle Western States.. Western States Pacific States Hawaii Total 464 1,633 1,462 2,036 1,238 470 4 7,307 Capital stock. Surplus. $99,651,950 $62,497,581.21 338,312,175 344,304,716.40 164,556,900 83,833,711.83 274,756,100 142,887,984.53 70,295,500 32,064,608.28 83,200,800 38,503,678.03 254,426.42 610,000 1,031,383,425 704,346,706.70 Per cent of sur- Amount of diviplus to dends paid. capital. Per cent of dividends to capital. 62.72 101.77 50.95 52.01 45.61 46.28 41.71 $7,979,843.18 47,352,319.18 17,437,139.08 29,402,275.18 9,329,943.56 8,754,852.04 44,500.00 8.01 1400 10.60 10.70 13.27 10.52 7.30 68.29 120,300,872.22 11.66 Following the abstract of reports of earnings and dividends for the year 1912, appearing in the appendix, is a comparative statement covering the past 43 years. This table shows that the average net earnings*annually were $75,726,559; the dividends, $57,142,245, or an average dividend based upon capital stock of 9.17 per cent. The total net earnings for the 43 years were $3,256,242,044, and the aggregate dividends $2,457,116,551. NATIONAL-BANK NOTES IN CIRCULATION. Except as permitted by the act of 1908, relating to the issue of so-called v( additional currency," the issue of national-bank circulation is limited to the amount of paid-in capital stock with United States interest-bearing registered bonds as security. On September 4, 1912, with paid-in capital of $1,046,012,580, national banks had on deposit with the Treasurer of the United States as security for circulation $724,085,520 United States bonds. The latter amount is a fraction less than 70 per cent of the capital, and shows that with additional deposits of United States bonds the banks might increase their circulation to the extent of $321,927,060; but regardless of this fact there has been only a normal increase in national-bank circulation during the past year, although the maximum during the history of the system was reached on September 4 last, as shown by the banks7 reports of condition. Statistics appear in the appendix showing the percentage of nationalbank circulation to capital and to assets at the date of each report made by the banks from 1863 to 1912, and also to the stock of money in the United States on or about June 30 of each year. These statistics show not only a material increase in the amount of national-bank circulation since March 14, 1900, by reason of the legislation of that date, but a constantly increasing percentage as compared with the stock of money in the country. On June 29, 1900, the reports of condition of the banks indicated that circulating notes represented 11.3 per cent of the general stock of currency, whereas on September 4, 1912, they reached 19.5 per cent. 20 EEPOET OF THE COMPTKOLLER OF THE CURRENCY. The distribution of national-bank currency, as appears from the reports made by the banks during the current year, is shown in the following table: Date. York. New York, Other Chicago, reserve and cities. St. Louis. Millions. Millions. $49.0 $84.9 48.1 83.8 47.5 81.0 45.9 77.3 49.6 80.9 47.2 77.7 Nov. 10,1910 Jan. 7,1911 Mar. 7,1911 June 7,1911 Sept. 1,1911 Sept. 4,1912 All reserve cities. Country. Total. Millions. Millions. Millions, MiUims. $155.6 $240.5 $439.9 $680.4 157.4 241.2 684.1 442.9 158.5 239.5 441.2 680.7 158.3 235.6 446.1 681.7 161.7 242.6 454.3 696 9 163.5 241.2 472.6 713.8 BONDS, CIRCULATION, CAPITAL STOCK, ETC. At the close of business on October 31, 1912, the number of national banks in existence was 7,428, with paid-in capital stock of $1,053,670,435; bonds deposited with the Treasurer of the United States to secure circulation, $730,257,280; and circulation outstanding secured by bonds, $727,169,316. On the same date there were outstanding circulating notes to the amount of $22,179,543, the redemption of which has been provided for by deposits of lawful money with the Treasurer of the United States by banks reducing their circulation, those in voluntary liquidation, and in the charge of receivers, making the aggregate outstanding bank circulation $749,348,859. As will be noticed by reference to the following table there has been a gradual increase in the number of banks from month to month, and m capital stock, except in the months of June and October, the reductions in those two months being due to the liquidation for consolidation of banks with large capital, the consolidation of the banks not being attended with any increase in capital stock of the absorbing associations. The bond-secured circulation steadily increased from $712,115,338 on November 30, 1911, to $718,548,203 on February 28, 1912. In March, however, by reason of withdrawal of bonds, the bond-secured circulation was reduced approximately $1,500,000, but increased in the next month to $718,604,693 and steadily increased thereafter to $727,169,316 on October 31. Deposits of lawful money to provide for the redemption of circulation to be retired were at the maximum $27,869,790 in March and the minimum on October 31, when the amount was $22,179,543. By reason of an increase of $15,000,000 in bonds securing circulation and a reduction of $5,500,000 in circulation secured by lawful money, there was a net increase during the year of circulation outstanding of $9,584,513. The number of banks, paid in capital stock, bonds on deposit to secure circulation, and circulation secured by bonds and lawful money monthly from November 30, 1911, to October 31, 1912, together with the average monthly price of 2 per cent consols of 1930, are shown in the accompanying table. BEPORT OF THE COMPTROLLER OP THE CURRENCY. 21 Capital, bonds on deposit to secure circulation, circulation outstanding. Date. Number of banks. Capital. Bonds on deposit. Average monthly price of 2 per cent consols, 1930. Circulation secured by— Bonds. 1911. Nov. 30 Dec.31 o 7,334 $1,032,602,135 7,340 1,033,302,135 $715,560,170 717,578,120 100.4167 100.4130 $712,115,338 714,363,068 1912. Jan.31 Feb.28 Mar.31 Apr.30 May31 June 30 July31 Aug.31 Sept. 30 Oct. 31 7,348 7,353 7,365 7,372 7,387 7,394 7,400 7,410 7,422 7,428 1,036,132,435 1,038,495,435 1,041,410,435 1,043,705,435 1,045,170,435 1,040,545,435 1,054,350,435 1,056,575,435 1,056,775,435 1,053,670,435 719,811,320 722,026,920 721,315,120 723,035,910 724,265,600 724,493,740 725,505,460 727,317,530 728,984,230 730,257,280 100.3822 100.3995 100.9808 101.2500 101.2500 101.0100 100.8750 100.9231 101. 2500 101. 2548 715,493,996 718,548,203 717,001,493 718,604,693 719,861,030 720,424,110 721,623,148 723,905,556 725,395,343 727,169,316 Lawful money. Total circulation outstanding.i $27,649,008 26,240,119 $739,764,346 740,603,187 26,167,972 741,661,968 25,724,070 744,272,273 27,869,790 744,871,283 27,115,655 745,720,348 25,631,642 745,492,672 24,710,882 745,134,992 23,282,793 744,905,941 22,595,751 746,501,307 22,384,311 747,779,654 22,179,543 1749,348,859 i Includes $74,079 gold bank notes. CIRCULATION ISSUED, REDEEMED, AND OUTSTANDING. From the date of the first issue on December 21, 1863, to October 31, 1912, national-bank circulation, exclusive of gold bank notes, has been issued to the amount of $5,922,574,825. The redemptions aggregated $5,172,102,476, leaving outstanding at the close of the current year, exclusive of gold bank notes and unredeemed fractions, $750,472,349. Issues during the current year on account of redemptions, issues to new banks, and to those increasing their circulation, amounted to $462,388,390. In addition to the issues to the banks there were withdrawn from the vaults, canceled and destroyed; notes to the amount of $20,459,820 by reason of liquidations and failures of banks for the account of which these notes were held. To meet possible demands for additional currency by reason of the legislation of May 30, 1908, incomplete notes of every bank to the extent of 50 per cent of the capital are held in the vaults of the office, the aggregate amount so held being $539,164,590. Gold bank notes to the amount of $3,465,240 were issued under authority of the act of 1870 by banks organized for the specific purpose of issuing circulating notes redeemable in gold. All of these banks, however, were liquidated or changed to national-currency banks prior to 1884, hence no notes of that character have been issued since that date. The records of the office show that there are still outstanding national gold bank notes to the amount of $74,679. With the exception of the Irvington National Bank, Irvington, N. Y., and the Rogers National Bank, Jefferson, Tex., each capitalized for $25,000, every national bank in the system is a bank of issue. The two banks in question have on deposit with the treasurer the requisite amount of United States bonds, but neither has taken advantage of the permissive feature of taking out circulation on their bond deposit. Prior to 1879, the date of the resumption of specie payments, national-bank notes of the denomination of $1 and $2 were per- 22 BEPOBT OF THE COMPTROLLER OF THE CURRENCY. mitted to be issued, but since that year the minimum denomination was $5. With that restriction there were no limitations on the amount of each denomination of bank currency issuable upon the security of bonds until March 14, 1900, when the law was amended to limit the proportion of notes of the denomination of $5 to onethird of each bank's issue. In 1900 $5 notes represented 31.2 per cent of the aggregate amount of national-bank circulation outstanding, and by reason of that legislation the proportion steadily and materially declined to 13.6 per cent on October 31, 1904. Thereafter there was a gradual increase to 20.05 per cent on October 31, 1909, and on October 31, 1912, notes of this denomination constituted 18.65 per cent of the total outstanding. * In the following table is shown the amount of circulation of each denomination outstanding on March 14, 1900, and October 31, 1912: Denominations. Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Unredeemed fractions . Mar. 14,1900. Oct. 31,1912. $348,275.00 167,466.00 79,310,710.00 79,378,160.00 58,770,660.00 11,784,150.00 24,103,400.00 104,000.00 27,000.00 32,409.00 $343,587.00 164,312.00 139,997,040.00 330,089,730.00 227,332,780.00 17,358,150 00 35,076,250.00 87,500.00 23,000.00 50,918.00 750,523,267.00 1,249,087.00 Less notes redeemed but not assorted by denominations Total 254,026,230.00 1749,274,180.00 Circulation secured by lawful money Circulation secured by bonds 1 38.004,155.00 216,022,075.00 22,104,864.00 727,169,316.00 Exclusive of fractions and of $74,679 gold bank notes. NATIONAL BANK REDEMPTION AGENCY RECEIPTS AND REDEMPTIONS. The act of June 20, 1874, requires that every national bank shall at all times keep and have on deposit in the Treasury of the United States in lawful money of the United States a sum equal to 5 per cent of its circulation, to be held and used for the redemption of such circulation. It is further provided that when the circulating notes of any bank are presented for redemption to the Treasury of the United States they shall be redeemed and the notes so redeemed shall be charged by the Treasurer to the respective issuing banks. Subsequent to redemption all notes fit for circulation are returned to the bank of issue, and those worn, defaced, mutilated, or otherwise unfit for circulation are delivered to the Comptroller of the Currency to be destroyed and replaced by new issues as provided by law. The banks are required to reimburse to the Treasury the charges for transportation and cost of assorting notes, the amount assessed upon each bank being based upon the amount of its notes that are redeemed. , In the year ended October 31, 1912, the national bank redemption agency received for redemption circulating notes to the amount of $669,359,343, of which $219,324,000, being fit for circulation, were returned to the issuing banks. The monthly receipts for redemption during the year ranged from a maximum of $77,819,645 in January to a minimum of $41,816,565 in September, the average receipts per BEPORT OF THE COMPTROLLER OF THE CURRENCY. 23 month being $55,779,945. The total receipts for the year equaled 89.89 per cent of the average amount outstanding. Kedemptions by months from November, 1911, to October, 1912, are shown in the following statement: November, 1911 December, 1911 January, 1912 February, 1912 March, 1912 April, 1912 May, 1912 June, 1912 July, 1912 August, 1912 September, 1912 October, 1912 $46, 646, 904 54, 363, 693 77,819,645 50, 283, 920 53,149, 946 55,320,499 65,929,473 61,987,331 59, 666,461 54, 271,136 41,816,565 48,103, 770 : Total 669,359,343 Of the total receipts for redemption $571,483,500, or 85.38 per cent, were shipped from the eight cities hereinafter named, and of the receipts irom these cities $333,358,000, or 49.8 per cent, were from the city of New York. # Sources from which notes were received for redemption during the year, together with the amount received from the cities named, and from all other sources, are shown in the following statement: New York Chicago Boston Philadelphia Saint Louis Cincinnati Baltimore New Orleans : $333,358,000 74,164, 500 54, 650,000 44, 826, 000 29,011,000 14,946,000 14,104,000 6,424,000 Total All other sources 571,483, 500 97, 875, 843 Total 669, 359, 343 PROFIT ON NATIONAL BANK CIRCULATION. That the margin of profit on the issue of national bank circulation is not as great as generally assumed is realized when it is known that the amount of circulation issued is less than 70 per cent of the amount issuable, the measure of the latter being the paid-in capital stock of the national banks. In computing the profit on the issue of national-bank circulation it is assumed that money is worth 6 per cent. Assuming that a bank with a capital of $100,000 purchases a like amount of Government bonds to be deposited with the Treasury as security for circulation, the measure of profit is then the difference between the interest on the cost of the bonds at 6 per cent and the net receipts from the issue of $100,000 of national-bank notes. The gross receipts are represented by the interest on the bonds and the interest on the circulation loaned at 6 per cent, from which are deducted taxes and expenses incident to the engraving of the plates for printing the circulation, redemption charges, etc., and sinking fund to provide for the cost of the bonds in 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. excess of par. The actuary of the Treasury Department has made computations for this report, which will be found in the appendix, on the profit on circulation based on the deposit of $100,000 of United States consols of 1930,4 per cent loan of 1925, and the Panama Canal loan, at the average net price monthly of bonds during the year ended October 31, 1912. These computations show the greater measure of profit on circulation secured by Panama Canal bonds treated as maturing on August 1, 1936. It is seen that in January last this issue of bonds was obtainable at par, hence on $100,000 of an investment the banks received $100,000 of circulation, obtaining $2,000 interest on the bonds and $6,000 on the loaning of the circulation, making the gross receipts $8,000. The tax was $500, expenses, $62.50, making the net deductions $562.50. The net receipts were therefore $7,437.50, which exceeded by $1,437.50 the interest on the cost of bonds at 6 per cent. That is, the profit, under these conditions, on the issue of circulation was 1.438 per cent in excess of 6 per cent on the amount of the investment in bonds. Based upon the October price of the Panama Canal bonds, namely, 101.25, the percentage of profit upon circulation in excess of 6 per cent on the investment in the bonds was 1.322. CHANGE IN DESIGN AND SIZE OF NOTES. The Secretary of the Treasury has approved a plan for systematizing the designs of United States notes, coin certificates, and nationalbank notes, and simultaneously the reduction of the size of all notes. It is the purpose to make the notes more artistic and at the same time to give them added security in the circumvention of counterfeiting. The number of designs will be reduced from 19 to 9. The change determined upon will also reduce the number of plates necessary to print national-bank notes from 12,000 to 200, thus effecting not only an economy in the printing of the notes but a saving to the banks interested. The reduction in size of the notes will enable the storage capacity of the department and bank vaults to be increased about 25 per cent, and it is believed that with the reduction in size the folding of notes, to a certain extent, will be obviated, resulting in their greater longevity. The length of time required to effect the changes in designs and size of notes is stated at about 18 months. EXPENSES OF THE BANKS INCIDENT TO THE ISSUE OF CIRCULATION AND EXPENSES OF THE CURRENCY BUREAU. For the year ended June 30, 1912, the expenses of national banks in connection with the issue of circulation aggregated $4,251,108.74, of which the semiannual tax on circulation was $3,690,313.53; cost of redemption of notes, $505,735.21; cost of plates for new banks and those extending their charters, or duplicates of original plates of other banks, $55,060. The Treasurer states the cost of redemption of national-bank circulation per $1,000 at $0.78233. In addition to the expenses stated, assessments for examination of national banks during the year were paid to the amount of $526,169.76. The corporation tax returns to the Internal Revenue KEPORT OF THE COMPTROLLER OF THE CURRENCY. 25 Bureau by national banks are not tabulated separately, but are included with returns from State banks and other financial institutions; but from a careful examination of the reports of earnings of national banks for the year ended December 31, 1911, it would appear that the tax, on earnings of each bank in excess of $5,000, produced in the aggregate approximately $1,168,000. This result is obtained by ascertaining the net earnings of each bank for the year in excess of the limit not taxable, that is, $5,000, such net earnings being stated at $116,829,000. Assuming the approximate correctness of the calculation of the corporation tax, it appears that the national banks have paid in taxes to the Government during the past year over $4,858,000. The expenses of the currency bureau for the year ended June 30, 1912, that is, for special dies, plates, printing, etc., and for salaries, excluding those reimbursed by national banks, were $670,528.15. From the date of the organization of the bureau in May, 1863, the total expenses of the office, excluding contingent expenses not paid by the comptroller but from the general appropriation for contingent expenses of the Treasury Department no separate account of which is kept, aggregated $14,596,167.53. The total taxes paid to the Government by national banks on capital and deposits to July 1, 1883, on capital and surplus under the war-revenue act of 1898, and on circulation aggregate $194,383,516.40, and with the addition of the corporation tax for the years 1909, 1910, and 1911, estimated at $3,668,000, the total payments to the Government by these banks is shown to be over $198,000,000, or more than 13 times the amount appropriated for the conduct of the business of the currenc}7" bureau during its entire existence. In the appendix statistics will be found showing by years the amount of tax paid on circulation, the cost of redemption of notes, assessments for bank plates, assessments for examiners' fees, together with the tax paid on capital and deposits during the periods for which tax on those items was imposed and the estimate of taxes paid under the corporation tax act. ORGANIZATIONS OF NATIONAL BANKS. In the year ended October 31 last charters were issued to 188 national banking associations, making the number chartered from 1863 to date 10,285. Applications to organize national banks, including conversions of State banks, numbered 262, of which 192 were approved and 35 rejected. Rejections were based, as a rule, upon information received with respect to local conditions; that is, the lack of a satisfactory field for the operation of a bank, either by reason of limited population and business or existing banking facilities. In other cases rejections were based upon the reputed character of the applicants and others interested. In cases of the rejection of applications to convert State banks, action was based upon information received to the effect that the management of the State institution had not been successful or its business had not been conducted in conformity with the laws of the State from which the charter was received. The capital at organization of the 188 associations chartered during the year was $16,080,000. The gross increase in capital 26 BEPOBT OF THE COMPTKOLLEB OF THE CUBBENCY. during the year was $43,875,300, but by reason of voluntary liquidations, reductions of capital and failures, the net increase was but $21,038,300, the aggregate authorized capital of all national banks on October 31, 1912, being $1,053,670,435. Of the 10,285 banks chartered, 7,428 are in active operation, 2,357 having beenplaced in voluntary liquidation and 500 in the charge of receivers. Changes from the State to the national system during the existence of the system are shown in the conversion of 1,692 banks, with capital at date of conversion of $337,985,928. In conformity with the provisions of the act of March 14, 1900, 3,196 banks have been chartered with individual capital of less than $50,000, and generally with the minimum amount; that is, $25,000, but by reason of the organization of a limited number of banks with capital between $25,000 and $50,000, the average capital of the banks organized under the act in question is shown to have been $26,070, the aggregate being $83,320,500. The policy of permitting the organization of national banks with capital of less than $50,000 was questioned at the time the provision was under consideration as well as subsequent to the enactment of the law, but statistics evidence the fact that these small banks have generally been successful and supplied their communities with desirable banking facilities. An investigation was made last year with respect to the earning power of the banks of various classes, based upon volume of capital, and it was shown that the dividends paid by banks with minimum capital averaged 8.05 per cent, as against an average of 10.26 per cent for all banks, and that dividends based on capital and surplus averaged 6.3 per cent against an average for all banks of 6.17 per cent. It further appeared that a fraction less than 1 per cent of banks of this character railed since 1900, against nearly 5 per cent for all national banks failing since 1865. It also appears that the creditors of these small insolvent banks have been paid a higher rate of dividend than the average for all insolvent banks excluding those with capital of $1,000,000 and over. Approximately 82 per cent has been received by creditors of all insolvent national banks, and 81.14 per cent by creditors of the small banks, the highest average, 94.63 per cent, being paid by the banks with capital of $1,000,000 and over. Since March 14, 1900, 1,825 banks have been organized under the act of 1864, the aggregate capital being $237,442,800, and with individual capital of $50,000 or more. Of the banks chartered during this period, 773 were conversions of State banks, with capital of $58,765,800; 1,528 were reorganizations of State or private banks, with capital aggregating $107,102,000; and 2,720 banks of primary organization, with capital of $154,895,500. The total number of banks chartered from March 14, 1900, to October 31, 1912, was 5,021, with capital of $320,763,300. The number organized in this period exceeded by 1,404 the number of banks in active operation on March 14, 1900. Classification, based upon capital stock and location by States and geographical divisions, of national banks organized from March 14, 1900, to October 31, 1912, is shown in the following table. REPORT OP THE COMPTROLLER OF THE CURRENCY. 27 Summary, by States, geographical divisions, and classes, of national banks organized from Mar. 14, 1900, to Oct. 81, 1912, and the paid-in capital stock of all reporting national banks on Sept. 4, 1912. Capital $25,000. Capital over $25,000 and less than $50,000. Capital. N o . No. Capital. Capital $50,000 Total organizaand over. tions. No. Capital. Capital. No. National banks reporting Sept. 4, 1912. No. Capital paid in. New England States. Maine New Hampshire.. Vermont Massachusetts Rhode Island Connecticut 4 4 5 2 $100,000 100,000 125,000 50,000 1 $30,000 4 100,000 19 475,000 1 30,000 New York New Jersey Pennsylvania Delaware Maryland District of Columbia 104 2,600,000 54 1,350,000 226 5,650,000 6 150,000 32 800,000 9 8 287,500 240,000 807,000 95,000 172,000 Total 422 10,550,000 Total 7 $385,000 2 200,000 2 150,000 19 4,450,000 1 500,000 5 250,000 11 7 7 21 1 56 50 186 22 9 $485,000 330,000 275,000 4,500,000 500,000 350,000 5,935,000 56 6,440.000 463 105,776,950 215 21,107,500 104 5,200,000 471 198 171,600,485 22,217,080 118,034,390 2,423,985 17,607,710 36 70 79 $7,850,000 5,235,000 5 160 000 61,492,500 6,775,250 19,264,200 Eastern States. 24 3 5 10? 18,220,000 42 3,610,000 225 24,190,000 1*3 1,480,000 4 1,250,000 475 30,647,000 9 245,000 50 2,452,000 834 28 108 1,250,000 11 6,102,000 49 1,601,500 386 48,750,000 857 60,901,500 1,650 337,985,650 396,000 425,000 130,000 44 4,865,000 40 3,315,000 30 3,160,000 22 2,335,000 51 4,850,000 27 5,175,000 33 2,775,000 19 1,815,000 20 3,610,000 142 16,560,000 26 2,070,000 35 5,270,000 32 3,435,000 105 6,511,000 4,690,000 3,815,000 2,660,000 6,150,000 5,515,000 3,954,500 2,080,000 3,940,000 24,971,000 2,625,000 6,825,000 4,490,000 48 85 31 33 515 49 144 103 17,443,500 9,742,000 8,610,000 5,735,000 14,709,500 7,220,000 9,700,000 3,255,000 8,345,000 48,220,600 5,035,000 17,540,900 12;562,500 521 59,235,000 1,231 78,226,500 1,483 168,119,000 4 Southern States. Virginia.. West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi . . Louisiana Texas Arkansas.. Kentucky.. Tennessee Total 38 1,250,000 50 21 13 25 7 35 7 12 229 21 53 35 950,000 525,000 325,000 625,000 175,000 875,000 175,000 300,000 5,725.000 525,000 1/325,000 875,000 11 12 4 ?0 675,000 5 165,000 10 304,500 3 90,000 1 30,000 84 2,686,000 1 30,000 7 230,000 6 180,000 546 13,650,000 ~164 5,341,500 90 55 35 96 39 78 29 33 455 48 95 73 131 111 73 46 114 Middle Western States. Ohio Indiana Illinois Michigan.. Wisconsin Minnesota.. Iowa Missouri Total 109 2, 725,000 90 2,250,000 163 4,075,000 14 350,000 36 900,000 177 4,425,000 115 2,875,000 875,000 35 19 15 19 4 4 15 21 14 658,000 483,000 663,500 130,000 125,000 471,000 710,000 450,000 739 18,475,000 111 3,690,500 88 12,825,000 70 10,300,000 94 14,250,000 27 4,890,000 29 3,450,000 30 4,700,000 65 3,970,000 41 15,885,000 216 ^.6,208,000 175 13,033,000 276 18,988,500 45 5,370,000 69 4,475,000 222 9,596,000 201 7,555,000 90 17,210,000 378 ?54 272 338 133 61,484,100 27,608,000 75,440,000 15,010,000 17,080,000 22,836,000 22,280,320 36,015,000 444 70,270,000 1,294 92,435,500 2,050 277,753,420 448 99 Western States. North Dakota South Dakota Nebraska Kansas Montana Wvominsr Colorado New Mexico Oklahoma Total 122 3,050,000 70 1,750,000 104 2,600,000 93 2,325,000 23 575,000 12 300,000 52 1,300,000 24 600,000 326 8,150,000 7 4 ?0 826 20,650,000 89 2,976,000 11 4 11 4 28 215,000 120,000 715,000 390,000 130,000 361,000 125,000 920,000 9 500,000 13 700,000 38 3,335,000 30 2,300,000 16 1,340,000 11 625,000 38 3,310,000 11 625,000 65 4,955,000 138 87 16? 134 43 23 101 3,765,000 2,570,000 6,650,000 5,015,000 2,045,000 925,000 4,971,000 1,350,000 14,025,000 146 103 ?45 211 58 29 126 39 39 419 300 231 17,690,000 1,146 41,316,000 1,257 5,218,000 4,185,000 16,240,000 12,167,500 4,960,000 1,735 000 10,890,000 2,115;000 13,542,500 71.053,000 28 KEPOKT OF THE COMPTKOLLEK OF THE CURRENCY. Summary, by States, geographical divisions, and classes, of national banks organized from Mar. 14, 1900, to Oct. SI, 1912, etc.—Continued. Capital $25,000. No. Capital over $25,000 and less than $50,000. National banks reporting Sept. 4, Capital $50,000 Total organizaand over. tions. Capital. No. Capital. No. Capital. No. Capital. No. Capital paid in. Pacific States. Washington. Oregon California Idaho Utah Nevada Arizona Alaska Total 34 $850,000 32 800,000 101 2,525,000 29 725,000 7 175,000 3 75,000 4 100,000 2 3 • 210 5,250,000 18 5 1 1 $70,000 91,000 190,000 170,000 30,000 30,000 581,000 31 $3,545,000 25 1,695,000 114 26,112,800 14 1,010,000 5 1,025.000 9 l,225J000 5 250,000 1 50,000 67 $4,465,000 60 2,586,000 221 28,827,800 48 1,905,000 13 1,230,000 12 1,300,000 10 380,000 1 50,000 80 81 231 50 22 11 13 2 $12,225,000 8,686.000 54,521,560 3,080.000 3,305;000 1,742,000 1,055,000 100,000 204 34,912,800 432 40,743,800 490 84,714,560 610,000 Island Possessions. Hawaii.. . Porto Rico 2 50,000 2 1 550,000 100,000 4 1 600,000 100,000 4 Total 2 50,000 3 650,000 5 700,000 4 610,000 Grand total. 2,764 69,100,000 432 14,220,500 1,825 237,442,800 5,021 320,763,300 7,397 1,046,012,580 The number and capital, by classes, of conversions, reorganizations, and primary organizations, are shown in the following table: Summary, by classes, of national banks organized from Mar. 14, 1900, to Oct. 31, 1912. Conversions. Reorganization. Primary organization. Total. Classification. No. Capital. 953 $25,287,000 575 81,815,000 No. Capital. No. Capital. $45,955,500 3,196 108,940,000 1,825 $83,320,500 237,442,800 773 58,765,800 1,528 107,102,000 2,720 154,895,500 5,021 320,763,300 456 $12,078,000 317 46,687,800 Total No. 00 CO Capital less than $50,000 Capital $50,000 or over Capital. Number of national banks organized in each month from Mar. 14, 1900, to Oct. 81, 1912. Months. January Februarv . March..*. April May June. ... July August September . October November December . Total 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 No. No. 36 31 35 30 54 40 41 27 23 27 32 36 412 No. 40 28 41 50 50 42 38 42 38 33 36 54 No. 34 50 56 51 47 58 43 36 31 57 20 32 No. 45 39 50 42 49 48 37 44 35 36 23 38 No. 45 41 41 43 45 42 32 33 31 41 27 41 No. 40 42 50 46 52 55 40 39 46 38 19 23 No. 32 36 39 34 33 21 37 20 14 18 21 18 No. 12 13 39 28 20 21 13 15 15 8 11 11 No. 16 14 19 15 22 14 16 15 20 15 515 486 462 490 323 No. 28 20 22 26 24 44 28 32 24 22 23 27 320 No. 28 29 37 26 21 40 19 12 27 22 12 18 492 No. 36 35 42 46 42 43 22 38 32 43 36 45 460 291 206 1GG 6 46 66 95 46 44 20 25 21 29 398 BEPORT OF THE COMPTROLLER OF THE CURRENCY. 29 Number and classification of national banks organized during the year ended Oct. SI, 1912. Conversions. Reorganizations. Primary organizations. Total. Bonds deposited. Months. No. Capital. November. December.. January February.. March April May June July August September. October $300,000 475,000 325,000 375,000 490,000 200,000 650,000 75,000 120,000 170,000 225,000 75,000 Total 3,480,000 No. 50 Capital. No. Capital. $150,000 250,000 1,150,000 425,000 1,200,000 200,000 265,000 210,000 3,665,000 75,000 130,000 425,000 $75, 105, 190, 1,300, 225, 275, 200, 260, 725, 250: 675! 175; 8,145,000 4,455,000 No. Capital. $525,000 830,000 1,665,000 2,100,000 1,915,000 675,000 1,115,000 545,000 4,510,000 495,000 1,030,000 675,000 $134,750 173,250 296,250 469,500 339,750 213,500 318,750 149,250 320,050 169,000 266,250 174,050 16,080,000 3,024,350 The following statement shows the number of national banks in existence, together with their authorized capital, bonds on deposit to secure circulation, and circulation secured by bonds and by lawful money, on March 14, 1900, and on October 31, from 1909 to 1912: Mar. 14,1900. Oct. 31,1909. Oct. 31,1910. Oct. 31,1911. 7,025 Number of banks 7,218 7,331 3,617 Authorized capital $616,308 095 $964 621,925 $1,015,897,135 $1,032,632,135 714,170,320 Bonds on deposit 694,926,070 244, 611 570 679 545,740 711,099,938 691,335,845 Circulation, on bonds 216,374 795 678, 344,963 28,065,375 33,538,463 Circulation, lawful money.. 38, 027 935 25,595,793 739,165,313 724,874,308 Total circulation 254, 402, 730 703,940,756 Oct. 31,1912. 7,428 $1,053,670,435 730,257,280 727,169,316 22,179,543 749,348,859 EXTENSIONS AND EXPIRATIONS OF CHARTERS. Under the law the corporate existence of national banks extends for a period of 20 years from the date of the execution of the organization certificate, and in the year ended October 31, last, 104 banks reached the termination of that period, and their charters were extended for an additional period of 20 years, in conformity with the act of July 12, 1882. During this same time the charters of 75 banks, which had been extended under the act of 1882, were extended for a further period of 20 years under the act of April 12, 1902. Extensions of charters under the act of 1882 have been granted to 3,188 banks, and under the act of 1902 to 1,141 banks. In 1913 the charters of 83 banks will expire for the first time, and 26 under their first extension. In the appendix to this report will be found a list of all banks interested in extension of their charters during the year ending October 31, 1913. Extension, of the charter or corporate existence of a national bank requires the written consent of shareholders representing at least two-thirds of the stock and the comptroller's approval of the action of the shareholders. Extension occasions no change in the title, charter number, or corporate rights of a bank. The law provides that before the approving of the extension of charter the comptroller shall be satisfied that the bank is in a satisfactory condition, and to determine that question a special examination is made in every instance within 30 to 90 days of the date of 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. expiration of the prior charter. Under the law every bank the charter of which is extended is required to order a new plate or plates for the printing of circulation of a design, materially different from that of the plates in prior use. The cost of these plates and expenses incident to special examination of a bank represent the total expense to the bank, so far as the Government is concerned, in connection with the extension of charter. Under the act of 1863 the corporate existence of a number of banks was fixed by the articles of association at less than 20 years, and in consequence expired prior to the act of 1882 authorizing extension. Under the regulations of the department at that time banks of this character were required to formally liquidate, reorganize, and take a new charter, and necessarily a new charter number. By reason of the sentiment attaching to the original numbers, banks in that category have been permitted to resume their original numbers. A list of these banks will be found in the appendix to this report. CHANGES OF TITLE AND LOCATION OF NATIONAL BANKS. Under the law the comptroller may approve of the change of the corporate title of national banks, and also their removal to a point in the same State not more than 30 miles distant from the original location. Change of either character necessarily requires the ordering of new plates for the printing of circulation to conform to the change of corporate title. Changes of title and location necessitate affirmative action by shareholders representing at least two-thirds of the capital stock. In the year just ended 17 changes have occurred, a list of the banks interested being shown in the following table: No. 9662 8358 1935 10062 9871 4740 4341 2127 5777 8825 345 1169 643 9663 Title and location. Date. 1911. The National Bank of Lexington, N. C , to "The First National Bank of Lexington"... Nov. 4 1912. The Citizens National Bank of Seattle, Wash., to " T h e Mercantile National Bank of Seattle" Jan. 20 The Farmers First National Bank of Fulton, Mo., to " T h e First National Bank of Fulton" Jan. 23 The National Bank of Greenville, S. C , to "The First National Bank of Greenville" Jan. 25 The Jenkins National Bank, Jenkins, Ky., to " The First National Bank of Jenkins" Jan. 29 The Fanners National Bank of Siloam Springs, Ark., to " T h e First National Bank of Siloara Springs" Mar. 2 The National Bank of Lakeport, N. H., to "The Lakeport National Bank of Laconia" (p. o. Lakeport, N. PI.) Apr. 26 The Utah National Bank of Salt Lake City, Utah, to "The Utah State National Bank of Salt Lake City" Apr. 30 The State National Bank of Memphis, Tenn., to " T h e Central-State National Bank of Memphis" May 1 The Western Metropolis National Bank of SanFrancisco, Cal., to the "Merchants National Bank of San Francisco" June 1 The First National Bank of Beaver Springs at Adamsburg, Pa., to "The First National Bank of Beaver Springs" June 13 The Groves National Bank of Hollis, Okla., to " T h e City National Bank of Hollis" June 17 Irving National Exchange Bank of New York, N. Y., to "Irving National Bank, NewYork" ! July 20 The Fourth National Bank of Nashville, Tenn., to the "Fourth and First National Bank of Nashville" Aug. 7 The Atlantic National Bank of Boston, Mass., to " T h e Fourth-Atlantic National Bank of Boston" Aug. 30 The Manchester National Bank, Manchester, Va., to " T h e Manchester National Bank of Richmond" Oct. 25 Change of location and title. 5767 The First National Bank of Weldon, N. C, to "The First National Bank of Roanoke Rapids," N. C July 1 REPORT OF THE COMPTROLLER OF THE CURRENCY, 31 STATUS OF BANK WHEN PLACE IN WHICH ORGANIZED HAS BEEN ANNEXED TO ADJACENT CITY. The national-bank act fixes the amount of capital required to organize a national bank, making it dependent upon the population of the place in which said bank is organized. The act also requires the organization certificate to state specifically the place in which the banking business is to be carried on. In the course of time, as the larger cities grow, annexation is made of suburban villages which frequently contain national banks organized with the capital required for a population of such village. A question has arisen several times as to whether a bank chartered in this suburban village which has been annexed to the larger city has or has not a right to remove into the older or original city. The comptroller has held that they can not do so, being restricted to the place named in the organization certificate, and has refused to permit them to remove beyond the original limits of that place unless they increase their capital to the amount required for the organization of a national bank in the larger place and also comply with all other conditions required of banks in such cities. The First National Bank of Capitol Hill was organized in the village of Capitol Hill, adjacent to Oklahoma City. Some time after Capitol Hill had been annexed to Oklahoma City the First National Bank removed from its old location into the business section of Okalahoma City. They were at once notified by the comptroller to return to their former location or to increase their capital stock from its present amount of $25,000, the amount required ior a bank in the village of Capitol Hill, to $200,000, the amount required for the organization of a bank in Oklahoma City, and also to comply with all the requirements of a reserve city bank. The First National Bank of Capitol Hill declined to increase their capital stock or to return to the former location in Capitol Hill, and the comptroller thereupon referred the matter to the Solicitor of the Treasury. The attorneys for the First National Bank of Capitol Hill were present at a hearing in the solicitor's office, and by agreement a suit was instituted in the United States District Court for the Second District of Oklahoma in the name of the Comptroller of the Currency, against the First National Bank of Capitol Hill, asking for the forfeiture of its charter. To the petition in this case the defendant bank demurred, and on October 15, 1912, Judge Cottrell, of the United States district court, overruled the demurrer and held that the petition stated a good cause of action for the forfeiture of the charter of the bank. The position taken by the controller was that as the organization certificate stated the place where a bank's operations are to be carried on, designating the State, Territory, or district, and the particular county, city, town, or village, and that the law required that the usual business should be transacted at an office located in the place specified in its organization certificate, the bank could not change its place of operations to any other place, except with the approval of the Comptroller of the Currency. It was therefore claimed that this bank could not remove from its location within the limits of Capitol Hill over into Oklahoma City and outside the limits of the old village of Capitol Hill without the consent of the comptroller and meeting the other requirements of the statute; that such removal would be 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. contrary to the spirit and intent of the national banking acts, and that said act requires certain capital stock in places of certain population. It is understood that the First National Bank of Capitol Hill intends to ask for a stay of execution and will take the case up on error to the United States circuit court of appeals. VOLUNTARY LIQUIDATIONS OF NATIONAL BANKS. Eighty-three national banks, with capital aggregating $21,605,250, were placed in voluntary liquidation during the past year, of which 14, with capital of $3,610,250, were absorbed by other national banks; 21, with capital of $11,475,000, consolidated with other national banks; and 10, with capital of $1,215,000, were absorbed by State barks and trust companies. Banks to the number of 21, with capital of $2,405,000, liquidated to reorganize as State banks; 8, with capital of $2,500,000, liquidated to reorganize as national banks; and 3, with capital of $200,000, the corporate existence of which expired by limitation, were succeeded by new national banks, while 6, with capital of $200,000, went into liquidation to discontinue business. A list of national banks placed in voluntary liquidation during the year, together with the names, where reported, of succeeding banks, will be found in the appendix. When a national bank is placed in voluntary liquidation for the purpose of discontinuing business and not to consolidate with any other bank, a liquidating agent is elected by the shareholders, who is required to submit quarterly reports to the comptroller covering the amount of assets not liquidated and liabilities to depositors and other creditors at close of the quarter. Banks in voluntary liquidation are also subject to periodical examinations until such time as the claims of creditors are paid or otherwise satisfied. Neither reports nor examinations are required, however, where banks liquidate for the purpose of consolidating with other institutions whereby the liabilities are assumed by the bank with which consolidation is effected. INSOLVENT NATIONAL BANKS. Receivers were appointed for eight national banks during the year ended October 31, 1912, the aggregate capital being $1,100,000. In the accompanying table will be found a list of the banks, with date of authority to begin business, date of appointment of receiver, capital stock, and circulation issued, redeemed, and outstanding. Date of Char- authority to Name and location of bank. ter No, commence business. Washington National Bank, Washington, N. J Union National Bank, Columbus, Ohio Albion National Bank, Albion, Mich First National Bank, New Berlin, N. Y First National Bank, Ambridge, Pa.. Second National Bank, Clarion, Pa First National Bank, Bowlesburg, W. Va First National Bank, New Roads, La Total (8 banks). May 16,1898 Circulation. Date of appointment of receiver. Capital stock. OutReIssued. deemed. standing. Nov. 17,1911 $50,000 $25,000 $17,670 $7,330 7584 Jan. 30,1905 Dec. 7,1911 750,000 100,000 37,900 62,100 Jan. 11,1905 Jan. 4,1912 50,000 20,000 8,290 11,710 Apr. 15,1912 100,000 100,000 48,790 51,210 5121 7552 151 Dec. 11,1863 8459 Dec. 5,1912 50,000 25,000 9,860 15,140 3044 Sept. 12,1883 June 21,1912 50,000 49,000 13,665 35,335 9288 Dec. 9,1908 July 31,1912 25,000 10,000 3,250 6,750 7169 Mar. 15,1904 Sept. 30,1912 25,000 6,250 800 5,450 1,100,000 335,250 140,225 195,025 8,1906 June REPORT OF THE COMPTROLLER OF THE CURRENCY. 33 From April 14, 1865, the date of the first failure of a national bank, to October 31, 1912, receivers have been appointed for 525 national banks, of which, however, 25 were restored to solvency and authorized to resume business or liquidate, by reason of the restoration of capital, where necessary, or the placing of assets in a condition enabling the claims of all depositors and other creditors to be satisfactorily settled. Including the 25 banks in question, the affairs of 478 banks placed in charge of receivers have been settled, the assets taken charge of by receivers aggregating $305,908,459. The capital of these banks was $78,340,920. From the assets the collections were $152,346,371, and from assessments upon shareholders, $20,141,001, making total collections of $172,487,372. The proceeds of collections were disposed of as follows: Dividends, $122,060,521, on claims proved amounting to $160,201,795; loans paid and other 7disbursements, $34,812,040; legal expenses, $4,567,045; receivers salaries and all other expenses, $8,128,561; balance in the hands of receivers or the comptroller, $27,796; returned to shareholders in cash, $2,891,409. Assessments levied upon shareholders to make good deficiency in assets amounted to $42,065,290. The outstanding circulation of the banks at date of failure was $23,506,707, secured by bonds on deposit with the Treasury of face value of $25,630,400. These bonds were sold and realized $26,590,545. The difference between the amount realized from these bonds and the circulation secured thereby was added to the general fund for the liquidation of liabilities to other creditors. There are still in the charge of receivers 47 insolvent banks, the face value of the assets of these trusts being $45,238,913, and from which there has been collected $23,883,880. The claims proved and filed with the receivers amount to $25,917,314, on which dividends have been paid to the amount of $18,353,606. In view of the indeterminate value of assets of insolvent banks still in charge of receivers, authentic data relative to the settlement of the affairs of the insolvent national banks are properly restricted to the trusts that have been fully settled. Computations based upon the figures relating to trusts closed indicate that creditors have received on claims proved, dividends at an average rate of 76.19 per cent, but including offsets allowed, loans paid, and other disbursements, with dividends, creditors received on an average 82.61 per cent. Expenses of administration of these 478 trusts, represented by receivers7 salaries, legal, and other incidental expenses, amounted to $12,695,606, or 4.14 per cent of the nominal value of the assets and 7.36 per cent of the total collections from assets and shareholders. On an average shareholders were assessed 58.5 per cent on their holdings, the collections averaging 47.8 per cent of the assessments. In the current year 35 dividends were paid to the creditors of 26 insolvent banks, the total disbursements being $2,851,248.47. In the following table is summarized the condition of all insolvent national banks, the condition of the closed and active receiverships being shown separately. 64776°—CUB 1912 3 34 REPOBT OF THE COMPTROLLEB OF THE CURRENCY. Summary of reports of receivers of insolvent national banks, 1865 to Oct. 31, 1912. Assets, etc. Total assets taken charge of by receivers Disposition of assets: Offsets allowed and settled Loss on assets, compounded or sold under order of court. Nominal value of assets returned to stockholders Nominal value of remaining assets Collected from assets , Total. Collected from assets as above Collected from assessments upon shareholders Total collections Disposition of collections: Loans paid and other disbursements Dividends paid Legal expenses Receiver's salary and all other expenses Balance in hands of comptroller or receivers. Amount returned to shareholders in cash Total. Capital stock at date of failure Bonds at failure Amount realized from sale of bonds Circulation outstanding at failure Amount of assessment upon shareholders. Claims proved i Includes 25 banks restored to solvency. Closed receiverships, 478.1 Active receiverships, 47. $305,908,459 $45,238,913 $351,147,372 24,343,265 111, 187,331 14,045,068 3,986,424 152,346,371 3,583,291 5,775,075 "ii," 996," 667 23,883,880 27,926,556 116,962,406 14,045,068 15,983,091 176,230,251 305,908,459 45,238,913 351,147,372 152,346,371 20,141,001 23,883,880 2,062,446 176,230,251 22,203,447 172,487,372 25,946,326 198,433,698 34,812,040 122,060,521 4,567,045 8,128,561 27,796 2,891,409 4,814,028 18,353,606 571,258 931,899 819,023 456,512 39,626,068 140,414,127 5,138,303 9,060,460 846,819 3,347,921 172,487,372 25,946,326 198,433,698 2 6,460,000 71,880,920 25,630,400 26,590,545 23,506,707 42,065,290 160,201,795 7,405,000 3,054,250 2,074,302 3,387,215 4,195,950 25,917,314 85,745,920 28,684,650 28,664,847 26,893,922 46,261,240 186,119,109 Total, 525. 2 Capital stock of 25 banks restored to solvency. The affairs of 12 insolvent banks were closed during the year ended October 31, 1912, and in the accompanying table will be found information relative to the capital, date of appointment of receiver, and per cent of dividends paid to creditors. Title. Berlin National Bank American National Bank : Elmira National Bank Fredonia National Bank First National Bank First National B ank Fort Dallas National Bank Jewelers National Bank First National B ank First National Bank Woods National Bank Spring Valley National Bank Location. Berlin, Wis Boston, Mass Elmira, N. Y Fredonia, N . Y Ladysmith, Wis Lexington, Okla Miami, Fla North Attleboro, Mass Ramona, Okla Savoy, Tex San Antonio, Tex Spring Valley, 111 Date receiver appointed. Nov. Nov. May June June May July Dec. May June Nov. July 17,1904 27,1905 26,1893 19,1905 2,1905 24,1905 5,1907 20,1907 2,1908 30,1909 9,1907 5,1905 Per cent Capital. dividends paid to creditors. $50,000 200,000 200,000 100,000 25,000 25,000 100,000 100,000 25,000 25,000 200,000 50,000 70.00 100.00 69.50 70.25 75.00 22.50 41.50 1100.00 100.00 56.00 97.50 41.25 1 And interest in full. R E P O R T S O F CONDITION OF BANKS IN THE UNITED STATES. Under the provisions of section. 333 of the Revised Statutes of the United States, the Comptroller of the Currency is required to incorporate in. his annual report to Congress a statement exhibiting under appropriate heads the resources and liabilities and condition of the banks, banking companies, aixd savings banks organized under the laws of the several States and Territories, the statute providing that the information shall be obtained from reports made to legislatures or officers of the different States and Territories, or from such authentic sources as may be available. Since 1908 the anjaual statements received from baixks outside of the national system have conformed in general as to details of assets REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 and liabilities with the reports made by national banks. Individual statements for a date concurrent with the June call on national banks, beginning with 1909, have been furnished by the State and private banks through the courtesy and assistance of the State bank superintendents. Prior to 1909 statements for State banks were furnished to the comptroller for varying dates, and there was no uniformity in the form of the reports, many valuable details, such as the classification of cash, bonds, and deposits, being wanting. It is due to the courteous cooperation of the heads of the banking departments of the various States that it is possible now for the comptroller to present such complete and satisfactory statistics relative to practically all the banks of the country. The statements used in the compilations are of date June 14, 1912, with the exception of State banks for Kentucky, May 18; Georgia, May 29; Tennessee, June 29; Alaska and the island possessions, June 30; the mutual savings banks of Maryland, June 29. With these exceptions the reports are uniform as to date and form. The banks furnishing statements for use in connection with this report number 25,195, being 803 more than reported last year, and include 7,372 national banks, 13,381 State banks, 1,922 mutual and stock savings banks, 1,110 private banks, and 1,410 loan and trust companies. Abstracts of reports of condition for each class of banks, arranged by States, will be found in the appendix. The summary referred to follows. Summary of reports of condition from 25,195 banks in the United States and island possessions (including national, State, savings, and private banks and loan and trust companies), showing their condition at the close of business June 14, 1912. RESOURCES. Loans and discounts: Secured by real estate (including mortgages owned) Secured by collateral other than real estate All other loans Overdrafts $3,301,485,759.93 4,239,942,380.07 6,350,722,499.00 61,455,604.59 Bonds, securities, etc., including premiums thereon: United States bonds State, county, and municipal bonds Railroad bonds Bonds of other public-service corporations (including street and interurban railway bonds) Other bonds, stocks, warrants, etc Banking house, furniture and Other real estate owned Due from banks Checks and other cash items Exchanges for clearing house Actual cash on hand: Gold coin Gold certificates Silver dollars Silver certificates Subsidiary and minor coins Legal-tender notes National-bank notes Cash not classified $13,953,606,243.59 823,266,866.97 1,273,554,050.84 1,631,544,479.26 603,542,601.59 1,026,975,383.45 fixtures l 238,389,386.74 643,547,090.00 22,957,395.00 194,374,169.00 37,738,008.29 253,122,053.00 108,281,687.00 74,543,690.40 Other resources Total resources 5,358,883,382.11 550,326,884.44 106,972,775.92 2,847,992,843.93 55,236,223.74 374,865,032.08 1,572,953,479.43 165,805,908.94 24,986,642,774.18 LIABILITIES. Capital stock paid in Surplus Undivided profits National-bank circulation Due to banks Dividends unpaid 1 Includes $80,479,000 clearing house certificates. $2,010,843,505.70 1,584,981,106.44 581,178,042.47 708,690,593.00 2,632,635,075.58 3,639,127.75 36 EEPOET OF T H E COMPTROLLER OF T H E CURRENCY. Individual deposits subject to check without notice Saving deposits or deposits in interest or savings department Certificates of deposit Certified checks Cashier's checks outstanding $8,323,485,623.53 6,496,192,707.60 1,952,784,093.94 135,241,263.20 116,363,918.62 -$17,024,067,606.89 United States deposits 58,945,980.66 Notes and bills rediscounted 21,836,346.24 Bills payable, including certificates of deposit representing money borrowed 127,778,722.66 Other liabilities 232,046,666.79 Total liabilities 24,986,642,774.18 The foregoing summary of reports of condition shows resources aggregating $24,986,642,774. Loans and discounts aggregated $13,953,606,243 against$13,046,389,844 in 1911; bonds, securities, etc., $5,358,883,382 against $5,051,856,404; cash in bank, $1,572,953,479 against $1,554,147,169; capital, $2,010,843,505 against $1,952,411,085; individual deposits, $17,024,067,606 against $15,906,274,710; surplus and undivided profits, $2,166,159,148 as against $2,065,574,839. The increase in these items during the year is as follows: Loans and discounts, $907,216,399; bonds, securities, etc., $307,026,978; cash in bank, $18,806,310; capital, $58,432,420; surplus and undivided profits, $100,584,309; and individual deposits, $1,117,792,896. The percentage of increase for the principal items of resources and liabilities is as follows: Loans and discounts, 6.95; bonds, securities, etc., 6.08; cash, 1.21; capital, 2.99; surplus and undivided profits, 4.87; individual deposits, 7.02; and aggregate liabilities, 5.78. The following comparative statement shows the classification of resources and liabilities of national and other reporting banks for each year from 1908 to 1912, inclusive: Aggregate resources and liabilities of national and other reporting banks on or about June 30, 1908 to 1912. Classification. 1908 1909 1910 1911 1912 21,346 banks. 22,491 banks. 23,095 banks. 24,392 banks. 25,195 banks. RESOURCES. Loans on real estate Loans on other collateral security Other loans and discounts Overdrafts United S t a t e s bonds State,county,and municipal bonds Railroad bonds and stocks Bonds of other public - service corporations Bank stocks Other s t o c k s , bonds, etc Due from other banks and bankers Real estate, furniture, etc Checks and other cash items Cash on hand Other resources... Total $1,801,751,913.00 $2,505,977,970.46 i$2,696,433,655.30 i$3,023,747,576.34 $3,301,485,759.93 3,012,911,466.00 3,975,993,315.69 4,115,829,707.08 4,123,052,705.66 4,239^942,380.07 5,565,468,763.59 4,821,546,812.25 5,647,164,421.40 5,835,854,369.03 6,350,722,499.00 62,381,193.45 57,860,155.68 69,699,592.98 63,735,193.87 61,455,604.59 750,200,706.16 792,787,711.29 784,592,463.97 773,455,177.84 823,266,866.97 2 861,009,108.05 1,091,541,455.19 1,116,245,096.69 1,200,898,075.21 1,273,554,050.84 1,158,444,501.60 1,560,006,360.83 1,464,842,032.51 1,602,130,358.08 1,631,544,479.26 466,526,687.08 478,045,935.46 550,192,266.65 703,580,001.88 979,644,571.67 925,180,526.51 1,026,975,383.45 603,542,601.59 29,460,847.00 1,646,826,333.23 2,236,244,596.94 2,562,071,702.68 2,393,008,260.76 2,788,772,572.47 2,847,992,843.93 494,998,124.33 544,035,541.89 574,231,671.01 616,693,997.78 657,299,660.36 430,101,255.82 350,903,174.39 437,892,578.11 620,469,182.00 422,688,514.06 1,368,329,683.43 1,452,014,676.34 1,423,808,814.37 1,554,147,169.28 1,572,953,479.43 249,001,019.69 165,805,908.94 111,380,014.05 193,623,517.10 150,534,879.89 19,583,410,393.09 21,095,054,420.72 22,450,320,522.77 23,631,083,382.67 24,986,642,774.18 i Includes mortgages owned. 2 Includes bonds of other corporations for national banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. 37 Aggregate resources and liabilities of national and other reporting banks on on or ab about portina banks J June 30 SO, 1908 1908t to 1912—Continued 1912Ctied. 1908 1909 1910 1911 1912 21,346 banks. 22,491 banks. 23,095 banks. 24,292 banks. 25,195 banks. Classification. LIABILITIES. Capital stock Surplus fund Other undivided profits Circulation (national banks) Dividends unpaid Individual deposits United S t a t e s deposits Due to other banks and bankers Other liabilities... Total 1,757,159,203.00 1,800,036,368.00 1,879,943,887.99 1,952,411,085.56 2,010,843,505.70 1,401,570,455.80 1,326,090,642.50 1,547,917,181. ~ 1,512,083,859.93 1,584,981,106.44 359,942,627.85 508,534,786.43 404,649,006.90 553,490,979.77 581,178,042.47 613,663,963.00 4,034,846.39 636,367,526.00 3,310,944.76 675,632,565.00 20,856,304.16 681,740,513.00 5,689,184.23 708,690,593.00 3,639,127.75 12,784,511,169.33 14,035,523,165.0415,283,396,254.35 15,906,274,710.2717,024,067,606.89 130,266,023.63 70,401,818.99 54,541,349.41 48,455,641.54 58,945,980.66 2,198,050,204.00 2,484,103,895.37 2,225,380,795.62 2,621,054,947.82 2,632,635,075.58 344,211,900.09 230,685,273.63 358,003,178.26 349,882,460.55 381,661,735.69 19,583,410,393.09 21,095,054,420.72 22,450,320,522.77 23,631,083,382.67 24,986,642,774.18 The foregoing statistics show that the aggregate resources of the banks have increased from $19,583,410,393 in 1908 to $24,986,642,774 for the present year, a gain of $5,403,232,381, or over 27 per cent. These figures indicate an unprecedented growth in bank resources during the past four years, and far exceeds that for any like period in the country's history. The nearest approach to this increase is shown in the statistics for June 30, 1904, when the aggregate resources of all reporting banks were about $4,413,000,000 greater than the amount reported in 1900. Individual deposits in the banks during the last four years increased from $12,784,511,169 to $17,024,067,606, the increase being $4,239,556,437, or over 33 per cent. The next largest increase shown was for the four years from June, 1904, to June, 1908, when the increase in round amount was $2,784,000,000, or 27 per cent. From June, 1908, to June, 1912, loans and discounts increased by $3,515,600,000, or 33 per cent, the next highest increase being $2,456,000,000, or 30 per cent, during the prior four-year period. For the purpose of comparison, the following shows the number of reporting banks, aggregate loans, resources, capital, and deposits for the fiscal years 1908 to 1912, inclusive: [In millions of dollars.] Year. 1908 1909 1910 1911 1912 . Number of banks. Loans. Resources. 21,346 22,491 23,095 24,392 25,195 $10,437.9 11,393.1 12,521.7 13,046.4 13,953.6 $19,583.4 21,095.0 22,450.3 23,631.0 24,986.6 Capital. $1,757.1 1,800.0 1,879.9 1,952.4 2,010.8 Individual deposits. $12,784.5 14,035.5 15,283.3 15,906.3 17,024.0 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. Statements in detail relative to loans and discounts, bonds, securities, etc., cash in bank, and individual deposits appear hereinafter, but there is submitted herewith a condensed summary of the returns from national and other banks for June 14, 1912, and June 7, 1911, the increase in the various items being shown separately. 1912 Items. 7,372 national banks. 17,823 State, etc., banks. 1911 Total 25,195 banks. Total 24,392 banks. Millions. Millions. Millions. Millions. Loans and discounts $5,973.7 $7,979.9 $13,953.6 $13,046.4 United States bonds and all other bonds and securities 1,861.3 3,497.6 5,358.9 5,051.9 1,572.9 1,554.2 Cash 996.1 576.8 ««- u ate resources 10,861.7 14,124.9 24,986.6 23,631.0 977.3 2,010.8 1,952.4 Capital 1,033.5 1,215.3 2,166.1 2,065.6 Surplus and undivided profits 950.8 Deposits (individual) I 5,825.4 11,198.6 17,024.0 15,906.3 Increase 1912 over 1911 (803 banks). Millions. $907.2 307.0 18.7 1,355.6 58.4 100.5 1,117.7 GROWTH OF BANKING IN THE UNITED STATES. Information relating to banking in the earliest days of the country is meager, but some interesting data gathered from reliable sources are published in the annual reports of the Comptroller. In the appendix is a table which gives the number of colonial and State banks together with the principal items of resources and liabilities in the years indicated from 1784 to 1833. In 1784 the three banks from which reports have been compiled had a capital of about $2,100,000, circulation $2,000,000, and specie $10,000,000. In 1800 reports from 28 banks showed capital of $21,300,000, circulation $10,500,000, and specie $17,500,000. In 1820 there were 307 banks with capital of $102,100,000, circulation of $40,600,000, deposits $31,200,000, and specie $16,700,000. In 1830, 329 banks had $110,100,000 capital, $48,400,000 circulation, $39,500,000 deposits, $14,500,000 specie, and $159,800,000 in loans. A statement of the resources and liabilities of the banks of the country in detail from 1834 to 1863 will also be found in the appendix. It appears from the table in question that in 1834 there were 506 State banks in the country, with capital of more than $200,000,000, circulation of $94,800,000, and deposits of $75,600,000. In 1840 the number of banks had increased to 901, with capital of $358,400,000, circulation $106,900,000, and deposits $75,600,000. In 1850 reports show only 824 banks, with capital of $217,300,000, circulation $131,300,000, and deposits $109,500,000. In 1862, the year prior to the inauguration of the national banking system, there appears to have been 1,492 banks in operation; the capital of these banks being $418,100,000, circulation $183,700,000, and deposits $296,300,000; the loans aggregated $646,600,000, investments in stocks $99,000,000, specie on hand $102,100,000, specie funds $27,800,000, and notes of other banks held $25,200,000. The following condensed statement gives the principal items of resources and liabilities of national, State, savings, private banks, and loan and trust companies from 1863 to 1912, and reveals the growth of banking in this country for the past 50 years. Principal items of resources and liabilities of State, savings, and private banks, loan and trust companies, and national banks, from 1863 to 1912. [From 1863 to 1872, inclusive, data from various sources; from 1873 compiled from reports obtained by the Comptroller of the Currency.] [Amounts in millions of dollars.] Year. 1863 1865. . 1866 1867 1868 1869.. 1870 1871 1872... . 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 Loans Number and disof banks counts report- (including. ing overdrafts). Bonds, stocks, etc. Due from banks and bankers. $648.6 $180.5 1,466 $96.9 ( 5 1,089 93.4 70.7 33.3 \ M67 362.4 404.3 103.0 1,960 550.4 110 7 2 267 465.2 588.5 443.1 100.0 2,279 2,293 655.7 440.5 123.1 2 354 686 3 414.6 107 6 121.2 406.1 2 457 719.3 ... 419.9 789.4 143.8 2 796 . 431.2 144 0 3 066 871.5 7 i 968 1 439 9 713 2 167 1 7 l 893 1 564 5 723.2 193 6 793 1 195 0 3 336 1 748.1 198.2 807.3 3 448 1,727.1 841 2 184 6 3 384 1 720 9 183.2 865.9 3 229 1,561.2 204.0 3,335 1,507. 4 1,032.9 1,662.1 248.9 3,355 900.6 3 427 1,901.9 346.1 500.9 307.3 . . . 3 572 2,050.3 1,049.1 951.2 392.8 3,835 2,133.6 294.1 4 111 2,260. 7 1,030.4 952.0 432.9 4 350 2,272.3 349.8 4,378 2,456. 7 1,031.1 632.1 6,179 2,944.9 999.9 439.1 6 647 3,161.1 1,112.1 513.7 7,203 3,475.2 1,111.9 7,999 3,842.1 1,158.0 531.3 8,641 3,965.9 1,042.5 652.6 1 Includes cash not classified. 2 Includes State bank circulation. 3 Includes deposits of United States disbursing officers. 4 Specie funds and notes of other banks. 6 From Homan's Banker's Almanac. Specie. $46.1 50.7 Paper currency.1 Total cash in bank. < $205.5 47.6 199.4 231.9 205.6 200.7 162.5 187.7 194.0 177.6 218 2 252 2 238.7 226.4 230.5 214.6 216.3 285.5 295.0 287.1 321.0 321.2 414.3 375.5 432.8 446.1 499.1 478.3 479.1 Capital. $405.0 311.5 75.2 397.0 480.8 483.8 486.4 489.7 513.7 561.7 592.6 532 9 550.3 592.6 602.3 614.2 587.7 580.4 565.2 572.3 590.6 625.6 656.4 678.0 686.7 806.8 853.7 893.3 968.7 1,029.7 Surplus and profits. $4.2 54.5 79.4 93.9 109.4 126.0 132.7 143.1 155.4 215.6 199.9 254.2 261.6 260.5 237.7 246.1 260.2 292.0 310.1 347.8 379.6 362.0 393.8 460.2 493.7 531.9 584.0 619.2 United IndividCirculaStates 3 ual detion.2 deposits. posits. Due to banks. $393.7 $100.5 $1,191.7 H9.4 641.0 815.8 876.6 968.6 1,032. 0 1,051. 3 1,251.6 1,353.8 1,421. 2 1,526. 5 1,787. 0 1,778. 6 1,813. 6 1,717.4 1,694.2 1,951.6 2,296.8 2,460.1 2,568.4 2,566.4 2,734.3 2,812. 0 3,308.2 3,422.7 3,778.1 4,062.5 4,196. 8 27.4 157.8 122.4 112.5 140.7 129.0 148.5 176.4 172.7 178.6 232.5 194.7 183.3 170.1 161.7 187.9 239.6 314.7 279.0 288.2 227.0 293.0 308.9 350.1 366.1 434.6 432.3 415.7 252.3 1,126.5 1,476.4 1,494.1 1,572.2 1,564.2 1,510. 7 1,730. 6 1,770.8 2,731.3 2,890.4 3,204. 6 3,183.1 3,204.1 3,080.6 3,212.6 3,399.0 3,869.1 4,031.1 4,208.0 4,221.3 4,426.9 4,521.5 5,203.7 5,470.4 5,940.9 6,343.0 6,562.1 $238.7 163.3 189.1 131.5 267.8 291.8 294.9 292.7 291.8 315.5 327.1 340 2 338.7 318.1 294.8 290.4 300.4 307.7 318.4 312.5 309.2 312.2 295.3 269.2 238.0 166.8 155.5 129.0 126.5 124.0 $58.0 9.4 $190.0 39.1 219.3 12.6 33.3 11.1 194.5 28.3 179.9 20.8 12.8 144.0 18.5 13.2 31.1 156.6 11.1 19.9 174.1 12.4 24.3 153.3 8 15.1 27 9 8 10.6 22.3 8 10.2 19.0 8 11.1 25.4 8 10.9 21.3 8 25.6 29. 7 8 252.1 42. 7 8 10.7 100. 2 8 12.2 129.5 8 12.6 112. 4 8 13.9 116. 2 8 14.2 110. 2 8 14.0 179.0 8 17.1 152. 2 8 23.2 165.1 226.4 58.4 219.7 46.7 9 221.5 277.6 30.6 221.9 256.4 217.3 25.9 261.8 6 National banks. 7 Number of national banks only; number of State and savings banks not reported. 8 Specie in national banks; incomplete for State banks. •Includes coin certificates from 1889; specie for 1902 partially estimated. Total assets. W O o w o f HI W O CO CD Principal items of resources and liabilities of State, savings, and private banks, loan and trust companies, and national banks, from 1863 to 1912—Con. [Amounts in millions of dollars.] Loans Number and disof banks counts report(including. ing over- Year. Bonds, stocks, etc. drafts). 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 „... ... 9,338 9,492 9,508 9,818 9,469 9,457 9,485 9, 732 10,382 11,406 12,424 13,684 14,850 16,410 17,905 19,746 21,346 22,491 23,095 24,392 25,195 $4,336.6 $1,269. 4 1,354.1 4,368.6 1,445.3 4,085.0 . 4,268.8 1,565.2 1,674.4 4,251.1 1,732.3 4,216.0 1,859.7 4,652.2 5,177. 6 2,179.0 2,398.3 5,657. 5 2,821.2 6,425.2 3,039.2 7,189.0 3,400.1 7,738.9 3, 654. 2 7,982.0 3,987.9 9,027.2 4,073.5 9,893.7 4,377.1 10,763.9 10,438. 0 4,445.9 4,614. 4 11,373.2 4, 723. 4 12,521.8 5,051.9 13,046.4 5,358.9 13,953.6 Due from banks and bankers. $684.3 549.2 705.1 714.4 645.0 781.4 924.9 1,203.1 1,272.8 1,448. 0 1,561.2 1,570.6 1,842.9 1,981.9 2,029.2 2,135.6 2,236. 2 2,562.0 2,393.0 2,788. 8 2,848.0 Specie. $262.2 210.9 283.4 246.3 251.2 297.7 402.2 449.1 449.7 479.0 541.0 478.2 612.2 617.3 633.0 719.5 860.5 1,044.6 1,009.6 1,110.7 1,137.0 Paper currency. $324.2 305.0 405.5 384.8 280.6 330.5 285.6 274.2 300.2 328.5 307.1 379.0 378.4 376.8 383.4 394.2 507.8 407.4 414.2 443.4 435.9 Total cash in bank. Capital. $586.4 $1,071.1 515.9 1,091.8 688.9 1,069.8 631.1 1,060.3 531.8 1,051.9 628.2 1,012.3 687.8 992.0 723.3 973.6 749.9 1,024.7 807.5 1,076.1 848.1 1,201. 6 857.2 1,321.9 990.6 1,392.5 994.1 1,463.2 1,016.4 1,565.3 1,113. 7 1,690.8 1,368.3 1,757. 2 1,452.0 1,800.0 1,423.8 1,880.0 1,554.2 1,952.4 1,572.9 2,010.8 Surplus Circula- United Individand States ual detion. deposits. profits. posits. $650.3 689.3 682.4 699.3 694.4 712.7 732.7 761.1 882.2 955.6 1,096.9 1,273. 4 1,360.9 1,439.5 1,558.9 1,645.0 1,761.5 1,834.6 1,952.6 2,065.6 2,166.1 $141.2 155.1 171.8 178.8 199.2 196.6 189.9 199.4 265.3 319.0 309.4 359.2 399.6 445.4 510.9 547.9 613.7 636.3 675.6 681.7 708.7 $14.2 13.7 14.1 13.2 15.4 16.4 52.9 76.3 98.9 99.1 124.0 147.3 110.3 75.3 89.9 180.7 130.3 70.4 54.5 48.5 58.9 $4,664.9 4,627.3 4,651. 2 4,921.3 4,945.1 5,094.7 5,688.2 6,768. 7 7,238.9 8,460.6 9,104. 7 9,553.6 10,000.5 11,350.7 12,215.8 13,099.6 12, 784.5 14,035.5 15,283.4 15,906.3 17,024.0 Due to banks. Total assets. $464.9 419.9 599.1 600.5 521.7 673.4 809.8 1,046. 4 1,172.5 1,333.0 1,393.2 1,475.9 1,752.2 1,904. 3 1,899. 0 2,075.4 2,198. 0 2,484.1 2,225.3 2, 621.1 2, 632. 6 $7,245.3 7,192.3 7,290.6 7,609.6 7,553.9 7,822.1 8,609.0 9,904.9 10,785.9 12; 357.5 13,363.9 14,303.1 15,198.8 16.918.2 18; 147. 6 19, 645. 0 19,583. 4 21,095.0 22,450.3 23,631.1 24,986.6 NOTE.—Since 1873 the Comptroller of the Currency has collected and published statistics of State banks, but complete data for compiling these statistics for a number of years thereafter were available only for those States in which the banks were required to report to some State official. For recent years the statistics are practically complete. j O W 1-3 O w o o B O W O d 3 o 41 REPORT OF THE COMPTROLLER OF THE CURRENCY. GROWTH OF BANKING IN RECENT YEARS. The table following shows the growth of banks in the United States, including island possessions, as indicated by the number of banks, capital stock, and individual deposits for four-year periods from 1900, the number of nonreporting banks, their capital, and deposits being estimated from data obtained from reliable sources. Capita 1. Bank. Individual deposits. Number. Amount. Per cent. Amount. Per cent. 1900. National State etc Reporting capital only Total.... 3,732 6,650 3,595 13,977 $621,536,461 403,192,214 126,000,000 } 1,150,728,675 54.00 $2,458,092,758 31.97 46.00 /\ 4,780,893,692 450,000,000 | 100.00 7,688,986,450 68.03 100.00 1904. National State, etc Nonreporting.. Total.... 5,331 9,519 3,994 18,844 767,378,148 625,116,824 81,409,702 1 1,473,904,674 52.06 3,312,439,841 / 6,688,107,157 47.94 \ 447,998,992 31.70 1 68.30 100.00 10,448,545,990 100.00 50.14 4,374,551,208 32.97 1908. National . State, etc Nonreporting.. Total.... 6,824 14,522 3,654 919,100,850 838,058,353 76,646,000 } 25,000 1,833,805,203 7,277 17,115 4,159 1,019,633,152 932,777,933 80,000,000 } 28,551 2 ,032,411,085 7,372 17,823 3,800 1,033,570,675 977,272,830 70,000,000 } 28,995 2 ,080,843,505 49.86 /\ 8,409,959,961 485,988,831 } 67.03 100.00 13,270,500,000 100.00 50.17 5,477,991,156 33.27 1911. National State,etc Nonreporting.. Total.... 49.83 /10,428,283,554 \ 560,000,000 } 66.73 100.00 16,466,274,710 100.00 49.67 5,825,461,163 33.30 66.70 1912. National State etc Nonreporting . . Total 50.33 \fll,198,606,443 470,000,000 | 100.00 17,494,067,606 100.00 Since 1900 the number of banks in operation in the country has increased by over 107 per cent, and their volume of business, as indicated by their deposits, shows an increase of over 127 per cent. In that year the total number of banks in operation (data for nonreporting banks being estimated) was stated at 13,977, with capital of $1,150,728,675, and individual deposits, $7,688,986,450. The nonreporting banks in 1900 were estimated at 3,595, in 1904 at 3,994, in 1908 at 3,654, and in 1912 at 3,800. For the current year (nonreporting banks being again estimated) the number has increased to 28,995, with aggregate capital of $2,080,843,505 and individual deposits, $17,494,067,606. In 1900, 3,732 national banks had 54 per cent of capital of all reporting banks and about 32 per cent of the individual deposits. In June, 1912, 7,372 national banks held 49.67 per cent of the capital stock of all banks and nearly 33J per cent of all individual deposits. In 1900 the capital stock of national banks, in round amount, aggregated $621,000,000, and that of all other banks, $529,000,000; for the current 42 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. year the capital of national banks aggregates $1,033,000,000, and that of all other reporting and nonreporting banks, $1,047,000,000. The figures show that national banks during the last 12 years have increased their capital by 66 per cent, while that of all other banks increased 97 per cent; but the statistics further show that the national banks increased their volume of business, as measured by individual deposits, by a much larger percentage than did the other banks, the gam during this period being 137 per cent for national and 123 per cent for other banks. BANKING POWER OF THE UNITED STATES. The banking power of the United States in 1912, as represented by capital, surplus and other profits, deposits, and circulation, of national and other reporting banks, together with the estimated amount of funds of this character in nonreporting banks, is $22,548,706,835, against $21,334,456,790 in 1911, and $17,642,705,274 in 1908. The increase for the year 1912 was 5.69 per cent a,nd for the four years ended June 14, 1912, over 27.8 per cent. Since 1900, when it was reported at $10,685,000,000, the banking power of the country has more than doubled, the increase being 111 per cent. The details are set forth in the following table: Banking Number. Capital. power of the United Surplus and profits. States. Deposits. 7,372 $1,033,570,675 $950,827,515 i $5,884,407,144 National banks 17,823 977,272,830 1,215,331,634 11,198,606,444 State, etc., banks 40,000,000 470,000,000 70,000,000 Nonreporting banks.. 3,800 28,995 2,080,843,505 2,206,159,149 17,553,013,588 Circulation. Total. $708,690,593 $8,577,495,927 13,391,210,908 580,000,000 708,690,593 22,548,706,835 i Includes United States deposits. RESOURCES AND LIABILITIES OF THE BANKS BY STATES. In order that the banking power of the several States may be readily compared, the following condensed statement of the resources and liabilities of all reporting banks of the United States as of June 14, 1912, arranged by States and geographical divisions, is submitted herewith: Condensed statement of resources and liabilities of all reporting banks of the United States on. June 14, 1912. [Includes national, State, savings, and private banks and loan and trust companies.] States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New England States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Eastern States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Southern States Ohio Indiana Illinois Michigan Wisconsin Population (estimated Number Loans and dis- I n v e s t m e n t s , by Govern- of counts, includbonds, securibanks ment ing overdrafts. ties, etc. actuary). 753,000 435,000 358,000 3,481,000 563,000 1,160,000 163 120 96 441 56 207 $80,695,195.58 67,750,070. 76 80,311,370.43 1,133,852,216.51 130,149,624.85 236,878,014.77 $119,252,136.29 68,188,266.39 24,144,209.78 422,542,767.43 103,561,082.81 218,495,160.08 Due from banks and bankers. $9,793,933.04 6,857,882.82 6,323,940.46 146,006,569.20 19,130,365.12 26,641,375.57 Cash on hand. $4,514,236.58 2,118,731.98 1,697,638.06 66,190,959.75 8,970,270.14 9,377,043.93 All other resources. $7,608,549.61 2,834,547.10 1,839,974.45 55,542,832.07 4,501,597.72 11,352,878.12 Total. $221,864,051.10 147,749,499.05 114,317,133.18 1,824,135,344.96 266,312,940.64 502,744,472.47 6,750,000 1,083 1,729,636,492.90 956,183,622.78 214,754,066.21 92,868,880.44 83,680,379.07 3,077,123,441.40 9,567,000 2,694,000 7,974,000 205,000 1,317,000 345,000 929 353 1,306 50 234 3,452,954,586.81 346,106,194.46 1,217,883,264.36 22,450.510.58 158,986,846.28 58,316,709.77 1,652,231,290.41 222,203,377.66 769,603,669.52 17,805,252.62 145,927,076.46 26,437,343.52 527,124,744.27 71,258,471.21 284,312,614.34 3,755,476.11 40,316,559.33 14,009,253.80 596,472,091.03 20,690,304.06 126,822,329.04 1,497,953.68 12,136,540.33' 4,176,527.91 451,791,533.58 26,588,453.70 140,137,578.39 2,157,049.44 18,144,102.31 9,337,781.71 6,680,574,246.10 686,846,801.09 2,538,759,455.65 47,666,242.43 375,511,124.71 112,277,616.71 22,102,000 2,901 5,256,698,112.26 2,834,208,010.19 940,777, M9.06 761,795,746.05 648,156,499.13 10,441,635,486.69 104,000 279,000 269,000 548,000 685,000 803,000 193,000 843,000 707,000 061,000 638,000 328,000 222,000 380 297 429 346 760 204 324 363 243 1,257 376 614 476 155,739, 424.24 108,846, 775.99 91,083, 095.64 81,823, 503.44 170,053, 040.40 58,370, 826.18 86,828, 469.72 63,914, 195.41 111,633, 701.65 266,491, 010.28 56,060, 334.98 137,620, 155.83 125,800i 682.93 27,300,168.04 20,694,210.97 9,935,649.93 10,576,956.69 19,148,292.92 10,929,956.04 15,677,872.95 9,192,385.14 25,890,916.20 47,049,164.34 5,308,052.00 36,704,559.51 18,701,061.01 23,506. 766.26 17,27li 448.19 15,582, 026.44 9,190, 755.00 23,608, 584.31 15,564, 714.40 19,517, 863.53 14,025, 399.18 26,052, 572.72 74,028, 665.66 10,533, 054.16 33,526, 439.77 34,323, 262.86 9,303, 758.77 6,771, 130.46 4,560, 163.56 2,767, 421.92 8,004, 417.24 999.16 7,795,'513.57 3,653, 110.73 9,991, 235.82 28,157, 712.81 4,432, 048.34 12,642, 828.45 10,097, 362.67 10,278,075.14 9,405,260.86 5,218,691.00 4,016,691.48 12,327,215.34 4,753,804.36 6,800,826.88 5,481,321.48 14,532,381.51 25,373,628.51 4,446,619.45 15,861,542.21 16,039,172.28 226,128 192.45 162,988! 826.47 126,379, 626.57 108.375, 32&.53 233,141, 550.21 94,479. 300.14 136,620! 546.65 96,266, 411.94 188,100, 807.90 441,100, 181.60 80,780, 108.93 236,355, 525.77 204,961, 541.75 26,680,000 6,069 1,514,265,216.69 257,109,245.74 316,731,552.48 113,036,703.50 134,535,230.50 2,335,677,948.91 1,025 892 1,290 607 717 610,388,565.12 282,123,888.08 1,027,214,181.96 351,605,500.09 240,938,304.44 239,690,880.85 73,071,204.32 254,940,351.68 83,334,422.55 63,672,777.49 142,850,416.74 71,153,228.33 235,217,859.31 76,419,331.63 54,317,078.84 58,825,669.23 24,088,593.42 174,193,582.81 34,766,104.46 19,843,685 11 49,604,772.00 19,311,951.45 57,357,864.37 18,857,306.68 12,138,339.43 1,101,360,303.94 469, 748,865.60 1,748,923,840.13 564,982,665.41 390,910,185.31 4,900,000 2,746,000 5,805,000 2.896,000 2,393,000 w Q O a CO Condensed statement of resources and liabilities of all reporting hanks of the United States on June 14, 1912—Continued. Population (estimated Number by Govern- of banks. ment actuary). Loans and discounts, including overdrafts. Investments, bonds, securities, etc. 2,145,000 2,229,000 3,350,000 1,031 1,457 1,364 $297,915,251.30 405,917,276.95 503,490,127.27 $49,787,874.78 37,744,512.02 96,896,358.68 $70,357,322.11 93,958,463.59 138,655,066.87 $24,772,548.68 22,887,540.13 62,213,273.61 $19,310,961.44 20,412,200.87 29,882,666.28 $462,143,958.31 580,919,993.56 831,137,492.71 26,464,000 8,383 3,719,593,095.21 899,138,382.37 882,928,767.42 421,590,997.45 226,876,062.52 6,150,127,304.97 643,000 625,000 1,232,000 1,759,000 406,000 159,000 865,000 366,000 1,863,000 715 633 926 1,110 212 87 322 85 913 64,579,981.49 66,334,905.35 174,470,115.48 151,062,070.47 56,184,102.47 18,246,175.86 87,602,318.67 16,089,194.17 82,772,561.27 6,366,644.14 5,847,693.71 18,784,303.48 20,072,969.87 8,378,398.35 2,493,345.88 . 35,591,915.30 2,593,084.01 18,868,832.26 12,914,659.50 18,451,030.49 55,302,221.35 42,980,820.23 19,298,517.00 4,092,698.12 37,065,286.18 4,492,407.45 21,959,716.42 3,857,428.64 4,552,765.94 16,262,189.46 14,133,614.99 6,554,963.97 1,500,403.66 14,917,335.63 1,426,024.06 8,202,596.04 6,905,272.68 5,646,380.95 11,665,262.34 9,216,345.67 5,268,158.94 897,493.48 6,367,847.91 1,512,657.68 7,461,906.78 94,623,986.45 100,832,776.44 276,484,092.11 237,465,821.23 95,684,140.73 27,230,117.00 181,544,703.69 26,113,367.37 139,265,612.77 7,918,000 5,003 717,341,425.23 118,997,187.00 216,557,356.74 71,407,322.39 54,941,326.43 1,179,244,617.79 H 1,300,000 740,000 2,617,000 373,000 393,000 93,000 226,000 75,000 342 250 746 184 99 32 51 17 124,878,584.68 78,454,890.79 670,812,865.43 29,209,428.79 45,330,445.44 11,482,979.90 15,173,640.06 2,252,332.98 32,840,254.76 23,626,211.94 206,797,713.33 4,955,406.63 10,269,161.37 3,708,573.83 3,508,105.60 425,212.02 40,979,455.52 28,300,436.40 156,421,571.96 7,844,959.98 15,811,062.75 5,432,110.60 6,861,317.68 1,081,059.07 18,369,375.65 14,845,775.17 58,823,180.86 2,901,850.45 4,560,730.49 1,382,454.98 1,883,990.62 372,121.36 23,753,240.09 6,579;424.95 56,918,395.67 3,454;638.26 3,397,216.02 958,066.60 1,757,667.66 518,461.14 240,820,910.70 151,806,739.25 1,149,773,727.25 48,366,284.11 79,368,616.07 22,964,185.91 29,184,721.62 4,649,186.57 o Pacific States 5,817,000 1,721 977,595,168.07 286,130,639.48 262,731,973.96 103,139,479.58 97,337,110.39 1,726,934,371.48 Ilnitfid Statfif r 95,731,000 25,160 5,351,767,087.56 2,834,480,835.87 1,563,839,129.41 1,245,526,608.04 24,910,743,171.24 200,000 1,149,000 12 11 12 11,508,757.58 8,218,087.58 18,749,888.07 3,807,121.88 2,017,697.69 1,291,474.98 3,032,318.25 3,355,216.67 7,124,473.14 3,472,595.57 2,107,191.34 3,534,563.11 1,499,707.57 1,051,480.40 5,129,029.11 23,320,500.85 16, 749,673.68 35,829,428.41 1,349,000 35 38,476,733.23 7,116,294.55 13,512,008.06 9,114,350.02 7,680,217.08 75,899,602.94 97,080,000 25,195 13,953,606,243.59 5,358., 883,382.11 2,847,992,843.93 1,572,953,479.43 2 1,253,206,825.12 24,986,642,774.18 States. Minnesota Iowa Missouri.. Middle Western States North Dakota South Dakota Nebraska Kansas Montana. . . Wyoming Colorado New Mexico Oklahoma Western States Washington Oregon California Idaho Utah Nevada Arizona Alaska. . Hawaii Porto Rico Philippines Island possessions Total United States and island possessions 1 1 13,915,129,510.36' Due from banks and bankers. Cash on hand. All other resources. Total. Population of Philippines not included; estimated by the Government actuary at 8,000,000. 2 Other resources include: Banking house, furniture arid fixtures, $550,326,884.44; other real estate owned, $106,972,775.92; checks and other cash items, $55,236,223.74; exchanges for clearing house, $374,865,032.08; and miscellaneous, $165,805,908.94. O o o K H w a d a j Condensed statement of resources and liabilities of all reporting banks of the United States on June 14, 1912—(Continued. States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New England States NewYork New Jersey Pennsylvania Delaware Maryland District of Columbia Eastern States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Southern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Captial stock. Surplus and undivided profits. Individual deposits. United States deposits. $11,265,400.00 6,449,000.00 6,635,000.00 78,599,500.00 15,194,408.00 26,361,069.82 $18,466,513.63 14,079,416.53 9,629,088.02 159,466,798.50 21,402,771.43 42,355,522.76 $179,671,075.55 118,101,849.10 91,121,084.92 1,426,854,057.75 219,051,702.94 411,640,023.77 $292,717.60 397,443.49 148,838.74 1,408,958.96 256,146.74 467,325.33 144,504,377.82 265,400,110.87 2,446,439,794.03 2,971,430.86 274,957,723.64 43,491,920.97 231,763,862.06 4,767,885.00 30,154,050.55 16,021,876.40 612,291,229.56 74,589,856.81 354,109,683.01 7,288,026.95 38,856,163.23 11,191,091.78 4,653,357,925.68 512,710,708.36 1,578,020,687.29 32,180,650.37 251,180,967.91 67,486,072.05 4,240,917.23 887,724.65 2,702,360.39 62,716.09 769,168.32 3,380,066.44 601,157,318.62 1,098,326,051.34 7,094,937,011.66 12,042,953.12 23,624,023.66 15,146,711.28 8,861,635.47 10,461,158.50 27,658,774.46 6,739,508.55 14,576,715.17 7,379,137.57 16,187,861.01 43,259,646.78 6,903,495.84 18,483,338.43 13,190,843.37 137,825,336.52 110,634,105.30 79,198,806.18 59,958,266.48 121,461,915.77 61,125,603.20 81,427,137.88 63,677,169.30 114,312,484.62 235,751,823.24 48,846,407.18 137,044,129.86 122,945,642.87 1,705,445.14 451,324.34 560,190.57 216,081.95 752,173.20 531,598.86 342,171.08 103,113.91 328,629.74 1,999,287.80 166,841.59 1,961,<826.69 830,384.60 212,472,850.09 1,374,208,828.40 76,458,881.63 28,647,181.84 108,735,543.55 32,373,860.45 20,222,172.06 27,226,659.83 764,396,988.11 318,602,887.51 1,087,896,164.02 441,981,179.60 295,165,033.12 323,141,780.94 28,000,200.00 21,225,755.25 17,803,196.37, 17,780,392.90 41,642,450.81 12,087,190.00 21,725,530.00 16,230,983.83 21,847,927.00 74,452,792.28 14,851,768.07 37,412,170.50 27,669,422.58 352,729,779.59 103,141,915.00 54,763, 665.08 153,577 613.47 43,571 260.07 37,096,650.00 40,111,800.00 Amount Savings deposits savings Due to banks and (included with indeposits All other liabilities. bankers. dividual deposits). per capita. $2,092,317.73 2,800,406.78 1,250,377.59 118,862,452.65 4,426,938.55 6,556,410.10 $10,076,026.59 5,921,383.15 5,532,743.91 38,943,577.10 5,980,972.98 15,364,120.69 $140,834,899.12 99,407,206.74 78,678,616.41 857,784,673.19 131,527,439.94 291,532,261.09 135,988,903.40 81,818,824.42 1,599,765,096.49 237.00 948,466,058.27 29,043,435.45 266,462,893.50 1,473,068.37 35,524,193.06 5,807,831.22 187,260,391.72 26,123,154.85 105,699,969.40 1,893,895.65 19,026,581.64 8,390,678.82 1,826,320,592.18 267,942,074.64 598,233,216.64 15,325,449.80 137,601,421.16 10,842,552.11 190.89 99.46 75.02 74.76 104.48 31.43 1,286,777,479.87 348,394,672.08 2,856,265,306.53 129.23 14,937,990.70 4,817,610.25 7,329,222.78 4,107,205.44 9,608,704.92 6,640,717.05 6,836,163.96 1,754,594.46 21,975,507.64 38,811,048.42 4,375,311.19 16,970,721.05 17,602,599.17 20,035,196.43 10,713,320.05 12,626,575.20 15,852,223.26 32,017,531.05 7,354,682.48 11,712,828.56 7,121,412.87 13,448,397.89 46,825,583.08 5,636,285.06 24,483,339.24 22,722,649.16 41,587,559.47 26,580,764.67 17,051,791.71 24,801,984.73 26,769,696.09 16,809,053.69 16,052,737.48 9,419,533.50 29,692,781.11 13,274,049.30 4,217,116.68 19,671,952.05 18,041,558.27 19.77 20.78 7.52 16.02 9.97 20.93 7.32 5.11 17.39 3.27 2.57 8.45 8.12 19.47 155,767,397.03 230,550,024.33 263,970,578.75 3,311,204.82 1,982,970.66 4,646,132. 70 1,392,004.50 1,403,325.10 1,895,379.75 85,127,922.40 30,648,354.48 337,911,171.94 33,000,882.32 21,091,500.07 53,974,417.48 68,923,391.98 35,103,806.03 56,157,214.45 12,663,478.47 15,931,504.96 15,793,920.31 312,777,696.18 66,087,452.85 323,768,529.13 218,017,755.90 71,207,997.93 59,039,428.73 $187.03 228.52 219.77 246.42 233.62 251.32 . 63.83 24.07 55.77 75.28 29.76 27.52 Condensed statement of resources and liabilities of all reporting banks of theUnited States on June 14, 1912—Continued. States. Iowa Missouri Middle Western States North Dakota South Dakota Nebraska.... Kansas Montana. Colorado New Mexico Capital stock. Surplus and undivided profits. Washington.. Oregon California Idaho Utah Nevada Arizona Alaska. Pacific States United j^ajtes Hawaii Porto Rico . Philippines Island possessions Total United States and island possessions 1 United States deposits. Amount Savings deposits savings Due to banks and All other liabilities. (included deposits with inbankers. per dividual deposits). capita. $60,072,550.00 89,202,820.00 $30,931,495.31 73,558,823.02 $406,964,427.86 449,593,434.45 $739,057.72 1,603,219.14 $58,425,032.80 177,937,957.52 $23,787,429.87 39,241,238.61 $128,896,802.50 40,960,521.98 $57.83 12.23 581,538,273.62 398,154,617.69 4,087,741,895.58 16,973,294.39 798,117,239.01 267,601,984.68 1,220,756,185.20 46.13 13,232,000.00 12,137,600.00 29,409,740.00 30,002,800.00 12,110,300.00 3,145,500.00 17,683,900.00 3,281,700.00 22,901,750.00 5,195,504.35 4,701,192.38 15,037,111.47 17,955,713.89 6,724,217.30 2,644,544.37 12,245,731.85 1,671,138.02 7,740,846.05 66,037,571.88 72,142,341.53 180,164,262.38 160,267,644.06 66,716,429.93 18,155,613.87 119,707,138.45 17,582,547.70 85,829,974.35 298,323.74 576,945.99 1,359,042.55 939,819.54 998,963.12 316,076.19 1,956,697.30 325,145.80 1,244,059.70 3,357,989.88 6,112,044.14 36,633,082.64 15,387,633.80 4,850,139.60 1,184,352.89 19,507,736.32 1,291,326.80 7,201,901.54 6,502,596.60 5,162,652.40 13,880,853.07 12,912,209.94 4,284,090.78 1,784,029.68 10,443,499.77 1,961,509.05 14,347,081.13 5,500,184.84 4,917,033.96 18,390,242.79 6,497,314.54 7,840,264.20 2,799,910.56 18,070,440.34 2,398,153.50 1,488,245.11 8.55 7.87 14.93 3.69 19.31 17.61 20.89 6.55 .80 143,905,290.00 73,915,999.68 786,603,524.15 8,015,073.93 95,526,207.61 71,278,522.42 67,901,789.84 8.56 25,456,700.00 17,154,150.00 114,527,955.33 6,696,630.00 7,987,500.00 3,355,000.00 2,648,830.00 980,300,00 12,312,622.84 8,791,829.01 81,763,873.19 3,086,066.46 4,398,420.84 1,182,740.55 2,138,675.03 328,218.40 164,615,504.50 105,274,123.89 795,604,872.36 33,296,808.22 52,665,961.66 15,576,303.51 22,014,683.71 2,805,247.04 3,159,089.74 1,634,117.31 2,107,728.60 414,663.19 479,177.05 131,175.17 240,891.91 299,316.90 17,895,259.08 13,561,683.65 106,638,953.87 1,981,498.98 9,009,902.63 1,143,722.36 1,103,215.35 143,204.23 17,381,734.54 5,390,835.39 49,130,343.90 2,890,617.26 4,827,653.89 1,575,244.32 1,038,425.62 92,900.00 44,286,325.04 16,754,592.94 389,522,854.59 2,114,590.41 20,697,202.57 3,869,608.49 2,206,751.36 63,338.13 34.07 22.64 148.84 5.67 52.66 41.61 9.76 .84 • Western States Individual deposits. 178,807,065.33 114,002,446.32 1,191,853,504.89 8,466,159.87 151,477,440.15 82,327,754.92 479,515,263.53 82.43 2,002,642,104.98 2,162,272,075.99 16,981,784,558.71 58,417,981.64 2,623,654,667.07 1,081,971,782.85 6,488,174,220.34 67.77 3,092,500.00 1,633,234.64 3,475,666.08 1,309,265.99 1,088,017.17 1,489,789.76 17,068,921.15 8,956,362.82 16,257,764.21 527,999.02 805,714.25 1,661,381.92 6,513,312.34 516,100.44 3,410,677.13 8,092,896.02 5,028,509.42 1,832,814.19 1,157,163.65 25.14 1.60 8,201,400.72 3,887,072.92 42,283,048.18 527,999.02 8,980,408.51 12,019,673.59 8,018,487.26 2,010,843,505.70 2,166,159,148.91 17,024,067,606.89 58,945,980.66 2,632,635,075.58 11,093,991,456.44 6,496,192,707.60 Other liabilities include: National-bank circulation outstanding, $708,690,593; dividends unpaid, $3,639,127.75; bills payable, $127,778,722.66; notes and bills rediscounted, $21,836,346.24; and miscellaneous, $232,046,666.79. REPORT OF THE COMPTROLLER OF THE CURRENCY. 47 An examination of the foregoing table shows the distribution of banks among the geographical sections in the following order, according to the number reporting: 8,383 in the Middle Western States; 6,069 in the Southern States; 5,003 in the Western States; 2,901 in the Eastern States; 1,721 in the Pacific States; 1,083 in the New England States; and 35 in the island possessions. The increase in the number of banks during the year is as follows: 304 in, the Southern States; 216 in the Middle Western States; 117 in the Pacific States; 104 in the Western States; 57 in the Eastern States; 4 in the New England States; and 1 in the island possessions. Comparing the aggregate resources of the several sections, the Eastern States are first, with $10,441,000,000; the Middle Western States second with $6,150,000,000; the New England States third with $3,077,000,000; the Southern States fourth with $2,335,000,000; the Pacific States fifth with $1,726,000,000, and the Western States sixth with $1,179,000,000, the resources for the island possessions being $75,000,000. The increase in bank resources during the year was most marked in the Eastern States, amounting to $432,000,000. The increase in the Middle Western States was $392,000,000; Southern States, $157,000,000; Pacific States, $153,000,000; New England States, $143,000,000; Western States, $65,000,000; and the island possessions, $12,000,000. Compared with 1911, statistics show the highest percentage of increase in Montana, 19.90, followed by Tennessee 16.08, Utah with 15.84, Florida 14.38, Alabama 13.93, Nebraska 11.56, Michigan 10.77, Iowa 10.37, and California 10.30, the increase in the other States being less than 10 per cent. Decreases are shown for the following States: Mississippi, 3.25 per cent; South Dakota, 2.04 per cent; New Mexico, 0.32 per cent; and Oklahoma 2.73 per cent. The following comparative statement is a summary of reports of condition from the banks in New York City, Chicago, St. Louis, Boston, Philadelphia, and San Francisco. Statement of all reporting banks in six principal cities for June 14, 1912. oo New York City. Chicago. St. Louis. Boston. Philadelphia. San Francisco. 168 banks.* 71 banks. 2 44 banks.s 60 banks.* 104 banks. 6 47 banks. 6 $563,789,268.95 1,169,822,895.85 710,687,370.29 648,610.69 54,731,280.85 297,411,866.85 440,531,980.15 78,115,711.83 140,755,445.37 82,465,523.49 9,854,268.63 343,790,195.$8 8,292,582.87 244,552,539.71 528,485,174.05 54,601,721.42 $38,965,000.82 316,096,807.05 320,181,303.25 220,958.63 16,949,438.01 23,298,211.93 3,641,619.20 68,935,301.46 56,393,781.72 7,708,682.30 361,731.15 150,462,034.91 1,415,356.59 22,818,053.67 147,887,167.72 7,633,787.52 $14,454,254.14 140,234,284.86 81,798,932.18 137,992.92 18,014,745.63 1,090,168.00 1,900,938.00 748,936.00 44,134,243.60 6,874,513.23 997,351.89 64,471,857.32 2,071,334.89 3,214,248.53 41,215,281.38 1,143,601.53 $124,288,069.62 199,002,612.10 227,952,557.41 87,955.94 10,226,448.87 33,688,847.37 59,251,491-54 18,967,964.12 24,100,059.49 15,425,412.27 957,289.31 107,312,460.30 920,136.70 18,883,339.72 50,127,265.77 2,580,127.51 $51, 129; 954.62 204,104. 112.99 164,501, 403.01 67i 352.75 17,027, 142.02 50,092; 094.04 162,363, 379.24 43,152, 270.29 50,021, 702.43 26,178, 814.25 8,439, 641.47 131,040, 321.08 1,997, 975.16 13,888, 167.48 51,676, 769.64 3,667, 765.97 $118,037,343.30 42,715,140.45 104,933,359.80 722,595.12 23,888,414.44 6,985,526.96 3,591,744.00 2,296,863.00 68,812,846.81 15,553,846.25 2,558,221.58 71,543,496.14 556,049.44 5,096,252.32 22,863,668.76 2,998,716.74 4,728,536,436.88 1,182,969,235.93 422,502,684.10 893,772.038.04 979,348,866.44 492,154,085.11 195,216,722.36 349,336,673.03 98,775,677.06 854,204,040.09 4,929,212.33 3,092,385,575.02 2,115,623.41 39,086.68 1,150,532.85 130,383,294.05 88,375,000.00 53,652,000.00 14,506,883.03 320,170,540.61 40,100,000.00 53,879,841.62 26,726,298,86 106,567,594.44 99,221.56 649,751,910.36 802,064.78 74,347.75 811,597.93 14,959,160.74 67,426,473.00 109,760,187.75 18,672,228.10 167,340,854.84 262,353.24 594,723,888.45 665,683.27 45,968,250.00 25,065,447.53 11,654,903.70 74,058,908.31 58,389.50 309,617,135.54 891,570.61 3,075,493.67 17,421,704.02 530,000.00 24,309,479.92 4,728,536,436.88 1,182,969,235.93 41,700,000.00 33,096,928.98 10,888,200.10 105,098,473.77 17,052.25 207,041,313.98 610,787.58 200,000.00 23,849,927.44 422,502,684.10 893,772,038,04 979,348,866.44 492,154,085.11 Classification. 3 BESOUECES. Loans on real estate Loans on collateral security. Other loans Overdrafts United States bonds 7 . State, county, and municipal bonds7 Railroad bonds 7 . Bonds of public service corporations7. Other bonds Banking house furniture and fixtures. Other real estate owned Due from banks Checks and cash items Exchanges for clearing house Cash on hand Other resources Total. H Q hrj H H H Q g g htf H W O £. n LIABILITIES. Capital stock Surplus Undivided profits D u e to b a n k s Dividends unpaid Individual deposits. United States deposits Notes a n d bills rediscounted Bills payable Other liabilities Total. 1 37 2 4,892.00 678,172,034.78 1,071,771.92 1,326,500.00 25,689,613.79 national, 37 State, 31 mutual savings, 30 loan and trust, 33 private; total, 168. 10 national, 41 State, 20 trust. s 8 national, 36 State and trust companies. ^ 20 national, 20 mutual savings, 20 loan a n d trust. • 32 national, 6 State, 7 mutual savings, 59 trust companies. 6 9 national, 38 commercial, savings, and trust companies. 7 Classification only for national banks as to St. Louis a n d San Francisco. fcrj H W fej O 3 O 49 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CLASSIFICATION OF LOANS AND DISCOUNTS IN ALL BANKS. Loans and discounts in the banks of the United States as shown by reports of condition for 1912, aggregate roundly, $13,953,600,000. Of this amount, $5,973,700,000 is in national banks and $7,979,900,000 in banks other than national. Of the total loans, the sum of $3,301,000,000 is reported as secured by real estate, and $4,239,000,000 by other collateral. The classification of loans of banks other than national and of national banks compiled from reports as of June 14, 1912, is set forth in the following table: Loans and discounts. Classification. State banks Mutual savings banks Stock savings banks Loan and trust companies Private banks Total Secured by Secured by estate collateral Number real other than of banks. (including mortgages real estate. owned). All other loans. Overdrafts. 13,381 630 1,292 1,410 1,110 Millions. $572.9 1,707.8 379.9 526.5 39.6 Millions. $564.0 135.9 104.5 1,280.0 19.8 Millions. $1,379.6 76.6 182.8 900.3 68.1 Millions. $32.8 17,823 3,226.7 2,104.2 2,607.4 41.6 7,979.9 7,372 74.8 2,135.7 3,743.3 19.8 5,973.7 25,195 3,301.5 4,239.9 6,350.7 61.5 13,953.6 National banks Grand total Total. Millions. $2,549.3 1,920.3 669.3 2,711.2 129.8 2.0 4.4 2.4 From the foregoing statement it appears that about 24 per cent of the total loans are secured by real estate or other liens on realty, the proportion of loans secured by real estate for each class of banks being as follows: 88 per cent for mutual sayings banks, 56 per cent for stock savings banks, 30 per cent for private banks, 22 per cent for State banks, 19 per cent for loan and trust companies, and a little over 1£ per cent for national banks. INVESTMENTS OF ALL BANKS IN BONDS AND OTHER SECURITIES. Investments in bonds, securities, etc., of all banks, as shown by reports for 1912, aggregate $5,358,800,000, as against $5,051,900,000 in 1911, the gain being nearly $307,000,000. The classification by amounts and percentages of investments held by banks in 1911 and 1912 is as follows: 1911 1912 Classification. Amount. United States bonds State, county and municipal bonds Railroad bonds . . . . . Bonds of other public-service corporations Other bonds, stocks, and securities Total 64776°—CUB 191 Per cent. Amount. Per cent. Millions. $773.5 1,200.9 1,602.1 550.2 925.2 15.3 23.8 31 7 10.9 18.3 Millions. $823.3 1,273.5 1 631 6 603.5 1,027.0 15.4 23.8 30 4 11.3 19.1 5,051.9 100.0 5,858.9 100.0 50 KEPOKT OF THE COMPTROLLEB OF THE CURRENCY. From the foregoing it will be noted that 30.4 per cent of the investments of banks reporting in 1912 is in railroad bonds against 31.7 per cent in 1911; 11.3 per cent in bonds of other public-service corporations against 10.9 per cent in 1911; 15.4 per cent in United States bonds against 15.3 per cent in 1911. The percentage of State, county, and municipal bonds remains the same as in 1911, i. e., 23.8 per cent, while the unclassified bonds, stocks, securities, etc., is 19.1 per cent against 18.3 per cent in 1911. In the following table is shown the amount of the various classes of bonds, stocks, and other securities held by the several classes of banks on June 14, 1912: Classification of investments in bonds, etc., held by banks of the United States on June 14, 1912. [Expressed in millions.] Classification. United States bonds State, county, and municipal bonds.... Railroad bonds Bonds of other public-service corporations Other bonds, stocks, etc Total Loan and trust National combanks. panies. Mutual savings banks. Stock savings banks. Private banks. $4.4 $19.9 $9.1 $0.4 $6.0 $783.5 $823.3 82.0 71.5 733.4 770.7 43.0 23.4 2.4 1.4 202.3 380.2 210.4 384.3 1,273.5 1,631.6 53.6 130.3 110.6 143.4 32.9 36.4 208.7 422.0 195.7 287.3 603.5 1,027.0 341.8 1,778.0 144.8 2.0 7.5 13.7 1,219.2 1,861.2 5,358.9 State banks. 1 1 All banks. Includes premium. From the foregoing table it appears that of the $823,300,000 United States bonds owned by the banks $783,500,000, including premium, are held by national and $39,800,000 by all other banks, $19,900,000 of the latter amount being owned by mutual savings banks. The largest proportion of the bond investments held by mutual savings banks is shown to consist of bonds of railroad and other public-service corporations, 49 per cent of the bonds held by mutual savings banks being of this character. Forty-eight per cent of the investments of loan and trust companies consists of this class of bonds, as also 38 per cent of investments of stock savings banks, 36 per cent of State-bank investments, 31 per cent of national-bank investments, and 24 per cent of private-bank investments. Fortyone per cent of the investments of mutual savings banks consists of State, county, and municipal bonds; the proportion of investments in this class of bonds by the other banks are 29 per cent for stock savings banks, 24 per cent for State banks, 16 per cent for loan and trust companies, 11 per cent for national banks, and less than 2 per cent for the private banks. Of the total investments in bonds, stocks, etc., 33 per cent is held by mutual savings banks, 34 per cent by national banks, and 22 per cent by loan and trust companies, the balance, 11 per cent, being the combined holdings of State banks, stock savings banks, and private banks. MONEY IN BANKS. On June 7, 1911, the cash holdings of all reporting banks were $1,554,147,169.28, and on June 14, 1912, $1,572,953,479.43, being an Digitized forincrease FRASER during the year of $18,806,310.15. The reports show that BEPORT OF THE COMPTROLLER OF THE CURRENCY. 51 during the year cash in national banks has decreased in the sum of $1,918,617.59, and that the cash in State banks has increased in the sum of $20,724,927.74. Of the total amount held by the banks on June 14, 1912, $996,000,000 was in national and $576,000,000 in other reporting banks. The proportion of cash to deposits held by national banks is, therefore, shown to be 17.10 per cent, that for all other commercial banks is 7.38 per cent, and including mutual saving bank 5.15 per cent. The following table shows the amount of coin and other money held by all reporting banks. Classification of cash in banks June 14, 1912. 7,372 national banks. Classification. Gold coin Gold certificates.. Gold clearing-house certificates Silver dollars.. Silvej certificates Subsidiary and minor coin Legal-tender notes National-banknotes Cash not classified Total. 17,823 State, etc., 25,195 reporting banks. banks. $149,294,417.78 356,602,380.00 80,479,000.00 12,637,221.00 138,569,628.00 22,555,692.68 188,440,207.00 47,564,277.00 $89,094,968.96 206,465, 716.00 16,320, i.74.66 55,804,541.00 15,182,315.61 64,681,846.00 60,717,410.00 74,543,684.40 $238,389,386.74 563,068,096.00 80,479,000.00 22,957,395.00 194,374,169.00 37,738,008.29 253,122,053.00 108,281,687.00 74,543,684.40 996,142,823.46 576,810,655.97 1,572,953,479.43 DISTRIBUTION OF MONEY IN THE UNITED STATES. In the following table is shown the distribution of money in the United States, giving the amount in the Treasury as assets, amount in reporting banks, and elsewhere, from 1892 to 1912, inclusive: Coin and other Year money ended in the June 30— United States. 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 Coin and other money in Treasury as assets.i Amount. Millions. Millions. $150.9 $1,752.2 142.1 1,738.8 144.2 1,805.5 217.4 1,819.3 293.5 1,799.9 265.7 1,906.7 235.7 2,073.5 286.0 2,190.0 284.6 2,339.7 307.8 2,483.1 313.9 2,563.2 317.0 2,684.7 284.3 2,803.5 295.2 2,883.1 333.3 3,069.9 342.6 3,115.6 340.8 3,378.8 300.1 3,406.3 317.2 3,419.5 341.9 3,555.9 364.3 3,648.8 In circulation, Coin and other Coin and other money exclusive of com money in reportnot in Treasury or and other money ing banks. 2 banks. in Treasury as assets. Per cent. Amount. Per cent. Amount. Per cent. Per Per capita. Amount. capita. 8.60 8.17 7.99 11.95 16.31 13.93 11.37 13.06 12.16 12.39 12.24 11.80 10.14 10.24 10.86 11.00 10.08 8.81 9.27 9.61 9.98 Millions. $586.4 515.9 688.9 631.1 531.8 628.2 687.7 723.2 749.9 794.9 837.9 848.0 982.9 987.8 1,010.7 1,106.5 1,362.9 1,444.3 1,414.6 1,545.5 1,563. 8 33.48 29.68 38.17 34.96 29.55 32.94 33.17 33.02 32.05 32.02 32.69 31.59 35.06 34.27 32.92 35.51 40.34 42.40 41.37 43.46 42.86 Millions. $1,014.9 1,080.8 972.4 970.8 974.6 1,012.8 1,150.1 1,180. 8 1,305.2 1,380.4 1,411.4 1,519.7 1,536.3 1,600.1 1,725.9 1,666.5 1,675.1 1,661.9 1,687.7 1,668.5 1,720.7 57.92 62.15 53.84 53.36 54.14 53.13 55.46 53.92 55.79 55.59 55.07 56.61 54.80 55.49 56.22 53.49 49.58 48.78 49.36 46.93 47.16 $15.50 16.14 14.21 13.89 13.65 13.87 15.43 15.51 17.11 17.75 17.90 18.88 18.77 19.22 20.39 19.36 19.15 18.68 18.68 17.75 17.98 Millions. $1,601.3 1,596.7 1,661.3 1,601.9 1,506.4 1,641.0 1,837.8 1,904.0 2,055.1 2,175.3 2,249.3 2,367.7 2,519.2 2,587.9 2,736.6 2,773.0 3,038.0 3,106.2 3,102.3 3,214.0 3,284.5 $24.60 24.06 24.56 23.24 21.44 22.92 25.19 25.62 26.93 27.98 28.43 29.42 30.77 31.08 32.32 32.22 34.72 34.93 34.33 34.20 34.34 1 Public money in national-bank depositaries to the credit of the Treasurer of the United States not included. 2 Money in banks of island possessions not included. 52 KEPOKT OF THE COMPTKOLLER OF THE CURRENCY. The general stock of money in the United States at the close of the fiscal year ended June 30, 1912, was $3,648,800,000. Of this amount $364,300,000, or 9.98 per cent, was in the Treasury as assets; $1,563,800,000, or 42.86 per cent, in reporting banks (excluding those of the island possessions); and $1,720,700,000, or 47.16 per cent, outside of the Treasury and banks—that is, in circulation among the people. The amount reported in circulation, exclusive of coin and other money in the Treasury as assets, is $3,284,500,000, or $34.34 er capita, being $70,500,000 more than the amount reported in 1911. >f this increase in circulation during the year $18,300,000 in June lastwas in the vaults and tills of the banks of the United States and $52,200,000 in circulation outside of banks. S INDIVIDUAL DEPOSITS IN ALL BANKS IN THE UNITED STATES. Individual deposits in all reporting banks on or about June 30, 1908, aggregated $12,784,500,000, for the current year the deposits aggregate $17,024,000,000, being an increase for the four years of $4,239,500,000, or over 33 per cent. The increase for the current year over the amount reported in 1911 is $1,117,700,000-, or 7 per cent. Of the aggregate individual deposits in all reporting banks on June 14 last national banks held 34.2 per cent; savings banks, 26.1 per cent; loan and trust companies, 21.6 per cent; State banks, 17.2 per cent; and private banks, 0.9 per cent. The following table shows the amount and per cent of individual deposits held by the several classes of banks in 1908, 1911, and 1912: 1908 1912 1911 Classification. Amount. State banks Savings banks Private banks.. . Loan and trust companies National banks Total Per cent. Amount. Per cent. Amount. Per cent. Millions. $2,937.1 3,479.2 126.7 1,866.9 4,374.6 23.0 27.2 1.0 14.6 34.2 Millions. $2,777.6 4,212.6 142.3 3,295.8 5,478.0 17.5 26.5 .9 20.7 34.4 Millions. $2,920.0 4,451.5 152.5 3,674.6 5,825.4 17.2 26.1 .9 21.6 34.2 12,784.5 100.0 15,906.3 100.0 17,024.0 100.0 The following table shows the distribution of individual deposits by geographical sections on or about June 30, 1908, on, June 7, 1911, and June 14, 1912, together with the amount and percentage of increase for the four-year period and for the current year: Distribution of individual deposits Increase 1912 over 1911. Geographical divisions. 1908 1911 Amount. Per cent. New England States Eastern States. Southern States Middle Western States.. Western States Pacific States.. . Islands ... Total Increase 1912 over 1908. 1912 Amount. Per cent. Millions. $1,987.1 5,427.9 913.8 3,003.6 591.9 839.7 20.5 Millions. $2,323.5 6,676.9 1,283.3 3,759.5 742.0 1,081.3 39.8 Millions. $2,446.4 7,094.9 1,374.2 4,087.7 786.6 1,191.9 42.3 Millions. $122.9 418.0 90.9 328.2 44.6 110.6 2.5 5.28 6.26 7.08 8.73 6.01 10.22 6.28 Millions. $459.3 1,667.0 460.4 1,084.1 194.7 352.2 21.8 23.11 30.71 50.38 36.09 32.89 41.94 106.34 12,784.5 15,906.3 17,024.0 1,117.7 7.02 4,239.5 33.16 BEPORT OF THE COMPTROLLER OF THE CURRENCY. 53 From the foregoing it will be noted that the largest percentage of increase during the past year, 10.22 per cent, is sliown for the Pacific States. In 1911 the largest percentage of increase was 15.62, in the Southern States. The percentage of increase in deposits during the current year for the other sections is, in the order named, as follows: Middle Western States, 8.73 per cent; Southern States, 7.08 per cent; island possessions, 6.28 per cent; Eastern States, 6.26 per cent; Western States, 6.01 per cent; and New England States, 5.28 per cent. The largest volume of increase was in the Eastern States, or $418,000,000, followed by the Middle Western States with $328,200,000, the New England States with $122,900,000, the Pacific States with $110,600,000, the Southern States with $90,900,000, the Western States with $44,600,000, and the island possessions $2,500,000. Since June, 1908, individual deposits held by the banks have increased 33.16 per cent. With the exception of the island possessions, where the increase is shown to be 106.34 per cent, the largest percentage of increase is shown for the Southern States, the gain in deposits for that section during the last four years being 50.38 per cent; next in order are the Pacific States with 41.94 per cent, the Middle Western 36.09 per cent, the Western 32.89 per cent, the Eastern 30.71 per cent, and the New England States 23.11 per cent. In the following table is shown the classification of individual deposits in banks other than national, in national banks, and in all banks on June 14, 1912. Classification of deposits in national and other banks. Classification. Individual deposits subject to check Savings deposits Certificates of deposit Certified checks Cashier's checks. Total 7,372 national banks. $4,122,937,442.68 733,643,936.11 812,745,391.86 85,228,860.85 70,905,531.86 5,825,461,163.36 17,823 State, etc., banks. Total, 25,195 banks. $4,200,548,180.85 5,762,548,771.49 1,140,038,702.08 50,012,402.35 45,458,386.76 $8,323,485,623.53 16,496,192,707.60 1,952,784,093.94 135,241,263.20 116,363,918.62 11,198,606,443.53 17,024,067,606.89 1 i Exclusive of $284,203,157.82 deposits subject to check without notice, certificates of deposit, certified and cashier's checks reported by savings banks. From the foregoing it will be noted that of the $17,024,000,000 on deposit in all reporting banks, over 38 per cent, or $6,496,000,000, in round amount, consists of savings deposits; $1,952,000,000 are certificates of deposit (time and demand); and $8,323,000,000 are commercial deposits, i. e., subject to check without notice. SAVINGS DEPOSITS IN ALL BANKS. Statistics relating to savings deposits are of special interest, by reason of the fact that such deposits are supposed to represent chiefly the accumulations of wage earners and other people of moderate means. Savings deposits in all banks of the country in June last aggregated $6,496,192,707.60, but if all deposits in the savings banks are termed "savings deposits/7 this aggregate will be increased to $6,780,395,865.42, or nearly 40 per cent of all individual deposits 54 EEPOET OF THE COMPTEOLLER OF THE CUREENCY. held by the banks. These figures measure and prove the increasing thrift of the American people. The aggregate deposits in all banks on June 14, 1912, roundly stated, were $17,024,000,000; of this amount $6,496,000,000 was reported as savings deposits, the latter sum being exclusive of $284,200,000 held by savings banks subject to check without notice* Statistics showing the number of savings depositors for the current year are not available, but the information obtained upon this subject m 1911 showed that there were on June 7 of that year over 17,600,000 savings accounts on the books of the various banks of the country. For the purpose of comparison the following table is presented relating to the classification of deposits in each class of banks as shown by reports of condition as of June 14, 1912. Classification of deposits in each class of banks as of June 14, 1912. Classification. Individual de- Savings deposits Number posits subject to or deposits in of banks. check without interest or savings notice. department. Certificates of deposit. State banks Mutual savings banks Stock savings banks Loan and trust companies Private banks 13,381 $1,609,117,069.91 630 15,907,801.72 1,292 178,127,748.36 1,410 2,319,055,959.95 1,110 78,339,600.91 $657,477,220.31 3,592,530,070.33 574,822,459.57 910,850,167.60 26,868,853.68 $610,207,548.25 96,528.65 87,099,928.02 395,983,407.02 46,651,290.14 Total, State, etc., banks, National banks 17,823 4,200,548,180.85 7,372 4,122,937,442.68 5,762,548,771.49 733,643,936.11 1,140,038,702.08 812,745,391.86 25,195 6,496,192,707.60 1,952,784,093.94 Grand total Classification. State banks Mutual savings banks Stock savings banks Loan and trust companies. Private banks Total, State, etc., banks. National banks Grand total. 8,323,485,623.53 Certified checks. Cashiers' checks outstanding. Total. $32,254,762.10 $10,921,297.42 123,427.41 2,052,338.18 32,030,686.58 330,637.17 $2,919,977,897.99 3,608,657,828.11 842,897,859.61 3,674,578,238.92 152,494,618.90 795,385.48 16,658,017.77 304,237.00 50,012,402.35 85,228,860.85 135,241,263.20 45,458,386.76 11,198,606,443.53 70,905,531.86 15,825,461,163.36 116,363,918.62 17,024,067,606.89 i U. S. deposits not included. A statement showing the aggregate amount of sayings deposits held by the banks in each State and geographical division, with the per capita, will be found incorporated with the table of resources and liabilities on another page. By reference to the table in question it will be noted that the largest amount of savings deposits is held by banks in the State of New York, namely, $1,826,300,000, followed by Massachusetts with $857,700,000, Pennsylvania with $598,200,000, and California with $389,500,000. In the Southern States the Virginia banks hold the largest amount of savings deposits, or $41,500,000, Louisiana being next with $29,600,000, Georgia third with $26,700,000, West Virginiafourth with $26,500,000, and South Carolina.fifth with$24,800,000. In the Middle Western States Illinois is first with $323,700,000, Ohio second with $312,700,000, Michigan third with $218,000,000, and Iowa fourth with $128,800,000. In the Western States Nebraska is EEPOBT OF THE COMPTBOLLEB OF THE CTJEEENCY. 55 first with $18,300,000, Colorado second with $18,000,000, and, Montana third with $7,800,000. In the Pacific States, as has been stated, California leads, while Washington is second with $44,200,000, Utah third with $20,600,000, and Oregon fourth with $16,700,000. There are over $8,000,000 reported as savings deposits in the island possessions. The amount of savings deposits per capita for the United States is $67.77 and for each geographical section is as follows: New England States, $237; Eastern States, $129.23; Pacific States, $82.43; Middle Western States, $46.13; Southern States, $9.89; Western States, $8.56. STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND TRUST COMPANIES. Summaries of the reports received for the current year from State, savings, and private banks, and from loan and trust companies show the condition on June 14, 1912, of 17,823 banks other than national. The aggregate resources of these banks are $14,124,878,897.03. In 1911, 17,115 banks other than national reported, with aggregate resources of $13,248,034,688.36, or less by 708 in the number of banks, and $876,844,208.67 in aggregate resources, than in 1912. The returns for the current year include 13,381 commercial banks, 630 mutual savings banks, 1,292 stock sayings banks, 1,110 private banks, and 1,410 loan and trust companies. The returns for each class of bank, with the exception of private banks, are practically complete. The compilations of banking reports as made by the State authorities in a number of States include all classes of incorporated banks under the head ot "State banks" and considerable difficulty is experienced by this office in making a proper classification of the trust companies and of the stock savings banks in operation in such States, due to the 7great confusion in the use of the term "trust company" and ' 'bank ' as well as in the use of the term ' 'savings bank." It is claimed that a large percentage of the so-called '' trust companies'' do only a banking business, and it is known that a large number of the socalled ' 'savings banks" are strictly speaking only commercial banks. In some States, notably California, a system of departmental banks prevails, where any commercial bank may carry on a savings or a trust company business, or both, but each kind of business must be kept separate and distinct. Specific regulations apply to each department. Where the banking department of a State makes no separate classification, this office has adopted the plan of requesting each bank cashier to designate on his report the class of bank reporting. When this is not done, the proper classification is determined by the character of the business indicated in the report. In this manner it has been possible to make a satisfactory classification of trust companies and of savings banks for States where the law does not provide for a separate classification by the State authorities. Reports of condition were received from banks, other than national, as of June 14, 1912, with the exception of those in Kentucky as of May 18; Georgia, May 29; Tennessee, June 29, mutual savings banks of Maryland, June 29; Alaska and the island possessions, June 30, and a summary of these reports is presented herewith. 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. Summary of reports of condition of 17,823 State, savings, private banks, and loan and trust companies in the United States on June 14, 1912. RESOUECES. Loans and discounts: (a) Secured by real estate (including mortgages owned) (6) Secured by collateral other than real estate (c) All other loans Overdrafts Bonds, securities, etc., including premiums thereon: (a) United States bonds (&) State, county, and municipal bonds (c) Railroad bonds (d) Bonds of other public-service corporations (including street and interurban railway bonds) (e) Other bonds, stocks, warrants, etc Banking house, furniture and Other real estate owned Due from banks Checks and other cash items Exchanges for clearing house Actual cash on hand: (a) Gold coin (&) Gold certificates (c) Silver dollars (d) Silver certificates (e) Subsidiary and minor coins (/) Legal-tender notes (a) National-bank notes (h) Cash not classified $3,226,653,762.65 2,104,174,475.68 2,607,417,968.82 41,606,212.94 $7,979,852,420.09 39,768,890.25 1,063,127,977.45 1,247,223,203.85 407,835,493.34 739,646,839.36 fixtures 89,094,968.96 206,465,710.00 10,320,174.00 55,804.541.00 15,182,315.61 64,681,846.00 60,717,410.00 74,543,690.40 Other resources Total resources 3,497,602,404.25 311,749,099.20 78,925,552.46 1,423,901,163.62 26,061,099.99 108,824,755.51 576,810,655.97 121,151,745.94 14,124,878,897.03 LIABILITIES. Capital stock paid in Surplus Undivided profits (including accrued interest and any other amounts set aside for special purposes, less current expenses, interest, and taxes paid) Due to banks Dividends unpaid Individual deposits subject to check without notice $4,200,548,180.85 Savings deposits or deposits in interest or savings department 5,762,548,771.49 Certificates of deposit 1,140,038,702.08 Certified checks 50,012,402.35 Cashier's checks outstanding 45,458,386.76 Notes and bills rediscounted Bills payable, including certificates of deposit representing money borrowed Other liabilities Total liabilities $977,272,830.70 890,990,687.36 324,340,946.90 454,471,657.47 2,016,567.59 11,198,606,443.53 14,166,041.79 76,842.722.56 :. 186,170,999.13 14,124,878,897.03 The principal items of resources and liabilities for each class of banks other than national, reporting as of June 14,1912, are set forth in the following table: Resources and liabilities of State, savings, private banks and loan and trust companies, June 14, 1912. 13,381 State banks. 630 mutual savings 1,292 stock savings banks. banks. 1,110 private banks. 1,410 loan and trust companies. Total 17,823 banks. RESOURCES. Loans and discounts Bonds, securities, etc Banking house, furniture and fixtures Other real estate owned Due from banks Checks and other cash items Exchanges for clearing house Cash on hand All other resources Total resources $2,549,323,176.38 341,797,126.48 116,252,155.48 22,176,601.90 530,161,901.29 16,572,944.71 61,179,435.81 241,756,724.48 18,550,760.18 $1,920,256,975.33 1,778,042,428.09 37,373,366.91 10,234,972.58 150,482,502.86 933,134.25 73,485.14 16,186,061.29 15,509,060.46 $669,246. 257.55 144,877; 735.13 26,892. 501.53 6,330; 005.63 107,797, 928.00 1,364, 870.66 2,223, 391.43 29,266, 002.56 5,632, 611.23 $129,784,262.65 13,745,669.14 5,442,701.75 8, 784,186.85 29,789,234.21 627,864.34 232,753.16 7,450,404.38 1,083,320.94 $2,711,241, 748.18 1,219,139, 445.41 125,788, 373.53 31,399, 785.50 605,669, 597.26 6,562, 286.03 45,115, i.97 282,151, 463.26 80,375, 993.13 $7,979,852, 420.09 3,497,602, 404.25 311,749,099.20 78,925,552.46 1,423,901, 163.62 28,061,099.99 108,824, 755.51 576,810, 655.97 121,151, 45.94 w 3,897,770,826.71 3,929,091,986.91 993,631,303.72 196,940,397.42 5,107,444,382.27 14,124,878,897.03 ' O O 22,348, 040.33 9,333, 680.83 4,250 634.46 1, 707, 139.16 74, 638.22 152,494 618.90 436 983.18 3,795 165.96 2,499 496.38 418,985,771.77 424,313,939.08 136,428,039.39 299,938,456.82 850,048.81 3,674,578,238.92 3,174,589.34 15,587,711.35 133,587,586.79 977,272,830.70 890,990,687.36 324,340,946.90 454,471,657.47 2,016,567.59 11,198,606,443.53 14,166,041.79 76,842,722.56 186,170,999.13 196,940,397.42 5,107,444,382.27 14,124,878,897.03 LIABILITIES. Capital stock Surplus fund. Undivided profits Due to banks Dividends unpaid Deposits (individual) Notes and bills rediscounted Bills payable Other liabilities 459,067,206.81 177,307,042.02 94,066,902.16 142,644,643.99 829,045.40 2,919,977,897.99 10,234,413.74 54,319,000.61 39,324,673.99 3,608,657,828.11 5,000.00 160,300.00 4,490,750.23 76,871, 811.79 31,052,596.37 23,154 694.51 9,827,414.37 262, 835.16 842,897 859.61 315 055.53 2,980 544.64 6,268 491.74 Total liabilities 3,897,770,826.71 3,929,091,986.91 993,631,303.72 248,983,429.06 66,440,676.38 354,003.13 3O I- 1 H a d o Oi 58 BEPOBT OF THE COMPTBOLLER OF THE CURBENCY. For the purpose of comparison a statement exhibiting the principal items of resources and liabilities of banks other than national for 1908 to 1912, inclusive, is submitted herewith: Consolidated returns from State, savings, private banks, and loan and trust companies. Items. 1908 1909 1910 1911 $5,797,611,743 $6,385,522,766.61 $7,065,906,476.21 $7,412,153,800.11 Loans 2,873,226,958 3,009,480,709.72 3,111,409,758.78 3,289,468,093.00 Bonds. 525,237,773.25 479,116,289 558,355,958.16 556,085,728.23 Cash 838,058,353 866,056,465.00 Capital 890,376,773.99 932,777,933.31 Surplus a n d undivided profits 1,012,811,484 1,039,548,321.54 1,091,162,580.06 1,152,073,936.93 Deposits (indi8,409,959,961 9,209,462,780.66 9,996,179,942.15 10,428,283,553.82 vidual) 10,869,345,993 11,726,170,577.59 12,553,695,826.04 13,248,034,688.36 Resources 1912 $7,979,852,420.09 3,497,602,404.25 576,810,655.97 977,272,830.70 1,215,331,634.26 11,198,606,443.53 14,124,878,897.03 STATE BANKS. Reports from State (commercial) banks to the number of 13,381 show capital of $459,067,206.81 and aggregate resources of $3,897,770,826.71. A summary of the reports submitted by the State banks shows, in round amounts, loans aggregating $2,549,300,000; investments in bonds, securities, etc., $341,700,000; cash on hand, $241,700,000, being 8.27 per cent of individual deposits; capital, $459,000,000; surplus and undivided profits, $271,300,000, and individual deposits, $2,919,900,000. Of the loans, $572,900,000 are reported as secured by real estate, including mortgages owned, and $563,900,000 as secured by collateral other than real estate. The investments in bonds, securities, etc., consist of $4,330,000 United States bonds, $81,967,000 State, county, and municipal bonds, $71,549,000 railroad bonds, $53,609,000 bonds of other public-service corporations, and $130,339,000 unclassified. The individual deposits were classified as follows: Deposits subject to check without notice, $1,609,117,069.91; savings deposits, $657,477,220.31; certificates of deposit (time and demand), $610,207,548.25; certified checks, $32,254,762.10; and cashier's checks outstanding, $10,921,297.42. SAVINGS BANKS. Savings bank reports to the number of 1,922 have been tabulated, 630 being from mutual institutions and 1,292 from stock savings banks—the latter class transacting both a savings and a commercial business. Deposits in these banks aggregate $4,451,818,522.88, including $262,835.16, reported by stock savings banks as dividends unpaid, and the depositors number 10,010,304, the average deposit account being $444.72. Sayings banks reporting in June, 1911, numbered 1,884, with deposits of $4,212,583,598 to the credit of 9,794,647 depositors, the average deposit account being $430.09. While there has been an increase of only 38 in the number of banks reporting, deposits have increased by $239,234,924 and depositors by 215,657, the increase in the average deposit account being $14.63. The following table shows the number of savings depositors, aggregate savings deposits, and average amount due depositors in savings EEPOBT OF THE COMPTROLLER OF THE CURRENCY. 59 banks in each State on June 7, 1911, and June 14, 1912. These figures do not include the amount of savings deposits in savings departments of the State banks of Illinois, as this information is shown in the statement for commercial banks in another table. Number of savings depositors, aggregate savings deposits, and average amount due to each depositor in savings banks (mutual and stock savings) in each State in 1911 and 1912. 1912 (1,922 banks). 1911 (1,884 banks). States. Maine New Hampshire.. Vermont.. Massachusetts Rhode Island Connecticut Num- Number ber of of debanks. positors. 49 224,406 55 190,669 21 110,644 192 2,138,838 17 143,145 87 587,175 Amount of deposits. Average to N u m - Number each ber of of dedepos- banks. positors. itor. $88,690,336.41 $395.22 87,383,225.61 458.29 44,610,453.82 403.18 791,931,542.57 370.26 75,459,963.11 527.15 284,807,844.03 485.04 49 224,665 54 197,724 il9 124,742 93 2,179,973 141,619 17 595,360 85 Amount of deposits. Average to each depositor. $92,209,826.61 $410.43 92,123,970.88 465.92 45,383,859.12 363.82 824,778,925.86 378.33 76,791,462.05 542.23 295,517,738.43 496.36 New E n g land States 421 3,394,877 1,372,883,365.55 404.39 417 3,464,083 1,426,805,782.95 411.88 New York New Jersey Pennsylvania Delaware Maryland D'trict of Columbia 141 2,957,650 1,561,168,449.10 27 111,403,370.26 317,925 11 186,533,659.91 474,709 2 10,273,475.63 33,336 46 99,428,408.68 264,888 15 12,205,693.81 70,746 527.84 350.41 392.94 308.18 375.36 172.53 140 3,024,746 1,633,495,812.16 540.04 324,748 117,278,834.49 361.13 27 480,113 196,140,892.80 408.53 12 33,575 10,800,113.45 321.67 2 103,679,889.94 384.98 2 51 269,311 61,165 8,911,160.62 145.69 12 Eastern States Virginia West Virginia North Carolina.... South Carolina Georgia Florida Alabama Mississippi Louisiana Arkansas Kentucky Tennessee Southern States Ohio Indiana Michigan Wisconsin Minnesota Iowa Middle Westera States. North Dakota. Nebraska Kansas Montana.. Wyoming Colorado New Mexico Oklahoma... . 480.92 244 4,193,658 2,070,306,703.46 493.67 19,956,340.10 4,441,150.17 7,328,035.28 11,341,101.52 11,187,058. 46 1,269,268.62 504,067.91 2,631,555.77 16,825,931.64 928,018.13 5,375,307.16 11,226,854.95 321.67 175.94 228.01 293.90 224.68 165.83 126.01 225.05 281.58 249.93 152.82 295.44 3 20 8 26 25 24 3 11 20 11 5 13 13 367,784 93,014,689.71 252.91 179 366,197 253,646 33,873 119,733 57,149 103,115 497,260 89,260,972.17 12,356,715.57 44,612,277.50 18,895,298.32 25,506,294.51 168,068,098.53 351.91 365.18 372.60 330.63 247.36 337.99 63 5 5 25 20 11 728 302,350 33,583 156,655 64,877 109,739 539,763 816 1,064,776 358,699,656.60 336.88 852 1,206,967 242 4,119,254 1,981,013,057.39 35 8 25 27 29 4 2 20 9 3 15 20 62,039 25,241 32,139 38,588 49,789 7,654 4,000 11,693 59,754 3,713 35,174 38,000 197 4 66 5 5 23 16 9 697 19 11 2 2 9 9 2 14,040 20,863 3,468 1,347 17,146 2,877 1,399 2,336,273.36 166. 40 3,709,286.29 177. 79 2,300,772.58 663. 42 599,140. 26 444. 79 3,342,389.94 194. 93 558,487.08 194.12 231,936.33 165. 78 2 19 13 2 2 8 10 2 31,213 31,065 41,149 36,340 42,184 5,311 24,925 15,117 72,434 2,015 33,416 31,028 4,197 17,730 19,668 4,826 1,465 14,955 3,406 1,345 9,484,506.68 4,666,786.48 7,269,464. 78 10,473,691.22 30,66^,118.56 1,244,731.39 2,652,784.50 4,283,195.51 19,059,912. 97 331,063.13 5,786,782.57 8,621,000.67 303.86 150.22 176.66 288.21 252.82 234.36 106.43 283.33 263.13 164.29 173.17 277.84 84,539,038.46 230.85 105,907,535.41 12,677,454.80 55,879,088.22 21,065,419.84 27,885,860.13 187,363.040.37 350.28 377.49 356.70 324.69 254.11 347.12 410,778,398.77 340.33 651,073.36 2,849,551.12 4,137,242.16 2,410,181.04 626,722.06 2,816,070.85 658,296.47 229,340.88 155.12 160. 71 210. 35 499. 41 427. 79 188. 30 193. 27 170. 51 1 Reports from 2 banks, deposits $1,335,146, depositors 4,000, received December 3, too late to include in this table. 2 20 m u t u a l a n d 31 stock savings b a n k s . 3 15 commercial banks, w i t h deposits of over $10,000,000, included w i t h t h e savings b a n k statistics for 1911 b y t h e State banking d e p a r t m e n t under a misapprehension, are excluded from this compilation. 4 Reclassification to conform to that made by State banking department. A number of savings and trust companies included with savings banks in 1910 now excluded from this compilation. 5 Commercial banks having the word "savings" in title not included. 60 BEPOBT OF THE COMPTROLLER OF THE CURRENCY. Number of savings depositors, aggregate savings depositor in savings banks (mutual and stock Continued. , and average amount due to each in each State in 1911 and 1912— 1911 (1,884 banks). States. Western States Washington Oregon California Idaho Utah Nevada Arizona Pacific States United States Num- Number of deber of banks. positors. 1912 (1,922 banks). Average to Num- Number each ber of oi dedepos- banks. positors. itor. Amount of deposits. $13,078,285.84 $213.90 54 61,140 9 12 123 3 5 1 1 24,189 36,803 688,168 1,765 •33,890 1,301 700 8,689,447.52 11,997,744.12 362,965,698.41 226,349.84 8,711,020.65 914,286.98 389,995.92 359.23 326. 00 527. 44 128. 24 257. 04 702. 76 557.14 154 786,816 393,894,543.44 500. 62 1,884 9,794,647 4,212,583,598.53 430.09 Amount of deposits. Average to each depositor. 58 67,592 10 13 132 4 11 1 1 25,451 32,984 597,.519 1,489 52,100 1,466 798 9,578,696.09 13,545,007.66 407,006,665.52 355,565.80 12,931,603.83 1,162,793.26 429,789.14 172 711,807 445,010,121.30 625.18 $14,378,477.94 $212. 72 376.35 410. 65 681.16 238. 79 248. 20 793.17 538.58 1,922 10,010,304 4,451,818,522.88 444. 72 NOTE 1.—The compilation for 1911 includes statements as of June 7, from 635 mutual savings banks and 1,249 stock savings banks. Many of the stock savings banks receive commercial deposits .and included with the figures for 1911 are $105,200,096.80 reported as subject to check without notice in such banks to the credit of 362,820 depositors. Depositors in the following number of banks for the States named have been estimated: 1 bank each in Maryland and Washington, 2 in Mississippi, 3 each in North Carolina, Georgia, and Ohio, 8 in Tennessee, and 128 in Iowa. NOTE 2.—The compilation for 1912 includes statements as of June 14, from 630 mutual savings banks and 1,292 stock savings banks. Many of the stock savings banks receive commercial deposits, and included with the figures for such banks for 1912 are $178,127,748.36 reported as subject to check without notice to the credit of 412,512 depositors. Savings bank reports from Maryland as of June 29, Georgia May 29, and Kentucky May 18. Depositors in the following number of banks for the States named have been estimated: 1 in North Carolina; 1 in Nebraska, 2 in Mississippi, 2 in Tennessee, 4 in Georgia, 6 in Kentucky, and 131 in Iowa. Deposits include $262,835.16 as " dividends unpaid " by stock savings banks. The growth of savings banks in the United States from 1820 to 1912, as evidenced by the amount of deposits, number of depositors, average deposit account, and the average per capita in census years from 1820 to 1890 and annually thereafter, is shown in the following table: Number of savings banks in the United States, number of depositors, amount of savings deposits, average amount due each depositor in the years 1820, 1825, 1830, 1835, 1840, and 1845 to 1912, and average per capita in the United States in the years given. Year. 1820 1825 1830. 1835. 1840 1845. 1846 1847. 1848 1849 1850 1851 1852 1853 1854 1855 1856 Number of banks. Number of depositors. 10 15 36 52 61 70 74 76 83 90 108 128 141 159 190 215 222 8,635 16,931 38,035 60,058 78,701 145,206 158,709 187,739 199,764 217,318 251,354 277,148 308,863 365,538 396,173 431,602 487,986 Average Average due each perin capita the deposiUnited tor. $1,138,576 2,537,082 6,973,304 10,613,726 14,051,520 24,506,677 27,374,325 31,627,479 33,087,488 36,073,924 43,431,130 50,457,913 59,467,453 72,313,696 77,823,906 84,290,076 95,598,230 $131.86 149. 84 183.09 176. 72 178. 54 168.77 172.48 168.46 165. 63 165. 99 172.78 182.06 192.54 197. 82 196. 44 195. 29 195.90 $0.12 .54 .82 1.87 REPORT OF THE COMPTROLLER OF THE CURRENCY. 61 Number of savings banks in the United States, number of depositors, amount of savings deposits, average amount due each depositor in the years 1820, 1825,1830, 1835, 1840, and 1845 to 1912, and average per capita in the United States in the years given—Contd. Number Number of of banks. depositors. Year. 1857. 1858. 1859. 1860. 1861. 1862. 1863. 1864. 1865. 1866.. 1867. 1868.. 1869. 1870.. 1871. 1872. 1873. 1874.. 1875. 1876.. 1877.. 1878.. 1879.. 1880.. 1881. 1882. 1883., 1884. 1885. 1886. 1887. 1888.. 1889.. 1890.. 1891.. 1892.. 1893.. 1894.. 1895.. 1896. 1897. 1898.. 1899.. 1900.. 1901.. 1902.. 1903.. 1904.. 1905.. 1906. 1907.. 1908.. 1909., 1910.. 1911.. 19121 231 245 259 278 285 289 293 305 317 336 371 406 476 517 577 647 669 693 771 781 675 663 639 629 629 629 630 636 646 638 684 801 849 921 1, Oil 1, 059 1, 030 1, 024 1, 017 988 980 979 987 1, 002 1, 007 1, 036 1, 078 1. 157 1, 237 1, 319 1, 415 1, 453 1, 703 1, 759 1, 884 1, 922 1 490,428 538,840 622,556 693,870 694,487 787,943 887,096 976,025 980,844 1,067,061 1,188,202 1,310,144 1,466,684 1,630,846 1,902,047 1,992,925 2,185,832 2,293,401 2,359,864 2,368,630 2,395,314 2,400,785 2,268,707 2,335,582 2,528,749 2,710,354 2,876,438 3,015,151 3,071,495 3,158,950 3,418,013 3,838,291 4,021,523 4,258,893 4,533,217 4,781,605 4,830,599 4,777,687 4,875,519 5,065,494 5,201,132 5,385,746 5,687,818 6,107,083 6,358,723 6,666,672 7,035,228 7,305,443 7,696,229 8,027,192 8,588,811 8,705,848 8,831,863 9,142,908 9,794,647 10,010,304 Deposits. $98,512,968 108,438,287 128.657,901 149,277,504 146,729,882 169,434,540 206,235,202 236,280,401 242,619,382 282,455,794 327,009,452 392,781,813 457,675,050 549,874,358 650,745,442 735,046,805 802,363,609 864.556,902 924,037,304 941,350,255 866,218,306 879,897,425 802,490,298 819,106,973 891,961,142 966,797,081 1,024,856,787 1,073,294,955 1,095,172,147 1,141,530,578 1,235,247,371 1,364,196,550 1,425,230,349 1,524,844,506 1,623,079,749 1,712,769,026 1,785,150,957 1,747,961,280 1,810,597,023 1,907,156,277 1,939,376,035 2,065,631,298 2,230,366,954 2,449,547,885 2,597,094,580 2,750,177,290 2,935,204,845 3,060,178,611 3,261,236,119 3,482,137,198 3,690,078,945 3,660,553,945 3,713,405,710 4,070,486,246 4,212,583,598 4,451,818,522 Average Average due each perincapita the deposi- United tor. States. $200.87 201.24 206. 66 215.13 211.27 215.03 232.48 242.08 247.35 264. 70 283. 63 299.80 312.04 337.17 342.13 368.82 367.07 376.98 391.56 397.42 361.63 366.50 353.72 350.71 352.73 356.70 356.29 355.96 356.56 361.36 361.39 355.41 354.40 358.03 358.04 358.20 369.55 365.86 371.36 376.50 372.88 383.54 392.13 401.10 408.30 412.53 417.21 418.89 423.74 433.79 429.64 420.47 420.45 445.20 430.09 444.72 $4.75 14.26 16.33 24.35 25.29 26.11 26.63 25.53 25.88 26.68 26.56 27.67 29.24 31.78 33.45 34.89 36.52 37.52 39.17 41.13 42.87 41.84 41.75 45.05 44.82 46.53 Population estimated at 95,656,000 July 171912. In the figures for 1896 to 1908, inclusive, but not subsequently, are the number of depositors and amount of deposits in the State banks of Illinois having savings departments, but not the number of such banks, by reason of the fact that general returns from these institutions are incorporated in State-bank returns. The increase in aggregate deposits in savings banks since the fiscal year ended June 30, 1908, has been over $791,000,000, or more than 21 per cent, the deposits in 1908 being $3,660,000,000, and for the present year, $4,451,000,000. During the same period the number 62 BEPOET OF THE COMPTROLLER OF THE CURRENCY. of depositors has increased from 8,705,848 to 10,010,304, or a gain of 1,304,456. Since 1899 the amount of deposits in savings banks has nearly doubled and the number of depositors has increased by over 76 per cent. MUTUAL SAVINGS BANKS. Mutual savings banks are confined chiefly to the manufacturing centers of the New England and Eastern States, there being only 21 institutions of this character in operation in other sections of the country, namely, 1 in West Virginia, 3 in Ohio, 5 in Indiana, 3 in Wisconsin, 8 in Minnesota, and 1 in California. As this class of banks do practically no commercial business, the accumulation of deposits may serve as a gauge of the thrift of wage earners of the sections where located. The deposits of the 630 mutual savings banks reporting as of June 14, 1912, aggregated $3,608,657,828.11 and the number of depositors 7,851,377. On June 7, 1911, 635 mutual savings banks reported deposits aggregating $3,460,575,072.17 the depositors numbering 7,690,973. The gain during thepastyearisshown to be $148,082,755.94 in deposits and 160,404 in the number of depositors. The average deposit account in 1911 was $449.95, and for the current year it is $459.62. Total resources of mutual savings banks increased from $3,762,401,625.61 in 1911 to $3,929,091,986.91, a gain of $166,690,361.30. It will be of interest to note how the vast sum representing the resources of these institutions is invested. Loans aggregate $1,920,256,975.33; bonds, securities, etc., $1,778,042,428.09; banking house and other real estate owned, $47,608,339.49; due from banks, $150,482,502.86; cash items, $1,006,619.39; cash on hand, $16,186,061.29; and miscellaneous items of resources, $15,509,060.46. The loans secured by real estate aggregate $1,707,753,988.86; secured by collateral other than real estate, $135,954,574.49; and not classified, $76,548,411.98. There has been a gain of $110,576,760.38, or 6.11 per cent, in loans during the year. Investments have increased in the sum of $62,525,711.68, or 3.64 per cent. The character of the investments follows: United States bonds, including premium, $19,891,167.12; State, county, and municipal bonds, $733,405,351.66; railroad bonds, $770,722,277.18; bonds of other public service corporations, $110,639,920.26; other bonds, stocks, etc., $143,383,711.87. Compared with the figures for 1911, there appears to be a decrease stated roundly of over $20,400,000 in the State, county, and municipal bonds held and of over $10,800,000 in railroad bonds held, but an increase of $7,676,000 in United States bonds, $18,194,000 in bonds of other public-service corporations, and $68,000,000 in bonds not classified. There has been a slight increase during the year—$394,414— in the amount of cash holdings, but the percentage of cash held to deposits is less, being 0.448 per cent against 0.456 per cent last year. Mutual savings banks on June 7, 1911, had on deposit with other banks $154,773,302.26. For the current year the amount so reported is $150,482,502.86, a decrease of $4,290,799.40. Banking house, furniture, and fixtures, together with other real estate owned, increased from $45,472,487.08 in 1911 to $47,608,339.49, thus showing a gain of $2,135,852.41 in this class of assets. Over 45 per cent of the aggregate deposits in mutual savings banks is held by 140 mutual 63 BEPORT OF THE COMPTROLLER OF THE CURRENCY. savings banks located in New York State, the deposits in mutual savings banks of this State being $1,633,495,812.16. During the year over $72,000,000 has been added to deposits in mutual savings banks of this State, and there has been a net gain of 67,096 in the number of depositors, which now number 3,024,746. Reports from 193 Massachusetts mutual savings banks show a gain during the year of $32,845,000 in deposits and 41,135 in the number of depositors. Other notable gains during the year are shown in the statistics for Connecticut and Pennsylvania mutual savings banks. In Connecticut the gain was $10,700,000 in deposits and 8,185 in depositors; in Pennsylvania an increase of $9,600,000 is shown in deposits and 5,404 in depositors. There are 3,447,299 depositors in mutual savings banks of the New England States, with deposits of $1,420,529,756, and 4,069,984 in the Eastern States, with deposits aggregating $2,039,295,241. In the other States where mutual savings banks are in operation the depositors aggregate 334,094, and the deposits $148,832,830. The following table shows the number of depositors in mutual savings banks, the aggregate savings deposits, and average amount due depositors in the States indicated, on June 7, 1911, and June 14, 1912. Number of mutual savings banks, number of depositors, aggregate deposits, and average deposit account by States, June 7, 1911, and June 14, 1912. 1911 States and geographNum- Number ical divisions. ber of I of debanks. 1 positors. Maine New Hampshire. Vermont Massachusetts Rhode Island Connecticut Total New York New Jersey Pennsylvania Delaware Maryland 49 224,406 47! 173,338 211 110,644 192 2,138,838 143,145 587,175 Amount of deposits. Average to each depositor. 49 224,665 $92,209,826.61 $410.43 46 180,940 85,847,944.20 474.45 U9 124,742 45,383,859.12 363.82 193 2,179,973 824,778,925.86 378.34 141,619 76,791,462.05 542.23 595,360 295,517,738.43 496.36 409 3,447,299 1,420,529,756.27 412.07 527.84 346.46 392.94 308.1' 393.91 140 31,024,7461,L, 633,495,812.16 26 292,307 104,716,114.46 12 480,113 196,140,892.80 2 33.575 10,800,113.45 2 20 239,243 94,142,308.59 540.04 358.24 408.53 321.67 393.50 201 3,983,2001,948,264,389.83 9.12 200 4,069,984 2,039,295,241.46 5,704 1,331,969.00 233.51 5,742 1,402,972.71 5,704 1,331,969.00 233.51 5,742 1,402,972.71 244.33 112,935 33,873 7,143 89,230 57,567,388.31 12,356,715.57 1,566,113.47 20,533,692.01 509.73 364. 79 219.25 230.12 115,390 33,583 7,665 88,442 59,735,581.53 12,677,454.80 1,768,407.55 20,251,733.52 517.68 377.49 230.71 243,181 92,023,909.36 378.41 245,080 94,433,177.40 385.31 81,342 52,149,579.43 641.11 83,272 52,996,680.27 636.42 81,342 52,149,579.43 641.11 83,272 52,996,680.27 635 7,690,973 3,460,575,072.17 449.95 Total Ohio Indiana Wisconsin Minnesota 19 California Total Grand total Amount of deposits. 413 3,377,546 1,366,805,224.55 404.67 West Virginia Total Average to Num- Number of deeach de- ber of positors. positor. banks. $88,690,336.41 $395.22 81,305,084.61 469.55 44,610,453.82 403.18 791,931,542.57 370.26 75,459,963.11 527.15 284,807,844.03 485.04 1412!, 957,650 1,561,168,449.10 99,022,441.02 26 285,812 11 474,709 186,533,659.91 10,273,475.63 2 33,336 91,266,364.17 21 23*?693 Total 1912 19 630 7,851,377 3,608,657,828.11 1 Reports from 2 banks received December 3, too late to include in this table. 2 Reports as of June 29. 64 KEPOKT OF THE COMPTKOLLER OF THE CURRENCY. The average rate of interest paid to depositors in mutual savings banks for 1912 is 3.90 per cent; the average rate for 1911 was 3.95 per cent. The average rate in the New England States is 3.87 per cent, against an average of 3.82 per cent in 1911. In the Eastern States it is 3.70 per cent, or the same as in 1911. In the Middle Western States it is 3.73 per cent, against 3.72 per cent in 1911. The one savings bank reporting from the Pacific States pays an average of 3.75 per cent against 4 per cent in 1911, and the one reporting from the Southern States 4.50 per cent, being the same rate reported last year. STOCK SAVINGS BANKS. Stock savings banks to the number of 1,292 furnished reports as of June 14, 1912. The term "savings bank" as applied to banks in some of the States, as before indicated, is somewhat misleading, as a large number of so-called savings banks transact chiefly a commercial business and carry very few savings accounts. In those States where savings-bank reports are not separately compiled by the banking department, but are classified with commercial banks, great care has been exercised in eliminating from the classification made by this office all so-called savings banks which are chiefly banks of discount and deposit, transacting only a minimum of savings-bank business. Some difficulty is experienced in making the classification uniform throughout, but this difficulty can not be entirely overcome until the State banking departments oi every State shall make a separate classification of reports for this class oi banks. The reporting stock savings banks are located as follows: 8 in New Hampshire, known as guaranty savings banks; 44 in the Eastern States; 178 in the Southern States; 833 in the Middle Western States; 58 in the Western States; and 171 in the Pacific States. Of the total number of stock savings banks reporting, 728 are located in the State of Iowa and 131 in California. While there are a large number of so-called sayings banks in Michigan, only 25, indicating by their reports only a minimum amount of commercial-bank business, are included in this classification, and while a large number of commercial banks in Ohio use the word "savings" in their title, for the same reason only 60 have been classified with savings banks. The capital oi the 1,292 reporting stock savings banks amounts to $76,871,811.79. Their loans aggregate $669,246,257.55, and are classified as follows: Secured by real estate, including mortgages owned Secured by collateral other than real estate All other loans, including overdrafts $379,923,689.04 104, 518, 332. 28 184, 804,236. 23 Investments in bonds, securities, etc., including premiums, are as follows: United States bonds State, county, and municipal bonds Railroad bonds Bonds of other public-service corporations Other stocks, bonds, etc Total $9,139,971.33 43,025, 789.09 23, 360, 728. 40 32, 925, 345. 34 36, 425, 900. 97 144, 877, 735.13 EEPORT OF THE COMPTBOLLER OF THE CURRENCY. 65 In addition to the foregoing, the summary of reports shows cash in bank $29,266,002.56, or 3.47 per cent of deposits. The individual deposits aggregate $842,897,859.61, of which $574,822,459.57 are reported as savings deposits, $178,127,748.36 as commercial deposits, or subject to check without notice; $87,099,928.02 as certificates of deposit (time and demand); $795,385.48 as certified checks, and $2,052,338.18 as cashiers7 checks outstanding. The depositors in stock savings banks number 2,158,927, of which 1,746,415 are sayings depositors and 412,512 have commercial accounts. In arriving at the number of depositors those in 142 banks have been estimated. The rate of interest paid to depositors in all stock savings banks ranges from 3.03 to 3.64 per cent, the lower rate being for deposits not subject to restrictions as to withdrawal. Four per cent is the average rate of interest paid on savings deposits by stock savings banks reporting from nine States, while in five States the average is above this rate. The average rate paid on savings deposits by stock savings banks in North Dakota (two banks only) is 5 per cent; in New Mexico, 4.50 per cent; in Idaho, 4.25 per cent; in Georgia, 4.15 per cent; in South Carolina, 4.08 per cent; and in the State of Washington, 4.05 per cent. The lowest average rate is paid by the stock savings banks in Wisconsin, being 2.94 per cent, the next lowest rate, 3 per cent, being the average paid by the savings banks in the District of Columbia, Kentucky, and Kansas. Geographically stated, the eight stoqk savings banks reporting from the New England States pay an average of 3.37 per cent on savings deposits, and the same average rate is paid in the Eastern States. In the Southern States the average rate is 3.76 per cent, in the Middle Western States 3.50 per cent, in the Western States 3.90 per cent, and in the Pacific States 3.98 per cent. The average rate reported for the New England, Eastern, and Southern States ranges lower than the rates reported for 1911, while for the Middle Western, Western, and Pacific States the rates appear to average higher. The interest paid on savings deposits by stock savings banks in the New England States in 1911 averaged 3.43 per cent; Eastern States, 3.40 per cent; Southern States, 3.78 per cent; Middle Western States, 3.39 per cent; Western States, 3.73 per cent; and Pacific States, 3.95 per cent; the average for the country that year being 3.61 per cent. PRIVATE BANKS. It is estimated that there are over 4,000 private banking concerns and brokerage houses in the country, but less than one-third of this number furnish reports for statistical purposes. Private banks appear to be most numerous in the Middle yV'estern States and nearly 74 per cent of those reporting are located in that section. Reports were received from 820 private banks in the Middle Western States, 92 from the Southern States, 78 from the Western States, 93 from the Eastern States, and 27 from the Pacific States. Two hundred and fifty-nine reported from Illinois, 194 from Indiana, 149 from Ohio, and 107 from Iowa, less than 100 reporting from each of the other States. The capital of the 1,110 private banks from which reports were obtained aggregates $22,348,040.33. For 1911, reports from 1,116 64776°—CUR 1912 5 66 EEPOET OF THE COMPTROLLER OF THE CURRENCY. private banks, with capital of $21,872,416.34 were obtained. The statistics show an increase of $475,623.99 in capital, but a decrease of 6 in the number of banks reporting. The principal items of resources and liabilities of the reporting rivate banks are as follows: Loans and discounts, $129,784,262.65; onds, securities, etc., $13,745,669.14; cash on hand, $7,450,404.38, being 4.88 per cent of individual deposits; capital, $22,348,040.33; surplus and undivided profits, $13,584,315.29; individual deposits, $152,494,618.90; aggregate liabilities, $196,940,397.42. A recent legislative enactment in New York requires private banks to make reports, and through the courtesy of the State banking department 50 reports from this class of banks in operation in that State are incorporated in the statistics for private banks for the current year against only 13 New York private banks reporting to this office in 1911. E LOAN AND TRUST COMPANIES. A number of so-called loan and trust companies in several of the States are nothing more than commercial banks which transact no trust business, being permitted, in anticipation of opening a trust department, to use the word "trust" in their corporate names. So far as possible the reports of such concerns are excluded from the compilations which follow, being included with the statistics for commercial banks. Reports as of June 14, 1912, with the exception of those from Kentucky and Georgia as of May 18 and May 29, respectively, were received from 1,410 loan and trust companies with aggregate resources of $5,107,444,382.27. For June 7, 1911, reports were received from 1,251 loan and trust companies, with aggregate resources of $4,665,110,868.71, being less by 159 in the number of reporting companies and $442,333,513.56 in resources than in 1912. Of the institutions of this character, 181, with aggregate resources of $605,038,656.95, are located in the New England States; 494, with $2,958,853,674.66, in the Eastern States; 271, with $251,940,932.45, in the Southern States; 320, with $1,180,004,504.57, in the Middle Western States; 70, with $45,886,216.87, in the Western States; and 74, with $65,720,396.77, in the Pacific States. Pennsylvania has the largest number of loan and trust companies, 278 being the number reporting from that State for the current year; Indiana is second with 119, New Jersey third with 95, New York being fourth with 81. The aggregate resources of the loan and trust companies of New York, however, are largely in excess of the amount shown for any other State or geographical section, being $1,821,889,070; next in order as to aggregate resources is Pennsylvania, with $750,696,432.06, Illinois being third with $578,494,072.32, and Massachusetts fourth with $347,376,909.64. In capitalization Pennsylvania comes first with $97,140,816, New York second with $72,025,000, Illinois third with $39,225,000, and Massachusetts fourth with $23,162,000. The loans and discounts of loan and trust companies aggregate $2,711,241,748.18, classified as follows: Loans on real estate, including mortgages owned, $526,509,702.69; loans on other collateral security, $1,279,983,539.16; unclassified, $904,748,506.33, of which $4,397,620.37 are overdrafts. The investments in bonds, securities, REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 etc., aggregate $1,219,139,445.41, including premiums thereon, classified as follows: United States bonds, $5,985,094.59; State, county, and municipal bonds, $202,293,176.75; railroad bonds, $380,190,967.79; bonds of other public service corporations, $208,673,579.15; all other bonds, stocks, etc., $421,996,627.13. The capital of reporting .loan and trust companies amounts to $418,985,771.77; surplus and profits, $560,741,978.47; and individual deposits, $3,674,578,238.92. Of the individual deposits, $910,850,167.60 are reported as savings accounts and $395,983,407.02 as certificates of deposit. Deposits subject to check amount to $2,319,055,959.95, and certified and cashiers' checks $48,688,694.35. Comparing the foregoing statistics with those submitted for 1911, loans show an increase of $281,820,666.88; investments in bonds, securities, etc., $104,360,758.35; cash on hand, $12,325,897.03; capital, $33,202,838.33; surplus and profits, $21,871,525.67; and individual deposits, $378,722,343.65. The amount of cash on hand is $282,151,463.26, being 7.67 per cent of individual deposits. This is slightly less than the cash reserve held in 1911, when the proportion of cash to individual deposits was 8.18 per cent. Since 1908 there has been an increase of 568 in the number of reporting loan and trust companies, the number reporting in that year being 842. During this period the capital stock has increased by 50 per cent, while individual deposits have increased by over 96 per cent and aggregate resources by over 78 per cent. BANKS AND BANKING IN THE DISTRICT OF COLUMBIA. In addition to national banks and the loan and trust companies, organized under authority of the act of 1890, the act of June 25, 1906, places under the supervision of the Comptroller of the Currency all other banking institutions organized under authority of any act of Congress to do business in the District of Columbia, or organized by virtue of the laws of any of the States of the Union and having an office or banking house located within the District of Columbia where deposits or savings are received. The supervision in question extends to the requirements applicable to national banks with respect to reports of condition, earnings and dividends, and examinations. It is further provided that the comptroller shall have power when, in his opinion, it is necessary, to take possession of any such banking institution for the reason and in the manner and to the same extent as are provided in the laws of the United States with respect to national banks. Including 1 savings bank recently opened, but from which no report has been received, there are 50 banking institutions in the District of Columbia, consisting of 11 national banks, 6 trust companies, 13 savings banks, and 20 building and loan associations. The aggregate capital of these banking institutions on September 4 was $16,021,8-76, an increase during the year of $305,196. The total individual deposits were $82,217,460, an increase of $6,021,508. The number, capital, individual deposits, and aggregate resources of each class of financial institutions doing business in the District of Columbia on September 4, 1912, are shown in the following table: 68 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. Classification. National banks Loan and trust companies Savings banks Building and loan associations Number. Capital. 11 $6,102,000 6 8,858,326 12 1,061,550 120 Total 49 i Statement of July 1. 16,021,876 Individual deposits. $25,995,913 32,534,704 8,908,312 2 14,778,531 $53,712,862 47,946,002 10,618,752 17,160,293 82,217,460 129,437,909 * Share payments. BANKS AND BANKING IN THE ISLAND POSSESSIONS. Banking institutions reporting from the island possessions number 35, four of which are national associations located in Hawaii. The banking resources of Porto Rico, Hawaii, and the Philippines now aggregate $75,899,602.94, as shown by reports submitted as of June 30, 1912, The capital of the 35 banks from which reports have been received aggregates $8,201,400.72; loans, $38,476,733.23; investments in bonds, securities, etc., $7,116,294.55; amount due from other banks and branches, $13,512,008.06, and cash on hand, $9,114,350.02. The surplus and undivided profits amount to $3,887,072.92; amount due to other banks and branches, $8,980,408.51, individual deposits, $42,283,048.18, and unclassified liabilities, including circulating notes outstanding, deposits in effects, etc., are stated at $12,019,673.59. PHILIPPINES. Through the courtesy of the Bureau of Insular Affairs, War Department, reports of condition as of June 30, 1912, have been received from the following named banks in operation in the Philippine Islands: Hongkong & Shanghai Banking Corporation, at Manila, with branch at Iloilo; Chartered Bank of India, Australia, and China, at Manila, with branches at Cebu and Iloilo; International Banking Corporation, at Manila, with branch at Cebu; Agricultural Bank of the Philippine Government, at Manila; Banco de las Islas Filipinas, at Manila; Monte de Piedad and Savings Bank, at Manila; Bank of the Philippine Islands (Yamboanga Branch); and Secursal del Banco de las Islas Filipinas, at Iloilo. The principal items of resources and liabilities of these 12 banking institutions are as follows: RESOURCES. Loans and discounts Bonds, securities, etc Banking house, furniture, and Other real estate owned Due from other banks and branches Checks and other cash items Cash on hand Other resources Total resources fixtures .*. $18,749,888.07 1,291,474. 98 227,045.11 196,787. 35 7,124,473.14 1,200,269.29 3,534,563.11 3,504,927.36 35,829,428.41 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 69 LIABILITIES. Capital stock Surplus Undivided profits Due to other banks and branches Dividends unpaid Individual deposits subject to check Savings deposits Certificates of deposit Certified checks Cashier's checks outstanding $10,481,572.19 1,157,163. 65 4,413,672. 79 120,640.42 84,715.16 $3,475,666.08 1,177,969.18 311,820. 58 6,513,312. 34 817. 75 16,257,764.21 48,693.14 8,043,385.13 35,829.428.41 Bills payable Other liabilities Total liabilities HAWAII. Returns as of June 30, 1912, have been received from eight banking institutions other than national banks in operation in the island territory of Hawaii, namely: Bank of Hawaii, Bank of Honolulu, Guardian Trust Co., Henry Waterhouse Trust Co., private bank of Bishop & Co., and the Yokohama Specie Bank—all located in Honolulu—and the First Bank of Hilo, and the Lihue branch of the Bank of Hawaii. A summary of the principal items of resources and liabilities as of June 30, 1912, for the eight territorial banks in operation in the Hawaiian Islands follows: RESOURCES. Loans and discounts Bonds, securities, etc Banking house, furniture, and Other real estate owned Due from banks Checks and other cash items Cash on hand Other resources fixtures Total resources $9,897,170. 88 2,838,252.41 203,011. 24 79,479. 60 2,356,937. 31 489,464. 57 3,100,348.44 614,701.40 19, 579,365. 85 LIABILITIES. Capital stock Surplus Undivided profits Due to banks Dividends unpaid Individual deposits: Subject to check Savings deposits Certificates of deposit Certified and cashier's checks Bills payable Other liabilities Total liabilities 2,482, 500. 00 589,042. 07 443,693.07 644,084. 06 4,680. 00 $8,664,761. 02 4, 707,123.10 1,735,747. 83 102,671. 76 15,210,303.71 1,935. 98 203,126.96 19,579,365. 85 The principal items of resources and liabilities as of June 30, 1912,, for the eight territorial banks, combined with statistics as of June 14, 1912, for the four national banks, show the banking power of Hawaii to be as follows: Loans Bonds, securities, etc Due from banks Cash on hand $11,508,757. 58 3,807,121. 88 3,032,318.25 3,472.595.57 70 KEPOKT OF THE COMPTKOLLEB OF THE CURRENCY. Capital Surplus and undivided profits Due to banks Individual deposits Aggregate liabilities $3,092,500.00 1,309, 265. 99 805,714.25 17J068,921.15 23,320,500. 85 PORTO RICO. Through the courtesy of the Bureau of Insular Affairs, War Department, it is possible to present returns for the current year from 11 banking institutions in operation in the island of Porto Rico. The banks furnishing reports are as follows: American Colonial Bank of Porto Rico, Banco de Puerto Rico, Banco Territorial y Agricola de Puerto Rico, Agency of the Bank of Nova Scotia, Banco Popular de Economias y Prestamos, Caja de Economias y Prestamos— all located at San Juan; Credito y Ahorro Ponceno, at Ponce; Caja Popular de Ahorros y Prestamos, at San German; Caja de Economias y Prestamos, at Cabo Roja, Credito y Ahorro Popular, at Yauco, and a consolidated statement of the branches of the Royal Bank of Canada at San Juan, Ponce, and Mayaguez. A summary of the resources and liabilities of these banking institutions as of June 30, 1912, is as follows: RESOURCES. Loans Bonds, securities, etc Real estate and furniture and Due from banks Checks and other cash items Cash on hand Other resources Total resources $8,218,087.58 2,017,697. 69 396,845.27 3,355,216. 67 538,908.37 2,107,191.34 115,726. 76 fixtures - 16,749,673. 68 LIABILITIES. Capital stock paid in Surplus Undivided profits Due to banks Dividends unpaid Individual deposits: Subject to check Savings deposits Certificates of deposit Cashier's checks $1,633,234. 64 768,191.99 319,825.18 1,661,381. 92 12, 906. 85 $6,654,416. 01 1,832,814.19 469,035.81 96. 81 Bills payable Other liabilities Total liabilities 8,956,362. 82 90,613. 75 3,307,156.53 16,749,673. 68 STATE AND PRIVATE BANK FAILURES. No statistics are at command in relation to the settlement of the affairs of insolvent State and private banks, but through the instrumentality of the Bradstreet Commercial Agency information is obtainable with respect to the number of banks of each class closed and the amount of assets and liabilities at date of closing. In the year ended June 30, 1912, 55 institutions of this character were closed, the nominal assets at the date of failure being $7,797,401 and the liabilities $12,838,837. Included in the list of failures are 29 BEPOBT OF THE COMPTBOLLEB OF THE CURRENCY. 71 State banks, with assets of $2,328,717 and liabilities of $3,128,993; 1 savings bank, assets $40,000, liabilities $66,516; 4 trust companies, assets $2,451,925, liabilities $4,304,590; and 21 private banks, with assets of $2,976,756 and liabilities of $5,338,738. For the period beginning with 1864 and terminating in 1896, as a result of special efforts, information was obtained in relation to the settlement of the affairs of State and private banks closed during that time, from which it would appear that creditors received on an average approximately 45 per cent on their claims. Since 1896 no figures have been secured relating to the settlement of the affairs of banks of this character, but there have been reported from year to year the number of failures, with the assets and liabilities at date of failure, which are summarized in the following table: Number of failures, capital, assets, liabilities, and dividends paid by State and private banks that failed in each year from 1864 to 1912. Year. 1864.... 1865.. . 1866 1867 1868 1869 1870.... 1871.... 1872 1873 1874.... 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 Total Not dated Total 1897. 1898 1899 1900 1901 1902 1903 1904 1905. 1906 1907 1908. 1909 1910 1911 1912 Total Number of failures. Capital. Nominal assets. Liabilities. 974,256.96 1,906,573.00 3,420,016.33 2,022,498.51 4,143,941.97 5,178,020.98 7,004,558.27 19,485,717.87 4,235,808.85 288,494.74 851,755.00 1,221,737.29 1,408,047.99 9,671,860.25 2,361,320.01 673,579.10 1,610,527.45 1,924,773.68 1,026,682.73 3,884,577.99 3,090,597.48 803,860.76 17,912,270.45 1,456,522.87 2,251,708.93 534,363.30 Dividends paid. 2 5 5 3 7 6 1 7 10 33 40 14 37 63 70 20 10 9 19 27 54 32 13 19 17 15 30 44 27 261 71 115 78 $125,000.00 275,000.00 260,000.00 276,381.00 100,000.00 $245,401.97 1,206,035.00 222,075.00 183,002.30 77,861.00 220,000.00 470,000.00 907,000.00 770,000.00 2,413,900.00 961,000.00 2,491,250.00 3,250,193.00 1,370,465.00 452,200.00 436,750.00 545,000.00 870,000.00 1,718,596.00 1,099,400.00 254,000.00 931,590.00 745,500.00 363,250.00 2,169,568.00 2,071,300.00 578,840.00 16,641,637.00 3,112,447.00 3,906,350.00 3,400,642.00 2,314,871.90 2,126,124.18 4,644,889.91 4,125,731.00 9,190,283.98 7,312,218.73 13,137,835.47 26,001,949.67 5,102,691.94 1,629,146.61 585,653.06 2,765,951.10 2,813,915.19 12,900,819.05 2,982,879.51 1,300,536.30 2,865,300.30 2,805,326.52 1,279,900.68 10,692,385.98 7,190,824.69 2,719,410.75 54,828,690.65 7,958,284.18 11,276,529.99 10,240,244.97 $225,662.14 890,112.00 138,821.00 148,886.00 361,961.73 50,000.00 2,654,187.15 3,059,318.06 6,938,653.01 4,562,879.00 12,365,475.25 9,206,429.34 15,222,785.49 27,269,520.51 5,252,307.22 1,311,799.49 1,785,890.45 2,608,489.57 3,193,747.39 15,508,389.70 4,883,454.27 1,140,824.48 3,074,622.29 3,342,336.52 2,147,059.18 11,385,584.64 6,365,198.77 3,227,608.56 46,766,818.80 7,218,319.51 9,010,584.93 7,513,837.41 1,164 70 53,187,259.00 445,000.00 212,725,771.58 1,586,419.00 218,833,563.86 1,796,424.41 99,711,330.75 377,396.20 1,234 122 53 26 32 56 43 26 102 57 37 34 132 60 28 56 55 53,632,259.00 214,312,190.58 17,929,163.00 4,493,577.00 7,790,244.00 7,675,792.00 6,373,372.00 7,323,737.00 2,166,852.00 24,296,823.00 6,970,345.00 6,591,515.00 13,037,497.00 177,073,348.00 15,760,177.00 14,496,610.00 13,962,050.00 7,797,401.00 220,629,988.27 24,090,879.00 7,080,190.00 10,448,159.00 11,421,028.00 13,334.629.00 10,332,666.00 4,005,643.00 31,774,895.00 10,273,023.00 7,187,858.00 22,165,448.00 209,835,443.00 25,190,156.00 18,182,592.00 18,546,583.00 12,838,837.00 100,088,726.95 2,153 53,632,259.00 548,050,693.58 657,338,017.27 100,088,726.95 $145,592.25 138,821.00 82,844.74 72 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. For the purpose of comparison there is submitted herewith a statement relating to failures by years and classes: Number, assets, and liabilities of State banks, savings banks, loan and trust companies, and private banks which failed, by years, from June 30, 1892, to June 30, 1912. [In the amounts 000 omitted.] State institutions. Year. No. 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904. 1905 1906 1907 1908 1909 1910 1911 1912 Total Savings banks. State banks. Assets. Liabilities. 24 172 27 46 55 44 14 5 9 8 12 6 37 16 15 10 42 19 9 28 29 $1,892 41,282 1,774 2,555 3,741 6,080 694 919 • 418 1,003 1,364 645 5,194 1,397 710 2,380 41,035 2,732 8,170 9,865 2,318 $3,178 36,903 2,010 3,445 4,628 8,083 988 1,240 442 1,440 2,056 965 6,725 2,282 1,006 4,833 43,227 3,286 9,111 12,678 3,129 627 136,168 151,655 No. 47 159 Assets. Loan and trust companies. Liabilities. $484 17,674 2,646 4,653 662 3,998 800 1,153 328 450 4,622 35 1,457 550 360 $917 16,831 2,678 4,818 902 5,455 956 1,632 410 531 5,730 235 1,704 811 490 7,760 85 52 2,021 40 7,581 105 63 2,487 66 49,830 54,402 No. 128 Private banks. Assets. Liabilities. $209 15,098 33,420 4,107 1,159 3,436 1,275 5,067 5,243 995 12 371 13,128 2,525 4,636 4,850 110,047 5,342 3,072 140 2,452 $425 24,144 37,977 5,844 936 4,325 1,575 6,701 6,636 1,113 22 561 15,880 3,600 3,990 8,100 126,200 5,412 2,216 230 4,304 216,584 260,191 Total all banks. Year. No. 1892.. 1893.. 1894.. 1895.. 1896.. 1897.. 1898.. 1899.. 1900.. 1901. 1902. 1903. 1904. 1905. 1906.. 1907.. 1908. 1909., 1910. 1911. 1912. Total. Assets. 36 176 21 25 42 47 33 15 16 41 20 17 50 35 13 20 53 33 12 22 21 $3,540 20,237 1,749 1,389 1,886 4,416 1,725 651 1,687 3,925 1,325 1,116 4,518 2,498 886 5,807 18,231 7,602 3,206 1,935 2,976 748 91,305 Liabilities. $6,505 19,315 2,236 1,805 2,708 6,228 3,561 874 3,933 10,251 2,525 2,245 7,466 3,580 1,702 9,232 32,828 16,387 6,792 3,150 5,338 No. Assets. Liabilities. 414 65 85 110 122 53 26 32 56 43 26 102 57 37 34 132 60 28 56 52 $6,125 94,291 39,589 12,704 7,448 17,930 4,494 7,790 7,676 6,373 7,323 2,167 24,297 6,970 6,592 13,037 177,073 15,761 14,496 13,962 7,797 $11,025 97,193 44,901 15,912 9,174 24,091 7,080 10,447 11,421 13,335 10,333 4,006 31,775 10,273 7,188 22,165 209,836 25,190 18,182 18,546 12,838 148,661 1,659 493,895 614,911 73 EEPORT OF THE COMPTROLLER OF THE CURRENCY. BUILDING AND LOAN ASSOCIATIONS IN THE DISTRICT OF COLUMBIA. Building and loan associations in operation in the District of Columbia, and which were placed under the supervision of the Comptroller of the Currency by the act of March 4, 1909, have shown a steady increase in business from that date, as indicated by the volume of loans, installment payments on shares, and aggregate resources, as is shown in the following table: Number of associations. Years. June June June June 30 1909 30,1910 30,1911 30 1912 .. . ... 22 19 19 20 Loans. Installments on shares. $13,511,587 14,415,832 14,965,220 16,004,760 $11,996,357 13,213,644 13,324,217 14,529,977 Aggregate resources. $14,393,927 15,250,731 16,017,465 17,160,293 These institutions are required to make semiannual reports and are subject to periodical examinations. The total number of shares issued by these associations is stated at 345,655, of which 129,680 were in force on June 30, 1912. The membership is reported at 31,793, of whom 8,142 are borrowing and 23,648 nonborrowing members. The installment payments for one association are $2.50 per month; one, $2; one, $1.50, and the remaining $1 per share. BUILDING AND LOAN ASSOCIATIONS IN THE UNITED STATES. Statistics relating to building and loan associations in the United States for the year 1911, obtained through the courtesy of Mr. H. F. Cellarius, secretary of the United States League of Local Building and Loan Associations, show the existence of 6,113 associations on January 1, 1912, with a membership of 2,355,066, and assets aggregating $1,040,307,717. It appears that there has been an increase of 176 in the number of associations, 138,154 in membership, and $94,738,806 in assets. The greatest increase in assets is shown to be in Ohio, $16,683,596, Pennsylvania is second with an increase of $15,937,912, followed by New Jersey with $9,846,268, Massachusetts with $6,074,542, Illinois with $5,775,097, Indiana with $5,643,806, and Nebraska, $3,557,519. In the tables following are shown, by States, the number of building and loan associations, their membership, total assets, and changes in assets and membership, during the year, together with a statement of the receipts and disbursements of the associations for the year ended December 31, 1911. 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of associations, membership, and assets of the building and loan associations of the United States Dec. 31, 1911. No. of Total Increase asso- memberin in memTotal assets. Increase ciaassets. ship. bership. tions. States. 1,570 643 563 568 160 245 351 69 96 65 66 104 20 58 134 113 57 62 43 49 37 14 12 9 17 10 978 Pennsylvania Ohio New Jersey Illinois Massachusetts New York Indiana Nebraska California Michigan Louisiana Kentucky District of Columbia. Kansas Missouri North Carolina Wisconsin Minnesota West Virginia Iowa 2 Maine Tennessee Connecticut North Dakota * New Hampshire Montana 2 Other States Total 443,180 $197,240,000 $15,937,912 384,257 187,434,123 16,683,596 198,057 96,448,627 9,846,268 155,320 68,975,451 5,775,097 158,365 67,573,380 6,074,542 142,292 57,634,054 4,177,217 133,381 44,060,128 5,643,806 58,191 24,885,285 3,557,519 34,685 23,340,012 2,084,836 44,162 20,119,823 1,995,092 38,200 18,117,329 2,250,766 44,500 16,816,741 1,421,237 31,143 16,401,243 1,150,512 41,216 13,070,170 1,612,612 26,950 1,201,846 12,633,297 25,174 887,073 8,375,305 20,945 7,347,683 1,167,077 12,110 5,364,224 288,277 12,200 5,457,997 473,646 16,500 4,863,729 301,162 10,611 4,645,137 4,602 2,831,038 64,639 3,344 2,655,758 316,620 3,802 2,149,852 7,800 2,191,623 119,390 1,552 886,994 302,527 128,788,710 11,708,064 6,113 2,355,066 1,040,307,717 1 Decrease. 2 94,738,806 16,701 21,939 19,435 20,296 16,010 3,754 3,798 3,490 2,566 1832 3,512 3,083 1,910 3,440 2,356 11,506 57 574 555 1338 1760 150 *i7,'66i 138,154 Reports issued biennially; figures for 1910 used. Receipts and disbursements. Receipts, 1911. Cash on hand Jan. 1,1911 Weekly dues Paid-up stock Deposits Loans repaid Interest Premium , Fines Pass books and initiation. Borrowed money Real estate sold Miscellaneous receipts Total Amount. $28,308,186 233,718,046 23,544,378 65,516,912 192,526,056 59,796,988 4,091,758 865,916 597,604 72,316,182 4,256,404 22,646,702 708,185,132 Disbursements, 1911. Pass-book loans Mortgage loans Stock withdrawals Paid-up stock withdrawals.. Deposit withdrawals Expenses Borrowed money repaid Interest Real estate purchased Miscellaneous disbursements Cash on hand Jan. 1,1912... Total Amount. $15,245,000 283,252,100 196,562,932 19,385,542 57,516,336 7,122,464 69,913,570 1,622,068 3,902,720 20,708,808 32,953,592 708,185,132 SCHOOL SAVINGS BANKS. The school savings bank system was first established in the United States by the late J. H. Thiry, principal of the public schools in Long Island City, N. Y., and Mr. Thiry is known as the author of thrift teaching in our public schools. Since the first school savings bank was established in 1885, hundreds of public schools throughout the country have adopted some system of teaching the children to save. Massachusetts has a law making thrift teaching obligatory, New York has a similar law pending, and other States favor such legislation. Mrs. S. L. Oberholtzer, of Philadelphia, has undertaken to continue the work begun by Mr. Thiry of collecting statistics EEPOBT OF THE COMPTBOLLEK OF THE CURRENCY. 75 relating to this class of banks, and through her courtesy the comptroller is enabled to present the latest statistical data showing the growth of the school savings bank system in this country. The following statement shows the number of school savings banks in the United States on or about January 1, 1912, together with the number of depositors and balance due depositors, arranged by geographical sections: School savings banks of the United States on or about Jan. 1, 1912. Number of schools. Number of scholars. Houses. Rooms. 262 328 371 7 181 913 2,976 6 3,880 33 2,022 43,685 132,008 205 168,296 1,253 85,502 1,149 9,830 430,949 New England States.. Eastern States Southern States Middle Western States Western States Pacific States Total United States On regis- Depositer. tors. SAVINGS BANKS Total. Deposited. 23,123 $164,860.05 57,878 2,393,442.83 120 113.26 73,327 815,845.84 388 1,563.19 12,693 106,337.49 167,529 IN FOREIGN 3,482,162.66 Balance due depositors. Withdrawn. $99,191.87 1,956,760.94 79.16 509,593.79 415.20 7,641.23 $65,668.18 436,681.89 - 34.10 306,252.05 1,147.99 98,696.26 2,573,682.19 908,480.47 COUNTRIES. Through the cooperation of the Bureau of Foreign and Domestic. Commerce, Department of Commerce and Labor, the comptroller is enabled to present the latest available statistics in relation to the number of depositors and volume of deposits in the various classes of savings banks in the foreign countries. The first table following is a consolidated statement relating to all foreign savings banks, and the second is confined to postal savings banks, showing returns for the current year and 10 years prior. As will be noted, the United Kingdom, the country in which the postal savings bank system had its practical origin, leads all other countries in the volume of deposits and number of depositors. The tables in question follow. Savings banks, including postal savings banks: Number of depositors, amount of deposits, average deposits per deposit account and per inhabitant, by • specified countries. [Compiled by the Bureau of Foreign and Domestic Commerce, Department of Commerce and Labor, from the official reports of the respective countries.] Countries. Population.i Date of report. Form of organization. Number of depositors. Deposits. Average Average deposit deposit per inaccount. habitant. $40.64 4,119,295 $1,161,149,241 $281.88 pec. 31,1909 Communal and private savings banks {Dec. 31,1910 Postal savings banks, savings department. 46,623,889 21.14 1.63 2,205,703 Postal savings banks, check department... I....do 102,574 79,682,452 776.83 2.79 Government savings banks /Dec. 31,1911 2,901,753 194,534,158 67.04 25.93 Belgium 501,000 \Dec. 31,1910 Communal and private savings banks 46,997 11,679,721 248.52 1.56 do.. Postal savings banks Bulgaria 285,000 280,775 9,129,423 32.52 2.13 Chile 415,000 June 30,1910 Caja de ahorros 268,731 10,543,275 39.23 3.09 Denmark 2 757,000 Mar. 31,1910 Communal and corporate savings banks... 1,166,607 174,182,302 149.28 63.18 626,000 Dec. 31,1910 Government savings banks 104,095 2,255,664 21.67 .19 Egypt /Dec. 31,1911 Private sayings banks 8,411,791 754,255,333 89.67 19.05 602,000 \Dec. 31,1910 Postal savings banks France 5,786,035 329,974,970 57.03 8.33 Algeria 232,000 Dec. 31,1908 Municipal savings banks 19,301 934,380 48.41 .18 Tunis 923,000 Dec. 31,1910 Postal savings banks 5,701 1,288,268 225.97 .67 Germany 3 432,000 do Public and corporate savings banks. 21,534,034 3,993,775,184 185.46 61.98 Luxemburg. 246,000 do State savings bank * 69,202 11,863,592 171.43 48.23 /....do Postal savings banks, savings department. 775,970 21,894,118 28.22 1.05 Hungary* 20, 886,000 Postal savings banks, check department... 1....do 20,716 20,075,888 969.10 .96 Communal and corporate savings banks... /June 30,1911 2,294,063 472,879,910 206.13 13.63 Italy.. 34,687,000 \June 30,1910 Postal savings banks 5,160,008 324,279,617 62.84 9.35 31,1910 Private savings banks 7,500,470 73,106,674 9.75 1.42 Japan 51,547,000 /Dec. \Mar. 31,1912 Postal savings banks 11,950,158 91,896,942 7.69 1.78 /Dec. 31,1910 Private sayings banks 6,779 121,327 17.90 .04 Formosa 3,341,000 \Mar. 31,1911 Postal savings banks 100,819 955,592 9.48 .28 do. China and Korea. do.. 207,195 3,098,571 14.95 41,718,485 96.30 433,209 7.02 /Dec. 31,1909 Private savings banks Netherlands 5,945,000 \Dec. 31,1910 Postal savings banks 1,510,033 66,039,592 43.73 11.11 ....do.. Private sayings banks 13,228 2,887,566 218.29 . .08 37,717,000 /\Dec. . Dutch East Indies.. 31,1911 Postal savings banks 91,898 3,616,685 39.36 .10 Dutch Guiana 86,000 Dec. 31,1910 do 9,478 337,925 35.65 3.86 Norway 6 1,001,310 135,886,457 135.71 56.78 2,393,000 do. Communal and private savings banks. Roumania 218,690 11,616,820 53.12 1.69 6,866,000 July 1,1910 Government savings banks 1 2 Thefiguresof population are for the nearest date to which the statistics of savings banks relate. Exclusive of 1,809 deposits of $173,011 in savings banks in Faroe Islands, and of data for savings departments of ordinary banks, which comprised 155,160 accounts, credited with $31,370,748 on Mar. 31,1910. 3 4 Exclusive of Brunswick. No separate data available for private and communal savings banks in 1910. The ordinary banks, savings banks, and land-credit banks of Hungary held 1,768,455 savings ccounts credited with $699,288,107 on Dec. 31,1910. 6 Figures for the Casa d'Economie. Austria.. | o 28,572,000 l_^ t£ H" £r Q O r| o I-1 /**. te Hi L5 c fcc fcc £g Savings banks, including postal savings banks: Number of depositors, amount of deposits, average deposits per deposit account and per inhabitant, by specified countries—Continued. Countries. Population. Russia i Finland Spain2 Sweden Switzerland United Kingdom s British India « Australia, Commonwealth New Zealand 779, 000 120,000 588,000 522,000 647,000 289,000 127,000 425,000 ,008,000 Canada 5 British South Africa British West Indies British colonies, n. e. s ',205,000 >, 745,000 ,679,000 ), 427,000 Date of report. Form of organization. June 30,1912 State, including postal savings banks... fDec. 31,1910 Private savings banks do Postal savings banks Dec. 31.1910 Private savings banks /Dec. 31,1910 Communal and trustees savings banks. \Dec. 31,1911 Postal savings banks Dec. 31,1908 Communal and private savings banks.. /Nov. 20,1911 Trustee sayings banks \Dec. 31,1911 Postal savings banks .do.. Mar. 31,1910 Government, trustee, and joint-stock savings banks. 1910-11 /Dec. 31,1910 Postal savings banks \....do Private savings banks /June 30,1912 Postal savings banks Dominion Government savings banks \....do 1909-10 Government, post-office, and private savings banks.. 1909-10 Government and post-office savings banks 1909-10 do Total, foreign countries. 859,620,000 /Nov. 30,1912 United States 95,411,000 \June 14,1912 Philippine Islands 8,460,000 June 30,1912 6 Postal savings banks Mutual and stock savings banks.. Postal savings banks Number of depositors. Deposits. Average Average deposit deposit per.inaccount. habitant. , 189,734 291,603 59, 723 495, 772 , 560,317 565, 759 ,899,332 ,849,043 ,370,646 ,378,916 ,600,112 380,714 51,508 146,310 35,031 222,772 91,881 219,967 $784,117,885 44,068,779 1,396,856 46,931,094 216,755,326 12,645,957 303,196,216 258,083,128 859,027,319 51,478,416 289,039,353 68,641,934 7,375,302 42,683,232 14,171,966 25,103,835 6,301,465 12,921,863 $95.74 151.13 23.39 94.66 138.92 22.35 159. 63 139.58 69.44 37.33 180. 64 180.30 143.19 291. 73 404.55 112.69 68.58 58.74 $4.79 14.12 .45 2.40 39.25 2.29 83.14 5.70 18.97 .21 65.32 68.10 7.32 5.92 1.97 3.72 3.75 .63 109,725,758 300,000 10,010,304 35,802 11,096,223,947 28.000,000 4,451',818.523 1,177,435 101.13 93.33 444. 72 32.89 12.91 W o o g 3 i 46.66 .14 1 Includes 38,958 depositors in school savings depositories, credited with $105,060. The above total is exclusive of $162,185,345 worth of securities held by the savings banks to the credit of depositors. 2 The peseta has been converted at the rate of 18 cents. Data taken from "Espafia Econ<5mica y Financiera," Oct. 21,1911. Exclusive of data for savings departments of commercial banks, which comprised 124,657 accounts credited with $28,588,964 on Dec. 31,1910. 3 Exclusive of Government stock held for depositors, which, at the end of the year, amounted to $120,776,096 in the postal savings banks and to $12,934,743 in the trustee savings banks. * Exclusive of the population of the feudatory States. 6 Exclusive of data for special private savings banks which, on June 30, 1912, held deposits amounting to $40,828,420. The above total does not include the savings deposits in chartered banks ("Deposits payable after notice or on a fixed day")> which, on June 30,1912, amounted to $631,317,687. 6 Number of offices, 12,823. HI O 78 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. Comparative statement relative to number of depositors, amount of deposits, and average deposit in postal savings banks. [Compiled by the Bureau of Foreign and Domestic Commerce, Department of Commerce and Labor, from official data of the respective countries.] Country. fear. 1900-1902. Austria Belgium Bulgaria Finland France Hungary Italy Netherlands Russia Sweden United Kingdom Bahamas Canada British Guiana Dutch Guiana i British India Ceylon Straits Settlements Federated Malay States i Dutch East Indies Japan Formosa Cape of Good Hope Gold Coast Orange Free State Rhodesia i Sierra Leone Transvaal SSSV:.::::::::::::::::::::::::: New South Wales 2 Victoria a Queensland * Tasmania 2 Western Australia New Zealand Philippine Islands 1 1901 1900 1900 1900 1900 1900 1900 1900 1902 1901 1901 1900 1902 1900 1905 1900 1900 1900 1904 1901 1902 1901 1900 1901 1902 1906 1901 1903 1901 1900 1900 1901 1901 1900 1901 1900 1907 Number of depositors. 1,547,541 1,390,047 53,194 40,188 3,565,941 389,083 3,990,983 829,131 1,163,310 573,800 8,787,675 1,350 162,761 8,263 5,785 785,729 51,778 2,504 2,477 26,535 2,363,335 27,669 70,812 341 2,272 1,176 4,116 27,940 7,149 3,078 198,014 393,026 81,025 14,008 39,318 197,408 2,676 Deposits. $30,355,244 97,207,412 989,983 720,013 194,980,796 6,632,822 131,652,255 34,048,200 77,043,466 14,532,663 683,222,126 74,156 42,320,208 225,674 230,262 31,296,290 407,905 211,515 146,002 1,367,540 13,544,007 321,323 9,903,313 21,705 327,841 163,583 238,094 3,298,859 187,834 511,179 29,421,020 47,020,157 18,960,711 1,432,226 7,875,744 28,272,186 255,050 Average deposits. $19.61 69.93 18.61 17.92 54.96 17.05 32.99 41.06 66.23 25.33 77.75 54.93 260.01 27.31 39.80 39.83 7.88 84.47 58.94 51.54 5.73 11.61 la&.85 63.65 144.29 139.10 57.85 118.07 26.27 165.06 148.58 119.64 234.01 102.25 200.31 143.22 111.77 1910-1912. Austria 1911 2,261,658 $46,317,746 $20.48 Belgium 1910 2,384,511 157,150,474 65.90 Bulgaria 1910 280,775 9,129,433 32.52 Finland 1910 59,723 1,396,856 23.39 1910 France 5,786,035 329,974,970 57.03 Hungary 1910 775,970 21,894,118 28.22 1910 Italy 5,160,008 324,279,617 62.84 Netherlands 1910 1,510,033 66,039,592 43.73 1912 Russia 2,691,361 192,456,530 70.02 Sweden 1911 565,759 12,645,957 22.35 United Kingdom 1911 12,370,646 859,027,319 69.44 Bahamas 1910 2,186 132,602 60.66 Canada 1912 146,310 42,683,232 291.73 British Guiana 1910 18,004 738,175 41.00 Dutch Guiana 1910 9,478 337,925 35.65 British India 1910 1,378,916 51,478,416 37.33 Ceylon 1910 85,954 932,236 10.85 Straits Settlements 1910 4,312 382,667 88.74 Federated Malay States 1910 5,312 330,431 62.20 Dutch East Indies 1911 91,898 3,616,685 39.36 Japan 1912 11,950,158 91,896,942 7.69 Formosa 1911 100,819 955,592 9.48 Cape of Good Hope 1910 105,369 10,411,974 98.81 Gold Coast 1911 3,137 169,262 53.96 Orange Free State 1910 7,646 868,291 113.56 Rhodesia 1910 3,306 435,299 131.67 Sierra Leone 1911 6,002 485,735 80.93 Transvaal 1910 71,185 8,769,798 123.20 Egypt 1910 104,095 2,255,664 21.67 Tunis 1910 5,701 1,288,268 225.97 1 Earlier reports not available. * It has been thought proper to include among the postal savings banks also those savings banks in the Australian States which prior to the transfer of the State post offices to the Federal Government were operated by the respective State post offices. AU these banks continue at present to be operated as Government savings banks. EEPOET OF THE COMPTEOLLEB OF THE CUBEENCY. 79 Comparative statement relative to number of depositors, amount of deposits, and average deposit in postal savings banks—Continued. Year. Country. 1910 1911 1911 1910 1911 1910 1912 1912 New South Wales* Victoria * . . Queensland * Tasmania 1 Western Australia New Zealand Philippine Islands United States Number of depositors. 368,306 595,424 127,219 24,403 99,017 380,714 35,802 300,000 Deposits. $73,926,126 84,065,980 31,033,520 3,401,304 19,916,171 68,641,934 1,177,435 28,000,000 Average deposits. $200.72 141.19 243.94 139.40 201.14 180.30 32.89 93.33 1 It has been thought proper to include among the postal savings banks also those savings banks in the Australian States which prior to the transfer of the State post offices to the Federal Government were operated by the respective State post offices. All these banks continue at present to be operated as Government savings banks. INSTRUMENTS OF CREDIT. The extent to which checks, drafts, and other instruments of credit are used in daily business transactions has been the subject of various investigations, and which have been analyzed in detail in the reports issued for the years covering the investigations made. As the question is frequently raised as to the relative use of instruments of credit, there appears in the appendix to this report a table showing for two dates in 1881 and 1890, and one date in 1892, 1894, 1896, and 1909, the percentage of receipts of each kind of currency, as well as the percentage of checks, drafts, and clearing-house exchanges, etc. The fact is generally recognized that over 90 per cent of the daily transactions are effected through the medium of instruments of credit. The reports received for June 30, 1881, indicate a percentage of instruments of credit of 95.10; on September 17 of that year of 94.10, while on Juty 1 and September 17, 1890, the percentages were 92.5 and 91 respectively. The returns for September 15, 1892, show a percentage of 90.6. On July 1, 1896, and March 16, 1909, the returns included a limited number of banks other than national, and the percentages in those years were 92.6 and 94.1, respectively. A special investigation was made for May 15, 1894, but was confined to national banks and their transactions with retail merchants. Only about two-thirds of the national banks then in existence made the report in question. The returns necessarily indicated the use of a larger proportion of cash to total transactions than the returns for other periods. On the date in question it appears that 41.1 per cent of the transactions were effected in cash and 58.9 per cent in checks, etc. NATIONAL CURRENCY ASSOCIATIONS. Under authority of the act of May 30, 1908, providing for the issue of " additional currency7' secured otherwise than by United States bonds, 18 national currency associations have been formed, all of which, with the exception of the Los Angeles association, were formed prior to the current year. Each association has an aggregate capital and surplus of at least $5,000,000, and is composed of at least 10 national banks having an unimpaired capital and an unimpaired surplus of not less than 20 per cent of the capital, and having United 80 BEFOBT OF THE COMPTROLLER OF THE CURRENCY. States bonds on deposit to secure circulation to the extent of at least 40 per cent of its capital. There are 286 national banks forming these 18 national currency associations, their capital aggregating $321,105,710 and surplus $281,544,722. The capital represented is slightly in excess of 30 per cent of the paid-in capital stock of all national banks, as shown by the reports for September 4 last. The title, membership, capital, and surplus of each of the associations are shown in the following table: National currency associations. Associations. Number of banks. National Currency Association of Washington, D. C National Currency Association of the city of New York, N. Y National Currency Association of the city of Philadelphia, Pa National Currency Association of the State of Louisiana National Currency Association of the city of Boston, Mass National Currency Association of Georgia National Currency Association of the city of Chicago National Currency Association of St. Louis, Mo National Currency Association of the Twin Cities (St. Paul and Minneapolis) National Currency Association of the city of Detroit, Mich National Currency Association of Albany, Rensselaer, and Schenectady National Currency Association of Kansas City and St. Joseph, Mo National Currency Association of the city of Baltimore, Md National Currency Association of Cincinnati, Ohio , National Currency Association of Dallas, Tex , National Currency Association of Alabama National Currency Association of Denver, Colorado Springs, and Pueblo National Currency Association of Los Angeles, Cal.1 Total 286 Capital. Surplus. $5,702,000 117,052,000 20,975,000 6,100,000 26,700,000 8,206,000 42,750,000 19,510,000 $4,792,512 127,175,000 36,665,000 4,030,000 18,950,000 6,434,000 25,950,000 9,095,000 10,750,000 6,325,000 9,545,000 3,101,200 3,560,000 6,650,000 12,340,710 14,300,000 3,760,000 5,700,000 3,385,000 3,800,000 7,752,010 6,450,000 3,100,000 3,497,500 4,700,000 6,025,000 4,991,500 2,831,000 321,105,710 281,544,722 i Organized Mar. 28,1912. CLEARING-HOUSE TRANSACTIONS. Data relating to the transactions of the clearing houses of the country are assembled by the manager of the New York Clearing House, and through the courtesy of that officer it is possible to present in this report a comparative statement of the volume of exchanges for the year ended September 30, 1912, of the 151 clearing houses in the United States. The volume of transactions for the current year was $168,506,362,000, as compared with $159,508,005,000 for 1911, the net increase being $8,998,357,000. Gains are shown in the returns from 125 associations and losses in 26. The 15 associations showing transactions in excess of $1,000,000,000 are the following: New York, Chicago, Boston, Philadelphia, St. Louis, Pittsburgh, San Francisco, Baltimore, Cincinnati, Kansas City, Mo.; Minneapolis, Cleveland, New Orleans, Detroit, and Los Angeles. By reason of consolidations, the number of bank members of the New York Clearing House has decreased from 67 in 1911 to 65 in 1912, although the capital increased from $170,275,000 to $174,275,000. The New York exchanges in 1911 aggregated $92,420,120,000, and in 1912, $96,672,301,000. Balances paid in currency in 1911 total $4,388,563,113, and in 1912, $5,051,262,292. In 1911, 85.5 per cent of the balances were settled in gold and 14.5 per cent in other currency, while in 1912 the percentages were 75.4 and 24.6. The BEPORT OF THE COMPTKOLLER OF THE CURRENCY. 81 average daily clearings of the New York association were $305,016,898 in 1911, and $319,050,498 in 1912. Transactions of the Assistant Treasurer of the United States at New York with the clearing house for the year ended September 30, 1912, were as follows: Exchanges received from the clearing house Balances received Exchanges delivered to the clearing house Balances paid to the clearing house $733,715, 901 119,458,347 775,511,350 77,662,898 Since September, 1902, the membership of the New York association has increased from 60 to 65, the capital from $100,672,700 to $174,275,000, and the clearings from $74,753,000,000 to $96,672,000,000. This association made its first report in 1854, at which time the membership was 50, the capital $47,044,900, and the clearings for that year $5,750,455,987. The relatively small amount of clearings paid in money is shown in the table covering the transactions of this association annually from 1854 to 1912, and is stated at an average of 4.63 per cent. DIGEST OF NATIONAL-BANK DECISIONS. During the past year there have been two decisions, one by the Supreme Court of the United States (Thomas v. Taylor, 224 U. S., 73), and one by the United States Circuit Court of Appeals (Chesbrough et al. v. Woodworth, 195 Fed. Rep., 875), bearing on the liability of directors for damages sustained by parties who purchase stock in banks, relying on the published reports of condition of said banks, the reports of condition in each instance being false and large amounts of worthless assets being carried at full value on the books of the bank and shown as such in the reports of condition. In the case of Thomas v. Taylor it is stated by the court that prior to March 1, 1904, the Comptroller of the Currency had informed the directors of the bank by letter that certain specified assets, amounting to $194,107.02, must be regarded as doubtful and that immediate steps should be taken for their collection or removal from the bank, and that the directors had knowledge of such letter. Nevertheless, on April 8, 1904,. pursuant to a call of the comptroller, a report of the condition of the bank at the close of business on March 28, 1904, made in regular form and attested to be correct by each of the defendants, was published as required by law. In this report was included as a part of the resources of the bank the doubtful assets to which the attention of the directors had been called by the comptroller. The report also stated that the capital stock of the bank Was $100,000, that there was a surplus of $50,000, and that there were undivided profits of $13,456.75; thus making the book value of the stock a little over 160. The plaintiff in the case knew of the contents of this published report and relying on it he purchased 30 shares of the stock in June, 1904, for the sum of $4,800, approximately its book value as shown by the report of condition. On June 27, 1904, the comptroller notified the bank that its capital had become totally impaired and levied an assessment of 100 per cent to make good said impairment, and the plaintiff in the case was compelled to pay $3,000 on account of the stock he had recently purchased. 64776°—CUR 1912 6 82 BEPOBT OF THE COMPTEOLLEE OF THE CUEEENCY. The plaintiff in error contended that the statement was not voluntary, having been made under command of the national banking act, and therefore an element of the action of deceit was wanting, and that such act requires " proof of something more than mere negligence and recklessness. Nothing short of an intentional violation will suffice.77 The Supreme Court, in referring to this contention, stated that 11 there is in effect an intentional violation of the statute when one deliberately refuses to examine that which it is his duty to examine. And such was the conduct of plaintiffs in error in this case. They had notice from the Comptroller of the Currency that $194,000 of the items counted as assets of the bank were doubtful and should be collected or charged off. This was a direct warning to them by the bank examiner and the comptroller that assets of nearly twice the amount of the capital stock were considered doubtful. They, notwithstanding, represented the assets to be good. Such disregard of the direction of the officers appointed by the law to examine the affairs of the bank is a violation of the law. Their directions must be observed. Their functions and authority can not be preserved otherwise and be exercised to save the banks from disaster and the public who deal with them and support them from deception.77 In the case of Chesbrough et al. v. Woodworth the United States circuit court of appeals held that the making and publishing by a national bank of the reports required by statute are not merely for the information of the comptroller, but to guide so much of the public as may have occasion to act thereon, and one who buys from another stock in a bank in reliance on a false report of its condition and suffers damages thereby has a right of action against any officer or director who, knowing its falsity, authorized such report, under Revised Statutes, section 5239, which makes them individually liable for damages sustained by the association, its stockholders, or any other person. The court further held that the damages in such a case were personal with the plaintiff who sues in his own individual right and not in that of the association, and that the action against the directors involves no direct issue of negligence, the primary issue being whether the defendant caused or permitted to be made a statement of the bank7s condition on which plaintiff relied to his injury, and which statement the defendant knew was materially false. The liability of the directors was held to be several; the plaintiff could sue one or more and must make out a sufficient case against each one to authorize a recovery against him. In a case where the falsity of the statement consisted in including worthless assets in the loans and discounts, and the making and publishing of the statement in such case was merely the automatic result of the bookkeeping, the publishing of the statement did not constitute the underlying wrong, and any director who participated in or approved the continued carrying on the books of such paper as assets at its face value to an amount sufficient to affect the standing of the bank, and knowing its worthlessness, is bound to know under the prevailing practice that the statements will be substantially false, is responsible therefor. While the duty of charging off such worthless paper is that of the board of directors as an entity, and in such matters the board has a reasonable discretion, when the duty exists and is wholly unperformed an individual director may be personally liable REPOKT OF THE COMPTKOLLER OF THE CURRENCY. 83 because of his participation in the failure to act by failing to make reasonable personal efforts to induce the proper action. The general rule of damages in action of deceit that one induced by false representations to purchase property at more than its value is entitled to recover the difference between Vhat the property was actually worth and what it would have been worth if the representations had been true, not exceeding the sum paid, is not applicable to an action against directors of a national bank under Revised Statutes 5239 by one who purchased stock of the bank in reliance on published statements of its condition which were false in that they included as assets a large amount of worthless paper, since under such section defendants are liable only for knowing violations of the law. In such a case the measure of plaintiffs recovery is the difference in the fair market value of his stock if all the paper had been of a character entitling it to be reported as assets, and that sum which would have been its fair market value if the directors in the exercise of due care and good faith had charged worthless paper off the books and not reported it as collectible. In the appendix to this report will be found a supplement to the last digest of decisions of national-bank cases, including all decisions in 224 United States Reports and 199 Federal Reporter. EXAMINATIONS BY DIRECTORS7 COMMITTEES. Realizing that the most effective efforts to improve the condition of national banks as a whole must come from the management, the Comptroller of the Currency for years has been urging the directors of each national bank to supplement the work of the national bank examiner by examinations by an examining committee of their own appointment, and with this in view to provide in the by-laws for an examining committee to look carefully into the affairs of the bank at stated intervals. In order to determine the effectiveness of these examinations, the comptroller decided to ask the banks to forward to this office copies of reports made by the examining committees, and on June 1, 1912, the following letter was addressed to the banks: In order to bring about a more thorough cooperation between the banks, the comptroller's office, and the examiners, the comptroller is asking the banks to send to this office copies of all reports of examinations made for the directors by their examining committees or accountants employed by them. These are to be checked up with the last reports made by national-bank examiners, and any additional information which they contain will be carefully noted. The comptroller feels that with the cooperation of the examining committees in the national banks every dishonest employee can be detected; that forged paper will be found; that losses that may escape the examiner will be ascertained by the examining committees and in turn by the boards of directors; and that in general by this sincere and hearty cooperation the national banks will be lifted to a higher degree of conservatism and safety. It will be appreciated very highly by me if you will agree to send here, for the files of this office, copies of all reports made hereafter to your board of directors. Will you please advise me by return mail of your willingness to do this, and whether such examinations are made by your committee annually or semiannually. Reply to this letter was received from nearly 5,000 banks, the directors signifying their willingness in practically every case to comply with this request. There have been received to date reports of directors' examinations from over 3,000 banks. 84 BEPOET OF THE COMPTBOLLEK OF THE CUBEENCY. It was apparent from the reports received that a large proportion of these examinations were ineffective in that many of the points essential to a thorough examination were covered only in a superficial way or omitted entirely, this being especially true of the liability side of the ledger, many examinations being confined entirely to the counting of the cash and inspecting the notes and securities. This appeared to be due not to a lack of willingness on the part of the directors but to their lack of knowledge as to what constituted an examination and unfamiliarity with the proper methods of verifying many of the assets and liabilities of the bank. To meet this condition the comptroller, on July 9, 1912, sent to the banks a circular directing attention to the points that should be covered by an examination, and made the following suggestions: (1) The cash should be counted and the total compared with the books of the bank. Cash items should be carefully scrutinized, and any improper items, such as unposted checks held for the purpose of not showing overdrafts, and other items that can not be readily converted into cash, should be reported. (2) The bonds and other securities of the bank should be examined and those not on hand should be verified by reference to the receipts of the parties with whom they are deposited, and if the receipts are old they should be verified by correspondence. The market value and the amount at which carried on the books in the aggregate should be shown, and any stocks held by the bank should be listed, with a statement Bhowing the reason the securities were taken by the bank. (3) The notes should be carefully checked and their total compared with the general ledger. The genuineness, value, and security of each note, and of any collateral thereto, should be carefully determined, and any losses ascertained, or probable, in the judgment of the committee, should be noted. The liabilities of each of the larger borrowers, and loans to affiliated interests, should be aggregated and carefully con sidered. The report should also show the general character of the loans—whether well distributed; the general character of the collaterals; whether corporations in which officers or directors are interested borrow to an undue extent; also any large liabilities of the officers or directors. It should also be shown whether all paper claimed by the bank as its own property, including collaterals, is properly indorsed or assigned to it, and all mortgages recorded. Any loans exceeding 10 per cent of the capital and surplus of the bank: should be reported. The signatures of all note makers and indofsers should be carefully scrutinized, and any erasures and alterations or any indications of manipulation should be carefully investigated and reported to the full board. All overdue paper should be listed and comment made as to its collectibilijky. (4) The certificates of deposit and the cashier's checks should be verified by totaling those outstanding as shown by the register and comparing with the general ledger, and also by comparing the canceled certificates and checks with the register and checking them against the stubs. (5) The copy retained by the bank of the report of condition made to the Comptroller at the last call should be compared with the bank's books at that date, particularly with reference to the excessive loans and directors' and officers' liabilities reported to the board of directors. (6) The bank's last reconcilements of accounts with correspondent banks should be compared with the bank's books, and a transcript of the bank's account from the date of the last reconcilement to the date of the examination sent to the correspondent bank with a request for verification. (7) Individual ledger balances should be verified in such manner as the directors may deem advisable, by calling in pass books, by sending out reconcilements of certain accounts selected by the directors, or in some other suitable way. A trial balance of the ledger should be taken by some member of the committee, or at least by some person other than the clerk engaged on the ledger. (8) Overdrafts should be totaled and carefully considered, and the report should show any estimated losses. (9) The committee should consider carefully the "profit and loss" and the "expense'' accounts, with a view of determining whether the charges against those accounts are proper, whether the earnings of the bank warrant the expense charges, and whether the bank is making a legitimate profit. (10) The examining committee should inquire carefully into the arrangement of the working affairs of the bank and ascertain whether any employee who keeps the REPORT OF THE COMPTROLLER OF THE CURRENCY. 85 individual ledger receives deposits or balances pass books; and whether the employees are properly bonded, and in whose custody the bonds are lodged. (11) Any liability of the bank for borrowed money should be listed, and the proper authority and the necessity for such borrowing ascertained. The total amount of the present liabilities of that nature should be reported to the board, including money borrowed from other banks on certificates of deposit. The report of the directors or the examining committee should show that these points have been covered, and should recite any deficiencies discovered. The report should also contain a complete statement of the total assets and liabilities of the bank, with any additions or deductions that in the judgment of the directors should be made as a result of their investigation. There should also be included a detailed statement of the loans which the directors estimate as worthless, doubtful, or insufficiently secured, giving reasons therefor, and as nearly as possible the real value. A statement should also be made of any matters which in the opinion of the committee affect in any way the bank's solvency, stability, or prosperity. It is believed that there are few instances where the examining committee can not, if they will take the necessary time, cover these points fully and satisfactorily. An examination twice a year, along the above lines, by a committee of the directors who will give sufficient time to the work to make it thorough and complete, can not fail to be of great benefit to all concerned, and this the directors owe to the shareholders who have placed them in their positions of trust. In order to give the directors every possible assistance, the national bank examiners were instructed to take up with the directors upon their next round of examinations the proper methods of verification and to give them all the information along that line that they might desire. The examiners are now doing this, and in many cases the board of directors or the examining committee are accompanying the national bank examiner through all the details of his work. Reports of examining committees are now coming into the comptroller's office daily. Each one is being carefully scrutinized, and where it appears that the ground was not thoroughly covered, a letter is being written calling attention to the specific items omitted and suggesting that upon the examiner's next visit he be consulted in regard to them. A decided improvement is already noticeable in the character of the examinations, and it is believed that during the coming year practically every board of directors will be fully informed as to the proper methods of verifying the affairs of their bank and will be making thorough examinations, and that the effectiveness of directoral supervision from now on will be greatly increased. LAWRENCE O. MURRAY, Comptroller of the Currency. The SPEAKER OF THE HOUSE OF REPRESENTATIVES. APPENDIX. 87 DIGEST OF DECISIONS RELATING TO NATIONAL BANKS. [The following decisions reported in volumes 223 and 224, U. S. R., and volumes 193-197, Fed. Rep., were reported too late to be included in the Digest of Dicisions Relating to National Banks for April, 1912.] ACCOMMODATION PAPER. Accommodation notes—Participation in fraud—Jury questions (U. S. C. C. A., 1912).— In an action on an accommodation note, carried by a bank fraudulently, whether the indorser participated in the fraud, and whether he signed for the accommodation of the bank, or to accommodate its officers, held under the evidence jury questions. (Westwater v. Lyons, 193 Fed. Rep., 817.) Power of bank to hold accommodation note (U. S. 0. 0. A., 1912).—A bank may hold a note for its own accommodation under the ordinary relationship governing accommodation paper. (Ib.) Pawl or extrinsic evidence—Accommodation notes (IT. S. C. C. A., 1912).—A national bank having failed to sell an entire issue of stock, which was necessary before it could do business on increased capital, a third person in accordance with an agreement between the officers, gave his note for the price of the remaining shares to a director, who indorsed and delivered it to the bank; the shares being issued in his name. The maker having become insolvent, defendant was induced by such director to execute his accommodation note to the director's uncle, who indorsed it, and it was substituted for that of the first maker. The notes were carried and reported as assets of the bank until its failure; but neither maker paid any interest, the dividends on the stock being applied thereon. The cashier gave defendant a letter assuring him that he would not be held, liable on his note. Held, that instructions which assumed that the letter was admissible only as evidence of a release by the bank of any liability of defendant if he was innocent in the transaction were erroneous; the letter being also admissible as tending to show that the note was given as an accommodation to the bank. (Ib.) Instructions to jury on accommodation note (U. S. C. C. A., 1912).—An instruction that if the defendant accommodated the bank, and did not know for what purpose the note was to be used, verdict might be for defendant if the directors authorized the letter, was improper, since he was entitled to a verdict if the note was made for the bank's accommodation innocently. (Ib.) COLLATERAL SECURITIES. Conversion of collateral—Eight of possession in third person as a defense (U. S. C. C. A., 1912).—It is a complete defense to an action for conversion of property which came lawfully; into defendant's possession that it delivered the same to a third person, who was entitled to its possession. (McKinnon v. Western Development Co., 196 Fed. Rep., 487.) Evidence in action for conversion of collateral (U. S. C. C. A., 1912).—Where plaintiff sued defendant bank for the conversion of collateral delivered as security for a loan which the bank agreed to make, but failed to make the loan, defendant could show that the arrangement was made with one of the bank's officers, who agreed personally to advance the money to another bank to make the loan, and did so, and that the collateral was delivered to him. (Ib.) When bank has general lien on collateral (U. S. C. C, 1911).—Where a note given to a bank for a loan of $20,000 declared that the maker had deposited collateral as security for the payment of the note and every other liability of the undersigned to the bank, direct or contingent, due or to become due, or which might thereafter be contracted or existing, followed by a specific description of the collateral, such collateral was pledged to secure not only the $20,000 note, but also the other indebtedness of the maker to the bank. (Commercial and Savings Bank v. Robert H. Jenks Lumber Co., 194 Fed. Rep., 732.) (U. S. C. C , 1911).—Where an insolvent corporation deposited collaterals with claimant bank as security for its entire indebtedness, the bank on administration of the corporation's estate in equity was entitled to prove its claim for the full amount of its debt and to receive dividends up to the balance due after crediting the proceeds of the sale of the collaterals. (Ib.) 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. Pledge of bonds with an agreement that part should be exchanged at par for notes held b$ bank (IT. S. D. 0., 1912).—Bonds of a corporation were pledged to a bank, with an agreement that part of the bonds should be exchanged at par for notes held by the bank; the corporation paying a difference by check. The check was not cashed, and the notes were not returned. Held, in a suit to wind up the corporation, the bonds must be regarded as pledged. (Nichols v. Waukesha Canning Co., 195 Fed. Rep., 807.) Reception of accommodation note secured by collateral liability of bank (IT. S. C. C. A., 1912).—A national bank receiving a note of a third person for the debt of its cashier who pledged collaterals attached to the note must be deemed to have contracted to keep the securities for the benefit of the maker, and its failure to do so was a breach of contract. (Skud v. Tillinghast, 195 Fed. Rep., 1.) Execution of accommodation notes for officers of bank—Knowledge of officers imputable to bank (IT. S. C. C. A., 1912).—Where an accommodation note was made to a national bank and collaterals were attached thereto to secure the bank for a debt due from its cashier, the president's interest in the transaction was not adverse to the bank, so that his knowledge with respect to the transaction was imputable to the bank. (Ib.) Bank having received the benefit is liable for the loss of the collateral (IT. S. C. C. A., 1912).—Since the bank could not receive the benefit of the note without bearing the burden of the knowledge of its officers that the note was secured by the collaterals, it was liable for the loss of such collaterals. (Ib.) Rights of receiver of insolvent bank (IT. S. C. C. A., 1912).—A receiver of an insolvent national bank stands in the place of the bank as to property equitably belonging to third persons. (Ib.) Loss of securities available to maker by way ofrecoupment when sued on note (IT. S. C. C. A., 1912.—Where a national bank received a third person's note for the accommodation of its cashier who pledged securities attached to the note, the failure of the bank to protect the securities, whereby they were lost, was available to the maker by way of recoupment when sued on the note by the receiver of the bank. (Ib.) Action on principal claim—Rights of pledgee (IT. S. C. C. A., 1912).—A pledgee in possession of the pledge and entitled to retain the same until his claim is paid need not, as between himself and the pledgor, resort as a general rule to the pledge before suing on the principal claim, though he may be compelled to release the pledge when his claim is satisfied. (Ib.) Effect of conversion of pledge by pledgee (IT. S. C. C. A., 1912).—A pledgee who converts the pledge thereby in effect to the extent of its value discharges the debt, and the same result follows where the pledgee through his fault fails to preserve the pledge. (Ib.) COLLECTIONS, GENERALLY. Collections^—Acts within power in connection with (IT. S. Supreme Court, 1912).— While a national bank can not act as trustee and hold land for third persons, under 5136, Revised Statutes, it may do those acts that are usual and necessary in making collections of commercial paper and evidences of debt. (Miller v. King, 223 U. S., 505.) Collections—Capacity to act as assignee of judgment (IT. S. Supreme Court, 1912).— A national bank, under 5136, Revised Statutes, may be assignee of a judgment to collect and distribute the amount thereof where the assignment is not made merely to enable it to sue in its own name. (Ib.) Ultra vires acts—Who may raise question—quaere as to (U.S. Supreme Court, 1912).— Quaere: Whether any but the Government can raise the question that a national bank in acting as trustee violates 5136, Revised Statutes. Kerfoot v. Bank, 218 IT. S., 281. (Ib.) TITLE TO CLAIMS DEPOSITED WITH BANK FOR COLLECTION. When depositor entitled to proceeds of collections (IT. S. District Ct., 1912).—Where complainant deposited a number of checks and vouchers payable to him in a bank, duly indorsed in blank, and the bank credited plaintiff's account with the amount thereof, but there was no agreement that complainant might draw against them until they were collected, and the bank was notified thereof, the bank prior to such collection and notice did not become the debtor of complainant but was a mere agent to collect, and having passed into the hands of the Comptroller of the Currency before notice by other banks to which the items were sent for collection that the collections had been made and the proceeds credited to insolvent bank's account, and the proceeds of tho collections having thereafter been paid to the bank's receiver, complainant was entitled to recover the same as a trust fund from the receiver. (Goshorn v. Murray, Fed. Rep., 407.) Digitized for197 FRASER KEPOET OF THE COMPTKOLLER OF THE CURRENCY. 91 When deposit of checks of third parties presents no basis for claim for preference (tJ. S. C. C. A., 1912).—Checks of third parties on a bank with which they are deposited, which are paid by crediting the bank and charging the drawers on its books, do not increase the cash in the bank and present no basis for a preferential payment to the depositor. (Empire State Surety Co. v. Carroll County, 194 Fed. Rep., 593.) (U. S. 0. C. A., 1912).—The deposit of checks of third parties, which are credited to the depositor and used by the bank to pay its debts, bring no money into its cash and lay no foundation for a preferential payment to the depositor. (Ib.) (U. S. C. C. A., 1912).—Checks of third parties deposited with a bank credited to the depositor and collected through a clearing house do not warrant a preferential payment, in the absence of proof of the actual balance of cash which the bank received through the clearing house, for they may have been, and presumptively were, used in whole or in part to discharge debts of the bank. (Ib.) INSOLVENCY AND RECEIVERS. (See also Collections—Title to claims deposited with bank for collection and Trusts— Following trust funds—preferences.) POWERS OP RECEIVER TO DISPOSE OF ASSETS AND COMPOUND CLAIMS. When receiver can not compromise claim (U. S. C. C. A., 1912).—It is beyond the power of a receiver of a national bank, who is a party to a decree allowing a preferred claim in a suit between a creditor of the insolvent who is entitled to appeal from the decree and the receiver and the successful claimant, to deprive the creditor of his right to appeal from the decree and this court of its jurisdiction to review it, by compromising it with the successful claimant without the consent oi the aggrieved creditor and without any order of the court. Barber Asphalt Paving Co. v. Morris, 132 Fed. ,945, 953; 66 C. C. A., 55, 63, 67; L. R. A., 761. (Empire State Surety Co. v. Carroll County, 194 Fed. Rep., 593.) INTEREST AND USURY. Actions under Revised Statutes, 5198, to recover usurious interest—When period of limitation begins to run (U. S. Supreme Court, 1912).—The two-year limitation in Revised Statutes, 5198, within which an action must be commenced against a national bank to recover double the amount of payments of usurious interest begins to run from the time of payment of the usurious interest, and not from the time of payment of the note. (McCarthy v. First National Bank, 223 U. S., 493.) Usurious contracts prohibited—No statute of limitations to defense of usury (U. S. Supreme Court, 1912).—National banks are prohibited from making usurious contracts, and whenever the debtor is sued on such a contract he may plead the usury and be relieved from payment; as to this defense there is no statute of limitations. (Ib.) Usurious interest exacted by—Remedies and defenses of debtor^ (U. S. Supreme Court, 1912).—Where a national bank reserves or deducts usurious interest in advance, the debtor may plead usury, but may not recover double the amount paid under 5198, Revised Statutes. (Ib.) Usurious contracts—Actions on—When statute of limitations begins to run (IT. S. Supreme Court, 1912).—When the debtor actually makes, and the national bank knowingly receives and appropriates, a payment of usurious interest, the cause of action arises and the statute begins to run. (Ib.) Locus penitentix—To whom privilege granted (U. S. Supreme Court, 1912).—There is no locus penitentise. That privilege is only granted to those banks which, having charged usury, may by refusal to accept interest when tendered show that they will not carry the illegal contract into effect. (Ib.) LOCATION OF BANK, CHANGE OF. (U. S. District, 1912).—A national bank organized in a village, the name of the village being entered in its organization certificate as the "place" where its banking business is to be carried on, can not, on the subsequent annexation of said village to an adjacent city, remove beyond the limits of said village at date "of annexation into the city to which said village had been annexed without the consent of the Comptroller of the Currency and without increasing its capital to an amount equal to that required for the organization of a national bank in said city and complying with all other requirements applicable to national banks in said city. (Murray v. First National Bank of Capitol Hill, Okla. Decision overruling demurrer on Oct. 15, 1912, in United States District Court for Western District of Oklahoma; the case not reported.) 92 BEPOBT OF THE COMPTEOLLEE OF THE CUEEENCY. OFFICERS, CIVIL, LIABILITY OF. False statements—Right of action for (U. S. Supreme Court, 1912).—Although the common-law action of deceit does not lie against directors of a national bank for making a false statement, and the measure of their responsibility is laid down in the national banking act (Yates v. Jones National Bank, 206 U. S., 158), an action may be maintained in the State court regardless of the form of pleading if the pleading itself satisfies the rule of responsibility declared by that act. (Thomas v. Taylor, 224 U. S., 73.) False statements—Liability of directors—Effect of involuntary character of statement (IT. S. Supreme Court, 1912).—The fact that a statement of the condition of a national bank is not made voluntarily, but under order of the Comptroller of the Currency, does not relieve the directors from liability for false statements knowingly made therein. (Ib.) False statements—Liability of directors—Effect of notice from comptroller to collect or charge off assets (U. S. Supreme Court, 1912).—Notice from the Comptroller of the Currency to directors of a national bank to collect or charge off certain assets is a warning that those assets are doubtful; and to disregard such a notice and represent the assets in a-statement to be good is a violation of the law and renders the directors making the statement liable for damages to one deceived thereby. (Ib.) Liability of officers and directors for false reports (U. S. C. C. A., 1912).—The making and publishing by a national bank of the reports required by statute are not merely for the information of the comptroller, but are to guide so much of the public as may have occasion to act thereon, and one who buys from another stock in the bank in reliance upon a false report of its condition and suffers damage thereby has a right of action against any officer or director who, knowing its falsity, authorizes such report under Revised Statutes 5239, which makes them individually liable for damages sustained by the association, its stockholders, "or any other person.'' (Chesbrough et al. v. Woodworth, 195 Fed. Rep., 875.) Damages are personal (U. S. C. C. A., 1912).—The damages in such a case are personal with plaintiff, who sues in his own individual right and not in that of the association. (Ib.) Actions against directors—Issue and'proof (U. S. C. C. A., 1912).—Such an action against directors involves no direct issue of negligence, the sole primary issue being whether a defendant caused or permitted to be made a statement of the bank's condition on which plaintiff relied to his injury, and which statement defendant knew was materially false. The liability of the directors is several, and plaintiff may sue one or more, but must make out a sufficient case against each one to authorize a recovery against him, and, in general, the detailed history of the entire transaction and of each defendant's connection with the same is admissible. (Ib.) When director held to know that statements are false, and to be liable therefor (IT. S. C. C. A., 1912).—In such an action, where the falsity of the statement consisted in its including as resources in the loans and discounts paper to a large amount which was worthless, the making and publishing of the statement, which under the general custom are merely the automatic result of the bookkeeping, do not constitute the underlying wrong, and any director who participated in or approved the continued carrying on the books of such paper as assets at its face value to an amount sufficient to affect the standing of the bank and knowing its worthlessness is bound to know that under the prevailing practice the statements will be substantially false, and is responsible therefor. (Ib.) Director liable if he does not make reasonable personal effort to induce proper action (TJ. S. C. C. A., 1912).—While the duty of charging off such worthless paper is that of the board of directors as an entity, and in such matter it has a reasonable discretion, when the duty exists and is wholly unperformed an individual director who is engaged generally in the performance of his functions may be personally liable because of his participation in the failure to act by failing to make reasonable personal efforts to induce the proper action. (Ib.) Evidence in actions against directors (U. S. C. C. A., 1912).—An action against directors of a national bank to recover damages sustained by plaintiff because of the making and publication by the bank of statements including as assets a large amount in worthless notes, in reliance pn which statements plaintiff purchased stock at more than its actual value, is not supported by evidence that such notes were for loans to the maker in excess of the 10 per cent permitted by Revised Statutes, section 5200 (U. S. Comp. St. 1901, p. 3494), since that fact does not affect their collectibility, but evidence to show motive, as that defendants were themselves selling their stock at a high price, is material. (Ib.) EEPOKT OF THE COMPTEOLLEE OF THE CUEEENCY. 93 (U. S. C. C. A., 1912).—In such an action, the fact that plaintiff subsequently became a director and joined in attesting statements which included as assets some of the same paper was admissible as in the nature of an admission that such paper was not so clearly worthless as to make defendants' acts unlawful, its weight being for the jury. (Ib.) Action against directors—Measure of damages (U. S. C. C. A., 1912).—The general rule of damages in actions of deceit that one induced by false representations to purchase property at more than its value is entitled to recover the difference between what the property was actually worth and what it would have been worth if the representations had been true, not exceeding the sum paid, is not applicable to an action against directors of a national bank under Revised Statutes, section 5239 (U. S. Comp. St. 1901, p. 3515), by one who purchased stock of the bank in reliance on published statements of its condition which were false, in that they included as assets in the loans and discounts a large amount of worthless paper; since under such section defendants are liable only for knowing violations of the law. In such case the measure of plaintiff's recovery is the difference in the fair market value of his stock if all the paper had been of a character entitling it to be reported as assets, and that sum which would have been its fair market value if the directors, in the exercise of due care and good faith, had charged off the books, and not reported so much of the paper as they knew or had good reason to believe was uncollectible, assuming that defendants participated in or assented to such nonaction. (Ib.) OFFICERS, CRIMINAL LIABILITY OF. Aiding and abetting—Dates (U. S. C. C. A., 1912).—An indictment for aiding and abetting a national bank clerk to misappropriate the bank's funds contained 10 counts, relying on 10 different transactions, giving the date of the first as of December 1, 1909, the second on December 9, and running through to include December 31. Held, in the absence of a bill of particulars, the jury might select 10 dates out of the whole list of dates involved on which to base a conviction, except as something occurred during the trial to specifically fix the dates. (Kelliher v. United States, 193 Fed. Rep., 8.) Aiding and abetting—Not necessary to allege with particularity (U.S. C.C.A., 1912).— The rule applied that where accused was charged with aiding and abetting a nationalbank clerk to misappropriate its funds, in violation of Revised Statutes, section 5209 (U. S. Comp. St. 1901, p. 3497), it was not necessary that the indictment should allege with particularity the nature of the aid or abetting rendered. (Ib.) 11 Aid or abet1 '—Defined (U. S. C. C. A., 1912).—The words "aids or abets,'' as used in Revised Statutes, section 5209 (U. S. Comp. St. 1901, p. 3497), providing that every person who with intent to deprive a national banking association of its funds aids or abets any clerk or agent in any violation of such section shall be guilty of a misdemeanor, are to be construed according to their natural import, and are satisfied by proof that"accused actually participated in such misappropriation, and of concurring acts performed by him to that end. (Ib.) Misappropriation of funds (U. S. C. C. A., 1912).—Where an indictment for aiding and abetting a national-bank clerk to misapply certain of the bank's funds alleged that the clerk was also a depositor, that he obtained possession of the bank's funds by means of overdrafts, and that he neglected to inform the bank's officers thereof, but, instead, secreted the same by false entries, the indictment sufficiently set out the funds were misapplied by the clerk. (Ib.) Misappropriation of funds—Knowledge of officer (U. S. C. C. A., 1912).—Where a national-bank clerk misappropriated a large amount of the bank's funds by a system of more than 50 overdrafts, and the Government claimed that accused was an aider and abettor therein, the fact that the bank's officers might have had knowledge of some of the overdrafts did not relieve the transactions of their criminal character. (Ib.) Aiders and abetters—Accomplice testimony—Corroboration (U. S. C. C. A., 1912).—The rule applied that it is not necessary that an accomplice should be corroborated in every particular in order to sustain a conviction; it being enough, if the corroboration extends to a point sufficient to show that the accomplice has testified truly in some particulars, as to authorize the jury to infer that he has so testified in others. (Ib.) Aiding and abetting—National-bank funds—Misappropriation—Modus operandi— Knowledge (U. S. C. C. A., 1912).—In a prosecution of accused for aiding and abetting a national-bank clerk to misappropriate its funds in violation of Revised Statutes, section 5209 (U. S. Comp. St., 1901, p. 3497), it was not necessary to sustain a conviction of defendant that the United States prove that he knew the clerk's modus operandi in obtaining the funds. (Ib.) 94 REPORT OF THE COMPTROLLER OF THE CURRENCY. Misappropriation of funds—Aiding and abetting (U. S. C. C. A., 1912).—Where accused, with knowledge that a national-bank clerk had misappropriated certain of the bank's funds, actually accepted into his own hand what he knew to be moneys of the bank, and used or pretended to use the same for the clerk in gambling, he was guilty of aiding and abetting the clerk, in violation of Revised Statutes section 5209 (IT. S. Comp. St., 1901, p. 3497), he shall be guilty of a misdemeanor. (Ib.) POWERS. Purchase of stock (U. S. C. C. A., 1912).—Under Revised Statutes, section 5136 (U. S. Comp. St., 1901, p. 3455), defining the general powers of national banks, and conferring no express power to deal in stocks of corporations, a purchase of stock in a corporation by a national bank from one of its officers for the purpose of selling the same at a profit was ultra vires and voidable as between the parties. (Barron v. McKinnon, 196 Fed. Rep., 933.) Purchase of stock an ultra-vires act, but title passes to bank (U. S. C. C. A., 1912).— Though a purchase of corporate stock by a national bank from one of its officers was ultra vires and voidable as between the parties, it was not void, and title passed to the bank which it could transfer to a third person prior to any election by the other party to the original transaction to rescind the sale. (Ib.) Doctrine of ultra vires (U. S. C. C. A., 1912).—The doctrine of ultra vires rests on the principle that on grounds of public policy courts will not enforce an illegal or ultravires contract, and that a defendant may avail himself of the defense in a suit brought to enforce such contract. (Ib.) Purchase of real estate (U. S. C. C. A., 1912).—A purchase of real estate by a national bank for a purpose other than that specified by Revised Statutes, section 5137 (U. S. Comp. St., 1901, p. 3.460), is voidable only and not void. (Ib.) Loans on its own stock—Purchase and transfer of the stock (U. S. C. C. A., 1912).— Though a national bank has no power to loan money on its own stock as collateral in violation of Revised Statutes section 5201 (U. S. Comp. St., 1901, p. 3494), a loan made in violation of such section is voidable only, and hence the bank, having been compelled to take title to its stock so held as collateral, may convey a good title to a purchaser. (Ib.) Ultra vires defense of—Statu quo (U. S. C. C. A., 1912).—Where a defense of ultra vires is available on the ground of public policy, the court will strive to do justice between the- parties, either by refusing to interfere in rare cases, or by permitting the money or property parted with on the faith of the unlawful contract to be recovered or compensation made therefor. (Ib.) TRUSTS. Following trust funds—Preferences (U. S. C. C. A., 1912.)—One who is an equitable owner of a fund for many sound reasons is entitled to no preference over one who is the equitable owner of his fund for one sound reason in payment out of a common fund in which the trustee has commingled them. (Empire State Surety Co. v. Carroll County, 194 Fed. Rep., 593.) (U. S. C. C. A., 1912.)—Where a trustee has commingled in a common fund the moneys of many beneficiaries, it is presumed that the moneys were paid out in the order in which they were paid in, and the beneficiaries are entitled to preferences in the inverse order. (Ib.) (U. S. C. C. A., 1912.)—For a cestui que trust to maintain a claim of preferential payment, clear proof that the trust property or its proceeds went into a specific fund or a specific piece of property is necessary; proof that it went into the general assets of the insolvent estate being insufficient. (Ib.) (U. S. C. C. A., 1912.)—Proof that a trustee commingled a trust fund with his own and made payments out of the common fund held a sufficient identification of the remainder not exceeding the smallest amount subsequent to the commingling; it being presumed that the trustee regarded the law and neither paid out nor invested in other security the trust fund. (Ib.) (U. S. C. C. A., 1912.)—It is presumed that promissory notes, bonds, and other property coming into the hands of a receiver of an insolvent were not produced by the use of and are not trust property. (Ib.) When claim of a cestui que trust to a preference will not be allowed (U. S. C. C. A., 1912).— A claim of a cestui que trust to a preference in payment out of the assets of an insolvent estate will not be allowed over the objection of the receiver, where the claims of the majority of the creditors in amount and in value which the receiver represents are equal to it in law and in equity, although such creditors are content to share ratably with all the creditors and make no claims for preferences. (Ib.) TABLES ACCOMPANYING THE REPORT. TABLE NO. 1.—Comptrollers and Deputy Comptrollers of the Currency, dates of appointment and resignation, and States whence appointed. No. Name. Date of appointment. Date of resignation. State. COMPTROLLERS OF THE CURRENCY. Hugh McCulloch Freeman Clarke Hiland R. Hulburd John Jay Knox Henry W. Cannon William L. Trenholm Edward S. Lacey A. Barton Hepburn James H. Eckels Charles G Dawes William Barret Ridgely Lawrence O. Murray May Mar. Feb. Apr. May Apr. May Aug. Apr. Jan. Oct. Apr. 9,1863 21,1865 1,1867 25,1872 12,1884 20,1886 1,1889 2,1892 26,1893 1,1898 1,1901 28,1908 Mar. 8,1865 July 24,1866 Apr. 3,1872 Apr. 30,1884 Mar. 1,1886 Apr. 30,1889 June 30,1892 Apr. 25,1893 Dec. 31.1897 Sept. 30.1901 Mar 28,1908 May Aug. Mar. Aug. Jan. Jan. Aug. Apr. Mar. Sept. June July 9,1863 1.1865 12,1867 8,1872 5,1886 27,1887 11,1890 7,1893 12,1896 1,1898 29,1899 1,1908 Aug. Jan. Apr. Jan. Jan. May Mar. Mar. Aug. June Indiana. New York. Ohio. Minnesota. Do. South Carolina. Michigan New York. Illinois. Do. Dc. New York. DEPUTY COMPTROLLERS OP THE CURRENCY. Samuel T, Howard Hiland R. Hulburd John Jay Knox John S.Langworthy V. P . Snyder J. D. Abrahams R. M. Nixon Oliver P . Tucker George M. Coffin Lawrence O. Murray Thomas P. Kane Willis J. Fowler 1,1865 31.1867 24;1872 3,1886 3,1887 25,1890 16,1893 11,1896 31,1898 27,1899 New York. Ohio Minnesota. New York. Do. Virginia. Indiana. Kentucky. South Carolina. New York. District of Columbia Indiana. TABLE NO. 2.—Names and compensation of officers and clerks in the office of the Comptroller of the Currency, Oct. SI, 1912. Name. Lawrence O. Murray Thomas P. Kane Willis J. Fowler George T. May Edmund E. Schreiner Albert A. Clemons Watson W . Eldridge Stephen L. Newnham WillardE. Buell Theodore O. Ebaugh Charles A. Stewart William S. Davenport Milton J. Hull Frank T. Israel. William A. Nestler Edmund F . Quinn Frederick R. Steffens Adelia M. Stewart Ephraim S. Wilcox Arthur M. Wheeler Antoinette Avery Harriett M. Black James M. Britt Henry B. Davenport Susan N. Dutrow Bruce E. Hutchinson Grade. Salary. Comptroller Deputy Comptroller, do. Chief clerk Superintendent.. Chief of division. do do Teller Bookkeeper Assistant bookkeeper.. Clerk, class 4 .do. .do. .do. .do. .do. .do. .do. .do Stenographer.. Clerk, class 3 . . .do ..do. .do. .do. $5,000 3,500 3,000 2,500 2,500 2,500 2,200 2,200 2,000 2,000 2,000 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,600 1,600 1,600 1,600 1,600 1,600 95 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 2.—Names and compensation of officers and clerks in the office of the Comp- troller of the Currency, Oct. 31, 1912—Continued. Name. Francis J. Kilkenny Morris M. Ogden 1 Carrie L. Pennock John W. Snapp Julia A. Snell Willis B. Speare Warren E. Sullivan George Thompson William J. Tucker Eveline C. Bates Oscar A. Carlson Harrie B. Ellis Sarah F. Fitzgerald Thomas D. Gannaway William E. Hall Tunis Hicks Eliza R. Hyde William A. Kelly John 0 Lewis Charles T. Maxey... Daniel C. Mulloney Carrie B. Pumphrey Eliza A. Saunders Margaretta L. Simpson Robert R. Spencer Paul Wagner Mary E. Bates Carl Bock John C. Bulger Russell 0. Burton Louisa Campbell Ellen Carey Ira I. Chorpenning Sidney B. Congdon Mary L. Conrad Irene Elliott James R. Facer James A. Frazier Clyde E. Gross Thomas E. Harris Reginald M. Hodgson Edna E. Johnston Alice M. Kennedy Isaac B. Lazarus Mary A. Martin Daniel H. Mason John J. McDonnell Moses Offenburg Vera L. O'Mara Walter J. Owens Frank H. Perry Marion RadclinV Jason P. Stiles Clara L. Willard Percival E. Wilson George H. Wood John P. Yeatman George T. Barksdale . . Sophia R. Beatty Elida M. Carman Walter L. Eddv Chester K. Gould Julian R. Hohenstein Herman Hunt Kate Kavanaugh Arthur McFadden Clara M. Murphy Wade H. Osburn Ray A. Roberts Lizzie S. Robinson Henry E. Smith Emma W. Stokes John R. Vose Thomas P. Wilgus Jacob L Bright Jane Bailey George M. Cook Claude De Baum Walter K. Durnbaugh Margaret A. Fallon Salary. Grade. Clerk, class 3 ... do . . . .do ....do .do . . . . ....do do . . ..do ....do Clerk, class 2 . ...do ....do .do . . . do do . .do do do . . . .do do . . . do .do do do ..do do Clerk, class 1 do do do . do ..do do do do do . . . do ..do do do do .do do . ..do do do do do do do . . . . .. . do do do do do ..do do Clerk class E do do do do do do do do . . do do . . do .do do . do do do Clerk class D do . . . do do .....do * $200 additional as bond clerk. . . . $1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,400 1,400 1,400 1,400 1.400 1,400 1,400 1,400 1,400 1,400 1 400 1,400 1,400 1,400 1,400 1,400 1,400 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1 200 1,200 1,200 1,200 1,200 1 000 1 000 1,000 1 000 1 000 1,000 1 000 1,000 1,000 1,000 1 000 1,000 1,000 1,000 1,000 1 000 1,000 1 000 900 900 900 900 900 97 EEPOET OP THE COMPTEOLLER OF THE CURRENCY. TABLE NO. 2.—Names and compensation of officers and clerhs in the office of the Comptroller of the Currency, Oct. 31, 1912—Continued. Name. Grade. Frank Fraser Eliza M. Guerard William G. Jamieson. Anna E. Jones Alfred W. Judson Tonia Korhammer Fred A. Wolff Gertrude I. Barry Emma Brodie Lena M. Brown Julia A. Chandler Mary A. Cross Annie L. Elmore Mary E. Goodall Alice A. Hagerty Maggie T. Hanlon Cassie C. Harrigan Blanche C. Howlett... Clara L. Jaques Margaret E. Jones Harriet P. Lowell Frank P. Serrin Lillie M. Stanowsky.. Agnes O. Tansill Callie Woods John B. Patterson Charles S. Beard William B. Carroll JohnDillard George Kelly Malcolm Phillips Harry E. Simms William Easterday Delia J. Burlingame.. Minna K. Friedrichs.. Clara E. Hamaeher Claude Boor Nathan H. Bryant Thomas W. Sodus Vincent P. Boudreu... Robert M. Fahrney... Emmet V. Pomeroy.. BosaM. Fischer Sadie A. Wright. Salary. Clerk, Class D. .do .do. .do. .do. do do Clerk counter.. do .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. .do. do Messenger Assistant messenger., .do .do. .do. .do. do... Fireman. Counter.. do. do... Laborer, do... ....do Messenger boy. do do Charwoman. do $900 900 900 900 900 900 900 840 840 840 840 840 840 840 840 840 840 840 840 840 840 840 840 840 840 840 720 720 720 720 720 720 720 700 700 700 660 660 660 360 360 360 240 240 TABLE N O . 3.—Expenses of the Office of Comptroller of the Currency for the year ended June 30, 1912. For special dies, plates, printing, etc $530,402.90 For salaries 140,125.25 For salaries reimbursed by national banks 38,211.45 Total expenses of the Office of the Comptroller of the Currency from its organization, May, 1863, to June 30,1912 14,596.167.53 The contingent expenses of the bureau are not paid by the comptroller, but from the general appropriation for contingent expenses of the Treasury Department, no separate account of them being kept. TABLE NO. 4.—Number of national banks organized since Feb. 25, 1863, number passed out of the system, and number in operation Oct. 31, 1912. Total number organized Number passed into voluntary liquidation Number passed into liquidation upon1expiration of corporate existence Number placed in charge of receivers Number passed out of the system Number now in operation 1 64776°—CUR 1912 Exclusive of those restored to solvency. 7 2,172 185 500 10,285 2,857 7,428 98 BEPOBT OF THE COMPTROLLEK OF THE CTJEEENCY. TABLE N O . 5.—Number and authorized capital of national banks organized and the number and capital of banks closed in each year ended Oct. 31 since the establishment of the national banking system, with the yearly increase or decrease. Closed. Organized. Year. 1863 1864 1865 • 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882...... 1883.. 1884 1885 1886 1887 1888 1889... 1890 1891 1892 1893 1894 1895 1896 1897 1898 . . 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 No. Capital. 134 453 1,014 62 10 12 9 22 170 175 68 71 107 36 29 28 38 57 86 227 262 191 145 174 225 132 211 307 193 163 119 50 43 28 44 56 78 383 394 470 553 431 506 455 516 326 309 311 214 188 $16,378,700 79,366,950 242,542,982 8,515,150 4,260,300 1,210,000 1,500,000 2,736,000 19,519,000 18,988,000 7,602,700 6,745,500 12,104,000 3,189,800 2,589,000 2,775,000 3,595,000 6,374,170 9,651,050 30,038,300 28,654,350 16,042,230 16,938,000 21,358,000 30,546,000 12,053,000 21,240,000 36,250,000 20,700,000 15,285,000 11,230,000 5,285,000 4,890,000 3,245,000 4,420,000 9,665,000 16,470,000 19,960,000 21,554,500 31,130,000 34,333,500 21,019,300 33,532,500 21,413,500 34,967,000 22,823,000 22,830,000 30,760,000 12,840,000 16,080,000 Aggregate. 10,285 P e d uct decrease. Net increase Add for banks restored to solvency Total net increase . In voluntary liquidation. No. 3 6 4 12 18 17 14 11 11 21 20 38 32 26 41 33 9 26 78 40 30 85 25 25 34 41 50 41 53 46 79 49 37 70 69 64 43 39 71 72 65 121 81 84 80 149 113 98 83 Capital. $330,000 650,000 2,160,000 2,445,500 3,372,710 2,550,000 1,450,000 2,180,500 3,524,700 2,795,000 3,820,200 2,565,000 2,539,500 4,237,500 3,750,000 570,000 1,920,000 16,120,000 7,736,000 3,647,250 17,856,590 1,651,100 2,537,450 4,171,000 4,316,000 5,050,000 4,485,000 6,157,500 6,035,000 10,475,000 6,093,100 3,745,000 9,659,000 12,509,000 24,335,000 12,474,950 7,415,000 22,190,000 30,720,000 20,285,000 24,409,500 13,223,000 11,745,000 12,415,000 14,225,850 29,123,500 11,010,000 21,605,250 1,077,196,482 2,357 418,281,650 Insolvent. No. Capital. Net yearly increase. * No. Capital. 134 450 $50,000 1,007 56 500,000 1,170,000 410,000 50,000 250,000 7 159 158 1,806,100 36 3,825,000 48 250,000 64 1,000,000 965,000 3,344,000 2,612,500 1,230,000 700,000 45 60 146 1,561,300 220 250,000 150 1,285,000 56 600,000 141 650,000 192 1,550,000 90 1,900,000 168 250,000 248 750,000 127 3,622,000 93 2,450,000 8 10,935,000 2,770,000 5,235,020 3,805,000 5,851,500 1,200,000 850,000 2 1,800,000 334 1,760,000 344 450,000 397 3,480,000 469 1,535,000 346 2,035,000 363 680,000 366 775,000 425 5,560,000 222 768,500 151 875,000 192 275,000 113 1,100,000 97 $16,378,700 79,366,950 242,162,982 7,365,150 930,300 1525 84,770,920 7,684 644,107,982 281 69,964,070 7,403 574,143,912 25 6,480,000 1 2 6 4 1 1 6 11 3 5 9 10 14 8 3 3 2 11 4 8 8 8 2 9 25 17 65 21 36 27 38 7 12 6 11 2 12 20 22 8 7 24 9 6 3 8 Net yearly decrease. No. Capital. 8 10 $1,645,500 9 1,922,710 64,000 18,069,000 15,001,400 253,000 3,700,500 7,283,800 5 7 27 3 340,200 3,294,500 4,075,000 1,385,000 5,104,170 7,731,050 12,357,000 20,668,350 11,109,980 1,518,590 19,056,900 26,458,550 5,982,000 16,674,000 30,450,000 12,593,000 6,677,500 5,740,000 50 7,960,000 42 6,338,120 36 4,405,000 65 11,090,500 19 4,044,000 8,715,000 5,685,050 12,379,500 8,490,000 133,500 800,700 7,088,000 7,510,500 22,447,000 4,848,000 7,835,650 761,500 1,555,000 6,625,250 281 69,964,070 7,428 2 580,623,912 1 Includes 25 banks restored to solvency. 2 The total authorized capital stock on Oct. 31 was $1,053,670,435; the paid-in capital, $1,053,367,805, including the capital stock of liquidating and insolvent banks which have not deposited lawful money for the retirement of their circulating notes. < EEPOET OP THE COMPTEOLLEE OF THE CUBBENCY. 99 TABLE NO. 6.—Number of national banks organized, in liquidation, insolvent, and in operation, with bonds on deposit, and circulation issued, redeemed, and outstanding on Oct. 31, 1912. Banks. State or Territory. Maine . New Hampshire Vermont Massachusetts Rhode Island Connecticut New E n g l a n d States Circulation. United States bonds on deposit. Issued. Redeemed. 69 56 50 185 21 79 $6,155,750 5,661,500 4,732,500 28,517,500 4,877,500 13,587,850 $89,420,160 66,972,875 73,796,380 616,281,495 120,770,675 203,569,360 $82,707,862 61,391,191 68,934,301 584,176,774 115,023,313 189,244,722 460 InIn In Organ- solliqui- operized. vent. dation. ation. 110 71 75 313 65 109 4 41 11 18 114 44 26 4 7 14 Outstanding. $6,712,298 5,581,684 4,862,079 32,104,721 5,747,362 14,324,638 743 29 254 63,532,600 1,170,810,945 1,101,478,163 69,332,782 698 New York 228 New Jersey 995 Pennsylvania Delaware 28 123 Maryland 23 District of Columbia... Eastern States... 2,095 49 9 37 944,781,262 89,895,060 1,037,660,795 173,070,920 154,074,906 17,640,070 805,092,345 717,345,458 90,635,160 18,206,185 16,810,391 1,499,750 132,520,420 118,668,682 14 12,777,990 40,071,650 33,120,363 9 5,880,000 342 1,654 218,328,030 2,206,622,315 1,984,801,062 92,879,533 18,996,014 87,746,887 1,395.794 13,851,738 6,951,287 160 134 95 57 141 65 119 46 61 735 62 208 152 6 2 5 1 6 9 8 2 6 31 4 5 7 Southern States.. 2,035 92 589 365 592 214 193 333 450 222 2,958 28 15 21 16 6 8 15 12 Virginia West Virginia North Carolina South Carolina . Georgia Florida Alabama.. Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio . . . Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Middle States North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma 181 140 331 353 87 38 166 56 450 Western States... 1,802 Washington Oregon. California Idaho . . Utah . Nevada Arizona Alaska Pacific States 145 102 273 62 30 15 18 2 647 Hawaii Porto Rico Island possessions 1 3 99 121 177 20 122 359,677,220 313,240,675 379 45,294,530 182 138,896,234 165,117,645 254 25,525,320 96 253,036,715 209,958,969 451 41,479,210 120 87,066,390 75,733,144 99 10,796,200 99 70,540,580 57,026,117 128 13,066,970 59 75,974,400 61,884,783 273 13,130,750 52 338 18,469,080 105,626,350 86,366,061 97 160,358,325 134,571,820 133 28,136,100 77 782 2,055 195,898,160 1,277,397,625 1,077,677,803 46,436,545 26,221,411 43,077,746 11,333,246 13,514,463 14,089,617 19,260,289 25,786,505 199,719,822 22 25 67 106 18 6 30 1] 137 23 7 7 2 1 2 1 42 14 28 8 7 2 4 43 105 3,920,050 3,200.800 12,782,580 9,880,000 3,253,950 1,526,050 8,901,010 1,607,750 9,075,100 54,147,290 15,596,680 13,876,650 59,212,840 59,926,700 15,586,330 7,399,720 43,827,830 9,401,920 38,889,880 263,718,550 11,776,120 10,605,027 46,283,958 49,343,914 12,462, 974 5,979,294 34,631,272 7,828,400 29,156,133 208,067,092 3,820,560 3,271,623 12,928,882 10,582,786 3,123,356 1,420,426 9,196,558 1,573,520 9, 733, 747 55,651,458 80 81 238 52 22 11 13 2 499 7,508,860 5,928,260 43,398,300 2,538,500 3,073, 250 1,579,010 907,460 25,000 29,650,550 22,667,610 165,836,950 8,371,280 14,387,910 5,813,200 4,022,430 226,230 250,976,160 22,203,772 16,533,965 122,044,165 5,945,804 11,415,551 4,029,043 3,173,937 179,050 7,446,778 6,133,645 43,792,785 2,425,476 2,972,359 1,784,157 848,493 47,180 185,525,287 65,450,873 4 306,250 2,298,000 295,600 2,116,153 232,610 181,847 62,990 4 306,250 2,593,600 145 104 244 211 58 30 127 40 305 422 1,264 1 5 1 2 500 221,821,253 15,780,798 9,823,061 7,513,221 4,619,065 10,497,115 5,095,097 8,956,794 2,822,512 6,020,279 36,146,658 2,680,954 17,479,272 10,867,116 138,301,942 4 1 United States.... 10,285 83,895,450 53,298,180 40,358,530 30,160,935 62,257,020 23,119,380 46,284,750 15,756,200 41,373,730 159,597,330 12.109.920 121,449,565 60,794,640 750,455,630 68,114,652 43,475,119 32,845,309 25,541,870 51,759,905 18,024,283 37,327,956 12,933,688 35,353,451 123,450,672 9,428,966 103,970,293 49,927,524 612,153,688 133 14,410,260 21 112 20 8,692,650 74 16 6,703,860 47 4,583,750 9 116 11,270,750 19 48 8 5,522,490 85 8,497,250 26 31 13 3,019,000 32 5,997,500 23 187 517 34,841,970 49 2,878,520 9 145 16,132,800 58 103 10,535,510 42 451 1,492 133,086,310 14 11 20 36 11 2 9 5 8 116 Total currency banks.. Add gold banks 472 199 836 28 108 11 64,958,640 2,348,763 244,837 5,922,574,825 5,172,051,858 3, 465,240 3,390,560 750,522,967 i 74,680 2,357 7,428 730,257,280 5,926,040,065 5,175,442,418 750,597,647 1 Includes notes redeemed but not destroyed. 2 Total number of receiverships, 525. Four banks failed for the second time, and 21 were restored to solvency. 100 REPORT OF THE COMPTROLLEK OF THE CURRENCY. TABLE NO. 7.—Number of national banks organized, in voluntary liquidation, insolvent, and number and capital of associations in active operation on Jan. 1 of each year from 1864 to 1912. In active operation. In volunOrganized. tary liquidation. Year. 1864 1865 .. 1866 1867 1868 1869 1870 1871 1872 1873 . 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 . ... : . .. .... . .. . . . 179 682 1,626 1,665 1,675 1,688 1,696 1,759 1,912 2,073 2,131 2,214 2,315 2,345 2,375 2,405 2,445 2,498 2,606 2,849 3,101 3,281 3,427 3,612 3,832 3,954 4,190 4,494 4,673 4,832 4,934 4,983 5,029 5,054 5,108 5,165 5,240 5,662 6,074 6,566 7,081 7,541 8,027 8,489 8,979 9,302 9,622 9,913 10,119 6 11 16 29 47 62 77 Insolvent. 1 3 10 13 15 87 101 15 19 23 179 40 462 506 578 611 632 668 706 89 102 104 113 121 128 133 853 905 180 243 260 294 327 353 368 373 379 386 389 402 118 141 211 236 274 308 320 349 429 754 804 975 1,024 1,059 1,144 1,207 ,361 ,302 , 351 ,421 ,495 L, 565 .686 1, 759 1,841 1,932 2,084 2,193 2,285 34 37 50 61 76 81 84 85 87 143 169 422 443 447 463 481 484 489 •494 Number. 179 676 1,614 3.646 L,636 1,628 L, 619 1L,667 1,806 L,949 97a 2,036 2,096 2.084 2,078 2,055 2,056 2,094 2,172 2,333 2,550 2,673 2,745 2,888 3,079 3,158 3,351 3,597 3,700 3,799 3,786 3,748 3,711 3,668 3,614 3,590 3,606 3,981 4,337 4,756 5,184 5,554 5,898 6,283 6,675 6,889 7,054 7,231 7,340 Capital. SI4,040,522 135,618 874 403,357,346 420,229,739 420,260,790 426,882,611 433,803 311 442, 427,981 468 210 336 487,781,551 499,003,401 503,347 901 511,155,865 501,392,171 485,557,771 471,609,396 461,557,515 467,039,084 470,018,135 492,076,635 518 031 135 529,910,165 534 378 265 555,865 165 584,726,915 598,239 065 623,791,365 665,267,865 685,762 265 695,148,665 693,353 165 670,906 365 664,076 915 655,334,915 639,440,295 622,482,195 608,588,045 635,309,395 670,164,195 723,416,695 767,567,095 785,411,335 818,482,075 862,016,775 912,369,775 933,020,275 966,406,925 1,014,591 135 1,033,302,135 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. 101 TABLE N O . 8.—National banks chartered during the year ending Oct. 31,1912. ALABAMA. 10102 10131 10138 10178 10099 10100 10107 10114 10120 10124 10133 10134 10149 10150 10166 10167 10168 10177 10184 10197 10200 10201 10204 10208 10213 10228 10233 10259 10271 10273 10281 10282 10284 First National Bank of Ashford First National Bank of Lincoln Total (2 banks) $25,000 25,000 50,000 ARKANSAS. First National Bank of Leslie First National Bank of De Witt Total (2 banks) 50,000 25,000 75,000 CALIFORNIA. First National Bank of Burbank Northern California National.Bank of Redding.. Capital National Bank of SaCf-amento Red Bluff National Bank, Red Bluff First National Bank of Dixon First National Bank of Parlier First National Bank of Winters First National Bank of Tustin First National Bank of Suisjin Citizens National Bank of Alameda First National Bank of Gilroy Security National Bank of Pasadena First National Bank of Van Nuys Marion County National Bank of San Rafael First National Bank of Healdsburg Commercial National Bank of Madera First National Bank of Riverdale National Bank of Tulare Healdsburg National Bank, Healdsburg Claremont National Bank, Claremont First National Bank of Clovis Anaheim National Bank, Anaheim First National Bank of Venice First National Bank of Sonoma First National Bank of Chino San Fernando National Bank, San Fernando... First National Bank of Walnut Creek Rideout, Smith National Bank of Oroville Union National Bank of Jamestown Total (29 banks) 25,000 100,000 100,000 100,000 50,000 25,000 75,000 25,000 100,000 100,000 25,000 100,000 50,000 50,000 100,000 50,000 25,000 100,000 75,000 30,000 25,000 50,000 50,000 25,000 25,000 25,000 25,000 300,000 25,000 1,855,000 COLORADO. 10272 25,000 First National Bank of Cedaredge CONNECTICUT. 10145 50,000 First National Bank of Plainfield FLORIDA. 10136 10236 10245 1,000,000 50,000 40,000 Heard National Bank of Jacksonville First National Bank of Plant City First National Bank of Bradentown 1.090,000 Total (3 banks) 10270 10279 10162 10212 10221 10269 10278 GEORGIA. Macon National Bank, Macon First National Bank of Cuthbert 200,000 Total (2 banks) IDAHO. First National Bank of Soldier Empire National Bank of Lewiston First National Bank of Meridian First National Bank of Ashton First National Bank of Driggs Total (5 banks) 150,000 50,000 25,000 100,000 40,000 35,000 25,000 225,000 102 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 8.—National banks chartered during the year ending Oct. 31,1912—Continued. Charter No. Title Capital. ILLINOIS. 10108 10125 10132 10144 10173 10179 10180 10186 10215 10237 10247 10257 10264 Jefferson Park National Bank, Jefferson Park (P. O. Chicago). First National Bank of Trenton First National Bank of Coal City State National Bank of Mattoon First National Bank of Staunton. Irving Park National Bank, Irving Park (P. O. Chicago). First National Bank of Waterloo First National Bank of Mazon.. Ravenswood National Bank, Ravenswood (P. O. Chicago)... Bowmanville National Bank, Bowmanville (P. O. Chicago). Lawndale National Bank of Chicago First National Bank of Annapolis Witt National Bank, Witt Total (13 banks). $50,000 25,000 25,000 100,000 50,000 100,000 25,000 35,000 50,000 50,000 50,000 25,000 50,000 635,000 INDIANA. 10121 National City Bank of Indianapolis 10171 Indiana Harbor National Bank of East Chicago. 10234 Citizens National Bank of Mulberry Total (3 banks). 1,000,000 100,000 50,000 1,150,000 10123 Farmers and Merchants National Bank of Jefferson.. 10130 Peoples National Bank of Perry 10139 National Bank of Commerce of Sioux City 10146 First National Bank of Corydon 10191 First National Bank of Newell 10207 Peoples National Bank of Waukon 10217 First National Bank of Rockwell 10222 Story City National Bank, Story City 10223 Commercial National Bank of Storm Lake 10238 First National Bank of Terril 10243 National Bank of Milton Total (11 banks). 40,000 50,000 100,000 75,000 25,000 50,000 25,000 40,000 50,000 25,000 25,000 505,000 10161 First National Bank of Spearville. 10195 Farmers National Bank of Alma.. 30,000 25,000 Total (2 banks) 55,000 KENTUCKY. 10254 First National Bank of East Bernstadt 25,000 LOUISIANA. 10153 Union National Bank of Monroe 200,000 MARYLAND. 10210 First National Bank of Federalsburg 10165 Second National Bank of Barre 25,000 MASSACHUSETTS. 25,000 MICHIGAN. 10143 American National Bank of Benton Harbor 100,000 MINNESOTA. 10147 10261 Farmers National Bank of Hutchinson Commercial National Bank of Minneapolis. 225,000 Total (2 banks) 10154 MISSISSE First National Bank of Iuka 10122 First National Bank of Purdy 10231 Southwest National Bank of Commerce of Kansas City. Total (2 banks) 25,000 200,000 25,000 25,000 3,000,000 3,025,000 KEPOET OF THE COMPTBOLLEK OF THE CUEEENCY. 103 TABLE NO. 8.—National banks chartered during the year ending Oct. 31,1912—Continued. NEBRASKA. 10242 First National Bank of Hemingford $25,000 NEW JERSEY. 10110 10118 10142 10224 10248 First National Bank of Eatontown First National Bank of Hope National Bank of Westfield First National Bank of Bradley Beach Ventnor City National Bank, Ventnor City 30,000 25,000 100,000 25,000 25,000 Total (5 banks) 205,000 NEW MEXICO. 10268 First National Bank of Magdalena 10109 10111 10126 10141 10155 10159 10175 10185 10199 10216 10235 10258 First National Bank of Central Square First National Bank of Newark Valley Somerset National Bank of Barker First National Bank of East Eochester Wallkill National Bank, Wallkill First National Bank of Silver Creek First National Bank of Lacona First National Bank of Southampton National Bank of New Berlin Citizens National Bank of Hammond Bath National Bank, Bath.. r Silver Creek National Bank, Silver Creek Total (12 banks) , 50,000 NEW YORK. 25,000 25,000 25,000 25,000 25,000 50,000 25,000 50,000 50,000 25,000 50,000 50,000 425,000 NORTH CAROLINA. 10112 American Exchange National Bank of Greensboro (with branch at South Greensboro] ' 10260 Farmers National Bank of Louisburg Total (2 banks). 400,000 50,000 450,000 NORTH DAKOTA. 10116 First National Bank of Cavalier. 25,000 10101 Third National Bank of New London 10105 Peoples National Bank of Greenfield 10267 Farmers National Bank of Williamsport. Total (3 banks). 50,000 50,000 30,000 130,000 OKLAHOMA. 10104 10113 10115 10117 10119 10151 10158 10160 10170 10172 10193 10196 10202 10203 10205 10209 10226 10227 10239 10240 10244 10249 10255 10262 10277 10280 10283 First National Bank of Kenefic Oklahoma National Bank of Muskogee Bristow National Bank, Bristow National Bank of Claremore First National Bank of Grove Citizens National Bank of Edmond First National Bank of Westville Haskell National Bank, Haskell Latimer County National Bank of Wilbur ton Farmers and Merchants National Bank of EofE First National Bank of Alex Yukon National Bank, Yukon Enid National Bank, Enid Carmen National Bank, Carmen National Bank of Marlow Farmers and Merchants National Bank of Hennessey. Calvin National Bank, Calvin Waukomis National Bank, Waukomis State National Bank of Heavener National Bank of Commerce of Hollis First National Bank of Duncan State National Bank of Hollis Citizens National Bank of Broken Arrow Liberty National Bank of Tulsa First National Bank of Washington Collinsville National Bank, Collinsville Farmers National Bank of Maysville Total (27 banks). 25,000 100,000 25,000 50,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 25,000 100,000 25,000 25,000 25,000 25,000 30,000 25,000 30,000 50,000 25,000 25,000 100,000 25,000 25,000 25,000 960,000 104 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 8.—National hanks chartered during the year ending Oct. SI, 1912—Continued. Charter No. Capital. Title. OREGON. 10103 10164 10218 Peninsula National Bank of St. Johns Lebanon National Bank, Lebanon .. First National Bank of Junction Citv .... Total (3 banks) $50,000 35,000 50,000 135,000 PENNSYLVANIA. 10128 10183 10188 10206 10211 10214 10232 10246 10251 Farmers National Bank of Belleville First National Bank of Three Springs First National Bank of Herminie .. Central National Bank of Mount Union Farmers National Bank of Thompsontown Weissport National Bank, Weissport . First National Bank of Claysburg Farmers National Bank of Rome First National Bank of Nesquehoning Total (9 banks) 50,000 25,000 25,000 60,000 25,000 25,000 25,000 25,000 25,000 . .. 285,000 SOUTH CAROLINA. 10129 10137 10263 City National Bank of Sumter First National Bank of HartsvUle First National Bank of Bishopville . . 150,000 25,000 50,000 Total (3 banks) 225,000 SOUTH DAKOTA. 10098 10187 10256 First National Bank of Kennebec Security National Bank of Alexandria First National Bank of Oldham 25,000 30,000 25,000 : Total (3 banks) 80,000 TENNESSEE. 10181 10190 10192 10198 First National Bank of Linden First National Bank of Doyle First National Bank of Huntsville Farmers National Bank of Fayetteville Total (4 banks) 25,000 25,000 25,000 50,000 125,000 TEXAS. 10140 10148 10152 10163 10169 10182 10189 10220 10225 10229 10230 10241 10266 10274 10275 10276 Commercial National Bank of El Paso Groos National Bank of San Antonio South Texas Commercial National Bank of Houston First National Bank of Bonita First National Bank of Pharr Maud National Bank, Maud La Coste National Bank, La Coste Central Texas Exchange National Bank of Waco National Bank of Commerce of Houston.. First National Bank of Strawn First National Bank of Paducah First National Bank of Gregory First National Bank of Kingsburv First National Bank of Aransas Pass First National Bank of Normangee First National Bank of Cleveland Total (16 banks) . ... . ... 100 000 250,000 1 000 000 25 000 25 000 25 000 25,000 500,000 500 000 25 000 50,000 25,000 25,000 25,000 25,000 25,000 2,650,000 UTAH. 10135 Commercial National Bank of Smithfield 25,000 VIRGINIA. 10156 10194 10252 10253 Virginia National Bank of Danville Seaboard National Bank of Norfolk First National Bank of Honaker 100,000 200 000 25,000 40,000 Marshall National Bank, Marshall.. Total (4 hanlrs) 10174 WASHINGTON. First National Ttanlc of TTftnt. . . . . . . . 365,^00 ,. , 50,000 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. 105 TABLE NO. 8.—National banks chartered during the year ending Oct. 31, 1912. WEST VIRGINIA. 10127 10157 10219 10250 10285 First National Bank of Spencer Clark National Bank, Clark (P. O. Northfork, W. Va.). First National Bank of Fairview Peoples National Bank of Rowlesburg First National Bank of Reedy $50,000 25,000 30,000 25,000 25,000 Total (5 banks) 155,000 WISCONSIN. 10106 10176 First National Bank of Baldwin Citizens National Bank of Merrill 25,000 100,000 125,000 Total (2 banks) 10265 WYOMING. 25,000 First National Bank of Powell Total United States (188 banks.) 16,080,000 TABLE NO. 9.—Number of State banks converted into national banking associations in each State and Territory from 1863 to Oct. 31, 1912. State or Territory. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Number of banks. Capital. 34 28 22 182 52 65 $4,605,000 2,595,000 2,029,990 65,641,200 16,717,550 18,932,770 383 110,521,510 New York New Jersey Pennsylvania Delaware Maryland District of Columbia 213 44 104 6 34 2 93,256,291 7,670,450 30,444,095 585,010 9,824,372 230,000 Eastern States 403 142,010,218 New England S t a t e s . . 2,641,300 1,873,900 1,766,000 1,550,000 1,787,000 1,340,000 1,025,000 265,000 3,025,000 350,000 1,465,000 5,406,900 2,850,000 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Southern States 237 25,345,100 State or Territory. Number of banks. Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri $1,790,000 1,053,000 2,555,000 1,465,000 1,810,000 3,721,000 1,710,000 10,784,300 Middle States. 24,888,300 North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Western States 1,185,000 875,000 3,375,000 2,597,000 330,000 100,000 1,345,000 200,000 2,705,000 321 Washington Oregon California Idaho Nevada United States. 12,712,000 2,065,000 1,266,000 18,502,800 525,000 50,000 100,000 Arizona Pacific States... Capital. 125 22,508,800 1,692 337,985,928 106 EEPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 10.—Number of national banks in each State extended under act of July 12, 1882, to Oct. 31, 1912. Number of banks. State or Territory.* Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut 76 54 49 267 61 86 New E n g l a n d States 593 New York New Jersey Pennsylvania Delaware Maryland District of Columbia 318 95 365 18 60 10 Eastern States 866 a Virginia West Virginia North Carolina South Carolina 19 12 State or Territory. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Number of banks. 23 11 18 9 15 156 8 71 41 Southern States... Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri 444 209 95 189 76 64 55 144 57 Middle States 889 Number of banks. State or Territory. North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma 22 23 89 91 18 10 34 6 5 Western States.... 298 Washington Oregon California Idaho Utah Nevada Arizona 23 23 30 8 9 1 4 Pacific States 98 United States 3,188 TABLE NO. 11.—Number of national banks in each state reextended under the act of July 12, 1882, as amended Apr. 12, 1902, to Oct. 31, 1912. Number of State or Territory. State or Territory. banks. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut '. New E n g l a n d States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Eastern States 47 32 27 144 24 61 335 176 49 146 11 28 3 413 Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Number of banks. 15 9 4 8 6 4 1 3 1 16 11 Southern States... Ohio Indiana Illinois Michigan Wisconsin Minnesota 78 79 40 68 19 20 15 Number of banks. State or Territory. Iowa Missouri 40 10 Middle States..... 291 Nebraska Kansas Wyoming Colorado New Mexico 7 Q 1 4 1 Western States.... Oregon California Utah 19 1 3 1 Pacific States 5 United States 1,141 Charter No. TABLE NO. 12.—National banks the corporate existence of which will expire during the year ending Oct. 31, 1913, with date of expiration and capital, the charters of which may be extended under the act of July 12, 1882. Title. 4814 First National Bank of Glidden 4819 First National Bank of Glasgow 4829 First National Bank of Bement 4826 First National Bank of Monticello 4821 First National Bank of Wadena 4833 Merchants' National Bank of Haverhill 4830 First National Bank of El Reno 4839 First National Bank of Arcanum 4854 Kewanee National Bank, Kewanee 4828 National Bank of Davis for 1836FRASER Clearfield National Bank, Clearfield Digitized State. . ... Date of expiration. 1912. Nov. 1 Iowa Ky.. . Nov. 5 Nov. 15 Ill Nov. 17 do Minn... Nov. 28 Dec. 6 Mass Dec. 7 Okla Ohio . Dec. 10 Dec. 13 Ill . Dec. 20 W Va ...do.... Pa Capital. $50,000 50,000 50,000 100,000 50,000 200,000 50,000 50,000 75,000 50,000 200,000 EEPOET OF THE COMPTBOLLER OF THE CURRENCY. 107 TABLE N O . 12.—National banks the corporate existence of which will expire during the year ending Oct. 31, 1913, with date of expiration and capital, the charters of which may be extended under the act of July 12, 1882—Continued. Title. State. Date of expiration. 1912. Dec. 21 ..do Dec. 23 Dec. 29 Dec. 30 4847 4853 4844 4832 4842 Citizens' National Bank of Austin Fourth National Bank of Cadiz York County National Bank of York Village. First National Bank of Philipsburg Old Phoenix National Bank of Medina Minn... Ohio... Maine.. Pa Ohio... 4838 4848 4850 4866 4872 4845 4856 4849 4851 4887 4846 4859 4894 4852 4862 4860 4858 4863 4861 4865 4867 4869 4870 4889 4881 4879 4877 4885 4882 4884 Isbell National Bank of Talledega American National Bank of Fort Worth First National Bank of Belle Vernon Commercial National Bank of Beeville First National Bank of Princeton First National Bank of Cripple Creek People's National Bank of Hagerstown Maury National Bank of Columbia Prescott National Bank, Prescott Reading National Bank, Reading Merchants' National Bank of Glens Falls First National Bank of Saint James Farmers' National Bank of Beaver Falls Merchants' National Bank of Muncie State National Bank of Oklahoma City Midland National Bank of Newton Citizens' National Bank of Port Henry... First National Bank of Pittsburg Yough National Bank of Connellsville Dublin National Bank, Dublin First National Bank of Hicksville First National Bank of Tonawanda First National Bank of Morris First National Bank of Forest City First National Bank of Hartley Warren National Bank, Warren First National Bank of Verona Farmers' National Bank of Osage First National Bank of Noblesville First National Bank of Girard First National Bank of Hempstead Lincoln National Bank of Pittsburg Merchants' National Bank of San Diego First National Bank of Audubon % First National Bank of Mount Airy Columbia National Bank of Pittsburg First National Bank of Crescq Citizens' National Bank of Hillsboro Second National Bank of Vincennes First National Bank of Blanchard Babylon National Bank, Babylon First National Bank of Carbondale Farmers' National Bank of Hempstead First National Bank of Reynoldsville Springfield National Bank, Springfield First National Bank of Waukon Citizens' National Bank of Stevens Point Farmers' National Bank of Athens First National Bank of New Kensington First National Bank of Newport Matteawan National Bank, Matteawan First National Bank of Atlanta Merchants' National Bank of Wadena National Bank of Decatur National Bank of Western Pennsylvania at Pittsburg. Citizens' National Bank of Frostburg Farmers' National Bank of Ephrata Sullivan County National Bank of Liberty National Farmers' Bank of Owatonna Citizens' National Bank of Appleton First National Bank of North East Blairsville National Bank, Blairsville First National Bank of Normal. National Bank of Orange County at Chelsea. First National Bank of Patton Chapman National Bank of Portland Citizens' National Bank of Minneapolis 1913. Ala.. Jan. 2 Tex. Jan. 14 Jan. 17 Pa. Tex. .do. N. J. Jan. 19 Jan. 21 Colo. Md. Jan. 23 Tenn... Jan. 25 Ariz... ...do Pa. Jan. 27 N. Y . . . Jan. 30 Minn... ...do Pa. Feb. 2 I n d . . . . Feb. 3 Okla... ...do Kans. Feb. 4 N. Y . . . Feb. 6 Tex Feb. 7 Feb. 10 Pa. Tex... do. Ohio.. Feb. 14 N. Y.. ..do.... do. Feb. 15 Iowa, Feb. 20 do.. Feb. 22 Pa. Feb. 23 ..do... Feb. 24 Iowa... ..do Ind. Mar. 1 Ohio... do. N. Y . . . Mar. 2 ..do.... Pa Mar. 4 Cal. Mar. 14 Iowa. Mar. 28 N. C . Apr. 3 Pa. Apr. 7 Iowa. Apr. 12 Tex... .do. Ind. Apr. 13 Iowa. Apr. 14 N. Y., Apr. 15 111. Tex. .do. Pa.. Apr. 20 Mass. Apr. 22 Iowa.. ...do Wis... Apr. 27 May 1 Pa. May 6 do.. May 8 do.. May 9 N. Y.. May 13 Tex. May 15 Minn. May 16 111. May. 17 Pa.... May 24 Md.... May 27 Pa.... May 29 N. Y.. Minn.. ...do Wis... June 1 Pa. June 3 June 9 .do. July 3 111... Sept. 9 Vt. Sept. 13 Pa Maine.. Sept. 16 Kans... Oct. 13 4886 4891 4896 4910 4897 4900 4901 4902 4906 4904 4905 4908 4907 4921 4912 4915 4913 4917 4914 4922 4916 4920 4918 4926 4923 4925 4928 4937 4927 4919 4930 4929 4857 4868 4931 Total (83 banks). Capital. $50,000 120,000 60,000 100,000 75,000 50,000 150,000 50,000 50,000 50,000 50,000 100,000 200,000 100,000 200,000 100,000 50,000 100,000 225,000 500,000 50,000 50,000 50,000 75,000 60,000 50,000 300,000 50,000 50,000 50,000 300,000 50,000 50,000 125,000 50,000 50,000 600,000 100,000 75,000 75,000 600,000 50,000 200,000 100,000 50,000 50,000 50,000 50,000 75,000 500,000 50,000 100,000 75,000 50,000 50,000 100,000 75,000 50,000 200,000 1,000,000 50,000 75,000 . 50,000 75,000 150,000 50,000 50, 000 65, 000 50,000 100, 000 100;000 50,000 9,905.000 108 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 13.—National banks the corporate existence of which will expire during the year ending Oct. 31, 1913, with date of expiration, etc., the charters of which may be reextended under the act of July 12, 1882, as amended Apr. 12, 1902. Title. State. Date of expiration. Capital. 2107 2068 2073 2076 2078 Natick National Bank, Natick First National Bank of Yankton First National Bank of Northfield National Union Bank of Dover First National Bank of Conshohocken. Mass... S.Dak. Minn... N. J . . . Pa 1912. Nov. 2 Nov. 25 Dec. 13 Dec. 19 Dec. 28 $100,000 50,000 75,000 125,000 150,000 2075 2109 2093 2088 2098 2102 2100 2104 2112 2108 2106 2125 2117 2116 2114 2119 2127 2126 2128 2129 2130 City National Bank of Griffin National Bank of Barre City National Bank of Paducah Union National Bank of Rochester Lagonda National Bank of Springfield Noble County National Bank of Caldwell Edgar County National Bank of Paris First National Bank of Santa Barbara First Ward National Bank of Boston Union Market National Bank of Watertown First National Bank of Missoula First National Bank of Chippewa F a l l s . . . : Home National Bank of Ellenyille Griggsville National Bank, Griggsville First National Bank of Fayetteville First National Bank of Marshall County at Plymouth. Central State National Bank of Memphis First National Bank of Lincoln First National Bank of Shelbyville First National Bank of Central City First National Bank of Red Oak Ga. Vt. £7" Minn.. Ohio., .do... 111. Cal.... Mass.. do. Mont.. Wis... N.Y.. 111.. Tenn., Ind. Tenn.. 111.... ..do.. Colo... Iowa.. 1913. Jan. 2 Jan. 11 Jan. 14 Feb. 12 Mar. 15 Mar. 18 Mar. 24 ...do ...do.... Apr. 10 Apr. 11 May 1 May 6 June 2 June 9 June 19 July 26 July 29 Sept. 1 Sept. 15 Sept. 24 56,000 100,000 300,000 50,000 100,000 60,000 100,000 100,000 200,000 100,000 200,000 100,000 50,000 50,000 60,000 65,000 250,000 100,000 100,000 50,000 100,000 Total (26 banks). 2,791,000 TABLE NO. 14.—National banks organized under act of 1863, charter of which expired prior to act of 1882, reorganized under a new charter, which have been permitted to adopt their original charter number. No. 1 2 3 5 7 8 11 15 17 18 19 25 30 Title. First First First First First First First First First First First First First National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank National Bank of Philadelphia, Pa. of New Haven, Conn. of Youngstown, Ohio. of Fremont, Ohio. of Cleveland, Ohio. of Chicago, 111. of Fort Wayne, Ind. of Davenport, Iowa. of Richmond, Ind. of Iowa City, Iowa. of Portsmouth, N. H . of Marietta, Pa. of Wilkes-Barre, Pa. No. Title. 32 Second National Bank of Cincinnati, Ohio. 42 First National Bank of Strasburg, Pa. 43 First National Bank of Salem, Ohio. 46 First National Bank of McConnelsville, Ohio. 47 First National Bank of Terre Haute, Ind. 48 First National Bank of Pittsburgh, Pa. 51 First National Bank of Johnstown, Pa. 59 First National Bank of Troy, Ohio. 62 Second National Bank of New York, N. Y . 64 First National Bank of Milwaukee, Wis. 66 First National Bank of Lyons, Iowa. 77 First National Bank of Scranton, Pa. 117 First National Bank of Marion, Iowa. EEPOET OP THE COMPTROLLER OF THE CURRENCY. 109 TABLE NO. 15.—Authorized capital stock of the national banks on the first day of each month from Jan. 1, 1903, to Nov. 1, 1912, United States bonds on deposit to secure circulation, circulation secured by the bonds on deposit, the amount of lawful money on deposit to redeem circulation, and national-bank notes outstanding, including notes of national gold banks. United Num- Authorized States bonds Circulation by on deposit to secured ber of United banks. capital stock. secure circu- States bonds lation. Lawful money on deposit to redeem circulation. 1903. January February March. April May June July August September October November December 4,756 $723,416,695 $344,252,120 $342,127,844 4,784 726,271,695 342,903,520 340,587,939 4,815 736,001,695 342,164,670 338,660,361 4,869 739,178,695 342,160,770 338,349,814 4,914 743,106,695 352,721,120 347,564,354 4,953 748,531,695 367,827,920 363,586,987 5,005 754,776,695 375,347,270 372,295,409 5,044 758,137,095 380,173,030 377,606,826 5,070 759,277,095 381,486,430 380,076,321 5,096 761,417,095 381,484,830 379,515,823 5,147 766,367,095 382,726,830 380,650,821 766,332,095 384,625,930 383,018,484 5,159 $42,801,940 43,385,607 44,138,484 44,169,444 43,587,373 42,856,218 41,375,241 39,739,661 38,511,653 40,910,711 38,95"9,862 38,088,495 $384,929,784 383,973,546 382,798,845 382,519,258 391,151,727 406,443,205 413,670,650 417,346,487 418,587,974 420,426,534 419,610,683 421,106,979 1904. January February March April May June July August September October November December 5,184 5,215 5,240 5,273 5,313 5,350 5,386 5,399 5,431 5,457 5,495 5,519 767,567,095 769,005,815 768,750,815 770,975,815 774,449,315 775,838,335 776,904,335 775,679,335 777,061,335 777,741,335 781,126,335 784,821,335 389,335,680 390,231,600 392,671,550 398,034,650 399,795,140 410,572,640 416,016,690 417,958,690 419,683,940 424,701,490 426,544,790 431,075,840 387,273,623 387,657,731 390,352,491 395,600,234 397,802,781 407,279,033 412,759,448 415,025,156 417,380,301 422,014,716 424,530,581 427,947,505 37,889,395 39,199,896 39,971,819 39,309,708 39,277,792 38,709,531 36,475,646 35,181,732 35,136,472 34,064,692 32,750,919 32,731,570 425,163,018 426,857,627 430,324,310 434,909,942 437,080,573 445,988,564 449,235,094 450,206,888 452,516,773 456,079,408 457,281,500 460,679,075 1905. January February March April May June July August September October November December. 5,554 5,581 5,605 5,644 5,670 5,713 5,750 5,772 5,807 5,831 5,858 5,868 785,411,335 791,559,335 791,674,335 791,849,335 798,987,315 801,615,315 801,330,315 807,622,875 808,561,075 810,654,075 812,026,075 815,526,075 433,928,140 439,529,040 441,788,140 449,009,890 452,855,790 461,150,290 468,066,940 476,938,290 482,198,090 484,810,890 493,912,790 500,269,440 431,841,786 435,807,901 438,370,083 444,870,178 449,147,766 456,239,096 462,669,414 471,615,771 478,786,166 481,633,526 490,037,806 497,616,304 32,952,370 31,614,952 30,833,757 31,078,766 32,097,179 32,088,420 33,050,392 32,355,624 33,434,201 34,718,714 34,470,443 35,712,954 464,794,156 467,422,853 469,203,840 475,948,944 481,244,945 488,327,516 495,719,806 503,971,395 512,220,367 516,352,240 524,508,249 533,329,258 1906. January February March... . April May June July August September October November December 5,898 5,935 5,968 5,999 6,032 6,069 6,107 6,132 6,162 6,189 6,225 6,249 818,482,075 822,022,075 824,640,275 826,055,275 827,925,275 830,163,775 833,073,775 836,729,775 839,804,775 841,864,775 845,939,775 853,774,775 506,689,990 509,901,690 511,846,440 514,362,990 516,387,440 519,265,530 520,605,210 520,388,610 526,944,030 530,772,270 539,653,180 549,750,830 504,842,313 506,366,649 509,173,566 512,221,552 514,423,519 516,036,147 517,847,749 516,573,399 524,439,161 527,768,924 536,933,169 546,981,447 36,072,034 36,863,431 41,630,329 42,445,415 42,222,762 43,093,513 43,264,611 44,907,646 45,413,142 46,134,184 46,238,816 46,399,102 540,914,347 543,230,080 550,803,895 554,666,967 556,646,281 559,129,660 561,112,360 561,481,045 569,852,303 573,903,108 583,171,985 593,380,540 1907. January February March April May June July August September October November December 6,315 6,345 6,383 6,422 6,472 6,521 6,550 6,582 6,620 6,650 6,655 862,016,775 867,776,275 877,099,275 880,349,275 887,684,275 892,970,275 898,156,275 902,405,775 904,494,775 906,704,775 909,274,775 910,609,775 551,263,840 553,253,550 552,955,950 550,137,900 553,199,050 556,937,300 558,442,910 558,582,550 559,319,710 559-624,760 567;011,910 618,394,560 549,051,084 549,698,574 549,737,373 547,633,063 550,204,772 553,614,574 555,570,881 555,023,290 556,945,917 556,101,330 562,727,615 610,156,508 47,111,385 46,498,995 46,605,649 49,578,999 49,709,068 48,325,975 48,217,809 48,372,596 47,110,404 47,885,784 47,252,851 46,061,688 596,162, 469 596,197,569 596,343,022 597,212,062 599,913,840 601,940,549 603,788,690 603,395,886 604,056,321 603,987,114 609,980,466 656,218,196 Date. Total nationalbank notes outstanding. 110 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 15.—Authorized Capital Stock of the National Banks on the First Day of Each Month, etc.—Continued. Date. United Lawful money on Num- Authorized States bonds Circulation by deposit to ber of capital stock. on deposit to secured United secure circu- States redeem banks. bonds. circulation. lation. 1908. January February March April May June July August September October November December 6,675 6,699 6,733 6,764 6,787 6,810 6,827 6,855 6,870 6,874 6,873 6,884 1909. January February March April May June July August September October November December 6,903 6,907 6,906 6,916 6,926 6,955 6,975 6,998 7,012 7,025 7,039 1910. January February March April May June July August September October November December Total nationalbank notes outstanding. $912,369,775 $646,676,800 $643,459,898 916,617,775 646,828,820 641,919,665 917,569,775 636,426,660 632,458,712 921,364,775 632,422,570 628,834,335 923,577,775 628,839,430 625,425,375 925,697,775 629,031,160 624,714,147 930,542,775 628,147,130 623,250,517 933,085,275 629,432,420 625,360,982 934,735,275 631,607,490 625,986,993 933,255,275 632,871,890 626,972,885 930,365,275 632,624,850 626,779,350 930,825,275 618,497,940 614,907,265 $40,670,997 -53,483,097 63,215,807 67,573,020 72,220,323 73,735,370 75,083,400 66,728,009 59,339,115 48,639,442 39,065,637 52,270,912 $690,130,895 695,402,762 695,674,519 696,407,355 697,645,698 698,449,517 698,333,917 692,088,991 685,326,108 675,612,327 665,844,987 667,178,177 933,020,275 937,105,275 939,320,275 942,996,775 944,726,775 945,516,775 947,726,775 948,931,775 956,017,775 963,976,925 964,621,925 965,791,925 631,318,790 635,114,560 640,769,140 651,267,130 653,901,910 657,972,970 660,689,070 667,652,650 672,925,700 676,386,040 679,545,740 681,689,370 628,786,205 630,309,637 635,588,885 646,142,390 653,164,570 656,268,268 659,673,408 667,508,731 672,263,695 676,031,393 678,344,764 680,995,267 48,281,960 46,363,455 42,696,715 38,265,225 34,243,657 31,914,847 30,246,666 27,845,433 26,581,779 26,776,066 25,595,793 26,438,190 677,068,165 676,673,092 678,285,600 684,407,615 687,408,227 688,183,115 689,920,074 695,354,164 698,845,474 702,807,459 703,940,557 707,433,457 7,054 7,065 7,079 7,108 7,123 7,137 7,170 7,182 7,184 7,206 7,218 7,222 966,406,925 976,141,935 984,001,935 984,002,635 992,997,635 996,845,135 1,000,070,135 1,003,717,135 1,021,667,135 1,021,562,135 1,015,897,135 1,015,202,135 683,362,240 681,518,900 682,695,850 683,675,710 684,943,460 685,671,510 686,974,880 688,458,280 689,813,710 691,961,860 694,926,070 696,693,160 681,239,381 681,332,354 679,387,520 680,279,323 683,254,858 682,765,703 685,517,013 684,468,093 687,132,323 688,157,577 691,335,845 693,695,443 26,952,730 28,546,979 30,635,348 31,947,510 30,206,728 29,477,138 27,913,720 27,561,375 30,188,728 32,638,029 33,538,463 33,160,390 708,192,111 709,879,333 710,022,868 712,226,833 713,461,586 712,242,841 713,430,733 712,029,468 717,321,051 720,795,606 724,874,308 726,855,833 1911. January February March April May June July August September October November December 7,231 7,226 7,229 7,252 7,271 7,287 7,301 7,308 7,318 7,329 7,331 7,334 1,014,591,135 1,017,947,135 1,019,282,135 1,025,117,135 1,025,427,135 1,026,432,135 1,028,632,135 1,030,802,135 1,032,562,135 1,033,637,135 1,032,632,135 1,032,602,135 695,663,920 696,706,300 697,088,760 697,082,510 695,657,540 697,441,300 698,605,810 705,648,210 710,141,420 712,812,810 714,170,320 715,560,170 693,370,056 692,939,203 693,119,715 693,261,786 691,468,720 693,665,285 695,025,073 701,427,086 707,180,923 708,976,455 711,099,938 712,115,338 34,335,925 33,506,185 35,815,326 35,891,130 36,675,998 34,812,726 33,169,435 31,396,930 30,025,825 28,811,903 28,065,375 27,649,008 727,705,981 726,445,388 728,935,041 729,152,916 728,144,718 728,478,011 728,194,508 732,824,016 737,206,748 737,788,358 739,165,313 739,764,346 1912. January February March April May June July August; September October November 7,340 7,348 7,353 7,365 7,372 7,387 7,394 7,400 7,410 7,422 7,428 1,033,302,135 1,036,132,435 1,038,495,435 1,041,410,435 1,043,705,435 1,045,170,435 1,040,545,435 1,054,350,435 1,056,575,435 1,056,775,435 1,053,670,435 717,578,120 719,811,320 722,026,920 721,315,120 723,035,910 724,265,600 724,493,740 725,505,460 727,317,530 728,984,230 730,257,280 714,363,068 715,493,996 718,548,203 717,001,493 718,604,693 719,861,030 720,424,110 721,623,148 723,905,556 725,395,343 727,169,316 26,240,119 26,167,972 25,724,070 27,869,790 27,115,655 25,631,642 24,710,882 23,282,793 22,595,751 22,384,311 22,179,543 740,603,187 741,661,968 744,272,273 744,871,283 745,720,348 745,492,672 745,134,992 744,905,941 746,501,307 747,779,654 749,348,859 REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill TABLE N O . 16.—Yearly increase or decrease in national-bank circulation from Jan. 14, 1875, to Oct. 31,1911, and quarterly increase or decrease for the year ended Oct. SI, 1912. Date. F r o m J a n . 14 to J a n 31 1875 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 . . 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 Total Nov. 1,1911, to Jan. 31,1912.. Apr. 30, 1912 July 31,1912 Oct. 31, 1912 Total Surrendered to this office and retired from Jan. Issued. Increased. Decreased. $281,980 $537,580 12,953,695 7,777,710 19,842,985 12,663,160 27,126,235 8,347,190 34,370,050 21,427,900 12,669 620 8,888,944 17,628,924 8,979,959 16,064,424 15,924,157 5,768,180 9,534,400 18,934,355 12,867,044 41,584,000 10,890,492 20,752,231 31,714,656 7,008,014 34,682,825 19,110,552 101,645,393 123,100 200 42 620 682 68,177,467 69,532,176 90 753 284 84,085,260 56,303,658 141,273,164 82,504,444 57,101,345 49,896,951 $255,600 18,167,436 28,413,265 16,208,201 9,031,558 6,967,199 6,880,458 15,697,878 20,694,838 24,920,477 30,990,730 26,206,200 32,871,849 42,933,463 52,430,030 40,340,254 28,382,190 21,235,457 11,624,877 8,095,313 13,008,267 12,526,159 9,843,648 14,613,787 17,087,925 15,198,118 16,537,068 15,951,527 21 868 006 28,474,958 31,930,783 22 732 060 25,055,739 27,980,139 80,025,078 48,433,296 33,011,015 35,284,247 17,594,900 3,912,434 85,108,325 107,148,673 20 752 676 39,702,509 37,601,393 68 021 224 59,029,521 28,323,519 61,248,086 34,071,148 24,090,330 14,612,704 1,405,043,306 911,909,093 714,624,744 10,377 849 10,911,690 7,791,850 9,665,760 6 619 145 7,078,985 8,292,569 5,596,035 3 758 704 3,832,705 1,443,790,455 939,495,827 726,285,878 221,991,250 726,285,878 247,207,810 14, 1875, to Oct. 31, 1912 Grand total Retired. $5,213,741 20,635,555 3,634,784 3,631,602 20,159,036 1,466, 732 18,672,172 733,062 12,250,857 22,101,786 8,577,276 23,891,890 26,869,039 36,505,873 34,572,074 18,847,790 2,301,102 1,242,167 33,488,687 2,117,775 8,226,072 21,871,008 7,605,773 500,719 4,069,725 25,216,560 1,443,790,455 964,712,387 221,490,531 25,216,560 TABLE NO. 17.—National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on Oct. SI in each year from 1864 to 1912, inclusive. fcO Ones. Year. Twos. Fives. Tens. $26,924,100 $19,708,260 26,924,100 84,796,000 104,820 84,691,180 111,115,620 153,175 110,962,445 113,535,300 753,855 112,781,445 115,738,140 2,515,095 113,223,045 118,674,740 5,146,030 113,528,710 124,376,620 9,035,250 115,341,370 142,195,820 17,014,975 125,180,845 159,666,740 29,803,335 129,863,405 174,472,280 45,709,815 128,762,465 196,215,680 65,208,025 131,007,655 235,275,920 124,633,860 110,642,060 258,917,640 161,910,280 97,007,360 284,084,240 190,579,340 93,504,900 19,708,260 53,493,210 195,800 53,297,410 75,807,000 225,390 75,581,610 77,899,270 510,620 77,388,650 79,227,620 1,300,500 77,927,120 81,107,820 2,847,390 78,260,430 85,118,950 5,060,560 80,058,390 98,246,300 9,689,570 88,556,730 112,534,520 16,997,020 95,537,500 125,603,990 25,730,700 99,873,290 133,370,760 39,127,070 94,243,690 174,105,070 76,085,320 98,019,750 200,086,520 103,692,140 96,394,380 222,660,640 124,347,790 98,312,850 Fifties. One hundreds. $6,536,920 $2,491,300 $2,903,400 6,536,920 28,209,500 26,580 28,182,920 42,278,700 42,060 42,226,640 43,615,720 2,491,300 10,349,700 46,550 10,303,150 16,473,700 76,050 16,397,650 17,469,850 432,300 17,037,550 17,775,450 880,950 16,894,500 18,205,350 1,502,050 16,703,300 19,180,600 2,501,050 16,679,550 21,806,850 4,277,250 17,529,600 24,859,950 6,309,000 18,550,950 27,987,100 8,448,800 19,538,300 33,348,500 11,577,800 21,770,700 44,209,250 19,051,850 25,157,400 49,281 750 25,789,200 23,492,550 53,990,050 31,733,950 22,256,100 2,903,400 15,033,600 89,500 14,944,100 24,657,500 172,700 24,484,800 26,243,600 877,000 25,366,000 26,766,600 1,598,000 25,168,600 27,526,300 2,708,100 24,818,200 28,607,200 4,587,500 24,079,700 32,365,500 7,846,100 24,519,400 36,779,700 11,098,900 25,680,800 41,661,000 14,405,700 27,255,300 49,250,200 19,657,200 29,593,000 64,585,800 29,942,800 34,643,000 71,092,000 39,578,500 31,513,500 76,733,700 47,931,700 28,802,000 Twenties. Five One thouhundreds. sands. Total. Issued during current year. d 1864... 1865... 1866... 1867... 1868... 1869... 1870... 1871... 1872... 1873... 1874..., 1875.... 1876.... 1877.... Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. Issued Redeemed... Outstanding. $2,020,167 $1,346,778 2,020,167 7,699,182 7,680 7,691,502 8,396,179 58,606 8,337,573 8,947,798 272,997 8,674,801 9,663,584 973,427 8,690,157 10,843,693 2,752,688 8,091,005 12,673,867 5,471,799 7,202,068 14,297,360 7,919,388 6,377,972 15,526,189 9,891,606 5,634,583 16,550,259 11,143,606 5,406,653 18,048,176 14,092,126 3,956,050 18,851,264 15,556,708 3,294,556 20,618,024 16,815,568 3,802,456 1,346,778 5,156,012 11,700 5,144,312 5,622,722 42,356 5,580,366 5,990,468 156,016 5,834,452 6,468,392 497,538 5,970,854 7,256,558 1,437,318 5,819,240 8,482,434 3,114,890 5,367,544 9,565,256 4,816,778 4,748,478 10,390,222 6,241,446 4,148,776 11,078,226 7,110,038 3,968,188 12,079,504 9,233,246 2,846,258 12,614,896 10,249,092 2,365,804 13,793,936 11,111,052 2,682,884 43,417,640 44,430,700 759,700 43,670,940 45,490,040 1,496,400 43,993,640 2,701,960 45,507,020 56,132,040 5,076,520 51,055,520 64,513,760 8,777,040 55,736,720 72,164,380 13,061,420 59,102,960 79,242,180 19,832,160 59,410,020 105,921,280 40,489,280 65,432,000 121,729,840 57,444,920 64,284,920 135,525,060 70,470,560 65,054,500 $250,000 250,000 5,446,500 $4,404,000 1,000 5,446,500 4,403,000 6,669,500 4,728,000 302,500 507,000 6,367,000 4,221,000 6,691,500 4,728,000 671,500 1,563,000 6,020,000 3,165,000 6,744,500 4,746,000 909,000 1,858,000 5,835,500 2,888,000 6,838,500 4,769,000 1,347,000 2,501,000 5,491,500 2,268,000 6,980,000 4,779,000 2,096,000 3,380,000 4,884,000 1,399,000 7,326,500 4,843,000 3,078,000 4,028,000 4,248,500 815,000 7,810,500 4,933,000 3,933,500 4,315,000 618,000 3,877,000 8,233,000 5,158,000 4,829,000 4,530,000 628,000 3,404,000 8,657,000 5,250,000 5,838,000 4,683,000 567,000 2,819,000 9,223,000 5,540,000 7,236,500 5,047,000 493,000 1,986,500 9,345,500 5,549,000 8,108,500 5,272,000 277,000 1,237,000 9,996,000 5,678,000 8,807,500 5,411,000 267,000 1,188,500 $58,813,980 58,813,980 205,099,455 464,250 204,635,205 294,585,214 1,498,255 293,086,959 304,202,141 5,107,317 299,094,824 310,367,276 10,250,318 300,116,958 318,743,726 19,018,935 299,724,791 335,411,601 33,552,326 301,859,275 384,072,311 59,597,104 324,475,207 434,960,786 93,969,961 340,990,825 481,196,161 132,848,487 348,347,674 532,962,805 184,176,899 348,785,906 668,988,000 325,811,982 343,176,018 747,468,410 427,601,340 319,867,070 823,079,650 507,208,400 315,871,190 $58,813,980 o w H 146,285,475 89,485,759 9,616,927 ft O D 6,165,135 8,376,450 16,667,875 48,660,710 50,888,475 46,235,375 K 1 1 s H C td 51,766,644 136,025,195 Q • 78,480,410 75,611,240 1878.... Issued 1879.... -^ 1880 o ^ 1881 ^a 1882 1 1883.... 00 1884 1885.... 1886.... 1887 1888 1889.... 1890.... 1891.... 1892.... 1893 1894.... Redeemed Outstanding Issued Redeemed Outstanding. Issued Redeemed Outstanding Issued . . . . . Redeemed.. Outstanding Issued . Redeemed Outstanding Issued..Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued.. . Redeemed Outstanding Issued . Redeemed Outstanding Issued. . Redeemed Outstanding 22,480,415 18,194,196 4,286,219 23,169,677 19,600,477 3,569,200 23,169,677 20,875,215 2,294,462 23,169,677 21,838,565 1,331,112 23,169,677 22,353,877 815,800 23,169,677 22,593,909 575,768 23,169,677 22,671,936 497,741 23,169,677 22,731,963 437,714 23,169,677 22,757,987 411,690 23,169,677 22,776,403 393,274 23,169,677 22,783,281 386,396 23,169,677 22,794,643 375,034 23,169,677 22,800,061 369,616 23,169,677 22,802,625 367,052 23,169,677 22,806,348 363,329 23,169,677 22,810,808 358,869 23,169,677 22,813,727 355,950 15,035,530 12,053,384 2,992,146 15,495,038 13,002,540 2,492,498 15,495,038 13,887,778 1,607,260 15,495,038 14,572,868 922,170 15,495,038 14,968,280 526,758 15,495,038 15,141,806 353,232 15,495,038 15,206,570 288,468 15,495,038 15,257,754 237,284 15,495,038 15,279,612 215,426 15,495,038 15,293,440 201,598 15,495,038 15,298,872 196,166 15,495,038 15,306,858 188,180 15,495,038 15,311,146 183,892 15,495,038 15,313,292 181,746 15,495,038 15,316,106 178,932 15,495,038 15,319,508 175,530 15,495,038 15,321,664 173,374 305,956,440 213,417,165 92,539,275 327,892,200 229,980,380 97,911,820 345,659,880 245,749,120 99,910,760 368,062,520 267,582,440 100,480,080 393,487,120 296,566,165 96,920,955 417,236,040 325,712,835 91,523,205 440,505,940 355,196,785 85,309,155 466,042,000 384,085,330 81,956,670 488,336,800 405,546,320 82,790,480 502,277,620 425,853,955 76,423,665 520,506,800 453,086,540 67,420,260 532,659,620 476,027,775 56,631,845 544,788,840 494,306,190 50,482,650 561,426,260 511,284,975 50,141,285 577,190,300 527,218,370 49,971,930 605,475,540 543,392,670 62,082,870 630,757,720 568,047,950 62,709,770 241,572,930 138,591,490 102,981,440 259,042,230 149,305,990 109,736,240 272,031,680 158,211,100 113,820,580 294,775,190 173,466,350 121,308,840 320,422,600 197,709,340 122,713,260 345,440,860 227,123,550 118,317,310 371,821,020 260,501,070 111,319,950 398,040,010 293,828,720 104,211,290 416,959,700 317,673,780 99,286,920 427,627,990 337,999,280 89,628,710 442,223,330 364,436,600 77,786,730 451,361,990 386,221,110 65,140,880 461,240,000 403,621,260 57,618,740 474,952,880 421,173,990 53,778,890 491,530,600 437,176,700 54,353,900 519,398,970 452,919,540 66,479,430 539,903,580 474,251,610 65,651,970 146,883,340 57,379,900 81,292,300 10,090,000 6,214,000 886,904,855 79,063,560 36,411,100 54,185,900 9,447,500 5,900,000 567,264,295 642,500 314,000 319,640,560 67,819,780 20,968,800 27,106,400 157,399,020 60,589,050 85,074,000 10,270,000 6,350,000 945,281,215 85,146,860 39,263,150 58,160,400 9,643,500 6,057,000 610,160,297 626,500 293,000 335,120,918 72,252,160 21,325,900 26,913,600 165,327,960 62,694,250 87,951,000 10,366,500 6,373,000 989,068,985 90,096,400 41,274,950 61,060,100 9,742,000 6,124,000 647,020,663 624,500 75,231,560 21,419,300 26,890,900 249,000 342,048,322 178,816,340 67,879,700 95,973,200 10,964,500 7,154,000 1,062,290,165 98,099,840 44,594,500 66,020,200 10,247,500 6,943,000 703,365,263 717,000 80,716,500 23,285,200 29,953,000 211,000 358,924,902 195,035,680 72,667,200 103,513,800 11,378,500 7,197,000 1,142,366,615 111,434,140 49,009,100 71,913,000 10,440,000 6,990,000 781,383,902 938,500 83,601,540 23,658,100 31,600,800 207,000 360,982,713 211,576,920 77,801,450 111,474,200 11,566,500 7,287,000 1,221,047,685 128,492,760 54,535,150 78,912,500 10,683,500 7,092,000 870,288,010 883,000 83,084,160 23,266,300 32,561,700 195,000 350,759,675 228,841,820 83,051,500 119,977,000 11,853,000 7,379,000 1,302,093,995 149,635,240 87,454,300 10,990,500 7,156,000 969,641,051 862,500 79,206,580 22,222,850 32,522,700 223,000 332,452,944 246,363,460 87,927,650 128,770,600 11,947,000 7,379,000 1,385,134,435 171,275,940 67,288,100 97,192,200 11,363,500 7,238,000 1,070,261,507 583,500 75,087,520 20,639,550 31,578,400 141,000 314,872,928 258,912,360 90,759,700 134,202,100 11,947,000 7,379,000 1,447,161,375 187,957,120 72,565,050 105,533,000 11,569,000 7,290,000 1,146,170,869 378,000 70,955,240 18,194,650 28,669,100 89,000 300,990,506 266,022,900 92,481,650 137,516,600 11,947,000 7,379,000 1,483,917,475 201,838,860 76,807,150 112,745,300 11,646,500 7,305,000 1,212,265,888 300,500 64,184,040 15,674,500 24,771,300 74,000 271,651,587 275,754,140 94,893,350 142,217,600 11,947,000 7,379,000 1,533,585,935 218,806,920 81,230,400 119 872,000 11,706,500 7,320,000 1,294,541,113 240,500 59,000 239,044,822 56,947,220 13,662,950 22,345,600 281,804,220 95,997,250 144,384,000 11,947,000 7,379,000 1,564,197,795 232,686,320 84,750,700 125,601,800 11,737,500 7,327,000 1,362,453,706 209,500 52,000 201,744,089 49,117,900 11,246,550 18,782,200 288,323,560 97,468,100 147,273,300 11,947,000 7,379,000 1,597,084,515 87,709,800 130,537,200 11,764,000 7,333,000 1,417,634,557 244,251,900 9,758,300 16,736,100 44,071,660 46,000 179,449,958 183,000 99,848,700 297,355,680 151,976,100 11,947,000 7,379,000 1,643,550,335 256,301,380 90,406,400 135,172,500 11,779,500 7,337,000 1,471,571,662 9,442,300 16,803,600 41,054,300 167,500 42,000 171,978,673 308,389,420 102,085,550 156,315,100 11,947,000 7,379,000 1,693,501,685 267,451,740 92,916,700 139,439,800 11,794,000 7,345,000 1,521,464,764 9,168,850 16,875,300 40,937,680 153,000 34,000 172,036,921 326,900,880 105,970,750 163,949,500 11,947,000 7,379,000 1,779,686,355 278,070,440 95,400,300 143,918,400 11,807,500 7,346,000 1,570,985,166 48,830,440 10,570,450 20,031,100 139,500 33,000 208,701,189 340,460,600 108,420,000 168,740,100 11,947,000 7,379,000 1,846,272,715 292,191,960 98,256,200 149,084,000 11,817,500 7,348,000 1,639,132,611 48,268,640 10,163,800 19,656,100 31,000 207,140,104 129,500 63,825,205 58,376,360 43,787,770 73,221,180 80,076,450 78,681,070 81,046,310 83,040,440 62,026,940 36,756,100 49,668,460 30,611,860 32,886,720 46,465,820 49,951,350 86,184,670 * 66," 586," 360 TABLE NO. 17.—National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on Oct. SI in each year from 1864 tO 1912, inclusive—Continued. Ones. Issued Redeemed.. Outstanding, Issued Redeemed.. Outstanding. Issued Redeemed.. Outstanding. Issued Redeemed.. Outstanding. Issued Redeemed.. Outstanding. Issued Redeemed.. Outstanding, Issued Redeemed.. Outstanding, Issued Redeemed.. Outstanding Issued Redeemed.. Outstanding Issued Redeemed.. Outstanding Issued Redeemed.. Outstanding Issued Redeemed... Outstanding Issued Redeemed.. Outstanding Issued Redeemed... Outstanding, Twos. Fives. Tens. Twenties. Fifties. One hundreds. One thouFive hundreds. sands. Total. $23,169,677 $15,495,038 $652,869,420 $556,374,550 $351,310,920 $111,083,050 $173,825,100 $11,947,000 $7,379,000 $1,903,453,755 22,816,231 15,323,762 587,176,685 489,894,730 302,298,800 100,367,300 152,911,100 11,824,000 7,350,000 1,689,962,608 65,692,735 66,479,820 49,012,120 10,715,750 20,914,000 123,000 171,276 29,000 213,491,147 353,446 23,169,677 15,495,038 682,044,800 580,697,100 367,415,620 113,923,900 179,480,200 11,947,000 7,379,000 1,981,552,335 22,817,982 15,325,066 606,223,735 508,853,150 314,158,980 102,940,650 157,615,700 11,828,500 7,351,000 1,747,114,763 75,821,065 71,843,950 53,256,640 10,983,250 21,864,500 118,500 169,972 28,000 234,437,572 351,695 23,169,677 15,495,038 715,811,820 604,188,140 382,964,400 117,184,950 185,939,200 11,947,000 7,379,000 2,064,079,225 22,819,141 15,326,004 642,879,715 533,020,990 330,176,200 106,399,050 164,254,400 11,836,500 7,351,000 1,834,063,000 72,932,105 71,167,150 52,788,200 10,785,900 21,684,800 110,500 169,034 28,000 230,016,225 350,536 23,169,677 15,495,038 744,880,780 628,256,250 398,844,140 120,684,300 192,892,300 11,947,000 7,379,000 2,143,548,485 22,820,496 15,326,836 670,888,605 553,593,290 343,369,700 109,191,200 169,653,400 11,838,500 7,351,000 1,904,033,027 73,992,175 74,662,960 55,474,440 11,493,100 23,238,900 108,500 168,202 28,000 239,515,458 349,181 23,169,677 15,495,038 771,540,360 648,025,440 411,949,920 123,193,200 197,877,500 11,947,000 7,379,000 2,210,577,135 22,821,399 15,327,570 696,080,655 572,065,230 355,470,780 111,900,000 174,765,300 11,842,500 7,351,000 1,967,624,434 75,459,705 75,960,210 104,500 167,468 56,479,140 11,293,200 23,112,200 28,000 242,952,701 348,278 23,169,677 15,495,038 793,221,520 718,638,230 458,928,920 131,381,650 214,224,900 11,947,000 7,379,000 2,374,385,935 22,822,125 15,327,982 722,857,925 595,549,950 370,520,820 115,194,750 181,335,700 11,844,500 7,352,000 2,042,805,752 70,363,595 123,088,280 102,500 167,056 88,408,100 16,186,900 32,889,200 27,000 331,580,183 347,552 23,169,677 15,495,038 811,372,680 773,811,540 495,635,500 135,738,100 222,937,600 11,947,000 7,379,000 2,497,486,135 22,822,948 15,328,632 751,107,035 630,531,420 391,181,100 119,005,900 188,506,700 11,850,000 7,354,000 2,137,687,735 60,265,645 143,280,120 104,454,400 16,732,200 34,430,900 97,000 166,406 25,000 359,798,400 346,729 23,169,677 15,495,038 836,516,480 831,418,770 534,035,360 139,790,950 231,043,300 11,947,000 7,379,000 2,630,795,575 123,843,700 775,033,700 677,153,380 419,234,460 197,809,900 11,851,000 7,354,000 2,250,432,897 22,823,693 15,329,064 61,482,780 154,265,390 114,800,900 15,947,250 33,233,400 165,974 96,000 25,000 380,362,678 345,984 23,169,677 15,495,038 868,388,540 913,971,810 589,070,720 145,720,550 242,902,500 11,947,000 7,379,000 2,818,044,835 22,823,721 15,329,078 806,107,560 738,070,880 459,117,980 129,286,850 208,604,800 11,853,000 7,354,000 2,398,547,869 165,960 62,280,980 175,900,930 129,952,740 16,433,700 34,297,700 94,000 25,000 419,496,966 345,956 23,169,677 15,495,038 902,281,700 1,009,278,600 652,608,580 152,628,650 256,718,700 11,947,000 7,379,000 3,031,506,945 22,824,750 15,329,872 840,173,505 815,500,950 506,857,140 134,915,750 219,528,400 11,853,500 7,355,000 2,574,338,867 165,166 62,108,195 193,777,650 145,751,440 17,712,900 37,190,300 93,500 24,000 457,168,078 344,927 23,169,677 15,495,038 950,007,240 1,130,564,820 733,466,060 160,202,500 271,866,400 11,947,000 7,379,000 3,304,097,735 22,825,119 15,330,116 876,515,625 905,801,090 565,477,240 141,735,300 232,809,900 11,854,500 7,355,000 2,779,703,890 164,922 92,500 24,000 524,393,845 344,558 73,491,615 224,763, 730 167,988,820 18,467,200 39,056,500 23,169,677 15,495,038 1,006,305,860 1,240,988,000 805,831,300 167,811,650 287,084,700 11,947,000 7,379,000 3,566,012,225 22,825,423 15,330,328 915,147,420 996,132,780 621,053,860 148,214,600 245,040,600 11,855,500 7,355,000 2,982,955,511 164,710 24,000 583,056,714 91,158,440 244,855,220 184,777,440 19,597,050 42,044,100 91,500 344,254 23,169,677 15,495,038 1,079,440,160 1,338,576,420 859,365,420 171,765,950 294,993,300 11,947,000 7,379,000 3,802,131,965 3,192,268,549 15,330,330 675,948,800 256,778,200 7,355,000 11,856,000 22,825,429 959,165,950 1,088,629,890 154,378,950 24,000 609,863,416 164,708 120,274,210 249,946,530 183,416,620 17,387,000 38,215,100 91,000 344,248 4,169,149,705 23,169,677 15,495,038 1,165,615,720 1,507,820,550 951,813,720 178,149,200 307,759,800 11,947,000 7,379,000 22,825,802 15,330,568 1,034,454,335 1,225,988,270 756,563,780 160,616,150 268,432,600 11,857,000 7,355,000 3,503,423,505 164,470 131,161,385 281,832,280 195,249,940 17,533,050 39,327,200 90,000 24,000 665,726,200 343,875 Issued during current year. $57,181,040 S W H 78,098,580 82,526,890 H 79,469,260 O 67,028,650 163,808,800 O 123,100,200 133,309,440 187,249,260 o H W 213,462,110 272,590,790 261,914,490 236,119,740 367,6i7J740 O 1909.... Issued Redeemed.. Outstanding Issued 1910.... Redeemed.. Outstanding 1911.... Issued J^J. Redeemedt. Outstanding 1912.... Issued Redeemed.. Outstanding 23,169,677 22,826,064 343,613 23,169,677 22,826,067 343,610 23,169,677 22,826,067 343,610 23,169,677 22,826,090 343,587 15,495,038 15,330,716 164,322 15,495,038 15,330,718 164,320 15,495,038 15,330,718 164,320 15,495,038 15,330,726 164,312 1,272,288,860 1,131,221,365 141,067,495 1,366,609,160 1,231,172,215 135,436,945 1,476,866,320 1,331,383,455 145,482,865 1,587,187,420 1,447,190,380 139,997,040 1,693,765,660 1,390,191,960 303,273,700 1,890,019,780 1,569,044,870 320,974,910 2,104,691,810 1,779,556,520 325,135,290 2,321,433,180 1,991,343,450 330,089,730 1,054,878,380 850,232,020 204,646,360 1,164,476,700 945,981,980 218,494,720 1,282,892,640 1,062,212,360 220,680,280 1,401,706,060 1,174,373,280 227,332,780 NOTE 1.—First issue, Dec. 21,1863; first redemption, Apr. 5,1865. NOTE 2.—Circulation outstanding is exclusive of gold notes and nonpresented fractions. NOTE 3.—Fractions not included. 183,972,400 167,358,900 16,613,500 189,895,450 173,448,200 16,447,250 195,863,250 179,697,100 16,166,150 202,812,100 185,453,950 17,358,150 319,406,200 281,807,200 37,599,000 331,252,300 293,973,000 37,279,300 341,881,700 305,893,500 35,988,200 351,445,350 316,369,100 35,076,250 11,947,000 11,858,000 89,000 11,947,000 11,859,000 88,000 11,947,000 11,859,000 88,000 11,947,000 11,859,500 87,500 7,379,000 7,356,000 23,000 7,379,000 7,356,000 23,000 7,379,600 7,356,000 23,000 7,379,000 7,356,000 23,000 4,582,302,215 3,878,482,225 703,819,990 5,000,244,105 4,270,992,050 729,252,055 5,460,186,435 4,716,114,720 744,071,715 5,922,574,825 5,172,102,476 750,472,349 413,152,510 417,941,890 459,942,330 "462," 388," 390 w o o w 116 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 18.—National gold bank notes issued, redeemed, and outstanding Oct. 31,1912. Fives Tens Twenties . Fifties.. One hundreds Five hundreds One thousands.. Total Unredeemed fractions Total . .... . Outstanding. Redeemed. Issued. Denomination. $364,140.00 746,470.00 722,580.00 404,850.00 809,700.00 342,500.00 75,000.00 $346,885.00 721,550.00 706,280.00 399,150.00 801,300.00 340,500.00 75,000.00 $17,255.00 24,920.00 16,300.00 5,700.00 8,400.00 2,000.00 3,465,240.00 3,390,665.00 74,575.00 104.50 74,679.50 TABLE NO. 19.—National-bank notes of each denomination outstanding on Mar. 13,1900, and on Oct. 31, 1904 to 1912. [Gold notes not included.] Denomination. Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Fractions Mar. 13,1900. Oct. 31, 1904. $348,275.00 167,466.00 79,310,710.00 79,378,160.00 58,770,660.00 11,784,150.00 24,103,400.00 104,000.00 27,000.00 32,409.00 Oct. 31, 1905. Oct. 31, 1906. Oct. 31, 1907. $344,927.00 $344,558.00 165,166.00 164,922.00 62,108,195.00 73,491,615.00 193,777,650.00 224,763,730.00 145,751,440.00 167,988,820.00 17,712,900.00 18,467,200.00 37,190,300.00 39,056,500.00 93,500.00 92,500.00 24,000.00 24,000.00 37,487.00 38,739.50 $344,254.00 164,710.00 91,158,440.00 244,855,220.00 184,777,440.00 19,597,050.00 42,044,100.00 91,500.00 24,000.00 40,086.50 $344,248.00 164,708.00 120,274,210.00 249,946,530.00 183,416,620.00 17,387,000.00 38,215,100.00 91,000.00 24,000.00 42,025.00 Total....o 254,026,230.00 457,205,565.00 524,432,584.50 583,096,800.50 609,905,441.50 Secured by lawful money. Secured by bonds 38,004,155.00 216,022,075.00 32,674,984.00 424,530,581.00 34,394,779.00 46,163,630.50 490,037,806.00 536,933,169.50 47,252,852.00 562,727,614.00 Denomination. Oct. 31,1908. Oct. 31, 1909. Oct. 31, 1910. Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Fractions. Total Secured by lawful money Secured by bonds Oct. 31, 1911. Oct. 31, 1912. $343,875.00 $343,613.00 164,470.00 164,322.00 131,161,385.00 141,067,495.00 281,832,280.00 303,273,700.00 195,249,940.00 204,646,360.00 17,533,050.00 16,613,500.00 39,327,200.00 37,599,000.00 90,000.00 89,000.00 24,000.00 23,000.00 44,008.00 45,887.00 $343,610.00 $343,610.00 164,320.00 164,320.00 135,436,945.00 145,482,865.00 320,974,910.00 325,135,290.00 218,494,720.00 220,680,280.00 16,447,250.00 16,166,150.00 37,279,300.00 35,988,200.00 88,000.00 88,000.00 23,000.00 23,000.00 47,748.50 49,504.00 $343,587.00 164,312.00 139,997,040.00 330,089,730.00 227,332, 780.00 17,358,150.00 35,076,250.00 87,500.00 23,000.00 50,918.00 665,770,208.00 703,865,877.00 729,299,803.50 744,121,219.00 750,523,267.00 39,065,637.50 25,521,114.00 626,779,350.00 678,344,763.00 33,538,463.00 695,761,340.50 28,065,375.00 716,058,844.00 22,179,543.00 728,343,724.00 NOTE.—Beginning with October 31,1910, notes redeemed but not assorted included. 117 REPORT OP THE COMPTROLLER OP THE CURRENCY. TABLE NO. 20.—National-bank notes outstanding and the amount and per cent of notes of §5 on Mar. U, 1900, Oct. 31, 1900 to 1912} $5 notes. Total circulation. Date. $254,026,230 331,580,183 359,798,400 380,362,678 419,496,966 457,168,078 524,393,845 583,056,714 609,863,416 665,726,200 703,819,990 729,252,055 744,121,219 750,523,267 Mar 14 1900 Oct 31 1900 Oct 31,1901 Oct 31 1902 Oct 31 1903 Oct. 31,1904 Oct 31 1905 Oct 31,1906 Oct. 31, 1907. Oct 31 1908 Oct. 31 1909 Oct. 31, 1910. Oct 31 1911 Oct. 31, 1912 1 Per cent. Amount. 31.2 21.2 16.7 16.1 14.8 13.6 14.01 15.63 19.72 19.70 20.05 18.57 19.55 18.65 $79,310,710 70,383,595 60,265,645 61,482,780 62,280,980 62,108,195 73,491,615 91,158,440 120,274,210 131,161,385 141,067,495 135,436,945 145,482,865 139,997,040 Gold notes not included. TABLE NO. 21.—Amount and denominations of national-bank notes issued and since the organization of the system and amounts outstanding Oct. 31, 1912 Denomination. Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Total Issued. Redeemed. Outstanding. $23,169,677 15,495,038 1,587,187,420 2,321,433,180 1,401,706,060 202,812,100 351,445,350 11,947,000 7,379,000 $22,826,090 $343,587 15,330,726 164,312 1,447,190,380 139,997,040 1,991,343,450 330,089,730 1,174,373,280 227,332,780 185,453,950 17,358,150 316,369,100 35,076,250 11,859,500 87,500 7,356,000 23,000 5,922,574,825 5,172,102,476 750,472,349 NOTE.—Gold notes and fractions not included. TABLE NO. 22.— Vault account of currency received and issued by this bureau during the year and the amount on hand Oct. 31, 1912. National-bank currency in vaults at close of business Oct. 31,1911 $574,327,280 National-bank currency received from Bureau of Engraving and Printing during year ended Oct. 31, 1912 447,685,520 Total to account for , , Amount issued to banks during the year Amount withdrawn from vaults and canceled Total withdrawn Amount in vaults at close of business Oct. 31,1912 $462,388,390 20,459,820 1,022,012,800 482,848,210 539,164,590 118 BEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 23.—National-bank notes received monthly for redemption by the Comptroller of the Currency during the year ended Oct. 31, 1912, and the amount received during the same period at the redemption agency of the Treasury, together with the total amount received since the approval of the act of June 20, 181A-x Received by the Comptroller of the Currency. From the redemption From naagency. tional banks in connection with reduction of circulation and For replaceRetirereplacement ment with ment with new new notes. account. notes. Month. November, 1911 December, 1911 January, 1912 February, 1912 March, 1912 April, 1912 May, 1912. June, 1912 July, 1912 August, 1912 September, 1912 October, 1912 $31,634,770 $2,112,818 30,786,362 2,202,287 40,505,900 2,304,041 36,261,678 1,985,748 36,435,895 2,112,920 35,397,838 2,980,318 38,659,570 2,813,163 36,850,938 2,599,318 35,752,073 34,971,112 1,950,402 28,815,172 2,015,440 38,187,392 1,630,192 $121,000 5,000 51,788 3,060 9,500 25,800 55,202 10,240 3,010 36,970 25,930 11,910 Total Received from June 20, 1874, to Oct. 31,1911 359,410 1 27,586,735 32,993,649 42,861,729 38,250,485 38,558,315 38,403,955 41,527,936 39,460,495 38,635,171 36,958,485 30,856,542 39,829,495 $46,646,904 54,363,693 77,819,645 50,283,920 53,149,946 55,320,499 65,929,473 61,987,331 59,666,461 54,271,136 41,816,565 48,103,770 452,204,845 669,359,343 23,538,975 3,622,968,141 914,721,481 4,561,228,597 6,615,179,880 4,047,226,841 942,308,216 5,013,433,442 7,284,539,223 Grand total 424,258,700 Total. Received at the United States Treasury redemption agency. Notes of gold banks not included in this table. TABLE N O . 24.—National-bank notes received at this bureau and destroyed yearly since the establishment of the system. Date. Prior to Nov. 1,1865 During year ended Oct. 31— 1866 . 1867 1868 1869 1870 1871 1872 1873 1874 . 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 Date. Amount. $175,490 1,050,382 3,401,423 4,602,825 8,603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939,741 137,697,696 98,672,716 76,918,963 57,381,249 41,101,830 35,539,660 54,941,130 74,917,611 82,913,766 93,178,418 91,048,723 59,989,810 47,726,083 59,568,525 52,207,627 44,447,467 45,981,963 1 During year ended Oct. 31—Contd. 1892. 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903.... 1904 1905 1906 1907 1908 1909 1910 1911 1912 Additional amount of insolvent and liquidating national-bank notes destroyed Gold notes Total In addition, $45,235 destroyed in transit. Amount. $43,885,319 44,895,466 62,835,395 46,997,527 53,613,811 83,159,973 66,683,467 59,988,303 71,065,968 90,848,100 107,222,495 140,306,990 167,118,135 195,194,785 191,102,985 197,932,847 231,128,140 348,159,995 359,496,000 409,835,965 428,399,608 444,833,894 3,390,560 15,175,397,182 REPORT OF THE COMPTROLLER OF THE CURRENCY. 119 TABLE N O . 25.—National-bank notes issued during each year from 1864 to 1912, inclusive; national-bank notes destroyed of active banks, insolvent and liquidated banks, and total destructions for each year during the same period, and also the percentage of destructions to issues. Destroyed. Year ended Oct. 31— 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 Active banks. Insolvent and liquidating banks. $1,225,872 3,401,423 4,602,825 8,603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939,741 137,697,696 98,672,716 76,918,963 57,381,249 41,101,830 35,539,660 54,941,130 74,917,611 82,913,766 93,178,418 91,048,723 59,989,810 47,726,083 59,568,525 52,207,627 44,447,467 45,981,963 43,885,319 44,895,466 62,835,395 46,997,527 53,613,811 83,159,973 66,683,467 59,988,303 71,065,968 90,848,100 107,222,495 140,306,990 167,118,135 195,194,785 191,102,985 197,932,847 231,128,140 326,622,845 359,496,000 409,835,965 428,399,608 $272,383 207,639 540,176 164,888 227,702 1,700,731 4,161,137 2,445,355 1,388,671 3,937,387 3,116,642 2,688,157 2,674,586 1,794,172 1,320,706 1,403,470 3,101,028 5,990,342 6,174,623 9,571,733 15,919,552 18,368,936 22,706,700 15,704,966 10,733,384 7,955,142 6,007,783 4,624,936 5,312,050 3,832,470 3,538,344 3,788,264 3,286,560 3,603,104 4,115,350 4,033,883 5,522,667 7,805,620 8,663,918 10,148,380 12,142,389 11,378,202 80,024,833 48,433,196 33,011,015 35,284,248 27,586,735 Issued. $58,813,980 146,285,475 89,485,759 9,616,927 6,165,135 8,376,450 16,667,875 48,660,710 50,888,475 46,235,375 51,766,644 136,025,195 78,480,410 75,611,240 63,825,205 58,376,360 43,787,770 73,221,180 * 80,076,450 78,681,070 81,046,310 83,040,440 62,026,940 36,756,100 49,668,460 30,611,860 32,886,720 46,465,820 49,951,350 86,184,670 66,586,360 57,181,040 78,098,580 82,526,890 79,469,260 67,028,650 163,808,800 123,100,200 133,309,440 187,249,260 213,462,110 272,590,790 261,914,490 236,119,740 367,017,740 413,152,510 417,941,890 459,942,330 462,388,390 Total outstanding. Total. $464,250 1,034,005 3,609,062 5,143,001 8,768,617 14,533,391 26,044,778 34,372,857 38,878,526 51,328,412 141,635,083 101,789,358 79,607,120 60,055,835 42,896,002 36,860,366 56,344,600 78,018,639 88,904,108 99,353,041 100,620,456 75,909,362 66,095,019 82,275,225 67,912,593 55,180,851 53,937,105 49,893,102 49,520,402 68,147,445 50,829,997 57,152,155 86,948,237 69,970,027 63,591,407 75,181,318 94,881,983 112,745,162 148,112,610 175,782,053 205,158,230 203,245,374 209,311,049 311,152,973 375,056,041 392,507,015 445,120,213 455,986,343 $58,813,980 204,635,205 293,086,959 299,094,824 300,116,958 299,724,791 301,859,275 324,475,207 340,990,825 348,347,674 348,785,906 343,176,018 319,867,070 315,871,190 319,640,560 335,120,918 342,048,322 358,924,902 360,982,713 350,759,675 332,452,944 314,872,928 300,990,506 271,651,587 239,044,822 201,744,089 179,449,958 171,978,673 172,036,921 208,701,189 207,140,104 213,491,147 234,437,572 230,016,225 239,515,458 242,952,701 331,580,183 359,798,400 380,362,678 419,496,966 457,295,565 524,408,249 583,171,985 609,905,441 665,844,987 703,940,757 724,874,508 739,165,313 749,348,559 Per cent destruc- Per cent tions ac- destructive tions to banks to issues. 0.52 35.36 74.64 102.71 85.82 50.02 59.36 78.79 96.47 101.23 125.73 101.72 89.91 70.40 81.16 75.03 93.55 105.37 114.96 109.64 96.71 129.84 119.93 170.54 135.15 87.85 52.09 94.36 82.18 68.64 100.76 83.91 89.49 43.38 73.80 80.56 74.93 78.29 71.54 72.96 83.83 62.09 79.06 86.02 89.10 92.64 0.65 37.52 83.42 104.68 87.19 53.52 67.54 84.08 99.15 104.12 129.70 105.28 94.09 73.48 84.18 76.95 97.42 112.99 122.58 121.17 122.38 179.82 165. 65 221.86 167.79 116.08 99.88 57.45 102.34 88.89 73.18 105.35 88.04 94.87 45.89 77.07 84.57 79.09 82.35 75.26 77.60 88.65 84.77 90.77 93.91 96.77 98.61 TABLE N O . 26.— Vault account of currency received and destroyed during the year ended Oct. 31, 1912. There was in the vault of the redemption division of this office, awaiting destruction, at the close of business Oct. 31,1911 $5,030,585.00 Received during the year end.ed Oct. 31,1912 452,204,844.50 Total Withdrawn and destroyed during the year Balance in vault Oct. 31,1912 457,235,429.50 455,986,342.00 1,249,087.50 120 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 27.— Taxes assessed national banks on deposits and capital {from 1864 to 188S) on circulation from 1864 to 1912, on capital and surplus (war revenue act of 1898) from 1898 to 1902, and estimated corporation tax (act of 1909) from 1909 to 1912. Year. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1^94 1895 18961897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1909 1910 1911 1912 . . On deposits. capital and On capital. On circulation. On surplus. $95,911.87 1,087,530.86 2,633,102.77 2,650,180.09 2,564,143.44 2,614,553.58 2,614,767.61 2,802,840.85 3,120,984.37 3,196,569.29 3,209,967.72 3,514,265.39 3,505,129.64 3,451,965.38 3,273,111.74 3,309,668.90 4,058, 710.61 4,940,945.12 18,295,717.93 $18,432.07 133,251.15 406,947.74 321,881.36 306,781.67 312,918.68 375,962.26 385,292.13 389,356.27 454,891.51 469,048.02 507,417.76 632,296.16 660,784.90 560,296.83 401,920.61 379,424.19 431,233.10 1707,751.33 . . . . Total 60,940,067.16 i To July 1,1883. 7,855,887.74 $53,193.32 733,247.59 2,106,785.30 2,868,636.78 2,946,343.07 2,957,416.73 2,949,744.13 2,987,021.69 3,193,570.03 3,353,186.13 3,404,483.11 3,283,450.89 3,091,795.76 2,900,957.53 2,948,047.08 3,009,647.16 3,153,635. 63 3,121,374.33 3,190,981.98 3,132,006. 73 3,024,668.24 2,794,584.01 2,592,021.33 2,044,922. 75 1,616,127.53 1,410,331.84 1,254,839.65 1,216,104.72 1,331,287.26 1,443,489.69 1,721,095.18 1,704,007.69 1,851,676.03 2,020,703.65 1,901,817.71 1,991,743.31 1,881,922.73 1,599,231.08 1,633,309.15 1,708,819.92 1,928,827.49 2,163,882.05 2,509,977. 80 2,806,070. 54 3,090,811.72 3,190,543.04 3,463,466.68 3,567,037.21 3,690,313.53 118,539,148.50 2 * $1,752,802.00 1,730,251.00 1,731,929.00 1,833,431.00 2 1,250,000.00 2 1,250,000.00 2 1,168,000.00 10,716,413.00 Corporation tax. Total. $167,537.26 1,954,029.60 5,146,835.81 5,840,698.23 5,817,268.18 5,884,888.99 5,940,474.00 6,175,154.67 6,703,910.67 7,004,646.93 7,083,498.85 7,305,134.04 7,229,221.56 7,013,707.81 6,781,455.65 6,721,236.67 7,591,770.43 8,493,552.55 12,194,451.24 3,132,006.73 3,024,668.24 2,794,584.01 2,592,021.33 2,044,922.75 1,616,127.53 1,410,331.84 1,254,839.65 1,216,104.72 1,331,287.26 1,443,489.69 1,721,095.18 1,704,007.69 1,851,676.03 2,020,703.65 1,901,817.71 3,744,545.31 3,612,173.73 3,331,160.08 3,466,740.15 1,708,819.92 1,928,827.49 2,163,882.05 2,509,977.80 2,806,070. 54 3,090,811.72 3,190,543.04 4,713,466.68 4,817,037.21 4,858.313.53 198,051,516.40 REPORT OF THE COMPTKOLLEK OP THE CURRENCY. 121 TABLE NO. 28.— Taxes assessed on national-bank circulation, years ended June 30, 1864* to 1912', cost of redemption, 1874 to 1912', cost of plates and examiners' fees, 1883 to 1912. Year. AssessCost of for redemption Assessment Assessment ment cost of Assessment for cost of plates, of notes Semiannual for examfor cost of by the plates, duty on iners' fees addiplates, new extended circulation. United (sec. 5240, tional or banks. States banks. XV. O.). dupliTreasurer. cate. $52,253,518.24 1864-1882 1874-1882 1883 1884 1885 1886 1887 1888 11,971,587.10 147,592.27 160,896.65 181,857.16 168,243.35 138,967.00 141,141. ~ 131,190.67 107,843.39 99,366.52 100,593.70 103,032.96 107.445.14 100,352.79 114,085.63 125,061.73 125,924.35 121,291.40 122,984.76 146,236.18 153,796.33 174,477.62 219,093.13 247,973.26 250,924.24 233,650.52 270,840.21 396.743.15 434,093.10 443,380.12 505, 735,21 $25,980.00 18,845.00 13,150.00 14,810.00 18,850.00 14,100.00 12,200.00 24,175.00 18,575.00 15,700.00 14,225.00 4,050.00 4,950.00 5,450.00 3,050.00 5,275.00 8,200.00 29,200.00 85,975.00 43,200.00 54,475.00 45,500.00 47,825.00 54,150.00 76,275.00 48,450.00 31,475.00 55,125.00 27,875.00 22,740.00 $34,120.00 1,950. 97;800.00 24,825.00 . I', 750. OOl. 3',900.00|. ' 575.00 . 725.00 . 7,200.00 8,100.00 5,200.00 4,375.00 6,875.00 3,750.00 3,700.00 1,775.00 2,850.00 15,050.00 13,500.00 14,425.00 40,325.00 12,600.00 64,800.00 31,450.00 12,975.00 10,025.00 10,800.00 17,500.00 22,375.00 28,190.00 4,130.00 118,539,148.50 7,746,401.12 843,850.00 501,485.00 132,006. 024,668. 794,584. 592,021. 044,922. 616,127. 410,331. 254,839. 216,104. 331,287. 443,489. 721,095. 704,007. 851,676. 020,703. 901,817. 991,743. 881,922. 599,221. 633,309. 708,819. 928,827. 163,882. 509,977. 806,070. 090,811. 190,543. 463,466. 567,037. 690,313. 1890. 1891. 1892. 1893. 1894. 1895. 1896. 1897. 1898. 1899. 1900. 1901. 1902. 1903. 1904. 1905. 1906. 1907. 1908. 1909. 1910. 1911. 1912. Total $94,606. 99,642. 107,781. 107,272. 110,219. 121,777. 130,725. 136,772. 138,969. 161,983. 162,444. 251,966. 238,252. 237,803. 222,858. 225,445. 244,903. 259,164. 277,816. 307,296. 324,598. 346,895. 388,307. 396,766. 425,157. 429,397. 510,928. 524,039. 492,269. 526,169. Total. $52, 253,518.24 1 971.587.10 434.305.16 306,001.94 195,172.90 907,172.51 314,709.63 897,046.87 685,023.30 524,355.75 480.215.63 617.664.64 728,392.24 088.932.11 054,437.75 212.765.17 373,374.30 260,237.33 368,988.33 308,322.35 122,748.33 152,027.11 302,696.51 552,915.94 912.787.70 243,268.27 554.128.71 849,524.68 140,489.26 494,223.81 552,936.38 777,278.50 4,130.00 8,002,233.83 135,637,248.45 1 Cost of redemption per $1,000, $0.78233. TABLE NO. 29.—Taxes collected on circulation, deposits, and capital of banks, other than national, by the Internal-Revenue Bureau, 1864 to 1883, and on capital, 1898 to 1902. Collected Collected Collected Collected on circulation on deposits on capital to 1883 on capital under war-revenue act of 1898 Total $5,487,608.82 48,802,237.39 14,986,143.44 7,136,754.00 76,412,743.65 122 BEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 30.—Specie and bank-note circulation of the United States in the years specified from 1800 to 1859. [Prepared by Loans and Currency Division, Treasury Department.] Year. 1800 1810 1820 . 1830 1831 1832 1833 1834.... 1835.... 1836.... 1837.... 1838.... 1839.... 1840.... 1841.... 1842.... 1843.... 1844.... 1845.... 1846.... 1847.... 1848.... 1849.... 1850.... 1851.... 1852 1853.... 1854 1855.... 1856.... 1857.... 1858.... 1859 Number Estimated Estimated Total money in Specie in of banks bank in United Treasury. notes specie United and States. States. branches. outstanding. 506 704 713 788 829 840 901 784 692 691 696 707 707 715 751 782 824 879 750 1,208 1,307 1,398 1,416 1,422 1,476 $10,500,000 28,000,000 44,800,000 61,000,000 77,000,000 91,500,000 91,500,000 94,839,570 103,692,495 140,301,038 149,185,890 116,138,910 135,170,995 106,968,572 107,290,214 83,734,011 58,563,608 75,167,646 89,608,711 105,552,427 105,519,766 128,506,091 114,743,415 131,366,526 155,165,251 171,673,000 188,181,000 204,689,207 186,952,223 195,747,950 214,778,822 155,208,344 193,306,818 $17,500,000 30,000,000 24,300,000 33,100,000 32,100,000 30,400,000 30,650,000 41,000,000 51,000,000 65,000,000 73,000,000 87,500,000 87,000,000 83,000,000 80,000,000 80,000,000 90,000,000 100,000,000 96,000,000 97,000,000 120,000,000 112,000,000 120,000,000 154,000,000 186,000,000 204,000,000 236,000,000 241,000,000 250,000,000 250,000,000 260,000,000 260,000,000 250,000,000 $28,000,000 58,000,000 69,100,000 93,100,000 109,100,000 121,900,000 122,150,000 135,839,570 154,692,495 205,301,038 222,185,890 203,638,910 222,170,995 189,968,572 187,290,214 163,734,011 148,563,608 175,167,646 185,608,711 202,552,427 225,519,766 240,506,091 234,743,415 285,366,526 341,165,251 375,673,000 424,181,000 445,689,207 436,952,223 445,747,950 474,778,822 415,208,344 443,306,818 i$1,500,000 i 3,000,000 12,000,000 5,755,705 6,014,540 4,502,914 2,011,778 11,702,905 8,892,858 15,000,000 15,000,000 15,000,000 2,466,962 3,663,084 987,345 230,484 1,449,472 7,857,380 7,658,306 9,126,439 1,701,251 8,101,353 2,184,964 6,604,544 10,911,646 14,632,136 21,942,893 20,137,967 18,931,976 19,909,325 17,710,114 6,398,316 4,339,276 Money in Per circulation. Population. capita. $26,500,000 55,000,000 67,100,000 87,344,295 93,085,460 117,397,086 120,138,222 124,136,665 145,799,637 200,301,038 217,185,890 198,638,910 219,704,033 186,305,488 186,302,869 163,503,527 147,114,136 167,310,266 177,950,405 193,425,988 223,818,515 232,404,738 232,558,451 278,761,982 330,253,605 361,040,864 402,238,107 425,551,240 418,020,247 425,846,625 457,068,708 408,810,028 438,967,542 5,308,483 7,239,881 9,633,822 12,866,020 13,221,000 13,590,000 13,974,000 14,373,000 14,786,000 15,213,000 15,655,000 16,112,000 16,584,000 17,069,453 17,591,000 18,132,000 18,694,000 19*276,000 19.878,000 20,500,000 21,143,000 21,805,000 22,489,000 23,191,876 23,995,000 24,802,000 25,615,000 26,433,000 27,256,000 28,083,000 28,916,000 29,753,000 30,596,000 $4.99 7.60 6.96 6.69 7.04 8.64 8.60 8.64 9.86 13.17 - 13.87 12.33 13.26 10.91 10.59 9.02 7.87 8.68 8.95 9.43 10.59 10.66 10.34 12.02 13.76 14.63 15.80 16.10 15.34 15.16 15.81 13.78 14.35 i Specie in Treasury, estimated. TABLE NO. 31.—Coin and paper circulation of the United States from 1860 to 1912, inclusive, with amount of circulation per capita. Coin, bullion, and Year Coin, including United States Total money. paper money bullion notes and ending in Treasury, bank notes. June 30. in Treasury. 1860. 1861. 1862. 1863. 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1879. 1880. 1881. 1882. 1883. 1884. 1885. 1886. 1887. $235,000,000 250,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 25,000,000 52,418,734 65,837,506 102,047,907 357,268,178 494,363,884 647,868,682 703,974,839 769,740,048 801,068,939 872,175,823 903,027,304 1,007,513,901 $207,102,477 202,005,767 333,452,079 649,867,283 680,588,067 745,398,620 729,430,711 703,334,669 692,336,115 691,471,653 698,940,094 719,539,283 740,960,724 751,363,213 781,024,781 773,273,509 738,264,550 697,216,341 687,743,069 676,372,713 691,186,443 701,723,691 705,423,050 703,496,526 686,180,899 665,750,948 655,691,476 625,898,804 $442,102,477 452,005,767 358,452,079 674,867,283 705,588,067 770,398,620 754,430,711 728,334,669 717,336,115 716,471,653 723,940,094 744,539,283 765,960,724 776,363,213 806,024,781 798,273,509 790,683,284 763,053,847 789,790,976 1,033,640,891 1,185,550,327 1,349,592,373 1,409,397,889 1,473,236,574 1,487,249,838 1,537,926,771 1,558,718,780 1,633,412,705 $6,695,225 3,600,000 23,754,335 79,473,245 55^426^760 80,839,010 66,208,541 36,449,917 50,898,289 47,655,667 25,923,169 24,412,016 22,563,801 29,941,750 44,171,562 63,073,896 40,738,964 60,658,342 215,009,098 212,168,099 235,354,254 235,107,470 242,188,649 243,323,869 244,864,935 308,707,249 315,873,562 Circulation. $435,407,252 448,405,767 334,697,744 595,394,038 669,641,478 714,971,860 673,591,701 662,126,128 680,886,198 665,573,364 676,284,427 718,616,114 741,548,708 753,799,412 776,083,031 754,101,947 727,609,388 722,314,883 729,132,634 818,631,793 973,382,228 1,114,238,119 1,174,290,419 1,231,047,925 1,243,925,969 1,293,061,836 1,250,011,531 1,317,539,143 CirculaPopulation. tion per capita. 31,443,321 32,064,000 32,704,000 33,365,000 34,046,000 34,748,000 35,469,000 36,211,000 36,973,000 37,756,000 38,558,371 39,555,000 40,596,000 41,677,000 42,796,000 43,951,000 45,137,000 46,353,000 47,598,000 48,866,000 50,155,783 51,316,000 52,495,000 53,693,000 54,911,000 56,148,000 57,404,000 58,680,000 $13.85 13.98 10.23 17.84 19.67 20.58 18.99 18.29 18.42 17.63 17.51 18.17 18.27 18.09 18.13 17.16 16.12 15.58 15.32 16.75 19.41 21.71 22.37 22.93 22.65 23.03 21.78 22.45 BEPOBT OF THE COMPTBOLLEK OF THE CURRENCY. 123 TABLE N O . 31.—Coin and paper circulation of the United States from 1860 to 1912, inclusive, with amount of circulation per capita—Continued. Coin, bullion, and Year Coin, including United States Total money. paper money Circulation. ending bullion notes and in Treasury, June 30. in Treasury. bank notes. as assets. 1888. 1889. 1890. 1891. 1892. 1893. 1894. 1895. 1896. 1897. 1900. 1901. 1902. 1903. 1904. 1905. 1906. 1907. 1908. 1909. 1910. 1911. 1912. $1,092,391,690 1,100,612,434 1,152,471,638 1,112,956,637 1,131,142,260 1,066,223,357 1,098,958,741 1,114,899,106 1,097,610,190 1,213,780,289 1,397,785,969 1,508, 543,738 1,607,352,213 1,734,861,774 1,829,913,551 1,905, 116,321 1,994,610,024 2,031,296,042 2,154,797,215 2,159, 103,301 2,328,767,087 2,365,512,264 2,355,807,734 2,477,837,453 2,554,125,643 $599,043,337 558,059,979 532,651,791 564,837,007 621,076,937 672,584,935 706,618,677 704,460,451 702,364,843 692,989,982 675,788,473 681,550,167 732,348,460 748,206,203 733,353,107 779,594,666 808,894, 111 851,813,822 915,179,376 956,457,706 1,049,996,933 1,040,816,090 1,063,783,749 1,078,121,524 1,094,745,008 $1,691,435,027 1,658,672,413 1,685,123,429 1,677,793,644 1,752,21^,197 1,738,808,292 1,805,577,418 1,819,359,557 1,799,975,033 1,906,770,271 2,073,574,442 2,190,093,905 2,339,700,673 2,483,067,977 2,563,266,658 2,684,710,987 2,803,504,135 2,883,109,864 3,069,976,591 3,115,561,007 3,378,764,020 3,406,328,354 3,419,591,483 3,555,958,977 3,648,870,651 $319,270,157 278,310,764 255,872,159 180,353,337 150,872,010 142,107,227 144,270,253 217,391,084 293,540,067 265,787,100 235,714,547 286,022,024 284,549,675 307,760,015 313,876,107 317,018,818 284,361,275 295,227,211 333,329,963 342,604,552 340,748,532 300,087,697 317,235,878 341,956,381 364,357,557 $1,372,164,870 1,380,361,649 1,429,251,270 1,497,440,307 1,601,347,187 1,596,701,065 1,661,307,165 1,601,968,473 1,506,434,966 1,640,983,171 1,837,859,895 1,904,071,881 2,055,150,998 2,175,307,962 2,249,390,551 2,367,692,169 2,519,142,860 2,587,882,653 2,736,646,628 2,772,956,455 3,038,015,488 3,106,240,657 3,102,355,605 3,214,002,596 3,284,513,094 CirculaPopulation. tion per capita. 59,974,000 61,289,000 62,622,250 63,844,000 65,086,000 66,349,000 67,632,000 68,934,000 70,254,000 71,592,000 72,947,000 74,318,000 76,303,387 77,754,000 79,117,000 80,487,000 81,867,000 83,260,000 84,662,000 86,074,000 87,496,000 88,926,000 90,363,000 93,983,000 95,656,000 $22.88 22.52 22.82 23.45 24.60 24.06 24.56 23.24 21.44 22.92 25.19 25.62 26.93 27.98 28.43 29.42 30.77 31.08 32.32 32.22 34.72 34.93 34.33 34.20 34.34 NOTE 1.—Specie payments were suspended from Jan. 1, 1862, to Jan. 1, 1879. During the greater part of that period gold and silver coins were not in circulation except on the Pacific coast, where it is estimated the specie circulation was generally about $25,000,000. This estimated amount is the only coin included in the above statement from 1862 to 1875, inclusive. NOTE 2.—In 1876 subsidiary silver again came into use, and is included in this statement, beginning with that year. NOTE 3.—The coinage of standard silver dollars began in 1878, under the act of Feb. 28,1878. NOTE 4.—Specie payments were resumed Jan. 1, 1879, and all gold and silver coins, as well as gold and silver bullion in the Treasury, are included in this statement from and after that date. NOTE 5.—The Director of the Mint recently made a revised estimate of the stock of gold coin; and as a consequence of such revision the estimated stock of gold in the United States and of gold coin m circulation has been reduced $135,000,000 in the figures for 1907. NOTE 6.—There was a reduction as of June 30,1910, of $9,700,000 of subsidiary silver coin as a result of the revision of stock by the Mint Bureau. NOTE 7.—This table has been revised and shows slight changes from previous figures in many of the Items. TABLE NO. 32.—State-bank notes outstanding, total money in United States, and percentage of bank notes to total money, from 1800 to 1863, inclusive. Per cent Total money Estimated bank bank notes notes to in United outstanding. total States. money. Year. 1800 1810 1820 1830 1831 1832 1833 1834 1835 1836 1837 1838 1839 1840. 1841 1842 1843 1844 1845 $28,000,000 58,000,000 69,100,000 93,100,000 109,100,000 121,900,000 122,150,000 135,839,570 154,692,495 205,301,038 222,185,890 203,638,910 222,170,995 189,968,572 187,290,214 163,734,011 148,563,608 175,167,646 185,608,711 1 $10,500,000 28,000,000 44,800,000 61,000,000 77,000,000 91,500,000 91,500,000 94,839,570 103,692,495 140,301,038 149,185,890 116,138,910 135,170,995 106,968,572 107,290,214 83,734,011 58,563,608 75,167,646 89,608,711 37.50 48.27 64.83 65.54 70.57 75.06 74.90 69.81 67.01 68.33 67.14 57.03 60.84 56.30 57.28 51.13 39.39 42.91 48.27 Other paper currency, $149,652,079. Year. 1846... 1847... 1848 1849... 1850... 1851 1852... 1853... 1854... 1855... 1856... 1857.-. 1858... 1859 1860. 1861 1862 1863 Per cent Total money Estimated bank in United bank notes notes to States. outstanding. total money. $202,552,427 $105,552,427 225,519,766 105,519,766 240,506,091 128,506,091 234,743,415 114,743,415 285,366,526 131,366,526 341,165,251 155,165,251 375,673,000 171.673,000 424,181,000 188,181,000 445,689,207 204,689,207 436,952,223 186,952,223 445,747,950 195,747,950 474,778,822 214,778,822 415,208,344 155,208,344 443,306,818 193,306,818 460,102,477 207,102,477 452,005,767 202,005,767 358,452,079 1183,800,000 674,867,283 2 238,700,000 2 Other paper currency, $411,167,283. 52.11 46.78 53.43 48.87 46.03 45.48 45.69 44.36 45.92 42.78 43.91 45.23 37.38 43.60 45.01 44.69 51.27 35.37 124 EEPOET OF THE COMPTKOLLEB OF THE CUEEENCY. TABLE NO. 33.—Total money in United States, national-bank notes outstanding, and percentage of bank notes to total money, on June 30, 1864 to 1912, inclusive. Year. Total money in Nationalbank 1 United States. circulation. 1864... 1865... 1866... 1867... 1868... 1869... 1870... 1871... 1872... 1873... 1874... 1875... 1876... 1877... 1878... 1879... 1880... 1881... 1882... 1883... 1884... 1885... 1886... 1887... 1888... $705,588,067 770,398,620 754,430, 711 728,334,669 717,336,115 716,471,653 723,940,094 744,539,283 765,960,724 776,363,213 806,024, 781 798,273,509 790,683,284 763,053,847 789,790,976 1,033,640,891 1,185,550,327 1,349,592,373 1,409,397,889 1,473,236,574 1,487,249,838 1,537,926,771 1,558,718,780 1,633,412,705 1,691,435,027 Percentage of nationalbank circulation to total currency. $58,813,980 204,635,205 293,086,959 299,094,824 300,116,958 299,724,791 301,859,275 324,475,207 340,990,825 348,347,674 348, 785,906 343,176,018 332,998,336 317,048,872 324,514,284 329,691,697 344,505,427 355,042,675 358,742,034 356,815,510 339,499,833 319,069,932 309,010,460 279,217, 788 252,362,321 8.33 26.56 38.85 41.07 41.84 41.83 41.70 43.58 44.52 44.87 43.27 42.99 42.11 41.55 41.09 31.89 29.06 26.31 25.45 24.29 22.83 20.75 19.83 17.09 14.92 Percentage of NationalnationalTotal money in bank 1 bank cirUnited States. circulation. culation to total currency. Year. 1889.... 1890.... 1891.... 1892.... 1893.... 1894 1895.... 1896.... 1897 1898.... 1899.... 1900.... 1901.... 1902 1903.... 1904.... 1905 1906.... 1907.... 1908.... 1909.... 1910.... 1911 1912.... . $1,658,672,413 $211,378,963 . 1,685,123,429 185,970,775 . 1,677,793,644 167,927,574 . 1,752,219,197 172,683,850 . 1,738,808,292 178,713,692 . 1,805,977,418 207,353,244 . 1,819,359,557 211,691,035 . 1,799,975,033 226,000,547 . 1,906,770,271 231,441,686 . 2,073,574,442 227,900,176 . 2,190,093,905 241,350,871 . 2,339,700,673 309,640,443 . 2,483,067,977 353, 742,186 . 2,563,266,658 356,672,091 . 2,684,710,987 413,670,650 . 2,803,504,135 449,235,095 . 2,883,109,864 495, 719,807 . 3,069,976,591 561,112,360 . 3,115,561,007 603,788,690 . 3,378, 764,020 698,333,917 . 3,406,328,354 689,920,074 . 3,419,591,483 713,430, 733 . 3,555,958,977 728,194,508 . 3,648,870,650 745,134,992 12.74 11.04 10.01 9.86 10.28 11.48 11.63 12.55 12.14 10.99 11.02 13.23 14.25 13.91 15.41 16.02 17.19 18.28 19.38 20.67 20.25 20.86 20.47 20.42 i Oct. 31,1864 to 1875; June 30,1876 to 1911. TABLE NO. 34.—Per cent of the various kinds of currency and instruments of credit, together with total per cent of instruments of credit, as shown by the daily receipts of banks on the dates indicated. Classification. June 30, Sept. 17, July 1, 1881 1881 1890 (2,132 (3,364 (1,966 banks). banks). banks). Sept. 17, Sept. 15, 1892 1890 (3,473 (3,474 banks). banks). May 15, 1894 (2,465 banks). July 1, Mar. 16, 1896 1909 (5,530 (11,492 banks). 1 banks). 2 Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. 0.89 1.13 0.88 0.60 0.65 1.38 0.60 .32 .16 .41 .43 .50 .17 .40 Gold coin Silver coin Gold Treasury certificates Silver Treasury certificates Legal-tender notes National-bank notes.. } United States certificates of deposit for legal-tender notes Checks, drafts, etc.... Clearing-house certificates Exchanges for clearing house Miscellaneous Total Per cent of instruments of credit 4.06 4.36 f t 1.52 1.88 1.53 1.87 1.81 2.34 | 1.34 1.25 91.77 91.85 .12 44.90 .03 51.58 3.36 2.24 1.04 .74 46.06 .50 38.68 .04 t 3.00 46.79 1 1 100.00 100. 00 100. 00 100. 00 95.10 94.10 92.50 91.00 90.60 4.90 94.10 92.00 100.00 (3) Includes 2,056 other than national banks. Includes 6,040 other than national banks. 3 Based solely on transactions with retail merchants. 4 Includes 0.67 per cent currency certificates. 6.30 3 58.90 43.82 100. 00 1 2 M1.10 4 5. io 100.00 100.00 92.60 94.10 REPORT OF THE COMPTROLLER OF THE CURRENCY. 125 TABLE NO. 35.— United States bonds on deposit to secure circulating notes of national banks for the years ended Oct. 31, from 1900 to 1912, etc. United States bonds held as security for circulation. Year. 1900.... 1901.... 1902.... 1903.... 1904 1905 1906.... 1907.... 1908.... Number of banks. 2 per cent consols of 1930. 4 per cent bonds. Consols of f $1,019,950 1907, I Consols of 313,544,100 3,871 1 1930, L oan o f (270,006,600 1895, 7,503,350 Consols of f 12,500 1907, of 6,032,000 4,221 1I Consols Loan of 1930, 1316,625,650 1895, 2,911,100 Consols of 1907, 8,248,450 4,601 320,738,000 Loan of 1895, 2,208,600 Consols of 1907, 2,979,200 5,147 376,003,300 Loan of 1895, 1,410,100 Consols of 1907, 5,857,500 5,495 416,972,750 L o a n of 1895, 1,791,600 Consols of 1907, 5,858 483,181,900 4,050,350 L o a n of 1895, 4,465,000 Consols of 1907, 25,124,650 6,225 492,170,650 Loan of 1895, 4,602,100 Loan of 6,620 532,543,550 1895, 10,732,900 6,873 554,700,700 14,960,450 3 per cent bonds. 5 per cent bonds. Total. United States bonds held for other purposes at nearest date. Grand total. L o a n of L o a n of 1 .1898, 3 per 1904, 5 per [$301,123,580 $113,859,250 $414,982,830 cent, cent, $7,756,580 $1,293,000 1 • 3,983,780 268,900 329,833,930 115,003,660 444,837,590 6,056,720 1,100,900 338,352,670 132,693,250 471,045,920 1,797,580 718,650 382,726,830 141,177,680 523,904,510 1,922,940 426,544,790 121,812,810 548,357,600 2,215,540 493,912,790 . (2 per cent 3,273,700 11 Panama Canal, I 14,482,080 539,653,180 104,759,730 644,412,910 . 6,490,080 567,011,910 103,019,490 670,014,400 17,245,380 38,558,680 13,936,500 Certifi10,468,520 cates of in- 73,888,980 567,801,770 632,624,850 89,033,690 721,658,540 679,545,740 62,367,940 741,913,680 694,926,070 714,170,320 730,257,280 62,414,310 757,340,380 59,013,840 773,184,160 47,059.500 777,314,780 \X" U t c•\Xm 1909.... 4 per cent 3 per cent n of • 1908-1918, 7,025 573,328,450 l o a1925, 14,575,560 15,463,050 1910.... 1911.... 1912.... 7,218 580,145,400 7,331 593,006,600 7,428 601,762,600 21,022,650 22,854,300 26,817,000 15.337,540 18,199 380 20,419,220 ness 3 per cent. 2 per cent 1936 and 1938, Panama Canal. 76,178,680 78,420,480 80,110,040 81,258,460 TABLE NO. 36.—Profit on national-bank circulation, based on a deposit of $100,000 United States consols of 1930, loan of 1925, and Panama Canal loan, to at the average net price, monthly, during the year ended Oct. 31, 1912. CONSOLS OF 1930. Receipts. Date. November December January February March April May June July August September October 1911. 1912, Cost of bonds. Deductions. Circulation obInterest tainable. Interest on circu- Gross reon bonds. lation at ceipts. 6 per cent. Tax. Expenses. Sinking fund. Net receipts. Total. Interest on cost of bonds at 6 per cent. Profit on circulation in excess of 6 per cent on the investment. i Amount. Per cent. H $100,417 $100,000 100,413 100,000 100,382 100,400 100,981 101,250 101,250 101,010 100,875 100,923 101,250 101,255 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 2,000 $6,000 6,000 $8,000 8,000 $500 500 $62.50 62.50 $12.54 12.84 $575.04 575.34 $7,424.96 7,424.66 $6,025.00 6,024.78 $1,399.96 1,398.88 1.394 1.394 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 500 500 500 500 500 500 500 500 500 500 62.50 62.50 62.50 62.50 62.50 62.50 62. 50 62.50 62.50 62.50 11.67 12.29 30.61 39.04 39.34 32.02 27.96 29.72 40.45 41.02 574.17 574. 79 593.11 601. 54 601. 84 594. 52 590. 46 592.22 602.95 603.52 7,425.83 7,425.21 7,406.89 7,398.46 7,398.16 7,405.48 7,409.54 7,407.78 7,397.05 7,396.48 6,022,93 6,023.97 6,058.85 6,075.00 6,075. 00 6,060.60 6,052.50 6,055.39 6,075.00 6,075.29 1,402.90 1,401.24 1,348.04 1,323.46 1,323.16 1,344.88 1,357.04 1,342.39 1,322.05 1,321.19 1.397 1.395 1.335 1.307 1.307 1.331 1.345 1.330 1.305 1.305 $705.43 $1,767.93 705.17 1,767.67 $8,332.07 8,232.33 $6,847.50 6,839.51 $1,484.57 1,392.82 1.301 1.222 1,754.25 1,757.13 1,787. 08 1,824.97 1,834. 40 1,832. 05 1,829.84 1,820.95 1,824.90 1,837.08 8,245.75 8,242.87 8,212.92 8,175. 03 8,165.60 8,167.95 8,170.16 8,179. 05 8,175.10 8,162.92 6,816.06 6,811.96 6,839.14 6,874.90 6,877. 50 6,866.70 6,856.15 6,838.27 6,834.69 6,840.00 1,429.69 1,430.91 1,373.78 1,300.13 1,288.10 1,301.25 1,314.01 1,340.78 1,340.41 1,322.92 1.258 1.260 1.205 1.135 1.124 1.137 1.150 1.173 1.177 1.160 $2,000 W o o g LOAN OF 1925. November December 1911 1912 January February March April. May June July August September October w $114,125 $100,000 113,992 100,000 113,601 113,533 113,986 114,582 114,625 114,445 114,269 113,971 113,912 114,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 $4,000 4,000 $6,000 6,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 4,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 $10,000 $1,000 10,000 1,000 $62. 50 62.50 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 62.50 62. 50 62.50 62.50 62.50 62.50 62. 50 62. 50 62.50 62.50 10,000 10,000 10,000 10,000 10,000 10,000 10,000 10', 000 10,000 10,000 691.75 694. 63 724. 58 762. 47 771. 90 769.55 767. 34 758. 45 762.40 774.58 Q d s 3 o PANAMA CANAL LOAN OF 1916-1936.1 November December January February March April May June July August September October 1911. $100,406 100,038 $100,000 100,000 $2,000 2,000 $6,000 6,000 $8,000 8,000 $500 500 $62. 50 62.50 $7.24 .72 $569. 74 563.22 $7,430.26 7,436. 78 $6,024.38 6,002.28 100,000 100,016 100,231 100,250 100,250 100,570 100,750 100,769 101,016 101,250 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 8,000 500 500 500 500 500 500 500 500 500 500 62.50 62. 50 62. 50 62.50 62.50 62. 50 62.50 62.50 62.50 62.50 .00 .30 4.29 4.60 4.63 10.63 14.08 14. 53 19.31 562. 50 562. 80 566. 79 567.10 567.13 573.13 576. 58 577. 03 581. 81 586. 43 7,437.50 7,437.20 7,433.21 7,432. 90 7,432.87 7,426.87 7,423. 42 7,422. 97 7,418.19 7,413.57 6,000.00 6,000.98 6,013. 85 6,015. 00 6,015.00 6,034.20 6,045.00 6,046.15 6,060.94 6,075.00 1912, * Here treated as maturing Aug. 1,1936. $1,405.88 1,434.50 1,437.50 1,436.22 1,419.36 1,417.90 1,417.87 1,392.67 1,378.42 1,376. 82 1,357.25 1,338.57 1.400 1.433 1.438 1.436 1.416 1.414 1.414 1.384 1.368 1,366 1.344 1.322 O fcrj H W O O 3 r1 o fcrj 1-3 W O c! i o ! 128 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 37.—National banks placed in liquidation from Nov. 1,1911, to Oct. SI, 1912, the names, where known, of succeeding banks in cases of succession, together with date of liquidation, capital, and circulation issued and outstanding. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. Farmers and Merchants National Bank of Redkey, Ind. (9670); absorbed by Bank of Redkey, Ind First National Bank of Tupelo, Okla. (8609) Commercial National Bank of Greensboro, N. C. (9123) ; consolidated with American Exchange Bank of Greensboro, N. C Monroe National Bank of Chicago, 111. (8121); absorbed by Central Trust Co. of Illinois, Chicago, 111.. New London National Bank, New London, Ohio (4712) ;i succeeded by Third National Bank of New London, Ohio Ferdinand National Bank, Ferdinand, Ind. (7830); succeeded by Beckmann State Bank of Ferdinand, Ind First National Bank of Overly, N. Dak. (8096); succeeded by Farmers and Merchants Bank of Overly, N. Dak First National Bank of Montgomery, Ind. (5734) First National Bank of Oneonta, N. Y. (420); absorbed by Citizens National Bank of Oneonta, N. Y Union National Bank of Warren, Ohio (6353); succeeded by Union Bank and Trust Co. of Warren, Ohio Farmers National Bank of New Jersey at Mount Holly, N. J. (1168); succeeded by Farmers Trust .Co. of Mount Holly, N. J Columbia National Bank of Indianapolis, Ind. (5845); succeeded by National City Bank of Indianapolis, Ind Union National Bank of Indianapolis, Ind. (6513); succeeded by National City Bank of Indianapolis, Ind Citizens National Bank of Munday, Tex. (8215); consolidated with First National Bank of Munday, Tex. Wachusett National Bank of Fitchburg, Mass. (2265) absorbed by Safety Fund National Bank of Fitchburg, Mass Cranford National Bank, Cranford, N. J. (7171); succeeded by Cranford Trust Co., Cranford, N. J Citizens National Bank of Alamogordo, N. Mex. (8315). National Bank of Lillington, N. C. (6616) First National Bank of Melrose, Minn. (7566); succeeded by Security State Bank of Melrose, Minn Merchants National Bank of Carlisle, Pa. (4444); consolidated with Carlisle Trust Co.. Callisle, Pa First National Bank of Kalida, Ohio (7074) Kokomo National Bank, Kokomo Ind. (6261); succeeded by Farmers Trust and Savings Bank of Kokomo, Ind Michigan National Bank of Kalamazoo, Mich. (1359); consolidated with First National Bank of Kalamazoo, Mich National Bank of Commerce of Guthrie, Okla. (7299); consolidated with Guthrie National Bank, Guthrie, Okla...% First National Bank of Toronto, Ohio (8705); absorbed by National Bank of T oronto, Ohio Farmers and Merchants National Bank of Alvord, Tex. (8071); absorbed by Alvord State Bank, Alvord, Tex First National Bank of Lindale, Tex. (7956); succeeded by Citizens Guaranty State Bank of I/ndale, Tex. Outstanding. Oct. 18,1911 Oct. 30,1911 $25,000 25,000 $14,500 12,750 Nov. 15,1911 200,000 200,000 90,600 Nov. 21,1911 300,000 273,300 131,840 Nov. 27,1911 50,000 12,500 6,687 ..do 25,000 22,100 12,650 Dec. 4,1911 Dec. 6,1911 25,000 25,000 5,950 23,800 3,150 2,350 Dec. 15,1911 100,000 97,400 26,201 Dec. 30,1911 200,000 173,200 88,350 ..do 200,000 198,200 100,586 500,000 394,100 228,100 400,000 295,200 25,000 6,250 Jan. 2,1912 .do. Dec. 30,1911 $5,740 7,800 164,245 2,1912 250,000 90,250 39,627 Jan. .15,1912 Jan. 16,1912 Jan. 22,1912 50,000 50,000 25,000 21,500 50,000 25,000 8,620 25,125 9,600 Jan. 1,1912 25,000 5,950 3,650 ..do Feb. 16,1912 100,000 25,000 100,000 6,250 44,437 4,250 Feb. 14,1912 100,000 96,500 62,450 Feb. 23,1912 100,000 10,800 Feb. 20,1912 100,000 95,950 71,420 50,000 50,000 22,640 30,000 7,200 3,700 25,000 25,000 12,500 500,000 473,600 253,742 500,000 477,400 298,550 200,000 50,000 34,650 Feb. Feb. 13,1912 Jan. 29,1912 South Texas National Bank of Houston, Tex. (4350); Feb. 5,1912 succeeded by South Texas Commercial National Bank of Houston, Tex Commercial National Bank of Houston, Tex. (3517); Mar. 1,1912 succeeded by South Texas Commercial National Bank of Houston, Tex merican National Bank of Sioux Falls, S. Dak. (9915); ...do consolidated with Sioux Falls Savings Bank, Sioux Feb. 8,1912 Falls, S. Dak Exchange National Bank of Okmulgee, Okla. (9947); consolidated with First National Bank of Okmulgee, Jan. 17,1912 Okla i Expired by limitation. 50,000 11,900 1 6,300 REPORT OP THE COMPTROLLER OF THE CURRENCY. 129 TABLE NO. 37.—National banks placed in liquidation from Nov. 1, 1911, to Oct. SI, 1912, the names, where known, of succeeding banks in cases of succession, together with date of liquidation, capital, and circulation issued and outstanding—Continued. Circulation. Date of liquidation. Name and location of bank. Issued. First National Bank of Kewanna, Ind. (8192); succeeded by First State Bank of Kewanna, Ind Citizens National Bank of Grand Saline, Tex. (8884); succeeded by First State Bank of Grand. Saline, Tex.. First National Bank of Barre, Mass. (2685); succeeded by Second National Bank of Barre, Mass. First National Bank of Kensal, N. Dak. (7943); succeeded by Security State Bank of Kensal, N. Dak.. Citizens National Bank of Guthrie Center, Iowa (7736); consolidated with First National Bank of Guthrie Center, Iowa Western National Bank of Philadelphia, Pa. (656); absorbed by Girard National Bank of Philadelphia, Pa. National Bank of MerrDl, Wis. (4736);1 succeeded by Citizens National Bank of Merrill, Wis Canyon National Bank, Canyon, Tex. (7901); absorbed by First National Bank of Canyon, Tex First National Bank of Nome, N. Dak. (9287); succeeded by First State Bank of Nome, N. Dak National Hudson Kiver Bank of Hudson, N. Y. (1091); succeeded by Hudson River Trust Co. of Hudson, N. Y , :. Texico National Bank, Texico, N. Mex. (8391); absorbed by Clovis National Bank, Clovis, N. Mex Central National Bank of Denver, Colo. (8774); consolidated with United States National Bank of Denver, Colo First National Bank of Blum, Tex. (6069); succeeded by Guaranty State Bank of Blum, Tex Capitol National Bank of Denver, Colo. (6355); consolidated with First National Bank of Denver, Colo. National Bank of Pawnee City, Nebr. (6541); succeeded by First State Bank of Pawnee City, Nebr... Gallatin National Bank of New York, N. Y. (1324); absor bed by Hanover National Bank of New York, N. Y Merchants National Bank of San Francisco, Cal. (8487); consolidated with Western Metropolis National Bank of San Francisco, Cal., which changed its title to Merchants National Bank of San . Francisco Commercial National Bank of Kearney, Nebr. (8651); absorbed by Central National Bank of Kearney, Nebr. American National Bank of Hartford, Conn. (1165); absorbed by Phoenix National Bank of Hartford, Conn Moravia National Bank, Moravia, N. Y. (2353); consolidated with First National Bank of Moravia, N. Y Mercantile National Bank of the City of New York, N. Y. (1067); consolidated with Irving National Exchange Bank of New York, N. Y First National Bank of Mabton, Wash. (9757); absorbed by Mabton Bank, Mabton, Wash Capital National Bank of Indianapolis, Ind. (4158); consolidated with Indiana National Bank of Indianapolis, Ind National Bank of Augusta, Ga. (1613); consolidated with Citizens and Southern Bank of Savannah, Ga. Exchange National Bank of Waco, Tex. (8818); succeeded by Central Texas Exchange National Bank of Waco, "Tex Central Texas National Bank of Waco, Tex. (9828); succeeded by Central Texas Exchange National Bank of Waco, Tex First National Bank of Hudson, Iowa, (5659); consolidated with Hudson Savings Bank, Hudson, Iowa National Granite Bank of Quincy, Mass. (832); succeeded by Granite Trust Co. of Quincy, Mass Commercial National Bank of Alma, fcans. (8357); succeeded by Farmers National Bank of Alma, Kans Merchants National Bank of Salida, Colo. (8951); consolidated with First National Bank of Salida, Colo.. 64776°—CUR 1912 1 9 Outstanding. Feb. 29,1912 $25,000 $25,000 Jan. 20,1912 30,000 7,200 3,710 Mar. 23,1912 50,000 48,000 15,580 Mar. 25,1912 25,-000 0,500 4,430 Mar. 23,1912 25,000 20,000 $17,300 Mar. 28,1912 600,000 419,700 244,210 Apr. 14,1912 100,000 50,000 27,400 Apr. 12,1912 50,000 48,000 32,900 Apr. 15,1912 25,000 19,200 12,600 Apr. 24,1912 125,000 48,100 30,374 Mar. 6,1912 30,000 7,200 4,350 Apr. 10,1912 300,000 141,900 88,890 May 11,1912 25,000 23,800 14,730 May 11,1912 300,000 120,000 May 14,1912 25,000 12,100 9,570 May 27,1912 1,000,000 4S7,000 261,556 ' May 31,1912 500,000 500,000 May 27,1912 100,000 87,500 May 15,1912 68,180 600,000 500,000 4,1912 50,000 50,000 June 19,1912 3,000,000 300,000 June 15,1912 25,000 5,950 1,000,000 1,000,000 250,000 146,200 106,550 200,000 195,300 154,890 300,000 300,000 211,960 25,000 24,200 21,200 150,000 145,700 99,145 38,790 June July 1,1912 do July 3,1912 do July 1,1912 do June 17,1912 50,000 48,000 July 50,000 12,500 1,1912 Expired by limitation. 130 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 37.—National banks'placedin liquidation from Nov. 1, 1911, to Oct. SI, 1912, the names, where known, of succeeding banks in cases of succession, together with date of liquidation, capital, and circulation issued and outstanding—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. Farmers National Bank of Mulberry, Ind. (4801);1 succeeded by Citizens National Bank of Mulberry, Ind July 30,1912 National Bank of Batesville, Ark. (8864); consolidated with First National Bank of Batesville, Ark July 20,1912 First National Bank of Nashville, Term. (150); consolidated with Fourth National Bank of Nashville, Tenn., which changed its- title to Fourth and First National Bank of Nashville, Tenn* July 8,1912 Citizens National Bank of Port Allegany, Pa. (6066); absorbed by First National Bank of Port Allegany, Pa May 4,1912 Sturgis National Bank of Hillsboro, Tex. (3786); consolidated with Citizens National Bank of Hillsboro, Tex Aug. 9,1912 Fourth National Bank of Boston, Mass. (2277); consolidated with Atlantic National Bank of Boston, Mass., which changed its title to The Fourth-Atlantic National Bank of Boston, Mass Aug. 28,1912 Milwaukee National Bank of Wisconsin, Milwaukee, Wis. (1017); absorbed by First National Bank of Milwaukee, Wis Aug. 29,1912 Union National Bank of Kewanee, 111. (2501); succeeded by Union State Savings Bank and Trust Co., Kewanee, HI ". Sept. 3,1912 Angelina County National Bank of Lufkin, Tex. (6009); consolidated with Guaranty State Bank of Lufkin, Tex July 6,1912 National Bank of Virginia, Richmond, Va. (1125); consolidated with First National Bank of Richmond, Va Sept. 2,1912 City National Bank of Nocona, Tex. (8610); absorbed by Nocona National Bank, Nocona, rJTex Aug. 29,1912 Union National Bank of Grand Forks, N. Dak. (4372); consolidated with First National Bank of Grand Forks, N. Dak Sept. 9,1912 Kenedy National Bank, Kenedy, Tex. (8013); succeeded by Farmers and Merchants State Bank, Kenedy, Tex Aug. 23,1912 Dalhart National Bank, Dalhart, Tex, (7977); consolidated with First National Bank of Dalhart, Tex. Sept. 10,1912 Cumberland National Bank of Portland, Me. (1511); deposit liability assumed by Portland National Bank, Portland, Me Sept. 30,1912 National Bank of Commerce of Kansas City. Mo. (3760); consolidated with Southwest National Bank of Commerce of Kansas City, Mo Sept. 24,1912 Franklin County National Bank of Greenfield, Mass. (920); succeeded by Franklin County Trust Co., Greenfield, Mass Oct. 8,1912 German National Bank of Beatrice, Nebr. (4148). Oct. 16,1912 Shelton National Bank, Shelton, Nebr. (9200); succeeded by Shelton State Bank. Shelton, Nebr Oct. 14,1912 La Salle Street National Bank of Chicago, 111. (9750); succeeded by La Salle Street Trust and Savings Bank, Cllicago, 111 Oct. 21,1912 Union National Bank of Newport, R. I. (2554); absorbed by Aquidneck National Bank of Newport... Oct. 17,1912 Southwest'National Bank of Kansas City, Mo. (9311); consolidated with Southwest National Bank of Commerce, Kansas City, Mo Oct. 22,1912 Total (83 banks) i Expired by limitation. Outstanding. $50,000 $12,500 50,000 50,000 500,000 165,000 50,000 13,900 100,000 100,000 1,000,000 400,000 450,000 442,700 425,550 75,000 72,700 67,800 60,000 15,000 9,950 1,200,000 873,500 25,000 23,900 100,000 100,000 25,000 23,100 25,000 25,000 150,000 35,100 2,000,000 1,650,100 200,000 50,000 160,000 12,400 160,000 12,400 25,000 6,680 6,680 1,000,000 646,745 643,345 155,250 47,000 47,000 1,000,000 71,900 71,900 21,605,250 13,122,825 $10,800 10,105 22,160 20,900 35,100 [, 831, 565 132 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 38.—National banks which have been placed in the hands of receivers, together dividends paid while solvent, circulation issued, lawful money deposited vAth the Treasurer Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Date. Capital. First National Bank, Attica, N. Y Venango National Bank, Franklin, Pa. Merchants' N. B., Washington, D. C... 14,1864 $50,000 2 3 1176 627 May 20,1865 Dec. 14,1864 300,000 200,000 4 5 6 7 g 9 10 Total .. . First National Bank, Medina, N.Y Tennessee N. B., Memphis, Tenn First National Bank, Selma, Ala First National Bank, New Orleans, La.. National Unadilla B., Unadilla, N.Y... Farmers' & Cits' N. B., Brooklyn, N. Y. Croton National Bank/New York, N.Y. 229 1225 1537 162 1463 1223 1556 Feb. June Aug. Dec. July June Sept, 3,1864 5,1865 24.1865 18 J 863 17,1865 5,1865 9,1865 50,000 100,000 300,000 500,000 150,000 300.000 200,000 11 12 13 Total First National Bank, Bethel, Conn First National Bank, Keokuk, Iowa National Bank of Vicksburg, Miss 1141 80 808 May 15.1865 Sept. 9.1863 Feb. 14,1865 60,000 50,000 50,000 429 1331 May 20,1864 June 23,1865 1232 1691 384 286 1192 1631 June Mar. Apr. Feb. May Feb. 6,1865 13,1869 16,1864 26,1864 29,1865 6,1866 1,000,000 250,000 250,000 100,000 106,100 50,000 1978 1473 1937 1388 26 1372 1548 1378 436 1825 21 Mav July Feb. July July July Sept. July May May June 7,1872 21,1865 15,1872 1,1865 16,1863 1,1865 1,1865 1,1865 24,1864 27,1871 29,1863 250,000 175,000 500,000 300,000 £00,000 750,000 140,000 120,000 100,000 600,000 50,000 44 1660 271 July 31,1863 Aug. 23,1866 Feb. 23,1864 2*066 1695 1845 900 1463 Nov. Nov. July Mar. July 1 16 17 18 19 20 21 Total First National Bank, Rockford, 111 First N. B. of Nevada, Austin, Nev Total Ocean National Bank, New York, N. Y. Union Square N. B., New York, N.Y... Eighth National Bank, New York,N.Y. Fourth N. B., Philadelphia, Pa Waverlv National Bank,Waverly, N. Y. First National Bank, Fort Smith, Ark.. 22 23 24 25 26 27 28 29 30 31 32 Total Scandinavian N. B., Chicago, 111 Wallkill N. B., Middletown, N. Y Crescent City N. B., New Orleans, La.. Atlantic N. B., New York, N. Y First National Bank, Washington, D. C. N.B.of the Commonwealth,N.Y.,N.Y. Merchants' N. B., Petersburg, Va First National Bank, Petersburg, Va... First National Bank, Mansfield, Ohio... N. 0. N. B. Assoc, New Orleans, La... First National Bank, Carlisle, Pa 14 15 199 Jan. ' 50,000 155,000 Surplus. $1,780 2,236 465 Per Amount. cent. go 11 '•B3 2 3 $7,500 4.9 421,052 42.1 140,000 56.0 24.403 18,000 23.0 36.0 103,250 25,000 183,000 805,000 429,250 134,200 97,770 102,666 108,000 42,000 59.0 5.0 61.0 161.1 57.2 95.9 81.5 102.6 18.0 84.0 50.000 50,000 100,000 31,150 46,000 90,500 62.3 92.0 90.5 50,000 100,000 300,000 100,000 100,000 6,000 125,000 53,333 108,279 149,245 12.0 125.0 17.8 108.2 149.2 4,500 184,008 3.0 184.0 23,500 46. i 9,424 59,472 Total CO CO CO First National Bank, Anderson, Ind... First National Bank, Topeka, Kans First National Bank, Norfolk, Va 36 37 38 39 40 Gibson County N. B., Princeton, Ind... First N.B.of Utah,Salt Lake City,Utah. Cook County N. B., Chicago, 111 First National Bank, Tiffin, Ohio CharlottesvilleN.B.,Charlottesville,Va. Total 30,1872 15,1869 8,1871 16,1865 19,1865 Total Miners' N. B., Georgetown, Colo 150,000 2199 Oct. 30,1874 Fourth National Bank, Chicago, 111.1... 276 Feb. 24,1864 100,000 First National Bank, Bedford, Iowa 50,000 2298 Sept. 18,1875 First National Bank, Osceola, Iowa 50,000 1776 Jan. 26,1871 1 Formerly in voluntary liquidation. 41 42 43 44 133 EEPOET OF THE COMPTROLLER OF THE CURRENCY. with capital and surplus at date of organization and at date of failure, cause of failure, to redeem circulation, the amount redeemed, and the amount outstanding Oct. 31, 1912. Circulation. Failures. Lawful money deposited. Capital. Receiver appointed. Cause of failure. . Apr. 14,1865 Surplus. 150,000 300,000 200,000 $2,288 20,435 4,788 37,603 32,000 W $44,000 $44,000 $43,767 $233 I 1,1866 8,1866 u u 85,000 180,000 85,000 180,000 84,804 179,494 196 506 2 3 265,000 265,000 264,298 702 Mar. Mar. Apr. May Aug. Sept. Oct. 13,1867 21,1867 30,1867 20,1867 20,1867 6,1867 1,1867 T V B Q 40,000 90-, 000 85,000 180,000 100,000 253,900 180,000 40,000 90,000 85,000 180,000 100,000 253,900 180,000 39,761 89,778 84,621 178,931 99,830 252,958 179,727 239 222 379 1,069 170 942 273 928,900 928,900 925,G06 3,294 26,300 90,000 25,500 26,300 90,000 25,500 26,170 89,669 25,443 130 331 57 w u G 1,370,000 60,000 100,000 50,000 4,610 20,000 5,000 Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 N Q N 141,800 141,800 141,282 518 1,400 5,580 Mar. 15,1869 Oct. 14,1869 B U 45,000 129,700 45,000 129,700 44,758 128,802 242 898 174,700 174,700 173,560 1,140 150,000 Dec. 13,1871 Dec. 15,1871 do Dec. 20,1871 Apr. 23,1872 May 2,1872 V U F U 800,000 50,000 243,393 179,000 71,000 45,000 800,000 50,000 243,393 179,000 71,000 45,000 794,042 49,781 241,445 178,050 70.166 44,550 5,958 219 1,948 950 834 450 1,388,393 1,388,393 1,378,034 10,359 135,000 118,900 450,000 100,000 450,000 234.000 360,000 179,200 90,000 300,000 45,000 135,000 118,900 450,000 100,000 450,000 234,000 360,000 179,200 199 1,004 1,030 l,QaS 5,971 2,813 2,400 1,530 906 2,500 425 2,522,100 360,000 45,000 2,522,100 134,801 117,896 448,970 98,932 444,029 231,187 357,600 177,670 89,094 357,500 44,575 2,502,254 19,846 45,000 90,000 '95,000 45,000 90,000 95,000 44,276 89,275 93,845 724 725 1,155 230,000 230,000 227,396 2,604 43,800 118,191 285,100 45,000 146,585 43,800 118,191 285,100 45,000 140,585 43,625 117,490 283,778 44,216 144,9S0 175 701 1,322 784 1,605 638,676 638,676 634,089 4,587 45,000 85,700 27,000 45,000 45,000 85,700 27,000 45,000 44,755 83,290 26,910 44,590 245 2,410 90 410 210,000 50,000 250,000 300,000 1,000,000 200,000 250,000 200,000 106,100 50,000 40,000 33,905 27,139 2,509 u V 1,800,100 250,000 175,000 500,000 300,000 500,000 750,000 400,000 200,000 100,000 600,000 50,000 17,000 3,045 56,000 108,000 56,027 18,302 11,801 16,000 14,161 25,000 Dec. 12,1872 Dec. 31,1872 Mar. 18,1873 Apr. 28,1873 Sept. 19,1873 Sept. 22,1873 Sept. 25,1873 do Oct. 18,1873 Oct. 23,1873 Oct. 24,1873 B B M A M V R R P W U 23,839 7,000 3,000 Nov. 23,1873 Dec. 16,1873 June 3,1874 P P G 1,000 18,719 80,000 20,000 22,254 Nov. Dec. Feb. Oct. Oct. 28,1874 10,1874 1,1875 22,1875 28,1875 X V V E U Jan. 24,1876 Feb. 1,1876 .....do.. 16,666 Feb. 25,1876 V V N V 3,825,000 50,000 100,000 100,000 250,000 50,000 150,000 500,000 100,000 200,000 1,000,000 150,000 200,000 30,000 50,000 Redeemed. Outstanding. May May 500,000 50,000 100,000 100,000 500,000 120,000 300,000 200,000 Issued. 968 ao, ooo 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 13 44 134- EEPOET OF THE COMPTKOLLEK OF THE CUEEENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 45 46 47 48 49 First National Bank, Duluth, Minn First National Bank, La Crosse, Wis... City National Bank, Chicago, 111 Watkins National Bank, Watkins, N. Y. First National Bank, Wichita, Kans... 50 51 52 53 First N. B., Greenfield, Ohio i National Bank of Fishkill, N. Y First National Bank, Franklin, Ind Northumberland County National Bank, Shamokin, Pa. First National Bank, Winchester, 111... N. Exchange B., Minneapolis, Minn N. B. of State of Mo., St. Louis, Mo First National Bank, Delphi, Ind First National Bank, Georgetown,Colo. Lock Haven N. B., Lock Haven, Pa 1954 1313 818 456 1913 Date. Apr. Juno Feb. June Jan. 6,1872 20,1865 18,1865 2,1864 2,1872 Amount. Per cent. $50,000 50,000 250,000 75,000 50,000 $25,000 31,500 182,500 85,450 36,975 50.0 63.0 73.0 113.9 73.9 50,000 200,000 $36,205 60,000 67,000 2,976 80,300 160.6 143,000 71.5 222,319 370. 5 670,000 1000. 0 Capital. Surplus. Total 54 55 56 57 58 59 101 971 50 689 Oct. 7,1863 Apr. 1,1865 Aug. 5,1863 Jan. 9,18G5 1484 719 1665 1949 1991 1273 July Jan. Oct. Mar. May June 25,1805 16,1865 30,1866 25,1872 31,1872 14,1865 50,000 50,000 3,410,300 100,000 50,000 120,000 236 2047 1612 1995 403 364 161 305 1266 2157 2105 2027 1927 2356 Feb. 5,1864 Sept. 18,1872 Nov. 23,1865 June 3,1872 Apr. 27,1864 Apr. 5,1864 Dec. 16,1863 Mar. 5,1864 June 13,1805 July 16,1874 May 13,1873 Aug. 14,1872 Jan. 20,1872 May 5,1877 120,000 200,000 100,000 100,000 GO,000 50,000 100,000 100,000 200,000 100,000 100,000 50,000 50,000 50,000 1856 2358 1734 1227 49 1200 2208 309 July May Nov. June Aug. May Dec. Mar. 31,1871 14,1877 15,1870 6,1865 5,1863 31,1865 3,1874 11,1864 50,000 130,000 250,000 100,000 100,000 100,000 50,000 50,000 115 52 470 Oct. 27,1863 Aug. 7,1863 June 30,1864 70,000 125,000 100,000 1251 235 2373 June 9,1865 Feb. 5,1804 Nov. 9,1877 110 Oct. 23,1863 50,000 91,955 183.9 1583 Oct. 11,1805 200,000 186,000 93.0 45,000 143.5 248.0 45.0 15,000 153,600 128.0 1,000 7,214 1,035,000 38,000 540,500 25,000 187,131 132,250 862.5 19.0 540.5 25.0 311.9 264.5 86,692 205,940 45,750 10,000 20,000 34,731 4^000 86.7 102.9 45.7 10.0 40.0 69.5 8.0 57,750 115.5 113,000 392', 125 92,000 7,400 139,000 113.0 392.1 92.0 14.8 278.0 248,400 605,250 387,000 354.8 484.2 387.0 500,000 251,802 1.198,000 100,000 '287,500 250,000 75,000 239.6 287.5 30.0 71,750 124,000 Total 60 61 62 63 64 65 66 67 68 69 70 71 72 73 Third National Bank, Chicago, 111 Central National Bank, Chicago, 111 First National Bank, Kansas City, Mo.. Commercial N. B., Kansas City, Mo First National Bank, Ashland, Pa.i First National Bank, Tarrytown, N. Y. First National Bank, Allentown, Pa.1.. First N. B., Waynesburs;, Pa.1 Washington Co. N. B., Greenwich, N. Y. First National Bank, Dallas, Tex People's National Bank, Helena, Mont. First National Bank, Bozeman, Mont.. Merchants' N. B., Fort Scott, Kans. 1 ... Farmers' N. B., Platte City, Mo 74 75 76 77 78 79 80 81 First N. B., Warrensburg, Mo German-American N. B., Wash., D.C.. German National Bank, Chicago, 111.1.. Commercial N. B., Saratoga Spgs.,N. Y. Second National Bank, Scranton, Pa.1.. National Bank of Poultney, Vt First National Bank, Monticello, Ind... First National Bank, Butler, Pa 82 83 84 First National Bank, Meadville, Pa First National Bank, Newark, N. J First National Bank, Brattleboro, Vt.. 85 86 87 Mechanics' N. B., Newark, N. J First National Bank, Buffalo, N. Y Pacific National Bank, Boston,Mass... 88 First N. B. of Union Mills, Union City, Pa. Vermont N. B., St. Albans, Vt 222 Total "2, m 11,872 Total Total Total 89 Total 1 Formerly in voluntary liquidation. 135 REPORT 01' THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money Capital. $100,000 50,000 250,000 75,000 60,000 Receiver appointed. Surplus. $25,000 130,000 3,000 12,000 Mar. Apr. May July Sept. 13,1876 11,1876 17,1876 12,1876 23,1876 Cause of failure. P P V G B 965,000 Issued. Redeemed. Outstanding. 4K 4f 47 4s 4C $45,000 45,000 137,209 67,500 43,200 $45,000 45,000 137,209 67,500 43,200 $44,775 44,293 134,676 66,494 42,701 540,609 540,609 532,484 8,125 1,960 1,755 fi1 5? 850 <\? 697 970 M 5,K 5f 57 Ff 5i $225 707 2,533 1,006 499 50,000 200,000 132,000 67,000 10,000 30,000 28,538 Dec. Jan. Feb. Mar. 12,1876 27,1877 13,1877 12,1877 U B B M .29,662 177,200 92,092 60,300 29,662 177,200 92,092 60,300 28,739 175,240 90,337 59,450 50,000 100,000 2,500,000 50,000 75,000 120,000 17,135 20,000 248,775 20,000 65,000 8,000 Mar. May June July Aug. Aug. 16,1877 24,1877 23,1877 20,1877 18,1877 20,1877 W M 0 45,000 90,000 296,274 45,000 45,000 71,200 45,000 90,000 296,274 45,000 45,000 71,200 44,303 89,030 281,540 44,350 44,710 70,323 14,734 951,728 951,728 928,022 23,706 200,000 10,000 25,000 6,392 19,000 25,000 220,000 Nov. 24,1877 Dec. 1,1877 Feb. 11,1878 . .do.... Feb. 28,1878 Mar. 23,1878 Apr. 15,1878 May 15,1878 June 8,1878 do Sept. 13,1878 Sept. 14,1878 Sept. 25,1878 Oct. 1,1878 V V X V V V N V p V Q 597,840 45,000 44,940 44,500 75,554 89,200 78,641 7,002 114,220 29,800 89,300 44,400 35,328 27,000 587,571 44,485 42,990 43,698 73,836 87,487 76,334 6 277 112,550 29,450 88,946 43,840 34,723 26,790 10,269 X N 597,840 45,000 44,940 44,500 75,554 89,200 78,641 7,002 114,220 29,800 89,300 44,400 35,328 27,000 1,322,725 1,322,725 1,298,977 23,748 Nov. 1,1878 do Dec. 20,1878 Feb. 11,1879 Mar. 15,1879 Apr. 7,1879 July 18,1879 July 23,1879 X P B X X X N E 45,000 62,500 42,795 86,900 91,465 90,000 27,000 71,165 45,000 62,500 42,795 86,900 91,465 90,000 27,000 71,165 44,247 62,216 40,055 85,318 88,763 88,547 26,619 69,635 753 284 7J 2,740 1,582 2,702 1,453 381 7f 77 7£ 7f 8f 1,530 81 516,825 510,825 505,400 11,425 89,500 326,643 90,000 89,500 326,643 90,000 87,167 320,055 86,373 2,333 6,588 3,627 506,143 506,143 493,595 12,548 449,900 99,500 450,000 449,900 99,500 450,000 441,419 97,755 447,528 8,481 1,745 2,472 999,400 999,400 986,702 12,698 w u V 3,344,000 750,000 200,000 500,000 100,000 112,500 100,000 250,000 100,000 200,000 50,000 100,000 50,000 50,000 50,000 24,000 5,000 8,000 7,000 13,500 Q 2,612,500 100,000 130,000 500,000 100,000 200,000 100,000 50,000 50,000 10,600 2,000 125,000 40,476 70,000 4,000 2,000 10,400 1,230,000 100,000 300,000 300,000 20,000 62,584 57,000 June 9,1880 June 14,1880 June 19,1880 R F N 700,000 500,000 100,000 961,300 400,000 50,000 Nov. 2,1881 Apr. 22,1882 May 22,1882 C P s 1,561,300 923 650 290 877 515 1,950 802 1,718 1,713 2,307 725 1,670 350 354 560 605 210 fi1 fi? 63 S4 ftf fif- 67 r# 7f 71 7/ 72 7.K 8? 8? 84 F,r Sf 87 50,000 13,455 Mar. 24,1883 s 43,000 43,000 41,843 1,157 8£ 200,000 25,000 Aug. 9,1883 V 65,200 65,200 62,878 2,322 8S 108,200 108,200 104,721 3,479 250,000 136 EEPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands 1 Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 90 91 92 93 94 95 96 97 98 99 100 First National Bank, Leadville, Colo... City N. B., Lawrenceburg, Ind.1 First National Bank, St. Albans, V t . . . First National Bank, Monmouth, 111... Marine National B ank, New York, N. Y. Hot Springs N. B., Hot Springs, Ark... Richmond N. B., Richmond, Ind First N. B., Livingston, Mont First National Bank, Albion, N. Y First N. B., Jamestown, N. Dak Logan N. B., West Liberty, Ohio Total . 101 102 103 104 Date. Capital. 2420 2889 '269 2751 1215 2887 2090 3006 166 2578 2942 Mar. Feb. Feb. July June Feb. Mar. July Dec. Oct. May 19,1879 24,1883 20,1864 7,1882 3,1865 17,1883 5,1873 16,1883 22,1863 25,1881 7,1883 $60,000 100,000 100,000 75,000 400,000 50,000 270,000 50,000 50,000 50,000 50,000 1276 1791 1510 1137 June Feb. Aug. May 14,1865 18,1871 9,1865 13,1865 200,000 50,000 100,000 100,000 1740 583 2465 2624 564 2139 1386 2724 Nov. Nov. Mar. Feb. Nov. Mar. July June 29,1870 22,1864 15,1880 2,1882 3,1864 17,1874 1,1865 7,1882 50,000 200,000 50,000 50,000 100,000 100,000 150,000 50,000 2776 3266 3461 3022 3082 75 605 686 Sept. Nov. Feb. Aug. Nov. Sept. Dec. Jan. 18,1882 20,1884 27,1886 8,1883 26,1883 4,1863 6,1864 7,1865 50,000 50,000 1,000,000 50,000 50,000 50,000 100,000 150,000 2835 2542 231 1801 1682 277 3597 1280 Dec. July Feb Mar. June Feb. Dec. June 12,1882 12,1881 4,1864 11,1871 17,1868 24,1864 7,1886 14,1865 200,000 500,000 100,000 100,000 100,000 60,000 50,000 50,000 3592 2800 Oct. 20,1886 Sept. 14,1882 200,000 50,000 2198 3617 3366 2427 3431 3936 3502 3564 3559 Oct. Jan. July June Jan. Oct. May Oct. Sept. 50,000 100,000 50,000 50,000 50,000 50,000 200,000 50,000 75,000 Surplus. Per Amount. cent. $2,000 | $63,000 3,000 197,000 15,000 659,643 3,000 274,000 105.0 3.0 197.0 20.0 164.9 6.0 101.5 170,500 341.0 4,666 8.0 356,000 38,500 178.0 77.0 337,500 337.5 90,142 285,000 10,000 12,000 186,000 38,500 307,382 23,000 190.3 142.5 20.0 24.0 186.0 38.5 204.9 46.0 2,784 12,250 13,500 75,825 168,500 306,000 .3 24.5 27.0 151.6 168.5 204.0 75,000 215,000 266,000 146,806 37.5 43.0 266.0 146.8 278,000 5,000 159,494 463.3 10.0 318.9 18,000 36.0 81,265 163.2 2,000 75,350 10,000 4.0 150.6 20.0 24,000 5,000 20,500 12.0 10.0 27.3 . . Middletown N. B., Middletown, N. Y.. Farmers' National Bank, Bushnell, 111.. Schoharie Co. N. B., Schoharie, N. Y... Exchange National Bank, Norfolk, Va.. 23,128 Total 105 106 107 108 109 110 111 112 First National Bank, Lake City, Minn.. Lancaster N. B., Clinton, Mass. First N. B., Sioux Falls, S. Dak First N. B., Wahpeton, N. Dak First National Bank, Angelica, N. Y... City National Bank, Williamsport, Pa.. 113 114 115 116 117 118 119 120 First National Bank, Pine Bluff, Ark... Palatka National Bank, Palatka, Fla... Fidelity N. B., Cincinnati, Ohio Henrietta N. B., Henrietta, Tex National Bank of Sumter, S. C First National Bank, Dansville, N. Y... First National Bank, Corry, Pa Stafford N. B., Stafford Springs, Conn.. Abington N. B., Abington, Mass.* First National Bank, Blair, Nebr 32,894 15,000 Total 10,000 Total 121 122 123 124 125 126 127 128 Fifth National Bank, St. Louis, Mo Metropolitan N. B. of Cincinnati, Ohio.. First National Bank, Auburn, N. Y.... Commercial N. B., Dubuque, Iowa State National Bank, Raleigh, N. C Second National Bank, Xenia, Ohio Madison N. B., Madison, S. Dak; Lowell National Bank, Lowell, Mich... 129 130 California N. B., San Francisco, Cal First National Bank, Anoka, Minn Total Total 131 132 133 134 135 136 137 138 139 National Bank of Shelbyville, Tenn First National Bank, Sheffield, Ala Third National Bank, Malone, N. Y . . . . First National Bank, Abilene, Kans Harper National Bank, Harper, Kans.. Gloucester City N. B., Gloucester, N. J. Park National Bank, Chicago, 111 State National Bank, Wellington, Kans. Kingman N. B., Kingman, Kans 29,1874 14,1887 15,1885 23,1879 6,1886 26,1888 11,1886 1,1886 16,1886 1,000 Total i Formerly in voluntary liquidation. 2 Restored to solvency. 137 BEPOKT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. $60,000 100,000 100,000 75,000 400,000 50,000 250,000 50,000 100,000 50,000 50,000 Receiver appointed. Surplus. $15,000 Cause of failure. Jan. 24,1884 Mar. 11,1884 40,000 Apr. 22,1884 do 15,000 225,000 May 13,1884 180 June 2,1884 33,000 July 23,1884 Aug 25,1884 20,666 Aug. 26,1884 12,500 Sept, 13,1884 1,000 Oct. 18,1884 X B E P 40,000 7,500 15,000 150,000 29,1884 17,1884 23,1885 9,1885 I L B O Jan. 4,1886 Jan. 20,1886 Mar. 11,1886 Apr. 8,1886 Apr. 19,1886 May 4,1886 Aug. 2,1886 Sept. 8,1886 E B J J A D L U B G P B T E H 1,285,000 200,000 50,000 50,000 300,000 Nov. Dec. Mar. Apr. 600,000 50,000 100,000 50,000 50,000 100,000 100,000 150,000 50,000 10,000 20,000 30,447 4,000 20,100 12,500 25,300 11,000 650,000 50,000 50,000 1,000,000 50.000 50,000 50,000 100,000 200,000 20,000 50,000 8,000 10,000 15,000 10,183 24,000 Nov. 20,1886 June 3,1887 June 27,1887 Aug. 17,1887 Aug. 24,1887 Sept. 8,1887 Oct. 11,1887 Oct. 17,1887 V V B K A B V B Nov. Feb. Feb. Apr. Apr. May June Sept, F V R V B V S 1,550,000 300,000 1,000,000 150,000 100,000 100 000 150,000 so;ooo 50,000 30,000 180,000 20,000 14,000 3,000 10,000 15,1887 10,1888 20,1888 2,1888 11,1888 9,1888 23,1888 19,1888 w 1,900,000 200,000 50,000 10,000 4,300 Jan. 14,1889 Apr. 22,1889 Q B 25,000 Dec. 13,1889 Dec. 23,1889 Dec. 30,1889 Jan. 21,1890 Feb. 10,1890 June 12,1890 July 14,1890 Sept. 25,1890 Oct. 2,1890 Q V 250,000 50,000 100,000 50,000 100,000 50,000 50 000 200,000 50,000 100,000 400 17,600 21,000 3,915 1,000 750,000 w F F F F W X Issued. Redeemed. Outstand- ing $53,000 77,000 89,980 27,000 260,100 40,850 158,900 11,240 90,000 18,650 23,400 $53,000 77,000 89,980 27,000 260,100 40,850 158,900 11,240 90,000 18,650 23,400 $52,260 76,380 88,188 26,8rO 252,444 40,C50 152,295 11,110 87,357 18,435 23,305 $740 620 1,792 150 7,656 200 6,C€5 130 2,643 215 95 850,120 850,120 829,274 20,846 176,000 44,000 38,350 228,200 176,000 44,000 38,350 228,200 172,995 42,970 37,015 223,717 3,C05 1,030 1,335 4,483 486,550 486,550 476,697 9,853 44,420 72,360 10,740 17,120 89,000 43,140 25,425 26,180 44,420 72,3C0 10,740 17,120 89,COO 43,140 25,425 26,180 43,380 69,710 10,495 16,8S0 86,918 42,265 25,425 25,850 1,040 2,650 328,385 328,385 320,933 7,452 26,280 19,210 90,000 11,250 11,250 15,730 73,829 139,048 26,280 19,210 90,000 11,250 11,2.50 15,730 73,829 139,048 25,875 19,025 89,357 11,090 11,190 14,505 71,448 135,880 405 185 643 160 60 1,225 2,381 3,168 386,597 386,597 378,370 8,227 44,430 277,745 63,446 62,170 22,500 48,470 11,250 27,800 44,430 277,745 63,446 62,170 22,500 48,470 11,250 27,800 43,835 275,030 60,452 00,057 21,435 . 46,150 11,180 25,848 595 2,715 2,994 2,113 l,0r5 2,320 70 1,952 557,811 557,811 543,987 13,824 45,000 11,250 45,000 11,250 44,820 11,062 180 188 56,250 56,2£0 55,882 368 16,710 22,500 10,750 21,240 10,750 11,250 45,000 11,250 22,000 16,710 22,500 10,750 21,240 10,750 11,250 45,000 11,260 22,000 16,265 22,240 10,660 20,580 10,700 11,195 44,400 11,180 21,630 445 260 90 660 50 55 600 70 370 171,450 171,450 168.850 2,600 245 230 2,082 875 330 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 1^ 126 127 128 129 130 131 132 133 131 135 13f 137 138 139 138 EEPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. First National Bank, Alma, Kans First National Bank, Belleville, Kans.. First N. B., Meade Center, Kans American N. B., Arkansas City, Kans.. City National Bank, Hastings, Nebr... People's N. 3., Favetteville, N. C Spokane, N. B., Spokane Falls, Wash.. First National Bank, Ellsworth, Kans.. Second N. B., McPherson, Kans Pratt Countv N. B., Pratt, Kans Keystone N." B., Philadelphia, Pa Spfing Garden N. B., Philadelphia, Pa. National City Bank, Marshall, Mich Red Cloud N. B., Red Cloud, Nebr.... Asbury Park N. B., Asbury Park, N. J.. Ninth National Bank, Dallas, Tex First National Bank, Red Cloud, Nebr.. Central Nebr. N. B., Broken Bow,, Nebr. Florence N. B., Florence, Ala First National Bank, Palatka, Fia First N. B., Kansas Citv, Kans ieo Rio Grande N. B., Laredo, Tex 161 162 First National Bank, Clearfield, Pa 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 163 164 Farley N. B., Montgomery, Ala.1 First National Bank, Coldwater, Kans.. Charter number. Date. 3769 3386 3695 3992 3099 2003 3838 3249 3791 3787 2291 3458 2023 3181 3792 4415 2811 3927 4135 3223 3706 4146 768 4180 3703 Aug. 3,1887 Aug. 28; 1885 May 5.1887 Mar. 15,1889 Dec. 27,1883 June 27,1872 Jan, 4,1888 Sept. 11,1884 Sept. 16.1887 Sept. 8,1887 July 30,1875 Maf. 13,1886 July 29,1872 May 10,1884 Sept. 17,1887 Sept. 12,1890 Nov. 8,1882 Sept. 28,1888 Oct. 3,1889 July 15,1884 May 17,1887 Oct. 28,1889 Jan. 30,1865 Dec. 18,1889 May 9,1887 $50,000 50,000 50,000 100,000 50,000 75,000 60,000 50,000 50,000 50,000 200,000 500,000 100,000 50,000 100,000 300,000 50,000 60,000 50,000 50,000 100,000 100,000 100,000 100,000 52,000 $14,000 17,500 8,857 28,000 44,547 182,500 28.0 35.0 17.7 28.0 89.1 243. 3 54,500 8,500 109.0 17.0 122,730 122,198 162,500 23,275 61.4 24.4 162.5 46.5 18,000 57,250 8,400 6.0 114.5 14.0 50,000 25,000 100.0 25.0 209,000 209.0 2,080 4.0 677 569 3416 3828 1656 3267 3569 837 4404 3160 3554 2859 4383 4288 3963 3890 1454 Deo. 31,1864 Nov. 12,1864 Dec. 2,18-85 Dec. 29,1887 July 25,1866 Nov. 21,1884 Oct. 12,1886 Feb. 23,1865 Aug. 25,1890 Apr. 22,1884 Sept. 17,1886 Jan. 16,1883 July 31,1890 Apr. 16,1890 Jan. 15,1889 May 29,1888 July 17,1865 400,000 $561,390 100,000 100,000 150,000 250,000 50,000 50,000 100,000 50,000 50,000 50,000 100,000 100,000 50.000 50,000 50,000 100.000 984.000 198,000 26,000 79,000 290.710 27,750 17,693 212,988 2,500 56,250 30,000 87,500 2,500 3,500 5,954 15,000 441,000 241.0 198.0 26.0 52.7 116. 3 55.5 35.4 213. 0 5.0 112.5 60.0 87.5 2.5 7.0 11.9 30.0 441.0 4264 3297 2988 4213 Mar. Jan. June Jan. 18,1890 28,1885 29,1883 21,1890 50,000 65,000 100,000 500,000 3,500 58,500 272,500 35,000 7.0 90.0 272.5 7.0 1648 3228 1817 3627 2568 3677 4105 4256 4767 3771 3753 4143 2177 4198 33(10 2039 3116 4344 3172 Apr. 12,1866 July 22,1884 May 13,1871 Jan. 28,1887 Oct. 3,1881 Apr. 23.1887 Aug. 30,1889 Mar. 12,1890 June 29,1892 Aug. 5,1887 July 16,1887 Oct. 23,1889 Sept. 1,1874 Jan. 7,1890 June 30,1885 Sept. 4,1872 Feb. 2,1884 June 17,1890 May 2,1884 150,000 200,000 300.000 50,000 50,000 200,000 200,000 250; 000 100,000 300,000 100,000 50,000 50,000 50,000 50,000 100,000 55,000 75,000 50,000 554,250 232,500 255,830 24,000 64,000 30,000 11,000 52,500 2,000 36,000 34,500 12.000 102.€00 15,000 62,000 199,156 56,200 58,000 110,000 369.5 116.2 85,0 48.0 128.8 1.5 5.5 21.0 2.0 12.0 34.5 24.0 205.2 30.0 124.0 199.1 102.2 77.3 220.0 Capital. Surplus. Per Amount. cent. Total 165 166 167 168 169 170 171 172 173 174 175 176 177 17S 179 180 181 Maverick N. B., Boston, Mass Corry National Bank, Corry, Pa Cheyenne N. B., Cheyenne, Wyo California N. B., San Diego, Cal First N. B., Wilmington, N. C Huron National Bank, Huron, S. Dak.. First National Bank, Downs, Kans First National Bank, Muncy, Pa Bell County N. B., Temple, Tex First National Bank,Deming, N. Mex.. First N. B., Silver City, N. Mex Lima National Bank, Lima, Ohio National Bank of Guthrie, Okla Chenyvale N. B., Cherryvale, Kans First National Bank, Erie, Kans First National Bank, Rockwall, Tex... Vincennes N. B., Vincennes, Ind 182 183 184 185 First N. B., Del Norte, Colo Newton N. B., Newton, Kans Capital National Bank, Lincoln, Nebr... Bankers and Merchants' National Bank, Dallas, Tex. First N. B., Little Rock, Ark Commercial N. B., Nashville, Tenn Alabama National Bank, Mobile, Ala... First National Bank, Ponca, Nebr Second N. B., Columbia, Tenn Columbia National Bank, Chicago, 11] Elmira National Bank, Elmira, N. Y... N. B. of N. Dakota, Fargo, N. Dak Evanston N. B., Evanston, 111 N. B. of Deposit of City of New York... Oglethorpe N. B.,Brunswick, Ga First National Bank, Lakota, N. Dak.. First N. B., Cedar Falls, Iowa First National Bank, Brady, Tex Total 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 .. . First N.B.y Arkansas City I Kans .1 Citizens' N. B., Hillsboro, Ohio First National Bank, Brunswick, Ga City N.B., Broumwood, Tex.1 Merchants' N. B., Tacoma, Wash 1 Restored to solvency. 139 BEPOKT OP THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. $75,000 50,000 50,000 300,000 100,000 125,000 100,000 50,000 50,000 50,000 500,000 750,000 100,000 75,000 100,000 300,000 75,000 60,000 60,000 150,000 150,000 100,000 100,000 100,000 52,000 Receiver appointed. Cause of failure. Nov. 21,1890 Dec. 12,1890 Dec. 24,1890 Dec. 26,1890 Jan. 14,1891 Jan. 20,1891 Feb. 3,1891 Feb. 11,1891 Mar. 25,1891 Apr. 7,1891 May 9,1891 May 21,1891 June 22,1891 July 1,1891 July 2,1891 July 16,1891 do. . . . July 21,1891 July 23,1891 Aug. 7,1891 Aug. 17,1891 Oct. 3,1891 Oct. 7,1891 H Surplus. $1,603 5,000 4,000 24,000 32,000 25,000 10,000 7,500 3,000 100,000 132,500 20,000 3,000 3,500 4,000 9,000 4,600 500 23,600 10,500 46,000 8,000 790 do Oct. 14,1891 Issued. 116,875 11,250 10,750 45,000 22,500 28,000 21,700 10,750 11,250 10,750 41,180 45,000 44,000 16,875 20,700 45,000 16,275 13,500 12,900 33,750 33,750 22,500 95,597 G V G j R H F Q H O Q D V G Q § o H G V s v H 11,200 3,622,000 400,000 100,000 150,000 500,000 250,000 75,000 50,000 100,000 50,000 100,000 50,000 200,000 100,000 50,000 50,000 125,000 100,000 641,052 800,000 17,000 15,000 100,000 17,512 15,958 2,500 13,500 4,000 44,000 2,000 1,000 1,500 17,500 40,000 Nov. 2,1891 Nov. 21,1891 Dec. 5,1891 Dec. 18,1891 Dec. 21,1891 Jan. 7,1892 Feb. 6,1892 Feb. 9,1892 Feb. 19,1892 Feb. 29,1892 do Mar. 21,1892 •. June 22,1892 July 2,1892 do July 20,1892 July 22,1892 78,894 96,180 33,750 45,000 52,880 18,000 10,750 94,899 11,250 22,500 11,250 45,000 21,800 11,250 11,250 26,720 31,780 F R O O B V S B P p G §V Q R 2,450,000 50,000 100,000 300,000 500,000 500,000 500,000 150,000 50,000 100,000 1,000,000 200,000 250,000 100,000 300,000 150,000 50,000 50,000 50,000 125,000 100,000 200,000 150,000 250,000 4,800 6,000 10,000 100,000 100,000 3,400 18,500 50,000 16,009 7,797 245 60,000 35,000 1,931 25,000 3,000 25,000 50,000 50,000 6,000 75,000 Jan. 14,1893 Jan. 16,1893 Feb. 6,1893 do do Apr. 6,1893 Apr. 17,1893 May 13,1893 May 19,1893 May 22,1893 May 26,1893 June 6,1893 June 7,1893 June 9,1893 June 12,1893 June 13,1893 do. . .. do June 15,1893 June 16,1893 June 17,1893 June 20,1893 June 23,1893 Redeemed. Outstanding. $16,875 11,250 10,750 45,000 22,500 28,000 21,700 ; 10,750 : 11,2.50 10,750 41,180 45,000 44,000 16,875 20,700 45,000 16,275 13,500 12,900 33,750 33,750 22,500 95,597 22,500 11,200 $16,710 11,035 10,595 44,740 22,280 26,735 21,375 10, G20 11,200 10,560 39,380 44,520 42,863 16,560 20,580 44,800 15,955 13,383 12,690 33,320 33,490 22,350 92,702 22,500 11,060 $165 215 155 260 220 1,265 325 130 50 190 1,800 480 1,137 315 12G 200 320 117 210 430 260 150 2,895 663,552 652,003 11,549 % 8,357 2,881 300 150 1,610 255 145 2,796 140 400 120 1,002 80 100 215 200 3,675 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 78,894 96,180 33,750 45,000 52,880 18,000 10,750 94,899 11,250 22,500 11,250 45,000 i 21,800 : 11,250 11,250 26,720 31,780 70,537 93,299 33,450 44,850 51,270 17,745 10,605 92,103 11,110 22,100 : 11,130 43,998 21,720 11,150 11,035 26,520 28,105 140 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 623,153 623,153 600,727 22,426 11,250 48,740 43,700 44,000 11,250 48,740 43,700 44,000 11,110 47,950 42,970 43,640 140 790 730 360 182 183 184 185 G Q V 63,495 45,000 42,800 11,250 22,500 43,600 43,000 44,250 22,500 45,000 32,900 11,250 11,250 11,250 28,120 24,550 44,000 63,495 45,000 42,800 11,250 22,500 43,600 43,000 44,250 22,500 45,000 32,900 11,250 11,250 11,250 28,120 24,550 44,000 57,720 43,850 38,895 11,060 21,990 42,903 42,580 43,900 22,250 44,225 : 32,440 11,160 10,128 11,200 27,530 22,700 43,270 5,775 1,150 3,905 190 510 692 420 350 250 775 460 90 1,122 50 590 1,850 730 F Y 45, bob 45, bbb 44,450 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 G Y B O T 3 Q O 9 F Y U L T i 550 140 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association Organization. Name and location of bank. Charter number. 205 206 207 208 209 210 211 91? 213 214 216 217 218 91 q City National Bank, Greenville, Mich.. First N. B., Whatcom, Wash Columbia N. B., New Whatcom, Wash. Citizens' N. B., Spokane, Wash.1 First N. B., Phillipsburg, Mont.1 Linn County N. B., Albany, Oreg Nebraska N. B., Beatrice, Nebr Gulf National Bank, Tampa, Fla Livingston N. B., Livingston, Mont Chemical National Bank, Chicago, 1111.. Bozeman N. B., Bozeman, Mont. Consolidated N. B., San Diego, Cal First National Bank, Cedartown, Ga... Merchants' N. B., Great Falls, Mont... State National Bank, Knoxville, 1 Tenn Montana N. B., Helena, Mont. 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 945 246 Indianapolis N. B.? Indianapolis, Ind.. Northern N. B., Big Rapids, Mich First N.B., Great Falls, Mont1 First National Bank, Kankakee, III.1 National Bank of the Commonwealth, Manchester, N. II. First National Bank, Starkville, Miss.. Stock-Growers' N. B., Miles City, Mont. Texas N. B., San Antonio, Tex Albuquerque National Bank, Albuquerque, N. Mex. First National Bank, Vernon, Tex First National Bank, Middlesboro,1 Ky. 3243 4099 4351 4005 4658 4326 4185 4478 4117 4666 2803 3056 4075 4434 4102 2813 581 1832 3525 1793 4692 Aug. Aug. June Apr. Dec. 3688 3275 3298 3222 Apr. Dec. Jan. July 30, 1887 20, 1884 31 1885 14, 1884 4033 4201 May 13 1889 3469 First National Bank, Orlando, Fla. Citizens' National Bank, Muncie, Ind.1. 2234 First N. B., Hot Springs, S. Dak First National Bank, Marion, Kans Washington N. B., Tacoma, Wash El Paso National Bank, El Paso, Tex.. Llovd's N. B., Jamestown, N. Dak N. Granite State B., Exeter, N. H Chamberlain N. B., Chamberlain,S.Dak P.TownsendN. B.. P. Townsend1 Wash First N B., Port Angeles, Waah. First National Bank, Sundance, Wyo.. First N. B North Manchester, Ind Commercial N. B., Denver, Colo First National Bank, Dayton, Tenn Date 4370 3018 4018 3608 4561 1147 4282 4290 4315 4343 2903 4113 4362 28, 1884 1889 28', 1890 * j 1889 1891 May 31J, 1890 1889 21, Dee. Dec. 2 1890 Sept. 11, 1889 1891 Dec. 15 Oct. 23, 1882 Sept. 22, 1883 July 16, 1889 Oct. 7, 1890 Aug. 98 1889 Nov. 11, 1882 Nov. 21, 1864 1871. June 5, July 1, 1886 1871 Feb. 20, Feb. Q 1892 g 1890 16 1886 15 1875 15 1890 28 1S83 23 1889 22 1886 Mav 4 1891 May 15 1865 Apr. 8 1890 Apr. 18 1890 May 19 1890 June 16 1890 Mar. 17 1883 Sept. 6 1889 July 10,1890 Jan. Mar. Mar. July July Apr. Dec. Capital. Surplus. $50, 000 50, 000 100, 000 150, 000 50, 000 100, 000 100, 000 50, 000 50, 000 1,000, 000 50, 000 250, 000 75, 000 100, 000 100, 000 250, 000 300,000 90, 000 250, 000 50, 000 100, 000 Amount. Per cent. $32,250 5,000 4,000 64.5 10.0 4.0 10,000 19,362 10.0 19.3 4,000 8.0 49,500 180,000 11,250 99.0 72.0 15.0 260,000 1,249,000 183,053 122,250 140,500 104.0 416.3 203.4 48.8 230.9 50, 000 100, 000 100,000 50, 000 16,500 23,000 26,000 69,750 33.0 23.0 26.0 133.5 50,000 50, 000 50, 000 100, 000 50, 000 75 000 100 000 150 000 100 000 100 000 50 000 100 000 50 000 50 000 50 000 250 000 50 000 39,000 78.0 27,500 196,992 45.0 196.9 72,682 44,000 54,000 6,000 240,500 4,500 96.9 44.0 36.0 6.0 240. 5 9.0 10,000 38,673 20.0 77.3 8,500 17.0 Total Hutchinson N. B., Hutchinson, Kans.. First N. B., Spokane Falls, Wash Oregon N. B., Portland Oreg Citizens' N. B., Grand Island, Nebr First N. B., Fort Payne, Ala Third National Bank, Detroit, Mich.. First National Bank, Watkins, N. Y.. First National Bank, Llano, Tex American N. B., Springfield., Mo First National Bank, Sedalia, Mo 257 National Bank of Pendleton, Oreg 958 State National Bank, Wichita, Kans.. 259 German National Bank, Denver, Colo. 260 Black Hills N. B., Rapid City, S. Dak 261 First National Bank, Arlington, Oreg. 262 Baker City N. B., Baker O'ty, Oreg... 263 First National Bank, Grant, Nebr 264 Wichita N. B., Wichita, Kans 265 State National Bank, Vernon, Tex.... 266 National Bank of Middletown, Pa 267 First National Bank, Kearney, Nebr.. Total 247 248 249 250 951 252 253 254 255 256 1 3199 2805 3719 3101 4064 3514 3047 4316 4360 1627 4249 3524 2351 3401 3676 4206 4170 2786 4130 5S5 2806 May 29,1884 Oct. 24 1882 June 7 1887 Dec. 29 1883 1889 July June 1 ,1886 14 ,1883 Sept. Mav 20 ,1890 July 9 ,1890 Jan. 2 ,1866 Mar. 9q5 ,1890 June ,1886 Apr. 9 ,1887 Oct. 23 , 1885 Apr. 21 , 1887 Jan. 11 ,1890 Dec. 4 ,1889 Sept. 29 , 1882 Sept. 27 ,1889 Nov. 23 ,1864 Oct. 25 ,1882 Restored to solvency. 50 000 50 000 100,oon 60 000 50 000 200 000 50 000 50 000 200 ,000 100 000 100 000 52 000 100 ,000 50 ,000 50 ,000 75 ,000 50 ,000 50,000 50 ,000 100 ,000 50 ,000 $7,340 2,125 5,895 17,137 39,738 79.5 190,100 380. 2 100 000 100 0 35,000 58.3 8.0 4,000 66,000 33.0 32,500 65.0 15,750 31.5 4.0 8,000 319,000 319. 0 15,000 15.0 555,000 555.0 57,500 115.0 18,000 36.0 9,000 12.0 11,000 22.0 200,725 401.4 17,065 34.1 231,500 231.5 95,113 190. 2 141 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. Surplus. Receiver appointed. Cause $50,000 50,000 100,000 150,000 50,000 100,000 100,000 50,000 50,000 1,000,000 50,000 250,000 75,000 100,000 100,000 500,000 300,000 100,000 250,000 50,000 200,000 86,064 June 27, 1893 3,000 do. 1,000 do. July 1, 1893 July 8, 1893 15,000 July 10, 1893 7,500 July 12, 1893 July 14, 1893 10,000 July 20, 1893 July 21, 1893 10,000 July 22, 1893 50,000 July 24, 1893 8,470 July 26, 1893 July 29, 1893 7,000 do.. 100,000 Aug. 2, 1893 60,000 Aug. 3, 1893 Aug. 5, 1893 95,000 do.. 22,000 do.. 5,000 Aug. 7: 1893 Q Y Y Y Y V Y Y Y T Y Y V Y Y Y B W Y 60,000 75,000 100,0-00 175,000 3,782 Aug. 9,1893 10,000 do 20,000 Aug. 10,1893 38,000 Aug. 11,1893 100,000 50,000 150,000 200,000 50,000 75,000 100,000 150,000 100,000 50,000 50,000 100,000 50,000 50,000 50,000 250,000 50,000 10,000 Aug. 12,1893 2,000 . . / . d o . . Aug. 14,1893 .do 55,000 10,000 Aug. 17, 1893 O o Y V V V Y Y Y Y F O Y V O Y T F Y Y 5,600 60,000 10,000 10,000 1,000 5,000 10,000 40,000 5,000 Aug. 22, 1893 Aug. 26, 1893 Sept. 2, 1893 Sept. 14, 1893 Sept. 23, 1893 Sept. 30, 1893 Oct. 3, 1893 Oct. 5, 1893 Oct. 11, 1893 Oct. 16, 1893 Oct. 24, 1893 Oct. 25, 1893 10,935,000 100,000 250,000 200,000 60,000 50,000 300,000 50,000 75,000 200,000 250,000 100,000 100,000 200,000 75,000 50,000 75,000 50,000 250,000 100,000 85,000 150,000 10,000 21,515 40,000 34,200 1,500 25,000 4,500 5,000 25,000 13,000 4,529 350,000 3,000 13,504 4,000 50,000 1,000 21,000 8,064 Nov. 6, 1893 Nov. 20, 1893 Dec. 12, 1893 Dec. 14, 1893 Jan. 26, 1894 Feb. 1, 1894 Feb. 26, 1894 Feb. 28, 1894 do.. May 10, 1894 June 8, 1894 June 29, 1894 July 6, 1894 July 13, 1894 Aug. 2, 1894 do Aug. 14,1894 Sept. 5,1894 Sept. 24,1894 .....do.. Oct. 24, 1891 2,770,000 Issued. of failure. Y J U Y V u z G Z Z Q F F Y F L Y E V 1 Y Redeemed. Outstanding. $11,250 11,250 22,500 $11,250 11,250 22,500 $11,120 11,120 22,280 $130 130 220 21,700 21,880 11,250 10,750 45,000 21,440 21,630 11,150 10,580" 44,680 67,500 21,700 21,880 11,250 10,750 45,000 11,250 55,300 16,370 22,500 21,800 45,000 57,212 33,250 45,000 11,250 67,500 67,220 260 250 100 170 320 11,250 740 220 340 310 36,770 7,911 885 34,235 11,250 280 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 13,500 17,100 22,500 44,150 13,500 17,100 22,500 44,150 13,195 16,760 22,190 43,375 305 340 310 775 226 227 228 229 22,500 11,250 22,500 11,250 22,185 11,040 315 210 11,250 21,900 43,500 33,750 22,500 41,137 11,250 22,500 15,450 11,250 27,000 45,000 11,250 45,000 11,250 21,900 43,500 33,750 22,500 41,137 11,250 22,500 15,450 11,250 27,000 45,000 11,250 11,165 21,620 42,970 33,210 22,210 38,207 11,120 22,260 15,210 11,140 26,605 44,500 11,205 45,000 85 280 530 540 290 2,930 130 240 240 110 395 500 45 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 1,636,649 1,775,154 1,594,334 180,820 22,500 45,000 45,000 13,500 11,250 44,280 11,250 16,870 45,000 48,341 22,500 22,500 45,000 27,750 11,250 16,870 11,250 44,500 21,640 66,785 33,750 22,500 45,000 45,000 13,500 11,250 44,280 11,250 16,870 45,000 48,341 22,500 22,500 45,000 27,750 11,250 16,870 11,250 44,500 21,640 66,785 33,750 22,200 41,033 44,015 13,120 11,070 43,510 11,130 16,650 44,470 46,153 22,270 22,048 43,095 27,410 10,958 16,540 11,153 43,163 21,375 64,590 32,437 626,786 611,390 55,300 16,370 22,500 21,800 8,230 57,212 33,250 10,765 626,780 j 54,560 16,150 22,160 21,490 8,230 49,301 32,365 10,765 300 247 967 248 985 249 380 250 180 251 770 252 120 253 220 254 530 255 2,188 256 230 257 452 258 1,905 259 340 260 292 261 330 262 97 263 1,337 264 265 265 " 2,195 266 1,313 267 15,396 142 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 208 299 300 301 302 303 Buffalo Countv, N. B., Kearney, Nebr. First N. B., Johnson City, Tenn Citizens' N. B., Madison, S. Dak Citizens' N. B., Spokane Falls, Wash.*. Tacoma N. B., Tacoma, Wash City National Bank, Quanah, Tex Central National Bank, Rome, N. Y. .. First National Bank, Redfield, S. Dak. North Platte N. B., North Flatte. Nebr. Needles National Bank, Needles, Cal... Nat. Broome Co. B., Binghamton, N. Y. First N. B., San Bernardino, Cal Dover National Bank, Dover, N. H . . Browne N. B., Spokane Falls, Wash . . . First N. B., Anacortes, Wash Holdrege N. B., Holdrege, Nebr National Bank of Kansas City, Mo First N. B., Texarkana, Tex First National Bank, Ravenna, Nebr... City National Bank, Fort Worth, Tex. First N ational Bank, Dublin, Tex First National Bank, Ocala, Fla First N. B., Willimantic, Conn First N. B., Port Angeles, Wash.1 First N. B., Ida Grove, Iowa 2 First National Bank, Pella, Iowa Merchants N. B., Seattle, Wash Union National Bank, Denver, Colo Superior N. B., West Superior, Wis.. .. Puget Sound N. B., Everett, Wash Keystone National Bank of Superior, West Superior, Wis. First N. B., South Bend, Wash State National Bank, Denver, Colo.2 3. . . Kearney N. B., Kearney, Nebr First N. B., Wellington, Kans Columbia N. B., Tacoma, Wash Date. Capital. Surplus. 3526 3951 3151 4005 2924 4361 1376 3398 4024 4873 1513 3527 1043 4025 4458 3875 3489 3065 4043 2359 4062 3470 2388 4315 3930 1891 2985 4382 4680 4796 4399 July 3,1886 8100,000 Dec. 24,1888 50,000 Apr. 10,1884 50,000 Apr. 8,1889 150,000 Apr. 13,1883 50,000 July 9,1890 100,000 July 1,1865 100,000 Oct. 2,1885 50,000 May 4,1889 75,000 Mar. 6,1893 50,000 Aug. 9,1865 100,000 $20,000 July 3,1886 100,000 Apr. 22,1865 100,000 May 4,1889 150,000 Nov. 6,1890 50,000 Apr. 26,1888 50,000 Apr. 13,1886 1,000,000 15,000 Oct. 26,1883 50,000 May 22,1889 50,000 May 28,1877 50,000 500 July 1,1889 50.000 Mar. 16,1886 50,000 June 20,1878 100,000 Ma\ 19,1890 50,000 Oct. 10,1888 100,000 Oct. 14.1871 50,000 June 23,1883 50,000 July 30,1890 1,000,000 Jan. 13,1892 200,000 Sept. 23.1892 50,000 Aug. 16,1890 100,000 4467 2694 3201 2879 4623 Nov. May June Feb. Sept. 15,1890 16,1882 5,1884 13,1883 2,1891 50,000 120,000 100,000 50,000 200,000 3469 3976 Mar. 16,1886 Feb. 7,1889 50,000 60,000 1630 3571 1410 1088 3807 Jan. Oct. July Apr. Nov. 3301 Per Amount. cent. $43,500 43.5 12,500 25.0 50,000 100.0 15,000 10.0 218,000 436.0 16.6 16,600 245,060 245.0 34,000 68.0 24,208 32.3 188,914 65,875 241,000 6,000 188.9 65.8 241.0 4.0 42.5 21,250 655,000 65.5 100, 439 200.9 12,500 25.0 358,500 717.0 6.0 3,000 31.5 15,750 117,500 117.5 50,088 57,500 110,250 190,000 50.1 115.0 220.5 19.0 24,500 24.5 2,000 150,600 95.750 58,750 22,000 4.0 125.5 95.7 117.5 11.0 27,500 2,400 55.0 4.0 279,000 33,832 603,000 547,500 15,600 279.0 33.8 402.0 219.0 26.0 Total 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 ,520 321 322 323 324 325 326 327 First National Bank, Orlando, Fla. 1. .. Bellingham Bay National Bank, New Whatcom, Wash. Chattahoochee N. B., Columbus, Ga . . . German N. B., Lincoln, Nebr Fort Stanwix N. B., Rome, N. Y Farmers N. B., Portsmouth, Ohio Humbold First National Bank, Humboldt, Kans. Grand Forks National Bank, Grand Forks, N. Dak. First N. B., Bedford City, Va National Bank of Jefferson, Tex Stunner N. B., Wellington, Kans First National Bank, Cheney, Wash. . . Kittitas Valley National Bank, Ellensburg, Wash. First N. B., HUlsborough, Ohio A merican N. B., Denver. ColoJ First National Bank, Mmot, N. Dak . . . Yates County N. B., Penn Yan, N. Y . First National Bank, Larned, Kans Citizens' N. B., San Angelo, Tex Sioux National Bank, Sioux City, Iowa . American N. B., New Orleans, La First National Bank, Helena, Mont Bennett N. B., New Whatcom, Wash.. First National Bank, Springville, N. Y. *- Second failure. 22,1866 16,1886 8,1865 29,1865 1,1887 100,000 100,000 150,000 250,000 60,000 Feb. 6,1885 50,000 61,200 122.4 4257 1777 3865 4542 3867 Mar. Jan. Apr. Apr. Apr. 13,1890 28,1871 10,1888 1,1891 14,1888 50,000 100,000 75,000 50,000 50,000 19,000 19,500 33,2o0 3,000 5,000 38.0 19.5 44.3 6.0 10.0 787 4159 4009 2405 2666 4659 2535 3978 1649 4171 2892 100,000 Feb. 7,1865 250,000 Nov. 13,1889 50,000 Apr. 13,1889 50,000 Dec. 30,1878 50,000 Apr. 27.1882 100,000 Dec. 5,1891 100,000 June 9,1881 200,000 Feb. 14,1889 100,000 Apr. 5,1866 50,000 Dec. 4,1889 50,000 Feb- 26.1883 Formerly in voluntary liquidation. 254,312 90,000 17,000 66,000 163,750 18,500 419,459 60,000 273,000 5,000 37,500 254.3 36.0 34.0 112.0 327.5 18.5 419.4 30.0 273.0 10.0 75.0 5 54,250 143 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Circulation. Failures. Lawful money deposited. Capital. $100,000 50.000 50,000 150,000 200,000 100,000 100,020 50,000 75,000 50,000 100,000 100,000 100,000 100,000 50.000 75,000 1,000.000 50,000 50,000 300,000 50,000 50,000 100,000 50,000 150,000 50,000 200,000 500,000 135,000 50,000 200,000 50,000 300,000 100,000 50,000 350,000 Receiver appointed. Surplus. $35,000 Nov. 10,1894 4,000 Nov. 13,1894 16,000 Dec. 12,1894 25,000 Dec. 13,1894 18,417 Dec. 14,1894 12,000 Dec. 15,1894 20,000 Jan. 2,1895 10,000 Jan. 11,1895 4,850 Jan. 14,1895 Jan. 19,1895 20,000 Jan. 28,1895 57,000 Jan. 29,1895 20,000 Feb. 7,1895 3,000 Feb. 8,1895 1,500 Mar. 6,1895 5,000 Mar. 15,1895 Mar. 18,1895 Apr. 1,1895 4,500 Apr. 10,1895 do 45,000 7,450 Apr. 22,1895 do 25,000 20,000 Apr. 23,1895 Apr. 26,1895 June 4,1895 1,050 June 5,1895 25,000 June 19,1895 65,000 Aug. 2,1895 Aug. 6,1895 2,'506" Aug. 7,1895 22,000 Aug. 15,1895 20,000 32,500 12,000 Aug. Aug. Sept. Oct. Oct. 85,000 60,000 1.500 40,000 Nov. 29,1895 Dec. 5,1895 100,000 100,000 150,000 250,000 60,000 35,000 30,000 50,000 3,487 Dec. 7,1895 Dec. 19,1895 Feb. 8,1896 do Feb. 15,1896 1,000 Apr. 28,1896 1,000 17,1895 24,1895 19,1895 25,1895 30,1895 Cause of failure. Y Q G Y E Z Z F Y Q z G Z V V u E N Y V V G E R V E W Q V I E Y V Q 5,235,020 200,000 50,000 100,000 100,000 50,000 50,000 100,000 500,000 50,000 50,000 50,000 100,000 300,000 200,000 800,000 50,000 50,000 Issued. $22,500 11,250 11,250 33,050 44,360 22,050 22,545 11,250 16,155 10,850 26,223 21,800 93,211 21,800 11,250 16,875 45,000 15,600 11,250 44,000 11,250 11,250 22,500 11,250 14,020 14,218 43,150 135,000 44,190 10,930 43,725 $22,500 11,250 11,250 33,050 44,360 22,050 22.545 11;250 16,155 10,850 26,223 21,800 93,211 21,800 11,250 16,875 45,000 15,600 11,250 44,000 11,250 11,250 22,500 11,250 14,020 14,218 43,150 135,000 44,190 10,930 43,725 Redeemed. Outstanding. $22,120 11,100 10,660 32,715 43,690 21,650 20,187 10,930 15,835 10,810 24,437 21,340 90,200 21.355 11,065 16,625 44,190 15,350 11,100 42,563 11,095 11,030 21,375 11,090 13,570 13,178 42,340 133,060 43,670 10,805 43,175 $380 150 590 335 670 400 2,358 320 320 40 1,786 4(50 3,011 445 185 250 810 250 150 1,437 155 220 1,125 160 450 1,040 810 1,940 520 125 550 268 269 270 271 272 273 274 275 27C 277 27? 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 11,250 11,250 11,080 170 22,500 11,250 45,000 22,500 11,250 45,000 21,900 10,840 44,640 600 410 360 963,752 963,752 940,770 22,982 E Y Y Y Z T W 33,750 13,050 33,750 13,050 33,185 12,840 565 210 304 305 22,500 21,900 135,000 45,000 13,000 22,500 21,900 135,000 45,000 13,000 20,085 21,215 129,380 39,980 12,870 2,415 685 5,620 5,020 130 306 307 308 309 310 G 46,150 46,150 45,310 840 311 2,1896 24,1896 26,1896 27,1896 18,1896 U E X Y V 11,250 22,500 22,500 11,250 11,250 11,250 22,500 22,500 11.250 11,250 11,055 20,580 21.550 11.135 10,885 195 1,920 950 115 365 312 313 314 315 316 20,000 July 22,1896 150,000 July 25,1896 33 Aug. 12,1896 15,000 Aug. 17,1896 Aug. 26,1896 7,000 Sept. 9,1896 do 5,000 30,000 Sept. 10,1896 100,000 Sept. 11,1886 Sept. 19,1896 25,666 Oct. 3,1896 X Y F V U V V 22,150 22,150 19,391 2,759 11,250 11,700 11,250 22,500 44,100 44,300 45,000 11,250 18,000 11,250 11,700 11.250 22.500 44,100 44,300 45,000 11,250 18,000 11,045 11,205 10,740 22,030 42,820 44,030 41,194 10,945 17,345 317 318 319 320 321 322 3?3 324 325 326 327 20,000 May 20,000 June June 1,000 June July o Y V G liquidation. s Restored to solvency for voluntary 4 Restored to solvency. * 205 495 510 470 1.280 1,270 3,806 305 655 144 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Date. 3215 3217 4353 June 28,1884 July 7,1884 July 2,1890 $50,000 50,000 100,000 2973 4455 482 4421 493 4494 637 3651 4899 1867 2944 3504 1757 3602 3714 3580 4739 2843 2276 2032 1898 3815 4584 3024 738 3048 868 2476 4332 2795 3534 4732 2732 3342 535 4843 June Oct. July Sept. Aug. Dec. Dec. Mar. Apr. Aug. May May Dec. Dec. May Oct. May Dec. June Nov. Nov. Nov. June Aug. Jan. Sept. Mar. May June Oct. July Apr. June May Oct. Feb. 50,000 71,500 143.0 50,000 50,000 §2,470 636,458 1272.9 250,000 5,000 5.6 14,000 75,000 254,611 339.5 250,000 30.0 75,000 50,000332,500 665.0 100,000 83.0 83,000 100,000 6.0 6,000 500,000 1,877,500 375.5 100,000 47.5 47,500 55,000 61.0 33,550 100,000 161,000 161.0 100,000 60.0 60,000 1,000 50,000 83.5 41,750 50,000 63.1 31,534 1,143 200,000 12.0 24,000 50,000 46.0 23,000 100,000 288,000 288.0 237,700 402,400 169.3 300,000 497,500 165.8 50,000 51.0 25,500 75,000 3,000 24.0 18,000 50,000 88,000 176.0 50,000 259,000 518.0 50,000 53,500 107.0 50,000 523,670 1047.3 50,000 177,500 355.0 100,000 60.0 60,000 250,000 317,500 127.0 50,000 2,500 50,000 500 16,500 33.0 150,000 288,500 152.3 50,000 39,337 78.7 150,000 1,343 531,034 354.0 50,000 10,000 500 20.0 3418 4261 Dec. 4,1885 May 15,1890 Sault Ste. Marie National Bank, Sault Ste. Marie, Mich. First National Bank, Pembina, N. Dak. Chestnut St. N. B., Philadelphia, Pa National Bank of Paola, Kans First National Bank, Larimore, N. Dak. 3747 July 7,1887 50,000 3438 3723 3795 2854 418 Jan. June Sept. Jan. Apr. 20,1886 14,1887 30,1887 9,1883 6,1864 50,000 250,000 100,000 50,000 50,000 53,000 106.0 60.0 150,000 47.5 47,500 99.0 49,500 571,500 1143.0 State N. B., Logansport, Ind.i 2596 Dec. 7,1881 100,000 190,000 190.0 Nov. Dec. Sept. May Jan. Apr. Apr. Sept. Feb. 7,1874 12,1879 2,1889 6,1884 2,1872 16,1891 29,1865 27,1871 8,1873 50,000 50,000 50,000 50,000 50,000 50,000 100,000 50,000 70,000 77,250 93,473 20,411 20,250 194,000 7,500 233,000 91,000 7.6,500 154.5 186.9 40.8 40.5 388.0 15.0 233. 0 182. 0 109.3 328 329 330 First N. B., Mount Pleasant, Mich First National Bank, Ithaca, Mich City National Bank, Tyler, Tex 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 First National Bank, Garnett, Kans... First National Bank, Eddy, N. Mex.... Second National Bank, Rockford, 111... Marine National Bank, Duiuth, Minn.. First National Bank, Decorah, Iowa... Missouri N. B., Kansas City, Mo First N. B. of E. Saginaw, Saginaw, Mich First National Bank, Tyler, Tex First N. B., Niagara Falls, N. Y National Bank of Illinois, Chicago, 111.. Big Rapids N. B., Big Rapids, Mich.i.. Second N. B., Grand Forks, N. Dak... First N.B., Sioux City, Iowa 2 Citizens' N. B., Fargo, N. Dak Merchants' N. B., Devils Lake, N. Dak. First National Bank, Alma, Nebr Columbia N. B., Minneapolis, Minn Dakota N. B., Sioux Falls, S. Dak First National Bank, Newport, Ky German N. B., Louisville, Ky Mutual N. B., New Orleans, La Merchants' National Bank, Ocala, Fla.. Moscow N. B., Moscow, Idaho First National Bank, Olympia, Wash.. First National Bank, Franklin, Ohio... First National Bank, Griswold, Iowa... National Bank of Potsdam, N. Y Northwestern N. B., Great Falls, Mont. Merchants' N. B., Jacksonville, Fla Union N. B., Minneapolis, Minn The Dalles N. B., The Dalles, Oreg City National Bank, Gatesville, Tex... Merchants' N. B., Helena, Mont First National Bank, Orleans, Nebr Keystone National Bank, Erie, Pa Merchants' and Miners' National Bank, Phillipsburg, Mont. First National Bank, Asheville, N. C... First N. B., Benton Harbor, Mich Capital. Surplus. Per Amount. cent. $36,000 41,250 20,000 72.0 82.5 20.0 Total 367 368 11,1883 31,1890 13,1864 23,1890 6,1864 30,1890 20,1864 21,1887 18,1893 29,1871 9,1883 17,1886 28,1870 14,1886 24,1887 28,1886 13,1892 19,1882 15,1875 5,1872 10,1871 21,1887 17,1891 11,1883 23,1865 15,1883 7,1865 14,1880 2,1890 12,1882 16,1886 23,1892 14,1882 19,1885 19,1864 1,1893 100,000 50,000 50,000 17,500 50.0 35.0 12,000 24.0 Total 369 370 371 372 373 374 375 Hampshire County National Northampton, Mass.* Bank, Total 376 377 378 379 380 381 382 383 384 First N. B., New Lisbon, Ohio 2203 First National Bank, Carthage, N. Y... 2442 First National Bank, Neligh, Nebr 4110 First National Bank, Flushing, Ohio... 3177 First National Bank, Emporia, Kans.. 1915 First National Bank, Cordele, Ga 4554 Cochecho National Bank, Dover, N. H. 1087 Citizens' National Bank, Niles, Mich... 1886 20S2 Atchison N. B., Atchison, Kans 1 Formerly in voluntary liquidation. 2 Restored to solvency. 145 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. $50,000 50,000 100,000 Surplus. $10,000 10,000 7,200 Receiver appointed. Cause of failure. Oct. 7,1896 Oct. 14,1836 Oct. 17,1896 w w X 3,805,000 Y Y Y L Y H G W Y N Y Issued. Eedeemed. Outstanding. $11,250 11,250 22,495 $11,250 11,250 22,495 $10,980 10,933 21,170 $270 317 325 695,595 695,595 663,898 31,697 11,700 10,900 49,100 45,000 17,320 45,000 37,422 45,000 21,880 52,980 20,880 10,870 6,430 21,950 22,500 11,250 44,010 10,800 45,000 176,400 42,800 22,200 16,875 21,800 22,200 11,250 45,000 42,870 22,100 43,950 10,750 11,020 50,040 11,250 51,071 11,250 11,700 10,900 49,100 45,000 17,320 45,000 37,422 45,000 21,880 52,980 20,880 10,870 51,430 21,950 22,500 11,250 44,010 10,800 45,000 176,400 42,800 22,200 16,875 21,800 22,200 11,250 45,000 42,870 22,100 43,950 10,750 11,020 50,040 11,250 51,071 11,250 11,250 10,710 44,626 44,120 15,450 44,070 34,950 43,993 21,565 50, 529 20,253 10,590 6,430 21,300 22,045 11,030 43,210 10,420 42,240 169,051 39,618 21,800 16,680 21,290 19,843 10,968 39,784 41,158 21,720 42,633 10,450 10,840 48,510 10,733 45,855 11,100 450 190 4,474 880 1,870 930 2,472 1,007 315 2,451 627 280 45,000 650 455 220 800 380 2,760 7,349 3,182 400 195 510 2,357 282 5,216 1,712 380 1,317 300 180 1,530 517 5,216 150 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 364 365 366 22,500 11,250 22,500 11,250 21,925 10,900 575 350 367 368 97,929 328 329 330 50,000 50,000 200,000 200,000 75,000 250,000 100,000 200,000 100,000 1,000,000 100,000 50,000 100,000 100,000 50,000 50,000 200,000 50,000 200,000 251,500 200,000 100,000 75,000 100,000 50,000 50,000 200,000 250,000 100,000 500,000 50,000 50,000 350,000 50,000 150,000 50,000 10,000 10,000 52,000 1,000 15,000 15,000 60,000 40,000 3,000 1,000,000 18,000 1,500 70,000 1,800 10,000 2,500 Nov. 9,1896 Nov. 10,1896 do......... Nov. 11,1896 Nov. 24,1896 Dec. 3,1896 Dec. 10,1896 Dec. 17,1896 Dec. 18,1896 Dec. 21,1896 Dec. 31,1896 Jan. 7,1897 .....do... do... Jan. 11,1897 Jan. 12,1897 Jan. 14,1897 Jan. 20,1897 Jan. 21,1897 Jan. 22,1897 Jan. 27,1897 Feb. 3,1897 Feb. 4,1897 Feb. 17,1897 . . . .do . . .. do... . . . . Mar. 2,1897 Mar. 6,1897 Mar. 17,1897 Mar, 20,1897 May 7,1897 May 29,1897 June 2,1897 June 5,1897 July 26,1897 July 28,1897 100,000 50,000 20,000 6,021 Aug. 23,1897 Sept. 21,1897 X T N Y S H F V F S z I V G V Y G F Z N K 1,176,568 1,221,568 1,123,639 Dec. 10,1897 U 22,000 22,000 21,270 730 369 w 10,700 42,890 17,560 10,750 90,000 10, 700 42,890 17,560 10,750 145,905 10,325 41,565 16,890 10,245 44,675 375 1,325 670 505 101,230 370 371 372 373 374 375 40,000 35,000 3,297 50,000 75,000 30,000 30,000 20,000 10,000 10,000 30,000 35,000 12,000 V U 5,851,500 100,000 50,000 500,000 50,000 50,000 250,000 7,985 150,000 2,500 50,000 Jan. Jan. Feb. Feb. May 19,1898 29,1898 1,1898 26,1898 23,1898 200,000 55,000 Sept. 27,1898 T W G A E 1,200,000 50,000 100,000 50,000 50,000 100,000 50,000 150,000 50,000 50,000 1,541 5,000 3,000 1,000 100,000 6,000 3,000 10,000 10,000 J Nov. 3,1898 Nov. 4,1898 do Nov. 5,1898 Nov. 16,1898 Mar. 4,1899 June 6,1899 July 8,1899 Sept. 5,1899 64776°—CUR 1912 10 Z A Z V N M T N F 29,110 29,110 27,460 1,650 223,010 278,915 172,430 106,485 11,250 21,640 10,750 11,250 22,500 11,250 33,750 20,653 45,000 11,250 21,640 10,750 11,250 22,500 11', 250 33,750 20,653 45,000 10,240 20,903 10,505 10,730 18,818 11,025 30.595 19,270 41,853 1,010 737 245 520 3,682 225 3,155 1,383 3,147 375 377 378 379 380 381 382 383 384 146 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 385 386 387 First National Bank, Penn Yan, N. Y.. 358 3360 First N. B., Arkansas City, Kans.i 3521 First N. B., McPherson, Kans.2 Date. Capital. Feb. 8,1864 June 30,1885 June 17,1886 Surplus. Per Amount. cent. $154,054 308.1 50,250 100.5 $654 393,816 150,000 150,000 132,000 1,000,000 287,304 2,055,000 50,000 79,000 50,000 150,000 37,041 r 403,500 262.5 88.0 205. 5 158.0 $50,000 50,000 50,000 Total . . . 388 389 390 391 392 393 Broadway N. B., Boston, Mass People's National Bank, Denver, Colo.2. Globe National Bank, Boston, Mass Merchants' N. B., Rutland, Vt Somerset N. Bkg. Co.,Somerset, KyA. South Danvers N. B., Peabody, Mass.. 551 Oct. 25,1864 4084 July 30,1889 936 Mar. 25,1865 3311 Feb. 25,1885 5468 June 29,1900 958 Mar. 31,1865 269.0 Total 394 American N. B., Baltimore, Md 395 First N. B., White Pigeon, Mich 396 First National Bank, Niles, Mich 397 Farmers' N . B., Vergennes, V t 398 Le Mars N. B . , Le Mars, Iowa 399 First N. B., Vancouver, Wash 400 Pynchon N. B . , Springfield, Mass 401 Seventh N.B., New York, N. Y.< 402 City National Bank, Buffalo, N. Y 403 First National Bank, Austin, Tex.* 404 Eufaula National Bank, Eufaula, Ala.. 4518 4527 1761 2475 2818 3031 987 998 5174 2118 2309 Feb. Mar. Jan. Apr. Nov. Aug. Apr. Apr. Jan. July Nov. 10,1891 3,1891 3,1871 29,1880 13,1882 15,1883 7,1865 11,1865 26,1899 17,1873 30,1875 100,000 50,000 100,000 50,000 100,000 50,000 150,000 52,266 500,000 300,000 150,666 100,000 50,000 70,000 16,500 269,000 51,500 99,000 102,137 633,353 626,000 6,000 238,200 163,510 70.0 33.0 269.0 103.0 99.0 204.2 422.2 125.2 4.0 238.2 327. 0 Mar. 18,1893 July 15,1865 50,000 600,000 21,500 795,000 40.3 132.5 2103 Apr. 30,1873 4063 July 2,1889 500,000 50,000 685,000 1,500 137.0 3.0 50,000 81,000 600 50,000 89,500 100,000 29,000 504,250 50,000 30,000 100,000 2,222 50,000 45,000 100,000 129,500 30,000 900 1,000,000 60,000 200,000 26,666 1,283,000 162.0 179.0 504.2 60.0 Total 405 406 First National Bank, Belmont,2 Ohio... 4864 1442 Hancock N. B., Boston, Mass. 407 408 Central National Bank, Boston, Mass.. National Bank of South Pennsylvania, Hyndman, Pa. First N . B., Asbury Park, N. J First N. B . of Fla., Jacksonville, F l a . . . Southport N. B . , Southport, Conn N avesink N. B., Red Bank, N. J Citizens' N. B . , Beaumont, Tex Groesbeck N. B . , Groesbeck, Tex Packard N. B . , Greenfield, Mass Bolivar National Bank, Bolivar, Pa.* 4 Federal National Bank, Pittsburgh, Pa. . First National Bank, Allegheny, PaA... Total 409 410 411 412 413 414 415 416 417 418 3451 2174 660 4535 5841 4269 2264 6135 6023 198 Feb. Aug. Dec. Mar. May Mar. May Feb. Nov. Jan. 4,1886 24,1874 29,1864 19,1891 31,1901 22,1890 17,1875 24,1902 16,1901 14,1864 5586 4068 4841 2595 5504 6284 5286 5998 3581 5960 6833 Sept. July Jan. Dec. July June Apr. Oct. Nov. Sept. June 25,1900 3,1889 7,1893 1,1881 18,1900 2,1902 12,1900 24,1901 2,1886 10,1901 13,1903 50,000 50,000 100,000 50,000 25,000 200,000 200,000 25,000 60,000 25,000 100,000 5735 4705 1617 5839 6164 4986 Mar. Mar. Dec. May Mar. Feb. 7,1901 9,1892 9,1865 29,1901 17,1902 19,1895 25,000 50,000 100,000 25,000 25,000 50,000 90.0 129.5 3.0 6.0 641.5 Total 419 420 421 422 423 424 425 426 427 428 429 430 431 432 433 434 435 First National Bank, Victor, Colo Farmers' N. B . , Henrietta, Tex Indiana National Bank, Elkhart, I n d . . First N. B . , Storm Lake, Iowa Citizens' N. B . , McGregor, Tex Equitable N. B . , New York, N. Y American Ex. N . B., Syracuse, N. Y . . . First National Bank, Matthews, I n d . . . Galion National Bank, Galion, O h i o . . . First National Bank, Billings, Okla 2 ... Orange Growers' National Bank, Riverside, Cal. National Bank of Holdenville, Ind. T . . Capital National Bank, Guthrie, Okla.. First National Bank, Macon, Ga First National Bank, Cape May, N. J . . Elk City N. B . , Elk City, Okla Medina National Bank, Medina, N. Y . . 1 Formerly in voluntary liquidation; second failure. 2 25,000 50.0 21.925 43.8 54; ooo 54.0 79,017 158.1 6,250 25.0 23,340 11.7 4,200 16.0 87,600 146.0 15,000 3,000 3.0 1,575 7,500 117,221 458,000 30.0 234.4 458.0 10,000 20.0 Formerly in voluntary liquidation. 147 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. $50,000 100,000 50,000 Receiver appointed. Cause of failure. Sept. 18,1899 Oct. 19,1899 Oct. 28,1899 J E M Dec. Dec. Dec. Mar. Aug. Sept. 16,1899 20,1899 21,1899 26,1900 17,1900 19,1900 M X I Dec. Dec. Mar. Apr. Apr. Apr. June June June Aug. Oct. 21,1900 27,1900 9,1901 13,1901 17,1901 20.1901 24,1901 27,1901 29,1901 3,1901 21,1901 F G Z Surplus. $15,000 5,500 850,000 200,000 300,000 1,000,000 100,000 50,000 150,000 175,000 120,000 500 66,000 o z u 1,800,000 200,000 50,000 100,000 60,000 100,000 50.000 200,000 500,000 300,000 100,000 100,000 50,000 10,000 20,QOO 6,000 4,000 100,000 150,000 150,000 2,500 z F I G W S 1,760,000 50,000 400,000 10,000 z Feb. 25,1902 Apr. 4,1902 V Issued. Redeemed. Outstanding. $11,250 22,500 16,870 SI 1,250 22,500 16,870 $10.260 21,910 16,460 $990 590 410 238,663 238,663 222,569 16,094 104,195 45,000 863,785 22,500 104,195 45,000 863,785 22,500 99,235 43,650 838,858 21,865 4,960 1,350 24,927 635 38$ 38t 39C 391 50,000 50,000 45,574 4,426 392 1,085,480 1,085,480 1,049,182 36,298 100,000 50,000 99,000 20,000 23,900 12,500 111,465 100,000 50,000 99,000 20,000 23,900 12,500 111, 465 96,340 48,580 95,321 19,045 22, 785 11,680 105,560 3,660 1,420 3,679 955 1,115 820 5,905 297,750 297,750 294,673 3,077 25,000 25,000 23,394 1,606 739.615 739,615 717,378 22,237 50,0G0 60,400 50,000 60,400 48,040 53,513 1,960 6,887 38 f 38C 387 3Qr 394 39£ 396 397 398 399 40C 401 402 403 404 405 406 110,400 110,400 101,553 8,847 500,000 50 ; 000 100,000 10,000 Nov. 13,1902 Dec. 16,1902 F T 401,133 12,500 401,133 12,500 390,565 11,985 10,568 515 407 408 100,000 50,000 100,000 50,000 100,000 50,000 100,000 30,000 2,000,000 350,000 60,000 10,000 40,000 20,000 10,000 10,000 13,500 1,000 400,000 100,000 Feb. 13,1903 Mar. 14.1903 May 19,1903 Aug. 14,1903 Aug. 20,1903 Aug. 22,1903 Oct. 1,1903 do . Oct. 21,1903 Oct. 22,1903 1 25,000 50,000 100,000 12,500 25,000 12,500 98,070 10,000 25.000 50,000 100,000 12.500 25,000 12.500 98,070 10,000 696,500 99,100 23,945 45,560 93,301 12,140 24,370 11,495 95,355 8,450 34,605 3, 440 1.055 4^440 6,699 360 630 1,005 2,715 1,550 661,895 95,660 409 410 411 412 413 414 415 416 417 418 746, 703 1,542,303 755,211 787,092 48,750 12,500 24,550 50.000 25,000 49,350 200,000 12,500 60,000 6,500 24,400 48,750 12,500 24,550 50,000 25! 000 49,350 200,000 12,500 60,000 6,500 24, 400 46,260 11,468 22,818 47,268 24,190 48,365 195,630 12,135 57,365 6,340 24,070 2,490 1,032 1,732 2,732 810 985 4,370 365 2,635 160 330 419 420 421 422 423 424 ^5 428 427 428 429 50,000 98,700 197,000 6,000 6,250 12,500 50,000 98,700 197,000 6,000 6,250 12,500 49,180 95,360 184,930 5,640 6,110 11,990 820 3,840 12,070 360 140 510 430 431 432 433 434 435 450,000 Z L L I G AA AA 3,4S0,000 50,000 50.000 100.000 50,000 25,000 200,000 200,000 25,000 60,000 25,000 100,000 50,000 100,000 200,000 25,000 25,000 50,000 3,000 Nov. 10,000 Nov. 20,000 Nov. 8,500 ' Jan. 1,500 Feb. Feb. Feb. 4,250 Feb. Feb. 40,000 Feb. 16,000 Mar. 20,000 65,000 5,000 7,000 3 4,1903 18,1903 19,1903 2,1904 8,1904 10,1904 11,1904 13,1904 15,1904 19,1904 23,1904 do Apr. 4,1904 May 16,1904 May 24,1904 May 28,1904 June 22,1904 No circulation. F L N N Z u . G I Z U z F G M V G N * Restored to solvency. 148 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking associa' tion. Organization. Name and location of bank. 436 437 438 First National Bank, Grinnell, Iowa... People's National Bank, Swanton, Vt.. First National Bank, Claysville, Pa 139 440 141 442 143 144 445 \4(\ 447 448 449 450 451 452 453 454 455 456 457 458 459 460 Berlin National Bank, Berlin, Wis Wooster N. B., Wooster, Ohio Big Bend N. B., Davenport, Wash Citizens' National Bank, Oberlin, Ohio. First National Bank, Conneaut, Ohio.. First National Bank, Faribault, Minn.. American National Bank, Abilene, Tex. First National Bank, Nederland, Tex.. First National Bank, Cornwall, N. Y.... First National Bank, Lexington, Okla.. First National Bank, Barberton, Ohio.. First National Bank, Ladysmith, Wis.. Fredonia N. B., Fredonia, N. Y Vigo County N. B., Terre Haute, Ind.. First National Bank, Topeka, Kans Spring Valley N. B., Spring Valley, 111. First National Bank, Toluca, 111 City National Bank, Kansas City, Mo.. Minot National Bank, Minot, N. Dak.. First National Bank, Orville, Ohio Peoria National Bank, Peoria, 111 EnterpriseN. B., Allegheny, Pa 461 462 463 464 465 466 Farmers' N. B., Kingfisher, Okla First National Bank, Lineville, Ala American National Bank, Boston, Mass. First National Bank, West, Tex First National Bank, Attalla, Ala Delmont National Bank of New Salem, Delmont, Pa. First National Bank, Chelsea, Mass Bates National Bank, Butler, Mo Charter number. Date. 1629 4943 4273 Jan. 15,1866 Mar. 7,1894 Mar. 27,1890 $50,000 50,000 50,000 4641 4657 4002 2718 3492 1686 70286596 7344 5462 5230 5535 841 3929 2646 3465 4871 5250 6315 6379 2878 4991 Oct. Nov. Mar. June Apr. Dec. Oct. Jan. July June Nov. Aug. Feb. Oct. Mar. Mar. May Feb. June Aug. Feb. Apr. 8,1891 30,1891 28,1889 2,1882 27,1886 2,1868 30,1903 28,1903 25,1904 27,1900 1,1899 13,1900 27,1865 8,1888 13,1882 6,1886 10,1893 2,1900 23,1902 14,1902 12,1883 4,1895 50,000 100,000 $3,000 50,000 50,000 50,000 50,000 75,000 25,000 25,000 25,000 50,000 25,000 50,000 500 150,000 2,000 50,000 50,000 50,000 250,000 25,000 25,000 25,000 150,000 6,666 200,000 90,000 6702 7516 5840 5543 7951 5837 Mar. Dec. May Aug. Oct. May 30,1903 16,1904 29,1901 17,1900 18,1905 28,1901 25,000 25,000 200,000 25,000 30,000 25,000 533 6405 Oct. 14,1864 Aug. 30,1902 300,000 50,000 Feb. 25,1865 150,000 7048 6774 5144 923 Nov. May Oct. Mar. 28,1903 6,1903 7,1898 21,1865 25,000 100,000 50,000 200,000 4892 Mar. 27,1893 50,000 31,500 63.0 1724 Oct. 20,1870 50,000 352,500 705.0 10,1886 26,1883 25,1904 14,1902 6,1879 31,1905 100,000 100,000 200,000 25,000 200,000 100,000 102,200 76,600 36,000 42,127 633,500 2,500 102.2 76.6 18.0 168. 5 316.8 2.5 Apr. 3,1906 June 11,1891 25,000 700,000 1,887,000 269.6 Apr. Jan. Mar. Sept. May Sept. May 250,000 250,000 1,495,000 594.0 100,000 53,000 53.0 50,000 25,000 3,000 3,750 11.0 25,000 7,500 30.0 50,000 144,500 289.0 25,000 6,250 25.0 Capital. Surplus. Per Amount. cent. $309,000 24,250 11,000 618.0 48.5 22.0 17,750 74,000 44,000 94,200 43,500 186,500 35.5 74.0 88.0 188.4 87.0 373.0 7,000 28.0 Total 1,800 7.2 289,000 578.0 103,500 69.0 347,500 695.0 62,000 124. 0 51,000 102.0 52,500 21.0 14,750 59.0 2,250 9.0 310,000 206.7 170,000 85.0 Total. ... 467 468 5,000 20.0 10,000 841,500 17,000 280.5 34.0 3,000 597,750 398.4 Total 469 470 471 472 473 474 475 Farmers & Drovers National Bank, Waynesburg, Pa. First National Bank, Scotland, S. Dak.. Fort Dallas National Bank, Miami, Fla. First National Bank, Dresden, Ohio... First National Bank of the City of Brooklyn, N.Y.i Farmers & Merchants National Bank, Mount Pleasant, Pa. First National Bank, Chariton, Iowa... 839 4,501 18.0 18,000 18.0 23,500 47.0 84,641 2,874,000 1,437.0 Total First National Bank, Leetonia, Ohio... 3519 Aurora National Bank, Aurora, Ind 2963 Woods, N. B., San Antonio, Tex 7316 Hot Springs N. B., Hot Springs,S. Dak. 6339 Fort Pitt N. B., Pittsburgh, Pa 2415 Jewelers National Bank, North Attle- 7675 boro. Mass. 8157 482 Peoples N. B., Franklinville, N. Y 483 National Bank of North America in 4581 New York, N. Y. 484 New Amsterdam N. B., New York, N. Y 5783 485 City National Bank Greensboro,N. C.. 5168 486 First National Bank Bisbee, Ariz 7182 487 First National Bank, Clintonville, Pa.. 6948 488 First National Bank, East Brady, Pa .. 5321 489 First National Bank, Manasquan, N. J.. 3040 490 First National Bank, Ramona, Okla... 7251 Restored 476 477 478 479 480 481 June May June July Mar. Mar. 18,1901 14,1899 22,1904 8,1903 2,1900 3,1883 11,1904 to solvency. 5,000 25,000 187 149 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Circulation. Failures. Lawful money deposited.. Capital. $100,000 50,000 50,000 Surplus. $20,000 314 16,000 Receiver appointed. Cause of failure. July 27,1904 Aug. 18,1904 Oct. 11,1904 Z H Z Nov. 17,1904 Nov. 23,1904 Nov. 25,1904 Nov. 28,1904 Dec. 20,1904 Jan. 3,1905 Jan. 18,1905 Jan. 26,1905 May 19,1905 May 24,1905 May 26,1905 June 2,1905 June 19,1905 June 28,1905 July 3,1905 July 5,1905 ....Ido... July 20,1905 Sept. 19,1905 Sept. 27,1905 Oct. 7,1905 Oct. 18,1905 V Q R K R C G V II U V N N N M M M W B F BB Z 1,535,000 50,000 100,000 50,000 60,000 50,000 50,000 75,000 25,000 25,000 25,000 50,000 25,000 100,000 150,000 300,000 50,000 100,000 300,000 25,000 25,000 200,000 200,000 2,000 15,000 5,000 20,000 10,000 10,000 10,000 200 1,200 198 50,000 50,000 92,000 33,000 18,000 90 3,000 800 40,000 200,000. 2,035,000 Nov. Nov. Nov. Mar. Apr. May 1,1905 24,1905 27,1905 27,1906 24,1906 2,1906 TJ U U 25,000 25,000 200,000 25,000 30,000 25,000 25,000 5,000 300 000 50^000 100 000 6^500 Aue 17 1906 Sept. 20,1906 z L N L L 200,000 540,000 Dec. 12,1906 N 25,000 100,000 50,000 300,000 700 Feb. 4,1907 July 5,1907 Oct. 15,1907 Oct. 25,1907 N N K V 140 500 500 680,000 5,500 6,200 600,000 Issued. Redeemed. Outstanding. $25,000 50,000 49,300 $25,000 50,000 49,300 $20,644 48,470 47,460 $4,356 1,530 1,840 1,008,300 1,008,300 965,693 42,607 12,500 100,000 12,500 50,000 12,500 50,000 75,000 7,000 6,250 12,000 50,000 6,250 50,000 37,500 300,000 50,000 100,000 217,000 12,500 6,250 200,000 150,000 12,500 100,000 12,500 50,000 12,500 50,000 75,000 7,000 6,250 12,000 50,000 6,250 50,000 37,500 300,000 50,000 100,000 217,000 12,500 6,250 200,000 150,000 11,220 96,000 11,575 46,900 11,640 45,032 71,640 6,770 6,160 11,420 48,030 5,825 45,905 34,455 257,488 47,135 93,910 204,980 12,000 5,980 186,440 141,800 1,280 4,000 1,517,250 1,517,250 1,402,305 114,945 6,250 6,250 200,000 6,250 30,000 6,250 6,250 6,250 200,000 6,250 30,000 6,250 5,920 5,980 194,270 6,120 28,910 5,870 5,730 12,500 54,710 12,500 41,552 11,665 13,158 267,500 322,210 300,287 21,923 100,000 89,313 10,687 469 15,000 52,000 50,000 300,000 13,960 48,265 45,680 38,900 1,040 3,735 4,320 261,100 470 471 472 473 15,000 52,000 50,000 38,900 925 3,100 860 4,968 3,360 230 90 580 1,970 425 4,095 3,045 42,512 2,865 6,090 12,020 500 270 13,560 8,200 330 270 130 1,090 380 835 436 437 438 439 440 441 442 443 444 445 446 447 448 449 450 451 452 453 454 455 456 457 458 459 460 461 462 463 464 465 466 467 468 50,000 30,000 Oct. 29,1907 AA 25,000 25,000 22,793 2,207 474 50,000 30,000 Oct. 31,1907 Z 50,000 50,000 44,730 5,270 475 260,900 • 592,000 303,641 288,359 775,000 100,000 50,000 200,000 25,000 1,000,000 100,000 7,500 7,400 12,000 5,000 1,000,000 25,000 Nov. 4,1907 .do Nov. 9,1907 Nov. 27,1907 Dec. 7,1907 Dec. 20,1907 Z M U F Y Z 100,000 25,000 200,000 25,000 500,000 100,000 100,000 25,000 200,000 25,000 500,000 100,000 91,375 21,010 186,220 22,680 466,790 96,750 8,625 3,990 13,780 2,320 33,210 3,250 476 477 478 479 480 481 25,000 2,000,000 Jan. 13,1908 Jan. 27,1908 N E 20,000 404,945 20,000 404,945 19,110 355,645 890 500,000 49,300 482 483 200,000 Jan. 30,1908 20,000 Mar. 6,1908 15,000 Mar. 24,1908 7,500 Ar>r 24 1908 10,000 May 1,1908 100,000 May 2,1908 1,900 . . . . I d o E F 150,000 100,000 L Z T A 25,000 50,000 6,500 150,000 100,000 50,000 15,000 25,000 50,000 6,500 141,118 90,080 46,700 13,620 23,250 46,103 6,050 8,882 9,920 3,300 1,380 1,750 3,897 1,000,000 100,000 50,000 25,000 25,000 50,000 25,000 Q 450 484 485 486 ^87 488 489 490 150 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 38.—National banks which have been placed in the hands Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 498 499 Allegheny N. B., Pittsburgh, Pa National Deposit Bank, Philadelphia, Pa. First N. B., Rock Creek, Ohio First National Bank, Friendly, W. Va.. First National Bank, Niles, Ohio Cosmopolitan N. B., Pittsburgh, Pa... Fanners and Traders' National Bank, La Grande, Orcg. Union National Bank^ummervillejPa.1 First National Bank, Carroll, Iowa 500 501 502 503 504 505 508 507 508 First National Bank, Fort Scott, Kans. First National Bank, Rugby, N. Dak.. Coal Belt National Bank, Benton, 111.. Union National Bank, Oakland, Cal Lititz National Bank, Lititz, Pa First National Bank, Ironwood, Mich... First National Bank, Savoy, Tex First National Bank, Burnside, Ky. 1 ... First National Bank. Mineral Point, Wis. 491 492 493 494 495 496 497 Date. 722 Jan. 16,1865 7929 Sept. 29,1905 7790 5814 4190 6216 4452 June May Dec. Apr. Oct. Capital. Surplus. Per Amount. cent. $500,000 $115,640 $1,600,000 200,000 15,1905 15,1901 28,1889 21,1902 29,1890 50,000 25,000 50,000 120,000 60,000 6739 Apr. 23,1903 3969 Jan. 25,1889 50,000 50,000 320.0 3,000 6,750 212,750 82,50G 45,000 6.0 27.0 425.5 68.8 75.0 2,500 6,500 150,000 13.0 300.0 1,000 370,938 12,500 741.9 50.0 441,000 148,225 52,000 7,500 441.0 211.7 104.0 30.0 io5,666 310.0 Total 1763 6341 8234 2266 2452 3971 7645 8903 3203 Jan. July May May Feb. Jan. Mar. Oct. June 10,1871 17,1902 25,1906 20,1875 2,1880 31,1889 16,1905 2,1907 10,1884 50,000 25,000 38,500 100,000 70,000 50,000 25,000 25,000 50,000 10,000 2,500 Total Merchants and Manufacturers' National Bank, Columbus, Ohio. National City Bank, Cambridge, Mass.. First National Bank, Rhyolite, Nev.... Middleport National Bank, Middleport, Ohio. 513 First National Bank, Billings, Mont 514 National Bank of Beattyville, Ky 204,000 58.3 434,388 434.3 509 5029 Dec. 23,1895 510 511 512 770 Jan. 31,1865 8686 May 14,1907 4472 Nov. 22,1890 100,000 50,000 50,000 11,059 533 5,500 11.0 3097 Dec. 27,1883 7751 May 19,1905 75,000 25,000 1,369 390 321,350 7,250 428.4 29.0 650,000 13,351 972,488 200,000 19,549 16,000 8.0 5,000 2,500 20.0 10.0 Total 515 516 517 .. . Mount Vernon National Bank, Mount 8516 Dec. 11,1906 Vernon, N. Y. First National Bank, Salmon, Idaho 8080 Jan. 13,1906 First National Bank, Texico, N. Mex.. 8173 Mar. 18,1906 Total 518 Washington N. B., Washington, N. J . . 519 Union National Bank, Columbus, Ohio. 520 Albion National Bank, Albion, Mich 521 First National Bank, New Berlin, N. Y . 522 First National Bank, Ambridge, Pa 523 Second National Bank, Clarion, Pa 5?4 First National Bank, Rowlesburg,W.Va 5?5 First National Bank, New Roads, L a . . . Total 350,000 25,000 25,000 250,000 5121 7584 7552 151 8459 3044 9288 7169 May Jan. Jan. Dec. Dec. Sept. Dec. Mar. 16,1898 30,1905 11,1905 11,1863 8,1906 12,1883 9,1908 15,1904 50,000 750,000 50,000 • 60,000 50,000 50,000 25,000 25,000 1,060,000 19,549 23,500 29,693 10,000 108 5,000 292,500 21,250 370,900 10.0 39.0 20.0 618.2 92,000 184.0 39,801 781,650 Grand total 1 Returned to solvency. A Defalcation of officers. B Defalcation of officers and fraudulent management. C Defalcation of officers and excessive loans to others. D Defalcation of officers and depreciation of securities. E Depreciation of securities. F Excessive loans to others, injudicious banking, and depreciation of securities. G Excessive loans to officers and d rectors and depreciation of securities. H Excessive loans to officers and directors and investments in real estate and mortgages. I Excessive loans to others and depreciation of securities. J Excessive loans to others and investments in real estate and mortgages. K Excessive loans and failure of large debtors. L Excessive loans to officers and directors. M Failure of large debtors. N Fraudulent management. O Fraudulent management, excessive loans to officers and directors, and, depreciation of securities. 151 REPORT OF THE COMPTROLLER OF THE CURRENCY. of receivers, together with capital and surplus, etc.—Continued. Failures. Circulation. Lawful money deposited. Capital. $500,000 200,000 50,000 25,000 300,000 500,000 60,000 50,000 100,000 Receiver appointed. Surplus. $700,000 May 18,1908 200,000 July 14,1908 5,650 3,000 125,000 100,000 2,000 July July Sept. Sept. Oct. 20,1908 25,1908 3,1908 5,1908 13,1908 10,000 Oct. 16 1908 Oct. 21,1908 Cause of failure. Z U I 25,000 5,000 2,500 100,000 21,000 20,000 2,402 250 20,000 Nov. Jan. Feb. Apr. Apr. June June Sept. Oct. 20,1908 4,1909 9,1909 14,1909 19,1909 21,1909 30,1909 19,1909 12,1909 200,000 Feb. Outstanding. $198,340 200,000 $109,413 186,650 $88,927 13,350 50,000 25,000 300,000 500,000 15,000 45,870 22,410 265,908 436,140 13,310 4,130 2,590 34,092 63,860 1,690 z u F Z 15,000 30,000 100,000 86,560 2,296, 445 3,189,785 2,792,762 397,023 100,000 100,000 6,250 10,000 150,000 40,000 12,500 12,500 6,250 25,000 68,277 5,678 8,890 123,875 33,655 10,405 11,370 19,040 31,723 572 1,110 26,125 6,345 2,095 1,130 6,250 5,960 1G2,500 362,500 281,190 81,310 L Z 10,000 % T A A U A 768,500 500,000 $200,000 Redeemed. 50,000 25,000 300,000 6,56^0,000 100,000 25,000 38,500 300,000 105,000 50,000 25,000 25,000 100,000 Issued. 40,000 12,500 49! 49< 49 49, 30 000 13,440 49< 50( 50] 50S 50^ 10 50( 50* 16,1910 CC 100,000 100,000 93,675 6,325 100,000 50,000 50,000 32,500 Feb. 23,1910 Mar. 23,1910 2,250 May 9,1910 DD G CC 11,250 25,000 12,500 11,250 20,260 11,540 10,720 4,740 960 511 530 51S 150,000 25,000 50,000 July 2,1910 2,000 Oct. 15,1910 G G 25,000 37.500 25,000 22,295 19,270 15,205 115,730 514 211.250 177,760 33,490 200,000 20,643 Apr. 19,1911 U 200,000 170,835 29,165 50,000 25,000 15,000 Aug. 8,1911 532 Sept. 5,1911 L C<3 50,000 2,170 34, .555 750 252,170 206,140 875,000 136,250 275,000 50,000 750,000 50,000 100,000 50,000 50,000 25,000 25,000 30,000 109,500 10,000 50.000 5,000 14,884 1,100,000 224,384 Nov. Dec. Jan. Apr. June June July 5;000 Sept. 85,770,920 17,1911 7,1911 4,1912 15,1912 5,1912 21,1912 31,1912 30; 1912 25,000 100,000 20 000 100,000 25,000 49,000 10,000 6,250 L U zz I, W zL 29,242,933 17,170 37,900 8 290 48,790 9,860 13,665 3,250 800 50< *?1B 15,445 11 f 1,420 51" 46,030 7,830 62,100 11 710 51,210 15,140 35 ; 335 6,750 5,450 335,250 139,725 195,525 32,472,013 29,688,767 2,783,246 515 .11 c ejof 521 522 *>•>*• 5'^ 52c P Fraudulent management and depreciation of securities. Q Fraudulent management and injudicious banking. R Fraudulent management, defalcation of officers, and depreciation of securities. S Fraudulent management, injudicious banking, investments in real estate and mortgages, and depreciation of securities. T Fraudulent management, excessive loans to officers and directors, and excessive loans to others. XJ Injudicious banking. V Injudicious banking and depreciation of securities. W Injudicious banking and failure of large debtors. X Investments in real estate and mortgages and depreciation of securities. Y General stringency of the money market, shrinkage in values, and imprudent methods of banking. Z Wrecked by the cashier. AA Closed by run. BB Closed by directors in anticipation of run. CC Receiver appointed after voluntary liquidation. forDD FRASER Wrecked by defalcations by bookkeeper. Digitized 152 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, nominal and additional assets, amounts collected from all sources, loans paid and other and remaining assets returned to stockholders to Oct. 31, 1912. \ Date of organization. Name and location of bank. Capital stock. Receiver appointed. 1 First National Bank, Attica, N. Y Jan. 14,1864 $50,000 Apr. 14,1865 2 3 Venango National Bank, Franklin, Pa Merchants National Bank, Washington, D. C May 20,1865 Dec. 14,1864 300,000 200,000 May May 1,1866 8,1866 4 5 7 8 9 10 First National Bank, Medina, N. Y Tennessee National Bank, Memphis, Tenn First National Bank Selma Ala . . First National Bank, New Orleans, La National Unadilla Bank, Unadilla, N. Y Farmers and Citizens National Bank, Brooklyn, N . Y . . Croton National Bank, New York, N. Y Mar. Mar. Apr. May Aug. Sept. Oct. 13,1867 21,1867 30,1867 20,1867 20,1867 6,1867 1,1867 11 12 13 First National Bank, Bethel, Conn First National Bank, Keokuk, Iowa National Bank of Vicksburg, Miss 14 15 First National Bank, Rockford, 111 First National Bank of Nevada, Austin, Nev 16 17 18 19 20 21 Ocean National Bank, New York, N. Y Union Square National Bank, New York, N . Y Eighth National Bank, New York, N. Y Fourth National Bank, Philadelphia, Pa Waverly National Bank, Waverly, N. Y First National Bank, Fort Smith, Ark 22 23 24 25 26 27 28 29 30 31 32 Scandanavian National Bank, Chicago, 111 Wallkill National Bank, Middletown, N. Y Cresent City National Bank, New Orleans, La Atlantic National Bank, New York, N. Y First National Bank, Washington, D. C National Bank of the Commonwealth, New York, N. Y . . Merchants National Bank, Petersburg, Va First National Bank, Petersburg, Va First National Bank, Mansfield, Ohio New Orleans N. Bkg. Association, New Orleans, La First National Bank, Carlisle, Pa COCOCO First National Bank, Anderson, Ind First National Bank, Topeka, Kans First National Bank, Norfolk, Va 36 37 38 39 40 Gibson County National Bank, Princeton, Ind First National Bank of Utah, Salt Lake City, Utah Cook County National Bank, Chicago, 111 First National Bank, Tiffin, Ohio Charlottesville National Bank, Charlottsville, Va Total . 500,000 Total Total . . Feb. June Aug. Dec. July June Sept. 3,1864 5,1865 24,1865 18,1863 17,1865 5,1865 9,1865 1,370 000 . May 15,1865 Sept. 9,1863 Feb. 14,1865 May 20,1864 June 23,1865 50,000 250,000 June 6,1865 Mar. 30,1869 Apr. 6,1864 Feb. 26,1864 May 29,1865 Feb. 6,1866 1,000,000 200,000 250,000 200,000 106,100 50,000 . Mar. 15,1869 Oct. 14,1869 May July Feb. July July July Sept. July May May July 7,1872 21,1865 15,1872 1,1865 16,1863 1,1865 1,1865 1,1865 24,1864 27,1871 7,1863 250,000 175,000 500,000 300,000 500,000 750,000 400,000 200,000 100,000 600,000 50,000 3,825,000 Dec. 12,1872 Dec. 31,1872 Mar. 18,1873 Apr. 28,1873 Sept. 19,1873 Sept. 22,1873 Sept. 25,1873 do Oct. 18,1873 Oct. 23,1873 Oct. 24,1873 July 31,1863 Aug. 23,1866 Feb. 23,1864 50,000 100,000 100,000 250,000 Nov. 23,1873 Dec. 16,1873 June 3,1874 Nov. Nov. July Mar. July 30,1872 15,1869 8,1871 16,1865 19,1865 50,000 150,000 500,000 100,000 200,000 Nov. Dec. Feb. Oct. Oct. Oct. Feb. Sept. Jan. Apr. June Feb. June Jaa. 30,1874 24,1864 18,1875 26,1871 6,1872 20,1865 18,1865 2,1864 2,1872 ... 41 Miners National Bank, Georgetown, Colo 42 Fourth National Bank, Chicago, 111. i 43 First National Bank, Bedford, Iowa..' 44 First National Bank, Osceola, Iowa 45 First National Bank. Duluth, Minn 46 First National Bank^ La Crosse, Wis 47 City National Bank, Chicago, 111 48 Watkins National Bank, Watkins N. Y 49 First National Bank, Wichita, Kans Total Dec. 13,1871 Dec. 15,1871 do Dec. 20,1871 Apr. 23,1872 May 2,1872 1,806,100 . Total Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 300,000 Total Total 60,000 100,000 50,000 210,000 Total Total 50,000 100,000 100,000 500,000 120,000 300,000 200,000 28,1874 10,1874 1,1875 22,1875 28,1875 1,000,000 L Formerly in voluntary liquidation. 150,000 200,000 30,000 50,000 100,000 50,000 250,000 75,000 60,000 965,000 Jan. 24,1876 Feb. 1,1876 do Feb. 26,1876 Mar. 13,1876 Apr. 11,1876 May 17,1876 July 12,1876 Sept. 23,1876 153 REPORT OF THE COMPTROLLER OP THE CURRENCY. and closing, since the organization of the national banking system, with amounts of disbursements, losses on assets, expenses of receivership, claims proved, dividends paia, Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. good. doubtful. worthless. Total assets. Offsets allowed and settled. Loss on Nominal assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $50,823 $28,053 $115,538 $13,692 $208,106 $18,661 $114,236 83,713 57,029 860,929 818,154 27,741 986,637 860,929 69,445 796,197 686,665 83,713 917,958 818,154 27,741 1,847,566 69,445 1,482,862 18,424 50,000 116,422 853,148 36,748 1,175,656 255,235 2,029 395,412 96,556 276,400 69,857 121,683 144,903 101,072 78,415 701,116 86,856 272,757 65,361 5,400 26,579 57,732 156,575 19,449 121,017 21,572 126,925 471,991 349,125 1,987,239 212,910 1,691,113 487,071 6,845 58,645 55,342 30,641 93,638 380,383 179,894 929,289 132,806 400,903 187,586 2,505,633 1,106,840 1,305,577 408,324 5,326,374 151,473 2,304,499 39,486 98,240 21,584 4,809 79,652 49,959 83,830 125,057 22,569 12,212 13,426 140,337 316,375 94,112 1,570 33,454 4,608 70,122 123,409 57,938 159,310 134,420 231,456 25,638 550,824 39,632 251,469 7,000 129,721 811 497,292 91,412 30,371 42,236 38.182 760,661 274 317,742 219,750 136,721 498,103 91,412 72,607 798,843 318,016 219,750 124,832 11,895 49,409 40,000 14,174 37,494 25,000 32,517 6,537 2,934,756 468,223 1,181,465 653,658 196,504 61,511 285,736 101,719 38,911 303,504 15,780 1,254,358 736,997 942,283 91,355 165,442 3,218,182 791,171 1,261,574 225,190 5,496,117 745,650 1,727,792 100,000 127,769 379,020 336,833 1,000,000 1,435,113 342,260 100,000 94,483 300,000 28,077 4,243,555 100,000 50,000 110,450 58,852 1,277,690 473,372 252,250 50,000 173,378 100,000 55,386 2,701,378 168.100 25,000 148,920 283,550 24,866 25,102 168,603 128,337 215,724 404,431 103,609 43,225 21,095 654,185 2,574 1,791,751 392,966 227,871 806,993 807,572 2,493,414 2,706,509 1,019,841 272,634 296,910 1,431,055 115,304 10,631,069 6,211 30,378 8,949 98,460 280,955 368,992 103,842 3,225 5,735 8.964 7,068 922,779 224,703 22,084 285,346 161,013 765,356 589,213 616,642 146,764 182,231 715,584 51,294 3,760,230 50,000 25,000 77,723 152,723 80,000 85,000 56,350 102,376 14,241 3,542 10,410 26,951 2,191 39,552 235,127 118,083 55,917 409,127 33 ?A 35 54.332 196,231 1,948,095 84,709 58,715 2,342,082 36 37 1,867,041 364,973 229,617 663,658 86,493 15,800 453,593 321,722 79,409 7,954 376,870 29,267 1,894,385 379,794 120,159 51,296 6,300 619,836 140,000 169,520 986,952 32,011 204,600 1,250,163 120,000 105,218 29,055 3,274 151,439 63,620 257,655 12,816 15,258 678,349 18,439 30,696 125,178 229,432 2,699,787 342,059 563,089 1,711,992 505,043 755,558 3,959,545 3,595 2,869 452,953 60', 447 24,882 544,746 20,000 27,123 29,752 74,376 18,093 35,000 453,037 86,014 59,226 190,069 131,227 26,858 19,938 118,300 25,000 478,917 44,582 18,387 65,802 9,359 5,737 35,855 65,097 85,805 9,105 67,531 27,287 3,084 9,635 15,162 13,816 44,815 86,248 21,738 3,681 237,356 227,236 75,604 115,213 186,064 169,912 1,104,007 161,439 148,825 8,761 2,100 3,510 3,043 1,139 4,296 48,381 3,151 17,409 186,254 6,266 49,929 30,319 111,780 85,019 470,908 18.635 67,345 802,621 1,053,278 344,291 225,466 2,425,656 91,790 1,026,455 221,350 4 f « c 1C 11 T 12 11 15 $89,855 Ifi 17 1<< 1<1 ?fl 21 56,011 37,629 335,433 203,098 217,912 756,443 103,057 78,857 80,297 262,211 ] 89,855 99 9^ 24 ^ 27 29 31 32 3q 40 33,363 53,473 86,836 41 42 43 44 45 46 47 48 49 154 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Nominal value of remaining assets. Collected Total Loans paid Receiver's from Collected assessment Legal collections and other Dividends salary and from other upon from all disbursepaid. expenses. assets. expenses. sharesources. ments. holders. 1 $75,209 $1,164 $76,373 $70,811 2 3 120,995 174,264 1,245 16,488 122,240 190,752 $275 101,387 165,769 $6,4C3 11,281 14,390 13,427 295,259 17,733 312,992 275 267,156 17,744 27,817 33,287 91.608 162;386 999,305 79,904 1,234,868 268,844 4,000 7, SCO 38,224 2,125 37,287 91,608 169,886 1,037,529 82,029 1,234,868 268,844 32,305 65,335 132,608 884,429 58,661 1,138,870 143,307 1,258 .- 6,182 12,247 43,183 6,673 28,677 17,134 2,908 19,156 24,524 92,440 9,442 48,666 35,983 2,870,202 51,849 2,922,051 117,843 2,455,515 115,354 233,119 68,645 159,512 31,566 28,935 8,936 97,580 168,448 31,566 208 15,507 3,786 86,737 134,929 16,654 5,315 3,977 1,773 5,320 14,008 9,353 259,723 37,871 297,594 19,501 238,320 11,065 28,681 37,908 223,169 2,926 4,932 29,277 163,982 2,705 9,091 3,000 45,164 4 5 6 7 8 9 10 $200 200 11 12 13 14 15 - 37,908 223,169 261,077 7,858 193,259 11,796 48,164 1,743,623 276,649 898,932 350,154 124,713 23,882 203,170 72,365 596,665 1,326,487 175,920 263,065 342,054 77,568 15,142 76,648 10,437 9,436 3,'085 362 137,318 16,713 29,766 8,100 8,264 1,878 485,133 3,417,953 874,496 2,200,236 99,968 202,039 10,079 42,795 109,707 228,580 5,200 172,131 218,204 622,405 776,679 1,452,303 1,808,304 299,357 142,320 120,344 1,010,320 56,942 1,300 6,248 18,964 35,839 16,393 746,153 20,315 4,545 3.630 4,350 143,209 175,430 549,427 661,816 1,374,339 747,428 259,487 125,667 107,258 862,263 46,634 6,037 16,709 25,376 27,330 24,241 13,637 728 250 1,270 67,569 1,267 21,564 19,817 28,638 51,445 37,128 53,287 18,827 11,858 11,362 76,858 4,691 261,077 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 41 42 43 44 45 46 47 48 1,394,662 276,649 762,760 350,154 124,713 23,882 348,961 2,932,820 162,052 175,409 512,698 548,099 1,447,103 1,808,304 299,357 122,645 108,944 706,507 56,942 5,948,060 136,172 19,675 11,400 303,813 % 296" 731,249 6,679,309 857,737 5,052,958 184,414 335,475 67,835 89,898 58,064 91,969 2,250 37,597 89,896 60,314 129,566 14,289 559 72,089 31,668 101,545 4,718 6,075 8,232 13,089 8,278 19,230 67,835 239,929 39,847 279,776 14,848 205,302 19,025 40,597 66,535 56,921 74,896 2,309 62,646 19,002 228,4X2 108,318 226,308 42,067 93,619 67,251 30,332 365,274 196,903 281,754 296 291,357 67,251 30,332 298, 739 196,903 188,135 21,495 4,309 10,164 37,874 13,689 31,642 291,357 781,360 160,154 941,514 134,422 644,686 64,728 97,678 42,341 22,080 22,165 48,488 73,145 80,597 584,718 86,180 64,071 106,451 11,269 1,100 445 3,928 3,616 5,385 63,475 1,579 16,773 135,797 18,258 12,624 34,536 88,697 65,783 545,593 60,647 59,121 3,946 4.731 15,552 148,792 33,349 23,265 48,488 115,357 85,107 643,544 86,180 79,623 2,077 8,804 5,060 13,802 592 2,200 8,604 10,348 9,274 7,935 10,005 8,879 20,230 13,874 1,529 1,023,785 239,920 1,263,705 95,201 1,021,056 42,579 90,678 36 37 39 40 816~ 935 507 17,477 7,054 18,655 72,399 $5,562 196,790 196,790 42,212 4,510 58,826 • i,i66 M67 155 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. andclosing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Balance in hands of comptroller or receiver. Amount Amount of returned to assessment shareholders upon sharein cash. holders. Amount of claims proved. Dividends (per cent). Interest dividends (per cent). Finally closed. $50,000 $122,089 58.00 Jan. 300,000 200,000 434,531 669; 513 23.37 24.70 Keb. 2.1885 May 14,1883 500,000 1,104,044 50,000 39.15 17.333 46. 60 79.00 45. 90 96.00 88.50 July Feb. Nov. Sept. Dec. Nov. Aug. §199 100,000 500,000 120,000 21 26,000 82, 338 376,392 289, 467 1,119,313 127, 801 1,191,500 170,752 220 796,000 3 357. 563 27 39,300 100,000 68.986 205, 256 33,870 27 139,300 308,112 69.874 170i 012 100.00 68.33 49.20 2,1867 1 28,1870 4,1870 25,1882 28,1882 19,1874 18,1874 15,1872 r 1( Apr. 7,1881 Nov. 30,1872 Nov. 25,1882 15 1? Dec. 4,1875 May 16,1884 14 If Apr. Nov. Sept. Feb. Oct. Jan. 20,1882 16,1874 1,1875 13,1872 2,1877 3,1876 If 17 Feb. Jan. June 50.00 Apr. July 100.00 Mar. May > May Nov. Mar. Dec. 15,1886 8,1880 1,1881 29,1884 24,1876 31,1883 1,1876 15,1876 30,1883 21,1887 6,1882 64.00 41.90 92.70 i t f 11 239,886 SI, 214 135,000 1,282, 254 157,120 378,722 645, 558 79,864 15,142 535,000 2, 558, 660 125,000 52, 500 350,000 300,000 300,000 254, 901 171,468 657,020 597, 885 1,619, 965 796,995 992, 636 167, 285 175,081 1,429,595 67, 292 400,000 33,500 6,500 41,214 21 249 202 247, 799 454 400,000 50,000 100,000 600,000 2,277,500 6,930,123 4 50,000 45,000 100,000 144,606 55,372 176,601 4 195,000 376, 579 500,000 200,000 62, 646 93, 021 1,795, 992 237, 824 376, 756 700,000 2,566,239 150,000 31,000 50,000 60,000 177,512 35,801 56, 457 34, 535 91, 801 135, 652 703,658 59,226 97, 464 069,000 1 392 406 626 247, 799 • 12 50 12 4,185 444 9,488 506 13,685 75,000 50,000 250,000 100.00 100.00 100,00 100.00 100.00 100.00 57.46 100. 00 84.33 100.00 100.00 100.00 34.00 76.00 57.50 62.00 73.50 46.00 30.00 1C 2C 21 22 9A 21 2( 2/ *>l 9f 3( 31 3r May 31,1904 Sept. 11,1878 June 2,1883 34 3f 100.00 24.391 14.941 66.00 62.56 Sept, May Nov. Mar. Apr. 18,1876 14,1879 20,1883 10,1879 5,1886 3f 37 3F 3fl 4f 70.50 51.00 22. 50 100. 00 100.00 48 40 77. 512 100.00 70.00 June Mar. Mar. Feb. Jan. July Feb. May July 2,1884 4,1886 28,1883 28,1878 31,1881 20,1882 28,1885 23.1888 14,1880 41 42 43 44 45 4f 47 41 4? 50.00 58.30 57.50 100.00 100.00 156 EEPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. Date of organization. First National Bank, Greenfield, Ohio ' Oct. 7,1863 National Bank of Fishkill, N. Y Apr. 1,1865 First National Bank, Franklin, Ind Aug. 5,1863 Jan. 9,1865 Northumberland County N. B., Shamokin, Pa July 25,1865 First National Bank, Winchester, 111 Jan. 16.1865 National Exchange Bank, Minneapolis, Minn National Bank of the State of Missouri, St. Louis, Mo... Oct. 20.1866 Mar. 25,1872 First National Bank, Delphi, Ind May 31,1872 First National Bank, Georgetown, Colo June 14,1865 Lock Haven National Bank, Lock Haven, Pa Total. $50,000 200 000 132,000 67,000 50,000 100,000 2,500,000 50,000 75,000 120,000 Receiver appointed, Dec. Jan. Feb. Mar. Mar. May June July Aug. Aug. 12.1876 27 1877 13.1877 12,1877 16,1877 24,1877 23,1877 20,1877 18,1877 20,1877 3,344,000 Third National Bank, Chicago, 111 Central National Bank, Chicago, 111 First National Bank, Kansas City, Mo Commercial National Bank, Kansas1 City, Mo First National Bank, Ashland, Pa. First National Bank, Tarry town, N. 1Y First National Bank, Allentown, Pa. First National Bank, Waynesburg, Pa.1 Washington County National Bank, Greenwich, N. Y. First National Bank, Dallas, Tex Peoples National Bank, Helena, Mont First National Bank, Bozeman, Mont Merchants National Bank, Fort Scott, Kans.1 Farmers National Bank, Platte City, Mo. Feb. Sept. Nov. June Apr. Apr. Dec. Mar. June July May Aug. Jan. May 5,1864 18,1872 23,1865 3,1872 24.1864 5,1864 16,1863 5,1864 30.1865 16,1874 13,1863 14,1872 20,1872 5,1877 July May Nov. June Aug. May Dec. Mar. 31,1871 14,1877 15,1870 6,1865 5,1863 31,1865 3,1874 11,1864 750,000 200,000 500,000 100,000 112,500 100,000 250,000 100,000 200,000 50,000 100,000 50,000 50,000 50,000 Nov. 24,1877 Dec. 1,1877 Feb. 11,1878 do. Feb. 28,1878 Mar. 23,1878 Apr. 15,1878 May 15,1878 June 8,1878 do. Sept. 13,1878 Sept. 14,1878 Sept. 25,1878 Oct. 1,1878 2,612,500 Total . First National Bank, Warrensburg, Mo German-American National Bank, Washington, D. C... German National Bank, Chicago, 111.1 Commercial National Bank, Saratoga 1Springs, N. Y Second National Bank, Scranton, Pa. National Bank of Poultney ; Vt First National Bank, Monticello, Ind First National Bank, Butler, P a 100,000 130,000 500,000 100,000 200,000 100 000 50,000 50,000 Nov. 1,1878 ....do Dec. 20,1878 Feb. 11,1879 Mar. 15,1879 Apr. 7 1879 July 18,1879 July 23,1879 1,230,000 Total . First National Bank, Meadville, P a . . . First National Bank, Newark, N. J.... First National Bank, Brattleboro, Vt.. Oct. 27,1863 Aug. 7,1863 June 30,1864 100,000 300,000 300,000 June 9,1880 June 14,1880 June 19,1880 700,000 Total. Mechanics National Bank, Newark, N. J . First National Bank, Buffalo, N. Y . . . . . . Pacific National Bank, Boston, Mass June 9,1865 Feb. 5,1864 Nov. 9,1877 500,000 100,000 961,300 Nov. 2,1881 Apr. 22,1882 May 22,1882 1,561,300 Total. First National Bank of Union Mills, Union City, P a Vermont National Bank, St. Albans, Vt Oct. 23,1863 Oct. 11,1865 50,000 200,000 Mar. 24,1883 Aug. 9 1883 250,000 Total. First National Bank, Leadville, Colo City National Bank, Lawrenceburg, Ind. 1 .. First National Bank, St. Albans, Vt First National Bank, Monmouth, 111 Marine National Bank, New York, N. Y Hot Springs National Bank, Hot Springs, Ark., Richmond National Bank, Richmond, Ind First National Bank, Livingston, Mont First National Bank, Albion, N. Y First National Bank, Jamestown, N. Dak Logan National Bank, West Liberty, Ohio Mar. Feb. Feb. July June Feb. Mar. July Dec. Oct. May 19,1879 24,1883 20,1864 7,1882 3,1865 17,1883 5,1873 16,1883 12,1863 25,1S81 7,1883 60,000 100,000 100,000 75,000 400,000 50,000 250,000 50,000 100,000 50,000 50,000 1,285,000 Total. Capital stock. 1 Formerly in voluntary liquidation. Jan. 24,1884 Mar. 11,1884 Apr. 22,1884 do May June July Aug. Aug. Sept. Oct. 13,1884 2,1884 23,1884 25,1884 26,1884 13,1884 18,1884 157 BEPOET OP THE COMPTEOLLEE OF THE CUEKENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Estimated Estimated Estimated doubtful. worthless. good. Additional assets received since date of suspension. $376 49,441 24,217 14,770 14,270 18,411 433,400 13,478 30,398 34,350 $194,665 86,492 67,246 67.541 135,231 935,999 175,254 34 368 220,481 $57,675 282,909 58,188 112,026 66,025 90,704 2,818,966 6,250 52,627 150,650 $51,403 200,909 25,941 79,101 124,371 633,744 6,596 629,113 24,990 1,917,277 3,676,020 1,776,168 633,111 1 330,215 157,438 1 118 118 52,349 107,318 100 994 19,879 631,797 161,441 313,726 74,724 41,584 1,057,245 16,680 19,817 6,723 8,859 20,289 2,171 1,861 13,749 4,305 67,942 21,090 1,892 1,944 Total assets. $58,051 558,418 369,806 219,983 226,937 368,717 4,822,109 201,578 746,506 430,471 Offsets allowed and settled. Loss on Nominal assets com- value of pounded or assets resold under turned to order of stockcourt. holders. 60,311 8,487 6,537 21,498 166,831 62,774 36,598 41,324 $44 344 223,375 203,792 99,588 117,173 139,309 1,771,699 * ""§36*957" 1,310 34,259 606,580 143,664 8,002,576 417,552 3,350,834 3,349,961 506,271 1,856,661 184,971 176,831 274,750 339,715 60,014 589,938 156,122 361,903 136,479 85,248 72,492 95,121 7,245 1,482,725 22,962 16,072 164,949 20,608 714 18,541 30,088 12,492 7,700 178 10,947 384,007 287,682 22,559 67,396 $13,192 311,324 48,149 "32,559 39,010 21,225 9,561 132,445 15,869 27,894 36,245 95,251 76,046 15,543 18,691 3,348,139 1,641,256 1,917,394 1,244,567 8,151,356 1,890,342 1,316,671 90,953 256,286 104,966 133,169 264,908 68,078 23,646 12,647 194,457 139,514 167;503 101,178 97,257 6,734 134,716 11,578 37,923 475,052 28,969 104,858 18,384 4,374 34,737 33,375 61,147 29,881 17,085 47,591 19,560 15,017 27,503 330,363 494,870 711,870 346,726 518,535 203,279 49,771 209,603 55,255 165,846 6,170 17,475 36,737 3,353 8,411 11,920 118,507 202,488 521,783 101,810 203,982 25,729 64 106,562 954,653 943,330 715,875 251,159 2,865,017 305,167 1,280,925 220,005 115,012 418,951 51,574 22,545 64,041 12,863 55,895 302,654 19-, 198 41,173 43,895 169,618 580,060 398,123 3,345 154,945 4,902 26,043 86,953 801 302,654 329,093 10r,971 60 61 112,818 279,987 go 64 66 67 68 60 70 71 72 73 392,805 69,659 72,754 77,592 26,439 585,537 86,586 371,412 104,266 1,147,801 163,192 113,797 1,114,503 488,892 648,710 185,002 65,526 1,416,793 78,286 696,987 1,397,334 232,147 36,916 449,324 1,609,938 1,288,321 3,912,161 73,925 172,063 206,268 167,629 650,736 2,454,138 2,252,105 1,667,321 2,172,607 718,387 6,810,420 452,256 3,272,503 161,699 124,114 46,829 520,917 16,309 118,618 23,640 20,617 248,477 784,266 4,376 19,171 89,925 483,834 285,813 567,746 134,927 44,257 1,032,743 23,547 573,759 72,197 13,993 217,314 172,940 3,496,495 31,058 367,109 33,543 55,763 7,519 60,096 56,042 14,500 96,875 96,543 816,916 27,774 72,356 15,304 44,446 29,826 22,695 102,112 2,554 49,951 9,688 1,568,940 27,190 171,319 22,255 113,329 29,352 56,410 1,599 78,359 34,112 871,204 6,407 124,054 941 212,545 3,312 56,057 286,761 32,646 442,499 313,283 6,753,555 92,429 734,838 72,043 426,083 70,009 138,848 8 970 52 9,888 5,320 904,725 5,381 32,233 84 42,269 5 11,140 124,949 16,017 286,651 30,622 1,577,187 3-1,402 348,492 48,796 284,326 49,155 75,679 18,517. 4,528,027 1,293,277 2,096,690 1,445,000 9,362,994 1,020,067 2,879,276 24,345 53 54 55 56 57 58 50 71,216 330,704 170,712 405,000 51,175 19,070 153,467 185,220 42,284 236,971 67,423 166,151 333 46,588 42,296 268,000 47,239 6,972 106,292 32,372 20,141 65,804 8,207 50 51 74 75 76 77 78 79 80 81 82 83 84 85 86 87 89 5,828 90 91 92 93 94 95 96 97 98 99 103 158 EEPOET OF THE COMPTKOLLEB OF THE CUEEENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Nominal value of remaining assets. 50 51 52 53 55 56 58 59 60 61 62 63 61 $689,362 53,800 73 690,564 3,576,632 139,030 288,057 2,181,471 222,676 351,377 94,613 47,941 126,256 105,643 28,508 407,868 36,242 89,807 80,383 22,146 20,819 420,001 33,126 13,104 5 444 576 3,974 5,546 11,006 2,315 10,129 9,762 2,125 272 1,633 1,071,774 193,941 316 828 52,514 33,105 107,575 79,725 21,710 262,887 29,377 66,810 69,437 16,670 11,803 47,949 570,594 4,733,568 850 3,815,750 554,428 2,334,156 90,369 253,343 156,601 126,536 183,917 157,782 205,062 96,605 29,419 91,121 16,277 72,576 80,257 100,870 105,763 182,572 137,428 166,587 88,176 20,998 82,060 1,792 7,167 8,176 23,110 32,136 12,119 24,551 7,517 11,296 16,475 1,047,043 47,315 53,898 49,466 2,021 57,745 53 10 8,420 218,928 3,838 16,327 4,677 23,001 172,878 199,112 264,174 157,782 260,012 96,605 34,096 114,122 884,454 44,754 135,380 96,176 528,305 99,847 3,225 19,338 2,973 6,739 22,690 10,832 11,877 65,132 16,455 54,536 16,447 123,430 16,500 23,622 1,810 2,880 54,950 1,791 3,048 1,576 114,220 251,738 1,298,781 113,791 338,162 89,766 267,311 64,655 113,791 605,473 154,421 10,037 825 1,352 634 1,488 5,385 10,245 541,719 331,966 873,685 10,037 724,328 25,536 40,261 8,250 1,368,384 457,272 1,251,755 495,550 13,450 738,651 1,863,934 470,722 1,990,406 1,910 194,574 1 790,932 389,222 1,566,124 46,918 45,449 101,794 26 084 34,141 127,914 8,250 3,077,411 1,247,651 4,325,062 196,484 3,746,278 194,161 188,139 4,157 150,019 281,261 8,321 123,919 158,340 405,180 247 129,505 321,870 10,511 24,279 18,324 58,784 431,280 132,240 563,520 247 451,375 34,790 77,108 152,842 16,577 145,960 265,513 4,271,643 37,129 294,779 23,163 99,488 20,849 52,029 12,010 23,732 12,892 64,650 272,896 19,169 T6,936 20,649 94,200 5,099 3,392 25,336 14,434 473,936 23,503 164,852 40,309 158,852 330,163 4,544,539 56,298 371,715 43,812 193,688 20,849 75,532 6,359 6,515 1,893 119,390 26,809 96,525 264,268 3,774,704 39,812 275,684 25,006 143,938 8,807 59,057 12,054 2,223 12,112 16,600 111,758 4,745 5,168 2,553 29,324 52 5,012 28,309 7,885 24,879 20,738 183,944 11,029 26,828 13.865 14; 067 5,475 9,440 5,379,972 620,637 6,000,609 600,999 4,834,000 201,601 346,459 4,157 90 91 92 93 95 96 97 98 99 $4,164 25,082 9,716 12,903 10,669 12,046 161,036 10,919 17,251 24,271 320,812 84 9«? 89 7,846 $2,751 25,040 5,146 966 2,082 1,898 79,802 2,690 11,987 6,668 $5,000 520 4,797 8,805 753 658,784 4,059 3,494,938 11,877 86 87 4,162,974 $9,456 388,856 173,512 136,474 89,715 202,753 2,165,388 81,941 73,890 254,647 $16,371 443,978 197,633 155,140 111,271 217,450 3,091,730 103,235 103,328 293,432 32,519 82 *5 $2,664 122,127 91,930 43,232 8,044 9,540 245,108 Receiver's salary and other expenses. 1,056,600 250,854 30,065 74 75 76 77 78 70 80 81 $13,707 321.851 105,703 111,908 103,227 207,910 2,846,622 103,235 103,328 245,483 Legal expenses. 135,046 15,631 27 314 1,604 5 013 13,135 13,336 4,483 4,950 6,040 11,883 8,187 3,716 3,005 65 60 holders. Total Loans paid collections and other Dividends from all disbursepaid. sources. ments. 2,181,471 157,544 351,377 94,613 47,941 109,801 51,107 12,061 2S4,438 19,742 66,185 78,573 19,266 20,819 68 67 70 71 7? Collected from Collected assessment from upon assets. share- 59,334 100 59,334 64,035 159 REPORT OF THE COMPTROLLER OP THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Amount of Amount returned to assessment shareholders upon shareholders. in cash. Balance in hands of comptroller or receiver. $8,739 26,720 3,626 72,000 135,023 352,062 185,760 175,952 140,735 227,355 1,935,721 133,112 196,356 254,647 1,169,000 3,636,723 $30,000 140,000 132,000 67,000 50,000 53,000 625,000 $200 39,085 200 521,524 200,000 36,871 5,849 15,682 Amount of claims proved. 35,000 125,000 36,000 160,000 50,000 100,000 21,500 17,000 1,061,598 298,324 392,394 75,175 29,204 118,371 90,424 36,109 261,887 77,104 168,048 70,191 27,801 32,449 108 3,420 108 583,346 744,500 2,739,079 12,679 50,000 130,000 121,750 10,000 50,000 156,260 282,370 197,353 128,832 132,461 81,801 21,182 108,385 15,251 521,750 1,108,644 7,651 25,103 40,769 300,000 75,000 •93,625 580,592 104,749 73,523 375,000 778,966 500,000 100,000 961,300 2,656,254 894,767 2,397,129 1,561,300 5,948,150 50,000 200,000 186,993 422,772 14 829 884 859 14 I 14,123 197 712 2,388 130 327 17,223 160,000 250,000 609,765 60,000 50,000 100,000 75,000 400,000 25,000 250,000 32,500 100,000 50,000 206,991. 46,441 294,521 245,599 4,631,393 36,526 365,931 26,322 409,997 8,131 84,978 1,142,500 6,356,830 Dividends (per cent). 27.00 100.00 100.00 81.59 63.60 89.179 100.00 100.00 37.6483 100.00 Interest dividends (per cent). 38.50 100.00 100.00 100.00 100.00 65.57 100.00 100.00 100.00 90.50 88.00 60.00 100.00 38.10 40.7285 98.925 60.00 100.00 100.00 100.00 68.70 100.00 100.00 100.00 100 00 99.133 81.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 Finally closed. 25,1882 11,1884 14,1881 18,1883 23,1881 10,1880 26,1888 15,1881 5,1885 3,1882 5( 51 5r Dec. 31,1907 Feb. 23,1892 July 6,1881 Mar. 9,1882 Aug. 5,1879 June 20,1882 Mar. 9,1885 Sept. 7,1885 July 5,1879 Mar. 24,1885 Feb. 12,1889 do Apr. 8,1881 Oct. 10,1879 K( Nov. Aug. Sept. Jan. July June Mar. Oct. Oct. Mar. 5f 5" 5£ 61 6? 6? 6^ a6fe 67 6? 7f 71 73 74 15,1881 10,1894 1,1884 17,1881 24,1886 1 1881 6,1883 6,1887 81 Feb. 4,1882 Feb. 18,1885 Oct. 12,1885 83 84 67.405 43.50 65.30 Dec. 22,1896 Apr. 30,1892 June 30,1893 85 86 87 70.90 80.25 Apr. 15,1893 June 6,1892 8S 89 Dec. Oct. May Jan. Sept. Sept. Sept. Dec. Apr. Oct. Jan. 9f 57.20 81.10 33.00 100.00 83.465 100.00 75.25 95.00 35.00 100.00 69.50 100.00 100.00 100.00 Mar. Apr. Mar. Jan. Apr. Aug Feb Aug. «Mr 5,1893 25,1886 25,1894 4,1894 30,1899 25,1889 30,1890 31,1900 19,1893 29,1885 22,1890 75 7C 77 78 79 «n 80 91 9P 94 95 9f fl7 qs qc 10C 160 KEPOKT OF THE COMPTROLLEK OF THE CUBBENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver•, and additional assets, amounts collected Name and location of bank. Middletown National Bank, Middletown, N. Y Farmers National Bank, Bushnell, 111 Schoharie County National Bank, Schoharie, N. Y Exchange National Bank, Norfolk, Va Total. First National Bank, Lake City, Minn Lancaster National Bank, Clinton, Mass... First National Bank, Sioux Falls, S. Dak.. First National Bank, Wahpeton, N. Dak.. First National Bank, Angelica, N. Y City National Barik, Williamsport, Pa 1 Abington National Bank, Abington, Mass. . First National Bank, Blair, Nebr .Date of organization. Capital stock. June Feb. Aug. May $200,000 50,000 50,000 300,000 14,1865 18,1871 9,1865 13,1865 Nov. Nov. Mar. Feb. Nov. Mar. July July 29,1870 22,1864 15,1880 2,1882 3,1864 17,1874 1,1865 7,1882 Sept. Nov. Feb. Aug. Nov. Sept. Dec. June 18.1882 20,1884 27,1886 3,1883 26.1883 4,1863 6,1864 7,1865 4,1886 20,1886 11,1886 8,1886 19,1886 4,1886 2,1886 8,1886 50,000 50,000 1,000,000 50,000 50,000 50,000 100,000 200,000 Nov. 20,1886 June 3,1887 June 27,1887 Aug. 17,1887 Aug. 24,1887 Sept. 8,1887 Oct. 11,1887 Oct. 17,1887 300,000 1,000,000 150,000 100,000 100,000 150,000 50,000 50,000 Nov. Feb. Feb. Apr. Mar. May June 15,1887 10,1888 20,1888 2,1888 31,1888 9,1888 23,1888 19,1888 200,000 50,000 Jan. 14,1889 Apr. 22,1889 250,000 Oct. Jan. July June Jan. Oct. May Oct. Sept. 29,1874 14.1887 15.1885 23,1879 6,1886 26.1888 11.1886 1,1886 16,1886 Total. Aug. 3,1887 First National Bank, Alma, Kans Aug. 28.1885 First National Bank, Belleville, Kans First National Bank, Meade Center, Kans May 5,1887 American National Bank, Arkansas City, Kans Mar. 15.1889 City National Bank, Hastings, Nebr Dec. 27.1883 Peoples National Bank, Fayettevilie, N. C June 27,1872 Spokane National Bank, Spokane Falls, Wash Jan. 24,1888 First National Bank, Ellsworth, Kans Sept. 11.1884 Second National Bank, McPherson, Kans Sept. 16,1887 Pratt County National Bank, Pratt, Kans Sept. 8,1887 Keystone National Bank, Philadelphia, Pa July 30,1875 Spring Garden National Bank, Philadelphia, Pa Mar. 13.1886 National City Bank, Marshall, Mich July 29,1872 Red Cloud National Bank, Red Cloud, Nebr May 10,1884 Asbury Park National Bank, Asbury Park, N. J Sept. 17.1887 Ninth National Bank, Dallas, Tex Sept. 12.1890 First National Bank, Red Cloud, Nebr Nov. 8,1882 Central Nebraska National Bank, Broken Bow, Nebr... Sept. 1 Restored to solvency. 50,000 Jan. Jan. Mar. Apr. Apf. May Aug. Sept. 1,900,000 Oct. 26,1886 Sept. 14,1882 Total. National Bank of Shelbyville, Tenn First National Bank, Sheffield, Ala Third National Bank, Malone, N. Y First National Bank, Abilene, Kans Harper National Bank, Harper, Kans Gloucester City National Bank, Gloucester City, N. J . . . Park National Bank, Chicago, 111 State National Bank, Wellington, Kans Kingman National Bank, Kingman, Kans 50,000 100,000 50,000 50,000 100,000 100,000 150,000 1,550,000 Dec. 6,1882 June 23,1881 Jan. 13.1864 Mar. 4,1871 June 2,1868 Jan. 1,1864 Nov. 29,1886 June 14.1865 Total. California National Bank, San Francisco, Cal. First National Bank, Anoka, Minn Apr. 9,1885 650,000 Total. Fifth National Bank. St. Louis, Mo Metropolitan National Bank, Cincinnati, Ohio. First National Bank, Auburn, N. Y Commercial National Bank, Dubuque, Iowa.... State National Bank, Raleigh, N. C Second National Bank, Xenia, Ohio Madison National Bank, Madison, S. Dak Lowell National Bank, Lowell, Mich Nov. 29,1884 Dec. 17,1884 Mar. 23,1885 600,000 Total. First National Bank, Pine Bluff, Ark Palatka National Bank, Palatka, Fla Fidelity National Bank, Cincinnati, Ohio Henrietta National Bank, Henrietta, Tex National Bank of Sumter, S. C First National Bank, Dansville, N. Y First National Bank, Corry, Pa Stafford National Bank, Stafford Springs, Conn. Beceiver appointed. 50,000 100,000 50,000 100,000 50,000 50,000 200,000 50,000 100,000 Dec. 13,1889 Dec. 23,1889 Dec. 30,1889 Jan. 21,1890 Feb. 10,1890 June 12,1890 July 14,1890 Sept. 25,1890 Oct. 2,1890 750,000 75,000 50,000 50,000 300,000 100,000 125,000 100,000 50,000 50,000 50,000 500,000 750,000 100,000 75,000 100,000 300,000 75,000 60,000 Nov. 21,1890 Dec. 12,1890 Dec. 24,1890 Dec. 26,1890 Jan. 14,1891 Jan. 20,1891 Feb. 3,1891 Feb. 11,1891 Mar. 25,1891 Apr. 7,1891 May 9,1891 May 21,1891 June 22,1891 July 1,1891 July 2,1891 July 16,1891 do July 21,1891 161 REPORT OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspengood. sion. doubtful. worthless. Total assets. Offsets allowed and settled. Nominal Loss on assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $600,810 13,170 96,891 1,273,711 $53,692 3,874 39,593 1,441,378 $167,075 62,229 28,010 938,916 $131,069 11,899 4,809 273,432 $952,646 91,172 169,303 3,927,437 $22,189 3,411 508 197,2G2 $300,526 350 89 506 1,380,020 1,984,582 1,538,537 1,196,230 421,209 5,140,558 223,370 1,770,402 57,487 144,850 48,510 20,505 59,810 154,879 122,551 235,474 91,996 138,707 137,859 66,965 28,459 26,825 168,164 8,000 7,291 8,094 3,821 44,909 70,458 24,398 5,462 6,834 57,994 69,964 12,332 4,138 7,798 35,202 21,633 5,439 214,768 361,615 202,522 136,517 166,525 241,304 317,810 255,747 584 18,883 54,116 1,168 1,284 4,104 3,721 5,645 36,030 85,148 106,872 10,211 816 76,659 2,358 65,573 60,998 ioe 77,725 70,715 38,917 43,697 107 108 109 110 111 112 844,066 666,975 171,267 214,500 1,896,808 89,505 318,094 357,625 50, 793 15,646 2,464,079 74,171 66,081 17,449 156,586 208,243 85,912 32,092 915,577 35,999 16,171 1,790 1,775,667 25,696 17,769 56,220 29,501 29,177 154,485 58,319 7,649,834 148,861 84,009 119,638 273,036 418,158 127 80 035 838,120 6,594 '883 19,806 8,971 10,556 3,933,986 8,397 20,239 119,869 1,609 8,791 2,494,511 12,995 159 37,572 66,710 60,869 1,057 68,034 124,580 10,146 133,585 3,053,048 1,218,085 2,683,216 1,951,991 8,906,340 885,057 4,217,838 215,238 580,321 1,668,952 268,961 333,506 152,390 181.870 17,136 55,535 929,388 787,598 160,617 324,872 176,652 214,560 91,153 71,124 61,622 125,236 510,790 15,112 137,561 78,496 20,025 1,316 95,571 7,111 325,342 29,221 8,398 69,652 38,052 46,811 1,666,902 2,588,897 1,265,710 702,711 475,001 544,578 166,366 174,786 164.276 17,528 53,337 71,172 67,849 13,275 2 001 1,840 582,026 16,000 719,952 403,278 220,176 39,557 129 091 33,240 3,258,671 2,755,964 950,158 620,158 7,584,951 391,278 2,143,320 1,364,895 400,003 83,776 61,519 44,698 216,704 17,225 95,247 24,059 773,473 169,758 21,019 2,196 130,113 69,535 113,884 483,779 106,217 233,929 119,306 943,231 23,215 199,648 113,884 1,898 153,262 74,662 38,896 25,775 6,675 342,921 23,319 11,416 98,099 117,240 31,442 92,995 21,224 12,317 256,395 77,765 101,635 44,592 72,568 33,827 81,897 19,674 56,237 142,551 11,646 64,792 6,092 9,329 2,446 9,209 4,750 8,040 41,536 10,068 48,396 150,681 352,399 142,377 222,997 71,423 83,269 783,403 122,798 226,239 3,019 1,586 1,733 5 600 690 75,645 801 1,541 122,751 232,239 49,050 165,667 42 107 59,835 24,345 17,969 192,681 678,824 809,112 527,784 139,866 2,155,586 90,615 906,644 9,233 10,794 6,201 206,303 48,128 101,878 314,354 102,952 7,537 24,983 575,606 280,592 157,652 33,823 24,089 123,895 34,040 37,214 27,273 50,866 42,808 376,977 59,642 24,882 190,090 46,213 85,858 56,756 996,992 555,430 38,725 118,333 32,015 229,956 41,226 91, 674 40,709 22,426 21,564 55,732 110,400 124,504 9,060 43,981 29,718 17,166 153,913 1,485,688 641 13,635 56,240 218,928 82,117 9,321 15,126 4,042 2,036 171,659 18,644 10,516 223,449 6,415 46,220 9,049 138,284 614,952 23,250 26,708 23,462 19,311 8,714 5,080 92,341 88,128 72,609 810,671 236,814 261,780 736,953 199,561 169,333 107,954 1,864,795 2,936,662 220,268 192,499 135,806 592,090 166,097 143,289 128 274 225 56,738 289 8,760 70,248 2,669 3,611 429 96,788 124,700 4,199 6,756 339 33,427 12,371 76,540 51,419 58,394 226,998 189,822 178,089 173,208 113,595 107,361 57,565 1,429,122 2,367,827 29,727 119,892 92,652 416,941 103,792 107,375 64776°— CUR 1912 11 $41,079 101 102 10^ 104 41,079 105 in 44,068 37,585 1,164,063 161,275 39,557 114 115 116 117 118 119 120 1?T 122 \?4 T"> 126 127 128 129 130 131 132 m 135 171,400 45,709 136 137 138 13ft 217,109 140 141 14? 143 144 145146 147 14S 6,498 150 151 152 153 Tvt 155 156 157 162 EEPOET OF THE COMPTEOLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Collected from assessment upon shareholders. Total collections from all sources. $159,087 50,000 1,400 168,520 $789,018 96,332 80,689 2,477,889 $17,243 $40,786 $629,931 46,332 79,289 2,309,369 40,786 3,064,921 379,007 3,443,928 148,611 304,008 78,988 65,177 77,305 165,669 198,513 204,047 106,424 222,693 Nominal value of remaining assets. 101 102 103 104 148,611 245,704 63,258 28,477 77,305 165 669 198,513 204,047 105 106 107 108 109 110 111 112 113 114 116 117 us 120 121 122 I'M 126 127 128 199 130 131 132 134 135 138 137 138 139 11,803 2,604 14,407 140 141 142 143 144 145 147 148 149 150 151 152 154 jre 157 Collected from assets. 72,582 5,534 58,304 15,730 36,700 1,131.584 110,734 1,242,318 74,323 14,251 2,877,728 104,682 82,069 31 798 139,485 263,871 1,180 75,503 14,251 3,196,898 104,682 100,204 65 800 174,141 263,871 319,170 18,135 34 002 34,656 Loans paid and other Dividends disbursepaid. ments. Legal expenses. Receiver's salary and other expenses. 182,290 $684,428 86,263 59,461 2,085,826 $53,425 1,825 5,010 108,571 $33,922 8,244 16,215 98,261 199,533 2,915,978 168,831 156,642 231 82,472 16,764 625 131,024 188,482 36,929 52,402 66,394 135 574 117,878 82,946 192 2,855 8,407 1,840 1,155 1 425 198 324 2,314 22,713 16,770 10,299 6,607 7 321 5,208 4,279 811,629 16,396 75,511 1,500 777 519 1,017 61,379 9,492 2,610,351 86,442 80,120 46,5*6 161,497 255,495 147,413 1,990 7,152 7 746 2,280 882 12,624 1,348 108,491 8,463 4,802 10,731 9,845 3,988 16,177 82 330,643 3,588,207 407,143 3,995,350 333,038 3,311,322 168,963 160,292 920,600 1,391,306 492,421 228,261 186,976 330,471 35,274 100,149 253,919 1,174,519 1,391,306 564,998 273,091 186,976 330,471 61,293 100,149 19,446 782,390 5,167 5,810 1,983 1,169 7,284 1,466 1,091,416 400,998 481,966 248,132 172,909 318,554 32,009 93,051 28,906 630 41,754 4,408 2,988 1,810 7,104 1,923 32,974 11,572 36, 111 14,741 9,096 4,622 14,896 3,348 3,685,458 397,345 4,082,803 824,715 2,839,035 89,523 127,360 508,457 98,027 59,645 32,500 568,102 130,527 59,535 26,881 482,013 87,895 6,001 4,148 16,456 11,603 606,484 92,145 698,629 86,416 569,908 10,149 28,059 27,930 105,338 91,741 55,597 21,112 22,744 512,013 68,319 32,017 26,707 19,948 7,981 42,408 10,353 722 21,347 37,210 54,637 125,286 99,722 98,005 31,465 23,466 512,013 79,666 69,227 1,177 58,647 31,483 20,344 3,025 3,404 41,906 10,998 1,774 43,289 43,022 58,356 66,221 20,410 16,047 452,017 60,902 52,178 5,032 8,299 2,628 2,099 872 372 4,455 780 3,529 5,139 15,318 7,257 9,341 6,960 3,643 13,029 6,633 11,042 926,811 166,676 1,093,487 172,758 812,442 28,064 78,362 15,673 36,705 13,990 454,353 46,703 74,931 493,497 83,297 58,361 49,960 338,885 438,601 179,844 65,851 42,815 141,722 49,934 35,914 12,490 4,770 9,351 68,921 29,012 35,178 1,613 11,227 780 1,686 241,511 274,110 28,163 41,475 23,341 523,274 75,715 110,109 495,110 94,524 59,141 51,646 580,396 712,711 179,844 89,260 42,815 181,527 73,129 39,007 8,483 6,224 1,919 219,675 20,565 3,346 85,482 27,722 32,132 8,256 57,162 85,105 9,121 4,321 32,214 97,644 16,049 6,218 30,516 11,851 233,984 41,966 86,247 368,251 54,475 21,705 29,813 417,748 537,687 162,987 78,198 8,753 49,002 41,211 3,643 5,195 772 2,897 21,137 6,943 5,735 16,959 2,079 934 5,911 50,030 29,742 261 1,131 18 9,462 8,202 2,091 7,611 3,963 6,674 48,478 6,241 14,781 24,418 10,248 4,370 7,624 55,456 60,177 7,475 5,610 1 830 23,842 7,656 d.130 72,"577" 44,830 26,6i9 23,409 39,805 23,195 3,093 27,143 163 REPOKT OF THE COMPTEOLLEB OF THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Amount of Amount Balance in returned to assessment hands of comptroller shareholders upon shareholders. in cash. or receiver. $3 2,941 2,944 $14,850 7,486 118 11 1200,000 50,000 50,000 300,000 $651,274 86,258 140,333 2,897,197 600,000 3,775/062 i66,66o* 50,000 50,000 3,149 5,172 75,229 10,074 129 115,960 856,802 50,000 120,129 9,379 4,344,281 82,156 73,343 210,074 174,120 247,920 1,000,000 i9,500 50,000 60,^)0 2,489 21,735 1,777 1,179,500 5,261,402 300,000 1,130,254 398,236 848,544 435,319 326,222 311,028 51,012 90,136 195,716 150,C00 100,000 100,000 4,316 50,000 361 1,777 200,393 700,000 3,590,751 4,097 75,000 50,000 456,667 108,127 4,097 125,000 564,794 606 353 704 50,000 100,000 10,000 65,000 12,500 20,000 24,000 40,000 80,000 143,454 172,292 58,797 75,638 22,436 30,566 465,760 56,745 83,756 1,663 401,500 1,109,444 43,950 11,000 18,000 225,000 100,000 62,500 80,000 38,000 39,000 4,000 500,000 750,000 31,088 30,516 18,822 275,923 122,528 118,419 393,011 111,742 42,962 42,059 2,320,680 2,092,140 155,040 87,086 8,753 108,894 64,365 198 198 127,524 171,581 54,043 112,135 63,669 130,772 116,626 80,452 200,000 3,329 7,787 8,130 Amount of claims proved. 656 42 37,500 1,577 11 180,000 45,000 54,000 72,858 Dividends (per cent). Interest dividends (percent). 100.00 100. GO 42.37 72.00 23.95 100.00 100.00 100.00 68.60 47.00 100.00 100.00 100.00 100.00 100.00 100.00 56.50 100.00 59.95 100.00 100.00 22.1568 92.75 100.00 96.60 100.00 56.80 57.00 53.00 100.00 63.20 100.00 100.00 75.85 30.177 25.00 95.25 87.55 91.60 52.50 100.00 100.00 62.50 20.00 100.00 63.30 84.80 34.25 72.50 93.70 49.35 50.30 70.50 18.00 25.70 100.00 89.80 100.00 45.00 61.25 5.00 100.00 100.00 100.00 100.00 100.00 100.00 100:00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 lob. 60 Pinally closed. 101 10 r Mar. Feb. Sept June 29,1893 10,1888 30,1890 2a, 1894 June Sept. Apr. Mar. Mar. Aug. Feb. Apr. 1,1886 14,1891 5,1897 20,1890 2,1888 18,1887 17,1887 30,1887 July Oct. Oct. July Mar. May Apr. Oct. 25,1895 17r1887 30,1909 11,1880 5rlS91 13,1892 25,1892 20,1888 113 114 115 lie 117 11F 11*1 June June July Nov. Jan. Jan, July Apr. 10,1901 27,1888 6,1897 11,1892 15,1891 21,1889 24,1894 24,1890 121 322 123, 124 125 126 127 128 Feb. 26,1895 May 4,1896 129 Apr. Jan. D«c. May July Feb. Feb. Mar. June 26,1892 26,1900 31,1892 9,1895 21,1894 2,1894 27,1893 29,1893 7,1899 131 IV 133 I'M 135 136 137 138 139 Oct. Apr. Oct. Oct. Mar. Jan. Apr. Nov. Apr. Jan. Dec. Mar. May June Aug. Feb. Sept. 31,1893 14,1902 31,1908 7,1896 12,1896 22,1895 11,1898 1,1893 1,1896 31,1902 9,1901 31,1895 24,1895 30,1892 11,1900 25,1896 7,1897 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 102 104 10£ ioe 107 10S 10s lie 111 112 12c 164 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment ofreceiveri and additional assets, amounts collected Name and location of bank. Florence National Bank, Florence, Ala... First National Bank, Palatka, Fla First National Bank, Kansas City, Kans. Rio Grande National Bank, Laredo, Tex. First National Bank, Clearfield, Pa Farley National Bank, Montgomery, Ala.1. First National Bank, Cold water, K a n s . . . Date of organization. Oct. July May Oct. Jan. Dec. May 3,1889 15,1884 17,1887 28,1889 30,1865 18,1889 9,1887 Total. Maverick National Bank, Boston, Mass Corry National Bank, Corry Pa Cheyenne National Bank, Cheyenne, Wyo.. California National Bank, San Diego, Cal., First National Bank, Wilmington, N. C.. Huron National Bank, Huron, S. Dak.. First National Bank, Bowers, Kans First National Bank, Muncy. Pa Bell County National Bank, Temple, Tex First National Bank, Deming, N. Mex First National Bank, Silver City, N. Mex Lima National Bank, Lima, Ohio National Bank of Guthrie, Okla Cherryvale National Bank, Cherry vale, Kans. First National Bank, Erie, Kans First National Bank, Rockwall, Tex Vincennes National Bank, Vincennes, Ind Receiver appointed. $60,000 July 23,1891 150,000 Aug. 7,1891 150,000 Aug. 17,1891 100,000 Oct. 3,1891 100,000 Oct. 7,1891 100,000 . . . . d o 52,000 Oct. 14,1891 3,622,000 Dec. 31,1864 Nov. 12.1864 Dec. 2,1885 Dec. 29.1887 July 25,1866 Nov. 21,1884 Oct. 12,1886 Feb. 23.1865 Aug. 25,1890 Apr. 22,1884 Sept. 17,1886 Jan. 16,1883 July 31,1890 Aug. 16,1890 Jan. 15,1889 May 29.1888 July 17,1865 Total. First National Bank, Del Norte, Colo... Mar. 18,1890 Newton National Bank, Newton, Kans Jan. 28,1885 Capital National Bank, Lincoln, Nebr.. June 29,1883 Bankers and Merchants National Bank, Dallas, Tex Jan. 21,1890 First National Bank, Little Rock, Ark Apr. 12,1866 Commercial National Bank, Nashville, Tenn July 22,1884 Alabama National Bank, Mobile, Ala May 13,1871 First National Bank, Ponca, Nebr Jan. 28,1887 Second National Bank, Columbia, Tenn Oct. 3,1881 Columbia National Bank, Chicago, 111 Apr. 23,1887 Elmira National Aug. 30,1889 j i i i i i i i i d XN ai/iujuai Bank, jL>ttAi.jv, Elmira, XJiuAiich, N. XN. Y x ..• Mar. 12,1890 National of North Fargo, EvanstonBank National Bank,Dakota, Evanston, 111.N. Dak. June 29,1892 National Bank of Deposit, New York, N. Y Aug. 5,1887 Oglethorpe National Bank, Brunswick, Ga July 16,1887 First National Bank, Lakota, N. Dak Oct. 23,1889 First National Bank, Cedar Falls, Iowa Sept. 1,1874 First National Bank, Brady, Tex Jan. 7,1890 First National Bank, Arkansas City, Kans.1 June 30,1885 Citizens National Bank, Hillsboro, Ohio Sept. 4,1872 First National Bank, Brunswick, Ga 1 Feb. 2,1884 City National Bank, Brownwood, Tex. June 17,1890 Merchants National Bank, Tacoma, Wash May 2,1884 City National Bank, Greenville, Mich Aug. 28,1884 Aug. 26,1889 First National Bank, Whatcom, Wash June 28,1890 Columbia National Bank, New Whatcom, Wash. Apr. 8,1889 Citizens National Bank, Spokane, Wash.11 Dec. 5,1891 First National Bank, Phillipsburg, Mont. May 31,1890 Linn County National Bank, Albany, Oreg Dec. 21,1889 Nebraska National Bank Beatrice, Nebr Dec. 2,1890 Gulf National Bank, Tampa, Fla Sept. 11,1889 Livingston National Bank, Livingston, Mont Dec. 15,1891 Chemical National Bank, Chicago, 111 1 Oct. 23,1882 Bozeman National Bank, Bozeman, Mont. Sept. 22,1883 Consolidated National Bank, San Diego, Cal July 16,1889 First National Bank, Ccdartown, Ga Oct. 7,1890 Merchants National Bank, Great Falls, Mont Aug. 28,1889 State National Bank, Knoxville, Tenn 1 Nov. 11,1882 Montana National Bank, Helena, Mont . Nov. 21,1864 Indianapolis National Bank, Indianapolis, Ind. June 5,1871 Northern National Bank, Big Rapids, Mich. July 1,1886 First National Bank, Great Falls, Mont.1. Restored to solvency. Capital stock. 400,000 100,000 150,000 500,000 250,000 75,000 50,000 100,000 50,000 100,000 50,000 200,000 100,000 50,000 50,000 125,000 100,000 Nov. 2,1891 Nov. 21,1891 Dec. 5,1891 Dec. 18,1891 Dec. 21,1891 Jan. 7,1892 Feb. 6,1892 Feb. 9,1892 Feb. 19,1892 Feb. 29,1892 do Mar. 21,1892 June 22,1892 July 2,1892 do July 20,1892 July 22,1892 2,450,000 50,000 100,000 300,000 500,000 500,000 500,000 150,000 50,000 100,000 1,000,000 200,000 250,000 100,000 300,000 150,000 50,000 50,000 50,000 125,000 100,000 200,000 150,000 250,000 50,000 50,000 100,000 150,000 50,000 100,000 100,000 50,000 50,000 1,000,000 50,000 250,000 75,000 100,000 100,000 500,000 300,000 100,000 250,000 Jan. 14,1893 Jan. 16,1893 Feb. 6,1893 do do.. Apr. 6,1S93 Apr. 17,1893 May 13,1893 May 19,1893 May 22,1893 May 26,1893 June 6,1893 June 7,1893 June 9,1893 June 12,1893 June 13,1893 do ....do June 15,1893 June 16,1893 June 17,1893 June 20,1893 June 23,1893 June 27,1893 do do July 1,1893 July 8,1893 July 10,1893 July 12,1893 July 14,1893 July 20,1893 July 21,1893 July 22,1893 July 24,1893 July 26,1893 July 29,1893 do Aug. 2,1893 Aug. 3,1893 Aug. 5,1893 do REPORT OF THE COMPTROLLER OF THE CURRENCY. 165 and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. good. doubtful. worthless. $27,436 157,630 86,050 42,152 74,758 $80,860 214,991 87,665 27.181 51,564 $15,460 112,844 118,023 101,848 142,122 $5,133 9,872 25,157 5,615 97,314 Total assets. $128,889 495,337 316,895 176, 796 365,758 Offsets allowed and settled. $7,435 34,885 11,076 218 8,190 Nominal Loss on assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $71,035 366 708 206,396 128,373 143,929 16,121 50,064 19,455 5,219 90,859 7,091 63,034 2,503,421 3,578,041 3,005,495 1,515,227 10,602,184 490,846 6,879,524 4,170,649 429,340 130,365 541,363 140,808 41,221 17,570 62,381 68,264 24,715 63,241 124,113 3,992 15,583 60,369 31,523 106,351 4,747,455 152,513 298,762 535,479 369,140 17,778 60,938 106,718 65,727 209,549 86,124 276,990 772,597 61.480 31,617 330,716 181,995 39,147 39,621 9,696 2,650 32,215 5,048 58,257 528,108 73,296 68,139 220,900 45,155 4,511 7,963 27,100 17,332 20,183 9,749 60,642 1,082,794 35,836 11,819 51,012 20,685 2 216 405 235,661 297,742 1,208,072 392,970 54,046 78,228 31,110 5,111 79,936 109,297 53,933 30,953 109,651 149,159 1,097 5,886 11,414 32,808 10,218,799 716,629 528,883 1,655,458 737,098 102,657 126,092 205,895 153,973 286,662 164,162 520,002 3,992 101,723 102,319 232,524 397,615 11,881 1,429 59,725 7,164 I54,073 221,603 6,031,848 7,152,617 1, 938,735 1,134,283 16,257,483 1,395,862 5,321,561 68,135 30,329 335,352 34,142 300,549 1,055,328 50,839 28,701 81,751 831,565 158,187 19,956 48,169 958,872 72,758 7,968 63, 781 54,586 83,761 27,959 174,852 157,453 272,803 365,918 131,070 121,847 141,872 1,097,119 378,953 296,498 90,902 263,745 267,992 32,874 101,494 13,195 26,342 145,461 413,862 437,285 477,405 958,272 34,910 58,679 128,851 608,148 386,867 3,201 53,163 182,089 213,478 1,163,615 651,749 1,701,065 2,528,187 224,102 220,699 404,944 2,589,885 1,029,402 358,796 201,178 1,249 466 478,635 71,797 216,293 115,237 2,209 13,633 13,875 20,686 20,723 86,139 4,593 1,251 22,427 354,156 152,199 1,093 4,220 133 899 17,935 4,085 10,491 3,550 119,203 170,172 604 905 560,312 742,674 1 300,747 117,417 154,618 231,822 1,482, 204 503,503 3,142 107 443 97,917 1,455 39,292 41,179 3.851 9,729 239,549 22,869 650,308 148,669 7,283 11,472 52,470 53,053 105,395 39,141 8,944 26,849 39,968 29,500 11,726 6,277 221,171 193,198 80,835 387,344 252,321 36,389 62,191 24,017 616,518 640,943 50,423 48,314 336,345 371,884 125,823 38,067 115,530 569,688 159,710 65,807 105,146 90,355 36,245 19,565 4,563 69,748 27,881 12,706 6,430 1,101,675 349,659 136,145 231,669 57,063 3,519 6,426 7,382 761,090 237,498 104,911 188,761 149,100 107,446 118,550 48,019 1,245,767 122,381 156,577 16,201 50,534 804,337 53,766 18,026 16,684 73,431 603,144 49,369 27,610 * 6,741 7,732 257,497 374,616 309,659 158,176 179,716 2,910,745 40,419 10,226 21,163 7,351 354,354 110,625 178,633 32,991 99,813 907,546 250,796 85,199 74,026 175,816 437,517 60,104 85,906 44,380 418,910 15,848 117,614 11,323 116,866 4,124 76,100 15,774 1,224,089 165,275 353,646 247,293 74,095 5,360 8,684 3,580 707,892 72,353 181,109 878,946 100,987 521,577 233,958 697,745 150,618 114; 624 2,248,886 451,947 179,701 6,555 1,029,013 180,710 2,378 404 127 7,093 26,650 13,323 32,638 53,282 82 151 191,035 56,771 76,439 15fl 159 16fl 161 162 163 164 $6,498 16,1 Ififi 167 1fW 74.869 124,032 56,365 332 394 37,846 117,582 50,498 51,094 17(1 171 17? 173 174 175 176 177 17S 17fl 18(1 181 249,995 276,576 266 041 328,8G9 182 183 184 185 186 187 188 189 190 191 10? 193 194 195 196 197 198 199 200 201 202 203 ?,04 ?,05 206 207 208 209 210 212 214 215 216 917 83,375 219 220 221 222 223 166 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Nominal value of remaining assets. $50,419 93,744 99,423 48,205 213,639 158 159 160 161 162 163 164 $78,116 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 9,349 38,284 34,810 82,443 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 ?O0 201 202 W3 204 205 206 207 Collected from assets. 142, 296 350 13,719 Collected from Total Loans paid assessment collections and other Dividends upon from all disbursepaid. sharesources. ments. holders. $3,600 92,327 42, 696 17,657 $54,019 186,071 142,119 65,862 213,639 $21,907 21,093 24,326 35,991 5,292 $21,164 143,621 88,268 21,927 151,847 Receiver's Legal salary and expenses. other expenses. $4,007 7,874 9,852 1,348 10,178 $6,941 13, 483 16,233 6,596 9,136 20, 734 5,565 26,299 1,703 18,196 1,318 5,082 3,147,200 941,996 4,089,196 852,875 2,629,278 204,076 360,055 6,919,600 445,132 209,973 399,374 323,443 48,207 47,737 123,933 45,172 44,020 59,943 266,249 3,992 33,477 49,796 18, 726 168,848 139,427 31,350 44,546 223,563 144,939 2,079 5,613 83,039 12,204 55,348 130,943 88,362 34,317 16, 731 11,946 7,703 9,622 12,931 1,920 6,854,775 440,641 175,801 405,004 340,942 9,298 28,563 80,636 32,323 64,776 48,802 179,691 40,175 6,578 8,899 60,498 17,539 1,142 2,117 11,861 56,301 7,059,027 476,482 254, 519 622,937 468,382 50, 286 53,350 123,933 52,260 95,861 82,823 266,249 3,992 33,477 49,796 30,587 225,149 21,623 11,002 2,000 12,869 4,838 35,146 15,983 197,292 2,453 439 7,850 3,615 81,038 17,059 14,471 26,492 21,539 5,529 5,939 2,655 7,192 16,149 14,869 7,354 1,261 4,563 1,553 4,593 11,373 9,207,622 741,488 9,949,110 512,560 8,914,511 175,447 243,629 60,677 29,673 402,539 70, 751 937,318 1,141,301 102,092 64,830 150,695 753,525 373,700 77,985 89,515 849,526 128,306 16,147 88,220 61,189 14,567 43,317 155,598 58,101 90,268 359,015 75,244 72,990 558,137 128,852 1,027,586 1,500,316 102,092 86,255 197,030 1,152,073 447,223 77,985 94,552 849,526 210,655 22,509 90, 768 63,541 42,223 5,055 247,800 16,401 612,199 351,991 17,094 38,671 80; 381 214,801 22,236 43,135 20,506 151,002 49,463 6,332 4,573 20,669 23,665 53,334 220,126 72.671 29i; 487 1,071,619 73,051 26,918 88,182 789,698 351,516 21,473 56,560 615,985 133,328 4,107 75,969 34,489 3,404 4,886 54,496 19,125 52,595 38,724 291 6,788 9,231 50,087 37,590 2,288 8,043 8,461 9,245 1,078 2,825 1,929 229, 750 263,760 64,304 294,054 263,760 11,930 5,004 244,888 250,731 13,874 1,500 283,522 108,642 24,808 35,526 36,732 12,207 13,188 7,909 320,254 120,849 37,996 43,435 173,633 29,345 6,472 9,029 111, 174 64,344 19,194 20,071 10,727 11,208 4,508 5,266 223,572 120,800 104,022 72,552 1,648,845 13,593 31,251 237,165 152,051 104,022 93,152 1,712,489 26,601 41,131 21471 27,113 168,118 192,210 91,467 64,855 47,766 1,424,484 6,481 4,854 1,995 2,817 49,401 622,587 87,562 163,163 160,338 55,324 44,694 89,052 32,306 495,479 36,619 53,739 112,911 17,255 1,801 4,387 2,087 54,529 4,448 15,985 12,356 1,226,401 349,392 454,790 70,633 678,902 229,966 34,095 17,506 58,614 31,287 7,088 51,841 22,880 21,425 46,335 398,548 73,523 5,037 82,349 6,362 2,548 2,352 5,042 5,314 6,221 7,565 5,952 9,715 35, 715 20,655 43,951 37,982 11,633 13,878 19,236 50,137 35,881 10,986 9,443 22,483 18,619 10,992 7,401 6,454 : • 23,362 6,275 24, 720 15,952 7,822 9,069 ?m ?M 210 211 212 213 214 215 216 217 218 ?1P ?'*) 221 222 223 15,835 20,600 63,644 442,102 87,562 148,018 160,338 180,485 1,040,172 264,682 186,229 84,710 15,145 * 10,831 14,599 16,001 15,456 40,326 167 REPORT OF THE COMPTBOLLER OF THE CUKKENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Balance in hands of comptroller or receiver. Amount Amount of returned to assessment shareholders upon sharein cash. holders. $3,440 $709 42,203 28,696 69,719 2,731 : 161 ': 161 1,656 102,802 Dividends (percent). $45,000 150,000 120,000 41,000 $36,336 283,020 121,357 59r 331 149,699 58.00 50.30 70.00 37.00 100.00 18,200 34,014 66.00 2,562,150 6,780,646 400,000 100,000 150r000 500,000 250,000 15,750 9,500 7,602,341 547,184 281,903 963,889 558,623 17,882 36,156 79,330 46,177 146,232 84,382 174,356 37,186 ! Amount of claims proved. 21,000 100,000 50,000 17,500 36,250 1 100,000 1,750,000 50,000 75.000 300,000 105,000 ' 460,000 500,000 16,250 33,986 45,664 226,535 90.1666 80 50 61.00 41.80 61.00 5-2.00 79.00 100.00 70.00 45 50 63.50 100.00 35.00 100.00 35.00 86.70 23.10 53.40 17 71 61.40 73.60 71.50 100.00 22.40 56.80 81.00 69.50 100.00 73.30 100.00 65.50 30.00 58.50 100.00 100,000 358,055 239,894 68.40 100.00 250,000 50,000 50,000 18,000 626,440 237,099 73,098 110,039 17.75 27.90 26.26 18.24 1,042 23,000 80,000 30,160 50,000 100,000 179,976 164,644 64,366 84,195 1,342,490 100.00 61.40 100.00 57.30 100.00 100,000 625,304 30,839 140,931 103,683 79.50 100.00 38.00 100.00 300,000 100,000 1,112,567 240,802 61.00 95.50 27,354 47,350 103 51,595 50,000 100,000 750,000 200,000 48,000 112,500 12,500 50,000 6,000 250 250,000 678 Finally closed. Apr. Oct. May Sept. Jan. Feb. Nov. 18,1898 1,1900 25,1899 g,1896 29,1900 15,1892 24,1894 15S 15S 160 161 162 163 164 Mar. Oct. May June Sept. Sept. Apr. Oct. May Aug. Sept. Apr. June Jan. Apr. Mar. Oct. 31,1808 16,1896 31,1899 12,1900 21,1899 23,1897 25,1898 12,1892 2,1898 28,1901 30,1905 12,1893 24,1901 5,1897 6,1893 31,1896 24,1900 165 166 167 163 169 17Q 171 172 173 174 175 176 177 178 179 180 181 June 15,1899 Oct. 27,1897 Dec. 28,1903 Nov. 6,1901 Sept. 30,1908 May 27,1899 100.00 Sept. 30,1897 Sept. 5,1899 Sept. 30,1905 do Apr. 30,1912 100.00 Sept. 16,1895 Apr. 3,1897 100.00 June 15,1894 Oct. 23,1899 May 7,1604 Jan. 6,1897 Oct. 9,1896 Feb. 6.1894 Apr. 29,1901 100.00 Sept. 12,1895 Dec. 5,1894 Sept. 10.1897 June 24,1899 Oct. 19,1897 Jan. 7,1898 Dee. 21,1893 Jan. 29,1894 66.50 Apr. 27,1897 June 16,1898 100.00 May 24.1899 Jan. 5,1901 93. 40 May 2,1900 Nov. 17,1893 Mar. 31,1902 Nov. 16,1894 io6.'oo" Jan. 6,1900 Aug. 8.1896 100.00 Dec. 11,1893 May 3,1900 May 31,1909 Mar. 28,1394 182 183 184 185 186 187 IRS 189 190 191 192 193 194 195 100.00 100.00 100.00 100.00 10,860,890 102,448 99, 610 1,329,841 122,865 324,093 1,479,610 68,459 120,875 155,806 968>221 488,172 50,775 80,971 600,573 206,714 13,689 126,411 34,489 23 Interest dividends (percent). 197 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 168 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. Date of organization. First National Bank, Earikakee, III.1 Feb. 20,1871 Feb. 9,1892 Apr. 30,1887 Dec. 20.1884 Jan. 31.1885 July 14,1884 May 13.1889 Jan. 8.1890 First National Bank, Orlando, Fla 1 Mar. 16.1886 Citizens National Bank, Munice,Ind. Mar. 15,1875 First National Bank, Hot Springs, S. Dak July 15.1890 First National Bank, Marion, Kans July 28,1883 Washington National Bank, Tacoma, Wash Apr. 23.1889 El Paso National Bank, El Paso, Tex Dec. 22,1886 Lloyds National Bank, Jamestown, N. Dak May 4.1891 National Granite State Bank, Exeter, N. H May 15,1865 Chamberlain National Bank, Chamberlain, S. Dak Apr. 8,1890 Port Townsend National Bank, Port Townsend, Wash. Apr. 18.1890 First National Bank, Port Angeles, Wash.1 May 19,1890 First National Bank, Sundance, Wyo June 16,1890 First National Bank, North Manchester, Ind Mar. 17,1883 Commercial National Bank, Denver, Colo Sept. 6,1889 First National Bank, Dayton, Tenn July 10,1890 National Bank of the Commonwealth, Manchester, N. H. First National Bank, Starkville, Miss Stock Growers National Bank, Miles City, Mont Texas National Bank, San Antonio, Tex Albuquerque National Bank, Albuquerque, N. Mex First National Bank, Vernon, Tex First National Bank, Middlesboro,1 Ky Total. Hutchinson National Bank, Hutehinson, Kans.. First National Bank, Spokane, Wash Oregon National Bank, Portland, Oreg Citizens National Bank, Grand Island, Nebr First National Bank, Fort Payne, Ala Third National Bank, Detroit, Mich First National Bank, Watkins, N. Y First National Bank, Llano, Tex American National Bank, Springfield, Mo First National Bank, Sedalia, Mo National Bank of Pendleton, Oreg State National Bank, Wichita, Kans German National Bank, Denver, Colo Black Hills National Bank, Rapid City, S. Dak. First National Bank, Arlington, Oreg Baker City National Bank, Baker City, Oreg First National Bank, Grant, Nebr Wichita National Bank, Wichita, Kans State National Bank, Vernon, Tex National Bank of Middletown, Pa First National Bank, Kearney, Nebr Total. Buffalo County National Bank, Kearney, Nebr First National Bank, Johnson City, Tenn Citizens National Bank, Madison, S. Dak Citizens National Bank, Spokane, Wash. 2 Tacoma National Bank, Tacoma, Wash City National Bank, Quanah, Tex Central National Bank, Rome, N. Y First National Bank, Redfleld, S. Dak North Platte National Bank, North Platte, Nebr.... Needles National Bank, Needles, Cal National Broome County Bank, Binghamton, N. Y. First National Bank, San Bernardino, Cal Dover National Bank, Dover, N. H Browne National Bank, Spokane, Wash First National Bank, Anacortes, Wash Holdrege National Bank, Holdrege, Nebr National Bank of Kansas City, Mo First National Bank, Texarkana, Tex First National Bank, Ravenna, Nebr City National Bank, Fort Worth, Tex First National Bank, Dublin, Tex First National Bank, Ocala, Fla First National Bank, Willimantic, Conn First National Bank, Port Angeles, Wash. 2 First National Bank, Ida Grove, Iowa 3 First National Bank, Pella, Iowa 1 Restored to solvency. Capital stock. Receiver appointed. $50,000 Aug. 5,1893 200,000 Aug. 7,1893 60,000 Aug. 9,1893 75,000 do 100,000 Aug. 10,1893 175,000 Aug. 11,1893 100,000 Aug. 12,1893 50,000 do 150,000 Aug. 14,1893 200,000 do. 50,000 Aug. 17,1893 50,000 Aug. 22,1893 100,000 Aug. 26,1893 150,000 Sept. 2,1893 100,000 Sept. 14,1893 50,000 Sept. 23,1893 50,000 Sept. 30,1893 100,000 Oct. 3,1893 50,000 Oct. 5,1893 50,000 Oct. 11,1893 50,000 Oct. 16,1893 250,000 Oct. 24,1893 50,000 Oct. 25,1893 10,910,000 May Oct. June Dec. July June Sept. May July Jan. Mar. June Apr. Oct. Apr. Jan. Dec. Sept. Sept. Nov. Oct. 29.1884 24.1882 7,1887 29.1883 2.1889 1,1886 14,1883 20,1890 9.1890 2,1866 8,1890 29.1886 9,1877 23.1885 21.1887 11,1890 4,1889 20,1882 27,1889 23,1864 25,1882 July Dec. Apr. Apr. Apr. July July Oct. May Mar. Aug. July Apr. May Nov. Apr. Apr. Oct. May May July Mar. June May Oct. Oct. 3,1886 24,1888 10,1884 8.1889 13,1883 9.1890 1,1865 2.1885 4,1889 6,1893 9,1865 3.1886 22,1865 4.1889 6.1890 26.1888 13,1886 26,18,83 22.1889 28.1877 1,1889 16,1886 20,1878 19.1890 10,1888 14,1871 100,000 250,000 200,000 60,000 50,000 300,000 50,000 75,000 200,000 250,000 100,000 100,000 200,000 75,000 50,000 75,000 50,000 250,000 100,000 85,000 150,000 Nov. Nov. Dec. Dec. Jan. Feb. Feb. Feb. 6,1893 20,1893 12,1893 14.1893 26.1894 1,1894 26,1894 28,1894 May 10,1894 June 8,1894 June 20,1894 July 6,1894 July 13,1894 Aug. 2,1894 .do Aug. 14,1894 Sept. 5,1894 Sept. 24,1894 do Oct. 24,1894 2,770,000 100,000 50,000 50,000 150,000 200,000 100,000 100,020 50,000 75,000 50,000 100,000 100,000 100,000 100,000 50,000 75,000 1,000,000 50,000 50,000 300,000 50,000 50,000 100,000 50,000 150,000 50,000 2 Second failure. Nov. Nov. Dec. Dec. Dec. Dec. Jan. 10,1894 13,1894 12,1894 13,1894 14,1894 15,1894 2,1895 Jan. 11,1895 Jan. 14,1895 Jan. 19,1895 Jan. 28,1895 Jan. 29,1895 Feb. 7,1895 Feb. 8,1895 Mar. 6,1895 Mar. 15,1895 Mar. 18,1895 Apr. 1,1895 Apr. 10,1895 do Apr. 22,1895 do Apr. 23,1895 Apr. 26,1895 June 4,1895 June 5,1895 169 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspengood. doubtful. worthless. ' sion. Total assets. Offsets allowed and settled. Loss on Nominal assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $355,824 31,582 52,159 78,892 226,267 48,562 37,602 $88,038, 36.726 163;047 118,193 256,229 178,182 44,630 $53,470 40,169 120,428 22,566 26,402 6,840 1,896 $78,996 2,100 26,204 6,650 . 51,562 19,426 8,120 $576,328 110,577 301,838 226,301 560,460 253,010 92,248 $27,323 8,315 14,480 10,440 14,021 7,768 8,293 $191,367 73,319 189,441 168,113 30,330 153,524 41,710 58,500 57,005 55,146 144,470 150,177 68,315 38,588 13,037 47,012 41,902 i 105,596 326,170 181,527 99,690 33,835 60,828 1,814 5,331 57,375 9,713 62,275 26,227 5,278 33,545 41,267 17,108 380,546 59,688 36,507 19,090 12,656 6,679 148,593 121,406 598,663 540,041 430,486 213,322 90,357 114,089 37,567 2,078 3,312 43,808 5,048 2,067 3,638 609 59,644 54,198 531,155 266,398 271,937 107,834 49,168 96,652 9,697 96,531 172,365 20,125 83,387 76,220 234,080 67,229 14,593 372 336,900 11,622 3,237 25,292 239,501 4,950 110,914 198,415 982,846 103,926 580 8,520 30,484 3,026 90,542 63,169 663,763 54,231 10,216,192 10,164,830 7,217,412 3,536,660 31,135,094 1,983,162 14,922,207 63,368 71,327 329,168 78,618 17,928 80,940 82,399 11,339 63,247 182,635 27,870 54,090 855,897 25,488 58.870 61,174 10,193 69,771 14,321 41,420 19,507 93,028 489,454 167,989 134,190 33,376 281,334 58,602 77,651 78,569 89,971 118,615 215,971 378,110 27,611 62,661 43,463 64,624 438,411 74,062 217,681 245,317 79,178 1,982 10,318 94,194 21,246 180,944 51,138 21,677 251,712 374,407 46,039 63,167 261,865 66,450 41,612 61,824 1,996 75,471 66,583 26,240 48,106 32,136 69,116 22,460 62,674 1,938 61,691 10,500 6,473 14,088 124,137 17,419 19,578 159,425 10,378 19,403 23,400 21,174 171,575 10,671 22,981 28,781 267,710 631,879 529,935 369,676 74,488 604,909 202,639 117,140 407,616 771,150 209,943 352,806 1,655,297 129,927 182,546 189.861 97', 987 755,228 165,637 308,322 341,711 23,198 7,900 16,566 25,787 1,812 15,413 2,452 34,165 63,077 12,959 16,552 32,339 9,909 15,168 16,528 1,797 131,196 7,554 9,744 10,244 193,649 350,410 348,137 160,435 60,548 462,588 106,537 91,751 58,627 441,374 100,819 245,139 993,491 86,518 103,046 94,243 2,219,570 3,390,690 1,846,149 909,998 8,366,407 454,360 4,760,435 18,886 17,562 7,265 63,963 50,006 73,172 316,229 39,777 54,544 6,217 248,967 61,279 112,052 39,248 10,934 11,396 427,982 17,836 26,224 264,516 9,545 191,775 132,643 1,301 176,201 70,589 90,709 170,192 306,705 89,269 117,870 101,319 114,488 2,540 171,033 208,054 65,170 122,829 45,637 80,115 1,029,928 9,154 46,205 267,362 28,203 145,036 149,279 37,990 39,735 61,803 31,777 212,158 68,380 58,162 141,196 23,514 14,922 47,268 172,598 61,242 10,586 20,590 12,332 49,985 600,608 61,216 10,544 401,422 25,720 100,207 115,137 18,581 194,619 101,837 99,587 202,363 402,996 147,547 166,354 58,676 92,922 49,952 238,617 213,907 8,122 25,421 49,967 123,319 1,174,285 60,219 53,686 432,521 44,845 250,676 195,714 60,640 7,774 28,074 252,260 152,253 146,697 496,149 553,185 227,803 618;677 195,275 204,456 59,067 637,996 392,498 242,636 203,100 72,852 143,349 2,449,033 91,311 93,858 1,112,131 76,657 449,974 581,240 73,697 6,007 86,083 3,666 3,429 19,608 42,896 11,480 4,393 37,308 8,072 6,111 189 78,977 6,943 6,596 2,348 496 4 70,409 1,809 416 101,730 2,076 43,082 44,474 2,873 23,290 17,438 2,299 16,946 49,836 128,094 7,200 43,382 30,665 20,502 3,042 45,398 61,923 54,828 20,433 3,949 1,853 390,515 3,105 10,885 178,831 13,189 12,956 184,181 15,807 6,007 26,945 9,494 23,237 s Formerly in voluntary liquidation. 324,187 131,128 154,176 253,632 $175,335 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 1,130,196 212,295 69,031 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 281,326 115,566 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 28? 283 29C 291 ?m 293 170 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Collected from. assets. Collected from assessment upon shareholders. Total collections from all sources. $357,638 28,943 157,866 47,742 340,774 91,718 35,369 $24,503 15,162 10,284 42,563 51,451 13,174 2,350 $382,141 44,105 168,150 90,305 392,225 104,892 37,719 $89,991 12,994 38,487 22,808 58,745 41,432 10,774 5i, 382 65,130 64,196 229,835 153,501 103,421 37,551 16,828 9,472 414 76,253 18,171 33,500 16,358 2,764 2,027 60,854 65,544 140,449 248,006 187,001 119,779 40,315 18,855 19,792 126,726 288,599 46,669 26,134 25 149,668 10,622 12,920,342 50,863 247,584 165,232 183,454 12,128 142,321 80,689 22,937 102,529 266,699 96,165 91,115 539,958 33,500 64,332 79,090 27,159 299,845 26,955 144,402 77,835 115,494 2,550 Nominal value of remaining assets. 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 $51 6,876 179,127 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 om 287 288 200 291 292 293 25,985 89,509 129,129 4,582 3,108 208,240 - 2,000 50 Loans paid and other Dividends disbursepaid. ments. Legal expenses. Receiver's salary and other expenses. $269,386 13,969 106,902 49,211 275,124 50,618 15,037 $4,481 4,511 7,208 4,244 23,566 3,923 3,075 $18,283 7,626 15,478 14,042 26,735 8,919 8,833 33,452 16,586 14,060 92,077 20,047 48,617 6,113 4,674 9,350 32,935 91,566 129,550 139,301 56,651 19,547 6,008 5,868 4,562 17,679 4,425 9,272 4,439 1,676 2,112 12,184 11,461 17,144 21,954 18,381 10,072 12,979 6,061 45,926 126,751 438,267 57,291 8,504 30,807 171,450 5,910 25,468 82,625 219,836 42,387 5,650 3,242 14,641 1,383 6,304 10,077 32,340 7,611 2,594,237 15,514,579 3,938,406 9,778,449 626,805 999,229 21,012 3,080 18,851 16,077 8,275 163,559 23,000 13,423 59,295 92,384 47,513 13,684 59,963 55,162 71,875 250,664 184,083 199,531 20,403 305,880 103,689 36,360 161,824 359,083 96,165 136,396 631,411 47,853 76,973 84,953 27,159 347,358 40,639 204,365 132,997 26,498 58,908 14,413 61,089 868 54,429 12,699 9,881 49,318 242,230 31,343 48,834 321,552 16,679 44,977 20,508 21,353 200,422 6,327 61,458 59,863 23,938 136,275 126,429 106,827 12,938 235,178 68,437 15,665 87,347 43,868 54,355 67,904 219,388 15,800 21,919 51,118 2,233 11G, 299 20,934 110,207 50,868 6,827 25,306 15,805 12,070 804 6,819 10,347 2,573 8,345 37,490 2,869 6,337 33,312 4,485 3,082 2,107 16 11,095 4,729 9,274 67534 12,892 30,175 27,436 19,545 5,793 9,454 12,206 8,241 16,314 35,495 7,598 13,321 57,159 9,458 6,995 11,220 2,004 25,542 8,649 23,426 15,732 2,754,792 764,869 3,519,661 1,363,649 1,581,927 210,226 358,655 51,425 46,987 27,502 121,761 138,709 75,863 410,433 128,527 105,423 8,926 317,294 171,648 227,918 59,765 22,389 20,026 1,204,339 29,283 39,756 369,640 29,736 156,216 339,052 10,166 6,007 53,302 13,188 13,054 11,857 13,209 19,950 22,349 67,531 16,157 30,814 547 24,750 18,142 64,613 60,041 39,359 134,970 158,659 98,212 477,964 144,684 136,237 9,473 342,044 189,790 227,918 59,765 23,609 24,674 1,400,874 49,436 46,930 428,658 29,736 166,480 371,794 20,041 6,007 66,027 21,670 14,335 16,683 95,832 96,421 23,491 25,846 50,462 37,280 678 50,475 52,684 3,545 33,927 10,607 14,405 366,499 3,653 20,239 160,470 11,668 58,579 94,307 15,498 4,826 5,499 20,929 31,407 9,445 20,727 38,191 56,804 4m, 316 77,259 75,652 1,822 221,361 106,879 172,686 8,711 6,400 6,500 6,586 3,488 5,231 6,629 7,672 10,964 5,014 6,107 3,477 22,702 9,712 2,673 497 1,157 2,762 34,085 3,026 2,983 24,764 1,389 13,871 28,100 198 210 6,513 12,858 8,713 9,743 13,180 17,418 10,245 22,838 11,949 14,443 3,496 47,506 20,515 10,014 16,424 5,445 7,507 52,835 5,508 9,233 30,989 3,712 15,504 26,504 2,229 971 9,249 45,281 91,453 14,353 12,641 5,863 1,220 4,648 196,535 2O,15U 7,174 59,018 10,264 32,742 9,875 i2, 725 947,455 37,249 11,603 212,435 4,617 78,526 222,883 2,118 39,969 REPORT OF THE COMPTROLLER OF THE CURRENCY. 171 and closing, since the organization of the national banking item, systemwith amounts of nominal from all sources, etc.—Continued. Amount of Balance in Amount hands of returned to assessment comptroller shareholders upon shareholders. or receiver. in cash. $253? 267 32,220 189,822 93,853 254,324 96,538 22,011 100.00 40.00 55.00 52.70 100.00 52.00 65.00 22,500 9,000 100,000 . 81,000 100,000 50,000; 5,500 6,000 : 43, 782 42,396 113, 762 175,360 250, 993 117,242 18,652 8,414 78.73 84.50 •76.00 55.50 51.60 100.00 72.00 50,000 16, 000 250,000 : 18, 000 ; 48,602 98,775 419,341 46, 707 52.05 87.50 57.50 90.167 5,389,500 ; 14,434,105 $75 8,055 171,592 94,000 250,000 1,720 loo, oeo • 500 1,431 60,000 15,000 300,000 50,000 28,500 90,000 250,000 100,000 200,000 52,500 i 50,000 ' 22,000 \ 1,553 142,500 48,200 j 85.000 : 144,000 : 1,720 ! 3,484 2, 656 2,755 2,081, 700 82,GOO 50,000 50,000 150,000 ; 164,000 100,000 : 100,020 <! 40,000 ; 60,000 \ 7,500 ; 100,000 93,000 i 4,797 25.00 44.00 50.00 55.50 100.00 64.53 37.90 51.80 100.00 18.00 100.00 37.05 24,40 35.00 23.00 78. 00 100.00 100.00 41.50 77.10 36.70 50,000 100,000 12,500 so, 666 61, 853 64.62 4,000 75,000 230,000 30,000 20,000 300,000 Interest dividends (percent). Finally closed. Dec. May Feb. Sept. Oct. Apr. Apr. Sept. May Nov. Oct. 4,1893 22,1899 27,1899 30,1907 3,1903 30,1898 30,1897 30,1902 21 1894 17,1893 28,1897 Feb. Dee. Apr. Dec. Mar. Jan. May July June Oct. June Oct. Mar. Apr. Oct. Sept. Feb. Oct. Apr. Jan. 12,1900 31,1897 30,1910 14,1897 31,1903 24,1901 1,1899 24,1897 30,1909 28,1897 27,1898 23,1905 13,1899 27,1898 26,1897 : 17,1895 28,1898 15,1902 27,1904 22,1902 Feb. Oct. July Aug. June June Sept. May Oct. Sept. Sept. June July May Dec. July Dec. Jan. Sept. Aug. June Oct. Sept. Apr. Sept. 20,1899 30,1897 12,1.900 9,1900 18,1899 20,1899 18,1897 1,1900 19,1903 30,1905 30,1904 30,1902 21,1902 15,1899 31,1898 1,1908 18,1896 28.1901 2811903 15.1898 30,1899 1,1906 28,1897 21,1896 30,1904 224 225 226 227 228 100.00 229 230 231 232 233 234 .....do 235 May 25,1901 236 Sept. 30,1904 237 Jan. 22,1896 238 Sept. 30,1&98 239 19.35 Apr. 7,1899 240 Dec. 6,1897 241 Apr. 26,1894 242 Oct. 28,1897 243 June 9,1902 244 Dec. 27.1900 245 Oct. 5,1897 : 246 57.47 100.00 100.00 100.00 36.09 247 248 249 250 251 252 253 :254 255 256 257 258 259 260 261 262 263 9^4 265 267 3, 761,085 21.00 36.10 17.30 10.00 21.00 41.80 87.40 100.00 81.90 25.00 51.80 65.81 100.00 100.00 55.00 8,350 95, 751 309,716 252,800 208,477 16,128 364,448 180,021 30, 319 81,921 260,192 52,742 183,608 932,972 44,970 97, 748 64, 735 19,530 181,810 50,571 184,131 148,435 45.66 101,820 87,848 54,594 262,658 : 199, 766 136,485 474,828 77,786 93,996 7,288 : 455,055 168,796 164,488 8,711 16,874 60,343 372,378 36,429 30,038 491,071 5, 936 267,930 295,254 6.401 39,000 206 2,872 Dividends (per cent). $33,000 42,000 75,000 100,060 ! 77,000 ; 50,000 \ 14,500 ; $5,005 98 Amount of claims proved. 100. 00 100.00 45. 50 42.90 100.00 28.25 70.00 82.00 77.02 100.00 78.54 39.50 100.00 268 ?69 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 172 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. 294 295 296 297 298 299 300 301 302 303 Merchants National Bank, Seattle, Wash Union National Bank, Denver, Colo Superior National Bank, West Superior, Wis Puget Sound National Bank, Everett, Wash Keystone National Bank, West Superior, Wis First National Bank, South Bend, Wash State National Bank, Denver, ColoA * Kearney National Bank, Kearney, Nebr. First National Bank, Wellington, Kans Columbia National Bank, Tacoma, Wash Date of organization. Capital stock. June July Jan. Sept. Aug. Nov. May June Feb. Sept. 23,1883 30,1890 13,1892 23,1892 16,1890 15,1890 16,1882 5,1884 13,1883 2,1891 $200,000 500,000 135,000 50,000 200,000 50,000 300,000 100,000 50,000 350,000 Mar. Feb. Jan. Oct. July Apr. Nov. Feb. Mar. Jan. Apr. Apr. Apr. Feb. Nov. Apr. Dec. Apr. Dec. June Feb. Apr. Dec. Feb. June July July 16,1886 7,1889 22,1866 16,1886 8,1865 29,1865 1,1887 6,1886 13,1890 28,1871 10,1888 1,1891 14,1888 7,1865 13,1889 13,1889 30,1878 27,1882 5,1891 9,1881 11,1889 5,1866 4,1889 26,1883 28,1884 7,1884 2,1890 June Oct. July Sept. Aug. Dec. Dec. Mar. Apr. Aug. May May Dec. Dec. May Oct. May Dec. June Nov. Nov. Nov. June Aug. Jan. Sept. Mar. May June Oct. July Apr. June 11,1883 31,1890 13,1864 23,1890 6,1864 30,1890 20,1864 21,1887 18,1893' 29,1871 9,1883 17,1886 28,1870 4,1886 24,1887 28,1886 13,1892 19,1882 13,1875 5,1872 10,1871 21,1887 17,1891 11,1883 23,1865 15,1883 7,1865 14,1880 2,1890 12,1882 16,1886 23,1892 14,1882 Total 304 305 306 307 308 309 310 311 312 313 314 315 310 317 318 319 320 521 m }23 324 325 326 327 328 329 330 First National Bank, Orlando, Fla.3 Bellingham Bay National Bank, New Whatcom, Wash. Chattahoochee National Bank, Columbus, Ga German National Bank, Lincoln, Nebr Fort Stanwix National Bank, Rome, N. Y Farmers National Bank, Portsmouth, Ohio Humboldt First National Bank, Humboldt, Kans Grand Forks National Bank, Grand Forks, N. Dak First National Bank, Bedford City, Va National Bank of Jefferson, Tex Sumner National Bank. Wellington, Kans First National Bank, Cheney, Wash Kittitas Valley National Bank, Ellensburg, Wash First National Bank, Hillsboro, Ohio 4 American National Bank, Denver, Colo. First National Bank, Minot, N. Dak Yates County National Bank, Penn Yan, N. Y First National Bank, Larned, Kans Citizens National Bank, San Angelo, Tex Sioux National Bank, Sioux City, Iowa American National Bank, New Orleans, La First National Bank, Helena, Mont Bennett National Bank, New Whatcom, Wash First National Bank, Springville, N. Y First National Bank, Mount Pleasant, Mich First National Bank, Ithaca, Mich City National Bank, Tyler, Tex First National Bank, Garnett, Kans First National Bank, Eddy, N. Mex Second National Bank, Rockford, 111 Marine National Bank, Duluth, Minn First National Bank, Decorah, Iowa Missouri National Bank, Kansas City, Mo First National Bank, East Saginaw, Mich First National Bank, Tyler, Tex First National Bank, Niagara Falls, N. Y National Bank of Illinois, Chicago, 111 Big Rapids National Bank, Big Rapids, Mich.i Second National Bank, Grand Forks, 4N. Dak First National Bank, Sioux City, Iowa June Aug. Aug. Aug. Aug. Aug Aug. Sept. Oct. Oct. 19,1895 2,1895 6,1895 7,1895 15,1895 17,1895 24,1895 19,1895 25,1895 30,1895 5,235,020 Total 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 Receiver appointed. 85,000 60,000 100,000 100,000 150,000 250,000 60,000 200,000 50,000 100,000 100,000 50,000 50,000 100,000 500,000 50,000 50,000 50,000 100,000 300,000 200,000 800,000 50,000 50,000 50,000 50,000 100,000 Nov. 29,1895 Dec. 5,1895 Dec 7,1895 Dec. 19,1895 Feb. 8,1896 do Feb. 15,1896 Apr. 28,1896 May 2,1896 June 24,1896 June 26,1896 June 27,1896 July 18,1896 July 22,1896 July 25,1896 Aug 12,1896 Aug. 17,1896 Aug. 26,1896 Sept. 9,1896 do Sept. 10,1896 Sept. 11,1896 Sept. 19,1896 Oct. 3,1896 Oct. 7,1896 Oct. 14,1896 Oct. 17,1896 3,805,000 Citizens National Bank, Fargo, N. Dak Merchants National Bank, Devils Lake, N. Dak First National Bank, Alma, Nebr Columbia National Bank. Minneapolis, Minn Dakota National Bank, Sioux Falls, S. Dak First National Bank, Newport, Ky German National Bank, Louisville, Ky Mutual National Bank, New Orleans, La Merchants National Bank, Ocala, Fla Moscow National Bank, Moscow, Idaho First N ational Bank, Olympia, Wash First National Bank, Franklin, Ohio First National Bank, Griswold, Iowa National Bank of Potsdam, N. Y Northwestern National Bank, Great Falls, Mont Merchants National Bank, Jacksonville, Fla Union National Bank. Minneapolis, Minn The Dalles National Bank, The Dalles, Oreg City National Bank, Gatesville, Tex Merchants National Bank, Helena, Mont 1 Formerly in voluntary liquidation. 2 Restored to solvency for voluntary liquidation. 50,000 Nov. 9,1896 50,000 Nov. 10,1896 200,000 do 200,000 Nov. 11,1896 75,000 Nov. 24,1896 250,000 Dec. 3,1896 100,000 Dec. 10,1896 200,000 Dec. 17,1896 100,000 Dec. 18,1896 1,000,000 Dec. 21,1896 100,000 Dec. 31,1896 50,000 Jan. 7,1897 100,000 do 100,000 do 50,000 Jan. 11,1897 50,000 Jan. 12,1897 200,000 Jan. 14,1897 50,000 Jan. 20,1897 200,000 Jan. 21,1897 251,500 Jan. 22,1897 200,000 Jan. 27,1897 100,000 Feb. 3,1897 75,000 Feb. 4,1897 100,000 Feb. 17,1897 50,000 do 50,000 do 200,000 Mar. 2,1897 250;000 Mar. 6,1897 100,000 Mar. 17,1897 500,000 Mar. 20,1897 50,000 May 7,1897 50,000 May 29,1897 350,000 June 2,1897 173 REPORT OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. doubtful. worthless. good. Total assets. Offsets allowed and settled. Loss on Nominal assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $173,689 523,057 59,799 6,962 150,291 6,837 $313,874 816,389 44,130 24,639 61,998 69,338 $54,131 178,049 128,975 75,175 225,654 24,022 $192,380 991,223 16,173 50,689 36,722 25,522 $734,074 2,508,718 249,077 157,465 474,665 125,719 $24,594 594,875 1,227 7,312 34,212 1,458 $419,974 880,654 129,594 515 332,768 82,388 35,603 13,078 7,857 194,297 67,288 231,673 35,131 46,248 322,772 28,299 20,090 48,938 293,330 146,704 611,240 17,401 604 26,732 206,875 93,111 507,327 3,203,782 5,477,277 3,477,914 2,760,245 14,919,218 1,217,294 7,125,235 74,579 24,942 107,360 22,438 320,685 110,639 17,852 130,796 24,516 84,267 15,130 15,932 9,197 261,906 100,801 138,931 57,812 135,894 140,493 505,367 62,428 318,580 83,920 156,697 55,734 56,940 47,826 •41,295 49,838 36,611 162,437 23,861 494,443 111,445 36,614 128,069 92,812 54,323 84,808 2,463 48,138 74,835 28,671 14,492 33,964 54,011 47,526 25,580 15,192 116,808 94,040 49,408 21,636 8,368 32,616 15,710 253,889 214,976 361,573 236,204 1,003,147 753,031 132,086 694,253 295,288 344,695 177,308 83,703 137,777 393,746 72,105 1,521 7,944 2,807 32,560 15,713 2,331 8,320 1,605 3,112 1,405 79 915 79,193 126,912 146,461 223,827 176,110 192,676 298,347 79,143 336,172 266,536 202,949 98,867 62,161 44,436 157,827 22,594 58,065 36,712 15,982 231,104 263,997 2,064,048 26,090 21,210 25,450 62,494 48,978 66,618 52,842 56,673 48,248 383,813 68,900 1,639,425 90,725 195,413 83,203 39,999 163,403 37,632 104,475 12,781 100,613 278,638 602,408 463,799 24,162 54,112 10,567 34,176 63,255 8,281 6,893 60,879 10,900 315,190 40,720 1,021,193 26,505 20,318 16,455 26,725 14,914 135,125 222,275 167,045 175,923 1,208,745 976,025 5,188,465 167,482 291,053 135,675 163,394 290,550 2,040 9,280 10,334 10,178 17,073 31,881 634,228 4,830 10,324 4,536 20,731 3,117 90,803 141,167 1,434 105,728 395,927 645,774 3,239,458 67,326 203,666 61,043 50,059 188,559 4,096,963 4,792,160 3,187,315 2,126,995 14,203,433 938,162 7,603,368 38,719 41,160 168,784 50,552 63,259 541,307 231,479 44,287 95,791 7,636,207 1,065 76,049 85,796 57,295 208,257 267,451 134,526 765,013 128,063 182,330 135,119 1,490,358 30,693 106,004 7,624 17,090 246,955 103,573 131,758 208,361 223,650 470,037 40,713 4,778,553 23,490 7,370 3,783 19,170 100,754 112,689 42,422 121,291 26,145 77,256 19,913 7,963,143 38,014 29,138 135,922 134,715 724,750 534,265 371,905 1,635,972 609,337 773,910 291,536 21,868,261 93,262 218,561 27,694 4,093 17,569 30,817 35,682 162,553 44,279 37,241 14,980 1,340,736 63 4,680 51,458 57,267 328,597 369,828 187,525 634,734 231,393 417,475 156 7,132,812 72,368 76,167 80,160 48,522 1,681 150,763 42,510 204,993 233,745 162,646 32,877 14,878 77,572 23,792 7,576 152,125 422,388 153,080 16,217 54,801 11,102 619,922 308,64i 42,074 71,923 202,616 157,962 344,896 306,123 269,016 93,336 95,440 127,122 98,255 64,514 455,334 329,075 139,608 507,068 144,445 47,988 755,503 76,712 7,296 67,503 85,057 - 98,495 264,025 92,185 65,848 120,875 95,325 18,807 4,985 39,474 29,745 217,675 53,805 253,916 21,644 30,198 287,311 285,461 .7,327 1,478 48,106 46,514 368,827 52,953 19,650 7,407 51,068 56,449 8,110 16,771 121,811 361,579 11,014 64,929 37,867 2,955 97,615 750,974 105,219 142,585 486,542 345,481 1,182,741 685,006 517,160 254,495 256,711 279,950 135,142 128,335 759,015 1,330,717 357,507 842,130 258,757 92,243 1,760,351 12,547 47,204 157 37,134 22,235 218,954 51,799 14,363 7,758 5,913 8,256 4,368 5,395 13,366 56,444 5,245 167 9,364 7,065 151,469 302,625 5,605 133,388 210,812 160,333 481,822 322,297 246,055 189,441 165,361 125,845 59,166 75,008 336,744 7,050 154,368 570,761 24,193 13,134 794,454 3 Second failure. 4 Restored to solvency. $97,653 294 295 296 297 298 299 300 301 302 303 213,219 114,048 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 114,048 134,602 41,940 247,012 47,564 29,850 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 362 363 174 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Nominal • value of remaining assets. 94 95 96 97 38 99 00 01 02 03 $4,000 353,659 04 t)5 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 - 25,022 283,052 271,547 12,3G3 2,915 9 594,908 V 32 33 34 35 36 37 38 39 40 41 42 16,141 -w- 44 45 46 47. 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 1,041 14,442 12,765 1,000 Collected from assets. Collected from assessment upon shareholders. 1289,506 1,029,189 118,256 51,985 107,685 41,873 $72,180 361,668 Total Loans paid collections and other Dividends from all disbursepaid. ments. sources. Legal expenses. Receiver's salary and other expenses. 12,500 31,671 11,440 1361,686 1,390,857 118,256 64,485 139,356 53,313 $206,484 448,620 8,673 4,247 33,376 20,499 $115,464 730,557 idO,285 52,815 89,052 17,255 $11,114 42,624 2,783 2,806 4,127 5,572 $28,624 51,640 6,515 4,289 12,801 9,987 69,054 52,989 77,181 12,927 26,500 143,168 81,981 79,489 220,349 46,523 20,212 41,520 24,994 37,872 127,154 2,899 5,445 31,541 7,565 10,824 20,134 6,009,811 1,277,956 7,287,707 2,119,731 4,118,892 324,281 541,407 54,872 66,994 129,802 32,265 494,859 167,424 50,612 349,761 27,147 138,634 77,036 21,463 80,003 156,726 20,342 12,946 61,390 3,655 124,591 124,637 17,682 40,3C2 28,866 53,178 17,888 4, 780 30,090 80,535 75,214 79,940 191,192 35,920 619,450 292,061 68,294 390,123 56,013 191,812 94,924 26,243 110,153 237,261 35,013 30,809 81,579 11,503 131,160 10,016 14,982 172,863 18,660 14,035 21,902 9,285 69,782 12,551 25,401 36,259 88,471 15,544 432,630 231,093 33,819 169,945 30,148 160,122 49,225 11,851 26,488 182,207 6,539 3,096 6,073 2,658 20,591 16,501 4,400 21,712 828 7,406 4,772 173 7,278 8,346 8,261 9,716 15,069 6,215 35,069 30,203 6,081 25,003 6,377 10,249 8,424 4,934 6,605 21,056 39,367 71,828 41,229 60,017 795,745 298,370 1,314,779 95,326 77,063 70,087 92,604 98,874 io,ioe 25;i57' 49,473 90,906 41,229 64,389 947,925 367,044 1,686,320 106,670 85,891 74,960 92,004 124,031 19,052 32,463 8,342 12,368 752,500 185,420 573,400 49,821 8,346 15,723 8,935 52,715 19,452 39,116 25,023 37,642 114,035 128,235 1,022,614 42,811 54,967 42,283 67,435 52,420 2,325 4,421 2,840 3,316 13,879 21,500 25,588 2,547 7,954 5,349 3,483 4,397 8,644 14,906 3,582 8,953 20,636 31,889 62,646 9,973 14,624 11,605 12,751 14,499 1,297,095 6,200,042 2,353,285 3,139,236 208,032 408>570 16,200 81,328 55,134 16,200 173,518 68,067 34,830 5,285 838,508 56,770 89,555 459,912 188,754 148,817 1,012,203 402,332 354,024 147,083 14,233,221 20,831 166,810 8,856 25,513 149,866 18,805 13,165 204,802 63,488 154,510 58,254 1,989,289 125 33,332 41,505 51,213 273,222 131,995 104,551 744,114 289,710 171,946 72,232 11,932,745 9,817 116,693 1,797 2,757 5,697 6,678 10,410 26,263 3,651 10,633 4,364 158,622 3,854 4,346 4,612 10,072 18,969 22,972 20,691 37,024 18,243 16,935 9,055 152,565 7,035 12,439 505,520 10,470 13,342 280,947 206,287 481,965 430,405 282,286 83,879 90,824 156,982 91,302 83,502 468,067 1,020,211 234,951 442,071 177,636 42,194 960,178 279,405 1,397 3,277 46,345 22,407 113,231 59,775 154,058 32,639 31,455 41,646 18,558 15,227 118,510 260,546 101,099 8,966 14, 768 20,211 270,181 194,559 7,074 1,983 190,620 164,.898 321,412 310,388 103,472 38,215 37,491 96,611 53,221 44,806 308,281 723,098 108,103 276,330 148,313 13,335 636,142 10,102 195 l r 795 3,724 5,616 15,795 23,918 3,424 4,173 5,630 2,985 6,450 5,201 11,834 10,873 7,270 9,662 2,337 2,192 11,130 21,394 1,804 6^287 15, 795 13,306 31,527 26,737 16,335 8,852 16,248 8.917 13,073 10,998 26,466 23,487 18,479 14,787 11,874 5,132 42,585 4,902,947 56,770 73,355 378,584 133,620 132,617 838,685 333,665 319,194 141,798 13,394,713 20,831 137,714 435,802 10,470 9,040 238,596 162,913 481,965 310,910 255,701 57,296 70,995 145,849 58,843 46,932 408,905 1, .020,211 197,894 271,202 177,036 42,194 814,428 19,078 4,372" 152,180 68,674 371,541 11,344 8,828 4,873 29,096 69,718 4,302 42,351 43,374 119,495" 26,585 26,583 19,829 11,133 32,459 36,570 59,162 37,057 170,809 145,750 175 EEPOBT OF THE OOMPTEOLLEB OF THE CUKEENCY. and closing, since the organization of the national-banking system, with amounts of nominal from all sources, etc.—Continued. Amount Balance in Amount of returned to assessment hands of Comptroller shareholders uwn sharein cash. or receiver. holders. 50,000 166,000 50,000 52.00 100.00 100.00 100.00 49.20 35.00 5,136 100,000 50,000 213,500 110,801 50,431 189,866 22.40 75.10 75.20 180,800 3,147,520 6,078,734 50,150 60,000 100,000 55,000 150,000 235,000 30,000 200,000 50,000 78,750 56,000 11,500 50,000 100,000 36,287 93,223 147,097 81,830 598,805 303,898 47,686 353,961 118,995 167,778 61,378 22,511 73,312 182,207 70.00 39.00 60.10 19.00 72.25 76.25 70. 61 52.15 25.50 96.90 80.20 58.00 43.70 100.00 50,000 50,000 100,000 72,309 141,571 38,709 43,524 146,199 599,707 2,874,913 62,624 176,171 49,053 62,044 168,471 26.00 27. 70 100.00 91.00 78.00 23.10 39. (X) 82.30 31.20 86.20 100.00 32.75 2,773,400 6, 724,263 18,000 110,000 156,000 75,000 250,000 100,000 200,000 14,000 1,000,000 41, ,505 51,215 290,771 197,136 224,862 1,005, 594 294, 788 307,692 95,143 11,585,189 19,086 135,612 100.00 100.00 98.40 65.50 46.50 74.00 100.00 58.50 100.00 100.00 51.20 97.50 266,837 6,834 53,582 188,470 203,054 367,356 292,497 124,763 149,375 96,443 103,512 72,166 58,906 343,372 660,109 157,752 282', 242 134,021 12, 262 961,666 71.20 100.00 3.70 100.00 88.40 87.50 100.00 82.80 23.80 39.40 97.15 80.00 82.00 90.90 100.00 71.40 95. 77 100.00 100.00 66.00 268 4,188 9,012 10,601 13,101 173 1,442 2,110 46,702 2,072 1,518 2,245 88,674 12,158 8,304 27,240 3,178 1150,000 500,000 20,000 225,000 200,000 800,000 35,000 50,000 17,000 50,000 100,000 24,463 9,587 4,997 6,823 7,210 2,976 2,207 132,326 344 1,324 146 Dividends (per cent). $240,599 668,236 92,598 52,062 183,021 52,494 $117,416 $2,656 Amount of claims proved. 50,000 120,000 50,000 145,870 70,000 100,000 75,000 44,000 50,000 50,000 140,000 100,000 250,000 356,666 Interest dividends (per cent). 26.05 100.00 100.00 100.00 100.00 100.00 16.30 100.00 48.02 100.00 100.00 100.00 Finally closed. Aug. Sept. Feb. Aug. Aug. July Feb. Apr. June Aug. 19,1901 30,1902 26,1897 3,1896 31,1899 18,1905 1,1896 25,1898 18,1900 28,1900 294 295 296 297 298 299 300 301 302 303 June Mar. Sept. Sept. Mar. Sept. Mar. Mar. Aug. Sept. Mav Sept. July Aug. Jan. Oct. Feb. Jan. Dee. July Aug. June Feb. Dec. Mar. Oct. Sept. 10,1910 25,1901 30,1903 22,1899 15,1906 29,1911 20,1899 31,1903 15,1899 30,1901 21,1900 21,1899 9,1900 27,1907 7,1897 30,1899 12,1901 28,1899 2,1899 24,1902 12,1902 17,1903 24,1902 27,1905 20,1903 21,1901 30,1905 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 328 329 330 Mar. Oct. May Apr. Oct. June Aug. Sept. May Sept. Apr. Dec. Mar. June Aug. May Jan. Sept. Sept. June July Sept. Sept. Oct. Oct. Sept. Oct. July May May May Mar. June 29,1898 9,1899 6,1901 16,1900 1,1903 23,1902 15,1899 30,1905 16,1898 30,1906 30,1901 1,1900 16,1897 15,1903 7.1897 20^1901 22,1900 5,1900 30,1909 5,1905 9,1900 30,1901 30,1903 24,1900 1,1906 30,1903 24,1902 5,1900 31,1901 25,1901 15,1903 24,1899 17,1903 331 332 333 334 335 336 337 338 339 340 341 342 343 344 345 346 347 348 349 350 351 352 353 354 355 356 357 358 359 360 361 Sn^ 363 176 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. ' Date of organization. First National Bank, Orleans, Nebr Keystone National Bank, Erie, Pa Merchants and Miners Nat'l Bank, Phillipsburg, Mont. First National Bank, Asheville, N. C First National Bank, Benton Harbor, Mich May 19,1885 Oct. 19,1864 Feb. 1,1893 Dec. 4,1885 Mar. 15,1890 Total. Sault Ste. Marie National Bank, Sault Ste. Marie, Mich. First National Bank, Pembina, N. Dak Chestnut Street National Bank, Philadelphia, Pa National Bank of Paola, Kans First National Bank, Larimore, N. Dak 1 7,1887 20,1886 14,1887 30,1887 9,1883 6,1864 7,1881 Total. First National Bank, New Lisbon, Ohio First National Bank, Carthage, N. Y First National Bank, Neligh, Nebr First National Bank, Flushing, Ohio First National Bank, Emporia, Kans , First National Bank, Cordele, Ga Cocheco National Bank, Dover, N. H Citizens National Bank, Niles, Mich Atehison National Bank, Atchison, Kans... First National Bank, Penn Yan, N. Y 2 First National Bank, Arkansas City, Kans. First National Bank, McPherson, Kans. 2 ... Mar. 7,1874 Dec. 12,1879 Sept. 2,1879 May 6,1884 Jan. 2.1872 Apr. 16,1891 Apr. 29,1865 Sept. 27,1871 Feb. 8.1873 Feb. 8,1864 June 30.1885 June 17.1886 Total. Broadway National Bank, Boston, Mass Peoples National Bank, Denver, Colo.2 Globe National Bank, Boston, Mass Merchants National Bank, Rutland, Vt Somerset National Banking Company, Somerset, Ky. South Danvers National Bank, Peabody, Mass Oct. July Mar. Feb. June Mar. 25,1864 30,1889 25,1865 25,1885 29,1900 31,1865 Feb. Mar. Jan. Apr. Nov. Aug. Apr. Apr. Jan. July Nov. 10,1891 3,1891 3,1871 29,1880 13.1882 15.1883 7,1865 11,1865 26,1899 17,1873 30,1875 First National Bank, Austin, Tex A Eufaula National Bank, Eufaula, Ala June July July Aug. Sept. 5,1897 26,1897 28,1897 23,1897 21,1897 100,000 Dec. 10,1897 50,000 Jan. 19,1898 500,000 Jan. 29,1898 50,000 Feb. 1,1898 50,000 Feb. 26,1898 250,000 May 23,1898 200,000 Sept. 27,1898 1,200,000 50,000 100,000 50,000 50,000 100,000 50,000 150,000 50,000 50,000 50,000 100,000 50,000 Nov. 3,1898 Nov. 4,1898 ....do Nov. 5,1898 Nov. 16,1898 Mar. 4,1899 June 6,1899 July 8,1899 Sept. 5,1899 Sept. 18,1899 Oct. 19,1899 Oct. 28,1899 850,000 200,000 300,000 1,000,000 100,000 50,000 150,000 Dec. Dec. Dec. Mar. Aug. Sept. 16,1899 20,1899 21,1899 26,1900 17,1900 19,1900 Dec. Dec. Mar. Apr. Apr. Apr. June June June Aug. Oct. 21,1900 27.1900 9,1901 13.1901 17,1901 20,1901 24,1901 27,1901 29,1901 3,1901 21,1901 1,800,000 Total. 200,000 50,000 100,000 60,000 100,000 50,000 200,000 500,000 300,000 100,000 100,000 1,760,000 First National Bank, Belmont, Ohio Hancock National Bank,Boston, Mass.2. Total. Central National Bank, Boston, Mass National Bank of South Pennsylvania, Hyndman, Pa. First National Bank, Asbury Park, N. J First National Bank of Florida, Jacksonville, Fla Southport National Bank, Southport, Conn Nayesink National Bank, Red Bank, N. J Citizens National Bank, Beaumont, Tex Groesbeck National Bank, Groesbeck, Tex Packard National Bank, Greenfield,1 Mass Bolivar National Bank, Bolivar, Pa. Federal National Bank, Pittsburgh, PaA First National Bank, Allegheny, Pa.1 Total. $50,000 150,000 50,000 100,000 50,000 Receiver appointed. 5,851,500 July Jan. June Sept. Jan. Hampshire County National Bank, Northampton, Mass. . Apr. 2 State National Bank, Logansport, Ind. Dec. Total. American National Bank, Baltimore, Md... First National Bank, White Pigeon, Mich.. First National Bank, Niles, Mich Farmers National Bank, Vergennes, Vt Le Mars National Bank, Le Mars, Iowa First National Bank, Vancouver, Wash Pynchon National Bank, Springfield, Mass. Seventh National Bank, New York, N. Y.1. City National Bank, Buffalo, N. Y Capital stock. Mar. 18,1893 July 15,1865 50,000 Feb. 25,1902 400,000 Apr. 4,1902 450,000 Apr. July Feb. Aug. Dec. Mar. May Mar. May Feb. Nov. Jan. 30,1873 2,1899 4,1886 24,1874 29,1864 19,1891 31,1901 22,1890 17,1875 24,1902 16,1901 14,1864 500,000 50,000 100,000 50,000 100,000 50,000 100,000 50,000 100,000 30,000 2,000,000 350,000 3,480,000 i Restored to solvency. Nov. 13,1902 Dec. 16,1902 Feb. 13,1903 Mar. 14,1903 May 19,1903 Aug. 14,1903 Aug. 20,1903 Aug. 22,1903 Oct. 1,1903 do Oct. 21,1903 Oct. 22,1903 177 EEPOET OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national banking system, ivith amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. doubtful. worthless. good. Offsets allowed and settled. Total assets. $7,219 116,234 9,259 21,514 46,597 $32,549 426,436 42,170 52,969 81,685 $49,631 107,053 47,862 259,747 10,649 $1,493157,378 8,148 8,556 23,379 11,700,832 8, 787,653 8,664,997 10,420,563 39,574,045 2,448,490 35,933 84,629 1,403, 446 19,776 32,559 573,819 2,172 69,543 50,018 393,955 22,573 42,516 174,241 47,557 26,018 20,064 1,452,706 25,189 25,623 117,300 51,068 38,428 34,879 497,164 3,268 41,478 79,519 27,116 169,922 189,590 3,747,271 70,806 142,176 944,879 127,913 5,495 218,813 2,402 2,301 136,857 2,152,334 800,403 1,717,968 721,852 5,392,557 26, 885 97,964 65,760 45,903 147,541 25,723 111,488 99,109 70,202 49,998 37, S25 178,768 32,640 24,193 277,427 24,077 86,217 65,785 79,521 69,130 121,667 32, 733 75,639 42,583 205,487 23,806 43,179 34,283 77,465 48,000 58,286 19,488 14,729 5,310 203,970 20,283 20,901 13,574 26,673 20,465 244,763 328,953 188,768 117,989 834,425 93,889 261,785 212, 751 253,861 187,593 85 85 740,573 875,683 704,842 403,764 2,018,916 38, 695 2,818,225 151,884 75,253 103,106 534,916 200,266 3,414,138 74,341 81, 761 427,776 48,839 269,723 1,172,932 206,392 271 42,472 5,206,079 4,733,498 285,336 40, 724 220,767 102,607 25,797 137,217 755,664 324,152 46,135 94,854 17,525 114, 686 101,198 942,113 3,090,031 182,081 $90,892 807,101 ""•"$36," 928* 107,439 370 342, 786 453 162,310 11,149 Loss on assets compounded or sold under order of court. Nominal value of assets returned to stockholders. $83,347 496, 728 3,099 94,828 13,875 $78,499 14,630,119 602,963 23,496 98,555 82,129 78,346 48,771 97,347 38,235 77 180,589 96,940 365,868 394,689 326,300 3,943 18,898 7,055 6,226 25,229 25, 286 5,710 4,652 9,034 2,202 162,437 114,051 93,050 41,710 338,563 36,643 73,306 63,804 140,795 84,861 2, 724,862 108,235 1,149,220 730,396 1,074 1,031,844 77,006 42,821 26,546 3,333,067 509,758 8,437,439 509, 623 200,106 599,900 223,705 1,743 445,526 1,107,394 220,932 13,059 380,201 1,062,965 261,820 42,698 9,627 19,216 1,740,629 1,909,687 13,589,893 557,066 2,168, 855 2,115,822 102, 279 16, 064 45,157 13, 755 78,303 10,928 8,482 88,721 15, 889 94,881 21,736 33,007 25, 864 108,162 800,488 118,812 455,659 155, 623 251,793 275,237 1,814,421 66,859 3,227 26,395 9,129 9,424 7,119 39,884 34,491 1,114 88,150 11,561 155,816 37,879 111, 428 1,129,594 140,204 550,589 4,910,418 324,038 867,770 40,688 101,639 46,056 370,464 27,654 162,114 4,840,254 2, 810,945 516,811 984,905 9,152,915 513,729 1,470,323 134,036 127 115,915 151,803 34,158 129,994 13,703 88,339 189,240 16,031 22,007 300,140 303,931 1,052,857 49,412 267, 718 164,152 38,038 604,071 13,703 277,579 251,338 37, 231 90,995 127, 098 82,190 99, 286 197,726 30,475 8,870 107,885 14,109 65,727 89,550 51,208 68,746 53,038 8,105 26,834 9,471 3,897, 796 115,426 547, 990 461,735 359, 632 520, 644 593,987 245, 747 438,855 122,280 599,639 1,209 26,650 34,789 12,047 31,884 132,313 17,986 19,073 6,733 129,339 2,681 134,365 233,992 77,496 79,474 165, 782 100,507 19,350 433,010 50,007 4,045,137 1,839,073 925,209 494,673 7,304,092 882,323 942, 986 601,158 Second failure. 394 395 396 397 398 399 400 401 402 403 404 405 406 932,765 21, 459 259,872 84,082 41, 256 101, 256 117, 809 98,963 130, 803 50,808 Formerly in voluntary liquidation. http://fraser.stlouisfed.org/ 64776°—CUR 1912 12 Federal Reserve Bank of St. Louis 388 389 390 391 392 393 49,412 134,163 3 369 370 371 372 373 374 375 376 377 378 379 380 381 382 383 384 385 386 387 2,605, 808 42, 627 131,396 161,005 184,978 251,356 225,414 108, 204 272,348 62,001 2 364 365 366 367 368 96,191 21,950 407 408 409 410 411 41? 413 414 415 416 417 418 178 REPORT OF THE COMPTROLLER OF THE CURRENCY, TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, .* and additional assets, amounts collected Nominal value of remaining assets. 364 365 366 367 368 Receiver's Legal salary and other expenses. expenses. $7,545 236,994 25,471 23,165 113,790 $13,080 84,525 34,800 2,417 $20,625 321,519 60,271 25,582 113,790 $1,799 34,355 1,804 3,334 14,731 $7,536 245,577 53,229 12,827 86,197 $5,946 10,718 1,374 1,834 2,859 $5,344 30,869 3,864 7,587 9,308 21,586,293 2,299,325 23,885,618 4,3S9,729 18,123,521 406,269 722,127 71,367 101,966 3,118,142 19,633 42,528 589,198 30,896 11,906 17,974 178,058 83,273 119,940 3,296,200 19,633 56,960 589,198 30,896 1,361 14,956 750,476 721 23,699 7,843 21,980 79,211 83,432 2,195,334 10,099 20,199 508,910 20 5,788 90,282 2,529 2,918 3,426 1,660 2,681 15,764 93,415 4,657 10,144 6.399 3,356 331,970 3,973,730 j 222,370 4,196,100 821,036 2,897,185 106,623 136,416 2,500 101,540 6,117 78,383 196,004 88,663 67,553 369,093 25,843 182, 769 144,295 104,032 100,530 39,257 62,832 11,348 2,330 69,382 801 1,516 29,563 15,974 524 71,229 10,200 15,183 12,263 714 21,667 4,850 95,083 194,772 70,724 62,649 325,415 4,080 105,314 114,532 92,859 79,877 5,099 7,319 6,694 549 21,145 5,677 1,100 3,562 3,443 4,008 $36,451 224,340 306,180 369 370 371 372 373 374 375 Collected from Total Loans paid Collected assessment collections and other Dividends from upon from all disbursepaid. assets. sharesources. ments. holders. 331,970 14,432 85 18,100 6,296 10,311 117,640 258,836 100,011 69,883 438, 475 26,644 182, 769 144,295 104,032 118,630 6,296 10,396 5,718 882 15,942 20,150 6,619 6,161 20,686 6,687 7,772 13,938 7,016 7,683 1,446 3,796 1,357,250 220,657 1,577,907 183,683 1,151,023 59,478 117,896 2,044,654 64,232 6,015,368 245,993 177,420 200,483 116,869 979,021 92,837 6,383 135,462 2,044,654 181,101 6,994,389 338,830 183,803 335,945 875 6,513 4,052,940 2,406 23,172 89,506 2,024,779 152,546 2,861,140 307,352 140,556 207,840 2,416 3,099 29,451 8,232 6,582 16,969 4,892 8,180 45,207 20,840 7,172 21,630 8,748,150 1,330,572 10,078,722 4,175,412 5,694,213 66,749 107,921 12,092 306 209,360' 483,319 65,059 338,103 134,933 86,553 229,933 1,453,749 495,411 65,059 403,252 179,366 122,403 246,073 1,494,072 113,825 9,291 34,943 79,224 27,632 2,712 358,547 337,310 45,858 322,306 85,125 75,971 227,070 1,056,782 10,911 1,304 15,779 4,179 7,537 2,750 10,973 30,130 2,455 21,411 10,838 6,383 11,971 31,898 2,918 3,715,692 168,356 3,884,048 687,950 3,090,701 37,133 68,264 6,417 174,279 49,339 223,618 85,039 123,715 3,561 11,303 437,831 6,681,620 431,6S2 7,113,302 1,399,163 5,364,838 94,127 194,653 405 406 198,098 114,691 35,516 80,129 233,614 194,820 8,654 10,858 213,074 131,478 3,096 3,027 6,819 7,422 312,789 115,645 428,434 19,512 344,552 6,123 14,241 407 408 409 410 411 412 413 414 415 416 417 418 2,735,808 61,529 370,037 192,954 270,089 409,286 242,624 127,254 304,241 93,597 22,280 10,640 66,233 42,138 60,862 13,734 2,735,808 61,529 392,317 203,594 336,322 451,424 303,486 140,988 304,241 93,597 484,939 178 104,598 47,417 98,458 166,191 141 80,012 50,368 878 2,116,552 54,092 250,181 122,661 194,268 259,086 263,850 48,271 243,619 82,154 29,912 350 9,306 11,655 17,682 10,045 12,180 5,341 894 3,301 59,794 3,052 14,939 21,861 21,365 16,102 22,970 7,364 5,046 6,990 4,807,419 215,887 5,023,306 1,033,180 3,634,734 100,666 179,483 376 377 378 379 380 381 382 383 384 385 386 387 110,157 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 403 404 215,819 3,"6ii' 16,938 53,268 70,206 65,'i49* 44,433 35,850 16,140 40,323 179 REPORT OP THE COMPTROLLER OF THE CURRENCY. and dosing, since the organization of the national-banking system, with amounts of nominal from all sources, etc.—Continued. Balance in Amount Amount of hands of returned to assessment ; comptroller shareholders upon share- ; or receiver. in cash. holders. $43,000 150,000 \ 40,000 : 100,000 • $38,952 '446,505 49,743 175,726 81,660 4,000,.870: 19,576,398 $695 $140 243,832 10,181 156,512 1,627 20,000 50,000 500,000 50,000 62,620 3,900 10,181 224,659 7,032 65,827 9,131 2,561 10,763 5,651 6,321 9,131 25,296 3,235 6,151 8,813 35,872 44,685 4,880 1,570 15,836 1,971 42,035 44,006 3,283 44,611 3,857 10,010 4,549 4,345 71,960 20.00 55.00 100.00 7.30 100.00 loo, oo: 100.00 132,585 196,074 103,012 59,753 500,426 5,829 103,057 134,755 185,718 82,348 73.00 99. 50 70.20 100.00 65.00 70.00 100. 00 .85.00 50.00 97. 00 14,567 39.25 489,000 \ 1,518,124 150,000 1,000,000 100,000 • 21,000 i 150,, 000 i 2,009,815 200,000 2.671,318 318,501 120,804 259,404 1,421,000 5,579,842 315,579 45,222 402,437 119,618 122,403 •227,070 1,048,708 100. 00 100.00 80.00 71.50 60. 00 100. 00 100.00 300,000 ; 3,332,348 92.25 100,000 160,995 74.60 806,000 5,774,380 50,000 90,000 : 140,000 53,000 ; 50,000 83,000 50,000 100,000 50,000 386,000 217,294 128,371 98.10 100. 00 100.00 100.00 87.40 100.00 100.00 100.00 76.25 100.00 96.50 100.00 81.00 100,000 : 60,000 l 100,000 30,000 98,000 18,000 ; 100.00 100.00 2,625,988 50,000 50,000 50,000 : 21 000 21,000; 100.00 100.00 82. 00 100.00 100.00 32.70; 50,000 90,000 50,000 2,500 100,000 4,500 4,314 274 3,283 71,250 101,748 1,881,341 10,035 63,725 497,889 Interest dividends (per cent). Dividends (per cent). 620,000 53,400 5,395 Amount of claims proved. 100.00 100.00 Finally closed. Sept. Oct. Oct. July May j 18,1907 1,1906 22,1898! 27,1909 31,1900; 364 365 366 367 368 369 370 371 26,1890 372 15,1904 373 20,1899 374 7,1899 \ 375 Nov. 15,1898 Sept. 18,1907 D«c. Aug. Mar. Oct. May 18,1903 ' 376 Feb. 17,1903 \ 377 Feb. 10,1902 i 378 June 15,1901 ! 379 Dec. 31,1906 ! 380 Nov. 30,1909 i 381 Sept.. 30,1901 i 382 June 10,1902 ' 383 Oct. 25,1901 : Oct. 27,1902 ! 385 Sept. 18,1900 1 386 Feb. 24,1903 \ 387 Feb. June Feb. Mar. Sept June 15,1900 i 30,1904 25,1S03 31,1906 \ 30,1908 : 30,1910 ; 388 389 390 391 392 393 80. 77 : Oct. 31,1908 100.00 Sept. 27,1901 394 395 396 Oct. 1,1906 397 Jan. 5,1903 398 June 14,1904 ; 399 400 Nov 12,1901 : 401 Dec. 31,1909 : 402 Jan. 2,1902 403 May 4,1904 i 404 : Feb. 29,1904 Oct. 20,1904 405 406 loo. oo : Oct. 20,1906 407 408 409 410 411 412 413 414 415 416 417 418 100. 00 345,665 ; 2,041,789 53,55.6 259,098 239,577 189,715 301,224 277,288 119,216 238,929 74,601 3,794,993 100.00 100.00 96.50 51.20 100.00 86.00 95.30 55.00 100. 00 100.00 100.00 22.40 100. 00 100. 00 July OctSept. July June Oct. Aug. July Oct. Dec. Dec. 16,1903 23,1806 30,1908 .31,1911 D, 1006 31,1908 15,1905 1,1904 9,1906 14,1903 7,1903 180 EEPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. First National Bank, Victor, Colo Farmers National Bank, Henrietta, Tex Indiana National Bank, Elkhart, Ind '. First National Bank, Storm Lake, Iowa Citizens National Bank, McGregor, Tex Equitable National Bank, New York, N. Y American Exchange National Bank, Syracuse, N .Y.. First National Bank, Matthews, Ind Galion National Bank, Galion, Ohio First National Bank, Billings, Okla.i Orange Growers National Bank, Riverside, Cal National Bank of Holdenville, Ind. T Capitol National Bank, Guthrie, Okla First National Bank, Macon, Ga First National Bank, Cape May, N. J Elk City National Bank, Elk City, Okla Medina National Bank, Medina, N. Y First National Bank, Grinnell, Iowa Peoples National Bank. Swanton, Vt First National Bank, Claysville, Pa Date of organization. Sept. July Jan. Dec. July June Apr. Oct. Nov. Sept. June Mar. Mar. Dec. May Mar. Feb. Jan. Mar. Mar. 25,1900 3,1889 7,1893 1,1881 18,1900 2,1902 12.1900 24.1901 2,1886 10,1901 13,1903 7,1901 9,1892 9,1865 29,1901 17,1902 19,1895 15,1866 7,1894 27,1890 Oct. Nov. Mar. June Apr. Dec. Oct. Jan. July June Nov. Aug. Feb. Oct. Mar. Mar. May Feb. June Aug. Feb. Apr. 8,1891 30,1891 28,1889 2,1882 27,1886 2,1868 30,1903 28,1903 25,1904 27,1900 1,1899 13,1900 27,1865 8,1888 13.1882 6,1886 10,1893 2,1900 23,1902 14,1902 12.1883 4,1895 Mar. Dec. May Aug. Oct. May Oct. Aug. 30,1903 16,1904 29,1901 17,1900 18,1905 28,1901 14,1864 30,1902 Feb. Nov. May Oct. Mar. Mar. 25,1865 28,1903 6,1903 7,1898 21,1865 27,1893 200,000 25,000 100,000 50,000 Oct. 20,1870 50,000 $50,000 50,000 100,000 50,000 25,000 200,000 200,000 25,000 60,000 25,000 100,000 50,000 100,000 200,000 25,000 25,000 50,000 100,000 50,000 50,000 Receiver appointed. Nov. 4,1903 Nov. 18,1903 Nov. 19,1903 Jan. 2,1904 Feb. 8,1904 Feb. 10,1904 Feb. 11,1904 Feb. 13,1904 Feb. 15,1904 Feb. 19,1904 Mar. 23,1904 do. Apr. May May May June July Aug. Oct. 4,1904 16,1904 24,1904 28,1904 22,1904 27,1904 18,1904 11,1904 1,535,000 Total. Berlin National Bank, Berlin, Wis Wooster National Bank, Wooster, Ohio Big Bend National Bank, Davenport, Wash Citizens National Bank, Oberlin, Ohio First National Bank, Conneaut, Ohio First National Bank, Faribault, Minn American National Bank, Abilene, Tex First National Bank, Nederland, Tex First National Bank, Cornwall, N. Y First National Bank, Lexington, Okla First National Bank, Barberton, Ohio First National Bank, Ladysmith, Wis Fredonia National Bank, Fredonia, N. Y Vigo County National Bank, Terre Haute, I n d . . First National Bank, Topeka, Kans Spring Valley National Bank, Spring Valley, 111. First National Bank, Toluca, 111 City National Bank, Kansas City, Mo Minot National Bank, Minot, N. Dak First National Bank, Orrville, Ohio Peoria National Bank, Peoria, 111 Enterprise National Bank, Allegheny, Pa Total. 50,000 100,000 50,000 60,000 50,000 50,000 75,000 25,000 25,000 25,000 50,000 25,000 100,000 150,000 300,000 50,000 100,000 300,000 25,000 25,000 200,000 200,000 Nov. 17,1904 Nov. 23,1904 Nov. 25,1904 Nov. 28,1904 Dec. 20,1904 Jan. 3,1905 Jan. 18,1905 Jan. 26,1905 May 19,1905 May 24,1905 May 26,1905 June 2,1905 June 19,1905 June 28,1905 July 3,1905 July 5,1905 do July 20,1905 Sept. 19,1905 Sept. 27,1905 Oct. 7,1905 Oct 18,1905 2,035,000 Farmers National Bank, Kingfisher, Okla First National Bank, Lineville, Ala American National Bank, Boston, Mass First National Bank, West, Tex First National Bank, Attalla, Ala Delmont National Bank ol New Salem, Delmont, Pa. First National Bank, Chelsea, Mass Bates National Bank, Butler, Mo Total. 25,000 25,000 200,000 25,000 30,000 25,000 300,000 50,000 Nov. Nov. Nov. Mar. Apr. May Aug. Sept. 1,1905 24,1905 27.1905 27.1906 24,1906 Dec. Feb. July Oct. Oct. Oct. 12,1906 4,1907 5,1907 15,1907 25,1907 29,1907 2,1906 17,1906 20,1906 680,000 Farmers and Drovers National Bank, Waynesburg, Pa. First National Bank, Scotland, S. Dak Fort Dallas National Bank, Miami, Fla First National Bank, Dresden, Ohio First National Bank, Brooklyn, N. Y Farmers and Merchants National Bank, Mount Pleasant, Pa. First National Bank, Chariton, Iowa Total. Capital stock. 300,000 50,000 775,000 1 Formerly in voluntary liquidation. Oct. 31,1907 181 REPORT OF THE COMPTROLLER OP THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. good. doubtful. worthless. Total assets. Offsets allowed and settled. Loss on Nominal assets com- value of pounded or assets resold under turned to order of stockcourt. holders. $97,140 109,243 168,282 88,888 79,351 175,063 279,960 43,190 150,296 $219,978 61,643 208,572 43,032 36,011 203,308 181,353 68,659 335,236 $13,548 30,302 421,100 94,559 13,313 71,512 183,444 11,735 908 $34,672 10,837 65,076 32,586 10,087 5,731 74,587 20,801 27,167 $365,338 212,025 863,030 259,065 138,762 455,614 719,344 144,385 513,607 $31,740 39,352 49,173 14,917 52,260 37,638 81,751 5,886 27,755 114,793 100,630 225,628 533,519 37,672 327,030 342,584 21,782 22,438 62,746 219,565 67,795 109,162 16,000 102,211 575,516 619,171 4,097 25,658 198,988 23,460 82,016 120,829 12,127 48,991 239,884 33,979 42,994 11,056 227,303 182,265 36,585 36,107 41,090 '28,570 297,157 117,574 1,656 2,400 21,961 49,492 28,931 47,076 602,736 217,444 1,439,587 1,113,308 70,529 61,552 510,998 474,782 215,327 313,174 1,630 45,480 111,950 45,496 11,947 1,755 15,460 12,346 6,032 3,076 46,048 162,368 195,270 27,124 23,101 251,228 199,195 42,595 118,591 2,935,706 3,125,738 1,711,712 917,451 8,690,607 595,644 2,329,740 113,232 231,208 200,062 229,245 65,707 87,429 126,6^3 2,347 22,197 7,745 130,499 13,250 369,822 858,046 756,684 57,108 110,395 849,549 96,527 11,462 1,058,293 874,927 91,244 149,528 241,165 36,441 166,774 328,5^0 51,909 21,640 6,706 16,319 86,447 27,873 257,604 203,104 1,222,435 463,569 278,226 551,898 53*, 482 34,680 178,522 1,189,893 35,510 33,336 93,947 247,609 47,161 203,882 146,625 •12,602 25,240 25,025 39,286 29,126 356,006 68,538 139,157 46,040 71,586 15,741 9,959 50,333 134,709 22,358 46,470 148,812 38,560 4,254 221,406 23,475 1,338 953 2,267 9,485 2,757 97,501 182,652 110,844 17,821 26,731 14,360 85,631 1,552 115,728 346,522 262,344 460,542 683,986 551,855 283,896 841,287 348,652 37,927 55,096 51,356 265,717 73,006 1,080,933 1,312,340 2,229,120 538,498 461,392 1,487,393 251,381 57,653 1,402,876 2,546,051 5,909 44,289 124,251 40,375 30,129 34,034 31,196 6,199 3,728 1,769 19,997 7,927 113,009 89,182 208,523 8,328 34,686 107,974 45.857 10', 148 75,616 302,482 122,555 143,907 164,401 250,290 162,505 417,361 128,992 24,278 22,179 30,063 55,469 35,263 319,397 53,896 577,021 335,900 181,389 228,731 11,973 35,275 36,448 79,675 6,272,377 5,658,029 1,831,418 1,521,477 15,283,301 1,345,608 3,416,968 313,452 4,235 25,093 204,186 58,437 57,703 33,359 348,712 90,309 9,105 9,201 148,145 32,952 41,455 28,501 305,058 42,084 11,261 24,596 119,730 21,268 49,745 4,033 500,487 80,499 7,206 3,405 31,513 1,801 12,107 1,591 77,628 19,752 31,807 62,295 503,574 114,458 161,010 67,484 1,231,885 232,644 200 7,873 33,301 5,182 13,304 5,021 114,781 44,295 1,303 15,964 204,683 14,003 58,405 25,087 124,888 28,858 13,882 822,034 13,882 $67,430 79,770 532,540 120,061 23,368 419 420 4?1 4?,? $157 072 140,688 423 424 425 4?fi ^27 428 429 430 431 432 433 434 435 436 437 438 297,760 130,687 182,765 439 440 441 44? 443 444 445 446 447 448 449 450 451 452 453 454 455 456 457 458 459 460 461 4m 463 464 465 466 467 468 616,501 811,619 155,003 2,405,157 223,957 473,191 814,783 30,777 137,701 101,952 2,013,406 40,047 404,575 191,593 130,499 48,363 134,825 1,108 2,009,490 5,223 150,710 80,830 4,968,178 124,410 827,811 375,483 546,197 13,720 53,717 6,842 1,349,961 80,789 441,477 154,191 305,596 366,349 850 75,360 748,155 38,207 260,515 469 470 471 472 473 474 444,469 164,547 137,488 226,341 972,845 100,496 53,926 475 1,835,278 3,180,517 453,133 2,547,954 8,016,882 759,179 2,340,859 182 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 39.—Insolvent national banks, dates of organization, appointment of'receiver•, and additional assets, amounts collected Nominal value of renaming assets. 41<) 4?fl 421 4^? 4?3 424 425 4^6 427 428 429 430 431 432 433 434 435 436 437 438 $27,284 19,805 16,935 74,898 1,951 50,549 154,541 24,791 50,957 $217,545 88,204 295,431 37,786 60,231 174,263 246,107 22,409 139,839 $2, 475 2,019 6,934 6,639 1,646 3,961 23,263 715 12,669 $18,864 7,115 27,054 14,964 5,086 8,904 24,993 3,987 16,741 33 15,499 305,239 91,607 208 16,008 85,554 6,075 21,544 6,802 552,873 26,710 510,737 635,807 28,071 16,673 148,179 290,220 77,698 217,308 253 6,"700' 60,004 8,500 47,464 601,106 73,584 876,890 866,618 31,458 36,696 251,010 323,245 109,466 238,971 6,223 20,234 17,666 121 15 3,239 3,657 1,085 3,452 3,185 14,705 34,912 18,002 2,070 4,000 14,038 23,293 9,139 11,409 4,809,445 548,565 5,358,010 970,280 3,786,091 116,266 262,461 133,880 271,351 395,334 254,580 91,262 389,892 166,691 7,450 29,189 19,524 174,151 29,816 648,527 1,038,575 1,443,358 194,270 245,317 1,150,688 174,334 12,230 1,108,047 1,234,064 33,465 67,252 28,282 47,171 25,689 26,379 22,349 3,402 66,407 34,351 18,935 37,563 26,054 21,662 63,458 576 4,631 12,345 1,943 4,298 188,773 302,195 161,375 6,678 1,215 386,919 39,113 1,884 442,817 467,118 86,766 286,058 378,952 218,992 74,006 365,204 106,375 6,441 21,627 3,684 176,372 24,567 469,464 686,555 1,267,851 175,237 264,835 751,719 88,206 16,435 627,200 781,100 4,394 4,723 5,740 4,747 5,816 10,109 6,977 177,575 167,345 338,603 423,616 301,751 116,951 416,271 189,040 10,852 29,189 25,524 190,348 37,244 715,367 1,038,575 1,465,233 208,268 295,842 1,150,688 176,334 20,870 1,108,047 1,411,639 28 1,677 3,052 2,937 27,148 12,072 12,913 11,274 7,199 255 • 8,791 711 2,216 35,232 994,743 9,212,530 625,067 9,837,597 2,290,310 6,877,646 169,800 9,778 13,471 19,989 10,843 11,075 19,296 12,230 2,046 2,903 7,818 8,981 5,442 29,982 31,182 23,094 15,079 15,447 7,887 26,783 1,840 23,122 46,172 344,460 16,736 16,422 38,458 265,590 78,537 89,301 37,376 566,405 97,475 10,995 5,327 13,543 155,359 28,778 16,422 38,458 276,273 89,532 94,628 50,919 721,764 126,253 9,647 12,781 88,139 2,144 45,032 7,618 98,935 5,492 2,147 19,366 161,252 78,674 34,016 34,212 545,002 76,592 409 225 3,762 2,427 4,414 2,548 13,364 23,624 1,859 6,086 23,120 5,567 11,166 6,541 36,609 18,366 504,563 1,189,564 224,085 1,414,249 269,788 951,261 50,773 109,314 1,859,976 1,212,044 29,901 332,617 214,450 148,683 6,001 28,110 45,370 1,360,727 35,902 360,727 259,820 241,894 9,098 101,635 35,984 971,057 18,891 207,432 194,978 45,662 2,319 10,627 8,961 47,633 5,594 41,033 19,897 44,636 50,000 494,069 704,249 36,614 32,855 428,517 599,271 8,138 48,283 20,800 21,384 322,800 3,215,494 458,080 2,420,146 123,990 156,341 "ii64,"050" 43,432 54,592 330,210 65,734 995 440 441 6,610 442 : 443 444 445 21,773 446 447 448 449 16,100 450 451 452 2i8 453 " 454 455 456 457 19,217 458 459 460 **"'929,'836" 469 470 471 472 473 474 475 Receiver's Legal salary and expenses. other expenses. $266,168 124,487 346,354 134,287 69,934 260,904 453,275 51,902 241,655 658,018 461 462 4f3 464 465 466 467 468 Collected from Total Loans paid Collected assessment collections and other Dividends from upon from all disbursepaid. assets. sharesources. ments. holders. 425,811 62,016 $266,168 $31,584 92,903 281,317 65,037 124,087 10,200 63,134 6,800 260,904 358,750 """94," 525* 37,869 14,033 216,792 24,863 601,106 71,324 835,059 731,854 31,458 36,696 244,310 263,241 100,966 191,507 164,174 449,433 654,249 2,024,150 2,892,694 2,260 41,831 134,764 6," 666* 16,197 7,428 66,840 2i,875' 13,998 50,525 2,000 8,640 i6,683 ' 1,789 183 REPOET OF THE COMPTROLLER OF THE CUBBENCY. and dosing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Amount Amount of Balance in returned to assessment hands of comptroller shareholders upon sharein cash. holders. or receiver. $7,344 $4 371 1,020 23,227 21,449 10,447 5 768 44 762 103,536 $42,000 100,000 50,000 10,000 134 000 25,000 60,000 179,889 $236,796 89,869 620,752 139,455 61,088 170,849 268 896 75,191 328,285 50,000 100,000 50,000 50,000 552,873 134,118 675 721 620,782 27,528 16,673 329,287 337,215 131,761 209,962 1,021,000 5,027,061 50,000 100,000 50,000 60,000 50,000 50,000 75,000 6,250 50,000 100 000 200,000 988 43,023 Amount of claims proved. Dividends (per cent). 100.00 98.15 47.60 ' 29.00 98.60 100.00 90 00 30.00 44.50 100.00 20.00 75 00 100.00 100.00 100.00 45.00 86.00 59.83 100.00 200,000 124,364 327,298 448,125 353,624 186,455 558,623 165,881 6,780 21,627 16,261 187,516 32,594 626,499 655,486 1,540,306 424,826 275,870 753,851 97,863 21,070 610,605 2,603,706 1,335,250 10,037,230 30,000 25,000 30,000 25,000 300,000 50,000 2,086 18,160 160,874 87,032 79,175 39,328 598,928 125,719 460,000 1,111,302 200,000 25,000 100,000 50,000 1,723,359 96,432 501,479 216,643 55.00 20.30 41.50 90.00 2,456 50,000 50,000 531,031 1,311,401 80. 70 45.66 56,937 475,000 4,380,345 29,606 6,571 3,908 13,441 82,017 128,972 7,146 12,692 26,409 25,000 50,000 25,000 100,000 300,000 50,000 100,000 19,000 25,000 2,360 720 27,854 2,179 30,033 3,080 54,481 70.00 87.40 84.77 60.00 39.00 65.333 64.30 95.00 100.00 22.50 95.00 75.00 70.25 100.00 82.45 41.25 96.00 100.00 90.00 78.00 100. 00 30.00 100.00 100.00 100.00 90.40 50.00 87.00 92.00 60.00 Interest dividends (percent). Finally closed. Sept. May Mar. Sept. May 100.00 Nov. 30,1908 9,1905 31,1910 30,1911 7,1906 25,1904 41P Sept. 30,1905 496 427 Jan. 24,1905 Jan. 31,1905 421 499 494 429 4 SO 100.00 100.00 66.00 100.00 100.00 May Oct. Nov. Dec. Oct. Sept. Apr. 12,1906 11,1904 27,1906 31,1906 31,1910 30,1908 13,1907 432 433 Dec. 31,1911 Sept. 30,1908 Oct. 3a,1909 4S9 440 441 Sept. 30,1909 Sept. 30,1911 Mar. 31,1910 July 12,1909 Oct. 13,1905 June 12,1912 June 11,1909 Mar. 31,1912 Oct. 31,1912 June 2,1909 Sept. 30,1909 June 15,1912 May 1,1911 June 30,1906 Sept. 24,1907 Nov. 13,1907 434 436 437 438 442 443 444 445 446 447 448 449 450 452 45c 455 457 45£ 460 100.00 100.00 Jan. Dec. Nov. June Mar. Mar. 17,1907 31,1906 30,1911 30,1909 3,1910 31,1910 461 462 463 464 465 466 467 468 Sept. Oct. Aug. Feb. Oct. 30,1909 31,1912 31,1910 10,1908 31,1910 469 470 471 472 474 475 184 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Name and location of bank. Date of organization. Capital stock. 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 First National Bank, Leetonia, Ohio , Aurora National Bank, Aurora, Ind , Woods National Bank, San Antonio, Tex Hot Springs National Bank, Hot Springs, S. Dak Fort Pitt National Bank, Pittsburgh, Pa Jewelers National Bank, North Attleborough, Mass... Peoples National Bank, Franklinville, N. Y National Bank of North America in New York, N. Y. New Amsterdam National Bank, New York, N. Y . . . City National Bank, Greensboro. N. C First National Bank, Bisbee, Ariz First National Bank,, Clintonville, Pa First National-Bank, East Brady, Pa First National Bank, Manasquan, N. J First National Bank, Ramona, Okla Allegheny National Bank, Pittsburgh, Pa National Deposit Bank, Philadelphia, Pa First National Bank, Rock Creek, Ohio First National Bank, Friendly, W. Va First National Bank, Niles, Ohio Cosmopolitan National Bank, Pittsburgh, Pa Farmers & Traders National Bank, La Grande, Oreg. Union National Bank, Summerville, Pa. 1 First National Bank, Carroll, Iowa June 10,1886 May 26,1883 June 25,1904 July 14,1902 Mar. 6,1879 Mar. 31,1905 Apr. 3,1906 June 11,1891 Apr. 18,1901 Jan. 14,1899 Mar. 22,1904 Sept. 8,1903 May 2,1900 Sept. 3,1883 May 11,1904 Jan. 16,1865 Sept. 29,1905 June 15,1905 May 15,1901 Dec. 28,1889 Apr. 21,1902 Oct. 29,1890 Apr. 23,1903 Jan. 25,1889 $100,000 50,000 200,000 25,000 1,000,000 100,000 25,000 2,000,000 1,000,000 100,000 50,000 25,000 25,000 50,000 25,000 500,000 200,000 50,000 25,000 300,000 500,000 60,000 50,000 100,000 500 501 502 503 504 505 506 507 508 First National Bank, Fort Scott, K a n s . . . First National Bank, Rugby, N. Dak Coal Belt National Bank, Benton, 111 Union National Bank, Oakland, Cal Lititz National Bank, Lititz, Pa First National Bank, Ironwood, Mich First National Bank, Savoy, Tex 1 First National Bank, Burnside, Ky. First National Bank, Mineral Point, Wis. Total. 10,1871 17,1902 25,1906 20,1875 2,1880 31,1889 16,1905 2,1907 10,1884 Total. 500,000 Jan. May Nov. Dec. May 100,000 Feb. 23,1910 50,000 Mar. 23,1910 50,000 May 9,1910 150,000 July 2,1910 25,000 Oct. 15,1910 31,1865 14,1907 22,1890 27,1883 19,1905 Feb. 6,1910 875,000 Dec. 11,1906 Jan. 13,1906 Mar. 18,1906 Total. 200,000 50,000 25,000 Apr. 19,1911 Aug. 8,1911 Sept. 5,1911 275,000 518 Washington National Bank, Washington, N. J . 519 Union National Bank, Columbus, Ohio 520 Albion National Bank, Albion, Mich 521 First National Bank, New Berlin, N. Y 522 First National Bank, Ambridge, P a . 523 Second National Bank, Clarion, Pa 524 First National Bank, Rowlesburg, W. Va.. 525 First National Bank, New Roads, La May 16,1898 Jan. 30,1905 Jan. 11,1905 Dec. 11,1863 Dec. 8,1906 Sept. 12,1883 Dec. 9,1908 Mar. 15,1904 Total. 50,000 750,000 50,000 100,000 50,000 50,000 25,000 25,000 1,100,000 Grand total (525 receiverships)... Active receiverships (47 banks).. Closed receiverships (478 banks). Nov. 20,1908 Jan. 4,1909 Feb. 9,1909 Apr. 14,1909 Apr. 19,1909 June 21,1909 June 30,1909 Sept. 19,1909 Oct. 12,1909 Dec. 23,1895 Total. Restored to solvency. 100,000 25,000 38,500 300,000 105,000 50,000 25,000 25,000 100,000 768,500 Mount Vernon National Bank, Mount Vernon, N. Y . First National Bank, Salmon, Idaho First National Bank, Texico, N. Mex.2 1 Nov. 4,1907 ....do Nov. 9,1907 Nov. 27,1907 Dec. 7,1907 Dec. 20,1907 Jan. 13,1908 Jan. 27,1908 Jan. 30,1908 Mar. 6,1908 Mar. 24,1908 Apr. 24,1908 May 1,1908 May 2,1908 do. May 18,1908 July 14,1908 July 20,1908 July 25,1908 Sept. 3,1908 Sept. 5,1908 Oct. 13,1908 Oct. 16,1908 Oct. 21,1908 6,560,000 Jan. July May May Feb. Jan. Mar. Oct. June 509 Merchants & Manufacturers National Bank, Columbus, Ohio.2 510 National City Bank, Cambridge, Mass 511 First National Bank, Rhyolite, Nev 2 512 Middleport National Bank, Middleport, Ohio 513 First National Bank, Billings, Mont 514 National Bank of Beattyville, Ky 515 516 517 Receiver appointed. 85,745,920 7,405,000 78,340,920 2 Formerly in voluntary liquidation. Nov. Dec. Jan. Apr. June June July Sept. 17,1911 7,1911 4,1912 15,1912 5,1912 21,1912 31,1912 30,1912 185 REPORT OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national hanking system, with amounts of nominal from all sources, etc.—Continued. Nominal assets at date of suspension. Additional assets received since date Estimated Estimated Estimated of suspension. doubtful. worthless. good. $89,085 102,875 758,813 69,442 2,744,899 624,345 34,105 3,876,594 2,378,480 340,657 177,912 85,015 165,986 349,166 14,483 1,602,382 545,872 30,343 10,266 179,377 580,131 107,944 $111,015 62,504 318,406 64,839 2,013,994 165,045 31,697 4,803,115 1,758,851 240,169 76,396 52,130 99,926 258,787 13,365 1,439,873 223,059 113,910 31,301 496,224 272,979 37,441 $74,891 29,027 36,945 11,085 114,047 123,443 12,980 193,413 68,891 34,314 58,967 50,383 126,774 18,396 467,318 211,948 6,550 20,481 363,161 584,563 15,339 $41,195 10,109 68,659 7,806 399,525 134,245 2,973 964,393 110,477 19,387 25,189 8,321 13,934 25,532 918 355,920 49,216 5,304 46,138 25;124 97,342 51,636 Total assets. $316,186 204,515 1,182,823 153,172 5,272,465 1,047,078 81,755 9,644,102 4,441,221 669,104 313,811 204,433 330,229 760,259 47,162 3,865,493 1,030,095 156,107 108,186 1,063,886 1,535,015 212,360 Offsets allowed and settled. $6,930 11,083 44,720 13,313 320,469 91,722 2,524 1,127,570 1,062,203 55,415 8,518 22,866 84,091 48,727 71,445 210,639 242 9,807 44,619 203,794 15,225 Loss on assets compounded or sold under order of court. Nominal value of assets returned to stockholders. $152,671 41,252 232,097 27,728 89,862 140,288 22,460 919,127 $2,335,845 16,271 929,877 15,987 149,446 19,205 22,180 53,620 183,126 28,869 628,165 22,636 293,574 1,138 47,531 53,111 1,475 370,743 59,819 15,360 114,088 509,331 23,699 33,725 680,843 112,272 152,735 14,982,260 13,194,357 2,646,615 2,497,068 33,320,300 3,568,194 2,899,182 348,768 93,153 13,070 182,172 209,492 28,534 17,912 267,903 56,204 10,841 245,905 21,780 232,179 18,014 22,045 62,757 26,265 386,476 123,749 338,441 16,538 127,896 37,992 20,224 165,287 9,385 99,732 4,799 766,612 250,106 70,400 979,840 364,406 698,886 57,263 100,082 21,497 2,442 26,608 29,852 83,149 5,566 293,642 9,943 45,417 66,478 15,443 272,240 17,853 476 477 47£ 47t 48C 481 48: 48S 484 48£ 486 487 48£ 48< 49( 491 49S 49C 49' 49. 49( 49' 4<tf 49* 4,127,016 50( 50] 50^ 78,036 so; 50' 50, 50( fin 501 313,627 135,304 288,802 47,432 785,165 45,158 62,209 1,206,728 988,130 1,265,073 512,747 3,972,678 314,354 783,225 196,580 18,472 1,087,304 50,256 41,954 32,502 300 93,363 687 118,776 552,200 12,069 263,820 151,849 650 2,494,586 122,975 33,237 4,246 505,016 44,878 24,986 7,512 650 350,066 15,772 214,724 19,115 179,834 11,930 1,352,612 624,350 657,932 398,986 3,033,880 271,322 311,227 158,243 146,373 413,533 132,277 8,865 199,574 46,974 11,600 212,591 34,590 983,941 360,214 20,465 39,046 23,333 514,277 1,995 304,616 554,675 258,148 247,181 1,364,620 62,379 516,272 112,439 1,267,480 73,230 105,300 63,741 126,110 45,544 33,174 216,699 1,182,829 59,383 193,196 85,510 294,804 6,163 44,824 ' 48,975 813,082 13,963 148,042 61,876 19,305 3,179 10,225 11,757 124,530 14,799 45,755 753 5,226 876 389,870 3,387,921 161,375 492,293 211,880 445,445 55,762 88,223 7,532 322,249 18,824 54,020 10,415 36,474 398 88,845 116,329 399 51,198 51 51 52 52 50 6,597 52 52 1,827,018 2,083,408 1,118,647 203,696 5,232,769 449,912 263,368 125,144,531 110,831,262 15,948,258 15,223,250 109,196,273 95,608,012 67,639,223 7,875,086 59,764,137 47,532,356 6,192,319 41,340,037 351,147,372 45,238,913 305,908,459 78,036 50 27,926,556 116,962,406 14,045,068 3,583,291 5,775,075 24,343,265 111,187,331 14,045,068 51 51 51 51 51 51 51 51 186 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver, and additional assets, amounts collected Nominal value of remaining assets. 476 477 47 S 479 480 4S1 4S? 483 4S4 485 486 487 488 489 490 491 493 494 495 496 497 499 500 501 50? 503 504 505 506 507 508 509 510 511 •51? 513 514 515 516 517 518 519 520 521 522 524 525 $75 40,935 1,661,721 87,558 28,213 54,468 744,955 616,807 35,495 Collected from assets. $156,510 111,245 906,006 112,131 3,200,413 815,068 56,771 5,261,560 2,432,870 448,256 198,530 131,174 138,050 528,406 18,293 2,420,928 503,246 107,196 45,268 647,049 654,595 146,280 Collected from assessment upon shareholders. $14,854 34,300 11,356 72,684 9,475 64,300 14,300 16,997 19,920 32,815 312,856 8,500 21,643 47,266 30,031 Total collections from all sources. $171,364 145,545 917,362 112,131 3,200,413 887,752 66,246 5,261,560 2,432,870 512,556 212, &'O 148,171 157,970 561,221 18,293 2,733,784 503,240 115,696 66,911 647,049 701,861 176,311 Loans paid and other Dividends disbursepaid. ments. $31,887 1,853 154,670 26,199 814,781 164,632 663 2,353,286 651,672 219,874 125,520 154 2,756 198,716 14,803 98,010 58,678 37 4,316 96,151 121,618 14,310 $121,133 126,354 714,242 80,602 1,954,435 681,815 53,877 2,787,649 1,608,083 269,786 63,100 137,856 131,280 344,377 2,353 2,543,601 405,142 102,761 51,822 522,639 508,398 141,562 Legal expenses. Receiver's salary and other expenses. $6,051 419 12,908 219 16,170 10,243 2,268 26,995 21,724 6,673 4,926 1,052 1,667 6,629 215 26,371 6,458 3,728 743 6,136 15,335 7,868 $12,293 13,323 35,542 4,702 67,991 31,062 7,361 41,725 53,656 12,765 19,052 5,947 12,606 11,499 922 41,559 25,403 6,236 10,030 9,440 32,520 12,053 175,157 240,679 4,100 244,779 42,295 163,534 11,788 20,489 3,445,384 19,280,524 715,397 19,995,921 5,196,881 13,516,401 196,586 488,176 372,888 112,395 22,541 446,645 241,075 272,093 33,844 35,834 15,750 408,722 128,145 22,541 446,645 241,075 286,693 38,145 17,121 14,972 10,723 62,158 51,619 8,883 23,116 374,189 82,310 10,685 319,176 179,692 212,657 10,455 3,312 3,291 14,100 26,598 1,133 26,928 4,523 21,099 3,754 106,271 440,109 71,404 14,600 4,301 30,269 1,000 15,145 820 226,431 451,367 67,184 518,551 148,076 315,244 15,734 20,082 844,215 1,952,848 137,669 2,090,517 336,668 1,504,408 69,571 118,217 20,815 99,000 12,213 308,081 41,040 650 1,384,140 80,602 547 6,788 253,389 12,564 3,277 4,816 16,486 11,432 723,388 11,328 209,081 28,827 650 1,376,640 80,602 136,294 12,112 1,107,666 56,522 19,306 2,013 35,337 8,669 755,531 1,695,800 118,713 1,814,513 155,741 1,430,141 29,412 116,598 184,169 20,465 314,020 150,717 73,625 22,200 387,645 172,917 85,512 122,381 246,167 20,567 11,749 592 321,232 464,737 95,825 560,562 207,893 266,734 12,341 26,522 159,930 1,097,840 50,225 152,555 139,388 310,525 24,885 88,223 133,563 1,851,503 91,927 234,520 62,077 98,446 23,882 31,137 164,700 1,851,503 109,827 324,245 78,229 110,871 23,8'82 50,639 278,167 402 12,094 1,574 2,309 83,994 1,543,500 77,496 286.943 45,794 90,377 705 43 179 44 638 5,323 17,943 2,759 4,110 1,392 1,274 1,179 2,023,571 2,495,918 167,339 2,663,257 345,185 15,983,091 176,230,251 11,996,667 23,883,880 3,986,424 152,346,371 22,203,447 2,062,446 20,141,001 198,433,698 25,946,326 172,487,372 7,500 17,900 89,725 16,152 12,425 213 71,924 - 16,196 10,326 2,128,104 1,822 33,980 39,626,068 140,414,127 4,814,028 18,353,606 34,812,040 122,060,521 5,138,303 571,258 4,567,045 9,060,460 931,899 8,128,561 187 EEPOET OF THE COMPTROLLER OF THE CURRENCY. and closing, since the organization of the national banking system, with amounts of nominal from all sources, etc.—Continued. Balance in h a n d s of comptroller or receiver. Amount returned to shareholders in cash. Amount of assessment upon shareholders. Amount of claims proved. Dividends (per cent). 23,990 518 225,000 60,000 $146,830 126,354 732,599 77,278 1,826,621 656,546 61,553 2,707,969 1,554,456 250,679 114,546 153,173 218,830 344,377 2,375 2,544,075 390,875 99,663 57,749 508,267 598,014 220,034 6,673 100,000 407,900 1,423,500 13,800,763 100,000 25,000 481,814 205,774 10,580 375,684 176,168 607,603 21,616 77.60 40.00 100.00 85.00 100.00 35.00 56.00 52.00 $65,000 35,000 50,000 $3,596 409 47,036 $300,000 2,077 51,905 97,735 3,458 100,000 25,000 232 3,162 9,661 80,000 50,000 25,000 25,000 50,000 24,243 500,000 7,565 2,934 8,500 25,000 12,683 82.50 100.00 97-50 100.00 100.00 100.00 87.50 100.00 100.00 100.00 55.00 90.00 6,000 100.00 100.00 100.00 100.00 100.00 89.00 100.00 85.00 65.00 40.00 Interest dividends (percent). Finally closed. Sept. 29,1911 100.00 100.00 100.00 100.00 100.00 100.00 Oct. 31,1912 Sept. 30,1909 Oct. Sept. Oct. Anr. Jail. 25,1912 30,1910 31,1908 14,1909 19,1910 May 21,1910 Mar. 31,1912 100.00 100.00 100.00 100.00 June Feb. May Sept. 28,1910 1,1910 1,1911 30,1909 Jan. 28,1909 119,520 478,357 974 8,114 4,241 50,000 12,500 28,909 100,000 606,238 287,500 2,485,477 100,000 50,000 389,831 82,773 65.00 15.00 150,000 1,846,193 54,218 60.00 100.00 127,295 300,000 2,373,015 28,021 19,051 200,000 50,000 10,000 473,400 105,167 47,072 260,000 578,567 24,039 11,850 28,991 21,054 28,831 16,911 22,490 50,000 186,654 1,929,374 387,479 507,050 117,754 301,259 48,551 19,415 57,412 4,241 34,382 5,440 650 85,537 1,286 50,000 100,000 50,000 50,000 Apr. 16,1910 100.00 Apr. 7,1909 100.00 Dec. 7,1909 May 18,1912 Dec. 23,1909 100.00 * 476 477 478 479 480 481 482 483 484 485 486 487 488 489 490 491 492 493 494 495 496 497 498 499 500 501 502 503 504 505 506 507 508 509 510 511 512 513 514 52.00 20.00 51S 516 517 45.00 80.00 20.00 60.00 40.00 30.00 518 519 520 521 522 5?3 525 154,166 846,819 819,023 27,796 3,347,921 456,512 2,891,409 300,000 3,478,121 46,261,240 4,195;950 42,065,290 186,119,109 25,917,314 160,201,795 188 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 40.—National banks restored to solvency after having been placed in the charge of receivers.1 No. Ill 163 200 203 208 209 215 220 223 224 232 233 242 300 318 343 374 401 403 416 417 418 473 498 507 Receiver appointed. Title and location of bank. Abington National Bank, Abington, Mass Farley National Bank, Montgomery, Ala 2 First National Bank, Arkansas City, Kans. City National Bank, Brownwood, Tex 2 Citizens National Bank, Spokane, Wash. First National Bank, Philipsburg, Mont Bozeman National Bank, Bozeman, Mont Montana National Bank, Helena, Mont First National Bank, Great Falls, Mont First National Bank, Kankakee, 1112 First National Bank, Orlando, Fla. Citizens National Bank, Muncie, Ind First National Bank, Port Angeles, Wash. 2 State National Bank, Denver, Colo American National Bank, Denver, Colo First National Bank, Sioux City, Iowa Hampshire County National Bank, Northampton, Mass. Seventh National Bank, New York, N. Y First National Bank, Austin, Tex Bolivar National Bank, Bolivar, Pa Federal National Bank, Pittsburgh, Pa First National Bank, Allegheny, Pa First National Bank, Brooklyn, N. Y Union National Bank, Summerville, Pa First National Bank, Burnside, Ky Aug. 2,1886 Oct. 7,1891 June 15,1893 June 20,1893 July 1,1893 July 8,1893 July 22,1893 Aug. 2,1893 Aug. 5,1893 .do. Aug. 14,1893 do Oct. 5,1893 Aug. 24,1895 July 25,1896 Jan. 7,1897 May 23,1898 June 27, 1901 Aug. 3,1901 Oct. 1,1903 Oct. 21,1903 Oct. 22,1903 Oct. 25,1907 Oct. 16,1908 Sept. 17,1909 Total (25 banks) Capital stock. $150,000 100,000 125,000 150,000 150,000 50,000 50,000 500,000 250,000 50,000 150,000 200,000 50,000 300,000 500,000 100,000 250,000 500,000 100,000 30,000 2,000,000 350,000 300,000 50,000 25,000 6,480,000 National banks which failed subsequent to restoration to solvency. 271 Citizens National Bank, Spokane, Wash. 2 ..2 291 First National Bank, Port Angeles, Wash. . 304 First National Bank, Orlando, Fla. 2 386 First National Bank, Arkansas City, Kans. 2 Dec. Apr. Nov. Oct. 13,1894 26,1895 29,1895 19,1899 385,000 Total (4 banks). 1 2 150,000 50,000 85,000 100,000 Banks which closed and resumed business within the report year not included. Second failure. TABLE NO. 41.—Dividends, 35 in number, paid to the creditors of insolvent national banks during the past year, with the total dividends in each case up to Nov. 1, 1912. Name and location of bank. First National Bank, Savoy, Tex Spring Valley National Bank, Spring Valley, 111 Cosmopolitan National Bank, Pittsburgh, Pa Mount Vernon National Bank, Mount Vernon, N. Y Do First National Bank, Salmon, I d a h o . . . Do Union National Bank, Columbus, Ohio Do Do Allegheny National Bank, Pittsburgh, Pa Do Farmers and Traders National Bank, La Grande, Oreg Union National Bank, Oakland, Cal... Washington National Bank, Washingington, N. J Do Do First National Bank, Lexington, Okla. National City Bank, Cambridge, Mass. Fort Dallas National Bank, Miami, Fla. Do Date of appointment of receiver. June 30,1909 July Dividends paid during the year. Date. Amount. Total dividends paid to Per cent, creditors. Nov. 1,1911 SI, 592.27 15.00 Per cent. 56.00 5,1905 Nov. 29,1911 26,551.60 6.25 41.25 Sept. 5,1908 Dec. 28,1911 29,900.93 5.00 85.00 Apr. 19,1911 do Aug. 8,1911 do Dec. 7,1911 .....do do Jan. Mar. Jan. May Jan. Apr. Sept. 29,1912 30,1912 31,1912 2,1912 31,1912 20,1912 20,1912 137,792.23 32,300.80 9,474.07 10,283.76 1,155,890.95 288,973. 62 96,469.46 30.00 7.00 10.00 10.00 60.00 15.00 5.00 45.00 52.00 10.00 20.00 60.00 75.00 80.00 May 18,1908 do Feb. May 1,1912 1,1912 59,093.76 136,820.76 2.50 14.83 95.00 109.83 Oct. 13,1908 Apr. 14,1909 Feb. 6,1912 Feb. 15,1912 21,226.72 56,325.13 10.00 15.00 65.00 85.00 Nov 17,1911 Mar. 7,1912 Apr. 26,1912 do July 15,1912 do May 24,1905 Mar. 9,1912 Feb. 23,1910 Apr. 1,1912 July 5,1907 May 25,1912 do Sept. 18,1912 i Includes interest in full. 37,643.26 18,347.49 18,493.78 1,219.54 19,491.54 24,105.06 7,267.93 25.00 10.00 10.00 7.50 5.00 5.00 1.50 25.00 35.00 45.00 22.50 65.00 40.00 41.50 189 EEPOET OF THE COMPTEOLLEK OP THE CURRENCY. TABLE NO. 41.—Dividends, 35 in number, paid to the creditors of insolvent national banks during the past year, with the total dividends in each case up to Nov. 1, 1912—Contd. Date of appointment of receiver. Name and location of bank. First National Bank, Carroll, Iowa National Bank of Beattyville, BeattyFirst National Bank, Chariton, Iowa.. First National Bank, Mineral Point, Wis Albion National Bank, Albion, Mich.. First National Bank, New Berlin, N. Y. Do. Woods National Bank, San Antonio, Tex Galion National Bank, Galion, Ohio... First National Bank, Ambridge, P a . . . Capital National Bank, Guthrie, Okla . Second National Bank, Clarion, Pa Fredonia National Bank, Fredonia, N. Y First National Bank, Bisbce, Ariz Dividends paid during the year. Date. Per cent. 40.00 7, 725. 78 52,456.04 14.25 4.00 104.25 45.66 18,1912 5,1912 22,1912 24,1912 42,436.68 76, 760.03 143,471.63 143,471.63 7.00 20.00 30.00 30.00 52.00 20.00 30.00 60.00 2,1912 13,1912 16,1912 24,1912 12,1912 18,310.54 5,601.17 45,794.26 33,785.68 90,377.57 2.50 4.50 40.00 5.00 30.00 97.50 44.50 40.00 75.00 30.00 Oct. 18,1912 Oct. 22,1912 64,216.18 17,181.62 10.25 15.00 70.25 55.00 June 1,1912 Oct. 15,1910 Oct. 31,1907 June June 4,1912 8,1912 Oct. 12,1909 Jan. 4,1912 Apr. 15,1912 do June June June Aug. Nov. Feb. June Apr. June Aug. Aug. Sept. Sept. Oct. June 19,1905 Mar. .24,1908 Amount. 5.00 Oct. 21,1908 9,1907 15,1904 5,1912 4,1904 21,1912 Total dividends paid to Per cent. creditors. $20,395.00 1 2,851,248 47 Total (26 banks) i Includes interest in full. TABLE NO. 42.—Dates of reports of condition of national banks from 1869 to 1912. Year. 18691 1870 1871 1872.... 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1S96 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 1Q09 1910 1911 1912 Jan. Feb. Mar. Apr. May. June. July. Aug. Sept. Oct. Nov. Dec. 4 27 28 27 24 18 29 19 25 1 10 20 10 13 26 30 30 22 29 14 1 1 12 14 is 1 2l 11 11 13 7 10 4 23 24 1 4 14 26 28 26 1 6 9 rj 13 5 28 14 2 30 1 27 1 30 2 25 30 3 2 28 6 5 20 7 5 30 15 9 6 30 29 9 . 1 5 4 15 16 9 29 25 18 4 25 17 10 9 12 3 22 20 14 15 28 23 30 18 14 29 7 1 3 1 12 18 9 12 12 18 11 14 23 14 17 4 4 7 7 14 5 6 22 14 5 2 1 2 1 1 2 1 30 26 24 30 9 ?5 6 20 3 17 4 28 7 22 20 6* 28 16 27 26 31 17 22 28 6 12 31 31 30 31 20 24 28 7 12 11 19 2 9 19 19 13 17 15 1 2 13 10 12 13 5 31 11 30 6 19 1 13 28 22 11 29 26 1 30 18 4 9 8 2 3 12 9 10 17 22 7 1 1 27 16 10 1 4 26 23 5 1 Prior to the passage of the act of Mar. 3, 1869, reports were made quarterly—first Monday of January, April, June, and October. 190 BEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate assets of national banks at date of each report from October, 1863, to September 4, 1912, together with the total amount of money in the United States on June 30, 1863 to 1912, and the percentage of national-bank circulation to capital, to assets, and to money in the country. [Amounts in millions of dollars.] Percentage of circulation t o - Date. 1863. October 5 1864. January 4 April 4 July 4 October 3 1865. January 2. April 3 , July 3 October 2 1866. January 1 April 2 July 2 . . . . . . October 1 1867. Jananury 4 . April 1 Julv 1 October 7 1868. January 6. ... April 6 Julv 6 October 5 1869. January 4. April 17 June 12 October 9 1870. January 22. March 24 June 9 October 8 December 28 . . . 1871. March 18 April 29 June 10 October 2 December 16 1872. February 27 April 19 June 10 October 3 December 27 1873. February 28 April 25 . June 13 September 1 2 . . . . December 26 1874. February 27 Mayl June 26 October 2 December 31 1875. Marchl Mayl June 30 October 1 December 17 http://fraser.stlouisfed.org/ Number of banks. Paid-in capital. 66 $7.1 139 307 467 508 14.7 42.2 75.2 86.7 638 907 1,294 1,513 Circulation. Aggregate assets. Money in United States. Capital. Assets. Money in United States. 3.7 $16.7 $674.8 $0.03 9.7 25.8 45.2 37.6 114.8 252.2 ' 297.1 705.5 23.0 34.4 52.1 8.5 10.2 15.2 135.6 215.3 325.8 393.1 66.7 98.8 131.4 171.3 512.5 771.5 1,126.4 1,359.7 770.1 49.2 45.9 40.3 43.5 13.0 12.8 11.7 12.6 1 582 1,612 1,634 1,644 403.3 409.2 414.2 415.4 213.2 248.8 267.7 280.2 1,404.7 1,442.4 1,476.3 1,526.9 754.3 52.8 60.8 64.6 67.4 15.2 17.2 18.2 18.3 35 5 1,648 1,642 1 636 1,642 420.2 419.3 418.5 420.0 291.4 292.7 291.7 293.8 1,511.2 1,465.4 1,494.0 1,499.4 728.2 69.3 69.8 69.7 69.9 19.3 19.9 19.5 19.6 40 0 1,642 1,643 1,640 1 643 420.2 420.6 420.1 420.6 294.3 295.3 294.9 297.7 1,502.6 1.499.6 1,572.1 1,559.6 716.5 70.4 70.2 70.2 70.3 19.6 19.7 18.8 18.9 41.1 1,628 1 620 1,619 1 617 419.0 420.8 422.6 426.3 294.4 292.4 292.7 293.5 1,540.3 1,517.7 1,564.1 1,497.2 715.3 70-2 69.4 69.2 68.8 19.1 19.2 18.7 19.6 40.9 1,615 I 615 1,612 1 615 1,648 426.0 427.5 427.2 430.3 435.3 292.8 292 5 291.1 291.7 296.2 1,546.2 1,529,1 1,565.7 1,510.7 1,538.9 722.8 68.7 68.4 68.1 67.8 68.0 18.9 19 1 18.6 19.3 19.2 40.3 1,688 1,707 1,723 1,767 1,790 444.2 446.9 450.3 458. 2 460.2 301.7 306.1 307.7 315.5 318.2 1,627.0 1,694.4 1,703.4 1,730.5 1,715.8 741.8 67.9 68.5 68.3 68.8 69.1 18 5 18.1 18.1 18.2 18.5 41.5 1,814 1,843 1,853 1,919 1,940 464.0 467.9 470.5 479.6 482.6 321.6 325.3 327.0 333.4 336.2 1,719.4 1,743.6 1,770.8 1,755.8 1,773.5 762.7 69.3 69.5 69.5 69.5 69.6 18.7 18 6 18.5 18.9 18.9 42.9 1,947 1,962 1 968 1,976 1.976 484.5 487.8 490.1 491.0 490.2 336.2 338.1 338.7 339.0 341.3 1,839.1 1,800.3 1,851.2 1,830.6 1,729.3 774.4 67.3 69.3 69.1 69.0 69.6 18.3 18.8 18 3 18.5 19.7 43 7 1,975 1,978 1,983 2,004 2,027 490.8 490.0 491.0 493.7 495.8 339.6 340.2 338.5 333.2 331.1 1,808.5 1,867.8 1,851.8 1,877.1 1,902.4 806.0 69.2 69.4 68.9 67.5 66.8 18 7 18.2 18.2 17 7 17.4 42.0 2,029 2,046 2,076 2 088 2,086 496.2 498.7 501.5 504.8 505.4 324.5 323.3 318.1 318.3 314.9 1,869.8 1 909.8 1,913.2 1 882.2 1,823.4 798.2 65.4 64 8 63.4 63 0 62.3 17.3 16 9 16.6 16 9 17.3 39.8 Federal Reserve Bank of St. Louis 17.0 EEPOET OF THE COMPTEOLLEE OF THE CURBENCY, 191 TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate assets of national banks, etc,—Continued. capital. Aggregate assets. Money in United States. 2,091 2,089 2,091 2 089 2 082 $504.8 500.9 500.3 497.8 497.4 $307.4 300.2 294.4 291.5 292.0 $1,834.3 1,793.3 1,825.7 1,827.2 1,787.4 $790.6 60.9 59.9 58.8 58.3 58.7 16.7 16.8 16.1 15.9 16.3 37.2 2,083 2,073 2 078 2,080 2,074 493.6 489.6 481.0 479.4 477.1 292.8 294.7 290. € 291.8 299.2 1,818.1 1,796.1 1,774.3 1,741.0 1,737.2 763.0 59.3 69.2 62.3 60.9 62.7 16.1 16.4 16.3 16.8 17,2 38.0 2,063 2,059 2,056 2 053 2,055 473,9 471.9 470.3 466.1 464.8 300.9 301.8 299.6 301.8 303.3 1,729.4 1,741.8 1,750.4 1,767.2 1,742.8 789.7 63.5 63.9 63.7 64.7 65.2 17.4 17.3 17.1 17.1 17.4 37.9 •2,051 2,048 2,048 2,048 2 052 462.0 455.6 455.2 454.0 454 4 303,5 304.4 307.3 313. 7 321.9 1,800.5 1,984.0 2,019.8 1,868.7 1,925.2 1,033.6 65.7 66.8 67.5 69.1 70.8 16.8 15.3 15.2 16.8 16.7 29.7 1 '•• 2,061 2,075 2,076 2,090 '• 2,095 454.5 456.0 455.9 457.5 458.5 320.3 320.7 318.0 317.3 317.4 2,038.0 1,974.6 2,035.4 2,105.7 2,241.6 1,185.5 70.5 70.3 69.7 69.3 69.2 15.7 16.2 15.6 15.1 14.1 26.8 2,094 2,102 2,115 2,132 2,164 458.2 459.0 460.2 463.8 465.8 298.5 309.7 312.2 320.2 325.0 2,140.1 2,270.2 2,325.8 2,358.3 2,381.8 1,349.5 65.1 67.5 67.8 69.0 69.8 13.9 13.6 13.4 13.6 13.6 23.1 2,187 2,224 2,239 2,269 2,308 469.3 473.8 477.1 483.1 484.8 323-6 315.6 308.9 314.7 315.2 2,309.0 2,277. 9 2,344.3 2,399 8 2,330.7 1,409.3 68.9 66.6 64.7 65.1 65.0 14.0 13.9 13.1 13.1 13.3 21.9 2,343 2,375 2,417 2,501 2,529 490.4 493.9 500.2 509. 6 511.8 312.7 313-5 311.9 310.5 304.9 2,298.9 2.3C0.1 2,364.8 2,372. 6 2,445.8 1,472.4 63.7 63.5 62.3 60.9 59.6 13.6 13.3 ' 13.2 13.1 12.5 21.2 2,563 2,589 2,625 2,664 2,664 515.7 518.4 522.5 524.2 524.0 298.7 297.5 295.1 289.7 280.1 2,390.5 2,396.8 2,282.5 2,279.4 2,292.1 1,487 2 57.9 57.4 56.5 55.3 53.4 12.4 12.4 12.9 12.7 12.2 19.8 2,671 2,678 2,689 2,714 2,732 524.2 525.1 526.2 527.5 529.3 274.0 273.7 269.1 268.8 267.4 2,312. 7 2,346. 6 2,421.8 2,432. 9 2,457.6 1,537.4 52.3 52.1 51.1 50.9 50.5 11.8 11.7 11.1 11.0 10.9 17.5 2,768 2,809 2,849 2,852 2,875 533.3 539.1 545.5 548.2 550.6 256.9 244.8 238.2 228.6 202.0 2,494.3 2,474.5 2,453.6 2,513.8 2,507.7 48.2 45.4 43.6 41.7 36.6 10-3 9.9 9.7 9.1 8.1 2f909 2,955 3,014 3,049 3r070 555.3 565.6 571.6 578.4 580.7 ' 186.2 176.7 166.6 167.2 164.9 2,581.1 2,629.3 2,637.2 2 620 1 2,624.1 33.5 31.2 2§.l 28 9 2S.4 6.3 6.4 6,3 Date. 1876. March 10 May 12 June 30 October 2 December 22 1877. January 20 April 14 June 22 October 1 December 28 1878. March 15 May 1 June 29 October 1 December 6 .. 1879. January 1 April 4 . . . , June 14 October 2 December 12 1880. February 21 April 23 June 11 . . . October 1 December 31 1881. March 11 May 6 June 30 October 1 Deeember 31... 1882. March 11 . , May 19 July 1 October 3 December 30 1883. March 13 May 1 June 22 October 2 December 31 1884. Mar-eli 7 April 24 June 20 September 30., December 20 1885. March 10 May 6 July 1 October 1 December 24 1886. March 1 June 3 August 27 October 7 December 28 .1887. March 4 Mav 13 August 1 October 5 December 7. Percentage of circulation to— Circulation. I i '• ; ... . Number of banks. Paid-in Capital Assets. Money in United States. l : 1,561.4 1,633.4 15.7 7.2 6.6 10.2 192 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate assets of national banks, etc.—Continued. Date. 1888. February 14 April 30.. . . June 30 October 4 December 12 1889. February 26 . May 13 July 12 September 30 December 11 1890. February 28 May 17 ... .. July 18 October 2 December 19 1891. February 26 May 4 July 9 September 25 December 2 1892. March 1 May 17 July 12 . . . September 30 December 9 . . 1893. March 6. . Mav 4 July 12 October 3 December 19 1894. February 28 May 4 July 18 October 2 December 19 1895. March 5 . . May 7 July 11 September 28 December 13 1896. February 28 May 7 . . . . July 14 October 6 December 17 1897. March 9.. . May 14 July 23 October 5 December 15 189S. February 18 May 5 July 14 September 20 December 1 1899. February 4 April 5 . . . June 30 September 7 December 2 1900. February 13 . April 26 June 29 . September 5 December 13 ber of banks. Paid-in capital. Circulation. Aggregate assets. Money m United States. 3,077 3,098 3,120 3,140 3 150 $582.1 585.4 588.3 592.6 593.8 $159.7 158.8 155.3 151.7 143.5 $2,664.3 2,732.4 2,731.4 2,815.7 2,777.5 $1,691.4 3,170 3,206 3,239 137.2 131.1 128.8 128.4 126.0 2,837.4 2,904. 9 2,937. 9 2,998.2 2,933.6 1,658.6 3,326 596.5 599.4 605.8 612.5 617.8 3,383 3,438 3,484 3,540 3,573 626.5 635.0 642.0 650.1 657.8 123.8 125. 7 126.3 122.9 123.0 3,003.3 3,010.2 3,061.7 3,141.4 3,040.9 3 C0l 3,033 3,052 3 677 3,692 662.5 667. 7 672.9 677.4 677.3 123.1 123.4 123.9 131.3 134.7 3,065.0 3,167.4 3,113.4 3,213.0 3,237.8 1,677.7 3,711 3,734 3,759 3,773 3,784 679.9 682.2 684.6 686.5 689.6 137.6 140.0 141.0 143.4 145. 6 3,436.6 3,479.0 3,493.7 3,510.0 3,480.3 3,806 3 830 3,807 3 781 3,787 688.6 688. 7 685. 7 678.5 681. S 149.1 151.6 155.0 182.9 179. 9 3,777 3,774 3,770 3,755 3,737 678.5 675.8 671.0 668.8 666.2 3,728 3,711 3,715 3,712 3,706 1,685.1 Percentage of circulation to— Capital. Assets. 27.4 27.1 26.4 25.6 24.1 6.0 5.8 5.7 5.4 23.0 21.9 21.2 20.9 20.4 4.8 4.5 4.4 4.3 19.7 19.8 19.7 18.9 18.7 Money in United States. 9.2 5.2 7.8 4.3 4.1 4.1 4.1 3.9 4.0 7.5 18.6 18.5 18.4 19.4 19.9 40 20.2 20.5 20.6 20.9 21.1 4.0 1,752.2 3,459.7 3,432.1 3,213.2 3,109.5 3,242.3 1,738.8 21.6 22.0 22.6 27.0 26.4 4.3 4.'4 174.4 172.6 171.7 172.3 169.3 3,324. 7 3,433.3 3,422.0 3,473.9 3,423.4 25.5 25.5 25.6 25.7 25.4 5.2 1,805.6 662.1 659.1 658.2 657.1 656.9 169.7 175.6 178.8 182. 4 185.1 3,378. 5 3,410. 0 3,470. 5 3,423.6 3,423.5 25.6 26.6 27.2 27.7 28.2 5.0 1,819.3 3,699 3,694 3,689 3,676 3,661 653. 9 652. 0 651.1 648.5 647 1 187.2 197.3 199.2 209.9 210 6 3,347.8 3,377. 6 3,353.7 3,363. 6 3,367 1 1,799.9 28.6 30.2 30.6 32.3 32.5 5.5 5.8 3,634 3,614 3,610 3,610 3,607 642.4 637 0 632.1 631.4 629 6 202.6 198 2 196.5 198.9 193 7 3,446. 0 3,492 4 3,563.4 3,705.1 3,829 2 5.9 1,905.9 31.5 31 1 31.1 31.5 30.7 5 7 5.5 5.4 5 1 10.3 3,594 3,586 3,582 3,585 3,590 628.8 624.4 622.0 621.5 620.5 184.1 188.4 189.8 194.4 207.0 3,946.9 3,869.9 3,977.6 4,003. 5 4,313.3 2,073.5 29.3 30.2 30.5 31.3 33.4 4.8 4.9 4.8 4.9 4.8 9.2 3,579 3,583 3,583 3,595 3,602 608.3 607.2 604.8 605.7 606 7 203.6 203.8 199.3 200.3 204 9 4,403. 8 4,639.1 4, 708. 8 4,650. 3 4,475 3 2,190.0 33.4 33.6 32.9 33.1 33 8 4.4 4.6 4.2 4.3 45 9.1 3,604 3,631 3,732 3 871 3,942 613.0 617.0 621.5 630 2 632.3 204.9 236.2 265.3 283 9 298.9 4,674.9 4,811.9 4,944 1 5 048 1 5,142.0 2,339.7 33.4 38.3 42 7 45 0 47.3 4.4 4.9 5 4 5 6 5.8 11.3 3.9 4.0 4.1 7.3 4.2 4.0 4.6 4.1 4.2 4.8 5 8 8.1 8.9 5.5 5 0 5.0 4.9 9.5 4.9 5.1 5.1 5.3 5.4 5.9 6.4 9.8 11.0 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. 193 TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate assets of national banks, etc.—Continued. Percentage of circulation to— Date. 1901. February 5... April 24 July 15 September 30. December 10. 1902. February 25.. April 30 July 16 September 15. November 25. 1903. February 6... April 9 June 9 September 9.. November 17. 1904. January 22... March 28 June 9 September 6.. November 10. 1905. January 1 1 . . . March 14 May 29 August 25 November 9.. 1906. January 29... April 6.. June 18 September 4.. November 12. 1907. January 26... March 22 May 20 August 22 December 3 . . 1908. February 14.. May 14 July 15 September 23. November 27. 1909. February 5... April 28 June 23 September 1.. November 16. 1910. January 3 1 . . . March 29 June 30 September 1.. November 10. 1911. January 7 March 7 June 7 September 1.. December 5.. 1912. February 20.. April 18 June 14 September 4.. Number of banks. Paid-in capital. Circulation. Money in United States. Capital. Assets. $5,435.9 5,630. 7 5,675.9 $2,483.1 5,695.3 5,722. 7 48.7 49.5 49.4 49.4 48.0 5.7 5.6 5.6 5.7 5.6 5.4 5.2 5.1 5.2 5.5 Aggregate assets. Money in United States. 3,999 4,064 4,165 4,221 4,291 $634. 6 640.7 645.7 655.3 665.3 $309.4 317.2 319. 0 323.8 319.4 4,357 4,423 4,535 4,601 4,666 667.3 671.1 701.9 705.5 714.6 314.4 309.7 309.3 317.9 336.5 5,843.0 5,962.1 6,008. 7 6,113.9 6,104. 0 2,563.2 47.1 46.1 44.0 45.1 47.1 4,766 4,845 4,939 5,042 5,118 731.2 734.9 743.5 753.7 758.3 335.2 335.0 359.2 375.0 376.2 6,234.7 6,212.7 6,286.9 6,310.4 6,302.2 2,684.7 45.8 45.6 48.3 49.8 49.6 5.4 5.4 5.7 5.9 5.9 5,180 5,232 5,331 5,412 5,477 765.8 765.9 767.3 770.7 776.1 380.9 385.9 399.5 411.2 419.1 6.576.8 6,605. 9 6.655.9 6,975.0 7,197.0 2,803.5 49.7 50.3 52.1 53.4 54.0 5.9 5.8 6.0 5.9 5.8 5,528 5,587 5,668 5,757 5,833 776.9 782.5 791.6 799.9 808. 3 424.3 431.0 445.5 469.0 485.5 7,117.8 7,308.1 7,327.8 7,472.3 7,563.2 2,883.1 54.6 55.1 56.3 58.6 60.1 6.0 5.9 6.1 6.3 6.4 15.5 5,911 5,975 6,053 6,137 6,199 815.0 819.3 826.1 835.1 847.5 498.2 505.5 510.9 518.0 536.1 7.769.8 7,670. 6 7,784.2 8,016.0 8,213.0 3,069.9 61.1 61.7 61.8 62.0 63.3 6.4 6.6 6.6 6.5 6.5 16.6 6,344 6,429 6,544 6,625 860.9 873.7 883.7 896.5 901.6 545.5 543.3 547.9 551.9 601.8 8,154.8 8,288.2 8,476. 5 8,390.3 3,115.5 63.3 62.2 62.0 61.6 66.7 6.7 6.5 6.5 6.6 7.2 16.1 6^778 6,824 6,853 6,865 905. 5 912.3 919.1 921.4 921.0 627.6 614.0 613.6 613.7 599.3 8,396. 8 8,594.6 8,714. 6 9,027.2 9,197.0 3,378.7 69.3 67.3 66.8 66.6 65.0 7.5 7.1 7.0 6.8 6.5 18.2 6,887 6,893 6,926 6,977 7,006 927.7 933.9 937.0 944.6 953.9 615.3 636.3 641.3 658.0 668.3 9,221.1 9,368.8 9,471.7 9,573.9 9,591.3 3,406.3 66.3 68.1 68.4 69.6 70.0 6.6 6.8 6.7 6.8 7.0 18.8 7,045 7,082 7,145 7,173 7,204 960.1 972.8 989.5 1,002.7 1,004.3 667.5 669.1 675.6 674.8 680.4 9,730.5 9,841.9 9,896.6 9,826.1 9,956.4 3,419.0 69.5 68.8 68.4 67.3 67.7 6.9 6.8 6.8 6.9 6.9 19.8 7,218 7,216 7,277 7,301 7,328 1,007.3 1,011. 5 1,019.6 1,025.4 1,026.4 684.1 680.7 681.7 696.9 702.6 9,820.4 10,240.7 10,383. 0 10,379.4 10,443. 4 3,555.9 67.9 67.3 66.0 67.9 68.4 7.0 6.7 6.6 6.8 6.7 19.1 7,339 7,355 7,372 7,397 1,031.1 1,036.1 1,033.5 1,046.0 704.2 706.9 708.6 713.8 10,812.4 10,792.1 10,861.7 10,963.4 68.3 68.2 68.6 68.2 6.5 6.5 6.5 6.5 http://fraser.stlouisfed.org/ 64776°—CUB 1912Federal Reserve Bank of St. Louis 8.407.9 3,648.8 13.4 19.4 TABLE NO. 44.—Number of national banks, classified by capital {paid in), on September 4, 1912. Number. Maine New Hampshire Vermont. *" Massachusetts Rhode Island Connecticut * . New England States. $25,000. 4 6 6 3 $100,000 150,000 150,000 75,000 4 100,000 Over and Num- $25,000 and Num- $50,000 than Number. less than ber. less ber. $100,000. $50,000. 1 $30,000 37 17 12 25 $1,925,000 980,000 700,000 1,302,500 7 375,000 22 32 30 110 VS 41 $100,000 a n d less than $250,000. $2,825,000 4,075,000 3,710,000 15,640,000 1,675,250 5,938,000 CO Grand total. Number. $250,000 $1,000,000 and less Num- a n d less Num- $5,000,000 ber. and over. Numthan ber. than $1,000,000. $5,000,000. ber. 7 $3,000,000 2 36 8 24 600,000 14,475,000 4,100,000 9,651,200 10 $15,000,000 1 1,000,000 3 3,200,000 2 $15,000,000 70 56 50 186 22 79 Amount. $7,850,000 5,235,000 5,160,000 61,492,500 6,775,250 19,264,200 23 575,000 1 30,000 98 5,282,500 248 33.863,250 77 31,826,200 14 19,200,000 2 15,000,000 ' 463 105,776,950 New York New Jersey Pennsylvania Delaware Maryland. . District of Columbia 97 45 187 5 31 2,424,870 1,125,000 4,675,000 125,000 775,000 12 9 19 3 3 416,015 280,000 635,000 95,000 110,000 123 60 293 13 38 6,382,500 3,192,080 15,574,220 780,800 2,030,000 166 68 245 6 20 1 21,175,100 8,670,000 31,370,150 923,185 2,580,000 200,000 39 13 68 1 9 8 14,702,000 5,450,000 26,380,020 500,000 4,402,010 3,852,000 26 3 20 40,500,000 3,500,000 27,400,000 8 86,000,000 2 12,000,000 7 2 7,710,700 2,050,000 471 198 834 28 108 11 171,600,485 22,217,080 118,034,390 2,423,985 17,607,710 6,102,000 Eastern States 365 9,124,870 46 1,536,015 527 27,959,600 506 64,918,435 138 55,286,030 58 81,160,700 98,000,000 1,650 337,985,650 30 26 11 11 10 6 19 5 3 101 13 37 25 750,000 650,000 275,000 275,000 250,000 150,000 475,000 125,000 75,000 2,524,600 325,000 925,000 617,500 10 11 3 353,500 400,000 115,000 140,000 230,000 30,000 30,000 1,851,000 65,000 270,000 130,000 32 26 30 19 31 11 29 10 11 128 13 43 21 4,100,000 3,081,000 3,500,000 2,275,000 3,915,000 1,180,000 3,450,000 1,150,000 1,450,000 15,840,000 1,825,000 5,067,900 2,825,000 11 3,925,000 10 3,525,000 10 3,725,000 7 2,700,000 11 4,600,000 3,900,000 10 1, 750,000 5 1,410,000 5 1,700.000 4 26 10,250,000 1,950,000 4 7,475,000 16 3,500,000 8 6,000,000 48,3,666 2,315,000 2,086,000 995,000 485,000 2,461,500 850,000 1,295,000 540,000 590,000 10,755,000 870,000 2,158,000 2,390,000 5 14 4 7 1 1 56 2 8 4 43 38 19 9 45 16 23 10 11 198 17 39 42 3 1 2 3,000,000 1,000,000 2,500,000 3 6 4,500.000 7,000,000 1 3 1,645,000 3,100,000 131 111 73 46 114 48 85 31 33 515 49 144 103 17,443,500 9,742,000 8,610,000 5,735,000 14,709,500 7,220;000 9,700,000 3,255,000 8,345,000 48,220,600 5,035,000 17,540,900 12,562,500 297 7,417,100 121 4,097,500 510 27,790,500 404 49,658,900 127 50,410,000 24 28,745,000 1,483 168,119,000 91 68 117 13 25 2,275,000 1,700,000 2,925,000 325,000 625,000 14 15 22 4 5 478,000 488,000 752,000 140,000 127 94 119 44 41 15,695,000 11,070,000 14,765,000 5,065,000 5,525,000 31 15 13 6 11 12,250,000 5,310,000 5,000,000 2,950,000 3,800,000 12 4 6 3 2 19,100,000 6,000,000 11,250,009 5,000,000 4,500,000 378 254 448 99 128 61,484,100 27,608,000 75,440,000 15,010,000 17,080,000 Virginia West Virginia North Carolina South Carolina Georgia Florida.. Alabama Mississippi Louisiana Texas . Arkansas Kentucky Tennessee Southern States Ohio. Indiana. Illinois. Michigan Wisconsin i 102 58 169 29 165,000 1 44 5,686,100 3,040,000 9,248,000 1,530,000 2,465,000 J 10 i 2 6,000,000 31,500,000 157 100 30 3,925,000 2,500,000 750,000 21 22 13 671,000 770,320 430,000 60 142 33 3,215,000 7,640,000 1,785,000 8 66 41 2,325,000 7,970,000 5,100,000 14 7 6 3,700,000 2,400,000 2,550,000 12 1 9 9,000,000 1,000,000 15,400,000 1 10,000,000 272 338 133 22,836,000 22,280,320 36,015,000 601 15,025,000 116 3,894,320 637 34,609,100 540 67,515,000 103 37,960,000 49 71,250,000 4 47,500,000 2,050 277,753,420 101 57 92 74 17 7 41 17 177 2,525,000 1,425,000 2,300,000 1,850,000 425,000 175,000 1,025,000 425,000 4,412,500 7 7 20 13 4 213,000 250,000 720,000 472,500 140,000 8 2 19 265,000 65,000 600,000 29 29 99 84 15 15 42 13 69 9 10 25 37 20 7 28 6 30 1,000,000 1,050,000 3,100,000 4,550,000 3,075,000 700,000 3,400,000 650,000 3,285,000 146 103 245 211 58 29 126 39 300 5,218,000 4,185,000 16,240,000 12,167,500 4,960,000 1,735,000 10,890,000 2,115,000 13,542,500 583 14,562,500 80 2,725,500 395 20,655,000 172 27 18 67 13 6 2 1 675,000 450,000 1,665,260 325,000 150,000 50,000 25,000 1 4 4 5 1 40,000 131,000 125,000 175,000 30,000 1 30,000 22 37 57 21 4 5 5 2 1,160,000 1,930,000 3,043,500 1,130,000 200,000 292,000 250,000 100,000 20 16 75 10 6 3 6 134 3,340,260 16 531,000 153 8,105,500 136 1 25,000 1 35,000 1 50,000 Total United States.. 2,004 50,069,730 381 Minnesota Iowa Missouri Middle States North Dakota South Dakota Nebraska Kansas Montana.. Wyoming Colorado New Mexico.... Oklahoma Western States Washington Oregon California Idaho .Utah Nevada Arizona Alaska. . . Pacific States Hawaii 1,480,000 1,460,000 5,220,000 4,445,000 820,000 860,000 2,200,000 675,0003,495,000 8 3 2 3,900,000 850,000 500,000 i 1,000,000 5 1 5 1,756,666 2 2,250,666 20,810,000 24 9,050,000 3 3,250,000 1,257 71,053,000 2,800,000 1,625,000 9,737,800 1,200,000 775,000 400,000 750,000 4 3 15 1 5 1,350,000 1,050,000 5,450,000 250,000 2,150,000 6 3 11 6,200,000 3,500,000 20,000,000 1 1,000,000 80 81 231 50 22 11 13 2 12,225,000 8,686,000 54,521,560 3,080,000 3,305,000 1,742,000 1,055,000 100,000 17,287,800 28 10,250,000 21 30,700.000 490 84,714,560 1 500,000 4 610,000 12,849,335 2,321 124,452,200 2,006 254,053,385 300,000 1,750,000 498 195,282,230 169 234,305,700 2 14,500,000 2 14,500,000 H W fel O o g tr1 fed 18 175,000,000 7,397 1,046,012,580 w o d i Q CO C 196 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 45.—Abstract of the resources and liabilities of the national banks at close of business September 4, 1912, in New York City, in the three central reserve cities, in other reserve cities, and elsewhere in the country. Central reserve cities. New York. New York, Chicago, and St. Louis. Other reserve cities.i Country banks. Aggregate. BESOTJRCES. $950,898 024.00 11,383,862,553.82 11,623,527,490. 00 $3,033,451,226.99 $6,040,841,270. Loans and discounts , , . 0.81 254,950.00 3,950,989.22 125, 339.03 Overdrafts 15,962,135.23 20,168,074.45 XL S. bonds to secure 79,417,390.00 167,099,640.00 477,568,490.00 724,085,520.00 47,993,600.00 circulation U. S. bonds to secure 2,977,670.00 18,121,390.00 25,129,400.00 46,228,460.00 1,774,670.00 U. S. deposits Other bonds to secure 1,603,150.17 10,345,696,08 20,530,689.93 32,479,536.18 716, 180.17 U.S. deposits 7,804,070.00 1,593, 370.00 XJ. S. bonds on h a n d — 1,601,990.00 1,832,770.00 4,369,310.00 7,092,456.00 615, 408.65 Premiums on U.S.bonds 2,019,081.53 792,268.51 4,281,105.96 Bonds, securities, e t c . . . 181,183, 179.85 218,367,970.09 231,895,142.16 589,723,440.12 1,039,986.552.37 Banking house, furni64,871,118.28 137 783,742.42 240,046,311.47 30,841, 404.36 37,391,450.77 ture and fixtures 6,070,428.96 21,027,228.15 28,459,029.88 939, 281.86 1,361,372.77 Other real estate owned. Due from national banks 199,600,520.84 100,029,408.05 452,087,610.48 44,862,375.05 not reserve agents 152,457,681.59 Due from State banks and bankers, trust 25,555,446.30 47,203,331.01 90,397,294.63 51,228,918.24 188,829,543.88 companies, etc Due from approved re285,200,397.67 526,592,004.52 812,152,402.19 serve agents Checks and other cash 11,845,055.25 18,463,998.13 37,342,814.74 6,265,177.17 7,033,761.36 items Exchanges for clearing 15,374,369.47 296,016,908.75 176,450,199.29 198,239,932.44 82,402,606.84 house Bills of other national 3,930,465.00 14,514,197.00 30,147,638.00 48,592,300.00 2,212,445.00 banks Fractional c u r r e n c y , 766,325.23 205,428.08 101,467.80 2,328,598.95 3,300,352.26 nickels, and cents 236,077,418.85 320,395,892.79 200,406,434.02 192,658,273.42 713,460,600.23 Specie 43,122,603.00 56,009,303.00 182,490,494.00 50,080,908.00 Legal-tender notes 83,358,588.00 Five per cent redemption fund 8,194,322.00 22,937,391.49 35,028,032.99 2,384,680.00 Due from Treasurer 3,896,319.50 XJ. S. other than 5 per cent fund 2,295,179.07 6,908,419.67 955,274.9' 2,056,963.13 3,657,965.63 1,762,727,538.512,548,240,911.53 3,068,247,901.78 5,346,911,947.04 10,963,400,760.35 Total LIABILITIES. Capital stock paid in Surplus fund Undivided profits, less expenses and taxes... National - bank notes outstanding State-bank notes outstanding Due to national banks not reserve agents.... Due to State banks and bankers Due to trust companies and savings banks Due to approved reserve agents Dividends unpaid Individual deposits U.S. deposits Deposits of U. S. disbursing officers Bonds borrowed Notes and bills rediscounted Bills payable Reserved for taxes Liabilities other than those above stated... Total 260,867,710.00 183,725,273.13 600,944, 870.00 1,046,012,580.00 353,951, 179.58 701,021,452.71 120,200,000.00 128,255,000.00 184,200,000.00 163,345,000.00 41,097,956.79 48,241,535.21 62,125,784.21 47,238,227.50 77,739,920.00 163,512,685.00 472,570, 513.00 713,823,118.00 16,516.00 16,516.00 468.00 10, 717.00 27,701.00 345,018,691.27 567,819,478.18 432,464,697.23 68,399, 034.40 1.,068,683,209.81 102,677,619.01 210,902,958.06 222,876,795.69 106,180; 105.53 539,959,859.28 197,339,597.38 238,233,917.26 63,969.97 767,845,606.35 1,678,654.86 415,874.09 7,920,150.00 216,886,010.02 132,367, 854.95 242,735,174.37 74,179: 752.10 529,299,679.38 28,872,366.64 10,673 546.98 39,545,913.62 93,861.22 416,143.28 530.01 1,299,534.51 ,056,704,182.61 1,421,411,215." 63 3, 5,413,554 608.76 5,891,670,007.00 — ~" 47,259,053.42 3,226,142.66 18,991,634.73 25,041,276.03 5,228,519.62 6,112,864.61 11,968,274.98 626,890.75 11,042,440.00 16,819,050.00 10,051,639.27 37,913,129.27 1,000,000.00 1,947,188.84 3,802,342.05 1,000,000.00 2,579,824.35 868,187.59 8,761,007.04 1,882,595.70 11,045, 562.42 56,897, 689.92 2,211,592.33 15,716,092.06 66,658,696.96 6,674,012.38 12,486.45 13,810.42 1,189,851.02 1,929,610.15 3,133,271.60 1,762,727,538.51 2,548,240,911.53 3,068,247,901.785,346,911,947.04 10,963,400,760.35 i Other reserve cities are Boston, Philadelphia, Baltimore. Albany, Brooklyn, Pittsburgh, Washington, Savannah, New Orleans, Galveston, Houston, Fort Worth. Dallas, San Antonio, Waco, Louisville, Cincinnati, Cleveland, Columbus, Indianapolis, Detroit, Milwaukee, Cedar Rapids, Des Moines, Dubuque, Minneapolis, St. Paul, Kansas City, Kans., Wichita, Kansas City, Mo., St. Joseph, Lincoln, Omaha, Denver, Pueblo, Salt Lake City, San Francisco, Los Angeles, Portland, Oreg., Seattle, Spokane, Tacoma, Topeka, Moskogee, Oklahoma City, South Omaha, and Sioux City. 197 REPORT OF THE COMPTROLLER OP THE CURRENCY. TABLE NO. 46.—Highest and lowest points reached in the principal items of resources and liabilities of national bants during the existence of the system, as shown by reports of condition. Highest point peached. Lowest point reached. Jan. 1, 1866. Sept. 4,1912. Amount. Date. Amount. Date. Capital $403,357,346 $1,046,012,580 $1,046,012,580 Sept. 4,1912 $403,357,346 Jan. 1,1866 Capital, surplus, and 330,2041.•,989,769,2091..,989,769,209 do undivided profits 475,330,204 Do. Circulation 239,530 713,823,118 713,823,118 122,928,084 Oct. 2,1890 do Total investments in do United State b o n d s . . 380,350 778,118,050 778,118,050 170,653,059 Do. Individual deposits 212,' 174 ~ 5..,891,670,"" 007 5. i, 891,670,007 501,407,586 Oct. 8,1870 .do 650, 109 6; i, 040,481, 270 6; do 500,650,109 Jan. 1,040,481,270 Loans and d i s c o u n t s . . . 1,1866 Cash: 406,442 49,217,895 Apr. 18,1912 11,841,104 Oct. 7,1867 National-bank notes 48,592,300 1,1866 Legal-tender notes.. 846,548 182,490,494 205,793,578 Oct. 52,156,439 Mar. 11,1881 Specie 909,363 713,460,600 769,029,177 Feb. 20,1912 8,050,380 Oct. 1,1875 TABLE NO. 47.—Percentages of loans, United States bonds, lawful money, etc., to the aggregate resources of national banks, on or about October 1, 1897 to 1912. 1897 Loans and discounts United States bonds Lawful money Total Capital Surplus and profits Individual deposits Total Loans and discounts United States bonds Lawful money Total Capital Surplus and profits Individual deposits Total 1898 1899 1900 1901 1902 1903 1904 P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. 55.3 7.0 6.4 54.2 10.6 9.2 53.7 7.1 10.0 53.2 8. 1 10.3 53.0 53.7 7.8 7.5 9.5 8.3 68.7 74 0 70.8 71.6 17.3 9.0 50.0 15.6 8.5 50.9 13.0 7.5 52.7 12.5 7.7 49.7 76.3 75.0 73.2 69.9 1905 1906 1907 1908 55.2 8.6 8.8 53.4 7.9 7.2 70.3 69.5 72.6 68.5 11.5 11.5 7.6 8.1 51.6 52.5 11.9 8.8 50.0 11.0 9. 8 49.6 70.7 72.1 70.7 70.4 1909 1910 1911 1912 P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. 63.9 54.0 56. 1 52.9 53.5 55. 6 54.5 55. 1 7.4 8.9 7.8 7.8 7.9 8.4 7. 9 9.6 7. 6 9.5 7.5 8.9 7.4 8.6 7 1 8.1 70.2 69.6 72.4 7C.5 70.6 72.0 70.5 70.3 10.7 10. 4 10.7 8.3 8.4 8.8 51.1 52.4 51.5 10. 2 8.5 50.4 9.8 8.4 52.3 10 2 8.9 52.4 9.9 8.7 52,9 9 4 8.7 53.8 7L2 69.1 70.5 71.5 71.5 71.9 70.1 70.9 198 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 48.—Classification of loans made by the national banks in the central reserve cities (New York, Chicago, and St. Louis) and other reserve cities, together with country banks, on appropriate dates for the past five years. SEPTEMBER 23, 1908. On deOn time, On deseOn time, singlemand, pa- mand, cured by paper with name paNum- per with stocks, two or more per (one ber of one or more bonds, and person or individual banks. individual other perfirm), withor firm or firm sonal secuout other names. names. rities. security. New York Chicago St. Louis Other reserve cities Country Total 37 14 8 312 6,482 On time, secured by stocks, bonds, and other personal securities, or on mortgages or other realestate security. Total. $6,800,529 8374,,548,964 $146,194,094 $132!, 737,553 $245, ,372,335 $905,653,475 12,423,469 30,091,507 83,966,091 60,065,338 45,839,437 232,385,842 12,475,849 27,454,224 30,150,989 10,805,700 24,054,044 104,940,806 130,285,953 271,667,315 353,363,981 245,247,548 231,192,169 1,231,756,966 233,906,895 218,939,708 968,716,204 403,319,905 450,992,929 2,275,875,641 6,853 395,892,695 922,701,7181,582,391,359 852,176,044 997,450,914 4,750,612,730 SEPTEMBER 1, 1909. New York Chicago St. Louis O ther reserve cities Country Total 38 13 10 321 6,595 $7,708,853 $385,430,495 $145,989,671 $163,098,915 $223,425,689 $925,653,623 12,188,399 26,097,308 97,556,025 67,304,368 59,516,388 262,662,488 12,459,864 30,438,006 35,164,037 12,717,629 27,689,883 118,469,419. 143,963,616 292,367,684 383,037,317 287,953,693 264,989,274 1,372,311,584 265,208,958 223,016,4411,036,720,641 440,403,363 484,435,834 2,449,785,237 6,977 441,529,690 957,349,9341,698,467,691 971,477,968 1,060,057,068 5,128,882,351 SEPTEMBER 1, 1910. New York Chicago St. Louis O ther reserve cities Country Total 39 11 10 322 6,791 $9,948,094$328,145,065 $176,608,89C $170,708,005 $188,470,806 $873,8 21,387,289 43,577,296 89,708,354 71,561,018 62,422,974 288,6656,931 114,4454,494 9,779,705 25,209,697 35,123,845 12,976,152 31,365,095 177,565,013 286,247,583 404,926,817 307,806,421 277,896,550 1,454,4442,384 305,626,016 255,931,6991,136,149,244 505,227,302 532,791,707 2,735,725,968 7,173 524,306,117 939, 111, 340 1,842,517,150 1,068,278,898 1,092,947,132 5,467,160,637 JUNE 7, 1911. New York Chicago St. Louis Other reserve cities Country Total 40 11 8 322 6,896 $9,356,484 $331,736,688 $177,331,562 $197,030,419 $188, 111, 280 $903,566,433 20,327,697 40,826,176 103,261,404 84,333,202 66,780,576 315,529,055 9,126,784 23,926,801 35,998,093 19,824,260 30,843,449 119,719,387 172,602,898 300,370,159 416,032,778 321,717,946 285,587,754 1,496,311,535 318,319,136 256,891,7761,152,511,484 501,810,562 546,179,419 2,775,712,377 7,277 529,732,999 953,751,600 1,885,135,3211,124,716,389 1,117,502,478 5,610,838,787 JUNE 14, 1912. New York Chicago St. Louis O ther reserve cities Country Total $17,796,847 $326,897,301 $171,791,524 $219,172,889 $223,410,194 $959,068,755 22, 589,835 48,637,670 110,601,822 84,216,690 68,651,357 334,697,374 116,184,640 751,895 19,803,657 40,898,060 18,453,821 28,277,207 320 183,101,384 311,679,203 429,791,294 336,792,075 319,055,581 1,580,419,537 6,997 339,105,720 278,403,745 1,220,370,545 539,870,214 585,783,901 2,963,534,125 7,372 571,345,681 985,421,576 1,973,453,245 1,198,505,689 1,225,178,240 5,953,904,431 EEPOET OP THE COMPTEOLLEE OP THE CUEBENCY. 199 TABLE NO. 49.—Classification of loans and discounts by the national banks on June 14, 1912. Reserve cities. On deOn demand, On time, mand, by paper with Num- paper with secured stocks, two or more ber of one or more and individual banks. individual bonds, other peror firm or firm sonal secunames. names. rities. On time by On time, secured stocks, singlebonds, and name pa- other perper (one sonal seperson or or firm), curities, on mortwithout gages or other se- other realcurity. estate security. Total. CENTRAL RESERVE CITIES. New York City Chicago St. Louis Total $17,796,847 $326,897,301 $171,791,524 $219,172,889 $223,410,194 $959,068,755 22,589,835 48,637,670 110,601,822 84,216,690 690 68,651,357 334,697,374 40,898,060 _18 Z 453 L 821 28277207 116,184,640 8,751,895 19,803,657 55 49,138,577 395,338,628 323,291,406 321,843,400 320,338,758 1,409,950,769 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore. Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus..,. „ Indianapolis Detroit Milwaukee Minneapolis... St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo.... St. Joseph Lincoln Omaha South Omaha Kansas City, Kans. Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City Total Total, all re- | serve cities. 47,326,365 13,370,815 53,910,16' 5,201,176 2.299,842 11,234,006 8,969,284 3,658,551 828,293 5,640,108 51,545,550 57,455,951 43,919,152 12,711,511 37,012,099 15,041,901 3,341,819 12,806,531 1,001,772 8,891,081 8,455,171 733,790 1,149,322 45,600 8,405,384 3,019,852 4,113,193 6,300,800 906,914 1,009,987 3,857,670 580,346 302, 750 728,900 733,671 58,371 5,415,678 426,915 1,251,707 2,759,200 118,884 304,796 1,970,872 264,411 510,250 1,827,027 4,620,789 9,220,587 7,432,284 13,000,598 14,041v653 4,387,791 9,845,868 15,016,609 3,975,654 2,147,569 3,727,246 14,204,756 1,032,468 2,573,487 16,412,581 3,027,995 1,146,502 6,035,650 13,770,037 3,725,141 6,485,592 24,640,126 8,026,052 10,688,022 3,236,242 3,336,353 2,880,824 526,321 708,246 4,342,169 2,111,913 735,231 1,205,663 60,754 5,800 3,595,021 430,969 411,661 15,098,370 5,671,828 7,367,558 4,576,897 988,773 302,313 2,351,184 254,506 152,497 11,215,600 2,437,529 3,270,556 483,219 121,681 295,976 976,789 100,631 199,755 433,501 263,799 73,885 1,555,632 216,281 153,560 6,606,622 710,002 4,125,529 1,288,866 192,216 56,535 1,181,594 233,984 160,742 1,522,413 559,822 224,091 6,166,156 7,304,758 4,009,150 4,522,630 1,583,696 950,956 1,461,777 1,068,411 584,375 2,873,149 8,241,977 2,694,458 5,411,823 20,250,335 8,914,212 9,009,324 49,410,096 35,438,627 2,100,449 1,427,919 1,533,208 320 183,101,384 311,679,203 429,791,294 375 232,239,961 707,017,831 62,317,315 33,453,441 210,378,103 3,448,779 1,486,522 23,670,325 2,622,577 838,283 16,916,988 71,419,080 42,838,436 228,899,125 16,188,742 28,138,033 137,969,537 17,092,690 12,786,141 61,069,082 1,774,749 2,281,713 22,404,486 928,997 319,896 3,177,605 5,303,955 2,342,899 23,185,283 6,268,822 17,049,283 2,562,760 4,370,447 2,380,587 11,491,800 973,065 3,438,000 943,993 8,227,927 5,964,159 21,286,386 3,093,502 2,616,487 8,892,869 1,671,198 1,133,023 5,549,754 6,135,604 25,337,356 3,533,349 11,813,700 8,699,209 54,987,444 9,563,524 55,753,364 16,939,572 3,705,308 2,618,489 16,174,266 6,012,218 5,729,469 29,552,398 6,176,772 9,174,968 35,938,818 9,780,139 7,494,990 40,805,957 8,711,889 5,886,554 53,750,213 6,754,078 5,389,126 29,403,821 2,653,449 1,258,878 8,027,718 3,547,825 2,914,484 13,651,622 706,031 708,496 2,686,744 2,546,260 2,919,461 9,903,372 7,733,780 26,886,335 62,757,871 1,519,056 2,740,432 10,127,471 2,322,835 1,617,737 6,698,759 9,573,601 8,144,264 34,641,550 731,121 5,489,819 7,121,816 515,705 2,005,619 3,798,499 694,274 533,623 1,999,082 1,106,002 1,376,037 4,407,512 9,950,013 28,435,648 7,043,482 1,642,620 1,418,090 4,598,327 442,748 2,077,481 4,096,549 1,087,068 2,002,637 5,396,031 4,748,609 4,084,866 26,313,539 4,188,544 4,433,118 15,678,944 574,024 1,385,766 5,074,353 1,760,402 3,805,144 19,375,130 4,872,859 5,338,128 44,787,357 11,354,424 8,303,684 113,516,155 2,908,374 2,273,275 10,243,225 336,792,075 319,055,5811,580,419,537 753,082,700 658,635,475 639,394,339 2,990,370,306 STATES, ETC. Maine. New Hampshire Vermont Massachusetts Rhode Island Connecticut T o t a l New England States 70 56 50 168 22 78 3,951,690 3,708,046 3,723,909 3,917,169 4,503,160 3,226,058 8,102,225 13,712,333 962,345 2,760,757 6,522,884 11,737,247 444 -27,766,213 39,061,610 19,185,720 3,766,880 7,326,679 1,523,555 6,988,010 1,823,766 54,427,672 31,136,135 12,621,879 10,450,100 28,953,840 11,767,222 129,503,800 60,467,658 4,068,982 1,463,074 2,232,892 23,734,996 4,362,948 10,850,071 34,681,318 17,954,386 18,773,886 131,113,361 31,158,029 69,831,264 46,712,963 303,512,244 200 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 49.—Classification of loans and discounts by the national banks on June . 1912—Continued. Reserve cities. On deOn demand, On time, mand, secured by paper with Num- paper with stocks, two or more ber of one or more bonds, and individual banks. individual other peror firm or firm sonal secunames. names. rities. On time, by On time, secured stocks, singleand name pa- bonds, perper (one other sonal seperson curities, or firm), on mort-or without gages or other se- other realcurity. estate security. Total. STATES, ETC.—COn. New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total Eastern States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total Southern States... Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Total Middle States North Dakota South Dakota Nebraska Kansas Montana Wyoming i Colorado New Mexico Oklahoma Total Western States.. Washington Oregon California Idaho. Utah Nevada Arizona Alaska Total Pacific States 421 $28,854,906 $36,862,346 $135,059,044 $42,570,399 $28,489,775 $271,836,470 9,295,924 25,378,325 78,795,041 18,355,332 12,137,712 143,962,334 197 773 27,347,463 35,536,661 173,181,750 45,879,476 60,701,932 342,647,282 797,139 853,008 1,678,409 10,010,820 28 814,715 5,867,549 2,776,068 1,734,981 4,937,550 90 2,584,676 16,859,965 28,893,240 23,022 1 430,514 246,034 30,167 729,737 1,510 410,009,383 109,393,196 107,975,545 798,079,883 10,070,429 21,691,137 2,521,567 10,745,654 2,834,333 12,019,984 3,902,469 8,747,711 13,070,792 16,614,560 7,893,441 8,973,322 9,608,216 13,403,487 1,810,436 3,224,430 3,363,969 4,812,087 34,549,290 35,958,315 4,383,222 5,324,070 5,570,260 8,320,962 13,506,659 15,586,600 100,934,820 47,747,714 39,119,294 25,183,516 60,637,997 33,213,778 37,596,265 11,365,030 17,799,534 119,056,815 19,508,136 44,313,563 62,036,915 32,574,566 274,176,548 113,085,083 165,422,319 618,513,377 28,215,862 24,612,794 12,699,996 6,514,438 30,482,301 10,457,009 6,770,337 11,069,798 5,010,475 2,783,749 9,573,246 4,983,049 17,118,613 4,239,773 4,445,724 1,530,056 64,095,738 25,454,350 30,836,158 51,414,155 13,598,133 18,119,757 68,540,112 34,658,200 28,146,434 26,610,889 11,583,411 13,859,379 29,220,554 17,382,514 11,971,245 26,963,029 23,432,213 20,130,045 31,677,677 31,720,-202 15,618,925 11,375,305 5,975,801 4,657,718 173,214,902 102,346,479 172,284,056 69,893,814 66,368,537 85,081,582 100,375,190 27,984,604 4,699,864 3,152,025 1,199,887 445,588 2,948,443 1,489,189 1,815,805 680,777 863,770 7,565,287 977,012 4,842,867 2,574,347 7,018,474 3,056,831 1,430,140 690,309 2,999,996 1,699,936 1,948,984 900,761 1,035,472 3,646,233 940,654 4,221,352 2,985,424 1,437 33,254,861 355 249 437 96 123 261 318 110 57,454,916 28,271,637 21,634,950 11,397,439 25,004,206 13,157,890 10,819,773 4,748,626 7,724,236 37,337,690 7,883,178 21,358,122 27,383,885 1,949 114,316,554 66,190,666 309,897,459 163,804,824 143,339,661 797,549,164 146 103 231 204 58 29 118 39 282 2,251,812 1,210,958 4,016,396 2,655,187 5,491,705 347,826 3,080,682 2,606,888 1,978,021 1,129,393 579,926 733,741 1,001,532 1,102,755 237,189 1,861,515 1,258,809 779,734 6,101,892 12,798,945 4,799,157 6,365.079 6,487,954 9,865,084 15,618; 982 17,912,423 15,266,395 16,657,450 13,549,768 17,966,688 5,915,009 7,475,939 6,562,248 2,878,845 5,495,871 2,729,448 7,535,667 7,839,559 . 8,529,752 3,496,851 2,633,213 2,368,517 9,635,351 6,549,890 20,775,756 27,081,199 24,509,001 53,547,937 51,830,625 26,547,656 11,689,179 28,847,175 12,364,278 39,718,752 1,210 23,639,475 8,684,594 71,889,356 67 76 209 48 17 11 \X 6,574,760 8,689,254 46,719,106 3,250,294 1,955,640 2,172,107 1,269,774 112,243 3,192,013 2,067,807 19,500,061 1,580,849 909,159 1,093,484 880,815 34,465 4,563,326 3,554,150 9,640,056 3,352,585 1,611,198 628,691 1,428,427 46,581 3,905,173 3,345,003 8,569,409 3,581,132 873,431 815,587 772,488 67,083 3,200,758 2,747,736 9,933,761 3,086,173 966,388 484,191 804,881 79,281 21,437,030 20,403,950 94,365,393 14,851,033 6,315,816 5,194,060 5,246,385 339,653 443 70,743,178 29,258,653 24,825,014 21,930,306 21,396,169 168,153,320 290,917 1,026,419 68.985 24,300 179,654 1,590,335 Hawaii Total States, etc Total United States 69,094,522 101,607,237 132 110 73 46 113 46 85 .31 28 483 50 136 104 i 71,164,787 100,757,590 276,135,802 6,997 339,105,720 278,403,745 1,220,370,545 539,870,214 585,783,901 2,963,534,125 7,372 571,345,681 985,421,576 1,973,453,245 1,198,505,689 1,225,178,240 5,953,904,431 TABLE NO. 50.—Amount and character of State bonds, etc., held by national banks on June 14, 1912. Cities, States, and Territories. State, Num- county, and ber of banks. municipal bonds. Railroad bonds. Other publicservice corporation bonds. All other bonds. Stocks. Warrants, Foreign claims, governjudgments, ment etc. bonds. Other foreign bonds and securities. Total. CENTRAL RESERVE CITIES. New York City Chicago St. Louis $15,572,570 $97,991,739 $23,582,711 $37,435,852 1,757,886 3,641,619 4,236,277 11,333,405 1,090,168 1,900,938 748,936 4,905,979 Total 55 18,420,624 103,534,296 28,567,924 $3,802,804 $2,579,044 $2,215,803 $1,623,089 $184,803,612 4,297,912 2,875,934 473,117 416,471 29,032,621 9,670,214 96,660 927,363 170 53,675,236 7,606,101 5,918,772 4,956,419 1,945,628 2,378,046 850,623 1,089,782 12,279,974 7,711,344 5,025,417 20,188,151 728,866 1,888,377 1,051,404 583,427 320,656 195,885 2,000 15,326 125,307 179,741 259,750 24,299 1,157,245 4,863,886 641,135 92,392 26,205 214,346 14,750 44,809 8,529 40,600 1,000 111,409 1,402,196 2,091,423 579,596 437,030 1,291,891 1,160,791 567,548 801,605 127,645 415,613 175,370 197,690 1,604,805 39,000 1,000 133,425 11,000 79,180 8,650 111,415 126,710 261,191 41,406 524,700 47,000 107,154 3,500 9,000 5,000 115,928 9,500 303,743 398,384 39.012 '600 390,906 38,213 200 6,973,616 2,689,090 2,039,560 223,506,447 57,148 37,770 50,312 58,246 365,442 1,640,434 130,474 1,140,683 35,140 62,725 20,857,509 8,185,860 4,700,914 40,360,924 42,783,702 7,483,026 5,973,539 26,205 3,982,412 1,105,250 339,007 85,247 1,184,050 330,270 24,604 4,121,678 10,891,923 5,929,699 3,702,313 4,694,306 4,422,945 4,579,301 2,944,730 4,735,240 376,944 749,879 454,101 1,049,105 3,663,076 104,613 8,803 2,153,433 127,615 383,233 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston.. Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln. Omaha South Omaha Kansas City, Kans ... 1,971,069 1,419,889 209,449 2,124,503 2,294,977 3,053,388 12,884 7,736,590 2,132,235 2,468,515 16,647,819 8,610,562 993,286 2,876,169 2,607,735 894,615 263,828 43,107 1,005,967 185,500 232,357 601,670 4,902 5,985 5,920 12,300 950 120,000 14,000 673,102 3,486,415 976,626 1,679,106 834,630 408,807 433,331 713,579 594,846 1,746 - 35,700 58,750 153,200 498,289 14,000 1,959,832 4,663,613 1,856,764 848,658 1,681,515 2,130,396 1,536,205 1,007,234 2,757,712 61,188 30,080 1,107,280 334,031 275,907 1,113,399 488,987 1,235,939 602,010 572,077 180,706 482,906 4,387 192,981 91,110 439,617 4,388 661,034 31,100 259,972 403,209 11,000 20,400 327,124 5,500 10,000 39,457 97,550 47,500 170,500 5,648 17,548 11,226 10,770 14,954 218,316 15,273 196,213 39,540 3,852 55,864 86,202 81,429 152,558 17,500 122,656 239,075 3,826 7,203 237,335 30,802 13,481 200,765 90,436 193,822 200,000 67,507 19,629 38,100 31,673 19,679 50,859 400 TABLE NO. 50.—Amount and character of State bonds, etc., held by national banks on June 14, 1912—Continued. Cities, States, and Territories. Number of banks. OTHER RESERVE CITIES—continued. Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City , Total Total, all reserve cities STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Total New England States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total Eastern States Virginia West Virginia North Carolina South Carolina State, county, and municipal bonds. Railroad bonds. Other publicservice corporation bonds. All other bonds. $309,217 247,863 224,005 435,615 167,741 840,483 2,659,701 451,494 418,425 2,217,262 2,665,620 6,488,249 115,000 $32,600 100,882 1,069,250 370,678 $10,000 7,600 3,372,515 578,573 $29,700 21,800 945,063 205,033 554,705 249,587 15,750 183,000 726,324 3,591,744 327,151 784,375 52,700 356,300 420,414 530,731 2,296,863 64,725 37,925 243,750 239,986 671,678 417,617 320 44,841,819 68,579,896 45,566,656 375 63,262,443 172,114,192 70 56 50 168 22 78 968,595 527,066 1,089,347 1,176,783 250,068 1,371,518 4,491,710 1,366,237 1,642,369 7,944,264 2,056,669 8,596,010 Stocks. $130,050 11,965 1,731,284 169,880 80,000 15,050 126,555 23,198 160,255 150,000 43,331 1,649,816 30,342 Warrants, claims, judgments, etc. Foreign government bonds. $3,502 387,523 314,257 139,110 338,189 653,383 239,477 92,031 98,771 42,869 222,295 366,006 $30,000 40,611 866,159 52,693,278 14,431,625 7,871,111 1,991,865 74,134,580 106,368,514 22,037,726 14,844,727 4,680,955 2,509,770 1,010,744 1,068,944 8,974,054 1,994,741 2,229,416 397,459 1,983,234 231,895 1,328,176 474,545 705,338 60,293 40,169 6,134 121,058 144,575 121,689 49,050 144,427 21,812 171,597 10,410 110,138 5,432,048 1,190,232 917,264 10,430,877 2,773,312 3,034,324 Other foreign bonds and securities. $95,304 540,113 Total. $515,069 390,110 7,759,640 2,114,647 386,851 1,193,722 5,135,019 1,016,456 724,386 3,313,197 4,248,861 15,882,108 1,320,841 236,516,363 2,579,673 460,022,810 ======= = = = = = 62,329 13,971,254 4,876 6,266,985 35,542 5,013,307 133,754 30,280,563 20,845 7,725,165 46,284 16,214,717 444 5,383,377 26,097,259 23,778,057 17,787,669 5,120,647 493,918 507,434 303,630 79,471,991 421 197 773 28 90 1 13,920,875 9,657,812 8,722,887 139,690 1,202,822 46,767,407 23,293,533 49,922,833 1,050,591 4,317,546 279,001 14,001,566 13,610,531 33,220,574 1,329,548 3,153,860 99,350 15,957,156 7,412,887 28,010,615 470,400 1,723,916 13,790 1,505,996 1,050,816 3,773,572 33,344 203,834 27,010 958,889 424,468 2,884,381 61,693 113,516 827,841 478,578 1,170,022 16,053 2,367 488,308 147,170 537,817 24,959 4,643 94,428,038 56,075,795 128,242,701 3,126,278 10,722,504 419,151 33,644,086 125,630,911 65,415,429 53,588,764 6,594,572 4,442,947 2,494,861 1,202,897 293,014,467 349,073 752,261 30,000 1,195,779 1,101,289 205,912 260,178 766,691 247,635 211,937 551,921 318,437 177,601 45,017 11,425 9,895 11,745 4,590 5,559,270 3,942,137 820,527 1,735,700 1,510 132 110 73 46 1,296,147 784,245 281,300 882,787 1,618,658 867,361 46,361 29,389 Georgia Florida Alabama. Mississippi Louisiana Texas Arkansas Kentucky.. .... . Total Southern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Total Middle States North Dakota South Dakota. Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total Western States Washington Oregon California Idaho . .... Utah Nevada Arizona . . .. Alaska Total Pacific States Hawaii Total States, etc Total United States . . . . . . . . 113 46 85 31 28 483 50 136 104 208,564 1,500,138 1,765,444 925,861 680,149 1,631,804 197,825 863,073 758,913 77,500 165,951 135,513 433,855 293,782 886 516,571 31,219 19,500 28,552 261,962 40,000 21,804 163,760 13,600 627,473 605,046 158,607 134,518 913,824 418,554 64,825 484,333 268,246 353,073 1,089,661 365,936 484,585 218,605 26,607 27,861 243,173 191,310 133,045 482,655 98,532 453,859 158,560 100,203 65,950 652,006 204,000 390,900 337,511 14,653 20,000 10,966 928,639 2,767,603 3,468,561 1,945,080 860,589 3,499,824 875,867 2,884,135 3,305,005 1,437 11,776,250 4,217,046 2,913,031 6,648,799 3,951,961 3,014,001 56,293 15,556 32,592,937 355 249 437 96 123 261 318 110 16,199,929 5,448,778 8,283,268 5,690,964 4,511,711 2,531,464 782,906 606,733 4,942,993 3,862,258 4,791,411 1,870,173 3,582,762 736,441 626,138 101,225 3,665,027 4,263,634 6,894,489 2,212,195 4,687,830 694,830 1,109,533 240,750 7,071,555 2,956,622 8,137,701 5,609,688 6,119,779 2,038,713 1,489,745 654,088 1,041,883 248,245 841,733 252,010 379,054 149,091 494,328 88,641 408,183 254,376 1,825,038 394,000 274,182 917,581 1,034,061 86,383 113,713 146,561 395,997 59,634 71,696 22,240 11,311 62,298 144,947 21,158 40,680 8,160 35,907 33,454,594 17,242,772 31,314,584 16,109,822 19,667,694 7,098,520 5,572,618 1,791,836 1,949 44,055,753 20,513,401 23,768,288 34,077,891 3,494,985 5,193,804 823,857 324,461 132,252,440 146 103 231 204 58 29 118 39 282 288,579 366,955 360,942 1,952,577 547,818 133,379 1,512,066 49,958 889,019 76,313 49,153 221,102 9,350 88,864 1,116,375 87,045 1,000 16,140 77,777 96,675 601,143 17,500 24,763 927,967 128,485 11,580 79,158 470,124 117,252 319,603 145,298 77,233 937,118 74,403 204,125 44,823 56,392 32,707 399,069 84,247 18,033 368,888 61,877 93,533 583,783 593,785 511,372 131,932 793,515 109,326 899,661 114,768 2,459,267 1,210 6,101,293 1,649,202 1,902,030 2,424,314 1,159,569 6,197,409 67 76 209 48 17 11 13 2 796,408 1,038,441 11,906,629 317,412 559,200 131,798 338,197 10,717 179,626 499,310 2,968,146 90,443 198,520 123,066 5,117 10,062 92,975 305,891 2,965,920 52,840 8,750 19,508 70,450 4,781 290,500 162,339 1,367,460 104,020 357,348 203,538 22,400 12,028 28,429 59,140 293,512 159,859 64,056 104,112 20,710 1,333,009 892,359 454,686 559,962 140,803 129,031 173,240 14,609 443 15,098,802 4,074,290 3,521,115 2,519,633 729,818 3,697,699 18,735 24,970 20,000 4 14,016 1,012,483 1,641,346 1,168,101 3,658,393 1,597,728 451,598 5,762,075 516,536 3,658,524 32,967 o H O H W o o K 3 19,466,784 32,967 2,720,947 2,957,480 19,975,088 1,284,536 1,328,677 711,053 630,114 52,197 18,735 29,660,092 85,230 7,865 6,997 116,059,561 182,207,079 121,317,950 117,132,300 21,059,417 23,039,778 3,934,147 1,846,544 7,372 179,322,004 254,321,271 195,452,530 223,500,814 43,097,143 37,884,505 8,615,102 4,426,217 1,046,619,586 W tei o d a 138,065 586,596,776 to o TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912. DECEMBER 5, 1911. States, Territories, and reserve cities. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New England States New York Albany Brooklyn New York City New Jersey Pennsylvania Philadelphia Pittsburgh. Delaware Maryland Baltimore District of Columbia Washington Demand certificates of deposit. $40,049,964.68 18,653,703.13 16,942,940.17 126,665,823.83 182,043,964.17 26,289,832.88 64,289,045.53 $1,195,997.95 1,856,562.49 943,025.22 3,118,839.13 2,486,348.69 3,739,252.65 1,491,736.09 $410,065.02 86,235.28 234,323.03 691,931.47 474,935,274.39 14,831,762.22 , Time certificates of deposit. Certified checks. Cashier's checks outstanding. Total. 3 8,500.00 37,494.75 $89,402.91 34,784. 70 7,408.97 509,909.20 3,639,370.10 94,857. 78 765,334.56 $259,471.32 197,120.08 69,214.02 359,793.13 1,642,600.84 78,199.01 143,061.48 $42,004,901.88 20,828,405.68 18,196,911.41 131,346,296.76 189,812,283.80 30,210,642.32 66,726,672.41 1,468,549.55 5,141,068.22 2,749,459.88 499,126,114.26 337,441.93 55,731.24 210,352.27 23,938,090.24 280,774.33 845,953.83 3,080,314. 66 1,597,635.97 2,809.13 19,602.08 1,063,922.90 245,493.05 8,677.00 837,803.02 127,416.57 165,617.82 65,563,383.93 1,155,094. 78 384,994.80 462,204.80 347,048.57 49,433. 77 66,661. 63 523,404.27 397. 61 64,658.36 316.69 329,576, 594.63 13,021, 514.85 17,722; 882.46 686,417, 818.71 182,651i 970.64 427,893, 774.79 185,220, 438.03 121,887, 584.00 10,356. 265.23 35,944; 591. 71 45,922, 799.87 864, 072.39 23,389, 951.69 1,799,407,951.54 117,892,145.90 62,389,096.36 69,748,119.93 31,432,945.27 2,080,870,259.00 8,776,283.63 2,806,613.19 2,846, 250.14 397; 735.25 1,596,250.87 396,895.81 967, 770. 73 1,061,977.61 238, 176.73 1,386,006.89 317, 834.60 3,454,557.46 46, 689.56 309,194.06 177,912.84 4,812,834.30 13,996,845. 77 3,924,073.05 810,503.80 3,283,171.05 141,927. 75 1,522,089. 68 2,102,932.70 2,428,362.35 941,403.76 531,943.16 5,185,336.65 138,914.55 22,130.67 18,777.50 423,369.63 49,267.17 12,899. 55 15,751.47 61,961.26 11.91 80,702.55 28,560.55 12,426.54 30,034.66 98,025.10 86,509.66 16,947.05 18,020.23 1,847.00 163,584.75 102,139.16 208,259.50 74,586.67 279,359.50 3.48 214,419.95 117,292.17 40,831,85 101,958.31 117,663. £7 779,823.11 420,630.59 185,466.13 10,519.94 84,653 644.09 46,866! 655.75 28,558; 539.92 18,594, 088.19 45,677, 843.80 1,433,293.33 29,907, 071.05 35,859, 233.05 12,806, 739.68 15,5.12,624.18 23,475, 161.87 111,017,417.24 16,708,979. 75 10,915,155.66 3,982, 021.27 276,125,688.29 12,802,367.37 17,306,463.23 591,165,059.72 174,224,618.45 321,344,831.74 179,439,118.70 116,921,397.78 9,910,231.08 32,414, 653.26 43,819,040.55 863,674.78 23,070,806.59 Eastern States Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida Alabama. Mississippi Louisiana New Orleans Texas Dallas A Fort Worth Galveston Individual deposits subject to check. 70,477,571.78 29,911, 790.46 21,567,05?. 68 17,295,511.00 40,457, 101.12 894,454.38 27,122, 088.14 32,548, 470.02 10,086,942.21 13,053,220.56 22,409, 1.44 101,511, 190.36 16,085,798.00 10,380,344.57 3,772,963.99 50,111,279.75 35,999.67 40,449.14 5,449, 703.57 4,506,105. 69 52,238,293. 71 1,846,353.11 1,320,997.27 58,644.29 1, 722,394. 50 316,432.15 2,164,381.64 301,581.25 2,485,377.39 53,079,700.71 392,446. 76 1,700,504.41 335,146.96 1,721,280.24 200,000.00 O O g •d r H W o 9 o Houston San Antonio. Waco Arkansas Kentucky Louisville Tennessee Southern States. Ohio Cincinnati Cleveland Columbus Indiana Indianapolis.. Illinois Chicago Michigan Detroit. Wisconsin Milwaukee Minnesota Minneapolis... St. P a u l . . . . . . . Iowa Cedar R a p i d s . Des Moines Dubuque Sioux City Missouri Kansas C i t y . . . St. Joseph St. Louis Middle Western States. North Dakota South Dakota Nebraska Lincoln Omaha South O m a h a . Kansas Kansas C i t y . . . . Topeka Wichita Montana Wyoming Colorado Denver Pueblo 19,746,437.40 8,677,025.82 4,609,912.59 13,442,982.97 33,544,990.47 13,642,998.64 44,681,300.92 794,844.94 51,567.10 2,848.96 1,622,495.68 1,344,935.46 819,580.22 6,751, 795.24 1,337,598.19 247,702.98 148,923.65 1,033,935.42 4,000.715.15 3, 796; 001.26 6,123,066.22 9,073.87 15,114.22 4,839.25 42,199.39 25,703.87 37,545.54 173,474.45 530,460.58 66,759.11 55,346.86 68,098.19 36,784.24 228,255.52 242,942.26 22,418,414.98 9,058,169.23 4,821,871.31 16,209,711.65 38,953,129.19 18,524,381.18 57,972,579.09 555,919,848.52 36,168,216.97 56,549,189.61 1,244,284.92 4,045,185.44 653,926,725.46 127, 544, 706. 67 41, 745,431.59 006,258.28 13 689,867.58 73! 398,556.05 20! 985,022.89 124: 586.493.54 186; 996,811.64 58! 008,446. 59 27; 490.397.55 45. 474,862.63 31! 283.124.15 46! 577', 278. 74 4i; 183,329. 65 24! 442,049.80 45 847,670.72 485, 853.50 21,282,298.56 703.030.22 190,665.03 875,394.91 781,896. 74 420,301.53 201.971.16 158.697.23 36,623, 168. 48 1,151, 092. 08 334, 237. 65 859, 544.97 31,527, 787.49 1,490, 511.57 26,738, 659.58 2,840, 253.59 19,790, 514.50 3,974, 663.58 12,984, 534.88 7,038, 858.87 1,796, 316. 49 3,429, 500.93 1,721, 065.16 17,159, 874. 60 39, 186.41 726, 567.08 10, 619.12 92, 750.85 620, 371.09 2,726, 760.47 548, 438.10 117, 661.44 918,495.35 1,754,490.56 5,252,484.13 4,145,904. 65 712,805.84 12,728,109.32 236, 527.51 126,333.45 465, 845.98 57, 500.89 167, 721.94 54, 910.13 1,309, 752.88 2,076,910.34 50, 595.69 82, 815.38 38, 158.99 219, 393.55 214, 627.38 153, 277.97 37, 586.89 63, 254.39 1,017.00 16, 797.46 1,179.85 6, 700.76 17, 312.03 110, 229.38 850.00 73, 752.99 388.45 379, 072.71 412, 491.83 34, 522.83 187; 653.83 279, 617.77 304: 204.30 4,473; 843.48 47; 768.67 72: 123.56 123; 031.27 34i: 567.83 191.32 1,053: 213.23 80i: 355.59 685: 662.63 192; 526.85 17. 064.89 045.55 943.18 67, 377.90 1,066: 476.17 130, 691.10 1,958, 721.71 185,976,089.67 43,401,929.83 39,218,833. 74 18,758,298.88 113,540, 22,810, 062.36 191,551,553.17 200,580,431.08 81,968,635.66 31,620,000.07 85,099,093.42 40,125,788.46 95,427, 168.05 45,711,897.48 28,802, 491.72 94,860, 287.90 2,416,019.56 6,458,459.65 2,129,004.90 5,813,280.26 28,739,441.89 40,469, 672.20 6,594,756.20 69,036,942.69 1,074,078,118.39 174,342,938.98 214,083,570.87 5,583,052.83 13,022,556. 65 1,481,110,237.72 924,021.85 741,741.84 483,805.96 686,440.13 313,388.03 483,049.71 048,261.55 204,398.99 379,862.13 152,776.26 693, 770.07 987,387.85 254,366.60 •658,185.53 563,591.10 1,105,452.63 1,128,816.63 5,691,497.21 12,463, 344. 73 13,542, 057.19 18,827, 689.43 '487, 672.47 5,254, 676.88 1,544, 675.59 10,772, 663.38 53, 130.66 34.25 222 209.93 7,479^ 882.48 4,326,248.49 8,125,540.17 9,237,218.65 1,704,062.64 37,988.25 10,113.83 47,747.34 11,653.92 83,576.44 146,344.59 64,205.92 740.48 12,122.97 8,798.55 23,356.41 38,899.96 22,456. 73 203,980.18 17,645.94 354,047.15 140,118.55 196,423.46 124,897.93 659,144. 60 775,924.57 229,217.43 48,003.40 9,021.51 26,076.27 267,157.90 105,005.30 213,198.51 445,098.80 115,844.10 28,884, 854.61 26,562, 848.04 52,247, 163.40 4,310, 664.45 26,521, 243.64 5,949, 994.46 55,780. 926.98 2,722; 231.41 2,673, 339.12 3,787, 022.56 33,366 713.44 12,662, 344. 75 38,532, 209.54 38,264, 048. 68 8,503,033. 53 210,457. 69 5,666,578. 70 415, 957.88 272, 298.26 377, 161.55 2,902,546. 58 204, 803.15 3,916,647.53 719, 565.52 1,101,889.75 4,116,862.61 8,258,379.57 38,612,442.87 4,192,612.03 4,071,310.21 26,478,505.65 1,242,844.06 45,785,754.12 144,575.70 1,916,434.28 31,596,825.56 872,435.80 W a o w a a Kj to o 01 TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd. DECEMBER 5, 1911—Continued. States, Territories, and reserve cities. Individual deposits subject to check. Demand certificates of deposit. Time certificates of deposit. Certified checks. Cashier's checks outstanding. Total. to o g New Mexico Oklahoma Muskogee Oklahoma City... 18,417,417.00 35,964, 746.14 3,285,107.05 5,695, 757.70 $42,306.29 1,685,009.14 114,437.26 86,165.52 $3,986,884.97 3,718,118.62 754,201.44 432,063.36 $1,740.51 163,652.10 3,988.64 28,405.88 $109,801.80 486,378.89 32,851.83 89,672.33 $12,558,150.57 42,017,904.89 4,190,586.22 6,332,064.79 Western States. 271,938,075.49 25,641,591.29 102,932,375.33 927,418.64 4,427,884.33 405,867,345.08 W Washington Seattle Spokane Tacoma Oregon Portland California Los Angeles San Francisco Idaho Utah Salt Lake City... Nevada Arizona 22,264, 356.49 24,487, 032.65 13,982, 737.60 6,189, 389.87 21,401, 352.32 18,717, 700.43 92,213, 097.04 33,650, 628.49 76,315, 142.63 13,382, 312.57 6,490, 072.83 9,355, 689.74 4,339, 345.57 5,918, 550.56 613.52 3,385,405.26 5,371,221.42 146,003.79 251,076.08 3,045,573.66 264,157.37 8,553,350.99 54, 281.81 320, 144.44 251, 593.94 41, 437.89 138,350.13 313, 238.71 1,248,325.85 4,459,540.85 1,182,434.25 100,948.94 65,214.18 116,846.18 32,811.99 77,076.55 555.67 26,993,318.82 30,934,171.05 16,256,520.55 6,574,376.27 26,646,372.53 21,169,964.23 110,999,460.57 38,997,824.06 85,419,116.41 17,675; 320.50 8,107,897.02 10,598,540.26 5,794,625.20 6,554,983.16 793,213.32 O O 4,744,472.30 2,361,783.89 1,443,886.01 980,715.73 701,469.25 362,992.98 2,000.00 37,739.64 248,995.48 79,897.38 29,641.95 73,450.94 263,817.27 398,400.75 152,244.55 859,413.97 29,132.38 1,752.48 11,582.97 1,098.45 2,695.83 3,329.56 413,515,703.95 Alaska i Pacific States.. Hawaii United States.. 1,251,535.62 506,777.06 1,796,287.84 62,830.48 1,987,645.48 1,611,050.45 8,586,285.94 735,410.17 2,317, 653.26 1,801,142. 72 106,971.52 133, 705.64 719,899.94 • 193,667.24 17,714.57 349,477,022.31 21,828,577.93 31,614,108.73 2,193,193.60 8,402,801.38 1,564,327.12 19,747.01 36,243.15 4,661.84 916.57 4,527,320,617.76 390,724,980.30 469,073,133.60 84,841,799.98 64,081,749.52 $40,128,734.71 $1,368,563.98 1,834,837.29 17,447,044.67 928,491.09 16,434,753.65 3,449,102.84 127,686,685.10 2,166,370.57 172,177,805.04 i One report for Sept. 1,1911, used. r1 S 1,625,895.6 5,536,042,281.16 g3 F E B R U A R Y 20,1912. Maine New Hampshire. Vermont Massachusetts.... Boston H W O $462,110.64 84,917.28 528,929.41 662,203.90 $75,868.75 13,950.00 4,765.02 514,729.15 2,968,484.15 $104,811. 202,192. 56,059. 332,187. 2,103,525. $42,140,089.82 19,582,941.77 17,952,998.86 132,644,908.22 179,416,185.1? Rhode Island Connecticut New England States New York Albany Brooklyn New York City New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Eastern States Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida Alabama Mississippi Louisiana New Orleans Texas Dallas Fort Worth Galveston Houston San Antonio Waco Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland Columbus ... 27,485,621.91 65,128,157.00 3,755,897.58 1,315,771.67 7,500.00 35,000.00 31,476,394.81 67,198,685.11 3,081,959.78 490,412,203.72 428,429.54 19,985.63 277,338.05 22,963,726.48 217,559.54 790,487.00 2,133,471. 65 1,475,472.09 667.22 16,448.44 1,062,186.85 20,357.33 7,773.43 334,474,950.72 14,558,011.13 18,681,231.29 734,506,849.83 190,193,496.29 430,418,173.18 184,504,432.03 120,832,387.88 10,531,936.20 36,146; 250.58 45,861,137.34 859,550.76 24,503,321.77 64,769,078.20 61,371,388.04 29,393,545.92 2,146,071,729.00 339,828.49 34,565.35 55,246.97 26,022.35 102,500.50 1,025.00 62,285.07 51,876.45 31,806.44 29,541.74 145,303.48 54,079.31 14,049.77 23,139.73 3,290.00 11,367.89 5,554.38 4,592.93 11,699.76 57,450.27 38,754.09 84,441.71 229,442.23 65,668.62 213,034.36 76,489.26 270,440.49 3/48 249,733.97 66,451.46 99,975.78 66,439.42 242,756.70 696,980.47 465,918.17 113,811.75 23,279.95 346,238.49 39,611.59 13,783.35 71.200.29 47,038.70 46,556.09 267,545.14 83,425,519.10 47,616,560.96 31,045,756.11 19,462,937.84 47,015,590.80 1,443,999.72 32,072; 372.62 39,841,033.97 14,075,951.26 15,951,228.43 24,179,188.71 111,068,634.77 17,556,376.97 10,237,259.97 3,609,664.73 22,425,250.87 9,105,007.80 5,113,521.59 17,320,582.62 41,038,787.52 19,621,361.34 58,237,503.92 14,819,035.02 1,780,661.23 281,067,824.84 14,406,885.73 18,052,688.05 646,449,577.80 181,882,319.42 323,917,535.57 179,919,938.61 115,238,509.40 10,042,962.60 32,695,638.64 43,696,690.12 859,093.15 24,037,237.38 49,341,440.56 39,944.83 30,983.05 7,670,815.49 4,056,284.41 51,323,961.05 1,725,246.16 1,533,795.99 59,085.45 1,668,478.42 465,307.25 3,042,382.32 355,472.87 1,872,266,901.31 118,270,815.53 9,025,399.70 2,901,718.01 3,020,894.68 449,106.70 1,922,031.40 258,125.00 957,802.15 1,342,232.81 255,765.25 1,371,181.30 201,259. 72 3,415,454.93 59,599.19 325,851.28 187,431.98 837,248.01 55,113.65 6,950.76 1,807,534.91 1,638,998.44 971,235.47 6,818,090.69 114,808.05 168,375.17 594,873.46 91,194.94 320,222.14 56,612,876.15 1,168,168.72 389,611.04 343,353.14 1,151,041.58 80,102.91 45,052.47 491,953.12 457.61 82,480.76 466,488,802.08 68,439.143.72 30,502', 982.45 23,397,224.19 18,064,001.00 41,439,580.18 1,048,891.17 29,194,930.15 36,112,045.64 11,190,822.58 13,490,243.98 22,909,198.04 101,376,693.14 16,833,980.91 9,722,878.23 3,378,329.85 20,134,213.94 8,731,248.23 4,942,147.26 14,264,602.00 35,244,923.43 14,318,399.93 44,904,829.71 112,567.27 551,381.27 4,241,745.61 809,853.91 2,869,164.20 53,996,578.52 382,422.47 1,433,568.82 349,118.02 1,720,632.61 145,000.00 5,391,704.96 14, 111, 626.53 4,359,355.91 847,318.53 3,281,038.23 135,955.07 1,607,621.28 2,268.427.61 2,497; 581.21 993,821.99 680,670.77 5,525,426.92 182,828.73 51,578.98 17,332.95 1,096,182.54 273,479.95 146,047.49 1,165,545.66 4,050,376.68 4,246,415.76 6,162,596.67 569,641,309.73 37,829,026.03 59,092,934.42 1,188,421,68 3,712,399.76 671,464,091.62 137,118,364.57 40,007,015.20 36,836,112.15 14,540,572.06 37,861,640.95 1,088,982.68 279,320.35 763,288.12 21,850,418.41 209,765.53 159,854.07 130,000.36 36,426.81 223,826.17 350,847.65 207,554.13 44,640.98 197,264,015.63 41,606,699.60 37,452,986.99 19,591,443.17 4,206,515.20 g O w o o g § W a a to o •4 TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd. FEBRUARY 20, 1912—Continued. States, Territories, and reserve cities. Indiana Indianapolis Illinois Chicago Michigan Detroit. Wisconsin Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids Des Moines Dubuque. Sioux City Missouri Kansas City St. Joseph St. Louis Demand certificates of deposit. , 1,090,187,515.12 14,091,103,62 11,389,334.05 29,286,338.77 •3,991,315. 73 20,811.700.18 3,728,241.45 40,169,608.07 2,602,554.30 2,448,286.07 3,311,253.88 20,004,973.94 7,684,190.57 24,506,841.65 27,098,467.09 4,473,247.43 8,328,22L35 Time certificates of deposit. Certified checks. Cashier's checks outstanding. Total. 908,126.80 1,907,922.13 5,403,789.03 4,721,321.12 707,515.32 12,617,054.01 233, 919.28 2,112, 166. 74 33, 245. 29 68, 077.30 77, 554.08 139, 519.75 185, 551.79 139, 273.53 92, 838.79 89, 230.21 3, 373.50 20, 355.61 4, 857.16 9, 928.59 4, 836.34 142.94 69, 658. 70 12, 428.26 $199,832.93 251,078.48 421,747.47 3,955,994.91 39,173.13 37,358.81 149,370.31 1,136,273.75 948,490.01 549,567.37 504,366.14 257,265.26 16,525.67 1,307.50 12,371.97 98,084.71 65,601.76 823,346.87 68,548.63 1,633,264. 75 $111,454,729.12 20,993,213.95 202,681,105.93 196,028,698.43 85,944,821.97 30,213,897.00 89,028,996. 85 43,361,380.19 93,570,816.76 40,729,532.08 29,157,988. 80 100,331,807.24 2,482,160.50 6,085,346.30 2,351,815.46 6,370,589.74 30,025,134.30 39,408,179.18 6,249,311.61 71,155,635. 24 182,050,678.48 215,191,891.58 4,113,781.56 11,996,439.36 1,503,540,306.10 $70,156/187.35 $33,320,302.77 19,040,780.31 1,446,024.00 137,634.256.98 28,677,871.62 180,966,652.12 4,523,177.44 61,724,575.66 20,025,058.01 3,982,415.49 26,126,045.40 48,070,594.11 13,111,100.55 6,741,640.12 34,069,419. 76 2,125;940.29 43,617,228.78 3,539,550.06 36,362,085.34 24,539,623.44 2,028,264.87 17,376,014.60 50,335,334.10 96,293.11 1,550,911.61 762,556.43 5,301,126.76 24,625.46 1,401,834.07 104,422.11 4,250,232.20 591,576.72 23,959,330.45 30,940,608.93 2,853,759.32 575,543.15 4,897,045.81 56,741,577.96 151,310.26 Middle Western States North Dakota South Dakota Nebraska Lincoln Omaha South Omaha tnsas Kansas City Topeka Wichita Montana Wyoming Colorado Denver Pueblo. New Mexico Individual deposits subject to check. 944, 126.20 1,210, 111.04 5,793',649.57 138,000.25 254, 639.89 1,248.21 5,525,451. 85 428, 028.13 253, 186.29 339, 661.20 2,673,302.15 327,355.80 4,041,358. 82 582,428. 01 1,097,720.01 52, 529.43 to o 00 $7,567,03.9.10 185,921.20 35,713,310.58 4,470,707.22 4,122,769.88 27,620,377.80 1,274,526.81 46,693,605.89 139,055.78 1,992,895.56 32,273,963.07 815,056.67 13,095,743.91 13,345,013.23 19,163,661.92 312, 755.37 5,320,620.83 1,853,500.73 11,241,901.0225,000.00 227., 794.89 7,773,589.43 4,255,073.24 8,235,101.61 9,449,332.35 1,586,417.79 4,654,261.64 $211,366.97 16,164,95 16,856.49 87,066.35 19,969.10 292,884.90 17.898. 60 33,667.36 6,303.54 2,766.25 3,715.73 20,322.41 26,081.08 49,540.53 142,542.97 6,474.00 5,730.94 226,970.79 113, m 10 212,460.11 152,817.28 536,035.90 697,037.09 323,528.57 39,645.64 11,137.11 54,749.09 217,155. 63 87,216.13 196,974.02 557,323.20 109,982.60 115,178.18 28,371,109.47 26,074,520.91 54,543,176.72 4,614,857.73 27,215,881. 70 6,297,926. OS 57,294,156.87 3,101,531.61 2,715,375.72 3,937,174.79 30,689,343.5Q 12,379,916.82 37,029,816.63 37,830,093.62 7,273,841.83 13,155,921.54 a o O § M O 3 a Oklahoma Muskogee Oklahoma City... 36,058,087.25 3,733,956.26 5,321,859.22 1,514,589.19 68,575.13 170,145.66 4, 154,843.98. 954,882.27 336,377.75 91,851.08 2,324.40 23,176.50 539,170.6.0 47,155.46 87,828.86 42,358,542.10 4,796,893.52 5,939,387.99 Western States. 269,039,580.88 25, 406,106.83 105,985,871.96 865,337.18 4,322,572.36 405,619,469.21 21,438,912.49 23,783,170.45 13,964,350.35 5,870,812.69 20,336,530.16 18,538,013.66 92,201,967.24 38,474,093.32 79,499,641.94 13,722,521.46 6,460,227.15 7,774,048.77 3,960,259.36 6,341,843.20 759,396.25 1,196,201.81 461,258.95 2, 097,598.88 53,369.32 1,965,173.18 1,666,730.68 7, 573,928.35 643,109.25 2, 431,374.97 1,827,481.11 118,464.76 104,198.64 736,257.31 176,936.58 18,688.92 3,558,920.45 4, 757,790.65 158,597.54 339,488.83 3,123,596.42 315,193.16 8,798,232.00 13,451.78 3,488,176.17 2, 335,048.07 1 300,384.91 967,183.49 707,740.91 426,182.86 2,000.00 40,956.93 237,129.55 59,595.74 10,650.80 27,107.40 111,261.96 354,652.95 150,535.13 902,614.35 54,511.82 15,827,05 15,584.66 3,249. 84 31,003.54 3,356.56 47,458.39 377,1)76.90 170,652.00 26,487.48 116,765.77 236, 735.61 1,347,249.89 955,340.17 1,595,2S8.92 87,649.61 65,896.09 174,578.65 25,483.76 55,647.02 555.67 26,282,450.07 29,617,026.50 16,450,794*51 6,300,809.12 25,569,172.93 20,867,935.07 110.276,030.43 40,236,529.65 87,917,096.35 18,027,232.07 7,960,799.96 9,035,594.21 5,432,991.18 7,031,613.20 783,997.40 353,125,788.49 21, 070,772.71 30 291,987.24 2,018,038.28 5,283,465.93 411,790,052.65 1,560,832.50 56,279.80 34,549.15 2,777.59 6,940.46 1,661,379.50 399, 502,714.40 477 146,-973.78 73,801,489.94 57,797,323.57 5,630,559,231.80 $200,841.66 285,503.32 87,199.30 455,226.05 4,179,053.75 55,515.01 143,376.92 $42,841,434.40 18,155,541.16 17,877,594.67 131,089,816.30 185,784,839.63 31,339,151.93 70,408,018.76 Ci Iq Washington Ci Seattle j Spokane I Tacoma 9 Oregon § Portland LJ, California CD Los Angeles fci San Francisco •f Idaho e ^ Utah Salt Lake City... Nevada .".... Arizona Alaska 1 Pacific States.. Hawaii 4,622,310,730.11 United States.. 1 W M LJ o H w o H O F One report for Dec. 5,1911, used. A P R I L 18, 1912. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New England States New York ; Albany Brooklyn New York City New Jersey Pennsylvania Philadelphia Pittsburgh $40,794,718.38 15,990,487.46 16;309,183.50 125,980,460.89 169,091,965.13 27,420,731.21 68,274,763.90 11,295,373.56 1,776,983.02 949,803.56 3,434,007.08 2,427,346.47 3,795,313.98 1,262,523.06 $469,215.62 81,376.25 524,180.12 717,565.50 7,500.00 36,692.37 $81,285.18 21,191.11 7,228.19 502,556.78 10,086,474.28 60,091.73 690,662.51 463,862,310.47 14,941,350.73 1,836,529.86 11,449,489.78 5,406,716.01 497,496,396.85 g3 285,011, 874.77 15,166: 096.17 18,456i 145.24 641,143, 077.52 177,348; 509.69 327,305!.861.38 187,154! 908.32 120,678; 397.01 50,679,468.04 39,663.16 14,527.92 11,339,211.12 4,203,886.21 53,843,334.25 1,463,247.67 1,515,996.98 3,130,902.85 1,146,372.93 116,551.91 131,822.38 69,058,430.68 1,210,514.54 450,857.37 364,305.00 343,180.77 566,829.78 57,151.78 166,095.97 20,302,544.66 242,861.42 940,026.83 2,607,027.72 1,388,852.71 340,535,448.37 15,379,463.02 18,768,591.51 742,093,664.57 185,295,848.73 436,977,361.75 191,929,875.58 125,483,295.36 o 250,400.59 2,290,076.87 54,437,281.92 340,386.87 1,556,867.89 W CD TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd. States, Territories, and reserve cities. Individual subject to check. Demand certificates of deposit. Time certificates of deposit. District of Columbia.. Washington $10,268,951.59 33,984,665.26 43,151,591.47 923,584.30 25,216,976.86 $140,282.85 1,252,939.41 414,289.68 $306,058.37 1,844,244.04 134,000.00 255,101.65 Eastern States.. 1,885,810,639.58 Delaware Maryland Baltimore Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida Alabama Mississippi Louisiana New Orleans Texas Dallas Fort Worth Galveston Houston San Antonio Waco Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland Columbus Indiana Indianapolis I—t o APRIL 18, 1912—Continued. Certified checks. Cashier's checks outstanding. Total. $1,006.82 14,639.83 288,414.73 12,927.00 $65,838.77 30,952.84 706,693.91 2,263.25 56,868.50 19,035.97 $10,782,138.40 37,127,441.38 44,694,989.79 925,847.55 25,560,909.98 125,161,948.94 64,303,146.40 73,684,652.85 26,594,488.22 2,175,554,875.99 70,379,542.86 30,162,223.18 23,442,585.87 18,762,647.08 41,657,126.79 1,251,020.11 30,267,727.88 35,086,819.25 10,726,127.45 13,512,977.92 21,988,449.83 94,612,260.52 16,549,520.85 9,882,982.06 3,543,330.31 21,117,789.56 9,196,586.78 4,764,108.36 14,106,065.62 35,967,133.61 15,205,907.71 45,525,815.11 9,844,124.20 3,328,639.90 3,319,198.46 498,100.04 2,083,960.44 49,525.00 1,173,522.26 2,202,972.66 241,428.57 1,459,834.49 277,260.00 3,592,145.73 58,899.19 344,442.12 204,468.79 770,427.43 56,818.30 5,323.13 1,887,938.21 1,493,588.18 904,478.36 7,050,217.96 5,056,792.82 14,141,050.69 4,239,002.31 887,999.60 3,493,087.69 174,955.07 1,679,324.97 2,317,230.21 2,590,498.40 1,029,714.87 582,955.49 5,679,708.29 211,827.43 145,587.16 14,882.95 1,068,648.80 331,970.88 152,905.45 1,189,961.47 4,433,662.44 4,103,726.40 6,317,925.18 430,829.97 33,910.18 16,745.06 10,512.08 52,671.56 2,980.12 79,378.14 37,909.92 5,284.33 30,749.85 66,630.08 48,263.78 8,442.39 132,412.56 5,154.33 16,550.92 4,038.47 5,182.91 14,300.29 33,195.99 139,469.68 115,039.67 248,543.90 75,917.92 216,801.46 90,076.23 334,991.94 177.98 176,027.47 66,306.92 25,543.07 76,671.88 96,915.31 855,211.84 432,969.59 171,404.77 19,169.53 453,172.96 43,405.63 31,631.00 98,153.37 47,534.74 78,332.02 169,201.72 85,959,833.75 47,741,741.87 31,234,333.16 20,249,335.03 47,621,838.42 1,478,658.28 33,375,980.72 39,711,238.96 13,588,881.82 16,109,949.01 23,012,210.71 104,787,590.16 17,261,659.45 10,676,828.67 3,787,005.91 23,426,589.67 9,632,820.06 4,959,150.85 17,296,418.96 41,975,114.96 20,431,914.17 59,178,199.64 tel 567,708,748.71 40,847,313.42 59,843,418.57 1,289,652.28 3,808,161.25 673,497,294.23 o 129,547,309.67 37,933,986.85 36,025,270.58 13,875,263.29 71,634,988.92 20,060,861.35 38,756,257.13 1,003,460.27 268,816.60 962,844.83 34,116,209.44 1,357,047.36 21,957,609.93 399,539.12 148,454.82 247,894.44 26,103.11 203,888.04 78,426.43 759,127.34 479,498.66 230,414.82 93,536.02 214,386.37 262,645.76 191,419.843.19 39,565,400.60 36,772,396.44 19,061,716.94 113,283,744.51 21,758.980.90 4,103,969.69 7,114,271.74 H W tei O O g w Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids Des Moines Dubuque Sioux City Missouri Kansas City St. Joseph St. Louis Middle Western States North Dakota South Dakota Nebraska Lincoln Omaha South Omaha Kansas Kansas City Topeka Wichita Montana Wyoming Colorado Denver Pueblo New Mexico Oklahoma Muskogee Oklahoma City Western States Washington Seattle Spokane Tacoma Oregon Portland California Los Angeles San Francisco — & 137,258,016.26 190,783,953.96 64,565,773.73 28,915,302.14 50,028,955.57 31,320,787.28 45,441,800.23 37,281,614.77 22,886,107.45 52,412,181.63 1,762,311.53 5,979,269.32 1,277,994.76 4,939,815.93 23,197,304.21 32,325,650.27 4,616,063.61 55,588,829.96 28,987,435.47 5,633,919.84 20,332,256.26 4,032,014.41 12,751,456.16 6,834,197.73 1,559.259.70 3,630,132.70 1,948,435.30 17,160,582.34 105,253.91 805,754.38 16,911.54 70,300.06 575,932.63 3,308,776.85 590,154.29 121,487.39 35,883,507.48 5,024,274.01 3,480,004.70 1,099,659,413.27 915,752.26 2,070,491.20 5,594,517.25 4,658,703.88 711,267.46 13,054,054.17 253,788.67 2,061,331.23 74,727.92 230,593.76 66,841.61 129,504.06 114,928.98 192,864.84 57,521.05 92,467.49 21,275.20 30,647.78 1,620.85 3,927.46 10,201.37 59", 489.20 4,273.26 26,914.07 509,880.75 5,632,155.30 44,452.78 134,931.00 91,374.24 672,631.48 974,453.27 673,389.78 464,951.07 202,847.73 49,461.99 841.16 9,979.27 87,253.24 86,674.29 1,340,219.45 139,069.00 1,922,895.97 202,892,628.63 209,135,634.34 88,497,215.39 33,312,841.31 90,824.980.50 40,247,551.61 96,505,863.69 41,923,676.02 27,253,711.31 102,848,937.06 2,811,624.63 6,816,512.64 2,222,258.68 7,171,787.89 29,464,629. 75 41,692,839.65 6,060,827.62 70,714,181.56 184,928,896.59 218,057,179.50 4,537,224. 76 15,077,070.74 1,522,259.784.86 14,397,870.67 12,109,362.91 28,415,662.03 3,851,923.83 20,900,290.39 3,459,710.88 38,614,514.96 2,467,161.96 ' 2,663,881.28 3,300,007.12 20,611,951.78 7,283,769.41 24,504,395.63 28,346,257.96 4,239,602.56 8,277,665.46 33,837,185.36 3,511,716.31 5,891,283.18 952,134.45 1,558,389.41 5,600,541.88 133,204.41 260,349.35 750.58 5,468,734.79 437,445.56 254,051.88 358,864.13 2,712,476.30 110,408.17 4,104,657.63 543,532.97 1,292,307.97 1,990,109.81 1,630,102.21 62,976.43 121,931.30 13,301,242.87 13,486,063.04 19,801,939.56 322,456.25 5,454,984.81 1,821,971.68 11,794,300.41 25,000.00 236,454=45 8,117,761.91 4,580,915.25 8,364,437.24 9,345,366.08 1,610,658.22 2,657,501.18 4,528,441.80 1,020,449.90 349,511.95 23,967.24 37,682.14 33,778.75 6,313.18 235,507.90 7,075.79 51,171.57 2,471.95 4,534.25 5,771.93 52,953.79 21,537.89 33,868.32 78,018.25 2,444.67 7,693.01 90,971.90 13,265.97 22,735.73 190,156.80 90,056.88 195,859.74 115,699.92 561,673.39 847,832.91 276,755.92 24,752.27 32,203.35 27,373.41 164,788.26 44,208.26 210,412.45 546,534.43 107,892.59 118,933,78 341,222.40 37,330.75 123,647.38 28,865,372.03 27,281,554.38 54,047,781.96 4,429,597.59 27,412,805.84 6,137,341.84 56,205,477.65 2,956,831.74 2,954,670.76 3,928,471.04 31,659.932.04 12,040,838.98 37,217,771.27 38,859,709.69 7,252,906.01 13,051,903.24 40,427,923.67 4,645,739.36 6,509,109.54 266,684,213.68 27,592,969.23 106,819,456.60 731,764.23 4,057,334.89 405,885,738.63 36,491.60 276,254.86 75,603.74 24,356.26 50,401.74 173,926.59 576,287.75 232,024.28 784,995.83 37,272.49 364,498.19 131,468.48 27,042.57 121,310.78 248,852.68 883,449.20 4,857,767.53 790,015.36 29,393,924.48 32,253,562.94 17,341,629.93 6,560,926,57 28,133,745.44 22,645,321.14 112,809,858.08 45,362,374.25 91,794,873.90 24,497,501.11 26,654,373.75 14,946,401.81 6,104,969.85 22,698,860.34 20,382,600.63 95,012,532.87 38,062,722.56 82,929,997.06 27,886,352.92 1,290,431.06 48,415,421.51 145,673.93 1,896,696.44 32,980,857.87 873,322.00 3,629,037.03 1,193,622.25 4,547,971.53 410,464.61 187,914.42 2,000,241.48 350,013.69 54,544.20 3,194,865.75 2,068,306.83 295,528.76 1,544,412.48 8,753,079.92 7,584,508.34 2,209,859.88 3,953,396.45 ""3*336," 469." 20* s 3 H3 W H a o S hj H W o W o d i O TABLE NO. 51.—Classification of individual deposits of national hanks, as shown by reports from December 5, 1911, to September 4, 1912—Contd.to to APRIL 18, 1912—Continued. States, Territories, and reserve cities. Idaho... Utah Salt Lake City Nevada. Arizona. . Alaska1 . . Pacific States . 1 Hawaii .. United States 1 Individual deposits subject to check. Demand certificates of deposit. Time certificates of deposit. $13,576,008.60 6,409,815.02 8,384,732.01 3,966,659.36 6,698,693.17 569,117.67 $1,870,406.39 85,897.52 92,204.61 731,898.01 176,717.35 20,448.53 $2,460,239.59 1,453,463.93 983,241.28 779,863.45 432,631.45 2,500.00 $42,451.68 2,448.21 18,159.35 7,755.60 13,176.34 2,096.56 $88,443.36 78,185.20 243,515.18 113,770.96 62,614.93 85.37 $18,037,549.62 8,029,809.88 9,721,852.43 5,599,947.38 7,383,833.24 594,248.13 w 370,894,985.81 23,996,928.93 30,406,820.00 2,316,430.39 8,048,292.28 435,663.457.41 1,600,928.96 56,655. 74 32,914.52 2,825.14 215.82 1,693,540.18 o o 4,656,221,240.48 417,526,063.58 481,299,465.45 94,012,039.43 62,992,279.21 5,712,051,088.15 Certified checks. Cashier's checks outstanding. Total. g New England States New York Albany Brooklyn New York City New Jersey. Pennsylvania Philadelphia Pittsburgh Delaware Maryland. Baltimore 41,443,405.26 16,604,672.65 16,203,462.01 127,872,038.95 194,597,000.63 27,079,574.44 68,352,581.11 1,302,859.88 1,804,985.50 1,765,471.55 3,359,694.32 2,530,093.85 3,889,022.86 1,329.975.04 tel •5 o One report for Feb. 20,1912, used. E JUNE 14, 1912. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut w 506,211.46 104,922.23 539,592.40 287,823.62 6,500.00 38,633.02 22,925.80 17,787.82 8,634.35 513,591.24 2,876,519.91 34,506.38 592,106.51 206,753.10 193,113.50 62,960.52 409,204.22 2,167,537.21 68,652.19 128,684.55 43,482,155.50 18,725,481.70 18,580,120.83 132,442,352.35 202,171,151.60 31,078,255.87 70,441,980.23 492,152,735.05 15,982,103.00 1,483,682.73 4,066,072.01 3,236,905.29 516,921,498.08 287,402,006.30 15,222,583.03 18,617,713.47 692,426,554.72 175,581,673.47 326,740,375.87 186,459,780.06 120,374,419.96 9,980,597.56 34,278,857.59 43,324,126.85 51,947,712.80 73,073.07 106,489.00 10,414,743.78 4,518,776.96 51,925,133.90 2,026,985.03 1,438,079.09 140,207.78 1,659,854. 41 376,366.27 2,277,629.55 1,037,' 029.44 220,782.40 235,740.03 66,203,049.49 1,106,820.65 702,534.12 698,786.09 436,139.43 28,987.20 29,833.60 567,525.85 250,905.92 108,225.24 348,153.58 35,781,798.26 222,314.79 933,597.82 2,757,841.81 2,004,656.23 1,527.60 9,073.05 412,343.44 342,915,284.01 15,624,663.74 19,308,096.08 805,383,121.76 184,244,719.26 435,717,590.85 192,290,954.28 125,875,536.03 10,500,215.32 37,873,943.76 44,795,362.41 556,975.51 2,815,133.39 55,415,949.14 347,561.29 1,622,241.32 348,895.18 1,896,325.11 115,000.00 W tel o « o District of Columbia.. Washington Eastern States.. Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida Alabama Mississippi Louisiana New Orleans Texas Dallas Fort Worth Galveston Houston San Antonio Waco Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland Columbus Indiana Indianapolis Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids Des Moines Dubuque Sioux City 257,518.30 20,927.00 557.52 84,884.02 4,169.06 880,702. 41 25,115,210.89 1,936,036,546.28 124,884,940.39 880,144.89 24,747,712.51 65,416,637.49 71,352,669.84 42,834,606.80 2,240,525,400.80 69,011,984.48 31,345,364.12 21,849,773.38 17,610,778.66 39,258,669.68 1,175,097.89 29,486,235.63 33,620,296.12 9,880,809.79 12,872,327.63 20,699,414.41 91,039,198.51 16,095,113.98 10,154,213.34 3,782,242.30 20,875,423.22 8,896,530.02 4,329,772.52 13,655,063.58 34,827,904.61 15,502,487.32 46,369,864.71 9,950,868.33 2,952,243.26 3,252,235.59 433,036.82 1,920,773.97 29,525.00 923,110.96 1,326,729.61 261,663.49 1,420,746.99 261,725.00 3,732,714.08 47,105. 79 368,227.41 209,243.20 1,019,698.55 56,813.37 7,181. 74 1,853,275.89 1,476,150. 42 1,201,691.28 7,309,729.25 5,268,133. 79 14,155,130.44 4,614,576.20 971,235.60 3,600,949.53 128,485.07 1,821,385.44 2,326,040.54 2,605,649.80 1,142,439.24 447,488.69 6,151,095.84 150,071.47 113,696.46 15,832.95 1,548,776.48 339,481.08 149,578.65 1,204,521.19 4,598,420.15 4,234,274.83 6,632,870.83 310,602.28 38,585.47 33,060.73 18,782. 79 61,275.61 2,160.89 49,759.78 54,463.13 7,295.25 30,382.47 39,646.42 96,915.22 9,091.03 133,934.03 1,135.14 17,101.72 11,510.09 3,021.48 23,707.12 29,577.85 45,592.11 160,892.46 221,375.28 81,777.55 335,336.43 70,198.50 291,655.87 9,003.48 162,359.13 63,318.08 17,032.24 88,210.27 150,735.27 680,128.14 366,341.97 182,190.17 14,562.93 290,370.82 67,976.31 13,320.84 40,195.00 41,906.45 91,729.92 193,781.23 84,762,964.16 48,573,100.84 30,084,982.33 19,104,032.37 45,133,324.66 1,344,272.33 32,442,850.94 37,390,847.48 12,772,450.57 15,554,106.60 21,599,009.79 101,700,051.79 16,667, 724.24 10,952,261.41 4,023,016.52 23,751,370.79 9,372,310.87 4,502,875.23 16,777,762.78 40,973,959.48 21,075,775.46 60,667,138.48 552,338,566.90 40,014,490.00 62,221,134.27 1,178,493.07 3,473,504.88 659,226,189.12 133,349,162.49 39,307,583.27 42,766,126.83 14,829, 725.06 77,519,114. 73 22,297,810. 48 137,336,182.78 203,321,329.04 64,589,941.52 35,270,223.31 47,977,278.60 31, 761,087. 71 48, 784,116. 07 38,693,327.44 21,949,200.30 50,006,566.12 2,536,068.96 6,285,740.17 1,314,166.92 4,838,436.16 37,371,267.45 1,007,449. 42 295,177.48 925,613.84 33,908,378.77 1,424,434.52 30,230,689.45 3,704, 753.39 21,128,827.81 3,927,740.57 12,831,812.01 6,869,028.41 1,681, 792. 68 2,576,900.67 1,948,232.32 17,466,156.35 83,018.84 778,289.67 15,300.85 71,793.36 21,907,107.89 249,518.11 195,217.96 246,250.78 43,771. 59 197,999.11 87,170. 42 203,696.13 2,587,155.11 51,696. 65 137,190.00 46,730.13 130,593.13 85,436. 76 215,365.66 93, 765.55 171,579. 62 3,118.34 27,638.16 1,430.85 10,007.88 406,428. 70 214,442. 48 207,320.54 36,140.85 175,817.91 147,083.90 329,644. 76 4,117,270.06 51,097.33 146,077.30 86,928.44 354,887.98 1,105,041.14 655,555.24 851,473.26 131,316.63 60,228.82 6,917.20 8,424.86 61,381.18 193,283,484.64 40, 724,693.13 43,514,875.63 19,783,696.11 119,760, 439. 79 23,956,499 32 205,117,455.32 218,522,656.07 89,571,136.27 39,481,231.18 89,374,770.12 40,364,673.43 100,034,866.35 43,232,170.25 26,681,694.76 101,915,583.81 3,619,194.43 7,098,585.20 2,260,812.11 7,030,273.61 3,951,444.77 7,959,129.27 37,017,242.20 4,792,148.47 3,749,572.96 28,432,020.94 1,249,076.20 48,378,479. 70 1,091,021.24 1,839,023.33 34,139,965.09 936,759.47 921,488.63 2,048,655.03 H W O o o 1-3 W 3 o Kj to CO TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—ContcL to JUNE 14, 1912—Continued. States, Territories, and reserve cities. Missouri Kansas City St. Joseph St. Louis Middle Western States North Dakota South Dakota Nebraska Lincoln Omaha South Omaha Kansas Kansas City Topeka Wichita Montana Wyoming Colorado Denver Pueblo New Mexico Oklahoma Muskogee Oklahoma City Western States Washington Seattle Spokane Takoma Oregon Portland California Los Angeles San Francisco Idaho Individual deposits subject to check. Demand certificates of deposit. Time certificates of deposit. Certified checks. Cashier's checks outstanding. Total. $22,693,786.84 32,201,620.01 4,993,470.58 54,822,297.54 $627,064.45 3,250,164.47 589,122.68 81,896.81 $5,852,221.35 4,219,659.80 700,473.44 12,299,385.02 $34,885.06 47,752.00 15,542.70 29,473.97 $93,514.03 1,218,558.25 135,799.43 1,621,027.10 $29,201,471.73 40,937,754.53 6,434,408.83 68,854,080.44 1,139,344,362.93 182,794,906.27 221,484,874.80 4,912,985.67 12,222,377.39 1,560,759,507.06 12,761,229.53 11,563,178.09 28,550,638.94 4,053,600.73 27,645,121.72 3,267,201.12 36,855,580.02 2,336,987.99 2,453,758.10 3,319,165.86 20,272,509.17 7,554,334.87 23,423,982.85 29,927,052.80 3,897,428.95 8,833,872.68 33,632,445.82 3,334,900.11 5,671,933.86 914,712.71 1,248,038.80 6,417,617.23 116,143.06 233,606.48 744.58 5,705,030.31 426,328.26 258,959.08 370,053.31 2,794,515.89 122,220.92 4,087,675.05 458,902.10 1,172,404.06 77,250.27 1,988,038.11 67,221.96 107,494.60 13,575,952.62 13,795,498.11 19,871,238.37 444,447.15 5,484,527.14 1,867,075.17 12,139,480.55 55,585.28 242,359.46 8,252,561.41 4,708,085.55 8,767,362.52 9,471,972.05 1,611,352.74 4,525,256.98 4,665,683.58 1,009,720.60 395,547.68 106,818.77 32,852.96 43,613.26 6,189.16 120,027.49 12,104.64 45,325.81 684.40 2,529.25 13,283.83 32,064.32 22,132.49 22,828.95 177,891.76 4,878.24 8,182.55 119,333. 78 16,721.00 18,922.51 202,178.17 90,037.11 164,340.89 135,719.81 664,363.81 521,888.75 281,776.19 35,068.50 16,104.65 40,673.47 171,184.54 42,061.18 202,992.26 643,473.98 120,929.31 113,493.71 327,604.18 44,456.55 49,853.74 27,560,891.80 26,729,605.07 55,047,448.69 4,756,099.91 34,147,646.64 5,669,014.26 55,027,192.88 2,854,654.43 2,731,351.08 3,985,535.93 31,522,835.33 12,448,835.01 36,504,841.63 40,679,292.69 . 6,806,993.30 13,558,056.19 40,733,105.47 4,473,020.22 6,243,752.39 269,354,923.21 26,566,956.78 110,883,706.96 806,385.17 3,868,200.80 411,480,172.92 23,394,939.28 26,140,046.63 14,749,099.15 6,461,329.82 22,260,731.65 20,184,219.30 95,208,796.79 40,526,005.68 83,345,563.51 13,353)977.60 1,119,849.36 408,543.72 2,134,670.77 55,279.76 2,052,209.44 1,343,377.65 8,249,802.95 681,693.32 3,096,032.07 1,750,395.49 3,724,707.47 4,993,008.26 176,198.35 331,889.29 3,184,007.81 302,214.22 9,713,509.94 52,380.31 3,343,952.34 2,522,480.51 50,759.57 301,107.99 28,813.66 50,988.07 46,728.01 254,699.27 237,034.16 161,143.89 1,180,873.02 43,250.44 71,347.77 309,794.25 114,693.31 13,407.04 80,279.55 274,762.14 938,877.43 1,168,078.10 761,679.54 134,709.02 28,361,603.45 o 32,152,680.85 17,203,475.24 6,912,893.98 27,623,956.46 22,359,272.58 114,348,021.27 42,589,301.30 91,728,100.48 17,804,813.06 a o Q d ._ w 3 O Utah Salt Lake City Nevada Arizona Alaska 1 Pacific States - Hawaii United States 6,366,947.74 9,526,203.57 4,398,421.35 6,819,424.10 517,687.66 77,894.88 159,033.71 726,746.83 145,160.27 14,837.30 1,618,677.17 1,410,184.90 808,308.40 454,198.34 5,950.00 9,229.49 64,152.61 1,054.29 5,155.81 1,171.56 80,495.07 199,532.12 130,977.18 62,147.27 2,067.65 8,153,244.35 11,359,106.91 6,065,508.05 7,486,085.79 541,714.17 373,253,393.83 22,015,527.52 32,641,667.31 2,436,161.84 4,343,027.44 434,689,777.94 1,787,940.16 30,064.82 37,296.20 3,316.26 4,764,268,468.36 412,288,988.78 494,168,999.76 84,756,083.86 69,978,622.60 5,825,461,163.36 1,858,617.44 I ^ i One report for April 18, 1912, used. SEPTEMBER 4,1912. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New England States t-3 tu $44,875,596.81 18,760,258.55 17,839,369.51 131,709,214.55 177,130,511.63 27,430,457.14 67,749,589.91 $1,478,382.38 1,520,827.48 875,882.37 3,247,986.49 1,941,665.96 3,989,552.84 1,378,520.42 $493,145.34 94,769.98 561,123.82 900,977.07 6,500.00 51,454.06 $89,431.42 24,593.98 11,529.62 405,389.28 5,934,234.16 40,957.69 488,327.93 $149,384.55 171,974.09 70,268.03 402,820.98 1,983,249.57 46,565.53 160,340.04 $47,085.940.50 20,572,424.08 19,358,173.35 136,666,397.37 186,989,661.32 31,514,033,20 69,828.232.36 485,494.998.10 14,432,817.94 2,107,970.27 6,994,464.08 2,984,611.79 512,014,862.18 New York Albany Brooklyn New York City. New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington 299,902,717.92 17,092,325.26 19,074,514.01 649,680,823.77 185,926,817.34 338,840,437.75 186,409,002.55 123,270,558.31 10,468,869.75 36,408,331 55 46,283,779.29 938,075.74 24,584,738.23 51,536, 479.62 67, 750.76 104, 496.79 8,914 631.60 4,735, 503.89 51,320, 126.47 1,911, 008.65 1,395, 513.95 530, 399.63 1,680, 938.32 439, 117.23 3,285,653.40 836,932.48 56,649*. 91 255,226.56 75,283,361.27 1,288,027.33 613,850,54 348,313.32 996,562.42 24,915.49 26,812.67 620,489.58 427.61 66,020.60 402,385.47 46,105.73 218,341.12 33,397,706.59 238,984.38 951,221.19 3,325,640.82 1,576,925,86 4,573.90 17,526.82 802,333.22 355,964,168.89 17,262,831.66 19,652,578.48 767,845,606.35 194,580,657.16 448,749,997.21 192,292,533.69 128,895,673.86 11,383,803.24 40,007,076.88 48,170,719.32 938,503.35 24,936,046.54 Eastern States 1,938,880,991.47 Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida 72,667,329.78 33,360,463.68 22,925,406.24 17,398,701.47 38,315,543.96 1,211,972.51 28,431,882.78 253,914.79 122,889,881.70 9,551,394.12 2,952,954.13 3,085,544.56 412,243.65 1,920,681.50 5,400.00 1,136,309.51 569,083.12 2,391,324.22 57,024,361.26 298,568.35 1,656,113.32 ' 355,044.47 1,873,467.52 25,000.00 27,947.00 67,506,562.66 5,722,790.12 14,530,203.91 5,013,205.50 1,022,314.04 3,631,606.63 129,535.05 1,870,305.53 80,417,589.78 299,846.78 31,629.80 33,925.65 11,914.77 50,262.31 64.00 109,291.52 3,425.92 fed Q oj H o fed w o *d H W fed o 40,985,171.02 2,250,680,196.63 293,446.03 96,953.61 308,130.08 90,019.07 241,054.05 328.48 122,417.15 88,584,806.83 50,972,205.13 31,366,212.03 18,935,193.00 44,159,148.45 1,347,300.04 31,670,206.49 fcO TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd. to SEPTEMBER 4, 1912-Continued. States, Territories, and reserve cities. Alabama Mississippi Louisiana New Orleans Texas Dallas... Fort Worth Galveston Houston San Antonio Waco Arkansas Kentucky Louisville Tennessee 1 , Southern States Ohio Cincinnati Cleveland Columbus Indiana Indianapolis Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids Des Moines Dubuque Sioux City '. Individual deposits subject to check. Demand certificates of deposit. Time certificates of deposit. $32, 059,508.97 9, 275,008.40 11, 895,713.61 21, 382,148.00 100, 392.419.42 15, 838,918.94 9. 958,121.42 3, 996,530.51 19, 583,156.50 9, 349,054.92 4, 706,196.26 13, 294,140.25 34, 625,261.98 14, 321.948.43 46,304,818.87 $1,310,749.25 265,729.00 1,363,438.19 337,335.39 3,535,883.73 124,530.12 365,038.59 223,193.03 738,512.28 60,696.24 8,685.66 1,884,622.09 1,518,747.61 886,512.03 7,024,781.20 $2,441, 484.20 2,636, 340.89 1,063,856.64 303, 120.54 6,188,010.54 133,380.44 117, 353.77 17, 569.64 1,466,703.49 335, 097.31 146, 500.89 1,200,278.69 4,810, 964.74 4,135,940.10 6,814,463.27 561,294,246.90 38,712,981.88 139,572,409.05 41,021,815.19 42,251,753.38 15,148,500.65 78,391,557.14 23,882,084.49 139,432,357.93 203,652,074.63 65,407,241.39 33,536,357.17 48,861,066.15 34,242,419.83 49,968,560.76 42,892,521.32 22,650,716. 07 51,798,138.89 1,646,266.83 5,977,760.62 1,289,154.74 4,726,075.43 38,357,070.99 1,075,922.04 238,505.46 803,861.17 33,939,578.03 1,645,080.04 30,292,694.36 4,162,652.08 20,384,374.80 3,806,175.27 12,622,424.26 7,479,427.43 1,476,872.30 2,578,724.21 1,951, 444.09 18,736,158.33 86,996.94 800,315.11 9,322.74 113,332.92 Certified checks. Cashier's checks outstanding. Total. $75,779.21 30,862.79 57,342.65 111,647.67 809,421.50 615,924.41 106,662.26 7,749.42 303,171.60 63,969.85 45,855.46 74,364.00 119,371.80 194,318.13 261,341.88 $35,935, 708.95 12,213, 194.17 14,414,014.55 22,283, 655.17 111, 154,478.68 16,782, 419.24 10,696,258.18 4,245,942.60 22,127, 340.42 9,813,720.51 4,916, 327.82 16,464, 452.85 41,14i; 221.44 19,586, 097.29 60,554, 051.54 63,731,025.93 1,545,569.57 j 4,030,131.10 669,313,955.38 22,138,847.32 363,386.24 181,713.31 242,391.26 65,536.34 149,128.06 62,871.93 244,712.94 2,329,201.48 136,954.14 71,554.91 120,527.11 366,916.10 92,093.81 249,103.34 66,858.47 145,156.14 13,599.03 36,050.79 476.38 7,198.51 212,,341.18 397:,206.55 420, 316.17 61',522.68 192! 981.84 356, 616.00 554i 092.98 5,175, 303.06 33, 714.87 112, 912.97 143, 011.74 470, 749.84 868,852.22 900, 759.06 374, 969.31 223. 590.64 54! 652.03 5)229.20 13. 138.99 904.07 200,644,054.78 42,676,657.09 43,152,966.27 20,209,843.57 120,886,621.48 25,946,652.46 208,264,314.67 219,601,269.38 90,893,037.94 37,527,000.32 90,089,989.04 43,763,315.42 101,281,349.27 47,724,677.31 26,939,658.37 105,996,492.15 2,931,475.02 6,819,355.72 2,212,834.52 7,051,429.14 4,130,422.73 8,213,376.41 37,740,156.46 4,282,038.13 4,930-752.74 28,342,959.78 1,203,802.22 48,874,970.18 1,103,569.38 1,895,670.43 35,093,448.15 1,129,960.19 900,741.67 2,120,918.21 $48,187.32 5,253.09 33,663.46 149,403.57 228,743.49 69,665.33 149,082.14 900.00 35,796.55 4,902.19 9,089.55 11,047.82 66,875.31 47,378.60 148,646.32 H O W a o B § a Missouri.. Kansas City St. Joseph St. Louis Middle Western States North Dakota . South Dakota Nebraska.. Lincoln Omaha South Omaha. Kansas Kansas City Topeka Wichita Montana.. Wyoming Colorado Denver Pueblo New Mexico Oklahoma Muskogee Oklahoma City . . . . . . .. Western States.. Washington Seattle Spokane Tacoma Oregon Portland California Los Angeles San Francisco Idaho Utah Salt Lake City Nevada... Arizona1 Alaska . . . . . . . .. Pacific States Hawaii United States. ... 24,411,551.93 35,669,352.14 4,891,174.23 57,051,633.53 628,205.38 3,242,765.02 584,551.59 119,759.70 5,975,019.38 4,587,466.10 725,108.21 10,385,343.94 12,686.55 183,730.50 1,881.81 33,033.53 93,622.31 095,952.03 44,626.52 1, 667,536.18 31,121,085.55 44,779,265.79 6,247,342.36 69,257,306.88 1,168,372,543.49 185,136,214.26 223,774,871.63 176,762.68 13, 557,602.44 1,596,017,994.50 12,825,018.96 12,528,238.99 28,558,150.05 3,975,002.54 23,025,004.77 4,047,210.40 39,905,344.15 2,148,461.54 2,410,158.57 3,295,982.94 22,826,820.57 7,918, 497.38 25,442,854.05 28,555,844.71 4,107,853.77 8,849,198.23 35,607,998.21 3,230,259.35 5,279,491.60 986,961.10 1,144,550.31 6,540,015.36 178,215.31 178,900.77 3,903.29 6,002,803.27 414,762.48 271,448.65 394,722.59 2,723,858.82 140,908.53 4,174,940.34 452,277.24 997,218.02 90,487.47 2,029,326.53 56,616.96 126,359.72 14,400,440.39 14,292,236.99 20,467,609.18 516,152.91 5,478,889.97 1,762,201.89 12,175,192.77 51,298.66 238,943.20 8,465,710.11 4,618,304.18 8,809,126.69 9,487,032.42 1,616,568.89 4,509,307.66 4,824,884.82 825,462.60 356,398.49 117,294.54 29,155.29 38,379.12 14,818.79 86,356.05 6,224.29 47,325.24 1,627.00 1,328.90 6,688.90 32,355.73 15,933.32 144,199.55 101,880.29 1,496.54 7,211.23 81,452.22 7,914.13 16,278.22 262,221.58 123,906.87 201,763.43 102,050.30 678,804.27 1, 047,909.32 303,189.45 91,978.89 31,853.94 60,113.37 192,704.10 6^,746.13 188,685.35 515,541.94 140,283.13 124,102. 77 378,289.39 40,671.67 89,182.47 28,591,936.57 28,118,088.45 55,805,917.14 4,786,239.85 29,447,955.83 6,867,449.19 58,333,854.88 2,708,128.57 2,714,790.06 3,996,451.00 34,241,449.33 12,758,389.54 38,759,805.98 39,112,576.60 6,863,420.35 13,580,307.36 42,921,951.17 4,160,924.71 5,867,710.50 274,437,390.78 26,908,276.76 112,895,761.82 757,919.35 4, 637,998.37 419,637,347.08 24,034,646.05 24,766,729.45 15,040,385.88 6,775,057.89 22,748,833.16 18,840,765.25 97,718,899.32 38,612,211.59 88,671,158.47 13,778,628.20 6,137,711.19 9,393,456.88 4,707,309.43 6,481,731.37 869,225.26 1,232,956.69 380,603.49 2,072,055.24 66,070.84 1,914,398.29 1,415,770.16 6,501,215.32 759,225.20 2,395,125.69 1,803,306.66 77,430.50 109,324.55 705,076.44 110,035.80 15,328.32 3,809,584.94 4,855,800.36 136,022.00 230,872.39 3,370, 424.63 225,242.88 9,767,225.65 794,521.60 3,797,362.76 2,690, 430.00 1,668,096.22 1,679, 565.47 895,016.66 496,744.57 15,878.47 27,038.29 348,084.74 43,205.39 60,435.15 26,216.46 106,274.02 1, 204,608.88 136,021.19 921,650.53 63,219.16 4,127.93 40,738.02 1,172.51 5,860.30 7,434.56 46,158.87 474,575.87 155,906.56 49,108.80 84,585.70 201,815.06 1, 739,262.98 068,739.87 2, 082,123.51 100,098.56 72,821.41 197,982.72 123,229.74 62,249.16 8,092.70 29,150,384.84 30,825,793.91 17,447,575.07 7,181,545.07 28,144,458.24 20,789,867.37 116,931,212.15 41,370,719.45 97,867,420.96 18,435,682.58 7,960,187.25 11,421,067.64 6,431,864.78 7,156,621.20 915,959.31 378,576,749.39 19,557,923.19 34,432,788.60 2, 996,087.13 6, 466,811.51 442,030,359.82 1,880,964.23 4,808,937,884.36 45,201.19 407,683,296.92 41,830.32 504,490,811.23 97, 892,761.41 2,926.85 1,975,291.41 5,891,670,007.00 i O ne report for June 14,1912, used. 4,368.82 72, 665,253.08 o o o g H W o W O TABLE NO. 52.—Number of national banks reporting savings deposits, number of savings depositors, and amount of savings deposits at date of each to report since September 1, 1911. 00 Dec. 5,1911. States. Number of banks reporting savings Number of savings depositors. de- posits. MflJTlA New Hampshire. Vermont Massachusetts... Rhode Island Connecticut Total New E n g1 and States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total Eastern States. Virginia West Virginia North Carolina.. South Carolina.. Georgia Florida Alabama .. . Mississippi Louisiana Texas Arkansas 43 14 31 32 5 6 Number of banks Amount of reportsavings deing posits. savings deposits. 64,180 $20,139,426 20 11,141 1,560,038.36 25,581 8,728,770. 53 43,294 12,193,502.26 6,692 4,676,773.56 9,712 2,012,478.89 43 14 31 34 5 7 Number of savings depositors. Number of banks Amount of reporting savings desavposits. ings 65,765 $21,380 906.14 11,596 1,552,951.30 26,123 8,880,134. 04 48,511 13,005,799.61 6,255 4,942,061.88 9,581 2,168,555.09 June 14, 1912. Apr. 18,1912. Feb. 20, 1912. Number of savings depositors. Number of banks Amount of reporting savings desavposits. ings de- de- posits. posits. 44 13 32 35 5 7 66,799 $21,994,037. 28 11,703 1,454,638. 95 26,356 9,209,934. 57 48,855 13,615,087.59 7,082 5,123,843.75 9,841 2,339,091.03 44 13 32 36 6 8 Number of savings depositors. Sept. 4, 1912. Number of banks Amount of reporting savings desavposits. ings deposits. 66,162 $22,318,713.84 11,534 1,487,913.27 28,182 9,476,083. 45 48,855 14,188,165. 45 7,247 5,344,442. 86 10,249 2,369,696.47 44 15 31 35 6 10 ft Number of savings depositors. o Amount of savings deposits. ^ o fe H |X 69,002 $23,043,332.75 12,154 1,556,074.18 26,500 9,339,383.83 50,264 14,651,213.26 7,508 5,588,612.27 11,556 2,695,063.62 d O g hj H W <~> 131 160,600 49,310,989.80 134 167,831 51,930,408.06 136 170,636 53,736,633.17 139 172,229 55,185,015.34 141 176,984 56,873,679.91 214 149 577 15 82 237,432 73,666,615.81 149,701 51,755,131.96 564,879 164,054,761.73 5,466 1,747,512.21 51,589 19,928,554 20 217 147 593 15 80 241,802 76,058,637.39 149,844 53,095,470.56 571,060 171,827,196.48 5,626 1,801,419.06 53 077 20 352 765.35 218 152 603 15 82 245,523 76,569,816.02 150,176 53,295,185.58 588,335 174,642,212.97 5,675 1,813,467.17 54 156 20 584 592 21 215 152 595 15 80 246,373 77,169,224.91 156,865 54,408,140.61 588,335 175,236,847.82 5,713 1,819,634. 70 53,372 20,731,150.44 224 157 609 15 82 258,911 79,891,357.36 163,229 56,584,638.22 604,486 181,618.408.96 6,047 1,907,663.28 54,870 21,173,885.37 656,425.83 4 2 1,490 422,459.57 1,039 1,010,557 311,575,035.48 79 61 39 36 46 37 39 12 16 63 14 70,479 34,485 23,700 24,374 31,261 30,585 26,412 4,819 6,492 25,289 5,322 24,728,402.56 7,426,412.02 3,351,501.13 7,521,765.38 7,198,886.20 8,754,649.26 5,869,481.94 1,010,529.28 1,970,942.61 6,485,472.42 1,021,311.25 3 1,755 1,055 1,023,164 323,791,914.67 81 62 40 39 48 38 41 12 17 61 13 89,744 33,470 29,114 25,646 33,635 32,439 27,437 5,042 8,102 25,745 2,876 25,491,736. 70 7,388,656.04 4,140,071.45 7,703.010.94 7,584,616.50 9,195,775.37 6,091,489. 53 1,083,213.55 2,434,437.87 6,646,192.32 510,267.36 1,894 683,326.60 1,074 1,045,759 327,588,600.55 85 62 41 38 48 37 42 13 19 61 13 81,192 35,328 32,220 25,469 35,415 33,410 29,645 4,635 9,527 26,949 2,876 26 415,037.34 7,171,909.14 4,520,296.64 7,970,915.73 7,981,908. 02 9,447,154. 55 6,489,863. 70 1,524,569.09 2,472,799.19 6,831,035.42 510,267.36 4 2,434 796,702.15 1,061 1,053,092 330,161,700.63 87 70 41 38 46 38 42 11 18 64 15 82,577 38,218 31,148 25,620 35,318 34,346 27,738 5,064 7,115 26,949 7,693 26,691,902.48 7,810,409.23 4.551,024.40 7,969,704.25 8,060,781. 77 9,545,722. 95 6,434,596. 61 985,170. 50 2,400,692. 51 7,078,934. 22 933,207.19 4 2,316 87,331 39,320 34,296 26,044 38,007 35,854 30,287 5,051 6,717 27,610 7,928 o M H |lj 967,537.47 1,091 1,089,859 342,143,490.66 88 66 41 38 46 38 41 10 18 61 15 t"1 | 27,828,726.10 8,058,555.31 4,505,465.06 8,284,749.87 8,548,372.32 9,964,978.16 6,614,340.35 893,315.03 2,531,148.03 7,321,128.47 920,553.45 g & % O K| Kentucky Tennessee Total Southern States. Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri 10,559 33,139 3,376,272.56 6,723,224.66 28 32 500 326,916 85,438,851.27 151 64 204 88 108 140 108 22 149,814 30,105 159,540 140,225 126,731 72,192 35,767 13,117 37,095,484.21 6,954,960.12 36,196,544.23 39,305,277.17 27,608,296.32 13,457,955.50 6,933,071.98 2,591,413.97 Total Middle States.. 885 727,491 170,143,003.50 North Dakota... South Dakota... Nebraska Kansas .. Montana Wyoming Colorado New Mexico Oklahoma 43 42 43 55 20 14 33 8 47 Total Western States. Washington Oregon California Idaho Utah Nevada Arizona Alaska Total Pacific States Hawaii Total island possessions Total United States 28 30 6,117 8,965 25,573 20,866 5,661 4,954 20,701 1,697 10,060 10,842 34,536 3,590,429.87) 6,940,891.42 29 32 512 358,628 88,800,788.92 155 66 211 88 110 146 112 25 153,065 31,584 163,833 142,047 129,887 73,019 40,674 18,466 36,930,586.41 7,567,641.22 37,498,609.93 41,612,635.36 31,106,092.86 14,837,142.47 7,618,200.40 2,899,339.19 913 752,575 180,070,247.84 152 69 226 88 113 142 116 3.1 159,697 36,606 170,123 143,158 153,388 75,926 39,071 18,656 939 762,121 184,601,250.67 937 796,625 189,012,347.79 929 755,558 182,527,341.98 61 33 72 26 17 114,413 35,839,674.61 210 37,447,850.57 8,610,886.37 39,750,264.40 40,333,360.97 32,276,828.72 14,669,018.39 8,472,022.60 3,041,018.65 37,859,966.82 7,567,641.22 38,184,044.17 42,028,036. 78 30,611,581.18 15,278,085.86 7,965,323.74 3,032,662.21 44,988 12,280,845.92 9,458 1,579,956.0? 39,435 17,216,699.52 733,727.12 4,261 14,374 3,502,978.00 463,787.43 1,626 9,985.47 182 51,695.13 89 60 30 69 27 16 5 2 1 426 156,846 36,012 165,107 138,151 134,430 70,616 42,758 18,201 154,558 31,584 161,013 140,532 130,904 78,093 41,269 17,605 105,802 18,890,673.09 104,594 17,992,888.20 369,081 93,930,993.61 159 71 219 88 109 143 117 33 362,831 92,175,927.82 158 66 215 88 109 150 113 30 304 305 6,117 8,714 25,658 21,372 5,501 6,592 21,348 1,772 8,728 533 520 44 44 47 56 20 14 36 7 47 45 42 42 53 19 14 35 7 47 31 33 30 33 945,701.55 1,118,351.10 3,158,193.96 1,981,171.68 1,477,232.97 1,398,764.55 7,728,473.20 140,060. 54 942,723.54 524,720.39 1,124,620.34 3,003,064.45 1,917,729.85 1,317,745.64 1,302,784.33 7,597,980.84 147,520.28 1,056,722.08 4,118,414.58 7,350,432.92 3,813,135.87 7,027,035.77 11,279 34,886 5,882 9,029 26,370 21,059 5,575 6,585 22,767 1,838 8,744 12,041 30,185 4,419,212.13 7,594,572.47 386,671 97,485,116.75 6,502 8,675 30,695 19,668 6,054 7,458 21,083 1,751 9,119 37,618,686.87 8,365,367.38 40,681,325.61 43,167,702. 73 33,264,440.26 14,957,588.30 7,756,460.92 3,200,775.72 916,548. 95 1,228,094.66 3,432,136.96 2,166,792.66 1,550,767.60 1,416,079.27 8,019,995.93 172,632.26 1,103,230.93 46 47 52 57 21 14 37 7 53 324 107,818 20,006,279.22 334 111,005 20,324,610.18 61 32 76 28 16 2 1 46,784 12,819,892.90 11,720 1,947,983.05 51,494 18,504,786.10 4,572 851,446.88 14,266 3,136,377.42 1,816 534,890.37 160 18,928.98 115 60,353.71 1 47,985 13,480,174.07 21,212 2,435,628.13 44,213 14,776,689.35 4,923 929,505.45 14,349 3,173,516.89 1,896 559,897.51 196 19,640.97 125 63,338.13 61 35 86 30 16 5 2 1 49,733 13,938,333.71 21,015 2,623,061.33 52,803 20,522,458.23 6,142 1,038,610.10 14,668 3,292,398.23 1,904 576,271.30 225 23,906.15 136 67,524. 24 222 130,927 37,874,659. 41 221 134,899 35,438,390.50 236 146,626 42,082,563.29 540,633.18 1,171,864.08 3,303,141.72 1,972,359.42 1,519,307. 51 1,420,996.36 7,343,201.29 156,171.11 912,723.54 45 47 47 57 21 13 38 7 49 315 107,849 18,340,398.21 62 35 73 28 16 2 1 46,497 12,706,957.94 9,945 1,833,192.83 44,888 18,103,329.37 759,654.97 4,491 10,878 2,982,530.96 485,657.48 1,696 12,841.26 185 60,273.40 117 217 118,697 36,944,438.21 c 11,692 35,603 c t. 6,429 9,029 26,651 21,507 5,681 • 6,547 21,056 1,838 9,080 941,140.45 1,069,715.51 3,592,799.41 2,266,598.42 1,598,879.02 1,689,172.15 7,953,303.16 181,495.80 1,031,506.26 3 1,235 191,620.10 3 1,259 295,909.64 3 1,309 291,017.04 3 1,370 316,716.26 3 1,278 325,375.37 3 1,235 191,620.10 3 1,259 295,909.64 3 1,309 291,017.04 3 1,370 316,716.26 3 1,278 325,375.37 3,073 2,445,806 670,492,062.96 3,138 2,527,956 700,724,380.43 3,199 2,574,869 712,534,578.18 3,220 2,600,610 719,640,346.23 The statistics here presented are revised returns from the banks. 3,268 2,709,048 748,247,183.95 o o o1 f w o H W o o to J— l SO 220 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 53.—Specie and circulation of national banks at date DECEMBER 5, 1911. Specif City, State, and Territory. Number of banks. Gold coin. Gold ClearingTreasury Gold house Treasury certificates certificates to order certificates. (sec. 5192, (actof Mar. 14,1900). U.S.R.S.). CENTRAL RESERVE CITIES. 1 2 3 New York City Chicago St. Louis Total, central reserve cities 39 10 8 $5,805,907.50 $95,200,850 $20,460,000 $47,910,000 6,647,914.00 21,688,280 2,745,000 9,945,000 3,134,397.50 13,607,090 390,000 57 15,588,219.00 130,496,220 23,595,000 57,855,000 85,000 60,000 5,598,500 OTHER RESERVE CITIES. 4 f> 6 7 S q 10 11 12 13 "M 15 16 1? IS 19 oo 21 22 23 24 *>5 26 07 28 29 SO 31 32 33 M 35 36 V 38 39 40 41 49 43 44 45 46 47 48 49 50 Boston Albany Brooklyn Philadelphia . Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit . . .. . . . . Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City 20 3 5 33 24 17 10 2 5 4 8 2 6 6 6 8 8 7 8 7 3 6 5 6 3 4 3 4 12 4 4 7 3 2 2 3 8 3 4 6 6 5 2 4 9 10 5 1,173,731.50 496,988.50 225,860.00 2,499,394.50 3,897,145.00 403,960.00 40,077.50 10,137.50 32,582.00 172,611.00 413,757.50 113,085.00 248,379.50 517,487.50 154,300.00 552,030.00 854,135.00 1,725,950.50 942,490.00 1,051,057.50 1,359,032.50 570,847.50 2,807,965.50 1,015,390.67 146,552.50 386,732.70 138,722.50 152,685.00 1,386,940.00 328,165.00 322,178.00 1,133,400.00 482,940.00 150,720.00 172,185.00 76,107.50 4,361 410.00 324,232.50 80,742.50 412,877.50 3,953,467.50 842,590.00 655,320.00 4,297,392.50 5,254,262.50 9,786,872.50 990,088.20 8,826,650 1,875,240 823,350 6,812,000 8,411,770 1,704,100 1,803,100 66,000 1,496,290 1,044,000 183,970 337,850 1,349,330 481,580 194,360 859,020 2 974 170 3,195,000 835,290 1,884,070 452,990 2,074,600 936,630 383,390 300,850 273,830 55,000 270,000 1,864,240 410,280 189,830 1 391,850 174,020 111,650 97,720 213,850 2 996 320 510,660 168,770 220,360 51,700 267,740 73,960 110,000 192,040 976,530 513,010 4,950,000 10,000 416,666 7,150,000 2,005,000 10,000 850,000 860,666 800 000 35,000 745,000 495,000 1,020,000 300,000 100,000 60,000 1,090 000 400,000 650,000 1,090,000 20 000 150 000 120,000 180,000 1,870,000 749,000 1,095,000 191,000 448,000 1,000,000 1,138,000 Total, other reserve cities 322 57,114,980.07 60,438,960 ll,635,.000 24,099,500 Total, all reserve cities 379 72,703,199.07 190,935,180 35,230,000 81,954,500 STATES, ETC. 51 52 53 54 55 56 Maine New Hampshire Vermont Massachusetts Rhode Island . Connecticut Total, New England States 70 56 50 169 22 79 1,211 799 90 536,633.14 377 810 25 2,424,331.63 432 430 20 1,760,666.47 644 440 273,210 131 360 1 506,450 456 060 851,030 20,000 446 6,743,671.59 3,862,550 20,000 3 000 3,000 BEPOKT OF THE COMPTROLLER OF THE CURRENCY. 221 of each report during year ended September 4, 1912. DECEMBER 5,1911. Specie. Silver dollars. Silver Treasurycertificates. Fractional silver coin. Circulating notes. Total. $39, Oil $44,970,539 $1,372,297.77 $215,758,605.27 174,770 16,780,737 451,310.46 58,433,011.46 4,146,332 138 473 127,679.05 21,543,971.55 352,254 65,897,608 1,951,287.28 295,735,588.28 1,510,517 14,769 4,683 142,247 209,550 41,073 7,791 9,389 29,561 127,088 76,505 45,524 144,328 90,520 82,819 76,073 43,105 87,665 101,830 133,564 68,980 75.937 74,500 68,176 24,417 43,638 4,717 8,028 155,149 61,052 40,848 110, 701 16,973 8,002 16,903 10,505 79,585 16,895 34,466 79,784 57,020 53,978 30,807 79,388 147,423 185,412 41,918 8,519,350 85,324 1,005,963 6,084,319 3,850,862 2,350,206 716,267 40,693 411,277 364,686 89,288 166,630 569,787 182.387 35; 047 376,087 1,535,343 795,152 255,355 373,223 175,826 1,211,055 100,293 483,392 49,500 65,258 44,000 10,000 1,299,558 232,836 32,906 777,917 62,650 32,134 16,920 80,858 122,576 31,040 34,772 92,945 305 184,247 2,842 26,951 69,744 41,922 24,987 544,764. 77 47,441.25 98,298.70 744,814.34 487,601.30 163.630.90 61,262.50 10,826.00 34,308. 71 113,385.20 83.141.30 68,295.95 155,215.25 60,353.85 73,320.70 39,118.37 67,213.25 104,473. 75 67,011.80 51,261. 50 47,185.00 64,152.00 89,226.40 60,657.47 53,109.20 23,620.55 10,288.60 16,056.50 292,822.48 57,802.50 37,621.25 115,052.60 22,893.50 9,402.20 16,930.95 9,040.10 60,405.50 17,278.20 28,327.15 68,430.45 132,848.50 109,239.25 34,012.15 150,917.25 248.973.91 367,889.75 60,847.90 26,258,513.27 2,579,762. 75 2,568,154.70 28.382,774.84 18,861,928.30 4,682,969.90 2,628,498.00 137,045.50 2,854,018.71 1,821,770.20 846, 661.80 731,381.95 2,467,039. 75 1,332,328.35 539,846.70 2,797,328.37 6,273,966.25 6,653,241.25 2,201,976.80 3,493,176.00 2,599,013.50 3,996,591.50 5,028,614.90 3,401,006.14 674,428.70 853,079.25 252,728.10 856,769.50 6,738,709.48 1,090,135.50 623,383.25 3,548,920. 60 759,476.50 461,908.20 440, 658.95 570,360. 60 7,620,296.50 900, 105.70 347,077. 65 874,396.95 4,944,341.00 2,552,794.25 987,941.15 5,112,648.75 6,912,443.41 14,366,626.25 1,630,851.10 Received from Comptroller. On hand. Outstanding. $52,746,100 $1,571,000.00 $51,175,100.00 14,749,000 658,405.00 14,090,595.00 141,805.00 17,162,985.00 17,304,790 84,799,890 2,371,210.00 82,428,680 00 136,595.00 7,923, 105.00 8,059,700 68,602. 50 2,031,397.50 2,100,000 977; 200.00 9,800.00 987,000 210,470. 00 15,971,530.00 16,182,000 17,074,000 267,172.50 16,806,827.50 8,375,000 147,160.00 8,227,840.00 50,552. 50 5,549,447.50 5,600,000 650, 000.00 650,000 3,284,647.50 35,352.50 3,320,000 2,534,000 13,000.00 2,521,000.00 1,632,000 6,905.00 1,625,095.00 375,000 375, 000.00 2,800,000 5,300.00 2,794,700.00 1,965,000 50,387.50 1,914,612.50 1,200,000.00 1,200,000 4,755,000 40,000.00 4,715,000.00 32,302.50 7,942,297.50 7,974,600 6,042,500 337,200.00 5,705,300.00 2,500,000 12,905.00 2,487,095.00 5,911,040 10,605.00 5,900,435.00 1,899,000 40,102.50 1,858,897.50 4,567,000 8,605.00 4,558,395.00 1,945.000 1,945,000.00 2,093; 000 14,550.00 2,078,450.00 4,100.00 400,000 395,900.00 1,802.50 1,337,197.50 1,339,000 600,000 600,000.00 7,500.00 775,000 767,500.00 109,202.50 4,460,797.50 4,570,000 24,702.50 970,000 945,297.50 4,705.00 730,500 725,795.00 18,600.00 2,561,400.00 2,580,000 23,047.50 680.000 656,952.50 10,200.00 399,000 388,800.00 300,000 300,000.00 325,000 325,000.00 19,055.00 3,100,945.00 3,120,000 5,850.00 480,000 474, 150.00 6,900.00 625,000 618, 100.00 3,905.00 650,000 646,095.00 5.00 1,485,000 1,484,995.00 2,700,000 2,700,000.00 3,705.00 500,000 496,295.00 2,800,000 1,061,305.00 1,738,695.00 151,102.50 4,948,897.50 5,100,000 134,630.00 21,389,370.00 21,524,000 47,852.50 1,702,147.50 1,750,000 4,573,803 33,114, 6 5,280,770.70 196,257,693.77 164,943,340 3,135,737.50 161,807,602.50 4,926,057 99,012,288 7,232,057.98 491,993,282.05 249,743,230 5,506,947.50 244,236,282.50 32,006 28,194 33,286 146,495 5,635 48,033 421,169 331,677 149,056 1,968,996 451,343 1,092,885 293,649 4,415,126 115,750.13 109,015.05 82,131.75 647,989.95 119,295.84 280,613. 71 2,425,165.03 1,278, 729.19 773,644.00 6,697,262.58 1,464,764.04 4,053,228.18 1,354, 796. 43 16,692, 793.02 5,958,250 5,030,500 4,806,500 21,053,000 4,707,500 13,346,250 115,207.50 5,843,042.50 107,782.50 4,922,717.50 74,413. 50 4,732,086.50 415,647. 50 20,637,352.50 94,455.00 4,613,045.00 310,170.00 13,036,080.00 54,902,000 1,117,676.00 53,784,324.00 222 REPOET OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 53.—Specie and circulation of national banks at date DECEMBER 5, 1911—Continued. Specie. City, State, and Territory. Number of banks. Gold coin. Gold ClearingTreasury Gold house Treasury certificates certificates to order certificates. (act (sec. 5192, of Mar. 14,1900). U.S.R.S.). STATES, ETC.—continued. 57 58 59 60 61 62 $5,357,380 3,303,180 8,023,870 98 620 560,920 31,080 $940,000 10,000 240,000 90 1 $5,272,326.67 2,149,570.87 9,613,835.23 157,506.70 480,860.25 7,892.50 1,507 17,681,992.22 17,375,050 1,220,000 130 108 113 45 83 30 27 484 48 136 100 1,670,525.95 1,161,222.00 418,400.45 192,213.00 484,949.50 543,093.82 653,647.50 142,623.20 197,600.50 2,310,193.95 294,031.50 777,605.50 1,111,994.50 1,263,900 870,900 401,430 178,940 472,430 541,560 1,086,770 250,900 389,800 2,515,590 363,900 622,300 1,242,370 1,421 9,958,101.37 10,200,790 560,000 9,000 358 251 315 109 3,119,980 2 418 880 3,458,430 1,142,510 1 194,860 1,178,770 1,474,640 342,360 495,000 60 000 755,000 40,000 680 000 290,000 385,000 45,000 240,500 429 97 123 261 4,226,390.62 3 060 928.50 4,532,565.04 2,303,251.20 1,899,684.90 3,051,296.41 2,463,218.23 777,068.80 1,943 22,314,403.70 14,330,430 2,750,000 240,500 147 103 233 203 58 29 118 41 271 611,212.93 745,495.70 1,537,335.05 1,736,071.60 1,503,968.20 448,057.20 1,466,459.95 456,492.77 755,123.60 649,480 587,520 821 880 1,025,880 773 440 339,590 867,540 362 470 864,510 1,203 9,260,217.00 6,292,310 67 75 194 47 16 11 13 2 1,499,425.00 2 270,772.50 7,277,269. 40 875,320.00 401,075 00 362,430.00 319,945.00 215,515.31 302,110 176 820 703,270 237,770 51 690 55,710 139,490 47,230 425 13,221,752.21 1,714,090 4 491,067.00 1,300 Total, States, etc 6,949 79,671,205.09 53,776,520 4,905,000 855,500 Total, United States 7,328 152,374,404.16 244,711,700 40,135,000 82,810,000 New York New Jersey Pennsylvania D elaware Maryland District of" Columbia 417 196 775 " 28 Total, Eastern States Virginia West Virginia 65 North Carolina 66 South Carolina 67 Georgia 68 Florida 69 Alabama 70 Mississippi 71 Louisiana 7?, Texas 73 Arkansas 74 Kentucky 75 Tennessee 63 64 • 73 44 Total, Southern States 76 77 78 79 80 81 8? 83 Ohio Indiana Illinois Michigan Wisconsin Minnesota \. Iowa Missouri Total, Middle States 84 85 86 87 88 89 90 91 92 North Dakota South Dakota Nebraska Kansas Montana Wyoming* Colorado New Mexico Oklahoma 93 94 95 96 97 98 99 100 Washington Oregon California . Idaho Utah Nevada Arizona Alaska* 101 Hawaii Total, Western States Total, Pacific States . i One report for Sept. 1,1911, used. $415,000 15,000 30,000 430,000 9,000 110,000 10,000 410,000 30,000 30 000 195 000 40 000 265,000 90 000 90,000 173 000 173,000 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 223 of each report during year ended September 4, 1912—Continued. DECEMBER 5,1911—Continued. Specie. Silver dollars. Silver Treasury certificates. Circulating notes' Fractional silver coin. Total. Received from Comptroller. On hand. Outstanding. $253,191 132,973 722,321 19,849 25,429 540 $3,677,435 2,973,295 4,146,450 210, 756 374,296 30,336 $983,072.27 633,248.82 1,239,837.62 49,938.90 111, 175.12 1,285.00 $16,898,404.94 9,202,267. 69 24,001,313.85 536,670. 60 1,582,680.37 71,133.50 $36,792,820 17,092,070 56,687,390 1,574,750 4,520,990 260,000 $573,837.50 $36,218,982.50 268,657.50 16,823,412.50 580,703.50 56,106,686. 50 1,555,530.00 19,220.00 4,466,772. 50 54,217.50 237,600.00 12,400.00 1,154,303 11,412,568 3,018,557.73 52,292,470.95 116,918,020 1,509,036.00 115,408,984.00 175,127 121,058 132,849 68,109 287,140 191,943 183,782 85,629 95,021 751,674 98,508 140,567 199,334 801,695 514,010 304,074 200,973 583,120 298,806 382,635 104,871 148,939 976,846 158,691 319,644 570,702 232,680.03 131,378.41 114,058.00 177,621. 71 318,160.27 159,700.93 219,613. 60 79,394.05 106,791.20 756,743.54 100,344.70 128,270.36 193,737.84 4,143,927.98 2,798,568.41 1,370,811.45 817,856.71 2,154, 799.77 1,735,103.75 2,526,448.10 773,417.25 938,151.70 7,310,047.49 1,025,475.20 2,398,386.86 3,348,138.34 14,090, 510 8,252,100 6,340,100 4,612,250 10.183,250 5,026,240 8,177,750 2,922,460 2,608,750 20,729,560 2,556,260 10,992,850 9,748,760 2,530,741 5,365,006 2,717,494. 64 31,341,133.01 106,240,840 528, 744 469,462 559,330 199,459 193,762 244,917 336,339 158,090 1,422,135 1,017,441 1,520,395 549,671 465,458 608,043 480,525 180,265 490,496.12 361,554. 66 616,482. 64 237,201.13 187, 790. 25 285,896.93 258,344.43 113,669.94 10,523,245.74 7,388,266.16 11,442,202.68 4,472,092.33 4,621,555.15 5,658,923.34 5,398,066.66 1,616,453.74 29,249,130 18,017,340 25,780,950 8,280,750 8,379,070 8,854,250 14,633,550 5,663,810 2,690,103 6,243,933 2,551,436.10 51,120,805.80 118,858,850 86,947 98, 736 173,367 261,006 61,434 37,288 130,134 52,361 309,233 237,338 190,277 288, 773 450,029 143,564 54,333 233.997 82', 957 408,032 119,181.50 109,156.95 170,683.96 219,100. 68 134,957.80 47,295.15 120,268.30 40,412.05 297,328.50 1,704,159.43 1,761,185. 65 3,187,039.01 3,732,087.28 2,617,364.00 926,563.35 2,818,399.25 994,692.82 2,634,227.10 3,673,430 3,062,850 8,241,810 8,723,540 2,941,450 1,460,050 4,977,260 1,512,750 6,918,040 24,010.00 8,122.50 28,260.00 48,477. 50 23,027.50 7,107.50 41,047. 50 10,305. 00 39,420.00 3,649,420.00 3,054,727.50 8,213,550.00 8,675,062.50 2,918,422.50 1,452,942.50 4,936,212.50 1,502,445.00 6,878,620.00 1,210,506 2,089,300 1,258,384.89 20,375,717.89 41,511,180 229,777.50 41,281,402.50 118,575 85,884 311,928 58,173 33,313 14,430 36,015 3,230 56,042 43,897 151,279 42,231 14,805 7,286 50,999 « 6,225 161,984.60 154,521.47 462,375.95 84,744.58 25,390.50 21,629.15 28,551.35 11,027.00 2,138,136. 60 2,731,894.97 8,996,122.35 1,471,238.58 526,273.50 461,485.15 575,000.35 283,227.31 2,520,610 2,643,310 13,883,000 2,194,000 835,750 1,567,050 840,310 62,500 21,367.50 123,977.50 238,545.00 8,645.00 22,322.50 40,495.00 16,855.00 500.00 2,499,242.50 2,519,332.50 13,644,455.00 2,185,355.00 813,427.50 1,526,555.00 823,455.00 62,000.00 661,548 372,764 950,224.60 17,183,378.81 24,546,530 472,707.50 24,073,822.50 41,550 356 15, 761.20 550,034.20 294,250 2.50 294,247.50 8,582,400 29,899,053 11,866,655.59 189,556,333.68 463,271,670 13,508,457 128,911,341 19,098,713.57 681,549,615.73 713,014,900 10,367,797.00 702,647,103.00 186,565.00 68,692. 50 5,882. 50 10,450.00 89,957. 50 23,340.00 52,027.50 3,702.50 12,820. 00 96,617. 50 6,252.50 37,697.50 30,997.50 13,903,945.00 8,183,407.50 6, 334,217. 50 4,601,800.00 10,093,292.50 5,002,900.00 8,125,722.50 2,918, 757.50 2,595,930.00 20,632,942. 50 2,550,007.50 10,955,152.50 9,717,762.50 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 625,002. 50 105,615,837.50 321,347.50 82,532. 50 155,805.00 140,647.50 62,067.50 38,875. 00 72,545. 00 32,827. 50 28,927, 782.50 17,934,807.50 25,625,145.00 8,140,102.50 8,317,002. 50 8,815,375.00 14,561,005.00 5,630,982.50 76 77 78 79 80 81 82 83 906,647.50 117,952,202.50 4,860,849.50 458,410,820.50 84 85 86 87 80 89 90 91 92 93 94 95 96 97 98 99 100 101 224 REPORT OF THE COMPTROLLER OF T H E CURRENCY. TABLE N O . 53.—Specie and circulation of national banks at date FEBRUARY 20,1912. Specie. Number of banks. City, State, and Territory. Gold coin. Gold Clearing Treasury Gold house Treasury certificates to order certificates certificates. (act (sec. 5192, of Mar. 14,1900). U.S.R.S.). CENTRAL RESERVE CITIES. New York City. Chicago St. Louis $4,707,634.50 $130,957,610 $29 ,950,000 $58,770,000 4,936,727.50 28,541,450 "3,545,000 12,455,000 16,155,990 3,084,487.50 460,000 Total, central reserve cities 57 12,728,849.50 75,655,050 33,955,000 71,225,000 1,131,409.00 496,673.50 203,737.50 1,845,033.00 4,097,457.50 364,432.50 36,932.50 34,520.00 52,269.50 216,375.00 425,085.00 38,935.00 308,665.00 422,350.00 143,580.00 551,045.00 615,672.50 1,676,883.00 1,065,031.00 1,021,502.50 1,273,295.00 692,117.50 2,967,175.00 1,267,382.61 106,535.00 377,260.30 151,292.50 177,370.00 1,394,777.50 372,550.00 354,233.00 1,333,617.50 441,487.50 135,715.00 140,255.00 80,952.50 3,788,742.50 365,472.50 100,385.00 306,675.00 4,130,140.00 826,715.00 645,112.50 4,757,200.00 6,352,826.00 11,096,245.00 891,203.20 9,819,170 70,000 1,770,780 60,000 1,189,230 6,788,460 15,935,000 7,823,270 1,767,390 "'470,'666 1,991,620 42,000 1,402,970 948,800 65,190 297,910 1,465,380 657,660 215,500 674,290 840,000 4,035,640 660,000 3/579,900 744,780 1,605,600 367,990 2,069,000 930,020 1,020,000 300,000 266,030 100,000 762,920 60,000 574,730 60,000 400,000 306,220 400,000 2,158,690 491,440 171,550 20,000 1,419,220 154,060 200,000 167,600 120,000 87,110 180,000 215,000 2,026,490 536,250 195,250 207,830 66,550 135,870 20,410 75,980 213,120 1,000,000 451,190 1,570,000 536,430 6,320,000 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Pubuque Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City ; 800,000 6,335,000 2,130, 000 110,000 975,000 730,000 230,000 970,000 1,170, 000 753,000 1,266,000 386,000 470,000 1,180,000 Total, other reserve cities 324 59,274,321.61 61,552,490 23,405,000 23,825,000 Total, all reserve cities 381 72,003,171.11 237,207,540 57,360,000 95,050,000 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Total, New England States , 70 56 50 168 22 79 1,205,358.49 503,594.64 385,672.88 2,343,453.44 413,304.50 1,720,368.81 252,010 185,450 1,516,360 540,680 843,020 20,000 445 6,571,752.76 4,000,440 20,000 3,000 3,000 REPORT OF THE COMPTROLLEK OF THE CURRENCY. 225 of each report during year ended September 4, 1912—Continued. FEBRUARY 20, 1912. Circulating notes. Specie. Silver dollars. $44, 128 167, 539 139; 341 351, 008 Silver Treasury certificates. Fractional silver coin. Total. $52,379, 343 $1,288,773. 12 $278, 097, 488.62 18,128, 742 350, 523. 10 68, 124, 981. 60 81, 177. 30 24, 864, 660. 80 4,943, 605 75,451, 750 1,720,473. 52 371, 087, 131. 02 On hand. Outstanding. $53, 616,100 $1,656,945.00 $51, 959,155.00 14, 449, 000 893, 505.00 13, 555, 495.00 16, 104, 790 133,902.50 15, 970, 887.50 84, 169, 890 2,684, 352.50 197, 815.00 64, 305.00 10, 650.00 238,272.50 393, 720.00 129, 740.00 119, 857.50 1 605.00 2' 650.00 13 205.00 1,095 015.00 2761352.50 684.002.50 108 802.50 210 260 321 85 165 818 540 4,538 077.50 161 280 462.50 581,347 452 87 249 ,988 403 7,222 430.00 242 766,000.00 70 35 65 05 16 20 2 444 824 19 1,170 584 99 819 364.53 6 678 .477 49 1 558 890 66 3 894; 330 01 6,033 .250 5 030 ,500 4 756 500 21 ,144 800 4 ,807 ,500 13,364 ,350 99 ,342.50 89 , 498.50 391 ,722.50 148 ,525.00 411 ,365.00 1,393 ,165 .11 16 566 ,471 87 55,136 ,900 1,255 ,716.00 381, 694. 50 55, 331. 92 100, 431. 20 636, 839.53 622, 181. 30 123, 946. 68 48; 523. 99 25 353. 00 26, 816. 42 105, 222. 40 132, 629. 40 65, 015 75 216,875. 05 82, 294. 75 92, 902. 95 41 403. 30 69, 675. 80 169, 380. 85 70, 551. 90 71, 725. 00 59, 095. 00 63; 323. 25 109, 935. 95 102, 514. 97 33, 743 50 24, 610. 30 12, 448 60 22, 431 81 339, 936. 45 52, 013 75 36, 631. 30 132, 451 40 22, 939.60 200 90 24; 428 85 11, 811 35 121 404 70 20, 535 55 35 358 95 66 427 10 223 718 15 123 807.20 34,466 80 154 571 70 235 605. 79 283 709 78 79,129 85 26,747,268. 50 2, 477, 832. 42 3, 327, 216. 70 37 135, 777. 53 18,779, 043. 80 5, 345, 672. 18 2, 683, 531. 49 153, 116. OO 2, 858, 424.92 1, 654, 436. 40 778,613. 40 605, 393. 75 2, 662, 002.05 1, 506,386. 75 592, 067. 95 2, 474, 747. 30 7, 124,003. 30 6,975', 849. 85 2, 330, 429. 90 3, 130,855. 50 2, 180, 294.00 4, 144, 927. 75 5, 255, 203. 95 3, 337, 672. 58 1, 069,105. 50 1, 195, 906. 60 280 411 10 944, 705. 81 7, 051, 759.95 1, 265, 555. 75 630,935 30 3> 963 301 90 75i; 700 10 570, H11 90 406, 025 85 565, 543 6, 154, 239 20 984 283 05 418 175 95 796 379 10 5 284 447 15 2 506 915 20 1, 119 768 30 5 581 199 70 8 067 467 79 14 825 457 78 1 568,257 05 5,076 ,342 31,552 ,126 5,575 042 24 5,427 ,350 107,003 ,876 7,295 515 76 35 ,827 20', 061 32 ,747 116 ,163 4 ,758 45 ,732 417 ,661 285 ,647 134 ,622 2,044 ,698 489 ,689 950 ,509 255 ,288 4,322 ,826 123 057 109 272 80 872 654 803 110,459 314 ,700 64776°—CUR 191 35, 102.50 26, 150.00 6, 105.00 24, 450.00 29, 805.00 75, 502.50 469, 952.50 76,755.00 17, 000.00 48, 080.00 80, 407.50 29, 300.00 10, 950.00 1, 700.00 62 902.50 5 702.50 117 902.50 16, 205.00 705.00 2.50 67 305.00 2,100.00 115,262.50 1 2 3 81, 485, 537.50 8, 546,000 2, 100,000 1, 037, 000 16, 232, 000 17, 074, 000 8, 300, 000 5,600,000 650,000 3, 320,000 2, 534,000 1, 632, 000 375, 000 2, 800, 000 1, 965, 000 200, 000 4, 75S, 000 7, 999, 600 5, 942, 500 2, 500,000 5 869, 940 1, 899, 000 4, 567, 000 1, 945 000 2,093' 000 400 000 1, 339,000 600 000 775 000 4 405 000 970 000 930,500 2, 580,OOO 680 000 399', 000 300 000 325 000 3 370 000 480 000 650', OOO 650 000 1 485 000 2 700 000 500 000 2 800 000 5 100 000 21 694 000 1 750 000 7,510,285 79 262 1,029, 350 5,463, 558 3,879,194 2,462, 472 601, 610 33, 183 381* 862 271, 188 58, 973 160, 070 456, 121 238,939 37, 930 313, 001 1,697, 261 723, 902 341, 412 301, 917 155, 114 1,238,599 96, 849 313, 715 42 240 110, 303 49 267 22; 461 1,397, 109 289, 414 40,944 967 914 83; 171 34 885 14 252 62 985 97 293 36 537 49 959 119 542 539 86 Oil 786 11 231 125 077 44 193 20; 246 1,514, 710 15, 785 4, 468 131, 887 226, 941 47, 431 4,845 18, 507 112; 851 96 736 43, 463 214, 961 105, 143 102, 155 55, 008 45, 754 95, 784 108,655 130,111 "94, 800 888 131! 224 118 030 23 667 49 003 7 403 16 223 191 247 60,138 27, 577 90, 099 50, 042 22 *•' 611 19 980 14 795 120 309 25 488 37 223 95 905 110,500 68 512 32 999 112 217 140 839 200 120 39,248 Received from Comptroller. 8, 348, 185.00 2, 035, 695.00 1, 026,350.00 15, 993, 727.50 16, 680, 280.00 8, 170, 260.00 5, 480,142.58 650, 000 00 3, 284, 897! 50 2, 507, 850.00 1; 625, 895.00 375, 000.00 2, 775 550.00 1, 935, 195.00 200,000 OO A, 755, 000.00 7, 924, 097.50 5, 472, 547.50 2, 423, 245.00 5, 852, 940.00 1, 850,920.00 4, 486,592.50 1, 915, 700.00 2 082, 050.00 398, 300.00 1, 276, 097.50 600, 000.00 769, 297.50 4,287' 097.50 953, 795.00 929 795.00 2,580'. OOO. OO 679 997.50 399, OOO OO 300,000 00 325 000.60 3 302 695.00 477 900.00 650,000 OO 650, 000.00 1, 483 395.00 2 697 350.00 486,795.00 1 704 985.00 4 823 647.50 21 009,997.50 1 643 197.50 5 917 987.50 4 4 20 4 12 931 667 753 658 952 157.50 001.50 077.50 975.00 985.00 53 ,881 , 184.00 4 5 6 8 S 10 11 12 13 14 15 16 17 1? la 2C 21 22 23 24 25 26 27 28 2i 3C 31 32 32 34 OR 36 37 3£ 3c 4C 4] 42 Ac 44 Al At 4' 45 4£ 5( 5] 55 5C 5< 51 5( 226 REPORT*OF THE COMPTROLLER QF THE CURRENCY. TABLE N O . 53.—Specie and circulation of national banks at date F E B R U A R Y 20, 1912—Continued. Specie. Number of banks. City, State, and Territory. 57 f,9 59 60 frt 62 New York . . New Jersey Pennsylvania Delaware Maryland District of Columbia 419 195 775 28 90 1 Total, Eastern States 63 Virginia 64 West Virginia a5 North Carolina 66 South Carolina 67 Georgia 68 Florida . 69 Alabama 70 Mississippi 71 Louisiana 7? Texas 73 Arkansas 74 Kentucky 75 Tennessee Total, Southern States 76 Ohio 77 Indiana 78 Illinois 79 Michigan 80 Wisconsin 81 Minnesota 8*> Iowa 83 Missouri ,. 1,424 9,914,452.62 10,021,940 355 249 14S 102 233 . . . . . . . Total, Western States Washington Oregon California Idaho Utah . Nevada Arizona . . . . . . . Total, Pacific State 01 46 113 46 85 30 27 480 49 136 100 1,104,280 799,510 341,200 219,420 589,480 469,040 1,046,800 329,820 374,050 2,561,050 377,730 669,600 1,139,960 110 North Dakota 85 South Dakota S6 Nebraska 87 Kansas 88 Montana . SO Wyoming 00 Colorado 91 New Mexico . 92 Oklahoma. . . . Alaska i . . 17,187,060 1,610,371.30 1,159,046.50 451,293.90 194,243.00 442,588.00 555,296.32 618,447.50 135,400 50 207,576.50 2,348,404.10 349,859.50 760,271.50 1,081,654.00 1,943 84 03 0405 9G 07 08 00 00 16,879,839.56 130 109 433 96 123 260 317 Total, Middle States Hawaiil . . . . 203 58 29 118 40 272 1,203 67 75 199 47 17 11 13 2 4,017,212.50 2,948,326.00 4,401,474.21 2,291,503.15 1 948 924 30 2,779,826.00 2 370 767.73 776,263.31 21,534,297.20 3,145,560 2,288,250 3,646,290 1,125,620 1 152 330 1,013,200 1 573 3C0 346,990 14,291,600 629 856 93 752,300.00 1,519,437 05 1,608,850.50 1,430,631.20 426 798 90 1,397,170 80 366,655.00 791,601.10 560 810 567,640 888 600 992,630 803,610 282 700 748 540 374,220 872,980 8,923,301.48 6,091,730 1,592 865.00 2,230,527.50 7 086 687 20 906,797.50 419,484. 75 366,980.00 303,685 15 198,980.31 325 200 185,840 743 520 228,000 54,460 67,030 180 350 47,000 $940,000 10 000 240,000 $410,000 15,000 30,000 1,220,000 105,000 425,000 39 000 110 000 50,000 16,666 430,000 30,000 735,000 39,000 525 000 80,000 760,000 40,000 680 000 290,000 395 000 45,000 273 000 2,815,000 273,000 40,000 195 000 40,000 275,000 120 000 185,000 431 13,106,007.41 1,831,400 4 428,547.00 1,160 77,358,198.03 53,425,330 5,185,000 925,000 149,361,309.14 290,632,870 62,545,000 95,975,000 Total, States, etc 6,908 Total, United States 7,339 $5,059,822.66 $5,349,430 2 029 355 40 3 300 970 9,146,936.75 7,795,950 157,711.45 111,510 591,550 478,925.80 37,650 7,087.50 1,508 73 . Gold coin. Gold ClearingTreasury Gold house certificates Treasury certificates to order certificates. (act of Mar. (sec. 5192, 14,1900). U.S.R.S.). i One report for Dec. 5,1911, used. 120,000 185,000 KEPOKT OF THE COMPTEOLLEK OF THE CUKKESTCY. 227 of each report during year ended September 4, 1912—Continued. F E B R U A R Y 20, 1912—Continued. Circulating notes. Specie. Silver dollars. $268,913 116,292 696,396 20,254 27,533 ' 900 Silver Treasury certificates. Fractional silver coin. Received Total. from Comptroller. $3,747,211 $1,008,933.05 665,311.54 2,779,002 3,948,023 1,223,412.14 55,606.95 252,094 108,211.74 393,583 4,055.00 15,214 $16,784,309.71 8,900,930.94 23,065,717.89 597,176.40 1,629,803.54 64,906.50 $37,004,160 17,017,070 56,853,290 1,624,750 4,520,990 250,000 $771,212.50 $36,232,947.50 344,230.00 16,672,840.00 857,541.00 55,995,749.00 1,584,725.00 40,025.00 4,428,712.50 92,277.50 250,000.00 2,105,286.00 115,164,974.00 On h a n d . Outstanding. 1,130,288 11,135,127 3,065,530.42 51,042,844.98 117,270,260 185,390 118,295 156,610 76,793 266,004 225.000 240; 158 72,399 108,930 791,985 110,821 108,691 262,668 868,541 532,399 256,879 258,021 638,668 421,399 434,241 98,203 176,928 911,922 143,123 324,373 672,411 321,779.28 153, OIL 14 128,842.16 185,833.53 385,566.66 131,085.40 242,076.61 74,830.78 127,710.70 780,581.91 128,233.60 135,447.47 185,379.31 4,090,361.58 2,762,261.64 1,334,825.06 934,310.53 2,361,306.66 1,906,820.72 2,581,723.11 820,653.28 1,045,195.20 7,393,943.01 1,119,767.10 2,428,382.97 3,372,072.31 14.135.510 8,314,600 6,565,100 4,654,750 10,410,690 5,036,240 8,190,000 2,922,500 2,608,750 20,890,400 2,724,010 11,136,350 9,878,760 2,723,744 5,737,108 2,980,378.55 32,151,623.17 107,467,660 538,211 390,811 575,266 192,778 199,511 244,896 352,031 155,951 1,440,347 979,417 1,542,450 4%, 868 447,051 468,505 577,387 174,704 551,789.66 376,138.17 654,834.23 254,911.26 215,827.87 294,481.29 282,140.42 115,254.07 10,491,120.16 7,062,942.17 11,580,314.44 4,401,680.41 4,643,644.17 5,090,908.29 5,550,686.15 1,614,162.38 29,133,380 18,599,530 26,060,750 8,377,250 8,690,470 8,955,000 14,818,450 5,680,060 2, 649,455 6,126,729 2,745,376.97 50,435,458.17 120,314,890 93,078 106,797 177,461 275,566 64,303 50,023 124,833 46,456 273,227 192,870 178,187 293,629 394,645 117,747 54,274 204,003 83,039 351,291 139,851.93 123,329.17 175,456. 30 243,562.27 143,104. 65 47,082.67 131,884.10 42,171.15 299,173.63 1,616,466.86 1,768,253.17 3,249,583.35 3,555,253.77 2,559,395.85 860,878.57 2,606,430.90 912,541.15 2,588,272.73 3,758,580 3,107,230 8,341,810 8,808,490 3,016,450 1,460,050 5,004,760 1,461,550 7,035,750 ^42,380.00 24,090.00 36,110.00 55,652.50 106,297.50 13,957.50 27,795.00 5,445.00 59,437.50 3,716,200.00 3,083,140.00 8,305,700.00 8,752,837.50 2,910,152.50 1,446,092.50 4,976,965.00 1,456,105.00 6,976,312.50 1,211,744 1,869,685 1,345,615.87 19,717,076.35 41,994,670 371,165.00 41,623,505.00 114,984 101,739 330,570 64,186 23,572 16,794 29,968 4,230 45,083 37,082 168,969 49,533 10,419 7,756 26,548 6,050 166,697.80 163,174.23 477,968.61 97,371.74 29,180. 70 22,802.70 31,029.76 12,239.45 2,244,829.80 2,718,362. 73 8,927,714.81 1,530,888.24 537,116. 45 481,362.70 571,580.91 268,499.76 2,555,610 2,690,760 14,550,250 2,259,000 895,750 1,579,000 841,510 62,500 67,600.00 113,117.50 338,257.50 32,805.00 11,512.50 82,255.00 7,100.00 2,488,010.00 2,577,642.50 14,211,992.50 2,226,195.00 884,237.50 1,496,745.00 834,410.00 62,500.00 685,043 351,440 1,000,464.99 17,2S0,355.4O 25,434,380 652,647.50 24,781,732.50 39,366 874 17,947.25 487,894.25 306,250 302.50 305,947.50 8,695,928 29,543,789 12,548,479.16 187,681,724.19 467,925,010 14,123,278 136,547,665 19,843,994. 92 769,029,177. 06 717,913,440 13,687,437.00 704,226,003.00 147,690.00 91,532.50 5,107.50 38,920.00 108,942.50 35,920. 00 105,127.50 15,502.50 31,762.50 178,785.00 7,500.00 73,742.50 30,087.50 13,987,820.00 8,223,067.50 6,559,992.50 4,615,830.00 10,301,747.50 5,000.320.00 8,084', 872.50 2,906,997.50 2,576,987.50 20,711,615.00 2,716,510.00 11,062,607.50 9,848,672.50 57 58 59 60 61 62 63 64 65 66 67 68 68 70 71 72 73 74 75 870,620,00 106,597,040.00 371,362.50 97,637.50 293,340.00 92,647.50 97,765.00 87,660.00 120,285.00 48,572.50 28,762,017.50 18,501,892.50 25,767,410.00 8,284,602.50 8,592', 705.00 8,867,340.00 14,698,165.00 5,631,487.50 76 77 78 79 80 81 82 83 1,209,270.00 119,105,620.00 6,465,007.00 461,460,003.00 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 228 EEPOET OF THE COMPTEOLLEB OF THE CUEEENCY. TABLE N O . 53.—Specie and circulation oj national banks at date APRIL 18, 1912. Specie. City, State, and Territory. Number of banks. Gold coin. Gold Treasury certificates to order (act of Mar. 14,1900). Clearinghouse certificates (sec. 5192, U.S.R.S.). ;114,614,180 $28,590,000 22,692,330 3,650,000 15,221,460 560,000 547,213,500 12,180,000 152,527,970 59,393,500 Gold Treasury certificates. CENTRAL RESERVE CITIES. New York City Chicago St. Louis. Total central reserve cities $13,301,994.50 5,997,300.00 3,047,257.50 57 22,346,552.00 32,800,000 RESERVE CITIES. 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 1,127,921.50 499,173.50 206,214.00 1,609,940.50 4,267,509.75 384,797.50 42,497.50 15,445.00 51,170.00 163,305.00 461,650.00 170,910. 00 253,865.00 404,235.00 133,065.00 672,902.50 637,961.50 1,669,315.50 1,078,873.50 1,003,520.00 1,103,054.80 677,157.50 3,039,032.50 1,003,693.00 101,270.00 355,035.30 156,310.00 181,737.50 1,048,562.50 393,900.00 390,485.50 1,317,760.00 492,360.00 137,537.50 113,100.00 88,005.00 3,681,971.00 463,455.00 99,240.00 334,795.00 3,842,750.00 865,835.00 668,100.00 5,142,442.50 6,503,862.50 10,818,467.50 980,243.45 9,843,170 95,000 1,635,460 60,000 1,278,330 7,326,120 13,100,000 7,747,020 2,738,650 '"270," 666 2,229,860 100,000 1,921,810 1,073,050 149,360 228,400 1,543,060 643,870 222,500 784,930 850,000 4,115,830 1,490,000 3,444,840 519,740 1,698,400 613,990 2,200,600 1,010,000 1,085,260 300,000 251,390 100,000 561,550 110,000 640,260 70,000 400,000 310,430 2,606,810 475,440 147,850 10,000 1,355,650 87,990 168.850 200,000 92,610 120,000 250,000 180,000 2,169,060 492,600 198,560 239,520 117,570 193,670 7,260 82,150 222,270 613,020 2,920,000 545,680 6,300,000 321 58,854,435.30 65,044,440 21,215,000 24,717,000 378 81,200,987.30 217,572,410 54,015,000 84,110,500 Boston Albany Brooklyn Philadelphia.. Pittsburgh Baltimore Washington... Savannah New Orleans.. Dallas Fort W o r t h . . . Galveston Houston... San Antonio... Waco Louisville Cincinnati Cleveland Columbus Indianapolis... Detroit Milwaukee.... Minneapolis... St. Paul Cedar Rapids.. Des Moines Dubuque. Sioux City Kansas City, M o . . . St. Joseph Lincoln Omaha South Omaha Kansas City, K a n s . Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City Total, other reserve cities Total, all reserve cities 440,000 6,810,000 1,650,000 40,000 700,000 740,000 845,000 1,090,000 1,355,000 731,000 1,372,000 287,000 623,000 1,000,000 734,000 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut 70 56 50 168 22 79 1,210,507.39 496,730.98 393,601.60 2,343,774.34 425,490.17 1,790,443.50 688,400 232,910 202,660 1,478,790 521,320 807,390 20,000 Total, New England States.. 445 6,660,547.98 3,931,470 20,000 3,000 3,000 EEPOET OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 229 1912—Continued. APRIL 18, 1912. Specie. Silver dollars. $43,498 160,006 85,798 Silver Treasurycertificates. Received from Comptroller. On hand. Outstanding. $50,463,600 14,449,000 16,104,790 $980,660.00 $49,482,940. 00 733,005.00 13,715,995.00 147,502. 50 15,957,287.50 1,758,327.18 341,330,012.18 81,017,390 1,861,167.50 79,156,222.50 72,214,361 12,494 5,490 6,207 237,893 203,382 53 315 6,634 19,340 37,658 85,242 114,241 44,624 252,915 115,165 120,860 57,649 33,894 105,069 101,343 122,411 94,720 64,902 113,647 108,795 17,296 50,714 8,367 26,212 181, 875 76,237 28,090 73,690 55,379 27,708 20,061 12,736 145,373 21,717 35,601 104,969 75,279 68,579 40,161 111,669 101,503 166,555 48,946 8,049,705 3,905,909 Total. $47,559,893 $1,256,969.20 $252,580,034.70 404,549.95 64,694,658.95 19,610,473 96,808.03 24,055,318.53 5,043,995 289,302 3,616,607 Fractional silver coin. Circulating notes. 308,209.35 45,668.03 96,418.57 623,698. 55 502,429.90 142,509.48 53,487.10 25,510.00 36,208.24 99,130 45 132,616.25 71,273.80 249,583.35 102,567.60 97,898.25 32,156.07 82,075.04 131,178.60 70,950.20 60,820.25 74,793.00 59,866 20 112,338.12 110,314.17 23,967.10 39,384.95 16,289.00 21,272.95 317,442.65 28,975.15 35,463.20 128,862.05 13,113. 60 8,105. 75 31,558. 90 13,625. 60 55,093.40 18,063.15' 34,790,75 84,321.25 253,112.40 138,590.00 31,795.45 196,656.80 215,777.36 361,008.75 73,725.25 •59,657 985,300 5,666,168 3,185,970 2,465,660 626,139 49,432 380,900 294,848 88,095 168,191 495,783 210,407 24,956 404,420 1,685,265 792,556 293,506 373,794 140,123 1,143,488 119,385 457,753 49,380 120,011 68,619 53,799 1,519,685 264,804 39,198 902,487 94,165 38,802 13,317 81,469 68,671 33,266 79,348 144,472 55,367 76,688 1,571 12,439 89,064 46,410 21,080 25,736,499.85 2,305,448.53 3,012.469.57 35,373,820.05 17,556,311.65 6,094,931.98 2,958,617.60 209,727.00 3,127,746 24 1,715,575.45 945,962.25 683,398.80 2,795,206.35 1,476,244.60 599,279.25 2,802,057.57 8,045,025.54 6,882,959.10 2,064,412.70 3,258,945.25 2,871,680.80 4,146,013.70 5,479,662.62 3,321,945.17 853,463.10 1,315,405.25 319,585.00 993,451.45 7,029,375.15 1,239,356 15 641,086.70 3,788,449.05 743,007. 60 581,003.25 390,646.90 625,835.60 6,120,168. 40 1,029,101.15 447,539. 75 908,077.25 5,075,078.40 2,715,362.00 1,035,887.45 6,168,357.30 8,132,476.86 15,659,461.25 1,669,674.70 185,477.50 8,485,522.50 8,671,000 2,100,000 67,105.00 2,032,895.00 1,037,000 12,952.50 1,024,047.50 15,807,000 284,722.50 15,522,277. 50 17,074,000 285,670.00 16 788 330.00 100,622.50 8,146,377.50 8,247,000 125,515.00 5,474,485.00 5,600,000 800,000. 00 800,000 3,320,000 36,852.50 3,283,147.50 2,534,000 600,00 2,533,400.00 1,632,000 5,405.00 1,626,595.00 375,000. 00 375,000 3,800,000 50,350.00 3,749,650.00 1,965,000 7,105.00 1,957,895.00 1,200,000.00 1,200,000 4,755,000 5,600.00 4,749,400.00 7,949,600. 51,502.50 7,898,097.50 129,452.50 5,813,047.50 5,942,500 42,602.50 2,457,397.50 2,500,000 13,400.00 6,102,540.00 6,115,940 39,900.00 1,859,100.00 1,899,000 55,207.50 4,511,792.50 4,567,000 22,100.00 1,922,900.00 1,945,000 20,950.00 2,072,050.00 2,093,000 400,000.00 400,000 8,452.50 1,270,547.50 1,339,000 600,000.00 600,000 9,752.50 865,247. 50 875,000 58,405.00 4,246,595.00 4,305,000 7,605.00 962,395. 00 970,000 5.00 930,495.00 930,500 2,580,000. 00 2,580,000 17,150.00 662,850.00 680,000 399,000.00 399,000 300,000.00 300,000 5,200. 00 319,800.00 325,000 8,805.00 3,091,195.00 3,100,000 480,000.00 480,000 650,000. 00 650,000 650,000.00 650,000 2,805.00 1,482,195.00 1,485,000 28,500.00 2,721,500.00 2,750,000 31,655.00 468,345.00 500,000 2,800,000 1,031,155.00 1,768,845.00 454,055.00 4,645,945.00 5,100,000 886,225. 00 20,813,775.00 21,700.000 72,452. 50 1,677,547.50 1,750,000 5,462,696.03 210,945,791.33 166,597,540 4,225,315. 00 162,372,225.00 104,249,974 7,221,023.21 552,275,803.51 247,614.9 32,035,613 33,481 17,871 30,299 103,255 4,701 43,366 400,286 265,963 120,745 1,672,054 448,49/ 1,254,866 110,385.85 100,886.50 76,135.13 571,106.85 102,178.23 328,277.75 2,443,060.24 1,114,361.48 823,440. 73 6,171,980.19 1,502,186.40 4,244,343.25 6,033,250 5,031,500 4,756,500 21,073.000 4,807,500 13,362,350 232,973 4,162,411 1,288,970.31 16,299,372.29 55,064,100 6,086,482.50 241,528,447.50 100,907.50 5,932,342.50 64,392. 50 4,967,107.50 74,943.50 4,681,556.50 338,697.50 20,734,302. 50 134,922. 30 4,672,577.50 316,627.50 13,045,722.50 1,030,491.00 54,033,609.00 230 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 53.—Specie and circulation of national banks at date APRIL 18, 1912—Continued. Speck Number of banks. City, State, and Territory. Gold ClearingTreasury house certificates certificates to order (see. 5192, (act of Mar. U.S.R.S.). 14,1900). Gold coin. Gold Treasury certificates. 420 196 775 28 90 1 $5,100,342.58 2,039-,597.77 9,249,955.83 142,562.15 488,594.30 7,515.00 $5,557,-730 3,520,910 7,982,290 123,040 590,580 36,700 $940,000 10,000 240,000 1,510 17,028,567.63 17,811,250 1,220,000 460,000 131 110 73 46 113 1,498,176.65 1,207,091.50 487,772.60 193,820.50 458,688.00 605,108.88 646,541.00 141,629.30 219,791.00 2,284,431.80 377,529.50 763,353.00 1,110,976. 50 1,133,070 842,020 369,000 203,590 642,030 575,000 1,134,870 361,660 386^970 2,314,830 316,110 738,280 1,406,070 5,000 17,000 90,000 50,000 20,000 10,000 430,000 30,000 1,430 9,994,910.23 10,473,500 635,000 56,000 355 249 433 96 123 261 317 3,209,440 2,420,080 3,596,070 1,191,700 1,208,100 1,091,430 1,615,270 358,300 490,000 80-, 000 725,000 40,000 710,000 290,000 420 000 45,000 388,000 110 4,117,432.83 3,043,752.08 4,402,859.76 2,298,930.48 1,939,018.30 2,877,883.50 2,468,935.73 807,259.16 1,944 21,956,071.84 14,690,390 2,800,000 388,000 146 102 233 204 58 29 118 39 600,460 605,030 858,420 1,034,870 973 010 322,220 743,470 374,820 900,280 40,000 215,000 40,000 5,000 277 642,955.43 737,227. 50 1,538,187.56 1,710,919.15 1,392,157 50 477,385.85 1,365,144.05 384,317.50 802,217.10 1,206 9,050,511.63 6,412.580 295,000 5,000 STATES, ETC.—continued. 57 58 m 60 61 62 New York New Jersey Pennsylvania Delaware Maryland. . District o£ Columbia Total, Eastern States 63 64 66 67 68 70 71 72 73 74 75 Virginia West Virginia . . North Carolina South Carolina Georgia Florida Alabama Miss>ssix)pi . Louisi ana Texas Arkansas Kentucky Tennessee .. 46 .. , Total, Southern States 76 77 78 79 80 81 83 Ohio . Indiana . Illinois Michigan „ . . . . . Wisconsin Minnesota. lov/a Missouri... , Total, Middle States 84 86 87 90 91 92 North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado - . New Mexico Oklahoma Total, Western States Washington 94 Oregon 95 California 96 Idaho.- 97 Utah Nevada.~ 93 Arizona LOO Alaska i 93 . ... Total, Pacific States 0"! Hawaii i Total, States, etc Total United States . . -.. 85 31 28 481 50 136 100 68 76 203 48 17 11 13 2 1,634,555.00 2,272,675.00 6,769,598.35 i 885,179. 90 416,597. 50 388,315. 00 306,234.64 168,696.43 ! 275,580 222,560 855,070 237,770 65,560 47,540 190,500 52,750 438 12,841,851.82 1,947,330 4 395,312.00 1,440 6,977 77,927,773.13 55,267,960 7,355 159,128,760.43 272,840,370 i One report for Feb. 20,1912, used. $445,000 15,000 30,000 39,000 170,000 170,000 185,000 185,000 5,140,000 1,097,000 59,155,000 85,207,500 REPORT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 231 1912—Continued. APRIL 18, 1912—Continued. Circulating notes. Specie. Silver dollars. $290,531 130,837 697,454 19,266 26,484 170 Silver Treasury certificates. Fractional silver coin. $969,725.84 $4,120,212 688,335,94 3,167,212 3,987,270 1,166,177.80 54,407.60 289,440. 105,455.15 389,626 2,150.00 18,424 Total. Received from Comptroller. $17,423,541.42 9,556,892.71 23,338,147. 63 628,715.75 1,630,739.45 64,959.00 $36,955,070 17,224,570 57,044,390 1,624,750 4,520,990 250,000 $624,912.50 $36,330,157.50 356,342. 50 16,868,227. 50 748,263.50 56,296,126.50 1,592,305,00 32,445.00 4,457,987. 50 63,002.50 239,900.00 10,100. 00 1,835,066.00 115,784,704.00 On hand. Outstanding. 1,164,742 11,972,184 2,986,252.33 52,642,995.96 117,619,770 211,947 116,806 153,116 74,088 277,098 246,958 232,975 78,681 132,714 831,821 127,730 130,786 275,806 993,623 505,727 338,342 311,487 657,805 370,850 461,234 91,223 178,706 934,310 155,584 310,811 276,283 301,359.74 144,567.25 118,361.30 161,743.68 398,171.47 141,805.85 266,167.90 76,010.95 138,129. 25 822,817.88 142,974.20 136,137.29 171,364.35 4,210,176.39 2,816,211.75 1,466,591.90 944,729.18 2,472,792.47 1,939,722.73 2,741,787.90 839,204.25 1,106,310.25 7,208; 210.68 1,129,927.70 2,509,367.29 3,720,499.85 14,210,500 8,527,000 6,565,100 4,744,750 10,542,330 5,151,240 8,233,000 2,957.500 2,677,500 21,232,550 2,751,510 11,161,350 9,998,760 2,890,526 6,035,985 3,019,611.11 33,105,532.34 108,753,090 511,599 375,219 560,915 198,576 196,705 256,920 362,361 . 157,643 1,541,692 1,002,443 1^606,218 496. 900 490,109 529,175 602,808 223,354 506,707. 08 328,564.35 627,171.07 244,822.39 206,116. 78 291,735. 55 282,866.70 111,311,06 10,764,870.91 7,250,058.43 11,518,233.83 4,470,928.87 4,750,049.08 5,337,144.05 5,752,241.43 1,702,867.22 29,147,880 18,745,280 26,306,100 8,537,250 8,717,970 9,020,000 14,868,450 5,717,560 2, 619,938 6,492,699 2,599,294.98 51,546,393.82 121,060,490 99,433 116,581 167,963 283,350 64,846 51,004 114,679 35,212 299,093 207,487 171,843 277,795 436,215 143,668 74,622 209,063 89,952 356,392 145,856. 50 118,978.86 168,215.15 229,482.87 140,304.30 52,430.93 132,513.10 42,020. 45 308,876.99 1,696,191.93 1,789,660.36 3,230,580. 70 3,734,837.02 2,713,985. 80 977,662.78 2,564,869.15 926,321.95 2,666,859.09 3,844,280 3,125,300 8,394,810 8,808,490 2,968,950 1,460,050 4,989,760 1,455,250 7,149! 300 13,930.00 11,840.00 29,757.50 32,352. 50 42,037.50 18,507.50 24,275. 00 2,400.00 54,687. 50 3,830,350.00 3,113,460.00 8,365,052.50 8,776,137.50 2,926,912.50 1,441,542.50 4,985,485.00 1,452,850.00 7,094,612.50 1,232,161 1,967,037 1,338,679.15 20,300,968.78 42,196,190 229,787.50 41,966,402.50 110,734 104,307 357,765 64,913 12,866 14,240 30,008 7,281 53,742 37,741 172,623 46,129 9,616 6,151 24,867 6,243 160,095. 85 147,894.03 530,513.46 90,530. 59 23,924,33 14,754. 40 56,178.60 14,560. 75 2,234,706.85 2,785,177.03 8,855,569.81 1,509,522.49 528,563.83 471,000.40 607,788. 24 249,531.18 2,559,610 2,765,760 15,245,750 2,259,000 910,750 1,579,000 841,510 62,500 70,935.00 99,777.50 466,507.50 22,735.00 4,902.50 32,455.00 9,650.00 2,488,675.00 2,665,982.50 14,779,242.50 2,236,265.00 905,847.50 1,546,545.00 831,860.00 62,500.00 702,114 357,112 1,038,452.01 17,241,859.83 26,223,880 706,962.50 25,516,917.50 27,577 685 30,529. 85 455,543.85 306,250 2.50 306,247. 50 8,870,031 30,988,113 12,301,789.74 191,592,666.87 471,223,770 12,775,940 135,238,087 19,522,812.95 743,868,470.38 718,838,700 11,859,567. 00 706,979,133. 00 154,212.50 78,432. 50 12,205.00 8,720 00 24,932. 50 36,130. 00 233,692.50 12,042. 50 31,312.50 128,120. 00 11,910.00 63,275.00 64,567.50 14,056,287.50 8,448,567.50 6,552,895. 00 4,736,030.00 10,517,397.50 5,115,110.00 7,999,307.50 2,945,457.50 2,646,187.50 21,104,430.00 2,739,600.00 11,098,075.00 9,934,192.50 5P & 5{ 6( 6 6. 6: 6 6, 6( 6' 6* 6< 7( 7 TJ. 7L 7, 859,552.50 107,893,537.50 242,037.50 120,657.50 314^ 412. 50 126,442.50 80,580,00 73,277. 50 111,545.00 42,270.00 28.905,842.50 18,624,622.50 25,991,687.50 8,410,807.50 8,637,390.00 8,948,722.50 14,756,905.00 5,675,290.00 7( 7' li 7{ 8( 81 8S s: 1,111,222.50 119,949,267.50 5,773,084.50 465,450,685,50 8^ 8, 8' 8' 85 S{ 9( 91 91 9: 9' 9, 9{ 9' 9^ 9< 10( 101 232 KEPOET OF THE COMPTKOLLEK OF THE CURRENCY. TABLE NO. 53.—Specie and circulation of national banks at date JUNE 14, 1912. Specie. City, State, and Territory. Number of Gold coin. Gold Treasury Gold Treasury certificates to order certificates. act of Mar. 14,1900). Clearinghouse certificates (sec. 5192, U.S.R.S.) CENTRAL RESERVE CITIES. New York City Chicago St. Louis Total central reserve cities $4,479,686.50 5,044,700.00 3,554,780.00 55 13,079,166.50 ,141,103,950 $31,180,000 $43,265,000 23,695,750 3,850,000 11,480,000 10,876,370 430,000 75,676,070 35,460,000 54,745,000 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia.. Pittsburgh Baltimore Washington... Savannah New Orleans.. Dallas Fort Worth... Galveston Houston San Antonio... Waco Louisville Cincinnati Cleveland Columbus Indianapolis... Detroit Milwaukee Minneapolis... St. Paul Cedar Rapids. Des Moines Dubuque. Sioux City Kansas City, Mo... St. Joseph Lincoln Omaha South Omaha Kansas City, Kans. Topeka Wichita Denver Pueblo. Muskogee Oklahoma City. Seattle Spokane Tacoma Portland Los Angeles San Francisco.. Salt Lake City.. Total Total, all reserve cities.. 918,054.00 10,622,310 425,000 511,372.50 1,655,720 60,000 168,262.50 1,161,090 1,572,281.00 8,099,030 10,030,000 7,951,040 3,474,766.75 2,871,300 ""645 ,"666 399,240.00 1,730,510 37,332.50 50,000 29,245.00 1,187,080 51,913.00 973,420 242,432.50 147,010 496,130.00 261,510 108,405.00 1,382,950 343,002.50 563,210 366,152.50 228,000 136,515.00 660,260.00 1,227,740 630,000 4,099,940 935,724.50 1,700,000 3,509,340 1,689,787. 50 634,750 1,119,282.00 1,670,390 1,199,942.50 897,990 1,092,745.00 1,480,960 1,032,895.00 1,330,270 3,328,730.00 1,010,000 251,830 1,220,122.99 300,000 722,350 157,457.50 100,000 716,630 466,592.40 110,000 90,000 151,465.00 463,620 181,020.00 400,000 1,948,770 1,131,217.50 515,670 411,430.00 173,100 426,908.00 1,432,726.50 1,418,090 10,000 450,895.00 155,520 135,285.00 145,450 200,000 136,440.00 92,800 120,000 94,270.00 240,000 180,000 3,825,822.50 1,991,350 502,130 364,060.00 200,900 103,895.00 352,417.50 224,630 197,400 3,497,570.00 874,622.50 157,240 706,502.50 8,810 4,678,800.00 74,320 5,766,817.50 254,710 778,700 10,743,135.00 3,010,000 989,093.25 590,110 6,177,000 320 58,213,036.89 65,649,690 18,930,000 24,809,500 375 71,292,203.39 241,325,760 54,390,000 79,554,500 400,000 6,960,000 2,070,000 50,000 720,000 740,000 880,000 1,005,000 1,359,500 802,000 1,286,000 375,000 607,000 1,000,000 378,000 STATES, ETC. Maine New Hampshire.. Vermont Massachusetts Rhode Island Connecticut 70 56 50 168 22 78 1,208,525.18 499,309.35 374,803.95 2,305,114.39 408,060.40 1,692,275.50 706,180 241,660 158,170 1,521,310 525,380 867,700 20,000 Total, New England States... 444 6,488,088.77 4,020,400 20,000 3,000 3,000 BEPOET OF THE COMPTROLLER OF THE CURRENCY. 233 of each report during year ended September 4, 1912—Continued. J U N E 14, 1912. Circulating notes. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Total. 836,214 $47,910,899 11,316,593.94 $269,292,343.44 334,111.20 65,911,725.20 164,373 21,342,791 105,548.06 21,653,789.06 6,597,421 89,670 290,257 11,768 5,930 2,626 127,552 179,509 57,333 9,186 13,350 28,498 70,984 120,655 54,407 255,555 167,875 122,279 85,625 47,085 96,789 91,108 105,262 56,640 60,070 62,904 122,092 21,920 52,766 7,225 26,600 136,119 27,698 23,870 92,857 77,801 17,896 17,272 15,930 108,422 17,333 31,637 114,128 50,436 64,446 35,617 108,163 97,960 175,733 37,123 3,314,034 3,604,291 75,851,111 1,756,253.20 356,857,857.70 331,442.14 40,962.23 93,415. 80 573.400.16 494,046. 81 125,948.19 64,767.15 30,771. 00 30,213.30 84,565. 45 168,331.00 78,285. 75 239,529. 00 114,824.10 113,199.55 45,870.15 77,662.85 94,055. 00 53,981.75 58,573. 50 58,827. 00 58,885.75 96,540. 95 100,310.35 35,505. 00 24,457.95 17,190.35 23,838.60 295,310.25 28,869. 70 36,697. 40 98,787. 50 57,713. 65 8,916.70 13,830. 05 12,152.15 74,233. 84 8,036.15 30,800.30 80,029.20 232,746. 75 106,649. 80 33,341.15 158,765. 55 195.542.17 399,855.05 62,561.95 9,522,044 67,316 989,034 4,933,057 3,251,212 2,141,874 589,635 34,910 443,130 264,757 104,583 147,027 388,071 209,183 14,573 288, 766 1,650,310 793,982 311,517 548,580 136,215 1,313,322 140,070 328,468 89,920 99, 211 62, 870 63,217 1,867,867 260,822 30,521 1,037,005 86,772 41,166 28,384 106,182 70,460 31,364 49,961 141,144 65,158 99,819 7,847 14,981 52,509 30,610 22,795 32,972,221 28,007,618.14 2,341,300.73 2,814,428. 30 32,295,320.16 17,420,574.56 6,290,695.19 2,431,430. 65 158,276. 00 2,460,834.30 1,636,158. 95 1,036,709.00 649,634. 75 2,609,107. 50 1,421,244. 60 614,566. 55 2,938,261.15 8,510,722.35 6,923,953. 50 2,210,638.75 3,582,748.00 3,122,417. 00 3,946,132.75 5,968,514.95 3,327,823.34 1,127,152. 50 1,469,657. 35 328,750. 35 1,158,295.60 6, 738,783. 75 1,244,489.70 691,096. 40 4,089,466.00 828,701.65 548,713. 70 408,726. 05 648,534.15 6,070,288.34 922,923.15 417,193.30 912,348.70 4,845,310.75 2,588,777. 30 1,167,117. 65 5,642,029.55 7,367,538.67 15,516,033. 05 1,701,683. 20 5,264,240.14 209,152,722. 03 Received from Comptroller. $49,000,100 14,449,000 17,104,790 On hand. Outstanding. $876,837. 50 548,123,262.50 822,507.50 13,626,492.50 214,405.00 16,890,385.00 10,553,890 1,913,750.00 78,640,140.00 8,921,000 2,100,000 1,037,000 15,807,000 17,074,000 8,247,000 5,605,000 800,000 3,320,000 2,534,000 1,632,000 405,000 3,800,000 2,015,000 1,200,000 4,755,000 7,722,600 5,882,500 2,500,000 6,102,040 1,899,000 4,567,000 1 945,000 2,093,000 400,000 1,339,000 600,000 875,000 4,305,000 970,000 930,500 2,667,500 680,000 399,000 300,000 325,000 3,370,000 480,000 650,000 650,000 1,485,000 2,750,000 500,000 2,800,000 5,100,000 21,700,000 1,750,000 258,767. 50 8,662,232.50 30,005.00 2,069,995.00 23,350.00 1,013,650.00 259,075.00 15,547,925.00 282,867. 50 16,791,132.50 140,612. 50 8,106,387. 50 111, 067. 50 5,493,932.50 800,000.00 40, 752. 50 3,279,247. 50 28,600. 00 2,505,400.00 18,355.00 1,613,645. 00 405,000. 00 25,500. 00 3,774,500.00 41,857. 50 1,973,142. 50 1,200,000.00 26,000.00 4,729,000.00 82,552. 50 7,640,047.50 225,202. 50 5,657,297.50 18, 452.50 2,481,547. 50 6,102,040. 00 46,300. 00 1, 852,700. 00 56,605.00 4,510,395.00 24,700. 00 1, 920,300. 00 30,750. 00 2,062,250.00 2,700. 00 397,300. 00 88,102. 50 1,250,897.50 600,000. 00 1,402.50 873,597.50 23,202.50 4,281,797.50 20,205.00 949,795. 00 8,605. 00 921,895. 00 18,802. 50 2,648,697. 50 3,400. 00 676,600.00 8,200.00 390,800.00 300,000. 00 325,000.00 32,405.00 3,337,595. 00 6,250. 00 473,750. 00 15,200. 00 634,800.00 10,250.00 639,750. 00 805. 00 1,484,195. 00 48,000. 00 2,702,000. 00 20,305.00 479,695. 00 994,657. 50 1,805,342.50 593,505.00 4,506,495.00 101,792. 50 21,598,207.50 55,502. 50 1,694,497.50 166,989,140 3,824,665. 00 163,164,475. 00 108,823,332 7,020,493.34 566,010,579.73 247,543,030 5,738,415. 00 241,804,615.00 142,402. 50 5,890,847.50 4,942,130. 00 89,370.00 85,238. 50 4,671,261.50 387,377.50 20,698,622. 50 117,957.50 4,689,542. 50 324,352. 50 13,039,997.50 39,998 19,868 32, 431 101,847 4,581 40,519 384,305 265,879 125,197 1,705,276 440,205 986,831 107,120.55 108,902.85 73,503.25 580,756. 61 101,170.94 297,483.29 2,446,128. 73 1,135,619.20 764,105. 20 6,217,304. 00 1,479,397.34 3,904,808. 79 6,033,250 5,031,500 4,756,500 21,086,000 4,807,500 13,364,350 239,244 3,907,693 1,26S,937.49 15,947,363.26 55,079,100 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 1,146,698.50 53,932,401.50 51 52 53 54 55 56 234 KEPORT OF THE COMPTROLLER OF THE CURRENCY, TABLE NO. 53.—Specie and circulation of national banks at date J U N E 14, 1912—Continued. Specie, City, State, and Territory. Number of banks. Gold -coin. Gold ClearingTreasury Gold house certificates Treasury certificates to order certificates. (sec. 51-92, (act of Mar. 14, 1900). U.S.R.S.). STATES, ETC.—continued. 57 58 59 60 61 62 New York New Jersey Pennsylvania Delaware Maryland . . . District of Columbia 63 $4 Virginia West Virginia North Carolina South Carolina Georpia Florida . Alabama Mississippi Louisiana . Texas Arkansas Kent/Ucky . . Tennessee. Total, Eastern States 66 67 68 70 71 79 73 75 Total, Southern States 76 77 79 81 R9 S3 Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri - . .. Total, Middle States 84 85 87 •ss ^M $1 : North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma $890,000 10,000 250,000 1,510 16,752,013.88 17,612,330 1,180,000 132 110 73 46 113 46 85 31 28 483 50 136 104 1,473,654 85 1,156,378.50 486,945.00 203,052.00 510,216.50 610,939.79 686,889.35 137,611.13 226,1€9.00 2,353,817.82 388,999.50 717,848.85 1,163,165.00 1,199,970 842,980 340,100 163,720 566,200 533,680 1,023,610 307,570 377,440 2,284.710 312,760 744,580 1,433,460 1,437 10,115,687.29 10,130,780 625,000 11,500 355 249 437 96 123 201 318 110 3,949,4S7.85 3,058,350.00 4,611,148.86 2,341,748.48 2,009,700.30 2,951,003.69 2,578,641.38 783,117.16 3,328,290 2,564,390 3,863,560 1,333,420 1,213,330 1,124,870 1,690,840 357,440 570,000 80,000 745,000 40,000 720,000 290,000 470,000 45,000 300 000 1,949 22,283,197.72 15,476,140 • 2,960,000 300,000 655,592.93 758,469.75 1,576,774.30 1,723,037.65 1,448,859.00 ; 485,886.70 1,306,363.80 379,497. 50 770,322.60 594,540 618,680 924,830 1,140,810 990,800 310,220 714,040 376,360 896,980 6,567,260 $410,000 15,000 30,000 425,000 11,500 90,000 50,000 10,000 445,000 30,000 . Total, Western States 1,210 9,104,804.23 67 76 209 48 17 11 13 2 1 634,715 00 2,226,309.00 6,908,831.50 867,370.00 417,040.00 428,507.50 291,539. 50 159,223.00 443 12,933,535.50 1,789,630 4 324,887.00 80 78,002,214.39 55,596,620 5,290,000 924,500 149,294,417.78 296,922,380 59,680,000 80,479,000 100 101 Hawaii 95 ••0(7 $5,547,350 3,307,970 8,032,820 121,340 575,830 27,020 146 103 231 204 58 29 118 39 282 Washington Oregon California Idaho Utah Nevada . Afizona Alaska1 93 421 ; $5,164,910.89 1,867,632.16 197 773 ' 9,062,651.58 151,657.95 28 497,381.30 90 7,780.00 1 Total, Pacific States Total, States, etc 6,997 Total, United States 7,372 255,420 221,450 819,950: 226,820 : 42,870 57,470 165 450 200 1 One report for Apr. 18,1912, used. 40,000 225,000 40,000 305,000 200,000 185,000 200,000 185,000 REPORT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 235 1912—Continued. J U N E 14, 1912—Continued. Circulating notes. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Total. : Received from Comptroller. On hand. Outstanding. $301,455 114,115 707,315 19,986 23,399 450 $4, 160,663 2,739,674 4,011,542 255,377 381,246 17,. 843 $8S4,549.12 664,163, 56 1,172,693.75 58,828.45 111,637.20 2,305,00 1,166,720 11,596,345 2,894,177.08 51,626,585. 96 117,953.840 172,229 94,964 130,100 73,186 321,673 247,038 271,065 71,496 121,524 869', 803 119,134 137,846 235,601 876,892 500,894 277,318 214,677 557,056 398,148 398,846 99,017 174,645 867,653 132,784 351,089 691,489 294,118.84 156,356.70 98,077.82 149,710.25 398,338. 05 164,511.39 276,112.76 69,023.05 115,265.00 782,201.08 148,207.15 134,765. 83 218,2.76.80 4,016,864.69 2,7-51,573.20 1,332,540.82 804,345.25 2,364,983.55 1,964,317.18 2,656,523.11 774, 717.18 1,065,043.00 7,158,184.90 1,111,884.65 2;531,129.6S 3,821,991.80 14,273,000 8>. 583,900 6,575,100 4,744,750 10,543,250 5,201,240 8,230,750 2,987,500 2,677,500 21,409,690 2,781,510 11,248,750 9,999^260 2,915,659 5,540,508 3,004,964.72 32,344,099. 01 109,256,200 510,767 433,101 608,052 194,764 207,601 270,451 344,793 153,951 1,344,988 1,182,790 1,593,141 477,817 543,135 538,817 568,192 186,905 482,228.92 358,589.40 657,502.44 222,943. 45 20a, 229.90 287,453.86 279,100. 76 106,514. 35 10,485,761.77 7,677,220.40 12,078,404.30 4,610-, 692.93 4,8§8,996.20 5,462,595.55 5,931,567.14 1,632,927.51 29,190,380 19,042,720 26,476^050 8,544,750 8,818,970 9,082,250 14,939,700 5, 718,560 2,723,480 6,435,785 2,599,563.08 52,778,165.80 121,813,380 87,219 113,782 190,686 284,823 64,711 51,521 120,892 44,897 320,824 171,342 136,889 302,495 439,197 118,890 57,515 209,017 99> 047 341,916 1,637,215.86 1,774,937.13 3,398> 127. 08 3,846,464.68 2,754,621. 80 951,844.44 2,468^161.00 943,814.78 2,64% 934. 96 3,864,980 3:, 132,780 8,343,300 8,788,490 2,968,950 1,460,050 4.989,760 1,455,250 7,261,300 39,725. 00 15,190. 00 75,037.50 75,985. 00 59,112. 50 21,307.50 42,095.00 12,650. 00 97,642. 50 3,825,255. 0O 3,117,590. 00 8,268,262.50 8, 712,505. 00 2,909,837. 50 1,438,742.50 4,947,665. 00 1,442,600.00 7,163,657. 50 1,279,355 1,876,308 1,292,394. 48 20,425,121.71 42,264,860 438,745.00 41,826,115.00 122,203 103,626 342,895 5-8,030 20,209 13,052 25,. 904 4,621 46,622 34,860 201,051 46,340 9,594 6,235 S8,902 6,035 156,553. 90 147,136.13 552,807.18 78,123. 89 26,702. 25 25,455.90 71,223.66 14,374.50 2,215-, 513. 90 2,733,381.13 9,025,534. 68 1,461,683.89 516,415. 25 53O.> 720. 40 593,019.16 184,453,50 2, 565,860 2,838,260 15; 386,500 2,265,250 910,750 1,579,000 841,510 62,500 72,085. 00 220,277.50 268,382.50 17,135. 00 10,025. 00 14,955.00 16,650. 00 2,493,775. 00 2,617,982.50 15,118,117.50 2,248,115.00 900,725. 00 1,564,045.00 824,860. 00 62,500. 00 690,540 389,639 1,072,377.41 17,260,721. 91 26,449,630 619,510. 00 25,830,120.00 17,932 18 27,133. 75 370,050. 75 306,250 2.50 306,247. 50 9,032,930 29,746,296 12,159,548. 01 190, 752,108. 40 473,123,260 12,637,221 138,569,628 19,180,041. 35 756*762,688.13 720:,666,29O 11,975,697.00 708,690,593,00 128,521.93 107,116. 38 178,341.78 218,597.03 131,361.80 46,701. 74 117,848.20 44,013. 26 31% 892,36 : $17,358,928. 01 $37,055,060 8, 70% 554. 72 . 17,497,050 23y252,022. 33 57,005,990 637,189.40 1,624,750 4,520,990 1,619,493.50 250,000 55,398.00 $590,150.00 $36,464,910.00 439,050.00 17,058,000.00 922,603.50 56,083,386.50 29,720.00 1,595,030.00 81,082. 50 4,439,907.50 250,000. 00 57 58 59 60 61 62 2,062,606.00 115., 891,234. 00 284,457. 50 76,877. 50 15,305.00 24,900.00 58,092. 50 57,132. 50 179,152. 50 29,822. 50 33,077. 50 151,722. 50 26,275. 00 54,825. 00 89,937. 50 13,988,542.50 8,507,022.50 6,559,795.00 4,719,850.0010,485,157.50 5,144,107.50 8,051,597.50 2,957,677.50 2,644,422.50 21,257,967.50 2,755,235.00 11,193,925.00 9,909,322.50 63 64 65 66 67 68 69 70 71 72 73 74 75 1,081,577.50 108,174,622.50 197,602. 50 83,417.50 255,357. 50 121,542. 50 66,155. 00 51,207.50 88,450. 00 24,410. 00 28,992,777.50 IS, 959,302. 50 26,22a, 692.50 8,423,207.50. 8,752,815. GO 9,031,042.50 14,851,250.00 5,694,150.00 76 77 78 79 80 81 82 83 888,142. 50 120,925,237. 50 6,237,282.00 166,885,978.00 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 236 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 53.—Specie and circulation of national banks at date SEPTEMBER 4, 1912. Specie Gold Treasury Number of City, State, and Territory. banks. Gold coin. Clearing- house Gold certificates Treasury payable to certificates certificates. order (act (sec. 5192, of Mar. 14, U.S.R.S.). 1900). CENTRAL RESERVE CITIES. 1 New York City . 2 Chicago 3 St. Louis Total, central reserve cities 37 10 8 $4,389,458.00 $116,238,800 $23,950,000 $50,920,000 6,424,010.50 21,634,490 4,375,000 10,325,000 3,626,715.00 10,577,710 480,000 55 14,440,183.50 148,451,000 28,805,000 61,245,000 19 3 6 32 24 17 10 2 5 4 8 2 6 7 5 8 8 7 8 5 3 5 5 6 3 4 3 5 11 4 4 9,414,320 1,805,640 1,221,220 7,236,520 8 378,380 1,993,880 1,936,370 43,500 941,380 864,170 179,630 426,500 1,375,260 646,720 231,500 1,065,260 2,796,570 3,891,060 648,380 1,652,000 847,990 1,436,310 1,327,910 303,560 710,600 646,200 90,000 349,070 2,428,880 561,090 209,160 1,310,870 99,090 159,400 89,150 216', 000 1,466 300 492,290 200,120 304,520 283,240 241,240 15,820 67,690 200,610 722,570 786,350 100,000 60,000 3,735,000 3 2 2 3 6 3 5 6 6 5 2 4 9 9 5 733,330.00 493,350.50 182,207.50 1,707,242.00 3 601,098 25 398,588.50 49,755.00 34,437. 50 62,678.00 282,507.50 511,562.35 205,377.50 366,745.00 347,057.50 147,405.00 383,674.00 770,180.00 1,790,277.50 1,129,257.00 1,385,087.50 1,160,134.80 1,297,532.50 3,014,382.50 947,120.50 90,760.00 480,767.40 127,085.00 181,535.00 785,605.00 378,325.00 344,603.00 1,655,762.50 382,175.00 141,595.00 120,420.00 104,022. 50 3 958,525 00 416,330.00 102,865.00 162,642.50 2,720,932. 50 722,245.00 650,290.00 3,734,950.00 5,985,352. 50 11,864,565.00 1,065,919.05 Total, other reserve cities 316 57,178,260.35 Total, all reserve cities 371 OTHER RESERVE CITIES. ?7 Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City. Seattle Spokane Tacoma Portland Los Angeles San Francisco . . Salt Lake City 4 5 7 8 9 10 11 12 13 14 15 16 17 18 19 9,0 22 23 24 25 Cedar Rapids .... ... «. 7 . . 9,870,000 750,000 7,050,000 2,325,000 260,000 645,000 585,000 1,600,000 740,000 900,000 1,110,000 300,000 100,000 110,000 500,000 350,000 1,128,000 1,440,000 10,000 100,000 200,000 120,000 180,000 2,510,000 886,000 1,195,000 358,000 459.000 1,000,000 932,000 62,314,290 18,065,000 23,543,000 71,618,443.85 210,765,290 46,870,000 84,788,000 • 3,000 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut 70 56 50 167 22 79 1 229,243.74 508,235.32 382,836.82 2,318,874.61 449,704.57 1,673,324.38 800 710 249,520 282,270 1,672,900 517,260 908,450 20,000 Total, New England States 444 6,562,219.44 4,431,110 20,000 51 52 53 54 56 3,000 REPORT OF THE COMPTROLLER OP THE CURRENCY. 237 of each report during year ended September 4, 1912—Continued. SEPTEMBER 4,1912. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Circulating notes. Total. $42,504 $39,297,541 $1,239,115.86 $236,077,413.85 408,647.36 61,741,840.86 153,191 18,421,502 83,550.08 22,576,633.08 112,505 7,696,153 1,731,313.29 320,395,892.79 «, 200 65,415,196 11,380 8,212 3,610 171,988 210,929 61,636 6,241 14,220 20,222 46,233 88,485 59,020 109,554 90,247 68,667 01,603 43,218 129,029 126,531 109,054 65,680 61,931 74,211 49,158 21,635 63,722 5,780 18,715 85,679 39,519 15,800 107,999 93,582 6,089 6,133 16,834 117,972 20,898 25,231 119,931 51,151 54,574 22,306 50,885 78,670 138,947 31,184 8,831,928 108,347 828,479 5,170,390 3,164,137 2,193,874 707,543 49,180 513,073 308,543 146,431 45,153 499,567 192,419 12,750 509,592 1,208,522 912,777 323,608 260,114 94,192 1,666,002 89,285 362,053 95,650 144,538 44,904 43,776 1,339,764 233,299 37,270 843,441 94,023 30,483 25,103 54,646 70,426 33,871 70,629 153,558 73,255 127,762 4,859 9,838 71,513 31,620 18,407 2,884,295 31,850,594 3,192,495 97,265,790 6,302,307.96 520,802,326.81 336,604.95 42,137. 75 115,125.20 557,638. 22 466,102. 75 113,466.68 56,831.00 29,246.00 30,597.15 67,080.00 97,896.14 71,931.45 100,544.75 59,475.00 74,005.10 38,171. 40 73,423. 50 103,444.65 64,354. 40 32,570.65 67,425. 00 77,061.55 89,248.80 56,988.88 18,784. 00 25,450.75 11,163.20 17,784.75 235,070.15 29,212. 30 24,204.25 83,972.95 24,798.05 7,964.70 21,739.55 10,607.30 60,463.76 14,940. 66 21,823.70 55,036.65 167,038.60 100,018.80 36,363.45 106,714.75 237,718.93 377,441. 25 61,311.20 | 200,406,434.02 111,219.38 96,366.30 81,799.75 624,684.13 97,077.24 255,806. 00 25,829 24,245 30,803 110,767 5,107 45,186 459,861 288,515 157,406 1,900,595 418,025 1,083,306 241,937 4,307,708 1,266,952.? 23,162,562.95 2,517,687.25 3,100,641. 70 31,763,778.22 18,145,647.00 5,021,445.18 2,756,740. 00 170,583.50 2,212,950.15 1,568,533.50 1,024,004. 49 807,981.95 2,451,670.75 1,335,918.50 534,327.10 2,643,300.40 6,491,913.50 7,566,588.15 2,292,130. 40 3,438,826.15 3,135,421.80 4,538,837.05 5,705,037.30 3,146,880.38 1,037,429.00 1,470,678.15 278,932.20 1,110,880.75 6,664,998.15 1,241,445.30 631,037.25 4,012,045.45 793,668.05 545,531.70 382,545.55 582,109.80 5,673,686.76 978,329. 66 420,668.70 795,688.15 4,181,617.10 2,440,839. 80 1,087,638.45 4,429,077.75 7,573,864. 43 16,577,143.25 1,963,171.25 Received from Comptroller. $47,993,600 14,349,000 17,074,790 On hand. Outstanding. $755,372.50 $47,238,227.50 840,192.50 13,508,807.50 81,905. 00 16,992,885.00 79,417,390 1,677,470.00 8,271,000 2,100,000 1,037,000 15,807,000 17,074,000 8,247,000 5,605,000 800,000 3,320,000 2,534,000 2,074,800 405,000 3,850,000 2,1.15,000 950,000 4,855,000 7,580,600 5,862,500 2,500,000 6,220,540 1,999,000 4,117,000 1,945,000 2,093,000 400,000 1,339,000 600,000 875,000 4,605,000 970,000 930,500 2,667,500 680,000 399.000 300,000 325,000 3,370,000 480,000 650,000 650,000 1,589,000 2,800,000 500,000 2,800,000 5,100,000 21,950,000 1,750,000 143,935.00 16,305.00 211,225.00 299,562.50 100,552. 50 137,457. 50 31,302.50 9,000. 00 40,905. 00 11,300.00 10,807. 50 37,602.50 274,452. 50 13,952.50 44,900. 00 10,405. 00 9,005.00 30,750. 00 22,100. 00 39,702.50 4,302.50 363,602.50 10,005. 00 20,500.00 51,102.50 12,800. 00 42,005.00 17,700.00 12,650.00 100,005.00 42,800. 00 5.-00 502,007.50 783,252. 50 46,192. 50 75,602,50 77,739,920.00 8,127,065. 00 2,083,695.00 1,037,000.00 15,595,775.00 16,774,437. 50 8,146,447. 50 5,467,542.50 800,000.00 3,288,697.50 2,525,000. 00 2,033,895.00 405,000.00 3,838,700.00 2,104,192. 50 950,000. 00 4,855,000.00 7,542,997.50 5,588,047. 50 2,486,047.50 6,220,540.00 1,954,100.00 4,106,595. 00 1,935,995.00 2,062,250. 00 377,900.00 1,299,297.50 600,000.00 870,697.50 4,241,397.50 959,995.00 910,000.00 2,616,397.50 680,000.00 386,200.00 300,000. 00 325,000.00 3,327,995.00 480,000.00 632,300.00 637,350.00 1,488,995.00 2,757,200.00 499,995.00 2,297,992.50 4,316,747. 50 21,903,807.50 1,674,397.50 167,092,440 3,579,755.00 163,512,685.00 246,509,830 5,257,225. 00 241,252,605.00 2,626,863.12 1,166,881.62 935,115. 57 6,630, 820. 74 1,487,173.81 3,986,072.38 6,033,250 5,031,500 4,712,500 20,931,500 4,907,500 13,3.64,250 105,805.00 5,927,445.00 77,400. 00 4,954,100.00 58,343. 50 4,654,156. 50 215,310.00 20,716.190.00 70,107. 50 4,837,392.50 197,995. 00 13,166,255. 00 16,832,927.24 54,980,500 724,961. 00 54,255,539. 00 238 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 53.—Specie and circulation of national banks at date S E P T E M B E R 4,1912—Continued. Specie. Number of banks. City, State, and Territory. Gold coin. Gold Treasury ClearingGold ! certificates house Treasury \ payable to •certificates certificates.; order (act (sec. 5192, of Mar. 14, U . S . R . S . ) . 1900). STATES, ETC.—continued. 57 58 59 60 61 62 New York New Jersey Pennsylvania Delaware . Maryland. . District of Columbia . . - . .. . . . . Total, Eastern States 63 64 65 66 67 68 70 71 72 73 74 75 Virginia West Virginia North Carolina South Carolina Georgia . Florida Alabama. •. Mississippi Louisiana. Texas Arkansas Kentucky Tennessee 76 77 78 79 80 81 82 83 Ohio. Indiana Illinois.. .. .Michigan Wisconsin. Minnesota Iowa.. Missouri. 84 North Dakota South Dakota •. Nebraska Kansas Montana Wyoming Colorado . New Mexico Oklahoma. . . . 100 Washington Oregon California Idaho O^tah. Nevada Arizona... Alaska x ., 101 Hawaii 97 . . Total, Pacific States. 18,130,000 1,195,000 355 249: 438 96: 123 261 : 323: 110 . Total, Western States Q3 94 $5 17,185,071.35 1,436; 1,955 : Total, Middle States 91 92 1,521 131; 111 73: 46: 112; 48 85: 31 28 483-; 49 136: 103 Total, Southern States 87 88 89 $5,722,860 3,518,690 8,047,350 113,980 686, $20 40,300 $880,000 15,000 270,000 •1 $5,222,405.00 1,889,656.18 9,406,511.72 157,419.95 501,173.50 7,905.00 425 198 778: 28' 91 .. 146103 231 204 58 29: 117: 39 289 : 1,216 = 67 77 ; 213; 50: 1711 13 2- 15,000 30,000 435,000 1,575,376.01; 1,149,400 1,262,905.50 944,140 471,913.10 : 373,320 214,712. 50 184,060 462,731. 50 : 435,370 591,199.40 533,860 726,393.20 918,380 151,988.50 288,460 242,220. 00 331,450 2,334,707.95: 2,503,810 26:1,746.35. 356,220 736,049.45 729,770 1,101,832.00; 1,190,280 20,000 450,000 30,000 9,938,520 645,000 20,000 3,508,750 2,519,670 3,744,-940 1,454,790 1,209,900 1,274,890 1,759,900 391,400 565,000 80,000 805,000 40,000 750 •0f)0 290,000 470,000 45,000 218,000 15,864,240 3,045,000 218,000 10,133,775.46 4,286,301.65 3,091,692.15 4,576,878.01 : 2,314,578.18: 1,965,953.95 : 2,980,520.50 2,564,593.88 : 773,441.65 : 22,553,959.97 599,830 660,434.60 693,520 763,909. 70 : '942 700 1,584,557. 55 : 1 796 848 65 > 1 062 "630 902,950 1,616,840.70 303,600 475,868. 70 ! 1,348,686.30 i 793,940 428/622. 50 409 880 834,077. 41 ! 926,490 9,509,846.11 1,562,325.00 '2 184 361 50 £,518,340.50 : •927,787.50 462,790.00 369/052. 50 330 977 73 245,195.25 6,635,600 274 310 226 9Q0 870,340 258,360 48,430 93 860 212 140 73,000 20,000 90,000 55,000 45.000 255 000 40 000 340,000 ——— 50,000 60,000 182,500 50,000 242,500 450 12,600,829.98 2,058,030 4 513,012.00 500 79,058,714.31 57,058,000 -5., 295,000 918.500 150,677,158.16 267,823,290 52,165,000 85,706,500 Total, States, etc 7,026 Total, TJnited States 7,397 $420,000 i One report for June 14 used. REPORT OF THE COMPTROLLER OF THE CURRENCY. 239 of each report during year ended September 4, 1912—Continued. SEPTEMBER 4, 1912—Continued. Circulating notes. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Total. Received from Comptroller. On hand. Outstanding. $266,072 141,856 702,296 19,277 24,286 230 $4,357,938 2,976,706 3,865,836 268,798 431,431 10,756 $906,364.72 $17,775,639.72 571,130.93 9,113,039.11 1,240,826.94 23,547,820.66 58,063.21 617,538.16 116,932. 95 1,790,643. 45 2,010.00 61,201.00 137,367,310 17,566,320 57,108,430 1,498,750 4,528,500 250,000 1475,627.50 $36,891,682.50 292,105. 00 17,274,215.00 681,008.50 56,427,421.50 35,525.00 1,463,225.00 33,927.50 4,4^4,572.50 4,700.00 245,300.00 1,154,017 11,911,465 2,895,328.75 52,905,882.10 118,319,310 1,522,893.50 116,796,416. 50 170,735 106,779 125,409 74,191 282,576 282,148 324,531 87,992 109,038 825,730 95,714 126,076 310;872 791,687 459,777 280,116 213,245 498,721 298,291 348,781 84,950 129,827 947,991 153,837 278,997 522,682 223,641.85 133,967.70 88,574.98 146,684 35 354,487. 69 183,122.40 285,088. 20 80,090.75 117,217.06 746,070.74 129,331.06 136,485. 21 176,674 09 3,910,839.86 2,907,569.20 1,339,333.08 832,892.85 2,053,886.19 1,888,620.80 2,603,173.40 783,481.25 984,752.06 7,358,309.69 1,016,848.41 2,457,377.66 3,332,340.09 14,333,000 8,670,900 6,735,100 4,769,750 10,443,230 5,601,240 8,344,250 3,039,000 2,677,500 21,745,450 2,786,510 11,263,350 10,150,510 2,921,791 5,008,902 2,801,436.08 31,469,424.54 110,559,790 492,345 401,623 592,999 180,195 198,676 274,437 342,333 152,186 1,318,009 1,023,549 1,497,878 592,708 423,586 525,454 513,707 183,337 513,051.53 342,391.50 648,151.73 232,547.21 211,448.91 283,297.71 288,019. 25 113,310.29 10,901,457.18 7,458,925.65 11,865,846.74 4,814,818.39 4,759,564.86 5,628,599.21 5,938,553.13 1,658,674.94 29,367,180 19,278,020 26,591,940 8,599,750 8,865,970 9,118,650 15,129,700 5,733,810 2,634,794 6,078,228 2,632,218.13 53,026,440.10 122,685,020 117,715 11,933 184,528 259,112 69,278 47,407 136,029 36,463 274,492 191,365 174,170 269,917 432,035 96,832 55,061 217,764 83,047 289,407 150,198.77 104,381.50 175,111.30 199,175. 43 122,973. 75 44,366.67 124,739. 30 41,315.40 291,486,89 1,719,543.37 1,892,914.20 3,411,873.85 3,789,801.08 2,808,874.45 926,303. 37 2,621,158.60 999,327. 90 2,615,953.30 3,865,280 3,197,800 8,403,560 8,804,740 3,012,700 1,485,050 4,988,760 1,555,250 7,630,920 22,155. 00 18,370.00 46,227.50 79,072.50 59,132. 50 20,410. 00 79,555.00 11,430. 00 66,892.50 3,843,125.00 3,179,430. 00 8,357,332.50 8,725,667. 50 2,953,567.50 1,464,640.00 4,909,205.00 1,543,820.00 7,564,027.50 1,236,957 1,809,598 1,253,749.01 20,785,750.12 42,944,060 403,245.00 42,540,815.00 108,942 97,117 344,688 58,918 28,901 18,539 30,934 1,345 39,775 37,288 170,888 50,051 11,192 13,433 33,130 6,003 139,280.80 143,958.88 576,301. 08 93,302.87 24,048.13 26,359.20 52,830.43 11,722.25 2,124,632.80 2,689,715.38 8,590,557.58 1,571,519.37 575,361.13 521,243.70 660,012.16 337,265.50 2,582,360 3,038,260 15,928,700 2,477,750 910,750 1,579,000 841,510 62,500 55,377.50 2,526,982.50 93 142,247.50 2,896,012.50 94 287,680.00 15,641,020.00 95 30,287.50 2,447,462.50 96 15,485. 00 895,265.00 97 12,755.00 1,566,245.00 98 21,150. 00 820,360. 00 99 62,500. 00 100 689,384 361,760 1,067,803.64 17,070,307.62 27,420,830 564,982. 50 26,855,847.50. 33,811 108 20,110. 70 567,541. 70 306,250 8,912,691 29,477,769 11,937,599.11 192,658,273. 42 477,215,760 4,645,247.00 472,570,513. 00 12,105,186 126,743,559 18,239,907.07 713,460,600.23 723,725,590 9,902,472.00 713,823,118.00 87,035.00 82,630.00 8,005.00 28,997. 50 42,705. 00 13,490.00 52,592. 50 13,642.50 22,927.50 89,090.00 13,000.00 65,275.00 12,757.50 14,245,965.00 8,588,270.00 6,727,095.00 4.740,752. 50 10;400,525. 00 5,587,750.00 8,291,657.50 3,025,357.50 2,654,572.50 21,656,360.00 2,773,510.00 11,198,075.00 10,137,752.50 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 532,147. 50 110,027,642.50 220,735.00 76,580. 00 208,090.00 151,242.50 81,005.00 57,917.50 80,135. 00 21,310.00 29,146,445. 00 19,201,440.00 26,383,850.00 8,448,507.50 8,784,965.00 9,060,732.50 15,049,565. 00 5,712,500.00 76 77 78 79 80 81 82 83 897,015. 00 121,788,005.00 2.50 84 85 86 87 88 89 90 91 92 306,247. 50 101 240 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held Date. NTo. 1 2 3 4 5 Jan.1. Apr. 4 June 14.. Oct. 2 Dec. 12 6 Feb. 21 Apr. 23 7 8 q 10 Gold coin. 1879. 1880. June 11 Oct 1 Dec. 31 11 12 13 14 15 Mar. 11 May 6 June 30 Oct 1 Dec. 31 16 17 IS 19 ?0 Mar. 11 May 19 July 1 Oct. 3 Pec 30 O| 99 Mar 13 Mav 1 June 22 Oct 2 Dec 31 1881. 1882. ?3 24 25 . 1883. . . Gold Treasury certificates. 7 ?8 99 30 Mar 7 Apr 24 June 20 Sept. 30. Dec 20 31 32 33 34 35 Mar 10 May 6 July 1 Oct. 1 Dec. 24 SB S7 38 SO 40 Mar 1 June 3 Aug. 27 Oct. 7 Dec. 28 41 42 'IS 44 45 Mar May Aug Oct Dec 46 47 48 40 50 Feb 14 Apr. 30 June 30 Oct 4 Dec. 12 11 5^ 53 54 55 Feb 26 May 13 July 12 Sept 30 Dec. 11 9 1885. . 1886. 1887. 4 13 1 5 7 .-. 1888. . . 1889. $16,205,620 14,060,240 13,975,600 13,557,520 13,332,860 37,756,021 39,599,469 43,622,510 47,508,472 56,131,943 8,238,600 7.380,000 8,439,560 7,175,560 7,557,200 $38,090,000 33,538,000 41,087,000 48,167,000 36,053,000 53,916,465 65,002,542 GO, 043,276 58,910,369 62,783,387 5,523,400 5,351,300 5,137.500 5,221,800 4,621,500 38,461,000 44,194.000 56,030,000 43,090.000 38,332,000 59,485,006 59,885,129 58,371,599 55,003,663 47,091,033 4,609,700 4.505,100 4,440,400 4,594,300 22,651,770 37,987,000 39,581,000 41,132,000 34.986,000 28,235,000 46 543,644 47,584,784 44,863,816 45,807,457 46,404,061 15 340 440 21,013,490 32.791,590 27,012,600 28,555,260 27 239 000 • 25,487.000 27,369'. 000 24,750,000 27,043,000 51 091 GS9 51,064,871 50,145,738 50,876,067 53,939,911 27 660 450 26,486,120 26,637,110 47,217,340 50,559,910 30 837,000 25,317,000 20,900,000 19,092', 000 22,231,000 58,796,463 62,392,112 66,559,947 65,196,781 70,107,747 70,250,860 77,412,160 74,816,920 72,986,340 59,611,840 24,364,000 24,149,000 24,199,000 125,294,000 26,634,000 74 262 790 77,663,587 71,249,234 71,682,807 72,855,405 62 377,500 41,446,430 41,339,220 48,426,920 55,259,260 25,115,000 26,867,000 25,706,000 24,520,000 24,926.000 73,503,962 73,864,674 74,093,439 73,782,489 73,677,377 59,245,100 56,387,010 54,274,940 53,961,690 44,341,120 24,590,000 21,489,000 24', 044.000 23,981,000 25,485,000 74,317,628 74,921,740 74,825,782 70,222,886 70,825,188 55,230,020 54,604,280 68,761,930 79,883,810 75,334,420 26,246,000 24,050,000 20,884,000 10,385,000 7,399,000 73,751,134 78,861,210 7,619 000 74,597,566 78,256,120 9,614,000 73,907,610 69,517,790 8,744,000 71,601,530 66.010,950 7,375,000 64; 902,260 71,910.468 12,506,000 i Includes $1,820,000 clearing-house coin certificates. . . . . . . United States certificates for gold deposited. $18,833,580 20,559,395 21,530,846 23,629,718 60,104,792 1884. °6 Clearinghouse certificates. (Sec. 5192.) REPORT OF THE COMPTROLLER OF THE CURRENCY, 241 by national banks at date of each report from January 1, 1879, to September 4, 1912. Silver dollars. Silver Treasury certificates. Fractional silver coin. United States certificates of Total lawful Total specie. Legal-tender deposit for notes. money. legal-tender notes. $6,428,917 6,484,538 6,770,171 4,919,343 4,902,309 $31,640 44,390 56,670 67,150 228,080 $41,499,757 41,148,563 42,333,287 42,173,731 78,568,041 $70,561,233 64,461,231 67,059,152 69,196,696 54,725,096 $28,915,000 21,885,000 25,160,000 26,770,000 11,295,000 $140,975,990 127,494,794 134,552,439 138,140,427 144,588,137 5,062,090 5,416,403 5,862,035 5,330,357 5,976,558 295,340 495,860 495,400 1,165,120 1,454,200 89,442,051 86,429,732 99,506,505 109,346,509 107,172,901 55,229,408 61,059,175 64,480,717 56,640,458 59,216,934 10,760,000 7,870,000 12,500,000 7,655,000 6,150,000 155,431,459 155,358,907 176,487,222 173,641,967 172,539,835 6,250,370 6,820,380 6,482,561 5,450,387 6,800,512 1,004,960 1,260,340 945,590 1,662,180 1,143,240 105,156,439 122,628,562 128,638,927 114,334,736 113,680,639 52,156,439 62,516,296 58,728,713 53,158,441 60,114,387 6,110,000 8,045,000 9,540,000 6,740,000 7,920,000 163,422,878 193,189,858 196,907,640 174,233,177 181,715,026 6,700,325 7,233,758 6,896,223 6,466,215 1,202,080 1,202,020 854,040 1,807,600 1,464,460 109,984,111 112,407,007 111,694,262 102,857,778 106,427,, 159 56,633,572 65,979,013 64,019,518 63,313,517 68,478,421 9,445,000 10,385,000 11,045,000 8,645,000 8,475,000 176,062,683 188,771,020 186,758,780 174,816,295 183,380,580 6,910,472 6,963,732 7,208,858 7,504,896 8,470,647 1,928,810 2,558,260 3,121,130 2,653,030 3,803,190 97,962,366 103,607,266 115,354,394 107,817,983 114,276,158 60,848,068 68,256,468 73,832,458 70,682,997 80,559,796 8,405,000 8,420,000 10,645,000 9,960,000 10,840,000 167,215,434 180,283,734 199, £31,852 188,460,980 205,675,954 8,961,408 9,141,466 9,117,834 8,092,557 7,985,488 3,529,580 2,735,250 2,861,000 3,331,510 5,030,770 122,080,127 114,744,707 109,661,682 128,609,474 139,747,079 75,847,095 77,712,628 76,917,212 77,044,659 76,369,555 14,045,000 11,975,000 9,870,000 14,200,000 19,040,000 211,972,222 204,432,335 196,448,894 219,854,133 235,156,634 9,188,060 9,327,047 8,897,555 6,322,832 5,303,288 4,516,490 4,135,100 3,139,070 2,274,650 1,637,340 $2,797,969 2,060,137 167,115,873 177,415,419 177,612,492 174,872,572 165,354,352 71,017,322 77,336,999 79,701,352 69,738,119 67,585,466 22,760,000 19,135,000 22,920,000 18,800,000 11,765,000 260,893,195 273,887,418 280,233,844 263,410,691 244,704,818 6,029,733 6,757,263 6,209,600 6,465,792 7,463,152 1,502,960 1,812,290 1,820,770 2,610,652 3,690,225 2,327,936 2,913,305 2,675,668 2,681,525 2,789,514 171,615,919 157,459,875 149,000,492 156,387,696 166,983,556 67,014,886 79,656,783 64,039,751 62,812,322 67,739,828 12,430,000 11,850,000 8,115,000 5,855,000 6,195,000 251,060,805 248,966,658 221,155,243 225,055,018 240,918,384 7,517,343 7,139,180 6,343,213 6,683,368 7,724,334 3,667,608 5,121,188 3,535,479 3,961,380 5,029,545 3,154,893 3,314,613 2,813,139 2,715,527 2,983,267 171,678,906 167,315,665 165,104,210 165,085,454 159,240,643 66,228,158 79,595,088 74,477,342 73,751,255 75,361,975 7,645,000 8,025;000 7,810,000 6,190,000 6,165,000 245,552,064 254,935,753 247,391,552 245,026,709 240,767,618 7,835,028 7,569,827 6,906,432 7,051,931 7,086,626 6,945,275 7,813,657 7,094,854 7,298,298 8,812,844 3,256,663 3,114,507 2,819,278 3,255,891 3,276,200 173,830,614 172,074,011 181,292,276 178,097,816 172,734,278 82,317,670 83,574,210 81,995,643 81,099,461 82,555,060 10,120,000 9,330,000 12,315,000 8,955,000 9,220,000 266,268,284 264,978,221 275,602,919 268,152,277 264,509,338 6,990,879 6,700,739 6,786,730 5,543,006 6,459,483 10,863,380 11,955,291 12,452,057 10,067,062 11,222,004 4,199,200 4,052,735 4,495,682 3,728,901 4,089,243 182,284,803 185,176,451 175,903,869 164,326,449 171,089,458 88,624,860 97;838,385 97,456,832 86,752,093 84,490,894 13,785,000 13,355,000 14,890,000 12,945,000 9,045,000 284,694,663 296,369,836 288,250,701 264,023,542 264,625,352 64776°—CUR 1912 16 242 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held Date. Gold coin. Gold Treasurycertificates. Clearing- United States house certificates certificates. for gold (Sec. 5192.) deposited. 1890. Feb. 28 May 17 July 18 Oct. 2 Dec. 19 $72,286,957 72,601,180 73,989,093 74,664,828 77,325,784 $77,467,560 74,776,720 72,968,100 93,335,600 82,569,980 $4,958,000 5,708,000 4,463,000 3,469,000 3,036,000 82,050,500 82,891,099 87,695,142 84,464,347 84,200,590 83,697,900 75,314,460 63,910,310 60,173,670 85,091,060 4,913,000 6,424,000 6,706,000 7,300,000 7,689,000 88,426,189 95,104.914 96,723,083 95,021,253 94,754,328 97,841,160 96,656,060 85,530,100 71,050,180 73,118,480 8,066,000 8,530,000 8,498,000 7,860,000 6,237,000 99,857,235 101,006,532 95,799,862 129,7.40,438 143,328,989 69,198,790 62,783,410 50,550,100 47,522,510 52,274,100 4,939,000 5,073,000 4,285,000 5,080,000 7,305,000 124,904,826 128,180,159 125,051,677 125,020,291 119,898,047 66,456,110 41,928,330 40,560,490 37,810,940 29,677,720 7,825,000 34,721,000 34,023,000 34,096,000 31,219,000 120,855,576 123,258,437 117,476,837 110,378,360 113,843,401 25,400,860 23,182,950 22,425,600 21,525,930 20,936,030 31,904,000 30,823,000 31,315,000 31,021,000 33,465,000 108,165,901 105,938,780 110,133,160 114,921,270 118,631,050 20,935,130 21,383,020 20,336,400 19,706,620 19,192,210 27,793,000 30,440,000 31,384,000 26,096,000 43,197,000 118,809,396 119,609,201 119,467,606 118,856,207 119,747,644 19,725,360 19,426,050 16,792,990 17,513,900 19,484,500 49,770,000 51,361,000 57,426,000 59,525,000 67,861,000 125,710,167 131,081,263 132,888,037 127,990,556 129,009,745 18,062,350 18,230,690 18,457,340 18,323,870 17,586,450 79,083,000 118,333,000 133,576,000 104,356,000 134,879,000 134,336,296 133,190,652 137,690,618 117,082,951 103,052,570 17, 669,500 17,708,880 23,152,390 41,389,130 70,986,670 169,910,000 166,311,000 148,495,000 133,140,500 100,648,000 104,882,872 104,624,499 102,834,447 103,750,172 107,561,080 93,611,360 100,989,330 101,263,430 115,018,140 102,269,910 90,887,000 92,070,000 91,023,500 93,390,000 91,789,000 1891. Feb. 26 May 4 July 9 Sept. 25 Dec. 2 1892. Mar.l May 17 July 12 Sept. 30 Dec. 9 1893. Mar. 6 May 4 July 12 Oct. 3 Dec. 19 1894. Feb. 28 May 4 July 18 Oct. 2 Dec. 19 1895. Mar. 5 May7 July 11 Sept. 28 Dec. 13 1896. Feb. 28 May7 July 14 Oct. 6 Dec. 17 1897. Mar. 9 May 14 July 23 Oct. 5 Dec. 17 1898. Feb. 18 May 5 July 14 Sept. 20 Dec. 1 Feb. 4 Apr. 15 June 30 Sept. 7 Dec. 2 Feb. 13 Apr. 26 June 29 Sept. 5 Dec. 13 1899. 1900. EEPOET OF THE COMPTKOLLEB OF THE CUEBENCY. 243 by national banks at date of each report from January 1,1879, to September 4} 1912—COD. Silver dollars. $7 ,294 ,424 6 ,098 ,007 6 ,793 ,752 6 ,489 ,534 7 ,229 ,637 United States certificates of Total lawful Total specie. Legal-tender deposit for No notes. money. legal-tender notes. Silver Treasury certificates. Fractional silver coin. $14 ,761 ,061 15 002 ,127 15 865 ,318 13 629 ,284 15 484 ,038 $4 ,778 ,136 3 ,979 ,460 4 524 ,801 4 ,320 ,613 4 ,417 ,567 $181,546,138 178 ,165 ,494 178 ,604 ,064 195 ,908 ,859 190 063 ,006 $86 ,551,602 88 ,088,992 92,480,469 80 ,604,731 82,177,126 $8 ,830,000 8 ,135,000 9 825,000 6 155,000 5 760,000 $276,927 ,740 274 ,389 ,486 280,909 ,533 282 ,668 ,590 278 ,132 51 52 53 54 55 655,000 515,000 845,000 720,000 765,000 302 ,295 ,762 302 ,829 ,600 310,014 ,348 296 ,850 ,684 310 ,517 ,389 56 57 58 59 60 080,000 353 ,673 703 405,000 „ 373,430 ,510 115,000 366,350 ,496 995,000 327 ,379 324 6,470; 000 318 641 596 61 62 63 64 65 8 ,231 ,195 7 ,448 ,417 7 ,631 ,470 6 ,348 ,573 7 152 ,798 17 18 19 20 18 397 ,259 272 ,781 802 ,695 409 ,735 816 ,462 4 ,950 ,509 4 ,588 ,654 5 023 ,920 4 ,818 ,751 4 948,125 201 ,240 ,363 194 939 411 190 ,769 ,537 183 515 ,076 207 ,898 ,035 96 , 375,249 100 ,399,811 97 ,615,608 93 ,854,354 7 ,304 ,242 7 259 640 7 466 ,596 6,785 084 954 ,656 040,211 523 ,399 993 ,451 556 689 5 ,555 ,721 5 453 ,283 5 579,302 5 405 ,711 5 635 680 230 ,147 ,968 239 044 ,108 229 320 480 209 116 ,379 209 895 261 99 445,735 107 ,981,402 113 ,915,016 104 ,267,945 102 ,276,335 24 26 23 13 7 593 084 22 26 25 22 22 7 212 7 615 7 380 7 965 7 530 21 24 22 28 34, 695 ,114 603 ,511 626 ,180 385 ,889 776 253 5 6 6 6 5 438 877 140 ,115 119 574 009 ,179 439 171 208 341 816 207 222 ,142 186,761 173 224 ,703 ,860 251 253,648 90 ,935,774 103 ,511,163 95 ,833,677 114 ,709,352 131 626,759 14 675,000 12 130,000 6 660,000 322 863 305 289 ,254 850 31 255,000 414 135 407 66 67 68 69 70 166 585 941 ,924 670 652 142,768,676 146 131,292 138 216,318 120 544,028 119 513,472 35 045,000 46.030; 000 50; 045,000 45 100,000 37, 090,000 433 452 438 402 374 261 216 970 682 695 71 72 73 74 75 281,622 529,158 185,172 946,685 209,423 31, 655,000 26, 930,000 45, 330,000 49, 920,000 31, 440,000 365 868 264 364 105 758 76 112,507,513 800 574 457 844 135 7 741 205 489 016 116 954 931 489 354 778 43 181 41, 580 38, 075 28, 784 29, 743 263 245 248 505 6 984 610 537 059 459 382 29, 28, 30, 22, 25, 7 7 6 6 7 7 7 5 166 654 412 897 446 550 637 519 277 127 457 914 180 878,323 6,058 278 6,041 850 5 943 584 5 422 172 5 548 232 5 5 5 4 5, 956 617 834 892 605 959 399 241 382 274 256 259 250 237 218 250,654 041 223 220 931 642 218,646,600 214 427 194 196 237 311 206 712 410 89,400,399 113 118 123 93 99 11 11 18 15 8 7 020,000 313,952,590 346,433 ,212 980 103 931 894 644 382,942 366 340,103 996 337 361 833 77 78 79 80 7, 406, 130 7, 285, 043 6, 867, 060 6, 721, 871 6, 975, 625 25, 869 370 31, 512 287 29, 495 375 28, 057 695 32, 144, 649 5, 847,928 5, 814, 316 5, 619, 454 5, 305, 176 5, 400, 174 196, 017 459 202 373 446 203 835 449 200 808 632 225, 540, 709 118 971,652 113 213,290 110,494,730 118, 893,612 28, 735,000 28, 035,000 27, 165,000 31, 840,000 37, 080,000 337 259 349, 380 344, 213 343 143 381, 514 972 098 739 362 321 81 82 83 84 85 7, 6, 6, 6, 198, 522 948, 233 853, 275 476, 504 7, 509,247 32, 864, 502 33, 175, 176 34, 626, 625 31, 593, 302 31, 752, 596 5, 581, 082 5, 556, 723 5, 756, 105 5, 422, 788 5, 808, 565 233, 948, 862 236,076,383 240,922, 601 239, 387, 702 252,163,552 118, 637,852 120,554,992 126,511,020 107, 219,929 112, 564,875 67, 695,000 53,590,000 46,085,000 42, 275,000 45, 840,000 420, 281, 714 410, 221, 375 413, 518, 621 388, 882, 631 410, 568, 427 86 87 88 89 90 7, 459, 428 8, 100, 544 7, 963, 587 6; 861, 433 8, 012, 695 34, 35, 36, 30, 32, 964, 239 316, 796 458, 014 679,950 700, 654 6,098,741 6,120, 479 6, 334, 152 5, 662, 349 6, 412, 167 271, 377, 925 317, 182, 772 335, 677, 130 293,874; 158 328, 600, 711 120,265,185 119,058,681 114, 914,997 110,038; 300 117, 845,702 49, 250,000 440, 893, 110 460, 216, 453 470, 977, 127 420, 722, 458 464, 351, 413 91 92 93 94 95 8, 151, 429 8, 246, 829 8,361, 974 7, 998, 538 7, 569, 649 35, 359, 818 32, 193^ 899 32, 578, 638 32, 458,505 26, 356,766 6,416,452 6,511, 293 6,543, 426 6, 501, 758 6, 211, 721 371, 843, 494 364, 162,553 356, 822,046 338, 571, 383 314, 825, 376 116,003,066 110 235,423 116, 337,935 111, 214,651 101, 675,795 21, 140,000 18, 590,000 16, 540,000 13, 055,000 508, 986, 560 493, 417, 975 491, 749, 981 466,326, 034 429, 556,171 96 97 98 99 100 8, 798, 952 9, 053, 551 9, 236, 232 8, 782, 306 9,748, 534 34, 132,389 44, 049, 035 44, 437, 981 45, 243. 559 40,763, 675 7, 265, 251 7, 264, 654 7, 218, 119 7, 144, 233 7, 540, 024 339, 587, 824 358, 051, 069 356, 013, 709 373, 328, 410 359, 672,224 122, 466,493 139, 838,063 143, 755,522 145, 046,493 141, 284,945 1 14 500,000 6^ 360,000 3, 195,000 2, 085,000 850,000 476,554, 317 504, 249, 132 502, 964, 231 520, 459, 903 501, 807, 168 101 102 103 104 1 23,975,000 20, 385,000 16, 810,000 17, 905,000 19,820,000 The act authorizing the issue of these certificates was repealed Mar. 14,1900. 105 244 REPORT OF THE COMPTROLLER OF THE CURRENCY. T A B L E N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held Date. Clearinghouse certificates. (Sec. 5192.) United States certificates for gold deposited. Gold coin. Gold Treasurycertificates. $110,369,107 110,280,301 108,871,024 106,736,761 105,425,840 $133,447,930 122,950,940 108,490,040 117,806,580 100,266,100 $89,154,000 82,315,000 85,465,000 89,854,000 84,746,500 $13,315,000 105,572,077 110,687,138 108,202,383 104,051,296 101,333,097 126,900,190 105,709,930 106,867,430 84,248,770 115,484,070 88,409,000 83,749,000 82,099,000 82,137,000 76,814,000 16,970,000 21,720,000 25,950,000 28,425,000 28,015,000 105,288,729 105,337,464 107,539,938 105,569,894 102,963,258 118,765,050 108,460,880 104,561,520 119,367,220 110,020,660 72,435,000 68,693,000 64,984,000 63,307,000 67,584,000 42,215,000 32,385,000 28,505,000 27,180,000 25,730,000 107,699,553 109,154,988 111,296,409 108,439,861 108,575,819 146,028,950 148,464,700 161,155,120 175,077,020 153,101,640 62,661,000 85,689,500 82,278,000 80,969,000 86,535,400 45,765,000 38,360,000 36,880,000 53,655,000 46,899,000 112,221,348 107,061,094 111,221,153 114,105,132 117,022,998 160,675,460 169,374,460 158,238,690 170,707,820 146,375,090 79,120,000 77,593,000 75,974,500 79,905,000 79,678,000 34,350,000 33,675,000 34,765,000 32,615,000 24,520,000 116,305,486 112,326,222 118,513,281 120,765,996 117,124,753 176,977,160 146,016,280 163,439,710 147,408,760 173,262,050 76,203,000 70,503,500 69,197,000 66,515,500 68,248,500 24,550,000 29,565,000 30,040,000 29,150,000 32,230,000 119,848,124 121,972,200 123,013,697 125,114,859 160,420,045 198,518,340 182,658,800 189,009,420 169,034,270 171,217,160 67,402,000 66,701,000 62,988,000 69,605,500 42,869,000 31,005,000 28,450,000 48,225,000 41,045,000 23,540,000 148,670,869 154,463,358 153,582,996 150,303,527 144,890,261 240,978,140 252,662,620 241,445,400 267,468,060 253,801,610 47,810,000 54,551,000 57,324,000 65,599,500 64,295,500 40,810,000 63,685,000 51,590,000 53,130,000 49,220,000 150,563,069 151,366,529 150,504,310 147,832,909 146,888,455 242,931,430 255,480,980 268,206,280 253,908,700 231,238,870 74,280,000 76,971,500 73,577,500 73,363,500 67,102,500 45,280,500 43,210,000 43,640,000 44,335,000 42,980,000 14' 112,214 153',410,013 151, 129,890 147, 835,023 149, 022,910 245,717,550 233,997,400 225,092,390 246,404,370 235,202,020 71,153,500 75,695,000 70,975,000 75,423,000 74,257,500 43,565", 000 42,660,000 41,610,000 48,735,000 35,340,000 153, 993,178 153, 356,566 153, 411,301 146, 297,582 152, 374,404 251,110,090 292,250,790 300,201,210 262,252,180 244,711,700 73,984,500 77,263,000 79,758,000 84,502,000 82,810,000 33,730,000 51,185,000 54,395,000 60,640,000 40,135,000 149, 361,369 159, 128,760 149, 294,417 150, 667,158 290,632,870 272,840,370 296,922,380 267,823,290 95,975,000 85,207,500 80,479,000 85,706,500 62,545,000 59,195,000 59,680,000 52,165,000 1901. Feb.5 Apr. 24 July 15 Sept. 30 Dec. 10 1902. Feb. 25 Apr. 30 July 16 Sept. 15 Nov. 2 5 . . . . 1903. Feb.6 Apr. 9 June 9 Sept. 9 Nov.17 : 1904. Jan. 22 Mar. 28 June 9 Sept. 6 Nov. 10 Jan. 11 Mar. 14 May 29 Aug. 25 Nov. 9 Jan. 29 Apr. 6 June 18 Sept. 4 Nov.12 Jan. 26 Mar. 22 May 20 Aug. 22 Dec. 3 Feb.14 May 14 July 15 Sept. 23 Nov. 27 Feb.5 Apr. 28 June 23 Sept.l Nov.16 1905. 1906. 1907. 1908. 1909. 1910. Jan. 31 Mar. 29 June 30 Sept. 1 Nov. 10 Jan. 7 Mar. 7 June 7 Sept. 1 Dec. 5 Feb. 20 Apr. 18 June 14 Sept. 4 1911. 1912. REPORT OF THE COMPTROLLER OF THE CURRENCY. 245 by national banks at date of each report from January 1, 1879, to September 4,1912—Con. Silver dollars. Silver Treasury certificates. Fractional silver coin. $10,436,238 9,593,379 9,399,355 8,649,959 9,600,000 $48,533,778 53,893,133 51,259,021 46,467,349 48,452,821 9,594,579 9,999,626 10,379,556 8,868,571 9,389,713 51,277,355 58,590,893 62,466,880 50,747,624 51,950,374 8,358,962 8,303,974 8,798,719 7,757,859 8,295,407 11,160,021 10,481,056 10,560,422 10,336,143 10,044,184 58,161,298 54,637,578 63,350,733 62,791,768 53,084,545 11,676,304 10,090,134 11,209,634 9,880,982 11,134,774 1 United States certificates of Total lawful deposit for Total specie. Legal-tender notes. money. legal-tender notes. $8,015,090 $399,956,143 7,740,938 386,773,692 7,601,102 371,085,543 7,167,222 376,681,871 7,846,237 369,652,498 $152,386,332 159,324,246 164,929,624 151,018,751 151,118,358 $552,342,475 549,857,938 540,800,167 539,555,622 520,770,856 407,082,162 398,760,561 404,763,968 366,236,120 391,281,661 154,682,692 159,484,226 164,854,292 141,757,618 141,330,109 561,764,854 558,244,787 569,618,260 507,993,738 532,591,770 9,547,048 9,086,543 9,114,765 9,004,143 8,863,779 417,572,146 389,081,521 388,616,378 397,556,168 378,290,426 153,025,573 147,133,313 163,592,829 156,749,859 142,325,352 570,597,719 536,214,834 552,209,207 554,306,027 520,615,778 69,105,776 63,472,250 76,251,788 67,532,494 68,381,697 10,254,970 9,185,698 9,593,194 9,194,578 9,559,492 453,191,553 464,417,270 488,664,145 .504,748,935 484,187,822 161,434,599 153,098,314 169,729,173 156,707,594 157,942,968 614,626,152 617,515,584 65S,393,318 661,456,529 642,130,790 13,173,946 10,716,821 10,244,630 10,696,469 12,023,556 80,948,964 74,754,758 79,574,711 77,454,951 70,549,585 11,359,312 10,073,927 9,616,387 9,995,081 10,755,238 491,849,030 483,249,060 479,635,071 495,479,453 460,934,467 178,122,523 157,904,573 169,629,979 170,073,847 161,157,612 669,971,553 641,153,633 649,265,050 665,553,300 622,092,079 12,166,780 13,913,893 11,585,583 11,693,445 11,676,649 75,211,364 74,596,749 81,841,914 77,142,042 67,779,733 11,154,585 12,257,757 11,369,769 11,761,548 11,954,586 492,568,375 459,179,401 485,987,257 464,437,291 482,276,271 175,734,915 161,315,467 165,246,347 161,575,120 152,273,887 668,303,290 620,494,868 651,233,604 626,012,411 634,550,158 12,404,499 12,434,941 12,298,117 12,797,869 14,743,594 79,262,608 74,665,847 82,382,636 99,668,414 81,722,820 13,281,982 13,203,126 12,797,039 13,841,839 15,172,659 521,722,553 500,085,914 530,713,909 531,107,751 509,685,278 173,780,969 156,134,637 160,877,239 170,515,782 151,099,458 695,503,522 656,220,551 691,591,148 701,623,533 660,784,736 17,535,178 15,137,398 13,521,001 11,670,786 4,397,676 101,286,902 120,804,039 123,478,641 116,882,254 117,192,329 17,293,780 15,838,880 15,515,834 15,131,428 15,731,399 614,384,869 677,142,295 656,457,872 680,185,555 656,528,775 174,010,707 184,184,155 192,560,877 188,238,515 188,230,744 788,395,576 861,326,450 849,018,749 868,424,070 844,759,519 12,802,178 11,869,927 12,822,408 12,753,590 11,948,515 121,687,086 124,348,526 129,205,129 117,697,856 111,845,096 17,038,963 16,405,336 16,185,383 16,506,342 16,831,222 664,583,226 679,658,798 694,141,010 666,397,897 628,834,658 195,533,656 198,898,210 191,774,761 187,693,960 176,026,076 860,116,882 878,557,008 885,915,771 854,091,857 804,860,734 13,272,076 12,854,262 13,455,754 13,308,421 13,410,605 121,411,843 125,397,496 123,439,564 122,459,673 121,032,160 18.446,533 17', 775', 570 18,641,256 18,461,059 17,881,255 660,678,716 661,799,771 644,343,854 672,626,546 646,146,451 172,400,153 173,095,815 176,429,038 179,058,491 169,924,209 833,078,869 834,895,586 820,772,892 851,685,037 816,070,660 14,248,149 14,297,384 14,418,204 13,644,200 13,508,457 121,912,287 128,493,229 140,277,209 125,885,418 128,911,341 18,893,049 18,915,979 18,649,883 18,300,964 19,098,713 667,871,263 735,761,949 761,111, 507 711,522,344 681,549,615 168,396,096 172,274,678 185; 219,602 183,953,062 181,244, 581 836,267,359 908,036,627 946,331,109 895,475,406 862,794,196 14,123,278 12,775,940 12,637,221 12,105,806 136,547,665 135,238,087 138,569,628 126,743,559 19,843,995 19,522,813 19,180,042 18,239,907 769,029,177 743,868,470 756,762,688 713,460,600 181,468,221 187,820,692 188,440,207 182,490,494 950,497,398 931,689,162 945,202,895 895,951,094! TABLE NO. 55.—Specie held by the national banks in New York City on dates indicated and averages in 1902 to 1912, inclusive. Date. Feb. 25.. Apr. 30.. July 16.. Sept. 15. Nov. 25. 1902. Average. Feb. 6... Apr. 9 . . June 9 . . Sept. 9.. Nov. 17. 1903. Average. Jan. 22.. Mar. 28., June 9 . . Sept. 6.. Nov. 10. 1904. Average. Jan. 11.. Mar. 14. May 29.. Aug. 25. Nov. 9 . . 1905. Average. Clearinghouse certificates. (Sec, 5X92.) Gold coin. Gold Treasury certificates. Gold Treasury certificates payable to order. $4,812,460.55 5,552,732.00 4,474,720.00 4, 765,847.50 3,876,574.00 $76,707,140 57,660,010 51,635,590 36,508,910 59,418,780 $4,255,000 4,960,000 9,655,000 9,655,000 9,610,000 $75,588,000 71,925,000 69,160,000 69,170,000 65,245,000 4,696,466.81 56,386,086 7,627,000 70,217,600 84,171 4,674,013.45 5,000,261.50 5,342,364.00 4, 792,139.50 4,697,172. 40 63,837,220 55,993,820 51,365,700 69,531,380 55,359,930 18,585,000 11,865,000 10,275,000 10,265,000 9,915,000 61,515,000 58,145,000 53,514,000 51,925,000 56,745,000 4,901,190.17 59,217,610 12,181,000 5,478,087.80 5,920,547. 40 5,356,457.30 4,941,183.00 4,617,609.00 80,222,020 87,368,800 98,996,070 113,320,930 82,162,800 5,262,776,90 Silver dollars. Silver Treasury certificates. Fractional silver coin. to Total. $657,885.60 707,124.35 807,369.93 668, 111. 07 732,275.57 $177,674,691.15 159,838,699.35 156,807,546.93 136,930,350.57 154,610,947.57 O 17,446,569.00 714,553.30 157,172,447.11 W 83,069 79,281 52,857 68,883 67,131 19,133,576.00 14,009,121.00 17,709,610.00 18,180,698.00 11,282,351.00 726,138.58 731,078.53 732,232.59 713,634.83 712,193.81 168,554,017.03 145,823,562.03 138,991,763.59 155,476,735.33 138,778,778.21 o 56,368,800 70,244 16,063,071.00 723,055.67 149,524,971.23 25,325,000 21,100,000 18,195,000 33,495,000 29,655,000 52,475,000 71,045,000 69,325,000 68,290,000 74,930,000 61,221 72,109 62,539 69,260 63,735 17,158,484.00 16,939,075.00 21,062,056.00 20,420,399.00 18,487,105.00 734,837,46 616,769.87 644,520.02 701,344.99 714,303,27 181,454,650.26 203,062,301.27 213,641,642.32 241,238,116.99 210,630,552.27 92,414,124 25,554,000 67,213,000 65,773 18,813,424.00 682,355.12 210,005,452.62 6,043,193.50 4,068,272.50 4,557,380.50 4,896,261.10 4, 799,305.00 83,728,290 93,228,170 82,820,400 91,082,890 64,194,290 17,205,000 16,965,000 16,965,000 15,885,000 12,665,000 67,020,000 65,320,000 63,400,500 66,815,000 68,205,000 58,691 56,237 67,477 58,974 61,512 23,096,930.00 23,946,136.00 22,928,988,00 20,415,291.00 15,612,538.00 888,806.46 807,878.91 820,562.17 824,980.22 938,798.98 198,040,910.96 204,391,694.41 191,560,307.67 199,978,396.32 166,476,443.98 4.872,882.52 83,010.* 15,937,000 66,152,100 60,578 21,199,977.00 856,205.35 192,089,550.67 $81,204 $15,573,001.00 80,015 18,953,818.00 81,863 20,993,004.00 85,988 16,076,494.00 91,787 15,636,531.00 H 1 55 H O j o 1906. Jan. 29 Apr. 6 June 18 Sept. 4 Nov. 12 Average Jan 26 Mar. 22 May 20 Aug. 22 Dec.3 1907. Average Feb. 14 May 14 July 15 Sept. 23 Nov. 27 1908. Average Feb. 5 Apr. 28 June 23 Sept.l Nov. 16 1909. Average Jan. 31 Mar. 29 June 30 Sept. 1 Nov. 10 $30,934 $18,564,099.00 35,431 16,926,879.00 42,227 21, 785,128.00 67, 791 18,563,851.00 74,752 12,466,858.00 $828,139.41 841,964.05 797,547.92 752,282.55 775,686.95 $183,561,084.13 153,452,937.15 174, 799,919.92 152, 771,523.55 159,678,025.35 50,227 17,661,363.00 799,124.18 164,852,698. 02 51,783,000 51,555,000 48,670,000 53,975,000 33, 755,000 69,854 66,061 129,291 55,544 162,313 17,806,349.00 16,409,019.00 17,909,519.00 20,810,416.00 16,691,609.00 834,285.09 825,269.59 823,912.61 810,513.91 1,043, 724. 77 176,171,790.59 166,708,009.69 190,849,252.31 173,221,007.14 147,974,918.77 19,426,000 47,947,600 96,613 17,925,382.00 867,541.19 170,984,995.70 W 129,636,180 142,311,370 137,636,880 155,177,860 134,506,600 23,185,000 42, 740,000 29,715,000 32,365,000 30,360,000 35,430,000 38,245,000 41,010,000 45,810,000 41, 780,000 56,440 49,603 41,609 58,013 65,583 25,050,746.00 38,497, Oil. 00 41,976,109.00 39,353,065.00 40,003,235.00 969,178.43 911,207. 61 894,233.21 858,451.52 1,015,645.05 219,423,603. 43 267,108,545.11 255,639,185.21 277,999,243.02 252,186,332.55 o o 4,530,177.90 139,853,778 31,673,000 40,455,000 54,250 36,976,033.20 929,743.16 254,471,381.86 5,396,122.00 5,057,149.50 5,466,470.00 4,437,373.45 4, 799,601.00 115,148,290 122,523,020 145,214,550 130,252,730 93,820,520 21,560,000 19,120,000 18,940,000 22,610,000 21,750,000 47,035,000 53,075,000 49,330,000 48,235,000 41,875,000 94,722 79,068 74,151 50,127 53,760 42,371,220.00 40,307,985.00 43,292,196.00 38,241,858.00 37,086,395.00 911 902.99 1,045,769.55 977,385.99 1,047,553.52 1,019,598.96 232,517,256.99 241,207,992.05 263,294,752.99 244,874,641.97 200,404,874.86 5,631,343.19 121,391,822 20,796,000 47,910,000 70,366 40,259,931.00 1,000,442.20 236,459,903.77 4,373,064.15 5,168,917.00 4,556,083.00 4,680,752.50 5,339,191.50 113,581,500 100,589,470 97,893,140 120,749,540 89, 732,830 22,020,000 21,660,000 17,560,000 26,340,000 15,530,000 46,015,000 50,540,000 47,295,000 51, 755,000 50,852,000 64,320 52,624 67,152 37,439 42,574 41,449,915.00 42,278,516.00 38,842,904.00 38,616, 402.00 38,204,427.00 940,070.07 938,911.32 1,156,470.94 1,048,166.26 1,104, 780.02 228,443,869.22 221,228,438.32 207,370, 749.94 243,227,299.76 200,805,802.52 4,823,601.63 104,509,296 20,622,000 49,291,400 52,822 39,878,433.00 1,037,679.72 220,215,231.95 $3,657,191. 72 4,822,363.10 3,755,967.00 4,213,849.00 4,308,028.40 $86,890,720 59,019,300 80,119,050 61,368,750 73,382,700 $9,705,000 13,685,000 13,585,000 15,885,000 16,650,000 $63,885,000 58,122,000 54, 715,000 51,920,000 52,020,000 4,151,479.84 72,156,104 13,902,000 56,132,400 4,369,212.50 4,022,570.10 3,626,009. 70 3,593,373.23 14,469,972.00 87,309,090 79,380,090 90,000,520 68,286,160 68,552,300 14,000,000 14,450,000 29,690,000 25,690,000 13,300,000 6,016,227.51 78,705,632 5,099,059.00 4,354,353.50 4,365,354.00 4,376,853.50 4,455,269.50 1910. Average i o TABLE NO. 55.—Specie held by the national banks in New York City on dates indicated and averages in 1902 to 1912, inclusive—Continued. Date. Jan.7 Mar. 7 June 7 Sept.l Dec. 5 1911 Average Feb. 20 Apr. 18 June 14 Sept, 4 Gold Treasury certificates. Gold Treasury certificates payable to order. Clearinghouse certificates. (Sec. 5192.) $6,285,195.00 5,382,554.50 5,866,523.00 6,078,148.50 5,805,907.50 $98,616,830 135,684,950 140,611,580 117,208,880 95,200,850 $13,690,000 27,200,000 24,020,000 31,000,000 20,460,000 $51,125,000 52,950,000 54,325,000 48,980,000 47,910,000 $40,077 87,251 51,136 37 968 39,011 $41,104,195 45,680,683 50,340,912 43,667,050 44,970,539 $1,097,558.91 1,097,734.70 1,266,131.91 1,213,123.70 1,372,297.77 $211,958,855.91 268,083,173.20 276,481,282.91 248,183,170.20 215,758,605.27 5,883,665.70 117,464,618 23,274,000 51,058,000 51,089 45,152,276 1,209,369.40 244,093,017.44 Gold coin. Silver Treasury certificates. Fractional silver coin. Total. B hi o W fed 1912, Silver dollars. to 00 4,707,634.50 13.301,994.50 4,479,686.50 4,389,458.00 130,957,610 114,614,180 141,103,950 116,238,800 29,950,000 28,590,000 31,180,000 23,950,000 58,770,000 47,213,500 43,265,000 50,920,000 44,128 43,498 36,214 42,504 52,379,343 47,559,893 47,910,899 39,297,541 1,288,773.12 1,256,969.20 1,316,593.94 1,239,115.85 278,097,488.62 252,580,034.70 269,292,343.44 236,077,418.85 a o O fed H W fed O cj I O REPORT OF THE COMPTROLLER OF THE CURRENCY. 249 T A B L E N O . 56.—Deposits and reserve of national banks on or about October 1 of each year indicated to 1912, in each central reserve city, in all other reserve cities, in the States and Territories, and of all national bants. NEW YORK CITY. Date. Classification of reserve. Reserve held. Reserve Num- Net de- required ber of posits. (25 per Lawful Due from Redempbanks. cent). Amount. Ratio to money. agents. tion fund. deposits. Millions. Millions, Millions. Per cent. Millions. Millions. 70.8 266.9 66.7 26.5 70.0 90.8 255.0 63.7 35.6 90.1 115.7 312.9 78.2 37.0 115.2 ! 77.0 282.8 70.7 27.2 76.6 80.1 284.3 71.1 28.2 79.7 96.4 342.2 85.5 28.2 95.0 ; 84.9 338.2 84.5 25.1 84.7 !I 92.5 332.6 83.2 27.8 92.3 86.1 327.8 81.9 26.3 85.8 103.4 391.9 97.9 26.4 103.1 109.0 309.9 77.5 35.1 *108.2 172 A 489.7 122.4 35.2 171.7 125.5 441.6 110.4 28.4 124.8 109.2 372.8 93.2 29.2 108.2 137.3 506.8 126.7 27.1 136.5 153.6 596.0 149.0 25.7 152.7 178.3 707.7 176.9 25.2 177.6 214.9 769.6 192.4 27.9 213.4 217.1 811.3 202.8 26.7 215.6 186.1 753.4 188.3 24.7 184.3 205.4 741.0 185.3 27.7 203.1 289.9 258.6 28.0 1.034.3 287.9 256.0 248.4 25.8 993.8 253.2 201.5 206.8 24.4 827.4 199.2 221.3 206.4 26.8 825.7 218.8 340.1 296.7 28.6 337.2 1.187.1 304.6 294.8 25.8 301.9 1.179.4 294.0 267.5 27.5 291.6 1,070.2 305.8 287.6 26.6 303.3 1.150.5 288.5 290.5 24.8 . 286.2 1.162.2 Oct. 2, 1883... Sept. 30, 1884 Oct. 1, 1885... Oct. 7, 1886... Oct. 5, 1887... Oct. 4, 1888... Sept. 30, 1889, Oct. 2, 1890... Sept. 25, 1891 Sept. 30, 1892 Oct. 3, 1893... Oct. 2, 1894... Sept. 28, 1895, Oct. 6, 1896... Oct. 5, 1897... Sept. 20, 1898 Sept. 7, 1899., Sept. 5, 1900. Sept. 30, 1901 Sept. 15, 1902 Sept. 9,1903.. Sept. 6, 1904. Aug. 25, 1905. Sept. 4, 1906. Aug. 22, 1907. Sept. 23, 1908 Sept. 1, 1909. Sept. 1, 1910. Sept. 1, 1911. Sept. 4, 1912. Millions. 0.9 0.7 0.5 0.4 0.4 0.3 0.2 0.2 0.3 0.3 0.8 0.7 0.7 1.0 0.8 0.8 1.7 1.5 1.5 1.8 2.3 2.0 2.8 2.3 2.6 2.8 2.7 2.4 2.5 2.3 CHICAGO. Sept. 25,1891. Sept. 30, 1892. Oct. 3, 1893... Oct. 2, 1894... Sept. 28, 1895. Oct. 6, 1896... Oct. 5, 1897... Sept. 20,1898. Sept. 7, 1899.. Sept. 5, 1900.. Sept. 30, 1901, Sept. 15, 1902. Sept. 9, 1903.. Sept. 6,1904.. Aug. 25, 1905. Sept. 4, 1906.. Aug. 22, 1907. Sept. 23, 1908 Sept. 1, 1909.. Sept. 1, 1910.. Sept. 1, 1911.. Sept. 4, 1912., 21 23 21 21 21 21 19 17 16 14 12 11 12 13 12 13 14 14 13 11 11 10 92.9 106.5 85.8 101.4 97.2 83.7 105.7 128.3 154.1 173.4 201.9 209.6 198.1 217.9 247.9 244.4 262.9 280.0 318.5 329.1 364.0 370.2 23.2 26.6 21A 25.4 24.3 20.9 26.4 32.1 38.5 43.4 50.4 52.4 49.5 54.5 62.0 61.1 65.7 70.0 79.6 82.3 91.0 92.5 31.2 30.5 39.0 34.0 29.2 26.7 38.1 40.4 39.2 47.4 52.7 45.9 47.3 54.1 60.9 60.0 66.6 70.3 77.4 82.9 89.7 89.7 33.6 28.6 45.4 33.5 30.1 31.9 36.0 31.5 25.4 27.3 26.1 21.9 23 9 24.8 24.6 24.5 25.3 25.1 25.8 25.2 24.6 24.2 31.1 30.5 39.0 34.0 29.1 26.6 38.0 40.3 39.1 47.2 52.4 45.7 47.1 53.9 60.6 59.5 66.1 69.7 76.6 82.0 88.9 88.9 0.05 0.05 0.05 0.07 0.07 0.06 0.06 0.07 0.05 0.2 0.3 0.2 0.2 0.2 0.2 0.5 0.5 0.6 0.7 0.8 0.7 0.7 250 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 56.j—Deposits and reserve of national banks on or about October 1 of each year indicated to 1912, etc.—Continued. ST. LOUIS. Reserve held. Classification of reserve. Reserve Num- Net de- required ber of posits. (25 per Ratio to Lawful Due from Redempbanks. cent). Amount. deposits. money. agents. 1 tion fund. Date. Millions. Millions. Millions. Per cent. Millions, Millions. 24.2 6.1 5.8 23.8 5.8 29.2 7.3 6.1 21.1 6.1 17.9 4.5 5.7 31.9 5.7 26.0 6.5 6.3 24.5 6.3 26.9 6.7 6.0 22.2 6.0 23.6 5.9 6.1 29.5 6.0 33.0 8.2 8.1 24.7 8.0 37.0 9.3 7.6 20.6 7.5 56.2 14.0 12.1 21.5 12.0 55.4 13.8 12 A 22.4 12.0 76.1 19.0 15.1 19.8 14.4 77.5 19.4 18.7 24.1 18.1 82.5 20.6 18.5 22.4 17.9 88.5 22.1 21.7 24.5 21.1 100.5 25.1 27.1 27.0 26.4 100.7 25.2 24.2 24.1 23.5 116.8 29.2 27.6 23.6 26.8 104.7 26.1 26.6 25.4 25.7 126.7 31.6 31.3 24.7 30.4 116.2 29.0 27.3 23.5 26.5 126.0 23.9 30.8 24.5 30.0 115.0 28.7 29.4 25.5 28.6 Sept. 25,1891 Sept. 30, 1892. Oct. 3,1893... Oct. 2, 1894... Sept. 28, 1895. Oct. 6, 1896... Oct. 5, 1897... Sept. 20, 1898. Sept. 7,1899.. Sept. 5,1900.. Sept. 30, 1901. Sept. 15, 1902. Sept. 9, 1903.. Sept. 6, 1904.. Aug. 25, 1905. Sept. 4, 1906.. Aug. 22, 1907. Sept. 23,1908, Sept. 1,1909.. Sept. 1, 1910.. Sept. 1,1911.. Sept. 1, 1912.. Millions. 0.02 0.02 0.02 0.02 0.01 0.1 0.1 0.1 0.1 0.4 0.6 0.6 0.6 0.6 0.7 0.7 0.7 0.8 0.9 0.8 0.8 0.8 OTHER R E S E R V E CITIES.2 Oct. 2, 1883... Sept. 30, 1884. Oct. 1, 1885... Oct. 7, 1886... Oct. 5, 1887... Oct. 4, 1888... Sept, 30,1889. Oct. 2, 1890... Sept. 25,1891. Sept. 30, 1892. Oct. 3, 1893... Oct. 2, 1894... Sept. 28, 1895. Oct. 6, 1896... Oct. 5, 1897... Sept. 20, 1898. Sept. 7,1899.. Sept. 5,1900.. Sept. 30,1901. Sept. 15,1902. Sept. 9,1903.. Sept. 6,1904.. Aug. 25, 1905. Sept. 4, 1906.. Aug. 22, 1907. Sept. 23, 1908, Sept. 1, 1909.. Sept. 1, 1910.. Sept. 1, 1911., Sept, 4, 1912. 200 203 203 217 223 224 228 259 265 263 268 265 268 269 261 256 255 267 275 272 289 285 283 295 306 312 321 322 323 316 1 2 323.9 307.9 364.5 381.5 338.5 384.9 419.0 457.8 451.9 519.3 392.6 525.4 513.1 465.5 586.4 655.5 842.6 921.3 1,015.4 1,060.6 1,032.5 1,155.7 1,275.8 1,370.4 1,423.4 1,549.8 1,718.8 1,714.6 1,850.1 1,960.5 81.0 77.0 91.1 95.4 84.6 96.2 104.8 114.4 113.0 129.8 98.1 131.3 128.3 116.4 146.6 163.9 210.6 230.3 253.8 265.1 258.1 288.9 319.0 342.6 355.9 387.5 429.7 428.6 462.5 490.1 100.6 99.0 122.2 114.0 100.7 116.9 121.9 129.8 138.8 156.1 129.6 172.8 154.1 150.3 200.8 215.8 255.8 294.2 298.1 258.0 261.3 293.4 322.7 336.0 362.3 415.9 440.8 434.0 471.0 488.5 31.1 32.2 33.5 29.9 29.7 30.4 29.1 28.3 30.7 30.1 35.1 32.9 30.0 32.2 34.2 32.9 30.3 31.9 29.3 24.3 25.3 25.4 25.3 24.5 25.5 26.8 25.6 25.3 25.4 24.9 56.4 63.6 76.9 70.5 59.5 64.5 64.5 68.0 77.0 82.1 76.4 84.1 77.9 83.3 94.5 103.6 114.0 123.8 126.5 125.1 135.4 147.7 161.1 166.2 190.3 219.8 225.3 221.6 238.4 243.5 Available with reserve agents Apr. 30,1902, and subsequently. Includes Chicago and St. Louis up to Oct. 5, 1897. 40.8 32.3 42.4 41.3 40.0 51.5 56.7 61.0 61.0 73.0 51.6 87.2 74.6 65.1 104.5 110.4 140.1 167.8 168.4 129.8 122.1 141.4 156.6 164.0 165.7 188.9 207.9 204.6 224.4 236.8 3.4 3.1 2.9 2.2 1.2 0.9 0.6 0.7 0.8 1.0 1.6 1.5 1.6 1.9 1.8 1.7 1.7 2.6 3.1 3.1 3.8 4.4 5.1 5.8 6.3 7.2 7.5 7.8 8.1 8.2 REPORT OF THE COMPTROLLER OF THE CURRENCY. 251 TABLE N O . 56.—Deposits and reserve of national banks on or about October 1 of each year indicated to 1912, etc.—-Continued. STATES AND TERRITORIES. Reserve held. Classification of reserve. Reserve Num- Net de- required ber of posits. (15 per Ratio to Lawful Due from Redempbanks. cent). Amount. deposits. money. agents. 1 tion fund. Date. Oct. 2, 1883... Sept. 30,1884. Oct. 1,1885... Oct. 7, 1886... Oct. 5, 1887... Oct. 4,1888... Sept. 30,1889. Oct. 2,1890... Sept. 25,1891. Sept. 30,1892. Oct. 3,1893... Oct. 2,1894... Sept. 28, 1895. Oct. 6,1896... Oct. 5,1897... Sept. 20,1898. Sept. 7,1899.. Sept. 5,1900.. Sept. 30,1901. Sept. 15,1902. Sept. 9,1903.. Sept. 6,1904.. Aug. 25, 1905. Sept. 4,1906.. Aug. 22,1907. Sept. 23,1908. Sept. 1,1909.. Sept. 1,1910.. Sept. 1,1911.. Sept. 4,1912.. 2,253 2,417 2,467 2,590 2,756 2,847 2,992 3,207 3,333 3,430 3,434 3,411 3,365 3,329 3,276 3,259 3,274 3,540 3,885 4,268 4,691 5,065 5,412 5,781 6,178 6,482 6,595 6,791 6,919 7,026 Millions. Millions. Millions. Per cent. Millions. Millions. Millions. 157.5 27.2 86.7 61.0 577.9 84.1 11.3 156.3 29.2 80.4 66.1 535.8 79.7 10.5 177.5 31.1 85.6 71.4 570.8 95.9 10.2 186.2 29.2 95.6 77.9 637.6 99.5 8.7 190.9 27.6 103.6 83.4 690.6 100.9 6.6 209.8 28.4 110.9 739.2 84.7 6.2 119.0 224.6 27.8 121.1 807.6 86.7 132.4 5.5 225. 5 26.2 128.9 859.2 92.0 128.5 5.2 235.5 27.3 129.3 97.1 861.8 133.0 5.4 274.8 28.2 146.3 105.5 975.5 163.5 5.8 230.6 30.0 115.1 117.1 767.5 106.9 6.6 274.9 31.4 131.5 876.7 106.8 161.6 6.5 256.6 28.2 136.6 910.5 102.3 147.7 6.6 251.3 29.4 128.0 853.1 119.0 125.0 7.2 311.4 32.3 144.5 963.5 111.7 192.5 7.2 333.1 31.3 159.4 116.4 1,062.8 209.6 7.1 405.0 31.8 190.6 123.6 1,270.7 274.0 7.4 414.3 30.4 204.2 1,361.2 122.0 282.9 9.4 429.0 27.5 233.5 130.4 1,556.6 10,4 295.6 16.9 ' 134.7 261.5 l50!7 1,743.2 10.2 318.4 17.6 271.4 150.8 155.8 1,809.5 11.8 327.8 17.2 285.7 150.9 163.8 1,904.5 13.1 360.6 17.0 317.6 164.2 181.9 2,117.4 14.5 398.4 16.7 357.8 204.7 2,385.1 177.5 16.2 443.5 16.9 394.1 226.7 2,627.2 199.6 17.2 455.1 17.6 386.0 220.1 2,573.7 215.8 19.1 481.9 17.0 423.1 241.5 2,821.7 219.7 20.6 509.3 16.8 452.5 258.3 3,017.1 229.8 21.1 530.4 16.6 479.1 273.8 3,193.9 234.5 22.1 571.5 16.4 522.8 299.9 3,485.2 248.6 22.9 SUMMARY. Oct. 2,1883 Sept. 30,1884 Oct. 1,1885 Oct. 7,1886 Oct. 5, 1887 Oct. 4,1888 Sept. 30,1889 Oct. 2,1890 Sept. 25,1891 Sept. 30,1892 Oct. 3,1893 Oct. 2,1894 Sept. 28,1895 Oct. 6,1896 Oct. 5,1897 Sept. 20,1898..... Sept. 7, 1899 Sept. 5, 1900 Sept. 30,1901 Sept. 15,1902 Sept. 9,1903 Sept. 6, 1904 Aug. 25,1905 Sept. 4, 1906 Aug. 22,1907 Sept. 23,1908 Sept. 1,1909 Sept. 1,1910 Sept. 1,1911 Sept. 4,1912 2,501 2,664 2,714 2,852 3,049 3,140 3,290 3,540 3,677 3,773 3,781 3,755 3,712 3,676 3,610 3,585 3,595 3,871 4,221 4,601 5,042 5,412 5,757 6,137 6,544 6,853 6,977 7,173 7,301 7,397 234 4 1,168.7 1,098.7 221.1 1,248.2 254.9 1,301.8 261.7 1,388.4 278.0 1,543.6 311.9 1,655.5 333.1 1,758.7 353. 7 1,758.6 353.5 2,022.5 408.1 1,573.7 316.6 2,019.2 417.1 1,989.3 406.3 1,798.7 364.4 2,195.6 452.5 2,479.7 513.6 3,031.5 630.8 3,281.0 684.1 3,661.6 759.7 3,844.4 786.8 3,863.5 784.9 4,400.9 909.8 4,735.5 972.1 4,927.9 993.5 5,256.1 1,051.3 5,695.5 1,166.5 6,164.6 1,259.0 6,247.2 1,260.1 6,684.8 1,351.8 7,093.3 1,424.8 328.9 346.1 415.4 377.2 394.2 446.2 459.6 478.2 497.4 570.9 513.9 660.4 571.4 543.6 695.9 750.5 890.5 983.3 1,012.2 804.3 850.8 987.1 1,027.3 1,020.2 1,121.4 1,308.1 1,336.1 1,347.7 1,428.0 1,467.7 28.1 31.6 33.3 29.0 28.4 28.9 27.8 27.2 28.3 28.2 32.6 32.7 28.7 30.2 31.7 30.1 29.3 29.7 27.6 20.9 22.0 22.4 21.7 20.7 21.3 22.9 21.6 21.6 21.3 20.7 188.4 219.8 263.5 225.1 245.0 268.2 264.0 282.7 296.8 327.4 346.4 402.9 340.1 343.1 388.9 420.7 466.3 518.5 539.5 508.0 554.3 661.5 665.6 626.0 701.6 868.4 854.1 851.6 895.4 895.9 i Available with reserve agents Apr. 30,1902, and subsequently. 124.9 112.0 138.3 140.8 140.9 170.5 189.1 189.5 194.0 236.4 158.5 248.8 222.3 190.1 297.0 320.0 414.1 450.7 456.6 280.5 277.9 305.2 338.4 368.6 392.4 409.0 449.5 462.9 498.2 536.7 15.6 14.3 13.6 11.4 8.3 7.6 6.4 6.1 6.6 7.1 9.0 8.7 9.0 10.4 10.0 9.8 10.1 14.3 16.1 15.8 18.6 20.4 23.3 25.5 27.3 30.7 32.4 33.1 21.3 35.0 252 EEPOET OF THE COMPTKOLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at DECEMBER 5, 1911. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. Per cent. $1,061,226,627.91 341,713,231.45 119,747,815.91 $268,007,875.41 84,913,270.46 30,166,600.05 25.25 24.85 25.19 1,522,687,675.27 383,087,745.92 25.16 237,789,638.13 36,713,643.83 21,439,884.84 279,669,038.35 181,380,827.95 60,463,659.95 24,456,211.96 1,634,095.65 27,139,612.91 19,671,048.87 12,361,946.38 4,987,475.09 29,872,045.73 10,237,975.16 5,210,417.17 25,405,197.87 62,100,396.24 61,099,929.19 20,208,789.25 31,248,917.87 40,452,412.56 48,972,193.92 60,741,973.42 38,595,225.14 7,278,218.44 13,373,312.24 2.882,580.63 9,686,181.66 73,829,631.53 12,113,587.95 6.393,765.64 37,741,547.39 7,619,844.40 4,768,543.11 2,923,010.43 57634,652.16 47,110,259.06 9,199,361.87 4,264,013.28 7,550,076.81 34,543,309.10 17,784,393.40 6,918,366.41 25,808,526.25 47,412,830.59 114,460,537.29 12,042,097.50 65,332,285.19 10,299,074.62 6,081,255.98 75,969,041.84 47,829,356.96 15,169,079.19 5,828,242.79 312,961.43 7,426,136.67 5,497,059.10 2,890,300.75 1,375,855.22 7,242,506.27 3,761,041.31 1,430,812.63 7,326,706.98 17,278,663.64 16,235,180.78 5,226,463.58 8,495,866.95 11,216,451.50 12,201,823.96 17,408,884.94 11,234,716.82 1,699,124.21 3,414,622.85 963,325.71 2,578,847.69 21,162,319.73 3,723,368.70 1,483,845.94 10,225,435.25 2,417,319.08 1,137,718.91 833,377.96 1,776,455. 35 17,804,774.27 2,906,243.21 1,275,724.33 2,235,990.80 9,657,156.88 4,578,558. 44 1,764,154.28 7,874,223.68 12,614,659.73 29,381,199.75 3,847,167.66 27.48 28.05 28.36 27.16 26.37 25.09 23.83 19.15 27.36 27.94 23.38 27.59 24.23 36.73 27.46 28.84 27.82 26.57 25.86 27.19 27.73 24.92 28.66 29.11 23.35 25.53 33.42 26.62 28.64 30.74 23.21 27.09 31.72 23.90 28.51 31.53 37.79 31.48 29.92 29.62 27.96 25.74 25.50 30.51 26.61 25.67 31.94 Total, other reserve cities. 1,853,191,204.57 508,425,383.51 27.44 Total, all reserve cities 3,375,878,879.84 891,513,129.43 26.41 CENTRAL RESERVE CITIES. New York City. Chicago St. Louis Total, central reserve cities. OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln". Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City STATES, ETC. Maine New Hampshire. Vermont , Massachusetts Rhode Island Connecticut Total, New England States. 43,142,820.69 22,866,635.36 18,999,435.17 136,944,691.39 31,538,993.09 68,365,891.34 9,214,544.85 6,224,400.07 3,917,199.70 29,731,986.03 6,371,634.33 19,558,520. 93 21.36 27.22 20.62 21.71 20.20 28.61 321,858,467.04 75,018,285.91 23.31 REPORT OF THE COMPTROLLER OF THE CURRENCY. 253 date of each report during year ended September 4, 1912. DECEMBER 5, 1911. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, Redemption not exceeding fund. 50 per cent of Total amount. net reserve required. $265,306,656.98 $215,758,605.27 $49,630,137 $2,619,133.14 729,750.00 85,428,307.86 58,433,011.46 25,750,509 813,139.50 29,936,953.98 21,543,971.55 7,809,489 380,671,918.82 295,735,588.28 83,190,135 59,447 409.53 9,178 410.96 5,359', 971.21 69,917, 259.59 45,345, 206.99 15,115, 914.99 6,114, 052.99 408; 523.91 6,784. 903.23 4,917. 762.21 3,090, 486.60 1,246! 868.77 7,468 Oil. 43 2,559, 493.79 1,302; 604.29 6,351, 299.47 15,525, 099.06 15,274, 982.30 5,052, 197.31 7,812, 229.47 10,113, 103.14 12,243, 048.48 15,185, 493.36 9,648, 806.29 1,819, 554.61 3,343, 328.06 720. 645.16 2,42L 545.42 18,457! 407.88 3,028; 396.99 1 , " - 441.41 9,435', 386.85 1,904, 961.10 1,192, 135.78 730, 752.60 1,408. 663.04 11,777; 564.77 2,299, 840.47 1,066. 003.32 1,887! 519.20 8,635! 827.27 4,446!,098.35 1,729; 591.60 6,452, 131.56 11,853, 207.64 28,615. 134.32 3,010: 524.37 26,258 513.27 2,579; 762.75 2,568 154.70 28,382: 774.84 is, 861: 928.30 4,682; 969.90 2,628; 498.00 137,' 045.50 2,854, 018.71 1,821, 770.20 846, 661.80 731, 384.95 2,467, 039.75 1,332, 328.35 539, 846.70 2,797, 328.37 6,273, 966.25 6,653, 241.25 2,201, 976.80 3,493, 176.00 2,599, 013.50 3,996, 591.50 5,028, 614.90 3,401, 006.14 674, 428.70 853, 079.25 252, 728.10 856, 769.50 6,738, 709.48 1,090, 135.50 623, 383.25 3,548, 920.60 759, 476.50 461, 908.20 440, 658.95 570, 360.60 7,620; 296.50 900, 105.70 347, 077.65 874, 396.95 4,944; 341.00 2,552;,794.25 987; 941.15 5,112; 648.75 6,912, 443.41 14,366:', 626.25 1,630 851.10 5,519,116 1,694,822 854,139 3,925,928 5,217,291 392,386 488,964 5,000 459,190 474,750 212,000 163,895 743,465 252,890 161,000 479,732 1,769,742 2,238,886 582,286 914,692 2,295,167 1,398,763 1,628,412 1,218,903 98,178 641,405 108,248 374,691 1,163,571 205,870 225,069 1,088,775 250,130 32,140 38,070 56,703 1,983,740 97,540 144,625 111, 690 559,982 58,710 12,913 57,050 555,747 106,200 179,160 463,297,801.14 196,257,693.77 41,241,626 843,969,719.96 $268,007,875.41 25.25 84,913,270.46 24.85 30,166,600.05 25.19 4,162,022.64 383,087,745.92 25.16 378,650.00 $29,534,3379.76 105,000.00 4,536,7705.47 49,350.00 2,699,6612.28 806,550.00 34,5-55,3354.79 781,550.00 22,281,8828.49 7,349,8832.49 416,250.00 275,600.00 2,435,1180.79 32,500.00 138,4415.93 3,309,4451.61 166,000.00 2,396,1181.10 125,400.00 1,503,4493.29 77,500.00 18,750.00 461,8825.27 134,400.00 3,666,8805.71 1,230,6621.89 98,250.00 60,000.00 621,3302.14 237,750.00 3,056,7774.73 7,564,3384.53 396,330.00 7,052,6633.53 290,420.00 2,327,5550.78 114,650.00 3,758,3338.73 295,552.00 5,009,C076.57 94,950.00 6,007,3349.24 228,350.00 7,544,1121.67 97,250.00 4,772,0078.14 104,650.00 899,7777.30 20,000.00 1,638,1189.03 66,950.00 345,3322.57 30,000.00 1,191,3397.70 38,750.00 9,119,C 219,300.00 053.94 1,489,9948.49 48,500.00 598,8868.69 36,525.00 4,666,7793.42 101,800.00 938,0055.55 28,850.00 587,4492.88 17,150.00 339,6 15,000.00 649.01 696,2206.52 16,250.00 5,810,7782.38 156,000.00 1,137,S920.23 24,000.00 25,450.00 520,2276.66 29,400.00 929,0059.60 4,078,5583.88 74,250.00 1,832,C054.19 135,000.00 25,000.00 738,3300.13 140,000.00 2,564,5524.93 4,891,.'469.32 255,000.00 13,769,-467.16 1,076,200.00 1,465,!937.18 78,650.00 61,690, 659.03 8,916,290.22 6,081,255.98 67,670, 607.63 47,142,597.79 12,841,438.39 5,828, 242.79 312, 961.43 6,788,660.32 4,818, 101.30 2,642, 655.09 1,375,855.22 7,011,710.46 2,914, 090.24 1,382, 148.84 6,571,585.10 16,004, 422.78 16,235, 180.78 5,226, 463.58 8,461, 758.73 9,998,207.07 11,631, 053.74 14,298, 398.57 637.28 9,496,384.00 1,692, 623.28 3,199,298.67 736, 2,461,,608.20 17,240, 634.42 2,834, 453.99 1,483,845.94 289.02 9,406,,512.05 1,976, ,691.08 1,098,377.96 833, 1,339,520.12 15,570, 818.88 2,159,565.93 1,037,429.31 1)944, 546.55 156.88 9,657,558.44 4,578,154.28 1,764, 7,874,.223.68 12,614 659.73 493.41 29,318,598.28 3,354 25.95 24.29 28.36 24.20 25.99 21.24 23.83 19.15 25.01 24.49 21.38 27.59 23.47 28.46 26.52 25.87 25.77 26.57 25.86 27.08 24.72 23.75 23.54 24.61 23.25 23.93 25.54 25.41 23.35 23.40 23.21 24.92 25.94 23.05 28.51 23.77 33.05 23.47 24.33 25.76 27.96 25.74 25.50 30.51 26.61 25.61 27.85 8,043,677.00 223.975,429.69 469,518,426.46 25.34 491,993,282.05 124,431,761 12,205,699.64 223,975,429.69 852,606,172.38 25.26 6,995,668.89 3,897,703.3? 2,975,659.16 23,072,055.46 5,077,822.41 12,035,109.66 16.22 17.05 15.66 16.85 16.10 17.60 54,054,018.95 16.79 2,425,165.03 1,278,729.19 773,644.00 6,697,262.58 1,464,764.04 4,053,228.18 570,065 462,246 399,616 3,640,786 684,879 1,569,872 293,962.50 246,827.50 231,125.00 1,022,461.66 224,175.00 647,698.17 Not exceeding 60 per cent. 3,706,476.36 1,909.900 68 1,571,274.16 11,711,545.22 2,704,004.37 5,764,311.31 48,278,770.06 16,692,793.02 7,327,464 2,666,249.83 27,367,512.10 6,471,423.11 3', 429,995.30 2,849,915.28 20,541,703.71 4,730,848.96 10,254,883.70 Per cent. 254 REPORT OP THE COMPTROLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date DECEMBER 5,1911—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. » Net deposits subject to reserve requirements. Amount. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States Virginia West Virginia North Carolina South. Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total,,Southern States Ohio Indiana. Illinois Michigan Wisconsin Minnesota Iowa Missouri Total, Middle States North Dakota. South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total, Western States Washington Oregon California Idaho Utah Nevada Arizona Alaska * Total, Pacific States Hawaii Total, States, etc Total, United States 1 Per cent. $339,257,929.00 189,782,346.47 423,743,669.17 10,690,147.54 35,923,476.79 894,820.95 $69,145,858.38 36,692,323.92 88,187,632.37 2,149,902.04 6,353,282.40 231,897.38 20.38 19.34 20.81 20.11 17.69 25.92 1,000,292,389.92 202,760,896.49 20.27 90,459,308.56 46,793,672.49 28,822,530.46 18,959,975.88 44,122,703.04 29,602,473.51 34,829,892.06 12,732,040.04 17,123,597.57 110,803,381.50 16,673,063.82 38,711,388.97 59,587,628.78 17,911,486.07 9,035, 021.94 4,935, 431.01 3,160,940.35 8,791, 561.91 6,073, 148.86 8,134, 492.14 3,184,690.40 3,944,395.87 33,721, 106.56 4,176, 086.53 9,081, 913.74 12,557, 366.09 19.80 19.31 17.12 16.67 19.92 20.51 23.35 25.01 23.03 30.43 25.05 23.46 21.04 549,221,656.68 124,707,641.47 22.71 186,903,547.52 117,194 066.32 195,696, 725.80 83,606, 731.01 86,959,402.54 97,225,078.14 102,674; 935.79 29,571, 009.14 38,748, 840.07 29,849, 737.38 45,702, 817.32 15,916, 600.88 19,350, 650.09 22,217, 746.29 21,804, 484.98 8,247, 972.05 20.73 25.47 23.35 19.04 22.25 22.85 21.24 27.89 899,831,496.26 201,838,849.06 22.43 29,770, 896.22 28,753, 236.26 54,448, 978.90 58,357 821.04 33,298! 495.91 13,016; 118.61 38,561,477.17 12,587, 011.98 42,321,052.29 7,786,568.44 6,961,860.29 13,324,294.59 17,650,748.94 11,277,058.86 4,218,361.20 13,043,246.93 3,479,202.27 13,662,436.46 26.15 24.21 24.47 30.25 33.87 32.41 33.82 27.64 32.28 311,115,088.38 91,403,777.98 29.38 27,144,346.67 28,573,852.03 116,865,511.32 17,915,658.13 8,645,280.77 6,005,806.46 6,456,148.34 912,144.88 8,076,223.35 8,067,013.13 31,772,493.97 5,744,602.23 3,110,521.75 2,045,726.57 1,971,141.45 552,635.75 29.75 30.36 27.19 32.06 35.98 34.06 30.53 60.59 210,518,748.60 61,340,358.20 29.14 2,087,885.74 707,501.62 33.89 3,294,925,732.62 757,777,310.73 23.00 6,670,804,612.46 1,649,290,440.16 24.72 One report for Sept. 1,1911, used. 255 REPOET OF THE COMPIEOLLER OF THE CURRENCY. of each report during year ended September 4, i912—Continued. DECEMBER 5,1911—Continued. Reserve requirecL, and the amount and per cent held Held. Required. Specie. Legal tenders. Redemption fund. Available with reserve agents, not exceeding 60 per cent of Total amount. Per cent. $29,450,273.38 16,575,371.39 36,498,090.20 916,378.27 3,106,953.66 73,033.88 $54,354 019.70 30, 797, 003.96 70, 719, 059.08 1, 733, 623.87 600 889.44 166, 707.38 16.02 16.23 16.69 16.22 15.59 18.63 16.33 required. $50,888,689.35 $16,808 404.94 28,467,351.97 9,202, 267.69 63,561,550.38 24,001, 313.85 1,603,522.13 536, 670.60 5,388,521.52 1,582, 680.37 71, 133.50 134,223.14 150,043,858.49 13,568,896.28 7,019,050.87 4,323,379.57 2,843,996.38 6,618,405.46 4,440,371.03 5,224,483.81 1,909,806.01 2,568,539.64 16,620,507.22 2,500,959.57 5,806,708.34 8,938,144.32 52,292, 470.95 $6,200 441 $1 804,900.38 841, 732.88 4,177 632 7,488,255 2 731, 400.03 204 350 76, 225.00 700 990 210, 265.41 10 040 12, 500.00 18,781 708 5 677, 023.70 86,620,100.78 163, 371, 303.43 4,143, 927.98 2,181 723 646 977 2,798, 568.41 683 306 1,370, 811.45 431 396 817, 856.71 2,154 799.77 1,022,590 804 248 1,735, 103.75 483 555 2,526, 448.10 773 417.25 172,916 127 997 938, 151.70 7,310, 047.49 2,026 832 1,025, 475.20 326,596 2,398, 386.86 : 480 760 3,348, 138.34 1,456,325 671, 100.50 385, 442.00 284, 844.65 217, 262.50 478,219.60 243, 959.50 361, 115.90 140, 375.00 130, 137.50 1 ,001, 323.50 126. 513.00 469, 040.99 471, 238.00 7,738,677.47 3,980,165.32 2,423,120.95 1,576,040.32 3,684,111.51 2,517,846.91 2,918,020.74 1,061,658.60 1,463,041.28 9,371,510.33 1,424,667.94 3.202,600,41 5,080,143.79 14, 735, 428.95 7, 811, 152.73 4 762, 083.05 3, 042, 555.53 82,383,248.50 31,341, 133.01 10,845, 221 4 980, 572.64 46,441,605.57 93, 608, 532.22 17.04 10,523, 245.74 7,388, 266.16 11,442, 202.68 4,472, 092.33 4,621, 555.15 5,658, 923.34 5,398, 066.66 1,616, 453.74 3,823, 594 2,028, 426 3,356, 989 1,759,659 1,123, 144 948, 890 1,432,364 627, 723 1 379, 150.42 891, 591.80 1 254> 603.75 405 r 585.00 411, 773.50 441 r 865.00 709, 575.10 271, 937.75 15,993,829.02 10,012,510,88 16,859,943.07 7,281,260.79 7,579,282.12 8,485,138.03 8,814,999.16 2,498,228.17 31, 719, 819.18 20,320, 794.84 32, 913, 738.50 13, 918, 597.12 13, 735, 754.77 15, 534, 816.37 16, 355, 004.92 5, 014, 342.66 16.97 17.34 16.82 16.65 15.79 15.98 15.93 16.96 134,974,724.44 51,120, 805.80 15,100 789 5, 766, 082.32 77,525,191.24 149, 512, 868.36 16.62 4,465,634.43 4,312,985.44 8,167,346.83 8,753,673.15 4,994,774.39 1,952,417.79 5,784,221.58 1,888,051.80 6,34^,157.84 1,704, 159.43 1,761, 185.65 3,187, 039.01 3,732, 087.28 2,617, 364.00 926, 563.35 2,818, 399.25 994, 692.82 2,634, 227.10 451, 204 322,750 521, 664 827, 209 493, 361 112, 197 606, 526 157, 862 2,571,411.27 2,498,720.66 4,662,689.30 4,999,918.17 2,913,361.13 1,130,169.17 3,325, 416.64 1,087,568.57 3,609,528.35 4, 906, 723.68 4, 731, 107.31 8, 767, 590.31 572, 131 179, 948.98 14S, 451.00 396, 198.00 420, 476.20 139, 172.50 68, 802.50 241, 860.50 75, 437.50 332,277.25 46,667; 263.25 20,375, 717.89 4,064, 904 2, 002, 624.43 26,798,783.26 53, 242, 029.58 17.11 4,071,652.00 3,988,077.80 17,529,826.70 2,687,348.72 1,296,792.12 900,870.97 968,422.25 136,821.73 2,138, 136.60 2,731, 894.97 8,996, 122.35 1,471, 238.58 526, 273.50 461, 485.15 575,000.35 283, 227.31 112,064 2,368,452.90 2,314,289.88 10,101,439.01 1,548,989.23 753,002.76 510,402.58 555,808.05 80,218.03 4, 742, 884.00 5, 235, 065.85 20, 056,782.36 3, 209,796.81 13, 995 94, 903 25, 835 124, 230.50 128, 928.00 694, 095.00 105, 700.00 41, 787.50 50, 200.00 42,075.50 3, 125.00 17.47 19.70 17.16 17.92 15.70 17.25 19.64 43.02 31,577,812.29 17,183, 378.81 692, 424 1, 190, 141.50 18,232,602. 44 37, 298, 546.75 17.72 313,182. 86 550,034.20 310 14, 712.50 142,444.92 707, 501.62 33.89 494,238,859.89 189,556, 333.68 56,812, 820 22, 297, 406.92 283,128,240.31 551, 794, 800.91 16.75 507,103,670.00 1,404, 400, 973.29 21.05 1,338,208,579.85 59, 953 83, 869 36,679 681,549, 615.73 181,244,581 34, 503, 106.56 (]( 61 6S fir 16.29 16.70 & 16.52 16.05 - 7, 339, 720.88 16.63 &f 5, 301, 158.16 17.90 6,289, 139.74 18.06 6 2,148, 366.85 16.87 7f 2, 659 327.48 15.53 71 19, 709, 713.32 17.79 T 2, 903 252.14 17.41 • 7r 6,550, 788.26 16.92 74 10,355, 845.13 17.38 7£ 28,035,532.13 17,579,109.95 29,354,508.87 12,541,009.65 13,043,910.38 14,583,761.72 15,401,240.37 4,435,651.37 265, 126 5' 5? 5<= 16.48 16.45 16.10 9,979i 690.65 17.10 6, 163, 258.63 18.51 2, 237, 732.02 17.19 6 992, 202.39 18.13 2, 315, 560.89 18.41 7, 148, 163.70 16.89 V, 357, 742.76 1, 036, 082.73 1, 267,786.90 392, 405.34 7f 7"! 75= 7f 8f 81 8? 82 84 8f » 87 8f 8fl 9*1 91 92 94 % 9f 97 98 99 100 101 256 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date FEBRUARY 20, 1912. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. Per cent. 1,243,353,761.71 371,603,291.41 126,423,795.60 $336,151,916.62 92,268,761.60 32,822,378.80 27.04 24.83 25.96 1,741,380,848.72 461,243,057.02 26.49 243,170,635.32 38,866,015.68 23,230,043.73 293,427,576.11 184,621,316.92 63,364,661.11 25,984,699.94 1,993,497.63 27,583,182.53 20,458,275.99 12,110,510.34 4,841,443.64 30,461,788.62 10,533,556.00 5,643,663.00 29,981,183.43 64,988,616.73 63,345,256.54 21,637,229.61 30,528,172.54 41,551,400.68 54,053,193.56 59,132,424.98 38,988,260.15 9,832,069.77 15,227,028.35 3,459,839.16 12,005,163.99 80,810,819.27 13,545,047.58 7,013,347.77 40,457,337.69 8,582,878.18 4,893,755.39 3,017,143.30 6,088,238.27 43,282,795.87 8,411,086.54 4,882,346.76 6,799,930.41 32,975,181.60 17,636,038.42 6,573,634.14 25,862,682.60 50,337,556.63 113,902,358.96 10,922,269.13 70,029,016.13 11,863.044.62 7,341,617.30 84,633,154.66 51,636,427.38 15,757,093.58 6,862,088.16 519,002.30 5,779,591.23 6,464,897.33 3,289,914.64 1,527,101.50 10,004,352.63 3,755,102.90 1,470,412.36 8,695,570.66 19,444,707.19 19,957,628.55 5,966,802.03 9,547,510.61 10,693,678.60 14,797,569.17 17,192,283.34 11,786,859.80 3,618,405.87 5,259,019.32 1,493,502.77 3,342,178.63 25,860,771.96 5,667,281.16 1,926,861.28 12,273,323.25 3,084,987.97 il,2£>7,716.83 859,737.26 2,060,124.10 15,237,149.91 2,600,289.30 1,189,393.94 2,013,962.19 9,238,698.63 5,124,487.74 1,795,583.55 8,125,417.25 14,256,206.87 33,941,404.08 3,896,533.92 28.80 30.52 31.60 28.84 27.96 24.87 26.41 26.03 20.95 31.60 27.16 31.54 32.84 35.65 26.06 29.00 29.92 31.51 27.58 31.27 25.74 27.38 29.07 30.23 36.80 34.54 43.17 27.84 32.00 41.84 27.47 30.34 35.94 26.52 28.50 33.84 35.20 30.91 24.36 29.62 28.02 29.06 27.31 31.42 28.32 29.80 35.67 CENTRAL RESERVE CITIES. New York City. Chicago St. Louis Total, central reserve cities. OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City Total, other reserve cities. 1,917,015,154.56 563,178,464.45 29.38 Total, all reserve cities 3,658,396,003.28 1,024,421,521.47 28.00 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Total, New England States. 43,461,737.41 21,809,513.54 18,738,165.92 139,110,260.07 33,084,183.16 69,076,568.20 8,790,821.01 20.23 5,563,136.30 25.51 3,741,829.62 19.97 32,444,305.92 23.32 7,405,480.35 22.38 18,206,439.50 26.36 325,280,428.30 76,152,012.70 23.41 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. 257 of each report during year ended September 4, 1912—Continued. FEBRUARY 20, 1912. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, Redemption not exceeding Total amount. 50 per cent of fund. net reserve required. $310,838,440.43 $278,097,488.62 $55,373,623 $2,680,805.00 712,450.00 92,900,822.85 68,124,981.60 23,431,330 697,442.00 31,605,948.90 24,864,660.80 7,260,276 371,087,131.02 86,065,229 60,792,658.83 9,716,503.92 5,807,510.93 73,356,894.03 46,155,329.23 15,841,165.28 6,496,174.99 498,374.41 6,895,795.63 5,114,569.00 3,027,627.59 1,210,360.91 7,615,447.15 2,633,389.00 1,410,915.75 7,495,295.86 16,247,154.18 15,836,314.13 5,409,307.40 7,632,043.13 10,387,850.17 13,513,298.39 14,783,106.25 9,747,065.04 2,458,017.44 3,806,757.09 864,959.79 3,001,291.00 20,202,704.82 3,386,261.89 1,753,336.94 10,114,334. 42 2,145,719.54 1,223,438.85 754,285.83 1,522,059. 57 10,820,698.97 2,102,771.63 1,220,586.69 1,699,982.60 8,243,795.40 4,409,009. 60 1,643,408.54 6,465,670.65 12,584,389.16 28,475,589.74 2,730,567.28 26,747,268.50 2,477,832.42 3,327,216.70 37,135,777.53 18,779,043.80 5,345,672.18 2,683,531.49 153,116.00 2,858,424.92 1,654,436.40 778,613.40 605,393.75 2,662,002.05 1,506,386.75 592,067. 95 2,474,747.30 7,124,003.30 6,975,849.85 2,330,429.90 3,130,855. 50 2,180,294.00 4,144,927. 75 5,255,203. 95 3,337,672. 58 1,069,105.50 1,195,906.60 280,411.10 944,705.81 7,051,759.95 1,265,555.75 630,935.30 3,963,301.90 751,700.10 570,011.90 406,025.85 565,543.85 6,154,239.20 984,283.05 418,175. 95 796,379.10 5,284,447.15 2,506,915.20 1,119,768.30 5,581,199.70 8,067,467.79 14,825,457. 78 1,566,257.05 4,798,997 2,027,903 711,372 3,526,768 5,380,888 292,760 408,043 14,000 392,779 367,560 499,053 158,860 612,110 209,625 119,500 507,251 1,540,951 2,570,360 705,807 1,114,465 2,172,666 1,723,721 1,620,975 852,416 131,843 307,430 129,734 445,609 1,418,635 221,800 162,671 1,063,430 298,570 21,010 34,860 52,050 1,696,834 67,945 109,691 150,485 408,315 62,795 11,631 6,410 422,160 148,456 166,745 479,253,788.64 210,260,321.85 39,867,939 914,599,000.82 581,347,452.87 125,933,168 12,211,609.00 435,345,212.18 6,519,260.62 3,271,427.03 2,810,724.89 20,866,539.01 4,962,627.47 10,361,485.23 2,444,824.19 1,170,584.99 819,364.53 6,678,477.49 1,558,890.66 3,894,330.01 48,792,064.25 16,566,471.87 64776°—CUR 1912 491,618 405,827 343,944 3,369,370 628,920 1,532,381 Per cent. $336,151,916.62 27.04 92,268,761.60 24.83 32,822,378.80 25.96 4,090,697.00 461,243,057.02 26.49 427,300.00 $30,182,679.41 4,805,751.96 105,000.00 2,877,830.46 51,850.00 807,800.00 36,274,547.01 805,500.00 22,674,914.61 7,713,732.63 413,700.00 3,112,287.49 271,600.00 32,500.00 232,937.20 2,365,637.31 162,750.00 2,501,259.49 112,050.00 1,475,313.79 77,000.00 595,805.45 18,750 00 3,737,723. 57 140,000.00 1,267,569.50 98,250.00 60,000.00 675,457.87 3,628,772. 92 237,750.00 7,925,813.34 395,527. 50 7,779,022.06 278,270.00 2,645,353.70 118,600.00 3,681,173.06 269,697.00 5,148,950.08 89,950.00 6,642,474.19 228,350.00 7,342,928.12 97,250.00 4,821,207.51 104,650.00 1,219,008.72 20,000.00 1,869,903.54 66,950.00 417,479.89 30,000.00 1,482,120.49 37,050.00 9,996,027.40 210,650.00 1,668,882.19 48,497.50 853,755.97 45,825.00 4,992,667.21 129,000.00 1,055,862.27 33,995.00 601,744.42 19,950.00 369,642.91 15,000.00 752,904.78 16,250.00 5,329.499.48 161,700.00 1,039,385.81 24,000.00 594,043.34 32,500.00 833,741.30 32,500.00 3,471,686.48 74,250.00 2,137,004.80 135,000.00 639,184.25 25,000.00 2,397,807. 55 140,000.00 5,511,579.08 255,000.00 1,076,200.00 13,699,694.87 1,321,533.64 87,500.00 62,156,244.91 9,416,487.38 6,968,269.16 77,744,892. 54 47,640,346.41 13,765,864.81 6,475,461.98 432,553. 20 5,779,591.23 4,635,305.89 2,829,980.19 1,378,809.20 7,151,835.62 3,081,831.25 1,447,025.82 6,848,521.22 16,986,295.14 17,603,501.91 5,800,190.60 8,196,190. 56 9,591,860.08 12,739,472. 94 14,316,357.0T 9,115,946.09 2,439,957.22 3.440,190.14 '857,624. 99 2,909,485.30 18,677,072.35 3,204,735.44 1,693,187.27 10,148,399.11 2,140,127.37 1,212,716.32 825,528. 76 1,386,748.63 13,342,272.68 2,115,613.86 1,154,410.29 1,813,105.40 9,238,698.63 4,841,715.00 1,795,583.55 8,125,417. 25 14,256,206.87 29,749,808.65 3,142,035.69 25.56 24.23 30.00 26.50 25.80 21.72 24.92 21.70 20.95 22.65 23.36 28.48 23.47 29.26 25.64 22.84 26.14 27.79 26.81 26.85 23.08 23.57 24.21 23.38 24.82 22.59 24.79 24.24 23.11 23.65 24.14 25.08 24.94 24.78 27.36 22.78 30.82 25.15 23.65 26.66 28.02 27.45 27.31 31.42 28.32 26.12 28.77 8,120,912.00 232,364,303.12 299,362.50 241,777. 50 215,575.00 1,040,999.00 228,925.00 639, 567. 50 6,772,060 2,666,206.50 490,613,475.97 25. 59 232,364,303.12 951,856,532.99 26.02 Not exceeding 60 per cent. 3,731,938.86 1,817,789.71 1,557,089.93 11,895,324.00 2,840,221.48 5,833,150.63 6,967,743.55 3,635,979.20 2,935,973.46 22,984,170.49 5,256,957.14 11,899,429.14 16.03 16.67 15. 67 16.52 15.88 17.23 27,675,514.61 53,680,252.98 16.50 258 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 57.—Lawful money reserve of the national banks at date FEBRUARY 20, 1912—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States and Territories Net deposits subject to reserve requirements. Amount. Per cent. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total, Southern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Total, Middle States North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total, Western States $343,579,571.38 197,140,200.01 426,076,428.59 11,050,857.88 36,008,523.40 891,015.31 $73,416,402.45 46,143,211.11 88,223,266.53 2,536,607.27 6,295,288.29 216,752.14 21.37 23.41 20.70 22.95 17.48 24.33 1,014,746,596.57 216,831,527.79 21.37 90,663,944.08 47,658,924.55 31,340,013.03 21,011,303.82 46,698,209.99 32,008,602.11 38,621,705.84 13,976,229.78 18,467,209.23 110,772,251.92 18,188,463.15 40,776,718.23 61,919,587.38 17,617,618.54 9,740,592.80 5,462,214.87 3,997,256.72 11,651,002.09 6,763,071.73 11,711,521.15 3,961,474.55 4,866,806.91 36,211,115.27 5,347,293.60 10,837,967.69 14,861,699.66 19.43 20.44 17.43 19.02 24.95 21.12 30.32 28.35 26.36 32.69 29.40 26.58 24.00 572,103,163.11 143,029,635.58 25.00 197,538,918.65 116,731,676.24 208,593,354.18 87,844,725.45 91,218,115.95 95,153,142.08 111,610,847.51 30,699,785.61 45,393,078.76 30,812,656.66 56,065,283.89 19,091,306.39 22,089,420.36 21,103,900.87 29,279,874.57 8,898,334.17 22.98 26.40 26.88 21.73 24.22 22.18 26.23 28.99 939,390,565.67 232,733,855.67 24.77 29,465,526.84 28,202,789.58 57,043,303.58 60,143,759.17 30,943,500.51 12,685,670.66 36,987,802.51 13,188,443.67 42,084,432.44 8,328,033.17 28.26 7,253,724.38 25.72 15,896,830.59 27.87 19,478,146.81 32.39 9,534,945.99 30.81 3,486,049.57 27.47 11,498,648.02 31.08 3,314,566.16 25.13 12,803,099.29 30.42 310,745,228.96 91,594,043.98 29.48 26,315,443.39 25,445,903.54 115,862,401.54 18,235,631.16 8,254,517.15 5,915,293.46 6,930,668.01 876,731.15 8,343,6,39.32 7,697,371.79 30,107,862.28 5,923,254.61 2,347,399.67 1,968,416.77 2,288,624.30 529,442.29 31.71 30.25 25.99 32.48 28.44 33.28 33.02 60.39 207,836,589.40 59,206,011.03 28.49 2,143,423.27 676,826.82 31.58 Total, States, etc 3,372,245,995.28 820,223,913.57 24.32 Total, United S t a t e s . . . 7,030,641,998.56 1,844,645,435.04 26.24 Washington Oregon California Idaho Utah Nevada Arizona1 Alaska Total, Pacific States Hawaii l i One report for Dec. 5,1911, used. 259 REPORT OF THE COMPTROLLEK OF THE CURRENCY. of each report during year ended September 4, 1912—Continued. FEBRUARY 20,1912—Continued. Reserve required, a n d t h e a m o u n t a n d per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, Redemption not exceeding fund. 60 per cent of Total amount. net reserve required. $6,487,642 $1,820,425.34 840,302.50 4,314,243 7,494,831 2,740,675.50 79,287.00 234,736 218,405.10 714,751 12,500.00 13,500 $29,829,906.22 17,238,436. 50 36,702,473.27 947,005.00 3,109,724.04 72,691.37 $54,922,283.27 31,293,912.94 70,003,697.66 1,858,204.40 5,672,683.68 163,597.87 15.99 15.87 16.43 16.82 15.75 18.36 5,711,595.44 87,900,236.40 163,914,379.82 16.15 1,930,893 627, 382. 50 684,435 383, 978.95 303, 607.86 568,965 222: 427.50 474,585 492: 704.50 983,525 22i: 609.50 716,209 366! 550.00 524,183 139! 125.00 159,784 110,842 13a 437.50 1,843,155 1,020; 791.35 351,235 124, 600. 50 486,488 514, 867.50 466, 038.00 7,783,325.46 4,058,915.83 2,638,436.45 1,757,560.84 3,907,216.19 2,747,808.48 3,256,023.52 1,174,385.68 1,583,786.33 9,357,027.86 1,562,201.38 3,360,984.14 5,293,140.06 5,014,120.66 48,480,812.22 95,851,199.05 16.75 16,949,441.12 9,970, 890.02 18,024, 124.87 7,663, 349.29 7,964;906.35 8,303,703. 78 9,620,430.29 2,601,550.55 32,627, 019.53 19,839, 078.59 34,236, 696.31 14,156, 422.70 14,097, 962.02 14,668, 587.07 17,388, 131.07 5,096, 612.18 16.52 17.00 16.41 16.12 15.46 15.42 15.58 16.60 152,110,509.47 16.19 4,702,365.86 4,711,781.23 9,084,124.87 9,903,548. 57 5,842,793.89 2,136,043.92 6,602,221.32 2,224,804.08 7,046,212.64 15.96 16.71 15.92 16.47 18.88 16.83 17.11 16.87 16.74 26,757,999.35 52,253,896.38 16.82 2,291,901.60 2,213,521.51 9,993,538.63 1,573,586.80 715,899.04 516,896.41 598,514.82 77,030.80 4,766,034.90 5,105,010.24 19,923,786.94 3,295,249.04 1,319,405.99 1,043,649.11 1,343,753.23 374,350.56 18.11 20.06 17.20 18.07 15.98 17.64 19.39 42.73 1,207,339.00 17,980,889.61 37,171,240.01 17.88 15,312.50 173,395.07 676,826.82 3L58~ 55,535,053 22,374,283.81 290,067,243.53 555,658,304.53 16.48 522,431,546.65 1,507,514,837.52 21.44 $51,536,935.71 29,571,030.00 63,911,464.29 1,657,628.68 5,401,278.51 133,652.30 $16,784,309.71 8,900,930.94 23,065,717.89 597,176.40 1,629,803.54 64,906.50 152,211,989.49 51,042,844.98 13,599,591.61 7,148,838.08 4,701,001.95 3,151,695.57 7,004,731.50 4,801,290.32 5,793,255.88 2,096,434.47 2,770,081.38 16,615,837.79 2,728,269.47 6,116,507.73 9,287,938.11 4,090,361.58 2,762,261.64 1,334,825.06 934,310.53 2,361,306.66 1,906,820.72 2,581,723.11 820,653.28 1,045,195.20 7,393,943.01 1,119,767.10 2,428,382.97 3,372,072.31 1,370,344 85,815,474.46 32,151,623.17 10,204,643 29,630,837.80 17,509,751.44 31,289,003.13 13,176,708.82 13,682,717.39 14,272,971.31 16,741,627.12 4,604, 967.84 10,491,120.16 7,062,942.17 11,580,314.44 4,401,680.41 4,643,644.17 5,090,908.29 5,550,686.15 1,614,162.38 140,908,584.85 50,435,458.17 14,832,064 5,744,591.03 4,419, 829.02 4,230, 418.44 8,556, 495.54 9,021, 563.87 4,641, 525.08 1,902, 850.60 5,548, 170.38 1,978, 266.55 6,312, 664.86 1,616,466.86 1,768,253.17 3,249,583.35 3,555,253.77 2,559,395.85 830,878.57 2,606,430.90 912,541.15 2,588,272.73 364,880 345,039 539,385 770,291 439,654 105,174 568,194 96,168 534,917 172, 803.98 150, 595.00 403, 148.00 412, ,663.70 147, ,072. 50 70i 702.50 246, 735.50 72! 837.50 338i 560.00 46,611,784.34 19,717,076.35 3,763,702 2,015,118.68 101,823 45,443 279,071 78,074 21,378 19,590 131,582 25,695 127,480.50 127,683.00 723,462.50 112,700.00 45,012.50 25,800.00 42,075.50 3,125.00 702,656 3,947,316.51 3,816,885.53 17,379,360.23 2,735,344.68 1,238,177.57 887,294.02 1,039,600.20 131,509.67 2,244,829.80 2,718,362.73 8,927, 714.81 1,530,888.24 537, 116.45 481, 362. 70 571, 580.91 268, 499.76 31,175,488.41 17,280,355.40 321,513.49 487,894.25 505,836,899.29 1,420,435,900.11 187,681,724.19 19,259,703 3,804,689 1,381,769.25 1,913,645 '891,601.40 3,383,462 1,248,795.00 1,686,933 404,460.00 1,081,538 407,873. 50 433,465.00 840,510 707,570.63 1,509,438 269,050.25 611,849 225 769,029,177.06 181,468,221 34,585,892.81 Per 81,098,396.27 2,548,215.02 2,447,894.06 4,892,008. 52 5,165, 340.10 2,696, 671.54 1,099! 288.85 3,180;860.92 1,143,257.43 3,584,462.91 14,431, 962.54 15.92 7,889; 591.42 16.55 4,845,834.37 15.46 3,388, 883.87 16.13 7,744, 752.35 16.58 5,592, 447.70 17.47 6,728, 479.63 17.42 2,293; 947.96 16.41 2,870, 261.03 15.54 19,614, 917.22 17.71 3,157, 803.98 17.36 6,790, 722.61 16.65 10,501! 594.37 16.96 260 KEPOKT OF THE COMPTROLLEE OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date APRIL 18, 1912. Casli on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve rr quiremerits. Amount. Per cent. CENTRAL RESERVE CITIES. New York City. Chicago St. Louis Total, central reserve cities. .1,162,938,541.01 393,438,398.36 128,699,662.35 $306,005,875.70 26.31 97,847,590.95 24.87 32,007,807.03 24.87 1,685,076,601. 72 435,861,273.68 25.87 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City 227,300,877.81 39,550,311.75 22,657,643.16 296,559,106.45 188,084,180.03 63,669,192.00 27,045, 715.50 1,958,615.83 27,766,903.39 18, 725,661.34 11,942,351.11 4,640,719.30 29,448,801.32 10,278,968.33 5,161,470.36 30,255,249.50 61, 809,777.60 61,437,112.31 20,669,634.32 29, 982,982.34 42,190, 124.71 49,665,825.68 59,321,919.74 38,855,995.94 10,518,356.15 15,383, 149.42 3,451,574.81 12,606,231.69 81,621,851.80 12,544,087.85 6,763,442.02 40,911,418.37 8,684:', 383.76 4,687: 755.55 3,075: 356.30 5,765! 927.11 45,705,,588.09 8,418,449.01 4,787,,894.34 ', 027.70 6, 999, 36,654 703.77 18,819! 330.28 6,861 ,629.05 27,392 470.18 56,557;,192.95 120,342!, 059.47 11,290,1,384.51 64,512,470.68 11,303,596.29 5,926,741.20 85,168,372.50 49,423,348.59 16,056,620.18 6,856,189.51 776,382.54 7,884,941.68 5,714,828.25 3,941,611.02 1,331,311.92 9, 761,566.03 3,599,352.22 1,444,270.52 8,154,234.31 18,449,113.28 16,242,318. 49 5,261,472.26 7,819,432.47 11,516,811.37 10.936,278.44 16,951, 794.15 11,288,857.00 2,849,449. 41 4,414,834.24 1,119,214.91 3,278,507.03 26,707, 735.23 3,834,614.77 1,563,813.73 10,939,273.18 2,562,633.61 1,193,764.70 980,341.32 1,705,285.81 16.758,595.45 2,935,050.29 1,210,106.23 2,238,317.60 10,622,481.43 5,951,832.76 2,161,499.37 9,124,799.07 16,877,172.88 34,623,654.31 4,006,099.57 28.38 28.58 26.16 28.72 26.28 25.22 25.35 39.64 28.40 30.52 33.00 28.69 33.15 35.02 27.98 26.95 29.85 26.44 25.45 26.08 27.30 22.02 28.58 29.05 27.09 28.70 32.43 26.01 32.72 30.57 23.12 26.74 29.51 25.47 31.88 29.58 36.67 34.87 25.27 31.98 28.98 31.63 31.50 33.31 29.84 28.77 35.48 Total, other reserve cities. 1,918,821,404.00 547,980,991.80 28.56 Total, all reserve cities 3,603,898,005. 72 983,842,265.48 27.30 STATES, ETC. Maine New Hampshire. Vermont Massachusetts Rhode Island Connecticut 44,239,245.28 20,690,686.65 18,578,026.37 139,360,875.65 32,973,685.35 72,293,491.93 8,829,504.94 19.96 4,917,270.90 23.77 3,546,292.75 19.09 29,771,649.00 21.37 6,445,290.54 19.55 19, 913,843.94 27.55 Total, New England States. 328,136,011.23 73,423,852.07 22.38 EEPOET OF THE COMPTEOLLEK OF THE CTJBEENCY. 261 of each report during year ended September 4, 1912—Continued. A P R I L 18, 1912. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Redemption fund. Available with reserve agents, not exceeding 50 per cent of net reserve required. $290,734,635.25 $252,580,034.70 $50,906,261 $2,519,580.00 64,694,658.95 32,430,482 722,450. 00 98,359,599.59 24,055,318.53 7,209,799 742,689.50 32,174,915.59 421,269,150.43 341,330,012.18 90,546,542 56,825,219.45 9,887,577.94 5,664,410.79 74,139,776.61 47,021,045.01 15,917,298.00 6,761,428.88 489,653.96 6,941, 725.85 4,681,415.34 2,985,587.78 1,160, 179.83 7,362,200.33 2,559,742.08 1,290,367.59 7,563,812.38 15,452,444.40 15,359,278. 08 5,167, ,08.58 7,495,745.59 10,547,531.18 12,416,456.42 14,830,479.94 9,713,998.99 2,629,589.04 3,845,787.36 862, 893. 70 3,151,557.92 20,405,462. 95 3,136, 021.96 1,690,860.50 10,227,854.59 2,171,095.94 1,171, 1.88 768, '.07 1,441,481.77 11,426,397.02 2,104,612. 25 1,196,973.58 1,749, 756.92 9,163,675.94 4,704, 832.57 1,715,407. 26 6,848, 117.54 14,139, 298.24 30,085,514.87 2,822,596.13 25,736,499.85 2,305,448.53 3,012,469.57 35,373,820.05 17,556,311.65 6,094,931.98 2,958,617.60 209,727.00 3,127,746.24 1,715,575.45 945,962.25 683,398.80 2,795,206.35 1,476,244.60 599,279.25 2,802,057.57 8,045,025.54 6,882,959.10 2,064,412.70 3,258,945.25 2,871,680.80 4,146,013.70 5,479,662.62 3,321,945.17 853,463.10 1,315,405.25 319,585.00 993,451.45 7,029,375.15 1,239,356.15 641,086.70 3,788,449.05 743,007.60 581,003.25 390,646.90 625,835.60 6,120,168.40 1,029,101.15 447,539.75 908,077.25 5,075,078.40 2,715,362.00 1,035,887.45 6,168,357.30 8,132,476.86 15,659,461.25 1,669,674.70 4,205,028 2,008,431 782,843 3,186,850 5,010,787 486,520 548,293 6,435 511,623 358,840 498,175 140,670 618,305 263,330 140,000 638,190 1,710,667 2,021,135 704,663 1,212,450 3,057,745 1,315,307 1,944,148 1,029,621 194,345 374,278 144,785 518,882 1,464,506 214,400 143,750 1,075,022 249,695 20,990 59,500 54,025 1,848,130 58,045 111,618 130,665 275,657 72,515 13,794 6,385 530,638 93,746 141,917 479,705,351,00 210,945,791.33 40,197,344 900,974,501.43 552,275,803.51 130,743,8 3,984,719.50 433,550.00 $28,195,834.72 4,891,288.96 105,000. 00 2,079,578.63 51,850.00 38,675,913.30 787,950.00 799,950.00 23,110,547.50 7,755,999.00 405,300.00 3,075,978.91 273,300.00 40,000.00 224,826.97 166,000.00 3,387,862.92 2,287,507.66 106,400.00 1,454,038.88 77,450.00 18,750.00 488,493.12 190,000. 00 3,586,100.16 1,235,746.04 98,250.00 60,000. 00 615,183. 79 3,663,031.18 237,750. 00 7,528,732.20 394,980.00 7,051,099.39 287,125.00 2,371,846.56 120,550.00 3,080,090.22 267,947.00 5,226,290.58 94,950.00 5,246,607.74 228,350.00 7,366,614.96 97,250.00 4,804,674.49 104,050. 00 1,304,794.51 20,000.00 1,889,418.67 66,950.00 416,446.85 30,000.00 1,554,803.96 41,950.00 10,096,856.47 211,750. 00 1,543, 762. 23 48,497.50 732,452.03 46,525.00 5,049,427.29 129,000.00 1,070,372.97 30,350.00 571.821.45 19,950.00 376,919.53 15,000.00 715,215.88 11,050.00 5,635,698.51 155,000.00 1,041,106.12 22,400.00 582,236.79 32,500.00 858.628.46 32,500.00 4,544,712.97 74,250.00 2,283,666.28 137,500.00 25,000.00 845,203.63 2,810,056.77 140,000. 00 6,942,149.11 255,000.00 1,035,050.00 14,525,232.43 1,367,548. 03 87,500.00 8,115,024.50 232,162,448.85 Total amount. Per cent. $306,005,875.70 97,847,590.95 32,007,807.03 26.31 24.87 24.87 435,861,273.68 25.87 58,570,912.57 9,310,168.49 5,926,741.20 76,024,533.35 46,477,596.15 14, 742,750 98 6,856,189.51 480,988.97 7,193,232.16 4,468,323.11 2,975,656.13 1,331,311.92 7,189,611.51 3,073,570.64 1,414,463.04 7,341,028.75 17,679,404.74 16,242,318.49 5,261,472.26 7,819,432.47 11,250,666.38 10,936,278.44 14,887,675.58 9,260,890.-66 2,372,602.61 3,646,051.92 910,816.85 3,109,087.41 18,802,487.62 3,046,015.88 1,563,813. 73 10,041,898.34 2,093,425.57 1,193,764. 70 842,066.43 1,406,126.48 13,758,996.91 2,150,652.27 1,173,894.54 1,929,870.71 9,969,698.37 5,209,043. 28 1,919,885.08 9,124,799.07 15,860,263. 97 31,313,489.68 3,266,639.76 25.77 23.54 26.16 25.64 24.71 23.16 25.35 24.55 25.91 23.86 24.92 28.69 24.41 29.90 27.40 24.26 28.60 26.44 25.45 26.08 26.67 22.02 25.10 23.83 22.56 23.70 23.39 24.66 23.04 24.28 23.12 24.55 24.11 25.47 27.38 24.39 30.10 25.55 24.52. 27.57 27.20 27.68 27.98 33.31 28.04 26.02 28.93 491,420,608.68 25.61 12,099,744.00 232,162,448.85 927,281,882.36 25.73 2,443,060.24 1,114,361.48 823,440.73 6,171,980.19 1,502,186.40 4,244,343.25 516,864 397,224 348,598 2,994,095 665,560 1,582,997 296,637.50 247,277.50 221,525. 00 1,028,850.00 228,575.00 647,447.50 Not exceeding 60 per cent. 3,803,549.57 1,713,795.29 1,539,107.37 11,925,168.80 2,830,486.68 6,117,945.77 7,060,111.31 3,472,658.27 2,932,671.10 22,120,093.99 5,226,808.08 12,592,733.52 15.96 16.79 15.79 15.87 15.85 17.43 49,220,401.68 16,299,372.29 6,505,338 2,670,312.50 27,930,053.48 53,405,076.27 16.28 6,635,886.79 3,103,603.00 2,786,703.95 20,904,131.35 4,946,052.80 10,844,023.79 262 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date APRIL 18,1912—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States., Virginia West Virginia.. North Carolina. South Carolina.. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total, Southern States.. Ohio Indiana . Illinois Michigan.. Wisconsin. Minnesota. Iowa Missouri... Total, Middle States. North Dakota. South Dakota. Nebraska Kansas Montana Wyoming Colorado New Mexico... Oklahoma Per cent. $350,399,093.66 193,162,934.22 433,214,540.70 11,284,820.25 36,964,888.51 951,725.53 $71,820,498.71 40,437,333.71 89,027,928.21 2,580,834.28 6,536,027.45 366,275.24 20.50 20.93 20.55 22.87 17.68 38.49 1,025,978,002.92 210,768,897.60 20.54 92,636, 541.97 47,846, 633.34 31,731, 802.30 21,191, 733.21 46, 773, 881.96 34,257; 634.79 38,578, 691.27 13,492, 488.18 17,953, 577.86 104,147, 195.69 17,547, 775.17 41,585, 477.24 63,146, 297.06 17,839,470.25 9,611,860.51 5,091,609.99 3,571,742.83 11,007,348.09 7,648,250.11 11,164,391.83 4,004,050.12 4,106,030.92 32,207,556.65 4,433,630.13 10,838,399.58 13,979,564.84 19.26 20.09 16.05 16.85 23.53 22.32 28.94 29.67 22.87 30.93 25.26 26.06 22.14 570,889,733.04 191,515,870.29 117,702,506.20 207,213,270.65 90,341, 499.70 93,062, 700.48 98,373, 194. 94 112,276,653.64 30,114, 918.26 940,600,614.16 30,094, 768.22 29,512,599.74 56,703,379.28 58,474,335.44 31,359,459.84 12,200,892.64 37,247,500.69 13,130,445.38 40,980,450.87 135,503,905.85 23.74 41,491,998.39 29,306,061.17 49,712,804.94 19,058, 734.89 21,319,802.83 21,595,763.70 26,902,609.47 8,078,043. 90 21.66 24.90 23.99 21.10 22.09 21.95 23.96 26.82 217,465,819.29 23.12 7.724. 505.07 8,104;880.15 15,047,704.20 18,200,849.62 10,241. 716.61 2,998,743.53 12,059, 666.59 3,115,357.14 12,634,985.90 25.67 27.46 26.54 31.12 32.66 24.58 32.38 23.73 30.83 309, 703,832.10 90,128,408.81 29.10 29,521,986.75 27.920,786.92 117,658,175.52 18,199,011.65 8,550.059.26 6,130,221.67 7,216,399.18 638,392.50 10,249,538.36 9,468,782.01 31,506,932.05 5,825,721.50 2,436,398.59 2,182,953.48 2,422,315.97 295,633.70 34.72 33.91 26.78 32.01 28.50 35.61 33.56 46.41 215,835,033.45 64,388,275.66 29.83 2,203,370.43 750, 742.39 34.07 Total, States, etc 3,393,346,597.33 792,429,901.67 23.36 Total, United States.. 6,997,244,603.05 1,776,272,167.15 25.39 Total, Western States. Washington. Oregon California Idaho Utah Nevada Arizona Alaska* Total. Pacific States. Hawaii * lOne report for Feb. 20,1912, used. REPORT OP THE COMPTROLLER OP THE CURRENCY. of each report during year ended September 4, 263 1912—Continued. A P R I L 18, 1912—Continued. Reserve required , and the amount and per cent held Held. Required. Specie. Available with reserve agents, not exceeding 60 per cent of net reserve Total amount. Per cent. $6, 554, 921 $1, 776,475.84 4, 288, 706 852,588.50 7, 641, 686 2,692,473.40 261, 509 79,737.00 751, 155 214,857.00 12,500.00 20,600 $30,470,032.92 16, 873,110.97 37, 373,824.62 967,791.62 3, 197,925.76 78,155. 30 $56, 224, 971. 18 31, 571, 298. 18 71, 046, 131. 65 1, 937, 753. 37 5 794, 677. 21 176, 214.30 16.05 16.34 16.40 17.17 15.68 18.52 88, 960,841.19 Legal tenders. Redemption fund. required. $52,559,864.05 28, 974,440.13 64, 982,181.10 1, 692,723.04 544,733.28 142,758.84 $17,423,541.42 9,556,892.71 23,338,147.63 628,715.75 1,630,739.45 64,959.00 153, 896,700.44 52,642,995.96 19, 518, 577 5, 628,631.74 13, 895,481.30 7, 176,995.00 4 759,770.35 3, 178,759.98 7 010,082.74 5 138,645.22 5 786,803.69 2 023,873.23 2,693,0*6.68 15 622,079.35 2,632,166.28 6 237,821.58 9 471,944.56 4,210,176.39 2,816,211.75 1,466,591.90 944,729.18 2,472,792.47 1,939,722.73 2,741,787.90 839,204. 25 1,106,310.25 7,208,210.68 1,129,927.70 2,509,367.29 3,720,499.85 2, 599, 200 707, 996 632, 547 513, 238 1, 142, 643 736, 951 495, 451 191, 080 126, 035 1, 881, 286 313, 568 498, 604 1, 471, 211 698,925.00 405,690.00 295,420. 26 228,237.50 496,847.10 226,604.50 370,125.00 141,275.00 132,175.00 1, 020,423.50 135,775.50 498,707.50 452,488.00 ,85, 633,459.96 166, 751, 045. 89 16.25 917,933.77 062,783.00 678,610.05 770,313.48 911,541.38 947,224.43 250,007.21 129,558.93 536,517.00 760,993.51 497,834.46 443,468.45 411,673.93 5 15, 426, 235. 16 7, 992,680.75 5, 073, 169 21 3, 456, 518. 16 8, 023, 823. 95 5, 850,502.66 6, 857, 371 11 2,301, 118 18 2,901, 037 25 18,870 913 69 3, 077 105 66 6,950, 147.24 11, 055, 872. 78 16.65 16.70 15.99 16.31 17.15 17.08 17.78 17.06 16.16 18.12 17.54 16.71 17.51 7 4 2 1 3 2 3 1 1 8 1 3 33,105,532. 34 11, 309, 810 5, 102,693.86 48 318,459.60 97, 836, 495.80 17.14 727,380.54 655,375.93 081,990.60 551,224.96 959,405.07 755,979.24 841,498.04 517,237.74 10,764,870.91 7,250,058.43 11,518,233.83 4,470,928.87 4,750,049.08 5,337,144.05 5,752,241.43 1,702,867.22 3, 850,652 2,084, 845 3, 398,635 1, 734, 830 1 128 743 952 544 1 631 251 627 175 1» 390,031.93 907,056.50 1, 270,257.50 406,910.00 427,798.50 444,075.00 707,320.70 264,225. 25 16,402,409.16 10 048,991.65 17 887,039.85 7 886,588.97 8 118,963.94 8 587,142.54 9 680,506.40 2,551,807.49 32, 407, 964 20,290, 951 34, 074 166 14, 499 257 14 425 554 15 320 905 17 771 319 5 146 074 00 58 18 84 52 59 53 96 16.92 17.24 16.44 16.05 15.50 15.57 15.83 17.09 141 090.092.12 51,546,393.82 15, 408, 675 5 817,675.38 81 163,450.00 153 936,194 20 16.37 514,215.23 426,889.96 505,506.89 771,150.31 703,918.98 830,133.90 587,125.10 969,566.81 147,067.63 1,696,191.93 1,789,660.36 3,230,580.70 * 3,734,837.02 2,713,985.80 977,662.78 2,564,869.15 926,321.95 2,666,859.09 382 716 316 431 506 792 814 499 432 838 95 108 552,885 92,587 528 406 186,911.50 153,865.00 406,373.00 429,063.40 148,147.50 73,002.50 236,285.50 68,962.50 348,614.32 2,596,382.23 2 563,814.97 4 859,480.33 5 005,252.14 2 733,462.88 1 054,278.83 3 210,503.76 1 140,362.58 3 479,071.98 46 455,574.81 20,300,968.78 3 722,262 2 051,225. 22 139 097 583 677 835 360 698 250 127,480.50 131,783. 00 739,725.00 106,250.00 45,537.50 62,550.00 42,075.50 2,025.00 28 17 31 13 13 14 16 4 4 4 8 8 4 1 5 I 6 4 4 17 2 1 428,298.01 188,118.04 648,726.33 729,851.75 282,508.89 910,533.25 1 082,459.88 95,758.87 32 375,255.02 s 2,234,706.85 2,785,177.03 8,855,569.81 1,509,522.49 528,563.83 471,000.40 607,788.24 249,531.18 106 53 213 71 42 15 103 5 862,201 66 823 771 33 003 226 03 983 651 56 028 434 •18 200 052 11 564 543 41 228 234 03 022 951 39 16.16 16.34 15.88 17.01 19.22 18.03 17.62 16.97 17.14 26 642,609.70 52,717 065 70 17.02 2 2 10 1 5 5 19 3 1 1 1 17.10 19.35 16.96 17.92 15.90 17.34 19.09 46.41 580,490.50 433,801.02 145,400.79 574,161.04 742,182.83 514,189.95 624,230.62 38,827.52 4 4 9 9 6 2 6 2 7 048,816 85 403,858 05 954 278 60 261 610 53 359 119 16 063 100.35 377 792.36 295 633.70 17,241,859.83 611 639 1 257,426.50 18,653,284.27 37 764 209.60 17.50 330,505.56 455,543.85 505 15,312.50 189,115.83 660,477.18 29.98 509 ,001,989.59 191,592,666.87 57 076 806 22 543,277.70 291 857,814.07 563 070,564 64 16.59 524 ,020,262.92 1,490,352,447 00 21.30 1,409,976,491.02 743,868,470.38 187 820 692 34,643,021.70 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 m 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 9? 100 101 264 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 57.—Lawful money reserve of the national banks at date JUNE 14,1912. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. Per cent. $323,923,068.44 97,730,520.20 30,336,640.06 26.69 25.04 24.88 CENTRAL RESERVE CITIES, New York City Chicago St. Louis $1,213,576,064.51 390,264,702.09 121,920,648.66 Total, central reserve cities 1,725,761,415.26 451,990,228. 70 6.19 OTHER RESERVE CITIES. Boston Albany. Brooklyn Philadelphia Pittsburgh Baltimore Washington Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuque Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka k Wichita . Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City , 249,658,608.73 39,407,943.67 23,080,339.91 292,202,827.02 187,237,078.83 62,389,850.45 25,295,901.21 1,738,868.54 25,936,203.52 17,785,983.49 11,94,9,200.66 4,533,296.70 28,121,627.12 10,404,396.22 4,787,409.22 29,100,932.98 60,976,734.36 64,458,142.49 21,326,814.56 32,353,127.36 46,916,967.79 48,302,361.13 60,041,154.00 36,000,429.48 11,671,970.37 17,018,111.24 3,425,971.56 13,242,492.39 76,836,281.85 12,883,391.27 7,354,021.69 47,277,908.69 8,337,484.49 4,717,565.86 3,046,807.32 5,641,999.56 45,371,230.14 7,953,436.56 4,551,220.57 6,431,279.17 35,635,201.03 18,428,827.95 6,910,453.08 26,996,490.67 51,756,604.45 120,601,629.56 13,684,679. 72 73,602,125.22 11,932,032.24 6,283,941.88 78,321,312.82 47,148,611.19 16,458,507.53 6,089,344.84 383,984.51 7,158,720.23 4,483,628.97 4,156,619.50 1,639,307.12 9,045,853.77 4,044,911.96 1,153,777.80 8,146,992.60 18,543,609.46 18,920,884.39 5,234,147. 74 10,080,454.02 13,635,598.09 12,075,963. 77 16,615,038.84 9,030,668.12 3,963,427.36 5,247,653.20 1,095,783.53 3,431,457.45 21,523,457.18 4,243,538.60 1,667,503.35 15,392,952.34 2/381,075.41 1,137,894.01 868,061.30 1,702,183.52 16,057,565.96 2,117,537.27 1,181,715.38 1,890,257.05 9,348,719.32 4,826,106.91 2,085, 750. 70 8,634, 735.92 12,973,240.05 33,418,085.09 4,515,639.86 29.48 30.28 27.23 26.80 25.18 26.38 24.07 22.08 27.60 25.21 34.79 36.16 32.17 38.88 24.10 28.00 30.41 29.35 24.54 31.16 29.06 25.00 27.67 25.08 33.96 30.84 31.99 25.91 28.01 32.94 22.67 32.56 28.56 24.12 28.50 30.16 35.39 26.63 25.97 29.39 26.23 26.19 30.18 31.98 25.07 27.71 33.00 Total, other reserve cities 1,933,781,258.63 543,890,377.37 28.13 Total, all reserve cities 3,659,542,673.89 995,889,606.07 27.21 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut 44,354,306.61 20,966,287.90 19,398,626.26 138,823,519.30 32,576,655.20 72,308,795.00 8,520,770.68 5,654,146.36 3,990,400.21 29,209,905.62 6,525,472.33 18,504,601.21 19.22 26.97 20.57 21.04 20.03 25.59 Total, New England States 328,428,190.27 72,405,296.41 22-05 STATES, ETC. 265 REPORT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 1912—Continued. JUNE 14, 1912. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, Redemption not exceeding 50 per cent of Total amount. fund. net reserve Per required. $303,394,016.13 $269,292,343.44 $52,186,295 $2,444,430.00 65,911,725.20 31,096,345 97,566,175.52 722,450.00 21,653,789.06 30,480,162.16 7,931,914 750,937.00 431,440,353.81 356,857,857.70 91,214,554 3,917,817.00 5,359,984 436. 050.00 $30,989, 301.09 105! 000.00 1,877,158 4,873! 492.96 51! 850.00 899,232 2,518;431.58 3,036,136 789! 300.00 36,130, 703.38 777' 800.00 23,015 734.85 4,795,311 352! 750.00 569,395 7,622! 356.31 271! 950.00 332,453 3,026,012.65 14,584 40! 000.00 171, 124.51 458,541 166! 000.00 3,159,025.44 535,685 126! 700.00 2,159,897.94 1,457,500.09 72! 300.00 548,180 170,090 18! 750.00 557, 287.09 000.00 468,355 190, 3,420,203.39 212,970 100, 750. 00 1,250, 174.53 60 000. 00 140,500 338, 711.25 227! 850.00 610,336 3,523 691.62 130.00 382; 7,431,026.79 1,977.127 294, 125.00 7,910,205.31 2,176', 668 120, 200.00 2,264,033.99 639,275 289, 702.00 3,899,289.92 1,265,145 5,817, 145. 97 94, 950.00 3,522,268 5,923 620.14 228, 350.00 1,494,440 7,456! 519.25 97, 250.00 1,698,020 4,447! 728.68 104, 650.00 764,347 1,448;996.30 20, 000.00 212,155 2,093, 788.90 66, 950.00 355,165 413. 671.44 29, 150.00 133,604 1,634; 136.55 42, 350.00 494,789 9,502,010.23 205! 050.00 1,596,069 1,586, 175.16 48J 497.50 180,350 726, 258.95 46, 525.00 203,623 5,853, 089.83 113. 297.50 1,166,290 1,025, 185.56 34; 000.00 263,344 538, 240.31 19, 950.00 30,990 373; 350.91 15. 000.00 38,600 697, 124.95 16! 250.00 45,000 5,587, 153.77 1,657,140 168; 500.00 000.00 982, 179.57 75,190 24, 300.00 556; 752.57 102,560 24! 950.00 789, 934. 90 155,325 27! 250.00 4,181,091.57 248,067 74; 500.00 994.61 2,029, 69,835 137, 000.00 6,312 851, 306.63 25! 000.00 2,845, 456.37 7,250 140! 000.00 4,919. 419.38 431,282 255! 14,532, 703. 69 131,354 1,085! 000.00 500.00 1,666. 834.97 167,155 87! $323,923,068.44 97,730,520.20 30,336,640.06 26.69 25.04 24.88 451,990,228.70 26.19 62,414,652.18 9,851,985.92 5,770,084.98 73,050,706.75 46,809,269.71 15,597,462.61 6,323,975.30 434,717.13 6,484,050.88 4,446,495.87 2,987,300.17 1,133,324.18 7,030,406.78 2,601,099.06 1,196,852.31 7,275,233.25 15,244,183.59 16,114,535.62 5,331,703.64 8,088,281.84 11,729,241.95 12,075,590.28 15,010,288.50 9,000,107.37 2,917,992.59 4,254,527.81 856,492. 89 3,310,623.10 19,209,070.46 3,220,847.82 1,838,505.42 11,819,477.17 2,084,371.12 1,179,391.46 761,701.83 1,410,499.89 11,342,807.54 1,988,359.14 1,137,805.14 1,607,819.79 8,908,800.26 4,607,206.99 1,727,613.27 6,749,122. 67 12,939,151.11 30,150,407.39 3,421,169.93 28,007, 618.14 2,341,,300.73 2,814, 428.30 32,295, 320.16 17,420, 574.56 6,290, 695.19 2,431, 430.65 158, ,276.00 2,460, 834.30 1,636, 158.95 1,036, 709.00 649, 634. 75 2,609,,107.50 1,421,,244.60 614, 566.55 2,938,,261.15 8,510, 722.35 6,923;,953.50 2,210,,638.75 3,582,,748.00 3,122,, 417.00 3,946,,132.75 5,968.,514.95 3,327;,823.34 1,127,,152.50 1,469,,657.35 ' 328.,750.35 1,158!,295.60 6,738!,783.75 1,244!,489.70 691! ,096.40 4,089!,466.00 828! , 701.65 548! ,713.70 408! 726.05 648! 534.15 6,070; 288.34 922 923.15. 417! 193.30 912! ,348.70 4,845! 310. 75 2,588! 777.30 1,167! 117.65 5,642! 029.55 7,367! 538.67 15,516! 033.05 1,701 683.20 483,445,314.66 209,152,722.03 8,104,427.00 234,198,075.85 492,792,873.88 914,885,668.47 566,010,579.73 132,552,203 12,022,244.00 234,198,075.85 944,783,102.58 41,337,649 64,792. 953.23 9,196! 951.69 6,283! 941.88 72,251, 459.54 46,009! 420.41 14,835; 196.50 6,061, 846.30 383, 984.51 6,244; 400. 74 4,458. 441.89 3,114! 689.09 1,395! 761. 84 6,687; 665. 89 2,985, 139.13 1,153; 777.80 7,300. 138. 77 18,301, 006.14 17,304, 951.81 5,234! 147. 74 9,036; 884.92 12,556. 780. 97 11,592; 542.89 15,220, 304. 20 8,644, 549.02 2,808, 303. 80 3,985, 561.25 905. 175.79 3,329! 571.15 18,041! 912. 98 3,059! 512.36 1,667! 503.35 11,222! 143.33 2,151; 231. 21 1,137 ,894.01 835! 676.96 1,406! 909.10 13,483; 082.11 2,004, 292.72 1,100! 805. 87 1,885! 558. 60 9,348! 719.32 4,826! 106.91 2,049'. 736.28 8,634! 735.92 12,973,240.05 31,265! 090. 74 3,623 173.17 25.95 23.34 27.23 24.73 24.57 23.78 23.96 22.08 24.08 25.07 26.07 30.80 23.78 28.70 24.10 25.09 30.01 26.85 24.54 27.93 26.76 23.98 25.35 24.01 24.06 23.42 26.39 25.14 23.48 23.75 22.67 23.74 25.80 24.12 27.42 24.94 29.72 25.20 24.19 29.32 26.23 26.19 29.66 31.98 25.07 25.92 26.47 25.48 2,446,128.73 1,135,619.20 764,105.20 6,217,304.00 1,479,397.34 3,904,808.79 533,832 431,151 328,535 3,155,973 660,481 1,579,749 295,987.50 239,175.00 216,625.00 1,003,450.00 231,775.00 648,867.50 Not exceeding 60 per cent. 3,814,295.09 1,743,460.91 1,615,901.36 11,892,046.73 2,792,833.97 6,118,471.05 7,090,243.32 15.99 3,549,406.11 16.93 2,925,166.56 15.08 22,268,773.73 16.04 5,164,487.31 15.85 12,251,896.34 16.94 49,264,228.54 15,947,363.26 6,689,721 2,635,880.00 27,977,009.11 53,249,973.37 6,653,145.99 3,144,943.19 2,909,793.94 20,823,527.89 4,886,498.28 10,846,319.25 16.21 266 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 57.—Lawful money reserve of the national banks at date JUNE 14,1912—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States Virginia West Virginia North Carolina South Carolina G eorgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total, Southern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Total, Middle States North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total, Western States Washington Oregon California Idaho Utah Nevada Arizona1 Alaska Total, Pacific States Hawaii $353,296,599.53 191,605,766.94 432,216,292.24 11,145,655.99 37,747,399.38 922,849.60 1,026,934,563.68 91,056,286.68 48,477,453.68 30,651,043.60 19,912,005.23 44,882,989.33 32,959,992.58 36,249,888.55 12,698,660.65 17,428,016.93 101,154,343.80 17,030,949.20 40,812,681.62 64,568,380.49 557,882,692.34 $70,950,517.65 37,597,102.48 85,263,276.53 2,543,557.43 6,647,469.03 381,851.91 20.08 19.62 19.73 22.82 17.61 41.38 203,383, 775.03 19.80 15,463,999.12 9,739,261.77 4,404,685.61 3,109,936.00 9,292,521.47 6,801,275.55 8,632,074.64 3,329,739.34 3,550,322.34 29,215,575.92 3,765,182.25 9,676,651.12 15,295,136.91 16.98 20.09 14.37 15.62 20.70 20.60 23.82 26.22 20.37 28.88 22.11 23. 71 23.69 122,276,362.04 21.92 193,601, 455.07 123,599,367.83 209,170, 946.63 90,661, 289.45 91,294, 056.95 101,124, 405.13 113,225, 337.05 29,678, 118.67 41,388, 583.34 31,973, 555.23 50,041, 695.79 18,173, 050.48 19,637, 601.70 22,935, 547.99 28,689, 046.78 8,011, 716.10 952,354,976.78 220,850,797.41 23.19 28,603, 720. 77 28,856, 751.98 57,596,007. 76 57,362, 084.22 31,519, 109.29 12,563, -.63 36,363, 046.29 13, 703,043.94 41,197, 640.07 6,136,397. 77 7,304,063.29 15,501, 617.05 16,263, 584.92 10,388,024.65 3,250,858.79 11,040, 241.89 3,544, 757.29 11,267, 783.95 21.45 25.31 26.91 28.36 32.96 25.88 30.36 25.86 27.34 21.38 25.87 23.92 20.04 21.51 22.68 25.34 26.99 307,765,268.95 84,697,329.60 27.52 28,424,919.25 27,455,508.15 118,148,078.92 17,867,145.76 8,411,606.66 6, Q78,128.34 7,405,626.50 706,800.83 8,969,560.00 8,683,651.91 28,095, 265.51 5,122,227.54 2,146,865.13 2,653,502.97 2,449,684.29 275, 412.76 215,097,814.41 58,396,170.11 27.15 2,128,812.6 3,390,592,319.11 Total, United States 7,050,134,993.00 1,758,599,316.51 1 One report for Apr. 18,1912, used. 31.55 31.63 23.78 28.67 25.52 39. 73 33.08 38.97 708,979.84 33.30 Total, States, etc Per cent. 762,718,710.44 22750 REPORT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 267 1912—Continued. JUNE 14,1912—Continued. Reserve required, and the amount and per cent held Held. Required. Specie. Legal tenders. Available with reserve agents, Redemption not exceeding Total amount. fund. 60 per cent of Per cent. required. $52,994,489.93 $17,358,928.01 28,740,865.04 8,703,554.72 64,832,443.83 23,252,022.33 1,671,848.40 637,189.40 5,662,109.91 1,619,493.50 138,427.44 55,398.00 $6,541,758 $1,783,703.00 3,976,457 867,277.60 7,332,417 2,672,284.50 233,089 77,837.00 734,781 206,297.30 15,510 12,500.00 154,040,184.55 51,626,585.96 18,834,012 13,658,443.00 7,271,618.05 4,597,656.54 2,986,800.79 6,732,448.40 4,943,998.89 5,437,483.28 1,904,799.10 2,614,202.54 15,173,151.57 2,554,642.38 6,121,902.24 9,685,257.07 4,016,864.69 2,751,573.20 1,332,540.82 804,345.25 2,364,983.55 1,954,317.18 2,656,523.11 774,717.18 1,065,043.00 7,158,184.90 1,111,884.65 2,531,129.68 3,821,991.80 2,184,580 687,030 556,105 490,628 1,094,097 623,841 441,065 199,227 121,688 1,610,995 322,269 578,249 1,532,220 83,682,403.85 32,344,099.01 10,441,994 29,040,218.26 18,539,905.18 31,375,641.99 13,599,193.42 13,694,108.54 15,168,660.77 16,983,800.56 4,451,717.80 10,485,761.77 7,677,220.40 12,078,404.30 4,610,692.93 4,898,996.20 5,462,595.55 5,931,567.14 1,632,927.51 142,853,246.52 52,778,165.80 4,290,558.12 4,328,512.80 8,639,401.16 8,604,312.63 4,727,866.39 1,884,579.70 5,454,456.94 2,055,456.59 6,179,646.01 $30,726,472.16 16,724,152.46 37,296,095.60 956,406.84 3,273,487.56 75,556.46 $56,410,861.17 30,271,441.78 70,552,819.43 1,904,522.24 5,834,059.36 158,964.46 15.97 15.80 16.32 17.09 15.46 17.23 5,619,899.40 89,052,171.08 165,132,668.44 16.08 638,574.08 411,498.95 270,835.85 206,834.25 510,127.10 236,749.50 377,127.50 140,724.40 131,275.00 1,022,518.50 120,855.50 488,547.50 446,988.00 7,811,921.35 4,116,071.46 2,245,203.94 1,608,128.50 3,733,392.78 2,824,349.63 3,036,213.47 1,058,444.82 1,489,756.52 8,490,379.84 1,460,272.13 3,380,012.84 5,542,961.44 14,651,940.12 7,966,173.61 4,404,685.61 3,109,936.00 7,702,600.43 5,639,257.31 6,510,929.08 2,173,113.40 2,807,762.52 18,282,078.24 3,015,281.28 6,977,939.02 11,344,161.24 16.09 16.43 14.37 15.62 17.16 17.11 17.96 17.11 16.11 18.07 17.70 17.10 17.57 5,002,656.13 46,797,108.72 94,585,857.86 16.95 3,640,143 1,405,619.65 2,148,037 906,956.00 3,513,615 1,284,582.50 2,028,220 410,885.00 1,098,724 433,198.50 898,531 "452,410.00 1,600.264 714,540.10 631,773 274,275.25 16,580,759.17 10,579,769.50 18,054,635.70 7,912,985.05 7,956,546.03 8,829,750.46 9,761,556.27 2,506,465.53 32,112,283.59 21,311,982.90 34,931,237.50 14,962,782.98 14,387,464.73 15,643,287.01 18,007,927.51 5,045,441.29 16.58 17.24 16.70 16.50 15.76 15.47 15.90 17.00 15,559,307 5,882,467.00 82,182,467.71 156,402,407.51 16.42 1,637,215.86 ~~~330,9$8 1,774,937.13 310,051 3,398,127.08 550,340 3,846,464.68 772,095 2,754,621.80 384,924 951,844.44 104,672 2,468,161.00 587,434 943,814.76 103,487 2,649,934.96 503,969 184,314.00 151,617.50 401,050.50 409,961.40 146,047.50 68,702.50 239,985.50 69,812.50 344,446.82 2,463,746.47 2,506,137.18 4,943,010.40 4,916,610.73 2,749,091.34 1,089,526.32 3,128,682.86 1,191,386.45 3,501,119.51 4,616,264.33 4,742,742. 81 9,292,527.98 9,945,131.81 6,034,684.64 2,214,745.26 6,424,263.36 2,308,500.71 6,999,470.29 16.14 16.43 16.13 17.34 19.15 17.63 17.67 16.85 16.99 17.08 45,164,790.34 20,425,121.71 3,647,960 2,015,938.22 26,489,311.26 52,578,331.19 4,263,737.89 4,118,326.22 17,722,211.84 2,680,071.86 1,261,741.00 1,001,719.25 1,110,843.98 106,020.12 2,215,513.90 2,733,381.13 9,025,534.68 1,461,683.89 516,415.25 530,720.40 593,019.16 184,453.50 118,283 55,696 306,770 68,572 57,473 14,610 66,271 27,300 124,543.00 137,758.00 752,530.00 109,562.50 45,537.50 78,950.00 42,075.50 3,125.00 2,483,516.93 2,388,340.93 10,181,809.10 1,542,305.62 729,722.10 553,661.55 641,261.08 60,534.26 4,941,856.83 17.38 5,315,176.06 19.36 20,266,643.78 17.15 3,182,124.01 17.81 1,349,147.85 16.04 1,177,941.95 17.64 1,342,626.74 18.13 275,412.76 38.97 32,264,672.16 17,260,721.91 714,975 1,294,081.50 18,581,151.57 37,850,929.98 17.60 319,321.90 370,050.75 35 15,012.50 182,585.64 567,683.89 26.66 508,588.847.86 190,752,108.40 55,888,004 22,465,934.75 291,261,805.09 500,367,852.24 16.53 525,459,880.94 1,505,150,954.82 21.35 1,423,474,516.33 756,762,688.13 188,440,207 34,488,178.75 5; 5? 5£ 6f 6: 62 63 64 6S 6f 65 65 6f 7f 7: 72 7.' 74 75 76 7' 7£ 7S 8C 8: 82 83 84 8." 8f 87 8* 8f 9f 9: 92 9,1 9' 9fi 9f 97 9? 9? 10C 101 268 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date SEPTEMBER 4, 1912. Cash on hand, due from reserve agents, and in the redemption fund. Net deposits subject to reserve requirements. Cities, States, and Territories. Amount. Per cent. CENTEAL RESERVE CITIES. New York City.. Chicago St. Louis Total, central reserve cities $1,162,223,929.30 370,272,201.18 115,047,874.69 $288,543,006.85 24.83 89,689,964.86 24.22 29,417,828.58 25.57 1,647,544,005.17 407,650,800.29 24.74 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburgh Baltimore Washington. Savannah New Orleans Dallas Fort Worth Galveston Houston San Antonio Waco Louisville Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Minneapolis St. Paul Cedar Rapids Des Moines Dubuqus Sioux City Kansas City, Mo St. Joseph Lincoln Omaha South Omaha Kansas City, Kans Topeka Wichita Denver Pueblo Muskogee Oklahoma City Seattle Spokane Tacoma Portland Los Angeles San Francisco Salt Lake City '. 233,327,014.70 41,439,319.67 23,218,231.48 295,434,796.40 196,350,825.56 66,383,312.07 25,744,707.00 1,701,698.52 25,829,697.77 18,595,335.02 12,152,910.81 5,477,321.99 29,395,131.79 10,586,434.69 5,507,181.06 27,918,899.54 60,672,533.30 66,473,524.95 22,272,564.21 35,200,013.69 46,293,758.44 51,128,209.05 63,323,491.17 35,649,104.95 11,080,932.96 17,010,506.73 3,273,170.68 13,748,580.91 82,701,085.19 13,621,545.13 7,133,189.92 43,151,846.83 9,350,614.23 4,738,293.04 2,862,478.48 6,044,918.53 45,044,595.34 8,423,205.18 4,149,918.75 6,387,859.22 34,522,658.32 18,803,583.99 7,116, 426. 90 25,794,826.77 51,986,919.15 129,588,716.70 13,916,337.17 62,195,234.28 13,347,355.11 6,283,050.18 80,904,745.86 54,329,316.07 16,711,933.59 6,258,591.38 380,291.19 6,217,278.98 4,679,645.37 3,147,079.13 1,700,786.12 7,867,106.96 3,565,878.33 1,400,696. 81 6,905,532.74 16,655,650.76 19,852,111.07 5,693,576.17 10,407,925. 71 11,858,409.78 14,156,984.87 16,155,220.69 9,053,598.56 3,459,995.60 4,542,669.89 1,012,562.78 3,684,517.61 24,211,429.36 4,870,299.29 1,527,089.05 11,620,353.41 3,177,272.63 1,285,086.58 817,634.66 1,972,091.92 14,171,861.42 2,373,542.75 979,434.67 1,946,066.43 8,994,426.64 4,963,429.99 2,209,046.31 7,304,302.47 12,970,774.39 34,891,048.21 4,210,820.92 26.66 32.21 27.06 27.38 27.67 25.17 24.31 22.34 24.07 25.16 25.89 31.06 26.76 33.69 25.44 24.73 27.45 29.86 25.56 29.57 25.61 27.69 25.51 25.40 31.22 26.71 30.94 26.80 29.28 35.75 21.41 26.93 33.98 27.12 28.56 32.63 31.46 28.18 23.60 30.46 26.05 26.40 31.04 28.31 24.95 26.92 30.26 Total, other reserve cities 1,960,528,227.95 536,923,756.69 27.39 Total, all reserve cities 3,608,072,233.12 944,574,556.98 26.18 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Total, New England States 48,334,430.56 22,902,466.39 20,004,546.50 141,572,392.31 32,597,969.20 71,613,511.22 10,456,514.42 6,643,649.88 4,517,151.82 30,761,519.00 6,474,950.01 18,353,304.43 21. 63 29.00 22.59 24.70 19.86 25.63 337,025,316.18 77,207,089.56 22.91 269 REPORT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 1912—Continued. SEPTEMBER 4, 1912. Reserve required , ancL the amount and per cent held Eleld. Required. Legal tenders. Specie. Available with reserve agents, Redemption not exceeding Total amount. 50 per cent of fund. net reserve required. $290, 555, 982. 39. ;236, 077, 418. 85 >50, 080, 90S S2,384, 680. 00 Per cent. 24. 8 3 ] 92, 568, 050.30 28, 761,968. 67 61, 741, 840. 86 22, 576, 633. 08 27, 230,674 047, 006 717, 450. 00 794, 189. 50 $288, 543, 006. 85 89, 689, 964. 86 29, 417, 828. 58 24.22 411, 886, 001. 29 320,395,892, 79 83, 358,588 3,896, 319. 50 407, 650,800. 29 24.74 58,331, 753. 67 10,359, 829.92 5,804,557. 87 6,192,035 2, 126, 994 610, 806 4, 170, 933 4, 944, 197 738, 455 504, 622 12, 952 529 498 348, 950 427, 755 115. 855 798, 775 224, 170 144, 388 566, 130 1, 223 221 2, 386,194 712, 280 1, 168, 775 3, 667, 905 1, 123, 375 1, 906, 417 \ 218, 036 254 085 425 799 156, 503 511 407 159 519 195, 090 205 875 1, 181 506 203 190 32 990 34 660 50,000 1 427 201 101 480 87 305 136,690 274 699 91 070 10 542 7 380 590 700 51 129 170 065 413, 550. 00 105, 000. 00 51, 850. 00 789, 050. 00 817, 400. 00 389, 650. 00 272,550. 00 40; 000. 00 162,200. 00 126,700. 00 97, 850. 00 20,250. 00 192, 500. 00 105, 750. 00 47, 500.00 242, 750. 00 371, 925. 00 282, 325. 00 116, 300. 00 306, 777.00 99, 950. 00 205, 850. 00 97, 250. 00 104; 650. 00 20, 000. 00 66, 450. 00 30, 000.00 43 750 00 216, 550.00 48,497 50 46, 525 00 117, 472 50 34, 000 00 16 450 00 15, 000 00 16, 250 00 168 500 00 24 000.00 32 500 00 26 850 00 79 450 00 140,000.00 25 000 00 140,000 00 255 000.00 1,085 000 00 87 500 00 $28, 959, 101.84 5, 127, 414.96 2 519, 752. 48 36, 534, 824.55 24, 135, 153.19 8 103, 089.00 2, 823, 679.38 156,755.69 3, 147, 612.22 2, 261, 066.88 470, 188.85 674, 540.25 3, 578, 141.47 1, 270,429.33 664, 647.63 3, 368,487.44 7, 398, 104.16 8, 168, 028.12 2, 572, 865.77 4, 246, 613.21 4, 955, 132.98 6, 288, 101.13 7, 866, 811.39 4 403, 813.12 1, 375, 116.62 2, 093, 088.34 394, 146.33 1, 696, 697.61 10, 229,360.65 1, 678, 444.39 643, 651.80 5 ; 335, 244.60 1, 151, 826.78 584, 061.63 350, 309.81 747, 489.82 546 324. 42 1, 040, 900.65 438, 960.97 785, 057.40 4 275 607.29 2, 280 448.00 877 053.36 2 727 844.72 4 551 209.96 15 656 089.59 1 695 792.14 58, 727, 249. 79 9, 877, 096. 21 6, 283, 050. 18 73, 258, 585.77 48, 042, 397. 19 14, 252, 639. 18 6, 258, 591. 38 380, 291. 19 6, 052, 260. 37 4, 305, 250. 38 3, 019, 798. 34 1, 618, 627. 20 7, 021, 087.22 2, 936, 267. 83 1, 390, 862. 73 6, 820, 667. 84 15, 485, 163. 66 18, 403; 135. 27 5, 693, 576. 17 9, 160, 991. 36 11, 858, 409. 78 12, 156, 163.18 15, 575, 515. 69 8 , 873, 379.50 2 686, 630. 62 4, 056,015 49 859, 581.53 3, 362, 735 36 18, 270, 427 80 3, 163, 477 19 1, 527, 089 05 10, 646, 268 55 2, 182, 684 83 1, 179, 033.33 782, 515 36 1, 395, 849 62 12 815 712 18 2, 144 710 31 979 434.67 1 744 285 55 8 811 373 39 4 952 357 80 2 000 233 81 7 304 302 47 12 970 774 39 33,369 361 84 3 916 528 39 25.17 L 23. 84 27. 06 24. 80 24. 47 21. 47 V 73, 858, 699. 10 49; 087 706.39 16, 595, 828. 02 6, 436, 176. 75 425, 424. 63 6, 457, 424. 44 4, 648, 833. 76 3, 038,227. 70 1, 369, 330. 50 7 348, 782. 95 2, 646, 608. 67 1, 376,795. 26 6 979, 724. 89 15, 168, 133. 33 618, 381. 24 5; 568, 141. 05 8, 800,003. 42 573. 439. 61 12; 782', 052.26 15, 830, 872. 79 8 912, 276. 2 4 2, 770, 233. 24 4, 252, 626. 68 818, 292. 67 3, 437, 145. 23 20, 675. 271. 30 3,405, 386. 28 1, 783, 297. 48 10, 787, 961. 71 2, 337, 653.56 1, 184 573. 26 715, 619 62 1, 511, 229 63 11 261 148 83 2 105 801 29 1 037 479 69 1 596 964 80 8 630 664 58 4 700 896 00 1 779 106 73 6 448 706 69 12 996 729 79 32 397 179.18 3 479,084 29 23, 162,562. 95 2, 517, 687. 25 3, 100, 641. 70 31, 763 778. 22 18, 145, 647. 00 5, 021, 445. 18 2, 756; 740. 00 170, 583.50 2, 212, 950. 15 1, 568, 533. 50 1, 024, 004. 49 807, 981. 95 2, 451 670. 75 1, 335,918. 50 534; 327. 10 2, 643, 300. 40 6, 491, 913. 50 7, 566, 588. 15 292, 130. 40 3; 438, 826. 15 3, 135, 421. 80 4, 538,837. 05 5 705,037. 30 3 , 146, 880. 38 1, 037, 429. 00 1, 470, 678. 15 278 932. 20 1 110 880. 75 6 664 998.15 241 445. 30 631 037. 25 4 012 045. 45 793 668 05 545 531 70 382,545 55 582 109 80 5,673 686 76 978,329.66 420,668.70 795 688 15 4 181 617 10 2 440 839 80 1 087 638 45 4 429 077 75 7 573 864 43 16 577 143 25 1 963 171 25 24.31 1( 1 1: i: 1 h U 1 490 132 056.99 200,406,434 02 43 122 603 8,194 322 00 236 849 081.92 488,572 440.94 24 92 902 018 058 28 520 802 ,326 81 126,481 ,191 12,090 641 50 236 849 081.92 896 223 241 23 24 84 4 170 886.25 1 910,276.97 1 668 ,394.18 12 124 835.30 2 786,892.22 6 ,057 ,422.50 7 688 ,133.87 3 811 ,180.59 3 ,232 ,903 75 23 397 226.04 5 ,085 880 03 12 ,039 ,462 .38 15 .91 16 .64 28 ,718 ,707.42 55 ,254 ,786 .66 16.39 7 ,250 ,164 58 3 ,435 369 96 3 ,000 ,681 98 21 235 858 85 4 ,889 695 38 10 ,742 ,026 .68 50 553 ,797 43 12 62 57 74 81 38 591 ,697 482 ,447 409 ,369 3 ,613 ,770 566', 939 1,349 ,645 298 ,687 .50 251 ,575 .00 220 ,025 .00 1,027 ,800.00 244 ,875 .00 646 ,322 .50 16,832 ,927 24 7,013 ,867 2,689 ,285 .00 2 ,626 ,863 1,166 ,881 935 ,115 6 ,630 ,820 1,487 173 3 ,986 ,072 Not exceeding 6C per cent. 25. 57 22. 34 23. 43 23. 15 24.85 29. 56 23. 88 27. 37 25. 36 24. 43 25. 52 27. 68 25 56 26 03 25 61 23 78 24 60 24 86 24.25 23 84 26 26 24.46 22 09 23 22 21.41 24 67 23.34 24 88 27.34 23 28 25 23 27 25 26 10 45 47 60 31 52 34 28.11 28.31 24 95 25 75 28 14 16.17 16 .53 15 60 16.81 ( < 1< 2( 2 2' 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 3 4 4 4 4 4 4 4 4 4 4 5 5 5 5 5 5 5 270 BEPOBT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 57.—Lawful money reserve of the national banks at date SEPTEMBER 4, 1912—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Cities, States, and Territories. Net deposits subject to reserve requirements. Amount. Per cent. STATES, ETC.—continued, New York New Jersey Pennsylvania Delaware. Maryland District of Columbia — Total, Eastern States Virginia West Vir gmi a North Carolina South Carolina. Georgia Flordia, Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee .. Total, Southern States *. $364,509,087.92 201,371,199.08 444,289,548.17 11,647,723.46 39,888,726.33 975,319.80 •$75,704,153.27 20.77 40,786,157.14 20.25 91,306,426.44 20.55 2,630,155.12 22.58 7,700,247.70 19.35 261,756.20 26.84 1,062,681,604.76 218,388,895.87 95,075,342,98 50,661,688,32 31,731,562.66 19,542,826.01 43,153,216.7:9 31,655,907.47 34,903,660,43 12,177,262.29 15,998,891.19 110,027,041.58 16,585,797.90 40,763,800.43 63,114,838.85 565,391,836.90 200,828,837.93 124,984,582.23 212,961,662.. 85 91,860,211.21 92,587,620.92 101,597,883.06 117,757,217.59 31,890,213-70 Ohio Indiana Illinois Michigan Wisconsin. Minnesota Iowa Missouri Total, Middle States 20.55 17,469,129.27 18.37 11,343,661.33 22.39 5,173,275-29 16.30 3,306,679.62 16.92 8,289,613.70 19.21 6,161,800.64 19.47 7,180,255.87 20.57 2,866,429.15 23.54 3,131,807.16 19.58 33,345,812,43 30.31 4,140,549.51 24.96 9,396,364.77 23.05 11,927,823.41 18-90 123,733,202.15 21.88 43,799,551.98 21.81 31,452,445.98 25.16 49,532,836.27 23.26 18,684,183.89 20.34 19,908,238.38 21.52 22,823,532.74 ^2.46 29,678,013.55 25.20 9,686,999.84 30.38 974,468,229.49 225,565,802.63 23.15 29,720,756.65 30,833,355.27 58,473,023.29 61,490,271. S9 33,930,964.12 12,979,181.92 38,570,075.37 13,613,907.76 43,500,317.07 6,306,522. m 8,581,441.31 15,229,214.31 19,212,901.93 12,041,349.28 3,425,760.56 12,417,451.78 3,735,193.91 12,412,208.48 21.22 27.86 26.04 31.23 35.52 26.40 32.19 27.43 28.53 323,111,853.34 93,362,043.59 28.89 29,042,453.63 27,940,943.42 121,281,899.36 18,619,647.69 8,469,991.1Q 6,914,559.98 7,029,187.54 949,051.88 8,562,767.82 29.48 8,552,091.97 30.60 29,020,315.15 23.93 5,419,336.04 29.11 2,278,623.93 26.90 2,675,019.98 38.69 2,331,862.68 33.17 563,507.25 59.38 220,247,734.60 59,403,524.82 26.97 2,337,726.67 896,413.81 38.35 Total States, etc 3,485,264,301.94 798,556,972.43 22.91 Total, United States 7,093,336,535.06 North Dakota South Dakota. Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total, Western States 100 Washington Oregon California Idaho Utah. Nevada Arizona1 Alaska 101 Hawaii Total, Pacific States 1 On« report for Juae 14 used. 1,743,131,529.41 24.57 271 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. of each report during year ended September 4, 1912—Continued. SEPTEMBER 4, 1912—Continued. Reserve required, and the amount arid per cent held. Held. Redemption fund. Available with reserve agents, not exceeding 60 per cent of net reserve required. Total amount. Per $17,775,639.72 $6,607,293 $1,822,818.00 880,691.00 9,113,039.11 4,203,605 7,815,567 2,741,359.50 23,547,820.66 72,537.00 217,146 617,538.16 214,378.70 649,285 1,790,643.45 20,210 * 12,500.00 61,201.00 $31,712,127.11 17,594,993.31 38,341,243.63 1,004,772.91 3,461,358.14 80,278.78 $57,917,877.83 31,792,328.42 72,445,990.79 1,911,994.07 6,115,665.29 174,189.78 15.89 15.79 16.31 16.41 15.33 17.86 Required. Specie. $54,676,363.19 30,205,679.86 66,643,432.22 1,747,158.52 5,983,308.95 146,297.97 Legal tenders. 159,402,240.71 52,905,882.10 19,513,106 92,194,773.88 170,358,046.18 16.03 14,261,301.45 7,599,253.25 4,759,734.40 2,931,423.90 6,472,982.52 4,748,386.12 5,235,549.06 1,826,589.34 2,399,833.68 16,504,056.24 2,487,869.69 6,114,570.06 9,467,225.83 3,910,839.86 2,907,569.20 1,339,333.08 832,892.85 2,053,886.19 1,888,620.80 2,603,173.40 783,481.25 984,752.06 7,358,309.69 1,016,848.41 2,457,377.66 3,332,340.09 2,022,263 655,519 673,740 462,048 1,131,827 662,301 406,501 150,434 79,805 1,729,966 340,562 488,180 1,438,486 576.00 213.45 066.39 257.50 330.70 612.00 702.50 Ut 500.00 132; 875.00 1,052, 141.00 128; 475.50 477; 607.50 485: 525.50 8,138,835.26 4,314,623.87 2,689,000.80 1,624,899.84 3,594,391.09 2,690,264.47 2,912,307.93 1,007,453.60 1,360,175.20 9,271,149.14 1,415,636.51 3,382,177.53 5,389,020.19 14,768,514.12 8,285,925.52 4,980,140.27 3,143,098.19 7,262,434.98 5,505,798.27 6,303,684.83 2,088,868.85 2,557,607.26 19,411,565.83 2,901,522.42 6,805,342.69 10,645,371.78 15.53 16.36 15.69 16.08 16.82 17.39 18.06 17.15 15.99 17.64 17.49 16.69 16.87 84,808,775.54 31,469,424.54 10,241,632 5,158,883.04 47,789,935.43 94,659,875.01 6.74 30,124,325.69 18,747,687.33 31,944,249.43 13,779,031.68 13,888,143.14 15,239,682.46 17,663,582.64 4,783,532.05 10,901,457.18 7,458,925.65 11,865,846.74 4,814,818.39 4,759,564.86 5,628,599.21 5,938,553.13 1,658,674.94 3,534,595 1,941,271 3,504,406 1,951,947 1,144,243 894,586 1,507,410 549,714 1,391,126.25 938,303.40 1,299,290.00 407,185.00 422,998.50 452,515.50 732,468.60 276,987.75 17,239,919.66 10,685,630.36 18,386,975.65 8,023,108.00 8,079,086.78 8,872,300.17 10,158,668.42 2,703,926.58 ^13,067,098.09 21,024,130.41 35,056,518.39 15,197,058.39 14,405,893.14 15,848,000.88 18,337,100.15 5,189,303.27 16.47 16.82 16.46 16.54 15.56 15.60 15.57 16.27 146,170,234.42 53,026,440.10 15,028,172 5,920,875.00 84,149,615.62 158,125,102.72 16.23 4,458, 113.50 4,625,003.29 8,770, 953.49 9,223,540.78 5,089, 644.62 1,946, 877.29 5,785, 511.31 2,042, 086.16 6,525i 047.56 1,719,543.37 1,892,914.20 3,411,873.85 3,789,801.08 2,808,874.45 926,303.37 2,621,158.60 999,327.90 2,615,953.30 446,866 352,655 522,642 719,230 352,061 89,763 537,396 127,436 499,442 186,311.50 152,892.50 404,063.00 409,556.25 150,335.00 74,250.00 244,295.50 76,162.50 353,899.00 2,563,081.19 2,683,266.47 5,020,134.29 5,288,390.71 2,963,585.77 1,123,576.37 3,324,729.48 1,179,554.19 3,702,689.13 4,915,802.06 5,081,728.17 9,358, 713.14 10,206, 978.04 6,274. 856.22 2,213;892.74 6,727,579.58 2,382,480.59 7,171,983.43 16.54 16.48 16.01 16.60 18.49 17.06 17.44 17.50 16.49 48,466,778.00 20,785,750.12 3,647,491 2,051,765.25 27,849,007.60 54,334,013.97 16.82 4,356,368.05 4,191,141.51 18,192,284.90 2,792,947.15 1,270,498.67 1,037,184.00 1,054.378.13 142,357.78 2,124, 632.80 2,689, 715.38 8,590, 557.58 1,571, 519.37 575, 361.13 521, 243. 70 660. 012.16 337i 265.50 81,986 42,877 282,559 64,150 19,741 13,705 40,747 19,220 126,918.00 149,393.00 793,650.00 116,737.50 45,537.50 79,550.00 42,075.50 3,125.00 2,537,670.02 2,425,049.10 10,439,180.94 1,605,725.79 734,976.69 574,580.39 607,381.57 83,539.66 4,871,206.82 16.77 5,307,034.48 18.99 20,105,947.52 16.58 3,358,132.66 18.04 1,375,616.32 16.25 1,189,079.09 17.20 1,350,216.23 19.21 443,150.16 46.70 33,037,160.19 17,070,307.62 564,985 1,356,986.50 19,008,104.16 38,000,383.28 17.25 350,659.00 567,541.70 50 15,312.50 201,207.90 784,112.10 33.54 56,009,303 22,937,391.49 299,911,352.01 571,516,319.92 16.40 536,760,433.93 1,467,739,561.15 20.69 522,789,645.29 1,424,807,703.57 192,658,273.42 5,744,284.20 696, 408, 278; 223, 482. 264; 381. 713,460,600.23 182,490,494 35,028,032.99 272 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 58.—Lawful money reserve of the national RESERVE CITIES. Date. Feb. 14,1908. May 14,1908. , July 15,1908. Sept. 23, 1908 Nov. 27,1908. Feb. 5,1909.. Apr. 28,1909. June 23,1909. Sept. 1,1909. Nov. 16,1909. Jan. 31,1910. Mar. 29,1910. June 30,1910. Sept. 1,1910. Nov. 10,1910 Jan. 7,1911.. Mar. 7,1911.. June 7,1911., Sept. 1,1911. Dec. 5,1911.. Feb. 20,1912. Apr. 18,1912. June 14,1912. Sept. 4,1912. Number of banks. Net deposits. 368 $2,575,998,232 371 2,822,840,198 369 2,959,366,648 371 3,121 801,651 369 3,157,571,067 369 3,200 823,761 377 3,276, 104,606 379 3,317 592,342 382 3,343, 447,180 385 3,108 460,910 384 3,183 165,896 387 3,296, 262,859 387 3,186 881,925 382 3,230 168,591 381 3,097 197,809 380 3,141, 909,363 382 3,468 326,031 381 3,529 173,405 382 3,490 891,200 379 3,375 87S,879 381 3,658 396,003 378 3,603 898,005 375 3,659 542,673 371 3,608 072,233 Reserve required. 25 per cent. 8643,999,558 705,510,049 739,841,662 780,450,412 789,392,766 800,205,940 819,026,151 829,398,085 835.861,795 777,115,227 795,791,474 824,065,715 796,720,481 807,542,148 774,299,452 785,477,341 867,081,508 882,293,351 872,722,800 843,969,719 914,599,000 900,974,501 914,885,668 902,018,058 STATES AND T E R R I T O R I E S . Feb. 14,1908. May 14,1908. July 15,1908. Sept. 23,1908 Nov. 27,1908 Feb. 5,1909.. Apr. 28,1909. June 23,1909. Sept. 1,1909. Nov. 16,1909. Jan. 31,1910. Mar. 29,1910. June 30,1910. Sept. 1,1910. Nov. 10,1910. Jan. 7,1911.. Mar. 7,1911.. June 7,1911.. Sept. 1,1911. Dec. 5,1911.. Feb. 20,1912. Apr. 18,1912. June 14,1912. Sept. 4, 1912. 6,330 $2,461,947,527 6,407 2,473,940,923 6, 455 2,505,247,410 6,482 2,573,707,379 6,496 2,615,961,486 6,518 2,697,656,766 6,516 2,742,061,673 6,547 2,756,916,162 6,595 2,821,230,761 6,621 2,937,963,748 6,661 2,980,037,269 6,695 3,023,756,638 6,758 3,009,274,562 6,791 3,017,098,243 6,823 3,108,796,924 6,838 3,125,960,714 6,834 3,150,156,937 6,896 3,159,845,396 6,919 3,193,968,427 6,949 3,294,925,732 6,908 3,372,245,995 6,977 3,393,346,597 6,997 3,390,592,319 7,026 3, 485,264,301 15 per cent. $369,292,129 371,091,138 375,787,112 386,056,106 392,394,223 404,648,515 411,309,251 413,537,523 423,184,614 440,694,562 447,005,590 453,563, 496 451,391,184 452,564,736 466,319,538 468,894,107 472,523,540 473,976,809 479,095,264 494,238,859 505,836,899 509,001,989 508,588,847 522,789,645 REPORT OP THE COMPTROLLER OF THE CURRENCY. 273 hanks as shown by the reports for the past five years. RESERVE CITIES. Reserve held. Amount. $720,811,965 812,554,174 818,190,548 853,152,894 827,516,130 846,355,520 863,676,962 880,642,858 854,190,936 789,210,084 817,826,177 827,616,008 801,207,040 838,328,858 786,517,087 811,335,635 905,300,232 941,003,526 897,599,014 852,606,172 951,856,232 927,281,882 944,783,102 896,223,241 Classification of reserve held. Ratio to net deposits. Per cent. 27.98 28.80 27.65 27.33 26.21 26.44 26.36 26.54 25.55 25.39 25.69 25.11 25.14 25.95 25.39 25.82 26.10 26.66 25.71 25.26 26.02 25.73 25.82 24.84 Specie. $445,348,015 512,315,327 497,489,621 521,841,750 495,465,215 498,171,787 510,005,067 527,998,359 500,990,779 457,736,650 486,434,114 486,223,579 460,031,825 496,864,967 464,322,577 484,551,593 554,059,132 574,279,847 530,604,218 491,993,282 581,347,452 552,275,803 566,010,579 520,802,326 Legal tenders. Due from reserve agents.1 $110,294,626 123,588,565 135,563,292 130,835,685 131,096,697 139,534,873 139,980,144 135,887,554 133,364,555 120,513,574 117,308,204 116,399,483 119,756,113 124,925,147 111,988,378 111,810,706 116,997,619 127,818,642 130,355,204 124,431,761 125,933,168 130,743,886 132,552,203 126,481,191 Redemption fund with Treasurer. $152,741,082 164,898,768 173,594,271 188,923,452 190,150,730 197,576,370 202,381,037 205,272,659 207,976,807 198,933,000 202,080,290 213,200,768 203,483,569 204,576,540 198,124,177 202,900,420 222,358,143 226,971,683 224,424,517 223,975,429 232,364,303 232,162,448 234,198,075 236,849,081 $12,428,241 11,751,513 11,543,364 11,552,007 10,803,487 11,072,489 11,310,714 11,484,286 11,858,794 12,026,859 12,003,569 11,792,176 11,935,533 11,962,204 12,081,954 12,072,906 11,885,337 11,933,354 12,215,074 12,205,699 12,211,609 12,099,744 12,022,244 12,090,641 $210,627,340 211,174,669 214,106,934 220,096,867 224,029,979 231,437,062 234,734,665 236,060,270 241,532,877 251,985,346 255,874,959 259,869,516 257,746,914 258,330,901 266,977,006 268,390,903 270,791,135 271,195,130 273,794,066 283,128,240 290,067,243 291,857,814 291,261,805 299,911,352 $18,184,223 18,598,958 18,968,452 19,186,774 19,005,998 18,912,552 20,018,166 20,017,766 20,629,818 20,718,984 20,489,913 20,692,775 21,048,110 21,159,004 21,357,527 21,546,697 21,138,298 21,709,697 22,159,249 22,297,406 22,374,283 22,543,277 22,465,934 22,937,391 STATES AND TERRITORIES. $461,564,473 455,196,185 449,041,223 455,030,277 461,233,584 472,759,837 483,324,628 478,107,894 481,899,218 499,314,841 505)701,423 512,834,815 513,779,979 509,384,828 528,094,238 529,842,661 528,909,310 537,137,448 530,469,300 $51,794,800 565,658,304 563,070,564 560,367,852 571,516,319 18.75 18.40 17.92 17.68 17.63 17.52 17.63 17.34 17.08 17.00 16.97 16.96 17.07 16.88 16.99 16.95 16.79 17.00 16.61 16.75 16.48 16.59 16.53 16.40 64776°—CUR 1912- $169,036,854 164,826,968 158,968,251 158,343,804 161,063,560 166,411,439 169,653,731 166,142,651 165,407,118 171,098,008 174,244,602 175,576,192 178,312,030 175,761,578 181,823,873 183,319,670 181,702,817 186,831,659 180,918,126 189,556,333 187,681,724 191,592,666 190,752,108 192,658,273 -18 $63,716,081 60,595,590 56,997,585 57,402,830 57,134,047 55,998,783 58,918,066 55,887,207 54,329,405 55,512,502 55,091,949 56,696,332 56,672,925 54,133,344 57,935,831 56,585,390 55,277,059 57,400,960 53,597,858 56,812,820 55,535,053 57,076,806 55,888,004 56,009,303 274 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 59.—Abstract of reports of earnings and dividends of [Figures in boldface type indicate loss.] Location. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New England States. Number of Capital stock. banks. 70 56 50 167 20 22 79 $7,850,000.00 5,235,000.00 5,160,000.00 30,317,500.00 24,950,000.00 6,775,250.00 19,364,200.00 Surplus. Capital and surplus. Gross earnings. $3,579, 250.00 $11,429, 250.00 $2,752,144.72 3,083, 800.00 8,318, 800.00 1,728,723.49 2,022, 481.21 7,182,481.21 1,478,754.42 17,490, 750.00 47,808,250.00 9,194,782.64 20,630, 500.00 45,580, 500.00 12,140,184.26 4,241, 500.00 11,016, 750.00 1,808,571.20 11,449, 300.00 30,813, 500.00 4,940,052.42 62,497,581.21 162,149,531.21 34,043,213.15 464 99,651,950.00 New York Albany Brooklyn New York City New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington 416 195 772 32 24 28 90 17 1 10 46,785, 100.00 2,100,000.00 2,252,000.00 121,500,000.00 21,737,000.00 67,074,390.00 22,055,000.00 28,700, 000.00 2,423,975.00 5,292,000.00 12,290, 710.00 252, 000.00 5,850,000.00 32,138,689.67 78,923,789.67 21,345,497.95 4,300,000.00 1,811,075.13 2,200,000.00 4,902,000.00 1,200,503.21 2,650,000.00 127,891,150.00 249,391, 150.00 61,172,456.75 21,996,140.00 43,733, 140.00 11,458,092.40 70,224,490.98 137,298, 880.98 28,539,468.04 43,350,000.00 65,405, 000.00 12,862,741.49 25,217,500.00 53,917, 500.00 13,300,141.60 4,706, 575.00 762,350.61 2,282,600.00 9,033,622.96 2,285,956.34 3,741,622.96 7,720,010.00 20,010, 720.00 3,832,198.30 72,643.21 252,000.00 504, 000.00 4,640,512.79 10,490, 512.79 1,785,616.83 Eastern States 1,633 338,312,175.00 344,304,716.40 129 108 73 43 112 2 45 84 31 28 5 479 17,308,500.00 9,587,000.00 8,585,000.00 5,460,000.00 14,059,500.00 900,000.00 6,080,000.00 9,675,000.00 3,255,000.00 3,145,000.00 5,200,000.00 32,166,000.00 2,650,000.00 2,875,000.00 500,000.00 4,600,000.00 2,100,000.00 1,450,000.00 4,960,000.00 12,045,900.00 5,495,000.00 12,460,000.00 11,547,684.00 5,650,159.76 2,649,273.00 1,934,250.00 8,183,230.00 700,000.00 2,707,700.00 5,233,025.00 1,582,329.74 2,245,865.83 2,980,000.00 16,817,846.02 2,350,000.00 1,915.000.00 250.000.00 1,190,000.00 1,080,000.00 308,300.00 1,776,020.00 4,793,067.22 2,645,000.00 5,294,961.26 164.556,900.00 83,833.711.83 Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida '.'. Alabama Mississippi Louisiana New Orleans Texas Dallas Fort Worth Galveston Houston San Antonio Waco Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland Columbus Indiana Indianapolis Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids DesMoines Dubuque Sioux City 8 2 5 48 136 100 1,462 355 250 5 432 10 96 3 122 6 260 5 6 314 3 4 3 5 682,616,891.40 160,428,741.86 28,856, 184.00 15,237, 159.76 11,234,273.00 7,394,250.00 22,242,730.00 1,600,000.00 8,787, 700.00 14,908, 025.00 4,837, 329.74 5,390, 865.83 8,180, 000.00 48,983, 846.02 5.000, 000.00 4,790,000.00 750, 000.00 5,790,000.00 3,180, 000.00 1,758, 300.00 6,736,020.00 16,838 967.22 8,140 000.00 17,754! 961.26 6,754,485.97 3,539,338.07 2,604,031.84 2,291,668.38 5,371,016.44 408,009.84 2,922,701.82 3,509,560.39 1,323,412.72 1,542,600.94 2,124,478.19 12,906,934.67 1,570,189.61 1,266,294.68 261,617.75 1,873,676.04 822,617.87 518,629.28 1,830,428.83 3,234,884.28 1,793,484.06 4,665,333.59 248,390,611.83 63,135,395.26 $34,307,100.00 $17,942,942. 87 $52,250,042.87 $13,385,163,72 13,900,000.00 6,300,000.00 20,200,000.00 3,926,987. 25 4,050,000.00 13,400,000.00 3,611,365.32 9,350,000.00 3,000,000.00 1,570,500.00 4,570,500.00 1,540,211.82 21,133,000.00 9,305, 180. 54 30,438,180. 54 7,989,472.97 5,400,000.00 2,745,000.00 8,145,000.00 2,365,241.24 31,235,000.00 17,450,455.84 48,685,455.84 13,238,909.21 43,600,000.00 26,100,000.00 69,700,000.00 18,863,374.36 10,260,000.00 5,342,300.00 15,602,300.00 5,140,553.05 4,750,000.00 1,750, 000.00 6,500,000.00 2,350,335.89 11,180,000. 00 4,593, 400.00 15,773,400.00 5,319,816.92 6,250,000.00 2,760, 000. 00 9,010,000.00 2,990,364.61 11,811,000.00 6,277, 003. 57 18,088,003.57 7,452,013.47 6,800,000. 00 5,860i 000.00 12,660,000.00 3,308,701.77 4,100,000.00 3,450. 574.34 7,550,574.34 2,140,505.80 17,715,000. 00 7,328; 710. 75 24,953,710.75 8,293,263.14 400,000.00 308, 000.00 708,000.00 510, 755. 01 2,000,000. 00 600, 00000 932,581. 78 2,600,000.00 600,000.00 130, 000.00 730,000. 00 207, 782. 47 950,000.00 400^ 000.00 606,340.30 1,350,000.00 REPORT OF THE COMPTKOLLEK OF THE CURRENCY. 275 national banks in the United States for year ended July 1, 1912. [Figures in boldface type indicate loss.] Ratios. Charged off. Net earnings. Dividends. Net earn- Dividends ings to to capital Dividends and capital and surplus. to capital. surplus. Losses and premiums. Expenses and taxes. $281,220.42 276,888.29 88,898.39 781,424.82 1,006,905.52 105,894. 29 441,068.33 $1,660,545.53 713,958,28 828,532.41 5,134,246.28 8,021,795.90 981,480.23 2,345,383.47 $810,378.77 737,876.92 561,323.62 3,279,111.54 3,111,482.84 721,196.68 2,153,600.62 $598,412.50 497,316.68 436,363.00 2,288,353.00 2,127,000.00 492,115.00 1,540,283.00 Per cent. 7.09 8.87 7.82 6.86 6.83 6.55 6.99 Per cent. 5.24 5.98 6.08 4.79 4.67 4.47 5.00 Per cent. 7.62 9.50 8.46 7.55 8.53 7.26 7.95 2,982,300.06 19,685,942.10 •11,374,970.99 7,979,843.18 7.02 4.92 8.01 1,858,041.83 115,073.97 131,915.16 3,898,298.25 852,480.87 2,830,911.57 747,236.31 2,353,452.01 51,954.15 104,268.48 587,171.53 692.25 92,342.06 12,463,219.69 1,306,953.80 740,511.94 33,639,088.98 6,389,558.03 15,770,059.47 8,177,177.40 7,662,420.49 393,343.44 1,435,371.19 2,098,099.54 37,073.42 844,852.41 7,024,236.43 389,047.36 328,076.11 23,635,069.52 4,216,053.50 9,938,497.00 3,938,327.78 3,284,269.10 317,053.02 746,316.67 1,146,927.23 34,877.54 848,422.36 4,493,596.50 283,061.00 230,400.00 25,902,500.00 2,744,835.00 5,921,023.60 2,572,500.00 2,724,000.00 214,221.58 473,285.00 1,126,656.50 30,240.00 636,000.00 8.90 9.05 6.69 9.48 9.64 7.24 6.02 6.09 6.74 8.26 5.73 6.92 8.09 5.69 6.58 4.70 10.39 6.28 4.31 3.93 5.05 4.55 5.24 5.63 6.00 6.06 9.60 13.48 10.23 21.32 12.63 8.83 11.66 9.49 8.84 8.94 9.17 12.00 10.87 13,623,838.44 90,957, 729.80 55,847,173.62 47,352,319.18 8.18 6.94 14.00 366,650.05 330,681.13 80,608.37 165,702.58 341,584.31 78,071.77 222,446.54 320,035.12 131,441.92 136,981.95 209,361.61 1,240,979.92 147,898.67 97,065.79 27,510.80 191,887.12 14,030.05 51,725.52 114,990.03 397,524.51 154,850.80 471,918.24 3,975,828. 78 1,999,291.62 1,421,848.40 1,383,995.37 2,786,709. 46 95,213.90 1,667,589.98 1,814,863.04 770,131.38 916,014.51 1,289,338.59 6,224,527.77 721,261.39 680,892.24 166,436.13 987,498. 20 380,133.15 302,485.28 1,013,674.72 1,674,349.56 1,024,416.66 2,643,932.54 2,412,007.14 1,209,365.32 1,101,575.07 741,970.43 2,242, 722.67 234, 724.17 1,032,665.30 1,374,662.23 421,839.42 489,604.48 625,777.99 5,441,426.98 701,029.55 488,336.65 67,670.82 694,290.72 428,454.67 164,418.48 701,764.08 1,163,010.21 614,216.60 1,549,482.81 1,512,390.00 920,019.14 679,550.00 501,538.00 1,725,650.00 57,500.00 495,050.00 971,225.00 292,100.00 450,400.00 541,000.00 4,095,523.94 448,000.00 271,000.00 36,000.00 667,000.00 279,000.00 359,000.00 497,350.00 943,543.00 416,100.00 1,278,200.00 8.36 7.94 9.81 10.03 10.08 14.67 11. 75 9.22 8.72 9.08 7.65 11.11 14.02 10.19 9.02 11.99 13.47 9.35 10.42 6.91 7.55 8.73 5.24 6.04 6.05 6.78 7.76 3.59 5.63 6.51 6.04 8.35 6.61 8.36 8.96 5.66 4.80 11.52 8.77 20.42 7.38 5.60 5.11 7.02 8.74 9.60 7.92 9.19 12.27 6.39 8.14 10.04 8.97 14.32 10.40 12.73 16.91 9.43 7.20 14.50 13.29 24.76 10.03 7.83 7.57 10.26 5,293,946.80 33,940,432.67 23,901,015.79 17,437,139.08 9.62 7.02 10.60 $1,405,784.08 2,547,714.73 363,523.60 118,779.36 555,682.22 529,369.63 1,015,964.64 1,645,344.54 315,809.51 271,364.38 365,420.24 191,203.71 361,591.00 99,823.15 289,559.98 588,454.96 36,387.86 95,892.93 5,350.40 43,948.34 $7,820,440.63 2,011,509.84 2,334,291.60 916,587.66 4,798,906.11 1,277,768.45 7,598; 102.75 11,403,149.97 3,304,144.57 1,520,508.22 3,555,703.36 1,953,252.76 4,765,881.61 2,101,640.42 1,134,375.03 5,026,149.07 361,887.71 551,655.93 131,974.99 429,770.89 $4,158,939.01 632,237.32 913,550.12 504,844.80 2,634,884.64 558,103.16 4,624,841.82 5,814,879.85 1,520,598.97 558,463.29 1,398,693.32 845,908.14 2,324,540.86 1,107.238.20 716; 570. 79 2,678,659.11 112,479.44 285,032.92 70,457.08 132,621.07 $2,828,327.67 1,370,000.00 803,000.00 304,500.00 1,875,433.66 380,000.00 3,518,100.00 6,226,000.00 959,731.96 400,000.00 1,285,450.00 586,250.00 1,658,349.08 708.000.00 440,200.00 2,044,807.81 61,000.00 154,000.00 50,000.00 86,000.00 7.96 5.41 6.78 5.99 6.66 6.16 4.67 7.23 8.93 6.15 6.15 8.15 6.51 9.17 5.59 5.83 8.19 8.62 5.92 6.85 6.37 8.24 9.86 8.59 10.15 8.87 7.04 11.26 14.28 9.35 8.42 11.50 9.38 14.04 10.41 10. 74 11.54 15.25 7.70 8.33 9.05 3.13 6.82 11.05 8.66 6.85 9.50 8.34 9.75 8.59 8.87 9.39 12.85 8.75 9.49 10.73 15.89 10.96 9.65 9.82 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 276 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE N O . 59.—Abstract of reports of earnings and dividends of [Figures in boldface type indicate loss.] Number of Capital stock. banks. Location. Missouri . Kansas City St. Joseph St. Louis Middle Western States 67 North Dakota South Dakota Nebraska Lincoln Omaha South Omaha Kansas Kansas City Topeka Wichita Montana Wyoming Colorado... Denver Pueblo New Mexico Oklahoma Muscogee Oklahoma City Western States 90 91 92 93 94 95 96 97 98 99 100 Washington. Seattle.... Spokane Tacoma Oregon Portland California Los Angeles San Francisco Idaho Utah Salt Lake City Nevada Arizona Alaska 101 Hawaii 87 Pacific States United States- Surplus. Capital and surplus. 110 12 4 $6,665,000. 00 7,850,000.00 1,100,000. 00 20,400,000.00 $2,666,916. 62 3,382,000.00 675,000.00 11,990,000.00 $9,331,916.62 $2,352,095.94 11,232,000.00 4,884,019.24 1,775,000. 00 711,820. 21 32,390,000.00 7,816,242.93 2,036 274,756,100. 00 142,887,984 53 417,644,084.53 119,937,918.42 146 102 231 4 7 3 202 2 2 3 58 29 118 39 272 5 6 5,268,000.00 4,180,000.00 10,415, 000.00 1,000,000.00 3,700, 000.00 1,100,000.00 10,662, 500.00 500, 000.00 300, 000.00 500. 000.00 4,960; 000.00 1,735,000.00 6,690. 000.00 3,600! 000.00 650: 000.00 2,090! 000.00 10,545. 000.00 850: 000.00 1,550: 000.00 1,878,669.33 1,238,450.00 4,261,368.00 330,000.00 2,810,000.00 380,000.00 4,619,985.00 300,000.00 160,000.00 505,000.00 2,774,250.00 1,056,500.00 3,079,290.74 3,902,000.00 450,000.00 980,350.00 2,818,245.21 250,500. 00 270,000.00 1,238 70,295,500.00 32,064,608.28 66 6 5 2 76 4 197 9 9 48 17 5 11 13 2 4,075,000.00 4,200,000.00 3,400,000. 00 500,000.00 4,611,000.00 4,000,000.00 18,872,800.00 6,100,000. 00 28,250,000.00 2,940,000.00 1,155,000.00 2,150,000.00 1,742,000. 00 1,105,000. 00 100,000.00 1,985 915. 99 1,370;000.00 765,000.00 850, 000.00 2,093, 187. 14 1,827, 000.00 7,931, 647.55 2,826, 000.00 14,805, 000.00 1,392, 240.90 440. 186.45 965i 000.00 474, 000.00 725, 000.00 53, 500.00 470 83,200,800.00 38,503,678.03 610,000.00 254,426. 42 7,146,669. 33 5,418,450.00 14,676,368.00 1,330,000.00 6,510,000.00 1,480,000.00 15,282, 485.00 800, 000.00 460, 000.00 1,005,000.00 7,734,250.00 2,791, 500.00 9,769, 290.74 7,502, 000.00 1,100, 000 00 3,070, 350.00 13,363, 245.21 1,100, 500.00 1,820,000.00 3,150, 624 82 2,650, 93a 75 4,766, 358.98 498, 144 73 2,515, 282.42 548, 852.27 4,792, 684 67 342, 278.45 190, 87L94 453, 024 93 3,176, 080.31 1,192, 234 78 3,350, 315. 87 2,961, 449.27 463, 135. 21 1,216, 074 79 5,566, 733. 22 468, 249. 93 765, 707. 67 102,360,108.28 39,069,043.01 6,060,915. 99 5,570,000.00 4,165,000.00 1,350,000.00 6,704,187. 14 5,827,000.00 26,804,447.55 8,926,000.00 43,055,000.00 4,332,240.90 1,595, 186.45 3,115,000.00 2,216,000.00 1,830,000.00 153,500. 00 2,310,295.02 2,263,475. 87 1,427,605.47 449, 184 35 2,092,837.50 1,879,845.83 7,891, 103.62 2,987,864 93 7,308,656. 18 1,580,550.84 790, 162.58 180.80 941. 39 758.58 157, 998.81 121,704,478.03 33,277,461.77 864,426. 42 151,476.62 7,307 1,031,383,425.00 1704,346,706.70 1,735,730,131. 70 450,043,250.09 i Capital and surplus as shown at the close of the year. Gross earnings. REPORT OF THE COMPTROLLER OF THE CURRENCY. 277 national hanks in the United States for year ended July 1, 1912—Continued. [ Figures in boldface type indicate loss.] Ratios. Charged off. Net earnings. Losses and premiums. Dividends. Expenses and taxes. Net earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. Per cent. 9.17 10.67 8.05 5.17 Per cent. 7.31 5.56 5.44 6.97 Per cent. 10.24 7.96 8.77 11.07 $155,992.87 410,245.90 61,330.60 870,386.91 $1,340,457.09 3,274,933.67 507,648.39 5,270,111.58 $855,645.98 1,198,839.67 142,841.22 1,675,744.44 $682,625.00 625,000.00 96,500.00 2,259,000.00 12,344,925.54 73,390,852.30 34,202,140.58 29,402,275.18 8.19 7.04 10.70 235,087.22 127,140.70 343,417.59 22,695.33 272,052.11 38,742.50 425,894.15 24,851. 56 15^999.32 27,292.90 507,035.42 56,212.19 505,514.43 393,887.29 102,244.84 128,099.17 657,081.13 53>200.80 178,938.14 2,032,282.49 1,802,295.89 2,690,443.13 318,057.44 1,508,550.79 358,194.94 2,682,109.46 243,876.93 130,818.12 315,382.83 1,603,665.95 685,810.36 1,872,416.74 1,707,269.54 239,733.46 694,943.85 3,085,557.75 262,328.01 484,616.11 883,255.11 721,502.16 1,732,498.26 157,391.96 734,679.52 151,914.83 1,684,681.06 73,549.96 44,054. 50 110,349.20 1,065,378.94 450,212.23 972,384.70 860,292.44 121,156.91 393,031.77 1,824,094.34 152,721.12 102,153.42 690,789.21 512,700.41 1,424,572.97 79,000.00 348,000.00 90,000.00 1,301,567.65 36,000.00 34,000.00 57,000.00 909,900.00 290,250.00 769,950.00 472,750.00 73,000.00 372,500.00 1,644,713.32 115,250.00 108,000.00 12.36 13.32 11.80 11.83 11.29 10.26 11.02 9.19 9.58 10.98 13.77 16.13 9.95 11.47 11.01 12.80 13.65 13.88 5.61 9.67 9.46 9.71 5.94 5.35 6.08 8.52 4.50 7.39 5.67 11.76 10.40 7.88 6.30 6.64 12.13 12.31 10.47 5.93 13.11 12.27 13.68 7.90 9.41 8.18 12.21 7.20 11.33 11.40 18.34 16.73 11. 51 13.13 11.23 17.82 15.60 13.56 6.97 4,115,386.79 22,718,353.79 12,235,302.43 9,329,943.56 11.95 9.11 13.27 398,499.85 266,136.02 178,767.29 87,264.09 228,490.56 317,441.19 684,537.27 342,330.68 644,953.44 203,558.89 50,895.88 160,822.70 128,486.44 104,815.22 95,587.46 1,319,033.04 1,375,774.73 874,547.24 265,822.01 1,041,513.15 949,909.26 4,264,739.74 1,529,056.66 3,717,668.94 915,828.57 361,120.91 626,917.77 289,174.49 347,532.61 91,541.33 592,762.13 621,565.12 374,290.94 96,098.25 822,833.79 612,495.38 2,941,826.61 1,116,477.59 2,946,033.80 461,163.38 378,145.79 111,440.33 152,280.46 216,410.75 29,129.98 618,575.00 589,000.00 356,000.00 94,000.00 638,936.19 448,158.20 1,769,480.00 908,250.00 2,265,000 00 375,100.00 240,3c2. 65 166,000.00 159,020.00 127,000.00 9.78 11.16 8.99 7.12 12.27 10.51 10.98 12.51 6.84 10.64 23.71 3.58 6.87 11.83 10.21 10.57 "8.55 6.96 9.53 7.69 6.60 10.18 5.26 8.66 15.07 5.33 7.18 6.94 15.18 14.02 10.47 18.80 13.86 11.20 9.38 14.89 8.02 12.76 20.81 7.72 9.13 11.49 3,892,586.98 17,970,180.45 11,414,694.34- 8,754,852.04 9.38 7.19 10.52 3,145.54 67,025.60 81,305.48 44,500.00 9.41 5.15 7.30 42,256,130.15 258,730,516.71 149,056,603.23 120,300,872.22 8.59 6.93 11.66 4 18.98 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 278 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE NO. 60.—Number of national banks, their capital, surplus, dividends, net earnings, and ratios, yearly, 1870 to 1912. Ratios. NumYear ended Mar. 1— ber of banks. 1870.. 1871.. 1872.. 1873.. 1874.. 1875.. 1876.. 1877.. 1878.. 1879.. 1880.. 1881.. 1882.. 1883.. 1884.. 1885.. 1886.. 1887.. 1888.. 1889.. 1890.. 1891.. 1892.. 1893.. 1894.. 18%.. 1896.. 1897.. 1898.. 1899.. 1900.. 1901.. 1902.. 1903.. 1904.. 1905.. 1906.. 19071 1908.. 1909.. 1910.. 1911.. 1912.. 1,526 1,602 1,721 1,882 1,961 1,989 2,061 2,080 2,073 2,045 2,045 2,079 2,118 2,232 2,420 2,616 2,686 2,819 2,993 3,120 3,244 3,477 3,641 3,730 3,764 3,735 3,698 3,659 3,589 3,572 3,571 3,765 4,131 4,451 4,914 5,336 5,685 6,017 6,562 6,788 6,984 7,163 7,307 Average, 43 years... Aggregate, 43 years.. Capital. Surplus. Dividends. Net earnings. Iff >$^ $409,008,896 427,008,134 448,346,485 473,097,353 488,805,637 491,753,557 501,037,162 498,566,925 480,967,305 467,322,946 454,606,073 455,529,963 459,644,485 478,519,528 501,304,720 520,752,720 527,777,898 542,959,709 567,840,644 588,391,497 607,428,365 643,680,165 671,493,123 682,975,512 681,129,704 664,712,365 655,960,855 647,402,875 628,885,895 610,426,625 603,396,550 622,366,094 659,608,169 688,817,835 746 365,438 768,114,231 779,544,247 837,002,528 901,384,244 919,143,825 963,457,549 1,008,180,225 1,031,383,425 $84,112,029 93,151,510 98,858,917 109,719,015 120,791,853 129,962,338 134,295,621 131,561,621 123,361,407 117,715,634 116,187,926 121,313,718 129,265,141 ,135,570,518 143,416,518 148,246,298 150,218,207 160,398,339 175,325,850 188,462,245 200,837,659 215,649,940 230,389,748 241,738,151 247,732,601 245,606,255 248,203,540 249,236,838 248,113,173 244,324,378 250,543,068 257,948,290 285,623,449 324,462,477 372,551,716 402,330,890 414,799,562 501,774,453 552,562,178 585,407,483 630,159,719 669,931,760 704,346,706 623,397,709 254,330,436 $43,246,926 43,285,493 44,985,105 48,653,350 48,353,026 49,680,122 49,129,366 44,367,798 41,099,506 35,500,277 35,523,140 37,167,717 39,415,343 41,181,655 41,476,382 40,609,317 41,553,907 43,295,729 45,092,427 46,734,024 49,575,353 50,677,892 50,573,088 51,328,070 46,390,345 46,252,545 45,551,673 43,215,818 43,815,654 44,935,124 47,433,357 50,219,115 64,802,442 60,123,622 73,640,123 70,996,322 80,831,561 144,376,245 98,149,236 92,993,450 105,898,622 114,685,412 120,300,872 $58,218,118 54,057,047 54,817,850 62,499,369 62,666,120 59,172,818 51,898,138 40,133,194 32,220,724 28,337,553 38,025,984 48,485,271 56,254,141 52,670,569 55,568,978 45,969,221 49,551,961 59,611,513 65,409,368 67,869,081 69,756,914 76,952,998 69,980,730 68,386,632 52,422,069 45,560,309 48,566,794 48,612,927 45,568,032 49,315,441 69,981,810 87,674,175 99,103,168 102,743,721 116,475,135 105,196,154 113,662,529 219,195,804 132,254,329 131,185,750 154,167,489 156,985,513 149,056,603 57,142,245 75,726,559 9.17 2,457,116,551 3,256,242,044 i Mar. 1,1906, to July 1,1907; thereafter years ended July 1. Pr. ct. Pr. ct. Pr. ct. 10.5 8.8 11.8 10.14 8.3 10.4 10.0 8.2 10.2 10.3 8.4 10.7 9.9 7.9 10.3 10.1 7.9 9.5 9.8 8.1 7.8 8.9 7.0 6.3 8.6 6.8 5.3 7.6 6.1 4.8 6.7 6.2 7.8 8.4 6.4 9.5 6.7 8.6 6.7 8.2 8.6 6.4 6.9 7.8 6.1 6.1 7.3 7.9 8.5 7.9 6.1 7.9 6.1 8.8 7.9 8.7 6.0 8.1 6.1 7.9 5.9 7.8 7.5 5.6 7.4 7.5 5.5 5.6 6.8 5.0 5.0 6.9 5.0 5.4 6.9 5.0 5.4 6.7 4.8 5.2 6.9 5.0 5.8 7.4 5.4 8.2 7.9 5.6 10.0 8.1 5.7 10.5 9.8 6.8 10.1 8.7 5.9 10.4 9.9 6.6 9.0 9.2 6.1 9.5 10.4 6.8 17.2 10.8 16.4 9.10 10.89 6.75 10.12 6.18 8.72 10.99 6.65 9.67 11.38 6.83 9.35 8.59 11.66 6.93 6.51 8.63 EBPORT OF THE COMPTKOLLEE OF THE CUEBENCY. 279 TABLE NO. 61.—Number of national banks having net earnings in excess of $5,000 for the year ended Dec. 31, 1911, and the amount of such excess. Number. States. Amount. 50 44 37 169 19 70 $574,841 551,230 352,435 5,987,440 624,447 1,835,664 New York New Jersey Pennsylvania Delaware Maryland District of Columbia 332 128 681 19 69 11 27,555,095 2,336,643 12,841,423 186,350 1,083,049 783,211 Eastern States 1,240 44,785,771 75 68 52 28 88 32 58 22 24 358 39 84 71 1,863,862 819,800 766,197 506,028 1,695,127 755,743 871,543 308,800 962,255 5,713,593 417,792 1,159,892 1,069,640 999 16,910,272 Maine New Hampshire Vermont Massachusetts Khode Island Connecticut :. New England States Virginia West Virginia North Carolina South Carolina Georgia. Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Southern States 9,926,057 States. Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri Middle S t a t e s . . . . North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Western States... Washington Oregon California Idaho Utah Nevada Arizona Alaska Pacific States Number. 245 154 274 65 95 113 203 85 $5,812,016 2,032,488 8,035,719 1,589,278 1,950,764 3,090,273 1,793,750 3,835,390 1,234 28,139,678 64 55 154 133 32 26 82 20 130 458,649 324,975 1,563,117 966,640 832,696 333,708 1,180,716 252,891 1,049,267 696 6,962,659 41 53 143 27 16 4 12 1 1,731,924 1,203,189 6,045,677 306,812 326,888 169,341 241,832 22,044 297 10,047,707 57,714 Hawaii 57,714 Island possessions. United S t a t e s . . . . Amount. 4,858 116,829,858 No. 62. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS FROM OCTOBER, 1863, TO OCTOBER, 1912. 281 282 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the national 1863. JANUARY. APRIL. JULY. OCTOBER 5. Resources. 66 banks. Loans and discounts XJ. S. bonds and securities . Other items * $5,466,088.33 5,662,600.00 106,009.12 Due from nat'l and other b'ks Real estate, furniture, etc Current expense . Premiums paid 2,625,597.05 177,565.69 53,808.92 2,503.69 Checks and other cash items Bills of nat'l and other banks . Specie and other lawful money. 492,138.58 764,725.00 1,446,607.62 Total 16,797,644.00 ; i 1864. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. Resources. Loans and discounts U. S. bonds and securities...,.. Other items $10,666,095.60 15,112,250.00 74,571.48 $31,593,943.43 41,175,150.00 432,059.95 $70,746,513.33 92,530,500.00 842,017.73 $93,238,657.92 108,064,400.00 1,434,739.76 Due from national banks Due from other b'ks and b'krs. Real estate, furniture, etc Current expenses i 4,786,124.58 381,144.00 118,854.43 4,699,479.56 8,537,908.94 755,696.41 352,720.77 15,935,730.13 17,337,558.66 1,694,049. 46 502,341.31 19,965,720.47 14,051,396.31 2,202,318.20 1,021,569.02 Checks and other cash items... Bills of nat'l and other banks.. Specie and other lawful money. 577,507.92 895,521.00 5,018,622.57 2,651,916.96 1,660,000.00 22,961,411.64 5,057,122.90 5,344,172.00 42,283,798.23 7,640,169.14 4,687,727.00 44,801,497.48 37,630,691.58 114,820,287.66 252,273,803.75 297,108,195.30 Total 1865. APRIL 3. JULY 3. OCTOBER 2. 907 banks. 1,294 banks. 1,513 banks. $166,448,718.00 176,578,750.00 3,294,883.27 $252,404,208.07 277,619,900.00 4,275,769.51 $362,442,743.08 391,744,850.00 12,569,120.38 $487,170,136.29 427,731,300.00 19,048,513.15 Due from national banks Due from other b'ks and b'krs.. Real estate, furniture, etc Current expenses Premiums paid 30,820,175.44 19,836,072.83 4,083,226.12 1,053,725.34 1,323,023.56 40,963,243.47 22,554,636.57 6,525,118.80 2,298,025.65 1,823,291.84 76,977,539.59 26,078,028.01 11,231,257.28 2,338,775.56 2,243,210.31 89,978,980.55 17,393,232.25 14,703,281.77 4,539,525.11 2,585,501.06 Checks and other cash items... Bills of nat'l and other banks.. Specie Legal tenders and fractal cur'y. 17,837,496.77 14,275,153.00 4,481,937.68 72,535,504.67 29,681,394.13 13,710,370.00 6,659.660. 47 112,999,320.59 41,314,904.50 21,651,826.00 9,437,060.40 168,426,166.55 72,309,854.44 16,247,241.00 18,072,012.59 189,988,496.28 512,568,666.68 771,514,939.10 1,126,455,481.66 1,359,768,074.49 JANUARY 2. Resources. 638 banks. Loans and discounts U. S. bonds and securities Other items Total * Including amount due from national banks. KEPORT OF THE COMPTROLLER OF THE CURRENCY. 283 banks from October, 1863, to October, 1912. 1863. APRIL. JANUARY. JULY. OCTOBER 5. Liabilities. 66 banks. $7,188,393.00 Capital stock 128,030.06 8,497,681.84 981,178.59 Undivided Drofits Individual and other deposits l Due to nat'l and other banks . Other items 2,360.51 Total 16,797,644.00 1864. JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. Liabilities. $14,740,522.00 $42,204,474.00 $75,213,945.00 $86,782,802.00 432,827.81 1,625,656.87 1,129,910.22 3,094,330.11 2,010,286.10 5,982,392.22 30,155.00 19,450,492.53 2,153,779.38 9,797,975.00 51,274,914.01 6,814,930.40 25,825,665.00 119,414,239.03 27,382,006.37 45,260,504.00 122,166,536.40 34,862,384.81 Other items 822,914.86 3,102,337.38 213,708.02 43,289.77 Total 37,630,691.58 114,820,287.66 252,273,803.75 297,108,195.30 Capital stock Surplus fund Undivided profits Nat'1-bank notes outstanding.. Individual and other deposits.. Due to nat'l and other banks1 . 1865. JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $135,618,874.00 $215,326,023.00 $325,834,558.00 $393,157,206.00 8,663,311.22 12,283,812.65 17,318,942. &5 17,809,307.14 31,303,565.64 23,159,408.17 38,713,380.72 32,350,278.19 Liabilities. Capital stock Surplus fund Undivided profits Nat'1-bank notes outstanding.. 66,769,375.00 98,896,488.00 131,452,158.00 171,321,903.00 Individual and other deposits.. United States deposits 183,479,636.98 37,764,729.77 262,961,473.13 57,630,141.01 398,357,559.59 58,032,720.67 500,910,873.22 48,170,381.31 Due to national banks Due to other b'ks and b'krs 2 ... 30,619,175.57 37,104,130. 62 41,301,031.16 59,692,581.64 78,261,045.64 79,591,594.93 90,044,837.08 84,155,161.27 Other items . 265,620.87 578,951.37 462,871.02 944,053.70 Total 512,568,666.68 771,514,939.10 1,126,455,481.66 1,359,768,074.49 2 Including State-bank circulation outstanding. 284 REPORT OF THE COMPTROLLEK OF THE CURRENCY. Aggregate resources and liabilities of the national 1866. Resources. Loans and discounts U. S b'ds dep'd to secure circ'n. Other U. S.b'ds and securities. Oth'r stocks, b'ds, and mortg's. Due from national banks Due from other b'ks and b'krs.. Keal estate, furniture, etc Current expenses Premiums paid Checks and other cash items... Bills of nat'l and other banks.. Specie Legal tenders and fract'l cur'y. Total JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $500,650,109.19 298,376,850.00 142,003,500.00 17,483,753.18 93,254,551.02 14,658,229.87 15,436, 296.16 3,193,717.78 2,423,918.02 89,837,684.50 20, 406,442.00 19,205,018.75 187,846,548.82 $528,080,526.70 315,850,300.00 125,625,750.00 17,379,738.92 87,564,329.71 13,682,345.12 15,895,564.46 4,927,599.79 2,233,516.31 105,490,619.36 18,279,816.00 17,529,778.42 189,867,852.52 $550,353,094.17 326,483,350.00 121,152,950.00 17,565,911.46 96,696,482.66 13,982,613.23 16,730,923.62 3,032,716.27 2,398,872.26 96,077,134.53 17,866,742.00 12,629,376.30 201,425,041.63 1, 404,776,619.29 1,442,407,737.31 $603,314,704.83 331,843,200.00 94,974,650.00 15,887,490.06 107,650,174.18 15,211,117.16 17,134,002.58 5,311,253.35 2,493,773.47 103,684,249.21 17,437,779.00 9,226,831.82 205,793,578. 76 1, 476,395,208.13 1,526,962,804.42 1867. Resources. Loans and discounts U. S.b'ds dep'd to secure circ'n. U. S. b'ds dep'd to sec'redep't. U. S.b'ds and sec'ties on hand. Oth'r stocks, b'ds, and mortg's. Due from national banks Due from other b'ks and b'krs. Real estate, furniture, etc Current expenses Premiums paid Checks and other cash items... Bills of national banks Bills of other banks Specie Legal tenders and fract'l cur'y. Compound-interest notes Total JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,642 banks. 1,636 banks. 1,642 banks. $608,771,799.61 339,570,700.00 36,185,950.00 52,949,300.00 15,073,737.45 92,552,206.29 32,996,157.49 18,925,315.51 2,822,675.18 2,860,398.85 101,430,220.18 19,263,718.00 1,176,142.00 19,726,043.20 104,872,371.64 82,047,250.00 $597,648,286.53 338,863,650.00 38,465,800.00 46,639,400.00 20,194,875.21 94,121,186.21 10,737,392.90 19,625,893.81 5,693,784.17 3,411,325.56 87,951,405.13 12,873,785.00 825,748.00 11,444,529.15 92,861,254.17 84,065,790.00 $588,450,396.12 337,684,250.00 38,368,950.00 45,633,700.00 21,452,615.43 92,308,911.87 9,663,322.82 19,800,905.86 3,249,153.31 3,338,600.37 128,312,177.79 16,138,769.00 531,267.00 11,128,672.98 102,534, 613.46 75,488,220.00 $609,675,214.61 338,640,150.00 37,862,100.00 42,460,800.00 21,507,881.42 95,217,610.14 8,389,226.47 20,639,708.23 5,297, 494.13 2,764,186.35 134,603,231.51 11,841,104.00 333,209.00 12,798,044.40 100,550,849.91 56,888,250.00 1, 465,451,105.84 1,494,084,526.01 1, 499, 469,060.17 1,511,222,985.40 1868. Resources. Loans and discounts U. S. b'ds dep'd to secure circ'n. XJ. S. b'ds dep'd to sec're dep'ts. XJ. S. b'ds and sec'ties on hand. Oth'r stocks, b'ds, and mortg's. Due from national banks Due from other b'ks and b'krs. Real estate, furniture, etc Current expenses Premiums paid Checks and other cash items... Bills of national banks Bills of other banks Fractional currency Specie Legal-tender notes Compound-interest notes Three per cent certificates Total.. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,043 banks. $655,729,546.42 339,569,100.00 37,853,150.00 43,068,350.00 20,007,327.42 114,434,097.93 8,642,456.72 22,699,829.70 2,938,519.04 2,432,074.37 124,076,097.71 13,210,179.00 342,550.00 1,863,358.91 20,755,919.04 100,166,100.00 19,473,420.00 44,905,000.00 $657,668,847.83 340,487,050.00 37,360,150.00 36,817,600.00 20,693,406.40 102,278,547.77 7,848,822.24 22,747,875.18 5,278,911.22 1,819,815.50 143,241.394.99 11,842! 974.00 222,668.00 2,262,791.97 13,003,713.39 92,453,475.00 4,513,730.00 59,080,000.00 1,572,167,076.26 1,559,621,773.49 $616,603,479.89 339,064,200.00 37,315,750.00 44,164,500.00 19,365,864.77 99,311,446.60 8,480,199.74 21,125,665.68 2,986,893.86 2,464,536.96 109,390,266.37 16,655,572.00 261,269.00 1,927,876.78 20,981,601.45 114,306,491.00 39,997,030.00 8,245,000.00 1,502,647,644.10 $628,029,347.65 339,686,650.00 37,446,000.00 45,958,550.00 19,874,384.33 95,900,606.35 7,074,297.44 22,082,570.25 5,428,460.25 2,660,106.09 114,993,036.23 12,573,514.00 196,106.00. 1,825,640.16 18,373,943.22 84,390,219.00 38,917,490.00 24,255,000.00 1,499,668,920.97 EEPOET OF THE COMPTKOLLEB OF THE CUERElSrCY. 285 banks from October, 1863, to October, 1912—Continued. 1866. Liabilities. JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $403,357,346.00 $409,273,534. 00 $414,270,493. 00 $415,472,369.00 43,000,370. 78 28,972,493.70 44,687,810. 54 30,964,422.73 50,151,991.77 29,286,175.45 53,359,277.64 32,593,486.69 Nat'1-bank notes outstanding.. State-bank notes outstanding.. 213,239,530.00 45,449,155.00 248,886,282.00 33,800,865.00 267,798,678.00 19,996,163.00 280,253,818. 00 9,748,025.00 Individual deposits U. S. deposits Dep'ts of U. S. disb'ing officers. 522,507,829.27 29,747,236.15 534,734,950.33 29,150,729. 82 533,338,174.25 36,038,185.03 3,066,892. 22 564,616,777. 64 30,420,819. 80 2,979,955.77 Due to national banks Due to other b'ks and bankers.. 94,709,074.15 23,793,584.24 89,067,501.54 21,841,641.35 96.496, 726. 42 25; 951,728. 99 110,531,957.31 26,986,317.57 1,404,776,619.29 1,442,407,737.31 1,476,395,208.13 1,526,962,804.42 Capital stock Surplus fund Undivided profits Total.. 1867. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,642 banks. 1,636 banks. 1,642 banks. $420,229,739.00 $419,399,484.00 $418,558,148.00 $420,073,415.00 59,992,874.57 26; 961,382.60 60,206,013.58 31,131,034.39 63,232,811.12 30,656,222.84 66,695,587.01 33,751,446.21 Nat'1-bank notes outstanding.. State-bank notes outstanding.. 291,436,749.00 6,961,499.00 292,788,572. 00 5,460,312.00 291,769,553.00 4,484,112. 00 293,887,941.00 4,092,153; 00 Individual deposits U. S. deposits Dep'ts of U. S. disb'ing officers. 558,699,768.06 27,284,876.93 2,477,509.48 512,046,182.47 27,473,005.66 2,650,981.39 539,599,076.10 29,838,391.53 .3,474,192.74 540,797,837.51 23,062,119.92 4,352,379.43 Due to national banks Due to other b'ks and bankers.. 92,761,998,43 24,416,588.33 91,156,890. 89 23,138,629.46 89,821,751. 60 22,659,267. 08 93,111,240.89 19,644,940.20 1,511.222,985.40 1,465,451,105.84 1,494,084,526. 01 1,499,469,060.17 , Liabilities. Capital stock Surplus fund Undivided profits Total 1868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,643 banks. $420,260,790.00 $420,676,210.00 $420,105,011.00 $420,634,511.00 70,586,125.70 31,399,877.57 72,349,119.60 32,861,597.08 75,840,118.94 33,543,223.35 77,995,761.40 36,095,883.98 Nat'1-bank notes outstanding.. State-bank notes outstanding.. 294,377,390.00 3,792.013.00 295,336,044.00 3,310,177.00 294,908,264.00 3,163,771.00 295,769,489.00 2,906,352.00 Individual deposits U. S. deposits Dep'ts of U. S. disb'ing officers. 534,704,709.00 24,305,638,02 3,208,783.03 532,011,480.36 22,750,342.77 4,976,682.31 575,842,070.12 24,603,676.96 3,499,389.99 580,940,820.85 17,573,250.64 4,570,478.16 Due to national banks Due to other b'ks and bankers.. 98,144,669.61 21,867,648.17 94,073,631.25 21,323,636.60 113,306,346.34 27,355,204.56 99,414,397.28 23,720,829.18 1,502,647,644.10 1,499,668,920.97 1,572,167,076.26 1,559,621, 773. 49 Liabilities. Capital stock Surplus fund Undivided profits Total 286 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the national 1869. JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. Resources. Loans and discounts U. S. bonds to secure circTn.. U. S. bonds to secure deposits.. U. S. b'ds and sec'ties on hand. Other st'ks, b'ds, and mortg's. Due from redeeming agents Due from other national b'nks.. Due from State b'ks and b'k'rs. Real estate, furniture, etc Current expenses Premiums paid Checks and other cash items... Bills of other national banks... Fractional currency Specie Legal-tender notes Three per cent certificates Total 1,628 banks. 1,620 banks. 1,619 banks. 1,617 banks. $644,945,039.53 338,539,950.00 34,538,350.00 35,010,600.00 20,127,732.96 $662,084,813.47 338,379,250.00 29,721,350.00 30,226,550.00 20,074,435.69 $686,347,755.81 338,699,750.00 27,625,350.00 27,476,650.00 20,777,560.53 $682,883,106.97 339,480,100.00 18,704,000.00 25,903,950.00 22,250,697.14 65,727,070.80 36,067,316.84 7,715,719.34 23,289,838.28 3,265,990.81 1,654,352.70 57,554,382.55 30,520,527.89 8,075,595.60 23,798,188.13 5,641,195.01 1,716,210.13 56,669,562.84 35,393,563.47 8,790,418.57 25,169,188.95 5,646,382.96 2,092,364.85 142,605,984.92 14,684,799.00 2,280,471.06 29,626,750.26 88,239,300.00 52,075,000.00 154,137,191.23 11,725,239.00 2,088,545.18 9,944,532.15 80,875,161.00 51,190,000.00 62,912,636.82 35,556,504.53 9,140,919.24 23,859,271.17 5,820,577.87 1,809,070.01 161,614,852.66 11,524,447.00 1,804,855.53 18,455,090.48 80,934,119.00 49,815,000.00 108,809,817.37 10,776,023.00 2,090,727.38 23,002,405.83 83,719,295.00 45,845,000.00 1,540,394,266.50 1,517,753,167.03 1,564,174,410.65 1,497,226,604.33 1870. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 banks. 1,612 banks. 1,615 banks. 1,648 banks. Resources. Loans and discounts... $688,875,203.70 Bonds for circulation.. 339,350,750.00 Bonds for deposits 17,592,000.00 U. S. bonds on hand... 24,677,100.00 Other stocks and b'ds. 21,082,412.00 Due from red'g ag'nts.. 71,641,486.05 Due from nat'l banks.. 31,994,609.26 Due from State b'ks... 9,319,560.54 Real estate, etc 26,002,713.01 Current expenses 3,469,588.00 Premiums paid 2,439,591.41 Cash items 111,624,822.00 Clear'g-houseexch'gs.. National-bank notes... 15,840,669.00 Fractional currency... 2,476,966.75 Specie 48,345,383.72 Legal-tender notes 87,708,502.00 Three per cent cert'fs.. 43,820,000.00 Total $710,848,609.39 $719,341,186.06 $715,928,079.81 $725,515,538.49 339,251,350.00 338,845,200.00 340,857,450.00 344,104,200.00 16,102,000.00 15,704,000.00 15,381,500.00 15,189,500.00 27,292,150.00 28,276,600.00 22,323,800.00 23,893,300.00 20,524,294.55 23,300,681.87 23,614,721.25 22,686,358.59 73,435,117.98 74,635,405.61 66,275,668.92 64,805,062.88 29,510,688.11 36,128,750.66 33,948,805.65 37,478,166.49 10,238,219.85 10,430,781.32 9,202,496.71 9,824,144.18 26,330,701.24 26,593,357.00 27,470,746.97 28,021,637.44 6,683,189.54 6,324,955.47 5,871,750.02 6,905,073.32 2,680,882.39 3,076,456.74 2,491,222.11 3,251,648.72 11,267,703.12 11,497,534.13 13,229,403.34 12,536,613.57 75,317,992.22 83,936,515.64 76,208,707.00 79,089,688.39 14,226,817.00 16,342,582.00 17,001,846.00 12,512,927.00 2,184,714.39 2,150,522.89 2,285,499.02 2,078,178.05 31,099,437.78 26,307,251.59 18,460,011.47 37,096,543.44 94,573,751.00 80,580,745.00 79,324,577.00 82,485,978.00 43,465,000.00 41,845,000.00 43,345,000.00 43,570,000.00 1,546,261,357.44 1,529,147,735.85 1,565,756,909.67 1,510,713,236.92 1,538,998,105.93 1871. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,707 banks. 1,723 banks. 1,767 banks. 1,790 banks. Resources. 1,688 banks. Loans and discounts.. $767,858,490.59 Bonds for circulation.. 351,556,700.00 Bonds for deposits 15,231,500.00 U.S. bonds on hand... 23,911,350.00 Other stocks and b'ds. 22,763,869.20 Due fromred'g ag'nts. 83,809,188.92 Due from nat'l banks.. 30,201,119.99 Due from State banks. 10,271,605.34 Real estate, etc 28,805,814.79 Current expenses 6,694,014.17 Premiums paid 3,939,995.20 Cash items 11,642,644.74 Clear'g-house exch'gs.. 100,693,917.54 National-bank notes... 13,137,006.00 Fractional currency... 2,103,298.16 25,769,166.64 Specie 91,072,349.00 Legal-tender notes Three per cent cert'fs.. 37,570,000.00 $779,321,828.11 $789,416,568.13 $831,552,210.00 $818,996,311.74 354,427,200.00 357,388,950.00 364,475,800.00 366,840,200.00 15,250,500.00 15,236,500.00 28,087,500.00 23,155,150.00 24,200,300.00 22,487,950.00 17,753,650.00 17,675,500.00 23,132,871.05 22,414,659.05 24,517,059.35 23,061,184.20 92,369,246.71 86,878,608.84 85,061,016.31 77,985,600.53 39,636,579.35 38,332,679.74 43,525,362.05 43,313,344.78 11,478,174.71 11,853,308.60 12,772,669.83 13,069,301.40 29,242,762.79 30,070,330.57 29,637,999.30 30,089,783.85 6,764,159.73 7,330,424.12 6,295,099.46 6,153,370.29 4,414,755.40 5,956,073.74 5,026,385.97 5,500,890.17 12,749,289.84 14,058,268.86 13,101,497.95 13,784,424.76 130,855,698.15 102,091,311.75 101,165,854.52 114,538,539.93 16,632,323.00 14,197,653.00 19,101,389.00 13,085,904.00 2,135,763.09 2,095,485.79 2,160,713.22 2,061,600.89 22,732,027.02 13,252,998.17 19,924,955.16 29,595,299.56 106,219,126.00 122,137,660.00 109,414,735.00 93,942,707.00 33,935,000.00 25,075,000.00 30,690,000.00 21,400,000.00 Total 1,627,032,030.28 1,694,440,912.94 1,703,415,335.65 1,730,566,899.72 1,715,861,897.22 KEPOBT OF THE COMPTBOLLEK OF THE CUBEENCY. 287 banks from October, 1863, to October, 1912—Continued. 1869. JANUARY 4. Liabilities. JUNE 12. APRIL 17. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 banks. $419,040,931.00 $420,818,721.00 $422,659,260.00 $426,399,151.00 81,169,936.52 35,318,273.71 82,653,989.19 37,489,314.82 82,218,576.47 43,812,898.70 86,165,334.32 40,687,300.92 Nat'1-bank notes outstanding... State-bank notes outstanding... 294,476,702.00 2,734,669.00 292,457,098.00 2,615,387.00 292,753,286.00 2,558,874.00 293,593,645.00 2,454,697.00 Individual deposits U. S. deposits Dep'ts U. S. disbursing officers. 568,530,934.11 13,211,850.19 3,472,884.90 547,922,174.91 10,114,328.32 3,665,131.61 574,307,382.77 10,301,907.71 2,454,048.99 511,400,196.63 7,112,646.67 4,516,648.12 Due to national banks Due to State banks and b'k'rs.. 95,453,139.33 26,984,945.74 92,662,648.49 23,018,610.62 100,933,910.03 28,046,771.30 95,067,892.83 23,849,371.62 2,464,849.81 1,870,913.26 2,392,205.61 1,735,289.07 3,839,357.10 2,140,363.12 1,517,753,167.03 1,564,174,410.65 1,497,226,604.33 Capital stock Surplus fund Undivided profits Notes and bills rediscounted . Bills payable Total 1,540,394,266.50 1,617 banks. 1870. Liabilities. Capital stock JANUARY 22. MARCH 24. 1,615 banks. 1,615 banks. JUNE 9. 1,612 banks. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,648 banks. $426,074,954.00 $427,504,247.00 $427,235,701.00 $430,399,301.00 $435,356,004.00 90,174,281.14 34,300,430.80 90,229,954.59 43,109,471.62 91,689,834.12 42,861,712.59 94,061,438.95 38,608,618.91 94,705,740.34 46,056,428.55 Nat'1-bank circulation. 292,838,935.00 2,351,993.00 State-bank circulation. 292,509,149.00 2,279,469.00 291,183,614.00 2,222,793.00 291,798,640.00 2,138,548.00 296,205,446.00 2,091,799.00 Surplus fund Undivided profits 2,299,296.27 1,483,416.15 1,517,595.18 2,462,591.31 2,242,556.49 Individual deposits.... 546,236,881.57 6,750,139.19 U. S. deposits 2,592,001.21 Dep's U. S. dis. officers. 516,058,085.26 6,424,421.25 4,778,225.93 542,261,563.18 10,677,873.92 2,592,967.54 501,407,586.90 6,807,978.49 4,550,142.68 507,368,618.67 6,074,407.90 4,155,304.25 Due to national banks. 108,351,300.33 28,904,849.14 Due to State banks 109,667,715.95 29,767,575.21 115,456,491.84 33,012,162.78 100,348,292.45 29,693,910.80 106,090,414.53 29,200,587.29 2,462,647.49 2,873,357.40 2,741,843.53 2,302,756.99 3,843,577.67 4,592,609.76 4,612,131.08 4,838,667. 83 1,538,998,105.93 Dividends unpaid Notes rediscounted Bills payable Total 3,842,542.30 1,543,753.49 1,546,261,357. 44 1,529,147,735.85 1,565,756,909. 67 1,510,713,236. 92 1871. Liabilities. Capital stock Surplus fund Undivided profits MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. 1,688 banks. 1,707 banks. 1,723 banks. 1,767 banks. $444,232,771.00 $446,925,493.00 $450,330,841.00 $458,255,696.00 96,862,081.66 43,883,857.64 Nat'1-bank circulation. 301,713,460.00 State-bank circulation. 2,035,800.00 97,620,099.28 44,776,030. 71 98,322,203.80 101,112,671.91 45,535,227. 79 42,008,714.38 306,131,393.00 307,793,880.00 1,982,580. 00 1,968,058.00 315,519,117.00 1,921,056.00 DECEMBER 16. 1,790 banks. $460,225,866.00 101,573,153.62 48,630,925.81 318,265,481.00 1,886,538.00 1,263,767.70 2,235,248.46 1,408,628.25 4,540,194.61 1,393,427.98 Individual deposits.... 561,190,830.41 U. S. deposits 6,314,957.81 Dep's U. S. dis. officers. 4,813,016.66 611,025,174.10 6,521,572.92 3,757,873.84 602,110,758.16 6,265,167.94 4,893,907.25 600,868,486.55 20,511,935.98 5,393,598.89 596,586,487.54 14,829,525.65 5,399,108.34 Due to national banks. 118,904,865.84 Due to State banks 37,311,519.13 128,037,469.17 36,113,290.67 135,167,847.69 41,219,802.96 131,730,713.04 40,211,971. 67 118,657,614.16 38,116,950.67 3,573,723.02 5,740,964.77 3,120,039.09 5,278,973.72 3,964,552.57 4,528,191.12 4,922,455.78 5,374,362.67 Dividends unpaid Notes rediscounted Bills payable 3,256,896.42 5,248,206.01 Total 1,627,032 030. 28. 1,694,440,912. 94 1,703,415,335. 65 1,730,566,899. 72 1,715,861,897. 22 288 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the national 1872. Resources. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 banks. 1,940 banks. Loans and discounts.. $839,665,077.91 $844,902,253.49 $871,531,448.67 $877,197,923.47 $885,653,449.68 Bonds for circulation . 370,924,700.00 374,428,450.00 377,029,700.00 382,046,400.00 384,458,500.00 15,409,950.00 15,479, 750.00 16,304,750.00 15,169,000.00 15,870,000.00 Bonds for deposits 16,458,250.00 12,142,550.00 10,306,100.00 19,292,100.00 U.S. bonds on hand... 21,323,150.00 22,270,610.47 23,533,151.73 23,160,557.29 21,538,914.06 Other stocks and b'ds. 22,838,388.80 86,401,459.44 Due from red'g ag'nts. 89,548,329.93 82,120,017.24 91,564,269.53 80,717,071.30 39,468,323.39 34,486,593.87 42,707,613.54 36,697,592.81 Due from nat'l banks. 38,282,905.86 12,976,878.01 12,008,843.54 12,299, 716.94 13,014,265.26 Due from State banks. 12,269,822.68 31,123,843.21 32,276,498.17 33,014,796.83 30,637,676.75 30,809,274.98 Real estate, etc 6,719,794.90 6,310,428.79 8,454,803.97 7,026,041.23 6,265,655.13 Current expenses 6,616,174.75 6,546,848.52 7,097,847.86 6,544,279.29 6,308,821.86 Premiums paid 13,458,753.80 14,916,784.34 13,696,723.85 12,461,171.40 12,143,403.12 Cash items 88,592,800.16 110,086,315.37 90,145,482. 72 Clear'g-house exch'gs. 93,154,319.74 114,195,966.36 16,253,560.00 15,787,296.00 19,070,322.00 18,492,832.00 National-bank notes.. 15,552,087.00 2,069,464.12 2,151,747.88 2,270,576.32 2,143,249.29 2,278,143.24 Fractional currency... 24,256,644.14 10,229,756.79 19,047,336. 45 24,433,899.46 25,507,825.32 Specie Legal-tender notes..:. 97,865,400.00 105,732,455.00 122,994,417.00 105,121,104.00 102,922,369.00 6,710,000.00 12,650,000.00 U. S. cert's of deposit. 7,140,000.00 4,185,000.00 Three per cent cert'fs.. 18,980,000.00 12,005,000.00 15,365,000.00 Total 1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43 1873. Resources. FEBRUARY 28. APRIL 25. JUNE 13. 1,947 banks. 1,962 banks. 1,968 banks. SEPTEMBER 12. DECEMBER 26. 1,976 banks. 1,976 banks. Loans and discounts.. $913,265,189.67 $912,064,267.31 $925,557,682.42 $944,220,116.34 $856,816,555.05 Bonds for circulation.. 384,675,050.00 386,763,800.00 388,080,300.00 388,330,400.00 389,384,400.00 15,935,000.00 15,035,000.00 16,235,000.00 14,805,000.00 14,815,200.00 Bonds for deposits 9,789,400.00 9,613,550.00 8,824,850.00 8,630,850.00 U.S. bonds on hand.. 10,436,950.00 22,449,146.04 22,912,415.63 23,709,034.53 24,358,125.06 Other stocks and b'ds. 22,063,306.20 97,143,326.94 96,134,120.66 88,815,557.80 73,032,046.87 Due from red'g ag'nts. 95,773,077.10 40,404,757.97 Due from nat'l banks. 39,483,700.09 38,671,088.63 43,328,792.29 41,413,680.06 14,073,287.77 12,883,353.37 12,022,873.41 11,185,253.08 Due from State banks. 13,595,679.17 34,820,562.77 34,023,057.77 34,216,878.07 34,661,823.21 35,556,746.48 Real estate, etc 7,154,211.69 6,977,831.35 7,410,045.87 6,985,436.99 8,678,270.39 Current expenses 7,890,962.14 7,205,259.67 7,559,987.67 7,752,843.87 7,987,107.14 Premiums paid 13,036,482.58 11,761,711.50 11,425,209.00 11,433,913.22 12,321,972.80 Cash items 88,926,003.53 62,881,342.16 Clear'g-house exch'gs.. 131,383,860.95 94,132,125.24 91,918,526.59 20,394,772.00 19,310,202.00 16,103,842.00 21,403,179.00 National-bank notes.. 15,998,779.00 2,197,559.84 2,289,680.21 2,198,973.37 2,302,775.26 2,287,454.03 Fractional currency... 17,777,673 53 16,868,808.74 27,950,086.72 19,868,469.45 26,907,037.58 Specie 97,141,909.00 100,605,287.00 106,381,491.00 92,522,663.00 108,719,506.00 Legal-tender notes 22,365,000.00 18,370,000.00 20,610,000.00 24,010,000.00 U. S. cert's of deposit. 18,460,000.00 305,000.00 1,805,000.00 710,000.00 Three per cent cert'fs. Total 1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845,53 1,729,380,303.61 1874. Resources. FEBRUARY 27. MAYl. JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 banks. 1,978 banks. 1,983 banks. 2,004 banks. 2,027 banks. Loans and discounts.. $897,859,600.46 $923,347,030.79 $926,195,671.70 $954,394,791.59 $955,862,580.51 Bonds for circulation.. 389,614,700.00 389,249,100.00 390,281,700.00 383,254,800.00 382,976,200.00 14,600,200.00 14,890,200.00 Bonds for deposits 14,890,200.00 14,691,700.00 14,714,000.00 10,152,000.00 U. S. bonds on hand.. 11,043,400.00 10,456,900.00 13,313,550.00 15,290,300.00 Other stocks and b'ds. 25,305,736.24 25,460,460.20 27,010,727.48 27,807,826.92 28,313,473.12 94,017,603.31 Due from res've ag'ts.. 101,502,861.58 97,871,517.06 83,885,126.94 80,488,831.45 Due from nat'l banks. 36,624,001.39 41,291,015.24 45,770,715.59 39,695,309.47 48,100,842.62 12,374,391.28 Due from State banks. 11,496,711.47 12,469,592.33 11,196,611.73 11,655,573.07 36,043,741.50 36,708,066.39 37,270,876.51 Real estate, etc 38,112,926.52 33,190,683.04 6,998,875.75 7,547,203.05 Current expenses 7,550,125.20 7,658,738.82 5,510,566.47 8,741,028.77 8,680,370.84 Premiums paid 8,563,262.27 8,376,659.07 8,626,112.16 1(7,269,955.50 11,949,