View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

ANNUAL REPORT OF THE

Comptroller of the Currency
TO THE THIRD SESSION OF THE SIXTY-SECOND
CONGRESS OF THE UNITED STATES




1912
With Appendices

WASHINGTON
GOVERNMENT PRINTING OFFICE
1913




TREASURY DEPARTMENT,
Document No. 2662.
Comptroller of the Currency*

CONTENTS.
Page.
1
5
7
:...
8
11
12
12
13
15
16
16
17
18
19
20
21
22
23
24
24
25
29
30
31
32
32
34
38
41
42
42
49
49
50
51
52
53
55
58
58
62
64
65
66
67
68
68
69
70
70
73
73
74
75
79
79
80
81
83

Condition of national banks
Character of national-bank loans
Rates for money
Reserve and deposits of national banks
Savings depositors and deposits in national banks
Classification of national banks by capital stock
Relation of capital to deposits, etc., of national banks
Changes in loans, bonds, cash, and deposits
Bond investments by national banks
Productivity of loans and bond investments
Percentages of principal items of assets and liabilities of national banks
United States bonded debt and national-bank holdings in detail
Earnings and dividends of national banks
National-bank notes in circulation
•
Bonds, circulation, capital stock, etc
Circulation issued, redeemed, and outstanding
National-bank redemption agency receipts and redemptions
Profit on national-bank circulation
Change in design and size of notes
Expenses of the banks incident to the issue of circulation and expense of the currency bureau
Organization of national banks
Extensions and expirations of charters. ...
Changes of title and location of national banks
Status of bank when place in which organized has been annexed to adjacent city
Voluntary liquidations of national banks
Insolvent national banks
Reports of condition of banks in the Unites States
Growth of banking in the United States
Growth of banking in recent years
Banking power of the United States
- Resources and liabilities of the banks by States
Classification of loans and discounts in all banks
Investments of all banks in bonds and other securities
Money in banks
Distribution of money in the United States
Individual deposits in all banks in the United States
Savings deposits in all banks
State, savings, private banks, and loan and trust companies
State banks
Savings banks
Mutual savings banks
Stock savings banks
Private banks
Loan and trust companies
Banks and banking in the District of Columbia
Banks and banking in the island possessions
Philippines
Hawaii
Porto Rico
State and private bank failures
Building and loan associations in the District of Columbia
Building and loan associations in the United States
School savings banks
Savings banks in foreign countries
Instruments of credit
National currency associations
Clearing house transactions
Digest of national-bank decisions
Examinations by directors'committees




in

CONTENTS OF APPENDIX
Page.
Digest of decisions relating to national banks
*
89
No. 1. Comptrollers and Deputy Comptrollers of the Currency
95
No. 2. Names and compensation <fi officers and clerks in the office of the Comptroller of the Currency,
October 31,1912
95
No. 3. Expenses of the office of the Comptroller of the Currency for the year ended June 30,1912
97
No. 4. National banks organized, number now in operation, and the number passed out of the system since February 25, 1863
97
No. 5. Authorized capital of national banks organized, number and capital of banks closed in each
year ended October 31 since the establishment of the national banking system, with the
yearly increase or decrease
98
No. 6. National banks organized, in liquidation, insolvent, and in operation, with bonds on deposit,
and circulation issued, redeemed, and outstanding on October 31,1912
99
No. 7. National banks organized, in voluntary liquidation, insolvent, number and capital of associations in active operation on January 1 of each year from 1864 to 1912
100
No. 8. National banks chartered during the year
101
No. 9. Number and capital of State banks converted into national banking associations, by States,
from 1863 to 1912
105
No. 10. Number of national banks in each State extended under the act of July 12,1882, to October
31, 1912
106
No. 11. Number of national banks, by States, reextended under the act of April 12,1902, to October
31,1912
106
No. 12. List of national banks the corporate existence of which will expire for the first time during
the year ending October 31,1913, with the date of expiration
106
No. 13. List of national banks the corporate existence of which will expire for the second time during
the year ending October 31,1913, with the date of expiration
108
No. 14. National banks organized under the act of 1863, charter of which expired prior to the act of
1882, reorganized under a new charter, which have been permitted to adopt their original
charter number
108
No. 15. Authorized capital stock of national banks on the first day of each month from January 1,
1903, to November 1,1912, bonds on deposit to secure circulation, circulation secured by
bonds, lawful money on deposit to redeem circulation, and national-bank notes outstanding. 109
No. 16. Yearly increase or decrease in national-bank circulation from January 14,1875, to October 31,
1912
Ill
No. 17. National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on
October 31, 1864 to 1912
112
No. 18. National gold bank notes issued, redeemed, and outstanding October 31,1912
116
No. 19. National-bank notes of each denomination outstanding March 13,1900, and October 31,1904
to 1912
116
No. 20. National-bank notes outstanding, the amount and per cent of notes of $5 on March 14,1900,
and October 31, 1900 to 1912
117
No. 21. Amount and denominations of national-bank notes issued and redeemed since the organization of the system, and the amount outstanding October 31, 1912
117
No. 22. Vault account of currency received and issued by this bureau during the year, and amount
on hand October 31,1912
117
No. 23. National-bank notes received monthly for redemption during the year by the Comptroller
and the Redemption Agency of the Treasury, together with the total amount received
since June 20,1874
118
No. 24. National-bank notes received at this bureau and destroyed yearly since the establishment
of the system
118
No. 25. National-bank notes issued; the amount and per cent received and destroyed on account of
active, liquidating, and insolvent banks annually to October 31,1912
119
No. 26. V ault account of currency received and destroyed during the year
119
No. 27. Taxes assessed national banks on deposits, capital, circulation, and corporation tax from
1864 to 1912
120
No. 28. Taxes assessed on national bank circulation 1864 to 1912, cost of redemption 1874 to 1912,
and cost of plates and examiners' fees 1883 to 1912
121
No. 29. Taxes collected on circulation, deposits, and capital of banks other than national, 1864 to 1883,
and on capital, 1898 to 1902
121
IV




CONTENTS OF APPENDIX.

V

Page.
No. 30. Specie and bank-note circulation of the United States from 1800 to 1859
122
No. 31. Coin and paper circulation of the United States, 1860 to 1912
122
No. 32. State-bank notes outstanding and percentage of, to total money in the United States, 1800 to
1863
123
No. 33. Total money in the United States, national-bank notes outstanding, and percentage of notes
to money, 1864 to 1912
124
No. 34. Per cent of various kinds of currency and instruments of credit, etc., based on receipts of banks
for various dates
124
No. 35. United States bonds on deposit to secure circulating notes of national banks on October 31,
1900 to 1912
125
No. 36. Profit on national-bank circulation based on deposit of $100,000 consols of 1930, etc., for each
month during the year
126
No. 37. National banks placed in liquidation from November 1,1911, to October 31,1912, the names,
where known, of succeeding banks in cases of succession, with date of liquidation, capital,
and circulation
128
No. 38. Insolvent national banks in charge of receivers, dates of organization and failure, cause of
failure, dividends paid while solvent, circulation issued, redeemed, and outstanding, 1865
to 1912
132
No. 39. Insolvent national banks, dates of failure and final liquidation, assets, collections, dividends
paid, etc., 1865 to 1912
152
No. 40. National banks restored to solvency after having been placed in the charge of receivers
188
No. 41. Dividends paid to creditors of insolvent national banks during the past year
188
No. 42. Dates of reports of condition of national banks, 1869 to 1912
189
No. 43. Capital, circulation, aggregate assets of national banks, October, 1863, to Sept. 4,1912, money
in the country, etc
190
No. 44. National banks, classified by capital, September 4,1912
194
No. 45. Abstract of the resources and liabilities of national banks on September 4,1912, in New York
City, all central reserve cities, other reserve cities, country banks, and the aggregate
196
No. 46. Highest and lowest points reached in the principal items of resources and liabilities of national
banks during the existence of the system
197
No. 47. Percentage of loans, United States bonds, and lawful money to the aggregate resources of
national banks, 1897 to 1912
197
No. 48. Classification of loans made by national banks in reserve cities, etc., in the fall of 1908 to 1912.. 198
No. 49. Classification of loans and discounts of national banks by reserve cities and States on June 14,
1912
199
No. 50. Amount and character of State bonds, etc., owned by national banks by reserve cities and
States on June 14,1912
201
No. 51. Classification of individual deposits for each call during the year 1912, by geographical divisions
204
No. 52. Number of national banks reporting savings deposits, number of savings depositors, and
amount of savings deposits at date of each report during the year, by geographical divisions. 218
No. 53. Specie and circulation of national banks at date of each report during the year, by reserve
cities and States
220
No. 54. Gold, silver, coin certificates, legal tenders, and currency certificates held by national banks
at date of each report since January 1,1879
240
No. 55. Specie held by national banks in New York City at date of each report since February 25,
1902, with yearly average
246
No. 56. Deposits and reserve of national banks on or about October 2,1883 to 1912, by reserve cities
and States
249
No. 57. Lawful money reserve of national banks at date of each report during the year ended September 4,1912, by reserve cities and States
252
No. 58. Lawful money reserve of national banks at date of each report for the past five years
272
N o. 59. Abstract of reports of earnings and dividends of national banks for the year ended July 1,1912. 274
No. 60. Number, capital, surplus, dividends, net earnings, etc., of national banks, 1870 to 1912
278
No. 61. Number of national banks having net earnings in excess of $5,000 for the year ended December 31,1911, and amount of excess
279
No. 62. Aggregate resources and liabilities of national banks from 1863 to 1912
281
No. 63. Summary of principal items of resources and liabilities of national banks, by States, from
1863 to 1912
317
No. 64. Summary of the state and condition of national banks for each report since September 1,
1911, by States and reserve cities
353
No. 65. Condensed reports of the resources and liabilities of national banks on September 4,1912
423
No. 66. Abstract of reports from loan and trust companies in the District of Columbia for the year
ended September 4,1912
669
No. 67. Abstract of reports of savings and State banks in the District of Columbia for year ended
September 4,1912
670




VI

CONTENTS OF APPENDIX.

Page.
No. 68. Principal items of resources and liabilities of savings and State banks in the District of Columbia on September 4, 1912
671
No. 69. Principal items of resources and liabilities of loan and trust companies in the District of
Columbia on September 4, 1912
672
No. 70. Principal items of resources and liabilities of loan and trust companies in the District of
Columbia on or about October 1,1890, to 1912
673
No. 71. Principal items of resources and liabilities of savings and State banks in the District of Columbia on or about October 1,1906, to 1912
673
No. 72. Summary of the condition of building and loan associations in the District of Columbia on
December 31,1911, and July 1,1912
675
No. 73. Abstract of reports of national banks on June 14,1912, by States
694
No. 74. Abstract of reports of State banks on June 14,1912, by States
706
No. 75. Abstract of reports of mutual savings banks on June 14,1912, by States
714
No. 76. Abstract of reports of stock savings banks on June 14,1912, by States
719
No. 77. Abstract of reports of private banks on June 14,1912, by States
729
No. 78. Abstract of reports of loan and trust companies on June 14,1912, by States
736
No. 79. Abstract of reports of all classes of banks on June 14,1912, by States
746
No. 80. Summary of reports of condition of national banks on June 14,1912
756
No. 81. Summary of reports of condition of State banks on June 14,1912
757
No. 82. Summary of reports of condition of mutual savings banks on June 14, 1912
758
No. 83. Summary of reports of condition of stock savings banks on June 14, 1912
759
No. 84. Summary of reports of condition of private banks on June 14,1912
760
No. 85. Summary of reports of condition of loan and trust companies on June 14,1912
761
No. 86. Aggregate resources and liabilities of national banks from 1908 to* 1912
762
No. 87. Aggregate resources and liabilities of State banks from 1908 to 1912
763
No. 88. Aggregate resources and liabilities of savings banks from 1907-8 to 1912
764
No. 89. Aggregate resources and liabilities of private banks from 1908 to 1912
765
No. 90. Aggregate resources and liabilities of loan and trust companies from 1908 to 1912
766
No. 91. Gold, silver, etc., held by banks other than national in 1873 to 1912
767
No. 92. Number, assets, and liabilities of State, savings, and private banks, and loan and trust companies which failed during the year ended June 30,1912
768
No. 93. Resources and liabilities of the first bank of the United States
769
No. 94. Resources and liabilities of the second bank of the United States
769
No. 95. Number of colonial and State banks, their capital, circulation, deposits, specie, and loans
from 1774 to 1833
771
No. 96. Number of State banks in the United States, with their principal resources and liabilities,
from 1834 to 1872
772
No. 97. Comparative statement of the transactions of the New York Clearing House for each year
from 1854 to 1912, number of banks, aggregate capital, clearings, balances, average of daily
clearings and balances, and percentage of balances to clearings
774
No. 98. Comparative statement for two years of the transactions of the New York Clearing House,
showing aggregate amount of clearings, balances, and the kinds and amounts of money
passing in settlement of these balances
775
No. 99. Exchanges, balances, percentages of balances to exchanges, and percentage of funds used in
settlement of balances b y the New York Clearing House in each year from 1893 to 1912... 775
No. 100. Clearing-house transactions of the Assistant Treasurer of the United States at New York
for the year ended September 30,1912
775
No. 101. Comparative statement of the exchanges of the clearing houses of the United States for the
year ended September 30,1912, and the year ended September 30,1911
,
776
No. 102. Investment value of United States and Panama Canal bonds during the year
778
No. 103. United States bonds—monthly range of prices in New York from November, 1911 to
October 31,1912
779
No. 104. Statement from annual report of the commissioner of the Freedman's Savings and Trust
Co., December 1,1911
781
No. 105. Statement showing the condition of the 27chartered banks of Canada, September 30,1912.. 785
No. 106. Comparative statement relative to capital, etc., of chartered banks of Canada
785
No. 107. Resources and liabilities on June 30,1912, of the banks of the United Kingdom, colonial,
and foreign with London offices
786
No. 108. Balance sheet of the National Bank of Cuba and branches for December 30,1911
788
No. 109. Stock of money in the principal countries of the world at the close of 1911, together with the
amount of circulating notes outstanding October 1,1912
788




REPORT

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, D. C, December 2,1912.
SIR: In compliance.with the requirements of section 333 of the
Revised Statutes of the United States, the fiftieth annual report
of the operations of the Currency Bureau for the year ended October
31, 1912, is herewith submitted.
CONDITION OF NATIONAL BANKS.

The resources and liabilities of national banks in active operation
at date of the periodical reports made to the comptroller during the
past year are shown in detail in the following table:
Abstract of reports of condition of national banks in the United States from Dec. 5, '1911,

to Sept. 4, 1912.
Dec. 5,1911—
7,328 banks.

Feb. 20, 1912— Apr. 18,1912— June 14, 1912— Sept. 4, 1912—
7,339 banks.
7,355 banks.
7,372 banks.
7,397 banks.

RESOUECES.

1.81
Loans and discounts... $5,659,109,826. 52 $5,810,433,940. 51 $5,882,166,597.47 $5,953,904.431.85 $6,040,841,270.
35,950,532.81 23,982,519.22
19,819,115.""
""" "" ~"
"
20,168,074.45
Overdrafts
19,849,391.65
U. S. bonds to secure
713,619,820.00 718,696,520.00 719,570,740.00 721,395,970.00 724,085,520.00
circulation
U. S. bonds to secure
45,438,480.00
45,414,540.00
44,978,000.00
46,228,460.00
46,273,660.00
U. S. deposits
Other bonds to secure
25,663, 796.24
27,096, 723.98 29,892,985.12
31,163,415.35
32,479,536.18
U. S. deposits
12,551,070.00
8,372,540.00
13,817,970.00
10,343,560.00
7,804,070.00
U. S. bonds on hand...
Premiums on U. S.
8,785,249.01
7,792,492.19
7,480,771.82
7,455,806.72
7,092,456.00
bonds
'91L, 039,986,552.37
Bonds, securities, etc.. 1,026,555,490. 5"~3 1L, 028,940^ 025.""
351,., 028,029, 767.721 ,046,619,585.7"
Banking house, furni232,516,072.98 234,536,934.76 237,378,708.44 238,577,785.24 240,046,311.47
ture, and fixtures
Other real e s t a t e
26,579,277.63
24,737,889.06
27,123,748.53
28,459,029.88
28,047,223.46
owned
Due from n a t i o n a l
banks (not reserve
450,725,912.74 482,418,015.26 459,640,453.32 446,698,023.39 452,087,610.48
Due from State banks
201,868,057.98 216,423,114.12 204,413,884.
and bankers
198,485,414.29 188,829,543.88
Due from approved re751,993,136.87 859,562,144.17 809,939,983.07 778,908,242.63 812,152,402.19
serve agents
Checks and other cash
34,648,410.71 28,180,603.17
items
27,224,613.46
29,175,123.75
37,342,814.74
Exchanges for clearing
263,725,805.02 245,105,678.01 255,122,693.34 266,040,276.57 296,016,908.75
house
Bills of other national
banks
48,786,069.00
47,564,277.00
48,592,300.00
46,401,672.00
49,217,895.00
Fractional curr e n c y,
3,517,886.33
3,375,651.33
3,300,352.26
nickels, and cents
3,210,746.04
3,452,456.01
64776°-—.CUR 191




2

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports of condition of national banks of the United States from Dec, 5,1911,
to Sept. 4, 1912—Continued.
Dec. 6,1911— Feb. 20,1912— Apr. 18,1912— June 14,1912—
7,339 banks.
7,355 banks.
7,372 banks.

Sept. 4,1912—
7,397 banks.

RESOURCES—contd.

Gold coin
$152,374,404.16 $149,361,369.14 $159,128,760.43 $149,294,417.78 $150,677,158.16
Gold Treasury certificates
244,711,700.00 290,632,870.00 272,840,370.00 296,922,380.00 267,823,290.00
Gold Treasury certificates (sec. 5192)
40,135,000.00 62,545,000.00 59,155,000.00 59,680,000.00 52,165,000.00
Clearing-house certificates
82,810,000.00 95,975,000.00 85,207,500.00 80,479,000.00 85,706,500.00
Silver dollars
13,508,457.00 14,123,278.00
12,775,940.00 12,637,221.00
12,105,186.00
Silver Treasury certificates
128,911,341.00 136,547,665.00 135,238,037.00 138,569,628.00 126,743,559.00
Silver fractional coin..,
19,098,713.57 19,843,994.92 19,522,812.95
19,180,041.35
18,239,907.07
Total specie
Legal-tender notes
Five per cent redemption fund
Due from Treasurer
United States
Total

681,549,615.73

769,029,177.06

743,868,470.38

756,762,688.13

713,460,600.23

181,244,581.00

181,468,221.00

187,820,692.00

188,440,207.00

182,490,494.00

34,503,106.56

34,585,892.81

34,643,021.70

34,488,178.75

35,028,032.99

7,851,474.67

7,303,198.47

9,584,558.08

10,165,984.25

6,908,419.67

10,443,457,166.47 10,812,427,983.04 10,792,149,256.08 10,861,763,877.15 10,963,400,760.35

LIABILITIES.

Capital stock paid in... 1,026,440,500.001,031,193, 298.001,036,124,945.001
1,945.
,033,570,675.001,,046,012,580.00
Surplus fund
672,891,252.61 685,601,822.65
1,578.23 693,990,419.08 701,021,452.71
Undivided profits, less
expenses and taxes.. 258,906,244.99 242,069, 421.77 253,678, 268.43 256,837,095.57 242,735,174.37
National-bank n o t e s
outstanding
702,647,103.00 704,226,003.00 706,979, 133.00 708,690,593.00 713,823,118.00
State-bank notes out27, 701.00
standing
27,700.00
27, 701.00
27,701.00
27,701.00
Due to other national
banks
1,011,873,573.601L, 176,445,299.60 1, 104,209, 228.891,,057,911,757.611 ,068,683,209.81
Due to State banks
522,805,573.78 573,379, 393.36 548,015, 077.84 522,125,080.11 539,959,859.28
and bankers
Due to trust companies
and savings banks
503,787,016.41 586,986, 265.07 552,725, 629.47 554,414,137.28 529,299,679.38
Due to approved reserve agents
46,640,165.65 44,403, 475.59 43,267, 829. 74 43,712,443.11 39,545,913.62
1,198,586.67
Dividends unpaid
1,139,570.13
1,304, 576.58
1,622,560.16
1,299,534.51
Individual d e p o s i t s
subject to check
1,764,268,468.36 4,,808,937,884.36
4,527,320,617. 76 41,620,310,730. 114,,656,221,240. 48 4,
Demand certificates of
deposit
390,724,980.30 399,502,714.40 417,526,063.58 412,288,988.78 407,683,296.92
Time certificates of deposits
469,073,133.60 477,146,973. 78 481,299,465,45 494,168,999. 76 504,490,811.23
Certified checks
84,841,799.98
73,801,489.94 94,012,039.43 84,756,083.86 97,892,761.41
Cashiers' checks outstanding
64,081,749.52 57,797,323.57 62,992,279.21 69,978,622.60 72,665,253.08
Total individual
deposits
5,536,042,281.16 5,630,559,231.80 5,712,051,088.1; 5,825,461,163.36 5,891,670,007.00
U. S. and postal savings deposits
,
Deposits of U. S. disbursing officers
Bonds borrowed
Notes and bills rediscounted
,
Bills payable
,
Reserved for taxes
Liabilities other than
those above stated-.,
Total

36,544,552.22

39,778,839.19

43,516,543.31

47,876,628.48

47,259,053.42

16,511,468.47
34,440,971.32

14,965,701.40
34,739,522.67

10,421, 245.03
37,408, 832.53

11,069,352.18
38,249,291.44

11,968,274.98
37,913,129.27

10,697,141.68
53,476,339.51
6,568,959.29

6,144,233.07
34,370,292.40
3,873,492.44

6,978,004.46
38,545, 279.27
4,818 050.41

7,670,304.45
50,936,000.10
5,846,511.65

15,716,092.06
66,658,696.96
6,674,012.38

1,957,736.11

2,524,419.90

3,089,244.70

1,752,163.57

3,133,271.60

10,443,457,166.47 10,812,427,983.04 10,792,149.256.08 10,861,763,877.15 10,963,400,760.35

The prosperity of the country in the year just closing is notably
shown in the reports relating to the agricultural output, which, for
a number of products, exceeds that of any previous year and is



BEPOBT OF THE COMPTROLLER OF THE CURRENCY.

3

attended by average returns per unit and in the aggregate to the
roducer in excess of those for 1911. Exports from the United States
uring the ten months ended October aggregated $1,870,000,000
and the imports $1,511,000,000, resulting in a favorable balance of
$359,000,000.
Business in general has shared in this prosperity, as is evidenced
by the returns from national and other banks of the country. Reports
depicting in detail the items of assets and liabilities of 25,195 banks
have been tabulated showing aggregate assets of approximately
$25,000,000,000. The capital of these financial institutions amounts
to approximately $2,010,000,000 and the liabilities to depositors
over $17,000,000,000. Compared with 1911 the current returns show
increase in capital of $58,400,000, in deposits of $1,117,000,000, and
in aggregate assets, $1,355,000,000. Elsewhere in this report information appears relative to the condition of each class of banking
institutions in each state and section of the country.
Of the 10,285 national banks chartered from 1863 to October 31,
1912, there are in active operation 7,397 banks, as shown by the
reports for September 4, 1912. The paid-in capital is stated at
$1,046,012,580; combined surplus and other undivided profits,
$943,756,626; circulating notes outstanding, $713,823,118; due to
banks, $2,177,488,662; individual deposits, $5,891,670,007; United
States deposits, $59,227,328; rediscounts and bills payable, $82,374,789;
and aggregate liabilities, $10,963,400,760.
About 60 per cent of the banks' loanable funds is represented by
loans and discounts, which aggregate $6,061,009,345. Nearly 17
per cent, or $1,850,584,138, is invested in United States and other
bonds and securities, about 7 per cent of the amount being investments in United States bonds, of which $724,085,520 are on deposit
with the Treasurer of the United States to secure national bank circulation, $46,228,460 to secure public deposits, and $7,804,070 held
in bank unpledged. The premium account on all United States
bonds, as shown by the banks' books, is $7,092,456, an amount which
is appreciably less than the market value of these securities. Investments in bank premises, furniture and fixtures, and real estate taken
for debt total $268,505,340, which is less than 2\ per cent of
the aggregate assets. Credits with other banks, that is the amount' l due from,"
are $1,453,069,556; checks and other cash items, including exchanges
for clearing house, are $333,359,723; and cash in bank, that is, specie,
legal tender notes, bank notes, and minor currency, $947,843,746;
these two latter amounts, totaling $1,281,203,469, equal nearly 22
per cent of the liabilities to depositors, the actual cash means being
16 per cent of such liabilities.
On September 1, 1911, there were m operation 7,301 banks, with
capital of $1,025,441,384, surplus and other profits, $904,434,537;
circulation, $696,982,033; due to other banks, $2,088,187,242; individual deposits, $5,489,995,002; United States deposits, $48,343,741;
rediscounts and bills payable, $78,531,117; and aggregate liabilities,
$10,379,439,384. The loans and discounts, including overdrafts,
aggregated $5,690,561,906, or a fraction less than 55 per cent of the
banks' total assets. Investments in United States and other bonds
totaled $1,799,873,725, or 17 per cent of the assets. The amount
invested in United States bonds exclusively was $766,218,220, or

S




4

REPORT OF THE COMPTROLLER OF THE CURRENCY.

7.3 per cent. The premium on these investments in United States
bonds was stated at $8,801,366. Bank premises, furniture and fixtures, together with real estate taken for debt, showed an investment
of $256,416,542, approximately the same percentage as in 1912.
Credits with other banks totaled $1,306,395,076. Checks, cash items,
and exchanges for clearing house amounted to $333,503,061, and
with cash in bank of $941,362,369, showed aggregate cash means of
$1,274,865,430, exceeding slightly 23 per cent of the individual
deposit liabilities, the cash in bank exceeding by a fraction over 17
per cent the amount of liabilities of that character.
With a net increase during the year in question of 96 in number of
active banks, there was an increase in capital of $20,571,195, together
with an addition of $39,322,089 to the surplus and other profits.
The increase in bank-note circulation was $16,841,085. In this
period individual deposits increased $401,674,995, and United States
deposits $11,979,832. On the credit side of the account the following increases are shown: Loans and discounts, $377,430,197; United
States bonds, .$11,899,830; other bonds, $38,810,583; cash means,
$6,338,039; and aggregate resources, $583,961,376.
By reference to the abstracts of the returns from national banks
made since September 1, 1911, a steady increase is shown in the
volume of loans and discounts, while overdrafts have declined from
$35,950,532 on December 5, 1911, to $20,168,074 on September 4,
1912. Bonds deposited as security for circulation increased since
December last from $713,619,820 to $724,085,520, while the amount
of securities of that character deposited on account of Government
deposits increased only from $44,978,000 to $46,228,460. There was
a material increase in bonds other than "Governments" deposited
as security for public deposits, as the rise was from $25,663,796 to
$32,479,536. Investments in bonds and other securities, excluding
United States bonds, standing at $1,052,219,286 in December last,
increased but slightly until June 14, 1912, when the amount reported
was $1,077,783,000, but by September 4 investments of this character had decreased to $1,072,466,088. Immediately available cash
means in banks; that is—lawful money, bank notes, exchanges for
clearing house, checks, and other cash items—fluctuated but slightly,
as it appears that the amount in bank on December 5, 1911, was
$1,210,780,830, and on February 20, 1912, $1,276,087,634, or an
increase of $65,306,804. By April 18 these items had declined to
$1,266,706,820, or by $9,380,814; on June 14 had risen to $1,291,358,223, or an increase of $24,651,403; and by September 4 had again
declined—to $1,281,203,469, or by $10,154,754.
The total amount of assets increased from $10,443,457,166 on
December 5, 1911, to $10,812,427,983 on February 20, 1912, but
declined to $10,792,149,256 on April 18. There was an increase by
June 14 to $10,861,763,877, and a further increase to $10,963,400,760
on September 4.
Results of the organization of banks and the increase in capital of
existing banks are shown in the gradual increase of the paid-in
capital stock from $1,026,440,500 on December 5 to $1,036,124,945
on April 18. By reason, however, of liquidations for consolidation
without an increase in capital stock, the June 14 statement showed a
reduction of capital to $1,033,570,675. By September 4, however,



EEPORT OF THE COMPTROLLER OF THE CURRENCY.

5

there was a notable rise to $1,046,012,580. The surplus fund shows
a normal increase from $672,891,252 on December 5, 1911, to $701,021,452 on September 4,1912. The payment of dividends by national
banks, generally at semiannual periods ending with December and
June, show marked fluctuations in the undivided profit account,
which on February 20 showed a decline to $242,069,421 from $258,906,244 in the prior December. The amount in this account on June
14 was $256,837,095, which was depleted by the June 30 dividend to
the extent of reducing the fund on September 4,1912, to $242,735,174.
National-bank notes outstanding increased only to a nominal extent
from $702,647,103 on December 5, 1911, as shown by the subsequent
calls to June 14, 1912, when the amount outstanding was $708,690,593.
Between that date and September 4 there was an increase of over
$5,000,000, the amount outstanding on the latter date being
$713,823,118. Individual deposits increased from $5,536,042,281 in
December last to $5,630,559,231 on February 20, to $5,712,051,088
on April 18, to $5,825,461,163 on June 14, and to $5,891,670,007 on
September 4. Deposits of the United States, including postal savings and deposits of Government disbursing officers, increased from
$53,000,000 in December, 1911, to $59,000,000 on September 4, 1912,
the increase apparently being mainly due to the deposit of postal
savings funds.
Rediscounts and bills payable, standing at $64,173,481 on December 5, 1911, declined to $40,514,525 in the following February, and
reached the maximum during year on September 4, standing at
$82,374,789. The relatively limited capital and volume of other
loanable funds to the ability of the banks to meet the required accommodations is shown in the summary by geographical divisions, relating to the volume of rediscounts and bills payable. On September 4
the amount of obligations of this character in the New England States
was $3,272,000; in the Eastern States, $9,846,000; in the Middle
West, $9,035,000; in the Western States, $7,362,000; in the Pacific
section, $3,270,000, and in the South the amount shown is $49,587,000,
approximately 60 per cent of the total amount of rediscounts and bills
payable of all banks.
CHARACTER OF NATIONAL-BANK LOANS.

Supplementing the detailed periodical statements relating to the
assets and liabilities of the banks, there is.shown in each bank's report
a classification of the loans and discounts. For purposes of comparison there is submitted herewith a table showing the amount and
percentage of each class of paper held by the banks on September
1, 1910, June 7, 1911, and June 14, 1912. It will be noted that the
relative amount of each class of paper shows but slight variations
from year to year. One-third of the volume of the paper is shown
to be time paper with two or more individual or firm names; onefifth time paper, single name without other security, the same proportion on time secured by stocks and bonds, etc., leaving slightly
over one-fourth in demand paper. Demand paper secured by bonds,
etc., represents approximately one-sixth, and demand paper with one
or more individual or firm names one-eleventh of all loans.



6

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

Table in question follows:
Sept. 1,1910.
Class.
Amount.
On demand, paper with one or more
individual or firm names
On demand, secured by stocks,
bonds, and other personal securities
On time, paper with two or more
individual or firm names
On time, single-name paper (one
person or firm) without other
security
On time, secured by stocks, bonds,
and other personal securities, or
on mortgages or other real-estate
security
Total

lune 7,1911.

Per
cent.

$524,306,117

9.6

939,111,340

Amount.

June 14,1912.

Per
cent.

$529,732,999

9.4

Amount.

Per
cent.

$571,345,681

9.6

17.2

953,751,600

17.0

985,421,576

16.6

1,842,517,150 33.7

1,885,135,321

33.6

1,973,453,245

33.1

1,068,278,898 19.5

1,124,716,389

20.0

1,198,505,689

20.1

1,092,947,132 20.0
5,467,160,637 100.0

1,117,502,478 20.0
5,610,838,787 100.0

1,225,178,240
5,953,904,431

20.6
100.0

The distribution and relative proportion of loans and discounts in
the banks of New York, in all central reserve cities, other reserve
cities, and elsewhere in the country are shown in the accompanying
statement:

Banks in—

New York .
New York
Chicago
St. Louis
Other reserve cities
All reserve cities
Country
Total

Sept. 1,1910.

June 7,1911.

June 14,1912.

Loans.

Loans.

Loans.

Amount.

Per
cent.

$873,880,860

Amount.

Per
cent.

16.0

$903,566,433

16.1

$959,068,755

16.1

1 1,276,992,285 23.3

1,338,814,875

23.8

1,409,950,769

23.6

Amount.

Per
cent.

1,454,442,384

26.6

1,496,311,535

26.7

1,580,419,537

26.5

2,731,434,669
2,735,725,969

49.9
50.1

2,835,126,410
2,775,712,377

50.5
49.5

2,990,370,306
2,963,534; 125

50.1
49.9

5,610,838,787 100.0

5,953,904,431

100.0

5,467,160,638 100.0

In view of the fact that approximately one-sixth of the loans of all
national banks are made by banks located in the city of New York,
the following statement is of interest as showing the amount and
character of such notes on comparable dates in 1907 to 1910, and
also in 1911 and 1912.




EEPORT OF THE COMPTROLLER OF THE CURRENCY.
Aug. 22,1907. Sept. 23,1908. Sept. 1,1909. Sept. 1,1910. June 7,1911. June 14,1912.
Loans and discounts.

0 n demand, paper
with one or more
i n d i v i d u a l or
firm names
On demand, secured by stocks,
bonds, and other
personal securities
On time, paper
w i t h t w o or
more individual
or firm names...
On time, singlename paper (one
person or firm),
without o t h e r
securities
On time, secured
by stocks/bonds,
and other personal securities,
or on real-estate
m o r t g a ges or
o t h e r liens on
realty
Total

38 banks.

37 banks.

38 banks.

39 banks.

40 banks.

37 banks.

$16,254,018.22

$6,800,529

$7,708,853

$9,948,094

$9,356,484

$17,796,847

251,867,157.84

374,548,964

385,430,495

328,145,065

331,736,688

326,897,301

161,108,403.21

146,194,094

145,989,671

176,608,890

177,331,562

171,791,524

130,477,323.47

132,737,553

163,098,915

170,708,005

197,030,419

219,172,889

712,121,058.73
152,414,155.99

905,653,475
245,372,335

925,653,623
223,425,689

873,880,860
188,470,806

903,566,433
188,111,280

959,068,755
223,410,194

The amount and class of loans of all national banks on approximate
dates in 1902 to 1910 and 1911 and 1912 are shown in the following
table:

Date.

Sept. 15,1902
Sept. 9,1903
Sept. 6, 1904
Aug. 25,1905.
Sept. 4, 1906
Aug. 22,1907
Sept. 23,1908
Sept. 1,1909
Sept. 1,1910
June 7,1911
June 14,1912

On demand, paNum- per with
one or
ber of
banks. more individual or
firm names.

4,601
5,042
5,412
5,757
6,137
6,544
6,853
6,977
7,173
7,277
7,372

Millions.
$237.3
283.1
279.8
320.1
374.7
428.2
395.9
441.5
524.3
529.7
571.3

On deOn time,
mand, se- On time,
singlecured by paper with name paper
stocks,
two or (one person
bonds, and more indi- or firm),
without
other per- vidual or
sonal secu- firm names. other security.
rites.

Millions.
$706. 9
717.3
818.9
854.1
828.0
832.9
922.7
957.3
939.1
953.8
985.4

Millions.
$1,176.4
1,267.5
1,316.7
1,382. 2
1,502.0
1,648.7
1,582.4
1,698.4
1,842.5
1,885.1
1,973.4

Millions.
$517.1
558.1
611.0
689.1
776.1
899.5
852.1
971.5
1,068.3
1,124.7
1,198.5

On time,
secured by
stocks,
bonds, and
other personal securities, or on
mortgages
or other
real-estate
security.

TotaL

Millions. Millions.
$642.4 $3,280.1
3,481.4
655.4
3,726.2
699.7
3,998.5
753.0
4,299.0
818.1
4,678.5
869.2
4,750.6
997.5
5,128.8
1,060.1
5,467.2
1,093.0
5,610.8
1,117.5
5,953.9
1,225.3

RATES FOR MONEY.

As will be noted by the following statement relating to the range
and average rates for money in the New York market, as reported
by the William B. Dana Co., rates were normal up to August, but
thereafter there was somewhat of a tightening of the money market,
the range for call loans on the stock exchange in October being from
3 to 8 per cent, with an average of 5J per cent; time loans in that
month ranged from 5J to 6 per cent; commercial paper, double



8

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

name, 60 to 90 days, 5f to 6 per cent, and single name, prime and good,
from 5i to 6J per cent.
The report in question follows:
Range and average rates for money in the New York market, year ended Oct. SI, 1912.
1911

1912

Character of loans.
November. December.
Call loans, stock exchange:
Range
Average
Time loans:
30 days
60 days
90 days
4 months
5 months
6 months
Commercial paper:
Double names, choice, 60
to 90 days
Single n a m e s Prime, 4 to 6 months..
Good, 4 to 6 months...

January.

February.

March.

If to 4
2i

to 6
2J

2 to 3
2 to 31
21 to 3£
2 | to 3£

April.

2 to 5

3 to3J
3 to3f

2£ to 2f
2|to3
3 to 31
3 to3J
3 to3|

3§ to 4£
3£ to 4|
4$ to 5

3§to4
3£to4
4i

3 toZi

3 to3f
31 to 4
31 to 4
31 to 4

3 to3f
to3|
to 4
to 4
to 4

3f to 4J
3f to 4£
4£ to 5

to 4^
5

1912
Character of loans.

Call loans, stock exchange:
Range
Average
•.
Time loans:
60 days
90 days
4 months
5 months
6 months
Commercial paper:
Double names, choice, 60
to 90 days
Single n a m e s Prime, 4 to 6 months.
Good, 4 to 6 months..

May.

June.

21 to 3
2f

2 to3
2|
3
3 to 3
31 to 3i
31 to 3^
3i to 4

2f to 31
3 to3 ;
31 to 3^
31 to £

f

- July.

3f to 4J

3| to 41

4 to4f

3f to 4£
5

3f to 41
4 to4|

4 to4f
4£ to 51

August.

September.

October.

21 to 3£

3 to7J

3 to 8

to 4
to4|
41 to 5
4Jto5
to 5

4|to6
5 to 6
5 to 6
5 to 6
5 to 6

to 6
to 6
to 6
to 6
to 6

4f to 5
5 to 5£
5^ to 6

5 to 6
5§to6
6 to6i

5f to 6
5|to6
6*

RESERVE AND DEPOSITS OF NATIONAL BANKS.

Exclusive of United States deposits national banks are required by
law to maintain lawful-money reserve for all deposit liabilities. Banks
located in New York, Chicago, and St. Louis (central reserve cities)
are required to maintain a reserve of 25 per cent; banks in the other
reserve cities are required to maintain the same per cent, although
one-half of the amount required may be kept on deposit with their
reserve agents in central reserve cities; banks located elsewhere than
in the two classes of reserve cities are required to maintain a reserve
of 15 per cent, of which two-fifths must be held in bank and threefifths may be kept on deposit with their agents in reserve or central
reserve cities.
On December 5, 1911, against deposits subject to reserve aggregating $6,670,804,612, the reserve held was $1,404,400,973, or 21.05
per cent, and including with the available reserve funds in excess
thereof on deposits with correspondents the aggregate means available
to meet liabilities were $1,649,290,440, an average of 24.72 per cent.




EEPORT OF THE COMPTKOLLER OF THE CURRENCY.

9

The reserve held by national banks in New York and St. Louis
exceeded the legal requirement, while the average for the Chicago
banks was but 0.15 of 1 per cent less than the required 25 per cent.
The average percentage held by other reserve city banks exceeded the
requirement and ranged from a minimum of 19.15 per cent to a maximum of 33.05 per cent. As a general rule, the average in each of these
reserve cities approximated or exceeded the legal requirement. Without an exception, the average reserve of all banks in every State,
exclusive of the reserve cities, exceeded the 15 per cent requirement,
the average being 16.75 per cent. In the city of New York on February 20 the high reserve of 27.04 brought up the average of all central
reserve cities to 26.49. On that date the average in other reserve
cities was 25.59 per cent and elsewhere in the country 16.48 per cent,
making the average for the United States 21.44 per cent. The deposit
liabilities on that date were $7,030,641,998, and the reserve held
$1,507,514,837. On April 18 both St. Louis and Chicago banks were
deficient 0.13 of 1 per cent, but the average in New York of 26.31 per
cent brought the average for the three cities up to 25.87 per cent.
The average in other reserve cities was 25.61 per cent, in country
banks 16.59 per cent, and in the country at large 21.30 per cent.
The deposit liabilities on that date were $6,997,244,603 and the reserve
$1,490,352,447. By June 14 the deposit liabilities had increased to
$7,050,134,993 and the reserve held to $1,505,150,954, or 21.35 per
cent. On this date St. Louis only of the central reserve cities was
deficient and to the extent of but 0.12 of 1 per cent, the average for
the three central reserve cities being 26.19 per cent. The average in
the other reserve cities was 25.48 per cent and that of the country
banks 16.53 per cent. On the date of the last report of the year,
September 4, against liabilities of $7,093,336,535 the banks held
reserve of $1,467,739,561, or 20.69 per cent. New York and Chicago
banks were slightly deficient and St. Louis slightly excessive, but the
average for the three cities was deficient but 0.26 of 1 per cent, standing at 24.74 per cent. On this call the banks in the major portion of
the other reserve cities were slightly deficient, making the average for
all 24.92 per cent. Country banks still maintained approximately 16
per cent reserve, the exact figures being 16.40 per cent.
Reports from each class of banks have been tabulated to show the
legal reserve and also the amount and per cent of all available means
to meet the reserve requirements. From these reports the following
table has been compiled for each class of banks at the date of each
report from December 5, 1911:
Dec. 5,1911.
Class of banks.

Central reserve city banks.
Other reserve city banks...
Country banks
,
All banks




Feb. 20,1912.

Apr. 18; 1912. June 14,1912.

Sept. 4,1912.

Avail- Legal Avail- Legal Avail- Legal AvailLegal Available Legal
able
able
able
able
rerererererere- serve.
rerereserve. serve. serve. serve.
serve. serve* serve. serve. serve.
Per ct.
25.16
25.34
16.75
21.05

Per ct
25.16
27.44
23.00
24.72

Per ct.
26.49
25.59
16.48
21.44

Per ct.
26.49
29.38
24.32
26.24

Per ct.
25.87
25.61
16.59
21.30

Per ct
25.87
25.56
23.36
25.39

Per ct.
26.19
25.48
16.53
21.35

Per ct
26.19
28.13
22.50
24.94

Per ct. Per ct.
24.74 24.74
24.92 27.39
16.40 22.91
20.69 24.57

10

KEPOKT OF THE COMPTKOLLER OF THE CURRENCY.

Supplementing the foregoing statement, there is submitted herewith
a compilation of the returns for each call for reserve cities and geographical divisions, relating to the amount and per cent of reserve held
and the amount held in excess of the legal requirements:
Amount of
reserve held.

Date of call.

Per cent
reserve
held.

Amount of
excess
reserve.

CENTRAL RESERVE CITIES.

Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4

$383,087,745
461,243,057
435,861,274
451,990,229
407,650,800

25.16
26.49
25.87
26.19
24.74

$2,415,827
25,897,845
14,592,124
20,549,875
14,235,201

469,518,426
490,613,475
491,420,609
492,792,874
488,572,441

25.34
25.69
25.61
25.48
24.92

6,220,625
11,359,687
11,715,258
9,347,559
11,559,616

852,606,172
951,856,532
927,281,882
944,783,103
896,223,241

25.26
26.02
25.73
25.82
24.84

8,636,453
37,257,532
26,307,381
29,897,435
15,794,817

54,054,018
53,680,252
53,405,076
53,249,973
55,254,787

16.19
16.50
16.28
16.21
16.39

5,775,248
4,888,188
4,184,674
3,985,744
4,700,900

163,371,303
163,914,379
166,761,046
165,132,668
170,358,046

16.33
16.15
16.25
16.08
16.03

13,327,445
11,702,390
12,854,346
11,092,483
10,955,805

93,608,532
95,851,199
97,836,496
94,585,858
94,659,875

17.04
16.75
17.14
16.95
16.74

11,225,283
10,035,725
12,203,036
10,903,454
9,851,100

149,512,868
152,110,509
153,936,194
156,402,408
158,125,103

16.62
16.19
16.37
16.42
16.23

14,538,144
11,201,925
12,846,102
13,549,161
11,954,869

53,242,029
52,253,896
52,717,066
52,578,331
54,334,014

17.11
16.82
17.02
17.08
16.82

6,574,766
5,642,112
6,261,491
6,413,541
5,867,236

37,298,546
37,171,240
37,764,210
37,850,930
38,000,383

17.72
17.88
17.50
17.60
17.25

5,720,734
5,995,752
5,388,955
5,586,258
4,963,223

OTHER RESERVE CITIES.

Dec. 5
Feb. 20
Apr. 18
June 14
Sept.4
TOTAL RESERVE CITIES.

Dec. 5
Feb. 20
Apr. 18
June 14
Sept.4
COUNTRY BANKS.

I

New England States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept.4
Eastern States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4
Southern States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4
Middle Western States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4
Western States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept.4
Pacific States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept.4




:

i Deficiency,

11

BEPOBT OF THE COMPTKOLLEK OF THE CUEEENCY.

Date of call..

Amount of
reserve held.

Per cent
reserve
held.

Amount of
excess
reserve.

COUNTRY BANKS—continued,

Island Possessions.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4

$707,501
676,826
660,477
567,684
784,112

33.89
31.58
29.98
26.66
33.54

$394,319
355,313
329,971
248,362
433,453

551,794,800
555,658,304
563,070,565
560,367,852
571,516,320

16.75
16.48
16.59
16.53
16.40

57,555,941
49,821,405
54,068,575
51,779,004
48,726,675

1,404,400,973
1,507,514,837
1,490,352,447
1,505,150,955
1,467,739,561

21.05
21.44
21.30
21.35
20.69

66,192,393
87,078,937
80,375,956
81,676,439
42,931,857

Total States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4
Total United States.
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4

SAVINGS DEPOSITORS AND DEPOSITS IN NATIONAL BANKS.

During the past two years especial attention has been given to the
work of obtaining returns from national banks in relation to the
volume of their savings accounts and the number of participants
therein. In an appreciable percentage of banks paying more than
nominal rates of interest on deposits, there is a lack of uniformity in
the characterization of savings or interest bearing accounts. That
this condition exists is evident from the examination of the reports
of various banks from date to date, as discrepancies occur in the
volume of savings accounts and the number of savings depositors
which would not appear if there was a complete segregation of
accounts of this character from other deposits. Notwithstanding this
fact, it is evident that national banks and commercial banks generally
are competing to a certain extent with the savings banks, and the
reports show a steady increase in deposits of this character in national
banks.
There is nothing in the Federal law authorizing the establishment
of a savings department by national banks, but as the right to pay
interest on deposits is recognized, the position of the office is that the
question of the conduct of a savings or interest department is a
matter for the determination of the directors of each bank. Deposits
in commercial banks are presumed to be subject to demand, but
whether such institutions have the right to enter into a different
arrangement with their customers is a matter for determination by
the courts. Deposits, of whatever character, however, are subject to
the various provisions of- the national-bank act with respect to their
investment.
The extent to which national banks are securing savings accounts
is shown in the following table, which is based upon the reports made
at each call from December 5, 1911, to September 4, 1912.




12

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
Number of savings depositors and amount of savings deposits in national banks.
Number Number
of report- reporting Number of
ing
savmgs depositors.
banks.
deposits.

Date.

7,328
7,339
7,355
7,372
7,397

Dec. 5,1911..
Feb. 20,1912
Apr. 18,1912
Tune 14,1912
Sept. 4, 1912.

Amount of
deposits.

Average
deposit.

3,073 2,445,806 $670,492,062.96
3,138
2,527,956 700,724,380.43
3,199
2,574,869 712,534,578.18
3,220 12,600,610 719,640,346.23
3,268 2,709,048 748,247,183.95

$274.14
277.19
276.73
276.72
276.20

» Other depositors, 7,218,687.

CLASSIFICATION OF NATIONAL BANKS BY CAPITAL STOCK.

Elsewhere in this report appears a statement relating.to the number and paid-in capital stock of national banks, grouped by States
and geographical divisions, the banks being divided into seven
classes, namely, those with capital of $25,000, over $25,000 and less
than $50,000, $50,000 and less than $100,000, $100,000 and less than
$250,000, $250,000 and less than $1,000,000, $1,000,000 and less than
$5,000,000, and $5,000,000 and over. The figures in question are
taken from the reports of condition of the banks of date September 4,
last, and are summarized in the accompanying table.
The number of banks of the first two classes, the large majority of
which are of the minimum amount of capital, represent 32.24 per cent
in number and 6.02 per cent of the capital of all banks; banks with
capital of $50,000 and less than $250,000 are the most numerous,
being 58.5 per cent in number and representing 36.19 per cent of the
aggregate capital; banks with capital ranging from $250,000 to less
than $1,000,000 represent 6.73 per cent in number and 18.67 per cent
in capital, while oanks with capital of $1,000,000 and less than
$5,000,000 are but 2.29 per cent in number, though representing 22.4
per cent of the capital. There are 18 banks, less than one-fourth of
1 per cent of the total, with capital of $5,000,000 and over, the latter
representing, however, 16.72 per cent of the capital of all reporting
national banks.
The table in question follows:
Number of national banks, classified by capital (paid in), on Sept. 4,1912.
Class.
$25,000
Over $25,000 and less than $50,000
$50,000 and less than $100,000
$100,000 and less than $250,000....
$250,000 and less than $1,000,000..
$1,000,000 and less than $5,000,000.
$5,000,000 and over
Grand total

Number. Per cent.

Amount.

Per cento

2,004
381
2,321
2,006
498
169
18

27.09
5.15
31.38
27.12
6.73
2.29
.24

$50,069,730
12,849,335
124,452,200
254.053,385
195,282,230
234,305,700
175,000,000

4.79
1.23
11.90
24.29
18.67
22.40
16.72

7,397

100.00

1,046,012,580

100.00

RELATION OF CAPITAL TO DEPOSITS, ETC., OF NATIONAL BANKS.

By reference to the following table, relating to the proportion of
capital to deposits, loans, and aggregate resources; of capital, surplus, and other profits to individual deposits; and of specie and legal
Digitized fortenders
FRASERto individual deposits on or about October 1 for the past four


13

EEPOBT OF THE COMPTROLLER OF THE CURKENCY.

years, it will be noted that there have been no material changes, the
capital now standing as $1 to $5.63 of deposits, $1 to $5.77 of loans,
$1 to $10.48 of aggregate resources, while the combined capital, surplus, and other profits to deposits is as $1 to $2.96 and specie and
legal tender notes to individual deposits as $1 to $6.58.
The table in question follows:
Items.
Capital to individual deposits
Capital to loans
Capital to aggregate resources
Capital and surplus and other profits to
individual deposits
Specie and legal tenders to individual
deposits

1909
51.00 to $5.30
1.00 to 5.43
1.00 to 10.14

1910

1911

51.00 to $5.13
1.00 to 5.45
1.00 to 9.80

51.00 to 55.35
1.00 to 5.52
1.00 to 10.12

51.00 to $5.63
1.00 to 5.77
1.00 to 10.48

1.00 to 2.87

1.00 to 2.74

1.00 to 2.84

1.00 to 2.96

1.00 to 5.87

1.00 to 6.04

1.00 to 6.14

1.00 to 6.58

CHANGES IN LOANS, BONDS, CASH, AND DEPOSITS.

In connection with the general summary of the assets and liabilities
of the national banks as shown by the periodical returns during the
year, a compilation has been made, in thousands of dollars, relating
to the volume of loans, investments in bonds, cash and cash items,
and individual deposits for each call since September 1, 1911. Following the figures for each date is stated the average of each of the
items, by geographical divisions, enabling ready comparisons to be
made as to fluctuations.
The table in question follows:
Changes in volume of principal assets and in deposits, by geographical divisions, 1911-12.
[In thousands of dollars.]
Divisions and dates.
New England States:
Dec. 5,1931
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4, 1912
Average
Eastern States:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912
Average
Southern States:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912
Average
Middle Western States:
Dec. 5,1911..
Feb. 20,1912
,
Apr. 18,1912
June 14,1912
Sept. 4,1912
Average




Loans.

Cash and Individual
Bonds, etc. cash
items. deposits.

5500,413
499,639
499,200
513,890
522,594

$162,793
166,086
167,564
169,175
166,320

582,139
76,957
84,603
80,258
81,136

$499,]26
490,412
497,496
516,921
512,014

507,147

166,387

81,018

503, J93

2,094,636
2,224,408
2,218,641
2,248,078
2,261,785

830,154
821,653
812,597
823,726
822,207

623,350
687,586
657,793
689,203
671,380

2,080,870
2,146,071
2,175,554
2,240,525
2,250,680

2,209,509

822,067

665,862

2,178,740

717,540
716,949
727,407
737,921
770,165

179,093
183,111
386,230
186,575
187,303

83,183
82,741
84,600
80,718
81,922

653,926
671,464
673,497
659,226
669,313

733,996

184,462

82,632

665,485

1,596,727
1,627,272
1,673,229
1,671,952
1,684,101

423,611
431,231
435,156
440,949
439,039

293,337
302,644
310,935
314,784
312,286

1,481,110
1,503; 540
1,522,259
1,560,759
1,596,017

1,650,656

433,997

306,797

1,532,737

14

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

Changes in volume of principal assets and in deposits, by geographical divisionSy 1911-12—

Continued.
Divisions and dates.

Loans.

Western States:
Dec. 5,1911
Feb. 20 1912
Apr. 18,1912
June 14 1912
Sept. 4,1912
Average
Pacific States:
Dec. 5,1911
Feb 20 1912
Apr. 18,1912
June 14,1912
Sept. 4,1912

.

Average
Island possessions:
Dec 5 1911
Feb. 20 1912 .
Apr. 18,1912
June 14 1932
Sept. 4,1912

.

Average
United States:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912
Average

. .

.

. .

Cash and Individual
Bonds, etc. cash
items. deposits.

$363,136
362,649
368,885
377,329
385,306

$97,962
98,543
96,920
97,416
97,849

$48,045
52,566
53,771
54,179
55,288

$405,867
405,619
405,885
411,480
419,637

371,461

97,738

52,769

409,697

385,363
378,087
393,360
403,142
415,382

130,074
131,122
133,808
135,012
136,874

72,037
73,076
74,514
71,796
78,564

413,515
411,790
435,663
434,689
442,030

395,066

133,378

73,997

427,537

1,292
1,427
1,442
1,590
1,504

944
971
971
968
987

592
513
485
414
622

] 625
1,661
1,693
1,858
1,975

1,451

968

525

1,762

5,659,109
5,810,433
5,882,166
5,953,904
6,040,841

1,824,634
1,832,722
1,833,251
1,853,824
1,850,583

1,210,780
1,276,087
1,266,706
1,291,357
1,281,203

5,536,042
5,630,559
5,712,051
5,825,461
5,891,670

5,869,290

1,839,002

1,265,226

5,719,156

Supplementing the foregoing statement relative to the principal
items of assets and individual deposits of national banks, by geographical divisions, the items in question have been assembled by classes;
that is, those relating to banks in central reserve, other reserve cities,
elsewhere in the country, and the total. As will be observed, the
loans, cash, and individual deposits in the central reserve city banks
were greater in amount on September 4, 1912, than on December 5,
1911, while the bond investments declined from $341,390,000 to
$304,198,000, a decrease of approximately $37,000,000. The figures
in question show an increase in all items in banks in other reserve
cities, the investments in bonds increasing from $414,076,000 to
$429,063,000, approximately $15,000,000. The amount of loans,
bonds, and individual deposits in banks outside of the reserve cities
show, with three exceptions, a gradual increase from each report to
the one following, the most notable feature being the increase in
investments in bonds, which was approximately $48,000,000. The
gross increase in investments in bonds by all banks was $63,000,000,
but by reason of the reduction in investments of this character by
the central reserve city banks of $37,000,000, the net increase of all
banks was $26,000,000. The details are shown in the accompanying
table.




EEPORT OF THE COMPTEOLLEE OP THE CUEEENCY.

15

Loans, bonds, cash, and individual deposits of national banks at date of each call from
Dec. 5, 1911, to Sept. 4, 1912, inclusive, in central reserve cities, and other reserve
cities, and the country, together with the average for each section, 1911-12.
[In thousands of dollars.]
Loans.
Central reserve cities:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912

Cash and Individual
Bonds, etc. cash
items.

$1,250,396
1,409,882
1,397,010
1,409,950
1,383,862

$341,390
322,504
304,942
320,545
304,198

$565,204
633,835
612,125
646,416
613,163

$956,035
1,001,691
1,021,943
1,092,759
1,056,704

Average

1,370,220

318,715

614,148

1,025,826

Other reserve cities:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912

1,538,654
1,536,410
1,560,288
1,580,419
1,623,527

414,076
423,264
429,901
434,254
429,063

333,701
338,136
345,644
338,423
353,057

1,355,850
1,341,851
1,379,708
1,420,245
1,421,411

Average

1,567,859

426,111

341,772

1,383,813

2,870,059
2,864,140
2,924,867
2,963,534
3,033,451

1,069,167
1,086,953
1,098,406
1,109,025
1,117,321

311,875
304,115
308,936
306,517
314,981

3,224,156
3,287,016
3,310,398
3,312,455
3,413,554

Country banks:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912
Average

2,931,210

1,096,174

309,284

3,309,515

Total United States:
Dec. 5,1911
Feb. 20,1912
Apr. 18,1912
June 14,1912
Sept. 4,1912

5,659,109
5,810,433
5,882,166
5,953,904
6,040,841

1,824,634
1,832,722
1,833,251
1,853,824
1,850,583

1,210,780
1,276,087
1,266,706
1,291,357
1,281,203

5,536,042
5,630,559
5,712,051
5,825,461
5,891,670

Average

5,869,290

1,839,002

1,265,226

5,719,156

BOND INVESTMENTS BY NATIONAL BANKS.

From June 7, 1911, to June 14, 1912, the banks increased their
investments in bonds and other securities from $1,752,480,889 to
$1,853,825,171, the increase being $101,344,282. By reference to the
periodical reports it appears that practically 75 per cent of this
increase was effected between June and December, 1911, and also
that the bulk of the increase was represented by investments of
banks outside of the reserve cities. As considerable interest attaches
to these investments, a statement is submitted herewith showing the
character and amount of each class of these investments, other than
United States bonds, owned by the banks on June 7, 1911, and June
14, 1912, which is supplemented by similar information relating to the
investments in United States bonds.




16

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

The table follows.
Class.

June 7,1911.

State, county, and municipal bonds
Railroad bonds
Other public service corporation bonds
All other bonds
Stocks (presumably taken for debt)
Warrants, claims, judgments, etc
Various securities with the Treasury as security for public deposits
Foreign Government bonds
Other foreign bonds and securities
Total bonds other than United States

$164,116,007
361,231,068
182,212,010
198,646,916
40,806,519
34,035,187
12,168,275
10,483,971
3,943,466

$179,322,004
354,321,271
195,452,530
223,500,814
43,097,143
37,884,505
31,163,415
8,615,102
4,426,217

1,007,643,419

1,077,783,001

694,214,820
40,768,400
9,854,250

721,395,970
46,273,660
8,372,540

United States bonds to secure circulation
United States bonds to secure United States deposits
United States bonds on hand
Total United States bonds
Total bonds of all classes

June 14,1912.

744,837,470

776,042,170

1,752,480,889

1,853,825,171

PRODUCTIVITY OF LOANS AND BOND INVESTMENTS.

Practically the entire income of banks is derived from the interest
on loans and returns upon investments in bonds and other securities.
The total of these two classes of investments, based upon averages
of the returns for the year ended September 4, is shown to be
$7,708,292,000, $5,869,290,000 representing loans and discounts and
$1,839,002,000 investments in bonds and other similar securities.
The gross earnings of the banks, as shown by their returns for the
vear ended June 30, 1912, were $450,043,250, or 5.84 per cent on
loans and investments. The percentage of gross earnings from
both classes of investments is shown to have varied from a minimum
of 5.05 in the New England States to a maximum of 8.33 in the
Western States. The percentage shown for the Eastern States was
5.29; Middle Western, 5.75; Pacific, 6.30; and Southern, 6.87. The
volume of loans and investments in bonds (averages), together with
the amount of gross earnings and the percentage of gross earnings
to investments, for each geographical division, are shown in the
accompanying table.

Loans.

Bonds, etc.

Total investments.

Percentage of
gross
Gross earnings. earnings
to investments in
loans, etc.

$507,147,000.00 $166,387,000.00
$673,534,000.00 $34,043,213.15
New England States
2,209,509,000.00 822,067,000.00 3,031,576,000.00 160,428,741.86
Eastern States
733,996,000.00 184,462,000.00
918,458,000.00
63,135,395.26
Southern States
Middle Western States... 1,650,656,000. OC 433,997,000.00 2,084,653,000.00 119,937,918.42
371,461,000.00
97,738,000.00
469,199,000.00
39,069,043.01
Western States
395,066,000.00 133,378,000.00
528,444,000.00
33,277,461.77
Pacific States,
1,451,000.00
968,000.00
2,419,000.00
151,476.62
Hawaii

Total

5,869,290,000.00 1,839,002,000.00

7,708,292,000.00

450,043,250.09

5.05
5.29
6.87
5.75
8.33
6.30
6.26
5.84

PERCENTAGES OF PRINCIPAL ITEMS OF ASSETS AND LIABILITIES OF
NATIONAL BANKS.

Loans and discounts, United States bonds, and lawful money
representing 70.3 per cent of the aggregate resources of national
and capital, surplus, and other undivided profits, and indibanks,


17

BEPORT OF THE COMPTROLLER OF THE CURRENCY.

vidual deposits 71.9 per cent, it is interesting to note the relative
percentage of each item and the aggregates during the past 10 years.
That the relative proportions varied but slightly from year to year
(on or about October 1) will be seen by reference to the accompanying
table.
Items.

1903

Loans and discounts.
United States bonds.
Lawful money

Per ct.
55.2
8.6
8.8

Total
Capital
Surplus and profits..
Individual deposits .
Total

1904

1905

1906

1907

1908

1909

1910

1911

1912

Perct. Per ct. Perct. Per ct. Per ct. Per ct. Per ct. Per ct. Perct.
53.4
7.9
7.2

53.9

54.0

56.1

52.9

53.5

55.6

8.9

7.8

8.4

9.6

9.5

8.9

54.5
7.4
8.6

55.1
7.1
8.1

72.6

68.5

70.2

69.6

72.4

70.5

70.6

72.0

70.5

70.3

11.9
8.8
50.0

11.0
9.8
49.6

10.7
8.3
51.1

10.4
8.4
52.4

10.7
8.8
51.5

10.2
8.5
50.4

9.8
8.4
52.3

10.2
8.9
52.4

9.9
8.7
52.9

9.4
8.7
53.8

70.7

70.4

70.1

71.2

70.9

69.1

70.5

71.5

71.5

71.9

UNITED STATES BONDED

DEBT AND NATIONAL-BANK
DETAIL.

HOLDINGS

IN

The bonded debt of the United States on October 31, 1912, was
$964,631,630 as against $963,349,390 on October 31, 1911, the
increase being in Panama 3 per cents to the extent of $10,000 and
postal savings bonds to the amount of $1,272,240. All Government
bonds, exclusive of the Panama threes and the postal savings two-anda-halfs, are available as security for national-bank circulation, and of
the bonds available $730,257,280 are on deposit with the Treasurer
of the United States as security for circulation. As a result of the
legislation of 1900, reducing the semiannual tax on national-bank
circulation from one-half to one-fourth of 1 per cent where secured
by bonds bearing interest at the rate of 2 per cent, the investments by
banks in securities of that character now represent 94 per cent of
the securities deposited for that purpose. In addition to bonds
deposited as security for circulation, national banks have on deposit
with the Treasury Department $38,952,500 United States bonds as
security for public deposits, and on September 4, 1912, they held in
their vaults unpledged Government bonds to the amount of
$7,804,070; that is, a fraction in excess of 80 per cent of the bonded
debt of the United States is held by national banking associations.
The interest-bearing bonded debt of the United States, the amount
of bonds on deposit to secure national-bank circulation and Government deposits, including other bonds on deposit for the latter purpose,
on October 31, 1912, are shown in the following table.
64776°—CUR 1912




2

18

EEPOET OF THE COMPTROLLEB OF THE CURRENCY.

Interest-bearing bonded debt of the United States and bonds on deposit to secure nationalbank circulation and Government deposits, Oct. SI, 1912.

Bonded debt.

Class.

Consols of 1930 (2s)
Loan, 1908-1918 (3s)
Loan, 1925 (4s)
Panama Canal loan:
Series of 1906 (2s)
Series of 1908 (2s)
Series of 1911 (3s)
Philippine loans and railway bonds (4s)
Porto Rico loans (4s)
District of Columbia bonds (3.65s)
Territory of Hawaii bonds (various)
State, city, and railroad bonds (various)
Postal savings bonds (2£s), 1911-1931 (first series)
Postal savings bonds (2|s), 1912-1932 (second series)
Postal savings bonds (2§s), 1912-1932 (third series)
Total

$646,250,150 $601,762,600
63,945,460
20,419,220
118,489,900
26,817,000
54,631,980
30,000,000
50,000.000

Bonds on
deposit to
secure
Government
deposits.
$12,516,700
3,681,300
3,741,000

52,684,280
28,574,180

1,468,500
657,000
16,888,000
4,580,000
688,000
812,000
715,000
1,310,000

730,257,280

47,057,500

41,900
417,380
854,860
964,631,630

E A R N I N G S AND

Bonds on
deposit to
secure
circulation.

DIVIDENDS OF NATIONAL

BANKS.

Section 5212 of the Revised Statutes of the United States provides
that within 10 days after a national bank has declared any dividend
the amount of such dividend and the amount of net earnings in
excess of such dividend shall be reported to the Comptroller of the
Currency, but in view of the fact that section 5211 authorizes the
comptroller to call for special reports whenever in his judgment they
are necessary to a full and complete knowledge of the bank's condition, every bank is required to submit a report of its earnings, regardless of the fact that no dividend may have been declared, at the close
of each selected dividend period. Dividend periods, as a general
rule, are for the six months ending with June and December of each
year, although there are a limited number of banks declaring quarterly
dividends and some bimonthly. Heretofore it has been the policy
to publish the abstracts covering the semiannual returns, but in this
report the returns for the year ended June 30, 1912, have been consolidated, as from a statistical standpoint information relative to
earnings and dividends for a full year is more satisfactory than for
semiannual periods, as the latter necessitate combination to enable
proper comparisons to be made. As heretofore, the abstracts show
the condition with respect to earnings and dividends of all national
banks in each reserve city, each central reserve city, other reserve
cities, and separately each State, together with the aggregates for each
geographical section of the country.
The capital on which dividends were paid during the year ended
June 30, 1912, was $1,031,383,425; the surplus, $704,346,706.70, and
the gross earnings were $450,043,250. The charges against gross
earnings were losses and premiums aggregating $42,256,130, or 9.39
per cent ; and expenses of $258,730,516, or 57.49 per cent. These
deductions left net earnings to the amount of $149,056,603, from
which dividends were paid to the amount of $120,300,872, or 11.66
per cent on capital and 6.93 per cent on capital and surplus combined. The net earnings were equivalent to 8.59 per cent of capital
and surplus.




EEPORT OF THE COMPTROLLER OF THE CURRENCY.

19

The capital, surplus, ratio of surplus to capital, amount and per
cent of dividends paid by national banks in each geographical division are shown in the following table:
Number of banks making earning returns for the year ended June 30, 1912, the capital
stock, surplus, amount of dividend paid, and percentages of each to capital.

Number
of banks.

Sections.

New England States
Eastern States
Southern States
Middle Western States..
Western States
Pacific States
Hawaii
Total

464
1,633
1,462
2,036
1,238
470
4
7,307

Capital
stock.

Surplus.

$99,651,950 $62,497,581.21
338,312,175 344,304,716.40
164,556,900 83,833,711.83
274,756,100 142,887,984.53
70,295,500 32,064,608.28
83,200,800 38,503,678.03
254,426.42
610,000
1,031,383,425

704,346,706.70

Per cent
of sur- Amount of diviplus to
dends paid.
capital.

Per cent
of dividends to
capital.

62.72
101.77
50.95
52.01
45.61
46.28
41.71

$7,979,843.18
47,352,319.18
17,437,139.08
29,402,275.18
9,329,943.56
8,754,852.04
44,500.00

8.01
1400
10.60
10.70
13.27
10.52
7.30

68.29

120,300,872.22

11.66

Following the abstract of reports of earnings and dividends for the
year 1912, appearing in the appendix, is a comparative statement
covering the past 43 years. This table shows that the average net
earnings*annually were $75,726,559; the dividends, $57,142,245, or an
average dividend based upon capital stock of 9.17 per cent. The
total net earnings for the 43 years were $3,256,242,044, and the aggregate dividends $2,457,116,551.
NATIONAL-BANK NOTES IN CIRCULATION.

Except as permitted by the act of 1908, relating to the issue of
so-called v( additional currency," the issue of national-bank circulation
is limited to the amount of paid-in capital stock with United States
interest-bearing registered bonds as security. On September 4, 1912,
with paid-in capital of $1,046,012,580, national banks had on deposit
with the Treasurer of the United States as security for circulation
$724,085,520 United States bonds. The latter amount is a fraction
less than 70 per cent of the capital, and shows that with additional
deposits of United States bonds the banks might increase their circulation to the extent of $321,927,060; but regardless of this fact there
has been only a normal increase in national-bank circulation during
the past year, although the maximum during the history of the system
was reached on September 4 last, as shown by the banks7 reports of
condition.
Statistics appear in the appendix showing the percentage of nationalbank circulation to capital and to assets at the date of each report
made by the banks from 1863 to 1912, and also to the stock of money
in the United States on or about June 30 of each year. These statistics show not only a material increase in the amount of national-bank
circulation since March 14, 1900, by reason of the legislation of that
date, but a constantly increasing percentage as compared with the
stock of money in the country. On June 29, 1900, the reports of
condition of the banks indicated that circulating notes represented
11.3 per cent of the general stock of currency, whereas on September
4, 1912, they reached 19.5 per cent.



20

EEPOET OF THE COMPTKOLLER OF THE CURRENCY.

The distribution of national-bank currency, as appears from the
reports made by the banks during the current year, is shown in the
following table:

Date.

York.

New
York,
Other
Chicago, reserve
and
cities.
St. Louis.

Millions. Millions.
$49.0
$84.9
48.1
83.8
47.5
81.0
45.9
77.3
49.6
80.9
47.2
77.7

Nov. 10,1910
Jan. 7,1911
Mar. 7,1911
June 7,1911
Sept. 1,1911
Sept. 4,1912

All
reserve
cities.

Country.

Total.

Millions. Millions. Millions, MiUims.
$155.6
$240.5
$439.9
$680.4
157.4
241.2
684.1
442.9
158.5
239.5
441.2
680.7
158.3
235.6
446.1
681.7
161.7
242.6
454.3
696 9
163.5
241.2
472.6
713.8

BONDS, CIRCULATION, CAPITAL STOCK, ETC.

At the close of business on October 31, 1912, the number of national
banks in existence was 7,428, with paid-in capital stock of $1,053,670,435; bonds deposited with the Treasurer of the United States to
secure circulation, $730,257,280; and circulation outstanding secured
by bonds, $727,169,316. On the same date there were outstanding
circulating notes to the amount of $22,179,543, the redemption of
which has been provided for by deposits of lawful money with the
Treasurer of the United States by banks reducing their circulation,
those in voluntary liquidation, and in the charge of receivers, making
the aggregate outstanding bank circulation $749,348,859. As will
be noticed by reference to the following table there has been a
gradual increase in the number of banks from month to month, and
m capital stock, except in the months of June and October, the
reductions in those two months being due to the liquidation for consolidation of banks with large capital, the consolidation of the banks
not being attended with any increase in capital stock of the absorbing associations. The bond-secured circulation steadily increased
from $712,115,338 on November 30, 1911, to $718,548,203 on
February 28, 1912. In March, however, by reason of withdrawal of
bonds, the bond-secured circulation was reduced approximately
$1,500,000, but increased in the next month to $718,604,693 and
steadily increased thereafter to $727,169,316 on October 31. Deposits of lawful money to provide for the redemption of circulation
to be retired were at the maximum $27,869,790 in March and the
minimum on October 31, when the amount was $22,179,543. By
reason of an increase of $15,000,000 in bonds securing circulation
and a reduction of $5,500,000 in circulation secured by lawful money,
there was a net increase during the year of circulation outstanding of
$9,584,513.
The number of banks, paid in capital stock, bonds on deposit to
secure circulation, and circulation secured by bonds and lawful
money monthly from November 30, 1911, to October 31, 1912,
together with the average monthly price of 2 per cent consols of
1930, are shown in the accompanying table.




BEPORT OF THE COMPTROLLER OP THE CURRENCY.

21

Capital, bonds on deposit to secure circulation, circulation outstanding.

Date.

Number of
banks.

Capital.

Bonds on
deposit.

Average
monthly
price of
2 per cent
consols,
1930.

Circulation secured by—

Bonds.

1911.
Nov. 30
Dec.31 o

7,334 $1,032,602,135
7,340 1,033,302,135

$715,560,170
717,578,120

100.4167
100.4130

$712,115,338
714,363,068

1912.
Jan.31
Feb.28
Mar.31
Apr.30
May31
June 30
July31
Aug.31
Sept. 30
Oct. 31

7,348
7,353
7,365
7,372
7,387
7,394
7,400
7,410
7,422
7,428

1,036,132,435
1,038,495,435
1,041,410,435
1,043,705,435
1,045,170,435
1,040,545,435
1,054,350,435
1,056,575,435
1,056,775,435
1,053,670,435

719,811,320
722,026,920
721,315,120
723,035,910
724,265,600
724,493,740
725,505,460
727,317,530
728,984,230
730,257,280

100.3822
100.3995
100.9808
101.2500
101.2500
101.0100
100.8750
100.9231
101. 2500
101. 2548

715,493,996
718,548,203
717,001,493
718,604,693
719,861,030
720,424,110
721,623,148
723,905,556
725,395,343
727,169,316

Lawful
money.

Total circulation outstanding.i

$27,649,008
26,240,119

$739,764,346
740,603,187

26,167,972
741,661,968
25,724,070
744,272,273
27,869,790
744,871,283
27,115,655
745,720,348
25,631,642
745,492,672
24,710,882
745,134,992
23,282,793
744,905,941
22,595,751
746,501,307
22,384,311 747,779,654
22,179,543 1749,348,859

i Includes $74,079 gold bank notes.

CIRCULATION ISSUED, REDEEMED, AND OUTSTANDING.

From the date of the first issue on December 21, 1863, to October
31, 1912, national-bank circulation, exclusive of gold bank notes,
has been issued to the amount of $5,922,574,825. The redemptions
aggregated $5,172,102,476, leaving outstanding at the close of the
current year, exclusive of gold bank notes and unredeemed fractions, $750,472,349. Issues during the current year on account of
redemptions, issues to new banks, and to those increasing their
circulation, amounted to $462,388,390. In addition to the issues
to the banks there were withdrawn from the vaults, canceled and
destroyed; notes to the amount of $20,459,820 by reason of liquidations and failures of banks for the account of which these notes were
held.
To meet possible demands for additional currency by reason of the
legislation of May 30, 1908, incomplete notes of every bank to the
extent of 50 per cent of the capital are held in the vaults of the
office, the aggregate amount so held being $539,164,590.
Gold bank notes to the amount of $3,465,240 were issued under
authority of the act of 1870 by banks organized for the specific purpose of issuing circulating notes redeemable in gold. All of these
banks, however, were liquidated or changed to national-currency
banks prior to 1884, hence no notes of that character have been
issued since that date. The records of the office show that there
are still outstanding national gold bank notes to the amount of
$74,679.
With the exception of the Irvington National Bank, Irvington,
N. Y., and the Rogers National Bank, Jefferson, Tex., each capitalized for $25,000, every national bank in the system is a bank of issue.
The two banks in question have on deposit with the treasurer the
requisite amount of United States bonds, but neither has taken
advantage of the permissive feature of taking out circulation on
their bond deposit.
Prior to 1879, the date of the resumption of specie payments,
national-bank notes of the denomination of $1 and $2 were per-




22

BEPOBT OF THE COMPTROLLER OF THE

CURRENCY.

mitted to be issued, but since that year the minimum denomination
was $5. With that restriction there were no limitations on the
amount of each denomination of bank currency issuable upon the
security of bonds until March 14, 1900, when the law was amended
to limit the proportion of notes of the denomination of $5 to onethird of each bank's issue. In 1900 $5 notes represented 31.2 per
cent of the aggregate amount of national-bank circulation outstanding, and by reason of that legislation the proportion steadily and
materially declined to 13.6 per cent on October 31, 1904. Thereafter there was a gradual increase to 20.05 per cent on October 31,
1909, and on October 31, 1912, notes of this denomination constituted 18.65 per cent of the total outstanding. *
In the following table is shown the amount of circulation of each
denomination outstanding on March 14, 1900, and October 31, 1912:
Denominations.
Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Unredeemed fractions

.

Mar. 14,1900.

Oct. 31,1912.

$348,275.00
167,466.00
79,310,710.00
79,378,160.00
58,770,660.00
11,784,150.00
24,103,400.00
104,000.00
27,000.00
32,409.00

$343,587.00
164,312.00
139,997,040.00
330,089,730.00
227,332,780.00
17,358,150 00
35,076,250.00
87,500.00
23,000.00
50,918.00
750,523,267.00
1,249,087.00

Less notes redeemed but not assorted by denominations
Total

254,026,230.00 1749,274,180.00

Circulation secured by lawful money
Circulation secured by bonds
1

38.004,155.00
216,022,075.00

22,104,864.00
727,169,316.00

Exclusive of fractions and of $74,679 gold bank notes.

NATIONAL BANK REDEMPTION AGENCY RECEIPTS AND REDEMPTIONS.

The act of June 20, 1874, requires that every national bank shall
at all times keep and have on deposit in the Treasury of the United
States in lawful money of the United States a sum equal to 5 per
cent of its circulation, to be held and used for the redemption of such
circulation. It is further provided that when the circulating notes of
any bank are presented for redemption to the Treasury of the United
States they shall be redeemed and the notes so redeemed shall be
charged by the Treasurer to the respective issuing banks. Subsequent to redemption all notes fit for circulation are returned to the
bank of issue, and those worn, defaced, mutilated, or otherwise unfit
for circulation are delivered to the Comptroller of the Currency to be
destroyed and replaced by new issues as provided by law. The banks
are required to reimburse to the Treasury the charges for transportation and cost of assorting notes, the amount assessed upon each
bank being based upon the amount of its notes that are redeemed. ,
In the year ended October 31, 1912, the national bank redemption
agency received for redemption circulating notes to the amount of
$669,359,343, of which $219,324,000, being fit for circulation, were
returned to the issuing banks. The monthly receipts for redemption
during the year ranged from a maximum of $77,819,645 in January
to a minimum of $41,816,565 in September, the average receipts per




BEPORT OF THE COMPTROLLER OF THE CURRENCY.

23

month being $55,779,945. The total receipts for the year equaled
89.89 per cent of the average amount outstanding.
Kedemptions by months from November, 1911, to October, 1912,
are shown in the following statement:
November, 1911
December, 1911
January, 1912
February, 1912
March, 1912
April, 1912
May, 1912
June, 1912
July, 1912
August, 1912
September, 1912
October, 1912

$46, 646, 904
54, 363, 693
77,819,645
50, 283, 920
53,149, 946
55,320,499
65,929,473
61,987,331
59, 666,461
54, 271,136
41,816,565
48,103, 770

:

Total

669,359,343

Of the total receipts for redemption $571,483,500, or 85.38 per cent,
were shipped from the eight cities hereinafter named, and of the
receipts irom these cities $333,358,000, or 49.8 per cent, were from
the city of New York.
#
Sources from which notes were received for redemption during the
year, together with the amount received from the cities named, and
from all other sources, are shown in the following statement:
New York
Chicago
Boston
Philadelphia
Saint Louis
Cincinnati
Baltimore
New Orleans

:

$333,358,000
74,164, 500
54, 650,000
44, 826, 000
29,011,000
14,946,000
14,104,000
6,424,000

Total
All other sources

571,483, 500
97, 875, 843

Total

669, 359, 343
PROFIT ON NATIONAL BANK CIRCULATION.

That the margin of profit on the issue of national bank circulation
is not as great as generally assumed is realized when it is known that
the amount of circulation issued is less than 70 per cent of the amount
issuable, the measure of the latter being the paid-in capital stock of
the national banks.
In computing the profit on the issue of national-bank circulation
it is assumed that money is worth 6 per cent. Assuming that a bank
with a capital of $100,000 purchases a like amount of Government
bonds to be deposited with the Treasury as security for circulation,
the measure of profit is then the difference between the interest on
the cost of the bonds at 6 per cent and the net receipts from the issue
of $100,000 of national-bank notes. The gross receipts are represented
by the interest on the bonds and the interest on the circulation loaned
at 6 per cent, from which are deducted taxes and expenses incident
to the engraving of the plates for printing the circulation, redemption
charges, etc., and sinking fund to provide for the cost of the bonds in



24

REPORT OF THE COMPTROLLER OF THE CURRENCY.

excess of par. The actuary of the Treasury Department has made
computations for this report, which will be found in the appendix, on
the profit on circulation based on the deposit of $100,000 of United
States consols of 1930,4 per cent loan of 1925, and the Panama Canal
loan, at the average net price monthly of bonds during the year ended
October 31, 1912. These computations show the greater measure
of profit on circulation secured by Panama Canal bonds treated as
maturing on August 1, 1936. It is seen that in January last this
issue of bonds was obtainable at par, hence on $100,000 of an investment the banks received $100,000 of circulation, obtaining $2,000
interest on the bonds and $6,000 on the loaning of the circulation,
making the gross receipts $8,000. The tax was $500, expenses, $62.50,
making the net deductions $562.50. The net receipts were therefore
$7,437.50, which exceeded by $1,437.50 the interest on the cost of
bonds at 6 per cent. That is, the profit, under these conditions, on
the issue of circulation was 1.438 per cent in excess of 6 per cent on
the amount of the investment in bonds. Based upon the October
price of the Panama Canal bonds, namely, 101.25, the percentage of
profit upon circulation in excess of 6 per cent on the investment in
the bonds was 1.322.
CHANGE IN DESIGN AND SIZE OF NOTES.

The Secretary of the Treasury has approved a plan for systematizing the designs of United States notes, coin certificates, and nationalbank notes, and simultaneously the reduction of the size of all notes.
It is the purpose to make the notes more artistic and at the same time
to give them added security in the circumvention of counterfeiting.
The number of designs will be reduced from 19 to 9. The
change determined upon will also reduce the number of plates necessary to print national-bank notes from 12,000 to 200, thus effecting
not only an economy in the printing of the notes but a saving to the
banks interested.
The reduction in size of the notes will enable the storage capacity
of the department and bank vaults to be increased about 25 per cent,
and it is believed that with the reduction in size the folding of notes,
to a certain extent, will be obviated, resulting in their greater longevity.
The length of time required to effect the changes in designs and size
of notes is stated at about 18 months.
EXPENSES OF THE BANKS INCIDENT TO THE ISSUE OF CIRCULATION
AND EXPENSES OF THE CURRENCY BUREAU.

For the year ended June 30, 1912, the expenses of national banks
in connection with the issue of circulation aggregated $4,251,108.74,
of which the semiannual tax on circulation was $3,690,313.53; cost
of redemption of notes, $505,735.21; cost of plates for new banks
and those extending their charters, or duplicates of original plates
of other banks, $55,060. The Treasurer states the cost of redemption
of national-bank circulation per $1,000 at $0.78233.
In addition to the expenses stated, assessments for examination
of national banks during the year were paid to the amount of
$526,169.76. The corporation tax returns to the Internal Revenue




KEPORT OF THE COMPTROLLER OF THE CURRENCY.

25

Bureau by national banks are not tabulated separately, but are
included with returns from State banks and other financial institutions; but from a careful examination of the reports of earnings of
national banks for the year ended December 31, 1911, it would
appear that the tax, on earnings of each bank in excess of $5,000,
produced in the aggregate approximately $1,168,000. This result
is obtained by ascertaining the net earnings of each bank for the
year in excess of the limit not taxable, that is, $5,000, such net
earnings being stated at $116,829,000. Assuming the approximate
correctness of the calculation of the corporation tax, it appears that
the national banks have paid in taxes to the Government during the
past year over $4,858,000.
The expenses of the currency bureau for the year ended June
30, 1912, that is, for special dies, plates, printing, etc., and for salaries,
excluding those reimbursed by national banks, were $670,528.15.
From the date of the organization of the bureau in May, 1863, the
total expenses of the office, excluding contingent expenses not paid
by the comptroller but from the general appropriation for contingent
expenses of the Treasury Department no separate account of which
is kept, aggregated $14,596,167.53.
The total taxes paid to the Government by national banks on
capital and deposits to July 1, 1883, on capital and surplus under
the war-revenue act of 1898, and on circulation aggregate $194,383,516.40, and with the addition of the corporation tax for the years
1909, 1910, and 1911, estimated at $3,668,000, the total payments
to the Government by these banks is shown to be over $198,000,000,
or more than 13 times the amount
appropriated for the conduct
of the business of the currenc}7" bureau during its entire existence.
In the appendix statistics will be found showing by years the
amount of tax paid on circulation, the cost of redemption of notes,
assessments for bank plates, assessments for examiners' fees, together
with the tax paid on capital and deposits during the periods for
which tax on those items was imposed and the estimate of taxes
paid under the corporation tax act.
ORGANIZATIONS OF NATIONAL BANKS.

In the year ended October 31 last charters were issued to 188
national banking associations, making the number chartered from
1863 to date 10,285. Applications to organize national banks,
including conversions of State banks, numbered 262, of which 192
were approved and 35 rejected. Rejections were based, as a rule,
upon information received with respect to local conditions; that is,
the lack of a satisfactory field for the operation of a bank, either by
reason of limited population and business or existing banking facilities. In other cases rejections were based upon the reputed character of the applicants and others interested. In cases of the rejection of applications to convert State banks, action was based upon
information received to the effect that the management of the State
institution had not been successful or its business had not been conducted in conformity with the laws of the State from which the charter
was received.
The capital at organization of the 188 associations chartered
during the year was $16,080,000. The gross increase in capital




26

BEPOBT OF THE COMPTKOLLEB OF THE CUBBENCY.

during the year was $43,875,300, but by reason of voluntary liquidations, reductions of capital and failures, the net increase was but
$21,038,300, the aggregate authorized capital of all national banks
on October 31, 1912, being $1,053,670,435.
Of the 10,285 banks chartered, 7,428 are in active operation, 2,357
having beenplaced in voluntary liquidation and 500 in the charge of
receivers. Changes from the State to the national system during the
existence of the system are shown in the conversion of 1,692 banks,
with capital at date of conversion of $337,985,928.
In conformity with the provisions of the act of March 14, 1900,
3,196 banks have been chartered with individual capital of less than
$50,000, and generally with the minimum amount; that is, $25,000,
but by reason of the organization of a limited number of banks with
capital between $25,000 and $50,000, the average capital of the
banks organized under the act in question is shown to have been
$26,070, the aggregate being $83,320,500.
The policy of permitting the organization of national banks with
capital of less than $50,000 was questioned at the time the provision
was under consideration as well as subsequent to the enactment of
the law, but statistics evidence the fact that these small banks have
generally been successful and supplied their communities with desirable banking facilities. An investigation was made last year with
respect to the earning power of the banks of various classes, based
upon volume of capital, and it was shown that the dividends paid by
banks with minimum capital averaged 8.05 per cent, as against an
average of 10.26 per cent for all banks, and that dividends based on
capital and surplus averaged 6.3 per cent against an average for all
banks of 6.17 per cent. It further appeared that a fraction less than
1 per cent of banks of this character railed since 1900, against nearly
5 per cent for all national banks failing since 1865. It also appears
that the creditors of these small insolvent banks have been paid a
higher rate of dividend than the average for all insolvent banks
excluding those with capital of $1,000,000 and over. Approximately
82 per cent has been received by creditors of all insolvent national
banks, and 81.14 per cent by creditors of the small banks, the highest
average, 94.63 per cent, being paid by the banks with capital of
$1,000,000 and over.
Since March 14, 1900, 1,825 banks have been organized under the
act of 1864, the aggregate capital being $237,442,800, and with individual capital of $50,000 or more. Of the banks chartered during
this period, 773 were conversions of State banks, with capital of
$58,765,800; 1,528 were reorganizations of State or private banks,
with capital aggregating $107,102,000; and 2,720 banks of primary
organization, with capital of $154,895,500.
The total number of banks chartered from March 14, 1900, to October 31, 1912, was 5,021, with capital of $320,763,300. The number
organized in this period exceeded by 1,404 the number of banks in
active operation on March 14, 1900.
Classification, based upon capital stock and location by States and
geographical divisions, of national banks organized from March 14,
1900, to October 31, 1912, is shown in the following table.




REPORT OP THE COMPTROLLER OF THE CURRENCY.

27

Summary, by States, geographical divisions, and classes, of national banks organized from
Mar. 14, 1900, to Oct. 81, 1912, and the paid-in capital stock of all reporting national
banks on Sept. 4, 1912.

Capital $25,000.

Capital over
$25,000 and
less than
$50,000.

Capital. N o .

No.

Capital.

Capital $50,000 Total organizaand over.
tions.

No.

Capital.

Capital.

No.

National banks
reporting Sept. 4,
1912.
No. Capital paid in.

New England
States.
Maine
New Hampshire..
Vermont
Massachusetts
Rhode Island
Connecticut

4
4
5
2

$100,000
100,000
125,000
50,000

1

$30,000

4

100,000

19

475,000

1

30,000

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

104 2,600,000
54 1,350,000
226 5,650,000
6 150,000
32 800,000

9
8

287,500
240,000
807,000
95,000
172,000

Total

422 10,550,000

Total

7 $385,000
2
200,000
2
150,000
19 4,450,000
1
500,000
5
250,000

11
7
7
21
1

56
50
186
22

9

$485,000
330,000
275,000
4,500,000
500,000
350,000

5,935,000

56

6,440.000

463

105,776,950

215 21,107,500
104 5,200,000

471
198

171,600,485
22,217,080
118,034,390
2,423,985
17,607,710

36

70

79

$7,850,000
5,235,000
5 160 000
61,492,500
6,775,250
19,264,200

Eastern States.

24
3
5

10? 18,220,000
42 3,610,000
225 24,190,000
1*3

1,480,000

4

1,250,000

475 30,647,000
9
245,000
50 2,452,000

834
28
108

1,250,000

11

6,102,000

49 1,601,500

386 48,750,000

857 60,901,500 1,650

337,985,650

396,000
425,000
130,000

44 4,865,000
40 3,315,000
30 3,160,000
22 2,335,000
51 4,850,000
27 5,175,000
33 2,775,000
19 1,815,000
20 3,610,000
142 16,560,000
26 2,070,000
35 5,270,000
32 3,435,000

105

6,511,000
4,690,000
3,815,000
2,660,000
6,150,000
5,515,000
3,954,500
2,080,000
3,940,000
24,971,000
2,625,000
6,825,000
4,490,000

48
85
31
33
515
49
144
103

17,443,500
9,742,000
8,610,000
5,735,000
14,709,500
7,220,000
9,700,000
3,255,000
8,345,000
48,220,600
5,035,000
17,540,900
12;562,500

521 59,235,000 1,231 78,226,500 1,483

168,119,000

4

Southern States.
Virginia..
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
. .
Louisiana
Texas
Arkansas..
Kentucky..
Tennessee
Total

38 1,250,000

50
21
13
25
7
35

7
12
229
21
53
35

950,000
525,000
325,000
625,000
175,000
875,000
175,000
300,000
5,725.000
525,000
1/325,000
875,000

11

12
4

?0
675,000
5
165,000
10
304,500
3
90,000
1
30,000
84 2,686,000
1
30,000
7
230,000

6

180,000

546 13,650,000 ~164 5,341,500

90
55
35
96
39
78
29
33
455
48
95
73

131

111
73
46
114

Middle Western
States.
Ohio
Indiana
Illinois
Michigan..
Wisconsin
Minnesota..
Iowa
Missouri
Total

109 2, 725,000
90 2,250,000
163 4,075,000
14
350,000
36
900,000
177 4,425,000
115 2,875,000
875,000
35

19
15
19
4
4
15
21
14

658,000
483,000
663,500
130,000
125,000
471,000
710,000
450,000

739 18,475,000 111 3,690,500

88 12,825,000
70 10,300,000
94 14,250,000
27 4,890,000
29 3,450,000
30 4,700,000
65 3,970,000
41 15,885,000

216 ^.6,208,000
175 13,033,000
276 18,988,500
45 5,370,000
69 4,475,000
222 9,596,000
201 7,555,000
90 17,210,000

378
?54

272
338
133

61,484,100
27,608,000
75,440,000
15,010,000
17,080,000
22,836,000
22,280,320
36,015,000

444 70,270,000 1,294 92,435,500 2,050

277,753,420

448
99

Western States.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wvominsr
Colorado
New Mexico
Oklahoma
Total

122 3,050,000
70 1,750,000
104 2,600,000
93 2,325,000
23
575,000
12
300,000
52 1,300,000
24 600,000
326 8,150,000

7
4
?0

826 20,650,000

89 2,976,000




11
4
11

4
28

215,000
120,000
715,000
390,000
130,000
361,000
125,000
920,000

9
500,000
13
700,000
38 3,335,000
30 2,300,000
16 1,340,000
11
625,000
38 3,310,000
11
625,000
65 4,955,000

138
87
16?
134
43
23
101

3,765,000
2,570,000
6,650,000
5,015,000
2,045,000
925,000
4,971,000
1,350,000
14,025,000

146
103
?45
211
58
29
126

39
39
419
300
231 17,690,000 1,146 41,316,000 1,257

5,218,000
4,185,000
16,240,000
12,167,500
4,960,000
1,735 000
10,890,000
2,115;000
13,542,500
71.053,000

28

KEPOKT OF THE COMPTKOLLEK OF THE CURRENCY.

Summary, by States, geographical divisions, and classes, of national banks organized from
Mar. 14, 1900, to Oct. SI, 1912, etc.—Continued.

Capital $25,000.

No.

Capital over
$25,000 and
less than
$50,000.

National banks
reporting Sept. 4,

Capital $50,000 Total organizaand over.
tions.

Capital. No. Capital.

No.

Capital.

No.

Capital.

No. Capital paid in.

Pacific States.

Washington.
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska
Total

34 $850,000
32 800,000
101 2,525,000
29 725,000
7 175,000
3
75,000
4 100,000

2
3

• 210 5,250,000

18

5
1
1

$70,000
91,000
190,000
170,000
30,000
30,000
581,000

31 $3,545,000
25 1,695,000
114 26,112,800
14 1,010,000
5 1,025.000
9 l,225J000
5
250,000
1
50,000

67 $4,465,000
60 2,586,000
221 28,827,800
48 1,905,000
13 1,230,000
12 1,300,000
10
380,000
1
50,000

80
81
231
50
22
11
13
2

$12,225,000
8,686.000
54,521,560
3,080.000
3,305;000
1,742,000
1,055,000
100,000

204 34,912,800

432 40,743,800

490

84,714,560

610,000

Island Possessions.
Hawaii.. .
Porto Rico

2

50,000

2
1

550,000
100,000

4
1

600,000
100,000

4

Total

2

50,000

3

650,000

5

700,000

4

610,000

Grand total. 2,764 69,100,000 432 14,220,500 1,825 237,442,800 5,021 320,763,300 7,397

1,046,012,580

The number and capital, by classes, of conversions, reorganizations,
and primary organizations, are shown in the following table:
Summary, by classes, of national banks organized from Mar. 14, 1900, to Oct. 31, 1912.
Conversions.

Reorganization.

Primary organization.

Total.

Classification.
No.

Capital.

953 $25,287,000
575 81,815,000

No.

Capital.

No.

Capital.

$45,955,500 3,196
108,940,000 1,825

$83,320,500
237,442,800

773 58,765,800 1,528 107,102,000 2,720 154,895,500 5,021

320,763,300

456 $12,078,000
317 46,687,800

Total

No.

00 CO

Capital less than $50,000
Capital $50,000 or over

Capital.

Number of national banks organized in each month from Mar. 14, 1900, to Oct. 81, 1912.
Months.

January
Februarv .
March..*.
April
May
June.
...
July
August
September .
October
November
December .
Total

1900

1901

1902

1903

1904

1905

1906

1907

1908

1909

1910

1911

1912

No.

No.
36
31
35
30
54
40
41
27
23
27
32
36
412

No.
40
28
41
50
50
42
38
42
38
33
36
54

No.
34
50
56
51
47
58
43
36
31
57
20
32

No.
45
39
50
42
49
48
37
44
35
36
23
38

No.
45
41
41
43
45
42
32
33
31
41
27
41

No.
40
42
50
46
52
55
40
39
46
38
19
23

No.
32
36
39
34
33
21
37
20
14
18
21
18

No.
12
13
39
28
20
21
13
15
15
8
11
11

No.
16
14
19
15
22
14
16
15
20
15

515

486

462

490

323

No.
28
20
22
26
24
44
28
32
24
22
23
27
320

No.
28
29
37
26
21
40
19
12
27
22
12
18

492

No.
36
35
42
46
42
43
22
38
32
43
36
45
460

291

206

1GG

6
46
66
95
46
44
20
25
21
29
398




BEPORT OF THE COMPTROLLER OF THE CURRENCY.

29

Number and classification of national banks organized during the year ended Oct. SI, 1912.
Conversions.

Reorganizations.

Primary
organizations.

Total.

Bonds
deposited.

Months.
No.

Capital.

November.
December..
January
February..
March
April
May
June
July
August
September.
October

$300,000
475,000
325,000
375,000
490,000
200,000
650,000
75,000
120,000
170,000
225,000
75,000

Total

3,480,000

No.

50

Capital.

No.

Capital.

$150,000
250,000
1,150,000
425,000
1,200,000
200,000
265,000
210,000
3,665,000
75,000
130,000
425,000

$75,
105,
190,
1,300,
225,
275,
200,
260,
725,
250:
675!
175;

8,145,000

4,455,000

No.

Capital.
$525,000
830,000
1,665,000
2,100,000
1,915,000
675,000
1,115,000
545,000
4,510,000
495,000
1,030,000
675,000

$134,750
173,250
296,250
469,500
339,750
213,500
318,750
149,250
320,050
169,000
266,250
174,050

16,080,000

3,024,350

The following statement shows the number of national banks in
existence, together with their authorized capital, bonds on deposit
to secure circulation, and circulation secured by bonds and by lawful
money, on March 14, 1900, and on October 31, from 1909 to 1912:
Mar. 14,1900. Oct. 31,1909.

Oct. 31,1910.

Oct. 31,1911.

7,025
Number of banks
7,218
7,331
3,617
Authorized capital
$616,308 095 $964 621,925 $1,015,897,135 $1,032,632,135
714,170,320
Bonds on deposit
694,926,070
244, 611 570 679 545,740
711,099,938
691,335,845
Circulation, on bonds
216,374 795 678, 344,963
28,065,375
33,538,463
Circulation, lawful money..
38, 027 935
25,595,793
739,165,313
724,874,308
Total circulation
254, 402, 730 703,940,756

Oct. 31,1912.
7,428
$1,053,670,435
730,257,280
727,169,316
22,179,543
749,348,859

EXTENSIONS AND EXPIRATIONS OF CHARTERS.

Under the law the corporate existence of national banks extends
for a period of 20 years from the date of the execution of the organization certificate, and in the year ended October 31, last, 104 banks
reached the termination of that period, and their charters were
extended for an additional period of 20 years, in conformity with
the act of July 12, 1882. During this same time the charters of 75
banks, which had been extended under the act of 1882, were extended
for a further period of 20 years under the act of April 12, 1902.
Extensions of charters under the act of 1882 have been granted to
3,188 banks, and under the act of 1902 to 1,141 banks. In 1913 the
charters of 83 banks will expire for the first time, and 26 under their
first extension. In the appendix to this report will be found a list
of all banks interested in extension of their charters during the year
ending October 31, 1913.
Extension, of the charter or corporate existence of a national bank
requires the written consent of shareholders representing at least
two-thirds of the stock and the comptroller's approval of the action
of the shareholders. Extension occasions no change in the title,
charter number, or corporate rights of a bank.
The law provides that before the approving of the extension of
charter the comptroller shall be satisfied that the bank is in a satisfactory condition, and to determine that question a special examination is made in every instance within 30 to 90 days of the date of




30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

expiration of the prior charter. Under the law every bank the charter
of which is extended is required to order a new plate or plates for the
printing of circulation of a design, materially different from that of
the plates in prior use. The cost of these plates and expenses incident to special examination of a bank represent the total expense to
the bank, so far as the Government is concerned, in connection with
the extension of charter.
Under the act of 1863 the corporate existence of a number of
banks was fixed by the articles of association at less than 20 years,
and in consequence expired prior to the act of 1882 authorizing extension. Under the regulations of the department at that time banks
of this character were required to formally liquidate, reorganize, and
take a new charter, and necessarily a new charter number. By reason
of the sentiment attaching to the original numbers, banks in that
category have been permitted to resume their original numbers. A
list of these banks will be found in the appendix to this report.
CHANGES OF TITLE AND LOCATION OF NATIONAL BANKS.

Under the law the comptroller may approve of the change of the
corporate title of national banks, and also their removal to a point
in the same State not more than 30 miles distant from the original
location. Change of either character necessarily requires the ordering
of new plates for the printing of circulation to conform to the change
of corporate title. Changes of title and location necessitate affirmative action by shareholders representing at least two-thirds of the
capital stock.
In the year just ended 17 changes have occurred, a list of the banks
interested being shown in the following table:
No.

9662
8358
1935
10062
9871
4740
4341
2127

5777
8825
345
1169
643
9663

Title and location.

Date.

1911.
The National Bank of Lexington, N. C , to "The First National Bank of Lexington"... Nov. 4
1912.
The Citizens National Bank of Seattle, Wash., to " T h e Mercantile National Bank of
Seattle"
Jan. 20
The Farmers First National Bank of Fulton, Mo., to " T h e First National Bank of Fulton"
Jan. 23
The National Bank of Greenville, S. C , to "The First National Bank of Greenville"
Jan. 25
The Jenkins National Bank, Jenkins, Ky., to " The First National Bank of Jenkins"
Jan. 29
The Fanners National Bank of Siloam Springs, Ark., to " T h e First National Bank of
Siloara Springs"
Mar. 2
The National Bank of Lakeport, N. H., to "The Lakeport National Bank of Laconia"
(p. o. Lakeport, N. PI.)
Apr. 26
The Utah National Bank of Salt Lake City, Utah, to "The Utah State National Bank of
Salt Lake City"
Apr. 30
The State National Bank of Memphis, Tenn., to " T h e Central-State National Bank of
Memphis"
May 1
The Western Metropolis National Bank of SanFrancisco, Cal., to the "Merchants National Bank of San Francisco"
June 1
The First National Bank of Beaver Springs at Adamsburg, Pa., to "The First National
Bank of Beaver Springs"
June 13
The Groves National Bank of Hollis, Okla., to " T h e City National Bank of Hollis"
June 17
Irving National Exchange Bank of New York, N. Y., to "Irving National Bank, NewYork"
!
July 20
The Fourth National Bank of Nashville, Tenn., to the "Fourth and First National
Bank of Nashville"
Aug. 7
The Atlantic National Bank of Boston, Mass., to " T h e Fourth-Atlantic National Bank
of Boston"
Aug. 30
The Manchester National Bank, Manchester, Va., to " T h e Manchester National Bank
of Richmond"
Oct. 25
Change of location and title.

5767

The First National Bank of Weldon, N. C, to "The First National Bank of Roanoke
Rapids," N. C
July 1




REPORT OF THE COMPTROLLER OF THE CURRENCY,

31

STATUS OF BANK WHEN PLACE IN WHICH ORGANIZED HAS BEEN
ANNEXED TO ADJACENT CITY.

The national-bank act fixes the amount of capital required to
organize a national bank, making it dependent upon the population of the place in which said bank is organized. The act also
requires the organization certificate to state specifically the place in
which the banking business is to be carried on.
In the course of time, as the larger cities grow, annexation is made
of suburban villages which frequently contain national banks organized with the capital required for a population of such village. A
question has arisen several times as to whether a bank chartered in
this suburban village which has been annexed to the larger city has
or has not a right to remove into the older or original city. The
comptroller has held that they can not do so, being restricted to the
place named in the organization certificate, and has refused to permit
them to remove beyond the original limits of that place unless they
increase their capital to the amount required for the organization of
a national bank in the larger place and also comply with all other conditions required of banks in such cities.
The First National Bank of Capitol Hill was organized in the village
of Capitol Hill, adjacent to Oklahoma City. Some time after Capitol
Hill had been annexed to Oklahoma City the First National Bank
removed from its old location into the business section of Okalahoma
City. They were at once notified by the comptroller to return to
their former location or to increase their capital stock from its present
amount of $25,000, the amount required ior a bank in the village of
Capitol Hill, to $200,000, the amount required for the organization
of a bank in Oklahoma City, and also to comply with all the requirements of a reserve city bank.
The First National Bank of Capitol Hill declined to increase their
capital stock or to return to the former location in Capitol Hill,
and the comptroller thereupon referred the matter to the Solicitor of the Treasury. The attorneys for the First National Bank of
Capitol Hill were present at a hearing in the solicitor's office, and by
agreement a suit was instituted in the United States District Court for
the Second District of Oklahoma in the name of the Comptroller of
the Currency, against the First National Bank of Capitol Hill, asking
for the forfeiture of its charter.
To the petition in this case the defendant bank demurred, and on
October 15, 1912, Judge Cottrell, of the United States district court,
overruled the demurrer and held that the petition stated a good
cause of action for the forfeiture of the charter of the bank.
The position taken by the controller was that as the organization
certificate stated the place where a bank's operations are to be carried
on, designating the State, Territory, or district, and the particular
county, city, town, or village, and that the law required that the usual
business should be transacted at an office located in the place specified
in its organization certificate, the bank could not change its place
of operations to any other place, except with the approval of the
Comptroller of the Currency. It was therefore claimed that this
bank could not remove from its location within the limits of Capitol
Hill over into Oklahoma City and outside the limits of the old village
of Capitol Hill without the consent of the comptroller and meeting
the
other requirements of the statute; that such removal would be



32

REPORT OF THE COMPTROLLER OF THE CURRENCY.

contrary to the spirit and intent of the national banking acts, and that
said act requires certain capital stock in places of certain population.
It is understood that the First National Bank of Capitol Hill
intends to ask for a stay of execution and will take the case up on
error to the United States circuit court of appeals.
VOLUNTARY LIQUIDATIONS OF NATIONAL BANKS.

Eighty-three national banks, with capital aggregating $21,605,250,
were placed in voluntary liquidation during the past year, of which
14, with capital of $3,610,250, were absorbed by other national banks;
21, with capital of $11,475,000, consolidated with other national
banks; and 10, with capital of $1,215,000, were absorbed by State
barks and trust companies. Banks to the number of 21, with
capital of $2,405,000, liquidated to reorganize as State banks; 8,
with capital of $2,500,000, liquidated to reorganize as national banks;
and 3, with capital of $200,000, the corporate existence of which
expired by limitation, were succeeded by new national banks, while 6,
with capital of $200,000, went into liquidation to discontinue business.
A list of national banks placed in voluntary liquidation during the
year, together with the names, where reported, of succeeding banks,
will be found in the appendix.
When a national bank is placed in voluntary liquidation for the
purpose of discontinuing business and not to consolidate with any
other bank, a liquidating agent is elected by the shareholders, who
is required to submit quarterly reports to the comptroller covering
the amount of assets not liquidated and liabilities to depositors and
other creditors at close of the quarter. Banks in voluntary liquidation are also subject to periodical examinations until such time as
the claims of creditors are paid or otherwise satisfied. Neither reports
nor examinations are required, however, where banks liquidate for
the purpose of consolidating with other institutions whereby the
liabilities are assumed by the bank with which consolidation is effected.
INSOLVENT NATIONAL BANKS.

Receivers were appointed for eight national banks during the year
ended October 31, 1912, the aggregate capital being $1,100,000. In
the accompanying table will be found a list of the banks, with date
of authority to begin business, date of appointment of receiver,
capital stock, and circulation issued, redeemed, and outstanding.
Date of
Char- authority to
Name and location of bank. ter No, commence
business.
Washington National Bank,
Washington, N. J
Union National Bank, Columbus, Ohio
Albion National Bank, Albion, Mich
First National Bank, New
Berlin, N. Y
First National Bank, Ambridge, Pa..
Second National Bank, Clarion, Pa
First National Bank, Bowlesburg, W. Va
First National Bank, New
Roads, La
Total (8 banks).




May 16,1898

Circulation.

Date of
appointment
of receiver.

Capital
stock.

OutReIssued. deemed. standing.

Nov. 17,1911

$50,000

$25,000

$17,670

$7,330

7584 Jan. 30,1905

Dec.

7,1911

750,000

100,000

37,900

62,100

Jan. 11,1905

Jan.

4,1912

50,000

20,000

8,290

11,710

Apr. 15,1912

100,000

100,000

48,790

51,210

5121

7552

151 Dec. 11,1863
8459

Dec.

5,1912

50,000

25,000

9,860

15,140

3044

Sept. 12,1883 June 21,1912

50,000

49,000

13,665

35,335

9288

Dec.

9,1908

July 31,1912

25,000

10,000

3,250

6,750

7169

Mar. 15,1904

Sept. 30,1912

25,000

6,250

800

5,450

1,100,000 335,250

140,225

195,025

8,1906

June

REPORT OF THE COMPTROLLER OF THE CURRENCY.

33

From April 14, 1865, the date of the first failure of a national bank,
to October 31, 1912, receivers have been appointed for 525 national
banks, of which, however, 25 were restored to solvency and authorized to resume business or liquidate, by reason of the restoration of
capital, where necessary, or the placing of assets in a condition
enabling the claims of all depositors and other creditors to be satisfactorily settled. Including the 25 banks in question, the affairs of
478 banks placed in charge of receivers have been settled, the assets
taken charge of by receivers aggregating $305,908,459. The capital
of these banks was $78,340,920. From the assets the collections were
$152,346,371, and from assessments upon shareholders, $20,141,001,
making total collections of $172,487,372. The proceeds of collections
were disposed of as follows: Dividends, $122,060,521, on claims
proved amounting to $160,201,795; loans paid and other 7disbursements, $34,812,040; legal expenses, $4,567,045; receivers salaries
and all other expenses, $8,128,561; balance in the hands of receivers
or the comptroller, $27,796; returned to shareholders in cash,
$2,891,409. Assessments levied upon shareholders to make good
deficiency in assets amounted to $42,065,290. The outstanding circulation of the banks at date of failure was $23,506,707, secured by
bonds on deposit with the Treasury of face value of $25,630,400.
These bonds were sold and realized $26,590,545. The difference
between the amount realized from these bonds and the circulation
secured thereby was added to the general fund for the liquidation of
liabilities to other creditors.
There are still in the charge of receivers 47 insolvent banks, the face
value of the assets of these trusts being $45,238,913, and from which
there has been collected $23,883,880. The claims proved and filed
with the receivers amount to $25,917,314, on which dividends have
been paid to the amount of $18,353,606.
In view of the indeterminate value of assets of insolvent banks still
in charge of receivers, authentic data relative to the settlement of the
affairs of the insolvent national banks are properly restricted to the
trusts that have been fully settled. Computations based upon the
figures relating to trusts closed indicate that creditors have received
on claims proved, dividends at an average rate of 76.19 per cent, but
including offsets allowed, loans paid, and other disbursements, with
dividends, creditors received on an average 82.61 per cent. Expenses
of administration of these 478 trusts, represented by receivers7 salaries, legal, and other incidental expenses, amounted to $12,695,606,
or 4.14 per cent of the nominal value of the assets and 7.36 per cent
of the total collections from assets and shareholders. On an average
shareholders were assessed 58.5 per cent on their holdings, the collections averaging 47.8 per cent of the assessments. In the current
year 35 dividends were paid to the creditors of 26 insolvent banks,
the total disbursements being $2,851,248.47.
In the following table is summarized the condition of all insolvent
national banks, the condition of the closed and active receiverships
being shown separately.
64776°—CUB 1912




3

34

REPOBT OF THE COMPTROLLEB OF THE CURRENCY.

Summary of reports of receivers of insolvent national banks, 1865 to Oct. 31, 1912.
Assets, etc.
Total assets taken charge of by receivers
Disposition of assets:
Offsets allowed and settled
Loss on assets, compounded or sold under order of court.
Nominal value of assets returned to stockholders
Nominal value of remaining assets
Collected from assets
,
Total.
Collected from assets as above
Collected from assessments upon shareholders
Total collections
Disposition of collections:
Loans paid and other disbursements
Dividends paid
Legal expenses
Receiver's salary and all other expenses
Balance in hands of comptroller or receivers.
Amount returned to shareholders in cash
Total.
Capital stock at date of failure
Bonds at failure
Amount realized from sale of bonds
Circulation outstanding at failure
Amount of assessment upon shareholders.
Claims proved
i Includes 25 banks restored to solvency.

Closed receiverships,
478.1

Active receiverships,
47.

$305,908,459

$45,238,913

$351,147,372

24,343,265
111, 187,331
14,045,068
3,986,424
152,346,371

3,583,291
5,775,075
"ii," 996," 667
23,883,880

27,926,556
116,962,406
14,045,068
15,983,091
176,230,251

305,908,459

45,238,913

351,147,372

152,346,371
20,141,001

23,883,880
2,062,446

176,230,251
22,203,447

172,487,372

25,946,326

198,433,698

34,812,040
122,060,521
4,567,045
8,128,561
27,796
2,891,409

4,814,028
18,353,606
571,258
931,899
819,023
456,512

39,626,068
140,414,127
5,138,303
9,060,460
846,819
3,347,921

172,487,372

25,946,326

198,433,698

2 6,460,000
71,880,920
25,630,400
26,590,545
23,506,707
42,065,290
160,201,795

7,405,000
3,054,250
2,074,302
3,387,215
4,195,950
25,917,314

85,745,920
28,684,650
28,664,847
26,893,922
46,261,240
186,119,109

Total, 525.

2 Capital stock of 25 banks restored to solvency.

The affairs of 12 insolvent banks were closed during the year ended
October 31, 1912, and in the accompanying table will be found
information relative to the capital, date of appointment of receiver,
and per cent of dividends paid to creditors.
Title.
Berlin National Bank
American National Bank
:
Elmira National Bank
Fredonia National Bank
First National Bank
First National B ank
Fort Dallas National Bank
Jewelers National Bank
First National B ank
First National Bank
Woods National Bank
Spring Valley National Bank

Location.
Berlin, Wis
Boston, Mass
Elmira, N. Y
Fredonia, N . Y
Ladysmith, Wis
Lexington, Okla
Miami, Fla
North Attleboro, Mass
Ramona, Okla
Savoy, Tex
San Antonio, Tex
Spring Valley, 111

Date receiver
appointed.
Nov.
Nov.
May
June
June
May
July
Dec.
May
June
Nov.
July

17,1904
27,1905
26,1893
19,1905
2,1905
24,1905
5,1907
20,1907
2,1908
30,1909
9,1907
5,1905

Per cent
Capital. dividends
paid to
creditors.
$50,000
200,000
200,000
100,000
25,000
25,000
100,000
100,000
25,000
25,000
200,000
50,000

70.00
100.00
69.50
70.25
75.00
22.50
41.50
1100.00
100.00
56.00
97.50
41.25

1 And interest in full.
R E P O R T S O F CONDITION

OF BANKS IN THE UNITED

STATES.

Under the provisions of section. 333 of the Revised Statutes of the
United States, the Comptroller of the Currency is required to incorporate in. his annual report to Congress a statement exhibiting under
appropriate heads the resources and liabilities and condition of the
banks, banking companies, aixd savings banks organized under the
laws of the several States and Territories, the statute providing that
the information shall be obtained from reports made to legislatures
or officers of the different States and Territories, or from such authentic sources as may be available.
Since 1908 the anjaual statements received from baixks outside of
the
national system have conformed in general as to details of assets



REPORT OF THE COMPTROLLER OF THE CURRENCY.

35

and liabilities with the reports made by national banks. Individual
statements for a date concurrent with the June call on national
banks, beginning with 1909, have been furnished by the State and
private banks through the courtesy and assistance of the State bank
superintendents. Prior to 1909 statements for State banks were
furnished to the comptroller for varying dates, and there was no
uniformity in the form of the reports, many valuable details, such
as the classification of cash, bonds, and deposits, being wanting. It
is due to the courteous cooperation of the heads of the banking
departments of the various States that it is possible now for the
comptroller to present such complete and satisfactory statistics
relative to practically all the banks of the country.
The statements used in the compilations are of date June 14, 1912,
with the exception of State banks for Kentucky, May 18; Georgia,
May 29; Tennessee, June 29; Alaska and the island possessions, June
30; the mutual savings banks of Maryland, June 29. With these
exceptions the reports are uniform as to date and form.
The banks furnishing statements for use in connection with this
report number 25,195, being 803 more than reported last year, and
include 7,372 national banks, 13,381 State banks, 1,922 mutual and
stock savings banks, 1,110 private banks, and 1,410 loan and trust
companies.
Abstracts of reports of condition for each class of banks, arranged
by States, will be found in the appendix. The summary referred to
follows.
Summary of reports of condition from 25,195 banks in the United States and island possessions (including national, State, savings, and private banks and loan and trust companies), showing their condition at the close of business June 14, 1912.
RESOURCES.

Loans and discounts:
Secured by real estate (including mortgages owned)
Secured by collateral other than real estate
All other loans
Overdrafts

$3,301,485,759.93
4,239,942,380.07
6,350,722,499.00
61,455,604.59

Bonds, securities, etc., including premiums thereon:
United States bonds
State, county, and municipal bonds
Railroad bonds
Bonds of other public-service corporations (including street and
interurban railway bonds)
Other bonds, stocks, warrants, etc
Banking house, furniture and
Other real estate owned
Due from banks
Checks and other cash items
Exchanges for clearing house
Actual cash on hand:
Gold coin
Gold certificates
Silver dollars
Silver certificates
Subsidiary and minor coins
Legal-tender notes
National-bank notes
Cash not classified

$13,953,606,243.59

823,266,866.97
1,273,554,050.84
1,631,544,479.26
603,542,601.59
1,026,975,383.45

fixtures

l

238,389,386.74
643,547,090.00
22,957,395.00
194,374,169.00
37,738,008.29
253,122,053.00
108,281,687.00
74,543,690.40

Other resources
Total resources

5,358,883,382.11
550,326,884.44
106,972,775.92
2,847,992,843.93
55,236,223.74
374,865,032.08

1,572,953,479.43
165,805,908.94
24,986,642,774.18

LIABILITIES.

Capital stock paid in
Surplus
Undivided profits
National-bank circulation
Due to banks
Dividends unpaid
1
Includes $80,479,000 clearing house certificates.



$2,010,843,505.70
1,584,981,106.44
581,178,042.47
708,690,593.00
2,632,635,075.58
3,639,127.75

36

EEPOET OF T H E COMPTROLLER OF T H E

CURRENCY.

Individual deposits subject to check without notice
Saving deposits or deposits in interest or savings department
Certificates of deposit
Certified checks
Cashier's checks outstanding

$8,323,485,623.53
6,496,192,707.60
1,952,784,093.94
135,241,263.20
116,363,918.62
-$17,024,067,606.89
United States deposits
58,945,980.66
Notes and bills rediscounted
21,836,346.24
Bills payable, including certificates of deposit representing money borrowed
127,778,722.66
Other liabilities
232,046,666.79
Total liabilities

24,986,642,774.18

The foregoing summary of reports of condition shows resources
aggregating $24,986,642,774. Loans and discounts aggregated
$13,953,606,243 against$13,046,389,844 in 1911; bonds, securities, etc.,
$5,358,883,382 against $5,051,856,404; cash in bank, $1,572,953,479
against $1,554,147,169; capital, $2,010,843,505 against $1,952,411,085;
individual deposits, $17,024,067,606 against $15,906,274,710; surplus
and undivided profits, $2,166,159,148 as against $2,065,574,839.
The increase in these items during the year is as follows: Loans and
discounts, $907,216,399; bonds, securities, etc., $307,026,978; cash
in bank, $18,806,310; capital, $58,432,420; surplus and undivided
profits, $100,584,309; and individual deposits, $1,117,792,896.
The percentage of increase for the principal items of resources and
liabilities is as follows: Loans and discounts, 6.95; bonds, securities,
etc., 6.08; cash, 1.21; capital, 2.99; surplus and undivided profits, 4.87;
individual deposits, 7.02; and aggregate liabilities, 5.78.
The following comparative statement shows the classification of
resources and liabilities of national and other reporting banks for
each year from 1908 to 1912, inclusive:
Aggregate resources and liabilities of national and other reporting banks on or about
June 30, 1908 to 1912.
Classification.

1908

1909

1910

1911

1912

21,346 banks.

22,491 banks.

23,095 banks.

24,392 banks.

25,195 banks.

RESOURCES.

Loans on real estate
Loans on other
collateral
security
Other loans and
discounts
Overdrafts
United S t a t e s
bonds
State,county,and
municipal
bonds
Railroad bonds
and stocks
Bonds of other
public - service
corporations
Bank stocks
Other s t o c k s ,
bonds, etc
Due from other
banks and
bankers
Real estate, furniture, etc
Checks and other
cash items
Cash on hand
Other resources...
Total

$1,801,751,913.00 $2,505,977,970.46 i$2,696,433,655.30 i$3,023,747,576.34 $3,301,485,759.93
3,012,911,466.00 3,975,993,315.69 4,115,829,707.08 4,123,052,705.66 4,239^942,380.07
5,565,468,763.59 4,821,546,812.25 5,647,164,421.40 5,835,854,369.03 6,350,722,499.00
62,381,193.45
57,860,155.68
69,699,592.98
63,735,193.87
61,455,604.59
750,200,706.16

792,787,711.29

784,592,463.97

773,455,177.84

823,266,866.97

2 861,009,108.05 1,091,541,455.19 1,116,245,096.69 1,200,898,075.21 1,273,554,050.84
1,158,444,501.60 1,560,006,360.83 1,464,842,032.51 1,602,130,358.08 1,631,544,479.26
466,526,687.08

478,045,935.46

550,192,266.65

703,580,001.88

979,644,571.67

925,180,526.51 1,026,975,383.45

603,542,601.59

29,460,847.00
1,646,826,333.23

2,236,244,596.94 2,562,071,702.68 2,393,008,260.76 2,788,772,572.47 2,847,992,843.93
494,998,124.33

544,035,541.89

574,231,671.01

616,693,997.78

657,299,660.36

430,101,255.82
350,903,174.39
437,892,578.11
620,469,182.00
422,688,514.06
1,368,329,683.43 1,452,014,676.34 1,423,808,814.37 1,554,147,169.28 1,572,953,479.43
249,001,019.69
165,805,908.94
111,380,014.05
193,623,517.10
150,534,879.89
19,583,410,393.09 21,095,054,420.72 22,450,320,522.77 23,631,083,382.67 24,986,642,774.18

i Includes mortgages owned.




2 Includes bonds of other corporations for national banks.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

37

Aggregate resources and liabilities of national and other reporting
banks on
on or ab
about
portina banks
J
June
30
SO, 1908
1908t to 1912—Continued
1912Ctied.
1908

1909

1910

1911

1912

21,346 banks.

22,491 banks.

23,095 banks.

24,292 banks.

25,195 banks.

Classification.

LIABILITIES.

Capital stock
Surplus fund
Other undivided
profits
Circulation
(national banks)
Dividends unpaid
Individual
deposits
United S t a t e s
deposits
Due to other
banks and
bankers
Other liabilities...
Total

1,757,159,203.00 1,800,036,368.00 1,879,943,887.99 1,952,411,085.56 2,010,843,505.70
1,401,570,455.80 1,326,090,642.50 1,547,917,181. ~ 1,512,083,859.93 1,584,981,106.44
359,942,627.85

508,534,786.43

404,649,006.90

553,490,979.77

581,178,042.47

613,663,963.00
4,034,846.39

636,367,526.00
3,310,944.76

675,632,565.00
20,856,304.16

681,740,513.00
5,689,184.23

708,690,593.00
3,639,127.75

12,784,511,169.33 14,035,523,165.0415,283,396,254.35 15,906,274,710.2717,024,067,606.89
130,266,023.63

70,401,818.99

54,541,349.41

48,455,641.54

58,945,980.66

2,198,050,204.00 2,484,103,895.37 2,225,380,795.62 2,621,054,947.82 2,632,635,075.58
344,211,900.09
230,685,273.63
358,003,178.26
349,882,460.55
381,661,735.69
19,583,410,393.09 21,095,054,420.72 22,450,320,522.77 23,631,083,382.67 24,986,642,774.18

The foregoing statistics show that the aggregate resources of the
banks have increased from $19,583,410,393 in 1908 to $24,986,642,774
for the present year, a gain of $5,403,232,381, or over 27 per cent.
These figures indicate an unprecedented growth in bank resources
during the past four years, and far exceeds that for any like period
in the country's history. The nearest approach to this increase is
shown in the statistics for June 30, 1904, when the aggregate resources
of all reporting banks were about $4,413,000,000 greater than the
amount reported in 1900. Individual deposits in the banks during
the last four years increased from $12,784,511,169 to $17,024,067,606,
the increase being $4,239,556,437, or over 33 per cent. The next
largest increase shown was for the four years from June, 1904, to
June, 1908, when the increase in round amount was $2,784,000,000,
or 27 per cent. From June, 1908, to June, 1912, loans and discounts
increased by $3,515,600,000, or 33 per cent, the next highest increase
being $2,456,000,000, or 30 per cent, during the prior four-year
period.
For the purpose of comparison, the following shows the number of
reporting banks, aggregate loans, resources, capital, and deposits for
the fiscal years 1908 to 1912, inclusive:
[In millions of dollars.]

Year.

1908
1909
1910
1911
1912




.

Number of
banks.

Loans.

Resources.

21,346
22,491
23,095
24,392
25,195

$10,437.9
11,393.1
12,521.7
13,046.4
13,953.6

$19,583.4
21,095.0
22,450.3
23,631.0
24,986.6

Capital.

$1,757.1
1,800.0
1,879.9
1,952.4
2,010.8

Individual
deposits.
$12,784.5
14,035.5
15,283.3
15,906.3
17,024.0

38

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Statements in detail relative to loans and discounts, bonds, securities, etc., cash in bank, and individual deposits appear hereinafter,
but there is submitted herewith a condensed summary of the returns
from national and other banks for June 14, 1912, and June 7, 1911,
the increase in the various items being shown separately.
1912

Items.

7,372
national
banks.

17,823
State,
etc.,
banks.

1911
Total
25,195
banks.

Total
24,392
banks.

Millions. Millions. Millions. Millions.
Loans and discounts
$5,973.7 $7,979.9 $13,953.6 $13,046.4
United States bonds and all other bonds and securities
1,861.3 3,497.6 5,358.9 5,051.9
1,572.9 1,554.2
Cash
996.1
576.8
««- u ate resources
10,861.7 14,124.9 24,986.6 23,631.0
977.3 2,010.8
1,952.4
Capital
1,033.5
1,215.3 2,166.1
2,065.6
Surplus and undivided profits
950.8
Deposits (individual)
I 5,825.4 11,198.6 17,024.0 15,906.3

Increase
1912 over
1911 (803
banks).

Millions.
$907.2
307.0
18.7
1,355.6
58.4
100.5
1,117.7

GROWTH OF BANKING IN THE UNITED STATES.

Information relating to banking in the earliest days of the country
is meager, but some interesting data gathered from reliable sources
are published in the annual reports of the Comptroller. In the appendix is a table which gives the number of colonial and State banks
together with the principal items of resources and liabilities in the
years indicated from 1784 to 1833. In 1784 the three banks from
which reports have been compiled had a capital of about $2,100,000,
circulation $2,000,000, and specie $10,000,000. In 1800 reports
from 28 banks showed capital of $21,300,000, circulation $10,500,000,
and specie $17,500,000. In 1820 there were 307 banks with capital
of $102,100,000, circulation of $40,600,000, deposits $31,200,000, and
specie $16,700,000. In 1830, 329 banks had $110,100,000 capital,
$48,400,000 circulation, $39,500,000 deposits, $14,500,000 specie, and
$159,800,000 in loans.
A statement of the resources and liabilities of the banks of the
country in detail from 1834 to 1863 will also be found in the appendix.
It appears from the table in question that in 1834 there were 506
State banks in the country, with capital of more than $200,000,000,
circulation of $94,800,000, and deposits of $75,600,000. In 1840 the
number of banks had increased to 901, with capital of $358,400,000,
circulation $106,900,000, and deposits $75,600,000. In 1850 reports
show only 824 banks, with capital of $217,300,000, circulation
$131,300,000, and deposits $109,500,000. In 1862, the year prior to
the inauguration of the national banking system, there appears to have
been 1,492 banks in operation; the capital of these banks being
$418,100,000, circulation $183,700,000, and deposits $296,300,000; the
loans aggregated $646,600,000, investments in stocks $99,000,000,
specie on hand $102,100,000, specie funds $27,800,000, and notes of
other banks held $25,200,000.
The following condensed statement gives the principal items of
resources and liabilities of national, State, savings, private banks, and
loan and trust companies from 1863 to 1912, and reveals the growth
of banking in this country for the past 50 years.



Principal items of resources and liabilities of State, savings, and private banks, loan and trust companies, and national banks, from 1863 to 1912.
[From 1863 to 1872, inclusive, data from various sources; from 1873 compiled from reports obtained by the Comptroller of the Currency.]
[Amounts in millions of dollars.]

Year.

1863
1865. .
1866
1867
1868
1869..
1870
1871
1872... .
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891

Loans
Number and disof banks counts
report- (including.
ing overdrafts).

Bonds,
stocks,
etc.

Due
from
banks
and
bankers.

$648.6
$180.5
1,466
$96.9
( 5 1,089
93.4
70.7
33.3
\
M67
362.4
404.3
103.0
1,960
550.4
110 7
2 267
465.2
588.5
443.1
100.0
2,279
2,293
655.7
440.5
123.1
2 354
686 3
414.6
107 6
121.2
406.1
2 457
719.3
...
419.9
789.4
143.8
2 796
.
431.2
144 0
3 066
871.5
7 i 968 1 439 9
713 2
167 1
7 l 893 1 564 5
723.2
193 6
793 1
195 0
3 336 1 748.1
198.2
807.3
3 448 1,727.1
841 2
184 6
3 384 1 720 9
183.2
865.9
3 229 1,561.2
204.0
3,335 1,507. 4 1,032.9
1,662.1
248.9
3,355
900.6
3 427 1,901.9
346.1
500.9
307.3
. . .
3 572 2,050.3 1,049.1
951.2
392.8
3,835 2,133.6
294.1
4 111 2,260. 7 1,030.4
952.0
432.9
4 350 2,272.3
349.8
4,378 2,456. 7 1,031.1
632.1
6,179 2,944.9
999.9
439.1
6 647 3,161.1 1,112.1
513.7
7,203 3,475.2 1,111.9
7,999 3,842.1 1,158.0
531.3
8,641 3,965.9 1,042.5
652.6
1
Includes cash not classified.
2
Includes State bank circulation.
3 Includes deposits of United States disbursing officers.
4
Specie funds and notes of other banks.
6
From Homan's Banker's Almanac.




Specie.

$46.1
50.7

Paper
currency.1

Total
cash in
bank.

< $205.5
47.6
199.4
231.9
205.6
200.7
162.5
187.7
194.0
177.6
218 2
252 2
238.7
226.4
230.5
214.6
216.3
285.5
295.0
287.1
321.0
321.2
414.3
375.5
432.8
446.1
499.1
478.3
479.1

Capital.

$405.0
311.5
75.2
397.0
480.8
483.8
486.4
489.7
513.7
561.7
592.6
532 9
550.3
592.6
602.3
614.2
587.7
580.4
565.2
572.3
590.6
625.6
656.4
678.0
686.7
806.8
853.7
893.3
968.7
1,029.7

Surplus
and
profits.

$4.2
54.5
79.4
93.9
109.4
126.0
132.7
143.1
155.4
215.6
199.9
254.2
261.6
260.5
237.7
246.1
260.2
292.0
310.1
347.8
379.6
362.0
393.8
460.2
493.7
531.9
584.0
619.2

United IndividCirculaStates 3 ual detion.2 deposits.
posits.

Due to
banks.

$393.7

$100.5

$1,191.7

H9.4
641.0
815.8
876.6
968.6
1,032. 0
1,051. 3
1,251.6
1,353.8
1,421. 2
1,526. 5
1,787. 0
1,778. 6
1,813. 6
1,717.4
1,694.2
1,951.6
2,296.8
2,460.1
2,568.4
2,566.4
2,734.3
2,812. 0
3,308.2
3,422.7
3,778.1
4,062.5
4,196. 8

27.4
157.8
122.4
112.5
140.7
129.0
148.5
176.4
172.7
178.6
232.5
194.7
183.3
170.1
161.7
187.9
239.6
314.7
279.0
288.2
227.0
293.0
308.9
350.1
366.1
434.6
432.3
415.7

252.3
1,126.5
1,476.4
1,494.1
1,572.2
1,564.2
1,510. 7
1,730. 6
1,770.8
2,731.3
2,890.4
3,204. 6
3,183.1
3,204.1
3,080.6
3,212.6
3,399.0
3,869.1
4,031.1
4,208.0
4,221.3
4,426.9
4,521.5
5,203.7
5,470.4
5,940.9
6,343.0
6,562.1

$238.7
163.3
189.1
131.5
267.8
291.8
294.9
292.7
291.8
315.5
327.1
340 2
338.7
318.1
294.8
290.4
300.4
307.7
318.4
312.5
309.2
312.2
295.3
269.2
238.0
166.8
155.5
129.0
126.5
124.0

$58.0
9.4
$190.0
39.1
219.3
12.6
33.3
11.1
194.5
28.3
179.9
20.8
12.8
144.0
18.5
13.2
31.1
156.6
11.1
19.9
174.1
12.4
24.3
153.3
8
15.1
27 9
8
10.6
22.3
8
10.2
19.0
8
11.1
25.4
8
10.9
21.3
8
25.6
29. 7
8
252.1
42. 7
8
10.7
100. 2
8
12.2
129.5
8
12.6
112.
4
8
13.9
116. 2
8
14.2
110.
2
8
14.0
179.0
8
17.1
152.
2
8
23.2
165.1
226.4
58.4
219.7
46.7
9 221.5
277.6
30.6
221.9
256.4
217.3
25.9
261.8
6
National banks.
7 Number of national banks only; number of State and savings banks not reported.
8
Specie in national banks; incomplete for State banks.
•Includes coin certificates from 1889; specie for 1902 partially estimated.

Total
assets.

W
O

o
w
o
f

HI

W

O

CO
CD

Principal items of resources and liabilities of State, savings, and private banks, loan and trust companies, and national banks, from 1863 to 1912—Con.
[Amounts in millions of dollars.]

Loans

Number and disof banks counts
report(including.
ing over-

Year.

Bonds,
stocks,
etc.

drafts).

1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

„...

...

9,338
9,492
9,508
9,818
9,469
9,457
9,485
9, 732
10,382
11,406
12,424
13,684
14,850
16,410
17,905
19,746
21,346
22,491
23,095
24,392
25,195

$4,336.6 $1,269. 4
1,354.1
4,368.6
1,445.3
4,085.0
. 4,268.8 1,565.2
1,674.4
4,251.1
1,732.3
4,216.0
1,859.7
4,652.2
5,177. 6 2,179.0
2,398.3
5,657. 5
2,821.2
6,425.2
3,039.2
7,189.0
3,400.1
7,738.9
3, 654. 2
7,982.0
3,987.9
9,027.2
4,073.5
9,893.7
4,377.1
10,763.9
10,438. 0 4,445.9
4,614. 4
11,373.2
4, 723. 4
12,521.8
5,051.9
13,046.4
5,358.9
13,953.6

Due
from
banks
and
bankers.
$684.3
549.2
705.1
714.4
645.0
781.4
924.9
1,203.1
1,272.8
1,448. 0
1,561.2
1,570.6
1,842.9
1,981.9
2,029.2
2,135.6
2,236. 2
2,562.0
2,393.0
2,788. 8
2,848.0

Specie.

$262.2
210.9
283.4
246.3
251.2
297.7
402.2
449.1
449.7
479.0
541.0
478.2
612.2
617.3
633.0
719.5
860.5
1,044.6
1,009.6
1,110.7
1,137.0

Paper
currency.

$324.2
305.0
405.5
384.8
280.6
330.5
285.6
274.2
300.2
328.5
307.1
379.0
378.4
376.8
383.4
394.2
507.8
407.4
414.2
443.4
435.9

Total
cash in
bank.

Capital.

$586.4 $1,071.1
515.9
1,091.8
688.9
1,069.8
631.1
1,060.3
531.8
1,051.9
628.2
1,012.3
687.8
992.0
723.3
973.6
749.9
1,024.7
807.5
1,076.1
848.1
1,201. 6
857.2
1,321.9
990.6
1,392.5
994.1
1,463.2
1,016.4
1,565.3
1,113. 7 1,690.8
1,368.3
1,757. 2
1,452.0
1,800.0
1,423.8
1,880.0
1,554.2
1,952.4
1,572.9
2,010.8

Surplus Circula- United Individand
States ual detion. deposits.
profits.
posits.

$650.3
689.3
682.4
699.3
694.4
712.7
732.7
761.1
882.2
955.6
1,096.9
1,273. 4
1,360.9
1,439.5
1,558.9
1,645.0
1,761.5
1,834.6
1,952.6
2,065.6
2,166.1

$141.2
155.1
171.8
178.8
199.2
196.6
189.9
199.4
265.3
319.0
309.4
359.2
399.6
445.4
510.9
547.9
613.7
636.3
675.6
681.7
708.7

$14.2
13.7
14.1
13.2
15.4
16.4
52.9
76.3
98.9
99.1
124.0
147.3
110.3
75.3
89.9
180.7
130.3
70.4
54.5
48.5
58.9

$4,664.9
4,627.3
4,651. 2
4,921.3
4,945.1
5,094.7
5,688.2
6,768. 7
7,238.9
8,460.6
9,104. 7
9,553.6
10,000.5
11,350.7
12,215.8
13,099.6
12, 784.5
14,035.5
15,283.4
15,906.3
17,024.0

Due to
banks.

Total
assets.

$464.9
419.9
599.1
600.5
521.7
673.4
809.8
1,046. 4
1,172.5
1,333.0
1,393.2
1,475.9
1,752.2
1,904. 3
1,899. 0
2,075.4
2,198. 0
2,484.1
2,225.3
2, 621.1
2, 632. 6

$7,245.3
7,192.3
7,290.6
7,609.6
7,553.9
7,822.1
8,609.0
9,904.9
10,785.9
12; 357.5
13,363.9
14,303.1
15,198.8
16.918.2
18; 147. 6
19, 645. 0
19,583. 4
21,095.0
22,450.3
23,631.1
24,986.6

NOTE.—Since 1873 the Comptroller of the Currency has collected and published statistics of State banks, but complete data for compiling these statistics for a number of
years thereafter were available only for those States in which the banks were required to report to some State official. For recent years the statistics are practically complete.




j
O
W
1-3
O

w
o
o
B
O

W
O

d
3
o

41

REPORT OF THE COMPTROLLER OF THE CURRENCY.
GROWTH OF BANKING IN RECENT YEARS.

The table following shows the growth of banks in the United
States, including island possessions, as indicated by the number of
banks, capital stock, and individual deposits for four-year periods from
1900, the number of nonreporting banks, their capital, and deposits
being estimated from data obtained from reliable sources.
Capita 1.
Bank.

Individual deposits.

Number.

Amount.

Per cent.

Amount.

Per cent.

1900.

National
State etc
Reporting capital only
Total....

3,732
6,650
3,595
13,977

$621,536,461
403,192,214
126,000,000 }
1,150,728,675

54.00

$2,458,092,758

31.97

46.00 /\ 4,780,893,692
450,000,000 |
100.00

7,688,986,450

68.03
100.00

1904.

National
State, etc
Nonreporting..
Total....

5,331
9,519
3,994
18,844

767,378,148
625,116,824
81,409,702 1
1,473,904,674

52.06

3,312,439,841
/ 6,688,107,157
47.94 \
447,998,992

31.70

1

68.30

100.00

10,448,545,990

100.00

50.14

4,374,551,208

32.97

1908.

National .
State, etc
Nonreporting..
Total....

6,824
14,522
3,654

919,100,850
838,058,353
76,646,000 }

25,000

1,833,805,203

7,277
17,115
4,159

1,019,633,152
932,777,933
80,000,000 }

28,551

2 ,032,411,085

7,372
17,823
3,800

1,033,570,675
977,272,830
70,000,000 }

28,995

2 ,080,843,505

49.86 /\ 8,409,959,961
485,988,831 }

67.03

100.00

13,270,500,000

100.00

50.17

5,477,991,156

33.27

1911.

National
State,etc
Nonreporting..
Total....

49.83 /10,428,283,554
\
560,000,000 }

66.73

100.00

16,466,274,710

100.00

49.67

5,825,461,163

33.30
66.70

1912.

National
State etc

Nonreporting . .
Total

50.33 \fll,198,606,443
470,000,000 |
100.00

17,494,067,606

100.00

Since 1900 the number of banks in operation in the country has
increased by over 107 per cent, and their volume of business, as
indicated by their deposits, shows an increase of over 127 per cent.
In that year the total number of banks in operation (data for nonreporting banks being estimated) was stated at 13,977, with capital
of $1,150,728,675, and individual deposits, $7,688,986,450. The nonreporting banks in 1900 were estimated at 3,595, in 1904 at 3,994,
in 1908 at 3,654, and in 1912 at 3,800.
For the current year (nonreporting banks being again estimated)
the number has increased to 28,995, with aggregate capital of $2,080,843,505 and individual deposits, $17,494,067,606. In 1900, 3,732
national banks had 54 per cent of capital of all reporting banks and
about 32 per cent of the individual deposits. In June, 1912, 7,372
national banks held 49.67 per cent of the capital stock of all banks
and nearly 33J per cent of all individual deposits. In 1900 the
capital stock of national banks, in round amount, aggregated $621,000,000, and that of all other banks, $529,000,000; for the current



42

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

year the capital of national banks aggregates $1,033,000,000, and
that of all other reporting and nonreporting banks, $1,047,000,000.
The figures show that national banks during the last 12 years have
increased their capital by 66 per cent, while that of all other banks
increased 97 per cent; but the statistics further show that the national
banks increased their volume of business, as measured by individual
deposits, by a much larger percentage than did the other banks, the
gam during this period being 137 per cent for national and 123 per
cent for other banks.
BANKING POWER OF THE UNITED STATES.

The banking power of the United States in 1912, as represented
by capital, surplus and other profits, deposits, and circulation, of
national and other reporting banks, together with the estimated
amount of funds of this character in nonreporting banks, is $22,548,706,835, against $21,334,456,790 in 1911, and $17,642,705,274 in
1908. The increase for the year 1912 was 5.69 per cent a,nd for the
four years ended June 14, 1912, over 27.8 per cent. Since 1900,
when it was reported at $10,685,000,000, the banking power of the
country has more than doubled, the increase being 111 per cent. The
details are set forth in the following table:
Banking
Number.

Capital.

power of the United
Surplus and
profits.

States.

Deposits.

7,372 $1,033,570,675 $950,827,515 i $5,884,407,144
National banks
17,823
977,272,830 1,215,331,634 11,198,606,444
State, etc., banks
40,000,000
470,000,000
70,000,000
Nonreporting banks.. 3,800
28,995 2,080,843,505 2,206,159,149

17,553,013,588

Circulation.

Total.

$708,690,593 $8,577,495,927
13,391,210,908
580,000,000
708,690,593 22,548,706,835

i Includes United States deposits.
RESOURCES AND LIABILITIES OF THE BANKS BY STATES.

In order that the banking power of the several States may be
readily compared, the following condensed statement of the resources
and liabilities of all reporting banks of the United States as of June 14,
1912, arranged by States and geographical divisions, is submitted
herewith:




Condensed statement of resources and liabilities of all reporting banks of the United States on. June 14, 1912.
[Includes national, State, savings, and private banks and loan and trust companies.]

States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin




Population
(estimated Number Loans and dis- I n v e s t m e n t s ,
by Govern- of
counts, includbonds, securibanks
ment
ing overdrafts.
ties, etc.
actuary).
753,000
435,000
358,000
3,481,000
563,000
1,160,000

163
120
96
441
56
207

$80,695,195.58
67,750,070. 76
80,311,370.43
1,133,852,216.51
130,149,624.85
236,878,014.77

$119,252,136.29
68,188,266.39
24,144,209.78
422,542,767.43
103,561,082.81
218,495,160.08

Due from banks
and bankers.

$9,793,933.04
6,857,882.82
6,323,940.46
146,006,569.20
19,130,365.12
26,641,375.57

Cash on hand.

$4,514,236.58
2,118,731.98
1,697,638.06
66,190,959.75
8,970,270.14
9,377,043.93

All other resources.

$7,608,549.61
2,834,547.10
1,839,974.45
55,542,832.07
4,501,597.72
11,352,878.12

Total.

$221,864,051.10
147,749,499.05
114,317,133.18
1,824,135,344.96
266,312,940.64
502,744,472.47

6,750,000

1,083

1,729,636,492.90

956,183,622.78

214,754,066.21

92,868,880.44

83,680,379.07

3,077,123,441.40

9,567,000
2,694,000
7,974,000
205,000
1,317,000
345,000

929
353
1,306
50
234

3,452,954,586.81
346,106,194.46
1,217,883,264.36
22,450.510.58
158,986,846.28
58,316,709.77

1,652,231,290.41
222,203,377.66
769,603,669.52
17,805,252.62
145,927,076.46
26,437,343.52

527,124,744.27
71,258,471.21
284,312,614.34
3,755,476.11
40,316,559.33
14,009,253.80

596,472,091.03
20,690,304.06
126,822,329.04
1,497,953.68
12,136,540.33'
4,176,527.91

451,791,533.58
26,588,453.70
140,137,578.39
2,157,049.44
18,144,102.31
9,337,781.71

6,680,574,246.10
686,846,801.09
2,538,759,455.65
47,666,242.43
375,511,124.71
112,277,616.71

22,102,000

2,901

5,256,698,112.26

2,834,208,010.19

940,777, M9.06

761,795,746.05

648,156,499.13

10,441,635,486.69

104,000
279,000
269,000
548,000
685,000
803,000
193,000
843,000
707,000
061,000
638,000
328,000
222,000

380
297
429
346
760
204
324
363
243
1,257
376
614
476

155,739, 424.24
108,846, 775.99
91,083, 095.64
81,823, 503.44
170,053, 040.40
58,370, 826.18
86,828, 469.72
63,914, 195.41
111,633, 701.65
266,491, 010.28
56,060, 334.98
137,620, 155.83
125,800i 682.93

27,300,168.04
20,694,210.97
9,935,649.93
10,576,956.69
19,148,292.92
10,929,956.04
15,677,872.95
9,192,385.14
25,890,916.20
47,049,164.34
5,308,052.00
36,704,559.51
18,701,061.01

23,506. 766.26
17,27li 448.19
15,582, 026.44
9,190, 755.00
23,608, 584.31
15,564, 714.40
19,517, 863.53
14,025, 399.18
26,052, 572.72
74,028, 665.66
10,533, 054.16
33,526, 439.77
34,323, 262.86

9,303, 758.77
6,771, 130.46
4,560, 163.56
2,767, 421.92
8,004, 417.24
999.16
7,795,'513.57
3,653, 110.73
9,991, 235.82
28,157, 712.81
4,432, 048.34
12,642, 828.45
10,097, 362.67

10,278,075.14
9,405,260.86
5,218,691.00
4,016,691.48
12,327,215.34
4,753,804.36
6,800,826.88
5,481,321.48
14,532,381.51
25,373,628.51
4,446,619.45
15,861,542.21
16,039,172.28

226,128 192.45
162,988! 826.47
126,379, 626.57
108.375, 32&.53
233,141, 550.21
94,479. 300.14
136,620! 546.65
96,266, 411.94
188,100, 807.90
441,100, 181.60
80,780, 108.93
236,355, 525.77
204,961, 541.75

26,680,000

6,069

1,514,265,216.69

257,109,245.74

316,731,552.48

113,036,703.50

134,535,230.50

2,335,677,948.91

1,025
892
1,290
607
717

610,388,565.12
282,123,888.08
1,027,214,181.96
351,605,500.09
240,938,304.44

239,690,880.85
73,071,204.32
254,940,351.68
83,334,422.55
63,672,777.49

142,850,416.74
71,153,228.33
235,217,859.31
76,419,331.63
54,317,078.84

58,825,669.23
24,088,593.42
174,193,582.81
34,766,104.46
19,843,685 11

49,604,772.00
19,311,951.45
57,357,864.37
18,857,306.68
12,138,339.43

1,101,360,303.94
469, 748,865.60
1,748,923,840.13
564,982,665.41
390,910,185.31

4,900,000
2,746,000
5,805,000
2.896,000
2,393,000

w
Q
O

a

CO

Condensed statement of resources and liabilities of all reporting hanks of the United States on June 14, 1912—Continued.
Population
(estimated Number
by Govern- of
banks.
ment
actuary).

Loans and discounts, including overdrafts.

Investments,
bonds, securities, etc.

2,145,000
2,229,000
3,350,000

1,031
1,457
1,364

$297,915,251.30
405,917,276.95
503,490,127.27

$49,787,874.78
37,744,512.02
96,896,358.68

$70,357,322.11
93,958,463.59
138,655,066.87

$24,772,548.68
22,887,540.13
62,213,273.61

$19,310,961.44
20,412,200.87
29,882,666.28

$462,143,958.31
580,919,993.56
831,137,492.71

26,464,000

8,383

3,719,593,095.21

899,138,382.37

882,928,767.42

421,590,997.45

226,876,062.52

6,150,127,304.97

643,000
625,000
1,232,000
1,759,000
406,000
159,000
865,000
366,000
1,863,000

715
633
926
1,110
212
87
322
85
913

64,579,981.49
66,334,905.35
174,470,115.48
151,062,070.47
56,184,102.47
18,246,175.86
87,602,318.67
16,089,194.17
82,772,561.27

6,366,644.14
5,847,693.71
18,784,303.48
20,072,969.87
8,378,398.35
2,493,345.88
. 35,591,915.30
2,593,084.01
18,868,832.26

12,914,659.50
18,451,030.49
55,302,221.35
42,980,820.23
19,298,517.00
4,092,698.12
37,065,286.18
4,492,407.45
21,959,716.42

3,857,428.64
4,552,765.94
16,262,189.46
14,133,614.99
6,554,963.97
1,500,403.66
14,917,335.63
1,426,024.06
8,202,596.04

6,905,272.68
5,646,380.95
11,665,262.34
9,216,345.67
5,268,158.94
897,493.48
6,367,847.91
1,512,657.68
7,461,906.78

94,623,986.45
100,832,776.44
276,484,092.11
237,465,821.23
95,684,140.73
27,230,117.00
181,544,703.69
26,113,367.37
139,265,612.77

7,918,000

5,003

717,341,425.23

118,997,187.00

216,557,356.74

71,407,322.39

54,941,326.43

1,179,244,617.79

H

1,300,000
740,000
2,617,000
373,000
393,000
93,000
226,000
75,000

342
250
746
184
99
32
51
17

124,878,584.68
78,454,890.79
670,812,865.43
29,209,428.79
45,330,445.44
11,482,979.90
15,173,640.06
2,252,332.98

32,840,254.76
23,626,211.94
206,797,713.33
4,955,406.63
10,269,161.37
3,708,573.83
3,508,105.60
425,212.02

40,979,455.52
28,300,436.40
156,421,571.96
7,844,959.98
15,811,062.75
5,432,110.60
6,861,317.68
1,081,059.07

18,369,375.65
14,845,775.17
58,823,180.86
2,901,850.45
4,560,730.49
1,382,454.98
1,883,990.62
372,121.36

23,753,240.09
6,579;424.95
56,918,395.67
3,454;638.26
3,397,216.02
958,066.60
1,757,667.66
518,461.14

240,820,910.70
151,806,739.25
1,149,773,727.25
48,366,284.11
79,368,616.07
22,964,185.91
29,184,721.62
4,649,186.57

o

Pacific States

5,817,000

1,721

977,595,168.07

286,130,639.48

262,731,973.96

103,139,479.58

97,337,110.39

1,726,934,371.48

Ilnitfid Statfif r

95,731,000

25,160

5,351,767,087.56

2,834,480,835.87

1,563,839,129.41

1,245,526,608.04

24,910,743,171.24

200,000
1,149,000

12
11
12

11,508,757.58
8,218,087.58
18,749,888.07

3,807,121.88
2,017,697.69
1,291,474.98

3,032,318.25
3,355,216.67
7,124,473.14

3,472,595.57
2,107,191.34
3,534,563.11

1,499,707.57
1,051,480.40
5,129,029.11

23,320,500.85
16, 749,673.68
35,829,428.41

1,349,000

35

38,476,733.23

7,116,294.55

13,512,008.06

9,114,350.02

7,680,217.08

75,899,602.94

97,080,000

25,195

13,953,606,243.59

5,358., 883,382.11

2,847,992,843.93

1,572,953,479.43

2 1,253,206,825.12

24,986,642,774.18

States.

Minnesota
Iowa
Missouri..
Middle Western States
North Dakota
South Dakota
Nebraska
Kansas
Montana.
. .
Wyoming
Colorado
New Mexico
Oklahoma
Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska. .

Hawaii
Porto Rico
Philippines
Island possessions
Total United States and
island possessions
1

1

13,915,129,510.36'

Due from banks
and bankers.

Cash on hand.

All other resources.

Total.

Population of Philippines not included; estimated by the Government actuary at 8,000,000.
2 Other resources include: Banking house, furniture arid fixtures, $550,326,884.44; other real estate owned, $106,972,775.92; checks and other cash items, $55,236,223.74; exchanges
for clearing house, $374,865,032.08; and miscellaneous, $165,805,908.94.




O

o
o
K

H

w
a
d
a
j

Condensed statement of resources and liabilities of all reporting banks of the United States on June 14, 1912—(Continued.

States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New England States
NewYork
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota




Captial stock.

Surplus and undivided profits.

Individual
deposits.

United States
deposits.

$11,265,400.00
6,449,000.00
6,635,000.00
78,599,500.00
15,194,408.00
26,361,069.82

$18,466,513.63
14,079,416.53
9,629,088.02
159,466,798.50
21,402,771.43
42,355,522.76

$179,671,075.55
118,101,849.10
91,121,084.92
1,426,854,057.75
219,051,702.94
411,640,023.77

$292,717.60
397,443.49
148,838.74
1,408,958.96
256,146.74
467,325.33

144,504,377.82

265,400,110.87

2,446,439,794.03

2,971,430.86

274,957,723.64
43,491,920.97
231,763,862.06
4,767,885.00
30,154,050.55
16,021,876.40

612,291,229.56
74,589,856.81
354,109,683.01
7,288,026.95
38,856,163.23
11,191,091.78

4,653,357,925.68
512,710,708.36
1,578,020,687.29
32,180,650.37
251,180,967.91
67,486,072.05

4,240,917.23
887,724.65
2,702,360.39
62,716.09
769,168.32
3,380,066.44

601,157,318.62 1,098,326,051.34

7,094,937,011.66

12,042,953.12

23,624,023.66
15,146,711.28
8,861,635.47
10,461,158.50
27,658,774.46
6,739,508.55
14,576,715.17
7,379,137.57
16,187,861.01
43,259,646.78
6,903,495.84
18,483,338.43
13,190,843.37

137,825,336.52
110,634,105.30
79,198,806.18
59,958,266.48
121,461,915.77
61,125,603.20
81,427,137.88
63,677,169.30
114,312,484.62
235,751,823.24
48,846,407.18
137,044,129.86
122,945,642.87

1,705,445.14
451,324.34
560,190.57
216,081.95
752,173.20
531,598.86
342,171.08
103,113.91
328,629.74
1,999,287.80
166,841.59
1,961,<826.69
830,384.60

212,472,850.09

1,374,208,828.40

76,458,881.63
28,647,181.84
108,735,543.55
32,373,860.45
20,222,172.06
27,226,659.83

764,396,988.11
318,602,887.51
1,087,896,164.02
441,981,179.60
295,165,033.12
323,141,780.94

28,000,200.00
21,225,755.25
17,803,196.37,
17,780,392.90
41,642,450.81
12,087,190.00
21,725,530.00
16,230,983.83
21,847,927.00
74,452,792.28
14,851,768.07
37,412,170.50
27,669,422.58
352,729,779.59
103,141,915.00
54,763, 665.08
153,577 613.47
43,571 260.07
37,096,650.00
40,111,800.00

Amount
Savings deposits savings
Due to banks and
(included
with
indeposits
All
other
liabilities.
bankers.
dividual deposits).
per
capita.
$2,092,317.73
2,800,406.78
1,250,377.59
118,862,452.65
4,426,938.55
6,556,410.10

$10,076,026.59
5,921,383.15
5,532,743.91
38,943,577.10
5,980,972.98
15,364,120.69

$140,834,899.12
99,407,206.74
78,678,616.41
857,784,673.19
131,527,439.94
291,532,261.09

135,988,903.40

81,818,824.42

1,599,765,096.49

237.00

948,466,058.27
29,043,435.45
266,462,893.50
1,473,068.37
35,524,193.06
5,807,831.22

187,260,391.72
26,123,154.85
105,699,969.40
1,893,895.65
19,026,581.64
8,390,678.82

1,826,320,592.18
267,942,074.64
598,233,216.64
15,325,449.80
137,601,421.16
10,842,552.11

190.89
99.46
75.02
74.76
104.48
31.43

1,286,777,479.87

348,394,672.08

2,856,265,306.53

129.23

14,937,990.70
4,817,610.25
7,329,222.78
4,107,205.44
9,608,704.92
6,640,717.05
6,836,163.96
1,754,594.46
21,975,507.64
38,811,048.42
4,375,311.19
16,970,721.05
17,602,599.17

20,035,196.43
10,713,320.05
12,626,575.20
15,852,223.26
32,017,531.05
7,354,682.48
11,712,828.56
7,121,412.87
13,448,397.89
46,825,583.08
5,636,285.06
24,483,339.24
22,722,649.16

41,587,559.47
26,580,764.67
17,051,791.71
24,801,984.73
26,769,696.09
16,809,053.69
16,052,737.48
9,419,533.50
29,692,781.11
13,274,049.30
4,217,116.68
19,671,952.05
18,041,558.27

19.77
20.78
7.52
16.02
9.97
20.93
7.32
5.11
17.39
3.27
2.57
8.45
8.12

19.47

155,767,397.03

230,550,024.33

263,970,578.75

3,311,204.82
1,982,970.66
4,646,132. 70
1,392,004.50
1,403,325.10
1,895,379.75

85,127,922.40
30,648,354.48
337,911,171.94
33,000,882.32
21,091,500.07
53,974,417.48

68,923,391.98
35,103,806.03
56,157,214.45
12,663,478.47
15,931,504.96
15,793,920.31

312,777,696.18
66,087,452.85
323,768,529.13
218,017,755.90
71,207,997.93
59,039,428.73

$187.03
228.52
219.77
246.42
233.62
251.32 .

63.83
24.07
55.77
75.28
29.76
27.52

Condensed statement of resources and liabilities of all reporting banks of theUnited States on June 14, 1912—Continued.

States.

Iowa
Missouri
Middle Western States
North Dakota
South Dakota
Nebraska....
Kansas
Montana.
Colorado
New Mexico

Capital stock.

Surplus and undivided profits.

Washington..
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska.
Pacific States
United j^ajtes
Hawaii
Porto Rico .
Philippines
Island possessions
Total United States and
island possessions
1

United States
deposits.

Amount
Savings deposits savings
Due to banks and All other liabilities. (included
deposits
with
inbankers.
per
dividual deposits).
capita.

$60,072,550.00
89,202,820.00

$30,931,495.31
73,558,823.02

$406,964,427.86
449,593,434.45

$739,057.72
1,603,219.14

$58,425,032.80
177,937,957.52

$23,787,429.87
39,241,238.61

$128,896,802.50
40,960,521.98

$57.83
12.23

581,538,273.62

398,154,617.69

4,087,741,895.58

16,973,294.39

798,117,239.01

267,601,984.68

1,220,756,185.20

46.13

13,232,000.00
12,137,600.00
29,409,740.00
30,002,800.00
12,110,300.00
3,145,500.00
17,683,900.00
3,281,700.00
22,901,750.00

5,195,504.35
4,701,192.38
15,037,111.47
17,955,713.89
6,724,217.30
2,644,544.37
12,245,731.85
1,671,138.02
7,740,846.05

66,037,571.88
72,142,341.53
180,164,262.38
160,267,644.06
66,716,429.93
18,155,613.87
119,707,138.45
17,582,547.70
85,829,974.35

298,323.74
576,945.99
1,359,042.55
939,819.54
998,963.12
316,076.19
1,956,697.30
325,145.80
1,244,059.70

3,357,989.88
6,112,044.14
36,633,082.64
15,387,633.80
4,850,139.60
1,184,352.89
19,507,736.32
1,291,326.80
7,201,901.54

6,502,596.60
5,162,652.40
13,880,853.07
12,912,209.94
4,284,090.78
1,784,029.68
10,443,499.77
1,961,509.05
14,347,081.13

5,500,184.84
4,917,033.96
18,390,242.79
6,497,314.54
7,840,264.20
2,799,910.56
18,070,440.34
2,398,153.50
1,488,245.11

8.55
7.87
14.93
3.69
19.31
17.61
20.89
6.55
.80

143,905,290.00

73,915,999.68

786,603,524.15

8,015,073.93

95,526,207.61

71,278,522.42

67,901,789.84

8.56

25,456,700.00
17,154,150.00
114,527,955.33
6,696,630.00
7,987,500.00
3,355,000.00
2,648,830.00
980,300,00

12,312,622.84
8,791,829.01
81,763,873.19
3,086,066.46
4,398,420.84
1,182,740.55
2,138,675.03
328,218.40

164,615,504.50
105,274,123.89
795,604,872.36
33,296,808.22
52,665,961.66
15,576,303.51
22,014,683.71
2,805,247.04

3,159,089.74
1,634,117.31
2,107,728.60
414,663.19
479,177.05
131,175.17
240,891.91
299,316.90

17,895,259.08
13,561,683.65
106,638,953.87
1,981,498.98
9,009,902.63
1,143,722.36
1,103,215.35
143,204.23

17,381,734.54
5,390,835.39
49,130,343.90
2,890,617.26
4,827,653.89
1,575,244.32
1,038,425.62
92,900.00

44,286,325.04
16,754,592.94
389,522,854.59
2,114,590.41
20,697,202.57
3,869,608.49
2,206,751.36
63,338.13

34.07
22.64
148.84
5.67
52.66
41.61
9.76
.84

•

Western States

Individual
deposits.

178,807,065.33

114,002,446.32

1,191,853,504.89

8,466,159.87

151,477,440.15

82,327,754.92

479,515,263.53

82.43

2,002,642,104.98

2,162,272,075.99

16,981,784,558.71

58,417,981.64

2,623,654,667.07

1,081,971,782.85

6,488,174,220.34

67.77

3,092,500.00
1,633,234.64
3,475,666.08

1,309,265.99
1,088,017.17
1,489,789.76

17,068,921.15
8,956,362.82
16,257,764.21

527,999.02

805,714.25
1,661,381.92
6,513,312.34

516,100.44
3,410,677.13
8,092,896.02

5,028,509.42
1,832,814.19
1,157,163.65

25.14
1.60

8,201,400.72

3,887,072.92

42,283,048.18

527,999.02

8,980,408.51

12,019,673.59

8,018,487.26

2,010,843,505.70

2,166,159,148.91

17,024,067,606.89

58,945,980.66

2,632,635,075.58

11,093,991,456.44

6,496,192,707.60

Other liabilities include: National-bank circulation outstanding, $708,690,593; dividends unpaid, $3,639,127.75; bills payable, $127,778,722.66; notes and bills rediscounted,
$21,836,346.24; and miscellaneous, $232,046,666.79.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

47

An examination of the foregoing table shows the distribution of
banks among the geographical sections in the following order, according to the number reporting: 8,383 in the Middle Western States;
6,069 in the Southern States; 5,003 in the Western States; 2,901 in
the Eastern States; 1,721 in the Pacific States; 1,083 in the New
England States; and 35 in the island possessions. The increase in
the number of banks during the year is as follows: 304 in, the Southern States; 216 in the Middle Western States; 117 in the Pacific
States; 104 in the Western States; 57 in the Eastern States; 4 in the
New England States; and 1 in the island possessions.
Comparing the aggregate resources of the several sections, the
Eastern States are first, with $10,441,000,000; the Middle Western
States second with $6,150,000,000; the New England States third
with $3,077,000,000; the Southern States fourth with $2,335,000,000;
the Pacific States fifth with $1,726,000,000, and the Western States
sixth with $1,179,000,000, the resources for the island possessions
being $75,000,000.
The increase in bank resources during the year was most marked
in the Eastern States, amounting to $432,000,000. The increase
in the Middle Western States was $392,000,000; Southern States,
$157,000,000; Pacific States, $153,000,000; New England States,
$143,000,000; Western States, $65,000,000; and the island possessions, $12,000,000. Compared with 1911, statistics show the highest percentage of increase in Montana, 19.90, followed by Tennessee
16.08, Utah with 15.84, Florida 14.38, Alabama 13.93, Nebraska
11.56, Michigan 10.77, Iowa 10.37, and California 10.30, the increase
in the other States being less than 10 per cent. Decreases are shown
for the following States: Mississippi, 3.25 per cent; South Dakota,
2.04 per cent; New Mexico, 0.32 per cent; and Oklahoma 2.73 per
cent.
The following comparative statement is a summary of reports of
condition from the banks in New York City, Chicago, St. Louis,
Boston, Philadelphia, and San Francisco.




Statement of all reporting banks in six principal cities for June 14, 1912.

oo

New York City.

Chicago.

St. Louis.

Boston.

Philadelphia.

San Francisco.

168 banks.*

71 banks. 2

44 banks.s

60 banks.*

104 banks. 6

47 banks. 6

$563,789,268.95
1,169,822,895.85
710,687,370.29
648,610.69
54,731,280.85
297,411,866.85
440,531,980.15
78,115,711.83
140,755,445.37
82,465,523.49
9,854,268.63
343,790,195.$8
8,292,582.87
244,552,539.71
528,485,174.05
54,601,721.42

$38,965,000.82
316,096,807.05
320,181,303.25
220,958.63
16,949,438.01
23,298,211.93
3,641,619.20
68,935,301.46
56,393,781.72
7,708,682.30
361,731.15
150,462,034.91
1,415,356.59
22,818,053.67
147,887,167.72
7,633,787.52

$14,454,254.14
140,234,284.86
81,798,932.18
137,992.92
18,014,745.63
1,090,168.00
1,900,938.00
748,936.00
44,134,243.60
6,874,513.23
997,351.89
64,471,857.32
2,071,334.89
3,214,248.53
41,215,281.38
1,143,601.53

$124,288,069.62
199,002,612.10
227,952,557.41
87,955.94
10,226,448.87
33,688,847.37
59,251,491-54
18,967,964.12
24,100,059.49
15,425,412.27
957,289.31
107,312,460.30
920,136.70
18,883,339.72
50,127,265.77
2,580,127.51

$51, 129; 954.62
204,104. 112.99
164,501, 403.01
67i 352.75
17,027, 142.02
50,092; 094.04
162,363, 379.24
43,152, 270.29
50,021, 702.43
26,178, 814.25
8,439, 641.47
131,040, 321.08
1,997, 975.16
13,888, 167.48
51,676, 769.64
3,667, 765.97

$118,037,343.30
42,715,140.45
104,933,359.80
722,595.12
23,888,414.44
6,985,526.96
3,591,744.00
2,296,863.00
68,812,846.81
15,553,846.25
2,558,221.58
71,543,496.14
556,049.44
5,096,252.32
22,863,668.76
2,998,716.74

4,728,536,436.88

1,182,969,235.93

422,502,684.10

893,772.038.04

979,348,866.44

492,154,085.11

195,216,722.36
349,336,673.03
98,775,677.06
854,204,040.09
4,929,212.33
3,092,385,575.02
2,115,623.41
39,086.68
1,150,532.85
130,383,294.05

88,375,000.00
53,652,000.00
14,506,883.03
320,170,540.61

40,100,000.00
53,879,841.62
26,726,298,86
106,567,594.44
99,221.56
649,751,910.36
802,064.78
74,347.75
811,597.93
14,959,160.74

67,426,473.00
109,760,187.75
18,672,228.10
167,340,854.84
262,353.24
594,723,888.45
665,683.27

45,968,250.00
25,065,447.53
11,654,903.70
74,058,908.31
58,389.50
309,617,135.54
891,570.61

3,075,493.67
17,421,704.02

530,000.00
24,309,479.92

4,728,536,436.88

1,182,969,235.93

41,700,000.00
33,096,928.98
10,888,200.10
105,098,473.77
17,052.25
207,041,313.98
610,787.58
200,000.00
23,849,927.44
422,502,684.10

893,772,038,04

979,348,866.44

492,154,085.11

Classification.

3

BESOUECES.

Loans on real estate
Loans on collateral security.
Other loans
Overdrafts
United States bonds 7 .
State, county, and
municipal bonds7
Railroad bonds 7 .
Bonds of public service corporations7.
Other bonds
Banking house furniture and fixtures.
Other real estate owned
Due from banks
Checks and cash items
Exchanges for clearing house
Cash on hand
Other resources
Total.

H

Q
hrj
H
H
H
Q
g
g
htf
H
W
O
£.

n

LIABILITIES.

Capital stock
Surplus
Undivided profits
D u e to b a n k s
Dividends unpaid
Individual deposits.
United States deposits
Notes a n d bills rediscounted
Bills payable
Other liabilities
Total.




1
37
2

4,892.00

678,172,034.78
1,071,771.92
1,326,500.00
25,689,613.79

national, 37 State, 31 mutual savings, 30 loan and trust, 33 private; total, 168.
10 national, 41 State, 20 trust.
s 8 national, 36 State and trust companies.
^ 20 national, 20 mutual savings, 20 loan a n d trust.
• 32 national, 6 State, 7 mutual savings, 59 trust companies.
6 9 national, 38 commercial, savings, and trust companies.
7
Classification only for national banks as to St. Louis a n d San Francisco.

fcrj
H
W
fej
O

3

O

49

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
CLASSIFICATION OF LOANS AND DISCOUNTS IN ALL BANKS.

Loans and discounts in the banks of the United States as shown
by reports of condition for 1912, aggregate roundly, $13,953,600,000.
Of this amount, $5,973,700,000 is in national banks and $7,979,900,000 in banks other than national. Of the total loans, the sum of
$3,301,000,000 is reported as secured by real estate, and $4,239,000,000 by other collateral.
The classification of loans of banks other than national and of
national banks compiled from reports as of June 14, 1912, is set
forth in the following table:
Loans and discounts.

Classification.

State banks
Mutual savings banks
Stock savings banks
Loan and trust companies
Private banks
Total

Secured by Secured by
estate collateral
Number real
other than
of banks. (including
mortgages real
estate.
owned).

All other
loans.

Overdrafts.

13,381
630
1,292
1,410
1,110

Millions.
$572.9
1,707.8
379.9
526.5
39.6

Millions.
$564.0
135.9
104.5
1,280.0
19.8

Millions.
$1,379.6
76.6
182.8
900.3
68.1

Millions.
$32.8

17,823

3,226.7

2,104.2

2,607.4

41.6

7,979.9

7,372

74.8

2,135.7

3,743.3

19.8

5,973.7

25,195

3,301.5

4,239.9

6,350.7

61.5

13,953.6

National banks
Grand total

Total.

Millions.
$2,549.3
1,920.3
669.3
2,711.2
129.8

2.0
4.4
2.4

From the foregoing statement it appears that about 24 per cent
of the total loans are secured by real estate or other liens on realty,
the proportion of loans secured by real estate for each class of banks
being as follows: 88 per cent for mutual sayings banks, 56 per cent
for stock savings banks, 30 per cent for private banks, 22 per cent
for State banks, 19 per cent for loan and trust companies, and a
little over 1£ per cent for national banks.
INVESTMENTS OF ALL BANKS IN BONDS AND OTHER SECURITIES.

Investments in bonds, securities, etc., of all banks, as shown by
reports for 1912, aggregate $5,358,800,000, as against $5,051,900,000
in 1911, the gain being nearly $307,000,000.
The classification by amounts and percentages of investments held
by banks in 1911 and 1912 is as follows:
1911

1912

Classification.
Amount.

United States bonds
State, county and municipal bonds
Railroad bonds
.
.
. . .
Bonds of other public-service corporations
Other bonds, stocks, and securities
Total


64776°—CUB 191


Per cent.

Amount.

Per cent.

Millions.
$773.5
1,200.9
1,602.1
550.2
925.2

15.3
23.8
31 7
10.9
18.3

Millions.
$823.3
1,273.5
1 631 6
603.5
1,027.0

15.4
23.8
30 4
11.3
19.1

5,051.9

100.0

5,858.9

100.0

50

KEPOKT OF THE COMPTROLLEB OF THE CURRENCY.

From the foregoing it will be noted that 30.4 per cent of the
investments of banks reporting in 1912 is in railroad bonds against
31.7 per cent in 1911; 11.3 per cent in bonds of other public-service
corporations against 10.9 per cent in 1911; 15.4 per cent in United
States bonds against 15.3 per cent in 1911. The percentage of
State, county, and municipal bonds remains the same as in 1911,
i. e., 23.8 per cent, while the unclassified bonds, stocks, securities,
etc., is 19.1 per cent against 18.3 per cent in 1911.
In the following table is shown the amount of the various classes
of bonds, stocks, and other securities held by the several classes of
banks on June 14, 1912:
Classification of investments in bonds, etc., held by banks of the United States on June 14,
1912.
[Expressed in millions.]

Classification.

United States bonds
State, county, and municipal
bonds....
Railroad bonds
Bonds of other public-service
corporations
Other bonds, stocks, etc
Total

Loan and
trust
National
combanks.
panies.

Mutual
savings
banks.

Stock
savings
banks.

Private
banks.

$4.4

$19.9

$9.1

$0.4

$6.0

$783.5

$823.3

82.0
71.5

733.4
770.7

43.0
23.4

2.4
1.4

202.3
380.2

210.4
384.3

1,273.5
1,631.6

53.6
130.3

110.6
143.4

32.9
36.4

208.7
422.0

195.7
287.3

603.5
1,027.0

341.8

1,778.0

144.8

2.0
7.5
13.7

1,219.2

1,861.2

5,358.9

State
banks.

1

1

All
banks.

Includes premium.

From the foregoing table it appears that of the $823,300,000
United States bonds owned by the banks $783,500,000, including
premium, are held by national and $39,800,000 by all other banks,
$19,900,000 of the latter amount being owned by mutual savings
banks. The largest proportion of the bond investments held by
mutual savings banks is shown to consist of bonds of railroad and
other public-service corporations, 49 per cent of the bonds held by
mutual savings banks being of this character. Forty-eight per cent
of the investments of loan and trust companies consists of this class
of bonds, as also 38 per cent of investments of stock savings banks,
36 per cent of State-bank investments, 31 per cent of national-bank
investments, and 24 per cent of private-bank investments. Fortyone per cent of the investments of mutual savings banks consists of
State, county, and municipal bonds; the proportion of investments
in this class of bonds by the other banks are 29 per cent for stock
savings banks, 24 per cent for State banks, 16 per cent for loan and
trust companies, 11 per cent for national banks, and less than 2 per
cent for the private banks.
Of the total investments in bonds, stocks, etc., 33 per cent is held
by mutual savings banks, 34 per cent by national banks, and 22 per
cent by loan and trust companies, the balance, 11 per cent, being the
combined holdings of State banks, stock savings banks, and private
banks.
MONEY IN BANKS.

On June 7, 1911, the cash holdings of all reporting banks were
$1,554,147,169.28, and on June 14, 1912, $1,572,953,479.43, being an
Digitized forincrease
FRASER during the year of $18,806,310.15. The reports show that


BEPORT OF THE COMPTROLLER OF THE CURRENCY.

51

during the year cash in national banks has decreased in the sum of
$1,918,617.59, and that the cash in State banks has increased in the
sum of $20,724,927.74. Of the total amount held by the banks on
June 14, 1912, $996,000,000 was in national and $576,000,000 in
other reporting banks. The proportion of cash to deposits held by
national banks is, therefore, shown to be 17.10 per cent, that for all
other commercial banks is 7.38 per cent, and including mutual saving bank 5.15 per cent.
The following table shows the amount of coin and other money held
by all reporting banks.
Classification of cash in banks June 14, 1912.
7,372 national
banks.

Classification.
Gold coin
Gold certificates..
Gold clearing-house certificates
Silver dollars..
Silvej certificates
Subsidiary and minor coin
Legal-tender notes
National-banknotes
Cash not classified
Total.

17,823 State, etc., 25,195 reporting
banks.
banks.

$149,294,417.78
356,602,380.00
80,479,000.00
12,637,221.00
138,569,628.00
22,555,692.68
188,440,207.00
47,564,277.00

$89,094,968.96
206,465, 716.00
16,320, i.74.66
55,804,541.00
15,182,315.61
64,681,846.00
60,717,410.00
74,543,684.40

$238,389,386.74
563,068,096.00
80,479,000.00
22,957,395.00
194,374,169.00
37,738,008.29
253,122,053.00
108,281,687.00
74,543,684.40

996,142,823.46

576,810,655.97

1,572,953,479.43

DISTRIBUTION OF MONEY IN THE UNITED STATES.

In the following table is shown the distribution of money in the
United States, giving the amount in the Treasury as assets, amount
in reporting banks, and elsewhere, from 1892 to 1912, inclusive:

Coin and
other
Year
money
ended
in
the
June 30— United
States.

1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

Coin and other
money in Treasury as assets.i

Amount.

Millions. Millions.
$150.9
$1,752.2
142.1
1,738.8
144.2
1,805.5
217.4
1,819.3
293.5
1,799.9
265.7
1,906.7
235.7
2,073.5
286.0
2,190.0
284.6
2,339.7
307.8
2,483.1
313.9
2,563.2
317.0
2,684.7
284.3
2,803.5
295.2
2,883.1
333.3
3,069.9
342.6
3,115.6
340.8
3,378.8
300.1
3,406.3
317.2
3,419.5
341.9
3,555.9
364.3
3,648.8

In circulation,
Coin and other Coin and other money exclusive of com
money in reportnot
in
Treasury
or
and
other money
ing banks. 2
banks.
in Treasury as
assets.

Per
cent.

Amount.

Per
cent.

Amount.

Per
cent.

Per
Per
capita. Amount. capita.

8.60
8.17
7.99
11.95
16.31
13.93
11.37
13.06
12.16
12.39
12.24
11.80
10.14
10.24
10.86
11.00
10.08
8.81
9.27
9.61
9.98

Millions.
$586.4
515.9
688.9
631.1
531.8
628.2
687.7
723.2
749.9
794.9
837.9
848.0
982.9
987.8
1,010.7
1,106.5
1,362.9
1,444.3
1,414.6
1,545.5
1,563. 8

33.48
29.68
38.17
34.96
29.55
32.94
33.17
33.02
32.05
32.02
32.69
31.59
35.06
34.27
32.92
35.51
40.34
42.40
41.37
43.46
42.86

Millions.
$1,014.9
1,080.8
972.4
970.8
974.6
1,012.8
1,150.1
1,180. 8
1,305.2
1,380.4
1,411.4
1,519.7
1,536.3
1,600.1
1,725.9
1,666.5
1,675.1
1,661.9
1,687.7
1,668.5
1,720.7

57.92
62.15
53.84
53.36
54.14
53.13
55.46
53.92
55.79
55.59
55.07
56.61
54.80
55.49
56.22
53.49
49.58
48.78
49.36
46.93
47.16

$15.50
16.14
14.21
13.89
13.65
13.87
15.43
15.51
17.11
17.75
17.90
18.88
18.77
19.22
20.39
19.36
19.15
18.68
18.68
17.75
17.98

Millions.
$1,601.3
1,596.7
1,661.3
1,601.9
1,506.4
1,641.0
1,837.8
1,904.0
2,055.1
2,175.3
2,249.3
2,367.7
2,519.2
2,587.9
2,736.6
2,773.0
3,038.0
3,106.2
3,102.3
3,214.0
3,284.5

$24.60
24.06
24.56
23.24
21.44
22.92
25.19
25.62
26.93
27.98
28.43
29.42
30.77
31.08
32.32
32.22
34.72
34.93
34.33
34.20
34.34

1 Public money in national-bank depositaries to the credit of the Treasurer of the United States not
included.
2
Money in banks of island possessions not included.




52

KEPOKT OF THE COMPTKOLLER OF THE CURRENCY.

The general stock of money in the United States at the close of the
fiscal year ended June 30, 1912, was $3,648,800,000. Of this amount
$364,300,000, or 9.98 per cent, was in the Treasury as assets;
$1,563,800,000, or 42.86 per cent, in reporting banks (excluding those
of the island possessions); and $1,720,700,000, or 47.16 per cent,
outside of the Treasury and banks—that is, in circulation among the
people. The amount reported in circulation, exclusive of coin and
other money in the Treasury as assets, is $3,284,500,000, or $34.34
er capita, being $70,500,000 more than the amount reported in 1911.
>f this increase in circulation during the year $18,300,000 in June lastwas in the vaults and tills of the banks of the United States and
$52,200,000 in circulation outside of banks.

S

INDIVIDUAL DEPOSITS IN ALL BANKS IN THE UNITED STATES.

Individual deposits in all reporting banks on or about June 30,
1908, aggregated $12,784,500,000, for the current year the deposits aggregate $17,024,000,000, being an increase for the four
years of $4,239,500,000, or over 33 per cent. The increase for the
current year over the amount reported in 1911 is $1,117,700,000-, or
7 per cent. Of the aggregate individual deposits in all reporting
banks on June 14 last national banks held 34.2 per cent; savings
banks, 26.1 per cent; loan and trust companies, 21.6 per cent; State
banks, 17.2 per cent; and private banks, 0.9 per cent.
The following table shows the amount and per cent of individual
deposits held by the several classes of banks in 1908, 1911, and 1912:
1908

1912

1911

Classification.
Amount.

State banks
Savings banks
Private banks.. .
Loan and trust companies
National banks
Total

Per cent.

Amount.

Per cent.

Amount.

Per cent.

Millions.
$2,937.1
3,479.2
126.7
1,866.9
4,374.6

23.0
27.2
1.0
14.6
34.2

Millions.
$2,777.6
4,212.6
142.3
3,295.8
5,478.0

17.5
26.5
.9
20.7
34.4

Millions.
$2,920.0
4,451.5
152.5
3,674.6
5,825.4

17.2
26.1
.9
21.6
34.2

12,784.5

100.0

15,906.3

100.0

17,024.0

100.0

The following table shows the distribution of individual deposits
by geographical sections on or about June 30, 1908, on, June 7, 1911,
and June 14, 1912, together with the amount and percentage of
increase for the four-year period and for the current year:
Distribution of individual deposits
Increase 1912 over
1911.
Geographical divisions.

1908

1911

Amount. Per cent.

New England States
Eastern States.
Southern States
Middle Western States..
Western States
Pacific States.. .
Islands
...
Total

Increase 1912 over
1908.

1912
Amount.

Per cent.

Millions.
$1,987.1
5,427.9
913.8
3,003.6
591.9
839.7
20.5

Millions.
$2,323.5
6,676.9
1,283.3
3,759.5
742.0
1,081.3
39.8

Millions.
$2,446.4
7,094.9
1,374.2
4,087.7
786.6
1,191.9
42.3

Millions.
$122.9
418.0
90.9
328.2
44.6
110.6
2.5

5.28
6.26
7.08
8.73
6.01
10.22
6.28

Millions.
$459.3
1,667.0
460.4
1,084.1
194.7
352.2
21.8

23.11
30.71
50.38
36.09
32.89
41.94
106.34

12,784.5

15,906.3

17,024.0

1,117.7

7.02

4,239.5

33.16




BEPORT OF THE COMPTROLLER OF THE CURRENCY.

53

From the foregoing it will be noted that the largest percentage of
increase during the past year, 10.22 per cent, is sliown for the
Pacific States. In 1911 the largest percentage of increase was 15.62,
in the Southern States. The percentage of increase in deposits
during the current year for the other sections is, in the order named,
as follows: Middle Western States, 8.73 per cent; Southern States,
7.08 per cent; island possessions, 6.28 per cent; Eastern States, 6.26
per cent; Western States, 6.01 per cent; and New England States,
5.28 per cent.
The largest volume of increase was in the Eastern States, or
$418,000,000, followed by the Middle Western States with $328,200,000, the New England States with $122,900,000, the Pacific
States with $110,600,000, the Southern States with $90,900,000,
the Western States with $44,600,000, and the island possessions
$2,500,000.
Since June, 1908, individual deposits held by the banks have
increased 33.16 per cent. With the exception of the island possessions, where the increase is shown to be 106.34 per cent, the largest
percentage of increase is shown for the Southern States, the gain in
deposits for that section during the last four years being 50.38 per
cent; next in order are the Pacific States with 41.94 per cent, the
Middle Western 36.09 per cent, the Western 32.89 per cent, the
Eastern 30.71 per cent, and the New England States 23.11 per cent.
In the following table is shown the classification of individual
deposits in banks other than national, in national banks, and in all
banks on June 14, 1912.
Classification of deposits in national and other banks.
Classification.
Individual deposits subject to check
Savings deposits
Certificates of deposit
Certified checks
Cashier's checks.
Total

7,372 national
banks.
$4,122,937,442.68
733,643,936.11
812,745,391.86
85,228,860.85
70,905,531.86
5,825,461,163.36

17,823 State, etc.,
banks.

Total, 25,195 banks.

$4,200,548,180.85
5,762,548,771.49
1,140,038,702.08
50,012,402.35
45,458,386.76

$8,323,485,623.53
16,496,192,707.60
1,952,784,093.94
135,241,263.20
116,363,918.62

11,198,606,443.53

17,024,067,606.89

1

i Exclusive of $284,203,157.82 deposits subject to check without notice, certificates of deposit, certified
and cashier's checks reported by savings banks.

From the foregoing it will be noted that of the $17,024,000,000 on
deposit in all reporting banks, over 38 per cent, or $6,496,000,000, in
round amount, consists of savings deposits; $1,952,000,000 are certificates of deposit (time and demand); and $8,323,000,000 are commercial deposits, i. e., subject to check without notice.
SAVINGS DEPOSITS IN ALL BANKS.

Statistics relating to savings deposits are of special interest, by
reason of the fact that such deposits are supposed to represent chiefly
the accumulations of wage earners and other people of moderate
means. Savings deposits in all banks of the country in June last
aggregated $6,496,192,707.60, but
if all deposits in the savings banks
are termed "savings deposits/7 this aggregate will be increased to
$6,780,395,865.42, or nearly 40 per cent of all individual deposits




54

EEPOET OF THE COMPTEOLLER OF THE CUREENCY.

held by the banks. These figures measure and prove the increasing
thrift of the American people.
The aggregate deposits in all banks on June 14, 1912, roundly
stated, were $17,024,000,000; of this amount $6,496,000,000 was
reported as savings deposits, the latter sum being exclusive of
$284,200,000 held by savings banks subject to check without notice*
Statistics showing the number of savings depositors for the current
year are not available, but the information obtained upon this subject
m 1911 showed that there were on June 7 of that year over 17,600,000
savings accounts on the books of the various banks of the country.
For the purpose of comparison the following table is presented
relating to the classification of deposits in each class of banks as
shown by reports of condition as of June 14, 1912.
Classification of deposits in each class of banks as of June 14, 1912.

Classification.

Individual de- Savings deposits
Number posits subject to
or deposits in
of banks. check without interest or savings
notice.
department.

Certificates of
deposit.

State banks
Mutual savings banks
Stock savings banks
Loan and trust companies
Private banks

13,381 $1,609,117,069.91
630
15,907,801.72
1,292
178,127,748.36
1,410 2,319,055,959.95
1,110
78,339,600.91

$657,477,220.31
3,592,530,070.33
574,822,459.57
910,850,167.60
26,868,853.68

$610,207,548.25
96,528.65
87,099,928.02
395,983,407.02
46,651,290.14

Total, State, etc., banks,
National banks

17,823 4,200,548,180.85
7,372 4,122,937,442.68

5,762,548,771.49
733,643,936.11

1,140,038,702.08
812,745,391.86

25,195

6,496,192,707.60

1,952,784,093.94

Grand total

Classification.
State banks
Mutual savings banks
Stock savings banks
Loan and trust companies.
Private banks
Total, State, etc., banks.
National banks
Grand total.

8,323,485,623.53
Certified
checks.

Cashiers' checks
outstanding.

Total.

$32,254,762.10

$10,921,297.42
123,427.41
2,052,338.18
32,030,686.58
330,637.17

$2,919,977,897.99
3,608,657,828.11
842,897,859.61
3,674,578,238.92
152,494,618.90

795,385.48
16,658,017.77
304,237.00
50,012,402.35
85,228,860.85
135,241,263.20

45,458,386.76 11,198,606,443.53
70,905,531.86 15,825,461,163.36
116,363,918.62

17,024,067,606.89

i U. S. deposits not included.

A statement showing the aggregate amount of sayings deposits
held by the banks in each State and geographical division, with the
per capita, will be found incorporated with the table of resources and
liabilities on another page.
By reference to the table in question it will be noted that the
largest amount of savings deposits is held by banks in the State of
New York, namely, $1,826,300,000, followed by Massachusetts with
$857,700,000, Pennsylvania with $598,200,000, and California with
$389,500,000. In the Southern States the Virginia banks hold the
largest amount of savings deposits, or $41,500,000, Louisiana being
next with $29,600,000, Georgia third with $26,700,000, West Virginiafourth with $26,500,000, and South Carolina.fifth with$24,800,000.
In the Middle Western States Illinois is first with $323,700,000, Ohio
second with $312,700,000, Michigan third with $218,000,000, and
Iowa fourth with $128,800,000. In the Western States Nebraska is




EEPOBT OF THE COMPTBOLLEB OF THE CTJEEENCY.

55

first with $18,300,000, Colorado second with $18,000,000, and, Montana third with $7,800,000. In the Pacific States, as has been stated,
California leads, while Washington is second with $44,200,000, Utah
third with $20,600,000, and Oregon fourth with $16,700,000. There
are over $8,000,000 reported as savings deposits in the island possessions.
The amount of savings deposits per capita for the United States
is $67.77 and for each geographical section is as follows: New England States, $237; Eastern States, $129.23; Pacific States, $82.43;
Middle Western States, $46.13; Southern States, $9.89; Western
States, $8.56.
STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND TRUST COMPANIES.

Summaries of the reports received for the current year from State,
savings, and private banks, and from loan and trust companies show
the condition on June 14, 1912, of 17,823 banks other than national.
The aggregate resources of these banks are $14,124,878,897.03. In
1911, 17,115 banks other than national reported, with aggregate
resources of $13,248,034,688.36, or less by 708 in the number of
banks, and $876,844,208.67 in aggregate resources, than in 1912.
The returns for the current year include 13,381 commercial banks,
630 mutual savings banks, 1,292 stock sayings banks, 1,110 private
banks, and 1,410 loan and trust companies. The returns for each
class of bank, with the exception of private banks, are practically
complete.
The compilations of banking reports as made by the State authorities in a number of States include all classes of incorporated banks
under the head ot "State banks" and considerable difficulty is experienced by this office in making a proper classification of the trust
companies and of the stock savings banks in operation in such States,
due to the 7great confusion in the use of the term "trust company"
and ' 'bank ' as well as in the use of the term ' 'savings bank." It is
claimed that a large percentage of the so-called '' trust companies'' do
only a banking business, and it is known that a large number of the socalled ' 'savings banks" are strictly speaking only commercial banks.
In some States, notably California, a system of departmental banks
prevails, where any commercial bank may carry on a savings or a
trust company business, or both, but each kind of business must be
kept separate and distinct. Specific regulations apply to each department.
Where the banking department of a State makes no separate classification, this office has adopted the plan of requesting each bank
cashier to designate on his report the class of bank reporting. When
this is not done, the proper classification is determined by the character of the business indicated in the report. In this manner it has been
possible to make a satisfactory classification of trust companies and of
savings banks for States where the law does not provide for a separate
classification by the State authorities.
Reports of condition were received from banks, other than national,
as of June 14, 1912, with the exception of those in Kentucky as of
May 18; Georgia, May 29; Tennessee, June 29, mutual savings banks
of Maryland, June 29; Alaska and the island possessions, June 30, and
a summary of these reports is presented herewith.



56

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Summary of reports of condition of 17,823 State, savings, private banks, and loan and
trust companies in the United States on June 14, 1912.
RESOUECES.

Loans and discounts:
(a) Secured by real estate (including mortgages owned)
(6) Secured by collateral other than real estate
(c) All other loans
Overdrafts
Bonds, securities, etc., including premiums thereon:
(a) United States bonds
(&) State, county, and municipal bonds
(c) Railroad bonds
(d) Bonds of other public-service corporations (including street
and interurban railway bonds)
(e) Other bonds, stocks, warrants, etc
Banking house, furniture and
Other real estate owned
Due from banks
Checks and other cash items
Exchanges for clearing house
Actual cash on hand:
(a) Gold coin
(&) Gold certificates
(c) Silver dollars
(d) Silver certificates
(e) Subsidiary and minor coins
(/) Legal-tender notes
(a) National-bank notes
(h) Cash not classified

$3,226,653,762.65
2,104,174,475.68
2,607,417,968.82
41,606,212.94

$7,979,852,420.09

39,768,890.25
1,063,127,977.45
1,247,223,203.85
407,835,493.34
739,646,839.36

fixtures

89,094,968.96
206,465,710.00
10,320,174.00
55,804.541.00
15,182,315.61
64,681,846.00
60,717,410.00
74,543,690.40

Other resources
Total resources

3,497,602,404.25
311,749,099.20
78,925,552.46
1,423,901,163.62
26,061,099.99
108,824,755.51

576,810,655.97
121,151,745.94
14,124,878,897.03

LIABILITIES.

Capital stock paid in
Surplus
Undivided profits (including accrued interest and any other amounts set aside for special
purposes, less current expenses, interest, and taxes paid)
Due to banks
Dividends unpaid
Individual deposits subject to check without notice
$4,200,548,180.85
Savings deposits or deposits in interest or savings department
5,762,548,771.49
Certificates of deposit
1,140,038,702.08
Certified checks
50,012,402.35
Cashier's checks outstanding
45,458,386.76
Notes and bills rediscounted
Bills payable, including certificates of deposit representing money borrowed
Other liabilities
Total liabilities

$977,272,830.70
890,990,687.36
324,340,946.90
454,471,657.47
2,016,567.59

11,198,606,443.53
14,166,041.79
76,842.722.56
:.
186,170,999.13
14,124,878,897.03

The principal items of resources and liabilities for each class of banks
other than national, reporting as of June 14,1912, are set forth in the
following table:




Resources and liabilities of State, savings, private banks and loan and trust companies, June 14, 1912.
13,381 State
banks.

630 mutual savings 1,292 stock savings
banks.
banks.

1,110 private
banks.

1,410 loan and trust
companies.

Total 17,823
banks.

RESOURCES.

Loans and discounts
Bonds, securities, etc
Banking house, furniture and fixtures
Other real estate owned
Due from banks
Checks and other cash items
Exchanges for clearing house
Cash on hand
All other resources
Total resources

$2,549,323,176.38
341,797,126.48
116,252,155.48
22,176,601.90
530,161,901.29
16,572,944.71
61,179,435.81
241,756,724.48
18,550,760.18

$1,920,256,975.33
1,778,042,428.09
37,373,366.91
10,234,972.58
150,482,502.86
933,134.25
73,485.14
16,186,061.29
15,509,060.46

$669,246. 257.55
144,877; 735.13
26,892. 501.53
6,330; 005.63
107,797, 928.00
1,364, 870.66
2,223, 391.43
29,266, 002.56
5,632, 611.23

$129,784,262.65
13,745,669.14
5,442,701.75
8, 784,186.85
29,789,234.21
627,864.34
232,753.16
7,450,404.38
1,083,320.94

$2,711,241, 748.18
1,219,139, 445.41
125,788, 373.53
31,399, 785.50
605,669, 597.26
6,562, 286.03
45,115, i.97
282,151, 463.26
80,375, 993.13

$7,979,852, 420.09
3,497,602, 404.25
311,749,099.20
78,925,552.46
1,423,901, 163.62
28,061,099.99
108,824, 755.51
576,810, 655.97
121,151, 45.94

w

3,897,770,826.71

3,929,091,986.91

993,631,303.72

196,940,397.42

5,107,444,382.27

14,124,878,897.03
'

O
O

22,348, 040.33
9,333, 680.83
4,250 634.46
1, 707, 139.16
74, 638.22
152,494 618.90
436 983.18
3,795 165.96
2,499 496.38

418,985,771.77
424,313,939.08
136,428,039.39
299,938,456.82
850,048.81
3,674,578,238.92
3,174,589.34
15,587,711.35
133,587,586.79

977,272,830.70
890,990,687.36
324,340,946.90
454,471,657.47
2,016,567.59
11,198,606,443.53
14,166,041.79
76,842,722.56
186,170,999.13

196,940,397.42

5,107,444,382.27

14,124,878,897.03

LIABILITIES.

Capital stock
Surplus fund.
Undivided profits
Due to banks
Dividends unpaid
Deposits (individual)
Notes and bills rediscounted
Bills payable
Other liabilities

459,067,206.81
177,307,042.02
94,066,902.16
142,644,643.99
829,045.40
2,919,977,897.99
10,234,413.74
54,319,000.61
39,324,673.99

3,608,657,828.11
5,000.00
160,300.00
4,490,750.23

76,871, 811.79
31,052,596.37
23,154 694.51
9,827,414.37
262, 835.16
842,897 859.61
315 055.53
2,980 544.64
6,268 491.74

Total liabilities

3,897,770,826.71

3,929,091,986.91

993,631,303.72




248,983,429.06
66,440,676.38
354,003.13

3O
I- 1

H
a
d
o

Oi

58

BEPOBT OF THE COMPTBOLLER OF THE CURBENCY.

For the purpose of comparison a statement exhibiting the principal
items of resources and liabilities of banks other than national for
1908 to 1912, inclusive, is submitted herewith:
Consolidated returns from State, savings, private banks, and loan and trust companies.
Items.

1908

1909

1910

1911

$5,797,611,743 $6,385,522,766.61 $7,065,906,476.21 $7,412,153,800.11
Loans
2,873,226,958 3,009,480,709.72 3,111,409,758.78 3,289,468,093.00
Bonds.
525,237,773.25
479,116,289
558,355,958.16
556,085,728.23
Cash
838,058,353
866,056,465.00
Capital
890,376,773.99
932,777,933.31
Surplus a n d
undivided
profits
1,012,811,484 1,039,548,321.54 1,091,162,580.06 1,152,073,936.93
Deposits (indi8,409,959,961 9,209,462,780.66 9,996,179,942.15 10,428,283,553.82
vidual)
10,869,345,993 11,726,170,577.59 12,553,695,826.04 13,248,034,688.36
Resources

1912
$7,979,852,420.09
3,497,602,404.25
576,810,655.97
977,272,830.70
1,215,331,634.26
11,198,606,443.53
14,124,878,897.03

STATE BANKS.

Reports from State (commercial) banks to the number of 13,381
show capital of $459,067,206.81 and aggregate resources of
$3,897,770,826.71.
A summary of the reports submitted by the State banks shows, in
round amounts, loans aggregating $2,549,300,000; investments in
bonds, securities, etc., $341,700,000; cash on hand, $241,700,000,
being 8.27 per cent of individual deposits; capital, $459,000,000;
surplus and undivided profits, $271,300,000, and individual deposits,
$2,919,900,000. Of the loans, $572,900,000 are reported as secured
by real estate, including mortgages owned, and $563,900,000 as
secured by collateral other than real estate. The investments in
bonds, securities, etc., consist of $4,330,000 United States bonds,
$81,967,000 State, county, and municipal bonds, $71,549,000 railroad
bonds, $53,609,000 bonds of other public-service corporations, and
$130,339,000 unclassified. The individual deposits were classified as
follows: Deposits subject to check without notice, $1,609,117,069.91;
savings deposits, $657,477,220.31; certificates of deposit (time and
demand), $610,207,548.25; certified checks, $32,254,762.10; and
cashier's checks outstanding, $10,921,297.42.
SAVINGS BANKS.

Savings bank reports to the number of 1,922 have been tabulated,
630 being from mutual institutions and 1,292 from stock savings
banks—the latter class transacting both a savings and a commercial
business. Deposits in these banks aggregate $4,451,818,522.88, including $262,835.16, reported by stock savings banks as dividends
unpaid, and the depositors number 10,010,304, the average deposit
account being $444.72. Sayings banks reporting in June, 1911,
numbered 1,884, with deposits of $4,212,583,598 to the credit of
9,794,647 depositors, the average deposit account being $430.09.
While there has been an increase of only 38 in the number of banks
reporting, deposits have increased by $239,234,924 and depositors
by 215,657, the increase in the average deposit account being $14.63.
The following table shows the number of savings depositors, aggregate savings deposits, and average amount due depositors in savings




EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

59

banks in each State on June 7, 1911, and June 14, 1912. These
figures do not include the amount of savings deposits in savings
departments of the State banks of Illinois, as this information is shown
in the statement for commercial banks in another table.
Number of savings depositors, aggregate savings deposits, and average amount due to each
depositor in savings banks (mutual and stock savings) in each State in 1911 and 1912.
1912 (1,922 banks).

1911 (1,884 banks).

States.

Maine
New Hampshire..
Vermont..
Massachusetts
Rhode Island
Connecticut

Num- Number
ber of
of debanks. positors.

49
224,406
55
190,669
21
110,644
192 2,138,838
17
143,145
87
587,175

Amount of
deposits.

Average to N u m - Number
each ber of
of dedepos- banks. positors.
itor.

$88,690,336.41 $395.22
87,383,225.61 458.29
44,610,453.82 403.18
791,931,542.57 370.26
75,459,963.11 527.15
284,807,844.03 485.04

49
224,665
54
197,724
il9
124,742
93 2,179,973
141,619
17
595,360
85

Amount of
deposits.

Average to
each
depositor.

$92,209,826.61 $410.43
92,123,970.88 465.92
45,383,859.12 363.82
824,778,925.86 378.33
76,791,462.05 542.23
295,517,738.43 496.36

New E n g land States

421 3,394,877 1,372,883,365.55

404.39

417 3,464,083 1,426,805,782.95 411.88

New York
New Jersey
Pennsylvania
Delaware
Maryland
D'trict of Columbia

141 2,957,650 1,561,168,449.10
27
111,403,370.26
317,925
11
186,533,659.91
474,709
2
10,273,475.63
33,336
46
99,428,408.68
264,888
15
12,205,693.81
70,746

527.84
350.41
392.94
308.18
375.36
172.53

140 3,024,746 1,633,495,812.16 540.04
324,748
117,278,834.49 361.13
27
480,113
196,140,892.80 408.53
12
33,575
10,800,113.45 321.67
2
103,679,889.94 384.98
2 51 269,311
61,165
8,911,160.62 145.69
12

Eastern
States
Virginia
West Virginia
North Carolina....
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Arkansas
Kentucky
Tennessee

Southern
States
Ohio
Indiana
Michigan
Wisconsin
Minnesota
Iowa
Middle
Westera States.
North Dakota.
Nebraska
Kansas
Montana..
Wyoming
Colorado
New Mexico
Oklahoma... .

480.92

244 4,193,658 2,070,306,703.46 493.67

19,956,340.10
4,441,150.17
7,328,035.28
11,341,101.52
11,187,058. 46
1,269,268.62
504,067.91
2,631,555.77
16,825,931.64
928,018.13
5,375,307.16
11,226,854.95

321.67
175.94
228.01
293.90
224.68
165.83
126.01
225.05
281.58
249.93
152.82
295.44

3 20
8
26
25
24
3
11
20
11
5
13
13

367,784

93,014,689.71

252.91

179

366,197

253,646
33,873
119,733
57,149
103,115
497,260

89,260,972.17
12,356,715.57
44,612,277.50
18,895,298.32
25,506,294.51
168,068,098.53

351.91
365.18
372.60
330.63
247.36
337.99

63
5
5 25
20
11
728

302,350
33,583
156,655
64,877
109,739
539,763

816 1,064,776

358,699,656.60

336.88

852 1,206,967

242 4,119,254 1,981,013,057.39
35
8
25
27
29
4
2
20
9
3
15
20

62,039
25,241
32,139
38,588
49,789
7,654
4,000
11,693
59,754
3,713
35,174
38,000

197
4 66
5
5 23
16
9
697

19
11
2
2
9
9
2

14,040
20,863
3,468
1,347
17,146
2,877
1,399

2,336,273.36 166. 40
3,709,286.29 177. 79
2,300,772.58 663. 42
599,140. 26 444. 79
3,342,389.94 194. 93
558,487.08 194.12
231,936.33 165. 78

2
19
13
2
2
8
10
2

31,213
31,065
41,149
36,340
42,184
5,311
24,925
15,117
72,434
2,015
33,416
31,028

4,197
17,730
19,668
4,826
1,465
14,955
3,406
1,345

9,484,506.68
4,666,786.48
7,269,464. 78
10,473,691.22
30,66^,118.56
1,244,731.39
2,652,784.50
4,283,195.51
19,059,912. 97
331,063.13
5,786,782.57
8,621,000.67

303.86
150.22
176.66
288.21
252.82
234.36
106.43
283.33
263.13
164.29
173.17
277.84

84,539,038.46 230.85
105,907,535.41
12,677,454.80
55,879,088.22
21,065,419.84
27,885,860.13
187,363.040.37

350.28
377.49
356.70
324.69
254.11
347.12

410,778,398.77 340.33
651,073.36
2,849,551.12
4,137,242.16
2,410,181.04
626,722.06
2,816,070.85
658,296.47
229,340.88

155.12
160. 71
210. 35
499. 41
427. 79
188. 30
193. 27
170. 51

1
Reports from 2 banks, deposits $1,335,146, depositors 4,000, received December 3, too late to include in
this table. 2
20 m u t u a l a n d 31 stock savings b a n k s .
3
15 commercial banks, w i t h deposits of over $10,000,000, included w i t h t h e savings b a n k statistics for
1911 b y t h e State banking d e p a r t m e n t under a misapprehension, are excluded from this compilation.
4
Reclassification to conform to that made by State banking department. A number of savings and
trust companies included with savings banks in 1910 now excluded from this compilation.
5
Commercial banks having the word "savings" in title not included.




60

BEPOBT OF THE COMPTROLLER OF THE CURRENCY.

Number of savings depositors, aggregate savings
depositor in savings banks (mutual and stock
Continued.

, and average amount due to each
in each State in 1911 and 1912—

1911 (1,884 banks).
States.

Western
States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Pacific
States
United States

Num- Number
of deber of
banks. positors.

1912 (1,922 banks).
Average to Num- Number
each ber of
oi dedepos- banks. positors.
itor.

Amount of
deposits.

$13,078,285.84 $213.90

54

61,140

9
12
123
3
5
1
1

24,189
36,803
688,168
1,765
•33,890
1,301
700

8,689,447.52
11,997,744.12
362,965,698.41
226,349.84
8,711,020.65
914,286.98
389,995.92

359.23
326. 00
527. 44
128. 24
257. 04
702. 76
557.14

154

786,816

393,894,543.44

500. 62

1,884 9,794,647 4,212,583,598.53

430.09

Amount of
deposits.

Average to
each
depositor.

58

67,592

10
13
132
4
11
1
1

25,451
32,984
597,.519
1,489
52,100
1,466
798

9,578,696.09
13,545,007.66
407,006,665.52
355,565.80
12,931,603.83
1,162,793.26
429,789.14

172

711,807

445,010,121.30 625.18

$14,378,477.94 $212. 72
376.35
410. 65
681.16
238. 79
248. 20
793.17
538.58

1,922 10,010,304 4,451,818,522.88 444. 72

NOTE 1.—The compilation for 1911 includes statements as of June 7, from 635 mutual savings banks
and 1,249 stock savings banks. Many of the stock savings banks receive commercial deposits .and
included with the figures for 1911 are $105,200,096.80 reported as subject to check without notice in such
banks to the credit of 362,820 depositors. Depositors in the following number of banks for the States
named have been estimated: 1 bank each in Maryland and Washington, 2 in Mississippi, 3 each in North
Carolina, Georgia, and Ohio, 8 in Tennessee, and 128 in Iowa.
NOTE 2.—The compilation for 1912 includes statements as of June 14, from 630 mutual savings banks
and 1,292 stock savings banks. Many of the stock savings banks receive commercial deposits, and
included with the figures for such banks for 1912 are $178,127,748.36 reported as subject to check without
notice to the credit of 412,512 depositors. Savings bank reports from Maryland as of June 29, Georgia May
29, and Kentucky May 18. Depositors in the following number of banks for the States named have been
estimated: 1 in North Carolina; 1 in Nebraska, 2 in Mississippi, 2 in Tennessee, 4 in Georgia, 6 in Kentucky, and 131 in Iowa. Deposits include $262,835.16 as " dividends unpaid " by stock savings banks.

The growth of savings banks in the United States from 1820 to
1912, as evidenced by the amount of deposits, number of depositors,
average deposit account, and the average per capita in census years
from 1820 to 1890 and annually thereafter, is shown in the following
table:
Number of savings banks in the United States, number of depositors, amount of savings deposits, average amount due each depositor in the years 1820, 1825, 1830, 1835, 1840, and
1845 to 1912, and average per capita in the United States in the years given.

Year.

1820
1825
1830.
1835.
1840
1845.
1846
1847.
1848
1849
1850
1851
1852
1853
1854
1855
1856




Number
of banks.

Number of
depositors.

10
15
36
52
61
70
74
76
83
90
108
128
141
159
190
215
222

8,635
16,931
38,035
60,058
78,701
145,206
158,709
187,739
199,764
217,318
251,354
277,148
308,863
365,538
396,173
431,602
487,986

Average Average
due each perin capita
the
deposiUnited
tor.
$1,138,576
2,537,082
6,973,304
10,613,726
14,051,520
24,506,677
27,374,325
31,627,479
33,087,488
36,073,924
43,431,130
50,457,913
59,467,453
72,313,696
77,823,906
84,290,076
95,598,230

$131.86
149. 84
183.09
176. 72
178. 54
168.77
172.48
168.46
165. 63
165. 99
172.78
182.06
192.54
197. 82
196. 44
195. 29
195.90

$0.12
.54
.82

1.87

REPORT OF THE COMPTROLLER OF THE CURRENCY.

61

Number of savings banks in the United States, number of depositors, amount of savings deposits, average amount due each depositor in the years 1820, 1825,1830, 1835, 1840, and
1845 to 1912, and average per capita in the United States in the years given—Contd.

Number Number of
of banks. depositors.

Year.

1857.
1858.
1859.
1860.
1861.
1862.
1863.
1864.
1865.
1866..
1867.
1868..
1869.
1870..
1871.
1872.
1873.
1874..
1875.
1876..
1877..
1878..
1879..
1880..
1881.
1882.
1883.,
1884.
1885.
1886.
1887.
1888..
1889..
1890..
1891..
1892..
1893..
1894..
1895..
1896.
1897.
1898..
1899..
1900..
1901..
1902..
1903..
1904..
1905..
1906.
1907..
1908..
1909.,
1910..
1911..
19121

231
245
259
278
285
289
293
305
317
336
371
406
476
517
577
647
669
693
771
781
675
663
639
629
629
629
630
636
646
638
684
801
849
921
1, Oil
1, 059
1, 030
1, 024
1, 017
988
980
979
987
1, 002
1, 007
1, 036
1, 078
1. 157
1, 237
1, 319
1, 415
1, 453
1, 703
1, 759
1, 884
1, 922
1

490,428
538,840
622,556
693,870
694,487
787,943
887,096
976,025
980,844
1,067,061
1,188,202
1,310,144
1,466,684
1,630,846
1,902,047
1,992,925
2,185,832
2,293,401
2,359,864
2,368,630
2,395,314
2,400,785
2,268,707
2,335,582
2,528,749
2,710,354
2,876,438
3,015,151
3,071,495
3,158,950
3,418,013
3,838,291
4,021,523
4,258,893
4,533,217
4,781,605
4,830,599
4,777,687
4,875,519
5,065,494
5,201,132
5,385,746
5,687,818
6,107,083
6,358,723
6,666,672
7,035,228
7,305,443
7,696,229
8,027,192
8,588,811
8,705,848
8,831,863
9,142,908
9,794,647
10,010,304

Deposits.

$98,512,968
108,438,287
128.657,901
149,277,504
146,729,882
169,434,540
206,235,202
236,280,401
242,619,382
282,455,794
327,009,452
392,781,813
457,675,050
549,874,358
650,745,442
735,046,805
802,363,609
864.556,902
924,037,304
941,350,255
866,218,306
879,897,425
802,490,298
819,106,973
891,961,142
966,797,081
1,024,856,787
1,073,294,955
1,095,172,147
1,141,530,578
1,235,247,371
1,364,196,550
1,425,230,349
1,524,844,506
1,623,079,749
1,712,769,026
1,785,150,957
1,747,961,280
1,810,597,023
1,907,156,277
1,939,376,035
2,065,631,298
2,230,366,954
2,449,547,885
2,597,094,580
2,750,177,290
2,935,204,845
3,060,178,611
3,261,236,119
3,482,137,198
3,690,078,945
3,660,553,945
3,713,405,710
4,070,486,246
4,212,583,598
4,451,818,522

Average Average
due each perincapita
the
deposi- United
tor.
States.
$200.87
201.24
206. 66
215.13
211.27
215.03
232.48
242.08
247.35
264. 70
283. 63
299.80
312.04
337.17
342.13
368.82
367.07
376.98
391.56
397.42
361.63
366.50
353.72
350.71
352.73
356.70
356.29
355.96
356.56
361.36
361.39
355.41
354.40
358.03
358.04
358.20
369.55
365.86
371.36
376.50
372.88
383.54
392.13
401.10
408.30
412.53
417.21
418.89
423.74
433.79
429.64
420.47
420.45
445.20
430.09
444.72

$4.75

14.26

16.33

24.35
25.29
26.11
26.63
25.53
25.88
26.68
26.56
27.67
29.24
31.78
33.45
34.89
36.52
37.52
39.17
41.13
42.87
41.84
41.75
45.05
44.82
46.53

Population estimated at 95,656,000 July 171912.

In the figures for 1896 to 1908, inclusive, but not subsequently, are
the number of depositors and amount of deposits in the State banks
of Illinois having savings departments, but not the number of such
banks, by reason of the fact that general returns from these institutions are incorporated in State-bank returns.
The increase in aggregate deposits in savings banks since the fiscal
year ended June 30, 1908, has been over $791,000,000, or more than
21 per cent, the deposits in 1908 being $3,660,000,000, and for the
present year, $4,451,000,000. During the same period the number



62

BEPOET OF THE COMPTROLLER OF THE CURRENCY.

of depositors has increased from 8,705,848 to 10,010,304, or a gain of
1,304,456. Since 1899 the amount of deposits in savings banks has
nearly doubled and the number of depositors has increased by over
76 per cent.
MUTUAL SAVINGS BANKS.

Mutual savings banks are confined chiefly to the manufacturing
centers of the New England and Eastern States, there being only 21
institutions of this character in operation in other sections of the
country, namely, 1 in West Virginia, 3 in Ohio, 5 in Indiana, 3 in Wisconsin, 8 in Minnesota, and 1 in California. As this class of banks do
practically no commercial business, the accumulation of deposits may
serve as a gauge of the thrift of wage earners of the sections where
located.
The deposits of the 630 mutual savings banks reporting as of June
14, 1912, aggregated $3,608,657,828.11 and the number of depositors
7,851,377. On June 7, 1911, 635 mutual savings banks reported
deposits aggregating $3,460,575,072.17 the depositors numbering
7,690,973. The gain during thepastyearisshown to be $148,082,755.94
in deposits and 160,404 in the number of depositors. The average
deposit account in 1911 was $449.95, and for the current year it is
$459.62.
Total resources of mutual savings banks increased from $3,762,401,625.61 in 1911 to $3,929,091,986.91, a gain of $166,690,361.30.
It will be of interest to note how the vast sum representing the
resources of these institutions is invested. Loans aggregate $1,920,256,975.33; bonds, securities, etc., $1,778,042,428.09; banking house
and other real estate owned, $47,608,339.49; due from banks, $150,482,502.86; cash items, $1,006,619.39; cash on hand, $16,186,061.29;
and miscellaneous items of resources, $15,509,060.46. The loans
secured by real estate aggregate $1,707,753,988.86; secured by collateral other than real estate, $135,954,574.49; and not classified,
$76,548,411.98. There has been a gain of $110,576,760.38, or 6.11
per cent, in loans during the year. Investments have increased in
the sum of $62,525,711.68, or 3.64 per cent. The character of the
investments follows: United States bonds, including premium,
$19,891,167.12; State, county, and municipal bonds, $733,405,351.66;
railroad bonds, $770,722,277.18; bonds of other public service corporations, $110,639,920.26; other bonds, stocks, etc., $143,383,711.87.
Compared with the figures for 1911, there appears to be a decrease
stated roundly of over $20,400,000 in the State, county, and municipal
bonds held and of over $10,800,000 in railroad bonds held, but an
increase of $7,676,000 in United States bonds, $18,194,000 in bonds of
other public-service corporations, and $68,000,000 in bonds not classified. There has been a slight increase during the year—$394,414—
in the amount of cash holdings, but the percentage of cash held to
deposits is less, being 0.448 per cent against 0.456 per cent last year.
Mutual savings banks on June 7, 1911, had on deposit with other
banks $154,773,302.26. For the current year the amount so reported
is $150,482,502.86, a decrease of $4,290,799.40. Banking house,
furniture, and fixtures, together with other real estate owned, increased from $45,472,487.08 in 1911 to $47,608,339.49, thus showing
a gain of $2,135,852.41 in this class of assets. Over 45 per cent of
the aggregate deposits in mutual savings banks is held by 140 mutual




63

BEPORT OF THE COMPTROLLER OF THE CURRENCY.

savings banks located in New York State, the deposits in mutual
savings banks of this State being $1,633,495,812.16. During the
year over $72,000,000 has been added to deposits in mutual savings
banks of this State, and there has been a net gain of 67,096 in the
number of depositors, which now number 3,024,746.
Reports from 193 Massachusetts mutual savings banks show a
gain during the year of $32,845,000 in deposits and 41,135 in the number of depositors. Other notable gains during the year are shown
in the statistics for Connecticut and Pennsylvania mutual savings
banks. In Connecticut the gain was $10,700,000 in deposits and
8,185 in depositors; in Pennsylvania an increase of $9,600,000 is
shown in deposits and 5,404 in depositors.
There are 3,447,299 depositors in mutual savings banks of the
New England States, with deposits of $1,420,529,756, and 4,069,984
in the Eastern States, with deposits aggregating $2,039,295,241. In
the other States where mutual savings banks are in operation the
depositors aggregate 334,094, and the deposits $148,832,830.
The following table shows the number of depositors in mutual
savings banks, the aggregate savings deposits, and average amount
due depositors in the States indicated, on June 7, 1911, and June
14, 1912.
Number of mutual savings banks, number of depositors, aggregate deposits, and average
deposit account by States, June 7, 1911, and June 14, 1912.
1911
States and geographNum- Number
ical divisions.
ber of I of debanks. 1 positors.

Maine
New Hampshire.
Vermont
Massachusetts
Rhode Island
Connecticut
Total
New York
New Jersey
Pennsylvania
Delaware
Maryland

49 224,406
47! 173,338
211 110,644
192 2,138,838
143,145
587,175

Amount of
deposits.

Average to
each depositor.

49 224,665 $92,209,826.61 $410.43
46 180,940
85,847,944.20 474.45
U9 124,742
45,383,859.12 363.82
193 2,179,973 824,778,925.86 378.34
141,619
76,791,462.05 542.23
595,360 295,517,738.43 496.36
409 3,447,299 1,420,529,756.27

412.07

527.84
346.46
392.94
308.1'
393.91

140 31,024,7461,L, 633,495,812.16
26 292,307 104,716,114.46
12 480,113 196,140,892.80
2
33.575
10,800,113.45
2 20 239,243
94,142,308.59

540.04
358.24
408.53
321.67
393.50

201 3,983,2001,948,264,389.83

9.12

200 4,069,984 2,039,295,241.46

5,704

1,331,969.00

233.51

5,742

1,402,972.71

5,704

1,331,969.00

233.51

5,742

1,402,972.71

244.33

112,935
33,873
7,143
89,230

57,567,388.31
12,356,715.57
1,566,113.47
20,533,692.01

509.73
364. 79
219.25
230.12

115,390
33,583
7,665
88,442

59,735,581.53
12,677,454.80
1,768,407.55
20,251,733.52

517.68
377.49
230.71

243,181

92,023,909.36

378.41

245,080

94,433,177.40

385.31

81,342

52,149,579.43

641.11

83,272

52,996,680.27

636.42

81,342

52,149,579.43

641.11

83,272

52,996,680.27

635 7,690,973 3,460,575,072.17

449.95

Total
Ohio
Indiana
Wisconsin
Minnesota
19

California
Total
Grand total

Amount of
deposits.

413 3,377,546 1,366,805,224.55 404.67

West Virginia

Total

Average to Num- Number
of deeach de- ber of positors.
positor. banks.

$88,690,336.41 $395.22
81,305,084.61 469.55
44,610,453.82 403.18
791,931,542.57 370.26
75,459,963.11 527.15
284,807,844.03 485.04

1412!, 957,650 1,561,168,449.10
99,022,441.02
26 285,812
11 474,709 186,533,659.91
10,273,475.63
2
33,336
91,266,364.17
21 23*?693

Total

1912

19

630 7,851,377 3,608,657,828.11

1 Reports from 2 banks received December 3, too late to include in this table.
2 Reports as of June 29.



64

KEPOKT OF THE COMPTKOLLER OF THE CURRENCY.

The average rate of interest paid to depositors in mutual savings
banks for 1912 is 3.90 per cent; the average rate for 1911 was 3.95
per cent. The average rate in the New England States is 3.87 per
cent, against an average of 3.82 per cent in 1911. In the Eastern
States it is 3.70 per cent, or the same as in 1911. In the Middle
Western States it is 3.73 per cent, against 3.72 per cent in 1911. The
one savings bank reporting from the Pacific States pays an average
of 3.75 per cent against 4 per cent in 1911, and the one reporting from
the Southern States 4.50 per cent, being the same rate reported last
year.
STOCK SAVINGS BANKS.

Stock savings banks to the number of 1,292 furnished reports as of
June 14, 1912. The term "savings bank" as applied to banks in
some of the States, as before indicated, is somewhat misleading, as
a large number of so-called savings banks transact chiefly a commercial business and carry very few savings accounts. In those
States where savings-bank reports are not separately compiled by the
banking department, but are classified with commercial banks, great
care has been exercised in eliminating from the classification made by
this office all so-called savings banks which are chiefly banks of discount and deposit, transacting only a minimum of savings-bank
business. Some difficulty is experienced in making the classification
uniform throughout, but this difficulty can not be entirely overcome
until the State banking departments oi every State shall make a separate classification of reports for this class oi banks.
The reporting stock savings banks are located as follows: 8 in New
Hampshire, known as guaranty savings banks; 44 in the Eastern
States; 178 in the Southern States; 833 in the Middle Western
States; 58 in the Western States; and 171 in the Pacific States. Of
the total number of stock savings banks reporting, 728 are located in
the State of Iowa and 131 in California. While there are a large
number of so-called sayings banks in Michigan, only 25, indicating by
their reports only a minimum amount of commercial-bank business,
are included in this classification, and while a large number of commercial banks in Ohio use the word "savings" in their title, for the
same reason only 60 have been classified with savings banks.
The capital oi the 1,292 reporting stock savings banks amounts to
$76,871,811.79. Their loans aggregate $669,246,257.55, and are
classified as follows:
Secured by real estate, including mortgages owned
Secured by collateral other than real estate
All other loans, including overdrafts

$379,923,689.04
104, 518, 332. 28
184, 804,236. 23

Investments in bonds, securities, etc., including premiums, are as
follows:
United States bonds
State, county, and municipal bonds
Railroad bonds
Bonds of other public-service corporations
Other stocks, bonds, etc
Total




$9,139,971.33
43,025, 789.09
23, 360, 728. 40
32, 925, 345. 34
36, 425, 900. 97
144, 877, 735.13

EEPORT OF THE COMPTBOLLER OF THE CURRENCY.

65

In addition to the foregoing, the summary of reports shows cash
in bank $29,266,002.56, or 3.47 per cent of deposits. The individual
deposits aggregate $842,897,859.61, of which $574,822,459.57 are
reported as savings deposits, $178,127,748.36 as commercial deposits,
or subject to check without notice; $87,099,928.02 as certificates of
deposit (time and demand); $795,385.48 as certified checks, and
$2,052,338.18 as cashiers7 checks outstanding.
The depositors in stock savings banks number 2,158,927, of which
1,746,415 are sayings depositors and 412,512 have commercial
accounts. In arriving at the number of depositors those in 142
banks have been estimated.
The rate of interest paid to depositors in all stock savings banks
ranges from 3.03 to 3.64 per cent, the lower rate being for deposits
not subject to restrictions as to withdrawal. Four per cent is the
average rate of interest paid on savings deposits by stock savings
banks reporting from nine States, while in five States the average is
above this rate. The average rate paid on savings deposits by stock
savings banks in North Dakota (two banks only) is 5 per cent; in
New Mexico, 4.50 per cent; in Idaho, 4.25 per cent; in Georgia, 4.15
per cent; in South Carolina, 4.08 per cent; and in the State of Washington, 4.05 per cent. The lowest average rate is paid by the stock
savings banks in Wisconsin, being 2.94 per cent, the next lowest
rate, 3 per cent, being the average paid by the savings banks in the
District of Columbia, Kentucky, and Kansas.
Geographically stated, the eight stoqk savings banks reporting
from the New England States pay an average of 3.37 per cent on
savings deposits, and the same average rate is paid in the Eastern
States. In the Southern States the average rate is 3.76 per cent, in
the Middle Western States 3.50 per cent, in the Western States 3.90
per cent, and in the Pacific States 3.98 per cent. The average rate
reported for the New England, Eastern, and Southern States ranges
lower than the rates reported for 1911, while for the Middle Western,
Western, and Pacific States the rates appear to average higher. The
interest paid on savings deposits by stock savings banks in the New
England States in 1911 averaged 3.43 per cent; Eastern States, 3.40
per cent; Southern States, 3.78 per cent; Middle Western States,
3.39 per cent; Western States, 3.73 per cent; and Pacific States,
3.95 per cent; the average for the country that year being 3.61 per
cent.
PRIVATE BANKS.

It is estimated that there are over 4,000 private banking concerns
and brokerage houses in the country, but less than one-third of this
number furnish reports for statistical purposes. Private banks
appear to be most numerous in the Middle yV'estern States and nearly
74 per cent of those reporting are located in that section. Reports
were received from 820 private banks in the Middle Western States,
92 from the Southern States, 78 from the Western States, 93 from
the Eastern States, and 27 from the Pacific States. Two hundred
and fifty-nine reported from Illinois, 194 from Indiana, 149 from
Ohio, and 107 from Iowa, less than 100 reporting from each of the
other States.
The capital of the 1,110 private banks from which reports were
obtained aggregates $22,348,040.33. For 1911, reports from 1,116


64776°—CUR 1912


5

66

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

private banks, with capital of $21,872,416.34 were obtained. The
statistics show an increase of $475,623.99 in capital, but a decrease
of 6 in the number of banks reporting.
The principal items of resources and liabilities of the reporting
rivate banks are as follows: Loans and discounts, $129,784,262.65;
onds, securities, etc., $13,745,669.14; cash on hand, $7,450,404.38,
being 4.88 per cent of individual deposits; capital, $22,348,040.33;
surplus and undivided profits, $13,584,315.29; individual deposits,
$152,494,618.90; aggregate liabilities, $196,940,397.42.
A recent legislative enactment in New York requires private banks
to make reports, and through the courtesy of the State banking
department 50 reports from this class of banks in operation in that
State are incorporated in the statistics for private banks for the current year against only 13 New York private banks reporting to this
office in 1911.

E

LOAN AND TRUST COMPANIES.

A number of so-called loan and trust companies in several of the
States are nothing more than commercial banks which transact no
trust business, being permitted, in anticipation of opening a trust
department, to use the word "trust" in their corporate names. So
far as possible the reports of such concerns are excluded from the
compilations which follow, being included with the statistics for commercial banks.
Reports as of June 14, 1912, with the exception of those from
Kentucky and Georgia as of May 18 and May 29, respectively, were
received from 1,410 loan and trust companies with aggregate resources
of $5,107,444,382.27. For June 7, 1911, reports were received from
1,251 loan and trust companies, with aggregate resources of $4,665,110,868.71, being less by 159 in the number of reporting companies
and $442,333,513.56 in resources than in 1912. Of the institutions
of this character, 181, with aggregate resources of $605,038,656.95,
are located in the New England States; 494, with $2,958,853,674.66,
in the Eastern States; 271, with $251,940,932.45, in the Southern
States; 320, with $1,180,004,504.57, in the Middle Western States;
70, with $45,886,216.87, in the Western States; and 74, with
$65,720,396.77, in the Pacific States.
Pennsylvania has the largest number of loan and trust companies,
278 being the number reporting from that State for the current year;
Indiana is second with 119, New Jersey third with 95, New York
being fourth with 81. The aggregate resources of the loan and trust
companies of New York, however, are largely in excess of the amount
shown for any other State or geographical section, being $1,821,889,070; next in order as to aggregate resources is Pennsylvania,
with $750,696,432.06, Illinois being third with $578,494,072.32, and
Massachusetts fourth with $347,376,909.64. In capitalization Pennsylvania comes first with $97,140,816, New York second with $72,025,000, Illinois third with $39,225,000, and Massachusetts fourth
with $23,162,000.
The loans and discounts of loan and trust companies aggregate
$2,711,241,748.18, classified as follows: Loans on real estate, including mortgages owned, $526,509,702.69; loans on other collateral
security, $1,279,983,539.16; unclassified, $904,748,506.33, of which
$4,397,620.37 are overdrafts. The investments in bonds, securities,




REPORT OF THE COMPTROLLER OF THE CURRENCY.

67

etc., aggregate $1,219,139,445.41, including premiums thereon, classified as follows: United States bonds, $5,985,094.59; State, county,
and municipal bonds, $202,293,176.75; railroad bonds, $380,190,967.79; bonds of other public service corporations, $208,673,579.15;
all other bonds, stocks, etc., $421,996,627.13. The capital of reporting .loan and trust companies amounts to $418,985,771.77; surplus
and profits, $560,741,978.47; and individual deposits, $3,674,578,238.92. Of the individual deposits, $910,850,167.60 are reported as
savings accounts and $395,983,407.02 as certificates of deposit. Deposits subject to check amount to $2,319,055,959.95, and certified
and cashiers' checks $48,688,694.35.
Comparing the foregoing statistics with those submitted for 1911,
loans show an increase of $281,820,666.88; investments in bonds,
securities, etc., $104,360,758.35; cash on hand, $12,325,897.03; capital, $33,202,838.33; surplus and profits, $21,871,525.67; and individual deposits, $378,722,343.65. The amount of cash on hand is
$282,151,463.26, being 7.67 per cent of individual deposits. This is
slightly less than the cash reserve held in 1911, when the proportion
of cash to individual deposits was 8.18 per cent.
Since 1908 there has been an increase of 568 in the number of
reporting loan and trust companies, the number reporting in that
year being 842. During this period the capital stock has increased
by 50 per cent, while individual deposits have increased by over 96
per cent and aggregate resources by over 78 per cent.
BANKS AND BANKING IN THE DISTRICT OF COLUMBIA.

In addition to national banks and the loan and trust companies,
organized under authority of the act of 1890, the act of June 25,
1906, places under the supervision of the Comptroller of the Currency all other banking institutions organized under authority of
any act of Congress to do business in the District of Columbia, or
organized by virtue of the laws of any of the States of the Union and
having an office or banking house located within the District of Columbia where deposits or savings are received. The supervision in
question extends to the requirements applicable to national banks
with respect to reports of condition, earnings and dividends, and
examinations. It is further provided that the comptroller shall
have power when, in his opinion, it is necessary, to take possession
of any such banking institution for the reason and in the manner and
to the same extent as are provided in the laws of the United States
with respect to national banks.
Including 1 savings bank recently opened, but from which no report
has been received, there are 50 banking institutions in the District
of Columbia, consisting of 11 national banks, 6 trust companies, 13
savings banks, and 20 building and loan associations. The aggregate capital of these banking institutions on September 4 was
$16,021,8-76, an increase during the year of $305,196. The total
individual deposits were $82,217,460, an increase of $6,021,508.
The number, capital, individual deposits, and aggregate resources
of each class of financial institutions doing business in the District of
Columbia on September 4, 1912, are shown in the following table:



68

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.
Classification.

National banks
Loan and trust companies
Savings banks
Building and loan associations

Number.

Capital.

11 $6,102,000
6 8,858,326
12 1,061,550
120

Total

49
i Statement of July 1.

16,021,876

Individual
deposits.
$25,995,913
32,534,704
8,908,312
2 14,778,531

$53,712,862
47,946,002
10,618,752
17,160,293

82,217,460

129,437,909

* Share payments.

BANKS AND BANKING IN THE ISLAND POSSESSIONS.

Banking institutions reporting from the island possessions number
35, four of which are national associations located in Hawaii. The
banking resources of Porto Rico, Hawaii, and the Philippines now
aggregate $75,899,602.94, as shown by reports submitted as of
June 30, 1912,
The capital of the 35 banks from which reports have been received
aggregates $8,201,400.72; loans, $38,476,733.23; investments in
bonds, securities, etc., $7,116,294.55; amount due from other banks
and branches, $13,512,008.06, and cash on hand, $9,114,350.02.
The surplus and undivided profits amount to $3,887,072.92; amount
due to other banks and branches, $8,980,408.51, individual deposits,
$42,283,048.18, and unclassified liabilities, including circulating notes
outstanding, deposits in effects, etc., are stated at $12,019,673.59.
PHILIPPINES.

Through the courtesy of the Bureau of Insular Affairs, War Department, reports of condition as of June 30, 1912, have been received
from the following named banks in operation in the Philippine
Islands: Hongkong & Shanghai Banking Corporation, at Manila,
with branch at Iloilo; Chartered Bank of India, Australia, and China,
at Manila, with branches at Cebu and Iloilo; International Banking
Corporation, at Manila, with branch at Cebu; Agricultural Bank of
the Philippine Government, at Manila; Banco de las Islas Filipinas,
at Manila; Monte de Piedad and Savings Bank, at Manila; Bank of
the Philippine Islands (Yamboanga Branch); and Secursal del Banco
de las Islas Filipinas, at Iloilo.
The principal items of resources and liabilities of these 12 banking
institutions are as follows:
RESOURCES.

Loans and discounts
Bonds, securities, etc
Banking house, furniture, and
Other real estate owned
Due from other banks and branches
Checks and other cash items
Cash on hand
Other resources
Total resources




fixtures

.*.

$18,749,888.07
1,291,474. 98
227,045.11
196,787. 35
7,124,473.14
1,200,269.29
3,534,563.11
3,504,927.36
35,829,428.41

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

69

LIABILITIES.

Capital stock
Surplus
Undivided profits
Due to other banks and branches
Dividends unpaid
Individual deposits subject to check
Savings deposits
Certificates of deposit
Certified checks
Cashier's checks outstanding

$10,481,572.19
1,157,163. 65
4,413,672. 79
120,640.42
84,715.16

$3,475,666.08
1,177,969.18
311,820. 58
6,513,312. 34
817. 75

16,257,764.21
48,693.14
8,043,385.13
35,829.428.41

Bills payable
Other liabilities
Total liabilities
HAWAII.

Returns as of June 30, 1912, have been received from eight banking
institutions other than national banks in operation in the island territory of Hawaii, namely: Bank of Hawaii, Bank of Honolulu, Guardian
Trust Co., Henry Waterhouse Trust Co., private bank of Bishop &
Co., and the Yokohama Specie Bank—all located in Honolulu—and
the First Bank of Hilo, and the Lihue branch of the Bank of Hawaii.
A summary of the principal items of resources and liabilities as of
June 30, 1912, for the eight territorial banks in operation in the
Hawaiian Islands follows:
RESOURCES.

Loans and discounts
Bonds, securities, etc
Banking house, furniture, and
Other real estate owned
Due from banks
Checks and other cash items
Cash on hand
Other resources

fixtures

Total resources

$9,897,170. 88
2,838,252.41
203,011. 24
79,479. 60
2,356,937. 31
489,464. 57
3,100,348.44
614,701.40
19, 579,365. 85

LIABILITIES.

Capital stock
Surplus
Undivided profits
Due to banks
Dividends unpaid
Individual deposits:
Subject to check
Savings deposits
Certificates of deposit
Certified and cashier's checks
Bills payable
Other liabilities
Total liabilities

2,482, 500. 00
589,042. 07
443,693.07
644,084. 06
4,680. 00
$8,664,761. 02
4, 707,123.10
1,735,747. 83
102,671. 76
15,210,303.71
1,935. 98
203,126.96
19,579,365. 85

The principal items of resources and liabilities as of June 30, 1912,,
for the eight territorial banks, combined with statistics as of June 14,
1912, for the four national banks, show the banking power of Hawaii
to be as follows:
Loans
Bonds, securities, etc
Due from banks
Cash
on hand




$11,508,757. 58
3,807,121. 88
3,032,318.25
3,472.595.57

70

KEPOKT OF THE COMPTKOLLEB OF THE CURRENCY.

Capital
Surplus and undivided profits
Due to banks
Individual deposits
Aggregate liabilities

$3,092,500.00
1,309, 265. 99
805,714.25
17J068,921.15
23,320,500. 85
PORTO RICO.

Through the courtesy of the Bureau of Insular Affairs, War Department, it is possible to present returns for the current year from 11
banking institutions in operation in the island of Porto Rico.
The banks furnishing reports are as follows: American Colonial
Bank of Porto Rico, Banco de Puerto Rico, Banco Territorial y Agricola de Puerto Rico, Agency of the Bank of Nova Scotia, Banco
Popular de Economias y Prestamos, Caja de Economias y Prestamos—
all located at San Juan; Credito y Ahorro Ponceno, at Ponce; Caja
Popular de Ahorros y Prestamos, at San German; Caja de Economias
y Prestamos, at Cabo Roja, Credito y Ahorro Popular, at Yauco,
and a consolidated statement of the branches of the Royal Bank of
Canada at San Juan, Ponce, and Mayaguez.
A summary of the resources and liabilities of these banking institutions as of June 30, 1912, is as follows:
RESOURCES.

Loans
Bonds, securities, etc
Real estate and furniture and
Due from banks
Checks and other cash items
Cash on hand
Other resources
Total resources

$8,218,087.58
2,017,697. 69
396,845.27
3,355,216. 67
538,908.37
2,107,191.34
115,726. 76

fixtures

-

16,749,673. 68

LIABILITIES.

Capital stock paid in
Surplus
Undivided profits
Due to banks
Dividends unpaid
Individual deposits:
Subject to check
Savings deposits
Certificates of deposit
Cashier's checks

$1,633,234. 64
768,191.99
319,825.18
1,661,381. 92
12, 906. 85
$6,654,416. 01
1,832,814.19
469,035.81
96. 81

Bills payable
Other liabilities
Total liabilities

8,956,362. 82
90,613. 75
3,307,156.53
16,749,673. 68

STATE AND PRIVATE BANK FAILURES.

No statistics are at command in relation to the settlement of the
affairs of insolvent State and private banks, but through the instrumentality of the Bradstreet Commercial Agency information is obtainable with respect to the number of banks of each class closed and the
amount of assets and liabilities at date of closing.
In the year ended June 30, 1912, 55 institutions of this character
were closed, the nominal assets at the date of failure being $7,797,401
and the liabilities $12,838,837. Included in the list of failures are 29




BEPOBT OF THE COMPTBOLLEB OF THE CURRENCY.

71

State banks, with assets of $2,328,717 and liabilities of $3,128,993;
1 savings bank, assets $40,000, liabilities $66,516; 4 trust companies,
assets $2,451,925, liabilities $4,304,590; and 21 private banks, with
assets of $2,976,756 and liabilities of $5,338,738.
For the period beginning with 1864 and terminating in 1896, as a
result of special efforts, information was obtained in relation to the
settlement of the affairs of State and private banks closed during that
time, from which it would appear that creditors received on an average approximately 45 per cent on their claims. Since 1896 no figures
have been secured relating to the settlement of the affairs of banks
of this character, but there have been reported from year to year the
number of failures, with the assets and liabilities at date of failure,
which are summarized in the following table:
Number of failures, capital, assets, liabilities, and dividends paid by State and private
banks that failed in each year from 1864 to 1912.
Year.
1864....
1865.. .
1866
1867
1868
1869
1870....
1871....
1872
1873
1874....
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896

Total
Not dated
Total

1897.
1898
1899
1900
1901
1902
1903
1904
1905.
1906
1907
1908.
1909
1910
1911
1912

Total



Number
of
failures.

Capital.

Nominal
assets.

Liabilities.

974,256.96
1,906,573.00
3,420,016.33
2,022,498.51
4,143,941.97
5,178,020.98
7,004,558.27
19,485,717.87
4,235,808.85
288,494.74
851,755.00
1,221,737.29
1,408,047.99
9,671,860.25
2,361,320.01
673,579.10
1,610,527.45
1,924,773.68
1,026,682.73
3,884,577.99
3,090,597.48
803,860.76
17,912,270.45
1,456,522.87
2,251,708.93
534,363.30

Dividends
paid.

2
5
5
3
7
6
1
7
10
33
40
14
37
63
70
20
10
9
19
27
54
32
13
19
17
15
30
44
27
261
71
115
78

$125,000.00
275,000.00
260,000.00
276,381.00
100,000.00

$245,401.97
1,206,035.00
222,075.00
183,002.30
77,861.00

220,000.00
470,000.00
907,000.00
770,000.00
2,413,900.00
961,000.00
2,491,250.00
3,250,193.00
1,370,465.00
452,200.00
436,750.00
545,000.00
870,000.00
1,718,596.00
1,099,400.00
254,000.00
931,590.00
745,500.00
363,250.00
2,169,568.00
2,071,300.00
578,840.00
16,641,637.00
3,112,447.00
3,906,350.00
3,400,642.00

2,314,871.90
2,126,124.18
4,644,889.91
4,125,731.00
9,190,283.98
7,312,218.73
13,137,835.47
26,001,949.67
5,102,691.94
1,629,146.61
585,653.06
2,765,951.10
2,813,915.19
12,900,819.05
2,982,879.51
1,300,536.30
2,865,300.30
2,805,326.52
1,279,900.68
10,692,385.98
7,190,824.69
2,719,410.75
54,828,690.65
7,958,284.18
11,276,529.99
10,240,244.97

$225,662.14
890,112.00
138,821.00
148,886.00
361,961.73
50,000.00
2,654,187.15
3,059,318.06
6,938,653.01
4,562,879.00
12,365,475.25
9,206,429.34
15,222,785.49
27,269,520.51
5,252,307.22
1,311,799.49
1,785,890.45
2,608,489.57
3,193,747.39
15,508,389.70
4,883,454.27
1,140,824.48
3,074,622.29
3,342,336.52
2,147,059.18
11,385,584.64
6,365,198.77
3,227,608.56
46,766,818.80
7,218,319.51
9,010,584.93
7,513,837.41

1,164
70

53,187,259.00
445,000.00

212,725,771.58
1,586,419.00

218,833,563.86
1,796,424.41

99,711,330.75
377,396.20

1,234
122
53
26
32
56
43
26
102
57
37
34
132
60
28
56
55

53,632,259.00

214,312,190.58
17,929,163.00
4,493,577.00
7,790,244.00
7,675,792.00
6,373,372.00
7,323,737.00
2,166,852.00
24,296,823.00
6,970,345.00
6,591,515.00
13,037,497.00
177,073,348.00
15,760,177.00
14,496,610.00
13,962,050.00
7,797,401.00

220,629,988.27
24,090,879.00
7,080,190.00
10,448,159.00
11,421,028.00
13,334.629.00
10,332,666.00
4,005,643.00
31,774,895.00
10,273,023.00
7,187,858.00
22,165,448.00
209,835,443.00
25,190,156.00
18,182,592.00
18,546,583.00
12,838,837.00

100,088,726.95

2,153

53,632,259.00

548,050,693.58

657,338,017.27

100,088,726.95

$145,592.25
138,821.00
82,844.74

72

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

For the purpose of comparison there is submitted herewith a
statement relating to failures by years and classes:
Number, assets, and liabilities of State banks, savings banks, loan and trust companies,
and private banks which failed, by years, from June 30, 1892, to June 30, 1912.
[In the amounts 000 omitted.]
State institutions.
Year.
No.
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904.
1905
1906
1907
1908
1909
1910
1911
1912
Total

Savings banks.

State banks.
Assets.

Liabilities.

24
172
27
46
55
44
14
5
9
8
12
6
37
16
15
10
42
19
9
28
29

$1,892
41,282
1,774
2,555
3,741
6,080
694
919
• 418
1,003
1,364
645
5,194
1,397
710
2,380
41,035
2,732
8,170
9,865
2,318

$3,178
36,903
2,010
3,445
4,628
8,083
988
1,240
442
1,440
2,056
965
6,725
2,282
1,006
4,833
43,227
3,286
9,111
12,678
3,129

627

136,168

151,655

No.

47

159

Assets.

Loan and trust companies.

Liabilities.

$484
17,674
2,646
4,653
662
3,998
800
1,153
328
450
4,622
35
1,457
550
360

$917
16,831
2,678
4,818
902
5,455
956
1,632
410
531
5,730
235
1,704
811
490

7,760
85
52
2,021
40

7,581
105
63
2,487
66

49,830

54,402

No.

128

Private banks.

Assets.

Liabilities.

$209
15,098
33,420
4,107
1,159
3,436
1,275
5,067
5,243
995
12
371
13,128
2,525
4,636
4,850
110,047
5,342
3,072
140
2,452

$425
24,144
37,977
5,844
936
4,325
1,575
6,701
6,636
1,113
22
561
15,880
3,600
3,990
8,100
126,200
5,412
2,216
230
4,304

216,584

260,191

Total all banks.

Year.
No.
1892..
1893..
1894..
1895..
1896..
1897..
1898..
1899..
1900..
1901.
1902.
1903.
1904.
1905.
1906..
1907..
1908.
1909.,
1910.
1911.
1912.
Total.




Assets.

36
176
21
25
42
47
33
15
16
41
20
17
50
35
13
20
53
33
12
22
21

$3,540
20,237
1,749
1,389
1,886
4,416
1,725
651
1,687
3,925
1,325
1,116
4,518
2,498
886
5,807
18,231
7,602
3,206
1,935
2,976

748

91,305

Liabilities.
$6,505
19,315
2,236
1,805
2,708
6,228
3,561
874
3,933
10,251
2,525
2,245
7,466
3,580
1,702
9,232
32,828
16,387
6,792
3,150
5,338

No.

Assets.

Liabilities.

414
65
85
110
122
53
26
32
56
43
26
102
57
37
34
132
60
28
56
52

$6,125
94,291
39,589
12,704
7,448
17,930
4,494
7,790
7,676
6,373
7,323
2,167
24,297
6,970
6,592
13,037
177,073
15,761
14,496
13,962
7,797

$11,025
97,193
44,901
15,912
9,174
24,091
7,080
10,447
11,421
13,335
10,333
4,006
31,775
10,273
7,188
22,165
209,836
25,190
18,182
18,546
12,838

148,661 1,659

493,895

614,911

73

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

BUILDING AND LOAN ASSOCIATIONS IN THE DISTRICT OF COLUMBIA.

Building and loan associations in operation in the District of Columbia, and which were placed under the supervision of the Comptroller
of the Currency by the act of March 4, 1909, have shown a steady
increase in business from that date, as indicated by the volume of
loans, installment payments on shares, and aggregate resources, as
is shown in the following table:
Number
of
associations.

Years.

June
June
June
June

30 1909
30,1910
30,1911
30 1912

..

.

...

22
19
19
20

Loans.

Installments
on shares.

$13,511,587
14,415,832
14,965,220
16,004,760

$11,996,357
13,213,644
13,324,217
14,529,977

Aggregate
resources.

$14,393,927
15,250,731
16,017,465
17,160,293

These institutions are required to make semiannual reports and are
subject to periodical examinations.
The total number of shares issued by these associations is stated at
345,655, of which 129,680 were in force on June 30, 1912. The
membership is reported at 31,793, of whom 8,142 are borrowing and
23,648 nonborrowing members. The installment payments for one
association are $2.50 per month; one, $2; one, $1.50, and the remaining $1 per share.
BUILDING AND LOAN ASSOCIATIONS IN THE UNITED STATES.

Statistics relating to building and loan associations in the United
States for the year 1911, obtained through the courtesy of Mr. H. F.
Cellarius, secretary of the United States League of Local Building and
Loan Associations, show the existence of 6,113 associations on January 1, 1912, with a membership of 2,355,066, and assets aggregating
$1,040,307,717.
It appears that there has been an increase of 176 in the number of
associations, 138,154 in membership, and $94,738,806 in assets. The
greatest increase in assets is shown to be in Ohio, $16,683,596,
Pennsylvania is second with an increase of $15,937,912, followed by
New Jersey with $9,846,268, Massachusetts with $6,074,542, Illinois
with $5,775,097, Indiana with $5,643,806, and Nebraska, $3,557,519.
In the tables following are shown, by States, the number of building
and loan associations, their membership, total assets, and changes in
assets and membership, during the year, together with a statement of
the receipts and disbursements of the associations for the year ended
December 31, 1911.




74

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of associations, membership, and assets of the building and loan associations of
the United States Dec. 31, 1911.
No. of
Total
Increase
asso- memberin in
memTotal assets. Increase
ciaassets.
ship.
bership.
tions.

States.

1,570
643
563
568
160
245
351
69
96
65
66
104
20
58
134
113
57
62
43
49
37
14
12
9
17
10
978

Pennsylvania
Ohio
New Jersey
Illinois
Massachusetts
New York
Indiana
Nebraska
California
Michigan
Louisiana
Kentucky
District of Columbia.
Kansas
Missouri
North Carolina
Wisconsin
Minnesota
West Virginia
Iowa 2
Maine
Tennessee
Connecticut
North Dakota *
New Hampshire
Montana 2
Other States
Total

443,180 $197,240,000 $15,937,912
384,257
187,434,123 16,683,596
198,057
96,448,627
9,846,268
155,320
68,975,451
5,775,097
158,365
67,573,380
6,074,542
142,292
57,634,054
4,177,217
133,381
44,060,128
5,643,806
58,191
24,885,285
3,557,519
34,685
23,340,012
2,084,836
44,162
20,119,823
1,995,092
38,200
18,117,329
2,250,766
44,500
16,816,741
1,421,237
31,143
16,401,243
1,150,512
41,216
13,070,170
1,612,612
26,950
1,201,846
12,633,297
25,174
887,073
8,375,305
20,945
7,347,683 1,167,077
12,110
5,364,224
288,277
12,200
5,457,997
473,646
16,500
4,863,729
301,162
10,611
4,645,137
4,602
2,831,038
64,639
3,344
2,655,758
316,620
3,802
2,149,852
7,800
2,191,623
119,390
1,552
886,994
302,527
128,788,710 11,708,064

6,113 2,355,066 1,040,307,717
1 Decrease.

2

94,738,806

16,701
21,939
19,435
20,296
16,010
3,754
3,798
3,490
2,566
1832
3,512
3,083
1,910
3,440
2,356
11,506
57
574
555
1338
1760
150
*i7,'66i
138,154

Reports issued biennially; figures for 1910 used.

Receipts and disbursements.
Receipts, 1911.
Cash on hand Jan. 1,1911
Weekly dues
Paid-up stock
Deposits
Loans repaid
Interest
Premium
,
Fines
Pass books and initiation.
Borrowed money
Real estate sold
Miscellaneous receipts
Total

Amount.
$28,308,186
233,718,046
23,544,378
65,516,912
192,526,056
59,796,988
4,091,758
865,916
597,604
72,316,182
4,256,404
22,646,702
708,185,132

Disbursements, 1911.
Pass-book loans
Mortgage loans
Stock withdrawals
Paid-up stock withdrawals..
Deposit withdrawals
Expenses
Borrowed money repaid
Interest
Real estate purchased
Miscellaneous disbursements
Cash on hand Jan. 1,1912...
Total

Amount.
$15,245,000
283,252,100
196,562,932
19,385,542
57,516,336
7,122,464
69,913,570
1,622,068
3,902,720
20,708,808
32,953,592
708,185,132

SCHOOL SAVINGS BANKS.

The school savings bank system was first established in the United
States by the late J. H. Thiry, principal of the public schools in Long
Island City, N. Y., and Mr. Thiry is known as the author of thrift
teaching in our public schools. Since the first school savings bank
was established in 1885, hundreds of public schools throughout the
country have adopted some system of teaching the children to
save. Massachusetts has a law making thrift teaching obligatory,
New York has a similar law pending, and other States favor such
legislation. Mrs. S. L. Oberholtzer, of Philadelphia, has undertaken
to continue the work begun by Mr. Thiry of collecting statistics



EEPOBT OF THE COMPTBOLLEK OF THE CURRENCY.

75

relating to this class of banks, and through her courtesy the comptroller is enabled to present the latest statistical data showing the
growth of the school savings bank system in this country.
The following statement shows the number of school savings banks
in the United States on or about January 1, 1912, together with the
number of depositors and balance due depositors, arranged by
geographical sections:
School savings banks of the United States on or about Jan. 1, 1912.
Number of schools. Number of scholars.
Houses.

Rooms.

262
328
371
7
181

913
2,976
6
3,880
33
2,022

43,685
132,008
205
168,296
1,253
85,502

1,149

9,830

430,949

New England States..
Eastern States
Southern States
Middle Western States
Western States
Pacific States
Total United
States

On regis- Depositer.
tors.

SAVINGS

BANKS

Total.
Deposited.

23,123 $164,860.05
57,878 2,393,442.83
120
113.26
73,327
815,845.84
388
1,563.19
12,693
106,337.49
167,529

IN FOREIGN

3,482,162.66

Balance
due
depositors.
Withdrawn.
$99,191.87
1,956,760.94
79.16
509,593.79
415.20
7,641.23

$65,668.18
436,681.89
- 34.10
306,252.05
1,147.99
98,696.26

2,573,682.19

908,480.47

COUNTRIES.

Through the cooperation of the Bureau of Foreign and Domestic.
Commerce, Department of Commerce and Labor, the comptroller is
enabled to present the latest available statistics in relation to the
number of depositors and volume of deposits in the various classes of
savings banks in the foreign countries.
The first table following is a consolidated statement relating to all
foreign savings banks, and the second is confined to postal savings
banks, showing returns for the current year and 10 years prior. As
will be noted, the United Kingdom, the country in which the postal
savings bank system had its practical origin, leads all other countries
in the volume of deposits and number of depositors.
The tables in question follow.




Savings banks, including postal savings banks: Number of depositors, amount of deposits, average deposits per deposit account and per inhabitant, by
•
specified countries.
[Compiled by the Bureau of Foreign and Domestic Commerce, Department of Commerce and Labor, from the official reports of the respective countries.]

Countries.

Population.i

Date of
report.

Form of organization.

Number of
depositors.

Deposits.

Average Average
deposit
deposit
per inaccount. habitant.

$40.64
4,119,295 $1,161,149,241 $281.88
pec. 31,1909 Communal and private savings banks
{Dec. 31,1910 Postal savings banks, savings department.
46,623,889
21.14
1.63
2,205,703
Postal savings banks, check department...
I....do
102,574
79,682,452
776.83
2.79
Government
savings
banks
/Dec.
31,1911
2,901,753
194,534,158
67.04
25.93
Belgium
501,000 \Dec. 31,1910 Communal and private savings banks
46,997
11,679,721
248.52
1.56
do..
Postal savings banks
Bulgaria
285,000
280,775
9,129,423
32.52
2.13
Chile
415,000 June 30,1910 Caja de ahorros
268,731
10,543,275
39.23
3.09
Denmark 2
757,000 Mar. 31,1910 Communal and corporate savings banks...
1,166,607
174,182,302
149.28
63.18
626,000 Dec. 31,1910 Government savings banks
104,095
2,255,664
21.67
.19
Egypt
/Dec.
31,1911
Private
sayings
banks
8,411,791
754,255,333
89.67
19.05
602,000 \Dec. 31,1910 Postal savings banks
France
5,786,035
329,974,970
57.03
8.33
Algeria
232,000 Dec. 31,1908 Municipal savings banks
19,301
934,380
48.41
.18
Tunis
923,000 Dec. 31,1910 Postal savings banks
5,701
1,288,268
225.97
.67
Germany 3
432,000
do
Public and corporate savings banks.
21,534,034 3,993,775,184
185.46
61.98
Luxemburg.
246,000
do
State savings bank
*
69,202
11,863,592
171.43
48.23
/....do
Postal savings banks, savings department.
775,970
21,894,118
28.22
1.05
Hungary*
20, 886,000
Postal savings banks, check department...
1....do
20,716
20,075,888
969.10
.96
Communal
and
corporate
savings
banks...
/June
30,1911
2,294,063
472,879,910
206.13
13.63
Italy..
34,687,000 \June 30,1910 Postal savings banks
5,160,008
324,279,617
62.84
9.35
31,1910 Private savings banks
7,500,470
73,106,674
9.75
1.42
Japan
51,547,000 /Dec.
\Mar. 31,1912 Postal savings banks
11,950,158
91,896,942
7.69
1.78
/Dec.
31,1910
Private sayings banks
6,779
121,327
17.90
.04
Formosa
3,341,000 \Mar. 31,1911 Postal
savings banks
100,819
955,592
9.48
.28
do.
China and Korea.
do..
207,195
3,098,571
14.95
41,718,485
96.30
433,209
7.02
/Dec.
31,1909
Private
savings
banks
Netherlands
5,945,000 \Dec. 31,1910 Postal savings banks
1,510,033
66,039,592
43.73
11.11
....do..
Private sayings banks
13,228
2,887,566
218.29
.
.08
37,717,000 /\Dec.
. Dutch East Indies..
31,1911 Postal savings banks
91,898
3,616,685
39.36
.10
Dutch Guiana
86,000 Dec. 31,1910
do
9,478
337,925
35.65
3.86
Norway 6
1,001,310
135,886,457
135.71
56.78
2,393,000
do.
Communal and private savings banks.
Roumania
218,690
11,616,820
53.12
1.69
6,866,000 July 1,1910 Government savings banks
1
2 Thefiguresof population are for the nearest date to which the statistics of savings banks relate.
Exclusive of 1,809 deposits of $173,011 in savings banks in Faroe Islands, and of data for savings departments of ordinary banks, which comprised 155,160 accounts, credited with
$31,370,748
on Mar. 31,1910.
3
4 Exclusive of Brunswick.
No separate data available for private and communal savings banks in 1910. The ordinary banks, savings banks, and land-credit banks of Hungary held 1,768,455 savings
ccounts
credited with $699,288,107 on Dec. 31,1910.
6
Figures for the Casa d'Economie.

Austria..




|

o

28,572,000

l_^

t£
H"
£r
Q

O

r|

o
I-1
/**.

te
Hi

L5

c
fcc

fcc
£g

Savings banks, including postal savings banks: Number of depositors, amount of deposits, average deposits per deposit account and per inhabitant, by
specified countries—Continued.

Countries.

Population.

Russia i
Finland
Spain2
Sweden
Switzerland
United Kingdom s
British India «
Australia, Commonwealth
New Zealand

779, 000
120,000
588,000
522,000
647,000
289,000
127,000
425,000
,008,000

Canada 5
British South Africa
British West Indies
British colonies, n. e. s

',205,000

>, 745,000
,679,000
), 427,000

Date of
report.

Form of organization.

June 30,1912 State, including postal savings banks...
fDec. 31,1910 Private savings banks
do
Postal savings banks
Dec. 31.1910 Private savings banks
/Dec. 31,1910 Communal and trustees savings banks.
\Dec. 31,1911 Postal savings banks
Dec. 31,1908 Communal and private savings banks..
/Nov. 20,1911 Trustee sayings banks
\Dec. 31,1911 Postal savings banks
.do..
Mar. 31,1910
Government, trustee, and joint-stock savings banks.
1910-11
/Dec. 31,1910 Postal savings banks
\....do
Private savings banks
/June 30,1912 Postal savings banks
Dominion Government savings banks
\....do
1909-10
Government, post-office, and private savings banks..
1909-10
Government and post-office savings banks
1909-10
do

Total, foreign countries. 859,620,000
/Nov. 30,1912
United States
95,411,000 \June 14,1912
Philippine Islands
8,460,000 June 30,1912

6

Postal savings banks
Mutual and stock savings banks..
Postal savings banks

Number of
depositors.

Deposits.

Average Average
deposit
deposit
per.inaccount. habitant.

, 189,734
291,603
59, 723
495, 772
, 560,317
565, 759
,899,332
,849,043
,370,646
,378,916
,600,112
380,714
51,508
146,310
35,031
222,772
91,881
219,967

$784,117,885
44,068,779
1,396,856
46,931,094
216,755,326
12,645,957
303,196,216
258,083,128
859,027,319
51,478,416
289,039,353
68,641,934
7,375,302
42,683,232
14,171,966
25,103,835
6,301,465
12,921,863

$95.74
151.13
23.39
94.66
138.92
22.35
159. 63
139.58
69.44
37.33
180. 64
180.30
143.19
291. 73
404.55
112.69
68.58
58.74

$4.79
14.12
.45
2.40
39.25
2.29
83.14
5.70
18.97
.21
65.32
68.10
7.32
5.92
1.97
3.72
3.75
.63

109,725,758
300,000
10,010,304
35,802

11,096,223,947
28.000,000
4,451',818.523
1,177,435

101.13
93.33
444. 72
32.89

12.91

W
o
o
g

3

i

46.66
.14

1 Includes 38,958 depositors in school savings depositories, credited with $105,060. The above total is exclusive of $162,185,345 worth of securities held by the savings banks to the
credit
of depositors.
2
The peseta has been converted at the rate of 18 cents. Data taken from "Espafia Econ<5mica y Financiera," Oct. 21,1911. Exclusive of data for savings departments of commercial banks, which comprised 124,657 accounts credited with $28,588,964 on Dec. 31,1910.
3 Exclusive of Government stock held for depositors, which, at the end of the year, amounted to $120,776,096 in the postal savings banks and to $12,934,743 in the trustee savings
banks.
* Exclusive of the population of the feudatory States.
6 Exclusive of data for special private savings banks which, on June 30, 1912, held deposits amounting to $40,828,420. The above total does not include the savings deposits in
chartered
banks ("Deposits payable after notice or on a fixed day")> which, on June 30,1912, amounted to $631,317,687.
6
Number of offices, 12,823.




HI

O

78

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

Comparative statement relative to number of depositors, amount of deposits, and average
deposit in postal savings banks.
[Compiled by the Bureau of Foreign and Domestic Commerce, Department of Commerce and Labor, from
official data of the respective countries.]
Country.

fear.

1900-1902.

Austria
Belgium
Bulgaria
Finland
France
Hungary
Italy
Netherlands
Russia
Sweden
United Kingdom
Bahamas
Canada
British Guiana
Dutch Guiana i
British India
Ceylon
Straits Settlements
Federated Malay States i
Dutch East Indies
Japan
Formosa
Cape of Good Hope
Gold Coast
Orange Free State
Rhodesia i
Sierra Leone
Transvaal

SSSV:.:::::::::::::::::::::::::
New South Wales
2

Victoria a
Queensland
*
Tasmania 2
Western Australia
New Zealand
Philippine Islands 1

1901
1900
1900
1900
1900
1900
1900
1900
1902
1901
1901
1900
1902
1900
1905
1900
1900
1900
1904
1901
1902
1901
1900
1901
1902
1906
1901
1903
1901
1900
1900
1901
1901
1900
1901
1900
1907

Number of
depositors.
1,547,541
1,390,047
53,194
40,188
3,565,941
389,083
3,990,983
829,131
1,163,310
573,800
8,787,675
1,350
162,761
8,263
5,785
785,729
51,778
2,504
2,477
26,535
2,363,335
27,669
70,812
341

2,272
1,176
4,116
27,940
7,149
3,078
198,014
393,026
81,025
14,008
39,318
197,408
2,676

Deposits.

$30,355,244
97,207,412
989,983
720,013
194,980,796
6,632,822
131,652,255
34,048,200
77,043,466
14,532,663
683,222,126
74,156
42,320,208
225,674
230,262
31,296,290
407,905
211,515
146,002
1,367,540
13,544,007
321,323
9,903,313
21,705
327,841
163,583
238,094
3,298,859
187,834
511,179
29,421,020
47,020,157
18,960,711
1,432,226
7,875,744
28,272,186
255,050

Average
deposits.
$19.61
69.93
18.61
17.92
54.96
17.05
32.99
41.06
66.23
25.33
77.75
54.93
260.01
27.31
39.80
39.83
7.88
84.47
58.94
51.54
5.73
11.61
la&.85
63.65
144.29
139.10
57.85
118.07
26.27
165.06
148.58
119.64
234.01
102.25
200.31
143.22
111.77

1910-1912.
Austria
1911
2,261,658
$46,317,746
$20.48
Belgium
1910
2,384,511
157,150,474
65.90
Bulgaria
1910
280,775
9,129,433
32.52
Finland
1910
59,723
1,396,856
23.39
1910
France
5,786,035
329,974,970
57.03
Hungary
1910
775,970
21,894,118
28.22
1910
Italy
5,160,008
324,279,617
62.84
Netherlands
1910
1,510,033
66,039,592
43.73
1912
Russia
2,691,361
192,456,530
70.02
Sweden
1911
565,759
12,645,957
22.35
United Kingdom
1911
12,370,646
859,027,319
69.44
Bahamas
1910
2,186
132,602
60.66
Canada
1912
146,310
42,683,232
291.73
British Guiana
1910
18,004
738,175
41.00
Dutch Guiana
1910
9,478
337,925
35.65
British India
1910
1,378,916
51,478,416
37.33
Ceylon
1910
85,954
932,236
10.85
Straits Settlements
1910
4,312
382,667
88.74
Federated Malay States
1910
5,312
330,431
62.20
Dutch East Indies
1911
91,898
3,616,685
39.36
Japan
1912
11,950,158
91,896,942
7.69
Formosa
1911
100,819
955,592
9.48
Cape of Good Hope
1910
105,369
10,411,974
98.81
Gold Coast
1911
3,137
169,262
53.96
Orange Free State
1910
7,646
868,291
113.56
Rhodesia
1910
3,306
435,299
131.67
Sierra Leone
1911
6,002
485,735
80.93
Transvaal
1910
71,185
8,769,798
123.20
Egypt
1910
104,095
2,255,664
21.67
Tunis
1910
5,701
1,288,268
225.97
1
Earlier reports not available.
* It has been thought proper to include among the postal savings banks also those savings banks in the
Australian States which prior to the transfer of the State post offices to the Federal Government were operated by the respective State post offices. AU these banks continue at present to be operated as Government
savings banks.



EEPOET OF THE COMPTEOLLEB OF THE CUBEENCY.

79

Comparative statement relative to number of depositors, amount of deposits, and average
deposit in postal savings banks—Continued.
Year.

Country.

1910
1911
1911
1910
1911
1910
1912
1912

New South Wales*
Victoria * . .
Queensland *
Tasmania 1
Western Australia
New Zealand
Philippine Islands
United States

Number of
depositors.

368,306
595,424
127,219
24,403
99,017
380,714
35,802
300,000

Deposits.

$73,926,126
84,065,980
31,033,520
3,401,304
19,916,171
68,641,934
1,177,435
28,000,000

Average
deposits.

$200.72
141.19
243.94
139.40
201.14
180.30
32.89
93.33

1
It has been thought proper to include among the postal savings banks also those savings banks in the
Australian States which prior to the transfer of the State post offices to the Federal Government were operated by the respective State post offices. All these banks continue at present to be operated as Government
savings banks.

INSTRUMENTS

OF

CREDIT.

The extent to which checks, drafts, and other instruments of credit
are used in daily business transactions has been the subject of various
investigations, and which have been analyzed in detail in the reports
issued for the years covering the investigations made. As the question is frequently raised as to the relative use of instruments of
credit, there appears in the appendix to this report a table showing
for two dates in 1881 and 1890, and one date in 1892, 1894, 1896, and
1909, the percentage of receipts of each kind of currency, as well as
the percentage of checks, drafts, and clearing-house exchanges, etc.
The fact is generally recognized that over 90 per cent of the daily
transactions are effected through the medium of instruments of
credit. The reports received for June 30, 1881, indicate a percentage
of instruments of credit of 95.10; on September 17 of that year of
94.10, while on Juty 1 and September 17, 1890, the percentages were
92.5 and 91 respectively. The returns for September 15, 1892, show
a percentage of 90.6. On July 1, 1896, and March 16, 1909, the returns included a limited number of banks other than national, and
the percentages in those years were 92.6 and 94.1, respectively. A
special investigation was made for May 15, 1894, but was confined
to national banks and their transactions with retail merchants.
Only about two-thirds of the national banks then in existence made
the report in question. The returns necessarily indicated the use
of a larger proportion of cash to total transactions than the returns
for other periods. On the date in question it appears that 41.1 per
cent of the transactions were effected in cash and 58.9 per cent in
checks, etc.
NATIONAL CURRENCY ASSOCIATIONS.

Under authority of the act of May 30, 1908, providing for the issue
of " additional currency7' secured otherwise than by United States
bonds, 18 national currency associations have been formed, all of
which, with the exception of the Los Angeles association, were formed
prior to the current year. Each association has an aggregate capital
and surplus of at least $5,000,000, and is composed of at least 10
national banks having an unimpaired capital and an unimpaired
surplus of not less than 20 per cent of the capital, and having United



80

BEFOBT OF THE COMPTROLLER OF THE CURRENCY.

States bonds on deposit to secure circulation to the extent of at least
40 per cent of its capital. There are 286 national banks forming
these 18 national currency associations, their capital aggregating
$321,105,710 and surplus $281,544,722. The capital represented is
slightly in excess of 30 per cent of the paid-in capital stock of all
national banks, as shown by the reports for September 4 last.
The title, membership, capital, and surplus of each of the associations are shown in the following table:
National currency associations.
Associations.

Number
of banks.

National Currency Association of Washington, D. C
National Currency Association of the city of New York, N. Y
National Currency Association of the city of Philadelphia, Pa
National Currency Association of the State of Louisiana
National Currency Association of the city of Boston, Mass
National Currency Association of Georgia
National Currency Association of the city of Chicago
National Currency Association of St. Louis, Mo
National Currency Association of the Twin Cities (St. Paul and
Minneapolis)
National Currency Association of the city of Detroit, Mich
National Currency Association of Albany, Rensselaer, and Schenectady
National Currency Association of Kansas City and St. Joseph, Mo
National Currency Association of the city of Baltimore, Md
National Currency Association of Cincinnati, Ohio
,
National Currency Association of Dallas, Tex
,
National Currency Association of Alabama
National Currency Association of Denver, Colorado Springs, and
Pueblo
National Currency Association of Los Angeles, Cal.1
Total

286

Capital.

Surplus.

$5,702,000
117,052,000
20,975,000
6,100,000
26,700,000
8,206,000
42,750,000
19,510,000

$4,792,512
127,175,000
36,665,000
4,030,000
18,950,000
6,434,000
25,950,000
9,095,000

10,750,000
6,325,000

9,545,000
3,101,200

3,560,000
6,650,000
12,340,710
14,300,000
3,760,000
5,700,000

3,385,000
3,800,000
7,752,010
6,450,000
3,100,000
3,497,500

4,700,000
6,025,000

4,991,500
2,831,000

321,105,710

281,544,722

i Organized Mar. 28,1912.

CLEARING-HOUSE TRANSACTIONS.

Data relating to the transactions of the clearing houses of the
country are assembled by the manager of the New York Clearing
House, and through the courtesy of that officer it is possible to present in this report a comparative statement of the volume of exchanges for the year ended September 30, 1912, of the 151 clearing
houses in the United States. The volume of transactions for the current year was $168,506,362,000, as compared with $159,508,005,000
for 1911, the net increase being $8,998,357,000. Gains are shown in
the returns from 125 associations and losses in 26. The 15 associations showing transactions in excess of $1,000,000,000 are the following: New York, Chicago, Boston, Philadelphia, St. Louis, Pittsburgh, San Francisco, Baltimore, Cincinnati, Kansas City, Mo.;
Minneapolis, Cleveland, New Orleans, Detroit, and Los Angeles.
By reason of consolidations, the number of bank members of the
New York Clearing House has decreased from 67 in 1911 to 65 in
1912, although the capital increased from $170,275,000 to $174,275,000.
The New York exchanges in 1911 aggregated $92,420,120,000,
and in 1912, $96,672,301,000. Balances paid in currency in 1911
total $4,388,563,113, and in 1912, $5,051,262,292. In 1911, 85.5 per
cent of the balances were settled in gold and 14.5 per cent in other
currency, while in 1912 the percentages were 75.4 and 24.6. The



BEPORT OF THE COMPTKOLLER OF THE CURRENCY.

81

average daily clearings of the New York association were $305,016,898
in 1911, and $319,050,498 in 1912.
Transactions of the Assistant Treasurer of the United States at
New York with the clearing house for the year ended September 30,
1912, were as follows:
Exchanges received from the clearing house
Balances received
Exchanges delivered to the clearing house
Balances paid to the clearing house

$733,715, 901
119,458,347
775,511,350
77,662,898

Since September, 1902, the membership of the New York association has increased from 60 to 65, the capital from $100,672,700
to $174,275,000, and the clearings from $74,753,000,000 to
$96,672,000,000. This association made its first report in 1854, at
which time the membership was 50, the capital $47,044,900, and
the clearings for that year $5,750,455,987. The relatively small
amount of clearings paid in money is shown in the table covering
the transactions of this association annually from 1854 to 1912, and
is stated at an average of 4.63 per cent.
DIGEST OF NATIONAL-BANK DECISIONS.

During the past year there have been two decisions, one by the
Supreme Court of the United States (Thomas v. Taylor, 224 U. S., 73),
and one by the United States Circuit Court of Appeals (Chesbrough
et al. v. Woodworth, 195 Fed. Rep., 875), bearing on the liability of
directors for damages sustained by parties who purchase stock in
banks, relying on the published reports of condition of said banks,
the reports of condition in each instance being false and large amounts
of worthless assets being carried at full value on the books of the bank
and shown as such in the reports of condition.
In the case of Thomas v. Taylor it is stated by the court that prior
to March 1, 1904, the Comptroller of the Currency had informed the
directors of the bank by letter that certain specified assets, amounting
to $194,107.02, must be regarded as doubtful and that immediate
steps should be taken for their collection or removal from the bank,
and that the directors had knowledge of such letter. Nevertheless, on
April 8, 1904,. pursuant to a call of the comptroller, a report of the
condition of the bank at the close of business on March 28, 1904, made
in regular form and attested to be correct by each of the defendants,
was published as required by law. In this report was included as a
part of the resources of the bank the doubtful assets to which the
attention of the directors had been called by the comptroller. The
report also stated that the capital stock of the bank Was $100,000,
that there was a surplus of $50,000, and that there were undivided
profits of $13,456.75; thus making the book value of the stock a little
over 160. The plaintiff in the case knew of the contents of this
published report and relying on it he purchased 30 shares of the stock
in June, 1904, for the sum of $4,800, approximately its book value as
shown by the report of condition.
On June 27, 1904, the comptroller notified the bank that its capital
had become totally impaired and levied an assessment of 100 per cent
to make good said impairment, and the plaintiff in the case was compelled to pay $3,000 on account of the stock he had recently purchased.
64776°—CUR 1912



6

82

BEPOBT OF THE COMPTEOLLEE OF THE CUEEENCY.

The plaintiff in error contended that the statement was not voluntary, having been made under command of the national banking act,
and therefore an element of the action of deceit was wanting, and
that such act requires " proof of something more than mere negligence
and recklessness. Nothing short of an intentional violation will
suffice.77
The Supreme Court, in referring to this contention, stated that
11
there is in effect an intentional violation of the statute when one
deliberately refuses to examine that which it is his duty to examine.
And such was the conduct of plaintiffs in error in this case. They had
notice from the Comptroller of the Currency that $194,000 of the
items counted as assets of the bank were doubtful and should be collected or charged off. This was a direct warning to them by the bank
examiner and the comptroller that assets of nearly twice the amount
of the capital stock were considered doubtful. They, notwithstanding,
represented the assets to be good. Such disregard of the direction of
the officers appointed by the law to examine the affairs of the bank is
a violation of the law. Their directions must be observed. Their
functions and authority can not be preserved otherwise and be exercised to save the banks from disaster and
the public who deal with
them and support them from deception.77
In the case of Chesbrough et al. v. Woodworth the United States
circuit court of appeals held that the making and publishing by a
national bank of the reports required by statute are not merely for the
information of the comptroller, but to guide so much of the public as
may have occasion to act thereon, and one who buys from another
stock in a bank in reliance on a false report of its condition and suffers
damages thereby has a right of action against any officer or director
who, knowing its falsity, authorized such report, under Revised
Statutes, section 5239, which makes them individually liable for
damages sustained by the association, its stockholders, or any other
person. The court further held that the damages in such a case were
personal with the plaintiff who sues in his own individual right and not
in that of the association, and that the action against the directors
involves no direct issue of negligence, the primary issue being whether
the defendant
caused or permitted to be made a statement of the
bank7s condition on which plaintiff relied to his injury, and which
statement the defendant knew was materially false. The liability of
the directors was held to be several; the plaintiff could sue one or
more and must make out a sufficient case against each one to authorize
a recovery against him.
In a case where the falsity of the statement consisted in including
worthless assets in the loans and discounts, and the making and publishing of the statement in such case was merely the automatic result
of the bookkeeping, the publishing of the statement did not constitute
the underlying wrong, and any director who participated in or
approved the continued carrying on the books of such paper as assets
at its face value to an amount sufficient to affect the standing of the
bank, and knowing its worthlessness, is bound to know under the
prevailing practice that the statements will be substantially false, is
responsible therefor. While the duty of charging off such worthless
paper is that of the board of directors as an entity, and in such matters
the board has a reasonable discretion, when the duty exists and is
wholly unperformed an individual director may be personally liable




REPOKT OF THE COMPTKOLLER OF THE CURRENCY.

83

because of his participation in the failure to act by failing to make
reasonable personal efforts to induce the proper action. The general
rule of damages in action of deceit that one induced by false representations to purchase property at more than its value is entitled to
recover the difference between Vhat the property was actually worth
and what it would have been worth if the representations had been
true, not exceeding the sum paid, is not applicable to an action against
directors of a national bank under Revised Statutes 5239 by one who
purchased stock of the bank in reliance on published statements of
its condition which were false in that they included as assets a large
amount of worthless paper, since under such section defendants are
liable only for knowing violations of the law. In such a case the
measure of plaintiffs recovery is the difference in the fair market
value of his stock if all the paper had been of a character entitling
it to be reported as assets, and that sum which would have been its
fair market value if the directors in the exercise of due care and good
faith had charged worthless paper off the books and not reported it
as collectible.
In the appendix to this report will be found a supplement to the
last digest of decisions of national-bank cases, including all decisions
in 224 United States Reports and 199 Federal Reporter.
EXAMINATIONS BY DIRECTORS7 COMMITTEES.

Realizing that the most effective efforts to improve the condition
of national banks as a whole must come from the management, the
Comptroller of the Currency for years has been urging the directors
of each national bank to supplement the work of the national bank
examiner by examinations by an examining committee of their own
appointment, and with this in view to provide in the by-laws for an
examining committee to look carefully into the affairs of the bank at
stated intervals.
In order to determine the effectiveness of these examinations, the
comptroller decided to ask the banks to forward to this office copies
of reports made by the examining committees, and on June 1, 1912,
the following letter was addressed to the banks:
In order to bring about a more thorough cooperation between the banks, the comptroller's office, and the examiners, the comptroller is asking the banks to send to this
office copies of all reports of examinations made for the directors by their examining
committees or accountants employed by them. These are to be checked up with the
last reports made by national-bank examiners, and any additional information which
they contain will be carefully noted.
The comptroller feels that with the cooperation of the examining committees in the
national banks every dishonest employee can be detected; that forged paper will be
found; that losses that may escape the examiner will be ascertained by the examining
committees and in turn by the boards of directors; and that in general by this sincere
and hearty cooperation the national banks will be lifted to a higher degree of conservatism and safety.
It will be appreciated very highly by me if you will agree to send here, for the files
of this office, copies of all reports made hereafter to your board of directors. Will you
please advise me by return mail of your willingness to do this, and whether such
examinations are made by your committee annually or semiannually.

Reply to this letter was received from nearly 5,000 banks, the
directors signifying their willingness in practically every case to
comply with this request. There have been received to date reports
of directors' examinations from over 3,000 banks.



84

BEPOET OF THE COMPTBOLLEK OF THE CUBEENCY.

It was apparent from the reports received that a large proportion
of these examinations were ineffective in that many of the points
essential to a thorough examination were covered only in a superficial
way or omitted entirely, this being especially true of the liability side
of the ledger, many examinations being confined entirely to the
counting of the cash and inspecting the notes and securities. This
appeared to be due not to a lack of willingness on the part of the
directors but to their lack of knowledge as to what constituted an
examination and unfamiliarity with the proper methods of verifying
many of the assets and liabilities of the bank.
To meet this condition the comptroller, on July 9, 1912, sent to the
banks a circular directing attention to the points that should be covered by an examination, and made the following suggestions:
(1) The cash should be counted and the total compared with the books of the bank.
Cash items should be carefully scrutinized, and any improper items, such as unposted
checks held for the purpose of not showing overdrafts, and other items that can not be
readily converted into cash, should be reported.
(2) The bonds and other securities of the bank should be examined and those not on
hand should be verified by reference to the receipts of the parties with whom they are
deposited, and if the receipts are old they should be verified by correspondence. The
market value and the amount at which carried on the books in the aggregate should
be shown, and any stocks held by the bank should be listed, with a statement Bhowing
the reason the securities were taken by the bank.
(3) The notes should be carefully checked and their total compared with the general
ledger. The genuineness, value, and security of each note, and of any collateral
thereto, should be carefully determined, and any losses ascertained, or probable, in
the judgment of the committee, should be noted. The liabilities of each of the larger
borrowers, and loans to affiliated interests, should be aggregated and carefully con
sidered. The report should also show the general character of the loans—whether
well distributed; the general character of the collaterals; whether corporations in
which officers or directors are interested borrow to an undue extent; also any large
liabilities of the officers or directors. It should also be shown whether all paper
claimed by the bank as its own property, including collaterals, is properly indorsed or
assigned to it, and all mortgages recorded. Any loans exceeding 10 per cent of the
capital and surplus of the bank: should be reported. The signatures of all note makers
and indofsers should be carefully scrutinized, and any erasures and alterations or any
indications of manipulation should be carefully investigated and reported to the full
board. All overdue paper should be listed and comment made as to its collectibilijky.
(4) The certificates of deposit and the cashier's checks should be verified by totaling
those outstanding as shown by the register and comparing with the general ledger, and
also by comparing the canceled certificates and checks with the register and checking
them against the stubs.
(5) The copy retained by the bank of the report of condition made to the Comptroller at the last call should be compared with the bank's books at that date, particularly with reference to the excessive loans and directors' and officers' liabilities
reported to the board of directors.
(6) The bank's last reconcilements of accounts with correspondent banks should be
compared with the bank's books, and a transcript of the bank's account from the
date of the last reconcilement to the date of the examination sent to the correspondent bank with a request for verification.
(7) Individual ledger balances should be verified in such manner as the directors
may deem advisable, by calling in pass books, by sending out reconcilements of certain accounts selected by the directors, or in some other suitable way. A trial balance
of the ledger should be taken by some member of the committee, or at least by some
person other than the clerk engaged on the ledger.
(8) Overdrafts should be totaled and carefully considered, and the report should
show any estimated losses.
(9) The committee should consider carefully the "profit and loss" and the "expense'' accounts, with a view of determining whether the charges against those
accounts are proper, whether the earnings of the bank warrant the expense charges,
and whether the bank is making a legitimate profit.
(10) The examining committee should inquire carefully into the arrangement of
the working affairs of the bank and ascertain whether any employee who keeps the



REPORT OF THE COMPTROLLER OF THE CURRENCY.

85

individual ledger receives deposits or balances pass books; and whether the employees are properly bonded, and in whose custody the bonds are lodged.
(11) Any liability of the bank for borrowed money should be listed, and the proper
authority and the necessity for such borrowing ascertained. The total amount of the
present liabilities of that nature should be reported to the board, including money
borrowed from other banks on certificates of deposit.
The report of the directors or the examining committee should show that these
points have been covered, and should recite any deficiencies discovered.
The report should also contain a complete statement of the total assets and liabilities
of the bank, with any additions or deductions that in the judgment of the directors
should be made as a result of their investigation. There should also be included a
detailed statement of the loans which the directors estimate as worthless, doubtful, or
insufficiently secured, giving reasons therefor, and as nearly as possible the real
value.
A statement should also be made of any matters which in the opinion of the committee affect in any way the bank's solvency, stability, or prosperity.
It is believed that there are few instances where the examining committee can not,
if they will take the necessary time, cover these points fully and satisfactorily.
An examination twice a year, along the above lines, by a committee of the directors
who will give sufficient time to the work to make it thorough and complete, can not
fail to be of great benefit to all concerned, and this the directors owe to the shareholders
who have placed them in their positions of trust.

In order to give the directors every possible assistance, the national
bank examiners were instructed to take up with the directors upon
their next round of examinations the proper methods of verification
and to give them all the information along that line that they might
desire.
The examiners are now doing this, and in many cases the board of
directors or the examining committee are accompanying the national
bank examiner through all the details of his work.
Reports of examining committees are now coming into the comptroller's office daily. Each one is being carefully scrutinized, and
where it appears that the ground was not thoroughly covered, a letter
is being written calling attention to the specific items omitted and
suggesting that upon the examiner's next visit he be consulted in
regard to them.
A decided improvement is already noticeable in the character of the
examinations, and it is believed that during the coming year practically every board of directors will be fully informed as to the
proper methods of verifying the affairs of their bank and will be
making thorough examinations, and that the effectiveness of directoral supervision from now on will be greatly increased.
LAWRENCE O. MURRAY,

Comptroller of the Currency.
The SPEAKER OF THE HOUSE OF REPRESENTATIVES.







APPENDIX.

87

DIGEST OF DECISIONS RELATING TO NATIONAL BANKS.
[The following decisions reported in volumes 223 and 224, U. S. R., and volumes 193-197, Fed. Rep.,
were reported too late to be included in the Digest of Dicisions Relating to National Banks for April, 1912.]
ACCOMMODATION PAPER.

Accommodation notes—Participation in fraud—Jury questions (U. S. C. C. A., 1912).—
In an action on an accommodation note, carried by a bank fraudulently, whether the
indorser participated in the fraud, and whether he signed for the accommodation of
the bank, or to accommodate its officers, held under the evidence jury questions.
(Westwater v. Lyons, 193 Fed. Rep., 817.)
Power of bank to hold accommodation note (U. S. 0. 0. A., 1912).—A bank may hold
a note for its own accommodation under the ordinary relationship governing accommodation paper. (Ib.)
Pawl or extrinsic evidence—Accommodation notes (IT. S. C. C. A., 1912).—A national
bank having failed to sell an entire issue of stock, which was necessary before it could
do business on increased capital, a third person in accordance with an agreement
between the officers, gave his note for the price of the remaining shares to a director,
who indorsed and delivered it to the bank; the shares being issued in his name. The
maker having become insolvent, defendant was induced by such director to execute
his accommodation note to the director's uncle, who indorsed it, and it was substituted
for that of the first maker. The notes were carried and reported as assets of the bank
until its failure; but neither maker paid any interest, the dividends on the stock
being applied thereon. The cashier gave defendant a letter assuring him that he
would not be held, liable on his note. Held, that instructions which assumed that
the letter was admissible only as evidence of a release by the bank of any liability of
defendant if he was innocent in the transaction were erroneous; the letter being also
admissible as tending to show that the note was given as an accommodation to the
bank. (Ib.)
Instructions to jury on accommodation note (U. S. C. C. A., 1912).—An instruction
that if the defendant accommodated the bank, and did not know for what purpose the
note was to be used, verdict might be for defendant if the directors authorized the
letter, was improper, since he was entitled to a verdict if the note was made for the
bank's accommodation innocently. (Ib.)
COLLATERAL SECURITIES.

Conversion of collateral—Eight of possession in third person as a defense (U. S. C. C. A.,
1912).—It is a complete defense to an action for conversion of property which came
lawfully; into defendant's possession that it delivered the same to a third person, who
was entitled to its possession. (McKinnon v. Western Development Co., 196 Fed.
Rep., 487.)
Evidence in action for conversion of collateral (U. S. C. C. A., 1912).—Where plaintiff
sued defendant bank for the conversion of collateral delivered as security for a loan
which the bank agreed to make, but failed to make the loan, defendant could show
that the arrangement was made with one of the bank's officers, who agreed personally
to advance the money to another bank to make the loan, and did so, and that the
collateral was delivered to him. (Ib.)
When bank has general lien on collateral (U. S. C. C, 1911).—Where a note given to a
bank for a loan of $20,000 declared that the maker had deposited collateral as security
for the payment of the note and every other liability of the undersigned to the bank,
direct or contingent, due or to become due, or which might thereafter be contracted
or existing, followed by a specific description of the collateral, such collateral was
pledged to secure not only the $20,000 note, but also the other indebtedness of the
maker to the bank. (Commercial and Savings Bank v. Robert H. Jenks Lumber Co.,
194 Fed. Rep., 732.)
(U. S. C. C , 1911).—Where an insolvent corporation deposited collaterals with
claimant bank as security for its entire indebtedness, the bank on administration of
the corporation's estate in equity was entitled to prove its claim for the full amount
of its debt and to receive dividends up to the balance due after crediting the proceeds
of the sale of the collaterals. (Ib.)




90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Pledge of bonds with an agreement that part should be exchanged at par for notes held b$ bank
(IT. S. D. 0., 1912).—Bonds of a corporation were pledged to a bank, with an agreement
that part of the bonds should be exchanged at par for notes held by the bank; the corporation paying a difference by check. The check was not cashed, and the notes
were not returned. Held, in a suit to wind up the corporation, the bonds must be
regarded as pledged. (Nichols v. Waukesha Canning Co., 195 Fed. Rep., 807.)
Reception of accommodation note secured by collateral liability of bank (IT. S. C. C. A.,
1912).—A national bank receiving a note of a third person for the debt of its cashier who
pledged collaterals attached to the note must be deemed to have contracted to keep
the securities for the benefit of the maker, and its failure to do so was a breach of contract. (Skud v. Tillinghast, 195 Fed. Rep., 1.)
Execution of accommodation notes for officers of bank—Knowledge of officers imputable
to bank (IT. S. C. C. A., 1912).—Where an accommodation note was made to a national
bank and collaterals were attached thereto to secure the bank for a debt due from its
cashier, the president's interest in the transaction was not adverse to the bank, so that
his knowledge with respect to the transaction was imputable to the bank. (Ib.)
Bank having received the benefit is liable for the loss of the collateral (IT. S. C. C. A.,
1912).—Since the bank could not receive the benefit of the note without bearing the
burden of the knowledge of its officers that the note was secured by the collaterals, it
was liable for the loss of such collaterals. (Ib.)
Rights of receiver of insolvent bank (IT. S. C. C. A., 1912).—A receiver of an insolvent
national bank stands in the place of the bank as to property equitably belonging to
third persons. (Ib.)
Loss of securities available to maker by way ofrecoupment when sued on note (IT. S. C. C. A.,
1912.—Where a national bank received a third person's note for the accommodation of
its cashier who pledged securities attached to the note, the failure of the bank to protect the securities, whereby they were lost, was available to the maker by way of recoupment when sued on the note by the receiver of the bank. (Ib.)
Action on principal claim—Rights of pledgee (IT. S. C. C. A., 1912).—A pledgee in
possession of the pledge and entitled to retain the same until his claim is paid need not,
as between himself and the pledgor, resort as a general rule to the pledge before suing
on the principal claim, though he may be compelled to release the pledge when his
claim is satisfied. (Ib.)
Effect of conversion of pledge by pledgee (IT. S. C. C. A., 1912).—A pledgee who converts the pledge thereby in effect to the extent of its value discharges the debt, and
the same result follows where the pledgee through his fault fails to preserve the
pledge. (Ib.)
COLLECTIONS,
GENERALLY.

Collections^—Acts within power in connection with (IT. S. Supreme Court, 1912).—
While a national bank can not act as trustee and hold land for third persons, under
5136, Revised Statutes, it may do those acts that are usual and necessary in making
collections of commercial paper and evidences of debt. (Miller v. King, 223 U. S.,
505.)
Collections—Capacity to act as assignee of judgment (IT. S. Supreme Court, 1912).—
A national bank, under 5136, Revised Statutes, may be assignee of a judgment to
collect and distribute the amount thereof where the assignment is not made merely
to enable it to sue in its own name. (Ib.)
Ultra vires acts—Who may raise question—quaere as to (U.S. Supreme Court, 1912).—
Quaere: Whether any but the Government can raise the question that a national bank
in acting as trustee violates 5136, Revised Statutes. Kerfoot v. Bank, 218 IT. S.,
281. (Ib.)
TITLE TO CLAIMS DEPOSITED WITH BANK FOR COLLECTION.

When depositor entitled to proceeds of collections (IT. S. District Ct., 1912).—Where complainant deposited a number of checks and vouchers payable to him in a bank, duly
indorsed in blank, and the bank credited plaintiff's account with the amount thereof,
but there was no agreement that complainant might draw against them until they
were collected, and the bank was notified thereof, the bank prior to such collection
and notice did not become the debtor of complainant but was a mere agent to collect,
and having passed into the hands of the Comptroller of the Currency before notice by
other banks to which the items were sent for collection that the collections had been
made and the proceeds credited to insolvent bank's account, and the proceeds of tho
collections having thereafter been paid to the bank's receiver, complainant was
entitled to recover the same as a trust fund from the receiver. (Goshorn v. Murray,
Fed. Rep., 407.)
Digitized for197
FRASER


KEPOET OF THE COMPTKOLLER OF THE CURRENCY.

91

When deposit of checks of third parties presents no basis for claim for preference (tJ. S.
C. C. A., 1912).—Checks of third parties on a bank with which they are deposited,
which are paid by crediting the bank and charging the drawers on its books, do not
increase the cash in the bank and present no basis for a preferential payment to the
depositor. (Empire State Surety Co. v. Carroll County, 194 Fed. Rep., 593.)
(U. S. 0. C. A., 1912).—The deposit of checks of third parties, which are credited
to the depositor and used by the bank to pay its debts, bring no money into its cash
and lay no foundation for a preferential payment to the depositor. (Ib.)
(U. S. C. C. A., 1912).—Checks of third parties deposited with a bank credited to
the depositor and collected through a clearing house do not warrant a preferential
payment, in the absence of proof of the actual balance of cash which the bank received
through the clearing house, for they may have been, and presumptively were, used
in whole or in part to discharge debts of the bank. (Ib.)
INSOLVENCY AND RECEIVERS.

(See also Collections—Title to claims deposited with bank for collection and Trusts—
Following trust funds—preferences.)
POWERS OP RECEIVER TO DISPOSE OF ASSETS AND COMPOUND CLAIMS.

When receiver can not compromise claim (U. S. C. C. A., 1912).—It is beyond the
power of a receiver of a national bank, who is a party to a decree allowing a preferred
claim in a suit between a creditor of the insolvent who is entitled to appeal from the
decree and the receiver and the successful claimant, to deprive the creditor of his
right to appeal from the decree and this court of its jurisdiction to review it, by compromising it with the successful claimant without the consent oi the aggrieved creditor and without any order of the court. Barber Asphalt Paving Co. v. Morris, 132
Fed. ,945, 953; 66 C. C. A., 55, 63, 67; L. R. A., 761. (Empire State Surety Co. v.
Carroll County, 194 Fed. Rep., 593.)
INTEREST AND USURY.

Actions under Revised Statutes, 5198, to recover usurious interest—When period of
limitation begins to run (U. S. Supreme Court, 1912).—The two-year limitation in
Revised Statutes, 5198, within which an action must be commenced against a national
bank to recover double the amount of payments of usurious interest begins to run
from the time of payment of the usurious interest, and not from the time of payment of
the note. (McCarthy v. First National Bank, 223 U. S., 493.)
Usurious contracts prohibited—No statute of limitations to defense of usury (U. S.
Supreme Court, 1912).—National banks are prohibited from making usurious contracts, and whenever the debtor is sued on such a contract he may plead the usury
and be relieved from payment; as to this defense there is no statute of limitations. (Ib.)
Usurious interest exacted by—Remedies and defenses of debtor^ (U. S. Supreme Court,
1912).—Where a national bank reserves or deducts usurious interest in advance, the
debtor may plead usury, but may not recover double the amount paid under 5198,
Revised Statutes. (Ib.)
Usurious contracts—Actions on—When statute of limitations begins to run (IT. S.
Supreme Court, 1912).—When the debtor actually makes, and the national bank
knowingly receives and appropriates, a payment of usurious interest, the cause of
action arises and the statute begins to run. (Ib.)
Locus penitentix—To whom privilege granted (U. S. Supreme Court, 1912).—There
is no locus penitentise. That privilege is only granted to those banks which, having
charged usury, may by refusal to accept interest when tendered show that they will
not carry the illegal contract into effect. (Ib.)
LOCATION OF BANK, CHANGE OF.

(U. S. District, 1912).—A national bank organized in a village, the name of the
village being entered in its organization certificate as the "place" where its banking
business is to be carried on, can not, on the subsequent annexation of said village to
an adjacent city, remove beyond the limits of said village at date "of annexation into
the city to which said village had been annexed without the consent of the Comptroller of the Currency and without increasing its capital to an amount equal to that
required for the organization of a national bank in said city and complying with all
other requirements applicable to national banks in said city. (Murray v. First
National Bank of Capitol Hill, Okla. Decision overruling demurrer on Oct. 15, 1912,
in United States District Court for Western District of Oklahoma; the case not reported.)



92

BEPOBT OF THE COMPTEOLLEE OF THE CUEEENCY.
OFFICERS, CIVIL, LIABILITY OF.

False statements—Right of action for (U. S. Supreme Court, 1912).—Although the
common-law action of deceit does not lie against directors of a national bank for
making a false statement, and the measure of their responsibility is laid down in the
national banking act (Yates v. Jones National Bank, 206 U. S., 158), an action may
be maintained in the State court regardless of the form of pleading if the pleading
itself satisfies the rule of responsibility declared by that act. (Thomas v. Taylor,
224 U. S., 73.)
False statements—Liability of directors—Effect of involuntary character of statement
(IT. S. Supreme Court, 1912).—The fact that a statement of the condition of a national
bank is not made voluntarily, but under order of the Comptroller of the Currency,
does not relieve the directors from liability for false statements knowingly made
therein. (Ib.)
False statements—Liability of directors—Effect of notice from comptroller to collect or
charge off assets (U. S. Supreme Court, 1912).—Notice from the Comptroller of the
Currency to directors of a national bank to collect or charge off certain assets is a
warning that those assets are doubtful; and to disregard such a notice and represent
the assets in a-statement to be good is a violation of the law and renders the directors
making the statement liable for damages to one deceived thereby. (Ib.)
Liability of officers and directors for false reports (U. S. C. C. A., 1912).—The making
and publishing by a national bank of the reports required by statute are not merely
for the information of the comptroller, but are to guide so much of the public as may
have occasion to act thereon, and one who buys from another stock in the bank in
reliance upon a false report of its condition and suffers damage thereby has a right of
action against any officer or director who, knowing its falsity, authorizes such report
under Revised Statutes 5239, which makes them individually liable for damages sustained by the association, its stockholders, "or any other person.'' (Chesbrough et al.
v. Woodworth, 195 Fed. Rep., 875.)
Damages are personal (U. S. C. C. A., 1912).—The damages in such a case are personal with plaintiff, who sues in his own individual right and not in that of the association. (Ib.)
Actions against directors—Issue and'proof (U. S. C. C. A., 1912).—Such an action
against directors involves no direct issue of negligence, the sole primary issue being
whether a defendant caused or permitted to be made a statement of the bank's condition on which plaintiff relied to his injury, and which statement defendant knew was
materially false. The liability of the directors is several, and plaintiff may sue one or
more, but must make out a sufficient case against each one to authorize a recovery
against him, and, in general, the detailed history of the entire transaction and of each
defendant's connection with the same is admissible. (Ib.)
When director held to know that statements are false, and to be liable therefor (IT. S. C.
C. A., 1912).—In such an action, where the falsity of the statement consisted in its
including as resources in the loans and discounts paper to a large amount which was
worthless, the making and publishing of the statement, which under the general
custom are merely the automatic result of the bookkeeping, do not constitute the
underlying wrong, and any director who participated in or approved the continued
carrying on the books of such paper as assets at its face value to an amount sufficient
to affect the standing of the bank and knowing its worthlessness is bound to know that
under the prevailing practice the statements will be substantially false, and is responsible therefor. (Ib.)
Director liable if he does not make reasonable personal effort to induce proper action
(TJ. S. C. C. A., 1912).—While the duty of charging off such worthless paper is that of
the board of directors as an entity, and in such matter it has a reasonable discretion,
when the duty exists and is wholly unperformed an individual director who is engaged
generally in the performance of his functions may be personally liable because of his
participation in the failure to act by failing to make reasonable personal efforts to
induce the proper action. (Ib.)
Evidence in actions against directors (U. S. C. C. A., 1912).—An action against directors
of a national bank to recover damages sustained by plaintiff because of the making and
publication by the bank of statements including as assets a large amount in worthless
notes, in reliance pn which statements plaintiff purchased stock at more than its actual
value, is not supported by evidence that such notes were for loans to the maker in
excess of the 10 per cent permitted by Revised Statutes, section 5200 (U. S. Comp.
St. 1901, p. 3494), since that fact does not affect their collectibility, but evidence to
show motive, as that defendants were themselves selling their stock at a high price, is
material. (Ib.)



EEPOKT OF THE COMPTEOLLEE OF THE CUEEENCY.

93

(U. S. C. C. A., 1912).—In such an action, the fact that plaintiff subsequently
became a director and joined in attesting statements which included as assets some of
the same paper was admissible as in the nature of an admission that such paper was
not so clearly worthless as to make defendants' acts unlawful, its weight being for the
jury. (Ib.)
Action against directors—Measure of damages (U. S. C. C. A., 1912).—The general rule
of damages in actions of deceit that one induced by false representations to purchase
property at more than its value is entitled to recover the difference between what the
property was actually worth and what it would have been worth if the representations
had been true, not exceeding the sum paid, is not applicable to an action against
directors of a national bank under Revised Statutes, section 5239 (U. S. Comp. St.
1901, p. 3515), by one who purchased stock of the bank in reliance on published statements of its condition which were false, in that they included as assets in the loans and
discounts a large amount of worthless paper; since under such section defendants are
liable only for knowing violations of the law. In such case the measure of plaintiff's
recovery is the difference in the fair market value of his stock if all the paper had been
of a character entitling it to be reported as assets, and that sum which would have been
its fair market value if the directors, in the exercise of due care and good faith, had
charged off the books, and not reported so much of the paper as they knew or had good
reason to believe was uncollectible, assuming that defendants participated in or
assented to such nonaction. (Ib.)
OFFICERS, CRIMINAL LIABILITY OF.

Aiding and abetting—Dates (U. S. C. C. A., 1912).—An indictment for aiding and abetting a national bank clerk to misappropriate the bank's funds contained 10 counts,
relying on 10 different transactions, giving the date of the first as of December 1, 1909,
the second on December 9, and running through to include December 31. Held, in the
absence of a bill of particulars, the jury might select 10 dates out of the whole list of
dates involved on which to base a conviction, except as something occurred during
the trial to specifically fix the dates. (Kelliher v. United States, 193 Fed. Rep., 8.)
Aiding and abetting—Not necessary to allege with particularity (U.S. C.C.A., 1912).—
The rule applied that where accused was charged with aiding and abetting a nationalbank clerk to misappropriate its funds, in violation of Revised Statutes, section 5209
(U. S. Comp. St. 1901, p. 3497), it was not necessary that the indictment should allege
with
particularity the nature of the aid or abetting rendered. (Ib.)
11
Aid or abet1 '—Defined (U. S. C. C. A., 1912).—The words "aids or abets,'' as used in
Revised Statutes, section 5209 (U. S. Comp. St. 1901, p. 3497), providing that every
person who with intent to deprive a national banking association of its funds aids or
abets any clerk or agent in any violation of such section shall be guilty of a misdemeanor, are to be construed according to their natural import, and are satisfied by
proof that"accused actually participated in such misappropriation, and of concurring
acts performed by him to that end. (Ib.)
Misappropriation of funds (U. S. C. C. A., 1912).—Where an indictment for aiding
and abetting a national-bank clerk to misapply certain of the bank's funds alleged that
the clerk was also a depositor, that he obtained possession of the bank's funds by means
of overdrafts, and that he neglected to inform the bank's officers thereof, but, instead,
secreted the same by false entries, the indictment sufficiently set out the funds were
misapplied by the clerk. (Ib.)
Misappropriation of funds—Knowledge of officer (U. S. C. C. A., 1912).—Where a
national-bank clerk misappropriated a large amount of the bank's funds by a system of
more than 50 overdrafts, and the Government claimed that accused was an aider and
abettor therein, the fact that the bank's officers might have had knowledge of some of
the overdrafts did not relieve the transactions of their criminal character. (Ib.)
Aiders and abetters—Accomplice testimony—Corroboration (U. S. C. C. A., 1912).—The
rule applied that it is not necessary that an accomplice should be corroborated in every
particular in order to sustain a conviction; it being enough, if the corroboration extends
to a point sufficient to show that the accomplice has testified truly in some particulars,
as to authorize the jury to infer that he has so testified in others. (Ib.)
Aiding and abetting—National-bank funds—Misappropriation—Modus operandi—
Knowledge (U. S. C. C. A., 1912).—In a prosecution of accused for aiding and
abetting a national-bank clerk to misappropriate its funds in violation of Revised
Statutes, section 5209 (U. S. Comp. St., 1901, p. 3497), it was not necessary to sustain a
conviction of defendant that the United States prove that he knew the clerk's modus
operandi in obtaining the funds. (Ib.)



94

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Misappropriation of funds—Aiding and abetting (U. S. C. C. A., 1912).—Where
accused, with knowledge that a national-bank clerk had misappropriated certain of
the bank's funds, actually accepted into his own hand what he knew to be moneys
of the bank, and used or pretended to use the same for the clerk in gambling, he was
guilty of aiding and abetting the clerk, in violation of Revised Statutes section 5209
(IT. S. Comp. St., 1901, p. 3497), he shall be guilty of a misdemeanor. (Ib.)
POWERS.

Purchase of stock (U. S. C. C. A., 1912).—Under Revised Statutes, section 5136
(U. S. Comp. St., 1901, p. 3455), defining the general powers of national banks, and conferring no express power to deal in stocks of corporations, a purchase of stock in a corporation by a national bank from one of its officers for the purpose of selling the same
at a profit was ultra vires and voidable as between the parties. (Barron v. McKinnon,
196 Fed. Rep., 933.)
Purchase of stock an ultra-vires act, but title passes to bank (U. S. C. C. A., 1912).—
Though a purchase of corporate stock by a national bank from one of its officers was
ultra vires and voidable as between the parties, it was not void, and title passed to the
bank which it could transfer to a third person prior to any election by the other party
to the original transaction to rescind the sale. (Ib.)
Doctrine of ultra vires (U. S. C. C. A., 1912).—The doctrine of ultra vires rests on
the principle that on grounds of public policy courts will not enforce an illegal or ultravires contract, and that a defendant may avail himself of the defense in a suit brought
to enforce such contract. (Ib.)
Purchase of real estate (U. S. C. C. A., 1912).—A purchase of real estate by a national
bank for a purpose other than that specified by Revised Statutes, section 5137 (U. S.
Comp. St., 1901, p. 3.460), is voidable only and not void. (Ib.)
Loans on its own stock—Purchase and transfer of the stock (U. S. C. C. A., 1912).—
Though a national bank has no power to loan money on its own stock as collateral in
violation of Revised Statutes section 5201 (U. S. Comp. St., 1901, p. 3494), a loan made
in violation of such section is voidable only, and hence the bank, having been compelled to take title to its stock so held as collateral, may convey a good title to a purchaser. (Ib.)
Ultra vires defense of—Statu quo (U. S. C. C. A., 1912).—Where a defense of ultra
vires is available on the ground of public policy, the court will strive to do justice
between the- parties, either by refusing to interfere in rare cases, or by permitting the
money or property parted with on the faith of the unlawful contract to be recovered or
compensation made therefor. (Ib.)
TRUSTS.

Following trust funds—Preferences (U. S. C. C. A., 1912.)—One who is an equitable
owner of a fund for many sound reasons is entitled to no preference over one who is the
equitable owner of his fund for one sound reason in payment out of a common fund in
which the trustee has commingled them. (Empire State Surety Co. v. Carroll County,
194 Fed. Rep., 593.)
(U. S. C. C. A., 1912.)—Where a trustee has commingled in a common fund the moneys
of many beneficiaries, it is presumed that the moneys were paid out in the order in
which they were paid in, and the beneficiaries are entitled to preferences in the inverse
order. (Ib.)
(U. S. C. C. A., 1912.)—For a cestui que trust to maintain a claim of preferential payment, clear proof that the trust property or its proceeds went into a specific fund or a
specific piece of property is necessary; proof that it went into the general assets of the
insolvent estate being insufficient. (Ib.)
(U. S. C. C. A., 1912.)—Proof that a trustee commingled a trust fund with his own
and made payments out of the common fund held a sufficient identification of the remainder not exceeding the smallest amount subsequent to the commingling; it being presumed that the trustee regarded the law and neither paid out nor invested in other
security the trust fund. (Ib.)
(U. S. C. C. A., 1912.)—It is presumed that promissory notes, bonds, and other property coming into the hands of a receiver of an insolvent were not produced by the use
of and are not trust property. (Ib.)
When claim of a cestui que trust to a preference will not be allowed (U. S. C. C. A., 1912).—
A claim of a cestui que trust to a preference in payment out of the assets of an insolvent estate will not be allowed over the objection of the receiver, where the claims of
the majority of the creditors in amount and in value which the receiver represents are
equal to it in law and in equity, although such creditors are content to share ratably
with all the creditors and make no claims for preferences. (Ib.)



TABLES ACCOMPANYING THE REPORT.
TABLE NO. 1.—Comptrollers and Deputy Comptrollers of the Currency, dates of appointment and resignation, and States whence appointed.
No.

Name.

Date of
appointment.

Date of
resignation.

State.

COMPTROLLERS OF THE CURRENCY.
Hugh McCulloch
Freeman Clarke
Hiland R. Hulburd
John Jay Knox
Henry W. Cannon
William L. Trenholm
Edward S. Lacey
A. Barton Hepburn
James H. Eckels
Charles G Dawes
William Barret Ridgely
Lawrence O. Murray

May
Mar.
Feb.
Apr.
May
Apr.
May
Aug.
Apr.
Jan.
Oct.
Apr.

9,1863
21,1865
1,1867
25,1872
12,1884
20,1886
1,1889
2,1892
26,1893
1,1898
1,1901
28,1908

Mar. 8,1865
July 24,1866
Apr. 3,1872
Apr. 30,1884
Mar. 1,1886
Apr. 30,1889
June 30,1892
Apr. 25,1893
Dec. 31.1897
Sept. 30.1901
Mar 28,1908

May
Aug.
Mar.
Aug.
Jan.
Jan.
Aug.
Apr.
Mar.
Sept.
June
July

9,1863
1.1865
12,1867
8,1872
5,1886
27,1887
11,1890
7,1893
12,1896
1,1898
29,1899
1,1908

Aug.
Jan.
Apr.
Jan.
Jan.
May
Mar.
Mar.
Aug.
June

Indiana.
New York.
Ohio.
Minnesota.
Do.
South Carolina.
Michigan
New York.
Illinois.
Do.
Dc.
New York.

DEPUTY COMPTROLLERS OP THE CURRENCY.

Samuel T, Howard
Hiland R. Hulburd
John Jay Knox
John S.Langworthy
V. P . Snyder
J. D. Abrahams
R. M. Nixon
Oliver P . Tucker
George M. Coffin
Lawrence O. Murray
Thomas P. Kane
Willis J. Fowler

1,1865
31.1867
24;1872
3,1886
3,1887
25,1890
16,1893
11,1896
31,1898
27,1899

New York.
Ohio
Minnesota.
New York.
Do.
Virginia.
Indiana.
Kentucky.
South Carolina.
New York.
District of Columbia
Indiana.

TABLE NO. 2.—Names and compensation of officers and clerks in the office of the Comptroller of the Currency, Oct. SI, 1912.
Name.
Lawrence O. Murray
Thomas P. Kane
Willis J. Fowler
George T. May
Edmund E. Schreiner
Albert A. Clemons
Watson W . Eldridge
Stephen L. Newnham
WillardE. Buell
Theodore O. Ebaugh
Charles A. Stewart
William S. Davenport
Milton J. Hull
Frank T. Israel.
William A. Nestler
Edmund F . Quinn
Frederick R. Steffens
Adelia M. Stewart
Ephraim S. Wilcox
Arthur M. Wheeler
Antoinette Avery
Harriett M. Black
James M. Britt
Henry B. Davenport
Susan N. Dutrow
Bruce E. Hutchinson




Grade.

Salary.

Comptroller
Deputy Comptroller,
do.
Chief clerk
Superintendent..
Chief of division.
do
do
Teller
Bookkeeper
Assistant bookkeeper..
Clerk, class 4
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do
Stenographer..
Clerk, class 3 . .
.do
..do.
.do.
.do.

$5,000
3,500
3,000
2,500
2,500
2,500
2,200
2,200
2,000
2,000
2,000
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,800
1,600
1,600
1,600
1,600
1,600
1,600

95

96

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 2.—Names and compensation of officers and clerks in the office of the Comp-

troller of the Currency, Oct. 31, 1912—Continued.
Name.
Francis J. Kilkenny
Morris M. Ogden 1
Carrie L. Pennock
John W. Snapp
Julia A. Snell
Willis B. Speare
Warren E. Sullivan
George Thompson
William J. Tucker
Eveline C. Bates
Oscar A. Carlson
Harrie B. Ellis
Sarah F. Fitzgerald
Thomas D. Gannaway
William E. Hall
Tunis Hicks
Eliza R. Hyde
William A. Kelly
John 0 Lewis
Charles T. Maxey...
Daniel C. Mulloney
Carrie B. Pumphrey
Eliza A. Saunders
Margaretta L. Simpson
Robert R. Spencer
Paul Wagner
Mary E. Bates
Carl Bock
John C. Bulger
Russell 0. Burton
Louisa Campbell
Ellen Carey
Ira I. Chorpenning
Sidney B. Congdon
Mary L. Conrad
Irene Elliott
James R. Facer
James A. Frazier
Clyde E. Gross
Thomas E. Harris
Reginald M. Hodgson
Edna E. Johnston
Alice M. Kennedy
Isaac B. Lazarus
Mary A. Martin
Daniel H. Mason
John J. McDonnell
Moses Offenburg
Vera L. O'Mara
Walter J. Owens
Frank H. Perry
Marion RadclinV
Jason P. Stiles
Clara L. Willard
Percival E. Wilson
George H. Wood
John P. Yeatman
George T. Barksdale . .
Sophia R. Beatty
Elida M. Carman
Walter L. Eddv
Chester K. Gould
Julian R. Hohenstein
Herman Hunt
Kate Kavanaugh
Arthur McFadden
Clara M. Murphy
Wade H. Osburn
Ray A. Roberts
Lizzie S. Robinson
Henry E. Smith
Emma W. Stokes
John R. Vose
Thomas P. Wilgus
Jacob L Bright
Jane Bailey
George M. Cook
Claude De Baum
Walter K. Durnbaugh
Margaret A. Fallon




Salary.

Grade.
Clerk, class 3 ...
do

. . .

.do
....do
.do . . . .
....do
do . .
..do
....do
Clerk, class 2
. ...do
....do
.do . . .
do
do .
.do
do
do . . .
.do
do . . .
do
.do
do
do
..do
do
Clerk, class 1
do
do
do .
do
..do
do
do
do
do . . .
do
..do
do
do
do
.do
do
. ..do
do
do
do
do
do
do . . . .
.. . do
do
do
do

do
..do
do

Clerk class E
do

do
do
do

do
do

do
do . .
do
do

. .

do
.do
do .
do
do

do

Clerk class D
do . . .
do
do

.....do

* $200 additional as bond clerk.

. .

.

$1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,600
1,400
1,400
1,400
1,400
1.400
1,400
1,400
1,400
1,400
1,400
1 400
1,400
1,400
1,400
1,400
1,400
1,400
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1,200
1 200
1,200
1,200
1,200
1,200
1 000
1 000
1,000
1 000
1 000
1,000
1 000
1,000
1,000
1,000
1 000
1,000
1,000
1,000
1,000
1 000
1,000
1 000
900
900
900
900
900

97

EEPOET OP THE COMPTEOLLER OF THE CURRENCY.

TABLE NO. 2.—Names and compensation of officers and clerhs in the office of the Comptroller of the Currency, Oct. 31, 1912—Continued.
Name.

Grade.

Frank Fraser
Eliza M. Guerard
William G. Jamieson.
Anna E. Jones
Alfred W. Judson
Tonia Korhammer
Fred A. Wolff
Gertrude I. Barry
Emma Brodie
Lena M. Brown
Julia A. Chandler
Mary A. Cross
Annie L. Elmore
Mary E. Goodall
Alice A. Hagerty
Maggie T. Hanlon
Cassie C. Harrigan
Blanche C. Howlett...
Clara L. Jaques
Margaret E. Jones
Harriet P. Lowell
Frank P. Serrin
Lillie M. Stanowsky..
Agnes O. Tansill
Callie Woods
John B. Patterson
Charles S. Beard
William B. Carroll
JohnDillard
George Kelly
Malcolm Phillips
Harry E. Simms
William Easterday
Delia J. Burlingame..
Minna K. Friedrichs..
Clara E. Hamaeher
Claude Boor
Nathan H. Bryant
Thomas W. Sodus
Vincent P. Boudreu...
Robert M. Fahrney...
Emmet V. Pomeroy..
BosaM. Fischer
Sadie A. Wright.

Salary.

Clerk, Class D.
.do
.do.
.do.
.do.
do
do
Clerk counter..
do
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
.do.
do
Messenger
Assistant messenger.,
.do
.do.
.do.
.do.
do...
Fireman.
Counter..
do.
do...
Laborer,
do...
....do
Messenger boy.
do
do
Charwoman.
do

$900
900
900
900
900
900
900
840
840
840
840
840
840
840
840
840
840
840
840
840
840
840
840
840
840
840
720
720
720
720
720
720
720
700
700
700
660
660
660
360
360
360
240
240

TABLE N O . 3.—Expenses of the Office of Comptroller of the Currency for the year ended
June 30, 1912.
For special dies, plates, printing, etc
$530,402.90
For salaries
140,125.25
For salaries reimbursed by national banks
38,211.45
Total expenses of the Office of the Comptroller of the Currency from its organization, May,
1863, to June 30,1912
14,596.167.53
The contingent expenses of the bureau are not paid by the comptroller, but from
the general appropriation for contingent expenses of the Treasury Department, no
separate account of them being kept.
TABLE NO. 4.—Number of national banks organized since Feb. 25, 1863, number passed
out of the system, and number in operation Oct. 31, 1912.
Total number organized
Number passed into voluntary liquidation
Number passed into liquidation upon1expiration of corporate existence
Number placed in charge of receivers
Number passed out of the system
Number now in operation
1

64776°—CUR 1912



Exclusive of those restored to solvency.
7

2,172
185
500

10,285

2,857
7,428

98

BEPOBT OF THE COMPTROLLEK OF THE CTJEEENCY.

TABLE N O . 5.—Number and authorized capital of national banks organized and the
number and capital of banks closed in each year ended Oct. 31 since the establishment of
the national banking system, with the yearly increase or decrease.
Closed.
Organized.
Year.

1863
1864
1865 •
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882......
1883..
1884
1885
1886
1887
1888
1889...
1890
1891
1892
1893
1894
1895
1896
1897
1898 . .
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

No.

Capital.

134
453
1,014
62
10
12
9
22
170
175
68
71
107
36
29
28
38
57
86
227
262
191
145
174
225
132
211
307
193
163
119
50
43
28
44
56
78
383
394
470
553
431
506
455
516
326
309
311
214
188

$16,378,700
79,366,950
242,542,982
8,515,150
4,260,300
1,210,000
1,500,000
2,736,000
19,519,000
18,988,000
7,602,700
6,745,500
12,104,000
3,189,800
2,589,000
2,775,000
3,595,000
6,374,170
9,651,050
30,038,300
28,654,350
16,042,230
16,938,000
21,358,000
30,546,000
12,053,000
21,240,000
36,250,000
20,700,000
15,285,000
11,230,000
5,285,000
4,890,000
3,245,000
4,420,000
9,665,000
16,470,000
19,960,000
21,554,500
31,130,000
34,333,500
21,019,300
33,532,500
21,413,500
34,967,000
22,823,000
22,830,000
30,760,000
12,840,000
16,080,000

Aggregate. 10,285
P e d uct
decrease.
Net increase
Add for
banks restored to
solvency
Total
net increase .

In voluntary
liquidation.
No.

3
6
4
12
18
17
14
11
11
21
20
38
32
26
41
33
9
26
78
40
30
85
25
25
34
41
50
41
53
46
79
49
37
70
69
64
43
39
71
72
65
121
81
84
80
149
113
98
83

Capital.

$330,000
650,000
2,160,000
2,445,500
3,372,710
2,550,000
1,450,000
2,180,500
3,524,700
2,795,000
3,820,200
2,565,000
2,539,500
4,237,500
3,750,000
570,000
1,920,000
16,120,000
7,736,000
3,647,250
17,856,590
1,651,100
2,537,450
4,171,000
4,316,000
5,050,000
4,485,000
6,157,500
6,035,000
10,475,000
6,093,100
3,745,000
9,659,000
12,509,000
24,335,000
12,474,950
7,415,000
22,190,000
30,720,000
20,285,000
24,409,500
13,223,000
11,745,000
12,415,000
14,225,850
29,123,500
11,010,000
21,605,250

1,077,196,482 2,357 418,281,650

Insolvent.
No.

Capital.

Net yearly
increase.
*

No.

Capital.

134
450
$50,000 1,007
56
500,000
1,170,000
410,000
50,000
250,000
7
159
158
1,806,100
36
3,825,000
48
250,000
64
1,000,000
965,000
3,344,000
2,612,500
1,230,000
700,000
45
60
146
1,561,300
220
250,000
150
1,285,000
56
600,000
141
650,000
192
1,550,000
90
1,900,000
168
250,000
248
750,000
127
3,622,000
93
2,450,000
8
10,935,000
2,770,000
5,235,020
3,805,000
5,851,500
1,200,000
850,000
2
1,800,000
334
1,760,000
344
450,000
397
3,480,000
469
1,535,000
346
2,035,000
363
680,000
366
775,000
425
5,560,000
222
768,500
151
875,000
192
275,000
113
1,100,000
97

$16,378,700
79,366,950
242,162,982
7,365,150
930,300

1525 84,770,920 7,684

644,107,982

281

69,964,070

7,403

574,143,912

25

6,480,000

1
2
6
4
1
1
6
11
3
5
9
10
14
8
3
3
2
11
4
8
8
8
2
9
25
17
65
21
36
27
38
7
12
6
11
2
12
20
22
8
7
24
9
6
3
8

Net yearly
decrease.

No.

Capital.

8
10 $1,645,500
9 1,922,710
64,000

18,069,000
15,001,400
253,000
3,700,500
7,283,800
5
7
27
3

340,200
3,294,500
4,075,000
1,385,000

5,104,170
7,731,050
12,357,000
20,668,350
11,109,980
1,518,590
19,056,900
26,458,550
5,982,000
16,674,000
30,450,000
12,593,000
6,677,500
5,740,000
50 7,960,000
42 6,338,120
36 4,405,000
65 11,090,500
19 4,044,000
8,715,000
5,685,050
12,379,500
8,490,000
133,500
800,700
7,088,000
7,510,500
22,447,000
4,848,000
7,835,650
761,500
1,555,000
6,625,250
281 69,964,070

7,428 2 580,623,912

1 Includes 25 banks restored to solvency.
2 The total authorized capital stock on Oct. 31 was $1,053,670,435; the paid-in capital, $1,053,367,805,
including the capital stock of liquidating and insolvent banks which have not deposited lawful money for
the retirement of their circulating notes.
<



EEPOET OP THE COMPTEOLLEE

OF THE CUBBENCY.

99

TABLE NO. 6.—Number of national banks organized, in liquidation, insolvent, and in
operation, with bonds on deposit, and circulation issued, redeemed, and outstanding on
Oct. 31, 1912.
Banks.
State or Territory.

Maine .
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New E n g l a n d
States

Circulation.
United
States
bonds on
deposit.

Issued.

Redeemed.

69
56
50
185
21
79

$6,155,750
5,661,500
4,732,500
28,517,500
4,877,500
13,587,850

$89,420,160
66,972,875
73,796,380
616,281,495
120,770,675
203,569,360

$82,707,862
61,391,191
68,934,301
584,176,774
115,023,313
189,244,722

460

InIn
In
Organ- solliqui- operized. vent. dation. ation.
110
71
75
313
65
109

4

41
11
18
114
44
26

4
7
14

Outstanding.

$6,712,298
5,581,684
4,862,079
32,104,721
5,747,362
14,324,638

743

29

254

63,532,600 1,170,810,945 1,101,478,163

69,332,782

698
New York
228
New Jersey
995
Pennsylvania
Delaware
28
123
Maryland
23
District of Columbia...
Eastern States... 2,095

49
9
37

944,781,262
89,895,060 1,037,660,795
173,070,920
154,074,906
17,640,070
805,092,345
717,345,458
90,635,160
18,206,185
16,810,391
1,499,750
132,520,420
118,668,682
14
12,777,990
40,071,650
33,120,363
9
5,880,000
342 1,654 218,328,030 2,206,622,315 1,984,801,062

92,879,533
18,996,014
87,746,887
1,395.794
13,851,738
6,951,287

160
134
95
57
141
65
119
46
61
735
62
208
152

6
2
5
1
6
9
8
2
6
31
4
5
7

Southern States.. 2,035

92

589
365
592
214
193
333
450
222
2,958

28
15
21
16
6
8
15
12

Virginia
West Virginia
North Carolina
South Carolina .
Georgia
Florida
Alabama..
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio . . .

Indiana

Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Middle States

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

181
140
331
353
87
38
166
56
450

Western States... 1,802
Washington
Oregon.
California
Idaho . .
Utah .
Nevada
Arizona
Alaska
Pacific States

145
102
273
62
30
15
18
2
647

Hawaii
Porto Rico
Island possessions

1
3
99

121

177
20
122

359,677,220
313,240,675
379 45,294,530
182
138,896,234
165,117,645
254 25,525,320
96
253,036,715
209,958,969
451 41,479,210
120
87,066,390
75,733,144
99 10,796,200
99
70,540,580
57,026,117
128 13,066,970
59
75,974,400
61,884,783
273 13,130,750
52
338 18,469,080
105,626,350
86,366,061
97
160,358,325
134,571,820
133 28,136,100
77
782 2,055 195,898,160 1,277,397,625 1,077,677,803

46,436,545
26,221,411
43,077,746
11,333,246
13,514,463
14,089,617
19,260,289
25,786,505
199,719,822

22
25
67
106
18
6
30
1]
137

23
7
7
2
1
2
1

42
14
28
8
7
2
4

43

105

3,920,050
3,200.800
12,782,580
9,880,000
3,253,950
1,526,050
8,901,010
1,607,750
9,075,100
54,147,290

15,596,680
13,876,650
59,212,840
59,926,700
15,586,330
7,399,720
43,827,830
9,401,920
38,889,880
263,718,550

11,776,120
10,605,027
46,283,958
49,343,914
12,462, 974
5,979,294
34,631,272
7,828,400
29,156,133
208,067,092

3,820,560
3,271,623
12,928,882
10,582,786
3,123,356
1,420,426
9,196,558
1,573,520
9, 733, 747
55,651,458

80
81
238
52
22
11
13
2
499

7,508,860
5,928,260
43,398,300
2,538,500
3,073, 250
1,579,010
907,460
25,000

29,650,550
22,667,610
165,836,950
8,371,280
14,387,910
5,813,200
4,022,430
226,230
250,976,160

22,203,772
16,533,965
122,044,165
5,945,804
11,415,551
4,029,043
3,173,937
179,050

7,446,778
6,133,645
43,792,785
2,425,476
2,972,359
1,784,157
848,493
47,180

185,525,287

65,450,873

4

306,250

2,298,000
295,600

2,116,153
232,610

181,847
62,990

4

306,250

2,593,600

145
104
244
211
58
30
127
40
305

422 1,264

1

5

1

2 500

221,821,253
15,780,798
9,823,061
7,513,221
4,619,065
10,497,115
5,095,097
8,956,794
2,822,512
6,020,279
36,146,658
2,680,954
17,479,272
10,867,116
138,301,942

4
1

United States.... 10,285

83,895,450
53,298,180
40,358,530
30,160,935
62,257,020
23,119,380
46,284,750
15,756,200
41,373,730
159,597,330
12.109.920
121,449,565
60,794,640
750,455,630

68,114,652
43,475,119
32,845,309
25,541,870
51,759,905
18,024,283
37,327,956
12,933,688
35,353,451
123,450,672
9,428,966
103,970,293
49,927,524
612,153,688

133 14,410,260
21
112
20
8,692,650
74
16
6,703,860
47
4,583,750
9
116 11,270,750
19
48
8
5,522,490
85
8,497,250
26
31
13
3,019,000
32
5,997,500
23
187
517 34,841,970
49
2,878,520
9
145 16,132,800
58
103 10,535,510
42
451 1,492 133,086,310

14
11
20
36
11
2
9
5
8
116

Total currency banks..
Add gold banks

472
199
836
28
108
11

64,958,640

2,348,763

244,837

5,922,574,825 5,172,051,858
3, 465,240
3,390,560

750,522,967
i 74,680

2,357 7,428 730,257,280 5,926,040,065 5,175,442,418

750,597,647

1 Includes notes redeemed but not destroyed.
2 Total number of receiverships, 525. Four banks failed for the second time, and 21 were restored to
solvency.




100

REPORT OF THE COMPTROLLEK OF THE CURRENCY.

TABLE NO. 7.—Number of national banks organized, in voluntary liquidation, insolvent,
and number and capital of associations in active operation on Jan. 1 of each year from
1864 to 1912.
In active operation.
In volunOrganized. tary liquidation.

Year.

1864
1865 ..
1866
1867
1868
1869
1870
1871
1872
1873 .
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

.

...
:
.

..

....
.
..

.

.




.

179
682
1,626
1,665
1,675
1,688
1,696
1,759
1,912
2,073
2,131
2,214
2,315
2,345
2,375
2,405
2,445
2,498
2,606
2,849
3,101
3,281
3,427
3,612
3,832
3,954
4,190
4,494
4,673
4,832
4,934
4,983
5,029
5,054
5,108
5,165
5,240
5,662
6,074
6,566
7,081
7,541
8,027
8,489
8,979
9,302
9,622
9,913
10,119

6
11
16
29
47
62
77

Insolvent.

1
3
10
13
15

87
101

15
19
23

179

40

462
506
578
611
632
668
706

89
102
104
113
121
128
133

853
905

180
243
260
294
327
353
368
373
379
386
389
402

118
141

211
236
274
308
320
349
429

754
804
975
1,024
1,059
1,144
1,207
,361
,302
, 351
,421
,495
L, 565
.686
1, 759
1,841
1,932
2,084
2,193
2,285

34
37
50
61
76
81
84
85
87

143
169

422
443

447
463
481
484
489

•494

Number.
179
676
1,614
3.646
L,636
1,628
L, 619
1L,667
1,806
L,949
97a

2,036
2,096
2.084
2,078
2,055
2,056
2,094
2,172
2,333
2,550
2,673
2,745
2,888
3,079
3,158
3,351
3,597
3,700
3,799
3,786
3,748
3,711
3,668
3,614
3,590
3,606
3,981
4,337
4,756
5,184
5,554
5,898
6,283
6,675
6,889
7,054
7,231
7,340

Capital.
SI4,040,522
135,618 874
403,357,346
420,229,739
420,260,790
426,882,611
433,803 311
442, 427,981
468 210 336
487,781,551
499,003,401
503,347 901
511,155,865
501,392,171
485,557,771
471,609,396
461,557,515
467,039,084
470,018,135
492,076,635
518 031 135
529,910,165
534 378 265
555,865 165
584,726,915
598,239 065
623,791,365
665,267,865
685,762 265
695,148,665
693,353 165
670,906 365
664,076 915
655,334,915
639,440,295
622,482,195
608,588,045
635,309,395
670,164,195
723,416,695
767,567,095
785,411,335
818,482,075
862,016,775
912,369,775
933,020,275
966,406,925
1,014,591 135
1,033,302,135

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

101

TABLE N O . 8.—National banks chartered during the year ending Oct. 31,1912.

ALABAMA.

10102
10131

10138
10178

10099
10100
10107
10114
10120
10124
10133
10134
10149
10150
10166
10167
10168
10177
10184
10197
10200
10201
10204
10208
10213
10228
10233
10259
10271
10273
10281
10282
10284

First National Bank of Ashford
First National Bank of Lincoln
Total (2 banks)

$25,000
25,000
50,000
ARKANSAS.

First National Bank of Leslie
First National Bank of De Witt
Total (2 banks)

50,000
25,000
75,000

CALIFORNIA.

First National Bank of Burbank
Northern California National.Bank of Redding..
Capital National Bank of SaCf-amento
Red Bluff National Bank, Red Bluff
First National Bank of Dixon
First National Bank of Parlier
First National Bank of Winters
First National Bank of Tustin
First National Bank of Suisjin
Citizens National Bank of Alameda
First National Bank of Gilroy
Security National Bank of Pasadena
First National Bank of Van Nuys
Marion County National Bank of San Rafael
First National Bank of Healdsburg
Commercial National Bank of Madera
First National Bank of Riverdale
National Bank of Tulare
Healdsburg National Bank, Healdsburg
Claremont National Bank, Claremont
First National Bank of Clovis
Anaheim National Bank, Anaheim
First National Bank of Venice
First National Bank of Sonoma
First National Bank of Chino
San Fernando National Bank, San Fernando...
First National Bank of Walnut Creek
Rideout, Smith National Bank of Oroville
Union National Bank of Jamestown
Total (29 banks)

25,000
100,000
100,000
100,000
50,000
25,000
75,000
25,000
100,000
100,000
25,000
100,000
50,000
50,000
100,000
50,000
25,000
100,000
75,000
30,000
25,000
50,000
50,000
25,000
25,000
25,000
25,000
300,000
25,000
1,855,000

COLORADO.

10272

25,000

First National Bank of Cedaredge
CONNECTICUT.

10145

50,000

First National Bank of Plainfield
FLORIDA.

10136
10236
10245

1,000,000
50,000
40,000

Heard National Bank of Jacksonville
First National Bank of Plant City
First National Bank of Bradentown

1.090,000

Total (3 banks)
10270
10279

10162
10212
10221
10269
10278

GEORGIA.

Macon National Bank, Macon
First National Bank of Cuthbert

200,000

Total (2 banks)
IDAHO.

First National Bank of Soldier
Empire National Bank of Lewiston
First National Bank of Meridian
First National Bank of Ashton
First National Bank of Driggs
Total (5 banks)




150,000
50,000

25,000
100,000
40,000
35,000
25,000
225,000

102

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 8.—National banks chartered during the year ending Oct. 31,1912—Continued.
Charter
No.

Title

Capital.

ILLINOIS.

10108
10125
10132
10144
10173
10179
10180
10186
10215
10237
10247
10257
10264

Jefferson Park National Bank, Jefferson Park (P. O. Chicago).
First National Bank of Trenton
First National Bank of Coal City
State National Bank of Mattoon
First National Bank of Staunton.
Irving Park National Bank, Irving Park (P. O. Chicago).
First National Bank of Waterloo
First National Bank of Mazon..
Ravenswood National Bank, Ravenswood (P. O. Chicago)...
Bowmanville National Bank, Bowmanville (P. O. Chicago).
Lawndale National Bank of Chicago
First National Bank of Annapolis
Witt National Bank, Witt
Total (13 banks).

$50,000
25,000
25,000
100,000
50,000
100,000
25,000
35,000
50,000
50,000
50,000
25,000
50,000
635,000

INDIANA.

10121 National City Bank of Indianapolis
10171 Indiana Harbor National Bank of East Chicago.
10234 Citizens National Bank of Mulberry
Total (3 banks).

1,000,000
100,000
50,000
1,150,000

10123 Farmers and Merchants National Bank of Jefferson..
10130 Peoples National Bank of Perry
10139 National Bank of Commerce of Sioux City
10146 First National Bank of Corydon
10191 First National Bank of Newell
10207 Peoples National Bank of Waukon
10217 First National Bank of Rockwell
10222 Story City National Bank, Story City
10223 Commercial National Bank of Storm Lake
10238 First National Bank of Terril
10243 National Bank of Milton
Total (11 banks).

40,000
50,000
100,000
75,000
25,000
50,000
25,000
40,000
50,000
25,000
25,000
505,000

10161 First National Bank of Spearville.
10195 Farmers National Bank of Alma..

30,000
25,000

Total (2 banks)

55,000
KENTUCKY.

10254

First National Bank of East Bernstadt

25,000

LOUISIANA.

10153

Union National Bank of Monroe

200,000
MARYLAND.

10210

First National Bank of Federalsburg

10165

Second National Bank of Barre

25,000

MASSACHUSETTS.

25,000
MICHIGAN.

10143 American National Bank of Benton Harbor

100,000

MINNESOTA.

10147
10261

Farmers National Bank of Hutchinson
Commercial National Bank of Minneapolis.

225,000

Total (2 banks)
10154

MISSISSE

First National Bank of Iuka

10122 First National Bank of Purdy
10231 Southwest National Bank of Commerce of Kansas City.
 Total (2 banks)



25,000
200,000

25,000
25,000
3,000,000

3,025,000

KEPOET OF THE COMPTBOLLEK OF THE CUEEENCY.

103

TABLE NO. 8.—National banks chartered during the year ending Oct. 31,1912—Continued.

NEBRASKA.

10242

First National Bank of Hemingford

$25,000

NEW JERSEY.

10110
10118
10142
10224
10248

First National Bank of Eatontown
First National Bank of Hope
National Bank of Westfield
First National Bank of Bradley Beach
Ventnor City National Bank, Ventnor City

30,000
25,000
100,000
25,000
25,000

Total (5 banks)

205,000
NEW MEXICO.

10268

First National Bank of Magdalena

10109
10111
10126
10141
10155
10159
10175
10185
10199
10216
10235
10258

First National Bank of Central Square
First National Bank of Newark Valley
Somerset National Bank of Barker
First National Bank of East Eochester
Wallkill National Bank, Wallkill
First National Bank of Silver Creek
First National Bank of Lacona
First National Bank of Southampton
National Bank of New Berlin
Citizens National Bank of Hammond
Bath National Bank, Bath.. r
Silver Creek National Bank, Silver Creek
Total (12 banks)

,

50,000

NEW YORK.

25,000
25,000
25,000
25,000
25,000
50,000
25,000
50,000
50,000
25,000
50,000
50,000
425,000

NORTH CAROLINA.

10112 American Exchange National Bank of Greensboro (with branch at South Greensboro]
'
10260 Farmers National Bank of Louisburg
Total (2 banks).

400,000
50,000
450,000

NORTH DAKOTA.

10116

First National Bank of Cavalier.

25,000

10101 Third National Bank of New London
10105 Peoples National Bank of Greenfield
10267 Farmers National Bank of Williamsport.
Total (3 banks).

50,000
50,000
30,000
130,000

OKLAHOMA.

10104
10113
10115
10117
10119
10151
10158
10160
10170
10172
10193
10196
10202
10203
10205
10209
10226
10227
10239
10240
10244
10249
10255
10262
10277
10280
10283

First National Bank of Kenefic
Oklahoma National Bank of Muskogee
Bristow National Bank, Bristow
National Bank of Claremore
First National Bank of Grove
Citizens National Bank of Edmond
First National Bank of Westville
Haskell National Bank, Haskell
Latimer County National Bank of Wilbur ton
Farmers and Merchants National Bank of EofE
First National Bank of Alex
Yukon National Bank, Yukon
Enid National Bank, Enid
Carmen National Bank, Carmen
National Bank of Marlow
Farmers and Merchants National Bank of Hennessey.
Calvin National Bank, Calvin
Waukomis National Bank, Waukomis
State National Bank of Heavener
National Bank of Commerce of Hollis
First National Bank of Duncan
State National Bank of Hollis
Citizens National Bank of Broken Arrow
Liberty National Bank of Tulsa
First National Bank of Washington
Collinsville National Bank, Collinsville
Farmers National Bank of Maysville
Total (27 banks).




25,000
100,000
25,000
50,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
25,000
100,000
25,000
25,000
25,000
25,000
30,000
25,000
30,000
50,000
25,000
25,000
100,000
25,000
25,000
25,000
960,000

104

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 8.—National hanks chartered during the year ending Oct. SI, 1912—Continued.
Charter
No.

Capital.

Title.

OREGON.
10103
10164
10218

Peninsula National Bank of St. Johns
Lebanon National Bank, Lebanon ..
First National Bank of Junction Citv

....

Total (3 banks)

$50,000
35,000
50,000
135,000

PENNSYLVANIA.
10128
10183
10188
10206
10211
10214
10232
10246
10251

Farmers National Bank of Belleville
First National Bank of Three Springs
First National Bank of Herminie ..
Central National Bank of Mount Union
Farmers National Bank of Thompsontown
Weissport National Bank, Weissport
.
First National Bank of Claysburg
Farmers National Bank of Rome
First National Bank of Nesquehoning
Total (9 banks)

50,000
25,000
25,000
60,000
25,000
25,000
25,000
25,000
25,000

.

..

285,000

SOUTH CAROLINA.
10129
10137
10263

City National Bank of Sumter
First National Bank of HartsvUle
First National Bank of Bishopville

.

.

150,000
25,000
50,000

Total (3 banks)

225,000
SOUTH DAKOTA.

10098
10187
10256

First National Bank of Kennebec
Security National Bank of Alexandria
First National Bank of Oldham

25,000
30,000
25,000

:

Total (3 banks)

80,000
TENNESSEE.

10181
10190
10192
10198

First National Bank of Linden
First National Bank of Doyle
First National Bank of Huntsville
Farmers National Bank of Fayetteville
Total (4 banks)

25,000
25,000
25,000
50,000
125,000
TEXAS.

10140
10148
10152
10163
10169
10182
10189
10220
10225
10229
10230
10241
10266
10274
10275
10276

Commercial National Bank of El Paso
Groos National Bank of San Antonio
South Texas Commercial National Bank of Houston
First National Bank of Bonita
First National Bank of Pharr
Maud National Bank, Maud
La Coste National Bank, La Coste
Central Texas Exchange National Bank of Waco
National Bank of Commerce of Houston..
First National Bank of Strawn
First National Bank of Paducah
First National Bank of Gregory
First National Bank of Kingsburv
First National Bank of Aransas Pass
First National Bank of Normangee
First National Bank of Cleveland
Total (16 banks)

.

...

. ...

100 000
250,000
1 000 000
25 000
25 000
25 000
25,000
500,000
500 000
25 000
50,000
25,000
25,000
25,000
25,000
25,000
2,650,000

UTAH.
10135

Commercial National Bank of Smithfield

25,000

VIRGINIA.
10156
10194
10252
10253

Virginia National Bank of Danville
Seaboard National Bank of Norfolk
First National Bank of Honaker

100,000
200 000
25,000
40,000

Marshall National Bank, Marshall..
Total (4 hanlrs)

10174

WASHINGTON.
First National Ttanlc of TTftnt. . . . . . . .




365,^00
,. ,

50,000

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

105

TABLE NO. 8.—National banks chartered during the year ending Oct. 31, 1912.

WEST VIRGINIA.
10127
10157
10219
10250
10285

First National Bank of Spencer
Clark National Bank, Clark (P. O. Northfork, W. Va.).
First National Bank of Fairview
Peoples National Bank of Rowlesburg
First National Bank of Reedy

$50,000
25,000
30,000
25,000
25,000

Total (5 banks)

155,000
WISCONSIN.

10106
10176

First National Bank of Baldwin
Citizens National Bank of Merrill

25,000
100,000
125,000

Total (2 banks)
10265

WYOMING.

25,000

First National Bank of Powell
Total United States (188 banks.)

16,080,000

TABLE NO. 9.—Number of State banks converted into national banking associations in
each State and Territory from 1863 to Oct. 31, 1912.

State or Territory.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

Number
of
banks.

Capital.

34
28
22
182
52
65

$4,605,000
2,595,000
2,029,990
65,641,200
16,717,550
18,932,770

383

110,521,510

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

213
44
104
6
34
2

93,256,291
7,670,450
30,444,095
585,010
9,824,372
230,000

Eastern States

403

142,010,218

New England S t a t e s . .

2,641,300
1,873,900
1,766,000
1,550,000
1,787,000
1,340,000
1,025,000
265,000
3,025,000
350,000
1,465,000
5,406,900
2,850,000

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States




237

25,345,100

State or Territory.

Number
of
banks.

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

$1,790,000
1,053,000
2,555,000
1,465,000
1,810,000
3,721,000
1,710,000
10,784,300

Middle States.

24,888,300

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Western States

1,185,000
875,000
3,375,000
2,597,000
330,000
100,000
1,345,000
200,000
2,705,000

321

Washington
Oregon
California
Idaho
Nevada

United States.

12,712,000
2,065,000
1,266,000
18,502,800
525,000
50,000
100,000

Arizona
Pacific States...

Capital.

125

22,508,800

1,692

337,985,928

106

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 10.—Number of national banks in each State extended under act of July 12,
1882, to Oct. 31, 1912.
Number of
banks.

State or Territory.*
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

76
54
49
267
61
86

New E n g l a n d
States

593

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

318
95
365
18
60
10

Eastern States

866

a

Virginia
West Virginia
North Carolina
South Carolina

19
12

State or Territory.
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

Number of
banks.
23
11
18
9
15
156
8
71
41

Southern States...
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

444
209
95
189
76
64
55
144
57

Middle States

889

Number of
banks.

State or Territory.
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

22
23
89
91
18
10
34
6
5

Western States....

298

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona

23
23
30
8
9
1
4

Pacific States

98

United States

3,188

TABLE NO. 11.—Number of national banks in each state reextended under the act of July
12, 1882, as amended Apr. 12, 1902, to Oct. 31, 1912.
Number of

State or Territory.

State or Territory.

banks.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

'.

New E n g l a n d
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Eastern States

47
32
27
144
24
61
335
176
49
146
11
28
3
413

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee

Number of
banks.
15
9
4
8
6
4
1
3
1
16
11

Southern States...
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota

78
79
40
68
19
20
15

Number of
banks.

State or Territory.
Iowa
Missouri

40
10

Middle States.....

291

Nebraska
Kansas
Wyoming
Colorado
New Mexico

7
Q

1
4
1

Western States....
Oregon
California
Utah

19
1
3
1

Pacific States

5

United States

1,141

Charter
No.

TABLE NO. 12.—National banks the corporate existence of which will expire during the
year ending Oct. 31, 1913, with date of expiration and capital, the charters of which may
be extended under the act of July 12, 1882.
Title.

4814
First National Bank of Glidden
4819
First National Bank of Glasgow
4829 First National Bank of Bement
4826 First National Bank of Monticello
4821
First National Bank of Wadena
4833 Merchants' National Bank of Haverhill
4830 First National Bank of El Reno
4839 First National Bank of Arcanum
4854 Kewanee National Bank, Kewanee
4828 National Bank of Davis
for
1836FRASER
Clearfield National Bank, Clearfield

Digitized


State.

.

...

Date of
expiration.

1912.
Nov. 1
Iowa
Ky.. . Nov. 5
Nov. 15
Ill
Nov. 17
do
Minn... Nov. 28
Dec. 6
Mass
Dec. 7
Okla
Ohio . Dec. 10
Dec. 13
Ill .
Dec. 20
W Va
...do....
Pa

Capital.

$50,000
50,000
50,000
100,000
50,000
200,000
50,000
50,000
75,000
50,000
200,000

EEPOET OF THE COMPTBOLLER OF THE CURRENCY.

107

TABLE N O . 12.—National banks the corporate existence of which will expire during the
year ending Oct. 31, 1913, with date of expiration and capital, the charters of which may
be extended under the act of July 12, 1882—Continued.

Title.

State.

Date of
expiration.
1912.
Dec. 21
..do
Dec. 23
Dec. 29
Dec. 30

4847
4853
4844
4832
4842

Citizens' National Bank of Austin
Fourth National Bank of Cadiz
York County National Bank of York Village.
First National Bank of Philipsburg
Old Phoenix National Bank of Medina

Minn...
Ohio...
Maine..
Pa
Ohio...

4838
4848
4850
4866
4872
4845
4856
4849
4851
4887
4846
4859
4894
4852
4862
4860
4858
4863
4861
4865
4867
4869
4870
4889
4881
4879
4877
4885
4882
4884

Isbell National Bank of Talledega
American National Bank of Fort Worth
First National Bank of Belle Vernon
Commercial National Bank of Beeville
First National Bank of Princeton
First National Bank of Cripple Creek
People's National Bank of Hagerstown
Maury National Bank of Columbia
Prescott National Bank, Prescott
Reading National Bank, Reading
Merchants' National Bank of Glens Falls
First National Bank of Saint James
Farmers' National Bank of Beaver Falls
Merchants' National Bank of Muncie
State National Bank of Oklahoma City
Midland National Bank of Newton
Citizens' National Bank of Port Henry...
First National Bank of Pittsburg
Yough National Bank of Connellsville
Dublin National Bank, Dublin
First National Bank of Hicksville
First National Bank of Tonawanda
First National Bank of Morris
First National Bank of Forest City
First National Bank of Hartley
Warren National Bank, Warren
First National Bank of Verona
Farmers' National Bank of Osage
First National Bank of Noblesville
First National Bank of Girard
First National Bank of Hempstead
Lincoln National Bank of Pittsburg
Merchants' National Bank of San Diego
First National Bank of Audubon
%
First National Bank of Mount Airy
Columbia National Bank of Pittsburg
First National Bank of Crescq
Citizens' National Bank of Hillsboro
Second National Bank of Vincennes
First National Bank of Blanchard
Babylon National Bank, Babylon
First National Bank of Carbondale
Farmers' National Bank of Hempstead
First National Bank of Reynoldsville
Springfield National Bank, Springfield
First National Bank of Waukon
Citizens' National Bank of Stevens Point
Farmers' National Bank of Athens
First National Bank of New Kensington
First National Bank of Newport
Matteawan National Bank, Matteawan
First National Bank of Atlanta
Merchants' National Bank of Wadena
National Bank of Decatur
National Bank of Western Pennsylvania at Pittsburg.
Citizens' National Bank of Frostburg
Farmers' National Bank of Ephrata
Sullivan County National Bank of Liberty
National Farmers' Bank of Owatonna
Citizens' National Bank of Appleton
First National Bank of North East
Blairsville National Bank, Blairsville
First National Bank of Normal.
National Bank of Orange County at Chelsea.
First National Bank of Patton
Chapman National Bank of Portland
Citizens' National Bank of Minneapolis

1913.
Ala..
Jan. 2
Tex.
Jan. 14
Jan. 17
Pa.
Tex.
.do.
N. J.
Jan. 19
Jan. 21
Colo.
Md.
Jan. 23
Tenn... Jan. 25
Ariz... ...do
Pa.
Jan. 27
N. Y . . . Jan. 30
Minn... ...do
Pa.
Feb. 2
I n d . . . . Feb. 3
Okla... ...do
Kans.
Feb. 4
N. Y . . . Feb. 6
Tex
Feb. 7
Feb. 10
Pa.
Tex...
do.
Ohio..
Feb. 14
N. Y..
..do....
do.
Feb. 15
Iowa,
Feb. 20
do..
Feb. 22
Pa.
Feb. 23
..do...
Feb. 24
Iowa... ..do
Ind.
Mar. 1
Ohio...
do.
N. Y . . . Mar. 2
..do....
Pa
Mar. 4
Cal.
Mar. 14
Iowa.
Mar. 28
N. C .
Apr. 3
Pa.
Apr. 7
Iowa.
Apr. 12
Tex...
.do.
Ind.
Apr. 13
Iowa.
Apr.
14
N. Y.,
Apr. 15
111.
Tex.
.do.
Pa..
Apr. 20
Mass.
Apr. 22
Iowa..
...do
Wis...
Apr. 27
May 1
Pa.
May 6
do..
May 8
do..
May 9
N. Y..
May 13
Tex.
May 15
Minn.
May 16
111.
May. 17
Pa....
May 24
Md....
May 27
Pa....
May 29
N. Y..
Minn.. ...do
Wis...
June 1
Pa.
June 3
June 9
.do.
July 3
111...
Sept. 9
Vt.
Sept. 13
Pa
Maine.. Sept. 16
Kans... Oct. 13

4886
4891
4896
4910
4897
4900
4901
4902
4906
4904
4905
4908
4907
4921
4912
4915
4913
4917
4914
4922
4916
4920
4918
4926
4923
4925
4928
4937
4927
4919
4930
4929
4857
4868
4931

Total (83 banks).



Capital.

$50,000
120,000
60,000
100,000
75,000
50,000
150,000
50,000
50,000
50,000
50,000
100,000
200,000
100,000
200,000
100,000
50,000
100,000
225,000
500,000
50,000
50,000
50,000
75,000
60,000
50,000
300,000
50,000
50,000
50,000
300,000
50,000
50,000
125,000
50,000
50,000
600,000
100,000
75,000
75,000
600,000
50,000
200,000
100,000
50,000
50,000
50,000
50,000
75,000
500,000
50,000
100,000
75,000
50,000
50,000
100,000
75,000
50,000
200,000
1,000,000
50,000
75,000
. 50,000
75,000
150,000
50,000
50, 000
65, 000
50,000
100, 000
100;000
50,000
9,905.000

108

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 13.—National banks the corporate existence of which will expire during the
year ending Oct. 31, 1913, with date of expiration, etc., the charters of which may be reextended under the act of July 12, 1882, as amended Apr. 12, 1902.
Title.

State.

Date of
expiration.

Capital.

2107
2068
2073
2076
2078

Natick National Bank, Natick
First National Bank of Yankton
First National Bank of Northfield
National Union Bank of Dover
First National Bank of Conshohocken.

Mass...
S.Dak.
Minn...
N. J . . .
Pa

1912.
Nov. 2
Nov. 25
Dec. 13
Dec. 19
Dec. 28

$100,000
50,000
75,000
125,000
150,000

2075
2109
2093
2088
2098
2102
2100
2104
2112
2108
2106
2125
2117
2116
2114
2119
2127
2126
2128
2129
2130

City National Bank of Griffin
National Bank of Barre
City National Bank of Paducah
Union National Bank of Rochester
Lagonda National Bank of Springfield
Noble County National Bank of Caldwell
Edgar County National Bank of Paris
First National Bank of Santa Barbara
First Ward National Bank of Boston
Union Market National Bank of Watertown
First National Bank of Missoula
First National Bank of Chippewa F a l l s . . . :
Home National Bank of Ellenyille
Griggsville National Bank, Griggsville
First National Bank of Fayetteville
First National Bank of Marshall County at Plymouth.
Central State National Bank of Memphis
First National Bank of Lincoln
First National Bank of Shelbyville
First National Bank of Central City
First National Bank of Red Oak

Ga.
Vt.
£7"
Minn..
Ohio.,
.do...
111.
Cal....
Mass..
do.
Mont..
Wis...
N.Y..
111..
Tenn.,
Ind.
Tenn..
111....
..do..
Colo...
Iowa..

1913.
Jan. 2
Jan. 11
Jan. 14
Feb. 12
Mar. 15
Mar. 18
Mar. 24
...do
...do....
Apr. 10
Apr. 11
May 1
May 6
June 2
June 9
June 19
July 26
July 29
Sept. 1
Sept. 15
Sept. 24

56,000
100,000
300,000
50,000
100,000
60,000
100,000
100,000
200,000
100,000
200,000
100,000
50,000
50,000
60,000
65,000
250,000
100,000
100,000
50,000
100,000

Total (26 banks).

2,791,000

TABLE NO. 14.—National banks organized under act of 1863, charter of which expired
prior to act of 1882, reorganized under a new charter, which have been permitted to adopt
their original charter number.
No.
1
2
3
5
7
8
11
15
17
18
19
25
30

Title.
First
First
First
First
First
First
First
First
First
First
First
First
First

National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank
National Bank

of Philadelphia, Pa.
of New Haven, Conn.
of Youngstown, Ohio.
of Fremont, Ohio.
of Cleveland, Ohio.
of Chicago, 111.
of Fort Wayne, Ind.
of Davenport, Iowa.
of Richmond, Ind.
of Iowa City, Iowa.
of Portsmouth, N. H .
of Marietta, Pa.
of Wilkes-Barre, Pa.




No.

Title.

32 Second National Bank of Cincinnati, Ohio.
42 First National Bank of Strasburg, Pa.
43 First National Bank of Salem, Ohio.
46 First National Bank of McConnelsville, Ohio.
47 First National Bank of Terre Haute, Ind.
48 First National Bank of Pittsburgh, Pa.
51 First National Bank of Johnstown, Pa.
59 First National Bank of Troy, Ohio.
62 Second National Bank of New York, N. Y .
64 First National Bank of Milwaukee, Wis.
66 First National Bank of Lyons, Iowa.
77 First National Bank of Scranton, Pa.
117 First National Bank of Marion, Iowa.

EEPOET OP THE COMPTROLLER OF THE CURRENCY.

109

TABLE NO. 15.—Authorized capital stock of the national banks on the first day of each
month from Jan. 1, 1903, to Nov. 1, 1912, United States bonds on deposit to secure
circulation, circulation secured by the bonds on deposit, the amount of lawful money
on deposit to redeem circulation, and national-bank notes outstanding, including notes
of national gold banks.
United
Num- Authorized States bonds Circulation
by
on
deposit to secured
ber of
United
banks. capital stock. secure circu- States
bonds
lation.

Lawful
money on
deposit to
redeem
circulation.

1903.
January
February
March.
April
May
June
July
August
September
October
November
December

4,756 $723,416,695 $344,252,120 $342,127,844
4,784 726,271,695 342,903,520 340,587,939
4,815 736,001,695 342,164,670 338,660,361
4,869 739,178,695 342,160,770 338,349,814
4,914 743,106,695 352,721,120 347,564,354
4,953 748,531,695 367,827,920 363,586,987
5,005 754,776,695 375,347,270 372,295,409
5,044 758,137,095 380,173,030 377,606,826
5,070 759,277,095 381,486,430 380,076,321
5,096 761,417,095 381,484,830 379,515,823
5,147 766,367,095 382,726,830 380,650,821
766,332,095 384,625,930 383,018,484
5,159

$42,801,940
43,385,607
44,138,484
44,169,444
43,587,373
42,856,218
41,375,241
39,739,661
38,511,653
40,910,711
38,95"9,862
38,088,495

$384,929,784
383,973,546
382,798,845
382,519,258
391,151,727
406,443,205
413,670,650
417,346,487
418,587,974
420,426,534
419,610,683
421,106,979

1904.
January
February
March
April
May
June
July
August
September
October
November
December

5,184
5,215
5,240
5,273
5,313
5,350
5,386
5,399
5,431
5,457
5,495
5,519

767,567,095
769,005,815
768,750,815
770,975,815
774,449,315
775,838,335
776,904,335
775,679,335
777,061,335
777,741,335
781,126,335
784,821,335

389,335,680
390,231,600
392,671,550
398,034,650
399,795,140
410,572,640
416,016,690
417,958,690
419,683,940
424,701,490
426,544,790
431,075,840

387,273,623
387,657,731
390,352,491
395,600,234
397,802,781
407,279,033
412,759,448
415,025,156
417,380,301
422,014,716
424,530,581
427,947,505

37,889,395
39,199,896
39,971,819
39,309,708
39,277,792
38,709,531
36,475,646
35,181,732
35,136,472
34,064,692
32,750,919
32,731,570

425,163,018
426,857,627
430,324,310
434,909,942
437,080,573
445,988,564
449,235,094
450,206,888
452,516,773
456,079,408
457,281,500
460,679,075

1905.
January
February
March
April
May
June
July
August
September
October
November
December.

5,554
5,581
5,605
5,644
5,670
5,713
5,750
5,772
5,807
5,831
5,858
5,868

785,411,335
791,559,335
791,674,335
791,849,335
798,987,315
801,615,315
801,330,315
807,622,875
808,561,075
810,654,075
812,026,075
815,526,075

433,928,140
439,529,040
441,788,140
449,009,890
452,855,790
461,150,290
468,066,940
476,938,290
482,198,090
484,810,890
493,912,790
500,269,440

431,841,786
435,807,901
438,370,083
444,870,178
449,147,766
456,239,096
462,669,414
471,615,771
478,786,166
481,633,526
490,037,806
497,616,304

32,952,370
31,614,952
30,833,757
31,078,766
32,097,179
32,088,420
33,050,392
32,355,624
33,434,201
34,718,714
34,470,443
35,712,954

464,794,156
467,422,853
469,203,840
475,948,944
481,244,945
488,327,516
495,719,806
503,971,395
512,220,367
516,352,240
524,508,249
533,329,258

1906.
January
February
March... .
April
May
June
July
August
September
October
November
December

5,898
5,935
5,968
5,999
6,032
6,069
6,107
6,132
6,162
6,189
6,225
6,249

818,482,075
822,022,075
824,640,275
826,055,275
827,925,275
830,163,775
833,073,775
836,729,775
839,804,775
841,864,775
845,939,775
853,774,775

506,689,990
509,901,690
511,846,440
514,362,990
516,387,440
519,265,530
520,605,210
520,388,610
526,944,030
530,772,270
539,653,180
549,750,830

504,842,313
506,366,649
509,173,566
512,221,552
514,423,519
516,036,147
517,847,749
516,573,399
524,439,161
527,768,924
536,933,169
546,981,447

36,072,034
36,863,431
41,630,329
42,445,415
42,222,762
43,093,513
43,264,611
44,907,646
45,413,142
46,134,184
46,238,816
46,399,102

540,914,347
543,230,080
550,803,895
554,666,967
556,646,281
559,129,660
561,112,360
561,481,045
569,852,303
573,903,108
583,171,985
593,380,540

1907.
January
February
March
April
May
June
July
August
September
October
November
December

6,315
6,345
6,383
6,422
6,472
6,521
6,550
6,582
6,620
6,650
6,655

862,016,775
867,776,275
877,099,275
880,349,275
887,684,275
892,970,275
898,156,275
902,405,775
904,494,775
906,704,775
909,274,775
910,609,775

551,263,840
553,253,550
552,955,950
550,137,900
553,199,050
556,937,300
558,442,910
558,582,550
559,319,710
559-624,760
567;011,910
618,394,560

549,051,084
549,698,574
549,737,373
547,633,063
550,204,772
553,614,574
555,570,881
555,023,290
556,945,917
556,101,330
562,727,615
610,156,508

47,111,385
46,498,995
46,605,649
49,578,999
49,709,068
48,325,975
48,217,809
48,372,596
47,110,404
47,885,784
47,252,851
46,061,688

596,162, 469
596,197,569
596,343,022
597,212,062
599,913,840
601,940,549
603,788,690
603,395,886
604,056,321
603,987,114
609,980,466
656,218,196

Date.




Total
nationalbank notes
outstanding.

110

REPORT OF THE COMPTROLLER OF THE CURRENCY.

No. 15.—Authorized Capital Stock of the National Banks on the First Day of Each
Month, etc.—Continued.

Date.

United
Lawful
money on
Num- Authorized States bonds Circulation
by
deposit
to
ber of capital stock. on deposit to secured
United
secure circu- States
redeem
banks.
bonds. circulation.
lation.

1908.
January
February
March
April
May
June
July
August
September
October
November
December

6,675
6,699
6,733
6,764
6,787
6,810
6,827
6,855
6,870
6,874
6,873
6,884

1909.
January
February
March
April
May
June
July
August
September
October
November
December

6,903
6,907
6,906
6,916
6,926
6,955
6,975
6,998
7,012
7,025
7,039

1910.
January
February
March
April
May
June
July
August
September
October
November
December

Total
nationalbank notes
outstanding.

$912,369,775 $646,676,800 $643,459,898
916,617,775 646,828,820 641,919,665
917,569,775 636,426,660 632,458,712
921,364,775 632,422,570 628,834,335
923,577,775 628,839,430 625,425,375
925,697,775 629,031,160 624,714,147
930,542,775 628,147,130 623,250,517
933,085,275 629,432,420 625,360,982
934,735,275 631,607,490 625,986,993
933,255,275 632,871,890 626,972,885
930,365,275 632,624,850 626,779,350
930,825,275 618,497,940 614,907,265

$40,670,997
-53,483,097
63,215,807
67,573,020
72,220,323
73,735,370
75,083,400
66,728,009
59,339,115
48,639,442
39,065,637
52,270,912

$690,130,895
695,402,762
695,674,519
696,407,355
697,645,698
698,449,517
698,333,917
692,088,991
685,326,108
675,612,327
665,844,987
667,178,177

933,020,275
937,105,275
939,320,275
942,996,775
944,726,775
945,516,775
947,726,775
948,931,775
956,017,775
963,976,925
964,621,925
965,791,925

631,318,790
635,114,560
640,769,140
651,267,130
653,901,910
657,972,970
660,689,070
667,652,650
672,925,700
676,386,040
679,545,740
681,689,370

628,786,205
630,309,637
635,588,885
646,142,390
653,164,570
656,268,268
659,673,408
667,508,731
672,263,695
676,031,393
678,344,764
680,995,267

48,281,960
46,363,455
42,696,715
38,265,225
34,243,657
31,914,847
30,246,666
27,845,433
26,581,779
26,776,066
25,595,793
26,438,190

677,068,165
676,673,092
678,285,600
684,407,615
687,408,227
688,183,115
689,920,074
695,354,164
698,845,474
702,807,459
703,940,557
707,433,457

7,054
7,065
7,079
7,108
7,123
7,137
7,170
7,182
7,184
7,206
7,218
7,222

966,406,925
976,141,935
984,001,935
984,002,635
992,997,635
996,845,135
1,000,070,135
1,003,717,135
1,021,667,135
1,021,562,135
1,015,897,135
1,015,202,135

683,362,240
681,518,900
682,695,850
683,675,710
684,943,460
685,671,510
686,974,880
688,458,280
689,813,710
691,961,860
694,926,070
696,693,160

681,239,381
681,332,354
679,387,520
680,279,323
683,254,858
682,765,703
685,517,013
684,468,093
687,132,323
688,157,577
691,335,845
693,695,443

26,952,730
28,546,979
30,635,348
31,947,510
30,206,728
29,477,138
27,913,720
27,561,375
30,188,728
32,638,029
33,538,463
33,160,390

708,192,111
709,879,333
710,022,868
712,226,833
713,461,586
712,242,841
713,430,733
712,029,468
717,321,051
720,795,606
724,874,308
726,855,833

1911.
January
February
March
April
May
June
July
August
September
October
November
December

7,231
7,226
7,229
7,252
7,271
7,287
7,301
7,308
7,318
7,329
7,331
7,334

1,014,591,135
1,017,947,135
1,019,282,135
1,025,117,135
1,025,427,135
1,026,432,135
1,028,632,135
1,030,802,135
1,032,562,135
1,033,637,135
1,032,632,135
1,032,602,135

695,663,920
696,706,300
697,088,760
697,082,510
695,657,540
697,441,300
698,605,810
705,648,210
710,141,420
712,812,810
714,170,320
715,560,170

693,370,056
692,939,203
693,119,715
693,261,786
691,468,720
693,665,285
695,025,073
701,427,086
707,180,923
708,976,455
711,099,938
712,115,338

34,335,925
33,506,185
35,815,326
35,891,130
36,675,998
34,812,726
33,169,435
31,396,930
30,025,825
28,811,903
28,065,375
27,649,008

727,705,981
726,445,388
728,935,041
729,152,916
728,144,718
728,478,011
728,194,508
732,824,016
737,206,748
737,788,358
739,165,313
739,764,346

1912.
January
February
March
April
May
June
July
August;
September
October
November

7,340
7,348
7,353
7,365
7,372
7,387
7,394
7,400
7,410
7,422
7,428

1,033,302,135
1,036,132,435
1,038,495,435
1,041,410,435
1,043,705,435
1,045,170,435
1,040,545,435
1,054,350,435
1,056,575,435
1,056,775,435
1,053,670,435

717,578,120
719,811,320
722,026,920
721,315,120
723,035,910
724,265,600
724,493,740
725,505,460
727,317,530
728,984,230
730,257,280

714,363,068
715,493,996
718,548,203
717,001,493
718,604,693
719,861,030
720,424,110
721,623,148
723,905,556
725,395,343
727,169,316

26,240,119
26,167,972
25,724,070
27,869,790
27,115,655
25,631,642
24,710,882
23,282,793
22,595,751
22,384,311
22,179,543

740,603,187
741,661,968
744,272,273
744,871,283
745,720,348
745,492,672
745,134,992
744,905,941
746,501,307
747,779,654
749,348,859




REPORT OF THE COMPTROLLER OF THE CURRENCY.

Ill

TABLE N O . 16.—Yearly increase or decrease in national-bank circulation from Jan. 14,
1875, to Oct. 31,1911, and quarterly increase or decrease for the year ended Oct. SI, 1912.
Date.
F r o m J a n . 14 to J a n 31 1875
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893 . .
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911

Total
Nov. 1,1911, to Jan. 31,1912..

Apr. 30, 1912
July 31,1912
Oct. 31, 1912

Total
Surrendered to this office and retired from Jan.

Issued.




Increased.

Decreased.

$281,980

$537,580
12,953,695
7,777,710
19,842,985
12,663,160
27,126,235
8,347,190
34,370,050
21,427,900
12,669 620
8,888,944
17,628,924
8,979,959
16,064,424
15,924,157
5,768,180
9,534,400
18,934,355
12,867,044
41,584,000
10,890,492
20,752,231
31,714,656
7,008,014
34,682,825
19,110,552
101,645,393
123,100 200
42 620 682
68,177,467
69,532,176
90 753 284
84,085,260
56,303,658
141,273,164
82,504,444
57,101,345
49,896,951

$255,600
18,167,436
28,413,265
16,208,201
9,031,558
6,967,199
6,880,458
15,697,878
20,694,838
24,920,477
30,990,730
26,206,200
32,871,849
42,933,463
52,430,030
40,340,254
28,382,190
21,235,457
11,624,877
8,095,313
13,008,267
12,526,159
9,843,648
14,613,787
17,087,925
15,198,118
16,537,068
15,951,527
21 868 006
28,474,958
31,930,783
22 732 060
25,055,739
27,980,139
80,025,078
48,433,296
33,011,015
35,284,247

17,594,900
3,912,434
85,108,325
107,148,673
20 752 676
39,702,509
37,601,393
68 021 224
59,029,521
28,323,519
61,248,086
34,071,148
24,090,330
14,612,704

1,405,043,306

911,909,093

714,624,744

10,377 849
10,911,690
7,791,850
9,665,760

6 619 145
7,078,985
8,292,569
5,596,035

3 758 704
3,832,705

1,443,790,455

939,495,827

726,285,878

221,991,250

726,285,878

247,207,810

14, 1875, to Oct. 31, 1912

Grand total

Retired.

$5,213,741
20,635,555
3,634,784
3,631,602
20,159,036
1,466, 732
18,672,172
733,062
12,250,857
22,101,786
8,577,276
23,891,890
26,869,039
36,505,873
34,572,074
18,847,790
2,301,102
1,242,167
33,488,687
2,117,775
8,226,072
21,871,008
7,605,773

500,719
4,069,725

25,216,560
1,443,790,455

964,712,387

221,490,531

25,216,560

TABLE NO. 17.—National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on Oct. SI in each year from 1864 to 1912,
inclusive.
fcO
Ones.

Year.

Twos.

Fives.

Tens.

$26,924,100

$19,708,260

26,924,100
84,796,000
104,820
84,691,180
111,115,620
153,175
110,962,445
113,535,300
753,855
112,781,445
115,738,140
2,515,095
113,223,045
118,674,740
5,146,030
113,528,710
124,376,620
9,035,250
115,341,370
142,195,820
17,014,975
125,180,845
159,666,740
29,803,335
129,863,405
174,472,280
45,709,815
128,762,465
196,215,680
65,208,025
131,007,655
235,275,920
124,633,860
110,642,060
258,917,640
161,910,280
97,007,360
284,084,240
190,579,340
93,504,900

19,708,260
53,493,210
195,800
53,297,410
75,807,000
225,390
75,581,610
77,899,270
510,620
77,388,650
79,227,620
1,300,500
77,927,120
81,107,820
2,847,390
78,260,430
85,118,950
5,060,560
80,058,390
98,246,300
9,689,570
88,556,730
112,534,520
16,997,020
95,537,500
125,603,990
25,730,700
99,873,290
133,370,760
39,127,070
94,243,690
174,105,070
76,085,320
98,019,750
200,086,520
103,692,140
96,394,380
222,660,640
124,347,790
98,312,850

Fifties.

One
hundreds.

$6,536,920

$2,491,300

$2,903,400

6,536,920
28,209,500
26,580
28,182,920
42,278,700
42,060
42,226,640
43,615,720

2,491,300
10,349,700
46,550
10,303,150
16,473,700
76,050
16,397,650
17,469,850
432,300
17,037,550
17,775,450
880,950
16,894,500
18,205,350
1,502,050
16,703,300
19,180,600
2,501,050
16,679,550
21,806,850
4,277,250
17,529,600
24,859,950
6,309,000
18,550,950
27,987,100
8,448,800
19,538,300
33,348,500
11,577,800
21,770,700
44,209,250
19,051,850
25,157,400
49,281 750
25,789,200
23,492,550
53,990,050
31,733,950
22,256,100

2,903,400
15,033,600
89,500
14,944,100
24,657,500
172,700
24,484,800
26,243,600
877,000
25,366,000
26,766,600
1,598,000
25,168,600
27,526,300
2,708,100
24,818,200
28,607,200
4,587,500
24,079,700
32,365,500
7,846,100
24,519,400
36,779,700
11,098,900
25,680,800
41,661,000
14,405,700
27,255,300
49,250,200
19,657,200
29,593,000
64,585,800
29,942,800
34,643,000
71,092,000
39,578,500
31,513,500
76,733,700
47,931,700
28,802,000

Twenties.

Five
One thouhundreds. sands.

Total.

Issued during current
year.
d

1864...
1865...
1866...
1867...
1868...
1869...
1870...
1871...
1872...
1873...
1874...,
1875....
1876....
1877....

Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.
Issued
Redeemed...
Outstanding.




$2,020,167

$1,346,778

2,020,167
7,699,182
7,680
7,691,502
8,396,179
58,606
8,337,573
8,947,798
272,997
8,674,801
9,663,584
973,427
8,690,157
10,843,693
2,752,688
8,091,005
12,673,867
5,471,799
7,202,068
14,297,360
7,919,388
6,377,972
15,526,189
9,891,606
5,634,583
16,550,259
11,143,606
5,406,653
18,048,176
14,092,126
3,956,050
18,851,264
15,556,708
3,294,556
20,618,024
16,815,568
3,802,456

1,346,778
5,156,012
11,700
5,144,312
5,622,722
42,356
5,580,366
5,990,468
156,016
5,834,452
6,468,392
497,538
5,970,854
7,256,558
1,437,318
5,819,240
8,482,434
3,114,890
5,367,544
9,565,256
4,816,778
4,748,478
10,390,222
6,241,446
4,148,776
11,078,226
7,110,038
3,968,188
12,079,504
9,233,246
2,846,258
12,614,896
10,249,092
2,365,804
13,793,936
11,111,052
2,682,884

43,417,640
44,430,700
759,700
43,670,940
45,490,040
1,496,400
43,993,640
2,701,960
45,507,020
56,132,040
5,076,520
51,055,520
64,513,760
8,777,040
55,736,720
72,164,380
13,061,420
59,102,960
79,242,180
19,832,160
59,410,020
105,921,280
40,489,280
65,432,000
121,729,840
57,444,920
64,284,920
135,525,060
70,470,560
65,054,500

$250,000
250,000
5,446,500 $4,404,000
1,000
5,446,500 4,403,000
6,669,500 4,728,000
302,500
507,000
6,367,000 4,221,000
6,691,500 4,728,000
671,500 1,563,000
6,020,000 3,165,000
6,744,500 4,746,000
909,000 1,858,000
5,835,500 2,888,000
6,838,500 4,769,000
1,347,000 2,501,000
5,491,500 2,268,000
6,980,000 4,779,000
2,096,000 3,380,000
4,884,000 1,399,000
7,326,500 4,843,000
3,078,000 4,028,000
4,248,500
815,000
7,810,500 4,933,000
3,933,500 4,315,000
618,000
3,877,000
8,233,000 5,158,000
4,829,000 4,530,000
628,000
3,404,000
8,657,000 5,250,000
5,838,000 4,683,000
567,000
2,819,000
9,223,000 5,540,000
7,236,500 5,047,000
493,000
1,986,500
9,345,500 5,549,000
8,108,500 5,272,000
277,000
1,237,000
9,996,000 5,678,000
8,807,500 5,411,000
267,000
1,188,500

$58,813,980
58,813,980
205,099,455
464,250
204,635,205
294,585,214
1,498,255
293,086,959
304,202,141
5,107,317
299,094,824
310,367,276
10,250,318
300,116,958
318,743,726
19,018,935
299,724,791
335,411,601
33,552,326
301,859,275
384,072,311
59,597,104
324,475,207
434,960,786
93,969,961
340,990,825
481,196,161
132,848,487
348,347,674
532,962,805
184,176,899
348,785,906
668,988,000
325,811,982
343,176,018
747,468,410
427,601,340
319,867,070
823,079,650
507,208,400
315,871,190

$58,813,980

o
w
H

146,285,475
89,485,759
9,616,927

ft
O
D

6,165,135
8,376,450
16,667,875
48,660,710
50,888,475
46,235,375

K

1
1
s
H
C
td

51,766,644
136,025,195

Q
•

78,480,410
75,611,240

1878.... Issued
1879....
-^ 1880
o

^

1881

^a 1882
1

1883....

00 1884
1885....
1886....
1887
1888
1889....
1890....
1891....
1892....
1893
1894....

Redeemed
Outstanding
Issued
Redeemed
Outstanding.
Issued
Redeemed
Outstanding
Issued . . . . .
Redeemed..
Outstanding
Issued .
Redeemed
Outstanding
Issued..Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued
Redeemed
Outstanding
Issued.. .
Redeemed
Outstanding
Issued .
Redeemed
Outstanding
Issued. .
Redeemed
Outstanding




22,480,415
18,194,196
4,286,219
23,169,677
19,600,477
3,569,200
23,169,677
20,875,215
2,294,462
23,169,677
21,838,565
1,331,112
23,169,677
22,353,877
815,800
23,169,677
22,593,909
575,768
23,169,677
22,671,936
497,741
23,169,677
22,731,963
437,714
23,169,677
22,757,987
411,690
23,169,677
22,776,403
393,274
23,169,677
22,783,281
386,396
23,169,677
22,794,643
375,034
23,169,677
22,800,061
369,616
23,169,677
22,802,625
367,052
23,169,677
22,806,348
363,329
23,169,677
22,810,808
358,869
23,169,677
22,813,727
355,950

15,035,530
12,053,384
2,992,146
15,495,038
13,002,540
2,492,498
15,495,038
13,887,778
1,607,260
15,495,038
14,572,868
922,170
15,495,038
14,968,280
526,758
15,495,038
15,141,806
353,232
15,495,038
15,206,570
288,468
15,495,038
15,257,754
237,284
15,495,038
15,279,612
215,426
15,495,038
15,293,440
201,598
15,495,038
15,298,872
196,166
15,495,038
15,306,858
188,180
15,495,038
15,311,146
183,892
15,495,038
15,313,292
181,746
15,495,038
15,316,106
178,932
15,495,038
15,319,508
175,530
15,495,038
15,321,664
173,374

305,956,440
213,417,165
92,539,275
327,892,200
229,980,380
97,911,820
345,659,880
245,749,120
99,910,760
368,062,520
267,582,440
100,480,080
393,487,120
296,566,165
96,920,955
417,236,040
325,712,835
91,523,205
440,505,940
355,196,785
85,309,155
466,042,000
384,085,330
81,956,670
488,336,800
405,546,320
82,790,480
502,277,620
425,853,955
76,423,665
520,506,800
453,086,540
67,420,260
532,659,620
476,027,775
56,631,845
544,788,840
494,306,190
50,482,650
561,426,260
511,284,975
50,141,285
577,190,300
527,218,370
49,971,930
605,475,540
543,392,670
62,082,870
630,757,720
568,047,950
62,709,770

241,572,930
138,591,490
102,981,440
259,042,230
149,305,990
109,736,240
272,031,680
158,211,100
113,820,580
294,775,190
173,466,350
121,308,840
320,422,600
197,709,340
122,713,260
345,440,860
227,123,550
118,317,310
371,821,020
260,501,070
111,319,950
398,040,010
293,828,720
104,211,290
416,959,700
317,673,780
99,286,920
427,627,990
337,999,280
89,628,710
442,223,330
364,436,600
77,786,730
451,361,990
386,221,110
65,140,880
461,240,000
403,621,260
57,618,740
474,952,880
421,173,990
53,778,890
491,530,600
437,176,700
54,353,900
519,398,970
452,919,540
66,479,430
539,903,580
474,251,610
65,651,970

146,883,340 57,379,900 81,292,300 10,090,000 6,214,000 886,904,855
79,063,560 36,411,100 54,185,900 9,447,500 5,900,000 567,264,295
642,500
314,000 319,640,560
67,819,780 20,968,800 27,106,400
157,399,020 60,589,050 85,074,000 10,270,000 6,350,000 945,281,215
85,146,860 39,263,150 58,160,400 9,643,500 6,057,000 610,160,297
626,500
293,000 335,120,918
72,252,160 21,325,900 26,913,600
165,327,960 62,694,250 87,951,000 10,366,500 6,373,000 989,068,985
90,096,400 41,274,950 61,060,100 9,742,000 6,124,000 647,020,663
624,500
75,231,560 21,419,300 26,890,900
249,000 342,048,322
178,816,340 67,879,700 95,973,200 10,964,500 7,154,000 1,062,290,165
98,099,840 44,594,500 66,020,200 10,247,500 6,943,000 703,365,263
717,000
80,716,500 23,285,200 29,953,000
211,000 358,924,902
195,035,680 72,667,200 103,513,800 11,378,500 7,197,000 1,142,366,615
111,434,140 49,009,100 71,913,000 10,440,000 6,990,000 781,383,902
938,500
83,601,540 23,658,100 31,600,800
207,000 360,982,713
211,576,920 77,801,450 111,474,200 11,566,500 7,287,000 1,221,047,685
128,492,760 54,535,150 78,912,500 10,683,500 7,092,000 870,288,010
883,000
83,084,160 23,266,300 32,561,700
195,000 350,759,675
228,841,820 83,051,500 119,977,000 11,853,000 7,379,000 1,302,093,995
149,635,240
87,454,300 10,990,500 7,156,000 969,641,051
862,500
79,206,580 22,222,850 32,522,700
223,000 332,452,944
246,363,460 87,927,650 128,770,600 11,947,000 7,379,000 1,385,134,435
171,275,940 67,288,100 97,192,200 11,363,500 7,238,000 1,070,261,507
583,500
75,087,520 20,639,550 31,578,400
141,000 314,872,928
258,912,360 90,759,700 134,202,100 11,947,000 7,379,000 1,447,161,375
187,957,120 72,565,050 105,533,000 11,569,000 7,290,000 1,146,170,869
378,000
70,955,240 18,194,650 28,669,100
89,000 300,990,506
266,022,900 92,481,650 137,516,600 11,947,000 7,379,000 1,483,917,475
201,838,860 76,807,150 112,745,300 11,646,500 7,305,000 1,212,265,888
300,500
64,184,040 15,674,500 24,771,300
74,000 271,651,587
275,754,140 94,893,350 142,217,600 11,947,000 7,379,000 1,533,585,935
218,806,920 81,230,400 119 872,000 11,706,500 7,320,000 1,294,541,113
240,500
59,000 239,044,822
56,947,220 13,662,950 22,345,600
281,804,220 95,997,250 144,384,000 11,947,000 7,379,000 1,564,197,795
232,686,320 84,750,700 125,601,800 11,737,500 7,327,000 1,362,453,706
209,500
52,000 201,744,089
49,117,900 11,246,550 18,782,200
288,323,560 97,468,100 147,273,300 11,947,000 7,379,000 1,597,084,515
87,709,800
130,537,200 11,764,000 7,333,000 1,417,634,557
244,251,900
9,758,300 16,736,100
44,071,660
46,000 179,449,958
183,000
99,848,700
297,355,680
151,976,100 11,947,000 7,379,000 1,643,550,335
256,301,380 90,406,400 135,172,500 11,779,500 7,337,000 1,471,571,662
9,442,300 16,803,600
41,054,300
167,500
42,000 171,978,673
308,389,420 102,085,550 156,315,100 11,947,000 7,379,000 1,693,501,685
267,451,740 92,916,700 139,439,800 11,794,000 7,345,000 1,521,464,764
9,168,850 16,875,300
40,937,680
153,000
34,000 172,036,921
326,900,880 105,970,750 163,949,500 11,947,000 7,379,000 1,779,686,355
278,070,440 95,400,300 143,918,400 11,807,500 7,346,000 1,570,985,166
48,830,440 10,570,450 20,031,100
139,500
33,000 208,701,189
340,460,600 108,420,000 168,740,100 11,947,000 7,379,000 1,846,272,715
292,191,960 98,256,200 149,084,000 11,817,500 7,348,000 1,639,132,611
48,268,640 10,163,800 19,656,100
31,000 207,140,104
129,500

63,825,205
58,376,360
43,787,770
73,221,180
80,076,450
78,681,070
81,046,310
83,040,440
62,026,940
36,756,100
49,668,460
30,611,860
32,886,720
46,465,820
49,951,350
86,184,670
* 66," 586," 360

TABLE NO. 17.—National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on Oct. SI in each year from 1864 tO 1912,
inclusive—Continued.
Ones.
Issued
Redeemed..
Outstanding,
Issued
Redeemed..
Outstanding.
Issued
Redeemed..
Outstanding.
Issued
Redeemed..
Outstanding.
Issued
Redeemed..
Outstanding.
Issued
Redeemed..
Outstanding,
Issued
Redeemed..
Outstanding,
Issued
Redeemed..
Outstanding
Issued
Redeemed..
Outstanding
Issued
Redeemed..
Outstanding
Issued
Redeemed..
Outstanding
Issued
Redeemed...
Outstanding
Issued
Redeemed..
Outstanding
Issued
Redeemed...
Outstanding,

Twos.

Fives.

Tens.

Twenties.

Fifties.

One
hundreds.

One thouFive
hundreds. sands.

Total.

$23,169,677 $15,495,038 $652,869,420 $556,374,550 $351,310,920 $111,083,050 $173,825,100 $11,947,000 $7,379,000 $1,903,453,755
22,816,231 15,323,762 587,176,685 489,894,730 302,298,800 100,367,300 152,911,100 11,824,000 7,350,000 1,689,962,608
65,692,735
66,479,820
49,012,120 10,715,750 20,914,000
123,000
171,276
29,000 213,491,147
353,446
23,169,677 15,495,038 682,044,800 580,697,100 367,415,620 113,923,900 179,480,200 11,947,000 7,379,000 1,981,552,335
22,817,982 15,325,066 606,223,735 508,853,150 314,158,980 102,940,650 157,615,700 11,828,500 7,351,000 1,747,114,763
75,821,065
71,843,950
53,256,640 10,983,250 21,864,500
118,500
169,972
28,000 234,437,572
351,695
23,169,677 15,495,038 715,811,820 604,188,140 382,964,400 117,184,950 185,939,200 11,947,000 7,379,000 2,064,079,225
22,819,141 15,326,004 642,879,715 533,020,990 330,176,200 106,399,050 164,254,400 11,836,500 7,351,000 1,834,063,000
72,932,105
71,167,150
52,788,200 10,785,900 21,684,800
110,500
169,034
28,000 230,016,225
350,536
23,169,677 15,495,038 744,880,780 628,256,250 398,844,140 120,684,300 192,892,300 11,947,000 7,379,000 2,143,548,485
22,820,496 15,326,836 670,888,605 553,593,290 343,369,700 109,191,200 169,653,400 11,838,500 7,351,000 1,904,033,027
73,992,175
74,662,960
55,474,440 11,493,100 23,238,900
108,500
168,202
28,000 239,515,458
349,181
23,169,677 15,495,038 771,540,360 648,025,440 411,949,920 123,193,200 197,877,500 11,947,000 7,379,000 2,210,577,135
22,821,399 15,327,570 696,080,655 572,065,230 355,470,780 111,900,000 174,765,300 11,842,500 7,351,000 1,967,624,434
75,459,705
75,960,210
104,500
167,468
56,479,140 11,293,200 23,112,200
28,000 242,952,701
348,278
23,169,677 15,495,038 793,221,520 718,638,230 458,928,920 131,381,650 214,224,900 11,947,000 7,379,000 2,374,385,935
22,822,125 15,327,982 722,857,925 595,549,950 370,520,820 115,194,750 181,335,700 11,844,500 7,352,000 2,042,805,752
70,363,595 123,088,280
102,500
167,056
88,408,100 16,186,900 32,889,200
27,000 331,580,183
347,552
23,169,677 15,495,038 811,372,680 773,811,540 495,635,500 135,738,100 222,937,600 11,947,000 7,379,000 2,497,486,135
22,822,948 15,328,632 751,107,035 630,531,420 391,181,100 119,005,900 188,506,700 11,850,000 7,354,000 2,137,687,735
60,265,645 143,280,120 104,454,400 16,732,200 34,430,900
97,000
166,406
25,000 359,798,400
346,729
23,169,677 15,495,038 836,516,480 831,418,770 534,035,360 139,790,950 231,043,300 11,947,000 7,379,000 2,630,795,575
123,843,700
775,033,700 677,153,380 419,234,460
197,809,900 11,851,000 7,354,000 2,250,432,897
22,823,693 15,329,064
61,482,780 154,265,390 114,800,900 15,947,250 33,233,400
165,974
96,000
25,000 380,362,678
345,984
23,169,677 15,495,038 868,388,540 913,971,810 589,070,720 145,720,550 242,902,500 11,947,000 7,379,000 2,818,044,835
22,823,721 15,329,078 806,107,560 738,070,880 459,117,980 129,286,850 208,604,800 11,853,000 7,354,000 2,398,547,869
165,960
62,280,980 175,900,930 129,952,740 16,433,700 34,297,700
94,000
25,000 419,496,966
345,956
23,169,677 15,495,038 902,281,700 1,009,278,600 652,608,580 152,628,650 256,718,700 11,947,000 7,379,000 3,031,506,945
22,824,750 15,329,872 840,173,505 815,500,950 506,857,140 134,915,750 219,528,400 11,853,500 7,355,000 2,574,338,867
165,166
62,108,195 193,777,650 145,751,440 17,712,900 37,190,300
93,500
24,000 457,168,078
344,927
23,169,677 15,495,038 950,007,240 1,130,564,820 733,466,060 160,202,500 271,866,400 11,947,000 7,379,000 3,304,097,735
22,825,119 15,330,116 876,515,625 905,801,090 565,477,240 141,735,300 232,809,900 11,854,500 7,355,000 2,779,703,890
164,922
92,500
24,000 524,393,845
344,558
73,491,615 224,763, 730 167,988,820 18,467,200 39,056,500
23,169,677 15,495,038 1,006,305,860 1,240,988,000 805,831,300 167,811,650 287,084,700 11,947,000 7,379,000 3,566,012,225
22,825,423 15,330,328 915,147,420 996,132,780 621,053,860 148,214,600 245,040,600 11,855,500 7,355,000 2,982,955,511
164,710
24,000 583,056,714
91,158,440 244,855,220 184,777,440 19,597,050 42,044,100
91,500
344,254
23,169,677 15,495,038 1,079,440,160 1,338,576,420 859,365,420 171,765,950 294,993,300 11,947,000 7,379,000 3,802,131,965
3,192,268,549
15,330,330
675,948,800
256,778,200
7,355,000
11,856,000
22,825,429
959,165,950 1,088,629,890
154,378,950
24,000 609,863,416
164,708 120,274,210 249,946,530 183,416,620 17,387,000 38,215,100
91,000
344,248
4,169,149,705
23,169,677 15,495,038 1,165,615,720 1,507,820,550 951,813,720 178,149,200 307,759,800 11,947,000 7,379,000
22,825,802 15,330,568 1,034,454,335 1,225,988,270 756,563,780 160,616,150 268,432,600 11,857,000 7,355,000 3,503,423,505
164,470 131,161,385 281,832,280 195,249,940 17,533,050 39,327,200
90,000
24,000 665,726,200
343,875




Issued during current
year.
$57,181,040

S

W
H

78,098,580
82,526,890

H

79,469,260

O

67,028,650

163,808,800

O

123,100,200
133,309,440
187,249,260

o
H

W

213,462,110
272,590,790
261,914,490
236,119,740

367,6i7J740

O

1909.... Issued
Redeemed..
Outstanding
Issued
1910....
Redeemed..
Outstanding
1911.... Issued J^J.

Redeemedt.
Outstanding
1912.... Issued
Redeemed..
Outstanding

23,169,677
22,826,064
343,613
23,169,677
22,826,067
343,610
23,169,677
22,826,067
343,610
23,169,677
22,826,090
343,587

15,495,038
15,330,716
164,322
15,495,038
15,330,718
164,320
15,495,038
15,330,718
164,320
15,495,038
15,330,726
164,312

1,272,288,860
1,131,221,365
141,067,495
1,366,609,160
1,231,172,215
135,436,945
1,476,866,320
1,331,383,455
145,482,865
1,587,187,420
1,447,190,380
139,997,040

1,693,765,660
1,390,191,960
303,273,700
1,890,019,780
1,569,044,870
320,974,910
2,104,691,810
1,779,556,520
325,135,290
2,321,433,180
1,991,343,450
330,089,730

1,054,878,380
850,232,020
204,646,360
1,164,476,700
945,981,980
218,494,720
1,282,892,640
1,062,212,360
220,680,280
1,401,706,060
1,174,373,280
227,332,780

NOTE 1.—First issue, Dec. 21,1863; first redemption, Apr. 5,1865.
NOTE 2.—Circulation outstanding is exclusive of gold notes and nonpresented fractions.
NOTE 3.—Fractions not included.




183,972,400
167,358,900
16,613,500
189,895,450
173,448,200
16,447,250
195,863,250
179,697,100
16,166,150
202,812,100
185,453,950
17,358,150

319,406,200
281,807,200
37,599,000
331,252,300
293,973,000
37,279,300
341,881,700
305,893,500
35,988,200
351,445,350
316,369,100
35,076,250

11,947,000
11,858,000
89,000
11,947,000
11,859,000
88,000
11,947,000
11,859,000
88,000
11,947,000
11,859,500
87,500

7,379,000
7,356,000
23,000
7,379,000
7,356,000
23,000
7,379,600
7,356,000
23,000
7,379,000
7,356,000
23,000

4,582,302,215
3,878,482,225
703,819,990
5,000,244,105
4,270,992,050
729,252,055
5,460,186,435
4,716,114,720
744,071,715
5,922,574,825
5,172,102,476
750,472,349

413,152,510
417,941,890
459,942,330
"462," 388," 390

w
o
o

w

116

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 18.—National gold bank notes issued, redeemed, and outstanding Oct. 31,1912.

Fives
Tens
Twenties .

Fifties..
One hundreds
Five hundreds
One thousands..
Total
Unredeemed fractions
Total

.

....

.

Outstanding.

Redeemed.

Issued.

Denomination.

$364,140.00
746,470.00
722,580.00
404,850.00
809,700.00
342,500.00
75,000.00

$346,885.00
721,550.00
706,280.00
399,150.00
801,300.00
340,500.00
75,000.00

$17,255.00
24,920.00
16,300.00
5,700.00
8,400.00
2,000.00

3,465,240.00

3,390,665.00

74,575.00
104.50
74,679.50

TABLE NO. 19.—National-bank notes of each denomination outstanding on Mar. 13,1900,
and on Oct. 31, 1904 to 1912.
[Gold notes not included.]
Denomination.
Ones
Twos
Fives
Tens
Twenties
Fifties

One hundreds
Five hundreds
One thousands
Fractions

Mar. 13,1900.

Oct. 31, 1904.

$348,275.00
167,466.00
79,310,710.00
79,378,160.00
58,770,660.00
11,784,150.00
24,103,400.00
104,000.00
27,000.00
32,409.00

Oct. 31, 1905.

Oct. 31, 1906.

Oct. 31, 1907.

$344,927.00
$344,558.00
165,166.00
164,922.00
62,108,195.00 73,491,615.00
193,777,650.00 224,763,730.00
145,751,440.00 167,988,820.00
17,712,900.00 18,467,200.00
37,190,300.00 39,056,500.00
93,500.00
92,500.00
24,000.00
24,000.00
37,487.00
38,739.50

$344,254.00
164,710.00
91,158,440.00
244,855,220.00
184,777,440.00
19,597,050.00
42,044,100.00
91,500.00
24,000.00
40,086.50

$344,248.00
164,708.00
120,274,210.00
249,946,530.00
183,416,620.00
17,387,000.00
38,215,100.00
91,000.00
24,000.00
42,025.00

Total....o

254,026,230.00

457,205,565.00

524,432,584.50

583,096,800.50

609,905,441.50

Secured by lawful
money.
Secured by bonds

38,004,155.00
216,022,075.00

32,674,984.00
424,530,581.00

34,394,779.00 46,163,630.50
490,037,806.00 536,933,169.50

47,252,852.00
562,727,614.00

Denomination.

Oct. 31,1908.

Oct. 31, 1909.

Oct. 31, 1910.

Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Fractions.
Total
Secured by lawful
money
Secured by bonds

Oct. 31, 1911.

Oct. 31, 1912.

$343,875.00
$343,613.00
164,470.00
164,322.00
131,161,385.00 141,067,495.00
281,832,280.00 303,273,700.00
195,249,940.00 204,646,360.00
17,533,050.00 16,613,500.00
39,327,200.00 37,599,000.00
90,000.00
89,000.00
24,000.00
23,000.00
44,008.00
45,887.00

$343,610.00
$343,610.00
164,320.00
164,320.00
135,436,945.00 145,482,865.00
320,974,910.00 325,135,290.00
218,494,720.00 220,680,280.00
16,447,250.00 16,166,150.00
37,279,300.00 35,988,200.00
88,000.00
88,000.00
23,000.00
23,000.00
47,748.50
49,504.00

$343,587.00
164,312.00
139,997,040.00
330,089,730.00
227,332, 780.00
17,358,150.00
35,076,250.00
87,500.00
23,000.00
50,918.00

665,770,208.00

703,865,877.00

729,299,803.50

744,121,219.00

750,523,267.00

39,065,637.50 25,521,114.00
626,779,350.00 678,344,763.00

33,538,463.00
695,761,340.50

28,065,375.00
716,058,844.00

22,179,543.00
728,343,724.00

NOTE.—Beginning with October 31,1910, notes redeemed but not assorted included.




117

REPORT OP THE COMPTROLLER OP THE CURRENCY.

TABLE NO. 20.—National-bank notes outstanding and the amount and per cent of notes
of §5 on Mar. U, 1900, Oct. 31, 1900 to 1912}
$5 notes.
Total
circulation.

Date.

$254,026,230
331,580,183
359,798,400
380,362,678
419,496,966
457,168,078
524,393,845
583,056,714
609,863,416
665,726,200
703,819,990
729,252,055
744,121,219
750,523,267

Mar 14 1900
Oct 31 1900
Oct 31,1901
Oct 31 1902
Oct 31 1903
Oct. 31,1904
Oct 31 1905
Oct 31,1906
Oct. 31, 1907.
Oct 31 1908
Oct. 31 1909
Oct. 31, 1910.
Oct 31 1911
Oct. 31, 1912
1

Per cent.

Amount.

31.2
21.2
16.7
16.1
14.8
13.6
14.01
15.63
19.72
19.70
20.05
18.57
19.55
18.65

$79,310,710
70,383,595
60,265,645
61,482,780
62,280,980
62,108,195
73,491,615
91,158,440
120,274,210
131,161,385
141,067,495
135,436,945
145,482,865
139,997,040

Gold notes not included.

TABLE NO. 21.—Amount and denominations of national-bank notes issued and
since the organization of the system and amounts outstanding Oct. 31, 1912
Denomination.
Ones
Twos
Fives
Tens

Twenties
Fifties
One hundreds
Five hundreds

One thousands
Total

Issued.

Redeemed.

Outstanding.

$23,169,677
15,495,038
1,587,187,420
2,321,433,180
1,401,706,060
202,812,100
351,445,350
11,947,000
7,379,000

$22,826,090
$343,587
15,330,726
164,312
1,447,190,380 139,997,040
1,991,343,450 330,089,730
1,174,373,280 227,332,780
185,453,950 17,358,150
316,369,100 35,076,250
11,859,500
87,500
7,356,000
23,000

5,922,574,825

5,172,102,476

750,472,349

NOTE.—Gold notes and fractions not included.

TABLE NO. 22.— Vault account of currency received and issued by this bureau during the
year and the amount on hand Oct. 31, 1912.
National-bank currency in vaults at close of business Oct. 31,1911
$574,327,280
National-bank currency received from Bureau of Engraving and Printing during year ended
Oct. 31, 1912
447,685,520
Total to account for
,
,
Amount issued to banks during the year
Amount withdrawn from vaults and canceled
Total withdrawn
Amount in vaults at close of business Oct. 31,1912




$462,388,390
20,459,820

1,022,012,800
482,848,210
539,164,590

118

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 23.—National-bank notes received monthly for redemption by the Comptroller
of the Currency during the year ended Oct. 31, 1912, and the amount received during the
same period at the redemption agency of the Treasury, together with the total amount
received since the approval of the act of June 20, 181A-x

Received by the Comptroller of the Currency.
From the redemption
From naagency.
tional banks
in connection
with reduction of circulation and
For replaceRetirereplacement ment with
ment
with new
new notes.
account.
notes.

Month.

November, 1911
December, 1911
January, 1912
February, 1912
March, 1912
April, 1912
May, 1912.
June, 1912
July, 1912
August, 1912
September, 1912
October, 1912

$31,634,770 $2,112,818
30,786,362 2,202,287
40,505,900 2,304,041
36,261,678 1,985,748
36,435,895 2,112,920
35,397,838 2,980,318
38,659,570 2,813,163
36,850,938 2,599,318
35,752,073
34,971,112 1,950,402
28,815,172 2,015,440
38,187,392 1,630,192

$121,000
5,000
51,788
3,060
9,500
25,800
55,202
10,240
3,010
36,970
25,930
11,910

Total
Received from June 20, 1874, to
Oct. 31,1911

359,410

1

27,586,735

32,993,649
42,861,729
38,250,485
38,558,315
38,403,955
41,527,936
39,460,495
38,635,171
36,958,485
30,856,542
39,829,495

$46,646,904
54,363,693
77,819,645
50,283,920
53,149,946
55,320,499
65,929,473
61,987,331
59,666,461
54,271,136
41,816,565
48,103,770

452,204,845

669,359,343

23,538,975 3,622,968,141 914,721,481 4,561,228,597

6,615,179,880

4,047,226,841 942,308,216 5,013,433,442

7,284,539,223

Grand total

424,258,700

Total.

Received at
the United
States Treasury redemption agency.

Notes of gold banks not included in this table.

TABLE N O . 24.—National-bank notes received at this bureau and destroyed yearly since
the establishment of the system.
Date.
Prior to Nov. 1,1865
During year ended Oct. 31—
1866 .
1867
1868
1869
1870
1871
1872
1873
1874 .
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891




Date.

Amount.
$175,490
1,050,382
3,401,423
4,602,825
8,603,729
14,305,689
24,344,047
30,211,720
36,433,171
49,939,741
137,697,696
98,672,716
76,918,963
57,381,249
41,101,830
35,539,660
54,941,130
74,917,611
82,913,766
93,178,418
91,048,723
59,989,810
47,726,083
59,568,525
52,207,627
44,447,467
45,981,963
1

During year ended Oct. 31—Contd.
1892.
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903....
1904
1905
1906
1907
1908
1909
1910
1911
1912

Additional amount of insolvent and
liquidating national-bank notes
destroyed
Gold notes
Total

In addition, $45,235 destroyed in transit.

Amount.

$43,885,319
44,895,466
62,835,395
46,997,527
53,613,811
83,159,973
66,683,467
59,988,303
71,065,968
90,848,100
107,222,495
140,306,990
167,118,135
195,194,785
191,102,985
197,932,847
231,128,140
348,159,995
359,496,000
409,835,965
428,399,608
444,833,894
3,390,560
15,175,397,182

REPORT OF THE COMPTROLLER OF THE CURRENCY.

119

TABLE N O . 25.—National-bank notes issued during each year from 1864 to 1912, inclusive; national-bank notes destroyed of active banks, insolvent and liquidated banks,
and total destructions for each year during the same period, and also the percentage of
destructions to issues.
Destroyed.
Year ended
Oct. 31—

1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1896
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

Active banks.

Insolvent
and liquidating
banks.

$1,225,872
3,401,423
4,602,825
8,603,729
14,305,689
24,344,047
30,211,720
36,433,171
49,939,741
137,697,696
98,672,716
76,918,963
57,381,249
41,101,830
35,539,660
54,941,130
74,917,611
82,913,766
93,178,418
91,048,723
59,989,810
47,726,083
59,568,525
52,207,627
44,447,467
45,981,963
43,885,319
44,895,466
62,835,395
46,997,527
53,613,811
83,159,973
66,683,467
59,988,303
71,065,968
90,848,100
107,222,495
140,306,990
167,118,135
195,194,785
191,102,985
197,932,847
231,128,140
326,622,845
359,496,000
409,835,965
428,399,608

$272,383
207,639
540,176
164,888
227,702
1,700,731
4,161,137
2,445,355
1,388,671
3,937,387
3,116,642
2,688,157
2,674,586
1,794,172
1,320,706
1,403,470
3,101,028
5,990,342
6,174,623
9,571,733
15,919,552
18,368,936
22,706,700
15,704,966
10,733,384
7,955,142
6,007,783
4,624,936
5,312,050
3,832,470
3,538,344
3,788,264
3,286,560
3,603,104
4,115,350
4,033,883
5,522,667
7,805,620
8,663,918
10,148,380
12,142,389
11,378,202
80,024,833
48,433,196
33,011,015
35,284,248
27,586,735

Issued.

$58,813,980
146,285,475
89,485,759
9,616,927
6,165,135
8,376,450
16,667,875
48,660,710
50,888,475
46,235,375
51,766,644
136,025,195
78,480,410
75,611,240
63,825,205
58,376,360
43,787,770
73,221,180
* 80,076,450
78,681,070
81,046,310
83,040,440
62,026,940
36,756,100
49,668,460
30,611,860
32,886,720
46,465,820
49,951,350
86,184,670
66,586,360
57,181,040
78,098,580
82,526,890
79,469,260
67,028,650
163,808,800
123,100,200
133,309,440
187,249,260
213,462,110
272,590,790
261,914,490
236,119,740
367,017,740
413,152,510
417,941,890
459,942,330
462,388,390

Total outstanding.
Total.

$464,250
1,034,005
3,609,062
5,143,001
8,768,617
14,533,391
26,044,778
34,372,857
38,878,526
51,328,412
141,635,083
101,789,358
79,607,120
60,055,835
42,896,002
36,860,366
56,344,600
78,018,639
88,904,108
99,353,041
100,620,456
75,909,362
66,095,019
82,275,225
67,912,593
55,180,851
53,937,105
49,893,102
49,520,402
68,147,445
50,829,997
57,152,155
86,948,237
69,970,027
63,591,407
75,181,318
94,881,983
112,745,162
148,112,610
175,782,053
205,158,230
203,245,374
209,311,049
311,152,973
375,056,041
392,507,015
445,120,213
455,986,343

$58,813,980
204,635,205
293,086,959
299,094,824
300,116,958
299,724,791
301,859,275
324,475,207
340,990,825
348,347,674
348,785,906
343,176,018
319,867,070
315,871,190
319,640,560
335,120,918
342,048,322
358,924,902
360,982,713
350,759,675
332,452,944
314,872,928
300,990,506
271,651,587
239,044,822
201,744,089
179,449,958
171,978,673
172,036,921
208,701,189
207,140,104
213,491,147
234,437,572
230,016,225
239,515,458
242,952,701
331,580,183
359,798,400
380,362,678
419,496,966
457,295,565
524,408,249
583,171,985
609,905,441
665,844,987
703,940,757
724,874,508
739,165,313
749,348,559

Per cent
destruc- Per cent
tions ac- destructive
tions to
banks to
issues.

0.52
35.36
74.64
102.71
85.82
50.02
59.36
78.79
96.47
101.23
125.73
101.72
89.91
70.40
81.16
75.03
93.55
105.37
114.96
109.64
96.71
129.84
119.93
170.54
135.15
87.85
52.09
94.36
82.18
68.64
100.76
83.91
89.49
43.38
73.80
80.56
74.93
78.29
71.54
72.96
83.83
62.09
79.06
86.02
89.10
92.64

0.65
37.52
83.42
104.68
87.19
53.52
67.54
84.08
99.15
104.12
129.70
105.28
94.09
73.48
84.18
76.95
97.42
112.99
122.58
121.17
122.38
179.82
165. 65
221.86
167.79
116.08
99.88
57.45
102.34
88.89
73.18
105.35
88.04
94.87
45.89
77.07
84.57
79.09
82.35
75.26
77.60
88.65
84.77
90.77
93.91
96.77
98.61

TABLE N O . 26.— Vault account of currency received and destroyed during the year ended
Oct. 31, 1912.
There was in the vault of the redemption division of this office, awaiting destruction, at
the close of business Oct. 31,1911
$5,030,585.00
Received during the year end.ed Oct. 31,1912
452,204,844.50
Total
Withdrawn and destroyed during the year
Balance in vault Oct. 31,1912




457,235,429.50
455,986,342.00
1,249,087.50

120

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 27.— Taxes assessed national banks on deposits and capital {from 1864 to
188S) on circulation from 1864 to 1912, on capital and surplus (war revenue act of 1898)
from 1898 to 1902, and estimated corporation tax (act of 1909) from 1909 to 1912.
Year.
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1^94
1895
18961897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912

.

.

On deposits.

capital and
On capital. On circulation. On surplus.

$95,911.87
1,087,530.86
2,633,102.77
2,650,180.09
2,564,143.44
2,614,553.58
2,614,767.61
2,802,840.85
3,120,984.37
3,196,569.29
3,209,967.72
3,514,265.39
3,505,129.64
3,451,965.38
3,273,111.74
3,309,668.90
4,058, 710.61
4,940,945.12
18,295,717.93

$18,432.07
133,251.15
406,947.74
321,881.36
306,781.67
312,918.68
375,962.26
385,292.13
389,356.27
454,891.51
469,048.02
507,417.76
632,296.16
660,784.90
560,296.83
401,920.61
379,424.19
431,233.10
1707,751.33

.

.

.

.

Total

60,940,067.16
i To July 1,1883.




7,855,887.74

$53,193.32
733,247.59
2,106,785.30
2,868,636.78
2,946,343.07
2,957,416.73
2,949,744.13
2,987,021.69
3,193,570.03
3,353,186.13
3,404,483.11
3,283,450.89
3,091,795.76
2,900,957.53
2,948,047.08
3,009,647.16
3,153,635. 63
3,121,374.33
3,190,981.98
3,132,006. 73
3,024,668.24
2,794,584.01
2,592,021.33
2,044,922. 75
1,616,127.53
1,410,331.84
1,254,839.65
1,216,104.72
1,331,287.26
1,443,489.69
1,721,095.18
1,704,007.69
1,851,676.03
2,020,703.65
1,901,817.71
1,991,743.31
1,881,922.73
1,599,231.08
1,633,309.15
1,708,819.92
1,928,827.49
2,163,882.05
2,509,977. 80
2,806,070. 54
3,090,811.72
3,190,543.04
3,463,466.68
3,567,037.21
3,690,313.53
118,539,148.50
2

*

$1,752,802.00
1,730,251.00
1,731,929.00
1,833,431.00

2 1,250,000.00
2 1,250,000.00
2 1,168,000.00
10,716,413.00

Corporation tax.

Total.
$167,537.26
1,954,029.60
5,146,835.81
5,840,698.23
5,817,268.18
5,884,888.99
5,940,474.00
6,175,154.67
6,703,910.67
7,004,646.93
7,083,498.85
7,305,134.04
7,229,221.56
7,013,707.81
6,781,455.65
6,721,236.67
7,591,770.43
8,493,552.55
12,194,451.24
3,132,006.73
3,024,668.24
2,794,584.01
2,592,021.33
2,044,922.75
1,616,127.53
1,410,331.84
1,254,839.65
1,216,104.72
1,331,287.26
1,443,489.69
1,721,095.18
1,704,007.69
1,851,676.03
2,020,703.65
1,901,817.71
3,744,545.31
3,612,173.73
3,331,160.08
3,466,740.15
1,708,819.92
1,928,827.49
2,163,882.05
2,509,977.80
2,806,070. 54
3,090,811.72
3,190,543.04
4,713,466.68
4,817,037.21
4,858.313.53
198,051,516.40

REPORT OF THE COMPTKOLLEK OP THE CURRENCY.

121

TABLE NO. 28.— Taxes assessed on national-bank circulation, years ended June 30, 1864*
to 1912', cost of redemption, 1874 to 1912', cost of plates and examiners' fees, 1883 to
1912.

Year.

AssessCost of
for
redemption Assessment Assessment ment
cost of Assessment
for cost of plates,
of notes
Semiannual
for examfor
cost
of
by
the
plates,
duty on
iners' fees
addiplates, new extended
circulation.
United
(sec.
5240,
tional or
banks.
States
banks.
XV. O.).
dupliTreasurer.
cate.
$52,253,518.24

1864-1882
1874-1882
1883
1884
1885
1886
1887
1888

11,971,587.10
147,592.27
160,896.65
181,857.16
168,243.35
138,967.00
141,141. ~
131,190.67
107,843.39
99,366.52
100,593.70
103,032.96
107.445.14
100,352.79
114,085.63
125,061.73
125,924.35
121,291.40
122,984.76
146,236.18
153,796.33
174,477.62
219,093.13
247,973.26
250,924.24
233,650.52
270,840.21
396.743.15
434,093.10
443,380.12
505, 735,21

$25,980.00
18,845.00
13,150.00
14,810.00
18,850.00
14,100.00
12,200.00
24,175.00
18,575.00
15,700.00
14,225.00
4,050.00
4,950.00
5,450.00
3,050.00
5,275.00
8,200.00
29,200.00
85,975.00
43,200.00
54,475.00
45,500.00
47,825.00
54,150.00
76,275.00
48,450.00
31,475.00
55,125.00
27,875.00
22,740.00

$34,120.00
1,950.
97;800.00
24,825.00 .
I', 750. OOl.
3',900.00|.
' 575.00 .
725.00 .
7,200.00
8,100.00
5,200.00
4,375.00
6,875.00
3,750.00
3,700.00
1,775.00
2,850.00
15,050.00
13,500.00
14,425.00
40,325.00
12,600.00
64,800.00
31,450.00
12,975.00
10,025.00
10,800.00
17,500.00
22,375.00
28,190.00 4,130.00

118,539,148.50 7,746,401.12

843,850.00

501,485.00

132,006.
024,668.
794,584.
592,021.
044,922.
616,127.
410,331.
254,839.
216,104.
331,287.
443,489.
721,095.
704,007.
851,676.
020,703.
901,817.
991,743.
881,922.
599,221.
633,309.
708,819.
928,827.
163,882.
509,977.
806,070.
090,811.
190,543.
463,466.
567,037.
690,313.

1890.
1891.
1892.
1893.
1894.
1895.
1896.
1897.
1898.
1899.
1900.
1901.
1902.
1903.
1904.
1905.
1906.
1907.
1908.
1909.
1910.
1911.
1912.

Total

$94,606.
99,642.
107,781.
107,272.
110,219.
121,777.
130,725.
136,772.
138,969.
161,983.
162,444.
251,966.
238,252.
237,803.
222,858.
225,445.
244,903.
259,164.
277,816.
307,296.
324,598.
346,895.
388,307.
396,766.
425,157.
429,397.
510,928.
524,039.
492,269.
526,169.

Total.

$52, 253,518.24
1 971.587.10
434.305.16
306,001.94
195,172.90
907,172.51
314,709.63
897,046.87
685,023.30
524,355.75
480.215.63
617.664.64
728,392.24
088.932.11
054,437.75
212.765.17
373,374.30
260,237.33
368,988.33
308,322.35
122,748.33
152,027.11
302,696.51
552,915.94
912.787.70
243,268.27
554.128.71
849,524.68
140,489.26
494,223.81
552,936.38
777,278.50

4,130.00 8,002,233.83 135,637,248.45

1 Cost of redemption per $1,000, $0.78233.

TABLE NO. 29.—Taxes collected on circulation, deposits, and capital of banks, other than
national, by the Internal-Revenue Bureau, 1864 to 1883, and on capital, 1898 to 1902.
Collected
Collected
Collected
Collected

on circulation
on deposits
on capital to 1883
on capital under war-revenue act of 1898

Total




$5,487,608.82
48,802,237.39
14,986,143.44
7,136,754.00
76,412,743.65

122

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 30.—Specie and bank-note circulation of the United States in the years specified from 1800 to 1859.
[Prepared by Loans and Currency Division, Treasury Department.]

Year.

1800
1810
1820 .
1830
1831
1832
1833
1834....
1835....
1836....
1837....
1838....
1839....
1840....
1841....
1842....
1843....
1844....
1845....
1846....
1847....
1848....
1849....
1850....
1851....
1852
1853....
1854
1855....
1856....
1857....
1858....
1859

Number Estimated Estimated Total money
in
Specie in
of banks bank
in United Treasury.
notes specie
United
and
States.
States.
branches. outstanding.

506
704
713
788
829
840
901
784
692
691
696
707
707
715
751
782
824
879
750
1,208
1,307
1,398
1,416
1,422
1,476

$10,500,000
28,000,000
44,800,000
61,000,000
77,000,000
91,500,000
91,500,000
94,839,570
103,692,495
140,301,038
149,185,890
116,138,910
135,170,995
106,968,572
107,290,214
83,734,011
58,563,608
75,167,646
89,608,711
105,552,427
105,519,766
128,506,091
114,743,415
131,366,526
155,165,251
171,673,000
188,181,000
204,689,207
186,952,223
195,747,950
214,778,822
155,208,344
193,306,818

$17,500,000
30,000,000
24,300,000
33,100,000
32,100,000
30,400,000
30,650,000
41,000,000
51,000,000
65,000,000
73,000,000
87,500,000
87,000,000
83,000,000
80,000,000
80,000,000
90,000,000
100,000,000
96,000,000
97,000,000
120,000,000
112,000,000
120,000,000
154,000,000
186,000,000
204,000,000
236,000,000
241,000,000
250,000,000
250,000,000
260,000,000
260,000,000
250,000,000

$28,000,000
58,000,000
69,100,000
93,100,000
109,100,000
121,900,000
122,150,000
135,839,570
154,692,495
205,301,038
222,185,890
203,638,910
222,170,995
189,968,572
187,290,214
163,734,011
148,563,608
175,167,646
185,608,711
202,552,427
225,519,766
240,506,091
234,743,415
285,366,526
341,165,251
375,673,000
424,181,000
445,689,207
436,952,223
445,747,950
474,778,822
415,208,344
443,306,818

i$1,500,000
i 3,000,000
12,000,000
5,755,705
6,014,540
4,502,914
2,011,778
11,702,905
8,892,858
15,000,000
15,000,000
15,000,000
2,466,962
3,663,084
987,345
230,484
1,449,472
7,857,380
7,658,306
9,126,439
1,701,251
8,101,353
2,184,964
6,604,544
10,911,646
14,632,136
21,942,893
20,137,967
18,931,976
19,909,325
17,710,114
6,398,316
4,339,276

Money in
Per
circulation. Population. capita.

$26,500,000
55,000,000
67,100,000
87,344,295
93,085,460
117,397,086
120,138,222
124,136,665
145,799,637
200,301,038
217,185,890
198,638,910
219,704,033
186,305,488
186,302,869
163,503,527
147,114,136
167,310,266
177,950,405
193,425,988
223,818,515
232,404,738
232,558,451
278,761,982
330,253,605
361,040,864
402,238,107
425,551,240
418,020,247
425,846,625
457,068,708
408,810,028
438,967,542

5,308,483
7,239,881
9,633,822
12,866,020
13,221,000
13,590,000
13,974,000
14,373,000
14,786,000
15,213,000
15,655,000
16,112,000
16,584,000
17,069,453
17,591,000
18,132,000
18,694,000
19*276,000
19.878,000
20,500,000
21,143,000
21,805,000
22,489,000
23,191,876
23,995,000
24,802,000
25,615,000
26,433,000
27,256,000
28,083,000
28,916,000
29,753,000
30,596,000

$4.99
7.60
6.96
6.69
7.04
8.64
8.60
8.64
9.86
13.17
- 13.87
12.33
13.26
10.91
10.59
9.02
7.87
8.68
8.95
9.43
10.59
10.66
10.34
12.02
13.76
14.63
15.80
16.10
15.34
15.16
15.81
13.78
14.35

i Specie in Treasury, estimated.

TABLE NO. 31.—Coin and paper circulation of the United States from 1860 to 1912,

inclusive, with amount of circulation per capita.

Coin,
bullion, and
Year Coin, including United States
Total money. paper money
bullion
notes and
ending
in Treasury,
bank notes.
June 30. in Treasury.

1860.
1861.
1862.
1863.
1864.
1865.
1866.
1867.
1868.
1869.
1870.
1871.
1872.
1873.
1874.
1875.
1876.
1877.
1878.
1879.
1880.
1881.
1882.
1883.
1884.
1885.
1886.
1887.

$235,000,000
250,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
25,000,000
52,418,734
65,837,506
102,047,907
357,268,178
494,363,884
647,868,682
703,974,839
769,740,048
801,068,939
872,175,823
903,027,304
1,007,513,901

$207,102,477
202,005,767
333,452,079
649,867,283
680,588,067
745,398,620
729,430,711
703,334,669
692,336,115
691,471,653
698,940,094
719,539,283
740,960,724
751,363,213
781,024,781
773,273,509
738,264,550
697,216,341
687,743,069
676,372,713
691,186,443
701,723,691
705,423,050
703,496,526
686,180,899
665,750,948
655,691,476
625,898,804




$442,102,477
452,005,767
358,452,079
674,867,283
705,588,067
770,398,620
754,430,711
728,334,669
717,336,115
716,471,653
723,940,094
744,539,283
765,960,724
776,363,213
806,024,781
798,273,509
790,683,284
763,053,847
789,790,976
1,033,640,891
1,185,550,327
1,349,592,373
1,409,397,889
1,473,236,574
1,487,249,838
1,537,926,771
1,558,718,780
1,633,412,705

$6,695,225
3,600,000
23,754,335
79,473,245
55^426^760
80,839,010
66,208,541
36,449,917
50,898,289
47,655,667
25,923,169
24,412,016
22,563,801
29,941,750
44,171,562
63,073,896
40,738,964
60,658,342
215,009,098
212,168,099
235,354,254
235,107,470
242,188,649
243,323,869
244,864,935
308,707,249
315,873,562

Circulation.

$435,407,252
448,405,767
334,697,744
595,394,038
669,641,478
714,971,860
673,591,701
662,126,128
680,886,198
665,573,364
676,284,427
718,616,114
741,548,708
753,799,412
776,083,031
754,101,947
727,609,388
722,314,883
729,132,634
818,631,793
973,382,228
1,114,238,119
1,174,290,419
1,231,047,925
1,243,925,969
1,293,061,836
1,250,011,531
1,317,539,143

CirculaPopulation. tion per
capita.

31,443,321
32,064,000
32,704,000
33,365,000
34,046,000
34,748,000
35,469,000
36,211,000
36,973,000
37,756,000
38,558,371
39,555,000
40,596,000
41,677,000
42,796,000
43,951,000
45,137,000
46,353,000
47,598,000
48,866,000
50,155,783
51,316,000
52,495,000
53,693,000
54,911,000
56,148,000
57,404,000
58,680,000

$13.85
13.98
10.23
17.84
19.67
20.58
18.99
18.29
18.42
17.63
17.51
18.17
18.27
18.09
18.13
17.16
16.12
15.58
15.32
16.75
19.41
21.71
22.37
22.93
22.65
23.03
21.78
22.45

BEPOBT OF THE COMPTBOLLEK OF THE CURRENCY.

123

TABLE N O . 31.—Coin and paper circulation of the United States from 1860 to 1912,
inclusive, with amount of circulation per capita—Continued.
Coin,
bullion, and
Year Coin, including United States
Total money. paper money Circulation.
ending
bullion
notes and
in Treasury,
June 30. in Treasury. bank notes.
as assets.
1888.
1889.
1890.
1891.
1892.
1893.
1894.
1895.
1896.
1897.
1900.
1901.
1902.
1903.
1904.
1905.
1906.
1907.
1908.
1909.
1910.
1911.
1912.

$1,092,391,690
1,100,612,434
1,152,471,638
1,112,956,637
1,131,142,260
1,066,223,357
1,098,958,741
1,114,899,106
1,097,610,190
1,213,780,289
1,397,785,969
1,508, 543,738
1,607,352,213
1,734,861,774
1,829,913,551
1,905, 116,321
1,994,610,024
2,031,296,042
2,154,797,215
2,159, 103,301
2,328,767,087
2,365,512,264
2,355,807,734
2,477,837,453
2,554,125,643

$599,043,337
558,059,979
532,651,791
564,837,007
621,076,937
672,584,935
706,618,677
704,460,451
702,364,843
692,989,982
675,788,473
681,550,167
732,348,460
748,206,203
733,353,107
779,594,666
808,894, 111
851,813,822
915,179,376
956,457,706
1,049,996,933
1,040,816,090
1,063,783,749
1,078,121,524
1,094,745,008

$1,691,435,027
1,658,672,413
1,685,123,429
1,677,793,644
1,752,21^,197
1,738,808,292
1,805,577,418
1,819,359,557
1,799,975,033
1,906,770,271
2,073,574,442
2,190,093,905
2,339,700,673
2,483,067,977
2,563,266,658
2,684,710,987
2,803,504,135
2,883,109,864
3,069,976,591
3,115,561,007
3,378,764,020
3,406,328,354
3,419,591,483
3,555,958,977
3,648,870,651

$319,270,157
278,310,764
255,872,159
180,353,337
150,872,010
142,107,227
144,270,253
217,391,084
293,540,067
265,787,100
235,714,547
286,022,024
284,549,675
307,760,015
313,876,107
317,018,818
284,361,275
295,227,211
333,329,963
342,604,552
340,748,532
300,087,697
317,235,878
341,956,381
364,357,557

$1,372,164,870
1,380,361,649
1,429,251,270
1,497,440,307
1,601,347,187
1,596,701,065
1,661,307,165
1,601,968,473
1,506,434,966
1,640,983,171
1,837,859,895
1,904,071,881
2,055,150,998
2,175,307,962
2,249,390,551
2,367,692,169
2,519,142,860
2,587,882,653
2,736,646,628
2,772,956,455
3,038,015,488
3,106,240,657
3,102,355,605
3,214,002,596
3,284,513,094

CirculaPopulation. tion per
capita.

59,974,000
61,289,000
62,622,250
63,844,000
65,086,000
66,349,000
67,632,000
68,934,000
70,254,000
71,592,000
72,947,000
74,318,000
76,303,387
77,754,000
79,117,000
80,487,000
81,867,000
83,260,000
84,662,000
86,074,000
87,496,000
88,926,000
90,363,000
93,983,000
95,656,000

$22.88
22.52
22.82
23.45
24.60
24.06
24.56
23.24
21.44
22.92
25.19
25.62
26.93
27.98
28.43
29.42
30.77
31.08
32.32
32.22
34.72
34.93
34.33
34.20
34.34

NOTE 1.—Specie payments were suspended from Jan. 1, 1862, to Jan. 1, 1879. During the greater part
of that period gold and silver coins were not in circulation except on the Pacific coast, where it is estimated the specie circulation was generally about $25,000,000. This estimated amount is the only coin
included in the above statement from 1862 to 1875, inclusive.
NOTE 2.—In 1876 subsidiary silver again came into use, and is included in this statement, beginning
with that year.
NOTE 3.—The coinage of standard silver dollars began in 1878, under the act of Feb. 28,1878.
NOTE 4.—Specie payments were resumed Jan. 1, 1879, and all gold and silver coins, as well as gold and
silver bullion in the Treasury, are included in this statement from and after that date.
NOTE 5.—The Director of the Mint recently made a revised estimate of the stock of gold coin; and as a
consequence of such revision the estimated stock of gold in the United States and of gold coin m circulation has been reduced $135,000,000 in the figures for 1907.
NOTE 6.—There was a reduction as of June 30,1910, of $9,700,000 of subsidiary silver coin as a result of
the revision of stock by the Mint Bureau.
NOTE 7.—This table has been revised and shows slight changes from previous figures in many of the
Items.

TABLE NO. 32.—State-bank notes outstanding, total money in United States, and percentage of bank notes to total money, from 1800 to 1863, inclusive.
Per cent
Total money Estimated
bank
bank notes notes to
in United
outstanding.
total
States.
money.

Year.

1800
1810
1820
1830
1831
1832
1833
1834
1835
1836
1837
1838
1839
1840.
1841
1842
1843
1844
1845

$28,000,000
58,000,000
69,100,000
93,100,000
109,100,000
121,900,000
122,150,000
135,839,570
154,692,495
205,301,038
222,185,890
203,638,910
222,170,995
189,968,572
187,290,214
163,734,011
148,563,608
175,167,646
185,608,711
1

$10,500,000
28,000,000
44,800,000
61,000,000
77,000,000
91,500,000
91,500,000
94,839,570
103,692,495
140,301,038
149,185,890
116,138,910
135,170,995
106,968,572
107,290,214
83,734,011
58,563,608
75,167,646
89,608,711

37.50
48.27
64.83
65.54
70.57
75.06
74.90
69.81
67.01
68.33
67.14
57.03
60.84
56.30
57.28
51.13
39.39
42.91
48.27

Other paper currency, $149,652,079.


Year.

1846...
1847...
1848
1849...
1850...
1851
1852...
1853...
1854...
1855...
1856...
1857.-.
1858...
1859
1860.
1861
1862
1863

Per cent
Total money Estimated
bank
in United
bank notes notes to
States.
outstanding.
total
money.
$202,552,427 $105,552,427
225,519,766
105,519,766
240,506,091 128,506,091
234,743,415 114,743,415
285,366,526
131,366,526
341,165,251 155,165,251
375,673,000
171.673,000
424,181,000 188,181,000
445,689,207 204,689,207
436,952,223 186,952,223
445,747,950
195,747,950
474,778,822 214,778,822
415,208,344 155,208,344
443,306,818
193,306,818
460,102,477 207,102,477
452,005,767 202,005,767
358,452,079 1183,800,000
674,867,283 2 238,700,000

2 Other paper currency, $411,167,283.

52.11
46.78
53.43
48.87
46.03
45.48
45.69
44.36
45.92
42.78
43.91
45.23
37.38
43.60
45.01
44.69
51.27
35.37

124

EEPOET OF THE COMPTKOLLEB OF THE CUEEENCY.

TABLE NO. 33.—Total money in United States, national-bank notes outstanding, and
percentage of bank notes to total money, on June 30, 1864 to 1912, inclusive.

Year.

Total money in Nationalbank 1
United States. circulation.

1864...
1865...
1866...
1867...
1868...
1869...
1870...
1871...
1872...
1873...
1874...
1875...
1876...
1877...
1878...
1879...
1880...
1881...
1882...
1883...
1884...
1885...
1886...
1887...
1888...

$705,588,067
770,398,620
754,430, 711
728,334,669
717,336,115
716,471,653
723,940,094
744,539,283
765,960,724
776,363,213
806,024, 781
798,273,509
790,683,284
763,053,847
789,790,976
1,033,640,891
1,185,550,327
1,349,592,373
1,409,397,889
1,473,236,574
1,487,249,838
1,537,926,771
1,558,718,780
1,633,412,705
1,691,435,027

Percentage of
nationalbank circulation
to total
currency.

$58,813,980
204,635,205
293,086,959
299,094,824
300,116,958
299,724,791
301,859,275
324,475,207
340,990,825
348,347,674
348, 785,906
343,176,018
332,998,336
317,048,872
324,514,284
329,691,697
344,505,427
355,042,675
358,742,034
356,815,510
339,499,833
319,069,932
309,010,460
279,217, 788
252,362,321

8.33
26.56
38.85
41.07
41.84
41.83
41.70
43.58
44.52
44.87
43.27
42.99
42.11
41.55
41.09
31.89
29.06
26.31
25.45
24.29
22.83
20.75
19.83
17.09
14.92

Percentage of
NationalnationalTotal money in
bank 1 bank cirUnited States. circulation.
culation
to total
currency.

Year.

1889....
1890....
1891....
1892....
1893....
1894
1895....
1896....
1897
1898....
1899....
1900....
1901....
1902
1903....
1904....
1905
1906....
1907....
1908....
1909....
1910....
1911
1912....

. $1,658,672,413 $211,378,963
. 1,685,123,429 185,970,775
. 1,677,793,644 167,927,574
. 1,752,219,197 172,683,850
. 1,738,808,292 178,713,692
. 1,805,977,418 207,353,244
. 1,819,359,557 211,691,035
. 1,799,975,033 226,000,547
. 1,906,770,271 231,441,686
. 2,073,574,442 227,900,176
. 2,190,093,905 241,350,871
. 2,339,700,673 309,640,443
. 2,483,067,977 353, 742,186
. 2,563,266,658 356,672,091
. 2,684,710,987 413,670,650
. 2,803,504,135 449,235,095
. 2,883,109,864 495, 719,807
. 3,069,976,591 561,112,360
. 3,115,561,007 603,788,690
. 3,378, 764,020 698,333,917
. 3,406,328,354 689,920,074
. 3,419,591,483 713,430, 733
. 3,555,958,977 728,194,508
. 3,648,870,650 745,134,992

12.74
11.04
10.01
9.86
10.28
11.48
11.63
12.55
12.14
10.99
11.02
13.23
14.25
13.91
15.41
16.02
17.19
18.28
19.38
20.67
20.25
20.86
20.47
20.42

i Oct. 31,1864 to 1875; June 30,1876 to 1911.

TABLE NO. 34.—Per cent of the various kinds of currency and instruments of credit,
together with total per cent of instruments of credit, as shown by the daily receipts of
banks on the dates indicated.

Classification.

June 30, Sept. 17, July 1,
1881
1881
1890
(2,132
(3,364
(1,966
banks). banks). banks).

Sept. 17, Sept. 15,
1892
1890
(3,473
(3,474
banks). banks).

May 15,
1894
(2,465
banks).

July 1, Mar. 16,
1896
1909
(5,530
(11,492
banks). 1 banks). 2

Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent.
0.89
1.13
0.88
0.60
0.65
1.38
0.60
.32
.16
.41
.43
.50
.17
.40

Gold coin
Silver coin
Gold Treasury certificates
Silver Treasury certificates
Legal-tender notes
National-bank notes.. }
United States certificates of deposit for
legal-tender notes
Checks, drafts, etc....
Clearing-house certificates
Exchanges for clearing house
Miscellaneous
Total
Per cent of instruments of credit

4.06

4.36 f

t

1.52

1.88

1.53
1.87

1.81
2.34 |
1.34

1.25

91.77

91.85

.12
44.90

.03
51.58

3.36

2.24

1.04

.74

46.06
.50

38.68
.04

t

3.00

46.79
1

1

100.00

100. 00

100. 00

100. 00

95.10

94.10

92.50

91.00

90.60

4.90

94.10
92.00

100.00
(3)

Includes 2,056 other than national banks.
Includes 6,040 other than national banks.
3 Based solely on transactions with retail merchants.
4 Includes 0.67 per cent currency certificates.




6.30

3 58.90

43.82

100. 00

1
2

M1.10

4 5. io

100.00

100.00

92.60

94.10

REPORT OF THE COMPTROLLER OF THE CURRENCY.

125

TABLE NO. 35.— United States bonds on deposit to secure circulating notes of national
banks for the years ended Oct. 31, from 1900 to 1912, etc.
United States bonds held as security for circulation.
Year.

1900....

1901....

1902....

1903....

1904

1905

1906....

1907....

1908....

Number of
banks.

2 per cent
consols of
1930.

4 per cent
bonds.

Consols of
f $1,019,950
1907,
I
Consols
of
313,544,100
3,871 1 1930,
L oan o f
(270,006,600
1895,
7,503,350
Consols of
f
12,500
1907,
of
6,032,000
4,221 1I Consols
Loan of
1930,
1316,625,650
1895,
2,911,100
Consols of
1907,
8,248,450
4,601 320,738,000 Loan
of
1895,
2,208,600
Consols of
1907,
2,979,200
5,147 376,003,300
Loan of
1895,
1,410,100
Consols of
1907,
5,857,500
5,495 416,972,750
L o a n of
1895,
1,791,600
Consols of
1907,
5,858 483,181,900 4,050,350
L o a n of
1895,
4,465,000
Consols of
1907,
25,124,650
6,225 492,170,650 Loan
of
1895,
4,602,100
Loan of
6,620 532,543,550
1895,
10,732,900
6,873 554,700,700

14,960,450

3 per cent
bonds.

5 per cent
bonds.

Total.

United
States
bonds held
for other
purposes
at nearest
date.

Grand
total.

L o a n of L o a n of 1
.1898, 3 per 1904, 5 per [$301,123,580 $113,859,250 $414,982,830
cent,
cent,
$7,756,580 $1,293,000

1

•

3,983,780

268,900

329,833,930 115,003,660 444,837,590

6,056,720

1,100,900

338,352,670 132,693,250 471,045,920

1,797,580

718,650

382,726,830 141,177,680 523,904,510

1,922,940

426,544,790 121,812,810 548,357,600

2,215,540

493,912,790

.

(2 per cent
3,273,700 11 Panama
Canal,
I 14,482,080

539,653,180 104,759,730 644,412,910

.

6,490,080

567,011,910 103,019,490 670,014,400

17,245,380

38,558,680
13,936,500
Certifi10,468,520 cates of in-

73,888,980 567,801,770

632,624,850

89,033,690 721,658,540

679,545,740

62,367,940 741,913,680

694,926,070
714,170,320
730,257,280

62,414,310 757,340,380
59,013,840 773,184,160
47,059.500 777,314,780

\X" U t c•\Xm

1909....

4 per cent 3 per cent
n of • 1908-1918,
7,025 573,328,450 l o a1925,
14,575,560
15,463,050

1910....
1911....
1912....

7,218 580,145,400
7,331 593,006,600
7,428 601,762,600




21,022,650
22,854,300
26,817,000

15.337,540
18,199 380
20,419,220

ness 3 per
cent.
2 per cent
1936 and
1938,
Panama
Canal.
76,178,680
78,420,480
80,110,040
81,258,460

TABLE NO. 36.—Profit on national-bank circulation, based on a deposit of $100,000 United States consols of 1930, loan of 1925, and Panama Canal loan,
to
at the average net price, monthly, during the year ended Oct. 31, 1912.
CONSOLS OF 1930.
Receipts.
Date.

November
December
January
February
March
April
May
June
July
August
September
October

1911.
1912,

Cost of
bonds.

Deductions.

Circulation obInterest
tainable. Interest on circu- Gross reon bonds. lation at ceipts.
6 per cent.

Tax.

Expenses.

Sinking
fund.

Net receipts.
Total.

Interest on
cost of
bonds at 6
per cent.

Profit on circulation
in excess of 6 per
cent on the investment.

i

Amount. Per cent.
H

$100,417 $100,000
100,413 100,000
100,382
100,400
100,981
101,250
101,250
101,010
100,875
100,923
101,250
101,255

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

2,000

$6,000
6,000

$8,000
8,000

$500
500

$62.50
62.50

$12.54
12.84

$575.04
575.34

$7,424.96
7,424.66

$6,025.00
6,024.78

$1,399.96
1,398.88

1.394
1.394

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000

8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000

500
500
500
500
500
500
500
500
500
500

62.50
62.50
62.50
62.50
62.50
62.50
62. 50
62.50
62.50
62.50

11.67
12.29
30.61
39.04
39.34
32.02
27.96
29.72
40.45
41.02

574.17
574. 79
593.11
601. 54
601. 84
594. 52
590. 46
592.22
602.95
603.52

7,425.83
7,425.21
7,406.89
7,398.46
7,398.16
7,405.48
7,409.54
7,407.78
7,397.05
7,396.48

6,022,93
6,023.97
6,058.85
6,075.00
6,075. 00
6,060.60
6,052.50
6,055.39
6,075.00
6,075.29

1,402.90
1,401.24
1,348.04
1,323.46
1,323.16
1,344.88
1,357.04
1,342.39
1,322.05
1,321.19

1.397
1.395
1.335
1.307
1.307
1.331
1.345
1.330
1.305
1.305

$705.43 $1,767.93
705.17 1,767.67

$8,332.07
8,232.33

$6,847.50
6,839.51

$1,484.57
1,392.82

1.301
1.222

1,754.25
1,757.13
1,787. 08
1,824.97
1,834. 40
1,832. 05
1,829.84
1,820.95
1,824.90
1,837.08

8,245.75
8,242.87
8,212.92
8,175. 03
8,165.60
8,167.95
8,170.16
8,179. 05
8,175.10
8,162.92

6,816.06
6,811.96
6,839.14
6,874.90
6,877. 50
6,866.70
6,856.15
6,838.27
6,834.69
6,840.00

1,429.69
1,430.91
1,373.78
1,300.13
1,288.10
1,301.25
1,314.01
1,340.78
1,340.41
1,322.92

1.258
1.260
1.205
1.135
1.124
1.137
1.150
1.173
1.177
1.160

$2,000

W
o
o
g

LOAN OF 1925.
November
December

1911

1912
January
February
March
April.
May
June
July
August
September
October




w
$114,125 $100,000
113,992 100,000
113,601
113,533
113,986
114,582
114,625
114,445
114,269
113,971
113,912
114,000

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

$4,000
4,000

$6,000
6,000

4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000
4,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000

$10,000 $1,000
10,000 1,000

$62. 50
62.50

1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000
1,000

62.50
62. 50
62.50
62.50
62.50
62.50
62. 50
62. 50
62.50
62.50

10,000
10,000
10,000
10,000
10,000
10,000
10,000
10', 000
10,000
10,000

691.75
694. 63
724. 58
762. 47
771. 90
769.55
767. 34
758. 45
762.40
774.58

Q

d

s
3
o

PANAMA CANAL LOAN OF 1916-1936.1

November
December
January
February
March
April
May
June
July
August
September
October

1911.

$100,406
100,038

$100,000
100,000

$2,000
2,000

$6,000
6,000

$8,000
8,000

$500
500

$62. 50
62.50

$7.24
.72

$569. 74
563.22

$7,430.26
7,436. 78

$6,024.38
6,002.28

100,000
100,016
100,231
100,250
100,250
100,570
100,750
100,769
101,016
101,250

100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000
100,000

2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000

6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000
6,000

8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000
8,000

500
500
500
500
500
500
500
500
500
500

62.50
62. 50
62. 50
62.50
62.50
62. 50
62.50
62.50
62.50
62.50

.00
.30
4.29
4.60
4.63
10.63
14.08
14. 53
19.31

562. 50
562. 80
566. 79
567.10
567.13
573.13
576. 58
577. 03
581. 81
586. 43

7,437.50
7,437.20
7,433.21
7,432. 90
7,432.87
7,426.87
7,423. 42
7,422. 97
7,418.19
7,413.57

6,000.00
6,000.98
6,013. 85
6,015. 00
6,015.00
6,034.20
6,045.00
6,046.15
6,060.94
6,075.00

1912,




* Here treated as maturing Aug. 1,1936.

$1,405.88
1,434.50
1,437.50
1,436.22
1,419.36
1,417.90
1,417.87
1,392.67
1,378.42
1,376. 82
1,357.25
1,338.57

1.400
1.433
1.438
1.436
1.416
1.414
1.414
1.384
1.368
1,366
1.344
1.322

O
fcrj

H

W

O
O

3
r1
o

fcrj
1-3

W
O
c!

i
o
!

128

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 37.—National banks placed in liquidation from Nov. 1,1911, to Oct. SI, 1912,

the names, where known, of succeeding banks in cases of succession, together with date of
liquidation, capital, and circulation issued and outstanding.
Circulation.
Name and location of bank.

Date of liquidation.

Capital.
Issued.

Farmers and Merchants National Bank of Redkey,
Ind. (9670); absorbed by Bank of Redkey, Ind
First National Bank of Tupelo, Okla. (8609)
Commercial National Bank of Greensboro, N. C. (9123) ;
consolidated with American Exchange Bank of
Greensboro, N. C
Monroe National Bank of Chicago, 111. (8121); absorbed by Central Trust Co. of Illinois, Chicago, 111..
New London National Bank, New London, Ohio
(4712) ;i succeeded by Third National Bank of New
London, Ohio
Ferdinand National Bank, Ferdinand, Ind. (7830);
succeeded by Beckmann State Bank of Ferdinand,
Ind
First National Bank of Overly, N. Dak. (8096); succeeded by Farmers and Merchants Bank of Overly,
N. Dak
First National Bank of Montgomery, Ind. (5734)
First National Bank of Oneonta, N. Y. (420); absorbed
by Citizens National Bank of Oneonta, N. Y
Union National Bank of Warren, Ohio (6353); succeeded by Union Bank and Trust Co. of Warren,
Ohio
Farmers National Bank of New Jersey at Mount Holly,
N. J. (1168); succeeded by Farmers Trust .Co. of
Mount Holly, N. J
Columbia National Bank of Indianapolis, Ind. (5845);
succeeded by National City Bank of Indianapolis,
Ind
Union National Bank of Indianapolis, Ind. (6513);
succeeded by National City Bank of Indianapolis,
Ind
Citizens National Bank of Munday, Tex. (8215); consolidated with First National Bank of Munday, Tex.
Wachusett National Bank of Fitchburg, Mass. (2265)
absorbed by Safety Fund National Bank of Fitchburg, Mass
Cranford National Bank, Cranford, N. J. (7171); succeeded by Cranford Trust Co., Cranford, N. J
Citizens National Bank of Alamogordo, N. Mex. (8315).
National Bank of Lillington, N. C. (6616)
First National Bank of Melrose, Minn. (7566); succeeded by Security State Bank of Melrose, Minn
Merchants National Bank of Carlisle, Pa. (4444); consolidated with Carlisle Trust Co.. Callisle, Pa
First National Bank of Kalida, Ohio (7074)
Kokomo National Bank, Kokomo Ind. (6261); succeeded by Farmers Trust and Savings Bank of
Kokomo, Ind
Michigan National Bank of Kalamazoo, Mich. (1359);
consolidated with First National Bank of Kalamazoo, Mich
National Bank of Commerce of Guthrie, Okla. (7299);
consolidated with Guthrie National Bank, Guthrie,
Okla...%
First National Bank of Toronto, Ohio (8705); absorbed
by National Bank of T oronto, Ohio
Farmers and Merchants National Bank of Alvord,
Tex. (8071); absorbed by Alvord State Bank, Alvord, Tex
First National Bank of Lindale, Tex. (7956); succeeded by Citizens Guaranty State Bank of I/ndale,
Tex.

Outstanding.

Oct. 18,1911
Oct. 30,1911

$25,000
25,000

$14,500
12,750

Nov. 15,1911

200,000

200,000

90,600

Nov. 21,1911

300,000

273,300

131,840

Nov. 27,1911

50,000

12,500

6,687

..do

25,000

22,100

12,650

Dec. 4,1911
Dec. 6,1911

25,000
25,000

5,950
23,800

3,150
2,350

Dec. 15,1911

100,000

97,400

26,201

Dec. 30,1911

200,000

173,200

88,350

..do

200,000

198,200

100,586

500,000

394,100

228,100

400,000

295,200

25,000

6,250

Jan.

2,1912

.do.
Dec. 30,1911

$5,740
7,800

164,245

2,1912

250,000

90,250

39,627

Jan. .15,1912
Jan. 16,1912
Jan. 22,1912

50,000
50,000
25,000

21,500
50,000
25,000

8,620
25,125
9,600

Jan.

1,1912

25,000

5,950

3,650

..do
Feb. 16,1912

100,000
25,000

100,000
6,250

44,437
4,250

Feb. 14,1912

100,000

96,500

62,450

Feb. 23,1912

100,000

10,800

Feb. 20,1912

100,000

95,950

71,420

50,000

50,000

22,640

30,000

7,200

3,700

25,000

25,000

12,500

500,000

473,600

253,742

500,000

477,400

298,550

200,000

50,000

34,650

Feb.

Feb. 13,1912
Jan. 29,1912

South Texas National Bank of Houston, Tex. (4350); Feb. 5,1912
succeeded by South Texas Commercial National
Bank of Houston, Tex
Commercial National Bank of Houston, Tex. (3517); Mar. 1,1912
succeeded by South Texas Commercial National
Bank of Houston, Tex
merican National Bank of Sioux Falls, S. Dak. (9915); ...do
consolidated with Sioux Falls Savings Bank, Sioux
Feb. 8,1912
Falls, S. Dak
Exchange National Bank of Okmulgee, Okla. (9947);
consolidated with First National Bank of Okmulgee,
Jan. 17,1912
Okla

i Expired by limitation.


50,000

11,900 1

6,300

REPORT OP THE COMPTROLLER OF THE CURRENCY.

129

TABLE NO. 37.—National banks placed in liquidation from Nov. 1, 1911, to Oct. SI, 1912,
the names, where known, of succeeding banks in cases of succession, together with date of
liquidation, capital, and circulation issued and outstanding—Continued.
Circulation.
Date of liquidation.

Name and location of bank.

Issued.
First National Bank of Kewanna, Ind. (8192); succeeded by First State Bank of Kewanna, Ind
Citizens National Bank of Grand Saline, Tex. (8884);
succeeded by First State Bank of Grand. Saline, Tex..
First National Bank of Barre, Mass. (2685); succeeded
by Second National Bank of Barre, Mass.
First National Bank of Kensal, N. Dak. (7943); succeeded by Security State Bank of Kensal, N. Dak..
Citizens National Bank of Guthrie Center, Iowa (7736);
consolidated with First National Bank of Guthrie
Center, Iowa
Western National Bank of Philadelphia, Pa. (656);
absorbed by Girard National Bank of Philadelphia,
Pa.
National Bank of MerrDl, Wis. (4736);1 succeeded by
Citizens National Bank of Merrill, Wis
Canyon National Bank, Canyon, Tex. (7901); absorbed
by First National Bank of Canyon, Tex
First National Bank of Nome, N. Dak. (9287); succeeded by First State Bank of Nome, N. Dak
National Hudson Kiver Bank of Hudson, N. Y. (1091);
succeeded by Hudson River Trust Co. of Hudson,
N. Y
,
:.
Texico National Bank, Texico, N. Mex. (8391); absorbed by Clovis National Bank, Clovis, N. Mex
Central National Bank of Denver, Colo. (8774); consolidated with United States National Bank of
Denver, Colo
First National Bank of Blum, Tex. (6069); succeeded
by Guaranty State Bank of Blum, Tex
Capitol National Bank of Denver, Colo. (6355); consolidated with First National Bank of Denver, Colo.
National Bank of Pawnee City, Nebr. (6541); succeeded by First State Bank of Pawnee City, Nebr...
Gallatin National Bank of New York, N. Y. (1324);
absor bed by Hanover National Bank of New York,
N. Y
Merchants National Bank of San Francisco, Cal.
(8487); consolidated with Western Metropolis National Bank of San Francisco, Cal., which changed
its title to Merchants National Bank of San
. Francisco
Commercial National Bank of Kearney, Nebr. (8651);
absorbed by Central National Bank of Kearney, Nebr.
American National Bank of Hartford, Conn. (1165);
absorbed by Phoenix National Bank of Hartford,
Conn
Moravia National Bank, Moravia, N. Y. (2353); consolidated with First National Bank of Moravia, N. Y
Mercantile National Bank of the City of New York,
N. Y. (1067); consolidated with Irving National
Exchange Bank of New York, N. Y
First National Bank of Mabton, Wash. (9757); absorbed by Mabton Bank, Mabton, Wash
Capital National Bank of Indianapolis, Ind. (4158);
consolidated with Indiana National Bank of Indianapolis, Ind
National Bank of Augusta, Ga. (1613); consolidated
with Citizens and Southern Bank of Savannah, Ga.
Exchange National Bank of Waco, Tex. (8818); succeeded by Central Texas Exchange National Bank
of Waco, "Tex
Central Texas National Bank of Waco, Tex. (9828);
succeeded by Central Texas Exchange National
Bank of Waco, Tex
First National Bank of Hudson, Iowa, (5659); consolidated with Hudson Savings Bank, Hudson,
Iowa
National Granite Bank of Quincy, Mass. (832); succeeded by Granite Trust Co. of Quincy, Mass
Commercial National Bank of Alma, fcans. (8357);
succeeded by Farmers National Bank of Alma,
Kans
Merchants National Bank of Salida, Colo. (8951); consolidated with First National Bank of Salida, Colo..


64776°—CUR 1912


1

9

Outstanding.

Feb. 29,1912

$25,000

$25,000

Jan. 20,1912

30,000

7,200

3,710

Mar. 23,1912

50,000

48,000

15,580

Mar. 25,1912

25,-000

0,500

4,430

Mar. 23,1912

25,000

20,000

$17,300

Mar. 28,1912

600,000

419,700

244,210

Apr. 14,1912

100,000

50,000

27,400

Apr. 12,1912

50,000

48,000

32,900

Apr. 15,1912

25,000

19,200

12,600

Apr. 24,1912

125,000

48,100

30,374

Mar. 6,1912

30,000

7,200

4,350

Apr. 10,1912

300,000

141,900

88,890

May 11,1912

25,000

23,800

14,730

May 11,1912

300,000

120,000

May 14,1912

25,000

12,100

9,570

May 27,1912

1,000,000

4S7,000

261,556

'

May 31,1912

500,000

500,000

May 27,1912

100,000

87,500

May 15,1912

68,180

600,000

500,000

4,1912

50,000

50,000

June 19,1912

3,000,000

300,000

June 15,1912

25,000

5,950

1,000,000

1,000,000

250,000

146,200

106,550

200,000

195,300

154,890

300,000

300,000

211,960

25,000

24,200

21,200

150,000

145,700

99,145
38,790

June

July

1,1912

do
July

3,1912

do
July

1,1912

do
June 17,1912

50,000

48,000

July

50,000

12,500

1,1912

Expired by limitation.

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 37.—National banks'placedin liquidation from Nov. 1, 1911, to Oct. SI, 1912,

the names, where known, of succeeding banks in cases of succession, together with date of
liquidation, capital, and circulation issued and outstanding—Continued.
Circulation.
Name and location of bank.

Date of liquidation.

Capital.
Issued.

Farmers National Bank of Mulberry, Ind. (4801);1
succeeded by Citizens National Bank of Mulberry,
Ind
July 30,1912
National Bank of Batesville, Ark. (8864); consolidated
with First National Bank of Batesville, Ark
July 20,1912
First National Bank of Nashville, Term. (150); consolidated with Fourth National Bank of Nashville,
Tenn., which changed its- title to Fourth and First
National Bank of Nashville, Tenn*
July 8,1912
Citizens National Bank of Port Allegany, Pa. (6066);
absorbed by First National Bank of Port Allegany,
Pa
May 4,1912
Sturgis National Bank of Hillsboro, Tex. (3786); consolidated with Citizens National Bank of Hillsboro,
Tex
Aug. 9,1912
Fourth National Bank of Boston, Mass. (2277); consolidated with Atlantic National Bank of Boston,
Mass., which changed its title to The Fourth-Atlantic National Bank of Boston, Mass
Aug. 28,1912
Milwaukee National Bank of Wisconsin, Milwaukee,
Wis. (1017); absorbed by First National Bank of
Milwaukee, Wis
Aug. 29,1912
Union National Bank of Kewanee, 111. (2501); succeeded by Union State Savings Bank and Trust Co.,
Kewanee, HI
".
Sept. 3,1912
Angelina County National Bank of Lufkin, Tex. (6009);
consolidated with Guaranty State Bank of Lufkin,
Tex
July 6,1912
National Bank of Virginia, Richmond, Va. (1125);
consolidated with First National Bank of Richmond, Va
Sept. 2,1912
City National Bank of Nocona, Tex. (8610);
absorbed
by Nocona National Bank, Nocona, rJTex
Aug. 29,1912
Union National Bank of Grand Forks, N. Dak. (4372);
consolidated with First National Bank of Grand
Forks, N. Dak
Sept. 9,1912
Kenedy National Bank, Kenedy, Tex. (8013); succeeded by Farmers and Merchants State Bank,
Kenedy, Tex
Aug. 23,1912
Dalhart National Bank, Dalhart, Tex, (7977); consolidated with First National Bank of Dalhart, Tex. Sept. 10,1912
Cumberland National Bank of Portland, Me. (1511);
deposit liability assumed by Portland National
Bank, Portland, Me
Sept. 30,1912
National Bank of Commerce of Kansas City. Mo. (3760);
consolidated with Southwest National Bank of
Commerce of Kansas City, Mo
Sept. 24,1912
Franklin County National Bank of Greenfield, Mass.
(920); succeeded by Franklin County Trust Co.,
Greenfield, Mass
Oct. 8,1912
German National Bank of Beatrice, Nebr. (4148).
Oct. 16,1912
Shelton National Bank, Shelton, Nebr. (9200); succeeded by Shelton State Bank. Shelton, Nebr
Oct. 14,1912
La Salle Street National Bank of Chicago, 111. (9750);
succeeded by La Salle Street Trust and Savings
Bank, Cllicago, 111
Oct. 21,1912
Union National Bank of Newport, R. I. (2554); absorbed by Aquidneck National Bank of Newport... Oct. 17,1912
Southwest'National Bank of Kansas City, Mo. (9311);
consolidated with Southwest National Bank of
Commerce, Kansas City, Mo
Oct. 22,1912
Total (83 banks)




i Expired by limitation.

Outstanding.

$50,000

$12,500

50,000

50,000

500,000

165,000

50,000

13,900

100,000

100,000

1,000,000

400,000

450,000

442,700

425,550

75,000

72,700

67,800

60,000

15,000

9,950

1,200,000

873,500

25,000

23,900

100,000

100,000

25,000

23,100

25,000

25,000

150,000

35,100

2,000,000

1,650,100

200,000
50,000

160,000
12,400

160,000
12,400

25,000

6,680

6,680

1,000,000

646,745

643,345

155,250

47,000

47,000

1,000,000

71,900

71,900

21,605,250

13,122,825

$10,800

10,105

22,160

20,900

35,100

[, 831, 565

132

REPORT OF THE

COMPTROLLER OF THE

CURRENCY.

TABLE N O . 38.—National banks which have been placed in the hands of receivers, together
dividends paid while solvent, circulation issued, lawful money deposited vAth the Treasurer
Total dividends
paid during
existence as a
national banking association.

Organization.

Name and location of bank.
Charter
number.

Date.

Capital.

First National Bank, Attica, N. Y
Venango National Bank, Franklin, Pa.
Merchants' N. B., Washington, D. C...

14,1864

$50,000

2
3

1176
627

May 20,1865
Dec. 14,1864

300,000
200,000

4
5
6
7
g
9
10

Total ..
.
First National Bank, Medina, N.Y
Tennessee N. B., Memphis, Tenn
First National Bank, Selma, Ala
First National Bank, New Orleans, La..
National Unadilla B., Unadilla, N.Y...
Farmers' & Cits' N. B., Brooklyn, N. Y.
Croton National Bank/New York, N.Y.

229
1225
1537
162
1463
1223
1556

Feb.
June
Aug.
Dec.
July
June
Sept,

3,1864
5,1865
24.1865
18 J 863
17,1865
5,1865
9,1865

50,000
100,000
300,000
500,000
150,000
300.000
200,000

11
12
13

Total
First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank of Vicksburg, Miss

1141
80
808

May 15.1865
Sept. 9.1863
Feb. 14,1865

60,000
50,000
50,000

429
1331

May 20,1864
June 23,1865

1232
1691
384
286
1192
1631

June
Mar.
Apr.
Feb.
May
Feb.

6,1865
13,1869
16,1864
26,1864
29,1865
6,1866

1,000,000
250,000
250,000
100,000
106,100
50,000

1978
1473
1937
1388
26
1372
1548
1378
436
1825
21

Mav
July
Feb.
July
July
July
Sept.
July
May
May
June

7,1872
21,1865
15,1872
1,1865
16,1863
1,1865
1,1865
1,1865
24,1864
27,1871
29,1863

250,000
175,000
500,000
300,000
£00,000
750,000
140,000
120,000
100,000
600,000
50,000

44
1660
271

July 31,1863
Aug. 23,1866
Feb. 23,1864

2*066
1695
1845
900
1463

Nov.
Nov.
July
Mar.
July

1

16
17
18
19
20
21

Total
First National Bank, Rockford, 111
First N. B. of Nevada, Austin, Nev
Total
Ocean National Bank, New York, N. Y.
Union Square N. B., New York, N.Y...
Eighth National Bank, New York,N.Y.
Fourth N. B., Philadelphia, Pa
Waverlv National Bank,Waverly, N. Y.
First National Bank, Fort Smith, Ark..

22
23
24
25
26
27
28
29
30
31
32

Total
Scandinavian N. B., Chicago, 111
Wallkill N. B., Middletown, N. Y
Crescent City N. B., New Orleans, La..
Atlantic N. B., New York, N. Y
First National Bank, Washington, D. C.
N.B.of the Commonwealth,N.Y.,N.Y.
Merchants' N. B., Petersburg, Va
First National Bank, Petersburg, Va...
First National Bank, Mansfield, Ohio...
N. 0. N. B. Assoc, New Orleans, La...
First National Bank, Carlisle, Pa

14
15

199

Jan.

'

50,000
155,000

Surplus.

$1,780

2,236

465

Per
Amount. cent.

go

11
'•B3
2

3

$7,500

4.9

421,052

42.1

140,000

56.0

24.403
18,000

23.0
36.0

103,250
25,000
183,000
805,000
429,250
134,200
97,770
102,666
108,000
42,000

59.0
5.0
61.0
161.1
57.2
95.9
81.5
102.6
18.0
84.0

50.000
50,000
100,000

31,150
46,000
90,500

62.3
92.0
90.5

50,000
100,000
300,000
100,000
100,000

6,000
125,000
53,333
108,279
149,245

12.0
125.0
17.8
108.2
149.2

4,500
184,008

3.0
184.0

23,500

46. i

9,424

59,472

Total
CO CO CO

First National Bank, Anderson, Ind...
First National Bank, Topeka, Kans
First National Bank, Norfolk, Va

36
37
38
39
40

Gibson County N. B., Princeton, Ind...
First N.B.of Utah,Salt Lake City,Utah.
Cook County N. B., Chicago, 111
First National Bank, Tiffin, Ohio
CharlottesvilleN.B.,Charlottesville,Va.

Total
30,1872
15,1869
8,1871
16,1865
19,1865

Total
Miners' N. B., Georgetown, Colo
150,000
2199 Oct. 30,1874
Fourth National Bank, Chicago, 111.1... 276 Feb. 24,1864
100,000
First National Bank, Bedford, Iowa
50,000
2298 Sept. 18,1875
First National Bank, Osceola, Iowa
50,000
1776 Jan. 26,1871
1
Formerly in voluntary liquidation.


41
42
43
44

133

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

with capital and surplus at date of organization and at date of failure, cause of failure,
to redeem circulation, the amount redeemed, and the amount outstanding Oct. 31, 1912.

Circulation.

Failures.

Lawful
money
deposited.
Capital.

Receiver
appointed.

Cause
of
failure.

. Apr. 14,1865

Surplus.

150,000
300,000
200,000

$2,288
20,435
4,788
37,603
32,000

W

$44,000

$44,000

$43,767

$233

I

1,1866
8,1866

u
u

85,000
180,000

85,000
180,000

84,804
179,494

196
506

2
3

265,000

265,000

264,298

702

Mar.
Mar.
Apr.
May
Aug.
Sept.
Oct.

13,1867
21,1867
30,1867
20,1867
20,1867
6,1867
1,1867

T
V
B
Q

40,000
90-, 000
85,000
180,000
100,000
253,900
180,000

40,000
90,000
85,000
180,000
100,000
253,900
180,000

39,761
89,778
84,621
178,931
99,830
252,958
179,727

239
222
379
1,069
170
942
273

928,900

928,900

925,G06

3,294

26,300
90,000
25,500

26,300
90,000
25,500

26,170
89,669
25,443

130
331
57

w
u
G

1,370,000
60,000
100,000
50,000

4,610
20,000
5,000

Feb. 28,1868
Mar. 3,1868
Apr. 24,1868

N
Q
N

141,800

141,800

141,282

518

1,400
5,580

Mar. 15,1869
Oct. 14,1869

B
U

45,000
129,700

45,000
129,700

44,758
128,802

242
898

174,700

174,700

173,560

1,140

150,000

Dec. 13,1871
Dec. 15,1871
do
Dec. 20,1871
Apr. 23,1872
May 2,1872

V
U
F
U

800,000
50,000
243,393
179,000
71,000
45,000

800,000
50,000
243,393
179,000
71,000
45,000

794,042
49,781
241,445
178,050
70.166
44,550

5,958
219
1,948
950
834
450

1,388,393

1,388,393

1,378,034

10,359

135,000
118,900
450,000
100,000
450,000
234.000
360,000
179,200
90,000
300,000
45,000

135,000
118,900
450,000
100,000
450,000
234,000
360,000
179,200

199
1,004
1,030
l,QaS
5,971
2,813
2,400
1,530
906
2,500
425

2,522,100

360,000
45,000
2,522,100

134,801
117,896
448,970
98,932
444,029
231,187
357,600
177,670
89,094
357,500
44,575
2,502,254

19,846

45,000
90,000
'95,000

45,000
90,000
95,000

44,276
89,275
93,845

724
725
1,155

230,000

230,000

227,396

2,604

43,800
118,191
285,100
45,000
146,585

43,800
118,191
285,100
45,000
140,585

43,625
117,490
283,778
44,216
144,9S0

175
701
1,322
784
1,605

638,676

638,676

634,089

4,587

45,000
85,700
27,000
45,000

45,000
85,700
27,000
45,000

44,755
83,290
26,910
44,590

245
2,410
90
410

210,000
50,000
250,000
300,000
1,000,000
200,000
250,000
200,000
106,100
50,000

40,000
33,905
27,139
2,509

u
V

1,800,100
250,000
175,000
500,000
300,000
500,000
750,000
400,000
200,000
100,000
600,000
50,000

17,000
3,045
56,000
108,000
56,027
18,302
11,801
16,000
14,161
25,000

Dec. 12,1872
Dec. 31,1872
Mar. 18,1873
Apr. 28,1873
Sept. 19,1873
Sept. 22,1873
Sept. 25,1873
do
Oct. 18,1873
Oct. 23,1873
Oct. 24,1873

B
B
M
A
M
V
R
R
P
W
U

23,839
7,000
3,000

Nov. 23,1873
Dec. 16,1873
June 3,1874

P
P
G

1,000
18,719
80,000
20,000
22,254

Nov.
Dec.
Feb.
Oct.
Oct.

28,1874
10,1874
1,1875
22,1875
28,1875

X
V
V
E
U

Jan. 24,1876
Feb. 1,1876
.....do..
16,666 Feb. 25,1876

V
V
N
V

3,825,000
50,000
100,000
100,000
250,000
50,000
150,000
500,000
100,000
200,000
1,000,000
150,000
200,000
30,000
50,000

Redeemed. Outstanding.

May
May

500,000
50,000
100,000
100,000
500,000
120,000
300,000
200,000

Issued.

968




ao, ooo

4
5
6
7
8
9
10

11
12
13

14
15

16
17
18
19
20
21

22
23
24
25
26
27
28
29
30
31
32

33
34
35

36
37
38
39
40

41
42
13
44

134-

EEPOET OF THE COMPTKOLLEK OF THE CUEEENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
45
46
47
48
49

First National Bank, Duluth, Minn
First National Bank, La Crosse, Wis...
City National Bank, Chicago, 111
Watkins National Bank, Watkins, N. Y.
First National Bank, Wichita, Kans...

50
51
52
53

First N. B., Greenfield, Ohio i
National Bank of Fishkill, N. Y
First National Bank, Franklin, Ind
Northumberland County National
Bank, Shamokin, Pa.
First National Bank, Winchester, 111...
N. Exchange B., Minneapolis, Minn
N. B. of State of Mo., St. Louis, Mo
First National Bank, Delphi, Ind
First National Bank, Georgetown,Colo.
Lock Haven N. B., Lock Haven, Pa

1954
1313
818
456
1913

Date.

Apr.
Juno
Feb.
June
Jan.

6,1872
20,1865
18,1865
2,1864
2,1872

Amount.

Per
cent.

$50,000
50,000
250,000
75,000
50,000

$25,000
31,500
182,500
85,450
36,975

50.0
63.0
73.0
113.9
73.9

50,000
200,000 $36,205
60,000
67,000
2,976

80,300 160.6
143,000
71.5
222,319 370. 5
670,000 1000. 0

Capital.

Surplus.

Total

54
55
56
57
58
59

101
971
50
689

Oct. 7,1863
Apr. 1,1865
Aug. 5,1863
Jan. 9,18G5

1484
719
1665
1949
1991
1273

July
Jan.
Oct.
Mar.
May
June

25,1805
16,1865
30,1866
25,1872
31,1872
14,1865

50,000
50,000
3,410,300
100,000
50,000
120,000

236
2047
1612
1995
403
364
161
305
1266
2157
2105
2027
1927
2356

Feb. 5,1864
Sept. 18,1872
Nov. 23,1865
June 3,1872
Apr. 27,1864
Apr. 5,1864
Dec. 16,1863
Mar. 5,1864
June 13,1805
July 16,1874
May 13,1873
Aug. 14,1872
Jan. 20,1872
May 5,1877

120,000
200,000
100,000
100,000
GO,000
50,000
100,000
100,000
200,000
100,000
100,000
50,000
50,000
50,000

1856
2358
1734
1227
49
1200
2208
309

July
May
Nov.
June
Aug.
May
Dec.
Mar.

31,1871
14,1877
15,1870
6,1865
5,1863
31,1865
3,1874
11,1864

50,000
130,000
250,000
100,000
100,000
100,000
50,000
50,000

115
52
470

Oct. 27,1863
Aug. 7,1863
June 30,1864

70,000
125,000
100,000

1251
235
2373

June 9,1865
Feb. 5,1804
Nov. 9,1877

110

Oct. 23,1863

50,000

91,955

183.9

1583

Oct. 11,1805

200,000

186,000

93.0

45,000

143.5
248.0
45.0

15,000

153,600

128.0

1,000
7,214

1,035,000
38,000
540,500
25,000
187,131
132,250

862.5
19.0
540.5
25.0
311.9
264.5

86,692
205,940
45,750
10,000
20,000
34,731
4^000

86.7
102.9
45.7
10.0
40.0
69.5
8.0

57,750

115.5

113,000
392', 125
92,000
7,400
139,000

113.0
392.1
92.0
14.8
278.0

248,400
605,250
387,000

354.8
484.2
387.0

500,000 251,802 1.198,000
100,000
'287,500
250,000
75,000

239.6
287.5
30.0

71,750
124,000

Total
60
61
62
63
64
65
66
67
68
69
70
71
72
73

Third National Bank, Chicago, 111
Central National Bank, Chicago, 111
First National Bank, Kansas City, Mo..
Commercial N. B., Kansas City, Mo
First National Bank, Ashland, Pa.i
First National Bank, Tarrytown, N. Y.
First National Bank, Allentown,
Pa.1..
First N. B., Waynesburs;, Pa.1
Washington Co. N. B., Greenwich, N. Y.
First National Bank, Dallas, Tex
People's National Bank, Helena, Mont.
First National Bank, Bozeman, Mont..
Merchants' N. B., Fort Scott, Kans. 1 ...
Farmers' N. B., Platte City, Mo

74
75
76
77
78
79
80
81

First N. B., Warrensburg, Mo
German-American N. B., Wash., D.C..
German National Bank, Chicago, 111.1..
Commercial N. B., Saratoga Spgs.,N. Y.
Second National Bank, Scranton, Pa.1..
National Bank of Poultney, Vt
First National Bank, Monticello, Ind...
First National Bank, Butler, Pa

82
83
84

First National Bank, Meadville, Pa
First National Bank, Newark, N. J
First National Bank, Brattleboro, Vt..

85
86
87

Mechanics' N. B., Newark, N. J
First National Bank, Buffalo, N. Y
Pacific National Bank, Boston,Mass...

88

First N. B. of Union Mills, Union City,
Pa.
Vermont N. B., St. Albans, Vt

222

Total

"2, m
11,872

Total

Total

Total
89

Total




1 Formerly in voluntary liquidation.

135

REPORT 01' THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money

Capital.

$100,000
50,000
250,000
75,000
60,000

Receiver
appointed.

Surplus.

$25,000
130,000
3,000
12,000

Mar.
Apr.
May
July
Sept.

13,1876
11,1876
17,1876
12,1876
23,1876

Cause
of
failure.
P
P
V
G
B

965,000

Issued.

Redeemed. Outstanding.

4K
4f
47
4s
4C

$45,000
45,000
137,209
67,500
43,200

$45,000
45,000
137,209
67,500
43,200

$44,775
44,293
134,676
66,494
42,701

540,609

540,609

532,484

8,125
1,960
1,755

fi1
5?

850

<\?

697
970

M
5,K
5f
57
Ff
5i

$225
707

2,533
1,006
499

50,000
200,000
132,000
67,000

10,000
30,000
28,538

Dec.
Jan.
Feb.
Mar.

12,1876
27,1877
13,1877
12,1877

U
B
B
M

.29,662
177,200
92,092
60,300

29,662
177,200
92,092
60,300

28,739
175,240
90,337
59,450

50,000
100,000
2,500,000
50,000
75,000
120,000

17,135
20,000
248,775
20,000
65,000
8,000

Mar.
May
June
July
Aug.
Aug.

16,1877
24,1877
23,1877
20,1877
18,1877
20,1877

W
M
0

45,000
90,000
296,274
45,000
45,000
71,200

45,000
90,000
296,274
45,000
45,000
71,200

44,303
89,030
281,540
44,350
44,710
70,323

14,734

951,728

951,728

928,022

23,706

200,000
10,000
25,000
6,392
19,000
25,000
220,000

Nov. 24,1877
Dec. 1,1877
Feb. 11,1878
. .do....
Feb. 28,1878
Mar. 23,1878
Apr. 15,1878
May 15,1878
June 8,1878
do
Sept. 13,1878
Sept. 14,1878
Sept. 25,1878
Oct. 1,1878

V
V
X
V
V
V
N
V
p
V
Q

597,840
45,000
44,940
44,500
75,554
89,200
78,641
7,002
114,220
29,800
89,300
44,400
35,328
27,000

587,571
44,485
42,990
43,698
73,836
87,487
76,334
6 277
112,550
29,450
88,946
43,840
34,723
26,790

10,269

X
N

597,840
45,000
44,940
44,500
75,554
89,200
78,641
7,002
114,220
29,800
89,300
44,400
35,328
27,000
1,322,725

1,322,725

1,298,977

23,748

Nov. 1,1878
do
Dec. 20,1878
Feb. 11,1879
Mar. 15,1879
Apr. 7,1879
July 18,1879
July 23,1879

X
P
B
X
X
X
N
E

45,000
62,500
42,795
86,900
91,465
90,000
27,000
71,165

45,000
62,500
42,795
86,900
91,465
90,000
27,000
71,165

44,247
62,216
40,055
85,318
88,763
88,547
26,619
69,635

753
284

7J

2,740
1,582
2,702
1,453
381

7f
77
7£
7f
8f

1,530

81

516,825

510,825

505,400

11,425

89,500
326,643
90,000

89,500
326,643
90,000

87,167
320,055
86,373

2,333
6,588
3,627

506,143

506,143

493,595

12,548

449,900
99,500
450,000

449,900
99,500
450,000

441,419
97,755
447,528

8,481
1,745
2,472

999,400

999,400

986,702

12,698

w
u
V

3,344,000
750,000
200,000
500,000
100,000
112,500
100,000
250,000
100,000
200,000
50,000
100,000
50,000
50,000
50,000

24,000
5,000
8,000
7,000
13,500

Q

2,612,500
100,000
130,000
500,000
100,000
200,000
100,000
50,000
50,000

10,600
2,000
125,000
40,476
70,000
4,000
2,000
10,400

1,230,000
100,000
300,000
300,000

20,000
62,584
57,000

June 9,1880
June 14,1880
June 19,1880

R
F
N

700,000
500,000
100,000
961,300

400,000
50,000

Nov. 2,1881
Apr. 22,1882
May 22,1882

C
P

s

1,561,300

923

650
290
877

515

1,950
802

1,718
1,713
2,307
725

1,670
350
354
560
605
210

fi1
fi?
63
S4
ftf
fif-

67

r#
7f

71

7/
72

7.K

8?
8?

84

F,r
Sf

87

50,000

13,455

Mar. 24,1883

s

43,000

43,000

41,843

1,157

8£

200,000

25,000

Aug. 9,1883

V

65,200

65,200

62,878

2,322

8S

108,200

108,200

104,721

3,479

250,000




136

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands

1

Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
90
91
92
93
94
95
96
97
98
99
100

First National Bank, Leadville, Colo...
City N. B., Lawrenceburg, Ind.1
First National Bank, St. Albans, V t . . .
First National Bank, Monmouth, 111...
Marine National B ank, New York, N. Y.
Hot Springs N. B., Hot Springs, Ark...
Richmond N. B., Richmond, Ind
First N. B., Livingston, Mont
First National Bank, Albion, N. Y
First N. B., Jamestown, N. Dak
Logan N. B., West Liberty, Ohio
Total .

101
102
103
104

Date.

Capital.

2420
2889
'269
2751
1215
2887
2090
3006
166
2578
2942

Mar.
Feb.
Feb.
July
June
Feb.
Mar.
July
Dec.
Oct.
May

19,1879
24,1883
20,1864
7,1882
3,1865
17,1883
5,1873
16,1883
22,1863
25,1881
7,1883

$60,000
100,000
100,000
75,000
400,000
50,000
270,000
50,000
50,000
50,000
50,000

1276
1791
1510
1137

June
Feb.
Aug.
May

14,1865
18,1871
9,1865
13,1865

200,000
50,000
100,000
100,000

1740
583
2465
2624
564
2139
1386
2724

Nov.
Nov.
Mar.
Feb.
Nov.
Mar.
July
June

29,1870
22,1864
15,1880
2,1882
3,1864
17,1874
1,1865
7,1882

50,000
200,000
50,000
50,000
100,000
100,000
150,000
50,000

2776
3266
3461
3022
3082
75
605
686

Sept.
Nov.
Feb.
Aug.
Nov.
Sept.
Dec.
Jan.

18,1882
20,1884
27,1886
8,1883
26,1883
4,1863
6,1864
7,1865

50,000
50,000
1,000,000
50,000
50,000
50,000
100,000
150,000

2835
2542
231
1801
1682
277
3597
1280

Dec.
July
Feb
Mar.
June
Feb.
Dec.
June

12,1882
12,1881
4,1864
11,1871
17,1868
24,1864
7,1886
14,1865

200,000
500,000
100,000
100,000
100,000
60,000
50,000
50,000

3592
2800

Oct. 20,1886
Sept. 14,1882

200,000
50,000

2198
3617
3366
2427
3431
3936
3502
3564
3559

Oct.
Jan.
July
June
Jan.
Oct.
May
Oct.
Sept.

50,000
100,000
50,000
50,000
50,000
50,000
200,000
50,000
75,000

Surplus.

Per
Amount. cent.

$2,000

|

$63,000
3,000
197,000
15,000
659,643
3,000
274,000

105.0
3.0
197.0
20.0
164.9
6.0
101.5

170,500

341.0

4,666

8.0

356,000
38,500

178.0
77.0

337,500

337.5

90,142
285,000
10,000
12,000
186,000
38,500
307,382
23,000

190.3
142.5
20.0
24.0
186.0
38.5
204.9
46.0

2,784
12,250
13,500
75,825
168,500
306,000

.3
24.5
27.0
151.6
168.5
204.0

75,000
215,000
266,000
146,806

37.5
43.0
266.0
146.8

278,000
5,000
159,494

463.3
10.0
318.9

18,000

36.0

81,265

163.2

2,000
75,350
10,000

4.0
150.6
20.0

24,000
5,000
20,500

12.0
10.0
27.3

. .

Middletown N. B., Middletown, N. Y..
Farmers' National Bank, Bushnell, 111..
Schoharie Co. N. B., Schoharie, N. Y...
Exchange National Bank, Norfolk, Va..

23,128

Total
105
106
107
108
109
110
111
112

First National Bank, Lake City, Minn..
Lancaster N. B., Clinton, Mass.
First N. B., Sioux Falls, S. Dak
First N. B., Wahpeton, N. Dak
First National Bank, Angelica, N. Y...
City National Bank, Williamsport, Pa..

113
114
115
116
117
118
119
120

First National Bank, Pine Bluff, Ark...
Palatka National Bank, Palatka, Fla...
Fidelity N. B., Cincinnati, Ohio
Henrietta N. B., Henrietta, Tex
National Bank of Sumter, S. C
First National Bank, Dansville, N. Y...
First National Bank, Corry, Pa
Stafford N. B., Stafford Springs, Conn..

Abington N. B., Abington, Mass.*

First National Bank, Blair, Nebr

32,894

15,000

Total

10,000

Total
121
122
123
124
125
126
127
128

Fifth National Bank, St. Louis, Mo
Metropolitan N. B. of Cincinnati, Ohio..
First National Bank, Auburn, N. Y....
Commercial N. B., Dubuque, Iowa
State National Bank, Raleigh, N. C
Second National Bank, Xenia, Ohio
Madison N. B., Madison, S. Dak;
Lowell National Bank, Lowell, Mich...

129
130

California N. B., San Francisco, Cal
First National Bank, Anoka, Minn

Total

Total
131
132
133
134
135
136
137
138
139

National Bank of Shelbyville, Tenn
First National Bank, Sheffield, Ala
Third National Bank, Malone, N. Y . . . .
First National Bank, Abilene, Kans
Harper National Bank, Harper, Kans..
Gloucester City N. B., Gloucester, N. J.
Park National Bank, Chicago, 111
State National Bank, Wellington, Kans.
Kingman N. B., Kingman, Kans

29,1874
14,1887
15,1885
23,1879
6,1886
26,1888
11,1886
1,1886
16,1886

1,000

Total

 i Formerly in voluntary liquidation.


2 Restored to solvency.

137

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

$60,000
100,000
100,000
75,000
400,000
50,000
250,000
50,000
100,000
50,000
50,000

Receiver
appointed.

Surplus.

$15,000

Cause
of
failure.

Jan. 24,1884
Mar. 11,1884
40,000 Apr. 22,1884
do
15,000
225,000 May 13,1884
180 June 2,1884
33,000 July 23,1884
Aug 25,1884
20,666 Aug. 26,1884
12,500 Sept, 13,1884
1,000 Oct. 18,1884

X
B
E
P

40,000
7,500
15,000
150,000

29,1884
17,1884
23,1885
9,1885

I
L
B
O

Jan. 4,1886
Jan. 20,1886
Mar. 11,1886
Apr. 8,1886
Apr. 19,1886
May 4,1886
Aug. 2,1886
Sept. 8,1886

E
B
J
J
A
D
L
U

B
G
P
B
T
E
H

1,285,000
200,000
50,000
50,000
300,000

Nov.
Dec.
Mar.
Apr.

600,000
50,000
100,000
50,000
50,000
100,000
100,000
150,000
50,000

10,000
20,000
30,447
4,000
20,100
12,500
25,300
11,000

650,000
50,000
50,000
1,000,000
50.000
50,000
50,000
100,000
200,000

20,000
50,000
8,000
10,000
15,000
10,183
24,000

Nov. 20,1886
June 3,1887
June 27,1887
Aug. 17,1887
Aug. 24,1887
Sept. 8,1887
Oct. 11,1887
Oct. 17,1887

V
V
B
K
A
B
V
B

Nov.
Feb.
Feb.
Apr.
Apr.
May
June
Sept,

F
V
R
V
B
V
S

1,550,000
300,000
1,000,000
150,000
100,000
100 000
150,000

so;ooo

50,000

30,000
180,000
20,000
14,000
3,000
10,000

15,1887
10,1888
20,1888
2,1888
11,1888
9,1888
23,1888
19,1888

w

1,900,000
200,000
50,000

10,000
4,300

Jan. 14,1889
Apr. 22,1889

Q
B

25,000

Dec. 13,1889
Dec. 23,1889
Dec. 30,1889
Jan. 21,1890
Feb. 10,1890
June 12,1890
July 14,1890
Sept. 25,1890
Oct. 2,1890

Q
V

250,000
50,000
100,000
50,000
100,000
50,000
50 000
200,000
50,000
100,000

400
17,600
21,000
3,915
1,000

750,000




w

F
F
F
F
W
X

Issued.

Redeemed.

Outstand-

ing

$53,000
77,000
89,980
27,000
260,100
40,850
158,900
11,240
90,000
18,650
23,400

$53,000
77,000
89,980
27,000
260,100
40,850
158,900
11,240
90,000
18,650
23,400

$52,260
76,380
88,188
26,8rO
252,444
40,C50
152,295
11,110
87,357
18,435
23,305

$740
620
1,792
150
7,656
200
6,C€5
130
2,643
215
95

850,120

850,120

829,274

20,846

176,000
44,000
38,350
228,200

176,000
44,000
38,350
228,200

172,995
42,970
37,015
223,717

3,C05
1,030
1,335
4,483

486,550

486,550

476,697

9,853

44,420
72,360
10,740
17,120
89,000
43,140
25,425
26,180

44,420
72,3C0
10,740
17,120
89,COO
43,140
25,425
26,180

43,380
69,710
10,495
16,8S0
86,918
42,265
25,425
25,850

1,040
2,650

328,385

328,385

320,933

7,452

26,280
19,210
90,000
11,250
11,250
15,730
73,829
139,048

26,280
19,210
90,000
11,250
11,2.50
15,730
73,829
139,048

25,875
19,025
89,357
11,090
11,190
14,505
71,448
135,880

405
185
643
160
60
1,225
2,381
3,168

386,597

386,597

378,370

8,227

44,430
277,745
63,446
62,170
22,500
48,470
11,250
27,800

44,430
277,745
63,446
62,170
22,500
48,470
11,250
27,800

43,835
275,030
60,452
00,057
21,435
.
46,150
11,180
25,848

595
2,715
2,994
2,113
l,0r5
2,320
70
1,952

557,811

557,811

543,987

13,824

45,000
11,250

45,000
11,250

44,820
11,062

180
188

56,250

56,2£0

55,882

368

16,710
22,500
10,750
21,240
10,750
11,250
45,000
11,250
22,000

16,710
22,500
10,750
21,240
10,750
11,250
45,000
11,260
22,000

16,265
22,240
10,660
20,580
10,700
11,195
44,400
11,180
21,630

445
260
90
660
50
55
600
70
370

171,450

171,450

168.850

2,600

245
230
2,082
875
330

90
91
92
93
94
95
96
97
98
99
100

101
102
103
104

105
106
107
108
109
110
111
112

113
114
115
116
117
118
119
120

121
122
123
124
1^
126
127
128

129
130

131
132
133
131
135
13f
137
138
139

138

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association.

Organization.

Name and location of bank.

First National Bank, Alma, Kans
First National Bank, Belleville, Kans..
First N. B., Meade Center, Kans
American N. B., Arkansas City, Kans..
City National Bank, Hastings, Nebr...
People's N. 3., Favetteville, N. C
Spokane, N. B., Spokane Falls, Wash..
First National Bank, Ellsworth, Kans..
Second N. B., McPherson, Kans
Pratt Countv N. B., Pratt, Kans
Keystone N." B., Philadelphia, Pa
Spfing Garden N. B., Philadelphia, Pa.
National City Bank, Marshall, Mich
Red Cloud N. B., Red Cloud, Nebr....
Asbury Park N. B., Asbury Park, N. J..
Ninth National Bank, Dallas, Tex
First National Bank, Red Cloud, Nebr..
Central Nebr. N. B., Broken Bow,, Nebr.
Florence N. B., Florence, Ala
First National Bank, Palatka, Fia
First N. B., Kansas Citv, Kans
ieo Rio
Grande N. B., Laredo, Tex
161
162 First National Bank, Clearfield, Pa
140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159

163
164

Farley N. B., Montgomery, Ala.1

First National Bank, Coldwater, Kans..

Charter
number.

Date.

3769
3386
3695
3992
3099
2003
3838
3249
3791
3787
2291
3458
2023
3181
3792
4415
2811
3927
4135
3223
3706
4146
768
4180
3703

Aug. 3,1887
Aug. 28; 1885
May 5.1887
Mar. 15,1889
Dec. 27,1883
June 27,1872
Jan, 4,1888
Sept. 11,1884
Sept. 16.1887
Sept. 8,1887
July 30,1875
Maf. 13,1886
July 29,1872
May 10,1884
Sept. 17,1887
Sept. 12,1890
Nov. 8,1882
Sept. 28,1888
Oct. 3,1889
July 15,1884
May 17,1887
Oct. 28,1889
Jan. 30,1865
Dec. 18,1889
May 9,1887

$50,000
50,000
50,000
100,000
50,000
75,000
60,000
50,000
50,000
50,000
200,000
500,000
100,000
50,000
100,000
300,000
50,000
60,000
50,000
50,000
100,000
100,000
100,000
100,000
52,000

$14,000
17,500
8,857
28,000
44,547
182,500

28.0
35.0
17.7
28.0
89.1
243. 3

54,500
8,500

109.0
17.0

122,730
122,198
162,500
23,275

61.4
24.4
162.5
46.5

18,000
57,250
8,400

6.0
114.5
14.0

50,000
25,000

100.0
25.0

209,000

209.0

2,080

4.0

677
569
3416
3828
1656
3267
3569
837
4404
3160
3554
2859
4383
4288
3963
3890
1454

Deo. 31,1864
Nov. 12,1864
Dec. 2,18-85
Dec. 29,1887
July 25,1866
Nov. 21,1884
Oct. 12,1886
Feb. 23,1865
Aug. 25,1890
Apr. 22,1884
Sept. 17,1886
Jan. 16,1883
July 31,1890
Apr. 16,1890
Jan. 15,1889
May 29,1888
July 17,1865

400,000 $561,390
100,000
100,000
150,000
250,000
50,000
50,000
100,000
50,000
50,000
50,000
100,000
100,000
50.000
50,000
50,000
100.000

984.000
198,000
26,000
79,000
290.710
27,750
17,693
212,988
2,500
56,250
30,000
87,500
2,500
3,500
5,954
15,000
441,000

241.0
198.0
26.0
52.7
116. 3
55.5
35.4
213. 0
5.0
112.5
60.0
87.5
2.5
7.0
11.9
30.0
441.0

4264
3297
2988
4213

Mar.
Jan.
June
Jan.

18,1890
28,1885
29,1883
21,1890

50,000
65,000
100,000
500,000

3,500
58,500
272,500
35,000

7.0
90.0
272.5
7.0

1648
3228
1817
3627
2568
3677
4105
4256
4767
3771
3753
4143
2177
4198
33(10
2039
3116
4344
3172

Apr. 12,1866
July 22,1884
May 13,1871
Jan. 28,1887
Oct. 3,1881
Apr. 23.1887
Aug. 30,1889
Mar. 12,1890
June 29,1892
Aug. 5,1887
July 16,1887
Oct. 23,1889
Sept. 1,1874
Jan. 7,1890
June 30,1885
Sept. 4,1872
Feb. 2,1884
June 17,1890
May 2,1884

150,000
200,000
300.000
50,000
50,000
200,000
200,000
250; 000
100,000
300,000
100,000
50,000
50,000
50,000
50,000
100,000
55,000
75,000
50,000

554,250
232,500
255,830
24,000
64,000
30,000
11,000
52,500
2,000
36,000
34,500
12.000
102.€00
15,000
62,000
199,156
56,200
58,000
110,000

369.5
116.2
85,0
48.0
128.8
1.5
5.5
21.0
2.0
12.0
34.5
24.0
205.2
30.0
124.0
199.1
102.2
77.3
220.0

Capital.

Surplus.

Per
Amount. cent.

Total
165
166
167
168
169
170
171
172
173
174
175
176
177
17S
179
180
181

Maverick N. B., Boston, Mass
Corry National Bank, Corry, Pa
Cheyenne N. B., Cheyenne, Wyo
California N. B., San Diego, Cal
First N. B., Wilmington, N. C
Huron National Bank, Huron, S. Dak..
First National Bank, Downs, Kans
First National Bank, Muncy, Pa
Bell County N. B., Temple, Tex
First National Bank,Deming, N. Mex..
First N. B., Silver City, N. Mex
Lima National Bank, Lima, Ohio
National Bank of Guthrie, Okla
Chenyvale N. B., Cherryvale, Kans
First National Bank, Erie, Kans
First National Bank, Rockwall, Tex...
Vincennes N. B., Vincennes, Ind

182
183
184
185

First N. B., Del Norte, Colo
Newton N. B., Newton, Kans
Capital National Bank, Lincoln, Nebr...
Bankers and Merchants' National
Bank, Dallas, Tex.
First N. B., Little Rock, Ark
Commercial N. B., Nashville, Tenn
Alabama National Bank, Mobile, Ala...
First National Bank, Ponca, Nebr
Second N. B., Columbia, Tenn
Columbia National Bank, Chicago, 11]
Elmira National Bank, Elmira, N. Y...
N. B. of N. Dakota, Fargo, N. Dak
Evanston N. B., Evanston, 111
N. B. of Deposit of City of New York...
Oglethorpe N. B.,Brunswick, Ga
First National Bank, Lakota, N. Dak..
First N. B., Cedar Falls, Iowa
First National Bank, Brady, Tex

Total

186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204

.. .

First N.B.y Arkansas City I Kans .1
Citizens' N. B., Hillsboro, Ohio
First National Bank, Brunswick,
Ga
City N.B., Broumwood, Tex.1
Merchants' N. B., Tacoma, Wash




1

Restored to solvency.

139

BEPOKT OP THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

$75,000
50,000
50,000
300,000
100,000
125,000
100,000
50,000
50,000
50,000
500,000
750,000
100,000
75,000
100,000
300,000
75,000
60,000
60,000
150,000
150,000
100,000
100,000
100,000
52,000

Receiver
appointed.

Cause
of
failure.

Nov. 21,1890
Dec. 12,1890
Dec. 24,1890
Dec. 26,1890
Jan. 14,1891
Jan. 20,1891
Feb. 3,1891
Feb. 11,1891
Mar. 25,1891
Apr. 7,1891
May 9,1891
May 21,1891
June 22,1891
July 1,1891
July 2,1891
July 16,1891
do. . . .
July 21,1891
July 23,1891
Aug. 7,1891
Aug. 17,1891
Oct. 3,1891
Oct. 7,1891

H

Surplus.

$1,603
5,000
4,000
24,000
32,000
25,000
10,000
7,500
3,000
100,000
132,500
20,000
3,000
3,500
4,000
9,000
4,600
500

23,600
10,500
46,000
8,000
790

do

Oct. 14,1891

Issued.

116,875
11,250
10,750
45,000
22,500
28,000
21,700
10,750
11,250
10,750
41,180
45,000
44,000
16,875
20,700
45,000
16,275
13,500
12,900
33,750
33,750
22,500
95,597

G
V
G
j

R
H
F
Q

H

O
Q
D
V
G
Q

§
o

H
G
V

s

v
H

11,200

3,622,000
400,000
100,000
150,000
500,000
250,000
75,000
50,000
100,000
50,000
100,000
50,000
200,000
100,000
50,000
50,000
125,000
100,000

641,052

800,000
17,000
15,000
100,000
17,512
15,958
2,500
13,500
4,000
44,000
2,000
1,000
1,500
17,500
40,000

Nov. 2,1891
Nov. 21,1891
Dec. 5,1891
Dec. 18,1891
Dec. 21,1891
Jan. 7,1892
Feb. 6,1892
Feb. 9,1892
Feb. 19,1892
Feb. 29,1892
do
Mar. 21,1892 •.
June 22,1892
July 2,1892

do

July 20,1892
July 22,1892

78,894
96,180
33,750
45,000
52,880
18,000
10,750
94,899
11,250
22,500
11,250
45,000
21,800
11,250
11,250
26,720
31,780

F

R
O
O

B
V
S
B
P
p
G

§V
Q

R

2,450,000
50,000
100,000
300,000
500,000
500,000
500,000
150,000
50,000
100,000
1,000,000
200,000
250,000
100,000
300,000
150,000
50,000
50,000
50,000
125,000
100,000
200,000
150,000
250,000

4,800
6,000
10,000
100,000
100,000
3,400
18,500
50,000
16,009
7,797
245

60,000
35,000
1,931
25,000
3,000
25,000
50,000
50,000
6,000
75,000

Jan. 14,1893
Jan. 16,1893
Feb. 6,1893

do
do

Apr. 6,1893
Apr. 17,1893
May 13,1893
May 19,1893
May 22,1893
May 26,1893
June 6,1893
June 7,1893
June 9,1893
June 12,1893
June 13,1893
do. . ..
do
June 15,1893
June 16,1893
June 17,1893
June 20,1893
June 23,1893




Redeemed.

Outstanding.

$16,875
11,250
10,750
45,000
22,500
28,000
21,700 ;
10,750 :
11,2.50
10,750
41,180
45,000
44,000
16,875
20,700
45,000
16,275
13,500
12,900
33,750
33,750
22,500
95,597
22,500
11,200

$16,710
11,035
10,595
44,740
22,280
26,735
21,375
10, G20
11,200
10,560
39,380
44,520
42,863
16,560
20,580
44,800
15,955
13,383
12,690
33,320
33,490
22,350
92,702
22,500
11,060

$165
215
155
260
220
1,265
325
130
50
190
1,800
480
1,137
315
12G
200
320
117
210
430
260
150
2,895

663,552

652,003

11,549

%

8,357
2,881
300
150
1,610
255
145
2,796
140
400
120
1,002
80
100
215
200
3,675

165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

78,894
96,180
33,750
45,000
52,880
18,000
10,750
94,899
11,250
22,500
11,250
45,000 i
21,800 :
11,250
11,250
26,720
31,780

70,537
93,299
33,450
44,850
51,270
17,745
10,605
92,103
11,110
22,100 :
11,130
43,998
21,720
11,150
11,035
26,520
28,105

140

140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164

623,153

623,153

600,727

22,426

11,250
48,740
43,700
44,000

11,250
48,740
43,700
44,000

11,110
47,950
42,970
43,640

140
790
730
360

182
183
184
185

G
Q
V

63,495
45,000
42,800
11,250
22,500
43,600
43,000
44,250
22,500
45,000
32,900
11,250
11,250
11,250
28,120
24,550
44,000

63,495
45,000
42,800
11,250
22,500
43,600
43,000
44,250
22,500
45,000
32,900
11,250
11,250
11,250
28,120
24,550
44,000

57,720
43,850
38,895
11,060
21,990
42,903
42,580
43,900
22,250
44,225 :
32,440
11,160
10,128
11,200
27,530
22,700
43,270

5,775
1,150
3,905
190
510
692
420
350
250
775
460
90
1,122
50
590
1,850
730

F
Y

45, bob

45, bbb

44,450

186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204

G

Y
B
O

T

3
Q

O

9

F
Y
U
L
T

i

550

140

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association

Organization.
Name and location of bank.
Charter
number.
205
206
207
208
209
210
211
91?
213
214
216
217
218
91 q

City National Bank, Greenville, Mich..
First N. B., Whatcom, Wash
Columbia N. B., New Whatcom, Wash.
Citizens' N. B., Spokane, Wash.1
First N. B., Phillipsburg, Mont.1

Linn County N. B., Albany, Oreg
Nebraska N. B., Beatrice, Nebr
Gulf National Bank, Tampa, Fla
Livingston N. B., Livingston, Mont
Chemical National Bank, Chicago, 1111..
Bozeman N. B., Bozeman, Mont.
Consolidated N. B., San Diego, Cal
First National Bank, Cedartown, Ga...
Merchants' N. B., Great Falls, Mont...
State National Bank, Knoxville,
1 Tenn
Montana N. B., Helena, Mont.

221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
945
246

Indianapolis N. B.? Indianapolis, Ind..
Northern N. B., Big Rapids, Mich
First N.B., Great Falls, Mont1
First National Bank, Kankakee, III.1
National Bank of the Commonwealth,
Manchester, N. II.
First National Bank, Starkville, Miss..
Stock-Growers' N. B., Miles City, Mont.
Texas N. B., San Antonio, Tex
Albuquerque National Bank, Albuquerque, N. Mex.
First National Bank, Vernon, Tex
First National Bank, Middlesboro,1 Ky.

3243
4099
4351
4005
4658
4326
4185
4478
4117
4666
2803
3056
4075
4434
4102
2813
581
1832
3525
1793
4692

Aug.
Aug.
June
Apr.
Dec.

3688
3275
3298
3222

Apr.
Dec.
Jan.
July

30, 1887
20, 1884
31 1885
14, 1884

4033
4201

May 13 1889

3469
First National Bank, Orlando, Fla.
Citizens' National Bank, Muncie, Ind.1. 2234

First N. B., Hot Springs, S. Dak
First National Bank, Marion, Kans
Washington N. B., Tacoma, Wash
El Paso National Bank, El Paso, Tex..
Llovd's N. B., Jamestown, N. Dak
N. Granite State B., Exeter, N. H
Chamberlain N. B., Chamberlain,S.Dak
P.TownsendN. B.. P. Townsend1 Wash
First N B., Port Angeles, Waah.
First National Bank, Sundance, Wyo..
First N. B North Manchester, Ind
Commercial N. B., Denver, Colo
First National Bank, Dayton, Tenn

Date

4370
3018
4018
3608
4561
1147
4282
4290
4315
4343
2903
4113
4362

28, 1884
1889
28', 1890
* j 1889
1891
May 31J, 1890
1889
21,
Dee.
Dec. 2 1890
Sept. 11, 1889
1891
Dec. 15
Oct. 23, 1882
Sept. 22, 1883
July 16, 1889
Oct. 7, 1890
Aug. 98 1889
Nov. 11, 1882
Nov. 21, 1864
1871.
June 5,
July 1, 1886
1871
Feb. 20,
Feb. Q 1892

g 1890
16 1886
15 1875
15 1890
28 1S83
23 1889
22 1886
Mav 4 1891
May 15 1865
Apr. 8 1890
Apr. 18 1890
May 19 1890
June 16 1890
Mar. 17 1883
Sept. 6 1889
July 10,1890

Jan.
Mar.
Mar.
July
July
Apr.
Dec.

Capital.

Surplus.

$50, 000
50, 000
100, 000
150, 000
50, 000
100, 000
100, 000
50, 000
50, 000
1,000, 000
50, 000
250, 000
75, 000
100, 000
100, 000
250, 000
300,000
90, 000
250, 000
50, 000
100, 000

Amount.

Per
cent.

$32,250
5,000
4,000

64.5
10.0
4.0

10,000
19,362

10.0
19.3

4,000

8.0

49,500
180,000
11,250

99.0
72.0
15.0

260,000
1,249,000
183,053
122,250
140,500

104.0
416.3
203.4
48.8
230.9

50, 000
100, 000
100,000
50, 000

16,500
23,000
26,000
69,750

33.0
23.0
26.0
133.5

50,000
50, 000
50, 000
100, 000
50, 000
75 000
100 000
150 000
100 000
100 000
50 000
100 000
50 000
50 000
50 000
250 000
50 000

39,000

78.0

27,500
196,992

45.0
196.9

72,682
44,000
54,000
6,000
240,500
4,500

96.9
44.0
36.0
6.0

240. 5
9.0

10,000
38,673

20.0
77.3

8,500

17.0

Total
Hutchinson N. B., Hutchinson, Kans..
First N. B., Spokane Falls, Wash
Oregon N. B., Portland Oreg
Citizens' N. B., Grand Island, Nebr
First N. B., Fort Payne, Ala
Third National Bank, Detroit, Mich..
First National Bank, Watkins, N. Y..
First National Bank, Llano, Tex
American N. B., Springfield., Mo
First National Bank, Sedalia, Mo
257 National Bank of Pendleton, Oreg
958 State National Bank, Wichita, Kans..
259 German National Bank, Denver, Colo.
260 Black Hills N. B., Rapid City, S. Dak
261 First National Bank, Arlington, Oreg.
262 Baker City N. B., Baker O'ty, Oreg...
263 First National Bank, Grant, Nebr
264 Wichita N. B., Wichita, Kans
265 State National Bank, Vernon, Tex....
266 National Bank of Middletown, Pa
267 First National Bank, Kearney, Nebr..
Total

247
248
249
250
951
252
253
254
255
256




1

3199
2805
3719
3101
4064
3514
3047
4316
4360
1627
4249
3524
2351
3401
3676
4206
4170
2786
4130
5S5
2806

May 29,1884
Oct. 24 1882
June 7 1887
Dec. 29 1883
1889
July
June 1 ,1886
14
,1883
Sept.
Mav 20 ,1890

July 9 ,1890
Jan. 2 ,1866
Mar. 9q5 ,1890
June ,1886
Apr. 9 ,1887
Oct. 23 , 1885
Apr. 21 , 1887
Jan. 11 ,1890
Dec. 4 ,1889
Sept. 29 , 1882
Sept. 27 ,1889
Nov. 23 ,1864
Oct. 25 ,1882

Restored to solvency.

50 000
50 000
100,oon
60 000
50 000
200 000
50 000
50 000
200 ,000
100 000
100 000
52 000
100 ,000
50 ,000
50 ,000
75 ,000
50 ,000
50,000
50 ,000
100 ,000
50 ,000

$7,340
2,125
5,895

17,137

39,738 79.5
190,100 380. 2
100 000 100 0
35,000 58.3
8.0
4,000
66,000 33.0
32,500 65.0
15,750 31.5
4.0
8,000
319,000 319. 0
15,000
15.0
555,000 555.0
57,500 115.0
18,000 36.0
9,000
12.0
11,000 22.0
200,725 401.4
17,065 34.1
231,500 231.5
95,113 190. 2

141

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

Surplus.

Receiver
appointed.

Cause

$50,000
50,000
100,000
150,000
50,000
100,000
100,000
50,000
50,000
1,000,000
50,000
250,000
75,000
100,000
100,000
500,000
300,000
100,000
250,000
50,000
200,000

86,064 June 27, 1893
3,000
do.
1,000
do.
July 1, 1893
July 8, 1893
15,000 July 10, 1893
7,500 July 12, 1893
July 14, 1893
10,000 July 20, 1893
July 21, 1893
10,000 July 22, 1893
50,000 July 24, 1893
8,470 July 26, 1893
July 29, 1893
7,000
do..
100,000 Aug. 2, 1893
60,000 Aug. 3, 1893
Aug. 5, 1893
95,000
do..
22,000
do..
5,000 Aug. 7: 1893

Q
Y
Y
Y
Y
V
Y
Y
Y
T
Y
Y
V
Y
Y
Y
B
W
Y

60,000
75,000
100,0-00
175,000

3,782 Aug. 9,1893
10,000
do
20,000 Aug. 10,1893
38,000 Aug. 11,1893

100,000
50,000
150,000
200,000
50,000
75,000
100,000
150,000
100,000
50,000
50,000
100,000
50,000
50,000
50,000
250,000
50,000

10,000 Aug. 12,1893
2,000 . . / . d o . .
Aug. 14,1893
.do
55,000
10,000 Aug. 17, 1893

O
o
Y
V
V
V
Y
Y
Y
Y
F
O
Y
V
O
Y
T
F
Y
Y

5,600
60,000
10,000
10,000
1,000
5,000
10,000
40,000
5,000

Aug. 22, 1893
Aug. 26, 1893
Sept. 2, 1893
Sept. 14, 1893
Sept. 23, 1893
Sept. 30, 1893
Oct. 3, 1893
Oct. 5, 1893
Oct. 11, 1893
Oct. 16, 1893
Oct. 24, 1893
Oct. 25, 1893

10,935,000
100,000
250,000
200,000
60,000
50,000
300,000
50,000
75,000
200,000
250,000
100,000
100,000
200,000
75,000
50,000
75,000
50,000
250,000
100,000
85,000
150,000

10,000
21,515
40,000
34,200
1,500
25,000
4,500

5,000
25,000
13,000
4,529
350,000
3,000
13,504
4,000
50,000
1,000
21,000
8,064

Nov. 6, 1893
Nov. 20, 1893
Dec. 12, 1893
Dec. 14, 1893
Jan. 26, 1894
Feb. 1, 1894
Feb. 26, 1894
Feb. 28, 1894
do..
May 10, 1894
June 8, 1894
June 29, 1894
July 6, 1894
July 13, 1894
Aug. 2, 1894
do
Aug. 14,1894
Sept. 5,1894
Sept. 24,1894
.....do..
Oct. 24,
1891

2,770,000




Issued.

of
failure.

Y
J
U
Y
V

u
z

G
Z
Z
Q
F
F
Y
F
L
Y
E
V
1
Y

Redeemed. Outstanding.

$11,250
11,250
22,500

$11,250
11,250
22,500

$11,120
11,120
22,280

$130
130
220

21,700
21,880
11,250
10,750
45,000

21,440
21,630
11,150
10,580"
44,680

67,500

21,700
21,880
11,250
10,750
45,000
11,250
55,300
16,370
22,500
21,800
45,000
57,212
33,250
45,000
11,250
67,500

67,220

260
250
100
170
320
11,250
740
220
340
310
36,770
7,911
885
34,235
11,250
280

205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225

13,500
17,100
22,500
44,150

13,500
17,100
22,500
44,150

13,195
16,760
22,190
43,375

305
340
310
775

226
227
228
229

22,500
11,250

22,500
11,250

22,185
11,040

315
210

11,250
21,900
43,500
33,750
22,500
41,137
11,250
22,500
15,450
11,250
27,000
45,000
11,250

45,000
11,250
21,900
43,500
33,750
22,500
41,137
11,250
22,500
15,450
11,250
27,000
45,000
11,250

11,165
21,620
42,970
33,210
22,210
38,207
11,120
22,260
15,210
11,140
26,605
44,500
11,205

45,000
85
280
530
540
290
2,930
130
240
240
110
395
500
45

230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

1,636,649

1,775,154

1,594,334

180,820

22,500
45,000
45,000
13,500
11,250
44,280
11,250
16,870
45,000
48,341
22,500
22,500
45,000
27,750
11,250
16,870
11,250
44,500
21,640
66,785
33,750

22,500
45,000
45,000
13,500
11,250
44,280
11,250
16,870
45,000
48,341
22,500
22,500
45,000
27,750
11,250
16,870
11,250
44,500
21,640
66,785
33,750

22,200
41,033
44,015
13,120
11,070
43,510
11,130
16,650
44,470
46,153
22,270
22,048
43,095
27,410
10,958
16,540
11,153
43,163
21,375
64,590
32,437

626,786

611,390

55,300
16,370
22,500
21,800
8,230
57,212
33,250
10,765

626,780 j

54,560
16,150
22,160
21,490
8,230
49,301
32,365
10,765

300 247
967 248
985 249
380 250
180 251
770 252
120 253
220 254
530 255
2,188 256
230 257
452 258
1,905 259
340 260
292 261
330 262
97 263
1,337 264
265 265
" 2,195 266
1,313 267
15,396

142

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
208
299
300
301
302
303

Buffalo Countv, N. B., Kearney, Nebr.
First N. B., Johnson City, Tenn
Citizens' N. B., Madison, S. Dak
Citizens' N. B., Spokane Falls, Wash.*.
Tacoma N. B., Tacoma, Wash
City National Bank, Quanah, Tex
Central National Bank, Rome, N. Y. ..
First National Bank, Redfield, S. Dak.
North Platte N. B., North Flatte. Nebr.
Needles National Bank, Needles, Cal...
Nat. Broome Co. B., Binghamton, N. Y.
First N. B., San Bernardino, Cal
Dover National Bank, Dover, N. H . .
Browne N. B., Spokane Falls, Wash . . .
First N. B., Anacortes, Wash
Holdrege N. B., Holdrege, Nebr
National Bank of Kansas City, Mo
First N. B., Texarkana, Tex
First National Bank, Ravenna, Nebr...
City National Bank, Fort Worth, Tex.
First N ational Bank, Dublin, Tex
First National Bank, Ocala, Fla
First N. B., Willimantic, Conn
First N. B., Port Angeles, Wash.1
First N. B., Ida Grove, Iowa 2
First National Bank, Pella, Iowa
Merchants N. B., Seattle, Wash
Union National Bank, Denver, Colo
Superior N. B., West Superior, Wis.. ..
Puget Sound N. B., Everett, Wash
Keystone National Bank of Superior,
West Superior, Wis.
First N. B., South Bend, Wash
State National Bank, Denver, Colo.2 3. . .
Kearney N. B., Kearney, Nebr
First N. B., Wellington, Kans
Columbia N. B., Tacoma, Wash

Date.

Capital.

Surplus.

3526
3951
3151
4005
2924
4361
1376
3398
4024
4873
1513
3527
1043
4025
4458
3875
3489
3065
4043
2359
4062
3470
2388
4315
3930
1891
2985
4382
4680
4796
4399

July 3,1886 8100,000
Dec. 24,1888
50,000
Apr. 10,1884
50,000
Apr. 8,1889
150,000
Apr. 13,1883
50,000
July 9,1890
100,000
July 1,1865
100,000
Oct. 2,1885
50,000
May 4,1889
75,000
Mar. 6,1893
50,000
Aug. 9,1865
100,000 $20,000
July 3,1886
100,000
Apr. 22,1865
100,000
May 4,1889
150,000
Nov. 6,1890
50,000
Apr. 26,1888
50,000
Apr. 13,1886 1,000,000 15,000
Oct. 26,1883
50,000
May 22,1889
50,000
May 28,1877
50,000
500
July 1,1889
50.000
Mar. 16,1886
50,000
June 20,1878
100,000
Ma\ 19,1890
50,000
Oct. 10,1888
100,000
Oct. 14.1871
50,000
June 23,1883
50,000
July 30,1890 1,000,000
Jan. 13,1892
200,000
Sept. 23.1892
50,000
Aug. 16,1890
100,000

4467
2694
3201
2879
4623

Nov.
May
June
Feb.
Sept.

15,1890
16,1882
5,1884
13,1883
2,1891

50,000
120,000
100,000
50,000
200,000

3469
3976

Mar. 16,1886
Feb. 7,1889

50,000
60,000

1630
3571
1410
1088
3807

Jan.
Oct.
July
Apr.
Nov.

3301

Per
Amount. cent.

$43,500 43.5
12,500 25.0
50,000 100.0
15,000 10.0
218,000 436.0
16.6
16,600
245,060 245.0
34,000 68.0
24,208 32.3
188,914
65,875
241,000
6,000

188.9
65.8
241.0
4.0

42.5
21,250
655,000 65.5
100, 439 200.9
12,500 25.0
358,500 717.0
6.0
3,000
31.5
15,750
117,500 117.5
50,088
57,500
110,250
190,000

50.1
115.0
220.5
19.0

24,500

24.5

2,000
150,600
95.750
58,750
22,000

4.0
125.5
95.7
117.5
11.0

27,500
2,400

55.0
4.0

279,000
33,832
603,000
547,500
15,600

279.0
33.8
402.0
219.0
26.0

Total
304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
,520
321
322
323
324
325
326
327

First National Bank, Orlando, Fla. 1. ..
Bellingham Bay National Bank, New
Whatcom, Wash.
Chattahoochee N. B., Columbus, Ga . . .
German N. B., Lincoln, Nebr
Fort Stanwix N. B., Rome, N. Y
Farmers N. B., Portsmouth, Ohio
Humbold First National Bank, Humboldt, Kans.
Grand Forks National Bank, Grand
Forks, N. Dak.
First N. B., Bedford City, Va
National Bank of Jefferson, Tex
Stunner N. B., Wellington, Kans
First National Bank, Cheney, Wash. . .
Kittitas Valley National Bank, Ellensburg, Wash.
First N. B., HUlsborough, Ohio
A merican N. B., Denver. ColoJ
First National Bank, Mmot, N. Dak . . .
Yates County N. B., Penn Yan, N. Y .
First National Bank, Larned, Kans
Citizens' N. B., San Angelo, Tex
Sioux National Bank, Sioux City, Iowa .
American N. B., New Orleans, La
First National Bank, Helena, Mont
Bennett N. B., New Whatcom, Wash..
First National Bank, Springville, N. Y.
*- Second failure.




22,1866
16,1886
8,1865
29,1865
1,1887

100,000
100,000
150,000
250,000
60,000

Feb.

6,1885

50,000

61,200

122.4

4257
1777
3865
4542
3867

Mar.
Jan.
Apr.
Apr.
Apr.

13,1890
28,1871
10,1888
1,1891
14,1888

50,000
100,000
75,000
50,000
50,000

19,000
19,500
33,2o0
3,000
5,000

38.0
19.5
44.3
6.0
10.0

787
4159
4009
2405
2666
4659
2535
3978
1649
4171
2892

100,000
Feb. 7,1865
250,000
Nov. 13,1889
50,000
Apr. 13,1889
50,000
Dec. 30,1878
50,000
Apr. 27.1882
100,000
Dec. 5,1891
100,000
June 9,1881
200,000
Feb. 14,1889
100,000
Apr. 5,1866
50,000
Dec. 4,1889
50,000
Feb- 26.1883
Formerly in voluntary liquidation.

254,312
90,000
17,000
66,000
163,750
18,500
419,459
60,000
273,000
5,000
37,500

254.3
36.0
34.0
112.0
327.5
18.5
419.4
30.0
273.0
10.0
75.0

5

54,250

143

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Circulation.

Failures.
Lawful
money
deposited.
Capital.

$100,000
50.000
50,000
150,000
200,000
100,000
100,020
50,000
75,000
50,000
100,000
100,000
100,000
100,000
50.000
75,000
1,000.000
50,000
50,000
300,000
50,000
50,000
100,000
50,000
150,000
50,000
200,000
500,000
135,000
50,000
200,000
50,000
300,000
100,000
50,000
350,000

Receiver
appointed.

Surplus.

$35,000 Nov. 10,1894
4,000 Nov. 13,1894
16,000 Dec. 12,1894
25,000 Dec. 13,1894
18,417 Dec. 14,1894
12,000 Dec. 15,1894
20,000 Jan. 2,1895
10,000 Jan. 11,1895
4,850 Jan. 14,1895
Jan. 19,1895
20,000 Jan. 28,1895
57,000 Jan. 29,1895
20,000 Feb. 7,1895
3,000 Feb. 8,1895
1,500 Mar. 6,1895
5,000 Mar. 15,1895
Mar. 18,1895
Apr. 1,1895
4,500 Apr. 10,1895
do
45,000
7,450 Apr. 22,1895
do
25,000
20,000 Apr. 23,1895
Apr. 26,1895
June 4,1895
1,050 June 5,1895
25,000 June 19,1895
65,000 Aug. 2,1895
Aug. 6,1895
2,'506" Aug. 7,1895
22,000 Aug. 15,1895

20,000
32,500
12,000

Aug.
Aug.
Sept.
Oct.
Oct.

85,000
60,000

1.500
40,000

Nov. 29,1895
Dec. 5,1895

100,000
100,000
150,000
250,000
60,000

35,000
30,000
50,000
3,487

Dec. 7,1895
Dec. 19,1895
Feb. 8,1896
do
Feb. 15,1896

1,000

Apr. 28,1896

1,000

17,1895
24,1895
19,1895
25,1895
30,1895

Cause
of
failure.
Y
Q
G
Y
E
Z
Z
F
Y
Q

z

G
Z
V
V

u
E
N
Y
V
V
G
E
R
V
E
W
Q
V
I
E
Y
V
Q

5,235,020

200,000
50,000
100,000
100,000
50,000
50,000
100,000
500,000
50,000
50,000
50,000
100,000
300,000
200,000
800,000
50,000
50,000

Issued.

$22,500
11,250
11,250
33,050
44,360
22,050
22,545
11,250
16,155
10,850
26,223
21,800
93,211
21,800
11,250
16,875
45,000
15,600
11,250
44,000
11,250
11,250
22,500
11,250
14,020
14,218
43,150
135,000
44,190
10,930
43,725

$22,500
11,250
11,250
33,050
44,360
22,050
22.545
11;250
16,155
10,850
26,223
21,800
93,211
21,800
11,250
16,875
45,000
15,600
11,250
44,000
11,250
11,250
22,500
11,250
14,020
14,218
43,150
135,000
44,190
10,930
43,725

Redeemed. Outstanding.
$22,120
11,100
10,660
32,715
43,690
21,650
20,187
10,930
15,835
10,810
24,437
21,340
90,200
21.355
11,065
16,625
44,190
15,350
11,100
42,563
11,095
11,030
21,375
11,090
13,570
13,178
42,340
133,060
43,670
10,805
43,175

$380
150
590
335
670
400
2,358
320
320
40
1,786
4(50
3,011
445
185
250
810
250
150
1,437
155
220
1,125
160
450
1,040
810
1,940
520
125
550

268
269
270
271
272
273
274
275
27C
277
27?
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293
294
295
296
297
298
299
300
301
302
303

11,250

11,250

11,080

170

22,500
11,250
45,000

22,500
11,250
45,000

21,900
10,840
44,640

600
410
360

963,752

963,752

940,770

22,982

E
Y
Y
Y
Z
T
W

33,750
13,050

33,750
13,050

33,185
12,840

565
210

304
305

22,500
21,900
135,000
45,000
13,000

22,500
21,900
135,000
45,000
13,000

20,085
21,215
129,380
39,980
12,870

2,415
685
5,620
5,020
130

306
307
308
309
310

G

46,150

46,150

45,310

840

311

2,1896
24,1896
26,1896
27,1896
18,1896

U
E
X
Y
V

11,250
22,500
22,500
11,250
11,250

11,250
22,500
22,500
11.250
11,250

11,055
20,580
21.550
11.135
10,885

195
1,920
950
115
365

312
313
314
315
316

20,000 July 22,1896
150,000 July 25,1896
33 Aug. 12,1896
15,000 Aug. 17,1896
Aug. 26,1896
7,000 Sept. 9,1896
do
5,000
30,000 Sept. 10,1896
100,000 Sept. 11,1886
Sept. 19,1896
25,666 Oct. 3,1896

X
Y
F
V
U
V
V

22,150

22,150

19,391

2,759

11,250
11,700
11,250
22,500
44,100
44,300
45,000
11,250
18,000

11,250
11,700
11.250
22.500
44,100
44,300
45,000
11,250
18,000

11,045
11,205
10,740
22,030
42,820
44,030
41,194
10,945
17,345

317
318
319
320
321
322
3?3
324
325
326
327

20,000 May
20,000 June
June
1,000 June
July

o

Y
V
G liquidation.
s Restored to solvency for voluntary




4

Restored to solvency.

*

205
495
510
470
1.280
1,270
3,806
305
655

144

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during

existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

Date.

3215
3217
4353

June 28,1884
July 7,1884
July 2,1890

$50,000
50,000
100,000

2973
4455
482
4421
493
4494
637
3651
4899
1867
2944
3504
1757
3602
3714
3580
4739
2843
2276
2032
1898
3815
4584
3024
738
3048
868
2476
4332
2795
3534
4732
2732
3342
535
4843

June
Oct.
July
Sept.
Aug.
Dec.
Dec.
Mar.
Apr.
Aug.
May
May
Dec.
Dec.
May
Oct.
May
Dec.
June
Nov.
Nov.
Nov.
June
Aug.
Jan.
Sept.
Mar.
May
June
Oct.
July
Apr.
June
May
Oct.
Feb.

50,000
71,500 143.0
50,000
50,000 §2,470
636,458 1272.9
250,000
5,000
5.6
14,000
75,000
254,611 339.5
250,000
30.0
75,000
50,000332,500 665.0
100,000
83.0
83,000
100,000
6.0
6,000
500,000
1,877,500 375.5
100,000
47.5
47,500
55,000
61.0
33,550
100,000
161,000 161.0
100,000
60.0
60,000
1,000
50,000
83.5
41,750
50,000
63.1
31,534
1,143
200,000
12.0
24,000
50,000
46.0
23,000
100,000
288,000 288.0
237,700
402,400 169.3
300,000
497,500 165.8
50,000
51.0
25,500
75,000
3,000
24.0
18,000
50,000
88,000 176.0
50,000
259,000 518.0
50,000
53,500 107.0
50,000
523,670 1047.3
50,000
177,500 355.0
100,000
60.0
60,000
250,000
317,500 127.0
50,000
2,500
50,000
500
16,500
33.0
150,000
288,500 152.3
50,000
39,337
78.7
150,000
1,343
531,034 354.0
50,000
10,000
500
20.0

3418
4261

Dec. 4,1885
May 15,1890

Sault Ste. Marie National Bank,
Sault Ste. Marie, Mich.
First National Bank, Pembina, N. Dak.
Chestnut St. N. B., Philadelphia, Pa
National Bank of Paola, Kans
First National Bank, Larimore, N. Dak.

3747

July

7,1887

50,000

3438
3723
3795
2854
418

Jan.
June
Sept.
Jan.
Apr.

20,1886
14,1887
30,1887
9,1883
6,1864

50,000
250,000
100,000
50,000
50,000

53,000 106.0
60.0
150,000
47.5
47,500
99.0
49,500
571,500 1143.0

State N. B., Logansport, Ind.i

2596

Dec.

7,1881

100,000

190,000

190.0

Nov.
Dec.
Sept.
May
Jan.
Apr.
Apr.
Sept.
Feb.

7,1874
12,1879
2,1889
6,1884
2,1872
16,1891
29,1865
27,1871
8,1873

50,000
50,000
50,000
50,000
50,000
50,000
100,000
50,000
70,000

77,250
93,473
20,411
20,250
194,000
7,500
233,000
91,000
7.6,500

154.5
186.9
40.8
40.5
388.0
15.0
233. 0
182. 0
109.3

328
329
330

First N. B., Mount Pleasant, Mich
First National Bank, Ithaca, Mich
City National Bank, Tyler, Tex

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366

First National Bank, Garnett, Kans...
First National Bank, Eddy, N. Mex....
Second National Bank, Rockford, 111...
Marine National Bank, Duiuth, Minn..
First National Bank, Decorah, Iowa...
Missouri N. B., Kansas City, Mo
First N. B. of E. Saginaw, Saginaw, Mich
First National Bank, Tyler, Tex
First N. B., Niagara Falls, N. Y
National Bank of Illinois, Chicago, 111..
Big Rapids N. B., Big Rapids, Mich.i..
Second N. B., Grand Forks, N. Dak...
First N.B., Sioux City, Iowa 2
Citizens' N. B., Fargo, N. Dak
Merchants' N. B., Devils Lake, N. Dak.
First National Bank, Alma, Nebr
Columbia N. B., Minneapolis, Minn
Dakota N. B., Sioux Falls, S. Dak
First National Bank, Newport, Ky
German N. B., Louisville, Ky
Mutual N. B., New Orleans, La
Merchants' National Bank, Ocala, Fla..
Moscow N. B., Moscow, Idaho
First National Bank, Olympia, Wash..
First National Bank, Franklin, Ohio...
First National Bank, Griswold, Iowa...
National Bank of Potsdam, N. Y
Northwestern N. B., Great Falls, Mont.
Merchants' N. B., Jacksonville, Fla
Union N. B., Minneapolis, Minn
The Dalles N. B., The Dalles, Oreg
City National Bank, Gatesville, Tex...
Merchants' N. B., Helena, Mont
First National Bank, Orleans, Nebr
Keystone National Bank, Erie, Pa
Merchants' and Miners' National Bank,
Phillipsburg, Mont.
First National Bank, Asheville, N. C...
First N. B., Benton Harbor, Mich

Capital.

Surplus.

Per
Amount. cent.

$36,000
41,250
20,000

72.0
82.5
20.0

Total

367
368

11,1883
31,1890
13,1864
23,1890
6,1864
30,1890
20,1864
21,1887
18,1893
29,1871
9,1883
17,1886
28,1870
14,1886
24,1887
28,1886
13,1892
19,1882
15,1875
5,1872
10,1871
21,1887
17,1891
11,1883
23,1865
15,1883
7,1865
14,1880
2,1890
12,1882
16,1886
23,1892
14,1882
19,1885
19,1864
1,1893

100,000
50,000

50,000
17,500

50.0
35.0

12,000

24.0

Total
369
370
371
372
373
374
375

Hampshire County National
Northampton, Mass.*

Bank,

Total
376
377
378
379
380
381
382
383
384

First N. B., New Lisbon, Ohio
2203
First National Bank, Carthage, N. Y... 2442
First National Bank, Neligh, Nebr
4110
First National Bank, Flushing, Ohio... 3177
First National Bank, Emporia, Kans.. 1915
First National Bank, Cordele, Ga
4554
Cochecho National Bank, Dover, N. H. 1087
Citizens' National Bank, Niles, Mich... 1886
20S2
Atchison N. B., Atchison, Kans
1 Formerly in voluntary liquidation.




2

Restored to solvency.

145

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

$50,000
50,000
100,000

Surplus.

$10,000
10,000
7,200

Receiver
appointed.

Cause
of
failure.

Oct. 7,1896
Oct. 14,1836
Oct. 17,1896

w
w

X

3,805,000

Y
Y
Y
L
Y
H
G
W
Y
N
Y

Issued.

Eedeemed. Outstanding.

$11,250
11,250
22,495

$11,250
11,250
22,495

$10,980
10,933
21,170

$270
317
325

695,595

695,595

663,898

31,697

11,700
10,900
49,100
45,000
17,320
45,000
37,422
45,000
21,880
52,980
20,880
10,870
6,430
21,950
22,500
11,250
44,010
10,800
45,000
176,400
42,800
22,200
16,875
21,800
22,200
11,250
45,000
42,870
22,100
43,950
10,750
11,020
50,040
11,250
51,071
11,250

11,700
10,900
49,100
45,000
17,320
45,000
37,422
45,000
21,880
52,980
20,880
10,870
51,430
21,950
22,500
11,250
44,010
10,800
45,000
176,400
42,800
22,200
16,875
21,800
22,200
11,250
45,000
42,870
22,100
43,950
10,750
11,020
50,040
11,250
51,071
11,250

11,250
10,710
44,626
44,120
15,450
44,070
34,950
43,993
21,565
50, 529
20,253
10,590
6,430
21,300
22,045
11,030
43,210
10,420
42,240
169,051
39,618
21,800
16,680
21,290
19,843
10,968
39,784
41,158
21,720
42,633
10,450
10,840
48,510
10,733
45,855
11,100

450
190
4,474
880
1,870
930
2,472
1,007
315
2,451
627
280
45,000
650
455
220
800
380
2,760
7,349
3,182
400
195
510
2,357
282
5,216
1,712
380
1,317
300
180
1,530
517
5,216
150

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363
364
365
366

22,500
11,250

22,500
11,250

21,925
10,900

575
350

367
368

97,929

328
329
330

50,000
50,000
200,000
200,000
75,000
250,000
100,000
200,000
100,000
1,000,000
100,000
50,000
100,000
100,000
50,000
50,000
200,000
50,000
200,000
251,500
200,000
100,000
75,000
100,000
50,000
50,000
200,000
250,000
100,000
500,000
50,000
50,000
350,000
50,000
150,000
50,000

10,000
10,000
52,000
1,000
15,000
15,000
60,000
40,000
3,000
1,000,000
18,000

1,500
70,000
1,800
10,000
2,500

Nov. 9,1896
Nov. 10,1896
do.........
Nov. 11,1896
Nov. 24,1896
Dec. 3,1896
Dec. 10,1896
Dec. 17,1896
Dec. 18,1896
Dec. 21,1896
Dec. 31,1896
Jan.
7,1897
.....do...
do...
Jan. 11,1897
Jan. 12,1897
Jan. 14,1897
Jan. 20,1897
Jan. 21,1897
Jan. 22,1897
Jan. 27,1897
Feb. 3,1897
Feb. 4,1897
Feb. 17,1897
. . . .do . .
..
do... . . . .
Mar. 2,1897
Mar. 6,1897
Mar. 17,1897
Mar, 20,1897
May 7,1897
May 29,1897
June 2,1897
June 5,1897
July 26,1897
July 28,1897

100,000
50,000

20,000
6,021

Aug. 23,1897
Sept. 21,1897

X
T
N
Y
S
H
F
V
F
S
z
I
V
G
V
Y
G
F
Z
N
K

1,176,568

1,221,568

1,123,639

Dec. 10,1897

U

22,000

22,000

21,270

730

369

w

10,700
42,890
17,560
10,750
90,000

10, 700
42,890
17,560
10,750
145,905

10,325
41,565
16,890
10,245
44,675

375
1,325
670
505
101,230

370
371
372
373
374
375

40,000
35,000
3,297
50,000
75,000
30,000
30,000
20,000
10,000
10,000
30,000
35,000
12,000

V
U

5,851,500
100,000
50,000
500,000
50,000
50,000
250,000

7,985
150,000
2,500
50,000

Jan.
Jan.
Feb.
Feb.
May

19,1898
29,1898
1,1898
26,1898
23,1898

200,000

55,000

Sept. 27,1898

T
W
G
A
E

1,200,000
50,000
100,000
50,000
50,000
100,000
50,000
150,000
50,000
50,000

1,541
5,000
3,000
1,000
100,000
6,000
3,000
10,000
10,000 J

Nov. 3,1898
Nov. 4,1898
do
Nov. 5,1898
Nov. 16,1898
Mar. 4,1899
June 6,1899
July 8,1899
Sept. 5,1899

64776°—CUR 1912



10

Z
A
Z
V
N
M
T
N
F

29,110

29,110

27,460

1,650

223,010

278,915

172,430

106,485

11,250
21,640
10,750
11,250
22,500
11,250
33,750
20,653
45,000

11,250
21,640
10,750
11,250
22,500
11', 250
33,750
20,653
45,000

10,240
20,903
10,505
10,730
18,818
11,025
30.595
19,270
41,853

1,010
737
245
520
3,682
225
3,155
1,383
3,147

375
377
378
379
380
381
382
383
384

146

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
385
386
387

First National Bank, Penn Yan, N. Y.. 358
3360
First N. B., Arkansas City, Kans.i
3521
First N. B., McPherson, Kans.2

Date.

Capital.

Feb. 8,1864
June 30,1885
June 17,1886

Surplus.

Per
Amount. cent.

$154,054

308.1

50,250

100.5

$654 393,816
150,000
150,000
132,000
1,000,000 287,304 2,055,000
50,000
79,000
50,000
150,000 37,041 r 403,500

262.5
88.0
205. 5
158.0

$50,000
50,000
50,000

Total . . .
388
389
390
391
392
393

Broadway N. B., Boston, Mass
People's National Bank, Denver, Colo.2.
Globe National Bank, Boston, Mass
Merchants' N. B., Rutland, Vt
Somerset N. Bkg. Co.,Somerset, KyA.
South Danvers N. B., Peabody, Mass..

551 Oct. 25,1864
4084 July 30,1889
936 Mar. 25,1865
3311 Feb. 25,1885
5468 June 29,1900
958 Mar. 31,1865

269.0

Total
394 American N. B., Baltimore, Md
395 First N. B., White Pigeon, Mich
396 First National Bank, Niles, Mich
397 Farmers' N . B., Vergennes, V t
398 Le Mars N. B . , Le Mars, Iowa
399 First N. B., Vancouver, Wash
400 Pynchon N. B . , Springfield, Mass
401 Seventh N.B., New York, N. Y.<
402 City National Bank, Buffalo, N. Y
403 First National Bank, Austin, Tex.*
404 Eufaula National Bank, Eufaula, Ala..

4518
4527
1761
2475
2818
3031
987
998
5174
2118
2309

Feb.
Mar.
Jan.
Apr.
Nov.
Aug.
Apr.
Apr.
Jan.
July
Nov.

10,1891
3,1891
3,1871
29,1880
13,1882
15,1883
7,1865
11,1865
26,1899
17,1873
30,1875

100,000
50,000
100,000
50,000
100,000
50,000
150,000 52,266
500,000
300,000 150,666
100,000
50,000

70,000
16,500
269,000
51,500
99,000
102,137
633,353
626,000
6,000
238,200
163,510

70.0
33.0
269.0
103.0
99.0
204.2
422.2
125.2
4.0
238.2
327. 0

Mar. 18,1893
July 15,1865

50,000
600,000

21,500
795,000

40.3
132.5

2103 Apr. 30,1873
4063 July 2,1889

500,000
50,000

685,000
1,500

137.0
3.0

50,000
81,000
600
50,000
89,500
100,000 29,000 504,250
50,000
30,000
100,000 2,222
50,000
45,000
100,000
129,500
30,000
900
1,000,000
60,000
200,000 26,666 1,283,000

162.0
179.0
504.2
60.0

Total
405
406

First National Bank, Belmont,2 Ohio... 4864
1442
Hancock N. B., Boston, Mass.

407
408

Central National Bank, Boston, Mass..
National Bank of South Pennsylvania,
Hyndman, Pa.
First N . B., Asbury Park, N. J
First N. B . of Fla., Jacksonville, F l a . . .
Southport N. B . , Southport, Conn
N avesink N. B., Red Bank, N. J
Citizens' N. B . , Beaumont, Tex
Groesbeck N. B . , Groesbeck, Tex
Packard N. B . , Greenfield, Mass
Bolivar National Bank, Bolivar, Pa.* 4
Federal National Bank, Pittsburgh, Pa. .
First National Bank, Allegheny, PaA...

Total

409
410
411
412
413
414
415
416
417
418

3451
2174
660
4535
5841
4269
2264
6135
6023
198

Feb.
Aug.
Dec.
Mar.
May
Mar.
May
Feb.
Nov.
Jan.

4,1886
24,1874
29,1864
19,1891
31,1901
22,1890
17,1875
24,1902
16,1901
14,1864

5586
4068
4841
2595
5504
6284
5286
5998
3581
5960
6833

Sept.
July
Jan.
Dec.
July
June
Apr.
Oct.
Nov.
Sept.
June

25,1900
3,1889
7,1893
1,1881
18,1900
2,1902
12,1900
24,1901
2,1886
10,1901
13,1903

50,000
50,000
100,000
50,000
25,000
200,000
200,000
25,000
60,000
25,000
100,000

5735
4705
1617
5839
6164
4986

Mar.
Mar.
Dec.
May
Mar.
Feb.

7,1901
9,1892
9,1865
29,1901
17,1902
19,1895

25,000
50,000
100,000
25,000
25,000
50,000

90.0
129.5
3.0
6.0
641.5

Total
419
420
421
422
423
424
425
426
427
428
429
430
431
432
433
434
435

First National Bank, Victor, Colo
Farmers' N. B . , Henrietta, Tex
Indiana National Bank, Elkhart, I n d . .
First N. B . , Storm Lake, Iowa
Citizens' N. B . , McGregor, Tex
Equitable N. B . , New York, N. Y
American Ex. N . B., Syracuse, N. Y . . .
First National Bank, Matthews, I n d . . .
Galion National Bank, Galion, O h i o . . .
First National Bank, Billings, Okla 2 ...
Orange Growers' National Bank,
Riverside, Cal.
National Bank of Holdenville, Ind. T . .
Capital National Bank, Guthrie, Okla..
First National Bank, Macon, Ga
First National Bank, Cape May, N. J . .
Elk City N. B . , Elk City, Okla
Medina National Bank, Medina, N. Y . .

1 Formerly in voluntary liquidation; second failure.




2

25,000 50.0
21.925 43.8
54; ooo 54.0
79,017 158.1
6,250 25.0
23,340 11.7
4,200
16.0
87,600 146.0
15,000

3,000

3.0

1,575

7,500
117,221
458,000

30.0
234.4
458.0

10,000

20.0

Formerly in voluntary liquidation.

147

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

$50,000
100,000
50,000

Receiver
appointed.

Cause
of
failure.

Sept. 18,1899
Oct. 19,1899
Oct. 28,1899

J
E
M

Dec.
Dec.
Dec.
Mar.
Aug.
Sept.

16,1899
20,1899
21,1899
26,1900
17,1900
19,1900

M
X

I

Dec.
Dec.
Mar.
Apr.
Apr.
Apr.
June
June
June
Aug.
Oct.

21,1900
27,1900
9,1901
13,1901
17,1901
20.1901
24,1901
27,1901
29,1901
3,1901
21,1901

F
G
Z

Surplus.

$15,000
5,500

850,000
200,000
300,000
1,000,000
100,000
50,000
150,000

175,000
120,000
500
66,000

o
z
u

1,800,000
200,000
50,000
100,000
60,000
100,000
50.000
200,000
500,000
300,000
100,000
100,000

50,000
10,000
20,QOO
6,000
4,000
100,000
150,000
150,000
2,500

z
F
I
G
W
S

1,760,000
50,000
400,000

10,000

z

Feb. 25,1902
Apr. 4,1902

V

Issued.

Redeemed.

Outstanding.

$11,250
22,500
16,870

SI 1,250
22,500
16,870

$10.260
21,910
16,460

$990
590
410

238,663

238,663

222,569

16,094

104,195
45,000
863,785
22,500

104,195
45,000
863,785
22,500

99,235
43,650
838,858
21,865

4,960
1,350
24,927
635

38$
38t
39C
391

50,000

50,000

45,574

4,426

392

1,085,480

1,085,480

1,049,182

36,298

100,000
50,000
99,000
20,000
23,900
12,500
111,465

100,000
50,000
99,000
20,000
23,900
12,500
111, 465

96,340
48,580
95,321
19,045
22, 785
11,680
105,560

3,660
1,420
3,679
955
1,115
820
5,905

297,750

297,750

294,673

3,077

25,000

25,000

23,394

1,606

739.615

739,615

717,378

22,237

50,0G0
60,400

50,000
60,400

48,040
53,513

1,960
6,887

38 f
38C
387

3Qr

394
39£
396
397
398
399
40C
401
402
403
404

405
406

110,400

110,400

101,553

8,847

500,000
50 ; 000

100,000
10,000

Nov. 13,1902
Dec. 16,1902

F
T

401,133
12,500

401,133
12,500

390,565
11,985

10,568
515

407
408

100,000
50,000
100,000
50,000
100,000
50,000
100,000
30,000
2,000,000
350,000

60,000
10,000
40,000
20,000
10,000
10,000
13,500
1,000
400,000
100,000

Feb. 13,1903
Mar. 14.1903
May 19,1903
Aug. 14,1903
Aug. 20,1903
Aug. 22,1903
Oct. 1,1903
do .
Oct. 21,1903
Oct. 22,1903

1

25,000
50,000
100,000
12,500
25,000
12,500
98,070
10,000

25.000
50,000
100,000
12.500
25,000
12.500
98,070
10,000
696,500
99,100

23,945
45,560
93,301
12,140
24,370
11,495
95,355
8,450
34,605
3, 440

1.055
4^440
6,699
360
630
1,005
2,715
1,550
661,895
95,660

409
410
411
412
413
414
415
416
417
418

746, 703

1,542,303

755,211

787,092

48,750
12,500
24,550
50.000
25,000
49,350
200,000
12,500
60,000
6,500
24,400

48,750
12,500
24,550
50,000
25! 000
49,350
200,000
12,500
60,000
6,500
24, 400

46,260
11,468
22,818
47,268
24,190
48,365
195,630
12,135
57,365
6,340
24,070

2,490
1,032
1,732
2,732
810
985
4,370
365
2,635
160
330

419
420
421
422
423
424
^5
428
427
428
429

50,000
98,700
197,000
6,000
6,250
12,500

50,000
98,700
197,000
6,000
6,250
12,500

49,180
95,360
184,930
5,640
6,110
11,990

820
3,840
12,070
360
140
510

430
431
432
433
434
435

450,000

Z
L
L
I
G
AA
AA

3,4S0,000
50,000
50.000
100.000
50,000
25,000
200,000
200,000
25,000
60,000
25,000
100,000
50,000
100,000
200,000
25,000
25,000
50,000

3,000 Nov.
10,000 Nov.
20,000 Nov.
8,500 ' Jan.
1,500 Feb.
Feb.
Feb.
4,250 Feb.
Feb.
40,000
Feb.
16,000 Mar.
20,000
65,000
5,000
7,000
3

4,1903
18,1903
19,1903
2,1904
8,1904
10,1904
11,1904
13,1904
15,1904
19,1904
23,1904

do
Apr. 4,1904
May 16,1904
May 24,1904
May 28,1904
June 22,1904

No circulation.




F
L
N
N
Z

u
. G
I
Z
U

z
F
G
M
V
G
N

* Restored to solvency.

148

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during

existence as a
national banking associa' tion.

Organization.
Name and location of bank.

436
437
438

First National Bank, Grinnell, Iowa...
People's National Bank, Swanton, Vt..
First National Bank, Claysville, Pa

139
440
141
442
143
144
445
\4(\
447
448
449
450
451
452
453
454
455
456
457
458
459
460

Berlin National Bank, Berlin, Wis
Wooster N. B., Wooster, Ohio
Big Bend N. B., Davenport, Wash
Citizens' National Bank, Oberlin, Ohio.
First National Bank, Conneaut, Ohio..
First National Bank, Faribault, Minn..
American National Bank, Abilene, Tex.
First National Bank, Nederland, Tex..
First National Bank, Cornwall, N. Y....
First National Bank, Lexington, Okla..
First National Bank, Barberton, Ohio..
First National Bank, Ladysmith, Wis..
Fredonia N. B., Fredonia, N. Y
Vigo County N. B., Terre Haute, Ind..
First National Bank, Topeka, Kans
Spring Valley N. B., Spring Valley, 111.
First National Bank, Toluca, 111
City National Bank, Kansas City, Mo..
Minot National Bank, Minot, N. Dak..
First National Bank, Orville, Ohio
Peoria National Bank, Peoria, 111
EnterpriseN. B., Allegheny, Pa

461
462
463
464
465
466

Farmers' N. B., Kingfisher, Okla
First National Bank, Lineville, Ala
American National Bank, Boston, Mass.
First National Bank, West, Tex
First National Bank, Attalla, Ala
Delmont National Bank of New Salem,
Delmont, Pa.
First National Bank, Chelsea, Mass
Bates National Bank, Butler, Mo

Charter
number.

Date.

1629
4943
4273

Jan. 15,1866
Mar. 7,1894
Mar. 27,1890

$50,000
50,000
50,000

4641
4657
4002
2718
3492
1686
70286596
7344
5462
5230
5535
841
3929
2646
3465
4871
5250
6315
6379
2878
4991

Oct.
Nov.
Mar.
June
Apr.
Dec.
Oct.
Jan.
July
June
Nov.
Aug.
Feb.
Oct.
Mar.
Mar.
May
Feb.
June
Aug.
Feb.
Apr.

8,1891
30,1891
28,1889
2,1882
27,1886
2,1868
30,1903
28,1903
25,1904
27,1900
1,1899
13,1900
27,1865
8,1888
13,1882
6,1886
10,1893
2,1900
23,1902
14,1902
12,1883
4,1895

50,000
100,000 $3,000
50,000
50,000
50,000
50,000
75,000
25,000
25,000
25,000
50,000
25,000
50,000
500
150,000 2,000
50,000
50,000
50,000
250,000 25,000
25,000
25,000
150,000 6,666
200,000 90,000

6702
7516
5840
5543
7951
5837

Mar.
Dec.
May
Aug.
Oct.
May

30,1903
16,1904
29,1901
17,1900
18,1905
28,1901

25,000
25,000
200,000
25,000
30,000
25,000

533
6405

Oct. 14,1864
Aug. 30,1902

300,000
50,000

Feb. 25,1865

150,000

7048
6774
5144
923

Nov.
May
Oct.
Mar.

28,1903
6,1903
7,1898
21,1865

25,000
100,000
50,000
200,000

4892

Mar. 27,1893

50,000

31,500

63.0

1724

Oct. 20,1870

50,000

352,500

705.0

10,1886
26,1883
25,1904
14,1902
6,1879
31,1905

100,000
100,000
200,000
25,000
200,000
100,000

102,200
76,600
36,000
42,127
633,500
2,500

102.2
76.6
18.0
168. 5
316.8
2.5

Apr. 3,1906
June 11,1891

25,000
700,000

1,887,000

269.6

Apr.
Jan.
Mar.
Sept.
May
Sept.
May

250,000 250,000 1,495,000 594.0
100,000
53,000 53.0
50,000
25,000 3,000
3,750
11.0
25,000
7,500 30.0
50,000
144,500 289.0
25,000
6,250 25.0

Capital.

Surplus.

Per
Amount. cent.

$309,000
24,250
11,000

618.0
48.5
22.0

17,750
74,000
44,000
94,200
43,500
186,500

35.5
74.0
88.0
188.4
87.0
373.0

7,000

28.0

Total

1,800
7.2
289,000 578.0
103,500 69.0
347,500 695.0
62,000 124. 0
51,000 102.0
52,500 21.0
14,750
59.0
2,250
9.0
310,000 206.7
170,000 85.0

Total. ...

467
468

5,000

20.0

10,000

841,500
17,000

280.5
34.0

3,000

597,750

398.4

Total
469
470
471
472
473
474
475

Farmers & Drovers National Bank,
Waynesburg, Pa.
First National Bank, Scotland, S. Dak..
Fort Dallas National Bank, Miami, Fla.
First National Bank, Dresden, Ohio...
First National Bank of the City of
Brooklyn, N.Y.i
Farmers & Merchants National Bank,
Mount Pleasant, Pa.
First National Bank, Chariton, Iowa...

839

4,501 18.0
18,000
18.0
23,500
47.0
84,641 2,874,000 1,437.0

Total
First National Bank, Leetonia, Ohio... 3519
Aurora National Bank, Aurora, Ind
2963
Woods, N. B., San Antonio, Tex
7316
Hot Springs N. B., Hot Springs,S. Dak. 6339
Fort Pitt N. B., Pittsburgh, Pa
2415
Jewelers National Bank, North Attle- 7675
boro. Mass.
8157
482 Peoples N. B., Franklinville, N. Y
483 National Bank of North America in 4581
New York, N. Y.
484 New Amsterdam N. B., New York, N. Y 5783
485 City National Bank Greensboro,N. C.. 5168
486 First National Bank Bisbee, Ariz
7182
487 First National Bank, Clintonville, Pa.. 6948
488 First National Bank, East Brady, Pa .. 5321
489 First National Bank, Manasquan, N. J.. 3040
490 First National Bank, Ramona, Okla... 7251

Restored

476
477
478
479
480
481

June
May
June
July
Mar.
Mar.

18,1901
14,1899
22,1904
8,1903
2,1900
3,1883
11,1904

to solvency.

5,000
25,000
187

149

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Circulation.

Failures.
Lawful
money
deposited..
Capital.

$100,000
50,000
50,000

Surplus.

$20,000
314

16,000

Receiver
appointed.

Cause
of
failure.

July 27,1904
Aug. 18,1904
Oct. 11,1904

Z
H
Z

Nov. 17,1904
Nov. 23,1904
Nov. 25,1904
Nov. 28,1904
Dec. 20,1904
Jan. 3,1905
Jan. 18,1905
Jan. 26,1905
May 19,1905
May 24,1905
May 26,1905
June 2,1905
June 19,1905
June 28,1905
July 3,1905
July 5,1905
....Ido...
July 20,1905
Sept. 19,1905
Sept. 27,1905
Oct. 7,1905
Oct. 18,1905

V
Q
R
K
R
C
G
V
II
U
V
N
N
N
M
M
M
W
B
F
BB
Z

1,535,000
50,000
100,000
50,000
60,000
50,000
50,000
75,000
25,000
25,000
25,000
50,000
25,000
100,000
150,000
300,000
50,000
100,000
300,000
25,000
25,000
200,000
200,000

2,000
15,000
5,000
20,000
10,000
10,000
10,000
200

1,200
198

50,000
50,000
92,000
33,000
18,000
90

3,000
800

40,000
200,000.

2,035,000
Nov.
Nov.
Nov.
Mar.
Apr.
May

1,1905
24,1905
27,1905
27,1906
24,1906
2,1906

TJ
U
U

25,000
25,000
200,000
25,000
30,000
25,000

25,000
5,000

300 000
50^000

100 000
6^500

Aue 17 1906
Sept. 20,1906

z
L
N
L
L

200,000

540,000

Dec. 12,1906

N

25,000
100,000
50,000
300,000

700

Feb. 4,1907
July 5,1907
Oct. 15,1907
Oct. 25,1907

N
N
K
V

140
500
500

680,000

5,500
6,200
600,000

Issued.

Redeemed. Outstanding.

$25,000
50,000
49,300

$25,000
50,000
49,300

$20,644
48,470
47,460

$4,356
1,530
1,840

1,008,300

1,008,300

965,693

42,607

12,500
100,000
12,500
50,000
12,500
50,000
75,000
7,000
6,250
12,000
50,000
6,250
50,000
37,500
300,000
50,000
100,000
217,000
12,500
6,250
200,000
150,000

12,500
100,000
12,500
50,000
12,500
50,000
75,000
7,000
6,250
12,000
50,000
6,250
50,000
37,500
300,000
50,000
100,000
217,000
12,500
6,250
200,000
150,000

11,220
96,000
11,575
46,900
11,640
45,032
71,640
6,770
6,160
11,420
48,030
5,825
45,905
34,455
257,488
47,135
93,910
204,980
12,000
5,980
186,440
141,800

1,280
4,000

1,517,250

1,517,250

1,402,305

114,945

6,250
6,250
200,000
6,250
30,000
6,250

6,250
6,250
200,000
6,250
30,000
6,250

5,920
5,980
194,270
6,120
28,910
5,870

5,730

12,500

54,710
12,500

41,552
11,665

13,158

267,500

322,210

300,287

21,923

100,000

89,313

10,687

469

15,000
52,000
50,000
300,000

13,960
48,265
45,680
38,900

1,040
3,735
4,320
261,100

470
471
472
473

15,000
52,000
50,000
38,900

925

3,100
860

4,968
3,360
230
90
580

1,970
425

4,095
3,045
42,512
2,865
6,090
12,020
500
270

13,560
8,200

330
270
130

1,090

380
835

436
437
438

439
440
441
442
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460

461
462
463
464
465
466
467
468

50,000

30,000

Oct. 29,1907

AA

25,000

25,000

22,793

2,207

474

50,000

30,000

Oct. 31,1907

Z

50,000

50,000

44,730

5,270

475

260,900

• 592,000

303,641

288,359

775,000
100,000
50,000
200,000
25,000
1,000,000
100,000

7,500
7,400
12,000
5,000
1,000,000
25,000

Nov. 4,1907
.do
Nov. 9,1907
Nov. 27,1907
Dec. 7,1907
Dec. 20,1907

Z
M
U
F
Y
Z

100,000
25,000
200,000
25,000
500,000
100,000

100,000
25,000
200,000
25,000
500,000
100,000

91,375
21,010
186,220
22,680
466,790
96,750

8,625
3,990
13,780
2,320
33,210
3,250

476
477
478
479
480
481

25,000
2,000,000

Jan. 13,1908
Jan. 27,1908

N
E

20,000
404,945

20,000
404,945

19,110
355,645

890

500,000

49,300

482
483

200,000 Jan. 30,1908
20,000 Mar. 6,1908
15,000 Mar. 24,1908
7,500 Ar>r 24 1908
10,000 May 1,1908
100,000 May 2,1908
1,900 . . . . I d o

E
F

150,000
100,000

L
Z
T
A

25,000
50,000
6,500

150,000
100,000
50,000
15,000
25,000
50,000
6,500

141,118
90,080
46,700
13,620
23,250
46,103
6,050

8,882
9,920
3,300
1,380
1,750
3,897

1,000,000
100,000
50,000
25,000
25,000
50,000
25,000




Q

450

484
485
486
^87
488
489
490

150

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 38.—National banks which have been placed in the hands
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

498
499

Allegheny N. B., Pittsburgh, Pa
National Deposit Bank, Philadelphia,
Pa.
First N. B., Rock Creek, Ohio
First National Bank, Friendly, W. Va..
First National Bank, Niles, Ohio
Cosmopolitan N. B., Pittsburgh, Pa...
Fanners and Traders' National Bank,
La Grande, Orcg.
Union National Bank^ummervillejPa.1
First National Bank, Carroll, Iowa

500
501
502
503
504
505
508
507
508

First National Bank, Fort Scott, Kans.
First National Bank, Rugby, N. Dak..
Coal Belt National Bank, Benton, 111..
Union National Bank, Oakland, Cal
Lititz National Bank, Lititz, Pa
First National Bank, Ironwood, Mich...
First National Bank, Savoy, Tex
First National Bank, Burnside, Ky. 1 ...
First National Bank. Mineral Point, Wis.

491
492
493
494
495
496
497

Date.

722 Jan. 16,1865
7929 Sept. 29,1905
7790
5814
4190
6216
4452

June
May
Dec.
Apr.
Oct.

Capital.

Surplus.

Per
Amount. cent.

$500,000 $115,640 $1,600,000
200,000

15,1905
15,1901
28,1889
21,1902
29,1890

50,000
25,000
50,000
120,000
60,000

6739 Apr. 23,1903
3969 Jan. 25,1889

50,000
50,000

320.0

3,000
6,750
212,750
82,50G
45,000

6.0
27.0
425.5
68.8
75.0

2,500

6,500
150,000

13.0
300.0

1,000

370,938
12,500

741.9
50.0

441,000
148,225
52,000
7,500

441.0
211.7
104.0
30.0

io5,666

310.0

Total
1763
6341
8234
2266
2452
3971
7645
8903
3203

Jan.
July
May
May
Feb.
Jan.
Mar.
Oct.
June

10,1871
17,1902
25,1906
20,1875
2,1880
31,1889
16,1905
2,1907
10,1884

50,000
25,000
38,500
100,000
70,000
50,000
25,000
25,000
50,000

10,000
2,500

Total
Merchants and Manufacturers' National Bank, Columbus, Ohio.
National City Bank, Cambridge, Mass..
First National Bank, Rhyolite, Nev....
Middleport National Bank, Middleport, Ohio.
513 First National Bank, Billings, Mont
514 National Bank of Beattyville, Ky

204,000

58.3

434,388

434.3

509

5029 Dec. 23,1895

510
511
512

770 Jan. 31,1865
8686 May 14,1907
4472 Nov. 22,1890

100,000
50,000
50,000

11,059
533

5,500

11.0

3097 Dec. 27,1883
7751 May 19,1905

75,000
25,000

1,369
390

321,350
7,250

428.4
29.0

650,000

13,351

972,488

200,000

19,549

16,000

8.0

5,000
2,500

20.0
10.0

Total
515
516
517

.. .

Mount Vernon National Bank, Mount
8516 Dec. 11,1906
Vernon, N. Y.
First National Bank, Salmon, Idaho
8080 Jan. 13,1906
First National Bank, Texico, N. Mex.. 8173 Mar. 18,1906
Total

518 Washington N. B., Washington, N. J . .
519 Union National Bank, Columbus, Ohio.
520 Albion National Bank, Albion, Mich
521 First National Bank, New Berlin, N. Y .
522 First National Bank, Ambridge, Pa
523 Second National Bank, Clarion, Pa
5?4 First National Bank, Rowlesburg,W.Va
5?5 First National Bank, New Roads, L a . . .

Total

350,000

25,000
25,000
250,000

5121
7584
7552
151
8459
3044
9288
7169

May
Jan.
Jan.
Dec.
Dec.
Sept.
Dec.
Mar.

16,1898
30,1905
11,1905
11,1863
8,1906
12,1883
9,1908
15,1904

50,000
750,000
50,000
• 60,000
50,000
50,000
25,000
25,000
1,060,000

19,549

23,500

29,693
10,000
108

5,000
292,500
21,250
370,900

10.0
39.0
20.0
618.2

92,000

184.0

39,801

781,650

Grand total
1
Returned to solvency.
A Defalcation of officers.
B Defalcation of officers and fraudulent management.
C Defalcation of officers and excessive loans to others.
D Defalcation of officers and depreciation of securities.
E Depreciation of securities.
F Excessive loans to others, injudicious banking, and depreciation of securities.
G Excessive loans to officers and d rectors and depreciation of securities.
H Excessive loans to officers and directors and investments in real estate and mortgages.
I Excessive loans to others and depreciation of securities.
J Excessive loans to others and investments in real estate and mortgages.
K Excessive loans and failure of large debtors.
L Excessive loans to officers and directors.
M Failure of large debtors.
N Fraudulent management.

O Fraudulent management, excessive loans to officers and directors, and, depreciation of securities.



151

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of receivers, together with capital and surplus, etc.—Continued.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

$500,000
200,000
50,000
25,000
300,000
500,000
60,000
50,000
100,000

Receiver
appointed.

Surplus.

$700,000 May 18,1908
200,000 July 14,1908
5,650
3,000
125,000
100,000
2,000

July
July
Sept.
Sept.
Oct.

20,1908
25,1908
3,1908
5,1908
13,1908

10,000 Oct. 16 1908
Oct. 21,1908

Cause
of
failure.

Z
U
I

25,000
5,000
2,500
100,000
21,000
20,000
2,402
250
20,000

Nov.
Jan.
Feb.
Apr.
Apr.
June
June
Sept.
Oct.

20,1908
4,1909
9,1909
14,1909
19,1909
21,1909
30,1909
19,1909
12,1909

200,000 Feb.

Outstanding.

$198,340
200,000

$109,413
186,650

$88,927
13,350

50,000
25,000
300,000
500,000
15,000

45,870
22,410
265,908
436,140
13,310

4,130
2,590
34,092
63,860
1,690

z
u
F
Z

15,000

30,000
100,000

86,560

2,296, 445

3,189,785

2,792,762

397,023

100,000

100,000
6,250
10,000
150,000
40,000
12,500
12,500
6,250
25,000

68,277
5,678
8,890
123,875
33,655
10,405
11,370
19,040

31,723
572
1,110
26,125
6,345
2,095
1,130
6,250
5,960

1G2,500

362,500

281,190

81,310

L
Z

10,000
%
T
A
A
U
A

768,500
500,000

$200,000

Redeemed.

50,000
25,000
300,000

6,56^0,000
100,000
25,000
38,500
300,000
105,000
50,000
25,000
25,000
100,000

Issued.

40,000
12,500

49!
49<
49
49,

30 000
13,440 49<

50(
50]

50S
50^
10

50(
50*

16,1910

CC

100,000

100,000

93,675

6,325

100,000
50,000
50,000

32,500 Feb. 23,1910
Mar. 23,1910
2,250 May 9,1910

DD
G
CC

11,250

25,000
12,500
11,250

20,260
11,540
10,720

4,740
960 511
530 51S

150,000
25,000

50,000 July 2,1910
2,000 Oct. 15,1910

G
G

25,000

37.500
25,000

22,295
19,270

15,205 115,730 514

211.250

177,760

33,490

200,000

20,643 Apr. 19,1911

U

200,000

170,835

29,165

50,000
25,000

15,000 Aug. 8,1911
532 Sept. 5,1911

L
C<3

50,000
2,170

34, .555
750

252,170

206,140

875,000

136,250

275,000
50,000
750,000
50,000
100,000
50,000
50,000
25,000
25,000

30,000
109,500
10,000
50.000
5,000
14,884

1,100,000

224,384

Nov.
Dec.
Jan.
Apr.
June
June
July
5;000 Sept.

85,770,920

17,1911
7,1911
4,1912
15,1912
5,1912
21,1912
31,1912
30; 1912

25,000
100,000
20 000
100,000
25,000
49,000
10,000
6,250

L
U

zz
I,
W

zL
29,242,933

17,170
37,900
8 290
48,790
9,860
13,665
3,250
800

50<

*?1B

15,445 11 f
1,420 51"
46,030
7,830
62,100
11 710
51,210
15,140
35 ; 335
6,750
5,450

335,250

139,725

195,525

32,472,013

29,688,767

2,783,246

515
.11 c
ejof

521
522
*>•>*•

5'^
52c

P Fraudulent management and depreciation of securities.
Q Fraudulent management and injudicious banking.
R Fraudulent management, defalcation of officers, and depreciation of securities.
S Fraudulent management, injudicious banking, investments in real estate and mortgages, and depreciation of securities.
T Fraudulent management, excessive loans to officers and directors, and excessive loans to others.
XJ Injudicious banking.
V Injudicious banking and depreciation of securities.
W Injudicious banking and failure of large debtors.
X Investments in real estate and mortgages and depreciation of securities.
Y General stringency of the money market, shrinkage in values, and imprudent methods of banking.
Z Wrecked by the cashier.
AA Closed by run.
BB Closed by directors in anticipation of run.
CC Receiver appointed after voluntary liquidation.
forDD
FRASER
Wrecked by defalcations by bookkeeper.

Digitized


152

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
nominal and additional assets, amounts collected from all sources, loans paid and other
and remaining assets returned to stockholders to Oct. 31, 1912.
\

Date of
organization.

Name and location of bank.

Capital
stock.

Receiver
appointed.

1

First National Bank, Attica, N. Y

Jan. 14,1864

$50,000

Apr. 14,1865

2
3

Venango National Bank, Franklin, Pa
Merchants National Bank, Washington, D. C

May 20,1865
Dec. 14,1864

300,000
200,000

May
May

1,1866
8,1866

4
5
7
8
9
10

First National Bank, Medina, N. Y
Tennessee National Bank, Memphis, Tenn
First National Bank Selma Ala
. .
First National Bank, New Orleans, La
National Unadilla Bank, Unadilla, N. Y
Farmers and Citizens National Bank, Brooklyn, N . Y . .
Croton National Bank, New York, N. Y

Mar.
Mar.
Apr.
May
Aug.
Sept.
Oct.

13,1867
21,1867
30,1867
20,1867
20,1867
6,1867
1,1867

11
12
13

First National Bank, Bethel, Conn
First National Bank, Keokuk, Iowa
National Bank of Vicksburg, Miss

14
15

First National Bank, Rockford, 111
First National Bank of Nevada, Austin, Nev

16
17
18
19
20
21

Ocean National Bank, New York, N. Y
Union Square National Bank, New York, N . Y
Eighth National Bank, New York, N. Y
Fourth National Bank, Philadelphia, Pa
Waverly National Bank, Waverly, N. Y
First National Bank, Fort Smith, Ark

22
23
24
25
26
27
28
29
30
31
32

Scandanavian National Bank, Chicago, 111
Wallkill National Bank, Middletown, N. Y
Cresent City National Bank, New Orleans, La
Atlantic National Bank, New York, N. Y
First National Bank, Washington, D. C
National Bank of the Commonwealth, New York, N. Y . .
Merchants National Bank, Petersburg, Va
First National Bank, Petersburg, Va
First National Bank, Mansfield, Ohio
New Orleans N. Bkg. Association, New Orleans, La
First National Bank, Carlisle, Pa

COCOCO

First National Bank, Anderson, Ind
First National Bank, Topeka, Kans
First National Bank, Norfolk, Va

36
37
38
39
40

Gibson County National Bank, Princeton, Ind
First National Bank of Utah, Salt Lake City, Utah
Cook County National Bank, Chicago, 111
First National Bank, Tiffin, Ohio
Charlottesville National Bank, Charlottsville, Va
Total
.

500,000

Total

Total

.

.

Feb.
June
Aug.
Dec.
July
June
Sept.

3,1864
5,1865
24,1865
18,1863
17,1865
5,1865
9,1865

1,370 000

.
May 15,1865
Sept. 9,1863
Feb. 14,1865
May 20,1864
June 23,1865

50,000
250,000

June 6,1865
Mar. 30,1869
Apr. 6,1864
Feb. 26,1864
May 29,1865
Feb. 6,1866

1,000,000
200,000
250,000
200,000
106,100
50,000

.

Mar. 15,1869
Oct. 14,1869

May
July
Feb.
July
July
July
Sept.
July
May
May
July

7,1872
21,1865
15,1872
1,1865
16,1863
1,1865
1,1865
1,1865
24,1864
27,1871
7,1863

250,000
175,000
500,000
300,000
500,000
750,000
400,000
200,000
100,000
600,000
50,000
3,825,000

Dec. 12,1872
Dec. 31,1872
Mar. 18,1873
Apr. 28,1873
Sept. 19,1873
Sept. 22,1873
Sept. 25,1873
do
Oct. 18,1873
Oct. 23,1873
Oct. 24,1873

July 31,1863
Aug. 23,1866
Feb. 23,1864

50,000
100,000
100,000
250,000

Nov. 23,1873
Dec. 16,1873
June 3,1874

Nov.
Nov.
July
Mar.
July

30,1872
15,1869
8,1871
16,1865
19,1865

50,000
150,000
500,000
100,000
200,000

Nov.
Dec.
Feb.
Oct.
Oct.

Oct.
Feb.
Sept.
Jan.
Apr.
June
Feb.
June
Jaa.

30,1874
24,1864
18,1875
26,1871
6,1872
20,1865
18,1865
2,1864
2,1872

...

41 Miners National Bank, Georgetown, Colo
42 Fourth National Bank, Chicago, 111. i
43 First National Bank, Bedford, Iowa..'
44 First National Bank, Osceola, Iowa
45 First National Bank. Duluth, Minn
46 First National Bank^ La Crosse, Wis
47 City National Bank, Chicago, 111
48 Watkins National Bank, Watkins N. Y
49 First National Bank, Wichita, Kans
Total

Dec. 13,1871
Dec. 15,1871
do
Dec. 20,1871
Apr. 23,1872
May 2,1872

1,806,100

.

Total




Feb. 28,1868
Mar. 3,1868
Apr. 24,1868

300,000

Total

Total

60,000
100,000
50,000
210,000

Total

Total

50,000
100,000
100,000
500,000
120,000
300,000
200,000

28,1874
10,1874
1,1875
22,1875
28,1875

1,000,000

L Formerly in voluntary liquidation.

150,000
200,000
30,000
50,000
100,000
50,000
250,000
75,000
60,000
965,000

Jan. 24,1876
Feb. 1,1876
do
Feb. 26,1876
Mar. 13,1876
Apr. 11,1876
May 17,1876
July 12,1876
Sept. 23,1876

153

REPORT OF THE COMPTROLLER OP THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of
disbursements, losses on assets, expenses of receivership, claims proved, dividends paia,
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
good.
doubtful. worthless.

Total
assets.

Offsets
allowed

and
settled.

Loss on
Nominal
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

$50,823

$28,053

$115,538

$13,692

$208,106

$18,661

$114,236

83,713

57,029
860,929

818,154

27,741

986,637
860,929

69,445

796,197
686,665

83,713

917,958

818,154

27,741

1,847,566

69,445

1,482,862

18,424
50,000
116,422
853,148
36,748
1,175,656
255,235

2,029
395,412
96,556
276,400
69,857
121,683
144,903

101,072
78,415
701,116
86,856
272,757
65,361

5,400
26,579
57,732
156,575
19,449
121,017
21,572

126,925
471,991
349,125
1,987,239
212,910
1,691,113
487,071

6,845
58,645
55,342
30,641

93,638
380,383
179,894
929,289
132,806
400,903
187,586

2,505,633

1,106,840

1,305,577

408,324

5,326,374

151,473

2,304,499

39,486
98,240
21,584

4,809
79,652
49,959

83,830
125,057
22,569

12,212
13,426

140,337
316,375
94,112

1,570
33,454
4,608

70,122
123,409
57,938

159,310

134,420

231,456

25,638

550,824

39,632

251,469

7,000
129,721

811
497,292

91,412

30,371
42,236

38.182
760,661

274
317,742

219,750

136,721

498,103

91,412

72,607

798,843

318,016

219,750

124,832
11,895
49,409

40,000
14,174

37,494
25,000

32,517
6,537

2,934,756
468,223
1,181,465
653,658
196,504
61,511

285,736
101,719
38,911
303,504
15,780

1,254,358

736,997

942,283
91,355
165,442

3,218,182

791,171

1,261,574

225,190

5,496,117

745,650

1,727,792

100,000
127,769
379,020
336,833
1,000,000
1,435,113
342,260
100,000
94,483
300,000
28,077
4,243,555

100,000
50,000
110,450
58,852
1,277,690
473,372
252,250
50,000
173,378
100,000
55,386
2,701,378

168.100
25,000
148,920
283,550

24,866
25,102
168,603
128,337
215,724
404,431
103,609
43,225
21,095
654,185
2,574
1,791,751

392,966
227,871
806,993
807,572
2,493,414
2,706,509
1,019,841
272,634
296,910
1,431,055
115,304
10,631,069

6,211
30,378
8,949
98,460
280,955
368,992
103,842
3,225
5,735
8.964
7,068
922,779

224,703
22,084
285,346
161,013
765,356
589,213
616,642
146,764
182,231
715,584
51,294
3,760,230

50,000
25,000
77,723
152,723

80,000
85,000
56,350

102,376
14,241
3,542

10,410
26,951
2,191
39,552

235,127
118,083
55,917
409,127

33
?A
35

54.332
196,231
1,948,095
84,709
58,715
2,342,082

36
37

1,867,041
364,973
229,617
663,658
86,493
15,800

453,593
321,722
79,409
7,954
376,870
29,267
1,894,385

379,794

120,159

51,296
6,300
619,836
140,000
169,520
986,952

32,011
204,600
1,250,163
120,000
105,218

29,055
3,274
151,439
63,620
257,655

12,816
15,258
678,349
18,439
30,696

125,178
229,432
2,699,787
342,059
563,089

1,711,992

505,043

755,558

3,959,545

3,595
2,869
452,953
60', 447
24,882
544,746

20,000
27,123
29,752
74,376
18,093
35,000
453,037
86,014
59,226

190,069
131,227
26,858
19,938
118,300
25,000
478,917
44,582
18,387

65,802
9,359
5,737
35,855
65,097
85,805
9,105
67,531

27,287
3,084
9,635
15,162
13,816
44,815
86,248
21,738
3,681

237,356
227,236
75,604
115,213
186,064
169,912
1,104,007
161,439
148,825

8,761
2,100
3,510
3,043
1,139
4,296
48,381
3,151
17,409

186,254
6,266
49,929
30,319
111,780
85,019
470,908
18.635
67,345

802,621

1,053,278

344,291

225,466

2,425,656

91,790

1,026,455

221,350




4
f
«
c
1C

11
T
12

11
15

$89,855

Ifi

17
1<<
1<1
?fl
21

56,011
37,629

335,433
203,098
217,912
756,443

103,057
78,857
80,297
262,211

]

89,855
99
9^

24
^
27
29
31
32

3q
40

33,363

53,473
86,836

41
42
43
44
45
46
47
48
49

154

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Nominal
value of
remaining
assets.

Collected
Total
Loans paid
Receiver's
from
Collected assessment
Legal
collections and other Dividends
salary and
from
other
upon
from
all
disbursepaid.
expenses.
assets.
expenses.
sharesources.
ments.
holders.

1

$75,209

$1,164

$76,373

$70,811

2
3

120,995
174,264

1,245
16,488

122,240
190,752

$275

101,387
165,769

$6,4C3
11,281

14,390
13,427

295,259

17,733

312,992

275

267,156

17,744

27,817

33,287
91.608
162;386
999,305
79,904
1,234,868
268,844

4,000
7, SCO
38,224
2,125

37,287
91,608
169,886
1,037,529
82,029
1,234,868
268,844

32,305
65,335
132,608
884,429
58,661
1,138,870
143,307

1,258
.- 6,182
12,247
43,183
6,673
28,677
17,134

2,908
19,156
24,524
92,440
9,442
48,666
35,983

2,870,202

51,849

2,922,051

117,843

2,455,515

115,354

233,119

68,645
159,512
31,566

28,935
8,936

97,580
168,448
31,566

208
15,507
3,786

86,737
134,929
16,654

5,315
3,977
1,773

5,320
14,008
9,353

259,723

37,871

297,594

19,501

238,320

11,065

28,681

37,908
223,169

2,926
4,932

29,277
163,982

2,705
9,091

3,000
45,164

4
5
6
7
8
9
10

$200

200
11
12
13

14
15

-

37,908
223,169

261,077

7,858

193,259

11,796

48,164

1,743,623
276,649
898,932
350,154
124,713
23,882

203,170
72,365
596,665

1,326,487
175,920
263,065
342,054
77,568
15,142

76,648
10,437
9,436
3,'085
362

137,318
16,713
29,766
8,100
8,264
1,878

485,133

3,417,953

874,496

2,200,236

99,968

202,039

10,079
42,795
109,707
228,580
5,200

172,131
218,204
622,405
776,679
1,452,303
1,808,304
299,357
142,320
120,344
1,010,320
56,942

1,300
6,248
18,964
35,839
16,393
746,153
20,315
4,545
3.630
4,350

143,209
175,430
549,427
661,816
1,374,339
747,428
259,487
125,667
107,258
862,263
46,634

6,037
16,709
25,376
27,330
24,241
13,637
728
250
1,270
67,569
1,267

21,564
19,817
28,638
51,445
37,128
53,287
18,827
11,858
11,362
76,858
4,691

261,077
16
17
18
19
20
21

22
23
24
25
26
27
28
29
30
31
32

33
34
35

41
42
43
44
45
46
47
48

1,394,662
276,649
762,760
350,154
124,713
23,882

348,961

2,932,820
162,052
175,409
512,698
548,099
1,447,103
1,808,304
299,357
122,645
108,944
706,507
56,942
5,948,060

136,172

19,675
11,400
303,813

% 296"

731,249

6,679,309

857,737

5,052,958

184,414

335,475

67,835

89,898
58,064
91,969

2,250
37,597

89,896
60,314
129,566

14,289
559

72,089
31,668
101,545

4,718
6,075
8,232

13,089
8,278
19,230

67,835

239,929

39,847

279,776

14,848

205,302

19,025

40,597

66,535

56,921
74,896
2,309

62,646
19,002
228,4X2
108,318
226,308

42,067

93,619

67,251
30,332
365,274
196,903
281,754

296

291,357

67,251
30,332
298, 739
196,903
188,135

21,495

4,309
10,164
37,874
13,689
31,642

291,357

781,360

160,154

941,514

134,422

644,686

64,728

97,678

42,341
22,080
22,165
48,488
73,145
80,597
584,718
86,180
64,071

106,451
11,269
1,100

445
3,928
3,616
5,385
63,475
1,579
16,773

135,797
18,258
12,624
34,536
88,697
65,783
545,593
60,647
59,121

3,946
4.731

15,552

148,792
33,349
23,265
48,488
115,357
85,107
643,544
86,180
79,623

2,077
8,804
5,060
13,802
592
2,200

8,604
10,348
9,274
7,935
10,005
8,879
20,230
13,874
1,529

1,023,785

239,920

1,263,705

95,201

1,021,056

42,579

90,678

36
37
39
40

816~
935
507
17,477
7,054
18,655
72,399

$5,562

196,790

196,790




42,212
4,510
58,826

•

i,i66

M67

155

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

andclosing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Balance in
hands of
comptroller
or receiver.

Amount
Amount of
returned to assessment
shareholders upon sharein cash.
holders.

Amount
of claims
proved.

Dividends

(per cent).

Interest
dividends
(per cent).

Finally

closed.

$50,000

$122,089

58.00

Jan.

300,000
200,000

434,531
669; 513

23.37
24.70

Keb. 2.1885
May 14,1883

500,000

1,104,044

50,000

39.15
17.333
46. 60
79.00
45. 90
96.00
88.50

July
Feb.
Nov.
Sept.
Dec.
Nov.
Aug.

§199

100,000
500,000
120,000

21

26,000

82, 338
376,392
289, 467
1,119,313
127, 801
1,191,500
170,752

220

796,000

3 357. 563

27

39,300
100,000

68.986
205, 256
33,870

27

139,300

308,112
69.874
170i 012

100.00
68.33
49.20

2,1867

1

28,1870
4,1870
25,1882
28,1882
19,1874
18,1874
15,1872

r
1(

Apr. 7,1881
Nov. 30,1872
Nov. 25,1882

15
1?

Dec. 4,1875
May 16,1884

14
If

Apr.
Nov.
Sept.
Feb.
Oct.
Jan.

20,1882
16,1874
1,1875
13,1872
2,1877
3,1876

If
17

Feb.
Jan.
June
50.00 Apr.
July
100.00 Mar.
May
> May
Nov.
Mar.
Dec.

15,1886
8,1880
1,1881
29,1884
24,1876
31,1883
1,1876
15,1876
30,1883
21,1887
6,1882

64.00

41.90
92.70

i

t
f

11

239,886
SI, 214

135,000

1,282, 254
157,120
378,722
645, 558
79,864
15,142

535,000

2, 558, 660

125,000
52, 500
350,000
300,000
300,000

254, 901
171,468
657,020
597, 885
1,619, 965
796,995
992, 636
167, 285
175,081
1,429,595
67, 292

400,000

33,500
6,500
41,214
21

249
202
247, 799
454

400,000
50,000
100,000
600,000
2,277,500

6,930,123

4

50,000
45,000
100,000

144,606
55,372
176,601

4

195,000

376, 579

500,000
200,000

62, 646
93, 021
1,795, 992
237, 824
376, 756

700,000

2,566,239

150,000
31,000
50,000

60,000

177,512
35,801
56, 457
34, 535
91, 801
135, 652
703,658
59,226
97, 464

069,000

1 392 406

626

247, 799

•

12
50

12
4,185

444

9,488
506

13,685




75,000
50,000
250,000

100.00
100.00
100,00
100.00
100.00
100.00

57.46
100. 00
84.33
100.00
100.00
100.00
34.00
76.00
57.50
62.00
73.50

46.00

30.00

1C
2C
21

22
9A

21
2(
2/
*>l
9f
3(
31
3r

May 31,1904
Sept. 11,1878
June 2,1883

34
3f

100.00
24.391
14.941
66.00
62.56

Sept,
May
Nov.
Mar.
Apr.

18,1876
14,1879
20,1883
10,1879
5,1886

3f
37
3F
3fl
4f

70.50
51.00
22. 50
100. 00
100.00
48 40
77. 512
100.00
70.00

June
Mar.
Mar.
Feb.
Jan.
July
Feb.
May
July

2,1884
4,1886
28,1883
28,1878
31,1881
20,1882
28,1885
23.1888
14,1880

41
42
43
44
45
4f
47
41
4?

50.00
58.30
57.50

100.00
100.00

156

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

Date of
organization.

First National Bank, Greenfield, Ohio '
Oct. 7,1863
National Bank of Fishkill, N. Y
Apr. 1,1865
First National Bank, Franklin, Ind
Aug. 5,1863
Jan. 9,1865
Northumberland County N. B., Shamokin, Pa
July 25,1865
First National Bank, Winchester, 111
Jan. 16.1865
National Exchange Bank, Minneapolis, Minn
National Bank of the State of Missouri, St. Louis, Mo... Oct. 20.1866
Mar. 25,1872
First National Bank, Delphi, Ind
May 31,1872
First National Bank, Georgetown, Colo
June 14,1865
Lock Haven National Bank, Lock Haven, Pa
Total.

$50,000
200 000
132,000
67,000
50,000
100,000
2,500,000
50,000
75,000
120,000

Receiver
appointed,

Dec.
Jan.
Feb.
Mar.
Mar.
May
June
July
Aug.
Aug.

12.1876
27 1877
13.1877
12,1877
16,1877
24,1877
23,1877
20,1877
18,1877
20,1877

3,344,000

Third National Bank, Chicago, 111
Central National Bank, Chicago, 111
First National Bank, Kansas City, Mo
Commercial National Bank, Kansas1 City, Mo
First National Bank, Ashland, Pa.
First National Bank, Tarry town, N. 1Y
First National Bank, Allentown, Pa.
First National Bank, Waynesburg, Pa.1
Washington County National Bank, Greenwich, N. Y.
First National Bank, Dallas, Tex
Peoples National Bank, Helena, Mont
First National Bank, Bozeman, Mont
Merchants National Bank, Fort Scott, Kans.1
Farmers National Bank, Platte City, Mo.

Feb.
Sept.
Nov.
June
Apr.
Apr.
Dec.
Mar.
June
July
May
Aug.
Jan.
May

5,1864
18,1872
23,1865
3,1872
24.1864
5,1864
16,1863
5,1864
30.1865
16,1874
13,1863
14,1872
20,1872
5,1877

July
May
Nov.
June
Aug.
May
Dec.
Mar.

31,1871
14,1877
15,1870
6,1865
5,1863
31,1865
3,1874
11,1864

750,000
200,000
500,000
100,000
112,500
100,000
250,000
100,000
200,000
50,000
100,000
50,000
50,000
50,000

Nov. 24,1877
Dec. 1,1877
Feb. 11,1878
do.

Feb. 28,1878
Mar. 23,1878
Apr. 15,1878
May 15,1878
June 8,1878
do.
Sept. 13,1878
Sept. 14,1878
Sept. 25,1878
Oct. 1,1878

2,612,500

Total .
First National Bank, Warrensburg, Mo
German-American National Bank, Washington,
D. C...
German National Bank, Chicago, 111.1
Commercial National Bank, Saratoga 1Springs, N. Y
Second National Bank, Scranton, Pa.
National Bank of Poultney ; Vt
First National Bank, Monticello, Ind
First National Bank, Butler, P a

100,000
130,000
500,000
100,000
200,000
100 000
50,000
50,000

Nov. 1,1878
....do
Dec. 20,1878
Feb. 11,1879
Mar. 15,1879
Apr. 7 1879
July 18,1879
July 23,1879

1,230,000

Total .
First National Bank, Meadville, P a . . .
First National Bank, Newark, N. J....
First National Bank, Brattleboro, Vt..

Oct. 27,1863
Aug. 7,1863
June 30,1864

100,000
300,000
300,000

June 9,1880
June 14,1880
June 19,1880

700,000

Total.
Mechanics National Bank, Newark, N. J .
First National Bank, Buffalo, N. Y . . . . . .
Pacific National Bank, Boston, Mass

June 9,1865
Feb. 5,1864
Nov. 9,1877

500,000
100,000
961,300

Nov. 2,1881
Apr. 22,1882
May 22,1882

1,561,300

Total.
First National Bank of Union Mills, Union City, P a
Vermont National Bank, St. Albans, Vt

Oct. 23,1863
Oct. 11,1865

50,000
200,000

Mar. 24,1883
Aug. 9 1883

250,000

Total.
First National Bank, Leadville, Colo
City National Bank, Lawrenceburg, Ind. 1 ..
First National Bank, St. Albans, Vt
First National Bank, Monmouth, 111
Marine National Bank, New York, N. Y
Hot Springs National Bank, Hot Springs, Ark.,
Richmond National Bank, Richmond, Ind
First National Bank, Livingston, Mont
First National Bank, Albion, N. Y
First National Bank, Jamestown, N. Dak
Logan National Bank, West Liberty, Ohio

Mar.
Feb.
Feb.
July
June
Feb.
Mar.
July
Dec.
Oct.
May

19,1879
24,1883
20,1864
7,1882
3,1865
17,1883
5,1873
16,1883
12,1863
25,1S81
7,1883

60,000
100,000
100,000
75,000
400,000
50,000
250,000
50,000
100,000
50,000
50,000

1,285,000

Total.




Capital
stock.

1

Formerly in voluntary liquidation.

Jan. 24,1884
Mar. 11,1884
Apr. 22,1884
do

May
June
July
Aug.
Aug.
Sept.
Oct.

13,1884
2,1884
23,1884
25,1884
26,1884
13,1884
18,1884

157

BEPOET OP THE COMPTEOLLEE OF THE CUEKENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.
Estimated Estimated Estimated
doubtful. worthless.
good.

Additional

assets
received

since date
of suspension.
$376
49,441
24,217
14,770
14,270
18,411
433,400
13,478
30,398
34,350

$194,665
86,492
67,246
67.541
135,231
935,999
175,254
34 368
220,481

$57,675
282,909
58,188
112,026
66,025
90,704
2,818,966
6,250
52,627
150,650

$51,403
200,909
25,941
79,101
124,371
633,744
6,596
629,113
24,990

1,917,277

3,676,020

1,776,168

633,111

1 330,215
157,438
1 118 118
52,349
107,318
100 994
19,879

631,797
161,441
313,726
74,724
41,584

1,057,245
16,680
19,817
6,723
8,859
20,289
2,171
1,861
13,749
4,305
67,942
21,090
1,892
1,944

Total
assets.

$58,051
558,418
369,806
219,983
226,937
368,717
4,822,109
201,578
746,506
430,471

Offsets
allowed

and
settled.

Loss on
Nominal
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

60,311
8,487
6,537
21,498
166,831
62,774
36,598
41,324

$44 344
223,375
203,792
99,588
117,173
139,309
1,771,699 * ""§36*957"
1,310
34,259
606,580
143,664

8,002,576

417,552

3,350,834

3,349,961
506,271
1,856,661
184,971
176,831
274,750
339,715
60,014
589,938
156,122
361,903
136,479
85,248
72,492

95,121
7,245
1,482,725
22,962
16,072
164,949
20,608
714
18,541
30,088
12,492
7,700
178
10,947

384,007
287,682
22,559
67,396

$13,192

311,324
48,149
"32,559
39,010
21,225
9,561

132,445
15,869
27,894
36,245
95,251
76,046
15,543
18,691

3,348,139

1,641,256

1,917,394

1,244,567

8,151,356

1,890,342

1,316,671

90,953
256,286
104,966
133,169
264,908
68,078
23,646
12,647

194,457
139,514

167;503
101,178
97,257
6,734
134,716

11,578
37,923
475,052
28,969
104,858
18,384
4,374
34,737

33,375
61,147
29,881
17,085
47,591
19,560
15,017
27,503

330,363
494,870
711,870
346,726
518,535
203,279
49,771
209,603

55,255
165,846
6,170
17,475
36,737
3,353
8,411
11,920

118,507
202,488
521,783
101,810
203,982
25,729
64
106,562

954,653

943,330

715,875

251,159

2,865,017

305,167

1,280,925

220,005

115,012
418,951
51,574

22,545
64,041

12,863
55,895
302,654

19-, 198
41,173
43,895

169,618
580,060
398,123

3,345
154,945
4,902

26,043
86,953
801

302,654
329,093

10r,971

60
61
112,818

279,987

go
64
66
67
68
60
70
71
72
73

392,805

69,659
72,754
77,592

26,439

585,537

86,586

371,412

104,266

1,147,801

163,192

113,797

1,114,503
488,892
648,710

185,002
65,526
1,416,793

78,286
696,987
1,397,334

232,147
36,916
449,324

1,609,938
1,288,321
3,912,161

73,925
172,063
206,268

167,629
650,736
2,454,138

2,252,105

1,667,321

2,172,607

718,387

6,810,420

452,256

3,272,503

161,699
124,114

46,829
520,917

16,309
118,618

23,640
20,617

248,477
784,266

4,376
19,171

89,925
483,834

285,813

567,746

134,927

44,257

1,032,743

23,547

573,759

72,197
13,993
217,314
172,940
3,496,495
31,058
367,109
33,543
55,763
7,519
60,096

56,042
14,500
96,875
96,543
816,916
27,774
72,356
15,304
44,446
29,826
22,695

102,112
2,554
49,951
9,688
1,568,940
27,190
171,319
22,255
113,329
29,352

56,410
1,599
78,359
34,112
871,204
6,407
124,054
941
212,545
3,312
56,057

286,761
32,646
442,499
313,283
6,753,555
92,429
734,838
72,043
426,083
70,009
138,848

8 970
52
9,888
5,320
904,725
5,381
32,233
84
42,269
5
11,140

124,949
16,017
286,651
30,622
1,577,187
3-1,402
348,492
48,796
284,326
49,155
75,679

18,517.

4,528,027

1,293,277

2,096,690

1,445,000

9,362,994

1,020,067

2,879,276

24,345




53
54
55
56
57
58
50

71,216

330,704
170,712
405,000
51,175
19,070
153,467
185,220
42,284
236,971
67,423
166,151
333
46,588
42,296

268,000
47,239
6,972
106,292
32,372
20,141
65,804
8,207

50
51

74
75
76
77
78
79
80
81

82
83
84

85
86
87

89

5,828

90
91
92
93
94
95
96
97
98
99
103

158

EEPOET OF THE COMPTKOLLEB OF THE CUEEENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected
Nominal
value of
remaining
assets.

50
51
52
53
55
56
58
59

60
61
62
63
61

$689,362
53,800

73

690,564

3,576,632

139,030

288,057

2,181,471
222,676
351,377
94,613
47,941
126,256
105,643
28,508
407,868
36,242
89,807
80,383
22,146
20,819

420,001

33,126
13,104
5 444
576
3,974
5,546
11,006
2,315
10,129

9,762
2,125
272
1,633

1,071,774
193,941
316 828
52,514
33,105
107,575
79,725
21,710
262,887
29,377
66,810
69,437
16,670
11,803

47,949
570,594

4,733,568

850

3,815,750

554,428

2,334,156

90,369

253,343

156,601
126,536
183,917
157,782
205,062
96,605
29,419
91,121

16,277
72,576
80,257

100,870
105,763
182,572
137,428
166,587
88,176
20,998
82,060

1,792
7,167

8,176
23,110
32,136
12,119
24,551
7,517
11,296
16,475

1,047,043

47,315
53,898
49,466
2,021
57,745
53
10
8,420
218,928

3,838
16,327

4,677
23,001

172,878
199,112
264,174
157,782
260,012
96,605
34,096
114,122

884,454

44,754

135,380

96,176
528,305
99,847

3,225
19,338
2,973

6,739
22,690
10,832

11,877

65,132

16,455
54,536
16,447
123,430
16,500
23,622
1,810
2,880

54,950

1,791
3,048
1,576
114,220

251,738

1,298,781

113,791
338,162
89,766

267,311
64,655

113,791
605,473
154,421

10,037

825

1,352
634
1,488

5,385
10,245

541,719

331,966

873,685

10,037

724,328

25,536

40,261

8,250

1,368,384
457,272
1,251,755

495,550
13,450
738,651

1,863,934
470,722
1,990,406

1,910
194,574

1 790,932
389,222
1,566,124

46,918
45,449
101,794

26 084
34,141
127,914

8,250

3,077,411

1,247,651

4,325,062

196,484

3,746,278

194,161

188,139

4,157

150,019
281,261

8,321
123,919

158,340
405,180

247

129,505
321,870

10,511
24,279

18,324
58,784

431,280

132,240

563,520

247

451,375

34,790

77,108

152,842
16,577
145,960
265,513
4,271,643
37,129
294,779
23,163
99,488
20,849
52,029

12,010
23,732
12,892
64,650
272,896
19,169
T6,936
20,649
94,200

5,099
3,392
25,336
14,434
473,936

23,503

164,852
40,309
158,852
330,163
4,544,539
56,298
371,715
43,812
193,688
20,849
75,532

6,359
6,515
1,893

119,390
26,809
96,525
264,268
3,774,704
39,812
275,684
25,006
143,938
8,807
59,057

12,054
2,223
12,112
16,600
111,758
4,745
5,168
2,553
29,324
52
5,012

28,309
7,885
24,879
20,738
183,944
11,029
26,828
13.865
14; 067
5,475
9,440

5,379,972

620,637

6,000,609

600,999

4,834,000

201,601

346,459

4,157
90
91
92
93
95
96
97
98
99

$4,164
25,082
9,716
12,903
10,669
12,046
161,036
10,919
17,251
24,271

320,812

84

9«?
89

7,846

$2,751
25,040
5,146
966
2,082
1,898
79,802
2,690
11,987
6,668

$5,000
520
4,797
8,805
753
658,784
4,059

3,494,938

11,877

86
87

4,162,974

$9,456
388,856
173,512
136,474
89,715
202,753
2,165,388
81,941
73,890
254,647

$16,371
443,978
197,633
155,140
111,271
217,450
3,091,730
103,235
103,328
293,432

32,519

82

*5

$2,664
122,127
91,930
43,232
8,044
9,540
245,108

Receiver's
salary and
other
expenses.

1,056,600

250,854
30,065

74
75

76
77
78
70
80
81

$13,707
321.851
105,703
111,908
103,227
207,910
2,846,622
103,235
103,328
245,483

Legal
expenses.

135,046
15,631
27 314
1,604
5 013
13,135
13,336
4,483
4,950
6,040
11,883
8,187
3,716
3,005

65

60

holders.

Total
Loans paid
collections and other Dividends
from all
disbursepaid.
sources.
ments.

2,181,471
157,544
351,377
94,613
47,941
109,801
51,107
12,061
2S4,438
19,742
66,185
78,573
19,266
20,819

68
67
70
71
7?

Collected

from
Collected assessment
from
upon
assets.
share-

59,334

100

59,334




64,035

159

REPORT OF THE COMPTROLLER OP THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Amount of
Amount
returned to assessment
shareholders upon shareholders.
in cash.

Balance in
hands of
comptroller
or receiver.

$8,739

26,720
3,626

72,000

135,023
352,062
185,760
175,952
140,735
227,355
1,935,721
133,112
196,356
254,647

1,169,000

3,636,723

$30,000
140,000
132,000
67,000
50,000
53,000
625,000

$200
39,085

200

521,524
200,000
36,871
5,849

15,682

Amount
of claims
proved.

35,000
125,000
36,000
160,000
50,000
100,000
21,500
17,000

1,061,598
298,324
392,394
75,175
29,204
118,371
90,424
36,109
261,887
77,104
168,048
70,191
27,801
32,449

108

3,420

108

583,346

744,500

2,739,079

12,679

50,000
130,000
121,750

10,000
50,000

156,260
282,370
197,353
128,832
132,461
81,801
21,182
108,385

15,251

521,750

1,108,644

7,651
25,103
40,769

300,000
75,000

•93,625
580,592
104,749

73,523

375,000

778,966

500,000
100,000
961,300

2,656,254
894,767
2,397,129

1,561,300

5,948,150

50,000
200,000

186,993
422,772

14
829
884
859

14

I

14,123
197
712
2,388
130
327

17,223




160,000

250,000

609,765

60,000
50,000
100,000
75,000
400,000
25,000
250,000
32,500
100,000
50,000

206,991.
46,441
294,521
245,599
4,631,393
36,526
365,931
26,322
409,997
8,131
84,978

1,142,500

6,356,830

Dividends

(per cent).

27.00
100.00
100.00
81.59
63.60
89.179
100.00
100.00
37.6483
100.00

Interest
dividends
(per cent).

38.50
100.00

100.00
100.00

100.00
65.57
100.00
100.00
100.00
90.50
88.00
60.00
100.00
38.10
40.7285
98.925
60.00
100.00

100.00

100.00
68.70
100.00
100.00
100.00
100 00
99.133
81.00

100.00
100.00
100.00
100.00

100.00
100.00
100.00

100.00
100.00
100.00

100.00
100.00

100.00

Finally
closed.

25,1882
11,1884
14,1881
18,1883
23,1881
10,1880
26,1888
15,1881
5,1885
3,1882

5(
51
5r

Dec. 31,1907
Feb. 23,1892
July 6,1881
Mar. 9,1882
Aug. 5,1879
June 20,1882
Mar. 9,1885
Sept. 7,1885
July 5,1879
Mar. 24,1885
Feb. 12,1889
do
Apr. 8,1881
Oct. 10,1879

K(

Nov.
Aug.
Sept.
Jan.
July
June
Mar.
Oct.
Oct.
Mar.

5f
5"
5£

61
6?

6?
6^
a6fe
67
6?
7f
71
73

74

15,1881
10,1894
1,1884
17,1881
24,1886
1 1881
6,1883
6,1887

81

Feb. 4,1882
Feb. 18,1885
Oct. 12,1885

83
84

67.405
43.50
65.30

Dec. 22,1896
Apr. 30,1892
June 30,1893

85
86
87

70.90
80.25

Apr. 15,1893
June 6,1892

8S
89

Dec.
Oct.
May
Jan.
Sept.
Sept.
Sept.
Dec.
Apr.
Oct.
Jan.

9f

57.20
81.10
33.00
100.00
83.465
100.00
75.25
95.00
35.00
100.00
69.50

100.00
100.00

100.00

Mar.
Apr.
Mar.
Jan.
Apr.
Aug
Feb
Aug.

«Mr

5,1893
25,1886
25,1894
4,1894
30,1899
25,1889
30,1890
31,1900
19,1893
29,1885
22,1890

75
7C

77
78
79

«n
80

91
9P
94
95
9f

fl7
qs
qc
10C

160

KEPOKT OF THE COMPTROLLEK OF THE CUBBENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver•,
and additional assets, amounts collected

Name and location of bank.

Middletown National Bank, Middletown, N. Y
Farmers National Bank, Bushnell, 111
Schoharie County National Bank, Schoharie, N. Y
Exchange National Bank, Norfolk, Va

Total.
First National Bank, Lake City, Minn
Lancaster National Bank, Clinton, Mass...
First National Bank, Sioux Falls, S. Dak..
First National Bank, Wahpeton, N. Dak..
First National Bank, Angelica, N. Y
City National Barik, Williamsport, Pa 1

Abington National Bank, Abington, Mass. .

First National Bank, Blair, Nebr

.Date of
organization.

Capital
stock.

June
Feb.
Aug.
May

$200,000
50,000
50,000
300,000

14,1865
18,1871
9,1865
13,1865

Nov.
Nov.
Mar.
Feb.
Nov.
Mar.
July
July

29,1870
22,1864
15,1880
2,1882
3,1864
17,1874
1,1865
7,1882

Sept.
Nov.
Feb.
Aug.
Nov.
Sept.
Dec.
June

18.1882
20,1884
27,1886
3,1883
26.1883
4,1863
6,1864
7,1865

4,1886
20,1886
11,1886
8,1886
19,1886
4,1886
2,1886
8,1886

50,000
50,000
1,000,000
50,000
50,000
50,000
100,000
200,000

Nov. 20,1886
June 3,1887
June 27,1887
Aug. 17,1887
Aug. 24,1887
Sept. 8,1887
Oct. 11,1887
Oct. 17,1887

300,000
1,000,000
150,000
100,000
100,000
150,000
50,000
50,000

Nov.
Feb.
Feb.
Apr.
Mar.
May
June

15,1887
10,1888
20,1888
2,1888
31,1888
9,1888
23,1888
19,1888

200,000
50,000

Jan. 14,1889
Apr. 22,1889

250,000
Oct.
Jan.
July
June
Jan.
Oct.
May
Oct.
Sept.

29,1874
14.1887
15.1885
23,1879
6,1886
26.1888
11.1886
1,1886
16,1886

Total.
Aug. 3,1887
First National Bank, Alma, Kans
Aug. 28.1885
First National Bank, Belleville, Kans
First National Bank, Meade Center, Kans
May 5,1887
American National Bank, Arkansas City, Kans
Mar. 15.1889
City National Bank, Hastings, Nebr
Dec. 27.1883
Peoples National Bank, Fayettevilie, N. C
June 27,1872
Spokane National Bank, Spokane Falls, Wash
Jan. 24,1888
First National Bank, Ellsworth, Kans
Sept. 11.1884
Second National Bank, McPherson, Kans
Sept. 16,1887
Pratt County National Bank, Pratt, Kans
Sept. 8,1887
Keystone National Bank, Philadelphia, Pa
July 30,1875
Spring Garden National Bank, Philadelphia, Pa
Mar. 13.1886
National City Bank, Marshall, Mich
July 29,1872
Red Cloud National Bank, Red Cloud, Nebr
May 10,1884
Asbury Park National Bank, Asbury Park, N. J
Sept. 17.1887
Ninth National Bank, Dallas, Tex
Sept. 12.1890
First National Bank, Red Cloud, Nebr
Nov. 8,1882
Central Nebraska National Bank, Broken Bow, Nebr... Sept.
1
Restored to solvency.




50,000

Jan.
Jan.
Mar.
Apr.
Apf.
May
Aug.
Sept.

1,900,000
Oct. 26,1886
Sept. 14,1882

Total.
National Bank of Shelbyville, Tenn
First National Bank, Sheffield, Ala
Third National Bank, Malone, N. Y
First National Bank, Abilene, Kans
Harper National Bank, Harper, Kans
Gloucester City National Bank, Gloucester City, N. J . . .
Park National Bank, Chicago, 111
State National Bank, Wellington, Kans
Kingman National Bank, Kingman, Kans

50,000
100,000
50,000
50,000
100,000
100,000
150,000

1,550,000
Dec. 6,1882
June 23,1881
Jan. 13.1864
Mar. 4,1871
June 2,1868
Jan. 1,1864
Nov. 29,1886
June 14.1865

Total.
California National Bank, San Francisco, Cal.
First National Bank, Anoka, Minn

Apr. 9,1885

650,000

Total.
Fifth National Bank. St. Louis, Mo
Metropolitan National Bank, Cincinnati, Ohio.
First National Bank, Auburn, N. Y
Commercial National Bank, Dubuque, Iowa....
State National Bank, Raleigh, N. C
Second National Bank, Xenia, Ohio
Madison National Bank, Madison, S. Dak
Lowell National Bank, Lowell, Mich

Nov. 29,1884
Dec. 17,1884
Mar. 23,1885

600,000

Total.
First National Bank, Pine Bluff, Ark
Palatka National Bank, Palatka, Fla
Fidelity National Bank, Cincinnati, Ohio
Henrietta National Bank, Henrietta, Tex
National Bank of Sumter, S. C
First National Bank, Dansville, N. Y
First National Bank, Corry, Pa
Stafford National Bank, Stafford Springs, Conn.

Beceiver
appointed.

50,000
100,000
50,000
100,000
50,000
50,000
200,000
50,000
100,000

Dec. 13,1889
Dec. 23,1889
Dec. 30,1889
Jan. 21,1890
Feb. 10,1890
June 12,1890
July 14,1890
Sept. 25,1890
Oct. 2,1890

750,000
75,000
50,000
50,000
300,000
100,000
125,000
100,000
50,000
50,000
50,000
500,000
750,000
100,000
75,000
100,000
300,000
75,000
60,000

Nov. 21,1890
Dec. 12,1890
Dec. 24,1890
Dec. 26,1890
Jan. 14,1891
Jan. 20,1891
Feb. 3,1891
Feb. 11,1891
Mar. 25,1891
Apr. 7,1891
May 9,1891
May 21,1891
June 22,1891
July 1,1891
July 2,1891
July 16,1891
do
July 21,1891

161

REPORT OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspengood.
sion.
doubtful. worthless.

Total
assets.

Offsets
allowed
and
settled.

Nominal
Loss on
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

$600,810
13,170
96,891
1,273,711

$53,692
3,874
39,593
1,441,378

$167,075
62,229
28,010
938,916

$131,069
11,899
4,809
273,432

$952,646
91,172
169,303
3,927,437

$22,189
3,411
508
197,2G2

$300,526
350
89 506
1,380,020

1,984,582

1,538,537

1,196,230

421,209

5,140,558

223,370

1,770,402

57,487
144,850
48,510
20,505
59,810
154,879
122,551
235,474

91,996
138,707
137,859
66,965
28,459
26,825
168,164
8,000

7,291
8,094
3,821
44,909
70,458
24,398
5,462
6,834

57,994
69,964
12,332
4,138
7,798
35,202
21,633
5,439

214,768
361,615
202,522
136,517
166,525
241,304
317,810
255,747

584
18,883
54,116
1,168
1,284
4,104
3,721
5,645

36,030
85,148
106,872
10,211
816
76,659
2,358

65,573
60,998

ioe

77,725
70,715
38,917
43,697

107
108
109
110
111
112

844,066

666,975

171,267

214,500

1,896,808

89,505

318,094

357,625

50, 793
15,646
2,464,079
74,171
66,081
17,449
156,586
208,243

85,912
32,092
915,577
35,999

16,171
1,790
1,775,667
25,696
17,769
56,220
29,501
29,177

154,485
58,319
7,649,834
148,861
84,009
119,638
273,036
418,158

127

80 035

838,120
6,594
'883
19,806
8,971
10,556

3,933,986

8,397
20,239
119,869

1,609
8,791
2,494,511
12,995
159
37,572
66,710
60,869

1,057
68,034
124,580
10,146

133,585

3,053,048

1,218,085

2,683,216

1,951,991

8,906,340

885,057

4,217,838

215,238

580,321
1,668,952
268,961
333,506
152,390
181.870
17,136
55,535

929,388
787,598
160,617
324,872
176,652
214,560
91,153
71,124

61,622
125,236
510,790
15,112
137,561
78,496
20,025
1,316

95,571
7,111
325,342
29,221
8,398
69,652
38,052
46,811

1,666,902
2,588,897
1,265,710
702,711
475,001
544,578
166,366
174,786

164.276
17,528
53,337
71,172
67,849
13,275
2 001
1,840

582,026
16,000
719,952
403,278
220,176
39,557
129 091
33,240

3,258,671

2,755,964

950,158

620,158

7,584,951

391,278

2,143,320

1,364,895

400,003
83,776

61,519
44,698

216,704
17,225

95,247
24,059

773,473
169,758

21,019
2,196

130,113
69,535

113,884

483,779

106,217

233,929

119,306

943,231

23,215

199,648

113,884

1,898
153,262
74,662
38,896
25,775
6,675
342,921
23,319
11,416

98,099
117,240
31,442
92,995
21,224
12,317
256,395
77,765
101,635

44,592
72,568
33,827
81,897
19,674
56,237
142,551
11,646
64,792

6,092
9,329
2,446
9,209
4,750
8,040
41,536
10,068
48,396

150,681
352,399
142,377
222,997
71,423
83,269
783,403
122,798
226,239

3,019
1,586
1,733
5 600
690
75,645
801
1,541

122,751
232,239
49,050
165,667
42 107
59,835
24,345
17,969
192,681

678,824

809,112

527,784

139,866

2,155,586

90,615

906,644

9,233
10,794
6,201
206,303
48,128
101,878
314,354
102,952
7,537
24,983
575,606
280,592
157,652
33,823
24,089
123,895
34,040
37,214

27,273
50,866
42,808
376,977
59,642
24,882
190,090
46,213
85,858
56,756
996,992
555,430
38,725
118,333
32,015
229,956
41,226
91, 674

40,709
22,426
21,564
55,732
110,400
124,504
9,060
43,981
29,718
17,166
153,913
1,485,688
641
13,635
56,240
218,928
82,117
9,321

15,126
4,042
2,036
171,659
18,644
10,516
223,449
6,415
46,220
9,049
138,284
614,952
23,250
26,708
23,462
19,311
8,714
5,080

92,341
88,128
72,609
810,671
236,814
261,780
736,953
199,561
169,333
107,954
1,864,795
2,936,662
220,268
192,499
135,806
592,090
166,097
143,289

128
274
225
56,738
289
8,760
70,248
2,669
3,611
429
96,788
124,700
4,199
6,756
339
33,427
12,371

76,540
51,419
58,394
226,998
189,822
178,089
173,208
113,595
107,361
57,565
1,429,122
2,367,827
29,727
119,892
92,652
416,941
103,792
107,375

64776°— CUR 1912



11

$41,079

101
102
10^
104

41,079
105

in
44,068
37,585

1,164,063

161,275
39,557

114
115
116
117
118
119
120

1?T
122
\?4
T">
126
127
128

129
130

131
132

m
135
171,400
45,709

136
137
138
13ft

217,109
140
141
14?
143
144
145146
147
14S

6,498

150
151
152
153
Tvt
155
156

157

162

EEPOET OF THE COMPTEOLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected
Collected
from
assessment
upon
shareholders.

Total
collections
from all
sources.

$159,087
50,000
1,400
168,520

$789,018
96,332
80,689
2,477,889

$17,243

$40,786

$629,931
46,332
79,289
2,309,369

40,786

3,064,921

379,007

3,443,928
148,611
304,008
78,988
65,177
77,305
165,669
198,513
204,047

106,424
222,693

Nominal
value of
remaining
assets.

101
102
103
104

148,611
245,704
63,258
28,477
77,305
165 669
198,513
204,047

105
106
107
108
109
110
111
112

113
114
116
117

us

120

121
122
I'M
126
127
128

199
130

131
132
134
135
138
137
138
139

11,803
2,604

14,407
140
141
142
143
144
145
147
148
149
150
151
152
154
jre

157

Collected
from
assets.

72,582

5,534

58,304
15,730
36,700

1,131.584

110,734

1,242,318

74,323
14,251
2,877,728
104,682
82,069
31 798
139,485
263,871

1,180

75,503
14,251
3,196,898
104,682
100,204
65 800
174,141
263,871

319,170
18,135
34 002
34,656

Loans paid
and other Dividends
disbursepaid.
ments.

Legal
expenses.

Receiver's
salary and
other
expenses.

182,290

$684,428
86,263
59,461
2,085,826

$53,425
1,825
5,010
108,571

$33,922
8,244
16,215
98,261

199,533

2,915,978

168,831

156,642

231
82,472
16,764
625

131,024
188,482
36,929
52,402
66,394
135 574
117,878
82,946

192
2,855
8,407
1,840
1,155
1 425
198
324

2,314
22,713
16,770
10,299
6,607
7 321
5,208
4,279

811,629

16,396

75,511

1,500

777
519
1,017

61,379
9,492
2,610,351
86,442
80,120
46,5*6
161,497
255,495

147,413
1,990
7,152
7 746
2,280
882

12,624
1,348
108,491
8,463
4,802
10,731
9,845
3,988

16,177

82
330,643

3,588,207

407,143

3,995,350

333,038

3,311,322

168,963

160,292

920,600
1,391,306
492,421
228,261
186,976
330,471
35,274
100,149

253,919

1,174,519
1,391,306
564,998
273,091
186,976
330,471
61,293
100,149

19,446
782,390
5,167
5,810
1,983
1,169
7,284
1,466

1,091,416
400,998
481,966
248,132
172,909
318,554
32,009
93,051

28,906
630
41,754
4,408
2,988
1,810
7,104
1,923

32,974
11,572
36, 111
14,741
9,096
4,622
14,896
3,348

3,685,458

397,345

4,082,803

824,715

2,839,035

89,523

127,360

508,457
98,027

59,645
32,500

568,102
130,527

59,535
26,881

482,013
87,895

6,001
4,148

16,456
11,603

606,484

92,145

698,629

86,416

569,908

10,149

28,059

27,930
105,338
91,741
55,597
21,112
22,744
512,013
68,319
32,017

26,707
19,948
7,981
42,408
10,353
722
21,347
37,210

54,637
125,286
99,722
98,005
31,465
23,466
512,013
79,666
69,227

1,177
58,647
31,483
20,344
3,025
3,404
41,906
10,998
1,774

43,289
43,022
58,356
66,221
20,410
16,047
452,017
60,902
52,178

5,032
8,299
2,628
2,099
872
372
4,455
780
3,529

5,139
15,318
7,257
9,341
6,960
3,643
13,029
6,633
11,042

926,811

166,676

1,093,487

172,758

812,442

28,064

78,362

15,673
36,705
13,990
454,353
46,703
74,931
493,497
83,297
58,361
49,960
338,885
438,601
179,844
65,851
42,815
141,722
49,934
35,914

12,490
4,770
9,351
68,921
29,012
35,178
1,613
11,227
780
1,686
241,511
274,110

28,163
41,475
23,341
523,274
75,715
110,109
495,110
94,524
59,141
51,646
580,396
712,711
179,844
89,260
42,815
181,527
73,129
39,007

8,483
6,224
1,919
219,675
20,565
3,346
85,482
27,722
32,132
8,256
57,162
85,105
9,121
4,321
32,214
97,644
16,049

6,218
30,516
11,851
233,984
41,966
86,247
368,251
54,475
21,705
29,813
417,748
537,687
162,987
78,198
8,753
49,002
41,211
3,643

5,195
772
2,897
21,137
6,943
5,735
16,959
2,079
934
5,911
50,030
29,742
261
1,131
18
9,462
8,202
2,091

7,611
3,963
6,674
48,478
6,241
14,781
24,418
10,248
4,370
7,624
55,456
60,177
7,475
5,610
1 830
23,842
7,656
d.130




72,"577"
44,830

26,6i9

23,409
39,805
23,195
3,093

27,143

163

REPOKT OF THE COMPTEOLLEB OF THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Amount of
Amount
Balance in
returned to assessment
hands of
comptroller shareholders upon shareholders.
in cash.
or receiver.

$3
2,941
2,944
$14,850
7,486
118
11

1200,000
50,000
50,000
300,000

$651,274
86,258
140,333
2,897,197

600,000

3,775/062

i66,66o*
50,000
50,000

3,149
5,172
75,229
10,074
129

115,960

856,802

50,000

120,129
9,379
4,344,281
82,156
73,343
210,074
174,120
247,920

1,000,000
i9,500
50,000
60,^)0

2,489
21,735
1,777

1,179,500

5,261,402

300,000

1,130,254
398,236
848,544
435,319
326,222
311,028
51,012
90,136

195,716
150,C00
100,000
100,000
4,316
50,000
361
1,777

200,393

700,000

3,590,751

4,097

75,000
50,000

456,667
108,127

4,097

125,000

564,794

606
353
704

50,000
100,000
10,000
65,000
12,500
20,000
24,000
40,000
80,000

143,454
172,292
58,797
75,638
22,436
30,566
465,760
56,745
83,756

1,663

401,500

1,109,444

43,950
11,000
18,000
225,000
100,000
62,500
80,000
38,000
39,000
4,000
500,000
750,000

31,088
30,516
18,822
275,923
122,528
118,419
393,011
111,742
42,962
42,059
2,320,680
2,092,140
155,040
87,086
8,753
108,894
64,365

198

198

127,524
171,581
54,043
112,135
63,669
130,772
116,626
80,452

200,000

3,329
7,787
8,130

Amount
of claims
proved.

656

42

37,500
1,577
11




180,000
45,000
54,000

72,858

Dividends
(per cent).

Interest
dividends
(percent).

100.00
100. GO
42.37
72.00

23.95
100.00

100.00
100.00
68.60
47.00
100.00
100.00
100.00
100.00

100.00
100.00

56.50
100.00
59.95
100.00
100.00
22.1568
92.75
100.00

96.60
100.00
56.80
57.00
53.00
100.00
63.20
100.00

100.00
75.85

30.177
25.00
95.25
87.55
91.60
52.50
100.00
100.00
62.50

20.00
100.00
63.30
84.80
34.25
72.50
93.70
49.35
50.30
70.50
18.00
25.70
100.00
89.80
100.00
45.00
61.25
5.00

100.00
100.00
100.00
100.00

100.00
100.00
100:00
100.00

100.00

100.00
100.00

100.00

100.00
100.00

lob. 60

Pinally
closed.

101
10 r

Mar.
Feb.
Sept
June

29,1893
10,1888
30,1890
2a, 1894

June
Sept.
Apr.
Mar.
Mar.
Aug.
Feb.
Apr.

1,1886
14,1891
5,1897
20,1890
2,1888
18,1887
17,1887
30,1887

July
Oct.
Oct.
July
Mar.
May
Apr.
Oct.

25,1895
17r1887
30,1909
11,1880
5rlS91
13,1892
25,1892
20,1888

113
114
115
lie
117
11F
11*1

June
June
July
Nov.
Jan.
Jan,
July
Apr.

10,1901
27,1888
6,1897
11,1892
15,1891
21,1889
24,1894
24,1890

121
322
123,
124
125
126
127
128

Feb. 26,1895
May 4,1896

129

Apr.
Jan.
D«c.
May
July
Feb.
Feb.
Mar.
June

26,1892
26,1900
31,1892
9,1895
21,1894
2,1894
27,1893
29,1893
7,1899

131
IV
133
I'M
135
136
137
138
139

Oct.
Apr.
Oct.
Oct.
Mar.
Jan.
Apr.
Nov.
Apr.
Jan.
Dec.
Mar.
May
June
Aug.
Feb.
Sept.

31,1893
14,1902
31,1908
7,1896
12,1896
22,1895
11,1898
1,1893
1,1896
31,1902
9,1901
31,1895
24,1895
30,1892
11,1900
25,1896
7,1897

140
141
142
143
144
145
146
147
148
149
150
151
152
153
154
155
156
157

102
104

10£

ioe
107
10S
10s
lie
111
112

12c

164

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment ofreceiveri
and additional assets, amounts collected

Name and location of bank.

Florence National Bank, Florence, Ala...
First National Bank, Palatka, Fla
First National Bank, Kansas City, Kans.
Rio Grande National Bank, Laredo, Tex.
First National Bank, Clearfield, Pa
Farley National Bank, Montgomery, Ala.1.
First National Bank, Cold water, K a n s . . .

Date of
organization.

Oct.
July
May
Oct.
Jan.
Dec.
May

3,1889
15,1884
17,1887
28,1889
30,1865
18,1889
9,1887

Total.
Maverick National Bank, Boston, Mass
Corry National Bank, Corry Pa
Cheyenne National Bank, Cheyenne, Wyo..
California National Bank, San Diego, Cal.,
First National Bank, Wilmington, N. C..
Huron National Bank, Huron, S. Dak..
First National Bank, Bowers, Kans
First National Bank, Muncy. Pa
Bell County National Bank, Temple, Tex
First National Bank, Deming, N. Mex
First National Bank, Silver City, N. Mex
Lima National Bank, Lima, Ohio
National Bank of Guthrie, Okla
Cherryvale National Bank, Cherry vale, Kans.
First National Bank, Erie, Kans
First National Bank, Rockwall, Tex
Vincennes National Bank, Vincennes, Ind

Receiver
appointed.

$60,000 July 23,1891
150,000 Aug. 7,1891
150,000 Aug. 17,1891
100,000 Oct. 3,1891
100,000 Oct. 7,1891
100,000 . . . . d o
52,000 Oct. 14,1891
3,622,000

Dec. 31,1864
Nov. 12.1864
Dec. 2,1885
Dec. 29.1887
July 25,1866
Nov. 21,1884
Oct. 12,1886
Feb. 23.1865
Aug. 25,1890
Apr. 22,1884
Sept. 17,1886
Jan. 16,1883
July 31,1890
Aug. 16,1890
Jan. 15,1889
May 29.1888
July 17,1865

Total.
First National Bank, Del Norte, Colo...
Mar. 18,1890
Newton National Bank, Newton, Kans
Jan. 28,1885
Capital National Bank, Lincoln, Nebr..
June 29,1883
Bankers and Merchants National Bank, Dallas, Tex
Jan. 21,1890
First National Bank, Little Rock, Ark
Apr. 12,1866
Commercial National Bank, Nashville, Tenn
July 22,1884
Alabama National Bank, Mobile, Ala
May 13,1871
First National Bank, Ponca, Nebr
Jan. 28,1887
Second National Bank, Columbia, Tenn
Oct. 3,1881
Columbia National Bank, Chicago, 111
Apr. 23,1887
Elmira
National
Aug. 30,1889
j i i i i i i i i d XN
ai/iujuai Bank,
jL>ttAi.jv, Elmira,
XJiuAiich, N.
XN. Y
x ..•
Mar. 12,1890
National
of North
Fargo,
EvanstonBank
National
Bank,Dakota,
Evanston,
111.N. Dak.
June 29,1892
National Bank of Deposit, New York, N. Y
Aug. 5,1887
Oglethorpe National Bank, Brunswick, Ga
July 16,1887
First National Bank, Lakota, N. Dak
Oct. 23,1889
First National Bank, Cedar Falls, Iowa
Sept. 1,1874
First National Bank, Brady, Tex
Jan.
7,1890
First National Bank, Arkansas City, Kans.1
June 30,1885
Citizens National Bank, Hillsboro, Ohio
Sept. 4,1872
First National Bank, Brunswick, Ga 1
Feb. 2,1884
City National Bank, Brownwood, Tex.
June 17,1890
Merchants National Bank, Tacoma, Wash
May 2,1884
City National Bank, Greenville, Mich
Aug. 28,1884
Aug. 26,1889
First National Bank, Whatcom, Wash
June
28,1890
Columbia National Bank, New Whatcom,
Wash.
Apr. 8,1889
Citizens National Bank, Spokane, Wash.11
Dec. 5,1891
First National Bank, Phillipsburg, Mont.
May 31,1890
Linn County National Bank, Albany, Oreg
Dec. 21,1889
Nebraska National Bank Beatrice, Nebr
Dec. 2,1890
Gulf National Bank, Tampa, Fla
Sept. 11,1889
Livingston National Bank, Livingston, Mont
Dec. 15,1891
Chemical National Bank, Chicago, 111 1
Oct. 23,1882
Bozeman National Bank, Bozeman, Mont.
Sept. 22,1883
Consolidated National Bank, San Diego, Cal
July 16,1889
First National Bank, Ccdartown, Ga
Oct. 7,1890
Merchants National Bank, Great Falls, Mont
Aug. 28,1889
State National Bank, Knoxville, Tenn 1
Nov. 11,1882
Montana National Bank, Helena, Mont .
Nov. 21,1864
Indianapolis National Bank, Indianapolis, Ind.
June 5,1871
Northern National Bank, Big Rapids, Mich.
July 1,1886
First National Bank, Great Falls, Mont.1.
Restored to solvency.




Capital
stock.

400,000
100,000
150,000
500,000
250,000
75,000
50,000
100,000
50,000
100,000
50,000
200,000
100,000
50,000
50,000
125,000
100,000

Nov. 2,1891
Nov. 21,1891
Dec. 5,1891
Dec. 18,1891
Dec. 21,1891
Jan. 7,1892
Feb. 6,1892
Feb. 9,1892
Feb. 19,1892
Feb. 29,1892
do
Mar. 21,1892
June 22,1892
July 2,1892
do
July 20,1892
July 22,1892

2,450,000

50,000
100,000
300,000
500,000
500,000
500,000
150,000
50,000
100,000
1,000,000
200,000
250,000
100,000
300,000
150,000
50,000
50,000
50,000
125,000
100,000
200,000
150,000
250,000
50,000
50,000
100,000
150,000
50,000
100,000
100,000
50,000
50,000
1,000,000
50,000
250,000
75,000
100,000
100,000
500,000
300,000
100,000
250,000

Jan. 14,1893
Jan. 16,1893
Feb. 6,1893
do
do..
Apr. 6,1S93
Apr. 17,1893
May 13,1893
May 19,1893
May 22,1893
May 26,1893
June 6,1893
June 7,1893
June 9,1893
June 12,1893
June 13,1893
do
....do
June 15,1893
June 16,1893
June 17,1893
June 20,1893
June 23,1893
June 27,1893
do
do
July 1,1893
July 8,1893
July 10,1893
July 12,1893
July 14,1893
July 20,1893
July 21,1893
July 22,1893
July 24,1893
July 26,1893
July 29,1893
do
Aug. 2,1893
Aug. 3,1893
Aug. 5,1893
do

REPORT OF THE COMPTROLLER OF THE CURRENCY.

165

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
good.
doubtful. worthless.
$27,436
157,630
86,050
42,152
74,758

$80,860
214,991
87,665
27.181
51,564

$15,460
112,844
118,023
101,848
142,122

$5,133
9,872
25,157
5,615
97,314

Total

assets.

$128,889
495,337
316,895
176, 796
365,758

Offsets
allowed
and
settled.
$7,435
34,885
11,076
218

8,190

Nominal
Loss on
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.
$71,035
366 708
206,396
128,373
143,929

16,121

50,064

19,455

5,219

90,859

7,091

63,034

2,503,421

3,578,041

3,005,495

1,515,227

10,602,184

490,846

6,879,524

4,170,649
429,340
130,365
541,363
140,808
41,221
17,570
62,381
68,264
24,715
63,241
124,113
3,992
15,583
60,369
31,523
106,351

4,747,455
152,513
298,762
535,479
369,140
17,778
60,938
106,718
65,727
209,549
86,124
276,990

772,597
61.480
31,617
330,716
181,995
39,147
39,621
9,696
2,650
32,215
5,048
58,257

528,108
73,296
68,139
220,900
45,155
4,511
7,963
27,100
17,332
20,183
9,749
60,642

1,082,794
35,836
11,819
51,012
20,685

2 216 405
235,661
297,742
1,208,072
392,970
54,046
78,228

31,110
5,111
79,936
109,297

53,933
30,953
109,651
149,159

1,097
5,886
11,414
32,808

10,218,799
716,629
528,883
1,655,458
737,098
102,657
126,092
205,895
153,973
286,662
164,162
520,002
3,992
101,723
102,319
232,524
397,615

11,881
1,429
59,725
7,164

I54,073
221,603

6,031,848

7,152,617

1, 938,735

1,134,283

16,257,483

1,395,862

5,321,561

68,135
30,329
335,352
34,142
300,549
1,055,328
50,839
28,701
81,751
831,565
158,187
19,956
48,169
958,872
72,758
7,968
63, 781
54,586

83,761
27,959
174,852
157,453
272,803
365,918
131,070
121,847
141,872
1,097,119
378,953
296,498
90,902
263,745
267,992
32,874
101,494
13,195

26,342
145,461
413,862
437,285
477,405
958,272
34,910
58,679
128,851
608,148
386,867
3,201
53,163

182,089
213,478
1,163,615
651,749
1,701,065
2,528,187
224,102
220,699
404,944
2,589,885
1,029,402
358,796
201,178
1,249 466
478,635
71,797
216,293
115,237

2,209
13,633
13,875
20,686
20,723
86,139
4,593
1,251
22,427
354,156
152,199
1,093
4,220
133 899
17,935
4,085
10,491
3,550

119,203
170,172
604 905
560,312
742,674
1 300,747
117,417
154,618
231,822
1,482, 204
503,503
3,142
107 443

97,917
1,455
39,292
41,179

3.851
9,729
239,549
22,869
650,308
148,669
7,283
11,472
52,470
53,053
105,395
39,141
8,944
26,849
39,968
29,500
11,726
6,277

221,171
193,198

80,835
387,344

252,321
36,389

62,191
24,017

616,518
640,943

50,423
48,314

336,345

371,884
125,823
38,067
115,530

569,688
159,710
65,807
105,146

90,355
36,245
19,565
4,563

69,748
27,881
12,706
6,430

1,101,675
349,659
136,145
231,669

57,063
3,519
6,426
7,382

761,090
237,498
104,911
188,761

149,100
107,446
118,550
48,019
1,245,767

122,381
156,577
16,201
50,534
804,337

53,766
18,026
16,684
73,431
603,144

49,369
27,610
* 6,741
7,732
257,497

374,616
309,659
158,176
179,716
2,910,745

40,419
10,226
21,163
7,351
354,354

110,625
178,633
32,991
99,813
907,546

250,796
85,199
74,026
175,816

437,517
60,104
85,906
44,380

418,910
15,848
117,614
11,323

116,866
4,124
76,100
15,774

1,224,089
165,275
353,646
247,293

74,095
5,360
8,684
3,580

707,892
72,353
181,109

878,946
100,987

521,577
233,958

697,745

150,618
114; 624

2,248,886
451,947

179,701
6,555

1,029,013
180,710




2,378

404
127

7,093
26,650
13,323
32,638
53,282

82 151
191,035
56,771
76,439

15fl
159
16fl
161
162
163
164
$6,498
16,1
Ififi
167
1fW

74.869

124,032

56,365

332 394
37,846
117,582
50,498

51,094

17(1
171
17?
173
174
175
176
177
17S
17fl
18(1
181

249,995

276,576
266 041

328,8G9

182
183
184
185
186
187
188
189
190
191
10?
193
194
195
196
197
198
199
200
201
202
203
?,04
?,05
206
207
208
209
210
212
214
215
216
917

83,375

219
220
221
222
223

166

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Nominal
value of
remaining
assets.

$50,419
93,744
99,423
48,205
213,639

158
159
160
161
162
163
164
$78,116
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181

9,349

38,284
34,810

82,443
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
?O0
201
202
W3
204
205
206
207

Collected
from
assets.

142, 296
350

13,719

Collected
from
Total
Loans paid
assessment collections and other Dividends
upon
from all
disbursepaid.
sharesources.
ments.
holders.
$3,600
92,327
42, 696
17,657

$54,019
186,071
142,119
65,862
213,639

$21,907
21,093
24,326
35,991
5,292

$21,164
143,621
88,268
21,927
151,847

Receiver's
Legal
salary and
expenses.
other
expenses.

$4,007
7,874
9,852
1,348
10,178

$6,941
13, 483
16,233
6,596
9,136

20, 734

5,565

26,299

1,703

18,196

1,318

5,082

3,147,200

941,996

4,089,196

852,875

2,629,278

204,076

360,055

6,919,600
445,132
209,973
399,374
323,443
48,207
47,737
123,933
45,172
44,020
59,943
266,249
3,992
33,477
49,796
18, 726
168,848

139,427
31,350
44,546
223,563
144,939
2,079
5,613

83,039
12,204
55,348
130,943
88,362
34,317
16, 731
11,946
7,703
9,622
12,931
1,920

6,854,775
440,641
175,801
405,004
340,942
9,298
28,563
80,636
32,323
64,776
48,802
179,691

40,175
6,578
8,899
60,498
17,539
1,142
2,117

11,861
56,301

7,059,027
476,482
254, 519
622,937
468,382
50, 286
53,350
123,933
52,260
95,861
82,823
266,249
3,992
33,477
49,796
30,587
225,149

21,623
11,002
2,000
12,869

4,838
35,146
15,983
197,292

2,453
439
7,850
3,615

81,038
17,059
14,471
26,492
21,539
5,529
5,939
2,655
7,192
16,149
14,869
7,354
1,261
4,563
1,553
4,593
11,373

9,207,622

741,488

9,949,110

512,560

8,914,511

175,447

243,629

60,677
29,673
402,539
70, 751
937,318
1,141,301
102,092
64,830
150,695
753,525
373,700
77,985
89,515
849,526
128,306
16,147
88,220
61,189

14,567
43,317
155,598
58,101
90,268
359,015

75,244
72,990
558,137
128,852
1,027,586
1,500,316
102,092
86,255
197,030
1,152,073
447,223
77,985
94,552
849,526
210,655
22,509
90, 768
63,541

42,223
5,055
247,800
16,401
612,199
351,991
17,094
38,671
80; 381
214,801
22,236
43,135
20,506
151,002
49,463
6,332
4,573
20,669

23,665
53,334
220,126
72.671
29i; 487
1,071,619
73,051
26,918
88,182
789,698
351,516
21,473
56,560
615,985
133,328
4,107
75,969
34,489

3,404
4,886
54,496
19,125
52,595
38,724
291
6,788
9,231
50,087
37,590
2,288
8,043
8,461
9,245
1,078
2,825
1,929

229, 750
263,760

64,304

294,054
263,760

11,930
5,004

244,888
250,731

13,874
1,500

283,522
108,642
24,808
35,526

36,732
12,207
13,188
7,909

320,254
120,849
37,996
43,435

173,633
29,345
6,472
9,029

111, 174
64,344
19,194
20,071

10,727
11,208
4,508
5,266

223,572
120,800
104,022
72,552
1,648,845

13,593
31,251

237,165
152,051
104,022
93,152
1,712,489

26,601
41,131
21471
27,113
168,118

192,210
91,467
64,855
47,766
1,424,484

6,481
4,854
1,995
2,817
49,401

622,587
87,562
163,163
160,338

55,324
44,694
89,052
32,306

495,479
36,619
53,739
112,911

17,255
1,801
4,387
2,087

54,529
4,448
15,985
12,356

1,226,401
349,392

454,790
70,633

678,902
229,966

34,095
17,506

58,614
31,287

7,088
51,841
22,880

21,425
46,335
398,548
73,523
5,037
82,349
6,362
2,548
2,352

5,042
5,314
6,221
7,565

5,952
9,715
35, 715
20,655
43,951
37,982
11,633
13,878
19,236
50,137
35,881
10,986
9,443
22,483
18,619
10,992
7,401
6,454 :
•

23,362
6,275
24, 720
15,952
7,822
9,069

?m
?M
210
211
212
213
214
215
216
217
218
?1P
?'*)
221
222
223

15,835

20,600
63,644

442,102
87,562
148,018
160,338

180,485

1,040,172
264,682

186,229
84,710




15,145

*

10,831
14,599
16,001
15,456
40,326

167

REPORT OF THE COMPTBOLLER OF THE CUKKENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Balance in
hands of
comptroller
or receiver.

Amount
Amount of
returned to assessment
shareholders upon sharein cash.
holders.

$3,440

$709

42,203

28,696

69,719
2,731
:

161

':

161

1,656

102,802

Dividends

(percent).

$45,000
150,000
120,000
41,000

$36,336
283,020
121,357
59r 331
149,699

58.00
50.30
70.00
37.00
100.00

18,200

34,014

66.00

2,562,150

6,780,646

400,000
100,000
150r000
500,000
250,000
15,750
9,500

7,602,341
547,184
281,903
963,889
558,623
17,882
36,156
79,330
46,177
146,232
84,382
174,356

37,186

!

Amount
of claims
proved.

21,000
100,000
50,000
17,500
36,250 1
100,000
1,750,000
50,000
75.000
300,000
105,000 '
460,000
500,000

16,250
33,986
45,664
226,535

90.1666
80 50
61.00
41.80
61.00
5-2.00
79.00
100.00
70.00
45 50
63.50
100.00
35.00
100.00
35.00
86.70

23.10
53.40
17 71
61.40
73.60
71.50
100.00
22.40
56.80
81.00
69.50
100.00
73.30
100.00
65.50
30.00
58.50
100.00

100,000

358,055
239,894

68.40
100.00

250,000
50,000
50,000
18,000

626,440
237,099
73,098
110,039

17.75
27.90
26.26
18.24

1,042

23,000
80,000

30,160

50,000
100,000

179,976
164,644
64,366
84,195
1,342,490

100.00
61.40
100.00
57.30
100.00

100,000

625,304
30,839
140,931
103,683

79.50
100.00
38.00
100.00

300,000
100,000

1,112,567
240,802

61.00
95.50

27,354

47,350
103

51,595

50,000
100,000
750,000
200,000
48,000
112,500
12,500
50,000
6,000

250

250,000
678




Finally
closed.

Apr.
Oct.
May
Sept.
Jan.
Feb.
Nov.

18,1898
1,1900
25,1899
g,1896
29,1900
15,1892
24,1894

15S
15S
160
161
162
163
164

Mar.
Oct.
May
June
Sept.
Sept.
Apr.
Oct.
May
Aug.
Sept.
Apr.
June
Jan.
Apr.
Mar.
Oct.

31,1808
16,1896
31,1899
12,1900
21,1899
23,1897
25,1898
12,1892
2,1898
28,1901
30,1905
12,1893
24,1901
5,1897
6,1893
31,1896
24,1900

165
166
167
163
169
17Q
171
172
173
174
175
176
177
178
179
180
181

June 15,1899
Oct. 27,1897
Dec. 28,1903
Nov. 6,1901
Sept. 30,1908
May 27,1899
100.00 Sept. 30,1897
Sept. 5,1899
Sept. 30,1905
do
Apr. 30,1912
100.00 Sept. 16,1895
Apr. 3,1897
100.00 June 15,1894
Oct. 23,1899
May 7,1604
Jan. 6,1897
Oct. 9,1896
Feb. 6.1894
Apr. 29,1901
100.00 Sept. 12,1895
Dec. 5,1894
Sept. 10.1897
June 24,1899
Oct. 19,1897
Jan. 7,1898
Dee. 21,1893
Jan. 29,1894
66.50 Apr. 27,1897
June 16,1898
100.00 May 24.1899
Jan. 5,1901
93. 40 May 2,1900
Nov. 17,1893
Mar. 31,1902
Nov.
16,1894
io6.'oo"
Jan. 6,1900
Aug.
8.1896
100.00
Dec. 11,1893
May 3,1900
May 31,1909
Mar. 28,1394

182
183
184
185
186
187
IRS
189
190
191
192
193
194
195

100.00

100.00

100.00
100.00

10,860,890
102,448
99, 610
1,329,841
122,865
324,093
1,479,610
68,459
120,875
155,806
968>221
488,172
50,775
80,971
600,573
206,714
13,689
126,411
34,489

23

Interest
dividends
(percent).

197
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223

168

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

Date of
organization.

First National Bank, Earikakee, III.1

Feb. 20,1871
Feb. 9,1892
Apr. 30,1887
Dec. 20.1884
Jan. 31.1885
July 14,1884
May 13.1889
Jan. 8.1890
First National Bank, Orlando, Fla 1
Mar. 16.1886
Citizens National Bank, Munice,Ind.
Mar. 15,1875
First National Bank, Hot Springs, S. Dak
July 15.1890
First National Bank, Marion, Kans
July 28,1883
Washington National Bank, Tacoma, Wash
Apr. 23.1889
El Paso National Bank, El Paso, Tex
Dec. 22,1886
Lloyds National Bank, Jamestown, N. Dak
May 4.1891
National Granite State Bank, Exeter, N. H
May 15,1865
Chamberlain National Bank, Chamberlain, S. Dak
Apr. 8,1890
Port Townsend National Bank, Port Townsend,
Wash.
Apr. 18.1890
First National Bank, Port Angeles, Wash.1
May 19,1890
First National Bank, Sundance, Wyo
June 16,1890
First National Bank, North Manchester, Ind
Mar. 17,1883
Commercial National Bank, Denver, Colo
Sept. 6,1889
First National Bank, Dayton, Tenn
July 10,1890

National Bank of the Commonwealth, Manchester, N. H.
First National Bank, Starkville, Miss
Stock Growers National Bank, Miles City, Mont
Texas National Bank, San Antonio, Tex
Albuquerque National Bank, Albuquerque, N. Mex
First National Bank, Vernon, Tex
First National Bank, Middlesboro,1 Ky

Total.
Hutchinson National Bank, Hutehinson, Kans..
First National Bank, Spokane, Wash
Oregon National Bank, Portland, Oreg
Citizens National Bank, Grand Island, Nebr
First National Bank, Fort Payne, Ala
Third National Bank, Detroit, Mich
First National Bank, Watkins, N. Y
First National Bank, Llano, Tex
American National Bank, Springfield, Mo
First National Bank, Sedalia, Mo
National Bank of Pendleton, Oreg
State National Bank, Wichita, Kans
German National Bank, Denver, Colo
Black Hills National Bank, Rapid City, S. Dak.
First National Bank, Arlington, Oreg
Baker City National Bank, Baker City, Oreg
First National Bank, Grant, Nebr
Wichita National Bank, Wichita, Kans
State National Bank, Vernon, Tex
National Bank of Middletown, Pa
First National Bank, Kearney, Nebr
Total.
Buffalo County National Bank, Kearney, Nebr
First National Bank, Johnson City, Tenn
Citizens National Bank, Madison, S. Dak
Citizens National Bank, Spokane, Wash. 2
Tacoma National Bank, Tacoma, Wash
City National Bank, Quanah, Tex
Central National Bank, Rome, N. Y
First National Bank, Redfleld, S. Dak
North Platte National Bank, North Platte, Nebr....
Needles National Bank, Needles, Cal
National Broome County Bank, Binghamton, N. Y.
First National Bank, San Bernardino, Cal
Dover National Bank, Dover, N. H
Browne National Bank, Spokane, Wash
First National Bank, Anacortes, Wash
Holdrege National Bank, Holdrege, Nebr
National Bank of Kansas City, Mo
First National Bank, Texarkana, Tex
First National Bank, Ravenna, Nebr
City National Bank, Fort Worth, Tex
First National Bank, Dublin, Tex
First National Bank, Ocala, Fla
First National Bank, Willimantic, Conn
First National Bank, Port Angeles, Wash. 2
First National Bank, Ida Grove, Iowa 3
First National Bank, Pella, Iowa

1 Restored to solvency.


Capital
stock.

Receiver
appointed.

$50,000 Aug. 5,1893
200,000 Aug. 7,1893
60,000 Aug. 9,1893
75,000
do
100,000 Aug. 10,1893
175,000 Aug. 11,1893
100,000 Aug. 12,1893
50,000
do
150,000 Aug. 14,1893
200,000
do.
50,000 Aug. 17,1893
50,000 Aug. 22,1893
100,000 Aug. 26,1893
150,000 Sept. 2,1893
100,000 Sept. 14,1893
50,000 Sept. 23,1893
50,000 Sept. 30,1893
100,000 Oct. 3,1893
50,000 Oct. 5,1893
50,000 Oct. 11,1893
50,000 Oct. 16,1893
250,000 Oct. 24,1893
50,000 Oct. 25,1893
10,910,000

May
Oct.
June
Dec.
July
June
Sept.
May
July
Jan.
Mar.
June
Apr.
Oct.
Apr.
Jan.
Dec.
Sept.
Sept.
Nov.
Oct.

29.1884
24.1882
7,1887
29.1883
2.1889
1,1886
14,1883
20,1890
9.1890
2,1866
8,1890
29.1886
9,1877
23.1885
21.1887
11,1890
4,1889
20,1882
27,1889
23,1864
25,1882

July
Dec.
Apr.
Apr.
Apr.
July
July
Oct.
May
Mar.
Aug.
July
Apr.
May
Nov.
Apr.
Apr.
Oct.
May
May
July
Mar.
June
May
Oct.
Oct.

3,1886
24,1888
10,1884
8.1889
13,1883
9.1890
1,1865
2.1885
4,1889
6,1893
9,1865
3.1886
22,1865
4.1889
6.1890
26.1888
13,1886
26,18,83
22.1889
28.1877
1,1889
16,1886
20,1878
19.1890
10,1888
14,1871

100,000
250,000
200,000
60,000
50,000
300,000
50,000
75,000
200,000
250,000
100,000
100,000
200,000
75,000
50,000
75,000
50,000
250,000
100,000
85,000
150,000

Nov.
Nov.
Dec.
Dec.
Jan.
Feb.
Feb.
Feb.

6,1893
20,1893
12,1893
14.1893
26.1894
1,1894
26,1894
28,1894

May 10,1894
June 8,1894
June 20,1894
July 6,1894
July 13,1894
Aug. 2,1894
.do
Aug. 14,1894
Sept. 5,1894
Sept. 24,1894
do
Oct. 24,1894

2,770,000

100,000
50,000
50,000
150,000
200,000
100,000
100,020
50,000
75,000
50,000
100,000
100,000
100,000
100,000
50,000
75,000
1,000,000
50,000
50,000
300,000
50,000
50,000
100,000
50,000
150,000
50,000

2 Second failure.

Nov.
Nov.
Dec.
Dec.
Dec.
Dec.
Jan.

10,1894
13,1894
12,1894
13,1894
14,1894
15,1894
2,1895
Jan. 11,1895
Jan. 14,1895
Jan. 19,1895
Jan. 28,1895
Jan. 29,1895
Feb. 7,1895
Feb. 8,1895
Mar. 6,1895
Mar. 15,1895
Mar. 18,1895
Apr. 1,1895
Apr. 10,1895
do
Apr. 22,1895
do
Apr. 23,1895
Apr. 26,1895
June 4,1895
June 5,1895

169

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspengood.
doubtful. worthless. ' sion.

Total
assets.

Offsets
allowed

and
settled.

Loss on
Nominal
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

$355,824
31,582
52,159
78,892
226,267
48,562
37,602

$88,038,
36.726
163;047
118,193
256,229
178,182
44,630

$53,470
40,169
120,428
22,566
26,402
6,840
1,896

$78,996
2,100
26,204
6,650
. 51,562
19,426
8,120

$576,328
110,577
301,838
226,301
560,460
253,010
92,248

$27,323
8,315
14,480
10,440
14,021
7,768
8,293

$191,367
73,319
189,441
168,113
30,330
153,524
41,710

58,500
57,005
55,146
144,470
150,177
68,315
38,588
13,037

47,012
41,902 i
105,596
326,170
181,527
99,690
33,835
60,828

1,814
5,331
57,375
9,713
62,275
26,227
5,278
33,545

41,267
17,108
380,546
59,688
36,507
19,090
12,656
6,679

148,593
121,406
598,663
540,041
430,486
213,322
90,357
114,089

37,567
2,078
3,312
43,808
5,048
2,067
3,638
609

59,644
54,198
531,155
266,398
271,937
107,834
49,168
96,652

9,697
96,531
172,365
20,125

83,387
76,220
234,080
67,229

14,593
372
336,900
11,622

3,237
25,292
239,501
4,950

110,914
198,415
982,846
103,926

580
8,520
30,484
3,026

90,542
63,169
663,763
54,231

10,216,192

10,164,830

7,217,412

3,536,660

31,135,094

1,983,162

14,922,207

63,368
71,327
329,168
78,618
17,928
80,940
82,399
11,339
63,247
182,635
27,870
54,090
855,897
25,488
58.870
61,174
10,193
69,771
14,321
41,420
19,507

93,028
489,454
167,989
134,190
33,376
281,334
58,602
77,651
78,569
89,971
118,615
215,971
378,110
27,611
62,661
43,463
64,624
438,411
74,062
217,681
245,317

79,178
1,982
10,318
94,194
21,246
180,944
51,138
21,677
251,712
374,407
46,039
63,167
261,865
66,450
41,612
61,824
1,996
75,471
66,583
26,240
48,106

32,136
69,116
22,460
62,674
1,938
61,691
10,500
6,473
14,088
124,137
17,419
19,578
159,425
10,378
19,403
23,400
21,174
171,575
10,671
22,981
28,781

267,710
631,879
529,935
369,676
74,488
604,909
202,639
117,140
407,616
771,150
209,943
352,806
1,655,297
129,927
182,546
189.861
97', 987
755,228
165,637
308,322
341,711

23,198
7,900
16,566
25,787
1,812
15,413
2,452
34,165
63,077
12,959
16,552
32,339
9,909
15,168
16,528
1,797
131,196
7,554
9,744
10,244

193,649
350,410
348,137
160,435
60,548
462,588
106,537
91,751
58,627
441,374
100,819
245,139
993,491
86,518
103,046
94,243

2,219,570

3,390,690

1,846,149

909,998

8,366,407

454,360

4,760,435

18,886
17,562
7,265
63,963
50,006
73,172
316,229
39,777
54,544
6,217
248,967
61,279
112,052
39,248
10,934
11,396
427,982
17,836
26,224
264,516
9,545
191,775
132,643
1,301

176,201
70,589
90,709
170,192
306,705
89,269
117,870
101,319
114,488
2,540
171,033
208,054
65,170
122,829
45,637
80,115
1,029,928
9,154
46,205
267,362
28,203
145,036
149,279
37,990

39,735
61,803
31,777
212,158
68,380
58,162
141,196
23,514
14,922
47,268
172,598
61,242
10,586
20,590
12,332
49,985
600,608
61,216
10,544
401,422
25,720
100,207
115,137
18,581

194,619
101,837
99,587
202,363
402,996
147,547
166,354
58,676
92,922
49,952
238,617
213,907
8,122
25,421
49,967
123,319
1,174,285
60,219
53,686
432,521
44,845
250,676
195,714
60,640

7,774

28,074

252,260
152,253
146,697
496,149
553,185
227,803
618;677
195,275
204,456
59,067
637,996
392,498
242,636
203,100
72,852
143,349
2,449,033
91,311
93,858
1,112,131
76,657
449,974
581,240
73,697
6,007
86,083

3,666
3,429
19,608
42,896
11,480
4,393
37,308
8,072
6,111
189
78,977
6,943
6,596
2,348
496
4
70,409
1,809
416
101,730
2,076
43,082
44,474
2,873

23,290

17,438
2,299
16,946
49,836
128,094
7,200
43,382
30,665
20,502
3,042
45,398
61,923
54,828
20,433
3,949
1,853
390,515
3,105
10,885
178,831
13,189
12,956
184,181
15,807
6,007
26,945

9,494

23,237




s Formerly in voluntary liquidation.

324,187
131,128
154,176
253,632

$175,335

224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

1,130,196

212,295

69,031

247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267

281,326

115,566

268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
28?
283
29C
291

?m
293

170

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected
Collected
from.
assets.

Collected
from
assessment
upon
shareholders.

Total
collections
from all
sources.

$357,638
28,943
157,866
47,742
340,774
91,718
35,369

$24,503
15,162
10,284
42,563
51,451
13,174
2,350

$382,141
44,105
168,150
90,305
392,225
104,892
37,719

$89,991
12,994
38,487
22,808
58,745
41,432
10,774

5i, 382
65,130
64,196
229,835
153,501
103,421
37,551
16,828

9,472
414
76,253
18,171
33,500
16,358
2,764
2,027

60,854
65,544
140,449
248,006
187,001
119,779
40,315
18,855

19,792
126,726
288,599
46,669

26,134
25
149,668
10,622

12,920,342
50,863
247,584
165,232
183,454
12,128
142,321
80,689
22,937
102,529
266,699
96,165
91,115
539,958
33,500
64,332
79,090
27,159
299,845
26,955
144,402
77,835

115,494
2,550

Nominal
value of
remaining
assets.

224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

$51

6,876

179,127
247
248
249
250
251
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267

268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
om
287
288
200
291
292
293

25,985

89,509

129,129
4,582

3,108

208,240
- 2,000
50

Loans paid
and other Dividends
disbursepaid.
ments.

Legal
expenses.

Receiver's
salary and
other
expenses.

$269,386
13,969
106,902
49,211
275,124
50,618
15,037

$4,481
4,511
7,208
4,244
23,566
3,923
3,075

$18,283
7,626
15,478
14,042
26,735
8,919
8,833

33,452
16,586
14,060
92,077
20,047
48,617
6,113
4,674

9,350
32,935
91,566
129,550
139,301
56,651
19,547
6,008

5,868
4,562
17,679
4,425
9,272
4,439
1,676
2,112

12,184
11,461
17,144
21,954
18,381
10,072
12,979
6,061

45,926
126,751
438,267
57,291

8,504
30,807
171,450
5,910

25,468
82,625
219,836
42,387

5,650
3,242
14,641
1,383

6,304
10,077
32,340
7,611

2,594,237

15,514,579

3,938,406

9,778,449

626,805

999,229

21,012
3,080
18,851
16,077
8,275
163,559
23,000
13,423
59,295
92,384

47,513
13,684
59,963
55,162

71,875
250,664
184,083
199,531
20,403
305,880
103,689
36,360
161,824
359,083
96,165
136,396
631,411
47,853
76,973
84,953
27,159
347,358
40,639
204,365
132,997

26,498
58,908
14,413
61,089
868
54,429
12,699
9,881
49,318
242,230
31,343
48,834
321,552
16,679
44,977
20,508
21,353
200,422
6,327
61,458
59,863

23,938
136,275
126,429
106,827
12,938
235,178
68,437
15,665
87,347
43,868
54,355
67,904
219,388
15,800
21,919
51,118
2,233
11G, 299
20,934
110,207
50,868

6,827
25,306
15,805
12,070
804
6,819
10,347
2,573
8,345
37,490
2,869
6,337
33,312
4,485
3,082
2,107
16
11,095
4,729
9,274
67534

12,892
30,175
27,436
19,545
5,793
9,454
12,206
8,241
16,314
35,495
7,598
13,321
57,159
9,458
6,995
11,220
2,004
25,542
8,649
23,426
15,732

2,754,792

764,869

3,519,661

1,363,649

1,581,927

210,226

358,655

51,425
46,987
27,502
121,761
138,709
75,863
410,433
128,527
105,423
8,926
317,294
171,648
227,918
59,765
22,389
20,026
1,204,339
29,283
39,756
369,640
29,736
156,216
339,052
10,166
6,007
53,302

13,188
13,054
11,857
13,209
19,950
22,349
67,531
16,157
30,814
547
24,750
18,142

64,613
60,041
39,359
134,970
158,659
98,212
477,964
144,684
136,237
9,473
342,044
189,790
227,918
59,765
23,609
24,674
1,400,874
49,436
46,930
428,658
29,736
166,480
371,794
20,041
6,007
66,027

21,670
14,335
16,683
95,832
96,421
23,491
25,846
50,462
37,280
678
50,475
52,684
3,545
33,927
10,607
14,405
366,499
3,653
20,239
160,470
11,668
58,579
94,307
15,498
4,826
5,499

20,929
31,407
9,445
20,727
38,191
56,804
4m, 316
77,259
75,652
1,822
221,361
106,879
172,686
8,711
6,400

6,500
6,586
3,488
5,231
6,629
7,672
10,964
5,014
6,107
3,477
22,702
9,712
2,673
497
1,157
2,762
34,085
3,026
2,983
24,764
1,389
13,871
28,100
198
210
6,513

12,858
8,713
9,743
13,180
17,418
10,245
22,838
11,949
14,443
3,496
47,506
20,515
10,014
16,424
5,445
7,507
52,835
5,508
9,233
30,989
3,712
15,504
26,504
2,229
971
9,249




45,281
91,453
14,353
12,641
5,863

1,220
4,648
196,535
2O,15U
7,174
59,018
10,264
32,742
9,875
i2, 725

947,455
37,249
11,603
212,435
4,617
78,526
222,883
2,118
39,969

REPORT OF THE COMPTROLLER OF THE CURRENCY.

171

and closing, since the organization of the national banking item,
systemwith amounts of nominal
from all sources, etc.—Continued.
Amount of
Balance in
Amount
hands of
returned to assessment
comptroller shareholders upon shareholders.
or receiver.
in cash.

$253? 267
32,220
189,822
93,853
254,324
96,538
22,011

100.00
40.00
55.00
52.70
100.00
52.00
65.00

22,500
9,000
100,000 .
81,000
100,000
50,000;
5,500
6,000 :

43, 782
42,396
113, 762
175,360
250, 993
117,242
18,652
8,414

78.73
84.50
•76.00
55.50
51.60
100.00
72.00

50,000
16, 000
250,000 :
18, 000 ;

48,602
98,775
419,341
46, 707

52.05
87.50
57.50
90.167

5,389,500 ;

14,434,105

$75
8,055

171,592

94,000
250,000

1,720

loo, oeo
•

500

1,431

60,000
15,000
300,000
50,000
28,500
90,000
250,000
100,000
200,000
52,500 i
50,000 '
22,000 \

1,553
142,500
48,200 j
85.000 :
144,000 :
1,720 !

3,484

2, 656

2,755

2,081, 700
82,GOO
50,000
50,000
150,000 ;
164,000
100,000 :
100,020 <!
40,000 ;
60,000 \
7,500 ;
100,000
93,000 i

4,797

25.00
44.00
50.00
55.50
100.00
64.53
37.90
51.80
100.00
18.00
100.00

37.05

24,40
35.00
23.00
78. 00
100.00
100.00
41.50
77.10
36.70

50,000
100,000
12,500

so, 666

61, 853

64.62

4,000
75,000
230,000
30,000
20,000
300,000

Interest
dividends
(percent).

Finally
closed.

Dec.
May
Feb.
Sept.
Oct.
Apr.
Apr.
Sept.
May
Nov.
Oct.

4,1893
22,1899
27,1899
30,1907
3,1903
30,1898
30,1897
30,1902
21 1894
17,1893
28,1897

Feb.
Dee.
Apr.
Dec.
Mar.
Jan.
May
July
June
Oct.
June
Oct.
Mar.
Apr.
Oct.
Sept.
Feb.
Oct.
Apr.
Jan.

12,1900
31,1897
30,1910
14,1897
31,1903
24,1901
1,1899
24,1897
30,1909
28,1897
27,1898
23,1905
13,1899
27,1898
26,1897 :
17,1895
28,1898
15,1902
27,1904
22,1902

Feb.
Oct.
July
Aug.
June
June
Sept.
May
Oct.
Sept.
Sept.
June
July
May
Dec.
July
Dec.
Jan.
Sept.
Aug.
June
Oct.
Sept.
Apr.
Sept.

20,1899
30,1897
12,1.900
9,1900
18,1899
20,1899
18,1897
1,1900
19,1903
30,1905
30,1904
30,1902
21,1902
15,1899
31,1898
1,1908
18,1896
28.1901
2811903
15.1898
30,1899
1,1906
28,1897
21,1896
30,1904

224
225
226
227
228
100.00
229
230
231
232
233
234
.....do
235
May 25,1901 236
Sept. 30,1904 237
Jan. 22,1896 238
Sept. 30,1&98 239
19.35 Apr. 7,1899 240
Dec. 6,1897 241
Apr. 26,1894 242
Oct. 28,1897 243
June 9,1902 244
Dec. 27.1900 245
Oct. 5,1897 : 246
57.47

100.00
100.00

100.00
36.09

247
248
249
250
251
252
253
:254
255
256
257
258
259
260
261
262
263
9^4
265
267

3, 761,085
21.00
36.10
17.30
10.00
21.00
41.80
87.40
100.00
81.90
25.00
51.80
65.81
100.00
100.00
55.00

8,350




95, 751
309,716
252,800
208,477
16,128
364,448
180,021
30, 319
81,921
260,192
52,742
183,608
932,972
44,970
97, 748
64, 735
19,530
181,810
50,571
184,131
148,435

45.66

101,820
87,848
54,594
262,658 :
199, 766
136,485
474,828
77,786
93,996
7,288 :
455,055
168,796
164,488
8,711
16,874
60,343
372,378
36,429
30,038
491,071
5, 936
267,930
295,254
6.401

39,000
206

2,872

Dividends

(per cent).

$33,000
42,000
75,000
100,060 !
77,000 ;
50,000 \
14,500 ;

$5,005

98

Amount
of claims
proved.

100. 00
100.00
45. 50
42.90
100.00
28.25
70.00
82.00

77.02

100.00

78.54
39.50
100.00

268
?69
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
291
292
293

172

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

294
295
296
297
298
299
300
301
302
303

Merchants National Bank, Seattle, Wash
Union National Bank, Denver, Colo
Superior National Bank, West Superior, Wis
Puget Sound National Bank, Everett, Wash
Keystone National Bank, West Superior, Wis
First National Bank, South Bend, Wash

State National Bank, Denver, ColoA *

Kearney National Bank, Kearney, Nebr.
First National Bank, Wellington, Kans
Columbia National Bank, Tacoma, Wash

Date of
organization.

Capital
stock.

June
July
Jan.
Sept.
Aug.
Nov.
May
June
Feb.
Sept.

23,1883
30,1890
13,1892
23,1892
16,1890
15,1890
16,1882
5,1884
13,1883
2,1891

$200,000
500,000
135,000
50,000
200,000
50,000
300,000
100,000
50,000
350,000

Mar.
Feb.
Jan.
Oct.
July
Apr.
Nov.
Feb.
Mar.
Jan.
Apr.
Apr.
Apr.
Feb.
Nov.
Apr.
Dec.
Apr.
Dec.
June
Feb.
Apr.
Dec.
Feb.
June
July
July

16,1886
7,1889
22,1866
16,1886
8,1865
29,1865
1,1887
6,1886
13,1890
28,1871
10,1888
1,1891
14,1888
7,1865
13,1889
13,1889
30,1878
27,1882
5,1891
9,1881
11,1889
5,1866
4,1889
26,1883
28,1884
7,1884
2,1890

June
Oct.
July
Sept.
Aug.
Dec.
Dec.
Mar.
Apr.
Aug.
May
May
Dec.
Dec.
May
Oct.
May
Dec.
June
Nov.
Nov.
Nov.
June
Aug.
Jan.
Sept.
Mar.
May
June
Oct.
July
Apr.
June

11,1883
31,1890
13,1864
23,1890
6,1864
30,1890
20,1864
21,1887
18,1893'
29,1871
9,1883
17,1886
28,1870
4,1886
24,1887
28,1886
13,1892
19,1882
13,1875
5,1872
10,1871
21,1887
17,1891
11,1883
23,1865
15,1883
7,1865
14,1880
2,1890
12,1882
16,1886
23,1892
14,1882

Total
304
305
306
307
308
309
310
311
312
313
314
315
310
317
318
319
320
521

m
}23
324
325
326
327
328
329
330

First National Bank, Orlando, Fla.3
Bellingham Bay National Bank, New Whatcom, Wash.
Chattahoochee National Bank, Columbus, Ga
German National Bank, Lincoln, Nebr
Fort Stanwix National Bank, Rome, N. Y
Farmers National Bank, Portsmouth, Ohio
Humboldt First National Bank, Humboldt, Kans
Grand Forks National Bank, Grand Forks, N. Dak
First National Bank, Bedford City, Va
National Bank of Jefferson, Tex
Sumner National Bank. Wellington, Kans
First National Bank, Cheney, Wash
Kittitas Valley National Bank, Ellensburg, Wash
First National Bank, Hillsboro, Ohio 4
American National Bank, Denver, Colo.

First National Bank, Minot, N. Dak
Yates County National Bank, Penn Yan, N. Y
First National Bank, Larned, Kans
Citizens National Bank, San Angelo, Tex
Sioux National Bank, Sioux City, Iowa
American National Bank, New Orleans, La
First National Bank, Helena, Mont
Bennett National Bank, New Whatcom, Wash
First National Bank, Springville, N. Y
First National Bank, Mount Pleasant, Mich
First National Bank, Ithaca, Mich
City National Bank, Tyler, Tex
First National Bank, Garnett, Kans
First National Bank, Eddy, N. Mex
Second National Bank, Rockford, 111
Marine National Bank, Duluth, Minn
First National Bank, Decorah, Iowa
Missouri National Bank, Kansas City, Mo
First National Bank, East Saginaw, Mich
First National Bank, Tyler, Tex
First National Bank, Niagara Falls, N. Y
National Bank of Illinois, Chicago, 111
Big Rapids National Bank, Big Rapids, Mich.i
Second National Bank, Grand Forks, 4N. Dak
First National Bank, Sioux City, Iowa

June
Aug.
Aug.
Aug.
Aug.
Aug
Aug.
Sept.
Oct.
Oct.

19,1895
2,1895
6,1895
7,1895
15,1895
17,1895
24,1895
19,1895
25,1895
30,1895

5,235,020

Total
331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363

Receiver
appointed.

85,000
60,000
100,000
100,000
150,000
250,000
60,000
200,000
50,000
100,000
100,000
50,000
50,000
100,000
500,000
50,000
50,000
50,000
100,000
300,000
200,000
800,000
50,000
50,000
50,000
50,000
100,000

Nov. 29,1895
Dec. 5,1895
Dec 7,1895
Dec. 19,1895
Feb. 8,1896
do
Feb. 15,1896
Apr. 28,1896
May 2,1896
June 24,1896
June 26,1896
June 27,1896
July 18,1896
July 22,1896
July 25,1896
Aug 12,1896
Aug. 17,1896
Aug. 26,1896
Sept. 9,1896
do
Sept. 10,1896
Sept. 11,1896
Sept. 19,1896
Oct. 3,1896
Oct. 7,1896
Oct. 14,1896
Oct. 17,1896

3,805,000

Citizens National Bank, Fargo, N. Dak
Merchants National Bank, Devils Lake, N. Dak
First National Bank, Alma, Nebr
Columbia National Bank. Minneapolis, Minn
Dakota National Bank, Sioux Falls, S. Dak
First National Bank, Newport, Ky
German National Bank, Louisville, Ky
Mutual National Bank, New Orleans, La
Merchants National Bank, Ocala, Fla
Moscow National Bank, Moscow, Idaho
First N ational Bank, Olympia, Wash
First National Bank, Franklin, Ohio
First National Bank, Griswold, Iowa
National Bank of Potsdam, N. Y
Northwestern National Bank, Great Falls, Mont
Merchants National Bank, Jacksonville, Fla
Union National Bank. Minneapolis, Minn
The Dalles National Bank, The Dalles, Oreg
City National Bank, Gatesville, Tex
Merchants National Bank, Helena, Mont
1 Formerly in voluntary liquidation.
2

Restored to solvency for voluntary liquidation.


50,000 Nov. 9,1896
50,000 Nov. 10,1896
200,000
do
200,000 Nov. 11,1896
75,000 Nov. 24,1896
250,000 Dec. 3,1896
100,000 Dec. 10,1896
200,000 Dec. 17,1896
100,000 Dec. 18,1896
1,000,000 Dec. 21,1896
100,000 Dec. 31,1896
50,000 Jan. 7,1897
100,000
do
100,000
do
50,000 Jan. 11,1897
50,000 Jan. 12,1897
200,000 Jan. 14,1897
50,000 Jan. 20,1897
200,000 Jan. 21,1897
251,500 Jan. 22,1897
200,000 Jan. 27,1897
100,000 Feb. 3,1897
75,000 Feb. 4,1897
100,000 Feb. 17,1897
50,000
do
50,000
do
200,000 Mar. 2,1897
250;000 Mar. 6,1897
100,000 Mar. 17,1897
500,000 Mar. 20,1897
50,000 May 7,1897
50,000 May 29,1897
350,000 June 2,1897

173

REPORT OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
doubtful. worthless.
good.

Total
assets.

Offsets
allowed
and

settled.

Loss on
Nominal
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

$173,689
523,057
59,799
6,962
150,291
6,837

$313,874
816,389
44,130
24,639
61,998
69,338

$54,131
178,049
128,975
75,175
225,654
24,022

$192,380
991,223
16,173
50,689
36,722
25,522

$734,074
2,508,718
249,077
157,465
474,665
125,719

$24,594
594,875
1,227
7,312
34,212
1,458

$419,974
880,654
129,594
515
332,768
82,388

35,603
13,078
7,857

194,297
67,288
231,673

35,131
46,248
322,772

28,299
20,090
48,938

293,330
146,704
611,240

17,401
604
26,732

206,875
93,111
507,327

3,203,782

5,477,277

3,477,914

2,760,245

14,919,218

1,217,294

7,125,235

74,579
24,942
107,360
22,438
320,685
110,639
17,852
130,796
24,516
84,267
15,130
15,932
9,197
261,906

100,801
138,931
57,812
135,894
140,493
505,367
62,428
318,580
83,920
156,697
55,734
56,940
47,826
•41,295

49,838
36,611
162,437
23,861
494,443
111,445
36,614
128,069
92,812
54,323
84,808
2,463
48,138
74,835

28,671
14,492
33,964
54,011
47,526
25,580
15,192
116,808
94,040
49,408
21,636
8,368
32,616
15,710

253,889
214,976
361,573
236,204
1,003,147
753,031
132,086
694,253
295,288
344,695
177,308
83,703
137,777
393,746

72,105
1,521
7,944
2,807
32,560
15,713
2,331
8,320
1,605
3,112
1,405
79
915
79,193

126,912
146,461
223,827
176,110
192,676
298,347
79,143
336,172
266,536
202,949
98,867
62,161
44,436
157,827

22,594
58,065
36,712
15,982
231,104
263,997
2,064,048
26,090
21,210
25,450
62,494
48,978

66,618
52,842
56,673
48,248
383,813
68,900
1,639,425
90,725
195,413
83,203
39,999
163,403

37,632
104,475
12,781
100,613
278,638
602,408
463,799
24,162
54,112
10,567
34,176
63,255

8,281
6,893
60,879
10,900
315,190
40,720
1,021,193
26,505
20,318
16,455
26,725
14,914

135,125
222,275
167,045
175,923
1,208,745
976,025
5,188,465
167,482
291,053
135,675
163,394
290,550

2,040
9,280
10,334
10,178
17,073
31,881
634,228
4,830
10,324
4,536
20,731
3,117

90,803
141,167
1,434
105,728
395,927
645,774
3,239,458
67,326
203,666
61,043
50,059
188,559

4,096,963

4,792,160

3,187,315

2,126,995

14,203,433

938,162

7,603,368

38,719
41,160
168,784
50,552
63,259
541,307
231,479
44,287
95,791
7,636,207
1,065
76,049

85,796
57,295
208,257
267,451
134,526
765,013
128,063
182,330
135,119
1,490,358
30,693
106,004

7,624
17,090
246,955
103,573
131,758
208,361
223,650
470,037
40,713
4,778,553
23,490
7,370

3,783
19,170
100,754
112,689
42,422
121,291
26,145
77,256
19,913
7,963,143
38,014
29,138

135,922
134,715
724,750
534,265
371,905
1,635,972
609,337
773,910
291,536
21,868,261
93,262
218,561

27,694
4,093
17,569
30,817
35,682
162,553
44,279
37,241
14,980
1,340,736
63
4,680

51,458
57,267
328,597
369,828
187,525
634,734
231,393
417,475
156
7,132,812
72,368
76,167

80,160
48,522
1,681
150,763
42,510
204,993
233,745
162,646
32,877
14,878
77,572
23,792
7,576
152,125
422,388
153,080
16,217
54,801
11,102
619,922

308,64i
42,074
71,923
202,616
157,962
344,896
306,123
269,016
93,336
95,440
127,122
98,255
64,514
455,334
329,075
139,608
507,068
144,445
47,988
755,503

76,712
7,296
67,503
85,057
- 98,495
264,025
92,185
65,848
120,875
95,325
18,807
4,985
39,474
29,745
217,675
53,805
253,916
21,644
30,198
287,311

285,461
.7,327
1,478
48,106
46,514
368,827
52,953
19,650
7,407
51,068
56,449
8,110
16,771
121,811
361,579
11,014
64,929
37,867
2,955
97,615

750,974
105,219
142,585
486,542
345,481
1,182,741
685,006
517,160
254,495
256,711
279,950
135,142
128,335
759,015
1,330,717
357,507
842,130
258,757
92,243
1,760,351

12,547
47,204
157
37,134
22,235
218,954
51,799
14,363
7,758
5,913
8,256
4,368
5,395
13,366
56,444
5,245
167
9,364
7,065
151,469

302,625
5,605
133,388
210,812
160,333
481,822
322,297
246,055
189,441
165,361
125,845
59,166
75,008
336,744
7,050
154,368
570,761
24,193
13,134
794,454




3 Second failure.
4 Restored to solvency.

$97,653

294
295
296
297
298
299
300
301
302
303

213,219

114,048

304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330

114,048

134,602

41,940

247,012
47,564
29,850

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
362
363

174

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected
Nominal
• value of
remaining
assets.

94
95
96
97
38
99
00
01
02
03

$4,000

353,659
04
t)5
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

-

25,022
283,052
271,547

12,3G3
2,915

9

594,908
V
32
33
34
35
36
37
38
39
40
41
42

16,141

-w-

44
45
46
47.
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63

1,041
14,442
12,765
1,000

Collected
from
assets.

Collected
from
assessment
upon
shareholders.

1289,506
1,029,189
118,256
51,985
107,685
41,873

$72,180
361,668

Total
Loans paid
collections and other Dividends
from all
disbursepaid.
ments.
sources.

Legal
expenses.

Receiver's
salary and
other
expenses.

12,500
31,671
11,440

1361,686
1,390,857
118,256
64,485
139,356
53,313

$206,484
448,620
8,673
4,247
33,376
20,499

$115,464
730,557
idO,285
52,815
89,052
17,255

$11,114
42,624
2,783
2,806
4,127
5,572

$28,624
51,640
6,515
4,289
12,801
9,987

69,054
52,989
77,181

12,927
26,500
143,168

81,981
79,489
220,349

46,523
20,212
41,520

24,994
37,872
127,154

2,899
5,445
31,541

7,565
10,824
20,134

6,009,811

1,277,956

7,287,707

2,119,731

4,118,892

324,281

541,407

54,872
66,994
129,802
32,265
494,859
167,424
50,612
349,761
27,147
138,634
77,036
21,463
80,003
156,726

20,342
12,946
61,390
3,655
124,591
124,637
17,682
40,3C2
28,866
53,178
17,888
4, 780
30,090
80,535

75,214
79,940
191,192
35,920
619,450
292,061
68,294
390,123
56,013
191,812
94,924
26,243
110,153
237,261

35,013
30,809
81,579
11,503
131,160
10,016
14,982
172,863
18,660
14,035
21,902
9,285
69,782
12,551

25,401
36,259
88,471
15,544
432,630
231,093
33,819
169,945
30,148
160,122
49,225
11,851
26,488
182,207

6,539
3,096
6,073
2,658
20,591
16,501
4,400
21,712
828
7,406
4,772
173
7,278
8,346

8,261
9,716
15,069
6,215
35,069
30,203
6,081
25,003
6,377
10,249
8,424
4,934
6,605
21,056

39,367
71,828
41,229
60,017
795,745
298,370
1,314,779
95,326
77,063
70,087
92,604
98,874

io,ioe

25;i57'

49,473
90,906
41,229
64,389
947,925
367,044
1,686,320
106,670
85,891
74,960
92,004
124,031

19,052
32,463
8,342
12,368
752,500
185,420
573,400
49,821
8,346
15,723
8,935
52,715

19,452
39,116
25,023
37,642
114,035
128,235
1,022,614
42,811
54,967
42,283
67,435
52,420

2,325
4,421
2,840
3,316
13,879
21,500
25,588
2,547
7,954
5,349
3,483
4,397

8,644
14,906
3,582
8,953
20,636
31,889
62,646
9,973
14,624
11,605
12,751
14,499

1,297,095

6,200,042

2,353,285

3,139,236

208,032

408>570

16,200
81,328
55,134
16,200
173,518
68,067
34,830
5,285
838,508

56,770
89,555
459,912
188,754
148,817
1,012,203
402,332
354,024
147,083
14,233,221
20,831
166,810

8,856
25,513
149,866
18,805
13,165
204,802
63,488
154,510
58,254
1,989,289
125
33,332

41,505
51,213
273,222
131,995
104,551
744,114
289,710
171,946
72,232
11,932,745
9,817
116,693

1,797
2,757
5,697
6,678
10,410
26,263
3,651
10,633
4,364
158,622
3,854
4,346

4,612
10,072
18,969
22,972
20,691
37,024
18,243
16,935
9,055
152,565
7,035
12,439

505,520
10,470
13,342
280,947
206,287
481,965
430,405
282,286
83,879
90,824
156,982
91,302
83,502
468,067
1,020,211
234,951
442,071
177,636
42,194
960,178

279,405
1,397
3,277
46,345
22,407
113,231
59,775
154,058
32,639
31,455
41,646
18,558
15,227
118,510
260,546
101,099
8,966
14, 768
20,211
270,181

194,559
7,074
1,983
190,620
164,.898
321,412
310,388
103,472
38,215
37,491
96,611
53,221
44,806
308,281
723,098
108,103
276,330
148,313
13,335
636,142

10,102
195
l r 795
3,724
5,616
15,795
23,918
3,424
4,173
5,630
2,985
6,450
5,201
11,834
10,873
7,270
9,662
2,337
2,192
11,130

21,394
1,804
6^287
15, 795
13,306
31,527
26,737
16,335
8,852
16,248
8.917
13,073
10,998
26,466
23,487
18,479
14,787
11,874
5,132
42,585

4,902,947
56,770
73,355
378,584
133,620
132,617
838,685
333,665
319,194
141,798
13,394,713
20,831
137,714
435,802
10,470
9,040
238,596
162,913
481,965
310,910
255,701
57,296
70,995
145,849
58,843
46,932
408,905
1, .020,211
197,894
271,202
177,036
42,194
814,428




19,078
4,372"
152,180
68,674
371,541
11,344
8,828
4,873

29,096
69,718
4,302
42,351
43,374
119,495"
26,585
26,583
19,829
11,133
32,459
36,570
59,162
37,057
170,809

145,750

175

EEPOBT OF THE OOMPTEOLLEB OF THE CUKEENCY.

and closing, since the organization of the national-banking system, with amounts of nominal
from all sources, etc.—Continued.

Amount
Balance in
Amount of
returned to assessment
hands of
Comptroller shareholders uwn sharein cash.
or receiver.
holders.

50,000
166,000
50,000

52.00
100.00
100.00
100.00
49.20
35.00

5,136

100,000
50,000
213,500

110,801
50,431
189,866

22.40
75.10
75.20

180,800

3,147,520

6,078,734

50,150
60,000
100,000
55,000
150,000
235,000
30,000
200,000
50,000
78,750
56,000
11,500
50,000
100,000

36,287
93,223
147,097
81,830
598,805
303,898
47,686
353,961
118,995
167,778
61,378
22,511
73,312
182,207

70.00
39.00
60.10
19.00
72.25
76.25
70. 61
52.15
25.50
96.90
80.20
58.00
43.70
100.00

50,000
50,000

100,000

72,309
141,571
38,709
43,524
146,199
599,707
2,874,913
62,624
176,171
49,053
62,044
168,471

26.00
27. 70
100.00
91.00
78.00
23.10
39. (X)
82.30
31.20
86.20
100.00
32.75

2,773,400

6, 724,263

18,000
110,000
156,000
75,000
250,000
100,000
200,000
14,000
1,000,000

41, ,505
51,215
290,771
197,136
224,862
1,005, 594
294, 788
307,692
95,143
11,585,189
19,086
135,612

100.00
100.00
98.40
65.50
46.50
74.00
100.00
58.50
100.00
100.00
51.20
97.50

266,837
6,834
53,582
188,470
203,054
367,356
292,497
124,763
149,375
96,443
103,512
72,166
58,906
343,372
660,109
157,752
282', 242
134,021
12, 262
961,666

71.20
100.00
3.70
100.00
88.40
87.50
100.00
82.80
23.80
39.40
97.15
80.00
82.00
90.90
100.00
71.40
95. 77
100.00
100.00
66.00

268

4,188
9,012

10,601
13,101

173

1,442
2,110
46,702

2,072
1,518

2,245

88,674

12,158
8,304
27,240
3,178

1150,000
500,000

20,000
225,000
200,000
800,000
35,000
50,000
17,000

50,000
100,000
24,463
9,587
4,997
6,823
7,210
2,976
2,207
132,326
344
1,324

146

Dividends
(per cent).

$240,599
668,236
92,598
52,062
183,021
52,494

$117,416

$2,656

Amount
of claims
proved.




50,000
120,000
50,000
145,870
70,000
100,000
75,000
44,000
50,000
50,000
140,000
100,000
250,000

356,666

Interest
dividends
(per cent).

26.05
100.00
100.00

100.00

100.00

100.00
16.30

100.00

48.02

100.00
100.00
100.00

Finally
closed.

Aug.
Sept.
Feb.
Aug.
Aug.
July
Feb.
Apr.
June
Aug.

19,1901
30,1902
26,1897
3,1896
31,1899
18,1905
1,1896
25,1898
18,1900
28,1900

294
295
296
297
298
299
300
301
302
303

June
Mar.
Sept.
Sept.
Mar.
Sept.
Mar.
Mar.
Aug.
Sept.
Mav
Sept.
July
Aug.
Jan.
Oct.
Feb.
Jan.
Dee.
July
Aug.
June
Feb.
Dec.
Mar.
Oct.
Sept.

10,1910
25,1901
30,1903
22,1899
15,1906
29,1911
20,1899
31,1903
15,1899
30,1901
21,1900
21,1899
9,1900
27,1907
7,1897
30,1899
12,1901
28,1899
2,1899
24,1902
12,1902
17,1903
24,1902
27,1905
20,1903
21,1901
30,1905

304
305
306
307
308
309
310
311
312
313
314
315
316
317
318
319
320
321
322
323
324
325
326
327
328
329
330

Mar.
Oct.
May
Apr.
Oct.
June
Aug.
Sept.
May
Sept.
Apr.
Dec.
Mar.
June
Aug.
May
Jan.
Sept.
Sept.
June
July
Sept.
Sept.
Oct.
Oct.
Sept.
Oct.
July
May
May
May
Mar.
June

29,1898
9,1899
6,1901
16,1900
1,1903
23,1902
15,1899
30,1905
16,1898
30,1906
30,1901
1,1900
16,1897
15,1903
7.1897
20^1901
22,1900
5,1900
30,1909
5,1905
9,1900
30,1901
30,1903
24,1900
1,1906
30,1903
24,1902
5,1900
31,1901
25,1901
15,1903
24,1899
17,1903

331
332
333
334
335
336
337
338
339
340
341
342
343
344
345
346
347
348
349
350
351
352
353
354
355
356
357
358
359
360
361
Sn^
363

176

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

' Date of
organization.

First National Bank, Orleans, Nebr
Keystone National Bank, Erie, Pa
Merchants and Miners Nat'l Bank, Phillipsburg, Mont.
First National Bank, Asheville, N. C
First National Bank, Benton Harbor, Mich

May 19,1885
Oct. 19,1864
Feb. 1,1893
Dec. 4,1885
Mar. 15,1890

Total.
Sault Ste. Marie National Bank, Sault Ste. Marie, Mich.
First National Bank, Pembina, N. Dak
Chestnut Street National Bank, Philadelphia, Pa
National Bank of Paola, Kans
First National Bank, Larimore, N. Dak
1

7,1887
20,1886
14,1887
30,1887
9,1883
6,1864
7,1881

Total.
First National Bank, New Lisbon, Ohio
First National Bank, Carthage, N. Y
First National Bank, Neligh, Nebr
First National Bank, Flushing, Ohio
First National Bank, Emporia, Kans
,
First National Bank, Cordele, Ga
Cocheco National Bank, Dover, N. H
Citizens National Bank, Niles, Mich
Atehison National Bank, Atchison, Kans...
First National Bank, Penn Yan, N. Y
2
First National Bank, Arkansas City, Kans.
First National Bank, McPherson, Kans. 2 ...

Mar. 7,1874
Dec. 12,1879
Sept. 2,1879
May 6,1884
Jan. 2.1872
Apr. 16,1891
Apr. 29,1865
Sept. 27,1871
Feb. 8.1873
Feb. 8,1864
June 30.1885
June 17.1886

Total.
Broadway National Bank, Boston, Mass
Peoples National Bank, Denver, Colo.2
Globe National Bank, Boston, Mass
Merchants National Bank, Rutland, Vt
Somerset National Banking Company, Somerset, Ky.
South Danvers National Bank, Peabody, Mass

Oct.
July
Mar.
Feb.
June
Mar.

25,1864
30,1889
25,1865
25,1885
29,1900
31,1865

Feb.
Mar.
Jan.
Apr.
Nov.
Aug.
Apr.
Apr.
Jan.
July
Nov.

10,1891
3,1891
3,1871
29,1880
13.1882
15.1883
7,1865
11,1865
26,1899
17,1873
30,1875

First National Bank, Austin, Tex A

Eufaula National Bank, Eufaula, Ala

June
July
July
Aug.
Sept.

5,1897
26,1897
28,1897
23,1897
21,1897

100,000 Dec. 10,1897
50,000 Jan. 19,1898
500,000 Jan. 29,1898
50,000 Feb. 1,1898
50,000 Feb. 26,1898
250,000 May 23,1898
200,000 Sept. 27,1898
1,200,000
50,000
100,000
50,000
50,000
100,000
50,000
150,000
50,000
50,000
50,000
100,000
50,000

Nov. 3,1898
Nov. 4,1898
....do
Nov. 5,1898
Nov. 16,1898
Mar. 4,1899
June 6,1899
July 8,1899
Sept. 5,1899
Sept. 18,1899
Oct. 19,1899
Oct. 28,1899

850,000
200,000
300,000
1,000,000
100,000
50,000
150,000

Dec.
Dec.
Dec.
Mar.
Aug.
Sept.

16,1899
20,1899
21,1899
26,1900
17,1900
19,1900

Dec.
Dec.
Mar.
Apr.
Apr.
Apr.
June
June
June
Aug.
Oct.

21,1900
27.1900
9,1901
13.1901
17,1901
20,1901
24,1901
27,1901
29,1901
3,1901
21,1901

1,800,000

Total.

200,000
50,000
100,000
60,000
100,000
50,000
200,000
500,000
300,000
100,000
100,000
1,760,000

First National Bank, Belmont, Ohio
Hancock National Bank,Boston, Mass.2.
Total.
Central National Bank, Boston, Mass
National Bank of South Pennsylvania, Hyndman, Pa.
First National Bank, Asbury Park, N. J
First National Bank of Florida, Jacksonville, Fla
Southport National Bank, Southport, Conn
Nayesink National Bank, Red Bank, N. J
Citizens National Bank, Beaumont, Tex
Groesbeck National Bank, Groesbeck, Tex
Packard National Bank, Greenfield,1 Mass
Bolivar National Bank, Bolivar, Pa.
Federal National Bank, Pittsburgh, PaA
First National Bank, Allegheny, Pa.1

Total.



$50,000
150,000
50,000
100,000
50,000

Receiver
appointed.

5,851,500

July
Jan.
June
Sept.
Jan.
Hampshire County National Bank, Northampton,
Mass. . Apr.
2
State National Bank, Logansport, Ind.
Dec.

Total.
American National Bank, Baltimore, Md...
First National Bank, White Pigeon, Mich..
First National Bank, Niles, Mich
Farmers National Bank, Vergennes, Vt
Le Mars National Bank, Le Mars, Iowa
First National Bank, Vancouver, Wash
Pynchon National Bank, Springfield, Mass.
Seventh National Bank, New York, N. Y.1.
City National Bank, Buffalo, N. Y

Capital
stock.

Mar. 18,1893
July 15,1865

50,000 Feb. 25,1902
400,000 Apr. 4,1902
450,000

Apr.
July
Feb.
Aug.
Dec.
Mar.
May
Mar.
May
Feb.
Nov.
Jan.

30,1873
2,1899
4,1886
24,1874
29,1864
19,1891
31,1901
22,1890
17,1875
24,1902
16,1901
14,1864

500,000
50,000
100,000
50,000
100,000
50,000
100,000
50,000
100,000
30,000
2,000,000
350,000
3,480,000

i Restored to solvency.

Nov. 13,1902
Dec. 16,1902
Feb. 13,1903
Mar. 14,1903
May 19,1903
Aug. 14,1903
Aug. 20,1903
Aug. 22,1903
Oct. 1,1903
do
Oct. 21,1903
Oct. 22,1903

177

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national banking system, ivith amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
doubtful. worthless.
good.

Offsets
allowed
and
settled.

Total
assets.

$7,219
116,234
9,259
21,514
46,597

$32,549
426,436
42,170
52,969
81,685

$49,631
107,053
47,862
259,747
10,649

$1,493157,378
8,148
8,556
23,379

11,700,832

8, 787,653

8,664,997

10,420,563

39,574,045

2,448,490

35,933
84,629
1,403, 446
19,776
32,559
573,819
2,172

69,543
50,018
393,955
22,573
42,516
174,241
47,557

26,018
20,064
1,452,706
25,189
25,623
117,300
51,068

38,428
34,879
497,164
3,268
41,478
79,519
27,116

169,922
189,590
3,747,271
70,806
142,176
944,879
127,913

5,495
218,813
2,402
2,301
136,857

2,152,334

800,403

1,717,968

721,852

5,392,557

26, 885
97,964
65,760
45,903
147,541
25,723
111,488
99,109
70,202
49,998

37, S25
178,768
32,640
24,193
277,427
24,077
86,217
65,785
79,521
69,130

121,667
32, 733
75,639
42,583
205,487
23,806
43,179
34,283
77,465
48,000

58,286
19,488
14,729
5,310
203,970
20,283
20,901
13,574
26,673
20,465

244,763
328,953
188,768
117,989
834,425
93,889
261,785
212, 751
253,861
187,593

85

85

740,573

875,683

704,842

403,764

2,018,916
38, 695
2,818,225
151,884
75,253
103,106

534,916
200,266
3,414,138
74,341
81, 761
427,776

48,839
269,723
1,172,932
206,392
271
42,472

5,206,079

4,733,498

285,336
40, 724
220,767
102,607
25,797
137,217
755,664

324,152
46,135
94,854
17,525
114, 686
101,198
942,113

3,090,031
182,081

$90,892
807,101 ""•"$36," 928*
107,439
370
342, 786
453
162,310
11,149

Loss on
assets compounded or
sold under
order of
court.

Nominal
value of
assets returned to
stockholders.

$83,347
496, 728
3,099
94,828
13,875

$78,499

14,630,119

602,963

23,496

98,555
82,129
78,346
48,771
97,347
38,235
77

180,589
96,940

365,868

394,689

326,300

3,943
18,898
7,055
6,226
25,229
25, 286
5,710
4,652
9,034
2,202

162,437
114,051
93,050
41,710
338,563
36,643
73,306
63,804
140,795
84,861

2, 724,862

108,235

1,149,220

730,396
1,074
1,031,844
77,006
42,821
26,546

3,333,067
509,758
8,437,439
509, 623
200,106
599,900

223,705

1,743
445,526
1,107,394
220,932
13,059
380,201

1,062,965

261,820
42,698
9,627
19,216

1,740,629

1,909,687

13,589,893

557,066

2,168, 855

2,115,822

102, 279
16, 064
45,157
13, 755
78,303
10,928
8,482

88,721
15, 889
94,881
21,736
33,007
25, 864
108,162

800,488
118,812
455,659
155, 623
251,793
275,237
1,814,421

66,859
3,227
26,395
9,129
9,424
7,119
39,884

34,491
1,114
88,150
11,561
155,816
37,879
111, 428

1,129,594

140,204

550,589

4,910,418

324,038

867,770

40,688

101,639

46,056

370,464

27,654

162,114

4,840,254

2, 810,945

516,811

984,905

9,152,915

513,729

1,470,323

134,036
127

115,915
151,803

34,158
129,994

13,703

88,339
189,240

16,031
22,007

300,140
303,931

1,052,857

49,412

267, 718

164,152

38,038

604,071

13,703

277,579

251,338
37, 231
90,995
127, 098
82,190
99, 286
197,726
30,475
8,870

107,885
14,109
65,727
89,550
51,208
68,746
53,038
8,105
26,834
9,471

3,897, 796
115,426
547, 990
461,735
359, 632
520, 644
593,987
245, 747
438,855
122,280

599,639
1,209
26,650
34,789
12,047
31,884
132,313
17,986
19,073
6,733

129,339
2,681
134,365
233,992
77,496
79,474
165, 782
100,507
19,350

433,010
50,007

4,045,137

1,839,073

925,209

494,673

7,304,092

882,323

942, 986

601,158

Second failure.

394
395
396
397
398
399
400
401
402
403
404

405
406

932,765
21, 459
259,872
84,082
41, 256
101, 256
117, 809
98,963
130, 803
50,808

Formerly in voluntary liquidation.

http://fraser.stlouisfed.org/
64776°—CUR 1912
12
Federal Reserve Bank of St. Louis

388
389
390
391
392
393

49,412

134,163

3

369
370
371
372
373
374
375

376
377
378
379
380
381
382
383
384
385
386
387

2,605, 808
42, 627
131,396
161,005
184,978
251,356
225,414
108, 204
272,348
62,001

2

364
365
366
367
368

96,191
21,950

407
408
409
410
411
41?
413
414
415
416
417
418

178

REPORT OF THE COMPTROLLER OF THE CURRENCY,

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
.*
and additional assets, amounts collected

Nominal

value of
remaining
assets.

364
365
366
367
368

Receiver's
Legal
salary and
other
expenses.
expenses.

$7,545
236,994
25,471
23,165
113,790

$13,080
84,525
34,800
2,417

$20,625
321,519
60,271
25,582
113,790

$1,799
34,355
1,804
3,334
14,731

$7,536
245,577
53,229
12,827
86,197

$5,946
10,718
1,374
1,834
2,859

$5,344
30,869
3,864
7,587
9,308

21,586,293

2,299,325

23,885,618

4,3S9,729

18,123,521

406,269

722,127

71,367
101,966
3,118,142
19,633
42,528
589,198
30,896

11,906
17,974
178,058

83,273
119,940
3,296,200
19,633
56,960
589,198
30,896

1,361
14,956
750,476
721
23,699
7,843
21,980

79,211
83,432
2,195,334
10,099
20,199
508,910

20
5,788
90,282
2,529
2,918
3,426
1,660

2,681
15,764
93,415
4,657
10,144
6.399
3,356

331,970

3,973,730 j

222,370

4,196,100

821,036

2,897,185

106,623

136,416

2,500
101,540
6,117

78,383
196,004
88,663
67,553
369,093
25,843
182, 769
144,295
104,032
100,530

39,257
62,832
11,348
2,330
69,382
801

1,516
29,563
15,974
524
71,229
10,200
15,183
12,263
714
21,667
4,850

95,083
194,772
70,724
62,649
325,415
4,080
105,314
114,532
92,859
79,877

5,099
7,319
6,694
549
21,145
5,677
1,100
3,562
3,443
4,008

$36,451
224,340
306,180

369
370
371
372
373
374
375

Collected
from
Total
Loans paid
Collected assessment
collections and other Dividends
from
upon
from
all
disbursepaid.
assets.
sharesources.
ments.
holders.

331,970

14,432

85

18,100
6,296
10,311

117,640
258,836
100,011
69,883
438, 475
26,644
182, 769
144,295
104,032
118,630
6,296
10,396

5,718

882

15,942
20,150
6,619
6,161
20,686
6,687
7,772
13,938
7,016
7,683
1,446
3,796

1,357,250

220,657

1,577,907

183,683

1,151,023

59,478

117,896

2,044,654
64,232
6,015,368
245,993
177,420
200,483

116,869
979,021
92,837
6,383
135,462

2,044,654
181,101
6,994,389
338,830
183,803
335,945

875
6,513
4,052,940
2,406
23,172
89,506

2,024,779
152,546
2,861,140
307,352
140,556
207,840

2,416
3,099
29,451
8,232
6,582
16,969

4,892
8,180
45,207
20,840
7,172
21,630

8,748,150

1,330,572

10,078,722

4,175,412

5,694,213

66,749

107,921

12,092

306
209,360'

483,319
65,059
338,103
134,933
86,553
229,933
1,453,749

495,411
65,059
403,252
179,366
122,403
246,073
1,494,072

113,825
9,291
34,943
79,224
27,632
2,712
358,547

337,310
45,858
322,306
85,125
75,971
227,070
1,056,782

10,911
1,304
15,779
4,179
7,537
2,750
10,973

30,130
2,455
21,411
10,838
6,383
11,971
31,898

2,918

3,715,692

168,356

3,884,048

687,950

3,090,701

37,133

68,264

6,417

174,279

49,339

223,618

85,039

123,715

3,561

11,303

437,831

6,681,620

431,6S2

7,113,302

1,399,163

5,364,838

94,127

194,653

405
406

198,098
114,691

35,516
80,129

233,614
194,820

8,654
10,858

213,074
131,478

3,096
3,027

6,819
7,422

312,789

115,645

428,434

19,512

344,552

6,123

14,241

407
408
409
410
411
412
413
414
415
416
417
418

2,735,808
61,529
370,037
192,954
270,089
409,286
242,624
127,254
304,241
93,597

22,280
10,640
66,233
42,138
60,862
13,734

2,735,808
61,529
392,317
203,594
336,322
451,424
303,486
140,988
304,241
93,597

484,939
178
104,598
47,417
98,458
166,191
141
80,012
50,368
878

2,116,552
54,092
250,181
122,661
194,268
259,086
263,850
48,271
243,619
82,154

29,912
350
9,306
11,655
17,682
10,045
12,180
5,341
894
3,301

59,794
3,052
14,939
21,861
21,365
16,102
22,970
7,364
5,046
6,990

4,807,419

215,887

5,023,306

1,033,180

3,634,734

100,666

179,483

376
377
378
379
380
381
382
383
384
385
386
387

110,157
388
389
390
391
392
393

394
395
396
397
398
399
400
401
402
403
404

215,819

3,"6ii'

16,938
53,268

70,206




65,'i49*
44,433
35,850
16,140
40,323

179

REPORT OP THE COMPTROLLER OF THE CURRENCY.

and dosing, since the organization of the national-banking system, with amounts of nominal
from all sources, etc.—Continued.
Balance in
Amount
Amount of
hands of
returned to assessment ;
comptroller shareholders upon share- ;
or receiver.
in cash.
holders.
$43,000
150,000 \
40,000 :
100,000 •

$38,952
'446,505
49,743
175,726
81,660

4,000,.870:

19,576,398

$695
$140

243,832

10,181

156,512
1,627

20,000
50,000
500,000
50,000

62,620
3,900
10,181

224,659
7,032

65,827
9,131

2,561
10,763
5,651
6,321

9,131

25,296
3,235
6,151

8,813

35,872

44,685

4,880
1,570

15,836
1,971
42,035
44,006

3,283

44,611
3,857
10,010
4,549
4,345

71,960




20.00
55.00
100.00
7.30
100.00

loo, oo:

100.00

132,585
196,074
103,012
59,753
500,426
5,829
103,057
134,755
185,718
82,348

73.00
99. 50
70.20
100.00
65.00
70.00
100. 00
.85.00
50.00
97. 00

14,567

39.25

489,000 \

1,518,124

150,000
1,000,000
100,000 •
21,000 i
150,, 000 i

2,009,815
200,000
2.671,318
318,501
120,804
259,404

1,421,000

5,579,842
315,579
45,222
402,437
119,618
122,403
•227,070
1,048,708

100. 00
100.00
80.00
71.50
60. 00
100. 00
100.00

300,000 ;

3,332,348

92.25

100,000

160,995

74.60

806,000

5,774,380

50,000
90,000 :
140,000

53,000 ;
50,000
83,000
50,000
100,000
50,000

386,000

217,294
128,371

98.10
100. 00

100.00
100.00

87.40
100.00

100.00

100.00
76.25
100.00
96.50
100.00
81.00

100,000 :
60,000 l
100,000
30,000
98,000

18,000 ;

100.00

100.00

2,625,988

50,000
50,000
50,000 :
21 000
21,000;

100.00

100.00
82. 00
100.00
100.00
32.70;

50,000
90,000
50,000
2,500
100,000
4,500

4,314
274

3,283

71,250
101,748
1,881,341
10,035
63,725
497,889

Interest
dividends
(per cent).

Dividends
(per cent).

620,000

53,400
5,395

Amount
of claims
proved.

100.00
100.00

Finally
closed.

Sept.
Oct.
Oct.
July
May

j

18,1907
1,1906
22,1898!
27,1909
31,1900;

364
365
366
367
368

369
370
371
26,1890 372
15,1904 373
20,1899 374
7,1899 \ 375

Nov. 15,1898
Sept. 18,1907
D«c.
Aug.
Mar.
Oct.

May 18,1903 ' 376
Feb. 17,1903 \ 377
Feb. 10,1902 i 378
June 15,1901 ! 379
Dec. 31,1906 ! 380
Nov. 30,1909 i 381
Sept.. 30,1901 i 382
June 10,1902 ' 383
Oct. 25,1901 :
Oct. 27,1902 ! 385
Sept. 18,1900 1 386
Feb. 24,1903 \ 387

Feb.
June
Feb.
Mar.
Sept
June

15,1900 i
30,1904
25,1S03
31,1906 \
30,1908 :
30,1910 ;

388
389
390
391
392
393

80. 77 : Oct. 31,1908
100.00 Sept. 27,1901

394
395
396
Oct. 1,1906 397
Jan. 5,1903 398
June 14,1904 ; 399
400
Nov 12,1901 : 401
Dec. 31,1909 : 402
Jan. 2,1902 403
May 4,1904 i 404

:

Feb. 29,1904
Oct. 20,1904

405
406

loo. oo : Oct. 20,1906

407
408
409
410
411
412
413
414
415
416
417
418

100. 00

345,665 ;
2,041,789
53,55.6
259,098
239,577
189,715
301,224
277,288
119,216
238,929
74,601

3,794,993

100.00
100.00
96.50
51.20
100.00
86.00
95.30
55.00
100. 00
100.00

100.00
22.40

100. 00
100. 00

July
OctSept.
July
June
Oct.
Aug.
July
Oct.
Dec.
Dec.

16,1903
23,1806
30,1908
.31,1911
D, 1006
31,1908
15,1905
1,1904
9,1906
14,1903
7,1903

180

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

First National Bank, Victor, Colo
Farmers National Bank, Henrietta, Tex
Indiana National Bank, Elkhart, Ind '.
First National Bank, Storm Lake, Iowa
Citizens National Bank, McGregor, Tex
Equitable National Bank, New York, N. Y
American Exchange National Bank, Syracuse, N .Y..
First National Bank, Matthews, Ind
Galion National Bank, Galion, Ohio
First National Bank, Billings, Okla.i
Orange Growers National Bank, Riverside, Cal
National Bank of Holdenville, Ind. T
Capitol National Bank, Guthrie, Okla
First National Bank, Macon, Ga
First National Bank, Cape May, N. J
Elk City National Bank, Elk City, Okla
Medina National Bank, Medina, N. Y
First National Bank, Grinnell, Iowa
Peoples National Bank. Swanton, Vt
First National Bank, Claysville, Pa

Date of
organization.

Sept.
July
Jan.
Dec.
July
June
Apr.
Oct.
Nov.
Sept.
June
Mar.
Mar.
Dec.
May
Mar.
Feb.
Jan.
Mar.
Mar.

25,1900
3,1889
7,1893
1,1881
18,1900
2,1902
12.1900
24.1901
2,1886
10,1901
13,1903
7,1901
9,1892
9,1865
29,1901
17,1902
19,1895
15,1866
7,1894
27,1890

Oct.
Nov.
Mar.
June
Apr.
Dec.
Oct.
Jan.
July
June
Nov.
Aug.
Feb.
Oct.
Mar.
Mar.
May
Feb.
June
Aug.
Feb.
Apr.

8,1891
30,1891
28,1889
2,1882
27,1886
2,1868
30,1903
28,1903
25,1904
27,1900
1,1899
13,1900
27,1865
8,1888
13.1882
6,1886
10,1893
2,1900
23,1902
14,1902
12.1883
4,1895

Mar.
Dec.
May
Aug.
Oct.
May
Oct.
Aug.

30,1903
16,1904
29,1901
17,1900
18,1905
28,1901
14,1864
30,1902

Feb.
Nov.
May
Oct.
Mar.
Mar.

25,1865
28,1903
6,1903
7,1898
21,1865
27,1893

200,000
25,000
100,000
50,000

Oct. 20,1870

50,000

$50,000
50,000
100,000
50,000
25,000
200,000
200,000
25,000
60,000
25,000
100,000
50,000
100,000
200,000
25,000
25,000
50,000
100,000
50,000
50,000

Receiver
appointed.

Nov. 4,1903
Nov. 18,1903
Nov. 19,1903
Jan. 2,1904
Feb. 8,1904
Feb. 10,1904
Feb. 11,1904
Feb. 13,1904
Feb. 15,1904
Feb. 19,1904
Mar. 23,1904
do.

Apr.
May
May
May
June
July
Aug.
Oct.

4,1904
16,1904
24,1904
28,1904
22,1904
27,1904
18,1904
11,1904

1,535,000

Total.
Berlin National Bank, Berlin, Wis
Wooster National Bank, Wooster, Ohio
Big Bend National Bank, Davenport, Wash
Citizens National Bank, Oberlin, Ohio
First National Bank, Conneaut, Ohio
First National Bank, Faribault, Minn
American National Bank, Abilene, Tex
First National Bank, Nederland, Tex
First National Bank, Cornwall, N. Y
First National Bank, Lexington, Okla
First National Bank, Barberton, Ohio
First National Bank, Ladysmith, Wis
Fredonia National Bank, Fredonia, N. Y
Vigo County National Bank, Terre Haute, I n d . .
First National Bank, Topeka, Kans
Spring Valley National Bank, Spring Valley, 111.
First National Bank, Toluca, 111
City National Bank, Kansas City, Mo
Minot National Bank, Minot, N. Dak
First National Bank, Orrville, Ohio
Peoria National Bank, Peoria, 111
Enterprise National Bank, Allegheny, Pa
Total.

50,000
100,000
50,000
60,000
50,000
50,000
75,000
25,000
25,000
25,000
50,000
25,000
100,000
150,000
300,000
50,000
100,000
300,000
25,000
25,000
200,000
200,000

Nov. 17,1904
Nov. 23,1904
Nov. 25,1904
Nov. 28,1904
Dec. 20,1904
Jan. 3,1905
Jan. 18,1905
Jan. 26,1905
May 19,1905
May 24,1905
May 26,1905
June 2,1905
June 19,1905
June 28,1905
July 3,1905
July 5,1905
do
July 20,1905
Sept. 19,1905
Sept. 27,1905
Oct. 7,1905
Oct 18,1905

2,035,000

Farmers National Bank, Kingfisher, Okla
First National Bank, Lineville, Ala
American National Bank, Boston, Mass
First National Bank, West, Tex
First National Bank, Attalla, Ala
Delmont National Bank ol New Salem, Delmont, Pa.
First National Bank, Chelsea, Mass
Bates National Bank, Butler, Mo
Total.

25,000
25,000
200,000
25,000
30,000
25,000
300,000
50,000

Nov.
Nov.
Nov.
Mar.
Apr.
May
Aug.
Sept.

1,1905
24,1905
27.1905
27.1906
24,1906

Dec.
Feb.
July
Oct.
Oct.
Oct.

12,1906
4,1907
5,1907
15,1907
25,1907
29,1907

2,1906
17,1906
20,1906

680,000

Farmers and Drovers National Bank, Waynesburg, Pa.
First National Bank, Scotland, S. Dak
Fort Dallas National Bank, Miami, Fla
First National Bank, Dresden, Ohio
First National Bank, Brooklyn, N. Y
Farmers and Merchants National Bank, Mount
Pleasant, Pa.
First National Bank, Chariton, Iowa
Total.




Capital
stock.

300,000
50,000

775,000
1

Formerly in voluntary liquidation.

Oct. 31,1907

181

REPORT OF THE COMPTROLLER OP THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
good.
doubtful. worthless.

Total
assets.

Offsets
allowed
and
settled.

Loss on
Nominal
assets com- value of
pounded or assets resold under turned to
order of
stockcourt.
holders.

$97,140
109,243
168,282
88,888
79,351
175,063
279,960
43,190
150,296

$219,978
61,643
208,572
43,032
36,011
203,308
181,353
68,659
335,236

$13,548
30,302
421,100
94,559
13,313
71,512
183,444
11,735
908

$34,672
10,837
65,076
32,586
10,087
5,731
74,587
20,801
27,167

$365,338
212,025
863,030
259,065
138,762
455,614
719,344
144,385
513,607

$31,740
39,352
49,173
14,917
52,260
37,638
81,751
5,886
27,755

114,793
100,630
225,628

533,519
37,672
327,030
342,584
21,782
22,438
62,746
219,565
67,795
109,162

16,000
102,211
575,516
619,171
4,097
25,658
198,988
23,460
82,016
120,829

12,127
48,991
239,884
33,979
42,994
11,056
227,303
182,265
36,585
36,107

41,090
'28,570
297,157
117,574
1,656
2,400
21,961
49,492
28,931
47,076

602,736
217,444
1,439,587
1,113,308
70,529
61,552
510,998
474,782
215,327
313,174

1,630
45,480
111,950
45,496
11,947
1,755
15,460
12,346
6,032
3,076

46,048
162,368
195,270
27,124
23,101
251,228
199,195
42,595
118,591

2,935,706

3,125,738

1,711,712

917,451

8,690,607

595,644

2,329,740

113,232
231,208
200,062
229,245
65,707
87,429
126,6^3
2,347
22,197
7,745
130,499
13,250
369,822
858,046
756,684
57,108
110,395
849,549
96,527
11,462
1,058,293
874,927

91,244
149,528
241,165
36,441
166,774
328,5^0
51,909
21,640
6,706
16,319
86,447
27,873
257,604
203,104
1,222,435
463,569
278,226
551,898
53*, 482
34,680
178,522
1,189,893

35,510
33,336
93,947
247,609
47,161
203,882
146,625
•12,602
25,240
25,025
39,286
29,126
356,006
68,538
139,157
46,040
71,586
15,741
9,959
50,333
134,709

22,358
46,470
148,812
38,560
4,254
221,406
23,475
1,338
953
2,267
9,485
2,757
97,501
182,652
110,844
17,821
26,731
14,360
85,631
1,552
115,728
346,522

262,344
460,542
683,986
551,855
283,896
841,287
348,652
37,927
55,096
51,356
265,717
73,006
1,080,933
1,312,340
2,229,120
538,498
461,392
1,487,393
251,381
57,653
1,402,876
2,546,051

5,909
44,289
124,251
40,375
30,129
34,034
31,196
6,199
3,728
1,769
19,997
7,927
113,009
89,182
208,523
8,328
34,686
107,974
45.857
10', 148
75,616
302,482

122,555
143,907
164,401
250,290
162,505
417,361
128,992
24,278
22,179
30,063
55,469
35,263
319,397
53,896
577,021
335,900
181,389
228,731
11,973
35,275
36,448
79,675

6,272,377

5,658,029

1,831,418

1,521,477

15,283,301

1,345,608

3,416,968

313,452

4,235
25,093
204,186
58,437
57,703
33,359
348,712
90,309

9,105
9,201
148,145
32,952
41,455
28,501
305,058
42,084

11,261
24,596
119,730
21,268
49,745
4,033
500,487
80,499

7,206
3,405
31,513
1,801
12,107
1,591
77,628
19,752

31,807
62,295
503,574
114,458
161,010
67,484
1,231,885
232,644

200
7,873
33,301
5,182
13,304
5,021
114,781
44,295

1,303
15,964
204,683
14,003
58,405
25,087
124,888
28,858

13,882

822,034

13,882

$67,430
79,770
532,540
120,061
23,368

419
420
4?1
4?,?

$157 072

140,688

423
424
425
4?fi
^27
428
429
430
431
432
433
434
435
436
437
438

297,760

130,687

182,765

439
440
441
44?
443
444
445
446
447
448
449
450
451
452
453
454
455
456
457
458
459
460

461

4m

463
464
465
466
467
468

616,501

811,619

155,003

2,405,157

223,957

473,191

814,783
30,777
137,701
101,952

2,013,406
40,047
404,575
191,593

130,499
48,363
134,825
1,108

2,009,490
5,223
150,710
80,830

4,968,178
124,410
827,811
375,483

546,197
13,720
53,717
6,842

1,349,961
80,789
441,477
154,191

305,596

366,349

850

75,360

748,155

38,207

260,515

469
470
471
472
473
474

444,469

164,547

137,488

226,341

972,845

100,496

53,926

475

1,835,278

3,180,517

453,133

2,547,954

8,016,882

759,179

2,340,859




182

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 39.—Insolvent national banks, dates of organization, appointment of'receiver•,
and additional assets, amounts collected

Nominal
value of
renaming
assets.

41<)
4?fl
421
4^?
4?3
424
425
4^6
427
428
429
430
431
432
433
434
435
436
437
438

$27,284
19,805
16,935
74,898
1,951
50,549
154,541
24,791
50,957

$217,545
88,204
295,431
37,786
60,231
174,263
246,107
22,409
139,839

$2, 475
2,019
6,934
6,639
1,646
3,961
23,263
715
12,669

$18,864
7,115
27,054
14,964
5,086
8,904
24,993
3,987
16,741

33

15,499
305,239
91,607
208
16,008
85,554
6,075
21,544
6,802

552,873
26,710
510,737
635,807
28,071
16,673
148,179
290,220
77,698
217,308

253

6,"700'
60,004
8,500
47,464

601,106
73,584
876,890
866,618
31,458
36,696
251,010
323,245
109,466
238,971

6,223
20,234
17,666
121
15
3,239
3,657
1,085
3,452

3,185
14,705
34,912
18,002
2,070
4,000
14,038
23,293
9,139
11,409

4,809,445

548,565

5,358,010

970,280

3,786,091

116,266

262,461

133,880
271,351
395,334
254,580
91,262
389,892
166,691
7,450
29,189
19,524
174,151
29,816
648,527
1,038,575
1,443,358
194,270
245,317
1,150,688
174,334
12,230
1,108,047
1,234,064

33,465
67,252
28,282
47,171
25,689
26,379
22,349
3,402

66,407
34,351
18,935
37,563
26,054
21,662
63,458
576
4,631
12,345
1,943
4,298
188,773
302,195
161,375
6,678
1,215
386,919
39,113
1,884
442,817
467,118

86,766
286,058
378,952
218,992
74,006
365,204
106,375
6,441
21,627
3,684
176,372
24,567
469,464
686,555
1,267,851
175,237
264,835
751,719
88,206
16,435
627,200
781,100

4,394
4,723
5,740
4,747
5,816
10,109
6,977

177,575

167,345
338,603
423,616
301,751
116,951
416,271
189,040
10,852
29,189
25,524
190,348
37,244
715,367
1,038,575
1,465,233
208,268
295,842
1,150,688
176,334
20,870
1,108,047
1,411,639

28
1,677
3,052
2,937
27,148
12,072
12,913
11,274
7,199
255
• 8,791
711
2,216
35,232

994,743

9,212,530

625,067

9,837,597

2,290,310

6,877,646

169,800

9,778
13,471
19,989
10,843
11,075
19,296
12,230
2,046
2,903
7,818
8,981
5,442
29,982
31,182
23,094
15,079
15,447
7,887
26,783
1,840
23,122
46,172
344,460

16,736

16,422
38,458
265,590
78,537
89,301
37,376
566,405
97,475

10,995
5,327
13,543
155,359
28,778

16,422
38,458
276,273
89,532
94,628
50,919
721,764
126,253

9,647
12,781
88,139
2,144
45,032
7,618
98,935
5,492

2,147
19,366
161,252
78,674
34,016
34,212
545,002
76,592

409
225
3,762
2,427
4,414
2,548
13,364
23,624

1,859
6,086
23,120
5,567
11,166
6,541
36,609
18,366

504,563

1,189,564

224,085

1,414,249

269,788

951,261

50,773

109,314

1,859,976

1,212,044
29,901
332,617
214,450

148,683
6,001
28,110
45,370

1,360,727
35,902
360,727
259,820

241,894
9,098
101,635
35,984

971,057
18,891
207,432
194,978

45,662
2,319
10,627
8,961

47,633
5,594
41,033
19,897

44,636
50,000

494,069
704,249

36,614
32,855

428,517
599,271

8,138
48,283

20,800
21,384

322,800

3,215,494

458,080

2,420,146

123,990

156,341

"ii64,"050"
43,432
54,592
330,210

65,734

995
440
441
6,610
442 :
443
444
445
21,773
446
447
448
449
16,100
450
451
452
2i8
453 "
454
455
456
457
19,217
458
459
460 **"'929,'836"

469
470
471
472
473
474
475

Receiver's
Legal
salary and
expenses.
other
expenses.

$266,168
124,487
346,354
134,287
69,934
260,904
453,275
51,902
241,655

658,018

461
462
4f3
464
465
466
467
468

Collected

from
Total
Loans paid
Collected assessment
collections and other Dividends
from
upon
from
all
disbursepaid.
assets.
sharesources.
ments.
holders.

425,811
62,016

$266,168
$31,584
92,903
281,317
65,037
124,087
10,200
63,134
6,800
260,904
358,750 """94," 525*
37,869
14,033
216,792
24,863
601,106
71,324
835,059
731,854
31,458
36,696
244,310
263,241
100,966
191,507

164,174

449,433
654,249

2,024,150

2,892,694




2,260
41,831
134,764

6," 666*
16,197
7,428
66,840
2i,875'
13,998
50,525
2,000
8,640

i6,683

'

1,789

183

REPOET OF THE COMPTROLLER OF THE CUBBENCY.

and dosing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Amount
Amount of
Balance in
returned to assessment
hands of
comptroller shareholders upon sharein cash.
holders.
or receiver.

$7,344

$4 371

1,020
23,227

21,449
10,447
5 768

44 762
103,536

$42,000
100,000
50,000
10,000
134 000
25,000
60,000

179,889

$236,796
89,869
620,752
139,455
61,088
170,849
268 896
75,191
328,285

50,000
100,000
50,000
50,000

552,873
134,118
675 721
620,782
27,528
16,673
329,287
337,215
131,761
209,962

1,021,000

5,027,061

50,000
100,000
50,000
60,000
50,000
50,000
75,000
6,250

50,000
100 000
200,000

988

43,023

Amount
of claims
proved.

Dividends

(per cent).

100.00
98.15
47.60 '
29.00
98.60
100.00
90 00
30.00
44.50
100.00
20.00
75 00
100.00
100.00
100.00
45.00
86.00
59.83
100.00

200,000

124,364
327,298
448,125
353,624
186,455
558,623
165,881
6,780
21,627
16,261
187,516
32,594
626,499
655,486
1,540,306
424,826
275,870
753,851
97,863
21,070
610,605
2,603,706

1,335,250

10,037,230

30,000
25,000
30,000
25,000
300,000
50,000

2,086
18,160
160,874
87,032
79,175
39,328
598,928
125,719

460,000

1,111,302

200,000
25,000
100,000
50,000

1,723,359
96,432
501,479
216,643

55.00
20.30
41.50
90.00

2,456

50,000
50,000

531,031
1,311,401

80. 70
45.66

56,937

475,000

4,380,345

29,606

6,571
3,908
13,441
82,017
128,972

7,146
12,692
26,409

25,000
50,000
25,000
100,000
300,000
50,000
100,000
19,000
25,000

2,360
720

27,854
2,179
30,033

3,080

54,481




70.00
87.40
84.77
60.00
39.00
65.333
64.30
95.00
100.00
22.50
95.00
75.00
70.25
100.00
82.45
41.25
96.00
100.00
90.00
78.00
100. 00
30.00
100.00
100.00
100.00
90.40
50.00
87.00
92.00
60.00

Interest
dividends
(percent).

Finally
closed.

Sept.
May
Mar.
Sept.
May
100.00 Nov.

30,1908
9,1905
31,1910
30,1911
7,1906
25,1904

41P

Sept. 30,1905

496
427

Jan. 24,1905
Jan. 31,1905

421
499

494

429
4 SO

100.00
100.00

66.00

100.00

100.00

May
Oct.
Nov.
Dec.
Oct.
Sept.
Apr.

12,1906
11,1904
27,1906
31,1906
31,1910
30,1908
13,1907

432
433

Dec. 31,1911
Sept. 30,1908
Oct. 3a,1909

4S9
440
441

Sept. 30,1909
Sept. 30,1911
Mar. 31,1910
July 12,1909
Oct. 13,1905
June 12,1912
June 11,1909
Mar. 31,1912
Oct. 31,1912
June 2,1909
Sept. 30,1909
June 15,1912
May 1,1911
June 30,1906
Sept. 24,1907
Nov. 13,1907

434
436
437
438

442
443
444
445
446
447
448
449
450
452
45c

455
457
45£

460

100.00
100.00

Jan.
Dec.
Nov.
June
Mar.
Mar.

17,1907
31,1906
30,1911
30,1909
3,1910
31,1910

461
462
463
464
465
466
467

468

Sept.
Oct.
Aug.
Feb.
Oct.

30,1909
31,1912
31,1910
10,1908
31,1910

469
470
471

472
474
475

184

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected

Name and location of bank.

Date of
organization.

Capital
stock.

476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498

First National Bank, Leetonia, Ohio
,
Aurora National Bank, Aurora, Ind
,
Woods National Bank, San Antonio, Tex
Hot Springs National Bank, Hot Springs, S. Dak
Fort Pitt National Bank, Pittsburgh, Pa
Jewelers National Bank, North Attleborough, Mass...
Peoples National Bank, Franklinville, N. Y
National Bank of North America in New York, N. Y.
New Amsterdam National Bank, New York, N. Y . . .
City National Bank, Greensboro. N. C
First National Bank, Bisbee, Ariz
First National Bank,, Clintonville, Pa
First National-Bank, East Brady, Pa
First National Bank, Manasquan, N. J
First National Bank, Ramona, Okla
Allegheny National Bank, Pittsburgh, Pa
National Deposit Bank, Philadelphia, Pa
First National Bank, Rock Creek, Ohio
First National Bank, Friendly, W. Va
First National Bank, Niles, Ohio
Cosmopolitan National Bank, Pittsburgh, Pa
Farmers & Traders National Bank, La Grande, Oreg.
Union National Bank, Summerville, Pa. 1
First National Bank, Carroll, Iowa

June 10,1886
May 26,1883
June 25,1904
July 14,1902
Mar. 6,1879
Mar. 31,1905
Apr. 3,1906
June 11,1891
Apr. 18,1901
Jan. 14,1899
Mar. 22,1904
Sept. 8,1903
May 2,1900
Sept. 3,1883
May 11,1904
Jan. 16,1865
Sept. 29,1905
June 15,1905
May 15,1901
Dec. 28,1889
Apr. 21,1902
Oct. 29,1890
Apr. 23,1903
Jan. 25,1889

$100,000
50,000
200,000
25,000
1,000,000
100,000
25,000
2,000,000
1,000,000
100,000
50,000
25,000
25,000
50,000
25,000
500,000
200,000
50,000
25,000
300,000
500,000
60,000
50,000
100,000

500
501
502
503
504
505
506
507
508

First National Bank, Fort Scott, K a n s . . .
First National Bank, Rugby, N. Dak
Coal Belt National Bank, Benton, 111
Union National Bank, Oakland, Cal
Lititz National Bank, Lititz, Pa
First National Bank, Ironwood, Mich
First National Bank, Savoy, Tex 1
First National Bank, Burnside, Ky.
First National Bank, Mineral Point, Wis.

Total.
10,1871
17,1902
25,1906
20,1875
2,1880
31,1889
16,1905
2,1907
10,1884

Total.

500,000

Jan.
May
Nov.
Dec.
May

100,000 Feb. 23,1910
50,000 Mar. 23,1910
50,000 May 9,1910
150,000 July 2,1910
25,000 Oct. 15,1910

31,1865
14,1907
22,1890
27,1883
19,1905

Feb.

6,1910

875,000
Dec. 11,1906
Jan. 13,1906
Mar. 18,1906

Total.

200,000
50,000
25,000

Apr. 19,1911
Aug. 8,1911
Sept. 5,1911

275,000

518 Washington National Bank, Washington, N. J .
519 Union National Bank, Columbus, Ohio
520 Albion National Bank, Albion, Mich
521 First National Bank, New Berlin, N. Y
522 First National Bank, Ambridge, P a .
523 Second National Bank, Clarion, Pa
524 First National Bank, Rowlesburg, W. Va..
525 First National Bank, New Roads, La

May 16,1898
Jan. 30,1905
Jan. 11,1905
Dec. 11,1863
Dec. 8,1906
Sept. 12,1883
Dec. 9,1908
Mar. 15,1904

Total.

50,000
750,000
50,000
100,000
50,000
50,000
25,000
25,000
1,100,000

Grand total (525 receiverships)...
Active receiverships (47 banks)..
Closed receiverships (478 banks).




Nov. 20,1908
Jan. 4,1909
Feb. 9,1909
Apr. 14,1909
Apr. 19,1909
June 21,1909
June 30,1909
Sept. 19,1909
Oct. 12,1909

Dec. 23,1895

Total.

Restored to solvency.

100,000
25,000
38,500
300,000
105,000
50,000
25,000
25,000
100,000
768,500

Mount Vernon National Bank, Mount Vernon, N. Y .
First National Bank, Salmon, Idaho
First National Bank, Texico, N. Mex.2

1

Nov. 4,1907
....do
Nov. 9,1907
Nov. 27,1907
Dec.
7,1907
Dec. 20,1907
Jan. 13,1908
Jan. 27,1908
Jan. 30,1908
Mar. 6,1908
Mar. 24,1908
Apr. 24,1908
May 1,1908
May 2,1908
do.
May 18,1908
July 14,1908
July 20,1908
July 25,1908
Sept. 3,1908
Sept. 5,1908
Oct. 13,1908
Oct. 16,1908
Oct. 21,1908

6,560,000
Jan.
July
May
May
Feb.
Jan.
Mar.
Oct.
June

509 Merchants & Manufacturers National Bank, Columbus,
Ohio.2
510 National City Bank, Cambridge, Mass
511 First National Bank, Rhyolite, Nev
2
512 Middleport National Bank, Middleport, Ohio
513 First National Bank, Billings, Mont
514 National Bank of Beattyville, Ky

515
516
517

Receiver
appointed.

85,745,920
7,405,000
78,340,920
2

Formerly in voluntary liquidation.

Nov.
Dec.
Jan.
Apr.
June
June
July
Sept.

17,1911
7,1911
4,1912
15,1912
5,1912
21,1912
31,1912
30,1912

185

REPORT OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national hanking system, with amounts of nominal
from all sources, etc.—Continued.
Nominal assets at date of
suspension.

Additional
assets
received
since date
Estimated Estimated Estimated of suspension.
doubtful. worthless.
good.
$89,085
102,875
758,813
69,442
2,744,899
624,345
34,105
3,876,594
2,378,480
340,657
177,912
85,015
165,986
349,166
14,483
1,602,382
545,872
30,343
10,266
179,377
580,131
107,944

$111,015
62,504
318,406
64,839
2,013,994
165,045
31,697
4,803,115
1,758,851
240,169
76,396
52,130
99,926
258,787
13,365
1,439,873
223,059
113,910
31,301
496,224
272,979
37,441

$74,891
29,027
36,945
11,085
114,047
123,443
12,980
193,413
68,891
34,314
58,967
50,383
126,774
18,396
467,318
211,948
6,550
20,481
363,161
584,563
15,339

$41,195
10,109
68,659
7,806
399,525
134,245
2,973
964,393
110,477
19,387
25,189
8,321
13,934
25,532
918
355,920
49,216
5,304
46,138
25;124
97,342
51,636

Total
assets.

$316,186
204,515
1,182,823
153,172
5,272,465
1,047,078
81,755
9,644,102
4,441,221
669,104
313,811
204,433
330,229
760,259
47,162
3,865,493
1,030,095
156,107
108,186
1,063,886
1,535,015
212,360

Offsets
allowed
and
settled.
$6,930
11,083
44,720
13,313
320,469
91,722
2,524
1,127,570
1,062,203
55,415
8,518
22,866
84,091
48,727
71,445
210,639
242
9,807
44,619
203,794
15,225

Loss on
assets compounded or
sold under
order of
court.

Nominal
value of
assets returned to
stockholders.

$152,671
41,252
232,097
27,728
89,862
140,288
22,460
919,127 $2,335,845
16,271
929,877
15,987
149,446
19,205
22,180
53,620
183,126
28,869
628,165
22,636
293,574
1,138
47,531
53,111
1,475
370,743
59,819
15,360

114,088

509,331

23,699

33,725

680,843

112,272

152,735

14,982,260

13,194,357

2,646,615

2,497,068

33,320,300

3,568,194

2,899,182

348,768
93,153
13,070
182,172
209,492
28,534
17,912

267,903
56,204
10,841
245,905
21,780
232,179
18,014

22,045
62,757
26,265
386,476
123,749
338,441
16,538

127,896
37,992
20,224
165,287
9,385
99,732
4,799

766,612
250,106
70,400
979,840
364,406
698,886
57,263

100,082
21,497
2,442
26,608
29,852
83,149
5,566

293,642
9,943
45,417
66,478
15,443
272,240
17,853

476
477
47£
47t
48C
481
48:
48S
484
48£
486
487
48£
48<
49(
491
49S
49C
49'
49.
49(
49'
4<tf
49*

4,127,016
50(
50]
50^
78,036

so;
50'
50,
50(
fin
501

313,627

135,304

288,802

47,432

785,165

45,158

62,209

1,206,728

988,130

1,265,073

512,747

3,972,678

314,354

783,225

196,580
18,472
1,087,304
50,256

41,954
32,502

300
93,363

687
118,776

552,200
12,069

263,820
151,849
650
2,494,586
122,975

33,237
4,246

505,016
44,878

24,986
7,512
650
350,066
15,772

214,724
19,115

179,834
11,930

1,352,612

624,350

657,932

398,986

3,033,880

271,322

311,227

158,243
146,373

413,533
132,277
8,865

199,574
46,974
11,600

212,591
34,590

983,941
360,214
20,465

39,046
23,333

514,277
1,995

304,616

554,675

258,148

247,181

1,364,620

62,379

516,272

112,439
1,267,480
73,230
105,300
63,741
126,110
45,544
33,174

216,699
1,182,829
59,383
193,196
85,510
294,804
6,163
44,824

' 48,975
813,082
13,963
148,042
61,876
19,305
3,179
10,225

11,757
124,530
14,799
45,755
753
5,226
876

389,870
3,387,921
161,375
492,293
211,880
445,445
55,762
88,223

7,532
322,249
18,824
54,020
10,415
36,474
398

88,845
116,329
399
51,198

51
51
52
52
50

6,597

52
52

1,827,018

2,083,408

1,118,647

203,696

5,232,769

449,912

263,368

125,144,531 110,831,262
15,948,258 15,223,250
109,196,273 95,608,012

67,639,223
7,875,086
59,764,137

47,532,356
6,192,319
41,340,037

351,147,372
45,238,913
305,908,459

78,036
50




27,926,556 116,962,406 14,045,068
3,583,291 5,775,075
24,343,265 111,187,331 14,045,068

51
51
51
51
51

51
51
51

186

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 39.—Insolvent national banks, dates of organization, appointment of receiver,
and additional assets, amounts collected
Nominal
value of
remaining
assets.

476
477
47 S
479
480
4S1
4S?
483
4S4
485
486
487
488
489
490
491
493
494
495
496
497
499

500
501
50?
503
504
505
506
507
508

509
510
511
•51?
513
514

515
516
517

518
519

520
521
522
524
525

$75
40,935
1,661,721

87,558
28,213
54,468
744,955

616,807
35,495

Collected
from
assets.

$156,510
111,245
906,006
112,131
3,200,413
815,068
56,771
5,261,560
2,432,870
448,256
198,530
131,174
138,050
528,406
18,293
2,420,928
503,246
107,196
45,268
647,049
654,595
146,280

Collected
from
assessment
upon
shareholders.
$14,854
34,300
11,356
72,684
9,475
64,300
14,300
16,997
19,920
32,815
312,856
8,500
21,643
47,266
30,031

Total
collections
from all
sources.

$171,364
145,545
917,362
112,131
3,200,413
887,752
66,246
5,261,560
2,432,870
512,556
212, &'O
148,171
157,970
561,221
18,293
2,733,784
503,240
115,696
66,911
647,049
701,861
176,311

Loans paid
and other Dividends
disbursepaid.
ments.

$31,887
1,853
154,670
26,199
814,781
164,632
663
2,353,286
651,672
219,874
125,520
154
2,756
198,716
14,803
98,010
58,678
37
4,316
96,151
121,618
14,310

$121,133
126,354
714,242
80,602
1,954,435
681,815
53,877
2,787,649
1,608,083
269,786
63,100
137,856
131,280
344,377
2,353
2,543,601
405,142
102,761
51,822
522,639
508,398
141,562

Legal
expenses.

Receiver's
salary and
other
expenses.

$6,051
419
12,908
219
16,170
10,243
2,268
26,995
21,724
6,673
4,926
1,052
1,667
6,629
215
26,371
6,458
3,728
743
6,136
15,335
7,868

$12,293
13,323
35,542
4,702
67,991
31,062
7,361
41,725
53,656
12,765
19,052
5,947
12,606
11,499
922
41,559
25,403
6,236
10,030
9,440
32,520
12,053

175,157

240,679

4,100

244,779

42,295

163,534

11,788

20,489

3,445,384

19,280,524

715,397

19,995,921

5,196,881

13,516,401

196,586

488,176

372,888
112,395
22,541
446,645
241,075
272,093
33,844

35,834
15,750

408,722
128,145
22,541
446,645
241,075
286,693
38,145

17,121
14,972
10,723
62,158
51,619
8,883
23,116

374,189
82,310
10,685
319,176
179,692
212,657
10,455

3,312
3,291

14,100
26,598
1,133
26,928
4,523
21,099
3,754

106,271
440,109
71,404

14,600
4,301

30,269
1,000
15,145
820

226,431

451,367

67,184

518,551

148,076

315,244

15,734

20,082

844,215

1,952,848

137,669

2,090,517

336,668

1,504,408

69,571

118,217

20,815

99,000
12,213

308,081
41,040
650
1,384,140
80,602

547
6,788

253,389
12,564

3,277
4,816

16,486
11,432

723,388
11,328

209,081
28,827
650
1,376,640
80,602

136,294
12,112

1,107,666
56,522

19,306
2,013

35,337
8,669

755,531

1,695,800

118,713

1,814,513

155,741

1,430,141

29,412

116,598
184,169
20,465

314,020
150,717

73,625
22,200

387,645
172,917

85,512
122,381

246,167
20,567

11,749
592

321,232

464,737

95,825

560,562

207,893

266,734

12,341

26,522

159,930
1,097,840
50,225
152,555
139,388
310,525
24,885
88,223

133,563
1,851,503
91,927
234,520
62,077
98,446
23,882

31,137

164,700
1,851,503
109,827
324,245
78,229
110,871
23,8'82

50,639
278,167
402
12,094
1,574
2,309

83,994
1,543,500
77,496
286.943
45,794
90,377

705
43
179
44
638

5,323
17,943
2,759
4,110
1,392
1,274
1,179

2,023,571

2,495,918

167,339

2,663,257

345,185

15,983,091 176,230,251
11,996,667 23,883,880
3,986,424 152,346,371

22,203,447
2,062,446
20,141,001

198,433,698
25,946,326
172,487,372




7,500

17,900
89,725
16,152
12,425

213

71,924
-

16,196
10,326

2,128,104

1,822

33,980

39,626,068 140,414,127
4,814,028 18,353,606
34,812,040 122,060,521

5,138,303
571,258
4,567,045

9,060,460
931,899
8,128,561

187

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

and closing, since the organization of the national banking system, with amounts of nominal
from all sources, etc.—Continued.
Balance in
h a n d s of
comptroller
or receiver.

Amount
returned to
shareholders
in cash.

Amount of
assessment
upon shareholders.

Amount
of claims
proved.

Dividends

(per cent).

23,990
518

225,000
60,000

$146,830
126,354
732,599
77,278
1,826,621
656,546
61,553
2,707,969
1,554,456
250,679
114,546
153,173
218,830
344,377
2,375
2,544,075
390,875
99,663
57,749
508,267
598,014
220,034

6,673

100,000

407,900

1,423,500

13,800,763

100,000
25,000

481,814
205,774
10,580
375,684
176,168
607,603
21,616

77.60
40.00
100.00
85.00
100.00
35.00
56.00
52.00

$65,000
35,000
50,000

$3,596
409
47,036

$300,000
2,077
51,905
97,735
3,458

100,000
25,000

232
3,162
9,661

80,000
50,000
25,000
25,000
50,000

24,243

500,000
7,565
2,934

8,500
25,000

12,683

82.50
100.00
97-50
100.00
100.00
100.00
87.50
100.00
100.00
100.00
55.00
90.00
6,000
100.00
100.00
100.00
100.00
100.00
89.00
100.00
85.00
65.00
40.00

Interest
dividends
(percent).

Finally
closed.

Sept. 29,1911
100.00
100.00
100.00
100.00
100.00
100.00

Oct. 31,1912
Sept. 30,1909
Oct.
Sept.
Oct.
Anr.
Jail.

25,1912
30,1910
31,1908
14,1909
19,1910

May 21,1910
Mar. 31,1912
100.00
100.00
100.00
100.00

June
Feb.
May
Sept.

28,1910
1,1910
1,1911
30,1909

Jan. 28,1909
119,520

478,357

974
8,114
4,241

50,000
12,500

28,909

100,000

606,238

287,500

2,485,477

100,000
50,000

389,831
82,773

65.00
15.00

150,000

1,846,193
54,218

60.00
100.00

127,295

300,000

2,373,015

28,021
19,051

200,000
50,000
10,000

473,400
105,167

47,072

260,000

578,567

24,039
11,850
28,991
21,054
28,831
16,911
22,490

50,000

186,654
1,929,374
387,479
507,050
117,754
301,259
48,551

19,415
57,412

4,241

34,382
5,440
650
85,537
1,286

50,000
100,000
50,000
50,000

Apr. 16,1910
100.00

Apr.

7,1909

100.00

Dec.

7,1909

May 18,1912
Dec. 23,1909

100.00

*

476
477
478
479
480
481
482
483
484
485
486
487
488
489
490
491
492
493
494
495
496
497
498
499

500
501
502
503
504
505
506
507
508

509
510
511
512
513
514

52.00
20.00

51S
516
517

45.00
80.00
20.00
60.00
40.00
30.00

518
519
520
521
522
5?3
525

154,166
846,819
819,023
27,796

3,347,921
456,512
2,891,409




300,000

3,478,121

46,261,240
4,195;950
42,065,290

186,119,109
25,917,314
160,201,795

188

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 40.—National banks restored to solvency after having been placed in the charge
of receivers.1
No.
Ill
163
200
203
208
209
215
220
223
224
232
233
242
300
318
343
374
401
403
416
417
418
473
498
507

Receiver appointed.

Title and location of bank.
Abington National Bank, Abington, Mass
Farley National Bank, Montgomery, Ala 2
First National Bank, Arkansas City, Kans.
City National Bank, Brownwood, Tex 2
Citizens National Bank, Spokane, Wash.
First National Bank, Philipsburg, Mont
Bozeman National Bank, Bozeman, Mont
Montana National Bank, Helena, Mont
First National Bank, Great Falls, Mont
First National Bank, Kankakee, 1112
First National Bank, Orlando, Fla.
Citizens National Bank, Muncie, Ind
First National Bank, Port Angeles, Wash. 2
State National Bank, Denver, Colo
American National Bank, Denver, Colo
First National Bank, Sioux City, Iowa
Hampshire County National Bank, Northampton, Mass.
Seventh National Bank, New York, N. Y
First National Bank, Austin, Tex
Bolivar National Bank, Bolivar, Pa
Federal National Bank, Pittsburgh, Pa
First National Bank, Allegheny, Pa
First National Bank, Brooklyn, N. Y
Union National Bank, Summerville, Pa
First National Bank, Burnside, Ky

Aug. 2,1886
Oct. 7,1891
June 15,1893
June 20,1893
July 1,1893
July 8,1893
July 22,1893
Aug. 2,1893
Aug. 5,1893
.do.
Aug. 14,1893
do
Oct. 5,1893
Aug. 24,1895
July 25,1896
Jan. 7,1897
May 23,1898
June 27, 1901
Aug. 3,1901
Oct. 1,1903
Oct. 21,1903
Oct. 22,1903
Oct. 25,1907
Oct. 16,1908
Sept. 17,1909

Total (25 banks)

Capital
stock.
$150,000
100,000
125,000
150,000
150,000
50,000
50,000
500,000
250,000
50,000
150,000
200,000
50,000
300,000
500,000
100,000
250,000
500,000
100,000
30,000
2,000,000
350,000
300,000
50,000
25,000
6,480,000

National banks which failed subsequent to restoration to solvency.
271 Citizens National Bank, Spokane, Wash. 2 ..2
291 First National Bank, Port Angeles, Wash. .
304 First National Bank, Orlando, Fla. 2
386 First National Bank, Arkansas City, Kans. 2

Dec.
Apr.
Nov.
Oct.

13,1894
26,1895
29,1895
19,1899

385,000

Total (4 banks).
1
2

150,000
50,000
85,000
100,000

Banks which closed and resumed business within the report year not included.
Second failure.

TABLE NO. 41.—Dividends, 35 in number, paid to the creditors of insolvent national banks
during the past year, with the total dividends in each case up to Nov. 1, 1912.

Name and location of bank.

First National Bank, Savoy, Tex
Spring Valley National Bank, Spring
Valley, 111
Cosmopolitan National Bank, Pittsburgh, Pa
Mount Vernon National Bank, Mount
Vernon, N. Y
Do
First National Bank, Salmon, I d a h o . . .
Do
Union National Bank, Columbus, Ohio
Do
Do
Allegheny National Bank, Pittsburgh,
Pa
Do
Farmers and Traders National Bank,
La Grande, Oreg
Union National Bank, Oakland, Cal...
Washington National Bank, Washingington, N. J
Do
Do
First National Bank, Lexington, Okla.
National City Bank, Cambridge, Mass.
Fort Dallas National Bank, Miami, Fla.
Do




Date of appointment of
receiver.

June 30,1909
July

Dividends paid during the year.
Date.

Amount.

Total
dividends
paid to
Per cent, creditors.

Nov. 1,1911

SI, 592.27

15.00

Per cent.
56.00

5,1905

Nov. 29,1911

26,551.60

6.25

41.25

Sept. 5,1908

Dec. 28,1911

29,900.93

5.00

85.00

Apr. 19,1911
do
Aug. 8,1911
do
Dec. 7,1911
.....do
do

Jan.
Mar.
Jan.
May
Jan.
Apr.
Sept.

29,1912
30,1912
31,1912
2,1912
31,1912
20,1912
20,1912

137,792.23
32,300.80
9,474.07
10,283.76
1,155,890.95
288,973. 62
96,469.46

30.00
7.00
10.00
10.00
60.00
15.00
5.00

45.00
52.00
10.00
20.00
60.00
75.00
80.00

May 18,1908
do

Feb.
May

1,1912
1,1912

59,093.76
136,820.76

2.50
14.83

95.00
109.83

Oct. 13,1908
Apr. 14,1909

Feb. 6,1912
Feb. 15,1912

21,226.72
56,325.13

10.00
15.00

65.00
85.00

Nov 17,1911 Mar. 7,1912
Apr. 26,1912
do
July 15,1912
do
May 24,1905 Mar. 9,1912
Feb. 23,1910 Apr. 1,1912
July 5,1907 May 25,1912
do
Sept. 18,1912
i Includes interest in full.

37,643.26
18,347.49
18,493.78
1,219.54
19,491.54
24,105.06
7,267.93

25.00
10.00
10.00
7.50
5.00
5.00
1.50

25.00
35.00
45.00
22.50
65.00
40.00
41.50

189

EEPOET OF THE COMPTEOLLEK OP THE CURRENCY.

TABLE NO. 41.—Dividends, 35 in number, paid to the creditors of insolvent national banks
during the past year, with the total dividends in each case up to Nov. 1, 1912—Contd.
Date of appointment of
receiver.

Name and location of bank.

First National Bank, Carroll, Iowa
National Bank of Beattyville, BeattyFirst National Bank, Chariton, Iowa..
First National Bank, Mineral Point,
Wis
Albion National Bank, Albion, Mich..
First National Bank, New Berlin, N. Y.
Do.
Woods National Bank, San Antonio,
Tex
Galion National Bank, Galion, Ohio...
First National Bank, Ambridge, P a . . .
Capital National Bank, Guthrie, Okla .
Second National Bank, Clarion, Pa
Fredonia National Bank, Fredonia,
N. Y
First National Bank, Bisbce, Ariz

Dividends paid during the year.
Date.

Per cent.
40.00

7, 725. 78
52,456.04

14.25
4.00

104.25
45.66

18,1912
5,1912
22,1912
24,1912

42,436.68
76, 760.03
143,471.63
143,471.63

7.00
20.00
30.00
30.00

52.00
20.00
30.00
60.00

2,1912
13,1912
16,1912
24,1912
12,1912

18,310.54
5,601.17
45,794.26
33,785.68
90,377.57

2.50
4.50
40.00
5.00
30.00

97.50
44.50
40.00
75.00
30.00

Oct. 18,1912
Oct. 22,1912

64,216.18
17,181.62

10.25
15.00

70.25
55.00

June 1,1912

Oct. 15,1910
Oct. 31,1907

June
June

4,1912
8,1912

Oct. 12,1909
Jan. 4,1912
Apr. 15,1912
do

June
June
June
Aug.

Nov.
Feb.
June
Apr.
June

Aug.
Aug.
Sept.
Sept.
Oct.

June 19,1905
Mar. .24,1908

Amount.

5.00

Oct. 21,1908

9,1907
15,1904
5,1912
4,1904
21,1912

Total
dividends
paid to
Per cent. creditors.

$20,395.00
1

2,851,248 47

Total (26 banks)
i Includes interest in full.

TABLE NO. 42.—Dates of reports of condition of national banks from 1869 to 1912.
Year.
18691
1870
1871
1872....
1873
1874
1875
1876
1877
1878
1879
1880
1881
1882
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
1894
1895
1S96
1897
1898
1899
1900
1901
1902
1903
1904
1905
1906
1907
1908
1Q09

1910
1911
1912

Jan.

Feb. Mar. Apr. May. June. July. Aug. Sept. Oct. Nov. Dec.

4

27
28
27

24
18

29
19
25

1

10
20

10
13
26
30
30
22
29
14

1
1
12

14

is

1

2l

11
11
13

7
10

4
23

24

1
4

14
26
28
26

1
6

9
rj

13
5
28
14

2
30
1
27
1
30
2
25
30
3
2
28
6

5
20
7
5
30
15
9
6

30
29
9

.

1

5

4

15
16

9

29

25
18

4

25
17
10
9
12

3

22

20
14

15

28

23
30

18

14

29
7

1
3

1

12
18
9
12
12
18
11
14
23
14

17
4
4
7
7
14
5

6
22
14
5

2
1
2
1
1
2
1

30

26
24
30
9

?5
6

20

3

17
4

28

7

22
20

6*

28
16
27
26
31
17
22
28
6
12
31
31
30
31
20
24
28
7
12
11
19
2
9
19
19
13
17
15
1
2
13
10

12

13

5

31

11
30

6
19
1

13

28

22
11
29
26

1

30

18
4

9
8
2
3

12
9
10

17

22

7

1
1

27
16
10

1
4

26

23

5

1 Prior to the passage of the act of Mar. 3, 1869, reports were made quarterly—first Monday of January,


April,
June, and October.


190

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate
assets of national banks at date of each report from October, 1863, to September 4, 1912,
together with the total amount of money in the United States on June 30, 1863 to 1912,
and the percentage of national-bank circulation to capital, to assets, and to money in
the country.
[Amounts in millions of dollars.]
Percentage of circulation t o -

Date.

1863.
October 5
1864.
January 4
April 4
July 4
October 3
1865.
January 2.
April 3
,
July 3
October 2
1866.
January 1
April 2
July 2

. . .
. . .

October 1
1867.
Jananury 4
.
April 1
Julv 1
October 7
1868.
January 6.
...
April 6
Julv 6
October 5
1869.
January 4.
April 17
June 12
October 9
1870.
January 22.
March 24
June 9
October 8
December 28 . . .
1871.
March 18
April 29
June 10
October 2
December 16
1872.
February 27
April 19
June 10
October 3
December 27
1873.
February 28
April 25 .
June 13
September 1 2 . . . .
December 26
1874.
February 27
Mayl
June 26
October 2
December 31
1875.
Marchl
Mayl
June 30

October
1
December 17
http://fraser.stlouisfed.org/

Number of
banks.

Paid-in
capital.

66

$7.1

139
307
467
508

14.7
42.2
75.2
86.7

638
907
1,294
1,513

Circulation.

Aggregate
assets.

Money
in
United
States.

Capital.

Assets.

Money
in United
States.

3.7

$16.7

$674.8

$0.03
9.7
25.8
45.2

37.6
114.8
252.2
' 297.1

705.5

23.0
34.4
52.1

8.5
10.2
15.2

135.6
215.3
325.8
393.1

66.7
98.8
131.4
171.3

512.5
771.5
1,126.4
1,359.7

770.1

49.2
45.9
40.3
43.5

13.0
12.8
11.7
12.6

1 582
1,612
1,634
1,644

403.3
409.2
414.2
415.4

213.2
248.8
267.7
280.2

1,404.7
1,442.4
1,476.3
1,526.9

754.3

52.8
60.8
64.6
67.4

15.2
17.2
18.2
18.3

35 5

1,648
1,642
1 636
1,642

420.2
419.3
418.5
420.0

291.4
292.7
291.7
293.8

1,511.2
1,465.4
1,494.0
1,499.4

728.2

69.3
69.8
69.7
69.9

19.3
19.9
19.5
19.6

40 0

1,642
1,643
1,640
1 643

420.2
420.6
420.1
420.6

294.3
295.3
294.9
297.7

1,502.6
1.499.6
1,572.1
1,559.6

716.5

70.4
70.2
70.2
70.3

19.6
19.7
18.8
18.9

41.1

1,628
1 620
1,619
1 617

419.0
420.8
422.6
426.3

294.4
292.4
292.7
293.5

1,540.3
1,517.7
1,564.1
1,497.2

715.3

70-2
69.4
69.2
68.8

19.1
19.2
18.7
19.6

40.9

1,615
I 615
1,612
1 615
1,648

426.0
427.5
427.2
430.3
435.3

292.8
292 5
291.1
291.7
296.2

1,546.2
1,529,1
1,565.7
1,510.7
1,538.9

722.8

68.7
68.4
68.1
67.8
68.0

18.9
19 1
18.6
19.3
19.2

40.3

1,688
1,707
1,723
1,767
1,790

444.2
446.9
450.3
458. 2
460.2

301.7
306.1
307.7
315.5
318.2

1,627.0
1,694.4
1,703.4
1,730.5
1,715.8

741.8

67.9
68.5
68.3
68.8
69.1

18 5
18.1
18.1
18.2
18.5

41.5

1,814
1,843
1,853
1,919
1,940

464.0
467.9
470.5
479.6
482.6

321.6
325.3
327.0
333.4
336.2

1,719.4
1,743.6
1,770.8
1,755.8
1,773.5

762.7

69.3
69.5
69.5
69.5
69.6

18.7
18 6
18.5
18.9
18.9

42.9

1,947
1,962
1 968
1,976
1.976

484.5
487.8
490.1
491.0
490.2

336.2
338.1
338.7
339.0
341.3

1,839.1
1,800.3
1,851.2
1,830.6
1,729.3

774.4

67.3
69.3
69.1
69.0
69.6

18.3
18.8
18 3
18.5
19.7

43 7

1,975
1,978
1,983
2,004
2,027

490.8
490.0
491.0
493.7
495.8

339.6
340.2
338.5
333.2
331.1

1,808.5
1,867.8
1,851.8
1,877.1
1,902.4

806.0

69.2
69.4
68.9
67.5
66.8

18 7
18.2
18.2
17 7
17.4

42.0

2,029
2,046
2,076
2 088
2,086

496.2
498.7
501.5
504.8
505.4

324.5
323.3
318.1
318.3
314.9

1,869.8
1 909.8
1,913.2
1 882.2
1,823.4

798.2

65.4
64 8
63.4
63 0
62.3

17.3
16 9
16.6
16 9
17.3

39.8

Federal Reserve Bank of St. Louis

17.0

EEPOET OF THE COMPTEOLLEE OF THE CURBENCY,

191

TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate
assets of national banks, etc,—Continued.

capital.

Aggregate
assets.

Money
in
United
States.

2,091
2,089
2,091
2 089
2 082

$504.8
500.9
500.3
497.8
497.4

$307.4
300.2
294.4
291.5
292.0

$1,834.3
1,793.3
1,825.7
1,827.2
1,787.4

$790.6

60.9
59.9
58.8
58.3
58.7

16.7
16.8
16.1
15.9
16.3

37.2

2,083
2,073
2 078
2,080
2,074

493.6
489.6
481.0
479.4
477.1

292.8
294.7
290. €
291.8
299.2

1,818.1
1,796.1
1,774.3
1,741.0
1,737.2

763.0

59.3
69.2
62.3
60.9
62.7

16.1
16.4
16.3
16.8
17,2

38.0

2,063
2,059
2,056
2 053
2,055

473,9
471.9
470.3
466.1
464.8

300.9
301.8
299.6
301.8
303.3

1,729.4
1,741.8
1,750.4
1,767.2
1,742.8

789.7

63.5
63.9
63.7
64.7
65.2

17.4
17.3
17.1
17.1
17.4

37.9

•2,051
2,048
2,048
2,048
2 052

462.0
455.6
455.2
454.0
454 4

303,5
304.4
307.3
313. 7
321.9

1,800.5
1,984.0
2,019.8
1,868.7
1,925.2

1,033.6

65.7
66.8
67.5
69.1
70.8

16.8
15.3
15.2
16.8
16.7

29.7

1
'•• 2,061
2,075
2,076
2,090
'• 2,095

454.5
456.0
455.9
457.5
458.5

320.3
320.7
318.0
317.3
317.4

2,038.0
1,974.6
2,035.4
2,105.7
2,241.6

1,185.5

70.5
70.3
69.7
69.3
69.2

15.7
16.2
15.6
15.1
14.1

26.8

2,094
2,102
2,115
2,132
2,164

458.2
459.0
460.2
463.8
465.8

298.5
309.7
312.2
320.2
325.0

2,140.1
2,270.2
2,325.8
2,358.3
2,381.8

1,349.5

65.1
67.5
67.8
69.0
69.8

13.9
13.6
13.4
13.6
13.6

23.1

2,187
2,224
2,239
2,269
2,308

469.3
473.8
477.1
483.1
484.8

323-6
315.6
308.9
314.7
315.2

2,309.0
2,277. 9
2,344.3
2,399 8
2,330.7

1,409.3

68.9
66.6
64.7
65.1
65.0

14.0
13.9
13.1
13.1
13.3

21.9

2,343
2,375
2,417
2,501
2,529

490.4
493.9
500.2
509. 6
511.8

312.7
313-5
311.9
310.5
304.9

2,298.9
2.3C0.1
2,364.8
2,372. 6
2,445.8

1,472.4

63.7
63.5
62.3
60.9
59.6

13.6
13.3
' 13.2
13.1
12.5

21.2

2,563
2,589
2,625
2,664
2,664

515.7
518.4
522.5
524.2
524.0

298.7
297.5
295.1
289.7
280.1

2,390.5
2,396.8
2,282.5
2,279.4
2,292.1

1,487 2

57.9
57.4
56.5
55.3
53.4

12.4
12.4
12.9
12.7
12.2

19.8

2,671
2,678
2,689
2,714
2,732

524.2
525.1
526.2
527.5
529.3

274.0
273.7
269.1
268.8
267.4

2,312. 7
2,346. 6
2,421.8
2,432. 9
2,457.6

1,537.4

52.3
52.1
51.1
50.9
50.5

11.8
11.7
11.1
11.0
10.9

17.5

2,768
2,809
2,849
2,852
2,875

533.3
539.1
545.5
548.2
550.6

256.9
244.8
238.2
228.6
202.0

2,494.3
2,474.5
2,453.6
2,513.8
2,507.7

48.2
45.4
43.6
41.7
36.6

10-3
9.9
9.7
9.1
8.1

2f909
2,955
3,014
3,049
3r070

555.3
565.6
571.6
578.4
580.7 '

186.2
176.7
166.6
167.2
164.9

2,581.1
2,629.3
2,637.2
2 620 1
2,624.1

33.5
31.2
2§.l
28 9
2S.4

6.3
6.4
6,3

Date.

1876.
March 10
May 12
June 30
October 2
December 22
1877.
January 20
April 14
June 22
October 1
December 28
1878.
March 15
May 1
June 29
October 1
December 6 ..
1879.
January 1
April 4 . . . ,
June 14
October 2
December 12
1880.
February 21
April 23

June 11 . . .
October 1

December 31
1881.
March 11
May 6
June 30
October 1
Deeember 31...
1882.
March 11 . ,
May 19
July 1
October 3
December 30
1883.
March 13
May 1
June 22
October 2
December 31
1884.
Mar-eli 7
April 24
June 20
September 30.,
December 20
1885.
March 10

May 6
July 1
October 1
December 24
1886.
March 1
June 3
August 27
October 7
December 28
.1887.
March 4
Mav 13
August 1
October 5
December 7.

Percentage of circulation to—

Circulation.

I

i
'•

;

... .

Number of
banks.

Paid-in

Capital

Assets.

Money
in United
States.

l

:




1,561.4

1,633.4

15.7

7.2
6.6

10.2

192

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate
assets of national banks, etc.—Continued.

Date.
1888.
February 14
April 30.. . .
June 30
October 4
December 12
1889.
February 26 .
May 13
July 12
September 30
December 11
1890.
February 28
May 17 ... ..
July 18
October 2
December 19
1891.
February 26
May 4
July 9
September 25
December 2
1892.
March 1
May 17
July 12
. . .
September 30
December 9 . .
1893.
March 6. .
Mav 4
July 12
October 3
December 19
1894.
February 28
May 4
July 18
October 2
December 19
1895.
March 5 . .
May 7
July 11
September 28
December 13
1896.
February 28
May 7 . . . .
July 14
October 6
December 17
1897.
March 9.. .
May 14
July 23
October 5
December 15
189S.
February 18
May 5
July 14
September 20
December 1
1899.
February 4
April 5 . . .
June 30
September 7
December 2
1900.
February 13 .
April 26
June 29 .
September 5

December
13

ber of
banks.

Paid-in
capital.

Circulation.

Aggregate
assets.

Money
m
United
States.

3,077
3,098
3,120
3,140
3 150

$582.1
585.4
588.3
592.6
593.8

$159.7
158.8
155.3
151.7
143.5

$2,664.3
2,732.4
2,731.4
2,815.7
2,777.5

$1,691.4

3,170
3,206
3,239

137.2
131.1
128.8
128.4
126.0

2,837.4
2,904. 9
2,937. 9
2,998.2
2,933.6

1,658.6

3,326

596.5
599.4
605.8
612.5
617.8

3,383
3,438
3,484
3,540
3,573

626.5
635.0
642.0
650.1
657.8

123.8
125. 7
126.3
122.9
123.0

3,003.3
3,010.2
3,061.7
3,141.4
3,040.9

3 C0l
3,033
3,052
3 677
3,692

662.5
667. 7
672.9
677.4
677.3

123.1
123.4
123.9
131.3
134.7

3,065.0
3,167.4
3,113.4
3,213.0
3,237.8

1,677.7

3,711
3,734
3,759
3,773
3,784

679.9
682.2
684.6
686.5
689.6

137.6
140.0
141.0
143.4
145. 6

3,436.6
3,479.0
3,493.7
3,510.0
3,480.3

3,806
3 830
3,807
3 781
3,787

688.6
688. 7
685. 7
678.5
681. S

149.1
151.6
155.0
182.9
179. 9

3,777
3,774
3,770
3,755
3,737

678.5
675.8
671.0
668.8
666.2

3,728
3,711
3,715
3,712
3,706

1,685.1

Percentage of circulation to—
Capital.

Assets.

27.4
27.1
26.4
25.6
24.1

6.0
5.8
5.7
5.4

23.0
21.9
21.2
20.9
20.4

4.8
4.5
4.4
4.3

19.7
19.8
19.7
18.9
18.7

Money
in United
States.

9.2

5.2

7.8

4.3
4.1
4.1
4.1
3.9
4.0

7.5

18.6
18.5
18.4
19.4
19.9

40

20.2
20.5
20.6
20.9
21.1

4.0

1,752.2

3,459.7
3,432.1
3,213.2
3,109.5
3,242.3

1,738.8

21.6
22.0
22.6
27.0
26.4

4.3
4.'4

174.4
172.6
171.7
172.3
169.3

3,324. 7
3,433.3
3,422.0
3,473.9
3,423.4

25.5
25.5
25.6
25.7
25.4

5.2

1,805.6

662.1
659.1
658.2
657.1
656.9

169.7
175.6
178.8
182. 4
185.1

3,378. 5
3,410. 0
3,470. 5
3,423.6
3,423.5

25.6
26.6
27.2
27.7
28.2

5.0

1,819.3

3,699
3,694
3,689
3,676
3,661

653. 9
652. 0
651.1
648.5
647 1

187.2
197.3
199.2
209.9
210 6

3,347.8
3,377. 6
3,353.7
3,363. 6
3,367 1

1,799.9

28.6
30.2
30.6
32.3
32.5

5.5
5.8

3,634
3,614
3,610
3,610
3,607

642.4
637 0
632.1
631.4
629 6

202.6
198 2
196.5
198.9
193 7

3,446. 0
3,492 4
3,563.4
3,705.1
3,829 2

5.9

1,905.9

31.5
31 1
31.1
31.5
30.7

5 7
5.5
5.4
5 1

10.3

3,594
3,586
3,582
3,585
3,590

628.8
624.4
622.0
621.5
620.5

184.1
188.4
189.8
194.4
207.0

3,946.9
3,869.9
3,977.6
4,003. 5
4,313.3

2,073.5

29.3
30.2
30.5
31.3
33.4

4.8
4.9
4.8
4.9
4.8

9.2

3,579
3,583
3,583
3,595
3,602

608.3
607.2
604.8
605.7
606 7

203.6
203.8
199.3
200.3
204 9

4,403. 8
4,639.1
4, 708. 8
4,650. 3
4,475 3

2,190.0

33.4
33.6
32.9
33.1
33 8

4.4
4.6
4.2
4.3
45

9.1

3,604
3,631
3,732
3 871
3,942

613.0
617.0
621.5
630 2
632.3

204.9
236.2
265.3
283 9
298.9

4,674.9
4,811.9
4,944 1
5 048 1
5,142.0

2,339.7

33.4
38.3
42 7
45 0
47.3

4.4
4.9
5 4
5 6
5.8

11.3



3.9
4.0
4.1

7.3

4.2
4.0
4.6
4.1
4.2

4.8

5 8

8.1

8.9

5.5

5 0
5.0
4.9

9.5

4.9
5.1

5.1
5.3
5.4

5.9
6.4

9.8

11.0

62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

193

TABLE NO. 43.—Number, capital stock paid in, circulation outstanding, and aggregate
assets of national banks, etc.—Continued.
Percentage of circulation to—
Date.

1901.
February 5...
April 24
July 15
September 30.
December 10.
1902.
February 25..
April 30
July 16
September 15.
November 25.
1903.
February 6...
April 9
June 9
September 9..
November 17.
1904.
January 22...
March 28
June 9
September 6..
November 10.
1905.
January 1 1 . . .
March 14
May 29
August 25
November 9..
1906.
January 29...
April 6..
June 18
September 4..
November 12.
1907.
January 26...
March 22
May 20
August 22
December 3 . .
1908.
February 14..
May 14
July 15
September 23.
November 27.
1909.
February 5...
April 28
June 23
September 1..
November 16.
1910.
January 3 1 . . .
March 29
June 30
September 1..
November 10.
1911.
January 7
March 7
June 7
September 1..
December 5..
1912.
February 20..
April 18
June 14
September 4..

Number of
banks.

Paid-in
capital.

Circulation.

Money
in
United
States.

Capital.

Assets.

$5,435.9
5,630. 7
5,675.9 $2,483.1
5,695.3
5,722. 7

48.7
49.5
49.4
49.4
48.0

5.7
5.6
5.6
5.7
5.6
5.4
5.2
5.1
5.2
5.5

Aggregate
assets.

Money
in United
States.

3,999
4,064
4,165
4,221
4,291

$634. 6
640.7
645.7
655.3
665.3

$309.4
317.2
319. 0
323.8
319.4

4,357
4,423
4,535
4,601
4,666

667.3
671.1
701.9
705.5
714.6

314.4
309.7
309.3
317.9
336.5

5,843.0
5,962.1
6,008. 7
6,113.9
6,104. 0

2,563.2

47.1
46.1
44.0
45.1
47.1

4,766
4,845
4,939
5,042
5,118

731.2
734.9
743.5
753.7
758.3

335.2
335.0
359.2
375.0
376.2

6,234.7
6,212.7
6,286.9
6,310.4
6,302.2

2,684.7

45.8
45.6
48.3
49.8
49.6

5.4
5.4
5.7
5.9
5.9

5,180
5,232
5,331
5,412
5,477

765.8
765.9
767.3
770.7
776.1

380.9
385.9
399.5
411.2
419.1

6.576.8
6,605. 9
6.655.9
6,975.0
7,197.0

2,803.5

49.7
50.3
52.1
53.4
54.0

5.9
5.8
6.0
5.9
5.8

5,528
5,587
5,668
5,757
5,833

776.9

782.5
791.6
799.9
808. 3

424.3
431.0
445.5
469.0
485.5

7,117.8
7,308.1
7,327.8
7,472.3
7,563.2

2,883.1

54.6
55.1
56.3
58.6
60.1

6.0
5.9
6.1
6.3
6.4

15.5

5,911
5,975
6,053
6,137
6,199

815.0
819.3
826.1
835.1
847.5

498.2
505.5
510.9
518.0
536.1

7.769.8
7,670. 6
7,784.2
8,016.0
8,213.0

3,069.9

61.1
61.7
61.8
62.0
63.3

6.4
6.6
6.6
6.5
6.5

16.6

6,344
6,429
6,544
6,625

860.9
873.7
883.7
896.5
901.6

545.5
543.3
547.9
551.9
601.8

8,154.8
8,288.2
8,476. 5
8,390.3

3,115.5

63.3
62.2
62.0
61.6
66.7

6.7
6.5
6.5
6.6
7.2

16.1

6^778
6,824
6,853
6,865

905. 5
912.3
919.1
921.4
921.0

627.6
614.0
613.6
613.7
599.3

8,396. 8
8,594.6
8,714. 6
9,027.2
9,197.0

3,378.7

69.3
67.3
66.8
66.6
65.0

7.5
7.1
7.0
6.8
6.5

18.2

6,887
6,893
6,926
6,977
7,006

927.7
933.9
937.0
944.6
953.9

615.3
636.3
641.3
658.0
668.3

9,221.1
9,368.8
9,471.7
9,573.9
9,591.3

3,406.3

66.3
68.1
68.4
69.6
70.0

6.6
6.8
6.7
6.8
7.0

18.8

7,045
7,082
7,145
7,173
7,204

960.1
972.8
989.5
1,002.7
1,004.3

667.5
669.1
675.6
674.8
680.4

9,730.5
9,841.9
9,896.6
9,826.1
9,956.4

3,419.0

69.5
68.8
68.4
67.3
67.7

6.9
6.8
6.8
6.9
6.9

19.8

7,218
7,216
7,277
7,301
7,328

1,007.3
1,011. 5
1,019.6
1,025.4
1,026.4

684.1
680.7
681.7
696.9
702.6

9,820.4
10,240.7
10,383. 0
10,379.4
10,443. 4

3,555.9

67.9
67.3
66.0
67.9
68.4

7.0
6.7
6.6
6.8
6.7

19.1

7,339
7,355
7,372
7,397

1,031.1
1,036.1
1,033.5
1,046.0

704.2
706.9
708.6
713.8

10,812.4
10,792.1
10,861.7
10,963.4

68.3
68.2
68.6
68.2

6.5
6.5
6.5
6.5


http://fraser.stlouisfed.org/
64776°—CUB 1912Federal Reserve Bank of St. Louis

8.407.9

3,648.8

13.4

19.4

TABLE NO. 44.—Number of national banks, classified by capital {paid in), on September 4, 1912.

Number.

Maine
New Hampshire
Vermont. *"
Massachusetts
Rhode Island
Connecticut

* .

New England States.

$25,000.

4
6
6
3

$100,000
150,000
150,000
75,000

4

100,000

Over
and
Num- $25,000 and Num- $50,000
than Number. less than ber. less
ber.
$100,000.
$50,000.

1

$30,000

37
17
12
25

$1,925,000
980,000
700,000
1,302,500

7

375,000

22
32
30
110
VS
41

$100,000
a n d less
than
$250,000.

$2,825,000
4,075,000
3,710,000
15,640,000
1,675,250
5,938,000

CO

Grand total.

Number.

$250,000
$1,000,000
and less Num- a n d less Num- $5,000,000
ber. and over. Numthan
ber.
than
$1,000,000.
$5,000,000.
ber.

7 $3,000,000
2
36
8
24

600,000
14,475,000
4,100,000
9,651,200

10 $15,000,000
1
1,000,000
3
3,200,000

2 $15,000,000

70
56
50
186
22
79

Amount.

$7,850,000
5,235,000
5,160,000
61,492,500
6,775,250
19,264,200

23

575,000

1

30,000

98

5,282,500

248

33.863,250

77

31,826,200

14

19,200,000

2

15,000,000 ' 463

105,776,950

New York
New Jersey
Pennsylvania
Delaware
Maryland.
.
District of Columbia

97
45
187
5
31

2,424,870
1,125,000
4,675,000
125,000
775,000

12
9
19
3
3

416,015
280,000
635,000
95,000
110,000

123
60
293
13
38

6,382,500
3,192,080
15,574,220
780,800
2,030,000

166
68
245
6
20
1

21,175,100
8,670,000
31,370,150
923,185
2,580,000
200,000

39
13
68
1
9
8

14,702,000
5,450,000
26,380,020
500,000
4,402,010
3,852,000

26
3
20

40,500,000
3,500,000
27,400,000

8

86,000,000

2

12,000,000

7
2

7,710,700
2,050,000

471
198
834
28
108
11

171,600,485
22,217,080
118,034,390
2,423,985
17,607,710
6,102,000

Eastern States

365

9,124,870

46

1,536,015

527

27,959,600

506

64,918,435

138

55,286,030

58

81,160,700

98,000,000 1,650

337,985,650

30
26
11
11
10
6
19
5
3
101
13
37
25

750,000
650,000
275,000
275,000
250,000
150,000
475,000
125,000
75,000
2,524,600
325,000
925,000
617,500

10
11
3

353,500
400,000
115,000
140,000
230,000
30,000
30,000
1,851,000
65,000
270,000
130,000

32
26
30
19
31
11
29
10
11
128
13
43
21

4,100,000
3,081,000
3,500,000
2,275,000
3,915,000
1,180,000
3,450,000
1,150,000
1,450,000
15,840,000
1,825,000
5,067,900
2,825,000

11
3,925,000
10
3,525,000
10
3,725,000
7
2,700,000
11 4,600,000
3,900,000
10
1, 750,000
5
1,410,000
5
1,700.000
4
26 10,250,000
1,950,000
4
7,475,000
16
3,500,000
8

6,000,000

48,3,666

2,315,000
2,086,000
995,000
485,000
2,461,500
850,000
1,295,000
540,000
590,000
10,755,000
870,000
2,158,000
2,390,000

5

14
4
7
1
1
56
2
8
4

43
38
19
9
45
16
23
10
11
198
17
39
42

3
1
2

3,000,000
1,000,000
2,500,000

3
6

4,500.000
7,000,000

1
3

1,645,000
3,100,000

131
111
73
46
114
48
85
31
33
515
49
144
103

17,443,500
9,742,000
8,610,000
5,735,000
14,709,500
7,220;000
9,700,000
3,255,000
8,345,000
48,220,600
5,035,000
17,540,900
12,562,500

297

7,417,100

121

4,097,500

510

27,790,500

404

49,658,900

127

50,410,000

24

28,745,000

1,483

168,119,000

91
68
117
13
25

2,275,000
1,700,000
2,925,000
325,000
625,000

14
15
22
4
5

478,000
488,000
752,000
140,000

127
94
119
44
41

15,695,000
11,070,000
14,765,000
5,065,000
5,525,000

31
15
13
6
11

12,250,000
5,310,000
5,000,000
2,950,000
3,800,000

12
4
6
3
2

19,100,000
6,000,000
11,250,009
5,000,000
4,500,000

378
254
448
99
128

61,484,100
27,608,000
75,440,000
15,010,000
17,080,000

Virginia
West Virginia
North Carolina
South Carolina
Georgia

Florida..
Alabama
Mississippi
Louisiana
Texas .
Arkansas
Kentucky
Tennessee
Southern States
Ohio.
Indiana.
Illinois.
Michigan
Wisconsin

i




102
58
169
29
165,000 1 44

5,686,100
3,040,000
9,248,000
1,530,000
2,465,000 J

10

i

2

6,000,000
31,500,000

157
100
30

3,925,000
2,500,000
750,000

21
22
13

671,000
770,320
430,000

60
142
33

3,215,000
7,640,000
1,785,000

8
66
41

2,325,000
7,970,000
5,100,000

14
7
6

3,700,000
2,400,000
2,550,000

12
1
9

9,000,000
1,000,000
15,400,000

1

10,000,000

272
338
133

22,836,000
22,280,320
36,015,000

601

15,025,000

116

3,894,320

637

34,609,100

540

67,515,000

103

37,960,000

49

71,250,000

4

47,500,000 2,050

277,753,420

101
57
92
74
17
7
41
17
177

2,525,000
1,425,000
2,300,000
1,850,000
425,000
175,000
1,025,000
425,000
4,412,500

7
7
20
13
4

213,000
250,000
720,000
472,500
140,000

8
2
19

265,000
65,000
600,000

29
29
99
84
15
15
42
13
69

9
10
25
37
20
7
28
6
30

1,000,000
1,050,000
3,100,000
4,550,000
3,075,000
700,000
3,400,000
650,000
3,285,000

146
103
245
211
58
29
126
39
300

5,218,000
4,185,000
16,240,000
12,167,500
4,960,000
1,735,000
10,890,000
2,115,000
13,542,500

583

14,562,500

80

2,725,500

395

20,655,000

172

27
18
67
13
6
2
1

675,000
450,000
1,665,260
325,000
150,000
50,000
25,000

1
4
4
5
1

40,000
131,000
125,000
175,000
30,000

1

30,000

22
37
57
21
4
5
5
2

1,160,000
1,930,000
3,043,500
1,130,000
200,000
292,000
250,000
100,000

20
16
75
10
6
3
6

134

3,340,260

16

531,000

153

8,105,500

136

1

25,000

1

35,000

1

50,000

Total United States.. 2,004

50,069,730

381

Minnesota
Iowa
Missouri
Middle States
North Dakota
South Dakota
Nebraska
Kansas
Montana..
Wyoming
Colorado
New Mexico....
Oklahoma
Western States
Washington
Oregon
California
Idaho
.Utah
Nevada
Arizona
Alaska. . .
Pacific States
Hawaii




1,480,000
1,460,000
5,220,000
4,445,000
820,000
860,000
2,200,000
675,0003,495,000

8
3
2

3,900,000
850,000
500,000

i

1,000,000

5
1
5

1,756,666

2

2,250,666

20,810,000

24

9,050,000

3

3,250,000

1,257

71,053,000

2,800,000
1,625,000
9,737,800
1,200,000
775,000
400,000
750,000

4
3
15
1
5

1,350,000
1,050,000
5,450,000
250,000
2,150,000

6
3
11

6,200,000
3,500,000
20,000,000

1

1,000,000

80
81
231
50
22
11
13
2

12,225,000
8,686,000
54,521,560
3,080,000
3,305,000
1,742,000
1,055,000
100,000

17,287,800

28

10,250,000

21

30,700.000

490

84,714,560

1

500,000

4

610,000

12,849,335 2,321 124,452,200 2,006 254,053,385

300,000
1,750,000

498 195,282,230

169 234,305,700

2

14,500,000

2

14,500,000

H

W
fel

O

o
g
tr1
fed

18 175,000,000 7,397 1,046,012,580

w
o
d
i
Q

CO
C

196

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 45.—Abstract of the resources and liabilities of the national banks at close of
business September 4, 1912, in New York City, in the three central reserve cities, in other
reserve cities, and elsewhere in the country.
Central reserve cities.
New York.

New York,
Chicago, and
St. Louis.

Other reserve
cities.i

Country banks.

Aggregate.

BESOTJRCES.

$950,898 024.00 11,383,862,553.82 11,623,527,490. 00 $3,033,451,226.99 $6,040,841,270.
Loans and discounts
, , . 0.81
254,950.00
3,950,989.22
125, 339.03
Overdrafts
15,962,135.23 20,168,074.45
XL S. bonds to secure
79,417,390.00 167,099,640.00 477,568,490.00 724,085,520.00
47,993,600.00
circulation
U. S. bonds to secure
2,977,670.00
18,121,390.00 25,129,400.00
46,228,460.00
1,774,670.00
U. S. deposits
Other bonds to secure
1,603,150.17 10,345,696,08 20,530,689.93 32,479,536.18
716, 180.17
U.S. deposits
7,804,070.00
1,593, 370.00
XJ. S. bonds on h a n d —
1,601,990.00
1,832,770.00
4,369,310.00
7,092,456.00
615, 408.65
Premiums on U.S.bonds
2,019,081.53
792,268.51
4,281,105.96
Bonds, securities, e t c . . . 181,183, 179.85 218,367,970.09 231,895,142.16 589,723,440.12 1,039,986.552.37
Banking house, furni64,871,118.28 137 783,742.42 240,046,311.47
30,841, 404.36 37,391,450.77
ture and fixtures
6,070,428.96 21,027,228.15 28,459,029.88
939, 281.86
1,361,372.77
Other real estate owned.
Due from national banks
199,600,520.84 100,029,408.05 452,087,610.48
44,862,375.05
not reserve agents
152,457,681.59
Due from State banks
and bankers, trust
25,555,446.30 47,203,331.01 90,397,294.63 51,228,918.24 188,829,543.88
companies, etc
Due from approved re285,200,397.67 526,592,004.52 812,152,402.19
serve agents
Checks and other cash
11,845,055.25
18,463,998.13 37,342,814.74
6,265,177.17
7,033,761.36
items
Exchanges for clearing
15,374,369.47 296,016,908.75
176,450,199.29 198,239,932.44 82,402,606.84
house
Bills of other national
3,930,465.00
14,514,197.00 30,147,638.00
48,592,300.00
2,212,445.00
banks
Fractional c u r r e n c y ,
766,325.23
205,428.08
101,467.80
2,328,598.95
3,300,352.26
nickels, and cents
236,077,418.85 320,395,892.79 200,406,434.02 192,658,273.42 713,460,600.23
Specie
43,122,603.00 56,009,303.00 182,490,494.00
50,080,908.00
Legal-tender notes
83,358,588.00
Five per cent redemption fund
8,194,322.00 22,937,391.49
35,028,032.99
2,384,680.00
Due from Treasurer
3,896,319.50
XJ. S. other than 5 per
cent fund
2,295,179.07
6,908,419.67
955,274.9'
2,056,963.13
3,657,965.63
1,762,727,538.512,548,240,911.53 3,068,247,901.78 5,346,911,947.04 10,963,400,760.35
Total
LIABILITIES.

Capital stock paid in
Surplus fund
Undivided profits, less
expenses and taxes...
National - bank notes
outstanding
State-bank notes outstanding
Due to national banks
not reserve agents....
Due to State banks and
bankers
Due to trust companies
and savings banks
Due to approved reserve agents
Dividends unpaid
Individual deposits
U.S. deposits
Deposits of U. S. disbursing officers
Bonds borrowed
Notes and bills rediscounted
Bills payable
Reserved for taxes
Liabilities other than
those above stated...
Total

260,867,710.00
183,725,273.13

600,944, 870.00 1,046,012,580.00
353,951, 179.58 701,021,452.71

120,200,000.00
128,255,000.00

184,200,000.00
163,345,000.00

41,097,956.79

48,241,535.21

62,125,784.21

47,238,227.50

77,739,920.00

163,512,685.00

472,570, 513.00

713,823,118.00

16,516.00

16,516.00

468.00

10, 717.00

27,701.00

345,018,691.27

567,819,478.18

432,464,697.23

68,399, 034.40 1.,068,683,209.81

102,677,619.01 210,902,958.06

222,876,795.69

106,180; 105.53 539,959,859.28

197,339,597.38

238,233,917.26

63,969.97
767,845,606.35
1,678,654.86
415,874.09
7,920,150.00

216,886,010.02

132,367, 854.95 242,735,174.37

74,179: 752.10

529,299,679.38

28,872,366.64
10,673 546.98 39,545,913.62
93,861.22
416,143.28
530.01
1,299,534.51
,056,704,182.61 1,421,411,215."
63 3,
5,413,554 608.76 5,891,670,007.00
— ~" 47,259,053.42
3,226,142.66 18,991,634.73 25,041,276.03
5,228,519.62
6,112,864.61 11,968,274.98
626,890.75
11,042,440.00
16,819,050.00 10,051,639.27 37,913,129.27

1,000,000.00
1,947,188.84

3,802,342.05
1,000,000.00
2,579,824.35

868,187.59
8,761,007.04
1,882,595.70

11,045, 562.42
56,897, 689.92
2,211,592.33

15,716,092.06
66,658,696.96
6,674,012.38

12,486.45

13,810.42

1,189,851.02

1,929,610.15

3,133,271.60

1,762,727,538.51 2,548,240,911.53 3,068,247,901.785,346,911,947.04 10,963,400,760.35

i Other reserve cities are Boston, Philadelphia, Baltimore. Albany, Brooklyn, Pittsburgh, Washington,
Savannah, New Orleans, Galveston, Houston, Fort Worth. Dallas, San Antonio, Waco, Louisville, Cincinnati, Cleveland, Columbus, Indianapolis, Detroit, Milwaukee, Cedar Rapids, Des Moines, Dubuque, Minneapolis, St. Paul, Kansas City, Kans., Wichita, Kansas City, Mo., St. Joseph, Lincoln, Omaha, Denver,
Pueblo, Salt Lake City, San Francisco, Los Angeles, Portland, Oreg., Seattle, Spokane, Tacoma, Topeka,
Moskogee, Oklahoma City, South Omaha, and Sioux City.




197

REPORT OF THE COMPTROLLER OP THE CURRENCY.

TABLE NO. 46.—Highest and lowest points reached in the principal items of resources and
liabilities of national bants during the existence of the system, as shown by reports of
condition.
Highest point peached.

Lowest point reached.

Jan. 1, 1866. Sept. 4,1912.

Amount.

Date.

Amount.

Date.

Capital
$403,357,346 $1,046,012,580 $1,046,012,580 Sept. 4,1912 $403,357,346 Jan. 1,1866
Capital, surplus, and
330,2041.•,989,769,2091..,989,769,209
do
undivided profits
475,330,204
Do.
Circulation
239,530 713,823,118 713,823,118
122,928,084 Oct. 2,1890
do
Total investments in
do
United State b o n d s . .
380,350 778,118,050 778,118,050
170,653,059
Do.
Individual deposits
212,' 174
~ 5..,891,670,""
007 5.
i, 891,670,007
501,407,586 Oct. 8,1870
.do
650, 109 6;
i, 040,481, 270 6;
do
500,650,109 Jan.
1,040,481,270
Loans and d i s c o u n t s . . .
1,1866
Cash:
406,442
49,217,895 Apr. 18,1912 11,841,104 Oct. 7,1867
National-bank notes
48,592,300
1,1866
Legal-tender notes..
846,548 182,490,494 205,793,578 Oct.
52,156,439 Mar. 11,1881
Specie
909,363 713,460,600 769,029,177 Feb. 20,1912
8,050,380 Oct. 1,1875

TABLE NO. 47.—Percentages of loans, United States bonds, lawful money, etc., to the aggregate resources of national banks, on or about October 1, 1897 to 1912.
1897

Loans and discounts
United States bonds
Lawful money
Total
Capital
Surplus and profits
Individual deposits
Total

Loans and discounts
United States bonds
Lawful money
Total
Capital
Surplus and profits
Individual deposits
Total




1898

1899

1900

1901

1902

1903

1904

P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct.
55.3
7.0
6.4

54.2
10.6
9.2

53.7
7.1
10.0

53.2
8. 1
10.3

53.0 53.7
7.8 7.5
9.5 8.3

68.7

74 0

70.8

71.6

17.3
9.0
50.0

15.6
8.5
50.9

13.0
7.5
52.7

12.5
7.7
49.7

76.3

75.0

73.2

69.9

1905

1906

1907

1908

55.2
8.6
8.8

53.4
7.9
7.2

70.3 69.5

72.6

68.5

11.5 11.5
7.6 8.1
51.6 52.5

11.9
8.8
50.0

11.0
9. 8
49.6

70.7 72.1

70.7

70.4

1909

1910

1911

1912

P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct.
63.9 54.0 56. 1 52.9 53.5 55. 6 54.5 55. 1
7.4
8.9

7.8
7.8

7.9
8.4

7. 9
9.6

7. 6
9.5

7.5
8.9

7.4
8.6

7 1
8.1

70.2

69.6

72.4

7C.5

70.6

72.0

70.5

70.3

10.7 10. 4 10.7
8.3 8.4
8.8
51.1 52.4 51.5

10. 2
8.5
50.4

9.8
8.4
52.3

10 2
8.9
52.4

9.9
8.7
52,9

9 4
8.7
53.8

7L2

69.1

70.5

71.5

71.5

71.9

70.1

70.9

198

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 48.—Classification of loans made by the national banks in the central reserve
cities (New York, Chicago, and St. Louis) and other reserve cities, together with country
banks, on appropriate dates for the past five years.
SEPTEMBER 23, 1908.

On deOn time,
On deseOn time,
singlemand, pa- mand,
cured
by
paper
with
name
paNum- per with
stocks,
two or more per (one
ber of one or more bonds,
and
person
or
individual
banks. individual other perfirm), withor firm
or firm
sonal
secuout
other
names.
names.
rities.
security.

New York
Chicago
St. Louis
Other reserve cities
Country
Total

37
14
8
312
6,482

On time,
secured by
stocks,
bonds, and
other personal securities, or
on mortgages or
other realestate security.

Total.

$6,800,529 8374,,548,964 $146,194,094 $132!, 737,553 $245,
,372,335 $905,653,475
12,423,469 30,091,507 83,966,091 60,065,338 45,839,437 232,385,842
12,475,849 27,454,224 30,150,989 10,805,700 24,054,044 104,940,806
130,285,953 271,667,315 353,363,981 245,247,548 231,192,169 1,231,756,966
233,906,895 218,939,708 968,716,204 403,319,905 450,992,929 2,275,875,641

6,853 395,892,695 922,701,7181,582,391,359 852,176,044 997,450,914 4,750,612,730
SEPTEMBER 1, 1909.

New York
Chicago
St. Louis
O ther reserve cities
Country
Total

38
13
10
321
6,595

$7,708,853 $385,430,495 $145,989,671 $163,098,915 $223,425,689 $925,653,623
12,188,399 26,097,308 97,556,025 67,304,368 59,516,388 262,662,488
12,459,864 30,438,006 35,164,037 12,717,629 27,689,883 118,469,419.
143,963,616 292,367,684 383,037,317 287,953,693 264,989,274 1,372,311,584
265,208,958 223,016,4411,036,720,641 440,403,363 484,435,834 2,449,785,237

6,977 441,529,690 957,349,9341,698,467,691 971,477,968 1,060,057,068 5,128,882,351
SEPTEMBER 1, 1910.

New York
Chicago
St. Louis
O ther reserve cities
Country
Total

39
11
10
322
6,791

$9,948,094$328,145,065 $176,608,89C $170,708,005 $188,470,806 $873,8
21,387,289 43,577,296 89,708,354 71,561,018 62,422,974 288,6656,931
114,4454,494
9,779,705 25,209,697 35,123,845 12,976,152 31,365,095
177,565,013 286,247,583 404,926,817 307,806,421 277,896,550 1,454,4442,384
305,626,016 255,931,6991,136,149,244 505,227,302 532,791,707 2,735,725,968

7,173 524,306,117 939, 111, 340 1,842,517,150 1,068,278,898 1,092,947,132 5,467,160,637
JUNE 7, 1911.

New York
Chicago
St. Louis
Other reserve cities
Country
Total

40
11
8
322
6,896

$9,356,484 $331,736,688 $177,331,562 $197,030,419 $188, 111, 280 $903,566,433
20,327,697 40,826,176 103,261,404 84,333,202 66,780,576 315,529,055
9,126,784 23,926,801 35,998,093 19,824,260 30,843,449
119,719,387
172,602,898 300,370,159 416,032,778 321,717,946 285,587,754 1,496,311,535
318,319,136 256,891,7761,152,511,484 501,810,562 546,179,419 2,775,712,377

7,277 529,732,999 953,751,600 1,885,135,3211,124,716,389 1,117,502,478 5,610,838,787

JUNE 14, 1912.
New York
Chicago
St. Louis
O ther reserve cities
Country
Total

$17,796,847 $326,897,301 $171,791,524 $219,172,889 $223,410,194 $959,068,755
22, 589,835 48,637,670 110,601,822 84,216,690 68,651,357 334,697,374
116,184,640
751,895 19,803,657 40,898,060 18,453,821 28,277,207
320 183,101,384 311,679,203 429,791,294 336,792,075 319,055,581 1,580,419,537
6,997 339,105,720 278,403,745 1,220,370,545 539,870,214 585,783,901 2,963,534,125
7,372 571,345,681 985,421,576 1,973,453,245 1,198,505,689 1,225,178,240 5,953,904,431




EEPOET OP THE COMPTEOLLEE OP THE CUEBENCY.

199

TABLE NO. 49.—Classification of loans and discounts by the national banks on June 14,
1912.

Reserve cities.

On deOn demand,
On time,
mand,
by paper with
Num- paper with secured
stocks,
two
or more
ber of one or more
and individual
banks. individual bonds,
other
peror
firm
or firm sonal secunames.
names.
rities.

On time
by
On time, secured
stocks,
singlebonds,
and
name pa- other perper (one
sonal seperson
or
or firm), curities,
on
mortwithout
gages or
other se- other
realcurity.
estate
security.

Total.

CENTRAL RESERVE
CITIES.

New York City
Chicago
St. Louis
Total

$17,796,847 $326,897,301 $171,791,524 $219,172,889 $223,410,194 $959,068,755
22,589,835 48,637,670 110,601,822 84,216,690
690 68,651,357 334,697,374
40,898,060 _18 Z 453 L 821 28277207 116,184,640
8,751,895 19,803,657
55 49,138,577 395,338,628 323,291,406 321,843,400 320,338,758 1,409,950,769

OTHER RESERVE
CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore.
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus..,. „
Indianapolis
Detroit
Milwaukee
Minneapolis...
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo....
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans.
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
Total
Total, all re- |
serve cities.

47,326,365
13,370,815 53,910,16'
5,201,176
2.299,842 11,234,006
8,969,284
3,658,551
828,293
5,640,108 51,545,550 57,455,951
43,919,152
12,711,511 37,012,099
15,041,901
3,341,819 12,806,531
1,001,772
8,891,081
8,455,171
733,790
1,149,322
45,600
8,405,384
3,019,852
4,113,193
6,300,800
906,914 1,009,987
3,857,670
580,346
302, 750
728,900
733,671
58,371
5,415,678
426,915
1,251,707
2,759,200
118,884
304,796
1,970,872
264,411
510,250
1,827,027
4,620,789
9,220,587
7,432,284 13,000,598
14,041v653
4,387,791
9,845,868 15,016,609
3,975,654
2,147,569
3,727,246
14,204,756
1,032,468
2,573,487
16,412,581
3,027,995
1,146,502
6,035,650 13,770,037
3,725,141
6,485,592 24,640,126
8,026,052
10,688,022
3,236,242
3,336,353
2,880,824
526,321
708,246
4,342,169
2,111,913
735,231
1,205,663
60,754
5,800
3,595,021
430,969
411,661
15,098,370
5,671,828
7,367,558
4,576,897
988,773
302,313
2,351,184
254,506
152,497
11,215,600
2,437,529
3,270,556
483,219
121,681
295,976
976,789
100,631
199,755
433,501
263,799
73,885
1,555,632
216,281
153,560
6,606,622
710,002 4,125,529
1,288,866
192,216
56,535
1,181,594
233,984
160,742
1,522,413
559,822
224,091
6,166,156
7,304,758
4,009,150
4,522,630
1,583,696
950,956
1,461,777
1,068,411
584,375
2,873,149
8,241,977
2,694,458
5,411,823
20,250,335
8,914,212
9,009,324
49,410,096 35,438,627
2,100,449
1,427,919
1,533,208
320 183,101,384 311,679,203 429,791,294
375 232,239,961 707,017,831

62,317,315 33,453,441 210,378,103
3,448,779
1,486,522
23,670,325
2,622,577
838,283
16,916,988
71,419,080 42,838,436 228,899,125
16,188,742 28,138,033 137,969,537
17,092,690 12,786,141 61,069,082
1,774,749
2,281,713
22,404,486
928,997
319,896
3,177,605
5,303,955
2,342,899
23,185,283
6,268,822 17,049,283
2,562,760
4,370,447
2,380,587
11,491,800
973,065
3,438,000
943,993
8,227,927
5,964,159
21,286,386
3,093,502
2,616,487
8,892,869
1,671,198
1,133,023
5,549,754
6,135,604 25,337,356
3,533,349
11,813,700 8,699,209
54,987,444
9,563,524 55,753,364
16,939,572
3,705,308
2,618,489
16,174,266
6,012,218
5,729,469
29,552,398
6,176,772 9,174,968 35,938,818
9,780,139 7,494,990
40,805,957
8,711,889
5,886,554
53,750,213
6,754,078 5,389,126
29,403,821
2,653,449
1,258,878
8,027,718
3,547,825
2,914,484
13,651,622
706,031
708,496
2,686,744
2,546,260
2,919,461
9,903,372
7,733,780 26,886,335 62,757,871
1,519,056
2,740,432
10,127,471
2,322,835
1,617,737
6,698,759
9,573,601 8,144,264
34,641,550
731,121 5,489,819
7,121,816
515,705 2,005,619
3,798,499
694,274
533,623
1,999,082
1,106,002 1,376,037
4,407,512
9,950,013 28,435,648
7,043,482
1,642,620 1,418,090
4,598,327
442,748 2,077,481
4,096,549
1,087,068 2,002,637
5,396,031
4,748,609
4,084,866
26,313,539
4,188,544
4,433,118
15,678,944
574,024 1,385,766
5,074,353
1,760,402
3,805,144
19,375,130
4,872,859
5,338,128
44,787,357
11,354,424 8,303,684 113,516,155
2,908,374
2,273,275
10,243,225
336,792,075 319,055,5811,580,419,537

753,082,700 658,635,475 639,394,339 2,990,370,306

STATES, ETC.

Maine.
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
T o t a l New
England
States


70
56
50
168
22
78

3,951,690
3,708,046
3,723,909
3,917,169
4,503,160
3,226,058
8,102,225 13,712,333
962,345 2,760,757
6,522,884 11,737,247

444 -27,766,213



39,061,610

19,185,720 3,766,880
7,326,679
1,523,555
6,988,010 1,823,766
54,427,672 31,136,135
12,621,879 10,450,100
28,953,840 11,767,222
129,503,800

60,467,658

4,068,982
1,463,074
2,232,892
23,734,996
4,362,948
10,850,071

34,681,318
17,954,386
18,773,886
131,113,361
31,158,029
69,831,264

46,712,963

303,512,244

200

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 49.—Classification of loans and discounts by the national banks on June .

1912—Continued.

Reserve cities.

On deOn demand,
On time,
mand,
secured
by paper with
Num- paper with
stocks,
two or more
ber of one or more bonds,
and individual
banks. individual other peror firm
or firm sonal secunames.
names.
rities.

On time,
by
On time, secured
stocks,
singleand
name pa- bonds,
perper (one other
sonal seperson
curities,
or firm), on mort-or
without
gages or
other se- other
realcurity.
estate
security.

Total.

STATES, ETC.—COn.

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern
States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States...
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle
States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
i
Colorado
New Mexico
Oklahoma
Total Western States..
Washington
Oregon
California
Idaho.
Utah
Nevada
Arizona
Alaska
Total Pacific
States

421 $28,854,906 $36,862,346 $135,059,044 $42,570,399 $28,489,775 $271,836,470
9,295,924 25,378,325 78,795,041 18,355,332 12,137,712 143,962,334
197
773 27,347,463 35,536,661 173,181,750 45,879,476 60,701,932 342,647,282
797,139
853,008 1,678,409 10,010,820
28
814,715
5,867,549
2,776,068
1,734,981 4,937,550
90
2,584,676
16,859,965
28,893,240
23,022
1
430,514
246,034
30,167
729,737
1,510

410,009,383 109,393,196 107,975,545

798,079,883

10,070,429 21,691,137
2,521,567 10,745,654
2,834,333 12,019,984
3,902,469 8,747,711
13,070,792 16,614,560
7,893,441 8,973,322
9,608,216 13,403,487
1,810,436 3,224,430
3,363,969 4,812,087
34,549,290 35,958,315
4,383,222
5,324,070
5,570,260 8,320,962
13,506,659 15,586,600

100,934,820
47,747,714
39,119,294
25,183,516
60,637,997
33,213,778
37,596,265
11,365,030
17,799,534
119,056,815
19,508,136
44,313,563
62,036,915

32,574,566

274,176,548 113,085,083 165,422,319

618,513,377

28,215,862 24,612,794
12,699,996 6,514,438
30,482,301 10,457,009
6,770,337 11,069,798
5,010,475 2,783,749
9,573,246 4,983,049
17,118,613 4,239,773
4,445,724
1,530,056

64,095,738 25,454,350 30,836,158
51,414,155 13,598,133 18,119,757
68,540,112 34,658,200 28,146,434
26,610,889 11,583,411 13,859,379
29,220,554 17,382,514 11,971,245
26,963,029 23,432,213 20,130,045
31,677,677 31,720,-202 15,618,925
11,375,305 5,975,801 4,657,718

173,214,902
102,346,479
172,284,056
69,893,814
66,368,537
85,081,582
100,375,190
27,984,604

4,699,864
3,152,025
1,199,887
445,588
2,948,443
1,489,189
1,815,805
680,777
863,770
7,565,287
977,012
4,842,867
2,574,347

7,018,474
3,056,831
1,430,140
690,309
2,999,996
1,699,936
1,948,984
900,761
1,035,472
3,646,233
940,654
4,221,352
2,985,424

1,437

33,254,861

355
249
437
96
123
261
318
110

57,454,916
28,271,637
21,634,950
11,397,439
25,004,206
13,157,890
10,819,773
4,748,626
7,724,236
37,337,690
7,883,178
21,358,122
27,383,885

1,949 114,316,554

66,190,666

309,897,459 163,804,824 143,339,661

797,549,164

146
103
231
204
58
29
118
39
282

2,251,812
1,210,958
4,016,396
2,655,187
5,491,705
347,826
3,080,682
2,606,888
1,978,021

1,129,393
579,926
733,741
1,001,532
1,102,755
237,189
1,861,515
1,258,809
779,734

6,101,892 12,798,945
4,799,157
6,365.079 6,487,954 9,865,084
15,618; 982 17,912,423 15,266,395
16,657,450 13,549,768 17,966,688
5,915,009 7,475,939 6,562,248
2,878,845
5,495,871
2,729,448
7,535,667 7,839,559 . 8,529,752
3,496,851
2,633,213 2,368,517
9,635,351 6,549,890 20,775,756

27,081,199
24,509,001
53,547,937
51,830,625
26,547,656
11,689,179
28,847,175
12,364,278
39,718,752

1,210

23,639,475

8,684,594

71,889,356

67
76
209
48
17
11
\X

6,574,760
8,689,254
46,719,106
3,250,294
1,955,640
2,172,107
1,269,774
112,243

3,192,013
2,067,807
19,500,061
1,580,849
909,159
1,093,484
880,815
34,465

4,563,326
3,554,150
9,640,056
3,352,585
1,611,198
628,691
1,428,427
46,581

3,905,173
3,345,003
8,569,409
3,581,132
873,431
815,587
772,488
67,083

3,200,758
2,747,736
9,933,761
3,086,173
966,388
484,191
804,881
79,281

21,437,030
20,403,950
94,365,393
14,851,033
6,315,816
5,194,060
5,246,385
339,653

443

70,743,178

29,258,653

24,825,014

21,930,306

21,396,169

168,153,320

290,917

1,026,419

68.985

24,300

179,654

1,590,335

Hawaii
Total States,
etc
Total United
States

69,094,522 101,607,237

132
110
73
46
113
46
85
.31
28
483
50
136
104

i

71,164,787 100,757,590

276,135,802

6,997 339,105,720 278,403,745 1,220,370,545 539,870,214 585,783,901 2,963,534,125
7,372 571,345,681 985,421,576 1,973,453,245 1,198,505,689 1,225,178,240 5,953,904,431




TABLE NO. 50.—Amount and character of State bonds, etc., held by national banks on June 14, 1912.

Cities, States, and Territories.

State,
Num- county,
and
ber of
banks. municipal
bonds.

Railroad
bonds.

Other
publicservice
corporation
bonds.

All other
bonds.

Stocks.

Warrants, Foreign
claims,
governjudgments,
ment
etc.
bonds.

Other
foreign
bonds
and
securities.

Total.

CENTRAL RESERVE CITIES.

New York City
Chicago
St. Louis

$15,572,570 $97,991,739 $23,582,711 $37,435,852
1,757,886 3,641,619 4,236,277 11,333,405
1,090,168 1,900,938
748,936 4,905,979

Total

55 18,420,624 103,534,296

28,567,924

$3,802,804 $2,579,044 $2,215,803 $1,623,089 $184,803,612
4,297,912
2,875,934
473,117
416,471 29,032,621
9,670,214
96,660
927,363
170

53,675,236

7,606,101

5,918,772 4,956,419
1,945,628 2,378,046
850,623 1,089,782
12,279,974 7,711,344
5,025,417 20,188,151
728,866
1,888,377
1,051,404
583,427
320,656
195,885
2,000
15,326
125,307

179,741
259,750
24,299
1,157,245
4,863,886
641,135
92,392
26,205
214,346
14,750
44,809
8,529
40,600

1,000
111,409
1,402,196
2,091,423
579,596
437,030
1,291,891
1,160,791
567,548
801,605
127,645
415,613
175,370
197,690
1,604,805
39,000
1,000
133,425
11,000
79,180

8,650
111,415
126,710
261,191
41,406
524,700
47,000
107,154
3,500
9,000
5,000
115,928
9,500
303,743
398,384
39.012
'600
390,906
38,213
200

6,973,616

2,689,090

2,039,560 223,506,447

57,148

37,770
50,312

58,246
365,442
1,640,434
130,474
1,140,683

35,140
62,725

20,857,509
8,185,860
4,700,914
40,360,924
42,783,702
7,483,026
5,973,539
26,205
3,982,412
1,105,250
339,007
85,247
1,184,050
330,270
24,604
4,121,678
10,891,923
5,929,699
3,702,313
4,694,306
4,422,945
4,579,301
2,944,730
4,735,240
376,944
749,879
454,101
1,049,105
3,663,076
104,613
8,803
2,153,433
127,615
383,233

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston..
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln.
Omaha
South Omaha
Kansas City, Kans

...




1,971,069
1,419,889
209,449
2,124,503
2,294,977
3,053,388
12,884

7,736,590
2,132,235
2,468,515
16,647,819
8,610,562
993,286
2,876,169

2,607,735
894,615
263,828
43,107
1,005,967
185,500

232,357

601,670

4,902
5,985

5,920
12,300
950
120,000

14,000

673,102
3,486,415
976,626
1,679,106
834,630
408,807
433,331
713,579
594,846
1,746
- 35,700
58,750
153,200
498,289
14,000

1,959,832
4,663,613
1,856,764
848,658
1,681,515
2,130,396
1,536,205
1,007,234
2,757,712
61,188
30,080

1,107,280
334,031
275,907
1,113,399
488,987
1,235,939
602,010
572,077

180,706
482,906
4,387

192,981
91,110
439,617
4,388

661,034
31,100
259,972

403,209
11,000
20,400

327,124
5,500
10,000

39,457
97,550
47,500
170,500

5,648
17,548
11,226
10,770
14,954
218,316
15,273
196,213
39,540
3,852
55,864
86,202
81,429
152,558
17,500
122,656
239,075
3,826
7,203
237,335
30,802
13,481

200,765
90,436
193,822
200,000
67,507

19,629
38,100
31,673

19,679
50,859

400

TABLE NO. 50.—Amount and character of State bonds, etc., held by national banks on June 14, 1912—Continued.

Cities, States, and Territories.

Number of
banks.

OTHER RESERVE CITIES—continued.
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
,
Total
Total, all reserve cities
STATES, ETC.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total New England States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States
Virginia
West Virginia
North Carolina
South Carolina




State,
county,
and
municipal
bonds.

Railroad
bonds.

Other
publicservice
corporation
bonds.

All other
bonds.

$309,217
247,863
224,005
435,615
167,741
840,483
2,659,701
451,494
418,425
2,217,262
2,665,620
6,488,249
115,000

$32,600
100,882
1,069,250
370,678

$10,000
7,600
3,372,515
578,573

$29,700
21,800
945,063
205,033

554,705
249,587
15,750
183,000
726,324
3,591,744
327,151

784,375
52,700

356,300

420,414
530,731
2,296,863
64,725

37,925
243,750
239,986
671,678
417,617

320

44,841,819

68,579,896

45,566,656

375

63,262,443 172,114,192

70
56
50
168
22
78

968,595
527,066
1,089,347
1,176,783
250,068
1,371,518

4,491,710
1,366,237
1,642,369
7,944,264
2,056,669
8,596,010

Stocks.

$130,050
11,965
1,731,284
169,880
80,000
15,050
126,555
23,198
160,255
150,000
43,331
1,649,816
30,342

Warrants,
claims,
judgments,
etc.

Foreign
government
bonds.

$3,502
387,523
314,257
139,110
338,189
653,383
239,477
92,031
98,771
42,869
222,295
366,006

$30,000
40,611

866,159

52,693,278

14,431,625

7,871,111

1,991,865

74,134,580 106,368,514

22,037,726

14,844,727

4,680,955

2,509,770
1,010,744
1,068,944
8,974,054
1,994,741
2,229,416

397,459
1,983,234
231,895
1,328,176
474,545
705,338

60,293
40,169
6,134
121,058
144,575
121,689

49,050
144,427
21,812
171,597
10,410
110,138

5,432,048
1,190,232
917,264
10,430,877
2,773,312
3,034,324

Other
foreign
bonds
and
securities.

$95,304
540,113

Total.

$515,069
390,110
7,759,640
2,114,647
386,851
1,193,722
5,135,019
1,016,456
724,386
3,313,197
4,248,861
15,882,108
1,320,841
236,516,363

2,579,673 460,022,810
======= = = = = =
62,329
13,971,254
4,876
6,266,985
35,542
5,013,307
133,754
30,280,563
20,845
7,725,165
46,284
16,214,717

444

5,383,377

26,097,259

23,778,057

17,787,669

5,120,647

493,918

507,434

303,630

79,471,991

421
197
773
28
90
1

13,920,875
9,657,812
8,722,887
139,690
1,202,822

46,767,407
23,293,533
49,922,833
1,050,591
4,317,546
279,001

14,001,566
13,610,531
33,220,574
1,329,548
3,153,860
99,350

15,957,156
7,412,887
28,010,615
470,400
1,723,916
13,790

1,505,996
1,050,816
3,773,572
33,344
203,834
27,010

958,889
424,468
2,884,381
61,693
113,516

827,841
478,578
1,170,022
16,053
2,367

488,308
147,170
537,817
24,959
4,643

94,428,038
56,075,795
128,242,701
3,126,278
10,722,504
419,151

33,644,086 125,630,911

65,415,429

53,588,764

6,594,572

4,442,947

2,494,861

1,202,897

293,014,467

349,073
752,261
30,000

1,195,779
1,101,289
205,912
260,178

766,691
247,635
211,937
551,921

318,437
177,601
45,017
11,425

9,895
11,745

4,590

5,559,270
3,942,137
820,527
1,735,700

1,510
132
110
73
46

1,296,147
784,245
281,300
882,787

1,618,658
867,361
46,361
29,389

Georgia

Florida
Alabama.
Mississippi
Louisiana
Texas
Arkansas
Kentucky..

....
.

Total Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total Middle States
North Dakota
South Dakota.
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total Western States
Washington
Oregon
California
Idaho
.
....
Utah
Nevada
Arizona . . ..
Alaska
Total Pacific States
Hawaii
Total States, etc
Total United States .




.

. .

. . . .

113
46
85
31
28
483
50
136
104

208,564
1,500,138
1,765,444
925,861
680,149
1,631,804
197,825
863,073
758,913

77,500
165,951
135,513
433,855
293,782
886
516,571
31,219

19,500
28,552
261,962
40,000
21,804
163,760
13,600
627,473
605,046

158,607
134,518
913,824
418,554
64,825
484,333
268,246
353,073
1,089,661

365,936
484,585
218,605
26,607
27,861
243,173
191,310
133,045
482,655

98,532
453,859
158,560
100,203
65,950
652,006
204,000
390,900
337,511

14,653
20,000

10,966

928,639
2,767,603
3,468,561
1,945,080
860,589
3,499,824
875,867
2,884,135
3,305,005

1,437

11,776,250

4,217,046

2,913,031

6,648,799

3,951,961

3,014,001

56,293

15,556

32,592,937

355
249
437
96
123
261
318
110

16,199,929
5,448,778
8,283,268
5,690,964
4,511,711
2,531,464
782,906
606,733

4,942,993
3,862,258
4,791,411
1,870,173
3,582,762
736,441
626,138
101,225

3,665,027
4,263,634
6,894,489
2,212,195
4,687,830
694,830
1,109,533
240,750

7,071,555
2,956,622
8,137,701
5,609,688
6,119,779
2,038,713
1,489,745
654,088

1,041,883
248,245
841,733
252,010
379,054
149,091
494,328
88,641

408,183
254,376
1,825,038
394,000
274,182
917,581
1,034,061
86,383

113,713
146,561
395,997
59,634
71,696
22,240

11,311
62,298
144,947
21,158
40,680
8,160
35,907

33,454,594
17,242,772
31,314,584
16,109,822
19,667,694
7,098,520
5,572,618
1,791,836

1,949

44,055,753

20,513,401

23,768,288

34,077,891

3,494,985

5,193,804

823,857

324,461

132,252,440

146
103
231
204
58
29
118
39
282

288,579
366,955
360,942
1,952,577
547,818
133,379
1,512,066
49,958
889,019

76,313
49,153
221,102
9,350
88,864
1,116,375
87,045
1,000

16,140
77,777
96,675
601,143
17,500
24,763
927,967
128,485
11,580

79,158
470,124
117,252
319,603
145,298
77,233
937,118
74,403
204,125

44,823
56,392
32,707
399,069
84,247
18,033
368,888
61,877
93,533

583,783
593,785
511,372
131,932
793,515
109,326
899,661
114,768
2,459,267

1,210

6,101,293

1,649,202

1,902,030

2,424,314

1,159,569

6,197,409

67
76
209
48
17
11
13
2

796,408
1,038,441
11,906,629
317,412
559,200
131,798
338,197
10,717

179,626
499,310
2,968,146
90,443
198,520
123,066
5,117
10,062

92,975
305,891
2,965,920
52,840
8,750
19,508
70,450
4,781

290,500
162,339
1,367,460
104,020
357,348
203,538
22,400
12,028

28,429
59,140
293,512
159,859
64,056
104,112
20,710

1,333,009
892,359
454,686
559,962
140,803
129,031
173,240
14,609

443

15,098,802

4,074,290

3,521,115

2,519,633

729,818

3,697,699

18,735

24,970

20,000

4

14,016

1,012,483
1,641,346
1,168,101
3,658,393
1,597,728
451,598
5,762,075
516,536
3,658,524

32,967

o
H
O
H

W
o
o

K

3

19,466,784

32,967

2,720,947
2,957,480
19,975,088
1,284,536
1,328,677
711,053
630,114
52,197

18,735

29,660,092

85,230

7,865

6,997 116,059,561 182,207,079 121,317,950 117,132,300

21,059,417

23,039,778

3,934,147

1,846,544

7,372 179,322,004 254,321,271 195,452,530 223,500,814

43,097,143

37,884,505

8,615,102

4,426,217 1,046,619,586

W

tei

o
d
a

138,065
586,596,776

to

o

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912.
DECEMBER 5, 1911.

States, Territories, and reserve cities.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States
New York
Albany
Brooklyn
New York City
New Jersey
Pennsylvania
Philadelphia
Pittsburgh.
Delaware
Maryland
Baltimore
District of Columbia
Washington

Demand certificates of
deposit.

$40,049,964.68
18,653,703.13
16,942,940.17
126,665,823.83
182,043,964.17
26,289,832.88
64,289,045.53

$1,195,997.95
1,856,562.49
943,025.22
3,118,839.13
2,486,348.69
3,739,252.65
1,491,736.09

$410,065.02
86,235.28
234,323.03
691,931.47

474,935,274.39

14,831,762.22

,




Time certificates of
deposit.

Certified
checks.

Cashier's
checks outstanding.

Total.

3

8,500.00
37,494.75

$89,402.91
34,784. 70
7,408.97
509,909.20
3,639,370.10
94,857. 78
765,334.56

$259,471.32
197,120.08
69,214.02
359,793.13
1,642,600.84
78,199.01
143,061.48

$42,004,901.88
20,828,405.68
18,196,911.41
131,346,296.76
189,812,283.80
30,210,642.32
66,726,672.41

1,468,549.55

5,141,068.22

2,749,459.88

499,126,114.26

337,441.93
55,731.24
210,352.27
23,938,090.24
280,774.33
845,953.83
3,080,314. 66
1,597,635.97
2,809.13
19,602.08
1,063,922.90

245,493.05

8,677.00

837,803.02
127,416.57
165,617.82
65,563,383.93
1,155,094. 78
384,994.80
462,204.80
347,048.57
49,433. 77
66,661. 63
523,404.27
397. 61
64,658.36

316.69

329,576, 594.63
13,021, 514.85
17,722; 882.46
686,417, 818.71
182,651i 970.64
427,893, 774.79
185,220, 438.03
121,887, 584.00
10,356. 265.23
35,944; 591. 71
45,922, 799.87
864, 072.39
23,389, 951.69

1,799,407,951.54 117,892,145.90

62,389,096.36

69,748,119.93

31,432,945.27

2,080,870,259.00

8,776,283.63
2,806,613.19
2,846, 250.14
397; 735.25
1,596,250.87
396,895.81
967, 770. 73
1,061,977.61
238, 176.73
1,386,006.89
317, 834.60
3,454,557.46
46, 689.56
309,194.06
177,912.84

4,812,834.30
13,996,845. 77
3,924,073.05
810,503.80
3,283,171.05
141,927. 75
1,522,089. 68
2,102,932.70
2,428,362.35
941,403.76
531,943.16
5,185,336.65
138,914.55
22,130.67
18,777.50

423,369.63
49,267.17
12,899. 55
15,751.47
61,961.26
11.91
80,702.55
28,560.55
12,426.54
30,034.66
98,025.10
86,509.66
16,947.05
18,020.23
1,847.00

163,584.75
102,139.16
208,259.50
74,586.67
279,359.50
3.48
214,419.95
117,292.17
40,831,85
101,958.31
117,663. £7
779,823.11
420,630.59
185,466.13
10,519.94

84,653 644.09
46,866! 655.75
28,558; 539.92
18,594, 088.19
45,677, 843.80
1,433,293.33
29,907, 071.05
35,859, 233.05
12,806, 739.68
15,5.12,624.18
23,475, 161.87
111,017,417.24
16,708,979. 75
10,915,155.66
3,982, 021.27

276,125,688.29
12,802,367.37
17,306,463.23
591,165,059.72
174,224,618.45
321,344,831.74
179,439,118.70
116,921,397.78
9,910,231.08
32,414, 653.26
43,819,040.55
863,674.78
23,070,806.59

Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Savannah
Florida
Alabama.
Mississippi
Louisiana
New Orleans
Texas
Dallas
A Fort Worth
Galveston

Individual
deposits
subject to
check.

70,477,571.78
29,911, 790.46
21,567,05?. 68
17,295,511.00
40,457, 101.12
894,454.38
27,122, 088.14
32,548, 470.02
10,086,942.21
13,053,220.56
22,409, 1.44
101,511, 190.36
16,085,798.00
10,380,344.57
3,772,963.99

50,111,279.75
35,999.67
40,449.14
5,449, 703.57
4,506,105. 69
52,238,293. 71
1,846,353.11
1,320,997.27
58,644.29
1, 722,394. 50
316,432.15

2,164,381.64
301,581.25
2,485,377.39
53,079,700.71
392,446. 76
1,700,504.41
335,146.96
1,721,280.24
200,000.00

O
O

g
•d

r

H

W
o

9
o

Houston
San Antonio.
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States.
Ohio
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis..
Illinois
Chicago
Michigan
Detroit.
Wisconsin
Milwaukee
Minnesota
Minneapolis...
St. P a u l . . . . . . .
Iowa
Cedar R a p i d s .
Des Moines
Dubuque
Sioux City
Missouri
Kansas C i t y . . .
St. Joseph
St. Louis
Middle Western States.
North Dakota
South Dakota
Nebraska
Lincoln
Omaha
South O m a h a .
Kansas
Kansas C i t y . . . .
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo




19,746,437.40
8,677,025.82
4,609,912.59
13,442,982.97
33,544,990.47
13,642,998.64
44,681,300.92

794,844.94
51,567.10
2,848.96
1,622,495.68
1,344,935.46
819,580.22
6,751, 795.24

1,337,598.19
247,702.98
148,923.65
1,033,935.42
4,000.715.15
3, 796; 001.26
6,123,066.22

9,073.87
15,114.22
4,839.25
42,199.39
25,703.87
37,545.54
173,474.45

530,460.58
66,759.11
55,346.86
68,098.19
36,784.24
228,255.52
242,942.26

22,418,414.98
9,058,169.23
4,821,871.31
16,209,711.65
38,953,129.19
18,524,381.18
57,972,579.09

555,919,848.52

36,168,216.97

56,549,189.61

1,244,284.92

4,045,185.44

653,926,725.46

127, 544, 706. 67
41, 745,431.59
006,258.28
13 689,867.58
73! 398,556.05
20! 985,022.89
124: 586.493.54
186; 996,811.64
58! 008,446. 59
27; 490.397.55
45. 474,862.63
31! 283.124.15
46! 577', 278. 74
4i; 183,329. 65
24! 442,049.80
45 847,670.72
485, 853.50

21,282,298.56

703.030.22
190,665.03
875,394.91
781,896. 74
420,301.53
201.971.16
158.697.23

36,623, 168. 48
1,151, 092. 08
334, 237. 65
859, 544.97
31,527, 787.49
1,490, 511.57
26,738, 659.58
2,840, 253.59
19,790, 514.50
3,974, 663.58
12,984, 534.88
7,038, 858.87
1,796, 316. 49
3,429, 500.93
1,721, 065.16
17,159, 874. 60
39, 186.41
726, 567.08
10, 619.12
92, 750.85
620, 371.09
2,726, 760.47
548, 438.10
117, 661.44

918,495.35
1,754,490.56
5,252,484.13
4,145,904. 65
712,805.84
12,728,109.32

236, 527.51
126,333.45
465, 845.98
57, 500.89
167, 721.94
54, 910.13
1,309, 752.88
2,076,910.34
50, 595.69
82, 815.38
38, 158.99
219, 393.55
214, 627.38
153, 277.97
37, 586.89
63, 254.39
1,017.00
16, 797.46
1,179.85
6, 700.76
17, 312.03
110, 229.38
850.00
73, 752.99

388.45
379, 072.71
412, 491.83
34, 522.83
187; 653.83
279, 617.77
304: 204.30
4,473; 843.48
47; 768.67
72: 123.56
123; 031.27
34i: 567.83
191.32
1,053: 213.23
80i: 355.59
685: 662.63
192; 526.85
17. 064.89
045.55
943.18
67, 377.90
1,066: 476.17
130, 691.10
1,958, 721.71

185,976,089.67
43,401,929.83
39,218,833. 74
18,758,298.88
113,540,
22,810, 062.36
191,551,553.17
200,580,431.08
81,968,635.66
31,620,000.07
85,099,093.42
40,125,788.46
95,427, 168.05
45,711,897.48
28,802, 491.72
94,860, 287.90
2,416,019.56
6,458,459.65
2,129,004.90
5,813,280.26
28,739,441.89
40,469, 672.20
6,594,756.20
69,036,942.69

1,074,078,118.39

174,342,938.98

214,083,570.87

5,583,052.83

13,022,556. 65

1,481,110,237.72

924,021.85
741,741.84
483,805.96
686,440.13
313,388.03
483,049.71
048,261.55
204,398.99
379,862.13
152,776.26
693, 770.07
987,387.85
254,366.60
•658,185.53
563,591.10

1,105,452.63
1,128,816.63
5,691,497.21

12,463, 344. 73
13,542, 057.19
18,827, 689.43
'487, 672.47
5,254, 676.88
1,544, 675.59
10,772, 663.38
53, 130.66
34.25
222 209.93
7,479^ 882.48
4,326,248.49
8,125,540.17
9,237,218.65
1,704,062.64

37,988.25
10,113.83
47,747.34
11,653.92
83,576.44
146,344.59
64,205.92
740.48
12,122.97
8,798.55
23,356.41
38,899.96
22,456. 73
203,980.18
17,645.94

354,047.15
140,118.55
196,423.46
124,897.93
659,144. 60
775,924.57
229,217.43
48,003.40
9,021.51
26,076.27
267,157.90
105,005.30
213,198.51
445,098.80
115,844.10

28,884, 854.61
26,562, 848.04
52,247, 163.40
4,310, 664.45
26,521, 243.64
5,949, 994.46
55,780. 926.98
2,722; 231.41
2,673, 339.12
3,787, 022.56
33,366 713.44
12,662, 344. 75
38,532, 209.54
38,264, 048. 68
8,503,033. 53

210,457. 69
5,666,578. 70
415, 957.88
272, 298.26
377, 161.55
2,902,546. 58
204, 803.15
3,916,647.53
719, 565.52
1,101,889.75

4,116,862.61
8,258,379.57
38,612,442.87
4,192,612.03
4,071,310.21
26,478,505.65
1,242,844.06
45,785,754.12
144,575.70
1,916,434.28
31,596,825.56
872,435.80

W
a
o

w
a

a
Kj

to

o

01

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd.
DECEMBER 5, 1911—Continued.

States, Territories, and reserve cities.

Individual
deposits
subject to
check.

Demand certificates of
deposit.

Time certificates of
deposit.

Certified
checks.

Cashier's
checks outstanding.

Total.

to
o

g

New Mexico
Oklahoma
Muskogee
Oklahoma City...

18,417,417.00
35,964, 746.14
3,285,107.05
5,695, 757.70

$42,306.29
1,685,009.14
114,437.26
86,165.52

$3,986,884.97
3,718,118.62
754,201.44
432,063.36

$1,740.51
163,652.10
3,988.64
28,405.88

$109,801.80
486,378.89
32,851.83
89,672.33

$12,558,150.57
42,017,904.89
4,190,586.22
6,332,064.79

Western States.

271,938,075.49

25,641,591.29

102,932,375.33

927,418.64

4,427,884.33

405,867,345.08

W

Washington
Seattle
Spokane
Tacoma
Oregon
Portland
California
Los Angeles
San Francisco
Idaho
Utah
Salt Lake City...
Nevada
Arizona

22,264, 356.49
24,487, 032.65
13,982, 737.60
6,189, 389.87
21,401, 352.32
18,717, 700.43
92,213, 097.04
33,650, 628.49
76,315, 142.63
13,382, 312.57
6,490, 072.83
9,355, 689.74
4,339, 345.57
5,918, 550.56
613.52

3,385,405.26
5,371,221.42
146,003.79
251,076.08
3,045,573.66
264,157.37
8,553,350.99

54, 281.81
320, 144.44
251, 593.94
41, 437.89
138,350.13
313, 238.71
1,248,325.85
4,459,540.85
1,182,434.25
100,948.94
65,214.18
116,846.18
32,811.99
77,076.55
555.67

26,993,318.82
30,934,171.05
16,256,520.55
6,574,376.27
26,646,372.53
21,169,964.23
110,999,460.57
38,997,824.06
85,419,116.41
17,675; 320.50
8,107,897.02
10,598,540.26
5,794,625.20
6,554,983.16
793,213.32

O
O

4,744,472.30
2,361,783.89
1,443,886.01
980,715.73
701,469.25
362,992.98
2,000.00

37,739.64
248,995.48
79,897.38
29,641.95
73,450.94
263,817.27
398,400.75
152,244.55
859,413.97
29,132.38
1,752.48
11,582.97
1,098.45
2,695.83
3,329.56

413,515,703.95

Alaska i
Pacific States..
Hawaii
United States..

1,251,535.62
506,777.06
1,796,287.84
62,830.48
1,987,645.48
1,611,050.45
8,586,285.94
735,410.17
2,317, 653.26
1,801,142. 72
106,971.52
133, 705.64
719,899.94
• 193,667.24
17,714.57

349,477,022.31

21,828,577.93

31,614,108.73

2,193,193.60

8,402,801.38

1,564,327.12

19,747.01

36,243.15

4,661.84

916.57

4,527,320,617.76 390,724,980.30 469,073,133.60

84,841,799.98

64,081,749.52




$40,128,734.71 $1,368,563.98
1,834,837.29
17,447,044.67
928,491.09
16,434,753.65
3,449,102.84
127,686,685.10
2,166,370.57
172,177,805.04
i One report for Sept. 1,1911, used.

r1

S

1,625,895.6
5,536,042,281.16

g3

F E B R U A R Y 20,1912.
Maine
New Hampshire.
Vermont
Massachusetts....
Boston

H
W
O

$462,110.64
84,917.28
528,929.41
662,203.90

$75,868.75
13,950.00
4,765.02
514,729.15
2,968,484.15

$104,811.
202,192.
56,059.
332,187.
2,103,525.

$42,140,089.82
19,582,941.77
17,952,998.86
132,644,908.22
179,416,185.1?

Rhode Island
Connecticut
New England States
New York
Albany
Brooklyn
New York City
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Savannah
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland
Columbus

...




27,485,621.91
65,128,157.00

3,755,897.58
1,315,771.67

7,500.00
35,000.00

31,476,394.81
67,198,685.11

3,081,959.78

490,412,203.72

428,429.54
19,985.63
277,338.05
22,963,726.48
217,559.54
790,487.00
2,133,471. 65
1,475,472.09
667.22
16,448.44
1,062,186.85

20,357.33

7,773.43

334,474,950.72
14,558,011.13
18,681,231.29
734,506,849.83
190,193,496.29
430,418,173.18
184,504,432.03
120,832,387.88
10,531,936.20
36,146; 250.58
45,861,137.34
859,550.76
24,503,321.77

64,769,078.20

61,371,388.04

29,393,545.92

2,146,071,729.00

339,828.49
34,565.35
55,246.97
26,022.35
102,500.50
1,025.00
62,285.07
51,876.45
31,806.44
29,541.74
145,303.48
54,079.31
14,049.77
23,139.73
3,290.00
11,367.89
5,554.38
4,592.93
11,699.76
57,450.27
38,754.09
84,441.71

229,442.23
65,668.62
213,034.36
76,489.26
270,440.49
3/48
249,733.97
66,451.46
99,975.78
66,439.42
242,756.70
696,980.47
465,918.17
113,811.75
23,279.95
346,238.49
39,611.59
13,783.35
71.200.29
47,038.70
46,556.09
267,545.14

83,425,519.10
47,616,560.96
31,045,756.11
19,462,937.84
47,015,590.80
1,443,999.72
32,072; 372.62
39,841,033.97
14,075,951.26
15,951,228.43
24,179,188.71
111,068,634.77
17,556,376.97
10,237,259.97
3,609,664.73
22,425,250.87
9,105,007.80
5,113,521.59
17,320,582.62
41,038,787.52
19,621,361.34
58,237,503.92

14,819,035.02

1,780,661.23

281,067,824.84
14,406,885.73
18,052,688.05
646,449,577.80
181,882,319.42
323,917,535.57
179,919,938.61
115,238,509.40
10,042,962.60
32,695,638.64
43,696,690.12
859,093.15
24,037,237.38

49,341,440.56
39,944.83
30,983.05
7,670,815.49
4,056,284.41
51,323,961.05
1,725,246.16
1,533,795.99
59,085.45
1,668,478.42
465,307.25

3,042,382.32

355,472.87

1,872,266,901.31

118,270,815.53
9,025,399.70
2,901,718.01
3,020,894.68
449,106.70
1,922,031.40
258,125.00
957,802.15
1,342,232.81
255,765.25
1,371,181.30
201,259. 72
3,415,454.93
59,599.19
325,851.28
187,431.98
837,248.01
55,113.65
6,950.76
1,807,534.91
1,638,998.44
971,235.47
6,818,090.69

114,808.05
168,375.17

594,873.46
91,194.94
320,222.14
56,612,876.15
1,168,168.72
389,611.04
343,353.14
1,151,041.58
80,102.91
45,052.47
491,953.12
457.61
82,480.76

466,488,802.08

68,439.143.72
30,502', 982.45
23,397,224.19
18,064,001.00
41,439,580.18
1,048,891.17
29,194,930.15
36,112,045.64
11,190,822.58
13,490,243.98
22,909,198.04
101,376,693.14
16,833,980.91
9,722,878.23
3,378,329.85
20,134,213.94
8,731,248.23
4,942,147.26
14,264,602.00
35,244,923.43
14,318,399.93
44,904,829.71

112,567.27
551,381.27
4,241,745.61

809,853.91
2,869,164.20
53,996,578.52
382,422.47
1,433,568.82
349,118.02
1,720,632.61
145,000.00

5,391,704.96
14, 111, 626.53
4,359,355.91
847,318.53
3,281,038.23
135,955.07
1,607,621.28
2,268.427.61
2,497; 581.21
993,821.99
680,670.77
5,525,426.92
182,828.73
51,578.98
17,332.95
1,096,182.54
273,479.95
146,047.49
1,165,545.66
4,050,376.68
4,246,415.76
6,162,596.67

569,641,309.73

37,829,026.03

59,092,934.42

1,188,421,68

3,712,399.76

671,464,091.62

137,118,364.57
40,007,015.20
36,836,112.15
14,540,572.06

37,861,640.95
1,088,982.68
279,320.35
763,288.12

21,850,418.41

209,765.53
159,854.07
130,000.36
36,426.81

223,826.17
350,847.65
207,554.13
44,640.98

197,264,015.63
41,606,699.60
37,452,986.99
19,591,443.17

4,206,515.20

g
O

w
o
o
g

§
W
a

a

to

o

•4

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd.
FEBRUARY 20, 1912—Continued.

States, Territories, and reserve cities.

Indiana
Indianapolis
Illinois
Chicago
Michigan
Detroit.
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
Des Moines
Dubuque.
Sioux City
Missouri
Kansas City
St. Joseph
St. Louis

Demand certificates of
deposit.

,




1,090,187,515.12
14,091,103,62
11,389,334.05
29,286,338.77
•3,991,315. 73
20,811.700.18
3,728,241.45
40,169,608.07
2,602,554.30
2,448,286.07
3,311,253.88
20,004,973.94
7,684,190.57
24,506,841.65
27,098,467.09
4,473,247.43
8,328,22L35

Time certificates of
deposit.

Certified
checks.

Cashier's
checks outstanding.

Total.

908,126.80
1,907,922.13
5,403,789.03
4,721,321.12
707,515.32
12,617,054.01

233, 919.28
2,112, 166. 74
33, 245. 29
68, 077.30
77, 554.08
139, 519.75
185, 551.79
139, 273.53
92, 838.79
89, 230.21
3, 373.50
20, 355.61
4, 857.16
9, 928.59
4, 836.34
142.94
69, 658.
70
12, 428.26

$199,832.93
251,078.48
421,747.47
3,955,994.91
39,173.13
37,358.81
149,370.31
1,136,273.75
948,490.01
549,567.37
504,366.14
257,265.26
16,525.67
1,307.50
12,371.97
98,084.71
65,601.76
823,346.87
68,548.63
1,633,264. 75

$111,454,729.12
20,993,213.95
202,681,105.93
196,028,698.43
85,944,821.97
30,213,897.00
89,028,996. 85
43,361,380.19
93,570,816.76
40,729,532.08
29,157,988. 80
100,331,807.24
2,482,160.50
6,085,346.30
2,351,815.46
6,370,589.74
30,025,134.30
39,408,179.18
6,249,311.61
71,155,635. 24

182,050,678.48 215,191,891.58

4,113,781.56

11,996,439.36

1,503,540,306.10

$70,156/187.35 $33,320,302.77
19,040,780.31
1,446,024.00
137,634.256.98 28,677,871.62
180,966,652.12
4,523,177.44
61,724,575.66 20,025,058.01
3,982,415.49
26,126,045.40
48,070,594.11 13,111,100.55
6,741,640.12
34,069,419. 76
2,125;940.29
43,617,228.78
3,539,550.06
36,362,085.34
24,539,623.44
2,028,264.87
17,376,014.60
50,335,334.10
96,293.11
1,550,911.61
762,556.43
5,301,126.76
24,625.46
1,401,834.07
104,422.11
4,250,232.20
591,576.72
23,959,330.45
30,940,608.93
2,853,759.32
575,543.15
4,897,045.81
56,741,577.96
151,310.26

Middle Western States
North Dakota
South Dakota
Nebraska
Lincoln
Omaha
South Omaha
tnsas
Kansas City
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo.
New Mexico

Individual
deposits
subject to
check.

944, 126.20
1,210, 111.04
5,793',649.57
138,000.25
254, 639.89
1,248.21
5,525,451. 85
428, 028.13
253, 186.29
339, 661.20
2,673,302.15
327,355.80
4,041,358. 82
582,428. 01
1,097,720.01
52, 529.43

to

o

00

$7,567,03.9.10
185,921.20
35,713,310.58
4,470,707.22
4,122,769.88
27,620,377.80
1,274,526.81
46,693,605.89
139,055.78
1,992,895.56
32,273,963.07
815,056.67

13,095,743.91
13,345,013.23
19,163,661.92
312, 755.37
5,320,620.83
1,853,500.73
11,241,901.0225,000.00
227., 794.89
7,773,589.43
4,255,073.24
8,235,101.61
9,449,332.35
1,586,417.79
4,654,261.64

$211,366.97

16,164,95
16,856.49
87,066.35
19,969.10
292,884.90
17.898. 60
33,667.36
6,303.54
2,766.25
3,715.73
20,322.41
26,081.08
49,540.53
142,542.97
6,474.00
5,730.94

226,970.79
113, m 10
212,460.11
152,817.28
536,035.90
697,037.09
323,528.57
39,645.64
11,137.11
54,749.09
217,155. 63
87,216.13
196,974.02
557,323.20
109,982.60
115,178.18

28,371,109.47
26,074,520.91
54,543,176.72
4,614,857.73
27,215,881. 70
6,297,926. OS
57,294,156.87
3,101,531.61
2,715,375.72
3,937,174.79
30,689,343.5Q
12,379,916.82
37,029,816.63
37,830,093.62
7,273,841.83
13,155,921.54

a
o
O

§
M
O

3
a

Oklahoma
Muskogee
Oklahoma City...

36,058,087.25
3,733,956.26
5,321,859.22

1,514,589.19
68,575.13
170,145.66

4, 154,843.98.
954,882.27
336,377.75

91,851.08
2,324.40
23,176.50

539,170.6.0
47,155.46
87,828.86

42,358,542.10
4,796,893.52
5,939,387.99

Western States.

269,039,580.88

25, 406,106.83

105,985,871.96

865,337.18

4,322,572.36

405,619,469.21

21,438,912.49
23,783,170.45
13,964,350.35
5,870,812.69
20,336,530.16
18,538,013.66
92,201,967.24
38,474,093.32
79,499,641.94
13,722,521.46
6,460,227.15
7,774,048.77
3,960,259.36
6,341,843.20
759,396.25

1,196,201.81
461,258.95
2, 097,598.88
53,369.32
1,965,173.18
1,666,730.68
7, 573,928.35
643,109.25
2, 431,374.97
1,827,481.11
118,464.76
104,198.64
736,257.31
176,936.58
18,688.92

3,558,920.45
4, 757,790.65
158,597.54
339,488.83
3,123,596.42
315,193.16
8,798,232.00
13,451.78
3,488,176.17
2, 335,048.07
1 300,384.91
967,183.49
707,740.91
426,182.86
2,000.00

40,956.93
237,129.55
59,595.74
10,650.80
27,107.40
111,261.96
354,652.95
150,535.13
902,614.35
54,511.82
15,827,05
15,584.66
3,249. 84
31,003.54
3,356.56

47,458.39
377,1)76.90
170,652.00
26,487.48
116,765.77
236, 735.61
1,347,249.89
955,340.17
1,595,2S8.92
87,649.61
65,896.09
174,578.65
25,483.76
55,647.02
555.67

26,282,450.07
29,617,026.50
16,450,794*51
6,300,809.12
25,569,172.93
20,867,935.07
110.276,030.43
40,236,529.65
87,917,096.35
18,027,232.07
7,960,799.96
9,035,594.21
5,432,991.18
7,031,613.20
783,997.40

353,125,788.49

21, 070,772.71

30 291,987.24

2,018,038.28

5,283,465.93

411,790,052.65

1,560,832.50

56,279.80

34,549.15

2,777.59

6,940.46

1,661,379.50

399, 502,714.40 477 146,-973.78

73,801,489.94

57,797,323.57

5,630,559,231.80

$200,841.66
285,503.32
87,199.30
455,226.05
4,179,053.75
55,515.01
143,376.92

$42,841,434.40
18,155,541.16
17,877,594.67
131,089,816.30
185,784,839.63
31,339,151.93
70,408,018.76

Ci

Iq Washington
Ci
Seattle
j
Spokane
I
Tacoma
9 Oregon
§
Portland
LJ, California
CD
Los Angeles
fci
San Francisco

•f Idaho
e
^

Utah
Salt Lake City...
Nevada
."....
Arizona
Alaska

1

Pacific States..
Hawaii

4,622,310,730.11

United States..
1

W
M
LJ

o
H

w
o
H
O
F

One report for Dec. 5,1911, used.
A P R I L 18, 1912.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States
New York
;
Albany
Brooklyn
New York City
New Jersey
Pennsylvania
Philadelphia
Pittsburgh




$40,794,718.38
15,990,487.46
16;309,183.50
125,980,460.89
169,091,965.13
27,420,731.21
68,274,763.90

11,295,373.56
1,776,983.02
949,803.56
3,434,007.08
2,427,346.47
3,795,313.98
1,262,523.06

$469,215.62
81,376.25
524,180.12
717,565.50
7,500.00
36,692.37

$81,285.18
21,191.11
7,228.19
502,556.78
10,086,474.28
60,091.73
690,662.51

463,862,310.47

14,941,350.73

1,836,529.86

11,449,489.78

5,406,716.01

497,496,396.85

g3

285,011, 874.77
15,166: 096.17
18,456i 145.24
641,143, 077.52
177,348; 509.69
327,305!.861.38
187,154! 908.32
120,678; 397.01

50,679,468.04
39,663.16
14,527.92
11,339,211.12
4,203,886.21
53,843,334.25
1,463,247.67
1,515,996.98

3,130,902.85

1,146,372.93
116,551.91
131,822.38
69,058,430.68
1,210,514.54
450,857.37
364,305.00
343,180.77

566,829.78
57,151.78
166,095.97
20,302,544.66
242,861.42
940,026.83
2,607,027.72
1,388,852.71

340,535,448.37
15,379,463.02
18,768,591.51
742,093,664.57
185,295,848.73
436,977,361.75
191,929,875.58
125,483,295.36

o

250,400.59
2,290,076.87
54,437,281.92
340,386.87
1,556,867.89

W

CD

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd.

States, Territories, and reserve cities.

Individual
subject to
check.

Demand certificates of
deposit.

Time certificates of
deposit.

District of Columbia..
Washington

$10,268,951.59
33,984,665.26
43,151,591.47
923,584.30
25,216,976.86

$140,282.85
1,252,939.41
414,289.68

$306,058.37
1,844,244.04
134,000.00

255,101.65

Eastern States..

1,885,810,639.58

Delaware
Maryland
Baltimore

Virginia
West Virginia
North Carolina
South Carolina
Georgia

Savannah
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio

Cincinnati
Cleveland
Columbus

Indiana
Indianapolis




I—t

o

APRIL 18, 1912—Continued.
Certified
checks.

Cashier's
checks outstanding.

Total.

$1,006.82
14,639.83
288,414.73

12,927.00

$65,838.77
30,952.84
706,693.91
2,263.25
56,868.50

19,035.97

$10,782,138.40
37,127,441.38
44,694,989.79
925,847.55
25,560,909.98

125,161,948.94

64,303,146.40

73,684,652.85

26,594,488.22

2,175,554,875.99

70,379,542.86
30,162,223.18
23,442,585.87
18,762,647.08
41,657,126.79
1,251,020.11
30,267,727.88
35,086,819.25
10,726,127.45
13,512,977.92
21,988,449.83
94,612,260.52
16,549,520.85
9,882,982.06
3,543,330.31
21,117,789.56
9,196,586.78
4,764,108.36
14,106,065.62
35,967,133.61
15,205,907.71
45,525,815.11

9,844,124.20
3,328,639.90
3,319,198.46
498,100.04
2,083,960.44
49,525.00
1,173,522.26
2,202,972.66
241,428.57
1,459,834.49
277,260.00
3,592,145.73
58,899.19
344,442.12
204,468.79
770,427.43
56,818.30
5,323.13
1,887,938.21
1,493,588.18
904,478.36
7,050,217.96

5,056,792.82
14,141,050.69
4,239,002.31
887,999.60
3,493,087.69
174,955.07
1,679,324.97
2,317,230.21
2,590,498.40
1,029,714.87
582,955.49
5,679,708.29
211,827.43
145,587.16
14,882.95
1,068,648.80
331,970.88
152,905.45
1,189,961.47
4,433,662.44
4,103,726.40
6,317,925.18

430,829.97
33,910.18
16,745.06
10,512.08
52,671.56
2,980.12
79,378.14
37,909.92
5,284.33
30,749.85
66,630.08
48,263.78
8,442.39
132,412.56
5,154.33
16,550.92
4,038.47
5,182.91
14,300.29
33,195.99
139,469.68
115,039.67

248,543.90
75,917.92
216,801.46
90,076.23
334,991.94
177.98
176,027.47
66,306.92
25,543.07
76,671.88
96,915.31
855,211.84
432,969.59
171,404.77
19,169.53
453,172.96
43,405.63
31,631.00
98,153.37
47,534.74
78,332.02
169,201.72

85,959,833.75
47,741,741.87
31,234,333.16
20,249,335.03
47,621,838.42
1,478,658.28
33,375,980.72
39,711,238.96
13,588,881.82
16,109,949.01
23,012,210.71
104,787,590.16
17,261,659.45
10,676,828.67
3,787,005.91
23,426,589.67
9,632,820.06
4,959,150.85
17,296,418.96
41,975,114.96
20,431,914.17
59,178,199.64

tel

567,708,748.71

40,847,313.42

59,843,418.57

1,289,652.28

3,808,161.25

673,497,294.23

o

129,547,309.67
37,933,986.85
36,025,270.58
13,875,263.29
71,634,988.92
20,060,861.35

38,756,257.13
1,003,460.27
268,816.60
962,844.83
34,116,209.44
1,357,047.36

21,957,609.93

399,539.12
148,454.82
247,894.44
26,103.11
203,888.04
78,426.43

759,127.34
479,498.66
230,414.82
93,536.02
214,386.37
262,645.76

191,419.843.19
39,565,400.60
36,772,396.44
19,061,716.94
113,283,744.51
21,758.980.90

4,103,969.69
7,114,271.74

H

W

tei
O
O

g

w

Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
Des Moines
Dubuque
Sioux City
Missouri
Kansas City
St. Joseph
St. Louis
Middle Western States
North Dakota
South Dakota
Nebraska
Lincoln
Omaha
South Omaha
Kansas
Kansas City
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo
New Mexico
Oklahoma
Muskogee
Oklahoma City
Western States
Washington
Seattle
Spokane
Tacoma
Oregon
Portland
California
Los Angeles
San Francisco




—
&

137,258,016.26
190,783,953.96
64,565,773.73
28,915,302.14
50,028,955.57
31,320,787.28
45,441,800.23
37,281,614.77
22,886,107.45
52,412,181.63
1,762,311.53
5,979,269.32
1,277,994.76
4,939,815.93
23,197,304.21
32,325,650.27
4,616,063.61
55,588,829.96

28,987,435.47
5,633,919.84
20,332,256.26
4,032,014.41
12,751,456.16
6,834,197.73
1,559.259.70
3,630,132.70
1,948,435.30
17,160,582.34
105,253.91
805,754.38
16,911.54
70,300.06
575,932.63
3,308,776.85
590,154.29
121,487.39

35,883,507.48
5,024,274.01
3,480,004.70

1,099,659,413.27

915,752.26
2,070,491.20
5,594,517.25
4,658,703.88
711,267.46
13,054,054.17

253,788.67
2,061,331.23
74,727.92
230,593.76
66,841.61
129,504.06
114,928.98
192,864.84
57,521.05
92,467.49
21,275.20
30,647.78
1,620.85
3,927.46
10,201.37
59", 489.20
4,273.26
26,914.07

509,880.75
5,632,155.30
44,452.78
134,931.00
91,374.24
672,631.48
974,453.27
673,389.78
464,951.07
202,847.73
49,461.99
841.16
9,979.27
87,253.24
86,674.29
1,340,219.45
139,069.00
1,922,895.97

202,892,628.63
209,135,634.34
88,497,215.39
33,312,841.31
90,824.980.50
40,247,551.61
96,505,863.69
41,923,676.02
27,253,711.31
102,848,937.06
2,811,624.63
6,816,512.64
2,222,258.68
7,171,787.89
29,464,629. 75
41,692,839.65
6,060,827.62
70,714,181.56

184,928,896.59

218,057,179.50

4,537,224. 76

15,077,070.74

1,522,259.784.86

14,397,870.67
12,109,362.91
28,415,662.03
3,851,923.83
20,900,290.39
3,459,710.88
38,614,514.96
2,467,161.96
' 2,663,881.28
3,300,007.12
20,611,951.78
7,283,769.41
24,504,395.63
28,346,257.96
4,239,602.56
8,277,665.46
33,837,185.36
3,511,716.31
5,891,283.18

952,134.45
1,558,389.41
5,600,541.88
133,204.41
260,349.35
750.58
5,468,734.79
437,445.56
254,051.88
358,864.13
2,712,476.30
110,408.17
4,104,657.63
543,532.97
1,292,307.97
1,990,109.81
1,630,102.21
62,976.43
121,931.30

13,301,242.87
13,486,063.04
19,801,939.56
322,456.25
5,454,984.81
1,821,971.68
11,794,300.41
25,000.00
236,454=45
8,117,761.91
4,580,915.25
8,364,437.24
9,345,366.08
1,610,658.22
2,657,501.18
4,528,441.80
1,020,449.90
349,511.95

23,967.24
37,682.14
33,778.75
6,313.18
235,507.90
7,075.79
51,171.57
2,471.95
4,534.25
5,771.93
52,953.79
21,537.89
33,868.32
78,018.25
2,444.67
7,693.01
90,971.90
13,265.97
22,735.73

190,156.80
90,056.88
195,859.74
115,699.92
561,673.39
847,832.91
276,755.92
24,752.27
32,203.35
27,373.41
164,788.26
44,208.26
210,412.45
546,534.43
107,892.59
118,933,78
341,222.40
37,330.75
123,647.38

28,865,372.03
27,281,554.38
54,047,781.96
4,429,597.59
27,412,805.84
6,137,341.84
56,205,477.65
2,956,831.74
2,954,670.76
3,928,471.04
31,659.932.04
12,040,838.98
37,217,771.27
38,859,709.69
7,252,906.01
13,051,903.24
40,427,923.67
4,645,739.36
6,509,109.54

266,684,213.68

27,592,969.23

106,819,456.60

731,764.23

4,057,334.89

405,885,738.63

36,491.60
276,254.86
75,603.74
24,356.26
50,401.74
173,926.59
576,287.75
232,024.28
784,995.83

37,272.49
364,498.19
131,468.48
27,042.57
121,310.78
248,852.68
883,449.20
4,857,767.53
790,015.36

29,393,924.48
32,253,562.94
17,341,629.93
6,560,926,57
28,133,745.44
22,645,321.14
112,809,858.08
45,362,374.25
91,794,873.90

24,497,501.11
26,654,373.75
14,946,401.81
6,104,969.85
22,698,860.34
20,382,600.63
95,012,532.87
38,062,722.56
82,929,997.06

27,886,352.92
1,290,431.06
48,415,421.51
145,673.93
1,896,696.44
32,980,857.87
873,322.00

3,629,037.03
1,193,622.25
4,547,971.53
410,464.61
187,914.42
2,000,241.48
350,013.69
54,544.20
3,194,865.75
2,068,306.83
295,528.76
1,544,412.48
8,753,079.92
7,584,508.34
2,209,859.88
3,953,396.45 ""3*336," 469." 20*

s
3

H3

W
H

a
o
S
hj
H

W

o

W
o
d

i
O

TABLE NO. 51.—Classification of individual deposits of national hanks, as shown by reports from December 5, 1911, to September 4, 1912—Contd.to

to

APRIL 18, 1912—Continued.

States, Territories, and reserve cities.

Idaho...
Utah
Salt Lake City
Nevada.
Arizona.
.
Alaska1

.
.

Pacific States .
1

Hawaii ..
United States
1

Individual
deposits
subject to
check.

Demand certificates of
deposit.

Time certificates of
deposit.

$13,576,008.60
6,409,815.02
8,384,732.01
3,966,659.36
6,698,693.17
569,117.67

$1,870,406.39
85,897.52
92,204.61
731,898.01
176,717.35
20,448.53

$2,460,239.59
1,453,463.93
983,241.28
779,863.45
432,631.45
2,500.00

$42,451.68
2,448.21
18,159.35
7,755.60
13,176.34
2,096.56

$88,443.36
78,185.20
243,515.18
113,770.96
62,614.93
85.37

$18,037,549.62
8,029,809.88
9,721,852.43
5,599,947.38
7,383,833.24
594,248.13

w

370,894,985.81

23,996,928.93

30,406,820.00

2,316,430.39

8,048,292.28

435,663.457.41

1,600,928.96

56,655. 74

32,914.52

2,825.14

215.82

1,693,540.18

o
o

4,656,221,240.48 417,526,063.58

481,299,465.45

94,012,039.43

62,992,279.21

5,712,051,088.15

Certified
checks.

Cashier's
checks outstanding.

Total.

g

New England States
New York
Albany
Brooklyn
New York City
New Jersey.
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland.
Baltimore




41,443,405.26
16,604,672.65
16,203,462.01
127,872,038.95
194,597,000.63
27,079,574.44
68,352,581.11

1,302,859.88
1,804,985.50
1,765,471.55
3,359,694.32
2,530,093.85
3,889,022.86
1,329.975.04

tel

•5
o

One report for Feb. 20,1912, used.

E

JUNE 14, 1912.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

w

506,211.46
104,922.23
539,592.40
287,823.62
6,500.00
38,633.02

22,925.80
17,787.82
8,634.35
513,591.24
2,876,519.91
34,506.38
592,106.51

206,753.10
193,113.50
62,960.52
409,204.22
2,167,537.21
68,652.19
128,684.55

43,482,155.50
18,725,481.70
18,580,120.83
132,442,352.35
202,171,151.60
31,078,255.87
70,441,980.23

492,152,735.05

15,982,103.00

1,483,682.73

4,066,072.01

3,236,905.29

516,921,498.08

287,402,006.30
15,222,583.03
18,617,713.47
692,426,554.72
175,581,673.47
326,740,375.87
186,459,780.06
120,374,419.96
9,980,597.56
34,278,857.59
43,324,126.85

51,947,712.80
73,073.07
106,489.00
10,414,743.78
4,518,776.96
51,925,133.90
2,026,985.03
1,438,079.09
140,207.78
1,659,854. 41
376,366.27

2,277,629.55

1,037,' 029.44
220,782.40
235,740.03
66,203,049.49
1,106,820.65
702,534.12
698,786.09
436,139.43
28,987.20
29,833.60
567,525.85

250,905.92
108,225.24
348,153.58
35,781,798.26
222,314.79
933,597.82
2,757,841.81
2,004,656.23
1,527.60
9,073.05
412,343.44

342,915,284.01
15,624,663.74
19,308,096.08
805,383,121.76
184,244,719.26
435,717,590.85
192,290,954.28
125,875,536.03
10,500,215.32
37,873,943.76
44,795,362.41

556,975.51
2,815,133.39
55,415,949.14
347,561.29
1,622,241.32
348,895.18
1,896,325.11
115,000.00

W

tel

o

«

o

District of Columbia..
Washington
Eastern States..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Savannah
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
Des Moines
Dubuque
Sioux City




257,518.30

20,927.00

557.52
84,884.02

4,169.06

880,702. 41
25,115,210.89

1,936,036,546.28 124,884,940.39

880,144.89
24,747,712.51

65,416,637.49

71,352,669.84

42,834,606.80

2,240,525,400.80

69,011,984.48
31,345,364.12
21,849,773.38
17,610,778.66
39,258,669.68
1,175,097.89
29,486,235.63
33,620,296.12
9,880,809.79
12,872,327.63
20,699,414.41
91,039,198.51
16,095,113.98
10,154,213.34
3,782,242.30
20,875,423.22
8,896,530.02
4,329,772.52
13,655,063.58
34,827,904.61
15,502,487.32
46,369,864.71

9,950,868.33
2,952,243.26
3,252,235.59
433,036.82
1,920,773.97
29,525.00
923,110.96
1,326,729.61
261,663.49
1,420,746.99
261,725.00
3,732,714.08
47,105. 79
368,227.41
209,243.20
1,019,698.55
56,813.37
7,181. 74
1,853,275.89
1,476,150. 42
1,201,691.28
7,309,729.25

5,268,133. 79
14,155,130.44
4,614,576.20
971,235.60
3,600,949.53
128,485.07
1,821,385.44
2,326,040.54
2,605,649.80
1,142,439.24
447,488.69
6,151,095.84
150,071.47
113,696.46
15,832.95
1,548,776.48
339,481.08
149,578.65
1,204,521.19
4,598,420.15
4,234,274.83
6,632,870.83

310,602.28
38,585.47
33,060.73
18,782. 79
61,275.61
2,160.89
49,759.78
54,463.13
7,295.25
30,382.47
39,646.42
96,915.22
9,091.03
133,934.03
1,135.14
17,101.72
11,510.09
3,021.48
23,707.12
29,577.85
45,592.11
160,892.46

221,375.28
81,777.55
335,336.43
70,198.50
291,655.87
9,003.48
162,359.13
63,318.08
17,032.24
88,210.27
150,735.27
680,128.14
366,341.97
182,190.17
14,562.93
290,370.82
67,976.31
13,320.84
40,195.00
41,906.45
91,729.92
193,781.23

84,762,964.16
48,573,100.84
30,084,982.33
19,104,032.37
45,133,324.66
1,344,272.33
32,442,850.94
37,390,847.48
12,772,450.57
15,554,106.60
21,599,009.79
101,700,051.79
16,667, 724.24
10,952,261.41
4,023,016.52
23,751,370.79
9,372,310.87
4,502,875.23
16,777,762.78
40,973,959.48
21,075,775.46
60,667,138.48

552,338,566.90

40,014,490.00

62,221,134.27

1,178,493.07

3,473,504.88

659,226,189.12

133,349,162.49
39,307,583.27
42,766,126.83
14,829, 725.06
77,519,114. 73
22,297,810. 48
137,336,182.78
203,321,329.04
64,589,941.52
35,270,223.31
47,977,278.60
31, 761,087. 71
48, 784,116. 07
38,693,327.44
21,949,200.30
50,006,566.12
2,536,068.96
6,285,740.17
1,314,166.92
4,838,436.16

37,371,267.45
1,007,449. 42
295,177.48
925,613.84
33,908,378.77
1,424,434.52
30,230,689.45
3,704, 753.39
21,128,827.81
3,927,740.57
12,831,812.01
6,869,028.41
1,681, 792. 68
2,576,900.67
1,948,232.32
17,466,156.35
83,018.84
778,289.67
15,300.85
71,793.36

21,907,107.89

249,518.11
195,217.96
246,250.78
43,771. 59
197,999.11
87,170. 42
203,696.13
2,587,155.11
51,696. 65
137,190.00
46,730.13
130,593.13
85,436. 76
215,365.66
93, 765.55
171,579. 62
3,118.34
27,638.16
1,430.85
10,007.88

406,428. 70
214,442. 48
207,320.54
36,140.85
175,817.91
147,083.90
329,644. 76
4,117,270.06
51,097.33
146,077.30
86,928.44
354,887.98
1,105,041.14
655,555.24
851,473.26
131,316.63
60,228.82
6,917.20
8,424.86
61,381.18

193,283,484.64
40, 724,693.13
43,514,875.63
19,783,696.11
119,760, 439. 79
23,956,499 32
205,117,455.32
218,522,656.07
89,571,136.27
39,481,231.18
89,374,770.12
40,364,673.43
100,034,866.35
43,232,170.25
26,681,694.76
101,915,583.81
3,619,194.43
7,098,585.20
2,260,812.11
7,030,273.61

3,951,444.77
7,959,129.27
37,017,242.20
4,792,148.47
3,749,572.96
28,432,020.94
1,249,076.20
48,378,479. 70
1,091,021.24
1,839,023.33
34,139,965.09
936,759.47
921,488.63
2,048,655.03

H

W

O

o

o
1-3

W

3
o
Kj

to
CO

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—ContcL to
JUNE 14, 1912—Continued.

States, Territories, and reserve cities.

Missouri
Kansas City
St. Joseph
St. Louis
Middle Western States
North Dakota
South Dakota
Nebraska
Lincoln
Omaha
South Omaha
Kansas
Kansas City
Topeka
Wichita
Montana
Wyoming
Colorado
Denver
Pueblo
New Mexico
Oklahoma
Muskogee
Oklahoma City
Western States
Washington
Seattle
Spokane
Takoma
Oregon
Portland
California
Los Angeles
San Francisco

Idaho




Individual
deposits
subject to
check.

Demand certificates of
deposit.

Time certificates of
deposit.

Certified
checks.

Cashier's
checks outstanding.

Total.

$22,693,786.84
32,201,620.01
4,993,470.58
54,822,297.54

$627,064.45
3,250,164.47
589,122.68
81,896.81

$5,852,221.35
4,219,659.80
700,473.44
12,299,385.02

$34,885.06
47,752.00
15,542.70
29,473.97

$93,514.03
1,218,558.25
135,799.43
1,621,027.10

$29,201,471.73
40,937,754.53
6,434,408.83
68,854,080.44

1,139,344,362.93

182,794,906.27

221,484,874.80

4,912,985.67

12,222,377.39

1,560,759,507.06

12,761,229.53
11,563,178.09
28,550,638.94
4,053,600.73
27,645,121.72
3,267,201.12
36,855,580.02
2,336,987.99
2,453,758.10
3,319,165.86
20,272,509.17
7,554,334.87
23,423,982.85
29,927,052.80
3,897,428.95
8,833,872.68
33,632,445.82
3,334,900.11
5,671,933.86

914,712.71
1,248,038.80
6,417,617.23
116,143.06
233,606.48
744.58
5,705,030.31
426,328.26
258,959.08
370,053.31
2,794,515.89
122,220.92
4,087,675.05
458,902.10
1,172,404.06
77,250.27
1,988,038.11
67,221.96
107,494.60

13,575,952.62
13,795,498.11
19,871,238.37
444,447.15
5,484,527.14
1,867,075.17
12,139,480.55
55,585.28
242,359.46
8,252,561.41
4,708,085.55
8,767,362.52
9,471,972.05
1,611,352.74
4,525,256.98
4,665,683.58
1,009,720.60
395,547.68

106,818.77
32,852.96
43,613.26
6,189.16
120,027.49
12,104.64
45,325.81
684.40
2,529.25
13,283.83
32,064.32
22,132.49
22,828.95
177,891.76
4,878.24
8,182.55
119,333. 78
16,721.00
18,922.51

202,178.17
90,037.11
164,340.89
135,719.81
664,363.81
521,888.75
281,776.19
35,068.50
16,104.65
40,673.47
171,184.54
42,061.18
202,992.26
643,473.98
120,929.31
113,493.71
327,604.18
44,456.55
49,853.74

27,560,891.80
26,729,605.07
55,047,448.69
4,756,099.91
34,147,646.64
5,669,014.26
55,027,192.88
2,854,654.43
2,731,351.08
3,985,535.93
31,522,835.33
12,448,835.01
36,504,841.63
40,679,292.69
. 6,806,993.30
13,558,056.19
40,733,105.47
4,473,020.22
6,243,752.39

269,354,923.21

26,566,956.78

110,883,706.96

806,385.17

3,868,200.80

411,480,172.92

23,394,939.28
26,140,046.63
14,749,099.15
6,461,329.82
22,260,731.65
20,184,219.30
95,208,796.79
40,526,005.68
83,345,563.51
13,353)977.60

1,119,849.36
408,543.72
2,134,670.77
55,279.76
2,052,209.44
1,343,377.65
8,249,802.95
681,693.32
3,096,032.07
1,750,395.49

3,724,707.47
4,993,008.26
176,198.35
331,889.29
3,184,007.81
302,214.22
9,713,509.94
52,380.31
3,343,952.34
2,522,480.51

50,759.57
301,107.99
28,813.66
50,988.07
46,728.01
254,699.27
237,034.16
161,143.89
1,180,873.02
43,250.44

71,347.77
309,794.25
114,693.31
13,407.04
80,279.55
274,762.14
938,877.43
1,168,078.10
761,679.54
134,709.02

28,361,603.45
o
32,152,680.85
17,203,475.24
6,912,893.98
27,623,956.46
22,359,272.58
114,348,021.27
42,589,301.30
91,728,100.48
17,804,813.06

a
o

Q

d

._ w

3

O

Utah
Salt Lake City
Nevada
Arizona
Alaska 1
Pacific States

-

Hawaii
United States

6,366,947.74
9,526,203.57
4,398,421.35
6,819,424.10
517,687.66

77,894.88
159,033.71
726,746.83
145,160.27
14,837.30

1,618,677.17
1,410,184.90
808,308.40
454,198.34
5,950.00

9,229.49
64,152.61
1,054.29
5,155.81
1,171.56

80,495.07
199,532.12
130,977.18
62,147.27
2,067.65

8,153,244.35
11,359,106.91
6,065,508.05
7,486,085.79
541,714.17

373,253,393.83

22,015,527.52

32,641,667.31

2,436,161.84

4,343,027.44

434,689,777.94

1,787,940.16

30,064.82

37,296.20

3,316.26

4,764,268,468.36

412,288,988.78

494,168,999.76

84,756,083.86

69,978,622.60

5,825,461,163.36

1,858,617.44

I
^

i One report for April 18, 1912, used.
SEPTEMBER 4,1912.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States

t-3

tu

$44,875,596.81
18,760,258.55
17,839,369.51
131,709,214.55
177,130,511.63
27,430,457.14
67,749,589.91

$1,478,382.38
1,520,827.48
875,882.37
3,247,986.49
1,941,665.96
3,989,552.84
1,378,520.42

$493,145.34
94,769.98
561,123.82
900,977.07
6,500.00
51,454.06

$89,431.42
24,593.98
11,529.62
405,389.28
5,934,234.16
40,957.69
488,327.93

$149,384.55
171,974.09
70,268.03
402,820.98
1,983,249.57
46,565.53
160,340.04

$47,085.940.50
20,572,424.08
19,358,173.35
136,666,397.37
186,989,661.32
31,514,033,20
69,828.232.36

485,494.998.10

14,432,817.94

2,107,970.27

6,994,464.08

2,984,611.79

512,014,862.18

New York
Albany
Brooklyn
New York City.
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

299,902,717.92
17,092,325.26
19,074,514.01
649,680,823.77
185,926,817.34
338,840,437.75
186,409,002.55
123,270,558.31
10,468,869.75
36,408,331 55
46,283,779.29
938,075.74
24,584,738.23

51,536, 479.62
67, 750.76
104, 496.79
8,914 631.60
4,735, 503.89
51,320, 126.47
1,911, 008.65
1,395, 513.95
530, 399.63
1,680, 938.32
439, 117.23

3,285,653.40

836,932.48
56,649*. 91
255,226.56
75,283,361.27
1,288,027.33
613,850,54
348,313.32
996,562.42
24,915.49
26,812.67
620,489.58
427.61
66,020.60

402,385.47
46,105.73
218,341.12
33,397,706.59
238,984.38
951,221.19
3,325,640.82
1,576,925,86
4,573.90
17,526.82
802,333.22

355,964,168.89
17,262,831.66
19,652,578.48
767,845,606.35
194,580,657.16
448,749,997.21
192,292,533.69
128,895,673.86
11,383,803.24
40,007,076.88
48,170,719.32
938,503.35
24,936,046.54

Eastern States

1,938,880,991.47

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Savannah
Florida




72,667,329.78
33,360,463.68
22,925,406.24
17,398,701.47
38,315,543.96
1,211,972.51
28,431,882.78

253,914.79
122,889,881.70
9,551,394.12
2,952,954.13
3,085,544.56
412,243.65
1,920,681.50
5,400.00
1,136,309.51

569,083.12
2,391,324.22
57,024,361.26
298,568.35
1,656,113.32
' 355,044.47
1,873,467.52
25,000.00
27,947.00
67,506,562.66
5,722,790.12
14,530,203.91
5,013,205.50
1,022,314.04
3,631,606.63
129,535.05
1,870,305.53

80,417,589.78
299,846.78
31,629.80
33,925.65
11,914.77
50,262.31
64.00
109,291.52

3,425.92

fed

Q

oj
H

o
fed

w
o
*d
H
W

fed

o

40,985,171.02 2,250,680,196.63
293,446.03
96,953.61
308,130.08
90,019.07
241,054.05
328.48
122,417.15

88,584,806.83
50,972,205.13
31,366,212.03
18,935,193.00
44,159,148.45
1,347,300.04
31,670,206.49

fcO

TABLE NO. 51.—Classification of individual deposits of national banks, as shown by reports from December 5, 1911, to September 4, 1912—Contd. to
SEPTEMBER 4, 1912-Continued.

States, Territories, and reserve cities.

Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas...
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee

1

,

Southern States
Ohio
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
Des Moines
Dubuque
Sioux City

'.




Individual
deposits
subject to
check.

Demand certificates of
deposit.

Time certificates of
deposit.

$32, 059,508.97
9, 275,008.40
11, 895,713.61
21, 382,148.00
100, 392.419.42
15, 838,918.94
9. 958,121.42
3, 996,530.51
19, 583,156.50
9, 349,054.92
4, 706,196.26
13, 294,140.25
34, 625,261.98
14, 321.948.43
46,304,818.87

$1,310,749.25
265,729.00
1,363,438.19
337,335.39
3,535,883.73
124,530.12
365,038.59
223,193.03
738,512.28
60,696.24
8,685.66
1,884,622.09
1,518,747.61
886,512.03
7,024,781.20

$2,441, 484.20
2,636, 340.89
1,063,856.64
303, 120.54
6,188,010.54
133,380.44
117, 353.77
17, 569.64
1,466,703.49
335, 097.31
146, 500.89
1,200,278.69
4,810, 964.74
4,135,940.10
6,814,463.27

561,294,246.90

38,712,981.88

139,572,409.05
41,021,815.19
42,251,753.38
15,148,500.65
78,391,557.14
23,882,084.49
139,432,357.93
203,652,074.63
65,407,241.39
33,536,357.17
48,861,066.15
34,242,419.83
49,968,560.76
42,892,521.32
22,650,716. 07
51,798,138.89
1,646,266.83
5,977,760.62
1,289,154.74
4,726,075.43

38,357,070.99
1,075,922.04
238,505.46
803,861.17
33,939,578.03
1,645,080.04
30,292,694.36
4,162,652.08
20,384,374.80
3,806,175.27
12,622,424.26
7,479,427.43
1,476,872.30
2,578,724.21
1,951, 444.09
18,736,158.33
86,996.94
800,315.11
9,322.74
113,332.92

Certified
checks.

Cashier's
checks outstanding.

Total.

$75,779.21
30,862.79
57,342.65
111,647.67
809,421.50
615,924.41
106,662.26
7,749.42
303,171.60
63,969.85
45,855.46
74,364.00
119,371.80
194,318.13
261,341.88

$35,935, 708.95
12,213, 194.17
14,414,014.55
22,283, 655.17
111, 154,478.68
16,782, 419.24
10,696,258.18
4,245,942.60
22,127, 340.42
9,813,720.51
4,916, 327.82
16,464, 452.85
41,14i; 221.44
19,586, 097.29
60,554, 051.54

63,731,025.93

1,545,569.57 j 4,030,131.10

669,313,955.38

22,138,847.32

363,386.24
181,713.31
242,391.26
65,536.34
149,128.06
62,871.93
244,712.94
2,329,201.48
136,954.14
71,554.91
120,527.11
366,916.10
92,093.81
249,103.34
66,858.47
145,156.14
13,599.03
36,050.79
476.38
7,198.51

212,,341.18
397:,206.55
420, 316.17
61',522.68
192! 981.84
356, 616.00
554i 092.98
5,175, 303.06
33, 714.87
112, 912.97
143, 011.74
470, 749.84
868,852.22
900, 759.06
374, 969.31
223. 590.64
54! 652.03
5)229.20
13. 138.99
904.07

200,644,054.78
42,676,657.09
43,152,966.27
20,209,843.57
120,886,621.48
25,946,652.46
208,264,314.67
219,601,269.38
90,893,037.94
37,527,000.32
90,089,989.04
43,763,315.42
101,281,349.27
47,724,677.31
26,939,658.37
105,996,492.15
2,931,475.02
6,819,355.72
2,212,834.52
7,051,429.14

4,130,422.73
8,213,376.41
37,740,156.46
4,282,038.13
4,930-752.74
28,342,959.78
1,203,802.22
48,874,970.18
1,103,569.38
1,895,670.43
35,093,448.15
1,129,960.19
900,741.67
2,120,918.21

$48,187.32
5,253.09
33,663.46
149,403.57
228,743.49
69,665.33
149,082.14
900.00
35,796.55
4,902.19
9,089.55
11,047.82
66,875.31
47,378.60
148,646.32

H
O

W
a
o
B

§

a

Missouri..
Kansas City
St. Joseph
St. Louis
Middle Western States
North Dakota .
South Dakota
Nebraska..
Lincoln
Omaha
South Omaha.
Kansas
Kansas City
Topeka
Wichita
Montana..
Wyoming

Colorado
Denver
Pueblo
New Mexico
Oklahoma
Muskogee
Oklahoma City

. .

.
.

.
.

..

Western States..
Washington
Seattle
Spokane
Tacoma
Oregon
Portland
California
Los Angeles
San Francisco
Idaho
Utah
Salt Lake City
Nevada...
Arizona1
Alaska .

. .

. . . .
..

Pacific States
Hawaii
United States.




...

24,411,551.93
35,669,352.14
4,891,174.23
57,051,633.53

628,205.38
3,242,765.02
584,551.59
119,759.70

5,975,019.38
4,587,466.10
725,108.21
10,385,343.94

12,686.55
183,730.50
1,881.81
33,033.53

93,622.31
095,952.03
44,626.52
1, 667,536.18

31,121,085.55
44,779,265.79
6,247,342.36
69,257,306.88

1,168,372,543.49

185,136,214.26

223,774,871.63

176,762.68

13, 557,602.44

1,596,017,994.50

12,825,018.96
12,528,238.99
28,558,150.05
3,975,002.54
23,025,004.77
4,047,210.40
39,905,344.15
2,148,461.54
2,410,158.57
3,295,982.94
22,826,820.57
7,918, 497.38
25,442,854.05
28,555,844.71
4,107,853.77
8,849,198.23
35,607,998.21
3,230,259.35
5,279,491.60

986,961.10
1,144,550.31
6,540,015.36
178,215.31
178,900.77
3,903.29
6,002,803.27
414,762.48
271,448.65
394,722.59
2,723,858.82
140,908.53
4,174,940.34
452,277.24
997,218.02
90,487.47
2,029,326.53
56,616.96
126,359.72

14,400,440.39
14,292,236.99
20,467,609.18
516,152.91
5,478,889.97
1,762,201.89
12,175,192.77
51,298.66
238,943.20
8,465,710.11
4,618,304.18
8,809,126.69
9,487,032.42
1,616,568.89
4,509,307.66
4,824,884.82
825,462.60
356,398.49

117,294.54
29,155.29
38,379.12
14,818.79
86,356.05
6,224.29
47,325.24
1,627.00
1,328.90
6,688.90
32,355.73
15,933.32
144,199.55
101,880.29
1,496.54
7,211.23
81,452.22
7,914.13
16,278.22

262,221.58
123,906.87
201,763.43
102,050.30
678,804.27
1, 047,909.32
303,189.45
91,978.89
31,853.94
60,113.37
192,704.10
6^,746.13
188,685.35
515,541.94
140,283.13
124,102. 77
378,289.39
40,671.67
89,182.47

28,591,936.57
28,118,088.45
55,805,917.14
4,786,239.85
29,447,955.83
6,867,449.19
58,333,854.88
2,708,128.57
2,714,790.06
3,996,451.00
34,241,449.33
12,758,389.54
38,759,805.98
39,112,576.60
6,863,420.35
13,580,307.36
42,921,951.17
4,160,924.71
5,867,710.50

274,437,390.78

26,908,276.76

112,895,761.82

757,919.35

4, 637,998.37

419,637,347.08

24,034,646.05
24,766,729.45
15,040,385.88
6,775,057.89
22,748,833.16
18,840,765.25
97,718,899.32
38,612,211.59
88,671,158.47
13,778,628.20
6,137,711.19
9,393,456.88
4,707,309.43
6,481,731.37
869,225.26

1,232,956.69
380,603.49
2,072,055.24
66,070.84
1,914,398.29
1,415,770.16
6,501,215.32
759,225.20
2,395,125.69
1,803,306.66
77,430.50
109,324.55
705,076.44
110,035.80
15,328.32

3,809,584.94
4,855,800.36
136,022.00
230,872.39
3,370, 424.63
225,242.88
9,767,225.65
794,521.60
3,797,362.76
2,690, 430.00
1,668,096.22
1,679, 565.47
895,016.66
496,744.57
15,878.47

27,038.29
348,084.74
43,205.39
60,435.15
26,216.46
106,274.02
1, 204,608.88
136,021.19
921,650.53
63,219.16
4,127.93
40,738.02
1,172.51
5,860.30
7,434.56

46,158.87
474,575.87
155,906.56
49,108.80
84,585.70
201,815.06
1, 739,262.98
068,739.87
2, 082,123.51
100,098.56
72,821.41
197,982.72
123,229.74
62,249.16
8,092.70

29,150,384.84
30,825,793.91
17,447,575.07
7,181,545.07
28,144,458.24
20,789,867.37
116,931,212.15
41,370,719.45
97,867,420.96
18,435,682.58
7,960,187.25
11,421,067.64
6,431,864.78
7,156,621.20
915,959.31

378,576,749.39

19,557,923.19

34,432,788.60

2, 996,087.13

6, 466,811.51

442,030,359.82

1,880,964.23
4,808,937,884.36

45,201.19
407,683,296.92

41,830.32
504,490,811.23

97, 892,761.41

2,926.85

1,975,291.41
5,891,670,007.00

i O ne report for June 14,1912, used.

4,368.82

72, 665,253.08

o

o
o
g
H
W

o

W

O

TABLE NO. 52.—Number of national banks reporting savings deposits, number of savings depositors, and amount of savings deposits at date of each to
report since September 1, 1911.
00
Dec. 5,1911.

States.

Number of
banks
reporting
savings

Number
of savings depositors.

de-

posits.
MflJTlA

New Hampshire.
Vermont
Massachusetts...
Rhode Island
Connecticut
Total New
E n g1 and
States
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total Eastern States.
Virginia
West Virginia
North Carolina..
South Carolina..
Georgia
Florida
Alabama
.. .
Mississippi
Louisiana
Texas
Arkansas

43
14
31
32
5
6

Number of
banks
Amount of reportsavings deing
posits.
savings
deposits.

64,180 $20,139,426 20
11,141 1,560,038.36
25,581 8,728,770. 53
43,294 12,193,502.26
6,692 4,676,773.56
9,712 2,012,478.89

43
14
31
34
5
7

Number
of savings depositors.

Number of
banks
Amount of reporting
savings desavposits.
ings

65,765 $21,380 906.14
11,596 1,552,951.30
26,123 8,880,134. 04
48,511 13,005,799.61
6,255 4,942,061.88
9,581 2,168,555.09

June 14, 1912.

Apr. 18,1912.

Feb. 20, 1912.

Number
of savings depositors.

Number of
banks
Amount of reporting
savings desavposits.
ings

de-

de-

posits.

posits.

44
13
32
35
5
7

66,799 $21,994,037. 28
11,703 1,454,638. 95
26,356 9,209,934. 57
48,855 13,615,087.59
7,082 5,123,843.75
9,841 2,339,091.03

44
13
32
36
6
8

Number
of savings depositors.

Sept. 4, 1912.

Number of
banks
Amount of reporting
savings desavposits.
ings
deposits.

66,162 $22,318,713.84
11,534 1,487,913.27
28,182 9,476,083. 45
48,855 14,188,165. 45
7,247 5,344,442. 86
10,249 2,369,696.47

44
15
31
35
6
10

ft
Number
of savings depositors.

o
Amount of
savings deposits.

^
o

fe
H
|X

69,002 $23,043,332.75
12,154 1,556,074.18
26,500 9,339,383.83
50,264 14,651,213.26
7,508 5,588,612.27
11,556 2,695,063.62

d
O
g
hj
H
W
<~>

131

160,600 49,310,989.80

134

167,831 51,930,408.06

136

170,636 53,736,633.17

139

172,229 55,185,015.34

141

176,984 56,873,679.91

214
149
577
15
82

237,432 73,666,615.81
149,701 51,755,131.96
564,879 164,054,761.73
5,466 1,747,512.21
51,589 19,928,554 20

217
147
593
15
80

241,802 76,058,637.39
149,844 53,095,470.56
571,060 171,827,196.48
5,626 1,801,419.06
53 077 20 352 765.35

218
152
603
15
82

245,523 76,569,816.02
150,176 53,295,185.58
588,335 174,642,212.97
5,675 1,813,467.17
54 156 20 584 592 21

215
152
595
15
80

246,373 77,169,224.91
156,865 54,408,140.61
588,335 175,236,847.82
5,713 1,819,634. 70
53,372 20,731,150.44

224
157
609
15
82

258,911 79,891,357.36
163,229 56,584,638.22
604,486 181,618.408.96
6,047 1,907,663.28
54,870 21,173,885.37

656,425.83

4

2

1,490

422,459.57

1,039 1,010,557 311,575,035.48
79
61
39
36
46
37
39
12
16
63
14

70,479
34,485
23,700
24,374
31,261
30,585
26,412
4,819
6,492
25,289
5,322




24,728,402.56
7,426,412.02
3,351,501.13
7,521,765.38
7,198,886.20
8,754,649.26
5,869,481.94
1,010,529.28
1,970,942.61
6,485,472.42
1,021,311.25

3

1,755

1,055 1,023,164 323,791,914.67
81
62
40
39
48
38
41
12
17
61
13

89,744
33,470
29,114
25,646
33,635
32,439
27,437
5,042
8,102
25,745
2,876

25,491,736. 70
7,388,656.04
4,140,071.45
7,703.010.94
7,584,616.50
9,195,775.37
6,091,489. 53
1,083,213.55
2,434,437.87
6,646,192.32
510,267.36

1,894

683,326.60

1,074 1,045,759 327,588,600.55
85
62
41
38
48
37
42
13
19
61
13

81,192
35,328
32,220
25,469
35,415
33,410
29,645
4,635
9,527
26,949
2,876

26 415,037.34
7,171,909.14
4,520,296.64
7,970,915.73
7,981,908. 02
9,447,154. 55
6,489,863. 70
1,524,569.09
2,472,799.19
6,831,035.42
510,267.36

4

2,434

796,702.15

1,061 1,053,092 330,161,700.63
87
70
41
38
46
38
42
11
18
64
15

82,577
38,218
31,148
25,620
35,318
34,346
27,738
5,064
7,115
26,949
7,693

26,691,902.48
7,810,409.23
4.551,024.40
7,969,704.25
8,060,781. 77
9,545,722. 95
6,434,596. 61
985,170. 50
2,400,692. 51
7,078,934. 22
933,207.19

4

2,316

87,331
39,320
34,296
26,044
38,007
35,854
30,287
5,051
6,717
27,610
7,928

o

M
H
|lj

967,537.47

1,091 1,089,859 342,143,490.66
88
66
41
38
46
38
41
10
18
61
15

t"1
|

27,828,726.10
8,058,555.31
4,505,465.06
8,284,749.87
8,548,372.32
9,964,978.16
6,614,340.35
893,315.03
2,531,148.03
7,321,128.47
920,553.45

g
&
%
O
K|

Kentucky
Tennessee
Total Southern States.
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

10,559
33,139

3,376,272.56
6,723,224.66

28
32

500

326,916 85,438,851.27

151
64
204
88
108
140
108
22

149,814
30,105
159,540
140,225
126,731
72,192
35,767
13,117

37,095,484.21
6,954,960.12
36,196,544.23
39,305,277.17
27,608,296.32
13,457,955.50
6,933,071.98
2,591,413.97

Total Middle States..

885

727,491 170,143,003.50

North Dakota...
South Dakota...
Nebraska
Kansas ..
Montana
Wyoming
Colorado
New Mexico
Oklahoma

43
42
43
55
20
14
33
8
47

Total Western States.
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska
Total Pacific
States
Hawaii
Total island
possessions
Total United
States

28
30

6,117
8,965
25,573
20,866
5,661
4,954
20,701
1,697
10,060

10,842
34,536

3,590,429.87)
6,940,891.42

29
32

512

358,628 88,800,788.92

155
66
211
88
110
146
112
25

153,065
31,584
163,833
142,047
129,887
73,019
40,674
18,466

36,930,586.41
7,567,641.22
37,498,609.93
41,612,635.36
31,106,092.86
14,837,142.47
7,618,200.40
2,899,339.19

913

752,575 180,070,247.84

152
69
226
88
113
142
116
3.1

159,697
36,606
170,123
143,158
153,388
75,926
39,071
18,656

939

762,121 184,601,250.67

937

796,625 189,012,347.79

929

755,558 182,527,341.98

61
33
72
26
17

114,413 35,839,674.61

210

37,447,850.57
8,610,886.37
39,750,264.40
40,333,360.97
32,276,828.72
14,669,018.39
8,472,022.60
3,041,018.65

37,859,966.82
7,567,641.22
38,184,044.17
42,028,036. 78
30,611,581.18
15,278,085.86
7,965,323.74
3,032,662.21

44,988 12,280,845.92
9,458 1,579,956.0?
39,435 17,216,699.52
733,727.12
4,261
14,374 3,502,978.00
463,787.43
1,626
9,985.47
182
51,695.13
89

60
30
69
27
16
5
2
1

426

156,846
36,012
165,107
138,151
134,430
70,616
42,758
18,201

154,558
31,584
161,013
140,532
130,904
78,093
41,269
17,605

105,802 18,890,673.09

104,594 17,992,888.20

369,081 93,930,993.61

159
71
219
88
109
143
117
33

362,831 92,175,927.82

158
66
215
88
109
150
113
30

304

305

6,117
8,714
25,658
21,372
5,501
6,592
21,348
1,772
8,728

533

520

44
44
47
56
20
14
36
7
47

45
42
42
53
19
14
35
7
47

31
33

30
33

945,701.55
1,118,351.10
3,158,193.96
1,981,171.68
1,477,232.97
1,398,764.55
7,728,473.20
140,060. 54
942,723.54

524,720.39
1,124,620.34
3,003,064.45
1,917,729.85
1,317,745.64
1,302,784.33
7,597,980.84
147,520.28
1,056,722.08

4,118,414.58
7,350,432.92

3,813,135.87
7,027,035.77

11,279
34,886

5,882
9,029
26,370
21,059
5,575
6,585
22,767
1,838
8,744

12,041
30,185

4,419,212.13
7,594,572.47

386,671 97,485,116.75

6,502
8,675
30,695
19,668
6,054
7,458
21,083
1,751
9,119

37,618,686.87
8,365,367.38
40,681,325.61
43,167,702. 73
33,264,440.26
14,957,588.30
7,756,460.92
3,200,775.72

916,548. 95
1,228,094.66
3,432,136.96
2,166,792.66
1,550,767.60
1,416,079.27
8,019,995.93
172,632.26
1,103,230.93

46
47
52
57
21
14
37
7
53

324

107,818 20,006,279.22

334

111,005 20,324,610.18

61
32
76
28
16

2
1

46,784 12,819,892.90
11,720 1,947,983.05
51,494 18,504,786.10
4,572
851,446.88
14,266 3,136,377.42
1,816
534,890.37
160
18,928.98
115
60,353.71

1

47,985 13,480,174.07
21,212 2,435,628.13
44,213 14,776,689.35
4,923
929,505.45
14,349 3,173,516.89
1,896
559,897.51
196
19,640.97
125
63,338.13

61
35
86
30
16
5
2
1

49,733 13,938,333.71
21,015 2,623,061.33
52,803 20,522,458.23
6,142 1,038,610.10
14,668 3,292,398.23
1,904
576,271.30
225
23,906.15
136
67,524. 24

222

130,927 37,874,659. 41

221

134,899 35,438,390.50

236

146,626 42,082,563.29

540,633.18
1,171,864.08
3,303,141.72
1,972,359.42
1,519,307. 51
1,420,996.36
7,343,201.29
156,171.11
912,723.54

45
47
47
57
21
13
38
7
49

315

107,849 18,340,398.21

62
35
73
28
16

2
1

46,497 12,706,957.94
9,945 1,833,192.83
44,888 18,103,329.37
759,654.97
4,491
10,878 2,982,530.96
485,657.48
1,696
12,841.26
185
60,273.40
117

217

118,697 36,944,438.21

c

11,692
35,603

c

t.

6,429
9,029
26,651
21,507
5,681 •
6,547
21,056
1,838
9,080

941,140.45
1,069,715.51
3,592,799.41
2,266,598.42
1,598,879.02
1,689,172.15
7,953,303.16
181,495.80
1,031,506.26

3

1,235

191,620.10

3

1,259

295,909.64

3

1,309

291,017.04

3

1,370

316,716.26

3

1,278

325,375.37

3

1,235

191,620.10

3

1,259

295,909.64

3

1,309

291,017.04

3

1,370

316,716.26

3

1,278

325,375.37

3,073 2,445,806 670,492,062.96




3,138 2,527,956 700,724,380.43

3,199 2,574,869 712,534,578.18

3,220 2,600,610 719,640,346.23

The statistics here presented are revised returns from the banks.

3,268 2,709,048 748,247,183.95

o
o
o1
f

w
o
H

W
o

o

to

J— l
SO

220

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 53.—Specie and circulation of national banks at date
DECEMBER 5, 1911.
Specif

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
ClearingTreasury
Gold
house
Treasury certificates certificates
to order
certificates.
(sec.
5192,
(actof Mar.
14,1900). U.S.R.S.).

CENTRAL RESERVE CITIES.

1
2
3

New York City
Chicago
St. Louis
Total, central reserve cities

39
10
8

$5,805,907.50 $95,200,850 $20,460,000 $47,910,000
6,647,914.00 21,688,280
2,745,000
9,945,000
3,134,397.50 13,607,090
390,000

57

15,588,219.00 130,496,220

23,595,000

57,855,000

85,000
60,000

5,598,500

OTHER RESERVE CITIES.

4
f>

6
7
S
q
10
11
12
13
"M
15
16
1?
IS
19
oo
21
22
23
24
*>5
26
07
28
29
SO
31
32
33
M
35
36
V
38
39
40
41
49
43
44
45
46
47
48
49
50

Boston

Albany
Brooklyn
Philadelphia

.

Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis

Detroit

.

.

..

. . . .

Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

20
3
5
33
24
17
10
2
5
4
8
2
6
6
6
8
8
7
8
7
3
6
5
6
3
4
3
4
12
4
4
7
3
2
2
3
8
3
4
6
6
5
2
4
9
10
5

1,173,731.50
496,988.50
225,860.00
2,499,394.50
3,897,145.00
403,960.00
40,077.50
10,137.50
32,582.00
172,611.00
413,757.50
113,085.00
248,379.50
517,487.50
154,300.00
552,030.00
854,135.00
1,725,950.50
942,490.00
1,051,057.50
1,359,032.50
570,847.50
2,807,965.50
1,015,390.67
146,552.50
386,732.70
138,722.50
152,685.00
1,386,940.00
328,165.00
322,178.00
1,133,400.00
482,940.00
150,720.00
172,185.00
76,107.50
4,361 410.00
324,232.50
80,742.50
412,877.50
3,953,467.50
842,590.00
655,320.00
4,297,392.50
5,254,262.50
9,786,872.50
990,088.20

8,826,650
1,875,240
823,350
6,812,000
8,411,770
1,704,100
1,803,100
66,000
1,496,290
1,044,000
183,970
337,850
1,349,330
481,580
194,360
859,020
2 974 170
3,195,000
835,290
1,884,070
452,990
2,074,600
936,630
383,390
300,850
273,830
55,000
270,000
1,864,240
410,280
189,830
1 391,850
174,020
111,650
97,720
213,850
2 996 320
510,660
168,770
220,360
51,700
267,740
73,960
110,000
192,040
976,530
513,010

4,950,000
10,000

416,666
7,150,000
2,005,000
10,000
850,000

860,666
800 000

35,000
745,000
495,000

1,020,000
300,000
100,000
60,000

1,090 000

400,000
650,000

1,090,000

20 000
150 000
120,000
180,000

1,870,000

749,000
1,095,000
191,000
448,000
1,000,000
1,138,000

Total, other reserve cities

322

57,114,980.07

60,438,960

ll,635,.000

24,099,500

Total, all reserve cities

379

72,703,199.07 190,935,180

35,230,000

81,954,500

STATES, ETC.
51
52
53
54
55
56

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island .
Connecticut
Total, New England States




70
56
50
169
22
79

1,211 799 90
536,633.14
377 810 25
2,424,331.63
432 430 20
1,760,666.47

644 440
273,210
131 360
1 506,450
456 060
851,030

20,000

446

6,743,671.59

3,862,550

20,000

3 000

3,000

BEPOKT OF THE COMPTROLLER OF THE CURRENCY.

221

of each report during year ended September 4, 1912.
DECEMBER 5,1911.
Specie.

Silver
dollars.

Silver
Treasurycertificates.

Fractional
silver coin.

Circulating notes.

Total.

$39, Oil $44,970,539 $1,372,297.77 $215,758,605.27
174,770 16,780,737
451,310.46 58,433,011.46
4,146,332
138 473
127,679.05 21,543,971.55
352,254

65,897,608

1,951,287.28

295,735,588.28

1,510,517
14,769
4,683
142,247
209,550
41,073
7,791
9,389
29,561
127,088
76,505
45,524
144,328
90,520
82,819
76,073
43,105
87,665
101,830
133,564
68,980
75.937
74,500
68,176
24,417
43,638
4,717
8,028
155,149
61,052
40,848
110, 701
16,973
8,002
16,903
10,505
79,585
16,895
34,466
79,784
57,020
53,978
30,807
79,388
147,423
185,412
41,918

8,519,350
85,324
1,005,963
6,084,319
3,850,862
2,350,206
716,267
40,693
411,277
364,686
89,288
166,630
569,787
182.387
35; 047
376,087
1,535,343
795,152
255,355
373,223
175,826
1,211,055
100,293
483,392
49,500
65,258
44,000
10,000
1,299,558
232,836
32,906
777,917
62,650
32,134
16,920
80,858
122,576
31,040
34,772
92,945
305
184,247
2,842
26,951
69,744
41,922
24,987

544,764. 77
47,441.25
98,298.70
744,814.34
487,601.30
163.630.90
61,262.50
10,826.00
34,308. 71
113,385.20
83.141.30
68,295.95
155,215.25
60,353.85
73,320.70
39,118.37
67,213.25
104,473. 75
67,011.80
51,261. 50
47,185.00
64,152.00
89,226.40
60,657.47
53,109.20
23,620.55
10,288.60
16,056.50
292,822.48
57,802.50
37,621.25
115,052.60
22,893.50
9,402.20
16,930.95
9,040.10
60,405.50
17,278.20
28,327.15
68,430.45
132,848.50
109,239.25
34,012.15
150,917.25
248.973.91
367,889.75
60,847.90

26,258,513.27
2,579,762. 75
2,568,154.70
28.382,774.84
18,861,928.30
4,682,969.90
2,628,498.00
137,045.50
2,854,018.71
1,821,770.20
846, 661.80
731,381.95
2,467,039. 75
1,332,328.35
539,846.70
2,797,328.37
6,273,966.25
6,653,241.25
2,201,976.80
3,493,176.00
2,599,013.50
3,996,591.50
5,028,614.90
3,401,006.14
674,428.70
853,079.25
252,728.10
856,769.50
6,738,709.48
1,090,135.50
623,383.25
3,548,920. 60
759,476.50
461,908.20
440, 658.95
570,360. 60
7,620,296.50
900, 105.70
347,077. 65
874,396.95
4,944,341.00
2,552,794.25
987,941.15
5,112,648.75
6,912,443.41
14,366,626.25
1,630,851.10

Received
from Comptroller.

On hand.

Outstanding.

$52,746,100 $1,571,000.00 $51,175,100.00
14,749,000
658,405.00 14,090,595.00
141,805.00 17,162,985.00
17,304,790
84,799,890

2,371,210.00

82,428,680 00

136,595.00 7,923, 105.00
8,059,700
68,602. 50 2,031,397.50
2,100,000
977; 200.00
9,800.00
987,000
210,470. 00 15,971,530.00
16,182,000
17,074,000
267,172.50 16,806,827.50
8,375,000
147,160.00 8,227,840.00
50,552. 50 5,549,447.50
5,600,000
650, 000.00
650,000
3,284,647.50
35,352.50
3,320,000
2,534,000
13,000.00 2,521,000.00
1,632,000
6,905.00 1,625,095.00
375,000
375, 000.00
2,800,000
5,300.00 2,794,700.00
1,965,000
50,387.50 1,914,612.50
1,200,000.00
1,200,000
4,755,000
40,000.00 4,715,000.00
32,302.50 7,942,297.50
7,974,600
6,042,500
337,200.00 5,705,300.00
2,500,000
12,905.00 2,487,095.00
5,911,040
10,605.00 5,900,435.00
1,899,000
40,102.50 1,858,897.50
4,567,000
8,605.00 4,558,395.00
1,945.000
1,945,000.00
2,093; 000
14,550.00 2,078,450.00
4,100.00
400,000
395,900.00
1,802.50 1,337,197.50
1,339,000
600,000
600,000.00
7,500.00
775,000
767,500.00
109,202.50 4,460,797.50
4,570,000
24,702.50
970,000
945,297.50
4,705.00
730,500
725,795.00
18,600.00 2,561,400.00
2,580,000
23,047.50
680.000
656,952.50
10,200.00
399,000
388,800.00
300,000
300,000.00
325,000
325,000.00
19,055.00 3,100,945.00
3,120,000
5,850.00
480,000
474, 150.00
6,900.00
625,000
618, 100.00
3,905.00
650,000
646,095.00
5.00
1,485,000
1,484,995.00
2,700,000
2,700,000.00
3,705.00
500,000
496,295.00
2,800,000 1,061,305.00 1,738,695.00
151,102.50 4,948,897.50
5,100,000
134,630.00 21,389,370.00
21,524,000
47,852.50 1,702,147.50
1,750,000

4,573,803

33,114, 6

5,280,770.70 196,257,693.77

164,943,340 3,135,737.50 161,807,602.50

4,926,057

99,012,288

7,232,057.98 491,993,282.05

249,743,230 5,506,947.50 244,236,282.50

32,006
28,194
33,286
146,495
5,635
48,033

421,169
331,677
149,056
1,968,996
451,343
1,092,885

293,649

4,415,126




115,750.13
109,015.05
82,131.75
647,989.95
119,295.84
280,613. 71

2,425,165.03
1,278, 729.19
773,644.00
6,697,262.58
1,464,764.04
4,053,228.18

1,354, 796. 43 16,692, 793.02

5,958,250
5,030,500
4,806,500
21,053,000
4,707,500
13,346,250

115,207.50 5,843,042.50
107,782.50 4,922,717.50
74,413. 50 4,732,086.50
415,647. 50 20,637,352.50
94,455.00 4,613,045.00
310,170.00 13,036,080.00

54,902,000 1,117,676.00 53,784,324.00

222

REPOET OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 53.—Specie and circulation of national banks at date
DECEMBER 5, 1911—Continued.
Specie.

City, State, and Territory.

Number of
banks.

Gold coin.

Gold
ClearingTreasury
Gold
house
Treasury certificates
certificates
to order
certificates. (act
(sec.
5192,
of Mar.
14,1900). U.S.R.S.).

STATES, ETC.—continued.
57
58

59
60
61
62

$5,357,380
3,303,180
8,023,870
98 620
560,920
31,080

$940,000
10,000
240,000

90
1

$5,272,326.67
2,149,570.87
9,613,835.23
157,506.70
480,860.25
7,892.50

1,507

17,681,992.22

17,375,050

1,220,000

130
108

113
45
83
30
27
484
48
136
100

1,670,525.95
1,161,222.00
418,400.45
192,213.00
484,949.50
543,093.82
653,647.50
142,623.20
197,600.50
2,310,193.95
294,031.50
777,605.50
1,111,994.50

1,263,900
870,900
401,430
178,940
472,430
541,560
1,086,770
250,900
389,800
2,515,590
363,900
622,300
1,242,370

1,421

9,958,101.37

10,200,790

560,000

9,000

358
251

315
109

3,119,980
2 418 880
3,458,430
1,142,510
1 194,860
1,178,770
1,474,640
342,360

495,000
60 000
755,000
40,000
680 000
290,000
385,000
45,000

240,500

429
97
123
261

4,226,390.62
3 060 928.50
4,532,565.04
2,303,251.20
1,899,684.90
3,051,296.41
2,463,218.23
777,068.80

1,943

22,314,403.70

14,330,430

2,750,000

240,500

147
103
233
203
58
29
118
41
271

611,212.93
745,495.70
1,537,335.05
1,736,071.60
1,503,968.20
448,057.20
1,466,459.95
456,492.77
755,123.60

649,480
587,520
821 880
1,025,880
773 440
339,590
867,540
362 470
864,510

1,203

9,260,217.00

6,292,310

67
75
194
47
16

11
13
2

1,499,425.00
2 270,772.50
7,277,269. 40
875,320.00
401,075 00
362,430.00
319,945.00
215,515.31

302,110
176 820
703,270
237,770
51 690
55,710
139,490
47,230

425

13,221,752.21

1,714,090

4

491,067.00

1,300

Total, States, etc

6,949

79,671,205.09

53,776,520

4,905,000

855,500

Total, United States

7,328

152,374,404.16 244,711,700

40,135,000

82,810,000

New York
New Jersey
Pennsylvania
D elaware
Maryland
District of" Columbia

417
196

775
" 28

Total, Eastern States
Virginia
West Virginia
65 North Carolina
66 South Carolina
67 Georgia
68 Florida
69 Alabama
70 Mississippi
71 Louisiana
7?, Texas
73 Arkansas
74 Kentucky
75 Tennessee
63
64

• 73
44

Total, Southern States
76
77
78
79
80
81
8?
83

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota \.
Iowa
Missouri
Total, Middle States

84
85
86
87
88
89
90
91
92

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming*
Colorado
New Mexico
Oklahoma

93
94
95
96
97

98
99
100

Washington
Oregon
California .
Idaho
Utah
Nevada
Arizona
Alaska*

101

Hawaii

Total, Western States

Total, Pacific States




.

i One report for Sept. 1,1911, used.

$415,000
15,000

30,000
430,000

9,000
110,000
10,000
410,000
30,000

30 000
195 000
40 000

265,000

90 000

90,000

173 000

173,000

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

223

of each report during year ended September 4, 1912—Continued.
DECEMBER 5,1911—Continued.
Specie.

Silver
dollars.

Silver

Treasury
certificates.

Circulating notes'

Fractional
silver coin.

Total.

Received
from Comptroller.

On hand.

Outstanding.

$253,191
132,973
722,321
19,849
25,429
540

$3,677,435
2,973,295
4,146,450
210, 756
374,296
30,336

$983,072.27
633,248.82
1,239,837.62
49,938.90
111, 175.12
1,285.00

$16,898,404.94
9,202,267. 69
24,001,313.85
536,670. 60
1,582,680.37
71,133.50

$36,792,820
17,092,070
56,687,390
1,574,750
4,520,990
260,000

$573,837.50 $36,218,982.50
268,657.50 16,823,412.50
580,703.50 56,106,686. 50
1,555,530.00
19,220.00
4,466,772. 50
54,217.50
237,600.00
12,400.00

1,154,303

11,412,568

3,018,557.73

52,292,470.95

116,918,020

1,509,036.00 115,408,984.00

175,127
121,058
132,849
68,109
287,140
191,943
183,782
85,629
95,021
751,674
98,508
140,567
199,334

801,695
514,010
304,074
200,973
583,120
298,806
382,635
104,871
148,939
976,846
158,691
319,644
570,702

232,680.03
131,378.41
114,058.00
177,621. 71
318,160.27
159,700.93
219,613. 60
79,394.05
106,791.20
756,743.54
100,344.70
128,270.36
193,737.84

4,143,927.98
2,798,568.41
1,370,811.45
817,856.71
2,154, 799.77
1,735,103.75
2,526,448.10
773,417.25
938,151.70
7,310,047.49
1,025,475.20
2,398,386.86
3,348,138.34

14,090, 510
8,252,100
6,340,100
4,612,250
10.183,250
5,026,240
8,177,750
2,922,460
2,608,750
20,729,560
2,556,260
10,992,850
9,748,760

2,530,741

5,365,006

2,717,494. 64

31,341,133.01

106,240,840

528, 744
469,462
559,330
199,459
193,762
244,917
336,339
158,090

1,422,135
1,017,441
1,520,395
549,671
465,458
608,043
480,525
180,265

490,496.12
361,554. 66
616,482. 64
237,201.13
187, 790. 25
285,896.93
258,344.43
113,669.94

10,523,245.74
7,388,266.16
11,442,202.68
4,472,092.33
4,621,555.15
5,658,923.34
5,398,066.66
1,616,453.74

29,249,130
18,017,340
25,780,950
8,280,750
8,379,070
8,854,250
14,633,550
5,663,810

2,690,103

6,243,933

2,551,436.10

51,120,805.80

118,858,850

86,947
98, 736
173,367
261,006
61,434
37,288
130,134
52,361
309,233

237,338
190,277
288, 773
450,029
143,564
54,333
233.997
82', 957
408,032

119,181.50
109,156.95
170,683.96
219,100. 68
134,957.80
47,295.15
120,268.30
40,412.05
297,328.50

1,704,159.43
1,761,185. 65
3,187,039.01
3,732,087.28
2,617,364.00
926,563.35
2,818,399.25
994,692.82
2,634,227.10

3,673,430
3,062,850
8,241,810
8,723,540
2,941,450
1,460,050
4,977,260
1,512,750
6,918,040

24,010.00
8,122.50
28,260.00
48,477. 50
23,027.50
7,107.50
41,047. 50
10,305. 00
39,420.00

3,649,420.00
3,054,727.50
8,213,550.00
8,675,062.50
2,918,422.50
1,452,942.50
4,936,212.50
1,502,445.00
6,878,620.00

1,210,506

2,089,300

1,258,384.89

20,375,717.89

41,511,180

229,777.50

41,281,402.50

118,575
85,884
311,928
58,173
33,313
14,430
36,015
3,230

56,042
43,897
151,279
42,231
14,805
7,286
50,999
« 6,225

161,984.60
154,521.47
462,375.95
84,744.58
25,390.50
21,629.15
28,551.35
11,027.00

2,138,136. 60
2,731,894.97
8,996,122.35
1,471,238.58
526,273.50
461,485.15
575,000.35
283,227.31

2,520,610
2,643,310
13,883,000
2,194,000
835,750
1,567,050
840,310
62,500

21,367.50
123,977.50
238,545.00
8,645.00
22,322.50
40,495.00
16,855.00
500.00

2,499,242.50
2,519,332.50
13,644,455.00
2,185,355.00
813,427.50
1,526,555.00
823,455.00
62,000.00

661,548

372,764

950,224.60

17,183,378.81

24,546,530

472,707.50

24,073,822.50

41,550

356

15, 761.20

550,034.20

294,250

2.50

294,247.50

8,582,400

29,899,053 11,866,655.59

189,556,333.68

463,271,670

13,508,457

128,911,341 19,098,713.57

681,549,615.73

713,014,900 10,367,797.00 702,647,103.00




186,565.00
68,692. 50
5,882. 50
10,450.00
89,957. 50
23,340.00
52,027.50
3,702.50
12,820. 00
96,617. 50
6,252.50
37,697.50
30,997.50

13,903,945.00
8,183,407.50
6, 334,217. 50
4,601,800.00
10,093,292.50
5,002,900.00
8,125,722.50
2,918, 757.50
2,595,930.00
20,632,942. 50
2,550,007.50
10,955,152.50
9,717,762.50

57
58
59
60
61
62

63
64
65
66
67
68
69
70
71
72
73
74
75

625,002. 50 105,615,837.50
321,347.50
82,532. 50
155,805.00
140,647.50
62,067.50
38,875. 00
72,545. 00
32,827. 50

28,927, 782.50
17,934,807.50
25,625,145.00
8,140,102.50
8,317,002. 50
8,815,375.00
14,561,005.00
5,630,982.50

76
77
78
79
80
81
82
83

906,647.50 117,952,202.50

4,860,849.50 458,410,820.50

84
85
86
87
80
89
90
91
92

93
94
95
96
97
98
99
100

101

224

REPORT OF THE COMPTROLLER OF T H E CURRENCY.
TABLE N O . 53.—Specie and circulation of national banks at date
FEBRUARY 20,1912.
Specie.
Number of
banks.

City, State, and Territory.

Gold coin.

Gold
Clearing
Treasury
Gold
house
Treasury certificates
to order certificates
certificates. (act
(sec.
5192,
of Mar.
14,1900). U.S.R.S.).

CENTRAL RESERVE CITIES.

New York City.
Chicago
St. Louis

$4,707,634.50 $130,957,610 $29 ,950,000 $58,770,000
4,936,727.50
28,541,450 "3,545,000 12,455,000
16,155,990
3,084,487.50
460,000

Total, central reserve cities

57

12,728,849.50

75,655,050

33,955,000

71,225,000

1,131,409.00
496,673.50
203,737.50
1,845,033.00
4,097,457.50
364,432.50
36,932.50
34,520.00
52,269.50
216,375.00
425,085.00
38,935.00
308,665.00
422,350.00
143,580.00
551,045.00
615,672.50
1,676,883.00
1,065,031.00
1,021,502.50
1,273,295.00
692,117.50
2,967,175.00
1,267,382.61
106,535.00
377,260.30
151,292.50
177,370.00
1,394,777.50
372,550.00
354,233.00
1,333,617.50
441,487.50
135,715.00
140,255.00
80,952.50
3,788,742.50
365,472.50
100,385.00
306,675.00
4,130,140.00
826,715.00
645,112.50
4,757,200.00
6,352,826.00
11,096,245.00
891,203.20

9,819,170
70,000
1,770,780
60,000
1,189,230
6,788,460 15,935,000
7,823,270
1,767,390 "'470,'666
1,991,620
42,000
1,402,970
948,800
65,190
297,910
1,465,380
657,660
215,500
674,290
840,000
4,035,640
660,000
3/579,900
744,780
1,605,600
367,990
2,069,000
930,020 1,020,000
300,000
266,030
100,000
762,920
60,000
574,730
60,000
400,000
306,220
400,000
2,158,690
491,440
171,550
20,000
1,419,220
154,060
200,000
167,600
120,000
87,110
180,000
215,000
2,026,490
536,250
195,250
207,830
66,550
135,870
20,410
75,980
213,120 1,000,000
451,190 1,570,000
536,430

6,320,000

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Pubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

;

800,000
6,335,000
2,130, 000
110,000
975,000

730,000
230,000
970,000

1,170, 000

753,000
1,266,000
386,000
470,000
1,180,000

Total, other reserve cities

324

59,274,321.61

61,552,490

23,405,000

23,825,000

Total, all reserve cities

381

72,003,171.11 237,207,540

57,360,000

95,050,000

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States




,

70
56
50
168
22
79

1,205,358.49
503,594.64
385,672.88
2,343,453.44
413,304.50
1,720,368.81

252,010
185,450
1,516,360
540,680
843,020

20,000

445

6,571,752.76

4,000,440

20,000

3,000

3,000

REPORT OF THE COMPTROLLEK OF THE CURRENCY.

225

of each report during year ended September 4, 1912—Continued.
FEBRUARY 20, 1912.
Circulating notes.

Specie.

Silver
dollars.

$44, 128
167, 539
139; 341
351, 008

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

$52,379, 343 $1,288,773. 12 $278, 097, 488.62
18,128, 742
350, 523. 10
68, 124, 981. 60
81, 177. 30
24, 864, 660. 80
4,943, 605
75,451, 750

1,720,473. 52

371, 087, 131. 02

On hand.

Outstanding.

$53, 616,100 $1,656,945.00 $51, 959,155.00
14, 449, 000
893, 505.00 13, 555, 495.00
16, 104, 790
133,902.50 15, 970, 887.50
84, 169, 890

2,684, 352.50

197, 815.00
64, 305.00
10, 650.00
238,272.50
393, 720.00
129, 740.00
119, 857.50

1 605.00
2' 650.00
13 205.00
1,095 015.00
2761352.50
684.002.50
108 802.50

210 260 321 85

165 818 540

4,538 077.50 161 280 462.50

581,347 452 87

249 ,988 403

7,222 430.00 242 766,000.00

70
35
65
05
16
20

2 444 824 19
1,170 584 99
819 364.53
6 678 .477 49
1 558 890 66
3 894; 330 01

6,033 .250
5 030 ,500
4 756 500
21 ,144 800
4 ,807 ,500
13,364 ,350

99 ,342.50
89 , 498.50
391 ,722.50
148 ,525.00
411 ,365.00

1,393 ,165 .11

16 566 ,471 87

55,136 ,900

1,255 ,716.00

381, 694. 50
55, 331. 92
100, 431. 20
636, 839.53
622, 181. 30
123, 946. 68
48; 523. 99
25 353. 00
26, 816. 42
105, 222. 40
132, 629. 40
65, 015 75
216,875. 05
82, 294. 75
92, 902. 95
41 403. 30
69, 675. 80
169, 380. 85
70, 551. 90
71, 725. 00
59, 095. 00
63; 323. 25
109, 935. 95
102, 514. 97
33, 743 50
24, 610. 30
12, 448 60
22, 431 81
339, 936. 45
52, 013 75
36, 631. 30
132, 451 40
22, 939.60
200 90
24; 428 85
11, 811 35
121 404 70
20, 535 55
35 358 95
66 427 10
223 718 15
123 807.20
34,466 80
154 571 70
235 605. 79
283 709 78
79,129 85

26,747,268. 50
2, 477, 832. 42
3, 327, 216. 70
37 135, 777. 53
18,779, 043. 80
5, 345, 672. 18
2, 683, 531. 49
153, 116. OO
2, 858, 424.92
1, 654, 436. 40
778,613. 40
605, 393. 75
2, 662, 002.05
1, 506,386. 75
592, 067. 95
2, 474, 747. 30
7, 124,003. 30
6,975', 849. 85
2, 330, 429. 90
3, 130,855. 50
2, 180, 294.00
4, 144, 927. 75
5, 255, 203. 95
3, 337, 672. 58
1, 069,105. 50
1, 195, 906. 60
280 411 10
944, 705. 81
7, 051, 759.95
1, 265, 555. 75
630,935 30
3> 963 301 90
75i; 700 10
570, H11 90
406, 025 85
565, 543
6, 154, 239 20
984 283 05
418 175 95
796 379 10
5 284 447 15
2 506 915 20
1, 119 768 30
5 581 199 70
8 067 467 79
14 825 457 78
1 568,257 05

5,076 ,342

31,552 ,126

5,575 042 24

5,427 ,350

107,003 ,876

7,295 515 76

35 ,827
20', 061
32 ,747
116 ,163
4 ,758
45 ,732

417 ,661
285 ,647
134 ,622
2,044 ,698
489 ,689
950 ,509

255 ,288

4,322 ,826

123 057
109 272
80 872
654 803
110,459
314 ,700


64776°—CUR 191


35, 102.50
26, 150.00
6, 105.00
24, 450.00
29, 805.00
75, 502.50
469, 952.50
76,755.00
17, 000.00
48, 080.00
80, 407.50
29, 300.00
10, 950.00
1, 700.00
62 902.50
5 702.50
117 902.50
16, 205.00
705.00
2.50

67 305.00
2,100.00

115,262.50

1
2
3

81, 485, 537.50

8, 546,000
2, 100,000
1, 037, 000
16, 232, 000
17, 074, 000
8, 300, 000
5,600,000
650,000
3, 320,000
2, 534,000
1, 632, 000
375, 000
2, 800, 000
1, 965, 000
200, 000
4, 75S, 000
7, 999, 600
5, 942, 500
2, 500,000
5 869, 940
1, 899, 000
4, 567, 000
1, 945 000
2,093' 000
400 000
1, 339,000
600 000
775 000
4 405 000
970 000
930,500
2, 580,OOO
680 000
399', 000
300 000
325 000
3 370 000
480 000
650', OOO
650 000
1 485 000
2 700 000
500 000
2 800 000
5 100 000
21 694 000
1 750 000

7,510,285
79 262
1,029, 350
5,463, 558
3,879,194
2,462, 472
601, 610
33, 183
381* 862
271, 188
58, 973
160, 070
456, 121
238,939
37, 930
313, 001
1,697, 261
723, 902
341, 412
301, 917
155, 114
1,238,599
96, 849
313, 715
42 240
110, 303
49 267
22; 461
1,397, 109
289, 414
40,944
967 914
83; 171
34 885
14 252
62 985
97 293
36 537
49 959
119 542
539
86 Oil
786
11 231
125 077
44 193
20; 246

1,514, 710
15, 785
4, 468
131, 887
226, 941
47, 431
4,845
18,
507
112; 851
96 736
43, 463
214, 961
105, 143
102, 155
55, 008
45, 754
95, 784
108,655
130,111
"94, 800
888
131! 224
118 030
23 667
49 003
7 403
16 223
191 247
60,138
27, 577
90, 099
50, 042
22
*•' 611
19 980
14 795
120 309
25 488
37 223
95 905
110,500
68 512
32 999
112 217
140 839
200 120
39,248

Received
from Comptroller.

8, 348, 185.00
2, 035, 695.00
1, 026,350.00
15, 993, 727.50
16, 680, 280.00
8, 170, 260.00
5, 480,142.58
650, 000 00
3, 284, 897! 50
2, 507, 850.00
1; 625, 895.00
375, 000.00
2, 775 550.00
1, 935, 195.00
200,000 OO
A, 755, 000.00
7, 924, 097.50
5, 472, 547.50
2, 423, 245.00
5, 852, 940.00
1, 850,920.00
4, 486,592.50
1, 915, 700.00
2 082, 050.00
398, 300.00
1, 276, 097.50
600, 000.00
769, 297.50
4,287' 097.50
953, 795.00
929 795.00
2,580'. OOO. OO
679 997.50
399, OOO OO
300,000 00
325 000.60
3 302 695.00
477 900.00
650,000 OO
650, 000.00
1, 483 395.00
2 697 350.00
486,795.00
1 704 985.00
4 823 647.50
21 009,997.50
1 643 197.50

5 917 987.50
4
4
20
4
12

931
667
753
658
952

157.50
001.50
077.50
975.00
985.00

53 ,881 , 184.00

4

5
6

8
S
10
11
12
13
14
15
16
17
1?

la

2C
21
22
23
24
25
26
27
28
2i
3C
31
32
32
34
OR

36
37
3£
3c
4C
4]
42
Ac
44
Al
At
4'
45
4£
5(

5]
55
5C
5<
51

5(

226

REPORT*OF THE COMPTROLLER QF THE CURRENCY.
TABLE N O . 53.—Specie and circulation of national banks at date
F E B R U A R Y 20, 1912—Continued.
Specie.
Number of
banks.

City, State, and Territory.

57
f,9

59
60
frt
62

New York . .
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

419
195
775
28
90
1

Total, Eastern States
63 Virginia
64 West Virginia
a5 North Carolina
66 South Carolina
67 Georgia
68 Florida .
69 Alabama
70 Mississippi
71 Louisiana
7? Texas
73 Arkansas
74 Kentucky
75 Tennessee

Total, Southern States
76 Ohio
77 Indiana
78 Illinois
79 Michigan
80 Wisconsin
81 Minnesota
8*> Iowa
83 Missouri

,.

1,424

9,914,452.62

10,021,940

355
249

14S

102
233
. . .
. . . .

Total, Western States
Washington
Oregon
California
Idaho
Utah
.
Nevada
Arizona

. . . .

. .
.

Total, Pacific State
01

46
113
46
85
30
27
480
49
136
100

1,104,280
799,510
341,200
219,420
589,480
469,040
1,046,800
329,820
374,050
2,561,050
377,730
669,600
1,139,960

110

North Dakota
85 South Dakota
S6 Nebraska
87 Kansas
88 Montana
.
SO Wyoming
00 Colorado
91 New Mexico .
92 Oklahoma. . . .

Alaska i . .

17,187,060

1,610,371.30
1,159,046.50
451,293.90
194,243.00
442,588.00
555,296.32
618,447.50
135,400 50
207,576.50
2,348,404.10
349,859.50
760,271.50
1,081,654.00

1,943

84

03
0405
9G
07
08
00
00

16,879,839.56

130
109

433
96
123
260
317

Total, Middle States

Hawaiil

. . . .

203
58
29
118

40
272
1,203
67
75
199

47
17
11
13
2

4,017,212.50
2,948,326.00
4,401,474.21
2,291,503.15
1 948 924 30
2,779,826.00
2 370 767.73
776,263.31
21,534,297.20

3,145,560
2,288,250
3,646,290
1,125,620
1 152 330
1,013,200
1 573 3C0
346,990
14,291,600

629 856 93
752,300.00
1,519,437 05
1,608,850.50
1,430,631.20
426 798 90
1,397,170 80
366,655.00
791,601.10

560 810
567,640
888 600
992,630
803,610
282 700
748 540
374,220
872,980

8,923,301.48

6,091,730

1,592 865.00
2,230,527.50
7 086 687 20
906,797.50
419,484. 75
366,980.00
303,685 15
198,980.31

325 200
185,840
743 520
228,000
54,460
67,030
180 350
47,000

$940,000
10 000
240,000

$410,000
15,000

30,000
1,220,000

105,000

425,000

39 000

110 000
50,000

16,666

430,000
30,000
735,000

39,000

525 000
80,000
760,000
40,000
680 000
290,000
395 000
45,000

273 000

2,815,000

273,000

40,000
195 000
40,000

275,000

120 000

185,000

431

13,106,007.41

1,831,400

4

428,547.00

1,160

77,358,198.03

53,425,330

5,185,000

925,000

149,361,309.14 290,632,870

62,545,000

95,975,000

Total, States, etc

6,908

Total, United States

7,339




$5,059,822.66 $5,349,430
2 029 355 40 3 300 970
9,146,936.75
7,795,950
157,711.45
111,510
591,550
478,925.80
37,650
7,087.50

1,508

73

.

Gold coin.

Gold
ClearingTreasury
Gold
house
certificates
Treasury
certificates
to
order
certificates. (act of Mar. (sec. 5192,
14,1900). U.S.R.S.).

i One report for Dec. 5,1911, used.

120,000

185,000

KEPOKT OF THE COMPTEOLLEK OF THE CUKKESTCY.

227

of each report during year ended September 4, 1912—Continued.
F E B R U A R Y 20, 1912—Continued.
Circulating notes.

Specie.

Silver
dollars.

$268,913
116,292
696,396
20,254
27,533
' 900

Silver
Treasury
certificates.

Fractional
silver coin.

Received

Total.

from Comptroller.

$3,747,211 $1,008,933.05
665,311.54
2,779,002
3,948,023 1,223,412.14
55,606.95
252,094
108,211.74
393,583
4,055.00
15,214

$16,784,309.71
8,900,930.94
23,065,717.89
597,176.40
1,629,803.54
64,906.50

$37,004,160
17,017,070
56,853,290
1,624,750
4,520,990
250,000

$771,212.50 $36,232,947.50
344,230.00 16,672,840.00
857,541.00 55,995,749.00
1,584,725.00
40,025.00
4,428,712.50
92,277.50
250,000.00
2,105,286.00 115,164,974.00

On h a n d .

Outstanding.

1,130,288

11,135,127

3,065,530.42

51,042,844.98

117,270,260

185,390
118,295
156,610
76,793
266,004
225.000
240; 158
72,399
108,930
791,985
110,821
108,691
262,668

868,541
532,399
256,879
258,021
638,668
421,399
434,241
98,203
176,928
911,922
143,123
324,373
672,411

321,779.28
153, OIL 14
128,842.16
185,833.53
385,566.66
131,085.40
242,076.61
74,830.78
127,710.70
780,581.91
128,233.60
135,447.47
185,379.31

4,090,361.58
2,762,261.64
1,334,825.06
934,310.53
2,361,306.66
1,906,820.72
2,581,723.11
820,653.28
1,045,195.20
7,393,943.01
1,119,767.10
2,428,382.97
3,372,072.31

14.135.510
8,314,600
6,565,100
4,654,750
10,410,690
5,036,240
8,190,000
2,922,500
2,608,750
20,890,400
2,724,010
11,136,350
9,878,760

2,723,744

5,737,108

2,980,378.55

32,151,623.17

107,467,660

538,211
390,811
575,266
192,778
199,511
244,896
352,031
155,951

1,440,347
979,417
1,542,450
4%, 868
447,051
468,505
577,387
174,704

551,789.66
376,138.17
654,834.23
254,911.26
215,827.87
294,481.29
282,140.42
115,254.07

10,491,120.16
7,062,942.17
11,580,314.44
4,401,680.41
4,643,644.17
5,090,908.29
5,550,686.15
1,614,162.38

29,133,380
18,599,530
26,060,750
8,377,250
8,690,470
8,955,000
14,818,450
5,680,060

2, 649,455

6,126,729

2,745,376.97

50,435,458.17

120,314,890

93,078
106,797
177,461
275,566
64,303
50,023
124,833
46,456
273,227

192,870
178,187
293,629
394,645
117,747
54,274
204,003
83,039
351,291

139,851.93
123,329.17
175,456. 30
243,562.27
143,104. 65
47,082.67
131,884.10
42,171.15
299,173.63

1,616,466.86
1,768,253.17
3,249,583.35
3,555,253.77
2,559,395.85
860,878.57
2,606,430.90
912,541.15
2,588,272.73

3,758,580
3,107,230
8,341,810
8,808,490
3,016,450
1,460,050
5,004,760
1,461,550
7,035,750

^42,380.00
24,090.00
36,110.00
55,652.50
106,297.50
13,957.50
27,795.00
5,445.00
59,437.50

3,716,200.00
3,083,140.00
8,305,700.00
8,752,837.50
2,910,152.50
1,446,092.50
4,976,965.00
1,456,105.00
6,976,312.50

1,211,744

1,869,685

1,345,615.87

19,717,076.35

41,994,670

371,165.00

41,623,505.00

114,984
101,739
330,570
64,186
23,572
16,794
29,968
4,230

45,083
37,082
168,969
49,533
10,419
7,756
26,548
6,050

166,697.80
163,174.23
477,968.61
97,371.74
29,180. 70
22,802.70
31,029.76
12,239.45

2,244,829.80
2,718,362. 73
8,927,714.81
1,530,888.24
537,116. 45
481,362.70
571,580.91
268,499.76

2,555,610
2,690,760
14,550,250
2,259,000
895,750
1,579,000
841,510
62,500

67,600.00
113,117.50
338,257.50
32,805.00
11,512.50
82,255.00
7,100.00

2,488,010.00
2,577,642.50
14,211,992.50
2,226,195.00
884,237.50
1,496,745.00
834,410.00
62,500.00

685,043

351,440

1,000,464.99

17,2S0,355.4O

25,434,380

652,647.50

24,781,732.50

39,366

874

17,947.25

487,894.25

306,250

302.50

305,947.50

8,695,928

29,543,789 12,548,479.16

187,681,724.19

467,925,010

14,123,278

136,547,665 19,843,994. 92

769,029,177. 06

717,913,440 13,687,437.00 704,226,003.00




147,690.00
91,532.50
5,107.50
38,920.00
108,942.50
35,920. 00
105,127.50
15,502.50
31,762.50
178,785.00
7,500.00
73,742.50
30,087.50

13,987,820.00
8,223,067.50
6,559,992.50
4,615,830.00
10,301,747.50
5,000.320.00
8,084', 872.50
2,906,997.50
2,576,987.50
20,711,615.00
2,716,510.00
11,062,607.50
9,848,672.50

57
58
59
60
61
62

63
64
65
66
67
68
68
70
71
72
73
74
75

870,620,00 106,597,040.00
371,362.50
97,637.50
293,340.00
92,647.50
97,765.00
87,660.00
120,285.00
48,572.50

28,762,017.50
18,501,892.50
25,767,410.00
8,284,602.50
8,592', 705.00
8,867,340.00
14,698,165.00
5,631,487.50

76
77
78
79
80
81
82
83

1,209,270.00 119,105,620.00

6,465,007.00 461,460,003.00

84
85
86
87
88
89
90
91
92

93
94
95
96
97
98
99
100

101

228

EEPOET OF THE COMPTEOLLEB OF THE CUEEENCY.
TABLE N O . 53.—Specie and circulation oj national banks at date
APRIL 18, 1912.
Specie.
City, State, and Territory.

Number of
banks.

Gold coin.

Gold
Treasury
certificates
to order
(act of Mar.
14,1900).

Clearinghouse
certificates
(sec. 5192,
U.S.R.S.).

;114,614,180 $28,590,000
22,692,330
3,650,000
15,221,460
560,000

547,213,500
12,180,000

152,527,970

59,393,500

Gold
Treasury
certificates.

CENTRAL RESERVE CITIES.

New York City
Chicago
St. Louis.
Total central reserve cities

$13,301,994.50
5,997,300.00
3,047,257.50
57

22,346,552.00

32,800,000

RESERVE CITIES.

9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37

1,127,921.50
499,173.50
206,214.00
1,609,940.50
4,267,509.75
384,797.50
42,497.50
15,445.00
51,170.00
163,305.00
461,650.00
170,910. 00
253,865.00
404,235.00
133,065.00
672,902.50
637,961.50
1,669,315.50
1,078,873.50
1,003,520.00
1,103,054.80
677,157.50
3,039,032.50
1,003,693.00
101,270.00
355,035.30
156,310.00
181,737.50
1,048,562.50
393,900.00
390,485.50
1,317,760.00
492,360.00
137,537.50
113,100.00
88,005.00
3,681,971.00
463,455.00
99,240.00
334,795.00
3,842,750.00
865,835.00
668,100.00
5,142,442.50
6,503,862.50
10,818,467.50
980,243.45

9,843,170
95,000
1,635,460
60,000
1,278,330
7,326,120 13,100,000
7,747,020
2,738,650 '"270," 666
2,229,860
100,000
1,921,810
1,073,050
149,360
228,400
1,543,060
643,870
222,500
784,930
850,000
4,115,830
1,490,000
3,444,840
519,740
1,698,400
613,990
2,200,600
1,010,000
1,085,260
300,000
251,390
100,000
561,550
110,000
640,260
70,000
400,000
310,430
2,606,810
475,440
147,850
10,000
1,355,650
87,990
168.850
200,000
92,610
120,000
250,000
180,000
2,169,060
492,600
198,560
239,520
117,570
193,670
7,260
82,150
222,270
613,020
2,920,000
545,680

6,300,000

321

58,854,435.30

65,044,440

21,215,000

24,717,000

378

81,200,987.30 217,572,410

54,015,000

84,110,500

Boston
Albany
Brooklyn
Philadelphia..
Pittsburgh
Baltimore
Washington...
Savannah
New Orleans..
Dallas
Fort W o r t h . . .
Galveston
Houston...
San Antonio...
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis...
Detroit
Milwaukee....
Minneapolis...
St. Paul
Cedar Rapids..
Des Moines
Dubuque.
Sioux City
Kansas City, M o . . .
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, K a n s .
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

Total, other reserve cities
Total, all reserve cities

440,000
6,810,000
1,650,000
40,000
700,000

740,000
845,000
1,090,000

1,355,000

731,000
1,372,000
287,000
623,000
1,000,000
734,000

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

70
56
50
168
22
79

1,210,507.39
496,730.98
393,601.60
2,343,774.34
425,490.17
1,790,443.50

688,400
232,910
202,660
1,478,790
521,320
807,390

20,000

Total, New England States..



445

6,660,547.98

3,931,470

20,000

3,000

3,000

EEPOET OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4,

229

1912—Continued.

APRIL 18, 1912.
Specie.

Silver
dollars.

$43,498
160,006
85,798

Silver
Treasurycertificates.

Received
from Comptroller.

On hand.

Outstanding.

$50,463,600
14,449,000
16,104,790

$980,660.00 $49,482,940. 00
733,005.00 13,715,995.00
147,502. 50 15,957,287.50

1,758,327.18 341,330,012.18

81,017,390

1,861,167.50 79,156,222.50

72,214,361

12,494
5,490
6,207
237,893
203,382
53 315
6,634
19,340
37,658
85,242
114,241
44,624
252,915
115,165
120,860
57,649
33,894
105,069
101,343
122,411
94,720
64,902
113,647
108,795
17,296
50,714
8,367
26,212
181, 875
76,237
28,090
73,690
55,379
27,708
20,061
12,736
145,373
21,717
35,601
104,969
75,279
68,579
40,161
111,669
101,503
166,555
48,946

8,049,705

3,905,909

Total.

$47,559,893 $1,256,969.20 $252,580,034.70
404,549.95 64,694,658.95
19,610,473
96,808.03 24,055,318.53
5,043,995

289,302

3,616,607

Fractional
silver coin.

Circulating notes.

308,209.35
45,668.03
96,418.57
623,698. 55
502,429.90
142,509.48
53,487.10
25,510.00
36,208.24
99,130 45
132,616.25
71,273.80
249,583.35
102,567.60
97,898.25
32,156.07
82,075.04
131,178.60
70,950.20
60,820.25
74,793.00
59,866 20
112,338.12
110,314.17
23,967.10
39,384.95
16,289.00
21,272.95
317,442.65
28,975.15
35,463.20
128,862.05
13,113. 60
8,105. 75
31,558. 90
13,625. 60
55,093.40
18,063.15'
34,790,75
84,321.25
253,112.40
138,590.00
31,795.45
196,656.80
215,777.36
361,008.75
73,725.25

•59,657

985,300
5,666,168
3,185,970
2,465,660
626,139
49,432
380,900
294,848
88,095
168,191
495,783
210,407
24,956
404,420
1,685,265
792,556
293,506
373,794
140,123
1,143,488
119,385
457,753
49,380
120,011
68,619
53,799
1,519,685
264,804
39,198
902,487
94,165
38,802
13,317
81,469
68,671
33,266
79,348
144,472
55,367
76,688
1,571
12,439
89,064
46,410
21,080

25,736,499.85
2,305,448.53
3,012.469.57
35,373,820.05
17,556,311.65
6,094,931.98
2,958,617.60
209,727.00
3,127,746 24
1,715,575.45
945,962.25
683,398.80
2,795,206.35
1,476,244.60
599,279.25
2,802,057.57
8,045,025.54
6,882,959.10
2,064,412.70
3,258,945.25
2,871,680.80
4,146,013.70
5,479,662.62
3,321,945.17
853,463.10
1,315,405.25
319,585.00
993,451.45
7,029,375.15
1,239,356 15
641,086.70
3,788,449.05
743,007. 60
581,003.25
390,646.90
625,835.60
6,120,168. 40
1,029,101.15
447,539. 75
908,077.25
5,075,078.40
2,715,362.00
1,035,887.45
6,168,357.30
8,132,476.86
15,659,461.25
1,669,674.70

185,477.50 8,485,522.50
8,671,000
2,100,000
67,105.00 2,032,895.00
1,037,000
12,952.50 1,024,047.50
15,807,000
284,722.50 15,522,277. 50
17,074,000
285,670.00 16 788 330.00
100,622.50 8,146,377.50
8,247,000
125,515.00 5,474,485.00
5,600,000
800,000. 00
800,000
3,320,000
36,852.50 3,283,147.50
2,534,000
600,00 2,533,400.00
1,632,000
5,405.00 1,626,595.00
375,000. 00
375,000
3,800,000
50,350.00 3,749,650.00
1,965,000
7,105.00 1,957,895.00
1,200,000.00
1,200,000
4,755,000
5,600.00 4,749,400.00
7,949,600.
51,502.50 7,898,097.50
129,452.50 5,813,047.50
5,942,500
42,602.50 2,457,397.50
2,500,000
13,400.00 6,102,540.00
6,115,940
39,900.00 1,859,100.00
1,899,000
55,207.50 4,511,792.50
4,567,000
22,100.00 1,922,900.00
1,945,000
20,950.00 2,072,050.00
2,093,000
400,000.00
400,000
8,452.50 1,270,547.50
1,339,000
600,000.00
600,000
9,752.50
865,247. 50
875,000
58,405.00 4,246,595.00
4,305,000
7,605.00
962,395. 00
970,000
5.00
930,495.00
930,500
2,580,000. 00
2,580,000
17,150.00
662,850.00
680,000
399,000.00
399,000
300,000.00
300,000
5,200. 00
319,800.00
325,000
8,805.00 3,091,195.00
3,100,000
480,000.00
480,000
650,000. 00
650,000
650,000.00
650,000
2,805.00 1,482,195.00
1,485,000
28,500.00 2,721,500.00
2,750,000
31,655.00
468,345.00
500,000
2,800,000 1,031,155.00 1,768,845.00
454,055.00 4,645,945.00
5,100,000
886,225. 00 20,813,775.00
21,700.000
72,452. 50 1,677,547.50
1,750,000

5,462,696.03

210,945,791.33

166,597,540 4,225,315. 00 162,372,225.00

104,249,974 7,221,023.21

552,275,803.51

247,614.9

32,035,613

33,481
17,871
30,299
103,255
4,701
43,366

400,286
265,963
120,745
1,672,054
448,49/
1,254,866

110,385.85
100,886.50
76,135.13
571,106.85
102,178.23
328,277.75

2,443,060.24
1,114,361.48
823,440. 73
6,171,980.19
1,502,186.40
4,244,343.25

6,033,250
5,031,500
4,756,500
21,073.000
4,807,500
13,362,350

232,973

4,162,411

1,288,970.31

16,299,372.29

55,064,100




6,086,482.50 241,528,447.50
100,907.50 5,932,342.50
64,392. 50 4,967,107.50
74,943.50 4,681,556.50
338,697.50 20,734,302. 50
134,922. 30 4,672,577.50
316,627.50 13,045,722.50
1,030,491.00

54,033,609.00

230

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 53.—Specie and circulation of national banks at date
APRIL 18, 1912—Continued.
Speck
Number of
banks.

City, State, and Territory.

Gold
ClearingTreasury
house
certificates certificates
to order
(see.
5192,
(act of Mar. U.S.R.S.).
14,1900).

Gold coin.

Gold
Treasury
certificates.

420
196
775
28
90
1

$5,100,342.58
2,039-,597.77
9,249,955.83
142,562.15
488,594.30
7,515.00

$5,557,-730
3,520,910
7,982,290
123,040
590,580
36,700

$940,000
10,000
240,000

1,510

17,028,567.63

17,811,250

1,220,000

460,000

131
110
73
46
113

1,498,176.65
1,207,091.50
487,772.60
193,820.50
458,688.00
605,108.88
646,541.00
141,629.30
219,791.00
2,284,431.80
377,529.50
763,353.00
1,110,976. 50

1,133,070
842,020
369,000
203,590
642,030
575,000
1,134,870
361,660
386^970
2,314,830
316,110
738,280
1,406,070

5,000

17,000

90,000
50,000
20,000
10,000
430,000
30,000

1,430

9,994,910.23

10,473,500

635,000

56,000

355
249
433
96
123
261
317

3,209,440
2,420,080
3,596,070
1,191,700
1,208,100
1,091,430
1,615,270
358,300

490,000
80-, 000
725,000
40,000
710,000
290,000
420 000
45,000

388,000

110

4,117,432.83
3,043,752.08
4,402,859.76
2,298,930.48
1,939,018.30
2,877,883.50
2,468,935.73
807,259.16

1,944

21,956,071.84

14,690,390

2,800,000

388,000

146
102
233
204
58
29
118
39

600,460
605,030
858,420
1,034,870
973 010
322,220
743,470
374,820
900,280

40,000
215,000
40,000

5,000

277

642,955.43
737,227. 50
1,538,187.56
1,710,919.15
1,392,157 50
477,385.85
1,365,144.05
384,317.50
802,217.10

1,206

9,050,511.63

6,412.580

295,000

5,000

STATES, ETC.—continued.

57
58

m
60
61
62

New York
New Jersey
Pennsylvania
Delaware
Maryland. .
District o£ Columbia
Total, Eastern States

63
64
66
67

68

70

71
72
73
74
75

Virginia
West Virginia . .
North Carolina
South Carolina
Georgia
Florida
Alabama
Miss>ssix)pi .
Louisi ana
Texas
Arkansas
Kentucky
Tennessee

..

46

.. ,

Total, Southern States
76
77
78
79
80
81
83

Ohio .
Indiana .
Illinois
Michigan „ .

.

.

.

.

Wisconsin

Minnesota.
lov/a
Missouri...

,

Total, Middle States
84

86
87
90
91
92

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado - .
New Mexico
Oklahoma
Total, Western States

Washington
94 Oregon
95 California
96 Idaho.- 97 Utah
Nevada.~
93 Arizona
LOO Alaska i
93

.

...

Total, Pacific States
0"!

Hawaii i
Total, States, etc
Total United States




. .

-..

85
31
28
481
50
136
100

68
76
203
48
17
11

13
2

1,634,555.00
2,272,675.00
6,769,598.35 i
885,179. 90
416,597. 50
388,315. 00
306,234.64
168,696.43 !

275,580
222,560
855,070
237,770
65,560
47,540
190,500
52,750

438

12,841,851.82

1,947,330

4

395,312.00

1,440

6,977

77,927,773.13

55,267,960

7,355

159,128,760.43 272,840,370

i One report for Feb. 20,1912, used.

$445,000
15,000

30,000

39,000

170,000

170,000

185,000

185,000

5,140,000

1,097,000

59,155,000

85,207,500

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4,

231

1912—Continued.

APRIL 18, 1912—Continued.
Circulating notes.

Specie.

Silver
dollars.

$290,531
130,837
697,454
19,266
26,484
170

Silver
Treasury
certificates.

Fractional
silver coin.

$969,725.84
$4,120,212
688,335,94
3,167,212
3,987,270 1,166,177.80
54,407.60
289,440.
105,455.15
389,626
2,150.00
18,424

Total.

Received
from Comptroller.

$17,423,541.42
9,556,892.71
23,338,147. 63
628,715.75
1,630,739.45
64,959.00

$36,955,070
17,224,570
57,044,390
1,624,750
4,520,990
250,000

$624,912.50 $36,330,157.50
356,342. 50 16,868,227. 50
748,263.50 56,296,126.50
1,592,305,00
32,445.00
4,457,987. 50
63,002.50
239,900.00
10,100. 00
1,835,066.00 115,784,704.00

On hand.

Outstanding.

1,164,742

11,972,184

2,986,252.33

52,642,995.96

117,619,770

211,947
116,806
153,116
74,088
277,098
246,958
232,975
78,681
132,714
831,821
127,730
130,786
275,806

993,623
505,727
338,342
311,487
657,805
370,850
461,234
91,223
178,706
934,310
155,584
310,811
276,283

301,359.74
144,567.25
118,361.30
161,743.68
398,171.47
141,805.85
266,167.90
76,010.95
138,129. 25
822,817.88
142,974.20
136,137.29
171,364.35

4,210,176.39
2,816,211.75
1,466,591.90
944,729.18
2,472,792.47
1,939,722.73
2,741,787.90
839,204.25
1,106,310.25
7,208; 210.68
1,129,927.70
2,509,367.29
3,720,499.85

14,210,500
8,527,000
6,565,100
4,744,750
10,542,330
5,151,240
8,233,000
2,957.500
2,677,500
21,232,550
2,751,510
11,161,350
9,998,760

2,890,526

6,035,985

3,019,611.11

33,105,532.34

108,753,090

511,599
375,219
560,915
198,576
196,705
256,920
362,361
. 157,643

1,541,692
1,002,443
1^606,218
496. 900
490,109
529,175
602,808
223,354

506,707. 08
328,564.35
627,171.07
244,822.39
206,116. 78
291,735. 55
282,866.70
111,311,06

10,764,870.91
7,250,058.43
11,518,233.83
4,470,928.87
4,750,049.08
5,337,144.05
5,752,241.43
1,702,867.22

29,147,880
18,745,280
26,306,100
8,537,250
8,717,970
9,020,000
14,868,450
5,717,560

2, 619,938

6,492,699

2,599,294.98

51,546,393.82

121,060,490

99,433
116,581
167,963
283,350
64,846
51,004
114,679
35,212
299,093

207,487
171,843
277,795
436,215
143,668
74,622
209,063
89,952
356,392

145,856. 50
118,978.86
168,215.15
229,482.87
140,304.30
52,430.93
132,513.10
42,020. 45
308,876.99

1,696,191.93
1,789,660.36
3,230,580. 70
3,734,837.02
2,713,985. 80
977,662.78
2,564,869.15
926,321.95
2,666,859.09

3,844,280
3,125,300
8,394,810
8,808,490
2,968,950
1,460,050
4,989,760
1,455,250
7,149! 300

13,930.00
11,840.00
29,757.50
32,352. 50
42,037.50
18,507.50
24,275. 00
2,400.00
54,687. 50

3,830,350.00
3,113,460.00
8,365,052.50
8,776,137.50
2,926,912.50
1,441,542.50
4,985,485.00
1,452,850.00
7,094,612.50

1,232,161

1,967,037

1,338,679.15

20,300,968.78

42,196,190

229,787.50

41,966,402.50

110,734
104,307
357,765
64,913
12,866
14,240
30,008
7,281

53,742
37,741
172,623
46,129
9,616
6,151
24,867
6,243

160,095. 85
147,894.03
530,513.46
90,530. 59
23,924,33
14,754. 40
56,178.60
14,560. 75

2,234,706.85
2,785,177.03
8,855,569.81
1,509,522.49
528,563.83
471,000.40
607,788. 24
249,531.18

2,559,610
2,765,760
15,245,750
2,259,000
910,750
1,579,000
841,510
62,500

70,935.00
99,777.50
466,507.50
22,735.00
4,902.50
32,455.00
9,650.00

2,488,675.00
2,665,982.50
14,779,242.50
2,236,265.00
905,847.50
1,546,545.00
831,860.00
62,500.00

702,114

357,112

1,038,452.01

17,241,859.83

26,223,880

706,962.50

25,516,917.50

27,577

685

30,529. 85

455,543.85

306,250

2.50

306,247. 50

8,870,031

30,988,113 12,301,789.74

191,592,666.87

471,223,770

12,775,940

135,238,087 19,522,812.95

743,868,470.38

718,838,700 11,859,567. 00 706,979,133. 00




154,212.50
78,432. 50
12,205.00
8,720 00
24,932. 50
36,130. 00
233,692.50
12,042. 50
31,312.50
128,120. 00
11,910.00
63,275.00
64,567.50

14,056,287.50
8,448,567.50
6,552,895. 00
4,736,030.00
10,517,397.50
5,115,110.00
7,999,307.50
2,945,457.50
2,646,187.50
21,104,430.00
2,739,600.00
11,098,075.00
9,934,192.50

5P
&
5{
6(
6
6.

6:
6
6,
6(
6'
6*
6<
7(
7
TJ.
7L

7,

859,552.50 107,893,537.50
242,037.50
120,657.50
314^ 412. 50
126,442.50
80,580,00
73,277. 50
111,545.00
42,270.00

28.905,842.50
18,624,622.50
25,991,687.50
8,410,807.50
8,637,390.00
8,948,722.50
14,756,905.00
5,675,290.00

7(
7'
li
7{
8(
81
8S

s:

1,111,222.50 119,949,267.50

5,773,084.50 465,450,685,50

8^
8,
8'
8'
85
S{
9(
91
91

9:
9'
9,
9{
9'
9^
9<
10(

101

232

KEPOET OF THE COMPTKOLLEK OF THE CURRENCY.
TABLE NO. 53.—Specie and circulation of national banks at date
JUNE 14, 1912.
Specie.

City, State, and Territory.

Number of
Gold coin.

Gold
Treasury
Gold
Treasury certificates
to order
certificates. act
of Mar.
14,1900).

Clearinghouse
certificates
(sec. 5192,
U.S.R.S.)

CENTRAL RESERVE CITIES.

New York City
Chicago
St. Louis
Total central reserve cities

$4,479,686.50
5,044,700.00
3,554,780.00
55

13,079,166.50

,141,103,950 $31,180,000 $43,265,000
23,695,750
3,850,000 11,480,000
10,876,370
430,000
75,676,070

35,460,000 54,745,000

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia..
Pittsburgh
Baltimore
Washington...
Savannah
New Orleans..
Dallas
Fort Worth...
Galveston
Houston
San Antonio...
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis...
Detroit
Milwaukee
Minneapolis...
St. Paul
Cedar Rapids.
Des Moines
Dubuque.
Sioux City
Kansas City, Mo...
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans.
Topeka
Wichita
Denver
Pueblo.
Muskogee
Oklahoma City.
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco..
Salt Lake City..
Total
Total, all reserve cities..

918,054.00 10,622,310
425,000
511,372.50
1,655,720
60,000
168,262.50
1,161,090
1,572,281.00
8,099,030 10,030,000
7,951,040
3,474,766.75
2,871,300 ""645 ,"666
399,240.00
1,730,510
37,332.50
50,000
29,245.00
1,187,080
51,913.00
973,420
242,432.50
147,010
496,130.00
261,510
108,405.00
1,382,950
343,002.50
563,210
366,152.50
228,000
136,515.00
660,260.00
1,227,740
630,000
4,099,940
935,724.50
1,700,000
3,509,340
1,689,787. 50
634,750
1,119,282.00
1,670,390
1,199,942.50
897,990
1,092,745.00
1,480,960
1,032,895.00
1,330,270
3,328,730.00
1,010,000
251,830
1,220,122.99
300,000
722,350
157,457.50
100,000
716,630
466,592.40
110,000
90,000
151,465.00
463,620
181,020.00
400,000
1,948,770
1,131,217.50
515,670
411,430.00
173,100
426,908.00
1,432,726.50
1,418,090
10,000
450,895.00
155,520
135,285.00
145,450
200,000
136,440.00
92,800
120,000
94,270.00
240,000
180,000
3,825,822.50
1,991,350
502,130
364,060.00
200,900
103,895.00
352,417.50
224,630
197,400
3,497,570.00
874,622.50
157,240
706,502.50
8,810
4,678,800.00
74,320
5,766,817.50
254,710
778,700
10,743,135.00
3,010,000
989,093.25
590,110

6,177,000

320

58,213,036.89

65,649,690

18,930,000

24,809,500

375

71,292,203.39 241,325,760

54,390,000

79,554,500

400,000
6,960,000
2,070,000
50,000
720,000

740,000
880,000
1,005,000

1,359,500

802,000
1,286,000
375,000
607,000
1,000,000
378,000

STATES, ETC.

Maine
New Hampshire..
Vermont
Massachusetts
Rhode Island
Connecticut

70
56
50
168
22
78

1,208,525.18
499,309.35
374,803.95
2,305,114.39
408,060.40
1,692,275.50

706,180
241,660
158,170
1,521,310
525,380
867,700

20,000

Total, New England States...



444

6,488,088.77

4,020,400

20,000

3,000

3,000

BEPOET OF THE COMPTROLLER OF THE CURRENCY.

233

of each report during year ended September 4, 1912—Continued.
J U N E 14, 1912.
Circulating notes.

Specie.

Silver
dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

836,214 $47,910,899 11,316,593.94 $269,292,343.44
334,111.20 65,911,725.20
164,373 21,342,791
105,548.06 21,653,789.06
6,597,421
89,670
290,257
11,768
5,930
2,626
127,552
179,509
57,333
9,186
13,350
28,498
70,984
120,655
54,407
255,555
167,875
122,279
85,625
47,085
96,789
91,108
105,262
56,640
60,070
62,904
122,092
21,920
52,766
7,225
26,600
136,119
27,698
23,870
92,857
77,801
17,896
17,272
15,930
108,422
17,333
31,637
114,128
50,436
64,446
35,617
108,163
97,960
175,733
37,123
3,314,034
3,604,291

75,851,111

1,756,253.20 356,857,857.70

331,442.14
40,962.23
93,415. 80
573.400.16
494,046. 81
125,948.19
64,767.15
30,771. 00
30,213.30
84,565. 45
168,331.00
78,285. 75
239,529. 00
114,824.10
113,199.55
45,870.15
77,662.85
94,055. 00
53,981.75
58,573. 50
58,827. 00
58,885.75
96,540. 95
100,310.35
35,505. 00
24,457.95
17,190.35
23,838.60
295,310.25
28,869. 70
36,697. 40
98,787. 50
57,713. 65
8,916.70
13,830. 05
12,152.15
74,233. 84
8,036.15
30,800.30
80,029.20
232,746. 75
106,649. 80
33,341.15
158,765. 55
195.542.17
399,855.05
62,561.95

9,522,044
67,316
989,034
4,933,057
3,251,212
2,141,874
589,635
34,910
443,130
264,757
104,583
147,027
388,071
209,183
14,573
288, 766
1,650,310
793,982
311,517
548,580
136,215
1,313,322
140,070
328,468
89,920
99, 211
62, 870
63,217
1,867,867
260,822
30,521
1,037,005
86,772
41,166
28,384
106,182
70,460
31,364
49,961
141,144
65,158
99,819
7,847
14,981
52,509
30,610
22,795
32,972,221

28,007,618.14
2,341,300.73
2,814,428. 30
32,295,320.16
17,420,574.56
6,290,695.19
2,431,430. 65
158,276. 00
2,460,834.30
1,636,158. 95
1,036,709.00
649,634. 75
2,609,107. 50
1,421,244. 60
614,566. 55
2,938,261.15
8,510,722.35
6,923,953. 50
2,210,638.75
3,582,748.00
3,122,417. 00
3,946,132.75
5,968,514.95
3,327,823.34
1,127,152. 50
1,469,657. 35
328,750. 35
1,158,295.60
6, 738,783. 75
1,244,489.70
691,096. 40
4,089,466.00
828,701.65
548,713. 70
408,726. 05
648,534.15
6,070,288.34
922,923.15
417,193.30
912,348.70
4,845,310.75
2,588,777. 30
1,167,117. 65
5,642,029.55
7,367,538.67
15,516,033. 05
1,701,683. 20

5,264,240.14 209,152,722. 03

Received
from Comptroller.

$49,000,100
14,449,000
17,104,790

On hand.

Outstanding.

$876,837. 50 548,123,262.50
822,507.50 13,626,492.50
214,405.00 16,890,385.00

10,553,890 1,913,750.00 78,640,140.00

8,921,000
2,100,000
1,037,000
15,807,000
17,074,000
8,247,000
5,605,000
800,000
3,320,000
2,534,000
1,632,000
405,000
3,800,000
2,015,000
1,200,000
4,755,000
7,722,600
5,882,500
2,500,000
6,102,040
1,899,000
4,567,000
1 945,000
2,093,000
400,000
1,339,000
600,000
875,000
4,305,000
970,000
930,500
2,667,500
680,000
399,000
300,000
325,000
3,370,000
480,000
650,000
650,000
1,485,000
2,750,000
500,000
2,800,000
5,100,000
21,700,000
1,750,000

258,767. 50 8,662,232.50
30,005.00 2,069,995.00
23,350.00 1,013,650.00
259,075.00 15,547,925.00
282,867. 50 16,791,132.50
140,612. 50 8,106,387. 50
111, 067. 50 5,493,932.50
800,000.00
40, 752. 50 3,279,247. 50
28,600. 00 2,505,400.00
18,355.00 1,613,645. 00
405,000. 00
25,500. 00 3,774,500.00
41,857. 50 1,973,142. 50
1,200,000.00
26,000.00 4,729,000.00
82,552. 50 7,640,047.50
225,202. 50 5,657,297.50
18, 452.50 2,481,547. 50
6,102,040. 00
46,300. 00 1, 852,700. 00
56,605.00 4,510,395.00
24,700. 00 1, 920,300. 00
30,750. 00 2,062,250.00
2,700. 00
397,300. 00
88,102. 50 1,250,897.50
600,000. 00
1,402.50
873,597.50
23,202.50 4,281,797.50
20,205.00
949,795. 00
8,605. 00
921,895. 00
18,802. 50 2,648,697. 50
3,400. 00
676,600.00
8,200.00
390,800.00
300,000. 00
325,000.00
32,405.00 3,337,595. 00
6,250. 00
473,750. 00
15,200. 00
634,800.00
10,250.00
639,750. 00
805. 00 1,484,195. 00
48,000. 00 2,702,000. 00
20,305.00
479,695. 00
994,657. 50 1,805,342.50
593,505.00 4,506,495.00
101,792. 50 21,598,207.50
55,502. 50 1,694,497.50

166,989,140 3,824,665. 00 163,164,475. 00

108,823,332 7,020,493.34

566,010,579.73

247,543,030

5,738,415. 00 241,804,615.00

142,402. 50 5,890,847.50
4,942,130. 00
89,370.00
85,238. 50 4,671,261.50
387,377.50 20,698,622. 50
117,957.50
4,689,542. 50
324,352. 50 13,039,997.50

39,998
19,868
32, 431
101,847
4,581
40,519

384,305
265,879
125,197
1,705,276
440,205
986,831

107,120.55
108,902.85
73,503.25
580,756. 61
101,170.94
297,483.29

2,446,128. 73
1,135,619.20
764,105. 20
6,217,304. 00
1,479,397.34
3,904,808. 79

6,033,250
5,031,500
4,756,500
21,086,000
4,807,500
13,364,350

239,244

3,907,693

1,26S,937.49

15,947,363.26

55,079,100




10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49

1,146,698.50

53,932,401.50

51
52
53
54
55
56

234

KEPORT OF THE COMPTROLLER OF THE CURRENCY,
TABLE NO. 53.—Specie and circulation of national banks at date
J U N E 14, 1912—Continued.
Specie,

City, State, and Territory.

Number of
banks.

Gold -coin.

Gold
ClearingTreasury
Gold
house
certificates
Treasury
certificates
to order
certificates.
(sec.
51-92,
(act of Mar.
14, 1900). U.S.R.S.).

STATES, ETC.—continued.
57
58
59
60
61
62

New York
New Jersey
Pennsylvania
Delaware
Maryland
. . .
District of Columbia

63
$4

Virginia
West Virginia
North Carolina
South Carolina
Georpia
Florida
.
Alabama
Mississippi
Louisiana
.
Texas
Arkansas
Kent/Ucky
.
.
Tennessee.

Total, Eastern States

66
67
68
70
71
79
73
75

Total, Southern States
76
77
79
81
R9
S3

Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri

-

. ..

Total, Middle States
84
85
87
•ss

^M
$1

:

North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma

$890,000
10,000
250,000

1,510

16,752,013.88

17,612,330

1,180,000

132
110
73
46
113
46
85
31
28
483
50
136
104

1,473,654 85
1,156,378.50
486,945.00
203,052.00
510,216.50
610,939.79
686,889.35
137,611.13
226,1€9.00
2,353,817.82
388,999.50
717,848.85
1,163,165.00

1,199,970
842,980
340,100
163,720
566,200
533,680
1,023,610
307,570
377,440
2,284.710
312,760
744,580
1,433,460

1,437

10,115,687.29

10,130,780

625,000

11,500

355
249
437
96
123
201
318
110

3,949,4S7.85
3,058,350.00
4,611,148.86
2,341,748.48
2,009,700.30
2,951,003.69
2,578,641.38
783,117.16

3,328,290
2,564,390
3,863,560
1,333,420
1,213,330
1,124,870
1,690,840
357,440

570,000
80,000
745,000
40,000
720,000
290,000
470,000
45,000

300 000

1,949

22,283,197.72

15,476,140 • 2,960,000

300,000

655,592.93
758,469.75
1,576,774.30
1,723,037.65
1,448,859.00 ;
485,886.70
1,306,363.80
379,497. 50
770,322.60

594,540
618,680
924,830
1,140,810
990,800
310,220
714,040
376,360
896,980
6,567,260

$410,000
15,000

30,000
425,000

11,500
90,000
50,000
10,000
445,000
30,000

.

Total, Western States

1,210

9,104,804.23

67
76
209
48
17
11
13
2

1 634,715 00
2,226,309.00
6,908,831.50
867,370.00
417,040.00
428,507.50
291,539. 50
159,223.00

443

12,933,535.50

1,789,630

4

324,887.00

80

78,002,214.39

55,596,620

5,290,000

924,500

149,294,417.78 296,922,380

59,680,000

80,479,000

100

101

Hawaii

95
••0(7

$5,547,350
3,307,970
8,032,820
121,340
575,830
27,020

146
103
231
204
58
29
118
39
282

Washington
Oregon
California
Idaho
Utah
Nevada .
Afizona
Alaska1

93

421 ; $5,164,910.89
1,867,632.16
197
773 ' 9,062,651.58
151,657.95
28
497,381.30
90
7,780.00
1

Total, Pacific States

Total, States, etc

6,997

Total, United States

7,372




255,420
221,450
819,950:
226,820 :
42,870
57,470
165 450
200

1 One report for Apr. 18,1912, used.

40,000
225,000
40,000

305,000

200,000
185,000

200,000

185,000

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4,

235

1912—Continued.

J U N E 14, 1912—Continued.
Circulating notes.

Specie.

Silver
dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

: Received
from Comptroller.

On hand.

Outstanding.

$301,455
114,115
707,315
19,986
23,399
450

$4, 160,663
2,739,674
4,011,542
255,377
381,246
17,. 843

$8S4,549.12
664,163, 56
1,172,693.75
58,828.45
111,637.20
2,305,00

1,166,720

11,596,345

2,894,177.08

51,626,585. 96

117,953.840

172,229
94,964
130,100
73,186
321,673
247,038
271,065
71,496
121,524
869', 803
119,134
137,846
235,601

876,892
500,894
277,318
214,677
557,056
398,148
398,846
99,017
174,645
867,653
132,784
351,089
691,489

294,118.84
156,356.70
98,077.82
149,710.25
398,338. 05
164,511.39
276,112.76
69,023.05
115,265.00
782,201.08
148,207.15
134,765. 83
218,2.76.80

4,016,864.69
2,7-51,573.20
1,332,540.82
804,345.25
2,364,983.55
1,964,317.18
2,656,523.11
774, 717.18
1,065,043.00
7,158,184.90
1,111,884.65
2;531,129.6S
3,821,991.80

14,273,000
8>. 583,900
6,575,100
4,744,750
10,543,250
5,201,240
8,230,750
2,987,500
2,677,500
21,409,690
2,781,510
11,248,750
9,999^260

2,915,659

5,540,508

3,004,964.72

32,344,099. 01

109,256,200

510,767
433,101
608,052
194,764
207,601
270,451
344,793
153,951

1,344,988
1,182,790
1,593,141
477,817
543,135
538,817
568,192
186,905

482,228.92
358,589.40
657,502.44
222,943. 45
20a, 229.90
287,453.86
279,100. 76
106,514. 35

10,485,761.77
7,677,220.40
12,078,404.30
4,610-, 692.93
4,8§8,996.20
5,462,595.55
5,931,567.14
1,632,927.51

29,190,380
19,042,720
26,476^050
8,544,750
8,818,970
9,082,250
14,939,700
5, 718,560

2,723,480

6,435,785

2,599,563.08

52,778,165.80

121,813,380

87,219
113,782
190,686
284,823
64,711
51,521
120,892
44,897
320,824

171,342
136,889
302,495
439,197
118,890
57,515
209,017
99> 047
341,916

1,637,215.86
1,774,937.13
3,398> 127. 08
3,846,464.68
2,754,621. 80
951,844.44
2,468^161.00
943,814.78
2,64% 934. 96

3,864,980
3:, 132,780
8,343,300
8,788,490
2,968,950
1,460,050
4.989,760
1,455,250
7,261,300

39,725. 00
15,190. 00
75,037.50
75,985. 00
59,112. 50
21,307.50
42,095.00
12,650. 00
97,642. 50

3,825,255. 0O
3,117,590. 00
8,268,262.50
8, 712,505. 00
2,909,837. 50
1,438,742.50
4,947,665. 00
1,442,600.00
7,163,657. 50

1,279,355

1,876,308

1,292,394. 48

20,425,121.71

42,264,860

438,745.00

41,826,115.00

122,203
103,626
342,895
5-8,030
20,209
13,052
25,. 904
4,621

46,622
34,860
201,051
46,340
9,594
6,235
S8,902
6,035

156,553. 90
147,136.13
552,807.18
78,123. 89
26,702. 25
25,455.90
71,223.66
14,374.50

2,215-, 513. 90
2,733,381.13
9,025,534. 68
1,461,683.89
516,415. 25
53O.> 720. 40
593,019.16
184,453,50

2, 565,860
2,838,260
15; 386,500
2,265,250
910,750
1,579,000
841,510
62,500

72,085. 00
220,277.50
268,382.50
17,135. 00
10,025. 00
14,955.00
16,650. 00

2,493,775. 00
2,617,982.50
15,118,117.50
2,248,115.00
900,725. 00
1,564,045.00
824,860. 00
62,500. 00

690,540

389,639

1,072,377.41

17,260,721. 91

26,449,630

619,510. 00

25,830,120.00

17,932

18

27,133. 75

370,050. 75

306,250

2.50

306,247. 50

9,032,930

29,746,296 12,159,548. 01

190, 752,108. 40

473,123,260

12,637,221

138,569,628 19,180,041. 35

756*762,688.13

720:,666,29O 11,975,697.00 708,690,593,00

128,521.93
107,116. 38
178,341.78
218,597.03
131,361.80
46,701. 74
117,848.20
44,013. 26
31% 892,36 :




$17,358,928. 01
$37,055,060
8, 70% 554. 72 . 17,497,050
23y252,022. 33
57,005,990
637,189.40
1,624,750
4,520,990
1,619,493.50
250,000
55,398.00

$590,150.00 $36,464,910.00
439,050.00 17,058,000.00
922,603.50 56,083,386.50
29,720.00
1,595,030.00
81,082. 50
4,439,907.50
250,000. 00

57
58
59
60
61
62

2,062,606.00 115., 891,234. 00
284,457. 50
76,877. 50
15,305.00
24,900.00
58,092. 50
57,132. 50
179,152. 50
29,822. 50
33,077. 50
151,722. 50
26,275. 00
54,825. 00
89,937. 50

13,988,542.50
8,507,022.50
6,559,795.00
4,719,850.0010,485,157.50
5,144,107.50
8,051,597.50
2,957,677.50
2,644,422.50
21,257,967.50
2,755,235.00
11,193,925.00
9,909,322.50

63
64
65
66
67
68
69
70
71
72
73
74
75

1,081,577.50 108,174,622.50
197,602. 50
83,417.50
255,357. 50
121,542. 50
66,155. 00
51,207.50
88,450. 00
24,410. 00

28,992,777.50
IS, 959,302. 50
26,22a, 692.50
8,423,207.50.
8,752,815. GO
9,031,042.50
14,851,250.00
5,694,150.00

76
77
78
79
80
81
82
83

888,142. 50 120,925,237. 50

6,237,282.00 166,885,978.00

84
85
86
87
88
89
90
91
92

93
94
95
96
97
98
99
100

101

236

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 53.—Specie and circulation of national banks at date
SEPTEMBER 4, 1912.
Specie

Gold
Treasury

Number of

City, State, and Territory.

banks.

Gold coin.

Clearing-

house
Gold
certificates
Treasury payable to certificates
certificates. order (act (sec. 5192,

of Mar. 14, U.S.R.S.).
1900).

CENTRAL RESERVE CITIES.

1 New York City .
2 Chicago
3 St. Louis
Total, central reserve cities

37
10
8

$4,389,458.00 $116,238,800 $23,950,000 $50,920,000
6,424,010.50 21,634,490
4,375,000 10,325,000
3,626,715.00 10,577,710
480,000

55

14,440,183.50 148,451,000

28,805,000

61,245,000

19
3
6
32
24
17
10
2
5
4
8
2
6
7
5
8
8
7
8
5
3
5
5
6
3
4
3
5
11
4
4

9,414,320
1,805,640
1,221,220
7,236,520
8 378,380
1,993,880
1,936,370
43,500
941,380
864,170
179,630
426,500
1,375,260
646,720
231,500
1,065,260
2,796,570
3,891,060
648,380
1,652,000
847,990
1,436,310
1,327,910
303,560
710,600
646,200
90,000
349,070
2,428,880
561,090
209,160
1,310,870
99,090
159,400
89,150
216', 000
1,466 300
492,290
200,120
304,520
283,240
241,240
15,820
67,690
200,610
722,570
786,350

100,000
60,000

3,735,000

3
2
2
3
6
3
5
6
6
5
2
4
9
9
5

733,330.00
493,350.50
182,207.50
1,707,242.00
3 601,098 25
398,588.50
49,755.00
34,437. 50
62,678.00
282,507.50
511,562.35
205,377.50
366,745.00
347,057.50
147,405.00
383,674.00
770,180.00
1,790,277.50
1,129,257.00
1,385,087.50
1,160,134.80
1,297,532.50
3,014,382.50
947,120.50
90,760.00
480,767.40
127,085.00
181,535.00
785,605.00
378,325.00
344,603.00
1,655,762.50
382,175.00
141,595.00
120,420.00
104,022. 50
3 958,525 00
416,330.00
102,865.00
162,642.50
2,720,932. 50
722,245.00
650,290.00
3,734,950.00
5,985,352. 50
11,864,565.00
1,065,919.05

Total, other reserve cities

316

57,178,260.35

Total, all reserve cities

371

OTHER RESERVE CITIES.

?7

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul

29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City.
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco . .
Salt Lake City

4
5

7
8

9
10
11
12
13
14
15

16
17
18
19
9,0

22
23
24
25

Cedar Rapids

....

...

«.

7

. .

9,870,000

750,000
7,050,000
2,325,000

260,000
645,000

585,000
1,600,000
740,000
900,000
1,110,000
300,000
100,000
110,000
500,000
350,000

1,128,000

1,440,000

10,000
100,000
200,000
120,000
180,000

2,510,000

886,000
1,195,000
358,000
459.000
1,000,000
932,000

62,314,290

18,065,000

23,543,000

71,618,443.85 210,765,290

46,870,000

84,788,000

•

3,000

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

70
56
50
167
22
79

1 229,243.74
508,235.32
382,836.82
2,318,874.61
449,704.57
1,673,324.38

800 710
249,520
282,270
1,672,900
517,260
908,450

20,000

Total, New England States



444

6,562,219.44

4,431,110

20,000

51
52
53
54
56

3,000

REPORT OF THE COMPTROLLER OP THE CURRENCY.

237

of each report during year ended September 4, 1912—Continued.
SEPTEMBER 4,1912.
Specie.

Silver
dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

Circulating notes.

Total.

$42,504 $39,297,541 $1,239,115.86 $236,077,413.85
408,647.36 61,741,840.86
153,191 18,421,502
83,550.08 22,576,633.08
112,505
7,696,153
1,731,313.29

320,395,892.79

«, 200

65,415,196

11,380
8,212
3,610
171,988
210,929
61,636
6,241
14,220
20,222
46,233
88,485
59,020
109,554
90,247
68,667
01,603
43,218
129,029
126,531
109,054
65,680
61,931
74,211
49,158
21,635
63,722
5,780
18,715
85,679
39,519
15,800
107,999
93,582
6,089
6,133
16,834
117,972
20,898
25,231
119,931
51,151
54,574
22,306
50,885
78,670
138,947
31,184

8,831,928
108,347
828,479
5,170,390
3,164,137
2,193,874
707,543
49,180
513,073
308,543
146,431
45,153
499,567
192,419
12,750
509,592
1,208,522
912,777
323,608
260,114
94,192
1,666,002
89,285
362,053
95,650
144,538
44,904
43,776
1,339,764
233,299
37,270
843,441
94,023
30,483
25,103
54,646
70,426
33,871
70,629
153,558
73,255
127,762
4,859
9,838
71,513
31,620
18,407

2,884,295

31,850,594

3,192,495

97,265,790 6,302,307.96 520,802,326.81

336,604.95
42,137. 75
115,125.20
557,638. 22
466,102. 75
113,466.68
56,831.00
29,246.00
30,597.15
67,080.00
97,896.14
71,931.45
100,544.75
59,475.00
74,005.10
38,171. 40
73,423. 50
103,444.65
64,354. 40
32,570.65
67,425. 00
77,061.55
89,248.80
56,988.88
18,784. 00
25,450.75
11,163.20
17,784.75
235,070.15
29,212. 30
24,204.25
83,972.95
24,798.05
7,964.70
21,739.55
10,607.30
60,463.76
14,940. 66
21,823.70
55,036.65
167,038.60
100,018.80
36,363.45
106,714.75
237,718.93
377,441. 25
61,311.20

| 200,406,434.02

111,219.38
96,366.30
81,799.75
624,684.13
97,077.24
255,806. 00

25,829
24,245
30,803
110,767
5,107
45,186

459,861
288,515
157,406
1,900,595
418,025
1,083,306

241,937

4,307,708 1,266,952.?




23,162,562.95
2,517,687.25
3,100,641. 70
31,763,778.22
18,145,647.00
5,021,445.18
2,756,740. 00
170,583.50
2,212,950.15
1,568,533.50
1,024,004. 49
807,981.95
2,451,670.75
1,335,918.50
534,327.10
2,643,300.40
6,491,913.50
7,566,588.15
2,292,130. 40
3,438,826.15
3,135,421.80
4,538,837.05
5,705,037.30
3,146,880.38
1,037,429.00
1,470,678.15
278,932.20
1,110,880.75
6,664,998.15
1,241,445.30
631,037.25
4,012,045.45
793,668.05
545,531.70
382,545.55
582,109.80
5,673,686.76
978,329. 66
420,668.70
795,688.15
4,181,617.10
2,440,839. 80
1,087,638.45
4,429,077.75
7,573,864. 43
16,577,143.25
1,963,171.25

Received
from Comptroller.

$47,993,600
14,349,000
17,074,790

On hand.

Outstanding.

$755,372.50 $47,238,227.50
840,192.50 13,508,807.50
81,905. 00 16,992,885.00

79,417,390

1,677,470.00

8,271,000
2,100,000
1,037,000
15,807,000
17,074,000
8,247,000
5,605,000
800,000
3,320,000
2,534,000
2,074,800
405,000
3,850,000
2,1.15,000
950,000
4,855,000
7,580,600
5,862,500
2,500,000
6,220,540
1,999,000
4,117,000
1,945,000
2,093,000
400,000
1,339,000
600,000
875,000
4,605,000
970,000
930,500
2,667,500
680,000
399.000
300,000
325,000
3,370,000
480,000
650,000
650,000
1,589,000
2,800,000
500,000
2,800,000
5,100,000
21,950,000
1,750,000

143,935.00
16,305.00
211,225.00
299,562.50
100,552. 50
137,457. 50
31,302.50
9,000. 00
40,905. 00
11,300.00
10,807. 50
37,602.50
274,452. 50
13,952.50
44,900. 00
10,405. 00
9,005.00
30,750. 00
22,100. 00
39,702.50
4,302.50
363,602.50
10,005. 00
20,500.00
51,102.50
12,800. 00
42,005.00
17,700.00
12,650.00
100,005.00
42,800. 00
5.-00
502,007.50
783,252. 50
46,192. 50
75,602,50

77,739,920.00

8,127,065. 00
2,083,695.00
1,037,000.00
15,595,775.00
16,774,437. 50
8,146,447. 50
5,467,542.50
800,000.00
3,288,697.50
2,525,000. 00
2,033,895.00
405,000.00
3,838,700.00
2,104,192. 50
950,000. 00
4,855,000.00
7,542,997.50
5,588,047. 50
2,486,047.50
6,220,540.00
1,954,100.00
4,106,595. 00
1,935,995.00
2,062,250. 00
377,900.00
1,299,297.50
600,000.00
870,697.50
4,241,397.50
959,995.00
910,000.00
2,616,397.50
680,000.00
386,200.00
300,000. 00
325,000.00
3,327,995.00
480,000.00
632,300.00
637,350.00
1,488,995.00
2,757,200.00
499,995.00
2,297,992.50
4,316,747. 50
21,903,807.50
1,674,397.50

167,092,440 3,579,755.00 163,512,685.00
246,509,830 5,257,225. 00 241,252,605.00

2,626,863.12
1,166,881.62
935,115. 57
6,630, 820. 74
1,487,173.81
3,986,072.38

6,033,250
5,031,500
4,712,500
20,931,500
4,907,500
13,3.64,250

105,805.00 5,927,445.00
77,400. 00 4,954,100.00
58,343. 50 4,654,156. 50
215,310.00 20,716.190.00
70,107. 50 4,837,392.50
197,995. 00 13,166,255. 00

16,832,927.24

54,980,500

724,961. 00 54,255,539. 00

238

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 53.—Specie and circulation of national banks at date
S E P T E M B E R 4,1912—Continued.
Specie.

Number of
banks.

City, State, and Territory.

Gold coin.

Gold
Treasury
ClearingGold
! certificates
house
Treasury \ payable to •certificates
certificates.; order (act (sec. 5192,
of Mar. 14, U . S . R . S . ) .
1900).

STATES, ETC.—continued.
57
58
59
60
61
62

New York
New Jersey
Pennsylvania
Delaware
.
Maryland. .
District of Columbia

.
.

- . .. . . . .

Total, Eastern States
63
64
65
66
67
68
70
71
72
73
74
75

Virginia
West Virginia
North Carolina
South Carolina
Georgia
.
Florida
Alabama. •.
Mississippi
Louisiana.
Texas
Arkansas
Kentucky
Tennessee

76
77
78
79
80
81
82
83

Ohio.
Indiana
Illinois..
..
.Michigan
Wisconsin.
Minnesota
Iowa..
Missouri.

84

North Dakota
South Dakota •.
Nebraska
Kansas
Montana
Wyoming
Colorado .
New Mexico
Oklahoma.

. . .

100

Washington
Oregon
California
Idaho
O^tah.
Nevada
Arizona...
Alaska x .,

101

Hawaii

97

. .

Total, Pacific States.

18,130,000

1,195,000

355
249:
438
96:
123
261 :
323:
110

.

Total, Western States
Q3
94
$5

17,185,071.35

1,436;

1,955 :

Total, Middle States

91
92

1,521
131;
111
73:
46:
112;
48
85:
31
28
483-;
49
136:
103

Total, Southern States

87
88
89

$5,722,860
3,518,690
8,047,350
113,980
686, $20
40,300

$880,000
15,000
270,000

•1

$5,222,405.00
1,889,656.18
9,406,511.72
157,419.95
501,173.50
7,905.00

425
198
778:
28'
91

..

146103
231
204
58
29:
117:
39
289 :
1,216 =
67
77 ;
213;
50:
1711
13
2-

15,000

30,000
435,000

1,575,376.01; 1,149,400
1,262,905.50
944,140
471,913.10 :
373,320
214,712. 50
184,060
462,731. 50 :
435,370
591,199.40
533,860
726,393.20
918,380
151,988.50
288,460
242,220. 00
331,450
2,334,707.95: 2,503,810
26:1,746.35.
356,220
736,049.45
729,770
1,101,832.00; 1,190,280

20,000
450,000
30,000

9,938,520

645,000

20,000

3,508,750
2,519,670
3,744,-940
1,454,790
1,209,900
1,274,890
1,759,900
391,400

565,000
80,000
805,000
40,000
750 •0f)0
290,000
470,000
45,000

218,000

15,864,240

3,045,000

218,000

10,133,775.46
4,286,301.65
3,091,692.15
4,576,878.01 :
2,314,578.18:
1,965,953.95 :
2,980,520.50
2,564,593.88 :
773,441.65 :
22,553,959.97

599,830
660,434.60
693,520
763,909. 70 :
'942 700
1,584,557. 55 :
1 796 848 65 > 1 062 "630
902,950
1,616,840.70
303,600
475,868. 70 !
1,348,686.30 i
793,940
428/622. 50
409 880
834,077. 41 !
926,490
9,509,846.11
1,562,325.00
'2 184 361 50
£,518,340.50 :
•927,787.50
462,790.00
369/052. 50
330 977 73
245,195.25

6,635,600
274 310
226 9Q0
870,340
258,360
48,430
93 860
212 140
73,000

20,000
90,000
55,000

45.000
255 000
40 000

340,000
———
50,000

60,000
182,500

50,000

242,500

450

12,600,829.98

2,058,030

4

513,012.00

500

79,058,714.31

57,058,000

-5., 295,000

918.500

150,677,158.16 267,823,290

52,165,000

85,706,500

Total, States, etc

7,026

Total, TJnited States

7,397




$420,000

i One report for June 14 used.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

239

of each report during year ended September 4, 1912—Continued.
SEPTEMBER 4, 1912—Continued.
Circulating notes.

Specie.

Silver
dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

Received
from Comptroller.

On hand.

Outstanding.

$266,072
141,856
702,296
19,277
24,286
230

$4,357,938
2,976,706
3,865,836
268,798
431,431
10,756

$906,364.72 $17,775,639.72
571,130.93
9,113,039.11
1,240,826.94
23,547,820.66
58,063.21
617,538.16
116,932. 95
1,790,643. 45
2,010.00
61,201.00

137,367,310
17,566,320
57,108,430
1,498,750
4,528,500
250,000

1475,627.50 $36,891,682.50
292,105. 00 17,274,215.00
681,008.50 56,427,421.50
35,525.00
1,463,225.00
33,927.50
4,4^4,572.50
4,700.00
245,300.00

1,154,017

11,911,465

2,895,328.75

52,905,882.10

118,319,310

1,522,893.50 116,796,416. 50

170,735
106,779
125,409
74,191
282,576
282,148
324,531
87,992
109,038
825,730
95,714
126,076
310;872

791,687
459,777
280,116
213,245
498,721
298,291
348,781
84,950
129,827
947,991
153,837
278,997
522,682

223,641.85
133,967.70
88,574.98
146,684 35
354,487. 69
183,122.40
285,088. 20
80,090.75
117,217.06
746,070.74
129,331.06
136,485. 21
176,674 09

3,910,839.86
2,907,569.20
1,339,333.08
832,892.85
2,053,886.19
1,888,620.80
2,603,173.40
783,481.25
984,752.06
7,358,309.69
1,016,848.41
2,457,377.66
3,332,340.09

14,333,000
8,670,900
6,735,100
4,769,750
10,443,230
5,601,240
8,344,250
3,039,000
2,677,500
21,745,450
2,786,510
11,263,350
10,150,510

2,921,791

5,008,902

2,801,436.08

31,469,424.54

110,559,790

492,345
401,623
592,999
180,195
198,676
274,437
342,333
152,186

1,318,009
1,023,549
1,497,878
592,708
423,586
525,454
513,707
183,337

513,051.53
342,391.50
648,151.73
232,547.21
211,448.91
283,297.71
288,019. 25
113,310.29

10,901,457.18
7,458,925.65
11,865,846.74
4,814,818.39
4,759,564.86
5,628,599.21
5,938,553.13
1,658,674.94

29,367,180
19,278,020
26,591,940
8,599,750
8,865,970
9,118,650
15,129,700
5,733,810

2,634,794

6,078,228

2,632,218.13

53,026,440.10

122,685,020

117,715
11,933
184,528
259,112
69,278
47,407
136,029
36,463
274,492

191,365
174,170
269,917
432,035
96,832
55,061
217,764
83,047
289,407

150,198.77
104,381.50
175,111.30
199,175. 43
122,973. 75
44,366.67
124,739. 30
41,315.40
291,486,89

1,719,543.37
1,892,914.20
3,411,873.85
3,789,801.08
2,808,874.45
926,303. 37
2,621,158.60
999,327. 90
2,615,953.30

3,865,280
3,197,800
8,403,560
8,804,740
3,012,700
1,485,050
4,988,760
1,555,250
7,630,920

22,155. 00
18,370.00
46,227.50
79,072.50
59,132. 50
20,410. 00
79,555.00
11,430. 00
66,892.50

3,843,125.00
3,179,430. 00
8,357,332.50
8,725,667. 50
2,953,567.50
1,464,640.00
4,909,205.00
1,543,820.00
7,564,027.50

1,236,957

1,809,598

1,253,749.01

20,785,750.12

42,944,060

403,245.00

42,540,815.00

108,942
97,117
344,688
58,918
28,901
18,539
30,934
1,345

39,775
37,288
170,888
50,051
11,192
13,433
33,130
6,003

139,280.80
143,958.88
576,301. 08
93,302.87
24,048.13
26,359.20
52,830.43
11,722.25

2,124,632.80
2,689,715.38
8,590,557.58
1,571,519.37
575,361.13
521,243.70
660,012.16
337,265.50

2,582,360
3,038,260
15,928,700
2,477,750
910,750
1,579,000
841,510
62,500

55,377.50
2,526,982.50 93
142,247.50 2,896,012.50 94
287,680.00 15,641,020.00 95
30,287.50 2,447,462.50 96
15,485. 00
895,265.00 97
12,755.00
1,566,245.00 98
21,150. 00
820,360. 00 99
62,500. 00 100

689,384

361,760

1,067,803.64

17,070,307.62

27,420,830

564,982. 50 26,855,847.50.

33,811

108

20,110. 70

567,541. 70

306,250

8,912,691

29,477,769 11,937,599.11

192,658,273. 42

477,215,760

4,645,247.00 472,570,513. 00

12,105,186

126,743,559 18,239,907.07

713,460,600.23

723,725,590

9,902,472.00 713,823,118.00




87,035.00
82,630.00
8,005.00
28,997. 50
42,705. 00
13,490.00
52,592. 50
13,642.50
22,927.50
89,090.00
13,000.00
65,275.00
12,757.50

14,245,965.00
8,588,270.00
6,727,095.00
4.740,752. 50
10;400,525. 00
5,587,750.00
8,291,657.50
3,025,357.50
2,654,572.50
21,656,360.00
2,773,510.00
11,198,075.00
10,137,752.50

57
58
59
60
61
62

63
64
65
66
67
68
69
70
71
72
73
74
75

532,147. 50 110,027,642.50
220,735.00
76,580. 00
208,090.00
151,242.50
81,005.00
57,917.50
80,135. 00
21,310.00

29,146,445. 00
19,201,440.00
26,383,850.00
8,448,507.50
8,784,965.00
9,060,732.50
15,049,565. 00
5,712,500.00

76
77
78
79
80
81
82
83

897,015. 00 121,788,005.00

2.50

84
85
86
87
88
89
90
91
92

306,247. 50 101

240

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held

Date.

NTo.

1
2
3
4
5

Jan.1.
Apr. 4
June 14..
Oct. 2
Dec. 12

6

Feb. 21
Apr. 23

7
8
q

10

Gold coin.

1879.

1880.

June 11
Oct 1
Dec. 31

11
12
13
14
15

Mar. 11
May 6
June 30
Oct 1
Dec. 31

16
17
IS
19
?0

Mar. 11
May 19
July 1
Oct. 3
Pec 30

O|
99

Mar 13
Mav 1
June 22
Oct 2
Dec 31

1881.

1882.

?3

24
25

.

1883.

.

.

Gold
Treasury
certificates.

7
?8
99
30

Mar 7
Apr 24
June 20
Sept. 30.
Dec 20

31
32
33
34
35

Mar 10
May 6
July 1
Oct. 1
Dec. 24

SB
S7
38
SO
40

Mar 1
June 3
Aug. 27
Oct. 7
Dec. 28

41
42
'IS
44
45

Mar
May
Aug
Oct
Dec

46
47
48
40
50

Feb 14
Apr. 30
June 30
Oct 4
Dec. 12

11
5^
53
54
55

Feb 26
May 13
July 12
Sept 30
Dec. 11

9

1885.
.

1886.

1887.
4
13
1
5
7

.-.

1888.
. .

1889.

$16,205,620
14,060,240
13,975,600
13,557,520
13,332,860

37,756,021
39,599,469
43,622,510
47,508,472
56,131,943

8,238,600
7.380,000
8,439,560
7,175,560
7,557,200

$38,090,000
33,538,000
41,087,000
48,167,000
36,053,000

53,916,465
65,002,542
GO, 043,276
58,910,369
62,783,387

5,523,400
5,351,300
5,137.500
5,221,800
4,621,500

38,461,000
44,194.000
56,030,000
43,090.000
38,332,000

59,485,006
59,885,129
58,371,599
55,003,663
47,091,033

4,609,700
4.505,100
4,440,400
4,594,300
22,651,770

37,987,000
39,581,000
41,132,000
34.986,000
28,235,000

46 543,644
47,584,784
44,863,816
45,807,457
46,404,061

15 340 440
21,013,490
32.791,590
27,012,600
28,555,260

27 239 000 •
25,487.000
27,369'. 000
24,750,000
27,043,000

51 091 GS9
51,064,871
50,145,738
50,876,067
53,939,911

27 660 450
26,486,120
26,637,110
47,217,340
50,559,910

30 837,000
25,317,000
20,900,000
19,092', 000
22,231,000

58,796,463
62,392,112
66,559,947
65,196,781
70,107,747

70,250,860
77,412,160
74,816,920
72,986,340
59,611,840

24,364,000
24,149,000
24,199,000
125,294,000
26,634,000

74 262 790
77,663,587
71,249,234
71,682,807
72,855,405

62 377,500
41,446,430
41,339,220
48,426,920
55,259,260

25,115,000
26,867,000
25,706,000
24,520,000
24,926.000

73,503,962
73,864,674
74,093,439
73,782,489
73,677,377

59,245,100
56,387,010
54,274,940
53,961,690
44,341,120

24,590,000
21,489,000
24', 044.000
23,981,000
25,485,000

74,317,628
74,921,740
74,825,782
70,222,886
70,825,188

55,230,020
54,604,280
68,761,930
79,883,810
75,334,420

26,246,000
24,050,000
20,884,000
10,385,000
7,399,000

73,751,134
78,861,210
7,619 000
74,597,566
78,256,120
9,614,000
73,907,610
69,517,790
8,744,000
71,601,530
66.010,950
7,375,000
64; 902,260
71,910.468
12,506,000
i Includes $1,820,000 clearing-house coin certificates.
.




.

. . . .

United States
certificates
for gold
deposited.

$18,833,580
20,559,395
21,530,846
23,629,718
60,104,792

1884.
°6

Clearinghouse
certificates.
(Sec. 5192.)

REPORT OF THE COMPTROLLER OF THE CURRENCY,

241

by national banks at date of each report from January 1, 1879, to September 4, 1912.

Silver dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

United States
certificates of Total lawful
Total specie. Legal-tender
deposit for
notes.
money.
legal-tender
notes.

$6,428,917
6,484,538
6,770,171
4,919,343
4,902,309

$31,640
44,390
56,670
67,150
228,080

$41,499,757
41,148,563
42,333,287
42,173,731
78,568,041

$70,561,233
64,461,231
67,059,152
69,196,696
54,725,096

$28,915,000
21,885,000
25,160,000
26,770,000
11,295,000

$140,975,990
127,494,794
134,552,439
138,140,427
144,588,137

5,062,090
5,416,403
5,862,035
5,330,357
5,976,558

295,340
495,860
495,400
1,165,120
1,454,200

89,442,051
86,429,732
99,506,505
109,346,509
107,172,901

55,229,408
61,059,175
64,480,717
56,640,458
59,216,934

10,760,000
7,870,000
12,500,000
7,655,000
6,150,000

155,431,459
155,358,907
176,487,222
173,641,967
172,539,835

6,250,370
6,820,380
6,482,561
5,450,387
6,800,512

1,004,960
1,260,340
945,590
1,662,180
1,143,240

105,156,439
122,628,562
128,638,927
114,334,736
113,680,639

52,156,439
62,516,296
58,728,713
53,158,441
60,114,387

6,110,000
8,045,000
9,540,000
6,740,000
7,920,000

163,422,878
193,189,858
196,907,640
174,233,177
181,715,026

6,700,325
7,233,758
6,896,223
6,466,215

1,202,080
1,202,020
854,040
1,807,600
1,464,460

109,984,111
112,407,007
111,694,262
102,857,778
106,427,, 159

56,633,572
65,979,013
64,019,518
63,313,517
68,478,421

9,445,000
10,385,000
11,045,000
8,645,000
8,475,000

176,062,683
188,771,020
186,758,780
174,816,295
183,380,580

6,910,472
6,963,732
7,208,858
7,504,896
8,470,647

1,928,810
2,558,260
3,121,130
2,653,030
3,803,190

97,962,366
103,607,266
115,354,394
107,817,983
114,276,158

60,848,068
68,256,468
73,832,458
70,682,997
80,559,796

8,405,000
8,420,000
10,645,000
9,960,000
10,840,000

167,215,434
180,283,734
199, £31,852
188,460,980
205,675,954

8,961,408
9,141,466
9,117,834
8,092,557
7,985,488

3,529,580
2,735,250
2,861,000
3,331,510
5,030,770

122,080,127
114,744,707
109,661,682
128,609,474
139,747,079

75,847,095
77,712,628
76,917,212
77,044,659
76,369,555

14,045,000
11,975,000
9,870,000
14,200,000
19,040,000

211,972,222
204,432,335
196,448,894
219,854,133
235,156,634

9,188,060
9,327,047
8,897,555
6,322,832
5,303,288

4,516,490
4,135,100
3,139,070
2,274,650
1,637,340

$2,797,969
2,060,137

167,115,873
177,415,419
177,612,492
174,872,572
165,354,352

71,017,322
77,336,999
79,701,352
69,738,119
67,585,466

22,760,000
19,135,000
22,920,000
18,800,000
11,765,000

260,893,195
273,887,418
280,233,844
263,410,691
244,704,818

6,029,733
6,757,263
6,209,600
6,465,792
7,463,152

1,502,960
1,812,290
1,820,770
2,610,652
3,690,225

2,327,936
2,913,305
2,675,668
2,681,525
2,789,514

171,615,919
157,459,875
149,000,492
156,387,696
166,983,556

67,014,886
79,656,783
64,039,751
62,812,322
67,739,828

12,430,000
11,850,000
8,115,000
5,855,000
6,195,000

251,060,805
248,966,658
221,155,243
225,055,018
240,918,384

7,517,343
7,139,180
6,343,213
6,683,368
7,724,334

3,667,608
5,121,188
3,535,479
3,961,380
5,029,545

3,154,893
3,314,613
2,813,139
2,715,527
2,983,267

171,678,906
167,315,665
165,104,210
165,085,454
159,240,643

66,228,158
79,595,088
74,477,342
73,751,255
75,361,975

7,645,000
8,025;000
7,810,000
6,190,000
6,165,000

245,552,064
254,935,753
247,391,552
245,026,709
240,767,618

7,835,028
7,569,827
6,906,432
7,051,931
7,086,626

6,945,275
7,813,657
7,094,854
7,298,298
8,812,844

3,256,663
3,114,507
2,819,278
3,255,891
3,276,200

173,830,614
172,074,011
181,292,276
178,097,816
172,734,278

82,317,670
83,574,210
81,995,643
81,099,461
82,555,060

10,120,000
9,330,000
12,315,000
8,955,000
9,220,000

266,268,284
264,978,221
275,602,919
268,152,277
264,509,338

6,990,879
6,700,739
6,786,730
5,543,006
6,459,483

10,863,380
11,955,291
12,452,057
10,067,062
11,222,004

4,199,200
4,052,735
4,495,682
3,728,901
4,089,243

182,284,803
185,176,451
175,903,869
164,326,449
171,089,458

88,624,860
97;838,385
97,456,832
86,752,093
84,490,894

13,785,000
13,355,000
14,890,000
12,945,000
9,045,000

284,694,663
296,369,836
288,250,701
264,023,542
264,625,352

64776°—CUR 1912


16

242

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held

Date.

Gold coin.

Gold
Treasurycertificates.

Clearing- United States
house
certificates
certificates.
for gold
(Sec. 5192.)
deposited.

1890.
Feb. 28
May 17
July 18
Oct. 2
Dec. 19

$72,286,957
72,601,180
73,989,093
74,664,828
77,325,784

$77,467,560
74,776,720
72,968,100
93,335,600
82,569,980

$4,958,000
5,708,000
4,463,000
3,469,000
3,036,000

82,050,500
82,891,099
87,695,142
84,464,347
84,200,590

83,697,900
75,314,460
63,910,310
60,173,670
85,091,060

4,913,000
6,424,000
6,706,000
7,300,000
7,689,000

88,426,189
95,104.914
96,723,083
95,021,253
94,754,328

97,841,160
96,656,060
85,530,100
71,050,180
73,118,480

8,066,000
8,530,000
8,498,000
7,860,000
6,237,000

99,857,235
101,006,532
95,799,862
129,7.40,438
143,328,989

69,198,790
62,783,410
50,550,100
47,522,510
52,274,100

4,939,000
5,073,000
4,285,000
5,080,000
7,305,000

124,904,826
128,180,159
125,051,677
125,020,291
119,898,047

66,456,110
41,928,330
40,560,490
37,810,940
29,677,720

7,825,000
34,721,000
34,023,000
34,096,000
31,219,000

120,855,576
123,258,437
117,476,837
110,378,360
113,843,401

25,400,860
23,182,950
22,425,600
21,525,930
20,936,030

31,904,000
30,823,000
31,315,000
31,021,000
33,465,000

108,165,901
105,938,780
110,133,160
114,921,270
118,631,050

20,935,130
21,383,020
20,336,400
19,706,620
19,192,210

27,793,000
30,440,000
31,384,000
26,096,000
43,197,000

118,809,396
119,609,201
119,467,606
118,856,207
119,747,644

19,725,360
19,426,050
16,792,990
17,513,900
19,484,500

49,770,000
51,361,000
57,426,000
59,525,000
67,861,000

125,710,167
131,081,263
132,888,037
127,990,556
129,009,745

18,062,350
18,230,690
18,457,340
18,323,870
17,586,450

79,083,000
118,333,000
133,576,000
104,356,000
134,879,000

134,336,296
133,190,652
137,690,618
117,082,951
103,052,570

17, 669,500
17,708,880
23,152,390
41,389,130
70,986,670

169,910,000
166,311,000
148,495,000
133,140,500
100,648,000

104,882,872
104,624,499
102,834,447
103,750,172
107,561,080

93,611,360
100,989,330
101,263,430
115,018,140
102,269,910

90,887,000
92,070,000
91,023,500
93,390,000
91,789,000

1891.
Feb. 26
May 4
July 9
Sept. 25
Dec. 2
1892.
Mar.l
May 17
July 12
Sept. 30
Dec. 9
1893.
Mar. 6
May 4
July 12
Oct. 3
Dec. 19
1894.
Feb. 28
May 4
July 18
Oct. 2
Dec. 19
1895.
Mar. 5
May7
July 11
Sept. 28
Dec. 13
1896.
Feb. 28
May7
July 14
Oct. 6
Dec. 17
1897.
Mar. 9
May 14
July 23
Oct. 5
Dec. 17
1898.
Feb. 18
May 5
July 14
Sept. 20
Dec. 1
Feb. 4
Apr. 15
June 30
Sept. 7
Dec. 2
Feb. 13
Apr. 26
June 29
Sept. 5
Dec. 13

1899.

1900.




EEPOET OF THE COMPTKOLLEB OF THE CUEBENCY.

243

by national banks at date of each report from January 1,1879, to September 4} 1912—COD.

Silver dollars.

$7 ,294 ,424
6 ,098 ,007
6 ,793 ,752
6 ,489 ,534
7 ,229 ,637

United States
certificates of Total lawful
Total specie. Legal-tender
deposit for
No
notes.
money.
legal-tender
notes.

Silver
Treasury
certificates.

Fractional
silver coin.

$14 ,761 ,061
15 002 ,127
15 865 ,318
13 629 ,284
15 484 ,038

$4 ,778 ,136
3 ,979 ,460
4 524 ,801
4 ,320 ,613
4 ,417 ,567

$181,546,138
178 ,165 ,494
178 ,604 ,064
195 ,908 ,859
190 063 ,006

$86 ,551,602
88 ,088,992

92,480,469
80 ,604,731
82,177,126

$8 ,830,000
8 ,135,000
9 825,000
6 155,000
5 760,000

$276,927 ,740
274 ,389 ,486
280,909 ,533
282 ,668 ,590
278
,132

51
52
53
54
55

655,000
515,000
845,000
720,000
765,000

302 ,295 ,762
302 ,829 ,600

310,014 ,348
296 ,850 ,684
310 ,517 ,389

56
57
58
59
60

080,000 353 ,673 703
405,000 „ 373,430 ,510
115,000 366,350 ,496
995,000 327 ,379 324
6,470; 000 318 641 596

61
62
63
64
65

8 ,231 ,195
7 ,448 ,417
7 ,631 ,470
6 ,348 ,573
7 152 ,798

17
18
19
20
18

397 ,259
272 ,781
802 ,695
409 ,735
816 ,462

4 ,950 ,509
4 ,588 ,654
5 023 ,920
4 ,818 ,751
4 948,125

201 ,240 ,363
194 939 411
190 ,769 ,537
183 515 ,076
207 ,898 ,035

96 , 375,249
100 ,399,811
97 ,615,608
93 ,854,354

7 ,304 ,242
7 259 640
7 466 ,596
6,785 084

954 ,656
040,211
523 ,399
993 ,451
556 689

5 ,555 ,721
5 453 ,283
5 579,302
5 405 ,711
5 635 680

230 ,147 ,968
239 044 ,108
229 320 480
209 116 ,379
209 895 261

99 445,735
107 ,981,402
113 ,915,016
104 ,267,945
102 ,276,335

24
26
23
13

7 593 084

22
26
25
22
22

7 212
7 615
7 380
7 965
7 530

21
24
22
28
34,

695 ,114
603 ,511
626 ,180
385 ,889
776 253

5
6
6
6
5

438 877
140 ,115
119 574
009 ,179
439 171

208 341 816
207 222 ,142
186,761 173
224 ,703 ,860
251 253,648

90 ,935,774
103 ,511,163
95 ,833,677
114 ,709,352
131 626,759

14 675,000
12 130,000
6 660,000

322 863 305
289 ,254 850

31 255,000

414 135 407

66
67
68
69
70

166 585
941 ,924
670 652

142,768,676
146 131,292
138 216,318
120 544,028
119 513,472

35 045,000

46.030; 000
50; 045,000
45 100,000
37, 090,000

433
452
438
402
374

261
216
970
682
695

71
72
73
74
75

281,622
529,158
185,172
946,685
209,423

31, 655,000
26, 930,000
45, 330,000
49, 920,000
31, 440,000

365 868 264
364 105 758

76

112,507,513

800
574
457
844
135

7 741 205
489
016
116
954

931
489
354
778

43 181
41, 580
38, 075
28, 784
29, 743

263
245
248
505
6 984

610
537
059
459
382

29,
28,
30,
22,
25,

7
7
6
6

7
7
7
5

166
654
412
897
446

550 637
519 277
127 457
914 180

878,323

6,058 278
6,041 850
5 943 584
5 422 172
5 548 232
5
5
5
4
5,

956
617
834
892
605

959
399
241
382
274

256
259
250
237
218

250,654

041 223

220 931 642

218,646,600
214 427 194
196 237 311
206 712 410

89,400,399

113
118
123
93
99

11
11
18
15
8

7 020,000

313,952,590
346,433 ,212

980
103
931
894
644

382,942 366
340,103 996
337 361 833

77
78
79
80

7, 406, 130
7, 285, 043
6, 867, 060
6, 721, 871
6, 975, 625

25, 869 370
31, 512 287
29, 495 375
28, 057 695
32, 144, 649

5, 847,928
5, 814, 316
5, 619, 454
5, 305, 176
5, 400, 174

196, 017 459
202 373 446
203 835 449
200 808 632
225, 540, 709

118 971,652
113 213,290

110,494,730
118, 893,612

28, 735,000
28, 035,000
27, 165,000
31, 840,000
37, 080,000

337 259
349, 380
344, 213
343 143
381, 514

972
098
739
362
321

81
82
83
84
85

7,
6,
6,
6,

198, 522
948, 233
853, 275
476, 504
7, 509,247

32, 864, 502
33, 175, 176
34, 626, 625
31, 593, 302
31, 752, 596

5, 581, 082
5, 556, 723
5, 756, 105
5, 422, 788
5, 808, 565

233, 948, 862
236,076,383
240,922, 601
239, 387, 702
252,163,552

118, 637,852
120,554,992
126,511,020
107, 219,929
112, 564,875

67, 695,000
53,590,000
46,085,000
42, 275,000
45, 840,000

420, 281, 714
410, 221, 375
413, 518, 621
388, 882, 631
410, 568, 427

86
87
88
89
90

7, 459, 428
8, 100, 544
7, 963, 587
6; 861, 433
8, 012, 695

34,
35,
36,
30,
32,

964, 239
316, 796
458, 014
679,950
700, 654

6,098,741
6,120, 479
6, 334, 152
5, 662, 349
6, 412, 167

271, 377, 925
317, 182, 772
335, 677, 130
293,874; 158
328, 600, 711

120,265,185
119,058,681
114, 914,997
110,038; 300
117, 845,702

49, 250,000

440, 893, 110
460, 216, 453
470, 977, 127
420, 722, 458
464, 351, 413

91
92
93
94
95

8, 151, 429
8, 246, 829
8,361, 974
7, 998, 538
7, 569, 649

35, 359, 818
32, 193^ 899
32, 578, 638
32, 458,505
26, 356,766

6,416,452
6,511, 293
6,543, 426
6, 501, 758
6, 211, 721

371, 843, 494
364, 162,553
356, 822,046
338, 571, 383
314, 825, 376

116,003,066
110 235,423
116, 337,935
111, 214,651
101, 675,795

21, 140,000
18, 590,000
16, 540,000
13, 055,000

508, 986, 560
493, 417, 975
491, 749, 981
466,326, 034
429, 556,171

96
97
98
99
100

8, 798, 952
9, 053, 551
9, 236, 232
8, 782, 306
9,748, 534

34, 132,389
44, 049, 035
44, 437, 981
45, 243. 559
40,763, 675

7, 265, 251
7, 264, 654
7, 218, 119
7, 144, 233
7, 540, 024

339, 587, 824
358, 051, 069
356, 013, 709
373, 328, 410
359, 672,224

122, 466,493
139, 838,063
143, 755,522
145, 046,493
141, 284,945

1 14 500,000
6^ 360,000
3, 195,000
2, 085,000
850,000

476,554, 317
504, 249, 132
502, 964, 231
520, 459, 903
501, 807, 168

101
102
103
104

1

23,975,000
20, 385,000
16, 810,000
17, 905,000
19,820,000

The act authorizing the issue of these certificates was repealed Mar. 14,1900.




105

244

REPORT OF THE COMPTROLLER OF THE CURRENCY.

T A B L E N O . 54.—Gold, silver, coin certificates, legal tenders, and currency certificates held

Date.

Clearinghouse
certificates.
(Sec. 5192.)

United States
certificates
for gold
deposited.

Gold coin.

Gold
Treasurycertificates.

$110,369,107
110,280,301
108,871,024
106,736,761
105,425,840

$133,447,930
122,950,940
108,490,040
117,806,580
100,266,100

$89,154,000
82,315,000
85,465,000
89,854,000
84,746,500

$13,315,000

105,572,077
110,687,138
108,202,383
104,051,296
101,333,097

126,900,190
105,709,930
106,867,430
84,248,770
115,484,070

88,409,000
83,749,000
82,099,000
82,137,000
76,814,000

16,970,000
21,720,000
25,950,000
28,425,000
28,015,000

105,288,729
105,337,464
107,539,938
105,569,894
102,963,258

118,765,050
108,460,880
104,561,520
119,367,220
110,020,660

72,435,000
68,693,000
64,984,000
63,307,000
67,584,000

42,215,000
32,385,000
28,505,000
27,180,000
25,730,000

107,699,553
109,154,988
111,296,409
108,439,861
108,575,819

146,028,950
148,464,700
161,155,120
175,077,020
153,101,640

62,661,000
85,689,500
82,278,000
80,969,000
86,535,400

45,765,000
38,360,000
36,880,000
53,655,000
46,899,000

112,221,348
107,061,094
111,221,153
114,105,132
117,022,998

160,675,460
169,374,460
158,238,690
170,707,820
146,375,090

79,120,000
77,593,000
75,974,500
79,905,000
79,678,000

34,350,000
33,675,000
34,765,000
32,615,000
24,520,000

116,305,486
112,326,222
118,513,281
120,765,996
117,124,753

176,977,160
146,016,280
163,439,710
147,408,760
173,262,050

76,203,000
70,503,500
69,197,000
66,515,500
68,248,500

24,550,000
29,565,000
30,040,000
29,150,000
32,230,000

119,848,124
121,972,200
123,013,697
125,114,859
160,420,045

198,518,340
182,658,800
189,009,420
169,034,270
171,217,160

67,402,000
66,701,000
62,988,000
69,605,500
42,869,000

31,005,000
28,450,000
48,225,000
41,045,000
23,540,000

148,670,869
154,463,358
153,582,996
150,303,527
144,890,261

240,978,140
252,662,620
241,445,400
267,468,060
253,801,610

47,810,000
54,551,000
57,324,000
65,599,500
64,295,500

40,810,000
63,685,000
51,590,000
53,130,000
49,220,000

150,563,069
151,366,529
150,504,310
147,832,909
146,888,455

242,931,430
255,480,980
268,206,280
253,908,700
231,238,870

74,280,000
76,971,500
73,577,500
73,363,500
67,102,500

45,280,500
43,210,000
43,640,000
44,335,000
42,980,000

14' 112,214
153',410,013
151, 129,890
147, 835,023
149, 022,910

245,717,550
233,997,400
225,092,390
246,404,370
235,202,020

71,153,500
75,695,000
70,975,000
75,423,000
74,257,500

43,565", 000
42,660,000
41,610,000
48,735,000
35,340,000

153, 993,178
153, 356,566
153, 411,301
146, 297,582
152, 374,404

251,110,090
292,250,790
300,201,210
262,252,180
244,711,700

73,984,500
77,263,000
79,758,000
84,502,000
82,810,000

33,730,000
51,185,000
54,395,000
60,640,000
40,135,000

149, 361,369
159, 128,760
149, 294,417
150, 667,158

290,632,870
272,840,370
296,922,380
267,823,290

95,975,000
85,207,500
80,479,000
85,706,500

62,545,000
59,195,000
59,680,000
52,165,000

1901.
Feb.5
Apr. 24
July 15
Sept. 30
Dec. 10
1902.
Feb. 25
Apr. 30
July 16
Sept. 15
Nov. 2 5 . . . .
1903.
Feb.6
Apr. 9
June 9
Sept. 9
Nov.17

:
1904.

Jan. 22
Mar. 28
June 9
Sept. 6
Nov. 10
Jan. 11
Mar. 14
May 29
Aug. 25
Nov. 9
Jan. 29
Apr. 6
June 18
Sept. 4
Nov.12
Jan. 26
Mar. 22
May 20
Aug. 22
Dec. 3
Feb.14
May 14
July 15
Sept. 23
Nov. 27
Feb.5
Apr. 28
June 23
Sept.l
Nov.16

1905.

1906.

1907.

1908.

1909.

1910.
Jan. 31
Mar. 29
June 30
Sept. 1
Nov. 10
Jan. 7
Mar. 7
June 7
Sept. 1
Dec. 5
Feb. 20
Apr. 18
June 14
Sept. 4

1911.

1912.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

245

by national banks at date of each report from January 1, 1879, to September 4,1912—Con.
Silver dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

$10,436,238
9,593,379
9,399,355
8,649,959
9,600,000

$48,533,778
53,893,133
51,259,021
46,467,349
48,452,821

9,594,579
9,999,626
10,379,556
8,868,571
9,389,713

51,277,355
58,590,893
62,466,880
50,747,624
51,950,374

8,358,962
8,303,974
8,798,719
7,757,859
8,295,407

11,160,021
10,481,056
10,560,422
10,336,143
10,044,184

58,161,298
54,637,578
63,350,733
62,791,768
53,084,545

11,676,304
10,090,134
11,209,634
9,880,982
11,134,774

1

United States
certificates of Total lawful
deposit for
Total specie. Legal-tender
notes.
money.
legal-tender
notes.

$8,015,090 $399,956,143
7,740,938 386,773,692
7,601,102 371,085,543
7,167,222 376,681,871
7,846,237 369,652,498

$152,386,332
159,324,246
164,929,624
151,018,751
151,118,358

$552,342,475
549,857,938
540,800,167
539,555,622
520,770,856

407,082,162
398,760,561
404,763,968
366,236,120
391,281,661

154,682,692
159,484,226
164,854,292
141,757,618
141,330,109

561,764,854
558,244,787
569,618,260
507,993,738
532,591,770

9,547,048
9,086,543
9,114,765
9,004,143
8,863,779

417,572,146
389,081,521
388,616,378
397,556,168
378,290,426

153,025,573
147,133,313
163,592,829
156,749,859
142,325,352

570,597,719
536,214,834
552,209,207
554,306,027
520,615,778

69,105,776
63,472,250
76,251,788
67,532,494
68,381,697

10,254,970
9,185,698
9,593,194
9,194,578
9,559,492

453,191,553
464,417,270
488,664,145
.504,748,935
484,187,822

161,434,599
153,098,314
169,729,173
156,707,594
157,942,968

614,626,152
617,515,584
65S,393,318
661,456,529
642,130,790

13,173,946
10,716,821
10,244,630
10,696,469
12,023,556

80,948,964
74,754,758
79,574,711
77,454,951
70,549,585

11,359,312
10,073,927
9,616,387
9,995,081
10,755,238

491,849,030
483,249,060
479,635,071
495,479,453
460,934,467

178,122,523
157,904,573
169,629,979
170,073,847
161,157,612

669,971,553
641,153,633
649,265,050
665,553,300
622,092,079

12,166,780
13,913,893
11,585,583
11,693,445
11,676,649

75,211,364
74,596,749
81,841,914
77,142,042
67,779,733

11,154,585
12,257,757
11,369,769
11,761,548
11,954,586

492,568,375
459,179,401
485,987,257
464,437,291
482,276,271

175,734,915
161,315,467
165,246,347
161,575,120
152,273,887

668,303,290
620,494,868
651,233,604
626,012,411
634,550,158

12,404,499
12,434,941
12,298,117
12,797,869
14,743,594

79,262,608
74,665,847
82,382,636
99,668,414
81,722,820

13,281,982
13,203,126
12,797,039
13,841,839
15,172,659

521,722,553
500,085,914
530,713,909
531,107,751
509,685,278

173,780,969
156,134,637
160,877,239
170,515,782
151,099,458

695,503,522
656,220,551
691,591,148
701,623,533
660,784,736

17,535,178
15,137,398
13,521,001
11,670,786
4,397,676

101,286,902
120,804,039
123,478,641
116,882,254
117,192,329

17,293,780
15,838,880
15,515,834
15,131,428
15,731,399

614,384,869
677,142,295
656,457,872
680,185,555
656,528,775

174,010,707
184,184,155
192,560,877
188,238,515
188,230,744

788,395,576
861,326,450
849,018,749
868,424,070
844,759,519

12,802,178
11,869,927
12,822,408
12,753,590
11,948,515

121,687,086
124,348,526
129,205,129
117,697,856
111,845,096

17,038,963
16,405,336
16,185,383
16,506,342
16,831,222

664,583,226
679,658,798
694,141,010
666,397,897
628,834,658

195,533,656
198,898,210
191,774,761
187,693,960
176,026,076

860,116,882
878,557,008
885,915,771
854,091,857
804,860,734

13,272,076
12,854,262
13,455,754
13,308,421
13,410,605

121,411,843
125,397,496
123,439,564
122,459,673
121,032,160

18.446,533
17', 775', 570
18,641,256
18,461,059
17,881,255

660,678,716
661,799,771
644,343,854
672,626,546
646,146,451

172,400,153
173,095,815
176,429,038
179,058,491
169,924,209

833,078,869
834,895,586
820,772,892
851,685,037
816,070,660

14,248,149
14,297,384
14,418,204
13,644,200
13,508,457

121,912,287
128,493,229
140,277,209
125,885,418
128,911,341

18,893,049
18,915,979
18,649,883
18,300,964
19,098,713

667,871,263
735,761,949
761,111, 507
711,522,344
681,549,615

168,396,096
172,274,678
185; 219,602
183,953,062
181,244, 581

836,267,359
908,036,627
946,331,109
895,475,406
862,794,196

14,123,278
12,775,940
12,637,221
12,105,806

136,547,665
135,238,087
138,569,628
126,743,559

19,843,995
19,522,813
19,180,042
18,239,907

769,029,177
743,868,470
756,762,688
713,460,600

181,468,221
187,820,692
188,440,207
182,490,494

950,497,398
931,689,162
945,202,895
895,951,094!




TABLE NO. 55.—Specie held by the national banks in New York City on dates indicated and averages in 1902 to 1912, inclusive.

Date.

Feb. 25..
Apr. 30..
July 16..
Sept. 15.
Nov. 25.

1902.

Average.
Feb. 6...
Apr. 9 . .
June 9 . .
Sept. 9..
Nov. 17.

1903.

Average.
Jan. 22..
Mar. 28.,
June 9 . .
Sept. 6..
Nov. 10.

1904.

Average.
Jan. 11..
Mar. 14.
May 29..
Aug. 25.
Nov. 9 . .

1905.

Average.




Clearinghouse
certificates.
(Sec, 5X92.)

Gold coin.

Gold
Treasury
certificates.

Gold Treasury certificates payable to order.

$4,812,460.55
5,552,732.00
4,474,720.00
4, 765,847.50
3,876,574.00

$76,707,140
57,660,010
51,635,590
36,508,910
59,418,780

$4,255,000
4,960,000
9,655,000
9,655,000
9,610,000

$75,588,000
71,925,000
69,160,000
69,170,000
65,245,000

4,696,466.81

56,386,086

7,627,000

70,217,600

84,171

4,674,013.45
5,000,261.50
5,342,364.00
4, 792,139.50
4,697,172. 40

63,837,220
55,993,820
51,365,700
69,531,380
55,359,930

18,585,000
11,865,000
10,275,000
10,265,000
9,915,000

61,515,000
58,145,000
53,514,000
51,925,000
56,745,000

4,901,190.17

59,217,610

12,181,000

5,478,087.80
5,920,547. 40
5,356,457.30
4,941,183.00
4,617,609.00

80,222,020
87,368,800
98,996,070
113,320,930
82,162,800

5,262,776,90

Silver
dollars.

Silver
Treasury
certificates.

Fractional
silver coin.

to

Total.

$657,885.60
707,124.35
807,369.93
668, 111. 07
732,275.57

$177,674,691.15
159,838,699.35
156,807,546.93
136,930,350.57
154,610,947.57

O

17,446,569.00

714,553.30

157,172,447.11

W

83,069
79,281
52,857
68,883
67,131

19,133,576.00
14,009,121.00
17,709,610.00
18,180,698.00
11,282,351.00

726,138.58
731,078.53
732,232.59
713,634.83
712,193.81

168,554,017.03
145,823,562.03
138,991,763.59
155,476,735.33
138,778,778.21

o

56,368,800

70,244

16,063,071.00

723,055.67

149,524,971.23

25,325,000
21,100,000
18,195,000
33,495,000
29,655,000

52,475,000
71,045,000
69,325,000
68,290,000
74,930,000

61,221
72,109
62,539
69,260
63,735

17,158,484.00
16,939,075.00
21,062,056.00
20,420,399.00
18,487,105.00

734,837,46
616,769.87
644,520.02
701,344.99
714,303,27

181,454,650.26
203,062,301.27
213,641,642.32
241,238,116.99
210,630,552.27

92,414,124

25,554,000

67,213,000

65,773

18,813,424.00

682,355.12

210,005,452.62

6,043,193.50
4,068,272.50
4,557,380.50
4,896,261.10
4, 799,305.00

83,728,290
93,228,170
82,820,400
91,082,890
64,194,290

17,205,000
16,965,000
16,965,000
15,885,000
12,665,000

67,020,000
65,320,000
63,400,500
66,815,000
68,205,000

58,691
56,237
67,477
58,974
61,512

23,096,930.00
23,946,136.00
22,928,988,00
20,415,291.00
15,612,538.00

888,806.46
807,878.91
820,562.17
824,980.22
938,798.98

198,040,910.96
204,391,694.41
191,560,307.67
199,978,396.32
166,476,443.98

4.872,882.52

83,010.*

15,937,000

66,152,100

60,578

21,199,977.00

856,205.35

192,089,550.67

$81,204 $15,573,001.00
80,015 18,953,818.00
81,863 20,993,004.00
85,988 16,076,494.00
91,787 15,636,531.00

H

1
55
H
O

j

o

1906.
Jan. 29
Apr. 6
June 18
Sept. 4
Nov. 12
Average
Jan 26
Mar. 22
May 20
Aug. 22
Dec.3

1907.

Average
Feb. 14
May 14
July 15
Sept. 23
Nov. 27

1908.

Average
Feb. 5
Apr. 28
June 23
Sept.l
Nov. 16

1909.

Average
Jan. 31
Mar. 29
June 30
Sept. 1
Nov. 10

$30,934 $18,564,099.00
35,431 16,926,879.00
42,227 21, 785,128.00
67, 791 18,563,851.00
74,752 12,466,858.00

$828,139.41
841,964.05
797,547.92
752,282.55
775,686.95

$183,561,084.13
153,452,937.15
174, 799,919.92
152, 771,523.55
159,678,025.35

50,227

17,661,363.00

799,124.18

164,852,698. 02

51,783,000
51,555,000
48,670,000
53,975,000
33, 755,000

69,854
66,061
129,291
55,544
162,313

17,806,349.00
16,409,019.00
17,909,519.00
20,810,416.00
16,691,609.00

834,285.09
825,269.59
823,912.61
810,513.91
1,043, 724. 77

176,171,790.59
166,708,009.69
190,849,252.31
173,221,007.14
147,974,918.77

19,426,000

47,947,600

96,613

17,925,382.00

867,541.19

170,984,995.70

W

129,636,180
142,311,370
137,636,880
155,177,860
134,506,600

23,185,000
42, 740,000
29,715,000
32,365,000
30,360,000

35,430,000
38,245,000
41,010,000
45,810,000
41, 780,000

56,440
49,603
41,609
58,013
65,583

25,050,746.00
38,497, Oil. 00
41,976,109.00
39,353,065.00
40,003,235.00

969,178.43
911,207. 61
894,233.21
858,451.52
1,015,645.05

219,423,603. 43
267,108,545.11
255,639,185.21
277,999,243.02
252,186,332.55

o
o

4,530,177.90

139,853,778

31,673,000

40,455,000

54,250

36,976,033.20

929,743.16

254,471,381.86

5,396,122.00
5,057,149.50
5,466,470.00
4,437,373.45
4, 799,601.00

115,148,290
122,523,020
145,214,550
130,252,730
93,820,520

21,560,000
19,120,000
18,940,000
22,610,000
21,750,000

47,035,000
53,075,000
49,330,000
48,235,000
41,875,000

94,722
79,068
74,151
50,127
53,760

42,371,220.00
40,307,985.00
43,292,196.00
38,241,858.00
37,086,395.00

911 902.99
1,045,769.55
977,385.99
1,047,553.52
1,019,598.96

232,517,256.99
241,207,992.05
263,294,752.99
244,874,641.97
200,404,874.86

5,631,343.19

121,391,822

20,796,000

47,910,000

70,366

40,259,931.00

1,000,442.20

236,459,903.77

4,373,064.15
5,168,917.00
4,556,083.00
4,680,752.50
5,339,191.50

113,581,500
100,589,470
97,893,140
120,749,540
89, 732,830

22,020,000
21,660,000
17,560,000
26,340,000
15,530,000

46,015,000
50,540,000
47,295,000
51, 755,000
50,852,000

64,320
52,624
67,152
37,439
42,574

41,449,915.00
42,278,516.00
38,842,904.00
38,616, 402.00
38,204,427.00

940,070.07
938,911.32
1,156,470.94
1,048,166.26
1,104, 780.02

228,443,869.22
221,228,438.32
207,370, 749.94
243,227,299.76
200,805,802.52

4,823,601.63

104,509,296

20,622,000

49,291,400

52,822

39,878,433.00

1,037,679.72

220,215,231.95

$3,657,191. 72
4,822,363.10
3,755,967.00
4,213,849.00
4,308,028.40

$86,890,720
59,019,300
80,119,050
61,368,750
73,382,700

$9,705,000
13,685,000
13,585,000
15,885,000
16,650,000

$63,885,000
58,122,000
54, 715,000
51,920,000
52,020,000

4,151,479.84

72,156,104

13,902,000

56,132,400

4,369,212.50
4,022,570.10
3,626,009. 70
3,593,373.23
14,469,972.00

87,309,090
79,380,090
90,000,520
68,286,160
68,552,300

14,000,000
14,450,000
29,690,000
25,690,000
13,300,000

6,016,227.51

78,705,632

5,099,059.00
4,354,353.50
4,365,354.00
4,376,853.50
4,455,269.50

1910.

Average




i
o

TABLE NO. 55.—Specie held by the national banks in New York City on dates indicated and averages in 1902 to 1912, inclusive—Continued.

Date.

Jan.7
Mar. 7
June 7
Sept.l
Dec. 5

1911

Average
Feb. 20
Apr. 18
June 14
Sept, 4

Gold
Treasury
certificates.

Gold Treasury certificates payable to order.

Clearinghouse
certificates.
(Sec. 5192.)

$6,285,195.00
5,382,554.50
5,866,523.00
6,078,148.50
5,805,907.50

$98,616,830
135,684,950
140,611,580
117,208,880
95,200,850

$13,690,000
27,200,000
24,020,000
31,000,000
20,460,000

$51,125,000
52,950,000
54,325,000
48,980,000
47,910,000

$40,077
87,251
51,136
37 968
39,011

$41,104,195
45,680,683
50,340,912
43,667,050
44,970,539

$1,097,558.91
1,097,734.70
1,266,131.91
1,213,123.70
1,372,297.77

$211,958,855.91
268,083,173.20
276,481,282.91
248,183,170.20
215,758,605.27

5,883,665.70

117,464,618

23,274,000

51,058,000

51,089

45,152,276

1,209,369.40

244,093,017.44

Gold coin.

Silver
Treasury
certificates.

Fractional
silver coin.

Total.

B
hi

o

W
fed

1912,




Silver
dollars.

to
00

4,707,634.50
13.301,994.50
4,479,686.50
4,389,458.00

130,957,610
114,614,180
141,103,950
116,238,800

29,950,000
28,590,000
31,180,000
23,950,000

58,770,000
47,213,500
43,265,000
50,920,000

44,128
43,498
36,214
42,504

52,379,343
47,559,893
47,910,899
39,297,541

1,288,773.12
1,256,969.20
1,316,593.94
1,239,115.85

278,097,488.62
252,580,034.70
269,292,343.44
236,077,418.85

a
o

O
fed

H

W

fed

O
cj

I
O

REPORT OF THE COMPTROLLER OF THE CURRENCY.

249

T A B L E N O . 56.—Deposits and reserve of national banks on or about October 1 of each
year indicated to 1912, in each central reserve city, in all other reserve cities, in the States
and Territories, and of all national bants.
NEW YORK CITY.

Date.

Classification of reserve.
Reserve held.
Reserve
Num- Net de- required
ber of posits. (25 per
Lawful Due from Redempbanks.
cent). Amount. Ratio to money.
agents. tion fund.
deposits.
Millions. Millions, Millions. Per cent. Millions. Millions.
70.8
266.9
66.7
26.5
70.0
90.8
255.0
63.7
35.6
90.1
115.7
312.9
78.2
37.0
115.2 !
77.0
282.8
70.7
27.2
76.6
80.1
284.3
71.1
28.2
79.7
96.4
342.2
85.5
28.2
95.0 ;
84.9
338.2
84.5
25.1
84.7 !I
92.5
332.6
83.2
27.8
92.3
86.1
327.8
81.9
26.3
85.8
103.4
391.9
97.9
26.4
103.1
109.0
309.9
77.5
35.1 *108.2
172 A
489.7
122.4
35.2
171.7
125.5
441.6
110.4
28.4
124.8
109.2
372.8
93.2
29.2
108.2
137.3
506.8
126.7
27.1
136.5
153.6
596.0
149.0
25.7
152.7
178.3
707.7
176.9
25.2
177.6
214.9
769.6
192.4
27.9
213.4
217.1
811.3
202.8
26.7
215.6
186.1
753.4
188.3
24.7
184.3
205.4
741.0
185.3
27.7
203.1
289.9
258.6
28.0
1.034.3
287.9
256.0
248.4
25.8
993.8
253.2
201.5
206.8
24.4
827.4
199.2
221.3
206.4
26.8
825.7
218.8
340.1
296.7
28.6
337.2
1.187.1
304.6
294.8
25.8
301.9
1.179.4
294.0
267.5
27.5
291.6
1,070.2
305.8
287.6
26.6
303.3
1.150.5
288.5
290.5
24.8 . 286.2
1.162.2

Oct. 2, 1883...
Sept. 30, 1884
Oct. 1, 1885...
Oct. 7, 1886...
Oct. 5, 1887...
Oct. 4, 1888...
Sept. 30, 1889,
Oct. 2, 1890...
Sept. 25, 1891
Sept. 30, 1892
Oct. 3, 1893...
Oct. 2, 1894...
Sept. 28, 1895,
Oct. 6, 1896...
Oct. 5, 1897...
Sept. 20, 1898
Sept. 7, 1899.,
Sept. 5, 1900.
Sept. 30, 1901
Sept. 15, 1902
Sept. 9,1903..
Sept. 6, 1904.
Aug. 25, 1905.
Sept. 4, 1906.
Aug. 22, 1907.
Sept. 23, 1908
Sept. 1, 1909.
Sept. 1, 1910.
Sept. 1, 1911.
Sept. 4, 1912.

Millions.
0.9
0.7
0.5
0.4
0.4
0.3
0.2
0.2
0.3
0.3
0.8
0.7
0.7
1.0
0.8
0.8
1.7
1.5
1.5
1.8
2.3
2.0
2.8
2.3
2.6
2.8
2.7
2.4
2.5
2.3

CHICAGO.
Sept. 25,1891.
Sept. 30, 1892.
Oct. 3, 1893...
Oct. 2, 1894...
Sept. 28, 1895.
Oct. 6, 1896...
Oct. 5, 1897...
Sept. 20,1898.
Sept. 7, 1899..
Sept. 5, 1900..
Sept. 30, 1901,
Sept. 15, 1902.
Sept. 9, 1903..
Sept. 6,1904..
Aug. 25, 1905.
Sept. 4, 1906..
Aug. 22, 1907.
Sept. 23, 1908
Sept. 1, 1909..
Sept. 1, 1910..
Sept. 1, 1911..
Sept. 4, 1912.,




21
23
21
21
21
21
19
17
16
14
12
11
12
13
12
13
14
14
13
11
11
10

92.9
106.5
85.8
101.4
97.2
83.7
105.7
128.3
154.1
173.4
201.9
209.6
198.1
217.9
247.9
244.4
262.9
280.0
318.5
329.1
364.0
370.2

23.2
26.6
21A
25.4
24.3
20.9
26.4
32.1
38.5
43.4
50.4
52.4
49.5
54.5
62.0
61.1
65.7
70.0
79.6
82.3
91.0
92.5

31.2
30.5
39.0
34.0
29.2
26.7
38.1
40.4
39.2
47.4
52.7
45.9
47.3
54.1
60.9
60.0
66.6
70.3
77.4
82.9
89.7
89.7

33.6
28.6
45.4
33.5
30.1
31.9
36.0
31.5
25.4
27.3
26.1
21.9
23 9
24.8
24.6
24.5
25.3
25.1
25.8
25.2
24.6
24.2

31.1
30.5
39.0
34.0
29.1
26.6
38.0
40.3
39.1
47.2
52.4
45.7
47.1
53.9
60.6
59.5
66.1
69.7
76.6
82.0
88.9
88.9

0.05
0.05
0.05
0.07
0.07
0.06
0.06
0.07
0.05
0.2
0.3
0.2
0.2
0.2
0.2
0.5
0.5
0.6
0.7
0.8
0.7
0.7

250

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 56.j—Deposits and reserve of national banks on or about October 1 of each
year indicated to 1912, etc.—Continued.
ST. LOUIS.
Reserve held.
Classification of reserve.
Reserve
Num- Net de- required
ber of posits. (25 per
Ratio to Lawful Due from Redempbanks.
cent). Amount. deposits.
money. agents. 1 tion fund.

Date.

Millions. Millions. Millions. Per cent. Millions, Millions.
24.2
6.1
5.8
23.8
5.8
29.2
7.3
6.1
21.1
6.1
17.9
4.5
5.7
31.9
5.7
26.0
6.5
6.3
24.5
6.3
26.9
6.7
6.0
22.2
6.0
23.6
5.9
6.1
29.5
6.0
33.0
8.2
8.1
24.7
8.0
37.0
9.3
7.6
20.6
7.5
56.2
14.0
12.1
21.5
12.0
55.4
13.8
12 A
22.4
12.0
76.1
19.0
15.1
19.8
14.4
77.5
19.4
18.7
24.1
18.1
82.5
20.6
18.5
22.4
17.9
88.5
22.1
21.7
24.5
21.1
100.5
25.1
27.1
27.0
26.4
100.7
25.2
24.2
24.1
23.5
116.8
29.2
27.6
23.6
26.8
104.7
26.1
26.6
25.4
25.7
126.7
31.6
31.3
24.7
30.4
116.2
29.0
27.3
23.5
26.5
126.0
23.9
30.8
24.5
30.0
115.0
28.7
29.4
25.5
28.6

Sept. 25,1891
Sept. 30, 1892.
Oct. 3,1893...
Oct. 2, 1894...
Sept. 28, 1895.
Oct. 6, 1896...
Oct. 5, 1897...
Sept. 20, 1898.
Sept. 7,1899..
Sept. 5,1900..
Sept. 30, 1901.
Sept. 15, 1902.
Sept. 9, 1903..
Sept. 6, 1904..
Aug. 25, 1905.
Sept. 4, 1906..
Aug. 22, 1907.
Sept. 23,1908,
Sept. 1,1909..
Sept. 1, 1910..
Sept. 1,1911..
Sept. 1, 1912..

Millions.
0.02
0.02
0.02
0.02
0.01
0.1
0.1
0.1
0.1
0.4
0.6
0.6
0.6
0.6
0.7
0.7
0.7
0.8
0.9
0.8
0.8
0.8

OTHER R E S E R V E CITIES.2
Oct. 2, 1883...
Sept. 30, 1884.
Oct. 1, 1885...
Oct. 7, 1886...
Oct. 5, 1887...
Oct. 4, 1888...
Sept, 30,1889.
Oct. 2, 1890...
Sept. 25,1891.
Sept. 30, 1892.
Oct. 3, 1893...
Oct. 2, 1894...
Sept. 28, 1895.
Oct. 6, 1896...
Oct. 5, 1897...
Sept. 20, 1898.
Sept. 7,1899..
Sept. 5,1900..
Sept. 30,1901.
Sept. 15,1902.
Sept. 9,1903..
Sept. 6,1904..
Aug. 25, 1905.
Sept. 4, 1906..
Aug. 22, 1907.
Sept. 23, 1908,
Sept. 1, 1909..
Sept. 1, 1910..
Sept. 1, 1911.,
Sept, 4, 1912.

200
203
203
217
223
224
228
259
265
263
268
265
268
269
261
256
255
267
275
272
289
285
283
295
306
312
321
322
323
316
1
2

323.9
307.9
364.5
381.5
338.5
384.9
419.0
457.8
451.9
519.3
392.6
525.4
513.1
465.5
586.4
655.5
842.6
921.3
1,015.4
1,060.6
1,032.5
1,155.7
1,275.8
1,370.4
1,423.4
1,549.8
1,718.8
1,714.6
1,850.1
1,960.5

81.0
77.0
91.1
95.4
84.6
96.2
104.8
114.4
113.0
129.8
98.1
131.3
128.3
116.4
146.6
163.9
210.6
230.3
253.8
265.1
258.1
288.9
319.0
342.6
355.9
387.5
429.7
428.6
462.5
490.1

100.6
99.0
122.2
114.0
100.7
116.9
121.9
129.8
138.8
156.1
129.6
172.8
154.1
150.3
200.8
215.8
255.8
294.2
298.1
258.0
261.3
293.4
322.7
336.0
362.3
415.9
440.8
434.0
471.0
488.5

31.1
32.2
33.5
29.9
29.7
30.4
29.1
28.3
30.7
30.1
35.1
32.9
30.0
32.2
34.2
32.9
30.3
31.9
29.3
24.3
25.3
25.4
25.3
24.5
25.5
26.8
25.6
25.3
25.4
24.9

56.4
63.6
76.9
70.5
59.5
64.5
64.5
68.0
77.0
82.1
76.4
84.1
77.9
83.3
94.5
103.6
114.0
123.8
126.5
125.1
135.4
147.7
161.1
166.2
190.3
219.8
225.3
221.6
238.4
243.5

Available with reserve agents Apr. 30,1902, and subsequently.
Includes Chicago and St. Louis up to Oct. 5, 1897.




40.8
32.3
42.4
41.3
40.0
51.5
56.7
61.0
61.0
73.0
51.6
87.2
74.6
65.1
104.5
110.4
140.1
167.8
168.4
129.8
122.1
141.4
156.6
164.0
165.7
188.9
207.9
204.6
224.4
236.8

3.4
3.1
2.9
2.2
1.2
0.9
0.6
0.7
0.8
1.0
1.6
1.5
1.6
1.9
1.8
1.7
1.7
2.6
3.1
3.1
3.8
4.4
5.1
5.8
6.3
7.2
7.5
7.8
8.1
8.2

REPORT OF THE COMPTROLLER OF THE CURRENCY.

251

TABLE N O . 56.—Deposits and reserve of national banks on or about October 1 of each
year indicated to 1912, etc.—-Continued.
STATES AND TERRITORIES.
Reserve held.

Classification of reserve.
Reserve
Num- Net de- required
ber of posits. (15 per
Ratio to Lawful Due from
Redempbanks.
cent). Amount. deposits.
money. agents. 1 tion fund.

Date.

Oct. 2, 1883...
Sept. 30,1884.
Oct. 1,1885...
Oct. 7, 1886...
Oct. 5, 1887...
Oct. 4,1888...
Sept. 30,1889.
Oct. 2,1890...
Sept. 25,1891.
Sept. 30,1892.
Oct. 3,1893...
Oct. 2,1894...
Sept. 28, 1895.
Oct. 6,1896...
Oct. 5,1897...
Sept. 20,1898.
Sept. 7,1899..
Sept. 5,1900..
Sept. 30,1901.
Sept. 15,1902.
Sept. 9,1903..
Sept. 6,1904..
Aug. 25, 1905.
Sept. 4,1906..
Aug. 22,1907.
Sept. 23,1908.
Sept. 1,1909..
Sept. 1,1910..
Sept. 1,1911..
Sept. 4,1912..

2,253
2,417
2,467
2,590
2,756
2,847
2,992
3,207
3,333
3,430
3,434
3,411
3,365
3,329
3,276
3,259
3,274
3,540
3,885
4,268
4,691
5,065
5,412
5,781
6,178
6,482
6,595
6,791
6,919
7,026

Millions. Millions. Millions. Per cent. Millions. Millions. Millions.
157.5
27.2
86.7
61.0
577.9
84.1
11.3
156.3
29.2
80.4
66.1
535.8
79.7
10.5
177.5
31.1
85.6
71.4
570.8
95.9
10.2
186.2
29.2
95.6
77.9
637.6
99.5
8.7
190.9
27.6
103.6
83.4
690.6
100.9
6.6
209.8
28.4
110.9
739.2
84.7
6.2
119.0
224.6
27.8
121.1
807.6
86.7
132.4
5.5
225. 5
26.2
128.9
859.2
92.0
128.5
5.2
235.5
27.3
129.3
97.1
861.8
133.0
5.4
274.8
28.2
146.3
105.5
975.5
163.5
5.8
230.6
30.0
115.1
117.1
767.5
106.9
6.6
274.9
31.4
131.5
876.7
106.8
161.6
6.5
256.6
28.2
136.6
910.5
102.3
147.7
6.6
251.3
29.4
128.0
853.1
119.0
125.0
7.2
311.4
32.3
144.5
963.5
111.7
192.5
7.2
333.1
31.3
159.4
116.4
1,062.8
209.6
7.1
405.0
31.8
190.6
123.6
1,270.7
274.0
7.4
414.3
30.4
204.2
1,361.2
122.0
282.9
9.4
429.0
27.5
233.5
130.4
1,556.6
10,4
295.6
16.9 ' 134.7
261.5
l50!7
1,743.2
10.2
318.4
17.6
271.4
150.8
155.8
1,809.5
11.8
327.8
17.2
285.7
150.9
163.8
1,904.5
13.1
360.6
17.0
317.6
164.2
181.9
2,117.4
14.5
398.4
16.7
357.8
204.7
2,385.1
177.5
16.2
443.5
16.9
394.1
226.7
2,627.2
199.6
17.2
455.1
17.6
386.0
220.1
2,573.7
215.8
19.1
481.9
17.0
423.1
241.5
2,821.7
219.7
20.6
509.3
16.8
452.5
258.3
3,017.1
229.8
21.1
530.4
16.6
479.1
273.8
3,193.9
234.5
22.1
571.5
16.4
522.8
299.9
3,485.2
248.6
22.9
SUMMARY.

Oct. 2,1883
Sept. 30,1884
Oct. 1,1885
Oct. 7,1886
Oct. 5, 1887
Oct. 4,1888
Sept. 30,1889
Oct. 2,1890
Sept. 25,1891
Sept. 30,1892
Oct. 3,1893
Oct. 2,1894
Sept. 28,1895
Oct. 6,1896
Oct. 5,1897
Sept. 20,1898.....
Sept. 7, 1899
Sept. 5, 1900
Sept. 30,1901
Sept. 15,1902
Sept. 9,1903
Sept. 6, 1904
Aug. 25,1905
Sept. 4, 1906
Aug. 22,1907
Sept. 23,1908
Sept. 1,1909
Sept. 1,1910
Sept. 1,1911
Sept. 4,1912

2,501
2,664
2,714
2,852
3,049
3,140
3,290
3,540
3,677
3,773
3,781
3,755
3,712
3,676
3,610
3,585
3,595
3,871
4,221
4,601
5,042
5,412
5,757
6,137
6,544
6,853
6,977
7,173
7,301
7,397

234 4
1,168.7
1,098.7
221.1
1,248.2
254.9
1,301.8
261.7
1,388.4
278.0
1,543.6
311.9
1,655.5
333.1
1,758.7
353. 7
1,758.6
353.5
2,022.5
408.1
1,573.7
316.6
2,019.2
417.1
1,989.3
406.3
1,798.7
364.4
2,195.6
452.5
2,479.7
513.6
3,031.5
630.8
3,281.0
684.1
3,661.6
759.7
3,844.4
786.8
3,863.5
784.9
4,400.9
909.8
4,735.5
972.1
4,927.9
993.5
5,256.1 1,051.3
5,695.5 1,166.5
6,164.6 1,259.0
6,247.2 1,260.1
6,684.8 1,351.8
7,093.3 1,424.8

328.9
346.1
415.4
377.2
394.2
446.2
459.6
478.2
497.4
570.9
513.9
660.4
571.4
543.6
695.9
750.5
890.5
983.3
1,012.2
804.3
850.8
987.1
1,027.3
1,020.2
1,121.4
1,308.1
1,336.1
1,347.7
1,428.0
1,467.7

28.1
31.6
33.3
29.0
28.4
28.9
27.8
27.2
28.3
28.2
32.6
32.7
28.7
30.2
31.7
30.1
29.3
29.7
27.6
20.9
22.0
22.4
21.7
20.7
21.3
22.9
21.6
21.6
21.3
20.7

188.4
219.8
263.5
225.1
245.0
268.2
264.0
282.7
296.8
327.4
346.4
402.9
340.1
343.1
388.9
420.7
466.3
518.5
539.5
508.0
554.3
661.5
665.6
626.0
701.6
868.4
854.1
851.6
895.4
895.9

i Available with reserve agents Apr. 30,1902, and subsequently.




124.9
112.0
138.3
140.8
140.9
170.5
189.1
189.5
194.0
236.4
158.5
248.8
222.3
190.1
297.0
320.0
414.1
450.7
456.6
280.5
277.9
305.2
338.4
368.6
392.4
409.0
449.5
462.9
498.2
536.7

15.6
14.3
13.6
11.4
8.3
7.6
6.4
6.1
6.6
7.1
9.0
8.7
9.0
10.4
10.0
9.8
10.1
14.3
16.1
15.8
18.6
20.4
23.3
25.5
27.3
30.7
32.4
33.1
21.3
35.0

252

EEPOET OF THE COMPTKOLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at
DECEMBER 5, 1911.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

$1,061,226,627.91
341,713,231.45
119,747,815.91

$268,007,875.41
84,913,270.46
30,166,600.05

25.25
24.85
25.19

1,522,687,675.27

383,087,745.92

25.16

237,789,638.13
36,713,643.83
21,439,884.84
279,669,038.35
181,380,827.95
60,463,659.95
24,456,211.96
1,634,095.65
27,139,612.91
19,671,048.87
12,361,946.38
4,987,475.09
29,872,045.73
10,237,975.16
5,210,417.17
25,405,197.87
62,100,396.24
61,099,929.19
20,208,789.25
31,248,917.87
40,452,412.56
48,972,193.92
60,741,973.42
38,595,225.14
7,278,218.44
13,373,312.24
2.882,580.63
9,686,181.66
73,829,631.53
12,113,587.95
6.393,765.64
37,741,547.39
7,619,844.40
4,768,543.11
2,923,010.43
57634,652.16
47,110,259.06
9,199,361.87
4,264,013.28
7,550,076.81
34,543,309.10
17,784,393.40
6,918,366.41
25,808,526.25
47,412,830.59
114,460,537.29
12,042,097.50

65,332,285.19
10,299,074.62
6,081,255.98
75,969,041.84
47,829,356.96
15,169,079.19
5,828,242.79
312,961.43
7,426,136.67
5,497,059.10
2,890,300.75
1,375,855.22
7,242,506.27
3,761,041.31
1,430,812.63
7,326,706.98
17,278,663.64
16,235,180.78
5,226,463.58
8,495,866.95
11,216,451.50
12,201,823.96
17,408,884.94
11,234,716.82
1,699,124.21
3,414,622.85
963,325.71
2,578,847.69
21,162,319.73
3,723,368.70
1,483,845.94
10,225,435.25
2,417,319.08
1,137,718.91
833,377.96
1,776,455. 35
17,804,774.27
2,906,243.21
1,275,724.33
2,235,990.80
9,657,156.88
4,578,558. 44
1,764,154.28
7,874,223.68
12,614,659.73
29,381,199.75
3,847,167.66

27.48
28.05
28.36
27.16
26.37
25.09
23.83
19.15
27.36
27.94
23.38
27.59
24.23
36.73
27.46
28.84
27.82
26.57
25.86
27.19
27.73
24.92
28.66
29.11
23.35
25.53
33.42
26.62
28.64
30.74
23.21
27.09
31.72
23.90
28.51
31.53
37.79
31.48
29.92
29.62
27.96
25.74
25.50
30.51
26.61
25.67
31.94

Total, other reserve cities.

1,853,191,204.57

508,425,383.51

27.44

Total, all reserve cities

3,375,878,879.84

891,513,129.43 26.41

CENTRAL RESERVE CITIES.

New York City.
Chicago
St. Louis
Total, central reserve cities.
OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln".
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

STATES, ETC.

Maine
New Hampshire.
Vermont
,
Massachusetts
Rhode Island
Connecticut
Total, New England States.




43,142,820.69
22,866,635.36
18,999,435.17
136,944,691.39
31,538,993.09
68,365,891.34

9,214,544.85
6,224,400.07
3,917,199.70
29,731,986.03
6,371,634.33
19,558,520. 93

21.36
27.22
20.62
21.71
20.20
28.61

321,858,467.04

75,018,285.91

23.31

REPORT OF THE COMPTROLLER OF THE CURRENCY.

253

date of each report during year ended September 4, 1912.
DECEMBER 5, 1911.
Reserve required, and the amount and per cent held.
Held.
Required.
Specie.

Legal
tenders.

Available with
reserve agents,
Redemption not exceeding
fund.
50 per cent of Total amount.
net reserve
required.

$265,306,656.98 $215,758,605.27 $49,630,137 $2,619,133.14
729,750.00
85,428,307.86 58,433,011.46 25,750,509
813,139.50
29,936,953.98 21,543,971.55 7,809,489
380,671,918.82

295,735,588.28

83,190,135

59,447 409.53
9,178 410.96
5,359', 971.21
69,917, 259.59
45,345, 206.99
15,115, 914.99
6,114, 052.99
408; 523.91
6,784. 903.23
4,917. 762.21
3,090, 486.60
1,246! 868.77
7,468 Oil. 43
2,559, 493.79
1,302; 604.29
6,351, 299.47
15,525, 099.06
15,274, 982.30
5,052, 197.31
7,812, 229.47
10,113, 103.14
12,243, 048.48
15,185, 493.36
9,648, 806.29
1,819, 554.61
3,343, 328.06
720. 645.16
2,42L 545.42
18,457! 407.88
3,028; 396.99
1 , " - 441.41
9,435', 386.85
1,904, 961.10
1,192, 135.78
730, 752.60
1,408. 663.04
11,777; 564.77
2,299, 840.47
1,066. 003.32
1,887! 519.20
8,635! 827.27
4,446!,098.35
1,729; 591.60
6,452, 131.56
11,853, 207.64
28,615. 134.32
3,010: 524.37

26,258 513.27
2,579; 762.75
2,568 154.70
28,382: 774.84
is, 861: 928.30
4,682; 969.90
2,628; 498.00
137,' 045.50
2,854, 018.71
1,821, 770.20
846, 661.80
731, 384.95
2,467, 039.75
1,332, 328.35
539, 846.70
2,797, 328.37
6,273, 966.25
6,653, 241.25
2,201, 976.80
3,493, 176.00
2,599, 013.50
3,996, 591.50
5,028, 614.90
3,401, 006.14
674, 428.70
853, 079.25
252, 728.10
856, 769.50
6,738, 709.48
1,090, 135.50
623, 383.25
3,548, 920.60
759, 476.50
461, 908.20
440, 658.95
570, 360.60
7,620; 296.50
900, 105.70
347, 077.65
874, 396.95
4,944; 341.00
2,552;,794.25
987; 941.15
5,112; 648.75
6,912, 443.41
14,366:', 626.25
1,630 851.10

5,519,116
1,694,822
854,139
3,925,928
5,217,291
392,386
488,964
5,000
459,190
474,750
212,000
163,895
743,465
252,890
161,000
479,732
1,769,742
2,238,886
582,286
914,692
2,295,167
1,398,763
1,628,412
1,218,903
98,178
641,405
108,248
374,691
1,163,571
205,870
225,069
1,088,775
250,130
32,140
38,070
56,703
1,983,740
97,540
144,625
111, 690
559,982
58,710
12,913
57,050
555,747
106,200
179,160

463,297,801.14

196,257,693.77

41,241,626

843,969,719.96

$268,007,875.41 25.25
84,913,270.46 24.85
30,166,600.05 25.19

4,162,022.64

383,087,745.92

25.16

378,650.00 $29,534,3379.76
105,000.00
4,536,7705.47
49,350.00
2,699,6612.28
806,550.00 34,5-55,3354.79
781,550.00 22,281,8828.49
7,349,8832.49
416,250.00
275,600.00
2,435,1180.79
32,500.00
138,4415.93
3,309,4451.61
166,000.00
2,396,1181.10
125,400.00
1,503,4493.29
77,500.00
18,750.00
461,8825.27
134,400.00
3,666,8805.71
1,230,6621.89
98,250.00
60,000.00
621,3302.14
237,750.00
3,056,7774.73
7,564,3384.53
396,330.00
7,052,6633.53
290,420.00
2,327,5550.78
114,650.00
3,758,3338.73
295,552.00
5,009,C076.57
94,950.00
6,007,3349.24
228,350.00
7,544,1121.67
97,250.00
4,772,0078.14
104,650.00
899,7777.30
20,000.00
1,638,1189.03
66,950.00
345,3322.57
30,000.00
1,191,3397.70
38,750.00
9,119,C
219,300.00
053.94
1,489,9948.49
48,500.00
598,8868.69
36,525.00
4,666,7793.42
101,800.00
938,0055.55
28,850.00
587,4492.88
17,150.00
339,6
15,000.00
649.01
696,2206.52
16,250.00
5,810,7782.38
156,000.00
1,137,S920.23
24,000.00
25,450.00
520,2276.66
29,400.00
929,0059.60
4,078,5583.88
74,250.00
1,832,C054.19
135,000.00
25,000.00
738,3300.13
140,000.00
2,564,5524.93
4,891,.'469.32
255,000.00
13,769,-467.16
1,076,200.00
1,465,!937.18
78,650.00

61,690, 659.03
8,916,290.22
6,081,255.98
67,670, 607.63
47,142,597.79
12,841,438.39
5,828, 242.79
312, 961.43
6,788,660.32
4,818, 101.30
2,642, 655.09
1,375,855.22
7,011,710.46
2,914, 090.24
1,382, 148.84
6,571,585.10
16,004, 422.78
16,235, 180.78
5,226, 463.58
8,461, 758.73
9,998,207.07
11,631, 053.74
14,298, 398.57
637.28
9,496,384.00
1,692, 623.28
3,199,298.67
736,
2,461,,608.20
17,240, 634.42
2,834, 453.99
1,483,845.94
289.02
9,406,,512.05
1,976,
,691.08
1,098,377.96
833,
1,339,520.12
15,570, 818.88
2,159,565.93
1,037,429.31
1)944, 546.55
156.88
9,657,558.44
4,578,154.28
1,764,
7,874,.223.68
12,614 659.73
493.41
29,318,598.28
3,354

25.95
24.29
28.36
24.20
25.99
21.24
23.83
19.15
25.01
24.49
21.38
27.59
23.47
28.46
26.52
25.87
25.77
26.57
25.86
27.08
24.72
23.75
23.54
24.61
23.25
23.93
25.54
25.41
23.35
23.40
23.21
24.92
25.94
23.05
28.51
23.77
33.05
23.47
24.33
25.76
27.96
25.74
25.50
30.51
26.61
25.61
27.85

8,043,677.00

223.975,429.69

469,518,426.46

25.34

491,993,282.05 124,431,761 12,205,699.64

223,975,429.69

852,606,172.38

25.26

6,995,668.89
3,897,703.3?
2,975,659.16
23,072,055.46
5,077,822.41
12,035,109.66

16.22
17.05
15.66
16.85
16.10
17.60

54,054,018.95

16.79

2,425,165.03
1,278,729.19
773,644.00
6,697,262.58
1,464,764.04
4,053,228.18

570,065
462,246
399,616
3,640,786
684,879
1,569,872

293,962.50
246,827.50
231,125.00
1,022,461.66
224,175.00
647,698.17

Not exceeding
60 per cent.
3,706,476.36
1,909.900 68
1,571,274.16
11,711,545.22
2,704,004.37
5,764,311.31

48,278,770.06
16,692,793.02



7,327,464

2,666,249.83

27,367,512.10

6,471,423.11
3', 429,995.30
2,849,915.28
20,541,703.71
4,730,848.96
10,254,883.70

Per
cent.

254

REPORT OP THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
DECEMBER 5,1911—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories. »

Net deposits
subject to
reserve requirements.
Amount.

STATES, ETC.—continued.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total, Eastern States
Virginia
West Virginia
North Carolina
South. Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total,,Southern States
Ohio
Indiana.
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States
North Dakota.
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska *
Total, Pacific States
Hawaii
Total, States, etc
Total, United States




1

Per
cent.

$339,257,929.00
189,782,346.47
423,743,669.17
10,690,147.54
35,923,476.79
894,820.95

$69,145,858.38
36,692,323.92
88,187,632.37
2,149,902.04
6,353,282.40
231,897.38

20.38
19.34
20.81
20.11
17.69
25.92

1,000,292,389.92

202,760,896.49

20.27

90,459,308.56
46,793,672.49
28,822,530.46
18,959,975.88
44,122,703.04
29,602,473.51
34,829,892.06
12,732,040.04
17,123,597.57
110,803,381.50
16,673,063.82
38,711,388.97
59,587,628.78

17,911,486.07
9,035, 021.94
4,935, 431.01
3,160,940.35
8,791, 561.91
6,073, 148.86
8,134, 492.14
3,184,690.40
3,944,395.87
33,721, 106.56
4,176, 086.53
9,081, 913.74
12,557, 366.09

19.80
19.31
17.12
16.67
19.92
20.51
23.35
25.01
23.03
30.43
25.05
23.46
21.04

549,221,656.68

124,707,641.47

22.71

186,903,547.52
117,194 066.32
195,696, 725.80
83,606, 731.01
86,959,402.54
97,225,078.14
102,674; 935.79
29,571, 009.14

38,748, 840.07
29,849, 737.38
45,702, 817.32
15,916, 600.88
19,350, 650.09
22,217, 746.29
21,804, 484.98
8,247, 972.05

20.73
25.47
23.35
19.04
22.25
22.85
21.24
27.89

899,831,496.26

201,838,849.06

22.43

29,770, 896.22
28,753, 236.26
54,448, 978.90
58,357 821.04
33,298! 495.91
13,016; 118.61
38,561,477.17
12,587, 011.98
42,321,052.29

7,786,568.44
6,961,860.29
13,324,294.59
17,650,748.94
11,277,058.86
4,218,361.20
13,043,246.93
3,479,202.27
13,662,436.46

26.15
24.21
24.47
30.25
33.87
32.41
33.82
27.64
32.28

311,115,088.38

91,403,777.98

29.38

27,144,346.67
28,573,852.03
116,865,511.32
17,915,658.13
8,645,280.77
6,005,806.46
6,456,148.34
912,144.88

8,076,223.35
8,067,013.13
31,772,493.97
5,744,602.23
3,110,521.75
2,045,726.57
1,971,141.45
552,635.75

29.75
30.36
27.19
32.06
35.98
34.06
30.53
60.59

210,518,748.60

61,340,358.20

29.14

2,087,885.74

707,501.62

33.89

3,294,925,732.62

757,777,310.73

23.00

6,670,804,612.46

1,649,290,440.16

24.72

One report for Sept. 1,1911, used.

255

REPOET OF THE COMPIEOLLER OF THE CURRENCY.
of each report during year ended September 4, i912—Continued.
DECEMBER 5,1911—Continued.
Reserve requirecL, and the amount and per cent held
Held.

Required.
Specie.

Legal
tenders.

Redemption
fund.

Available with
reserve agents,
not exceeding
60 per cent of

Total amount.

Per
cent.

$29,450,273.38
16,575,371.39
36,498,090.20
916,378.27
3,106,953.66
73,033.88

$54,354 019.70
30, 797, 003.96
70, 719, 059.08
1, 733, 623.87
600 889.44
166, 707.38

16.02
16.23
16.69
16.22
15.59
18.63
16.33

required.

$50,888,689.35 $16,808 404.94
28,467,351.97
9,202, 267.69
63,561,550.38 24,001, 313.85
1,603,522.13
536, 670.60
5,388,521.52
1,582, 680.37
71, 133.50
134,223.14
150,043,858.49
13,568,896.28
7,019,050.87
4,323,379.57
2,843,996.38
6,618,405.46
4,440,371.03
5,224,483.81
1,909,806.01
2,568,539.64
16,620,507.22
2,500,959.57
5,806,708.34
8,938,144.32

52,292, 470.95

$6,200 441 $1 804,900.38
841, 732.88
4,177 632
7,488,255 2 731, 400.03
204 350
76, 225.00
700 990
210, 265.41
10 040
12, 500.00
18,781 708

5 677, 023.70

86,620,100.78

163, 371, 303.43

4,143, 927.98 2,181 723
646 977
2,798, 568.41
683 306
1,370, 811.45
431 396
817, 856.71
2,154 799.77
1,022,590
804 248
1,735, 103.75
483 555
2,526, 448.10
773 417.25
172,916
127 997
938, 151.70
7,310, 047.49 2,026 832
1,025, 475.20
326,596
2,398, 386.86 :
480 760
3,348, 138.34 1,456,325

671, 100.50
385, 442.00
284, 844.65
217, 262.50
478,219.60
243, 959.50
361, 115.90
140, 375.00
130, 137.50
1 ,001, 323.50
126. 513.00
469, 040.99
471, 238.00

7,738,677.47
3,980,165.32
2,423,120.95
1,576,040.32
3,684,111.51
2,517,846.91
2,918,020.74
1,061,658.60
1,463,041.28
9,371,510.33
1,424,667.94
3.202,600,41
5,080,143.79

14, 735, 428.95
7, 811, 152.73
4 762, 083.05
3, 042, 555.53

82,383,248.50

31,341, 133.01

10,845, 221

4 980, 572.64

46,441,605.57

93, 608, 532.22

17.04

10,523, 245.74
7,388, 266.16
11,442, 202.68
4,472, 092.33
4,621, 555.15
5,658, 923.34
5,398, 066.66
1,616, 453.74

3,823, 594
2,028, 426
3,356, 989
1,759,659
1,123, 144
948, 890
1,432,364
627, 723

1 379, 150.42
891, 591.80
1 254> 603.75
405 r 585.00
411, 773.50
441 r 865.00
709, 575.10
271, 937.75

15,993,829.02
10,012,510,88
16,859,943.07
7,281,260.79
7,579,282.12
8,485,138.03
8,814,999.16
2,498,228.17

31, 719, 819.18

20,320, 794.84
32, 913, 738.50
13, 918, 597.12
13, 735, 754.77
15, 534, 816.37
16, 355, 004.92
5, 014, 342.66

16.97
17.34
16.82
16.65
15.79
15.98
15.93
16.96

134,974,724.44

51,120, 805.80

15,100 789

5, 766, 082.32

77,525,191.24

149, 512, 868.36

16.62

4,465,634.43
4,312,985.44
8,167,346.83
8,753,673.15
4,994,774.39
1,952,417.79
5,784,221.58
1,888,051.80
6,34^,157.84

1,704, 159.43
1,761, 185.65
3,187, 039.01
3,732, 087.28
2,617, 364.00
926, 563.35
2,818, 399.25
994, 692.82
2,634, 227.10

451, 204
322,750
521, 664
827, 209
493, 361
112, 197
606, 526
157, 862

2,571,411.27
2,498,720.66
4,662,689.30
4,999,918.17
2,913,361.13
1,130,169.17
3,325, 416.64
1,087,568.57
3,609,528.35

4, 906, 723.68
4, 731, 107.31
8, 767, 590.31

572, 131

179, 948.98
14S, 451.00
396, 198.00
420, 476.20
139, 172.50
68, 802.50
241, 860.50
75, 437.50
332,277.25

46,667; 263.25

20,375, 717.89

4,064, 904

2, 002, 624.43

26,798,783.26

53, 242, 029.58

17.11

4,071,652.00
3,988,077.80
17,529,826.70
2,687,348.72
1,296,792.12
900,870.97
968,422.25
136,821.73

2,138, 136.60
2,731, 894.97
8,996, 122.35
1,471, 238.58
526, 273.50
461, 485.15
575,000.35
283, 227.31

112,064

2,368,452.90
2,314,289.88
10,101,439.01
1,548,989.23
753,002.76
510,402.58
555,808.05
80,218.03

4, 742, 884.00
5, 235, 065.85
20, 056,782.36
3, 209,796.81

13, 995
94, 903
25, 835

124, 230.50
128, 928.00
694, 095.00
105, 700.00
41, 787.50
50, 200.00
42,075.50
3, 125.00

17.47
19.70
17.16
17.92
15.70
17.25
19.64
43.02

31,577,812.29

17,183, 378.81

692, 424

1, 190, 141.50

18,232,602. 44

37, 298, 546.75

17.72

313,182. 86

550,034.20

310

14, 712.50

142,444.92

707, 501.62

33.89

494,238,859.89

189,556, 333.68

56,812, 820 22, 297, 406.92

283,128,240.31

551, 794, 800.91

16.75

507,103,670.00 1,404, 400, 973.29

21.05

1,338,208,579.85

59, 953
83, 869

36,679

681,549, 615.73 181,244,581 34, 503, 106.56




(](

61
6S

fir
16.29
16.70
&
16.52
16.05
- 7, 339, 720.88 16.63
&f
5, 301, 158.16 17.90
6,289, 139.74 18.06
6
2,148, 366.85 16.87
7f
2, 659 327.48 15.53
71
19, 709, 713.32 17.79
T
2, 903 252.14 17.41 • 7r
6,550, 788.26 16.92
74
10,355, 845.13 17.38
7£

28,035,532.13
17,579,109.95
29,354,508.87
12,541,009.65
13,043,910.38
14,583,761.72
15,401,240.37
4,435,651.37

265, 126

5'
5?
5<=

16.48
16.45
16.10
9,979i 690.65 17.10
6, 163, 258.63 18.51
2, 237, 732.02 17.19
6 992, 202.39 18.13
2, 315, 560.89 18.41
7, 148, 163.70 16.89

V, 357, 742.76

1, 036, 082.73
1, 267,786.90

392, 405.34

7f
7"!
75=
7f
8f
81
8?
82

84
8f
»
87
8f
8fl
9*1

91
92

94
%

9f

97
98
99
100

101

256

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
FEBRUARY 20, 1912.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.

Amount.

Per
cent.

1,243,353,761.71
371,603,291.41
126,423,795.60

$336,151,916.62
92,268,761.60
32,822,378.80

27.04
24.83
25.96

1,741,380,848.72

461,243,057.02

26.49

243,170,635.32
38,866,015.68
23,230,043.73
293,427,576.11
184,621,316.92
63,364,661.11
25,984,699.94
1,993,497.63
27,583,182.53
20,458,275.99
12,110,510.34
4,841,443.64
30,461,788.62
10,533,556.00
5,643,663.00
29,981,183.43
64,988,616.73
63,345,256.54
21,637,229.61
30,528,172.54
41,551,400.68
54,053,193.56
59,132,424.98
38,988,260.15
9,832,069.77
15,227,028.35
3,459,839.16
12,005,163.99
80,810,819.27
13,545,047.58
7,013,347.77
40,457,337.69
8,582,878.18
4,893,755.39
3,017,143.30
6,088,238.27
43,282,795.87
8,411,086.54
4,882,346.76
6,799,930.41
32,975,181.60
17,636,038.42
6,573,634.14
25,862,682.60
50,337,556.63
113,902,358.96
10,922,269.13

70,029,016.13
11,863.044.62
7,341,617.30
84,633,154.66
51,636,427.38
15,757,093.58
6,862,088.16
519,002.30
5,779,591.23
6,464,897.33
3,289,914.64
1,527,101.50
10,004,352.63
3,755,102.90
1,470,412.36
8,695,570.66
19,444,707.19
19,957,628.55
5,966,802.03
9,547,510.61
10,693,678.60
14,797,569.17
17,192,283.34
11,786,859.80
3,618,405.87
5,259,019.32
1,493,502.77
3,342,178.63
25,860,771.96
5,667,281.16
1,926,861.28
12,273,323.25
3,084,987.97
il,2£>7,716.83
859,737.26
2,060,124.10
15,237,149.91
2,600,289.30
1,189,393.94
2,013,962.19
9,238,698.63
5,124,487.74
1,795,583.55
8,125,417.25
14,256,206.87
33,941,404.08
3,896,533.92

28.80
30.52
31.60
28.84
27.96
24.87
26.41
26.03
20.95
31.60
27.16
31.54
32.84
35.65
26.06
29.00
29.92
31.51
27.58
31.27
25.74
27.38
29.07
30.23
36.80
34.54
43.17
27.84
32.00
41.84
27.47
30.34
35.94
26.52
28.50
33.84
35.20
30.91
24.36
29.62
28.02
29.06
27.31
31.42
28.32
29.80
35.67

CENTRAL RESERVE CITIES.

New York City.
Chicago
St. Louis
Total, central reserve cities.
OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City
Total, other reserve cities.

1,917,015,154.56

563,178,464.45

29.38

Total, all reserve cities

3,658,396,003.28

1,024,421,521.47

28.00

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States.




43,461,737.41
21,809,513.54
18,738,165.92
139,110,260.07
33,084,183.16
69,076,568.20

8,790,821.01 20.23
5,563,136.30 25.51
3,741,829.62 19.97
32,444,305.92 23.32
7,405,480.35 22.38
18,206,439.50 26.36

325,280,428.30

76,152,012.70

23.41

EEPOBT OF THE COMPTROLLER OF THE CURRENCY.

257

of each report during year ended September 4, 1912—Continued.
FEBRUARY 20, 1912.
Reserve required, and the amount and per cent held.
Held.
Required.

Specie.

Legal
tenders.

Available with
reserve agents,
Redemption not exceeding Total amount.
50 per cent of
fund.
net reserve
required.

$310,838,440.43 $278,097,488.62 $55,373,623 $2,680,805.00
712,450.00
92,900,822.85 68,124,981.60 23,431,330
697,442.00
31,605,948.90 24,864,660.80 7,260,276
371,087,131.02

86,065,229

60,792,658.83
9,716,503.92
5,807,510.93
73,356,894.03
46,155,329.23
15,841,165.28
6,496,174.99
498,374.41
6,895,795.63
5,114,569.00
3,027,627.59
1,210,360.91
7,615,447.15
2,633,389.00
1,410,915.75
7,495,295.86
16,247,154.18
15,836,314.13
5,409,307.40
7,632,043.13
10,387,850.17
13,513,298.39
14,783,106.25
9,747,065.04
2,458,017.44
3,806,757.09
864,959.79
3,001,291.00
20,202,704.82
3,386,261.89
1,753,336.94
10,114,334. 42
2,145,719.54
1,223,438.85
754,285.83
1,522,059. 57
10,820,698.97
2,102,771.63
1,220,586.69
1,699,982.60
8,243,795.40
4,409,009. 60
1,643,408.54
6,465,670.65
12,584,389.16
28,475,589.74
2,730,567.28

26,747,268.50
2,477,832.42
3,327,216.70
37,135,777.53
18,779,043.80
5,345,672.18
2,683,531.49
153,116.00
2,858,424.92
1,654,436.40
778,613.40
605,393.75
2,662,002.05
1,506,386.75
592,067. 95
2,474,747.30
7,124,003.30
6,975,849.85
2,330,429.90
3,130,855. 50
2,180,294.00
4,144,927. 75
5,255,203. 95
3,337,672. 58
1,069,105.50
1,195,906.60
280,411.10
944,705.81
7,051,759.95
1,265,555.75
630,935.30
3,963,301.90
751,700.10
570,011.90
406,025.85
565,543.85
6,154,239.20
984,283.05
418,175. 95
796,379.10
5,284,447.15
2,506,915.20
1,119,768.30
5,581,199.70
8,067,467.79
14,825,457. 78
1,566,257.05

4,798,997
2,027,903
711,372
3,526,768
5,380,888
292,760
408,043
14,000
392,779
367,560
499,053
158,860
612,110
209,625
119,500
507,251
1,540,951
2,570,360
705,807
1,114,465
2,172,666
1,723,721
1,620,975
852,416
131,843
307,430
129,734
445,609
1,418,635
221,800
162,671
1,063,430
298,570
21,010
34,860
52,050
1,696,834
67,945
109,691
150,485
408,315
62,795
11,631
6,410
422,160
148,456
166,745

479,253,788.64

210,260,321.85

39,867,939

914,599,000.82

581,347,452.87 125,933,168 12,211,609.00

435,345,212.18

6,519,260.62
3,271,427.03
2,810,724.89
20,866,539.01
4,962,627.47
10,361,485.23

2,444,824.19
1,170,584.99
819,364.53
6,678,477.49
1,558,890.66
3,894,330.01

48,792,064.25

16,566,471.87


64776°—CUR 1912


491,618
405,827
343,944
3,369,370
628,920
1,532,381

Per
cent.

$336,151,916.62 27.04
92,268,761.60 24.83
32,822,378.80 25.96

4,090,697.00

461,243,057.02

26.49

427,300.00 $30,182,679.41
4,805,751.96
105,000.00
2,877,830.46
51,850.00
807,800.00 36,274,547.01
805,500.00 22,674,914.61
7,713,732.63
413,700.00
3,112,287.49
271,600.00
32,500.00
232,937.20
2,365,637.31
162,750.00
2,501,259.49
112,050.00
1,475,313.79
77,000.00
595,805.45
18,750 00
3,737,723. 57
140,000.00
1,267,569.50
98,250.00
60,000.00
675,457.87
3,628,772. 92
237,750.00
7,925,813.34
395,527. 50
7,779,022.06
278,270.00
2,645,353.70
118,600.00
3,681,173.06
269,697.00
5,148,950.08
89,950.00
6,642,474.19
228,350.00
7,342,928.12
97,250.00
4,821,207.51
104,650.00
1,219,008.72
20,000.00
1,869,903.54
66,950.00
417,479.89
30,000.00
1,482,120.49
37,050.00
9,996,027.40
210,650.00
1,668,882.19
48,497.50
853,755.97
45,825.00
4,992,667.21
129,000.00
1,055,862.27
33,995.00
601,744.42
19,950.00
369,642.91
15,000.00
752,904.78
16,250.00
5,329.499.48
161,700.00
1,039,385.81
24,000.00
594,043.34
32,500.00
833,741.30
32,500.00
3,471,686.48
74,250.00
2,137,004.80
135,000.00
639,184.25
25,000.00
2,397,807. 55
140,000.00
5,511,579.08
255,000.00
1,076,200.00 13,699,694.87
1,321,533.64
87,500.00

62,156,244.91
9,416,487.38
6,968,269.16
77,744,892. 54
47,640,346.41
13,765,864.81
6,475,461.98
432,553. 20
5,779,591.23
4,635,305.89
2,829,980.19
1,378,809.20
7,151,835.62
3,081,831.25
1,447,025.82
6,848,521.22
16,986,295.14
17,603,501.91
5,800,190.60
8,196,190. 56
9,591,860.08
12,739,472. 94
14,316,357.0T
9,115,946.09
2,439,957.22
3.440,190.14
'857,624. 99
2,909,485.30
18,677,072.35
3,204,735.44
1,693,187.27
10,148,399.11
2,140,127.37
1,212,716.32
825,528. 76
1,386,748.63
13,342,272.68
2,115,613.86
1,154,410.29
1,813,105.40
9,238,698.63
4,841,715.00
1,795,583.55
8,125,417. 25
14,256,206.87
29,749,808.65
3,142,035.69

25.56
24.23
30.00
26.50
25.80
21.72
24.92
21.70
20.95
22.65
23.36
28.48
23.47
29.26
25.64
22.84
26.14
27.79
26.81
26.85
23.08
23.57
24.21
23.38
24.82
22.59
24.79
24.24
23.11
23.65
24.14
25.08
24.94
24.78
27.36
22.78
30.82
25.15
23.65
26.66
28.02
27.45
27.31
31.42
28.32
26.12
28.77

8,120,912.00 232,364,303.12

299,362.50
241,777. 50
215,575.00
1,040,999.00
228,925.00
639, 567. 50

6,772,060 2,666,206.50

490,613,475.97

25. 59

232,364,303.12

951,856,532.99

26.02

Not exceeding 60
per cent.
3,731,938.86
1,817,789.71
1,557,089.93
11,895,324.00
2,840,221.48
5,833,150.63

6,967,743.55
3,635,979.20
2,935,973.46
22,984,170.49
5,256,957.14
11,899,429.14

16.03
16.67
15. 67
16.52
15.88
17.23

27,675,514.61

53,680,252.98

16.50

258

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 57.—Lawful money reserve of the national banks at date
FEBRUARY 20, 1912—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States and Territories

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

STATES, ETC.—continued.

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total, Eastern States
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States

$343,579,571.38
197,140,200.01
426,076,428.59
11,050,857.88
36,008,523.40
891,015.31

$73,416,402.45
46,143,211.11
88,223,266.53
2,536,607.27
6,295,288.29
216,752.14

21.37
23.41
20.70
22.95
17.48
24.33

1,014,746,596.57

216,831,527.79

21.37

90,663,944.08
47,658,924.55
31,340,013.03
21,011,303.82
46,698,209.99
32,008,602.11
38,621,705.84
13,976,229.78
18,467,209.23
110,772,251.92
18,188,463.15
40,776,718.23
61,919,587.38

17,617,618.54
9,740,592.80
5,462,214.87
3,997,256.72
11,651,002.09
6,763,071.73
11,711,521.15
3,961,474.55
4,866,806.91
36,211,115.27
5,347,293.60
10,837,967.69
14,861,699.66

19.43
20.44
17.43
19.02
24.95
21.12
30.32
28.35
26.36
32.69
29.40
26.58
24.00

572,103,163.11

143,029,635.58

25.00

197,538,918.65
116,731,676.24
208,593,354.18
87,844,725.45
91,218,115.95
95,153,142.08
111,610,847.51
30,699,785.61

45,393,078.76
30,812,656.66
56,065,283.89
19,091,306.39
22,089,420.36
21,103,900.87
29,279,874.57
8,898,334.17

22.98
26.40
26.88
21.73
24.22
22.18
26.23
28.99

939,390,565.67

232,733,855.67

24.77

29,465,526.84
28,202,789.58
57,043,303.58
60,143,759.17
30,943,500.51
12,685,670.66
36,987,802.51
13,188,443.67
42,084,432.44

8,328,033.17 28.26
7,253,724.38 25.72
15,896,830.59 27.87
19,478,146.81 32.39
9,534,945.99 30.81
3,486,049.57 27.47
11,498,648.02 31.08
3,314,566.16 25.13
12,803,099.29 30.42

310,745,228.96

91,594,043.98

29.48

26,315,443.39
25,445,903.54
115,862,401.54
18,235,631.16
8,254,517.15
5,915,293.46
6,930,668.01
876,731.15

8,343,6,39.32
7,697,371.79
30,107,862.28
5,923,254.61
2,347,399.67
1,968,416.77
2,288,624.30
529,442.29

31.71
30.25
25.99
32.48
28.44
33.28
33.02
60.39

207,836,589.40

59,206,011.03

28.49

2,143,423.27

676,826.82

31.58

Total, States, etc

3,372,245,995.28

820,223,913.57

24.32

Total, United S t a t e s . . .

7,030,641,998.56

1,844,645,435.04

26.24

Washington
Oregon
California
Idaho
Utah
Nevada
Arizona1
Alaska
Total, Pacific States
Hawaii l




i One report for Dec. 5,1911, used.

259

REPORT OF THE COMPTROLLEK OF THE CURRENCY.
of each report during year ended September 4, 1912—Continued.
FEBRUARY

20,1912—Continued.

Reserve required, a n d t h e a m o u n t a n d per cent held.
Held.

Required.
Specie.

Legal
tenders.

Available with
reserve agents,
Redemption not exceeding
fund.
60 per cent of Total amount.
net reserve
required.

$6,487,642 $1,820,425.34
840,302.50
4,314,243
7,494,831 2,740,675.50
79,287.00
234,736
218,405.10
714,751
12,500.00
13,500

$29,829,906.22
17,238,436. 50
36,702,473.27
947,005.00
3,109,724.04
72,691.37

$54,922,283.27
31,293,912.94
70,003,697.66
1,858,204.40
5,672,683.68
163,597.87

15.99
15.87
16.43
16.82
15.75
18.36

5,711,595.44

87,900,236.40

163,914,379.82

16.15

1,930,893
627, 382. 50
684,435
383, 978.95
303, 607.86
568,965
222: 427.50
474,585
492: 704.50
983,525
22i: 609.50
716,209
366! 550.00
524,183
139! 125.00
159,784
110,842
13a 437.50
1,843,155 1,020; 791.35
351,235
124, 600. 50
486,488
514, 867.50
466, 038.00

7,783,325.46
4,058,915.83
2,638,436.45
1,757,560.84
3,907,216.19
2,747,808.48
3,256,023.52
1,174,385.68
1,583,786.33
9,357,027.86
1,562,201.38
3,360,984.14
5,293,140.06

5,014,120.66

48,480,812.22

95,851,199.05

16.75

16,949,441.12
9,970, 890.02
18,024, 124.87
7,663, 349.29
7,964;906.35
8,303,703. 78
9,620,430.29
2,601,550.55

32,627, 019.53
19,839, 078.59
34,236, 696.31
14,156, 422.70
14,097, 962.02
14,668, 587.07
17,388, 131.07
5,096, 612.18

16.52
17.00
16.41
16.12
15.46
15.42
15.58
16.60

152,110,509.47

16.19

4,702,365.86
4,711,781.23
9,084,124.87
9,903,548. 57
5,842,793.89
2,136,043.92
6,602,221.32
2,224,804.08
7,046,212.64

15.96
16.71
15.92
16.47
18.88
16.83
17.11
16.87
16.74

26,757,999.35

52,253,896.38

16.82

2,291,901.60
2,213,521.51
9,993,538.63
1,573,586.80
715,899.04
516,896.41
598,514.82
77,030.80

4,766,034.90
5,105,010.24
19,923,786.94
3,295,249.04
1,319,405.99
1,043,649.11
1,343,753.23
374,350.56

18.11
20.06
17.20
18.07
15.98
17.64
19.39
42.73

1,207,339.00

17,980,889.61

37,171,240.01

17.88

15,312.50

173,395.07

676,826.82

3L58~

55,535,053 22,374,283.81

290,067,243.53

555,658,304.53

16.48

522,431,546.65 1,507,514,837.52

21.44

$51,536,935.71
29,571,030.00
63,911,464.29
1,657,628.68
5,401,278.51
133,652.30

$16,784,309.71
8,900,930.94
23,065,717.89
597,176.40
1,629,803.54
64,906.50

152,211,989.49

51,042,844.98

13,599,591.61
7,148,838.08
4,701,001.95
3,151,695.57
7,004,731.50
4,801,290.32
5,793,255.88
2,096,434.47
2,770,081.38
16,615,837.79
2,728,269.47
6,116,507.73
9,287,938.11

4,090,361.58
2,762,261.64
1,334,825.06
934,310.53
2,361,306.66
1,906,820.72
2,581,723.11
820,653.28
1,045,195.20
7,393,943.01
1,119,767.10
2,428,382.97
3,372,072.31

1,370,344

85,815,474.46

32,151,623.17

10,204,643

29,630,837.80
17,509,751.44
31,289,003.13
13,176,708.82
13,682,717.39
14,272,971.31
16,741,627.12
4,604, 967.84

10,491,120.16
7,062,942.17
11,580,314.44
4,401,680.41
4,643,644.17
5,090,908.29
5,550,686.15
1,614,162.38

140,908,584.85

50,435,458.17

14,832,064

5,744,591.03

4,419, 829.02
4,230, 418.44
8,556, 495.54
9,021, 563.87
4,641, 525.08
1,902, 850.60
5,548, 170.38
1,978, 266.55
6,312, 664.86

1,616,466.86
1,768,253.17
3,249,583.35
3,555,253.77
2,559,395.85
830,878.57
2,606,430.90
912,541.15
2,588,272.73

364,880
345,039
539,385
770,291
439,654
105,174
568,194
96,168
534,917

172, 803.98
150, 595.00
403, 148.00
412, ,663.70
147, ,072. 50
70i 702.50
246, 735.50
72! 837.50
338i 560.00

46,611,784.34

19,717,076.35

3,763,702

2,015,118.68

101,823
45,443
279,071
78,074
21,378
19,590
131,582
25,695

127,480.50
127,683.00
723,462.50
112,700.00
45,012.50
25,800.00
42,075.50
3,125.00

702,656

3,947,316.51
3,816,885.53
17,379,360.23
2,735,344.68
1,238,177.57
887,294.02
1,039,600.20
131,509.67

2,244,829.80
2,718,362.73
8,927, 714.81
1,530,888.24
537, 116.45
481, 362. 70
571, 580.91
268, 499.76

31,175,488.41

17,280,355.40

321,513.49

487,894.25

505,836,899.29
1,420,435,900.11

187,681,724.19

19,259,703

3,804,689 1,381,769.25
1,913,645 '891,601.40
3,383,462 1,248,795.00
1,686,933
404,460.00
1,081,538
407,873. 50
433,465.00
840,510
707,570.63
1,509,438
269,050.25
611,849

225

769,029,177.06 181,468,221 34,585,892.81




Per

81,098,396.27

2,548,215.02
2,447,894.06
4,892,008. 52
5,165, 340.10
2,696, 671.54
1,099! 288.85
3,180;860.92
1,143,257.43
3,584,462.91

14,431, 962.54 15.92
7,889; 591.42 16.55
4,845,834.37 15.46
3,388, 883.87 16.13
7,744, 752.35 16.58
5,592, 447.70 17.47
6,728, 479.63 17.42
2,293; 947.96 16.41
2,870, 261.03 15.54
19,614, 917.22 17.71
3,157, 803.98 17.36
6,790, 722.61 16.65
10,501! 594.37 16.96

260

KEPOKT OF THE COMPTROLLEE OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
APRIL 18, 1912.
Casli on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve rr quiremerits.
Amount.

Per
cent.

CENTRAL RESERVE CITIES.

New York City.
Chicago
St. Louis
Total, central reserve cities.

.1,162,938,541.01
393,438,398.36
128,699,662.35

$306,005,875.70 26.31
97,847,590.95 24.87
32,007,807.03 24.87

1,685,076,601. 72

435,861,273.68 25.87

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

227,300,877.81
39,550,311.75
22,657,643.16
296,559,106.45
188,084,180.03
63,669,192.00
27,045, 715.50
1,958,615.83
27,766,903.39
18, 725,661.34
11,942,351.11
4,640,719.30
29,448,801.32
10,278,968.33
5,161,470.36
30,255,249.50
61, 809,777.60
61,437,112.31
20,669,634.32
29, 982,982.34
42,190, 124.71
49,665,825.68
59,321,919.74
38,855,995.94
10,518,356.15
15,383, 149.42
3,451,574.81
12,606,231.69
81,621,851.80
12,544,087.85
6,763,442.02
40,911,418.37
8,684:', 383.76
4,687: 755.55
3,075: 356.30
5,765! 927.11
45,705,,588.09
8,418,449.01
4,787,,894.34
', 027.70
6, 999,
36,654 703.77
18,819! 330.28
6,861 ,629.05
27,392 470.18
56,557;,192.95
120,342!, 059.47
11,290,1,384.51

64,512,470.68
11,303,596.29
5,926,741.20
85,168,372.50
49,423,348.59
16,056,620.18
6,856,189.51
776,382.54
7,884,941.68
5,714,828.25
3,941,611.02
1,331,311.92
9, 761,566.03
3,599,352.22
1,444,270.52
8,154,234.31
18,449,113.28
16,242,318. 49
5,261,472.26
7,819,432.47
11,516,811.37
10.936,278.44
16,951, 794.15
11,288,857.00
2,849,449. 41
4,414,834.24
1,119,214.91
3,278,507.03
26,707, 735.23
3,834,614.77
1,563,813.73
10,939,273.18
2,562,633.61
1,193,764.70
980,341.32
1,705,285.81
16.758,595.45
2,935,050.29
1,210,106.23
2,238,317.60
10,622,481.43
5,951,832.76
2,161,499.37
9,124,799.07
16,877,172.88
34,623,654.31
4,006,099.57

28.38
28.58
26.16
28.72
26.28
25.22
25.35
39.64
28.40
30.52
33.00
28.69
33.15
35.02
27.98
26.95
29.85
26.44
25.45
26.08
27.30
22.02
28.58
29.05
27.09
28.70
32.43
26.01
32.72
30.57
23.12
26.74
29.51
25.47
31.88
29.58
36.67
34.87
25.27
31.98
28.98
31.63
31.50
33.31
29.84
28.77
35.48

Total, other reserve cities.

1,918,821,404.00

547,980,991.80

28.56

Total, all reserve cities

3,603,898,005. 72

983,842,265.48

27.30

STATES, ETC.

Maine
New Hampshire.
Vermont
Massachusetts
Rhode Island
Connecticut

44,239,245.28
20,690,686.65
18,578,026.37
139,360,875.65
32,973,685.35
72,293,491.93

8,829,504.94 19.96
4,917,270.90 23.77
3,546,292.75 19.09
29,771,649.00 21.37
6,445,290.54 19.55
19, 913,843.94 27.55

Total, New England States.


328,136,011.23

73,423,852.07

22.38

EEPOET OF THE COMPTEOLLEK OF THE CTJBEENCY.

261

of each report during year ended September 4, 1912—Continued.
A P R I L 18, 1912.
Reserve required, and the amount and per cent held.
Held.

Required.
Specie.

Legal
tenders.

Redemption
fund.

Available with
reserve agents,
not exceeding
50 per cent of
net reserve
required.

$290,734,635.25 $252,580,034.70 $50,906,261 $2,519,580.00
64,694,658.95 32,430,482
722,450. 00
98,359,599.59
24,055,318.53
7,209,799
742,689.50
32,174,915.59
421,269,150.43

341,330,012.18

90,546,542

56,825,219.45
9,887,577.94
5,664,410.79
74,139,776.61
47,021,045.01
15,917,298.00
6,761,428.88
489,653.96
6,941, 725.85
4,681,415.34
2,985,587.78
1,160, 179.83
7,362,200.33
2,559,742.08
1,290,367.59
7,563,812.38
15,452,444.40
15,359,278. 08
5,167, ,08.58
7,495,745.59
10,547,531.18
12,416,456.42
14,830,479.94
9,713,998.99
2,629,589.04
3,845,787.36
862, 893. 70
3,151,557.92
20,405,462. 95
3,136, 021.96
1,690,860.50
10,227,854.59
2,171,095.94
1,171, 1.88
768, '.07
1,441,481.77
11,426,397.02
2,104,612. 25
1,196,973.58
1,749, 756.92
9,163,675.94
4,704, 832.57
1,715,407. 26
6,848, 117.54
14,139, 298.24
30,085,514.87
2,822,596.13

25,736,499.85
2,305,448.53
3,012,469.57
35,373,820.05
17,556,311.65
6,094,931.98
2,958,617.60
209,727.00
3,127,746.24
1,715,575.45
945,962.25
683,398.80
2,795,206.35
1,476,244.60
599,279.25
2,802,057.57
8,045,025.54
6,882,959.10
2,064,412.70
3,258,945.25
2,871,680.80
4,146,013.70
5,479,662.62
3,321,945.17
853,463.10
1,315,405.25
319,585.00
993,451.45
7,029,375.15
1,239,356.15
641,086.70
3,788,449.05
743,007.60
581,003.25
390,646.90
625,835.60
6,120,168.40
1,029,101.15
447,539.75
908,077.25
5,075,078.40
2,715,362.00
1,035,887.45
6,168,357.30
8,132,476.86
15,659,461.25
1,669,674.70

4,205,028
2,008,431
782,843
3,186,850
5,010,787
486,520
548,293
6,435
511,623
358,840
498,175
140,670
618,305
263,330
140,000
638,190
1,710,667
2,021,135
704,663
1,212,450
3,057,745
1,315,307
1,944,148
1,029,621
194,345
374,278
144,785
518,882
1,464,506
214,400
143,750
1,075,022
249,695
20,990
59,500
54,025
1,848,130
58,045
111,618
130,665
275,657
72,515
13,794
6,385
530,638
93,746
141,917

479,705,351,00

210,945,791.33

40,197,344

900,974,501.43

552,275,803.51 130,743,8

3,984,719.50
433,550.00 $28,195,834.72
4,891,288.96
105,000. 00
2,079,578.63
51,850.00
38,675,913.30
787,950.00
799,950.00 23,110,547.50
7,755,999.00
405,300.00
3,075,978.91
273,300.00
40,000.00
224,826.97
166,000.00
3,387,862.92
2,287,507.66
106,400.00
1,454,038.88
77,450.00
18,750.00
488,493.12
190,000. 00
3,586,100.16
1,235,746.04
98,250.00
60,000. 00
615,183. 79
3,663,031.18
237,750. 00
7,528,732.20
394,980.00
7,051,099.39
287,125.00
2,371,846.56
120,550.00
3,080,090.22
267,947.00
5,226,290.58
94,950.00
5,246,607.74
228,350.00
7,366,614.96
97,250.00
4,804,674.49
104,050. 00
1,304,794.51
20,000.00
1,889,418.67
66,950.00
416,446.85
30,000.00
1,554,803.96
41,950.00
10,096,856.47
211,750. 00
1,543, 762. 23
48,497.50
732,452.03
46,525.00
5,049,427.29
129,000.00
1,070,372.97
30,350.00
571.821.45
19,950.00
376,919.53
15,000.00
715,215.88
11,050.00
5,635,698.51
155,000.00
1,041,106.12
22,400.00
582,236.79
32,500.00
858.628.46
32,500.00
4,544,712.97
74,250.00
2,283,666.28
137,500.00
25,000.00
845,203.63
2,810,056.77
140,000. 00
6,942,149.11
255,000.00
1,035,050.00 14,525,232.43
1,367,548. 03
87,500.00
8,115,024.50 232,162,448.85

Total amount.

Per
cent.

$306,005,875.70
97,847,590.95
32,007,807.03

26.31
24.87
24.87

435,861,273.68

25.87

58,570,912.57
9,310,168.49
5,926,741.20
76,024,533.35
46,477,596.15
14, 742,750 98
6,856,189.51
480,988.97
7,193,232.16
4,468,323.11
2,975,656.13
1,331,311.92
7,189,611.51
3,073,570.64
1,414,463.04
7,341,028.75
17,679,404.74
16,242,318.49
5,261,472.26
7,819,432.47
11,250,666.38
10,936,278.44
14,887,675.58
9,260,890.-66
2,372,602.61
3,646,051.92
910,816.85
3,109,087.41
18,802,487.62
3,046,015.88
1,563,813. 73
10,041,898.34
2,093,425.57
1,193,764. 70
842,066.43
1,406,126.48
13,758,996.91
2,150,652.27
1,173,894.54
1,929,870.71
9,969,698.37
5,209,043. 28
1,919,885.08
9,124,799.07
15,860,263. 97
31,313,489.68
3,266,639.76

25.77
23.54
26.16
25.64
24.71
23.16
25.35
24.55
25.91
23.86
24.92
28.69
24.41
29.90
27.40
24.26
28.60
26.44
25.45
26.08
26.67
22.02
25.10
23.83
22.56
23.70
23.39
24.66
23.04
24.28
23.12
24.55
24.11
25.47
27.38
24.39
30.10
25.55
24.52.
27.57
27.20
27.68
27.98
33.31
28.04
26.02
28.93

491,420,608.68

25.61

12,099,744.00

232,162,448.85

927,281,882.36

25.73

2,443,060.24
1,114,361.48
823,440.73
6,171,980.19
1,502,186.40
4,244,343.25

516,864
397,224
348,598
2,994,095
665,560
1,582,997

296,637.50
247,277.50
221,525. 00
1,028,850.00
228,575.00
647,447.50

Not exceeding 60
per cent.
3,803,549.57
1,713,795.29
1,539,107.37
11,925,168.80
2,830,486.68
6,117,945.77

7,060,111.31
3,472,658.27
2,932,671.10
22,120,093.99
5,226,808.08
12,592,733.52

15.96
16.79
15.79
15.87
15.85
17.43

49,220,401.68
16,299,372.29



6,505,338

2,670,312.50

27,930,053.48

53,405,076.27

16.28

6,635,886.79
3,103,603.00
2,786,703.95
20,904,131.35
4,946,052.80
10,844,023.79

262

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
APRIL 18,1912—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.
Amount.

STATES, ETC.—continued.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total, Eastern States.,
Virginia
West Virginia..
North Carolina.
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States..
Ohio
Indiana .
Illinois
Michigan..
Wisconsin.
Minnesota.
Iowa
Missouri...
Total, Middle States.
North Dakota.
South Dakota.
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico...
Oklahoma

Per
cent.

$350,399,093.66
193,162,934.22
433,214,540.70
11,284,820.25
36,964,888.51
951,725.53

$71,820,498.71
40,437,333.71
89,027,928.21
2,580,834.28
6,536,027.45
366,275.24

20.50
20.93
20.55
22.87
17.68
38.49

1,025,978,002.92

210,768,897.60

20.54

92,636, 541.97
47,846, 633.34
31,731, 802.30
21,191, 733.21
46, 773, 881.96
34,257; 634.79
38,578, 691.27
13,492, 488.18
17,953, 577.86
104,147, 195.69
17,547, 775.17
41,585, 477.24
63,146, 297.06

17,839,470.25
9,611,860.51
5,091,609.99
3,571,742.83
11,007,348.09
7,648,250.11
11,164,391.83
4,004,050.12
4,106,030.92
32,207,556.65
4,433,630.13
10,838,399.58
13,979,564.84

19.26
20.09
16.05
16.85
23.53
22.32
28.94
29.67
22.87
30.93
25.26
26.06
22.14

570,889,733.04
191,515,870.29
117,702,506.20
207,213,270.65
90,341, 499.70
93,062, 700.48
98,373, 194. 94
112,276,653.64
30,114, 918.26
940,600,614.16
30,094, 768.22
29,512,599.74
56,703,379.28
58,474,335.44
31,359,459.84
12,200,892.64
37,247,500.69
13,130,445.38
40,980,450.87

135,503,905.85 23.74
41,491,998.39
29,306,061.17
49,712,804.94
19,058, 734.89
21,319,802.83
21,595,763.70
26,902,609.47
8,078,043. 90

21.66
24.90
23.99
21.10
22.09
21.95
23.96
26.82

217,465,819.29 23.12
7.724. 505.07
8,104;880.15
15,047,704.20
18,200,849.62
10,241. 716.61
2,998,743.53
12,059, 666.59
3,115,357.14
12,634,985.90

25.67
27.46
26.54
31.12
32.66
24.58
32.38
23.73
30.83

309, 703,832.10

90,128,408.81 29.10

29,521,986.75
27.920,786.92
117,658,175.52
18,199,011.65
8,550.059.26
6,130,221.67
7,216,399.18
638,392.50

10,249,538.36
9,468,782.01
31,506,932.05
5,825,721.50
2,436,398.59
2,182,953.48
2,422,315.97
295,633.70

34.72
33.91
26.78
32.01
28.50
35.61
33.56
46.41

215,835,033.45

64,388,275.66

29.83

2,203,370.43

750, 742.39

34.07

Total, States, etc

3,393,346,597.33

792,429,901.67

23.36

Total, United States..

6,997,244,603.05

1,776,272,167.15

25.39

Total, Western States.
Washington.
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska*
Total. Pacific States.
Hawaii *




lOne report for Feb. 20,1912, used.

REPORT OP THE COMPTROLLER OP THE CURRENCY.
of each report during year ended September 4,

263

1912—Continued.

A P R I L 18, 1912—Continued.
Reserve required , and the amount and per cent held
Held.

Required.
Specie.

Available with
reserve agents,
not exceeding
60 per cent of
net reserve

Total amount.

Per
cent.

$6, 554, 921 $1, 776,475.84
4, 288, 706
852,588.50
7, 641, 686 2,692,473.40
261, 509
79,737.00
751, 155
214,857.00
12,500.00
20,600

$30,470,032.92
16, 873,110.97
37, 373,824.62
967,791.62
3, 197,925.76
78,155. 30

$56, 224, 971. 18
31, 571, 298. 18
71, 046, 131. 65
1, 937, 753. 37
5 794, 677. 21
176, 214.30

16.05
16.34
16.40
17.17
15.68
18.52

88, 960,841.19

Legal
tenders.

Redemption
fund.

required.

$52,559,864.05
28, 974,440.13
64, 982,181.10
1, 692,723.04
544,733.28
142,758.84

$17,423,541.42
9,556,892.71
23,338,147.63
628,715.75
1,630,739.45
64,959.00

153, 896,700.44

52,642,995.96

19, 518, 577

5, 628,631.74

13, 895,481.30
7, 176,995.00
4 759,770.35
3, 178,759.98
7 010,082.74
5 138,645.22
5 786,803.69
2 023,873.23
2,693,0*6.68
15 622,079.35
2,632,166.28
6 237,821.58
9 471,944.56

4,210,176.39
2,816,211.75
1,466,591.90
944,729.18
2,472,792.47
1,939,722.73
2,741,787.90
839,204. 25
1,106,310.25
7,208,210.68
1,129,927.70
2,509,367.29
3,720,499.85

2, 599, 200
707, 996
632, 547
513, 238
1, 142, 643
736, 951
495, 451
191, 080
126, 035
1, 881, 286
313, 568
498, 604
1, 471, 211

698,925.00
405,690.00
295,420. 26
228,237.50
496,847.10
226,604.50
370,125.00
141,275.00
132,175.00
1, 020,423.50
135,775.50
498,707.50
452,488.00

,85, 633,459.96

166, 751, 045. 89

16.25

917,933.77
062,783.00
678,610.05
770,313.48
911,541.38
947,224.43
250,007.21
129,558.93
536,517.00
760,993.51
497,834.46
443,468.45
411,673.93
5

15, 426, 235. 16
7, 992,680.75
5, 073, 169 21
3, 456, 518. 16
8, 023, 823. 95
5, 850,502.66
6, 857, 371 11
2,301, 118 18
2,901, 037 25
18,870 913 69
3, 077 105 66
6,950, 147.24
11, 055, 872. 78

16.65
16.70
15.99
16.31
17.15
17.08
17.78
17.06
16.16
18.12
17.54
16.71
17.51

7
4
2
1
3
2
3
1
1
8
1
3

33,105,532. 34

11, 309, 810

5, 102,693.86

48 318,459.60

97, 836, 495.80

17.14

727,380.54
655,375.93
081,990.60
551,224.96
959,405.07
755,979.24
841,498.04
517,237.74

10,764,870.91
7,250,058.43
11,518,233.83
4,470,928.87
4,750,049.08
5,337,144.05
5,752,241.43
1,702,867.22

3, 850,652
2,084, 845
3, 398,635
1, 734, 830
1 128 743
952 544
1 631 251
627 175

1» 390,031.93
907,056.50
1, 270,257.50
406,910.00
427,798.50
444,075.00
707,320.70
264,225. 25

16,402,409.16
10 048,991.65
17 887,039.85
7 886,588.97
8 118,963.94
8 587,142.54
9 680,506.40
2,551,807.49

32, 407, 964
20,290, 951
34, 074 166
14, 499 257
14 425 554
15 320 905
17 771 319
5 146 074

00
58
18
84
52
59
53
96

16.92
17.24
16.44
16.05
15.50
15.57
15.83
17.09

141 090.092.12

51,546,393.82

15, 408, 675

5 817,675.38

81 163,450.00

153 936,194 20

16.37

514,215.23
426,889.96
505,506.89
771,150.31
703,918.98
830,133.90
587,125.10
969,566.81
147,067.63

1,696,191.93
1,789,660.36
3,230,580.70
* 3,734,837.02
2,713,985.80
977,662.78
2,564,869.15
926,321.95
2,666,859.09

382 716
316 431
506 792
814 499
432 838
95 108
552,885
92,587
528 406

186,911.50
153,865.00
406,373.00
429,063.40
148,147.50
73,002.50
236,285.50
68,962.50
348,614.32

2,596,382.23
2 563,814.97
4 859,480.33
5 005,252.14
2 733,462.88
1 054,278.83
3 210,503.76
1 140,362.58
3 479,071.98

46 455,574.81

20,300,968.78

3 722,262

2 051,225. 22

139
097
583
677
835
360
698
250

127,480.50
131,783. 00
739,725.00
106,250.00
45,537.50
62,550.00
42,075.50
2,025.00

28
17
31
13
13
14
16
4

4
4
8
8
4
1
5
I
6

4
4
17
2
1

428,298.01
188,118.04
648,726.33
729,851.75
282,508.89
910,533.25
1 082,459.88

95,758.87
32 375,255.02 s

2,234,706.85
2,785,177.03
8,855,569.81
1,509,522.49
528,563.83
471,000.40
607,788.24
249,531.18

106
53
213
71
42
15
103
5

862,201 66
823 771 33
003 226 03
983 651 56
028 434 •18
200 052 11
564 543 41
228 234 03
022 951 39

16.16
16.34
15.88
17.01
19.22
18.03
17.62
16.97
17.14

26 642,609.70

52,717 065 70

17.02

2
2
10
1

5
5
19
3
1
1
1

17.10
19.35
16.96
17.92
15.90
17.34
19.09
46.41

580,490.50
433,801.02
145,400.79
574,161.04
742,182.83
514,189.95
624,230.62
38,827.52

4
4
9
9
6
2
6
2
7

048,816 85
403,858 05
954 278 60
261 610 53
359 119 16
063 100.35
377 792.36
295 633.70

17,241,859.83

611 639

1 257,426.50

18,653,284.27

37 764 209.60

17.50

330,505.56

455,543.85

505

15,312.50

189,115.83

660,477.18

29.98

509 ,001,989.59

191,592,666.87

57 076 806 22 543,277.70

291 857,814.07

563 070,564 64

16.59

524 ,020,262.92 1,490,352,447 00

21.30

1,409,976,491.02

743,868,470.38 187 820 692 34,643,021.70




57
58
59
60
61
62

63
64
65
66
67
68
69

70
71
72
73
74
75
76
77
78
79

m
81
82
83

84
85
86
87
88
89
90
91

92
93
94
95
96
97
98
9?
100

101

264

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 57.—Lawful money reserve of the national banks at date
JUNE 14,1912.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

$323,923,068.44
97,730,520.20
30,336,640.06

26.69
25.04
24.88

CENTRAL RESERVE CITIES,

New York City
Chicago
St. Louis

$1,213,576,064.51
390,264,702.09
121,920,648.66

Total, central reserve cities

1,725,761,415.26

451,990,228. 70

6.19

OTHER RESERVE CITIES.

Boston
Albany.
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuque
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
k
Wichita
.
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

,

249,658,608.73
39,407,943.67
23,080,339.91
292,202,827.02
187,237,078.83
62,389,850.45
25,295,901.21
1,738,868.54
25,936,203.52
17,785,983.49
11,94,9,200.66
4,533,296.70
28,121,627.12
10,404,396.22
4,787,409.22
29,100,932.98
60,976,734.36
64,458,142.49
21,326,814.56
32,353,127.36
46,916,967.79
48,302,361.13
60,041,154.00
36,000,429.48
11,671,970.37
17,018,111.24
3,425,971.56
13,242,492.39
76,836,281.85
12,883,391.27
7,354,021.69
47,277,908.69
8,337,484.49
4,717,565.86
3,046,807.32
5,641,999.56
45,371,230.14
7,953,436.56
4,551,220.57
6,431,279.17
35,635,201.03
18,428,827.95
6,910,453.08
26,996,490.67
51,756,604.45
120,601,629.56
13,684,679. 72

73,602,125.22
11,932,032.24
6,283,941.88
78,321,312.82
47,148,611.19
16,458,507.53
6,089,344.84
383,984.51
7,158,720.23
4,483,628.97
4,156,619.50
1,639,307.12
9,045,853.77
4,044,911.96
1,153,777.80
8,146,992.60
18,543,609.46
18,920,884.39
5,234,147. 74
10,080,454.02
13,635,598.09
12,075,963. 77
16,615,038.84
9,030,668.12
3,963,427.36
5,247,653.20
1,095,783.53
3,431,457.45
21,523,457.18
4,243,538.60
1,667,503.35
15,392,952.34
2/381,075.41
1,137,894.01
868,061.30
1,702,183.52
16,057,565.96
2,117,537.27
1,181,715.38
1,890,257.05
9,348,719.32
4,826,106.91
2,085, 750. 70
8,634, 735.92
12,973,240.05
33,418,085.09
4,515,639.86

29.48
30.28
27.23
26.80
25.18
26.38
24.07
22.08
27.60
25.21
34.79
36.16
32.17
38.88
24.10
28.00
30.41
29.35
24.54
31.16
29.06
25.00
27.67
25.08
33.96
30.84
31.99
25.91
28.01
32.94
22.67
32.56
28.56
24.12
28.50
30.16
35.39
26.63
25.97
29.39
26.23
26.19
30.18
31.98
25.07
27.71
33.00

Total, other reserve cities

1,933,781,258.63

543,890,377.37

28.13

Total, all reserve cities

3,659,542,673.89

995,889,606.07

27.21

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

44,354,306.61
20,966,287.90
19,398,626.26
138,823,519.30
32,576,655.20
72,308,795.00

8,520,770.68
5,654,146.36
3,990,400.21
29,209,905.62
6,525,472.33
18,504,601.21

19.22
26.97
20.57
21.04
20.03
25.59

Total, New England States



328,428,190.27

72,405,296.41

22-05

STATES, ETC.

265

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4, 1912—Continued.
JUNE 14, 1912.
Reserve required, and the amount and per cent held.
Held.
Required.
Specie.

Legal
tenders.

Available with
reserve agents,
Redemption not exceeding
50 per cent of Total amount.
fund.
net reserve

Per

required.

$303,394,016.13 $269,292,343.44 $52,186,295 $2,444,430.00
65,911,725.20 31,096,345
97,566,175.52
722,450.00
21,653,789.06
30,480,162.16
7,931,914
750,937.00

431,440,353.81 356,857,857.70

91,214,554

3,917,817.00

5,359,984
436. 050.00 $30,989, 301.09
105! 000.00
1,877,158
4,873! 492.96
51! 850.00
899,232
2,518;431.58
3,036,136
789! 300.00 36,130, 703.38
777' 800.00 23,015 734.85
4,795,311
352! 750.00
569,395
7,622! 356.31
271! 950.00
332,453
3,026,012.65
14,584
40! 000.00
171, 124.51
458,541
166! 000.00
3,159,025.44
535,685
126! 700.00
2,159,897.94
1,457,500.09
72! 300.00
548,180
170,090
18! 750.00
557, 287.09
000.00
468,355
190,
3,420,203.39
212,970
100, 750. 00
1,250, 174.53
60 000. 00
140,500
338, 711.25
227! 850.00
610,336
3,523 691.62
130.00
382;
7,431,026.79
1,977.127
294, 125.00
7,910,205.31
2,176', 668
120, 200.00
2,264,033.99
639,275
289, 702.00
3,899,289.92
1,265,145
5,817, 145. 97
94, 950.00
3,522,268
5,923 620.14
228, 350.00
1,494,440
7,456! 519.25
97, 250.00
1,698,020
4,447! 728.68
104, 650.00
764,347
1,448;996.30
20, 000.00
212,155
2,093, 788.90
66, 950.00
355,165
413. 671.44
29, 150.00
133,604
1,634; 136.55
42, 350.00
494,789
9,502,010.23
205! 050.00
1,596,069
1,586, 175.16
48J 497.50
180,350
726, 258.95
46, 525.00
203,623
5,853, 089.83
113. 297.50
1,166,290
1,025, 185.56
34; 000.00
263,344
538, 240.31
19, 950.00
30,990
373; 350.91
15. 000.00
38,600
697, 124.95
16! 250.00
45,000
5,587, 153.77
1,657,140
168; 500.00
000.00
982, 179.57
75,190
24, 300.00
556; 752.57
102,560
24! 950.00
789, 934. 90
155,325
27! 250.00
4,181,091.57
248,067
74; 500.00
994.61
2,029,
69,835
137, 000.00
6,312
851, 306.63
25! 000.00
2,845,
456.37
7,250
140! 000.00
4,919. 419.38
431,282
255!
14,532, 703. 69
131,354 1,085! 000.00
500.00
1,666. 834.97
167,155
87!

$323,923,068.44
97,730,520.20
30,336,640.06

26.69
25.04
24.88

451,990,228.70

26.19

62,414,652.18
9,851,985.92
5,770,084.98
73,050,706.75
46,809,269.71
15,597,462.61
6,323,975.30
434,717.13
6,484,050.88
4,446,495.87
2,987,300.17
1,133,324.18
7,030,406.78
2,601,099.06
1,196,852.31
7,275,233.25
15,244,183.59
16,114,535.62
5,331,703.64
8,088,281.84
11,729,241.95
12,075,590.28
15,010,288.50
9,000,107.37
2,917,992.59
4,254,527.81
856,492. 89
3,310,623.10
19,209,070.46
3,220,847.82
1,838,505.42
11,819,477.17
2,084,371.12
1,179,391.46
761,701.83
1,410,499.89
11,342,807.54
1,988,359.14
1,137,805.14
1,607,819.79
8,908,800.26
4,607,206.99
1,727,613.27
6,749,122. 67
12,939,151.11
30,150,407.39
3,421,169.93

28,007, 618.14
2,341,,300.73
2,814, 428.30
32,295, 320.16
17,420, 574.56
6,290, 695.19
2,431, 430.65
158, ,276.00
2,460, 834.30
1,636, 158.95
1,036, 709.00
649, 634. 75
2,609,,107.50
1,421,,244.60
614, 566.55
2,938,,261.15
8,510, 722.35
6,923;,953.50
2,210,,638.75
3,582,,748.00
3,122,, 417.00
3,946,,132.75
5,968.,514.95
3,327;,823.34
1,127,,152.50
1,469,,657.35
' 328.,750.35
1,158!,295.60
6,738!,783.75
1,244!,489.70
691! ,096.40
4,089!,466.00
828! , 701.65
548! ,713.70
408! 726.05
648! 534.15
6,070; 288.34
922 923.15.
417! 193.30
912! ,348.70
4,845! 310. 75
2,588! 777.30
1,167! 117.65
5,642! 029.55
7,367! 538.67
15,516! 033.05
1,701 683.20

483,445,314.66

209,152,722.03

8,104,427.00

234,198,075.85

492,792,873.88

914,885,668.47

566,010,579.73 132,552,203 12,022,244.00

234,198,075.85

944,783,102.58

41,337,649

64,792. 953.23
9,196! 951.69
6,283! 941.88
72,251, 459.54
46,009! 420.41
14,835; 196.50
6,061, 846.30
383, 984.51
6,244; 400. 74
4,458. 441.89
3,114! 689.09
1,395! 761. 84
6,687; 665. 89
2,985, 139.13
1,153; 777.80
7,300. 138. 77
18,301, 006.14
17,304, 951.81
5,234! 147. 74
9,036; 884.92
12,556. 780. 97
11,592; 542.89
15,220, 304. 20
8,644, 549.02
2,808, 303. 80
3,985, 561.25
905. 175.79
3,329! 571.15
18,041! 912. 98
3,059! 512.36
1,667! 503.35
11,222! 143.33
2,151; 231. 21
1,137 ,894.01
835! 676.96
1,406! 909.10
13,483; 082.11
2,004, 292.72
1,100! 805. 87
1,885! 558. 60
9,348! 719.32
4,826! 106.91
2,049'. 736.28
8,634! 735.92
12,973,240.05
31,265! 090. 74
3,623 173.17

25.95
23.34
27.23
24.73
24.57
23.78
23.96
22.08
24.08
25.07
26.07
30.80
23.78
28.70
24.10
25.09
30.01
26.85
24.54
27.93
26.76
23.98
25.35
24.01
24.06
23.42
26.39
25.14
23.48
23.75
22.67
23.74
25.80
24.12
27.42
24.94
29.72
25.20
24.19
29.32
26.23
26.19
29.66
31.98
25.07
25.92
26.47
25.48

2,446,128.73
1,135,619.20
764,105.20
6,217,304.00
1,479,397.34
3,904,808.79

533,832
431,151
328,535
3,155,973
660,481
1,579,749

295,987.50
239,175.00
216,625.00
1,003,450.00
231,775.00
648,867.50

Not exceeding
60 per cent.
3,814,295.09
1,743,460.91
1,615,901.36
11,892,046.73
2,792,833.97
6,118,471.05

7,090,243.32 15.99
3,549,406.11 16.93
2,925,166.56 15.08
22,268,773.73 16.04
5,164,487.31 15.85
12,251,896.34 16.94

49,264,228.54
15,947,363.26



6,689,721

2,635,880.00

27,977,009.11

53,249,973.37

6,653,145.99
3,144,943.19
2,909,793.94
20,823,527.89
4,886,498.28
10,846,319.25

16.21

266

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 57.—Lawful money reserve of the national banks at date
JUNE 14,1912—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.
Amount.

STATES, ETC.—continued.
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Total, Eastern States
Virginia
West Virginia
North Carolina
South Carolina
G eorgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total, Southern States
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Total, Middle States
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona1
Alaska
Total, Pacific States
Hawaii

$353,296,599.53
191,605,766.94
432,216,292.24
11,145,655.99
37,747,399.38
922,849.60
1,026,934,563.68
91,056,286.68
48,477,453.68
30,651,043.60
19,912,005.23
44,882,989.33
32,959,992.58
36,249,888.55
12,698,660.65
17,428,016.93
101,154,343.80
17,030,949.20
40,812,681.62
64,568,380.49
557,882,692.34

$70,950,517.65
37,597,102.48
85,263,276.53
2,543,557.43
6,647,469.03
381,851.91

20.08
19.62
19.73
22.82
17.61
41.38

203,383, 775.03 19.80
15,463,999.12
9,739,261.77
4,404,685.61
3,109,936.00
9,292,521.47
6,801,275.55
8,632,074.64
3,329,739.34
3,550,322.34
29,215,575.92
3,765,182.25
9,676,651.12
15,295,136.91

16.98
20.09
14.37
15.62
20.70
20.60
23.82
26.22
20.37
28.88
22.11
23. 71
23.69

122,276,362.04 21.92

193,601, 455.07
123,599,367.83
209,170, 946.63
90,661, 289.45
91,294, 056.95
101,124, 405.13
113,225, 337.05
29,678, 118.67

41,388, 583.34
31,973, 555.23
50,041, 695.79
18,173, 050.48
19,637, 601.70
22,935, 547.99
28,689, 046.78
8,011, 716.10

952,354,976.78

220,850,797.41

23.19

28,603, 720. 77
28,856, 751.98
57,596,007. 76
57,362, 084.22
31,519, 109.29
12,563, -.63
36,363, 046.29
13, 703,043.94
41,197, 640.07

6,136,397. 77
7,304,063.29
15,501, 617.05
16,263, 584.92
10,388,024.65
3,250,858.79
11,040, 241.89
3,544, 757.29
11,267, 783.95

21.45
25.31
26.91
28.36
32.96
25.88
30.36
25.86
27.34

21.38
25.87
23.92
20.04
21.51
22.68
25.34
26.99

307,765,268.95

84,697,329.60 27.52

28,424,919.25
27,455,508.15
118,148,078.92
17,867,145.76
8,411,606.66
6, Q78,128.34
7,405,626.50
706,800.83

8,969,560.00
8,683,651.91
28,095, 265.51
5,122,227.54
2,146,865.13
2,653,502.97
2,449,684.29
275, 412.76

215,097,814.41

58,396,170.11 27.15

2,128,812.6
3,390,592,319.11

Total, United States

7,050,134,993.00 1,758,599,316.51
1 One report for Apr. 18,1912, used.

31.55
31.63
23.78
28.67
25.52
39. 73
33.08
38.97

708,979.84 33.30

Total, States, etc




Per
cent.

762,718,710.44 22750

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4,

267

1912—Continued.

JUNE 14,1912—Continued.

Reserve required, and the amount and per cent held
Held.

Required.
Specie.

Legal
tenders.

Available with
reserve agents,
Redemption not exceeding Total amount.
fund.
60 per cent of

Per
cent.

required.

$52,994,489.93 $17,358,928.01
28,740,865.04
8,703,554.72
64,832,443.83
23,252,022.33
1,671,848.40
637,189.40
5,662,109.91
1,619,493.50
138,427.44
55,398.00

$6,541,758 $1,783,703.00
3,976,457
867,277.60
7,332,417 2,672,284.50
233,089
77,837.00
734,781
206,297.30
15,510
12,500.00

154,040,184.55

51,626,585.96

18,834,012

13,658,443.00
7,271,618.05
4,597,656.54
2,986,800.79
6,732,448.40
4,943,998.89
5,437,483.28
1,904,799.10
2,614,202.54
15,173,151.57
2,554,642.38
6,121,902.24
9,685,257.07

4,016,864.69
2,751,573.20
1,332,540.82
804,345.25
2,364,983.55
1,954,317.18
2,656,523.11
774,717.18
1,065,043.00
7,158,184.90
1,111,884.65
2,531,129.68
3,821,991.80

2,184,580
687,030
556,105
490,628
1,094,097
623,841
441,065
199,227
121,688
1,610,995
322,269
578,249
1,532,220

83,682,403.85

32,344,099.01

10,441,994

29,040,218.26
18,539,905.18
31,375,641.99
13,599,193.42
13,694,108.54
15,168,660.77
16,983,800.56
4,451,717.80

10,485,761.77
7,677,220.40
12,078,404.30
4,610,692.93
4,898,996.20
5,462,595.55
5,931,567.14
1,632,927.51

142,853,246.52

52,778,165.80

4,290,558.12
4,328,512.80
8,639,401.16
8,604,312.63
4,727,866.39
1,884,579.70
5,454,456.94
2,055,456.59
6,179,646.01

$30,726,472.16
16,724,152.46
37,296,095.60
956,406.84
3,273,487.56
75,556.46

$56,410,861.17
30,271,441.78
70,552,819.43
1,904,522.24
5,834,059.36
158,964.46

15.97
15.80
16.32
17.09
15.46
17.23

5,619,899.40

89,052,171.08

165,132,668.44

16.08

638,574.08
411,498.95
270,835.85
206,834.25
510,127.10
236,749.50
377,127.50
140,724.40
131,275.00
1,022,518.50
120,855.50
488,547.50
446,988.00

7,811,921.35
4,116,071.46
2,245,203.94
1,608,128.50
3,733,392.78
2,824,349.63
3,036,213.47
1,058,444.82
1,489,756.52
8,490,379.84
1,460,272.13
3,380,012.84
5,542,961.44

14,651,940.12
7,966,173.61
4,404,685.61
3,109,936.00
7,702,600.43
5,639,257.31
6,510,929.08
2,173,113.40
2,807,762.52
18,282,078.24
3,015,281.28
6,977,939.02
11,344,161.24

16.09
16.43
14.37
15.62
17.16
17.11
17.96
17.11
16.11
18.07
17.70
17.10
17.57

5,002,656.13

46,797,108.72

94,585,857.86

16.95

3,640,143 1,405,619.65
2,148,037
906,956.00
3,513,615 1,284,582.50
2,028,220
410,885.00
1,098,724
433,198.50
898,531
"452,410.00
1,600.264
714,540.10
631,773
274,275.25

16,580,759.17
10,579,769.50
18,054,635.70
7,912,985.05
7,956,546.03
8,829,750.46
9,761,556.27
2,506,465.53

32,112,283.59
21,311,982.90
34,931,237.50
14,962,782.98
14,387,464.73
15,643,287.01
18,007,927.51
5,045,441.29

16.58
17.24
16.70
16.50
15.76
15.47
15.90
17.00

15,559,307

5,882,467.00

82,182,467.71

156,402,407.51

16.42

1,637,215.86 ~~~330,9$8
1,774,937.13
310,051
3,398,127.08
550,340
3,846,464.68
772,095
2,754,621.80
384,924
951,844.44
104,672
2,468,161.00
587,434
943,814.76
103,487
2,649,934.96
503,969

184,314.00
151,617.50
401,050.50
409,961.40
146,047.50
68,702.50
239,985.50
69,812.50
344,446.82

2,463,746.47
2,506,137.18
4,943,010.40
4,916,610.73
2,749,091.34
1,089,526.32
3,128,682.86
1,191,386.45
3,501,119.51

4,616,264.33
4,742,742. 81
9,292,527.98
9,945,131.81
6,034,684.64
2,214,745.26
6,424,263.36
2,308,500.71
6,999,470.29

16.14
16.43
16.13
17.34
19.15
17.63
17.67
16.85
16.99
17.08

45,164,790.34

20,425,121.71

3,647,960

2,015,938.22

26,489,311.26

52,578,331.19

4,263,737.89
4,118,326.22
17,722,211.84
2,680,071.86
1,261,741.00
1,001,719.25
1,110,843.98
106,020.12

2,215,513.90
2,733,381.13
9,025,534.68
1,461,683.89
516,415.25
530,720.40
593,019.16
184,453.50

118,283
55,696
306,770
68,572
57,473
14,610
66,271
27,300

124,543.00
137,758.00
752,530.00
109,562.50
45,537.50
78,950.00
42,075.50
3,125.00

2,483,516.93
2,388,340.93
10,181,809.10
1,542,305.62
729,722.10
553,661.55
641,261.08
60,534.26

4,941,856.83 17.38
5,315,176.06 19.36
20,266,643.78 17.15
3,182,124.01 17.81
1,349,147.85 16.04
1,177,941.95 17.64
1,342,626.74 18.13
275,412.76 38.97

32,264,672.16

17,260,721.91

714,975

1,294,081.50

18,581,151.57

37,850,929.98

17.60

319,321.90

370,050.75

35

15,012.50

182,585.64

567,683.89

26.66

508,588.847.86

190,752,108.40

55,888,004 22,465,934.75

291,261,805.09

500,367,852.24

16.53

525,459,880.94 1,505,150,954.82

21.35

1,423,474,516.33

756,762,688.13 188,440,207 34,488,178.75




5;
5?
5£
6f
6:
62

63
64
6S
6f
65
65
6f
7f
7:
72
7.'
74
75

76
7'
7£
7S
8C
8:
82
83

84
8."
8f
87
8*
8f
9f
9:
92

9,1
9'
9fi
9f
97
9?
9?
10C

101

268

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
SEPTEMBER 4, 1912.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Net deposits
subject to
reserve requirements.

Cities, States, and Territories.

Amount.

Per
cent.

CENTEAL RESERVE CITIES.

New York City..
Chicago
St. Louis
Total, central reserve cities

$1,162,223,929.30
370,272,201.18
115,047,874.69

$288,543,006.85 24.83
89,689,964.86 24.22
29,417,828.58 25.57

1,647,544,005.17

407,650,800.29 24.74

OTHER RESERVE CITIES.

Boston
Albany
Brooklyn
Philadelphia
Pittsburgh
Baltimore
Washington.
Savannah
New Orleans
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Louisville
Cincinnati
Cleveland
Columbus
Indianapolis
Detroit
Milwaukee
Minneapolis
St. Paul
Cedar Rapids
Des Moines
Dubuqus
Sioux City
Kansas City, Mo
St. Joseph
Lincoln
Omaha
South Omaha
Kansas City, Kans
Topeka
Wichita
Denver
Pueblo
Muskogee
Oklahoma City
Seattle
Spokane
Tacoma
Portland
Los Angeles
San Francisco
Salt Lake City

'.

233,327,014.70
41,439,319.67
23,218,231.48
295,434,796.40
196,350,825.56
66,383,312.07
25,744,707.00
1,701,698.52
25,829,697.77
18,595,335.02
12,152,910.81
5,477,321.99
29,395,131.79
10,586,434.69
5,507,181.06
27,918,899.54
60,672,533.30
66,473,524.95
22,272,564.21
35,200,013.69
46,293,758.44
51,128,209.05
63,323,491.17
35,649,104.95
11,080,932.96
17,010,506.73
3,273,170.68
13,748,580.91
82,701,085.19
13,621,545.13
7,133,189.92
43,151,846.83
9,350,614.23
4,738,293.04
2,862,478.48
6,044,918.53
45,044,595.34
8,423,205.18
4,149,918.75
6,387,859.22
34,522,658.32
18,803,583.99
7,116, 426. 90
25,794,826.77
51,986,919.15
129,588,716.70
13,916,337.17

62,195,234.28
13,347,355.11
6,283,050.18
80,904,745.86
54,329,316.07
16,711,933.59
6,258,591.38
380,291.19
6,217,278.98
4,679,645.37
3,147,079.13
1,700,786.12
7,867,106.96
3,565,878.33
1,400,696. 81
6,905,532.74
16,655,650.76
19,852,111.07
5,693,576.17
10,407,925. 71
11,858,409.78
14,156,984.87
16,155,220.69
9,053,598.56
3,459,995.60
4,542,669.89
1,012,562.78
3,684,517.61
24,211,429.36
4,870,299.29
1,527,089.05
11,620,353.41
3,177,272.63
1,285,086.58
817,634.66
1,972,091.92
14,171,861.42
2,373,542.75
979,434.67
1,946,066.43
8,994,426.64
4,963,429.99
2,209,046.31
7,304,302.47
12,970,774.39
34,891,048.21
4,210,820.92

26.66
32.21
27.06
27.38
27.67
25.17
24.31
22.34
24.07
25.16
25.89
31.06
26.76
33.69
25.44
24.73
27.45
29.86
25.56
29.57
25.61
27.69
25.51
25.40
31.22
26.71
30.94
26.80
29.28
35.75
21.41
26.93
33.98
27.12
28.56
32.63
31.46
28.18
23.60
30.46
26.05
26.40
31.04
28.31
24.95
26.92
30.26

Total, other reserve cities

1,960,528,227.95

536,923,756.69 27.39

Total, all reserve cities

3,608,072,233.12

944,574,556.98 26.18

STATES, ETC.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Total, New England States




48,334,430.56
22,902,466.39
20,004,546.50
141,572,392.31
32,597,969.20
71,613,511.22

10,456,514.42
6,643,649.88
4,517,151.82
30,761,519.00
6,474,950.01
18,353,304.43

21. 63
29.00
22.59
24.70
19.86
25.63

337,025,316.18

77,207,089.56 22.91

269

REPORT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4, 1912—Continued.
SEPTEMBER 4, 1912.
Reserve required , ancL the amount and per cent held
Eleld.

Required.

Legal
tenders.

Specie.

Available with
reserve agents,
Redemption not exceeding Total amount.
50 per cent of
fund.
net reserve
required.

$290, 555, 982. 39. ;236, 077, 418. 85 >50, 080, 90S S2,384, 680. 00

Per
cent.

24. 8 3

]

92, 568, 050.30
28, 761,968. 67

61, 741, 840. 86
22, 576, 633. 08

27, 230,674
047, 006

717, 450. 00
794, 189. 50

$288, 543, 006. 85
89, 689, 964. 86
29, 417, 828. 58

24.22

411, 886, 001. 29

320,395,892, 79

83, 358,588

3,896, 319. 50

407, 650,800. 29

24.74

58,331, 753. 67
10,359, 829.92
5,804,557. 87

6,192,035
2, 126, 994
610, 806
4, 170, 933
4, 944, 197
738, 455
504, 622
12, 952
529 498
348, 950
427, 755
115. 855
798, 775
224, 170
144, 388
566, 130
1, 223 221
2, 386,194
712, 280
1, 168, 775
3, 667, 905
1, 123, 375
1, 906, 417
\ 218, 036
254 085
425 799
156, 503
511 407
159 519
195, 090
205 875
1, 181 506
203 190
32 990
34 660
50,000
1 427 201
101 480
87 305
136,690
274 699
91 070
10 542
7 380
590 700
51 129
170 065

413, 550. 00
105, 000. 00
51, 850. 00
789, 050. 00
817, 400. 00
389, 650. 00
272,550. 00
40; 000. 00
162,200. 00
126,700. 00
97, 850. 00
20,250. 00
192, 500. 00
105, 750. 00
47, 500.00
242, 750. 00
371, 925. 00
282, 325. 00
116, 300. 00
306, 777.00
99, 950. 00
205, 850. 00
97, 250. 00
104; 650. 00
20, 000. 00
66, 450. 00
30, 000.00
43 750 00
216, 550.00
48,497 50
46, 525 00
117, 472 50
34, 000 00
16 450 00
15, 000 00
16, 250 00
168 500 00
24 000.00
32 500 00
26 850 00
79 450 00
140,000.00
25 000 00
140,000 00
255 000.00
1,085 000 00
87 500 00

$28, 959, 101.84
5, 127, 414.96
2 519, 752. 48
36, 534, 824.55
24, 135, 153.19
8 103, 089.00
2, 823, 679.38
156,755.69
3, 147, 612.22
2, 261, 066.88
470, 188.85
674, 540.25
3, 578, 141.47
1, 270,429.33
664, 647.63
3, 368,487.44
7, 398, 104.16
8, 168, 028.12
2, 572, 865.77
4, 246, 613.21
4, 955, 132.98
6, 288, 101.13
7, 866, 811.39
4 403, 813.12
1, 375, 116.62
2, 093, 088.34
394, 146.33
1, 696, 697.61
10, 229,360.65
1, 678, 444.39
643, 651.80
5 ; 335, 244.60
1, 151, 826.78
584, 061.63
350, 309.81
747, 489.82
546 324. 42
1, 040, 900.65
438, 960.97
785, 057.40
4 275 607.29
2, 280 448.00
877 053.36
2 727 844.72
4 551 209.96
15 656 089.59
1 695 792.14

58, 727, 249. 79
9, 877, 096. 21
6, 283, 050. 18
73, 258, 585.77
48, 042, 397. 19
14, 252, 639. 18
6, 258, 591. 38
380, 291. 19
6, 052, 260. 37
4, 305, 250. 38
3, 019, 798. 34
1, 618, 627. 20
7, 021, 087.22
2, 936, 267. 83
1, 390, 862. 73
6, 820, 667. 84
15, 485, 163. 66
18, 403; 135. 27
5, 693, 576. 17
9, 160, 991. 36
11, 858, 409. 78
12, 156, 163.18
15, 575, 515. 69
8 , 873, 379.50
2 686, 630. 62
4, 056,015 49
859, 581.53
3, 362, 735 36
18, 270, 427 80
3, 163, 477 19
1, 527, 089 05
10, 646, 268 55
2, 182, 684 83
1, 179, 033.33
782, 515 36
1, 395, 849 62
12 815 712 18
2, 144 710 31
979 434.67
1 744 285 55
8 811 373 39
4 952 357 80
2 000 233 81
7 304 302 47
12 970 774 39
33,369 361 84
3 916 528 39

25.17

L

23. 84
27. 06
24. 80
24. 47
21. 47

V

73, 858, 699. 10
49; 087 706.39
16, 595, 828. 02
6, 436, 176. 75
425, 424. 63
6, 457, 424. 44
4, 648, 833. 76
3, 038,227. 70
1, 369, 330. 50
7 348, 782. 95
2, 646, 608. 67
1, 376,795. 26
6 979, 724. 89
15, 168, 133. 33
618, 381. 24
5; 568, 141. 05
8, 800,003. 42
573. 439. 61
12; 782', 052.26
15, 830, 872. 79
8 912, 276. 2 4
2, 770, 233. 24
4, 252, 626. 68
818, 292. 67
3, 437, 145. 23
20, 675. 271. 30
3,405, 386. 28
1, 783, 297. 48
10, 787, 961. 71
2, 337, 653.56
1, 184 573. 26
715, 619 62
1, 511, 229 63
11 261 148 83
2 105 801 29
1 037 479 69
1 596 964 80
8 630 664 58
4 700 896 00
1 779 106 73
6 448 706 69
12 996 729 79
32 397 179.18
3 479,084 29

23, 162,562. 95
2, 517, 687. 25
3, 100, 641. 70
31, 763 778. 22
18, 145, 647. 00
5, 021, 445. 18
2, 756; 740. 00
170, 583.50
2, 212, 950. 15
1, 568, 533. 50
1, 024, 004. 49
807, 981. 95
2, 451 670. 75
1, 335,918. 50
534; 327. 10
2, 643, 300. 40
6, 491, 913. 50
7, 566, 588. 15
292, 130. 40
3; 438, 826. 15
3, 135, 421. 80
4, 538,837. 05
5 705,037. 30
3 , 146, 880. 38
1, 037, 429. 00
1, 470, 678. 15
278 932. 20
1 110 880. 75
6 664 998.15
241 445. 30
631 037. 25
4 012 045. 45
793 668 05
545 531 70
382,545 55
582 109 80
5,673 686 76
978,329.66
420,668.70
795 688 15
4 181 617 10
2 440 839 80
1 087 638 45
4 429 077 75
7 573 864 43
16 577 143 25
1 963 171 25

24.31

1(
1
1:
i:
1
h
U
1

490 132 056.99

200,406,434 02

43 122 603

8,194 322 00

236 849 081.92

488,572 440.94

24 92

902 018 058 28

520 802 ,326 81 126,481 ,191 12,090 641 50

236 849 081.92

896 223 241 23

24 84

4 170 886.25
1 910,276.97
1 668 ,394.18
12 124 835.30
2 786,892.22
6 ,057 ,422.50

7 688 ,133.87
3 811 ,180.59
3 ,232 ,903 75
23 397 226.04
5 ,085 880 03
12 ,039 ,462 .38

15 .91
16 .64

28 ,718 ,707.42

55 ,254 ,786 .66

16.39

7 ,250 ,164 58
3 ,435 369 96
3 ,000 ,681 98
21 235 858 85
4 ,889 695 38
10 ,742 ,026 .68
50 553 ,797 43

12
62
57
74
81
38

591 ,697
482 ,447
409 ,369
3 ,613 ,770
566', 939
1,349 ,645

298 ,687 .50
251 ,575 .00
220 ,025 .00
1,027 ,800.00
244 ,875 .00
646 ,322 .50

16,832 ,927 24

7,013 ,867

2,689 ,285 .00

2 ,626 ,863
1,166 ,881
935 ,115
6 ,630 ,820
1,487 173
3 ,986 ,072




Not exceeding
6C per cent.

25. 57

22. 34
23. 43
23. 15

24.85

29. 56
23. 88
27. 37
25. 36
24. 43
25. 52
27. 68
25 56
26 03
25 61
23 78
24 60
24 86

24.25
23 84
26 26

24.46
22 09
23 22

21.41
24 67

23.34

24 88

27.34

23
28
25
23
27
25
26

10
45
47
60
31
52
34

28.11
28.31
24 95
25 75
28 14

16.17
16 .53
15 60

16.81

(

<

1<
2(
2
2'
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
5

5
5
5
5
5
5

270

BEPOBT OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 57.—Lawful money reserve of the national banks at date
SEPTEMBER 4, 1912—Continued.
Cash on hand, due from
reserve agents, and in
the redemption fund.
Cities, States, and Territories.

Net deposits
subject to
reserve requirements.
Amount.

Per
cent.

STATES, ETC.—continued,

New York
New Jersey
Pennsylvania
Delaware.
Maryland
District of Columbia

—

Total, Eastern States
Virginia
West Vir gmi a
North Carolina
South Carolina.
Georgia
Flordia,
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

..

Total, Southern States

*.

$364,509,087.92
201,371,199.08
444,289,548.17
11,647,723.46
39,888,726.33
975,319.80

•$75,704,153.27 20.77
40,786,157.14 20.25
91,306,426.44 20.55
2,630,155.12 22.58
7,700,247.70 19.35
261,756.20 26.84

1,062,681,604.76

218,388,895.87

95,075,342,98
50,661,688,32
31,731,562.66
19,542,826.01
43,153,216.7:9
31,655,907.47
34,903,660,43
12,177,262.29
15,998,891.19
110,027,041.58
16,585,797.90
40,763,800.43
63,114,838.85
565,391,836.90
200,828,837.93
124,984,582.23
212,961,662.. 85
91,860,211.21
92,587,620.92
101,597,883.06
117,757,217.59
31,890,213-70

Ohio
Indiana
Illinois
Michigan
Wisconsin.
Minnesota
Iowa
Missouri
Total, Middle States

20.55

17,469,129.27 18.37
11,343,661.33 22.39
5,173,275-29 16.30
3,306,679.62 16.92
8,289,613.70 19.21
6,161,800.64 19.47
7,180,255.87 20.57
2,866,429.15 23.54
3,131,807.16 19.58
33,345,812,43 30.31
4,140,549.51 24.96
9,396,364.77 23.05
11,927,823.41 18-90
123,733,202.15

21.88

43,799,551.98 21.81
31,452,445.98 25.16
49,532,836.27 23.26
18,684,183.89 20.34
19,908,238.38 21.52
22,823,532.74 ^2.46
29,678,013.55 25.20
9,686,999.84 30.38

974,468,229.49

225,565,802.63

23.15

29,720,756.65
30,833,355.27
58,473,023.29
61,490,271. S9
33,930,964.12
12,979,181.92
38,570,075.37
13,613,907.76
43,500,317.07

6,306,522. m
8,581,441.31
15,229,214.31
19,212,901.93
12,041,349.28
3,425,760.56
12,417,451.78
3,735,193.91
12,412,208.48

21.22
27.86
26.04
31.23
35.52
26.40
32.19
27.43
28.53

323,111,853.34

93,362,043.59

28.89

29,042,453.63
27,940,943.42
121,281,899.36
18,619,647.69
8,469,991.1Q
6,914,559.98
7,029,187.54
949,051.88

8,562,767.82 29.48
8,552,091.97 30.60
29,020,315.15 23.93
5,419,336.04 29.11
2,278,623.93 26.90
2,675,019.98 38.69
2,331,862.68 33.17
563,507.25 59.38

220,247,734.60

59,403,524.82

26.97

2,337,726.67

896,413.81

38.35

Total States, etc

3,485,264,301.94

798,556,972.43

22.91

Total, United States

7,093,336,535.06

North Dakota
South Dakota.
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Total, Western States

100

Washington
Oregon
California
Idaho
Utah.
Nevada
Arizona1
Alaska

101

Hawaii

Total, Pacific States




1

On« report for Juae 14 used.

1,743,131,529.41 24.57

271

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.
of each report during year ended September 4,

1912—Continued.

SEPTEMBER 4, 1912—Continued.
Reserve required, and the amount arid per cent held.
Held.

Redemption
fund.

Available with
reserve agents,
not exceeding
60 per cent of
net reserve
required.

Total amount.

Per

$17,775,639.72 $6,607,293 $1,822,818.00
880,691.00
9,113,039.11 4,203,605
7,815,567 2,741,359.50
23,547,820.66
72,537.00
217,146
617,538.16
214,378.70
649,285
1,790,643.45
20,210 * 12,500.00
61,201.00

$31,712,127.11
17,594,993.31
38,341,243.63
1,004,772.91
3,461,358.14
80,278.78

$57,917,877.83
31,792,328.42
72,445,990.79
1,911,994.07
6,115,665.29
174,189.78

15.89
15.79
16.31
16.41
15.33
17.86

Required.
Specie.

$54,676,363.19
30,205,679.86
66,643,432.22
1,747,158.52
5,983,308.95
146,297.97

Legal
tenders.

159,402,240.71

52,905,882.10

19,513,106

92,194,773.88

170,358,046.18

16.03

14,261,301.45
7,599,253.25
4,759,734.40
2,931,423.90
6,472,982.52
4,748,386.12
5,235,549.06
1,826,589.34
2,399,833.68
16,504,056.24
2,487,869.69
6,114,570.06
9,467,225.83

3,910,839.86
2,907,569.20
1,339,333.08
832,892.85
2,053,886.19
1,888,620.80
2,603,173.40
783,481.25
984,752.06
7,358,309.69
1,016,848.41
2,457,377.66
3,332,340.09

2,022,263
655,519
673,740
462,048
1,131,827
662,301
406,501
150,434
79,805
1,729,966
340,562
488,180
1,438,486

576.00
213.45
066.39
257.50
330.70
612.00
702.50
Ut 500.00
132; 875.00
1,052, 141.00
128; 475.50
477; 607.50
485: 525.50

8,138,835.26
4,314,623.87
2,689,000.80
1,624,899.84
3,594,391.09
2,690,264.47
2,912,307.93
1,007,453.60
1,360,175.20
9,271,149.14
1,415,636.51
3,382,177.53
5,389,020.19

14,768,514.12
8,285,925.52
4,980,140.27
3,143,098.19
7,262,434.98
5,505,798.27
6,303,684.83
2,088,868.85
2,557,607.26
19,411,565.83
2,901,522.42
6,805,342.69
10,645,371.78

15.53
16.36
15.69
16.08
16.82
17.39
18.06
17.15
15.99
17.64
17.49
16.69
16.87

84,808,775.54

31,469,424.54

10,241,632

5,158,883.04

47,789,935.43

94,659,875.01

6.74

30,124,325.69
18,747,687.33
31,944,249.43
13,779,031.68
13,888,143.14
15,239,682.46
17,663,582.64
4,783,532.05

10,901,457.18
7,458,925.65
11,865,846.74
4,814,818.39
4,759,564.86
5,628,599.21
5,938,553.13
1,658,674.94

3,534,595
1,941,271
3,504,406
1,951,947
1,144,243
894,586
1,507,410
549,714

1,391,126.25
938,303.40
1,299,290.00
407,185.00
422,998.50
452,515.50
732,468.60
276,987.75

17,239,919.66
10,685,630.36
18,386,975.65
8,023,108.00
8,079,086.78
8,872,300.17
10,158,668.42
2,703,926.58

^13,067,098.09
21,024,130.41
35,056,518.39
15,197,058.39
14,405,893.14
15,848,000.88
18,337,100.15
5,189,303.27

16.47
16.82
16.46
16.54
15.56
15.60
15.57
16.27

146,170,234.42

53,026,440.10

15,028,172

5,920,875.00

84,149,615.62

158,125,102.72

16.23

4,458, 113.50
4,625,003.29
8,770, 953.49
9,223,540.78
5,089, 644.62
1,946, 877.29
5,785, 511.31
2,042, 086.16
6,525i 047.56

1,719,543.37
1,892,914.20
3,411,873.85
3,789,801.08
2,808,874.45
926,303.37
2,621,158.60
999,327.90
2,615,953.30

446,866
352,655
522,642
719,230
352,061
89,763
537,396
127,436
499,442

186,311.50
152,892.50
404,063.00
409,556.25
150,335.00
74,250.00
244,295.50
76,162.50
353,899.00

2,563,081.19
2,683,266.47
5,020,134.29
5,288,390.71
2,963,585.77
1,123,576.37
3,324,729.48
1,179,554.19
3,702,689.13

4,915,802.06
5,081,728.17
9,358, 713.14
10,206, 978.04
6,274. 856.22
2,213;892.74
6,727,579.58
2,382,480.59
7,171,983.43

16.54
16.48
16.01
16.60
18.49
17.06
17.44
17.50
16.49

48,466,778.00

20,785,750.12

3,647,491 2,051,765.25

27,849,007.60

54,334,013.97

16.82

4,356,368.05
4,191,141.51
18,192,284.90
2,792,947.15
1,270,498.67
1,037,184.00
1,054.378.13
142,357.78

2,124, 632.80
2,689, 715.38
8,590, 557.58
1,571, 519.37
575, 361.13
521, 243. 70
660. 012.16
337i 265.50

81,986
42,877
282,559
64,150
19,741
13,705
40,747
19,220

126,918.00
149,393.00
793,650.00
116,737.50
45,537.50
79,550.00
42,075.50
3,125.00

2,537,670.02
2,425,049.10
10,439,180.94
1,605,725.79
734,976.69
574,580.39
607,381.57
83,539.66

4,871,206.82 16.77
5,307,034.48 18.99
20,105,947.52 16.58
3,358,132.66 18.04
1,375,616.32 16.25
1,189,079.09 17.20
1,350,216.23 19.21
443,150.16 46.70

33,037,160.19

17,070,307.62

564,985

1,356,986.50

19,008,104.16

38,000,383.28

17.25

350,659.00

567,541.70

50

15,312.50

201,207.90

784,112.10

33.54

56,009,303 22,937,391.49

299,911,352.01

571,516,319.92

16.40

536,760,433.93 1,467,739,561.15

20.69

522,789,645.29
1,424,807,703.57

192,658,273.42

5,744,284.20

696,
408,
278;
223,
482.
264;
381.

713,460,600.23 182,490,494 35,028,032.99




272

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 58.—Lawful money reserve of the national
RESERVE CITIES.

Date.

Feb. 14,1908.
May 14,1908.
, July 15,1908.
Sept. 23, 1908
Nov. 27,1908.
Feb. 5,1909..
Apr. 28,1909.
June 23,1909.
Sept. 1,1909.
Nov. 16,1909.
Jan. 31,1910.
Mar. 29,1910.
June 30,1910.
Sept. 1,1910.
Nov. 10,1910
Jan. 7,1911..
Mar. 7,1911..
June 7,1911.,
Sept. 1,1911.
Dec. 5,1911..
Feb. 20,1912.
Apr. 18,1912.
June 14,1912.
Sept. 4,1912.

Number of
banks.

Net deposits.

368 $2,575,998,232
371 2,822,840,198
369 2,959,366,648
371 3,121 801,651
369 3,157,571,067
369 3,200 823,761
377 3,276, 104,606
379 3,317 592,342
382 3,343, 447,180
385 3,108 460,910
384 3,183 165,896
387 3,296, 262,859
387 3,186 881,925
382 3,230 168,591
381 3,097 197,809
380 3,141, 909,363
382 3,468 326,031
381 3,529 173,405
382 3,490 891,200
379 3,375 87S,879
381 3,658 396,003
378 3,603 898,005
375 3,659 542,673
371 3,608 072,233

Reserve
required.

25 per cent.
8643,999,558
705,510,049
739,841,662
780,450,412
789,392,766
800,205,940
819,026,151
829,398,085
835.861,795
777,115,227
795,791,474
824,065,715
796,720,481
807,542,148
774,299,452
785,477,341
867,081,508
882,293,351
872,722,800
843,969,719
914,599,000
900,974,501
914,885,668
902,018,058

STATES AND T E R R I T O R I E S .

Feb. 14,1908.
May 14,1908.
July 15,1908.
Sept. 23,1908
Nov. 27,1908
Feb. 5,1909..
Apr. 28,1909.
June 23,1909.
Sept. 1,1909.
Nov. 16,1909.
Jan. 31,1910.
Mar. 29,1910.
June 30,1910.
Sept. 1,1910.
Nov. 10,1910.
Jan. 7,1911..
Mar. 7,1911..
June 7,1911..
Sept. 1,1911.
Dec. 5,1911..
Feb. 20,1912.
Apr. 18,1912.
June 14,1912.
Sept. 4, 1912.




6,330 $2,461,947,527
6,407 2,473,940,923
6, 455 2,505,247,410
6,482 2,573,707,379
6,496 2,615,961,486
6,518 2,697,656,766
6,516 2,742,061,673
6,547 2,756,916,162
6,595 2,821,230,761
6,621 2,937,963,748
6,661 2,980,037,269
6,695 3,023,756,638
6,758 3,009,274,562
6,791 3,017,098,243
6,823 3,108,796,924
6,838 3,125,960,714
6,834 3,150,156,937
6,896 3,159,845,396
6,919 3,193,968,427
6,949 3,294,925,732
6,908 3,372,245,995
6,977 3,393,346,597
6,997 3,390,592,319
7,026 3, 485,264,301

15 per cent.
$369,292,129
371,091,138
375,787,112
386,056,106
392,394,223
404,648,515
411,309,251
413,537,523
423,184,614
440,694,562
447,005,590
453,563, 496
451,391,184
452,564,736
466,319,538
468,894,107
472,523,540
473,976,809
479,095,264
494,238,859
505,836,899
509,001,989
508,588,847
522,789,645

REPORT OP THE COMPTROLLER OF THE CURRENCY.

273

hanks as shown by the reports for the past five years.
RESERVE CITIES.
Reserve held.
Amount.

$720,811,965
812,554,174
818,190,548
853,152,894
827,516,130
846,355,520
863,676,962
880,642,858
854,190,936
789,210,084
817,826,177
827,616,008
801,207,040
838,328,858
786,517,087
811,335,635
905,300,232
941,003,526
897,599,014
852,606,172
951,856,232
927,281,882
944,783,102
896,223,241

Classification of reserve held.

Ratio to net
deposits.
Per cent.
27.98
28.80
27.65
27.33
26.21
26.44
26.36
26.54
25.55
25.39
25.69
25.11
25.14
25.95
25.39
25.82
26.10
26.66
25.71
25.26
26.02
25.73
25.82
24.84

Specie.

$445,348,015
512,315,327
497,489,621
521,841,750
495,465,215
498,171,787
510,005,067
527,998,359
500,990,779
457,736,650
486,434,114
486,223,579
460,031,825
496,864,967
464,322,577
484,551,593
554,059,132
574,279,847
530,604,218
491,993,282
581,347,452
552,275,803
566,010,579
520,802,326

Legal tenders.

Due from
reserve agents.1

$110,294,626
123,588,565
135,563,292
130,835,685
131,096,697
139,534,873
139,980,144
135,887,554
133,364,555
120,513,574
117,308,204
116,399,483
119,756,113
124,925,147
111,988,378
111,810,706
116,997,619
127,818,642
130,355,204
124,431,761
125,933,168
130,743,886
132,552,203
126,481,191

Redemption fund with
Treasurer.

$152,741,082
164,898,768
173,594,271
188,923,452
190,150,730
197,576,370
202,381,037
205,272,659
207,976,807
198,933,000
202,080,290
213,200,768
203,483,569
204,576,540
198,124,177
202,900,420
222,358,143
226,971,683
224,424,517
223,975,429
232,364,303
232,162,448
234,198,075
236,849,081

$12,428,241
11,751,513
11,543,364
11,552,007
10,803,487
11,072,489
11,310,714
11,484,286
11,858,794
12,026,859
12,003,569
11,792,176
11,935,533
11,962,204
12,081,954
12,072,906
11,885,337
11,933,354
12,215,074
12,205,699
12,211,609
12,099,744
12,022,244
12,090,641

$210,627,340
211,174,669
214,106,934
220,096,867
224,029,979
231,437,062
234,734,665
236,060,270
241,532,877
251,985,346
255,874,959
259,869,516
257,746,914
258,330,901
266,977,006
268,390,903
270,791,135
271,195,130
273,794,066
283,128,240
290,067,243
291,857,814
291,261,805
299,911,352

$18,184,223
18,598,958
18,968,452
19,186,774
19,005,998
18,912,552
20,018,166
20,017,766
20,629,818
20,718,984
20,489,913
20,692,775
21,048,110
21,159,004
21,357,527
21,546,697
21,138,298
21,709,697
22,159,249
22,297,406
22,374,283
22,543,277
22,465,934
22,937,391

STATES AND TERRITORIES.
$461,564,473
455,196,185
449,041,223
455,030,277
461,233,584
472,759,837
483,324,628
478,107,894
481,899,218
499,314,841
505)701,423
512,834,815
513,779,979
509,384,828
528,094,238
529,842,661
528,909,310
537,137,448
530,469,300
$51,794,800
565,658,304
563,070,564
560,367,852
571,516,319

18.75
18.40
17.92
17.68
17.63
17.52
17.63
17.34
17.08
17.00
16.97
16.96
17.07
16.88
16.99
16.95
16.79
17.00
16.61
16.75
16.48
16.59
16.53
16.40

64776°—CUR 1912-




$169,036,854
164,826,968
158,968,251
158,343,804
161,063,560
166,411,439
169,653,731
166,142,651
165,407,118
171,098,008
174,244,602
175,576,192
178,312,030
175,761,578
181,823,873
183,319,670
181,702,817
186,831,659
180,918,126
189,556,333
187,681,724
191,592,666
190,752,108
192,658,273

-18

$63,716,081
60,595,590
56,997,585
57,402,830
57,134,047
55,998,783
58,918,066
55,887,207
54,329,405
55,512,502
55,091,949
56,696,332
56,672,925
54,133,344
57,935,831
56,585,390
55,277,059
57,400,960
53,597,858
56,812,820
55,535,053
57,076,806
55,888,004
56,009,303

274

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE NO. 59.—Abstract of reports of earnings and dividends of
[Figures in boldface type indicate loss.]

Location.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New England States.

Number of Capital stock.
banks.

70
56
50
167
20
22
79

$7,850,000.00
5,235,000.00
5,160,000.00
30,317,500.00
24,950,000.00
6,775,250.00
19,364,200.00

Surplus.

Capital and
surplus.

Gross
earnings.

$3,579, 250.00 $11,429, 250.00 $2,752,144.72
3,083, 800.00
8,318, 800.00 1,728,723.49
2,022, 481.21
7,182,481.21 1,478,754.42
17,490, 750.00 47,808,250.00 9,194,782.64
20,630, 500.00 45,580, 500.00 12,140,184.26
4,241, 500.00 11,016, 750.00 1,808,571.20
11,449, 300.00 30,813, 500.00 4,940,052.42
62,497,581.21

162,149,531.21 34,043,213.15

464

99,651,950.00

New York
Albany
Brooklyn
New York City
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington

416
195
772
32
24
28
90
17
1
10

46,785, 100.00
2,100,000.00
2,252,000.00
121,500,000.00
21,737,000.00
67,074,390.00
22,055,000.00
28,700, 000.00
2,423,975.00
5,292,000.00
12,290, 710.00
252, 000.00
5,850,000.00

32,138,689.67 78,923,789.67 21,345,497.95
4,300,000.00 1,811,075.13
2,200,000.00
4,902,000.00 1,200,503.21
2,650,000.00
127,891,150.00 249,391, 150.00 61,172,456.75
21,996,140.00 43,733, 140.00 11,458,092.40
70,224,490.98 137,298, 880.98 28,539,468.04
43,350,000.00 65,405, 000.00 12,862,741.49
25,217,500.00 53,917, 500.00 13,300,141.60
4,706, 575.00
762,350.61
2,282,600.00
9,033,622.96 2,285,956.34
3,741,622.96
7,720,010.00 20,010, 720.00 3,832,198.30
72,643.21
252,000.00
504, 000.00
4,640,512.79 10,490, 512.79 1,785,616.83

Eastern States

1,633

338,312,175.00

344,304,716.40

129
108
73
43
112
2
45
84
31
28
5
479

17,308,500.00
9,587,000.00
8,585,000.00
5,460,000.00
14,059,500.00
900,000.00
6,080,000.00
9,675,000.00
3,255,000.00
3,145,000.00
5,200,000.00
32,166,000.00
2,650,000.00
2,875,000.00
500,000.00
4,600,000.00
2,100,000.00
1,450,000.00
4,960,000.00
12,045,900.00
5,495,000.00
12,460,000.00

11,547,684.00
5,650,159.76
2,649,273.00
1,934,250.00
8,183,230.00
700,000.00
2,707,700.00
5,233,025.00
1,582,329.74
2,245,865.83
2,980,000.00
16,817,846.02
2,350,000.00
1,915.000.00
250.000.00
1,190,000.00
1,080,000.00
308,300.00
1,776,020.00
4,793,067.22
2,645,000.00
5,294,961.26

164.556,900.00

83,833.711.83

Virginia
West Virginia
North Carolina
South Carolina
Georgia
Savannah
Florida
'.'.
Alabama
Mississippi
Louisiana
New Orleans
Texas
Dallas
Fort Worth
Galveston
Houston
San Antonio
Waco
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio
Cincinnati
Cleveland
Columbus
Indiana
Indianapolis
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Minnesota
Minneapolis
St. Paul
Iowa
Cedar Rapids
DesMoines
Dubuque
Sioux City




8
2
5
48
136
100
1,462
355

250
5
432
10
96
3
122
6
260
5
6
314
3
4
3
5

682,616,891.40 160,428,741.86
28,856, 184.00
15,237, 159.76
11,234,273.00
7,394,250.00
22,242,730.00
1,600,000.00
8,787, 700.00
14,908, 025.00
4,837, 329.74
5,390, 865.83
8,180, 000.00
48,983, 846.02
5.000, 000.00
4,790,000.00
750, 000.00
5,790,000.00
3,180, 000.00
1,758, 300.00
6,736,020.00
16,838 967.22
8,140 000.00
17,754! 961.26

6,754,485.97
3,539,338.07
2,604,031.84
2,291,668.38
5,371,016.44
408,009.84
2,922,701.82
3,509,560.39
1,323,412.72
1,542,600.94
2,124,478.19
12,906,934.67
1,570,189.61
1,266,294.68
261,617.75
1,873,676.04
822,617.87
518,629.28
1,830,428.83
3,234,884.28
1,793,484.06
4,665,333.59

248,390,611.83 63,135,395.26

$34,307,100.00 $17,942,942. 87 $52,250,042.87 $13,385,163,72
13,900,000.00
6,300,000.00 20,200,000.00 3,926,987. 25
4,050,000.00 13,400,000.00 3,611,365.32
9,350,000.00
3,000,000.00
1,570,500.00
4,570,500.00 1,540,211.82
21,133,000.00
9,305, 180. 54 30,438,180. 54 7,989,472.97
5,400,000.00
2,745,000.00
8,145,000.00 2,365,241.24
31,235,000.00
17,450,455.84 48,685,455.84 13,238,909.21
43,600,000.00 26,100,000.00 69,700,000.00 18,863,374.36
10,260,000.00
5,342,300.00 15,602,300.00 5,140,553.05
4,750,000.00
1,750, 000.00
6,500,000.00 2,350,335.89
11,180,000. 00
4,593, 400.00 15,773,400.00 5,319,816.92
6,250,000.00
2,760, 000. 00
9,010,000.00 2,990,364.61
11,811,000.00
6,277, 003. 57 18,088,003.57 7,452,013.47
6,800,000. 00
5,860i 000.00 12,660,000.00 3,308,701.77
4,100,000.00
3,450. 574.34
7,550,574.34 2,140,505.80
17,715,000. 00
7,328; 710. 75 24,953,710.75 8,293,263.14
400,000.00
308, 000.00
708,000.00
510, 755. 01
2,000,000. 00
600, 00000
932,581. 78
2,600,000.00
600,000.00
130, 000.00
730,000. 00
207, 782. 47
950,000.00
400^ 000.00
606,340.30
1,350,000.00

REPORT OF THE COMPTKOLLEK OF THE CURRENCY.

275

national banks in the United States for year ended July 1, 1912.
[Figures in boldface type indicate loss.]

Ratios.

Charged off.

Net earnings.

Dividends.

Net earn- Dividends
ings to
to capital Dividends
and
capital and
surplus. to capital.
surplus.

Losses and
premiums.

Expenses and
taxes.

$281,220.42
276,888.29
88,898.39
781,424.82
1,006,905.52
105,894. 29
441,068.33

$1,660,545.53
713,958,28
828,532.41
5,134,246.28
8,021,795.90
981,480.23
2,345,383.47

$810,378.77
737,876.92
561,323.62
3,279,111.54
3,111,482.84
721,196.68
2,153,600.62

$598,412.50
497,316.68
436,363.00
2,288,353.00
2,127,000.00
492,115.00
1,540,283.00

Per cent.
7.09
8.87
7.82
6.86
6.83
6.55
6.99

Per cent.
5.24
5.98
6.08
4.79
4.67
4.47
5.00

Per cent.
7.62
9.50
8.46
7.55
8.53
7.26
7.95

2,982,300.06

19,685,942.10

•11,374,970.99

7,979,843.18

7.02

4.92

8.01

1,858,041.83
115,073.97
131,915.16
3,898,298.25
852,480.87
2,830,911.57
747,236.31
2,353,452.01
51,954.15
104,268.48
587,171.53
692.25
92,342.06

12,463,219.69
1,306,953.80
740,511.94
33,639,088.98
6,389,558.03
15,770,059.47
8,177,177.40
7,662,420.49
393,343.44
1,435,371.19
2,098,099.54
37,073.42
844,852.41

7,024,236.43
389,047.36
328,076.11
23,635,069.52
4,216,053.50
9,938,497.00
3,938,327.78
3,284,269.10
317,053.02
746,316.67
1,146,927.23
34,877.54
848,422.36

4,493,596.50
283,061.00
230,400.00
25,902,500.00
2,744,835.00
5,921,023.60
2,572,500.00
2,724,000.00
214,221.58
473,285.00
1,126,656.50
30,240.00
636,000.00

8.90
9.05
6.69
9.48
9.64
7.24
6.02
6.09
6.74
8.26
5.73
6.92
8.09

5.69
6.58
4.70
10.39
6.28
4.31
3.93
5.05
4.55
5.24
5.63
6.00
6.06

9.60
13.48
10.23
21.32
12.63
8.83
11.66
9.49
8.84
8.94
9.17
12.00
10.87

13,623,838.44

90,957, 729.80

55,847,173.62

47,352,319.18

8.18

6.94

14.00

366,650.05
330,681.13
80,608.37
165,702.58
341,584.31
78,071.77
222,446.54
320,035.12
131,441.92
136,981.95
209,361.61
1,240,979.92
147,898.67
97,065.79
27,510.80
191,887.12
14,030.05
51,725.52
114,990.03
397,524.51
154,850.80
471,918.24

3,975,828. 78
1,999,291.62
1,421,848.40
1,383,995.37
2,786,709. 46
95,213.90
1,667,589.98
1,814,863.04
770,131.38
916,014.51
1,289,338.59
6,224,527.77
721,261.39
680,892.24
166,436.13
987,498. 20
380,133.15
302,485.28
1,013,674.72
1,674,349.56
1,024,416.66
2,643,932.54

2,412,007.14
1,209,365.32
1,101,575.07
741,970.43
2,242, 722.67
234, 724.17
1,032,665.30
1,374,662.23
421,839.42
489,604.48
625,777.99
5,441,426.98
701,029.55
488,336.65
67,670.82
694,290.72
428,454.67
164,418.48
701,764.08
1,163,010.21
614,216.60
1,549,482.81

1,512,390.00
920,019.14
679,550.00
501,538.00
1,725,650.00
57,500.00
495,050.00
971,225.00
292,100.00
450,400.00
541,000.00
4,095,523.94
448,000.00
271,000.00
36,000.00
667,000.00
279,000.00
359,000.00
497,350.00
943,543.00
416,100.00
1,278,200.00

8.36
7.94
9.81
10.03
10.08
14.67
11. 75
9.22
8.72
9.08
7.65
11.11
14.02
10.19
9.02
11.99
13.47
9.35
10.42
6.91
7.55
8.73

5.24
6.04
6.05
6.78
7.76
3.59
5.63
6.51
6.04
8.35
6.61
8.36
8.96
5.66
4.80
11.52
8.77
20.42
7.38
5.60
5.11
7.02

8.74
9.60
7.92
9.19
12.27
6.39
8.14
10.04
8.97
14.32
10.40
12.73
16.91
9.43
7.20
14.50
13.29
24.76
10.03
7.83
7.57
10.26

5,293,946.80

33,940,432.67

23,901,015.79

17,437,139.08

9.62

7.02

10.60

$1,405,784.08
2,547,714.73
363,523.60
118,779.36
555,682.22
529,369.63
1,015,964.64
1,645,344.54
315,809.51
271,364.38
365,420.24
191,203.71
361,591.00
99,823.15
289,559.98
588,454.96
36,387.86
95,892.93
5,350.40
43,948.34

$7,820,440.63
2,011,509.84
2,334,291.60
916,587.66
4,798,906.11
1,277,768.45
7,598; 102.75
11,403,149.97
3,304,144.57
1,520,508.22
3,555,703.36
1,953,252.76
4,765,881.61
2,101,640.42
1,134,375.03
5,026,149.07
361,887.71
551,655.93
131,974.99
429,770.89

$4,158,939.01
632,237.32
913,550.12
504,844.80
2,634,884.64
558,103.16
4,624,841.82
5,814,879.85
1,520,598.97
558,463.29
1,398,693.32
845,908.14
2,324,540.86
1,107.238.20
716; 570. 79
2,678,659.11
112,479.44
285,032.92
70,457.08
132,621.07

$2,828,327.67
1,370,000.00
803,000.00
304,500.00
1,875,433.66
380,000.00
3,518,100.00
6,226,000.00
959,731.96
400,000.00
1,285,450.00
586,250.00
1,658,349.08
708.000.00
440,200.00
2,044,807.81
61,000.00
154,000.00
50,000.00
86,000.00

7.96

5.41
6.78
5.99
6.66
6.16
4.67
7.23
8.93
6.15
6.15
8.15
6.51
9.17
5.59
5.83
8.19
8.62
5.92
6.85
6.37

8.24
9.86
8.59
10.15
8.87
7.04
11.26
14.28
9.35
8.42
11.50
9.38
14.04
10.41
10. 74
11.54
15.25
7.70
8.33
9.05




3.13

6.82
11.05
8.66
6.85
9.50
8.34
9.75
8.59
8.87
9.39
12.85
8.75
9.49
10.73
15.89
10.96
9.65
9.82

1
2
3
4
5
6

7

8
9

10

11
12
13
14
15
16
17
18
19
20

21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42

43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62

276

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE N O . 59.—Abstract of reports of earnings and dividends of
[Figures in boldface type indicate loss.]

Number of Capital stock.
banks.

Location.

Missouri
.
Kansas City
St. Joseph
St. Louis
Middle Western States
67 North Dakota
South Dakota
Nebraska
Lincoln
Omaha
South Omaha
Kansas
Kansas City
Topeka
Wichita
Montana
Wyoming
Colorado...
Denver
Pueblo
New Mexico
Oklahoma
Muscogee
Oklahoma City
Western States

90
91
92
93
94
95
96
97
98
99
100

Washington.
Seattle....
Spokane
Tacoma
Oregon
Portland
California
Los Angeles
San Francisco
Idaho
Utah
Salt Lake City
Nevada
Arizona
Alaska

101

Hawaii

87

Pacific States
United States-

Surplus.

Capital and
surplus.

110
12
4

$6,665,000. 00
7,850,000.00
1,100,000. 00
20,400,000.00

$2,666,916. 62
3,382,000.00
675,000.00
11,990,000.00

$9,331,916.62 $2,352,095.94
11,232,000.00 4,884,019.24
1,775,000. 00
711,820. 21
32,390,000.00 7,816,242.93

2,036

274,756,100. 00

142,887,984 53

417,644,084.53 119,937,918.42

146
102
231
4
7
3
202
2
2
3
58
29
118
39
272
5
6

5,268,000.00
4,180,000.00
10,415, 000.00
1,000,000.00
3,700, 000.00
1,100,000.00
10,662, 500.00
500, 000.00
300, 000.00
500. 000.00
4,960; 000.00
1,735,000.00
6,690. 000.00
3,600! 000.00
650: 000.00
2,090! 000.00
10,545. 000.00
850: 000.00
1,550: 000.00

1,878,669.33
1,238,450.00
4,261,368.00
330,000.00
2,810,000.00
380,000.00
4,619,985.00
300,000.00
160,000.00
505,000.00
2,774,250.00
1,056,500.00
3,079,290.74
3,902,000.00
450,000.00
980,350.00
2,818,245.21
250,500. 00
270,000.00

1,238

70,295,500.00

32,064,608.28

66
6
5
2
76
4
197
9
9
48
17
5
11
13
2

4,075,000.00
4,200,000.00
3,400,000. 00
500,000.00
4,611,000.00
4,000,000.00
18,872,800.00
6,100,000. 00
28,250,000.00
2,940,000.00
1,155,000.00
2,150,000.00
1,742,000. 00
1,105,000. 00
100,000.00

1,985 915. 99
1,370;000.00
765,000.00
850, 000.00
2,093, 187. 14
1,827, 000.00
7,931, 647.55
2,826, 000.00
14,805, 000.00
1,392, 240.90
440. 186.45
965i 000.00
474, 000.00
725, 000.00
53, 500.00

470

83,200,800.00

38,503,678.03

610,000.00

254,426. 42

7,146,669. 33
5,418,450.00
14,676,368.00
1,330,000.00
6,510,000.00
1,480,000.00
15,282, 485.00
800, 000.00
460, 000.00
1,005,000.00
7,734,250.00
2,791, 500.00
9,769, 290.74
7,502, 000.00
1,100, 000 00
3,070, 350.00
13,363, 245.21
1,100, 500.00
1,820,000.00

3,150, 624 82
2,650, 93a 75
4,766, 358.98
498, 144 73
2,515, 282.42
548, 852.27
4,792, 684 67
342, 278.45
190, 87L94
453, 024 93
3,176, 080.31
1,192, 234 78
3,350, 315. 87
2,961, 449.27
463, 135. 21
1,216, 074 79
5,566, 733. 22
468, 249. 93
765, 707. 67

102,360,108.28 39,069,043.01
6,060,915. 99
5,570,000.00
4,165,000.00
1,350,000.00
6,704,187. 14
5,827,000.00
26,804,447.55
8,926,000.00
43,055,000.00
4,332,240.90
1,595, 186.45
3,115,000.00
2,216,000.00
1,830,000.00
153,500. 00

2,310,295.02
2,263,475. 87
1,427,605.47
449, 184 35
2,092,837.50
1,879,845.83
7,891, 103.62
2,987,864 93
7,308,656. 18
1,580,550.84
790, 162.58
180.80
941. 39
758.58
157, 998.81

121,704,478.03 33,277,461.77
864,426. 42

151,476.62

7,307 1,031,383,425.00 1704,346,706.70 1,735,730,131. 70 450,043,250.09

i Capital and surplus as shown at the close of the year.




Gross
earnings.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

277

national hanks in the United States for year ended July 1, 1912—Continued.
[ Figures in boldface type indicate loss.]
Ratios.

Charged off.

Net earnings.
Losses and
premiums.

Dividends.

Expenses and
taxes.

Net earn- Dividends
ings to
to capital Dividends
and
capital and
to capital.
surplus.
surplus.
Per cent.
9.17
10.67
8.05
5.17

Per cent.
7.31
5.56
5.44
6.97

Per cent.
10.24
7.96
8.77
11.07

$155,992.87
410,245.90
61,330.60
870,386.91

$1,340,457.09
3,274,933.67
507,648.39
5,270,111.58

$855,645.98
1,198,839.67
142,841.22
1,675,744.44

$682,625.00
625,000.00
96,500.00
2,259,000.00

12,344,925.54

73,390,852.30

34,202,140.58

29,402,275.18

8.19

7.04

10.70

235,087.22
127,140.70
343,417.59
22,695.33
272,052.11
38,742.50
425,894.15
24,851. 56
15^999.32
27,292.90
507,035.42
56,212.19
505,514.43
393,887.29
102,244.84
128,099.17
657,081.13
53>200.80
178,938.14

2,032,282.49
1,802,295.89
2,690,443.13
318,057.44
1,508,550.79
358,194.94
2,682,109.46
243,876.93
130,818.12
315,382.83
1,603,665.95
685,810.36
1,872,416.74
1,707,269.54
239,733.46
694,943.85
3,085,557.75
262,328.01
484,616.11

883,255.11
721,502.16
1,732,498.26
157,391.96
734,679.52
151,914.83
1,684,681.06
73,549.96
44,054. 50
110,349.20
1,065,378.94
450,212.23
972,384.70
860,292.44
121,156.91
393,031.77
1,824,094.34
152,721.12
102,153.42

690,789.21
512,700.41
1,424,572.97
79,000.00
348,000.00
90,000.00
1,301,567.65
36,000.00
34,000.00
57,000.00
909,900.00
290,250.00
769,950.00
472,750.00
73,000.00
372,500.00
1,644,713.32
115,250.00
108,000.00

12.36
13.32
11.80
11.83
11.29
10.26
11.02
9.19
9.58
10.98
13.77
16.13
9.95
11.47
11.01
12.80
13.65
13.88
5.61

9.67
9.46
9.71
5.94
5.35
6.08
8.52
4.50
7.39
5.67
11.76
10.40
7.88
6.30
6.64
12.13
12.31
10.47
5.93

13.11
12.27
13.68
7.90
9.41
8.18
12.21
7.20
11.33
11.40
18.34
16.73
11. 51
13.13
11.23
17.82
15.60
13.56
6.97

4,115,386.79

22,718,353.79

12,235,302.43

9,329,943.56

11.95

9.11

13.27

398,499.85
266,136.02
178,767.29
87,264.09
228,490.56
317,441.19
684,537.27
342,330.68
644,953.44
203,558.89
50,895.88
160,822.70
128,486.44
104,815.22
95,587.46

1,319,033.04
1,375,774.73
874,547.24
265,822.01
1,041,513.15
949,909.26
4,264,739.74
1,529,056.66
3,717,668.94
915,828.57
361,120.91
626,917.77
289,174.49
347,532.61
91,541.33

592,762.13
621,565.12
374,290.94
96,098.25
822,833.79
612,495.38
2,941,826.61
1,116,477.59
2,946,033.80
461,163.38
378,145.79
111,440.33
152,280.46
216,410.75
29,129.98

618,575.00
589,000.00
356,000.00
94,000.00
638,936.19
448,158.20
1,769,480.00
908,250.00
2,265,000 00
375,100.00
240,3c2. 65
166,000.00
159,020.00
127,000.00

9.78
11.16
8.99
7.12
12.27
10.51
10.98
12.51
6.84
10.64
23.71
3.58
6.87
11.83

10.21
10.57
"8.55
6.96
9.53
7.69
6.60
10.18
5.26
8.66
15.07
5.33
7.18
6.94

15.18
14.02
10.47
18.80
13.86
11.20
9.38
14.89
8.02
12.76
20.81
7.72
9.13
11.49

3,892,586.98

17,970,180.45

11,414,694.34-

8,754,852.04

9.38

7.19

10.52

3,145.54

67,025.60

81,305.48

44,500.00

9.41

5.15

7.30

42,256,130.15

258,730,516.71

149,056,603.23

120,300,872.22

8.59

6.93

11.66




4

18.98

63
64
65
66

67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85

86
87
88
89
90
91
92
93
94
95
96
97
98
99
100

101

278

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE NO. 60.—Number of national banks, their capital, surplus, dividends, net
earnings, and ratios, yearly, 1870 to 1912.
Ratios.
NumYear ended Mar. 1— ber of
banks.

1870..
1871..
1872..
1873..
1874..
1875..
1876..
1877..
1878..
1879..
1880..
1881..
1882..
1883..
1884..
1885..
1886..
1887..
1888..
1889..
1890..
1891..
1892..
1893..
1894..
18%..
1896..
1897..
1898..
1899..
1900..
1901..
1902..
1903..
1904..
1905..
1906..
19071
1908..
1909..
1910..
1911..
1912..

1,526
1,602
1,721
1,882
1,961
1,989
2,061
2,080
2,073
2,045
2,045
2,079
2,118
2,232
2,420
2,616
2,686
2,819
2,993
3,120
3,244
3,477
3,641
3,730
3,764
3,735
3,698
3,659
3,589
3,572
3,571
3,765
4,131
4,451
4,914
5,336
5,685
6,017
6,562
6,788
6,984
7,163
7,307

Average, 43 years...
Aggregate, 43 years..

Capital.

Surplus.

Dividends.

Net earnings.

Iff
>$^
$409,008,896
427,008,134
448,346,485
473,097,353
488,805,637
491,753,557
501,037,162
498,566,925
480,967,305
467,322,946
454,606,073
455,529,963
459,644,485
478,519,528
501,304,720
520,752,720
527,777,898
542,959,709
567,840,644
588,391,497
607,428,365
643,680,165
671,493,123
682,975,512
681,129,704
664,712,365
655,960,855
647,402,875
628,885,895
610,426,625
603,396,550
622,366,094
659,608,169
688,817,835
746 365,438
768,114,231
779,544,247
837,002,528
901,384,244
919,143,825
963,457,549
1,008,180,225
1,031,383,425

$84,112,029
93,151,510
98,858,917
109,719,015
120,791,853
129,962,338
134,295,621
131,561,621
123,361,407
117,715,634
116,187,926
121,313,718
129,265,141
,135,570,518
143,416,518
148,246,298
150,218,207
160,398,339
175,325,850
188,462,245
200,837,659
215,649,940
230,389,748
241,738,151
247,732,601
245,606,255
248,203,540
249,236,838
248,113,173
244,324,378
250,543,068
257,948,290
285,623,449
324,462,477
372,551,716
402,330,890
414,799,562
501,774,453
552,562,178
585,407,483
630,159,719
669,931,760
704,346,706

623,397,709

254,330,436

$43,246,926
43,285,493
44,985,105
48,653,350
48,353,026
49,680,122
49,129,366
44,367,798
41,099,506
35,500,277
35,523,140
37,167,717
39,415,343
41,181,655
41,476,382
40,609,317
41,553,907
43,295,729
45,092,427
46,734,024
49,575,353
50,677,892
50,573,088
51,328,070
46,390,345
46,252,545
45,551,673
43,215,818
43,815,654
44,935,124
47,433,357
50,219,115
64,802,442
60,123,622
73,640,123
70,996,322
80,831,561
144,376,245
98,149,236
92,993,450
105,898,622
114,685,412
120,300,872

$58,218,118
54,057,047
54,817,850
62,499,369
62,666,120
59,172,818
51,898,138
40,133,194
32,220,724
28,337,553
38,025,984
48,485,271
56,254,141
52,670,569
55,568,978
45,969,221
49,551,961
59,611,513
65,409,368
67,869,081
69,756,914
76,952,998
69,980,730
68,386,632
52,422,069
45,560,309
48,566,794
48,612,927
45,568,032
49,315,441
69,981,810
87,674,175
99,103,168
102,743,721
116,475,135
105,196,154
113,662,529
219,195,804
132,254,329
131,185,750
154,167,489
156,985,513
149,056,603

57,142,245
75,726,559 9.17
2,457,116,551 3,256,242,044

i Mar. 1,1906, to July 1,1907; thereafter years ended July 1.




Pr. ct. Pr. ct. Pr. ct.
10.5 8.8
11.8
10.14 8.3
10.4
10.0 8.2
10.2
10.3 8.4
10.7
9.9
7.9
10.3
10.1 7.9
9.5
9.8
8.1
7.8
8.9
7.0
6.3
8.6
6.8
5.3
7.6
6.1
4.8
6.7
6.2
7.8
8.4
6.4
9.5
6.7
8.6
6.7
8.2
8.6
6.4
6.9
7.8
6.1
6.1
7.3
7.9
8.5
7.9
6.1
7.9
6.1
8.8
7.9
8.7
6.0
8.1
6.1
7.9
5.9
7.8
7.5 5.6
7.4
7.5
5.5
5.6
6.8
5.0
5.0
6.9
5.0
5.4
6.9
5.0
5.4
6.7
4.8
5.2
6.9
5.0
5.8
7.4
5.4
8.2
7.9 5.6
10.0
8.1
5.7
10.5
9.8
6.8
10.1
8.7
5.9
10.4
9.9
6.6
9.0
9.2 6.1
9.5
10.4 6.8
17.2 10.8 16.4
9.10
10.89 6.75
10.12 6.18 8.72
10.99 6.65 9.67
11.38 6.83 9.35
8.59
11.66 6.93
6.51

8.63

EBPORT OF THE COMPTKOLLEE OF THE CUEBENCY.

279

TABLE NO. 61.—Number of national banks having net earnings in excess of $5,000 for
the year ended Dec. 31, 1911, and the amount of such excess.
Number.

States.

Amount.

50
44
37
169
19
70

$574,841
551,230
352,435
5,987,440
624,447
1,835,664

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

332
128
681
19
69
11

27,555,095
2,336,643
12,841,423
186,350
1,083,049
783,211

Eastern States

1,240

44,785,771

75
68
52
28
88
32
58
22
24
358
39
84

71

1,863,862
819,800
766,197
506,028
1,695,127
755,743
871,543
308,800
962,255
5,713,593
417,792
1,159,892
1,069,640

999

16,910,272

Maine
New Hampshire
Vermont
Massachusetts
Khode Island
Connecticut

:.

New England States

Virginia
West Virginia
North Carolina
South Carolina
Georgia.
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Southern States




9,926,057

States.
Ohio
Indiana
Illinois
Michigan
Wisconsin
Minnesota
Iowa
Missouri
Middle S t a t e s . . . .
North Dakota
South Dakota
Nebraska
Kansas
Montana
Wyoming
Colorado
New Mexico
Oklahoma
Western States...
Washington
Oregon
California
Idaho
Utah
Nevada
Arizona
Alaska
Pacific States

Number.
245
154
274
65
95
113
203
85

$5,812,016
2,032,488
8,035,719
1,589,278
1,950,764
3,090,273
1,793,750
3,835,390

1,234

28,139,678

64
55
154
133
32
26
82
20
130

458,649
324,975
1,563,117
966,640
832,696
333,708
1,180,716
252,891
1,049,267

696

6,962,659

41
53
143
27
16
4
12
1

1,731,924
1,203,189
6,045,677
306,812
326,888
169,341
241,832
22,044

297

10,047,707
57,714

Hawaii

57,714

Island possessions.
United S t a t e s . . . .

Amount.

4,858

116,829,858

No. 62.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL
BANKS FROM OCTOBER, 1863, TO OCTOBER, 1912.




281

282

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the national
1863.
JANUARY.

APRIL.

JULY.

OCTOBER 5.

Resources.
66 banks.
Loans and discounts
XJ. S. bonds and securities .
Other items

*

$5,466,088.33
5,662,600.00
106,009.12

Due from nat'l and other b'ks
Real estate, furniture, etc
Current expense .
Premiums paid

2,625,597.05
177,565.69
53,808.92
2,503.69

Checks and other cash items
Bills of nat'l and other banks .
Specie and other lawful money.

492,138.58
764,725.00
1,446,607.62

Total

16,797,644.00
;

i

1864.
JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

Resources.

Loans and discounts
U. S. bonds and securities...,..
Other items

$10,666,095.60
15,112,250.00
74,571.48

$31,593,943.43
41,175,150.00
432,059.95

$70,746,513.33
92,530,500.00
842,017.73

$93,238,657.92
108,064,400.00
1,434,739.76

Due from national banks
Due from other b'ks and b'krs.
Real estate, furniture, etc
Current expenses

i 4,786,124.58
381,144.00
118,854.43

4,699,479.56
8,537,908.94
755,696.41
352,720.77

15,935,730.13
17,337,558.66
1,694,049. 46
502,341.31

19,965,720.47
14,051,396.31
2,202,318.20
1,021,569.02

Checks and other cash items...
Bills of nat'l and other banks..
Specie and other lawful money.

577,507.92
895,521.00
5,018,622.57

2,651,916.96
1,660,000.00
22,961,411.64

5,057,122.90
5,344,172.00
42,283,798.23

7,640,169.14
4,687,727.00
44,801,497.48

37,630,691.58

114,820,287.66

252,273,803.75

297,108,195.30

Total

1865.
APRIL 3.

JULY 3.

OCTOBER 2.

907 banks.

1,294 banks.

1,513 banks.

$166,448,718.00
176,578,750.00
3,294,883.27

$252,404,208.07
277,619,900.00
4,275,769.51

$362,442,743.08
391,744,850.00
12,569,120.38

$487,170,136.29
427,731,300.00
19,048,513.15

Due from national banks
Due from other b'ks and b'krs..
Real estate, furniture, etc
Current expenses
Premiums paid

30,820,175.44
19,836,072.83
4,083,226.12
1,053,725.34
1,323,023.56

40,963,243.47
22,554,636.57
6,525,118.80
2,298,025.65
1,823,291.84

76,977,539.59
26,078,028.01
11,231,257.28
2,338,775.56
2,243,210.31

89,978,980.55
17,393,232.25
14,703,281.77
4,539,525.11
2,585,501.06

Checks and other cash items...
Bills of nat'l and other banks..
Specie
Legal tenders and fractal cur'y.

17,837,496.77
14,275,153.00
4,481,937.68
72,535,504.67

29,681,394.13
13,710,370.00
6,659.660. 47
112,999,320.59

41,314,904.50
21,651,826.00
9,437,060.40
168,426,166.55

72,309,854.44
16,247,241.00
18,072,012.59
189,988,496.28

512,568,666.68

771,514,939.10

1,126,455,481.66

1,359,768,074.49

JANUARY 2.

Resources.
638 banks.
Loans and discounts
U. S. bonds and securities
Other items

Total




* Including amount due from national banks.

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

283

banks from October, 1863, to October, 1912.
1863.
APRIL.

JANUARY.

JULY.

OCTOBER 5.

Liabilities.
66 banks.
$7,188,393.00

Capital stock

128,030.06
8,497,681.84
981,178.59

Undivided Drofits
Individual and other deposits l
Due to nat'l and other banks .
Other items

2,360.51

Total

16,797,644.00
1864.
JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

Liabilities.

$14,740,522.00

$42,204,474.00

$75,213,945.00

$86,782,802.00

432,827.81

1,625,656.87

1,129,910.22
3,094,330.11

2,010,286.10
5,982,392.22

30,155.00
19,450,492.53
2,153,779.38

9,797,975.00
51,274,914.01
6,814,930.40

25,825,665.00
119,414,239.03
27,382,006.37

45,260,504.00
122,166,536.40
34,862,384.81

Other items

822,914.86

3,102,337.38

213,708.02

43,289.77

Total

37,630,691.58

114,820,287.66

252,273,803.75

297,108,195.30

Capital stock
Surplus fund
Undivided profits
Nat'1-bank notes outstanding..
Individual and other deposits..
Due to nat'l and other banks1 .

1865.
JANUARY 2.

APRIL 3.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$135,618,874.00

$215,326,023.00

$325,834,558.00

$393,157,206.00

8,663,311.22
12,283,812.65

17,318,942. &5
17,809,307.14

31,303,565.64
23,159,408.17

38,713,380.72
32,350,278.19

Liabilities.

Capital stock
Surplus fund
Undivided profits
Nat'1-bank notes outstanding..

66,769,375.00

98,896,488.00

131,452,158.00

171,321,903.00

Individual and other deposits..
United States deposits

183,479,636.98
37,764,729.77

262,961,473.13
57,630,141.01

398,357,559.59
58,032,720.67

500,910,873.22
48,170,381.31

Due to national banks
Due to other b'ks and b'krs 2 ...

30,619,175.57
37,104,130. 62

41,301,031.16
59,692,581.64

78,261,045.64
79,591,594.93

90,044,837.08
84,155,161.27

Other items

. 265,620.87

578,951.37

462,871.02

944,053.70

Total

512,568,666.68

771,514,939.10

1,126,455,481.66

1,359,768,074.49




2

Including State-bank circulation outstanding.

284

REPORT OF THE COMPTROLLEK OF THE CURRENCY.
Aggregate resources and liabilities of the national
1866.

Resources.
Loans and discounts
U. S b'ds dep'd to secure circ'n.
Other U. S.b'ds and securities.
Oth'r stocks, b'ds, and mortg's.
Due from national banks
Due from other b'ks and b'krs..
Keal estate, furniture, etc
Current expenses
Premiums paid
Checks and other cash items...
Bills of nat'l and other banks..
Specie
Legal tenders and fract'l cur'y.
Total

JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 banks.

1,612 banks.

1,634 banks.

1,644 banks.

$500,650,109.19
298,376,850.00
142,003,500.00
17,483,753.18
93,254,551.02
14,658,229.87
15,436, 296.16
3,193,717.78
2,423,918.02
89,837,684.50
20, 406,442.00
19,205,018.75
187,846,548.82

$528,080,526.70
315,850,300.00
125,625,750.00
17,379,738.92
87,564,329.71
13,682,345.12
15,895,564.46
4,927,599.79
2,233,516.31
105,490,619.36
18,279,816.00
17,529,778.42
189,867,852.52

$550,353,094.17
326,483,350.00
121,152,950.00
17,565,911.46
96,696,482.66
13,982,613.23
16,730,923.62
3,032,716.27
2,398,872.26
96,077,134.53
17,866,742.00
12,629,376.30
201,425,041.63

1, 404,776,619.29

1,442,407,737.31

$603,314,704.83
331,843,200.00
94,974,650.00
15,887,490.06
107,650,174.18
15,211,117.16
17,134,002.58
5,311,253.35
2,493,773.47
103,684,249.21
17,437,779.00
9,226,831.82
205,793,578. 76

1, 476,395,208.13 1,526,962,804.42

1867.

Resources.
Loans and discounts
U. S.b'ds dep'd to secure circ'n.
U. S. b'ds dep'd to sec'redep't.
U. S.b'ds and sec'ties on hand.
Oth'r stocks, b'ds, and mortg's.
Due from national banks
Due from other b'ks and b'krs.
Real estate, furniture, etc
Current expenses
Premiums paid
Checks and other cash items...
Bills of national banks
Bills of other banks
Specie
Legal tenders and fract'l cur'y.
Compound-interest notes
Total

JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 banks.

1,642 banks.

1,636 banks.

1,642 banks.

$608,771,799.61
339,570,700.00
36,185,950.00
52,949,300.00
15,073,737.45
92,552,206.29
32,996,157.49
18,925,315.51
2,822,675.18
2,860,398.85
101,430,220.18
19,263,718.00
1,176,142.00
19,726,043.20
104,872,371.64
82,047,250.00

$597,648,286.53
338,863,650.00
38,465,800.00
46,639,400.00
20,194,875.21
94,121,186.21
10,737,392.90
19,625,893.81
5,693,784.17
3,411,325.56
87,951,405.13
12,873,785.00
825,748.00
11,444,529.15
92,861,254.17
84,065,790.00

$588,450,396.12
337,684,250.00
38,368,950.00
45,633,700.00
21,452,615.43
92,308,911.87
9,663,322.82
19,800,905.86
3,249,153.31
3,338,600.37
128,312,177.79
16,138,769.00
531,267.00
11,128,672.98
102,534, 613.46
75,488,220.00

$609,675,214.61
338,640,150.00
37,862,100.00
42,460,800.00
21,507,881.42
95,217,610.14
8,389,226.47
20,639,708.23
5,297, 494.13
2,764,186.35
134,603,231.51
11,841,104.00
333,209.00
12,798,044.40
100,550,849.91
56,888,250.00

1, 465,451,105.84 1,494,084,526.01

1, 499, 469,060.17

1,511,222,985.40

1868.

Resources.
Loans and discounts
U. S. b'ds dep'd to secure circ'n.
XJ. S. b'ds dep'd to sec're dep'ts.
XJ. S. b'ds and sec'ties on hand.
Oth'r stocks, b'ds, and mortg's.
Due from national banks
Due from other b'ks and b'krs.
Real estate, furniture, etc
Current expenses
Premiums paid
Checks and other cash items...
Bills of national banks
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Compound-interest notes
Three per cent certificates
Total..




JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 banks.

1,043 banks.

$655,729,546.42
339,569,100.00
37,853,150.00
43,068,350.00
20,007,327.42
114,434,097.93
8,642,456.72
22,699,829.70
2,938,519.04
2,432,074.37
124,076,097.71
13,210,179.00
342,550.00
1,863,358.91
20,755,919.04
100,166,100.00
19,473,420.00
44,905,000.00

$657,668,847.83
340,487,050.00
37,360,150.00
36,817,600.00
20,693,406.40
102,278,547.77
7,848,822.24
22,747,875.18
5,278,911.22
1,819,815.50
143,241.394.99
11,842! 974.00
222,668.00
2,262,791.97
13,003,713.39
92,453,475.00
4,513,730.00
59,080,000.00

1,572,167,076.26

1,559,621,773.49

$616,603,479.89
339,064,200.00
37,315,750.00
44,164,500.00
19,365,864.77
99,311,446.60
8,480,199.74
21,125,665.68
2,986,893.86
2,464,536.96
109,390,266.37
16,655,572.00
261,269.00
1,927,876.78
20,981,601.45
114,306,491.00
39,997,030.00
8,245,000.00
1,502,647,644.10

$628,029,347.65
339,686,650.00
37,446,000.00
45,958,550.00
19,874,384.33
95,900,606.35
7,074,297.44
22,082,570.25
5,428,460.25
2,660,106.09
114,993,036.23
12,573,514.00
196,106.00.
1,825,640.16
18,373,943.22
84,390,219.00
38,917,490.00
24,255,000.00
1,499,668,920.97

EEPOET OF THE COMPTKOLLEB OF THE CUERElSrCY.

285

banks from October, 1863, to October, 1912—Continued.
1866.

Liabilities.

JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 banks.

1,612 banks.

1,634 banks.

1,644 banks.

$403,357,346.00

$409,273,534. 00

$414,270,493. 00

$415,472,369.00

43,000,370. 78
28,972,493.70

44,687,810. 54
30,964,422.73

50,151,991.77
29,286,175.45

53,359,277.64
32,593,486.69

Nat'1-bank notes outstanding..
State-bank notes outstanding..

213,239,530.00
45,449,155.00

248,886,282.00
33,800,865.00

267,798,678.00
19,996,163.00

280,253,818. 00
9,748,025.00

Individual deposits
U. S. deposits
Dep'ts of U. S. disb'ing officers.

522,507,829.27
29,747,236.15

534,734,950.33
29,150,729. 82

533,338,174.25
36,038,185.03
3,066,892. 22

564,616,777. 64
30,420,819. 80
2,979,955.77

Due to national banks
Due to other b'ks and bankers..

94,709,074.15
23,793,584.24

89,067,501.54
21,841,641.35

96.496, 726. 42
25; 951,728. 99

110,531,957.31
26,986,317.57

1,404,776,619.29

1,442,407,737.31

1,476,395,208.13

1,526,962,804.42

Capital stock
Surplus fund
Undivided profits

Total..

1867.
JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 banks.

1,642 banks.

1,636 banks.

1,642 banks.

$420,229,739.00

$419,399,484.00

$418,558,148.00

$420,073,415.00

59,992,874.57
26; 961,382.60

60,206,013.58
31,131,034.39

63,232,811.12
30,656,222.84

66,695,587.01
33,751,446.21

Nat'1-bank notes outstanding..
State-bank notes outstanding..

291,436,749.00
6,961,499.00

292,788,572. 00
5,460,312.00

291,769,553.00
4,484,112. 00

293,887,941.00
4,092,153; 00

Individual deposits
U. S. deposits
Dep'ts of U. S. disb'ing officers.

558,699,768.06
27,284,876.93
2,477,509.48

512,046,182.47
27,473,005.66
2,650,981.39

539,599,076.10
29,838,391.53
.3,474,192.74

540,797,837.51
23,062,119.92
4,352,379.43

Due to national banks
Due to other b'ks and bankers..

92,761,998,43
24,416,588.33

91,156,890. 89
23,138,629.46

89,821,751. 60
22,659,267. 08

93,111,240.89
19,644,940.20

1,511.222,985.40

1,465,451,105.84

1,494,084,526. 01

1,499,469,060.17

, Liabilities.
Capital stock
Surplus fund
Undivided profits

Total

1868.
JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 banks.

1,643 banks.

1,640 banks.

1,643 banks.

$420,260,790.00

$420,676,210.00

$420,105,011.00

$420,634,511.00

70,586,125.70
31,399,877.57

72,349,119.60
32,861,597.08

75,840,118.94
33,543,223.35

77,995,761.40
36,095,883.98

Nat'1-bank notes outstanding..
State-bank notes outstanding..

294,377,390.00
3,792.013.00

295,336,044.00
3,310,177.00

294,908,264.00
3,163,771.00

295,769,489.00
2,906,352.00

Individual deposits
U. S. deposits
Dep'ts of U. S. disb'ing officers.

534,704,709.00
24,305,638,02
3,208,783.03

532,011,480.36
22,750,342.77
4,976,682.31

575,842,070.12
24,603,676.96
3,499,389.99

580,940,820.85
17,573,250.64
4,570,478.16

Due to national banks
Due to other b'ks and bankers..

98,144,669.61
21,867,648.17

94,073,631.25
21,323,636.60

113,306,346.34
27,355,204.56

99,414,397.28
23,720,829.18

1,502,647,644.10

1,499,668,920.97

1,572,167,076.26

1,559,621, 773. 49

Liabilities.
Capital stock
Surplus fund
Undivided profits

Total




286

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the national
1869.
JANUARY 4.

APRIL 17.

JUNE 12.

OCTOBER 9.

Resources.
Loans and discounts
U. S. bonds to secure circTn..
U. S. bonds to secure deposits..
U. S. b'ds and sec'ties on hand.
Other st'ks, b'ds, and mortg's.
Due from redeeming agents
Due from other national b'nks..
Due from State b'ks and b'k'rs.
Real estate, furniture, etc
Current expenses
Premiums paid
Checks and other cash items...
Bills of other national banks...
Fractional currency
Specie
Legal-tender notes
Three per cent certificates
Total

1,628 banks.

1,620 banks.

1,619 banks.

1,617 banks.

$644,945,039.53
338,539,950.00
34,538,350.00
35,010,600.00
20,127,732.96

$662,084,813.47
338,379,250.00
29,721,350.00
30,226,550.00
20,074,435.69

$686,347,755.81
338,699,750.00
27,625,350.00
27,476,650.00
20,777,560.53

$682,883,106.97
339,480,100.00
18,704,000.00
25,903,950.00
22,250,697.14

65,727,070.80
36,067,316.84
7,715,719.34
23,289,838.28
3,265,990.81
1,654,352.70

57,554,382.55
30,520,527.89
8,075,595.60
23,798,188.13
5,641,195.01
1,716,210.13

56,669,562.84
35,393,563.47
8,790,418.57
25,169,188.95
5,646,382.96
2,092,364.85

142,605,984.92
14,684,799.00
2,280,471.06
29,626,750.26
88,239,300.00
52,075,000.00

154,137,191.23
11,725,239.00
2,088,545.18
9,944,532.15
80,875,161.00
51,190,000.00

62,912,636.82
35,556,504.53
9,140,919.24
23,859,271.17
5,820,577.87
1,809,070.01
161,614,852.66
11,524,447.00
1,804,855.53
18,455,090.48
80,934,119.00
49,815,000.00

108,809,817.37
10,776,023.00
2,090,727.38
23,002,405.83
83,719,295.00
45,845,000.00

1,540,394,266.50

1,517,753,167.03

1,564,174,410.65

1,497,226,604.33

1870.
JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 banks.

1,615 banks.

1,612 banks.

1,615 banks.

1,648 banks.

Resources.
Loans and discounts... $688,875,203.70
Bonds for circulation.. 339,350,750.00
Bonds for deposits
17,592,000.00
U. S. bonds on hand... 24,677,100.00
Other stocks and b'ds. 21,082,412.00
Due from red'g ag'nts.. 71,641,486.05
Due from nat'l banks.. 31,994,609.26
Due from State b'ks... 9,319,560.54
Real estate, etc
26,002,713.01
Current expenses
3,469,588.00
Premiums paid
2,439,591.41
Cash items
111,624,822.00
Clear'g-houseexch'gs..
National-bank notes... 15,840,669.00
Fractional currency... 2,476,966.75
Specie
48,345,383.72
Legal-tender notes
87,708,502.00
Three per cent cert'fs.. 43,820,000.00
Total

$710,848,609.39 $719,341,186.06 $715,928,079.81 $725,515,538.49
339,251,350.00 338,845,200.00 340,857,450.00 344,104,200.00
16,102,000.00
15,704,000.00
15,381,500.00
15,189,500.00
27,292,150.00
28,276,600.00
22,323,800.00
23,893,300.00
20,524,294.55
23,300,681.87
23,614,721.25
22,686,358.59
73,435,117.98
74,635,405.61
66,275,668.92
64,805,062.88
29,510,688.11
36,128,750.66
33,948,805.65
37,478,166.49
10,238,219.85
10,430,781.32
9,202,496.71
9,824,144.18
26,330,701.24
26,593,357.00
27,470,746.97
28,021,637.44
6,683,189.54
6,324,955.47
5,871,750.02
6,905,073.32
2,680,882.39
3,076,456.74
2,491,222.11
3,251,648.72
11,267,703.12
11,497,534.13
13,229,403.34
12,536,613.57
75,317,992.22
83,936,515.64
76,208,707.00
79,089,688.39
14,226,817.00
16,342,582.00
17,001,846.00
12,512,927.00
2,184,714.39
2,150,522.89
2,285,499.02
2,078,178.05
31,099,437.78
26,307,251.59
18,460,011.47
37,096,543.44
94,573,751.00
80,580,745.00
79,324,577.00
82,485,978.00
43,465,000.00
41,845,000.00
43,345,000.00
43,570,000.00

1,546,261,357.44 1,529,147,735.85 1,565,756,909.67 1,510,713,236.92 1,538,998,105.93
1871.
MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,707 banks.

1,723 banks.

1,767 banks.

1,790 banks.

Resources.
1,688 banks.

Loans and discounts.. $767,858,490.59
Bonds for circulation.. 351,556,700.00
Bonds for deposits
15,231,500.00
U.S. bonds on hand... 23,911,350.00
Other stocks and b'ds. 22,763,869.20
Due fromred'g ag'nts. 83,809,188.92
Due from nat'l banks.. 30,201,119.99
Due from State banks. 10,271,605.34
Real estate, etc
28,805,814.79
Current expenses
6,694,014.17
Premiums paid
3,939,995.20
Cash items
11,642,644.74
Clear'g-house exch'gs.. 100,693,917.54
National-bank notes... 13,137,006.00
Fractional currency... 2,103,298.16
25,769,166.64
Specie
91,072,349.00
Legal-tender notes
Three per cent cert'fs.. 37,570,000.00

$779,321,828.11 $789,416,568.13 $831,552,210.00 $818,996,311.74
354,427,200.00 357,388,950.00 364,475,800.00 366,840,200.00
15,250,500.00
15,236,500.00
28,087,500.00
23,155,150.00
24,200,300.00
22,487,950.00
17,753,650.00
17,675,500.00
23,132,871.05
22,414,659.05
24,517,059.35
23,061,184.20
92,369,246.71
86,878,608.84
85,061,016.31
77,985,600.53
39,636,579.35
38,332,679.74
43,525,362.05
43,313,344.78
11,478,174.71
11,853,308.60
12,772,669.83
13,069,301.40
29,242,762.79
30,070,330.57
29,637,999.30
30,089,783.85
6,764,159.73
7,330,424.12
6,295,099.46
6,153,370.29
4,414,755.40
5,956,073.74
5,026,385.97
5,500,890.17
12,749,289.84
14,058,268.86
13,101,497.95
13,784,424.76
130,855,698.15 102,091,311.75 101,165,854.52 114,538,539.93
16,632,323.00
14,197,653.00
19,101,389.00
13,085,904.00
2,135,763.09
2,095,485.79
2,160,713.22
2,061,600.89
22,732,027.02
13,252,998.17
19,924,955.16
29,595,299.56
106,219,126.00 122,137,660.00 109,414,735.00
93,942,707.00
33,935,000.00
25,075,000.00
30,690,000.00
21,400,000.00

Total
1,627,032,030.28



1,694,440,912.94 1,703,415,335.65 1,730,566,899.72 1,715,861,897.22

KEPOBT OF THE COMPTBOLLEK OF THE CUBEENCY.

287

banks from October, 1863, to October, 1912—Continued.
1869.
JANUARY 4.

Liabilities.

JUNE 12.

APRIL 17.

OCTOBER 9.

1,628 banks.

1,620 banks.

1,619 banks.

$419,040,931.00

$420,818,721.00

$422,659,260.00

$426,399,151.00

81,169,936.52
35,318,273.71

82,653,989.19
37,489,314.82

82,218,576.47
43,812,898.70

86,165,334.32
40,687,300.92

Nat'1-bank notes outstanding...
State-bank notes outstanding...

294,476,702.00
2,734,669.00

292,457,098.00
2,615,387.00

292,753,286.00
2,558,874.00

293,593,645.00
2,454,697.00

Individual deposits
U. S. deposits
Dep'ts U. S. disbursing officers.

568,530,934.11
13,211,850.19
3,472,884.90

547,922,174.91
10,114,328.32
3,665,131.61

574,307,382.77
10,301,907.71
2,454,048.99

511,400,196.63
7,112,646.67
4,516,648.12

Due to national banks
Due to State banks and b'k'rs..

95,453,139.33
26,984,945.74

92,662,648.49
23,018,610.62

100,933,910.03
28,046,771.30

95,067,892.83
23,849,371.62

2,464,849.81
1,870,913.26

2,392,205.61
1,735,289.07

3,839,357.10
2,140,363.12

1,517,753,167.03

1,564,174,410.65

1,497,226,604.33

Capital stock
Surplus fund
Undivided profits

Notes and bills rediscounted .
Bills payable
Total

1,540,394,266.50

1,617 banks.

1870.

Liabilities.
Capital stock

JANUARY 22.

MARCH 24.

1,615 banks.

1,615 banks.

JUNE 9.

1,612 banks.

OCTOBER 8.

DECEMBER 28.

1,615 banks.

1,648 banks.

$426,074,954.00 $427,504,247.00 $427,235,701.00 $430,399,301.00

$435,356,004.00

90,174,281.14
34,300,430.80

90,229,954.59
43,109,471.62

91,689,834.12
42,861,712.59

94,061,438.95
38,608,618.91

94,705,740.34
46,056,428.55

Nat'1-bank circulation. 292,838,935.00
2,351,993.00
State-bank circulation.

292,509,149.00
2,279,469.00

291,183,614.00
2,222,793.00

291,798,640.00
2,138,548.00

296,205,446.00
2,091,799.00

Surplus fund
Undivided profits

2,299,296.27

1,483,416.15

1,517,595.18

2,462,591.31

2,242,556.49

Individual deposits.... 546,236,881.57
6,750,139.19
U. S. deposits
2,592,001.21
Dep's U. S. dis. officers.

516,058,085.26
6,424,421.25
4,778,225.93

542,261,563.18
10,677,873.92
2,592,967.54

501,407,586.90
6,807,978.49
4,550,142.68

507,368,618.67
6,074,407.90
4,155,304.25

Due to national banks. 108,351,300.33
28,904,849.14
Due to State banks

109,667,715.95
29,767,575.21

115,456,491.84
33,012,162.78

100,348,292.45
29,693,910.80

106,090,414.53
29,200,587.29

2,462,647.49
2,873,357.40

2,741,843.53
2,302,756.99

3,843,577.67
4,592,609.76

4,612,131.08
4,838,667. 83
1,538,998,105.93

Dividends unpaid

Notes rediscounted
Bills payable
Total

3,842,542.30
1,543,753.49

1,546,261,357. 44 1,529,147,735.85 1,565,756,909. 67 1,510,713,236. 92
1871.

Liabilities.
Capital stock
Surplus fund
Undivided profits

MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

1,688 banks.

1,707 banks.

1,723 banks.

1,767 banks.

$444,232,771.00 $446,925,493.00 $450,330,841.00 $458,255,696.00
96,862,081.66
43,883,857.64

Nat'1-bank circulation. 301,713,460.00
State-bank circulation.
2,035,800.00

97,620,099.28
44,776,030. 71

98,322,203.80 101,112,671.91
45,535,227. 79 42,008,714.38

306,131,393.00 307,793,880.00
1,982,580. 00
1,968,058.00

315,519,117.00
1,921,056.00

DECEMBER 16.

1,790 banks.
$460,225,866.00
101,573,153.62
48,630,925.81
318,265,481.00
1,886,538.00

1,263,767.70

2,235,248.46

1,408,628.25

4,540,194.61

1,393,427.98

Individual deposits.... 561,190,830.41
U. S. deposits
6,314,957.81
Dep's U. S. dis. officers.
4,813,016.66

611,025,174.10
6,521,572.92
3,757,873.84

602,110,758.16
6,265,167.94
4,893,907.25

600,868,486.55
20,511,935.98
5,393,598.89

596,586,487.54
14,829,525.65
5,399,108.34

Due to national banks. 118,904,865.84
Due to State banks
37,311,519.13

128,037,469.17
36,113,290.67

135,167,847.69
41,219,802.96

131,730,713.04
40,211,971. 67

118,657,614.16
38,116,950.67

3,573,723.02
5,740,964.77

3,120,039.09
5,278,973.72

3,964,552.57
4,528,191.12

4,922,455.78
5,374,362.67

Dividends unpaid

Notes rediscounted
Bills payable

3,256,896.42
5,248,206.01

Total
1,627,032 030. 28. 1,694,440,912. 94 1,703,415,335. 65 1,730,566,899. 72 1,715,861,897. 22



288

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the national
1872.
Resources.

FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

1,843 banks.

1,853 banks.

1,919 banks.

1,940 banks.

Loans and discounts.. $839,665,077.91 $844,902,253.49 $871,531,448.67 $877,197,923.47 $885,653,449.68
Bonds for circulation . 370,924,700.00 374,428,450.00 377,029,700.00 382,046,400.00 384,458,500.00
15,409,950.00
15,479, 750.00
16,304,750.00
15,169,000.00
15,870,000.00
Bonds for deposits
16,458,250.00
12,142,550.00
10,306,100.00
19,292,100.00
U.S. bonds on hand... 21,323,150.00
22,270,610.47
23,533,151.73
23,160,557.29
21,538,914.06
Other stocks and b'ds. 22,838,388.80
86,401,459.44
Due from red'g ag'nts. 89,548,329.93 82,120,017.24 91,564,269.53 80,717,071.30
39,468,323.39 34,486,593.87
42,707,613.54
36,697,592.81
Due from nat'l banks. 38,282,905.86
12,976,878.01
12,008,843.54
12,299, 716.94 13,014,265.26
Due from State banks. 12,269,822.68
31,123,843.21
32,276,498.17
33,014,796.83
30,637,676.75 30,809,274.98
Real estate, etc
6,719,794.90
6,310,428.79
8,454,803.97
7,026,041.23
6,265,655.13
Current expenses
6,616,174.75
6,546,848.52
7,097,847.86
6,544,279.29
6,308,821.86
Premiums paid
13,458,753.80
14,916,784.34
13,696,723.85
12,461,171.40
12,143,403.12
Cash items
88,592,800.16 110,086,315.37
90,145,482. 72
Clear'g-house exch'gs. 93,154,319.74 114,195,966.36
16,253,560.00
15,787,296.00
19,070,322.00
18,492,832.00
National-bank notes.. 15,552,087.00
2,069,464.12
2,151,747.88
2,270,576.32
2,143,249.29
2,278,143.24
Fractional currency...
24,256,644.14 10,229,756.79
19,047,336. 45
24,433,899.46
25,507,825.32
Specie
Legal-tender notes..:. 97,865,400.00 105,732,455.00 122,994,417.00 105,121,104.00 102,922,369.00
6,710,000.00
12,650,000.00
U. S. cert's of deposit.
7,140,000.00
4,185,000.00
Three per cent cert'fs.. 18,980,000.00
12,005,000.00
15,365,000.00
Total

1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43
1873.

Resources.

FEBRUARY 28.

APRIL 25.

JUNE 13.

1,947 banks.

1,962 banks.

1,968 banks.

SEPTEMBER 12. DECEMBER 26.

1,976 banks.

1,976 banks.

Loans and discounts.. $913,265,189.67 $912,064,267.31 $925,557,682.42 $944,220,116.34 $856,816,555.05
Bonds for circulation.. 384,675,050.00 386,763,800.00 388,080,300.00 388,330,400.00 389,384,400.00
15,935,000.00
15,035,000.00
16,235,000.00
14,805,000.00
14,815,200.00
Bonds for deposits
9,789,400.00
9,613,550.00
8,824,850.00
8,630,850.00
U.S. bonds on hand.. 10,436,950.00
22,449,146.04 22,912,415.63 23,709,034.53 24,358,125.06
Other stocks and b'ds. 22,063,306.20
97,143,326.94 96,134,120.66
88,815,557.80
73,032,046.87
Due from red'g ag'nts. 95,773,077.10
40,404,757.97
Due from nat'l banks. 39,483,700.09 38,671,088.63 43,328,792.29 41,413,680.06
14,073,287.77
12,883,353.37
12,022,873.41
11,185,253.08
Due from State banks. 13,595,679.17
34,820,562.77
34,023,057.77
34,216,878.07
34,661,823.21
35,556,746.48
Real estate, etc
7,154,211.69
6,977,831.35
7,410,045.87
6,985,436.99
8,678,270.39
Current expenses
7,890,962.14
7,205,259.67
7,559,987.67
7,752,843.87
7,987,107.14
Premiums paid
13,036,482.58
11,761,711.50
11,425,209.00
11,433,913.22
12,321,972.80
Cash items
88,926,003.53
62,881,342.16
Clear'g-house exch'gs.. 131,383,860.95 94,132,125.24 91,918,526.59
20,394,772.00
19,310,202.00
16,103,842.00
21,403,179.00
National-bank notes.. 15,998,779.00
2,197,559.84
2,289,680.21
2,198,973.37
2,302,775.26
2,287,454.03
Fractional currency...
17,777,673 53 16,868,808.74 27,950,086.72
19,868,469.45
26,907,037.58
Specie
97,141,909.00 100,605,287.00 106,381,491.00
92,522,663.00 108,719,506.00
Legal-tender notes
22,365,000.00
18,370,000.00
20,610,000.00
24,010,000.00
U. S. cert's of deposit. 18,460,000.00
305,000.00
1,805,000.00
710,000.00
Three per cent cert'fs.
Total

1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845,53 1,729,380,303.61
1874.

Resources.

FEBRUARY 27.

MAYl.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 banks.

1,978 banks.

1,983 banks.

2,004 banks.

2,027 banks.

Loans and discounts.. $897,859,600.46 $923,347,030.79 $926,195,671.70 $954,394,791.59 $955,862,580.51
Bonds for circulation.. 389,614,700.00 389,249,100.00 390,281,700.00 383,254,800.00 382,976,200.00
14,600,200.00
14,890,200.00
Bonds for deposits
14,890,200.00
14,691,700.00
14,714,000.00
10,152,000.00
U. S. bonds on hand.. 11,043,400.00
10,456,900.00
13,313,550.00
15,290,300.00
Other stocks and b'ds. 25,305,736.24 25,460,460.20
27,010,727.48
27,807,826.92
28,313,473.12
94,017,603.31
Due from res've ag'ts.. 101,502,861.58
97,871,517.06
83,885,126.94
80,488,831.45
Due from nat'l banks. 36,624,001.39 41,291,015.24 45,770,715.59 39,695,309.47
48,100,842.62
12,374,391.28
Due from State banks. 11,496,711.47
12,469,592.33 11,196,611.73 11,655,573.07
36,043,741.50
36,708,066.39 37,270,876.51
Real estate, etc
38,112,926.52
33,190,683.04
6,998,875.75
7,547,203.05
Current expenses
7,550,125.20
7,658,738.82
5,510,566.47
8,741,028.77
8,680,370.84
Premiums paid
8,563,262.27
8,376,659.07
8,626,112.16
1(7,269,955.50 11,949,