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ANNUAL REPORT OF THE Comptroller of the Currency TO THE SECOND SESSION OF THE SIXTIETH CONGRESS OF THE UNITED STATES 1908 WASHINGTON GOVERNMENT PRINTING OFFICE 1908 TREASURY DEPARTMENT, Document No. 2530. Comptroller of the Currency. CONTENTS. Page. 1 5 6 10 10 13 14 15 18 18 19 24 25 25 27 30 31 33 33 34 35 35 38 38 39 40 40 44 46 18 48 49 49 50 52 52 53 53 55 60 62 62 62 64 64 66 67 69 69 70 73 80 Condition of national banks Deposits, reserve and lawful money in bank T Classification of loans Rates for money State bonds, etc., available as security for additional circulation Capital stock of national banks United States bonds, etc National bank circulation Earnings and dividends of national banks Expenses of national banks Organization of national banks Changes in titles of national banks Extension of corporate existence of national banks Liquidations National bank examinations State, savings, private banks, and loan and trust companies Consolidated returns from state, savings, private banks, and loan and trust companies State banks Savings banks of the United States Mutual savings banks Stock savings banks Mutual and stock savings banks Interest rates paid by savings banks Private banks Loan and trust companies Capital stock of national a n d other banks Individual deposits in banks of the United States Money in banks of the United States Distribution of money in the United States Loans of national and other banks Bank resources Banks and banking in the island possessions Philippines Agricultural banks Postal savings banks Porto Rico Hawaii State and private bank failures Growth of banking in the United States Growth of banking in recent years Banking power of the United States School savings banks Building and loan associations Clearing-house transactions Clearing-house certificates Foreign banks of issue Foreign savings banks Postal savings banks Banking power of the world Oklahoma deposit guaranty law National bank legislation, 1908 Insolvent national banks •.»»«-.*». in IV CONTENTS. CONTENTS OF APPENDIX. Page. Digest of bank decisions 89 No. 1. Comptrollers and deputy comptrollers of the currency 103 No. 2. Names and compensation of officers and clerks in the office of the Comptroller of the Currency, October 31,1908 104 No. 3. National-bank examiners 106 No. 4. Expenses of the office of the Comptroller of the Currency for the year ended June 30, 1908 106 No. 5. Number of national banks organized, number now in operation, and the number passed out of the system since February 25,1863 107 No. 6. Number and authorized capital of national banks organized and number and capital of banks closed in each year ended October 31 since the establishment of the national banking system, with the yearly increase or decrease 107 No. 7. Number of national banks organized, in liquidation, and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on October 31,1908 108 No. 8. Number of national banks organized, in voluntary liquidation, insolvent, and number and capital of associations in active operation on January 1 of each ^ear, from 1864 to 1908 109 No. 9. National banks classified by capital, October 31,1908 110 No. 10. National banks chartered during the year ended October 31, 1908 112 No. 11. Number of State banks converted into national banking associations, by States 120 No. 12. Number of national banks in each State extended under the act of July 12, 1882 120 No. 13. Number of national banks reextended under the act of April 12, 1902 121 No. 14. National banks the corporate existence of which will expire for the first time during the year ending October 31, 1909, with the date of expiration 121 No. 15. National banks the corporate existence of which will expire for the second time during the year ending October 31, 1909 123 No. 16. Authorized capital stock of national banks on the first day of each month from January 1, 1878, to November 1,1908, bonds on deposit to secure circulation, circulation secured by bonds, lawful money on deposit to redeem circulation, and national-bank notes outstanding, including notes of national gold banks 123 No. 17. National-bank notes outstanding, lawful money on deposit to redeem circulation, the changes during the preceding year and the preceding month, together with bonds on deposit to secure circulation and public deposits on October 31, 1908 , 130 No. 18. Yearly increase or decrease in national-bank circulation from January 14, 1875, to October 31,1908 131 No. 19. National-bank notes issued, redeemed, and outstanding, by denominations and amounts, on October 31,1864 to 1908, inclusive 132 No. 20. National gold bank notes issued, redeemed, and outstanding October 31, 1908 135 No. 21. National-bank notes of each denomination outstanding March 13, 1900, and October 31, 1901 to 1908 185 No. 22. National-bank notes outstanding and the amount and per cent of notes of $5 on March 14,1900, and October 31,1900 to 1908 136 No. 23. Number and denominations of national-bank notes issued and redeemed since the organization of the system, and the number outstanding October 31,1908 136 No. 24. Vault account of currency received and issued by this bureau during the year 136 No. 25. National banks having no circulation outstanding October 31, 1908 136 No. 26. Additional circulation issued and retired, by States, during the year ended October 31, 1908, and the total amount issued and retired since June 20,1874 137 No. 27. National-bank notes received monthly for redemption during the year by the Comptroller and the redemption agency of the Treasury, together with the total amount received since June 20,1874. 138 No. 28. National-bank notes received at this bureau and destroyed yearly since the establishment of the system 138 No. 29. National-bank circulation issued; the amount and per cent redeemed and destroyed on account of active, liquidating, and insolvent national banks, annually, to October 31, 1908 139 No. 30. Vault account of currency received and destroyed during the year 139 No. 31. Taxes assessed on circulation, deposits, and capital of national banks from 1864 to 1882. 140 No. 32. Taxes assessed on capital and deposits of national banks from 1864 to 1883, on circulation 1864 to 1908, and on capital and surplus 1898 to 1902 140 No. 33. Taxes assessed on national-bank circulation, 1864 to 1908, cost of redemption, 1874 to 1908, cost of plates, and examiners' fees, 1883 to 1908 141 ISo. 34. Taxes collected on national-bank capital to June 1,1883, and from 1898 to 1902, on deposits to June 1, 1883, and on circulation, 1864 to 1908 141 CONTENTS. V Page. No. 35. Taxes collected on circulation, deposits, and capital of banks other than national, 1864 to 1883, and on capital, 1898 to 1902 141 No. 36. Average amount of national-bank notes in circulation and duty paid thereon, year ended June 30, 1908 142 No. 37. Specie and bank-note circulation of the United States froir 1800 to 1859 143 No. 38. Coin and paper circulation of the United States, 1860 to 1908 144 tfo. 39. State-bank notes outstanding and percentage of, to total money in the country, 1800 to 1863 145 No. 40. National-bank notes outstanding and percentage of, to total money in the country, 1864 to 1908 145 No. 41. Number, capital, circulation, aggregate assets of national banks October, 1863, to September 23, 1908, money in the country, etc 146 No. 42. United States bonds on deposit to secure circulating notes of national banks on October 31, 1882 to 1908 150 No. 43. Profit on national-bank circulation based on deposit of $100,000 consols oi 1930 152 No. 44. Dates of reports of condition of national banks, 1863 to 1908 153 No. 45. Abstract of the resources and liabilities of national banks on September 23,1908, in New York City, all central reserve cities, other reserve cities, and elsewhere, and the aggregate in the United States 154 No. 46. Highest and lowest points reached in the principal items of resources and liabilities of national banks during the existence of the system 155 No. 47. Percentages of loans, United States bonds, and lawful money to the aggregate resources of national banks, 1866,1890 to 1908 155 No. 48. Classification of loans made by national banks in reserve cities, etc., in September, 1904 to 1908 156 No. 49. Classification of loans and discounts in national banks in reserve cities, etc., September 23, 1908 157 No. 50. Specie and circulation of national banks at date of each report in the year ended September 23, 1908 160 No. 51. Gold, silver, coin certificates, legal tenders, and currency certificates held by national banks at date of each report since January 20,1877 180 No. 52. Specie held by national banks in New York City at date of each report since February 18,1898 186 No. 53. Deposits and reserve of national banks on or about October 1,1883 to 1908 188 No. 54. Lawful money reserve of national banks in the year ended September 23,1908 192 No. 55. Deposits in national banks, reserve required and held in the year ended September 23, 1908 212 No. 56. Lawful money reserve of national banks at date of each report since September 15, 1902. 214 No. 57. Abstract of reports of earnings and dividends of national banks from July 1,1907, to July 1, 1908 216 No. 58. Ratios to capital and to capital and surplus of the earnings and dividends of national banks in each State, etc., rom March 1, 1904, to July 1,1908 224 No. 59. Number of national banks, capital, surplus, dividends, net earnings, etc., 1870 to 1908... 228 No. 60. National banks in voluntary liquidation under the provisions of sections 5220 and 5221, United States Revised Statutes 229 No. 61. National banks in liquidation under section 7, act July 12,1882, succeeded by associations with the same or different titles 252 No. 62. National banks in voluntary liquidation under the provisions of sections 5220 and 5221, United States Revised Statutes, for the purpose of organizing new associations under the same or different titles 255 No. 63. National banks in liquidation under section 7, act July 12, 1882, etc 258 No. 64. Number of national banking associations placed in voluntary liquidation and terminated by expiration of charters, including those succeeded by reorganizations, annually, 1864 to 1908 260 No. 65. National banking associations placed in voluntary liquidation during the year ended October 31, 1908, with absorbing associations in cases of consolidation of interests 261 No. 66. National banks in charge of receivers, dates of organization and failure, cause of failure, dividends paid while solvent, circulation issued, redeemed, and outstanding, 1865 to 1908, inclusive 266 No. 67. Insolvent national banks, dates of failure and final liquidation, assets, collections, dividends paid, etc., 1865 to 1908 286 No. 68. Insolvent national banks, dates of failure and final liquidation, assets, collections, dividends paid, etc., 1865 to 1908, arranged by States 322 No. 69. Summary of reports of receivers of insolvent national banks, by years, 1865-1908 374 No. 70, Summary of reports of receivers—receiverships closed, and receiverships not closed, by States 378 VI CONTENTS. Page. No. 71. Summary of reports of receivers of closed receiverships, by years, 1865-1908 382 No. 72. Liabilities of liquidated insolvent national banks, amount realized from assets and from assessment upon shareholders, with cost of administration, and net loss to creditors, 1865-1908 386 No. 73. Claims proved by and dividends paid to creditors of insolvent national banks, by States, 1865-1908, together with net loss to creditors, of receiverships closed, and balance due creditors of active receiverships.. 388 No. 74. Insolvent national banks the affairs of which were finally closed during year ended October 31,1908 389 No. 75. Losses sustained by creditors of insolvent national banks the affairs of which have been finally settled, together with percentage of loss to individual deposits of active national banks 390 No. 76. Number of national banks in operation and individual deposits, number of insolvent national banks, claims proved, amount and per cent of loss to creditors, by years, 1865-1908 391 No. 77. Amount of individual deposits in active national banks on May 22,1907, together with the number of insolvent national banks the affairs of which have been finally settled, net loss to depositors, amount collected from assessments upon shareholders, arranged by States, and showing the percentage of deposit to total deposits, with percentage of loss sustained by each State to total loss and percentage of deposits held to percentage of loss sustained, 1865 to October 31, 1908 392 No. 78. Dividends paid to creditors of insolvent national banks year ended October 81,1908 394 STATE BANKS STATISTICS. I. II. III. IV. V. VI. VII. VIII. JX. X. XI. XII. Abstract of reports of condition of State banks Abstract of reports of condition of loan and trust companies Abstract of reports of condition of private banks Abstract of reports of condition of mutual and stock savings banks Aggregate resources and liabilities of State banks from 1904 Aggregate resources and liabilities of loan and trust companies from 1904 Aggregate resources and liabilities of savings banks from 1904 Aggregate resources and liabilities of private banks from 1904 Gold, silver, and other money held by State banks, 1873 to 1908 Dividends paid by State banks, trust companies, and private banks, 1908 Capital stock of national and other banks, on or about June 30,1908, by States Population of the United States and aggregate resources of national and other banks on or about June 30,1908 XIII. Gold, silver, and other money held by national and other banks on or about June 30, 1908 XIV. Number, assets, and liabilities of State and savings banks, loan and trust companies, and private banks, which failed during the year ended June 30,1908 XV. Abstract of reports of condition of loan and trust companies in the District of Columbia since August 22,1907 XVI. Abstract of reports of condition of savings and State banks in the District of Columbia since August 22,1907 XVII. Individual statements of the loan and trust companies of the District of Columbia.. XVIII. Individual statements of savings and State banks in the District of Columbia XIX. Report of Receiver of the Aetna Banking and Trust Company of Butte, Jtfont., and Washington, D. C, branch XX. Statement from annual report of commissioner of the Freedmen's Savings and Trust Company XXI. Resources and liabilities of the First Bank of the United States XXII. Resources and liabilities of the Second Bank of the United States, 1817 to 1840 XXIII. Number, capital, circulation, deposits, specie, and loans of colonial and State banks, on dates indicated, from 1774 to 1833 XXIV. Comparative statement of the principal items of resources and liabilities of State banks from 1834 to 1872 XXV. Comparative statement of resources and liabilities of State banks from 1873 to 1908.. XXVI. Banks in t h e Philippines March 31,1908 XXVII. Banks in the Philippines June 30,1908 XXVIII. Summary of reports of condition of ten banks in the Philippines March 31,1908 — XXIX. Report of financial institutions in Porto Rico, J u n e 30, 1908 XXX. Individual deposits in State, savings, private banks, and loan and trust companies, and national banks, in each State and geographical division, 1900, 1904, and 1906 to 1908 - 398 402 406 410 414 414 415 416 417 418 419 420 424 426 428 429 430 431 432 433 433 434 435 436 438 440 442 444 445 447 CONTENTS. VII MISCELLANEOUS STATISTICS. Page. XXXI. Comparative statement of the transactions of the New York clearing house for the last fifty-five years 455 XXXII. Comparative statement for two years of the transactions of the New York clearing house 456 XXXIII. Exchanges, balances, percentage of balances to exchanges, and percentage of funds used in settlement of balances by the New York clearing house, 1893 to 1908, inclusive 456 XXXIV. Clearing-house transactions of the assistant treasurer of the United States at New York for the year ended September 30, 1908 456 XXXV. Comparative statement of the exchanges of the clearing houses of the United States for the years ended September 30,1908 and 1907 457 XXXVI. Exchanges of clearing houses of the United States, by geographical divisions, 1903 to 1908 459 XXXVII. Investment value of United States bonds 461 XXXVIII. United States bonds, monthly range of prices in New York, 1900 to October 31,1908.. 463 XXXIX. Currency value of gold in the New York market, 1862 to 1878 476 XL. Gold value of currency in the New York market, 1862 to 1878 477 FOREIGN BANKS AND BANKING. XLI. Resources and liabilities, on June 30,1908, of the banks of the United Kingdom, colonial and foreign banks with London offices XLII. Summary of reports of chartered banks of Canada, 1908 XLIII. Summary of balance sheets of banks of Australasia, June 30, 1908 XLIV. Statement of resources and liabilities of the chartered banks of Mexico, July 31,1908. XLV. Statement of the resources and liabilities of the banks of Japan on June 30, 1907 XLVI. Reports of 24 banks in Chile, December 31,1907 XLVII. Comparative statement of principal items of resources and liabilities of 46 German banks, 1906 and 1907 XLVIII. Resources and liabilities of 26 Swiss banks and branches, March 31, 1908 XLIX. Statement relating to banks of Argentina, 1892-1907 L. Statement of condition of the Bank of France and its branches, October 22,1908 LI. Foreign banks of issue, etc., June 30,1908 LII. Monetary systems and stocks of money in the principal countries of the world LIU. Summary of reports of condition of the State banks of Alabama, October 21,1908 478 480 481 481 482 483 483 484 484 485 486 488 490 SUMMARIES AND ABSTRACTS OF NATIONAL-BANK REPORTS. Aggregate resources and liabilities of national banks from 1863 to 1908 Summary of principal items of resources and liabilities of the national banks, by States, from 1863 to 1908 Summary of the state and condition of national banks from December 3,1907, to September 23, 1908 Condensed reports of the principal items of resources and liabilities of national banks on September 23, 1908 491 525 555 623 REPORT OF THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, December 7,1908. SIR: In compliance with the requirements of section 333 of the Revised Statutes of the United States, the forty-sixth annual report of the operations of the Currency Bureau for the year ended October 31, 1908, is herewith submitted. CONDITION OF NATIONAL BANKS. The resources and liabilities of national banks in active operation at date of the periodical reports made to the Comptroller during the past year are shown in detail in the following table: ABSTRACT OP REPORTS OP CONDITION OP NATIONAL BANKS IN THE UNITED STATES PROM DECEMBER 3, 1907, TO SEPTEMBER 23, 1908. Dec. 3, 1907— 6,625 banks. Feb. 14, 1908— May 14, 1908— July 15, 1908— Sept. 23, 1908— 6,853 banks. 6 778 banks. 6,824 banks. 6,698 banks. RESOURCES. Loans and discounts... $4,585,337,094.67 $4,422,353,647.81 $4,528,346,875.75 $4,615,675,531. 59 $4,750,612,731.11 Overdrafts 29,625,689.91 23,335,809. 45, 24,705,023.68 30,908,965.22 37,544,694.59 U. S. bonds to secure circulation 619,329,870.00 636,282,800.00 624,918,910. 00 624,704,910.00 628,073,040.00 U. S. bonds to secure 82,973,900.00 U. S. deposits 83,334,190.00 86,745,640.00 72,369,400.00 81,157,400.00 Other bonds to secure 185,479,586.44 172,866,536.43 119,855,294.78 74,240,130.93 57,625,564.99 U. S. deposits 8,669,680.00 6,888,210.00 5,490,300.00 5,212,700.00 7,876,290.00 U. S. bonds on hand... Premiums on U. S. 15,846,868.66 16,518,887.03 16,280,879.53 16,250,697.16 16,257,386.75 bonds Bonds, securities, etc.. 705,019,221.00 714,043,089.90 735,293,051.32 765,875,219.95 799,884,180.37 Banking house, furni168,783,790.28 170,494,403.76 174,985,476.32 178,332,830.79 182,512,773.27 ture, and fixtures 20,918,279.36 19,946,359.54 18,786,824.59 18,944,250.93 19,332,108.97 Other real estate owned Clearing-house certifi1,265,821. 5,508,315.80 64,344,128.95 cates, net balance Due from national 296,358,487.71 326,457,811.89 340,845,997.21 350,316,751.08 370,034,924.68 banks Due from state banks 104,958,231.74 109,863,718.44 108,205,947.72 113,754,015.22 121,360,342.73 and bankers, etc Due from approved re523,828,151.44 598,536,934.12 612,969,288.34 640,387- 918.64 711,948,690. 39 serve agents Checks and other cash 25,357,938.56 30,227,694.61 36,305,257.66 25,429,953.90 26,908,310.17 items Exchanges for clearing 234,169,391.65 190,533, 258.87 232,214,914.55 244,555,933.22 276,557,384.47 house Bills of other national 37,313,104.00 37,994,704.00 40,698,562.00 37,481,072.00 38,062,640.00 banks Fractional currency, 2,812,775.17 2,880,659.01 2,400,596.95 2,684,179.11 nickels and cents 2,713,572.86 62280—CUR 1908 1 2 KEPOBT OP THE COMPTBOLLER OF THE CURRENCY. ABSTRACT OP REPORTS OF CONDITION OF NATIONAL BANKS IN THE UNITED STATES FROM DECEMBER 3, 1907, TO SEPTEMBER 23, 1908—Continued. Dec. 3,1907— Feb. 14, 1908— May 14,1908— July 15,1908— Sept. 23,1908— 6,824 banks. 6,625 banks. 6,698 banks. 6,778 banks. 6,853 banks. RESOURCES—cont'd. $160,420,045.14 $148,670,869.65 $154,463,358.73 $153,582,996.07 $150,303,527.46 Gold coin Gold Treasury certificates 171,217,160.00 240,978,140.00 252,662,620.00 241,445,400.00 267,468,060.00 Gold Treasury certificates payable to order 23,540,000.00 40,810,000.00 63,685,000.00 51,590,000.00 53,130,000.00 Clearing-house certifi42,869,000.00 47,810,000.00 54,551,000.00 57,324,000.00 65,599,500.00 cates (sec. 5192) Silver dollars 14,743,594.00 17,535,178.00 15,137,398.00 13,521,001.00 11,670,786.00 Silver Treasury certificates 81,722,820.00 101,286,902.00 120,804,039.00 123,478,641.00 116,882,254.00 Silver fractional coin... 15,838,880.05 15,515,834.50 15,172,659.50 17,293,779.61 15,131,427.68 Total specie Legal-tender notes Five per cent redemption fund Due from Treasurer U. S Total 509,685,278.64 151,099,458.00 28,489,848.90 30,511,816.57 30,738,781.59 7,137,634.91 4,770,597.10 680,185,555.14 188,238,515.00 30,350,471.71 30,612,465.69 1,940,677.50 677,142,295.78: 656,457,872.57 184,184,155.001 192,560,877.00 614,384,869.26 174,010,707.00 7,041,977.12 6,169,413 90 8,407,988,121.37 8,396,871,941.28 8,594,622,697.65 8,714,064,400.09 9,027,260,484.76 LIABILITIES. Capital stock paid i n . . . 901,681,682.00 905,549,757.00 912,361,919.59; 919,100,850.00 921,463,172.00 Surplus fund 549,614,684.05 554,437,833.40 555,000,248.14 564,045,022.80 565,566,207.38 Undivided profits, less expenses and taxes.. 200,558,226.02 188,487,741.38 203,108,414.78 184,656,576.85 202,099,801.63 National-bank notes 601,805,985.50 627,641,739.00 614,088,723.00 613,663,963.00 613,726,155.50 outstanding State-bank notes out30,392.50 30,397.50 30,419.50 standing 30,392.50 30,417.50 Due to other national 708,919,278.08 807,361,613.80 837,330,002.14 877,776,257.32 965,052,446.51 banks Dne to state banks and 318,969,686.72 364,501,815.93 371,549,628.54 402,928,617.10 454,700,640.71 bankers D ue to trust companies and savings b a n k s . . . 323,321,475.33 379,277,945.83 447,651,903.99 502,539,153.92 484,235,840.42 Due to approved re36,675,751.06 33,285,360.82 35,890,168.98 39,609,640.66 serve agents 37,676,225.66 1,155,144.23 1,401,002.58 Dividends unpaid 2,849,822.39 1,081,268.76 1,444,213.67 Individual deposits.... 4,176,873,717.48 4, 105,814,418.48 4, 312,656,789.59 4. 374,551,208.33 4, 548,135,165.83 223,117,082.61 221,437,650.19 170,700,222.87 ' 118,576,923.89 114,378,386.73 U. S. deposits Deposits of U. S. dis11,689,099.74 11,993,867.26 11,612,088.02 bursing officers 10,957,138.23 11,296,762.46 53,068,358.66 47,582,995.16 78,210,335.96 166,073,021.10 138,183,887.14 Bonds borrowed Notes and bills redis8,741,174.52 11,348,654.07 counted , 7,414,025.70 20,309,972.98 10,573,000.20 41,936,383.40 Bills payable 80,645,256.81 41,059,776.44 30,729,794.41! 33,586,463.49 4,405,556.04 3,410,043.08| 2,328,731.64 4,349,983.90 Reserved for taxes Liabilities other than 4,957,699.69 2,300,891.02 those above stated... 1,847,425.20 2,652,472.72 1,980,358.88 Clearing-house certifi7,205,923.58 cates, net balance.... 108,368.60 1,550,014.77 74,461,026.61 Total 8,407,988,121.37 8,396,871,941.28:8,594,622,697.658,714,064,400.09,9,027,260,484.76 I I i |_ . As stated in the Comptroller's last annual report to Congress, the extraordinary conditions which developed in October were not shown to any appreciable extent in the banks' reports as a whole up to August 22. Referring to the five abstracts of reports of condition of national banks, made during the year ended August 22, 1907, it is shown that there was a gradual increase in loans and discounts, beginning on November 12, 1906, at $4,366,045,295.93, and amounting to $4,678,583,968.99 on August 22, 1907. Individual deposits in the banks were about $174,000,000 higher on November 12, 1906, than on January 26 following, when they amounted to $4,115,650,294.21. On March 22 they had increased to $4,269,511,629.17; on May 20 to $4,322,880,141.39, but by BEPOBT OF THE COMPTBOLLEB OF THE CUBEENCY. 3 August 22, 1907, a decrease as compared with May 20 of about $4,000,000 had occurred. Lawful money held by banks on November 12, 1906, aggregated $634,550,158, and was increased by January 26, 1907, to $695,503,522. Between that date and March 22 there was a decrease to $656,220,551, but on May 20 there was an increase to $691,591,148, and on August 22 to $701,623,533. Between November 12, 1906, and August 22, 1907, the banks increased their outstanding circulation roundly to the extent of $15,800,000. Subsequent to the date of receipt of the August returns, but prior to the next call (December 3, 1907), the financial disturbance occurred attended by a so-called " currency famine." In the following weeks 3 national banks, 8 state banks, and 4 trust companies located in the city of New York failed or suspended, with aggregate liabilities to depositors and other creditors at date of closing of about $110,000,000. It is of interest to note, however, that one of the national banks resumed business; the second has paid its creditors in full, both principal and interest; the third has paid 95 per cent, and within the near future creditors will be paid in full. All of the state banks referred to have resumed business with one exception, and in the latter case depositors have been paid in full by a trust company which took over the business. Three of the four trust companies have resumed, and provision has been made for the payment of claims of the creditors of the company which did not reopen. The acuteness of the panic was early relieved by the addition of over $500,000,000 to the currency medium in circulation, from the following sources: Importation of about $106,000,000 of gold in November and December; increase in the deposit of public moneys with national banks between September 1 and the close of the year, of approximately $100,000,000; the issue of $248,000,000 of clearinghouse loan certificates between October, 1907, and January, 1908, and increase of national bank circulation between October 31 and December 31, 1907, of $80,000,000. Referring again to the condition of national banks, it is noted that between August 22 and December 3, 1907, the volume of loans and discounts had been reduced to the extent of $93,246,874.32, standing on the latter date at $4,585,337,094.67. There was also a reduction of $146,943,371.08 in the amount due from banks and bankers, $21,422,471.88 in specie, and $19,416,324 in legal tenders. The liabilities of the banks on account of individual deposits declined from $4,319,035,402.62 to $4,176,873,717.48, or $142,161,685.14; and in the same period the liabilities to other banks decreased to the extent of $207,607,182.33. The only material increase in resources was in the item of United States bonds deposited as security for circulation, the increase being $62,051,920, or from $557,277,950 to $619,329,870. Between these two calls the banks increased their outstanding circulation to $601,805,985, an increase of $49,856,524. The liabilities of the banks to the United States on account of public deposits was increased to the extent of $79,834,689.46, the aggregate of these liabilities on December 3 amounting to $223,117,082.61. Liabilities on account of bills payable and notes and bills rediscounted increased from $59,176,079.98 on August 22 to $100,955,229.79, a net increase of $41,779,149.81. 4 BEPOBT OF THE COMPTROLLER OF THE CURRENCY. Between December 3, 1907, and February 14, 1908, loans and discounts decreased from $4,585,337,094.67 to $4,422,353,647.81, but increased to $4,528,346,875.75 on May 14, and to $4,615,675,531.59 on July 15. On September 23, 1908, loans and discounts reached the highest amount in the history of the system, viz, $4,750,612,731.11. United States bonds on deposit to secure circulation and public deposits and the amount in bank increased from $696,900,000 in round amount on December 3, to $726,500,000 on February 14, but declined to $717,000,000 on May 14, and to $716,000,000 on July 15, but rose to $717,000,000 on September 23. There was a gradual increase, however, in investments in bonds and other securities, beginning with $705,000,000 on December 3, increasing to $714,000,000 on February 14, to $735,000,000 on May 14, to $765,000,000 on July 15, and to $799,000,000 on September 23. Between August and December, 1907, the stock of gold, silver, and legal tenders decreased from $701,600,000 to $660,700,000, or a loss of $40,900,000; but on February 14, 1908, the banks had accumulated specie and currency to the amount of $788,395,576.26, increasing the amount on May 14 to $861,326,450.78. Between the latter date and July 15 there was a decrease of the stock of money by $12,000,000, the holdings then amounting to $849,018,749.57; but by September 23 the holdings had increased to $868,424,070.14, the largest amount of lawful inoney ever reported by the national banking associations as being held in their tills and vaults. The aggregate resources of the banks on December 3, 1907, were $8,407,988,121.37, but between that date and February 14 following there was a decline of approximately $ll,000#,000o On May 14, however, the resources had increased to $8,594,622,697.65, on July 15 to $8,714,064,400.09, and on September 23 to $9,027,260,484.76. Notwithstanding losses by failure and voluntary liquidation, there was a steady increase in the amount of paid-in capital stock during the year from $901,681,682 in December, 1907, to $921,463,172 on September 23, 1908. Deposits and other liabilities of national banks are safeguarded by the shareholders' liability on capital stock paid in, in addition to the assets. The surplus and other profits of the banks on December 3, 1907, were $750,172,910.07. By the payment of dividends at the close of the year the combined surplus and profits were reduced on February 14, 1908, to $742,925,574.78, but on May 14 they amounted to $758,108,662.92. Between this date and the July call, as a result of the midsummer dividend, the profit account was again encroached upon, reducing the surplus profits of the banks to $748,701,599.65, but by September 23 they had increased to $767,666,009.01. There was an increase in outstanding circulating notes between August and December, 1907, of $50,000,000, and between December 3, 1907, and February 14, 1908, there was a further increase from $601,805,985 to $627,641,739. By May 14, however, the outstanding issues had declined to $614,088,723, and on Julyl5 to $613,663,963, with practically no change between that date and September 23. Approximately 50 per cent of the liabilities of national banks is represented in the individual deposit account which, on December 3, 1907, amounted to $4,176,873,717.48. There was a decline in this BEPOET OF THE COMPTROLLER OF THE CURRENCY. 5 account by February 14 following to $4,105,814,418.48, but an increase to $4,312,656,789.59 on May 14, to $4,374,551,208.33 on July 15, and to $4,548,135,165.83 on September 23. The liabilities of the banks to the Government on account of public deposits amounted on December 3, 1907, to $223,117,082.61, and were only slightly reduced (approximately $2,000,000) by February 14, 1908; but by May 14 the withdrawals had amounted to approximately $50,000,000, when the account stood at $170,700,222.87 and on July 15 at $118,576,923.89. By September 23 these liabilities had declined to $114,378,386.73. Clearing-house loan certificates did not appear in the reports of banks until December 3, 1907, when the net credit balance was stated at $74,461,026.61, and the net debit balance at $64,344,128.95. On February 14, 1908, the net credit balance was $1,550,014.77 and the net debit balance $5,508,315.80; and on May 14, 1908, the net credit balance appeared as $108,368.60, and the net debit balance as $1,265,821.08. Prior to the July report these certificates disappeared from use. DEPOSITS, RESERVE, AND LAWFUL MONEY IN BANK. The deposit liabilities of national banks on which reserve was required amounted on August 22, 1907, to $5,256,085,097.14, against which reserve was held to the amount of $1,121,358,395.31, or 21.33 per cent. The actual amount of money held in vault by the banks was $701,623,352.52, or 13J per cent of the deposit liabilities. Of the total amount of lawful money held $502,050,777.75 was held by the central and other reserve city banks, $218,786,132.14, approximately one-third of the total holdings, being in the New York City reserve banks. The New York banks7 average reserve was 26.81 per cent, Chicago 25.34 per cent, and St. Louis 23.59 per cent, making the average of the three cities 26.18 per cent. The percentage of reserve in other reserve city banks varied from a minimum of 20.3 in Cedar Rapids to a maximum of 34.37 in San Antonio, Tex. While the aggregate reserve liabilities on December 3 had been reduced to $4,906,684,057.73 the average reserve for the country was 21.31 per cent, as against 21.33 in August; but the average held by the country banks rose to 19.17, as against 16.88 in August. The withdrawals by correspondents resulted in a reduction of the reserve held in New York City to 21.89 from 26.81 per cent, in Chicago to 24.21 from 25.34 per cent, and St. Louis to 20.38 from 23.59 per cent, and the average in the three central reserve cities to 22.20 from 26.18. The average in other reserve cities showed but a fractional decline—that is, to 24.72 from 25.46. The average reserve in all central and other reserve city banks declined to 23.51, as against 25.79 per cent in August. lawful money held by the banks on December 3 had been reduced to ^ 3 extent of $41,000,000, or to $660,784,736.64. This was approxL..CJ.V y the loss in lawful money sustained by the national banks in Nevv York City alone. Deposit liabilities of the banks in New York City had only been reduced from $825,703,785.04 in August to $824,394,50^91 in December—less than a million and a half—but the loans and discounts had been increased to the extent of $63,060,149. 6 REPORT OF THE COMPTROLLER OF THE CURRENCY. The enormous increase in the circulating medium following the acute stage of the panic is shown in the returns for February 14, 1908, when the stock of specie and other lawful money had been increased to the extent of approximately $128,000,000 and resulted in the holding of an average reserve by the national banks throughout the country of 23.47 per cent, the reserve in the country banks having increased to 18.75 per cent, all reserve in city banks to 27.98 per cent, reserve city banks to 27.37 per cent, and central reserve city banks to 28.62 per cent. The New York City banks held an average reserve of 29 per cent. The lawful money in the New York banks on February 14 exceeded $257,000,000 or $81,000,000 more than on December 3. The deposit liabilities of all banks on May 14 had risen to $5,295,981,122.62, whereon an average reserve of 23.94 per cent was held, the average rate in the country banks being 18.40 per cent, reserve city banks 27.87 per cent, and central reserve city banks 29.70 per cent. New York City banks had increased their percentage of reserve to 30.52. The average reserve of all banks on liabilities amounting to $5,464,614,059.22 on July 15 was 23.19 per cent, and the average reserve in the country banks had declined to 17.92 per cent, reserve city banks to 27.44 per cent, central reserve city banks to 27.85 per cent, and New York City banks to 28.37 per cent. In every State the average reserve exceeded the required 15 per cent, and there were but 8 reserve cities in which the average was less than the legal requirement, viz, 25 per cent. At date of the last report fdr the year, viz, September 23, 1908, the deposits on which reserve was required had increased to $5,695,509,031.06, when the average reserve held was 22.97 per cent. The reserve city banks held on an average 26.84 per cent, or nearly 2 per cent in excess of the requirement, while the central reserve city banks, with an average of 27.81 per cent, held nearly 3 per cent more than required by law. Chicago and St. Louis banks were but slightly above the legal requirement, but the New York average was 28.65 per cent, exceeding the average on July 15, the date of the next prior report. CLASSIFICATION OF LOANS. Abstracts of reports of condition of national banks state the aggregate amount of loans and discounts held, and for this report a compilation of the various classes of paper making up the aggregate on September 23, 1908, has been made. Loans are classified as follows: Demand paper with one or more individual or firm names; demand paper secured by stocks, bonds, and other personal securities; time paper with two or more individual or firm names; time single-name paper (one person or firm) without other security; time paper secured by stocks, bonds, and personal securities including mortgages and other real estate security. Of the total loans, amounting to $4,750,612,730, demand paper, with one or more individual or firm names, amounted to $395,892,695; on demand, secured by stocks, etc., $922,701,718; on time, with two or more individual or firm names, $1,582,391,359; time, singlename paper, $852,176,044, and time paper secured by stocks, etc., $997,450,914. REPORT OF THE COMPTROLLER OF THE CURRENCY. The changes which have occurred in the amount and per cent of each class of paper held by the banks on or about October 1, 1906, 1907, and 1908, are shown in the following table: 1907. 1906. Class. Amount. On demand, paper with one or more individual or firm names On demand, secured by stocks, bonds, and other personal securities On time, paper with two or more individual or firm names. On time, single-name paper (one person or firm) without other security On time, secured by stocks, bonds, and other personal securities, or on mortgages or other real-estate security Total $374,689,245 Per cent. 8.7 Amount. $428,221,535 1908. Per cent. 9.2 Amount. $395,892,695 Per cent. 8.3 828,016,734 19.3 832,878,479 17.8 922,701,718 19.4 1,502,034,898 35.0 1,648,751,438 35.2 1,582,391,359 33.3 776,125,101 18.0 899,494,658 19.2 852,176,044 17.9 818,117,338 4,298,983,316 19.0 869,237,859 4,678,583,969 18.6 997,450,914 4,750,612,730 21.1 Nearly one-fifth of the aggregate volume of loans of all national banks were made by 37 associations located in the city of New York, the amount being $905,653,475, classified as follows: Demand paper, with one or more individual or firm names, $6,800,529; demand paper secured by stocks, etc., $374,548,964; time paper, with two or more, names, $146,194,094; time single name paper, $132,737,553, and time aper secured by stocks, etc., $245,372,335. The loans of the 59 anks in the central reserve cities (New York, Chicago, and St Louis) exceeded 26 per cent of the aggregate in all banks, the amount being $1,242,980,123, of the following character and amounts: Demand paper, with one or more names, $31,699,847; demand paper secured by stocks, etc., $432,094,695; time paper, with two or more names, $260,311,174; time single-name paper, $203,608,591; time paper secured by stocks, bonds, etc., $315,265,816. The 312 banks in the 43 other reserve cities held loans to the extent of over one-fourth of the aggregate in all banks, $1,231,756,966; and the 371 banks in the central and other reserve cities held $2,474,737,089, or slightly in excess of 52 per cent of the aggregate. This total is classified as follows: Demand paper, single name, $161,985,800; demand paper secured by stocks, etc., $703,762,010; time paper, with two or more names, $613,675,155; time single-name paper, $448,856,139; time paper secured by stocks, etc., $546,457,985. This leaves approximately 48 per cent of the banks' loans with associations located in the States exclusive of reserve cities. Of the $2,275,875,641 held by the so-called country banks, $233,906,895 is classed as demand paper with one or more names; $218,939,708 demand paper secured by stocks, etc.; $968,716,204 time paper with two or more names; $403,319,905 time single-name paper, and $450,992,929 time paper secured by stocks, etc. E 8 REPOKT OF THE COMPTROLLER OF THE CURRENCY. The amount and relative proportion of loans in the national banks in New York, in the three central reserve cities, in other reserve cities, and in banks located elsewhere on September 23, 1908, August 22, 1907, and September 4, 1906, are shown in the following table: September 23, 1908. Banks i n - August 22, 1907. September 4, 19C6. Loans. Loans. Loans. Amount. $905,653,475 New York New York Chicago St. Louis Other reserve cities Per cent. Amount. Per cent. Per cent. Amount. 15.2 $702,051,037 22.7 1,016,793,343 23.6 25.93 1,242,440,028 26.6 1,161,984,189 27.0 2,474,737,089 2,275,875,641 52.09 47.91 2,303,652,443 2,374,931,526 49.2 50.8 2,178,777,532 2,120,205,784 50.7 49.3 4,750,612,730 100.00 Total $712,121,059 1,061,212,415 1,231,756,966 All reserve cities Country 19.06 1 1,242,980,123 26.16 16.3 4,678,583,969 4,298,983,316 Approximately one-fifth of the loans of all national banks being made by associations located in the city of New York, the following statement will be found of interest as showing the amount and character of such loans on comparable dates from 1903 to 1908, inclusive: Sept. 9,1903. Sept. 6,1904. Aug. 25,1905 Sept. 4,1906. Aug. 22,1907. Sept. 23,1908. Loans and discounts. On demand, paper with one or more individual or firm names On d e m a n d , s e c u r e d by stocks, bonds, and other personal securities.. On tune, paper with two or more individual or firm names On time, singlename p aper (one person or firm), without other security... On t i m e , s e cured by stocks, bonds, and other pers o n a 1 securit i e s , o r on real-estate mortgages or other liens on realty Total 43 banks. 41 banks. 42 banks. 40 banks. 38 banks. 37 banks. $10,311,371 $7,505,476 $11,393,926 $10,676,198 $16,254,018.22 $6,800,529 281,438,758 392,180,054 385,652,014 292,251,532 251,867,157.84 374,548,964 136,021,466 149,071,875 135,669,910 137,991,340 161,108,403.21 146,194,094 93,384,112 112,341,884 115,961,886 111,172,734 130,477,323.47 132,737,553 110,410,117 146,165, 413 156,987,276 149,959,233 152,414,155. 99 245,372,335 631,565,824 807,264,702 805,665,012 702,051,037 712,121,058. 73 905,053,475 9 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. For the purpose of comparison the following table is submitted, showing the amount and classification of loans of all national banks on approximate dates during the past nine years: Date. Sept. 5 1900. Sept. 30,1901, Sept. 15,1902 Sept. 9, 1903.. Sept. 6, 1904.. Aug. 25, 1905. Sept. 4, 1906.. Aug. 22,1907. Sept. 23, 1908. On demand, paNum- per with one or ber of banks. more individual or firm names. 3,871 4,221 4,601 5,042 5,412 5,757 6,137 6,544 6,853 Millions. 183.3 211.6 237.3 283.1 279.8 320.1 374.7 428.2 395.9 On time, On demand, se- On time, singlecured by paper with name paper stocks, two or (one person bonds, and more indi- or firm), other per- vidual or without sonal secu- firm names. other securites. rity. Millions. 576.6 665.7 706.9 717.3 818.9 854.1 828.0 832.9 922.7 Millions. 978.3 1,087.0 1,176.4 1,267.5 1,316.7 1,382.2 1,502.0 1,648.7 1,582.4 On time, secured by stocks, bonds, and other personal securites, or on mortgages or other real-estate security. Total. Millions. 526.8 586.1 642.4 655.4 699.7 753.0 818.1 869.2 997.5 Millions. 421.8 468.2 517.1 558.1 611.0 689.1 776.1 899.5 852.1 Millions. 2,686.8 3,018.6 3,280.1 3,481.4 3,726.2 3,998.5 4,299.0 4,678.5 4,750.6 Loans and discounts, United States bonds, and lawful money represent approximately 70 per cent of the aggregate resources of national banks and a like proportion of liabilities is represented by capital, surplus and profits, and individual deposits. The relation of these items has changed but slightly during the past nine years, as will be observed by reference to the accompanying table: Items. 1900. 1901. 1902. 1903. 1904. 1906. 1905. 1907. 1908. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. Per ct. 53.4 53.7 53.0 53.2 53.9 54.0 52.6 55.2 55.8 7.9 7.4 8.6 8.1 7.5 7.8 79 7.8 7.9 7.2 7.9 8.9 8.4 8.3 9.5 8.8 10.3 9.6 Loans and discounts United States bonds Lawful money Total 71.6 70.3 69.5 72.6 68.5 70.2 69.3 72.0 70.1 12.5 7.7 49.7 11.5 7.6 51.6 11.5 8.1 52.5 11.9 8.8 50.0 11.0 9.8 49.6 10.7 8.3 51.1 10.4 8.4 52.4 10.7 8.8 51.5 10.2 8.5 50.4 69.9 Capital.. Surplus and profits. Individual deposits Total 70.7 72.1 70.7 70.4 70.1 71.2 70.9 69.1 In connection with the foregoing the following table is of interest as showing the relative proportion and principal items of resources and liabilities, capital stock, etc., in the dates indicated: RATIO OP CAPITAL, ETC., TO INDIVIDUAL DEPOSITS, ETC., OP NATIONAL BANKS ON OK ABOUT OCTOBER 1, 1897, 1907, AND 1908. Items. Capital to individual deposits Capital to loans Capital to aggregate resources Capital and surplus and other profits to individual deposits Specie and legal tenders to individual deposits 1897. 1907. $1. 00 to $2. 93 $1. 00 to $4. 82 1.00 to 3.25 1.00 to 5.22 1.00 to 5.87 1.00 to 9.36 1.00 to 1.92 1.00 to 5.35 1.00 to 2.65 1.00 to 6.16 1908. SI. 00 to $4. 94 1.00 to 5.16 1.00 to 9.80 1.00 to 2.69 1.00 to 5.24 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. Through the courtesy of the William B. Dana Company, publishers of the New York Commercial and Financial Chronicle, there is submitted herewith information in relation to the range and average monthly rates, during the past year, for money in the New York market. RANGE AND AVERAGE RATES FOR MONEY IN THE NEW YORK MARKET, YEAR ENDED OCTOBER 31, 1908. 1907. Character of loans. Call loans: Stock exchangeRange Average Banks and trust companies.. Time loans: 30 days 60 days 90 days 4 months 5 months 6 months 7 months Commercial paper: Double n a m e s Choice, 60 to 90 days.. Single n a m e s Prime, 4 to 6 months. Good, 4 to 6 months. - 1908. November. December. to 25 12 2 to 25 14 January. February. I*to2j a 1 £ to 42 6 1J to 2 March. If to 2J 2 6 If to 2 15 to 18 8 to 12 8 to 12 7 to 8 7 6 to 8 6 to 7 3 to 4 3 to 6^ 3 to 6 4£ to 6 6 4£to6 3£ to 4 | 4 t0 4 P 4J to 4 4£ to 5 8nom. 5 | to 7§ 4J to 5£; 5|to6 7 to 8 8nom. 5i to V 5 to 6 I ! to 2 3J 3 to 3 | 3£to4 3|t<>4 4 to4J 4 to4£ 7 to 8 April. 12 to 15 12 to 15 6 tol\ 4 to 5J 4 to 5* 4£ to 6 1908. Character of loans. Call loans: Stock exchangeRange Average Banks and trust companies.. Time loans: 30 days 60 days 90 days 4 months 5 months 6 months 7 months 8 months Commercial paper: Double namesChoice, 60 to 90 days.. Single namesPrime, 4 to 6 months. Good, 4 to 6 months.. Minimum. May. June. 1 to 2 1 to " I to 1 July. 1 to 2 to 2* to 2$ to 3 to 3Jto 3Jto 4Jto 4 t 21 2f 3 3i 4 4 4 4 I to 11 aftOl 1 2 to 2 If to \ 2 to 2\ 2|to 3: 2|tO 3: 3; 3fto 4; 3fto 4} 3Jto 4 3fto 4 to 4 to 4J 4^to 5 August. 3 to3J 3Jto4 3|to4 3§to4 4 to 5 1 to 2 to 2 tol| 1 2 to 3 2| to 3i 3 to3l 3| to 3i to4 to4 al 3 to 4 3 to n 4 to5 September.} October. i 4 to4J to 4i| t5 i 4 to 5 6 Lower rate here given was at banks only. STATE BONDS, ETC., OWNED BY NATIONAL BANKS, ON JULY 15, 1908, AVAILABLE AS SECURITY FOR ADDITIONAL CIRCULATION UNDER THE ACT OF MAY 30, 1908. Section 1 of the act authorizing the formation of national currencyassociations provides that any national bank with unimpaired capital and a surplus of not less than 20 per cent, and having circulation secured by United States bonds to the extent of 40 per cent of its capital stock, may deposit with and transfer to a national currency association in trust for the United States any securities, including commercial paper, such as shall be satisfactory to the association, on which the depositing bank shall be entitled to additional 11 REPORT OF THE COMPTROLLER OF THE CURRENCY. circulation to an amount not exceeding 75 per cent of the cash value of the securities deposited, but upon the security of state, municipal, etc., bonds, circulation to the extent of 90 per cent may be issued. Circulation issued on the security of commercial paper is limited to 30 per cent of the maximum; that is, an amount not exceeding 30 per cent of the bank's capital and surplus. Banks with capital, surplus, and United States bond-secured circulation to the extent indicated may apply directly to the Comptroller, when conditions warrant, for permission to issue additional circulation on the security of state, municipal, etc., bonds and, with the approval of the Secretary of the Treasury, secure circulation within the limitation specified to the extent of 90 per cent of the bonds deposited. On July 15, 1908, the banks held state bonds and other securities to the amount of $765,875,219.95, classified as follows: State, city, etc., bonds, $105,144,006.12; railroad and other corporation bonds, $507,425,613.60; miscellaneous bonds unclassified, $17,289,891.72; judgments, claims, etc., $136,015,708.51. It will be noted that the bonds, etc., in question are ample in amount to provide security for additional circulation to the limit authorized by the act of May, 1908; that is, approximately, $95,000,000 (90 per cent) on state, city, etc., bonds, and $495,500,000 (75 per cent) on the remaining securities. As will be observed by reference to the following table, the country banks—that is, those not located in reserve cities—own nearly 70 per cent of the state, municipal, etc., bonds; over 48 per cent of railroad and other corporation bonds; and over 53 per cent of the combined investments of this character: AMOUNT AND CHARACTER OF STATE BONDS, ETC., OWNED BY NATIONAL AS SHOWN BY THE REPORTS OF DATE JULY 15, 1908. Location. State, city, town, county, municipal, or district bonds. Railroad and other corporation bonds. All other bonds not classified. Judgments, claims, etc. BANKS, Total. CENTRAL RESERVE CITIES. New York City. Chicago St. Louis Total $9,082,848.06 $118,229,551.92 $2,926,034,02 $29,239,872.04 $159,478,306.04 12,961,259.95 I 492,260.88 9,674,665.85 | 25,726,340.20 2,598.153.52 4,922,704.63 849,205.35 ! 6,101,092.97 329,182.99 ! 12,010,184. 57 136,113,516.50 I 3,418,294.90 39,763,743.24 I 191,305,739.21 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia. Pittsburg Baltimore Washington.. Savannah New Orleans. Louisville Dallas Fort Worth.. Galveston Houston San Antonio., Waco Cincinnati Cleveland Columbus Indianapolis.. Detroit 262,226. 80 6,421,219.33 521,203.00 3,828,973.57 100,000.00 2,399,704. 84 2,090,404.27 32,042,307.36 1,035,572.16 23,557,837.37 1,511,632.08 4,569,149.89 22,350.00 1,624,375.61 481, 697.50 60,072.49 105,000.00 50,000.00 13,256.97 119,757.08 4,950, 517.33 600, 751.96 1,523, 924.35 1,691, 994.51 313, 077.06 637,336.49 1,908,801.11 30,225.00 6,000.00 12,155. 00 33,812.50 264,000.00 1,000.00 6,522,144.10 2,989,946.40 786,525.50 2,428,741.38 1,433,103.46 9,400.00 21,000.00 739,856.61 169,960.00 37,100.00 250,813.76 58,399.33 140,560.77 57,905.20 361,397.76 1,870,445.90 381,312.23 424,873.03 560,655. 48 103,400. 44 1,059,281.26 46,443. 59 32,770.00 1,157,060.00 246,368.55 13,675.06 15,454.00 88,690.02 28,679. 21 6,194. 52 271,005.24 501,753.19 414,201.65 562,410.50 327,299.20 8,563, 292.03 4,731, 2,945, 577.87 35,433, 223.72 24,866, 769.97 7,140, 063.23 1,693, 169.20 32, 770.00 2,313, 193.99 2,466, 055.91 135, 225.00 69, 575.06 27, 609.00 135, 759.49 412, 436.29 7, 194. 52 11,802, 066.00 4,233, 012.32 2,782, 556.70 5,044, 544.15 2,073, 479.72 12 REPOBT OF THE COMPTROLLER OF THE CURRENCY. AMOUNT AND CHARACTER OF STATE BONDS, ETC., OWNED BY NATIONAL BANKS, AS SHOWN BY THE REPORTS OF DATE JULY 15, 1908—Continued. Location. State, city, town, coun- Railroad and ty, munici- o her corpopal, or dis- ration bonds. trict bonds. All other bonds not classified. Judgments, claims, etc. Total. OTHER RESERVE CITIES— continued. Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans. Topeka Wichita Kansas City, Mo... St. Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland Seattle Spokane Tacoma $374,788. 75 $3,564,215.32 12,267. 33 397,308.58 19,490.73 41,500.00 53, 000.00 57,000.00 1,095, 327. 88 91,540.00 2,172,706.28 349,250. 80 201, 340.00 94, 600.00 100, 687. 50 248, 937.31 467, 003.33 3,581, 301. 45 296, 330.00 69, 100. 00 56, 000.00 20, 982.50 327, 900.00 1,348, 669. 36 319, 261.58 7,764, 135.21 765, 363.61 1,312, 357. 46 1,300. 00 573, 113. 65 611.27 1,596, 065. 1 5,906, 521.73 1,176, 296.21 2,088, 871.25 428,243.80 1,271, 149.13 25, 601.40 438, 233.61 5,399.93 325, 388. 50 178, 710.95 $69,259.65 38,575.10 424,445.11 172,502.50 100.00 9,000.00 4,000.00 18,800. 00 3,000.00 30,578.50 8,945. 84 64,366.21 22,083. 52 337,589.70 9, 450.00 74,350.00 45,000.00 $639,507.05 $4,647, 770.77 448, 151.01 3,617.60 447, 553.44 4,160.00 271, 162.50 15,523. 53 1,167, 951.41 16,172.00 2,289, 418.28 250,468.47 805, 059.27 119,433.83 214, 033.83 22,565. 00 390, 989. 81 482,704.45 4,534, 009.23 23,297.57 388, 727. 57 2, 455. 39 79, 437. 89 26,250.48 1,733, 398.34 3,830,155. 09 11,922, 497.72 518,536. 85 2,660, 624.13 635,649. 31 1,232, 146. 48 15,940. 85 3,520, 618.11 346,784. 71 7,767, 192. 35 28,040. 47 2,554, 605.52 391,598.02 1,762, 698. 55 231, 757. 84 720, 391.38 14,860.39 518, 959. 84 Total 22,291,689.28 125,784,979.59 3,178,439.56 15,731,458. 97 166,986,567.40 T o t a l all reserve cities 34,301,873.85 261,898,496.09 6,596,734. 46 55,495,202.21 358,292,306.61 STATE, ETC. Maine New Hampshire. Vermont Massachusetts... Rhode Island Connecticut 572,233.43 499,040. 55 1,137,863. 78 692,628.75 79,160. 00 607,140.36 6,662,895.16 2, 844,658. 97 2,945,844. 51 18,263,476.19 3,892,179. 89 14,012. 404. 40 3,588,066. 87 48,621,459.12 4,717,270. 76 3,961,630. 69 6,556,901.57 85,331.25 1,194,686.85 1,295,834.90 30,994,293.38 82,228,858.66 2,275,570.70 6,781,763.41 311,190.00 Total Eastern States.... 16,515,821.12 123,887,511.05 6,913,517. 08 57,615,757. 09 204,932,606. 34 Total New England States New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia.., North Carolina.. South Carolina.. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee 1,782,853.57 168,856.71 396,991.00 787,141.79 237,853.09 904,253.93 1,800,502.83 617,095.42 199,873.49 1,373,013.07 40,594.44 975,170.15 1,181,589.63 3,147,169.60 3,040,235.17 317,034.83 633,016.80 154,815.38 198,036.25 825,098.23 210,058.79 117,124.36 1,033,101.29 94,629.16 1,030,273.88 510,152.18 Total Southern States.. i 10,465,789.12 Ohio Indiana. Illinois Michigan... Wisconsin.. Minnesota.. Iowa Missouri Total Middle Western States 213,238.77 1,375, 459.26 318,570.16 2,950,088. 95 31,636. 86 484,687.84 7,601,139.32 4,811,409.08 4,506,399. 61 22,347,896. 60 4,079,041.64 15,265,298.60 1,027,977.74 5,373,681.84 58,611,185.57 3,998,822.44 380,505. 93 2,417,852. 99 31,332. 68 85,003.04 53,015,764. 95 412,666. 88 3,719,480.26 134,382.15 309,096.85 24,366.00 63,027,693.05 35,749,096.88 94,923,093.48 2,526,616. 78 8,370,550.15 335,556.00 152,771. 94 92,251.04 104,121.16 441,702.71 76,064.89 161,066.00 17,244.00 2,000.00 23,030.00 323,974.46 111,267.63 312,084.03 54,637.91 172,233.69 447,941.00 406,982.44 248,702.62 74,494.74 221,322.79 309,177.93 75,713.42 234,757.38 471,474.39 5,114! 419.05 3,521, 675.91 769, 054.97 1,593, 447.49 840! 659.47 1,516! ,822.62 2,874;,303.68 901, 648.95 538! 320.64 2,732!,536.29 212! ,937.02 2,263! 231.41 2,487!,190.66 73,128.25 500.00 391.23 1,055.21 50o00 7,550.00 11,310,745.92 448,923.15 3,140,789.97 25,366,248.16 ] 11,246,354.70 4,620,549.88 4,873,674.62 2,445,493.48 2,927,999.16 873,705.29 975,167.40 691,016.47 11,501,001.03 5,267,063.51 15,066,438.88 4,459,710.68 8,431,742.32 1,216,082.38 2,299,437.66 1,176,744.42 318,822.08 296,147.43 649,299.90 56,143.61 124,017.88 31,403.00 246,993.79 44,996.00 763,479.61 262,310.03 1,359,516.55 457,618.83 492,656.25 868,857.26 1,474,979.59 154,208.63 23,829,657.42 10,446,070.85 21,948,929.95 7,418,966.60 11,976,415.61 2,990', 047.93 4,996,578.44 2,066,965.52 28,653,961.00 49,418,220.88 1,767,823.69 5,833,626.75 85,673,632.32 REPORT OF THE COMPTROLLER OP THE CURRENCY. 13 AMOUNT AND CHARACTER OP STATE BONDS, ETC., OWNED BY NATIONAL BANKS, AS SHOWN BY THE REPORTS OF DATE JULY 15, 1908—Continued. State, city, town county, municipal, or district bonds. Location. Railroad and other corporation bonds. All other bonds not classified. Judgments, claims, etc. Total. STATE, ETC.—continued. North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Total Western States.. $91,522.14 383,383.20 351,769. 47 1,334,320.48 217,998. 80 154,092.13 1,684,953. 69 69,570.10 535,873.92 $73,759.18 227,974. 52 233,115.19 1,076,108. 51 38,290.00 189,291.79 2,618,403.75 187,372. 50 222,607.05 $34,419.28 33,186.00 48,261. 62 32,000.00 11,317.39 218,163.23 12,712.00 $454,904.26 428,584. 41 205,522.33 521,627.32 900,731. 50 73,268.86 1,093,053.27 174,616. 83 1,508,957.41 $620,185. 58 1,074,361. 41 823,592. 99 2,980,317.93 1,189,020.30 427,970.17 5,614,573.94 444,271. 43 2,267,438.38 4,823,483. 93 4,866,922. 49 390,059. 52 5,361,266.19 15, 441,732.13 Washington Oregon California Idaho Utah . . Nevada Arizona Alaska o 392,880. 80 538,941. 47 4,734,394.84 314,438. 82 262,057.18 241,434. 50 295,041.37 5,558. 75 546,004. 37 1,201,316.33 4, 795,189.87 233,303.07 162,173. 05 162,227.50 104,976.67 1,233,921.22 453,080.30 490,404. 67 510,812. 57 201,585. 80 33,806.65 224,117.87 34,955.38 2,172,806.39 2,193,338.10 10,094,857.31 1,058,554.46 625,816.03 498,369.30 633,223.41 40,514.13 6,784,747,73 7,205,190.86 3,182,684,46 17,317,479.13 10,262.50 84,310.94 132,756.25 12,700.00 97,010.94 143,018.75 10,262. 50 217,067.19 12,700. 00 240,029.69 Total Pacific States Hawaii & Porto Rico Total island possessions. 74,867. 93 60,900. 65 9,087. 50 144,856.08 70,842,132.27 245,527,117. 51 10,693,157. 26 80,520,506. 30 407,582,913.34 Total States, etc Total United States 105,144,006.12 507,425,613.60 17,289,891.72 136,015,708.51 765,875,219.95 (6,824 banks) a Call of May 14, 1908. CAPITAL STOCK OF NATIONAL BANKS. The authorized capital stock of the national banks on October 31, 1907, amounted to $909,274,775, since which date there has been an addition of $22,823,000 from banks organized during the year and $16,080,000 from increases of capital of preexisting banks. The losses were as follows: By voluntary liquidation, $11,040,000; by expiration of charters, $1,375,000; by failures, $6,560,000; by reductions of capitalization of old banks, $1,172,500. These changes show an apparent increase of capital during the year of $21,090,500, but this amount includes the capital of a number of associations closed voluntarily or otherwise, the stock accounts of which have not been closed on the books of this office, the amount so represented being $2,035,000. A record is maintained of the number and capital of banks in the system, classified according to the capital stock. Of the smallest class, those with capital of $25,000, 1,826 are in operation, their capital being $45,575,000, and while the number is over one-fourth of the total number of banks in the system, the proportion of their capital is but 4.9 per cent. There are 2,116 banks with capital exceeding $25,000 but not exceeding $50,000, the aggregate capital being $100,823,000. The largest proportion of the banks are in this class, viz, 30.79 per cent, but their capitalization equals only 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. 10.83 per cent of the aggregate. There are 1,623 banks with capital exceeding $50,000 but not exceeding $100,000, their total capital being $151,524,320, the number of banks and percentage of capital in this class being 23.63 and 16.29 per cent, respectively. Banks with capital in excess of $100,000 but not in excess of $250,000 have an aggregate capital of $140,828,335. The number of banks in this class is 757, or 11 per cent of the total, and their capitalization is equivalent to 15.14 per cent of the aggregate. The largest amount of capital, viz, $249,283,920, or 26.79 per cent of the total, is that of 476 banks, representing but 6.93 per cent of the number in the system, the amount of individual capital ranging from over $250,000 to $1,000,000, inclusive. There are but 69 banks with capital of over $1,000,000 and not in excess of $5,000,000, representing but 1 per cent of the total number of banks and but 17.45 per cent of the capitalization, the capital of this class of banks being $162,330,700. Six banks in the system have capital in excess of $5,000,000, the aggregate being $80,000,000, which is 8.6 per cent of the capitalization of all national banks. The foregoing is summarized in the following table: Capital, classified. Per cent. Capital. Per cent. ! 1,826 2,116 1,623 757 476 69 6 26.56 30.79 23.63 11.00 6.93 1.00 .09 $45,575,000 100,823,000 151,524,320 140,828,335 249,283,920 162,330,700 80,000,000 4.90 10.83 16.29 15.14 26.79 17V45 8.60 ; $25,000 capital Over $25,000 to $50,000, inclusive Over $50,000 to $100,000, inclusive Over $100,000 to $250,000, inclusive Over $250,000 to $1,000,000, inclusive Over $1,000,000 to $5,000,000, inclusive Over $5,000,000 Total Number | of banks. 6,873 100. 00 930,365,275 100. 00 UNITED STATES BONDS, ETC. Under the law every national banking association is required to deposit with the Treasurer of the United States in trust as security for circulation, interest-bearing registered bonds of the United States to the extent of one-fourth of the capital stock where the latter does not exceed $150,000, and $50,000 where the capitalization is in excess of $150,000. The interest-bearing bonded debt of the United States on October 31, 1908, was $897,253,990, of which $632,624,850 was represented in the bonds deposited by national banks as security for circulation, and $78,545,100 deposited with the department to secure public moneys. The changes which have occurred since October 31, 1907, in the bonded debt, and the amount and character of bonds deposited as security for circulation and public deposits, are shown in the following table: 15 EEPOBT OP THE COMPTBOLLEB, OP THE CUBBENCY. BONDED D E B T OP THE UNITED STATES, AND BONDS ON DEPOSIT TO SECURE CIRCULATING NOTES AND GOVERNMENT DEPOSITS AT THE CLOSE OP BUSINESS ON OCTOBER 31, 1908 AND 1907. Bonded debt. Class of securities. 1908. 1907. Bonds deposited to secure circulation. 1908. 1907. Bonds deposited to secure goverment deposits. 1908. 1907. 2 per cent of 1916-1936 (Pana$54,631,980 $30,000,000 $38,558,680 $17,245,380 $14,811,000 $12,427,800 ma's) 646,250,150 646,250,150 554,700,700 532,543, 550 47,066,950 65,996,550 2 per cent consols of 1930 63,945,460 63,945,460 10,468,520 6, 473,080 9, 401,900 8,641,700 3 per cent loan of 1908-1918 5,828,150 4 D6r C6nt IOBID. of 1907 H8,489,900 118, 489, 900 14,960,450 10,732,900 6,625,750 7,265,250 4 per cent loan of 1925 3 per cent certificates of in13,936,500 13,930,500 3.65 per cent of District of Co2,441,000 1,274,000 lumbia 1924s 8, 461,000 8, 989,000 Philippine loan 1,833,000 2,017,000 Territory of Hawaii 46,787,710 142,889,822 State city and railroad 736,000 780,000 Porto Rico 4s 897,253,990 864,513,660 632,624,850 566,994,910 138,803,810 Total 32,740,330+ Increase or decrease 65,629,940+ 249,641,622 110,837,812— The monthly fluctuations, occurring during the year, in the amount of capital stock of national banks, bonds on deposit to secure circulation, and outstanding circulation secured by bonds and by lawful money, together with the average monthly price of 2 per cent consols, are shown in the following table: MONTHLY STATEMENT OP CAPITAL, BONDS ON DEPOSIT TO SECURE CIRCULATION, AND CIRCULATION OUTSTANDING. Date. Number of banks. Capital. Bonds on deposit. 1907. November 30. December 31. 6,655 $910,609,775 $618,394,610 6,675 912,369,775 646,783,000 1908. January 31 February 29.. March 31 April 30 May 31 June 30 July 31 August 31 September 30. October 3 1 . . . . 6,699 6,733 6,764 6,787 6,810 6,827 6,855 6,870 6,874 6,873 916,617,775 917,569,775 920,364,775 923,577,775 925,697,775 930,542,775 933,085,275 934,735,275 933,255,275 930,365,275 646,828,870 636,426,660 632,422,570 628,839,430 629,031,160 628,147,130 629,432,420 631,607,490 632,871,890 632,624,850 Average Circulation secured b y monthly Total circuprice of lation outLawful 2 percent Bonds. standing. money. consols. 106.3750 $610,156,008 $46,062,188 $656,218,196 105.1700 643,459,899 46,670,996 690,130,895 104.5817 104.3886 104.5385 104.0000 104.0950 104.4808 103.9399 103.9904 104.0625 104.0000 641,919,664 632,458,712 628,834,336 625,425,375 624,714,147 623,250,517 625,360,982 625,986,993 626,972,885 626,779,350 53,483,098 63,215,807 67,573,019 72,220,323 73,735,370 75,083,400 66,728,009 59,339,115 48,639,442 39,065,637 695,402,762 695,674,519 696,407,355 697,645,698 698,449,517 698,333,917 692,088,991 685,326,108 675,612,327 665,844,987 NATIONAL BANK CIRCULATION. From the date of the first issue of national bank circulation, December 21, 1863, to October 31, 1908, notes were issued to the amount of $4,172,614,945, oi which $3,506,769,958 have been redeemed, leaving outstanding $665,844,987. In the year just closed the issues amounted to $367,017,740, an amount exceeding by $130,898,000 the sum issued during the year ended October 31, 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1907. The records of the office show that there are still outstanding notes issued by national gold banks to the amount of $74,779 out of a total issue of notes of that class of $3,465,240. The act of July 12, 1870, authorized the organization of national banks for the purpose of issuing notes payable in gold. Only ten banks were organized under authority of this act, all of which were closed or converted into currency banks under authority of the act of February 14, 1880. Circulating notes of national banks are now issued in denominations of $5, $10, $20, $50, and $100; and the amount of JlO's outstanding is $281,832,280; of $20's, $195,249,940; of $5's, $131,161,385; of JlOO's, $39,327,200; and of $50's, $17,533,050. The issue of notes of the denominations of $1 and $2 was suspended in 1879, but there are still outstanding $343,875 in $l's and $164,470 in $2's. There are still outstanding notes to the amount of $90,000 of the denomination of $500, and $24,000 of the denomination of $1,000. The amount and changes in denominations of notes outstanding on October 31, 1906, 1907, and 1908, as compared with the outstanding issues on March 14, 1900, are shown in the table following: Denominations.** Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Unredeemed fractions Total Circulation secured by lawful money Circulation secured by bonds Mar. 14, 1900. Oct. 31, 1906. $348,275 $344,254. 00 167,466 164,710. 00 79,310,710 91,158,440. 00 7 > 378 160 244,855,220.00 9 58,770,660 184,777.440.00 11,784,150 19,597,050.00 24,103,400 42,044,100. 00 104,000 91,500.00 27,000 24,000. 00 32,409 40,086. 50 Oct. 31, 1907. Oct. 31, 1908. $344, 248.00 164, 708.00 120,274 210.00 249,946 530. 00 183,416 620.00 17,387, 000.00 38,215, 100. 00 91, 000. 00 24 000.00 42, 025. 50 $343,875.00 164,470.00 131,161, 385. 00 281,832,280.00 195,249,940.00 17,533,050.00 39,327,200. 00 90,000. 00 24,000. 00 44,008. 00 254,026,230 583,096,800.50 609,905,441. 50 665,770,208. 00 38,004,155 216,022,075 46,163,630. 50 536,933,169.50 47,252,852.00 562,727,614.00 39,065,637.50 626,779,350. 00 a Gold notes not included. In March, 1900, circulating notes outstanding based on bonds deposited with the Treasurer of the United States in trust represented 35 per cent of the maximum issuable, while on October 31, 1908, the amount issued was nearly 70 per cent of the maximum. By referring to the accompanying table it will be noted that the outstanding circulation of national banks at dates of the five periodical reports made during the year was greatest on February 14, 1908, the amount being $627,600,000. The banks in the city of New . York reduced their outstanding issues from $68,900,000 in February to $55,400,000 on September 23, 1908. The outstanding issues of all reserve city banks, however, also declined from a maximum of $249,400,000 m February to $223,500,000 in September; but the outstanding issues of the country banks have steadily increased during the year, rising from $364,800,000 on December 3, 1907, to $390,200,000 on September 23, 1908. The changes which have occurred in outstanding circulation of banks in the city of New York, other reserve cities, and elsewhere are shown in the following table: EEPOET OF THE COMPTROLLER OF THE CURRENCY. Date. New York, Chicago, and St. Other reserve cities. All reserve cities. ! Country. Millions. 66.5 Millions. 98.3 Millions. 138.7 Millions. 237.0 Millions. 364.8 Millions. 601.8 68.9 59.4 57.1 55.4 100.6 85.8 148.8 146.2 142.7 141.1 249.4 232.0 226.5 223.5 378.2 382.1 387.1 390.2 627.6 614.1 613.6 613.7 New York. Louis. 1907. December 3 17 1908. February 14 May 14 July 15 September 23 Total. During the year ended October 31, 1908, national-bank circulating notes to the amount of $382,360,164 were received for redemption at the national bank redemption agency, of which $64,706,000 being in good condition and fit for circulation, were returned to the banks of issue, and $310,398,631 delivered to the Comptroller of the Currency for destruction. The receipts by months were as follows: Month Month. Amount. 1907. Amount. 1908. November December $7,749,861 11,736,620 1908. January February March April 43,425,863 29,627,608 38,949,474 42,491,474 $43, 212,118 45, 121,039 38, 319,375 29, 442,768 24, 776,186 27, 507,778 May June July August September October 382,360,164 Over 80 per cent of the notes received for redemption came from the eight reserve cities hereinafter named, and over one-half the total from New York alone, as will be seen by reference to the following table: Amount. City. $222,291,620 32,318,676 21,692,440 21,252,000 New York. . . . Chicago.. Boston Philadelphia City. St. Louis Cincinnati . . Baltimore New Orleans Amount. $16,214,000 8,127,000 7,602,500 5,182,000 The expenses incurred in the redemption of national-bank notes during the year amounted to $270,840.21, or an average of $0.90366 per $1,000. As heretofore stated, the amount of outstanding circulating notes reached its lowest point between 1865 to date in 1891, when it amounted to approximately $167,000,000, or about 10 per cent of the stock of money in the United States. On June 30, 1907, the percentage of national-bank circulation had increased to 19.38 per cent and on June 30, 1908, to 20.67 per cent. About 90 per cent of the bonds on deposit to secure national-bank circulation are United States bonds bearing interest at the rate of 2 per cent. All notes secured by bonds bearing this rate of interest are subject to a semiannual tax of one-fourth of 1 per cent. At the instance of this office the government actuary has computed the profit on the issue of national-bank circulation secured by 2 per cent bonds, based on 62280—CUR 1908 2 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. the average cost monthly during the year of bonds of that character. In the computation money is rated at 6 per cent. The profit on the issue of $100,000 circulation has varied from 0.884 per cent in November, 1907, when the bonds were quoted at 106.126, to a maximum of 1.095 per cent in September, 1908, bonds then being quoted at 103.643. From the gross returns—that is, 2 per cent on the bonds and 6 per cent on the circulation—the actuary deducts taxes, expenses for redemption, and amount set aside as a sinking fund, and from the net receipts so ascertained deducts interest at the rate of 6 per cent on the amount invested in the bonds to determine the net profit. EARNINGS AND DIVIDENDS OF NATIONAL BANKS. In the six months ended January 1, 1908, the net earnings of national banks were $65,088,793, from which dividends were paid to the amount of $43,883,151, an average rate on the capitalization of $886,631,425 of 4.95 per cent. From January 1 to July 1, 1908, the net earnings were $66,246,493, dividends $53,453,131, an average rate 5.93 per cent. Consolidating the returns for the two semiannual periods on average capital and surplus of $893,932,010 and $548,850,476, respectively, the gross earnings were $332,454,602; losses, etc., charged off, $50,568,265, and expenses and taxes paid, $150,551,049, leaving net earnings of $131,335,288. The aggregate amount of dividends paid during the two periods was $97,336,282, an average of 10.89 per cent. Based on combined capital and surplus, the average rate of dividends was 6.75 per cent. The dividend rate for the past year is slightly in excess of 2 per cent of the annual average from March 1, 1869, the date of the act requiring reports of earnings and dividends to be made to the Comptroller, to July 1, 1908. The average capital of national banks for the thirt3^-nine years covering returns in relation to earnings and dividends was $586,345,749; the average surplus, $213,914,153; average net earnings, $68,305,837; average dividends, $51,857,060, the average rate of dividends being 8.84 per cent. EXPENSES OF NATIONAL BANKS. The direct money receipts from national banks by the Government of the United States are represented by the taxes paid on capital to June 1, 1883, and under the war-revenue act of 1898; on deposits to June 1, 1883, and on circulating notes to June 30, 1908, exclusive of interest paid on public deposits under the act of May 30, 1908. In addition to the foregoing the banks have been assessed for the cost of redemption of circulating notes, plates from which circulating notes are printed, and examination fees. The taxes paid aggregate $180,472,155.94. The expenses of the Currency Bureau, including amount appropriated and all other expenses estimated, from 1863 to date, is stated at $22,884,557.46. This shows that the banks have paid to the Government over and above the cost of the operation of the Currency Bureau, $157,587,598.48. The expenses of the banks for the cost of plates and redemption of notes from 1874 to date and examiners' fees from 1882 aggregate $13,044,532.46. In the year ended June 30, 1908, the expenses were as follows: Tax on circulation, $3,090,811.72; cost of redemption of notes, $270,840.21; cost of plates, $58,475; and assessments for examiners7 fees, $429,397.75, a total of $3,849,524.68. EEPOET OF THE COMPTROLLER OF THE CURRENCY. 19 The expenses of the banks on account of the items mentioned and for the periods indicated are shown in the following statement: Tax Tax Tax Tax on on on on capital to June 1, 1883 capital under war-revenue act of 1898 deposits to June 1, 1883 circulation to June 30, 1908 Total Cost of redemption of notes, 1874-1908 Assessment for cost of plates for new banks, 1882-1908 Assessment for cost of plates for extended banks, 1882-1908 Assessment for examiners' fees, 1882-1908 $7, 855, 887. 74 7, 048, 413. 00 60,940,067.16 104, 627, 788. 04 180,472,155. 94 5, 966, 449. 54 706, 635. 00 422, 620. 00 5, 948, 827. 92 ^ ,te taxes and other expenses 193, 516, 688. 40 Expenses"of'the Currency Bureau, including amount appropriated, and all other estimated 22, 884, 557.46 ORGANIZATION OF NATIONAL BANKS. During the existence of the system national banking associations to the number of 9,263 have been chartered, of which 6,873 are in existence, 2,390 having been closed, of which 1,740 were placed in voluntary liquidation, 174 closed by expiration of corporate existence, and 476 terminated by insolvency. The number of banks chartered includes 1,437 banks, with capital of $315,200,928, which were converted from state banks under authority of section 5154 of the Revised Statutes. Under authority of the act of March 14, 1900, and from that date to October 31, 1908, 2,583 national banks were chartered with individual capital of less than $50,000, the average being approximately $26,000 and the minimum $25,000. The aggregate capital of banks organized under this act was $67,285,500. In the same period 1,416 associations were incorporated and authorized to do business under the act of 1864, the capital of these banks being $50,000 or over, and the aggregate $170,967,800. This shows that since 1900 a total of 3,999 banks have been chartered, with authorized capital at date of organization of $238,253,300. The banks chartered since 1900 exceed by 382 the number then in existence. During the past eight years a record has been made of the number of banks coming into the system as a result of conversion of state banks, reorganizations of state and private banks, and organizations anew. The number of conversions was 518, reorganizations 1,273, and primary organizations 2,208. During the past twelve months 326 banks, with authorized capital of $22,823,000, were chartered, of which 194, with capital of $4,973,000, were organizations effected under the act of March 14, 1900, and 132, with capital of $17,850,000, under the act of 1864. The average number of banks organized monthly during the year was but a fraction in excess of 27, against a monthly average of approximately 40 between March 14, 1900, and October 31, 1907. A list of the banks chartered during the year in each State and geographical division, chronologically arranged, will be found in the appendix. The number of national banks organized in each State and geographical division, classified by capital stock, between March 14, 1900, and October 31, 1908, together with paid-in capital, and number of banks reporting on September 23, 1908, is shown in the following table: SUMMARY, BY STATES, GEOGRAPHICAL DIVISIONS, AND CLASSES, OF NATIONAL BANKS ORGANIZED FROM MARCH 14, 1900, TO OCTOBER 31, 1908, AND THE PAID-IN CAPITAL STOCK OF ALL REPORTING NATIONAL BANKS ON SEPTEMBER 23, 1908. Capital $25,000. Capital over $25,000 and less than $50,000. No. No. State, etc. Maine New Hampshire Vermont . Massachusetts Rhode Island Connecticut 3 3 5 1 . . . . 1 $30,666 No. 6 2 1 15 1 4 Capital. $335,000 200,000 100,000 4,000,000 500,000 200,000 No. 9 6 6 16 1 7 Capital. National banks in operation Sept. 23,1908. No. Capital paid in. $410,000 305,000 225,000 4,025,000 500,000 275,000 77 57 51 198 22 80 $9,051,000 5,435,000 5,710,000 56,467,500 6,700,250 20,230,050 3 . . Virginia West Virginia . . . . . . . N o r t h Carolina S o u t h Carolina Georgia . . . . 75,000 375,000 1 30,000 29 5,335,000 45 5,740,000 485 103,593,800 69 42 175 5 24 1,725,000 1,050,000 4,375,000 125,000 600,000 7 7 20 3 5 217,500 210,000 657,000 95,000 172,000 76 28 204 14,320,000 2,135,000 22,780,000 11 3 930,000 850,000 152 77 399 8 40 3 16,262,500 3,395,000 27,812,000 220,000 1,702,000 850,000 424 175 770 27 101 11 158,989,600 20,033,553 112,847,004 2,348,985 17,827,400 5,202,000 315 .. Total Eastern States 7,875,000 42 1,351,500 322 41,015,000 679 50,241,500 1,508 317,248,542 39 26 19 5 8 9 4 281,000 310,000 130,000 6 25 5 11 207 15 46 22 975,000 650,000 475,000 125,000 550,000 150,000 625,000 125,000 275,000 5,175,000 375,000 1,150,000 550,000 15 4 10 1 1 80 510,000 125,000 304,500 30,000 30,000 2,541,000 6 5 190,000 150,000 30 33 23 13 40 19 31 18 17 121 21 27 23 2,970,000 2,605,000 2,210,000 1,585,000 3,810,000 3, 450,000 2,625,000 1,765,000 3,210,000 11,200,000 1,770,000 4,445,000 2,310,000 77 68 46 18 77 29 66 24 29 408 36 79 50 4,226,000 3,565,000 2,815,000 1,710,000 4,870,000 3,725,000 3,554,500 1,920,000 3,515,000 18,916,000 2,145,000 5,785,000 3,010,000 448 11,200,000 143 4,601,500 416 93 77 133 8 33 2,325,000 1,925,000 3,325,000 200,000 825,000 16 15 15 2 4 568,000 483,000 518,500 65,000 125,000 80 57 71 22 99 Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee . . Total Southern States Ohio Indiana Illinois Michigan Wisconsin $75,000 75,000 125,000 25,000 Capital. Total. 15 Total New England States New York New Jersey Pennsylvania . Delaware Maryland District of Columbia Capital. Capital $50,000 and over. . 23 107 94 69 30 97 39 76 30 38 535 40 145 87 12,667,770 8,161,000 6,760,000 4,330,000 11,101,360 4,780,000 8,322,000 3,435,000 8,745,000 40,868,300 4,000,000 16,263,400 10,095,000 43,955,000 1,007 59,756,500 1,387 139,528,830 11,525,000 6,200, 000 11,535,000 4,440,000 2,950,000 14,418,000 8.608,000 15,378,500 4,705,000 3,900,000 189 149 219 32 60 368 245 410 95 130 60,651,600 25,363,000 56,233,500 14,915,000 16,065,000 to o Minnesota Iowa Missouri 165 99 31 .. Total Western States Washington Oregon California Idaho. Utah Nevada Arizona. . 471,000 630,000 385,000 25 52 29 15,975,000 98 3,245,500 359 2,575,000 1,500,000 2,125,000 2,100,000 325,000 250,000 1,075,000 525,000 6,325,000 7 2 14 6 3 215,000 60,000 475,000 210,000 100,000 9 4 20 301,000 125,000 675,000 7 8 24 28 7 10 30 9 39 400,000 400,000 1,485,000 2,050,000 610,000 550,000 2, 450,000 525,000 2,705,000 117 70 123 118 23 20 82 34 312 672 . 15 19 12 103 60 85 84 13 10 43 21 253 Total Middle Western States North Dakota South Dakota Nebraska . . Kansas Montana Wyoming Colorado New Mexico Oklahoma 4,125,000 2,475,000 775,000 639 . 16,800,000 65 2,161,000 162 11,175,000 24 26 52 22 6 1 4 600,000 650,000 1,300,000 550,000 150,000 25,000 100,000 1 1 3 1 1 30,000 26,000 100,000 30,000 30,000 1 30,000 20 14 64 11 3 8 4 1 1,495,000 1,050,000 13,012,800 650,000 275,000 1,175,000 200,000 50,000 135 3,375,000 18 246,000 125 17,907,800 2 50,000 2 1 550,000 100,000 3 650,000 Alaska Total Pacific States Hawaii Porto Rico Total Island Possessions Total United States. 2 50,000 2,226 55,650,000 357 a Bonds deposited, $57,759,610. 3,300,000 3,095,000 7,885,000 261 319 122 20,691,000 20,330,000 30,935,000 70,150,500 1,950 245,184,100 132 89 212 211 41 28 113 40 298 4,684,900 3,434,000 13,455,000 12,252,500 3,765,000 1,560,000 9,480,000 1,995,000 11,890,000 899 30,136,000 1,164 62,516,400 45 41 119 34 10 9 9 1 2,125,000 1,726,000 14,412,800 1,230,000 455,000 1,200,000 330,000 50,000 64 65 143 38 20 9 13 2 7,648,000 4,601,000 •33,795,000 1,870,500 2,180,000 1,732,000 755,000 100,000 268 21,528,800 354 52,681,500 1 600,000 100,000 4 1 610,000 100,000 5 700,000 5 710,000 a 238,253,300 6,853 921,463,172 205 170 72 50,930,000 1,096 11,635,500 1,416 170,967,800 3,999 7,896,000 6,200,000 9,045,000 3,190,000 1,960,000 4,085,000 4,360,000 1,035,000 800,000 3,826,000 1,175,000 9,705,000 W HI o h} M Ct o O ha W o 3 o Kl 22 KEPORT OF THE COMPTROLLER OF THE CURRENCY. The following tables relate to the number and capital of national banks, by classes, organized since March 14, 1900, number of national banks organized in each month and year since that date, together with the number and classifications of organizations during the past year: SUMMARY, BY CLASSES, OF NATIONAL BANKS ORGANIZED FROM MARCH 14, 1900, TO OCTOBER 31, 1908. Conversions. Reorganizations. Classification. No. Capital. Capital less than $50,000... 314 Capital, $50,000 or m o r e . . . 204 Total No. Capital. Primary organizations. Total. Capital. No. No. Capital. 810 463 $21,467,000 1,459 749 61,395,000 $37,515,500 81,895,000 2,583 1,416 $67,285,500 170,967,800 35,980,800 1,273 82,862,000 2,208 119,410,500 3,999 238,253,300 $8,303,000 27,677,800 518 NUMBER OF NATIONAL BANKS ORGANIZED IN EACH MONTH FROM MARCH 14, 1900, TO OCTOBER 31, 1908. 1900. January February March April May June July August September October N o v e m b e r December . . . . . . . . . Total 1902. 1903. 1904. 1905. 1906. 1907. 36 31 35 30 54 40 41 27 23 27 32 36 40 28 41 50 50 42 38 42 38 33 36 54 34 50 56 51 47 58 43 36 31 57 20 32 36 35 42 46 42 43 22 38 32 43 36 45 45 39 50 42 49 48 37 44 35 36 23 38 45 41 41 43 45 42 32 33 31 41 27 41 40 42 50 46 52 55 40 39 4(5 38 19 23 32 36 39 34 33 21 37 20 14 18 398 .. 1901. 6 46 66 95 46 44 20 25 21 29 Month. 412 492 515 460 486 462 490 284 1908. NUMBER AND CLASSIFICATION OF NATIONAL BANKS ORGANIZED DURING THE YEAR ENDED OCTOBER 31, 1908. Reorganizations. | Conversions. Total. Bonds deposited. Month. No. November.. December.. January February.. March April May June July August September. October Total Capital. No. $615,000 675,000 475,000 250,000 705,000 660,000 630,000 825,000 675,000 735,000 75,000 525,000 144 6,845,000 Capital. No. 9,205,000 No. $50,000 75,000 735,000 825,000 850,000 823,000 530,000 100,000 960,000 300,000 1,300,000 225,000 $300,000 100,000 1,475,000 525,000 1,180,000 585,000 705,000 2,825,000 480,000 410,000 620,000 90 Capital. 92 19 23 32 36 39 34 33 21 37 20 14 18 6,773,000 326 Capital. $965,000 850,000 | 2,685,000 1,600,000 2,735,000 2,068,000 1,865,000 3,750,000 2,115,000 1,445,000 1,995,000 750,000 22,823,000 $394,250 225,510 475, 270 427,320 569,750 444,850 601,860 452,000 527,750 406,010 325,000 217,510 5,067,080 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 The growth of national banks, as shown by the number, capital stock, etc., between March 14, 1900, and October 31, 1908, is shown in the following table: NUMBER OF NATIONAL BANKS IN EXISTENCE, AUTHORIZED CAPITAL STOCK, BONDS ON DEPOSIT TO SECURE CIRCULATION, CIRCULATION SECURED BY BONDS, AND BY LAWFUL MONEY, ON DATES INDICATED. Mar. 14, 1900. Oct. 31, 1905. Oct. 31, 1906. Oct. 31, 1907. Oct. 31t 1908. Number of banks Authorized capital Bonds on deposit Circulation, on bonds Circulation, lawful money Total circulation 5,858 6,225 6,650 3,617 $616,308,095 $812,026,075 $845,939,775 $909,274,775 244,611,570 494,017,850 539,653,180 566,994,910 216,374,795 489,937,806 536,933,169 562,727,614 47,252,852 38,027,935 34,470,443 46,238,816 254,402,730 524,408,249 583,171,985 609,980,466 6,873 $930,365,275 632,624,850 626,778,555 39,065,637 665,844,192 The number of national banks organized in each State and geographical division, together with the number in active operation, in liquidation, and placed in charge of receivers, appears in the following table: NUMBER OF NATIONAL BANKS ORGANIZED, INSOLVENT, IN VOLUNTARY LIQUIDATION, AND NUMBER IN OPERATION ON OCTOBER 31, 1908. State, etc. Maine New Hampshire. Vermont Massachusetts Rhode Island Connecticut Total New England States. New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Total Eastern States. Virginia West Virginia.. North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total Southern States., Ohio Indiana Illinois Michigan... Wisconsin. Minnesota. Iowa Missouri... Total Middle Western States. In operation. 24 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. NUMBER OF NATIONAL BANKS ORGANIZED, INSOLVENT, IN VOLUNTARY LIQUIDATION, AND NUMBER IN OPERATION ON OCTOBER 31, 1908—Continued. State, etc. North Dakota South Dakota Nebraska . . . Kansas Montana '. Wyoming Colorado Organized. Insolvent. . . . . . . Arizona Alaska Total Pacific States Hawaii Porto Rico . . . . . Total Island Possessions 15 23 58 92 16 5 25 7 41 132 89 214 211 41 28 113 40 294 112 282 1,162 123 83 171 48 27 12 17 2 23 7 6 1 1 1 1 36 12 21 8 6 1 3 64 64 144 39 20 10 13 2 483 Total Western States 13 11 20 35 10 2 9 4 8 1,556 Oklahoma Washington Oregon California Idaho Utah Nevada In operation. 160 123 292 338 67 35 147 51 343 .. New Mexico I n liquidation. 40 87 356 4 1 4 1 5 Total United States 9,263 5 a 476 1,914 6,873 a Total number of receiverships 499; two banks failed for the second time, and 21 were restored to solvency. CHANGES IN TITLES OF NATIONAL BANKS. During the year ended October 31, 1908, there were 14 changes of corporate titles of national banking associations, the banks concerned, the new and old titles, with date of approval of the changes, being shown in the following table: Title and location. No. 6230 6406 8335 4385 8864 7498 3872 2798 8563 3916 5501 5176 7457 8967 "The American National Bank of South McAlester," South McAlester, Okla., to "The American National Bank of McAlester" "The City National Bank of South McAlester," South McAlester, Okla., to "The City National Bank of McAlester" "The First National Bank of St. James," St. James, Nebr., authorized to move to Wynot, Nebr., under the title "The First National Bank of Wynot" "The First National Bank of Muskogee," Muskogee, Okla., to "The First National Bank of Muskogee" "The Maxfield National Bank of Batesville," Batesville, Ark., to "The National Bank of Batesville" "The Merchants National Bank of New Orleans," New Orleans, La., to "The Peoples National Bank of New Orleans" "The First National Bank of Albany, Georgia," to "The Citizens First National Bank of Albany" " The Fifth National Bank of Cincinnati," Cincinnati, Ohio, to " The Fifth-Third National Bank of Cincinnati" "The National Bank of Luther," Luther, Okla., to "The First National Bank of Luther". "The Oakland National Bank," Chicago, 111., to "The Oakland National Bank of Chicago" "The Peoples National Bank of Grove City," Grove City, Pa., to "The Grove City National Bank" " The National Bank of Commerce of Hattiesburg," Hattiesburg, Miss., to " First National Bank of Commerce of Hattiesburg" "The Western National Bank of Louisville," Louisville, Ky., to "The Continental National Bank of Louisville" "The Cortez National Bank," Cortez, Colo., to "The First National Bank of Cortez" Date. 1907. Nov. 16 Do. Jan. 21 Feb. 14 Mar. 9 Apr. 11 May 1 June June June 2 6 20 Aug. 1 Aug. 8 Sept. Oct. 30 6 KEPOET OF THE COMPTROLLER OF THE CURRENCY. 25 EXTENSION OF COEPOEATE EXISTENCE OF NATIONAL BANKS. Under authority of the act of July 12, 1882, 83 associations extended their corporate existence during the last year; and under the act of April 12, 1902, the charters of 7 associations were extended for a second period of twenty years. The total number of extensions under the act of 1882 to October 31, 1908, is 2,665, and the number of second extensions 968. In the year terminating on October 31, 1909, the corporate existence of 134 associations will expire for the first time and one for the second time. The charters of all of these banks may be extended for an additional period of twenty years by conforming to the provisions of the acts of the dates cited. Lists of both classes of banks with dates of expiration of charters will be found in the appendix of this report. LIQUIDATIONS. During the year ended October 31 charters of three associations expired by limitation, and 77 associations were placed in voluntary liquidation under the provisions of section 5220 of the Revised Statutes. The capital of the banks of the classes named was $12,415,000. Thirty of the banks voluntarily liquidated, with capital of $7,355,000, were absorbed by other associations; 3 of the banks the charters of which expired by limitation were reorganized; 38 liquidated to reorganize as state banks; and 9 were closed to discontinue business. The list of liquidated banks, with date of authority to begin business, date of closing, capital stock, circulation issued, redeemed and outstanding, is submitted herewith : NATIONAL BANKS PLACED IN LIQUIDATION. Circulation— Name and location of bank. First National Bank, Adams, N. Dak. (7852) Federal National Bank, Chicago, 111.(7926) German-American N a t i o n a l Bank, Marion, Wis. (8887) Fourth National Bank, Waterbury, Conn. (3768) Grant Park National Bank, Grant Park, 111. (5124) Merkel National Bank, Merkel, Tex. (7466) Planters and Mechanics National Bank, Houston, Tex. (4463)... First National Bank, High Point, N. C. (3490) Farmers and Merchants National Bank, Tyler, Tex. (7515) Western National Bank, Odessa, Tex. (8925) Beaver National Bank, NewYork, N. Y. (8634) First National Bank, Macon, Mo. (2862) Hollis National Bank, Hollis, Okla. (8056) Atlantic National Bank, Wilmington, N. C. (4726) Porter National Bank, Porter, Okla. (8676) State National Bank, New Orleans, La. (1774) ,1905 28.1905 24,1907 2,1887 6,1898 4,1904 11,1890 21,1886 16,1904 22,1907 6,1907 23,1883 Jan. 16,1908 20.1906 Jan. 18,1908 18,1892 Jan. 25,1908 4,1907 Jan. 30,1908 20,1871 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS PLACED IN LIQUIDATION—Continued. Name and location of bank. Date of closing. Date of authority to commence business. Circulation— Capital stock. Issued. Lindsay National Bank, Lindsay, Okla. (6710) $40,000 $40,000 Feb. 6,1908 Apr. 3,1903 National Live Stock Bank, Chicago, 111. (3847) 50,000 Feb. 7,1908 Feb. 23,1888 1,000,000 First National Bank, Turnersville, Tex. (8843) 6,250 Feb. 26,1908 Aug. 22,1907 25,000 First National Bank, Humboldt, 12,500 Nebr. (3238) Feb. 28,1908 Aug. 22,1884 50,000 First National Bank, Kiefer, 6,250 Okla. (8553) Mar. 3,1908 Feb. 19,1907 25,000 Peoples National Bank, Muncie, 75,000 Mar. 14,1908 Oct. 26,1904 Ind. (7454) 100,000 City National Bank, Muskogee, Mar. 16,1908 Aug. 6,1903 Okla. (6911) 100,000 100,000 National Bank of Fayetteville, Mar. 17,1908 Oct. 18,1905 60,000 Fayetteville, Ark. (7952) 60,000 Prescott National Bank, Lowell, Mar. 18,1908 Mar. 31,1865 300,000 50,000 Mass. (960) First National Bank, Gloucester, Mar. 26,1908 Oct. 25,1864 200,000 Mass. (549) 200,000 First National Bank, Mylo, N. Aug. 4,1905 .do. 7,000 Dak. (7857) 25,000 Third National Bank, Albany, 12,500 Mar. 31,1908 July 12,1902 50,000 Ga. (6336) Fanners National Bank, Punx50,000 Apr. 1,1908 Sept. 14,1901 sutawney, Pa. (5965) 50,000 Choc taw National Bank, Caddo, 50,000 Apr. 5,1908 Jan. 17,1900 Okla. (5246) 50,000 City National Bank, Tulsa, Okla. 25,000 Apr. 11,1908 Mar. 5,1901 (5732) 25,000 National Bank of Jacksonville, aApr. 14,1908 Apr. 20,1888 300,000 Jacksonville, Fla. (3869) 178,500 Traders National Bank, WashApr. 21,1908 Feb. 27,1890 ton, D. C. (4244) 200,000 200,000 Veazie National Bank, Bangor, Mar. 5,1873 100,000 ....do Me. (2089) 25,000 Citizens National Bank, AlMay 1,1908 June 9,1905 bany, Ga. (7777) 50,000 50,000 City National Bank, MarshallMay 4,1908 July 8,1890 town, Iowa (4359) 100,000 25,000 National Bank of the Republic, May 7,1908 Apr. 13,1864 ,000,000 Boston, Mass. (379) 650,000 Newton National Bank, NewMay 15,1908 Feb. 8,1865 200,000 ton, Mass. (789) 50,000 First National Bank, Hailey, a May 21,1908 June 2,1888 Idaho (3895) 75,000 18,750 Hazelhurst National Bank, May 26,1908 Sept. 27,1906 Hazlehurst, Pa. (8380) 25,000 25,000 Commercial National Bank, June 1,1908 Nov. 21,1881 ,000,000 Detroit, Mich. (2591) 225,000 Citizens National Bank, WashFeb. 7,1902 do ington, Iowa (6122) 50,000 50,000 Consolidation National Bank, June 8,1908 Oct. 29,1864 Philadelphia, Pa. (561) 300,000 300,000 Third National Bank, CincinJune 18,1908 June 14,1882 ,200,000 1,200,000 nati, Ohio (2730) Citizens National Bank, Cedar June 20,1908 Mar. 14,1898 Rapids, Iowa (5113) 200,000 150,000 Merchants National Bank, CovJuly 1,1908 Feb. 26,1906 ington, Ky. (8110) 100,000 50,00(? National Bank of Wichita, July 6,1908 Aug. 19,1902 Wichita, Kans. (6392) 100,000 50,000 Thomas National Bank, July 7,1908 June 6,1905 Thomas, Okla. (7771) 25,000 6,250 National Bank of Commerce, July 15,1908 June 11,1884 ,000,000 Minneapolis, Minn. (3206) 600,000 Wind River National Bank, July 18,1908 May 23,1906 Shoshoni, Wyo. (8232) 25,000 6,250 First National Bank, Cutter, N. July 22,1908 Apr. 27,1907 Mox. (8662) 25,000 6,500 Fifth National Bank, Grand July 31,1908 Apr. 13,1886 Rapids, Mich. (3488) 100,000 100,000 First National Bank, Cement, Aug. 1,1908 Mar. 21,1906 Okla. (8144) 25,000 12,510 First National Bank, WheatNov. 10,1906 do land, Wyo. (8432) 25,000 25,000 First National Bank, HattiesAug. 5,1908 Feb. 16,1899 burg, Miss. (5177) 100,000 50,000 o Expired by limitation. ReOutdeemed. standing. $17,400 $22,600 12,050 37,950 2,950 3,300 5,200 7,300 2,350 3,900 23,550 51,450 40,950 £9,050 58,505 1,495 12,121 37,879 62,827 137,173 2,500 4,500 5,350 7,150 17,900 32,100 20,950 29,050 6,950 18,050 65,550 112,950 80,950 119,050 8,450 16,550 22,550 27,450 5,603 19,397 255,741 394,259 8,832 41,168 6,500 12,250 8,550 16,450 199,850 25,150 9,400 40,600 47,079 252,921 270,925 929,075 136,300 13,700 9,450 40,550 5,750 44,250 650 5,600 68,353 531,647 1,700 4,550 1,000 5,500 10,350 89,650 1,450 11,060 3,150 21,850 11,250 38,750 27 KEPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS PLACED IN LIQUIDATION—Continued. Name and location of bank. Enid National Bank, Enid, Okla. (8231) Citizens National Bank, Anadarko, Okla. (6307) First National Bank, Lamont, Okla. (7783) City National Bank, Hobart, Okla. (6267) Madill National Bank, Madill, Okla. (6365) First National Bank, Okeene. Okla. (5887) First National Bank, Foss, Okla. (6736) First National Bank, Laurel, Mont. (8669) Coalgate National Bank, Coalgate, Okla. (7321) National Traders Bank, Portland, Me. (1451) Lockney National Bank, Lockney, Tex. (9193) Greene County National Bank, Hunter, N. Y. (7485) Peoples National Bank, Aspen, Colo. (8815) Comal National Bank, New Braunfels, Tex. (7924). City National Bank, Kames City, Tex. (8565) National Bank of Hastings, Hastings, Okla. (8210) First National Bank, Plymouth, Ohio (1904) Weleetka National Bank, Weleetka, Okla. (6689) First National Bank, Gage, Okla. (8543) Farmers' National Bank, Gatesville, Tex. (8928) City National Bank, Norman, Okla. (6450) Citizens' National Bank, Ada, Okla. (7071) First National Bank, Clutier, Iowa (5366) First National Bank, Center Point, Tex. (6040) Medford National Bank, Medford, Mass. (5247) Total, 80 banks. Circulation- Date of closing. Date of authority to commence business. Capital stock. Aug. 18,1908 May 22,1906 $100,000 $100,000 $12,150 Aug. 31,1908 June 17,1902 25,000 G,250 550 5,700 June 10,1905 25,000 25,000 1,850 23,150 Sept. 1,1908 May 21,1902 25,000 25,000 2,200 22,800 Sept. 4,1908 Aug. 2,1902 60,000 30,000 1,950 28,050 Sept. 7,1908 June 28,1901 25;000 10,000 1,250 8,750 Sept. 10,1908 Apr. 21,1903 25,000 6,300 300 6,000 Sept 12,1908 May 25,000 6,250 950 5,300 do 1,1907 ! Re- I OutIssued. | deemed. I standing. $87,850 June 28,1904 do 50,000 50,000 500 49,500 July 17,1865 200,000 50,000 3,900 46,100 July 15,1908 do Sept. 15,1908 25,000 6,250 6,250 Sept. 18,1908 Nov. 23,1904 25,000 12,500 1,600 Sept. 21,1908 Aug. 1,1907 25,000 6,250 200 6,050 Sept. 25,1908 Sept. 27,1905 35,000 35,000 4,000 31,000 Sept. 29,1908 Feb. 26,1907 25,000 6,300 Oct. May 7,1906 25,000 25,000 1,150 23,850 ....do Dec. 15,1871 50,000 50,000 2,400 47,600 ....do Mar. 25,1903 25,000 6,250 1,1908 10,900 6,300 6,250 Oct. 2,1908 Feb. 13,1907 25,000 6 500 250 Oct. 3,1908 Oct. 23,1907 30,000 7 500 400 7,100 Oct. 5,1908 Oct. 6,1902 50,000 50,000 1,750 48,250 6,250 Oct. 10,1908 Dec. 24,1903 50,000 12,500 Oct. 12,1908 May 22,1900 25,000 20 000 800 19,200 Oct. 13,1908 Dec. 25,000 25 000 500 24,500 Oct. 31,1908 Jan. 23,1900 100,000 50 000 12,415,000 6,988 660 2,151,177 4,837,483 3,1901 12,500 50,000 NATIONAL BANK EXAMINATIONS AS VIEWED BY THE BANKERS. On September 14, 1908, a copy of the following letter was mailed to the president of every national bank: TREASURY DEPARTMENT, Washington, September 14, 1908. MY DEAR SIR: I am making an effort to improve the work of the national-bank examiners, and in order to do so I want an expression of opinion from the banks as to how the work is now done and as to how it may be improved. Will you please tell me how the examiners who have examined your bank actually do the work; whether or not, in your opinion, it is well done, and whether the examiners take time enough to go into the details of the bank as the law contemplates that they should, and in a general way point out every defect in the examinations that may occur to you. 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. I will be under obligations to you if you will advise me how, in your opinion, the work for which you pay can be done so that both your bank and this office will get the best results possible from the examinations. The bank pays for these examinations, and it is therefore vitally interested in getting actual benefits from them. My sole purpose is to improve the entire service from the top to the bottom. Your reply, therefore, will be considered confidential. Please write me fully by return mail. Respectfully, LAWRENCE 0 . MURRAY, Comptroller. Replies to the foregoing letter were received from over 3,600 banks, and in 1,848 instances the opinion was expressed that the present system and methods in force are satisfactory. In 53 cases the view was taken that the system is not satisfactory, but no recommendations for improvement were submitted. In nearly one-half (1,695) of the replies the system was criticized to a greater or less extent and corresponding suggestions offered. On the subject of the compensation of examiners, in 501 replies the view is expressed that the examiners should be paid salaries in lieu of fees. In the opinion of 684 correspondents, more time should be devoted to examinations than at present, and in 278 replies the wisdom of conferences by the directors with the examiner at time of examination is recognized. Forty-five correspondents recommend more frequent examinations than at present; 116, more competent examiners; 54, that examiners should be placed under the civil service; 84, that examiners be retained in the same localities indefinitely; 16, that government auditors or supervising examiners be appointed; 11, that banks in contiguous territory unite in the employment of special auditors; 31, that independent audits be made, and 11, that reports of examiners be made to clearing houses. In 460 replies more careful inspection of loans and discounts is urged, and in 24 it is suggested that closer attention should, be given items in transit and accounts current. Correspondents in 61 instances urge the giving of greater attention to loans to officers, directors, and stockholders. Verification of individual ledger balances is advocated in 184 replies. In the interest of the department, of the examiners, and the banks, the establishment of a credit department in the office of the Comptroller is urged, by a number of correspondents, for the collection of information relative to the character and financial standing of large borrowers, from which both the banks and the examiners could draw, the former to enable them to determine the advisability of granting accommodations or extensions, and the latter to understanding^ advise both the Comptroller and the banks of the value of the bills receivable, etc. Upon the part of some of the bankers the view is expressed that examiners should be authorized to communicate more freely with the officers of banks with respect to their knowledge of paper which may be found in a bank at the time of examination. It is worthy of note that criticisms and suggestions submitted in the replies from the banks are directed to the system and not to individual examiners. It is believed that the following tabulation of the replies received from the banks, showing the sources from which they were received and the character of the larger number of criticisms, comments, and recommendations, will be examined with interest: 29 REPORT OF THE COMPTROLLER OF THE CURRENCY. State. Alabama Arkansas , Arizona California Colorado Connecticut Delaware District of Columbia. Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New York North Carolina North Dakota New Mexico Ohio Oregon Oklahoma Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Islands Total NumNum- ber of ber of replies banks. received. Number that regard present system, as satisfactory. 22 30 89 87 535 20 51 107 64 94 130 28 5 32 19 9 79 59 50 20 7 16 44 20 214 118 133 103 67 22 46 73 122 65 143 18 69 15 108 3 39 89 243 32 66 22 205 32 127 403 14 15 44 45 281 13 24 61 34 35 79 17 2 18 12 5 40 34 27 13 4 7 21 9 100 60 81 32 44 9 33 36 75 28 57 11 30 8 55 1 28 47 143 21 38 11 106 14 67 205 6 9 9 22 169 6 13 25 14 18 22 4 1 6,851 3,596 1,846 76 40 13 143 113 80 27 11 39 97 38 410 245 319 211 145 38 77 101 198 95 261 30 122 41 212 9 57 175 424 69 132 40 368 65 298 770 Number criticizing present system without suggesting improvements. 1 4 3 4 7 4 6 1 6 2 3 3 2 3 1 2 1 53 Number offering suggestions for improvement. 13 7 4 35 22 23 7 3 9 23 11 110 51 48 65 23 13 12 31 45 37 83 7 36 7 51 2 11 42 100 11 28 11 96 18 59 196 8 6 35 23 111 7 11 36 20 17 57 13 1 1,695 Num- Num- Number ber Num- Number ber ber suggest- suggest- suggesting ing suggest- suggest- ing more verifiing ing board careful cation salary more meetinstead time for ings inspec- of indiof fee exami- with tion of vidual loans system. nations. exam- and dis- ledger baliners. counts. ances. 3 1 3 6 5 1 2 1 3 43 16 17 14 8 3 10 6 25 32 2 12 5 14 2 1 8 40 3 6 3 23 5 15 58 3 1 9 2 30 3 10 13 5 24 5 501 3 3 2 9 5 8 1 3 7 3 49 18 13 26 8 6 3 10 15 16 37 1 10 3 20 1 2 16 42 4 12 4 33 9 23 92 3 4 17 7 52 4 1 21 13 9 32 3 1 684 3 3 3 4 7 3 2 1 3 4 3 1 1 4 1 24 16 15 13 3 3 2 3 3 7 19 2 6 4 9 4 26 16 17 11 2 3 2 1 4 12 29 1 5 3 19 • l 5 8 18 4 12 4 29 7 22 45 2 3 11 5 45 3 3 9 9 6 16 6 1 5 4 4 8 1 3 22 3 12 31 6 8 14 1 4 1 4 1 278 460 3 2 1 3 1 a 3 2 1 3 3 2 2 2 1 3 8 6 2 2 2 3 3 14 17 1 3 9 3 2 38 1 1 3 3 5 1 10 4 3 4 184 30 KEPORT OF THE COMPTROLLER OF THE CURRENCY. STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND TRUST COMPANIES. Under the provisions of section 333 of the Revised Statutes of the United States, the Comptroller of the Currency is required to incorporate in his annual report to Congress a statement exhibiting under appropriate heads the resources and liabilities and condition of the banks, banking companies, and savings banks organized under the laws of the several States and Territories. The information is obtained through the courtesy of State officers having supervision of these institutions and from individual banks and bankers where not obtainable otherwise. Summaries of this information received for the current year show that there were in operation 14,522 banks other than national, with aggregate resources of $10,869,345,993, being an increase of 1,205 in the number of banks and a decrease of $299,168,523 in resources reported the previous year. The returns include 11,220 commercial banks, 1,453 savings banks (of which 676 were of the mutual class, i. e., without capital stock), 1,007 private banks, and 842 loan and trust companies. The capital stock of the commercial banks aggregates $502,513,303, individual deposits $2,937,129,598, and resources $4,032,638,485. In 1907 the aggregate resources of this class of banks was $4,119,190,337, thus showing a decrease of $86,551,852 in the amount reported for the current year. Savings-bank reports to the number of 1,453 show deposits aggregating $3,479,192,891 and resources $3,809,533,152. Compared with 1907 these figures show an increase in the aggregate resources of $26,659,952, but a decrease of $16,217,196 in individual deposits. Including the deposits in savings departments of the Illinois State banks the aggregate deposits to the credit of savings depositors in the United States is shown to be $3,660,553,945 and the number of depositors 8,705,848, the average deposit being $420.47. Reports received from the 842 loan and trust companies show aggregate resources of $2,865,632,876 against 794 companies with aggregate resources of $3,071,419,360 in 1907, or a decrease of $205,786,484. Reports were obtained from 1,007 private banks and bankers, with capital of $21,122,836 and aggregate resources of $161,541,480. In 1907 reports were received from 1,141 private banking concerns with capital of $25,144,822 and resources of $195,031,619, thus showing a decrease in figures submitted for 1907 of $4,021,986 in capital stock and $33,490,139 in resources. Statistics submitted with respect to the amount and average rate of dividends paid by state banks, private banks, and loan and trust companies for the year ended June 30, 1908, will be found in the appendix. Reports covering the subject were received from 1,568 state banks with capital of $142,087,691 which showed the payment of dividends to the amount of $14,485,772 or an average of 10.19 per cent; from 623 loan and trust companies with capital of $227,875,359 showing payment of dividends to the amount of $22,959,630 or 10.08 per cent; and 214 private banks which paid dividends to the amount of $684,889 or 13.57 per cent on capital stock of $5,046,705. Similar returns for 1907 show that state banks paid an average of 9.54 per 31 KEPORT OF THE COMPTROLLER OF THE CURRENCY. cent, loan and trust companies 10.38 per cent, and private banks 12.51 per cent. The following table is a summary of reports received for the year 1908 from state banks, savings banks, private banks, and loan and trust companies: RESOURCES AND LIABILITIES OF STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND TRUST COMPANIES, 1908. 11,220 state banks. 842 loan and trust companies. Total, 14,522 banks, etc. $1,440,061,503 $19,610,740 $153,727,485 $1,801,751,913 66,624,785 7,521,699 364,362,059 80,226,816 1,050,343 1,796,144 13,860,545 297,157 821,341,681 404,412,308 860,744 555,303 1,022,758,834 2,939,945,864 33,155,132 17,601,519 89,639,659 29,576,312 681,624,971 651,018,888 29,460,847 1,453 savings banks. 1,007 private banks. RESOURCES. $188,352,185 Loans on real estate Loans on collateral securityother than real estate 127,270,669 2,090,944,681 Other loans and discounts 29,447,901 Overdrafts 2,888,514 United States bonds State, county, and municipal bonds 3,729,479 Railroad bonds and stocks 2,698,260 Bank stocks Other stocks, bonds, and se184,385 curities Due from other banks and 492,935,533 bankers Real estate, furniture, and fix- 549,297,603 tures Checks and other cash items... 136,146,988 Cash on hand 71,251,438 All other resources 308,736,342 28,754,507 Total 4,032,638,485 587,155,390 618,193,415 24,265,271 1,100,443 550,901 205.348 343,465,167 5,821,879 163,616,708 27,298,378 4,805,843 651,298,154 1,493,520,733 1,131,785,912 391,573,223 97,112, 461 5,878,676 118,398,874 96,452,153 3,809,533,152 161,541,480 2,865,632,876 10,869,345,993 21,122,836 278,408,759 5,556,239 370,145,308 3,475,238 45,894,591 35,160 467,115 3,479,192,891 126,673,158 1,866,964,314 838,058,353 837,525,433 175,286,051 1,185,024 8,409,959,961 57,010,988 779,228 43,483,533 85,604,217 6,448,497 1,529,589 8, 497,540 636.349 296,718,934 79,438,931 479,116,289 211,447,226 LIABILITIES. 502,513,303 Capital stock 217,112,085 Surplus fund 86,503, 972 Other undivided profits 682,749 Dividends unpaid 2,937,129,598 Deposits Due to other banks and bank- 207,432, 987 81,263,791 All other iiabilities.'.".'.'.......'.'. 4,032,638,485 Total 36,013,455 244,711,801 39,412,250 3,187,417 7,015,338 1,561,453 3,117,396 163,014,678 140,738,111 375,196,535 232,134,636 3,809,533,152 161,541,480 |2,865,632,876 10,869,345,993 For the purpose of comparison a table exhibiting the principal items of resources and liabilities of banks other than national in the years 1900, 1904, and 1906 to 1908 is submitted herewith: CONSOLIDATED RETURNS FROM STATE, SAVINGS, PRIVATE BANKS, AND LOAN AND TRUST COMPANIES. Item. 1900. $3,013,449,827 Loans 1,723,830,351 Bonds 220,667,109 Cash 403,192,214 Capital Surplus and undivided 490,654,957 profits 4,780,893,692 Deposits 5,841,658,820 Resources 1904. 1906. 1907. 1908. $4,360,209,382 2,522,890,815 301,578,011 625,116,824 $5,656,832,201 2,790,159,501 334,938,185 739,163,401 $6,099,897,535 2,931,506,252 391,847,497 807,178,262 $5,797,611,743 2,873,226,958 479,116,289 838,058,353 779,241,781 6,688,107,157 8,542,839,386 893,679,524 8,159,894,029 10,363,350,846 924,655,010 8,776,755,207 11,168,514,516 1,012,811,484 8,409,959,961 10,869,345,993 The foregoing statement indicates an increase in the aggregate resources in 1904 over 1900 of $2,701,180,564; an increase of $805,163,670 in 1907 over 1906; for 1908 the figures show a decrease 32 REPOET OF THE COMPTROLLER OF THE CURRENCY. of $299,168,523 over those reported in 1907, but an increase of $5,027,687,173 for the eight years ended June 30, 1908. Combining the summary of reports from national banks as of July 15, 1908, with those received from other banks for June 30, 1908, makes a total of 21,346 reporting banks with aggregate capital of $1,757,200,000 and aggregate resources of $19,583,400,000, as shown by the following comparative statement: Classification. Loans United States bonds All other bonds and securities Cash (including national-bank notes) Capital stock Surplus and profits Deposits (individual) Aggregate resources 6,824 national 14,522 state, banks. etc., banks. : I j j j ! | \ \ Millions. $4,640. 4 732. 6 840.1 889.2 919.1 748. 7 4,374. 5 8,714.1 Millions. $5,797. 6 17.6 2,855. 6 479.1 838.1 1,012.8 8,410. 0 10,869.3 Total, 21,364 banks. Millions. $10,438.0 750.2 3,695.7 1,368.3 1,757.2 1,761. 5 12,784. 5 19,583. 4 From the foregoing statement it appears that banks other than national have 55 per cent of the aggregate resources of all reporting banks, 65 per cent of individual deposits, and 55 per cent of the aggregate loans. Of the surplus and profits 57 per cent is credited to this class of banks, while they have only about 47 per cent of the capital and 35 per cent of the cash holdings of all banks. The individual deposits in all reporting banks are $12,784,500,000, but estimating the deposits in 3,654 nonreporting banks at about $486,000,000 the individual deposits in all banking institutions of the country are approximately $13,270,000,000. The aggregate amount of cash in the vaults of the banks of the United States and island possessions on or about June 30, 1907, was $1,113,700,000. The amount reported on the corresponding date in 1908 is $1,368,300,000, an increase of $254,600,000 during the year. The banking power of the United States in 1908, as represented by capital, surplus and other profits, deposits, and circulation of national and other reporting banks, together with the estimated amount of funds of this character in the nonreporting banks, is shown to be approximately $17,643,000,000. In 1890 Mulhall estimated the banking power of the United States at $5,150,000,000. Information relating to state and private bank failures furnished this office by the Bradstreet Commercial Agency shows that during the year ended June 30, 1908, there were 132 failures of banks other than national, with assets of $177,073,348 and liabilities of $209,835,443. The growth in the number and volume of business of the banking institutions of the country has been especially marked since 1900. In that year the total number of banks in operation was estimated at 13,977, with capital of $1,150,728,675; for the present year the number has increased to 25,000, with aggregate capital of $1,833,805,203. The national banks have increased since 1900 from 3,732, with aggregate capital of $621,536,461, to 6,824 on July 15, 1908, with aggregate capital of $919,100,850.^ Other reporting banks have increased from 6,650, with aggregate capital of $403,192,214 in 1900, to 14,522, with aggregate capital of $838,058,353 in 1908. In 1900 the nonreporting banks were estimated at 3,595, with capital of $126,000,000; for the present year banks not reporting are estimated at 3,654, with capital of $76,646,000. EEPORT OF THE COMPTEOLLER OF THE CURRENCY. 33 STATE BANKS. Reports from state banks, all official returns, with the exception of those from Nevada, Alaska, and Hawaii, show the condition of 11,220 banks of this class in operation, with aggregate resources of $4,032,638,485. Geographically the state banks are located as follows: Nineteen in the New England States, 406 in the Eastern States, 3,312 in the Southern States, 3,689 in the Middle Western States, 2,866 in the Western States, 902 in the Pacific States, and 26 in the island possessions. The returns from Texas and California include trust companies and those from South Dakota and Utah include private banks. The returns from the various States are for dates nearest June 30, 1908, except that those from Alabama are for October 15, 1907; Ohio, for December 5, 1907; and Idaho, for December 23, 1907, these being the latest available returns from the States mentioned. A summary of the returns submitted show loans $2,436,015,436; investments in bonds and other securities, $502,436,171; cash on hand, $308,736,342; capital stock paid in, $502,513,303; surplus and undivided profits, $303,616,057; individual deposits, $2,937,129,598. Compared with the figures for 1907, it appears that investments in bonds, etc., increased $12,931,534; cash on hand, $54,734,772; capital stock, $30,850,266, and surplus profits, $22,364,579. There has been a decrease of $131,520,262 in deposits, $95,611,884 in loans, and $25,257,290 in cash items. Comparing the figures for 1908 with those submitted for 1904, there has been an increase of $1,168,894,312 in the aggregate resources; $155,092,106 in capital stock, and $863,911,549 in deposits. Missouri has the largest number of state banks, viz, 934, followed by Kansas with 740, Minnesota 607, and Nebraska 598. Illinois has the largest amount of capital invested in this class of banks, viz, $52,460,000, Ohio being second with $38,950,747, New York third with $33,283,000. California has 7 $46,754,171 of capital stock entered under head of "State banks/ but this sum includes capital stock of trust companies. The largest amount of deposits held by state banks is $427,277,209 in Illinois banks, New York being second with $375,956,193, and Ohio third with $304,845,105, Illinois state banks have also the largest volume of aggregate resources, viz, $561,458,333, those of New York second with $533,592,633, and Ohio third with $376,571,571. Tables I and V in the appendix show complete details of reports from this class of banks. SAVINGS BANKS OF THE UNITED STATES. Savings banks being the repositories of the accumulations of wageearners mainly, special interest attaches to their operations and condition. There are 8,088,066 depositors in savings banks of the United States (exclusive of savings depositors in state banks of Illinois) with deposits aggregating $3,479,192,891, the average deposit account being $430.16. Savings-bank reports to the number of 1,453 have been received, of which 676 are from mutual institutions and 777 from stock savings banks, the latter being operated for the benefit of both the share62280—CUR 1908 3 84 REPOBT OF THE COMPTROLLER OF THE CURRENCY. holder and depositor. The principal items of resources and liabilities of savings banks, both mutual and stock, are as follows: Loans Bonds, etc Deposits Aggregate resources $1,872,098,690 1,586,939,788 3,479,192, 891 3,809,533,152 MUTUAL SAVINGS BANKS. All the mutual savings banks are located in the New England and Eastern States with the following exceptions: 1 in West Virginia, 3 in Ohio, 5 in Indiana, 2 in Wisconsin, and 14 in Minnesota. The number of reporting institutions is 676, two less than reported last year. As shown by Table IV in the appendix, the aggregate resources of mutual savings banks are $3,331,737,125, a gain of $56,748,920 since June 30, 1907. Loans and discounts are $1,537,834,363, classified as follows: On real estate Other collateral securities Other nonclassified loans o $1,265,645,819 66,624, 785 205,563,759 Compared with 1907, real estate loans have increased $53,560,320; loans on other collateral, $5,652,142, other nonclassified loans having decreased in the sum of $13,266,273. The amount invested in bonds, stocks, and other securities has fallen from $1,554,409,273 in 1907 to $1,512,940,551 in 1908, a decline of over $41,000,000. The investments in bonds and other securities are as follows: United'States bonds State, county, and municipal bonds Railroad bonds and stocks Bank stocks Other stocks, bonds, and securities $13,860,045 585, 609, 616 618,186,415 24, 265,271 271,019,204 Cash in bank amounts to $32,446,782, an increase of $14,405,816 over the amount shown by the reports for 1907. Individual deposits have increased from $3,055,287,322 to $3,065,686,012, a gain of $10,398,690. Deposits are credited to 7,137,481 depositors, the number reported m 1907 being 7,071,219, a gain of 66,262, but the average deposit account has decreased during the same period from $432.07 to $429.52. The mutual savings banks hold nearly 24 per cent of the aggregate individual deposits in all banks of the country. In the New England States, the resources of mutual savings banks aggregate more than one-half of the resources of all the banks in that section, while in the Eastern States the resources of such banks are only about 22 per cent of the combined banking resources of that BOgraphical division. The average deposit account in mutual savings ants in the New England States is $292.38; in the Eastern States, $464.65; in the Middle Western States, $386.06. The highest average deposit account, $547.79, is to the credit of depositors in the State of Rhode Island, Ohio being next with $541.10, followed by New York with $506.78. The average deposit account in all savings banks of the United States is $430.16. The average rate of interest paid to depositors in mutual savings banks of the New England States is 3.72 per cent; in the Eastern States, 3.49; in the Middle Western States, 3.75, and the average for all mutual savings banks is 3.70. f REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 STOCK SAYINGS BANKS. The reporting stock savings banks to the number of 777 are located in the District of Columbia, North Carolina, South Carolina, Florida, Iowa, Nebraska, Colorado, and California. The resources of these banks amount to $477,796,027, approximately 12J per cent of the total assets of all savings banks. The loans aggregate $334,264,327; investments in bonds and other securities, $73,999,237; deposits with other banks, $42,596,610; cash on hand, $11,036,751. The capital reported is $36,013,455; surplus and undivided profits, $20,855,074; and deposits, $413,506,879 credited to 950,585 depositors, the average deposit account being $435. The average rate of interest paid depositors in this class of banks is estimated at 3.53 per cent. Comparing the stock savings bank returns for the current year with those of 1907, a decrease in aggregate resources is shown of $30,088,978, and the decrease in deposits amounts to $26,615,886. The number of depositors has increased from 911,674 in 1907 to 950,585 in 1908, an increase of 38,911 during the current year. The number of depositors in this class of banks, however, has been obtained by careful estimate, as only a part of the reporting banks gave information on this subject. The large decrease shown in resources and deposits of stock savings banks of the country is attributable principally to a decrease of $29,237,091 in resources of California savings banks since April 17, 1907. The statistics relating to the savings banks of that State furnished to this office by the state banking board of California for April 17, 1907, showed resources of $317,433,711, and for March 14, 1908, of $288,196,620. The same reports showed that individual deposits in California savings banks had fallen from $282,508,956 in 1907 to $254,695,083 in 1908, a loss of $27,813,873. ALL SAVINGS BANKS. The number of depositors in all savings banks reporting (exclusive of those having accounts in savings departments of state banks of Illinois) has increased since 1900 from 5,898,091 to 8,088,066, and the average deposit from $404.33 to $430.16. For the current year the number of depositors has increased by 105,173, but the average deposit account appears to have been reduced from $437.86 to $430.16. The total number of savings depositors, including those in Illinois state banks having savings departments, has increased from 8,588,811 in 1907 to 8,705,848 in 1908. In the following table is given a comparative statement of the number of depositors, amount of deposits, and the average savings deposit in savings banks in the States named for the years 1907 and 1908. Included in this table are deposits in savings departments of commercial banks in operation in the State of Illinois, for the reason that the auditor of public accounts of that State in his periodical statements reports such deposits separate from deposits subject to check. The result of the addition of Illinois savings deposits is the raising of the aggregate savings deposits of the United States to $3,660,553,945, the number of depositors to 8,705,848, the average deposit being $420.47. Compared with 1907 there has been a gain of 38 in the number of reporting banks, and of 117,037 in the number of depositors. Deposits show a decrease of $29,525,000, and the average deposit has fallen from $429.64 in 1907 to $420.47 in 1908. 86 EEPOKT OF THE COMPTKOLLER OF THE CURRENCY. NUMBER OF SAVINGS DEPOSITORS, AGGREGATE SAVINGS DEPOSITS, AND AVERAGE AMOUNT DUE TO DEPOSITORS IN SAVINGS BANKS IN EACH STATE IN 1907 AND 1908. 1907 (1,415 banks). State etc. Maine New Hampshire Vermont Massachusetts c Rhode Island Connecticut c Total New England States 1908 (1,453 banks). Average to Num- Number each ber of of deposdepos- banks. itors. itor Amount of deposits. Average to each depositor. 52 61 48 189 18 87 $85,502,202 81,639,166 60,493,727 706,940,596 66,590,142 256;?7?,062 $379.43 437.49 378.46 358.55 547.79 473.75 Number of banks. Number of depositors. Amount of deposits. 51 55 48 189 d28 88 a 221,883 183,243 154,325 1,908,378 122,319 517,301 $84,394,909 $380.36 81,124,710 442.72 57,444,294 372.23 694,081,142 363.70 66,391,174 542.77 246,264,985 476.06 6 225,346 186,610 159,841 1,971,644 121,561 539,873 3,107,449 1,229,701,214 395.72 455 3,204,875 1,257,537,895 392.38 136 26 13 2 17 12 2,740,808 1,394,296,034 94,211,004 283,689 159,174,012 454,995 8,819,087 31,400 76,798,308 a 217,183 5,618,368 33,034 508.72 332.09 349.84 280.86 353.61 170.08 137 26 14 2 17 /ll 2,719,598 1,378,232,780 92,631,487 282,014 160,638,670 452,638 8,830,296 31.396 78,469,584 213,524 6,054,480 46,871 506.78 328.46 354. 89 281.25 367.50 129.17 206 3,761,109 1,738,916,813 462.34 207 3,746,041 1,724,857,297 460.45 5,350 a 32,770 a 27,336 1,125,481 6,171,535 10,453,470 210.37 188.33 382.40 1 22 18 3 4,858 a 36,492 a 21,698 a 4,209 1,099,489 5,760,337 7,891,789 844,632 226.32 157.85 363.71 200.00 54 65,456 17,750,486 271.18 44 67,257 15,596,247 231.89 99,651 31,361 605,918 6,181 93,152 a 376,783 54,463,676 11,435,176 194,668,858 1,234,606 24,028,724 135,370,436 546.54 364.63 321.27 199.74 257.95 359.28 3 2 14 541 Total Eastern States 459 3 5 New Yoric New Jersey Pennsylvania Delaware Maryland «. Dist. of Columbia 2 14 571 99,668 31,393 617,782 5,799 91,718 a 364,523 53,930,291 11,431,050 181,361,054 1,085,014 21,799,456 132,748,558 541.10 364.13 293.57 187.10 237.68 364.17 565 1,213,046 421,201,476 347.23 595 1,210,883 402,355,423 332.28 11 8 14,862 a 10,775 2,160,715 3,351,285 145.32 311.00 19 25,637 5,512,000 215.00 a 451,155 254,695,083 564.54 8,705,848 3,660,553,945 420.47 West Virginia North Carolina South Carolina Florida 1 22 31 Total Southern States Ohio Indiana Illinois Wisconsin Minnesota Iowa W Total M i d d l e Western States. Nebraska Colorado Total Western States.. . California (total Pacific States) 131 Total U n i t e d States 1,415 5 00 282,508,956 639.53 133 8,588,811 3,690,078,945 429.64 1,453 a 441,751 a Partially estimated. & October 27, 1907. c Returns dated October of the prior year from Massachusetts and Connecticut. d Includes 11 banks in process of liquidation. « Unofficial. / Exclusive of one bank not reporting on June 30. Q Included in abstract of State banks having savings departments. Growth of savings banks in the United States from 1820 to 1908, as evidenced by the amount of deposits, number of depositors, average deposit account, and the average per capita in census years from 1820 to 1890 and annually thereafter is shown in the following table. The figures given, however, include the number of depositors and amount of deposits in the State banks of Illinois having savings departments but not the number of such banks, by reason of the fact that general reports from these institutions are incorporated with State bank returns. REPORT OP THE COMPTROLLER OF THE CURRENCY. 37 NUMBER OF SAVINGS BANKS IN THE UNITED STATES, NUMBER OF DEPOSITORS, AMOUNT OF SAVINGS DEPOSITS, AVERAGE AMOUNT DUE EACH DEPOSITOR IN THE YEARS 1820, 1825, 1830, 1835, 1840, AND 1845 TO 1908, AND AVERAGE PER CAPITA IN THE UNITED STATES IN THE YEARS GIVEN. Year. 1820.. 1825.. 1830.. 1835.. 1840.. 1845.. 1846.. 1847.. 1848.. 1849.. 1850.. 1851.. 1852.. 1853.. 1854 . 1855.. 1856.. 1857.. 1858.. 1859.. I860.. 1861.. 1862.. 1863.. 1864.. 1865.. 1866.. 1867.. 1868.. 1869.. 1870.. 1871.. 1872.. 1873.. 1874.. 1875.. 1876.. 1877.. 1878.. 1879.. 1880.. 1881.. 1882.. 1883.. 1884.. 1885.. 1886.. 1887.. 1888.. 1889.. 1890.. 1891.. 1892.. 1893.. 1894.. 1895.. 1896.. 1897.. 1898.. 1899.. 1900.. 1901.. 1902.. 1903.. 1904.. 1905.. 1906.. 1907.. 1908« Number Number of of banks. depositors. 10 15 36 52 61 70 74 76 83 90 108 128 141 159 190 215 222 231 245 259 278 285 289 293 305 317 336 371 406 476 517 577 647 669 693 771 781 675 663 639 629 629 629 630 636 646 638 684 801 849 921 1,011 1,059 1,030 1,024 1,017 988 980 979 987 1,002 1,007 1,036 1,078 1,157 1,237 1,319 1,415 1,453 8,635 16,931 38,035 60,058 78,701 145,206 158,709 i»7 733 199, 764 217,318 251,354 277,148 308,863 365,538 396,173 431,602 487,986 490, 428 538,840 622,556 693,870 694.487 787,943 887,096 976,025 980,844 1,067,061 1,188,202 1,310,144 1,466,684 1,630,846 1,902,047 1, 992,925 2,185,832 2,293,401 2,359,864 2,368,630 2,395,314 2,400,785 2,268,707 2,335,582 2,528,749 2,710,354 2,876,438 3,015,151 3,071,495 3,158,950 3,418,013 3,838,291 4,021,523 4,258,893 4,533,217 4,781,605 4,830,599 4,777, 687 4,875,519 5,065,494 5,201,132 5,385,746 5,687,818 6,107,083 6,358,723 6,666,672 7,035,228 7,305,443 7,696,229 8,027,192 8,588,811 8,705,848 Deposits. $1,138,57,6 2,537,082 6,973,304 10,613,726 14,051,520 24,506,677 27,374,325 31,627, 479 33,087,488 36,073,924 43, 431,130 50,457 913 59,467,453 72,313,696 77,823,906 84,290,076 95,598,230 98,512, 968 108,438,287 128,657,901 149,277,504 146,729,882 169, 434,540 206,235,202 236,280,401 242,619,382 282,455, 794 327,009,452 392,781,813 457,675,050 549,874,358 650,745,442 735,046,805 802,363,609 864,556,902 924,037,304 941,350,255 866,218,306 879,897,425 802,490,298 819,106,973 891,961,142 966,797,081 1,024,856,787 1,073,294,955 1,095,172,147 1,141,530,578 1,235,247,371 1,364,196,550 1,425,230,349 1,524,844,506 1,623,079,749 1,712,769,026 1,785,150,957 1,747,961,280 1,810,597,023 1,907,156,277 1,939,376,035 2,065,631,298 2,230,366,954 2,449,547,885 2,597,094,580 2,750,177,290 2,935,204,845 3,060,178,611 3,261,236,119 3,482,137,198 3,690,078,945 3,660,553,945 a Population estimated at 87,496,000 June 30, 1908. Average due each per capita in the deposUnited itor. States. $131.86 149 84 183.09 176.72 178.54 168.77 172. 48 168. 46 165.63 165. 99 172.78 182. 06 192. 54 197.82 196, 44 195.29 195.90 200.87 201.24 206. 66 215.13 211.27 215.03 232. 48 242.08 247.35 264. 70 283. 63 299.80 312.04 337.17 342.13 368.82 367. 07 376. 98 391. 56 397. 42 361. 63 366. 50 353.72 350. 71 352. 73 356. 70 356. 29 355. 96 356.56 361. 36 361. 39 355.41 354.40 358. 03 358. 04 358. 20 369. 55 365. 86 371. 36 376. 50 372. 88 383.54 392.13 401.10 408. 30 412.53 417.21 418. 89 423.74 433.79 429.64 420.47 $0.12 1.87 4.75 14.26 16.33 24.35 25.29 26.11 26.63 25.53 25.88 26.68 26.56 27.67 29.24 31.78 33.45 34.89 36.52 37.52 39.17 41.13 42.87 41.84 38 KEPORT OF THE COMPTROLLER OF THE CURRENCY. INTEREST RATES PAID BY SAVINGS BANKS. From an examination of the returns submitted with respect to the rate of interest paid on savings accounts, it will be noted that the maximum rate is 4.50 per cent, the minimum rate 2.77 percent, and the estimated average rate 3.622, a slight increase over the estimated average interest of 3.615 per cent in 1907. AVERAGE RATES OF INTEREST. State, etc. Maine (1907) New Hampshire Vermont Massachusetts (1907) Rhode Island Connecticut (1907).. New York New Jersey Pennsylvania Delaware a Maryland a District of Columbia. West Virginia ! Rate per cent. 3.66 3.47 3.73 3.80 4.00 3.68 3.65 3.00 3.50 4.00 3.31 2.77 4.50 State, etc. North Carolina a South Carolina Florida (2 banks) a Ohio « Indiana Illinois (1907) Iowa a Minnesota Wisconsin a Nebraska Colorado a California (114 banks) a Rate per cent. 3.77 4.25 3.25 3.833 3.90 3.00 3.95 3.00 4.25 3.50 3.11 3.68 a Unofficial. An abstract of the reports of condition of the mutual and stock savings banks by States will be found in Table IV, and a comparative statement showing the resources and liabilities from 1904 to 1908, inclusive, in Table VII of the appendix. PRIVATE BANKS. Reports from 1,007 private banks with capital of $21,122,836 and aggregate resources of $161,541,480 have been received and tabulated. The statements submitted are from 29 States, the returns from 12 States being official and those from the other States from reports courteously furnished by individual banks and bankers at the request of this office. Reporting private banks furnished by the state officials of Utah and South Dakota are incorporated with the summary of reports of state banks for those States. About 79 per cent, or 791 of the reporting private banks, are located in the Middle Western States, the private banks in this section having 63 per cent of the capital and holding 80 per cent of the deposits of all reporting banks in this class. Over one-half of the reporting private banks are located in the three States of Ohio, Indiana, and Illinois, and these States have 45 per cent of the capital and over 62 per cent of deposits of all private banks. There are 551 private banks in, the States named with a capital of $9,695,799, and deposits of $78,990,825. Iowa has 111 private banks with capital of $2,259,573 and over $13,100,000 deposits. Table III in the appendix is an abstract of reports of condition of private banks by States, and Table VIII a comparative statement of the resources and liabilities of private banks for each year from 1904 to 1908, inclusive. REPORT OF THE COMPTROLLER OF THE CURRENCY. 39 LOAN AND TRUST COMPANIES. Reports received from 842 loan and trust companies show aggregate resources of $2,865,632,876, against 794 companies with aggregate resources of $3,071,419,360 in 1907, a decrease of $205,786,484. Statistics relating to trust companies in California, however, are incoporated with the returns for state banks furnished by the board of bank commissioners of that State, as they are not reported separately. The principal items of resources and liabilities of reporting trust companies for the fiscal year ended June 30, 1908, are, loans, $1,380,432,218; investments in bonds and other securities, $775,875,271; cash on hand, $118,398,874; capital stock paid in, $278,408,759; surplus and undivided profits, $416,039,899; deposits, $1,866,964,314. Comparing these figures with those submitted for 1907, loans show a decrease of $221,682,337, investments in bonds, etc., $10,124,399, and deposits $194,658,721. The amount due from banks and bankers has increased in the sum of $129,595,850, real estate, furniture, and fixtures by $46,033,751, and cash on hand by $16,679,359. Capital stock shows an increase of $2,362,678, and surplus and profits $18,174,873. The most noteworthy decrease in resources of these companies during the fiscal year ended June 30, 1908, has been in New York. The figures submitted for that State on June 4, 1907, showed resources aggregating $1,490,760,675. On June 17 of the present year the resources reported for this class of corporations in New York was $1,272,732,049, thus showing a loss of $218,028,626. A later statement published by the superintendent of banking of that State (August 31) shows that the companies have gained $82,579,770 since the report of June 17 last, the aggregate resources on August 31 being $1,355,311,819. Among other States showing a falling off in resources of loan and trust companies from the figures reported last year are Pennsylvania, with a reduction of $36,000,000; Rhode Island, $18,000,000; Missouri, $11,000,000; and New Jersey, $8,000,000. While there has been a decrease of nearly $206,000,000 in the aggre gate resources of loan and trust companies during the current year, since 1904 they have increased by over $485,000,000. There has been a large increase in surplus-profits within the past four years, over $86,250,000 having been accumulated since 1904. The most noteworthy increase has been in cash holdings, which amounted to $60,621,740 in 1904 and $118,398,874 in 1908, a gain of $57,777,134. Of the 842 loan and trust companies from which reports have been received and compiled, 327 with capital of $99,775,439, deposits of $350,933,374, and aggregate resources of $667,152,633 are located in the State of Pennsylvania. Indiana reports 91, New York 88, New Jersey 75, and Massachusetts 52. While the largest amount of capital is invested in Pennsylvania loan and trust companies, those in operation in New York have the largest volume of resources, 44 per cent of the resources of all reporting loan and trust companies being credited to the companies of that State. Table II in the appendix is an abstract of reports of condition of loan and trust companies for the present year, arranged by States, and Table VI is a comparative statement of resources and liabilities for each year from 1904 to 1908, inclusive. 40 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CAPITAL STOCK OF NATIONAL AND OTHER BANKS. On June 30, 1900, the capital stock of all reporting banks of the United States, state and national, was $1,024,728,675; since that date it has increased over $732,000,000, amounting on June 30, 1908, to $1,757,159,203. Table XI in the appendix shows the amount of capital stock of national banks on July 15, 1908, and of state, stock savings, private banks, and loan and trust companies at date of latest report to this bureau. The aggregate capitalization of the 21,346 banks from which reports have been received for the current year is as above stated, $1,757,159,203, against $1,690,869,179 in 1907, a gain of $66,290,024. Approximately, one-third of the total capital of the banks of the United States is represented by capital of banks located in the Eastern States, the total capital of banks in this section amounting to $571,034,832. The capital of banks located in the Middle Western States aggregates $496,800,233, or 28 per cent, and in the Southern States $285,560,101, or over 16 per cent. The Pacific States are fourth in order of capitalization of banks, $145,039,243 being the amount reported for that section. Banks in the New England States have capital aggregating $137,458,520, and in the Western States $113,327,004. The capital stock of banks located in the island possessions aggregates $7,939,270. The States with bank capital aggregating over $100,000,000 are New York, with $260,091,320, Pennsylvania $225,855,400, Illinois, $117,670,965, and Ohio $102,618,181. More than one-half of the banking capital of the New England States is that of the Massachusetts banks, the amount being $74,099,500. In the Southern States Texas has the largest aggregate banking capital, the sum of $53,985,278 being credited to shareholders of all banks in that State, and in the Western States Kansas has the largest aggregate, or $25,958,350. Over two-thirds of the banking capital of the Pacific States is held by shareholders in California banks, the aggregate amount credited to that State being $97,353,619. INDIVIDUAL DEPOSITS IN BANKS OF THE UNITED STATES. In the following table is shown the individual deposits in all reporting banks of the country on or about "June 30,1900,1904 and 1906 to 1908, inclusive, arranged by geographical divisions. Individual deposits in all reporting banks in 1900 aggregated $7,238,986,450; for the current year such deposits aggregate $12,784,511,169, an increase of $5,545,524,719 within the past eight years, or over 76 per cent. On June 30, 1907, individual deposits in all reporting banks aggregated $13,099,635,348, or $315,124,179 greater than the amount reported for the current year. 41 REPORT OF THE COMPTROLLER OP THE CURRENCY. Individual deposits. Location and class of banks. 1904. 1906. $8,855,860 939,790,300 163,856,155 $9,377,483 1,074,938,925 237,836,539 $10,925,253 1,168,148,705 328,480,335 $11,735,037 111,334,290 1,229,701,214 ol,257,537,895 336,729,652 315,569 218 1,112,502,315 312,315,225 1,322,152,947 337,743,510 1,507,554,293 361,471,145 1,578,165,903 381,110,397 1,584,441,403 402,658,208 1,424,817,540 1,659,896,457 1,869,025,438 1,959,276,300 1,987,099,611 Eastern States: 341,341,068 State banks 1,149,155,682 Savings banks 10,001,373 Private banks Loan and trust companies 859,387,639 418,681,510 1.450,476,175 13,098,271 1,279,068,773 554,636,518 1,656,905,727 6,345,649 1,522,758,174 584,241,542 1,738,916,813 6,338,421 1,589,898,063 534,788,038 1,724,857,297 5,546,192 1,403,893,493 3,161,324,729 1,361,827,442 3,740,646,068 1,671,II 7 ,340 3,919,394,839 1,677,730,813 3,669,085,020 1,758,804,482 4,523,152,171 5,411,763,408 5,597,125,652 5,427,889,502 289,572,013 5,259,245 8,920,038 3,758,797 441,020,087 6,143,167 8,660,318 8,234,664 485,277,999 17,750,486 10,486,041 9,517,451 447,029,961 15,596,247 7,918,952 8,780,625 307,510,093 331,159,183 464,058,236 418,240,355 523,031,977 485,417,478 479,325,785 434,489,528 638,669,276 882,298,591 1,008,449,455 913,815,313 993,024,524 166,792,066 60,445,910 79,658,216 1,251,392,081 202,911,288 78,702,262 114,674,829 1,400,562,573 226,532,618 117,635,608 124,920,069 1,358,526,984 220,994,369 101,107,117 129,618,433 1,299,920,716 925,531,104 1,647,680,460 1,081,673,156 1,869,650,868 1,167,226,179 1,810,246,903 1,193,336,291 2,225,451,820 2,729,353,616 3,036,877,047 3,003,583,194 149,002,115 201,080,150 253,614,969 8,063,646 10,502,872 136,874 8,996,570 557,800 237,712,370 5,512,000 7,553,169 9,102,545 157,065,761 214,966,103 211,719,896 294,412,976 263,169,339 344,008,908 259,880,084 331,996,162 372,031,864 006,132,872 607,178,247 591,876,246 195,279,070 221,308,918 5,263,589 263,867,939 205,435,714 5,736,408 34,652,914 & 312,169,068 282,508,956 7,615,585 & 328,465,555 254,695,083 4,547,728 421,851,577 140,206,165 569,692,975 227,762,586 602,293,609 266,130,156 587,708,366 252,030,189 562,057,742 797,455,561 868,423,765 839,738,555 18,281,334 18,542,101 21,048,672 19,272,400 1,006,335 1,196,079 1,256,210 1,236,348 3,096,174 19,287,669 19,738,180 22,304,882 20,508,748 1,266,735,282 2,389,719,954 96,206,049 1,028,232,407 2,073,218,049 2,918,775,329 95,791,454 1,600,322,325 2,741,464,129 3,299,544,601 109,947,509 2,008,937,790 3,068,649,860 3,495,410,087 151,072,225 2,061,623,035 2,937,129,598 3,479,192,891 126,673,158 1,866,964,314 4,780,893,692 2,458,092,758 6,688,107,157 3,312,439,842 8,159,894,029 4,055,873,637 8,776,755,207 4,322,880,141 8,409,959,961 4,374,551,208 New England States: State "banks Savings banks Loan and trust companies Total National banks Grand total 1900. 2,359,885,762 Total 1,073,683,578 National banks 3,433,569,340 Grand total Southern States: 150,440,319 State banks 17,369,650 Savings banks 5,306,131 Private banks 322,081 Loan and trust companies Total 173,438,181 201,605,167 National banks 375,043,348 Grand total Middle Western States: State banks 561,170,834 Savings banks 122,549,772 Private banks 66,059,342 4,666,532 Loan and trust companies Total 754,446,480 651,849,201 National banks Grand total 1,406,295,681 Western States: State banks 84,873,480 Savings banks Private banks 8,676,816 Loan and trust companies Total. 93,550,296 142,760,868 National banks Grand total 236,311,164 Pacific States: State banks 118,235,049 Savings banks 160,854,550 Private banks 4,884,885 Loan and trust companies Total. 283,974,484 75,878,719 National banks Grand total 359,853,203 Island possessions: State banks Private banks National banks Grand total, islands United States and islands: State banks Savings banks Private banks Loan and trust companies Total National banks Grand total, United States and islands 1,818,672 1,277,502 1907. 1908. 7,238,986,450 10,000,546,999 12,215,767,666 13,099,635,348 12,784,511,169 a Returns from Connecticut and Massachusetts savings banks for October, 1907. b Includes loan and trust companies. 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. During the four-year period ended June 30, 1904, as heretofore shown, there was an increase of $2,761,000,000 in individual deposits, or over 38 per cent, and from 1904 to 1908 the increase was approximately $2,784,000,000, or about 28 per cent, the increase since 1900, as before stated, being over 76 per cent. The following table shows the amount and per cent of deposits held by the several classes of banks in 1900, 1907, and 1908: 1907 1900. 1908. Classification. Amount. Per cent. Amount. State banks Savings banks . Private banks.. Loan and trust companies National banks.... Total .. Millions. $1,266.7 2,389.7 96.2 1,028.2 2,458.1 7,238.9 ! Per cent. Amount. Percent. Millions. 17.5 33.0 1.3 14.2 34.0 Millions. $3,068.6 3,495.4 151.1 2,061.6 4,322.9 23.4 26.7 1.2 15.7 33.0 $2,937.1 3,479.2 126.7 1,867.0 4,374.5 23.0 27.2 1.0 14.6 34.2 100. n 13,099.6 100.0 12,784.5 100.0 From the foregoing it will be noted that 34.2 per cent of the total individual deposits is held by national banks, 27.2 per cent by savings banks, 23 per cent by state banks, 14.6 per cent by loan and trust companies, and only 1 per cent by private banks. In 1900 national banks held 34 per cent of the aggregate deposits, while savings banks had 33 per cent and state banks 17.5 per cent. It would therefore appear that state banks have made the largest gains in deposits during the past eight years, apparently at the expense of the savings banks. The proportion of individual deposits held by loan and trust companies m 1900 was 14.2 per cent and in 1908 14.6 per cent. The following table shows the amount of individual deposits in national and other reporting banks by geographical divisions on or about June 30, 1907 and 1908, together with the amount and per cent of increase or decrease: Individua L deposits. Geographical division. 1907. New England States... Eastern States Southern States Middle Western States Western States Pacific States Islands Total a Increase. 1908. Decrease. Millions. $1,959.3 5,597.1 1,008. 4 3,036.9 607.2 868.4 22.3 Millions. $1,987.1 b, 427. 9 913 8 3,003.6 '591 9 839.7 20.5 Millions, a $27. 8 169.2 94 6 33.3 15 3 28.7 1.8 13,099.6 12, 784. 5 Per cent of decrease. c315.1 & Per cent of increase. &1 42 3.11 9 38 1.10 2 52 3.30 8.07 2.41 c Net decrease. Every section of the country shows a decrease in individual deposits with the exception of the New England States, where an increase of $27,800,000 is shown, but it should be stated that the latest returns from Massachusetts and Connecticut are for October, 1907. The net decrease in individual deposits for the whole country was $315,100,000, thedecrease in theEasternStatesbeing$169,200,000, Southern States $94,600,000, Middle Western States $33,300,000, REPORT OF THE COMPTROLLER OF THE CURRENCY. 43 Pacific States $28,700,000, and Western States $15,300,000. Eeferring to the New England States, an analysis of the returns submitted for this section shows that individual deposits in national banks increased during the fiscal year $21,500,000, and in savings banks by $27,800,000, while deposits in loan and trust companies decreased in the sum of $21,100,000, and in State banks by only $401,000. The percentage of decrease of individual deposits of the country compared with 1907 is 2.41 per cent. In the New England States an increase of 1.42 per cent is noted. There was a decrease of 9.38 per cent in the Southern States, 8.07 per cent in the island possessions, 3.30 per cent in the Pacific States, 3.11 per cent in the Eastern States, 2.52 per cent in the Western States, and only 1.10 per cent in the Middle Western States. In the Southern States, where the largest per cent of loss in deposits is indicated, national banks appear to have lost 10 per cent and other banks 8 per cent as compared with 1907. National banks in the Eastern States gained in deposits during the year ended June 30, 1908, approximately 5 per cent, while the loss in deposit accounts sustained by other banks in that section wTas more than 6 per cent. In this connection it appears that state banks lost about 8 per cent, loan and trust companies nearly 12 per cent, and savings banks only eight-tenths of 1 per cent of individual deposits. In the Middle Western States national banks gained 2.2 per cent while other banks lost about 3.2 per cent. National banks in the Western States lost over 3 per cent, while deposits in other banks of this section show only a decrease of 1J- per cent from the percentage in 1907. The returns from the Pacific States show that national banks lost over 5 per cent in that section while individual deposits in other banks decreased only 2.4 per cent. The following comparative statement shows the increase in population, individual deposits, and money in circulation in the United States for 1900, 1907, and 1908: Increase 1900 to 1908. 1900. 1907. 1908. Amount. Millions. Millions. 76.3 86.0 $7,235.9 $13,077.3 $2,055.2 $2,773. 0 Population Deposits (individual) Money in circulation a Decrease. Increase 1907 to 1908. Millions. 11.1 $5,528.1 $982.8 Per ct. Millions. 14.54 87.4 76.40 $12,764. 0 47.82 $3,038.0 Amount. Millions. 1.4 a$313.3 $265. 0 Per ct. 1.63 &2.39 9.55 b Per cent of decrease. In connection with the deposits in national banks, the following comparative statement is of interest, showing, on or about July 1, 1896, 1900, and 1908, the amount of individual deposits, the average deposit account, the number of depositors (estimated for 1900 and 1908), and number of shareholders in 1896, together with the estimated number in 1900 and 1908: Year. 1896 1900 1908 Average Individual de- Number of deposit ac- Number of shareposits. depositors. count holders. $1,668,413,507 2,550,659,557 4,374,551,208 2,435,625 3,470,285 5,593,927 $685 735 782 288,902 292,215 404.021 44 BEPOET OF THE COMPTBOLLER OF THE CUEEENCY. MONEY IN BANKS OF THE UNITED STATES. On or about June 30, 1908, the banks of the country had on hand $1,368,329,683 against $1,113,742,316 in 1907, a gain of $254,587,367 during the year. About two-thirds of the cash holdings of the banks of the country is in national banks, as will be seen from the following table showing the amount of coin and other money in the United States oa or about June 30, 1908, held by national and other banks, including those in the island possessions: GOLD AND OTHER MONEY HELD BY NATIONAL BANKS ON JULY 15, 1908, AND BY OTHER REPORTING BANKS AND BANKERS ON OR ABOUT JUNE 30, 1908. National All other Total all banks banks (6,824). banks (14,522). (21,346). Classification. Gold coin Gold Treasury certificates Gold Treasury certificates to order. Gold clearing-house certificates Silver dollars Silver; fractional Silver Treasury certificates Legal tender National-bank notes Fractional paper currency, etc Specie (not classified) Cash (not classified) $153,582,996 241,445,400 51,590,000 57,324,000 13,521,001 15,515,835 123,478,641 192,560,877 37,481,072 2,713,572 $28,996,851 21,443,169 oll,173,731 13,855,438 86,964,436 13,555,118 125,852,784 & 177,274,762 889,213,394 Total. 479,116,289 I $182, 579,847 262, 888,569 51, 590,000 57, 324,000 24, 694,732 15, 515,835 137; 334,079 279, 525,313 51, 036,190 2, 713,572 125, 852,784 177,,274,762 1,368,329,683 a Includes fractional currency. * Includes $250,948 Banco Espanol Filipino notes and $2,606,805 in Philippine currency. > The following table shows the cash holdings of banks in 1907 and 1908 and the amount of increase, geographically arranged: Increase. 1907. New England States Eastern States Southern States Middle Western States. Western States Pacific States Islands Total a Decrease. . . . 1908. Millions. $63.5 519.2 87.2 305.8 55.2 75.6 7.2 Millions. $76.2 656.6 95.8 367.0 67.0 100.3 5.4 Millions. $12.7 137.4 8.6 61.2 11.8 24.7 al.8 1,113.7 Geographical division. 1,368.3 b 254. 6 & Net increase. From the foregoing it appears that the banks in the New England States held cash, on or about June 30, 1908, to the amount of $76,200,000; Eastern States, $656,600,000; Southern States, $95,800,000; Middle Western States, $367,000,000; Western States, $67,000,000; Pacific States, $100,000,000; and island possessions $5,400,000. The banks of the country, including island possessions, increased their cash holdings during the year over $254,000,000; of this amount the Eastern States gained $137,400,000, and of the latter sum $117,700,000 went to banks in the city of New York. The Middle Western States gained $61,200,000; Pacific States, $24,700,000; New England States, $12,700,000; Western States, $11,800,000; 45 EEPORT OF THE COMPTROLLER OF THE CURRENCY. and the Southern States, $8,600,000, the island possessions showing a decrease in cash holdings of $1,800,000. The geographical distribution of money in the banks of the United States in 1900, 1904, 1907, and 1908 is shown in the following table: 1904. 1900. Division. 1907. 1908. Amount. Total Amount. Per cent. Amount. Per cent. Amount. Millions. $61.9 369.1 47.8 195.2 31.8 44.1 8.25 49.22 6.37 26.03 4.25 5.88 Millions. $59.2 497.3 68.9 261.9 42.4 53.2 6.02 50.60 7.01 26.65 4.31 5.41 Millions. $63.5 519.2 87.2 305.8 55.2 75.6 5.74 46.92 7.88 27.64 4.99 6.83 Millions. $76.2 656.5 95.8 367.0 67.1 100.3 5.50 48.17 7.03 26.93 4.93 7.35 749.9 New England States Eastern States Southern States Middle Western States. Western States Pacific States Per cent. 100.00 982.9 100.00 1,106.5 100.00 1,362.9 100.00 Per cent. In noting the distribution of cash holdings of banks of the United States it will be observed from the foregoing that over 48 per cent of the aggregate is in banks of the Eastern States and nearly 27 per cent in those of the Middle Western States. The proportion of cash in the bank vaults of the Eastern States has varied during the past eight years going as low as 45.71 in 1906 and rising to 50.60 in 1904. In 1896, banks of the Eastern States held 49.30 per cent of the aggregate cash holdings; in 1900 they had 49.22 per cent; in 1901 this proportion had dropped to 48.14, again falling in 1902 to 46.61 and in 1903 to 46.01; in 1904 it rose to 50.60 and in 1905 fell to 47.75, and again in 1906 down to 45.71. In 1907 the percentage increased to 46.92, rising to 48.17 for the present year. In the appendix, Table XV, is shown the amount of gold, silver, aper currency, and cash not classified held by national and other anks on or about June 30, 1908, arranged by States and geographical divisions. It will be noted that of the $1,368,300,000 cash in the banks of the country on June 30 $515,800,000 was in banks located in the State of New York, or nearly 38 per cent of the aggregate cash holdings of all banks. In connection with the foregoing statistics relating to cash holdings of the banks the following table, showing deposits and cash holdings of the several classes of reporting banks on or about June 30, 1908, together with the percentage of cash to deposits in 1907 and 1908, will be found of interest: E Banks. National banks State banks . . Savings banks Private banks Loan and trust companies Total Individual Cash on deposits. hand. Millions. Millions. $889.2 U, 374.5 2,937.1 308.7 3,479.2 43.5 126.7 8.5 118.4 1,867.0 12,784.5 1,368.3 Ratio of cash to deposits. 1907. P.ct. 1908. P.ct. 16.70 P.ct. Per cent. 20.33 8.28 j f 10.51 .78 1 1.25 5.76 1 5.60 1 6.71 1 { 6.34 4.93 J 8.50 J 5.70 10.70 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. In 1907 the percentage of cash holdings of all banks to individual deposits was 8.50 per cent; on or about June 30 of the current year the banks of the country held in their vaults 10.70 per cent to meet the demands of depositors. From the figures submitted it appears that national banks increased their percentage of cash holdings to individual deposits from 16.70 to 20.33; state banks from 8.28 to 10.51, private banks from 5.76 to 6.71, loan and trust companies from 4.93 to 6.34, and savings banks from 0.78 to 1.25 per cent. In the following table is shown the distribution of money in the United States, giving the amount in Treasury as assets, in reporting banks, and elsewhere, from June 30, 1892, to 1908: DISTRIBUTION OP MONEY IN THE UNITED STATES. Year. 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 In circulation, other money exclusive of coin Treasury or and other money in Treasury as, assets. Coin and other Coin and Coin and other Coin and money in Treas- money in reportnot in other ury as assets.** ing banks. & banks. money in the United States. Ppr Per Amount. cent. Amount.: cent. Amount. Per cent. Millions. Millions. $150.9 $1,752.2 142.1 1,738.8 144.2 1,805.0 217.4 1,819.3 293.5 1,799.9 265.7 1,905.9 235.7 2,073.5 286.0 2,190.0 284.6 2,339.7 307.8 2,483.1 313.9 2,563.2 317.0 2,684.7 284.3 2,803.5 295.2 2,883.1 333.3 3,069.9 342.6 3,115.6 340.8 3,378.8 Millions. 57.92 $15.50 $1,601.3 1,596.7 62.15 16.14 1,660.8 53.84 14.21 1,601.9 53.36 13.89 54.14 13.65 1,506.4 1,640.2 53.09 13.87 55.46 15.43 1,837.8 53.92 15.51 1,904.0 55.79 17.11 2,055.1 55.59 17.75 2,175.3 55.07 17.90 2,249.3 56.61 18.88 2,367.7 54.80 18.77 2,519.2 55.49 19.22 2,587.9 56.22 20.39 2,736.6 53.49 19.36 2,773.0 49.58 19.15 3,038.0 8.60 8.17 7.99 11.95 16.31 13.95 11.37 13.06 12.16 12.39 12.24 11.80 10.14 10.24 10.86 11.00 10.08 Millions. $586.4 515.9 688.9 631.1 531.8 628.2 687.7 723.2 749.9 794.9 837.9 848.0 982.9 987.8 1,010.7 1,106. 5 1,302.9 Millions. 33.48 $1,014.9 29.68 1,080.8 971.9 38.17 970.8 34.69 974.6 29.55 1,012.0 32.96 33.17 1,150.1 1,180.8 33.02 32.05 1,305.2 1,380.4 32.02 1,411.4 32.69 1,519.7 31.59 1,536.3 35.06 1,600.1 34.27 1,725.9 32.92 35.51 1,666. 5 40.34 1,675.1 Per Per Amount. capita. capita. $24.44 23.85 24.28 22.93 21.10 22.49 24.66 25.01 26.94 27.98 28.43 29.42 30.77 31.08 32.32 32.22 34.72 a Public money in national bank depositaries to the credit of the Treasurer of the United States not Included. z Money in banks of island possessions not included. > The stock of money in the United States on June 30, 1907, was $3,115,600,000. On July 1 of the present year it was reported at $3,378,800,000, being an increase of $263,200,000. Of the total stock of money in the country, 10.08 per cent is held in the Treasury as assets, 40.34 per cent is in reporting banks, and 49.58 per cent elsewhere, the per capita not in the Treasury or banks being $19.15, or 21 cents less than in 1907. The amount of money in circulation, exclusive of coin and other money in Treasury as assets, but including money in reporting banks, is $3,038,000,000, or a per capita of $34.72 as against $32.22 in 1907. 47 REPORT OF THE COMPTROLLER OF THE CURRENCY. The general stock of money in the United States at the close of the year ended October 31, 1908, was $3,381,079,734, an increase during the year of $232,302,823. As shown in the following table, the stock of gold was increased to the extent of $159,615,899; bank notes $55,863,726; silver $17,731,198: COMPARATIVE STATEMENT RELATIVE TO CIRCULATION AT CLOSE OF BUSINESS NOVEMBER 1, 1907, WITH NOVEMBER 2, 1908, WITH CHANGES DURING THE INTERVAL. General stock of money in the United States.** Changes, ( + ) increase; (—) decrease. Nov. 1, 1907. Total $1, 489,742,845 $1,649,358,744 562,636,982 563,554,812 + 917,830 134,122,602 5,613,000 346,681,016 609,980,466 150,935,970 4,705,000 346,681,016 665,844,192 + - 16,813,368 908,000 + 55,863,726 3,148,776,911 Gold coin (including bullion in Treasury) Gold certificates Standard silver dollars Silver certificates Subsidiary silver Treasury notes of 1890 United States notes . National-bank notes Nov. 2, 1908. 3,381,079,734 +$159,615,899 -1- 232,302,823 Held in Treasury as assets of the Government. & Nov. 1, 1907. Gold coin (including bullion in Treasury) Gold certificates Standard silver dollars Silver certificates . . Subsidiary silver Treasury notes of 1890 United States notes National-bank notes Nov. 2, 1908. Changes, ( + ) increase, (—) decrease. $188,480,313 43,571,480 21,567 4,893,158 19,272,269 13,775 3,686,960 22,642,191 +$21,834,423 - 27,770,480 - 2,265,456 - 2,284,274 + 12,610,896 + 2,701 + 260,097 + 7,785,591 272,408,215 Total $166,645,890 71,341,960 2,287,023 7,177,432 6,661,373 11,074 3,426,863 14,856,600 282,581,713 + 10,173,498 Money in circulation. Nov. 1, 1907. Gold coin (including bullion in Treasury) Gold certificates Standard silver dollars . Silver certificates Subsidiary silver Treasury notes of 1890 United States notes National-bank notes Total . Nov. 2, 1908. Changes, ( + ) increase, (—) decrease. $574,459,086 677,295,909 88,822,959 464,349,568 127,461,229 5,601,926 343,254,153 595,123,866 $610,060,562 807,246,389 74,740,245 483,899,842 131,663,701 4,691,225 342,994,056 643,202,001 + $35,601,476 + 129,950,480 - 14,082,714 + 19,550,274 + 4,202,472 910,701 + 260,097 + 48,078,135 2,876,368,696 3,098,498,021 + 222,129,325 a A revised estimate by the Director of the Mint of the stock of gold coin was adopted in the statement for August 1, 1907. There was a reduction of $135,000,000. 6 For redemption of outstanding certificates an exact equivalent in amount of the appropriate kinds of money is held in the Treasury, and is not included in the account of money held as assets of the Government. This statement of money held in the Treasury as assets of the Government does not include deposits of public money in national-bank depositaries to the credit of the Treasurer of the United States. NOTE.—Population of the United States November 2, 1908, estimated at 87,971,000; circulation per capita ; $35.22. 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. LOANS OF NATIONAL AND OTHER BANKS. The following table shows the amount of loans in national and other reporting banks, by geographical divisions, on or about June 30, 1907 and 1908, together with the amount and per cent of increase or decrease: Loans. Geographical division. Decrease. 1907. 1908. Amount. New England States Eastern States Southern States Middle Western States Western States Pacific States Islands Total.. I Millions. | $1,391.3 4,211.2 1,106. 7 2,802. 0 513.1 718.6 21.0 10,76.3.9 ! Millions. $1,384.9 4,104.3 1,039.9 Per cent. 508.7 687.4 19.5 Millions. §6.4 106.9 66.8 108.7 4.4 31.2 1.5 0.46 2.54 6.03 3.88 .85 4.34 7.14 10,438.0 325.9 3.02 2,693. 3 From this statement it is shown that reporting banks of the country have decreased their loans during the current year by $325,900,000, or 3.02 per cent. With the exception of the island possessions, the largest percentage of decrease has been in the banks of the Southern States, 6.03 per cent. The loans of the banks of the Pacific States have decreased by 4.34 per cent; those in the Middle Westerti States, 3.88; in the Eastern States, 2.54; while in the Western States and the New England States the decrease has been only 0.46 and 0.85 per cent, respectively. BANK RESOURCES. Bank resources have more than doubled since 1900, but for the current year they show a decrease of about one-third of one per cent. The resources of all reporting banks on June 30, 1908, aggregated $19,583,410,393; in 1907 the aggregate resources were $19,645,015,950, a loss of $61,605,557 during the current year. In 1900 the bank resources of the country aggregated $9,146,017,917, the increase since that date amounting to $10,437,392,476, or 114 per cent. Table X I I in the appendix shows the average per capita of resources of each class of banks, state and national, and the per capita of all banks, arranged by States and geographical sections. I t appears that the average per capita of bank resources of the United States, exclusive of the island possessions, is $224.15. In 1907, it was estimated at $228.58, and in 1900, including Hawaii in the estimate, it was $118.42. Geographically, the Eastern States are first with $428.22; New England second, $415.57; Pacific States third, $334.41; Middle Western fourth with $180.77, and the Western and Southern States, fifth and sixth, with $142.39 and $65.30, respectively. In 1900 the New England States had the highest per capita resources, or $312.30. The Eastern States had $251.10, the Pacific States, $147.01, the Middle Western States, $75; the Western States, $60.16, and the Southern States, $24.94. The State having the largest bank KEPORT OF THE COMPTROLLER OF THE CURRENCY. 49 resources is New York, the amount per capita in that State being $637.27; Massachusetts is second with $486.30, and California third with $478.04. In the Southern States, West Virginia is first in per capita with $113.10; Louisiana second with $94.51, and Virginia third with $84.73. The largest per capita in the Middle Western States is in Ohio, $208.18; and Colorado, with $235.01, has the largest per capita in the Western States. BANKS AND BANKING IN THE ISLAND POSSESSIONS. PHILIPPINES. The treasurer of the Philippine Archipelago is required by law-to make examinations of the banking institutions of the Philippines and to obtain from them periodical statements of their condition. These statements are forwarded to the Insular Bureau of the War Department, and the reports of condition under dates of March 30 and June 30 of the present year have been submitted by that bureau to this office for use in connection with this report, those for the latter date being received too late to incorporate in the general summary of the reports of the banks of the country. On March 31, 1908, there were in operation in the Philippines the following banks which made reports to the insular treasurer, viz: Banco Espanol-Filipino at Manila and the Iloilo sub agency; the Manila agency, and the Cebu sub agency of the Chartered Bank of India, Australia, and China; the Manila agency and Iloilo sub agency of the Hongkong and Shanghai Banking Corporation; the Manila agency and the Cebu subagency of the International Banking Corporation; the Monte de Piedad Savings Bank at Manila; the Bank of Zamboanga—in all, ten banking institutions. A summary of the returns from the Philippine banks on March 31, also that for June 30, 1908, together with individual statements made to the treasurer of the Philippines under those dates, appears in the appendix. From the compilation of returns for March 31, 1908, it appears that the resources of the 10 banking institutions named aggregate $21,816,753, or an increase of $2,256,341 as compared with returns of June 29, 1907. The principal items of resources and liabilities are: Loans and discounts, including overdrafts Philippine and other currency Due from banks and agencies Capital stock paid in Surplus and undivided profits Bank notes outstanding Deposits, including deposits of insular treasurer Bank deposits $11, 058, 370 2, 942, 750 2, 815,422 2,161, 255 1, 364, 821 784,443 9, 711, 688 5,466,073 Comparing these returns with those submitted in June, 1907, loans and discounts show an increase of $1,308,878; surplus and profits an increase of $45,247, and deposits an increase of $539,393, while currency in bank has decreased in the sum of $1,424,418. The Bureau of Insular Affairs, War Department, advises that— The Spanish-Filipino Bank dispute has been settled through an agreement by which all claims and exclusive privileges and notes issued beyond the amount approved by the American Government are abandoned, but, on the other hand, the bank receives a confirmation without litigation of important privileges. The circulation to be allowed the bank is for the present ^2,400,000, representing the paid in and 62280—CUE 1908 i 50 BEPORT OF THE COMPTROLLER OF THE CURRENCY. unimpaired capital and surplus, and $600,000 to be secured by deposit of approved bonds and stocks. If the bank increases its capital up to $10,000,000 the circulation may be increased correspondingly, but not in any event to exceed $9,000,000 The circulation issued upon the capital and surplus is to be taxed one-half of 1 per cent per annum, while the circulation, based upon the securities, will be taxed 1 per cent per annum. The circulating notes from January 1, 1908, are to constitute a preferred lien on the assets, and will be issued to the bank by the treasurer of the Philippine Islands. While the Government has reserved the right to incorporate other banks, the provision is made that no bank shall be authorized to issue circulating notes in the Philippine Islands with a capital and surplus of less than $2,000,000. AGRICULTURAL BANK OP THE PHILIPPINE GOVERNMENT. The Philippine legislature on June 18, 1908, passed an act, byauthority of the United States, creating a government agricultural bank and appropriating 1,000,000 pesos as the capital. The act went into effect on July 1, 1908, and reads as follows: SECTION 1. An agricultural banking corporation, to be known as the " Agricultural Bank of the Philippine Government," is hereby created and established, with its principal office and place of business in the city of Manila. SEC. 2 The sum of one million pesos is hereby appropriated out of any of the general funds of the insular treasury not otherwise appropriated, as and for the capital of said bank. SEC. 3. The Agricultural Bank of the Philippine Government is hereby authorized to receive deposits of funds of provinces, municipalities, the Postal Savings Bank, societies, corporations, and private persons, and the Postal Savings Bank and provincial and municipal governments are hereby authorized to make such deposits. Interest to be paid by said bank on deposits so made shall not exceed four per centum per annum. SEC. 4. The affairs and business of said bank shall be administered by a board of directors, composed of the secretary of finance and justice and in his absence or in the case of his disability the acting secretary of finance and justice, the insular treasurer and in his absence or in the case of his disability the acting insular treasurer, and three citizens of the Philippine Islands or of the United States, resident within the Philippine Islands, who shall be appointed by the Governor-General by and with the advice and consent of the Philippine Commission. The secretary of finance and justice and in his absence or in case of his disability the acting secretary of finance and justice shall be ex officio president of the board of directors. Three members of the board of directors shall constitute a quorum at any meeting thereof. SEC. 5. The insular treasurer and in his absence or in case of his disability the acting insular treasurer shall be the manager of said bank, and shall perform the duties of his office in accordance with this act and the by-laws of saia bank duly adopted as hereinafter provided. The official bond of the insular treasurer, and in his absence or incase of his disability that of the acting insular treasurer, shall be liable for the faithful performance of the duties of such insular treasurer or acting insular treasurer when acting as manager of said bank. SEC. 6. With the approval of the governor-general, the insular treasurer is authorized to constitute provincial and municipal treasurers agents of said bank, and they shall render such services in the operation of said bank as may be required of them by the insular treasurer. When constituted agents of said bank, provincial and municipal treasurers are charged with official responsibility, and their bonds shall be liable for the faithful performance of their duties as such agents and for the safe-keeping and accounting for any money or property of said bank confided to their custody. The governor-general may, on request of the board of directors of said bank or of the manager thereof, require any officer or employee of the government to perform any service or render any assistance to said bank which he, the said governor-general, may deem proper. Subject to the civil-service act and rules and the by-laws of said bank, the manager of the bank is authorized to appoint such other personnel as may be necessarily required for the proper operation of said bank. The personnel so appointed by the manager of said bank shall perform the duties and receive the salaries prescribed in the by-laws. SEC. 7. The attorney-general shall be the legal adviser of said bank, and shall render such legal services to said bank as may be required of him by the manager of REPORT OF THE COMPTROLLER OF THE CURRENCY. 51 said bank or by the board of directors thereof. In the performance of his duties, the attorney-general is authorized to require such services from the provincial fiscals as to him may seem best in the interest of said bank. SEC. 8. The board of directors is empowered to adopt such by-laws, not in conflict with this act, as may be proper for the prudent and successful operation of said bank, and to amend or repeal the same: Provided, That such by-laws, or any amendment or repeal thereof, shall not take effect until the same shall have received the approval of the governor-general. SEC. 9. The members of the board of directors, appointed as such by the governorgeneral, shall each receive for each day of meeting of the board actually attended the sum of ten pesos. SEC. 10. The bank may make loans only for the payment or satisfaction of incumbrances on agricultural lands, for the construction of drainage and irrigation works, and for the purchase of fertilizers, agricultural seeds, machinery, implements, and animals, to be used exclusively by the borrower for agricultural purposes, and no loan shall be made by said bank to any person or corporation not engaged in agricultural pursuits. SEC. 11. No loan shall be made except upon resolution of the board of directors. No person or corporation shall be permitted to borrow less than fifty pesos nor more than twenty-five thousand pesos: Provided, however, That fifty per centum of the capital of said bank shall be set apart for loans of not more than five thousand pesos to any one person or corporation. SEC. 12. No loan shall be made except— (a) Upon the security of a first mortgage on unincumbered improved urban property or upon unincumbered agricultural land, not to exceed forty per centum of the value thereof. No loan shall be made unless the attorney-general shall have certified and the board of directors shall be satisfied that the real estate offered as security for the loan is free from all incumbrances and that the title thereto is in the mortgagor. All mortgages shall contain a covenant requiring the mortgagor to insure for the benefit of the mortgagee all buildings of strong materials on the property to the amount of their value as fixed by the board of directors. (b) Upon the security of a chattel mortgage to the bank on crops already harvested, gathered, and stored: Provided, however, That no loan on the security of such crops so harvested, gathered, and stored as aforesaid shall exceed forty per centum of the market value thereof on the date of the loan. The property mortgaged shall be insured by the mortgagor for the benefit of the mortgagee to the full amount of the loan. SEC. 13. All mortgages on real property and chattel mortgages on harvested, gathered, and stored crops shall be registered with the register of deeds in the jurisdiction where situate, and it shall be the duty of the register of deeds to indorse on such real or chattel mortgage, and on his record thereof, the date and hour of its reception, and such registration with the register of deeds of such real or chattel mortgage shall be notice to all the world of the lien created by such mortgage and of the terms and conditions thereof. The expenses of registration shall be paid by the borrower. SEC. 14. The bank shall not exact more than ten per centum per annum on any loan made by it. SEC. 15. Loans shall not be made for a period exceeding ten years, and may be made payable in installments as the board of directors may determine in each case. SEC. 16. No fee or charge of any kind whatsoever by way of commission shall be exacted or paid for granting or obtaining loans, and any official of the bank exacting, demanding, or receiving any fee for service in obtaining a loan or for the use of his influence to obtain a loan shall be punished by imprisonment for not less than one year nor more than five years, in the discretion of the court. SEC. 17. Within one year after foreclosure sale of property has been accomplished the mortgagor of the property shall have the right to redeem said property from the bank upon payment of the amount found due by the court in the decree of foreclosure, with interest thereon at the rate specified in the mortgage, together with all costs incurred by the bank by reason of the foreclosure and sale and the care of the property. SEC. 18. The agricultural banking corporation provided for in this act shall have the general powers mentioned in section thirteen of "The Corporation Law," which are not in conflict or inconsistent with the provisions of this act. SEC. 19. All acts or parts of acts inconsistent with the provisions of this act are hereby repealed. SEC. 20. This act shall take effect on July first, nineteen hundred and eight. 52 REPOBT OF THE COMPTROLLER OF THE CURRENCY. POSTAL SAVINGS BANKS IN THE PHILIPPINE ISLANDS. The general information and statistics herewith submitted are taken from the report of the director of posts of the Philippine Islands for the fiscal year ended June 30, 1908. At the close of the year there were in operation 245 banks with deposits of 1,031,994.04 pesos, representing 5,389 accounts, as against 235 banks and deposits of 510,100.64 pesos in 1907. Deposits by the Filipinos represent about 44 per cent of the total, an increase or about 10 per cent from these people as compared with the prior year. About 50 per cent of the deposits belong to Americans and the remainder to Europeans, Asiatics, and local societies. The resources and liabilities of the postal savings banks on June 30, 1908, were as follows: RESOURCES. Loans on real estate Philippine Railway bonds Deposits in banks Cash deposited in treasury Cash in hands of postmaster Accrued interest outstanding * Total f*86, 625.00 249, 515. 55 620,000.00 39,000.00 47,458. 39 17,066.86 1,059,665. 80 LIABILITIES Deposits and interest Stamps outstanding Unapportioned interest 1,031, 994.04 1,344. 50 26, 327. 26 Total 1,059, 665. 80 Interest at the rate of 10 per cent is charged on real-estate loans. The Philippine Railroad bonds bear interest at the rate of 4 per cent, and the deposits in banks draw interest at the rate of 3§ per cent. The director recommends that the rate of interest on real-estate loans be reduced to 8 per cent, as the existing rate is so high that the banks have thus far been unable to loan satisfactorily to the full amount on the security of real estate. PORTO RICO. Through the courtesy of Hon. Samuel D. tiromer, this office has been placed in possession of a statement showing the condition of the banks in the island of Porto Rico. There are in the island 10 banking institutions, one of which being a national banking association. The aggregate capital stock of these banks is $2,125,514, which includes $575,215 due by stockholders of two of the territorial banks. The principal items of resources and liabilities of the nine territorial banks are: Loans Stocks, bonds, and securities Due from banks and bankers Cash in banks Capital stock Surplus and undivided profits Deposits Bank deposits Aggregate resources $3, 841,912 1,942, 774 751,529 1,708,082 2,025, 514 714,425 5,940,587 237,482 10,417,624 REPORT OF THE COMPTROLLER OF THE CURRENCY. 53 The aggregate resources of the reporting banks of the island (including the national bank) have increased over 100 per cent since 1902, when the eight incorporated banks then in operation had capital of $1,417,725, deposits $2,489,449, and assets $5,359,189. The First National Bank of Porto Rico at San Juan was chartered November 10, 1902, with a board of directors who are citizens of the United States and the requisite proportion residents also of the island. HAWAII. Unofficial reports have been compiled from seven territorial and private banks in operation in the Territory of Hawaii. The aggregate paid-in capital of these banks as shown by reports at latest dates obtainable is $3,042,500, individual deposits $3,620,125, and aggregate resources $7,274,785. In addition there were in operation on May 14, 1908, four national banking associations, with capital of $610,000, individual deposits $980,736, United States deposits $104,678, and aggregate resources $2,388,612, the total resources of all reporting banks, private, territorial, and national, being $9,663,397. Two territorial banks with capital of $700,000 report dividends paid during the year amounting to $56,000, or 8 per cent. These two banks report 4,601 depositors, and the average rate of interest paid on deposits, 4.37 per cent. Only two territorial banks in Hawaii responded to the request of this office for reports, and statements relating to the five other banks in Hawaii were taken from a periodical, and are necessarily incomplete as to details STATE AND PRIVATE BANK FAILURES. The Bradstreet Commercial Agency has courteously furnished this office with information relating to the number, assets, and liabilities of the State and private banks wind 1 failed in the year ended June 30, 1908. From this statement it appears that there were 132 failures during the year, the assets of the banks being $177,073,348 and liabilities $209,835,443. The number of failures reported during the fiscal year exceed those of any previous year since 1893 and the liabilities are greater than in any other year since 1864, when these statistics begin. For the year ended June 30, 1907, there were 34 failures of banks of this character with assets of $13,037,497 and liabilities of $22,165,448. Included in the 132 failures in 1908 are 42 State banks, 12 savings banks, 25 trust companies, and 53 private banks. The failures by geographical sections were as follows: Three hi the New England States, with liabilities of $24,550,000; 43 in the Eastern States, with liabilities of $138,710,900; 29 in the Southern States, with liabilities of $11,054,702; 29 in the Middle Western States, with liabilities of $9,268,369; 7 in the Western States, with liabilities of $7,660,000; and 21 in the Pacific States, with liabilities of $22,591,472. There were 32 failures in the State of New York among this class of banks, the assets of which aggregated $114,119,000 and liabilities $133,400,900. Of the failures in that State 7 were State banks with liabilities of $33,996,600; 4 trust companies, with liabilities of $95,290,000; and 21 private banks, with liabilities of $24,114,300. KEPOBT OF THE COMPTKOLLER OF THE CURRENCY. Statistics relating to the number of failures of banks other than national for each year from 1864 to 1908 are presented herewith: NUMBER OF FAILURES, CAPITAL, ASSETS, LIABILITIES, AND DIVIDENDS PAID BY STATE AND PRIVATE BANKS THAT FAILED IN EACH YEAR FROM 1864 TO 1908. Number of Year. Capital. failures. 1864 1865 1866 1867 1868 1869 1870 1871 . 1872 1873 . 1874 1875 1876 1877 1878 1879 1880 1881 1882 . . . 1883 1884 . 1885 1886 1887 1888 1889 1890 . 1891 1892 1893 1894 189") 1896 . . Total Not dated Total 1897 1898 1899 1900 1901 1902 1903 1904.. 1905 1906 1907 1908 . Grand total 2 5 5 3 7 6 1 7 10 33 40 14 37 63 70 20 10 9 19 27 54 32 13 19 17 15 30 44 27 261 71 115 78 220,000.00 470,000.00 907,000.00 770,000.00 2,413,900.00 961,000.00 2,491,250.00 3,250,193. 00 1,370,465.00 452,200.00 436,750. 00 545,000.00 870,000. 00 1,718,596. 00 1,099,400.00 254,000.00 931,590. 00 745,500. 00 363,250.00 2,169,568.00 2,071,300.00 578,840.00 16,641,637.00 3,112, 447. 00 3,906,350.00 3,400,642.00 l,lt>4 70 Nominal assets. Liabilities. Dividends, paid. $225,662.14 890,112.00 138,821.00 148,886.00 361,961.73 50,000.00 2,654,187.15 3,059,318.06 6,938,653.01 4,562,879.00 12,365,475.25 9,206,429. 34 15,223,785. 49 27,269,520. 51 5,253,307.22 1,311,799. 49 1,785,890.45 2,608,489. 57 3,193,747. 39 15,508,389.70 4,883, 454.27 1,140,824. 48 3,074,622.29 3,342,336.52 2,147,059.18 11,385,584.64 6,365,198. 77 3,227,608. 56 46,766,818. 80 7,218,319. 51 9,010,584.93 7,513,837. 41 974,256.96 1,906,573.00 3,420,016.33 2,022,498.51 4,143,941.97 5,178,020. 98 7,004,558.27 19,485,717.87 4,235,808.85 288,494.74 851,755.00 1,221,737.29 1,408,047.99 9,671,860.25 2,361,320.01 673,579.10 1,610,527.45 1,924,773.68 1,026,682.73 3,884,577.99 3,090,597. 48 803,860. 76 17,912,270. 45 1,456,522.87 2,251,708 93 534,363. 30 53,187,259.00 445,000. 00 212,725,771. 58 218,833,563. 86 1,796,424.41 1,586, 419. 00 99,711,330.75 377,396. 20 1,234 ' 192 53 26 32 5Q 43 26 102 57 37 34 132 53,632,259. 00 214,312,190. 58 220,629,988. 27 17 929 163 00 24 090 879.00 4, 493,577.00 7,080,190. 00 7,790,244.00 10,448,159.00 7,675,792.00 11,421,028.00 6,373,372. 00 13,334,629. 00 7,323,737.00 10,332,666. 00 2,166,852. 00 4,005,643. 00 24,296,823. 00 31,774.895.00 6,970,345. 00 10 273,023.00 6,591,515.00 7,187,858. 00 13,037,497. 00 22,165,448.0) 177,073,348. 00 209,835,443.00 100,088,726.95 1,954 53,632,259.00 496,034,455. 58 100,088,726. 95 $125,000.00 275,000.00 260,000.00 276,381.00 100,000.00 $245,401. 97 1,206,035.00 222,075.00 183,002.30 77,861.00 2,314,871.90 2,126,124.18 4,644,889.91 4,125,731.00 9,190,283.98 7,312,218. 73 13,137,835.47 26,001,949.67 5,102,691.94 1,629,146.61 585,653.06 2,765,951.10 2,813,915.19 12,900,819.05 2,982,879.51 1,300,536.30 2,865,300. 30 2,805,326.52 1,279,900.68 10,692,385.98 7,190,824.69 2,719,410. 75 54,828,690. 65 7,958,284.18 11,276,529.99 10,240, 244. 97 582,579,849.27 $145,592.25 138,821.00 82,844.74 It will be noted from the foregoing that from 1864 to 1896, in addition to the nominal assets and liabilities, the amount of dividends paid is stated as well as total capital of banks failing during each year; but information in respect to capital and dividends paid since 1896 is not shown, there being no statistics at command, official or otherwise, relative to the progress toward final result of liquidation of insolvent state and private banks. In 1896 the then Comptroller secured a list of banks which failed in each State from 1864 to June 30, 1896. A copy of this list was furnished to each national-bank examiner with directions to communicate in person or otherwise with officers, receivers, and assignees with a view to ascertaining the result of final liquidations. As a BEPORT OF THE COMPTROLLER OP THE CURRENCY. 55 result of this investigation reports more or less complete were obtained relative to the liquidation of 1,234 banks and bankers failing during the period covered by the inquiry. The capital involved aggregated $53,632,259, nominal assets $214,312,190, and liabilities $220,629,988. On claims proved dividends were paid to the amount of $100,088,726, or 45.4 per cent of the aggregate liabilities. It will be noted that since 1896 banks other than national to the number of 720 have failed, with nominal assets of $281,722,265 and liabilities $361,949,861. Receivers of insolvent State or private banks generally are appointed by and report to the courts, and there is no official publication of the result of these receiverships on the lines followed by this bureau in reference to insolvent national banks. Two banks operating under state charters and doing business in the District of Columbia failed since June 25, 1906, the date of the act placing institutions of that character in the District of Columbia under the supervision of the Comptroller of the Currency. The Washington branch of the iEtna Banking and Trust Company failed on October 19, 1906, when a receiver was appointed bj this office. On the following day the main office of the iEtna Banking and Trust Company, at Butte, Mont., was also placed in charge of the receiver. The total assets taken charge of amounted to $574,569 (nominal value), of which only $24,568 were estimated as good, $200,067 being estimated as doubtful, and $349,934 as worthless. After the failure additional assets came into the hands of the receiver, amounting to $123,318, $100,000 of which was contributed in cash by one who had formerly been an officer in the company, the total assets, therefore, amounted to $697,887. The collections from all sources aggregated $149,606. Offsets amounting to $18,749 were allowed and losses incurred in compounding claims under order of court aggregated $33,640, leaving in the hands of the receiver on October 31, 1908, assets of the nominal value of $495,892. All these remaining assets are practically worthless. Dividends aggregating 28 per cent and amounting to $107,204, on claims proved totaling $382,870, have been paid. There remains in the hands of the Comptroller and the receiver cash amounting to $24,310, distribution of which has been deferred pending determination of litigation, which may possibly result in the collection of an additional sum sufficient to make the final dividend a substantial one. The Peoples Savings Bank was taken charge of by a receiver on October 26, 1906. Later in the year creditors of the bank were paid in full and the affairs of the bank turned over to an agent of the shareholders. GROWTH OF BANKING IN THE UNITED STATES. Statistics bearing upon the subject of banking in the earliest days of the country are meager, but some statistical information has been gathered and published for a series of years in the annual reports of the operations of the currency bureau. Table XXIII in the appendix gives the number of colonial and state banks, together with the principal items of resources and liabilities in the years indicated from 1784 to 1833. In 1784 the three banks from which reports have been compiled had a capital of $2,100,000, circulation $2,000,000, and specie $10,000,000. In 1800 reports from 28 banks show capital 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. $21,300,000, circulation $10,500,000, and specie $17,500,000. In 1820 there were 307 banks, with capital of $102,000,000, circulation $40,600,000, deposits $31,200,000, specie $16,700,000. In 1830, 329 banks had $110,100,000 capital, $48,400,000 circulation, $39,500,000 in deposits, $14,500,000 in specie, and $159,800,000 in loans. The resources and liabilities of the banks of the country in detail from 1834 to 1863 will be found in Table XXIV of the appendix. In the compilation of this table, figures for the years 1834 to 1840 were taken from Executive Document No. I l l , Twenty-sixth Congress, second session. Those for 1841 to 1850 are from Executive Document No. 68, Thirty-first Congress, first session. Figures for the years 1851 to 1863, with the exception of the year 1853, are taken from the report on the condition of the banks for 1863, those for 1853 being from Executive Document 66, Thirty-second Congress, second session, and are incomplete. It appears from the table in question that in 1834 there were 506 state banks in the country with capital stock of more than $200,000,000, circulation of $94,000,000, and deposits of $75,000,000. In 1840 the number of banks had increased to 901, with capital of $358,000,000, circulation$106,000,000, and deposits of $75,000,000. In 1850 reports show only 824 banks, with a capital of $217,000,000, circulation $131,000,000, and deposits $ 109,000,000. In 1862, the year prior to the inauguration of the national banking system, there appears to have been 1,492 state banks in operation. The capital of these banks was $405,000,000, circulation $238,000,000, and deposits $393,000,000; the loans aggregated $646,000,000, investments in stocks $99,000,000, specie onhand$101,000,000, and notes of other banks held $25,000,000. The following condensed statement gives the principal items of resources and liabilities of state, savings, private banks, loan and trust companies, and national banks from 1864 to 1908, and reflects the growth of banking in the country for the past forty-five years: 58 REPORT OP THE COMPTROLLER OF THE CURRENCY. PRINCIPAL ITEMS OP RESOURCES AND LIABILITIES OP STATE, SAVINGS, AND PRIVATE (COMPILED FROM REPORTS TO THE [Amounts in millions.] Year. 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1879. 1880. 1881. 1882. 1883. 1884. 1885. 1886. 1887. 1888. 1889. 1890. 1891. 1892. 1893. 1894. 1895, 1896. 1897. 1898. 1899. 1900. 1901. 1902. 1903. 1904 1905 1906 1907, 1908 Number of banks. 1,861 1,960 2,267 2,279 2,293 2,354 2,457 2,796 3,066 d 1,968 d 1,983 3,336 3,448 3,384 3,229 3,335 3,355 3,427 3,572 3,835 4,111 4,350 4,378 6,179 6,647 7,203 7,999 8,641 9,338 9,492 9,508 9,818 9,469 9,457 9,485 9,732 10,382 11,406 12,424 13,684 14,850 16,410 17,905 19,746 21,346 Loans and Due from discounts Bonds, (including stocks, etc. banks and bankers. overdrafts). $70.7 362.4 550.4 588.5 655.7 686.3 719.3 789.4 871.5 1,439.9 1,564.5 1,748.1 1,727.1 1,720.9 1,561.2 1,507.4 1,662.1 1,901.9 2,050.3 2,133.6 2,260.7 2,272.3 2,456. 7 2,944.9 3.161.1 3.475.2 3,842.1 3,965.9 4,336.6 4,368.6 4,085.0 4,268.8 4.251.1 4,216.0 4,652.2 5,177. 6 5,657.5 6.425.2 7,189.0 7,738.9 7,982.0 9,027.2 9,893.7 10,763. 9 10,438.0 $93.4 404.3 465.2 443.1 440.5 414.6 406.1 419.9 431.2 713.2 723.2 793.1 807.3 841.2 865.9 1,032.9 900.6 500.9 1,049.1 951.2 1,030.4 952.0 1,031.1 999.9 1.112.1 1,111.9 1,158.0 1,042.5 1,269.4 1,354.1 1,445.3 1,565.2 1,674. 4 1,732.3 1,859.7 2,179. 0 2,398.3 2,821.2 3,039.4 3,400.1 3.654.2 3,987.9 4,073.5 4,377.1 4,445. 9 $33.3 103.0 110.7 100.0 123.1 107.6 121.2 143.8 144.0 167.1 193.6 195.0 198.2 184.6 183.2 204.0 248.9 346.1 307.3 392.8 294.1 432.9 349.8 632.1 439.1 513.7 531.3 652.6 549.2 705.1 714.4 645.0 781.4 924.9 1,203.1 1,272.8 1,448.0 1,561.2 1,570.6 1,842.9 1,981.9 2,029.2 2,135.6 2,236.2 Specie. $9.4 12.6 11.1 20.8 18.5 31.1 19.9 24.3 C27.9 «22.3 cl9.0 «25.4 «21.3 «29.7 <42.7 el00.2 e 129.5 e 112. 4 e 116.2 e 110.2 * 179.0 e 152.2 t 165.1 226.4 / 221. 5 221.9 217.3 262.2 210.9 283.4 246.3 251.2 297.7 402.2 449.1 449.7 479.0 541.0 478.2 612.2 617.3 633.0 719.5 860.5 a Includes cash not classified. 6 Includes state bank circulation. c Includes deposits of U. S. disbursing officers. Paper cur- Total cash rency, a in bank. $190.0 219.3 194.5 179.9 144.0 156.6 174.1 153.3 219.7 277.6 256.4 261.8 324.2 305.0 405.5 384.8 280.6 330.5 285.6 274.2 300.2 328.5 307.1 379.0 378.4 376.8 383.4 394.2 507.8 $98.3 199.4 231.9 205 6 200.7 162.5 187.7 194.0 177.6 218.2 252.2 238.7 226.4 230.5 214.6 216.3 285.5 295.0 287.1 321.0 321.2 414.3 375.5 432.8 446.1 499.1 478.3 479.1 586.4 515.9 688.9 631.1 531.8 628.2 687.8 723.3 749.9 807.5 848.1 857.2 990.6 994.1 1,016.4 1,113.7 1,368.3 REPORT OF THE COMPTROLLER OF THE CURRENCY. BANKS, LOAN AND TRUST COMPANIES, AND NATIONAL BANKS, FROM 1864 TO COMPTROLLER OF THE CURRENCY.) 59 1908. [Amounts in millions.] Capital. $386.8 397.0 480.8 483.8 486.4 489.7 513.7 561.7 592.6 532.9 550.3 592.6 602.3 614.2 587.7 580.4 565.2 572.3 590.6 625.6 656.4 678.0 686.7 806.8 853.7 893.3 968.7 1,029. 7 1,071.1 1,091.8 1,069.8 1,060.3 1,051.9 1,012.3 992.0 973.6 1,024.7 1,076.1 1,201.6 1,321.9 1,392.5 1,463 2 1,565.3 1,690.8 1,757.2 Surplus and Circulation. 6 United States Individual deposits. profits. deposits, c $4.2 54.5 79.4 93.9 109.4 126.0 132.7 143.1 155.4 215.6 199.9 254.2 261.6 260.5 237.7 246.1 260.2 292.0 310.1 347.8 379.6 362.0 393.8 460.2 493.7 531.9 584.0 619.2 650.3 689.3 682.4 699.3 694.4 712.7 732.7 761.1 882.2 955.6 1,096.9 1,273.4 1,360.9 1,439.5 1,558.9 1,645.0 1,761.5 $189.1 131.5 267.8 291.8 294.9 292.7 291.8 315.5 327.1 340.2 338.7 318.1 294.8 290.4 300.4 307.7 318.4 312.5 309.2 312.2 295.3 269.2 238.0 166.8 155.5 129.0 126.5 124.0 141.2 155.1 171.8 178.8 199.2 196.6 189.9 199.4 265.3 319.0 309.4 359.2 399.6 445.4 510. 9 547.9 613.7 • $58.0 39.1 33.3 28.3 12.8 13.2 11.1 12.4 15.1 10.6 10.2 11.1 10.9 25.6 252.1 10.7 12.2 12.6 13.9 14.2 14.0 17.1 23.2 58.4 46.7 30.6 25.9 14.2 13.7 14.1 13.2 15.4 16.4 52.9 76.3 98.9 99.1 124.0 147.3 110.3 75.3 89.9 180.7 130.3 $355.7 641.0 815.8 876.6 968.6 1,032.0 1,051.3 1,251.6 1,353.8 1,421.2 1,520.5 1,787.0 1,778.6 1,813.6 1,717.4 1,694.2 1,951.6 2,296.8 2,460.1 2,568.4 2,566.4 2,734.3 2,812.0 3,308.2 3,422.7 3,778.1 4,062.5 4,196.8 4,664.9 4,627.3 4,651.2 4,921.3 4,945.1 5,094.7 5,688.2 6,768.7 7,238.9 8,460. 6 9,101. 7 9,553.6 10,000.5 11,350. 7 12,215.8 13.099.6 12, 784. 5 Due to banks. $27.4 157.8 122.4 112.5 140.7 129.0 148.5 176.4 172.7 178.6 232.5 194.7 183.3 170.1 161.7 187.9 239.6 314.7 279.0 288.2 227.0 293.0 308.9 350.1 366.1 434.6 432.3 415.7 464.9 419.9 599.1 600.5 521.7 673.4 809.8 1,046.4 1,172.5 1,333.0 1,393.2 1,475.9 1,752.2 1,904.3 1,899.0 2,075.4 2,198.0 Total assets. $252.3 1,126.5 1,476.4 1,494.1 1,572.2 1,564.2 1,510.7 1,730. 6 1,770.8 2,731.3 2,890.4 3,204.6 3,183.1 3,204.1 3,080.6 3,212.6 3,399.0 3,869.1 4,031.1 4,208.0 4,221.3 4,426.9 4,521.5 5,203.7 5,470.4 5,940.9 6,343.0 6,562.1 7,245.3 7,192. 3 7,290.6 7,609.6 7,553.9 7,822.1 8,609.0 9,904.9 10,785. 9 12,357. 5 13,363. 9 14,303.1 15,198.8 16,918.2 18,147.6 19,645.0 19,583.4 d Number of national banks only; number of state and savings banks not reported. « Specie in national banks; incomplete for state banks. / Includes coin certificates from 1889; specie for 1902 partially estimated. Year. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 19C4 19G5 1906 1907 1908 60 BEPORT OF THE COMPTROLLER OF THE CURRENCY. The "First Bank of the United States" was incorporated by Congress in 1791 for a period of twenty years. A statement of the resources and liabilities of this bank for January, 1809, and for same date in 1811, will be found in Table XXI of the appendix. The first report shows capital $10,000,000, individual deposits $8,500,000, circulation $4,500,000, loans and discounts $15,000,000, specie $5,000,000, and aggregate resources $23,500,000. The "Second Bank of the United States" was chartered by Congress in 1816 for twenty years, at the expiration of which a renewal of the charter was denied. A reorganization of the bank was effected, however, under authority from the legislature of the State of Pennsylvania; the bank assigned in 1841, and after fifteen years the affairs were finally liquidated in 1856, resulting in the payment in full of interest and principal of all liabilities to depositors and note holders. The shareholders, it appears, received nothing on their investment in stock of the bank. From the statement published in 1817, which appears in Table XXII of the appendix, the capital stock of the bank was $35,000,000, deposits $11,200,000, loans and discounts $32,200,000, and aggregate resources $48,100,000. From the armual reports of its operations it appears that in 1833 the business of the bank reached the highest point in its history, the aggregate resources being $82,900,000, deposits $20,300,000, loans and discounts $61,700,000, specie $9,000,000, and notes of state banks $2,300,000. In 1840 the report shows that the aggregate resources had declined to $65,300,000, deposits to $3,300,000, circulation $6,700,000, loans to $36,800,000, and specie to $1,500,000 GROWTH OF BANKING IN RECENT YEARS. Coincident with the general improvement in business conditions following 1896 there was a notable increase in the banking power of the country, evidenced by the number of banks organized as well as by the increase in the aggregate capital and deposits of all classes of banks. Since 1900 the growth of national banks has been accelerated in a marked degree by the act of March 14 of that year, permitting banks with a minimum capital of $25,000 to be organized-under the national system, but during the same period statistics show that prosperous conditions have also favored banks outside of the national system. The following table shows the growth of banking in the United States, including island possessions, as indicated by the number of banks, capital stock, and individual deposits, from 1900 to 1908, inclusive, the number of nonreporting banks, their capital, and deposits being estimated from data obtained from reliable sources: 61 EEPOET OP THE COMPTBOLLEK OP THE CUBRENCY. Capital Bank. Individual deposits. Number. Per cent. Amount. 1900. National State, etc Reporting capital only Total 1902. National State, etc Reporting capital only Total National State, etc Nonreporting National... State, etc Nonreporting Total National State, etc Nonreporting Total National State, etc Nonreporting Total 4,535 7,889 3,732 16,156 4,939 8,745 4,546 54.00 701,990,554 499,621,208 138,548,654 > $2,458,092,758 1 4,780,893,692 \ 450,000,000 100.00 1,150,728,675 46.00 7,688,986,450 3,098,875,772 / 6,005,847,214 47.6 \ 478,592,792 | 9,583,315,778 50.43 68.03 100.00 52.4 100.00 1,340,160,416 31.97 } 3,200,993,509 32.3 67.7 100.00 18,230 743,506,048 578,418,944 152,403,520 j1,474,328,512 31.8 49.57 \f 6,352,700,055 } 502,522,431 100.00 10,056,215,995 68.2 100.00 1904. 5,331 9,519 3,994 Total National State, etc Nonreporting Total 13,977 $621,536,461 403,192,214 126,000,000 \ Per cent. 1903. Total National State, etc Nonreporting 3,732 6,650 3,595 Amount. 18,844 767,378,148 625,116,824 81,409,702 | 1,473,904,674 3,312,439,841 52.06 47.94 f 6,688,107,157 \ 447,998,992 100.00 31.7 } 10,448,545,990 68.3 100.00 1905. 5,668 10,742 3,500 19,910 791,567,231 671,599,149 76,664,000 | 1,539,830,380 51.41 3,783,658,494 f 7,567,080,822 48.59 \ 435,582,000 | 100.00 11,786,321,316 32.1 67.9 100.00 1906. 6,053 11,852 3,491 826,129,785 739,163,401 75,356,000 | 21,396 1,640,649,186 6,429 13,317 4,191 883,690,917 807,178,262 92,357,000 23,937 1,783,226,179 50.23 4,055,873,636 / 8,159,894,029 49.77 \ 413,160,000 > 100.00 12,628,927,665 32.12 67.88 100.00 1907. 1908. 6,824 14,522 3,654 25,000 49.56 I 919,100,8150 838,058,353 76,646,000 } 1,833,805,203 50.44 4,322,880,141 / 8,776,755,207 \ 554,900,000 V 31.66 68.34 100.00 13,654,535,348 100.00 50.14 4,374,551,208 / 8,409,959,961 485,988,831 | 32.97 13,270,500,000 100.00 49.86 \ 100.00 67.03 It is shown from the foregoing table that there were in operation on July 15, 1908, 6,824 national banking associations with capital of $919,100,850 and individual deposits of $4,374,551,208. On or about June 30, 1908, there were in operation 14,522 state, savings, and private banks and loan and trust companies, reporting aggregate capital and deposits of $838,058,353 and $8,409,959,961, respectively, and nonreporting banks to the number of 3,654, with capital and deposits estimated at $76,646,000 and $485,988,831, respectively; or a total of 25,000 banks and banking institutions with capital of $1,833,805,203 and deposits of $13,270,500,000. Since 1900 the increase in the number of banks has been 11,023; capital stock has increased in the sum of $683,076,528 and individual deposits $5,581,513,550. In 1900 national banking capital represented 54 per cent and deposits 31.97 per cent of the aggregate 62 BEPORT OF THE COMPTROLLER OF THE CURRENCY. capital and deposits, respectively, of all reporting banking institutions. The percentage of capital of national banks to capital of all banks in 1907 was 49.56 and of deposits to all deposits 31.66; for the present year the percentage of capital is 50.14 and of deposits 32.97. During the period from 1900 to 1908 the percentage of capital of banks other than national to the capital of all banks has increased from 46 to 49.86, and the percentage of individual deposits in such banks has fallen from 68.03 to 67.03. In 1904 there was in operation in the United States one bank for every 4,897 inhabitants; in 1905 one for every 4,182, in 1906 one for every 3,956, in 1907 one for every 3,595, and for the present year one for every 3,500 inhabitants. BANKING POWER OF THE UNITED STATES. The banking power of the United States in 1908 as represented by capital, surplus and other profits, deposits, and circulation, of national and other reporting banks, together with the estimated amount of funds of this character in the nonreporting banks, is shown to be $17,642,705,274. The items composing this sum are set forth in the following table: BANKING POWER OF THE UNITED STATES. Number. 6,824 14,522 &3,654 $919,100,850 838,058,353 76,646,000 25,000 National banks State, etc., b a n k s . . Nonreporting banks Total Capital. 1,833,805,203 Surplus, etc. Deposits. Circulation. Total. $748,701,600 a$4,504,817,232 $613,663,963 •?6,786,283,645 8,409,959,961 1,012,811,484 10,260,829,798 485,988,831 32,957,000 595,591,831 1,794,470,084 13,400,766,024 613,063,963 17,642,705,274 a Includes government deposits. b Estimated capital, etc., based on reports received from private banks. SCHOOL SAVINGS BANKS. Prof. J. H. Thiry, of Long Island City, N. J., who introduced the system of school savings banks, has furnished this office with statistics relating to the operation of school savings banks in existence on January 1, 1908, in the United States and Canada. From the report submitted it appears that the school savings-bank system is now in operation in 1,102 schools of 101 cities of the United States and Canada. The pupils of these schools have deposited since the introduction of the system $4,419,453.86, of which $3,659,807.77 has been withdrawn, leaving a balance of $759,646.09 due 178,817 depositors. BUILDING AND LOAN ASSOCIATIONS. "The building and loan association is a popular American institution," declares Mr. H. F. Cellarius, secretary of the United States League of Local Building and Loan Associations, in his current annual report. He shows by statistics that the local building and loan associations of the United States are in excellent condition, and are enjoying a full measure of public confidence as a means of caring for small savings of the people. It appears that during the year ended December 31, 1907, tne local building and loan associations of the United States gained $56,513,400 in assets, the total assets being $745,993,398. The gain in membership for the year was 132,979. It is stated that REPORT OF THE COMPTROLLER OF THE CURRENCY. 68 there are now in the United States 5,459 such associations having a membership of 1,876,967 and assets amounting to $745,993,398. The following table shows the number of associations, total membership, and total assets, 1907-1908, for such States as have building and loan departments which compile statistics, the data for all other States being shown as " Other States:" States. Pennsylvania Ohio New Jersey Illinois Massachusetts.., New York Indiana California Michigan Nebraska Louisiana Missouri Kansas North Carolina.. Iowa Wisconsin West Virginia... Maine Tennessee Minnesota New Hampshire, Connecticut North Dakota.. Other States.... Total Number of associations. 1,400 644 417 502 135 262 334 110 55 66 50 118 51 81 56 52 39 35 16 19 16 13 7 981 5,459 Total membership. Total assets. 374,950 $146,915,600 321,780 , 132,714,147 144,876 ! 67,972,108 50,074,144 100,680 47,220,074 114,705 45,814,138 121,381 34,040,117 117,974 I 19,522,896 33,565 39,958 14,157,529 39,898 11,422,890 25,437 10,328,307 20,625 8,839,903 32,110 8,016,351 21,469 i 5,355,536 15,950 i 4,577,214 12,200 | 4,490,486 10,495 | 3,834,544 9,345 3,676,453 4,808 ' 2,668,936 4,243 2,296,961 7,110 1,915,187 2,731 1,804,857 2,200 i 1,286,681 298,477 i 117,048,339 1,876,967 745,993,398 Increase in assets. Increase in membership. $9,274,998 11,619,930 4,482,466 4,051,762 4,662,499 2,337,261 1,838,864 293,958 1,125,847 2,461,102 1,323,347 652,958 968,424 1,009,294 28,575 10,945 6,980 7,055 319, 009 434, 094 241, 727 30, 145 i, 005 1, 195 78,853 199,145 295,378 8,812,339 1,635 600 500 21,025 56,513,400 132,979 10,223 2,584 20,446 2,615 4,000 8,109 2,057 1,525 2,910 4,564 371J 482 The receipts and disbursements of the associations for the year ended December 31, 1907, an increase of nearly $25,000,000 over the prior year, are shown in the following statement: RECEIPTS. Cash on hand January 1, 1907 Weekly dues Paid-up stock Deposits Loans repaid Interest Premium Fines Pass book and initiation Borrowed money Real estate sold Miscellaneous receipts • Total $24, 843, 904 176,941,728 15, 697, 056 44, 070, 000 143,264,112 39, 692, 832 2, 652, 336 477, 312 748, 512 51,153, 744 6, 286, 416 12,581,696 518,409, 648 DISBURSEMENTS. Pass-book loans Mortgage loans Stock withdrawals Paid-up stock withdrawals Deposit withdrawals Expenses Borrowed money Interest Real estate purchased Miscellaneous disbursements Cash on hand January 1, 1908 Total $12, 882,000 209,925,072 145, 254, 720 19,336, 560 37,539,504 5,239,584 49,352,976 1,312,608 2, 533,008 12, 995, 904 22,037, 712 518,409, 648 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLEARING-HOUSE TRANSACTIONS. Mr. William Sherer, manager of the New York Clearing House, has courteously furnished this office with comparative statements of transactions of the New York Clearing House for the past fifty-five years, and also a report of the transactions of clearing houses in the United States for the year ended September 30, 1908. The membership of the New York Clearing House for the year ended September 30, 1908, was 50; capital represented, $126,350,000; clearings for the year, $73,630,971,913; average daily clearings, $241,413,023; aggregate balances paid in money, $3,409,632,271; the proportion of balances to dealings being 4.63 per cent. The aggregate clearings of the association for the fifty-five years ended September 30, 1908, are shown to have been $1,930,248,133,348. The average daily clearings were $114,765,927, and the average ratio of balances to clearings 4.64 per cent. The transactions ot the association for the current year were less by $21,684,449,325 than during the year ended September 30, 1907. The report of the transactions of 114 clearing houses in the United States for the year ended September 30 last shows total clearings of $126,238,694,398, as against $154,476,830,537 for the previous year,, a net decrease of $28,238,136,139. CLEARING-HOUSE CERTIFICATES ISSUED DURING THE PANIC OF 1907. The manager of the New York Clearing House has kindly furnished this office with statistics and general information in relation to the use of clearing-house certificates during the recent panic. It appears that inquiries were addressed to 106 clearing houses in the United States asking for information relative to the extent of the use of loan certificates, etc., during the panic. The replies indicated that clearing houses in 50 cities issued certificates, and possibly a fewe others from which replies were not received. The first issues w e r niade during the last week in October, and the New York Clearing House was the first to take this action. With three exceptions there were no issues of certificates later than December 31. In a summary of the returns relating to the issue of these certificates it is stated, in part— • In the larger clearing houses the certificates were issued, with but few exceptions, for the sole purpose of settling balances between the banks and the clearing houses. In other places the certificates were in a number of cases pledged for checks or notes of small denominations meant to serve as currency for general circulation. In still other localities no certificates were issued at all, but cashiers' checks for small, uniform amounts, or checks authorized by the clearing house, or banks associated, were issued to provide funds for pay rolls, etc. * * * Clearing-house certificates and checks were not the only form of currency issues, as some of the railroads and industrial corporations issued checks of larger or smaller denominations in making payments to their employees during the period of extreme stringency and while hoarding was still being practiced, and some of these checks passed current and acted as substitutes for currency for the time being. From the accompanying table it will be noted that the total amount of clearing-house certificates issued was $248,279,700, New York leading with $101,060,000, followed by the following cities in the order of greatest issue: Chicago, $39,240,000; St. Louis, $15,965,000; Philadelphia, $13,695,000; Boston, $12,595,000; San Francisco, $12,339,000; Pittsburg, $7,445,000; New Orleans, REPORT OF THE COMPTROLLER OF THE 65 CURRENCY. $5,266,000. In other words, $207,605,000 of certificates out of a total of $248,279,700 were issued by clearing houses in eight cities. It is further shown that the maximum outstanding at one time was $219,857,500, and the maximum outstanding issued by the New York associations was $88,420,000. Of this amount, however, it is estimated that not in excess of $74,000,000 was in actual use. From the report of the committee of the New York clearing houses it is shown that during the period the certificates remained outstanding there passed through the committee collateral aggregating $453,000,000, of which $330,000,000 consisted of commercial paper and $123,000,000 of stocks, bonds, and short-time railroad and other similar notes. The total amount of interest paid on the certificates at the rate of 6 per cent was $1,116,246. Of the 52 banks in the New York Clearing House, 20 did not resort to the use of certificates. The following comparative statement from the committee's report for the years 1907 and 1893 is of interest: 1907. Aggregate certificates anthorized Maximum amount outstanding at any one time Highest aggregate amount issued to any one bank Lowest amount issued to any one bank Average amount issued per bank proportioned to entire membership of association (52 banks in 1907^65 in 1893) •. Average amount issued per bank proportioned to those institutions that took out certificates (32 banks in 1907; 38 in 1893) Number of banks taking out certificates Number taking none $101,060,000 $88,420,000 $17,000,000 $250,000 1893. $41,490,006 $38,280,00Q $4,000,006 $100,008 $1,943,461 $638,307 $3,158,125 32 20 $1,091,842 38 27 Certificates first issued, October 26,1907, and June 1,1893; last issue of certificates, January 30,1908, and September 6, 1893; final cancellation, March 28, 1908, and November 1, 1893. Only one small issue of certificates was made after January 7, 1908, as noted above. The following statement relating to the issue and cancellation of clearing-house certificates during the recent panic was compiled by Mr. William J. Gilpin, assistant manager of the New York Clearing House: CLEARING-HOUSE CERTIFICATES ISSUED DURING FINANCIAL 1907, TO JANUARY, 1908. Clearing houses. First issue. Last issue. Atlanta® Augusta, Ga. o Baltimore Boston Brunswick o Buffalo Charleston a Chicago a Cleveland a Danville, Va. a Denver a Des Moines Detroit Fort Wayne Greensboro, N. C. a Oct. 31,1907 Nov. 4,1907 Oct. 28,1907 do. .. Nov. 6,1907 Nov. 1,1907 Nov. 11,1907 Oct. "28,1907 Dec. 3,1907 Oct. 30,1907 Nov. 5,1907 Oct. 28,1907 Oct. 30,1907 Oct. 31,1907 Nov 4,1907 Dec. 23,1907 Dec. 18,1907 Dec. 16,1907 Jan. 3,1908 Jan. 11,1908 Nov. 12,1907 Nov. 27,1907 Dec. 17,1907 Dec. 3,1907 Dec. 2,1907 Nov. 26,1907 Dec. 26,1907 Dec. 12,1907 do Dec. 6,1907 First cancellation. CRISTS OF Final cancellation. Aggregate issue. SI, 500,000 (6) 15,1908 370,000 16,1907 Feb. 6,1908 3,094,000 10,1908 Jan. 24,1908 12,595,000 3,1907 Mar. 28,1908 109,000 30,1907 Jan. 25,1908 915,000 6,1908 Apr. 6,1908 115,000 14,1907 Jan. 17,1908 39,240,000 6,1908 Jan. 29,1908 3,220,000 9,1908 617,200 (b) 25,1907 650,000 (&) 2,1907 Jan. 27,1908 1,001,200 30,1907 Jan. 7,1908 2,175,000 24,1907 Jan. 30,1908 345,000 26,1907 Jan. 25,1908 39,100 OCTOBER, Maximum amount outstanding. $996,400 370,000 2,784,000 12,595,000 65,000 550,000 115,000 38,285,000 3,220,000 450,000 400,000 622,700 2,030,000 345,000 34,108 a In these places the certificates, in some cases, besides being used for settling balances between banks at the clearing house, were also used as the basis for the issue of subsidiary certificates meant for circulation. In other cases the certificates themselves were for small denominations and served the purpose of currency, b May 1,1908, small amount still outstanding, and it is probable that the amounts still outstanding on that date were mainly notes of small denominations which in many cases were lost or destroyed and may never come in, * 62280—CUR 1908 5 Jan. Nov. Jan. Dec. Nov. Mar. Dec. Jan. Jan. Nov. Nov. Nov. Dec. Nov. 66 BEPORT OF THE COMPTROLLER OF THE CURRENCY. CLEARING-HOUSE CERTIFICATES ISSUED DURING FINANCIAL CRISIS OF OCTOBER, 1907, TO JANUARY, 1908—Continued. Clearing houses. Harrisburga Indianapolis Knoxvilleo Lincoln Little Rock Los Angeles Louisville Lynchburg, Va. a Macon a Milwaukee Minneapolis Nashville » New Orleans New York Oakland Omaha Philadelphia Pittsburg Portland, Oreg St. Joseph a St. Louis St. Paul Salt Lake City San Francisco » Savannah a Seattle Sioux City South Bend o Spokane a Tacoma Topeka a Vicksburg o, Wheeling Wichita Youngstown First issue. Nov. 11,1907 Nov. 4,1907 Nov. 7,1907 Nov. 1,1907 Oct. 31,1907 Oct. 30,1907 Oct. 29,1907 Nov. 18,1907 Nov. 4,1907 Oct. 28,1907 Nov. 1,1907 Nov. 2,1907 Oct. 29,1907 Oct. 26,1907 Nov. 8,1907 Oct. 29,1907 Oct. 26,1907 do. Oct. 30,1907 Oct. 28,1907 do. Oct. 30,1907 do Oct. 29,1907 Nov 5,1907 Nov. 4,1907 Oct. 28,1907 Nov. 19,1907 Nov. 1,1907 do Nov. 6,1907 Nov. 23,1907 Nov. 8,1907 do Nov. 20,1907 Last issue. First cancel- I Final cancellation. lation. Dec. Dec. Nov. Dec. Dec. Dec. Dec. Dec. Jan. Dec. Dec. Nov. Dec. Jan. Nov Nov. Dec. Dec. Nov. Nov. Dec. Dec. Dec. Dec. Dec. 5,1907 17,1907 22,1907 4,1907 16,1907 27,1907 20,1907 18,1907 4,1908 30,1907 4,1907 29,1907 20,1907 30,1908 25,1907 26,1907 31,1907 14,1907 18,1907 9.1907 16,1907 21,1907 4,1907 24,1907 15,1907 Nov. Nov. Dec. Nov. Nov. Nov. Dec. Jan. 15,1907 29,1907 4,1907 20,1907 9,1907 15,1907 12,1907 13,1908 Nov. Nov. Dec. Nov. Nov. Dec. Nov. Nov. Dec. Dec. Jan. Dec. Dec. Dec. Nov. Jan. 28,1907 9,1907 2,1907 2,1907 14,1907 27,1907 7,1907 19,1907 28,1907 3.1907 2.1908 31,1907 2,1907 11,1907 20.1907 22.1908 Nov. Nov. Nov. Dec. 16,1907 19,1907 25,1907 31,1907 Nov. Jan. Nov. Jan. Dec. Dec. 29.1907 10.1908 27,1907 2,1908 20,1907 26,1907 Jan. Jan. Jan. Feb. Apr. Jan. Apr. ) 17,1908 27,1908 15,1908 8,1908 28,1908 27,1908 20,1908 Feb. Jan. Jan. Mar. Mar. Jan. Jan. Feb. Apr. Jan. Jan. Feb. Jan. Feb. 18,1908 15,1908 29,1908 27,1908 28,1908 21,1908 10,1908 8,1908 6,1908 13,1908 23,1908 5,1908 14,1908 17,1908 ) Mar. 1,1908 Jan. 15,1908 & ) ) Jan. 14,1908 Dec. 30,1907 Apr. 25,1908 Dec. 21,1907 Jan. 3,1908 Nov. 29,1907 Dec. 26,1907 Jan. 21,1908 Dec. 12,1907 Dec. 5,1907 Jan. 23,1908 Grand total. T Maximum Aggregate j amount issue. | outstanding. $366,500 1,650,000 282,500 208,000 183,000 2,088,000 2S590,000 381,000 ' 325,000 3,718,000 1,830,000 468,700 5,266,000 101,060,000 1,250,000 1,999,000 13,695,000 7,445,000 1,000,000 515,000 15,965,000 1,900,000 802,000 12,339,000 265,500 1,675,000 240,000 120,000 1,413,000 215,000 42,000 170,000 395,000 91,000 541,000 $326,000 835,000 282,500 160,000 148,600 1,859,000 940,000 381,000 280,000 3,548,000 1,755,000 407,700 3,287,000 88, 420,000 590,000 1,544,000 13,495,000 7,445,000 1,000,000 350,000 10,578,000 1,525,000 702,000 12,339,000 265,500 c 1,675,000 240,000 120,000 1,413,000 215,000 25,000 170,000 45,000 91,000 538,000 .248,279,700 219,857,500 a In these places the certificates, in some cases, besides being used for settling balances between banks at the clearing house, were also used as the basis for the issue of subsidary certificates meant for circulation. In other cases the certificates themselves were for small denominations and served the purpose of currency. b May 1,1908, small amount still outstanding, and it is probable that the amounts still outstanding on that date were mainly notes of small denominations which in many cases were lost or destroyed and may never come in. c Maximum not reported; therefore taken same as aggregate issue. FOREIGN BANKS OF ISSUE. In the appendix will be found statements of the condition of the principal foreign banks of issue, among them a consolidated statement of the resources and liabilities on June 30, 1908, of the banks of the United Kingdom, including colonial and foreign banks with London offices. By comparing the returns of the United Kingdom with those on June 30, 1907, it is observed that there has been a reduction of three in number of banks and $61,197,385 in aggregate resources, although the capital has increased in the sum of $26,569,080. It is also noted that there has been an increase in number of branch offices of 266, or from 10,429 to 10,695. A statement of the resources and liabilities of 26 Swiss banks and their branches, as shown by reports dated March 31, 1908, gives aggregate resources of $386,411,187 and capital stock $39,958,500. In the Republic of Chile, on December 31, 1907, there were in operation 24 banks with paid-up capital of 124,040,525.63 pesos (a peso equals 36J cents) and aggregate resources of 811,363,263.17, as shown by the balance sheet of the banks. The most important REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 of the banks is the Bank of Chile, the subscribed capital of which is 30,000,000 pesos. Statements of the condition of the Bank of Japan and other banking institutions in operation in the Empire of Japan on June 30, 1907, are presented in the appendix. The outstanding circulation of the Bank of Japan is stated at 332,855,906 yen (a yen equals 49.8 cents) and the aggregate resources are shown to be 868,067,285. Circulating notes are also issued by the Yokohama Specie Bank to the amount of 14,517,391, and the Bank of Taiwan to the amount of 9,989,390. Consolidating returns from the banks of issue with other classes of banks in the Empire, it is observed that the aggregate capital employed is approximately 434,000,000 yen, deposits including accounts current 1,876,000,000, circulating notes 357,000,000, cash in bank 294,000,000, and aggregate resources 3,151,000,000. Institutions classed as "ordinary" banks represent over one-half of the capital and deposits of all banks in the Empire. From a recent bulletin published by the International Bureau of American Republics & statement in relation to the condition of the banks in the Argentine Republic is taken, which shows that there were 17 banks in Argentina on December 31, 1907, with deposits aggregating $29,086,145 in gold and $717,169,629 in paper currency. The discounts and loans amounted to $37,279,547 gold and $679,357,449 paper. The cash on hand consisted of $40,026,916 gold and $220,770,433 in paper. A summary of reports of condition of the banks of Mexico as of June 30, 1908, will be found in the appendix. Of the 34 legally chartered banks of the Republic of Mexico the most important one is the National Bank of Mexico, which, out of a total of 829,120,473 pesos made up from the balances of said institutions, is credited with 289,763,746 pesos. Through the courtesy of Mr. Edward D. Adams, of New York, this office is enabled to submit a comparative statement of the principal items of resources and liabilities of 46 leading banks in Germany, as shown by reports of condition at the close of 1907 and 1906. The capital stock of the banks at the close of 1907 was $540,000,000; gross profits, $84,170,000; net profits, $54,280,000; and dividends paid, $41,020,000, or 7.73 per cent. The statement referred to will be found in the appendix of this report together with a consolidated statement of the principal items of resources and liabilities of the leading foreign banks of issue. FOREIGN SAVINGS BANKS. The following tables, prepared by Mr. Morris Jacobson, of the Bureau of Statistics, Department of Commerce and Labor, show the principal statistical data for the savings banks in the more important countries of the world. Data of the first table relate to all savings banks—private, municipal, and government, including postal savings banks. The figures in the second table relate to postal savings banks only. 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. NUMBER OP DEPOSITORS AND AMOUNT OP DEPOSITS IN SAVINGS BANKS (INCLUDING POSTAL SAVINGS BANKS) OP PRINCIPAL COUNTRIES. [Latest data taken from official records of the respective countries.] Countries Population. Austria Belgium.... Bulgaria.... Chile Denmark c.. Egypt France Algeria.. Tunis... Germany Hungary Italy........ Japan 27,202,000 7,239,000 4,028,000 3,400,000 2,600,000 11,206,000 39,260,000 5,232,000 2,000,000 60,746,000 20,469,000 33,910,000 49,319,000 Formosa. 3,152,000 In China and Korea. Luxemburg Netherlands Dutch East Indies.. Curacao Dutch Guiana Norway , Roumania h Russia (including Asiatic part). Finland Spain i Sweden Switzerland j United Kingdom 218,000 5,672,000 37,020,000 53,000 78,000 2,321,000 6,292,000 146,442,000 2,927,000 19,566,000 5,337,000 3,100,000 44,100,000 British Colonies: British India . . . 231,856,000 Australian Com- 4,130,000 monwealthNew Zealand... 901,000 Canada 5,984,000 British South 5,382,000 Africa. British West In- 1,742,000 dies. British Colonies, 11,915,000 n. e. s. Date of reports. 87,496,000 Deposits. Dec. 31,1905-60. 5,685,547 $1,086,797,635 Dec. 31,1906 6 2,419,740 156,733,934 Dec. 31,1904.... 124,007 2,723,182 June 30,1908 198,419 22,876,142 Mar. 31,1906.... 1,352,490 223,028,544 Dec. 31,1907.... 1,928,749 74,179 Dec. 31, 1906.... 12,462,900 921,150,000 Dec. 31,1905.... 18,561 876,707 Dec. 31,1906.... 4,795 923,392 Dtc. 31,1905.... 17,947,538 3,016,719,512 Deo. 31,1906 1,632,450 391,666,881 Dec. 31,1907 d6,953,078 667,645,797 Dec. 31, 1906, to «14,471,560 99,289,016 Mar. 31, 1908. 754,453 Dec. 31, 1906, to / 74,635 Mar. 31,1907. 910,889 ,do. / 61,611 Dec. 31,1906... 57,491 9,372,493 Dec. 31 1905-6o. 1,658,985 93,214,669 Dec. 31,1906-7 9, 66,523 5,359,446 Dec. 31,1905... 1,406 13,740 Dec. 31,1906... 6,525 261,405 826,873 108,124,517 do 157,099 8,038,960 Mar. 31,1904... June 30, 1908... 6,376,996 595,598,312 Average Average deposit deposit per inaccount, habitant $191.15 64.77 21.95 115.29 165.35 26.00 73.91 47.23 192.57. 168.09 239.93 96.02 6.86 $39.95 21.65 .68 6.73 86.01 .17 23.46 .17 .46 49.88 19 13 19.69 2.01 Dec. 31,1906 June 30, 1906, to Mar. 31,1907. 1906 .do. ....do .• June 30,1908.. ....do .24 37.99 16.43 .14 .26 3.35 46.59 1.28 4-07 117. 74 114.07 94.17 148. 46 81.81 11.58 2.74 35.08 62.26 23.14 47,909,002 191,086,329 40.25 161. 66 .21 46.27 341,114 1205,623 54,358,927 61,910,623 159. 36 301.09 10.35 183,192 21,931,509 119. 72 4.07 5,449,115 66.19 3.13 185,149 12,486,703 67.44 1.05 92,520,410 9,297,682,919 Mar. 31,1907.. 1906 10.11 14.71 163.03 56.19 80.55 9.77 40.06 130.76 51.17 93.40 82,320 Dec. 31,1906 Dec. 31,1907 do 1900 November to December, 1907. k Total foreign 804,799,000 countries. United Statesm Philippine Islands. Number of depositors. 100.49 11.55 8,705,848 3,660,553,945 529,833 5,389 420.47 98,31 41.84 287,780 33,884,050 469,491 53,553,238 1,988,336 187,233,225 1,300,000 193,000,000 12,471,755 1,020,271,823 1,190.220 1,182,022 a Figures for private savings banks relate to the end of the calendar year 1905; figures for the postal savings banks relate to the end of 1906. * Data for the state-controlled "Caisse Generate d'Epargne" includes savings deposits with post-offices. » In addition, reports are given for 3 municipal and 5 private savings banks. On December 31, 1906, the former had 16,461 depositors credited with $1,840,556 of deposits, and the latter 26,5S4 depositors with $7,896,692 of deposits. c Includes all savings institutions. Figures for savings banks proper, exclusive of branches of ordinary banks, were 996,615 depositors and $160,621,194 total deposits plus interest due on said deposits at the end of the year. d Exclusive of data for the "SocietS. Ordinarie di credito"and "Societa Cooperative di credito," which held savings deposits to the amount of $137,013,066 under date of December 31,1906. < Figures for private savings banks relate to the end of the calendar year 1906; figures for the postal savings banks relate to March Si, 1908. / figures for ordinary savings banks relate to the end of the calendar year 1906; figures for the postal savings banks relate to March 31, 1907. 0 Figures for private savings banks relate to the end of the calendar year 1906; figures for the postal savings banks relate to the end of 1907. h Figures for the "Casa de economie" only 1 Includes savings deposits in ordinary banks. The "peseta" has been converted at the rate of 17.3 cents Data taken from "Espafia Economica y Financiera," September 5, 1908. j Estimates of M. Guiflaume de Fatio in the Journal de Statistique Suisse, 1900, No. 4. k Figures for trustee savings banks relate to the year ending November 20; figures for postal savings banks to December 31. I Exclusive of data for special private savings banks, which on March 31, 1908, held deposits amounting to $28,574,954. This total does not include the savings deposits in chartered banks (deposits payable after notice or on a fixed day), which, on September 30, 1908, amounted to $410,332,819. w Includes deposits in savings departments of commercial banks in Illinois. EEPORT OF THE COMPTKOLLEB OF THE CURKENCY. 69 PogTAL SAVINGS BANK RETURNS. [From official data of respective countries.] Countries. Austria: Savings deposits.. Banking deposits. Belgium Bulgaria France Tunis Hungary: Savings deposits.. Banking deposits. Italy.. Netherlands Dutch East Indies Dutch Guiana Curagao Russia, including Asiatic part.. Finland Sweden. United Kingdom Australia: New South Wales Tasmania Western Australia New Zealand Canada. Guiana, British , India, British South Africa, British., Straits Settlements Ceylon Gold Coast , Sierra Leone Bahamas Egypt Japan Formosa In China and Korea... Total Philippine Islands Date to which Number of figures refer. depositors. Dec. 31,1907 ....do Deposits. Average deposit. Dec. 31,1906 Dec. 31,1904 Dec. 31,1906 ....do 2,064,403 79,711 1,994,130 124,007 4,794,874 4,795 $44,270,035 74,693,077 126,481,656 2,723,182 258,374,735 923,392 $21.44 937.05 63.43 21.96 53.89 192.57 do ....do Dec. 31,1907 ....do ....do. Dec. 31,1906 Dec. 31,1905 May 31,1906 Dec. 31,1906 .do Dec. 31,1907 607,456 14,928 4,904,714 1,336,846 56,464 6,525 1,406 1,488,432 57,555 569,155 10,692,555 15,963,798 14,066,296 273,702,695 58,489,392 2,845,860 261,405 13,741 «99,649,925 1,213,973 14,498,185 766,474,125 26.28 942.28 55.80 43.75 50.40 40.06 9.77 66.95 21.09 25.47 71.68 June 30,1906 do I do I Dec. 31,1906 Mar. 31,1907 Dec. 31,1906 Mar. 31,1907 June 30,1906 Dec. 31,1906 do do do June 30,1906 Dec. 31,1907 Mar 31,1908 Mar. 31,1907 do 270,982 17,813 63,573 298,746 167,285 11,192 1,190,220 153,173 3,571 66,949 890 4,991 1,971 74,179 8,013,193 68,723 61,586 43,232,288 2,336,173 11,271,598 48,437,569 47,453,228 369,543 47,909,002 17,885,496 330,840 615,716 62,369 334,840 122,621 1,928,749 46,275,300 685,657 910,730 159.54 131.15 177.30 162.14 283.67 33.02 40.25 116.77 92.65 9.20 70.08 67.09 62.21 26.00 5.77 9.98 14.79 39,266,993 2,024,807,191 5,389 529.833 51.57 98.31 June 30,1908 a Deposits in the postal savings banks on June 30, 1908, amounted to S130,721,935, the number of depositors, however, not being given. NOTE.—Postal savings bank system was established in the Philippines in 1907. BANKING POWER OF THE WORLD. The banking power of the United States in 1908, as represented by capital, surplus and other profits, deposits, and circulation, of national and other reporting banks, together with estimated amount of funds of this character in the nonreporting banks, has been shown to be $17,642,705,274. From the latest and most reliable data obtainable the banking power of foreign countries is estimated at $28,107,600,000, as follows: British Empire Continental Europe Central and South America Other foreign banks Foreign savings banks Total $11,157,000,000 5,472, 600,000 851, 700,000 1, 328, 600,000 9, 297,700,000 28,107, 600,000 The world's banking power in 1890, according to Mulhall, was $15,985,000,000, the United States being credited with $5,150,000,000 of this amount. Since that year the banking power of the United States has increased to the extent of $12,492,700,000, or over 242 per cent; that of foreign countries $17,272,600,000, or 159 per cent; 70 BEPORT OF THE COMPTROLLER OF THE CURRENCY. and the combined banking power $29,765,300,000, or 186 per cent. The following statement relating to the banking power of the world in 1890 and 1908 shows also the amounts and percentages of increase: BANKING POWER OF THE WORLD. Increase. 1890. 1908. Amount. Per cent. Banking power of the United States Banking power of foreign countries. Millions. $5,150.0 10,835.0 Millions. $17,642.7 28,107.6 Millions. $12,492. 7 17,272.6 242.58 159.41 Banking power of the world.. 15,985.0 45,750.3 29,765.3 186.21 THE OKLAHOMA DEPOSIT GUARANTY LAW. The banking law of the State of Oklahoma, which includes the "deposit guaranty" feature, was approved by the governor on December 17, 1907, and became operative February 17, 1908. The law provides that within sixty days after its passage and approval the state banking board shall levy against the capital stock an assessment of 1 per cent of the bank's daily average deposits, exclusive of the deposits of state and United States funds properly secured. Provision is also made for additional assessments if the guaranty fund is depleted, in order to keep the fund equal to 1 per cent of the deposits as provided by the act. Section 4 permits national banks in the State to voluntarily avail their depositors of the guaranty feature. Under the first assessment by the state banking board $150,000 was collected, of which $111,000 w^as invested in state warrants drawing 6 per cent interest, this investment being made by reason of the fact that the warrants can be deposited and the actual cash received therefor on demand. The remainder of the fund was deposited in banks with interest at the rate of 3 per cent, under the same regulations which govern the state treasurer in depositing state funds. The number of banks in the State of Oklahoma is claimed to be approximately 800, of which on the date the act in question became effective 312 were national. The records show that 57 national banks availed themselves of the privileges of the state law, but upon being advised that in the opinion of the Attorney-General of the United States their action was ultra vires, a large portion of the banks withdrew, and 22 with aggregate capital of $850,000 were placed in voluntary liquidation, of which 17 with capital of $650,000 were succeeded by or reorganized as state banks, and 5 with aggreate capital of $200,000 were consolidated with other national banks, t should be stated, however, that the period covered by these liquidations was the year ended October 31, 1908. Extracts from the opinion of the Attorney-General appeared in the press, but the text in full is submitted herewith f DEPARTMENT OF JUSTICE, Washington, July 28, 1908. The SECRETARY OF THE TREASURY. SIR: I received from you on March 4, 1908, a letter in which, at the instance of the Comptroller of the Currency, you requested my opinion "as to the legal right of REPORT OF THE COMPTROLLER OF THE CURRENCY. 71 national banks in the State of Oklahoma to contribute toward the guaranty fund or to avail themselves of the other privileges of the state banking act" in that State. On March 9 I called your attention to the fact that this question did not appear to me, as then advised, one arising in connection with a matter requiring action on your part, and therefore would not be one as to which the Attorney-General was required by law or permitted by established practice to give an opinion. On May 14 following you informed me that the matter was one which, in your judgment^ would require action by the Comptroller of the Currency, who could perform such duty only under the general direction of the Secretary of the Treasury, in accordance with United States Revised Statutes, section 324. You further informed me that if in my opinion the acceptance of the provisions of the Oklahoma statute was not within the powers of a national bank, you proposed to direct the Comptroller to bring suit to forfeit the charter of a certain national bank in Oklahoma, in case it should persist in accepting the provisions of the statute in question after being notified not to do so by the Comptroller, and that the immediate official action contemplated by your inquiry was a notification by the Comptroller to the said bank to the effect that its action would or would not be regarded as appropriate ground for such proceeding. I have explained these circumstances, because I feel bound, as a matter of precedent, to say that I still entertain some doubt as to whether the case above stated constitutes one of a character prescribed by the statute as justifying and requiring the expression of an opinion by the Attorney-General; but holding that, as a matter of public policy as well as of courtesy, any doubt on a question of this nature should be determined in favor of the propriety of such advice, I proceed to answer the question above set forth. National banks are instruments of the Government of the United States. The Congress creates them by virtue of its general powers to provide for such, instruments, and no State can, by any law, interfere with their management or operation, in so far as these are determined expressly or by reasonable implication in the laws of the United States. Easton v. Iowa (188 U. S., 229); Davis v. Elmira Sayings Bank (161 U. S., 275, p. 283). It seems to me quite immaterial whether the officers or stockholders of the bank are, or are not, voluntary parties to the state action thus affecting its operations. The legality of such state action whether it takes the form of a law to be enforced in invitum against the bank, or of a contract to be entered into by the bank with state officers authorized by law to make such contract, must depend upon whether it is in accordance with the federal statutes regulating the organization, government, and operation of the banks, or with the policies embodied and the public purposes sought to be attained by such laws. The statute of Oklahoma to which you call my attention creates a state banking board, composed of pertain designated state officers, and requires the said board to "levy against the capital stock an assessment of 1 per cent of the bank's daily average deposits," with certain deductions, "upon each, and every bank organized and existing under the laws of this State." This assessment is to constitute what is designated as a "depositor's guaranty fund," and additional assessments are to be levied against the capital stock of the banks, proportionately to the amount of their deposits, so as to always maintain the fund at the designated amount. This fund is to be used in paying the depositors of any bank included within the terms of the statute any deficiency there may be in the amount to be received by them from the assets of such bank in the event of its failure. By section 4 it is provided that any national bank in the said State, with the approval of the bank commissioner thereto, "may voluntarily avail its depositors of the protection of the depositor's guaranty fund, by application to the state banking board, in writing;" it being further provided that the application in such case "may be sustained upon terms and conditions in harmony with the purpose of this act, to be agreed upon by the state banking board, and the bank commissioner." While the language of the last-mentioned section is peculiar and somewhat involved, its meaning seems to be sufficiently clear, namely, that if a national bank in Oklahoma sees fit to submit itself voluntarily to the terms of the state banking law, in so far as the same may be deemed necessary in its case to secure harmony with the purposes of the said act by the board and commissioner, its deposits will be guaranteed by the board out of the fund provided by assessment as above explained, it being, of course, indispensable, for the purpose indicated, that such bank should contribute its quota toward the maintenance of the fund and, for this purpose, should submit itself to assessments to be levied against its capital by the commissioner for the purpose of meeting claims of depositors in state banks against those institutions and of depositors in other national banks which may likewise accept the terms of the act organizing them. In the papers transmitted to me in connection with your question, and in the memoranda which I have caused to be prepared for assistance in passing upon the questions involved, there is some discussion as to whether this can be considered an insurance of the bank's deposits and, as such, a legitimate if somewhat 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. novel feature in the conduct of its business. So far as I am aware there is no provision of law or rule of public policy forbidding a depositor in a national bank from obtaining insurance on the solvency of the bank and the consequent payment of his debt in accordance with its legal import; but the business of insuring deposits is a wholly separate business from that of banking, and a corporation organized for the latter business would have no greater right to embarrass its funds and risk its credit in the former than it would have to engage in life insurance or fire insurance, or casualty or marine insurance. Moreover, it is to be observed that the bank, and not the depositor, pays the premium or the equivalent of a premium, if the system of guaranty established by the Oklahoma law is to be regarded in the light of an insurance, and upon this assumption, therefore, the question would be whether the stockholders of a national bank, constituting, as they do, the corporation, are authorized to embark in the business of insuring their depositors against loss through the methods set forth in this state statute, in consideration, presumably, of the increased amount of deposits which they would thus obtain. I find no provision of the national banking law authorizing any such action on their part, and, in my opinion, a business 01 this nature would be essentially foreign to the legitimate functions of a national bank as an instrument of government. I do not, however, consider an application under this law by a national bank as, in any proper sense, an insurance of its deposits. This may be an incidental consequence of such action, but the action involves essentially a guaranty to the depositors of all state banks in Oklahoma and other national banks in that State which may accept the terms of the law that their respective deposits shall be paid in full. The satisfaction of this guaranty may, at least in theory, involve the complete exhaustion of the assets of the bank entering into it, for, although in the first instance, the assessment is to amount to only 1 per cent of the average deposits during the preceding year, yet a special assessment may be, and must be, made by the board in case there is any deficiency in the sum provided. These assessments might conceivably absorb the entire sum of the aggregate assets out of which they must be paid. It is generally recognized that a national bank has no power to guarantee the obligations of a third party unless in connection with a sale or transfer of its own property, and as an incident to the banking business. If it be the owner of a promissory note, or other negotiable obligation, it may sell such instrument and indorse it as a part of the transaction of sale, but a contract guaranteeing the payment by another corporation or an individual of obligations in nowise connected with the business of the bank is clearly ultra vires. (Bowen v. Needles National Bank, 94 Fed. Rep., 925; Flanagan v. California National Bank, 66 Fed. Rep., 959; Commercial National Bank et al. v. Pirie et al., 82 Fed. Rep., 799.) It has been argued that the bank in this case would not guarantee the obligations of other banks,but would only agree to put the State of Oklahoma, through its banking board, in funds to make effectual such a guaranty on its part. I think this is a distinction without a difference. If two banks were to mutually agree each to guarantee the obligations of the other it would surely make no difference in the import of such an agreement that the money necessary to give effect to the agreement should be paid to and disbursed by a third party. The result is that the property of each corporation becomes responsible for the debts of the other. In this instance the State of Oklahoma does not propose to raise any money by general taxation to meet the claims of these favored private creditors. The resources for their payment are to be derived entirely from the voluntary or compulsory contributions of the banks assessed, and the banking board constitutes a mere assessing, rebating, and distributing agency, whose existence can not in anywise affect the substantial inci» dents of the system thus established. I have not overlooked the fact that, by the terms of the proposed contract between the bank in question and the State or its banking board, the said bank agrees to do nothing which shall be in conflict with the federal law; but this provision is not relevant, for the entire contract is ultra vires for a national bank, and prohibited by the necessary intendment of the statute. I hold that such is the fact with respect to the contract proposed in this case; that it is illegal for the officers of any national bank to enter into such an agreement as is contemplated by section 4 of the Oklahoma statute, and that persistent and willful action to this effect on the part of any such bank would be just cause for the forfeiture of it? charter. I remain, sir, yours, very respectfully, CHAKLES J. BONAPARTE, A ttorney-General. BEPOKT OF THE COMPTROLLEE OF THE CURRENCY. 73 NATIONAL BANK LEGISLATION OF 1908. On May 30, 1908, the act was approved providing for the formation of national currency associations, the issue of additional national bank currency, and the creation of a il National Monetary Commission." The salient provisions of the act are as follows: ' SEC. 1. National banking associations each hav ng unimpaired capital and a surplus of not less than 20 per cent, not less than ten in number, having an aggregate capital and surplus of at least five millions of dollars, may form voluntary associations to be designated as "national currency associations." National currency associations shall have and exercise any and all powers necessary to carry out the purposes of this section, namely, to render available, under the direction and control of the Secretary of the Treasury, as a basis for additional circulation ' any securities, including commercial paper, held by a national banking association. For the purpose of obtaining such additional circulation, any bank belonging to any national currency association, having circulating notes outstanding secured by the deposit of bonds of the United States to an amount not less than forty per centum of its capital stock, and which has its capital unimpaired and a surplus of not less than twenty per centum, may deposit with and transfer to the association, in trust for the United States, for the purpose hereinafter provided, such of the securities above mentioned as may be satisfactory to the board of the association. The officers of the association may thereupon, in behalf of such bank, make application to the Comptroller of the Currency for an issue of additional circulating notes to an amount not exceeding seventy-five per centum of the cash value of the securities or commercial paper so deposited. The Comptroller of the Currency shall immediately transmit such application to the Secretary of the Treasury with such recommendation as he thinks proper, and if, in the judgment of the Secretary of the Treasury, business conditions in the locality demand additional circulation, and if he be satisfied with the character and value of the securities proposed and that a lien in favor of the United States on the securities so deposited and on the assets of the banks composing the association will be amply sufficient for the protection of the United States, he may direct an issue of additional circulating notes to the association, on behalf of such bank, to an amount in his discretion, not, however, exceeding seventy-five per centum of the cash value of the securities so deposited: Provided, That upon the deposit of any of the state, city, town, county, or other municipal bonds, of a character described in section three of this act, circulating notes may be issued to the extent of not exceeding ninety per centum of the market value of such bonds so deposited: And provided further,, That no national banking association shall be authorized in any event to issue circulating notes based on commercial paper in excess of thirty per centum of its unimpaired capital and surplus. The term "commercial paper" shall be held to include only notes representing actual commercial transactions, which when accepted by the association shall bear the names of at least two responsible parties and have not exceeding four months to run. SEC. 2. That whenever any bank belonging to a national currency association shall fail to preserve or make good its redemption fund in the Treasury of the United States, required by section three of the act of June twentieth, eighteen hundred and seventyfour, chapter three hundred and forty-three, and the provisions of this act, the Treasurer of the United States shall notify such national currency association to make good such redemption fund, and upon the failure of such national currency association to make good such fund, the Treasurer of the United States may, in his discretion; apply so much of the redemption fund belonging to the other banks composing such national currency association as may be necessary for that purpose; and such national currency association may, after five days' notice to such bank, proceed to sell at public pale the securities deposited by such bank with the association pursuant to the provisions of section one of this act, and deposit the proceeds with the Treasurer of the United States as a fund for the redemption of the additional circulation taken out by such bank under this act. SEC. 3. Thatany national banking association whichhas circulating notes outstanding secured by the deposit of United States bonds to an amount of not less than forty per centum of its capital stock, and which has a surplus of not less than twenty per centum, may make application to the Comptroller of the Currency for authority to issue additional circulating notes to be secured by the deposit of bonds other than bonds of the United States. The Comptroller of the Currency shall transmit immediately the application, with his recommendation, to the Secretary of the Treasury, 74 REPORT OF THE COMPTROLLER OF THE CURRENCY, who shall, if in his judgment business conditions in the locality demand additional circulation, approve the same, and shall determine the time of issue and fix the amount, within the limitations herein imposed, of the additional circulating notes to be issued. Whenever after receiving notice of such approval any such association shall deposit with the Treasurer or any assistant treasurer of the United States such of the bonds described in this section as shall be approved in character and amount by the Treasurer of the United States and the Secretary of the Treasury, it shall be entitled to receive, upon the order of the Comptroller of the Currency, circulating notes in blank, registered and countersigned as provided by law, not exceeding in amount ninety per centum of the market value, but not in excess of the par value of any bonds so deposited, such market value to be ascertained and determined under the direction of the Secretary of the Treasury. The Treasurer of the United States, with the approval of the Secretary of the Treasury, shall accept as security for the additional circulating notes provided for in thia section, bonds or other interest-bearing obligations of any State of the United States, or any legally authorized bonds issued by any city, town, county, or other legally constituted municipality or district in the United States which has been in existence for a period of ten years, and which for a period of ten years previous to such deposit has not defaulted in the payment of any part of either principal or interest of any funded debt authorized to be contracted by it, and whose net funded indebtedness does not exceed ten per centum of the valuation of its taxable property, to be ascertained by the last preceding valuation of property for the assessment of taxes. The Treasurer of the United States, with the approval of the Secretary of the Treasury, shall accept, for the purposes of this section, securities herein enumerated in such proportions as he may from time to time determine, and he may with such approval ist any time require the deposit of additional securities, or require any association to change the character of the securities already on deposit. Section 4 relates to the assignment and transfer of bonds to the Treasurer as security for circulation. SEC. 5. That the additional circulating notes issued under this act shall be used, held, and treated in the same way as circulating notes of national banking associations heretofore issued and secured by a deposit of United States bonds, and shall be subject to all .the provisions of law affecting such notes except as herein expressly modified: Provided, That the total amount of circulating notes outstanding of any national banking association, including notes secured by United States bonds as now provided by law, and notes secured otherwise than by deposit of such bonds, shall not at any time exceed the amount of its unimpaired capital and surplus: And provided further, That there shall not be outstanding at any time circulating notes issued under the provisions of this act to an amount of more than five hundred millions of dollars. SEC. 6. That whenever and so long as any national banking association has outstanding any of the additional circulating notes authorized to be issued by the provisions of this act it shall keep on deposit in the Treasury of the United States, in addition to the redemption fund required by section three of the act of June twentieth, eighteen hundred and seventy-four, an additional sum equal to five per centum of such additional circulation at any time outstanding, such additional five per centum to be treated, held, and used in all respects in the same manner as the original redemption fund provided for by said section three of the act of June twentieth, eighteen hundred and seventy-four. Section 7 confers authority upon the Secretary of the Treasury to determine the method of distribution of circulating notes to be issued under authority of this act; and section 8 makes it the duty of the Secretary to obtain information with respect to the character and value of securities authorized to be accepted as security for circulation, and to furnish such information to national banking associations. Section 9 relates to the semiannual duty payable on national bank circulation and amends section 5214 of the Revised Statutes wherein provision is made for a semiannual tax of one-fourth of 1 per cent on circulating notes secured by bonds bearing interest at the rate of 2 per cent per annum, including Panama Canal bonds, and one-half of 1 per cent semiannually upon circulation secured by United States REPORT OF THE COMPTROLLER OF THE CURRENCY. 75 bonds bearing a higher rate of interest than 2 per cent. To this section is added the following: National banking associations having circulating notes secured otherwise than by bonds of the United States shall pay for the first month a tax at the rate of five per centum per annum upon the average amount of such of their notes in circulation as are based upon the deposit of such securities, and afterwards an additional tax of one per centum per annum for each month until a tax of ten per centum per annum is reached, and thereafter such tax of ten per centum per annum, upon the average amount of such notes. Every national banking association haying outstanding circulating notes secured by a deposit of other securities than United States bonds shall make monthly returns, under oath of its president or cashier, to the Treasurer of the United States, in such form as the Treasurer may prescribe, of the average monthly amount of its notes so secured in circulation; and it shall be the duty of the Comptroller of the Currency to cause such reports of notes in circulation to be verified by examination of the banks' records. The taxes received on circulating notes secured otherwise than by bonds of the United States shall be paid into the Division of Redemption of the Treasury and credited and added to the reserve fund held for the redemption of United States and other notes. Section 10 amends section 9 of the act approved July 12, 1882, as amended by the act approved March 4 ; 1907, relating to the withdrawal of circulating notes and limiting the amount of lawful money that may be deposited for that purpose, to nine millions of dollars in any calendar month, by the addition of the following: Any national banking association desiring to withdraw any of its circulating notes, secured by the deposit of securities other than bonds of the United States, may make such withdrawal at any time in like manner and effect by the deposit of lawful money or national bank notes with the Treasurer of the United States, and upon such deposit a proportionate share of the securities so deposited may be withdrawn: Provided^ That the deposits under this section to retire notes secured by the deposit of securities other than bonds of the United States shall not be covered into the Treasury, as required by section six of an act entitled "An act directing the purchase of silver bullion and the issue of Treasury notes thereon, and for other purposes," approved July fourteenth, eighteen hundred and ninety, but shall be retained in the Treasury for the purpose of redeeming the notes of the bank making such deposit. Section 11 amends section 5172 of the Revised Statutes to read as follows: In order to furnish suitable notes for circulation, the Comptroller of the Currency shall, under the direction of the Secretary of the Treasury, cause plates and dies to be engraved, in the best manner to guard against counterfeiting and fraudulent alterations, and shall have printed therefrom, and numbered, such quantity of circulating notes, in blank, of the denominations of five dollars, ten dollars, twenty dollars, fifty dollars, one hundred dollars, five hundred dollars, one thousand dollars, and ten thousand dollars, as may be required to supply the associations entitled to receive the same. Such notes shall state upon their face that they are secured by United States bonds or other securities, certified by the written or engraved signatures of the Treasurer and Register and by the imprint of the seal of the Treasury. They shall also express upon their face the promise of the association receiving the same to pay on demand, attested by the signature of the president or vice-president and cashier. The Comptroller of the Currency, acting under the direction of the Secretary of the Treasury, shall as soon as practicable cause to be prepared circulating notes in blank,' registered and countersigned, as provided by law, to an amount equal to fifty per centum of the capital stock of each national banking association; such notes to be deposited in the Treasury or in the subtreasury of the United States nearest the place of business of each association, and to be held for such association, subject to the order of the Comptroller of the Currency, for their delivery as provided by law: Pro* vided, That the Comptroller of the Currency may issue national-bank notes of the present form until plates can be prepared and circulating notes issued as above provided: Provided, however, That in no event shall bank notes of the present form b$ issued to any bank as additional circulation provided for by this act. 76 BEPORT OF THE COMPTROLLER OF THE CURRENCY. The act of June 20, 1874, provided for the redemption of nationalbank currency in United States notes; but section 12 of this act requires redemptions in lawful money of the United States. Section 13 provides that all acts and orders of the Treasurer of the United States and the Comptroller of the Currency authorized by the act shall have the approval of the Secretary of the Treasury, and confers power upon the Secretary to make such rules and regulations and. exercise such control in the organization and management of national currency associations as may be necessary to carry out the purposes of the act. Section 14 exempts national banks from holding reserve on deposits of public money by the United States in designated depositaries; and section 15 requires the payment of interest on public moneys at a rate to be prescribed by the Secretary of the Treasury, not less, however, than 1 per cent per annum, and requires that the rate upon such deposits shall be equal and uniform throughout the United States. Section 16 provides for the appropriation of a sum sufficient to carry out the purposes of the preceding sections of the act. Sections 17, 18, and 19 provide for the creation of a "National Monetary Commission/7 and make it the duty of the commission to report to Congress at the earliest date practicable whatever changes are necessary or desirable in the monetary system of the United States or in the laws relating to banking and currency. Section 20 provides that the act shall expire by limitation on June 30, 1914. Under date of June 10, 1908, the Secretary of the Treasury issued a circular letter embodying the act of May 30, and containing the following information in relation to the formation of national currency associations and the issue of additional national-bank notes: National banks occupying contiguous territory may organize a national currency association. There must be at least ten national banks in each national currency association, and the aggregate capital and surplus of such national banks must be at least $5,000,000. No national bank may join a national currency association unless it has an unimpaired capital and a surplus of not less than 20 per cent. After the formation of an association any national bank belonging thereto, whose outstanding circulating notes actually issued amount to not less than 40 per cent of its capital, may obtain additional circulating notes in the manner provided in section 1 of the above act. National banks possessing the same qualifications as to unimpaired capital and surplus required of banks joining a national currency association, and whose circulating notes outstanding and actually issued are equal to 40 per cent of its capital stock, may obtain additional circulating notes based upon the securities prescribed in said section 3 and in the manner indicated therein. In pursuance oi the requirements of the above act, the following regulations are hereby established: The national banks located in any city in the United States containing ten or more such banks, having an aggregate unimpaired capital and surplus of not less than $5,000,000, may form a national currency association. Ten or more national banks possessing an aggregate unimpaired capital and surplus of not less than $5,000,000 may form a national currency association of the banks located within any contiguous territory outside of cities; but in order that all national banks in the United States possessing the qualifications of unimpaired capital and 20 per cent surplus prescribed m the act may, ii they desire, be included within the membership of some national currency association, the Secretary hereby expressly reserves the right to add to, and include in, the territory of any national currency association formed in accordance with the provisions of the act any contiguous territory containing national banks which, but for such inclusion, would be excluded from, or inconveniently located as to, a national currency association. REPORT OF THE COMPTROLLER OF THE CURRENCY. 77 National banks are advised that the names of the national currency associations must be indicative of the locality of the several associations. It is not feasible, for instance, to permit an association to style itself "First National Currency Association." Accompanying herewith is a blank form of resolution which should be adopted by the board of directors of each of the national banks desiring to form a national currency association, empowering its president or vice-president, as the case may be, to act in the formation of such national currency association; also a blank form of application to be used by a bank desiring to join an association. These papers are to be presented at a meeting of national banks held for the purpose of forming a national currency association. There has been prepared a blank form of certificate to be executed by the officers and executive committees of national currency associations and forwarded to the Secretary of the Treasury with the duly authenticated resolutions and applications above mentioned. Upon receipt of the certificate above mentioned, and the papers which should accompany the same, they will be examined under the direction of the Secretary of the Treasury, and notice of approval or disapproval will be promptly forwarded to the association. * * * National banks within some of the States are not eligible to form by themselves national currency associations, the aggregate capital and surplus being insufficient for the formation of such association. It is apparent, therefore, that the national banks in these States must affiliate with national banks in contiguous States in order to effect the formation of an association. The Secretary will not at this time allot any territory for the formation of national currency associations other than as is herein indicated. It is thought that the banks may prefer to come together of their own volition. It is preferable that state lines be observed as far as practicable, and due notice should be taken of the fact that each national bank desiring to become a member of a national currency association should be affiliated with the national banks in its neighborhood, and not apply for admission to an association not occupying contiguous territory. Under the law national banks not taking part in the formation of a national currency association, but possessing the qualifications of membership, may apply to the Secretary of the Treasury for admission to some association, and upon his approval of their applications they may be admitted to membership in a national currency association for their city or territory. It will be observed that the foregoing relates only to the formation of national currency associations. The method to be followed in obtaining additional circulation through such national currency associations will be made the subject of a separate circular to be issued later. It should be stated in this connection, however, that national banks belonging to national currency associations and desiring to obtain additional circulation through their associations must apply therefor and submit their lists of securities to the officers of their respective associations, and not to the Secretary of the Treasury. Applications to the Secretary for additional circulation will be made by officers of the national currency associations. Applications for additional circulation under section 3, by individual national banks, may be addressed, when the circulation is desired, to the Comptroller of the Currency. That officer will advise any national bank as to the details of procedure. National banks, by examining section 6 of the act, will see that the redemption fund to be deposited in the Treasury on account of additional circulation authorized by the act must consist of 10 per cent of such additional circulation. Section 10 of the act provides that additional circulation issued under the provisions of the act may be retired at any time, without restriction as to the aggregate amount retired in any one month. Referring to section 15 of the act, the rate of interest to be paid by depositary banks is hereby fixed at 1 per cent per annum upon the average monthly amount of public deposits held, to be computed from June 15, 1908, and to be payable July 1, 1908, and thereafter on January 1 and July 1 of each year. Interest will be paid on the entire amount held by temporary or special depositaries, and on the amount held by regular depositaries in excess of the amount needed for the transaction of public business. Each bank will be advised by letter of the precise amount of its public deposits exempt from payment of interest. The Secretary hereby reserves the right at any time, upon notice, to increase the rate of the interest to be paid by depositary banks. 78 EEPORT OF THE COMPTROLLER OF THE CURRENCY, The following are copies of blank forms furnished by the Secretary for the submission of evidence of the formation of national currency associations: RESOLUTION AUTHORIZING NATIONAL BANKS TO JOIN NATIONAL CURRENCY ASSOCIATIONS. At a regular meeting of the board of directors of the National Bank of held , 190—, it was on motion, Resolved, That , president or vice-president, be, and he is hereby, authorized and empowered, for and in behalf of said bank, to make application for admission to membership in the National Currency Association of , and to execute all papers in connection therewith as provided in section 1 of the act of Congress (Public No. 169) entitled "An act to amend the national banking laws," approved May 30, 1908. I certify that the above is a true copy from the minutes. [SEAL OF BANK.] , Secretary of Board of Directors. This resolution should be certified by some officer of the institution other than the one empowered to act. CERTIFICATE OF A NATIONAL BANK TAKING PART IN THE FORMATION OF A NATIONAL CURRENCY ASSOCIATION. OFFICE OF NATIONAL BANK, of —, 190—. It is hereby certified that the National Bank of has this day taken part in the formation of the National Currency Association of , whose principal place of business will be in tire city of . The unimpaired capital of this bank is dollars ($ ), and its surplus on the day of , 190—, was dollars ($ ). Executed this day of , 190—, by , president or vice-president, in pursuance of a resolution adopted by the board of directors of said bank at a meeting held at its place of business in — on the day of , 190—, a duly authenticated copy of which is hereto attached. President or Vice-President. CERTIFICATE OF FORMATION OF A NATIONAL CURRENCY ASSOCIATION. NATIONAL CURRENCY ASSOCIATION, Town or city, , State -., Date, , 1908. It is hereby certified that the following-named national banking associations have formed a voluntary association under the act entitled *' An act to amend the national banking laws," approved May 30, 1908; that the business of said association is to be conducted in the city of under the name of the National Currency Association, said name to be subject to the approval of the Secretary of the Treasury; that the National Currency Association was formed at a meeting held , 1908, in the city of , at which was present a duly authorized representative of each of the national banking associations named below. The presiding officer was of the 1 National Bank of and the secretary was of the National Bank of By-laws were adopted subject to the approval of the Secretary of the Treasury, of which a certified copy is herewith inclosed. Officers of the association were elected as follows: .. of the National Bank of president, of the National Bank of vice-president, of the National Bank of secretary, and of the National Bank of treasurer, and of the National Bank of , of the National Bank of , of the National Bank of , of the National Bank of , REPORT OP THE COMPTROLLER OF THE CURRENCY. and of the mittee of the 79 National Bank of , members of the executive comNational Currency Association of Name of bank. Location. Unimpaired capital. Surplus. ! We, the presiding officer and secretary of the above-described meeting, do hereby certify that the foregoing is a true statement of the proceedings at the meeting held , 1908, in the city of Presiding Officer. Secretary. TREASURY DEPARTMENT, , 190-. Approved as to the name and by-laws of the Secretary. The following is a copy of the form prepared by the Comptroller of the Currency to be used by national banks in applying for authority to deposit bonds under section 3 of the act approved May 30, 1908, as security for additional circulation: REQUEST FOR AUTHORITY TO ISSUE ADDITIONAL CIRCULATION ON SECURITIES OTHER THAN UNITED STATES BONDS. Date. The COMPTROLLER OF THE CURRENCY, Washington, D. C. SIR: The National Bank of , unimpaired capital $ , surplus $ , United States bond-secured circulation $ , requests authority to issue additional circulation, under section 3 of the act approved May 30, 1908, to the amount authorized, on the security of state, etc., bonds and other obligations hereinafter scheduled. The corporations issuing the bonds, etc., have been in existence for at least ten years, and in that period have not defaulted in the payment of any part of either principal or interest of any authorized funded debt. Respectfully, Cashier. [NOTE.—In the column headed ''Character" insert complete but brief description of bonds or other obligations tendered.] Securities tendered. Character. Amount. , Corporations issuing bonds or other obligations. Valuation Interest Present mar- of taxable ket value rate. per $100. ' property. Net funded indebtedness. 80 REPORT OF THE COMPTROLLER OF THE CURRENCY. The National Currency Association of Washington, D. C*, is the only association so far formed and approved under authority of section 1 of the act of May 30, 1908, but this association has not applied to the Comptroller of the Currency for the issue of additional circulation to any of its constituent members. Numerous inquiries have been received at the department with respect to the character of bonds available as security for circulation under the provisions of section 3, and the work of obtaining information with reference to the value and character of securities authorized to be accepted is now in progress, and when completed the information necessary will be furnished to the banks. Under authority of section 11 of the act, the work of preparing plates for the printing of bank circulation and the change of existing plates, to state upon the notes printed therefrom that the notes " are secured by United States bonds or other securities" was promptly undertaken by the Bureau of Engraving and Printing under directions of the Secretary of the Treasury and the Comptroller of the Currency. By October 31, of the approximately 10,000 plates in use 3,950 had been changed and circulating notes printed therefrom to the amount of $277,742,700, of which, however, but $27,080,220 have been issued to the banks, leaving notes of this issue on hand in the vaults of the Treasury to the amount of $250,662,480. As rapidly as possible all of the plates will be changed and ultimately a permanent stock of circulating notes printed therefrom, equaling 50 per cent of the capital stock of the banks. INSOLVENT NATIONAL BANKS. In the year ended October 31, 1908, the following-named national banks were closed and placed in the charge of receivers: Name and location of bank. Circulation- Charter number. Date of authority to commence business. Date of closing. Capital stock. 3519 June 10,1886 Nov. 4,1907 $100,000 First National Bank, Leetonia, Ohio Aurora National Bank, Aurora, Ind Globe National Bank, Globe, Ariz.o Woods National Bank, San Antonio, Tex First National Bank, Mingo Junction, Ohio a. First National Bank, Eagle Lake, Tex.a City National Bank, Frederick, Okla.o First National Bank, Globe Ariz.o Hot Springs National Bank, Hot Springs, S. Dak National Bank of Commerce, Kansas City, 2963 May 26,1883 8193 Apr. 25,1906 7316 June 25,1904 5694 7534 8206 Jan. 26,1901 Dec. 30,1904 May 4,1906 ReOutdeemed. standing. $45,765 $100,000 $54,235 13,178 25,000 11,822 50,000 50,000 11,410 38,590 200,000 200,000 84,840 115,160 12,800 425 12,375 10,000 500 9,500 6,130 50,000 do Nov. 7,1907 do Nov. 9,1907 25,000 40,000 do Nov. 19,1907 25,000 6,250 120 50,000 5,200 44,800 25,000 9,650 15,350 6579 Jan. 12,1903 Nov. 22,1907 50,000 6339 July 14,1902 Nov. 27,1907 25,000 3760 July 25,1887 Dec. Fort Pitt National Bank, Pittsburg, Pa 2415 Mar. 6,1879 Dec. Jewelers National Bank, North Attleboro, Mass.. 7675 Mar. 31,1905 Dec. Peoples National Bank, Franklinville, N. Y 8157 Apr. 3,1906 Jan. * Restored to solvency and Issued. 91,650 908,350 500,000 363,605 136,395 100,000 25,000 23,000 2,000 13,1908 25,000 resumed business. 20,000 9,900 10,100 5,1907 1,000,000 1,000,000 6,1907 1,000,000 18,1907 R3P0RT OF THE COMPTROLLER OF THE CURRENCY. Name and location of bank. National Bank of North America in New York, N. Y New Amsterdam National Bank, New York, N.Y. City National Bank, Greensboro, N. C Peoples National Bank, Aspen, Colo, o First National Bank, Bisbee, Ariz Farmers National Bank, Emlenton, Pa. a First National Bank,Clintonville, Pa First National Bank, East Brady, Pa First National Bank, Manasquan, N. J First National Bank, Ramona, Okla Allegheny National Bank, | Pittsburg, Pa I National Deposit Bank, I Philadelphia, Pa | First National Bank, Rocki Creek, Ohio First National Bank, Friendly, W. Va First National Bank,Belle Plaine. Minn, a First National Bank,Niles, Ohio Cosmopolitan National Bank, Pittsburg, P a . . . Fanners and Traders National Bank, La Grande, Oreg Union National Bank, Summerville, Pa First National Bank,Carroll, Iowa Charter number. Date of authority to commence business. 81 CirculationDate of closing. Capital stock. OutIteIssued. I deemed. standing. i "I 5783 June 11,1891 Jan. 27,1908 $2,000,000 $404,94.5 ! $173,998 Apr. 18, 1901 Jan. 29,1908 1,000,000 150,000 j 82,900 51G8 Jan. 14, 1899 Mar. 6,1908 100,000 8815 Aug. 1, 1907 Mar. 16,1908 25,000 6,250 I 250 6,000 71S2 Mar. 22,1904 Mar. 24,1908 50,000 50,000 j 22,800 27,200 5481 July Apr. 24,1908 50,000 50,000 10,250 39,750 C948 Sept. 8,1903 ....do 25,000 15,000 4,850 10,150 5321 May May 25,000 25,000 11,300 13,700 S040 Sept. 3,1883 50,000 50,000 23,900 26,100 4581 2,1900 2,1900 do 40,150 67,100 59,850 2,1908 25,000 6,500 2,550 3,950 Jan. 16, 1865 May 18,1908 500,000 198,340 47,200 151,140 7251 | M a y 11, 1904 722 1,1908 100,000 ! $230,947 May 7929 Sept. 29, 1905 July 14,1908 200,000 200,000 94,200 105,800 7790 June 15, 1905 July 20,1908 50,000 50,000 9,400 40,600 5814 May 15,1901 July 25,1908 25,000 25,000 6,900 18,100 7273 May 26,1904 Aug. 5,1908 25,000 12,250 2,300 9,950 4190 Dec. 28,1889 | Sept. 3,1908 300,000 300,000 38,600 201,400 621G Apr. 21,1902 ! Sept. 5,1908 500,000 500,000 86,800 413,200 4452 Oct. 29,1890 j Oct. 12,1908 60,000 15,000 750 14,250 6739 Apr. 23,1903 j Oct. 16,1908 50,000 30,000 800 29,200 3969 Jan. 100,000 85,000 2,000 83,000 7,850,000 4,297,335 1,328,255 2,969,080 Total, 33 banks. 25,1889 | Oct. 19,1908 a Restored to solvency and resumed business. Of the 33 national banks for which receivers were appointed during the year ended October 31, 1908, 9 banks with aggregate capital of $1,290,000 were restored to solvency and authorized to resume business, while receivers proceeded to liquidate the assets of 24 banks found to be irretrievably insolvent. The nominal value of assets taken charge of by the receivers of these 24 banks was $31,415,511, the liabilities, so far as reported, being^ $19,342,610. Dividends to the amount of $7,994,666 have been paid to creditors of the banks which failed during the year, and the affairs of one such bank having been finally settled the receivership was terminated. Noting the cause of failure of banks placed in charge of receivers during the year, it appears that 7 banks were wrecked by the cashier, 1 by defalcation of officers, and 3 chiefly through fraudulent management, among other causes. Of the remainder, 4 failed from excessive loans to others and depreciation of securities, etc.; 3 by reason of injudicious banking; 2 from excessive loans to directors and others, and 2 from depreciation of securities; 1 from failure of large debtors, and 1 from general stringency in the money market. 62280—CUR 1908 6 82 REPORT OF THE COMPTROLLER, OF THE CURRENCY. Since the organization of the national banking system to the close of the present report year, 499 national banks, including two which failed for a second time, have been placed in charge of receivers. Of this number, 21 have been restored to solvency and permitted to liquidate or to resume business; the affairs of 401 have been finally settled and the receiverships terminated, leaving 77 active receiverships. The capital of the 499 insolvent national banks at date of failure aggregated $82,727,420, against which assessments were levied to the amount of $44,361,240 to provide for estimated deficiency in the value of assets. The liabilities in excess of circulating notes were represented by assets of the nominal value of $333,097,104. The claims proved by creditors up to October 31, 1908, were $175,058,171; collections from assets amounted -to $161,207,940; offsets were allowed and settled to the extent of $26,215,257; and loss on assets compounded or sold under order of court aggregated $107,414,837. Assets of the nominal value of $12,045,174 have been returned to stockholders, the nominal value of the remaining assets being $26,213,896. The assessment upon shareholders aggregating $44,361,240 produced $20,974,373, making the total funds collected from assets and shareholders $182,182,313. From the collections, dividends have been paid to the amount of $126,944,304;' loans paid and other disbursements, $37,606,836; legal expenses, $4,660,472, and receivers' salaries and other expenses, $8,213,772. The sum of $2,876,554 in cash has been returned to shareholders, leaving a balance on hand October 31, 1908, with the Comptroller and receivers, of $1,880,375. During the fiscal year ended October 31, 1908, the affairs of 14 national banks in charge of receivers were finally settled and the receivers discharged. The capital stock at failure of the 14 banks in question was $5,500,000, and the assets taken charge of by receivers aggregated $23,053,334. The collections from all sources aggregated $13,737,491, from which dividends to the amount of $7,611,351 were paid on claims proved amounting to $7,761,053. Loans paid and other disbursements amounted to $4,771,717; $609,876 were returned to shareholders, the balance, $744,547, being charged to expenses of administering the receiverships. The average percentage paid to creditors of the 14 receiverships closed during the year was 98.07 on claims proved. Four of the trusts paid 100 per cent and interest in full, and two paid 100 per cent and part of the interest; one paid 100 per cent; one 95.30 per cent; one 87.40 per cent; one 84.80 per cent; one 80.30 per cent; one 73.60 per cent; one 59.83 per cent, and one 51.02 per cent. Noting the length of the receiverships, one of these banks, viz, the Third National Bank of Chicago, 111., had been in charge of a receiver for thirty years. The creditors of this bank, however, as far back as March 1, 1882, or within five years from the date of failure, had been paid 100 per cent of their claims and interest in full. Valuable assets coming into possession of the receiver after failure, the receivership was continued in the interests of the shareholders, who eventually received $521,524 in cash, besides assets of the nominal value of $689,362. Included in the receiverships terminated during the REPORT OF THE COMPTROLLER OF THE CURRENCY. 83 year was the First National Bank of Little Rock, Ark., which failed in 1893, and the National Bank of Kansas City, Mo., which was placed in charge of a receiver in 1895. The creditors of the firstnamed bank received 73.6 per cent and those of the latter 100 per cent, with 78.54 per cent of the interest. The affairs of the National Bank of North America in New York, which failed January 27, 1908, were settled by the payment of creditors in full and the receivership terminated October 31, 1908, assets of the nominal value of $2,370,250 having been turned over to an agent of the shareholders. From statistics showing the results of liquidation of 401 insolvent national banks the affairs of which have been finally settled, some interesting facts with respect to the amount realized from assets and the cost of administration may be obtained. The capital stock at failure of these liquidated insolvent banks was $65,162,420. United States bonds to the amount of $22,360,900 held by the Treasurer of the United States in trust to secure circulation to the amount of $20,083,783 were sold, the proceeds of which were $23,992,350, leaving a balance transferred to the general assets of the trusts of $3,908,567. The assessment of $37,650,390 on stockholders produced $18,273,754, which amount, added to the collections from assets of $129,047,946 gave $147,321,700 available funds from which dividends were paid to the amount of $103,435,124, or 75.71 per cent on claims proved aggregating $136,616,303. Taking into consideration offsets allowed and settled, and loans paid, etc., aggregating $50,001,303, creditors received an average of 82.22 per cent. The liabilities as scheduled by the receivers of the 401 insolvent national banks the affairs of which have been finally settled, aggregated $186,617,606, while from assets of the nominal value of $262,432,836 (not including proceeds from assessments upon shareholders nor cost of collecting assessments), the sum of $153,399,260 net, or 58.45 per cent, was realized in the final liquidation; this sum includes collections from assets less expenses, offsets, and assets not liquidated. The cost of administration, including legal expenses, was $11,019,719, or 4.2 per cent of the nominal value of assets^and about 7.5 per cent of the total collections. The net loss to depositors is shown to be $33,181,179, or 24.29 per cent on claims proved, or a loss of 17.78 per cent on the total liabilities. At the close of the fiscal year ended October 31, 1908, there were 77 insolvent national banks still in charge of receivers, with assets reported at the nominal value of $70,664,268. From these assets the sum of $32,159,994 had been collected, and offsets to the amount of $6,315,998 allowed and settled. From assessments to the amount of $6,710,850 levied upon shareholders, $2,700,619 had been collected, making the total collections $34,860,613. Of the total collections $23,509,180 had been distributed to creditors in dividends; the sum of $7,504,792 represented the loans paid and other disbursements; $709,467 the legal expenses; $1,145,058 receivers7 salaries and all other expenses, and $156,512 was returned to shareholders, leaving a balance of $1,835,604 in the hands of the Comptroller and receivers for the benefit of creditors of these active receiverships. 84 EEPORT OF THE COMPTROLLER OF THE CURRENCY. The following table summarizing the reports of receivers of insolvent national banks from 1865 to October 31, 1908, will be found of interest: SUMMARY OP REPORTS OP RECEIVERS OF INSOLVENT OCTOBER 31, 1908. NATIONAL BANKS, 1865 TO Closed receiverships, 422. a Total. $333,097,104 19,899,259 98,013,857 12,045,174 3,426,600 129,047,946 6,315,998 9,400,980 22,787,296 32,159,994 26,215,257 107,414,837 12,045,174 26,213,896 161,207,940 70,664,268 333,097,104 129,047,946 18,273,754 32,159,994 2,700,619 161,207,940 20,974,373 34,860,613 182,182,313 30,102,044 103,435,124 3,951,005 7,068,714 44,771 2,720,042 7,504,792 23,509,180 709,467 1,145,058 1,835,604 156,512 37,606,836 126,944,304 4,660,472 8,213,772 1,880,375 2,876,554 147,321,700 Total collections. Disposition of collections: Loans paid and other disbursements Dividends paid Legal expenses ^Receiver's salary and all other expenses , Balance in hands of Comptroller or receivers . Amount returned to shareholders in cash $70,664,268 147,321,700 Total. Collected from assets as above Collected from assessments upon shareholders . $262,432,836 262,432,836 Total assets taken charge of by receivers Disposition of assets: Offsets allowed and settled Loss on assets, compounded or sold under order of court. Nominal value of assets returned to stockholders Nominal value of remaining assets Collected from assets Active receiverships, 77. 34,860,613 182,182,313 11,480,000 5,907,000 3,234,740 5,763,691 6,710,850 38,441,868 82,727,420 28,267,900 27,227,090 25,847,474 44,361,240 175,058,171 Total, 499. • Capital stock at date of failure Bonds at failure Amount realized from sale of bonds Circulation outstanding at failure Amount of assessment upon shareholders . Claims proved b6,085,000 65,162,420 22,360,900 23,992,350 20,083,783 37,650,390 136,616,303 a Includes 21 banks restored to solvency. b Capital stock of 21 banks restored to solvency. The reports of receivers of the insolvent national banks are published each year in the Comptroller's annual report. For this report an additional table has been prepared, containing similar information relative to insolvent national banks arranged by States. The statistics referred to will be found in the appendix of this report. In view of the fact that the loss sustained by creditors in national banks which have failed in the various States is of great interest, the following table has been compiled, showing the net loss to creditors of insolvent national banks the affairs of which have been finally settled, together with the balance required to pay claims proved, against national banks still in charge of receivers on October 31, 1908: REPORT OP THE COMPTROLLER OF THE CURRENCY. Receiverships closed. Receiverships not closed. State, etc. Number. Maine . New Hampshire Vermont Massachusetts Rhode Island.... Connecticut Total New England States Number. Balance due creditors. 11 4 7 $34,017 397,130 1,315,331 4 3 47, 045 1 25 1,793,523 5 344,546 43 New York . New Jersev Pennsylvania Maryland District of Columbia Total Eastern States 3,3£9,939 982,610 4,592,829 6 1 12 887,199 152,964 5,614,169 19 6,654,332 1 2 1 2 44,469 353,614 1 1,749 457,051 51,479 4 373,944 1 58,802 7 26 ................... .......... 1 3 6 . . , 1,900,489 3 1 5 8 .. 9,891,385 403,166 $344,546 925,977 80 Virginia West Virginia North Carolina South Carolina Georgia Florida . Alabama. Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total Southern States 8 2 5 28 4 3 7 100,370 605,906 335,973 35,467 1,402,572 1,125,112 88,070 938,370 80 . 2 2,625,497 470,205 384,832 90,967 46,299 195,281 1,177,271 288,855 91 4,387,670 26 5,279,207 12 9 599,305 191,240 1,935,559 890,346 2,421,197 129,236 1,248, 038 96,238 1 2 23,861 82,915 184,261 386,058 4 422,163 107 7,511,159 12 1,099,258 24 6 1,663,699 187,738 730,747 58,952 74,019 6,030 1 1 112,404 1 ... 101,833 3 214,237 77 14,932,688 18 33 14 2 11 Wyoming Colorado New Mexico Oklahoma Total Western States Washington Oregon California Idaho Utah Nevada Arizona. . Alaska Total Pacific States 1,341,108 10 3 10 Total Middle Western States North Dakota South Dakota Nebraska . . . . Kansas Montana .. .. 12 450,007 777,839 1,824,892 313, 978 156,451 113,341 586,619 164,543 19 12 3 7 12 . . 6,935,495 15 13 Ohio Indiana Illinois Michigan Wisco nsin Minn esota . . Iowa Missouri Net loss. 85 4 4 6 1 1 1 . 2 3 i--39 2,721,185 33,240,417 Less interest paid on claims included in Maryland, South Carolina, Kentucky, and Oklahoma Total United States 2 2 2 1 4 59,238 a 422 a Includes 21 banks restored to solvency. 33,181,179 86 KEPOET OF THE COMPTROLLER OF THE CURRENCY. The net loss to creditors of the 401 banks liquidated through receivers is therefore shown to be $33,181,179, which represents 24.29 per cent of proved claims. The largest amount lost by creditors in any one State was $4,592,829 in Pennsylvania. New York insolvent bank creditors lost $3,389,939, while those in Montana national banks lost $2,421,197. Creditors of insolvent national banks finally liquidated sustained no loss in Maryland, South Carolina, Kentucky, or Oklahoma. No failures occurred in the States of Maine, Rhode Island, Delaware, and Alaska. On October 31, 1908, creditors of the 77 insolvent national banks then in charge of receivers had proved claims aggregating $38,441,868 and had been paid dividends thereon to the extent of $23,509,180, or about 61.20 per cent, leaving a balance due of $14,932,688 on face value of claims proved. The ultimate result to creditors of these receiverships still open is conjectural. In the appendix will be found a table showing the amount of claims proved, amount and per cent of loss to creditors of insolvent national banks which have failed in each year from 1865 to 1893, inclusive, and claims proved and estimated loss from 1894 to 1908, together with the amount of individual deposits in the active national banks at date of the fourth call for reports in each year. A summary of this data gives the following results: Annual average deposits, active national banks.. „ $1,597,987,400 Aggregate claims proved, insolvent national banks $175,058,171 Loss to creditors, actual and estimated $51, 924, 343 Annual average claims proved $3,978, 595 Annual average loss $1,180,099 Annual average loss, per cent 29. 66 Annual average loss based on annual average deposits of active national banks, per cent 0. 074 It will be noted that the above-estimated loss of 29.66 per cent is based on claims proved by depositors from 1865 to October 31, 1893, a period in which losses to creditors were far above the average. The average loss to creditors of insolvent banks the affairs of which have been finally settled has been shown to be 17.78 per cent of the total liabilities of the banks at failure. The liabilities of all insolvent national banks, excluding circulating notes—that is, claims proved, offsets allowed and settled, loans paid and other disbursements— amount to $238,880,264. The average loss to creditors in receiverships fully settled being 17.78 per cent of total liabilities, the estimated loss at this rate to creditors of all insolvent national banks is $42,472,910. Upon this basis of calculation the annual loss to creditors is $965,293, or 0.06 per cent of the annual average deposits in active national banks. In addition to the tables in the appendix showing the result of liquidation of each insolvent national bank to October 31, 1908, tables will be found therein showing a summary of reports of receivers of insolvent national banks arranged by years and by States. LAWRENCE O. MURRAY, Comptroller of the Currency. THE SPEAKER OF THE HOUSE OF REPRESENTATIVES. APPENDIX. DIGEST OF NATIONAL BANK DECISIONS. [The following decisions being cases reported in the Reporters up to and including 208 U. S. Reports and 162 Federal Reporter, have not been previously printed in the reports of the Comptroller of the Currency.] CHECKS. Delivery of check not equivalent to 'payment. (U. S. Sup. C, 1908.) The delivery of a check is not the equivalent of payment of the money ordered by the check to be paid, and in this case, the check not having been passed until after receivers have been appointed, the payee, who had knowledge of tteir appointment and the issuing of an injunction order was required to repay the amount. (Bien v. Robinson, receiver of Haight and Freese Co., 208 U. S., 423.) OVERDRAFTS. Cashier and his sureties liable for all overdrafts allowed by him. (U.S. Sup. C, 1828.) Well and truly to execute the duties of the office of cashier includes not only honesty, but reasonable skill and diligence. If the duties are performed negligently and unskillfully—if they are violated, from want of capacity or want of care—they can never be said to be "well and truly executed." The cashier and his sureties are liable for any willful or permissive misapplication of the moneys of the bank, which he knowingly made or suffered without authority, whereby the same moneys have been lost to the bank. It is claimed that it was the established usage and practice of the bank, that the cashier might in his discretion, permit customers to overdraw, and to have checks and notes charged up, without present funds in the bank; and for the cashier to receive and pass as cash, checks and drafts upon other banks; * * * that it was generally known to the president and directors, practiced and continued with their knowledge, for a series of years, and presumably with their consent. The court held that "no act or vote of the board of directors of the bank, in violation of their own duties, and in fraud of the rights and interests of the stockholders of the bank, will justify the cashier of the bank in acts wThich are in violation of the stipulation in his official bond,' well and truly' to execute the duties of his office. Acts done by a cashier, under the authority of such a vote, or of a usage permitted by the directors, in violation of the trustsassumed by them, are on the responsibility of the cashier and his sureties." What is the usage set up in this case? It is a usage to allow customers to overdraw, and to have their checks and notes charged up, without present funds in the bank—stripped of all technical disguise, the usage and practice thus attempted to be sanctioned, is a usage and practice to misapply the funds of the bank; and to connive at a withdrawal of the same without any security, in favor of certain privileged persons. Such a usage and practice is surely a manifest departure from the duty, both of the directors and the cashier, as can not receive any countenance in a court of justice. It could not be supported by any vote of the directors however formal; and, therefore, whenever done by the cashier is at his own peril, and upon the responsibility of himself and his sureties. It is anything but "well and truly executing his duties as cashier." (Minor v. Mechanics Bank of Alexandria, 26 U. S. R. ( 1 Peters), 46, 70, 71, 72.) 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. CHECKS—Continued. CERTIFIED CHECKS. Nature of bank's liability. (U. S. C. C. A., 1908.) The certification of a check by a bank, like the acceptance of a draft, creates an original actionable liability against the bank, and implies that, when the check is certified, the drawer has sufficient funds with the bank, and that they have been set apart and will be retained for the holder whoever he may be, and whenever the check may be presented. (Merchants Bank of Valdosta v. Baird, 160 Fed. Rep., 642.) Guaranty of checks—Notice of invalid transaction. (U. S. C. C. A., 1908.) A state bank was chargeable with notice that the credit and resources of a national bank were being unlawfully used, barring recovery against the national bank's receiver on checks on the national bank by a corporation, where the national bank's president had written the state bank obligating his bank unconditionally to pay all checks of the corporation, not aggregating more than $5,000 weekly, and the national bank afterwards wired that it would "protect" the corporation's checks for $5,000 weekly in excess of "present guaranty," and later that the state bank would pay checks in excess of "guaranty" drawn during the current week. (Ib.) National bank as indorser or guarantor. (U. S. C. C. A., 1908.) A national bank may warrant the title to property it conveys, or become liable as an indorser or guarantor of obligations which it rediscounts or sells, but it can not lend its credit to another by becoming surety, indorser, or guarantor for him, such an act being ultra vires, and, when its true character is known, no rights grow out of it, though it has taken on in part the garb of a lawful transaction. (Ib.) Ultra vires act—Estoppel. (U. S. C. C. A., 1908.) An act of a national bank, void because ultra vires, can not be made good by estoppel. (Ib.) COLLECTIONS. Collection of draft when insolvent—Recovery of proceeds—Interest. (TJ. S. C. C. A., 1908.) Where a bank known by its officers to be insolvent collected money for a customer and mingled the same with its own funds which, to an amount larger than the sum received, passed to the bank's receiver in insolvency, the customer, though unable to trace the identical money into the receiver's hands, was entitled to recover from the receiver an amount equal to that collected, but without interest, the general creditors of the bank not being responsible for the receiver's error of judgment in refusing to pay the claim on demand. (Butler v. Western German Bank, 159 Fed. Rep., 216.) Substitution of funds—Declaration of trusts. (U. S. C. C. A., 1908.) Bankrupts operated the C. bank, and for several years prior to bankruptcy the C. and S. banks had collected paper for each other without credit or charge, no account of their mutal dealings being kept and no balances struck. The C. bank prior, to its insolvency, had collected a draft on P. for $1,170.29 for the S. bank, but had failed to remit the proceeds or notify the S. bank of the collection until after its assignment, prior to which the S. bank had in its hands $796.23, the proceeds of drafts collected for the C. bank, and on the day of the assignment, but before the C. bank's assignment had been actually executed, the S. bank mailed its draft to the C. bank to cover such collections. After the assignment one of the bankrupts said to the other that the amount in the hands of the S. bank would offset its claim against the bankrupts. Held that, the S. bank not having been informed of such declaration until long after the assignment, it was insufficient either to vest it with any title to the collection for which it remitted to the bankrupts or to constitute a declaration of trust. (In re Northup et al., 159 Fed. Rep., 686.) Payment—Mistake of fact. (U. S. C. C. A., 1908.) The S. bank having no right to offset the money in its hands belonging to the bankrupts against its claim against them, the payment of the proceeds of the collection by the S. bank to the bankrupts did not constitute a payment through mistake of fact. (Ib.) BEPOET OF THE COMPTROLLER OF THE CURRENCY. 91 DEPOSITS, WRONGFUL DEPOSIT BY AGENT. Liability of bank to principal. (U. S. C. C. A., 1907.) A banker, who knowingly permitted an agent to deposit money of his principal to his own account and mingle the same with his own funds in violation of his contract, which required the deposit to be in the name of his principal, if for that reason chargeable with liability to the principal, in the absence of fraud or conspiracy, is accountable only for losses resulting directly from such wrongful deposit, such as for sums applied by the agent to his own use, and not for losses resulting from the use of the money by the agent as contemplated by the contract of agency. (Harris & Co. v. Chipman, 156 Fed. Rep., 929.) Accounting. (U. S. C. C. A., 1907.) In such case the banker can not be held to account for a sum originally advanced by the principal to the agent to be used for the purposes of the agency, and so deposited by the agent to his own credit, but which was afterwards treated by the principal as a loan to the agent, and for which his note was taken, nor for a sum lent by the banker to the agent personally, and which, having been used for agency purposes, was repaid by the principal with knowledge of the facts. (Ib.) Evidence—Admissions in pleading. (IT. S. C. C. A., 1907.) Where plaintiff sued defendant, a banker, for losses sustained through an agent, on the ground that defendant knowingly permitted the agent to deposit money advanced to him by plaintiff to his own credit in violation of his contract, an allegation in the answer that plaintiff had previously sued the agent for such losses and recovered judgment for a much smaller sum than that demanded from defendant was not an admission by defendant of his liability for the amount of such judgment, to which he was not a party. (Ib.) SUIT TO RECOVER DEPOSITS. Equity—Jurisdiction—Legal or equitable remedy. (U. S. C. C., 1907.) The remedy of a corporation to recover from a bank money deposited therein in the name of the treasurer of the corporation, who was also president of the bank, and alleged to have been wrongfully transferred by him to the bank by means of his checks as treasurer, and -converted by the bank, is in equity and not at law, the legal title to the deposit being in the treasurer and not in the corporation. (Hawkeye Gold Dredging Co. Ltd., v. State Bank of Iowa Falls, 157 Fed. Rep., 253.) Objection to Jurisdiction—Waiver. (U. S. C. C , 1907.) Where the subject-matter of a suit is of equitable cognizance, a court of equity will not dismiss the suit on the ground that there may also be a remedy at law, unless the objection is made by defendant before entering on its defense. (Ib.) DEPOSIT OF PUBLIC MONEYS—TRUST. Unlawful deposit of funds by county officer—Tracing of fund. (IT. S. C. C. A., 1907.) Under the statutes of Ohio, a county treasurer has no authority to deposit taxes collected as a general deposit in a bank, and the bank can acquire no title to money so deposited as against the county, nor can an estoppel arise from any act of its officers which will prevent its recovery of such money from a receiver of the bank when it can be identified or traced into other property where it has been mixed with funds of the bank. (Board of Commissioners of Crawford County, Ohio, v. Strawn, 157 Fed. Rep., 49.) Mingling of funds by trustee—Payments from common fund. (IT. S. C. C. A., 1907.) The rule that, where a bank has mingled trust money with its own funds, money paid out from such funds for its own purposes will be presumed to have been paid from its own money, and not from the trust fund, is qualified by the further rule that, if the mingled fund is reduced at any time below the amount of the trust fund, the latter must be regarded as dissipated, except as to such balance, and sums subsequently added from other sources can not be treated as a part of the trust fund. (Ib.) 92 REPORT OF THE COMPTROLLER OF THE CURRENCY. DEPOSITS—Continued. DEPOSIT or PUBLIC MONEYS—TRUST—continued. Right to recover trust fund—Necessity of tracing. (U. S. C. C. A., 1907.) The mere misapplication of a trust fund does not create a general lien on the tort-feasor's estate, but to entitle the owner to recover such fund from a receiver of the trustee it must be traced either in its original form or into specific property which passed to the receiver. (Ib.) Suit against receiver— Unlawful deposit of public money. (U. S. C. C. A., 1907.) The cashier of a national bank in Ohio, at the time it went into the hands of a receiver in insolvency, was a deputy county treasurer, and had for some time previously been collecting taxes at the bank, which were deposited in the bank to the credit of the treasurer, and mingled with the bank's funds. Neither of such officers had any power under the law to make such deposits nor to part with title to the money. Of the funds of the bank with which such taxes were mingled, a certain amount, less than the trust funds, remained on hand at all times, and there was a still larger amount in the fund when the receiver was appointed, field, that the county was entitled to recover from the receiver, as a part of the trust fund, so much of the cash taken possession of by the receiver as equaled the lowest cash balance remaining in the bank at any time while the taxes were being collected, together with the collections subsequently made, but that it could not recover the proceeds of commercial paper acquired by the bank during such time and collected by the receiver without establishing by proof that the tax money, or the fund in which it was mingled, in fact, went into such paper. (Ib.) INSOLVENCY AND RECEIVERS, POWER TO APPOINT RECEIVER. Comptroller's authority to appoint receiver on the ground of insolvency exclusive. (U. S. Dist. Ct., 1908.) Since the act of Congress approved June 30, 1876, providing for the appointment of a receiver for a national banking association •by the Comptroller of the Currency, on the ground of insolvency, a federal court will not entertain a bill filed by a shareholder against the bank, praying for the appointment of a receiver, on the ground of insolvency, though negligence and wrongful acts are charged against the officers.of the bank. The exclusive remedy is an application to the Comptroller of the Currency. (Bayless v. First National Bank of Harvey, Iowa. Decision rendered Sept. 9, 1908, ancf not yet reported.) INTERESTED PARTY NOT PROPER PERSON FOR RECEIVER. Corporations—Receivers—Eligibility for appointment—Officers. (U. S. C. C , 1907.) It is a rule of general application that a receiver should be a person wholly impartial and indifferent toward all parties interested in the fund or property to be administered, and, generally speaking, officers and directors of a corporation involved in insolvency should not be appointed to the position. Although this rule is not inflexible, it should be observed where such officers or directors have by their bad management contributed to the insolvency. (Coy v. Title Guarantee and Trust Co., et al., 157 Fed. Rep., 794.) Inso Ivency—Receivers—Eligibility. (XL S. C. C , 1907.) Where a large part of the assets of an insolvent banking corporation consists of obligations of subsidiary companies and firms formed by its officers and largely financed by it, an officer and director who, although not an active participant in such transactions, was cognizant of and consented to them, should not be appointed or continued as its receiver, (Ib.) POWERS OF RECEIVER TO DISPOSE OF ASSETS AND COMPOUND CLAIMS. Rights of receiver of bank. (U. S. Sup. C , 1908). The receiver of a bank stands in no better position than the bank stood as a going concern. (Ranken, receiver of the Capitol National Bank of Guthrie, v. City National Bank of Kansas City, Mo.) REPORT OF THE COMPTROLLER OF- THE CURRENCY. 93 INSOLVENCY AND RECEIVERS—Continued. POWERS OF RECEIVER TO DISPOSE OP ASSETS AND COMPOUND CLAIMS—COnt'd. Duty of receiver. (U. S. C. C , 1908.) Where a receiver, on taking possession of the assets of a national bank, found its affairs in confusion and found stock pledged to it as collateral with no definite and certain agreement as to the particulars of the pledge, it was his duty to ascertain and assert fully the obligations and liabilities of the pledgor to the bank and the purpose and extent of the pledge. (Wise v. Williams et al.,162 Fed. Rep., 161.) Pledges—Extent of pledge—Renewal of obligation. (U. S. C. C, 1908.) Where certain corporate stock was pledged to a bank to secure a note the stock was not relieved of the debt evidenced by the note by the fact that the note was subsequently displaced by a renewal note which was invalid as a forgery. (Ib.) INTEREST AND USURY. Right of trustee to maintain action to recover usury paid. (U. S. C. C, 1907.) Under bankruptcy act July 1, 1898, which vests in a trustee all of the rights of a bankrupt in respect to his property, such a trustee may maintain an action to recover usurious interest paid by the bankrupt. (Reed v. American-German National Bank, 155 Fed. Rep., 233.) LOANS. Advances by bank—Implied agreement for interest. (U. S. C. C, 1907.) The right of a bank to interest on advances made is to be implied, unless the parties to the transaction have otherwise stipulated, or under the circumstances it would be inequitable to exact it, and such right is not lost merely by a failure or refusal to furnish statements of account to the debtor when requested. (Clark v. Smallwood et al., 156 Fed. Rep., 409.) MORTGAGE. Insolvency—Security held by creditor. (Minn. Sup., 1902.) G. S. 1894, section 4234, subdivision 3, requires that a creditor holding security for a claim against an insolvent must either exhaust his security or surrender it to the assignee before he can participate in a distribution of the assets. (First National Bank of Mankato v. Pope, 85 Minn., 433.) Release of security by creditor. (Minn. Sup., 1902.) When proof of a debt is made in proceedings in insolvency without disclosing the fact that its payment is secured, a dividend is accepted by the creditor, a formal release is filed in accordance with the statute, and a judgment entered in the proceedings acquitting and discharging the insolvent from all debts and liabilities, it is conclusively established, except in cases of inadvertence or mistake, that the creditor has elected to waive and abandon his lien and release his security. His acts extinguish a mortgage, if that be the form of security. (Ib.) Effect of release. (Minn. Sup., 1902.) If the creditor of an insolvent waives and abandons his security by means of the acts before mentioned, the waiver and abandonment are complete and effectual, and operate to the benefit of the insolvent. All property rights which remain in the assignee at the time he is discharged from the duties of his trust revert to the insolvent without any further or formal act. (Ib.) OFFICERS. REPRESENTATION OF BANK BY OFFICERS. Transaction where bank discounting personal note of president of another bank, accompanied by agreement of his bank, held relieved from liability at suit of receiver of latter bank. (U. S. Sup. C, 1908.) In a transaction between two banks the president of one gave his personal note to the other, accompanied by an agreement of his bank, signed by himself as president, that the proceeds of the note should be placed to the credit of his bank by, and remain with, the discounting bank until the note was paid; while there were certain transfers of checks between him and 94 KEPOET OF THE COMPTROLLER OF THE CURRENCY. OFFICERS—Continued. REPRESENTATION OF BANK BY OFFICERS—Continued. his own bank the record did not show that the maker of the note personally received the proceeds thereof, and no contention was made that the agreement was illegal. Held, that under the circumstances of this case, the discounting bank was entitled to hold the proceeds of the note, as represented by the credit given on its books therefor as collateral security for the payment of the note and to charge the note against such credit, and relieve itself from further responsibility therefor. (Rankin, receiver of the Capitol National Bank of Guthrie, Okla., v. City National Bank of Kansas City, Mo., 208 U. S. Rep., 541.) OFFICERS, CIVIL LIABILITY OF. Res judicata, identity of causes of action. (U. S. Sup. C , 1907.) A judgment of dismissal based on the ground that plaintiff in an action against the directors of a national bank had not set up any individual wrong suffered by him but solely an injury sustained in common with all other creditors of the bank, is not res judicata of a right of action between the same parties to recover for individual loss suffered as distinct from the right of the bank. (Yates v. Utica Bank, 206 U. S., 181.) OFFICERS, CRIMINAL LIABILITY OF. WILLFUL MISAPPLICATION. Conversion of funds—Indictment. (U. S. C. C. A., 1908.) An indictment alleging that F., as cashier of a national bank, unlawfully "converted" certain "moneys, funds, and credits" to the use of D. sufficiently charged the manner in which the misapplication was effected. (Dickinson v. United States, 159 Fed. Rep., 801.) Evidence—0 bjections—Review. (U. S. C. C. A., 1908.) Where evidence of guilty knowledge was material and admissible under an assurance that it would be connected, its admissibility could not be reviewed on a writ of error on objection taken at the trial that it was immaterial or remote, not sufficiently connected with defendants, or with the transactions complained of, etc., it being impossible to tell from the record whether it was connected or not. (1b.) Evidence—Letter of directors to Comptroller. (U. S. C. C. A., 1908.) In a prosecution for misappropriation of the funds of a national bank, a letter written by certain of the directors of the bank to the Comptroller of the Currency, after the misappropriation, was inadmissible either as showing the state of mind of the directors after the offense or a ratification of the misappropriation. (Ib.) Jury—Right of jury trial—Number of jurors—Waiver—Misdemeanors. (U.S.C.C.A., 1908.) While a person accused of an infamous crime, though not a felony, may waive the disqualification of jurors, or even their impartiality, such person can not waive his right to a trial by a jury of 12 by consenting, after a legal jury had been impaneled and 2 had been excused, to continue the trial and abide by the verdict of the remaining 10. (Ib.) Meaning of willful misapplication. (U. S. C. C , 1908.) In a prosecution of a national bank officer for "willful misapplication " of the moneys, funds, and credits of the bank, the indictment properly alleged facts showing how the misapplication was made and the illegality thereof; the words "willful misapplication" having no settled technical meaning. (United States v. Heinze, 161 Fed. Rep., 425.) Overdrafts. (U. S. C. C., 1908.) An overdraft on a national bank may be legal or criminal, according to the intent of the person committing it, inferred from the surrounding circumstances shown by the evidence. (Ib.) Demurrer to indictment. (U. S. C. C, 1908.) It was no ground of objection, on demurrer to an indictment against a national-bank officer for willful misapplication of the bank's funds, that the jury might draw from all the testimony the inference that the transaction amounted to no more than a legal overdraft. (Ib.) REPORT OF THE COMPTROLLER OF THE CURRENCY. 95 OFFICERS, CRIMINAL LIABILITY OF—Continued. WILLFUL MISAPPLICATION—continued. Willful misapplication—Description. (U. S. C. C , 1908.) Where, in a prosecution against a national-bank officer for willful misapplication of the moneys, funds, and credits of the bank, the indictment definitely charged the value in lawful money of the United States of the misapplied property, it was not defective for failure to specify the exact thing misapplied, whether moneys, funds, or credits. (Ib.) Misapplication of funds—Indictment. (U. S. C. C , 1908.) An indictment alleging that defendants, being officers of a national banking association, willfully and fraudulently, and with intent to injure and defraud the association for the use and advantage of Morse, misapplied certain money of the association, to wit, $126,000, and that Morse made a certain check on the bank payable to Heinze for $126,000, and delivered the same to him, defendant Morse knowing at the time that he did not then have on deposit with the bank the amount specified therein, but that Morse as vice-president and Curtis as president caused the check to be paid from moneys of the association, with intention on the part of Morse to convert the amount to his own use, repayment not having in any way been secured and Morse having no right or title thereto, stated an offense under Revised Statutes, section 5209, declaring that every president, director, cashier, etc., of any national banking association, who willfully misapplies any of the moneys, funds, or credits pt the association, shall be guilty of a misdemeanor, and was not fatally defective for failure to charge that the overdraft payment was unauthorized, that it was an actual conversion of the amount paid, or that the money was in some way absolutely lost to the bank. (United States v. Morse et al., 161 Fed. Rep., 429.) Criminal misapplication. (U. S. C. C , 1908.) In order that there shall be a criminal misapplication of the moneys, funds, or credits of a national banking association by its officers, in violation of the Revised Statutes, section 5209, making such misapplication a crime, there must be a conversion of the moneys, funds, or credits of the association by the accused, either for his own use or that of some person other than the injured bank. (Ib.) Willful misapplication. (U. S. C. C , 1908.) In a prosecution against bank officers for misapplication of the bank's funds, an indictment alleging that defendants, being officers of the bank, willfully and fraudulently, with intention to defraud the association, did misapply certain moneys of the bank, etc., constituted a sufficient allegation of a criminal intent to defraud, which was the gravamen of the offense to be inferred from facts and surrounding circumstances. (Ib.) Authority of bank officers—Conversion of funds. (U. S. C. C , 1908.) Officers of a national bank possess no authority to produce or permit a conversion of the bank's funds to the use of one of such officers: authority to commit a crime being an impossibility. (Ib.) Conversion—Subsequent return of money. (U. S. C. C , 1908.) Where one of the officers of a national bank willfully converted certain of the bank's funds to his own use, in violation of Revised Statutes, section 5209, making such act a crime, it was no defense that the money was subsequently refunded; such fact being only evidence to negative officer's intent to defraud at the time of the alleged conveyance. (Ib.) Indictment—Form—Introduction. (U. S. C. C. A., 1908.) The term "grand inquest3* has no further meaning than "grand jury;" the term "inquest" being used to indicate a body of men appointed by law to inquire concerning certain matters submitted to them. An indictment returned into a federal court, reciting that the "grand inquest" of the United States of America, inquiring for the body of the district of Maryland, do on their oath present, etc., was not objectionable for failure to show that it was returned by a grand jury. (Geiger v. United States, 162 Fed. Rep., 844.) 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS, CRIMINAL LIABILITY OF—Continued. WILLFUL MISAPPLICATION—continued. Officers—Defenses—Indictment. (U. S. C. C. A., 1908.) Revised Statutes of the United States, section 5208 (U. S. Comp. St. 1901, p. 3497), declares that it shall be unlawful for any officer, clerk, or agent of any national banking association to certify any check drawn on the association, unless, etc., and section 5209 declares that every president, director, cashier, teller, clerk, or agent of "any association who embezzles," etc. Held, that an indictment, charging that defendant, being then and there the cashier of a certain "national banking association," to wit, etc., was not fatally defective for failure to allege that the national banking association specified was a national banking association organized under the laws of the United States. An indictment against a national-bank cashier for an offense against the national banking law was not defective for failure to allege that the bank was doing business at the time the alleged offenses were committed. Where an indictment against a national-bank cashier for willful misapplication of the bank's funds and willful abstraction thereof alleged that a customer of the bank, prior to the maturity of a note held by the bank against it, delivered a check to the bank to pay the note when due, which check came into defendant's possession as cashier, and that defendant cashed the check and converted the proceeds, the indictment was not fatally defective for failure to allege in words as to who was the payee of the check, nor to charge that the bank was still the owner of the note. (Ib.) Nature of offense. (U. S. C. C. A., 1908.) Where a customer of a national banking association, whose note to the bank was about to mature, delivered a check to the bank to pay the note when due, and, the check coming into the hands of defendant as cashier of the bank, he cashed it and converted the proceeds, the loss was that of the bank, and defendant's offense a willful misapplication and abstraction of the bank's funds and credits, and not a mere breach of trust. (Ib.) FALSE ENTRIES. Witnesses—Competency—Conviction of crime—Effect. (U. S. C. C , 1908.) Revised Statutes, section 5392, providing that every person convicted of perjury shall thereafter be incapable of giving testimony in any court of the United States until such time as the judgment against him is reversed, excludes a witness convicted of perjury under the laws of the United States from giving evidence in any United States court, whatever the law of the State or the trial had on the subject may be; but as to all witnesses convicted of crimes other than perjury their competency is determined by the laws of the State where the trial is had, under act of July 6,1862 (12 Stat. L., 588), declaring that the laws of the State in which the court shall be held shall be the rules of decision as to the competency of witnesses in the courts of the United States in trials at common law, in equity, and in admiralty. (Wise v. Williams et al., 162 Fed. Rep., 161.) Witness convicted of making false report to Comptroller. (U. S. C. C , 1908.) A witness convicted of making false national-bank reports under <oath to the Comptroller of the Currency, being a competent witness in the courts of New York, is also a competent witness in the courts of the United States sitting in New York, under act of July 6, 1862 (12 Stat. L., 588), declaring that the competency of witnesses in the courts of the United States shall conform to the rules of the State in which the court is held. (Ib.) Conspiracy—False statements of condition of national banks. (U. S. C. C, 1908.) An indictment alleging the conspiracy to defraud the United States in the exercise of its governmental and fiscal functions, by deliberately giving false information regarding the financial condition of a national bank, the fraud resulting in lessening the power of the Federal Government by failure to maintain in efficient condition one portion of the national fiscal system, stated an offense against the United States; it being possible to have a conspiracy to defraud by merely deceiving a governmental officer, though neither the Government nor the officer was deprived thereby of money or money value. (United States v. Morse, 161 Fed. Rep., 429.) REPORT OF THE COMPTROLLER OF THE CURRENCY. 97 OFFICERS, CRIMINAL LIABILITY OF—Continued. FALSE ENTRIES—continued. False entry. When true entry of fraudulent transaction. (U. S. C. C , 1908.) Where an indictment against bank officers alleged a conspiracy to make false entries in the books of the bank, one of which was charged to consist in entering in "call loans account" a "fictitious" promissory note as though it were a bona fide note affected by certain stock as collateral, whereas in truth the bank unlawfully owned the stock and the note was created and entered as a genuine note merely to conceal the illegality of the original purchase of the stock and the eontinued holding thereof, was not defective in that the entry was a true entry of a fraudulent transactiononly. (Ib.) Meaning of word "entry." (U. S. C. C , 1908.) The word "entry," as used in Revised Statutes, section 5209, declaring that every officer, clerk, or agent of a national banking association who makes any false entry in any of the bank's books with intent to injure or defraud the association shall be guilty of a misdemeanor, means "an item in an account." (Ib.) Meaning of phrase "double entry." (U. S. C. C , 1908.) The phrase "double entry," as used in bookkeeping, signifies two entries of the same transaction. (Ib.) Indictment—D up licity. (U. S. C. C., 1908.) Where accounts in an indictment against national-bank officers in violation of Revised Statutes, section 5209, in alleging the transaction claimed to have been falsely entered, described two entries or sets of words written down in different parts of the same book or report, each count revealing a false entry by double entry, such counts were double, as it does not follow that, because the debit entry of a transaction is false, the credit entry of the same transaction was also false. (Ib.) Reduction of capital—Purchase of bank's shares. (U. S. C. C., 1908.) The only method by which a national bank can reduce its stock being that prescribed in Revised Statutes, section 5143, and the possibility of ownership of its own stock being recognized by section 5201, the unlawful ownership of its own shares by a national bank did not constitute a pro tanto reduction of its corporate stock, and hence was improperly omitted from the bank's statements of assets. (Ib.) False entries in reports of condition—Indictment charging intent to deceive Comptroller does not charge an offense under section 5209. (U. S. Dist. C , 1908.) An indictment charging officers of a national bank with making a false entry in a report made by them, "with intent to deceive an agent appointed to examine the affairs of the association, to wit, the Comptroller of the Currency of the United States," does not charge an offense under Revised Statutes, section 5209, the Comptroller not being charged with any duty to examine national banks, although he is given power to appoint agents for that purpose. A general averment in an indictment against officers of a national bank that a false entry charged to have been made by them in a report to the Comptroller of the Currency was made ' 'with intent to injure and defraud the association " is insufficient to state an offense under Revised Statutes, section 5209, no facts being alleged to show in what manner the bank could have been injured or defrauded thereby. (United States v. Corbett et al., 162 Fed. Rep., G87.) False entries—Evidence—Declarations by accused. (U. S. C. C. A., 1907.) Defendant was charged with having made a false entry in a report made to the Comptroller of the Currency as president of a national bank, in that he omitted from the statement of deposits for which the bank was liable the amount of a deposit made several years before and which had not been withdrawn. The defense was that the depositor had authorized defendant to loan the money, which had been done, but the depositor denied such agreement. It was shown by the evidence that defendant, in fact, made loans which were charged to the depositor's account, and for which he 62280—CUR 1908 7 98 REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS, CRIMINAL LIABILITY OF—Continued. FALSE ENTRIES—continued. took notes payable to the depositor. Held, that a statement made by him to a borrower at the time of making such a loan, which was several years before the making of the alleged false report, to the effect that it was made from money left by the depositor to be loaned, was not admissible as a part of the res gests?, but was properly excluded as a self-serving declaration. (May v. United States, 157 Fed. Rep., 1.) Witnesses—Impeachment—Materiality of evidence to show bias or prejudice. (U. S. C. C. A., 1907.) A remark made by a witness in a criminal case out of court held to have no tendency to show bias or prejudice and properly excluded as immaterial, when offered to be showTn for that purpose. (Ib.) Instructions—Assump tio n of fact. (U. S. C. C. A., 1907.) An assumption of a fact in the charge to the jury in a criminal case held warranted, where such fact was admitted by defendant as a witness. (Ib.) Instructions as to question of intent. (U. S. C. C. A., 1907.) The following instructions given on the trial of the defendant under section 5209, for making a false entry in a report to the Comptroller held not erroneous as applied to the evidence: "But the intent with which these acts were done, if you find they were done, is to be particularly observed. * * * It is for you to find beyond a reasonable doubt that it was with the intent to deceive an agent appointed by the Comptroller to examine into the affairs of the bank. * * * The defendant has testified specifically that he had no intent to injure any one or defraud any one, and that you must consider with all the testimony in the case. * * * Therefore you will consider the evidence of the defendant as to his intent, haying regard to this principle of law, and the acts you find to have been committed, considering his evidence with all the other testimony in the case, giving such credence to his statement that he did not intend to defraud or deceive as you think under the circumstances it is entitled to." (Ib.) AIDERS AND ABETTORS. Aiding misappropriation—Evidence—Admissibility. (U. S. C. C. A., 1908.) In a trial for aiding a national-bank cashier in misapplying a stock certificate held by the bank as collateral for a loan, defendant having used the certificate as collateral on a note he discounted, defended on the ground defendant did not know of the bank's interest in the certificate and was innocent of any purpose to aid and abet in abstracting it, the prosecution could show that the bank's minute book disclosed no record of the directors sanctioning the use of the certificate. (Cook v. United States, 159 Fed. Rep., 919.) Writ of error—Harmless error—Admission of evidence. (U. S. C. C. A., 1908.) In a trial for aiding a national-bank cashier in misapplying a stock certificate held by the bank, defended on the ground that defendant did not know of the bank's interest in the certificate and was innocent of any criminal purpose, any error in admitting the bank's minute book on the prosecution's part to show that it disclosed no record of the directors sanctioning the use of the certificate was harmless, where a witness, without any objection to the competency of the book, had testified to the substantive fact, which was admissible, that there was no such record in the book, the authenticity of the book not being questioned on writ of error, the effect of the testimony being wholly negative, and there being nothing to show that the directors had authorized the withdrawal by the cashier of the certificate, or had taken any action respecting it which was not recorded. (Ib.) Criminal law— Trial—Instructions. (U. S. C. C. A., 1908.) A point presented by defendant in a federal prosecution, that the burden of proof was on the Government, that defendant was entitled to the benefit of a reasonable doubt, and that when testimony contradictory or explanatory is introduced by defendant it becomes a part of the burden resting on the Government to make the case so clear that there can be no reasonable doubt as to the inferences and presumptions claimed to flow from the evidence presented by the Government, in effect called KEPOKT OF THE COMPTEOLLER OF THE CURRENCY. 99 OFFICERS, CRIMINAL LIABILITY OF—Continued. AIDERS AND ABETTORS—COlltilllied. for instructions as to the burden of proof, and was properly answered by the court saying: "Understanding by this point it is meant that the burden of proving the guilt of the defendant rests upon the Government, and that the proof must satisfy the jury of such guilt beyond any reasonable doubt that may arise upon all the evidence in the case, in order to warrant a conviction, the point is affirmed." (Ib.) Intent. (U. S. C. C. A., 1908.) The following instruction, in a trial for aiding a nationalbank cashier in misapplying a stock certificate held by the bank, was unobjectionable, being but a broader statement of the principle that every man is presumed to know the natural and probable consequences of his own acts: "As I have said before, the question of intent is one that is hard to establish directly, because grown persons do not always disclose the object they have in view in any acts in which they may indulge; and you have to gather the intent from the character of the act, the circumstances surrounding it, and from conduct of a like character which may appear as tending to aid you in finding and discovering it. But in connection with all this, unless the testimony satisfies you of something else, you are warranted in holding a party responsible for the natural and probable and legitimate consequences of his act. I have said that is what is presumed in every case a man means." (ib.) Writ of error—Review. (U. S. C. C. A., 1908.) Where on writ of error in a criminal case it appears that the punishment imposed was justified by one count, assignments of error affecting other counts will not be reviewed. (Ib.) FALSE CERTIFICATION OF CHECKS. False certification of checks—Construction of statutes. (U. S. C. €., 1908.) Revised Statutes, section 5208, declares that it shall be unlawful for any officer, agent, or clerk of any national bank to certify any check when the drawer has not on deposit with the bank an amount of money equal to the amount specified in the check, and act of Congress July 12, 1882, section 13, declares that any officer, clerk, or agent of a national bank who shall certify checks before the amount thereof shall have been regularly entered to the credit of the drawer on the books of the bank shall be guilty of a misdemeanor. Held, that section 5208 does not create any criminal offense, but that such section should be read with section 13 of the act of July 12, 1882, and that the two create one offense, viz: the certification of a check when the drawer has not sufficient money to cover it, or before the amount shall have been regularly entered. (United States v. Heinze, 161 Fed. Rep., 425.) Indictment—Different offenses— Joinder. (U. S. C. C, 1908.) Where a statute makes either of two or more distinct acts connected with the same general offense and subject to the same measure and kind of punishment indictable as separate and distinct crimes when committed by different persons or at different times, they may, when committed by the same person at the same time, be coupled in one action as constituting one offense. (United States v. Heinze, 161 Fed. Rep., 425.) Judicial notice—Meaning of words. (U. S. C. C, 1908.) Courts are bound to take judicial notice of the meaning of the word "certify" as applied to bank checks. The word "certify" as applied to bank checks indicates that certain words have been written or printed on a check, and that the check has passed from the custody of the bank into the hands of some other party, and that thereby the person certifying created an obligation of the bank. (Ib.) Certification of checks—Indictment. (U. S. C. C , 1908.) An indictment against an officer of a national bank, alleging unlawful certification of checks, was not fatally defective for failure to set out totidem verbis the written certifications, under the rule that in an indictment in federal courts it is not necessary to allege the tenor of an instrument unless it touches the gist of the crime. (Ib.) 100 REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS, CRIMINAL LIABILITY OF—Continued. FALSE CERTIFICATION OF CHECKS—continued. Allegation of written instruments. (U. S. C. C , 1908.) The rule which requires a setting out of an entire instrument or its tenor in an indictment in the federal courts is limited mainly, if not wholly, to cases of forgery, counterfeiting, and sending threatening letters. (Ib.) Certification of checks by order of superior officer. (U. S. C. C , 1908.) Where an indictment against a national-bank officer charged him personally with illegally certifying certain checks it was necessary for the Government, in order to sustain such charge, to prove that the individuals who actually executed the certification indorsement were but the physical instruments of the defendant and acted in accordance with his orders. (Ib.) OFFSETS. Bank's right of setoff. (U. S. Sup. C., 1904.) The balance of a regular bank account at the time of filing the petition is a debt due to the bankrupt from the bank, and in the absence of fraud or collusion between the bank and the bankrupt with the view of creating a preferential transfer, the bank need not surrender such balance, but may set it off against notes of the bankrupt held by it and prove its claim for the amount remaining due on the notes. (New York County National Bank v. Massey, 192 U. S., 138.) (U. S. C. C. A., 1907.) A bank held, under bankruptcy act of 1898, entitled to set off the amount of demand notes it held against a bankrupt as against a deposit to the bankrupt's credit. (Lowell v. International Trust Co., 158 Fed. Rep., 781.) POWERS. VALIDITY OF MORTGAGES WHEN TAKEN ULTRA VIRES. Indorsement of note without assignment of mortgage—Mortgage follows the note. (Minn. Sup., 1902.) Where a promissory note, secured by a mortgage on real estate, is indorsed and transferred to a purchaser without a formal assignment of the mortgage, the security follows the note as an incident thereto. The purchaser becomes the equitable owner of the mortgage, acquiring an interest which enables him to deal with it for all purposes, unless it is expressly stipulated to the contrary by the parties to the transfer. (First National Bank of Mankato v. Pope, 85 Minn., 433.) SHAREHOLDERS. WHO DEEMED TO BE SHAREHOLDERS FOR ASSESSMENT.' Liability of shareholders of record. (U. S. C. C. A., 1907.) One who is notified that shares of stock in a national bank had been transferred into his name, although he had in fact no interest therein, and who indorsed the certificates in blank, but took no steps to have the stock transferred to the name of the true owner, can not avoid liability for an assessment thereon made by the Comptroller to meet the debts of the bank after its insolvency. (Kenyon v. Fowler, 155 Fed. Rep., 107.) Shareholders— Termination of relation. (Mass. Sup., 1908.) National bank act, July 12, 1882, provides that when any national banking association has amended its articles so as to extend its operation for twenty years, and the Comptroller has granted his approval, any nonassenting shareholder may give written notice to the directors within thirty days from the certificate of approval of his desire to withdraw, in which case he shall be entitled to receive from the bank the value of his shares, to be ascertained by an appraisal of the bank's assets by a committee of three, and that the shares, after payment, shall be surrendered and sold at public sale. Held, that where defendant within thirty days after the extension of the charter of a national bank gave notice of her election to withdraw, the appraisers failing for a little less than two years to act, before the failure of the bank, defendant having in the meantime refused to accept dividends or act as a stockholder, she was a creditor and not a stockholder of the bank, and was not liable for assessments levied on the stock previously owned by her. (Apsey v. Whittemore, 85 N. E. Rep., 91.) REPORT OF THE COMPTROLLER OF THE CURRENCY. 101 SHAREHOLDERS—Continued. WHO DEEMED TO BE SHAREHOLDERS FOR ASSESSMENT Continued. Surrender of shares—Credit of dividends. (Mass. Sup., 1908.) It was not material that defendant in the meantime had retained possession of the stock certificates, which she was not required to surrender until payment of their appraised value, nor that the dividends declared on such stock were credited to her account on her refusal to accept the same. (Ib.) TAXATION. STATE STATUTES CONSTRUED. KENTUCKY. Effect of judgment against some of the instrumentalities of a State as res judicata against another instrumentality. (U. S. Sup. C , 1907.) A judgment against a county of Kentucky and the members of the state board of valuation restraining the collection of taxes of that county as impairing the obligation of a contract created by law of the State and within the protection of the Federal Constitution is not, because such state officers were parties, res judicata as to the validity of taxes imposed by another county, nor is such other county privy to the judgment. It is competent for the legislature of a State to change the day that a bank shall report its property for assessment and to provide that the lien of the assessment shall follow the property in the hands of a vendee. (Bank of Kentucky v. The Commonwealth of Kentucky, 207 U. S., 258.) Courts—Federal courts—Following state decisions. (U. S. C. 0. A., 1908.) When the validity, meaning, and effect of a state statute involves no question arising under the Constitution or laws of the United States, a court of the United States should accept the meaning and effect given to such law by the highest court of the State, except in the limited class of cases when rights have vested or contracts have been made under such statute before it has received interpretation by the state court. (Hager et al. v. American National Bank, 159 Fed. Rep., 396.) Construction of state statute. (U. S. C. 0. A., 1908.) The decision of the court of appeals of Kentucky construing Act Kentucky, March, 1906 (acts 1906, p. 134, c. 22), relating to the taxation of banks and trust companies, which went into effect June 11, 1906, in so far as it holds that such act was intended to and did apply to assessments made in 1906, and that assessments made for that year after it went into effect were lawfully made thereunder, is binding upon a federal court in a suit by a national bank to restrain the collection of taxes based on such assessment. (Ib.) Taxation by State. (U. S. C. C. A., 1908.) That the value of the shares of a national bank includes value due to nontaxable United States bonds owned by the bank is no objection to the validity of an assessment of such shares for taxation by a State without excluding the value of the bonds. (Ib.) Construction of Kentucky statute—Validity. (U. S. C. C. A., 1908.) Act Kentucky, 1906, providing the method of taxing state and national banks and trust compnies *' upon each one hundred dollars of value of the shares" of such banks and companies, as construed by the court of appeals of the State, is not invalid as to national banks under the federal law, as imposing the tax upon their capital and surplus, and not on their shares. (Ib.) NEW MEXICO. When equity will interfere with assessing officer. (U. S. Sup. C., 1908.) Equity will not interfere to stop an assessing officer from performing his statutory duty for fear he may perform it wrongfully; the earliest moment is when an assessment has actually been made, and in this case held that the court would not, at the instance of a national bank, enjoin assessors in advance from making an assessment on a basis alleged to be threatened and which if made would be invalid under section 5219, Revised Statutes. (First National Bank of Albuquerque v. Albright, 208 U. S., 548.) No. 1.—COMPTROLLERS AND DEPUTY COMPTROLLERS OF THE CURRENCY, DATES OF APPOINTMENT AND RESIGNATION, AND STATES FROM WHENCE APPOINTED. No. 1 Hugh McCulloch Freeman Clarke Ililand R. Hulburd John Jay Knox Henry W. Cannon ,t William L. Trenholm Edward S. Lacey _ A. Barton Hepburn | James II. Eckels ' Charles G. Dawes William Barret Ridgely Lawrence 0. Murray | Name. Date of I Date of appointment, j resignation. COMPTROLLERS OF THE CURRENCY. 2 3 4 6 7 8 9 10 11 12 May Mar. Feb. Apr. May Apr. May Aug. Apr. Jan. Oct. Apr. , 9,1863 Mar. 8,1865 Indiana. 21,1865 July 24,1866 j New York. 1,1867 Apr. 3,1872 j Ohio. 25,1872 Apr. 30,1884 Minnesota. Do. 12,1884 Mar. 1,1886 ' 20,1886 Apr. 30,1889 | South Carolina. 1,1889 June 30,1892 j Michigan. 2,1892 Apr. 25,1893 j New York. 26,1893 Dec. 31,1897 j Illinois. 1,1898 Sept. 30,1901 j Do. 1,1901 Mar. 28,1908 i Do. 28,1908 New York. DEPUTY COMPTROLLERS OF THE CURRENCY. Samuel T. ITowa.rd Hiland R. Hulburd John J a y Knox John S. Langworthy V. P. Snyder J. D. Abrahams R. M. Nixon Oliver P. Tucker George M. Coffin Lawrence O. Murray Thomas P. Kane Willis J. Fowler j j i | j ' May Aug. Mar. Aug. Jan. Jan. Atig. 11 Apr. Mar. Sept. June July 1863 1865 1867 1872 1886 1887 1890 1893 1896 1898 1899 1908 Aug. Jan. Apr. Jan. Jan. May Mar. Mar. Aug. June 27 186; j New York. 186: Ohio. .-« 1872 !Minnesota. 1886 i New York. 1887 | Do. 1890 ! Virginia. 1893 ! Indiana. 1896 Kentucky. 1898 j South Carolina. 1899 ! New Y ork. I District of Columbia. I Indiana. 103 104 No. REPORT OF THE COMPTROLLER OF THE CURRENCY. 2.—NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THE COMPTROLLER OF THE CURRENCY, OCTOBER 31, 1908. Lawrence O. Murray Thomas P . Kane Willis J. Fowler George T. May Edmund E. Schreiner Ebenezer Southall Albert A. Clemons Watson W. Eldridge Caleb C. Magruder Theodore O. Ebaugh Charles A. Stewart. Willard E. Buell William S. Davenport Loren H. Milliken Edwin F . Rorebeck Frederick R. Steffens William D. Swan a Arthur M. Wheeler Ephraim S. Wilcox George H. Wood Adelia M. Stewart Antoinette Avery Harriet M. Black Frank T. Israel Francis J. Kilkenny William A. Nestler Stephen L. Newnham Morris M. Ogden William V. Price John W. Snapp Julia A. SneL - ~ • ~ ,11.. Warren E. Sullivan Lloyd M. Tillman Oscar L. Telling William J. Tucker Eveline C. Bates Leonidas I. Beall James M. Britt Albert F . Bronniche.. Sarah F . Fitzgerald... Bruce E. Hutchinson. Eliza R. Hyde Carrie L. Pennock Carrie B. Pumphrey.. Edmund F . Quinn Eliza A. Saunders JohnC. Settle Margaret L. Simpson. Robert R. Spencer Willis B. Speare George Thompson Mary E. Bates Louisa Campbell Ellen Carey Virginia H. Clarke Mary L. Conrad James M. Dalzell Henry B. Davenport Susie N. Dutrow Harrie B. Ellis William A. Kelly Alice M. Kennedy Helen L. McL. Kimball Emma Lafayette Chester A. Shannon Oscar Thompson Austin E. Tyrrell Paul Wagner Clara L. Willard Geraldine Clifford Josiah L. Dillard Irene Elliott. Thomas D. Gannaway Clyde E. Gross William E. Hall Emily L. Hay Arthur L. Hicks Edna E. Johnston John O. Lewis Daniel H. Mason Deputy Comptroller do. d Chief clerk Superintendent Chief of division do do Teller Bookkeeper Assistant bookkeeper Clerk, class 4 do do do do.. do do.. do do.. Stenographer Clerk, class 3 do do do do do do :..". do do do do | do I do do Clerk, class 2. do do do do do do do do do do do do do do do Clerk, class 1. do do I do ! do do do do ' do I do ; do do l do ] do do I do do do Clerk, class E . do do do. do. .do. .do. .do. do do do a $200 additional for bond clerk. $5,000 3,500 3,000 2,500 2,500 2,500 2,200 2; 200 2,000 2,000 2,000 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,400 1,200 1,200 1,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,200 ,000 ,000 000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 105 EEPOET OF THE COMPTROLLER OF THE CURRENCY. No. 2.—NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THE COMPTROLLER OF THE CURRENCY, OCTOBER 31, 1908—Continued. Name. Grade. Charles T. Maxey Daniel C. Mulloney Mary E. Oliver Marion Radcliffe Henry E. Smith Emma W. Stokes Jacob W. Bright Thomas H. Austin Jacob W. Austin Claude H. Beaty Carl Bock Russell O. Burton Philo L. Bush Lewis R. Close Abe Cohen James A. Frazier Eliza M. Guerard Reginald P. Hare Mary B. Harvell James W. Helm John J. McDonnell Mary A. Martin Lizzie S. Robinson Thomas P. Wilgus John B. Patterson "William B. Carroll George M. Cook John Dillard William G. Jamieson Joseph A. Munnerlyn Samuel M. Freeman Jane Bailey Mary J. Darnall Louisa Friedrich Mary E. Goodall Alice A. Hagerty Anna E. Jones George T. Barksdale George B. Clark Arthur M. McFadden Charles S. Beard Norman T. Raymond William R. Thawley Clerk, class E do do do do do Engineer Clerk, class D do do do do do do do ' do do do do do do do do i do Messenger Assistant messenger ; do do do do ; Fireman < Counter do ! do do do do Laborer ' do > do ' Messenger boy I do ' do Salary. $1,000 1,000 1,000 1,000 1,000 1,000 1,000 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 840 720 720 720 720 720 720 700 700 700 700 700 700 660 660 660 360 360 360 : No. 3.—NATIONAL BANK EXAMINERS. Name. Address. Name. Lansing, Mich. Campbell, S. B 573 Auburn avenue, Buffalo, N. Y. Chapman, Chas. II Armstrong, J. A Columbia, S. C. Cline, Jas. A Balch, Joseph P. 0. box 152 (letters), Providence, R. I. Coates, Francis, jr Prentiss, Miss. Batson, D. L Cooper, S. II. L Manchester, N. 11. Bean, N. S '. Cunningham, John B.. Beatie, Walter J Salt Lake City, Utah. 306 Magnolia avenue, Currier, Harry F Bennet, II. S Curtis, Chas. W.o Jersey Citv, N. J. Bingham, Channing... 3515 Hamilton street, Dix, B. R Philadelphia, Pa. Duffett, Walter W., jr. Bostwick, II. M Woodbine, Iowa. Earling, Peter R Bosworth, C. II 801 Federal Building, Chicago, 111. Elliott, Milton C Bryant, Frank W 209 East Tenth street, Oklahoma City, Okla. Buck, F. N Wilmington, Del. Ewer, Alfred Bucehle, Wm. L St. Joseph, Mo. Burke, Robt Aurora, 111. Fargo, Chas. E Butler, W, J 218* South Fifth street, Springfield, 111. Folds, Wm. L Camp, A. B 220 Post-Office Building, Cincinnati, Ohio. Frazcr, Wm. D a Resigned. Ainger, D. B Alderman, F. W Address. 1055 Franklin street, Columbus, Ohio. Geneva, N. Y. 1955 A street, Lincoln, Nebr. Richmond, Va. Jonesboro, Tenn. 512 Post-Oflice Building, Pittsburg, Pa. Maiden, Mass. Dexter, Me. San Juan, P. R. 27 Eastern Promenade, Portland, Me. Hyde Park Hotel, Chicago, 111. Care National Deposit B a n k , Philadelphia, Pa. 23 Schuyler street, Roxbury, Mass. Corner Cole and Bowser avenues, Dallas, Tex. 421 Wood street, Pittsburg, Pa. Warsaw, Ind. 106 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 3.—NATIONAL BANK EXAMINERS—Continued. Name. French, C. E Garrett, Robt. D Gatch, E. S Gatch, Claud Goodell, Geo. W Graham, E. J Griffin, E. W Hale, John M Hann, S. M Hanna, Chas. A Address. Name. 4155 Lindell boulevard, St. Louis, Mo. Care First Natl. Bank, Friendly, W.Va. South Pasadena, Cal. Salem, Oreg. 1046 Franklin street, Denver, Colo. 78 State street, Albany, N. Y. Fairbanks, Alaska. Chandler, Okla. Forest Park, Baltimore, Md. Care U.S.Custom-House, New York, N. Y. Hanna, H. G Care U. S. Custom-House, New York, N. Y. Hardt, W. M 3303 Powelton avenue, Philadelphia, Pa. Harper, Mark L Eureka, 111. Hertford, J. W Houston, Tex. Hicks, Frank 0 St. Louis, Mo. Wilmington/ Ohio. Hoskins, H. E Elgin, 111. Hubbell, E. S Hull, Fred A Asheville, N. C. Department of Justice, Johnson, E. 1 Washington, D. C. Johnson, Jas. C Mitchell, S. Dak. Johnston, Percy II Lebanon, Ky. Jones, Wilfrid P Algona, Iowa. Kelly, Wm. A Sitka, Alaska. Kendall, M. A Parkersburg, W. Va. Kerr, John A. H. Redlands, Cal. Klein, F. L 732 Majestic Building, Denver, Colo. Fort Worth, Tex. Logan, J. M Boise, Idaho. Loveland, C. S Davenport, Wash. Luce, Frank H Grand Rapids, Mich. Luther, Geo. E Care of Cosmopolitan N. Lyons. Robert B.,Pittsburg, Pa. Globe, Arizona. Marshall,H. D., jr McCormiek, Frank R.. .505 Corcoran Building Washington, D. C. Athens, Ohio. McCune, S. L Miami, Fla. McDonald, J. K Grand Rapids, Michigan. Mertens, Charles R Lebanon, Kans. Mossman, J. D 1204 R. E. Trust BuildMoxey, Edward P ing, Philadelphia, Pa. Hartford, S. Dak. Munson, Edgar W Care of Fort Pitt National Murray, Chas. C Bank, Pittsburg, Pa. Lynn, Mass. Neal, W. E 512 Federal Building, Nesbit, Harrison Pittsburg, Pa. Address. Norris, Frank L 406 Post-Office Building, Philadelphia, Pa. Norvell, Jos. W Colorado Springs, Colo. Oldham, Francis F Washington, D. C. Patterson, F. E P. O. box 1347, Philadelphia, Pa. Patterson, M. E 302 Custom-House, Nashville, Tenn. 801 Federal Building, ChiPeeples, C. J cago, 111. Pepper, Ellis S Southport, Conn.. Perkins, Chas. S Meriden, Conn. Rathbun, Jas. A 519 Thirteenth avenue SE., Minneapolis, Minn. Reed, Charles G Oakland, Cal. Reed, II. C Muskogee, Okla. Reeves, Owen T., j r . . . 3755 Northampton street, Chevy Chase, D. C. Nashville, Tenn. Ridgway, J. C Robinson, Chas. W 418 Fairmont avenue, Fairmont, W. Va. Robinson, W. J Mercer, Pa. Root, J. L Care Hampshire Arms, Minneapolis, Minn. Rush, John Omaha, Nebr. Sample, Clarence D Con way Springs, Kans. Schofield, J. W Washington, D. C. Shaw, E. B« West Union Iowa. Smith, Fuller C St. Albans, Vt. Smith, JohnH Grand Forks, N. Dak. Smithies, Geo. E Honoli lu, Hawaii. Springer, Wm. E Elizabethtown, Ind. Starek, Chas P. O. drawer P, Cleveland, Ohio. Suddath,W.F Abilene, Tex. Thomas, T. C Gallipolis, Ohio. Care Comptroller of CurTillman, Lloyd M rency, W a s h i n g t o n D. C. Tyler, Evan S Fargo, N. Dak Van Brocklin, Chas. E. Cortland, N. Y. Van Vranken, Josiah.. Schenectady, N. Y. Van Zandt, R. L Fort Worth, Tex. Vavrina, Chas Baltimore, Md. Walton, Philip G 43 Central N. B. Bldg., Topeka, Kans. Watts, Edward E Care U. S. CustomHouse, New York,N.Y. Watts, John New"ton, Kans. WTeir, Miller Jacksonville, 111. Williams, Christopher Care City N. B., GreensL. boro, N. C. Davenport, Wash. Wilson, E. T Paris, Ky. Yerkes, W. L Zerby, John F Pottsville, Pa. a Deceased. No. 4.—EXPENSES OF THE OFFICE OF COMPTROLLER OF THE CURRENCY FOR THE YEAR ENDED JUNE 30, 1908. For special dies, plates, printing, etc $402,324. 46 For salaries 124,746. 65 For salaries reimbursed by national banks 31,471. 00 Total expenses of the Office of the Comptroller of the Currency from its organization, May, 1863, to June 30, 1908 11,442,278. 73 The contingent expenses of the bureau are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department, no separate account of them being kept. 107 EEPOET OF THE COMPTROLLER OF THE CURRENCY. No. 5.—NUMBER OP NATIONAL BANKS ORGANIZED SINCE FEBRUARY 25, 1863, NUMBER PASSED OUT OF THE SYSTEM, AND NUMBER IN OPERATION OCTOBER 31, 1908. Total number organized Number passed into voluntary liquidation Number passed into liquidation upon expiration of corporate existence Number placed in charge of receivers a 1,740 174 476 9,263 Number passed out of the system 2,390 Number now in operation 6,873 No. 6.—NUMBER AND AUTHORIZED CAPITAL OF NATIONAL BANKS ORGANIZED AND THE NUMBER AND CAPITAL OF BANKS CLOSED IN EACH YEAR ENDED OCTOBER 31 SINCE THE ESTABLISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE OR DECREASE. Closed. Organized. Year. No. 134 1863 1864 453 1 014 1865 62 1866 . ... 1867 10 1868 12 9 1869 22 1870 1871 170 1872 175 1873 68 187^ 71 1875 107 1876 36 1877 29 1878 28 38 1879 57 1880 1881 86 1882 227 262 1883 1884 191 1885 145 1886 174 225 1887 1888 . . . 132 1889 211 307 1890 193 1891 . . 163 1892 1893 119 1894 . . 50 1895 43 1896 28 1897 44 1898 56 78 1899 383 1900 1901 394 1902 470 1903 553 1904 431 1905 506 1906. 455 1907 516 326 1908 Capital. $16,378,700 79,366,950 242,542,982 8,515,150 4,260,300 1,210,000 1,500 000 2,736,000 19 519 000 18,988,000 7,602,700 6, 745,500 12,104,000 3,189,800 2,589,000 2,775,000 3,595,000 6,374,170 9,651,050 30,038,300 28, 654,350 16,042,230 16,938,000 21,358,000 30,546,000 12,053,000 21,240 000 36,250,000 20, 700,000 15,285 000 11,230,000 5,285,000 4,890,000 3,245,000 4, 420,000 9, 665,000 16, 470,000 19,960,000 21,554,500 31,130,000 34,333,500 21,019,300 33,532,500 21.413,500 34,967,000 22,823,000 I n voluntary liquidation* No. Capital. 3 6 4 12 18 17 $330,000 650,COO 2,160,000 2,445,500 3,372,710 14 2,550,000 11 1,450,000 11 2,180,500 21 3,524,700 20 2,795,000 38 3,820,200 32 2,565,000 26 2,539,500 41 4,237,500 33 3,750,000 9 570,000 26 1,920,000 78 16,120,000 40 7,73S, 000 30 3,647,250 85 17,856,590 25 1,651,100 25 2,537,450 34 4,171,000 41 4,316,000 50 5,050,000 41 4,485,000 53 6,157,500 46 6,035,000 79 10,475,000 49 6,093,100 37 3, 745,000 70 9, 659,000 69 12,509,000 64 24,335,000 43 12, 474,950 39 7, 415,000 71 22,190,000 72 30,720,000 65 20,285,000 121 24,409,500 81 13,223,000 84 11,745,000 80 12,415,000 Aggregate.. 9,263 994,686, 482 1,914 342,317,050 D e d u c t decrease In solvent. No. Capital. Net yearly increase. No. Capital. $16,378,700 79,366,950 242,162,982 7,365,150 930,300 9 25 17 65 21 36 27 38 7 12 6 11 2 12 20 22 8 7 24 134 450 $50,000 1,007 500,000 56 1 170,000 410,000 50 000 250,000 7 159 i,806,166 158 3,825,000 36 250,000 48 64 1,000,000 965,000 3,344,000 2 612,500 1,230,000 700,000 45 60 1,561,300 146 250,000 220 1,285,000 150 600,000 56 650.000 141 1,550,000 192 1,900,000 90 168 250,000 248 750.000 3,622,000 127 2, 450,000 93 10,935,000 8 2,770,000 5,235,020 3,805,000 5,851,500 1,200,000 2 850,000 1,800,000 334 344 1,760,000 450,000 397 3,480.000 469 1,535,000 346 2,035,000 363 680,000 366 775,000 425 5,560,000 222 499 81,752,420 7,131 Net yearly decrease. No. Capital. 633., 955.832 1 2 6 4 1 1 6 11 3 5 9 10 14 8 3 3 2 11 4 8 8 8 2 8 10 Q 18 069 000 15,001,400 253,000 3,700,500 7,283,800 5 7 97 5,104,170 7,731,050 12,357 000 20,668, 350 11,109,980 19,056, 900 26,458 550 5,982,000 16 674 000 30,450, 000 12,593,000 6,677,500 3 $1,645,500 1,922,710 64,000 340,200 3,294,500 4,075,000 1,385,000 1," 518,590 5,740,000 7,960,000 42 6,338,120 36 4, 405,000 fn 11,090,500 19 4,044 000 8,715,000 50 5,685,050 12,379,500 8, 490,000 133,500 7,088,000 7,510, 500 22,447,000 4.848.000 281 63,338,820 Net increase 6; 850 570,617,012 restored to solvency 23 800,700 6,405,000 Add for banks Total net increase 6 873 6577 0°2 012 a Two banks which failed were restored to solvency, but subsequently failed again, thus resulting in 478 receiverships, but involving only 476 banks. ^The total authorized capital stock on October 31 was $930,365,275; the paid-in capital $929 540,145, including the capital stock of liquidating and insolvent banks which have not deposited lawful money for the retirement of their circulating notes. 108 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 7.—NUMBER OF NATIONAL BANKS ORGANIZED, IN LIQUIDATION, AND IN OPERATION, WITH THEIR CAPITAL, BONDS ON DEPOSIT, AND CIRCULATION ISSUED, REDEEMED, AND OUTSTANDING ON OCTOBER 31, 1908. Banks. State or Territory. Maine New Hampshire.. Vermont Massachusetts Rhode Island :. Connecticut Total New York New Jersey Pennsylvania Delaware Maryland Dist. Columbia Total Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total Missouri Ohio . Indiana Illinois Michigan Wisconsin Iowa Minnesota North Dakota South Dakota Kansas Nebraska Total Nevada Oregon Colorado Idaho. Montana Wyoming Washington California Utah New Mexico Arizona Oklahoma Alaska Hawaii Porto Rico Total Organized. In In liqui- operdation. ation. 108 70 74 308 65 107 31 13 23 111 43 27 United States bonds on deposit. Issued. $9,051,000 5,435,000 5,610,000 57,067,500 6,700,250 20,230,050 $6,004,100 5,619,000 4,594,500 31,920,000 4,162,500 12,807,350 $73,745,250 53,400,655 61,483,770 531,699,465 107,691,675 164,612,850 $67,809,952 48,510,916 56,957,938 497,529,513 102,898,458 151,485,305 $5,935,298 4,889,739 4,525,832 34,169,952 4,793,217 13,127,545 Redeemed. Outstanding.o 732 248 484 104,093,800 65,107,450 992,633,665 925,192,082 67,441,583 636 201 918 27 113 22 212 25 140 424 159,047,100 176 20,145,716 778 115,564,394 27 2,348,985 102 17,844,400 11 5,202,000 91,053,600 13,723,370 84,453,970 1,490,000 12,568,750 5,137,000 778,054,855 117,982,080 556,559,465 13,935,655 94,604,310 23,439,700 679,652,889 104,614,637 471,786,610 12,640,165 81,919,175 17,609,626 98,401,966 13,367,443 84,772,855 1,295,490 12,685,135 5,830,074 11 11 399 1,518 320,152,595 208,426,690 1,584,576,065 1,368,223,102 216,352,963 1,917 133 112 86 40 122 54 107 41 57 688 50 192 129 1,811 202 562 339 535 201 185 419 316 160 123 338 292 3,672 47,589,350 31,486,880 22,937, 450 17,149,775 32,464,720 9,737,710 26,341,130 8,647,910 28,900,930 82,529,660 5,975,690 87,949,355 37,461,380 419 1,392 141,207,250 102,891,540 439,171,940 332,012,517 107,159,423 30,985,000 61,286,000 25, 484,800 57,438,500 15,050,000 16,005,000 20,455,000 20,778,500 4,784,900 3,460,000 12,242,500 13,640,000 25,488,940 41,472,910 20,205,850 34,683,860 9,106,750 12,534,330 15,258,770 13,361,500 2,401,020 2,094,550 9,961,370 8,912,270 100,640,785 264,475,290 111,545,115 163,997,195 66,569,530 47,204,640 72,370,000 48,304,720 7,981,570 7,860,230 41,406,410 36,064,370 73,076,225 218,958,679 90,445,070 122,935, €03 56,136,876 34,340,701 56,460,866 33,857,173 5,575,039 5,716,895 31,064,809 26,840,019 1,070 2,602 281,670,200 195,542,120 968,419,855 755,407,955 213,011,900 23 18 17 10 22 15 31 10 19 156 10 46 42 80 193 93 123 105 55 102 52 28 34 127 78 110 94 69 30 100 39 76 31 38 532 40 146 87 122 369 246 412 96 130 317 264 132 89 211 214 12,978,020 8,088,500 6,890,000 4,340,000 11,301,330 4,880,000 8,347,000 3,425,000 8,745,000 41,138,300 4,000,000 16,963,400 10,110,700 36,956,547 24,238, 661 17,120, 791 13,772,670 23,849,793 6,312,827 19,327,716 5,886,926 21,650,113 57,226,179 4,035,767 73,000,258 28,634,269 10,210,750 7,096,700 5,534,760 3,096,250 8,557,010 3,269,000 6,813,010 2,746,250 6,622,000 24,266,700 1,852,510 14,245,350 8,581,250 - 10,632,803 7,248,219 5,816,659 3,377,105 8,614,927 3,424,883 7,013,414 2,760,984 7,250,817 25,303,481 1,939,923 14,949,097 8,827,111 27,564,560 45,516,611 21,100,045 41,061,592 10,432,654 12,863,939 15,5)09,134 14,447,547 2,406,531 2,143,335 10,341,601 9,224,351 12 83 147 48 67 35 123 171 27 51 17 343 2 4 1 2 19 34 9 26 7 59 27 7 11 4 49 10 64 113 39 41 28 64 144 20 40 13 294 2 4 1 1,757,000 4,601,000 9,480,000 1,900,000 3,765,000 1,560,000 7,653,000 33,815, 300 2,180,000 1,^95,000 805,000 12,095,000 100,000 610,000 100,000 1,499,250 3,015,600 6,828,510 1,146,750 2,325,700 1,178,300 4,972,600 27,376,500 1,978,250 1,551,500 694,950 7,678,390 25,000 285,750 100,000 2,739, 460 11,279,690 26,775,010 3,477,760 9,294,470 4,086,730 15,031,270 73,940,440 8,271,900 6,073,190 2,208,900 19,560,860 119,150 1,280,350 209,000 1,264,528 8,163,444 19,409,859 2,327,136 7,019,697 2,935,254 9,981,545 46,345,107 6,296,324 4,521,509 1,556,638 11, 444,147 69,450 1,097,903 111,300 1,474,932 3,116,246 7,365,151 1,150,624 2,274,773 1,151,476 5,049,725 27,595,333 1,975,576 1,551,681 652.262 8,116,713 49,700 182,447 97,700 1,131 254 877 82,416,300 60,657,050 184,348,180 122,543,841 61,804,339 Total currency banks Add gold banks United States. 77 57 51 197 22 80 Circulation. Capital stock paid. 4,169,149,705 3,503,379,497 C65,770,208 74,780 3,390,460 3, 465,240 9,263 t>2,390 6,873 929,540,145 632,624,850 4,172,614,945 3,£06,709,957 665,844,988 a Including $39,065,637, lor which lawful money has been deposited with the Treasurer of the United States to retire an equal amount of circulation which has not been presented for redemption. b Exclusive of 23 banks, formerly in charge of receivers, but restored to solvency. EEPOET OP THE COMPTROLLER OP THE CURRENCY. 109 No. 8.—NUMBER OF NATIONAL BANKS ORGANIZED, IN VOLUNTARY LIQUIDATION, INSOLVENT, AND NUMBER AND CAPITAL OF ASSOCIATIONS IN ACTIVE OPERATION ON JANUARY 1 OF EACH YEAR FROM 1864 TO 1908. Year. 1864. 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1879. 1880. 1881. 1884. 1885. 1886. 1887. 1890. 1891. 1892. 1893. 1894. 1895. 1896. 1897. 1898. 1899. 1900. 1901. 1902. 1903. 1904. 1905. 1906. 1907. i I n volunOrganized. itaryliquidation. 179 682 1,626 1,665 1,675 1,688 1,696 1,759 1,912 2,073 2,131 2,214 2,315 2,345 2,375 2,405 2,445 2,498 2,606 2,849 3,101 3,281 3,427 3,612 3,832 3,954 4,190 4,494 4,673 4,832 4,934 4,983 5,029 5,054 5,108 5,165 5,240 5,662 6,074 6,566 7,081 7,541 8,027 8,489 8,979 6 11 16 29 47 62 77 87 101 118 141 179 211 236 274 308 320 349 429 462 506 578 611 632 668 706 754 804 853 905 975 1,024 1,05© 1,144 1,207 1,261 1,302 1,351 1,421 1, 495 1,565 1,686 1,759 1,841 Insolvent. 1 3 10 13 15 15 19 23 34 37 40 50 61 76 81 84 85 87 89 102 104 113 121 128 133 143 169 180 243 260 294 327 353 368 373 379 386 389 402 422 443 447 463 I n active operation. No. 179 676 1,614 1,646 1,636 1,628 1,619 1,667 1,806 1,949 1,979 2,036 2,096 2,084 2,078 2,055 2,056 2,094 2,172 2,333 2,550 2,673 2,745 2,888 3,079 3,158 3,351 3,597 3,700 3,799 3,786 3,748 3,711 3,668 3,614 3,590 3,606 3,981 4,337 4,756 5,184 5,554 5,898 6,283 6,675 Capital. $14,040,522 135,618,874 403,357,346 420,229,739 420,260,790 426,882,611 433,803,311 442, 427,981 468,210,336 487,781,551 499,003,401 503,347,901 511,155,865 501,392,171 485,557,771 471,609,396 461,557,515 467,039,084 470,018,135 492,076,635 518,031,135 529,910,165 534,378,265 555,865,165 584,726,915 598,239,065 623,791,365 665,267,865 685,762,265 695,148,665 693,353,165 670,906,365 664,076,915 655,334,915 639,440,295 622, 482,195 608,588,045 635,309,395 670,164,195 723, 416,695 767,567,095 785,411,335 818,482,075 862,016,775 912,369,775 No. 9.—NUMBER OF NATIONAL BANKS, CLASSIFIED BY CAPITAL, OCTOBER 31, 1908. Number. State, etc. Maine. New Hampshire Vermont. Massachusetts Rhode Island Connecticut Over $25,000 and n o t over $50,000. $75,000 150,000 150,000 50,000 34 12 7 79 $1,700,000 580,000 350,000 950,000 3 75,000 5 250,000 Number. Over Over $50,000 and N u m - $100,000 and not over ber. not over $100,000. $250,000. Number. Over $250,000 and not over $1,000,000. 19 24 22 58 7 21 $1,766,000 2,230,000 2 100,000 5,702,500 700,000 2,075,000 15 15 13 77 7 25 $2,510,000 2,475,000 2,210,000 14,890,000 1,200,250 4,878,850 6 $3,000,000 3 35 8 25 900,000 20,775,000 4,800,000 11,751,200 Grand total. Over Num$5,000,000. Amount. ber. Over Num- $1,000,000 Number. andnotover ber. 15,000,000. 6 13 - 484 103,493,800 W 424 176 778 27 102 11 158,989,600 20,177,000 116,280,490 2,348,985 17,852,400 5,202,000 66,000,000 1,518 320,850,475 110 94 69 30 100 39 76 31 38 532 40 146 87 ~ 12,923,500 8,161,000 6,790,000 4,360,000 11,271,000 4,780,000 8,322,000 3,460,000 8,745,000 42,973,300 4,000,000 16,960,400 10,180,000 1,200,000 7 $9,051,000 5,435,000 5,710,000 56,367,500 6,700,250 20,230,050 $14,000,000 1 15,200,000 . . . Total, Southern States. .... 3,830,000 151 14,573,500 152 28,164,100 77 41,226,200 1,625,000 925,000 3,725,000 100,000 550,000 111 59 247 11 34 5,382,500 2,790,000 12,060,000 495,000 1,660,000 112 41 200 7 22 11,527,500 3,932,000 18,629,220 530,800 1,930,000 75 26 96 4 7 3 13,245,600 4,870,000 19,036,250 723,185 780,000 650,000 43 12 77 1 15 8 25,059,000 6,160,000 38,930,020 500,000 10,221,700 4,552,000 15 41,550,000 1 1,500,000 8 17,900,000 280 6,925,000 462 22,387,500 382 36,549,520 211 39,305,035 156 86,022,720 26 29 17 16 . . 77 25 Total, Eastern States .. 500,000 65 37 149 725,000 425,000 400,000 100,000 350,000 125,000 425,000 75,000 200,000 3,175,000 200,000 925,000 475,000 37 37 19 4 41 16 24 9 10 216 15 39 25 1,728,500 1,745,000 925,000 200,000 1,888,000 730,000 1,082,000 410,000 480,000 10,536,000 735,000 1,860,000 1,175,000 24 25 21 12 24 11 22 12 9 125 8 37 25 2,135,000 2,200,000 2,035,000 1,135,000 2,058,000 1,075,000 2,055,000 1,140,000 840,000 11,917,300 720,000 3,360,000 2,055,000 10 11 8 5 13 1 7 4 4 40 5 16 9 1,900,000 2,091,000 1,480,000 825,000 2,575,000 250,000 1,260,000 850,000 700,000 7,245,000 845,000 2,595,400 1,775,000 4 5 5 8 6 6 3 5 24 4 16 9 6,375,000 1,700,000 1,950,000 2,100,000 4,400,000 2,600,000 3,500,000 985,000 2,700,000 10,100,000 1,500,000 6,575,000 4,700,000 304 7,600,000 492 23,494,500 355 32,725,300 133 24,451,400 105 49,185,000 3 5,470,000 1,392 142,926,200 82 65 99 8 27 153 2,050,000 1,625,000 2,475,000 200,000 675,000 3,825,000 85 66 135 30 40 69 4,003,000 2,953,000 6,430,500 1,470,000 1,890,000 3,101,000 109 71 122 40 9,911,000 6,765,000 10,873,000 3,830,000 3,005,000 2,105,000 52 30 36 9 21 7 9,260,000 5,720,000 6,670,000 1,615,000 3,745,000 1,360,000 32 13 12 15,700,000 7,000,000 6,100,000 3,850,000 2,750,000 6,400,000 9 19,800,000 1,500,000 16,750,000 4,000,000 4,000,000 4,000,000 369 246 412 96 130 264 60,724,000 25,563,000 57,298,500 14,965,000 16,065,000 20,791,000 14 5 17 3 8 1-27 8 37 19 9 2 3 $60,000,000 1 2,710,700 63,660,700 6.000.000 ! 4 I 2 3,825,000 1 1,645,000 1 7 2 2 2 o 77 57 51 197 22 80 20 New York New Jersey Pennsylvania Delaware Maryland.. District of Columbia Ohio Indiana Illinois Michigan Wisconsin Minnesota Number. 3 6 0 2 Total, New England States Virginia West Virginia North Carolina South Carolina Georgia.. . Florida Alabama Mississippi. Louisiana Texas Arkansas.. Kentucky Tennessee $25,000. 1 s.noo.ooo w O Q O H W O F O H o d w w 6,390,000 Iowa 93 j 2,325,000 [ 134 1,675,000 Missouri. 29 ! 725,000 | 37 Total, Middle States...| 556 | 13,900,000 596 | 27,912,500 North Dakota. South Dakota.. Nebraska Kansas Montana Wyoming Colorado New Mexico... Oklahoma 90 56 87 75 10 9 38 18 183 2,250,000 1,400", 000 2,175,000 1,875,000 250,000 225,000 950,000 450,000 4,575,000 1,505,000 1,200,000 4,020,000 4,132,500 420,000 450,000 1,890,000 645,000 3,535,000 6,190,000 3,185,000 500 3,200,000 2,150,000 45,864,000 183 33,780,000 730. 685; 2,285, 3,695, 820, 885, 2,115, 550, 2,570, 5 I 2,200,000 6 | 3,600,000 91 200,000 150,000 1,675,000 1,500,000 2,275,000 47,600,000 I 317 I 20,365,000 ! 122 | 31,035,000 19,700,000 I 29 j 69,750,000 j 8,000,000 11,956 j 246,806,500 132 89 214 211 41 28 113 40 294 3,300,000 1,100,000 3,400,000 I 1,150,000 350,000 1,125,000 4,685,000 3,435,000 13,455,000 12,302,500 3,765,000 1,560,000 9,505,000 1,995,000 11,805,000 o w H O *j 566 Total, Western States.. Washington Oregon California Idaho Utah Nevada.. Arizona Alaska .. . ! .. ... 20 21 37 12 5 1 3 500,000 525,000 925,000 300,000 125,000 25,000 75,000 378 ! 17,797,500 I 157 j 14,335,000 J 16 27 20 i Total, Pacific States Hawaii Porto Rico . . . 14,150,000 99 1 o ,475, 800,000 1,326,000 1,360,000 970,000 330,000 150,000 280,000 100,000 000 109 5,316, 000 25 000 2 7,800,000 I ; 4,250,000 1,000,000 9,900,000 725,000 325,000 2 1 30 16,950,000 8,250,000 800,000 1,000,000 36 | 6,702,800 '• 4 j 8,250,000 500,000 1 25,000 85,000 45,575,000 [2,110 |100,823,000 j 1,(523 151,524,320 j 760 1140,828,335 6,000,000 1,162 ; 62,507,500 64 64 144 39 20 10 13 7,950,000 4,541,000 33,832,800 l,930,0C0 2,180,000 l,782,0C0 755,000 100,000 1 I 6,000,000 i 356 j 53,070,800 H W o o g o 710,CCO 500,000 476 |249,283,920 ! ;.... 610,000 100,000 100,000 j . Total, United States.! 1,823 7,377,C 16 950,000 700,000 4,002,800 I 17 85, 000 i Total, island possessions 15 i 1,450,000 990,000 3,395,000 660,000 200,000 282,000 400,000 45 | 8,425,000 69 1162,330,700 | :0,000,000 16,873 j 930,365,275 o cj w 112 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908. MAINE. Charter No. 9181 Title. Bridgton National Bank, Bridgton Capital. $.50,000 NEW HAMPSHIRE. 9001 White Mountain National Bank of Gorham Hartford National Bank of White River Junction MASSACHUSETTS. 9086 Manufacturers National Bank of North Attleborough Total New England States (4 banks) $200,000 N E W YORK. 8957 9019 9060 9065 9109 9135 9171 9187 9206 9219 First National Bank of Whitestone National Bank of Fredonia East Worcester National Bank First National Bank of Washingtonville Manufacturers National Bank of Ilion Emerson National Bank of Warrensburgh First National Bank of Croton on Hudson First National Bank of Mineola First National Bank of Middleport.Peoples National Bank of Brooklyn in New York Total (10 banks) $50,000 50,000 25,000 25,000 50,000 50,00a 25,000 50,000 25,000 200,000 550,000 NEW JERSEY. 9061 9213 9229 9260 First National Bank of White House Station Manasquan National Bank, Manasquan Merchants National Bank of Jersey City Califon National Bank, Califon Total (4 banks) $30,000 50,000 200,000 25,000 305,000 PENNSYLVANIA. 8938 Industrial National Bank of West York First National Bank of Fleetwood Grange National Bank of Clarion County at Sligo Peoples National Bank of West Alexander Grange National Bank of Susquehanna County at New Milford. 8962 First National Bank of SchafEerstown Merchants National Bank of Pottsville Mohnton National Bank, Mohnton 8969 Mechaniesburg National Bank, Mechanicsburg 8973 First National Bank of New Albany 8985 First National Bank of Orbisonia 9026 Brownstown National Bank, Brownstown 9028 First National Bank of Hamburg 9034 First National Bank of Coopersburg 9058 Farmers and Miners National Bank of Bentley ville 9072 First National Bank of Goidsboro 9084 Valley National Bank of Green Lane 9107 First National Bank of Hegins 9110 Grange National Bank of Spartansburg 9113 Coplay National Bank, Coplay 9114 Bendersville National Bank, Beadersville 9128 First National Bank of Castle Shannon 9130 First National Bank of Factoryville 9139 National Bank of Arendtsville 9149 National Bank of North East 9154 Peoples National Bank of Clintonville $50,000 25,000 25,000 25,000 25,000 25,000 200,000 25,000 50,000 25,000 25,000 25,000 25,000 25,000 50,000 25,000 25,000 50,000 25,000 25,000 25,000 25,000 30,000 25,000 50,000 25,000 113 EEPOET OF THE COMPTROLLER OP THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908— Continued. PENNSYLVANIA—Continued. 9198 9202 9207 9216 9235 9240 9247 9248 9249 9256 9257 9259 Peoples National Bank of Mount Pleasant First National Bank of Riegelsville Littlestown National Bank, Littles town First National Bank of Intercourse Luzerne County National Bank of Wilkes-Barre. First National Bank of Auburn Citizens National Bank of Shenandoah Farmers & Miners National Bank of Forest City. First National Bank of Howard First National Bank of Fairfield Telford National Bank, Telford Miliersville National Bank, Millersville $50,000 25,000 25,000 35,000 400,000 25,000 100,000 50,000 25,000 25,000 25,000 25,000 Total (38 banks) 1,765,000 DELAWARE. 9132 First National Bank of Dagsboro First National Bank of Felton $25,000 25,000 Total (2 banks) 50,000 MARYLAND. 9066 9238 First National Bank of Union Bridge. First National Bank of Monrovia $25,000 25,000 Total (2 banks). 50,000 Total Eastern States (56 banks) $2,720,000 VIRGINIA. 8984 9012 9043 9177 9222 9224 9246 9261 Peoples National Bank of Rocky Mount First National Bank of Wytheville First National Bank of Highland at Monterey Clifton Forge National Bank, Clifton Forge... Peoples National Bank of Farmville First National Bank of Blackstone Albemarle National Bank of Charlottesville Waynesboro National Bank, Waynesboro $25,000 50,000 25,000 50,000 25,000 60,000 100,000 25,000 Total (8 banks) 360,000 WEST VIRGINIA. 9038 9048 9071 First National Bank of Elm Grove National Bank of Thurmond Peoples National Bank of Beckley First National Bank of Welch McDowell County National Bank of Welch. Total (5 banks) $25,000 50,000 50,000 50,000 100,000 j 275,000 NORTH CAROLINA. 8953 8996 9044 9067 9076 9085 9123 9124 9164 9203 First National Bank of Asheboro National Bank of Granville at Oxford National Bank of Kins ton Commercial National Bank of Raleigh... Peoples National Bank of Salisbury . . . . . First National Bank of Kinston Commercial National Bank of Greensboro American National Bank of Wilmington. Union National Bank of Charlotte First National Bank of Forest City Total (10 banks) G22SO—CUB 190S $25,000 60,000 100,000 100,000 100,000 100,000 200,000 100,000 100,000 25,000 910,000 114 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908— Continued. SOUTH CAROLINA, Charter No. 9057 9083 9104 9190 Title. Capital. I National Bank of Leesville i First National Bank of Camden I Citizens National Bank of Anderson.. j Fourth National Bank of Greenville.. $25, OIK) 50, 000 100, 000 100, 000 275, 000 Total (4 banks). GEORGIA. 8945 8966 8990 9039 9051 9074 9088 9105 9106 9186 9212 9252 9254 First National Bank of Covington... Third National Bank of Fitzgerald.. Citizens National Bank of Macon First National Bank of Jefferson First National Bank of Winder American National Bank of Cordele. First National Bank of Millen American National Bank of Atlanta. First National Bank of Nashville Jackson National Bank, Jackson Commercial National Bank of Macon First National Bank of Elberton Colquitt National Bank, C o l q u i t t . . . Total (13 banks) 1,365,000 FLORIDA. First National Bank of 9007 i Peoples National Bank 9035 I First National Bank of 9049 j Barnett National Bank Alachua of Pe^sacola... Fort Myers of Jacksonville $25,000 100,000 50,000 750,000 Total (4 banks) 925.000 ALABAMA, 8963 9055 First National Bank of Scottsboro First National Bank of Prattville i I Total (2 banks) $25,000 50,000 75,000 MISSISSIPPI. 9040 9041 9094 9196 9204 9251 First First First First First First National National National National National National Bank Bank Bank Bank Bank Bank of Pontotoc of Philadelphia of Corinth of O k o l o n a . . . . of Ripley of Ackerman.. $50,000 50, 000 100,000 25, 000 25, 000 25, 000 Total (6 banks) 275,000 LOUISIANA. 8959 9237 First National Bank of Bogalusa First National Bank of De Ridder Total (2 banks) | ! j ! $25,000 25,000 50,000 115 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908—• Continued. TEXAS. 8965 8982 9053 9081 9126 9142 9148 9155 9178 9193 9205 9226 9245 Cresson National Bank, Cresson First National Bank of Olney Home National Bank of Stanton Citizens National Bank of Plainview First National Bank of Lockney First National Bank of Pampa F i r s t N a t i o n a l B a n k of Valley Mills N a t i o n a l B a n k of C o m m e r c e of E l P a s o F o a r d C o u n t y N a t i o n a l B a n k of Crowell Lockney National Bank, Lockney First National Bank of Kosse American National Bank of Houston Union National Bank of Dallas I $25,000 25,000 25,000 100,000 25,000 25, COD 30,000 200,000 25,000 25,000 25,000 250,000 200,000 \ Total (13 banks) ! ! i I ' 980,000 ! ! ! ; ! [ ARKANSAS. 8952 9022 9037 First National Bank of Huntsyille First National Bank of Newark England National Bank of Little Rock §25,000 25,000 100,000 Total (3 banks) 150, COO KENTUCKY. 8943 Farmers National Bank of Clay 9098 I First National Bank of Clinton , 9241 ! National Bank of Commerce of Louisville. $25,000 50,000 800,000 Total (3 banks). 875,000 TENNESSEE. 9027 9089 9112 9162 9176 9184 9239 First National Bank of Polk County at Copperhill First National Bank of Woodbury City National Bank of Martin First National Bank of Etowah Citizens National Bank of Chattanooga National City Bank of Memphis Third National Bank of Union City $25,000 25,000 50,000 25,000 300,000 200,000 60,COO 685,000 Total (7 banks). Total Southern States (80 banks) 7,200,000 OHIO. 9062 9091 9095 9163 9179 9192 9194 9199 9211 9221 9243 9255 First National Bank of Lewisville First National Bank of West Milton Farmers National Bank of Manchester Citizens National Bank of Mount Sterling First National Bank of Bradford Park National Bank of Newark Union National Bank of Fostoria First National Bank of Ansonia First National Bank of Rich wood First National Bank of New Paris National Bank o,f Hudson Farmers and Traders National Bank of IIiilsboro Farmers National Bank of Arcanum Total (13 banks) ! 1 j I i ! ! $25,000 30,000 40,000 60,000 25,000 100.003 100,000 25,000 25,000 25,000 25,000 50,000 50,000 j 580,000 I | j i i 116 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31,1908-^ Continued. INDIANA. 9006 9073 9077 9090 9115 9122 9143 9152 9159 9175 9189 9209 9250 Tennyson National Bank, Tennyson Harrison National Bank of Rosedale First National Bank of Fort Branch Farmers and Merchants National Bank of Fort Branch Holland National Bank, Holland First National Bank of Kirklin North Vernon National Bank, North Vernon First National Bank of Brownstown Citizens National Bank of Knightstown First National Bank of Winslow First National Bank of Westport First National Bank of Cayuga First National Bank of Shirley First National Bank of Center Point Total (14 banks) $25,000 25,000 25,000 25,000 25,000 28,000 50,000 50,000 50,000 25,000 30,000 25,000 25,000 25,000 433,000 ILLINOIS. 8940 9010 9025 9096 9118 9169 9183 9208 9230 Taylorvilie National Bank, Taylorville Live Stock Exchange National Bank of Chicago Albion National Bank, Albion National Farmers Bank of Warren National Stock Yards National Bank Macomb National Bank, Macomb First National Bank of Arenzville Farmers First National Bank of Minooka First National Bank of Tampico Total (9 banks) $150,000 1,250,000 25,000 25,000 350,000 100,000 100,000 25,000 25,000 2,050,000 MICHIGAN. 9000 9020 9087 9099 9218 First National Bank of Alger County at Munising First National Bank of Boyne City Superior National Bank of Hancock Farmers National Bank of Richland First National Bank of Rochester Total (5 banks) " . $60,000 50,000 100,000 25,000 50,000 285,000 WISCONSIN. 9003 9140 9153 Merchants National Bank of Watertown, United States National Bank of Superior. Commercial National Bank of Madison... Total (3 banks) $120,000 100,000 200,000 420,000 MINNESOTA. 8977 8989 8993 9031 9033 9050 9059 9063 9064 9131 9147 9253 9262 National Bank of Luverno Worthington National Bank, Worthmgton National Bank of Wheaton First National Bank of Mabel National Bank of Adrian First National Bank of Milaca National Bank of Preston Peoples First National Bank of Olivia First National Bank of Stephen First National Bank of Deer River First National Bank of Biackduck Farmers National Bank of Waseca First National Bank of Gilbert Total (13 banks) $25,000 25,000 25,000 25,000 25,000 25,000 50,000 25,000 25,000 25,000 25,000 50,000 25,000 375,000 117 EEPOET OF THE COMPTROLLER OF THE CURRENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908— Continued. IOWA. Charter No. 8950 8970 8971 9014 9015 9017 9018 9024 9069 9116 9125 9168 9231 9233 Capital. Title. First National Bank of New Sharon First National Bank of Hubbard Commercial National Bank of Shenandoah... First National Bank of Adel Fairfieid National Bank, Fairfield First National Bank of Cambridge First National Bank of Northboro First National Bank of Story City First National Bank of Kanawha Lucas County National Bank of Chariton First National Bank of Strawberry Point.... Farmers National Bank of Kingsloy First National Bank of Diagonal Commercial National Bank of Cedar Rapids. Farmers National Bank of Allerton Hardin County National Bank of Eldora $50,000 25.000 50.000 50, 000 60.000 25, 000 25; 000 25, 000 25,000 50,000 25,000 25,000 25,000 100,000 25,000 50,000 Total (16 banks). 635,000 MISSOURI. 8979 9029 9042 9137 9172 9236 ! Cunningham National Bank of Joplin First National Bank of Cassvillo City National Bank of Green City German American National Bank of St. Joseph Shelbina National Bank " Security National Bank of Kansas City Traders National Bank of Kansas City I j i I | ! Total (7 banks). $200,000 25,000 25,000 200,000 30,000 200,000 200,000 880,000 Total Middle Western States (80 banks) $5,653,000 NORTH DAKOTA. 8976 8991 8997 9005 9316 9075 9082 9133 9161 9214 First National Bank of Bowman First National Bank of Hettinger First National Bank of Steele First National Bank of Sharon First National Bank of Glen Ullin Cavalier County National Bank of Langdon. First National Bank of Marrnarth First National Bank of Walhalla , | First National Bank of Marion First National Bank of. Ryder Total (10 banks). 250,000 SOUTH DAKOTA 8942 9166 9188 $25,000 25,000 25,000 First National Bank of Springfield Peoples National Bank of Hot Springs. First National Bank of Letcher Total (3 banks) 75,000 NEBRASKA. 8949 8975 89SS 8992 8995 9056 9092 9138 9191 9200 9217 9223 9244 9258 Live Stock National Bank of South Omaha First National Bank of Campbell First National Bank of Decatur National Bank of Ainsworth Bonham National Bank of Fairbury Aurora National Bank, Aurora First National Bank of Amherst City National Bank of Wyniore Stockmcns National Bank of Rushviile She!ton National Bank, Shelton First National Bank of Tilden First National Bank of Adams Citizens National Bank of Wayne First National Bank of Callaway Total (14 banks) . , $100,000 25,000 25.000 35,000 50,000 75,000 25,000 50,000 35,000 25,000 50,000 25,000 60,000 25,000 605,000 118 EEPORT OF THE COMPTROLLER OF THE CURRENCY, No. 19.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1903—• Continued. KANSAS. Charter No. 8974 9097 913G 9157 9160 9197 9225 9232 Title. First National Bank of Wetmore First National Bank of Englewood First National Bank of Highland Burlingame National Bank, Burlingame First National Bank of Edmond First National Bank of Bonner Springs. First National Bank of Dexter First National Bank of Hoisington Total (8 banks) Capital $25,000 25,000 25,000 25,000 25,000 25,000 25.000 25^000 200,000 MONTANA. 9004 9103 9105 9215 First First First First National National National National Bank Bank Bank Bank of Sidney... of Ismay of Roundup of Hardin... $25,000 35,000 25,000 25,000 Total (4 banks) HO. 000 WYOMING. 8981 First National Bank of Saratoga $25,000 COLORADO. 8951 8907 9009 9013 9036 9045 9100 9117 9120 Merchants National Bank of Salida Cortez National Bank, Cortez « First National Bank of Carbondale First National Bank of Eagle County at Eagle. Lamar National Bank, Lamar First National Bank of Sedgvrick Montezuma Valley National Bank of Cortez Rocky Ford National Bank, Rocky Ford Farmers National Bank of Windsor Total (9 banks). $.50,000 25 000 25, 000 25, 000 50,000 25,000 30-000 50, 000 25,000 305.000 a Title changed to 'The First National Bank of Cortez.' NEW MEXICO OKLAHOMA. 8944 8994 8999 9008 9011 9023 9032 9046 Farmers and Merchants National Bank of Eldorado. American National Bank of Atoka First National Bank of Maysville Alfalfa County National Bank of Cherokee Eastman National Bank of Newkirk Muskogee National Bank, Muscogee First National Bank of Mulhail Park National Bank of Sulphur „ Total (.8 banks). $25,000 25,000 25,000 25, 000 50, 000 .100,000 25,000 25,000 300,000 Total Western States (58 banks) $1,895,000 WASHINGTON. 8958 8987 9030 9052 9054 90G8 9070 9079 First National Bank of Kennewick Connell National Bank, Connell Citizens National Bank of Vancouver First National Bank of Medical Lake First National Bank of O'dessa First National Bank of Washtucna Third National Bank of Walla Walla Northwestern National Bank of Beliingham. Washington National Bank of Eilensburg $25,000 25,000 50,000 25,000 25,000 50,000 100,000 100,000 50,000 119 EEPOKT OF THE COMPTKOLLEB OF THE CXTEBENCY. No. 10.—NATIONAL BANKS CHARTERED DURING THE YEAR ENDED OCTOBER 31, 1908— Continued. WASHINGTON—Continued. Charter JSio. 9101 9102 9129 9144 9150 9170 9182 9185 9210 Title. Capital. National Bank of Cheney First National Bank of Lind First National Bank of Quincy.. First National Bank of Wapato Security National Bank of Cheney.. National Bank of Oakesdale "... First National Bank of Brewster... First National Bank of U i l l y a r d . . . Garfield National Bank, Garfield.. First National Bank of Harrington. $25,000 25,000 25,000 25,000 25,000 25,000 25,000 25.000 25', 000 50,000 Total (19 banks). 725,000 OREGON. 8941 First National Bank of Springfield 8955 Roseburg National Bank, Roseburg 9002 Stockgrowers and Farmers National Bank of Wallow a. 9021 United States National Bank of Salem . 9047 First National Bank of St. Johns 9127 First National Bank of Lebanon 9146 First National Bank of Harrisburg 9180 Lumbermens National Bank of Portland 9201 First National Bank of Milton 9228 American National Bank of Pendleton $25,000 50,000 50,000 100,000 25,000 50,000 25,000 250,000 50,000 100.000 Total (10 banks). 725,000 CALIFORNIA. 9093 First National Bank of Inglewood 9121 Union National Bank of Pasadena 9141 Seaboard National Bank of San Francisco 9156 United States National Bank of Dinuba 9158 First National Bank of Dinuba 9167 First National Bank of Orosi 9173 National Bank of Visalia 9174 London-Paris National Bank of San Francisco.. 9195 First National Bank of Delano 9220 Alameda National Bank, Alameda. 9227 First National Bank of Auburn 9234 First National Bank of Kerman Total (12 banks) I 3,325,000 IDAHO. 9134 9145 9263 $50,000 50,000 50,000 Wallace National Bank, Wallace Haiiey National Bank, Ilailey Bonner County National Bank of Sandpoint. Total (3 banks). 150,0C0 UTAH. 9111 9119 First National Bank of Spanish Fork. First National Bank of Beaver C i t y . . . $25,000 25,000 Total (2 banks). 50,000 NEVADA. 9078 9242 First National Bank of Goldfield First National Bank of Carson City $125,000 50,000 Total (2 banks). Total Pacific States (48 banks) Total United States (323 banks) I ;.. 175,000 $5,150,000 22,823,000 120 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 11.—NUMBER OF STATE BANKS CONVERTED INTO NATIONAL BANKING ASSOCIATIONS IN EACH STATE AND TERRITORY FROM 1863 TO OCTOBER 31, 1908. State or Territory. Number of banks. Alabama Arizona Arkansas California Colorado .., Connecticut Delaware District of Columbia.. Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi.. Missouri.............. Montana State or Territory. $975,000 2 16 32 14 65 6 2 5 16 3 19 16 35 58 28 8 34 34 182 13 49 4 100.000 1,135,000 9,977,800 1,065,000 18,932,770 585,010 230,000 1,225,000 1,467,000 125,000 2,330,000 853,000 1,685,000 2,447,000 5,156,900 2,800,000 4,605,000 9,824,372 65,641,200 1,335,000 2,946,000 240,000 10,384,300 Number of banks. Nebraska New Hampshire.. New Jersey New Mexico New York North Carolina... North Dakota.... Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina... South Dakota Tennessee Texas Vermont Virginia Washington West Virginia Wisconsin.. Wyoming 305,000 49 28 44 3 207 16 30 18 46 9 104 52 4 22 22 1 22 18 15 20 20 2 Capital.. $2,345,000 2,595, 000 7,670,450 150,000 91,206,291 1,191, 000 860, 000 1,740, 000 1,300,000 851,000 30,444,095 16,717,550 925,000 650, 000 2,370,000 200,000 2,029,990 1,741,300 700, 000 1,333,900 1,710,000 100,000 315,200,928 Total. No. 12.—NUMBER OF NATIONAL BANKS IN EACH STATE EXTENDED UNDER ACT OF JULY 12, 1882, TO OCTOBER 31, 1908. State or Territory. Maine New Hampshire. Vermont Massachusetts Rhode Island Connecticut Total New England | States 1 New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total Eastern States Virginia West Virginia.. North Carolina. South Carolina. Number of banks. i 71 49 47 250 I' 61 j 85 ! 563 302 83 303 18 47 761 25 21 14 12 Number of banks. State or Territory. North Dakota.. South Dakota.. Nebraska Kansas Montana Wyoming Colorado New Mexico.... Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee TotalSouthern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri State or Territory. , Total Middle Western States. 304 188 82 161 68 49 41 115 37 741 Total W e s t e r n States Washington.. Oregon California Idaho Utah Nevada Arizona Number of banks. 16 18 70 76 10 6 26 5 227 17 27 T o t a l Pacific States 69 Total United States 2,605 EEPOET OF THE COMPTBOLLEE OF THE 121 CURRENCY. No. 13.—NUMBER OF NATIONAL BANKS IN EACH STATE BEEXTENDED UNDER THE ACT OF JULY 12, 1882, AS AMENDED APRIL 12, 1902, TO OCTOBER 31, 1908. State or Territory. Number of banks. Maine. New Hampshire Vermont Massachusetts Khode Island Connecticut Total, New England States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States.. 46 30 25 142 24 61 328 173 44 140 11 28 1 397 State or Territory. Virginia West Virginia North Carolina South Carolina Georgia Alabama Texas Kentucky Tennessee Total, Southern States Ohio Indiana Illinois Michigan Wisconsin Minnesota Number of banks. Number of banks. State or Territory. 10 Iowa 8 j Missouri 2 3 |! Total, Middle Western 4 1 States. 1 (I 18 5 188 3 2 3 3 ]l NAhmsTrn, 8 6 Kansas Colorado Total, Western States. 8 63 Oregon 27 Idaho 39 Total, Pacific States.. 11 17 8 1 Total, United S t a t e s . . 1 1 2 45 968 No. 14.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE DURING THE YEAR ENDING OCTOBER 3 1 , 1909, WITH DATE OF EXPIRATION AND CAPITAL, THE CHARTERS OF WHICH MAY BE EXTENDED UNDER THE ACT OF JULY 12, 1882. Title. State. 3952 3947 3962 3959 3949 3961 3964 3956 3971 3955 3968 3958 Manufacturers National Bank of Rockford First National Bank of Bessemer First National Bank of Litchfield First National Bank of Nevada , American National Bank of Leadville South Bethlehem National Bank, South Bethlehem Thomaston National Bank, Thomaston Baker-Boyer National Bank of Walla Walla First National Bank of Ironwood First National Bank of Nanticoke Iowa State National Bank of Sioux City City National Bank of Kearney. Ill Mich I 111 j Mo ! Colo I Pa Conn I Wash... ! Mich j Pa ; Iowa Nebr.. 3967 3960 3982 3979 3977 3975 3973 3980 3981 3997 3994 3995 3987 3996 4004 3985 3991 3989 4007 4013 4121 3983 3984 3990 4022 3988 4012 4003 4011 4028 4049 4054 Citizens National Bank of Franklin First National Bank of Albion First National Bank of Pipestone Independence National Bank, Independence Merchants National Bank of Lawrence Merchants and Farmers National Bank of Weatherford First National Bank of Clarksville First National Bank of Mount Carmel First National Bank of Florence Union National Bank of Mahanoy City Middleborough National Bank, Middleboro Western Montana National Bank of Missoula Conestoga National Bank of Lancaster Haddonfield National Bank, Haddonfield Farmers and Mechanics National Bank of Fort Worth National Bank of Commerce of Dallas Peoples National Bank of Paola City National Bank of Sulphur Springs First National Bank of Montrose Lenox National Bank, Lenox Citizens National Bank of Kokomo First National' Bank of Gainesville Wolfe City National Bank, Wolfe City National Bank of Coatesville Iowa National Bank of Davenport Citizens National Bank of Lebanon First National Bank of Cartersville First National Bank of Harrisburg East Stroudsburg National Bank, East Stroudsburg. Houston National Bank, Houston Second National Bank of Hagerstown Teutonia National Bank of Dayton Ind. ! Nebr.. Minn Oreg Mass Tex ...do Pa Ala Pa Mass Mont Pa N. J Tex ...do.... Kans Tex Colo Mass Ind Ga Tex Pa Iowa y Ga Ill Pa Tex Md Ohio.... Date of expiration. 1908. Nov. 20 Nov. 24 ..do..., Nov. 28 Dec. 10 ...do... Dec. 11 Dec. 12 Dec. 14 Dec. 20 Dec. 22 Dec. 26 1909. Jan. Jan. | Jan. I Jan. ! Jan. I Jan. | Jan. : Jan. i Jan. Feb. Feb. 14 ...do Feb. 16 ..do.... Feb. 18 Feb. 20 ..do.... Feb. 21 ...do.... ..do.... Feb. 22 Feb. 26 Feb. 27 Mar. 9 ..do.... Mar. 11 Mar. 21 Mar. 23 ..do Mar. 28 ..do Mar. 29 Capital. $200,000 50,000 75,000 100,000 100,000 50,000 50,000 100,000 50,000 100,000 200,000 50,000 75,000 60,000 50,000 50,000 100,000 100,000 50,000 50,000 100,000 125,000 •50,000 100,000 200,000 50,000 300,000 150,000 50,000 100,000 50,000 50,000 200,000 100,000 100,000 100,000 100,000 100,000 50,000 60>000 50,000 100,000 100,000 200,000 122 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 14.—NATIONAL BANKS THE CORPORATE EXISTENCE OP WHICH WILL DURING THE YEAR ENDING OCTOBER 31, 1909, ETC.—Continued. Title. 4008 4046 4020 4021 4008 4014 4027 4037 4016 4040 4017 4029 4023 4071 4019 4039 4034 4030 4095 4041 4044 4035 4045 4051 4058 4056 4072 4055 4050 4061 4111 4085 4057 4090 4066 4067 4070 4073 4076 4092 4077 4083 4078 4079 4096 4098 4101 4086 4100 40S8 4115 4097 4142 4191 4103 4093 4114 4162 4107 4112 4106 4120 4128 4108 4104 4125 4133 4119 4131 4118 4123 4137 4164 4138 4139 4132 4H7 National Deposit Bank of Owensboro Farmers and Merchants National Bank of Easton Traders National Bank of Tullahoma First National Bank of Commerce Union National Bank of Manhattan National Bank of Forney National Exchange Bank of Roanoke Peoples National Bank of Laconia First National Bank of Meridian First National Bank of Burlingame First National Bank of Beaumont First National Bank of Wisner First National Bank of Pocatello Pulaski National Bank, Pulaski First National Bank of Murphysboro First National Bank of Mifflintown First National Bank of Little Falls First National Bank of Lockhart First National Bank of Stephen ville Colebrook National Bank, Colebrook Exchange National Bank of Spokane National Bank of Clebume First National Bank of Bowling Green Commercial National Bank of Salt Lake City First National Bank of Herington * Bloomfield National Bank, Bloomfield Paterson National Bank, Paterson First National Bank of Shullsburg Quaker City National Bank of Philadelphia Farmers National Bank of Adams Citizens National Bank of Chillicothe Dorchester National Bank of Cambridge First National Bank of Lamar State National Bank of Frankfort Camden National Bank, Camden First National Bank of Huntsville City National Bank of Bryan First National Bank of Englewood, Chicago First National Bank of McGregor First National Bank of Jeannette First National Bank of Longview First National Bank of Brunswick Farmers National Bank of Pawnee City First National Bank of Carrollton^ National Bank of California at Los Angeles First National Bank of Scottdale Marshall National Bank, Marshall First National Bank of Cameron First National Bank of Somerset Davis National Bank of Piedmont Dawson National Bank, Dawson First National Bank of Gatesville Duncannon National Bank, Duncannon Pocomoke City National Bank, Pocomoke City Citizens National Bank of Adams First National Bank of Bastrop First National Bank of Laporte City Second National Bank of Elkton National Capital Bank of Washington Planters National Bank of Honey Grove National Bank of Wahpeton First National Bank of Santa Paula Portland National Bank, Portland Mercantile National Bank of Pueblo Pierre National Bank, Pierre Union National Bank of Muskegon First National Bank of Lockland Atlantic Highlands National Bank, Atlantic Highlands Austin National Bank, Austin First National Bank of Orange First National Bank of Marinette Stephenson National Bank of Marinette Citizens National Bank of Marietta First National Bank of Long Branch First National Bank of Dunlap First National Bank of Tallahassee Peoples National Bank of Keyport State. Ky.. Md Tenn. Tex. Kans... Tex. Va. N. II. Tex. Kans. Tex. Nebr. Idaho.. Va. 111. Pa. Minn. Tex. do .. { N. H . . j Wash. Ohio. Utah. Kans.. N. J. do. Wis. Pa. N. Y. Mo. Md.. Mo. Ky. Ark. Ala. Tex 111. Tex. Pa. Tex. Mo.. Nebr. Mo.. Cal. Pa. Tex. do.. Pa. W. Va . Ga. Tex. Pa. Md N. Y . . . . Tex Iowa Md D. C . . . Tex N. Dak. Cal Me Colo S. Dak.. Mich.... Ohio N. J Minn Tex Wis ...do.... Ohio... N. J.... Iowa Fla N. J.... Date of expiration. 1909. Mar. 30 Apr. 4 Apr. 6 Apr. 8 Apr. 9 Apr. 11 Apr. 13 .do.. Apr. 15 ..do Apr. 16 .do. Apr. 17 Apr. 18 Apr. 19 .do Apr. 23 Apr. 25 .do. May 2 May 4 May 6 ...do ...do. May 13 May 18 May 20 May 23 May 29 ...do .do June 6 June 18 June 20 June 22 .do June 25 June 26 June 28 .do. July 6 July 8 July 13 July 17 July 19 July 20 July 23 July 24 July 29 July 20 Aug. 1 Aug. 3 Aug. 6 ..do Aug. 7 Aug. 9 Aug. 12 .do. Aug. 14 ...do Aug. 15 Aug. 16 Aug. 20 Aug. 21 Aug. 23 Aug. 26 Aug. 30 Sept. 5 Sept. Sept. . .do . Sept. Sept. Sept. Sept. Sept. 9 10 16 23 25 27 30 EXPIRE Capital. $325,000 50,000 50,000 50', 000 50,COO 50,000 250,CCO 50,0C0 60,000 50,000 200,000 50,000 50,000 50,000 50,000 50;000 50,000 50,000 75,000 75,000 750,000 75,COO 50,COO 200,000 25,CCO 50,COO 300,000 50,000 500,000 50,000 150,000 50.000 ioo;ooo 150,000 50,000 100,000 50,000 150,000 50,000 50,000 60,000 50,000 50,000 100,000 5(30,000 50,000 100,000 75,000 50,000 50,000 100,000 100,000 65,000 50,000 50,000 50,000 75,000 50,000 200,000 75,000 50,000 75,000 soo, ooo 100,000 50,000 100,000 50,000 50,000 50,000 100,000 100,000 100,000 100,000 50,000 40,000 50.000 50,000 123 EEPOET OF THE COMPTROLLER OF THE CUKBENCY. No. 14.—NATIONAL BANKS THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE DURING THE YEAR ENOING OCTOBER 31, 1909, ETC.—Continued. Title. 4156 4145 4254 4158 4188 4148 4151 4154 4169 4207 4155 4149 4157 Date of expiration. State. First National Bank of Middleburg Union National Bank of Louisville Hope well National Bank, Hopewell Capital National Bank of Indianapolis. Pittsfleld National Bank, Pittsfield German National Bank of Beatrice First National Bank of Hamilton First National Bank of Lake Charles... First National Bank of Rock wood Yardley National Bank, Yardley. First National Bank of Primghar. First National Bank of Frpstburg First National Bank of Independence Total (134 banks) 1909. Oct. 3 | Oct. 4 ! Oct. 5 ! Oct. 15 J .do....| Oct. ...do. .do.. Oct. 24 Oct. 25 Oct. 28 Oct. 30 Oct. 31 Ind... Me.... Nebr.. Mo.... La.... Tenii., Pa.... Iowa.. I Md.. ! Mo.. ! Capital. ] $50,000 500', 000 50,000 500,000 50,000 50,000 50,000 100,000 50,000 100,000 50,000 50,000 103.000 J13,895,000 No. Charter No. 15.—NATIONAL BANK THE CORPORATE EXISTENCE OF WHICH WILL EXPIRE DURING THE YEAR ENDING OCTOBER 3 1 , 1909, WITH DATE OF EXPIRATION, ETC., THE CHARTER OF WHICH MAY BE REEXTENDED UNDER THE ACT OF JULY 12, 1882, AS AMENDED APRIL 12, 1902. 1692 Date of expiration. State. Title. Capital. 1909. ! Tenn.... Feb. 27 $200,000 First National Bank of Murfreesboro i No. 16.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH FROM JANUARY 1, 1878, TO NOVEMBER 1, 1908, UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATION, CIRCULATION SECURED BY THE BONDS ON DEPOSIT, THE AMOUNT OF LAWFUL MONEY ON DEPOSIT TO REDEEM CIRCULATION, AND NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTES OF NATIONAL GOLD BANKS. I Lawful | U. S. bonds Total money on Num-f her > ! Authorized j on deposit to Circulation j deposit to re- nationalsecured by ,D a 'n,k, j„ 'capitalstock, secure circu- U. S. bonds, deem circula- bank notes :: outstanding. - ! • j lation. I tion. Date. 1878. January February March April May June July August September October November December 1879. January February March April May June July August September October November December $185,557,771 [ $346,187,550 $309,890,415 484,836,371 ' 346,302,050 310,240,005 482,952,071 ,, 346,522,550 310,301,472 482,144,671 I 346,336, 250 310,008,832 481,019,671 ! 347, 711,8,50 310,826,422 i 480,660,571 ! 349,166,450 312,435,462 ; 479,627,996 ! 349,546,400 313,020,832 ! 477,675,996 j 318,880,900 312,995, 592 ! 477,698,296 i 349.049,450 313,154,792 i 476,335, 396 | 349, 560, 650 313,159,592 2,053 I 473,865,396 ; 349,408,900 312,830,797 319, 795, 000 313, 355, 839 473,859,396 I | ! 2,059 471,609, 396 | 469,995, 856 | 467,778. 606 !! 465,890, 006 461,608, 206 ! 463,223, 515 ! 462,843, 515 ! 462,822, 515 ! 462,567, 515 463,11 515 : 462,392, 515 ! 461,842, 515 i 349,068,000 348, 939,200 350,690, 400 351,196,400 352, 250,550 353, 422,300 354,254, 600 353,201,800 355,638, 950 359,030, 500 363, 802, 400 365,194, 900 313,218,189 312,725,809 313,691,639 314,244,779 315,628,352 316,335, 949 317,315,679 316, 412, 560 317,534, 289 320,86S, 979 324,054,279 326,684,059 811,782,090 11,839,305 11,688,519 12,184,682 12, 315,257 11,552,623 11,493,452 10,910, 967 10,294,370 9, 988,127 9, 629, 918 9, 935, 217 10,573,485 ! 11,673,960 12,354,531 12,882,417 i 13,516,558 13,203,462 12,376,018 13,545,677 | 13,25S,098 13,408,261 13,127,139 13, 381, 719 $321,672,505 322,079,310 321,989,991 322,193, 514 323,141, 679 323,988,085 324,514,284 323, 906,559 323,449,162 323,147,719 322,460,715 323,291,056 323,791,674 324,399,769 326,046,170 377,127,196 329,144,910 329, 539,411 329,691,697 329,958,237 330, 792,987 334,272,240 337,181,418 340,065,778 124 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 16.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OP EACH MONTH, ETC.—Continued. Date. Lawful Total Num- Authorized U. S. bonds Circulation money on nationalber of capital stock. on deposit to secured by deposit to re- bank notes secure circu- U. S. bonds. deem circulabanks. lation. outstanding. tion. 1880. January February March April May June July August September October November December 1881. January February .. March April May.. June July August September . October November . December.. $461,557,515 $367,021,000 $328,773,639 461, 715,515 364,765,900 326, 785,599 462,407,585 362,728,050 325,032,790 464,177,585 363,656,050 325,425,390 464,507,585 363,003,650 325,519,740 464,915,185 362,715,050 325,301,700 465,205,185 361,652,050 324,242, 730 465,915,185 361,152,050 323,886,720 466,267,285 361,113, 450 323, 903,330 466,245,085 359,935,450 323,056,530 466,590,085 359,748,950 322,798,130 467,639; 085 359,808,550 322, 206,550 $13,613, 697 16,945,310 18,604,197 18,959,687 19,410, 910 19,882,033 20,262,697 20,266,967 20,153,448 20,848,363 21,035,977 21,500,091 $342,387,336 343,730,907 343,636,989 344,385,077 344,930,650 345,183,733 344,505,427 344,153,687 344,056,778 343,904,893 343,834,107 343,706,641 467,039,084 466,981,785 466,640,185 466,890,185 467,542,685 468,557,685 469,382,685 470,322,685 471,282,935 472,565,935 466,307,335 467,907,335 359,823,550 359,811,050 345,739,050 351,480,000 354,683,000 358,829,900 360,488,400 362,684,000 364,285,500 365,751,500 369,608,500 371,336,100 322,832,101 322,654,721 305,587,202 309,034,317 316,226,247 318,497,814 321,148,399 323,478,586 325,824,746 326,513,546 329,180,122 331,729,532 21,523,102 21,895,977 38,447,716 38,538,105 36,374,320 35,653,904 33,894,276 33,846,027 32,675,940 32,237,394 31,164,128 30,438,878 344,355,203 344,550,698 344, 034,918 347,572,422 352,600,567 354,151,718 355,042,675 357,324,613 358, 000,686 358, 750,940 360,344,250 362,168,410 1882. January February . . March April May June July August September . October November . December.. 470,018,135 472,303,135 473,866,240 475,411, 240 478,013,940 482,954, 940 486,511,335 487,803,635 487,538,635 489,741,635 . 1 2,301 491,591,635 493,176, 635 371,692,100 371,270,200 370,602,700 369,900,700 366,359,650 364,079,350 361,212,700 362,736,500 361,452,350 362,043,250 362,505,650 362,174,250 332,398,922 331, 682,622 331,230,311 331,242, 702 327,729,622 223,919,522 320,312,832 319,805,161 320,769,739 323,487,353 324,304,343 323,820,480 30,023,066 30, 913,792 30,713,969 30,383,935 33,340, 677 35,955,812 38,429,202 39,017,621 39,745,163 39,401,781 38,423,404 38, 723,848 362,421, 988 362,596,414 361,944,287 361,626, 630 361,070,299 359,875,334 358, 742,034 358,822, 782 360,514,902 362,889,134 362, 727, 747 362,544,328 1883. January.. February March . . . April. TV*" n -ir May. June July August September. October November . December.. 492,076,635 494,199,635 498, 262,135 498,017,135 500,269,135 505,379,135 507,208,135 510,283,135 513,543,135 515, 528,135 516,608,135 516,348,135 360,531,650 359,567,450 358,163,800 357,201,400 357,339,750 356,588,600 356,596,500 357,298,500 355,674,150 353,308,650 352,877,300 351,174,600 322,386,120 321,626,353 320,235,601 319,849,816 319,899,521 319,013,856 319,249,806 319,461,847 318,367,216 316,278,066 316,020,326 314,573,106 40,265,049 40,540,877 41,084,788 39,945,249 39,368,605 39,150, 326 37,565,704 36,310,284 36,222,005 37,064,605 35,993,461 36,385,055 362,651,169 362,167,230 361,320,389 359, 795,065 359,268,126 358,164,182 356,815,510 355, 772,130 354,589, 221 353,342,671 352,013, 787 350, 958,161 518,031,135 517,380,635 519,104, 635 521,573,635 523, 348, 635 525,992,165 528,784,165 530,784,165 532,274,165 532, 749,165 532,554,165 531,875,165 347,538,200 343,475,550 341,533,050 339,116,150 337,618,650 336,257,150 334,147,850 332, 588, 600 331,371,100 329,186,000 325,316,300 320,244,700 310,953,321 307,828,001 306,100,465 303,699,075 302,533,855 301,238,845 299,369,370 297,983,165 297,136,455 295,375,959 291,849, 659 287,277,980 39,529,507 41,671,892 40,532,837 41,015,561 40,571,613 39,768,855 40,130,513 39, 913, 971 39,495, 690 40,453,269 41, 710,163 44,235,274 350,482,828 349,499, 893 346,633,302 344, 714, 636 343,105,468 341,007,700 339,499,833 337,897,136 336,632,145 335,829, 228 333, 559,813 331,513,254 1884. January February . . March April May June July August September. October November . December.. 2,155 2, 521 2,671 EEPOKX OF THE COMPTROLLER OF THE CURRENCY. No. 125 16.—AUTHOKIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FlEST DAY OF EACH MONTH, ETC.—Continued. U.S. bonds Circulation Num- Authorized ber of capital stock. on deposit to secured by secure circu- U. S. bonds. banks. lation. Date. 1885. January February March April May June July August September October November December 2,727 January . . . February .. March April May June July August September. October November December.. 1887. January February March April May June July August September October November December January . . . February . . March April May June July... August September. October November . December.. 1889. January February March , April May June July August September. „ October November December $529,910,165 $318,655,050 $285,496,055 530,380,165 317,282,600 284,127,895 530,590,165 315,854,500 282,772,315 531,151,165 315,386,850 282,336, 725 531,241,165 315,127,450 282,434,075 530,830,865 313,428,700 280,831,610 531,540,465 312,145,200 279,528,175 532,328,465 310,225,150 277,826,775 532,749,965 309,768,050 277,371,525 532,034,965 300,074,550 277,149,661 532,877,965 308,364,550 276,304,189 533,447,965 307,544,250 275,821,779 Lawful Total money on nationaldeposit to bank notes redeem cir- outstanding. culation. $43,662, 568 $329,158,623 42,784,663 326,912,558 41,888,596 324,660,911 39,881,941 322,218, 666 38,468,630 320, 902,705 38,032,217 318,863,827 39,541,757 319,069, 932 39, 503, 567 317,330,342 39, 613,802 316, 985,327 40,274, 772 317,424,433 39,542,979 315,847,168 41, 704, 029 317,525,808 534,378,265 535,398,265 537,896,965 538,652,065 540,414,565 543,669,565 545,206,565 549,542,565 550,252,565 553,002,565 552,775,165 553,855,165 , , , 3,151 3,319 274,466,748 271,065,593 266,047,488 259,405,300 255,322,541 250,257,632 247,087,961 244,675,012 242,168,247 234,682,736 219, 710,656 210,525, 601 42,976, 706 46,951,839 52,049,017 56,826,227 58,555,047 61,580,662 61,922,499 62,151,745 62,505,757 68,828,505 81,819,233 88,781, 909 317,443,454 318,017,432 318,096.505 316,231; 527 313,877,588 311,838,294 309,010,460 306,826,757 304,674,004 303,511,241 301,529,889 299,307,510 555,865,165 557,684,165 559,986,665 561,321,665 564,346,665 571,583,665 574,703,665 578,826,215 681,046,215 582,683,715 583,188,715 584,203, 715 , , 306,008,750 302,257,000 296,780,400 289,729,650 285,447,950 279,537, 400 275,974,800 273,549,800 270,524,150 261,848, 900 245,444,050 234,991,800 229,438, 223,926, 213,639, 206.938, 202,446, 200.939, 191,966, 189,445, 190,096, 189,917, 188,828, 187,147, 205,316,106 200,268, 346 191,004,726 185,009,551 181,026,016 179,309,020 171,629,341 169,303,430 169,951, 385 169,931,680 169,215,067 167,863,819 91,455,875 92,806,395 98,039,485 102,114,704 103, 979,299 103,051,871 107, 588,447 107,150,847 104, 313,124 102,962,170 102,826,136 102,019,176 296,771,981 293,074,741 289,044,211 287,124,255 285,005,315 282,360,891 279,217,788 276,454,277 274,264,509 272,893,850 272,041,203 269,882,995 584,726,915 586,505,915 588,785,915 589,637,915 591,437,915 592,467,915 592,852,915 594,631,915 595,313,915 596,041,015 596,796,015 597,457,315 184, 444,950 182, 764,950 182,161, 700 181,863, 700 182,033, 450 180,005, 150 178,312,650 177,438,800 176,508, 850 173,280,250 170,003, 350 166,796,650 165,205,724 163,833,205 163,235,505 162,743,135 162,891,912 161,134,338 159, 642, 657 158,874,203 158,133,712 155,365,068 152,366, 328 149,487,373 103,193,154 102, 024, 952 99,492, 361 97,427,882 95,692,133 94,675,310 92, 719, 664 90,758,447 88,294,850 88,236,639 87,018,909 86,955,794 268,398,878 265,858,157 262,727,866 260,171,017 258,584,045 255,809,648 252,362,321 249,632,650 246, 428,562 243,601, 707 239,385,237 236,443,167 598,239,065 599, 709, 365 600,684,365 602,404,365 603,264,365 607,390, 365 609,670,365 612,535, 365 614, 925,365 617,844, 365 620,174,365 621,959,365 163,480,900 160,463, 950 157,485,700 154,590,150 151,522,350 149,829,850 148,121,450 147,758,450 148,150, 700 147,037,200 145,668,150 144,709,250 146,372,588 143,580,313 140,874,515 138,190, 798 135,375,463 133,769,313 132,244,437 131,890,777 132,101,128 131,225,172 130,207,285 129,388,116 87,287,439 85,688,716 83,520,212 83,032,333 83,320,725 81,753,704 79,134,526 76,273,662 73,701,013 72, 437, 560 71,816,130 70,258,081 233,660,027 229,269,029 224,394, 727 221,226,131 218,696,188 215,523,017 211,378,963 208,164,439 205,802,141 203,662,732 202,023,415 199,646,197 i ! | i 126 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 16.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued. Date. 1890. January February March April May June July August September October November December Lawful U. Total Num- Authorized ! on S. bonds Circulation money on nationaldeposit to secured by 1 deposit to bank notes ber of :apital stock. secure circuU. S. bonds. redeem cir- outstanding. banks. lation. culation. $69,487,965 67,895,259 64,857,292 62,480,331 60,665, 663 58,573,322 56,203, 625 54,537, 072 55,455,037 56,440,709 54,796,907 53,315,181 $197,230,405 194,642, 289 192,267, 543 190,527,132 189,586., 579 187,549!, 848 185,970,775 184,391,633 183,280,468 181,871,025 179,755,643 178,568,376 125,660, 361 125,859,360 125,957,235 126,054,415 125,970,955 126,267,575 127,221,391 129,708,040 133,790, 690 135,093,378 136,753, 837 138,605, 343 51,627,485 49,762, 379 47,706,139 45,750,649 44,448, 421 42,969,884 40,706,183 38,835,019 37,543,649 36,842,328 35,430, 721 34, 388,264 177,287,846 175,721,739 173, 663, 374 171,805,064 170,419,376 169,237,459 167,927,574 168,543,059 171,334,339 171,935,706 172,184,558 172,993,607 j 157,205,950 158,515,050 159,513,800 I 160,447,300 I 161,352,550 I 162,549,050 163,190,050 163,500,550 164,012,050 164,498,550 164,883,000 166,511,500 140,084,203 141,435,288 142,319,978 143,355, 178 143,954,506 144, 680,363 145,683,023 146,132, 463 146,460,033 147,191,593 147,241,063 148,010,239 32, 994,382 31,770,208 30,301,897 29,174,273 28,522, 069 27,818,986 27,000, 827 26,395,250 26,196,396 25, 595,167 25,191,083 25,604,632 173,078,585 173,205,496 172,621,375 172,529,451 172,476,575 172,499,349 172,683,850 172,527,713 172,656,429 172,786,760 172,432,146 173,611,871 $623,791, 365 $142,849,900 $127,742, 630,003, 865 142,266,750 126,747, 632,757,865 143,197,000 127,410, 637,372,865 143, 900, 750 128, 046, 638,932,865 144,216,150 128,920, 644,587,865 144,658,650 128,976, 646,937,865 145,228,300 129,767, 145,434, 750 129,854, 651,367,865 652,852,865 143,102,350 127, 825, 140,428, 600 125,430, 655,002,865 3,567 659,782,865 140,190, 900 124,958, 3,585 662,947,865 140,427,400 125,253, 1891. January February .. March April May. June July August September. October November . December.. 1892. January February . . March April May June July August September. October November . December.. 140,510,650 140,720,700 140, 790, 200 141,036,150 140,949,900 141,310,150 142,508,900 146,089, 650 149,839,200 151,229,100 152,950,350 155,283,700 3,597 3,608 3,614 3, 624 3,638 3,650 3, 662 3,670 3, 678 3, 693 3,694 3,699 665,267,865 666,977,865 669,007,865 671,477,865 672,197,865 673,422, 865 676,247,865 681,742,865 683,125,865 684,660,865 684,755,865 685,515,865 3,793 685,762, 265 687,332, 265 688, 332, 265 688,923, 665 689,298, 665 690,908, 665 692,123, 665 694,428, 665 695,263, 665 695,563, 665 693,868, 665 695,308, 665 3,803 3,805 3,814 3,832 3,841 3,856 3,846 3,829 3,805 3,800 3,798 3,794 695.148, 665 696,089,665 696.149, 665 695,949,665 695,554, 665 698,454,665 698,824,665 699,034,665 697,963,165 698,128,165 695,953,165 695,703,165 168,247,000 169,282,300 171,094,550 172,229,050 173,258,800 174,539,050 176,588,250 182,617,850 204,096,200 209,407,100 209,416,350 208,942,100 150,526,651 151,197,221 152,887,461 153,860,416 155,142,318 156,028,010 151,900,919 163,221,294 178,636,718 187,864,985 188,016,228 187,697,826 23,877,773 23,194,032 22,534,927 22,234,128 21,723,296 21,136,245 20,812,773 20,533,854 20,343, 650 20,825,595 21,295,765 21,250,279 174,404,424 174,391,253 175,422,388 176,094,544 176,865,614 177,164,255 178,713,692 183,755,148 198,980,368 208,690,580 209,311,993 208,948,105 3,791 3,788 3,780 3,784 3,779 3,776 3,775 3,775 3,765 3,761 3,756 3,751 693,353,165 691,893,165 684,690,165 682,538,165 680,438,165 678,998,165 678,023,165 677,258,165 676,568,165 674,866,365 672,671,365 671,471,365 205,961,600 203,594,500 202,052,350 202,933,850 201,330,250 201,251,500 201,691,750 202,268,500 202,276,950 200,953,700 199,706,200 197,349,700 185,194,522 182,887,853 181,148,710 181,666,268 180,601,247 180,613,585 180,662,521 181,149,511 181,300,217 180,251,065 179,401,364 177,073. 359 23,344,322 24,974,254 26,330,810 26,209,427 27,231,785 26,631,434 26,690, 723 26,389,555 26,211,998 27,220,463 28,071,239 29, 612,978 208,538,844 207,862,107 207,479,520 207,875,695 207,833,032 207,245,019 207,353,244 207,539,066 207,592,215 207,471,501 207,472,603 206,686,337 1893. January February .. March April May June July August September. October November . December.. 1894. January February . . March April May June July August September. October November . December.. REPORT OF THE COMPTROLLER OF THE CURRENCY. 127 No. 16.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIKST D A Y OF EACH MONTH, ETC.—Continued. I U. S. bonds j NumCirculation ber of Authorized ! on deposit to j banks. capital stock.;I secure circu- jj lation. Date. 1895. January February March April May June July August September October November December 3,748 $670,906, 365 669,156,365 I 3,739 668,146,365 | 3,733 667,193,265 j 3,728 665,893,265 I 3,719 665,123,265 I 3,717 666,363,265 ! 3,722 3,723 664,659,265 664,855,265 I 3, 718 664,425,265 i 3,717 664,136,915 ! j 3,715 664,091,915 : ' 3,712 1896. January February March April May June July August September October November December ! | | ! I I I j ! j ! | j 3,711 3,708 3,704 3,699 3,699 3,701 3,698 3,693 3,689 3,683 3,679 3,673 064,076,915 663,851,915 661,946,915 661,431,915 660,496,915 659,951,915 659,106,915 658,376,915 658,126,915 658,126,915 658,304,915 657,909,915 i 212,495,100 j 212,655,300 j 217,944, 950 j 222,998,800 ! 226,478,550 ! 228,651,800 i 228,915,950 229,544, 450 j 235,078,700 I 238,773,200 I 241,103,350 : 241,272,150 1897. January February March April May June July August September October November December j I ! j I I ! ! I ! i j j 3,668 3,654 3,648 3,635 3,627 3,621 3,619 3,617 3,614 3,615 3, 617 3,615 655,334, 915 654,174, 915 653, 719,895 650,808, 395 648,613, 395 646,7 395 643,474, 517 641,229, 395 639,488, 295 638,903, 295 638,015, 295 636,310, 295 ; i ! ; : ! i i j ! 1898. January February March , April May June July August September October November December 3,611 3,602 3,596 3,594 3, 590 3,588 3,590 3,589 3,589 3, 592 3, 598 3,594 639,440,295 637,535,295 638,385,295 635,060,295 631,-635,295 631,035,295 630,025, 295 629, 315,295 629,151,295 625,356,295 624,552,195 625,967,195 218,992,950 : 196,146,092 215,487,650 i 192, 724,299 213,414,650 i 191,056,817 214,365,400 i 191,611, 599 217,162,650 I 194,138,732 219,377,900 I 196,155,935 220,201,400 I 197,078,092 218,525,650 ! 195,692,685 220,496,160 ! 196,775,703 229,980,620 j 205,056,063 235,618,470 i 210,045,456 239,349,130 j 213,928,643 1899. January February March April. May June July August September October November December 3,590 3,585 3,589 3,583 3, 586 3,585 3,589 3,594 3,597 3,596 3,601 3,604 622,482,195 613,076, 895 612.831,895 610;313, 895 609,053,895 610,028,895 607,871,245 609,292,245 608,033,045 607,418, 045 608,528,045 608,368,045 236,479, 236,075, 234,433. 232,16"' 230,600; 229,688, 230,464, 230,663, 231,515, 232,463, 234,221, 196,707, 700 $176,667,467 195,826,100 175,674,250 197,116,200 176,485,063 201,176,700 179,847,383 201,356,800 182,534,324 206,652,300 184,969,578 207,680,800 186,062,098 207,832,800 186,577,433 209,447,550 187,990,343 210,196,550 188,605,877 211,717,800 190,180,961 212,048,950 190,469,526 Lawful Total money on nationaldeposit to bank notes redeem cir- outstanding. culation. 239, 943, 050 840 690 890 910 i ! I i S 310 110 110 610 510 160 460 I j j ! ! $206,605,710 205,297,571 205,043,651 207, 541, 211 209,719, 850 211,478,716 211,691,035 211,372,045 212,339,200 212,860. 934 213,887,630 213,960, 598 190,741,850 190,989, 687 195,048,954 199, 723,005 203,403,239 205,215,839 205,538,929 206,103, 504 210, 293,574 214,667, 694 216,510,014 216,609,684 240,236, 150 i 237,190, 100 | 234,797, 800 ! 233,693, 350 I 232, 606,300 ! ! 230,928, 500 i 230,471, 550 ! 230,111, 300 ! 229, 471,100 ] j 229,348, 550 227, 742,550 : 225,359, 400 | $29,938,243 29,623,321 28,558,588 27, 693, 828 27,185, 526 26,509,138 25, 628, 937 24,794,612 24,348, 857 24,255,057 23,706,669 23,491,072 23,100,813 22,506,910 22,132,963 21,593,022 20,786,098 20, 072, 096 20,461,618 19, 926, 538 19,320,322 18, 971, 663 18,474,430 18,789,206 213,842,663 213,496,547 217,181,917 221,316,027 224,189,337 225,287,935 226,000,547 226,030,042 229,613,896 233,639, 357 234,984,444 235,398,890 215,860,307 213,186,712 210,915,414 209,767,702 208,768,549 207,139, 382 206,690,339 206,498,957 205,755, 976 205,604, 781 203,925,680 201,735, 572 19,812,810 21,907,950 23,320,912 24,027,439 24,119,434 24,736,459 24,751,347 24,345,299 21,837,697 25,205,779 26,205,325 27, 898. 644 235,673,117 235,094,662 234,236,326 233,795,141 232,887,983 231,875,841 231,441,686 230,844,256 230,-593,678 230,810,560 230,131,005 229,634,216 32,868,518 i 33,804,916: | 33,774,254 32,870,279 i 31,975,018 | 31,540,434 ! 30,822,084 j 31,087,379 i 30,485,946 ! 30,383,921 i 29,583,680 ' 28,856,160 ; 229,014,640 226,529,215 224,831,071 224,481,878 226,113,750 227,696/369 227,900,176 226,780,064 227,261,649 235,439,984 239,629,136 242,784, 803 29,801,782 32,282,926 31,830,065 33, 208, 903 34,830,421 35,840, 834 36,086,776 35,855, 748 35, 980, 547 36,058,050 35,145,850 34,680,165 243,817,869 243,324,226 242,985,082 243,134,892 242, 796, 708 242,146, 789 241,350,871 241,-623,553 242,153,897 243,372,222 243,066,624 243,842,067 214,016,087 211,041,300 211,155,017 209, 925,989 207, 966,287 206,305,955 205,264,095 205,767, 805 206,173, 350 207,314,172 207,920,774 209,161, 902 128 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 16.—AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued. .Date. Lawful Total Num- Authorized U.S.bonds Circulation money on nationalber of capital stock. on deposit to secured by deposit to bank notes secure circu- IT. S. bonds. redeem cirbanks. lation. culation. outstanding. 1900. January February .. March April May June July August September. October November . December.. 3,G06 3,606 3,612 3,616 3, 659 3,722 3,816 3,858 3, 898 3,914 3,935 3,955 $608,558,045 1234,484,570 $209,759,984 607,683,045 235,830,170 210,166,789 615, 908,095 240,172, 270 213,610,029 614,443,095 254,501,480 233,284,229 621,513,095 268,405,240 246,067,162 623, 273,095 276,829,990 263,062,117 627,503,095 284,387,040 274,115,552 631,108,095 294,948,930 286,447,434 634,398,095 295,790, 380 290,641,358 632,494, 895 296,672,630 294, 222,979 632,502, 395 301,123, 580 298,829,064 633,394,395 303, 280, 730 299,816, 630 $36,517,238 36,901,953 35,906,198 37,750,108 39,292,204 37,507,641 35,524,891 33,648,456 33,662,967 34,193,448 32,864,348 32,475,670 1246, 277,222 247, 068, 742 249, 516,227 271, 034,337 285, 359,366 300, 569,758 309, 640,443 320, 095,890 324, 304,325 328, 416,427 331, 693,412 332, 292,300 1901. January February .. March ..... April May. June July August September . October November . December.. 3,981 4,015 4,046 4,072 4,098 4,145 4,178 4,217 4,238 4,254 4,279 4,309 635,309,395 636,734,395 638,381,695 639,961,695 643,006,695 644,751,695 647,666,695 659,556,695 660,206,695 661,851,695 663,224,195 667,834,195 312,832,830 318,422,980 321,374,830 323,176,980 323,988,880 325, 928,280 326,219,230 329,348,430 330,279,930 330,721,930 329,833,930 328,107,480 308,294,673 315,721,579 319,217,048 320,840,456 321,975,989 323,538,216 323,890,683 327,039,374 328,406,351 328,845,066 328,198,613 326,212,186 31,846,501 31,100, 292 29,438,207 29, 260,949 28,788,268 28,044,373 29,851,503 29,113,529 29,012,804 29, 985,481 31, 713,070 33, 508, 525 340,141,174 346,821,871 348, 655,255 350,101,405 350,764, 257 351,582,589 353,742,186 356,152,903 357,419,155 358,830,547 359,911,683 359,720,711 4.337 4,370 4,385 4,422 4,466 4,510 4,546 4,577 4,616 4,651 4,678 4,708 670, 671, 673. 672, 675, 675, 684, 708, 707, 711, 713, 719. 326,280,280 324,031,280 322,575,030 319,526,330 317, 484,130 316.196,180 317,163,530 318,588,480 322,941,680 326,052,770 338,352,670 343,018,020 325,009,306 322,278,391 320,074,924 317,460,382 315,113,392 313,610,337 314,238,812 316,614,766 319,407,587 323.843^143 335,783; 189 341,100,412 35,280,420 37,166,224 38,359,943 40,016,025 41,874,007 43,136,847 42,433,279 42,369,417 41,875,104 43,150,455 44,693,145 43,754,102 360,289,726 359,414,615 358,434,867 357,476,407 356,987,399 356,747,184 356,672,091 358,984,1 S3 361,282,691 366,993,598 380,476,334 384,854,514 4,756 4,784 4,815 4,869 4,914 4,953 5,005 5,044 5.070 5,096 5,147 5,159 723,416 695 726,271, 695 j 736,001,695 739,178, 695 ! 743,106. 695 | 748.531,695 i 754,776, 695 758.137.095 ; 759,277 095 761,417 095 766,367 ,095 I 706,332. 095 I 344,252; 120 342,903,520 342,164,670 342,160,770 352,721,120 367,827,920 375,347,270 180.173,030 381,486,430 381,484,830 382,726,830 384,625,930 342,127,844 340,587.939 338,660, 361 338,349,814 347,564,354 363,586,987 372,295,409 377,606,826 380,076,321 379,515,823 380,650,821 383,018, 484 42,801,940 43,385,607 44,138,484 44,169,444 43,587,373 42,856,218 41.375,241 39;739,661 38,511,653 40,910,711 38,959,862 38,088,495 384.929,784 383,973,546 382,798,845 382,519,258 391,151,727 406,443,205 413,670,650 417,346,487 418,587,974 420,426,534 419,610,683 421,106,979 380,335,680 390,231,600 392,671,550 398,034, 650 399,795,140 410,572,640 416,016,690 417,958,690 419,683,940 424,701,490 426,544,790 431,075,840 387,273,623 387,657,731 390,352,491 395,600,234 397,802,781 407,279,033 412,759,448 415,025,156 417 380,301 422,014,716 424,530,581 427,947,505 37,889,395 39.199,896 39,971,819 39,309,708 39,277,792 38,709,531 36,475,646 35,181,732 35,136,472 34,064,692 32,750,919 32,731,570 425,16.1,018 426,857,627 430,324,310 434,909,942 437,080,573 445,988,564 449,235,094 450,206,888 452,516, 773 456,079,408 457,281,500 460,679,075 1902. January February.. March April May , June July , August September. October November. December.. 164,195 910,195 279,195 759,195 279,195 721,695 061,695 701,695 774,695 167,695 435,695 300,695 1903. January February..... March April May June July August September October November December 1904. January February... March April May June July August September. October November.. December.. 767,567,095 769,005,815 768,750,815 770,975,815 774,449,315 775,838,335 776,904,335 775,679,335 777,061,335 5,457 I 777,741,335 5,495 | 781,126,335 5,519 J 784,821,335 5,184 5,215 5,240 5,273 5,313 5,350 5,386 5,399 5,431 I KEPOBT OF THE COMPTKOLLER OF THE CTTKRENCY. 129 No. 16.—AUTHORIZED CAPITAL STOCK OP THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.-—Continued. Date. | U. S. bonds i Circulation NumAuthorized ber of capital stock. jon deposit to secured by I secure circubanks. I U . S . bonds. i lation. Lawful Total money on nationaldeposit to bank notes redeem ciroutstanding. culation. 1905. 5,554 5,581 5,605 5,644 5,670 5,713 5,750 5,772 5,807 5,831 5,858 5,868 $785,411,335 791,559,335 791,674,335 791,849,335 798,987,315 801,615,315 801,330,315 807,622,875 808,561,075 810,654,075 812,026,075 815,526,075 $433,928,140 439,529,040 441,788,140 449,009,890 452,855,790 461,150,290 468,066,940 476,938,290 482,198,090 484,810,890 493,912,790 500,269,440 $431. 841,786 435! 807,901 438! 370,083 444. 870,178 449i 147,766 456! 239,096 462i 669,414 471, 615,771 478, 786,166 481, 633,526 490, 037,806 497, 616,304 $32,952,370 31,614,952 30,833,757 31,078,766 32,097,179 32,088,420 33,050,392 32,355,624 33,434,201 34,718,714 34; 470,443 35,712,954 $464,794.156 467,422,853 469,203,840 475,948,944 481,244,945 488,327,516 495,719,800 503,971,395 512,220,367 516,352,240 524,508,249 533,329,258 January February March April May June July August September... October November... December 5,898 5.935 5,968 5,999 6,032 6,069 6,107 6,132 6,162 6,189 6,225 6,249 818,482,075 822,022,075 824,640,275 826,055,275 827,925,275 830,163,775 833,073,775 836,729,775 839,804,775 841,864,775 845,939,775 853,774,775 506,689,990 509,901,690 511,846,440 514,362,990 516,387,440 519,265,530 520,605,210 520,388,610 526,944,030 530,772,270 539,653,180 549,750,830 504,842,313 506,366,649 509.173,566 512,221,552 514, 423,519 516,036,147 517,847,749 516,573,399 524,439,161 527,768,924 536,933,169 546,981,447 36,072,034 36,863,431 41,630,329 42,445,415 42,222,762 43,093,513 43,264,611 44,907,646 45, 413,142 46,134,184 46,238,816 46,399,102 540,914,347 543,230,080 550,803,895 554,666,967 556,646,281 559,129,660 561,112,360 561,481,045 569,852,303 573,903,108 583,171,985 593,380,549 1907. January February March April May June July August September October November December 6,283 6,315 6,345 6,383 6,422 6,472 6,521 6,550 6,582 6,620 6,650 6,655 862,016,775 867,776,275 877,099,275 880,349,275 887,684,275 892.970,275 898; 156,275 902,405,775 904, 494,775 906,704,775 909,274, 775 910,609,775 551,263,840 553,253,550 552,955,950 550.137,900 553,199,050 556,937,300 558,442,910 558,582,550 559,319,710 559,624,760 567,011,910 618,394,560 549,051,084 549,698,574 549,737,373 547,633,063 550,204.772 553,614,574 555,570,881 555,023,290 \ 556,945,917 | 556,101,330 i 562,727,615 I 610,156,508 47,111,385 46,498,995 46,605,649 49,578,999 49,709,068 48,325,975 48,217,809 48,372,596 47,110,404 47,885, 784 47,252.851 46,061,688 596,162,469 596,197,569 596,343,022 597,212,062 599,913,840 601,940,549 603,788.690 603,395,886 604,056,321 603,987,114 609,980,466 656,218,198 1908. January February.. March April May June July August September. October November. 6,675 6,699 6,733 6,764 6,787 6,810 6,827 6,855 6,870 6,874 6,873 912,369,775 916,617,775 917,569,775 921,364, 775 923,577,775 925,697,775 930,542,775 933,085,275 934,735,275 933,255,275 930,365,275 646,676,800 646,828,820 636,426,660 632,422,570 628,839, 430 629,031,160 628,147,130 629,432,420 631,607,490 632,871,890 632,624,850 643,459,898 641,919,665 632,458,712 628,834,335 625, 425,375 624,714,147 623,250,517 625,360,982 625,986,993 626,972,885 626,779, 350 46,670,997 53, 483,097 63,215,807 67,573,020 72,220,323 73,735,370 75,083,400 66,728,009 59,339,115 48,639,442 39,065,637 690,130,895 695,402,762 695,674,519 696,407, 355 697,645,698 698, 449,517 698,333,917 692,088,991 685,326,108 675,612, 327 665,844,987 January February.. March April May June July August September. October November. December.. 1906. 62280—CUR 1908 No. 17.—NATIONAL-BANK NOTES OUTSTANDING, LAWFUL MONEY ON DEPOSIT WITH THE TREASURER OF THE UNITED STATES TO REDEEM NATIONAL;J3ANK NOTES, WITH THE CHANGES DURING THE PRECEDING YEAR AND THE PRECEDING MONTH, AND THE KINDS AND AMOUNTS OF UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATION AND PUBLIC DEPOSITS ON OCTOBER 31, 1908. i Circulation based on U. S. ' bonds. National-bank notes, lawful money. Circulation secured by lawful money. Total circulation. Oct. 31,1907. Sept. 30,1908. \ Oct. 31, 1907. j Sept. 30,1908.! Oct. 31, 1907. I Sept. 30,1908. Total amount outstanding at the dates named at top of column Additional circulation issued during the intervals To new banks To banks increasing circulation Lawful money deposited since dates named at top of column By insolvent banks By liquidating banks By banks retiring ciruclation under section 6 of the act of July 12, 1882 By reducing banks \ I $562,727,614 ! ' 9,995,080 i 131,278,084 \ Aggregate issues and deposits to October 31, 1908. 704,000,778 Circulation retired during the intervals by withdrawal of bonds by active banks and redemption of notes of inactive banks Aggregate notes retired since dates named at top of column by insolvent, liquidating, and reducing banks and by banks retiring circulation under section 6, act of July 12, 1882 \ United States registered bonds on deposit. 1,167,010 2.098,375 , 1,039,033 7,149,662 26,986,988 36,662,181 198,698 :.. 428,250 L. 1,059,872 ••.. 1,621,005 .. 630,238.270 ! 119,090,716 51,947,267 71,837,864 j 3,307.825 823,091,494 j 682,185,537 ! 3,460,715 | 80,025,079 j 12,881,630 157,247,302 626,778,555 | 39,065,637 39,065,637 665,844,192 | W O 665,844,192 H W j 64,050,941 To secure j To secure circulating I public notes. deposits. 8,187,215 9,573,805 < 55.863,726 9,768,135 Total on deposit October 31, 1908 $38,558,680 14,960,450 10,468,520 554,700,700 13,936,500 o National-bank notes of each denomination outstanding. O 1 Panama Canal Four per cents, loan of 1925 Three per cents, loan of 1908-1918 Two per cents, consols 1930 Certificates of indebtedness, 3 per cents. District of Columbia 3.65's—1924 State, city, and railroad bonds Hawaiian Islands bonds Philippine loan Porto Rico o 16,341,345 j 77,222,223 194,330 o $48,639,442 ! $609,980,466 i $675,612,327 ; i 14i;273,164 | 3,265,385 ' 626,778,555 Circulation outstanding October 31, 1908 Increase in circulation since dates named at top of column Decrease in circulation since dates named at top of column $47,252,852 1626,972,885 $14,811 7,265 9,401 47,066: 2,441, 46,787, 1,833, 8,461, 736, 632,624,850 I 138,803,810 One dollar Two dollars Five dollars Ten dollars Twenty dollars Fifty dollars One hundred dollars.. Five hundred dollars. One thousand dollars. Fractional parts Total $343,845 164, 470 131,177, 845 281,857,200 195,266, 240 17,538, 750 39,335, 700 92, 000 24, 000 44, 142 j 665,844,192 cj w O EEPOET OF THE COMPTROLLER OF THE CUBBENCY. 131 No. 18.—YEARLY INCREASE OR DECREASE IN NATIONAL-BANK CIRCULATION FROM JANUARY 14, 1875, TO OCTOBER 31, 1906, AND QUARTERLY INCREASE OR DECREASE FOR THE YEAR ENDED OCTOBER 31, 1908. Date. F r o m J a n u a r y 14 to J a n u a r y 31. 1875 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 . . . 1886 1887 1888 1889 1890 . 1891 1892 1893 . 1894 1895 1896 . 1897 1898 1899 1900 1901 1902 . . 1903 1904 1905 1906 1907 Issued. . 17,594,900 3,912,434 85,108,325 107,148,673 20, 752,676 39, 702,509 37,601,393 68,021,224 59,029,521 28,323,519 i 1,074,267,402 715,155,457 580,602,476 92,275,449 15,565,908 19,082,280 14,349,527 5,606,577 12,771,354 23,619,411 38,027,736 86,668,872 2,794,554 1,215,540,566 795,180,535 670,065,902 249, 705,871 1,215,540,566 817,744,447 670,065,902 272., 269,783 .. .... . . . 1 Total November 1, 1906, to January 31, 1908 April 30, 1908 July 31, 1908 . October 31, 1908 Total ! Surrendered to this office and retired from January 14, 1875, to October 31, 1908 Grand total Decreased. $255,600 18,167,436 28,413,265 16,208,201 9,031,558 6,967,199 6,880,458 15,697,878 20,694,838 24,920,477 30,990,730 26,206,200 32,871,849 42,933,463 52,430,030 40,340,254 28,382,190 21,235,457 11,624,877 8,095,313 13,008,267 12,526,159 9,843,648 14,613,787 17,087,925 15,198,118 16,537,068 15,951,527 21,868,006 28,474,958 31,930,783 22,732,060 25,055,739 27,980,139 i 1 .. Increased. $537,580 12,953,695 7, 777,710 19,842,985 12,663,160 27,126,235 8.347.190 34,370,050 21.427.900 12,669,620 8,888,944 17,628,924 8,979,959 16,064,424 15,924,157 5,768,180 9,534,400 18,934,355 12,867,044 41,584,000 10,890,492 20,752,231 31,714,656 7,008,014 34,682,825 19,110,552 101,645,393 123.100.200 42.620.682 68,177,467 69.532.176 90.753.284 84,085,260 56,303,658 .. . Retired. $281,980 15,213,741 20,635,555 3,634,784 3,631,602 20,159', 036 1,466,732 18,672,172 733,062 i2,250,857 22,101,786 8,577,276 23,891,890 26,869,039 36,505,873 34,572,074 18,847, 790 2,301,102 1,242,167 33,488,687 2,117, 775 8,226,072 21,871,008 7,605, 773 221,490,531 4,537,131 23,678,209 22,563; 912 22 563,912 No. 19.—NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31 IN EACH YEAR FROM 1864 TO 1908, INCLUSIVE. Year. 1864... 1865... 1866... 1867... 1868... 1869... 1870... 1871... 1872... 1873... 1874... 1875... 1876... 1877... 1878... Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Twos. $2,020,367 $1,346,778 020,167 699,182 7,680 691,502 396,179 58,606 337,573 , 947,798 272,997 674,801 663,584 973, 427 690,157 10, 843,693 2, 752,688 8, 091,005 12, 673,867 , 5 , 471,799 ! 7, 202,068 j 14, 297,300 919,388 Redeemed. 377,972 Outstanding. 526,189 Issued 891,606 Redeemed Outstanding. 5', 634,583 16, 550,259 Issued Redeemed 11; 143,606 406,653 Outstanding. 5, 048,176 Issued 18, 092,126 Redeemed 14, 956,050 Outstanding. 3, 851,204 Issued. 18, 556,708 Redeemed j 15, 294,556 Outstanding. 20, 618,024 Issued... 16, 815,568 Redeemed 3, 802,456 Outstanding. I s s u e d : . . : . . . . . . . . . .j 22. 480.415 194-190 Redeemed j 18, 286,219 Outstanding j 4, 1,346,778 5,156,012 11,700 5,144,312 5,622,722 42,356 5,580,366 5,990,468 156,016 5,834,452 6,468,392 497,538 5,970,854 7,256,558 1,437,318 5,819,240 8,482,434 3,114,890 5,367,544 9,505,256 4,816,778 4,748,478 10,390,222 6,241,446 4,148,776 11,078,226 7,110,038 3,968,188 12,079,504 9,233,246 2,846,258 12,614,896 10,249,092 2,365,804 13,793,936 11,111,052 2,682,884 15,035,530 12,053,384 2,992,146 Fives. Tens. Twenties. Fifties. One hundreds. Five hundreds. $26,924,100 Ones. $19,708,260 $6,536,920 $2,491,300 $2,903,400 $250,000 26,924,100 84,796,000 104,820 84,691,180 111,115,620 153,175 110,962,445 113,535,300 753.855 112,781,445 115,738,140 2,515,095 113,223,045 118,674,740 5,146,030 113,528,710 124,376,620 9,035,250 115,341,370 142,195,820 17,014,975 125,180,845 159,666,740 29,803,335 129,863,405 174,472,280 45,709,815 128,762,465 196,215,680 65,208,025 131,007,655 235,275,920 124,633,860 110,642,060 258,917,640 161,910,280 97,007,360 284,084,240 190,579,340 93,504,900 305,956,440 213,417,165 92,539,275 19,708,260 6,536,920 53,493,210 28,209,500 195,800 26,580 53,297,410 28,182,920 75,807,000 42,278,700 225,390 42,060 75,581,610 42,230,640 77,899,270 43,015,720 510,620 198,080 43,417,640 77,388,650 44,430,700 79,227.620 '759,700 l,300;500 43,670,940 77,927,120 45,490,040 81,107,820 1,490,400 2,847,390 43,993,640 78,260,430 48,208,980 85,118,950 5,060,560 J 2,701,900 80,058,390 I 45,507,020 98,246,300 50,132,040 9,689,570 5,076,520 88,556,730 51,055,520 112,534,520 64,513,700 16,997,020 8,777,040 95,537,500 55,730,720 125,003,990 72,104,380 25,730,700 13,001,420 99,873,290 59,102,900 133,370,700 79,242,180 39,127,070 19,832,100 94,243,090 59, 410,020 174,105,070 105,921,280 76,085.320 40,489,280 98,019,750 65,432,000 200,086,520 121,729,840 103,692,140 57,444,920 96,394,380 64,284,920 222,660,640 135,525,000 124,347,790 70,470,560 98,312,850 65,054,500 241,572,930 146,883,340 138,591,490 79,003,560 102,981,440 67,819,780 2,491,300 10,349,700 46,550 10,303,150 10,473,700 70,050 10,397,050 17,409,850 432,300 17,037,550 17,775,450 880,950 10,894,500 18,205,350 1,502,050 10,703,300 19,180, GOO 2,501,050 10,679,550 21,806,850 4,277,250 17,529,000 24,859,950 6,309,000 18,550,950 27,987,100 8,448,800 19,538,300 33,348,500 11,577,800 21,770,700 44,209,250 19,051,850 25,157,400 49,281,750 25,789,200 23,492,550 53,990,050 31,733,950 22,256,100 57,379,900 36,411,100 20,968,800 2,903,400 15,033,000 89,500 14,944,100 24,057,500 172,700 24,484,800 20,243,600 877,000 25,366,600 20,700,000 1,598,000 25,108,000 27,526,300 2,708,100 24,818,200 28,667,200 4,587,500 24,079,700 32,305,500 7,840,100 24,519, 400 30,779,700 11,098,900 25,080,800 41,661,000 14, 405.700 27,255,300 49,250,200 19,657,200 29,593,000 64,585,800 29,942,800 34,643,000 71,092,000 39,578,500 31,513,500 76,733,700 47,931,700 28,802,000 81,292,300 54,185,900 27,106,400 250,000 5,446,500 5,446,500 6,669,500 302,500 6,307,000 6,691,500 671,500 6,020,000 6,744,500 909,000 5,835,500 6,838,500 1,347,000 5,491,500 6,980,000 2,096,000 4,884,000 7,326,500 3,078,000 4,248,500 7,810,500 3,933,500 3,877,000 8,233,000 4,829,000 3,404,000 8,657,000 5,838,000 2,819,000 9,223,000 7,236,500 1,986,500 9,345,500 8,108,500 1,237,000 9,996,000 8,807,500 1,188,500 10,090,000 9,447,500 642,500 One thousands. Total. $58,813,980 $4,404,000 1,000 4,403,000 4,728,000 507,000 4,221,000 4,728,000 1,563,000 3,165,000 4,746,000 1,858,000 2,888,000 4,769,000 2,501,000 2,268,000 4,779,000 3,380,000 1,399,000 4,843,000 4,028,000 815,000 4,933,000 4,315,000 618,000 5,158,000 4,530,000 628,000 5,250,000 4,683,000 507,000 5,540,000 5,047,000 493,000 5,549,000 5,272,000 277,000 5,678,000 5,411,000 267,000 6,214,000 5,900,000 314,000 58,813,980 205,099,455 464,250 204,635,205 294,585,214 1,498,255 293,086,959 304,202,141 5,107,317 299,094,824 310,367,276 10,250,318 300,116,958 318,743,726 19,018,935 299,724,791 335,411,601 33,552,326 301,859,275 384,072,311 59,597,104 324,475,207 434,960,786 93,969,961 340,990,825 481,196,161 132,848,487 348,347,674 532,962,805 184,176,899 348,785,906 668,988,000 325,811,982 343,176,018 747,468,410 427,601,340 319,867,070 823,079,650 507,208,460 315,871,190 886,904,855 567,264,295 319,640,560 CO Issued during current year. $58,813,980 ft ft 146,285,475 2 89,485,759 9,616,927 w 6,165,135 ft O O 8,376,450 16,607,875 48,000,710 "56,* 888," 475 H W O w w ft 46,235,375 ft 51,766,044 136,025,195 78,480,410 o d w w ft o l 75,611,240 "63," 825," 205 .... .... Issued Redeemed Outstanding Issued Redeemed Outstanding Issued... Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed Outstanding Issued Redeemed •.. 23,169,677 19,600,477 3,5(59.200 23,169,677 20,875,215 2,294,462 23,169,677 21,838,565 1,331,112 23,169,677 22,353,877 815,800 23,169,677 22,593,909 575,768 23,169,677 22,671,936 497,741 23,169,677 22,731,963 437,714 23,169,677 22,757,987 411,690 23,169,677 22,776,403 393,274 23,169,677 22,783,281 386,396 23,169,677 22,794,643 375,034 23,169,677 22,800,061 369,616 23,169,677 22,802,625 367,052 23,169,677 22,806,348 363,329 23 169,677 22; 810,808 358,869 23,169,677 22,813.727 355,950 23,169,677 22,816,231 353,446 23,169,677 22,817,982 15,495,038 13,002,540 2,492,498 15,495,038 13,887,778 1,607,260 15,495,038 14,572,868 922,170 15.495,038 14,968,280 526,758 15,495,038 15,141,806 353,232 15,495,038 15,206,570 288, 468 15,495,038 15,257,754 237,284 15,495,038 15,279,612 215,426 15,495,038 15,293,440 201,598 15,495,038 15,298,872 196,166 15,495,038 15,306,858 188,180 15,495,038 15,311,146 183,892 15,495,038 15,313,292 181,746 15,495,038 15,316,106 178,932 15,495,038 15,319,508 175,530 15,495,038 15,321,664 173,374 15,495,038 15,323,762 171,276 15,495,038 15,325,066 327,892,200 229,980,380 97,911,820 345,659,880 245,749,120 99,910,760 368,062,520 267,582,440 100,480,080 393,487,120 296,566,165 96,920,955 417,236,040 325,712,835 91,523,205 440,505,940 355,196,785 85,309,155 466,042.000 384,085^330 81,956,670 488,336,800 405,546,320 82,790, 480 502,277,620 425,853,955 76,423,665 520,506,800 453,086,540 67,420,260 532,659,620 476,027,775 56,631,845 544,788,840 494,306,190 50,482,650 561,426,260 511,284,975 50,141,285 577,190,300 527,218,370 49,971,930 605,475,540 543,392,670 62.082,870 630,757,720 568,047,950 62,709,770 652,869,420 587,176,685 65,692,735 682,044,800 606,223,735 259,042,230 149,305,990 109,736,240 272,031,680 158,211,100 113,820,580 294,775,190 173,466,350 121,308,840 320,422,600 197,709,340 122,713,260 345,440,860 227,123,550 118,317,310 371,821,020 260^501,070 111,319,950 398,040,010 293,828,720 104,211.290 416,959,700 317,673,780 99,286,920 427,627,990 337,999,280 89,628,710 442,223,330 364,436,600 77,786,730 451,361,990 386,221,110 65,140,880 461,240,000 403,621,260 57,618,740 474,952,880 421,173,990 53,778,890 491,530,600 437,176,700 54,353,900 519,398,970 452,919,540 66,479, 430 539,903,580 474,251,610 65,651,970 556,374,550 489,894,730 66,479,820 580,697,100 508,853,150 157,399,020 85,146,860 72,252,160 165,327,960 90,096,400 75,231,560 178,816,340 98,099,840 80,716,500 195,035,680 111,434,140 83,601,540 211,576,920 128,492,760 83,084,160 228,841,820 149,635,240 79,206,580 246,363,460 171,275,940 75,087,520 258,912,360 187,957,120 70,955,240 266,022,900 201,838,860 64,184,040 275,754,140 218,806,920 56,947,220 281,804,220 232,686,320 49,117,900 288,323,560 244,251,900 44,071,660 297,355,680 256,301,380 41,054,300 308,389,420 267,451,740 40,937,680 326,900^ 880 278,070,440 48,830,440 340,460,600 292,191,960 48,268,640 351,310,920 302,298,800 49,012,120 367,415,620 314,158,980 60,589,050 39,263,150 21,325,900 62,694,250 41,274,950 21,419,300 67,879,700 44,594,500 23,285,200 72,667,200 49,009,100 23,658,100 77,801,450 54,535,150 23,266.300 83,051; 500 60,828,650 22,222,850 87,927,650 67,288,100 20,639,550 90,759,700 72,565,050 18,194,650 92,481,650 76,807,150 15,674,500 94,893,350 81,230,400 13,662,950 95,997,250 84,750,700 11,246,550 97,468,100 87,709,800 9,758,300 99,848,700 90,406,400 9,442,300 102,085,550 92,916,700 9,168,850 105,970,750 95,400,300 10,570,450 108,420,000 98,256,200 10,163,800 111,083,050 100,367,300 10,715,750 113,923,900 102,940,650 85,074,000 58,160,400 26,913,600 87,951,000 61,060,100 26,890,900 95,973,200 66,020,200 29,953,000 103,513,800 71,913,000 31,600,800 111,474,200 78,912,500 32,561,700 119,977,000 87,454,300 32,522,700 128,770,600 97,192,200 31,578,400 134,202,100 105,533,000 28,669,100 137,516,600 112,745,300 24,771,300 142,217,600 119,872,000 22,345,600 144,384,000 125,601,800 18,782,200 147,273,300 130,537,200 16,736,100 151,976,100 135,172,500 16,803,600 156,315,100 139,439,800 16,875,300 163,949,500 143,918,400 20,031,100 168,740,100 149,084,000 19,656,100 173,825,100 152,911,100 20,914,000 179,480,200 157,615,700 945,281,215 10,270,000 6.350,000 610,160,297 9,643,500 6,057,000 335,120,918 203,000 626,500 989,068,985 10,366,500 6,373,000 647,020,663 9,742,000 6,124,000 342,048,322 249,000 624,500 10,964,500 7,154,000 I 1,062,290,165 10,247,500 6,943,000 I 703,365,263 211,000 I 358,924,902 717,000 11,378,500 7,197,000 - 1,142,366,615 i 10,440,000 6,990,000 781,383,902 207,000 360,982,713 938,500 11,566,500 7,287,000 1,221,047,685 10,683,500 7,092,000 870,288,010 195,000 350,759,675 883,000 1,302,093,995 11,853,000 7,379,000 I 10,990,500 7,156,000 i 969,641,051 862,500 223,000 I 332,452,944 11,947,000 7.379,000 1,385,134,435 11,363,500 7,238,000 1,070,261,507 314,872,928 583,500 141,000 11,947,000 7,379,000 1,447,161,375 11,569,000 7,290,000 1,146,170,869 300,990,506 378,000 89,000 11,947,000 7,379,000 1,483,917,475 11,646,500 7,305,000 1,212,265,888 271,651,587 300,500 74,000 11,947,000 7,379,000 1,533,585,935 11,706,500 7,320,000 1,294,541,113 '240,500 59,000 239,044,822 11,947,000 7,379,000 1,564,197,795 11,737,500 7,327,000 1,362,453,706 52,000 201,744,089 209,500 11,947,000 7,379,000 1,597,084,515 11,764,000 7,333,000 1,417,634,557 179,449,958 46,000 183,000 11,947,000 7,379,000 1,643,550,335 11,779,500 7,337,000 1,471,571,662 171.978,673 167,500 42,000 11,947,000 7,379,000 1,693,501,685 11,794,000 7,345,000 1,521,464,764 172,036,921 153,000 34,000 11,947,000 7,379,000 1,779,686,355 11,807,500 7,346,000 1,570,985,166 208,701,189 139,500 33,000 11,947,000 7,379,000 1,846,272,715 11,817,500 7,348,000 1,639,132,611 31,000 207,140,104 129,500 11,947,000 7,379,000 1,903,453,755 11,824,000 7,350,000 1,689,962,608 29,000 213,491,147 123,000 11,947,000 I 7,379,000 1,981,552,335 11,828,500 7,351,000 1,747,114,763 58,376,360 43," 787," 770 73,'22i,'i80 80," 076; 450 78," 681*070 ,, _ tei § W H O ^ 81,046,310 83,'040,'440 62,026,940 36,756,100 M H O g f^ hj H W YYY.YY o 49," 668," 460 £ W 36,*6ii?'86O 32,886,720 ........ W o 4 H M 46,'465," 820 fed o 49,951,350 d W 86,* 184," 670 j| w YYYYY o 66,586,360 57,'i8i,'640 *4 78,098,580 CO h-* 00 No. 19.—NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31 IN EACH YEAR FROM 1864 TO 1908, Year. 1896... Outstanding 1897.... Issued Redeemed Outstanding 1898.... Issued Redeemed Outstanding 1899.... Issued Redeemed Outstanding 1900.... Issued Redeemed Outstanding 1901.... Issued Redeemed Outstanding 1902.... Issued Redeemed Outstanding 1903.... Issued Redeemed Outstanding 1904.... Issued Redeemed Outstanding 1905.... Issued Redeemed Oustanding 1906.... Issued Redeemed Outstanding 1907.... Issued Redeemed Outstanding 1908.... Issued Redeemed Outstanding Ones. $351,695 23,169,677 22,819,141 350,536 23,169,677 22,820,496 349,181 23,169,677 22,821,399 I 348,278 23,169.677 22,822; 125 347,552 23,169,677 22,822,948 34C, 729 23,169,677 22,823,693 345,984 23,169,677 22,823,721 345,956 23,169,677 22,824,750 344,927 23,109,677 22,825,119 344,558 I 23,169,677 22,825,423 344,254 23,169,677 22,825,429 344,248 23,169,677 22,825,802 343,875 Twos. Fives. $169,972 15,495,038 15,326,004 169,034 15,495,038 15,326,836 168,202 15,495,038 15,327,570 167,468 15,495,038 15,327,982 167,056 15,495,038 15,328,632 166,406 15,495,038 15,329,064 165,974 15,495,038 15,329,078 165,960 15,495,038 15,329,872 165,166 15,495,038 15,330,116 164,922 15,495,038 15,330,328 164,710 15,495,038 15,330,330 164,708 15,495,038 15,330,568 164,470 Tens. $75,821,065 171,843,950 715,811,820 604,188,140 642,879,715 533,020,990 71,167,150 72,932,105 744,880,780 628,256,250 670,888,605 553,593,290 74,662,960 73,992,175 771,540,360 648,025,440 696,080,655 572,065,230 75,960,210 75,459,705 793,221,520 718,638,230 722,857,925 595,549,950 70,363,595 123,088,280 811,372,680 773,811,540 751,107,035 630,531,420 60,265,645 143,280,120 836,516,480 831,418,770 775,033,700 677,153,380 61,482,780 154,265,390 868,388,540 913,971,810 806,107,560 738,070,880 62,280,980 175,900,930 902,281,700 1,009,278,600 840,173,505 815,500,950 62,108,195 193,777,650 950,007,240 1,130,564,820 876,515,625 905,801,090 73,491,615 224,763,730 1,006,305,860 1,240,988,000 915,147,420 996,132,780 91,158,440 244,855,220 1,079,440,160 1,338,576,420 959,165,950 1,088,629,890 120,274,210 249,946,530 1,165,615,720 1,507,820,550 1,034,454,335 1,225,988,270 131,161,385 281,832,280 CO INCLUSIVE—Continued. Twenties. $53,256,640 382,964,400 330,176,200 52,788,200 398,844,140 343,369,700 55,474,440 411,949,920 355,470,780 56, 479,140 4.58,928,920 370,520,820 88, 408,100 495,635,500 391,181,100 104,454,400 534,035,360 419,234,460 114,800,900 589,070,720 459,117,980 129,952,740 652,608,580 506,857,140 145,751,440 733, 466,060 565.477,240 167,988,820 805,831,300 621,053,860 184,777,440 859,365,420 675,948,800 183,416,620 951,813,720 756,563,780 195,249,940 Fifties. One hundreds. $10,983,250 $21,864,500 117,184,950 185,939,200 106,399,050 164,254,400 10,785,900 21,684,800 120,684,300 192,892,300 109,191,200 169,653,400 11,493,100 23,238,900 123,193,200 197,877,500 111,900,000 174,765,300 11,293,200 23,112,200 131,381,650 214,224,900 115,194,750 181,335,700 16,186,900 32,889,200 135,738,100 222,937,600 119,005,900 188,506,700 16,732,200 34,430,900 139,790,950 231,043,300 123,843,700 197,809,900 15,947,250 33,233,400 145,720,550 242,902,500 129,286,850 208,604,800 16,433,700 34,297,700 152,628,650 256,718,700 134,915,750 219,528,400 17,712,900 37,190,300 160,202,500 271,866,400 141,735,300 232,809,900 18,467,200 39,056,500 167,811,650 287,084,700 148,214,600 245,040,600 19,597,050 42,044,100 171,765,950 294,993,300 154,378,950 256,778,200 17,387,000 38,215,100 178,149,200 307,759,800 160,616,150 268,432,600 17,533,050 39,327,200 NOTE.—First issue December 21,1863; first redemption April 5,1865. Five hundreds. $118,500 11,947,000 11,836,500 110,500 11,947,000 11,838,500 108,500 11,947,000 11,842,500 104,500 j 11,947,000 11,844,500 102,500 11,947,000 11,850,000 97,000 11,947,000 11,851,000 96,000 11,947,000 11,853,000 94,000 11,947,000 11,853,500 93,500 11,947,000 11,854,500 I 92,500 11,947,000 11,855,500 91,500 11,947,000 11,856,000 91,000 11,947,000 11,857,000 90,000 One thousands. Total. $28,000 7,379,000 7,351,000 28,000 7,379,000 7,351,000 28,000 7,379,000 7,351,000 28,000 7,379,000 7,352,000 27,000 7,379,000 7,354,000 25,000 7,379,000 7,354,000 25,000 7,379,000 7,354,000 25,000 7,379,000 7,355,000 24,000 7,379,000 7,355,000 24,000 7,379,000 7,355,000 24,000 7,379,000 7,355,000 24,000 7,379,000 7,355,000 24,000 $234,437,572 2,064,079,225 1,834,063,000 230,016,225 2,143,548,485 1,904,033,027 239,515, 458 2,210,577,135 1,967, 624, 434 242,952,701 2,374,385,935 2,042,805,752 331,580,183 2,497, 486,135 2,137,687,735 359,798,400 2,630, 795,575 2,250, 432,897 380,362,678 2,818,044,835 2,398,547,869 419,496,966 3,031,506,945 2,574,338,867 457,168,078 3,304,097,735 2,779,703,890 524,393,845 3,566,012,225 2,982,955,511 583,056,714 3,802,131,965 3,192,268,549 609,863,416 4,169,149,705 3,503,423,505 665,726,200 Issued during current year. '$82," 526," 890 Q w " 7 9 ,"469," 260 O *j 67,028,650 103,808,800 W 'i23,'i66,~2o6 o 2 pi 'l33,"309,'440 H ' 187," 249," 260 O ^ H 2i3,"462,'ii6 ^ o *i 272,590,790 :::::::::::: w 261,914,490 W ;;;;;;* o 236*119,740 w w 3G7,"6i7,"740 ^ S 5$ KEPOBT OF THE COMPTEOLLEB OF THE CUREENCY. No. 20.—NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, OUTSTANDING OCTOBER 31, 1908. Issued. Denomination. 135 AND THE AMOUNT Outstanding. Redeemed. $364,140 746, 470 722,580 404,850 809,700 342,500 75,000 . . Total Unredeemed fractions Total . . . . $17,255.00 24,920. 00 16,300. 00 5,700. 00 8,500. 00 2,000.00 3,390,565. 00 -104. 50 74,675.00 + 104.50 3, 465,240 . . $346,885. 00 721,550.00 706,280. 00 399,150. 00 801,200.00 340,500. 00 75,000.00 3,465,240 Fives Tens Twenties Fifties One hundreds Five hundreds One thousands 3,390,460.50 74,779. 50 No. 21.—NATIONAL-BANK NOTES OF EACH DENOMINATION OUTSTANDING ON MARCH 13, 1900, AND ON OCTOBER 31, 1901 TO 1908. a Mar. 13, 1900. Ones Twos , Fives Tens Twenties Fifties One hundreds.. Five hundreds. One thousands. Fractions Oct. 31, 1901. $348. 275. 00 167; 466. 00 79,310, 710.00 79,378, 160.00 58,770, 660.00 11,784, 150.00 24,103, 400.00 104. 000.00 27j000.00 32, 409.00 Denomination. $346,729.00 $345,984.00 166,406.00 165,974. 00 60,265,645.00 61,482,780.00 143,280, 120.00 154,265,390. 00 104,454. 400.00 114,800,900. 00 15,947,250. 00 16,732, 200.00 34, 430,900. 00 33,233,400.00 96,000.00 97! 000.00 25;000.00 25,000. 00 35,431. 50 34, 315. 00 254,026,230.00 Total. Secured by lawful money Secured by bonds Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Fractions Total Secured b y lawful money Secured b y bonds Oct. 31, 1903. Oct. 31, 1904. $345,956. 00 165,960. 00 62,280,980.00 175,900,930.00 129,952,740. 00 16,433,700. 00 34,297, 700. 00 94,000. 00 25,000. 00 36, 492. 50 $344, 927.00 165, 166. 00 62,108, 195. 00 193,777, 650.00 145,751, 440.00 17,712, 900.00 37,190, 300. 00 93, 500.00 24, 000. 00 37, 487. 00 359,832,715. 00 380,398,109.50 j 419,533,458.50 ! 457,205,565.00 38,004,155.00 | 31,634,101.00 216,022,075.00 i328,198,614.00 Denomination. Oct. 31, 1902. 44,614,920.50 335,783,189.00 Oct. 31, 1905. i Oct. 31, 1906. $344,558. 00 $344, 254.00 164,922. 00 164: 710.00 73, 491,615. 00 91,158! 440.00 224, 763, 730. 00 244,855; 220.00 167,988,820. 00 184, 777, 440.00 18,467,200. 00 19,597, 050.00 39,056,500.00 42,044, 100. 00 92,500. 00 91, 500.00 24,000.00 24, 000.00 38,739. 50 40, 086. 50 38,882.637.50 380,650i 821. 00 Oct. 31, 1907. $344,248. 00 164,708. 00 120,274,210.00 249,946,530.00 183,416,620. 00 17,387,000. 00 38,215,100. 00 91,000.00 24,000.00 42,025.50 32,674,984. 00 424,530,581. 00 Oct. 31, 1908. $343 875. 00 164 470. 00 131,161 385.00 281,832, 280.00 195,249, 940.00 17,533, 050.00 39,327, 200.00 90, 000. 00 24, 000.00 44, 008.00 524,432,584. 50 583,096,800.50 | 609,905,441.50 t)65, 770,208. 00 34,394,779. 00 490,037,806.00 46,163,630.50 I 47,252,852.00 536,933,169.50 j 562,727,614.00 39,065,637. 50 626,779,350.00 a Gold notes not included. 138 No. REPORT OF THE COMPTROLLER OF THE CURRENCY. 22.—NATIONAL-BANK N O T E S OUTSTANDING AND THE AMOUNT AND P E R C E N T OF N O T E S O F $5 O N M A R C H 14, 1900, O C T O B E R 3 1 , 1900 T O 1908. $5 notes. Total circulation. March 14,1900 October 31 1900 October 31, 1901 October 31, 1902 October 31, 1903 October 31, 1904 October 31, 1905 October 31 1906 October 31, 1907 October 31, 1908 Amount. $254,026,230 331,580,183 359, 798, 400 380,362,678 419, 496,966 457,168,078 524,393,845 583,056,714 609,863,416 665,726,200 Date. $79,310,710 70,363,595 60,265,645 61, 482,780 62,280,980 62,108,195 73,491,615 91,158,440 120,274,210 131,161,385 Per cent. 31.2 21. 2 16.7 16.1 14.8 13.6 14.01 15.63 19.72 19.70 No. 23.—NUMBER AND DENOMINATIONS OF NATIONAL-BANK NOTES ISSUED AND REDEEMED SINCE THE ORGANIZATION OF THE SYSTEM, AND THE NUMBER OUTSTANDING OCTOBER, 31, 1908. Denomination. Issued. Redeemed. Outstanding. Ones Twos Fives Tens Twenties Fifties One hundreds.. Five hundreds One thousands 23,169,677 7,747,519 233,123,144 150,782,055 47,590,686 3,562,984 3,077,598 23,894 7,379 22,825,802 7,665,284 206,890,867 122,598,827 37,828,189 3,212,323 2,684,326 23, 714 7,355 343,875 82,235 26,232,277 28,183,228 9,762,497 350,661 393,272 180 24 Total 469,084,936 403,736,687 05,348,249 No. 24.—VAULT ACCOUNT OF C U R R E N C Y RECEIVED AND ISSUED BY THIS BUREAU DURING THE YEAR AND THE AMOUNT ON HAND OCTOBER 3 1 , 1908. National-bank currency in vault at close of business October 31, 1907 $166,303,540 Amount received from the Bureau of Engraving and Printing during year ended October 31, 1908 582,367,820 Total to account for Amount issued to banks during the year Amount withdrawn from vault and canceled ,$367,017,740 4, 433, 410 748,671,360 Total withdrawn 371, 451,150 Amount in vault at close of business October 31, 1908 377,220,210 No. 25.—NATIONAL BANKS WHICH HAD NO CIRCULATION OCTOBER 31, 1908. Bonds. Irvington National Bank, Irvington, N. Y Rogers National Bank, Jefferson, Tex Total 12,500 REPORT OF THE COMPTROLLER OF THE CURRENCY. 137 No. 26.—"ADDITIONAL CIRCULATION" ISSUED AND RETIRED, BY STATES, DURING THE YEAR ENDED OCTOBER 31, 1908, AND TOTAL AMOUNT ISSUED AND RETIRED SINCE JUNE 20, 1874.« Circulation issued. States and Territories. $35,000 $473,748 234,000 443,772 416,187 187,000 1,836, 405 4,330, 400 240,000 628,571 1,307,500 1,297,448 6,686,319 26,258,720 780,079 2,256,960 4,259,884 11,814,900 135,020 85,000 1,061,927 2,063,540 202,000 65,600 620,302 2,011,010 447,700 198,927 1,222,980 66,250 709,950 48,745 159,388 2,697,450 61,530 905,000 23,000 728,860 546,250 30,290 115,900 1,858,250 106,250 2,960, 860 555,000 38,300 564, 422 811,400 152,880 1,159,350 396,745 3,748,250 934,612 6,565,575 552,272 2,726,520 685.589 13,268,720 363,820 2,113,500 527, 492 1,871,500 389, 449 1,923,210 290,482 3, 420,750 233,747 1,195,910 329,108 2,018, 400 100 622,500 232,950 565,990 758.590 582,290 34,550 172,010 8,550 805,450 13,550 211,050 28,550 289,500 30,997 215,010 100,500 1,518,100 177,792 3,957,850 13,250 246,250 16,610 1,215,300 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia..... West V irginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan.. Wisconsin Iowa Minnesota Kansas Nebraska Nevada Oregon Colorado Idaho Montana Wyoming North Dakota South Dakota Washington California Utah , New Mexico (Territory).. Arizona (Territory) Oklahoma (Territory) Indian (Territory)....' Alaska (Territory) Hawaii (Territory) Porto Rico (Territory).. Total Surrendered to this office and retired From June 20,1874, to October 31, 1908 . Surrendered and retired same dates Grand total. Under act of July 12, Additional. 1882. 26,360,589 114,912,575 Total. $508,748 677,772 603,187 6,166,805 868,571 2,604,948 32,945,039 3,037,039 16,074,784 220,020 3,125, 467 267,600 2,361,332 646,627 1,289,230 758,695 2,856, 838 966,530 751,860 576,5iO 1,974,150 3,067,110 593,300 1,375, 822 1,312,230 4,144,995 7,500,187 3,278,792 13,954,309 2, 477,320 2,398,992 2,312,659 3,711,232 1,429,657 2,347,508 622, 600 798, 940 1,340, 880 206,560 814,000 224,600 318, 050 246,007 1,618,600 4,135,642 13,250 246,250 16,610 1,215,300 $975,788 714,726 749, 424 5,233,791 972.527 2,714,063 25,995,624 3,540,339 210, 830,297 283,042 2,329,842 312, 331 986,050 332,653 316,179 124, 680 299,682 154, 827 447,223 174,305 651,367 982,175 54, 820 1,245,751 491, 499 1,448,641 5,793,312 1,441,797 5,091,082 1,256,918 513,861 1,030,952 1,029, 449 531,296 777,367 23,930 160, 660 534, 277 48,165 3S, 428 55,131 62,610 90,195 145,115 741,542 21,025 29,980 37,295 157,010 51,790 141,273,164 80,025,078 2, 853,352 717,966,981 19,770,560 1,000,132,250 26,360,589 114,912,575 a Notes of gold banks not included in this table. Circulation retired. 1,141,405,414 820,615,971 138 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 27.—NATIONAL-BANK NOTES RECEIVED MONTHLY FOR REDEMPTION BY THE COMPTROLLER OF THE CURRENCY DURING THE YEAR ENDED OCTOBER 31, 1908, AND THE AMOUNT RECEIVED DURING THE SAME PERIOD AT THE REDEMPTION AGENCY OF THE TREASURY, TOGETHER WITH THE TOTAL AMOUNT RECEIVED SINCE THE APPROVAL OF THE ACT OF JUNE 20, 1874.« Received by the Comptroller of the Currency. From national banks in connection with reduction of circulation and replacement with new notes. Month. F r o m the redemption agency. For replacem e n t with new notes. Retirement account. Total. I $4,510 290,020 1,483,515 48,000 73,710 262,242 80 55 89,085 1,260 6,320 4,205 November, 1907.. December, 1907.. January, 1908.... February, 1908... March, 1908 April, 1908 May, 1908 June, 1908 July, 1908.. August, 1908 September, 1908. October, 1908.... Total Received from June 20, 1874, to October 31, 1907 Received at the United States Treasury redemption agency. $11,914,932 6,557,183 15,615,505 17,638,365 18,698,478 18,517,602 19,983,935 24,426,855 13,249,978 20,969,032 27,487,078 35,314,610 $2,704,642 917,110 3,144,270 3,560,222 4,283,082 4,728,905 5,366,180 5,804,433 20,795,274 13,081,442 8,735,708 6,903,810 $14,624,084 7,764,313 20,243,290 21,246,587 23,055,270 23,508,749 25,350,195 30,231,343 34,134,337 34,051,734 36,229,106 42,222,625 2,263,002 230,373,553 80,025,078 $7,749,861 11,736,620 43,425,863 29,627,608 38,949,474 42,491,474 43,212,118 45,121,039 38,319,375 29,442,768 24,776,186 27,507,778 382,360,164 4,652,859,733 22,349,223 2,525,318,544 797,993,021 ;3,345,660,788 Grand total. 312,661,633 20,086,221 2,294,944,991 717,967,943 3,032,999,155 5,035,219,897 a Notes of gold banks not included in this table. No. 28.—NATIONAL-BANK NOTES RECEIVED AT THIS BUREAU AND YEARLY SINCE THE ESTABLISHMENT OF THIS SYSTEM. Amount. Date. Prior t o November 1,1865 During year ended October 31— 1866 1867 . . 1868 1869 . 1870 1871 1872 1873 1874 . . 1875 . . . 1876 1877 1878 1879 18S0 1881 . . . . . . . 1882 1883 1884 1885 1886 1887 1888 1889 $175, 490 1,050,382 3, 401, 423 4,602,825 8,603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939,741 137,697,696 98,672,716 76,918,963 57,381,249 41,101,830 35,539,660 54,941,130 74,917,611 82,913,766 93,178,418 91,048,723 59,989,810 47,726,083 59,568,525 52,207,627 Date. During year ended October 31— 1890 1891 1892. 1893 1894 1895 1896 1897 1898 1899. . . 1900 1901 1902. 1903 1904 1905 1906 1907 1908 Additional a m o u n t of insolvent and liquidating national-bank notes destroyed . Gold n o t e s . . Total. a In addition, $42,485 destroyed in transit. DESTROYED Amount. $44, 447,467 45,981,963 43,885,319 44,895,466 62,835,395 46,997,527 53,613,811 83,159,973 66,683, 467 59,988,303 71,065,968 90,848,100 107,222,495 140,306,990 167.118,135 195,194,785 191,102,985 197,932,847 231,128,140 322,055,850 31390,460 o3,506,727,469 139 EEPOET OP THE COMPTROLLER OF THE CURRENCY. No. 29,—NATIONAL-BANK NOTES ISSUED DURING EACH YEAR PROM 1864 TO 1908, INCLUSIVE; NATIONAL-BANK NOTES DESTROYED OF ACTIVE BANKS, INSOLVENT AND LIQUIDATING BANKS, AND TOTAL DESTRUCTIONS FOR EACH YEAR DURING THE SAME PERIOD, AND ALSO THE PERCENTAGE OF DESTRUCTIONS TO ISSUES. Destroyed. Year ended Oct. 31— 1864. 1865. I860. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1879. 1880. 1681. 1882. 1883. 1884. 1885. 1886. 1890. 1891. 1892. 1893. 1894. 1895. 1896. 1897. 1900. 1901. 1902. 1903.. 1904. 1905. 1906. 1907. 1908 . Issued.a $58,813,980 146,285, 475 89,485,759 9,616,927 6,165,135 8,376,450 16,667,875 48,660,710 50,888,475 46,235,375 51,766,644 136,025,195 78,480, 410 75,611,240 63,825,205 58,376,360 43,787,770 73,221,180 80,076,450 78,681,070 81,046,310 83,040,440 62,026,940 36,756,100 49,668, 460 30,611,860 32,886,720 46, 465,820 49,951,350 86,184,670 66,586,360 57,181,040 78,098,580 82,526,890 79, 469,260 67,028,650 163,808,800 123,100,200 133,309,440 187,249,260 213,462,110 272,590,790 281,914,490 236,119,740 141,273,164 Insolvent Active banks. and liquidating banks. $1,225,872 3,401,423 4,602,825 8,603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939, 741 137,697,696 98,672,716 76,918,963 57,381,249 41,101,830 35,539,660 54,941,130 74,917,611 82,913,766 93,178, 418 91,048,723 59.989,810 47,726,083 59,568,525 52,207,627 44, 447,467 45,981,963 43,885,319 44,895, 466 62,835,395 46,997,527 53.613,811 83,159,973 66,683, 467 59,988,303 71,065,968 90,848,100 107,222,495 140,306,990 167,118,135 195,194,785 191,102,985 197,932,847 231,128,140 $272,383 207,639 540,176 164,888 227,702 1,700,731 4,161,137 2,445.355 1,388', 671 3,937,387 3,116,642 2,688,157 2,674,586 1,794,172 1,320,706 1,403,470 3,101,028 5,990,342 6,174,623 9,571,733 15,919,5.32 18,368,936 22,706,700 15,704,966 10,733,384 7,955,142 6,007,783 4, 624,936 5,312,050 3,832, 470 3,538,344 3,788,264 3,286,560 3,603,104 4,115,350 4,033,883 5,522,667 7,805,620 8,663,918 10,148,380 12,142,389 11,378,202 80,024,833 Per cent destruc- Per cent Total out- tions ac- destructions to tive standing. banks to issues. issues. Total.** $464,250 1,034,005 3,609,062 5,143,001 8,768,617 14,533,391 26,044,778 34,372,857 38,878,526 51,328,412 141,635,083 101,789,358 79,607,120 60,055,835 42,896,002 36,860,366 56,344,600 78,018,639 ! 88,904,108 i 99,353,041 I 100,620,456 75,909.362 66,095^019 ! 82,275,225 i 67,912,593 i 55,180,851 | 53,937,105 I 49,893,102 ' 49,520,402 68,147, 445 50,829,997 57,152,155 86,948,237 69,970,027 63,591, 407 75,181,318 94,881,983 112,745,162 148,112,610 175,782,053 205,158,230 203,245,374 209,311,049 311,152,973 $58,813,980 204,635,205 293,086,959 299,094,824 300,116,958 299,724,791 301,859,275 324,475,207 340,990,825 348,347,674 348,785,906 343,176,018 319,867,070 315,871,190 319,640,560 335,120,918 342,048,322 358,924,902 360,982,713 350,759,675 332,452,944 314,872,928 300,990,506 271,651,587 239,044,822 201,744,089 179,449,958 171,978,673 172,036,921 208,701,189 207,140,104 213, 491,147 234,437,572 230,016,225 239,515,458 242,952,701 331,580,183 359,798,400 380,362,678 419,496,966 457,205,565 524,408,249 583,171,985 609,905, 441 665,844,987 0.52 0.65 35.36 74.64 102. 71 85.82 50.02 59.36 78.79 96.47 101.23 125. 73 101. 72 89.91 70.40 81.16 75.03 93.55 105. 37 114. 96 109. 64 96.71 129.84 119.93 170. 54 135.15 98. 95 87.85 52.09 94.36 82.18 68.64 100.76 83.91 89.49 43.38 73.80 80.56 74.93 78.29 71.54 72.96 83.83 163.60 37.52 83.42 104.68 87.19 53.52 67.54 84.08 99.15 104.12 129.70 105.28 94.09 73.48 84.18 76.95 97.42 112.99 122.58 121.17 122.38 179. 82 165.65 221.86 167. 79 116. 08 99.88 57.45 102. 34 88.89 73.18 105. 35 88.04 94.87 45.89 77.07 84.57 79.09 82.35 75.26 77.60 88.65 220.24 a Notes of gold banks n o t included. No. 30.—VAULT ACCOUNT OF C U R R E N C Y YEAR ENDED RECEIVED OCTOBER 31, AND DESTROYED DURING THE 1908. There was in the vault of the redemption division of this office, awaiting destruction, a t the close of business October 31,1907 $637,630 Received during the year ended October 31,1908 312,661,633 Total Withdrawn and destroyed during the year Balance in vault October 31, 1908 313,299,263 311,153,218 2,146,045 140 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 31.—TAXES ASSESSED ON CIRCULATION, DEPOSITS, AND CAPITAL OP NATIONAL BANKS, 1864 TO 1882. On circulation. On deposits. Year. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 . . On capital. Total. . Total $95,911.87 1,087,530.86 2,633,102.77 2,650,180.09 2,564,143.44 2,614,553.58 2,614,767.61 2,802,840.85 3,120,984.37 3,196,569. 29 3,209,967.72 3,614,265.39 3,505,129.64 3,451,965.38 3,273,111.74 3,309,668.90 4,058,710. 61 4,940,945.12 o8,295,717.93 $18,432.07 133,251.15 406,947.74 321,881.36 306,781.67 312,918.68 375,962.26 385,292.13 389,356.27 454,891. 51 469,048.02 507,417. 76 632,296.16 660, 784.90 560,296. 83 401,920. 61 379, 424.19 431,233.10 o707,751.33 $167,537.26 1,954,029.60 5,146,835.81 5,840,698.23 5,817,268 18 5,884,888.99 5,940,474.00 6,175,154. 67 6,703,910. 67 7,004,646.93 7,083,498.85 7,305,134.04 7,229,221. 56 7,013,707.81 6,781, 455. 65 6,721,236.67 7,591,770. 43 8,493,552.55 12,194, 451. 24 52,253,518. 24 . $53,193.32 733,247.59 2,106,785.30 2,868,636.78 2,946,343.07 2,957,416.73 2,949,744.13 2,987,021.69 3,193,570.03 3,353,186.13 3,404, 483.11 3,283, 450. 89 3,091,795.76 2,900,957.53 2,948,047.08 3,009,647.16 3,153,635. 63 3,121,374.33 3,190,981. 98 60,940,067.16 7,855,887.74 121,049,473.14 a To June 1, 18S3. No. 32.—TAXES ASSESSED ON CAPITAL AND DEPOSITS OF NATIONAL BANKS PROM 1864 TO 1883, ON CIRCULATION FROM 1864 TO 1908, AND ON CAPITAL AND SURPLUS (WAR-REVENUE ACT OF 1898) TO JUNE 30, 1902. Year. Tax paid on capital and deposits. $114,343.94 1,220,782.01 3,040,050. 51 2,972,061.45 2,870,925.11 2,927; 472. 26 2,990,729.87 3,188,132. 98 3,510,340. 64 3,651,460.80 3,679,015.74 4,021,683.15 4,137,425. 80 4,112,750.28 3,833, 408. 57 3,711,589.51 4, 438,134. 80 5,372,178.22 c9,003,469.26 1864 1865 1866 1867 18G8 18G9 1870 1871 1872 1873 1874 1875 1878 1877 1878 1879 1880 1881 1882 1883 1884. Total 68,795,954.90 Tax paid on circulation. $53,193.32 733, 247. 59 2,106,785. 30 2,868,636.78 2,946,343.07 2,957, 416. 73 2,949,744.13 2,987,021.69 3,193,570.03 3,353,186.13 3,404,483.11 3,283, 450. 89 3,091,795.76 2,900,957.53 2,948,047.08 3,009,647.16 3,153,635. 63 3,121,374.33 3,190,981.98 3,132,006.73 3,024,668.24 Year. 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896.... 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 Total a To June 1,1883. Tax paid on circulation. $2,794,584.01 2,592,021. 33 2,044,922. 75 1,616,127.53 1,410,331.84 1,254,839.65 1,216,104.72 1,331,287.26 1,443,489.69 1,721,095.18 1,704,007.69 1,851,676.03 2,020,703. 65 1,901,817.71 1,991,743.31 1,881,922.73 1,599,231.08 1,633,309.15 1,708,819.92 1,928,827.49 2,163,882.05 2,509,977.80 2,806,070. 54 3,090,811.72 104,627,788.04 Tax paid on capital and surplus. $1,752,802.00 1,730,251.00 1,731,929.00 1,833,431.00 7,048,413.00 REPORT OF THE COMPTROLLER OF THE CURRENCY. J41 No. 33.—TAXES ASSESSED ON NATIONAL-BANK CIRCULATION, YEARS ENDED JUNE 30, 1864, TO 1908; COST OF REDEMPTION, 1874 TO 1908; COST OP PLATES, AND EXAMINERS' FEES, 1883 TO 1908. Cost of redemp- Assessment Assessment tion of notes for cost of for cost of by the plates, United States plates, new extended banks. Treasurer. banks. Semiannual duty on circulation. Year, $52,253,518. 24 1864 1882 1874-1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 •. Total 3,132,006.73 3,024,668.24 2,794,584.01 2.592,021.33 2,044,922.75 1,616,127. 53 1,410,331.84 1,254,839.65 1,216,104. 72 1,331,287.26 1,443,489. 69 1,721,095.18 1,704,007.69 1,851,676.03 2,020,703.65 1,901,817.71 1,991,743.31 1,881,922.73 1,599,221.08 1,633,309.15 1,708,819.92 1,928,827.49 2,163,882.05 2,509,977.80 2,806,070.54 3,090,811.72 $1,971,587.10 147,592. 27 160,896.65 181,857.16 168,243. 35 138,967.00 141,141. 48 131,190. 67 107,843.39 99,366.52 100,593. 70 103,032.96 107,445.14 100,352. 79 114,085. 63 125,061.73 125,924.35 121,291.40 122,984. 76 146,236.18 153,796. 33 174, 477. 62 219,093.13 247,973.26 250,924.24 233,650. 52 a 270,840.21 $25,980.00 18,845.00 13,150.00 14,810.00 18,850.00 14,100.00 12,200. 00 24,175.00 18,575.00 15,700.00 14,225.00 4,050.00 4,950. 00 5,450.00 3,050.00 5,275.00 8,200.00 29,200.00 85,975.00 43,200.00 54,475.00 45,500. 00 47,825. 00 54,150.00 76,275. 00 48,450.00 $34,120.00 1,950.00 97,800.00 24,825.00 1,750.00 3,900. 00 575.00 725.00 7,200.00 8,100. 00 5,200.00 4,375.00 6,875. 00 3,750.00 1,700.00 1,775.00 2,850.00 15,050.00 13,500.00 14,425.00 40,325.00 12,600. 00 64,800.00 31,450.00 12,975. 00 10,025.00 104,627,788. 04 5,966,449. 54 706,635.00 422,620.00 Assessment for examiners' fees (sec. 5240, R. S.). $94,606.16 99,642.05 107,781. 73 107,272.83 110,219.88 121,777.86 130,725. 79 136,772. 71 138,969.39 161,983.68 162, 444. 59 251,966.79 238,252. 27 237,803. 51 222,858. 92 225,445. 27 244,903.62 259,164. 86 277,816.07 307,296. 63 324,598. 97 346,895. 32 388,307.39 396,766. 23 425,157. 65 429,397.75 Total. $52,253,518.24 1,971,587.10 3,434,305.16 3,306,001.94 3,195,172.90 2,907,172.51 2,314,709.63 1,897,046.87 1,685,023.30 1,524,355.75 1,480,215.63 1,617,664.64 1,728,392.24 2,088,932.11 2,054,437.75 2,212,765.17 2,373,374.30 2,260,237.33 2,368,988. 33 2,308,322.35 2,122,748.33 2,152,027.11 2,302,696.51 2,552,915.94 2,912,787.70 3,243,268.27 3,554,128. 71 3,849,524.68 5,948,827.92 117,672,320.50 a Cost of redemption per $1,000, $0.90366. N o . 3 4 . — T A X E S COLLECTED ON NATIONAL-BANK CAPITAL TO J U N E 1, 1883, AND FROM 1898 TO 1902; ON DEPOSITS TO J U N E 1, 1883, AND ON CIRCULATION, 1864 TO 1908. Collected on capital to June 1, 18&3 Collected on capital under war-revenue act of 1898 Collected on deposits to June 1. 1883 Collected on circulation to June 30, 1908 Total $7,855,887.74 7,048,413.00 60,940,067 16 104,627,788.04 180, 472,155.94 No. 35.—TAXES COLLECTED ON CIRCULATION, DEPOSITS, AND CAPITAL OF BANKS, OTHER THAN NATIONAL, BY THE INTERNAL-REVENUE BUREAU, 1&64 TO 1883, AND ON CAPITAL, 1898 TO 1902. Collected Collected Collected Collected on circulation on deposits an capital to 1883 on capital under war-revenue act of 1898 Total $5,487,608.82 48,802,237.39 14,986,143. 44 7,136,754.00 76,412,743.65 142 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 36.—AVERAGE AMOUNT OF NATIONAL-BANK NOTES IN CIRCULATION, AND AMOUNT OF DUTY PAID THEREON FOR THE FISCAL YEAR ENDED JUNE 30, 1908, BY NATIONAL BANKS IN EACH STATE AND TERRITORY. Average amount of notes in circulation. State, etc. Maine New Hampshire. Vermont Massachusetts... Rhode Island Connecticut $5,802,196.00 4,768,996.00 .4,521,773.00 30,086,989.00 3,933,938.00 12,248,682.00 497,054.00 64,405.32 419,840.95 7,251.00 67,429.88 25,279.93 201,916,296.00 Total, Eastern States. 326,570.03 90,793,868.00 12,356,012.00 80,245,845.00 1,400,683. 00 12,266,206.00 4,853,682.00 1,081,254.08 9,126, 154.00 6,717, 351.00 4,613, 293.00 2,701, 197.00 6,554, 649.00 2,758, 130.00 6,178, 997.00 2,403, 130.00 6,102, 959.00 22,449, 105.00 1,592, 593.00 13,878, 140.00 7,741, 667.00 Virginia West Virginia.. North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee 49,293.05 33,869.32 23,703. 54 13,787.97 33,647.11 13,897.12 31,264.50 12,015.66 32,774. 47 114,714.97 8,045.22 71,073.10 38,924. 57 | 92,817,365.00 199,474. 71 3,917,215.00 2,558,096.00 24,511,424.00 1,061,057.00 1,915,079.00 1,157,422.00 ' 624,526.00 57,853.00 20,086.61 12,893.58 123,241.67 5,331.12 9,625.10 7,179.16 3,122.65 289.27 35,802,672.00 Total, Pacific States. 10,775,14 9,609.71 42,191.38 45,637.80 35,791.16 9,332.57 5,936.55 33,177. 27 7,023.13 39,440,222.00 Total, Western States. 822,996.73 149,547.00 921,925.00 228,184.00 033,140.00 141,828.00 859,044.00 135,707.00 566,728.00 404,119.00 Washington Oregon California Idaho Utah Nevada Arizona Alaska. 214,167. 94 95,055. 89 165,917.72 40,892. 48 58,158.18 59,502.60 70,643. 76 118,658.16 158,637,142.00 Total, Middle Western States. North Dakota. South Dakota.. Nebraska Kansas Oklahoma Montana Wyoming Colorado New Mexico... 477,010.00 39, 341,935.00 I 18, 587,460. 00 32 055,394.00 114, 436. 00 279.790.00 790,075.00 064,023.00 404,029.00 Total, Southern States Ohio Indiana Illinois Michigan... Wisconsin. Minnesota. Iowa Missouri... 181,769.16 282,284.00 65,000.00 Hawaii Porto Rico. Total, island possessions $31,489.26 24,906.03 23,501.95 164,427.17 19.671.42 62,574.20 61,362,574.00 j Total, New England States. New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Total, United States Duty paid on circulation. 1., 411. 41 325. 00 347,284.00 . . 1,736.41 590,323,555.00 3,090,811.72 KEPORT OF THE COMPTROLLER OF THE CURRENCY. > 143 3 7—SPECIE AND BANK-NOTE CIRCULATION OF THE UNITED STATES IN THE YEARS SPECIFIED FROM 1800 TO 1859. [Prepared by Loans and Currency Division, Treasury Department.] Year. 1800 1810.... 1820.... 1830.... 1831.... 1832.... 1833.... 1834.... 1835.... 1836.... 1837.... 1838.... 1839.... 1840.... 1841.... 1842.... 1843 1844 1845.... 1846.... 1847.... 1848.... 1849 1850.... 1851.... 1852.... 1853.... 1854.... 1855.... 1856.... 1857.... 1858.... 1859.... Number I Estimated Estimated of banks| bank notes specie in United States. 506 704 713 788 829 840 901 784 692 691 696 707 707 715 751 782 824 879 "*750' 1,208 1,307 1,398 1,416 1,422 1,476 $10,500,000 28,000;000 44,800,000 61,000,000 77,000,000 91,500,000 91,500,000 94,839,570 103,692,495 140,301,038 149,185,890 116,138,910 135,170,995 106,968,572 107,290,214 83,734.011 58,563,608 75,167,646 89,608,711 105,552, 427 105,519,766 128,506,091 114,743,415 131,366,526 155,165,251 171,673,000 188,181,000 204,689,207 186,952,223 195,747,950 214,778,822 155,208,344 193,306^ 818 $17,500,000 30,000,000 24,300,000 33,100,000 32,100,000 30, 400,000 30,650,000 41,000,000 51,000,000 65,000,000 73,000,000 87,500,000 87,000,000 83,000,000 80,000,000 80,000,000 90,000,000 100,000,000 96,000,000 97,000,000 120,000,000 112,000,000 120,000,000 154.000,000 186,000,000 204,000,000 236,000,000 241,000,000 250,000,000 250,000,000 260,000,000 260,000,000 250,000,000 Money in Per Treasury. circulation. Population. jcapita. $28,000,000 58,000,000 69,100,000 93,100.000 109,100;000 121,900,000 122,150,000 135,839,570 154,692,495 205,301,038 222,185,890 203,638,910 222,170,995 189,968,572 187,290,214 163,734,011 148,563,608 175,167.646 185,608,711 202,552, 427 225,519,766 240,506,091 234,743, 415 285,366,526 341,165,251 375,673,000 424,181,000 445,689,207 436,952,223 445,747,950 474,778,822 415,208,344 443,306,818 ojl,500,000 a3,000,000 a 2,000,000 5,755,705 6,014,540 4,502,914 2,011,778 11,702,905 8,892,858 a 5,000,000 0 5,000,000 a 5,000,000 2,466,962 3,663,084 987,345 230,484 1, 449,472 7,857,380 7,658,306 9,126,439 1,701,251 8,101,353 2,184,964 6,604.544 10,911,646 14,632,136 21,942,893 20,137,967 18,931,976 19,901,325 17,710,114 6,398,316 4.339,270 a Specie in Treasury, estimated. $26,500,000 55,000,000 67,100,000 87,344,295 93,085,460 117,397,086 120,138,222 124,136,665 145,799,637 200,301,038 217,185,890 198,638,910 219,704,033 186,305,488 186,302,869 163,503,527 147,114,136 167,310,266 177,950,405 193,425,988 223,818,515 232,404,738 232,558, 451 278,761,982 330,253,605 361,040,864 402,238,107 425,551,240 418,020,247 425,846,625 457,068,708 408,810,028 438,967,542 5,308,483 7,239,881 9,633,822 12,866,020 13,221,000 13,590,000 13,974,000 14,373,000 14,786,000 15,213,000 15,655,000 16,112,000 16,584,000 17,069,453 17,591,000 18,132,000 18,694,000 19,276,000 19,878,000 20,500,000 21,143,000 21,805,000 22,489,000 23,191,876 23,995,000 24.802.000 25,615,000 26,433,000 27,256,000 28,083,000 28,916,000 29,753,000 30,596,000 $4.99 7.60 6.96 6.69 7.04 8.64 8.60 8.64 9.86 13.17 13.87 12.33 13.26 10.91 10.59 9.02 7.87 8.68 8.95 9.43 10.59 10.66 10.34 12.02 13.76 14.63 15.80 16.10 15. 34 15.16 15.81 13. 78 14. 35 144 EEPOET OF THE COMPTROLLER OF THE CURRENCY. No. 38.—COIN AND PAPER CIRCULATION OF THE UNITED STATES FROM 1860 1908, INCLUSIVE, WITH AMOUNT OF CIRCULATION PER CAPITA. Year Coin, including bullion in ended t h e Treasury. J u n e 30— 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889... 1890 1891... 1892 1893 1894 1895 1896... 1897 1898 1899 1900 1901 1902 1903... 1904... 1905... 1906 1907 1908 U. S. notes and bank Total money. notes. $235,000,000 $207,102, 477 202,005,767 250,000,000 333, 452,079 25,000,000 25,000. 000 649,867,283 680,588,067 25,000,000 745,129,755 25,000,000 729,327,254 25,000,000 703,200,612 25,000,000 691,553,578 25,000,000 690,351,180 25,000,000 697,868,461 25,000,000 716,812,174 25,000,000 737,721,565 25,000,000 749,445,610 25,000,000 781,024,781 25,000,000 773,273,509 25,000,000 738,264,550 52,418,734 697,216,341 65,837,506 687, 743,069 102,047,907 676, 372, 713 357,268,178 691,186, 443 494,363,884 701,723,691 647,868,682 705, 423,050 703,974,839 702, 754,297 769,740,048 686,180,899 801,068,939 665,257,727 872,175,823 658,380, 470 903,027, 304 625,898,804 1,007,513,901 599,049, 337 1,092,391,690 558,059,979 1,100,612, 434 532,651,791 1,152,471,638 564,837,407 1,112,956,637 021,076,937 1,131,142,260 672,585,115 1,066,223,357 706,120,220 1,098,958, 741 704, 460, 451 1,114,899,106 702,364,843 1,097,610,190 692,216,330 1,213,780,289 075, 788, 473 1,397,785,909 681,550,167 1,508,543,738 732,348, 460 1,607,352,213 748,285,518 1,734,861,774 733,353,107 1,829,913,551 779,594,666 1,905,116,321 808,894,111 1,994,610,024 851,813,822 2,031,296,042 915,179,376 2,154,797,215 956, 457,706 2,159,103, 301 2,328,767,087 1,049,990,933 $442,102,477 452,005,767 358, 452 079 674,867; 283 705,588,067 770,129,755 754,327,254 728,200,612 716,553,578 715,351,180 722,868,461 741,812,174 762,721,565 774, 445,610 806,024,781 798,273,509 790,683,284 763,053,847 789,790,976 1,033,640,891 1,185,550,327 1,349,592,373 1,409,397,889 1, 472, 494,345 1,487,249,838 1,537,433,550 1,561, 407, 774 1,033,412,705 1,691,441,027 1.658,672,413 1,685,123,429 1,677,794,044 1, 752,219,197 1,738,808,472 1,805,078,961 1,819,359,557 1,799,975,033 I', 905,996,619 2,073,574, 442 2,190,093,905 2,339, 700,673 2, 483,147,292 2, 563,266,658 2,684, 710,987 2,803, 504,135 2,883,109,864 3,069,976, 591 3,115,561,007 3,378,764,020 "oin, bullion, and paper money in Circulation. Treasury as assets. $435, 407,252 448,405,767 334,697,744 595,394,038 069,641,478 55, 426,760 714,702,995 80,839,010 673, 488,244 66,208,543 661,992,069 36,449,917 680,103,661 50,898,289 664,452,891 47,655,667 675,212, 794 25,923,169 715,889,005 24,412,016 738,309,549 22,563,801 751,881,809 29,941,750 776,083,031 44,171,562 754,101,947 63,073,896 727,609, 388 40,738,964 722,314,883 60,658,3^2 729,132,634 215.009,098 818,631,793 212.168,099 973,382,228 235,354,254 1,114,238,119 235,107, 470 1,174,290,419 242,188,649 1,230,305,696 243,323,869 1,243,925,969 244,864,935 1,292,508,615 308,707,249 1,252,700,525 315,873,562 1,317,539.143 319,270,157 1,372,170^70 278,310,764 1,380,361,649 255,872,159 1, 429,251,270 180,353,337 1,497,440,707 150,872,010 1,601,347,187 142,107,229 1,596,701,245 144,270,253 1,660,808,708 217,391,084 1,601,968,473 293,540,067 1', 506, 434,966 265, 787,100 1,640, 209,519 235,714,547 1,837,859,895 286,022,024 1,904,071,881 284,549,675 2,055,150,998 307,760,015 2,175,387,277 313,876,107 2,249, 390,551 317,018,818 2,367,692,169 284, 361,275 2,519,142,860 295,227,211 2,587,882,653 333,329,963 2,736,646,628 342,604,552 2,772,956,455 340,748,532 3,038,015,488 $6,695,225 3,600,000 23,754,325 79,473,245 35,946,589 Population. 31, 443,321 32,064,000 32,704,000 33,365,000 34,046,000 34,748,000 35,469,000 36,211,000 36,973,000 37,756,000 38,55S, S71 39,555,000 40,596,000 41,677,000 42,796,000 43,951,000 45,137,000 46,853,0C0 47,598,000 48,866,000 50,155,783 51,316,000 52,495,000 53, C93,000 54,911,000 56,148,000 57,404,000 58,C80,000 59,974,000 61;289,000 62,622,2£0 63,975,000 65,520,000 66,946,000 68,197,000 69,878,000 71,: 90,000 72,9b7,000 74,522,000 76,148,000 76,295,220 77,754,000 79,117,000 80,487,000 81,867,000 83,260,000 84,662,000 86,074,000 87,496,000 TO Circulation per capita. $13.85 13. 98 10. 23 17.84 19.67 20. 57 18.99 18. 28 18. 39 17. CO 17. £0 18.10 18.19 18.04 18.13 17.16 16.12 15.58 15.32 16. 75 19.41 21.71 22.37 22.91 22.05 23.02 21.82 22.45 22.88 22.52 22.82 23.41 24.44 23.85 24.28 22. 93 21.10 22.49 24.66 25.01 26.94 27.98 28.43 29.42 80.77 31.08 32.32 32.22 34.72 NOTE 1.—Specie payments were suspended from Jan. 1,1862, to Jan. 1,1879. During the greater part of that period gold and silver coins were not in circulation except on the Pacific coast, where, it is estimated, the specie circulation was generally about $25,000,000. This estimated amount is the only coin included in the above statement from 1862 to 1875, inclusive. NOTE 2.—In 1876 subsidiary silver again came into use, and is included in this statement, beginning with that year. NOTE 3.—The coinage of standard silver dollars began in 1878, under the act of Feb. 28,1878. NOTE 4.—Specie payments were resumed Jan. 1,1879, and all gold and silver coins, as well as gold and silver bullion in the Treasury, are included in this statement from and after that date. NOTE 5.—The Director of the Mint recently made a revised estimate of the stock of gold coin and, as a consequence of such revision, the estimated stock of gold in the United States and of gold coin in circulation has been reduced $135,000,000 in thefiguresfor 1907. 145 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 39.—STATE-BANK NOTES OUTSTANDING, TOTAL MONEY IN UNITED STATES, AND PERCENTAGE OF BANK NOTES TO TOTAL MONEY, FROM 1800 TO 18G3, INCLUSIVE. Year. 1800 1810 1820 1830. 1831 1832 1833 1834 1835 1836 1837 1838 1839 1840 1841 1842 1843 1844 1845. Per cent bank Total money Estimated in United bank notes notes to States. outstanding. total money. $10,500,000 28,000,000 44,800,000 61,000,000 77,000,000 91,500,000 91,500,000 94,839,570 103,692,495 140,301,038 149,185,890 116,138,910 135,170,995 106,968,572 107,290,214 83,734,011 58,563,608 75,167,646 89,608,711 $28,000,000 58,000,000 69,100,000 93,100,000 109,100,000 121,900,000 122,150,000 135,839,570 154,692,495 205,301,038 222,185,890 203,638,910 222,170,995 189,968,572 187,290,214 163,734,011 148,563,608 175,167,646 185,608,711 37.50 48.27 64.83 65.54 70.57 75.06 74.90 69.81 67.01 68.33 67.14 57.03 60.84 56.30 57.28 51.13 39.39 42.91 48.27 a Other paper currency, $149,652,079. Year. 1846.... 1847 1848 1849 1850 1851 1852 1853 1854 1855 1856 1857 1858 1859 1860 1861 1862.. 1863 Total money Estimated in United bank notes outstanding. States. Per cent bank notes t o total money. $202,552,427 $105,552,427 225,519,766 105,519,766 240,506.091 128,506,091 234,743, 415 114,743,415 285,366,526 131,366,526 341,165,251 155,165,251 375,673,000 171,673,000 424,181,000 188,181.000 445,689,207 204,689,207 436,952,223 186,952,223 445,747,950 195,747,950 474,778,822 214,778,822 415,208,344 155,208,344 193,306,818 443,306,818 460,102,477 207,102,477 452,005,767 202,005,767 358,452,079 0 183,800,000 674,867,283 b238,700,000 52.11 46,78 53.43 48.87 46.03 45.48 45.69 44.36 45.92 42.78 43.91 45.23 37.38 43.60 45.01 44.69 51.27 35.37 b Other paper currency, $411,167,283. No. 40.—TOTAL MONEY IN UNITED STATES, NATIONAL-BANK NOTES OUTSTANDING, AND PERCENTAGE OF BANK NOTES TO TOTAL MONEY, ON JUNE 30, 1864 TO 1908, INCLUSIVE. : Percentage of ! national-! Total money in ^ ^ bankcir- j T T nitpri QtotPQ t>ailK CirCU- culation : Lmted States. i , lation>a to total currency. i Year. 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880. 1881 1882 1883... 1884 1885 1886 ! $705,588,067 770,129,755 754,327,254 728,200,612 716.553,578 715,351,180 722,868,461 741,812,174 762,721,565 774,445,610 806,024,781 798,273,509 790,683,284 763,053,847 789,790,976 1,033,640,891 1,185,550,327 1,349,592,373 1,409,397,889 1,472,494,345 1,487,249,838 1,537,433,550 1,561,407,774 1 $58,813,980 204,635,205 293,086,959 299,094,824 300,116,958 299,724,791 301,859,275 324,475.207 340,990,825 348,347,674 348,785,906 343,176,018 332,998,336 317,048,872 324,514,284 329,691,697 344,505,427 355,042,675 358,742,034 356,815,510 339,499,833 319,069,932 309,010,460 i 1 j i ! i I ! j 1 ! ! j 1 ! j 1 I ! | ! i • 8.33 : 26.57 38.84 41.08 41.86 41.89 41.76 43.74 44,71 44.98 43.27 42.99 42.11 ! 41.55 41.09 31.89 I 29.06 26.31 ! 25.45 24.23 , 22.83 i 20.75 19. 79 i Year. Total money in United States. Nationalbank circulation.a 1887 1888 1889 1890 1891 1892 1893 1894 1895...... 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 $1,633,412,705 1,691,441,027 1,658,672,413 1,685,123,429 1,677,794,044 1,752,219,197 1,738,808,472 1,805,078,961 1,819,359,557 1,799,975,033 1,905,996,619 2,073,574,442 2,190,093,905 2,339,700,673 2,483,147,292 2,563,266,658 2,684,710,987 2,803,504,135 2,883,109,864 3,069,976,591 3,115,561,007 3,378,764,020 $279,217,788 252,362,321 211.378,963 185,970,775 167,927,574 172,683,850 178,713,692 207,353,244 211,691,035 226,000,547 231,441,686 227,900,176 241,350,871 309,640,443 353,742,186 356,672,091 413,670,650 449,235,095 495,719,807 548,883,608 603,788,690 665,844,987 a October 31,1864 to 1875, June 30,1876 to 1908. C22S0—CUR 1908 10 Percentage of nationalbank circulation to total currency. 17.09 14 92 12. 74 11.04 10.01 9.86 10. 28 11.48 11.63 12. 55 12.14 10.99 11.02 13.23 14.25 13.91 15.41 16.02 17.19 17.88 19.38 19.70 146 REPOBT OF THE COMPTROLLER OF THE CURRENCY. No. 41.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS AT DATE OF EACH REPORT FROM OCTOBER, 1863, TO SEPTEMBER 23, 1908, TOGETHER WITH THE TOTAL AMOUNT OF MONEY IN THE UNITED STATES ON JUNE 30, 1863, TO 1908, AND THE PERCENTAGE OF NATIONAL BANK CIRCULATION TO CAPITAL, TO ASSETS, AND TO MONEY IN THE COUNTRY. [Amounts in millions of dollars.] Date. Number of banks. Paid in capital. Money Circula- Aggregate j in tion. resources. United States. 1863. October 5 16.7 1864. January 4 April 4 July 4 October 3 139 307 467 508 14.7 42.2 75.2 86.7 1865. January 2 April 3 July 3 October 2 638 907 1,294 1,513 135.6 215.3 325.8 393.1 66.7 98.8 131.4 171.3 512.5 771.5 1,126.4 1,359.7 1866. January 1 April 2 July2 October 1 1,582 1,612 1,634 1,644 403.3 409.2 414.2 415.4 213.2 248.8 267.7 280.2 1,404.7 1,442.4 1,476.3 1,526.9 1867. January 4 . , . . April 1 July 1 October 7 — 1,648 1,642 1,636 1,642 420.2 419.3 418. 5 420.0 291.4 292.7 291. 7 293.8 1,511.2 1,465.4 1,494.0 1,499.4 January 6. April 6 July 6 October 5 . 1,642 1,643 1,640 1, 643 420. 2 420. 6 420.1 420.6 294.3 295.3 294. 9 297.7 1,502. 6 1,499. 6 1,572.1 1,559.6 1869. January 4 April 17 June 12 October 9 1,628 1,620 1,619 1,617 419.0 420.8 422.6 426.3 294.4 292. 4 292.7 293.5 1,540.3 1,517.7 1,564.1 1, 497.2 Octobers December 2 8 , 1,615 1,615 1,612 1,615 1,648 426.0 427.5 427.2 430.3 435.3 292.8 292.5 291.1 291.7 296.2 1,688 1,707 1,723 1,767 1,790 444.2 446.9 450.3 458.2 460.2 301.7 306.1 307.7 315.5 318. 2 1,627.0 1,694.4 1.703.4 1.730.5 1,715.8 1872. February 27.. April 19 June 10 October 3 December 27. 1,814 1,843 1,853 1,919 1,910 464. 0 467. 9 470. 5 479. 6 482. 6 321.6 325.3 327.0 333.4 336.2 1873. February 28.. April 25 June 13 September 12. December 26. 1,947 1, 962 1,968 1,976 1,976 484.5 487.8 490.1 491.0 490.2 1874. February 27 May 1 June 26 October 2 December 31 1,975 1,978 1,983 2,004 2,027 490.8 490.0 491.0 493.7 495.8 1870. January 22... March 24 June9 »• I 0.03 9.7 25.8 45.2 37.6 114.8 252.2 297.1 Capital. Money Assets. in United States. 674.8 1,546.2 1, 529.1 1,565.7 1,510.7 1,538.9 1871. March 18 April 29 , June 10 , October 2 December 16 . Percentage of circulation to— 23.0 34.4 52.1 8.5 10.2 15.2 49.2 45.9 40.3 43.5 13.0 12.8 11.7 12.6 52.8 60.8 64.6 67.4 15.2 17.2 18.2 18.3 69.3 69.8 69.7 69.9 19.3 19.9 19.5 19.6 70.4 70.2 70.2 70.3 19.6 19.7 18.8 18.9 70.2 69.4 69.2 19.1 19.2 18.7 19.6 68.7 68.4 68.1 67.8 68.0 18.9 19.1 18.6 19.3 19.2 67.9 68.5 68.3 68.8 69.1 18.5 18.1 18.1 18.2 1,719.4 1,743.6 1,770.8 1,755.8 1,773.5 69.3 69.5 69.5 69.5 69.6 18.7 i 18.6 18.5 18.9 18.9 42.9 336.2 338.1 338.7 339.0 341.3 1,839.1 1,800.3 1,851.2 1,830.6 1, 729. 3 67.3 69.3 69.1 69.0 69.6 18.3 18.8 18.3 18.5 19.7 43.7 339.6 340.2 338.5 333.2 331.1 1,808.5 1,867.8 1,851.8 1,877.1 1, 902.4 69.2 69.4 68.9 67.5 66.8 18.7 18.2 18.2 17.7 17.4 42.0 705.5 770.1 754.3 728.2 716.5 715.3 741.8 774.4 6.0 I 3.7 17.0 35.5 40.0 41.1 40.9 40.3 41.5 18.5 I 147 EEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 41.—NUMBER, CAPITAL STOCK P A I D IN, CIRCULATION OUTSTANDING, AXD AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued. Money in United States. Percentage of circulation to— Date. Number of banks. Paid in capital. 1875. March 1 May 1 June 30 October 1 December 17 2,029 2,046 2,076 2,088 2,086 496.2 498.7 501.5 504.8 505.4 324.5 323.3 318.1 318.3 314.9 1,869.8 1,909.8 1,913.2 1,882.2 1,823.4 798.2 65 4 64.8 63.4 63.0 62.3 17 3 16 9 16.6 16 9 17.3 39.8 2,091 2 089 2,091 2 089 2,082 504.8 500. 9 500.3 499.8 497.4 307.4 300.2 294.4 291.5 292.0 1,834.3 1, 793. 3 1,825.7 1,827.2 1,787.4 790.6 60.9 59 9 58.8 58 3 58.7 16.7 1(3 8 16.1 15 9 16.3 37.2 2,083 2 073 2,078 2,080 2 074 493.6 489.6 481.0 479.4 477.1 292.8 294 7 290.0 291.8 299.2 1,818.1 1,796.1 1,774.3 1,741.0 1.737.2 763.0 59.3 60 2 62.3 60.9 62 7 16 1 16 4 16.3 16 8 17 2 38.0 2,063 2, 059 2,056 2,053 2,055 473.9 471.9 470.3 466.1 464.8 ' 300.9 301.8 299.6 301.8 303.3 1,729.4 1,741.8 1,750.4 1,767.2 1,742.8 789.7 63 5 63.9 63.7 64 7 65.2 17 4 17 3 17.1 17 1 17 4 37.9 June 14 October 2 December 12 . 2 051 2,048 2,048 2 048 2,052 462 0 455.6 455. 2 454 0 454.4 303 5 304.4 307.3 313 7 321.9 1,800.5 1,984. 0 2,019.8 1,868.7 1,925.2 1,033.6 65 7 66.8 67.5 69 1 70.8 16 8 15.3 15.2 16 8 16.7 29." 7 1880. February 21 April 23 June 11 October 1 . December 31 2,061 2, 075 2,076 2,090 2,095 454.5 456.0 455.9 457.5 458.5 320.3 320.7 318.0 317.3 317.4 2,038. 0 1,974.6 2,035.4 2,105.7 2, 241. 6 1,185.5 70.5 70 3 69.7 69 3 69 2 15 7 16 2 15.6 15 1 14 1 26.8 1881. March 11 May 6 J u n e 30 October 1 December 31 2,094 2,102 2,115 2,132 2,164 458.2 459.0 460.2 463.8 465.8 298.5 309.7 312.2 320.2 325.0 2,140.1 2,270.2 2,325.8 2,358.3 2,381.8 1,349.5 65.1 67 5 67.8 69.0 69 8 13 9 13 6 13.4 13 6 13 6 23.1 1882. March 11 . . . May 19 July 1 October 3 December 30 2 187 2,224 2,239 2 269 2,308 469 3 473. 8 477.1 483 1 484.8 323 6 315. 6 308.9 314 7 315.2 2,309 0 2,277.9 2,344.3 2 399 8 2,360. 7 i, 409. 3' 68 9 66.6 64.7 6i 1 65.0 14 0 13 9 13.1 13 1 13 3 21.9 1883. March 13 May 1. . . . J u n e 22 October 2 December 31 2, 343 2 375 2,417 2, 501 2, 529 490.4 493.9 500. 2 509. 6 511.8 312.7 313 5 311.9 310.5 304.9 2,298.9 2 360 1 2,364.8 2,372.6 2,445. 8 1,472.4 63. 7 63 5 62.3 60.9 59.6 13 6 13 3 1&2 13 1 12 5 2i.*2 1884. March 7 April 24 June 20 September 30 December 20 2 563 2,589 2,625 2,664 2,664 515 7 518.4 522.5 524 2 524. 0 298 7 297.5 295.1 289.7 280.1 2 390.5 2,396.8 2,282. 5 2 279 4 2,297.1 1,487.2 57 9 57 4 56.5 55 3 53.4 12 4 12 4 12.9 12 7 12 2 19.8 2,671 2 678 2,689 2,714 2,732 524.2 525 1 526. 2 527.5 529. 3 274.0 273 7 269.1 268.8 267.4 2,312.7 2 346 6 2,421.8 2,432.9 2,457. 6 1,537.4 52 3 52 1 51.1 50.9 50.5 11 8 11 7 11.1 11 0 10 9 17.5 . 1876. March 10 May 12 June 30 October 2 December 22 1877. January 20 April 14 June 22 October 1 December 28 * 1878. March 15 . May 1 June 29 October 1 December 6 . . 1879. January 1 April 4 1885. March 10 May 6 . . July 1 October 1 December 24 .. Circula- Aggregate resources. tion. Capital. Assets. Money in United States. 148 REPORT OF T H E COMPTROLLER OF T H E CURRENCY. No. 41.—NUMBER, CAPITAL STOCK P A I D IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued. Date. beTof ! Paid in banks. Money in United States. Circula- Aggregate tion. resources. 1886. March 1 June 3 August 27 October 7 December 28. 2,768 2,809 2,849 2,852 2,875 533.3 539.1 545.5 548.2 550.6 1887. March 4 May 13 August 1 October 5 December 7.. 2,909 2,955 3,014 3,049 3,070 555.3 565.6 571.6 578.4 580.7 186.2 176.7 166.6 167.2 164.9 2,581.1 2, 629.3 2,637.2 2,620.1 2,624.1 1888. February 14.. April 30 , June 30 October 4 December 12. 3,077 3,098 3,120 3,140 3,150 582.1 585.4 588.3 592.6 593.8 159.7 158.8 155.3 151.7 143.5 1889. February 26.. May 13 July 12 September 30. December 11. 3,170 3,206 3,239 3,290 3,326 596.5 599.4 605.8 612. 5 617.8 1890. February 28.. May 17 July I8..1 October 2 December 19 . 3,383 3,438 3,484 3, 540 3,573 1891. February 26.. May 4..'. July9 September 25. December 2.. I Percentage of circulation to— Money in United States. Capital. 48.2 45.4 43.6 41.7 36.6 10.3 9.9 9.7 9.1 15.7 1,633. 4 33.5 31.2 29.1 28.9 28.4 7° 66 6.3 64 6.3 10.2 2,664.3 2,732. 4 2,731.4 2,815. 7 2,777.5 1, 691.4 27.4 27.1 26.4 25.6 24.1 6.0 58 5.7 54 5.2 9.2 137.2 131.1 128.8 128.4 126.0 2,837.4 2,904.9 2,937.9 2,998.2 2,933.6 1,658.6 23.0 21.9 21.2 20.9 20.4 4.8 4.5 4.4 4.3 43 7.8 626.5 635.0 642.0 650.4 657.8 123.8 125.7 126.3 122.9 123.0 3,003.3 3,010.2 3,061.7 3,141.4 3,046.9 19.7 19.8 19.7 18.9 18.7 4.1 4.1 4 1 3.9 4 0 3,601 3,633 3,652 3,677 3,692 662.5 667.7 672.9 677.4 677.3 123.1 123.4 123.9 131.3 134.7 3,065.0 3,167.4 3,113. 4 3,213.0 3,237. 8 18.6 18.5 18.4 19.4 19.9 4.0 1,677.7 1892. March 1 May 17 July 12 September 30. December 9.. 3,711 3,734 3,759 3,773 3,784 679.9 682.2 684.6 686.5 689.6 137.6 140.0 141.0 143.4 145.6 3, 436.6 3,479.0 3,493.7 3,510. 0 3,480. 3 1,752.2 20.2 20.5 20.6 20.9 21.1 4.0 40 4.6 4.1 1893. March 6 May 4 July 12 October 3 December 19. 3,806 3,830 3,807 3,781 3,787 688.7 685.7 678.5 149.1 151.6 155. 0 182.9 179.9 3,459.7 3.432.1 3.213.2 3,109. 5 3.242.3 1,738.: 21.6 22.0 22.6 27.0 26.4 4.3 4.4 4.8 5.8 5.5 8.9 1894. February 28 May 4..'. July 18 October 2 December 19 3,777 3,774 3,770 3,755 3,737 678. 5 675.8 671.0 668.8 666. 2 174.4 172. 6 171.7 172.3 169.3 3,324.7 3,433.3 3, 422.0 3,473.9 3,423. 4 1,805.0 25.5 25.5 25.6 25.7 25.4 5.2 5.0 5.0 4.9 4.9 I 9.5 1895. March 5 May 7 July 11 September 28 , December 13. 3,728 3,711 3,715 3,712 3,706 662.1 659.1 658. 2 657.1 656.9 169.7 175. 6 178.8 182.4 185.1 3,378.5 3,410.0 3,470.5 1,819.3 3,423.6 3,423.5 ! 25.6 26.6 27.2 27.7 28.2 5.0 5.1 5.1 5.3 5.4 1896. February 28... May 7 July 14 October 6 December 17., 3,699 3, 694 3,689 3,676 3,661 653.9 652.0 651.1 648.5 647.1 187.2 197.3 199.2 209.9 210.6 3,347.8 3.377.6 3.353.7 3,263.6 3,367.1 28.6 30.2 30.6 32.3 32.5 5.5 5.8 5.9 6.4 6.2 1,685.1 4.0 4 1 7.5 7.3 4 *> 8.1 A *> I | I 1,799.9 i ! 11.0 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 149 No. 41.—NUMBER, CAPITAL STOCK PAID IN, CIRCULATION OUTSTANDING, AND AGGREGATE ASSETS OF NATIONAL BANKS, ETC.—Continued. Money in United States. Percentage of circulation t o - Number of banks. Paid i n capital. 3,634 3 614 3,610 3,610 3,607 642.4 637 0 632.1 631.4 629.6 202.6 198.2 196.5 198.9 193.7 3,446.0 3,492.4 3,563.4 3,705.1 3,829.2 1,905.9 31.5 31.1 31.1 31.5 30.7 5.9 5 7 5.5 5.4 5.1 10.3 1898. February 18 May 5 Julvl4 September 20 December 1 3,594 3 586 3,582 3,585 3,590 628.8 624 4 622.0 621.5 620.5 184.1 188 4 189.8 194.4 207.0 3,946.9 3 869 9 3,977.6 4,003.5 '4,313.3 2,073.5 29.3 30 2 30.5 31.3 33.4 4.8 49 4.8 4.9 4.8 9.2 1899. February 4 April 5 June 30 Seo^ember 7 December 2 3, 579 3 583 3 583 3 595 3,602 608.3 607 2 604.8 605 7 606.7 203.6 203. 8 199.3 200 3 204.9 4,403.8 4 639 1 4,708.8 4 650 3 4,475.3 2,190.0 33.4 33 6 32.9 33 1 33.8 4? 4 4 6 •*4. 2 4 3 4 5 9.1 3,604 3,631 3, 732 3,871 3,942 613.0 617.0 621.5 630.2 632.3 204.9 236.2 265.3 283.9 298.9 4,674.9 4,811.9 4,944.1 5,048.1 5,142. 0 2,339.7 33.4 38.3 42.7 45 0 47.3 4.4 4 9 5.4 5 6 5.8 11.3 3,999 4,064 4,165 4,221 4 291 634.6 640.7 645.7 655.3 665 3 309.4 317.2 319.0 323.8 319 4 5,435.9 5,630.7 6,675.9 5,695.3 5 722 7 2,483.1 48.7 49.5 49.4 49.4 48 0 5.7 5.6 5.6 5.7 5 6 12.8 4, 357 4,423 4, 535 4 601 4,666 667.3 671.1 701.9 705 5 714.6 314.4 309.7 309. 3 317 9 336.5 5,843.0 5, 962.1 6,008. 7 6,113 9 6,104.0 2,563. 2 47.1 46.1 44.0 45 1 47.1 5.4 5.2 5.1 5 2 5.5 12.1 4,706 4,845 4,939 5,042 5,118 731.2 734.9 743.5 753. 7 758.3 335. 2 335.0 359. 2 375.0 376.2 6,234.7 6, 212.7 6,286.9 6,310.4 6,302.2 2,684.7 45.8 45.6 48.3 49.8 49.6 5.4 5.4 5.7 5.9 5.9 13.4- 5,180 5 232 5,331 5 412 5,477 765.8 765. 9 767.3 770 7 776.1 380. 9 385.9 399. 5 411 2 419.1 6,576.8 6,605.9 6,655.9 6 975 0 7,197.0 2,803.5 49.7 50.3 52.1 53 4 54.0 5.9 5.8 6.0 5 9 5 8 14.2 5,528 5, 587 5,668 5,757 5 833 776.9 782.5 791.6 799.9 808 3 424.3 431.0 445.5 469.0 485 5 7,117.8 7,308.1 7,327.8 7,472.3 7,563 2 2,883.1 54.6 55.1 56.3 58.6 60.1 6.0 5.9 6.1 6.3 6.4 15.5 5,911 5 975 6,053 6 137 6* 199 815.0 819 3 826.1 835 1 847 5 498.2 505 5 510. 9 518 0 536 1 7, 769.8 7,670 6 7,784.2 8 016 0 8,213.0 3,069. 9 61.1 61.7 61.8 62 0 63.3 6.4 6.6 6.6 6 5 6.5 16.6 6,288 6,344 6,429 6,544 6 6°5 860.9 873.7 883.7 896.5 901 6 545.5 543.3 547.9 551.9 C01 8 8,154. 8 8,288.2 8,476. 5 8,390.3 8 407 9 3, 251.3 63.3 62.2 62.0 61.6 66 7 6.7 6.5 6.5 6.6 7.2 le.s 6 6% 6 778 6^ 824 905 5 912 3 919.1 921.4 6'>7 6 614 0 613.6 613.7 8 396 8 8 594 6 8,714.6 9,027.2 3,378.7 69 3 67.3 66.8 66.6 7.5 7.1 7.0 6.8 Date. 1897. March 9 May 14 July 23 October 5 December 15 . . 1900. February 13 April 26 June 29 December 13 . . . . 1901. February 5 April 24 . . July 15 September 30 December 10 1902. February 25 April 30 July 16 September 15 November 25 1903. February 6 April 9 June 9 . . . . September 9 November 17 1904. January 22 March 28 June 9 November 10 1905. January 11 March 14 May 29 August 25 November 9 1906. January 29 April 6 June 18 SeDtember 4 November 12 1907. January 26 March 22 May 20 August 22 December 3 1908. F e b r u a r y 14 May 14 J u l v 15 September 23 ... Circulation. Aggregate resources. Capital. Assets. Money in United States. 18.2 150 EEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 42.—UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATING NOTES OF NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31, FROM 1882 TO 1908, INCLUSIVE, AND THE CHANGES WHICH OCCURRED IN THE SEVERAL CLASSES OF BONDS. United States bonds held as security for circulation. Year. 1882 1883 1884 1885 1886 1887 1888 1889!!!.. 1890 1891 1892 1893 1894..... 1895 1896 1897 1898 1899 1900 1901 1902 Number of per cent 4 per cent banks. 4Jbonds. bonds. 3 per cent bonds. Pacific 6 per cent bonds. Total I $40,621, 950 2, 301 $33,754, 650 $104,927, 500 { 179,675, 550 [S3 526, 000 $362, 505, 650 000 2, 522 41,319, 700 106,164, 850 ( 261,327' 700 1 3 463, 000 352, 877, 300 49,537, 450 116,705, 450 155,604, 400 3 469, 000 325, 316, 300 2, 671 3 505,000 308, 364, 550 2 727 49,547, 250 116,391, 650 138,920, 650 3 586,000 245, 444, 050 2, 868 57,436, 850 115,383, 150 69,038, 050 3 250 000 188, 828, 000 144; 500 3, 061 69,696, 100 115,731,400 3 468 000 170, 003, 350 3! 151 66,121, 750 100,413, 600 4 553 000 145, 668, 150 3 319 41,066, 150 100,049, 000 6 672 000 140, 190, 900 3, 567 28,116, 7001 105,402, 200 f 199, 400 ] 3 ; 694 1 Continued >120,858, 850 10 244, 000 152, 950, 350 I at2p.ct., I 21,648,100 11 852 000 164, 883, 000 3, 788 21,897, 850 131,133, 150 12 426 000 176, 588,250 3 ; 796 22,020, 550 142,141, 700 (L 0 a n of 3,756 22,749, 900 155,932, 450 I 1904,5 per- • 1 4 043, 000 199, 706, 200 1 cents, [ 6,980, 850 Consols of 1907 149,342, 350 14,016, 850 11 997 000 111, 717, 800 3, 715 22,505, 100 Loan of 1895 13,856, 500 Consols of 1907, 16,038, 850 10 ,386 000 241, 103, 350 3 679 22,673, 850 155,473,000 L o a n nf 1895 30,531 650 Consols of 1907, 15,910, 050 9 ,030 000 227 742 550 3 617 22,039, 650 150,288 100 L o a n of 1895 30,474 150 Loan of /Consols>of 1898,3 per1907 cent s, 31,006,120 • 2 ,906 000 235 618 470 3 598 22,047 750 )139,430n 050 L 0 a n of 1 L 0 a of 1895 1904, 5 perI 23,990;650 cent s, 16,231 900 Consols of 1907 Loan of L o a n of 1904,5 3 595 20,907 600 128,822 050 1898,3 per' L o a n of percents, 232 463 160 cents. 1895 49,825 160 14 ,665 ,600 18,242 750 'Consols3 of 1907 f 1,019 950 JConsol 3 of 13,544 100 1 ,293 ,000 301 123 580 7,756 580 3 871 1 1930 of 1895 [270,006 600 7,503 350 Consols of 12 500 1907 fI 6,032 000 3,983 780 268 ,900 329 833 930 4 ,221 1 Consol i Of 1930 Loan of 1895 [316,625 650 2,911 100 Consols of 1907 8,248 450 1 ,100 ,900 338 352 670 6,056 720 4 ,601 320,738 ,000 L 0 a n Of 1895 2,208 1600 United State.3 bonds held for other purposes at nearest date. /I VTi.tli.UAjL total. $37, 563, 750 $400, 069, 400 30, 674, 050 383, 551, 350 30, 419, 600 355, 735, 900 31, 780, 100 340, 144, 650 32, 431 400 277, 875, 450 34, 671 350 223, 499, 350 60 715 050 230, 718, 400 48 501 200 194, 169, 350 30, 684 000 170, 874, 900 24, 871 950 177, 822, 500 20 164 250 185,047 250 17 576 950 194, 165, 200 25 888 200 225,594 400 26 118 350 237, 836,150 25 135 500 266 238 850 32 ,490 ,65( 260 233 200 114 ,540,240 350 ,158 ,710 100 ,305 ,200 332 ,763 ,360 113 ,859 ,250 414 ,982 ,830 115 ,003,660 444 837 ,590 132 ,693,250 471 ,045 ,920 151 REPORT OP THE COMPTROLLER OF THE CURRENCY. No. 42.—UNITED STATES BONDS ON DEPOSIT TO SECURE CIRCULATING NOTES OF NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31, FROM 1882 TO 1908, ETC.— Continued. United k States bonds held as security for circulation. Year. 1903 1904..... 1905 1906 1907 1908..... Number of 4| per cent 4 per cent bonds. banks. bonds. j 3 per cent bonds. Pacific 6 per cent bonds. Total United States bonds held for other purposes at nearest date. Grand total. Consols of 1907, [2 per cent 2,979,200 $718,650 $382 726, 830 $141,177,680 $523 5,147 J consols of L o a n of j • $1,797, 580 1 1930, 1895, [376,003,300 1,410,100 Consols of i 1907, 1,922 940 426 544,790 121,812,810 548 5,495 416,972,750 5,857,500; L o a n of i 1895, i 1,791,600, Consols of 1907, | 4,050,350; - 2,215 540 493 912, 790 73,888,980 5G7 5,858 483,181,900 1 L o a n of 1895, I 4, 465,000; (Consols of [ 2 per cent " 1907, 25,124,650 492,170,650 I L o a n of 6,225 3,273 700 J Panama |539 653, 180 104,759,730 644 1 Canal, 1895, [ 14,482,080 j 4,602,100 L o a n of 1895, 6,620 532,543,550 6,490 080 17,245.380 507 011 910 103,019,490 670 ( 10,732,900 38,£58,080 13,936.500 Certifi10,468 520 cates of in- 632 624, 850 89,033,690 721 6,873 554,700,700 14,960,450 debtedness 3 per cent. 904,510 357,600 801,770 412,910 014,400 658,540 No. 43.—PROFIT ON NATIONAL-BANK CIRCULATION, BASED ON A DEPOSIT OF $100,000 UNITED STATES CONSOLS OF 1930, AT THE AVERAGE NET PRICE, MONTHLY, DURING THE YEAR ENDED OCTOBER 31, Receipts. Date. Circula Cost of bonds. tion obtain I able. 1908. to Deductions. Net Interest on cirInterest culation on bonds. at 6 per cent. Gross receipts. Tax. Expenses. Sinking fund. Total. $62.50 62.50 $131.71 102.95 $694.21 6C5. 45 $7,305.79 7,334.55 97.98 90.98 91.12 87.21 86.26 91.72 87.53 85.48 83.84 90.77 660. 48 653.48 653.62 649.71 648.76 654. 22 650.03 647.98 646. 24 653.27 7,339.52 7,346.52 7,346.38 7,350.29 7,351.24 7,345.78 7,349.87 7,352.02 7,353.66 7,346.73 Interest on cost of bonds at 6 per cent. Profit on circulation in excess of 6 per cent on the investment. Amount. Per cent. 1907. November. December.. $106,126 104,756 $100,000 100,000 $2,000 2,000 $6,000 6,000 $8,000 8,000 $500 500 104,496 104,140 104,125 103,921 103,852 104,068 103.856 103,740 103,643 103.917 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 100,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 6,000 8,000 8,000 8,000 8,000 ' 8,000 8,000 8,000 8,000 8,000 8,000 500 500 500 500 500 500 500 500 500 500 $6,367.56 6,285.36 $938.23 1,049.19 0.884 1.002 6,248.40 6,247.50 6,235.26 6,231.12 6,244.08 6,231.36 6,224.40 6,218.58 6,235.02 1,069.76 1,098.12 1,098.88 1,115.03 1,120.12 1,101.70 1,118.61 1,127.62 1,135.08 1,111.71 1.024 1.054 1.055 1.073 1.079 1.059 1.077 1.087 1.C95 1.070 1908. January February... March April May June July August September. October 62.50 62, 50 62.50 62.50 62. 50' 62.50 62.50 62.50 62.50 62.50 Or 2 w a o o g d w i o REPORT OF THE COMPTROLLER OF THE CURRENCY. 153 No. 44.—DATES OP REPORTS OF CONDITION OF NATIONAL BANKS FROM 1869 TO 1908. Year. 1869 « 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 Jan. Feb. Mar. Apr. M a y . June. July. Aug. Sept. Oct. Nov. Dec. 4 . . J ; -1 " 18 25 1 1 12 14 ; 15 21 i ' i 14 26 28 26 ... 1 4 23 K 1 . 29 19 10 ' 20 i ' 11 11 13 7 10 1 4 6 19 1 24 6 Id -I 30 1 ..1 . .. 1 1 6 ! . - 28 5 i 28 11 30 22 20 14 22 11 29 26 5 1.. 28 14 14 22 { 1 30 1 27 1 29 6 i 20 14 7 : . 30 95 30 2! 3 2 I 1 28 6 i 5 20 ... 15 i 18 • 1 | 1 5 12 18 16 7! 5 '• 30 ! 15 1 6 31 31 30 31 20 24 28 7 12 11 19 2 9 19 19 13 17 15 1 2 13 10 17 10 4] 9 12 22 15; 28 6 95 9: 25 26 31 17 12 4 ' 23 i 14 > 9 9 27 ' i. . i ! 2 ['• 1 1 i 3 ! 2 29 24 30 . 9 i.. - 2 1 2 1 i 30 26 l 28 16 i 12 9 ' 12 i 12 . 18 ! 11 j i 3 17 4 17 4 4 7 ' 2 i 3! 3 30 • <^ 14 9 5 25 6 9 26 30 30 22 29 14 18 4 13 1 12 9 10 10 13 24 27 i 2R i 27 ! ' . 17 22 . 1 3 23 1 a Prior to the passage of the act of March 3,1869, reports were made quarterly—first Monday of January, April, July, and October. 154 EEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 45.—ABSTRACT OF THE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS AT CLOSE OF BUSINESS SEPTEMBER 23, 1908, THE CONDITION OF BANKS IN N E W YORK CITY, IN THE THREE CENTRAL RESERVE CITIES, IN OTHER RESERVE CITIES, AND OF THE COUNTRY BANKS. Central reserve cities. New York. New York, Chicago, and St. Louis. Other reserve cities.a Country banks. Aggregate. KESOURCES. Loans and discounts Overdrafts Bonds to secure circulation U. S. bonds to secure deposits Other bonds to secure deposits U. S. bonds on h a n d . . . . Premiums Bonds, securities, e t c . . . Banking house, furniture, and fixtures Other real estate and mortgages owned Due from national banks, not reserve agents Due from State banks and bankers Due from reserve agents. Checks and other cash items Exchanges for clearing house Notes of other national banks Fractional currency, nickels, and cents Specie Legal-tender notes Redemption fund Due from U. S. Treasurer Total $905,653, 474. 73!$1,242,980,123.01 $1,231,75* ,756,966.52 $2,275,8' 58 .,875,641.51 $4,750,612,731.11 3,644,874. 295,345. 677,493. 26,586,597.91 30,908,965.22 57,393,100. 80,733,390. 146,756,980. 394,582,670.00 628,073,040.00 4,834,000. C, 536,500. 21,443,300. 53,177,600.00 81,157,400.00 6,809,514. 839,120. 1,334,383. 10,179,776. 1,687,100. 1,886,386. 22,485,522. 2, 454,460. 3,825,437. 24,960,266.82 3,734,730.00 10,569,055.69 57,625,564.99 7,876,290. 00 16,280,879.53 166,760,536. 199,432,668. 175,246,613. 425,204,897.45 799,884,180.37 27,772, 400. 32,914,380. 51,749,136. 97,849,256.15 182,512,773.27 2,055,498. 2,345,427. 4,690,252. 13,882,599.23 20,918,279.36 85,149,832.70 370,034,924.68 44,028,571.12 133,322,828.90 151,562,263 08 9,690,623.15 26,732,284.45 55,645, 603.89 271,536. 468.95 38, 440, 454.39 221.44 6, 479,514.1' 6,707,698.12 5,621; 240. 41 13, 202,816,084.24 216,631,909.32 51,356, 239.02 8, 236.13 1,356, 799.00 3,585,998.00 10,908, 215.00 23, 427.00 60,879.87 277,999,243.02 59,307,760.00 2,861,262.50 129,827.75 342,203,133.61 90,627,861.00 4,322,577.00 583, 306.70 179, (538, 616.99 40,207, 824.00 7,229, 430.00 1, 158, 57, 19, 044. 66 804.54 830.00 774.59 1,992,191.38 3,009,391.38 1,829,251.22 015.3 121,360, 342.73 690.39 711,948, 1 1,330,771.30 25,429, 276,557, 38,062, 953.90 384. 47 640.00 179.11 2,684, 555.14 680,185, 515.00 188,238, 781.59 30,738, 6,169, 413. 90 11,780,340,302.82 2,412,646,756.20|2, 440,172,001.61 4,174,441,726.95 9,027,260,484.76 LIABILITIES. Capital stock Surplus fund Undivided profits National-bank notes State-bank notes Due to national banks.. Due to State banks and bankers Due to trust companies and savings banks Due to reserve agents... Dividends unpaid Individual deposits U. S. deposits Deposits of U. S. disbursing officers Bonds borrowed Notes and bills rediscounted Bills payable Reserved for taxes Other liabilities Total. 159,550,000.00 139,057,240.00 43.443,233.35 82,378,665.00 16,518. 00 552,122,128. 45 217,087,700.00 152,776,161.76 46,395,930.50 141,129,977.50 468.00 353,085,954.90 544,825,472.00 273,732,805.62 112,260,637.78 390,217,513.00 13,406.50 59,844,363.16 921,463,172.00 565,566,207.38 202,099,801.63 613,726,155.50 30,892.50 965,052, 446.51 112,665,518.91 190,145,164.58 184,699,308.04 79,856,068.09 454,700,540.71 231,024,985.91 250,612,655.20 112,800,000.00 110,058,240.00 29,248,441.91 55,382,052.50 16,518.00 359,085,600. 45 109,547.65 743,800,351.14 9,230,810.25 53,265,660.08 484,235,840.42 180,357,525.14 8,787,288.57 37,676,225.66 28,888,937.09 730,825.05 1,081,268.76 146,497.40 203,940.31 , 518,803,397.1314,548,135,165.83 961,799,307.3611,067,532,461.34 2, 68,402,403.43 114,378,386.73 13,005,710.75 32,910,272.55 343,011.29 14,305,356.06 440,147.44 17,228,242.16 6,345,602.29 18,731,903.00 5,202,117.53 11,622,850.00 11,993,867.26 47,582,995.16 500,000.00 500,000.00 2,119,986.93 15,259.58 930,975.27 7,611,755.32 996,327.40 486,795.20 10,417,678. 33,824,628.08 1,289,241.71 1,345,370. 42 •11,348,654.07 41,936,383.40 4,405,556.04 1,847, 425.20 "l, 769," 868.' 75 1,780,340,302.82 2, 412,646,756.20 2, 440,172,001.61 4,174,441,726.95:9,027,260.484.76 a Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington, Savannah, New Orleans, Galveston, Houston, Fort Worth, Dallas, Sari Antonio, Waco, Louisville, Cincinnati, Cleveland, Columbus, Indianapolis, Detroit, Milwaukee, Cedar Rapids, Des Moines, Dubuque, Minneapolis, St. Paul, Kansas City, Kans., Wichita, Kansas City, Mo., St. Joseph, Lincoln, Omaha, Denver, Pueblo, Salt Lake City, San Francisco, Los Angeles, Portland, Oreg., Seattle, Spokane, and Takoma. 155 KEPOET OF THE COMPIEOLLEE OF THE CURKENCY. No. 46.—HIGHEST AND LOWEST POINTS REACHED IN THE PRINCIPAL ITEMS OF RESOURCES AND LIABILITIES OF NATIONAL BANKS DURING THE EXISTENCE OF THE SYSTEM, AS SHOWN BY REPORTS OF CONDITION. Lowest point reached. | Highest point reached. Jan. 1,1866. Sept.23,1908.: , i Amount. I Date. Amount. ! Capital $403,357,346 $921,463,172 $921,463,172 Sept. 23,1908 Capital, surplus, and do 330,2041 ,689,129,1811,689,129,181 undivided profits a... 239,530 613,756,548| 613,756,548 . . . . . d o Circulation Total investments in do. 380,350 717,106,690! 717,106,690 United States bonds.. [, do. 212, 174 4, 548,135,165!4,548,135,165| Individual deposits 650, 109 4; 1,781,521,696:4,781,521,696i do. Loans and discounts Cash: 38,062,6401 38,062,640 do 406,442 National-bank notes 846,548 188,238,515! 205,793,578; Oct. 1,1866 Legal-tender notes.. 909,363 680,185,555i 680,185,555| Sept. 23,1908 Specie Date. $403,357,346 Jan. I 475,330,204 I 122,928,084 I 170,653,059 Do. Oct. 2,1890 1,1866 Do. I 601,407,586 Oct. 8,1870 500,650,109 Jan. 1,1866 11,841,104 Oct. 7,1867 52,156, 439 Mar. 11,1881 8,050,380 Oct. 1,1875 a Undivided profits, less expenses and taxes paid, beginning 1894. No. 47.—PERCENTAGES OF LOANS, UNITED STATES BONDS, LAWFUL MONEY, ETC., TO THE AGGREGATE RESOURCES OF NATIONAL BANKS, ON OR ABOUT OCTOBER 1, 1866, AND 1890 TO 1908. 1S66. Loans and discounts United States bonds Lawful money a Total Capital Surplus and profits Individual deposits Total 1890. 1891. 1892. 1893. 1894. 1895. P.ct. P.ct. P.ct. P.ct. P.ct. P. ct. P.ct. P.ct. P.ct. P.ct. 41.3 74.3 72.9 73.3 68.7 68.6 70.9 67.1 55. 3 54 2 36.3 1.5 6.4 7.4 6.4 6.7 6.2 7.1 8.4 4.3 7.7 8.1 8.1 6.8 9.3 7.1 7.0 6.4 10 6 9.2 79.1 88.1 86.0 86.6 81.4 84.4 85.8 83. 5 68.7 74.0 27.2 5.6 36. 9 20.7 9.9 49.8 21.1 10.3 49.4 19.5 9.7 50.3 21.8 11.3 46.6 19.2 9.6 49.8 19.2 9.8 49.7 19.9 10.3 48.9 17.3 9.0 50.0 15.6 8.5 50.9 69.7 80.4 80.8 79. 5 79.7 78.6 78.7 79.1 76.3 75.0 1899. 1900. 1901. Loans and discounts. United States bonds. Lawful money a Total Capital Surplus a n d profits.. Individual deposits. Total. 1896. 1897. 189S. 1902. 1903. 1904. 1905. 190G. 1907. 1908. P. ct. P.ct. 53. 7 53. 2 8.1 7.1 10.0 10.3 P.ct. 53. 0 7.8 9.5 P.ct. 53. 7 7.5 8.3 P.ct. P.ct. 55.2 8.6 8.8 53.4 7.9 7.2 P.ct. 53. 9 7.4 8.9 P.ct. P. ct. 54. 0 5«. 1 7.8 7.9 7.8 8.4 P.ct. 70.8 71.6 70.3 69. 5 72.6 13.0 7.5 12.5 7. 7 49.7 11.5 7.6 51.6 11.5 8.1 52.5 11.9 8.8 50.0 68.5 70.2 69.6 72.4 70.5 11.0 9.8 49.6 10.7 8.3 51.1 10.4 8.4 52.4 10.7 8.8 51.5 10.2 8.5 50.4 73.2 69.9 70.7 72.1 70.7 70.4 70.1 71.2 70.9 69.1 a Embraces specie only, up t o and including 1898. 52.9 7.9 9.6 156 REPORT OF THE COMPTROLLER OF THE CURRENCY. N o . 48.—CLASSIFICATION OF L O A N S M A D E BY T H E NATIONAL B A N K S I N T H E C E N TRAL R E S E R V E CITIES ( N E W Y O R K , CHICAGO, AND S T . L O U I S ) AND OTHER R E S E R V E C I T I E S , TOGETHER WITH COUNTRY B A N K S , ON APPROXIMATE D A T E S FOR THE P A S T FIVE YEARS. SEPTEMBER 6, 1904. On deOn time, On deseOn time, singlemand, pa- mand, by cured paper with name paper with Numstocks, two or more per (one ber of one or more bonds, and person or banks. individual other per- individual firm), withor firm or firm sonal secuout other names. names. rities. security. New York Chicago St. Louis Other reserve cities. Country Total On time, secured by stocks, bonds, and other personal securities, or on mortgages or other realestate security. Total. 41 $7,505, 4761392,180,055 $149,071,875 $112,341,884 $146,165,413 $807,264,703 13 13,386,195' 20,329,6091 71,692,406 54,995,161 33,043,455 193,446,826 9,809,008; 24,534,050; 28,924,223 10,306,586 16,088,647 8 89,662,514 285 88,412,232; 218,451,932J 273,484,463 167,907,452 170,976,733 919,232,812 5,065 160,666,445: 163,442,267| 793,534,102 265,473,052 333,428, f'~ ,716,544,564 5,412 279,779,356; 818,937,913 1,316,707,069 611,024,135 699,702,946 3,726,151,419 AUGUST 25, 1905. New York Chicago St. Louis Other reserve cities. Country Total $11,393,926 $385,652,014 $135,669,910 $115,961,886 $156,987,276 $805,665,012 17,817,302 22,250,238 75,770,977 60,377,212 37,094,219 213,309,948 10,993,443 24,767,191 30,496,481 13,051,412 20,124,901 99,433,428 103,554,105 253,585,872 294,801, 492 196,695,917 182, 477,305 1,031,114,691 5,412 176,294,166 167,860,406 845,519, 701 303,038,560 356,273,240 1,848.936,073 5,757 320,052,9421 854,115,7211,382,258,561 689,124,987 752,956,941 3,998,509,152 S E P T E M B E R 4, 1906. New York Chicago St. Louis Other reserve cities Country Total $10,676,198 $292,251,532 $137,991,340 $111,172,734 $149,959,233 $702,051,037 69,393,859 58,969,944; 35,264,962 210,445,263 13 15,554,557 31,261,941 31,693,095 13,098,879 21,904,419 104,297,043 8 11,821,339 25,779,311 295 133,735,500 272,032,130 332,701,188 223,189,134 200,326,2371,161,984,189 5,781 202,901,651 206,691,820 930,255,416 369,694,410 410,662, 487 2,120,205,784 6,137 374,689,245 828,016,7341,502,034,898 776,125,101 j 818,117,338 4,298,983,316 AUGUST 22, 1907. New York Chicago St. Louis Other reserve cities Country Total 38 $16,254,018 $251,867,158 $161,108,403 $130,477,323 $152, 414,157 $712,121,059 75,774, 485 64,316,586 37; 139; 169 231,223,415 14 16,773,019 37,220,156 33,957,227 14,648,326 22,118,916 117,867,941 8 13,079,054 34,064,418 360,902,043 256,893,115 207,327,1221,242,440,028 306 141,551,855 6,178 240,563,589 233' 9&), 8541,011\ OO? 280J 433^ 159^ 308 450,238,495 2,374,931,526 6,544 428,221,535 832,878,4791,648,751,4381 899,494,658 869,237,859 4,678,583,969 I I I S E P T E M B E R 23, 1908. New York Chicago St. Louis Other reserve cities Country Total 37 $6,800,529 $374,548,964 $146,194,094 $132 ,737,553 $245 ,372,335 $905,653,475 83,966,091 60,065,338 45,839,437 232,385,842 14 12,423,469 30,091,507 8 12,475,849 27,454,224 30,150,989 10,805,700 24,054,044 104,940,806 312 130,285,953 271,667,315 353,363,981 245,247,548 231,192,'-" 1,231,756,966 169 6,482 233,906,895 218,939,708 968,716,204 403,319,905 450,992,929 2, 1,275,875,641 6,853 395,892,695 922,701,7181,582,391,359 852,176,044 997,450,914 4,750,612,730 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. 157 49m—CLASSIFICATION OF THE LOANS AND DISCOUNTS BY THE NATIONAL BANKS IN THE RESERVE CITIES AND IN THE STATES AND TERRITORIES ON SEPTEMBER 23, o 1908. Reserve cities. On demand, paper Num- one or with. more ber of individual banks. or firm names. On demand, secured by stocks, bonds, and other personal securities. On time, On time, secured by stocks, singleOn time, bonds, and paper with name pa- other personal setwo or more per (one person individual or firm), curities, or on mortor firm without gages or names. other se- other realcurity. estate security. Total. CENTRAL RESERVE CITIES. $6,800,529 $374,548,964 $146,194,094 $132,737,553 $245,372,335 $905,653,475 12,423,469 30,091,507 83,966,0911 60,065,338 45,839,437 232,385,842 12,475,849 27,454,224 30,150,989 10,805,700 24,054,044 104,9 New York. Chicago St. Louis,. Total. 59 31,699,847 432,094,695 260,311,174 203,608,591 315,265,8161,242,980,123 OTHER RESERVE CITIES. 12,825,737 2,242,197 573,361 4,719,562 11,853,021 2,255,455 1,205,224 102,100 1,692,467 978,837 622,795 341,768 33,105 191,128 314,516 296,349 6,896,409 3,821,293 1,532,868 1,449,517 1,632,805 3,728,164 451,514 1,955,562 14,505 3,020, 2,365, 49,802 105,781 183,755 3,594,577 1,120,217 165, i48 1,673,225 854,131 287,951 984,260 15,186,737 25,848,0o6 3,609,oOO 5,298,3*7 3,455,1*4 752, <*85 Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Galveston Houston San Antonio Waco Cincinnati '. Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans.. Topeka Wichita Kansas City, Mo St. Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland, Oreg Seattle Spokane Tacoma 44,774,985 9,453,515 4,472,452 44,704,930 40,175,261 12,791,139 8,132,730 536,163 4,925,344 4.274,600 '984,908 93,740 164,168 906,752 62,425 175,023 15,774.070 13,468; 108 2,995,524 2,691,243 2,634,980 4,803,138 339,681 842,373 17,165 3,441,386 2,368,303 382,511 17,590 263,141 4,491,631 620,708 312,410 1,332,669 2,271,342 81,776 1,103,059 6,428,5?0 19,580,688 1,853,621 3,800,909 2,49u,b71 631,913 48,818,876 50,720,975 30,443,207 187,583,780 4,637,143 1,549,368 1,416,081 19,298,304 5,861,878 1,794,451 789,599 13,491,741 45,728,720 58,503,37r 35,208,981 188,865,568 39,901,015 13,954,813 20,764,446 126,648,556 14,327,623 11,609,488 11,691,818 52,675,523 5,781,100 1,074,748 1,341,676 17,535,478 910,794 365,221 445,571 2,359,849 5,466,849 20,604,768 6,463,721 2,056,387 7,702,513 1,233,648 5,994,274 20,183,872 3,803,187 2,367,682 3,158,340 10,936,912 2,647,785 2,940,810 2,085,358 8,109,461 641,220 792,614 613,065 2,244,172 3,444,995 3,009,638 3,352,650 10,905,163 1,721;550 1,576,790 2,805,824 6,481,105 1,035,000 1,032,515 829,309 3,368,196 11,467,006 10,325,394 10,744,280 55,207,159 14,493,316 11,195,671 8,135,797 51,114,185 3,957,017 15,586,761 2,071,544 5,029,808 5,270,362 22,238,303 10,012,931 2,814,250 1,985,005 6,027,572 23,910,405 11,630,043 11,064,573 6,174,664 5,818,157 31,588,696 810,766 612,639 2,324,471 4,539,071 1,324,512 10,576,237 3,001,804 3,451,986 510,361 2,060,671 719,693 798,947 6,522,795 43,805,783 25,095.968 5,724,826 9,992,153 6.052,871 4,428,862 25,207,869 '415,029 5,383,724 761,043 6,992,109 498,672 1,637,368 451,137 564,188 325,562 3,439,414 1,253,663 1,413,293 13,505,703 8,319,500 14,320,077 44,231,548 1,256,231 11,306,847 5,026,424 3,283,267 1,701,681 1,407,961 1,945,568 5,532,768 6,188,484 25,419;090 11,402,975 4,821,737 4,953,900 8,020,613 21,517,839 5,417,8o3 453,i84 1/492,234 I,007,5o2 3,322,697 955,102 1,748,591 6,461,442 1,670,430 2,235,859 28,665,641 2,467,4i6 2,3*7,0o9 1,719,854 2,076,lu4 52,187,653 2,962,951 936,5*1 12,061,894 1,650,113 4,012,019 1,8«8,852 16,722,940 2,8o8,7*7 2,876,09o 1,854,821 1,223,580 2,108,1/8 11,132,394 1,047,280 731,605 3,997,734 834,451 Total. 312 130,285,953 271,667,315 353,363,9 Total, all reserve cities... 371 161,985,800 703,762,010 613,675,155 448,856,139 546,457,985 2,474,737,089 245,247,548 231,192,1691,231,756,966 158 BEPORT OF THE COMPTROLLER OF THE CURRENCY. No, 49.—CLASSIFICATION OF THE LOANS AND DISCOUNTS BY THE NATIONAL BANKS IN THE RESERVE CITIES AND IN THE STATES AND TERRITORIES ON SEPTEMBER 23, 1908—Continued. On demand, On demand, secured paper with Num- one or more by stocks, States and Territo- ber of and individual bonds,perries. banks. other or firm sonal secunames. rities. On time, singleOn time, paper with name paper (one two or more person individual or firm), or firm without names. other security. On time, secured by stocks, bonds, and other personal securities, or on mortgages or other realestate security. Total. STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas Montana Wyoming Colorado New Mexico Oklahoma Washington Oregon California Idaho Utah Nevada Arizona Alaska a Hawaii a Porto Rico 77 57 51 177 22 80 379 175 709 27 83 1 107 94! 69 30! 951 39| 76 30 32 501 40 136 87 342| 238 396 91 124 250 309 102 132 89 203 202 41 28 103 40 298 54 61 122 38 16 9 13 2 4 1 $3,289,802 3,348,924 3,243,460 7,419,763 440,431 5,254,885 18,861,650 7,509; 503 19,273,564 517.450 1,667,900 32.700 3,642,054 2,078,143 827,095 299,202 2,212,646 911,316 1,360,936 561.451 564,847 5,235,324 492,072 3,934,210 2,385,989 19,798,227 9,577,131 22,691,953 5,524, 476 3,807,268 6,248,657 11,667,103 2,796,246 1,576,425 1,331,442 2,780,563 2,634,279 4,811,439 517,203 2,509,182 1,960,511 1,728,232 '.,830,528 4,813,629 21,270,206 2,472,179 1,254,803 1,680,184 1,021,565 77,782 160,365 $2,877,898 $17,596,783 6,322,612 3; 064,500 6,684,643 2,404,337 11,137,453 49,239,725 2,257,818 11,120,690 8,940,505 23,860,548 27,740,990 101,516,335 23,136,452 52,595,487 31,837.719 142,662,392 818,217 4,896,067 1,839,646 13,316,217 492,537 320,591 4,072,510 38,131,934 2,019,498 20,481,827 696,035 15,239,767 647,456 7,321,603 2,072,922 17,315,950 1,285,560 6,514,735 1,045,191 7,574,014 421,534 4,241,813 1,144,875 5,722,267 3,787,815 29,301,292 6,234,381 526,019 3,011,154 18,308,258 2,058,843 18,656, 437 19,494,073 59,735,945 4,634,056 41,421,770 9,292,416 54,530,757 9,967,066 24,309,356 1,736,877 26,060,799 2,678,057 21,243,062 3,238,038 29,609,258 1,635,680 8,776,026 877,747 4,632,092 475,749 5,473,751 1,023,434 13,231,580 1,176,041 15,153,740 1,116,925 4,378,920 150,975 2,149,685 1,698,268 6,218,558 741,955 1,995,670 734,775 9,419,372 2,990,007 3,072,582 1,134,778 2,644,334 10,792,221 4,926,724 974,945 1,714,958 567,455 1,084,762 1,271,174 615,18S 599,351 835, 442 36,427 26,629 562,130 102,419 1,604 116, 456 $3,190,253 1,462,230 1,351,517 29,313.567 8,283,015 11,115,029 26,836,969 12,510,576 35,008,382 773,224 1,555,077 48, 400 5,739,163 1,643,755 2,330,814 2,531,919 8,112.908 4,869,742 7,180,670 1,509,827 2,735,823 25,250,332 3,459,225 3,702,168 10,669,783 19,582,000 11,102,192 26,296,451 9,406,200 12,805,441 15,034,076 27,124,603 4,820,998 4,172,122 4,542,207 12,931,720 10,722,615 5,625,088 2,076,901 6,192,717 1,842,283 6,353,457 2,143,965 2,612,670 3,138,953 1,788,676 676,04' 725,762 358,957 17,462 41,974 $4,288,394 1,545,570 1,650,355 21,968,292 3,750,189 8,241,038 23,789,383 10,317,199 50,894,215 1,315,009 3,583,215 63,030 12,883,442 6,907,043 7,702,878 5,309,483 11,838,706 4,839,958 8,865,113 3,828,463 3,391,991 27,642,174 3,363,107 6,846,820 11,272,454 26,655,908 12,574,790 21,559,525 10,509,238 8,957,161 12,288,363 14,135,381 3,458,370 9,814,374 6,496,116 14,974,108 13,512,250 5,002,218 4,276,558 6,002,949 2,184,727 18,241,698 3,200,718 1,597,381 4,994,101 1,981,995 748,210 404,207 966,877 164,224 181,261 12,700 $31,243,130 15,743,836 15,334,312 119,078,799 25,852.144 57,412;005 198,745,327 106,069,217 279,676,272 8,319,967 21,962,055 957,258 64,469,103 33,130,266 26,796,589 16,109,663 41,553,132 18,421,311 26,025,924 10,563,088 13,559,803 91,216,937 14,074,804 35,802,610 45,043,506 145,266,153 79,309,939 134,371,102 59,716,336 53,367,546 57,492,215 85,834,383 21,487,320 21,072,760 18,319,265 44,941,405 43,198,925 20,934,590 9,171,322 22,621,674 8,725,146 36,477,534 15,237,800 12,802,792 45,122,205 8,932,753 4,331,277 4,696,516 3,782,192 322,524 1,048,149 130,760 Total 6,482 233,906,895 218,939,708 968,716,204 403,319,905 450,992,929 2,275,875,641 Total, United States 6,853 395,892,695 922,701,718 1, 582,391,359 852,176,044 997,450,914 4,750,612,730 o Statement of July 15,1908. 160 BEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DECEMBER 3, 1907. Specif i. City, State, and Territory. Number of banks. Gold coin. Gold Treasury Clearingcertificates Gold house Treasury payable to certificates. certificates. order, act (Sec. 5192.) of Mar. 14, 1900. CENTRAL RESERVE CITIES. New York Chicago St. Louis • Total, central reserve cities 40 14 8 $14,469,972.00 $68,552,300 113,300,000 $33,755,000 14,J97,047.50 18,193,620 4,500,000 2,554,867.50 10,446,410 310,000 62 31,221,887.00 97,192,330 22 3 3 36 29 18 11 2 7 9 5 7 3 7 5 11 7 9 7 5 6 3 4 3 6 6 3 4 5 3 4 5 7 4 10 9 2 4 6 3 1,362,124.00 347,188.00 238,224.00 2,219,144.00 4,333,484.00 196,802.50 48,158.50 3,200.00 86,665.75 855,745.00 368,700.50 271,475.00 82,820.00 443,415.00 83,805.00 538,236.50 1,279,400.00 591,860.00 1,420,625.00 939,269.50 1,244,318.00 149,352.50 249,670.00 191,437.50 2,063,332.50 1,327,804.54 217,250.00 278,080.00 879,845.00 326,475.00 317,194.00 1,738,020.00 3,470,590.00 1,027,864.29 4,458,190.00 7,633,906.70 3,437,580.00 3,366,851.00 629,395.00 455,640.00 5,903,230 825,000 482,500 2,959,130 4,868,100 1,375, 480 3,094,580 138,000 2,067,560 369,000 341,430 105,000 141,560 671,980 262,840 1,708,480 1,095,000 315,450 1,614,960 213,990 603,000 97,600 195,000 15,000 567, 430 838,640 24,500 99,000 1,387,510 89,240 16,060 833,870 1,797,840 304,120 170,960 691,940 18,110,000 33,755,000 OTHER RESERVE CITIES. Boston Albany Brooklyn .. .. Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Gal veston... Houston Waco Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St Paul Kansas City, Kans Wichita Kansas City Mo St Joseph Lincoln Omaha Denver Salt Lake City Los Angeles San Francisco ~ Portland Ore? Seattle San Antonio Pueblo . ... 2,530,000 50,000 1,720,000 2,925,000 530,000 90,000 300,000 740,000 135,000 30,000 100,000 550,000 600,000 40,000 535,000 345,000 502,000 267,000 139,270 536,620 330,550 Total, other reserve cities 303 49,173,138.28 37,291,420 3,705,000 8,284,000 Total, all reserve cities 365 80,395,025.28 134,483,750 21,815,000 42,039,000 20,000 STATES, ETC. Maine N P W TTamDshire Vermont M assach use tts Rhode Island Connecticut Total, New England States New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total Eastern States 78 i 56 50 180 22 80 1,127,460.04 450,211.91 413,991.23 2,591,861.15 402,698.57 1,549,300.44 422,220 154, 430 93,920 1,052, 480 212,160 659,300 2,000 30,000 466 6,535,523.34 2,594,510 50,000 2,000 372 173 680 24 81 1 4,281,865.88 1,453,529.04 10,057,043.47 154,706.50 447,689.67 13,685.00 2,727,910 1,701,780 4,587,440 80,070 348, 410 125,750 635,000 10,000 180,000 15,000 1,331 16, 408,519.56 9,571,360 845,000 5,000 20,000 20,000 REPORT OF THE COMPTROLLER OF THE CURRENCY. DATE OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 161 1908. DECEMBER 3, 1937. Specie. Silver dollars. Silver Treasury certificates. Circulating notes. Fractional silver coin. Total. $162,313 $16,691,609 $1,043,724.77 $147,974,918.77 287,824 7,502,286 343,329.95 45,024,107.45 122, 986 64,788. 96 17,072,208.46 3,573,156 573,123 27,767,051 33,025 15,476 18,668 276,584 265,197 41,336 26,983 14,000 47,471 45,619 58,681 35,596 13,372 129,928 46,963 61,473 47,028 97,599 147,310 39,108 85,836 26,312 54,486 6,112 140,908 91,690 9,557 21,389 116,425 24,842 21,982 173,104 64,471 32,374 145,616 88,849 30,836 54,338 72,280 29,699 4,207,970 145,280 758,354 4,610,006 2,390,479 2,435,707 818,688 22,259 307,295 122,588 154,072 52,956 23,525 158,022 19,232 569,784 337,573 232,001 447,651 20,102 831,499 57,378 80,762 38, 000 104,575 492,266 22,500 64,000 619,317 56,759 7,130 519,344 209,744 45,558 151,974 18,987 51,004 45,958 208,346 45,115 '2,752,523 3,325,646 1,451,843.6 479,427.95 51,715.00 75,268.90 670,506.35 466,600. 65 120,009.40 91,656.59 15,000.00 50,354.95 51,642.45 28,996.90 34.337.90 25,026.05 89,261.15 49,867.50 64,142. 48 101,779.00 53,676.54 56,169. 70 46,383.00 45,568.22 •14,498. 50 39,736.00 0,022.70 59,903.90 57.144.91 7,077.10 10,183.83 73.161.82 27,303.00 21,426. 99 201,849.00 90,212.75 29,207.50 72,852.00 141,283.30 133,685.50 14,549.00 21,672. 58 20,893.95 210,071,234. C 14,515,776.95 1,434,659.00 1,573,014.90 15,380,370. 35 12,853,860.65 4,259,334.90 4,080,066.09 192,459.00 2,559,346.70 1,444,594.45 951,880.40 499,364.90 286,303.05 1,492,606.15 462,707.50 3,242,115.98 3,600,780.00 1,425,586.54 3,686,715.70 1,288,852.50 2,810,221.22 445,141.00 619,654.00 256,572.20 3,486,149. 40 3,407.545.45 280,884.10 512, 652. 83 3,076,268.82 524,619.00 383,792. 99 3,466,187.00 5,632,857.75 1,439,123.79 5,534,592.00 8,919,966.00 4,155,105.50 3,887,966.00 1,468,313.58 881,897.95 21,503,760 I 3,710,055.01 126,419,896.29 $68,872,240 $2,401,927.50 16,814,480 586,680,00 15,956,940 307,805.00 101,643,660 3,296,412.50 10,001,510 1,350,000 617,000 17,510,810 16,332,800 9,154,300 4,834,850 550,000 4,409,100 4,722,450 1,672,500 1,382,000 375,000 955,000 350,000 10,004,240 5,511,000 2,372,000 5,157,250 1,141,380 4,437,000 284,900 580,300 525,000 3,270,000 1,874,850 850,000 3o0,000 1,832,500 795,000 564,500 1,831,150 2,824,990 1,200,000 5,085,000 12,100,000 1,000,000 1,250,000 1,504,700 480,000 492,175.00 10,700.00 58,950.00 206,506.00 41,505.00 398,847.50 33,252.50 141,043, C 31.090.00 10,800. 00 2.50 5.00 285,100. 00 2,302.50 9,900.00 3,850. 00 58, 657. 50 43,907. 50 3,200. 00 800.00 10,205.00 23,900.00 7.900.00 302,115.00 6,000.00 700.00 45,685.00 900.00 98,347,247.50 9,509,335.00 1,339,300.00 558,050.00 17,304,304.00 16,291,295.00 8, 755,452.50 4,801,597.50 550,000.00 4,178,697, 50 4, 722,450.00 1,672,500.00 1,381,250.00 375,000.00 925,700. 00 350,000. 00 9.973,150.00 5;500,200.00 2,371,997.50 5,157,245.00 858,280.00 4, 434,697. 50 275,000.00 576,450.00 525,000.00 3,211,342.50 1,830,942.50 850,000. 00 350,000. 00 1,829,300.00 795,000. 00 564,500. 00 1,830,350.00 2,814, 785.00 1,176,100. 00 5,077,100.00 11,797,885.00 994,000. 00 1,249,300.00 1,459,015.00 479,100.00 2,349,408.50 | 138,693,671.50 | 52,311,400 767,013.50 51,544,386.50 28,940,530 13,203,400 46,796,210 1,427,000 3,827,220 250,000 269,302.50 639,217.50 258,577.50 29,250.00 42,560.00 1,200.00 28,671,227.50 12,564,182.50 46,537,632. 50 1,397,750.00 53 3,784,660. CO 54 248,800. 00 94,444,360 1,240,107.50 5,892,150 4,810,800 4,620,500 20,354,400 4,002,500 12,631,050 7,571 4,360,046 1,249,849.69 15,279,500.03 406,569 202,582 1,086,751 30,298 38,156 1,420 823.284. 60 3,926,517 525,957. 65 2,427,187 4,489, 496 1,086,814.18 354,687 51,290.87 464,405 106,125. 20 19,900 3,875.00 12,806,146. 48 6,321,035.69 21,502,544.65 671,052.37 1,424,785.87 164,630.00 11,682,192 ! 2,597,347.50 42,890,195.06 1,765,776 750.00 29, 300.00 $66,470,312.50 16,227,800.00 15,649,135. 00 5,808,107.50 4,726,380.00 4,543,841.50 20,111,945.00 3,939,132.50 12,414,980.00 2,021,995.69 1,158,270.54 874,789. 32 6,572,998.72 1,022,471.69 3,628,974.07 622S0—CUE 1908 230, 402.50 Outstanding. 84,042.50 84,420.00 76,658.50 242,455.00 63,367.50 216,070.00 99,216.65 99,126. 63 66,323.09 592, 479.57 107,721.12 284,982.63 46,575 54,854 58,957 246,084 5,674 75,427 On hand. 336,491,130.97 | 242,686,740 5,645,821.00 : 237,040,919.00 \ 49,270,811 5,161, 326,524 399,648 221,598 2,088,094 294,218 1,029,964 Issued. -11 44 45 46 47 i 48 49 93,204,252.50 | 162 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF DECEMBER 3, 1907- Continued. Specie. City ,State, and Territory. Number of banks. Gold coin. Gold Treasury certificates ClearingGold house Treasury payable to certificates. order, act certificates. of Mar. 14, (Sec. 5192.) 1900. STATES, ETC.—continued. Virginia West Virginia . . North Carolina South Carolina Georgia Florida Alabama Mississippi.. Louisiana Texas Arkansas Kentucky Tennessee 63 64 65 66 67 68 493 38 136 80 $1,175,717.55 1,023,781.90 475,821.35 146,689.00 453,899.00 279, 405.95 693,785 30 141,683.02 138,304.60 2,736,508.90 254, 410.50 1,017,593.50 1,061,739.75 $790,390 611,950 246,870 219, 780 768,550 203,610 792,280 162,750 286,800 2,055,940 272,220 492,590 981,760 1,280 9,599,340.32 7,885, 490 10,000 332 225 387 88 1,716,060 1,774,640 2,224,380 856,670 780, 770 985,530 963,500 274,690 40,000 $40,000 310,000 20,000 180 000 50,000 135,000 5,000 2,000 240 297 99 4,615,423.21 3,210, 766.76 4,981,066.47 2,422, 425. 60 2,410,636 50 2,386,975.50 2,321,775.47 814,262.75 Total, Middle Western States.... 1,789 57 58 59 60 61 23,163,332.26 9,576,240 740,000 44,000 102 90 62 26 87 36 74 26 30 Total, Southern States 69 Ohio.. 70 Indiana 71 Illinois 79 Michigan 7*} Wisconsin 74 Minnesota... 75 Iowa 76 Missouri 77 78 70 80 81 S° 81 85 .... 121 North Dakota. South Dakota Nebraska Kansas Montana . Wyoming Colorado.... New Mexico Oklahoma 93 Washington Oregon.. California Idaho . Utah . . . . Nevada Arizona Alaska a 94 95 Hawaii a Porto Rico Total, Pacific States Total, island possessions 2,000 95 40 309 461,20G. 52 656,147.94 1 416 447 80 2,036,281.77 1,511,264.90 750 748 20 2,782,306. 45 469 865 00 1,063,386.40 575,700 652,540 452 230 756,620 863,360 180 520 627, 450 234, 700 1,112,680 1,109 11,147,654.98 5,455,890 42 53 112 37 14 8 12 644,570 166,380 341,280 240,970 39,470 32,850 152,430 11,640 764, 000 2 2,715,148.05 2,058,427.50 6,155,846.35 688,730.00 394,907.50 488,220.00 370, 410.00 44r760.00 280 12,916,449. 40 1,629,590 764,000 4 1 234,175.00 20,025.00 330 20,000 123 87 101 197 38 29 Total, Western States 86 87 88 89 90 91 110,000 . 5 000 70,000 5,000 80,000 i 5 254,200.00 20,330 Total, States, etc 6,260 80,025,019.86 36,733,410 1,725,000 830,000 Total, United States 6,625 160,420,045.14 171,217,160 23,540,000 42,869,000 a Call of August 22, 1907. REPORT OF THE COMPTROLLER OF THE CURRENCY. 163 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. D E C E M B E R 3, 1907—Continued. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Circulating notes. Total. Issued. On hand. Outstanding. $9,349,470 6,728,950 4,772,030 2,734,000 5,776,530 2,702,400 6,326,800 2,373,500 2,407,500 16,120,400 1,450,000 9,276,680 7,771,750 $267,222.50 15,010.00 $9,082,247.50 6,713,940.00 4,772,030.00 2,727,497. 50 5,733,472.50 2,700,372.50 6,296,200.00 2,306,350.00 2,405,492.50 16,059,517.50 1,440,300.00 9,259,972.50 7,761,380.00 $202,518 113,412 184,550 109,007 380,289 173,480 378,567 127,494 139, 478 1,134,265 100,182 190,300 269,877 $719,933 504,398 271,182 265,140 660,046 203,890 389,140 125,349 197,373 1,306,994 289,693 339,638 604,573 $225,623. 41 109,996.02 93,238.66 87,236.10 173,229.11 104,598.60 152,895.10 61,573.36 117,967. 68 576,758. 72 78,814.20 131,665.98 147,300.13 S3,114,181.96 2,363,537.92 1,271,662.01 827,852.10 2,436,013.11 964,984.55 2,406,667. 40 618,849. 38 879,923.28 7,810,466.62 995,319.70 2,181,787. 48 3,065,249.88 3,503,419 5,877,349 2,060,897.07 28,936,495.39 77,790,010 531,237.50 77,258,772.50 644,194 494,721 673,323 237,084 254,032 286,874 503,947 187,339 1,210,634 1,342,363 1,603,092 574,948 658, 653 759,607 840,358 294,649 412,452. 30 330,642. 97 542,081.03 198,789.11 202,265.13 215,008.47 300, 471. 40 106,865.01 8,678,763.51 7,153,133. 73 10,335,942.50 4,309,916.71 4,486,356.63 4,683,994.97 5,067,051.87 1,682,805. 76 24,255,210 14,-235,850 19,971,740 7,093.850 6,892,030 6,738,740 12,510,690 4,505,595 143,567. 50 71,322.50 110,707.50 86,865.00 159,872.50 39,600.00 33,765. 00 8,300.00 24, 111, 642.50 14,164,527.50 19,861,032.50 7,006,985.00 6,732.157.50 6,699^140. CO 12,476,925.00 4,497,295. 00 3,281,514 7,284,304 2,308,575.42 46,397,965. 68 96,203,705 654,000.00 95,549,705.00 94,099 121,281 265,431 350,164 114,178 46,597 150,803 101,609 362,444 246,738 256,126 299,575 108,574 143,576 53,181 283,956 126,827 612,568 86,656. 52 77,497. 96 169,132. 99 250,903.10 74,224.01 39,523. 00 135,950.70 47,930. 87 312,012.28 1,464,400.04 1,763,592.90 2,607,816.79 4,072,542.87 2,706,602. 91 1,070,569.20 3,980,466.15 981,021. 87 3,468,080.68 2,124,150 1,916,940 5,738,310 7,924,610 1,805,320 1,070,050 3,460,960 1,362,040 6,995,750 12,420.00 540.00 22,952. 50 42,415.00 69,352.50 1,000.00 79,630. 00 26,117.50 30,367.50 2, 111, 730.00 1,916,400.00 5,715,357. 50 7,882,195.00 1,735,967.50 1,069,050.00 3,381,330. 00 1,335,922.50 6,965,382. 50 1,606,606 2,631,111 1,193,831.43 22,115,093.41 32,398,130 284,795.00 32,113,335.00 309,635 68,025 242,852 44,192 24,537 20,580 47,006 1,376 288,813 63,215 119,947 65,857 35,482 6,522 34,035 2,029 152,457. 85 93,889.12 244,619.03 42,923.68 15,572.87 14,448. 65 23,371. 60 1,877.15 4,874,623.90 2,449,936.62 7,104,544. 38 1,082,672.68 509,969.37 562,620. 65 627,252.60 61,682.15 2,654,830 1,293,050 7,082,900 1,068,490 765,000 1,372,000 579.000 62;500 90,555.00 1,615.00 31,117.50 27,240.00 1,702. 50 1,825.00 2,300. 00 1,350.00 2,564,275.00 1,291,435.00 7,051,782.50 1,041,250.00 763,297.50 l,3 7 0,175.00 576,700.00 61,150.00 758,203 615,900 589,159.95 17,273,302.35 14,877,770 157,705.00 14,720,065.00 14,527 332 183 924 10,594.15 505.60 259,809.15 41,786. 60 285. 750 100,000 11,200.00 274,550.00 100,000.00 1,107 6,502.50 43,057.50 2,027.50 30,600.00 67,150. 00 2,007.50 60,882.50 9,700.00 16,707. 50 10,370.00 11,099.75 301,595.75 385,750 11,200.00 374,550.00 11,417,948 32,452,009 10,010,760. 81 173,194,147.67 368, 411,125 3,646,058.50 364,765,066.50 14,743,594 81,722,820 15,172,659. 50 509,685,278.64 611,097,865 9,291,879.50 , 601,805,985.50 14,859 56 57 5£ 5S 60 61 62 63 64 65 66 67 68 69 70 71 72 Tc Ik 75 7( 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 164 BEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION" OF NATIONAL BANKS AT DATE OF F E B R U A R Y 14, 1908. Specie. Number of banks. City, State, and Territory Gold coin. Gold Treasury ClearingGold certificates house Treasury payable to certificates. certificates. order, act (Sec. 5192.) of Mar. 14, 1900. CENTRAL RESERVE CITIES. 1 3 New York Chicago St. Louis 37 14 8 59 Total, central reserve cities $5,099,059.00 $129,636,180 123,185,000 $35,430,000 6,206,230. 00 19,993,390 3,640 000 3,286,675. 00 13,370,310 310,000 14,591,964.00 162,999,880 35,430,000 27,135,000 OTHER RESERVE CITIES. 4 5 fi 7 8 q 10 11 12 n 14 15 16 17 IS 19 21 22 23 2 r 6 27 28 29 30 31 32 9 34 36 V 38 39 40 41 A'* 44 45 Boston Albany . Brooklyn Philadelphia Pittsburg . . Baltimore • Washington Savannah New Orleans Louisville Dallas Fort Worth . Galveston Houston San \ntonio Waco Cincinnati Cleveland Columbus . ... Indianapolis Detroit Mi 1 waukee Cedar Rapids Des Moines Dubuoue Minneapolis St Paul Kansas City, Ivans Wichita Kansas City, Mo S t JOvSeph Lincoln Omaha ... Denver Pueblo Salt Lake City Los Angeles San Francisco Portland Oreg Seattle Spokane Tacoma .... 22 3 4 38 29 18 11 2 6 9 5 7 3 7 6 5 11 7 9 7 5 6 3 4 3 6 6 3 4 5 3 4 10 9 2 4 4 2 1,406,155.00 377.385.00 188,125. 50 1,518,527.00 4,859,029.00 224,653. 00 52,654 50 4,500.00 49,720. 00 1 321 372 50 604,970.50 354,905. 00 88 062 50 362,842. 50 444 622 50 96,410.00 992,555. 50 1,909,187.50 1,024,752.50 1,230,172.50 1,099,600.00 1,808 620 00 154 250 00 229,072. 50 225,672. 20 1,452,560.00 1,353,913.64 481,540.00 292.015.00 1,084,220.00 300,812. 50 263,800. 00 1,341 975.00 4,066,097.50 495,547.50 1,367,056.84 4,181,840.00 7,007,808.50 5,514 635.00 3,539,160.00 441,888.30 1,050,910. 00 9,875,680 1,070,620 910,030 2,223,300 5,132,520 1,717,410 2,107 500 66,000 1,292,560 514 000 652,740 146,300 119 360 722,800 667 880 246,000 2,810,150 1,375,000 468,020 2,032,800 221,990 628 500 87 600 157,000 25,000 310,470 545,260 178,820 140, 500 1,639,250 119,100 37,990 827,920 1,436,650 410,820 487,170 84,640 424,660 2,520,000 so 666 7,900,000 5,030,000 855,000 345,000 290,000 i 68"), 000 740,000 285,000 100 000 755,000 600,000 100,000 * 60,000 940,000 111,840 436,000 22,590 90,000 545,000 130,000 355,000 303,000 839. 000 Total, other reserv ? cities 309 54,863,596,98 42, 484,440 11,570,000 11,947,000 Total, all reserve c.ties 368 69, 455,560.98 205; 484,320 38,705,000 47,377,000 STATES, EH. . 47 48 49 50 51 Maine New Hampshire Vermont? Massachusetts . . Rhode Island Connecticut Total, New Englr.nd States *>•> 53 54 *6 > 57 New York New Jersey Pennsylvania Delaware Maryland District of Columbia.. Total, Eastern P tates 78 56 50 179 22 80 1,148,349.94 435,525. 08 403,313.15 2,446.086.42 443,556. 86 1,631,225.66 394,940 140,110 82,280 1,006.590 253,030 660,810 465 6,508,057.11 2,537,760 40,000 2,000 373 173 693 26 82 1 4,610,289. 24 1,617,651.83 9,335,211.17. 131,989,65 448 085 97 12,667.50 2,908.110 1,790,440 4,215,210 77,870 346 350 63,650 625,000 10,000 225,000 160,000 1,348 16,155,895. 36 9,401,630 880,000 10,000 2,000 30, 000 15,000 20 000 175,000 REPORT 03? THE COMPTROLLER OP THE CURRENCY. 165 EACH KEPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. F E B R U A R Y 14, 1908. Specie. Circulating notes. I Silver dollars. Silver i Fractional Treasury i silver coin. certificates. $56,440 452,035 411,936 45,601,176 Issued. $969,178. 43 $219,426,603.43 490,071.60 45,948,887.60 102,126. 56 22,864,316.56 S25,050,746 15,167.1G1 5,383,269 920,411 Total. $69,532,100 14,681,000 17,316,735 288,239,807.59 101,529,835 1,561,376.59 11,359,000 1,600,000 917,000 18,917,960 17,760, 000 9,625, 000 4,892,000 550,000 4,322,000 4,723,600 1,767,500 1,432,000 375,000 1,010, 000 1,700,000 350, 000 8,786,100 5,991,000 2,500,000 4,749, 400 1,485.000 4,972, 000 284,900 917, 000 525,000 3,743,000 2, .100,000 850,000 350,000 2,015,000 780,000 689,500 2,116,000 2,825,000 480,000 1,200.000 5,235,000 12,574,000 1,000,000 1,500. 0C0 927,000 500,000 On hand. Outstanding. $642,995. 00 $68, 889,105. 00 133,555.00 14,547,445. 00 101,102. 50 17,215,632. 50 877,652.50 100,652,182.50 23, 887 24,879 6,903 170,214 570,723 41,661 28,333 13,000 32,679 79,571 72,531 89,551 22,537 149,589 70,286 80,329 78,634 134,360 131, 869 105,412 77,441 143,329 32,276 73,674 21,804 213,596 209, 295 18,132 96 282 162 000 51,136 28,592 235,185 153,378 46,547 74,588 222,987 187,598 45,361 126,948 187,669 29, 900 6,056,869 375,160 963,189 4,545,464 3,648,937 2,421,767 986,933 48,677 630,013 245,167 281,544 78,533 33,963 306,899 238,190 35,282 1,092,020 574,000 240,763 522,042 63,754 777,874 109,192 83,032 25,710 101,460 337,918 6,184 127 560 1,280,001 74,446 9,744 476,371 215,054 43,902 63,098 81,390 7,450 451 434,638.94 70,342.00 68,992.26 559,814. 75 435,505.48 113,553. 60 157,542.11 15,400.00 50,249. 65 64,723.50 37,213.55 39,666.05 29,297. 25 85,260.83 29,690.90 68,354. 75 68,538. 65 127,705.00 67,207. 75 73,798.20 40,741.50 59,779.15 22,698. 05 56,563.80 9,362. 65 71,202. 80 42,083.65 25,789. 85 27,404 45 92,974.10 33,118.60 20,712.00 181,304. 60 201,512.80 30,252. 05 71,143. 20 168,587.90 449,263. 05 60,207.30 74,593.50 110,480.36 28,553. 95 4,294,666 27,472,680 4,475,824.53 157,108,207. 51 150,395,900 1,623,997. 50 148,771,962.50 5,215,077 73,073,856 6,037,201.12 445,348,015.10 251,925,795 2,501,050.00 249,424,145.00 43,528 47,502 46,435 139,233 5,890 74,326 294,204 288,166 175,202 1,652,665 246,045 767,859 103,877.83 106,821. 99 72,378.11 545,944.38 109,923. 43 314,012.14 1,984,899.77 1,018,125. 07 789,608.26 5, 792,518. 80 1,0.18,445. 29 3,478,232.80 5,894,100 4,902,000 4,679,500 20,731,500 4, 037,500 12, S13,350 100,925.00 95, 785. 00 88,206. 00 301,915. 00 02,217. 50 270,982.50 5,787,175. 00 4,866,215. 00 4,591,234.00 20,429,585. 00 3,975,282.50 12,542,367.50 356,914 3,424,141 1,252,957.88 14,121,829.99 53,117,950 926,091. 00 52,191,859.00 418,343 142,982 1,009, 747 23,653 33,414 1,530 3,244,018 2,033,700 3,776,386 206,362 408, 774 21,412 911,198. 86 438,450.10 1,120,498. 25 47,507. 80 108,314.77 6,020. 00 12,876,959.10 6,033,223.93 19, 697,052. 42 487,382, 45 1,364, 938. 74 105,279.50 29,934,130 13,248,860 48,825,600 1,452,490 3,943,750 250,000 504,357. 50 216,027.50 380,557.50 48,782. 50 58,120. 00 3,400.00 29,429, 772.50 13,032,832.50 48,445,042.50 1,403,707.50 3,885,030. 00 246,600. 00 1,629,669 | 9,090,652 2,631,989.78 40,564,836.14 97,654,830 1,211,245.00 96,443,585.00 60,360 202,317 20,317,229.94 1,968,386.00 2,137,239.76 21,947,319. 75 15,501,714.48 5,154, 044. 60 3,332,962.61 147,577.00 2,055,221.65 2,224,834. 00 1,648,999.05 708,955. 05 293,219. 75 1,627,391.33 1,450,669.40 526,375. 75 5,726,898.15 4,860,252.50 1,932,612.25 3,964, 224. 70 1,788,526.50 3,418,102.15 506,016. 05 599,342.30 307,548.85 2,904,288.80 3,088,470.29 710,465. 85 613,761.45 4,358,445.10 578, 613.10 360,838.00 3,062,755. 60 6, 072, 692. 30 1,027,068.55 2,063, 056. 04 5,344,444.90 9,146, 779.55 5, 975,203.30 4,305,901.50 2,217,354. 66 1,132,404. 95 203,825. 00 30,300. 00 5,650. 00 216,167.50 60,805. 00 130.692.50 97,552.50 10,695. 00 20.807.50 1,150. 00 2 r 650.00 195,500.00 1,350.00 52,400. 00 89,800.00 8,502.50 5.00 53,400.00 17,002. 50 1,300.00 11,910.00 15,212.50 122, 457. 50 9,000.00 5,900.00 4,700.00 17,305. 00 5,000. 00 46,200. 00 6, 750. 00 00,002. 50 40,850. 00 59,550. 00 6,255. 00 7,350.00 11,155,175. 00 1,563,700.00 911,350.00 18,701,792.50 17,699,195.00 9,494,307.50 4,794, 447.50 539,305. 00 4,301,192.50 4,722,450.00 1,767,500 00 1,429,350. 00 375,000. 00 1,010,000. 00 1,504,500.00 348, 650. 00 8,733, 700. 00 5,901,200. 00 2,491,497.50 4,749, 395. 00 1/431,600.00 4,954, 997. 50 283,000.00 905,090. 00 525, 000.00 3,727,787.50 1,977,542.50 841,000. 00 350,000 00 2,015,000. 00 774,100.00 689,500.00 2,111,300.00 2,807,695. 00 475,000. 00 1,153,800.00 5,228,250. 00 12,513,997.50 959,150.00 1,440,450. 00 920,745. 00 492,050. 00 166 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BAXKS AT I>ATE OF F E B R U A R Y 14, 1908—Continued. Specie. Number of banks. City, State, and Territory. Gold coin. Gold Treasury Clearingcertificates Gold house Treasury payable to certificates. certificates. order, act (Sec. 5192.) of Mar. 14, 1900. STATES, ETC.—continued. 70 71 79 73 74 75 76 77 78 Ohio Indiana Illinois Michigan Wisconsin Minnesota Iowa Missouri 79 80 81 94 95 % 97 5,000 5,000 1,822,010 1,750,120 2,186,760 888,910 777,310 675,780 1,022,030 304,100 80,000 204,000 425,000 20,000 360,000 70 000 125,000 5,000 27,000 23,034,797.14 9, 427,020 1,085,000 231,000 128 87 195 197 39 30 98 40 312 Hawaii ° Porto Rico . . . . Total, Pacific States Total, island possessions 488,921.55 637,782. 50 1 512 239 80 1,993, 497. 92 1,697,203.90 641,600.00 2,574,262. 45 441,117. 50 1,092,412.00 428 340 518,830 546 000 792,960 791,560 148,090 878,250 257,610 1,156,290 1,126 5,517,930 2,093,770. 00 2, 403,587. 50 5,937,351. 00 782,735. 00 443,737.25 372,370.00 396,959. 00 125,645.00 203,960 231,710 368, 430 174,690 33,080 17,510 133,650 9,100 12,556,154. 75 1,172,130 4 1 ... 11,079,037.62 39 56 113 37 14 8 12 2 281 Total, Western State ; Washington... Oregon California Idaho . Utah Nevada Ari zona Alaska a, 7, 426,190 4.637,627.91 3,176,734. 00 4,884,189. 76 2,489,144. 70 2,326,020. 00 2,262,919.90 2, 463,143. 37 795,017.50 1,812 - Total, Middle Western States 88 89 90 91 92 9,556,654.19 104 92 62 26 90 38 75 26 30 494 40 136 80 Total, Southern States 83 84 85 86 87 $733 700 516,150 225,480 117,200 414,130 192,110 770,090 172,110 388,850 1,998.620 333, 460 487,930 1,076,360 334 228 389 90 122 243 306 100 North Dakota South Dakota Nebraska Kansas... Montana Wyoming Colorado New Mexico Oklahoma. 59 60 61 62 63 64 65 66 67 68 $1 025 013 50 1,140,661.30 454,641.85 193,550.00 440,382.50 243,195.95 704,023.90 119,358.37 154,656. 27 2,740,904.80 292,49-1. 50 1,017,906.50 1,029,867. 75 1,293 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee 311,655.00 13,057.50 $5 000 %'), 000 15 000 70 000 1,160 10,000 85,000 20,000 10,000 10,000 20,000 5 324,712.50 11,160 Total, States, e t c . . 6,330 79,215,308. 67 35,493,820 2,105,000 433,000 Total, United State : 6,698 148,670,869.65 240,978,140 40,810,000 47,810,000 a Statement of December 3, 1907. REPORT OP THE COMPTROLLER OF THE CURRENCY. 167 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. F E B R U A R Y 14, 1908—Continued. Circulating notes. Specie. Silver dollars. Silver Fractional silver coin. Treasury certificates. Total/ Issued. On h a n d . Outstanding. $221,014 116,603 185,740 111,526 398,095 244,256 474,149 126,026 186,943 1,396,344 133, 706 196,597 389,335 $687,786 468,649 213,032 255, 053 426,817 178,887 514,782 107,925 197,744 1,181,066 298,167 293,537 759, 510 $271,621.24 120,065.14 92,439.68 127,978. 35 225,609.11 128,398.37 256, 551. 75 90,570. 40 138,376. 64 708,316.64 105,024. 60 120,261. 95 194,048. 99 $2,944,134. 74 2,362,128.44 1,176,333. 53 805,307.35 1,905,033.61 986,847. 32 2,719,596. 65 615,989. 77 1,066,569. 91 8,025, 251. 44 1,162,849.10 2,116,232. 45 3, 449,121. 74 $9,853,490 6,846,700 4,807,460 2,754. 000 6,764,480 2,945, 200 6,483,910 2, 530,000 2,442,500 16,619,050 1,743,750 9,544,630 7,983,250 $58,282. 50 50,487. 50 12,300.00 8,550.00 30,710. 00 5,812.50 79,205.00 11,000. 00 12,547. 50 52,822.50 4,852. 50 48,447. 50 12,170. 00 $9,795,207.50 6,796,212. 50 4,795,160. 00 2,745,450. 00 6,733, 770. 00 2,939,387. 50 6,404, 705. 00 2, 519, 000. 00 2, 429,952. 50 16,566, 227.50 1,738,897.50 9,496,182.50 7,971,080.00 4,180,334 5,582,955 2,579,262. 86 29,335,396. 05 81,318, 420 387,187.50 80,931,232.50 721,655 457,462 678,624 272,102 290,153 336, 770 500,021 216,532 1,229,001 1,087,046 1,426,939 609, 770 483,929 454, 536 851, 991 266,905 494,403.45 366,819.15 599,819.99 219,106. 40 237,392.41 265,720.22 332,514. 40 116,768. 75 9,188,697.36 6,838,181.15 10,228,332. 75 4,499,033.10 4,474,804. 41 4, 065, 726.12 5,294, 699. 77 1,704,323.25 25, 044.160 14,845,810 20,916, 800 7,476,800 7,208,580 6,943,980 13, 047, 040 4, 730,600 287,455. 00 71,152. 50 230,380.00 24,615. 00 110,782. 50 21,600.00 64,217.50 9,355. 00 24, 756, 705. 00 14, 774,657. 50 20,686,420. 00 7, 452,185. 00 7,097, 797.50 6,922,380.00 12,982,822.50 4, 721,245. 00 3,473,319 6,410,117 2,632,544. 77 100,213.770 819,557.50 99,394, 212.50 110,024 138,240 260,688 406,236 137,278 71,884 186,837 111,256 505,908 171, 739 230,482 302,473 615,464 127,649 44,169 355,392 117,303 767, 714 110,868.16 86, 766. 50 183,636. 79 274,677. 71 86,500. 45 59,406. 60 159,176. 52 50, 274. 95 416,290. 28 1,309,892.71 1,612,101.00 2,820,037. 59 4,152,835. 63 2,840,191.35 965,149. 60 4,153, 917.97 977,561.45 3,938,614. 28 2,202,000 1, 974,290 6,113,410 8,211,330 2,213,200 1,224,800 3,641,760 1,530,490 7,469,190 13,580.00 9,840. 00 68,122.50 71,420. 00 56,992.50 9, 200. 00 55,830. 00 10,157. 50 52,697. 50 2,188, 420. 00 1,964,450. 00 6,045,287.50 8,139, 910. 00 2,156, 207.50 1,215, 600. 00 3,585,930.00 1,520,332. 50 7,416,492. 50 1,928,351 2,732,385 1,427,597. 96 22, 770,301.58 34, 580, 470 347, 840. 00 34,232, 630. 00 148, 709 86,940 313,549 78,615 37,330 21,138 47,004 2,092 62,364 89,694 124,381 44.788 12,547 1,881 34,902 85 111, 693. 09 129,395. 95 318,168. 85 68,177.31 32,148. 59 26, 768. 00 28,939.10 1,853. 50 2,620,496. 09 2,961,327.45 7,071,879.85 1,149, 005.31 558, 842. 84 439,667. 00 641, 454.10 138, 775.50 1,581,480 1,524, 350 7, 791, 750 1,143,650 765, 000 1,454, 750 579, 000 62,500 31, 700. 00 35, 200. 00 135,487. 50 18,032. 50 12,502,50 1,630.00 10,100. 00 500. 00 1,549,780. 00 1,489,150. 00 7,656,262.50 1,125,617.50 752,497.50 1,453,120.00 568,900. 00 62,000. 00 735,377 370,642 717,144.39 15,581,448.14 14,902,480 245,152. 50 15,373 764 460 1,694 13,515.25 1,565.60 342,163. 25 27, 081.10 285,750 100, 000 16,137 2,154 15,080. 85 369,244. 35 385, 750 46,293,797.91 19,002.50 14,657,327.50 266,747. 50 100,000. 00 19, 002.50 366,747.50 12,320,101 28,213,046 11,256,578.49 169,036,854.16 382,173, 670 3,956,076.00 378,217,594.00 17,535,178 101,286,902 17,293,779.61 614,384,869.26 634,099,465 6,457,726. 00 627, 641, 739. 00 168 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE MAY 14, 1908. Specie. City, State, and Territory. Number of banks. Gold coin. Gold Treasury Gold certificates Clearinghouse Treasury payable to certificates. order, act certificates. (Sec. 5192.) of Mar. 14, 1900. CENTRAL RESERVE CITIES. $4,354,353.50 7, 614,712.50 13,901,150 3,896,300. 00 12,682,830 New York Chicago St. Louis Total, central reserve cities 2,915,000 310,000 $38,245,000 59 I 15,865.366.00 168,895,350 I 45,965,000 38,245.000 OTHER RESERVE CITIES. 1,040,488. 00 373,420. 00 178,098. 00 1,584,591.50 5,704,994. 00 202,033. 00 60,142. 50 7,287. 50 20,334. 00 1, 507,590. 00 878,210. 00 295,022. 50 45,257. 50 383,110. 00 478,392. 50 102,825. 00 888,747. 00 1,857,997. 50 953,112. 50 1,447,210.00 1,217,707.50 1,938,520 00 147,967. 50 386,330. 00 195, 962. 20 2,135,090. 00 2,075,321.14 336, 690. 00 140, 647. 50 272,130. 00 1,386, 610. 00 472,107. 50 300, 435. 00 1,310,575.00 4,918,235. 00 453,785.00 1,700, 943. 24 5, 607,207. 50 6,893.087. 50 5,345,235.00 3,517,045. 00 819,157.50 905,435.00 Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Forth Worth Galveston Houston San Antonio Waco Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans. Topeka Wichita Kansas City, M o . . . St. Joseph.' Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland Seattle Spokane Tacoma 11,002, 720 2,570, 000 1,411,000 60,000 1,076,000 3,346,100 10,825,000 7,085,000 5,048,420 845,000 2, 662,980 290,000 750;000 2,237,680 42,000 1,074,240 555,000 481,540 271,950 93, 400 127,030 656,710 593,390 187,7C0 2,489,720 570,000 2,353; 740 740, 000 543,520 2,050,000 203,170 280,000 818, 670 85,100 100,000 504, 900 20,000 815,950 750,000 570,560 COO, 000 1 148,080 22,550 70,000 142,000 20,000 1, 704, 350 700, 000 323,370 45,450 728,740 2,192,960 429,080 (i(5,530 570, 590 482, 000 30, 000 172,800 1, 490, 000 130, 000 252,000 78,370 872,000 130,000 857,000 389,000 334,000 21,860 47, 933, 980 15,505,000 j 15,752,000 Total, other reserve cities. 312 60, 485,087. 08 Total, all reserve cities 371 76,350,453. 08 J216,829; 330 61,470,000 ; 53,997,000 STATES, ETC Maine •New Hampshire Vermont Massachusetts Rhode Island Connecticut • Total, New England States.. 77 57 51 177 22 80 1,163,071.39 445,249. 64 417,249.10 2,387,793. 71 427,399.76 1,692,562. 90 409,650 165,320 85.490 1,128; 620 259,100 712, 710 6,533,326.50 | 2,760,890 10,000 ; . . . 2,000 10,000 . . . 20,000 2,000 REPORT OF THE COMPTROLLER OF THE CURRENCY. 169 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. MAY 14, 1908. Specie. Circulating notes. Silver Treasury certificates. Fractional silver coin. $49,603 144,128 224,886 $38,497,Oil 19,577,293 6,231,861 $911,207.61 $267,108,545.11 317,339.05 44, 469,622. 55 136,752. 44 23,482,629. 44 418,617 64,306,165 17,098 8,601 2,737 161,634 504,592 47,683 8,463 20,000 26,372 83, 434 92,598 176,435 26,153 239,047 53,542 89, 725 60,387 6,827,775 140,320 840,338 5,912,000 3,613, 767 2.455, 913 789,006 35, 400 744,814 234,275 134,687 67,435 30,972 171,246 138,546 27, 785 1,156,905 325,086 356,881 463,928 36,820 827,847 131,197 192,044 45,110 83,420 120,916 40,987 22,044 128,966 2,221,677 240,181 18,577 663,086 143,946 39,497 14,441 65,598 45,657 15,506 5,800 97,768 742 Silver dollars. 106,591 91,426 81,181 99,118 123,215 19,188 51,392 17,527 165,713 155,544 14,513 107 035 29,205 148, 433 39,321 36,089 213,535 117,666 34; 273 91,706 81,121 120,942 72,132 91,650 181,040 27,097 1,365,299.10 345, 482. 42 41,271.00 68,503.20 501,965.29 538,237.85 133,636.20 51,897.75 15,265. 00 36,550.10 69,659. 55 28,756. 30 51,089.70 34,340. 60 92,228. 25 29,864.20 83,005. 50 75, 747. 67 88,183. 73 62,502.00 63,348.25 48,427. 00 60,905.80 13,904. 60 43, 908. 70 10, 797.00 72,326. 05 29, 912.15 17, 942. 45 15,101. 00 14, 721.27 124,033.31 60,131. 60 13,961.95 173,588. 00 151,821.80 24, 755.25 97,733.25 119,376. 60 308, 936. 05 82, 452. 05 58,504.00 103,683. 78 12,884.85 Total. 335,060,797.10 21,803, 563.42 2,034, 612.00 2,165, 676.20 29, 416,290. 79 16,255, 010.85 6,542, 245.20 3,147, 189.25 119, 952. 50 2, 457,310.10 2,376, 498. 55 1, 406,201.30 683, 382.20 263, 753.10 1,542, 341.25 1 293 734. 70 '49l' 100. 50 5,241, 506. 67 5, 471,598.23 2,007, 441. 50 4,105, 667.25 1,885, 242.50 3, 769,157.80 497, 357.10 1,178, 574. 70 289, 396.20 4,022, 499. 05 3, 552,253.29 558, 212. 45 280, 437. 50 607, 022.27 6,285, 103.31 1,135, 111.10 414, 512. 95 3,089, 524. 00 7,524, 628.80 981, 390.25 1,971, 353. 49 6, 955,893.10 9,161, 422.55 5,845, 695. 05 4,674, 999.00 2, 447,649.28 1,302, 018.85 Issued. On hand. Outstanding. $60, 935,100 $1,554,135. 00 $59,380, 905. 00 11,579,000 2,032,055. 00 9, 546, 945. 00 17,021,740 189,202.50 16,832,537.50 9,535,840 11,145,000 1, 600,000 917,000 18,574,600 17,160,000 8,990.000 4, 692, 000 550,000 4,117.000 4, 479,600 1,767,500 1, 432,000 375, 000 1,010,000 1,850,000 350,000 7, 593,400 5,991,000 2,540,000 4,691,280 1,485,000 4, 972,000 285^ 000 932,000 525,000 3,658,000 2,100,000 850,000 300,000 350, 000 3,015, 000 880,000 695, COO 1.960.000 2,825, 000 480,000 1,200,000 5,235,000 12, 574, 000 1,250,000 1,500,000 969,000 500,000 3,775,392.50 | 85,760,447.50 162,912. 50 23, 400. 00 615, 952. 50 65,667. 50 110,512. 50 178, 400. 00 5,300. 00 17,582. 50 1,150.00 7, 750. 00 5,150. 00 170, 400.00 73,650. 00 105, 900. 00 11, 502. 50 52,305.00 12, 740. 00 101,700. 00 3,200. 00 20,350. 00 600. 00 17, 755. 00 128, 457. 50 17,502. 50 15,005. 00 150. 00 61,250. 00 91,500.00 115,125. 00 14,050. 00 5.00 3,833,154 29, 668,906 4,071,403.07 177,254,530.15 148,365.980 4,256, 771 93,975,071 5, 436,702.17 512,315,327.25 237,901,820 | 5,982,317.50 I 231,919,502.50 33,309 43,209 43,832 146,362 3,861 75,853 284,556 298,947 151,235 1,799, 707 288,239 851,970 87.717.32 101,048. 45 62, 677.26 538,872.06 75.508.33 274,062.23 1.978,303.71 1,053,834.09 770, 483.36 6,003,354. 77 1,054,108.09 3,617,164.13 346,486 3,674,660 1,139,885.65 14,477,248.15 5,869,100 4,969,000 4,649,500 20, 429^ 900 4,162,500 12,666,850 2,206,925.00 10,982, 087.50 1,576, 600. 00 917, 000. 00 17,958, 647. 50 17,094, 332. 50 8,879, 487. 50 4,513, 600. 00 544, 700.00 4,099, 417. 50 4, 478,450.00' 1, 767,500. 00 1,424, 250. 00 375, 000. 00 1,004, 850. 00 1,679, 600. 00 350, 000. 00 7,519, 750. 00 5,885, 100. 00 2,528, 497. 50 4,638, 975. 00 1, 472,260. 00 4,870, 300. 00 281, 800. 00 911. 650. 00 524',400. 00 3,640, 245. 00 1,971, 542.50 850, 000. 00 300, 300,000.00 I 32 350, 000. 00 2, 997,497. 50 880, 000. 00 695, 600.00 1, 960,000.00 37 2,809, 995.00 I 38 479, 850.00 I 39 1,138, 750.00 I 40 5,143, 500.00 I 41 12; 458,875. 00 1,235, 950. 00 1,500, 000. 00 968, 995. 00 500, 000. 00 85, 912. 50 87,570. 00 101,591. 00 380, 720. 00 68,332. 50 313,412. 50 52,746,850 j 1,037,538.50 146,159,055. 00 5, 783,187. 50 4,881,430.00 4,547, 909. 00 20,049,180. 00 4, 094,167. 50 12.353,437.50 51,709,311.50 170 EEPOET OF r :HE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF EACH MAY 14, 1908—Continued. Specie. City, State, and Territory. Number of banks. Gold coin. Gold Treasury certificates ClearingGold house Treasury payable to certificates. certificates. order, act (Sec. 5192.) of Mar. 14, 1900. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia 376 173 700 26 83 1 U, 625,833.16 1,780,661.32 9,407,183.35 135,913. 35 471,956. 67 13,255.00 $3,073,150 1,922,840 4, 665,780 80,400 378,390 133,800 $645,000 10,000 190,000 1,359 16,434,802.85 10,254,360 865,000 105 95 67 29 94 39 76 29 30 496 40 137 82 991,035. 25 1,097,491.80 483,112. 87 144,527.00 499,112. 66 311,076.00 749,254.00 149,769. 63 169,657. 20 2 575,065.55 319,974. 00 970,056. 50 1,175,691.75 887,860 474,850 201,260 112,390 279,580 210,530 739,670 209,280 196,020 1, 770,850 238,800 487,820 936,990 1,319 9,635,824. 21 6, 745,900 337 2 Ohio 232 Indiana 4 Illinois 393 5 Michigan 92 6 Wisconsin 122 .... 7 Minnesota 249 8 Iowa 307 101 9 Missouri Total, Middle Western States.... 1,833 4, 705,083. 56 3,316,421.40 4,918,208.52 2,557,378. 80 2,330,116.50 2, 062, 263. 20 2,627,119.42 807,099. 50 1,713,310 1,696,180 2,331,200 882,890 879,240 790, 450 1,226,140 297, 600 90,000 20,000 480,000 40,000 350,000 140,000 160,000 5,000 208,500 9,817,010 1,285,000 255,500 4 ^ 7 8 Total, Eastern State 0 0 1 o 4 ^ 7 s o 1 Q Virginia West Virginia North Carolina South Carolina Georgia Florida . .. Alabama Mississippi Louisiana . . Texas Arkansas Kentucky Tennessee Total, Southern Sta :es o North Dakota 1 ^ 4 ?> * ffi 17 S8 South Dakota. Nebraska. Kansas Montana Wyoming Colorado New Mexico Oklahoma ?Q )0 )1 V > )? )1 )> * )6 Washington Oregon California Idaho Utah Nevada Arizona Alaska a Total, Western States Total, Pacific States >7 Hawaii a Porto Rico Total, island possessions 542,767. 30 621,026.50 1,604,143. 80 1,863,946.77 1,479,320. 50 555,980. 00 2,289,842. 30 509,797. 50 1,084,664. 40 1,132 10,551,489.07 5,179,970 48 57 115 37 15 9 12 2 1,970,954. 85 2,248,472.50 5,260,830.72 672,884. 80 397,066. 25 409,363.00 388,795.00 69,635. 00 283,680 118,550 332,890 125,790 21,920 23,650 138,350 22,790 295 11,418,002.12 1,067,620 4 208,925. 00 1 6,245.00 5 215,170.00 18,500 20,000 288,500 8,000 8,000 7,540 47,000 540 7,000 Total, States, etc 6,407 Total, United States 6,778 23,324,290.90 129 87 198 196 38 30 104 41 309 $270,000 ^ 415,300 464,100 592,140 819,580 608,870 200, 720 851, 770 239,060 988, 430 78,112,905. 65 35,833,290 35,000 35,000 10,000 1 10,000 1 2,215,000 154,463,358.73 252, 662; 620 63,685,000 a Statement of February 14, 1908. i 554,000 54,551,000 EBPOKT OF THE COMPTROLLER OF THE CURRENCY. 171 REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. MAY 14, 1908 -Continued. Circulating notes. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Issued. On h a n d . Outstanding. $823,171.12 $12,981,081.28 6,378,378. 40 431,468.08 19,742,032. 51 1,044,305.16 485, 419.10 42,740. 75 1,385,040.13 101,581.46 213,633. 00 4,700. 00 $30,225,830 13,008^ 360 48,923,920 1,452,500 3,991,150 250,000 $357,227.50 135,850. 00 225, 538.50 8,037. 50 43,765. 00 3,700.00 $29,868,602.50 12,872,510.00 48,698,381. 50 1, 444, 462. 50 3,947,385. 00 246,300.00 41,185, 584. 42 97,851,760 774,118. 50 37,077,641. 50 9.841,750 6,946,200 5,051,240 3,096,750 6,922,730 3,231.980 6,546', 010 2,617,500 2,492,500 16,971,950 1,797,750 9, 595,050 8,108,250 150,972. 50 28,230. 00 3,070.00 12,150.00 3,565. 00 13,577. 50 29,550. 00 26,950. 00 14,927. 50 29,327. 50 3,642. 50 19,207.50 11,020.00 9,690,777. 50 6,917,970. 00 5,048,170. C O 3,084, 600. 00 6,919,165. 00 3,218, 402. 50 6,516, 460.00 2,590, 550. 00 2,477, 572. 50 16,942,622. 50 1,794,107. 50 9,575,842.50 8,097,230.00 27,322,586. 08 83,219, 660 346,190. 00 82,873, 470.00 8.915,323.20 6,852,663.27 10,330, 409.84 4, 567.002. 99 4, 517,866. 61 4,049,052. 98 5,550,865. 71 1,627,058. 58 25,312, 960 14,896,550 21,224,030 7,501,800 7,277,830 7,176,200 13,324,830 4,748,100 358,745.00 146,377. 50 179,235.00 87,872. 50 171,115. 00 97,150. 00 175,090. 00 32,955.00 24,954,215. 00 7 14, 750,172. 50 21,044, 795.00 7, 413, 927. 50 7,106, 715. 00 7 7,079,050.00 13,149, 740.00 4,715,145. 00 7 2, 441, 227. 28 46,410,243.18 101,462,300 1,248,540.00 100,213,760. 00 115,157.10 77,682.86 163,941.92 248,244.88 81,687.32 64,519. 32 139,013. 94 48, 401.27 354, 787.14 1,342,439. 40 1,488,007.36 2,943,321.72 3,835,448.65 2,380,041.82 925, 478. 32 3, 698,429.24 967, 671. 77 3,442,349.54 2,298,750 2,016, 530 6,323,120 8,022,240 2,236,200 1,224,800 3,701,750 1,535,490 7,581,070 5,740. 00 6,140. 00 27, 685. 00 10,620. 00 30, 402. 50 6,050. 00 14,150. 00 5, 957. 50 15,877.50 2,293,010. 00 2,010,390. 00 6,295, 435. 00 8,011,620.00 2,205,797.50 1,218,750.00 3,087,600.00 1,529,532.50 7,565,192. 50 2,263,772 1,293,435.75 21,023,187.82 122,622. 50 34,817,327.50 73,131 40,687 98,672 40,535 10,308 22,268 40,475 10,797 105,097. 44 109,116.81 277,282. 75 63,996.84 48,023. 46 24,270.18 27,125. 98 2,560.85 2,557,271.29 2,599,711.31 6,263,308. 47 969; 133. 64 529,211.71 497,608.18 636,052. 98 109,892.85 1,669,030 1,583,000 7,998,800 1,137,250 765,000 1, 454, 750 579,000 62, 500 23,850.00 58,360. 00 61,890.00 3,575. 00 2 50 2,990^ 00 600. 00 6,100.00 1,645,180.00 1,524,640.00 7,936,910.00 1,133,675. 00 764,997. 50 1, 451,760.00 578,400.00 56,400. 00 336,873 657, 474. 31 14,162,190. 43 15,249,330 157,367.50 15,091,962.50 438 2,777 6,250.20 1,866.25 227,951.20 17,977.25 285,750 100,000 2.50 285,747. 50 100,000. 00 3,215 8,116. 45 $369,773 120,520 894,367 21,212 34,154 630 $3,174,154 2,112,889 3,521,897 205,153 378, 958 61,248 1, 440, 656 9, 454,299 2, 447,966. 57 225.180 125,932 195,386 126,020 356, 592 268,187 465,359 133,339 127,799 1,082,627 123,898 175, 963 305,727 756,594 418,344 206,835 198,283 306.129 223^ 389 376, 607 89, 412 173,935 893,030 225,760 281,967 656,496 249, 515. 21 114,680. 21 95,216.49 107,477. 57 216,283.17 158,140. 40 204,968. 73 87,189.15 115,032. 70 690,851.94 90,301. 75 113,231.93 171,182. 62 3,712,009 4,806,781 2,414,071.87 600,2(55 420,269 590,681 241,459 241,624 313,81S 412,038 177, 693 1,138,807 1,088,004 1,412,720 618, 556 • 506,607 483,166 820, 094 220,814 459,357. 64 311,788.87 550,600. 32 226,719.19 210,279.11 259,355. 78 304,874.29 118,252. 08 2, 997,847 6,289,368 118,606 126,607 239,362 363, 414 108,936 57,007 168,085 73,271 444,233 150,609 198.591 308,734 540,263101,228 47,252 249, 718 97,142 570,235 1,699,521 124,408 82,885 283,633 65, 927 51,894 18,057 41,307 4,110 672,221 11,798 89 Total. 3,118,184. 46 2,231,298.01 1,181,810.36 688,697.57 1,657,696.83 1,171,322.40 2,535,858.73 668,989. 78 782, 443. 90 7,012, 424. 49 998. 733. 75 2,029,038. 43 3,246,087. 37 34,939. 950 j 245, 928. 45 385,750 2.50 385,747. 50 10,880,627 26,828,968 10,402,177.88 164,826,968.53 385,855,600 3,686,379. 50 382,169,220. 50 15,137,398 120,804,039 15,838,880.05 677,142,295. 78 623,757,420 9,668,697.00 614,088,723.00 11,887 5 5 5 5 5 5 5 6 6 6 6 6 6 6 6 6 6 7 7 8 8 8 8 8 8 8 8 81 I 9 & 9, 9 9 9 9 9v 172 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION or NATIONAL BANKS AT DATE OF JULY 15, 1908. Specie. City, State, and Territory. Number of banks. Gold coin. Gold Treasury Gold certificates Clearinghouse Treasury payable to certificates. order, act certricates. (Sec. 5192.) of Mar. 14, 1900. CENTRAL RESERVE CITIES. 1 3 New York. . Chicago St. Louis Total, central reserve cities 37 14 8 59 $4,365,354.00 $137,636,880 $29,715,000 $41,010,000 5,526,287. 50 14,585,260 4,040,000 4,011,585.00 9,161,090 200,000 13,903,226.50 161,383,230 33,955,000 41,010,000 1,116,936.50 12,004,680 421,055.00 1,364,000 100,000 1,166,500 185,733.00 1,831,751.50 3,107,400 10,200,000 6,142,567.50 5,356,670 255,055.50 2,476,720 390,000 955,750 55,652.50 5,950. 00 27,500 20,416. 50 988,100 1,440,452. 00 515,510 245,140 460,790. 50 298,790. 00 80,070 66,672. 50 116,140 342,137. 50 767,250 616,190 466,972. 50 176,150 75,752. 50 2,388,170 673,515.00 610,000 2,043,275.00 2,518,000 951,352. 50 653,120 1,274,655.00 2,077,000 1,535,800.00 207,250 693,800 1,804,239.50 165,047.50 100,000 85,500 439, 792. 50 392,020 151,877.00 20,000 2,094,629. 50 746,060 760,666 310,640 2,412,777.38 600,000 163,180 294,450.00 12,840 113,727.50 70,000 207,520. 00 175,000 20,000 1,608,920 1,626,610.00 800,000 646,397. 50 339,460 318,415. 00 65,990 1,296,090.00 758,810 5,154,156. 00 1,569,030 483,390. 00 408,300 1,729,991.70 30,280 4,990,012.50 83,800 8,972,715.00 18,480 1,420,000 5,312,090. 00 13,300 61,610 4,255,687. 00 757,864. 75 297,510 9,300 879,635. 00 2,955,000 OTHER RESERVE CITIES. 4 5 fi 7 H 9 10 n 13 /\ 15 fi 17 IS 19 ^0 ^1 24 26 27 ">q 30 31 S3 36 37 38 40 41 42 44 45 46 Boston Albany Brooklyn.. Philadelphia Pittsburg Baltimore . Washington Savannah New Orleans.. Louisville Dallas Fort Worth Galveston Houston San Antonio Waco Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee.... Cedar Rapids Des Moines Dubuque... Minneapolis St Paul. Kansas City Kans Topeka Wichita Kansas City, Mo . St Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland, Oregon Seattle.. Spokane Tacoma 21 3 4 34 28 18 10 2 6 9 5 7 3 7 6 5 10 7 9 7 4 6 3 4 3 5 6 3 3 3 7 4 4 5 7 3 4 10 11 4 4 4 2 7,220,000 925,000 240,000 460,000 745,000 30,000 535,000 370,000 239,000 583,000 868,000 361,000 Total, other reserve cities 310 63,772,998.33 45,731,140 15,070,000 15,531,000 Total, all reserve cities... 309 77,676,224.83 207,114,370 49,025,000 56,541,000 STATES, ETC. 47 48 40 50 51 52 Maine New Hampshire Vermont . Massachusetts Rhode Island Connecticut Total, New England States 53 New York New Jersey . . 55 Pennsylvania.... 56 Delaware *)7 Maryland 58 District of Columbia Total, Eastern States 80 1,179,808.39 448,553. 64 426,862. 00 2,389,966. 66 394,610.24 1,663,396.53 410,160 174, 770 88,520 1,098,430 229,630 693,930 464 6,503,197. 46 2,695,440 40,000 3,000 379 173 2,938,660 1,996,620 4,536,020 61,870 366,730 93,000 675,000 10,000 205,000 360,000 1 4,657,898. 25 1,771,414. 36 9,409,199. 99 133,993. 35 478, 753. 67 13,887. 50 1,366 16,465,147.12 9,992,900 910,000 57 51 177 9 2 703 27 83 10,000 3,000 36,666 15,000 20,000 375,000 REPORT OF THE COMPTROLLER OF THE CURRENCY. 173 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. JULY 15, 1908. Circulating notes. Specie. Silver dollars. Silver Treasurycertificates. Fractional silver coin. $894,233. 21 $255,639,185. 21 382,857.26 j 45,589,381.76 67,524.83 | 19,282,784.83 $41,609 $41,976,109 128,850 20,926,127 114,682 5,727,903 285,141 68,630,139 14,204 12,839 3,127 138,068 519,104 48,846 7,428 13,500 55,726 52,799 66,039 132,344 47,123 188,910 69,869 72,208 59,109 105,303 85,815 69,548 137,010 149,863 13,648 34,349 12.143 84,836 138,836 9,494 5,153 13,050 139,191 62.144 40,868 186,515 120,421 35,142 112,163 70,298 73,496 55,369 110,246 136,822 16,885 Total. 1,344,615.30 | 320,511,351.80 8,571,006 105,220 1,177,071 4,940,860 2,581,744 2,260,183 509,539 24,892 700,240 252,163 75,410 41,025 77,795 182,544 209,161 19,876 1,238,987 445,950 257,492 484,021 299,598 898,753 99,404 93,832 63,480 92,415 199,185 22,742 14,531 119,350 1,775,823 103,887 39,127 669,304 357,023 45,128 17,910 46,343 17,884 16,385 14,000 133,953 1,437 368,453. 07 36,092.40 97,044.45 508,575.31 423,355.55 107,048.90 56,820.20 14,907.00 55,044.35 67,716.75 22,858.19 62,819.50 37,448.25 114,034.70 44,757.70 84,902.60 92,614.71 79,596.00 48,258.40 70,827.30 38,753.85 59,962.80 13,376.50 21,223.60 6,552. 92 73,012.50 39,223.26 10,922.90 7,239.45 23,242.35 154,306.75 63,190.10 14,605.30 170,413.20 168,275.60 22,707.00 69,203.40 123,160.45 323,130.90 66,425.80 84,484. 95 88,253.55 21,764.50 25,090. 279. 57 2,039: 206. 40 2,629 , 475. 45 27,946 ,654.81 15,948, 441.05 5,777: ,853.40 1,585:,189.70 86: 749.00 2,279: ,526.85 2,328: 640.75 870: 237.69 615' 048.50 345, 178.75 1,594: 876.20 1,406: 950. 20 889.10 428: 395.71 5,062: 124. 00 5,937: 037.90 1,996: 051.30 3,976: 411. 85 2,248: 618. 30 3,606: 976. 00 476^ 217.10 981: 052.92 254: 953. 00 3,850: 661. 64 3,700: 788. 90 500. 490.95 223: 162.35 558: 850. 75 6,104: 078. 60 1,215:.005.30 479: 132. 20 3,0811 905. 60 7,3681 667. 00 994: 548.10 1,959: 213.95 5,849: 705. 90 11,195; 569. 80 5,702, 027. 95 5,109: 403. 30 2,2821 021. 50 l,290l Issued. On hand. Outstanding. $58,778,100 $1,628,295.00 11,879,000 2,064,155.00 17,036,290 175,425.00 $57,149,805.00 9,814,845.00 16,860,865.00 3,867,875.00 83,825,515.00 87,693,390 11,145 1,6001 930: 17,617: 16,460: 8,815: 4,6921 5501 4,1171 4,479! 1,767! 1,432' 375, 1,010. 1,950! 141,272.50 16,000.00 965,200.00 62,042.50 174,262.50 132,702.50 23,482.50 1,150.00 500. 00 11,250.00 9,050.00 60,400. 00 350i 7,558, 5,99ll 2,540. 4,617, 1,250. 4,972; 315, 932, 525, 2,873, 2,450, 850, 300, 350, 2,915, 880, 595, 1,960, 2,825, 480. 1,2001 5; 235 12,699 l,250l 1,500, 1,019 500 144,552.50 160,550.00 2.50 9,007.50 28,100.00 154,000.00 16,900.00 14,805.00 380,807.50 17,852.50 60,007.50 59,400.00 195,950.00 185,885.00 88,650.00 13,255.00 50,550.00 11,003;,727.50 1,584:, 000. 00 936 ,950.00 16,652 ,440.00 16,397 ,957.50 8,640:,737.50 4,559 ,297.50 550i,000.00 4,093 ,517.50 4,478 , 450. 00 1,767:,000.00 1,420 , 750. 00 375 ,000.00 1,000:,950.00 1,889:,600.00 350 ,000.00 7,413 ,847.50 5,830: 450. 00 ', 2,539: ',997.50 4,608 ,072.50 1,2211,900.00 4,818:,000.00 315: ,000.00 915: ,100. 00 525: ,000.00 2,858',195.00 2,069 , 192. 50 850 ,000.00 300 , 000. 00 350 ,000.00 2,897 ,147.50 880 ,000.00 595 ,600.00 1,960 , 000. 00 2,764 ,992.50 480 ,COO. 00 1,140 ,600.00 5,039 ,050.00 , _ 12,513 ,115.00 i 42 1,161 ,350.00 ' 1,500 ,000.00 1,005 ,745.00 449 , 450. 00 3,519,851 29,296,673 4,056,600.96 j 176,978,269.29 145,879,830 3,177,647.50 142,702,182.50 3,804,992 97,926,812 j 5,401,222.26 j 497,489,621.09 233,573,220 7,045,522.50 226,527,697.50 5,869,100 4,969.000 4,669,500 20,495,000 4,162,500 12,720,350 60,292.50 30,830.00 61,806.00 174,687,50 17,617.50 142,710.00 5,808,807.50 4,932,170.00 4,607,694.00 20.320,312.50 4; 144,882. 50 12,577,640.00 86,708.81 93,558.00 72,280.16 544,544.33 78,296.99 278,185.20 2,004,329.20 1,038,521.64 807,999.16 6,105,903.99 991,807.23 3,687,913.73 37,160 40,769 37,199 147,832 5,097 60,693 290,492 280,871 173,138 1,922,131 284,173 961,709 328,750 3,912,514 1,153,573.49 I 14,636,474.95 52,885,450 493,943.50 52,391,506.50 363,299 131,764 779,342 20,683 34,331 370 3,131,563 2,283,129 3,214,905 216,365 347,732 27,724 851,220.02 ! 12,977,640.27 439,468.58 I 0,032,395.94 1,031,398.60 19,190,865.59 482,719.85 49,808.50 105,078.86 1,352,625.53 136,811.50 1,830.00 30,260,050 13,496,340 49,294,250 1,475,980 4,042,250 250,000 285,120.00 195,465.00 455,628.50 22,207.50 42,325.00 3,600.00 29,974,930.00 13,300,875.00 48,838,621.50 1,453.772.50 3,999^925.00 246,400.00 1,329,789 9,221,418 2,478,804.56 570 1,004,346.00 97,814,524.00 40,773,058.68 j 174 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF J U L Y 15, 1908—Continued. Specie. Number of banks. City, State, and Territory. Gold coin. Gold Treasury Gold certificates Clearinghouse Treasury payable to certificates. order, act certificates. (Sec. 5192.) of Mar. 14, 1900. STATES, ETC.—continued. f>9 70 71 Virginia.... West Virginia. North Carolina.... South Carolina Georgia Florida Alabama Mississippi Louisiana. Texas Arkansas.. Kentucky Tennessee 72 73 74 75 76 77 78 79 Ohio . . Indiana Illinois . Michigan Wisconsin. Minnesota Iowa . Missouri •>? *4 > R5 Rfi R7 105 95 68 29 94 39 76 29 30 500 40 136 86 $969,719.20 1,073,378.30 473,039. 87 179,757. 50 548,535. 52 256,094. 70 667,992.50 149,635. 23 166,580. 70 2,445,395. 30 264,826. 50 941,684. 50 1,087,856.25 $840,070 485,420 191,770 83,320 265,960 229,520 630,640 168,940 185,420 1,532,070 223,390 444,780 924,170 1 327 9,224, 496. 07 6,205, 470 10,000 66, 500 339 235 395 92 124 251 306 102 4, 48-4,255. 06 3,148,192.60 4,653,924. 64 2,446,399. 20 2,279,114.50 1 921 800 00 2,663,314. 97 818,842. 00 1,751,390 1,655,460 2,327,180 882,890 854 090 781 070 1,105,050 271,800 250,000 20,000 510,000 45,000 * 400 000 130 000 200,000 5,000 286,500 Total, Middle Wrestern States.... 1,844 iO .... Total Southern States 97 98 Hawaii a Porto Rico Total, Pacific States ; Total, island possessions..... 9,910,407. 62 4,816,770 1 941 972 00 2,092,490.00 5,287 190 00 633,315 00 407,607. 00 396 115 00 305,970.00 70,245. 00 242 050 133,430 299 880 153 490 9, 560 27 380 96,570 27,010 307 Washington Oregon California Idaho... Utah Nevada Arizona . . Alaska « 392 620 425 630 590 000 814 520 623 800 177 650 723,710 223 660 845,180 52 59 118 38 16 9 13 2 Total, Western States 89 90 91 9? 93 94 95 96 9,628,930 523,867 30 640,358 00 1 527,222 30 1 761 222 02 1, 542, 480 50 446 480 00 2,045,498 55 402 952 05 1,020,326.90 1,142 North Dakota ST South Dakota Nebraska Kansas Montana Wyoming K6 Colorado S7 New Mexico. 88 Oklahoma 22,415,848.97 131 89 200 199 40 30 104 41 308 m 11,134,904.00 989,370 4 1 240 210 00 12,560. 00 1,000 $10,000 52,000 2,150 5 252,770. 00 Total, States, etc 6,455 75,906,771.24 Total United S t a t e s . . . 6,824 $65,500 35 000 35,000 10 000 10,000 2,150 | 34,331,030 j 2,565,000 153,582,996. 07 241,445,400 a Statement of May 1.4,1908. 338,5u0 1,560,000 51,590,000 : 783,000 57,324,000 BEPOET OF THE COMPTROLLER OF THE CURRENCY. 175 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. JULY 15,1908—Continued. Circulating notes. Specie. Silver dollars. Silver Treasurycertificates. Fractional silver coin. Total. Issued. ' On hand. Outstanding. $206,747 102,252 167,038 127,959 295,198 261,744 440,930 104,229 121,026 949,505 110,613 158,302 255,134 $584,253 364,854 185,411 179,444 296,968 179,117 296,784 65,361 125,405 709,564 184,040 271,746 645,652 $229,720.41 118,392.23 74,408.75 111,566.73 179,099.19 155,085.78 198,347.28 91,176.90 96,250.99 621,444.60 89,300.65 109,431.21 151,711.74 $2,896,009.61 2,144,296.53 1,091,667.62 682,047.23 1,586,760.71 1,081,561.48 2,234,693.78 579,342.13 694,682.69 6,257,978.90 872,170.15 1,935,943.71 3,064,523.99 $9,940,150 7,045,850 5,358,490 3,134,250 7,155,230 3,244,480 6,577,010 2,707,500 2,492,500 17,154,440 1,892,750 9,735,050 8,229,750 $143,482.50 27,275.00 14,130.00 16,950.00 5,935.00 14,840.00 20,150.00 27,555.00 13,300.00 62,217.50 1,785.00 35,247.50 16,045.00 $9,796,667.50 7,018,575.00 5,344,360.00 3,117,300.00 7,149,295.00 3,229,640.00 6,556,860.00 2,679,945.00 2,479,200.00 17,092,222.50 1,890,965.00 9,699,802.50 8,213,705.00 3,300,677 4,088,599 2,225,936.46 25,121,678.53 84,667,450 398,912.50 84,268,537.50 552,126 395,500 511,008 214,163 201,522 298,823 369,209 156,017 1,110,024 967,196 1,283,983 595,591 499,842 484,228 739,406 224,056 467,626.95 304,425.02 544,727.33 200,647.68 190,432.34 260,750.87 307,384.06 111,.330.32 8,901,922.01 6,490,773.62 9,882,822.97 4,384,690.88 4,425,000.84 3,876,677.87 5,384,364.03 1,587,045.32 25,520,490 15,070,380 21,385,030 7,620,300 7,375,330 7,296,240 13,283,830 4,769,350 271,487.50 82,310.00 150,955.00 78,520.00 137,195.00 88,230.00 58,500.00 21,075.00 25,249,002.50 14,988,070.00 21,234,075.00 7,541,780.00 7,238,135.00 7,208,010.00 13,225,330.00 4,748,275.00 2,698,368 5,904,326 2,387,324.57 44,933,297.54 102,320,950 888,272.50 101,432,677.50 107,720 114,293 221,448 338,989 87,354 46,232 133,953 55,743 353,478 147,850 158,214 262,112 574,593 122,833 39,040 258,553 84,400 475,252 103,524.10 75,039.51 150,466.80 237,011.43 82,552.19 56,725.02 131,827.30 44,146.60 331,033.15 1,275,581.40 1,413,534.51 2,786,249.10 3,726,335.45 2,459,019.69 766,127.02 3,293,541.85 810,901.65 3,025,270.05 2,349,750 2,025,280 6,489,150 8,130,340 2,296,200 1,224,800 3,764,250 1,557,990 7,691,630 10,050.00 12,790.00 11,825.00 31,485.00 62,552.50 2,500.00 15,790.00 7,207.50 14,157.50 2,339,700.00 2,012,490.00 6,477,325.00 8,098,855.00 2,233,647.50 1,222,300.00 3,748,460.00 1,550,782.50 7,677,472.50 j 1,459,210 59 60 61 62 63 64 65 66 67 68 69 70 71 i i 2,122,847 1,212,326.10 19,556,560.72 35,529,390 168,357.50 45,023 46,485 96,284 64,949 6,783 2,934 38,644 1,301 104,067.30 93,805.75 306,779.93 57,453.33 28,883.30 19,041.15 27,310.05 2,371.75 2,441,645.30 2,424,067.75 6,261,047.93 970,755.33 485,326.30 465,593.15 506,424.05 105,507.75 1,792,780 1,622,590 8,215,800 1,137,250 778,250 1,486,750 629,000 62,500 41,130.00 97,610.00 76,785.00 1,725.00 7,202.50 5,127.50 1,300.00 11,300.00 1,751,650.00 1,524,980.00 8,139,015.00 1,135,525.00 771,047.50 1,481,622.50 627,700.00 51,200.00 584,278 302,103 639,712.56 13,660,367.56 15,724,920 242,180.00 22 15,709.30 1,225.20 272,761.30 14,052.20 285,750 100,000 502. 50 285,247.50 100,000.00 22 16,934.50 286,813.50 385,750 502.50 385,247.50 80 81 82 83 84 85 86 87 88 15,482,740.00 14,670 267 78 79 35,361,032.50 108,533 57,857 260,914 61,848 32,493 20,123 37,930 4,580 72 73 74 75 76 14,937 9,716,009 13,521,001 25,551,829 10,114,612.24 158,968,251.48 1 390,332,780 3,196,514.50 687,036,265.50 123,478,641 ! 15,515,834. 50 656,457,872.57 1 623,900,000 10,242,037.00 I 613,663,963.00 89 90 91 92 93 94 95 96 97 98 176 EEPOET OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF S E P T E M B E R 23, 1908. Specu1. Number of banks. City, State, and Territory. Gold coin. Gold Treasury certificates ClearingGold house Treasury payable to certificates. order, act certificates. (Sec. 5192.) of Mar. 14, 1900. CENTRAL RESERVE CITIES. $4,376,853.50 $155,177,860 $32,365,000 $45,810,000 5,339,276.00 17,755,670 3,975,000 4,241,375.00 10,219,220 310,000 59 13,957,504. 50 183,152,750 21 3 5 34 27 18 10 2 6 9 5 7 3 8 6 5 10 7 4 6 3 4 3 5 6 3 3 3 8 4 4 5 7 3 4 10 11 4 4 4 2 1,322,959.00 432,725.00 212,565.50 1,605,859.50 5,121,441.00 252,283. 00 64,650. 00 4,802. 50 32,899.00 1,263,957.50 609,780. 00 202,860. 00 126 707. 50 353.131.50 370,115.00 68,880.00 465,865. 00 2,141,802. 50 937,537. 50 1,292 125 00 1,782,492.50 1,935,012. 50 105,855.00 456,930. 00 143,467. 00 2,449,776. 50 2,109,709. 22 101,870.00 117.580.00 133,765. 00 2,201,032.00 532,465.00 409,257.50 1,154,960.00 4,822,555. 00 515,206.14 1,271,915.35 5,437,200.00 10,237,807. 50 4, 639,290. 00 3,348,590. 00 504,395. 75 717,235.00 13,434,570 1,369,000 972, 470 4,618,290 5,192,370 3,023,240 1, 464,160 67,000 640,890 521,000 252,080 103,160 170,140 987,660 592,450 208,270 2,169,540 2,455,000 653,170 2,102 600 211^990 667,000 57,000 61,450 20,000 842,120 285,9C0 198,430 33,000 195,000 1,401,570 419,790 31,920 €81,080 1,663,100 438,990 47,800 93.760 55, 4(!0 7,810 40,000 230,000 34,020 312 62,011,312.96 48,714,910 14,020,000 18,999,000 Total, all reserve cities 3 37 14 8 Total, other reserve cities 1 371 75,968,817. 46 231,867,660 50,670,000 64,809,000 New York Chicago . . St. Louis Total, central reserve cities 36,650,000 45,810,000 OTHER RESERVE CITIES. 4 6 7 8 q 10 1° 13 14 15 16 17 18 20 22 *>4 25 07 oq 30 31 32 34 35 36 37 39 10 41 4? 43 45 46 Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Galveston Houston San Antonio Waco • Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans Topeka Wichita Kansas City Mo St Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland, Oreg Seattle Spokane Tacoma - . ... 2,575,000 130,000 8,430,000 330,666 9,615,000 1,750,000 310,000 595,000 960,000 249,000 740,000 100 000 100,000 760,000 600,000 450,000 70,000 70,000 800,000 40,000 1,280,000 550,000 455,000 307,000 545,000 972,000 230,000 STATES, ETC. 48 50 52 Maine New Hampshire Vermont Massacuhsetts Rhode Island Connecticut Total, New England States 77 57 51 177 22 80 1,170,176.92 460,280.14 426,464.55 2,347,241.31 442 010.26 1,691,341.71 395.950 180,640 95,340 1,169.680 229,160 665,560 464 6,537,514. 89 2,736,330 10,000 2,000 30,000 40,000 2,000 BEPOET OF THE COMPTEOLLEB OF THE CUEBENCY. 177 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. SEPTEMBER 23, 1908. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. $58, 013 $39, 353, 065 121, 872 16,158, 825 114, 162 5,559, 895 294, 047 13,853 5,907 5,864 150, 791 451, 918 47, 744 8,313 11, 000 35,182 42, 569 84 K72 70,727 26 467 63 239 47, 059 52 438 64, 367 53 521 89 589 78, 215 42 075 96,100 12 105 39 492 3 431 100 843 36,315 11 199 15 247 18 82^501 43 538 49 529 102,373 81 021 33 517 100 154 78 345 108 331 41 526 79; 179 137 091 19 639 Circulating ] lotes Tot $858, 451. 52 $277, 999,243. 02 335, 585. 85 43,686, 228. 85 73,009.74 20, 517, 661. 74 Issued. Onl^Lant Outstanding. $57, 375,250 $1,993, 197. 50 12, 304,000 2,094, 005. 00 249, 672. 50 17, 036,290 555,382, 052. 50 10, 209, 995. 00 16,786, 617. 50 61, 071, 785 1,267, 047. 11 342, 203, 133. 61 86,715,540 4,336, 875. 00 82, 378, 665. 00 26,189,706. 30 2,151, 285.54 2,158, 059.61 30, Oil, 276. 49 15,676, 604.70 6,036, 235. 40 2,135, 349. 75 137, 128. 50 2,227, 874. 35 1,993, 835. 57 1,073, 090. 20 502, 551. 70 471, 029. 65 1,720, 480. 00 231, 436. 60 422, 724 85 5,299, 274. 00 6,275, 042. 95 1,944, 029. 45 3,983, 885. 68 2,557, 881. 50 3,803, 019. 60 361, 764. 00 753 727. 60 214, 995. 20 4 333 843. 00 1,095,000 1,900,000 520, 557. 50 119,800. 00 18, 300. 00 2,197, 620. 00 157, 142.50 91, 452. 50 23,402. 50 50,005. 00 64, 282. 50 10,574, 442. 50 1,780, 200. 00 918, 700. 00 15,261, 080. 00 15,952, 857. 50 8,428, 547. 50 4,668, 597. 50 549, 995. 00 4,052, 717. 50 4,429, 600. 00 767, 500. 00 416, 1, 250. 00 355, 900. 00 1,010, ono 00 1,851, 600. 00 350, 000. 00 7,329, 647. 50 5,701, 100. 00 2,532, 397. 50 4,877, 072. 50 1,253 780. 00 4,932, 200. 00 8,489, 478 175, 525 874, 010 5 054, 868 2,807, 995 1,977, 434 536, 077 44, 026 884, 068 103, 817 90, 561 72, 115 105, 689 200,522 173, 510 37, 799 1,310, 428 827 791 215 943 453 621 392 396 1,040 883 68 211 148 495 42 565 111 910 199 646 20 093 14 501 113 9GQ 1 613 289 130, 699 12 257 457 652 275 136 50 946 24 302 68 272 21 r.97 6 905 10;000 111 825 780 353, 846. 30 38,128. 54 93,150. 11 536, 467.99 352, 880. 70 95,534. 40 62, 149. 75 10, 300. 00 39,835. 35 62, 492. 07 36,090 an 53,689. 70 42, 026. 15 115, 927. 50 48, 302. 60 55,337. 85 80,074. 00 56,928. 45 47, 789. 95 57, 324. 68 28, 928.00 64, 024 10 18, 593. 00 47, 360. 60 5,532.20 69 193 50 72 438 45 25 374 15 10 967 75 17 895 59 169 390 35 61 105 10 23 974 65 134 327 00 J31 986 75 21 389 60 60 424 00 148 368 70 229 450 45 62 307 20 45 007 40 48 600 10 22 079.00 261 295. 75 548 430 59 6 297 782 35 I5 187 597 10 526 938 15 2 530 992 00 6 973 798 75 1 060 048 74 1 504 595 35 415 945 70 12 387 745 95 5 064 838 20 4 067 776 40 2 003 911 85 1 029 753 00 937,000 17, 458,700 16,110,000 8,520,000 4,692,000 600,000 4,117,000 4,429,600 1,767,500 1,432,000 375,000 1,010,000 1,950,000 350,000 7,382,900 5,991,000 2,540,000 4,906.680 1,459,000 r '>005,0C0 ; 165,000 962.000 525,000 3,423,000 2 450,000 850,000 300,000 350,000 2 895.000 880,000 595,600 1 750,000 2 825,000 480.000 1 200,000 5 23n,000 13 324,000 1 350,000 1 500,000 1 019,000 500,000 2,735,397 29 400 997 3,757 000 03 179 638 616 99 3,029 444 90 472,782 30 664 40, 401 38,053 136,138 5,551 56,896 267,379 319, 409 160,897 1,910,213 284,438 813,263 307,703 3,755 ,599 98, 400. 00 53,252. 50 289, 900. 00 7,602. 50 29,607. f 0 > 205 220. 00 72 800 00 2 242 50 16,750 00 9 2 2 162 797 50 2 9-15 250 n o 2 52 5 000 00 2 3,409 695 00 2 2 065 697.50 3 832 500 00 3 300 000. 00 3 350 000. no 3 2 894 000 00 3 872 950 00 3 595 600 00 3 1 744 997 50 3 2 779,945 00 3 476 100 00 3 13 305 00 384 302 50 17 500 00 1 000 00 7 050.00 5 662! 50 45 055 00 3 900. 00 98 100 00 . 705"66" 1 101 900 00 4 771 902 50 13 030 412 50 \ 309,750 00 1 500 000 00 967 295 00 500 000 00 146 606,980 5, 477 002 50 141 129 977 50 5,024 047.14 521 841 750 60 233 322,520 9,813 1 957 573 67 1 108 148 04 800 345.56 6 109, 454.44 1 052 119.75 3 512 250.11 5 831,600 4 988, 990 4,694,500 20,720,000 4,162,500 12,736,350 91,260.00 77,625 .00 47,541 .00 280,717 .50 30,097.50 204,230.00 5 740 340.00 4 911 365.00 4 646 959.00 20,439 ,282 .50 4,132 ,402 .50 12,532 ,120.00 1,100 , 744. 68 14 539,891.57 53,133,940 731,471 .00 52,402,469.00 93 403. 75 107 417.90 69,591.01 544,182.13 90,960.49 255 189.40 62280—CUR 1008 3,304 068. 67 806 966 15 15,750. 00 19,100.00 1 1 1 1 1 1 1 1 1 1 2 2 2 (•, 463 097 50 293 587 50 ! 40,250.00 | ""hi 877.50 ' 223 4 4 4 4 1 1 508 642 50 t 1 L 1 i 178 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 50.—SPECIE AND CIRCULATION OF NATIONAL BANKS AT DATE OF S E P T E M B E R 23, 1908—Continued. Specie. Number of banks. City, State, and Territory. Gold coin. Gold Treasury ClearingGold certificates house Treasury payable to certificates. certificates. order, act (Sec. 5192.) of Mar. 14, 1900. STATES, ETC.—continued. *)3 54 55 57 58 379 175 709 27 83 1 New York New Jersey . Pennsylvania Delaware Maryland District of Columbia 1,374 Total, Eastern States $4,630,126. 47 1,776,035.93 9,231,947.44 130, 477. 50 477,003. 67 14,675. 00 $3,007,470 2,049,730 4,537, 470 111, 070 394, 340 78,700 $655,000 10,000 205,000 16,260,266.01 10,178,780 890,000 $440,000 15,000 20,000 455,000 65 66 67 68 fiQ 70 71 1,137,837.05 1,098,67170 469,573.87 174,670.00 396,069. 62 239,671.85 556,057. 50 148,698.20 148,032. 20 2,352,284. 65 227,364.50 1,005,265.00 1,054,357. 25 1,336 9,008,554.39 6,358,600 15,000 17,500 342 238 396 91 124 250 309 102 4,397,079.16 3,140,392. 35 4,600,625. 35 2,424, 723. 20 2,224,877. 50 1,937,616.51 2,610,380.97 824,036.00 2,141,590 1,683,490 2,514,320 808,540 824,450 768,120 1,339 890 273,900 50,000 20 000 535,000 40,000 440 000 150,000 225,000 5,000 205,000 Total, Middle Western States . . . 1.852 59 60 61 62 6? 107 94 69 30 95 39 76 30 32 501 40 136 87 22,159,731.04 10,354,300 1,465,000 316,000 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas. . Arkansas Kentucky Tennessee Total, Southern States 70 73 74 75 76 77 7ft 79 80 81 82 83 94 86 87 88 Ohio . . Indiana Illinois Michigan Wisconsin Minnesota Iowa... . Missouri North Dakota South Dakota Nebraska Kansas . Montana Wyoming Colorado. New Mexico Oklahoma 132 89 203 202 41 28 103 40 298 96 Washington Oregon California. Idaho Utah Nevada . Arizona Alaska a 07 98 Hawaii a Porto Rico 0T Total, Pacific States 469,900 500,560 602,990 881,630 579,160 170,550 736,190 221,080 821,770 9,510,303.32 4,983,830 54 61 122 38 16 -13 2 1,703,214.85 2,041,128.75 5,082,702. 75 703,554. 00 418, 790. 00 374,360. 00 270,355. 00 88,535. 00 221,290 142,550 259,260 162,070 10,490 37,140 109,500 40,150 315 10,682,640. 35 982,450 4 1 . .. 508,962. 00 640,348. 00 1,571,915.75 1,679,114.27 1,423,921.55 414,965. 00 1,917,742.75 375,787. 50 977,545.90 1,136 . Total, Western States 89 00 91 00 03 94 756, 630 467,130 223,210 62,180 406,1C0 198,030 612,780 204,960 208,410 1,644,410 233,550 456,460 884,690 164,665. 00 11,035.00 17,500 5,000 10,000 111,000 110 6,000 Q 35,000 5,000 40,000 10,000 10,000 5 175,700. 00 6,110 Total, States, etc 6,482 74,334,710. 00 35,600,400 2,460,000 790,500 Total, United States 6,853 150,303,527. 46 267,468,060 53,130,000 65,599,500 Total, island possessions a Statement of July 15, 1908. EEPOKT OF THE COMPTROLLER OF THE CURRENCY. 179 EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. S E P T E M B E R 23, 1908—Continued. Circulating notes. Specie. Silver dollars. Silver Treasury certificates. Fractional silver coin. Total. Issued. On h a n d . Outstanding. $324,401 128,981 750,344 18,480 36,043 1,150 S3,546,963 2,378,782 3,768, 992 258,190 422,671 18,150 $800, 583.00 459,194.06 1,081,139.96 58,127.40 103,868.42 2,860.00 $13,410,543.47 6,802, 922. 99 19,589,893. 40 576,350.90 1, 453,926.09 115,535.00 $30,633,050 13,627,110 49,660,000 1,484,000 4,042,250 250,000 $370,470.00 254, 917.50 340,643.50 9,697.50 39,380.00 4,000.00 $30,262,580.00 13,372,192.50 49,319,356.50 1,474,302.50 4,002,870.00 246,000.00 1,259,399 10,393,754 2,511,772.84 41,948,971.85 99,696, 410 1,019,108.50 98,077,301.50 382,075 88, 988 124, 967 81,715 241, 430 220,102 326,228 103,127 105,573 892,489 86,969 137,791 218,803 571,134 389,672 149,982 192,194 359,119 206,980 325,067 72,514 143,243 829,017 212,715 278,275 392,297 210,473.80 116,584.13 76,540.44 66,998.05 182,299.82 143, 443.41 153,355.02 73,910.85 110,303.20 679,604.53 83,256.75 114,707.96 152,640.99 2,875,649.85 2,161,046.83 1,044,273.31 577,757.05 1,585,078.44 1,008,227.26 1,973,487.52 603,210.05 715,561.40 6,402,805.18 843.855.25 2,002, 498.96 2,702,788.24 10,032.250 7,071,400 5,460,880 3,384,250 7,568,230 3,367,000 6.660.010 2,717,500 2,498,750 17,317,440 1,899,000 9,753,050 8,566,250 114,797.50 55,8-90.00 14,200.00 33,850.00 40,640.00 6,032.50 54,200.00 15,385.00 995.00 24,722.50 10.00 27.662.50 11,665 00 9,917,452.50 7,015,510.00 5, 446,680.00 3,350, 400.00 7,527,590.00 3,360,967.50 6,605,810.00 2,702,115.00 2, 497,755.00 17,292,717.50 1,898,990.00 9,725,387.50 8,554,585.00 2,810,257 4,122,209 2,164,118.95 24,496,239.34 86,296,010 | 400,050.00 85,895,960.00 472,591 397,670 493,658 150,835 178,798 238.552 325,316 140, 914 1,017,153 1,133,904 1,399,939 476,046 381,749 445,195 689,748 193,985 443,246.26 328,881.46 579,257. 47 188,239.31 179,508.05 241,543.62 310,789.70 110,729.90 8, 726,659.42 6,704,337.81 10,233,799.82 4,088,383.51 4,229,383.15 3,781,027.13 5,501,124.67 1,548,564.90 25,251,260 15,211,130 21,589,080 7,574,300 7,477,830 7,388,740 13,383,090 4,872,050 268,935.00 176,407.50 196,342.50 73,552.50 135,090.00 101,592.50 58,267.50 24,655.00 24,982,325.00 15,034,722. 50 21,392,737.50 7,500,747.50 7,342,740.00 7,287,147.50 13,324,822. 50 4,847,395.00 2,398,334 5,737,719 2,382,196. 37 44,813,280.41 102,747,480 1, 034, 842.50 101,712,637.50 81,442 93,778 ISO, 391 327,066 70, 455 42,279 121,921 49, 844 336,327 174,281 204,107 295,254 556,005 59,845 29, 974 220,585 86,175 512,536 93,614.92 86,049.93 152,404.70 245,205.32 79,218.75 53,291.18 137,605.32 34,059.51 347,245.71 1,328,200.52 1,524,842.93 2,837,955.45 3,689,020.59 2,212,600.30 711,059.18 3,134,044.07 766,946.01 3,000, 424.61 2,367,000 2,034,050 6,512,160 8,290,800 2,309, 450 1,193,550 3,801,750 1,551,490 7,445,820 7, 420.00 11,770.00 27,230.00 49,935.00 79,152.50 6,700.00 19,680.00 11,007.50 30,037.50 2,359,580.00 2,022,280.00 6,484,930.00 8,240,865.00 2,230,297.50 1,186,850.00 3,782,070.00 1,540,482.50 7,415,782.50 1,303,503 2,138,762 1,228,095.34 19,205,093.60 35,506,070 242,932. 50 35,263,137.50 103,287 60,974 234,549 58,154 29,872 13,315 40,615 A, 106 42,098 38,462 90,000 53,192 7,381 6,420 17,448 2,240 96,628.95 92,149.35 328,946.70 49,366.69 28, 949.95 18,470.60 30,334.72 2,507.50 2,166,518.80 2,375,264.10 6,005,458.45 1,026,336.69 495, 482.95 449,705.60 468,252.72 137,538.50 1,845,900 1,640,590 8,646,050 1,149,750 778,250 1,486,750 629,000 62,500 20,500.00 73,940.00 196.030.00 9,925.00 10,802.50 9,235.00 8,850.00 4,850.00 1,825,400.00 1,566,650.00 8,450,020.00 1,139,825.00 767, 447.50 1,477,515.00 620,150.00 57,650.00 544,872 257,241 647,354.46 13,124,557.81 16,238,790 334,132.50 15,904,657.50 16,978 296 207 3,981 11,787 90 710.00 285,750 100,000 24,400.00 261,350.00 100,000.00 4,188 52 5^ hi hi 51 5$ 17,274 193,747.90 1 22,022.00 1 12,497.90 215,769.90 385,750 24,400.00 361,350.00 8,641,342 26, 409, 472 10,107,380.54 158,343,804.54 394,004, 450 3,786,937.00 390,217,513.00 11,670,786 116,882,254 15,131,427.08 680,185,555.14 627,326,970 13,600,814.50 613,726.155.50 hi 6C 61 6^ 6C 6^ 61 6( 6' 6* 6i 7( 71 7* 7[ 7< 7. 7( 7" 7* 7{ 8( 8 8: & 8, 8( 8' 8* S( 9( 9 95 9; 9' 9, 9( 9" 180 REPOKT OF THE COMPTROLLER OF THE CURRENCY. No. 51.—GOLD, SILVER, COIN CERTIFICATES, LEGAL TENDERS, AND CURRENCY JANUARY 20, 1877, TO Date. January 20... April 14 June 22 October 1 December 28. March 15 May 1 June 29 October 1... December 6. January 3 April 4 June 14 October 2 December 12. February 21. April 23 June 11 October 1 December 31. March 11 May 6 June 30 October 1 December 31. March 11 May 19 July 1 October 3 December 30. March 13 May 1 June 22 October 2 December 31. Gold coin. Gold Treasury certificates. Clearinghouse certificates. (Sec. 5192i) 1877. $7,442,340 6,475,354 5,306,263 4,869,656 5,506,556 $39,111,780 16,999,580 12,179,520 14.088,460 23,100,920 9,213,351 8,507,059 8,191,952 9,086,518 12,070,092 40,398,170 32,657,480 16,021,460 16,209,460 16,246,360 18,833,580 20,559,395 21,530,846 23,629,718 60,104,792 16,205,620 14,060,240 13,975,600 13,557,520 13,332,860 37,756,021 39,599,469 43,622,510 47,508,472 56,131,943 8,238,600 7,380,000 8,439,560 7,175,560 7,557,200 $38,090,000 33,538,000 41,087,000 48,167,000 36,053,000 53,916,465 65.002,542 60,043,276 58,910.369 62,783,387 5,523.400 5,351;300 5,137,500 5,221,800 4,021,500 38,461,000 44,194,000 56,030,000 43,090,000 38,332, 000 59,485,006 59,885,129 58,371,599 55,003,663 47.091,033 4,609,700 4,505,100 4,440,400 4,594,300 22,651,770 37,987,000 39.581,000 41,132,000 34,986,000 28,235,000 46,543,644 47,584,784 44,863,816 45,807,457 46,404,061 15,340, 440 21,013,490 32,791,590 27,012,600 28,555,260 27,239,000 25,487,000 27,369,000 24,750,000 27,043,000 51,091,689 51,064,871 50,145,738 50,876,067 27,060,4.50 26,486,120 26,637,110 47,217,340 50,559.910 30,837,000 25,317.000 20,900,000 19,092,000 22,231,000 58, 796,463 62,392,112 66,559,047 65.196,781 70,107,747 70,250,860 77,412,160 74,816,920 72.986,340 59,611,840 24,364,000 24,149,000 24,199,000 "25,294,000 26,634,000 74,262,790 77,663,587 71,249,234 71.682,807 72,855,405 62,377,500 41,446,430 41,339,220 48,426,020 55,259,260 25,115,000 26,867,000 25,706,000 24,520,000 24,926,000 1878. 1879. 18H0. 1881. 1882. 1883. 1884. March 7 April 24 J u n e 20 September 30 1 ; j December 20 1 53,939,911 j 1885. March 10 May 6 Julyl October 1 December 24. 1886. March 1 June 3 August 27 October 7 December 28. 1887. March 4 May 13 August 1 October 5. December 7. 24,590,000 59,245.100 21,489,000 56,387,010 24,044,000 54,274.940 23,981,000 53.961,690 73,782,489 25,485,000 44,341,120 73,677,377 « Includes §l,S20,000 clearing-house coin certificates. | 73,503,962 73,864,674 74,093,439 United States certificates for gold deposited. 181 REPORT OP THE COMPTROLLER OF THE CURRENCY. CERTIFICATES HELD BY NATIONAL SEPTEXMBER 23, 1908. Silver dol- Fractional BANKS AT DATE T T o t a l specie. OF EACH REPORT FROM I United States 1 + 1 ,. 'certificates of Total lawful Note's i deposit lor No. notes money. * legal-tender notes. $3,155,147 3,597,979 3,850,213 3,700, 704 4,300,274 $49,709,267 27,072,913 21,335,996 22,658,820 32,907,750 $72,689,710 72,351,573 78,004,386 66,920,684 70,568,248 $25,470,000 32,000,000 44,410,000 33,410,000 26,515,000 $147,868,977 1311 424,486 143, 750, 382 122,989,504 129,990,998 5,118,037 4,859,217 5,038,057 5,387, 728 5,889,228 $4,900 149,570 54,729,558 46,023,756 29,251,469 30,688,606 34, 355,250 64,034,972 67,245,975 71,643, 402 64, 428,600 64,672,762 20,605,000 20,995,000 36,905,000 32,690,000 32,520,000 139,369,530 134,264,731 137,799,871 127,807,206 131,548,012 6,428,917 6, 484,538 0, 770,171 4,919,343 4,902,309 31,640 44,390 56,670 67,150 228,080 41,499,757 41,148,563 42,333,287 42,173,731 78,568,041 70,561,233 64,461,231 67,059,152 69,196,696 54,725,096 28,915,000 21,885,000 25,160,000 26,770,000 11,295,000 140,975,990 127,494, 794 134,552,439 138,140,427 144,588,137 5,002,090 5,416, 403 5,862,035 5,330,357 5,976,558 295,340 495,860 495,400 1,165,120 1,454,200 89,442,051 86,429,732 99,506,505 109,346,509 107,172,901 55,229,408 61,059,175 64,480,717 56,640, 458 59,216,934 10,760,000 7,870.000 12,500,000 7,655,000 6,150,000 155,431,459 155,358,907 176,487.222 173,641i967 172,539,835 6,250,370 6,820,380 6,482,561 5,450,387 6,800,512 1,004,000 1,260,340 945,590 1,662,180 1,143,240 105,156,439 122,628,562 128,638,927 114,334,736 113,680,639 52,156,439 62,516,296 58,728,713 53,158,441 60,114,387 6,110,000 8,045,000 9,540,000 6,740,000 7,920,000 163,422,878 193.189,858 196,907,640 174,233,177 181,715,020 6,700,325 7,233,758 6,896,223 6, 466,215 6,984,896 1,202,080 1,202,020 854,040 1,807,600 1,464,460 109,984,111 112,407,007 111,694,262 102,857,778 106, 427,159 50,633,572 65,979,013 64,019,518 63,313,517 68,478, 421 9,445,000 10,385,000 11,045,000 8,645,000 8,475,000 176,062,683 188,771,020 186,758,780 174,816,295 183,380,580 6,910,472 6,963,732 7.208,858 7,594,896 8,4707 647 1,928,810 2,558,260 3,121,130 2,053,030 3,803,190 97,902,366 103,607,266 115,354,394 107,817,983 114,276,158 60,848,068 | 8,405,000 167,215,434 68,256,468 I 8,420,000 S 180,283,734 73,832,458 | 10,645,000 I 199,831,852 70,682,997 ! 9,960,000 | 188,460,980 80,559,796 J 10,840,000 I 205,675,954 8,961,408 9,141,466 9,117,834 8,092,557 7,985,488 3,529,580 2,735,250 2,861,000 3,331,510 5,030,770 122,080,127 114,744,707 109,661,682 128,609,474 139, 747,079 75,847,095 77,712,628 76,917,212 77,044,659 tb, c 9,555 14,045,000 11,975,000 9.870,000 14; 200,000 19,040,000 211,972,222 204,432,335 196,448,894 219,854,133 235,156,634 9,188,060 9,327,047 8.897,555 6,322.832 5,303,288 4,516,490 4', 135,] 00 3,139,070 2,274,650 1,037,340 12,797.969 2,060,137 107,115,873 177,415,419 177,612,492 174,872,572 165,354,352 71,017,322 77,336,999 79,701,352 69,738,119 67,585,466 22,760,000 19,135,000 22,920,000 18.800,000 11,705,000 260,893,195 273,887,418 280,233,844 263,410, 691 244,704,818 6,029,733 6,757,263 6,209,600 6,465,792 7,463,152 1,502,960 1,812,290 1,820,770 2,610,652 3,690,225 2 327 936 2.913,305 2,675,668 2,681,525 2,789,514 171,615.919 157,459,875 149,000,492 156,387', 696 166,983,556 67.014,886 79,656,783 64,039,751 02,812,322 67,739,828 12,430, C O O 11,850,000 8,115,000 5,855,000 6,195,000 251,060,805 248,966,658 221,155,243 225,055,018 240,918,384 7,517,343 7,139,180 6,343.213 6,683,368 7,724,334 3,667,608 5,121,188 3,535,479 3,961,380 5,029,545 3,154,893 3,314,613 j 2,813,139 2,715.527 2,983,267 171,678,906 167,315,665 I 165.104,210 165,085,454 159,240,643 66,228,158 79,595,088 74, 477,342 73,751,255 75,361,975 7,645,000 ! 8,025,000 ! 7,810,000 ! 6,190,000 i 6,165,000 i 245,552,064 254,935,753 247,391,552 245,026,709 240,767,618 182 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 51.—GOLD, SILVER, COIN CERTIFICATES, LEGAL TENDERS, AND CURRENCY JANUARY 20, 1877, Date. No. United S t a t e s certificates for gold deposited. Gold coin. 1888. $74,317, 628 74,921,740 74,825,782 70,222,886 70,825,188 $55,230,020 54, (304,280 68,761,930 79,883,810 75,334, 420 73,751,134 74,597, 566 73,907,610 71.601,530 71,910,468 78,861,210 78,256,120 69,517,790 66,010,950 64,902,260 72,286,957 72,601,180 73,989,093 74,664.828 77,325,784 77, 467,560 74,776,720 72,968,100 93,335,600 82, 569,980 4,958,000 5,708,000 4,463,000 3,469,000 3,030,000 82,050,500 82,891,099 87,695,142 84, 464,347 84.200,590 83.697,900 75, §14, 460 63,910,310 60,173,670 85,091,060 4,913,000 6, 424,000 6,706,000 7,300,000 7.689,000 88, 426,189 95,104,914 96,723.083 95,021,-.'53 94, 754,328 97,841,160 96,656,060 85,530,100 71,050,180 73,118, 480 8,066,000 8,530,000 8,498,000 7,860,000 6,237,000 99,857,235 101,006,532 95,799,862 129,740, 438 143,928,989 69,198,790 62,783, 410 50,650,100 47, 522, 510 52,274,100 4,939,000 5,073.000 4,285', 000 5,080,000 7,305,000 February 28.. May 4 July 18 October 2 December 19. 124,904,826 128.180,159 125,0517 677 125,020.291 119,898,047 66,456,110 41,928,330 40,560, 490 37,810,940 29,677,720 7,825.000 34,721,000 34,023,000 34,096,000 31,219,000 March 5 May7 J u l y 11 September 28. December 1 3 . . 120,855,576 123,258, 437 117, 476,837 110,378,300 113,843, 401 25, 400, 860 23.182,950 22', 425,600 21,525,930 20,936,030 31,904,000 30,823,000 31,315,000 31,021,000 33, 465,000 108.165,901 105; 938,780 110,133,160 114,921,270 118,631,050 20,935,130 21,383,020 20,336, 400 19,706,620 19,192,210 27,793,000 30,440,000 31,384,000 26,096,000 43.197,000 118.809,396 119,609,201 119, 467,606 ! 118,856,207 119,747,644 19,725,360 19,426,050 16,792,990 17,513,900 19, 484,500 49,770,000 51,361,000 57, 426,000 59,525,000 67,861,000 125,710,167 131,081,263 ! 132.888,037 ! 127,990, 556 ' 129,009,745 18,062,350 18,230,690 18,457,340 18,323,870 17, 586, 450 February 14. April 30 June 30 October 4 December 12. 18S9. February 2 6 . . May 13 July 12 September 30. December 1 1 . . 1890. F e b r u a r y 28 May 17 July 18 October 2 December 19 1891. February 2 6 . . May 4 July 9 September 25. December 2 . . . 1892. March 1 May 17 July 12 September 30. December 9 . . . 1893. March 6 May 4 July 12 October 3 December 19. 1894. 1896. 99 100 Febiuary 28., May 7 July 14 October 6 December 17. 101 102 103 104 105 March 9 Mav 14 July 23 October 5 December 17 106 107 108 109 110 F e b r u a r y 18 May 5 J u l y 14 September 20 December 1 1897. 1898. TO 79,083,000 118,333,000 133,576,000 104, 356,000 134,879,000 REPORT OP THE COMPTROLLER OF THE CURRENCY. CERTIFICATES HELD BY NATIONAL BANKS AT DATE 183 OP EACH REPORT FROM SEPTEMBER 23, 1908—Continued. Silver dollars. Silver Treasury certificates. United States Legal-tender certificates oi Total lawful N o . Fractional deposit for notes. money. silver coin. Total specie. legal-tender notes. 882,317,070 83,574,210 81,995,043 81,099,461 82,555,000 $10,120,000 9,330,000 12,315,000 8,955,000 9,220,000 $200,208,284 204,978,221 275,002,919 208,152,277 264,509,338 56 57 58 59 00 182,284,803 185,170,451 175,903,809 164,326,449 171,089,458 88,024,860 97,838,385 97,450,832 86,752,093 84,490,894 13,785,000 13,355,000 14,890,000 12,945,000 9,045,000 284,G94,003 290,309,830 288,250,701 264,023,542 204,025,352 61 62 03 64 65 4,778,130 3,979,400 4 524,801 4,320,013 4,417,567 181,540,138 178,165,494 178,604,064 195,908,859 190,063,000 86,551,002 88,088,992 92,480,409 80,604,731 82,177,126 8,830,000 8,135,000 9/825;000 6,155,000 5,760,000 270,927,740 274,389,480 280,909,533 282,608,590 278,000,132 06 67 68 09 70 17,397,259 18,272,781 19,802,695 20,409,735 18,816,462 4,950,509 4,588,054 5,023,920 4,818,751 4,948,125 201,240,363. 194,939,411 190;769,537 183,515,076 207,898,035 89,400,399 90,375,249 100,399,811 97,615,608 93,854,354 11,655,000 11,515,000 18,845,000 15,720,000 8,765,000 302,295,702 302,829,060 310,014,348 290,850,084 310,517,389 71 72 73 74 75 7,304,242 7,259,640 7,406,596 6,785,084 7,593,084 22,954,656 26,040,211 25,523,399 22,993,451 22,550,089 5,555,721 5,453,283 5,579,302 5,405,711 5,635,680 230,147,968 239,044,108 229,320,480 209,116,379 209,895,201 99,445,735 107,981,402 113,915,016 104,207,945 102,270,335 24,080,000 26,405,000 23,li5,000 13,995,000 6,470,000 353,673,703 373,430,510 360,350,490 327,379r324 318,041,596 76 77 78 70 8C 7,212,800 7,615,574 7,380,457 7,905,844 7,530,135 21,695,114 24,603,511 22,626,180 28,385,889 34,776,253 5,438,877 6,140,115 6,119,574 6,009,179 5,439,171 208,341,816 207,222,142 180,761,173 224,703,860 251,253,648 90,935,774 103,511,103 95,833,077 114,709,352 131,020,759 14,675,000 12,130,000 6,660,000 7,020,000 31,255,000 313,952,590 322,863,305 289,254,850 346,433,212 414,135,407 81 82 83 84 SI 7,741,205 7,489,931 7,016,489 0,110,354 6,954,778 43.181,166 41^580,054 38,075,412 28,784,897 29,743,446 6,058,278 6,041,850 5,943,584 5,422,172 5,548,232 256,166,585 259,941,924 250,670,652 237,250,054 218,041,223 142,708,676 146,131,292 138,216,318 120,544,028 119,513,472 35,045,000 46,030,000 50,045,000 45,100,000 37,090,000 433,980,201 452,103,210 438,931,970 402,894,682 374,644,095 8C 87 8£ 88 90 7,263,610 7,245,537 7,248,059 5,505,459 0,984,382 29,550,637 28,519,277 30,127,457 22,914,180 25,878,323 5,950,959 220,931,642 5,017,399 218,646,600 5,834,241 214,427,194 196,237,311 4,892,382 5,005,274 • 206,712,410 113,281,622 118,529,158 123,185,172 93,940,085 99,209,423 31,655,000 20,930,000 45,330,000 49,920,000 31,440,000 365,868,264 304,105,758 382,942,300 340,103,996 337,301,833 91 92 93 94 95 7,406,130 7,285,043 6,867,060 6,721,871 6,975,025 25,869,370 31,512,287 29,495,375 28,057,695 32,144,649 5,847,928 5,814,316 5,619,454 5,305,176 5,400,174 196,017,459 202,373,446 203,835,449 200,808,632 225,540,709 112,507,513 118,971,052 113,213,290 110,494,730 118,893,612 28,735,000 28,035,000 27,165,000 31,840,000 37,080,000 337,259,972 349,380,098 344,213,739 343,143,302 381,514,321 96 97 98 99 10G 7,198,522 6,948,233 6,853,275 6,476,504 7,509,247 32,864,502 33,175,176 34,626,625 31,593,302 31,752,596 5,581,082 5,556,723 5,756,105 5,422,788 5,808,565 233,948,862 236,076,383 240,922,601 239,387,702 252,163,552 118,637,852 120,554,992 126,511,020 107,219,929 112,504,875 67,695,000 53,590,000 46,085,000 42,275,000 45,840,000 420,281,714 410,221,375 413', 518,621 388,882,631 410,508,427 101 102 103 104 105 7,459,428 8,100,544 7,903,587 6,861,433 8,012,695 34,964,239 35,316,790 36,458,014 30,679,950 32,700,651 6,098,741 6,120,479 6,334,152 5,662,349 6,412,167 271,377,925 317,182,772 335,677,130 293,874,158 328,600,711 120,265,185 119,058,081 114,914,997 110,038,300 117,845,702 49,250,000 23,975,000 20,385,000 16,810,000 17,905,000 440,893.110 460,210,453 470,977,127 420,722,458 404,351,413 106 107 108 109 110 §3,256,603 $173,830,614 172,074,011 3,114,507 181,292,276 2,819,278 3,255,891 178,097,810 172,734,278 3/276,200 $7,835,028 7,509,827 C,900,432 7,051,931 7,086,620 $0,945,275 7,813,057 7,094,854 7,298,298 8,812,844 6,990,879 6,700,739 6,780,730 5,543,000 6,459,483 10,863,380 11,955,291 12,452,057 10,007,002 11,222,004 4,199,200 4,052,735 4,495,082 3,728,901 4,089,243 7,294.424 6', 098,007 6,793,752 6,489,534 7,229,037 14,761,061 15,002,127 15,805,318 13,029,284 15,484,038 8,231,195 7,448,417 7,031,470 0,348,573 7,152,798 184 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 51.—GOLD, SILVER, COIN CERTIFICATES, LEGAL TENDERS, AND CURRENCY JANUARY 20, 1877, TO Date. February 4.. April 15 June 30 September 7. December 2.. February 13.. April 26 June 29 September 5. December 13. February 5 April 24 July 15 September 30. December 10 February 25 April 30 July 16 September 15 November 25 February 6 April 9 J une 9 September 9 November 17 January 2 2 . . . March 28 June 9 September 6.. November 10. January 1 1 . . March 14 May 29 August 2 5 . . . November 9. January 29 April 6 June 18 September 4 . . November 12. January 26., March 22... May 20 August 22 .. Decembers. Februarv 14.. May 14 July 15 September 23. 1899. 1900. 1901. 1902. 1903. 1904. 1905. 1906. 1907. 1908. United States certificates for gold deposited. Gold coin. Gold Treasury certificates. Clearinghouse certificates. (Sec. 5192.) $134,336,296 133,190,052 137,690,618 117,082,951 103,052,570 $17,669,500 17,708,880 23,152,390 41,389,130 70,986,670 $169,910,000 166,311,000 148,495,000 133,140,500 100,648,000 104,882,872 104,624,499 102,834,447 103.750,172 107,561,080 93,611,360 100,989,330 101,263,430 115,018,140 102,269,910 90,887,000 92,070,000 91,023,500 93,390,000 91,789,000 110.369,107 110,280,301 108,871,024 106.736,761 j 105.425,840 133,447,930 122,950,940 108,490,040 117,806,580 100,266,100 89,154,000 82,315,000 85,465,000 89,854,000 84,746,500 $13,315,000 ! \ 105,572,077 110,687,138 108,202.383 104,051,296 101,333,097 126,900,190 105,709,930 106,867,430 84,248.770 115,484,070 88,409,000 83.749,000 82', 099,000 82,137,000 76,814,000 16,970,000 21,720,000 25,950,000 28,425;000 28,015,000 105,288,729 105,337,464 107,539,938 105,569.894 102,963; 2.58 118,765,050 108,460,880 104,561,520 119.367,220 110,020,660 72,435,000 68,693,000 64,984,000 63,307,000 67,584,000 42,215,000 32,385,000 28,505,000 27,180,000 25,730,000 107,699,553 109,154,988 111,296,409 108.439,861 108,575,819 146,028,950 148,464,700 161.155,120 175', 077.020 153,101,640 62,661,000 85,689,500 82.278,000 80,969,000 86,535,400 45,765,000 38.360,000 36,880,000 53,655,000 46,899,000 112.221,348 107,061,094 111,221,153 114,105,132 117,022,998 160,675,460 169,374,460 158,238,690 170,707,820 146,375,090 79,120,000 77,593,000 75.974.500 79,905,000 j 79,678.000 I 34,350,000 33,675,000 34,765,000 32,615.000 24,520;000 116,305,486 112,326,222 118,513.281 120.765,996 117,124,753 176,977,160 146,016.280 163,439.710 147,408,760 173,262.050 76,203,000 24,550.000 70,503,500 29,565,000 69,197,000 I ^30,040.000 66,515,500 29,150^000 68.248,500 ! 32,230,000 119.848,124 121,972,200 123,013.697 125,114,859 160, 420,045 198,518,340 182,658,800 189,009.420 169,034.270 171,217,160 67,402,000 66,701.000 62,988!000 69,605.500 42,869,000 31,005,000 28.450,000 48; 225,000 41,045,000 23,540,000 148,670,869 154,463,358 153,582,996 150,303,527 240,978,140 252.662,620 241i445,400 267,468,060 47,810,000 54.551,000 57 \ 324,000 05,599,500 40,810,000 63,685,000 51,^90,000 53,130,000 BEPOBT OF THE COMPTROLLER OF THE CTJRBENCY. CERTIFICATES HELD BY NATIONAL BANKS AT DATE 185 OF EACH REPORT FROM SEPTEMBER 23, 1908—Continued. Silver dollars.. Silver Treasury certificates. United States Fractional Total specie. I Legal-tender certificates of Total lawful deposit for No. silver coin. I notes. money. legal-tender notes. $6,416,452 $371,843,494 $116,003,066 6,511,293 364,162,553 110,235,423 6,543,426 356,822,046 116,337,935 6,501,758 338,571,383 111,214,651 6,211,721 314,825,376 101,675,795 $8,151,429 8,246,829 8,361,974 7,998,538 7,569,649 $35,359,818 32,193,899 32,578,638 32,458,505 26,356,766 8,798,952 9,053,o51 9,236,232 8,782,306 9,748,534 34,132,389 44,049,035 44,437,981 45,243,559 40,763,675 7,265,251 7,264,654 7,218,119 7,144,233 7,540,024 339,587,824 358,051,069 356,013,709 373,328,410 359,672,224 122,466,493 139,838,063 143,755,522 145,046,493 141,284,945 10,436,238 9,593,379 9,399,355 8,649,959 9,600,000 48,533,778 53,893,133 51,259,021 46,467,349 48,452,821 8,015.090 7,740,938 7,601,102 7,167,222 7,846,237 399,956,143 386,773,692 371,085,543 376,681,871 369,652,498 152,386,332 159,324,246 164,929,624 151,018,751 151,118,358 552,342,475 549,857,938 540,800,167 539,555,022 520,770,856 9,594,579 9,999,626 10,379,556 8,868,571 9,389,713 51,277,355 58,590,893 62,466,880 50,747,624 51,950,374 8,358,962 8,303,974 8,798,719 7,757,859 8,295,407 407,082,162 398,760,561 404,763,968 366,236,120 391,281,661 154,C82,692 159,484,226 164,854,292 141,757,618 141,310,109 561,764,854 558,244,787 569,618,260 507,993,738 532,591,770 11,160,021 10,481,056 10,560,422 10,336,143 10,044,184 58,161,298 54,637,578 63,350,733 62,791,768 53,084,545 9,547,048 9,086,543 9,114,765 9,004,143 8,863,779 417,572,146 389,081,521 388,616.378 397,556', 168 378,290,420 153,025,573 147,133,313 163,592,829 156,749,859 142,325,352 570,597,719 536,214,834 552,209,207 554,306,027 520,615,778 1L 676,304 10,090,134 11,209,634 9,880', 982 11,134,774 69,105,776 63,472,250 76,251,788 67,532,494 68,381,697 10,254,970 9,185,698 9,593,194 9,194,578 9,559,492 453,191,553 464,417,270 488,664,145 504;748,935 484,187,822 161,434,599 153,098,314 169,729,173 156,707,594 157,942,968 614,626,152 617,515,584 658,393,318 661,456,529 642,130,790 13,173,946 10,716,821 10,244,630 10.696,469 12;023,556 80,948,964 74,754,758 79,574,711 77,454,951 70,549,585 11,359,312 10,073,927 9,616,387 9,995,081 10,755,238 491,849,030 483,249,060 479,635,071 495,479,453 460,934,467 178,122,523 157,904,573 169,629,979 170,073,847 161,157,612 669,971,553 641,153,633 649,265,050 665,553,300 622,092,079 12,166,780 13,913,893 11,585,583 11,693,445 11,676,649 75,211,364 74,596,749 81,841,914 77.142,042 67^779,733 11,154,585 12,257,757 11,369,769 11,761,548 11,954,586 492,568,375 459,179,401 485,987,257 464,437,291 482,276,271 175,734,915 161,315,467 165,246,347 161,575,120 152,273,887 668,303,290 620,494,868 651,233,604 626,012,411 634,550,158 12,404,499 12,434,941 12,298,117 12,797,869 14,743, 594 79,262,608 74,665,847 82,382,636 99,668,414 81,722,820 13,281,982 13,203,126 12,797,039 13,841,839 15,172,659 521,722.553 500,085,914 530,713,909 531,107,751 509,685; 278 173,780,969 156,134,637 160,877,239 170,515,782 151,099,458 695,503,522 650,220,551 691,591,148 701,623,533 660, 784,736 17,535,178 15,137,398 13,521,001 11,070,786 101,286,902 120,804,039 123,478,641 116,882,254 17,293.780 16,838'. 880 16,515,834 15,131,428 1 614,384,869 677,142.295 656,457,872 680,185,555 174,010,707 184,184,155 192,560,877 188,238,515 788,395,576 861,326,450 849,018.749 868,424; 070 $21,140,000 $508,986,560 19,820,000 493,417,975 18,590,000 491,749,981 16,540,000 466,326,034 13,055,000 429,556,171 al4,500,000 6,360,000 3,195,000 2,085,000 850,000 476,554,317 504,249,132 502,964,231 520,459,903 501,807,168 o The act allowing these certificates to be counted as a part of the lawful money reserve was repealed March 14, 1900. Kb. 52.—SPECIE HELD BY THE NATIONAL BANKS IN NEW YORK CITY ON DATES INDICATED-AND AVERAGES IN 1898 TO 1908, INCLUSIVE. Gold Gold coin. Date. February 18 May 5 July 14 - * -• September 20. December 1 . . . $20,555,561.00 24,017,313.00 19,682,681.00 16,151,731.00 15,299,474.00 19,141,352.00 I Average. Treasury certificates. Gold TreasClearingury certifihouse cates paya- certificates. ble to order. (Sec. 5192.) $72,130,000 105,907,000 118.270,000 85,920,000 115,295,000 $6,802,510 6,812,270 7,070,830 ! 6,831,860 ! 6,378,600 i 6,779,214 ! 99,504,400 | Silver dollars. Silver Treasury certificates. Fractional silver coin. CO Total. $76,051 104,089 103,683 190,612 104,437 $7,198,871 4,171,617 6,734,511 4,995,114 5,307,901 $550,693.26 527,290.93 545,238.94 475,868.54 574,031.42 $107,313,686.26 141,539,579.93 152,406,943.94 114,565,185.54 142,959,443.42 O 115,774 5,681,603 534,624.62 131,756,967.82 H H O 19,421,651.00 13,782,772.50 15,357,093.00 11,504,096.00 8,277.273.00 143,324,000 140,770,000 124,017,000 111,034,500 85,290,000 102,086 118,977 80,578 156,023 88,719 7,073,153 5,630,498 6,119,896 5,140,466 4,280,654 486,888.76 529,924.11 583,855.47 551,544.68 588,172.56 176,979,288.76 107,202,421.61 158,362,352.47 140,682,009.68 128,399,448.56 o o 13,462,960 120,887,100 109,276 J 5,648,933 5-18,077,11 | 154.325,104.21 H 8,708,847.50 9,028,697.14 6,669,399.61 6,322,193.94 8,991,881.87 54,161,920 56,663,100 56,909,530 71,619,270 49,535,450 76,675,000 74,980,000 71,450,000 74,390,000 75,895,000 83,549 70,065 71,725 99,523 87,693 8,246,199 9,742,699 11,621,132 11,167,153 7,913,542 627,448.78 645,770.80 692,172.49 638,929.52 699,016.75 148,502,964.28 151,130,331.94 147,413,959.10 104,237,009.40 143,122, 583.62 O ', 944,204.01 77,854 74,678,000 ' 82,511 9,738,145 660,667.67 150,881,381.68 9,189,412.20 9,271,650. 7,118,483.00 6,047,341.50 7,382,455.00 79,849,330 70,920,180 56,660,870 66,092,680 48,252,070 73,120,000 68,395,000 71,980,000 76,305,000 71,370,000 87,106 I 89,402 ' 96,642 81,439 65,978 14,096,589 15,104,403 15,700,665 13,206,807 12,545,023 606,129.58 715,429.68 651,421.13 621,110.07 728,373.07 176,948,566.78 164,496,065.57 152,208,081.13 162,354.377.57 144,598,899.07 7,801, 64,355,026 j 72,234,000 84,113 14,130,697 664,492.70 160,121,198.02 4,812,460.55 5,552,732.00 4,474,720.00 4,765,847.50 3,876,574.00 Average. 6,571,510 6,370,250 12,203,030 12,295,380 29,874,630 13,668,757.10 February 4 April 5 June 30 September 7 December 2 76,707,140 57,660,010 51, 035,590 365,08,910 59, 418,780 4,255,000 4,960,000 9,655,000 9,655,000 9,610,000 75,588,000 71,925,000 09,160,000 69,170,000 65,245,000 81,204 80,015 81,863 85,988 91,787 ! 15,573,001 18,953,818 20,993,004 16,076, 494 15,636,531 657,885.60 707,124.35 807,369.93 668,111.07 732,275.57 177,674,691.15 159,838,699.35 156,807,546.93 136,930,350.57 154,610,947.57 4,690,466.81 56,380,086 7,627,000 | 70,217,600 84,171 17,446,569 714,553.30 157,172,447.11 1900. February 13 April 26 June 29 September 5 December 13 1 Average. H 1901. February 5 . April 24. July 15 September 30 December 10 1 1 i Average February 25... April 30 July 16 September 15.. November 25.. Average. J $4,255,000 I ! j I o a 1903. | ! i ! February 6 April 9 J une 9 September 9 November 17 1 4,674,013.45 5,000,201.50 5,342,364.00 4,792,139.50 4,697,172.40 63,837,220 55,993,820 51,305,700 69,531,380 55,359,930 ! 4,901,190.17 | Average 1904. J a n u a r y 22 March 28 June 9 September 6 November 10 168,554,017.03 145,823,562.03 138,991,763.59 155, 476,735.33 138,778,778.21 59,217,610 J l i j : • 5,478,087.80 5,920,547.40 5,356,457.30 4,941,183.00 4,617,609.00 80,222,020 87,368,800 98,996,070 113,320,930 82,162,800 I 18,585,000 11,865,000 10,275,000 10,265,000 9,915,000 61,515,000 58,145,000 53,514,000 51,925,000 56,745,000 19,133,576 14,009,121 17,709, 610 18,180,698 11,282,351 149,524,971.23 25,325,000 21,100,000 18,195,000 33,495,000 29,655,000 52,475,000 71,045,000 69,325,000 68,290,000 74,930,000 61,221 72,109 62,539 69,260 63,735 17,158, 484 16,939,075 21,062,056 20,420,399 18, 487,105 734,837.46 616,769.87 644,520.02 701,344.99 714,303.27 181,454,650.26 203,062,301.27 213,641,642.32 241,238,116.99 210, 630,552.27 O H O H H-f J a n u a r y 11 March 14 May 29 August 25 November 9 ! i : 1 [ Average 1906. J a n u a r y 29 April 6 j une 18 September 4 • November 12 0,043,193.50 4,068,272.50 4,557,380.50 4,896,261.10 4, 799,305.00 17,205,000 67,020,000 16,965,000 ! 65,320,000 63,400,500 10,965,000 66,815,000 15,885,000 68,205,000 12,665,000 58,691 56,237 67,477 58,974 61,512 198,040,910.90 204.391,694.41 191,560,307.67 199,978,396.32 166,476.443.98 23.096,930 23,946,136 22,928,988 20,415,291 15,612,538 4,872,882.52 ! ! ' 3,657,191.72 4,822,363.10 3,755,967.00 4,213,849.00 4,308,028.40 ! IT-: 86,890,720 f>9,019,300 80,119,050 61,368,750 73,382,700 9,705,000 13,685,000 13,585,000 15,885,000 10, 650,000 03,885,000 58,122,009 54,715,000 51,920,000 52,020,000 87,309,090 79,380,090 90,000,520 68,280,160 68,552,300 14,000,000 14, 450,000 29,690,000 25,690,000 13,300,000 51,783,000 51,555,000 48,670,000 53,975,000 33,755,000 18,564,099 16,926,879 21,785,128 18,563, 851 12, 466,858 1907. 4,369,212.50 ' 4,022,570.10 • 3,626,009. 70 ! 8,593,373.23 ! 14,469,972.00 69,854 00,061 129,291 55,544 162,313 176,171,790.59 166, 708,009.69 190, 849,252.31 173,221,007.14 147,974,918.77 17,806,349 16, 409,019 17,909,519 20,810,416 16,691,609 170,984,995.70 1908. Average H 828,139. 41 841,964.05 797,547.92 752,282.55 775,686.95 Average. F e b r u a r y 14 May 14 J uly 15 September 23 fed 4,151, 479, Average J a n u a r y 26 March 22 May 20 August 22 December 3 83,728,290 93,228,170 82,820, 4 91,082,890 64,194,290 ! 4,354,353.50 4,365,354,00 4,376,853.50 142,311,370 137,636,880 155,177,860 i 4,548,905.00 | 141,215,572 ; ! 23,185,000 42,740,000 29,715,000 32,365,000 35,430,000 38,245,000 41,010,000 45.810.000 56,440 49,603 41,609 58,013 969,178.43 911,207.61 894,233.21 858,451.52 W o w fed fed a 219,423,603.43 267,108,545.11 255,639.185.21 277,999,243. 02 255,042,644.19 J>0 188 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. No. 53.—DEPOSITS AND RESERVE OF NATIONAL BANKS ON OR ABOUT OCTOBER 1 OF EACH YEAR FROM 1883 TO 1908, IN EACH CENTRAL RESERVE CITY, IN ALL OTHER RESERVE CITIES, IN THE STATES AND TERRITORIES, AND OF ALL NATIONAL BANKS. NEW YORK CITY. 1 Reserve Net de- required Date. Reserve held. Amount. Millions, 266.9 255.0 312.9 282.8 284.3 342.2 338.2 332.6 327.8 391.9 309.9 489.7 * 441.6 372.8 506.8 596.0 707.7 769.6 811.3 753.4 741.0 1,034.3 993.8 827.4 825.7 1,187.1 Oct. 2, 1883 Sept 30, 1884 Oct. 1, 1885 Oct 7, 1886 Oct. 5, 1887., Oct. 4,1888 Sept. 30, 1889 Oct. 2, 1890 Sept. 25, 1891 Sept. 30, 1892 Oct. 3, 1893 Oct. 2, 1894 Sept 28, 1895 Oct. 6, 1896 Oct. 5, 1897 Sept 20, 1898 Sept. 7, 1899 Sept. 5, 1900 Sept. 30, 1901 Sept. 15, 1902 Sept. 9, 1903 Sept. 6, 1904 Aug. 25, 1905 Sept. 4, 1906 Aug. 22, 1907 Sept. 23, 1903 Classification of reserve. Ratio to Lawful Due fromjRedempdeposits, money, j agents, jtionfund, Millions. Millions. Per cent. Millions.1 Millions. Millions. 70.8 26. 66.7 70.0 0.9 90.8 35. 63.7 90.1 0.7 115.7 37. 115.2 78.2 0.5 77.0 27. 76.6 70.7 0.4 80.1 28. 79.7 0.4 71.1 96.4 28. 95.0 0.3 85.5 84.9 25. 84.7 0.2 84.5 92.5 27. 92.3 0.2 83.2 86.1 26. 85.8 0.3 81.9 103.4 26. 103.1 0.3 97.9 109.0 35. 108.2 0.8 77.5 172.4 35 171.7 0.7 122.4 125.5 28 124.8 0.7 i 110.4 109.2 29 108.2 1.0 | 93.2 137.3 27 136.5 0.8 ! 126.7 153.6 25 152.7 I 0.8 I 149.0 178.3 25 177.6 | 1.7 | 176.9 214.9 27 213.4 1.5 I 192.4 217.1 26 215.6 1.5 i 202.8 186.1 24 184.3 1.8 i 188.3 205.4 27 203.1 2.3 ! 185.3 289.9 28 287.9 2.0 i 258.6 256.0 25. 253.2 2.8 > 248.4 201.5 24. 199.2 2.3 ! 206.8 221.3 26. 218.8 2.6 j 206.4 340.1 28. 337.2 2.8 296. 7 CHICAGO. Sept.25, 1891 Sept. 30, 1892 Oct. 3, 1893 Oct. 2, 1894 Sept. 28, 1895 Oct. 6, 1896 Oct. 5, 1897 Sept. 20, 1898 Sept. 7, 1899 Sept. 5, 1900 Sept. 30, 1901 Sept. 15, 1902 Sept. 9, 1903 Sept. 6, 1904 Aug. 25, 1905 Sept. 4, 1906 Aug. 22, 1907 Sept. 23,1908 92.9 106.5 85.8 101.4 97.2 33.6 28.6 45.4 33.5 30.1 31.9 36.0 31.5 25.4 27.3 26.1 21.9 23.9 24. 24.6 24.5 25.3 25.1 105.7 128.3 154.1 173.4 201.9 209.6 198.1 217.9 247. 244.4 262.9 280.0 31.1 30.5 39.0 34.0 29.1 ?6 6 38.0 40.3 39.1 47 9 52.4 45.7 47.1 60.6 59.5 06.1 69. 7 0.05 0.05 0.05 0.07 0.07 0.06 0.06 0.07 0.05 0.2 0.3 0.2 0.2 0.2 0.2 0.5 0.5 0.6 23 8 21.1 31.9 24.5 22 2 29^5 24.7 20.6 21.5 22.4 19.8 24.1 22.4 24.5 27.0 24.1 23.6 25.4 * S > 61 . 5.7 6.3 6.0 6.0 8.0 7.5 12.0 12.0 14.4 18.1 17.9 21.1 26.4 23.5 26.8 25.7 0.02 0.02 0.02 0.02 0.01' 0.1 0.1 0.1 0.1 0.4 0.6 0.6 0.6 0.6 0.7 0.7 0.7 0.8 ST. LOUIS. Sept. 25, 1891. Sept. 30, 1892. Oct. 3, 1893... Oct. 2, 1894... Sept. 28, 1895. Oct. 6, 1896... Oct. 5, 1897... Sept. 20, 1898. Sept. 7, 1899.. Sept. 5, 1900.. Sept. 30, 1901. Sept. 15, 1902. Sept. 9, 1903.. Sept. 6, 1904.. Aug. 25, 1905. Sept. 4, 1906.. Aug. 22, 1907. Sept. 23,1908 9 9 9 9 8 8 6 6 6 6 7 6 7 8 8 8 8 8 24 2 29^2 17.9 26.0 26.9 23.6 33.0 37.0 56.2 55.4 76.1 77.5 82.5 88.5 100.5 100.7 116.8 104.7 61 . 7.3 4.5 6.5 6.7 5.9 8.2 9.3 14.0 13.8 19.0 19.4 20.6 22.1 25.1 25.2 29.2 26.1 5.8 61 . 5.7 6.3 6.0 61 . 8.1 7.6 12.1 12.4 15.1 18.7 18.5 21.7 27.1 24.2 27.6 26.6 BEPORT OP THE COMPTROLLER OF THE CURRENCY. 189 No. 53.—DEPOSITS AND RESERVE OF NATIONAL BANKS ON OR ABOUT OCTOBER 1 OF EACH YEAR PROM 1882 TO 1908, ETC.—Continued. OTHER RESERVE CITIES.^ Number of Net debanks. posits. Date. Oct. 2, 1883 Reserve required (25 per Reserve held. Millions. Millions. Millions. . 200 203 203 217 223 224 228 259 265 263 268 265 268 269 261 256 255 267 275 272 289 285 283 295 306 312 Sept. 30, 1884... Oct. 1, 1885 Oct. 7, 1886 Oct. 5, 1887 Oct. 4, 1888 Sept. 30, 1889... Oct. 2, 1890 Sept. 25, 1891... Sept. 30, 1892... Oct. 3, 1893 Oct. 2, 1894 Sept. 28, 1895... Oct. 6, 1896 Oct. 5, 1897 Sept. 20, 1898... Sept. 7, 1899 Sept. 5, 1 9 0 0 . . . . Sept. 30, 1901... Sept. 15, 1902... Sept. 9, 1903 Sept. 6, 1 9 0 4 . . . . Aug. 25, 1905.... Sept. 4, 1906 Aug. 22, 1907.... Sept. 22, 1908... \ 1 1 1 1 1 1 1 323.9 307.9 364.5 381.5 338.5 384.9 419.0 457.8 451.9 519.3 392.6 525.4 513.1 465.5 586.4 655.5 842.6 921.3 015.4 060.6 032.5 155.7 275.8 370.4 423.4 549.8 Classification of reserve. Ratio to Lawful Due from' Redempcent). Amount. deposits. money. agents.& tionfund. 81.0 77.0 91.1 95.4 84.6 96.2 104.8 114.4 113.0 129.8 98.1 131.3 128.3 116.4 146.6 163.9 210.6 230.3 253.8 265.1 258.1 288.9 319.0 342.6 355.9 387.5 100.6 99.0 122.2 114.0 100.7 116.9 121.9 129.8 138.8 156.1 129.,6 172.8 154.1 150.3 200.8 215.8 255.8 294.2 298.1 258.0 261.3 293.4 322.7 336.0 362.3 415.9 Per cent. 31.1 32.2 33.5 29.9 29.7 30.4 29.1 28.3 30.7 30.1 35.1 32.9 30.0 32.2 34.2 32.9 30.3 31.9 29.3 24.3 25.3 25.4 25.3 24.5 25.5 26.8 Millions, Millions. 56.4 63.6 76.9 70.5 59.5 64.5 64.5 68.0 77.0 82.1 76.4 84.1 77.9 83.3 94.5 103.6 79.7 123.8 126.5 125.1 135.4 147.7 161.1 166.2 190.3 219.8 40.8 32.3 42.4 41.3 40.0 51.5 56.7 61.0 61.0 73.0 51.6 87.2 74.6 65.1 104.5 110.4 140.1 167.8 168.4 129.8 122.1 141.4 156.6 164.0 165.7 188.9 Millions. 3.4 3.1 2.9 2.2 1.2 0.9 0.6 0.7 0.8 1.0 1.6 1.5 1.6 1.9 1.8 1.7 1.7 2.6 3.1 3.1 3.8 4.4 5.1 5.8 6.3 7.2 61.0 66.1 71.4 77.9 83.4 84.7 86.7 92.0 97.1 105.5 117.1 106.8 102.3 119.0 111.7 116.4 123.6 122.0 130.4 134.7' 150.8 150.9 164.2 177.5 199.6 215.8 84.1 79.7 95.9 99.5 100.9 119.0 132.4 128.5 133.0 163.5 106.9 161.6 147.7 125.0 192.5 209.6 274.0 282.9 288.1 150.7 155.8 163.8 181.9 204.7 226.7 220.1 11.3 10.5 10.2 8.7 6.6 6.2 5.5 5.2 5.4 5.8 6.6 6.5 6.6 7.2 7.2 7.1 7.4 9.4 10.4 10.2 11.8 13.1 14.5 16.2 17.2 19.1 S T A T E S AND T E R R I T O R I E S . 253 577.9 535.8 417 570.8 467 637.6 590 690.6 756 739.2 847 807.6 992 859. 2 207 861.8 333 975.5 430 767.5 434 876.7 411 910.5 365 853.1 329 276 259 | 1,062.8 274 1,270.7 540 I 1,361.2 1,556.6 1,743.2 691 1,809.5 065 1,904.5 412 2,117.4 781 2,385.1 178 2,627.2 482 2,573.7 Oct. 2, 1883 Sept. 30, 1884 Oct. 1, 1885 Oct. 7, 1886 Oct. 5, 1887 Oct. 4, 1888 Sept. 30, 1889 Oct. 2, 18S0 Sept. 25, 1891 Sept. 30, 1892 Oct. 3, 1893 Oct. 2, 1894 Sept. 28, 1895 Oct. 6, 1896 Oct. 5, 1897 Sept. 20, 1898 Sept. 7, 1899 Sept. 5, 1900 Sept. 30, 1901 Sept. 15, 1902 Sept. 9, 1S03 Sept. 6, 1904 Aug. 25, 1905 Sept. 4, 1906 Aug. 22, 1907 Sept. 22, 1908 86.7 80.4 85.6 95.6 103.6 110.9 121.1 128.9 129.3 146.3 115.1 131.5 136.6 128.0 144.5 159.4 190.6 204.2 233.5 261.5 271.4 285.7 317.6 357.8 394.1 386.0 157.5 156.3 177.5 186.2 190.9 209.8 224.6 225.5 235.5 274.8 230.6 274.9 256.6 251.3 311.4 333.1 405.0 414.3 429.0 295.6 318.4 327.8 360.6 398.4 443.5 455.1 27.2 29.2 31.1 29.2 27.6 28.4 27.8 26.2 27.3 28.2 30.0 31.4 28.2 29.4 32.3 31.3 31.8 30.4 27.5 16.9 17.6 17.2 17.0 16.7 16.9 17.6 Includes Chicago and St. Louis up to Oct. 5, 1897. Available with reserve agents Apr. 30, 1902, and subsequently. 190 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 53.—DEPOSITS AND RESERVE OF NATIONAL BANKS ON OR ABOUT OCTOBER 1 OF EACH YEAR FROM 1882 TO 1908? ETC.—Continued. SUMMARY. Reserve held. Classification of reserve. Reserve Number of Net de- required Lawful Due from Redempposits. (25 per : Ratio to banks. cent). Amount.;i deposits, money, agents. tionfund. Date. Oct. 3, 1882 Oct. 2, 1883 Sept. 30, 1884 Oct. 1, 1885 Oct. 7, 1886 Oct. 5, 1887 Oct. 4. 1888 Sept. 30, 1889 Oct. 2, 1890 Sept. 25, 1891 Sept. 30, 1892 Oct. 3, 1893 Oct. 2, 1894 Sept. 28, 1895 Oct. 6, 1896 Oct. 5, 1897 Sept. 20, 1898 Sept. 7, 1899 Sept. 5, 1900 Sept. 30, 1901 Sept. 15, 1902 Sept. 9, 1903 Sept. 6, 1904 Aug. 25, 1905 Sept. 4, 1906 Aug. 22, 1907 Sept. 23, 1908 1 4 |4 Millions. Millions, Millions. Per 225.1 303.9 1,118.6 234.4 328.9 1,168.7 221.1 346.1 1,098.7 254.9 415.4 1,248.2 261.7 377.2 1,301.8 278.0 394.2 1,388.4 311.9 446.2 1,543.6 333.1 459.6 1,655.5 353.7 478.2 1,758.7 353.5 497.4 1,758.6 408.1 570.9 2,022.5 316.6 513.9 1,573.7 417.1 660.4 2,019.2 571.4 1,989.3 406.3 543.6 1,798.7 364.4 695.9 2,195.6 452.5 750.5 1 2,479.7 513.6 890.5 3,031.5 630.8 983.3 3,281.0 684.1 3,661.6 759. 7 1,012.2 804.3 786.8 3,844.4 850.8 784.9 3,863.5 987.1 909.8 4,400.r 1,027.3 4,735. 972.1 1,020.2 993.5 4,927.9 1,121.4 5,256.1 1,051.3 1,308.1 5,695.5 1,166.5 cent. Millions. Millions. Millions. 113.3 27.2 174.8 15.8 124.9 28.1 188.4 15.6 112.0 31.6 219.8 14.3 138.3 33.3 263.5 13.6 140.8 29.0 225.1 11.4 140.9 28.4 8.3 245.0 170.5 28.9 7.6 268.2 189.1 27.8 6.4 264. 0 189.5 27.2 6.1 282.7 194.0 28.3 6.6 298.8 236.4 28.2 7.1 327.4 158.5 32.6 9.0 346.4 248.8 32.7 8.7 402. 9 222.3 28.7 9.0 340.1 190.1 30.2 10.4 343.1 297.0 10.0 388.9 320.0 9.8 420. 7 30 1 414.1 10.1 466.3 29^3 450.7 14.3 518.5 29.7 456.6 16.1 539.5 27.6 280.5 15.8 508.0 20.9 277.9 18.6 554.3 22.0 305.2 20.4 661.5 22.4 338.4 23,3 665.6 21.7 368.6 25.5 626.0 20.7 392.4 27.3 701.6 21.3 409.0 30.7 868.4 22.9 192 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS DECEMBER 3, 1907. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per CENTRAL RESERVE CITIES. New York. Chicago St. Louis.. $824,394,509.91 226,365,023.19 107,099,420.32 Total, central reserve cities. $180,448,128.85 54,792,421.45 21,826,498.46 21.89 24. 21 20.38 1,157,858,953.42 257,067,048.76 22.20 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburg Baltimore 10 Washington 11 Savannah 12 New Orleans 13 Louisville 14 Dallas 15 Fort Worth 16 Gal veston : 17 Houston 18 San Antonio 19 Waco 20 Cincinnati 21 j Cleveland 22 I Columbus 23 j Indianapolis 24 ; Detroit 25 Milwaukee 26 Cedar Rapids 27 Des Moines 28 Dubuque 29 Minneapolis... 30 St. Paul 31 Kansas City, Kans. 32 Wichita 33 Kansas City, Mo 34 St. Joseph 35 Lincoln 36 Omaha 37 Denver 38 Pueblo 39 Salt Lake City 40 Los Angeles 41 San Francisco 42 Portland 43 Seattle 107,793,,694.39 24,465, 549. 01 13,815, 419. 31 197,633, 251. 04 144,454, 116. 54 48,204, 269. 67 21,626, 936. 07 1,367, 073. 86 19,913, 213. 42 19,265, 027. 92 11,999, 804. 83 7,727, 111. 51 1,852,, 671. 28 11,716,,280.69 7,257, 175. 76 3,064, 110. 76 49,131, 726. 28 45, 749, 515. 30 18,658, 350. 41 24,578, 397. 80 23,660, 548. 48 36,101, 206. 51 5,578, 700. 82 10,373, 096. 55 2,603, 404. 52 43,744, 634. 39 29,813, 027. 02 8,352, 912. 59 4,144, 273. 97 39,927 487.19 9,594!, __3.17 5,630;,042.02 32,689,, 780. 88 40.493, 049.11 8; 158,, 495. 94 9,679,, 740. 38 32,409.,628.20 40,948!, 583.20 15,839!, 223. 58 23,144!,206.58 25.43 18.56 30.70 24.39 21.04 21.98 32.41 34.73 29.95 26.74 27.19 33.45 48.87 31.52 38.10 29.79 26.70 20.35 22. 93 37.25 22.85 25.08 21.72 25.57 33.75 28.92 31.51 26.26 37.49 31. 86 26.82 23. 86 34. 33 31.38 32. 71 31.13 27.07 34.16 36. 49 27.23 1,263,160,623. 95 335,386,029. 63 26. 55 2,421,019,577.37 Total, other reserve cities. 42,683, 600. 50 4,539, 871. 01 4,241, 667. 35 48,197,269. 79 30,389, 562. 32 10,593, 090. 02 7,008, 413. 68 474,799. 71 5,963, 302. 92 5,152, 142. 48 3,330, 703. 54 2,584, 948. 24 905,365. 45 3,692, 831. 57 2,765, 432. 00 913,010. 99 13,118, 917. 42 9.310, 549. 34 4,277, 665. 67 9,154, 712. 40 5,405, 268. 80 9,053,924. 98 1,211, 916. 56 2,652, 541. 31 878,724. 05 12,652, 532.70 9,394 274. 31 2,193! 256. 95 1,553! 358. 36 12, 722!706. 49 2,573^ 800. 21 1,343, 548. 98 11,223, 521.42 12, 706,246. 91 2,668,878.25 3,013, 277. 78 8, 773,255. 95 13,986. 493. 59 5,778! 925. 94 6,301. 719. 69 592,453,078.39 24.47 Total, all reserve cities STATES, ETC. 44 t Maine. 45 I New Hampshire. 46 j Vermont 47 Massachusetts. 48 I Rhode Island.. 49 I Connecticut Total, New England States. 31,277,254.06 18,528,426.28 15,276,955.96 112,482,158. 41 20,501,165.23 52,055,351.19 6,743,735.06 5,312,309. 94 3.972,310.39 28; 336,613.21 5,347,097. 84 16,443,185. 86 21. 56 28.83 26.00 25.19 26. 08 31. 59 250,12i; 311.13 66,155,252.30 26.45 REPOET OF THE COMPTROLLER OF THE CURRENCY. 193 AT DATE OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908. DECEMBER 3, 1907. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, not exceeding Redemption 50 per cent of re- Total amount. fund. serve required after deducting redemption Per cent. fund. $206,098,627.48 5147,974,918. 77 $29,118,902 $3,354 308.08 45,024 107 45 8 999,695 768,619.00 56,591,255.80 779,762.00 26,774,855.08 17,072,208. 46 3,974,528 $180,448,128.85 21.89 54 792 421.45 24.21 21,826,498. 46 20.38 42,093,125 4,902,689.08 14,515,776.95 1,434,659.00 1,573,014.90 15,380,370.35 12,853,860.65 4,259,334.90 4,080,066.09 192, 459.00 2,559,346.70 1,444,594. 45 951,880. 40 499,3G4. 90 286,303.05 1,492,606.15 1,468,313.58 462, 707.50 3,242,115. 98 3, 600,780.00 1,425,586.54 3,686,715. 70 1,288,852.50 2,810,221.22 445,141.00 619,654.00 256,572. 20 3,486,149. 40 3,407,545.45 280,884.10 512,652.83 3,076,258. 82 524, 619. 00 383,792. 99 3,466,187. 00 5,632,857.75 881,897.95 1,439,123.79 5,534,592.00 8,919,966.00 4,155,105. 50 3,887,966. 00 2,468,633 499, 460 443,500 2,638,312 3,485,190 910,235 487,168 42,965 277,178 794,230 652,430 620,000 182,130 538, 637 417,320 176,060 2,326,867 1,340,455 974,895 1,203,490 1,133,945 1,233,001 77,250 516,545 42,500 2,443,191 1,148,987 711,460 104,229 650,140 508,370 422,001 3,393,066 1,748,321 229,925 329,785 685,027 81,270 101,004 141,150 485,750.00 67,500.00 30,850.00 789,089.00 692, 602.50 410,915. 00 218,350.00 27,500.00 189,323.00 230,380.00 80,075.00 43,464.52 18,750.00 47,750.00 72,889.00 17,500.00 478,215.00 216, 686.22 109,533.00 229,662.50 50,840.00 221,850.00 13,750.00 27,500.00 25,350.00 163,500.00 93,742.50 42,500.00 17,500.00 73,725. 00 39, 750. 00 27,325. 00 75,000. 00 140,832.50 17,600.00 50,100.00 254,250.00 600,000.00 50,000.00 62,500.00 $20,731,336.80 2,538,252. 01 1,711,502.41 24,309,611.88 13,357,909.17 \ 5,012,605.12 j 2,222,829.59 t 157,134.23 2,394,490.18 2,292,938. 49 1,491,217.72 944,156. 68 222,208. 91 1,440,660.09 806,909. 42 256,743. 49 5,902,358.28 4,152,628.12 1,767,651.13 2,957,468.47 2,931,631.30 4,401,725.81 675,775.56 1,282,887.07 312,750.57 5,386,329.30 3,679,757.13 1,022,864.07 509,284.25 4,954,073. 40 1,179,485. 77 510,429.99 4,048,722.61 4,991,214.89 1,011,011.99 1,184,917.55 2,299,386.95 4,385,257.59 1,472,816. 44 2,210,103. 69 38,201,496.75 4,539,871.01 3,758,867.31 43,117,383.23 30,389,562.32 10,593,090.02 7,008,413. 68 420,058.23 5,420,337.88 4,762,142. 94 3,175,603.12 2,106,986.10 709,391.96 3,519,653.24 2,765,432.00 913,010.99 11,949,556.26 9,310,549.34 4,277,665.67 8,077,336.67 5,405,268.80 8, 666,798.03 1,211,916.56 2, 446,586. 07 637,172.77 11,479,169. 70 8,330,032.08 2,057,708.17 1,143,666.08 8,754,197.22 2,252,224. 77 1,343,548. 98 10,982,975.61 12,513,226.14 2,140, 434. 94 3,003,926.34 8,773,255. 95 13,986,493.59 5,778,925.94 6,301,719.69 22.72 18.56 27.21 21.82 21.04 21.98 32.41 30.73 27,22 24.72 25.92 27.27 38.29 30.04 38.10 29.79 24.32 20.35 22.93 32.86 22.85 24.01 21.72 23.59 24.47 26.24 27.94 24.63 27. 00 21.93 23.22 23.86 33. 60 30.90 26.24 31.03 27.07 34.16 36.49 27.23 315,790,155.99 126,419,896.29 36,180,322 6,504,399.74 143,121,038.12 312,225,656.15 24.72 605,254,894.35 336,491,130.97 78,273,447 11,407,088.82 143,121,038.12 569,292,704.91 23.51 Not exceeding 60 per cent. 2,640,108.51 1,530,938.36 1,259,891.04 9,527,927.26 1,729,589. 87 4,321,560.11 5,442,343.45 3,440,137.90 2,760,523.36 20,237,043.98 3,677,165. 56 10,020,584. 68 17.40 18.62 18.07 17.99 17.94 19.25 45,577,798.93 18.22 ] 289,464,738.36 41,948,423.60 6,116,387.25 3,453,854.83 49,408,312.76 36,113,529.14 12,051,067.42 5,406,734.02 341,768. 47 4,978,303.36 4,816,256.98 2,999,951.21 1,931,777.88 463,167. 82 2,929,070.17 1,814,293.94 766,027.69 12,282,931.57 11,437,378.83 4,664,587. 60 6,144,599.45 5,915,137.12 9,025,301.63 1,394,675.20 2,593,274.14 650,851.13 10,936,158. 60 7,453,256.75 2,088,228.15 1,036,068. 49 9,981,871.80 2,398, 721.54 1,407,510.50 8,172, 445.22 10,123,262. 28 2,039,623.98 2,419,935.09 8,102,407.05 10,237,145.80 3,959,805.89 5,786,051.64 210,071,234.68 4,691,588.11 2,779,263. 94 2,291,543.39 16,872,323.76 3,075,174. 79 7,808,302.68 2,021,995.69 1,158,270.54 874,789.32 6,572,998.72 1,022,471.69 3,628,974. 07 488,832 523,229 43< 118 3,143,673 732,579 1,464,348 291,407.25 227,700.00 191,725.00 992,445.00 192,525. 00 605,702.50 37,518,196.67 15,279,500.03 6,786,779 2,501,504.75 62280—CUR 1908 13 257,067,048. 76 22.20 21,010,015.15 1 s 1 ; 1 ; 1 1 1 ; 1 1 |1 1 1 i 2 : 2 i 2 j 2 2 2 2 2 2 2 3 : 3 ; 3 3 3 I 3 3 3 i 3 : 3 4 4 4 4 4 4 4 4 4 4 194 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE D E C E M B E R 3, 1907—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Deposits. City, State, and Territory. Amount. 53 54 55 STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia 56 57 58 50 30 31 )> * 33 34 35 36 37 38 Virginia West Virginia North Carolina South Carolina Georgia .. Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee B O 70 71 72 73 74 75 76 Ohio Indiana Illinois Michigan W isconsin Minnesota Iowa Missouri 77 78 79 North Dakota South Dakota Nebraska Kansas . Montana Wyoming Colorado New Mexico Oklahoma 50 51 i 9 $234,444,868.55 128,668,745. 39 337,562,088.88 9,223,282.52 27,508,218.43 1,083,522.75 S5 381,105,109. 65 93 94 95 Hawaii a . Porto Rico 100,810,687.73 26.45 151,606,946.53 87,435,592. 78 148,761,819.67 67,001,710.89 70,723,329.32 62,105,131. 02 91,162; 591. 92 24,410,681.16 32,305,816.29 24,763,957.91 37,474,008. 58 13,649,294.32 16,735.522. 32 16,274,073.13 20,935,294. 87 7,684,742. 62 21.31 28.32 25.19 20.37 23.66 26.20 22.96 31.07 703,207,803.29 . . . 268,951,462. 50 86,362,395. 44 32.11 38,694,216.12 17,259,717. 44 58,531,218.60 11,025,289.60 5,802,409. 85 4,544,120. 82 5,355,684.70 1,348,149.47 11,303,903.58 6,389,406.51 16,938,366. 53 2,877,920.35 1,544,444.76 1,555,894. 22 1,550,838.91 180,963.06 29.21 37. 02 28. 94 26.10 26.62 34. 24 28.96 13. 42 142,560,806. 60 . 28.38 24.44 28.63 32.48 35.14 33.68 38.96 26.94 34.91 42,341,737.92 29. 70 . . . Total, Pacific States 969,627. 92 257,632. 75 . Total, Island possessions 309,620. 80 31.93 68,039. 88 26. 41 1,227,260.67 .. 377,660.68 30. 77 2,485,664,480. 36 Total, States, etc 169,822, 710. 04 24.15 6,633,944. 69 5,291,158.33 13,391,561.34 17,488,112. 90 10,069,166. 31 3,962,693. 02 13,650,887.98 2,818,114.05 13,056,756. 82 .. Total, United States.. 23.48 23.05 22.21 21.05 27.01 23.33 30.69 29.45 25.93 30.33 29.35 24.48 27.52 23,374,195. 24 21,650,980.75 46,775,310. 60 53,837,309. 82 28,652,302.47 11, 763,117. 71 35,041,372.31 10,459,824. 38 37,397,049. 22 Total, Western States 90 91 D° 20.96 13,843,095. 49 7,668,407. 72 4,123,149.18 2,507,943. 82 7,170,130. 98 3,917,756.52 7,381,333.42 2,997,379.22 3,307,294.33 25,781,029.98 3,349,572. 76 7,691,533.41 11,072,060.90 .. -. Washington Oregon California Idaho Utah Nevada Arizona Alaska « % »7 SS SO 154,779,214.48 58,953,205. 25 33,268,296. 45 18,562,814.07 11,912,003.48 26,546,621.11 16,792,309. 38 24,051,432.49 10,177,307. 47 12,754,617. 78 85,008,257.81 11,414,289. 89 31,424,045.94 40,239,908.53 •- Total, Middle Western States 33 20.76 21.96 20.78 24.34 18.40 37.97 . Total, Southern States 31 $48,672,050.77 28,251,609.79 70,138,805.66 2,244,566.20 5,060,819.56 411,362.50 738,490,726. 52 Total, Eastern States SO Per cent. 620,649,658.59 24. 97 4,906,684,057.73 1,213,102,736.98 24.72 a Call of August 22,1907. REPORT OF THE COMPTROLLER OF THE CURRENCY. 195 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. DECEMBER 3, 1907—Continued. mount Reserve required, and the a] and per cent held. Held. Required. Specie. Legal tenders. Redemption fund. Available with reserve agents not exceeding 60 per cent of re- Total amount. serve required Per cent. redemption fund. $35,166,730.28 19,300,311.81 50,634,313.33 1,383,492.38 4,126,232. 77 162,528. 41 $12,806,146. 48 6,321,035.69 21,502,544. 65 671,052.37 1,424,785.87 164,630.00 110,773,608.98 42,890,195.06 $6, 264,770 $1, 354, 971.50 602, 570.00 3, 743,465 9, 059,107 2, 235, 377.50 69,450.00 317,377 169, 699.10 800,524 12, 500.00 20,100 $20,287,055.27 11,218,645.08 29,039,361.50 788,425. 41 2,373,920.20 90,017.05 $40,712,943.25 21,885,715.77 61,836,390. 65 1,846,304. 78 4,768,929.17 287,247.05 131,337,530. 67 20, 205,343 4, 444, 568.10 63,797,424.51 8,842,980. 79 4,990,244. 47 2,784, 422.11 1,786,800.52 3,981,993.17 2,518, 846. 41 3,607,714.87 1,526,596.12 1,913,192. 67 12,751,238. 67 1,712,143. 48 4,713,606.89 6,035,986.28 3,114,181.96 2,363,537.92 1,271,662.01 827,852.10 2,436,013.11 964,984.55 2,406,667.40 618,849. 38 879,923.28 7,810,466. 62 995,319.70 2,181,787. 48 3,065,249.88 2, 313,519 877,310 950, 816 496,217 1, 880, Oil 749,342 1, 232,900 519,158 218,989 3, 975,037 393,267 895,016 1, 331,695 405, 833.55 311, 830.00 197, 437.10 121, 200.00 265, 583.50 123, 070.00 241, 825.00 103, 287.00 115, 675.00 733,237.75 68, 853.40 364, 764. 22 338, 305.90 5,062,288.34 2,807,048. 68 1,552,191.01 999,360. 31 2,229,845. 80 1,437,465. 84 2,019,533. 92 853,985. 47 1,078,510.60 7,210,800. 55 985,974.05 2,609,305. 60 3,418,608. 23 10,895,822. 85 6,359, 726. 60 3,972,106.12 2,444, 629. 41 6,811,453.41 3,274,862.39 5,900, 926. 32 2,095,279. 85 2,293,097.88 19,729, 541. 92 2, 443, 414.15 6,050,873.30 8,153, 859. 01 57,165,766.45 28,936,495.39 15, 833,277 3 390,902.42 32,264,918. 40 80,425,593. 21 22,741,041.98 13,115,338.92 22,314,272.95 10,050,256. 63 10,608,499. 40 9,315,769. 65 13,674,388.79 3,661,602.17 8,678,763.51 7,153,133.73 10,335,942.50 4,309,916.71 4,486,356.63 4,683,994.97 5,067,051.87 1,682,805.76 4, 934,269 2, 754,424 4,581,187 1, 765,967 1, 229,236 1, 384,664 2, 143,807 889,929 1 092, 202.66 667, 208.90 938, 943.61 344 480.00 331 816.50 327, 336.61 585,553. 93 215, 417.50 12,989,303.59 7,468,878.01 12,825,197. 60 5,823,465. 98 6,166,009. 74 5,393,059.83 7,853,300. 91 2,067,710. 80 27,694,538. 76 18,043, 644. 64 28,681,270.71 12,243, 829. 69 12,213,418.87 11,789,055.41 15,649, 713. 71 4,855, 863. 06 19, 683, 483 4 502, 959.71 60,586, 926. 46 131,171,334. 85 057.50 232.00 631.00 834. 00 967. 95 002.50 696.15 040.00 472.50 2,040,643.07 1,892, 649. 07 4,046,799. 35 4,625,857. 48 2,527,726. 45 1,026,879.09 3,052,505.82 902,360.19 3,180,050. 93 4,374,078.61 4,290, 204. 97 8,593,946.14 10,714, 258. 35 6,282, 284. 31 2,388,759.79 8,622, 060.12 2,247,328.06 8,331,213.11 105,481,170. 49 46,397,965.68 56 57 58 59 60 61 62 63 64 65 66 67 68 18.27 69 20.64 70 19.28 71 18.27 72 17.27 7. 18.98 V. 17.17 75 19.89 7fc 18.65 55,844,133. 46 3,407,040. 25 1,516,507.57 5,061,033.17 961,481.36 500,286.89 374,320.87 466,381.62 115,080.91 8,756, 499.15 4,192, 506.19 12,938, 225. 05 2,322,622.54 1,082,824.26 1,079,700.52 1,214,922.22 180,963. 06 22.63 24.29 22.10 21.07 18.66 23.76 22.68 13.42 86 87 8? 8£ 9( 9: 95 95 706 604.00 12,402,132.64 31,768,262.99 22.28 14 287.50 5 000.00 35,254.15 7,253.28 309,620. 80 68,039. 88 31.93 26.41 42,507. 43 377,660. 68 30.77 213,399,396.04 476,502,314. 79 19.17 356,520,434.16 1,045,795,019. 70 21.31 40,342,719.37 22,115,093. 41 8, 916,635 1 516,933. 60 23,295, 471. 45 5,804,132. 42 2,588,957. 62 8,779,682. 79 1,653,793. 44 870,361.48 681,618.12 803,352. 70 202,222.42 4,874,623. 90 2,449,936. 62 7,104,544.38 1,082,672.68 509,969. 37 562,620. 65 627,252.60 61,682.15 349,103 164,617 428,020 227,144 36,018 85,009 95,238 1,075 125 732.00 61 445.00 344 627.50 51 324. 50 36 550.00 57 750. 00 26 050.00 3,125. 00 21,384,120.99 17,273,302.35 1 386,224 270 14,000 14,270 19 287.50 184,089.10 301,595.75 372,849,672.05 173,194,147.67 978,104,566.40 509,685,278.64 151 ,099,458 28 ,489 848.90 18.48 19.12 21.40 20.52 25.66 19.50 24.53 20.59 17.98 23.21 21.41 19.26 20.26 21.10 77 75 7{ 8C 81 82 83 8< 8£ 3,506,129. 28 3,247,647.11 7,016,296. 59 8,075,596.47 4,297,845.37 1,764,467.66 5,256,205. 85 1,568,973.66 5,609,557.38 763,978 540,731 1 667,699 1 650,024 962,987 238,309 1 420,392 298, 906 1, 373,609 259,809.15 41,786. 60 50 51 52 53 54 55 18.71 19.81 18.37 19.90 21.93 20.31 24.60 21.49 22.27 20.76 105 93 271 365 84 53 168 65 309 1,464,400. 04 1,763,592.90 2,607,816.79 4,072,542. 87 2,706,602. 91 1,070,569.20 3,980, 466.15 981,021.87 3,468,080. 68 145,444.19 38,644.91 17.37 17.01 18.32 20.02 17.34 26.51 17.78 72 826, Oil 17,082 760. 08 i 9^ 9£ 196 EEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OP THE NATIONAL BANKS FEBRUARY 14, 1908. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. $902,188,795.08 255,404,788.54 101,474,800.05 $261,013,174.93 69,323,538.10 29,406,878.31 29.00 27 14 28.98 1,259,068,389 67 360,343,591,34 28.62 CENTRAL RESERVE CITIES. New York Chicago St. Louis Total, central reserve cities OTHER RESERVE CITIES. Boston Albany. Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Galveston Houston San Antonio Waco Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans Wichita Kansas City, Mo St. Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco. Portland, Oreg, Seattle . Spokane Tacoma ., 172,271 114. 83 25,848; 729.07 17,996, 628.20 199,262, 225. 36 144,548, 035. 60 50,288. 798. 79 21,328', 046.49 1,469, 098.00 18,827, 931. 46 22,527, 324. 80 12,588, 862.24 7,711, 464. 59 2,264, 735. 57 10,854, 258. 98 7,359, 125. 33 3,271, 646. 55 54,572, 508.12 49,389, 524.88 19,060, 664.12 26,534, 771.56 25,066, 060.43 40,223, 045. 73 5,975, 833.44 12,663, 499. 44 2,721, 221.42 39,455, 402. 80 27,800, 529.67 9,973, 402.23 3,992, 932. 50 46,741, 319.77 10,845, 949. 92 5,632, 853.23 32,082, 560.37 40,155, 569. 83 7,206, 961.38 8,796, 313.01 31,143, 414. 98 43,337, 544.66 16,103, 005. 78 20,937, 416.16 12,315, 594.38 5,783! 917.60 50,228,643. 93 29.16 6,680, 179.11 25.84 6,613,176.93 36.75 57,314, 053,74 28.76 35,880, 547.87 24.82 12,940,970.28 25.73 6,666,972.86 31,26 377, 308.12 25.68 5,278,813.44 28.04 7,523, 073.35 33.40 5,173, 751.83 41.10 2,628. 593. 46 34.09 846',604.81 35.38 4,276, 995.97 39.40 2,926, 848.68 39.77 1,030, 320. 70 31.49 17,078, 530.44 31.30 11,723, 411.57 23.74 5,230, 843.10 27 44 10,829, 220.49 40.80 7,000, 540.00 27.93 10,657. 606.16 26.50 1,440',080. 55 24.10 3,691. 549.61 29.15 977 i926.17 35.94 11,644, 380. 78 29.51 9,140, 427. 55 32.88 3,732, 293. 04 37.42 1,596, 211. 52 39.98 20,791, 862. 65 44.48 3,649, 724. 68 33.65 1,470, 774. 99 26.11 11,221, 0(39. 72 34-98 14,135, 413.11 35.20 2,030, 325.14 28.17 3,359, 877.67 38.19 8,750, 380.14 28.12 14,417!.291.59 33.27 7,197! 918.39 44.69 7,217! 909.01 34.47 3,528: ,531.68 28.65 1,964: 684. 09 33.97 , Total, other reserve cities 1,316,929,843.27 400,865,638.98 30.44 Total, all reserve cities 2,575,998,232.94 761,209,230.32 29. 55 STATES, ETC. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Total, New England States 30,664,879.16 17,564,698.83 14,8(54,278.89 107,894,704.68 22,746,355.89 54,534,221.36 6,507,884.42 21.22 5,196,285.08 29.58 3,597,759.89 24.20 25,381,731.60 23.52 5,069,405.07 22.28 16,733,769.60 30.69 248,269,138.81 02,486,835.66 25.17 REPORT OF THE COMPTROLLER OP THE CURRENCY. 197 AT DATE OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. FEBRUARY 14, 1908. Reserve required, and the amount and per cent held. Held. Required. $225,547,198.77 63,851,197,14 25,368,701.51 314,767,097.42 Specie. Legal tenders. Available with not exceeding Redemption 50 per cent of refund. serve required Total amount. after deducting redemption fund. Per cent. (19,426,603.43 $38,717,369 $3,469,202.50 728,697.50 45,948,887.60 22,645,953 865,836. 75 22,864;316, 56 5,676,725 $261,613,174.93 69,323,538.10 29,406,878.31 29.00 27.14 28.98 67,040,047 360,343,591.34 28.62 $21,249,914.35 3,191,091.13 2,233,203.52 24,437,451.67 14,949,949.39 6,045,474.85 2,666,005.81 169,887.25 2,245,441.43 2,703,200.60 1,530,670.28 938,750.81 273,716.95 1,331,532.37 877,390.07 293,734.95 6,603,986.01 4,323,887. 42 1,899,268.91 3,210,758.94 3,096,132.55 4,903,580.72 739,856.68 1,560,012.43 327,027.08 4,838,350.35 3,422,500.21 1,225,425.28 490,366. 56 5,792,289.97 1,336,243.74 680,869.15 3,903,820.04 4,948,821.23 825,724.59 906,596.63 2,470,828.24 4,567,738.04 1,067,212.09 2,579,677.02 1,106,136.02 710,489.70 45,311,279.29 6,093,298.13 4,957,893.28 50,123,323.42 35,880,547.87 12,665,610.45 6,610,097.42 375,868.25 4,782,999.08 6,619,873.60 4,513,299.33 2,406,270.38 809,346.70 3,039,038.70 2,914,880.07 1,030,320.70 16,455,446.16 11,723,411.57 5,230,843.16 8,740,408.04 6,882,626.05 9,784,174.87 1,355,717.73 2,885,482.73 750,973.53 10,340,782.15 7,520,908.50 2,939,049.13 1,214,418.01 10,994,750.07 2,078,530.84 1,413,747.15 9,055,993.04 12,827,739.53 2,030,325.14 3,359,877.07 8,750,380. 14 14,417,291.59 7,197,918.39 7,173,353.52 3,528,531.68 1,875,739.65 26.30 23,57 27.55 25.15 24.82 25.19 30.99 25.59 25.40 29.39 35.85 31.20 35.74 33.53 39.61 31.49 30.15 23.74 27.44 32.94 27. 46 24.32 22.09 22.79 27. 60 26. 22 27.05 29.47 30.41 23. 52 24.70 25.10 30.10 31.94 28.17 38.19 28. 12 33.27 44. 69 34.26 28.65 32.43 288,239,807.59 20,317. 229.94 43,067, 778.71 1,968: 386. 00 6,462' 182. 27 2,137! 239. 76 4,499. 157.05 21,947; 319. 75 49,815^ 556,34 15,501, 714.48 36,137, 008.90 5,154, 044. 60 12,572, 199.69 3,332, 962. 61 5,332, .011.62 147, 577. 00 367: 274.50 2,055, 221.65 4,706, 982.87 2,224, 834. 00 5,631' 831. 20 1,648, 999.05 3,147: 215.56 708, 955. 05 1,927: 866.15 293, 219. 75 566' , 183. 89 1,627, 391.33 2,713: 564.75 1,839:,781.33 1,450' 009. 40 817; .911.64 526i 375 75 5,726, 898.15 13,643 127.03 12,347 381.22 4,860: 252. 50 , 4,765 ' 166. 03 1,932. 012. 25 6,633 692. 89 3,964: 224. 70 6,266 515.11 1,788] 526. 50 10,055 761. 43 3,418, 102.15 1,493 958. 36 500 016. 05 599 342. 30 3,165 .874.86 ,305.36 307',548.85 680 9,803 ,850.70 2,904 288. 80 6,950 132. 42 3,088 470.29 2,493 ; 350. 56 710. 405.85 998 ,233.13 013. 761. 45 11,685 329. 94 4,358: 445.10 2,711 487. 48 578: 613.10 1,408 213. 31 300, 838. 00 8,020 640.09 3,002: 755. 00 10,038 892. 46 0,072. 692.30 1,801 740. 35 1,027: 008. 55 2,199 078. 25 2,063 ; 050. 04 7,785 853. 74 5,344 444. 90 10,834 386.16 9,146 779.55 4,025 ,751.44 5,975 203.30 5,234 354.04 4,305 901.50 3,078:;898. 59 2,217 354. 66 1,445 , 979. 40 1,132 404. 95 3,176,185 853,821 554,700 2,797,899 4,565,384 984,841 368,129 30,904 266,236 1,466,409 1,247,755 708,200 223,000 629,015 501,820 192,710 3,689,407 2,253,989 1,282,402 1,353,250. 1,923,717 1,213,892 95,000 680,278 90,147 2,416,993 904,872 960,058 92,790 743,205 724,080 331,505 2,536,418 1,664,976 155,682 339,425 673,357 74,074 105,503 212,775 158,691 7,845 5,063,736.75 567,950.00 80,000.00 32,750. 00 940,653.00 863,500.00 481,250.00 243,000.00 27,500.00 216,100.00 225,430.00 85,875. 00 50,364.52 18,750. 00 50,500. 00 85,000.00 17,500.00 435,155.00 285,282.65 116,500.00 212,175.00 74,250 00 248,600.00 14,245.00 45,850.00 20:250.00 187;150. 00 105,000.00 42,500. 00 17,500.00 100,750.00 39,000.00 34,475.00 93,000.00 141,250.00 21,850.00 50,800.00 261,750.00 628,700.00 50,000.00 75,000.00 46,350.00 25,000.00 329,232,460.82 157,108,207,51 7,304,505.17 152,741,082.23 360,468,373.91 27.37 643,999,558.24 445,348,015.10 110,294,626 12,428,241.92 152,741,082.23 720,811,965.25 27.98 Not exceeding 60 ver cent. 2,590,786.27 1,432,652.89 1,214,050.10 9,108,468.42 1,931,477.09 4,540,179.42 5,268,130.79 3,115,297.96 2,561,245.36 18,413,335.22 3,734,413.38 9,998,563.72 17.18 17.74 17.23 17.07 16.41 18.33 43,090,986.43 17.36 43,254,579 4,599,731.88 2,634,704.83 2,229,641.83 16,184,205.70 3,411,953.38 8,180,133.20 1,984,899.77 1,018,125.07 789,608.26 5,792,518.80 1,058,445.29 3,478,232.80 410,690 417,570 351,362 2,508,923 551,666 1,366,984 281,754.75 246,950.00 206,225.00 1,003,425.00 192,825.00 613,167.50 37,240,370.82 14,121,829.99 5,607,195 2,544,347.25 20,817,614.19 198 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE FEBRUARY 14, 1908—Continued. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. STATES, ETC.—continued. New York New Jersey. Pennsylvania Delaware Maryland District of Columbia Total, Eastern States. Virginia West Virginia.. North Carolina South Carolina. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total, Southern States... Ohio Indiana Illinois.... Michigan.. Wisconsin. Minnesota. Iowa Missouri... Total, Middle States.. North Dakota. South Dakota. Nebraska .. Kansas Montana Wyoming Colorado New Mexico... Oklahoma Total, Western States. WTashington. Oregon California Idaho U tah Nevada Arizona Alaska a Total, Pacific States. Hawaii«... Porto Rico. Total, island possessions. Per cent. $236,335,757.87 132,227,979.76 333,182,751.81 9,137,794.15 27,059,316.01 1,105,672.60 $52,154,401.50 33,286,878.80 71,852,541.08 1,962.995.36 5,180,201.78 351,872.28 22.07 25.17 21.57 21.48 19.14 31 82 739,049,272 20 164,788,891.80 22.30 58,219,371.18 33,359,7C0 94 18,608 138.26 12,937;241.71 27,413,610.52 17,179 191.22 24,552 446.11 10,302; 091.63 13,861 951. 91 80,667 390.00 11,932 782.19 31,504 802.23 40,412 622. 89 12,905,519 83 7,985,123. 47 3,801,409.92 2,440,619. 41 7,792.553.65 4,166,552.64 7,819,701 48 3,115,224. CO 4,404,439. 59 28,605. 935. 58 3,727,837. 00 8,833.074.16 11,667, 475. 59 22.17 23.94 20.43 18.87 28.43 24.25 31.85 3024 31.77 35.46 31.24 28.04 28.87 380,951,400. 79 107,266,466. 92 28.16 157,928,347.82 87,032,823 36 153,295, 412. 89 69,884, 599 87 70,692, 538. 99 59,410, 801.13 95,484, 3,8. 34 24,727, 202. 75 38,152,837.62 27,716, 379. 98 44,474,258. 90 16,100 035.17 17,649 555. 91 14,658 903.20 27,195 058= CO 8,737 621. 41 24.16 31. 85 29.01 23.04 24. 97 24.67 28. 48 35.34 718,457,095.15 j 194,(84.648.79 27.10 20,989,799.37 20,351,295.08 46,370,667.03 53,435.109.25 26,171,089.91 10,190,848 76 33,289,105.99 9,620,345.86 37,637,951.61 5,470,374. 59 5,514,477 92 14,274,672. 31 20,346, 11012 9,588,052 87 3,046.040.85 13,534; 914.25 3,051, 314 02 15,047, 719. 59 26.06 27 10 30. 78 38 10 36 64 29 89 40 66 31.72 39.98 258,055,225.86 j 9,873,676.52 34 83 18,242 331.00 10,341 222 31 55,042,387. 94 10,469, 431.89 5,263 125.17 4,052 768. 94 5,116, 933.17 1,151 079. 89 6,860,976.90 6,601,776.76 15,977,998.14 3,057,594 24 1,284,8 0 38 1,05^,330.13 1,610,076.10 286,562.39 37.61 4040 29.03 29. 21 24.41 26.06 31.45 24.90 115,679,284 31 36,736,175.04 31.76 1,225,774.44 j 259,335. 48 447,529. 08 51,521.94 36.51 19.87 1,485,109.' 499,051.02 33.60 Total, States, etc 2,461,947,527.04 | 656,335,745.75 26.66 Total, United States 5,037,945,759.98 I 1,417,544,976.07 28.14 a Statement of December 3, 1907. EEPOET OP THE COMPTROLLER OF THE CTJEKENCY. 199 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. FEBRUARY 14, 1908—Continued. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, not exceeding Redemption 50 per cent of re- Total amount. Per serve required fund. cent. after deducting redemption fund. $5,525,724 $1,430,669.00 3,337,227 634,193.00 7,600,186 2,364,745.56 191,087 69,024.50 668,280 176,087. 30 49,640 12,500.00 $20,411,816.81 11,520,002.38 28,567,600.33 780,986.77 2,329,686.06 92,010.53 $40,245,168.91 21,524,646.31 58,229,584.31 1,528,480.72 4,538,992.10 259,430.03 17.03 16.28 17.48 16.73 16.77 23.46 4,687,219.36 63,702,102.88 126,326,302.38 17.09 439,685.07 324,838.00 192,304.66 121,600.00 319,386.50 141,010.00 283,694.40 116,298.80 120,025.00 774,996.28 87,187.50 402,373.96 361,748. 80 4,975,932.36 2,807,475.68 1,559,349.65 1,076,021.06 2,275,593.05 1,461,521.21 2,039,503.51 857,408. 97 1,175,560.67 6,795,007.33 1,021,637.90 2,594,007.82 3,420,086.78 10,626,035.17 6,327,668.12 3,566,489.84 2,440,619.41 5,995,809.16 3,382,741.53 0,255,048.56 2,089,032.54 2,672,672.58 19,420,247.05 2,579,198.50 5,839,354.23 8,852,864.32 18.25 18.97 19.17 18.87 21.87 19.69 25.48 20.28 19.28 24.07 21. 01 18.53 21.91 14,969,270 3,685,148.97 32,059,165.99 80,048,981.01 21.01 4,748,071 2,403.254 4,041,309 1,770,986 1,162,556 908,830 2,090,671 927,742 1,153,852.01 721,765.53 1,021,994.10 373,812.50 356,829.00 343,978.58 627,465. 43 233,429.00 13,521,240.10 7,399,894.78 13,183,480. 70 • 6,065,326.49 6,148.231.11 5,140,584.95 8,217,113.89 2,085,390.85 28,611,800.47 17,303,095.46 28,475,116.55 12,709,158.09 12,142,420.52 10,459,119.65 16,229,950.09 4,950,885.10 18.12 19.95 18.58 18.19 17.18 17.60 17. 00 20.02 46,293,797.91 18,053,419 4,833,126.15 61,761,202.87 130,941,005.93 18.23 1,309,892.71 1,612,101.00 2,820,037.59 4,152,835 63 2,840,191.35 965,149.60 4,153,917.97 977,561.45 3,938,614.28 500,044 449,660 1,016,530 1,660,852 775,428 192,556 814,835 279,210 1,238,966 108,336.61 96,768.20 300,815.50 399,476. 50 110,091.65 58,640.00 178,131.85 75,822.00 359,346.23 1,824,079.98 1,773,555 73 3,992,870.73 4,569,473.93 2,289,343.10 881,992.39 2,889,140.52 820,338.02 3,171,808.81 3,742,353.30 3,932,084.93 8,130,253.82 10,782,038.06 6,015,054.10 2,098,337.99 8,036,025.34 2,152,931.47 8,708,735.32 17.83 19.32 17.53 20.18 22.98 20.59 24.14 22.38 23.14 38,708,433.88 22,770,301.58 0,928,081 1,687,428.54 22,212,603.21 53,598,414.33 20.77 2,736,349.65 2,451,183.35 8,256,358.19 1,570,414.78 789,468.93 607,915.34 767,540. 43 172,661 98 2,620,496.09 2,961,327.45 7,071,879.85 1,149,005.31 558,842.84 439,667.00 641,454.10 138,775.50 161,585 81,840 226,811 144,055 7,279 60,801 90,384 2,727 77,539.00 76,140.00 379,592.00 55,437.50 38,250.00 72,732.50 24,850.00 3,125.00 1,595,286.39 1,425,026.01 4,726,059.71 908,986.37 450,731.36 321,109.70 445,614.26 101,722.19 4,454,900.48 4,544,333.46 12,404,342.56 2,257,484.18 1,055,103.20 894,310.20 1,202,302.36 246,349.69 24.42 27.81 22.54 21.56 20.05 22.07 23.50 21.40 17,351,892.65 15,581,448.14 775,482 727,666.00 9,974,535.99 27,059,132.13 23.39 183,866.17 38,900.32 342,163.25 27,081.10 490 10,000 14,287.50 5,000.00 90,588.33 9,440.84 447,529.08 51,521.94 30.51 19.87 10,490 19,287.50 100,029.17 499,051.02 33.60 63,716,081 18,184,223.77 210,627,314.30 461,504,473.23 18.75 363,368,396.53 1,182,376,438.48 23.47 $35,450,363.68 19,834,196.97 49,977,412.77 1,370,669.12 4,058,897.40 165,850.89 $12,876,959,10 6,033,223.93 19,697,052.42 487,382.45 1,364,938.74 105,279.50 110,857,390.83 40,564,836.14 17,372,144 8,732,905.68 5,003,964.14 2,791,220.74 1,940,586.26 4,112,041.58 2,576,878.68 3,682,866.92 1,545,313.74 2,079,292.79 12,100,108.50 1,789,917.33 4,725,720.33 6,061,893.43 2,944,134.74 2,362,128.44 1,176,333.53 805,307.35 1,905,033.61 986,847.32 2,719,596.65 615,989.77 1,066,569.91 8,025,251.44 1,162,849.10 2,116,232.45 3,449,121.74 2,266,283 833,226 638,502 437,691 1,495,796 793,363 1,212,854 499,935 310,517 3,824,932 307,524 726,740 1,621,907 57,142,710.12 29,335,396.05 23,689,252.17 13,054,923.51 22,994,461.93 10,482,689.98 10,603,880.85 8,911,620.17 14,322,655.25 3,709,080.41 9,188,697.36 6,838,181.15 10,228,332.75 4,499,033.10 4,474,804.41 4,065,726.12 5,294,699.77 1,704,323.25 107,768,564.27 3,148,469.91 3,052,694.41 6,955,600.05 8,015,266.39 3,925,663.49 1,528,627.31 4,993,366.05 1,443,052.03 5,645,694.24 222,766.49 369,244.35 369,292,129.06 169,036,854.16 1,013,291.687.30 614,384,869.26 174,010,707 30,612,465.69 52 53 5' se 57 58 53 01 6] 02 63 64 (if Of 07 (£ 6£ 71 71 i: 74 7f 7t 77 7h 7f 8f 8: 8^ K 8* 8/ 81 8' 8F 8? 9f 91 9? % 9' 91 9f 97 200 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE MAY 14, 1908. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. CENTRAL RESERVE CITIES. 1 3 New York . Chicago .... St. Louis Total, central reserve cities $1,053,067,781.61 269,193,476.50 102,425,898.67 $321,419,139.11 72,196,391.55 29,556,234.44 30.52 26.82 28.86 1,424,687,156.78 423,171,765.10 29.70 188,549,143.77 29,842,554.74 20,163,582.93 225,642,843.62 146,617,124.71 52,178,556.78 21,215,021.82 1,253,025.01 18,485,610.94 22,105,579.11 12,512,663.90 7,847,528.84 2,297,383.97 10,810,503.73 7,583,327.41 3,023,755.41 52,180,939.36 49,304,601.30 18,804,533.36 26,996,762.10 27,444,569.57 37,875,583.95 6,051,901.29 12,850,417.55 2,622,488.63 39,922,588.24 28,231,572.81 9,031,454.86 2,188,079.88 4,996,279.80 58,843,144.92 12,722,098.51 6,261,389.30 32,111,493.52 44,155,775.95 7,097,377.17 8,563,852.73 33,738,187.99 44,608,164.08 18,254,524.05 22,983,142.60 13,628,139.67 5,755,772.12 63,131,635.91 9,843,537.89 6,691,797.71 74,638,079.51 37,556,385.87 14,959,839.74 7,408,131.73 379,417.42 5,615,427.37 6,399,951.91 4,341,604.32 2,793,598.79 681,320.36 4,418,496.93 3,063,047.68 950,713.29 14,482,696.39 12,596,469.22 4,922,654.50 9,981,821.78 9,418,438.66 10,282,677.23 1,188,391.88 3,461,536.66 697,507.01 10,918,628.77 8,408,207.10 2,532,159.21 648,925.70 1,898,577.31 22,269,874.38 3,663,315.91 1,702,547.16 9,878,200.71 17,145,908.98 1,830,050.52 2,848,475.53 11,066,606.97 16,234,901.57 7,116,435.32 7,567,638.43 4,275,609.67 2,096,880.61 33.48 32.98 33.19 33.08 25.62 28 67 34.92 30.28 30 38 28.95 34 70 35.60 29.66 40 87 40.39 31.44 27.75 25 55 26.18 36.97 34.32 27.15 19.64 26.94 26.60 27.35 29.78 28.04 29.66 38.00 37.85 28.79 27.19 30.76 38.83 25.78 33.26 32.80 36.39 38.98 32.93 31.37 36.43 OTHER RESERVE CITIES. 26 Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas . Fort Worth Galveston Houston San Antonio Waco Cincinnati... Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids . . 28 29 30 31 3? 33 34 35 36 37 38 39 40 41 49 45 44 45 46 Dubuque Minneapolis St. Paul... . Kansas City, Kans Topeka Wichita Kansas City, Mo . St. Joseph . Lincoln Omaha Denver Pueblo Salt Lake City... Los Angeles San Francisco Portland, Oreg Seattle Spokane Tacoma 4 5 6 7 8 q 10 11 13 14 15 16 17 18 19 90 91 93 94 . . Des Moines . . . Total, other reserve cities 1,397,353,042.00 442,008,123.61 31.63 Total, all reserve cities 2,822,840,198.78 865,179,888.71 30.66 30,665,300.93 17,030,265.87 15,002,763.41 114,447,709.99 23,124,462.07 55,347,357.88 6,600,395.61 4,729,949.24 3,551,019.59 27,781,682.17 5,587,252.53 17,037,063.25 21.52 27.77 23.67 24.27 24.16 30.78 255,617,860.15 65,287,362.39 25.54 STATES, ETC. 47 48 49 50 51 52 Maine New Hampshire Vermont Massachusetts Rhode Island . Connecticut Total, New England States . . REPORT OF THE COMPTROLLER OF THE CURRENCY. 201 OP EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. MAY 14, 1908. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available witk reserve agents, not exceeding Redemption 50 per cent of re- Total amount. Per fund. serve required cent. after deducting redemption fund. $263,266,945.40 $267,108,545.11 $51,277,839 $3,032,755.00 574,500.00 67,298,369.13 44,469,622.55 27,152,269 850,287.00 23,482,629.44 5,223,318 25,606,474.67 $321,419,139.11 30.52 72,196,391.55 26.82 29,556,234.44 28.86 356,171,789.20 335,060,797.10 83,653,426 4,457,542.00 47,137,285.94 7,460,638.68 5,040,895.73 56,410,710.90 36,654,281.18 13,044,639.20 5,303,755.45 313,256.25 4,621,402.74 5,526,394.78 3,128,165.97 1,961,882.21 574,345.99 2,702,625.93 1,895,831.85 755,938.85 13,045,234. 84 12,326,150. 32 4,701,133.34 6,749,190. 53 6,861,142.39 9,468,895. 99 1,512,975.33 3,212,604.39 655,622.16 9,980,647. 06 7,057,893.20 2,257,863.72 547,019.98 1,249,089.95 14,710,785.23 3,180,524.63 1,565,347.33 8,027,873. 38 11,038,943.99 1,774,344.29 2,140,963.18 8,434,546. 99 11,152,041.02 4,563,631.01 5,745,785.65 3,407,034.92 1,438,943.03 21,803,563.42 2,034,612.00 2,165,676.20 29,416,290. 79 16,255,010. 85 6,542,245.20 3,147,189. 25 119,952.50 2,457,310.10 2,376,498.55 1,406,201.30 683,382. 20 263,753.10 1,542,341.25 1,293,734.70 491,100.50 5,241,506.67 5,471,598.23 2,007,441.50 4,105,667.25 1,885,242.50 3,769,157.80 497,357.10 1,178,574.70 289,396. 20 4,022,499.05 3,552,253. 29 558,212.45 280,437. 50 607,022.27 6,285,103.31 1,135,111.10 414,512. 95 3,089,524. 00 7,524,028.80 981,390.25 1,971,353.49 6,955,893.10 9,161,422.55 5,845,695. 05 4,974,999.00 2,447,649.28 1,302,018.85 3,453,034 1,344,676 547,050 2,992,490 4,784,388 806,150 699,967 52,080 194,565 839.176 1,114,847 660,000 129,075 776,455 364,765 150,970 2,548,224 1.575,200 '973,403 1,167,950 1,918,338 1,428,380 133,600 634,855 68,626 1,617,735 613,171 768,478 92,985 350,805 1,123,642 772,616 466,118 2,000,589 1,797,482 71,958 58,475 412,067 273,539 29,544 193,130 109,516 25,025 557,250.00 80,000.00 45,850. 00 918,540. 00 846,000.00 449,500.00 234,600. 00 27,500. 00 205,850.00 214,030. 00 88,375.00 58,650.00 18,750.00 50,500.00 92,500.00 17,500.00 379,670. 00 285,450. 00 121,900.00 195,364.00 71,510.00 248,600.00 14,250.00 46,600. 00 26,250.00 182,900.00 93,400.00 42,500.00 15,000.00 15,900.00 148,802.50 44,000. 00 34,780.00 98,000. 00 141,250.00 21,050.00 60,000. 00 261,750.00 628,700.00 62,500.00 75,000.00 48,450. 00 25,000.00 $23,290,017.97 3,690,319.34 2,497,522.87 27,746,085. 45 15,670,987.02 6,297,569.60 2,534,577. 73 142,878.13 2,207,776.37 2,656,182.39 1,519,895.49 951,616.10 269,742.26 1,326,062.97 901,665.93 291,142.79 6,313,295.72 5,264,220.99 1,819,910.00 3,276,913.26 3,394,816.20 4,610,147.99 543,184. 78 1,583,002.20 313,234.81 4,898,873.53 3,482,246.60 1,106,431.86 260,503.20 616,584. 97 7,280,991.92 1,568,262.32 765,283.66 3,964,936.69 5,448,846.99 755,652.27 758,647.04 3,436,896.87 5,261,670.51 1,178,696.27 2,624,509.43 1,669,994.39 706,971,51 49,103,865. 39 7,149,607.34 5,256,099.07 61,073,406.24 37,556,385.87 14,095,464.80 6,616,333.98 342; 410. 63 5,065,501.47 6,085,886.94 4,129,318.79 2,353,648.30 681,320.36 3,695,359.22 2,652,665.63 950,713.29 14,482,696.39 12,59(3,469. 22 4,922,654.50 8,745,894.51 7,269,906.70 10,056,285.79 1,188,391.88 3,443,031.90 697,507.01 10,722,007.58 7,741,070.89 2,475,622.31 648,925. 70 1,390,312.24 14,838,539. 73 3,519,989. 42 1,680,694.61 9,153,049.69 14,912,207.79 1,830,050.52 2,848,475. 53 11,066,606.97 15,325,332.06 7,116,435.32 7,567,638.43 4,275,609.67 2,059,015.36 26.04 23.96 26.07 27.07 25.62 27.01 31.19 27.33 27.40 27.53 33.00 29.99 29.66 34.18 34.98 31.44 27.75 25.55 26.18 32.40 26.49 26.55 19.64 26.79 26.60 26. 86 27.42 27.42 29.66 27.83 25.22 27.67 26.84 28.50 33.77 25.78 33.26 32.80 34.36 38.98 32.93 31.37 35.77 349,338,260.50 177,254,530.15 39,935,139 7,293,971.50 164,898,768.39 389,382,409.04 27.87 28.79 705,510,049. 70 512,315,327.25 123,588,565 11,751,513.50 4,599,795.14 2,554,539.88 2,250,414.51 17,167,156.50 3,468,669.31 8,302,103.68 1,978,303.71 1,053,834.09 770,483.36 6,003,354.77 1,054,108.09 3,617,164.13 38,342,679.02 14,477,248.15 423,171,765.10 29.70 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 3 I 4 i 4 4 4 4 4 4 164,898,768.39 812,554,174.14 281,154.75 246,950.00 225,975.00 995,725.00 207,175.00 616,167.15 Not exceeding 60 per cent. 2,591,184.23 1,384,553.93 1,214,663.71 9,702,858.90 1,962,146.21 4,611,561.92 5,293,235.69 3,068,367.02 2,550,541.07 19,434,608.67 3,812,518.30 10,233,194.20 17.26 j 4 18.02 4 17.00 4 16.98 5 16.46 5 18.49 5 5,875,101 2,573,146.90 21,466,968.90 44,392,464.95 17.37 442,593 383,029 339,419 2,732,670 589,089 1,388,301 202 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE or THE NATIONAL BANKS AT DATE MAY 14, 1908—Continued. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia $239,765,627.04 133,909,626.91 333,597,505.76 : 8,840,608.92 ! 27,074,182.76 j 1,186,021.30 22.25 25.47 21.47 22.96 18.59 42.74 | 744,373,572.69 166,663,229.64 22.39 57,170,105.12 33,254,745.02 19,477,571.00 11,983,760.56 27,527,896.17 18,696,111.69 23,386,162.77 9,952,278.54 12,416,333.18 75,901,588.65 11,885,795.59 30,681,271.72 41,659,428.92 12,150,302.82 7,467,994.52 3,629,999.73 2,006,189.20 6,356,893.07 4,674,766.08 6,902,009.31 2,820,707.10 3,212,637.51 25,489,473.36 3,498,692.77 7,649,426.39 10,638,503.86 21.25 22.46 18.64 16.74 23.09 25.00 29.51 28.34 25.87 33.58 29.44 24.93 25.54 373,993,048.93 96,497,595.72 25.80 151,858, 90,449,164.65 155,769,158.62 71,217,876.00 69,982,100.88 60,862,539.66 94,910,640.33 24, 157,919.90 Total, Eastern States $53,355,339.87 34,108,484.10 71,630,639.05 2,029,868.11 5,032,009.68 506,888.83 35,234,700.14 23.20 27,534. 725.47 30.44 42,480: 966.36 27.27 17,013! 174.98 23.89 16,403: 285.32 23.44 13,565: 553.70 22.29 24,565 818.29 25.88 7,766 568.07 32.15 Virginia West Virginia.. North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total, Southern States Ohio Indiana Illinois Michigan.. Wisconsin. Minnesota. Iowa Missouri... Total, Middle Western States. 719,208,293.93 Total, Pacific States Total, States, etc Total, United States 87,831,448.68 33.87 7,639,542.84 6,880,210.83 16,360,974.71 3,128,217.11 1,241,288.40 1,149,066.10 1,721,040.37 170,711.32 37.60 39.25 29.14 29.23 24.19 27.80 31.53 23.53 120,148,975.43 38,291,051.68 31.87 1,043,796.55 264,884.02 i 25.21 26.65 31.52 34.94 35.36 25.02 42.53 32.18 38.14 20,313,565.47 17,529,637.28 56,155,472.80 10,702,334.28 5,131,416.19 4,132,975.66 5,458,219.98 725,353.77 Hawaii a Porto Rico Total, island possessions. 25.66 5,409. 463.30 5,625:056.20 15,157: 844.55 17,691]087.66 9,277,894.94 2,413. 205.84 14,637: 963.98 3,106: 895.44 14,512: 036.77 259,290,492.14 Total, Western States Washington. Oregon California Idaho Utah Nevada Arizona Alaska « 184,564,792.33 21,454; 381.48 21,110,902.96 48,082, 474.50 50,635, 119.87 26,240, 436.81 9,645, 108.75 34,419,019.01 9,655,284.34 38,047, 764.42 North Dakota. South Dakota. Nebraska Kansas Montana Wyoming.. Colorado New Mexico... Oklahoma 266,115.20 64,726.48 25.49 24.44 1,3 0.57 330,841.68 ! 25.28 j 2,473,940,923.84 639,466,322.12 | 25.85 5,295,981,122.62 a Statement of February 14, 1908. 1,504,646,210.83 28.41 REPORT OF T H E C O M P T R O L L E R OF T H E C U R R E N C Y . OP E A C H R E P O R T D U R I N G Y E A R 203 E N D E D S E P T E M B E R 23, 1 9 0 8 — C o n t i n u e d . MAY 14, 1908—Continued. Reserve required , and the amount and per cent held. Held. Available with Required. Specie. Legal tenders. $35, 964, 844.06 20,086, 444. 04 50, 039, 025. 80 1, 326, 091.34 4, 081, 127.41 177, 903.19 $12, 981, 081.28 6, 378, 378. 40 19, 742, 032.51 485, 419.10 1, 385, 040.13 213, 633.00 $5,634, 192 3, 477, 144 7, 611, 986 222, 970 665, 005 111, 656, 035. 90 41, 185, 584.42 8, 575, 515.77 4, 988, 211. 75 2, 921, 035.05 1, 797, 564. 08 4, 129 184. 43 2, 804, 416.75 3, 507, 924. 41 1 492 841.78 1 862 449. 98 11 385 238. 30 1 782 809.34 4 602 190.76 6 248 914.34 58 098 957.34 22 13 23 10 10 9 14 3 778 834.08 567 374. 70 365 373.79 682 681.40 497 315.13 129 380. 95 236 598.05 623,687.99 107 881 244.09 3 3 7 7 3 1 5 1 5 218 166 212 595 936 446 162 448 707 157.22 635. 45 371.18 267.98 065.52 766.31 852. 85 292.65 164.66 38, 450 476, 131.50 647, 068.00 2, 399, 120.10 71, 722. 00 188, 515.20 12, 500.00 $20,693,227.53 11, 663,625.62 28, 584,299.86 752,621.60 2, 323,567.33 99,241.92 $40,784,632.31 22,166,210.02 58,337,444.47 1,532,732.70 4,502,187.66 303,824.92 17.01 16.55 17.49 17.34 16.85 30.67 17, 649, 807 4, 795, 062.80 64, 116,583.86 127,747,038.08 17.16 3 118 184. 46 2, 231 298.01 1, 181 810.36 688 697. 57 1 657 696. 83 1 171 322.40 2, 535 858. 73 668 989. 78 782 443. 90 7 012 424.49 998 733.75 2 029 038. 43 3 246,087.37 2 056 938 688 230 m?, 566 418 045 1 322 148 083 425 811 891 510 703 311 432 2 897 203 269 146 4, 884,550.48 2, 789,174.07 1, 640,148.37 1, 782 299 434, 598.30 339, 588.30 188, 055. 04 140, 237. 50 331, 955.90 153 702. 50 309 887. 40 122, 272. 00 124 625. 00 821, 197.73 88,687.50 433 806.90 372, 942.58 10,494,271.24 6,048,290. 38 3,572,579.77 2,000,189.20 5,590,137. 84 3,598,902. 45 5,570,459.34 2,124,300.65 2,201,195.89 17,009,309.56 2,373,076.35 5,629,724.67 8,920,912.00 18.36 18.19 18.34 10.74 20.31 19.25 23.85 21.35 18.21 22.49 19.90 18.35 21.43 27 322 586.08 12 979 911 3, 861 676.71 31, 107,181.55 75,271,355.34 20.13 12 7 13 834,048 1 163,817.91 719 871. 90 1 020 330. 40 373 162. 50 358 329.00 354 650. 00 651 000. 43 234 955. 00 909,009.70 708,501.08 407,020.04 6,185,711.34 6 083,391.68 5 204,838. 57 8 151,357.37 2 033,239. 79 27,623,505.81 17,600,951.85 28,353,041.28 12,984,498.83 12,070,839.29 10,521,874.55 10,331,328.51 4,729,301.37 18.19 19.53 18.20 18.23 17.20 17.29 17.21 19.58 192,505 4 876 117.14 61 803,076.17 130,281,941.49 18.11 422 569 635 144 231. 842 992 228 234 112 661.61 99 981.50 316 035.50 387 030. 75 111 310. 00 01 240.00 185 087. 50 70,624.50 372 074. 30 1 1 4 4 2 863,297.37 839,992.37 137,801.40 324,941.44 294,853.31 831,315.79 2 986,659.21 820,000.89 3 201,054.22 3,803,820. 38 3,805,550.23 8,325,793. 02 9,824,504.84 5,004,436.13 1,945,876.11 7,050,107.95 2,091,125.16 8,146,712.06 17.73 18.03 17.32 19.40 21.59 20.17 22.23 21.06 21.41 6 212 297 1 716 045.66 8 6 10 4 4 4 5 1 665,825 323.20 663.27 409. 84 002.99 866.61 052. 98 865.71 058.58 4 2 3 1 1 46 410 243.18 17 1 1 2 3 2 915 852 330 567 517 049 550 627 342 488 943 835 380 925 3 698 967 3 442 439. 40 007.36 321.72 448.65 041. 82 478.32 429.24 671.77 349.54 575 355 379 915 595 875 858,622 117 252 853 333 1 978 105 485 377 928 1 277 878 127 779 226 1 131 759,209.13 2, 278,337.11 1, 590,392. 55 1, 918,822.21 822,341.87 1, 042,094.99 6, 338,424.34 1, 010,509.10 2, 500,994.28 3 525,583.05 22 308,516. 00 51,258,040.48 1 1 4 778,500.99 530,769.88 815,207. 55 929,874. 09 438,877.40 328,328. 31 473,809.80 34,348.47 4,553,174.78 4,305,022.07 11,073,984.02 2,070,550.73 1,013,919.17 930,348.99 1,191,089.78 170,711.32 22.41 24.56 20.79 19.35 19.76 22.66 21.82 23.53 665 819 757 621.50 10 329,770.53 25,915,407.40 150 20 000 14 287. 50 5 000. 00 245 ,928.45 20 150 19 287. 50 21 023 187.82 3 047 034. 82 2,629 ,445. 59 8,423 ,320.92 1 605 350.14 769,712.43 619 946. 35 818,733.00 108 803.07 2 557 271.29 2 599 711.31 6 263 ,308. 47 969 ,133.64 529 211. 71 497 ,608.18 636 052. 98 109 ,892. 85 022 346.32 14,162,190.43 156 , 569. 48 39,732.60 134 90 197 115 7 37 52 23 536 979 493 989 580 680 217 345 82 78 397 55 38 72 28 3 23,720.50 20,839.50 200,115.20 25.49 03,810. 81 24.09 44,566.08 329,932.01 25.21 371 ,091 ,138.57 164,826 , 968.53 60 595 590 18 598 958. 21 211 174,669.07 455,190,185.81 18.40 1,076,601,188.27 677,142 ,295.78 184 184 155 30 350 471.71 376 073.437,46 1,267,750,359. 95 23.94 196 ,302.08 59 60 61 62 6c 6Z 05 66 07 08 69 7(1 71 72 73 7' 7.1 76 77 7S 79 8f 81 82 85 84 8f 8C 87 85 21.57 227 ,951.20 17 ,977.25 53 54 55 .56 57 58 19.77 866. 50 162. 50 975.00 560.00 250.00 732. 50 950. 00 125. 00 '38 893 573. 82 18 reserve agents, not exceeding Redemption 50 per cent of re- Total amount. Per serve required fund. cent. after deducting redemption fund. 8? 9C 91 92 93 9' 9f 96 97 9S 204 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE JULY 15, 1908. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. $1,121,491,854.83 279,370,297.00 100,700,520.31 $318,143,334.21 74,288,059.76 25,700,604.83 28.37 26.59 25.52 1,501,562,672.20 418,131,998.80 27.85 CENTRAL RESERVE CITIES. New York. Chicago St. Louis.. Total, central reserve cities OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Galveston Houston San Antonio Waco Cincinnati Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans. Topeka Wichita Kansas City, M o . . . St. Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland, Oreg Seattle Spokane Tacoma 206,647,549.46 29,014,364.19 22,429,062.76 240,409,873.91 148,497,996.34 54,680,024. 55 19,793,121. 99 1,192, 532.42 19,138,438. 98 22,617,365.19 11,439,618.17 7,200,983.97 1,960,715.00 10,345,230.12 7,713,172.46 2,892,638. 51 58,180,368.39 53, 796, 424. 49 19,228,848. 35 27,776,096.53 26,426,651. 81 38,751,450.86 5,583,026. 81 12,615,495. 31 2,478, 461.38 42,083,244.06 29,231,646.30 8,908,340.16 2,173,131.71 4,854,640. 68 57,983,340. 87 13,288,967.24 6,402,737.30 32,131,587.79 44,351,052.03 7,028,748.72 8,539,277.09 32,982,300.08 54,856,992.43 18,367,901.12 24,038,657.49 13,865,604. 85 5,906,294.32 75,356,207.72 9,299,791.36 8,417,086.08 75,012,874.83 38,017,885.41 15,997,992.19 6,372, 439.13 272,835.93 5,348,632. 47 6,846,726.03 3,600,861.21 2,382,502.01 668,092. 96 4,108,076.17 3,315,545. 42 895,084.86 17,611,707.01 17,086,859.62 5,565,591. 80 10,088,797. 47 8,613,114.38 10,944,831.82 1,218,081.74 2,959,537.02 822,084.60 12,581,748.98 8,932,607.98 2,195,855. 47 657,911.42 1,666,225.47 20,382,199.07 3,933,395.93 1,517,525.33 9,349,656.70 16,419,221.26 1,740,586.18 2,887,017.18 9,717,173.86 19,403,017.11 6,931,354.17 8,386,060.79 4,259,622.86 1,910,180.83 36.47 32.05 37.53 31.20 25.60 29.26 32.20 22.87 27.95 30.27 31.48 33.09 34.07 39.71 42.99 30.94 30.27 33.62 28.94 36.32 32.59 28.24 21.82 23.46 33.17 29.90 30.56 24.65 30.27 34.32 35.15 29.60 23.70 29.10 37.02 24.76 33.81 29. 46. 35.37 37.74 34.89 30.72 32.34 Total, other reserve cities. 1,457,803,976.19 463,694,599.88 31.81 Total, all reserve cities 2,959,366,648.39 881,826,598.63 29.80 31,823,968.37 17,301,098.15 15,448,996.83 116,357,104. 61 23,022,892.05 59,304,155.18 7,392,330.26 4,997,492.38 4,041,896.46 28,998,119.16 5,124,200.13 17,857,228.86 23.23 28.89 26,16 24.92 22.26 30.11 263,258,215.19 68,411,267.25 25.99 STATES, ETC. Maine New Hampshire. Vermont Massachusetts... Rhode Island Connecticut Total, New England States. BEPOET OF THE COMPTROLLER OF THE CURRENCY. 205 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. JULY 15, 1908. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, not exceeding Redemption 50 per cent of re- Total amount. Per fund. serve required cent. after deducting redemption fund. $280,372,963.71 $255,639,185.21 $59,593. 044 $2,911,105. 00 69,842,574.26 45,589,381.76 28,108,878 589,800. 00 19,282,784.83 25,175,130.08 851,087.00 5,566,733 375,390,668.05 320,511,351.80 $318,143,334.21 28.37 74,288,059. 76 26.59 25,700,604.83 25.52 93,268 655 4,351,992.00 25,090,279.57 2,039,206.40 2,629,475. 45 27,946,654.81 15,948,441. 05 5,777,853.40 1,585,189.70 86,749. 00 2,279,526.85 2,328,640.75 870,237.69 615,048.50 345,178. 75 1,594,876.20 1,406,950.20 428,889.10 5,062,395. 71 5,937,124. 00 1, 996,037. 90 3,976,051.30 2,248,411.85 3,606,618.30 476,976. 00 981,217.10 254,052 92 3,850,953. 00 3, 700, 661. 64 500,788. 90 223,490.95 558,162. 35 6,104,850. 75 1,215,078. 60 479, 005.30 3,081,132. 20 7,368,905. 60 994, 667. 00 1,959,548.10 5,849,213.95 11,195, 705. 90 5,702,569. 80 5,109,027.95 2,282,403.30 1,290,021.50 4,429,440 1,250,866 1,055,950 4,347,852 4,993,121 667, 794 823,944 24,000 185,690 644,900 813,198 426,600 67,850 469,805 360,320 153,175 3,618,879 2,370,776 845,318 1,204,235 2,151, 741 1,306,360 72,300 341,817 73,273 1,455,248 672,129 519,122 42,040 122,000 1,122,310 604,515 438,551 2,000,428 1,312,922 72,968 79,328 729,491 102,998 18,648 162, 705 121,000 19,030 557,250.00 80,000.00 45,850.00 880, 490. 00 783,800.00 440, 750. 00 229,100. 00 27,500. 00 205,850.00 209,280.00 88,375. 00 70,050. 00 18, 750. 00 50,500.00 97,500.00 17,500. 00 374,005. 00 288,853. 40 127, 000. 00 214,954. 00 62,500. 00 248,600. 00 14,250. 00 46,600. 00 26,250. 00 143,650.00 115,535. 00 42,500. 00 15,000. 00 17,500. 00 145,750. 00 44,000. 00 29,780. 00 98,000.00 141,250.00 22,700. 00 60,000. 00 261,750. 00 634,950.00 62,500.00 75,000.00 50,950.00 25,000.00 364,450,994.05 176,978,269.29 42,294,637 7,191,372.40 173,594,271. 46 400,058,550.15 27.44 739,841,662.10 497,489,621.09 135,563,292 11,543,364.40 173,594,271. 46 818,190,548.95 27.65 51,661,887.36 7,253,591.05 5,607,265.69 60,102,468.48 37,124,499.08 13,670,006.14 4,948,280.50 298,133.10 4,784,609.75 5,654,341.30 2,859,904.54 1,800,245. 99 490,178.75 2,586,307.53 1,928,293.11 723,159.63 14,545,092.10 13,449,106.12 4,807,212.09 6,944,024.13 6, 606,662. 95 9,687,862. 71 1,395,756.70 3,153,873.83 619,615.34 10,520,811.02 7,307,911.58 2,227,085.04 543,282.93 1,213,660.17 14,495,835.22 3,322,241. 81 1,600,684. 33 8,032, 896. 95 11,087,763. 01 1,757,187.18 2,134,819.27 8*245,575.02 13,714,248.11 4,591,975.28 6,009,664.37 3,466,401.21 1,476,573.58 418,131,998.80 $25,552,318.68 'S, 586,795. 52 2,780,707. 84 29,610,989.24 16,292,523.36 6,614,628.07 2,359,590.25 134,586. 93 2,289,379.87 2,722,530. 65 1,385,764.77 865,098.00 235, 714. 37 1,267,903.76 915,396.56 295,520. 76 7,085,543.17 6,580,126.36 2,340,106.04 3,364,535.06 3,272,081. 47 4,719,631.35 654,555. 74 1,553,036.91 296,682. 67 5,188,580.50 3,596,188. 29 1,092,292.52 264,141. 46 598,080. 08 7,175,042. 61 1,639,120.90 570,189. 03 3,967,448.47 5,473,256.50 650,251.18 788,141. 08 2,876,718. 91 6,539, 649. 05 1,147,636.37 2,967,332.18 1,707,725. 60 576,129.33 4,773,595.26 2,595,164.72 2,317,349.52 17,453,565.69 3,453,433.81 8,895,623.28 2,004,329.20 1,038,521.64 807,999.16 6,105,903.99 991,807.23 3,687,913.73 431,698 365, 935 353,988 2,954,638 572,146 1,350,593 287,954.75 248,450.00 212,875.00 1,003,150.00 205,625.00 635,617.50 Not exceeding 60 per cent. 2,691,384.30 1,408,028.83 1,262,684.71 9,870,249.41 1,948,685.28 4,956,003.46 39,488,732.28 14,636,474.95 6,028,998 2,593,672.25 22,137,035.99 55,629,288.25 6,956, 867.92 6,511,983.29 62,785,986.05 38,017, 885. 41 13,501,025.47 4,997,823.95 272,835.93 4,960,446. 72 5,905,351. 40 3,157,575. 46 1,976,796.50 667,493.12 3,383,084.96 2,780,166. 76 895,084. 86 16,140,822.88 15,176,879. 76 5,308,461.94 8,759,775.36 7,734, 734.32 9,881,209.65 1,218,081.74 2,923,271.01 650,258. 59 10,638,431.50 8,084,513.93 2,154, 703. 42 544,672. 41 1,295,742.43 14,547,953.36 3,502,714.50 1,517,525.33 9,147,008. 67 14,296,334.10 1,740,586.18 2,887,017.18 9,717,173. 86 18, 473,302. 95 6,931,354.17 8,314,065.13 4,162,078. 90 1,910,180.83 27.85 26.92 23.98 29.03 26.12 25.60 24.69 25.25 22.87 25.92 26.11 27.60 27.45 34.04 32.70 36.05 30.94 27.74 28.21 27.61 31.54 29.27 25.50 21.82 23.17 26.24 25.28 27. C6 24.19 25.06 26.69 25.09 26.36 23.70 28.47 32.23 24.76 33.81 29.46 33.68 37.74 34.58 30.02 32.34 5,415,366.25 3,060,935.47 2,637,546.87 19,933,941.40 3,718,263.51 10,630,127.69 17.02 17.69 17.07 17.13 16.15 17.92 45,396,181.19 17.24 1 1 1 1 1 1 1 1 1 1 2 2 2 2 2 2 2 2 2 2 3 3 3 3 3 3 3 3 3 3 4 4 4 4 4 4 4 4 4 4 5 5 5 206 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE JULY 15, 1908—Continued. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. STATES, ETC.—continued. New York New Jersey Pennsylvania Delaware Maryland District of Columbia. $244,547,369.91 137,965,441. 51 334,252,475.32 9,265,014.27 27,866,650.72 1,067,123.90 22.34 26.38 20.87 24.46 20.17 35.91 754,964,075.63 169,069,253.41 22.39 12,701, 478.31 7, 499, 900.84 3,636, 721.09 2,189, 094.99 6,097, 270.06 4,060, 338.47 6,019, 469.07 2,560, 871. 78 3,250, 269. 56 22,417, 745.18 3,194, 274. 93 8,008, 768.70 10,642, 295.80 21.29 22.58 18.69 18.05 22.41 22.32 26.58 27.09 27.26 30.85 28,35 25.38 24.73 372,500,136.35 92,278,498.78 24.77 161,391, 037. 61 91,060, 740.08 158,687, 934.91 71,031, 850.78 69,638, 970.98 61,869, 620.37 94,215, 954. 96 24,427. 592.04 , 39,939,932. 70 27,274,977.95 43,602,177.26 16,118,180.62 16,897,146.12 13,505,984. 73 24,195,435. 46 8,007,320.22 24775 732,323,701.73 Total, Eastern States. $54,642,131.39 36,394,097.32 69,763,404. 41 2,266,069.93 5,620,405. 74 383,144. 62 189,541,155.06 Virginia West Virginia.. North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee 59,649,950.12 33,222, 429. 90 19,457,917.63 12,127,459.42 27,206,390.23 18,189,984.73 22,645,141.11 9,451,198.09 11,926,623.04 72,676,156. 33 11,266,184.57 31,644,990.04 43,035,711.14 Total, Southern States. Ohio Indiana... Illinois Michigan.. Wisconsin. Minnesota. Iowa Missouri... Total, Middle Western States. North Dakota. South Dakota. Nebraska Kansas Montana Wyoming Colorado New Mexico... Oklahoma 21,317,169.17 21,115,074.79 47,777,130. 89 50,968,292. 56 27,252,470.48 9,906,083.44 33,325,544. 59 9,977,188.67 36,891,396.74 Total, Western States j 258,530,351.33 Washington. Oregon California. . Idaho Utah Nevada Arizona Alaska a 20,374,576. 57 17,769,496.34 57,235,082.15 11,126,403.21 5,263,416.96 4,415,564.32 5,318, 466. 71 693,065. 41 Total, Pacific States. 122,196,071.67 1,219,247.32 255,611.61 Hawaii a Porto Rico. Total, island possessions. 29.95 27.48 22.69 24.26 21.83 25.68 32.78 25.88 4,805, 692. 52 22.54 5,040, 938.90 23.87 13,446. i. 35 28.15 17,039: 932. 48 33.43 9,292! 402.04 34.10 2,712! 722.91 27.38 13,183! 590. 66 39.56 3,018! 075. 67 30.25 12,344. 949.25 33.46 80,885,303.78 31.29 6,892,317. 85 6,466,267. 54 16,592,563. 69 3,245,611.71 1,253,350.98 1,210,445.39 1,648,081.14 129,009.27 33 83 36.39 28.99 29.17 23.81 27.41 30.99 18.61 37,437,647. 57 30.64 399,298.82 69,461.48 32.75 27.17 1,474,858.93 468,760.30 31.78 Total, States, etc 2,505,247,410.83 638,091,886.15 25. 47 Total, United States 5,464,614,059.22 1,519,918,484.78 27.81 a Statement of May 14, 1908. REPORT OF THE COMPTROLLER OF THE CURRENCY. 207 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. JULY 15, 1908—Continued. Reserve required, ancI the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, not exceeding Redemption 60 per cent of re- Total amount. Per serve required cent. fund. after deducting redemption fund. $36,682,105.49 $12,977,640.27 20,694,816. 22 6,632,395.94 50,137,871.30 19,190,865.59 1,389,752.14 482,719.85 1,352,625.53 4,179, 997. 61 160,068. 58 136,811.50 $5,504,653 $1,441,405.34 3,465,353 670,068.00 7,273,166 2,393,292.30 217,082 70,249. 00 623,924 187,015.80 24,560 12,500.00 113,244,611.34 $21,144,420.09 12,014,848. 93 28,646,747. 40 791,701.88 2,395,789. 08 88,541.15 $41,068,118.70 22,782,665.87 57,504,071. 29 1,561,752.73 4,559,354.41 262,412. 65 65,082,048.53 127,738,375.65 40, 773,058. 68 17,108, 738 8,947,492.52 4,983,364.49 2,918,687. 64 1,819,118. 91 4,080, 958. 53 2,728,497.71 3,396, 771.17 1,417,679.71 1,788,993. 46 10,901,423. 45 1,689,927.69 4,746,748. 50 6,455,356. 67 2,896,009.61 2,144,296.53 1,091,667.62 682,047.23 1,586,760. 71 1,081,561.48 2,234,693.78 579,342.13 694,682. 69 6,257,978.90 872,170.15 1,935,943.71 3,064,523.99 1,956,105 640,796 542,923 349,353 1,022,915 578,574 694,641 416,125 260,640 2,260,394 265,408 623,158 1,478,938 484,954. 75 349,300.90 241,356.96 142,912.50 340,903. 75 154,424. 00 280,980. 80 127,073. 80 124,625. 00 835,032.57 94,187.50 469,952. 00 396,644.00 5,077,522.66 2,780,438.15 1,606,398. 41 1,005,723.85 2,244,032.87 1,544,444. 22 1,869,474.22 774,363.55 998,621. 07 6,039,834.52 957,444.11 2,566,077.90 3,635,227.60 55,875,020. 45 25,121,678.53 11,089,970 4,042,348.53 31,099,603.13 71,353,600.19 24,208,655. 64 13,659,111.01 23,803,190. 24 10,654,777.62 10,445,845.65 9,280,443. 05 14,132,393. 24 3,664,138.81 8,901,922. 01 6,490,773.62 9,882,822.97 4,384,690.88 4,425,000.84 3,876,677.87 5,384,364.03 1,587,045.32 4,538,403 2,357,676 3,289,446 1,865,427 1,039,831 795,419 1,963,338 781,953 1,226,212.96 741,424. 00 1,046,755.90 380,090.00 368,766.50 360,887. 00 644,402. 93 238,167.25 13,789,465.61 7,750,612. 21 13,653,860.60 6,164,812. 57 6,046,247. 49 5,351,733.63 8,092,794.19 2,056, 082. 93 28,456,003.58 17,340,485. 83 27,872,885.47 12,795,020.45 11,879,845.83 10,384,717.50 16,084,899.15 4,663,248.50 109,848,555.26 44,933,297.54 4,774,530.44 10,414,592.02 5, 914,831.58 3,482,345.99 2,180,036.58 5,194,612. 33 3,359,003. 70 5,079,789.80 1,896,904.48 2,078,568.76 15,393,239.99 2,189, 209. 76 5,595,131.61 8,575,333.59 16,631,493 5,006,706.54 62,905,609.23 129,477,106. 31 3,197,575.38 3,167,261. 22 7,166,569.63 7,645,243.88 4,087,870.57 1,485,912.52 4,998,831.69 1,496,578.30 5,533,709.51 1,275,581.40 1,413,534,51 2,786,249.10 3,726,335.45 2,459,019. 69 766,127. 02 3,293,541.85 810,901.65 3,025,270.05 367,135 392, 029 945,025 1,135,452 785,456 90,275 678,849 185,894 959,506 117,174.11 100,952.00 320,263. 00 396,218.50 114,810.00 61,240. 00 188,107.50 77,399.50 376,080.80 1,848,240.76 1,895,763.83 4,107,783. 98 4,349,415.23 2,383,836.34 854,803.51 2,886,434. 51 851,507.28 3,094,577.23 3,608,131.27 3,802,279.34 8,159,321.08 9,607,421.18 5,743,122. 03 1,772,445. 53 7, 046, 932. 86 1,925,702.43 7,455,434.08 38,779,552.70 16.79 16.51 17.20 16.86 16.36 24.59 16.92 53 54 55 56 57 58 17.46 17.80 17.89 17.98 19.09 18.47 22.43 20.07 17.43 21.18 19.43 17.68 19.93 19.16 59 60 61 62 63 64 65 66 67 68 69 70 71 17.63 72 19.04 73 17.56 74 18.01 75 17.06 76 16.78 77 17.07 78 19.09 79 17.68 19,556,560.72 5,539,621 1,752,245.41 22,272,362. 67 49,120,789.80 16.93 18.01 17.08 18.85 21.07 17.90 21.15 19.40 20.21 19.00 3,056,186.49 2,665,424.45 8,585,262.32 1,668,960.48 789,512.54 662,334. 65 797,770. 01 103,959.81 2,441,645.30 2,424,067.75 6,261,047.93 970,755.33 485,326.30 465,593.15 506,424.05 105,507.75 118,390 82,634 170,241 102,489 10,526 9,201 85,649 615 88,141.50 80,680. 00 407,355.00 55,660.00 38,912.50 74,337.50 31,450. 00 3,125. 00 1,780,826. 99 1,550,846. 67 4,906,744.39 967,980.29 450,360.03 352,798.29 459,792. 00 19,761.52 4,429,003.79 4,138,228. 42 11,745,388.32 2,096,884. 62 985,124. 83 901,929.94 1,083,315. 05 129,009.27 21.74 23.29 20.52 18.85 18.72 20.42 20.37 18.61 18,329,410.75 13,660,367.56 579,745 779,661.50 10,489,110.18 25,508,884.24 20.88 182, 887.10 38,341.74 272,761.30 14,052. 20 20 19,000 14,287.50 5,000.00 101,159.76 20,005.04 388,228. 56 58,057. 24 31.84 97 22.71 98 19, 020 19,287.50 121,164. 80 446,285.80 30.26 56,997,585 18,968,452.17 214,106,934.53 449,041,223.18 17.92 387,701,205.99 1,267,231,772.13 23.19 221,228. 84 286,813.50 375,787,111.62 158,968,251.48 1,115,628,773.72 656,457,872.57 192,560,877 30,511,816.57 80 81 82 83 84 85 8fi 87 88 89 9(1 91 92 93 94 95 96 208 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE SEPTEMBER 23, 1908. Cash on hand, due from reserve agents, and in the redemption fund. City, State, and Territory. Deposits. Amount. Per cent. CENTRAL RESERVE CITIES. New York Chicago St. Louis $1,187,144,746.46 280,088,831.71 104,755,910.21 28.65 25.12 25.41 1,571,989,488.38 Total, central reserve cities $340,168,265.52 70,365,850.85 26,619,455.24 437,153,571.61 27.81 OTHER RESERVE CITIES. Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington Savannah New Orleans Louisville Dallas Fort Worth Gal veston Houston San Antonio Waco Cincinnati.., Cleveland Columbus Indianapolis Detroit Milwaukee Cedar Rapids Des Moines Dubuque Minneapolis St. Paul Kansas City, Kans Topeka Wichi ta Kansas City, Mo St. Joseph Lincoln Omaha Denver Pueblo Salt Lake City Los Angeles San Francisco Portland, Oreg Seattle Spokane Tacoma ... 222,616,433.59 32.614,149.35 20; 582,721. 48 259,890, .41 155,508, 594.63 55,839. 382.18 19,718',256. 78 1,240,050.25 18,115,600.42 21,692,850. 67 11,319,559. 78 7,241,753. 56 2,376, 493. 81 12,722,577. 04 8,140,732.13 2,627,331. 26 61,218, 264. 97 57,286,918.57 19,570, 384.69 28,139, 412. 55 29,404, 899. 44 41,084, 467. 78 5,914,335. 92 13,649, 897. 88 2,414,591.91 50,997, 566.17 33,070. 710. 89 9,040; 253. 79 2,359. 112. 66 5,441. 828. 09 66,298. 453. 75 14,934^ 030. 87 6,174. 184.07 34,174! 355. 95 44,116^ 600. 47 7,372, 147. 58 8,944, 632. 48 34,745. 964.82 56,048; 289. 30 19,191. 471.25 25,274; 960.02 14,380. 098.11 6,317! 154. 58 70,349,153.17 11,815,021.33 7,875,261.81 85,418,953. 30 45,036,734.38 15,799,372.09 6,835,927.99 388,278.04 5,041,889.13 5) 779,334.21 3,691,283.12 1,857,325. 95 923,693. 28 4.645,934.52 3,291,222.14 824,155. 58 16,513,624.47 18,707,257. 48 5,681,738.96 9,556,263. 63 9,234,118.71 12,685,082.29 1, 429,188. 82 3,930,875.20 816,755. 57 17,351,194.14 10,772,528.64 3,147,520.63 815, 750. 43 2,145,882.75 23,932,066.15 4.698,612.53 1,625,774.04 10,136,530.71 16,733,981.79 2,190,057.29 2,805,838.76 11,134,162.70 20,170, 472.35 6,926,802.44 9,033,958.04 4,648,781.19 2,213,980.19 31.60 36.23 38.26 32.87 28.96 28.29 34.67 31.31 27.83 26.64 32.61 25.65 38.87 36.52 40.43 31.37 26.97 32. 66 29.03 33.96 31.40 30.88 24.16 28.80 33.83 34.02 32.57 34.82 34.58 39.43 36.09 31.46 26.33 29.66 37.93 29.71 31.37 32.04 35.99 36.09 35.74 32.33 35.05 Total, other reserve cities 1,549,812,162.90 498,612,339. 94 32.17 Total, all reserve cities 3,121,801,651.28 935,765,911.55 29.98 33,354,082.44 17,705,572.17 15,617,879.02 118,812,625.01 23,390,181.32 57,817,430.36 7,781,173.22 5,108,753.82 3,879,568.25 28,506,459.39 5,132,236.59 16,423,785. 89 23.33 28.85 24.84 23.99 2L94 28.41 266,697,770.32 66,831,977.16 25.06 STATES, ETC. Maine New Hampshire V ermont.., Massachusetts Rhode Island Connecticut. Total, New England States EEPOBT OP THE COMPTBOLLEB OF THE CTJBBENCY. 209 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. SEPTEMBER 23, 1908. Reserve required, and the amount and per cent held. Held. Required. Specie. Legal tenders. Available with reserve agents, not exceeding Redemption 50 per cent of re- Total amount. Per fund. serve required cent. after deducting redemption fund. $296,786,186.62 $277,999,243.02 $59,307,760 $2,861,262.50 609,500.00 70,022,207.93 43,686,228.85 26,070,122 5,249,979 20,517,661.74 26,188,977.55 851,814.50 $340,168,265. 52 70,365,850! 85 26,619,455.24 28.65 25! 12 25.41 437,153,571.61 27.81 342,203,133.61 90,627,861 4,322,577.00 26,189,706.30 2,151,285.54 2,158,059. 61 30,011,276.49 15,676,604. 70 6,036,235.40 2,135,349. 75 137,128.50 2,227,874.35 1,993,835.57 1,073.090.30 502,551.70 471,029.65 1,720,480.00 1,231,436.60 422, 724.85 5,299,274. 00 6,275,042.95 1,944,029.45 3,983,885.68 2,557,881.50 3,803,019. 60 361,764.00 753,727. 60 214,995.20 4,333,843. 00 3,304,068.67 806,966.15 261,295.75 548,430. 59 6,297,782.35 1,187,597.10 526,938.15 2,530,992. 00 6,973,798.75 1,060,048.74 1,504,595.35 6,415,945. 70 12.387,745.95 5^004,838.20 4,067,776. 40 2,003,911.85 1,029,753.00 3,408,107 1,600,017 822,305 3,740,405 5,070,153 839,909 713,236 18,062 259,035 567,178 831,900 466,135 91,065 659,637 425,181 158,570 2,848,537 1,855,763 893,556 988,830 1,902,748 1,440,804 44,500 611,230 88,086 2,101,033 639,175 438,277 103,350 97,000 1,164,610 665,535 320,495 1,834,101 1,217,180 63,858 97,105 720,468 111,626 14,954 121,095 144,268 8,745 554,750.00 95,000.00 46,850.00 872,935.00 793,100.00 426,000.00 234,600. 00 30,000. 00 205,850. 00 209,826. 00 88,375.00 69,100.00 18,750. 00 50,500.00 97,500.00 17,500.00 369,145.00 289,550.00 125,000.00 245,334. C O 65,485.00 250,250. 00 8,250.00 48,100. 00 26,250.00 171,150.00 122,500.00 42,500. 00 15,000. 00 17,500.00 144,750.00 44,000.00 29,780. 00 87,500. 00 141,250. 00 24,000. 00 60,000. 00 206,850. 00 666,200.00 67,500.00 75,000. 00 50,950. 00 25,000. 00 $27,549,679.20 4,029,268.67 2,549,415.19 32,049,868.43 19,042,024.33 6,766,922. 77 2,347,482.10 140,006.28 2,161,525.05 2,606,693.33 1,370,757.47 819,539.25 287,686. 73 1,565,072.13 968,841.52 225,360.73 7,467,710.62 7,016,089. 82 2,383,798.09 3,394,759.57 3,642,869.93 5,010,433.47 735,166.99 1,682,187.24 288,698. 99 6,289,120.77 4,072,588.86 1,108,781.72 287,389.08 1.71,478. 51 8,214,931.72 1,844,753.86 748,560.89 4,228,044.49 5,443,950. 06 909,518. 45 1,088,079. 06 3,790,899.00 6,672,936.16 1,779,510.24 3,121,870.00 1,772,037.26 777,144. 32 387,453,040. 72 179,638,616.99 40,207,824 7,229,430.00 188,923, 452. 35 415,999,323. 34 26.84 780,450,412. 82 521,841,750.60 130,835,685 11,552,007. 00 188,923,452.35 853,152,894.95 27.33 489,099 414,674 341,129 2,956,165 572,334 1,365,654 287,379.75 247,099.50 229,125.00 1,019,305.00 204, 425.00 625,267.50 Not exceeding 60 per cent. 2,829,439.57 1,445,241.80 1,268,134.11 10,081,553.25 1,982,461.32 4,828,408.23 5,563,491.99 3,215,163.34 2,638,733.67 20,166,477.69 3,811,340.07 10,331,579.84 16.68 18.16 16.90 16.97 16.29 17.87 6,139,055 2,612,601. 75 22,435,238.28 45,726,786. 60 17.15 1 r 3 392,997,372.10 55,654,108. 40 8,153,537.34 5,145,680.37 64,972,671.85 38,877,148.66 13,959,845.55 4,929,564.19 310,012.56 4,528,900.10 5,423,212. 67 2,829,889.95 1,810,438.39 594,123. 45 3,180,644.26 2,035,183.03 656,832.81 15,304,566.24 14,321,729.64 4,892,596.17 7,034,853.14 7,351,224.86 10,271,116.94 1,478,583.98 3,412, 474. 47 603,647.98 12,749,391. 54 8,267,677.72 2,260,063. 45 589,778.17 1,360,457.02 16,574,613. 44 3,733,507. 72 1,543,546.02 8,543,588.99 11,029,150.12 1,843,036.90 2,236,158.12 8,686, 491. 20 14,012,072.33 4,797,867.80 6,318,740.00 3,595,024.53 1,579,288.65 5,003,112.37 2,655,835.83 2,342,681.85 17,821,893.75 3,508,527.20 8,672,614. 55 40,004,665.55 1,957,573.67 1,108,148.04 800,345.56 6,109,454. 44 1,052,119. 75 3,512,250.11 14,539,891.57 62280—CUR 1908 57,702,242.50 7,875,571.21 5,576,629.80 66,674,484.92 . 40,581,882.03 14,069,067.17 5,430,667. 85 325,196.78 4,854,284.40 5,377,532.90 3,364,122.77 1,857,325.95 868,531.38 3,995,689.13 2,722,959.12 824,155.58 15,984,666.62 15,436,445. 77 5,346,383.54 8,612,809.25 8,168,984.43 10,504,507.07 1,149,680.99 3,095,244. 84 618,030.19 12,895,146.77 8,138,332. 53 2,396,524. 87 667,034.83 1,334,409.10 15,822,074.07 3,741,885.06 1,625,774.04 8,680,637. 49 13,776,178.81 2,057,425.19 2.749,779. 41 11i134,162.70 19,838,508.11 6,926,802.44 7,385,741. 40 3,971,167.11 1,840,642.32 25.92 24.15 27.09 25.65 26.10 25.20 27.54 26.22 26.80 24.79 29,72 25.65 36.55 31.41 33.45 31.37 26.12 26-95 27.32 30.61 27.78 25.57 19.44 22.68 25. 60 25.29 24. 61 26. 51 28.28 24.52 23.86 25.06 26.33 25.40 31.23 27.91 30.74 32.04 35.40 36.09 29.22 27. C2 29.14 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 210 KEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 54,—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AT DATE SEPTEMBER 23, 1908.—Continued. Cash on hand, due from reserve agents, and in the redemption fund. Deposits. City, State, and Territory. Amount. Per cent. i STATES, ETC.—continued. 3 4 7 8 q 0 1 o 4 ft 7 >8 0 r O 1 New York New Jersey Pennsylvania Delaware Maryland District of Columbia Total, Eastern States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama . Mississippi Louisiana Texas . Arkansas Kentucky Tennessee - $254,560,727.69 143,458,721.96 341,224,368.13 9,338,046.35 28,760,810. 63 1,052,628.98 Indiana Illinois Michigan Wisconsin n Minnesota rs Iowa r9 Missouri Total, Middle Western States 30 R4 ^ S6 t?7 88 North Dakota South Dakota Nebraska Kansas Montana . . . Wyoming Colorado New Mexico Oklahoma , Total, Wrestern States Washington Oregon n California Idaho . Utah 94 Nevada 95 Ari zona . 96 Alaska o Total, Pacific States 89 97 98 19. 59 24.69 18. 56 18.34 23. 80 20.14 28.22 23.12 24.18 32.29 23. 88 25. 71 23. 60 92,976,017.21 24.73 161,023,413.34 94,165,009.15 162,620, 471. 54 72,246,302.63 70,070,442.26 63,579,211.57 97,029,168.81 25,412,881.88 40,166,503. 70 28,590, 478. 63 44, 440,850.31 16,951,366.57 17,375,249.12 14,809, 448 51 25,268,680. 44 8,887,579. 47 24.94 30.36 27.33 23. 46 24.80 23.29 26.04 34.97 196,490,156. 75 26.33 9,601,126.62 7,401,682.86 14,858,360.13 21,286,614.52 11,152,473.74 2,879,138.38 13,810,936. 36 2,933,231.23 11,991,206.62 35.95 30.99 29.78 38.30 38.84 27.86 40.25 28.88 32.70 95,914,770. 46 34.72 22,240,401. 69 19,577,074.85 59, 490, 485. 67 11,843,286. 35 5,760,237. 39 4, 402,950. 74 4,954,005. 83 654,222. 85 7,868,285.56 7,017,126.36 17,418,809.76 3,745,371.74 1,713,653.71 1,277,750.64 1,487,218.94 178,573.74 35.38 35.84 29.28 31.62 29.75 29.02 30.02 27.30 128,922,665.37 40,706,790. 45 31. 57 1,140,761.49 254,897. 54 .... 11,710,197.36 8,502,928.27 3,682,017. 50 2,158. 464.25 6,778,126.14 3,469,994. 85 6,488,094.33 2,067,023.87 2,702,891.96 24,773,295.02 2,568,400.09 8,106,027.29 9,968,556.28 276,253,674.90 - 59,763,338. 39 34,436,179.52 19,842,550.85 11,772,099.18 28,481,889.34 17 232,267,29 22,992,777.70 8,941,123.62 11,180,195.48 76,727,583.36 10 756 352. 33 31,528,784.00 42,240,264.18 26,707,504.68 23,886,668. 78 49,888,023.22 55 587,248.71 28,710,518. 40 10,333,843. 86 34,316,209. 79 10,155,741.01 36,667,916.45 14 15 23.38 746,146,901.18 Total, Southern States r> Ohio * 182,004,403.52 375; 895, 405.24 - 23.69 26.06 22.22 25.83 19.75 40.21 778,395,303.74 - $60,295,404.57 37,385,139. 26 75,807,819.64 2,411,855.63 5,680,890. 27 423,294.15 363,701.91 57,813.11 31.88 22.68 Hawaii« Porto Rico „ Total, island possessions 1,395,659.03 421,515.02 30.20 Total, States, etc 2,573,707,379.78 675,345,630.57 26.24 Total United States 5,695,509,031.06 1,611,111,542.12 28.29 a Statement July 15,1908. REPORT OF THE COMPTROLLER OF THE CURRENCY. 211 OF EACH REPORT DURING YEAR ENDED SEPTEMBER 23, 1908—Continued. SEPTEMBER 23, 1808—Continued. Reserve required, a n d t h e a m o u n t a n d per cent held. Held. Available with Required. Specie. Legal tenders. Redemption fund. not exceeding 50 per cent of re- Total amount. Per serve required cent. after deducting redemption fund. $38 184,109.15 518,808. 29 51 183,655.22 1 400,706. 95 4 314,121. 60 157,894. 35 $13 ,410 ,543.47 6,802 722. 99 19 589 , 893. 40 576,350.90 1 453 926.09 115 , 535. 00 116 759,295.56 41 948,971.85 8 964,500. 76 5 165,426. 93 976,382. 63 1 765,814. 88 4 272,283. 40 2 584.840. 09 3, 448,916. 66 1 341,168.54 1 677,029. 32 11 509,137. 50 1 613,452.85 4 729,317. 60 6 336,039. 63 2 875,649.85 2 161 046.83 1 044 273. 31 577 757. 05 1 585 078. 44 1 008 227. 26 1 973 487. 52 603 210. 05 715 561. 40 6,402 805.18 843 855. 25 2 002 498. 96 2 702 788. 24 56 384,310. 79 24 496,239. 34 ?A 153,512. 00 14 124, 751. 37 24 393,070. 73 10 836,945. 39 10, 510,566. 34 9,536,881.74 14 554,375,32 3, 811,932.28 8 726 6 704 10 233 4 088 4, 229 3, 781 5 501 1, 548, 659. 42 337. 81 799. 82 383. 51 383.15 027.13 124. 67 564. 90 $5 925,238 $1,488,423. 20 3 335 285 661,203.00 7 631 334 2,454,527. 50 225 657 74,199. 00 621 932 191, 762.50 20 684 12,500.00 17 760,130 $22,017,411.57 12,514,563.18 29,237,476.63 795,904.77 2,473,415. 46 87,236.61 $42 841 616.24 23 313 774.17 58 ,913 ,231.53 1 672 111.67 4 741 036. 05 235 955. 61 131 717 725.27 4,882,615.20 67,126,008.22 240 528 627 538 399 875 361 228 231 893 420 061 968 462,980. 20 344,145. 00 259,214. 00 136,012. 50 351,229.98 159,950. 00 326, 706. 60 131,775.00 124,937. 50 843,666. 50 93,050. 00 446,312. 00 390,971. 50 5,100,912. 34 2,892,769.16 1,630,301.18 977.881. 43 2,352,632.05 1,454,934. 06 1,873,326. 03 725,636.13 931,255.09 6,399,282. 60 912,241. 71 2,569,803. 36 3,567,040. 88 11 608 369 1 785 698 612, 392 1 444 500 797 315 170 2 544 302 624 1 413 982 263 453 679 067 844 1 855 738, 3 2 3 1 1 10,224 6,096 3 546, 2 084 5 733 3 123 4 970 \ 775 1 947 16 190 2 151 5 642 8 074 782. 39 488.99 415. 49 188. 98 339. 47 986. 32 881.15 849.18 984. 99 647.28 566. 96 675. 32 768. 62 4,070,950. 78 31,388,016. 02 71 563 575.14 281 238 569 026 645 005 401 794 1,222, 636. 50 744,106. 50 1,056,960. 70 378,690. 00 371,091.50 368,937. 00 655,285.93 242, 557. 25 13,758, 525. 30 8,028,386. 92 14,001,666.02 6,274,953. 24 6,083, 684. 90 5,500,766.84 8,339,453. 63 2,141, 625. 02 27 17 28 12 11 10 16 4, 16.83 5,r 16.25 Mf 17.27 5, 17.91 5f 16.48 5" 22.42 51 16.92 17.11 5C 17.70 6f 17.87 61 17.70 6? 20.13 6r 18.13 64 21.62 6* 19.86 6f 17.42 67 21.10 6? 20.00 6q 17.90 7C 19.12 71 19.04 17.20 18.84 17.68 17.19 16.77 16.51 16.85 18.38 17.40 70 73 74 75 76 77 78 79 80 81 8? 83 84 85 86 87 88 50, 177, 710.80 16.32 17.19 16.47 18.01 19.54 17.41 19.93 19.06 19.91 18.16 4, 315, 4, 238, 11, 693, 2, 251, 1, 044, 881, 1, 013, 178, 19.40 21.65 19.66 19.01 18,13 20.03 20.46 27.30 89 90 91 92 93 94 95 96 690 740 745 421 751 494 102. 22 069.23 995. 54 052. 75 804. 55 735.97 351 265.23 671 541.17 111 922,035.17 44, 813, 280. 41 15, 883 959 5,040,265. 38 64,129,061. 87 129, 866 566. 66 4 006,125. 70 3 583,000. 32 7 483,203. 48 8 338,087.31 4, 306,577. 76 1, 550,076. 58 5, 147,431. 47 1, 523,361.15 5, 500,187. 47 1, 328, 200.52 1, 524,842. 93 2, 837, 955. 45 3, 689, 020. 59 2, 212, 600. 30 711, 059.18 3, 134, 044. 07 766, 946. 01 3, 000, 424.61 581 896 391 644 758. 739 1, 153, 841 766,916 133, 952 540,759 223, 951 853, 290 115,347.11 101,707.00 323,415. 50 411,760.00 114,267. 50 59,677. 50 190,767. 00 76, 494. 50 368,559.87 2,334,467.16 2,088, 775. 99 4,295,872. 79 4,755,796. 38 2,515,386.16 894.239. 45 2,973,998. 68 868,119. 99 3,078,976. 56 4 359 910. 79 4 106, 969. 92 8, 215, 982. 74 10, 010, 417.97 5,609, 169. 96 1, 798,928.13 6,839, 568.75 1, 935, 511. 50 7, 301, 251. 04 41, 438,051.24 19, 205, 093.66 5, 404, 988 1,761,995.98 23,805,633.16 3, 336,060. 25 2, 936,561. 23 8, 923,572. 85 1, 776,492. 95 864,035. 61 660,442. 61 743,100. 88 98,133. 43 2, 166, 2, 375, 6, 005, 1, 026, 495, 449, 468, 137, 518. 80 264.10 458. 45 336. 69 482. 95 705. 60 252. 72 538. 50 111, 142 69, 173 164, 092 136, 855 15, 240 6, 029 87, 031 2, 487 90,505. 00 80,917.00 423,627. 50 56,687. 50 38,412. 50 74,333. 50 31,450. 00 3,125.00 1,947,333.15 1,713,386. 54 5,099,967. 21 1,031,883.27 495,373. 87 351,665.47 426,990. 52 35,423. 24 19, 338,399. 81 13, 124, 557. 81 592, 049 799,058. 00 11,102,023. 27 25,617," 688. 08 19.87 193, 747.90 22, 022. 00 280 14, 000 14,287.50 5,000.00 94,096.03 16,791.11 302, 411. 43 57, 813.11 14, 280 19,287.50 110,887.14 26.51 22.68 25.81 57, 402, 830 19,186,774.59 220,096,867.96 171,114. 22 38,234,63 209,348.85 215, 769.90 386, 056,106. 97 158,343,804. 54 1,166,506,519.79 680,185,555.14 188, 238, 515 30,738,781. 59 498. 95 740. 64 145.16 762. 46 509. 32 733. 57 724.24 573. 74 360, 224.54 455, 030, 277.09 | 17.68 409,020,320.31 1,308,183,172.04 I 22.97 97 98 212 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 55.—DEPOSITS HELD BY NATIONAL BANKS, AMOUNT AND RATIO OF LAWFUL MONEY RESERVE REQUIRED; ALSO AMOUNT, RATIO, AND CLASSIFICATION OF RESERVE ACTUALLY HELD ON NOVEMBER 12, 1906, JANUARY 26, 1907, MARCH 22, 1907, MAY 20, 1907, AUGUST 22, 1907, AND SEPTEMBER 23, 1908. Reserve required. Location of banks. Reserve held. Classification of reserve held. ReNumdempber of DeposDue Lawful from its. tion banks Ra- Amount. Ra- Amount. money reserve fund tio. tio. in bank. agents.a with Treasurer. November 12,1906. Millions 61 1,128.9 293 1,372.5 5,845 2,468.5 Central reserve cities Other reserve cities Not reserve cities Total. 6,199 P.ct. Millions. P.ct. Millions. Millions Millions Millions 25.3 24.3 16.8 285.8 333.8 414.0 281.8 167.4 185.3 160.3 212.2 3.9 6.1 16.6 20.8 1,033.6 634.5 372.5 26.5 305.5 352.6 378.2 26.7 25.6 16.6 326.8 364.6 418.4 322.8 187.8 184.8 170.5 216.9 3.9 6.3 16.7 1,036.3 21.5 1,109.8 695.4 387.4 26.9 295.0 351.3 383.3 25.3 24.3 16.7 298.0 341.6 426.7 294.2 172.1 189.9 163.3 219.9 3.8 6.3 16.8 1,029.6 20.7 1,066.3 656.2 383.2 26.9 310.4 356.3 383.7 26.5 24.9 16.6 328.9 354.3 425.6 325.1 177.8 188.6 170.1 220.0 3.8 6.3 16.9 1,050.4 21.2 1,108.8 691.5 390.1 27.0 301.4 355.8 394.1 26.2 25.5 16.9 315.5 362.3 443.5 311.7 190.3 199.6 165.7 226.7 3.8 6.3 17.2 1,051.3 21.3 1,121.3 701.6 392.4 27.3 393.0 27.8 387.5 26.8 386.0 17.6 437.1 415.9 455.1 432.8 219.8 215.8 188.9 220.1 4.3 7.2 19.2 1,166.5 22.9 4,969.9 282.2 343.1 370.3 995.6 25 25 15 1,308.1 868.4 409.0 30.7 January 26, 1907. Central reserve cities Other reserve cities Not reserve cities 61 1,222.2 301 1,410.3 5,926 2,521.6 Total 6,288 25 25 15 5,154.1 March 22, 1907, Central reserve cities Other reserve cities Not reserve cities Total . 59 1,179.9 299 1,405.4 5,986 2,555.6 6,344 . 25 25 15 5,140.9 May 20, 1907. Central reserve cities Other reserve cities Not reserve cities 61 1,241.6 304 If425.4 6,064 2,558.1 Total 6,429 25 25 15 5,225.1 August 22, 1907. Central reserve cities Other reserve cities Not reserve cities . 60 1,205.5 306 1,423.4 6,178 2,627.2 Total 25 25 15 6,544 5,256.1 September 2S, 1908. Central reserve cities Other reserve cities Not reserve cities Total 59 1,572.0 312 1,549.8 6,482 2-, 573. 7 6,853 25 25 15 5,695.5 i oAvailable with reserve agents Apr. 30, 1902, and subsequently. 214 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 56.—LAWFUL MONEY RESERVE OF THE NATIONAL BANKS AS RESERVE CITIES. Number of banks. Date. Reserve required. $2,101,158,956 1,983,633,536 2,095,982,288 2,057,200,800 2,040,786,125 2,054,047,673 1,947,440,796 2,147,235,830 2,526,677,379 2,329,495,464 2,496,468,492 2,460,560,371 2,427,866,341 2,567,082,631 2,563,255,520 2,618,066,252 2,455,761,386 2,527,281,341 2,485,883,275 2,528,857,826 2,542,791,748 2,501,439,793 2,632,546,617 2,585,293,816 2,667,020,038 2,628,920,443 2,421,019,577 2,575,998,232 2,822,840,198 2,959,366,648 3,121,801,651 25 per cent. $525,289,739 495,908,384 523,995,572 514,300,200 510,196,531 513,511,918 486,860,199 536,808,957 556,669,345 582,373,866 624,117,123 615,140,093 606,966,585 641,770,658 640,813,880 654,516,563 613,940,346 631,820,335 621,470,819 632,214,457 635,697,937 625,359,948 658,136,654 646,323,454 666,755,009 657,230,111 605,254,894 643,999,558 705,510,049 739,841,662 780,450,412 4, 268 $1,743,206,583 4, 331 1,721,583,596 4, 425 1,755,411,917 4, 494 1,766,240,785 4, 586 1,776,248,906 4, 691 1,809,464,439 4, 770 1,811,337,198 4, 826 1,834,634,086 4, 882 1,843,651,405 4 983 1,854,922,107 5, 065 1,904,467,117 ! 5, 128 1,960,025,802 i 5: 182 1,989,011,370 5. 236 2,018,922,756 5 318 2,047,836,132 5 412 2,117,411,283 5. 487 2,211,564,039 I 5 566 2,256,567,953 5, 618 i 2,270,595,970 5,1 696 2,290,316,425 5,:7 1 8 2,385,073,704 5,:845 2,468,521,247 5,< 926 2,521,581,876 5,<986 2,555,601,906 6,1 064 2,558,102,358 6, 178 2,627,164,654 6,'260 2,485,664,480 6,; 330 2,461,947,527 6,'407 2,473,940,923 6,'455 2,505,247,410 6, 482 2,573,707,379 15 per cent. $261,480,987 258,237,539 263,311,788 264,936,118 266,437,336 271,419,666 271,700,580 275,195,113 276,547,711 278,238,316 285,670,068 294,003,870 238,351,705 302,838,413 307,175,420 317,611,692 331,734,606 338,485,193 340,589,395 343,547,464 357,761,056 370,278,187 378,237,281 383,340,286 383,715,354 394,074,698 372,849,672 369,292,129 371,091,138 375,787,112 386,056,106 333 335 341 351 353 351 348 354 350 348 347 349 346 351 350 345 340 345 357 357 356 354 362 358 365 366 365 368 371 369 371 September 15,1902. November 25,1902. February 6,1903.. April 9,1903 June 9,1903 September 9,1903. November 17,1903. J a n u a r y 22,1904... March 28,1904 June 9,1904 September 6,1904. November 10,1904. J a n u a r y 11,1905... March 14,1905 May 29,1905 August 25,1905 November 9,1905.. J a n u a r y 29,1906... April 6,1906 June 18,1906 September 4,1906. November 12,1906. J a n u a r y 26,1907... March 22,1907 May 20,1907 August 22,1907.... December 3,1907.. February 14,1908. May 14,1908.' July 15,1908 September 23,1908 Net deposits. STATES AND T E R R I T O R I E S . September 15,1902 November 25,1902 February 6,1903 April 9,1903 June 9,1903 September 9,1903 November 17,1903 J a n u a r y 22,1904 March 28,1904 June 9,1904 September 6, 1904 November 10,1904 J a n u a r y 11,1905 March 14,1905 May 29,1905 August 25,1905 November 9,1905 J a n u a r y 29,1906 April 6,1906 June 18,1906 September 4,1906 November 12,1906 J a n u a r y 26,1907 M a r c h 22,1907 M a y 20,1907 A u g u s t 22,1907 D e c e m b e r 3,1907 February 14,1908 May 14,1908 July 15,1908 September 23,1908. : REPORT OF THE COMPTROLLER OF THE CURRENCY. SHOWN BY THE REPORTS FROM SEPTEMBER 15, 1902, TO SEPTEMBER 23, 215 1908. RESERVE CITIES. Reserve held. Classification of reserve held. Amount. Specie. Legal tenders. United States j Due ! Redempcertificates of '• from reserve j tion fund with deposit. agents.a j Treasurer. $508,730, 486 516,720,765 558,310,715 517,209,013 529,431,598 532,409,542 493,562,432 590,934,503 602,229,924 634,751,747 659,249,895 633,834,034 653,201,510 643,354,630 647,827,713 666,715,789 605,681,749 659,482,087 612,660,176 649,241,681 621,720,218 619,546, 404 691,381,964 639,647,269 683,271,586 677.896,062 569; 292,704 720,811,965 812,554,174 818, J90,548 853,152,894 $274,022,981 294,741,511 318,112,357 289,243,935 287,966,133 295,092,666 276,215,748 348,138,920 362,664,157 381,619,032 401,781,655 376,706,295 377,980,433 376,543,381 370,492,317 384,140,023 341,756,159 373,884,023 338,620,006 367,768,891 342,318,373 356,269,105 394,512,756 369,248, 420 400,375,862 392,571,373 336,491,130 445,348,015 512,315,327 497,489,621 521,841,750 $99,300,674 96,673,177 106,998,139 98,253, 477 115,149,207 108,429,123 92,965,252 111,841,917 104,965,210 118,012,131 108,795,698 105,640,812 121,369,688 107,424,255 116,995,330 117,203,336 102,861,840 119,325,573 104,814,602 111, 746,304 106,152,893 93,021,911 116,175,747 97,011,457 102,594,727 109,479,405 78,273,447 110,294,626 123,588,565 135,563,292 130,835,685 $129,854,304 119,000,280 126,949,804 123,586,126 119,794,845 122,076,145 117,637,115 124,058,419 127,820,717 127,897,565 141,362,323 143,988,976 146,248,831 151,604,355 152,101,824 156,565,721 151,984,534 157,001,973 159,853,526 160,340,040 163,954,259 160,299,140 170, 478, 475 163,271,610 170,147,378 165,736,797 143,121,038 152,741,082 164,898,768 173,594,271 188.923, 452 $5,552,526 6,305,797 6,250,416 6,125, 475 6,521, 414 6,811,607 6,744,317 6,895,247 6,779,839 7,223,018 7,310,219 7,497,951 7,602,558 7,782,638 8,238,241 8,806,708 9,079,217 9,270,518 9,372,043 9,386,447 9,294,693 9,956,248 10,214,987 10,115,782 10,153,620 10,108, 488 11,407,088 12,428,241 11,751,5*3 11,543,364 11,552,007 STATES AND T E R R I T O R I E S . $295,603,418 301,260,716 307,613,258 311,819,611 313,509,994 318,352, 643 318,942,379 325,039,994 320,720,506 330,773,359 327,813,623 341,455,384 354,862,811 344,358,089 351,667,221 360,566,323 382,612,214 384,255,622 387,638,631 384,189,131 398,447,829 414,031,739 418,439,730 426,684,926 425,564,000 443, 462,333 476,502,314 461,564,473 455,196,185 449,041,223 455,030,277 16.9 17.5 17.5 17.7 17.7 17.6 17.6 17.7 17.4 17.8 17.2 17.4 17.8 17.1 17.2 17.0 17.3 17.0 17.1 16.8 16.7 16.8 16.6 16.7 16.6 16.9 19.1 18.7 18.4 17.9 17.6 $92,213,139 $42, 456,944 96,540,150 45,636,932 99, 459, 789 46,027,434 99,837,586 48,879,836 100,-650,245 48, 443,622 102,463,502 48,320,736 102.074,678 49,360,100 105,052,633 49,592,682 101,753,113 48,133,104 107,045,113 51,717,042 ! 102,967,281 47,911,896 I 107,481,527 52,302,156 113,868,597 56,752,835 106.705,679 50, 480,318 109,142,753 52,634,649 111,339,430 52,870,511 119,178,309 58,295,772 118,684,352 56,409,342 120,559,395 56,500,865 118,218,366 53,500,043 122,118,918 55,422,227 126,007,167 59,251,970 127,209,797 57,605,222 130,837,494 59,123,180 130,338,047 58,282,512 138,536,378 61,036,377 173,194,147 72,826,011 169,036,854 63,716,081 164,826,968 60,595,590 158,968,251 56,997,585 158.343,804 57,402,830 ,686,183 $150, us;,727,857 ,715,504 ,646,880 151. ,133,792 152! ,774,919 153! ,838, 653 155! 155! ,430,576 ,541,028 158: ,340,667 158! ,846,569 159! ,463,518 163, ,837,076 168. ,494,040 no, ,919,402 173; ,882,964 175. ,169,513 181! ,710,535 190; ,962,490 193; ,609,880 194! ,674,258 196! ,182,733 204, 212!,897,276 ,924,050 216; ,000,485 219, 220;,692,387 ,399,396 226! ,627,340 213, 210 ,174,669 ,106,934 211, , 214, 096,867 220, a Available with reserve agents April 30, 1902, and subsequently. $10,247,152 10,355,777 10,410,530 10,455,309 11,282,335 11,793,486 11,668,948 11,964,103 12,293,261 12,670,538 13,087,877 13,208,182 13,404,302 13,678,051 13,970, 417 14,473,418 14,968,620 15,451,394 15,615,881 15,860,841 16,232,396 16,589,863 16,727,435 16,800,202 16,942,955 17,197,192 17,082,760 18,184,223 18,598,958 18,968,452 19,186,774 216 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS FROM JULY 1, 1907, Location. Maine New Hampshire.. Vermont Massachusetts Boston Rhode Island Connecticut Total, New England States New York New York C i t y . . . Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittsburg Delaware Maryland Baltimore District of Columbia.. Washington City. Number of banks. New Orleans. Texas Dallas Fort Worth.. Galveston Houston San Antonio.. Waco Arkansas Kentucky Louisville Tennessee Total, Southern States, Gross, earnings. Surplus. 78 56 50 180 22 22 79 $9,301,000.00 5,360,000.00 5,685,000.00 32,837,500.00 26,050,000.00 13,350,250. 00 20,205,050.00 $3,328,174.55 2,339,800.00 1,708,212.23 15,296,896.11 18,490,000.00 7,545,950. 00 9,594,800.00 $12,629,174.55 $1,198,856.8p 7,699,800.00 768,340.46 7,393,212.23 656,697.30 48,134,396 11 4,410,696.69 44,540,000.00 5,239,994. 05 20,896,200. 00 3,117,709.91 29,799,850.00 2,063,194.28 487 112,788,800.00 58,303,832.89 171,092,632.89 17,455,489.58 41,470, 100.00 114,540, 000.00 2,100, 000.00 1,302, 000.00 19,495, 000.00 61,174, 390.00 22,305, 000.00 29,100, 000.00 2,273, 985.00 700.00 18 12,740, 700.00 1 252, 000.00 11 i 5,150, 000.00 24,032, 355.97 95,435,,000.00 2,200; 000.00 1,750, 000.00 18,193, 675.00 55,481, 904.72 32,070, 000.00 28,855, 000.00 1,822, 150.00 3,304, 548. 04 7,107, 500.00 252, 000.00 3,620, 000.00 65,502, 455. 97 7,320,221.18 209,975, 000.00 23,560,436.23 4,30a 000.00 816,922.14 3,052^ 000.00 266,482.31 37,688, 675. 00 3/945,886.85 116,656, 294. 72 10,708,609.86 54,375, 000.00 5,608,097.13 57,955, 000.00 5,066,616.58 4,096; 135.00 321,706. 71 8,291, 248. 04 896,176. 61 19,848, 200. 00 1,685,501. 05 504, 000.00 41,731.30 8,770i 000. 00 750,537. 55 316,889,875.00 274,124,133. 73 591,014,008. 73 60,988,925.50 57 26 85 2 35 72 26 30 7 482 5 7 2 7 6 4 36 131 9 76 12,188, 500.00 7,676, 000.00 5,775, 000.00 3,485, 000.00 8,241, 500.00 750, 000.00 4,020, 000.00 8,050, 000.00 3,225 000.00 2,970, 000.00 6,025, 000.00 29,152, 800.00 2,400, 000.00 1,925, 000.00 425, 000.00 2,300, 000.00 2,100, 000.00 996, 500.00 3,665, 000.00 11,193, 400. 00 4,945, 000.00 9,060, 000.00 7,508, 426. 95 4,104, 248. 87 1,""" 500.00 1,040, 618.84 4,825, 589. 39 350, 000. 00 1,834, 000.00 3,067, 860. 68 1,389, 700. 00 1,742, 365. 83 3,205, 000.00 12,237, 216. 83 1,090, 000.00 1,425, 500.00 135, 000.00 1,425, 000.00 550, 000.00 365, 050.00 1,337, 650. 00 3,529, 634. 93 2,221, 000c 00 3,605, 415. 98 19,696, 926. 95 2,110,378. 59 11,780, 248. 87 1,153,057. 95 754, 050. 52 7,671,,500.00 4,525, 618. 84 586, 515. 91 13,067, 089. 39 1,373,385. 32 95, 527. 90 1,100, 000. 00 845, 309. 20 5,854, 000. 00 11,117, 860. 68 1,074, 983. 50 496, 891. 05 4,614, 700.00 501; 771. 32 4,712! 365.83 812, 242. 30 9,230, 000.00 41,390, 016. 83 4,523, 106.17 496, 260. 82 3,490, 000.00 3,350,. 500. 00 364, 582. 78 77. 944. 98 560,,000.00 364: 951. 70 3,725, 000. 00 281, 143. 24 2,650, 000. 00 151, 547. 33 l,36l! 550. 00 563, 749. 91 5,002, 650. 00 14,723, 034.93 1,325,431. 83 751,495.48 7,166, 000. 00 12,665 415.98 1,""" 950. 02 1,291 130,568,700. 00 58,885,778.30 189,454,478. 30 20,513,277. 82 358 40 3 3 167 665 26 30 24 Total, Eastern States.. 1,425 Virginia West Virginia North Carolina... South Carolina... Georgia Savannah Florida Alabama Mississippi Louisiana Capital and surplus. Capital stock. EEPOET OF THE COMPTEOLLEE OF THE CUEEENCY. 217 OP NATIONAL BANKS IN THE UNITED STATES. TO JANUARY 1, 1908. Charged off. Losses and premiums. Expenses and taxes. Ratios. Net earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. Net earnings. Dividends. $413,623.69 387,170.88 288,235.82 . 1,778,398.75 2,301,883.40 1,570,230.64 944,995. 60 $346,305.00 215,900.00 211,111.00 1,165,593.05 947,500.00 1,136,547.19 663,807.25 Per cent. 3.28 5.03 3.90 3.69 5.17 7.51 3.17 Per cent. 2.74 2.80 2.86 2.42 2.13 5.44 2.23 Per cent. 3.72 4.03 3.71 3.55 3.64 8.51 3.29 1 2 3 4 5 6 7 $239,960.32 145,190.24 87,119.99 668,616.02 1,012,242. 73 508,837.10 317,535.70 $545,272.88 235,979.34 281,341.49 1,963,681.92 1,925,867.92 1,038,642.17 800,662. 98 2,979,502.10 6, 791,448.70 7,684,538. 78 4,686, 763. 49 4.49 2.74 4.16 1,159,204.94 7,901,711.58 102,322.23 35,162.19 523,515. 79 1, 316,342.86 796,656.14 186,229. 96 40,088.08 124,612.56 381,282.55 6,009.44 49,952.17 3,595,891.10 8,923,561. 61 512, 750.58 133,657.93 1,770,693.14 4,300,434. 77 2,758,465.50 2,703,407.39 125,860. 78 466,483.44 646,682.66 14,807.88 298,652. 92 2,565,125.14 6,735,163.04 201,849.33 97,662.19 1,651,677.92 5,091,832.23 2,052,975.49 2,176,979. 23 155 757.85 305,080. 61 657,535.84 20,913.98 401,932.46 1,795,090.50 6,314,315.80 148,062.25 83,640. 00 1,136,055.00 2,474,116.70 1,137, 700. 00 1,474,500.00 103.810 S3 190.2?5.50 544.071 00 10,080. 00 279,500. 00 26,251,349.70 22,114,485.31 15,691,167.58 2.74 3.01 3.44 2.74 3.01 2.12 2.09 2.54 2.53 2.29 2.74 2.00 3.19 2.65 4.33 5.51 7.05 6.42 5.83 4.04 5.10 5.07 4.57 3.81 4.27 4.00 5.43 4.95 8 g 10 11 12 13 14 15 16 17 18 19 20 12,623,090.49 3.92 3.21 4.69 3.20 4.38 4.37 3.78 3.76 3.80 3.68 3.31 4.15 4.-58 3.74 224,307.93 87,585.09 8,143. 60 150,478.49 55,254.02 12,116. 09 31,343. 66 129,993. 35 79,991.16 91,618.55 123,887.10 422,382. 58 14,087.45 24,450.14 14,596. 64 25,279.56 27,329.41 4,098. 26 37,174.17 233,000.59 104,474.69 160, 761. 62 1,016,964. 89 524,916. 28 385, 763. 26 326,891. 34 741,446.15 38, 766. 38 391,778. 62 567,111. 75 287,179. 36 232, Oil. 29 361,175. 73 2,138,134. 21 307,477. 09 181,380. 43 43,691.20 200,626.10 124,668. 09 76,905. 29 237,619. 52 631,592.95 398,461.25 817,223. 72 869,105. 77 540,556.58 360,143. 66 109,146. 08 576,685.15 44,645.43 422,186.92 377,878.40 129,720.53 178,141. 48 327,179.47 1,962,589.38 174,696.28 158, 752. 21 19,657.14 139,046. 04 129,145. 74 70,543. 78 288,956. 22 460,838. 29 248,559.54 830,964. 68 586,882.14 268,960.50 282, 700. 00 161,850. 00 369,495. 00 22,500. 00 202,225. 00 425,850. 00 167,350.00 155,150.00 218,500. 00 1,606,762.20 147,500.00 77,000. 00 16,500.00 74,000.00 70,000. 00 105,000.00 212,300. 00 434,627. 00 164,800.00 350,500. 00 10,031,784.90 8,419,138. 77 6,120,451.84 2.98 2.28 3.69 3.58 2.83 2.05 3.45 3.83 3.63 3.29 2.37 3.88 4.23 2.30 2.95 1.99 2.64 7.71 4.24 2.95 2.30 2.77 3.23 4.82 3.50 4.90 4.64 4.48 3.00 5.03 5.29 5.19 5.22 3.63 5.51 6.15 4.00 3.88 3.22 3.33 10.54 5.79 3.88 3.33 3.87 4.69 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 2,062,354.15 4.41 4.59 4.69 2.41 4.41 4.06 7.21 3.40 2.81 3.78 3.54 4.74 5.01 4.74 3.51 3.73 4.87 5.18 5. 78 3.13 3.47 6.56 4.44 218 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS F R O M J U L Y 1, 1907, Number of Capital stock. banks. Location. 44 45 46 47 48 49 50 51 59 .53 54 55 56 57 58 59 60 61 62 6?. 64 65 66 67 68 69 70 71 72 74 75 76 77 78 79 80 Capital and surplus. Gross, earnings. $32,179,100.00 $13,673,329.23 S45,852,429.23 $5,241,318.33 6,440,000.00 19,740,000.00 1,685,740.35 13,300,000.00 9,350,000.00 3,800,000.00 13,150,000.00 1,602,831.35 3,550,000.00 1,170,000.00 4,720,000.00 657,540.28 6,551,042.34 25,096,342.34 2,765,080.89 18,545,300.00 . ... 5,600,000.00 2,061,500.00 7,661,500.00 915,817.49 27,158,500.00 12,790,068.21 39,948,568.21 4,577,423.14 27,150,000.00 18,007,000.00 45,157,000. 00 6,640,085.11 9,347,500.00 4,069,425.00 13,416,925. 00 1,991,396.51 1,500,000.00 6,400,000.00 852,124.34 4,900,000.00 9,735,000.00 3,433,800.00 13,168,800. 00 1,787,735.27 5,750,000.00 2,560,000.00 8,310,000.00 991,697.29 3,771,664.62 14,312,664.62 2,323,127.53 10,541,000.00 5,700,000.00 4,752,083.00 10,452,083.00 1,503,648.26 2,540,000.00 6,640,000.00 883,411. 68 4,100,000. 00 5,504,865.93 22,334,865.93 2,840,162.97 16,830,000. 00 400,000.00 240,000.00 640,000.00 185,285. 65 1,177,000.00 360,000. 00 272,121. 49 4 817,000.00 3 130,000.00 730,000.00 600,000.00 58,998.72 1,997,090.82 7,652,090.82 5,655,000.00 899,583.76 96 3,200,000.00 6,500,000.00 1,031,702.72 6 3,300,000.00 430,000.00 1,330,000.00 238,243.11 900,000.00 3 11,437,000.00 30,537,000.00 3,672,011.06 8 19,100,000.00 Total, Middle Western 1,860 234,508, 400.00 110,418,869.15 344,927,269.15 43,617,087.30 States. 1,045,920. 00 5,390,920.00 1,243,953.26 119 4,345,000.00 North Dakota 82 South Dakota 3,160,000. 00 594, 405. 00 3,754, 405. 00 851,349.97 190 8,895,000.00 3,025,617.97 11,920,617.97 1,756,737.37 Nebraska 3 Lincoln 650,000.00 275,000.00 925,000. 00 218,694.75 1,000,000.00 3,800,000.00 5 2,800,000.00 855,372.16 Omaha . 194 373,589.12 2,728,589.12 2,355,000.00 391,980.68 Kansas 3 640,000.00 1,640,000. 00 1,000,000.00 338,351.17 Kansas City 4 331,000.00 831,000.00 500,000.00 100,767. 48 Wichita 3,530,000.00 1,505,750.00 5,035,750. 00 1,250,003.36 38 Montana . 788,000.00 2,398,000. 00 29 1,610,000.00 Wyoming 507,817. 49 7,413,000. 00 1,264,978.61 Colorado 91 5,327,650.00 2,085,350.00 7 4,980,000.00 3,200,000.00 1,780,000.00 993,339.39 Denver 3 870,000. 00 500,000.00 370,000.00 158,164. 47 Pueblo New Mexico 38 1,925,000.00 525,781.75 2,450,781.75 447,381.20 3,010,609.32 14,895,609.32 2,228,287.33 11,885,000.00 Oklahoma 297 69,033,673.16 12,607,178. 69 Total, Western States . 1,103 51,682,6,50.00 17,351,023.16 Ohio Cincinnati Cleveland Columbus Indiana Indianapolis Illinois Chicago Michigan Detroit Wisconsin .. Milwaukee Minnesota Minneapolis St. Paul Iowa Cedar Rapids Des Moines Dubuque Missouri Kansas Citv St. Joseph St. Louis 83 84 85 86 87 88 89 90 91 92 93 Washington . Seattle Oregon Portland California Los Angeles San Francisco Idaho . Utah Salt Lake City Nevada Arizona Alaska 94 95 Hawaii . . . Porto Rico 81 Surplus. . ... 330 11 7 9 218 7 382 13 88 5 120 6 238 6 6 291 3 37 4 50 3 109 10 9 34 14 4 8 12 2 4,700,000.00 1,950,000.00 2,541,000.00 1,250,000.00 3,325,000. 00 5,650,000.00 13,800,000.00 1,775,000.00 930,000.00 1,200,000. 00 1,607,000.00 655,000.00 100,000.00 2,590,250.00 1,400,000. 00 957,125.00 1,500,000.00 527,394. 55 2,271,200.00 7,480,000.00 940,000.00 313,700.00 761,300.00 401,500.00 418,500.00 72,500.00 7,290,250.00 3,350,000. 00 3,498,125. 00 2,750,000.00 3,852,394. 55 7,921,200.00 21,280,000.00 2,715,000. 00 1,243,700.00 1,961,300.00 2,008,500. 00 1,073,500.00 172,500.00 296 39,483,000.00 19,633,469.55 59,116,469.55 1,454,134.26 968,508 85 590,919.96 479,534.89 434,876. 21 1,102,256.46 1,740,568.92 505,838.04 236,485.73 390,204.76 255,709.14 233,555.97 77,855.48 8,470, 448. 67 4 1 610,000.00 100,000.00 131,316.84 10,000.00 741,316.84 110,000.00 69,443.15 9,611.53 5 710,000.00 141,316.84 851,316.84 79,054.68 Total United S t a t e s . . . 6,467 886,631,425.00 .... . . . Total, Pacific States... . Total, island possessions. 538,858,423.62 1,425,489,848.62 163,731,462.24 REPORT OF THE COMPTROLLER OF THE CURRENCY. 219 OP NATIONAL BANKS IN THE UNITED STATES—Continued. TO JANUARY 1, 1908—Continued. Ratios. Charged off. Net earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. Expenses and taxes. Net earnings. Dividends. 54,580.54 211,446.91 42,245.50 348,943.98 12,557,673.52 654,356.57 855,039.63 348,434.63 1,317,665.12 482,028.78 1,963,358.36 3,046,672.13 1,113,412.03 471,371.86 894,132.59 426.268.46 1,037,588.14 669,610.46 436,659.72 1,433,444.12 139,001.87 119,659. 49 24,576.72 476,179.23 468,404.55 174,528.04 1,678,400.85 $2,179,873.29 756,675.42 605,630.87 226,189.37 1,302,138.79 362,205.15 2,243,675.59 2,239,262.99 602,553.23 284,833.10 692,351.61 309,044.01 1,046,705.09 732,277.50 375,642.59 1,027,315.27 30,046.20 103,223.23 34, 422.00 308,823.99 351,851.26 21,469.57 1,644,666.23 $1,092,149.00 601,000.00 379,000.00 131,500.00 1,173,880.07 643,500.00 1,512,929.16 1,319,320.00 432,631.72 162,000.00 483,400.00 231,000.00 736,600.11 280,000.00 217,000.00 829,396.27 19,000.00 135,000.00 21,500.00 52,750.00 156,000.00 32,000.00 1,262,000.00 Per cent. 4.75 3.83 4.60 4.79 5.19 4.73 5.62 4.96 4.49 4.45 5.26 3.72 7.31 7.01 5.66 4.60 4.69 8.77 4.72 4.82 5.41 1.61 5.39 Per cent. 2.38 3.04 2.88 2.79 4.68 8.40 3.79 2.92 3.22 2.53 3.67 2.78 5.15 2.08 3.27 3.71 2.97 11.47 2.95 0.69 2.40 2.40 4.13 Per cent. 3.39 4.52 4.05 3.70 6.33 11.49 5.57 4.86 4.63 3.31 4.97 4.02 6.99 4.91 5.29 4.93 4.75 16.52 3.58 0.90 4.73 3.56 6.61 5,287,744.08 20,788,466.87 17,540,876.35 11,903,556.33 5.09 3.45 5.08 77,723.11 49,459.08 79,737.21 32,630.52 54,777.66 13,479.23 67,225.67 6,445.68 187,970.62 22,222.58 113,532.13 245,581.91 16,471.13 15,868.43 280,513.61 507,240.03 425,659.75 883,378.42 122,429.35 523,888.27 208,484.66 177,424.29 65,036.09 413,954.39 182,911.95 599,989.20 504,643.77 98, 676.77 220,223.54 1,086,651.20 658,990.12 376,231.14 793,621.74 63,634.88 276,706.23 170,016.79 93,701.21 29,285.71 648,078.35 302,682.96 551,457.28 243,113.71 43,016.57 211,289.23 861,122.52 401,028.88 201,575.00 590,548.31 25,500.00 91,000.00 103,584.04 65,000.00 15,000.00 282,750.00 77,725.00 291,375.00 195,000.00 33,000.00 115,500.00 652,969.61 12.22 10.02 6.66 6.88 7.28 6.23 5.71 3.52 12.87 12.62 7.44 4.88 4.94 8.62 5.78 7.44 5.37 4.95 2.76 2.39 3.80 3.96 1.81 5.61 3.24 3.93 3.92 3.79 4.71 4.38 9.23 6.38 6.64 3.92 3.25 4.40 6.50 3.00 8.01 4.83 5.47 6.09 6.60 6.00 5.49 1,263,638.57 6,020,591.68 5,322,948.44 3,141,555.84 7.71 4.55 187,449.80 127,733.27 108,793.47 103,394.29 15,430.92 92,257.28 205,095.84 27,904.99 101,980.88 36,362.93 46,386.74 12,143.62 2,366.32 576,061.50 249,937.60 210,135.75 197,740.91 231,970.50 520,869.10 659,696.12 219,956.10 103,364.51 178,641.13 137,510.04 114,213.08 36,758.87 690,622.96 590,837.98 271,990.74 178,399.69 187,474.79 489,130.08 875,776.96 257,976.95 31,140.34 175,200.70 71,812.36 107,199.27 38,730.29 572,239.69 335,500.00 78,700.00 90,000.00 96,500.00 303,000.00 490,000.00 112,375.00 68,471.43 62,000.00 54,920.00 43,000.00 12,800.00 9.47 17.64 7.78 6.49 4.87 6.17 4.12 9.50 2.50 8.93 3.58 9.99 22.45 7.85 10.01 2.25 3.27 2.50 3.83 2.30 4.14 5.51 3.16 2.73 4.01 1,067,300.35 3,436,855.21 3,966,293.11 2,319,506.12 6.71 3.92 5.87 9,260.00 332.00 25,518.48 3,431.45 34,664.67 5,848.08 17,150.00 3,000.00. 4.68 5.32 2.31 2.73 2.81 3.00 9,592.00 28,949.93 40,512.75 20,150.00 4.76 2.37 2.84 25,293,221.74 73,349,446.99 65,088,793.51 43,883,151.20 4.57 3.08 4.95 1 Losses and premiums. $503,771.52 274,708.36 142,160.85 82,916.28 145,276.98 71,583.56 370,389.19 1,354,149.99 275,431.25 95,919.38 201,251.07 256,384.82 238,834.30 101,760.30 71,109.37 379,403.58 16,237.58 49,238.77 7A2 4; 4 < 4, 4i 4' 4f 4< 5 ffi K 5 5, 5( 5 « 5< 6( 6 65 6: 6 6 6( 6' 61 6< 7( 7 71 7< 7< 7, 71 T i\ 7< 8( 6.08 12.18 8 17.21 85 3.10 K 7.20 8' 2.90 8, 5.36 8f 3.55 8' 6.33 8? 7.36 8< 5.17 9( 3.42 9 6.56 ft 12.80 K 9' 9, 220 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS FROM JANUARY 1, 1908, Location. Maine New Hampshire. Vermont Massachusetts Boston. Rhode Island. Connecticut... Total, New England States. New York New York City... Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittsburg Delaware Maryland Baltimore District of Columbia.. Washington City. Number of Capital stock. banks. $12,678,725.55 SI, 175,757. 45 717,134.29 7,818,125. 00 7,409,512.23 629,505.30 48,202,961.11 4, 440,584. 52 44,790,000. 00 5,291,165. 43 10,362,950. 00 806,963.98 29,886,150. 00 2,078,595.09 486 106,093,800.00 55,054,623.89 161,148,423. 89 15,139,706. 06 30. 372 42,030,100. 00 24,693, 492. 53 66, 723,592. 53 7,378, 141. 87 37 112,800,000.00 109, 730,010. 00 222,530,010. 00 28,587; 612. 59 721,070.11 4,300,000. 00 2,200. 000. 00 2,100,000.00 3 459, 924. 04 3,427,000. 00 1,825, 000.00 1,602,000.00 4 19,807,000.00 18,222, 900.00 38,029,900.00 4,095. 146. 65 171 290. 78 118, 783,680. 78 10,519! 207.90 685 62,249,390. 00 56,534, 36 22, 705,000.00 32,585, 000. 00 55,290,000. 00 5,613; 324.11 28 27,600,000. 00 26,240, 000.00 53,840,000.00 4,879, 793. 79 4,158, 485. 00 313, 305. 63 2,298,985.00 1,859, 500.00 25 851, 419. 83 8,386,151. 87 5,061, 700.00 3,324, 451. 87 83 18 12, 740,700. 00 7,020, 000. 00 19, 760, 700. 00 1,689,235.57 000. 00 39, 423. 05 504,000. 00 252. 000. 00 252, 825. 48 8,640,000. 00 3,690,000. 00 4,950,000. 00 316,196,875.00 103 91 59 26 88 81 12, 488, 500.00 7,856, 000. 00 5,950, 000. 00 4,085, 000.00 8,994, 100. 00 750, 000. 00 4,170, 000.00 8,247, 000. 00 3,250, 000. 00 2,970, 000. 00 5, 725, 000.00 29,658, 300. 00 2,400. 000.00 1,975, 000. 00 625, 000. 00 2,300, 000. 00 2,100, 000.00 1 000, 000. 00 3,850, 000. 00 11,266, 700. 00 4,945, 000. 00 9,520, 000.00 134,125,600.00 I Ohio Cincinnati Cleveland Columbus Indiana Indianapolis... Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Minneapolis... St. Paul Iowa Cedar Rapids. Des Moines Dubuque 62 Missouri. 63 Kansas City. Gross earnings. $3,477,725.55 2,408,125.00 1,724,512.23 15,385,461.11 18, 740,000. 00 3,662,700.00 9,656,100. 00 Total, Eastern States.. 1,473 Virginia West Virginia North Carolina South Carolina Georgia Savannah Florida Alabama Mississippi Louisiana New Orleans Texas Dallas Fort Worth Galveston Houston San Antonio W aco Arkansas Kentucky Louisville Tennessee Capital and surplus. $9,201,000.00 5,410,000.00 5,685,000. 00 32,817,500.00 26,050,000. 00 6, 700,250. 00 20,230,050. 00 77 57 50 178 Total, Southern States. \ 1,330 I Surplus. 37 74 26 30 , (3 491 o 7 3 39 135 337 11 9 226 7 390 14 91 5 122 6 242 6 6 303 2 4 3 101 33,009. 100. 00 13,300; 000.00 9,350, 000.00 3,650, 000. 00 19,130, 000.00 5,600, 000. 00 28,003, 500. 00 27,650, 000.00 9,840,000.00 6,150,000.00 10,015, 000.00 5, 750,000. 00 10,666, 000.00 5, 700,000.00 4,100, 000.00 17,395, 000.00 300, 000.00 1,800, 000.00 600, 000. 00 5,955,000.00 4,300, 000.00 288,176,645.18 7,590, 511.91 4,282, 684. 01 1,919,950. 00 1,314, 418. 84 5,188, 458. 59 450, 000. 00 2,064,000. 00 3,156, 960. 96 1, 438,200. 00 1,846, 365.83 2,620, 000. 00 12,972, 342. 78 1,090, 000. 00 1, 455,000. 00 136, 000. 00 1, 430,000. 00 605, 000. 00 365, 500. 00 1,300, 900. 00 3, 701,462.13 2,277, 000. 00 3,869, 58S. 38 604,373,520.18 65,928, 430. 62 ,011.91 2,167, 321. 04 20,079, 12,138, 684. 01 1,128, 418. 43 837, 111. 88 7,869,950. 00 801, 394.13 5,399, 418. 84 14,182, 558. 59 1,676,001. 88 1,200, 000. 00 100, 658. 64 , 816, 155. 56 6,234, 000. 00 11, 403,960. 96 1,350, 410. 65 4,688, 200. 00 595, 128.17 4,816, 365.83 598, 739. 46 8,345,000. 00 963, 678. 34 42,630, 642. 78 5,261, 005. 46 511, 551. 72 3, 490,000. 00 396,219. 62 3, 430,000. 00 91, 821. 01 761, 000. 00 3,730,, 000. 00 385, 214. 93 313, 035. 43 2, 705,000. 00 155, 733. 31 1,365, 500. 00 599, 561. 88 5,210, 900. 00 14,968, 162.13 1,377, 757.03 770, 088. 57 7 222, 000. 00 13j389^ 588. 38 1,651,342. 94 61,134,343.43 j 195,259,943.43 22,548,350.08 14,537, 767. 28 000.00 6, 440, 3,800, 000. 00 1,083,000. 00 6,651, 697. 48 2,065, 000. 00 13,300, 719. 39 17,558, 500. 00 4,236, 150. 00 2,250, 000.00 3, 715,055. 75 2,610, 000. 00 3,907, 684. 40 4,852, 083. 00 2,600, 000.00 5, 744,380. 92 300, 000.00 247, 500. 00 130, 000. 00 2,131 902. 93 2,403;759.95 47,546,867. 28 19, 740,000. 00 13,150, 000. 00 4,733, 000. 00 25, 781,697. 48 7,665, 000.00 41,304, 219. 39 45,208, 500. 00 14,076, 150. 00 8, 400,000. 00 13,730, 055. 75 8,360, 000.00 14,573, 684. 40 10,552, 083. 00 6,700, 000.00 23,139, 380. 92 600, 000.00 2,047, 500. 00 730, 000.00 902. 93 6,703, 759.95 5,245,455.67 1, 786,083. 23 1, 477, 786.14 521,947.06 2, 774,109. 82 869,377. 21 4,826,890. 01 6,815, 750. 44 1,996,250.31 849, 474. 48 1,821,159. 78 845,218. 93 1,935,336.07 1,096,046.66 764,123. 35 2,995,798.35 165,265.82 368,201. 21 60,079. 37 960, 786. 89 1,503,225.79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 221 OF NATIONAL BANKS IN THE UNITED STATES—Continued. TO JULY 1, 1908. Charged off. Ratios. Net earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. Expenses and taxes. Net earnings. $151,686.74 180,621.97 64,321.63 785,961.51 1,022,359.61 146,526.54 309,581.06 $566,938.38 246,410.22 289,493.27 1,870,630.07 2,972,858.22 225,712.17 907,458.88 $457,132.33 290,102.10 275,690.40 1,783,992.94 1,295,947.60 434,725.27 861,555.15 $322,230.00 223,267.50 204,941.00 1,114,087.50 1,017,500.00 224,557.50 664,189.25 Per cent. 3.61 3.71 3.72 3,70 2.89 4.19 2.88 Per cent. 2.54 2.86 2.77 2.31 2.27 2.17 2. 22 Per cent. 3.50 4.13 3.60 3.39 3.91 3.35 3.28 2,661,059.06 7,079,501.21 5,399,145.79 3,770,772.75 3.35 2.34 3.55 1,028,061.84 2,877,567.10 53,747.93 805,857.93 643,572.22 2,171,431.39 543,371.70 1,847,048.96 40,579.35 142,695.88 320,115.75 7,951.99 44,808.11 3,673,383. 44 9,261,451.72 487,830.78 160,389.70 1,846,967. 57 4,826,850.31 2,943,646.54 2,573,354.01 124,247.17 465,371.71 870,765.89 16,289.62 314,783. 57 2,676,696. 59 16,448,593. 77 179,491. 40 1,604,606.86 3,520,926.20 2,126,305.87 459,390.82 148,479.11 243,352.24 498,353.93 15,181.44 421,233.80 1,810,564.50 16,911,241.60 155,836.00 83,640.00 1,127,605.00 2,544,071.30 1,153,700. 00 1,340,500.00 96,648.84 188,601.50 532,678.00 20,160.00 288,500.00 4.01 7.39 4.17 14,77 4.22 2.96 3.85 8.53 3.57 2.90 2.52 3.01 4.88 2.71 7.60 3.62 2.44 2.97 2.14 2.0S 2.49 2.32 2.25 2.70 4.00 3.34 4.31 14.99 7.42 5.22 5.70 4.09 5.08 4.86 4.20 3.73 4.18 8.00 5.83 10, 526,810.15 27,565,332. 03 27,836,288.44 26,253,746. 74 4.61 4.34 8.30 302,997.19 152,843.88 23,483.47 31,626. 20 115.776.36 9j 625. 78 29,497. 01 106,058.71 77,807. 62 66,369.79 167,374.96 403,355. 60 40,833. 34 16,560. 03 5,135. 47 36,003. 44 34,592.99 3,130. 92 27,115. 63 110,674.14 135,059. 64 174,788.04 1,067,448.63 492,720. 28 388,986.46 323,068.79 715,267.52 36,267.43 433,493. 64 559,078. 83 256,132. 24 227,590.43 386,653.42 2,082,488. 29 251,390.52 157,842. 98 49,766. 88 186,296. 41 135,353.14 71,339.59 283,022. 97 644, G24. 41 469,233.29 844,590. 41 796,875.22 482,854.27 424,641.95 446,699.14 844,958.00 54,765. 43 3£3,164. 91 685,273.11 261,188.31 304,779.24 409,649.96 2, 775,161. 57 219,327.86 221,816. 61 36,918. 66 162,915.08 143,089. 30 81,262. 80 289,423. 28 622, 458. 48 165,795. 64 631,964. 49 591,250.00 293,145.00 215,950.00 261,225.00 476,584.00 25,000. 00 155,800.00 312,500. 00 170,950. 00 111,650.00 195,000.00 1,210,667.04 147,500.00 97,500. 00 16,500.00 98,000. 00 70,000.00 10,000.00 131,945.95 466,087. 00 159,800.00 357,028.12 3.97 3.98 5.40 8.27 5.96 4.56 5.67 6.01 5.57 6.33 4.91 6.51 6.28 6.47 4.85 4.37 5.29 5.95 5.55 4.16 2.30 4.72 2.94 2.41 2.74 4.84 3.26 2.08 2.50 2.74 3.65 2.32 2.34 2.84 4.23 2.84 2.17 2.63 2.59 0.73 2.53 3.11 2.21 2.67 4.73 3.73 3.63 6.39 5.30 3.33 3.74 3.79 5.26 3.76 3.41 4.08 6.15 4.94 2.64 4.26 3.33 1.00 3.43 4.14 3.23 3.75 2,070,710.21 10,062,656.56 10,414,983.31 5,574,082.11 5.33 2.85 4.16 662,356. 08 314,940.31 90,213.64 31,307.44 233,231.62 25,153.45 441,300.93 935,301.56 195,420. 92 430,549. 98 203,706.25 106,654. 37 93,771.68 15,615. 48 168,512.82 239,235. 92 39,853.66 42,831.38 1,389. 02 77,533.60 2,119,842.78 2,825,803. 27 804,924. 62 804,694. 24 315,971.33 1,442,564. 88 501,709.21 2,395,151.22 3,240,741.09 1,089,422. 99 445,062. 72 888,445. 66 365,061. 05 1,225,826. 27 592,260.19 334,330.01 1,519,940.63 114,396.31 178,063.45 28,543.28 498,362.43 784,947.10 1,757,296.32 666,218. 30 582,878. 26 174,668.29 1,098,313.32 342,514.55 1,990,437.86 2,639,707.79 711,406. 40 26,138.22 729,007.87 373,503. 51 615,738.12 488,170. 99 261,280.52 1,236,621.80 11,015.85 147,306.38 30,147.07 384,890.86 1,401,564.09 1,663,175.25 621,000.00 379,000. 00 220,500. 00 832,337.59 143,500.00 1,193,388.10 1,349,000.00 472,550.00 136,666.66 504,750.00 181,000. 00 468,950. 00 425,000. 00 137,000.00 817,747.08 16,000.00 183,370.00 21,500.00 268.275.00 116,000.00 3.70 3.37 4.43 3.69 4.26 4.47 4.82 5.84 5.05 3.11 5.31 4.47 4.22 4.63 3.90 5.34 1.84 7.19 4.13 4.76 3.50 3.15 2.88 4.66 3.23 1.87 2.89 2.98 3.36 1.63 3.68 2.17 3.22 4.03 2.04 3.53 2.67 8.96 2.95 3.32 5.04 4.67 4.05 6.04 4.35 2.56 4.26 4.88 4.80 2.22 5.04 3.15 4.40 7.46 3.34 4.70 5.33 10.19 3.58 4.51 2.70 Losses and premiums. 506,323.59 Dividends. 20.91 1.73 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 222 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 57.—ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS FROM J A N U A R Y 1, 1908 Number of banks. Location. 64 65 Missouri—Continued. St Joseph St. Louis Total, Middle Western States. Capital stock. 4 $1,100,000.00 8 19,100,000.00 1,910 242, 463,600. 00 Surplus. Capital and surplus. Gross earnings. $480,000.00 11, 440,000. 00 $1,580,000.00 30,540,000.00 $289,105. 40 3,336,901. 71 112, 485,201.10 354,948,801.10 43,304,373.70 125 84 194 3 5 194 3 3 3 39 30 98 7 3 40 305 4,510,000. 00 3,285,000. 00 9,245,000. 00 800,000. 00 2,800,000.00 10,227,500.00 1,000,000. 00 300,000. 00 400,000. 00 3,630,000. 00 1,610,000. 00 5,597,220. 00 3,200,000. 00 500, 000. 00 1,995,000.00 12,020,000. 00 1,106,025. 00 713, 485. 00 3,166,080. 00 195,000. 00 1,550,000.00 3,383, 308. 29 650,000. 00 61, 700. 00 325,000. 00 1,614,000.00 806, 500. 00 2,215, 800. 00 1,925,030.00 380,000. 00 593,206. 76 3,098,343. 73 Total, Western States.. 1,136 61,119,720.00 21, 783, 448. 78 82,903,168.78 13,712,910.89 *3 114 10 9 36 14 4 8 11 2 2,655, 000. 00 1,950,000.00 2,050, 000. 00 500,000. 00 2,851,000. 00 1,250,000.00 3,500,000. 00 5,650,000. 00 13,800,000. 00 1,825,000. 00 930,000. 00 1,200,000.00 1,607,000.00 665,000. 00 100, 000. 00 1, 434, 700. 00 1,200,000.00 770,000. 00 550,000. 00 1,048,019.20 1, 550, 000. 00 581, 595. 79 2,284, 500. 00 7,595, 200. 00 905,000. 00 319,500. 00 740,000. 00 445,500. 00 557,000. 00 75,000. 00 4,089, 700. 00 680,850. 03 3,150,000. 00 693, 604. 20 2,820,000. 00 655,250. 51 1,050,000. 00 155,169. 89 3,899,019. 20 491, 698. 53 503,606.53 2,800,000.00 457, 660. 67 4,081,595. 79 7,934, 500. 00 1,098, 807. 94 21,395,200. 00 1, 700,181. 26 437,814.23 2, 730,000. 00 227,847. 58 1,249,500. 00 296,067.91 1,940, 000. 00 294,031. 81 2,052,500.00 259,608. 59 1,212,000. 00 70,898. 90 175,000. 00 318 40,523,000. 00 60,579,014. 99 8,023,098.58 4 1 610,000. 00 100,000. 00 142,250. 84 10,000. 00 752,250. 84 110,000. 00 57,838. 31 8, 432. 43 5 710,000. 00 152,250.84 862,250. 84 66,270. 74 Total, United S t a t e s . . . 6,658 901,232,595.00 66 67 North Dakota South Dakota Nebraska Lincoln 70 Omaha 71 Kansas Kansas City 79 73 Topeka Wichita 74 75 Montana 76 Wyoming 77 Colorado. 78 Denver 79 Pueblo 80 New Mexico 81 Oklahoma 68 69 . . . 82 83 84 85 86 87 88 Washington Seattle Spokane Tacoma Oregon Portland California 89 I/OS <\ngeles 90 San Francisco 91 Idaho 92 Utah 93 Salt Lake City 94 Nevada 95 Arizona 96 Alaska Total, Pacific S t a t e s . . . 97 98 Hawaii Porto Rico Total, island possessions. j 20,056,014.99 5, 616, 025. 00 3,998, 485. 00 12, 411, 080. 00 995,000. 00 4,350,000. 00 13,610,808. 29 1,650,000. 00 361, 700. 00 725,000. 00 5,244,000.00 2, 416, 500. 00 7,813,020. 00 5,125,000. 00 880,000. 00 2,588,206. 76 15,118,343. 73 791,031.87 665,100. 57 1, 741,679. 61 200, 625.17 966,041. 79 1,900, 589. 26 308,100. 29 63, 604. 98 114,626 56 1,109, 988. 54 363,989. 57 1,232,465.26 896,062. 83 176,907. 63 445, 451. 71 2, 736,645.25 558,842,528. 21 1,460,075,123.21 168,723,140.67 REPORT OF THE COMPTROLLER OF THE CURRENCY. OF NATIONAL B A N K S IN THE U N I T E D 223 STATES—Continued. TO JULY 1, 1908—Continued. Ratios. Charged off. Expenses and taxes. N e t earnings. $7,255.16 315,727. 26 $194,342.69 1,667,823.16 $87,507.55 1,353.351.29 $40,000.00 1,399,000.00 6,791,705.31 22,258,387.80 14,254,280.59 11,589, 709. 68 107,458, 43 135,696. 43 119,302. 86 4,599.04 254,393. 89 273,000. 87 48,925. 42 89,327. 97 42,296. 86 198,625.51 34,372.55 97,744. 72 95,707.86 47,871.87 48,204.81 327,297. 29 515,179. 38 415,820. 65 831,344.18 105,072.36 502,983. 96 845,269. 56 168,082. 98 31,070. 22 49, 911. 03 332, 419.39 166, 738. 68 624,674. 45 463,207. 76 93,311.18 226,926. 68 1,222,571.36 168,394.06 113,583. 49 791,032. 57 90,953. 77 208,6G3.94 782,318.83 91.091.89 56,793,21 22, 418. 67 578,943. 64 162,878.34 510,046. 09 337,147.21 35, 724. 58 170,320. 22 1,186,776. 60 197, 450. 00 219,200.00 599,941. 73 121,000.00 109,500.00 645,947.00 65,000.00 9,000. 00 21,000.00 465,250.00 140,100.00 397, 450.00 176,000.00 33,000.00 121,260.00 771,030.10 1,924,826.38 6,594,583.82 5,193,500. 69 4,092,128.83 72,205. 64 161,772.51 168,221.50 2,316. 04 44,439. 00 73,660.84 33,410.35 142,523.51 334,873. 40 87,815. 26 38,574. 83 54, 421.16 33,673. 24 39,645.99 11,009.61 339,339. 49 302,830. 45 279,634. 85 70,995.55 238,369. 74 203,595. 59 251,563.73 521,945.24 607,841.38 226,001.52 84,033. 55 180,924. 98 152,713.81 113,482. 61 40,338. 38 269,304. 90 229,001. 24 207,394.16 81,858. 30 208,889. 79 226,350.10 172,686. 59 434,339.19 757,466. 48 123,997. 45 105,239.20 60, 721. 77 107,644. 76 106,479. 99 18,950. 91 235,250.00 125,500. 00 81,000. 00 49,000.00 131,550.00 95,000.00 87,000. 00 240,500. 00 510,000.00 314,375.00 114,196. 00 79,000.00 56,420.00 33,250.00 2,000. 00 1,299,162. 88 3,613,610. 87 3,110.324. 83 2,154,041. 00 770. 09 24,245.08 3,286. 21 32,823.14 5,146.22 18,650.00 770. 09 27,531. 29 37,909. 36 25, 275, 044. 08 77,201,003.58 66,246, 493. 01 Losses and premiums. Dividends. Net earn- Dividends ings to to capital Dividends capital and and to capital. surplus. surplus. Per cent. 5.54 4.43 4.02 Per cent. 2.53 4.58 3.27 Per cent. 3.64 7.32 4.78 3.00 2.84 6.37 9.14 4.80 5.75 5.52 15.70 3.09 11.04 6.74 6.53 6.58 4.06 6.58 7.85 6.26 3.52 5.48 4.83 12.16 2.52 4.75 3.94 2.49 2.90 8.87 5.80 5.09 3.43 3.75 4.69 5.10 4.94 4.38 6.67 6.49 15.13 3.91 6.32 6.50 3.00 5.25 12.82 8.70 7.10 5. a) 6.60 6.08 6.41 6.70 6.58 7.27 7.35 7.80 5.36 8.08 4.23 5.47 3.54 4.54 8.42 3.13 5.24 8.79 10.83 5.13 5,75 3.98 2.87 4.67 3.37 3.39 2.13 3.03 2.38 11.52 9.14 4.07 2.75 2.74 1.14 3.56 8.86 82 6.44 83 3.95 84 9.80 85 4.61 86 7.60 87 2.49 88 4.26 r,9 3.70 90 17.23 91 12.28 92 6.58 93 3.51 94 5.08 95 2.00 96 5.32 2.48 3.06 18,650. 00 4.36 4.68 4.40 2.16 2.63 53,453,131.11 4.54 3.66 5.93 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 97 98 224 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 58.—RATIOS TO CAPITAL, AND TO CAPITAL AND SURPLUS, OF THE EARNINGS TORY, FROM MARCH 1, 1904, [Figures in bold-faced Ratio of dividends to capital for 6 months ended— State, reserve city, and Territory. 0 a |l |l if II GQ 1 2 3 4 6 7 8 9 0 1 2 3 4 5 6 7 8 9 0 1 2 3 4 5 6 7 >8 0 n 12 13 14 15 w > 7 *8 10 11 12 13 14 15 16 17 18 19 > o il >2 >3 i4 >5 >6 >7 >8 )9 >0 n >2 >3 >4 )5 16 >7 18 >9 r o P.ct. P.ct. P.ct. Maine i . . . 3.5 3.6 3.6 3.6 3.8 3.8 New Hampshire 3.5 5 2 3.4 Vermont. Massachusetts 3.1 3.1 3.1 3.0 3.0 3.1 Boston 2.8 2.9 2.8 Rhode Island 3.2 3.4 3.2 Connecticut New York 4.1 4.2 4.9 10.2 5.8 5.2 New York City 7.2 5.3 6.9 Albany 6.7 6.7 6.7 Brooklyn 5.3 5.0 5.6 New Jersey Pennsylvania 3.8 3.7 3.8 Philadelphia 4.4 4.4 4.4 Pittsburg 5.3 5.4 6.4 4.0 3.9 4.0 Delaware Maryland 3.5 3.5 3.5 4.0 4.0 6.5 Baltimore District of Columbia... 4.0 8.0 4.0 Washington 6.1 6.1 12.6 3.5 3.6 3.9 Virginia 4.6 3.5 3.5 West Virginia 4.2 5.5 5.0 North Carolina 3.9 4.4 4.1 South Carolina q Q 3.7 4.0 Georgia 3.2 2.8 2.8 Savannah 3.9 4.8 4.4 Florida 9.5 3.9 4.1 Alabama .. Mississippi 7.3 6.0 5.7 Louisiana 4.8 4.9 4.0 5.2 5.2 5=2 New Orleans 7.3 3.9 7.1 Texas 6.1 6.3 6.3 Dallas Fort Worth 4.9 3.9 5.3 Galveston. Houston 5.9 5.6 5.6 San Antonio Waco 5.5 4.5 5.9 Arkansas Kentucky . . . 4.2 3.7 4.0 Louisville 3 . 5 3.6 3.5 4.6 4.1 5.3 Tennessee.. . . 3.5 3.7 3.3 Ohio 4.3 4.3 4.6 Cincinnati Cleveland.. . 3.0 3.8 3.7 Columbus 4.0 4.0 4.2 Indiana 4.9 4.1 4.6 6.9 2.5 6.1 Indianapolis.. 5.2 5.9 6.0 Jllinois Chicago... 8.8 4.7 5.0 Michigan 5.3 4.3 4.5 3.6 2.6 3.6 Detroit. . Wisconsin 6.3 5.3 5.7 Milwaukee 4.3 3.8 3.8 Minnesota. 5.5 3.2 5.8 3.8 3.5 3.9 Minneapolis St. Paul 4.3 3.7 10.8 Iowa. 5.0 4.6 4.6 Cedar Rapids 4.3 4.7 4.7 Des Moines . . 3.8 3.1 2.1 Dubuque 3.3 3.0 3.0 Missouri . . 4.8 4.5 5.1 Kansas City 5.4 5.1 5.2 St. Joseph. . 5.5 .9 1.8 St Louis 5.2 5.4 5.5 North Dakota 9.8 5.5 8.5 South Dakota.. 8.0 5.6 5.7 Nebraska 6.1 5.9 5.5 Lincoln . 2.7 2.3 2.2 Omaha 3.4 3.1 3.0 a For 4 months. P.ct. 3.6 3.9 6.4 2.9 3.1 2.8 3.2 5.6 5.2 5.0 7.3 4.9 4.2 4.4 5.8 3.9 3.5 6.4 8.0 5.1 4.1 3.4 4.4 3.8 3.5 2.8 4.4 P.ct. 3.5 4.0 3.5 3.1 3.3 2.9 3.4 4.2 6.3 6.8 7.7 5.5 5.6 4.4 12.5 4.1 3.6 4.7 4.7 3.9 7.1 4.1 3.8 4.0 5.8 4.6 3.9 4.4 4.2 4.0 2.8 4.6 4.6 5.5 5.9 36.6 7.4 7.3 4.1 4.0 4.3 tl 4.0 3.9 3.5 8.8 3.6 4.7 35 2.0 4.4 2.6 6.0 5.0 5.7 3.6 4.4 4.7 4.0 3.5 P.ct. 4.3 4.0 3.5 3.1 3.1 2.8 3.3 11.0 7.2 4.6 7.9 5.5 4.2 4.4 5.7 4.0 3.6 3.8 8.0 5.8 4.8 3.9 4.4 4.6 3.9 3.0 14.5 6.2 3.9 27.2 16.8 3.7 8.0 4.9 3.6 26.1 P.ct. 3.8 4.0 4.5 3.1 3.4 3.0 3.2 4.1 9.2 4.1 6.6 6.2 4.0 4.9 24.7 4.4 5.3 4.1 4.0 5.1 4.7 3.6 11.2 4.7 5.4 3.8 4.5 5.0 5.5 4.3 4.0 9.8 7.3 5.5 3.6 * 3.3 3,3 I 3 f§ gl P.ct 3.6 4.1 3.6 3.3 3.6 3.1 3.3 4.1 8.7 6.0 6.7 5.6 4.2 5.1 4.9 4.1 P.ct. 3.7 4.0 3.7 3.5 3.6 8.5 4.3 5.5 7.0 6.4 5.8 4.0 5.1 5.1 4.5 P.ct. 3.5 4.1 3.6 3.4 3.9 3.6 3.3 4.3 15.0 7.4 5.2 5.7 4.1 5.1 4.9 4.2 4.7 3.8 3.7 4.3 12.0 15.7 5.4 3.9 4.6 4.2 39 3.0 8.2 3.5 7.1 2.6 3.4 7,6 18.3 4.8 3.9 5.7 4.0 3.1 1.3 13.0 1.3 3.9 5.6 3.9 3.9 3.9 3.9 3.3 5.0 9.8 4.2 4.0 5.4 3.4 3.5 4.0 4.3 4.3 4 1 4.5 4 1 4 0 5 3 4.0 3.5 3.5 3.4 3.7 4.6 4.5 4.4 5.0 6.9 2.7 6.7 2.8 6.8 4.8 5.2 5.0 4.9 4.9 4.9 4.6 5.9 4.7 5.1 5.1 3.1 3.8 3.9 3.9 5.0 4.9 5.4 4.0 2.0 2.9 3.3 4.7 7.0 3 9 7 5 4.6 3.5 3.5 3.5 3.8 3.8 2.8 3.6 2.7 4.2 3.5 5.1 5.4 5.3 5.2 5.0 8.0 5.0 4.6 4.8 5.0 2.9 1.8 2.9 3.6 4.3 3.0 3.3 3.0 3.3 3.3 5.5 4.5 4.4 4.3 4.5 4.8 5.4 7.9 16.2 6.4 1.8 1.8 2.2 3.6 3.1 5.2 6.5 6.5 6.5 6.5 5.0 15.3 4.4 11.1 5.1 8.0 4.9 4.4 5.4 6.5 5.6 6.1 5.5 5.7 6.0 2.8 2.5 9.5 33.0 2.6 3.0 3.2 3.2 3.3 3.3 Abstract period changed. Ratio of dividends to capital and surplus for 6 months ended— q q 4.3 4.0 5.4 4.8 3.5 4.9 4.6 4.5 3.0 5.0 5.3 5.2 5.2 3.6 5.5 6.1 4.0 3.9 3.2 3.3 10.5 5.8 3.9 3.3 P.ct. 2.7 2.8 2.8 2.3 2.0 2.1 2.2 2.8 5.9 3,4 2.7 3.1 2.2 2.1 2.5 2.5 23 2.6 2.5 3.5 2.3 3.3 3.1 3.1 2.7 2.4 2.8 7.5 5.2 3.2 2.0 5.6 3.0 3.3 P.ct. 2.9 2,9 4.2 2.2 2.0 2.1 2.4 2.8 3.3 2.5 2.1 2.1 2.5 2.9 2.3 2.2 |1 P P.ct. 2.7 2.9 5.1 2.1 2.1 2.1 2.2 3.7 3.1 2.4 2.6 2.8 2.4 2.0 2.5 2.4 2.5 2.6 5.0 3.5 2.3 2.6 4.0 3.4 2.6 2.2 3.3 3.2 4.4 3.1 2.0 3.0 3.6 2.8 P.ct. 2.8 2.9 2.7 2.2 2.0 2.0 2.2 3.3 3.0 3.3 2.5 3.2 2.1 2.0 2.7 2.5 2.2 4.2 2.5 7.5 2.5 2.6 3.6 3.2 2.8 2.2 3.0 3.4 4.2 2.5 1.9 5.5 3.3 3.7 3.7 3.4 3.6 2.1 3.4 4.0 4.1 3.3 3.6 2.9 3.2 2.6 4.5 3.2 4.0 2.5 3.0 29 3.0 3.4 4.2 4.2 3.3 3.3 2.8 4.4 2.9 4.8 2.6 8.4 37 3.0 1.6 2.5 4.0 3.4 1.4 3.3 7.2 5.0 4.4 1.7 2.5 3.1 3.0 4.2 8.0 5.8 4.7 3.7 3.6 6.4 5.3 3.3 3,7 3.8 5.3 3.8 3.4 4.1 6.2 4.9 2.6 4.3 3.3 1.0 3-8 5.0 4.7 4 0 6.0 4.4 2.6 4.3 4.9 4.8 2.2 5.0 3.2 4.4 7.5 3.3 4.7 5.3 10.2 3.6 4.5 2.7 3.6 7.3 4.4 6.7 6.5 15.1 3.2 3.9 3.9 3.4 4.5 4.0 3.7 6.3 11.5 5.6 4.8 4.6 3.3 4,9 4.0 7.0 5.0 5.3 4.9 4.7 16.5 3.6 0.9 4.7 3.5 6.6 9.2 6.4 6.6 3.9 * 2.5 3.5 2.6 3.1 23 2.9 3.7 4.8 §.7 5.8 3.9 2.8 4.9 3.2 4.6 2.6 3.3 4.0 2.8 2.8 2.8 3.8 3.6 4.1 3.1 8.4 7.0 4.8 1.9 2.9 3.1 2.8 3.0 29 2.9 3.1 1.7 4.2 3.0 3.1 2.0 4.2 2.9 2.7 2.4 2.8 3.7 3.0 2.4 2.5 3.5 3.4 3.2 4.8 4.9 4.7 1.8 2.6 2.4 2.2 4.2 5.0 3.0 2.7 2.5 3.2 3.0 2.4 2.2 3.0 3.3 5.3 2.9 1.5 3.0 3.5 2.9 2.4 6.7 2.7 3.4 2.7 1.6 3.3 1.8 4.3 3.3 4.2 2.8 3.4 1.6 3.8 2.3 2.2 4.1 5.1 2.2 2.5 4.2 3.2 1.3 2.9 4.2 7.0 4.4 2.3 2.2 225 EEPOBT OF THE COMPTBOLLEB OF THE CUBBENCY. AND DIVIDENDS OF NATIONAL B A N K S IN EACH STATE, R E S E R V E CITY, AND T E R R I TO J U L Y 1, 1908. type indicate loss.] JMar. 1 1906. Ratio of dividends to capital and surplusfor6 months ended— P.ct. 2.7 3.0 2.8 2.2 2.2 2.1 2.4 2.7 3.6 3.2 2.7 3.1 3.1 2.0 5.2 2.5 2.2 2.5 2.5 3.4 3.0 2.9 3.2 3.3 2.7 2.2 3.1 3.6 4.1 3.7 21.6 5.7 4.7 2.8 2.4 3.6 3.2 2.4 3.9 4.0 3.1 2.9 2.7 3.5 4.7 4.8 3.2 4.2 2.4 3.9 1.5 5.7 2.7 2.2 4.3 3.2 1.3 2.8 3.5 3.5 1.3 3.8 13.1 4.3 4.8 1.6 2.6 Ratio of earnings to capital and surplus for 3 months ended— a Si P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. 3.3 2.7 2.5 2.8 2.6 1.8 2.9 2.9 2.8 2.9 2.9 3.5 2.8 2.8 2.8 3.2 3.5 2.8 2.2 2.2 2.3 2.4 2.3 2.2 2.0 2.1 2.1 2.3 2.0 3.7 2.0 3.2 2.1 5.4 2.2 2.0 2.2 2.2 2.2 2.2 2.2 3.2 7.3 4.2 2.6 2.6 2.7 2.7 3.9 3.0 7.6 4.6 4.5 9.0 2.3 2.0 3.4 3.6 2.9 4.3 2.8 2.7 2.7 2.4 2.7 2.7 3.0 3.3 3.0 3.0 2.9 4.5 2.3 2.1 2.2 2.1 2.1 4.9 2.1 1.9 2.1 2.1 2.1 4.0 2.6 11.8 2.5 2.5 2.5 3.3 2.3 2.3 2.5 2.5 2.3 4.5 2.2 3.2 2 . 3 2.3 3.2 2.9 2.5 2.7 2.7 2.7 2.7 1.7 5.0 6.0 2.5 2.0 4.0 6.8 3.4 9.3 3.2 3.3 3.0 4.9 3.0 3.3 3.6 3.0 2.9 3.6 2.7 2.5 2.6 2.3 2.4 5.8 3.1 3.4 7.7 5.4 3.7 2.7 3.1 3.6 3.6 3.6 4.8 2.8 3.4 2.6 2.4 2.8 3.3 5.0 2.1 2.0 2.5 2.0 2.1 3.0 3.1 3.5 2.5 8.1 10.3 5.7 4.8 6.2 3.7 3.8 2.7 2.6 2.8 3.7 3.6 3.6 5.8 5.0 2.8 3.3 2.3 5.2 18.6 1.6 2.4 2.3 5.7 11.5 2.7 2.2 2.8 6.9 3.9 2.8 5.8 5.4 4.2 4.2 4.8 4.6 11.7 3.9 3.0 3.3 7.0 2.3 2.8 2.8 3 0 3.0 2.9 2 9 2.2 2.4 8.1 17.6 3.6 2.0 2.6 2.5 2.6 2.6 .7 .9 7.7 .9 8 9 4.2 2.5 2.9 3.9 2.9 7.3 3.0 3.0 4.1 3.0. 2.9 3.1 2.3 2.3 2.3 2.2 2.3 3.3 7.8 3.1 2.9 5.3 2.8 2.7 2.8 2.4 3.5 2.5 2.5 4.5 3.1 3.0 3.1 2.9 3.1 3.9 2.9 3.5 2.9 2.9 2.9 2.5 2.7 2.7 2.8 2.8 4.7 4.9 3.4 3.6 5.2 3.3 4.7 3.2 5.2 1.9 8.4 1.9 4.6 1.8 3.3 3.5 3.4 3.8 2.9 5.9 3.1 2.9 3.0 5.3 3.1 2.9 3.2 3.2 3.4 5.3 3.5 3.5 4.1 3.0 2.9 2.9 2.5 1.6 3.2 3.8 4.0 3.7 3.7 6.1 2.2 2.3 2.8 2.2 5.7 2.0 3.4 5.1 3.2 8.2 3.0 5.7 2.2 2.2 2.2 2.7 4.0 5.8 2.0 2.3 2.7 3.3 2.0 6.8 5.0 3.8 3.7 3.5 4.0 4.2 3.1 6.0 3.0 3.0 2.7 3.0 2.9 11.5 9.0 2.5 1.2 2.2 2.7 2.9 2.9 2.7 2.5 3.5 3.4 3.2 3.4 .7 3.3 6.2 3.3 8.0 4.8 2.4 1.7 8.7 2.1 1.6 2.5 2.4 2.5 5.0 4.1 3.7 3.8 4.1 4.6 4.1 4.2 9.2 3.7 7.4 3.5 11.8 5.5 4.6 3.8 5.4 5.5 9.7 4.4 4.3 4.2 4.9 4.8 6.5 1.9 6.2 22.0 2.7 12.2 1.6 2.4 2.5 2.6 2.4 2.5 4.5 a For 4 months. 62280—CUR 1908 15 1-5 P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. 3.7 3.9 4.4 3.7 3.7 4.2 5.4 3.6 4.9 4.0 5.0 5.1 5.3 5.0 4.6 3.4 3.5 3.9 2.7 3.7 3.9 2.7 2.4 3.2 2.8 4.5 4.9 3.2 2.5 3.4 2.3 3.7 4.6 3.0 2.3 3.2 3.1 3.4 3.6 2.8 2.4 3.6 5.3 4.5 4.5 4.8 4.0 4.4 4.0 7.3 4.5 6.1 4.6 5.7 1.3 3.1 3.8 4.2 2.1 4.6 7.2 4.4 6.3 4.2 5.5 5.1 4.2 4.4 5.3 4.9 4.9 5.5 4.7 4.6 4.8 4.5 5.1 4.5 4.8 4.5 3.8 3.3 3.7 3.6 4.4 4.3 3.8 4.5 4.1 4.7 4.6 4.0 4.1 4.3 4.5 4.5 3.8 3.5 3.3 3.6 3.9 3.2 3.4 3.7 3.1 3.8 1.4 3.4 3.2 5.3 6.2 4.3 4.7 5.8 4.2 5.2 5.4 4.5 5.2 11.3 5.3 4.9 2.5 4.9 4.9 4.3 4.8 4.9 4.5 3.8 4.9 4.1 5.5 5.5 5.6 5.9 5.4 5.7 8.0 .3 2.5 2.7 6.6 7.9 5.4 7.2 6.4 7.9 6.2 7.0 3.2 4.2 2.5 3.5 4.0 4.3 7.2 8.7 7.8 7.6 7.0 8.0 5.9 7.4 7.5 5.7 7.7 7.7 4.2 4.3 7.6 4.8 10.1 7.5 9.2 6.0 9.6 5.7 6.1 9.2 7.6 4.3 5.3 4.6 4.6 5.1 6.2 7.4 6.9 6.0 7.5 6.8 5.2 1.9 4.7 9.5 11.4 5.1 6.2 8.5 6.6 6.8 4.6 7.6 3.9 7.0 7.2 6.1 2.2 4.0 7.7 6.5 7.3 7.0 5.2 3.8 3.5 4.0 4.0 2.9 2.9 5.1 6.1 5.6 3.7 3.8 3.3 4.3 5.5 3.7 4.2 4.3 3.8 4.0 3.6 2.1 4.3 5.2 4.6 5.9 3.9 5.9 5.6 5.9 5.2 4.2 3.2 4.3 4.0 5.4 3.8 3.4 3.5 4.1 5.2 5.3 5.1 3.0 4.7 3.5 8.2 8.1 4.1 5.1 4.0 3.5 6.4 5.7 5.1 4.4 4.4 4.5 5.2 2.9 5.3 .2 1.1 3.7 2.4 3.3 2.1 5.1 5.8 6.0 7.1 6.2 2.4 8.8 14.1 32.5 4.9 5.3 3.9 1.0 4.4 17.3 8.6 9.7 5.0 5.8 6.2 5.3 5.7 5.4 11.1 5.9 5.7 5.8 Abstract period changed. 5.6 3.9 2.7 5.7 3.6 3.7 3.2 4.1 4.5 4.1 5.1 4.4 4.4 3.3 5.3 5.4 3.7 4.6 5.1 5.6 5.7 4.9 3.4 6.5 7.5 15.3 4.3 4.0 6.1 5.1 5.1 3.7 5.3 6.2 4.0 3.1 5.3 3.7 3.7 2.1 3.9 4.9 3.9 5.0 5.6 5.2 4.9 5.6 5.1 3.9 4.5 5.2 5.3 6.4 5.4 3.7 5.2 12.0 16.3 4.9 4.7 4.9 6.2 7.5 7.7 6.6 6.9 3.9 2.7 6.0 4.2 3.9 4.8 4.7 5.6 6.1 5.9 5.9 6.2 5.6 5.8 4.8 9.5 5.7 7.5 5.1 7.1 5.6 4.9 5.8 7.4 6.9 3.1 11.0 9.5 7.0 11.9 9.0 P.ct. P.ct. P.ct. 4.1 3.3 3.6 1 5.0 4.9 3.7 2 3.9 4.0 3.7 3 4.0 3.7 3.7 4 5.2 4.3 2.9 5 4.4 7.5 4.2 6 3.5 3.2 2.9 7 4.5 3.9 4.0 8 3.2 5.6 7.4 9 7.8 4.7 4.2 10 3.2 14.8 11 3.7 4.8 4.4 4.2 12 4.6 4.4 3.0 13 3.8 14 4.9 3.8 3.8 8.5 15 3.8 3.9 3.8 3.6 16 2.9 17 3.5 3.7 3.9 3.3 ?, 5 18 4.1 3.0 19 2.6 4.6 4.9 20 10.3 4.4 4.0 21 4.5 4.7 4.0 22 4.6 4.6 4.7 5.4 23 2.4 8.3 24 9.6 7.5 4.4 6.0 25 4.1 4.6 26 4.7 7.2 5.7 27 8.6 7.3 3.4 6.0 28 7.2 5.6 29 2.8 7.5 3.8 6.3 30 6.5 3.5 4.9 31 8.7 4.7 6.5 32 8.8 5.0 6.3 33 8.4 6.5 34 4.7 7.1 3.5 4.9 35 4.4 36 8.4 3.7 5.3 37 4.9 6.0 5.2 5.9 38 7.8 5.6 39 5.8 4.6 4.0 3.1 4.2 40 3.5 2.3 41 3.5 5.8 6.5 4.7 42 3.9 4.7 3.7 43 4.0 3.4 44 3.8 4.3 4.6 4.4 45 5.3 4.8 3.7 46 5.3 5.2 4.3 47 5.2 4.7 4.5 48 5.2 5.6 4.8 49 6.7 4.9 5.8 50 5.3 5.1 51 4.5 6.2 4.4 3 . 1 52 5.5 5.3 53 5.2 4.5 4.5 54 3.7 4.2 55 5.0 7.3 5.3 4.6 56 7.0 5.4 3.9 57 5.6 5.3 58 6.1 4.6 8.8 1.8 59 4.7 7.6 7.2 60 8.7 5.3 4.1 61 4.7 4.8 62 5.8 4.8 7.3 5.4 20.9 63 6.7 5.5 64 1.6 4.4 65 4.8 5.4 3.0 66 2.9 12.2 6.4 10.0 2.8 67 6.4 68 7.1 6.7 9.0 9.1 69 6.9 7.1 4.8 70 7.3 226 No. REPORT OF THE COMPTROLLER OF THE CURRENCY. 58.—RATIOS TO CAPITAL, AND TO CAPITAL AND SURPLUS, OP THE EARNINGS TORY, FROM MARCH 1, 1904, [Figures in bold-faced Ratio of dividends to capital for 6 months ended— State, reserve city, and Territory. Kansas. Kansas City. Topeka Wicnita Montana. Wyoming Colorado Denver.. Pueblo... New Mexico. Oklahoma. Indian Territory. Washington Seattle. Spokane. Tacoma.. Oregon. Portland. California. Los Angeles San Francisco Idaho Utah Salt Lake City Nevada Arizona Alaska Hawaii Porto Rico Average Ratio of dividends to capital and surplus for 6 months ended— a n li P.ct. P.ct, P.ct. P.ct. P.ct, P.ct. P.ct. P. ct. P.ct 6.0 7.7 5.7 4.4 6.3 5.2 4.0 4.6 4.3 2.9 2.9 3.2 3.1 5.3 6.7 8.0 6.5 P.ct, P.ct. P.ct. P.ct, 6.2 4.8 5.5 5.1 3.6 3.6 4.0 5.3 4.4 11.3 6.7 5.4 8.5 4.6 7.6 4.8 5.2 8.7 14.2 13.5 22.7 11.5 6.6 10.8 4.9 6.2 5.5 8.2 8.8 5.2 5.2 7.3 4.4 4.9 11.4 4.5 9.0 4.4 10.2 6.8 6.6 8.3 9.4 5.3 6.4 6.1 18.6 13.2 11.5 6.2 5.7 5.9 6.6 3.0 5.3 12.8 8.7 7.1 5.5 6.6 6.1 4.1 3.5 6.4 10.2 6.1 3.8 4.0 6.7 ,4.9 12.2 17.2 10.3 7.1 il5.9 3.1 7.8 8.4 7.8 7.2 5.8 3.9 9.1 2.9 36.5 4. 9 I 9.1 4.9 5.3 2.1 3.5 4.0 3.5 3.5 6.6 7.0 i 8.7 5.6 6.3 7.9 5.2 !13. 5 10.7 7.4 3.9 6. 2 i 6.1 7.1 5.2 2.7 3.7 3.7 1.1 3.4 7.3 9.1 6. 5 9.6 6.5 9.5 17.0 9.5 12.8 3.1 2.9 ' 2.8 2.8 2.0 3.0 3.0 5.5 4.4 4.8 4.6 5.7 5.4 6.3 5.6 4.9 a For 4 months. Abstract period changed. 4.6 7.6 2.5 4.3 3.7 17.2 12.3 6.6 3.5 5.1 2.0 3.1 0.0 5.9 6.7 5.2 4.0 3.3 3.2 7.5 6.4 2.9 5.2 5.0 2.7 2.2 3.6 4.1 4.4 3.5 2.9 1.6 7.4 3.9 4.7 3.1 5.5 3.6 2.6 2.9 | 3.1 3.0 227 EEPORT OF THE COMPTROLLER OF THE CURRENCY. AND DIVIDENDS OF NATIONAL B A N K S IN EACH STATE, R E S E R V E CITY, AND T E R R I TO JULY 1, 1908—Continued. type indicate loss.] Mar 1, 1906. Ratio of dividends to capital and surplus for 6 months ended— li t-5 Ratio of earnings to capital and surplus for 6 months ended— P0 f§ ii !§ !§ I-J |I P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. P.ct. 4.7 3.9 2.5 2.9 8.9 5.8 5.1 3.4 3.8 4.7 5.1 4.5 3.0 4.8 3.0 6.0 3.7 4.4 4.4 3.8 4.0 3.2 6.8 9.2 4.7 3,6 5.4 10.8 5.1 4.2 3.6 3.1 9.7 7.7 5.7 4.8 2.9 6.9 3.4 6.1 3.5 5.7 4.3 13.6 4.1 8.4 6.9 5.1 9.2 3.6 3.2 16.4 3.3 6.1 2.8 3.8 5.3 7.7 4.8 6.9 3.8 1.8 5.6 3.2 3.9 3.9 3.8 4.7 4.4 8.0 5.0 4.4 28.3 1.3 5.1 6.7 3.0 2.4 5.4 6,1 2.6 2.0 7.5 5.4 2.9 3.8 2.2 5.4 4.3 4.6 3.1 6.6 1.3 2.6 4.9 4.0 2.7 6.7 2.5 6.0 10.6 4.4 2.9 4.4 12.9 2.5 2.7 11.6 3.6 6.4 3.6 2.2 3.7 8.0 5.0 .9 6. 3 6.5 2.4 2.2 3.3 2.5 3.8 2.3 4.1 5.5 3.2 2.7 4.0 7.4 2.3 2.7 5.8 4.0 2.9 4.7 3.4 3.4 2.1 3.0 2.4 11.5 9.1 4.1 2.7 2.7 1.1 2.5 0.0 3.7 3.5 3.9 3.4 3.1 3.7 7.8 10.0 6.5 3.4 6.1 3.9 6.7 3.8 6.6 •3 6.1 5.9 5.3 5.8 7.5 9.3 7.5 8.5 6.3 5.7 8.7 10.7 12.9 9.5 6.8 6.4 4.3 7.2 4.8 1.2 6.6 11.3 10.7 9.4 5.7 2.6 1.8 7.5 6.0 5.3 7.4 12.3 12.3 7.3 7.0 8.2 9.6 8.6 4.8 6.9 7.3 16.8 13.3 9.3 9.8 8.1 8.9 6.2 5.8 5.0 5.8 7.6 10. 6 7.2 7.7 6.1 12.4 5.6 7.5 8.5 4.8 7.5 8.3 6.0 12.2 6.3 8.8 8.3 11.3 15.8 9.6 10.3 6.5 14.9 10.1 7.4 10.1 8.5 9.0 3.1 4.3 9.7 11.0 7.6 10.0 13.4 3.5 12.9 12.6 7.4 4.9 4.9 8.6 5.8 16.3 10.0 7.6 8.1 5.6 10.8 5.0 2.9 9.7 5.9 5.1 2.8 2.7 8.1 9.4 6.7 5.6 4.0 10.6 7.8 2.9 6.5 10.2 6.6 3.1 .2 10.8 9.0 6.4 6.6 4.3 10.3 8.9 6.2 7.3 8.4 6.8 4.8 3.4 9.1 12.8 6.3 6.3 3.4 11.3 7.3 4.7 4.8 8.7 6.0 3.7 1.3 9.5 5,7 6.5 10.1 4.4 8.1 8.9 5.1 6.2 6.2 6.8 3.3 4.8 6.8 7.8 5.9 8.5 4.0 7.4 7.5 2.4 5.8 10.9 3.5 3.3 1.2 8.3 9.1 7.8 6.3 4.4 11.6 10.4 9.3 8.1 9.8 25.3 3.7 3.6 7.4 9.7 6.6 7.9 4.9 9.9 9.7 8.8 4.0 11.6 15.1 3.8 .8 7.8 6.5 4.9 6.2 4.1 9.5 2.5 8.9 3.6 10.0 22.4 4.7 5.3 5.3 4.5 4.5 4.5 5.1 5.2 5.7 5.5 4.6 a For 4 months. Abstract period changed. 9.5 17.6 5.8 5.5 15 7 3.1 11.0 6.7 6.5 6.6 4.1 6.6 7.8 71 72 73 74 75 76 77 78 79 80 81 8? 6.6 83 7.3 84 7 4 7 8 86 5.4 87 8.1 88 4.2 89 5.5 90 3.5 91 4.5 92 8.4 93 3.1 94 5.2 95 8.8 96 10.8 97 4.4 98 4.7 99 4.5 228 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 59.—NUMBER OF NATIONAL BANKS, THEIR CAPITAL, SURPLUS, DIVIDENDS, N E T EARNINGS, AND RATIOS, YEARLY, 1870 TO 1908. 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 . . 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899. 1900 1901 1902. 1903 1904 1905 1906 1907« . 1908 Surplus. 1,526 1,602 1,721 1,882 1,961 1,989 2,061 2,080 2,073 2,045 2,045 2,079 2,118 2,232 2,420 2,616 2,686 2,819 2 993 3,120 3,244 3,477 3,041 3,730 3,764 3,735 3,698 3,659 3,589 3,572 3,571 3,765 4,131 4,451 4,914 5,336 5,685 6,017 6,563 $409,008,896 427,008,134 448,346,485 473,097,353 488,805,637 491,753,557 501,037,162 498,566,925 480,967,305 467,322,946 454,606,073 455,529,963 459,644,485 478,519,528 501,304,720 520,752,720 527,777,898 542,959,709 567,840,644 588,391,497 607,428,365 643,680,165 671,493,123 682,975,512 681,129,704 664,712,365 655,960,855 647,402,875 628,885,895 610,426,625 603,396,550 622,366,094 659,608,169 688,817,835 746,365,438 768,114,231 779,544,247 837,002,528 893,932,010 $84,112,029 93,151,510 98,858,917 109,719,015 120,791,853 129,962,338 134,295,621 131,561,621 123,361,407 117,715,634 116,187,926 121,313,718 129,265,141 135,570,518 143,416,518 148,246,298 150,218,207 160,398,339 175,325,850 188,462,245 200,837,659 215,649,940 230,389,748 241,738,151 247,732,601 245,606,255 248,203,540 249,236,838 248,113,173 244,324,378 250,543,068 257,948,290 285,623,449 324,462,477 372,551,716 402,330,890 414,799,562 501,774,453 548,850,476 586,345,749 213,914,153 Average, 39 years Aggregate, 39 years... Dividends. Net earnings. $43,246,926 43,285,493 44,985,105 48,653,350 48,353,026 49,680,122 49,129,366 44,367,798 41,099,506 35,500,277 35,523,140 37,167,717 39,415,343 41,181,655 41,476,382 40,609,317 41,553,907 43,295,729 45,092,427 46,734,024 49,575,353 50,677,892 50,573,088 51,328,070 46,390,345 46,252,545 45,551,673 43,215,818 43,815,654 44,935,124 47,433,357 50,219,115 64,802,442 60,123,622 73,640,123 70,996,322 80,831,561 144,376,245 97,336,282 $58,218,118 54,057,047 54,817,850 62,499,369 62,666,120 59,172,818 51,898,138 40,133,194 32,220,724 28,337,553 38,025,984 48,485,271 56,254,141 52,670,569 55,568,978 45,969,221 49,551,961 59,611,513 65,409,368 67,869,081 69 756,914 76,952,998 69,980,730 68,386,632 52,422,069 45,560,309 48,566,794 48,612,927 45,568,032 49,315,441 69,981,810 87,674,175 99,103,168 102,743,721 116,475,135 105,196,154 113,662,529 219,195,804 131,335,287 51,857,060 68,305,837 2,022,425,241 2,663,927,646 a March 1,1906, to June 30,1907. capital and surplus. Net earnings to capital and surplus. Capital. capital. Number of banks. Dividends to Year ended March 1— Dividends to ]Ratios Pr. ci. Pr.ct. Pr. ct. 8.8 10.5 11.8 0.1 8.3 10.4 8.2 10.2 10.0 8.4 10.3 10.7 9.9 7.9 10.3 7.9 10.1 9.5 9.8 8.9 8.6 7.6 7.8 8.2 8.6 8.6 8.2 7.8 7.9 7.9 7.9 7.9 8.1 7.9 7.8 7.0 6.8 6.1 6.2 6.4 6.7 6.7 6.4 6.1 6.1 6.1 6.1 6.0 6.1 5.9 7.5 5.6 5.5 7.5 6.8 5.0 6.9 5.0 6.9 5.0 6.7 4.8 6.9 5.0 7.4 5.4 7.9 5.6 5.7 8.1 9.8 6.8 8.7 5.9 9.9 6.6 9.2 6.1 10.4 6.8 17.2 10.8 10.89 6.75 8.84 6.48 8.1 6.3 5.3 4.8 6.7 8.4 9.5 8.6 8.6 6.9 7.3 8.5 8.8 8.7 8.6 8.9 7.8 7.4 5.6 5.0 5.4 5.4 5.2 5.8 8.2 10.0 10.5 10.1 10.4 9.0 9.5 16.4 9.10 8.54 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 229 No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF THEIR CAPITAL, CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDING OCTOBER 31, 1908. Circulation. Name and location of bank. First National Bank, Penn Yan, N. Y.a.. First National Bank, Norwich, Conn.a Second National Bank, Ottumwa, Iowab. Second National Bank, Canton, Ohio &... First National Bank, Lansing, Mich, b First National Bank, Columbia, Mo Total Date of liquidation. Apr. 6,1864 May 2,1864 do Oct. 3,1864 Dec. 5,1864 Sept. 19,1864 Capital. Issued. Retired. Outstanding. 30,1865 8,1865 26,1866 11,1866 22,1866 Nov. Nov. Mar. Mar. Mar, Apr. Apr. Apr. May July Sept. 25,1866 28,1866 1,1867 9,1867 11,1867 18,1867 19,1867 29,1867 28,1867 3,1867 26,1867 Total Farmers' National Bank,Waukesha,Wis.. N. B. of Metropolis, Washington, D. C First National Bank, Providence, Pa National State Bank, Dubuque, Iowa First N. B. of Newton, Newtonville, Mass. First National Bank, New Ulm, Minn . . . N. B. of Crawford County, Meadville, Pa.. KittanningN. B., Kittanning, Pa.e City National Bank, Savannah, Ga.& Ohio National Bank, Cincinnati, Ohio First National Bank, Kingston, N. Y Total First National Bank, Bluffton, Ind National Exchange Bank, Richmond,Va.. First National Bank, Skaneateles, N. Y.. First National Bank, Jackson, Miss First National Bank, Downingtown, Pa... First National Bank, Titiisville, Pa Appleton National Bank, Appleton,Wis.. National Bank of Whitestown, N. Y First N. B., New Brunswick, N. J First N. B., Cuyahoga Falls, Ohio First National Bank, Cedarburg, Wis Commercial N. B., Cincinnati, Ohio Second National Bank, Watertown, N. Y. First N. B., South Worcester, N. Y N. Mechanics & Farmers' B., Albany, N.Y Second National Bank, Des Moines, Iowa. First National Bank, Steubenville, Ohio.. First National Bank, Plumer, Pa First National Bank, Danville, Va Dec. 5,1867 do Dec. 21,1867 Dec. 26,1867 Jan. 14,1868 Jan. 15,1868 Jan. 21,1868 Feb. 14,1868 Feb. 26,1868 Mar. 4,1868 Mar. 23,1868 Apr. 28,1868 July 21,1868 Aug. 4,1868 do Aug. 5,1868 Aug. 8,1868 Aug. 25,1868 Sept. 30,1868 Total First National Bank, Dorchester, Mass First National Bank, Oskaloosa, Iowa Merchants & Mechanics' N. B., Troy, N.Y. National Savings Bank,Wheeling,W.Va.. First National Bank, Marion, Ohio National Insurance Bank, Detroit, Mich.. National Bank of Lansingburg, N. Y N. B. of North America, New York, N. Y. First National Bank, Hallowell, Me First National Bank, Clyde, N.Y Pacific National Bank, New York, N. Y.. Grocers' National Bank, New York, N.Y.. Savannah National Bank, Savannah, Ga. First National Bank, Frostburg, Md Nov. Dec. Dec. Jan. Jan. Feb. Mar. Apr. Apr. Apr. May June June July 23,1868 17,1868 31,1868 7,1869 12,1869 26,1869 6,1869 15,1869 19,1869 23,1869 10,1869 7,1869 22,1869 30,1869 125 30,000 25,500 25, 409 91 25,500 25,409 91 100, 000 100,000 400, 000 50, 000 100, 000 100,000 99,433 567 192, 500 45, 000 85,000 191,693 44, 440 83,395 807 560 1,605 422, 500 418,961 3,539 100,000 200,000 100, 000 150, 000 150, 000 60,000 300, 000 200, 000 100, 000 500,000 200,000 90,000 180,000 90, 000 127,000 130,000 54,000 89, 560 177,331 88, 890 123,902 128,932 53,345 440 2,669 1,110 3,098 1,068 655 450,000 180,000 444,620 178,112 5,380 1,888 1,301,000 1,284,692 16,308 50, 000 200,000 150,000 100,000 100,000 100,000 50, 000 120, 000 100,000 50,000 100,000 500,000 100,000 175, 500 350,000 50,000 150,000 100, 000 50,000 45,000 180, 000 135,000 45,500 90,000 86,750 45,000 45,500 90,000 45,000 90, 000 345,950 90,000 157,400 314,950 42, 500 135,000 87, 500 45,000 44,611 179, 560 133,948 45,375 89,111 85,967 44, 407 45, 278 88, 799 44, 492 89, 632 344,230 89, 250 155, 921 313, 535 42,162 133, 562 86, 432 44, 785 389 440 1,052 125 889 783 593 222 1,201 508 368 1,720 750 1,479 1,415 338 1,438 1,068 215 2,595, 500 Nov. Dec. Apr. July Oct. $125 89,875 2,060,000 Total Fourth National Bank, Indianapolis, Ind. Berkshire National Bank, Adams, Mass.c. National Union Bank, Rochester, N. Y... First National Bank, Leonardsville, N. Y. Farmers' National Bank, Richmond, Va.. $89,875 90,000 750,000 Mar. 15,1865 June. 9,1865 Sept. 16,1865 $90,000 230,000 First National Bank, Carondelet, Mo First National Bank, Utica, N. Y.a Pittston National Bank, Pittston, Pa $100,000 100,000 . . . . 2,116,050 2,101,057 14,993 150,000 75, 000 300, 000 100,000 125,000 200,010 150, 000 1,000, 000 60, 000 50, 000 422, 700 390, 000 100, 000 50, 000 132, 500 67, 500 184, 750 90,000 109, 850 85, 000 135, 000 333, 000 53, 350 44, 000 134, 990 85,250 85,000 45,000 130,773 67, 012 183,301 89, 305 109, 069 84, 503 133, 878 331,155 52,972 43, 325 134,122 85,026 84, 585 44, 787 1,727 488 1,449 695 781 497 1,122 1,845 378 675 868 224 415 213 266,666' New bank with same title. & Never completed organization. c Consolidated with another bank. 230 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. liquidation. Aug. 30,1869 First National Bank, La Salle, 1 1 1 N. Bank of Commerce, Georgetown, D. C. Oct. 28,1869 Capital. Issued. Retired. Outstanding. $50,000 100,000 $45,000 90,000 $44,570 89,135 $430 3,322,710 1,720,190 1,707,518 12,672 150,000 50, 000 300,000 100, 000 100,000 500, 000 500, 000 150,000 100,000 100,000 200,000 100,000 100 000 50,000 300,000 100,000 135,000 42, 500 175,750 85,250 88,250 44,000 425,000 135,000 90,000 90,000 179,990 90,000 134,313 42,318 174,140 84,249 87, 433 43, 631 422,110 133,991 89, 533 89, 440 178,739 89,203 27,000 270,000 85,000 26,915 267,423 84,463 2,577 2,900,000 1,962,740 1,947,901 14,839 100,000 100,000 50,000 100,000 150,000 100,000 100,000 100,000 200,000 90,000 90,000 45,000 90,000 135,000 90,000 49,500 90,000 180,000 88,878 89,410 44,645 86,273 134,137 89,487 49,058 89,383 178,374 1,122 1,000,000 859,500 849,645 9,855 100,000 75,000 300,000 105,500 500,000 50,000 100,000 200,000 150,000 400,000 200,000 60,000 100,000 90,000 67,500 270,000 91,700 450,000 45,000 81,000 165,000 135,000 206,100 180,000 48,750 80,910 89,343 67,055 269,240 90,980 444,536 44,508 80,154 163,785 133,860 204,045 178,220 48,372 80,289 657 445 760 720 2,340,500 1,910,060 1,894,387 16,573 115,000 300,000 154,700 200,000 100,000 230,000 75,000 140,000 100,000 100,000 50,000 50,000 150,000 250,000 500,000 100,000 200,000 50,000 500,000 103,500 120,000 138,140 180,000 90,000 207,000 66,900 93,800 83,250 31,500 45,000 45,000 116,770 225,000 438,750 97,500 180,000 45,000 150,300 102,353 120,000 136,808 178,172 88,935 207,000 66,103 93,035 82 497 31,400 44,455 44,360 115,525 222,668 433,968 96,321 176,902 44,361 148,703 1,147 3,364,700 2,452,410 2,433,566 23,844 City National Bank, Green Bay, Wis Nov. 29,1873 50,000 Jan. 1,1874 100,000 First National Bank, Shelbina, Mo Jan. 8,1874 125,000 Second National Bank, Nashville, Tenn.. a New bank, with same title. 45,000 90,000 92,920 44 465 89,490 91,880 1,040 Total Miners' N. B., Salt Lake City, Utah First National Bank, Vinton, Iowa National Exchange B., Philadelphia, Pa.. First National Bank, Decatur, 1 1 1 National Union Bank, Owego, N. Y First National Bank, Berlin, Wis Central National Bank. Cincinnati, Ohio.. First National Bank, Dayton, Ohio National Bank of Chemung, Elmira, N.Y. Merchants' N. B., Milwaukee, Wis First National Bank, St. Louis, Mo Chemung Canal N. B., Elmira, N . Y Central National Bank Omaha Nebr « First National Bank, Clarksville, Va First National Bank, Burlington, Vt First National Bank, Lebanon, Ohio Dec. Dec. Jan. Jan. Jan. Jan. Mar. Apr. June June July Aug. Sept. Oct. Oct. Oct. 2,1869 13,1869 8,1870 10,1870 11,1870 25,1870 31,1870 9,1870 10,1870 14,1870 16,1870 3,1870 23 1870 13,1870 15,1870 24,1870 Total N. Exchange Bank, Lansingburg, N. Y... Muskingum N. Bank, Zanesville, Ohio... United National Bank, Winona, Minn.... First National Bank, Des Moines, Iowa... Saratoga County N. B., Waterford, N. Y.. State National Bank, St. Joseph, Mo First National Bank, Fenton, Mich First National Bank, Wellsburg, W. Va.. Clarke National Bank, Rochester, N. Y... Dec. Jan. Feb. Mar. Mar. Mar. May June Aug. 27,1870 7,1871 15,1871 25,1871 28,1871 31,1871 2,1871 24,1871 11,1871 Total Commercial N. B., Oshkosh, Wis Fort Madison N. B., Fort Madison, Iowa. National Bank of Maysville, Ky Fourth National Bank, Syracuse, N. Y... American N. B., New York, N. Y Carroll County N. B., Sandwich, N. H . . . Second National Bank, Portland, Me Atlantic National Bank, Brooklyn,N. Y.. Mer. and Far.'s N. B., Quincy, 111 First National Bank, Rochester, N . Y Lawrenceburg National Bank, Ind Jewett City N. B., Jewett City, Conn First National Bank, Knoxville, Tenn Nov. Dec. Jan. Jan. May May June July Aug. Aug. Sept. Oct. Oct. 22,1871 26,1871 6,1872 9,1872 10,1872 24,1872 24,1872 15,1872 8,1872 9,1872 10,1872 4,1872 22,1872 Total First National Bank, Goshen, Ind Nov. 7,1872 Kidder N. Gold B., Boston, Mass Nov. 8,1872 Second National Bank, Zanesville, Ohio.. Nov. 16,1872 Orange County N. B., Chelsea, Vt Jan. 14,1873 Second National Bank, Syracuse, N. Y . . . Feb. 18,1873 Feb. 28,1873 Richmond N. B., Richmond, Ind.a Mar. 7,1873 First National Bank, Adams, N. Y Mar. 11,1873 Mechanics' N. B., Syracuse, N. Y F. and M. National Bank, Rochester, N. Y Apr. 15,1873 Montana National Bank, Helena, Mont... . . . .do.. June 3,1873 First National Bank, Havana, N. Y June 30,1873 Mer. and Far.'s N. B., Ithaca, N.Y July 18,1873 National Bank of Cazenovia, N.Y Aug. 30,1873 Merchants' N. B., Memphis, Tenn Sept. 25,1873 Manufacturers' N. B., Chicago, 111 .....do.. Second National Bank, Chicago, 1 1 1 Sept. 30,1873 Merchants' N. B., Dubuque, Iowa Oct. 2,1873 Beloit National Bank, Beloit, Wis Oct. 22,1873 Union National Bank, St. Louis, Mo Total 865 687 182 1,610 1,001 817 369 2,890 1,009 467 560 1,251 797 85 537 590 355 3,727 863 513 442 617 1,626 5,464 492 846 1,215 1,140 2,055 1,780 378 621 1,332 1,828 1,065 797 765 753 100 545 640 1,245 2,332 4,782 1,179 3,098 639 1,597 535 510 231 EEPOET OF THE COMPTEOLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. First National Bank, Oneida, N. Y Merchants' N. B., Hastings, Minn National Bank of Tecumseh, Mich Gallatin N. B., Shawneetown, 111 First National Bank, Brookville, Pa Citizens' National Bank, Sioux City, Iowa. Citizens' N. B., Charlottesville, Va Farmers' National Bank, Warren, 111 First National Bank, Medina, Ohio Croton River N. B., South East, N. Y Mer. N. B. of W. Va., Wheeling, W. Va.. Central National Bank. Baltimore, Md Second N. B., Leavenworth, Kans Teutonia National Bank, New Orleans, La City National Bank,Chattanooga,Tenn... First National Bank, Cairo, 111 Date of liquidation. Jan. 13,1874 Feb. 7,1874 Mar. 3,1874 Mar. 7,1874 Mar. 26,1874 Apr. 14,1874 Apr. 27,1874 Apr. 28,1874 May 6,1874 May 25,1874 July 7,1874 July 15,1874 July 22,1874 Sept. 2,1874 Sept. 10,1874 Oct. 10,1874 Total First National Bank, 0lathe, Kans First National Bank, Beverly, Ohio Union National Bank, La Fayette, Ind... Ambler N. B., Jacksonville, Fla.a Mechanics' National Bank, Chicago, 111... First National Bank, Evansville, Wis First N. B., Baxter Springs, Kans People's National Bank, Pueblo, Colo N. B. of Commerce, Green Bay, Wis First National Bank, Miliersburg, Ohio... First National Bank, Staunton, Va National City Bank, Milwaukee, Wis Irasburg N. B. of Orleans, Irasburg, Vt... First National Bank, Pekin, 111 Merchants and Planters' National Bank, Augusta, Ga Monticello N. B., Monticello, Iowa Iowa City N. B., Iowa City, Iowa First National Bank, Wheeling, W. Va... First N. B., Mount Clemens, Mich First National Bank, Knob Noster, Mo... First National Bank, Brodhead, Wis Auburn City N. B., Auburn, N. Y First National Bank, Eldorado, Kans First N. B., Junction City, Kans First National Bank, Chetopa, Kans First National Bank, Golden, Colo National Bank of Jefferson, Wis Green Lane N. B., Green Lane, Pa State National Bank, Topeka, Kans Farmers' N. B., Marshall town, Iowa Richland National Bank, Mansfield, Ohio. Planters' National Bank, Louisville, Ky.. First National Bank, Gallatin, Tenn First National Bank, Charlestown, W. Va. People's National Bank, Winchester, 111.. First N. B., New Lexington, Ohio First National Bank, Ishpeming, Mich Fayette County N. B., Washington, Ohio. Issued. Retired. Outstanding. $125,000 100,000 50,000 250,000 100,000 50,000 100,000 50,000 75,000 200,000 500,000 200,000 100,000 300,000 170,000 100,000 $110,500 90,000 45,000 225,000 90,000 45,000 90,000 45,000 45,000 166,550 450,000 180,000 90,000 270,000 148,001 90,000 $109,177 88,708 44,390 223,404 88,970 44,870 89,504 44,520 44,783 163,842 445,752 179,175 88,279 268,710 147,409 88,853 $1,323 1,292 610 1,596 1,030 130 496 480 217 2,708 4,248 825 1,721 1,290 592 1,147 2,745,000 2,407,971 2,386,181 ! 21.790 Nov. 9,1874 Nov. 10,1874 Dec. 4,1874 Dec. 7,1874 Dec. 30,1874 Jan. 9,1875 Jan. 12,1875 do .do do Jan. 23,1875 Feb. 24,1875 Mar. 17,1875 Mar. 25,1875 50,000 102,000 250,000 42,500 250,000 55,000 50,000 50,000 100,000 100,000 100,000 100,000 75,000 100,000 45,000 90,000 224,000 44,710 88,793 220,596 290 1,207 3,404 125,900 45,000 36,000 27,000 90,000 60,400 90,000 60,000 07,500 90,000 124,370 44,616 35,695 26,835 89,400 59,134 89,247 59,320 60,753 88,911 1,530 384 305 165 600 1,266 753 680 747 1,089 Mar. 30,1875 do Apr. 14,1875 Apr. 22,1875 Mav 20,1875 May 29,1875 June 24,1875 June 26,1875 June 30,1875 July 1,1875 July 19,1875 Aug. 25,1875 Aug. 26,1875 Sept. 9,1875 Sept. 15,1875 Sept. 18,1875 Sept. 25,1875 Sept. 30,1875 Oct. 1,1875 Oct. 2,1875 Oct. 4,1875 Oct. 12,1875 Oct. 20,1875 Oct. 26,1875 200,000 100,000 125,000 250,000 50,000 50,000 50,000 200,000 50,000 50,000 50,000 50,000 60,000 100,000 60,000 50,000 150,000 350,000 75,000 100.000 75,000 50,000 50,000 100,000 169,000 45,000 104,800 225,000 27,000 43,800 45,000 141,300 45, 000 45,000 36,000 27,000 54,000 90,000 30,600 27,000 130,300 315,000 45,000 90,000 67,500 45,000 45,000 81,280 167,870 44,879 103,349 222,665 26,930 43,508 44,622 139, 458 44,619 44,750 35,761 26,838 53,137 89,827 30,512 26,870 128, 468 312,325 44,675 89,347 66,977 44,730 44,752 80,853 1,130 121 1,451 2,335 70 292 378 1,842 381 250 239 162 863 173 88 130 1,832 2,675 325 653 523 270 248 427 3,869,500 3,025, 475 2,996,197 29,278 100,000 100,000 50,000 100,000 100,000 50,000 100,000 100,000 50,000 50,000 55,000 150,000 100,000 50,000 50,000 70,000 46,820 65,991 45,000 90,000 59,710 45,000 90,000 90,000 45,000 45,000 49,500 90,000 45,000 45,000 45,000 63,000 46,440 05.292 44,582 89,098 58,575 44,607 88,972 89,497 44,686 44,529 48,650 88,500 44,255 44,565 44,582 62,659 380 699 418 902 1,135 393 1,028 503 314 471 850 1,500 745 435 418 341 Total Merchants' N. B., Fort Wayne, Ind Kansas City N. B., Kansas City, Mo First National Bank, Schoolcraft, Mich... First National Bank, Curwensville, Pa... National Marine Bank, St. Paul, Minn... First National Bank, Rochester, Ind First National Bank, Lodi, Ohio . Iron National Bank, Portsmouth, Ohio... First National Bank, Ashland, Nebr First National Bank, Paxton, 111 First National Bank, Bloomfield, Iowa... Marietta National Bank, Marietta, Ohio.. Salt Lake City N. B., Salt LakeCity, Utah. First National Bank, La Grange, Mo First National Bank, Atlantic, Iowa First National Bank, Spencer, Ind. Capital. Nov. Nov. Nov. Dec. Dec. Jan. 8,1875 13,1875 17,1875 17,1875 28,1875 11,1876 Jan. Jan. Jan. Feb. Feb. Feb. Feb. Mar. Mar. 19,1876 26,1876 28,1876 5,1876 16,1876 21,1876 24,1876 7,1876 11,1876 do a No circulation. 232 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. National Currency Bank, New York, N. Y. Caverna National Bank, Caverna, Ky City National Bank, Pittsburg, Pa National State Bank, Des Moines, Iowa... First National Bank, Trenton, Mo First National Bank, Bristol, Tenn First National Bank, Leon, Iowa Anderson Co. N. B., Lawrenceburg, Ky.. First National Bank, Newport, Ind First National Bank, De Pere, Wis Second National Bank, Lawrence, Kans... Commercial National Bank,Versailles,Ky. State National Bank, Atlanta, Ga Syracuse National Bank, Syracuse, N. Y. First National Bank,Northumberland,Pa. Mar. 23,1876 May 13,1876 May 25,1876 June 21,1876 June 22,1876 July 10,1876 July 11,1876 July 29,1876 Aug. 7,1876 Aug. 17,1876 Aug. 23,1876 Aug. 26,1876 Aug. 31,1876 Sept. 25,1876 Oct. 6,1876 Total First National Bank, Lancaster, Mo First National Bank,CouncU Grove, Kans National Bank Commerce, Chicago, 111... First National Bank, Palmyra, Mo First National Bank, Newton, Iowa National Southern Kentucky Bank, Bowling Green, Ky First National Bank, Monroe, Iowa First National Bank, New London, Conn. Winona Deposit N. B., Winona, Minn.... First N. B., South Charleston, Ohio Lake Ontario N. B., Oswego, N. Y . First National Bank, Sidney, Ohio Chillicothe National Bank, Ohio First National Bank, Manhattan, Kans... National Bank, Monticello, Ky First National Bank, Rockville, Ind.. Georgia National Bank, Atlanta, Ga First National Bank, Adrian, Mich First National Bank, Napoleon, Ohio First National Bank, Lancaster, Ohio First National Bank, Minerva, Ohio Kinney National Bank, Portsmouth, Ohio First National Bank, Green Bay, Wis National Exchange Bank, Wakefield, R. I. Issued. Retired. Outstanding. $100,000 50,000 200,000 100,000 50,000 50,000 60,000 100,000 60,000 50,000 100,000 170,000 200,000 200,000 100,000 $45,000 45,000 68,929 50,795 45,000 45,000 45,000 45,000 45,000 31,500 67,500 153,000 73,725 117,961 62,106 $44,250 44,830 68,588 49,715 44,646 44,753 44,335 44,825 44,766 31,351 66,995 151,918 73,305 115,388 60,743 $750 170 341 1,080 354 247 665 175 234 149 505 1,082 420 2,573 1,363 2,865,000 1,900,537 1,879,897 20, C>40 14,1876 28,1876 2,1876 12,1876 16,1876 50,000 50,000 250,000 100,000 50,000 27,000 26,500 71,465 46,140 45,000 26,902 26,205 70,G45 45,224 44,156 98 295 820 916 844 Dec. 23,1876 Jan. 1,1877 Jan. 9,1877 Jan. 28,1877 Feb. 24,1877 .. .do Feb. 26,1877 Apr. 9,1877 Apr. 13,1877 Apr. 23,1877 Apr. 25,1877 May 31,1877 June 11,1877 June 30,1877 Aug. 1,1877 Aug. 24,1877 Aug. 28,1877 Oct. 19,1877 Oct. 27,1877 50,000 60,000 100,000 100,000 100,000 275,000 52,000 100,000 52,000 60,000 200,000 100,000 100,000 50,000 60,000 50,000 100,000 50,000 70,000 27,000 35,700 38,300 63,285 90,000 66,405 46,200 53,825 44,200 49,500 173,090 45,000 43,500 45,000 54,000 45,000 90,000 45,000 34,650 26,820 35,516 36,896 62,327 88,461 62,761 45,572 52,705 43,747 49,130 170,895 43,852 43,029 44,292 52,681 44,557 89,300 44,069 34,150 180 184 1,404 958 1,539 3,644 628 1,120 453 370 2,195 1,148 471 708 1,319 443 700 931 500 2,229,000 1,305,760 1,283,892 21,86$ 50,000 50,000 500,000 50,000 100,000 200,000 100,000 200,000 50,000 100,000 50,000 50,000 50,000 100,000 50,000 100,000 50,000 200,000 200,000 • 50,000 100,000 60,000 200,000 80,000 50,000 50,000 50,000 50,000 100,000 50,000 100,000 100,000 100,000 45,000 45,000 441,000 44,350 90,000 52,167 82,500 53,055 45,000 89,000 45,000 32,400 45,000 64,750 27,000 33,-471 44,500 75,713 89,400 45,000 88,400 38,461 69,750 31,500 40,500 44,200 26,300 44,500 49,000 29,300 85,705 89,300 67,110 44,285 44,379 426,897 43,773 88,451 49,577 80,938 49,607 44,610 87,876 44,408 32,050 44,369 64,171 25,956 32,607 44,189 72,610 89,085 44,685 87,075 37,911 68,135 31,260 40,208 43,805 26,023 43,999 48,740 29,064 85,210 88,374 715 621 14,103 577 1,549 2,590 1,562 3,448 390 1,124 592 350 631 579 1,044 864 311 3,103 315 315 1,325 550 1,615 240 292 395 277 501 260 236 495 926 1,439 Nov. Nov. Dec. Dec. Dec. Total First National Bank, Union City, Ind First National Bank, Negaunee, Mich Tenth National Bank, New York, N. Y.. First National Bank, Paola, Kans National Exchange Bank, Troy, N. Y Second National Bank, La Fayette, Ind.. State National Bank, Minneapolis, Minn.. Second National Bank, St. Louis, Mo First National Bank, Sullivan, Ind. Rockland County N. B., Nyack, N. Y..._ First National Bank, Wyandotte, Kans.. First National Bank, Boone, Iowa First National Bank, Pleasant Hill, Mo... National Bank of Gloversville, N. Y First National Bank, Independence, Mo.. National State Bank, Lima, Ind First National Bank, Tell City, Ind First National Bank, Pomeroy, Ohio Eleventh Ward N. B., Boston, Mass First National Bank, Prophetstown, 111... First National Bank, Jackson, Mich First National Bank, Eau Claire, Wis... First National Bank, Washington, Ohio.. First National Bank, Middleport, Ohio... First National Bank, Streator, 111 First National Bank, Muir, Mich Kane County N. B., St. Charles, 111 First National Bank, Carthage, Mo Security National Bank, Worcester, Mass First National Bank, Lake City, Colo.... People's National Bank, Norfolk, Va Topeka National Bank, Topeka, Kans... First National Bank, St. Joseph, Mo Capital. Nov. 10,1877 Nov. 13,1877 Nov. 23,1877 Dec. 1,1877 Dec. 6,1877 Dec. 20,1877 Dec. 31,1877 Jan. 8,1878 do Jan. 10,1878 Jan. 19,1878 Jan. 22,1878 Feb. 7,1878 Feb. 28,1878 Mar. 1,1878 Mar. 2,1878 Mar. 4,1878 Mar. 5,1878 Mar. 14,1878 Mar. 19,1878 Mar. 26,1878 Mar. 30,1878 Apr. 5,1878 Apr. 20,1878 Apr. 24,1878 Apr. 25,1878 May 31,1878 June 1,1878 June 5,1878 June 15,1878 July 31,1878 Aug. 7,1878 Aug. 13,1878 . 65,671 233 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OP SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC—Cont'd. Circulation. Name and location of bank. jjaie oi liquidation. First National Bank, Winchester, Ind Muscatine N. B., Muscatine, Iowa Traders' National Bank, Chicago, 111 Union National Bank, Rah way, N. J First National Bank, Sparta, Wis Herkimer County N. B., Little Falls, N.Y. Total Aug. Sept. Sept. Sept. Sept. Oct. 24,1878 2,1878 4,1878 10,1878 14,1878 11,1878 Farmers' National Bank, Bangor, Me Pacific N. B., Council Bluffs, Iowa First National Bank, Anamosa, Iowa Smithfield National Bank, Pittsburg, Pa. First National Bank, Buchanan, Mich First National Bank, Prairie City, 111 Corn Exchange N. B., Chicago, 111 Franklin National Bank, Columbus, Ohio. Traders' National Bank; Bangor, Me First National Bank, Gonic, N. PI First National Bank, Salem, N. C First National Bank, Granville, Ohio.. Nov. Nov. Dec. Dec. Dec. Dec. Jan. 22,1878 30,1878 14,1878 16,1878 21,1878 24,1878 4; 1879 Gainesville N. B., Gainesville, Ala First National Bank, Hackensack, N. J .. National Bank of Delavan, Delavan, Wis. Mechanics' N. B., Nashville, Tenn Manchester N. B., Manchester Ohio First National Bank, Meyersdale, Pa First National Bank, Mifflinburg, Pa National Bank of Michigan, Marshall, Mich National Exchange Bank, Houston, Tex. Ascutney National Bank, Windsor, Vt Total First National Bank, Seneca Falls, N. Y. First National Bank, Baraboo, Wis Bundy National Bank, New Castle, Ind.. Vineland National Bank, Vineland, N. J. Ocean County, N. B., Tom's River N. J Hungerford, National Bank, Adams, N. Y. Merchants' N. B., Minneapolis, Minn Farmers' N. B., Mechanicsburg, Ohio First National Bank, Green Spring, Ohio. First National Bank, Cannon Fails, Minn. First National Bank, Coshocton, Ohio Manufacturers' N. B., Three Rivers, Mich. First National Bank Lansing, Iowa First National Bank, Watertown, N. Y... First National Bank, Americus, Ga First National Bank, St. Joseph, Mich . . . Issued. Retired. Outstanding. do do Jan. Jan. Feb. Feb. Feb. Mar. Mar. Mar. Apr. Apr. Apr. May May June July July July July July Aug. Aug. Aug. 21,1879 25,1879 15,1879 18,1879 27,1879 1,1879 3,1879 4,1879 15,1879 22,1879 26,1879 8,1879 15,1879 16,1879 3,1879 5,1879 8,1879 19,1879 21,1879 15,1879 16,1879 30,1879 $60,000 100,000 200,000 100,000 50,000 200,000 $52,700 44,200 43,700 89,200 45,000 178,300 $51,621 42,936 41,245 87,710 44,210 175,462 $1,079 1,264 2,455 1,490 790 2,838 4,100,000 Jan. 14,1879 do do . .do do do First National Gold Bank, Stockton, Cal.. First National Bank, Sheboygan, Wis.. First National Bank, Boscobel, Wis National Marine Bank, Oswego, N. Y Central National Bank, Hightstown, N. J. Brookville National Bank, Brookville, Ind Farmers' National Bank, Centerville, Iowa First National Bank, Clarinda, Iowa Waterville National Bank, Waterville, Me. First National Bank, Tremont, Pa First National Bank, Atlanta, 111 Union National Bank, Aurora, 111 National Bank of Menasha, Wis National Exchange B., Jefferson City, Mo. First National Bank, Hannibal, Mo Merchants' National Bank, Winona,Minn. Farmers' National Bank, Keiths burg, 111.. First National Bank, Franklin, Ky National Bank of Salem, Salem, Ind Fourth National Bank,Memphis,Tenn... Bedford National Bank, Bedford, Ind First National Bank, Afton, Iowa First National Bank, Deer Lodge, Mont.. First National Bank, Batavia, 111 National Gold Bank and Trust Company, San Francisco, Cal Total Capital. 2,646,432 2,593,182 53,250 100,000 100,000 50,000 200,000 50,000 50,000 500,000 100,000 100,000 60,000 150,000 50,000 120,000 300,000 50,000 50,000 120,000 100,000 100,000 50,000 50,000 125,000 75,000 50,000 125,000 50,000 50,000 100,000 100,000 50,000 100,000 50,000 125,000 100,000 50,000 50,000 50,000 89,100 45,000 44,500 78,750 27,000 27,000 59,160 93,070 76,400 45,597 128,200 34,365 99,800 238,600 45,000 43,900 44,300 32,400 89,000 41,500 45,000 110,300 64,600 26,500 82,000 44,500 45,000 88,200 35,000 27,000 54,000 44,400 45,000 87,200 26,500 45,000 44,300 87,359 43,964 44,033 78,150 26,733 26,740 54,454 90,873 75,048 44,584 126,860 33, 319 98,228 228,351 44,445 43,150 42,315 32,108 87, 470 41,043 44,334 108,253 63,250 26,280 80,427 43,813 44,301 85,780 34,599 26,540 53,425 43,976 44,210 86,152 26,224 44,150 42,774 1,741 1,036 467 600 267 260 4,706 2,197 1,352 1,013 1,340 1,046 1,572 10,249 555 750 1,985 292 1,530 457 666 2,047 1,350 220 1,537 687 699 2 420 401 460 575 424 790 1,048 276 850 1,526 Nov. 23,1880 Nov. 27,1880 Dec. 6,1880 Jan. 11,1881 do . Jan. 27,1881 Jan. 31,1881 Feb. 18,1881 do Feb. 21,1881 do . . . Feb. 25,1881 do May 26,1881 June 17,1881 June 30,1881 40,000 30,293 9,707 2,337,142 2,278,008 59,134 100,000 100,000 50,000 100,000 50,000 50,000 100,000 120,000 100,000 100,000 90,000 90,000 27,000 90,000 48,303 30,600 87,825 100,800 31,500 90,000 88,733 88,970 26,225 88,550 47,613 30,350 86,275 98,629 31,045 88,491 1,267 1,030 775 1,450 690 250 1,550 2,171 455 1,509 870,000 Nov. 25,1879 Dec. 6,1879 Jan. 7,1880 Jan. 13,1880 . ..do Mar. 5,1880 Mar. 8,1880 May 14,1880 Sept. 10,1880 Oct. 19,1880 750,000 4,450,000 Sept. 1,1879 686,028 674,881 11,147 60,000 50,000 50,000 50,000 100,000 50,000 150,000 100,000 50,000 50,000 50,000 50,000 50,000 100,000 L 000 54,000 27,000 45,000 45,000 119,405 45,000 98,268 30,140 45,000 45,000 53,058 45,000 45,000 75,510 45,000 26,500 53,053 26,540 44,729 44,711 117,670 43,371 96,837 29,700 44,416 44,683 52,259 44,307 43,886 73,430 44,303 25,909 947 460 271 289 1,735 1,629 1,431 440 584 317 799 693 1,114 2,080 697 5o;ooo 591 234 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Date of liquidation. Circulation. Capital. Issued. Retired. Outstanding. First National Bank, Lisbon, Iowa First National Bank, Warsaw, Ind Brighton National Bank, Brighton, Iowa. Merchants' National Bank, Denver, Colo. Merchants National Bank, Holly, Mich.. First National Bank, Alliance, Ohio First National Bank, New London, Conn. National Bank of Royalton Vt First National Bank, Whitehall, N. Y.... National Bank of Pulaski, Tenn First National Bank, Alton, 111 Havana National Bank, Havana, N. Y... First National Bank, Brownsville, Pa Second National Bank, Franklin, Ind Merchants' N. B., Georgetown, Colo Commercial National Bank, Toledo, Ohio. Harmony National Bank, Harmony, Pa.. First National Bank, Liberty, Ind Manufacturers' N. B., Amsterdam, N. Y.. Total Nov. 1,1881 Dec. 1,1881 Dec. 15,1881 Dec. 24,1881 Dec. 31,1881 Jan. 3,1882 Jan. 10,1882 do Jan. 18,1882 Jan. 23,1882 Mar. 30,1882 Apr. 15,1882 May 2,1882 June 20,1882 June 22,1882 July 6,1882 July 7,1882 July 22,1882 Aug. 1,1882 First National Bank, Bay City, Mich First National Bank, Ripley, Ohio National Bank of State of New York, New York, N. Y First National Bank, Wellington, Ohio... Second National Bank, Jefferson, Ohio... First National Bank, Painesville, Ohio St. Nicholas N. B., New York, N. Y Fifth National Bank Chicago 1 1 1 First National Bank, Dowagiac, Mich First National Bank, Greenville, 111 Merchants' N. B., East Saginaw, Mich Logan County N. B., Russellville, Ky . National Bank of Vandalia, 111 Traders' National Bank, Charlotte, N. C . First National Bank, Norfolk, Nebr First N B Midland City Mich & Citizens' N. B., New Ulm, Minn National Bank of Owen, Owenton, Ky... Merchants' N. B., Nashville, Tenn Indiana National Bank, Bedford, Ind Stockton National Bank, Stockton, Cal... Wall Street N. B., New York, N. Y Commercial N. B., Reading, Pa Total Nov. 8,1882 Nov. 10,1882 Dec. 6,1882 Dec. 12,1882 Dec. 26,1882 Dec. 30,1882 do do Jan. 3,1883 Jan. 9,1883 do do Jan. 11,1883 Jan. 16,1883 Feb. 3,1883 Feb. 5,1883 Mar. 1,1883 Mar. 5,1883 June 30,1883 Aug 25,1883 Oct. 1,1883 Oct. 15, 1883 Oct. 23,1883 8,1881 1,1881 9,1881 10,1881 13,1881 27,1881 30,1881 4,1881 Nov. 10,1883 Corn Exchange N. B., Chicago, III." Farmers' National Bank, Sullivan, Ind... Dec. 24,1883 Jan. 8,1884 City National Bank, La Salle, 111 Jan. 22,1884 Hunt County N. B., Greenville, Tex Jan. 31,1884 Waldoboro N. B., Waldoboro, Me Third National Bank, Nashville, Tenn... Feb. 20,1884 Mar. 25,1884 Madison County N. B., Anderson, Ind Apr. 7,1884 First National Bank, Phoenix, Ariz Cobbossee National Bank, Gardiner, Me.. Apr. 18,1884 Mechanics and Traders' National Bank, Apr. 24,1884 New York, N. Y May 17,1884 Princeton N. B., Princeton, N. J June 30,1884 Kearsarge National Bank, Warner, N. II. July 31,1884 Second National Bank, Lansing, Mich First National Bank, Ellensburg, Wash.. Aug. 9,1884 Aug. 12,1884 German N. B., Millerstown, Pa Aug. 27,1884 Exchange N. B., Cincinnati, Ohio Sept. 30,1884 First National Bank, Rushville, 111 a New bank with same title. $45,000 $43,950 $1,050 45,000 45,000 81,665 90,000 45,000 270,000 44,327 44,080 80,140 88,596 44,820 266,583 1,525 1,404 3,417 1,465,546 1,442,300 23,246 50,000 50,000 50,000 120,000 50,000 50,000 300,000 100,000 50,000 70,000 100,000 50,000 75,000 100,000 50,000 100,000 50,000 60,000 80,000 45,000 48,500 45,000 72,000 45,000 45,000 112,818 90,000 45,000 43,700 90,000 45,000 67,500 81,060 45,000 90,000 45,000 54,000 72,000 44,415 47,360 44,285 71,640 44,401 44,420 111,414 89,006 43,438 42,963 87,544 43,875 65,913 78,440 44,488 88,900 44,620 53,230 71,345 1,555,000 July Aug. Aug. Aug. Aug. Aug. Aug. Oct. $50,000 100 000 50,000 50,000 50,000 100,000 50,000 300,000 1,820,000 First National Bank, Logan, Ohio OlpniGnt National Bank Rutland. Vt & First National Bank, Rochelle, 111 First National Bank, Shakopee, Minn National State Bank, Oskaloosa, Iowa First National Bank Hobart, N. Y A ttica National Bank, Attica, N. Y National Bank of Brighton, Boston, Mass. Total 1,181,578 1,161,697 19,881 400,000 100,000 156,100 69,201 153,493 66,452 2,607 2,749 800,000 100,000 100,000 200,000 500,000 500,000 50,000 150,000 200,000 50,000 100,000 50,000 45,000 30,000 50,000 56,000 300,000 35,000 100,000 500,000 150,000 397,004 90,000 90,000 162,800 450,000 29,700 45,000 59,400 101,100 40,050 90,000 38,800 11,240 390,422 88,624 88,990 159,062 435,431 24,210 43,901 58,194 98 273 39,465 88,545 38,090 11,240 6,582 1,376 1,010 3,738 14,569 5,490 1,099 1,206 2,827 585 1,455 27,000 48,900 141,200 11,250 90,000 102,800 135,000 26,770 48,485 140,545 10,202 89,520 96,756 134,520 230 415 655 4,566,000 2,386,545 2,331,190 55,355 700,000 50,000 100,000 68,250 50,000 300,000 50,000 50,000 150,000 45,000 22,500 17,300 44,000 167,600 45,000 11,240 90,000 44,580 22,360 17,130 43,110 165,560 44,425 11,150 88,244 420 140 170 890 200,000 100,000 50,000 50,000 50,000 50,000 500,000 75,000 85,400 72,500 23,586 40,000 13,500 45,000 78,000 66,500 81,765 71,300 22,883 38,593 13,470 44,505 77,525 64,591 No circulation issued. 673 920 180 585 1,140 715 360 599 580 1,404 994 1,562 737 2,456 1,125 1,587 2,620 512 1,100 380 770 655 710 1,048 480 6,044 480 2,040 575 9C 1,756 3,635 1,200 703 1,407 30 495 475 1,909 235 REPORT OF THE COMPTROLLER OP THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Mechanics' National Bank, Peoria, 111 First National Bank, Freeport, Pa Genesee County N. B., Batavia, N. Y Valley National Bank, Red Oak, Iowa Merchants' N. B., Bismarck, N. Dak Date of liquidation. Oct. Oct. Oct. Oct. Oct. 4,1884 10,1884 11,1884 20,1884 28,1884 Outstanding. $70,047 43,730 44, 485 21,790 22,315 $1,953 470 515 360 185 2,916,250 1,072,976 1,053,558 19,418 300,000 45,000 44,680 320 10,1884 18,1884 2,1884 8,1884 50,000 3,000,000 50,000 50,000 34,600 1,447,000 19,250 11,250 34,460 1,414,952 19,085 11,160 140 32,048 165 90 Dec. 10,1884 Dec. 16,1884 do Dec. 26,1884 Jan. 1,1885 Jan. 2,1885 Jan. 13,1885 do Jan. 21,1885 Jan. 24,1885 Jan. 27,1885 Jan. 31,1885 Feb. 7,1885 Apr. 1,1885 Apr. 9,1885 Apr. 28,1885 May 6,1885 50,000 50,000 50,000 100,000 250,000 50,000 50,000 50,000 60,000 50,000 50,000 100,000 50,000 50,000 50,000 50,000 175,300 93,000 11,240 22,450 90,000 45,000 10,740 11,200 42,500 36,000 10, 740 11,240 28,100 16,200 27,350 11,250 43,800 120,100 90,240 11,125 21,569 88,259 43 540 10,675 11,070 41,920 35,830 10,660 11,140 27,775 16,100 26,655 11,160 42,670 115,714 2,760 115 881 1,741 1,460 65 130 580 170 80 100 325 100 695 90 1,130 4,386 50,000 60,000 100,000 125,000 100,000 1,200,000 50,000 50,000 50,000 10,240 18,900 72,000 106,200 66,800 25,100 27,350 45,000 11,250 10,145 18,720 70,585 104,277 65,172 18,296 26,900 43,922 11,178 95 180 1,415 1,922 1,680 6,438 450 1,078 72 6,520,300 2,570,850 2,509,634 61,216 250,000 50,000 50,000 50,000 50,000 50,000 100,000 50,000 150,000 50,000 100,000 50,000 50,000 50,000 50,000 50,000 51,100 50,000 50,000 50,000 125,000 50,000 50,000 100,000 44,960 23, 490 26,500 11,240 11,240 13,490 89,520 25,760 33,750 45,000 35,490 15,500 11,240 11,250 39,680 13,410 45,000 45,000 39,310 45,000 96,140 45,000 45,000 22,500 43,835 23,270 25, 454 11,100 11,070 13,115 87,242 25,325 33,390 44,235 33,331 15,310 10,385 11,180 38,340 13,030 43,981 44,255 38,210 44,460 93,630 44,470 44,357 22,330 1,125 220 1,046 140 170 375 2,278 435 360 765 2,159 190 855 70 1,340 380 1,019 745 1,100 540 2,510 530 643 170 1,726,100 834,470 815,305 19,165 500,000 50,000 50,000 50,000 50,000 50,000 50,000 162,325 11,250 11,250 45,000 11,250 13,892 18,000 161,195 11,160 11,220 44,075 9,640 12,046 17,920 1,130 90 30 925 1,610 1,846 80 Nov. 1,1884 Nov. Nov. Dec. Dec. May May May June July July Oct. Oct. Oct. 12,1885 16,1885 18,1885 5,1885 14,1885 21,1885 3,1885 10,1885 21,1885 Dec. 4,1885 Jan. 6,1886 Feb. 15,1886 Mar. 12,1886 Mar. 22,1886 Mar. 24,1886 Apr. 14,1886 Apr. 20,1886 May 8,1886 May 12,1886 May 28,1886 July 31,1886 Aug. 9,1886 Sept. 16,1886 do Sept. 25,1886 Oct. 11,1886 Oct. 14,1886 Oct. 20,1886 Oct. 21,1886 do..' Oct. 22,1886 Oct. 23,1886 Oct. 25,1886 Total First National Bank, Indianapolis, Ind... First National Bank, Concord, Mich Jamestown N. B., Jamestown, N. Dak... First National Bank, Berea, Ohio First National Bank, Allerton, Iowa Second National Bank, Hillsdale, Mich... Topton National Bank, Topton, Pa Retired. $72,000 44,200 45,000 22,150 22,500 Total Valley National Bank, St. Louis, Mo First National Bank, Belton, Tex First National Bank, Granville, Ohio Concordia National Bank,Concordia, Kans Citizens' National Bank, Beloit, Wis First National Bank, Dayton, Wash First National Bank, Macomb, 111 First National Bank, Jesup, Iowa Dallas National Bank, Dallas, Tex First National Bank, Lewistown, 111. First National Bank, Cedar Rapids, Iowa. First National Bank, Socorro, N. Mex Custer County N. B., Broken Bow, Nebr. Roanoke National Bank, Roanoke, Va., First National Bank, Brownville, Nebr... First National Bank, Leslie, Mich Mount Vernon N. B., Mount Vernon, 111. National Bank, Piedmont, W. Va First National Bank, St. Clair, Mich. First National Bank, Milford, Mich National Bank of Kmgwood, W. Va Merchants' National Bank, Lima, Ohio... Hubbard National Bank, Hubbard, Ohio. Commercial N. B., Marshalltown, Ohio... Issued. $100,000 50,000 50,000 50,000 73,000 Total Manufacturers N. B., Minneapolis, Minn. Farmers and Merchants' National Bank, Uhrichsville, Ohio. . . Metropolitan N. B., New York, N. Y First N. B., Grand Forks, N. Dak Iron National Bank, Gunnison, Colo Freehold National Banking Company, Freehold, N. J.. Albia National Bank, Albia, Iowa First National Bank, Carlinville, 111 Freeman's National Bank, Augusta, Me.. First National Bank, Kokomo, Ind First National Bank, Sabetha, Kans First National Bank, Wyoming, 111 First National Bank, Tarentum, Pa First National Bank, Walnut, 111 Farmers' N. B., Franklin, Term Citizens' National Bank, Sabetha, Kans.. First National Bank, Tucson, Ariz Ripon National Bank, Ripon, Wis Farmers' National Bank, Franklin, Ohio. First National Bank, Prescott, Ariz National Union Bank, Swanton, Vt German National Bank, Memphis, Tenn . Merchants and Farmers' National Bank, Shakopee, Minn First National Bank, Superior, Wis Shetucket National Bank, Norwich, Conn. Cumberland N. B., Cumberland, R. I First National Bank, Columbia, Tenn Union National Bank, New York, N. Y... First National Bank, Centerville, Ind Manufacturers' N. B., Appleton, Wis First National Bank, Plankinton, S. Dak. Circulation. Capital. Nov. Nov. Nov. Dec. Dec. Dec. Dec. 11,1886 27,1886 29,1886 1,1886 6,1886 18,1886 28,1886 236 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Daze oi liquidation. First National Bank, Warsaw, III First National Bank, Hamburg, Iowa Darlington N. B., Darlington, S. C Union National Bank, Cincinnati, Ohio.. Roberts' National Bank, Titusville, Pa... National Bank of Rah way, N. J Olney National Bank, Olney, 1 1 1 Metropolitan N. B., Leavenworth, Kans.. Ontario County N. B., Canandaigua, N. Y. Winsted National Bank, Winsted, Conn.. Council Bluffs N. B., Council Bluffs, Iowa. First National Bank, Homer, 111 First National Bank, Beloit, Wis Mystic National Bank, Mystic, Conn Exchange National Bank, Louisiana, Mo. Exchange National Bank, Downs, Kans.. Total Dec. 31,1886 do Feb. 10,1887 Feb. 14,1887 Feb. 28,1887 Mar. 9,1887 Mar. 11,1887 Mar. 15,1887 Mar. 23,1887 Apr. 12,1887 May 5,1887 June 22,1887 June 30,1887 July 7,1887 July 12,1887 Aug. 1,1887 First National Bank, Tecumseh, Nebr Third National Bank, St. Paul, Minn First National Bank, Marshall, Mo First National Bank, Greene, Iowa Fulton National Bank, New York, N. Y.aFayetteville N. B., Fayetteville, N. C National Bank, Somerset, Ky First National Bank, Richburg, N. Y Scituate National Bank, Scituate, R. I . . . National Bank, Franklin, Ind First National Bank, Hampton, Iowa First National Bank, Greensburg, Kans.. First National Bank, Central City, Nebr.. Duluth National Bank, Duluth, Minn.... Bismarck N. B., Bismarck, N. Dak First National Bank, Ashton, S. Dak Citizens' N. B., Sioux Falls, S. Dak First National Bank, Stanton, Mich First National Bank, Fairmont, Nebr First National Bank, Greenleaf, Kans National Bank Genesee, Batavia, N. Y... Strong City N. B., Strong City, Kans Citizens' National Bank, Saginaw. Mich... Saugerties N. B., Saugerties, N. Y Hyde National Bank, Titusville, Pa State National Bank, Omaha, Nebr Cincinnati N. B., Cincinnati, Ohio First National Bank, Alameda, Cal ' First N. B., Worthington, Minn South Framingham National Bank, South Framingham, Mass First National Bank, Grass of West VirMerchants' National Bank Valley, Cal... ginia, Morgantown, W. Va First National Bank, Cawker City, Kans.. Total Nov. Nov. Dec. Dec. Dec. Dec. Capital. Retired. Outstanding. $50,000 50,000 100,000 500,000 100,000 100,000 60,000 100,000 50,000 50,000 100,000 50,000 50,000 52,450 50,000 50,000 $38,250 13,500 22,500 237,230 75,610 42,500 27,000 22,500 11,250 11,250 22,500 11,250 11,250 47,205 11,250 11,250 $36,555 13,155 22,055 234,067 74,720 41,094 26,730 22,390 11,015 10,995 22,290 11,070 10,770 46,068 11,115 11,160 $1,695 2,312,450 889,262 872,505 16,757 50,000 500,000 100,000 50,000 300,000 200,000 50,000 50,000 56,000 50,000 50,000 50,000 50,000 300,000 50,000 50,000 50, (XX) 50,000 50,000 50,000 75,000 50,000 100,000 125,000 300,000 100,000 280,000 100,000 75,000 11,700 45,000 22,500 10,590 11,570 44,594 22,225 10,480 130 406 275 110 39,580 45,000 25,905 35,018 11,250 11,250 11,240 10,710 45,000 11,250 11,250 11,250 11,250 11,250 11,250 44,434 11,250 45,000 93,316 74,730 22,500 52,510 27,000 16,875 1,495 1,610 100,000 50,000 21,720 11,250 38,085 43,390 25,445 34,022 10,965 11,050 11,090 10,475 44,595 10,970 11,160 11,185 11,100 11,095 11,145 41,948 11,080 44,240 91,564 73,270 22,300 51,920 26,100 16,755 21,060 11,200 110,000 50,000 80,830 11,250 78,165 11,110 2,665 3,671,000 904,908 885,353 19,555 100,000 200,000 50,000 50,000 50,000 50,000 50,000 250,000 50,000 100,000 75,000 50,000 200,000 50,000 100,000 100,000 220,000 60,000 22,500 97,520 11,250 11,250 10,690 11,250 11,250 217,710 21,870 86,590 17,100 11,250 45,000 26,622 22,500 22,500 77,150 13,000 22,350 94,450 5,900 11,185 10,585 11,125 11,180 211,160 20,288 85,573 15,680 11,170 43,549 25,127 22,320 22,055 73,755 12,894 6,550 1,582 1,017 1,420 200,000 26,100 22,955 3,145 3,1887 4,1887 6,1887 15,1887 20,1887 31,1887 do Jan. Jan. Jan. Feb. Feb. Feb. Feb. Mar. Mar. Apr. Apr. May May May May June June June July Aug. Sept. Sept. Sept. Sept. 10,1888 11,1888 31,1888 1,1888 10,1888 11,1888 20,1888 1,1888 6,1888 24,1888 30,1888 1,1888 9,1888 21,1888 20,1888 1,1888 16,1888 21,1888 18,1888 1,1888 4,1888 5,1888 8,1888 18,1888 Oct. Oct. 4,1888 9,1888 San Diego National Bank, San Diego, Cal. Nov. 7,1888 National Exchange Bank, Auburn, N. Y.. Nov. 16,1888 Nov. 21,1888 National Bank of Dayton, Wash First National Bank, Colby, Kans do.. First N. B., Russell Springs, Kans do First National Bank, Columbia, S. Dak... N o v . 26,1888 Citizens' National Bank, Kingman, Kans. D e c . 24,1888 Bowery National Bank, New York, N. Y-. J a n 2,1889 Jan. 8,1889 Second National Bank, Iona, Mich J a n . 16,1889 First National Bank, Johnstown, N. Y First National Bank, Canandaigua, N. Y. J a n . 26,1889 Feb 4,1889 Pendleton N. B., Pendleton, Oreg Iowa City National Bank, Iowa City, Iowa F e b . 7,1889 Fleming County N. B., Flemingsburg, Ky. F e b . 9,1889 7 Merchants N. B., El Dorado, Kans F e b . 26,1889 Mar. 1,1899 Merchants' N. B., Des Moines, Iowa Mar. 15,1889 Norwich National Bank, Norwich, Conn . Mar. 27,1889 First National Bank, Franklin, Nebr Farmers and Mechanics' National Bank, Apr. 3,1889 Buffalo, N. Y Issued. a No circulation. 345 445 3,163 890 1,406 270 110 235 255 210 180 480 1,137 135 90 460 996 285 200 150 235 405 280 90 65. 150 155 105 2, 486 170 760 1,752 1,460 200 590 900 120 960 50 140 150 3,070 5,350 65 105 125 70 80 1,451 1,495 180 445 3,395 106 237 EEPOET OP THE COMPTROLLER OF THE CUBKENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Oont'd. Circulation. Name and location of bank. First National Bank, Du Bois City, Pa... First National Bank, Cimarron, Kans Traders' N. B., San Antonio, Tex Merchants' N. B., Duluth, Minn Wright County N. B., Clarion, Iowa,. National Bank, Lawrence, Kans National Bank Le Roy N Y Halstead National Bank, Halstead, Kans. Farmers' N. B., Mount Sterling, Ky First National Bank, Keyport, N. J National Bank, Huntsville, Ala German National Bank, Newton, Kans... First National Bank, Clay Center, Nebr... Vernon National Bank, Vernon, Tex.a Butler National Bank, Butler, Mo Second National Bank, Lebanon, Tenn... National Bank, Kinderhook, N. Y First National Bank, Woodstock, 111 Total Farmers and Merchants' National Bank, Valley City, N. Dak .... Union National Bank, La Crosse, Wis Harper County N. B v Anthony, Kans Lumberman's N. B., Williamsport, Pa... First National Bank, South Haven, Mich.. Durango National Bank, Durango, Colo... First National Bank, Fox Lake, Wis First National Bank, 0 gal alia, Nebr First National Bank, Stockton, Kans First National Bank, Rulo, Nebr First National Bank, Eagle Grove, Iowa.. Toledo National Bank, Toledo, Ohio National Exchange B., Kansas City, Mo.. National Bank, New Castle, Ky Plymouth N. B., Plymouth, Mich First National Bank, Lockport, N. Y Merchants' N. B., Amsterdam, N. Y National Bank of Texas, Galveston, Tex.. Bowie National Bank, Bowie, Tex.« First National Bank, Union Springs, N. Y. Ferris National Bank, Swanton, Vt First National Bank, Rock Island, 111 First National Bank, Ketchum, Idaho Winchester N. B., Winchester, Ky First National Bank, Harper, Kans First National Bank, Loup City, Nebr American National Bank, Waco, Tex Hamilton City N. B., Webster City, Iowa. Planters' National Bank, Henderson, K y . Wakefield National Bank, Wakefield, R. I . Jewell County N. B., Mankato, Kans Citizens' National Bank, Flint, Mich N. Village Bank, Bowdoinham, Me La Fayette N. B., La Fayette, Ind Lincoln National Bank, Stanford, Ky Canastota National Bank, Canastota, N.Y. First National Bank, Whitehall, Mich Meade County N. B., Meado Center, Kans. Farmers' N. B., South Charleston, Ohio.. First National Bank, Columbus, Ohio... Commercial N. B., St. Paul, Minn i^aie oi liquidation. Issued. Retired. Outstanding. $310 do do July 1,1889 d o . . .. July 3,1889 July 19,1889 Aug. 8,1889 Aug. 17,1889 Aug. 23,1889 Sept. 18,1889 Oct. 1,1889 Oct. 31,1889 Dec. 1,1889 Dec. 9,1889 Dec. 20,1889 Dec. 31,1889 do.. Jan. 6,1890 Jan. 14,1890 do Jan. 15,1890 Jan. 20,1890 do.. Jan. 21,1890 Jan. 28,1890 Feb. 4,1890 Feb. 25,1890 Feb. 28,1890 Mar. 15,1890 Mar. 19,1890 Mar. 27,1890 Mar. 31,1900 Apr. 18,1890 Apr. 19,1890 Apr. 28,1890 Apr. 29,1890 Apr. 30,1890 June 21,1890 June 24,1890 June 30,1890 do July 1,1890 July 2,1890 Aug. 5,1890 Aug. 28,1890 Aug. 29,1890 Sept. 8,1890 Sept. 25,1890 Sept. 30,1890 Oct. 6,1890 Oct. 15,1890 do Oct. 27,1890 Dec. 5,1890 Dec. 20,1890 Jan. 8,1891 Jan. 13,1891 do do Jan. 27,1891 do Feb. 9,1891 Feb. 12,1891 Feb. 19,1891 o No circulation. $11,250 10,170 22,500 45,000 11,250 49,809 22,500 11,250 195,680 11,250 44,900 13,500 11,250 14,850 11,250 78,220 27,000 $10,940 10,085 22,060 44,540 11,150 47,206 22,250 11,075 191,580 11,130 42,937 13,370 11,105 14,280 10,430 72,872 26,765 5,348 1,354,731 1,307,076 47,655 65,000 100,000 50,000 100,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 200,000 60,000 50,000 100,000 100,000 100,000 50,000 50,000 50,000 100,000 50,000 200,000 50,000 50,000 250,000 50,000 150,000 100,000 50,000 125,000 50,000 300,000 200,000 55,000 50,000 50,000 50,000 300,000 500,000 14,630 22,500 11,250 32,580 11,250 11,250 48,605 11,250 11,250 30,360 11,250 35,920 45,000 17,670 11,250 28,573 32,680 37,487 14,410 22,195 11,160 30,675 10,453 11,250 45,968 11,170 1,001 30,180 11,110 32,025 44,560 16,860 10,980 24,948 32,000 35/164 220 305 90 15,805 11,240 24,654 11,250 45,000 11,250 11,250 45,000 11,250 33,750 59,249 11,250 32,641 35,748 64,033 45,000 55,927 11,250 11,250 11,710 220,465 45,000 13,786 11,240 22,332 10,980 43,750 11,090 11,045 44,450 11,015 33,140 57,143 11,150 30,171 34,428 60,141 44,660 53,359 10,810 11,120 11,140 212,042 44,390 2,019 4,25,5,000 8,1889 27,1889 29,1888 20,1889 19,1889 29,1889 $50,000 50,000 100,000 200,000 50,000 100,000 100,000 50,000 250,000 50,000 50,000 60,000 50,000 60,000 66,000 50,000 125,000 50,000 3,516,000 Apr. Apr. Apr. May. June June Total German American N. B., Kansas City, Mo. First National Bank, Hill City, Kans First National Bank, Frankfort, Kans Second National Bank, Owosso, Mich West Side N. B., Wichita, Kans Anthony N B Anthony Kans Commercial N. B., Rochester, N. Y Mercantile National Bank, Louisiana, Mo. National Bank, El Dorado, Kans First National Bank, Suffolk, Va Citizens' N. B., Medicine Lodge, Kans.... Capital. 1,248,727 1,189,491 59,236 250,000 50,000 100,000 60,000 100,000 50,000 200,000 50,000 50,000 50,000 50,000 45,000 10,750 22,500 13,500 22,500 10,750 41,820 11,250 10,745 11,250 11,250 44,380 10.605 21,960 13,320 22,160 10,640 39,573 11,130 10,515 11,095 11,068 620 145 540 180 340 110 85 440 460 100 2,603 250 175 4,100 120 1,963 130 145 570 820 235 1,905 797 2,637 80 10,249 180 140 3,895 440 810 270 3,625 680 2,323 2,322 270 1,250 160 205 550 235 610 2,106 100 2,470 1,320 3,892 340 2,568 440 130 570 8,423 610 2,247 120 230 155 182 238 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. Rome National Bank, Rome, Ga Windsor National Bank, Windsor, Vt Beadle County N. B., Huron, S. Dak American N. B., Sioux City, Iowa United States N. B., Atchison, Kans First National Bank, Ashland, Kans Washington N. B., New York, N. Y First National Bank, Burr Oak, Kans Glen wood N. B., Glen wood Springs, Colo. First National Bank, Cardiff, Tenn East Saginaw N. B., East Saginaw, Mich. Twin City N. B., New Brighton, Minn... Merchants' N. B., Binghamton, N. Y First National Bank, Merced, Cal N. B. of Union County, Morganfield, Ky. Citizens' National Bank, Belton, Tex Citizens' National Bank, Gatesville,Tex.. Ord National Bank, Ord, Nebr First National Bank, Indianola, Nebr National Bank, Anderson, S. C First National Bank, Flushing, Mich First National Bank, Francestown, N. H.. Columbus N. B., New York, N. Y Feb. 23,1891 Feb. 24,1891 Feb. 26,1891 Mar. 12,1891 Mar. 24,1891 Apr. 15,1891 Apr. 13,1891 May 15,1891 May 23,1891 May 25,1891 June 23,1891 do June 25,1891 June 30,1891 do....... July 1,1891 do Aug. 22,1891 Aug. 31,1891 Sept. 1,1891 Sept. 21,1891 Oct. 10,1891 Oct. 15,1891 Total. Citizens' National Bank, Colorado, Tex... First National Bank, La Grange, Ga Produce National Bank, Philadelphia, Pa. Merchants' N. B., Kansas City, Mo First National Bank, Manitowoc, Wis First National Bank, Fairfield, Tex Commonwealth N. B., Philadelphia, Pa.. Merchants' N. B., Fort Dodge, Iowa Giles National Bank, Pulaski, Tenn First National Bank, Quanah, Tex Northwestern N. B., Aberdeen, S. Dak... Castleton National Bank, Castleton, Vt... First N. B., Chamberlain, S. Dak Sedan National Bank, Sedan, Kans... Bronson N. B., Painted Post, N. Y First National Bank, Ainsworth, Nebr First National Bank, Leoti, Kans...".. First National Bank, Blaine, Wash.... Erath County N. B., Stephenville, Tex... American N. B., Birmingham, Ala First National Bank, Wilber, Nebr First National Bank, Greenville, Mich.... National Exchange B., Columbus, Ohio.. Citizens' National Bank, Roanoke, Va Inter-State N. B., New York, N. Y First National Bank, Platte City, Mo First National Bank, Jetmore, Kans Tampa National Bank, Tampa, Fla Birmingham N. B., Birmingham, Ala First National Bank, Stafford, Kans N. B. of Commerce, Hutchinson, Kans First National Bank, Graf ton, Mass First National Bank, Dorchester, Nebr... First National Bank, Salina, Kans Lincoln National Bank, Lincoln, Nebr First National Bank, Aurora, Mo Farmers and Traders' N. B., Oskaloosa, Iowa First N. B., San Luis Obispo, Cal First National Bank, De Smet, S. Dak... Merciiants' N. B., Chattanooga, Tenn N. B. of the Republic, Tacoma, Wash First N. B., South Sioux City, Nebr Total. Continental N. B., Kansas City, Mo First National Bank, Clyde, Kans Eugene N. B., Eugene City, Oreg Commercial N. B., Sioux City, Iowa First National Bank, Batesville, Ohio State National Bank, Lincoln, Nebr Woodson N. B., Yates Center, Kans Capital. Issued. Retired. Outstanding. Jan. 15,1892 Jan. 22,1892 Feb. 6,1892 Feb. 9,1892 Feb. 29,1892 Mar. 3,1892 Mar. 4,1892 Mar. 9,1892 Mar. 15,1892 Mar. 22,1892 do Mar. 28,1892 Apr. 1,1892 Apr. 4,1892 Apr. 15,1892 Apr. 25,1892 Apr. 30,1892 May 2,1892 do June 15,1892 do June 21,1892 July 5,1892 do July 12,1892 July 22,1892 July Aug. Sept. Sept. Oct. Oct. 30,1892 27,1892 14,1892 24,1892 1,1892 27,1892 $22,500 22,500 22,500 33,750 45,000 11,250 45,000 11,250 22,500 11,250 33,750 11,250 61,638 43,400 88,090 10,750 11,250 11,250 11,250 14,050 11,250 61,135 45,000 $22,385 22,185 22,190 33,435 44,520 11,090 44,630 11,115 22,140. 11,120 33,350 11,050 59,392 42,900 84,890 10,690 11,160 11,070 10,980 13,260 10,990 58,464 44,600 $115 315 310 310 485 160 370 135 360 130 400 200 2,246 500 3,200 60 90 180 270 790 260 2,671 400 3,360,000 1 Nov. 3,1891 Dec. 1,1891 Dee. 8,1891 Dec. 22,1891 Dec. 26,1891 Dec. 28,1891 Dec. 31,1891 do Jan. 12,1892 do $100,000 50,000 50,000 150,000 250,000 50,000 300,000 50,000 100,000 50,000 150,000 50,000 100,000 200,000 100,000 50,000 50,000 50,000 50,000 50,000 50,000 100,000 200,000 872,878 854,052 18,826 60,000 50,000 300,000 1,000,000 50,000 50,000 208,000 100,000 100,000 50,000 100,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 50,000 250,000 50,000 50,000 100,000 100,000 200,000 50,000 50,000 50,000 250,000 50,000 100,000 100,000 50,000 150,000 100,000 50,000 13,500 11,700 45,000 45,000 14,816 11,250 65,480 22,500 22,500 11,250 22,500 14,630 11,250 11,250 22,500 11,250 10,250 11,250 11,250 45,000 13,000 11,250 50,670 21,700 45,000 11,250 11,250 11,250 45,000 11,250 22,500 25,102 11, 250 33,750 22,500 11,250 13,330 11,455 44,358 42,920 13.154 11,050 59,580 21,315 21,115 11,150 22,223 12,545 11,130 11,080 22,190 11,160 10,105 11,150 11,050 44,220 12,610 10,308 47,290 21,540 44,670 11.155 11,030 11,145 43,300 10,080 21,950 22,872 11,065 32,970 21,690 11,150 150 245 642 2,080 1,662 200 5,900 1,185 1,385 100 277 2,085 120 170 310 90 145 100 200 780 390 942 3,380 160 330 95 220 105 1,700 1,170 550 2,230 185 780 810 100 100,000 150,000 50,000 250,000 200,000 50,000 22,500 33,750 11,250 45,000 45,000 10,250 22,080 33,400 11,150 44,440 44,570 10,145 420 350 100 560 430 105 926,910 32,938 43,840 10,465 11,100 33,450 12,810 42,880 10,530 660 285 150 300 690 2,120 202 5,018,000 Nov. 11,1892 Nov. 15,1892 Nov. 26,1892 Dec. 1,1892 ....do Dec. 3,1892 Dec. 5,1892 200,000 50,000 50,000 150,000 60,000 200,000 50,000 44,500 10,750 11,250 33,750 13,500 45,000 10,750 239 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and. location of bank. Date of liquidation. Dec. 31,1892 First National Bank, Pontiac, Mich Jan. 4,1893 First National Bank, Castle, Mont Jan. 10,1893 N. Pemberton Bank, Lawrence, Mass do. First National Bank, Lorain, Ohio Feb. 1,1893 Covington City N. B., Covington, Ky Feb. 14,1893 Merchants' National Bank, Macon, Ga iEtna National Bank, Kansas City, Mo... Mar. 9,1893 Mar. 22,1893 Citizens' National Bank, Orlando, Fla Apr. 1,1893 First National Bank, Lexington, 111 May 22,1893 First National Bank, Burnet, Tex June 5,1893 Southern N. B., New Orleans, La First National Bank, Santa Monica, Cal... June 17,1893 Finney County N. B., Garden City, Kans. June 20,1893 Lake National Bank, Wolfboro, N. H . . . . June 29,1893 First National Bank, Wakeeney, K a n s . . . June 30,1893 July 6,1893 First National Bank, Springfield, Mo Farmers and. Merchants N. B., Rockwall, July 11,1893 Tex North Texas National Bank, Dallas, Tex.. July 13,1893 July 18,1893 Hoquiam N. B., Hoquiam, Wash July 25,1893 Gate City National Bank, Atlanta, Ga First National Bank, Big Timber, Mont.. July 27,1893 July 29,1893 Orono National Bank, Orono, Me Aug. 3,1893 Central National Bank, Dallas, Tex Aug. 10,1893 Fourth N. B., Chattanooga, Tenn Aug. 15,1893 Merchants' N. B., Fort Worth, Tex Gallatin Valley N. B., Bozeman, Mont... Aug. 18,1893 Sept. 4,1893 Farmers' N. B., Constantine, Mich Sept. 19,1893 First National Bank, Mankato, Kans Sept. 20,1893 Dillon National Bank, Dillon, Mont do Gray N. B., Middletown Springs, V t . . Sept. 21,1893 Frankfort N. B., Frankfort, Ky First National Bank, Slaughter, Wash.... Oct. 25,1893 Sept. 30,1893 Second National Bank, Helena, Mont First National Bank, Minneapolis, Kans.. Oct. 9,1893 Oct. 14,1893 First National Bank, Wharton, Tex Farmers' and Merchants' National Bank, Oct. 19,1893 Clarksville, Tenn Total. York National Bank, York, Nebr Nov. 6,1893 First National Bank, Genessee, Nebr Nov. 13,1893 First National Bank, Centerville, Mich... Nov. 25,1893 RandolphNationalBank,Randolph,Mass. Nov. 27,1893 First National Bank, Caldwell, Kans Dec. 2,1893 First National Bank, Princeton, Minn Dec. 18,1893 First National Bank, Luling, Tex Dec. 23,1893 National Bank, Sioux City, Iowa Dec. 29,1893 State National Bank, Jefferson, Tex Dec. 30,1893 First National Bank, Rushville, Nebr Jan. 1,1894 N. B. of Commerce, Provo City, Utah Jan. 2,1894 First National Bank, Fredonia, Kans do Citizens' National Bank, Whitewater, Wis. Jan, 9,1894 Farmers' and Merchants' National Bank, Union City, Tenn Jan. 10,1894 First National Bank, Geneva, Nebr Jan. 30,1894 First National Bank, Centralia, Wash Feb. 1,1894 First National Bank, Opelousas, La Feb. 3,1894 State National Bank, Dallas, Tex Feb. 10,1894 First National Bank, Kinsley, Kans Feb. 15,1894 American N. B., Salt Lake City, U t a h . . . . Feb. 24,1894 First National Bank, Clinton, Mo Feb. 28,1894 First N. B., Medicine Lodge, Kans Mar. 1,1894 Globe National Bank, Kalispel, Mont Mar. 2,1894 First National Bank, De Witt, Nebr Mar. 12,1894 First National Bank, Harrisonville. Mo... Mar. 17,1894 Union N. B., Salt Lake City, Utah Mar. 23,1894 Aspen National Bank, Aspen, Colo Apr. 9,1894 First National Bank, Fairfield, Nebr Apr. 10,1894 Sagadahock National Bank, Bath, Me Apr. 11,1894 Merchants' and Manufacturers' National Bank, Detroit, Mich_ Apr. 14,1894 First National Bank, Jerseyville, 111 Apr. 28,1894 American National Bank, Salina, Kans.,. .1 Apr> 30,1894 First National Bank, Denison, Tex ! do First N. B., Boulder Valley, Mont ! May 1,1894 First National Bank, Hopkins, Mo j do First N. B., Mystic Bridge, Conn i May 21,1894 Capital. Issued. I Retired. $100,000 65,000 150, 000 75,000 500,000 100, 000 250,000 100,000 50,000 75,000 500, 000 50,000 50,000 50,000 50,000 50,000 $21, 750 14,020 143,010 16,095 225,000 21,800 44,550 21,880 16, 410 16,150 45, 000 10, 250 10,750 29,360 10,290 11,250 $19, 603 13,860 139,070 15, 510 212,992 21,380 42,950 21,545 15,990 15,700 43,900 50,000 1,000,000 50,000 250,000 50,000 50,000 150,000 150,000 250,000 100,000 50,000 60,000 50,000 50,000 100, 000 50,000 75,000 50,000 50,000 11,250 45,000 11,250 44,000 10, 750 13,720 33;750 44,200 45,000 22,000 11,250 13,500 10,750 11,250 22,500 11,250 17, 420 11,250 11,250 10,910 43,250 11,100 10,110 10,610 26,913 10,080 9,197 41, 700 10,560 12,490 33,050 43,610 43,400 15,600 10,650 13,240 10,440 10,920 22,000 11,110 16,575 11,003 11,000 Outstanding. $2,147 160 3,940 585 12,008 420 1,600 335 420 450 1,100 140 140 2,447 210 2,053 340 1,750 150 2,300 190 1,230 700 590 1,600 6,400 600 260 310 330 500 140 845 247 250 100,000 22,100 21,450 650 5,110,000 1,250,505 1,198,543 51,962 100,000 50,000 50, 000 200, 000 50,000 50, 000 50,000 900, 000 50, 000 50,000 50,000 50,000 75,000 21,847 11,250 10, 650 172,050 10,250 10,870 11,250 43,950 9,050 10,750 10, 750 10, 400 15,195 21,377 10,960 9?450 164,230 9,920 10,755 11,050 42,800 8,890 10,520 10,500 10,190 14,553 470 290 1,200 7,820 330 115 200 1,150 160 230 250 210 642 100,000 50,000 50,000 50,000 400,000 50,000 250,000 100,000 50,000 50,000 50,000 50,000 400,000 100,000 50,000 100,000 22,350 10,800 11,700 10, 850 43, 800 11,250 43,500 21,450 11,250 10,930 10,750 10,850 43,950 21,880 10,750 43,925 21,500 10,590 11,455 10,440 42,750 10,930 42,995 19,600 10,950 10,735 10,675 10,500 42,870 20,738 10,500 41,190 850 210 245 410 1,050 320 505 1,850 300 195 75 350 1,080 1,142 250 2,735 500,000 50,000 100,000 150,000 50,000 50,000 150,000 34,310 10,850 21,550 43,050 11,250 10,750 33,010 31,408 10,193 20,690 40,800 10,980 10,370 29,164 2,902 657 860 2,250 270 380 3,846 240 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. liquidation. First National Bank, Kendallville, Ind... May 24,1894 May 30,1894 First National Bank, Columbus, Miss June 7,1894 Deadwood N. B., Deadwood, S. Dak June 8,1894 Merchants' N. B., Deadwood, S. Dak June 16,1894 First National Bank, Sterling, Nebr Gate City National Bank, Texarkana, Ark June 30,1894 Garden City National Bank, San Jose, Cal. July 1,1894 do First National Bank, Constantine, Mich.. Socorro National Bank, Socorro, N. Mex.. July 16,1894 First National Bank, Dodge City, Kans.. July 27,1894 July 28,1894 State National Bank, Denver, Colo Washington N. B., Spokane Falls, Wash. July 30,1894 Aug. 1,1894 Bates County N. B., Butler, Mo First National Bank, Montesano, Wash.. Aug. 20,1894 First National Bank, Fort Pierre, S. Dak. Aug. 28,1894 Farmers' and Merchants' National Bank, Aug. 29,1894 Auburn, Nebr Sept. 1,1894 Kansas National Bank, Topeka, Kans . do First National Bank, Ireton, Iowa Sept. 10,1894 First National Bank, Bessemer, Ala Sept. 12,1894 First National Bank, Lincoln, Kans do Cottonwood Valley N. B., Marion, Kans. Sept. 15,1894 First National Bank, Oswego, Kans Oct. 10,1894 First National Bank, Gibbon, Nebr Riverside National Bank, Riverside, Cal. Oct. 20,1894 Oct. 30,1894 Meridian N. B., Indianapolis, Ind Total Nov. 1,1894 First National Bank, Nashua, Iowa Nov. 5,1894 First National Bank, Kirksville, Mo do Blaine National Bank, Blaine, Wash Nov. 26,1894 National Bank of Fayetteville, N. Y Nov 27,1894 Lime Rock N. B., Providence, R. I First National Bank, Palouse City, Wash. Dec. 17,1894 American National Bank, Gal veston, Tex. Dec. 19,1894 Dec. 26,1894 First National Bank, Arapahoe,Nebr Commercial National Bank, Seattle, Wash. Dec. 29,1894 City National Bank, Denver, Colo Jan. 7,1895 Helena National Bank, Helena, Mont Jan. 8,1895 do City National Bank, Birmingham, Ala... Jan. 12,1895 Security N. B., Grand Island, Nebr Jan. 18,1895 First National Bank, Lyons, Kans Jan. 23,1895 First National Bank, Ouray, Colo Jan. 28,1895 First National Bank, Waynesboro, Pa Feb. 1,1895 First National Bank, Anaconda, Mont Feb. 18,1895 McPherson N. B., McPherson, Kans Feb. 19,1895 First National Bank, Hurley, Wis Mar. 4,1895 First National Bank, Graham, Tex Mar. 26,1895 National Bank of Deming, N. Mex Apr. 1,1895 Merchants' N. B., Battle Creek, Mich Apr. 10,1895 Salina National Bank, Salina, Kans Apr. 15,1895 First National Bank, Natchez, Miss First N. B., Red Lake Falls, Minn .....do.. Corn Exchange N. B., Sioux City, Iowa.. Apr. 29,1895 Apr. 30,1895 First National Bank, Rico, Cal May 10,1895 First National Bank, Shelton, Nebr May 15,1895 First National Bank, Moberly, Mo Fifth National Bank, San Antonio, Tex.. May 29,1895 June 18,1895 First National Bank, Haskell, Tex June 20,1895 First National Bank, Augusta, Ky Oklahoma N. B., Oklahoma City, Okla... July 15,1895 People's National Bank, Colorado, Tex... July 22,1895 Citizens' National Bank, Tacoma, Wash .. Julv 27,1895 First National Bank, Cherryvale, Kans... Aug. 1,1895 Idaho National Bank, Pocatello, Idaho... Aug. 5,1895 First National Bank, Spearfish, S. Dak... Sept. 3,1895 Oct. 1,1895 First National Bank, Tower, Minn Oct. 8,1895 First N. B., Fort Madison, Iowa Oct. 12,1895 First National Bank, Aberdeen, Wash Oct. 24,1895 First National Bank, Creighton, Nebr Oct. 31,1895 First N. B., East Portland, Oreg Total New Mexico N. B., Socorro, N. Mex Bonham National Bank, Bonham, Tex... First National Bank, Kirwin, Kans Farmers' National Bank, Muncie, Ind Nov. Nov. Nov. Nov. 16,1895 20,1895 21,1895 26,1895 Capital. Issued. Retired. Outstanding. $50,000 "5,000 100,000 100,000 50,000 50,000 100,000 50,000 50,000 50,000 50,000 250,000 125,000 50,000 50,000 $44,300 66,600 21,500 22,500 10,750 9,390 21,900 12,780 11,250 11,250 11,250 45,000 36,541 11,250 11,250 $42,407 63,700 20,945 22,140 10,510 9,170 21,380 11,675 11,060 10,830 9,960 44,220 34,516 11,070 11,080 50,000 300,000 50,000 50,000 50,000 50,000 60,000 50,000 100,000 200,000 10,750 43,800 11,350 11,250 10,750 11,250 16,440 11,250 45,000 114,960 10,620 41,500 11,080 10,600 10,415 11,050 15,980 10,410 44,040 109,191 6,835,000 1,487,328 1,426,767 60,561 50,000 50,000 50,000 60,000 500,000 75,000 300,000 50,000 100,000 200,000 400,000 100,000 108,100 50,000 50,000 75,000 100,000 50,000 50,000 50,000 50,000 100,000 100,000 100,000 50,000 150,000 50,000 50,000 100,000 125,000 50,000 50,000 50,000 50,000 100,000 50,000 50,000 50,000 50,000 100,000 50,000 50,000 100,000 11,250 11,250 11,250 13,100 48,908 16,470 45,000 10,770 21,430 45,000 63,000 22,500 45,000 10,850 11,250 15,320 22,500 10,050 10,850 11,250 11,250 39,260 21,650 22,100 11,250 44,500 11,250 11,250 19,500 28,800 11,250 11,470 11,250 11,250 22,500 10,950 11,250 11,250 10,950 22,500 11,250 11,250 22,500 10,510 10,860 11,020 9,284 44,981 16,060 43,963 10,400 20,800 41,969 62,050 21,350 44,343 10,440 11,045 13,505 21,750 9,650 10,610 11,090 11,060 37,290 20,820 21,355 10,750 43,210 10,890 11,023 18,970 27,790 11,025 11,250 11,050 11,180 21,985 10,565 11,125 11,090 10,700 21,870 11,005 11,013 21,840 740 390 230 4,143,100 857,428 824,536 32,892 50,000 50,000 50,000 100,000 11,250 11.250 11,250 22,940 11,035 10,550 10,775 22,580 215 700 475 360 $1,893 2,900 555 360 240 220 520 1,105 190 420 1,290 780 2,025 180 170 130 2,300 270 650 335 200 460 840 960 5,769 3,816 3,927 410 1,037 370 630 3,031 950 1,150 657 410 205 1,815 750 400 240 160 190 1,970 830 745 500 1,290 360 227 530 1,010 225 220 200 70 515 385 125 160 250 630 245 237 660 241 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. First National Bank, Pratt, Kans Dec. 5,1895 Dec. 31,1895 First National Bank, Creede, Colo First National Bank, Puyallup, Wash Jan. 1,1896 First National Bank, Reno, Nev Jan. 2,1896 Jan. 14,1896 Capital N. B., Bismarck, N. Dak .do... Rockwall County N. B., Rockwall, Tex Jan. 15,1896 Inter State N. B,, Texarkana, Tex Farmers and Drovers' National Bank, SQIX>ors Isl Y Jan. 16,1896 New Duluth N.B.,New Duluth, Minn.... Jan. 31,1896 Feb. 1,1896 National Bank, Canton, S. Dak do State National Bank, Denver, Colo « • American National Bank, Omaha, Nebr.. Feb. 25,1896 Mar. 2,1896 Winnsboro N. B., Winnsboro, S. C Ballinger National Bank, Ballinger, Tex. . Mar. 14,1896 Mar. 26,1896 Merchants' N. B., Muskegon, Mich National Bankof Dakota,Huron, S. Dak.. Apr. 18,1896 Mav 14,1896 Iron City National Bank, Llano, Tex May 26,1896 First National Bank, Morris, Minn June 9,1896 Portland N. B., Portland, Oreg June 10,1896 Southern N. B., New York, N. Y Chautauqua County National Bank, June 18,1896 Jamestown, N. Y do City National Bank, Jamestown, N. Y . . . June 22,1896 Home N. B., East Saginaw, Mich La Crosse National Bank, La Crosse, Wis. July 1,1896 Traders' National Bank, Providence, 11.1. . . . . . d o . Watertown N. B., Watertown, S. Dak.... July 10,1896 July 28,1896 First National Bank, Andes, N, Y July 31,1896 First National Bank, Uvalde, Tex Farmers' National Bank, Malvern, Iowa. Aug. 6,1896 Oct. 10,1896 Fairhaven N. B., Fair haven, Wash Total Capital. Issued. Retired. Outstanding. $50,000 50,000 75,000 200,000 50,000 50,000 100,000 $11,250 11,250 16,875 45,000 11,250 11,250 27,770 $10,-740 10,985 16,560 43,260 10,970 9,900 26,820 $510 265 315 1,740 280 1,350 950 100,000 50,000 50,000 300,000 200,000 100,000 100,000 100,000 50,000 60,000 50,000 100,000 500,000 63,230 11,250 10,900 44,000 45,000 22,500 22,500 22,500 11,250 13,500 11,250 22,500 378,900 59,860 11,040 10,650 42,710 42,040 21,049 21,250 21,618 10,945 13,040 10,820 21,765 372,855 3,370 210 250 1,290 2,960 1,451 1,250 882 305 460 430 735 6,045 200,000 100,000 200,000 200,000 200,000 50,000 60,000 50,000 50,000 50,000 52,200 25,933 180,000 45,000 49,507 11,250 53,724 11,250 11,250 11,250 48,526 23,312 172,298 42,416 46,230 10,640 51,089 10,820 10,950 11,020 3,674 2,621 7,702 2,584 3,277 610 2,635 430 300 230 3,745,000 1,321,979 1,271,118 50,861 11,250 45,000 11,910 11,250 11,250 22,500 21,058 10,780 42,370 11,750 11,020 10,910 21,805 20,706 470 2,63C 160 230 340 695 352 11,250 11,250 11,250 37,458 11,250 22,500 11,250 11,250 11,250 11,250 45,000 11,250 11,250 11,250 22,500 45,000 11,250 33,750 25,356 11,250 ! 1,250 22,500 45,000 16,920 22,500 13,500 11,250 45,850 45,000 11,250 11,250 22,500 11,250 10,835 10.800 10,810 34,093 11,075 21,630 10,750 10,990 10,968 10,730 42,165 11,250 10,740 10,900 21,630 43,365 10,925 31,850 21,146 10,830 10,780 21,510 43,305 16,340 22,020 12,995 10,350 43,400 44,487 9,850 10,820 20,700 10,770 415 450 440 3,365 175 870 500 260 282 520 2,835 Nov. 10,1896 National Bank, Corning, Iowa 50,000 200,000 Nov. 16,1896 National Bank, Troy, N. Y 50,000 First National Bank of Gothenburg, Nebr. Dec. 10,1896 50,000 Smelter National Bank of Durango, Colo.. Dec. 14,1896 50,000 First National Bank of Goldendale, Wash. Dec. 17,1896 50,000 .do Exchange N. B. of El Dorado, Kans 50,000 Farmers and Merchants' National Bank Dec. 22,1896 of Cawker City, Kans. First National Bank of Ness City, Kans.. Dec. 24,1896 50,000 First National Bank of Pierce, Nebr 50,000 Dec. 31,1896 First National Bank of Bridgeport, Ala... Jan. 1,1897 50,000 Holliston N. B. of Holliston, Mass.. do 100 000 do 50,000 Crete National Bank of Crete, Nebr 100,000 Jan. 13,1897 City National Bank of Streator, 111 50,000 Jan. 29,1897 First National Bank of Cisco, Tex 50,000 First National Bank of Oakesdale, Wash. Feb. 1,1897 50,000 Feb. 10,1897 First National Bank of Nocona, Tex 50,000 do First National Bank of Philipsburg, Mont. 100,000 Feb. 15,1897 First National Bank of Winston, N. C 50,000 ...do Merchants' N. B. of Redfield, S. Dak .do 50,000 First National Bank of Chester, 111 do 50,000 First National Bank of Sturgis, S. Dak... 100,000 Feb. 16,1897 Commercial N. B. of Roanoke, Va 700,000 Feb. 19,1897 Atlas National Bank of Chicago, 111 50,000 Feb. 25,1897 Snohomish N. B. of Snohomish, Wash 150,000 Feb. 27,1897 Mercantile N. B. of Dallas, Tex 100,000 Mar. 2,1897 First National Bank of Ionia, Mich 50,000 First National Bank of Sutherland, Iowa. Mar. 15,1897 50,000 Mar. 16,1897 Merchants' N.7 B. of Brownwood, Tex 100,000 do Manufacturers N. B. of Pittsburg, Kans.. 200,000 Mar. 17,1897 N. B. of Commerce of Duluth, Minn 75,000 Mar. 22,1897 Citizens' N. B. of Fergus Falls, Minn 100,000 Farmers' N. B. of Arkansas City, Kans... Mar. 24,1897 60,000 Mar. 27,1897 First National Bank of Merrill, Wis 50,000 St. Paul National Bank of St. Paul, Nebr. Mar. 31,1897 500,000 Chemical National Bank of St. Louis, Mo. Apr. 1,1897 500,000 Apr. 3,1897 State National Bank of St. Joseph, Mo 50,000 Anderson County N. B. of Garnett, Kans. Apr. 5,1897 50,000 Apr. 9,1897 First National Bank of Exeter, Nebr 100,000 Wyandotte N. B. of Kansas City, Kans... Apr. 13,1897 50,000 Apr. 15,1897 First N. B. of West Moreland, Kans i Formerly insolvent. 62280—CUB 1908 16 510 350 870 1,635 325 1,900 4,210 420 470 990 1,695 580 480 505 900 2,450 513 1,400 430 1,800 480 242 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. German-American National Bank of St. Cloud, Minn Three Rivers N. B. of Three Rivers, Mich. Exeter National Bank of Exeter, Nebr... First National Bank of Hillsboro, Oreg... First National Bank of Romeo, Mich Chanute N. B. of Chanute, Kans N. B. of the Republic, St. Louis, Mo Third National Bank, New York, N. Y.. Fourth National Bank, Columbus, Ohio.. National Bank of Heppner, Oreg Metropolitan N. B., Kansas City, Mo South Milwaukee National Bank, South Milwaukee, Wis First National Bank, Alamosa, Colo First National Bank, St, Louis, Mich Farmers' National Bank, Culpeper, Va... Mercantile N. B., Hartford, Conn YVellsboro National Bank, Wellsboro, Pa. N. B. of the Republic, Washington, D. C. Nebraska National Bank, York, Nebr First National Bank, Mason, Tex Midland National Bank, Kansas City, Mo. First National Bank, Oberlin, Kans First National Bank, Dighton, Kans First National Bank, Liberty, Nebr Prairie State National Bank, dicago, 111. First National Bank, Greensburg, Ind First National Bank, New Albany, Ind .. First N. B., Grand Junction, Colo Total. Nat. Live Stock Bank, Fort Worth, Tex . First National Bank, Tobias, Nebr First National Bank, Clark, S. Dak Government N. B., Pottsville, Pa First National Bank, Athens, Pa First National Bank, Ovid, Mich First National Bank, Appleton, Minn First N. B., Oklahoma City, Okla Home National Bank, Chicago, 111 Fort Smith N. B., Fort Smith, Ark National Bank, Asheville, N. C Merchants' National Bank, Rome, Ga Hide and Leather N. B., Chicago, 111 United States N. B., New York, N. Y.... Citizens' National Bank, Itasca, Tex First National Bank, Russellville, Ark... Ohio National Bank, Washington, D. C National Bank, Winthrop, Me First National Bank, Bath, N. Y N. B. of the Republic, Philadelphia, Pa.. National Bank, Odessa, Mo First National Bank, Pomeroy, Wash Central National Bank, Pueblo, Colo Alexandria N. B., Alexandria, Ind First National Bank, Osage City, Kans... Citizens' National Bank, Concordia, Kans. First National Bank, Aspen, Colo National Bank of America, Chicago, 111... American Exchange N. B., Chicago, 111... National City Bank, Boston, Mass.. First National Bank, Waterville, Wash... First National Bank, Lacrosse, Kans First National Bank, Montague, Tex First National Bank, Abilene, Tex First National Bank, Bathgate, N. Dak.. N. B. of Commerce, New Bedford, Mass.. Hill County N. B., Hillsboro, Tex First National Bank, Killingly, Danielsonville, Conn Seventh National Bank, Philadelphia, Pa. Standard National Bank, New York, N. Y. Abilene National Bank, Abilene, Tex Commercial N. B., Portland, Oreg Everett National Bank, Boston, Mass Commercial National Bank of Pennsylvania, Philadelphia, Pa Circulation. Date of liquidation. Capital. Apr. 20,1897 Apr. 27,1897 Apr. 30,1897 May 1,1897 do May 6,1897 May 18,1897 May 20,1897 June 16,1897 June 19,1897 June 30,1897 $100,000 64,000 50,000 50,000 100,000 60,000 300,000 1,000,000 100,000 50,000 500,000 $22,500 14,400 11,250 11,250 25,278 13,500 45,000 374,165 76,500 11,250 45,000 $21,735 13,300 10,835 10,870 21,866 13,115 41,600 359,863 72,940 10,810 43,480 $765 1,100 415 380 3,412 385 3,400 14,302 3,560 440 1,520 July 1,1897 do July 6,1897 July 12,1897 July 20,1897 Aug. 6,1897 Aug. 11,1897 Aug. 21,1897 Aug. 23,1897 Aug. 27,1897 Sept. 10,1897 Oct. 1,1897 do. Oct. 15,1897 Oct. 26,1897 .....do.: Oct. 30,1897 50,000 50,000 50,000 50,000 500,000 50.000 200;000 50,000 50,000 500,000 50,000 50,000 50,000 200,000 100,000 200,000 50,000 36,000 11,250 11,250 11,250 50,750 11,250 165,223 11,250 11,250 45,000 11,250 11,250 11,250 45,000 29,905 53, 467 11,250 34,500 10,745 10,805 10,660 44,953 10,980 154,411 10,800 10, 670 43, 010 10, 600 10,805 10, 760 44, 600 25, 901 45,125 10,870 1,500 505 445 590 5,797 270 10,812 450 580 1,990 650 445 490 400 4,004 8,342 380 1,884,759 105,231 Issued. 9,009,000 Nov. 1,1897 ....do do Nov. 8,1897 Nov. 30,1897 Dec. 1,1897 .do. Dec. 6,1897 Dec. 7,1897 Dec. 9,1897 Dec. 11,1897 Dec. 15,1897 Dec. 22,1897 Dec. 23,1897 .....do Retired. Outjtanding. do.. .....do Jan. 15,1898 Jan. 22,1898 Feb. 1,1898 .do. ....do Feb. 11,1898 do. Feb. 15,1898 Feb. 24,1898 Feb. 28,1898 Mar. 7,1898 Mar. 25,1898 Mar. 26,1898 Apr. 1,1898 Apr. 5,1898 100,000 50,000 60,000 100,000 50,000 50,000 50,000 50,000 250, 000 100,000 100,000 100,000 300,000 500, 000 60,000 50,000 200,000 50,000 50,000 500,000 100,000 50,000 50,000 50,000 50,000 50,000 100,000 1,000,000 1,000,000 1,000,000 50,000 50, 000 50,000 100,000 50,000 1,000,000 50,000 33,750 11,250 13,500 49,379 25,021 11,250 11,250 11,250 1,066 22,500 25,900 45,000 45,000 128, 950 13,500 11,250 61,870 14,405 18,477 233,112 22,500 11,250 11,250 22,500 11,250 11,250 22,500 199,420 45,000 57,415 11,250 11,250 11,250 22,500 11,250 67,368 11,250 32, 500 10, 790 12, 700 42,727 22,223 10,800 10,540 10,850 327 21,350 24,300 43,685 41,655 112,680 12, 960 10,820 59, 740 11, 988 15,152 215,159 21,290 10, 690 10,540 21, 450 10, 735 10, 450 21,358 182.540 41', 800 46; 559 10,850 10,805 10,580 21, 520 10,680 50,110 10,700 1,250 460 800 6,652 2,798 450 710 400 739 1,150 1,600 1,315 3,345 16,270 540 430 2,130 2,417 3,325 17, 953 1,210 560 710 1,050 515 800 1,142 16,880 3,200 10,856 400 445 670 980 570 17,258 550 Apr. 11,1898 Apr. 13,1898 Apr. 26,1898 May 3,1898 May 13,1898 May 19,1898 110,000 200,000 200,000 100,000 500,000 400,000 40, 918 51,445 45,000 22,500 45,000 97,000 36, 773 44,600 44,390 21,610 42,200 89,625 4,145 6,845 610 890 2,800 7,375 May 810,000 62,405 47,565 14,840 Dec. 30,1897 Dec. 31,1897 .do Jan. 10,1 Jan. 11,1 31,1898 ' 243 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OP THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Date of liquidation. Issued. Retired. Outstanding. 1,1898 8,1898 15,1898 25,1898 1,1898 $100,000 100,000 60,000 50,000 100,000 $23,400 28,125 13,500 11,250 22,500 $21,800 27,145 12,790 11,250 21,130 $1,600 980 710 ....do ....do July 28,1898 Aug. 1,1898 Aug. 13,1898 Aug. 17,1898 Sept. 5,1898 Sept. 15,1898 Sept. 26,1898 Oct. 1,1898 Oct. 4,1898 100,000 50,000 200,000 50,000 100,000 300,000 50,000 50,000 100,000 100,000 50,000 22,500 11,250 45,000 11,250 22,500 45,000 11,250 46,755 22,500 22,000 48.050 21,585 10,760 42,170 10,725 21,813 42,930 10,560 43,830 21,643 20,560 46,050 915 490 2,830 525 687 2,070 690 2,925 857 1,440 2,000 11,450,000 Total. 100,000 Nov. 19,1898 Pontiac National Bank, Pontiac, Mich 100,000 Nov. 30,1898 First National Bank, Jacksonville, 111 Farmers and Merchants' National Bank, 50,000 Dec. 5,1898 Hickman, Ky Dec. 6,1898 1,000,000 Globe National Bank, Chicago, 111 Dec. 8,1898 1,000,000 Boston National Bank, Boston, Mass Columbian National Bank, Boston, Mass.. Dec. 9,1898 1,000,000 Dec. 12,1898 500,000 Lincoln National Bank, Boston, Mass Dec. 13,1898 1,000,000 National Eagle N. B., Boston, Mass Dec. 17,1898 800,000 Market National Bank, Boston, Mass 1,000,000 ....do Howard National Bank, Boston, Mass 1,000 000 ....do North National Bank, Boston, Mass 1,000,000 Dec. 19,1898 National Revere Bank, Boston, Mass Treinont National Bank, Boston, Mass... Dec. 20,1898 1,000,000 200,000 do. Second National Bank, Springfield, Ohio. 50,000 Dec. 21,1898 City National Bank, Greenville, Tex 1,000,000 Dec. 22,1898 N. B. of North America, Boston, Mass Dec. 30,1898 50,000 First National Bank, Pineville, Ky 50,000 First National Bank, Beaver City, Nebr.. Dec. 31,1898 100,000 Tyler National Bank, Tyler, Tex .....do 100,000 Jan. 5,1899 First National Bank, Cleburne, Tex 75,000 ....do Rogersville N. B., Rogessville, Tenn 200,000 Jan. 6,1899 Sixth National Bank, New York, N. Y . . . Continential National Bank, Boston, Mass Jan. 9,1899 1,000,000 500,000 do Manufacturers' N. B., Boston, Mass 750,000 Hamilton National Bank, Boston, Mass.. Jan. 10,1899 Jan. 13,1899 750,000 Tradesmen's N. B., New York, N. Y.» Jan. 16,1899 150,000 First National Bank, Quincy, 111 St. Louis National Bank, St. Louis, Mo... Jan. 17,1899 1,000,000 50,000 Eastland National Bank, Eastland, Tex.. Feb. 1,1899 50,000 Merchants' N. B., Grand Forks, N. Dak.. Feb. 6,1899 do 100,000 First National Bank, Saginaw, Mich Feb. 21,1899 250,000 Citizens' N. B., New Bedford, Mass Mar. 1,1899 50,000 First National Bank, Wenona, 111 do 50,000 First National Bank, Sanborn, Iowa . do 100,000 First National Bank, Salem, Oreg Mar. 4,1899 70,000 Simpson National Bank, Eagle Pass, Tex. 50,000 Citizens' National Bank, Dayton, Wash.. Mar. 11,1899 Mar. 16,1899 50,000 First National Bank, Pana, 111 Mar. 25,1899 50,000 Geneva National Bank, Geneva, Nebr Apr. 1,1899 500,000 American National Bank, Denver, Colo... Apr. 8,1899 100,000 American National Bank, Lima, Ohio 50,000 People's National Bank, Americus, Ga... Apr. 15,1899 75,000 Thompson National Bank, Putnam, Conn Apr. 24,1899 Apr. 25,1899 600,000 Continental N. B., Memphis, Tenn 50,000 First National Bank, Elm Creek, Nebr... May 15,1899 National Farmers and Planters' Bank, 800,000 May 16,1899 Baltimore, Md 50,000 First National Bank, Kendrick, Idaho... May 20,1899 200,000 National Exchange Bank, Salem, Mass... June 1,1899 200,000 June 17,1899 American Exchange N. B., Lincoln, Nebr. 80,000 June 19,1899 First National Bank, Russell, Kans.a 50,000 Smith County N. B., Smith Center, Kans. June 30,1899 100,000 Union National Bank, Sioux Falls, S. Dak July 1,1899 July 3,1899 100,000 Jamestown N. B., Jamestown, N. Y 300,000 Globe National Bank, Providence, R. I...I July 12,1899 100,000 Central National Bank, Springfield, Mo... Julv 28,1899 a Formerly insolvent. 2,119,231 1,939,107 180,124 Stock Growers' N. B., Pueblo, Colo First National Bank, Ashland, Wis Weldon National Bank, Ladonia, Tex First National Bank, Waitsburg, Tex First National Bank, Brownwood, Tex... Farmers and Merchants' National Bank, Waco, Tex First National Bank, Holstein, Iowa Citizens' National Bank, Kansas City, Mo. First National Bank, St. Paul, Nebr First National Bank, Hannibal, Mo Central National Bank, Milwaukee, Wis.. Middleport N. B., Middleport, Ohio First National Bank, Mason City, 111 Mankato N. B., Mankato, Minn Citizens' National Bank, Sandusky, Ohio. First National Bank, Ashburnham, Mass. June June June June July Circulation. Capital. 22,500 84,105 21,050 76,542 I 1,370 1,450 7,563 11,250 45,000 63,048 277,458 169,890 56,747 57,907 60,118 111,082 80,315 57,705 84,472 11,250 165,223 10,750 11,250 22,500 22,500 16,870 171,212 61,590 271,607 50,298 198,690 44,500 189,200 11,250 11,250 48,196 107,148 11,250 11,250 22, 495 28,530 11,250 11,250 11,250 83,210 22,500 11,250 24,233 44,400 10,750 10,833 42, 460 42,339 246,274 163,950 45,288 46,687 45,801 88, 541 59,817 47,202 76,345 10,800 144,195 10,030 10,770 20,950 21,548 15,650 156,740 48,027 259,326 42,790 175,501 39, 489 179,079 10,965 10,863 44,430 99,338 10,500 10,580 21,280 27,495 10,560 10,975 10,570 74,293 20,085 10,390 21,724 41,570 10,220 417 2,540 20,709 31,184 5,940 11,459 11,220 14, 317 22,541 20,498 10,503 8,127 450 21,028 720 480 1,550 952 1,220 14, 472 13, 563 12,281 7,508 23,189 5,011 10,121 285 387 3,766 7,810 750 670 1,215 1,035 690 275 680 8,917 2,415 860 2,509 2,830 530 223,212 11,250 51,240 45,000 18,000 25,200 22,500 22,500 198,264 10,500 45,913 42,530 16,980 24,535 21,845 21,635 119,247 84,570 24,948 750 5,327 2,470 1,020 665 655 865 11,333 4,930 130,580 89,500 244 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Date of liquidation. Franklin National Bank, New York, N. Y Elkhart National Bank, Elkhart, Ind Wise County National Bank, Decatur, Tex First National Bank, Buchanan, Va Miles National Bank, Delta, Pa Louisville City N. B., Louisville, Ky First National Bank, Auburn, Ind First National Bank, Broken Bow, Nebr.. Aug. 1,1899 Sept. 5,1899 Sept. 7,1899 Sept. 30,1899 Oct. 2,1899 Oct. 18,1899 Oct. 23,1899 ....do Total. First National Bank, Chehalis, Wash Traders' National Bank, Baltimore, Md.. Purcell National Bank, Purcell, Ind. T... Manufacturers' N. B., Providence, R. 1... First National Bank, Nacogdoches, Tex.. First National Bank, Dunkirk, Ind First National Bank, Harvard, Nebr City National Bank, Providence, R. I First National Bank, Island City, Oreg... First National Bank, Colton, Wash Third National Bank, Providence, R. I... Roger Williams N. B., Providence, R. I. Pacific National Bank, Pawtucket, R. I. First National Bank, Pawtucket, R. I . . . Nownan National Bank, Newnan, Ga... First National Bank, Longmont, Colo... First National Bank, Homer, N. Y Slater National Bank, Pawtucket, R. I... Greenwich N. B., East Greenwich, R. I. N. B. of Rhode Island, Newport, R. I.a... Citizens' National Bank, Lyons, Iowa... First National Bank, Provo City, Utah... First N. B., Blooming Grove, Tex , Woonsocket N. B., Woonsocket, R. I First N. B., Independence, Oreg Phenix National Bank, Phenix, R. I First National Bank, Goldfield, Iowa First National Bank, Littlestown, Pa Total. First National Bank, Bristol, R.I National Eagle Bank, Bristol, R. I American National Bank, Orange, Va Everett National Bank, Everett, Wash. Nicollet N. B., Minneapolis, Minn First National Bank, Moulton, Tex Flour City N. B., Minneapolis, Minn First National Bank, Goldthwaite, Tex. First N. B., South Nor walk, Conn Berney N. B., Birmingham, Ala First National Bank, Guernsey, Wyo Independence N. B., Philadelphia, Pa... Centreville N. B., Thurman, Ohio Continental N. B., New York, N. Y National Bank of Wilmington, N. C First National Bank, Orangeburg, S. C Pascoag National Bank, Pascoag, R. I... Farmers' and Mechanics' National Bank, Washington, Pa First National Bank, Vassar, Mich First National Bank, Pawnee City, Nebr City National Bank, Poughkeepsie, N. Y National Phenix Bank, Westerly, R. I . . . Citizens' N. B., Fairhaven, Wash People's N. B., Martinsburg, W. Va N. B. of the Republic, New York, N. Y. Poughkeepsie N. B., Poughkeepsie, N. Y Circulation. Capital. $45,000 11,250 13,000 11,250 11,250 62,387 12,905 16,875 $200,000 50,000 60,000 50,000 50,000 200,000 50,000 75,000 3 700 Q Retired. Outstanding. $43,425 10,520 12,130 10,380 10,640 46,206 11,320 16,020 $1,575 720 870 870 610 16,181 1,585 855 3,340,532 392,866 50,000 230,000 50,000 500,000 50,000 50,000 50,000 500,000 50,000 50,000 300,000 499,950 200,000 300,000 50,000 50,000 100,000 300,000 60,000 100,000 100,000 50,000 50,000 200,000 50,000 100,000 30,000 25,000 11,250 45,000 11,250 68,093 11,250 11,250 11,250 230,340 11,250 11,250 55,864 54,590 95,015 97,478 45,000 11,475 45,000 196,840 17,100 83,700 25,000 12,500 12,500 200,000 12,500 26,470 7,500 10, 630 40,676 10,640 57,556 10,700 10,628 10,735 222,346 10,520 10,790 45,443 49,735 88,648 89,525 42,260 10,815 40,520 182,978 15,980 78,703 23,640 11,630 11,660 187,348 11,980 20,230 7,500 620 4,324 610 10,537 550 622 515 7,994 730 460 10,421 4,855 6,367 7,953 2,740 660 4,480 13,862 1,120 4,997 1,360 870 840 12,652 520 6,240 1,313,816 23,849 18,450 24,170 23,528 47,048 5,810 43,750 11,760 23,436 46,960 24,040 62,370 44,292 301,546 44,890 28,860 92,385 106,899 20,485,000 Nov. 6,1899 Nov. 15,1899 Dec. 30,1899 ....do do. Jan. 1,1900 Jan. 10,1900 Jan. 17,1900 Jan. 20,1900 Jan. 25,1900 do Jan. 30,1900 Mar. 8,1900 do Mar. 10,1900 Mar. 15,1900 Mar. 16,1900 Mar. 31,1900 Apr. 30,1900 May 3,1900 June 11,1900 June 30,1900 do July 19,1900 Aug. 4,1900 Aug. 30,1900 Sept. 20,1900 Oct. 11,1900 Issued. 4,144,950 1,420,715 Dec. 17,1900 do Jan. 8,1901 Jan. 12,1901 Jan. 14,1901 Jan. 30,1901 Feb. 26,1901 do Feb. 28,1901 Mar. 11,1901 May 1,1901 May 3,1901 May 10,1901 May 25,1901 May 27,1901 June 1,1901 June 6,1901 75,000 50,000 25,000 70,000 250,000 25,000 500,000 50,000 100,000 200,000 25,000 500,000 50,000 1,000,000 100,000 60,000 100,000 27,264 20,417 25,000 25,000 50,000 6,250 50,000 12,500 28,199 51,000 25,000 69,200 50,000 329,280 50,000 30,000 100,000 July 1,1901 Aug. 1,1901 do. Aug. 9,1901 Aug. 15,1901 Aug. 26,1901 Sept. 2,1901 Sept. 3,1901 Sept. 14,1901 100,000 50,000 50,000 100,000 150,000 50,000 75,000 1,500,000 150,000 100,000 19,000 18,750 46,297 54,226 12,500 75,000 1,500,000 66,130 95,180 17,920 16,685 39,565 46,898 11,960 71,610 1,402,700 4,820 1,080 2,065 6,732 7,328 540 3,390 97,300 6,132 5,405,000 Total. 25,000 First National Bank, Idaho Falls, Idaho.. Nov. 8,1901 300,000 Nat. Commercial Bank, New York, N. Y. Nov. 15,1901 Davenport N. B., Davenport, Iowa 100,000 Dec. 4,1901 200,000 N. B. of Commerce, Omaha, Nebr Dec. 10,1901 1,000,000 do Shoe and Leather N. B., Boston, Mass a Formerly insolvent. 2,841,013 2,629,660 6,250 288,310 87,983 133,250 415,175 211,353 6;250 300,000 100,000 150,000 452,300 3,415 1,967 830 1,472 2,952 440 6,250 740 4,763 4,040 960 6,830 5,708 27,734 5,110 1,140 7,615 11,690 12,017 16,750 37,125 245 REPORT OF THE COMPTROLLER OP THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. Dec. 19,1901 First National Bank, Harrison, Ark Citizens' National Bank, Jacksboro, Tex.. .....do Third National Bank, Boston, Mass DQC. 24,1901 N. B. of the Commonwealth, Boston, Mass .....do People's National Bank, Dover, N. J Dec. 31,1901 Ninth National Bank, New York, N. Y.. do Railroad National Bank, Lowell, Mass Jan. 4,1902 do Merchants' National Bank, Lowell, Mass. ....do First National Bank, Lowell, Mass Jan. 14,1902 Augusta National Bank, Augusta, Me Merchants' National Bank, Albany, N. Y. Jan. 20,1902 Natl. Hide and Leather B'k, Boston, Mass. Jan. 27,1902 Feb. 1,1902 First National Bank, Howe, Tex Feb. 5,1902 Albany City N. B., Albany, N. Y First National Bank, Woohsocket, R. I... Feb. 6,1902 Feb. 15,1902 Continental N. B., Baltimore, Md do. Third National Bank, Pi qua, Ohio ....do Salamanca N. B., Salamanca, N. Y.. Feb. 19,1902 Albert Lea N. B., Albert Lea, Minn Feb. 20,1902 Washington N. B., Boston, Mass do Wickford N. B., Wickford, R. I Central National Bank, Columbia, S. C... Feb. 25,1902 Mar. 1,1902 First National Bank, Elizabeth, N. J Mar. 20,1902 Century N. B., Cleveland, Ohio Old National Bank, Youngstown, Ohio a Mar. 27,1902 Merchants' National Bank, Chicago, 111... Mar. 29,1902 Cambria National Bank, Johnstown, Pa.. Apr. 1,1902 do. Metropolitan N. B., Cleveland, Ohio Union National Bank, New Orleans, La.. Apr. 14,1902 May 15,1902 First National Bank, Vandergrift, Pa May 29,1902 Troy City National Bank, Troy, N. Y May 31,1902 Metropolitan N. B., Chicago, 111 June 14,1902 Second National Bank, Newark, N. J June 17,1902 Preston National Bank, Detroit, Mich June 30,1902 Newark City N. B., Newark, N. J ....do East Orange N. B., East Orange, N. J do. Bellevue National Bank, Bellevue, Pa do Beaver National Bank, Beaver, Pa Old National Bank, Whitehall, N. Y July 1,1902 do Third National Bank, Allegheny, Pa Third N. B., Chattanooga, Term... ....do Perrin National Bank, Lafayette, Ind .....do Citizens' National Bank, Pittsburg, Pa... July 22,1902 Hibernia National Bank, New Orleans, La July 31,1902 do. Continental National Bank, St. Louis, Mo. Mechanics' National Bank, Pittsburg, Pa. Aug. 5,1902 Aug. 11,1902 Mercer County N. B., Mercer, Pa Aug. 20,1902 Sharon National Bank, Sharon, Pa Steubenville N. B., Steubenville, Ohio... Sept. 11,1902 Northern National Bank of Superior, Oct. 7,1902 West Superior, Wis Second National Bank, Sandusky, Ohio.. Oct. 15,1902 Oct. 20,1902 State N. B., South McAlester, Ind. T Capital. Issued. Retired. $5,950 9,540 Outstanding. $300 460 39,346 13,522 622 17,551 19,385 11,945 8,728 6,900 9,675 39,773 $25,000 30,000 1,000,000 1,000,000 50,000 750,000 400,000 400,000 250,000 100,000 200,000 1,000,000 25,000 300,000 200,000 200,000 100,000 50,000 50,000 750,000 100,000 100,000 200,000 500,000 200,000 1,000,000 100,000 500,000 600,000 50,000 300,000 2,000,000 300,000 700,000 500,000 100,000 50,000 100,000 50,000 200,000 150,000 100,000 800,000 300,000 1,000,000 500,000 50,000 125,000 125,000 16,250 10,000 200,438 63,385 12,500 66,860 116,003 108,086 55,485 100,000 104,960 315,319 6,250 94,135 52,137 50,000 30,000 15,000 50,000 62,851 27,890 100,000 103,749 200,000 161,092 49,863 11,878 49,309 '96,618 96,141 46,757 93,100 95,285 275,546 5,760 84,520 44, 445 44,550 27,105 13.685 46', 100 48,926 23,501 91,228 94,771 188,830 58,168 100,000 50,000 600,000 12,500 375,500 840,000 56,447 700,000 57,732 100,000 50,000 25,000 93,385 200,000 50,000 71,000 164,155 114,610 914,650 122,100 50,000 37, 406 125,000 51,410 94,145 46,960 539,382 11, 460 362,502 743,305 46,105 626,630 48,123 94,645 47,610 23,555 83,821 184,940 44,560 62,650 135,556 97,240 822,970 101,359 47,410 31,670 110,940 6,758 5,855 3,040 60,618 1,040 12,998 96,695 10,342 73,370 9,609 5,355 2,390 1,445 9,564 15,060 5,440 8,350 28,599 17,370 91,680 20,741 2,590 5,736 14,060 100,000 100,000 50,000 100,000 52,345 12,500 90,160 45,029 11,500 9,840 7,316 1,000 19,555,000 Total. 100,000 Nov. 3,1902 Ainsworth N. B., Portland, Oreg 30,000 Nov. 10,1902 First National Bank, Pawpaw, 111 50,000 Nov. 20,1902 State National Bank, Quanah, Tex 25,000 First National Bank, Grand Saline, Tex. Dec. 15,1902 50,000 Rochester National Bank,Rochester, Pa.. Jan. 6,1903 30,000 Jan. 12,1903 First National Bank, Paulding, Ohio 50,000 do Home National Bank, Royersford, Pa American Exchange National Bank, Cleveland, Ohio Jan. 14,1903 500,000 Citizens' National Bank, McKeesport. Pa.. Jan. 15,1903 100,000 Western N. B., New York, N. Y....' Jan. 31,1903 2,100,000 Feb. 16,1903 Mechanics' N. B., Philadelphia, Pa 500,000 Cleveland County N. B., Norman, Okla.. Feb. 28,1903 25,000 Cambridge N. B., East Cambridge, Mass . Mar. 12,1903 100,000 Central National Bank, Worcester, Mass.. Mar, 30,1903 300,000 City National Bank, Worcester, Mass do 200,000 City National Bank, Mobile, Ala Mar. 31,1903 200,000 Apr. 6,1903 Citizens' National Bank, Mexia, Tex 50,000 Apr. 9,1903 Seventh N. B., New York, N. Y 2,500,000 Natl. Broadway Bank, New York, No Y.. Apr. 21,1903 1,000,000 Apr. 23,1903 200,000 West End N. B., Washington, D. C Pittsburgh National Bank of Commerce, 500,000 May 2,1903 Pittsburg, Pa a No circulation issued. 8,092,346 7,241,105 851,241 25,000 7,500 12,500 10,000 12,500 10,000 25,000 22,010 6,940 11,000 9,190 10,800 9,190 23,258 2,990 560 1,500 810 1,700 810 1,742 225,000 24,650 544.050 479^110 10,000 25,948 54,550 54,610 139,745 12,000 550,581 526,177 50,000 210,648 22,760 503,265 438,711 9,350 21,745 44,160 44, 480 123,540 11,115 508,841 473,193 45,545 14,352 1,890 40,785 40,399 650 4,203 10,390 10,130 16,205 885 41,740 52,984 4,455 310,926 251,645 59,281 490 9,615 7,692 5,450 2,895 1,315 3,900 13,925 4,389 8,772 8,978 11,170 246 REPORT OF THE COMPTROLLER OF THE CURRENCY. N o . 60.—NATIONAL B A N K S THAT HAVE GONE INTO V O L U N T A R Y LIQUIDATION U N D E R T H E P R O V I S I O N S O F S E C T I O N S 5220 A N D 5221 O F T H E R E V I S E D S T A T U T E S , E T C . — C o n t ' d . Circulation. Date of liquidation. Name and location of bank. First National Bank of Jefferson, Charlestown, W. Va Capital City National Bank, Atlanta, Ga.. Merchants and Planters' National Bank, Montgomery, Ala Lampasas National Bank, Lampasas, Tex. Commercial N. B., Providence, R . I First National Bank, Wellsville, Ohio First National Bank, Westfield, N. J , Park National Bank, Cleveland, Ohio j Merchants' National Bank, Gardiner, Me. Citizens' National Bank, Yonkers, N. Y . . Massachusetts N. B., Boston, Mass First National Bank, Garrett, 111 Boston National Bank, Seattle, Wash Coal and Iron N. B., Cleveland, Ohio First National Exchange Bank, Plymouth, Mich Citizens' National Bank, Shreveport, La.. Lime Rock National Bank, Rockland, Me. Meridian National Bank, Meridian, Miss.. City National Bank, Norfolk, Va Western National Bank of the United States, New York, N. Y Sour Lake N. B., Sour Lake, Tex N. B. of Chanute, Chanute, Kans The First N. B., Worcester, Mass Ell wood City N. B., Ellwood City, P a . . . . National Suffolk Bank, Boston, Mass Republic National Bank, Pittsburg, Pa . . Issued. Retired. Outstanding. May 7,1903 May 16,1903 $50,000 250,000 $38,800 49,100 $34, 475 45,503 $4,325 3,597 May 19,1903 do June 6,1903 June 18,1903 June 30,1903 July 1,1903 do. 250,000 25,000 500,000 50,000 50,000 650,000 50,000 100,000 44,610 11,360 43,395 34,831 15,955 444,745 10,545 45,910 45,875 13,590 43,770 312,810 18,793 5,685 1,545 48,155 1.955 6,782 13,568 1,410 5,130 35,940 7,205 1,140 Aug. Aug. Aug. Aug. Aug. 1,1903 5,1903 6,1903 8,1903 15,1903 800,000 25,000 180,000 1,000,000 51,815 12,500 62,188 40,516 17,500 492,900 12,500 52,692 59,443 15,000 48,900 348,750 Aug. Aug. Sept. Sept. Sept. 20,1903 31,1903 1,1903 15,1903 28,1903 50,000 100,000 105,000 100,000 200,000 12,500 25,000 72,113 97,200 200,000 10,250 22,920 61,298 86,800 178,250 2,250 2,080 10,815 10,400 21,750 Oct. 5,1903 Oct. 8,1903 Oct. 10,1903 Oct. 22,1903 Oct. 24,1903 Oct. 30,1903 ....do 12,500,000 50,000 50,000 300,000 75,000 1,500,000 200,000 1,460,000 12,500 12,500 49,250 19,000 196,000 49,400 1,410,710 11,250 12,115 43,255 17,920 185,305 45,920 49,290 1,250 385 5,995 1,080 10,695 3,480 Total. 27,820,000 Rockwall National Bank, Rockwall, Tex.. First National Bank, Gainesboro, Tenn . . First National Bank, Harrison, Okla National Hamilton Bank, Boston, Mass.. Citizens' National Bank, Worcester, Mass. Manufacturers' N. B., Baltimore, Md Red River N. B., Gainesville, Tex German-American N. B., Peoria, 111 National Bank of Christiana, Pa Washington N. B., Westerly, R . I Davis National Bank, Seymour, Tex Iron City National Bank, Pittsburg, Pa . . Merchants and Manufacturers' National Bank, Pittsburg, Pa Leicester National Bank, Leicester, Mass.. First National Bank, Oxford, Ohio First National Bank, Dallas, Oreg Bankers' National Bank, Cleveland, Ohio. Tulsa National Bank, Tulsa, Ind. T.o Farmers and Merchants' National Bank, Crockett, Tex Velasco National Bank, Velasco, Tex ; Marblehead N. B., Marblehead, Mass Citizens' National Bank, Akron, Ohio Central National Bank, New York, N. Y . . Colonial National Bank, Pittsburg, Pa Tradesmen's National Bank, Pittsburg, Pa. Colonial National Bank. Cleveland, Ohio.. Atlas National Bank, Boston, Mass Pawcatuck N. B., Pawcatuck, Conn Leather Manufacturers' National Bank, New York, N. Y '.. Wayne National Bank, Wayne, Nebr Second National Bank,Youngstown, Ohio. Colonial National Bank, Boston, Mass N. B. of Redemption, Boston, Mass Nat. Exch. Bank, Weatherford, Okla . . . . N. B. of North America, Providence, R . I . Waterloo National Bank, Waterloo, Iowa. First National Bank, Providence, R. I American NationalBank, Long Beach, Cal. State National Bank, Cleveland, Ohio Citizens' National Bank, Raton, N. Mex.. Citizens' N. B., Miamisburg, Ohio Old National Bank, Washington, Pa.™ Capital. 6,617,914 6,034,753 583,161 Nov. 2.1903 Nov. 10,1903 Nov. 14,1903 Nov. 30,1903 Dec. 12,1903 Dec. 21,1903 Dec. 30.1903 Jan. 2.1904 Jan. 12.1904 Jan, 23,1904 Jan. 30,1904 Feb. 1,1904 25,000 25,000 25,000 600,000 150,000 500,000 100,000 300,000 50,000 150,000 50,000 400,000 6,300 12,500 6,300 49,250 100,000 98,500 24,200 300,000 12,000 50,000 12,500 59,912 4,950 10,170 5,200 45,795 90,233 86,380 21,010 251,928 9,670 36,408 11,310 42,080 1,350 2,330 1,100 3,455 9,767 ....do ....do 12,120 3,190 48,072 2,330 13,592 1,190 17,832 Feb. Feb. Feb. Feb. 10,1904 11,1904 13,1904 26,1904 800,000 100,000 50,000 25,000 500,000 25,000 800,000 24,250 49,050 6,250 500,000 701,009 17,000 42,145 6,250 458,373 98,991 7,250 6,905 Mar. Mar. Mar. Mar. Mar. Mar. Mar. Apr. Apr. Apr. 1,1904 3,1904 4,1904 5,1904 12,1904 23,1904 29,1904 2,1904 4,1904 8,1904 50,000 50,000 120,000 150,000 1,000,000 1,000,000 400,000 1,000,000 1,500,000 100,000 11,900 11,900 49,300 98,795 929,300 50,000 200,000 197,750 64,765 100,000 10,530 9,630 42,268 86,535 817,193 46,360 170,032 177,635 44,185 90,809 1,370 2,270 7,032 12,260 112,107 3,640 29,968 20,115 20,580 9,191 Apr. 16,1904 May 16,1904 May 23,1904 May 31,1904 do June 7,1904 June 14,1904 June 15,1904 June 24,1904 June 30,1904 July 1,1904 July 7,1904 July 11,1904 July 20,1904 600,000 50,000 200,000 1,000,000 2,000,000 25,000 500,000 100,000 500,000 50,000 500,000 50,000 100,000 150,000 474,900 39,300 170,600 148,500 711,600 12,500 66,598 49,200 146,150 49,350 490,550 37,500 25,000 416,746 37,330 134,620 133,140 633,580 11,190 38,329 40,870 112,092 44,350 421,820 33,135 20,080 58,154 1,970 35,980 15,360 78,020 1,310 28,269 8,330 34,058 5,000 68,730 4,365 4,920 a No circulation issued. 41,627 247 EEPOET OF THE COMPTEOLLEE OF THE CUBBENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. First National Bank, Sioux Rapids, Iowa. Weybosset N. B., Providence, R . I First National Bank, Cambridge, Mass... Idaho National Bank, Lewiston, Idaho... First National Bank, Warren, R . I National Warren Bank, Warren, R. I National Hope Bank, Warren, R. I First National Bank, Lynn, Mass Ohio Valley N. B., Cincinnati, Ohio Citizens' N. B., Jacksonville, Tex Kingfisher N. B., Kingfisher, Okla National Bank of Lyndon, Vt City National Bank, Lampasas, T e x . a . . . The First National Bank of Wehrum, P a . Fredonia N. B. of Fredonia, Kans The Peoples' N. B. of Belfast, Me July 25,1904 July 26,1904 Aug. 6,1904 Aug. 15,1904 Aug. 24,1904 do do Aug. 30,1904 Sept. 12,1904 Sept. 16,1904 Sept. 24,1904 Sept. 27,1904 do Oct. 18,1904 Oct. 20,1904 Oct. 31,1904 Capital. Issued. $14,356 16,657 1,370 8,651 8,492 7,438 241,089 59,912 4,850 1,000 6,267 6,310 5,625 44,793 690 875 5,207 7,314,486 6,103,532 1,210,954 25,000 6,250 60,000 7,500 130,000 500,000 50,000 25,000 6,250 6,250 6,500 19,886 5,170 47,739 6,130 116,329 416,070 50,000 21,270 5,060 4,880 5,800 5,114 1,080 12,261 1,370 13,670 83,931 30,000 200,000 27,500 100,000 50,000 25,000 26,130 163,275 23,380 85,130 29,704 21,370 i 3,870 36, 725 4,120 14,870 20,296 3,630 10,000 100,000 7,500 6,250 25,000 405,000 50,000 50,000 8,220 80,056 6,420 5,320 21,760 286,980 38,170 30,864 1,780 19,944 1,080 930 3,240 118,020 11,830 19,136 75,000 6,500 30,000 25,000 71,810 5,360 25,385 20,930 3,190 1,140 4,615 4,070 25,000 50,000 100,000 10,000 25,000 100,000 12,000 6,250 6,500 1,000,000 100,000 25,000 6,250 100,000 100,000 25,000 75,000 50,000 100,000 25,000 50,000 25,000 50;000 300,000 50,000 25,000 19,790 41,663 76,383 8,685 18,790 81,270 9,260 5,320 5,080 839,333 92,520 16,950 5,165 83,914 84,010 20,460 58,520 39,278 70,668 19,170 38,100 18,640 33,350 222,165 33,670 18,340 5,210 8,337 23,617 1,315 6,210 18, 730 2,740 930 1,420 160,667 7,480 8,050 1,085 16,086 15,990 4,540 16, 480 10,722 29,332 5,830 11,900 6,360 16,650 77,835 16,330 6,660 $12,500 56,769 17,800,000 100,000 Nov. 1,1904 First National Bank of Conroe, Tex 25,000 do Citizens' N. B. of Washington, D. C Nov. 7,1904 500,000 Farmers' N. B. of Primghar, Iowa Nov. 10,1904 30,000 Berkshire N. B. of North Adams, Mass... Nov. 21,1904 200,000 N. B. of North America, Chicago, 111 Nov. 28,1904 2,000,000 Bankers'World's Fair N. B., St. Louis,Mo. Dec. 15,1904 200,000 Hennessey N. B. of Hennessey, Okla Dec. 19,1904 25,000 First National Bank of Grafton, Iowa Dec. 23,1904 25,000 First National Bank of Archer City, Tex . Dec. 31,1904 j 25,000 do | Randolph N. B. of Elkins, W. Va 25,000 Mount Pleasant National Bank of Mount ! Pleasant, Ohio Jan. 1,1905 50,000 Alabama N. B. of Birmingham, Ala Jan. 10,1905 200,000 First National Bank of Sour Lake, Tex... do 30,000 City National Bank of Niles, Ohio do. 100,000 National Niantic Bank of Westerly, R . I . Jan. 11,1905 250,000 Citizens' National Bank of Fertile, Minn . Jan. 18,1905 25,000 Kyle National Bank of Kyle, Tex. a 25,000 Feb. 1,1905 First National Bank of Carmen, Okla 25,000 Feb. 4,1905 First National Bank of Moline, 111 150,000 Feb. 10,1905 Citizens' National Bank of Ferris, Tex 30,000 do 25,000 San Augustine N. B., San Augustine, Tex. do 25,000 Rimersburg N. B. of Rimersburg, Pa Feb. 11,1905 600,000 Nat. La Fayette Bank, Cincinnati, Ohio.. Feb. 14,1905 250,000 Equitable N. B., Cincinnati, Ohio do 300,000 Agawam N. B . of Springfield, Mass Feb. 15,1905 First National Bank of Staten Island, New Brighton, N. Y Feb. 25,1905 100,000 First National Bank of Fairview, Okla... Feb. 27,1905 25,000 Perry County N. B. of Newport, Pa Mar. 1,1905 50,000 First National Bank of Somerset, Ohio... Mar. 14,1905 25,000 Farmers and Merchants' National Bank, Huntsville, Ala Mar. 16,1905 100,000 Cambridgeport N. B.,Cambridgeport,Mass Mar. 30,1905 100,000 Rockingham N. B. of Portsmouth, N. H . Mar. 31,1905 100,000 Citizens' National Bank, Sugar City, Colo. do 25,000 City National Bank of Sioux City, Iowa.. Apr. 1,1905 100,000 Sprague National Bank of New York, N. Y Apr. 3,1905 200,000 Gonzales National Bank, Gonzales, Tex .. Apr. 15,1905 50,000 Welsh National Bank, Welsh, La Apr. _.r_. 17,1905 25,000 Ivanhoe National Bank, Ivanhoe, Minn . . Apr. 25,1905 25,000 Euclid Park N. B., Cleveland, Ohio Apr. 29,1905 1,800,000 Maiden Lane N. B., New York, N. Y do 250,000 Shreveport N. B., Shreveport, La May 1,1905 100,000 First National Bank, Greenwood, Ark May 20,1905 25,000 Merchants N. B., Waterville, Me June 1,1905 100,000 Commercial N. B., Zanesville, O h i o . . . June 5,1905 100,000 Twin City N. B., Dennison, Ohio June 19,1905 50,000 Lumberman's N. B., Tacoma, Wash June 28,1905 150,000 Monument National Bank, Boston, Mass. June 29,1905 150,000 Chattanooga N. B., Chattanooga, Tenn... June 30,1905 200,000 60,000 First National Bank, Colfax, Wash do do American N. B., Deadwood, S. Dak 50,000 35,000 First N. B., College Corner, Ohio July 1,1905 July 3,1905 700,000 Germania N. B., New Orleans, La Commercial National Bank, Omaha, Nebr. July 22,1905 400,000 Union National Bank, Omaha, Nebr 250,000 do Laurel National Bank, Laurel, Miss July 24,1905 50,000 a No circulation issued. Outstanding. $12,500 42,413 83,343 11,130 41,349 40,808 25,062 138,911 188,570 19,100 5,250 25,998 $50,000 500,000 200,000 50,000 150,000 200,000 130,000 500,000 700,000 25,000 25,000 50,000 50,000 25,000 25,000 50,000 Total. Fifth National Bank of Pittsburg, Pa Retired. 100,000 12,500 50,000 49,300 32,500 380,000 248,482 23,950 6,250 32,265 7,000 ! 6,500 50,000 i 3,730 1,190 1,370 700 248 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Mechanics' National Bank, Boston, Mass. Texas National Bank, Dallas, Tex First National Bank, Crowell, Tex Citizens' National Bank, Paintsville, Ky.. First National Bank, Waxahachie, Tex... Citizens' N. B., New Bethlehem, Pa Valley National Bank, Seymour, Conn American National Bank, Barberton,Ohio White National Bank, Fort Wayne, Ind.. Farmers National Bank, Lebanon, Pa First National Bank, Newport, R. I City National Bank, Austin, Tex First National Bank, Two Harbors, Minn. American National Bank, Dallas, Tex Merchants National Bank, Portland, Me.. N. B. of Commerce, Natchez, Miss Louisiana National Bank,New Orleans, La. Southwestern N. B., Los Angeles, Cal... Memphis National Bank, Memphis, Tenn. Citizens' National Bank, Cleburne, Tex. Citizens N. B., Lawrenceburg, Ind First National Bank, Cornish, Ind. T First National Bank, Francis, Ind. T Los Angeles N. B., Los Angeles, Cal Mount Vernon N. B., Boston, Mass Georgetown N. B., Georgetown, 111 First N. B., Fairport Harbor, Ohio Commercial N. B., Oklahoma City, Okla. Date of liquidation. July 29,1905 July 31,1905 Aug. 1,1905 Aug. 2,1905 Aug. 3.1905 Aug. 10,1905 Aug. 12,1905 Aug. 22,1905 Aug. 26,1905 Sept. 1,1905 Sept. 7,1905 Sept. 15,1905 Sept. 22,1905 Sept. 23,1905 Sept. 30,1905 do Oct. 2,1905 Oct. 7,1905 Oct. 10,1905 do Oct. 14,1905 Oct. 15,1905 ....do Oct. 21,1905 Oct. 24,1905 Oct. 27,1905 Oct. 30,1905 ....do Circulation. Capital. $250,000 250,000 25,000 25,000 100,000 60,000 50,000 100,000 200,000 100,000 120.000 iso;ooo 50,000 200,000 300,000 100,000 500,000 300,000 250,000 100,000 50,000 25,000 25,000 500,000 200,000 25,000 25,000 100,000 14,815,000 Total. 500,000 Nov. 1,1905 N. B. of Commerce, Memphis, Tenn 25,000 do First National Bank, Minerva, Ohio 100,000 Beaumont National Bank,Beaumont,Tex. Nov. 2,1905 50,000 Nov. 9.1905 American N. B., McMinnville, Tenn 30,000 Nov. 15; 1905 First National Bank, Gunter, Tex 25,000 Nov. 16,1905 First National Bank, Windsor, 111 25,000 First National Bank, Orange City, Iowa.. Nov. 21,1905 25,000 Dec. 4,1905 First National Bank, Cullman, Ala 125,000 Dec. 7,1905 Portsmouth N. B., Portsmouth, Ohio 50,000 Dec. 9,1905 Security National Bank, Albert Lea,Minn. 25,000 Dec. 11,1905 Citizens' National Bank, Italy, Tex 50,000 Dec. 16,1905 Citizens' National Bank, Cedar Falls, Iowa 100,000 Dec. 19,1905 National Bank of St. Joseph, Mo 100,000 Dec. 30,1905 Red River Valley N. B., Fargo, N. Dak. 100,000 do American National Bank, Mongomery,Ala 25,000 Jan. 1,1906 First National Bank, Prosser, Wash 50,000 do Kineo National Bank, Dover, Me Jan. 100,000 Jan. 11,1906 National Exchange Bank, Lexington, Ky. Jan. 15,1906 250,000 Quinsigamond N. B., Worcester, Mass Jan. 16,1906 100,000 First National Bank, Shawnee, Okla Jan. 31,1906 25,000 First National Bank, Alvin, Tex Feb. 3,1906 35,000 Ladonia National Bank, Ladonia, Tex... Feb. 250,000 City National Bank, Springfield, Mass.... Feb. 8,1906 150,000 Feb. 12,1906 Second National Bank, Haverhill, Mass.. 1,000,000 do American National Bank, Providence, R.I. 100,000 do Seawall National Bank, Galveston, Tex. a. 100,000 Feb. 15,1906 First National Bank, Austin, Tex 100,000 Feb. 21,1906 People's National Bank, Roanoke, Va... 250,000 Rollstone National Bank, Fitchburg, Mass. Feb. 24,1906 National Shoe and Leather Bank, New 1,000,000 Feb. 28,1906 York, N. Y 100,000 Kenduskeag National Bank, Bangor, Me. Mar. 1,1906 400,000 First National Bank, Springfield, Mass... Mar. 5,1906 800,000 Industrial National Bank, Pittsburg, Pa. Mar. 12,1906 so;ooo First National Bank, Harlan, Iowa Mar. 22,1906 50,000 Glassport National Bank, Glassport, Pa. Mar. 24,1906 250,000 John Hancock N. B., Springfield, Mass.. Mar. 28,1906 80,000 Temple National Bank, Temple, Tex... Mar. 29,1906 300,000 Second National Bank, Springfield, Mass. Mar. 30,1906 150,000 Farmers' National Bank, Mansfield, Ohio Mar. 31,1906 40,000 McGregor National Bank, McGregor, Tex do 50,000 Apr. 1,1906 Citizens' N. B., Mount Pleasant, Pa 25,000 do First National Bank, Harris, Iowa 65,000 Apr. 9,1906 Baird National Bank, Kirksville, Mo 25,000 Apr. 20,1906 Stanton National Bank, Stanton, Tex 500,000 Apr. 23,1906 Bunker Hill N. B., Charlestown, Mass 35,000 First National Bank, Glenville, W. Va.... Apr. 24,1906 a No circulation issued. Issued. Retired. Outstanding. $50,000 250,000 6,250 11,250 25,000 60,000 40,000 25,000 200,000 25,000 120,000 50,000 12,500 160,000 50,000 25,000 500,000 300,000 50,000 24,000 50,000 6,250 6,250 500,000 175,000 20,000 24,500 100,000 $35,345 185,360 4,840 8,845 18,530 47,410 33,990 19,620 148,735 20,480 99,090 36,080 9,430 112,830 29,589 18,540 387,549 236,860 34,415 18,600 36,740 4,820 4,970 359,738 148,166 14,420 18,510 75,905 $14,655 64,640 1,410 2,405 6,470 12,590 6,010 5,380 51,265 4,520 20,910 13,920 3,070 47,170 20,411 6,460 112,451 63,140 15,585 5,400 13,260 1,430 1,280 140,262 26,834 5,580 5,990 24,095 7,352,500 5,778,499 1,574,001 500,000 25,000 25,000 36,600 30,000 10.000 6,250 6,250 49,200 12,000 25,000 49,400 99,000 29,050 49,400 6,250 45,800 100,000 78,500 25,000 6,250 9,000 100,000 98,200 343,700 379,858 18,530 18,370 29,390 23,215 7,150 4,360 4,770 28,910 8,520 19,400 34,250 65,610 17,130 36,400 4,740 35,150 61,723 57,787 20,230 4,650 6,450 76,865 79,625 270,615 120,142 6,470 6,630 7,210 6,785 2,850 1,890 1,480 20,290 3,480 5,600 15,150 33,390 11,920 13,000 1,510 10,650 38,277 20,713 4,770 1,600 2,550 23,135 18,575 73,085 100,000 98,400 198,200 61,760 78,760 150,582 38,240 19,640 47,618 199,000 35,000 98,900 98,400 25,000 49,100 235,300 19,400 120,868 64, 465 12,500 50,000 12,500 65,000 6,300 57,407 9,500 146.006 24,385 70,391 78,135 15,160 38,115 170,459 13,050 52,994 10,615 28,509 20,265 9,840 10,985 64,841 6,350 31,380 25,355 3,660 13,750 3,900 20,370 39,110 8,840 36,250 8,600 44,630 6,300 37,225 6,978 20,182 2,522 REPORT OP THE COMPTROLLER OP THE CURRENCY. 249 No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. First National Bank, Martin, Tenn Merchants' National Bank, Ashland, Ky. First National Bank, Buckeye City, Ohio. First National Bank, Guilford, Me Moline National Bank, Moline, 111 First National Bank, Ensley, Ala Lenora National Bank, Morehead, Ky First National Bank, McCumber, N. Dak. Merchants' N. B., Nashville, Tenn. First National Bank, Carrollton, Ohio Washington N. B., Seattle, Wash First National Bank, Clyde, Ohio First National Bank, Caldwell, Tex Blaine N. B., Kitsmillerville, Md. a Merchants' and Planters' Farley National Bank, Montgomery, Ala Old National Bank, Providence, R. I United National Bank, New York, N. Y.. Belington N. B., Belington, W. Va Citizens' National Bank, Olean, N. Y First National Bank, Seneca, Mo Citizens' N. B., Comanche, Ind. T.o First National Bank, Gas City, Ind St. Paul National Bank, St. Paul, Minn... Wick National Bank, Youngstown, Ohio.. First National Bank, Salisbury, Mo. a First National Bank, Haynesville, Ala Citizens' National Bank, Davenport, Iowa First National Bank, Monroeville, Ohio.. Apr. 30,1906 do do Mav 1,1906 May 2,1906 May 5,1906 May 9,1906 May 10,1906 May 15,1906 May 31,1906 June 25,1906 July 2,1906 July 6,1906 July 9,1906 Issued. Retired. Outstanding. 16,1906 20,1906 28,1906 6,1906 9,1906 31,1906 25,1906 26,1906 29,1906 1,1906 10,1906 11,1906 15,1906 23,1906 Nov. 1,1906 do Nov. 8,1906 Nov. 22,1906 Nov. 24,1906 Dec. 8,1906 ....do Dec. 31,1906 ....do .do do Jan. 1,1907 .do Jan. 2,1907 do Jan. 8,1907 Jan. 15,1907 Jan. 16,1907 Jan. 19,1907 Jan. 31,1907 Feb. 1,1907 Feb. 5,1907 Feb. 9,1907 Feb. 15,1907 Feb. 16,1907 .do Feb. 19,1907 Feb. 21,1907 Feb. 28,1907 do Mar. 1,1907 Mar. 9,1907 Mar. 12,1907 Mar. 13,1907 Mar, 16,1907 Mar. 19,1907 Mar. 28,1907 Mar. 30,1907 Apr. 20,1907 do Apr. Apr. Apr. Apr. May June 22,1907 26,1907 29,1907 30,1907 14,1907 1,1907 a No circulation $30,000 100,000 25,000 50,000 100,000 50,000 25,000 25,000 200,000 35,000 100,000 50,000 60,000 25,000 $7,500 99,100 6,300 25,000 100,000 50,000 6,200 6,500 197,500 19,200 30,000 50,000 35,000 $4,450 64,900 4,140 18,120 68,225 37,195 4,330 4,150 128,455 12,770 18,120 33,638 22,210 $3,050 34,200 2,160 6,880 31,775 12,805 1,870 2,350 69,045 6,430 11,880 16,362 12,790 500,000 500,000 1,000,000 25,000 100,000 25,000 25,000 50,000 600,000 500,000 25,000 25,000 300, 000 50,000 445,770 187,350 245, 450 25,000 49,400 25,000 297,650 134,056 191,990 17,580 36,945 13,540 148,120 53,294 53,460 7,420 12, 455 11,460 12,500 540, 000 50,000 7,010 285,753 32,470 5,490 254,247 17,530 10,000 245,200 50,000 6,520 120,825 29,525 3,480 124,375 20,475 12,385,000 July July July Aug. Aug. Aug. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Total. Market National Bank, Cleveland, Ohio.. First National Bank, Nezperce, Idaho Union National Bank, Zanesville, Ohio... First National Bank, Middletown, 111 Merchants' N. B., Galveston, Tex First National Bank, Leipsic, Ohio First National Bank, Franklin, La First National Bank, Knox, N. Dak National Bank of Brighton, Iowa Fanners' National Bank, Winnsboro, Tex. Citizens' National Bank, Atoka, Ind. T... Bozeman National Bank, Bozeman, Mont. First National Bank, Whitmire, S. C National Bank of Turtle Creek, Pa City National Bank, Cairo, 111 First National Bank, Wakonda, S. Dak... Fourth National Bank, St. Louis, Mo First National Bank, Tolar, Tex Merchants' N. B., Tuscaloosa, Ala National Exchange Bank, Boston> Mass.. Peoples' National Bank, McDonald, Pa... Grayson Nationa] Bank, Sherman, Tex... Winnissiinet N. B., Chelsea, Mass Freemans' National Bank, Boston, Mass.. First National Bank, Calistoga, Cal Central National Bank, Ocala, Fla First National Bank, Taladega, Ala New National Bank, Warr.en> Ohio First National Bank, Madison, Me First National Bank of Cuero, Tex Irving National Bank of New York, N. Y. First National Bank of Demopolis, Ala... Northern N. B. of New York, N. Y Paris National Bank, Paris, Tex Astor National Bank of New York, N. Y. First National Bank of Turlock, Cal Central N. B. of Washington, D. C First N. B. of East St. Louis, 111 Monroe National Bank, Monroe, La Mechanics N. B., New Britain, Conn German American N. B.,Wahpeton, N. D. Burlington N. B., Burlington, Kans National Exchange Bank, Albany, N. Y.. Merchants National Bank of Toledo, Ohio. Highland National Bank, Hermon, Cal... First National Bank, Thomasville, Ala... Capital. 5,838,060 250,000 25,000 150,000 25,000 100,000 25,000 50,000 25,000 25,000 50,000 40,000 50,000 25,000 50,000 100,000 25,000 1,000,000 25,000 85,000 1,000,000 60,000 100,000 100,000 500,000 25,000 50,000 50,000 100,000 75,000 50,000 1,000,000 50,000 300,000 150,000 350,000 25,000 500,000 200,000 60,000 100,000 30,000 50,000 300,000 300,000 25,000 25,000 issued. 250,000 6,250 150,000 14,000 25,000 6,300 12,500 6,250 20,000 40,000 10,000 12,500 6,250 50,000 90,000 10,000 953,350 6,250 25,000 50,000 15,000 50,000 50,000 150,000 17, 500 12,500 50,000 50,000 20,000 50,000 250,000 12,500 50,000 150,000 350,000 25,000 392,850 200,000 15,000 100,000 15,000 50,000 50,000 300,000 156,510 3,650 90,020 8,165 14,325 3,630 11,925 3,740 11,060 20,620 6,250 6,100 4,290 34,140 44,876 4,700 344,961 3,710 12, 465 14,548 9,790 31,770 25, 465 129,657 11,425 7,395 31,070 31,770 12,070 26,320 163,034 6,200 32,790 89,000 233,565 14,820 246,600 112,818 7,630 62,535 9,230 21,871 24,043 143,628 93,490 2,600 59, 980 5,835 10,675 2,670 575 2,510 8,940 19,380 3,750 6,400 1,960 15,860 45,124 5,300 608,389 2,540 12,535 35, 452 5,210 18,230 24,535 20,343 6,075 5,105 18,930 18,230 7,930 23,680 86,966 6,300 17,210 61,000 116,435 10,180 146,250 87,182 7,370 37,465 5,770 28,129 25,957 156,372 25,000 13,590 11,410 4,032, - 1,805,571 250 KEPORT OF THE COMPTROLLER OF T H E CURRENCY. No. 60.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. liquidation. Capital. $25,000 Citizens National Bank, Thomasville, Ala. June 1, 1907 200,000 Citizens National Bank, San Francisco,Cal. ....do June 3,1907 200,000 Union National Bank, Braddock, Pa 300,000 National Bank of Toledo, Toledo, Ohio... June 30,1907 25,000 First National Bank of Enderlin, N. Dak. July 1,1907 331ue Ridge National Bank,Asheville, N.C. . . d o . . . . 100,000 500,000 Fourth National Bank, Providence, R. I . . July 17,1907 do 25,000 Findlay National Bank, Findlay, 111 100,000 Columbia National Bank, Lincoln, Nebr.. July 20,1907 Thirty-fourth Street N. B., New York, July 22,1907 200,000 N. Y 50,000 Jeannette National Bank, Jeannette, Pa.. July 23,1907 July 24,1907 25,000 United States N. B., White Lake, S. Dak. 250,000 American National Bank, Kansas City,Mo. July 27,1907 50,000 Farmers National Bank,Van Alstyne, Tex. July 30,1907 25,000 Hamlin National Bank, Hamlin, Tex.... Aug. 1,1907 250,000 Second National Bank, Jersey City, N. J.. ....fdo.. 25,000 First National Bank Helena, Okla do 25,000 First National Bank, Mansfield, 111 do 300,000 do. German N. B., San Francisco, Cal 100,000 Aug. 10,1907 First National Bank, Nashua, N. H 200,000 Aug. 23,1907 Mechanics N. B., Knoxville, Tenn 50,000 Aug. 27,1907 First National Bank, Beckley, W. Va 25,000 do Dayton National Bank, Dayton, Wash... 25,000 Aug. 31,1907 First National Bank, Fertile, Minn 75,000 Mississippi N. B., Port Gibson, Miss ....fdo.. 25,000 Sept. 2,1907 First National Bank, Armour, S. Dak 50,000 Sept. 10,1907 First National Bank, Ellsworth, Me 50,000 Morton National Bank, Madisonville, Ky. Sept. 14,1907 50,000 Sept. 28,1907 First National Bank, Rockland, Mass 25,000 First National Bank, Covington, Tex.... Sept. 30,1907 50,000 Bay City National Bank, Bay City, Tex.. Oct. 1,1907 National Bank of Commerce, San Diego, 150,000 Oct. 12,1907 Cal Total 11,250,000 Nov. 1,1907 First National Bank, Adams,- N. Dak 25,000 Nov. 2,1907 500,000 Federal National Bank, Chicago, 111. Nov. 5,1907 25,000 German American N. B., Marion Wis. 200,000 Planters & Mechanics N.B., Houston,Tex. Nov. 7,1907 100,000 Fourth National Bank, Waterbury, Conn. Nov. 18,1907 Grant Park N. B., Grant Psyfk, 111 Nov. 20,1907 50,000 Merkel National Bank, Me/uel, Tex Nov. 26,1907 25,000 Nov. 28,1907 100.000 First N. B., High Point, N. C 100,000 Farmers & Merchants N. B., Tyler, Tex.. Dec. 30,1907 40,000 Western National Bank, Odessa, T e x . . . . Jan. 1,1908 Jan. 14,1908 50,000 First National Bank, Macon, Mo do 200,000 Beaver National Bank, New York, N. Y.. Jan. 16,1908 25,000 Hollis National Bank, Hollis, Okla 125,000 Atlantic National Bank,Wilmington, N. C Jan. 18,1908 Jan. 25,1908 25,000 Porter National Bank, Porter, Okla 300,000 State National Bank, New Orleans, La... Jan. 30,1908 Lindsay National Bank, Lindsay, Okla.. Feb. 6,1908 40,000 First N. B., Turnersville, Tex Feb. 26,1908 25,000 Feb. 28,1908 50,000 First National Bank, Humboldt, Nebr... Mar. 3,1908 25,000 First National Bank, Kiefer, Okla Mar. 14,1908 100,000 Peoples National Bank, Muncie, Ind Mar. 16,1908 100,000 City National Bank, Muskogee, Okla Mar. 17,1908 60,000 National Bank of Fayetteville, Ark 300,000 Prescott National Bank, Lowell, Mass... Mar. 18,1908 Mar. 26,1908 200,000 First National Bank, Gloucester, Mass... do 25,000 First National Bank of Mylo, N. Dak.... Mar. 31,1908 50,000 Third National Bank, Albany, Ga Apr. 1,1908 50,000 Farmers' N. B., Punxsutawney, Pa Apr. 5,1908 50,000 Choctaw National Bank, Caddo, Okla Apr 11,1908 25,000 City National Bank, Tulsa, Okla Apr. 21,1908 200,000 Traders' N. B., Washington, D. C 100,000 Veazie National Bank, Bangor, Me ... . d o . . . . . . May 1,1908 50,000 Citizens' National Bank, Albany, Ga City National Bank, Marshall town, Iowa.. May 4,1908 100,000 N. B. of the Republic, Boston, Mass May 7,1908 2,000,000 200,000 Newton National Bank, Newton, Mass.,. May 15,1908 May 26,1908 25,000 Hazlehurst N. B., Hazlehurst, Pa June 1,1908 1,000,000 Commercial N. B. of Detroit, Mich . . .do...... 50,000 Citizens' N. B., Washington, Iowa June 8,1908 300,000 Consolidation N. B., Philadelphia, Pa Third National Bank, Cincinnati, Ohio... June 18,1908 1,200,000 Juno 20,1908 200,000 Citizens N. B., Cedar Rapids, Iowa July 1,1908 100,000 Merchants N. B., Covington, Ky Issued. Retired. Outstanding. $25,000 200,000 182,400 250,000 25,000 119,900 150,000 6,250 100,000 $13,680 112,325 115,570 101,000 11,925 58,000 83,248 3,080 94,250 $11,320 87,675 66,830 149,000 13,075 61,900 66,752 3,170 5,750 50,000 50,000 6,300 250,000 50,000 10,000 200,000 6,240 10,000 98,050 56,100 115,000 12,500 10,000 12,750 18,750 12,500 50,000 50,000 12,000 6,250 12,500 29,990 28,550 6,300 107,790 26,710 5,700 112,660 2,820 5,860 50,085 28,152 50,240 6,700 4,650 5,280 8,500 5,200 24,115 20,380 6,420 3,050 6,290 20,010 21,450 142,210 23,290 4,300 87,340 3,420 4,140 47,965 27,948 64,760 5,800 5,350 7,470 10,250 7,300 25,885 29,620 6,080 3,200 6,210 150,000 73,615 76,385 6,501,990 6,250 500,000 3,509,906 2,992,084 2,800 188,090 37450 311,910 200,000 100,000 12,500 6,300 100,000 100,000 10,000 20,000 50,000 7,500 125,000 25,000 300,000 40,000 6,250 12,500 6,250 75,000 100,000 60,000 50,000 200,000 7,000 12,500 50,000 50,000 25,000 200,000 25,000 50,000 25,000 650,000 50,000 25,000 225,000 50,000 300,000 1,200,000 150,000 50,000 60,453 59,480 4,100 2,950 46,650 41,450 3; 600 4,700 29,600 3,400 58,300 8,300 61,468 17,400 2,950 5,200 2,350 23,550 40,950 58,505 12,121 62,827 2,500 5,350 17,900 20,950 6,950 80,950 8,450 22,550 5,603 255,741 8,832 8,550 199,850 9,400 47,079 270,925 136,300 9,450 139,547 40,520 8,400 3,350 53,350 58,550 6,400 15,300 20,400 4,100 66,700 16,700 238,532 22,600 3,300 7,300 3,900 51,450 59,050 1,495 37,879 137,173 4,500 7,150 32,100 29,050 18,050 119,050 16,550 27,450 19,397 394,259 41,168 16,450 25,150 40,600 252,921 ' 929,075 13,700 40,550 251 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. No. 60. —N ATION AL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OP THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. National Bank of Wichita, Kans Thomas National Bank, Thomas, Okla N. B. of Commerce, Minneapolis, Minn... Wind River N. B., Shoshoni, Wyo First National Bank, Cutler, N. Mex Fifth N. B., Grand Rapids, Mich First National Bank, Cement, Okla First National Bank, Wheatland, N. Y.... First N. B., Hattiesburg, Miss Enid National Bank, Enid, Okla Citizens' National Bank, Anadarko, Okla. First National Bank, Lamont Okla City National Bank, Hobart, Okla Madill National Bank, Madill, Okla First National Bank, Okeene, Okla First National Bank, Foss, Okla First National Bank, Laurel, Mont Coalgate National Bank, Coalgate, Okla.. National Traders Bank, Portland, Me Lockney National Bank, Lockney, Tex... Greene County N. B., Hunter, N. Y Peoples' National Bank, Aspen, Colo Comal N. B., New Braunfels, Tex City National Bank of Karnes City, Tex... National Bank of Hastings, Hastings, Okla. First National Bank, Plymouth, Ohio Weleetka N. B., Weleetka, Okla First National Bank, Gage, Okla. Farmers National Bank, Gates ville, Tex... City National Bank, Norman, Okla Citizens National Bank, Ada, Okla First National Bank, Clutier, Iowa First National Bank, Center Point, Tex.. Medford National Bank, Medford, Mass... Total Grand total Date of liquidation. Capital. July 6,1908 July 7,1908 June 15,1908 July 18,1908 July 22,1908 July 31,1908 Aug. 1,1908 do Aug. 5,1908 Aug. 18,1908 Aug. 31,1908 .do Sept. 1,1908 Sept. 4,1908 Sept. 7,1908 Sept. 10,1908 Sept. 12,1908 do Sept. 16,1908 do Sept. 18,1908 Sept. 21,1908 Sept. 25,1908 Sept. 29,1908 Oct. 1,1908 Oct. 1,1908 Oct. 1,1908 Oct. 2,1908 Oct. 3,1908 Oct. 5,1908 Oct. 10,1908 Oct. 12,1908 Oct. 13,1908 Oct. 31,1908 $100,000 25,000 1,000,000 25,000 25,000 100,000 25,000 25,000 100,000 100,000 25,000 25,000 25,000 60,000 25,000' 25,000 25,000 50,000 200,000 25,000 25,000 25,000 35,000 25,000 25,000 50,000 25,000 25,000 30,000 50,000 50,000 25,000 25,000 100,000 Issued. 11,040,000 $50,000 6,250 600,000 6,250 6,500 100,000 12,510 25,000 50,000 100,000 6,250 25,000 25,000 30,000 10,000 6,300 6,250 50,000 50,000 6,250 12,500 6,250 35,000 6,300 25,000 50,000 0,250 6,500 7,500 50,000 12,500 20,000 25,000 50,000 6,741,110 267,620,060 108,397,807 Retired. $5,750 650 68,353 1,700 1,000 10,350 1,450 3,150 11,250 12,150 550 1,850 2,200 1,950 1,250 300 950 500 3,900 6,250 1,600 200 4,000 1,150 2,400 250 400 1,750 800 500 2,086,077 Outstanding. $44,250 5,600 531,647 4,550 5,500 89,650 11,060 21,850 38,750 87,850 5,700 23,150 22,800 28,050 8,750 6,000 5,300 49,500 46,100 10,900 6,050 31,000 6,300 23,850 47,600 6,250 6,250 7,100 48,250 12,500 19,200 24,500 50,000 4,655,333 92,809,519 15,588,288 252 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER 31, 1908. Circulation. Name and location of bank. First National Bank, Kittanning, Pa Date of liquidation. July 2,1882 Issued. Retired. Outstanding. Jan. 1,1889 Apr. 7,1889 Total .. Monmouth National Bank,Monmouth, 111. Muskegon N. B., Muskegon, Mich First National Bank, Richmond, Ky First National Bank, Port Huron, Mich... Aug. Aug. Oct. Oct. 18,1890 27,1890 3,1890 15,1890 Total Union National Bank, Oshkosh, Wis Jan. 23,1891 First National Bank, Grand Haven, Mich. June 5,1891 Total .. First National Bank, Plymouth, Mich.... National Bank, Wooster, Ohio Defiance National Bank, Defiance, Ohio.. First National Bank, New London, Ohio. Citizens' National Bank, Mankato, Minn. Third National Bank, Sandusky, Ohio... Third National Bank, Urbana, Ohio Nov. Nov. Dec. Mar. Apr. Sept. Oct. 14,1891 29,1891 7,1891 23,1892 27,1892 19,1892 15,1892 Total Lumberman's National Bank, Muskegon, Mich Phoenix National Bank, Medina, Ohio First National Bank, Chelsea, Vt Farmers' National Bank,Owatonna, Minn. Jan. Feb. June June 16,1893 10,1893 10,1893 30,1893 .. . Second National Bank, Bay City, Mich... May 5,1894 First National Bank, Fanner City, 111 May 30,1894 97,300 41,100 228,100 62,800 135,000 543,050 243,900 55,900 117,000 43,600 87,400 45,000 41,500 257,300 50, 500 65, 900 132,600 89,200 180,000 53,200 45,000 88,900 86,100 88, 400 132,400 95, 011 37.590 218', 391 53,740 131,744 528' 284 238', 685 53, 763 108,835 42,867 84,605 42,448 39,139 250,583 48,205 62, 766 129,762 87,165 175,936 47,520 41,824 86,356 83, 560 86, 494 128,785 2,289 3,510 9,709 9,060 3,256 14, 766 5,215 2,137 8,165 733 2,795 2,552 2,361 6,717 2,295 3,134 2,838 2,035 4,064 5,680 3,176 2,544 2,540 1,906 3,615 100,000 400,000 125,000 50,000 100,000 400,000 150,000 84,300 251,500 111, 500 21,000 43,000 123,900 130,500 75,210 245,560 108,459 20,100 41,215 118,745 130,180 9,090 5,940 3,041 900 1,785 5,155 320 3,776,850 3,643,527 133,323 400,000 100,000 57,763 45,000 52,850 42,760 4,913 2,240 102,763 95,610 7,153 100, 000 100,000 250,000 135, 000 21,800 21,720 66,979 57, 480 20,120 20,310 62,599 54, 747 1,680 1,410 4,380 2,733 167,979 157,776 10,203 200,000 200,000 45,000 45,000 43,298 42,861 1,702 2,139 90,000 86,159 3,841 50,000 53,900 100,000 50,000 70,000 200,000 100,000 45,000 48,510 22,500 11,250 15, 750 45,000 22,500 43, 599 47,015 21,086 10,050 14,875 43,194 20,728 1, 401 1,495 1,414 1,200 875 1,806 1,772 623,900 Total... Ohio National Bank, Cleveland, Ohio National Bank, Lebanon, Ky 3,465 200,000 50,000 800,000 1,000,000 150,000 800,000 300,000 100,000 300,000 60,000 100,000 300,000 100,000 350,000 125,000 200,000 150,000 100,000 200,000 75,000 100,000 100,000 100,000 100,000 150,000 400,000 17,1885 24,1885 12,1885 14,1885 1,1885 5,1885 22,1885 $3,465 190,035 585,000 July July Aug. Aug. Sept. Sept. Sept. $196,035 199,500 500,000 Nov. 12,1884 Dec. 24,1884 Dec. 27,1884 Dec. 29,1884 Jan. 2,1885 Jan. 3,1885 Jan. 10,1885 Jan. 11,1885 Jan. 16, 1885 do Jan. 17,1885 Jan. 21,1885 do Jan. 25,1885 Mar. 1,1885 Mar. 9,1885 Mar. 21,1885 Mar. 28,1885 do.... Apr. 1,1885 Apr. 18,1885 Apr. 22,1885 May 4,1885 May 6,1885 July 5,1885 $199,500 7,335,000 N. B. of Beaver Co., New Brighton, Pa... National Bank, Beaver Dam, Wis Merchants' N. B., Cleveland, Ohio Union National Bank, Chicago, 111 First National Bank, Le Roy, N. Y Evansville N. B., Evansville, Ind N. Albany Exchange B., Albany, N. Y... National Bank, Galena, 111 National State Bank, La Fayette, Ind First National Bank, Knoxville, 111 Farmers' National Bank, Ripley, Ohio City National Bank, Grand Rapids, Mich. Lee County National Bank, Dixon, 111 Fort Wayne N. B., Fort Wayne, Ind National Exchange Bank, Tiffin, Ohio.... National Bank, Malone, N. Y Jefferson N. B., Steubenville, Ohio First National Bank, Battle Creek, Mich . Central National Bank Danville Ky . KnoxCo. N. B., Mount Vernon, Ohio First National Bank, Houghton, Mich National Bank, Fort Edward, N. Y National Bank, Salem, N. Y N. Exchange Bank, Seneca Falls, N. Y... Trumbull National Bank, Warren, Ohio . Attleborough National Bank, North Attleborough, Mass American National Bank, Detroit, Mich.. First National Bank, Paris, 111 First National Bank, St. Johns, Mich Second National Bank, Pontiac, Mich Raleigh National Bank, Raleigh, N. C First National Bank, Danville, Ky $200,000 200,000 Total Total Capital. 210, 510 200,547 9,963 100,000 75, 000 50,000 75, 000 22,500 17,100 11,250 17,100 21,325 16,870 9,200 15,878 1,175 230 2,050 1,222 300,000 67,950 63,273 4,677 250,000 50,000 180,000 10,810 175,108 9,854 4,892 956 REPORT OF THE COMPTROLLER OF THE CURRENCY. 253 No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER 31, 1908—Continued. Circulation. Name and location of bank. First National Bank, Kasson, Minn First National Bank, La Grange, Ind First National Bank, Fairfield, Me Date of liquidation. July 22,1894 July 30,1894 Aug. 1,1894 Feb. 5,1900 Total Morrow Co. N. B., Mount Gilead, Ohio. Total Citizens National Bank, Zanesville, Ohio, Iron National Bank, Plattsburg, N. Y Charles City N. B., Charles City, Iowa May 11,1901 June 4,1901 Oct. 8,1901 Total Manufacturers N. B., Neenah, Wis National Bank of Kittanning, Pa First National Bank, Washington, Iowa.. First National Bank, Evansville, Ind First N. B., Porter Co., Valparaiso, Ind... First National Bank, Warren, Ohio Moss National Bank, San dusky, Ohio.... National Bank, Sandy Hill, N. Y Nov. Mar. Mar. Apr. May July Oct. Oct. 28,1901 10,1902 13,1902 16,1902 4,1902 30,1902 20,1902 28,1902 Total Detroit National Bank, Detriot, Mich Drovers National Bank, Union Stock Yards, Chicago, 111 Lindermans N. B., Mauch Chunk, Pa Old National Bank, Cambridge, Ohio National Bank of Oshkosh, Oshkosh, Wis. First National Bank,, Mauch Chunk, Pa.. First National Bank, Bridgeport, Ohio Vilas National Bank, Plattsburg, N. Y... First National Bank, Mount Gilead, Ohio. First N B Mount Pleasant Ohio Peoples N. B., Barnesville, Ohio City National Bank, Akron, Ohio First National Bank, Tipton, Iowa First National Bank, Shamokin, Pa 228,946 8,724 45,000 43,555 1,445 45,000 43,555 1,445 100,000 83,300 79,930 3,370 83,300 79,930 3,370 50,000 100,000 12,600 45,000 11,765 43,370 835 1,630 57,600 55,135 2,465 134,000 200,000 75,600 45,000 71,770 42,170 3,830 2,830 120,600 113, 940 6,660 50,000 22,500 21,445 1,055 22,500 21,445 1,055 200,000 100,000 50,000 190,100 25,000 12,500 169,605 21,585 11,170 20,495 3,415 1,330 227,600 202,360 25,240 65,000 100,000 50,000 500,000 100,000 100,000 100,000 50,000 65,000 100,000 50,000 50,000 100,000 44,387 93,598 12,500 60,570 91, 955 44,690 42,352 89,725 36,595 81,928 9,880 4,430 8,045 5,310 7,648 10,275 7,792 11,670 2,620 57,790 1,065,000 515,485 457,695 1,000,000 50,000 43,770 6,230 Dec. 13,1902 Dec. 30,1902 Jan. 12,1903 Feb. 1,1903 Feb. 24,1903 do do do do Feb. 26,1903 May 1,1903 June 2,1903 Sept. 4,1903 250,000 50,000 100,000 200,000 400,000 100,000 100,000 50,000 175,000 100,000 100,000 50,000 100,000 288,747 29,500 40,000 50,000 106,915 100,475 27,267 14,742 51,446 96,545 100,000 40,010 75,000 265,865 26,280 35,610 43,140 88,920 86,610 22,210 10,795 43,494 84,850 86,920 35,710 65,965 22,882 3,220 4,390 6,860 17,995 13,865 5,057 3,947 7,952 11,695 13,080 4,300 9,035 2,775,OGG 1,070,647 940,139 130,508 60,000 100,000 150,000 15,000 24,700 39,599 13,260 20,308 32,532 1,740 4,392 7,067 310,000 79,299 66,100 13,199 50,000 1,500,000 100,000 50,000 500,000 100,000 100,000 12,500 250,000 25,000 50,000 350,000 100,000 45,000 8,990 191,610 20,200 40,947 273,100 79,980 33,910 3,510 58,390 4,800 9,053 76,900 20,020 11,090 Jan. 16,1904 Sept. 15,1904 Oct. 25,1904 Total First National Bank, Beaverdam, Wis Commercial N. B., Cleveland, Ohio Belton National Bank, Belton Tex First National Bank, West Winfield, N. Y. Old National Bank, Evansville Ind Delaware National Bank, Delaware, Ohio. First National Bank, Albion, Mich 237,670 100,000 Nov. 17,1902 Total. . . Second National Bank, Colfax, Wash National Bank of New Brighton, Pa First National Bank, Danvers, Mass $866 1,160 850 350,000 1,1898 3,1898 $10,594 21,340 12,050 50,000 May May $11,460 22,500 12,900 334,000 Jan. 25,1897 May 14,1897 $50,000 65,000 50,000 150,000 18,1896 Total Northampton County N. B., Easton, Pa. National State Bank, Bloomington, 111... Outstanding. 100,000 Jan. Total Walden National Bank, Walden, N. Y . . . National Bank of Rockville, Ind Retired. 100,000 Apr. 21,1895 Total National Bank of Greensboro, N. C Issued. 465,000 Total National Bank of Granville, N. Y Capital. Nov. Dec. Dec. Dec. Dec. Jan. Jan. 12,1904 1,1904 10,1904 20,1904 22,1904 6,1905 13,1905 254 REPOKT OF THE COMPTROLLER OF THE CURRENCY. No. 61.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, WITH DATE OF EXPIRATION OP CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, OCTOBER 31, 1908—Continued. Circulation. Name and location of bank. First National Bank, Woburn, Mass National State Bank, Terre Haute, Ind.. First National Bank, Salem, N, Y National Bank of Battle Creek, Mich Belfast National Bank, Belfast, Me Knox N. B., Mount Vernon, Ohio Farmers National Bank, Richmond, Ky.. Mutual National Bank, Troy, N. Y First National Bank, Fort Edward, N. Y.. Central National Bank, Troy, N. Y National Bank of Houghton, Mich First National Bank, Flint, Mich Glens Falls N. B., Glens Falls, N. Y N. B. New England, East Haddon, Conn.. First National Bank, Waupen, Wis Date of liquidation. Jan. 20,1905 do.... F e b . 13,1905 do F e b . 20,1905 Mar. 10,1905 Mar. 20,1905 Mar. 23,1905 Mar. 26,1905 Apr. 4,1905 Apr. 7,1905 Apr. 17,1905 May 27,1905 June 27,1905 Sept. 1,1905 Total. Grand total .. Retired. Outstanding. F e b . 7,1908 Apr. 14,1908 May 21,1908 $200,000 200,000 50,000 150,000 100,000 50,000 150,000 250,000 75,000 200,000 150,000 150,000 112,000 32,500 50,000 $50,000 100,000 25,000 150,000 70,000 23,000 90,000 250,000 19,000 200,000 100,000 150,000 112,000 32,500 50,000 $34,042 70,678 21,102 123,155 53,434 17,320 65,989 217,907 12; 575 170,457 70,105 119,840 93,526 22,960 37,543 $15,958 29,322 3,898 26,845 16,566 5,680 24,011 32,093 6,425 29,543 29,895 30,160 18,474 9,540 12,457 2,254,000 1,779,370 474,630 50,000 200,000 50,000 120,000 15,000 50,000 12,500 30,000 8,032 20,700 6,715 14,610 6,968 29,300 5,785 15,390 420,000 Feb. 19,1907 Mar. 3,1907 Apr. 20,1907 June 21,1907 Total National Live Stock Bank, Chicago, 111... National Bank of Jacksonville, Fla.. First National Bank, Hailey, Idaho Issued. 4,319,500 Total Elk National Bank, Fayetteville, Tenn... Greenville N. B., Greenville, Tex.. Ouachita National Bank, Monroe, La Ohio National Bank, Lima, Ohio.. Capital. 107,500 50,057 1,000 000 300,000 75,000 50,000 178,500 18,750 12,050 65,550 6,500 V 57,443 37,950 112,950 12,250 1,375,000 247,250 84,100 163,150 21,757,400 9,684,003 8,565,G99 1,118, 304 EEPOBT OF THE COMPTROLLER OF THE CURRENCY. 255 No. 62.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED STATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING ON OCTOBER 31, 1908. Circulation. Name and location of bank. First National Bank, Rondout, N. Y liquidation. Issued. Retired. Outstanding. First National Bank, Valparaiso, Ind First National Bank, Stillwater, Minn First National Bank, Chicago, 111 First National Bank, Woodstock, 111 Second National Bank, Cincinnati, Ohio . Second National Bank, New York, N. Y . First National Bank, Portsmouth, N. H.. First National Bank, Richmond, Ind Second National Bank. Cleveland, Ohio.. First National Bank, New Haven, Conn.. First National Bank, Akron, Ohio First National Bank, Worcester, Mass First National Bank, Barre, Mass First National Bank, Davenport, Iowa... First National Bank, Kendallville, Ind... First National Bank, Cleveland, Ohio First National Bank, Youngstown, Ohio.. First National Bank, Evansville, Ind . First National Bank, Salem, Ohio.. First National Bank, Scranton, Pa First National Bank, Centerville, Ind First National Bank, Fort Wayne, Ind.. First National Bank, Strasburg, Pa First National Bank, Marietta. Pa First National Bank, La Fayette, Ind . First N. B., McConnelsville, Ohio... First National Bank, Milwaukee, Wis Second National Bank, Akron, Ohio. . First National Bank, Ann Arbor, Mich. First National Bank, Geneva, Ohio First National Bank, Oberlin, Ohio First National Bank, Philadelphia, Pa... First National Bank, Troy, Ohio. Third National Bank, Cincinnati, Ohio. First N. B., Cambridge City, Ind First National Bank, Lyons, Iowa... First National Bank, Detroit, Mich First National Bank, Wilkes-Barre, Pa... First National Bank, Iowa City, Iowa First National Bank, Nashua, N. H . . First National Bank, Johnstown, Pa First National Bank, Pittsburg, Pa First National Bank, Terre Haute, Ind First National Bank, Hollidaysburg, Pa.. First National Bank, Bath, Me. First National Bank, Janesville, Wis. . Firs,t National Bank, Michigan City, Ind. First National Bank, Monmouth, 111 First National Bank, Marion, Iowa First National Bank, Marlboro, Mass National Bank of Stanford, Ky First National Bank, Sandusky, Ohio Total Apr. 24,1882 Apr. 29,1882 .do Apr. 30,1882 Apr. 28,1882 . . . .do Apr. 29,1882 May 5,1882 May 6,1882 .....do.. May 2,1882 May 4,1882 May 9,1882 .....do.. May 12,1882 May 13,1882 May 15,1882 .....do do May 18,1882 do May 22,1882 .....do. May 27,1882 May 31,1882 ...do. do .do June 1,1882 do.. ... .do.. June 10,1882 do June 14,1882 June 15,1882 .do June 17,1882 June 20,1882 June 24,1882 ....do.. do June 29,1882 do June 30,1882 do do do July 3,1882 July 11,1882 Aug. 3,1882 Oct. 3,1882 Oct. 6,1882 First National Bank, Sandy Hill, N. Y... First National Bank, Lawrenceburg, Ind. First National Bank, Cambridge, Ohio... First National Bank, Oshkosh, Wis First N. B., Grand Rapids, Mich First National Bank, Delphos, Ohio First National Bank, Freeport, 111 First National Bank, Elyria, Ohio First National Bank, Troy, N. Y Second National Bank Detroit, Mich Dec. 31,1882 Feb. 24,1883 do do do do do . ..do . do do $263,705 270,000 263,705 6,295 100,000 300,000 90,000 279,248 87,786 278,118 2,214 1,130 369,248 365,904 3,344 50,000 130,000 1,000,000 50,000 200,000 300,000 300,000 200,000 1,000,000 500,0C0 100,000 300,000 150,000 100,000 150,000 300,000 500,000 500,000 50,000 200,000 50,000 300,000 100,000 100,000 150,000 50,000 200,000 100,000 100,000 100,000 50,000 1,000,000 200 000 800,000 50,000 100 000 500,000 375,000 100,000 100,0C0 60 000 750,000 200 000 50,000 200 000 125,000 100,000 75,000 50,000 200,000 150,000 150,000 45,000 83,456 90,000 45,000 180,000 376,890 286,000 87,400 510,800 355,310 114,822 252,000 135,000 45,000 90,000 266,462 441,529 442,870 110,540 45,000 64,525 45,000 79,200 99,000 175,060 84,640 229,170 102,706 85,078 90,000 58,382 799,800 180,000 609,500 45,000 90,000 336,345 337,500 88,400 90,000 54 000 594,000 141,575 45,000 180 000 121,050 45,000 45,000 45,000 180,0C0 135,000 90,000 43,687 81,591 83,845 44,550 176,700 371,440 280,724 83,711 501,100 351,378 111,237 248,466 132,390 42,981 88,670 260,802 435,309 433,345 108,430 42,150 52,400 40,800 77,782 97,105 168,215 82,620 224,592 100,666 82,308 88,320 56,337 784,808 175 990 599,540 43,320 88,275 331,425 332,390 86,949 87,519 52 895 591,885 136,975 44,195 17fi fins 118,755 44,331 43,769 43,506 176,769 132,825 87,495 1,313 1,865 6,155 450 3,300 5,450 5,276 3,689 9,700 3,932 3,585 3,534 2,610 2,019 1,330 5,660 6,220 9,525 2,110 2,850 12 125 4,200 1,418 1,895 6,845 2,020 4 578 2,040 2,770 1,680 2,045 14,992 4 010 9,960 1,680 1 725 4,920 5,110 1,451 2 481 1 105 2,115 4 600 805 3 395 2 295 669 1,231 1,494 3,231 2,175 2,505 12,715,000 Jan. 31,1881 July 5,1881 $270,000 400,000 First National Bank, Huntington, Ind ... First National Bank, Indianapolis, Ind... Total $300,000 300,000 Oct. 30,1880 Total Capital. 9,368,010 9,173,872 194,138 50,000 100,000 100,000 100,000 400,000 50,000 100,000 100,000 300,000 1,000,000 45,000 90,000 80,800 47,800 155,900 45,000 53,500 90,000 229,550 363,700 43,657 87,446 79,260 46, 425 152,055 42,590 51,690 88,024 224,677 351,785 1,343 2,554 1,540 1,375 3,845 2,410 1,810 1 976 4,873 11,915 $6,295 256 R E P O R T OF T H E COMPTROLLER OF T H E CURRENCY. N o . 6 2 . — N A T I O N A L B A N K S THAT H A V E G O N E INTO V O L U N T A R Y L I Q U I D A T I O N U N D E R T H E P R O V I S I O N S O P S E C T I O N S 5220 A N D 5221 O F T H E R E V I S E D S T A T U T E S , E T C . — C o n t ' d . Circulation. Name and location of bank. Date of liquidation. Total Dec. 1,1883 May 14,1884 June 1,1884 Oct. 31,1884 $87,080 171,516 $2,920 2,784 1,405,550 1,426,205 39,345 100,000 50,000 50,000 100,000 16,850 45,000 42,800 90,000 15,730 44,164 41,514 88,360 1,120 836 1,286 1,640 189,768 4,882 43,850 238,700 18,200 42,216 231,460 17,520 1,634 7,240 680 Feb. 20,1885 Feb. 25,1885 Feb. 28,1885 Mar. 31,1885 June 30,1885 do 150,000 80,000 75,000 100,000 50,000 200,000 135,000 70,600 30,600 89,155 14,650 122,500 132,158 68,590 29,590 87;285 14,560 119,270 2,842 2,010 1,010 1,870 90 3,230 1,255,000 763,255 742,649 20,606 200,000 50,000 45,000 12,240 42,255 11,970 2,745 270 250,000 57,240 54,225 3,015 50,000 13,500 12,880 620 50,000 13,500 12,880 620 75,000 100,000 58,260 22,500 56,388 21,490 1,872 1,010 175,000 80,760 77,878 2,882 100,000 90,000 86,680 3,320 100,000 90,000 86,680 3,320 100,000 22,500 20,825 1,675 100,000 22,500 20,825 1,675 50,000 50,000 100,000 400,000 500,000 300,000 300,000 500,000 500,000 11,250 11,250 22,000 67,875 42,870 61,172 42,450 43,500 43,650 11,035 11,060 21,520 65,710 42,010 53,897 39,000 35,485 38,015 215 190 48C 2,16£ 86C 1,211 3,45C 8,0U 5,635 2,700,000 346,017 317,732 28,285 100,000 100,000 700,000 1,000,000 18,950 22,100 49,275 44,000 17,524 21,180 45,145 42,640 1,426 920 4,130 1,360 Jan. 14,1890 Total Nov. 1,1890 July 13,1891 Total Indiana National Bank, Lafayette, Ind... Nov. 13,1891 Total May 31,1893 Total Grundy County N. B., Trenton, Mo First National Bank, Trenton, Mo First National Bank, Colorado, Tex Saxton National Bank, St. Joseph, M o . . . Schuster-Hax N. B., St. Joseph, Mo., Second National Bank, Louisville, Ky.... Fourth National Bank, Louisville, K y . . . Kentucky National Bank, Louisville, Ky. Merchants' National Bank, Louisville, Ky $90,000 174,300 194,650 Total Decatur National Bank, Decatur, 111 $100,000 200,000 50,000 500,000 50,000 Farmers' National Bank;Stanford, K y . . . Dec. 31,1888 July 10,1889 Adams National Bank, Adams, N. Y Sandy River N. B., Farmington, Me Second National Bank, Aurora, 111 Outstanding. 300,000 Total Poland National Bank, Poland, N. Y Retired. Dec. 31,1884 Jan. 13,1885 Feb. 12,1885 Total First National Bank, Sturgis, Mich National Bank of Rutland, Vt Kent National Bank, Chestertown, Md... National Fulton County Bank, Gloversville, N Y First National Bank, Centralia, 111 National Exchange Bank, Albion, Mich.. First National Bank, Paris, Mo First National Bank, Yakima, Wash First National Bank Flint Mich Issued. 2,GOO,000 Feb. 24, 1883 Second National Bank, Peoria, 1 1 1 do National Fort Plain B., Fort Plain, N. Y. Logansport N. Bank, Logansport, Ind National Bank of Birmingham, Ala First National Bank, Westfield, N. Y First National B., Independence, Iowa... Capital. Dec. 23,1893 Dec. 31,1893 Jan. 9,1894 Feb. 1,1894 do June 2,1894 do do do Total Wyoming National Bank, Laramie, Wyo. Mar. 7,1895 Laramie National Bank, Laramie, Wyo... Mar. 15,1895 Merchants' Natbnal Bank, St. Louis, Mo. July 1,1895 do Laclede National Bank, St. Louis, Mo 1,900,000 134,325 126,489 7,836 Mar. 28,1898 Aug. 31,1898 100,000 75,000 27,000 16,375 23.898 15,855 3,102 520 175,000 43,375 39,753 3,622 Shawmut National Bank, Boston, Mass.. Nov. 25,1898 Western Reserve N. B., Cleveland, Ohio... May 29,1899 do.. N. B of Commerce Cleveland, Ohio . 1,000,000 1,000,000 1,500, 000 489,525 44,100 164,705 450,644 39,200 152.050 38,881 4,900 12,655 3,500,000 698,330 641 894 56,436 250,000 200,000 49,905 45,000 44,245 41,660 5,660 3,340 Total City N. B., Cedar Rapids, Iowa First National Bank, Rockhill, S. C Total Total Nov. 28,1899 N. B. of Commerce, Philadelphia, Pa Clinton National Bank, Columbus, Ohio.. Jan. 8,1900 REPORT OF THE COMPTROLLER OF THE CURRENCY. 257 No. 62.—NATIONAL BANKS THAT HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulatiod. Date of liquidation. $55,000 100,000 1,200,000 1,000,000 100,000 500,000 400,000 125,000 200,000 2,000,000 1,000,000 1,000,000 150,000 $15,960 23,400 540,000 71,540 25,000 50,000 50,290 56*134 50,000 500, COO 208,740 135, 000 50, 000 $14,815 22,900 527,213 52,276 23,540 47,300 38,895 48,134 46,160 470,270 183, 335 51,070 46,290 $1,145 500 12, 784 19,277 1,460 2,700 11,395 8,000 3,840 29,730 25,405 83,930 3,710 8,280,000 1,870,969 1,658,093 212,876 250,000 50,000 100,000 60,000 25,000 100,000 300,000 600,000 300,000 500,000 50,000 12,500 25,000 27,739 10,000 40,000 59,200 63,027 108,980 110,480 46,430 11,680 22,325 23,661 8,610 36,530 25,142 52,457 94,770 94,566 3,570 820 2,675 4,078 1,390 3,470 34,058 10,570 14,210 15,914 2,285,000 506,926 416,171 90,755 60,000 1,000,000 60,000 100,000 150,000 100,000 15,000 68,870 30,000 50,000 37,500 100,000 15,370 48,963 27,210 43,665 32,230 91,640 1,630 19', 907 2,790 6,335 5,270 8,360 1,470,000 First National Bank, Franklinville, N. Y.. National Bank of Dallas, Tex National Union Bank, New York, N. Y.. Blackstone National Bank, Boston, Mass. Merchants' N. B., Williamsport, Pa Equitable National Bank, Baltimore,Md. City National Bank, Philadelphia, Pa Mechanics' N. B., Newburyport, Mass Lincoln National Bank, Chicago, 111 Union National Bank, Chicago, 111 Northwestern N. B., Chicago, 111 N. B. of North America, Chicago, 111 Union National Bank, Racine, Wis Capital. Mar. 20,1900 Apr. 9,1900 Apr. 16,1900 Apr. 18,1900 Apr. 24,1900 May 17,1900 June 26,1900 July 17,1900 July 30,1900 Sept. 1,1900 Sept. 15,1900 do do Name and location of bank. 301,370 257,078 44,292 100,000 300,000 200,000 200,000 50,000 100,000 99,870 84,886 96,130 146,063 24,250 96,900 86,065 69,847 79.898 127,957 22,570 85,290 13,805 15,039 16,232 18,106 1,680 11,610 Total . Montana National Bank, Helena, Mont... Ishpeming N. B., Ishpeming, Mich National Bank of Paris, Mo National Bank of Castleton, N. Y First National Bank, Lowell, Ind Fowler National Bank, Lafayette, Ind... Fifth National Bank, Providence, R. I . . . Rhode Island N, B.,, Providence, R. I Second National Bank, Providence, R. I . National Eagle Bank, Providence, R. I... Feb. 23,1901 Feb. 25,1901 Apr. 30,1901 May 8,1901 May 29,1901 June 29,1901 Sept. 5,1901 do do do Total Peoples National Bank, Pulaski, Tenn... Suffolk National Bank, Boston, Mass Delphos National Bank, Delphos, Ohio... National Bank of Martinsburg, W. Va Gainesville N. B., Gainesville, Tex Pueblo National Bank, Pueblo, Colo Dee. Feb. May May June Oct. 31,1901 20,1902 29,1902 31,1902 2,1902 20,1902 Total First National Bank, Ravenna, Ohio Massasoit N. B., Fall River, Mass National Union Bank, Fall River Mass. Pocasset National Bank, Fall River, Mass. First National Bank, Fayette City, P a . . . N. B. State of Florida, Jacksonville, Fla.. Nov. 10,1902 J u n e 30,1903 do do Aug. 1,1903 Sept. 8,1903 Total Retired. Outstanding. 950,000 548,099 471,627 76,472 Dec. 1,1904 Jan. 1,1905 do 600,000 100,000 100,000 220,000 50,000 100,000 177,630 42,110 85,840 42,370 7,890 14,160 Mar. 11,1905 500,000 100,000 80,265 19,735 Apr. 1,1905 Apr. 10,1905 May 23,1905 do June 17,1905 100,000 200,000 2,000,000 500,000 150,000 100,000 200,000 1,000,000 50,000 50,000 90,000 170,720 779,350 32,920 37,160 10,000 29,280 220,650 17,080 12,840 4,250,000 1,870,000 1,495,995 374,005 Dec. 30,1905 300,000 296,200 233,900 62,300 Sept. 15,1906 50,000 12,000 8,925 4,075 350,000 SOS. 2on 242,825 66,375 50,000 12,500 6,230 6,270 50,000 12,500 6,230 6,270 44,155,000 \ 19,334,824 Mercantile N. B., Cleveland, Ohio National Exchange Bank, El Paso, Tex... LoudoD National Bank, El Paso, Tex Merchants and Manufacturers National Bank, Columbus Ohio North Attleborough National Bank, North Attleborough, Mass Traders' N. B., Clarksburg, W. Va Mechanics' National Bank, St. Louis, Mo.. American Exchange N. B., St. Louis, Mo. People's National Bank, Newark, Ohio... 18,088,473 1,246,351 Total Flour City National Bank, Rochester, N.Y...:. Favetteville National Bank, Fayetteville, W. Va Total First National Bank, Yoakum, Tex Total Issued. . . . Grand total 622S0—CUR 1908- ; May 18,1907 . . J -17 258 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 63.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, WITH DATE OP EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING OCTOBER 31, 1908. Circulation. Name and location of bank. First National Bank, Pontiae, Mich First National Bank, Washington, Iowa.. First National Bank, Fremont, Ohio Second National Bank, Dayton, Ohio First National Bank, Girard, Pa Total First First First First National National National National Total dation. Capital. Issued. Retired. Outstanding. 4,1884 5,1884 21,1884 10,1884 28,1884 Citizens' National Bank, Indianapolis, Ind . First National Bank, North East, Pa First National Bank, Galva, 111 First National Bank, Thorn town, Ind Muncie National Bank, Muncie, Ind Merchants' N. B., Evansville, Ind Saybrook National Bank, Essex, Conn... Union National Bank, Albany, N. Y Battenkill National Bank, Manchester, Vt. First National Bank, Owosso, Mich Coventry National Bank, Anthony, R. I.. State National Bank, Keokuk, Iowa Tolland County N. B., Tolland, Conn City National Bank, Hartford, Conn West River National Bank, Jamaica, Vt.. Total Nov. Dec. Jan. Jan. Jan. Feb. Feb. Mar. Mar. Apr. Apr. May June June Aug. 11,1884 23,1884 2,1885 13,1885 28,1885 6,1885 20,1885 7,1885 21,1885 14,1885 17,1885 23,1885 6,1885 9,1885 17,1885 National Bank, Lebanon, Tenn Aug. 30,1886 Total Feb. 8,1888 Greene County N. B., Springfield, Mo Union Stock Yards N. B., Chicago, 111.... Feb. 29,1888 Total 620,396 610,214 10,182 120,000 100,000 100,000 150,000 108,000 45,000 90,000 135,000 105,875 43,352 87,805 131,957 2,125 1,648 2,195 3,043 378,000 368, 989 9,011 50,000 300,000 50,000 75,000 56,000 44,300 244, 400 44,200 67,500 50,400 42,770 241,250 42,770 66,460 48,639 1,530 3,150 1,430 1,040 1,761 450,800 441,889 8,911 300,000 • 50,000 50,000 50,000 200,000 250,000 100,000 250,000 75,000 60,000 100,000 150,000 100,000 550,000 60,000 87,800 24,550 36,000 43,740 161,000 90,800 61,200 144,400 57,700 47,700 89,000 45,000 44,100 90,000 54,000 80,429 23,330 34,634 42,350 155,910 84,919 59,855 138,840 56,380 45,572 87,000 43,000 42,427 84,887 52,567 7,371 1,220 1,366 1,390 5,090 5,881 1,345 5,560 1,320 2,128 2,000 2,000 1,673 5,113 1,433 1,076,990 1,032,100 44,890 50,000 24,550 24,400 150 50,000 July July July Sept. Oct. $610 1,615 2,013 3,944 2,000 2,345,000 First National Bank, Eaton, Ohio First National Bank, Leominster, Mass... First National Bank, Winona, Minn American National Bank, Hallowell, Me.. First National Bank, Attica, Ind Total $88,280 86,950 87,987 258,997 88,000 531,000 Feb. 24,1883 Bank, Xenia, Ohio . ..do Bank, Peru 111 do Bank, Elmira, N. Y do Bank, Chittenango, N. Y.. $88,890 88,565 90,000 262,941 90,000 470,000 31,1881 11,1882 22,1882 26,1882 1,1882 $50,000 100,000 100,000 300,000 100,000 650,000 Dec. Apr. May May June 24,550 24,400 150 100,000 500,000 22,500 45,000 20,727 43,507 1,773 1,433 600,000 67,500 64,294 3,206 Sept 20,1890 Oct. 28,1890 Oct. 31,1890 50,000 50,000 60,000 11,250 13,500 24,950 9,926 12,120 23,678 1,324 1,380 1,272 160,000 . 49,700 45,724 3,976 German National Bank, Evansville, Ind.. Dec. 24,1890 Farmers' and Merchants' National Bank, Jan. 10,1891 Vandalia,Ul Mar. 2,1891 National Bank, Chester, S. C 250,000 98,030 93,769 4,261 100,000 100,000 22,500 33,250 20,880 31,515 1,620 1,735 450,000 153,780 146,164 7,616 9,596 35,380 65,480 1,154 1,320 2,370 First National Bank, Decatur, Mich First National Bank, Mason, Mich First National Bank, Holly, Mich Total Total First National Bank, Burlington, Wis Lansing National Bank, Lansing, Mich... Ashtabula Nat'l Bank, Ashtabula, Ohio.. Second National Bank of New Mexico, Santa Fe, N. Mex Total Dec. 19,1891 Mar. 5,1892 July 11,1892 First National Bank, Petaluma, Cal Sept. 25,1894 10,750 | 36,700 67,850 33,750 31,253 2,497 149,050 141,709 7,341 200,000 42,900 41,740 1,160 200,000 Feb. 5,1895 Apr. 26,1895 150,000 465,000 July 17,1892 Total First National Bank, Nunda, N. Y Union National Bank, Phillips, Me 50,000 185,000 80,000 42,900 41,740 I 1,160 50,000 50,000 11,250 36,838 10,576 ; 35,390 i 674 1,448 EEPOET OF THE COMPTROLLER OF THE CURRENCY. 259 No. 63.—NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JUNE 12, 1882, WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED, RETIRED, AND OUTSTANDING OCTOBER 31, 1908—Continued. Circulation. Date of liquidation. Name and location of bank. $20,970 $1,530 70,588 66,936 3,652 200,000 45,000 41,590 3,410 200,000 45,000 41,590 3,410 100,000 37,900 30, 450 7,450 100,000 37,900 30,450 7,450 150,000 50,000 150,000 50,000 300,000 200,000 100,000 50,000 100,000 152,849 12,500 121,360 14, 443 54,312 53,418 28,351 13,395 27,306 136,765 10,560 106, 771 11,070 41,915 46,050 23,288 10,717 21,720 16,084 1,940 14,589 3,373 12,397 7,368 5,063 2,678 5,586 1,150,000 477,934 408,856 69,078 200,000 74,846 58,782 16,064 200,000 74,846 58,782 16,064 22,1904 1,1904 2,1905 26,1905 1,1905 3,1905 10,1905 450,000 60,000 50,000 75,000 50,000 150,000 105,000 125,000 98,438 26,562 30,000 25,000 50,000 40,000 30,000 23,888 19,615 38,145 31,154 19,926 6,112 5,385 11,855 8,846 10,074 June 3,1905 July 15,1905 85,000 225,000 65,000 50,000 54,884 39,125 1,250,000 415,000 325,175 10,116 10,875 89,825 200,000 63,000 50,000 15,500 28,885 10,400 21,115 5,100 1 1 Manistee National Bank, Manistee, Mich . Dec. 3,1901 . Dec 31,1902 Second Nat'l Bank, Mauch Chunk, Pa Jan. 31,1903 First National Bank, Felicity, Ohio Second National Bank, Fall River, Mass.. Feb. 24,1903 do First Nat'l Bank, Conneautville, Pa .do First National Bank Salem, Mass.. do Second National Bank, Norwich, Conn... do Deposit National Bank, Deposit, N. Y — do First National Bank, Norwalk, Ohio do Second National Bank, Galesburg, 111 Total Union National Bank, Weymouth, Mass . July 26,1904 Total Farmers' National Bank, Lancaster, Pa... Chestertown Nat'l Bank,Chestertown,Md. Oxford National Bank, Oxford, Mass Graf ton National Bank, Graf ton, Mass First National Bank, Corunna, Mich First National Bank, Chicopee, Mass Nat'l Landholders Bank, Kingston, R. I.. North Granville National Bank, North Granville N. Y National Bank of Raleigh, Raleigh, N. C.. Nov. Dec. Jan. Jan. Mar. Apr. Apr. Total Mar. 29,1906 Union National Bank, Detroit, Mich National Bank of Laurens, Laurens, S. C . . July 10,1906 Total Grand total Outstanding. $22,500 Second National Bank, Richmond, Ky... Nov. 4,1897 Total Retired. 200,000 . . ! Total Issued. $100,000 Perkiomen National Bank, Pennsburg, Pa. Sept. 10,1895 Total Capital. 263,000 65,500 39,285 26,215 9,284,000 4,200,434 3,888,297 312,137 260 KEPOKT OF T H E COMPTROLLER OF T H E CURRENCY. No. G4.—NUMBER AND CAPITAL OF NATIONAL B A N K I N G ASSOCIATIONS PLACED IN VOLUNTARY LIQUIDATION, THOSE CLOSED BY EXPIRATION OF CORPORATE E X I S T E N C E , WITH N U M B E R AND CAPITAL OF ASSOCIATIONS LIQUIDATED AND CLOSED BY E X P I RATION OF CORPORATE E X I S T E N C E SUCCEEDED BY ASSOCIATIONS WITH SIMILAR TITLES. Year ended sucLiquidations, sec. Expirations new ceeded by 5220, U. S. R. S. associations. October 31— Number. 4 5 5 11 19 16 16 9 13 19 19 38 31 24 39 38 10 24 19 23 22 31 24 23 33 37 41 34 42 43 61 43 34 69 60 63 28 25 57 43 62 81 77 79 77 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 1900 1901 1902 1903 1904 1905 1906 1907 1908 Total . Capital. $330 000 750' 000 2 060 000 2 595 500 3 322 710 2 900 000 1 000 000 2,340,500 3 364 700 2 745 000 3 869 500 2 865 000 2,229,000 4 100 000 4 450 000 870,000 1 820 000 1,555,000 4 566 000 2,916,250 6,520.300 1,726,100 2 312 450 3,671 000 3,516,000 4,255,000 3,360,000 5,018,000 5,710 000 6,835,000 4,143.100 3,745 000 9 409 000 11,450,000 20,485,000 4,144,950 5 005 000 19,555,000 25,845,000 19,775,000 14,590,000 12,610,000 1J, 275,000 11,040,000 1,571 266,645,060 Number. Capital. Liquidations, sec. 5220, U. S. R. S., s u c c e e d e d by new a s s s o c i a tions. Expirations n o t succeeded by o t h e r associations. Number. Number. Capital. i 1 $200,000 32 7,335,000 2 4 2 7 4 5 1 1 2 2 500,000 585,000 400,000 623,900 300,000 465,000 100,000 100,000 150 000 334,000 1 3 8 14 3 22 50,000 350,000 1,065,000 2,775,000 310,000 4,319,500 4 3 420,000 1,375,000 121 21,757,400 ! 1 2 52 12 4 9 $300,000 400,000 12,715,000 2,600,000 300,000 1,255,000 2 1 2 1 1 9 4 250,000 50,000 175,000 100,000 100,000 2,700,000 1,900,000 2 3 15 10 6 6 9 2 1 4,250,000 350,000 50,000 154 44,155,000 i i75,666 3,500,000 8,280,000 2,285 000 1, 470,000 950,000 Capital. 5 4 5 15 1 $650,000 470,000 531,000 2,345,000 50,000 2 600,000 3 3 4 160,000 450,000 465,600 1 3 200,000 200,000 1 200 000 1 9 1 9 2 100,000 1,150,000 200,000 1,250,000 263,000 69 9,2i. \ 000 No. 65.—NATIONAL BANKING ASSOCIATIONS PLACED IN VOLUNTARY LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1908, ABSORBING ASSOCIATIONS, IN CASES OF CONSOLIDAT/ON OF INTERESTS, TOGETHER WITH THE CAPITAL PRIOR AND SUBSEQUENT TO THE CHANGES. Date of liquida- No. tion. Title and location. 1907. Nov. 1 7852 First National Bank of Adams Succeeded by the Scandia American Bank of Adams. 2 7926 Federal National Bank, Chicago 5 8887 German-American National Bank of Marion 18 3768 Fourth National Bank of Waterburv. Consolidated with the Colonial trust Co., Waterbury 20 5124 Grant Park National Bank, 'Grant Park Merged with the Grant Park Trust and Savings Bank 26 7466 Merkel National Bank, Merkel Absorbed by the First National Bank of Merkel 5661 Dec. 7 4463 Planters and Mechanics National Bank of Houston Absorbed by the Union Bank and Trust Co., Houston 28 3490 First National Bank of High Point Absorbed by the Commercial National Bank of High Point .4568 30 7515 Farmers and Merchants National Bank of Tyler Consolidated with the Citizens National Bank of Tyler 5343 1908. Jan. 1 8925 Western National Bank of Odessa Consolidated with the Citizens National Bank of Odessa 8169 14 2862 First National Bank of Macon Consolidated with the State Exchange Bank of Macon 14 8634 Beaver National Bank of New York 16 8056 Hollis National Bank, IToIlis Consolidated with the First National Bank of Hollis 8061 18 4726 Atlantic National Bank of Wilmington Consolidated with the Murchison National Bank of Wilmington 5182 25 8676 Porter National Bank, Porter Absorbed by the First National Bank of Porter 7615 30 1774 State National Bank of New Orleans Feb. 6 6710 Lindsay National Bank, Lindsay Liabilities assumed by the Farmers Exchange Bank of Lindsay... 7 3847 National Live Stock Bank of Chicago a Succeeded by the Live Stock Exchange National Bank of Chicago. 9010 26 8843 First National Bank of Turnersville Consolidated with the First State Bank of Turnersville 28 3238 First National Bank of Humboldt Absorbed by the National Bank of Humboldt 7065 a Expired by limitation. State. N. Dak. ...do... Ill Wis Conn I do 111.. ...do. Tex... ...do. ...do. ....do. N. C . ...do. Tex... ...do. .do. .do. Mo. .do. N. Y. Okla.. do. N. C. do. Okla .do. Okla. .do. 111.. .do. Tex. ....do. Nebr.. ...do. Capital of absorbing banks. Capital of liquidatPrior to After coning banks. consolidasolidation. tion. 25,000 500,000 25,000 100,000 50,000 25,000 $80,000 $80,000 200,000 166,666 150,000 150,100 "166," ooo' "166,666 156,'6co 40,000 I 25,000 I 50, COO 50,000 ! 200,000 i25,000 30,000 30,0C0 500,000 550,COO 25,000 25,COO 1,250,000 1,250,000 125,000 25,000 ! j 300,000 40,000 1,000,000 ""*25,~ 666' '56,666 30,000 I 30, COO No. 65.—NATIONAL BANKING ASSOCIATIONS PLACED IN VOLUNTARY LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1908, ABSORBING ASSOCIATIONS, IN CASES OP CONSOLIDATION OF INTERESTS, TOGETHER WITH THE CAPITAL PRIOR AND SUBSEQUENT TO THE CHANGES—Cont'd. Date of liquidation. No. 1908. Mar. 3 8553 14 7454 16 26 6911 4385 7952 7346 960 6077 549 26 7857 31 1 6336 3872 5965 5 5246 11 21 5732 5171 3869 9049 4244 21 2089 17 18 Apr. 14 May 1 7777 4 7 15 3872 4359 411 379 5155 789 21 3895 9145 State. Title and location. First National Bank of Kiefer Reorganized as a State bank, Kiefer. . . Peoples National Bank of Muncie Purchased by the Peoples Trust Co. of Muncie City National Bank of Muskogee Consolidated with the First National Bank of Muskogee . National Bank of Fayetteville Consolidated with the First National Bank of Fayetteville Prescott National Bank of Lowell Absorbed by the Union National Bank of Lowell First National Bank of Gloucester Absorbed by the Gloucester Safe Deposit and Trust Co., Gloucester First National Bank of Mylo . . . .. Reorganized as a State bank Mylo Third National Bank of Albany Absorbed by the Citizens First National Bank of Albany Farmers National Bank of Punxsutawney . Business taken over by the Farmers and Miners' Trust Co , Punxsutawney Choctaw National Bank of Cad do Succeeded by the Bryan County State Bank, Caddo City National Bank of Tulsa . . . . Consolidated with the First National Bank of Tulsa National Bank of Jacksonville o, Succeeded by the Barnett National Bank of Jacksonville Traders National Bank of Washington Consolidated with the Merchants and Mechanics Savings Bank, Washington Veazie National Bank of Bangor Absorbed bv the Merrill Trust Co. of Bangor Citizens National Bank of Albany Consolidated with the Citizens' First National Bank of Albany City National Bank of Marshall town Consolidated with the First National Bank of Marshalltown National Bank of the Republic of Boston Consolidated with the National Shawmut Bank of Boston Newton National Bank Newton Consolidated with the Newton Centre Trust Co , Newton First National Bank of H alley « . . . . Succeeded by the Hailey National Bank, Hailey Capital of liquidating b a n k s . Okla.... do Ind do Prior to After conconsolida- solidation. tion. $25,000 100,000 Okla . do.. Ark do . Mass do . . . . . Capital of absorbing banks. do do 100,000 $250,000 $250,000 60,000 50,000 125,000 350,000 350,000 300,000 200,000 N. D a k . do Ga do 25,000 Pa 50,000 50,000 do Okla . . . . . . do . . do... Fla do D. C do Me do Ga do Iowa do Mass . . . 50,000 do .. 25,000 100,000 125, 00 750,000 750,000 300,000 200,000 100,OCO .. 50,000 100,000 150,000 100,000 200,000 3,500,000 3,500,000 56,666 50,000 100,000 .. ... do do do I d a h o .. ....do... 2,000,000 200,000 75,000 26 8380 f Hazelhurst National Bank, Hazelhurst 2591 Commercial National Bank of Detroit 2707 Consolidated with the First National Bank of Detroit 1 6122 Citizens National Bank of Washington 8 561 Consolidation National Bank of Philadelphia Purchased by the Union National Bank of Philadelphia 563 18 2730 Third National Bank of Cincinnati 2798 Consolidated with the Fifth-Third National Bank of Cincinnati 20 5113 Citizens National Bank of Cedar Rapids Consolidated with the Merchants National Bank of Cedar Rapids 2511 July 1 8110 Merchants National Bank of Covington Consolidated with the First National Bank of Covington 718 6 6392 National Bank of Wichita 3683 Consolidated with the Fourth National Bank of Wichita 7 7771 Thomas National Bank, Thomas Reorganized as a State bank, Thomas 15 3206 National Bank of Commerce of Minneapolis Absorbed by the North Western National Bank of Minneapolis 2006 18 8232 Wind River National Bank of Shoshoni Absorbed by the First National Bank of Shoshoni 7978 22 8662 First National Bank of Cutter.. 31 3488 Fifth National Bank of Grand Rapids Consolidated with the Commercial Savings Bank of Grand Rapids Aug. 1 8144 First National Bank of Cement Reorganized as a State bank, Cement 1 8432 First National Bank of Wheatland Purchased by the State Bank of Wheatland 5 5177 First National Bank of Hattiesburg Consolidated with the First-National Bank of Commerce of Hattiesburg. 5176 18 8231 Enid National Bank, Enid Succeeded by the Bank of Enid 31 6307 Citizens National Bank of Anadarko Consolidated with the First National Bank of Anadarko 5905 * 31 7783 First National Bank of Lamont Succeeded by the First State Bank of Lamont Sept. 1 6267 City National Bank of Hobart Reorganized as the Ci cy State Bank, Hobart 4 6365 Madill National Bank, Madill Reorganized as a State bank, Madill 7 5887 First National Bank of Okeene Reorganized as a State bank, Okeene 10 6736 First National Bank of Foss Purchased by the First State Bank of Foss. 12 8669 First National Bank of Laurel Succeeded by the Laurel State Bank, Laurel 12 7321 Coalgate National Bank, Coalgate Succeeded by the Coalgate State Bank 15 1451 National Traders Bank of Portland Absorbed by the Fidelity Trust Co., Portland June 1 i,000 Pa Mich.. 1,000,000 do. 750,000 50,000 Iowa.. 300,000 Pa 500,000 do . j Ohio.. 1,200,000 do.. .,'666,'666 200,000 j Iowa.. ! do. 100,000 I Ky 100,000 I do. "366," 666 I Kans., 100.000 ! do. "206,666 I Okla.. i,000 j do. I Minn. 1,000,000 ! do. 1,000,000 I Wyo.. 25,000 do 25,000 25,000 N.Mex. 100,000 Mich... ....do... Okla... 25,000 ....do... Wyo... 25,000 do... Miss 100,000 ....do... 325,000 Okla... 'm'} 666 ....do... ....do.. 25,0Q0 ....do... 25,000 ....do... "25,666 ...do... ....do... 25,000 I ....do... ....do... 60,000 ....do... do... 25,000 do... do... "25 ,"666" I do... j Mont 25,000 I do I Okla. ""so," 666 i do j Me | '200,000 I... .do... J 1,250,000 500,000 2,566,666 200,000 o '366," 666 H O '206,600 H 2,000,000 25,000 W H O O d H W o 425,000 50,000 o a Expired by limitation. 00 No. 65.—NATIONAL BANKING ASSOCIATIONS PLACED IN VOLUNTARY LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1908, ABSORBING ASSOCIATIONS, IN CASES OF CONSOLIDATION OF INTERESTS, TOGETHER WITH THE CAPITAL PRIOR AND SUBSEQUENT TO THE CHANGES—Cont'd. Date of liquida- No. tion. Title and location. State. 1908. Sept. 15 9193 Lockney National Bank, Lockney 9126 Consolidated with the First National 18 7485 Greene County National Bank of Hunter Bank of Lockney 21 8815 Peoples National Bank of Aspen Assets purchased by the Aspen State Bank 25 7924 Comal National Bank of New Braunfels Reorganized as a State bank, New Braunfels 29 8565 City National Bank of Karnes City Consolidated with the Karnes County National Bank of Karnes City 5614 Oct. 1 8210 National Bank of Hastings Reorganized as a State bank, Hastings 1 1904 First National Bank of Plymouth. Consolidated with the Peoples National Bank of Plymouth. 7035 1 6689 Weleetka National Bank, Weleetka Reorganized as a State bank, Weleetka 2 8543 First National Bank of Gage Succeeded by a State bank, Gage 3 8928 Farmers National Bank of Gatesville Absorbed by the Gatesville National Bank, Gatesville 6150 5 6450 City National Bank of Norman Reorganized as First State Bank of Norman • 10 7071 Citizens National Bank of Ada Reorganized as a State bank, Ada 12 5366 First National Bank of Clutier Purchased by the Clutier State Bank, Clutier 13 6040 First National Bank of Center Point 31 5247 Medford National Bank, Medford Purchased by the Medford Trust Co., Medford Total (80 banks) Tex... j N. do. Y. Colo... ! do.. i Tex... i do.. ! do.. ! do., I Okla.. do.. Ohio. ...do.. Okla.. ...do.. ...do.. ...do. Tex... ...do. Okla.. ....do., ...do.. ...do.. Iowa.. ...do.. Tex... Mass.. ...do.. , Capital of absorbing banks. Capital of liquidatPrior to After coning banks. consolidasolidation. tion. $25,000 I 25,000 j 25,000 25000 to O H O $25,000 825,000 50,000 50,000 25,000 25,000 H W O 40,000 40,000 o 35,000 ! o o 25,000 25,000 50,000 25,000 25,000 30,000 50,000 H 50,000 K O 25,000 25,000 100,000 12,415,000 11,805,000 W 15,405,000 w o 266 REPOET OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVDATE OF FAILURE, CAUSE OF FAILURE, DIVIDENDS PAID WHILE SOLVENT, REDEEM CIRCULATION, THE AMOUNT REDEEMED, AND THE AMOUNT OUTSTANDTotal dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Date. 199 Jan. 14,1864 $50,000 2 Venango National Bank, Franklin, Pa. 1176 3 Merchants' N. B., Washington, D. C... 627 May 20,1865 Dec. 14,1864 300,000 200, 000 229 1225 1537 162 1463 1223 1556 Feb. 3,1864 June 5,1865 Aug. 24,1865 Dec. 18,1863 July 17,1865 June 5,1865 Sept. 9,1865 50,000 100,000 100,000 500,000 150,000 300,000 200,000 11 12 13 1141 First National Bank, Bethel, Conn First National Bank, Keokuk, I o w a — 80 National Bank of Vicksburg, Miss 803 May 15,1865 Sept. 9.1863 Feb. 14,1865 60,000 50,000 50,000 14 15 First National Bank, Hockford, 111 First N. B. of Nevada, Austin, Nev 429 1331 May 20,1864 June 23,1865 50.000 155,000 1232 1691 384 286 1192 1631 June Mar. Apr. Feb. May Feb. 6,1865 13,1869 16,1864 26,1864 29,1865 6,1866 1,000,000 250,000 250,000 100,000 106,100 50,000 1978 1473 1937 1388 26 1372 1548 1378 436 1825 21 May 7,1872 July 21,1865 Feb. 15,1872 Julv 1,1865 July 16,1863 July 1,1865 Sept. 1,1865 Julv 1,1865 May 24,1864 May 27,1871 June 29,1863 250,000 175,000 500,000 300,000 500,000 750,000 140,000 120,000 100,000 600,000 50,000 44 1660 271 July 31,1863 Aug. 23,1866 Feb. 23,1864 2066 1695 1845 900 1463 1 First National Bank, Attica, N. Y s Q 10 Surplus. Amount. $1,780 91 ££ P Per cent. ! Total 4 5 6 7 Capital. First National Bank, Medina, N. Y . . . . Tennessee N. B., Memphis, Tenn First National Bank, Selma, Ala First National Bank, New Orleans, La. National Unadilla B., Unadilla, N. Y . . Farmers & Cits' N. B., Brooklyn, N. Y. Croton National Bank, New York, N. Y. Eg 3| err Total © w *M 2,236 Total Total . 465 $7,500 4.9 ... 16 17 18 19 20 21 Ocean National Bank, New York, N. Y. Union Square N. B., New York, N. Y.. Eighth National Bank, New York, N.Y Fourth N. B., Philadelphia, Pa Waverly National Bank,Waverly, N.Y. First National Bank, Fort Smith, Ark. 22 23 24 25 26 27 28 29 30 31 32 Scandinavian N. B., Chicago, 111 Wallkill N. B., Middletown, N. Y Crescent City N. B., New Orleans, La.. Atlantic N. B., New York, N. Y First National Bank, Washington, D. C. N. B. of the Commonwealth, N. Y., N.Y. Merchants' N. B., Petersburg, Va First National Bank, Petersburg, Va... First National Bank, Mansfield, Ohio.. N. 0. N. B. Assoc, New Orleans, La... First National Bank, Carlisle, Pa 33 34 35 First National Bank, Anderson, Ind... First National Bank, Topeka, Kans— First National Bank, Norfolk, Va 36 37 Gibson County N. B., Princeton, Ind.. First National Bank of Utah, Salt Lake City, Utah. Cook County N. B., Chicago, 111 First National Bank, Tiffin, Ohio Charlottesville National Bank, Charlottes ville, Va. 421,052 42.1 140,000 56.0 24,403 18,000 23.0 36.0 103,250 25,000 183,000 805,000 429,250 134,200 97, 770 102,666 108,000 42,000 59.0 5.0 61.0 161.1 57.2 95.9 81.5 102.6 18.0 84.0 50,000 50,000 100,000 31,150 46,000 90; 500 62.3 92.0 90.5, Nov. 30,1872 Nov. 15,1869 50,000 100,000 6,000 125,000 12.0 125.0 Julv 8,1871 Mar. 16,1865 Julv 19,1865 300.000 100,000 100,000 53,333 108,279 149.245 17.8 108.2 149.2 9,424 Total 59, 472 Total Total 38 39 40 Total 267 EEPOET OF THE COMPTBOLLEB OF THE CUBBENCY. ERS, TOGETHER WITH CAPITAL AND SURPLUS AT DATE OF ORGANIZATION AND AT CIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TO ING OCTOBER 31, 1908. Failures. Circulation. Lawful money deposited. Capital. Surplus. Receiver ap- Cause of pointed. failure. Issued. Redeemed. Outstanding. $50,000 Apr. 14,1865 W $44,400 $44,400 $44,166 $234 300,000 200,000 May May 1,1866 8,1866 U U 85,000 180,000 85,000 180,000 84,804 179,469 196 531 265,000 265,000 264,273 727 Mar. Mar. Apr. May Aug. Sept. Oct. 13,1867 21,1867 30,1867 20,1867 20,1867 6,1867 1,18.67 T V B & U G 40,000 90,000 85,000 180,000 100,000 253,900 180,000 40,000 90,000 85,000 180,000 100,000 253,900 180,000 39,761 89,778 84,611 178,920 99,830 252,958 179,727 239 222 389 1,080 170 942 273 928,900 928,900 925,585 3,315 20,000 5,000 Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 N Q N 26,300 90,000 25,500 26,300 90,000 25,500 26,168 89,670 25,443 132 330 57 141,800 141,800 141,281 519 1,400 5,580 Mar. 15,1869 Oct. 14,1869 B U 45,000 129,700 45,000 129,700 44,743 128,797 257 903 174,700 174,700 173,540 1,160 Dec. Dec. V 40,000 33,905 27,139 2,509 13,1871 15,1871 do Dec. 20,1871 Apr. 23,1872 May 2,1872 800,000 50,000 243,393 179,000 71,000 45,000 800,000 50,000 243,393 179,000 71,000 45,000 794,017 49,781 241,435 178,000 70,166 44,550 5,983 219 1,958 1,000 834 450 1,388,393 1,388,393 1,377,949 10,444 17,000 3,045 56,000 108,000 56,027 18,302 11,801 16,000 14,161 25,000 Dec. 12,1872 Dec. 31,1872 Mar. 18,1873 Apr. 28,1873 Sept. 19,1873 Sept. 22,1873 Sept. 25,1873 do Oct. 18,1873 Oct. 23,1873 Oct. 24,1873 B B M A M V R R P W U 135,000 118,900 450,000 100,000 450,000 234,000 360,000 179,200 90,000 360,000 45,000 135,000 118,900 450,000 100,000 450,000 234,000 360,000 179,200 90,000 360,000 45,000 134,800 117,895 448,925 98,921 443,969 231,185 357,460 177,600 89,073 357,500 44,575 200 1,005 1,075 1,079 6,031 2,815 2,540 1,600 927 2,500 425 2,522,100 2,522,100 2,501,903 20,197 23,839 7,000 3,000 Nov. 23,1873 Dec. 16,1873 June 3,1874 P P G 45,000 90,000 95,000 45,000 90,000 95,000 44,275 89,265 93,835 725 735 1,165 230,000 230,000 227,375 2,625 50,000 150,000 1,000 18,719 Nov. 28,1874 Dec. 10,1874 43,800 118,191 43,800 118,191 43,615 117,480 185 711 500,000 100,000 200,000 80,000 20,000 22,254 Feb. 1,1875 Oct. 22,1875 Oct. 28,1875 X V V E 285,100 45,000 146,585 285,100 45,000 146,585 283,778 44,205 144,970 1,322 795 1,615 638,676 638,676 634,048 4,628 500,000 50,000 100,000 100,000 500,000 120,000 300,000 200,000 §2,288 20,435 4,788 37,903 32,000 1,370,000 60,000 100,000 50,000 47610 210,000 50,000 250,000 300,000 1,000,000 200,000 250,000 200,000 106,100 50,000 150,000 u F U u V 1,806,100 250,000 175,000 500,000 300,000 500,000 750,000 400,000 200,000 100,000 600,000 50,000 3,825,000 50,000 100,000 100,000 250,000 1,000,000 u 268 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 41 42 43 44 45 46 47 48 49 Miners' N. B., Georgetown, Colo Fourth National Bank, Chicago, lll.a.^ First National Bank, Bedford, Iowa.... First National Bank, Osceola, Iowa First National Bank, Duluth, Minn.... First National Bank, La Crosse, Wis... City National Bank, Chicago, 111 Watkins National Bank, Watkins, N. Y. First National Bank, Wichita, K a n s . . . 50 51 52 53 54 55 58 57 58 59 First N. B., Greenfield, Ohio a National Bank of Fishkill, N. Y First National Bank, Franklin, Ind Northumberland County National Bank, Shamokin, Pa. First National Bank, Winchester, 111... N. Exchange B., Minneapolis, Minn— N. B. of State of Mo., St. Louis, Mo First National Bank, Delphi, Ind First National Bank, Georgetown, Colo. Lock Haven N. B., Lock Haven, P a . . . 60 61 62 63 64 65 66 67 68 69 70 71 72 73 Third National Bank, Chicago, 111 Central National Bank, Chicago, 111 First National Bank, Kansas City, Mo.. Commercial N. B., Kansas City, Mo First National Bank, Ashland, Pa.o.... First National Bank, Tarry town, N. Y . . First National Bank, Allentown, Pa.a... First N. B., Waynesburg, Pa.o Washington Co. N. B., Greenwich, N. Y. First National Bank, Dallas, Tex People's National Bank, Helena, Mont. First National Bank, Bozeman,Mont... Merchants' N. B., Fort Scott, Kans.o... Farmers' N. B., Platte City, Mo 74 75 76 77 78 79 80 81 First N. B., Warrensburg, Mo German-American N. B., Wash.,D. C-.. German National Bank, Chicago, TH.a... Commercial N. B., Saratoga Spgs., N. Y . Second National Bank, Scran ton, Pa.o.. National Ban& ol Poultney, Vt First National Bank, Monticello, Ind... First National Bank, Butler, Pa 82 83 84 First National Bank, Meadville, Pa First National Bank. Newark, N. J First National Ban¥, Brattleboro, V t . . . 115 52 470 85 86 87 Mechanics' N. B., Newark, N. J 1251 First National Bank, Buffalo, N. Y 235 Pacific National Bank, Boston, Mass... 2373 88 First N. B. of Union Mills, Union City, Pa. Vermont N. B., St. Albans, Vt 2199 276 2298 1776 1954 1313 818 456 1913 Date. Oct. Feb. Sept. Jan. Apr. June Feb. June Jan. Capital. 30,1874 24,1864 18,1875 26,1871 6,1872 20,1865 18,1865 2,1864 2,1872 Surplus. $150,000 100,000 50,000 50,000 50,000 50,000 250,000 75,000 50,000 Per Amount. cent. $4,500 184,008 3.0 184.0 23,500 25,000 31,500 182, 500 85,450 36,975 46.1 50.0 63.0 73.0 113.9 73.9 80,300 143,000 222,319 670,000 160.6 71.5 370. 5 1000. 0 71,750 124,000 143. 5 248.0 Total 101 971 50 689 50,000 200,000 $30,205 60,000 67,000 2,976 Oct. 7,1863 Apr. 1,1865 Aug. 5,1863 Jan. 9,1865 1484 719 1665 1949 1991 1273 July Jan. Oct. Mar. May June 25,1865 16,1865 30,1866 25,1872 31,1872 14,1865 50,000 50,000 3,410,300 100,000 50,000 120,000 236 2047 1612 1995 403 364 161 305 1266 2157 2105 2027 1927 2356 Feb. Sept. Nov. June Apr. Apr. Dec. Mar. June July May Aug. Jan. May 5,1864 18,1872 23,1865 3,1872 27,1864 5,1864 16,1863 5,1864 13,1865 16,1874 13,1873 14,1872 20,1872 5,1877 120,000 200,000 100,000 ,100,000 60,000 50,000 100,000 100,000 200,000 100,000 100,000 50,000 50,000 50,000 1856 2358 1734 1227 49 1200 2208 309 July May Nov. June Aug. May Dec. Mar. 31,1871 14,1877 15,1870 6,1865 5,1863 31,1865 3,1874 11,1864 45,000 45.0 153,600 128.0 1,035,000 38,000 540,500 25,'000 187,131 132,250 802.5 19.0 540.5 25.0 311.9 264.5 222 86,692 205,940 45, 750 10,000 20,000 34, 731 4,000 86.7 102.9 45.7 10.0 40.0 69.5 8.0 50,000 130,000 2,666 250, 000 100,000 11,872 100,000 100,000 50,000 50,000 57,750 115.5 113,000 392,125 92,000 7,400 139,000 113.0 392.1 92.0 14.8 278.0 Oct. 27,1863 Aug. 7,1863 Juno 30,1864 70,000 125,000 100,000 248.40Q 605,250 387,000 354.8 484. 2 387.0 June 9,1865 Feb. 5,1864 Nov. 9,1877 500,000 251,802 1,198,000 100,000 287,500 250,000 75,000 239.6 287.5 30.0 15,000 Total i,666 7,214 Total Total Total Total 89 110 Oct. 23,1863 50,000 91,955 183.9 1583 Oct. 11,1865 200,000 186,000 93.0 Total a Formerly in voluntary liquidation. REPORT OF THE COMPTROLLER OF THE CURRENCY. RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, 269 ETC.—Continued. Failures. Circulation. Lawful money deposited. Capital. $150,000 200 000 30 000 50,000 100,000 50,000 250,000 75,000 60,000 Surplus. $968 Receiver appointed. Cause of failure. Jan. 24,1876 Feb 1,1876 do Feb. 25,1876 Mar. 13,1876 Apr. 11,1876 May 17,1876 July 12,1876 Sept. 23,1876 V Mar. May June July Aug. Aug. 16,1877 24,1877 23,1877 20,1877 18,1877 20,1877 w u V 3,344,000 200,000 10,000 25,000 6,392 19,000 25,000 220,000 Nov. 24,1877 Dec. 1,1877 Feb. 11,1878 do.... Feb. 28,1878 Mar. 23,1878 Apr. 15,1878 May 15,1878 June 8,1878 do Sept. 13,1878 Sept. 14,1878 Sept. 25,1878 Oct. 1,1878 V V X 10,600 2,000 125,000 40,476 70,000 4,000 2,000 10,600 Nov. 1,1878 do Dec. 20,1878 Feb. 11,1879 Mar. 15,1879 Apr. 7,1879 July 18,1879 July 23,1879 X p B X X N E 20,000 62,584 57,000 June 9,1880 June 14,1880 Jane 19,1880 R F N 400,000 50,000 Nov. 2,1881 Apr. 22,1882 May 22,1882 C P s v 24,000 5,000 8,000 7,000 13,500 v V V N v p V Q Q X N 2,612,500 x 1,230,000 700,000 500,000 100,000 961,300 s 1,561,300 50,000 13,455 Mar. 24,1883 200,000 25,000 Aug. 250,000 9,1883 • 929 2,020 1,765 880 45,000 90,000 296,274 45,000 45,000 71,200 M W M O 8,529 28,733 175,180 90,327 59 420 45,000 90,000 296,274 45,000 45,000 71,200 44,288 88,990 281,234 44,308 44,705 70,308 712 1,010 15,040 692 295 892 951,728 927,493 24,235 597,840 45,000 44,490 44,500 75,554 89,200 78,641 7 002 114,220 29,800 89,300 44, 400 35,328 27,000 597,840 45,000 44, 490 44,500 75,554 89,200 78,641 7 002 114,220 29,800 89,300 44,400 35,328 27,000 587,359 44,557 42,500 43 678 74, 496 87,430 75,366 6 277 112)515 29,420 88,941 43,830 34,718 26,790 10,481 443 1,990 822 1,058 1,770 3,275 795 1,705 380 359 570 610 210 1,322,275 1,297,877 24,398 45,000 62,500 42,795 86,900 91,465 90,000 27,000 71,165 45,000 62,500 42,795 86,900 91,465 90,000 27,000 71,165 44,237 62,206 39,930 85,288 88,663 88,517 26,614 69,620 763 294 2,865 1,612 2,802 1,483 386 1,545 516,825 505,075 11,750 89,500 326,643 90,000 89,500 326,643 90,000 87,102 319,609 86,237 2,398 7,034 3,763 506,143 492,948 13,195 449,900 99,500 450,000 449,900 99,500 450,000 440,939 97,705 447,396 8,961 1,795 2,604 999, 400 17,135 20,000 • 248,775 20,000 65,000 8,000 532,080 29,662 177,200 92,092 60 300 506,143 50,000 100,000 2,500,000 50,000 75,000 120,000 U B B 540,609 516,825 12,1876 27,1877 13,1877 12,1877 $275 2 465 90 410 225 712 2,605 1,247 500 1,322,275 Dec. Jan. Feb. Mar. $44,725 83 235 26 910 44,590 44,775 44.288 134,604 66,253 42,700 29,662 177,200 92,092 60 300 V P P V G B $45,000 85 700 27 000 45,000 45,000 45,000 137,209 67,500 43,200 951,728 130,000 3,000 12,000 10,000 30,000 28,538 100,000 300,000 300,000 Outstanding. 540,609 10,000 25,666 50,000 200,000 132,000 67,000 100,000 130,000 500,000 100,000 200,000 100,000 50,000 50,000 Redeemed. $45,000 85 700 27 000 45,000 45,000 45,000 137,209 67,500 43,200 v N 965,000 750,000 200,000 500,000 100,000 112,500 100,000 250.000 100,000 200,000 50,000 100,000 50,000 50,000 50,000 Issued. 999,400 986,040 13,360 43,000 43,000 41,802 1,198 85 65,200 65,200 62,732 2,468 8c 108,200 108,200 104,534 3,666 41 4S ¥ 4f 4/ 4* 4? 5( 51 55 5C m 5f 5£ 6C fi" 62 62 M as 6f 67 6= J 6? 7C 7" 72 7' 7.e 7f Tt 7* 7? 8C 81 82 8." 8^ 8,c 8f 8? 270 REPOET OF THE COMPTEOLLEE OF THE CUEEEKCY. No. 68.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 90 91 92 93 94 95 96 97 98 00 First National Bank, Leadville, Colo... City N. B., Lawrenceburg, Ind.« First National Bank, St. Albans, Vt First National Bank, Monmouth, 111... Marine National Bank, New York, N. Y. Hot Springs N. B., Hot Springs, Ark... Richmond N. B., Richmond, Ind First N. B., Livingston, Mont First National Bank, Albion, N. Y First N. B., Jamestown, N. Dak Logan N. B., West Liberty, Ohio 2420 2889 269 2751 1215 2887 2090 3006 166 2578 2942 j Date. Mar. Feb. Feb. July June Feb. Mar. July Dec. Oct. May Surplus. Capital. 19,1879 24,1883 20,1864 7,1882 3,1865 17,1883 5,1873 16,1883 22,1863 25.1881 7,1883 S60,000 100,000 100,000 75,000 400,000 50,000 270,000 50,000 50,000 50,000 50,000 Per Amount. cent. 163,000 3,000 197,000 15,000 659,643 3,000 274,000 170,500 341.0 4,000 8.0 356,000 38,500 178.0 77.0 337,500 337.5 90,142 285,000 10,000 12,000 186,000 38,500 307,382 23,000 190.3 142.5 20.0 24.0 186.0 38.5 204.9 46.0 2,784 12,250 13,500 75,825 168,500 306,000 .3 24.5 27.0 151.6 168.5 204.0 75,000 215,000 266,000 146,806 37.5 43.0 266.0 146.8 278,000 5,000 159,494 463.3 10.0 318.9 18,000 36.0 81,265 $2,000 105.0 3.0 197.0 20.0 164.9 6.0 101.5 163.2 2,000 75,350 10,000 4.0 150.6 20.0 24,000 5,000 20,500 12.0 10.0 27.3 Total 01 02 03 04 Middletown N. B., Middletown, N. Y.. 1276 Farmers' National Bank, Bushnell, 111. 1791 Schoharie Co. N. B., Schoharie, N. Y... 1510 Exchange National Bank, Norfolk, Va.. 1137 June 14,1865 Feb. 18,1871 Aug. 9,1865 May 13,1865 200,000 50,000 100,000 100,000 05 06 07 08 09 10 11 12 Total First National Bank, Lake City, Minn.. Lancaster N. B., Clinton, Mass First N. B., Sioux Falls, S. Dak First N. B., Wahpeton, N. Dak First National Bank, Angelica, N. Y City National Bank, Williamsport, Pa. Abington N. B., Abinqton, Mass.& First National Bank,'Blair, Nebr 1740 583 2465 2624 564 2139 1386 2724 Nov. Nov. Mar. Feb. Nov. Mar. July June 29,1870 22,1864 15,1880 2,1882 3,1864 17,1874 1,1865 7,1882 50,000 200,000 50,000 50,000 100,000 100,000 150,000 50,000 13 14 15 16 17 18 19 20 Total First National Bank, Pine Bluff, Ark.. Palatka National Bank, Palatka, Fla... Fidelity N. B., Cincinnati, Ohio Henrietta N. B., Henrietta, Tex National Bank of Sumter, S. C First National Bank, Dansville, N. Y.. First National Bank, Cony, Pa Stafford N. B., Stafford Springs, Conn. 2776 3266 3461 3022 3082 75 605 686 Sept. Nov. Feb. Aug. Nov. Sept. Dec. Jan. 18,1882 20,1884 27,1886 8,1883 26,1883 4,1863 6,1864 7,1865 50,000 50,000 1,000,000 50,000 50,000 50,000 100,000 150,000 2835 2542 231 1801 1682 277 3597 1280 Dec. July Feb. Mar. June Feb. Dec. June 12,1882 12,1881 4,1864 11,1871 17,1868 24,1864 7,1886 14,1865 200,000 500,000 100,000 100,000 100,000 60,000 50,000 50,000 3592 2800 Oct. 20,1886 Sept. 14,1882 200,000 50,000 23,128 32,894 15,000 10,000 Total 21 22 23 24 95 26 27 28 Fifth National Bank, St. Louis, Mo Metropolitan N. B. of Cincinnati, Ohio.. First National Bank, Auburn, N. Y.... Commercial N. B., Dubuque, Iowa State National Bank, Raleigh, N. C Second National Bank, Xenia, Ohio Madison N. B., Madison, S. Dak Lowell National Bank, Lowell, Mich 30 California N. B., San Francisco, Cal First National Bank, Anoka, Minn Total 1 Total.. ^ 31 32 33 34 35 36 37 38 39 National Bank of Shelbyville, Tenn First National Bank, Sheffield, Ala Third National Bank, Malone, N. Y.... First National Bank, Abilene, Kans... Harper National Bank, Harper, Kans.. Gloucester City National Bank, Gloucester Citv, N. J. Park National Bank, Chicago, III State National Bank, Wellington, Kans. Kingman N. B., Kingman, Kans i -. . 1 2198 3617 3366 2427 3431 3936 Oct. Jan. July June Jan. Oct. 29,1874 14,1887 15,1885 23,1879 6,1886 26,1888 50,000 100,000 50,000 50,000 50,000 50,000 3502 3564 3559 May 11,1886 Oct. 1,1886 Sept. 16,1886 200,000 50,000 75,000 1,000 Total a Formerly in voluntary liquidation. Restored to solvencv. 271 REPORT OF THE COMPTEOLLER OF THE CURRENCY. RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failures. Circulation. Lawful money deposited. Cause of failure. Capital. $60,000 100,000 100,000 75,000 400,000 50,000 250,000 50,000 100,000 50,000 50,000 20,000 12,500 1,000 Jan. 24,1884 Mar. 11,1884 Apr. 22,1884 do May 13,1884 June 2,1884 July 23,1884 Aug. 25,1884 Aug. 26,1884 Sept. 13,1884 Oct. 18,1884 B G P B T E II X B E P 40,000 7,500 15,000 150,000 Nov. 29,1884 Dec 17,1884 Mar. 23,1885 Apr. 9,1885 I L B O Jan. Jan. Mar. Apr. Apr. May Aug. Sept. E B Nov. June June Aug. Aug. Sept. Oct. Oct. 20,1886 3,1887 27,1887 17,1887 24,1887 8,1887 11,1887 17,1887 V V B K A B V B 14,000 3,000 10,000 Nov. Feb. Feb. Apr. Apr. May June Sept. 15,1887 10,1888 20,1888 2,1888 11,1888 9,1888 23,1888 19,1888 F V R V B V S 10,000 4,300 Jan. 14,1889 Apr. 22,1889 50,000 100,000 50,000 100,000 50,000 50,000 25,000 200,000 50,000 100,000 20,000 50,000 8,000 10,000 15,000 10,183 24,000 1,550,000 300,000 1,000,000 150,000 100,000 100,000 150,000 50,000 50,000 30,000 180,000 20,000 w 1,900,000 200,000 50,000 3 250,000 $840 670 1,832 180 7,846 280 6,906 130 2,685 220 180 850,120 828,351 21,769 176,000 44,000 38,350 228,200 176,000 44,000 38,350 228,200 172,785 42,955 36,920 223,222 486,550 475,882 10,668 44,420 72,360 10,740 17,120 89,000 43,140 25,425 26,180 44,420 72,360 10,740 17,120 89,000 43,140 25,425 26,180 43,355 69,418 10,485 16,880 86,773 41,975 25,425 25,835 1,065 2,942 255 240 2,227 1,165 328,385 320,146 8,239 26,280 19,210 90,000 11,250 11,250 15,730 73,829 139,048 26,280 19,210 90,000 11,250 11,250 15,730 73,829 139,048 25,855 19,010 89,262 11,080 11,140 14,465 71,227 135,519 425 200 738 170 110 1,265 2,602 3,529 386,597 377,558 9,039 44,430 277,745 63,446 62,170 22,500 48,470 11,250 27,800 44,430 277,745 63,446 62,170 22,500 48,470 11,250 27,800 43,525 274,005 60,146 59,965 21,255 46,025 11,178 25,817 905 3,740 3,300 2,205 1,245 2,445 72 1,983 557,811 541,916 15,895 45,000 11,250 45,000 11,250 44,760 11,047 240 203 56,250 L U $52,160 76,330 88,148 26,820 252,254 40,570 151,994 11,110 87,315 18,430 23,220 557,811 J $53,000 77,000 89,980 27,000 260,100 40,850 158,900 11,240 90,000 18,650 23,400 386,597 4,1886 20,1886 11,1886 8,1886 19,1886 4,1886 2,1886 8,1886 $53,000 77,000 89,980 27,000 260,100 40,850 158,900 11,240 90,000 18,650 23,400 328,385 10,000 20,000 30,447 4,000 20,100 12,500 25,300 11,000 650,000 50,000 50,000 1,000,000 50,000 50,000 50,000 100,000 200,000 Outstanding. 486,550 40,000 15,000 225,000 180 33,000 600,000 50,000 100,000 50,000 50,000 100,000 100,000 150,000 50,000 Redeemed. 850,120 $15,000 1,285,000 200,000 50,000 50,000 300,000 Issued. 56,250 55,807 443 16,710 22,500 10,750 21,240 10,750 11,250 16,155 22,120 10,645 20,555 10,700 11,175 555 380 105 685 50 75 3,215 1,045 1,430 4,978 | 345 400 17,600 Dec. Dec. Dec. Jan. Feb. June 13,1889 23,1889 30,1889 21,1890 10,1890 12,1890 W F F F 16,710 22,500 10,750 21,240 10,750 11,250 21,000 3,915 1,000 July 14,1890 Sept. 25,1890 Oct. 2,1890 F W X 45,000 11,250 22,000 45,000 11,250 22,000 44,200 11,160 21,585 800 90 415 171,450 171,450 168,295 3,155 750,000 272 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 First National Bank, Alma, Kans First National Bank, Belleville, Kans. First N. B., Meade Center, Kans American N. B., Arkansas City, Kans. City National Bank, Hastings, Nebr.. People's N. B., Fayetteville, N. C Spokane N. B., Spokane Falls, Wash.. First National Bank, Ellsworth, Kans. Second N. B., McPherson, Kans Pratt County N. B., Pratt, Kans Keystone N. B., Philadelphia, Pa Spring Garden N. B., Philadelphia, Pa. National City Bank, Marshall, Mich ... Red Cloud N. B., Red Cloud, Nebr Asbury Park N. B., Asbury Park, N. J. Ninth National Bank, Dallas, Tex First National Bank, Red Cloud, Nebr. Central Nebr. N. B.,Broken Bow,Nebr. Florence N. B., Florence, Ala First National Bank, Palatka, Fla First N. B., Kansas City, Kans Rio Grande N. B., Laredo, Tex First National Bank, Clearfield, Pa 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 Maverick N. B., Boston, Mass Corry National Bank, Corry, Pa Cheyenne N. B., Cheyenne, Wvo California N. B., San Diego, Cal First N. B., Wilmington, N. C Huron National Bank, Huron, S. Dak. First National Bank, Downs, Kans First National Bank Muncy, Pa Bell County N. B., Temple, Tex First National Bank, Deming, N. Mex. First N. B., Silver City, N. Mex Lima National Bank, Lima, Ohio National Bank of Guthrie, Okla Cherry vale N. B., Cherry vale, Kans First National Bank, Erie, Kans First National Bank, Rockwall, Tex... Vincennes N. B., Vincennes, Ind 182 183 184 185 First N. B., Del Norte, Colo Newton N. B., Newton, Kans Capital National Bank, Lincoln, Nebr.. Bankers and Merchants' National Bank, Dallas, Tex. First N. B., Little Rock, Ark Commercial N. B., Nashville, Tenn Alabama National Bank, Mobile, Ala.. First National Bank, Ponca, Nebr Second N. B., Columbia, Tenn Columbia National Bank, Chicago, 111.. Elmira National Bank, Elmira, N. Y . . N. B. of N. Dakota, Fargo, N. Dak Evanston N. B., Evanston, 111 N. B. of Deposit of City of New York.. Oglethorpe N. B., Brunswick, Ga First National Bank, Lakota, N. Dak.. First N. B., Cedar Falls, Iowa First National Bank, Brady, Tex Farley N. B., Montgomery, AlaA First National Bank, Cold water, Kans. Date. Capital. Surplus. Amount. Per cent. $14,000 17,500 8,857 28,000 44,547 182,500 28.0 35.0 17.7 28.0 89.1 243.3 54,500 8,500 109.0 17.0 122,730 122,198 162,500 23,275 61.4 24.4 1G2.5 46.5 18,000 57,250 8,400 6.0 114.5 14.0 50,000 25,000 100.0 25.0 209,000 209.0 3769 3386 3695 3992 3099 2003 3838 3249 3791 3787 2291 3468 2023 3181 3792 4415 2811 3927 4135 3223 3706 4146 768 4180 3703 Aug. Aug. May Mar. Dec. June Jan. Sept. Sept. Sept. July Mar. July May Sept. Sept. Nov. Sept. Oct. July May Oct. Jan. Dec. May 3,1887 28,1885 5,1887 15,1889 27,1883 27,1872 4,1888 11,1884 16,1887 8,1887 30,1875 13,1886 29,1872 10,1884 17,1887 12,1890 8,1882 28,1888 3,1889 15,1884 17,1887 28,1889 30,1865 18,1889 9,1887 $50,000 50,000 50,000 100,000 .50,000 75,000 €0,000 50,000 50,000 50,000 200,000 500,000 100,000 50,000 100,000 300,000 50,000 677 5G9 3416 3828 1656 3267 3569 837 4404 3160 3554 2859 4383 4288 3963 3890 1454 Dec. Nov. Dec. Dec. July Nov. Oct. Feb. Aug. Apr. Sept. Jan. July Apr. Jan. May July 31,1864 12,1864 2,1885 29,1887 25,1866 21,1884 12,1886 23,1865 25,1890 22,1884 17,1886 16,1883 31,1890 16,1890 15,1889 29,1888 17,1865 400,000 $61,390 100,000 100,000 150,000 250,000 50,000 50,000 100,000 50,000 50,000 50,000 100,000 100,000 50,000 50,000 50,000 100,000 984,000 198,000 26,000 79,000 290,710 27,750 17,693 212,988 2,500 56,250 30,000 87,500 2 500 3,500 5,954 15,000 441,000 241. 0 198.0 26.0 52.7 116.3 55.5 35.4 213.0 5.0 112.5 60.0 87.5 2.5 7.0 11.9 30.0 441.0 4264 3297 2988 4213 Mar. Jan. June Jan. 18,1890 28,1885 29,1883 21,1890 50,000 65,000 100,000 500,000 3,500 58,500 272,500 35,000 7.0 90. t) 272.5 7.0 1648 3228 1817 3627 2568 3677 4105 4256 4767 3771 3753 4143 2177 4198 3360 2039 3116 4344 3172 Apr. July May Jan. Oct. Apr. Aug. Mar. June Aug. July Oct. Sept. Jan. June Sept. Feb. June May 12,1866 22,1884 13,1871 28,1887 3,1881 23,1887 30,1889 12,1890 29,1892 5,1887 16,1887 23,1889 1,1874 7,1890 30,1885 4,1872 2,1884 17,1890 2,1884 150,000 200,000 300,000 50,000 50,000 200,000 200,000 250,000 100,000 300,000 100,000 50,000 50,000 50,000 50,000 100,000 55,000 75,000 50,000 554,250 232,500 255,830 24,000 64,000 30,000 11,000 52,500 2,000 36,000 34,500 12,000 102,600 15,000 62,000 199,156 56,200 58,000 110,000 369.5 116.25 85.02 48.0 128.8 1.5 5.5 21.0 2.0 12.0 34.5 24.0 205.2 30.0 124.0 199.1 102.2 77.3 220.0 eo,ooo 50,000 50;0C0 100,000 100,000 100,000 100,000 52,000 2,080 Total Total 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 First N. B., Arkansas City, Kans A Citizens' N. B., Hillsboro Ohio First National Bank, Brunswick, Ga... City N. B., Brownwood, Tex.a Merchants' N. B., Tacoma, Wash Restored to solvency. EEPOKT OF THE COMPTROLLER OF THE CURRENCY. RECEIVERS, TOGETHER 273 WITH CAPITAL AND SURPLUS, ETC.—Continued. Circulation. Failures. Lawful money deposited. Capital. $75,000 50,000 50,000 300,000 100,000 1?5,000 100,000 50,000 50,000 50,000 500,000 750,000 100,000 75,000 100,000 300,000 75,000 60,000 60,000 150,000 150,000 100,000 100,000 100,000 52,000 Surplus. Receiver appointed. Cause of failure. Nov. 21,1890 Dec. 12,1890 Dec. 24,1890 Dec. 26,1890 Jan. 14,1891 J a n . 20, 1891 Feb. 3,1891 Feb. 11,1891 Mar. 25,1891 Apr. 7,1891 May 9,1891 May 21,1891 June 22,1891 July 1,1891 July 2,1891 July 16, 1891 . .do. July 21,1891 July 23,1891 Aug. 7,1891 Aug. 17,1891 Oct. 3,1891 Oct. 7,1891 do Oct. 14,1891 II G V G J R H F QII 32,000 25,000 10,000 7,500 3,000 100,000 132,500 20,000 3,000 3,500 4,000 9,000 4,600 500 23,600 10,500 40,000 8,000 790 o Q D V G Q Q G O H G V s v 11 800,000 17,000 15,000 100,000 17,512 15,958 2,500 13,500 4,000 44,000 2,000 1,000 1,500 17,500 40,000 Nov. Nov. Dec. Dec. Dec. Jan. Feb. Feb. Feb. Feb. 2,1891 21,1891 5,1891 18,1891 21,1891 7,1892 6,1892 9,1892 19,1892 29,1892 F R O O B u V s B 500,000 500,000 150,000 50,000 100,000 1,000,000 200,000 250,000 100,000 300,000 150,000 50,000 50,000 50,000 125,000 100,000 200,000 150,000 250,000 Outstanding. $16,695 11,020 10,580 44,610 22,170 26,620 21,355 10,600 11,130 10,555 39,255 44,305 42,748 16,535 20,480 44,300 15,935 13,368 12,640 32,745 33,240 22,350 92,196 22,500 11,045 $180 230 170 390 330 1,380 345 150 120 195 1,925 695 1,252 340 220 700 340 132 260 505 510 150 3,401 11,200 $16,875 11,250 10,750 45,000 22,500 28,000 21,700 10,750 11,250 10,750 41,180 45,000 44,000 16,875 20,700 45,000 16,275 13,500 12,900 33,250 33,750 22,500 95,597 22,500 11,200 603,052 648,977 14,075 78,894 96,180 33,750 45,000 52,880 18,000 10,750 94,899 11,250 22,500 11,250 45,000 21,800 11,250 11,250 26,720 31,780 78,894 96,180 33,750 45,000 52,880 18,000 10,750 94,899 11,250 22,500 11,250 45,000 21,800 11,250 11,250 26,720 31,780 70,010 92,914 33,280 44,500 50,820 17,710 10,575 91,338 11,060 21,920 11,090 43,895 21,680 11,080 11,030 26, 420 27,795 8,884 3,266 470 500 2,060 290 175 3,561 190 580 160 1,105 120 170 220 300 3,985 155 140 141 142 143 144 145 146 147 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 July 20,1892 July 22,1892 P P G Q O V Q R 623,153 623,153 597,117 26,036 Jan. 14,1893 Jan. 16,1893 6,000 Feb. 6,1893 10,000 . . . . . d o . . ; . . . . G Y B O 11,250 48,740 43,700 44,000 11,250 48,740 43,700 44,000 11,090 47,865 42,730 43,360 160 875 970 640 182 183 184 185 T Q V Q T 63, 495 45,000 42,800 11,250 22,500 43,600 43,000 44,250 22,500 45,000 32,900 11,250 11,250 11,250 28,120 24,550 44,000 63,495 45,000 42,800 11,250 22,500 43,600 43,000 44,250 22,500 45,000 32,900 11,250 11,250 11,250 28,120 24,550 44,000 56,755 43,050 37,740 11,030 21,660 42,538 42,230 43,650 22,270 44,120 32,230 11,080 10,005 11,050 27,150 22,355 42,940 6,740 1,950 5,060 220 840 1,062 770 600 230 880 670 170 1,245 200 970 2,195 1,060 45,666 45,666 44,150 850 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 . .do . . . Mar. 21,1892 June 22,1892 July 2,1892 do 2,450,000 50,000 100,000 300,000 500,000 $16,875 11,250 10/750 45,000 22,500 28,000 21,700 10,750 11,250 10,750 41,180 45,000 44,000 16,875 20,700 45,000 16,275 13,500 12,900 33,250 33,750 22,500 95,597 Redeemed. 640,552 $1,603 5,000 4,000 24,000 3,622,000 400,000 100,000 150,000 500,000 250,000 75,000 50,000 100,000 50,000 100,000 50,000 200,000 100,000 50,000 50,000 125,000 100,000 Issued. 4,800 100,000 100,000 3,400 18,500 50,000 16,009 7,797 245 60,000 35,000 1,931 25,000 3,000 25,000 50,000 50,000 6,000 75,000 do Apr. 6,1893 Apr. 17,1893 May 13,1893 May 19,1893 May 22,1893 May 26,1893 June 6,1893 June 7,1893 June 9,1893 June 12,1893 June 13,1893 do do.. June 15,1893 June 16,1893 June 17,1893 June 20,1893 June 23,1893 62280—CUR § Q T F Y U L T G Q V F Y 274 KEPORT OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 05 06 07 08 09 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 49 43 44 45 46 City National Bank, Greenville, Mich.. First N . B . , Whatcom, Wash Columbia N . B . , New Whatcom, Wash. Citizens' N. B., Spokane, Wash.a First N. B., Philhpsburg, Mont.a Linn County N . B . , Albany, Oreg Nebraska N . B . , Beatrice, Nebr Gulf National Bank, Tampa, Fla Livingston N . B., Livingston, Mont Chemical National Bank, Chicago, 111.. Bozeman N. B., Bozeman, Mont.a Consolidated N . B . , San Diego, Cal First National Bank, Cedartown, G a . . . Merchants' N . B . , Great Falls, M o n t . . . State National Bank, Knoxville, T e n n . Montana N. B., Helena, Mont.a Indianapolis N. B., Indianapolis, I n d . . Northern N. B., Big Rapids, Mich First N.B., Great Falls, Mont.a First National Bank, Kankakee, Ill.a.... National Bank of the Commonwealth, Manchester, N. H. First National Bank, Starkville, Miss.. Stock-Growers'N. B., Miles City,Mont. Texas N. B., San Antonio, Tex Albuquerque National Bank, Albuquerque, N. Mex. First National Bank, Vernon, Tex First National Bank, Middlesboro, K y . First National Bank, Orlando, Fla.a Citziens1 National Bank, Muncie, Ind.a. First N. B., Hot Springs, S. Dak First National Bank, Marion, Kans Washington N. B., Tacoma, Wash El Paso National Bank, El Paso, Tex.. Lloyd's N. B., Jamestown, N. Dak N. Granite State B., Exeter, N. H Cham berlainN.B., Cham berlain,S.Dak. P.TownsendN.B.,P.Townsend,Wash. First N. B.,Port Anqeles, Wash.a First National Bank," Sundance, W y o . . First N. B., North Manchester, Ind Commercial N. B., Denver, Colo First National Bank, Dayton, Tenn.... Date. Capital. 3243 4099 4351 4005 4658 4326 4185 4478 4117 4666 2803 3056 4075 4434 4102 2813 581 1832 3525 1793 4692 Aug. Aug. June Apr. Dec. May Dec. Dec. Sept. Dec. Oct. Sept. July Oct. Aug. Nov. Nov. June July Feb. Feb. 28,1884 26,1889 28,1890 8,1889 5,1891 31,1890 21,1889 2,1890 11,1889 15,1891 23,1882 22,1883 16,1889 7,1890 28,1889 11,1882 21,1864 5,1871 1,1886 20,1871 9,1892 $50,000 50,000 100,000 150,000 50,000 100,000 100,000 50,000 50,000 1,000,000 50,000 250,000 75,000 100,000 100,000 250,000 300,000 90,000 250,000 50,000 100,000 3688 3275 3298 3222 Apr. Dec. Jan. July 30,1887 20,1884 31,1885 14,1884 50,000 100,000 100,000 50,000 4033 4201 3469 2234 4370 3018 4018 3608 4561 1147 4282 4290 4315 4343 2903 4113 4362 May Jan. Mar. Mar. July July Apr. Dec. May May Apr. Apr. May June Mar. Sept. July 13,1889 8,1890 16,1886 15,1875 15,1890 28,1883 23,1889 22,1886 4,1891 15,1865 8,1890 18,1890 19,1890 16,1890 17,1883 6,1889 10,1890 50,000 50,000 50,000 100,000 50,000 75,000 100,000 150,000 100,000 100,000 50,000 100,000 50,000 50,000 50,000 250,000 50,000 3199 2805 3719 3101 4064 3514 3047 4316 4360 1627 4249 3524 2351 3401 3676 4206 4170 2786 4130 585 2806 May 29,1884 Oct. 24,1882 June 7,1887 Dec. 29,1883 July 2,1889 June 1,1886 Sept. 14,1883 May 20,1890 July 9,1890 Jan. 2,1866 Mar. 5,1890 June 29,1886 Apr. 9,1887 Oct. 23,1885 Apr. 21,1887 Jan. 11,1890 Dec. 4,1889 Sept. 29,1882 Sept. 27,1889 Nov. 23,1864 Oct. 25,1882 50,000 50,000 100,000 60,000 50,000 200,000 50,000 50,000 200,000 100,000 100,000 52,000 100,000 50,000 50,000 75,000 50,000 50,000 50,000 100,000 50,000 Surplus. Per Amount. cent. $32,250 5,000 4,000 64.5 10.0 4.0 10,000 19,362 10.0 19.3 4,000 8.0 49,500 180,000 11,250 99.0 72.0 15.0 260,000 1,249,000 183,053 122,250 140,500 104.0 416.3 203.4 48.8 280.9 16,500 23,000 26,000 69,750 33.0 23.0 26.0 133.5 39,000 78.0 27,500 196,992 45.0 196.9 72,682 44,000 54,000 6,000 240,500 4,500 96.9 44.0 36.0 6.0 240.5 9.0 10,000 38,673 20.0 77.3 8,500 17.0 39,738 190,100 100,000 35,000 4,000 66,000 32,500 15,750 8,000 319,000 15,000 79.5 380.2 100.0 58.3 8.0 33.0 65.0 31.5 4.0 319.0 15.0 555,000 57,500 18,000 9,000 11,000 200,725 17,065 231,500 95,113 555.0 115.0 36.0 12.0 22.0 401.4 34.1 231.5 190.2 Total 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 Hutchinson N. B., Hutchinson, Kans.. First N. B., Spokane Falls, Wash Oregon N. B., Portland, Oreg Citizens' N. B., Grand Island, Nebr First N. B., Fort Payne, Ala Third National Bank, Detroit, M i c h . . . First National Bank, Watkins, N. Y . . . First National Bank, Llano, Tex American N. B., Springfield, Mo First National Bank, Sedalia, Mo National Bank of Pendleton, Oreg State National Bank, Wichita, K a n s . . . German National Bank, Denver, Colo.. Black Hills N. B., Rapid City, S. Dak. First National Bank, Arlington, Oreg.. Baker City N. B., Baker City, Oreg.... First National Bank, Grant, Nebr Wichita N. B., Wichita, Kans State National Bank, Vernon, Tex National Bank of Middletown, Pa First National Bank, Kearney, Nebr... Total a Restored to solvency. $7,340 2,125 5,895 17,137 275 REPORT OF THE COMPTROLLER OF THE CURRENCY. RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failures. Circulation. Lawful m o n e y deposited. Capital. $50,000 50,000 100,000 150,000 50,000 100,000 100,000 50,000 50,000 1,000,000 50,000 250,000 75,000 100,000 100,000 500,000 300,000 100,000 250,000 50,000 200,000 Surplus. Receiver appointed. $6,064 June 27,1893 3,000 do 1,000 . . . . d o . . . July 1,1893 July 8,1893 15,000 July 10.1893 7,500 July 12,1893 July 14,1893 10,000 July 20,1893 July 21,1893 10,000 July 22,1893 50,000 July 24,1893 8,470 July 26,1893 July 29,1893 do 7,000 100,000 Aug. 2,1893 60,000 Aug. 3,1893 Aug. 5,1893 do 95,000 22,000 do 5,000 Aug. 7,1893 Cause of failure. Y Y Y V Y Y Y T Y Y V Y Y Y B W Y Redeemed. Outstanding. $11,250 11,250 22,500 $11,250 11,250 22,500 $11,070 11,120 22,205 $180 130 295 21,700 21,880 11,250 10,750 45,000 21,300 21,590 11,110 10,545 42,550 400 290 140 205 2,450 11,250 1,060 310 390 440 3,782 10,000 20,000 38,000 Aug. 9,1893 .do . . Aug. 10,1893 Aug. 11,1893 100,000 50,000 150,000 200,000 50,000 75,000 100,000 150,000 100,000 50,000 50,000 100,000 50,000 50,000 50,000 250,000 50,000 10,000 2,000 Aug. 12,1893 do Aug. 14,1893 do Aug. 17,1893 Aug. 22,1893 Aug. 26,1893 Sept. 2,1893 Sept. 14,1893 Sept. 23,1893 Sept. 30,1893 Oct. 3,1893 Oct. 5,1893 Oct. 11,1893 Oct. 16,1893 Oct. 24,1893 Oct. 25,1893 55.000 10,000 5,600 60,000 10,000 10,000 1,000 5,000 10,000 40,000 5,000 O 67,500 21,700 21,880 11,250 10,750 45,000 11,250 55,300 16,370 22,500 21,800 45,000 57,212 33,250 45,000 11,250 65,500 67,045 8,782 1,290 34,235 11,250 455 O 13,500 17,100 22,500 44,150 13,500 17,100 22,500 44,150 13,175 16,640 22,010 43,090 325 460 490 1,060 22,500 11,250 22,500 11,250 22,150 11,010 350 240 11,250 21,900 43,500 33,750 22,500 41,137 11,250 22,500 15,450 11,250 27,000 45,000 11,250 45,000 11,250 21,900 43,500 33,750 22,500 41,137 11,250 22,500 15,450 11,250 27,000 45,000 11,250 11,150 21,550 42,780 32,970 22,070 37,702 11,090 22,110 15,130 11,065 26,530 44,310 11,135 45,000 100 350 720 780 430 3,435 160 390 320 185 470 690 115 1,636,649 60,000 75,000 100,000 175,000 1,775,154 1,617,175 10,000 21,515 40,000 34,200 1,500 25,000 4,500 5,000 25,000 13,000 4,529 350,000 3,000 13,504 4,000 50,000 1,000 21,000 8,664 Nov. Nov. Dec. Dec. Jan. Feb. Feb. Feb. 6,1893 20,1893 12,1893 14,1893 26,1894 1,1894 26,1894 28,1894 22,500 45,000 45,000 13,500 11,250 44,280 11,250 16,870 45,000 48,341 22,500 22,500 45,000 27,750 11,250 16,870 11,250 44,500 21,640 66,785 33,750 21,700 43,838 43,945 13,075 10,990 43,435 10,990 16,590 44,160 45,728 22,140 21,993 42,535 27,190 10,943 16,410 11,123 43,083 21,400 64,130 32,367 800 1,162 1,055 425 260 845 260 280 840 2,613 360 507 2,465 560 307 460 127 1,417 240 2,655 1,383 do... Mf.y 10,1894 June 8,1894 June 29,1894 July 6,1894 July 13,1894 Aug. 2,1894 do Aug. 14,1894 Sept. 5,1894 Sept. 24,1894 do... Oct. 24,1894 2,770,000 626,786 626,786 607,765 19,021 205 206 207 208 209 210 211 212 213 214 215 216 217 218 219 220 221 222 223 224 225 226 227 228 229 157,979 22,500 45,000 45,000 13,500 11,250 44,280 11,250 16,870 45,000 48,341 22,500 22,500 45,000 27,760 11,250 16,870 11,250 44,500 21,640 66,785 33,750 o Y V V V Y Y Y Y F O V o Y T F Y Y 10,935,000 100,000 250,000 200,000 60,000 50,000 300,000 50,000 75,000 200,000 250,000 100,000 100,000 200,000 75,000 50,000 75,000 50,000 250,000 100,000 85,000 150,000 Issued. Y J U Y V U Z G Z Z ? F Y F L Y E V I Y 55,300 16,370 22,500 21,800 8,230 57,212 33,250 10,765 54,240 16,060 22,110 21,360 45,000 48,430 31,960 10,765 230 231 232 533 ! 234 ! 9ZH 236 237 238 239 240 241 242 243 244 245 246 247 248 249 250 251 252 253 254 255 256 257 258 259 260 261 262 263 264 265 266 267 276 REPORT OF THE No. COMPTROLLER OF THE CURRENCY. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 304 305 306 307 308 309 310 311 312 313 314 315 316 317 318 319 320 321 322 323 324 325 326 327 Buffalo County N. B., Kearney, Nebr... First N. B., Johnson City, Tenn Citizens' N. B., Madison, S. Dak Citizens' N. B., Spokane Falls, Wash.a.. Tacoma N. B., Tacoma, Wash City National Bank, Quanah, Tex Central National Bank, Rome, N. Y.... First National Bank, Redfield, S. Dak.. North Platte N. B., North Platte, Nebr. Needles National Bank, Needles, Cal.... Nat. Broome Co. B., Binghamton,N.Y. First N. B., San Bernardino, Cal Dover National Bank, Dover, N. II Browne N. B., Spokane Falls, Wash... First N. B., Anacortes, Wash Hoidrege N. B., Holdrege, Nebr National Bank of Kansas City, Mo First N. B., Texarkana, Tex First National Bank, Ravenna, Nebr.. City National Bank, Fort Worth, Tex.. First National Bank, Dublin, Tex First National Bank, Ocala, Fla First N. B., Willimantic, Conn First N. B., Port Angeles, Wash.a First N. B., Ida Grove, Iowa b First National Bank, Pella, Iowa Merchants N. B., Seattle, Wash Union National Bank, Denver, Colo Superior, N. B., West Superior, Wis... Puget Sound N. B., Everett, Wash Keystone National Bank of Superior, West Superior, Wis. First N. B., South Bend, Wash State National Bank, Denver, Colo.b c... Kearney N. B., Kearney, Nebr First N. B., Wellintgon, Kans Columbia N. B., Tacoma, Wash Total First National Bank, Orlando, Fla.a... Bellingham Bay National Bank, New Whatcom, Wash. Chattahoochee N. B., Columbus, Ga... German N. B., Lincoln, Nebr Fort Stanwix N. B., Rome, N. Y Farmers N. B., Portsmouth, Ohio Humboldt First National Bank, Humboldt, Kans. Grand Forks National Bank, Grand Forks, N. Dak. First N B., Bedford City, Va National Bank of Jefferson, Tex Sumner N. B., Wellington, Kans First National Bank, Cheney, Wash... Kittitas Valley National Bank, Ellensburg, Wash. First N. B., Hillsborough, Ohio American N. B., Denver, Colo.d First National Bank, Minot, N. Dak... Yates County N. B., Penn Yan, N. Y.. First National Bank, Lamed, Kans Citizens' N. B., San Angelo, Tex Sioux National Bank, Sioux City, Iowa. American N. B., New Orleans, La First National Bank, Helena, Mont Bennett N. B., New Whatcom, Wash.. First National Bank, Springville, N.Y. a Second failure. b Formerly in volunatry liquidation. Date. Capital. 3526 3951 3151 4005 2924 4361 1376 3398 4024 4873 1513 3527 1043 4025 4458 3875 3489 3065 4043 2359 4062 3470 23S8 4315 3930 1891 2985 4382 4680 4796 4399 July Dec. Apr. Apr. Apr. July July Oct. May Mar. Aug. July Apr. May Nov. Apr. Apr. Oct. May May July Mar. June May Oct. Oct. June July Jan. Sept. Aug. 3,1886 24,1888 10,1884 8,1889 13,1883 9,1890 1,1865 2,1885 4,1889 6,1893 9,1865 3,1886 22,1865 4,1889 6,1890 26,1888 13,1886 26,1883 22,1889 28,1877 1,1889 16,1886 20,1878 19,1890 10,1888 14,1871 23,1883 30,1890 13,1892 23,1892 16,1890 4467 2694 3201 2879 4623 Nov. May June Feb. Sept. 15,1890 16,1882 5,1884 13,1883 2,1891 50,000 120,000 100,000 50,000 200,000 3469 3976 Mar. 16,1886 Feb. 7,1889 50,000 60,000 1630 3571 1410 1088 3807 Jan. Oct. July Apr. Nov. SurPer plus. Amount. cent. 22,1866 16,1886 8,1865 29,1865 1,1887 100,000 100,000 150,000 250,000 60,000 43.5 25.0 100.0 10.0 436.0 16.6 245.0 68.0 32.3 188,914 65,875 241,000 6,000 188.9 65.8 241.0 4.0 21,250 655,000 100,439 12,500 358,500 3,000 15,750 117,500 42.5 65.5 200.9 25.0 717.0 6.0 31.5 117.5 50,088 57,500 110,250 190,000 50.1 115.0 220.5 19.0 24,500 24.5 4.0 125. 5 95.7 117.5 11.0 27,500 2,400 54,250 $43,500 12,500 50,000 15,000 218,000 16,600 245,060 34,000 24,208 2,000 150,600 95,750 58,750 22,000 $100,000 50,000 50,000 150,000 50,000 100,000 100,000 50,000 75,000 50,000 100,000 $20,000 100,000 100,000 150,000 50,000 50,000 1,000,000 15,000 50,000 50,000 50,000 500 50,000 50,000 100,000 50,000 100,000 50,000 50,000 1,000,000 200,000 50,000 100,000 55.0 4.0 279,000 33,832 603,000 547,500 15,600 279.0 33.8 402.0 219. 0 26.0 3301 Feb. 6,1885 50,000 61,200 122.4 4257 1777 3865 4542 3867 Mar. Jan. Apr. Apr. Apr. 13,1890 28,1871 10,1888 1,1891 14,1888 50,000 100,000 75,000 50,000 50,000 19,000 19,500 33,250 3,000 5,000 38.0 19.5 44.3 6.0 10.0 787 4159 4009 2405 2666 4659 2535 3978 1649 4171 2892 Feb. Nov. Apr. Dec. Apr. Dec. June Feb. Apr. Dec. Feb. 7,1865 13,1889 13,1889 30,1878 27,1882 5,1891 9,1881 14,1889 5,1866 4,1889 26,1883 100,000 250,000 50,000 50,000 50,000 100,000 100,000 200,000 100,000 50,000 50,000 254,312 90,000 17,000 66,000 163,750 18,500 419,459 60,000 273,000 5,000 37,500 254. 3 36.0 34.0 112.0 327.5 18.5 419.4 30.0 273.0 10.0 75.0 c Restored to solvency for voluntary liquidation. d Restored to solvency. REPORT OF THE COMPTROLLER OF THE CURRENCY. 277 RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failures. Circulation. Lawful money de• Capital. Surplus. 1100,000 50,000 50,000 150,0C0 200,000 100,000 100,020 50,000 75,000 50,000 100,000 100,000 100,000 100,000 50,000 75.000 1 » 000 y 000 J L \J \J V \J\J\J 50,000 50,000 300,000 50,000 50,000 100,000 50,000 150,000 50,000 200,000 500,000 135,000 50,000 200,000 $35,000 4,000 16,000 25,000 18,417 12,000 20,000 10,000 4,850 50,000 300,000 100,000 50,000 350,000 1,000 20,000 57,000 20,000 3,000 1,500 5,000 4,500 45,000 7,450 25,000 20,000 Receiver a p pointed. Nov. Nov. Dec. Dec. Dec. Dec. Jan. Jan. Jan. Jan. Jan. Jan. Feb. Feb. Mar. Mar. Mar. Apr. Apr. 10,1894 13,1894 12,1894 13,1894 14,1894 15,1894 2,1895 11,1895 14,1895 19,1895 28,1895 29,1895 7,1895 8,1895 6,1895 15,1895 18,1895 1,1895 10,1895 do A p r . 22,1895 . d o Apr. Apr. June June June Aug. Aug. Aug. Aug. 23,1895 26,1895 4,1895 5,1895 19,1895 2,1895 6,1895 7,1895 15,1895 20,000 32,500 12,000 Aug. Aug. Sept. Oct. Oct. 17,1895 24,189519,1895 25,1895 30,1895 85,000 GO, 000 1,500 40,000 N o v . 29,1895 Dec. 5,1895 100,000 100,000 150,000 250,000 60,000 35,000 Dec. 7,1895 Dec. 19.1895 F e b . 8,1896 do F e b . 15,1896 1,050 25,000 65,000 2,500 22,000 posiieu. Cause of failure. y Q G Y E Z Z F Y Q Z G Z V V u E N Y V V 3 G E R V E W Q v I E Y Issued. $22,500 11,250 33,050 11,250 44,360 22,050 22,545 11,250 16,155 10,850 26,223 21,800 93,211 21,800 11,250 16,875 45,000 15,600 11,250 44,000 11,250 11,250 22,500 11,250 14,020 14,218 43,150 135,000 44,190 10,930 43,725 $22,500 11,250 33,050 11,250 44,360 22,050 22,545 11,250 16,155 10,850 26,223 21,800 93,211 21,800 11,250 16,875 45,000 15,600 11,250 44,000 11,250 11,250 22,500 11,250 14,020 14,218 43,150 135,000 44,190 10,930 43,725 Redeemed. Outstanding. 821,880 10,970 32,690 10,430 43,410 21,150 20,036 10,885 15,785 10,760 24,072 21,135 90,300 21,275 11,050 16,555 43,770 15,220 11,065 42,453 11,070 10,975 20,980 10,930 13,480 13,078 42,050 131,840 43,435 10,785 42,785 $620 280 360 820 950 900 2,509 365 370 90 2,151 665 2,911 525 200 320 1,230 380 185 1,547 180 275 1,520 320 540 1,140 1,100 3,160 755 145 940 268 269 270 271 272 273 274 275 276 277 278 279 280 281 282 283 284 285 286 287 288 289 290 291 292 293 294 295 296 297 298 299 300 301 302 303 11,250 11,250 10,990 260 22,500 11,250 45,000 22,500 11,250 45,000 21,450 10,720 44,340 1,050 530 660 963,752 903,752 933,799 29,953 33,750 13,050 33,750 13,050 33,025 12,700 725 350 304 305 Y Y Z T W 22,500 21,900 135,000 45,000 13,000 22,500 21,900 135,000 45,000 13,000 19,235 21,130 128,100 38,985 12,590 3,265 770 6,900 6,015 410 306 307 308 309 310 A p r . 28,1896 G 46,150 40,150 44,9S0 1,170 311 May June June June July 2,1896 24,1896 26,1896 27,1896 18,1896 U E X Y V 11,250 22,500 22,500 11,250 11,250 11,250 22,500 22,500 11,250 11,250 10,980 19,750 21,000 11,100 10,855 270 2,750 1 500 150 395 312 313 314 315 316 J u l y 22,1896 J u l y 25,1896 A u g . 12,1896 A u g . 17,1896 A u g . 26,1896 Sept. 9,1896 ... .do.. Sept. 10,1896 Sept. 11,1896 Sept. 19,1896 Oct. 3,1896 X Y F V 22,150 22,150 18,701 3,449 317 11,250 11,700 11,250 22,500 44,100 44,300 45,000 11,250 18,000 11,250 11,700 11,250 22,500 44,100 44,300 45,000 11,250 18,000 10,765 11,140 10,460 21,730 41,960 42,250 40,534 10 910 485 560 790 770 2,140 2,050 4,466 340 750 318 319 320 321 322 323 324 325 326 327 V Q 5,235,020 30,000 50,000 3,487 200,000 1,000 50,000 100,000 100,000 50,000 50,000 20,000 20,000 100,000 500,000 50,000 50,000 50,000 100,000 300,000 200,000 800,000 50,000 50,000 20,000 150,000 33 15,000 1,000 7,666 5,000 30,000 100,000 25,666 E Y u V V o v G Y 17!250 278 BEPORT OF THE No. COMPTROLLER OF THE CURRENCY. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Date. Capital. SurPer plus. Amount. cent. 28 29 30 First N. B., Mount Pleasant, Mich First National Bank, Ithaca, Mich City National Bank, Tyler, Tex 3215 3217 4353 June 28,1884 July 7,1884 July 2,1890 $50,000 50,000 100,000 31 3? 33 34 35 536 37 38 539 540 541 542 543 544 545 546 547 548 549 550 551 552 553 554 555 356 357 358 359 360 361 362 363 364 365 366 Total ! First National Bank, Garnett, Kans... First National Bank, Eddy, N. Mex... Second National Bank, Rockford, 111... Marine National Bank, Duluth, Minn.. First National Bank, Decorah, Iowa... Missouri N. B., Kansas City, Mo First N. B. of E. Saginaw, Saginaw, Mich First National Bank, Tyler, Tex First N. B., Niagara Falls, N. Y National Bank of Illinois, Chicago, 111.. Big Rapids N. B., Big Rapids, Mich.o.. Second N. B., Grand Forks, N. Dak... First N. B., Sioux City, Iowa b Citizens' N. B., Fargo, N. Dak Merchants' N. B., Devils Lake, N. Dak. First National Bank, Alma, Nebr Columbia N. B., Minneapolis, Minn Dakota N. B., Sioux Falls, S. Dak First National Bank, Newport, K y . . . . German N. B., Louisville, Ky Mutual N. B., New Orleans, La Merchants' National Bank, Ocala, Fla. Moscow N. B., Moscow, Idaho First N. B., Olympia, Wash First National Bank, Franklin, Ohio... First National Bank, Griswold, Iowa... National Bank of Potsdam, N. Y Northwestern N. B., Great Falls, Mont.. Merchants' N. BM Jacksonville, Fla Union N. B., Minneapolis, Minn The Dalles N. B., The Dalles, Oreg City National Bank, Gatesville, Tex Merchants' N. B., Helena, Mont First National Bank, Orleans, Nebr Keystone National Bank, Erie, Pa Merchants' and Miners' National Bank, Phillipsburg, Mont. First National Bank, Asheville, N. C.... First N. B.; Benton Harbor, Mich 2973 4455 482 4421 493 4494 637 3651 4899 1867 2944 3504 1757 3602 3714 3580 4739 2843 2276 2062 1898 3815 4584 3024 738 3048 808 2476 4332 2795 3534 4732 2732 3342 535 4843 June Oct. July Sept. Aug. Dec. Dec. Mar. Apr. Aug. May May Dec. Dec. May Oct. May Dec. June Nov. Nov. Nov. June Aug. Jan. Sept. Mar. May June Oct. July Apr. June May Oct. Feb. 11,1883 31,1890 13,1864 23,1890 6,1864 30,1890 20,1864 21,1887 18,1893 29,1871 9,1883 17,1886 28,1870 14,1886 24,1887 28,1886 13,1892 19,1882 15,1875 5,1872 10,1871 21,1887 17,1891 11,1883 23,1865 15,1883 7,1865 14,1880 2,1890 12,1882 16,1886 23,1892 14,1882 19,1885 19,1864 1,1893 50,000 50,000 50,000 250,000 75,000 250,000 50,000 100,000 100,000 500,000 100,000 55,000 100, 000 100,000 50,000 50,000 200,000 50,000 100,000 237,700 300,000 50,000 75,000 50,000 50,000 50,000 50,000 50,000 100,000 250,000 50,000 50, 000 150,000 50,000 150,000 50,000 3418 4261 Dec. 4,1885 May 15,1890 100,000 50,000 Sault Ste. Marie National Bank, Sault Ste. Marie, Mich. First National Bank, Pembina, N. Dak. Chestnut St. N. B., Philadelphia, Pa.... National Bank of Paola, Kans. First National Bank, Larimore, N. Dak. 3747 July 7,1887 50,000 3438 3723 3795 2854 418 Jan. June Sept. Jan. Apr. 20,1886 14,1887 30,1887 9,1883 6,1864 50,000 250,000 100,000 50,000 50 ; 000 12,000 24.0 53,000 106.0 150,000 60.0 47,500 47.5 49,500 99.0 571,500 1143.0 375 State National Bank, Logansport, Ind.o 2596 Dec. 7,1881 100,000 190,000 190.0 376 377 378 379 380 381 382 383 384 First N. B., New Lisbon, Ohio 2203 First National Bank, Carthage, N. Y... 2442 First National Bank, Neligh, Nebr 4110 First National Bank, Flushing, Ohio... 3177 First National Bank, Emporia, Kans... 1915 First National Bank, Cordele, Ga 4554 Cochecho National Bank, Dover, N. H. 1087 Citizens' National Bank, Niles, Mich .. 1886 Atchison N. B.,Atchison, Kans 2082 a Formerly in voluntary liquidation. Nov. Dec. Sept. May Jan. Apr. Apr. Sept. Feb. 7,1874 12,1879 2,1889 6,1884 2,1872 16,1891 29,1865 27,1871 8,1873 50,000 50,000 50,000 50,000 50,000 50,000 100,000 50,000 70,000 77,250 93,473 20,411 20,250 194,000 7,500 233,000 91.000 76,500 154.5 186.9 40.8 40,5 388.0 15.0 233.0 182.0 109.3 367 368 $36,000 41,250 20,000 71,500 $2,470 5,000 1,000 1,143 3,000 2,500 500 1,343 500 72.0 82.5 20.0 143.0 636,458 1272.9 14,000 5.6 254,611 339.5 75,000 30.0 332,500 665.0 83,000 83.0 6,000 6.0 ,877,500 375.5 47,500 47.5 33,550 61.0 161,000 161.0 60,000 60.0 41,750 83.5 31,534 63.1 24,000 12.0 23,000 46.0 288,000 288.0 402,400 169.3 497,500 165.8 25,500 51.0 18,000 24.0 88,000 176.0 259,000 518.0 53,500 107.0 523,670 1047.3 177,500 355.0 60,000 60.0 317,500 127.0 16,500 288,500 39,337 531,034 10,000 33.0 152.3 78.7 354.0 20.0 50,000 17,500 50.0 35.0 Total 369 370 371 372 373 374 Hampshire County National Northampton, Mass.b Bank, Total b Restored to solvency. REPORT OE THE COMPTROLLER OF THE CURRENCY. RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, 279 ETC.—Continued. Failures* Circulation. Lawful money deposited. Capital. Surplus. Receiver appointed. ~ $10,000 10,000 7,200 Oct. 7,1896 Oct. 14,1896 Oct. 17,1896 50,000 50,000 200,000 200,000 75,000 250,000 100,000 200,000 100,000 1,000,000 100,000 50,000 100,000 100,000 50', 000 50,000 200,000 50,000 200,000 251,500 200,000 100,000 75,000 100, 000 50,000 50,000 200,000 250,000 100,000 500,000 50,000 50,000 350,000 50,000 150,000 50,000 10,000 10,000 52,000 1,000 15,000 15,000 60,000 40,000 3,000 1,000,000 18,000 Nov. 9,1896 Nov. 10,1896 1,500 70,000 1,800 10,000 2,500 Nov. 11,1896 Nov. 24,1896 Dec. 3,1896 Dec. 10,1896 Dec. 17,1896 Dec. 18,1896 Dec. 21,1896 Dec. 31,1896 Jan. 7,1897 do . . .do Jan. 11,1897 Jan. 12,1897 Jan. 14,1897 Jan. 20,1897 Jan. 21,1897 Jan. 22,1897 Jan. 27,1897 Feb. 3,1897 Feb. 4,1897 Feb. 17,1897 do do Mar. 2,1897 Mar. 6,1897 Mar. 17,1897 Mar. 20,1897 May 7,1897 May 29,1897 June 2,1897 June 5,1897 July 26,1897 July 28,1897 100,000 50,000 20,000 6,021 $50,000 50,000 100,000 Cause of failure. X w w Redeemed. Outstanding. $11,250 11,250 22,495 $11,250 11,250 22, 495 $10,935 10,873 21,680 $315 377 815 326 32< 33( 695,595 695,595 653,618 41,977 Y J Y Y L Y II G W Y N Y 11,700 10,900 49,100 45,000 17,320 45,000 37,422 45,000 21,880 52,980 20,880 10,870 V V Y G F Z 21,950 22,500 11,250 44,010 10,800 45,000 176,400 42,800 22,200 16,875 21,800 22,200 11,250 45,000 42,870 22,100 43,950 10, 750 11,020 50,040 11,250 51,071 11,250 11,700 10,900 49,100 45,000 17,320 45,000 37,422 45,000 21,880 52,980 20,880 10,870 51,430 21,950 22,500 11,250 44,010 10,800 45,000 176,400 42,800 22,200 16,875 21,800 22,200 11,250 45,000 42,870 22,100 43,950 10,750 11,020 50,040 11,250 51,071 11,250 11,015 10,520 43,716 43,300 15,370 43,590 34,053 43,823 21,480 49, 729 19,993 10,395 6,430 20,890 21,715 10,860 42,925 10,240 41,270 164,981 38,023 21,610 16,600 21,060 19,558 10,943 38,864 40,573 21,645 41,903 10,400 10, 795 47,780 10,693 44,675 10,920 685 380 5,384 1,700 1,950 1,410 3,369 1,177 400 3,251 887 475 45,000 1,060 785 390 1,085 560 3,730 11,419 4,777 590 275 740 2,642 307 6,136 2,297 455 2,047 350 225 2,260 557 6,396 330 Aug. 23,1897 Sept, 21,1897 N K 22,500 11,250 22,500 11,250 21, 530 10,825 970 425 1,170,138 1,221,568 1,104,692 116,876 Dec. 10,1897 IF 22,000 22,000 20,860 1,140 36 19,1898 29,1898 1,1898 26,1898 23,1898 W T W G A 10,700 42,890 17,560 10,750 90,000 10,700 42,890 17,560 10,750 145,905 10,130 40, 490 16, 480 10,155 145,905 570 2,400 1,080 595 37 37 37. 37< 37 29,110 29,110 26,580 2,530 37 223,010 278,915 270,600 8,315 11,250 21,640 10,750 11,250 22,500 11,250 33,750 20,653 45,000 11,250 21,640 10,750 11,250 22,500 11,250 33,750 20,653 45,000 9,720 20,728 10,380 10,440 18,200 10,935 29, 445 19,035 39,541 1,530 912 370 810 4,300 315 4,305 1,618 5,459 3,805,000 40,000 35,000 3,297 50,000 75,000 30,000 30,000 20,000 10,000 10,000 30,000 35,000 12,000 .. .do . . . . u "V X T N Y S II F V F S z I v G 5,851,500 100,000 50,000 500,000 50,000 50,000 250,000 7,985 150,000 2,500 50,000 Jan. Jan. Feb. Feb. May 200,000 55,000 Sept. 27,1898 E 1,541 5,000 3,000 1,000 100,000 6,000 3,000 10,000 10,000 Nov. 3,1898 Nov. 4,1898 do Nov. 5,1898 Nov. 16,1898 Mar. 4,1899 June 6,1899 July 8,1899 Sept. 5,1899 Z A 1,200,000 50,000 100,000 50,000 50,000 100,000 50,000 150,000 50,000 50,000 Issued. z V N M T N F 33 335 33, 33 33 33 33 33 33 34 34 34' 34 34 34 34( 34 34 34 35 35 35 35 35 35 35 35 35 35 36( 36 36 36 36 36 36 36 36 37 3™ 7 37£ 37 38( 38 38S 38: 38 280 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP Total dividends paid during existence as a national banking association. Organization. Name and location of bank. i Chari ter : number. Date. First National Bank, Penn Yan, N. Y. 358 Feb. 8,1864 First N . B., Arkansas City, Kans.o 33^0 June 30,1885 ; First N . B., McPherson, Kans.b 3521 June 17,1886 Capital. Surplus. Per cent. $154,054 850,000 50,000 50,000 Amount. 308.1 50,250 Total. Broadway N . B., Boston, Mass j 551 People's National Bank, Denver, Colo.b 4084 Globe National Bank, Boston, Mass... 936 Merchants' N . B., Rutland, Vt I 3311 Somerset N. Bkg. Co., Somerset, Ky.c..[ 5468 South Danvers N . B., Peabody, Mass, .j 958 25, 30, 25, 25 1864 1889 1865 1885 29,1900 31, 1865 Oct. July Mar. Feb. June Mar. $654 393,816 150,000 132,000 150,000 1,000,000 287,304 2,055,000 79,000 50,000 50,000 150,000 37,041 403,500 262.5 88.0 205.5 158.0 269.0 ~r Total. American N . B., Baltimore, Md First N . B., White Pigeon, Mich First National Bank, Niles, Mich Farmers' N . B., Vergennes, V t Le Mars N . B., Lemars, Iowa First N . B., Vancouver, Wash Pynchon N . B., Springfield, Mass Seventh N. B., New York, N. Y.d.... City National Bank, Buffalo, N . Y First National Bank, Austin, Tex.d Eufaula National Bank, Eufaula, Ala. 100,000 50,000 100,000 50,000 100,000 50,000 150,000 52,266 500,000 300,000 150,000 100,000 50,000 70,000 16,500 269,000 51,500 99,000 102,137 633,353 626,000 6,000 238,200 163,510 4864 !Mar. 18,1893 1442 I July 15,1865 50,000 600,000 21,500 40.3 795,000 132.5 2103 Apr. 30,1873 4063 July 2,1889 500,000 50,000 685,000 137.0 1,500 3.0 10,1891 3,1891 3,1871 29,1880 13,1882 15,1883 7,1865 11,1865 26,1899 17,1873 , 30,1875 70.0 33.0 269.0 103.0 99.0 204.2 422.2 125.2 4.0 238.2 327.0 Total. First National Bank, Belmont, Ohio.. Hancock N . B., Boston, Mass.b Total. Central National Bank, Boston, Mass. National Bank of South Pennsylvania, Hyndman, P a . First N . B., Asbury Park, N . J First N . B . of Fla., Jacksonville, F l a . . Southport N . B., Southport, Conn Navesink N . B., Red Bank, N . J Citizens' N . B . , Beaumont, Tex Groesbeeck N . B . , Groesbeck, Tex Packard N . B., Greenfield, Mass Bolivar National Bank, Bolivar, Pa.d.. Federal National Bank, Pittsburg, Pa.d. First National Bank, Allegheny, Pa.d.. 3451 2174 660 4535 5841 4269 2264 6135 6023 Feb. Aug. Dec. Mar. May Mar. May Feb\ Nov. Jan. 4,1886 24,1874 29,1864 19,1891 31,1901 22,1890 17,1875 24,1902 16,1901 14,1864 50, 50. 100, 50 100: 50, IOO: 30, 1,000, 200, 600 29,000 2,222 81,000 162.0 89,500 179.0 504,250 504.2 30,000 60.0 45,000 90.0 129,500 129.5 900 3.0 60,000 6.0 20,000 ; 1,283,000 641.5 Total. First National Bank, Victor, Colo 50,000 5586 Sept. 25,1900 25,000 Farmers' N. B., Henrietta, Tex 50,000 21,925 4068 July 3,1889 Indiana National Bank, Elkhart, Ind. 4841 Jan. 7,1893 54,000 100,000 First N. B., Storm Lake, Iowa 79,047 50,000 2595 Dec. 1,1881 6,250 Citizens' N. B., McGregor, Tex 25,000 5504 July 18,1900 Equitable N. B., New York, N. Y . . . . 6284 June 2,1902 200,000 American Ex. N. B., Syracuse, N. Y.. 5286 Apr. 12.1900 23,340 200,000 First National Bank, Matthews, Ind... 5998 Oct. 24.1901 4,200 25,000 Galion National Bank, Galion, O h i o . . 3581 Nov. 2,1886 87,600 60,000 First National Bank, Billings, Okla.b.. 5960 Sept. 10,1901 25,000 Orange Growers' National Bank, 6833 June 13,1903 100,000 15,000 3,000 Riverside, Cal. • 25,000 7,500 National Bank of Holdenville, Ind. T . 5735 Mar. 7,1901 117,221 50,000 Capitol National Bank, Guthrie, Okla. 4705 Mar. 9,1892 1617 Dec. 9,1865 458,000 100,000 1,575 First National Bank, Macon, Ga 25,000 First National Bank, Cape May, N . J . 5839 May 29,1901 6164 Mar. 17,1902 25,000 Elk City N . B., E l k City, Okla a Formerly in voluntary liquidation; second failure. c No circulation. b Formerly in voluntary liquidation. d Restored to solvency. 50.0 43.8 54.0 158.1 25.0 11.7 16.0 146.0 3.0 30.0 234.4 458.0 REPORT OF THE COMPTROLLER OF THE CURRENCY. 281 RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failures. Circulation. Lawful money deposited. Capital. $50,000 100,000 50,000 Surplus. $15,000 Receiver ap- Cause of pointed. failure. Sept. 18,1899 Oct. 19,1899 Oct. 28,1899 J E M Dec. Dec. Dec. Mar. Aug. Sept. M X $11,250 22,500 16,870 $11,250 22,500 16,870 $9,895 21,530 16,170 $1,355 970 730 238,663 216,019 22,644 O 104,195 45,000 863,785 22,500 104,195 45,000 863,785 22,500 98,150 42,400 821,756 21,410 6,045 2,600 42,029 1,090 I 50,000 50,000 44,491 5,509 1,085,480 1,085,480 1,028,207 57,273 100,000 50,000 99.000 20,000 23,900 12,500 111,465 100,000 50,000 99,000 20,000 23,900 12,500 111,465 92,500 46,430 93,101 18,660 20,820 10,960 103,145 7,500 3,570 5,899 1,340 3,080 1,540 8,320 297,750 297,750 289,813 7,937 25,000 25,000 22,609 2,391 739,015 739,615 698,038 41,577 50,000 60,400 50,000 60,400 45,740 51,411 4,260 8,989 110,400 110,400 97,151 13,249 401,133 12,500 401,133 12,500 378,940 11,165 22,193 1,335 407 408 25,000 50,000 100,000 12,500 25,000 12,500 98,070 10,000 25,000 50,000 100,000 12,500 25,000 12,500 98,070 10,000 696,500 99,100 22,055 41,300 87,564 11,555 22,360 10,845 92,170 8,450 34,600 3,440 2,945 8,700 12,436 945 2,640 1,655 5,900 1,550 661,900 95,660 409 410 411 412 413 414 415 416 417 418 746 703 175,000 120,000 500 6t)f 000 16,1899 20,1899 21,1899 26,1900 17,1900 19,1900 1,542,303 724, 444 817,859 48,750 12,500 24,550 50,000 25,000 49,350 200,000 12,500 60,000 6,500 24,400 48, 750 12,500 24,550 50,000 25,000 49,350 200,000 12,500 60,000 6,500 24,400 41,860 10,528 21,848 43,483 22,300 46,650 186,335 11,160 53,190 6,030 22,490 6,890 1,972 2,702 6,517 2,700 2,700 13,665 1,340 6,810 470 1,910 419 420 421 422 423 424 425 426 427 428 429 50,000 98,700 197,000 6,000 6,250 50,000 98,700 197,000 6,000 46,450 87,290 166,520 5,020 3,550 11,410 30,480 980 660 430 431 432 433 434 z u 1,800,000 200,000 50,000 100,000 60,000 100,000 50,000 200,000 500,000 300,000 100,000 100,000 50,000 10,000 20,000 6,000 4,000 100,000 150,000 150,000 2,500 Dee. Dec. Mar. Apr. Apr. Apr. June June June Aug. Oct. 21,1900 27,1900 9,1901 13,1901 17,1901 20,1901 24,1901 27,1901 29,1901 3,1901 21,1901 F G Z z Q R F 1 G W S 1,760,000 50,000 400,000 10,000 z Feb. 25,1902 Apr. 4,1902 V 450,000 500,000 50,000 100,000 10,000 Nov. 13.1902 Dec. 16,1902 F T 100,000 50,000 100,000 50,000 100,000 50,000 100,000 30,000 2,000,000 350,000 60,000 10,000 40,000 20,000 10,000 Feb. 13,1903 Mar. 14,1903 May 19,1903 Aug. 14,1903 Aug. 20,1903 Aug. 22,1903 Oct. 1,1903 do Oct. 21,1903 Oct. 22,1903 Z Z L L I G AA AA io',ooo 13,500 1,000 400,000 100,000 3,480,000 50,000 50,000 100,000 50,000 25,000 200,000 200,000 25,000 60,000 25,000 100,000 50,000 100,000 200,000 25,000 25,000 Redeemed. Outstanding. 238,663 5, SCO 850,000 200,000 300,000 1,000,000 100,000 50,000 150,000 Issued. 3,000 10,000 20,000 8,500 1,500 4,250 40,000 16,000 Nov. Nov. Nov. Jan. Feb. Feb. Feb. Feb. Feb. Feb; Mar. 4,1903 18,1903 19,1903 2,1904 8,1904 10,1904 11,1904 13,1904 15,1904 19,1904 23,1904 .do 20,000 65,000 Apr. 4,1904 May 16,1904 May 24,1904 5,666 May 28,1904 F L N N Z u G I Z u zF G M V G 6,250 5,590 385 386 387 388 389 390 391 392 393 394 395 396 397 398 399 400 401 402 403 404 405 406 282 REPORT OF THE COMPTROLLER OF THE CURRENCY. No. 66.—NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OP Total dividends paid during existence as a national bank- Organization. ing associa- Name and location of bank. tion Charter number. 135 36 ;37 138 Medina National Bank, Medina, N. Y.. First National Bank, Grinnell, Iowa... People's National Bank, Swanton, Vt.. First National Bank, Claysville, Pa 139 40 41 :42 43 44 45 146 147 148 49 150 51 52 53 154 155 56 57 58 59 Berlin National Bank, Berlin, Wis WoosterN. B., Wooster, Ohio Big Bend N. B., Davenport, Wash Citizens' National Bank, Oberlin, Ohio. First National Bank, Conneaut, Ohio.. First National Bank, Faribault, Minn.. American National Bank, Abilene, Tex. First National Bank, Nederland, Tex.. First National Bank, Cornwall, N. Y.. First Natfbnal Bank, Lexington, Okla. First National Bank, Barberton, Ohio.. First National Bank, Ladysmith, Wis.. Fredonia N. B., Fredonia, N. Y Vigo County N. B., Terre Haute, Ind.. First National Bank, Topeka, Kans Spring Valley N. B., Spring Valley, 111. First National Bank, Toluca, Dl City National Bank, Kansas City, Mo.. Minot National Bank, Minot, N. Dak.. First National Bank, Orrville, Ohio Peoria National Bank, Peoria, 111 Enterprise N. B., Allegheny, Pa Date. 4986 1629 4943 4273 Feb. 19,1895 Jan. 15,1866 Mar. 7,1894 Mar. 27,1890 $50,000 50,000 50,000 50,000 $10,000 309,000 24,250 11,000 20.0 618.0 48.5 22.0 4641 4657 4002 2718 3492 1686 7028 6596 7344 5462 5230 5535 841 3929 2646 3465 4871 5250 6315 6379 2878 4991 Oct. Nov. Mar. June Apr. Dec. Oct. Jan. July June Nov. Aug. Feb. Oct. Mar. Mar. May Feb. June Aug. Feb. Apr. 8,1891 30,1891 28,1889 2,1882 27,1886 2,1868 30,1903 28,1903 25,1904 27,1900 1,1899 13,1900 27,1865 8,1888 13,1882 6,1886 10,1893 2,1900 23,1902 14,1902 12,1883 4,1895 50,000 100,000 $3,666 50,000 50,000 50,000 50,000 75,000 25,000 25,000 25,000 . . . . . . . 50,000 25,000 500 50,000 150,000 2,000 50,000 50,000 50,000 250,000 25,000 25,000 25,000 150,000 6,000 200,000 90,000 17,750 74,000 44,000 94,200 43,500 186,500 35.5 74.0 88.0 188.4 87.0 373.0 7,000 28.0 6702 7516 5840 5543 7951 5837 Mar. Dec. May Aug. Oct. May 30,1903 16,1904 29,1901 17,1900 18,1905 28,1901 25, 000 25,000 200,000 25,000 30,000 25,000 533 6405 Oct. 14,1864 Aug. 30,1902 300,000 50,000 Feb. 25,1865 150,000 Nov. May Oct. Mar. 28,1903 6,1903 7,1898 21,1865 25,000 100,000 50,000 200,000 Mar. 27,1893 50,000 31,500 63.0 Oct. 20,1870 50,000 352,500 705.0 Capital. Surplus. Per Amount. cent. Total m 7.2 1,800 289,000 578.0 103,500 69.0 347,500 695.0 62,000 124.0 51,000 102.0 52,500 21.0 59.0 14,750 9.0 2,250 310,000 206.7 170,000 85.0 Total mi Farmers' N. B., Kingfisher, Okla w First National Bank, Lineville, Ala > m American National Bank, Boston, Mass. 164 First National Bank, West, Tex 65 First National Bank, Attalla, Ala m Delmont National Bank of New Salem, Delmont, Pa. 167 First National Bank, Chelsea, Mass 168 Bates National Bank, Butler, Mo Total 169 Farmers & Drovers National Bank, 839 First National Bank, Scotland, S. Dak. 7048 171 Ft. Dallas National Bank, Miami, Fla.. 6774 172 First National Bank, Dresden, Ohio... 5144 923 173 First National Bank of the City of 174 Farmers & Merchants National Bank, 4892 Mt. Pleasant, Pa. 175 First National Bank, Chariton, Iowa... 1724 Total 170 5,000 20.0 10,000 841,500 17,000 280.5 34.0 3,000 597,750 398.4 4,501 18.0 18,000 18.0 23,500 47.0 84,641 2,874,000 1437.0 3,901,751 REPORT OF THE COMPTROLLER OF THE CURRENCY. 283 RECEIVERS, TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failure?. Circulation. Lawful money deposited. Capital. $50,000 100,000 50,000 50,000 Surplus. Receiver ap pointed. Cause of failure. $7,000 20,000 314 16,000 June July Aug. Oct. 22,1904 27,1904 18,1004 11,1904 N Z H Z 2,000 15,000 5,000 20,000 10,000 10,000 10,000 200 Nov. 17,1904 Nov. 23,1904 Nov. 25,1904 Nov. 28,1904 Dec. 20,1904 Jan. 3,1905 Jan. 18,1905 Jan. 26,1905 May 19,1905 May 24,1905 May 26,1905 June 2,1905 June 19,1905 June 28,1905 July 3,1905 July 5,1905 do July 20,1905 Sept. 19,1905 Sept. 27,1905 Oct. 7,1905 Oct. 18,1905 V 1,200 198 50,000 50,000 92,000 33,000 18,000 90 3,000 800 40,000 200,000 Outstanding. 2 K R C G V U u V N N N M M M W B F BB Z $12,500 25,000 50,000 49,300 $12,500 25,000 50,000 49,300 $10,690 17,554 45,055 42,740 $1,810 7,446 4,945 6,560 1,008,300 892,783 115,517 12,500 100,000 12,500 50,000 12,500 50,000 75,000 200,000 150,000 12,500 100,000 12,500 50,000 12,500 50,000 75,000 7,000 6,250 12,000 50,000 6,250 50,000 37,500 300,000