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ANNUAL REPORT OF THE COMPTROLLER OF THE CURRENCY TO THE SECOND SESSION OF THE FIFTY-THIRD CONGRESS OF THE UNITED STATES. DECEMBER 4, 1893. IN TWO VOLUMES. VOLUME I. WASHINGTON: GOYERNIENT PRINTING OFFICE. 1893. TREASURY DEPARTMENT, Document No. 1649. Comptroller of the Currency—2d ed. TABLE OF CONTENTS. Page. Jieport submitted to Congress 3 Number of national banks in operation 3 llesources, liabilities, surplus, undivided profits, and circulation outstanding 3 Nat ional banks organized during the year 3 National banks whose corporate existence was ex fended 3 National banks which suspended business 3 National banks which resinned business 3 National banks organized, receiverships, voluntary liquidations, corporate extensions and expirations 4 'Resources and liabilities of national banks on five dates during year 4 (,'omparison with previous year 5 Effect of monetary stringency during the year 0 Contraction in volume of money 0 Changes in number, capital, and circulation of national banks during the yea:1, etc 7 Policy of Comptroller relative to organization of national banks 7 Banks other than national 7 Suspension of national banks 10 .Resumptions 10 Analysis of suspensions and resumptions 10, u Dividends to creditors, and assessments upon shareholders of national banks 13 Suspension and resumption of banks other than national 13-15 Clearing-house loan certificates 15-17 Lawful money reserve 1 ?-] 9 Amendments to present law recommended 19-24 Currency legislation 24 Conclusion 25 APPENDIX. Names and compensation of officers and clerks 29 Expenses of the Bureau for the fiscal year 30 Digest of national-bank decisions :;] National banks organized, in liquidation and in operation, with capital, bonds, and circulation issued and redeemed and outstanding on October 31, 1893 70 Number and capital, by States, of national banks organized during the year ended October 31, 71 Number of national banks in each State in operation on October 31, 1893 71 Classification and number of national banks passed out of the system since February 25,18G3... 71 Number and authorized capital of national banks organized and closed, annually, 1863 to 1893 .. 72 Number and capital, by States, of national banks whose corporate existence was extended under act of J u l y 12, 1882 72 Number, capital, and circulation of national banks, whose corporate existence will expire annually from 1894 to 1903 7;j Title, capital, and circulation of national banks, expired during the past year, succeeded b\ other associations with, same or different title 7:; Number, capital, and circulation, by States, of national banks extended during the year ended October 31, 1893. 73 Title, date of expiration, capital, bonds, and c i r c u l a t i o n - ^ associations whose corporalr existence will expire during the year ending Octob.er 31,1 >$i.. t 74 Title, date of suspension, capital, and circulation of national banks placed in the ham!;- of receivers during the year ended October 31, 1893 , 75,70 I II CONTENTS. Page. Title, date of closing, capital, and circulation of associations which went into voluntary liquidation during the year ended October 31, 1893 : 77 Title, capital, dates of suspension and resumption of national banking associations which suspended business during the year ended October 31, 1893 78 Title, capital, and date of suspension of national banks in the hands of examiners at the close of the year ended October 31. 1893 79 Number, and capital, by States, of national banks which suspended, resumed, and failed, and were placed in charge of examiners during the year ended October 31, 1893 80 Authorized capital stock, bonds on deposit, circulation secured by bonds, lawful money deposit to secure circulation, and circulation outstanding, on the first day of each month from January, 1872, to November, 1893 81-84 Changes in capital, bonds, and circulation of national banks by geographical divisions 85-89 Changes in national-bank circulation during each of the years ended October 31, 1886. to 1893,and the amount of lawful money on deposit at the close of each year 90 Additional circulation issued and lawful money deposited from June 20, 1874, up to October 31, 1893 91 National-bank circulation outstanding and bonds on deposit on October 31, 1893 92 Profits on national-bank circulation upon a deposit of 2, 4, and 6 per cent bonds 93 Quarterly changes of national-bank circulation from January 14, 1875, to October 31, 1893 94 National-bank notes issued, redeemed, and outstanding in each year from 1864 to 1893 95-97 National gold bank notes issued, redeemed, and outstanding October 31, 1893 98 National-bank notes issued during the year ended October 31. 1893, and total amount issued, redeemed, and outstanding 98 Monthly statement of "additional" circulation issued from 1883 to 1893 98 Amount by denominations of national-bank notes issued, redeemed, and outstanding since the organization of the system and the amount outstanding on October 31, 1893 99 Incomplete national-bank currency issued by the Bureau during the year ended October 31, 1893 99 "Additional circulation''issued and retired during the year ended October 31, 1893, and total amount issued and retired since June 20, 1874 100 National-bank notes received monthly for redemption by the Comptroller and the redemption agency during the year ended October 31, 1893, and total amount received since approval of the act of June 20, 1874 101 National-bank notes received and destroyed yearly at this Bureau since the establishment of the system 101 Amount of tax on circulation, cost of redemption, assessment for plates and examiners' fees, during the year ended June 30, 1893, and annually 1883 to 1893 102 Title, capital, and bond deposit of national banks without circulation 102 Amount and kinds of bonds on deposit to secure circulation and amount owned and held by national banks for other purposes on June 30, 1865 to 1893 103 Amount and kinds of bonds on deposit to secure circulation of national banks on October 31, 1882 to 1893, inclusive 103 Interest-bearing bonded debt of the United States from 1865 to 1893 104 Market price of United States bonds by weeks during the year ended October 31, 1893 105 Investment value of United States 4^ and 4 per cent bonds each quarterly period from January, 1885, to October, 1893 100 Number'and capital of national banks, by States, amount of United States bonds held on Octoiber 3, 1893, minimum required, and excess held on that date and on September 30, 1892 107,108 Number and capital of national banks, by States, with capital of $150,000, under and over, and increase or decrease during the year 109-112 Resources and liabilities of national banks from 1864 to 1893, inclusive 113,114 Resources and liabilities of national banks in reserve cities, etc.. on October 3, 1893 115 Highest and lowest point reached, principal items of resources and liabilities of national banks since 1866 110 Percentages of loans. United States bonds and specie, to aggregate funds of national banks, 1880 to 1893 110 Classification of loans by national banks at similar dates during the past five years 117,118 Classification of loans by national banks in New York City for the past eight years 119 Classification of loans by national banks in the reserve cities and States on October 3, 1893 119,120 Amount and kind of coin and coin certificates held by national banks in 1888 to 1893, inclusive 121-128 Total amount of coin and coin certificates held by national banks on or about September 30, 1889 to 1893 129, 130 Changes in deposits and reserve of national banks since June 20, 1874, and average for past twenty years 130.131 Classification of the lawful money reserve of national banks on October 3, 1893 132.133 CONTENTS. Ill Page. Aknpunt of deposits arid reserve required and held by national banks on date of eaeli call during the year ended October :i 1803 134 Liabilities and reserve required and held by national banks on three dates in 1888 to 1893 135-137 Number of banks, net deposits, reserve required and held by national banks from October 5, 1887, to October 3, 1893 138,139 Number of national banks, reserve required and held, classification of reserve, by geographical divisions, from March 7, 1884 to October 3, 1893 140-149 Average weekly deposits, circulation and reserve of national banks in New York City, from September 3, 1887 to November 4. 1893 150 Movement of the reserve of national banks in New York City during October, from 1878 to 1893 151 Earnings and dividends of national banks from September 1. 1892 to September 1, 1893 152-159 Ratios of dividends and earnings to capital and to capital and surplus, by States and reserve cities, from March 1, 1881), to September 1, 1893 160,161 Earnings and dividends of national banks and ratios of, to capital, etc., geographically arranged, from September, 1884 to September, 1893 162,163 National banks in voluntary liquidation under sections 5220 and 5221. Revised Statutes.United States 164-175 National banks in voluntary liquidation under section 7, act of July 12, 1882, succeeded by associations with similar titles 176 National banks in voluntary liquidation for the purpose of reorganization 177,178 National banks in voluntary liquidation under section 7, act of July 12, 1882 179 National banks placed in the hands of receivers since organization of system 180-191 Capital, surplus and undivided profits, and other liabilities of national banks which failed during the year ended October 31., 1893 192-194 Receiverships closed during the year ended October 31, 1893 194 Dividends paid, to creditors of insolvent national banks during the past year 195,196 Inactive receiverships 196 Insolvent national banks, assets, collections, disbursements, expenses of receiverships, dividends paid, etc.. 1864 to 1893 198-213 Clearings and balances, New York Clearing House Association, for years ended October 1, 1892, and 1893 214 Transactions of the New York clearing house from 1854 to 1893, inclusive 215 Clearing-house transactions of the Assistant Treasurer, United States, at New York, for the year ended October 1, 1893 215 Comparative statement of exchanges of the clearing houses of the United States for the months of October, 1893, and 1892 216 Comparative statement of exchanges of tlie clearing houses of the United States for the weeks ended October 28, 1893, and October 29, 1892 217 Comparative statement of exchanges of the clearing houses of the United States for the years ended on September 30. 1893, and 1892 218 Abstract of reports of condition, etc., of State banks, loan and trust companies, savings and private banks 219-246 Reports of condition of the National Savings Bank, the National Safe Deposit Savings and Trust Company, the Washington Loan and Trust Company, and the American Security and Trust Company, of "Washington, D. C 247-251 Condition of the Canadian banks 251 Aggregate resources and liabilities of the national banks from 1863 to 1893 253 Summary of the state and condition of national banks on dates of report during the past year.. 4 General index 329 Report of each, national bank at close of business October 3,1893 Yol. u EE PORT OF THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, December 4, 1893. SIR: In compliance with law I have the honor to herewith submit for the consideration of Congress the annnal report of the Comptroller of the Currency. It covers the year which ended October 31,1893, and is the thirty-first report made since the organization of the Bureau. The records of the Bureau show that at the close of the year the total number of national banks in active operation was 3,796, with an authorized capital stock of $683,598,120, represented by 7,450,000 shares, held by 300,000 shareholders. On October 3, the date of their last report of condition, the total resources of the 3,781 banks then in operation was $3,109,563,284.36, of which their loans and discounts aggregated $1,843,634,167.51, and money of all kinds in bank $369,862,636.97. Of their liabilities $1,451,124,330.50 represented individual deposits, $339,153,447.54 surplus and net undivided profits, and $182,959,725.90 circulating notes outstanding. The total amount of circulation of national banks, October 31, as shown by the books of the office, was $209,311,993, a net increase during the year of $36,886,972 and a gross increase of $40,775,165 on circulation secured by a deposit of bonds. During the year 119 banks were organized in thirty-two States and Territories, with a capital stock of $11,230,000. Of these 44, with a capital stock of $5,135,000, are located in the Eastern States, 41 west of the Mississippi River, with a capital stock of $2,340,000, and 34 in the Central and Southern States, with a capital stock of $3,755,000. The number of banks whose charters w^ere extended was 40, distributed throughout twenty-five States, with a capital stock of $5,046,000, and circulation to the amount of $1,585,925. The charters of 4 expired, but in each instance the banks were succeeded by new associations. Within the same period 158 banks suspended, with a capital stock of $30,350,000. Of this number, however, 86^ with a capital stock of $18,205,000, resumed business. The number which passed into the hands of receivers was 65^ with a capital stock of $10,935,000. On October 31 seven remained in the charge of examiners, with prospects of speedy resumption. Forty-six banks, with a capital stock of $5,735,000, went into voluntary liquidation. By comparing the foregoing synopsis of the history of the banks for the year ended October 31, 1893, with that of the year ended October 31, 1892, as the same is set forth in the Comptroller's Eeport for that year, the following changes are noted: The number of banks organized decreased 44? receiverships increased 48, voluntary liquidations 3 REPORT OF THE COMPTROLLER OF THE CURRENCY. decreased 7, corporate extensions decreased 47, and expirations ofcojfr porate existence decreased 7. The total gain in the number of active banks was 8. The varying condition of the banks throughout the year appears from the following abstract of the reports of condition, made in response to the five calls required by law. SUMMARY OP THE STATE AND CONDITION OP EVERY NATIONAL BANK REPORTING DURING THE YEAR ENDED OCTOBER 3, 1893. D e c . 9,1892. M a r . 6,1893. M a y 4, 1893. J u l y 12, 1893. Oct. 3,1893. 3,784 b a n k s . 3,806 b a n k s . 3,830 b a n k s . 3,807 b a n k s . 3,781 b a n k s . RESOURCES. . Loans and discounts. $2,166,615,,720. 28 ( $2,159,614,092.48 $2,161,401,858.59 $2,020,483,671. 04 $1,843,634,167* 5 1 TJ. S. bonds to secure 170, 096,550." 00 172,412, 550. 00 176, 588, 050.00 206,463, 850.00 circulation 166,449, U. S. bonds to secure deposits 15,351,000.00 15, 256, 000. 15, 321, 15, 261,000. 14,8.16; 000. 00' U. S. bonds on hand . 3, 519, 550. 3, 078, 050. 4,148, 4, 372,600. 00 2,700,950. 00 Stocks, securities, etc 150,747, 862. 149, 690, 701. 153,420,770. 68 148,509,950.46 Due from reserve 153,648, agents 159, 352, 677. 174, 312,119. 202,612,051.30 158,499,644.28 Due from national 204,948, banks I l l , 956, 506. 121, 673, 794. 124,384, 884. 35 94,740,014.97 Due from State banks 142, 623, and bankers 27, 211, 234. 32,681, 708. 34, 403, 30,126, 300. 21 24, 229,106. 82 Banking house, furniture, and fixtures 72,750, 830. 73,386, 921. 72, 294, 72, 680, 344.23 72,322,826.68 Other real estate and mortgages owned . 16, 632, 446. 16, 646, 853. 17, 030, 064. 31 16, 828, 940.40 Current expenses and 15,926, taxes paid 4, 892, 772. 11, 746, 470. 14,204, 10, 992, 932. 60 11,071,99(5. .6.5 Premiums on U. S. bonds 11, 933,004. 12, 935, 077. 13, 270, 691.10 13,981,867.44 Checks and other cash 13, 913, 16, 707, 680. items 17, 546, 973. 16, 755, 18, 755, 010. 52 15,35!), 761.56 Exchanges for clear107, 765, 890. ing house 114, 977,271. 125,142, 839. 74 106,181, 394.59 Bills of other national 110, 522, 20,135, 054. banks 20, 085, 688. 20,488, 18, 248, 706. 00 22,402,611.00 Fractional currency, 945, 532.50 952. 332. 952, 810. 1,026,818.90 nickels, and cents . 893. 224,703,860. 0J7 208,341,816.42 207, 222,141. 186,761,173. Specie 114,709, H52.00 90, 935, 774. 00 103, 511,163. 95, 833, 677. Legal-tender notes .. 209, 895! TJ. S. certifs. of de- 102,276, 14, 675, 000. 00 6, 470, 6, C60, 000. 7,020,000.: 00 posit 12,130, 000. Five per cent redemp7, 401, 830. 7, 600, 604. 8,977,414-13 tion fund 7, 282, 7,467, 989. Due from Treasurer other than 5 per 1,262,749.85 1,019, 074.42 cent fund 1, 322,444.60 1, 268,405.0c 1, 556, 891. Total. 3, 480, 349, 667.19 3,459, 721, 235. 78 3, 432,176, 697.25 3, 213, 261, 731. 94 3,109,563, 284'. & LIABILITIES. 688, 642,, 876. 00 688,701, 200. 00 685,786, 718. 56 678,540,338.93 Capital stock paid in. 689, 698, 017. 245, 478,, 3362. 77 246,139,133.32 249,138, 300. 30 246,750, 781. 32 239, 931, 932. Surplus fund 103, 067, 550.15 106, 9G6,733.57 93, 944, 649. 72 103, 474, 662-87 Undivided profits ... 114, 603, 884. National-bank notes 145, 669, 499. 00 149,124,818.00 151, 694,110.00 155,070,821.50 182, 959,725,90 outstanding State-banknotes out75,069.50 75, 075. 50 75, 072. 50 74.176. 50 standing YD, I075. 501 2,874,697; 59 2, 579, 556. 38 3, 879,673. 50 1, 308,137. Dividends unpaid ... 1, 350, c392. 19 Individual deposits . 1, 764, 456,177. 1,751,439,374. 1 4 1 , 749,930, 817. 5111, 556, 761, 230.17 1,451,324.330.55 9, 657, 243.49 10, 379, 842. 66 9, 673, 349. 9,813, 7762. 17 U.S. deposits 10,546i 135, 51 Deposits of U. S. dis3,927, 760. 3,321,271.84 4, 293,739. 93 4, 034, 240. bursing officers 3,776,438. 21 Due to other national 304,785, 336. 275,127, 229.28 238, 913, 573. 51 323, 339,449. banks 226,423,979.06 Due to State banks 160, 778,117. 166, 901, 054. 153, 500, 923. 94 125, 979,422.16 and bankers 122,891,098.21 Notes and bills re18, 953, 306. 98 29,940, 438.56 21, 066,737.01 596. 14, 021, 15, 775, 618. discounted 21, 506, 247. 53! 31, 381, 451.27 27, 426, ttff. 54 18,180, 228. 9, 318, 249. Bills payable 3,051,379.82! 28,689,265.68 31,632,35^.16 2, 913, 047. 1, 688, 817. Liabilities, other Total 3,480, 349, 667.19 3,459, 721, 235. 78'3,432,176, 097. 25J3, 213, 261, 731. 94 3,109, 663,284.3 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 5 A comparison of the figures of 1893 with those of 1892 in the foregoingtable will indicate to what extent ami in what respect the nationalbanking interests of the country suffered from the severe and unusual monetary stringency which characterized the greater portion of the past year. Compari »; their aggregate resources or liabilities on October 3, 1893, with tho, of September 30, 1892, it is found they were $400,531,613 less, being but $3,109,563,284 on the former date as against $3,510,094,897 on the latter, the highest point ever reached in the history of the national-bank system. This unparalleled shrinkage in liabilities is accounted for by a decrease between the dates mentioned in the following items, viz: Capital stock $8,032,077, individual deposits $314,298,653, and bank and bankers' deposits $181,338,125. An increase is shown in circulation outstanding to the amount of $39,536,428, in liabilities of all kinds for money borrowed $54,464,628, and in surplus and undivided profits $9,701,265. Not less marked is the decrease in the items making up the resources of the banks. It shows as follows: Loans and discounts, $327,406,926; stocks, securities, etc., $5,965,564, and due from banks and bankers, $132,054,654. Cash of all kinds on hand increased $21,991,191, including $8,410,815 in gold, and United States bonds held for all purposes increased $40,601,250. These figures illustrate the far-reaching effect of the year's financial depression and show that when panic-stricken depositors withdrew their money the banks of necessity, to meet the sudden and extraordinary demands made upon them, called in their loans and discounts, supplementing such amounts by borrowed money and the additional circulation which they were able to procure from the Government through a deposit of bonds. A closer examination of the figures contained in the reports of condition made to the Comptroller shows this shrinkage to have occurred chiefly between May 4 and October 3,1893. Within this period of five months $298,806,487 of individual deposits and $79,313,076 of bank deposits, a total sum of $378,119,563 was withdrawn from the banks. To meet this withdrawal loans and discounts were reduced to the amount of $318,767,691; amounts due from banks and bankers, $51,198,856, and stocks, securities, etc., $2,177,912, and to provide against further danger of withdrawals of deposits, which strongly menaced them, the banks between the same dates increased their liabilities for money borrowed in various ways $36,615,092, and through the taking out of additional circulation $31,265,616, of which amount $27,888,905 was taken out between July 12 and October 3, 1893. The cash resources of the banks, which on May 4,1893, amounted to $343,901,803, were $32,559,267 less on July 12, but between that date and October 3 increased $59,520,1-0, amounting at the last-named date to $369,862,637, the largest sum ever held by them. This was accumulated in the face of continued heavy withdrawals of deposits and is the most practical demonstration chat could be had of the solvency of the banks as a whole and their ability in an emergency to rapidly convert their assets into cash. It is unnecessary to here enter upon a further or more specific analysis of these tables. They comply in detail with the requirements of the law, and show u a summary of the state and condition of every association from which reports have been received the preceding year, at the several dates to which said reports refer, with an abstract of the wholeamount of banking capital returned by them, of the whole amount of their debts and liabilities, the amount of circulating notes outstand- 6 REPORT OF THE COMPTROLLER OF THE CURRENCY. ing, and the total amount of means and resources, specifying the amount of" lawful money held by them at the times of their several returns." The careful and unbiased student of the facts shown in this summary must inevitably reach the conclusion that the cause which more than all others contributed to bringing- about the stagnation of the past months in commercial business, the suspension of manufacturing and the closing of mills, was this unprecedented demand on the part of depositors for money which the banks had distributed through the channels of trade and which, to meet this demand, they were obliged to withdraw. The situation made so dangerous for the banks by the action of depositors caused a sudden contraction of the volume of money needed and already employed for business wants, prevented the making of new loans and rendered it hazardous on the part of the banks to grant renewals of credit, already extended. It is to be said, however, that despite the dangers threatening them, the banks contributed in the largest measure by a wise, judicious and, under all the circumstances, generous course, to the prevention of a general commercial panic. In evidence of this is the fact that at no time throughout the prolonged monetary stringency AYas there complaint made to the Comptroller by any depositor, creditor, or patron of a national bank on account of the treatment accorded him, either as to cash payments of indebtedness, or for any other reason. So, too, it is worthy of remark that, when there is taken into consideration the widespread feeling of distrust so prevalent throughout these months, the fact most deserving of comment is not that so many banks closed their doors, but that so many were able to continue in operation. No stronger evidence can be had of the honesty, conservatism, and ability of those active in the management of the banks than the comparatively few failures which occurred, and no greater tribute can be X>aid to the principles upon which the system as a whole is based and administered. Supplementary to the information which has already been given should be added that which bears upon the corporate existence of the banks of the system. The table on page 73 shows the title, capital, and circulation of associations whose corporate existence expired by limitation during the year, and of the associations which succeeded them, the new associations showing an increase in capital of $5,000 and an increase in circulation of $30,250. The table on page 73 shows by States the number, capital stock, and circulation of the forty banks whose corporate existence was extended during the year. Their aggregate capital stock was $5,04G,000, and their circulation $1,585,925. The table on page 74 shows the charter numbers, title, location, date of expiration, capital, bonds, and circulation of the forty-nine associations whose corporate existence will expire during the year ending October 31,1894. These associations are located in twenty different States, with an aggregate capital of $6,708,000, and circulation amounting to $2,006,950. The table on page 73 shows by States the number, capital, and circulation of associations whose corporate existence will expire during the period from 1894 to 1903. Of these there are 77^, with an aggregate capital of $117,275,850, and circulation of $32,467,992. The table on page 72 shows by States the number and capital of the 1,466 banks, whose corporate existence has been extended since the beginning of the system, located in forty States and Territories, with an REPORT OF THE COMPTROLLER OF THE CURRENCY. 7 aggregate capital of $375,945,005. Of these, New York has 225, with a capital of $72,872,460, Massachusetts 209, with a capital of $88,612,500, and Pennsylvania 174, with a capital of $45,954,000. Of the 119 banks organized, as shown in the table on page 71, Pennsylvania is first, with 25 banks, having a capital stock of $2,375,000, JSTew York next, with 11 banks, with a capital stock of $2,050,000, Texas and Iowa have 10 each, with capital of $610,000 and $500,000, respectively. Wisconsin follows New York in amount of capital stock of newly organized banks, having $1,750,000, although the number of banks organized was but 5. The marked difference in the number of banks organized during the year ended October 31,1893, as compared with the preceding year, arises largely from the changed monetary conditions, but is also due in a measure to the very rigid rules now enforced in the granting of charters. It has become the policy of this Bureau to more carefully scrutinize all applications for authority to organize new banks, as the Comptroller appreciates the necessity of discrimination to protect the system from the entrance of associations whose weakness would be an injury. To this end the Comptroller before approving an application for authority to organize, satisfies himself in detail as to the business experience and financial responsibility of each of the applicants, by information obtained through inquiries from sources believed to be reliable. BANKS OTHER THAN NATIONAL. That the general statement of the resources, liabilities, and condition of banks and banking companies other than national, namely, State, savings, private banks, and loan and trust companies, may be presented to Congress, as is required by law, the Comptroller, through the courtesy of State officers having supervision of these institutions, has obtained official returns from each State and Territory, excepting Delaware, Maryland, South Carolina, Arkansas, Tennessee, Kansas, Nevada, Oregon, Idaho, Montana, Arizona, and Oklahoma. A summary of this information is here given to complete a -resume of the various banking interests of the country throughout the past year. It will be found in detail in the tables which appear in the appendix. At the close of the fiscal year ended June 30, 1893, there were in operation in the United States 5,024 incorporated banks, banking institutions, and savings banks, and from 4,837, or 96 per cent, reports of conditions were received, an increase of 419 over the number reporting last year. The number of private banks from which reports were received is 313 less than last year, but the net increase is 106. In view of the fact that the returns from banks other than national show their condition in most of the States prior to the financial stringency of 1893, the effect of that depression does not appear in these statistics with respect to banks organized under State authority. The total resources of the 4,837 incorporated and 848 private banks, as shown by the returns from both official and unofficial sources, amount to $3,979,008,533, of which loans and overdrafts are $2,348,193,077; United States bonds, $149,982,221; State, county, etc., bonds, $407,709,961; railroad bonds and stocks, $133,729,231; bank stocks, $45,752,014; all other bonds, stocks, and securities, $272,430,923; due from banks and cash on hand, $250,700,719 and $205,645,203, respectively. Of the liabilities the capital reported is $406,007,240; surplus and undivided profits, $346,206,287; individual deposits, $1,285,311,723; savings deposits, $1,785,150,957. The capital employed by the 3,579 State banks is $250,767,709, and their deposits $706,865,643. The re 8 REPORT OF THE COMPTROLLER OF THE CURRENCY. ported capital of the 228 loan and trust companies is $94,867,268, and deposits $486,244,079. The capital of the private banks is $26,943,075 and deposits $68,552,696. Nearly 51 per cent of the resources of the 5,685 banks is reported by the 1,030 savings banks, of which 614 are mutual and 381 stock savings institutions 5 the resources of the former, however, are over 84 per cent of those of both classes. With the exception of two banks in the Southern and 10 in the Western States, mutual savings banks are confined to the Eastern and Middle States. Excepting 17 in the Eastern and 7 in the Middle States, stock savings banks are located in the Southern, Western, and Pacific States and Territories. It also appears that while the entire deposits in mutual savings institutions are u savings," the reports show that over 10 per cent of the deposits in the other class are not of that nature, and the presumption is that the percentage is much greater, as it is known that stock savings banks in certain States make no classification of deposits, and yet transact a commercial as well as a savings bank business. In the table on page 226 is shown the resources and liabilities of both classes by States and geographical divisions, to which is appended a statement of the number of depositors and the average amount due each, by States, etc. The table on page 237 is a consolidated statement of both classes, showing the aggregate number of depositors, amount of savings deposits, and the average amount due each in each State. The average savings deposit in the Eastern States is $359.48; in the Middle States, $362.21; in the Southern States, $168.21; in the Western States, $328.11; in the Pacific States and Territories, $661.22. The large average in the latter division is due to the fact that the average amount due depositors in the savings banks of California is $771.28; the average amount due depositors in that division, exclusive of California, being but $163.07. On page 238 a table appears showing the growth of savings banks from 1820 to 1893, the interesting features of which are the average annual savings deposit and per capita deposit in each census year from 1820 to 1890, and annually since the latter date. The per capita deposit in 1820 was but 12 cents; in 1830, 54 cents; 1840, 82 cents; 1850, $1.87; 1860, $4.75: 1870, $14.26; 1880, $16.33:1890, $24.35; and in 1891, 1892, and 1893, $25.29, $26.11, and $26.63, respectively. The number of savings banks in 1820 was 10; the number of depositors, 8,635; the amount of deposits, $1,138,576; and the average deposit, $131.86; the number of banks this year is 1,030; depositors, 4,830,599; deposits, $1,785,150,957; the average deposit $369.55; and per capita deposit, based on the estimated pormlation on June 1, last, $26.63. The aggregate loans of savings banks amount to $1,047,270,478, of which $763,579,985 are secured by real estate, $74,179,877 by collateral other than real estate, and the remainder, principally, by personal security. The stock and bond investments amount to $799,372,476, of which $129,610,783 are United States bonds, $398,606,298 State, county, and municipal bonds, $121,519,071 railroad bonds and stocks, $44,466,725 bank stocks, and $105,169,599 other stocks, bonds, and securities. The capital stock of national banks on July 12 last, and of other banks, at date of latest returns to this Bureau, in each State and geographical division, is shown in the table on page 241. This table also shows the amount of capital stock per capita of population in each State. The total capital reported is $1,091,793,959, and the average per capita $16.29. By comparison with similar returns for 1892, it appears that there has been a shrinkage of capital to the extent of about $20,000,000, the average per capita at that time being $16.33. REPORT OF THE COMPTROLLER OF THE CURRENCY. 9 In tliisConnection data appearing in the table on page 242 showing the toiai amount of banking funds at the command of national and other banks, namely, capital, surplus, undivided profits and deposits, will be of interest, for, while as heretofore stated, their total capital is but $1,091,793,959, their aggregate banking funds amount to $6,412,939,954, and is an increase of $22,845,826 over the amount held on the same date in 1892. The estimated population of the United States on June 1 last was 67,021,000, making an average, per capita, of these funds of $95.68, as against an average of $97.42 in 1892. The table referred to gives the average of these funds per capita of population and the per capita averages in each class of banks, and in all. The averages in each class are: National banks, $38.64; State banks, $15.83$ loan and trust companies, $9.73; savings and private banks, $29.93 and $1.55, respectively. The amount of coin, paper currency, etc., held by national banks on July 12, last, and by all other banks on or about the same date is shown in detail in the tabie to be found on page 240. The aggregate reported is $515,987,740, of which $310,342,537 was reported by national banks and $205,645,203 by other banks; the total holdings were: Gold coin, $103,417,876; silver coin, $15,315,656; specie not classified, $15,093,221; paper currency, $264,602,355; fractional currency and cash not classified, $117,558,632. In the appendix, pp. 219-251, will be found tables showing the condition at the date of latest returns of State banks, loan and trust companies, savings banks and private banks; State banks from 1872-773 to 1892-7?93; loan and? trust companies, 1888->89 to 1892->93; savings banks, 1888- 89 to 1892- 93; number of depositors, amount of savings deposits, and aver? age amount due each depositor in savings banks by States 189192 and 1892-?93; growth of savings banks from 1820 to 1893; condition of private banks in 1889-'93; condensed statement showing the aggregate resources and liabilities of each and all classes of banks in 1892-'93; the capital of national banks on July 12, 1893, and of all other banks on or about the same date, and average per capita of population by States; the population of the United States by States, the capital, surplus, undivided profits, and deposits of national and other banks, the average of these funds per capita, and the per capita averages in each and all classes of banks; the cash holdings of national and other banks on or about July 12, 1893; the number, assets, and liabilities of State banks, etc., which suspended during the first eight months of 1893; the number, assets, and liabilities of suspended State banks, etc., which resumed business during the first eight months of 1893; the condition of the loan and trust companies of the District of Columbia on October 3, 1893, and the condition of the Canadian banks on August 31, 1893. A condensation of the foregoing for the sake of comparison with national banks shows the principal items of resources and liabilities, and the total resources of banks other than national, as indicated by the latest returns to the Comptroller, to be as follows: It-ems. Loans United States bonds Other bonds Capital •Snrplns and undivided profits . . . Deposits Total resources State banks. $763, 051, 774 412, 654 76,143, 722 250, 767, 709 103,137, 836 706, 865, 643 1,130, 725,537 Loan and trust J companies, i Savings banks. Private banks, $462, 823, 514 18,486, 636 110, 338, 265 94, 867, 268 70,771,477 486, 244, 079 726, 664,506 $1, 047, 270, 478 129, 610, 783 669, 761, 693 33, 429,188 163,473,173 1,808, 800, 262 2,013,775,147 $75, 047, 311 1, 472,148 3, 378, 449 26, 943, 075 8,823, 801 68, 552, 696 107, 843, 343 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. That comparison is herewith, made: Xational banks. Loans, etc United States bonds . Ali other bonds. Capital stock Surplus and profits Deposits • Total resources 1 j I | $1, 843, 634,168 224, 040, 800 148, 569, 950 678,540,339 350,225,444 1,465, 446, 904 3,109,563,284 All other banks. $2,348,193, 077 149,982, 221 859,622,12S 406,007, 24C 346,206, 281 3, 070,462, 68(1 3,979,008, 533 SUSPENSIONS OF NATIONAL BANKS. In the introductory pages of this report is indicated the number oi associations u whose business has been closed during the year." In the appendix will be found tables giving in detail names, location, circulation redeemed and outstanding, voluntary liquidations, failnres, and temporary suspensions of banks as is required by the statute to be furnished to Congress, together with such other facts as are necessary. It does not seem essential, nor would it be possible to enter into a minute statement of all the circumstances attendant upon the closing of the banks during the past year. It is sufficient to say that the cause which brought about the large proportion of such suspensions was the action of depositors who, becoming doubtful of the solvency of the banking institutions of the country, withdrew their deposits. The result was that many banks after paying out on the one hand all the money in their vaults and failing to collect their loans on the other, suspended and passed into the hands of the Comptroller. With a full knowledge of the general solvency of these institutions and the cause which brought about their suspension, the policy was inaugurated oi giving all banks, which, under ordinary circumstances would not have closed, and whose management had been honest, an opportunity to resume business. This policy was one which seemed to commend itself to the Comptroller as proper to pursue under the circumstances, and it is believed the results have justified the experiment of its adoption. In no instance has any bank been permitted to resume on money borrowed or for which as an association it has become liable. Whenever those active in the management of the banks resuming, either as executive officers or directors, have been debtors to such banks, their indebtedness has been paid or secured, and whenever impairment of capital stock has been found, such impairment has been made good, either by voluntary or enforced assessment on the shareholders. In a number of instances changes have been made in the directory and official corps of resuming banks. The criticism to be made upon the management of these banks was the improper distribution of their loans, a circumstance which greatly retarded the conversion of such loans into money at a time when it was needed to avoid suspension. Of the banks which failed to resume many had long been under the continual criticism of this Bureau for violations of law and imprudent methods of banking, and the closing of them was only hastened by the general condition of financial affairs. Some failed because of criminal acts on the part of the officials in charge, and others because of a lack of proper appreciation of the purposes of a bank. An analysis of the suspensions and failures which occurred shows thai during the year 158 national banking associations, as heretofore stated, were compelled to suspend business, being 4.09 per cent of the numbei REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 of existing associations. Their capital stock aggregated $30,350,000, or approximately 4.3 per cent of tlie paid-in capital stock of all the banks in the system. Of the banks which suspended 65, or 41.14 per cent, with a total capital stock of $10,935,000, were insolvent, and required the appointment of receivers; 8$, or 54.43 per cent, with a capital stock aggregating $18,205,000, were able to resume business and 7, or 4.43 per cent, with a capital stock of $1,210,000, were placed in charge of examiners in the expectation of resumption. Of the suspended banks two were located in the New England States, both in New Hampshire, with a total capital stock of $250,000, for each of which a receiver was appointed. In the Middle States there were three suspensions—two in New York, with a total capital stock of $500,000, and one in Pennsylvania, with a capital stock of $50,000. Those in New York were placed in the hands of receivers, and the one in Pennsylvania in charge of an examiner pending proposed resumption. There were 38 suspensions in the Southern States, the capital stock involved aggregating $8,815,000. Of these 19, with a total capital stock of $5,630,000, resumed business, and the same number, with a total capital stock of $3,185,000, failed. In this geographical division, Texas furnished the greatest number of suspensions, namely 12, with a total capital stock of $1,480,000, of which 6, with a total capital stock of $430,000, resumed business, and the remainder, capitalized to the amount of $1,050,000, failed. There were 6 suspensions in Kentucky and the same number in Tennessee. The total capital stock of those in Kentucky was $2,300,000 and of those in Tennessee $2,750,000. In Kentucky all the banks that suspended, except one, with a capital stock of $50,000, were permitted to resume, business. Two of the banks in Tennessee, with a total capital stock of $2,000,000, resumed business and 4 were placed in the hands of receivers. Four banks in Georgia suspended and the same number in Alabama, with a total capital stock of $675,000 and $550,000 respectively. Of these, 1 bank in Georgia, with a capital stock of $250,000, and 3 in Alabama, with a total capital stock of $400,000, resumed business. Two banks in North Carolina suspended, with a total capital stock of $300,000, both of which were able to resume business, but the two which suspended in Florida, with a total capital stock of $200,000, required the appointment of receivers, as did also the one in Mississippi, which had a capital stock of $60,000, and the one in Arkansas, with a capital stock of $500,000. The Western States furnished 49 suspensions, with an aggregate capital stock of $10,125,000. Of these 31 resumed business, 17 failed, and 1 was placed in the charge of an examiner pending resumption or the appointment of a receiver. The capital stock of the banks which resumed aggregated $6,275,000, and of those which failed $3,750,000. The greatest number of suspensions which occurred in this section was in Kansas, namely, 8, although the capital stock involved, $880,000, was less than that of the banks in four other States. Four of the banks in Kansas, with a total capital stock of $480,000, resumed, and three, with a capital stock of $300,000, failed. Of the 7 banks in Indiana which suspended, 4, with a total capital stock of $450,000, resumed, and 3, with a total capital stock of $550,000, were placed in the hands of receivers. In Iowa 6 banks suspended, with a total capital stock of $575,000, of which number but one failed, with a capital stock of $50,000. The same number of banks in Nebraska suspended, three of which, with a total capital stock of $350,000, resumed business, and 12 REPORT 0^ THE COMPTROLLER OF THE CURRENCY. receivers were appointed for the remaining three, the total capita! stock of which was $450,000. Five banks suspended in Wisconsin, with a total capital stock of $625,000, all of which resumed business., while in Illinois there were 4 suspensions, with a capital stock aggregating $2,150,000. All of these were placed in the hands of receivers. In Missouri 3 banks suspended, with a total capita! stock of $1,300,000, all of which resumed. In Michigan there were the same number ol suspensions as in Missouri, but the capital stock involved aggregated only $215,000. But one of these banks resumed, the capital stock of which was $65,000. The fewest suspensions which occurred in any State in this division was in Ohio, there being but 2, the aggregate capital stock of which was $180,000. One of these banks, with a capital stock of $80,000, resumed business and the other failed. Sixty-six banks suspended in the Pacific States and Territories, being nearly 42 per cent of the total suspensions which occurred and represent capital stock amounting to 35 per cent of the total capital involved. Of these, 36 banks, with a capital of $6,300,000, were solvent and resumed business; 25, with a capital stock of $3,250,000, were placed in the hands of receivers, and 5, with a total capital of $1,060,000, in charge of examinerspending resumption. The greatest number of suspensions was in Colorado, involving the largest amount of capital stock of suspended banks of any State in the Union, the number being 16 and the capital $3,600,000. All of these banks resumed, except two, the capital stock of which was $300,000. The second greatest number of suspensions occurred in the State of Washington, 14 banks, with an aggregate capital stock of $1,735,000. Of this number 4, with a cax>ital stock of $425,000, resumed; 3, with a capital stock of $510,000, were placed in charge of examiners pending resumption, and 7 failed. The suspensions in Montana numbered 10, and their capital stock amounted to $1,875,000. Of these, 2, with a capital stock of $300,000, resumed, and 7, with a capital stock of $1,075,000, were placed in the charge of receivers. Six suspensions occurred in Oregon, and the same number in California, the aggregate capital stock represented being $800,000 and $1,200,000, respectively. There was but one failure in each State, the capital stock in the case of the Oregon bank being $100,000, and that of the California bank $250,000. There were 3 suspensions in Utah, 3 in North Dakota, and 3 in South Dakota. The three banks in Utah, with a capital stock aggregating $250,000, resumed business, while the three in ^orth Dakota, with a total capital stock of $400,000, failed. Two of the banks in South Dakota, w7itli a total capital stock of $100,000, were placed in the hands of receivers, and one, with a capital stock of $125,000, resumed. Two suspensions occurred in Wyoming, and the same number in Xew Mexico. One bank in Wyoming, with a capital stock of $200,000, resumed, and one, the capital stock of which was $50,000, failed. Of the banks in Hew Mexico, one, with a capital stock of $175,000, failed, and the other, with a capital stock of $50,000, was placed in the hands of an examiner pending resumption or the appointment of a receiver. The only other suspension in this geographical division occurred in Oklahoma, being that of a bank with a capital stock of $50,000, whieh,being solvent, resumed. In the appendix, page 80, will b e found the information above referred to in tabular form. The official records show that of 4,930 national banks organized since February, 1863, 246, or about 5 per cent, have been placed in the hands of receivers. In this number are included 9 banks which had REPOKT OF THE COMPTROLLER OF THE CURRENCY. 13 previously gone into voluntary liquidation, but upon failing- to pay depositors the Comptroller appointed receivers to wind up their affairs. Of the 246 failed banks, 39 have paid their creditors, principal and interest in full, 7 have paid principal and a part of the interest, and 16 have paid the principal only. The affairs of 115 of the 246 banks have been finally closed, leaving 131 in process of settlement, of which 16 are virtually closed, with the exception of undetermined litigation. There are 115 receiverships in active operation. In four instances prior to October 31? 1893, the receiverships were terminated and the banks permitted to resume business. The total amount thus far paid to creditors of insolvent nationalbanks is $50,943,147, upon approved claims aggregating $81,963,207. The amount paid during the year was $3,041,134.90. Assessments under the provisions of section 5151 of the Kevised Statutes of the United States aggregating $20,118,350 have been made upon shareholders of insolvent national banks. From this source the gross collections have been $8,085,931, of which there was received during the past year $462,171. The affairs of but five banks have been closed during the year and final dividends paid to creditors, while the titles of four on the inactive list in 1892 have disappeared. It is a source of regret that no better exhibit is made of dividends paid to the creditors of failed national banks during the past year, but the same conditions which produced so many failures seriously retarded the ability of receivers to collect the assets of their trusts, and consequently large dividends could not be declared. However, when are taken into consideration the many embarrassments of the year, the general average is good. In the appendix will be found a tabular statement of all dividends, expenses, and kindred matters connected with the trusts which are yet in process of liquidation. SUSPENSION OF BANKS OTHER THAN NATIONAL. The same causes which so seriously affected the national banks affected in like manner State, savings, and private banks, and loan and trust companies. During the year ended June 30, 1892, there were 69 failures of private banks and of those incorporated under State authority, with liabilities amounting to $11,024,628 and assets to $6,125,189. The failures included 24 State banks, with $3,177,529 liabilities; 6 savings banks, with $917,000 liabilities; 36 private banks, with $6,505,099 liabilities; and 3 loan and trust companies, with $425,000 liabilities. The number of failures of this class during the last six months of 1892 was 35, of which 18 were State banks, 16 private banks, and 1 a loan and trust company. During the first eight months of the current calendar year the failures and suspensions, as reported by the Bradstreet Agency, numbered 415, the assets aggregating $94,291,348 and the liabilities $97,193,530. Of these institutions 79, or 19 per cent, with liabilities amounting to 14 per cent of the total liabilities of the suspended banks, resumed business. 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. The number, assets, and liabilities, by classes, of banks which suspended and of those which resumed, from January 1 to September 1? 1893, are shown in the following table: Suspended. Resumed. Class. Number. State banks Savings banks Loan and trust companies Mortgage companies Private banks Total Assets. Liabilities. 1ST umber. 172 47 $41,281,848 17, 673,938 $36, 903,266 16.830, 809 44 10 13 6 177 14, 337, 500 760, 803 20,237,259 22, 354. 000 1,790,000 19,315,455 415 94,291, 348 97,193, 530 79 Assets. Liabilities. $10, 828, 088 3,657,013 $7,255,885 2,541, 936 2 1, 850,000 1,215,000 23 4, 680, 875 2, 903, 200 21,015, 976 13,916, 021 For purposes of comparison the following statement is given, showing the number of national, State, and other banks, in existence on July 1, 1893; the number and per cent of resumptions, failures, etc., oi national banks during the year ended October 31, and of other banks during the first eight months of the current calendar year: Class. Number iu existence J u l y 1, 1893. National fotinks .«.-... *3,857 5,024 State and savings (?) Loan and trust companies. Total Suspensions. No. 3, 950 158 219 19 177 12,831 573 Per cent. 4.09 4.36 (?) 4.48 Eesumptions. No. 86 54 2 23 165 Per cent. 2.23 1.07 Failures. No. 65 Per cent. 1.68 In cbarge of national bank examiners. No. 7 Per cent. .18 CO .58 65 7 *June 1.1893. In the appendix, pp. 244-240, will be found tables showing, by classes, States, and geographical divisions, the suspensions and resumptions of State banks, etc., from January to September, 1893. It appears from the first table that of the total suspensions 172 were State banks, 47 savings banks, 177 private banks, 13 loan and trust companies, and 6 mortgage companies. Of the ten suspensions in the Eastern States, 6 occurred in New Hampshire, 3 in Vermont, and 1 in Ehode Island. In the Middle States 15 suspensions occurred in New York, 8 in Pennsylvania, 1 in New Jersey, and 1 in Delaware. The Southern States had 61 suspensions, of which 12 were in Texas, 10 in Tennessee, 8 in Virginia, 6 in Georgia, 6 in Florida, 4 in Alabama, 4 in Kentucky, 3 in Arkansas, 2 in West Virginia, 2 in North Carolina, 2 in South Carolina, and 1 in Louisiana. The most severe effects were felt in the Western States, both in the number of suspensions, which were 232, and the amount of liabilities, which were $51,777,665, or 56 per cent and 53 per cent, respectively. In Kansas, the largest number (32) occurred, though the liabilities were but 3 per cent of the total; Wisconsin, with 30 suspensions, followed, but theliabilities were over 14 per cent of the total; in Ohio 27 were reported, Minnesota 26, Illinois 24? Indiana 23, Iowa 22, Missouri 2l, Nebraska 16, and Michigan 11. The number occurring in the Pacific States and Territories was 87, of which California furnished 21, with liabilities amounting to nearly 8 per cent of the aggregate of all the banks. Colorado followed California in number (20), although the liabilities were less than KEPORT OF THE COMPTROLLER OF THE CURRENCY. 15 half of those of the banks in California. Oregon furnished 13 suspensions, Washington 11, Montana 8, Idaho 4, Wyoming 3, North Dakota 3, and Utah, New Mexico, Arizona, and Oklahoma 1 each. The second table referred to gives similar information in detail with respect to banks which have resumed. Of the 79 resumptions, 44 were State banks, or 25+ per cent of the total suspensions5 10 savings banks, or 21 per cent; 2 loan and trust companies, or 15 per cent, and 23 private banks, or 13 per cent. Of the suspensions in the New England States, there was but one resumption, that of a private bank in Vermont. One savings and 2 State banks resumed in New York. Of the Gl banks which closed in the Southern States, 8 reopened: 2 in West Virginia and one each in South Carolina, Georgia, Florida, Alabama, Louisiana, and Texas. As the suspensions in the Western States were the most numerous, so also were the resumptions, 58 per cent of the total resumptions being reported from that division. In Minnesota, 10occurred; in Ohio, Wisconsin, and Iowa, 6 each; in Missouri, 5; Indiana and Kansas, 4 each; in Michigan, 3, and Nebraska, 2. The resumptions in the Pacific States and Territories were confined to California (13), Colorado (7), and Montana (1). The fright among depositors of the present year appears to have affected all classes of banking institutions alike. The shrinkage of deposits of national banks from May 4 to July 12 last exceeded $190,000,000. In order to ascertain the extent of the shrinkage in banks other than national, the Comptroller requested each State officer charged with the supervision of banks organized under State authority to submit a statement showing similar information with respect to that class of banks. Replies were received from the officers of 23 States and 2 Territories indicating that the loss to banks of this character corresponded with that shown by the returns from national banks. Generally no information was given with respect to savings banks and much less regarding private banks. CLEARING-HOUSE LOAN CERTIFICATES. The unprecedented condition of the money market from June to September called for extraordinary remedies, not only to avert general disaster to the banks but to prevent commercial ruin. This remedy was the issuing of clearing-house loan certificates, which were brought into use as in 1873,1884,1890-?91, by the associated banks of New York, Boston, Philadelphia, Baltimore, and other cities where needed. The service rendered by them was invaluable, and to their timely issuance by the associated banks of the cities named is due the fact that the year's record of suspensions and failures is not greatly augmented. The form of these certificates, with the conditions under which they were issued in 1890-'91 (the form and conditions being the same during the late issuance of them as then), is described at length in the Comptroller's Annual Eeport for 1891. The subject is alluded to again only because it constitutes a very important part of the year's banking history, and for the additional reason that here and there are to be found those who entertain an entirely erroneous idea of the purpose for which these certificates were issued and what was accomplished by their issuance. Briefly stated, they were temporary loans made by the banks associated together as a clearing-house association, to the members of such association, and were available to such banks only for the purpose of settling balances due from and to each other, these balances under normal conditions of business being always settled in coin or cur 16 EEPORT OF THE COMPTROLLER OF THE CURRENCY. rency. Each, clearing-house association selected a committee charged with the issuing of the certificates to each bank desiring the same, such bank being required before receiving them to deposit with the committee its bills receivable, or other securities, as collateral for the loan. The amount of certificates issued to each bank was limited to 75 per cent of the value of the securities deposited. They bore interest at rates varying from 6 to 7^- per cent, immediately upon their surrender to the committee they were canceled and the securities held as collateral were returned to the bank depositing the same. At a time when vast sums of coin and currency were being withdrawn from the batiks, to be hoarded, these loan certificates, by performing the functions of the currency or coin customarily required for settling daily balances at the clearing house, released so much currency or coin to the legitimate and current demands of business and unquestionably placed it within the power of the banks in the cities named to extend to outside banks the aid needed on the one hand and liberally granted on the other. In no instance were these certificates designed to nor did they circulate as money: They were but due-bills and their sole function consisted in discharging the single obligation at the clearing house. An attempt on the part of a bank in any of the associations issuing these certificates to use them otherwise would have incurred a fine and other penalties provided in the rules governing such associations. Their issuance at so early a date in the financial derangement of the country was most opportune in not only preventing an acute panic, but in tending to restore public confidence, such action demonstrating that by mutual agreement of all, the weak banks of the association would be, so far as depositors and other creditors were concerned, as strong as the strongest. In inaugurating the issuing of certificates so promptly and in issuing them to so large an amount the Clearing-house Association of ISTew York, in particular, rendered the country great service, and the associated banks of that city are entitled to the credit which the public generally accords them. The following figures, showing the movement and amount of the issue of loan certificates in 1893 in the cities named, will indicate the measure of relief afforded by them: ]STew York Philadelphia Boston Baltimore Pittsburg Total. Date of issue of first certificate. Date of largest amount outstanding. June 21 June 16 June 27 ....do ... Aug. 11 Aug. 29 to Sept. 6 Aug. 15 Aug. 23 to Sept. 1 Aug. 24 to Sept. 9 Sept. 15 Date of surren- Amount Largest amount out- der of outstandstanding. last cer- ing Oct. 31. tificate. 8. 280, 000 10, 965, 000 11, 445, 000 1,475, 000 987, 000 Nov. 1 ! 13, 835,000 Oct. 20 i "845*000 332,000 63,152, 000 The issue of loan certificates in 1893 greatly exceeded that of previous years. In 1873 and 1884 they were issued only by the New York Clearing House Association, the total amount issued in 1873 being $26,565,000 and in 1884 $24,915,000. ERRATA. On page 16, last paragraph, it is stated that the issue of clearing-house loao certificates, in 1873, was confined to the New York association; it has been learned, however, since this report was printed, that the Philadelphia association, also, issued certificates in that year, the total amount issued to 1880, wiien the last was retired, being $6,785,000. In the table, on page 17, under "Largest amount outstanding," etc., opposite Philadelphia, for ""$29,140,000," read "$8,870,000," and for the total "$49,410,000," read "$29,140,000." REPORT OF THE COMPTROLLER OF THE CURRENCY. 17 Iu 1.890-'91 they were issued in New York, Boston, and Philadelphia, tlie largest amounts outstanding at any time being as follows: i Bate of first j issue. New York . . . Boston Philadelphia. Largest amount outstanding at any one time and date of same. N o v . 12,1890 $15, 205, 000, Dec. 13,1890. N o v . 19,1890 : 5. 005, 000, Dec. 6,3H:»i». N o v . 19, 1800 | 29,140. (M). J a n . 9.1891. Total . . 49, 410, 000 LAWFUL MONEY RESERVE. Not less attention has been attracted during the present year, and particularly during the closing months of the year, to the subject of lawful-money reserve to be held by the banks, than to that of clearing-house loan certificates, and the discussion provoked has been quite as widespread. As the law now stands all national banks, outside of certain designated "reserve cities," are required to maintain a reserve fund equal to 15 per cent of the net deposits made with such banks by individuals and by other banks and bankers. They are permitted by law to deposit not over three-fifths of this 15 per cent (or 9 per cent) with such national banks located in the "reserve cities77 as the outside banks may with the Comptrollers approval select. The remaining twro-fifths (or 0 percent) must be kept in bank in lawful money, or more, if less than three fifths is kept with reserve agents. The national banks located in reserve cities are divided into two classes: (1) Those in the "central'7 reserve cities of New York, Chicago, and St. Louis being required to keep 25 per cent of their net deposits in bank in lawful money, with the privilege of acting as the reserve agents of any national banks located outside of these three cities. (2) Those located in the reserve cities, other than New York, Chicago, and St. Louis, being required to keep 25 per cent of their net deposits on hand, not over one-half of which may be deposited with any national bank or banks located in any of the three central reserve cities, while the remainder must be actually on hand in lawful money. The banks in the reserve oities-oi this class have the privilege of holding a part of the reserve of any •* bank or banks located outside of all reserve cities, viz, banks of the 15 per cent class. In effect these requirements are not as onerous as they appear, for a Rational bank in New York City holding $100,000 of the reserve of any jjther bank or banks on deposit must keep only $25,000 of the amount hi hand in money, while it is at liberty to lend or otherwise invest the remaining $75,000. So a bank in a reserve city of the second class 10 molding $100,000 on deposit for other national banks may loan out or hfc tivest $75,000 of the amount, and of the remaining $25,000 must keep dt $12,500 in bank in money and may deposit $12,500 with its reserve ^.Jagents, receiving a low rate of interest (usually 2 per cent) on the same, 7 A bank of the 15 per cent class must keep only 6 percent of its depositors7 money actually on hand in bank, and is M; berty to deposit not ^ over 9 per cent with its reserve agents, on whiCi- usually receives a V low rate of interest. To illustrate the operation oJthe law it will bo found that with normal conditions of business the banks in reserve 10665 C U B — 2 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. cities (not central) held on December 9, 1892, net deposits amounting to 1495,196,952, against which they held $77,869,593 cash in bank, or about 16 per cent, and the 15 per cent banks held net deposits of $975,622,088, and against these $108,012,546 cash in bank, or about 11 per cent. Again, a large portion of the reserve actually held by the banks can not be considered as taken out of circulation, or as hoarded through operation of the law, for much of it is paid out during each business day, other money coming in through deposits to take the place of that paid out. In any view of the matter, however, the intent of the law is to compel a bank to retain always on hand a very moderate proportion of the money deposited with it for safe keeping by the depositor, who practically makes a loan to the bank payable on demand, for the use of which he ordinarily receives no interest. The entire effect is to exercise a wholesome restraint upon a tendency to an undue extension of business by a bank, and that this intent is recognized as an underlying principle of safe and conservative commercial banking is evidenced by the fact that those banks which are compelled by law to maintain but 15 per cent reserve have voluntarily for years past held an average of over 25 per cent, the proportion required for banks located in reserve cities. The evident theory of the law is that a bank shall always have on hand such an amount of lawful money as will enable it under normal conditions of business to meet the current demands of its deposi tors. A careful examination of section 5191, United States Eevised Statutes, as amended, will show that it is expected that emergencies will arise under which this fund will fall below the legal requirements. This contingency is distinctly recognized by the plain provisions contained in the section named, prescribing what shall be done " whenever the lawful money reserve of any association shall be below the amount77 of the required percentage of its deposits. The provisions referred to are that the bank shall make no new loans or discounts, except the discount of bills of exchange payable at sight, nor make any dividend of its profits until the required amount of reserve has been again accumulated. The reason for this is obvious. The depletion of a bank's reserve occurs either because the bank has loaned out or otherwise invested too great a proportion of the funds it has received on deposit, or that its depositors have withdrawn their money to an extent which produces a similar result. In either case the only safe and prudent course for the bank to pursue is to cease paying out money in any direction except to depositors us til either through the collection of demand or maturing loans on the one hand, or the receipt of deposits on the other, the required proportion has been restored. The discount of sight bills of exchange is excepted because money invested in this way will be repaid immediately, and in this branch of its business the bank's customers will be caused no inconvenience and the commercial interests of the country be thus protected from loss which otherwise might ensue. The provision of law governing the time allowed a bank to make good a depleted reserve is most lenient. It provides that tht5 Comptroller may notify the bank to make good its reserve, and further that if it fails for thirty days thereafter to do this the Comptroller, with the concurrence of the Secretary of the Treasury, may appoint a receiver for the bank. However, before the Comptroller can send notice to any bank he must have reliable information that, its reserve is deficient, and as the source of such information is either the report of its examination heretofore mad© once a year, but hereafter to* be made twice, REPORT OF THE COMPTROLLER OP THE CURRENCY. 19 or its sworn report of condition made five times a year, some time may intervene before such, condition becomes known to him. Again, when he is officially informed, the use of the word may both as to his sending notice and as to his appointing a receiver in a case of noncompliance with such notice, plainly leaves the enforcement of the law to the discretion of the Comptroller in either or both of these particulars. This power thus conferred upon the Comptroller is one that ought to be used with great prudence and caution. It would be not only unwise but would work great injury to the business interests of individual communities and the general public to exercise the authority thus vested in him at a time when arbitrary action must necessarily result in general disaster, and therefore in the interest of the public the discretion giveu to the Comptroller has always been used with moderation. It is this moderation which in an emergency has in numerous instances contributed in no small degree to averting widespread financial ruin. In this view there can be no question as to the legality and propriety of a bank's exhausting its entire reserve, if necessary, in an emergency, to pay its depositors, but for no other purpose, except to discount or buy sight bills of exchange, and where the withdrawal of deposits continues or is likely to continue no careful bank manager needs to be informed that not only must he cease to make new loans and discounts, but must replenish his exhausted stock of lawful money by converting his resources into cash through collections of loans and discounts or selling securities, or where this is not possible by using these assets to borrow the money needed to enable him to meet his liabilities. Tabular statements showing deposits, reserve required, and reserve held, classification of reserve, and average percentage of-same on or about October 1 of each year from 1874 to 1893, both inclusive, will be found on pages 130-131 of the appendix, also a table, page 134, showing similar information at the date of each report of condition from December 9,1892, to October 371893. This last-named table is inserted to show the movement of the reserve during the financial stringency of the present year, both as to volume and average percentage of deposits. An inspection of these figures will show that the average percentage of reserve to deposits from December 9, 18 2, to July 12, 1893, varied only between 20.42 per cent and 27,24 per cent, and thai on October 3,1893, the average increased to 32.(16 per cent. Tn volume the amount of lawful money actually held by the banks was $318,641,595 on December 9, 1892, decreased to $289,244,850 on July 12, 1893, but increased by October 3, 1803, to -1346,433,212, an amount approximating $57,000,000 greater than on July 12,1893, when the panic was at its height, and almost $2 7,000,000 greater than on December 9, 1892, when business was in a normal condition. AMENDMENTS RECOMMENDED. By provision of law it is made incumbent upon the Comptroller of the Currency to call the attention of Congress to uany amendment to the laws relative to banking by which the system may be improved and the security of the holder of its notes and other creditors may be increased," There are certain amendments which it is obvious ought to be made, and which, in their operation, would make the present system more nearly serve the purpose for which it was designed, and to a measurable extent give an increase in the volume of circulation*, if such is desirable, The following amendments to the law as it now stands recommended to be made, 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. (1) That every association be authorized to issue circulating notes equal to the par value of the bonds deposited. No good reason can possibly exist at present for depriving the banks or the business interests of the country of the additional circulation which would be added by such amendment. Whatever reason may have existed at the time of the enactment of the present provision does not now exist and its effect is to make circulation unprofitable and to lock up in bond investments the difference between 90 per cent and 100 per cent of this par value which, under the amendment suggested, would be adding to active circulation, under the present deposit of bonds, $20,941,635. (2) That the semi-annual duty on circulation be so reduced as to equal one-fourth of 1 per cent per annum. In support of this proposed amendment it is respectfully suggested that the present rate of tax takes from the banks a very large sum of money which is not used by the Government to meet the expenses for which the tax was originally laid. Its bearing upon the question of an increased circulation on the part of the banks is important, as the additional cost entailed by it of necessity so largely reduces the profits of circulation and adds to the cost of taking it out that banks will not, except under other circumstances, increase their issue. Unwillingness on their part to add to the volume of currency, coupled with a tendency some years since to decrease the same, has subjected the banks to criticism. Such criticism, however, is unjust in this, that it is based on the idea that the banks are simply indifferent to the matter and are content to be banks of deposit and discount rather than banks of issue. The fact is banks ceased taking out circulation simply because until recently there was no x^rofit in it. The high price of Government bonds necessary to be deposited, coupled with the tax upon circulation, and the refusal to grant more than 90 per cent of the par value of the bonds in currency return, has rendered circulation either without profit or profitable to so slight an extent as to offer no inducement to banks to take out circulation. The Government can not relieve the banks of the additional expense to them by reason of the premium on bonds to be deposited, but it can materially lessen the cost of their circulation by enacting the amendments suggested, and in this manner offer an inducement, which is now wholly wanting, to the banks to add to the volume of bank-note circulation. The whole question is one of a business character. Banks are but business institutions, conducted upon the same lines and for the same purpose as other business undertakings. It can not be expected that they will do that which either entails a positive loss or warrants little or no profit, and if relief is to come through an expansion of tlie national-bank currency, Congress must remove rather than erect unnecessary barriers. The following amendments pertaining to the administration and conduct of banks are recommended: (3) That the Comptroller of tlie Currency, with the approval of the Secretary of the Treasury, be empowered to remove officers and directors of a bank for violations of law, first giving such officers and directors an opportunity to be heard, leaving the vacancy so created to be filled in the usual way. It is respectfully suggested that the powers now vested in the Comptroller do not accomplish the result that they otherwise would if the law p6rmitted the removal of officers and directors for misconduct in office. Many banks would be saved from embarrassment, creditors REPORT OF THE COMPTROLLER OF THE CURRENCY. 21 from loss, and shareholders from assessments if the Comptroller, upon learning of the misconduct of those charged with the management of a bank, could take positive action in the premises. (4) That no executive officer of a bank or employe thereof be permitted to borrow funds of such bank in any manner, except upon application to and approval by the board of direction. This amendment is recommended with the knowledge that the House of Eepresentatives, at the late special session of Congress, passed a bill (H. E. 2344), entited "An act for the better control of and to promote the safety of national banks," which bears upon the same subjectmatter, but differs in that it embraces in its provisions all directors of a bank, instead of confining them to the executive officers and employes only. At the best the question as to what extent loans and discounts should be made by a bank to its directors and executive officers by reason of the various circumstances under which these are granted is a difficult one to satisfactorily legislate upon, and an equally difficult one upon which to make specific recommendations. Where money is borrowed directly by any such officer or director to an amount exceeding the limit prescribed by section 5200 of the Revised Statutes of the United States, the Comptroller's duty is as plain as in any other case where the law is violated, but the limit to which discounts should be granted them is a question involving consideration of safety and prudence. Holding this view, the Comptroller has, in cases where the aggregate of loans and discounts to executive officers and directors appeared to be out of proportion to the total loans and discounts made by the bank, addressed the following form of letter to the bank, with the request that all directors unite in a reply: TREASURY DEPARTMENT, OFFICE OF COMPTROLLER OF THE CURRENCY, Washington, D. C.t , 189 , Cashier, • SIR: Upon examination.of your report of condition on , it is found that the " loans and discounts upon which officers and directors are liable " amount to $ , out of total loans and discounts of $ . While recognizing the right of directors and officers to borrow within the limitations of law and safety, the Comptroller must insist most rigidly that directors and others connected with the bank in this fiduciary relation shall not avn.il themselves of the easy opportunity afforded them to borrow beyond this limit, either directly or indirectly, the funds intrusted to their keeping, in order to carry on enterprises outside of the banks with which they are connected. Officers and directors should remember that the funds held by banks are in a large measure funds of others held in trust for the safe-keeping thereof, and, as trust funds, ought not to be loaned to the trustees of such funds, except upon the very best collateral or other security. In the matter of accommodations to them, directors and officers should be placed upon the same footing as other customers of the bank, except that their financial ability and standing should be the more rigidly scrutinized, for the reason that they act inthe dual capacity of lenders as well as borrowers. The continued experience of this office is that such loans in many instances result disastrously to all concerned, and therefore the danger attending upon such a course ought not to be risked. The Comptroller must insist that this condition of affairs be remedied with the least possible delay, by reducing the amount of these accommodations to safer and more reasonable limits. Please bring this communication to the immediate attention of your board of directors for consideration, and request them to unite in making a prompt reply over their individual signatures. Respectfully, yours, Comptroller. 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. The information upon which this letter is based is found in the reports of condition made under oath to the Comptroller, in which appear the indebtedness of every kind and character of each director and officer of the bank. Accompanying this letter is sent to directors a copy of such sections of the National Bank Act as prescribe their duties and the penalties attaching' for the nonperformance of them. Beyond the substance of the amendment above set forth the Comptroller is not prepared to recommend any legislation upon this subject. It seems that a difference should be made between loans to and overdrawn accounts of directors, who are simply directors, and of those who are the executive officers of a bank, and as such have and receive adequate compensation for the active management of its affairs. The abuse of the easy privilege of loaning to themselves is generally on the part of the managing officers, and not on the part of directors who are only members of the board of direction, and hence the distinction which is drawn between the recommendation here made and the bill referred to. So far as loans, through drafts or otherwise, to directors who are not executive officers of the bank, are concerned, there are strong reasons against the advisability of such legislation. Any positive restriction imposed by direct law might have the effect of deterring honest, intelligent, and substantial men from serving as directors. As a rule, men of this class are sought for these positions in order to obtain the benefit of their judgment and business capacity in managing the affairs of the bank, and to secure their own business for the bank. This business does not consist alone of deposits, but is largely made up of loans and discounts, by means of which the profits are chiefly earned. As a rule these directors receive no compensation for their services, which are rendered largely through motives of interest as shareholders, or of pride in holding a position supposed to give a certain prominence in business circles. An inquiry as to the practice of banks paying directors for attendance upon meetings showed that in some cities this is in vogue. It would be better for all concerned if all banks adopted such policy. However small the compensation, it could not but result in benefit to the shareholders and more than compensate for the expense involved. The general criticism to be passed upon directors is their failure in so many instances to give to the business of the bank the attention their oaths and duties require. The successful administration of a bank's affairs depends upon the watchfulness and fidelity of the board of directors. When such conduct is wanting bank failures ensue, or if failures do not follow great loss to shareholders is entailed through want of profits or assessment to make good the impairment of capital stock caused by imprudent loans. The administration of the Comptroller, if supplemented by the watchful care of directors, would minimize even the comparatively few failures which occur. (5) That the assistant cashier, in the absence or inability of the cashier of a national bank to act, be authorized and empowered to sign the circulating notes of such bank. This amendment is suggested in order to meet a difficulty which has arisen in numerous instances during the past months, there being no provision in the law for any one to sign currency for the cashier in his absence or inability to act, and banks are frequently put to serious inconvenience on this account. REPORT OF THE COMPTROLLER OF THE CURRENCj 23 (6) That the law be amended by appropriate legislation!^'-. As to empower some class of public officers to administer the general: oaths required by the provisions of the National Bank Act. The necessity for this amendment is occasioned by the fact that the authority of officers empowered to administer oaths is now restricted under the Federal statutes to certain specific cases, and with tTie^exception of the acknowledgment of the organization certificate and the verification of reports of condition, required by section 5211 of the lievised Statutes of the United States, no provision is made for administering the oaths required of the officers of national banks. The following amendments bearing upon the subject of bank examiners would, the Comptroller believes, result in benefit, and are therefore recom mended: (7) That bank examiners be required to take an oath of office before entering upon the discharge of their duties, and to give bond with proper conditions in such amount and with such sureties as the Comptroller of the Currency may require. An anomoly is presented in the case of bank examiners, wliieh does not appear in that of any other public official. Ko position under the Government is more responsible in the duties attaching to it, and none requires a higher degree of integrity in the incumbent. The exception is rare where dishonesty has been found in examiners, but it is the opinion of the Comptroller that an oath, such as is required of other officers under the Government, should be taken and a bond given. (8) That the Comptroller of the Currency, with the approval of the Secretary of the Treasury, be empowered to appoint two general examiners of conspicuous ability and experience to be paid out of the reimbursable funds, whose duty it shall be to visit, assist, and supervise the various examiners in their several districts, in ord,er to secure uniformity in method and greater efficiency in work. This amendment has been heretofore recommended by former Comptrollers, and the reasons for it suggested. It would aid in uniformity of method and give to the office of the Comptroller at all times officers who could do special and confidential work, which can not be done at present, because no compensation is provided. (9) That the law be so amended as to provide that the compensation of all bank examiners be fixed by the Comptroller of the Currency, with the approval of the Secretary of the Treasury. This amendment is suggested in the interest of better examinations. Thoroughness in bank examinations is not to be expected under a system in which compensation is provided for and ascertained by a method that furnishes a constant temptation to the examiners to neglect their duty. Under the law as it now stands the compensation for bank examinations made outside of reserve cities, and the States of Oregon, California, and Nevada, and the Territories, is fixed at various amounts, ranging from $20 in the case of a bank having a capital of less than $100,000 to $75 in the case of a bank having a capital of $600,000 and over. As the earnings of the examiner are thus made dependent upon the number of examinations he makes, without regard to the amount of work he actually performs, it is obvious that he has a pecuniary interest in increasing the number of examinations by neglecting his duty to make them thorough. Again, the law requires a bank which is properly conducted, and the examination of which involves but little time, to pay the same compensation therefor that is paid by a bank which is not properly conducted and which by reason thereof requires a much longer time for 24 BlfcPORT OF THE COMPTROLLER OF THE CURRENCY. its extenuation. These objectionable features could be remedied if the law were so amended as to provide that the compensation for all bank examinations be fixed by the Comptroller, with the approval of the Secretary of the Treasury. Many other amendments have been suggested to the Comptroller as proper ones to be made to Congress for action, but it is not deemed best to submit them. The foregoing are presented, with the earnest request that they receive consideration. Some of these amendments have been recommended by former Comptrollers in the belief based upon knowledge gained from experience in the Bureau that they would "improve the system and add to the security of the holders of bank notes and other creditors,7' but no action has been taken upon them. It is respectfully submitted that as the national banks are under the supervision of the general government, and as Congress is vested with the power to legislate upon all matters pertaining to their control and conduct, it should be the constant aim of Congress to so legislate as to enable them to meet the public needs. CURRENCY LEGISLATION. The Comptroller has been urged to make some specific recommendation with respect to a revision of the law so far as it pertains to the issuing of currency. After a careful can si deration of the question the Comptroller is of the opinion that, aside from the amendments heretofore suggested, allowing banks to issue circulating notes to an amount equal to the par value of the bonds held to secure circulation, and abolishing a portion of the tax on national-bank circulation, the public good will be best subserved at this time by making no radical change in the provisions of the law. The financial situation of the past months was not the result of either a lack in the volume of currency, of which there is now a plethora, or a want of elasticity in the present system of issuing it, but arose from a loss of confidence on the part of the people in the solvency of the distinctively monetary institutions of the country. It is worthy of note and of serious consideration that at the very time the scarcity of currency for business purposes was at its height, the country's volume of currency was increasing the most rapidly, and the amount per capita was much larger than in any recent years. Under the same peculiar condition of affairs which marked the monetary situation from May to September, no system, no matter how elastic, or volume of currency however large, could afford relief. As long as confidence is destroyed and credit wanting, money hoarding will go onand additional issues but add to the hoardings and give but little, if any, actual relief. On the other hand, when confidence and credit abound there exists little need for an abundant circulating medium, because under such a condition of affairs the amount of actual money required to transact the daily business affairs of life is reduced to a minimum. The statistics show that the volume of business carried on through cash transactions is on an average but 8.7 per cent, and as the monetary conditions of the country become more fixed and confidence in them established, cash transactions will decrease and credit transactions correspondingly increase. This fact is to be considered in connection with all plans having as their sole object an increase of the volume of banknote or other paper currency, and coupled with this is the further fact that no issue is so dangerous to a people's prosperity as a large paper REPORT OF THE COMPTROLLER OF THE CURRENCY. 25 issue, unless such paper rests upon a proper foundation, is absolutely redeemable and convertible into coin upon the demand of the noteholder, and surrounded with every safeguard as to supervision of issue and redemption. In view of the fact that there is now a very great abundance of unemployed currency in the country, as shown by the daily money returns from the commercial centers, it would seem that whatever need appeared some months since for enlarging to any marked extent the circulating medium has now ceased to exist; and therefore Congress is afforded an opportunity of giving to the whole subject that careful research and investigation which its importance in all of its bearings demands. It will not do to place upon the statute books any experimental legislation upon this subject, but whenever a new law governing bank issues is enacted it must be one that immediately upon going into operation shall command in every respect the confidence of the whole people and insure to them a currency as safe in every respect as the present one, but with none of its defects. In the meantime it is respectfully suggested that Congress, either through a monetary commission created for such purpose or through the appropriate committees, obtain detailed information of the various systems of banks of issue now in operation, and also such information as is to be ascertained from skilled students of finance and practical financiers, that it may be able to formulate a system complete and harmonious. CONCLUSION. In concluding this report the Comptroller desires to bear testimony to the general efficiency of the employes in the Bureau, to the examiners in thefield,and to the work accomplished by the receivers in relation to the trusts in their charge. An extraordinary amount of work has been placed upon the employes of the Bureau, but it has been performed promptly and intelligently. In the appendix will be found in detail the usual tables/together with a digest of legal decisions rendered by the various courts of the country involving questions affecting national banks. In the second volume of this report will be found a detailed statement of the condition of all the national banks as shown by the report of condition of October 3, 1893, alphabetically arranged by States, and yroperly indexed. JAMES H. ECKELS, Comptroller of the Curreney. The SPEAKER OF THE HOUSE OF REPRESENTATIVES. APPENDIX. NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THECOMPTROLLER OF THE CURRENCY, OCTOBER 3 1 , 1893. Kamo. James H. Eckelu Oliver P. Tucker Charles J. Stoddard George M. Coffin Watson W. Eldridge Abram R. Serven George W. Robertson Amos Webster Theodore O. Ebaugh Willis J,Fowler Edward A. Demaray John A. Hebrew...'— Endicott King. George T. May..... Edmund E. Schreiner. Charles A. Stewart Charles MeC. Taylor... "Walter Taylor Thomas P. Kaqe. Harriet M. Black Willard E.Buell William E. Colladay ... George W. Collisoir — Washington K. McCoy Isaac C. Miller Joseph K. Miller Ebenezer Southall William D. Swan * Ephram S. Wilcox George H. Wood Eliza }l. Hyde. Hobert Loroy Livingston Mary L. McCormick' Loren H. Milliken Franklin L. Mitchell Morris M. Ogden Carrie L. Pennock Margaret L. Simpson Arthur M. Wheeler Anna M. Whitoside Eliza M. Barker Eveline C. Bates : Margaret L. Brown Philo L. Bush Sarah M. Cartwright Mary L. Conrad. Anna E. Rhodes Marie Bichardson Eliza A. Saunders Warren E. Sullivan Louisa Campbell Virginia H. Clarke Sarah G. Clemens William S. Davenport Frank T. Israel.. Arthur L. Hitchcock Alice M. Kennedy Emma Lafayette William A. Nestler Adelia M. Stewart.." Clara L. Willard Henry F. Loveaire Thomas H. Austin David C. Bangs Benjamin F. Blye, jr John E. Briggs . Ellen Carey Geraldine Clifford , Harry Dresbaeh Grade. '. Salary. Comptroller Deputy comptroller .. Chief clerk Chief of division do do . | Superintendeut. i Teller j Bookkeeper \..\ Assistaut bookkeeper , j Clerk class 4 $5,000 2,800 2.500 2,200 2, 200 2,200 2, 200 2,000 2,000 2,000 1,800 1, 800 1,800 1, 800 1,800 1,800 1, 800 1, 800 1, 000 1,600 1, 600 1,600 1,600 1,600 1,600 1, 600 1, 600 1, 600 1, 600 1. 600 .do. do do do do do do Stenographer. Clerk'class •> . do do do .do . I do I do } -, — do j do )...„.. do j do | Clerk class 2.. li 400 1, 400 1,400 1, 400 1,400 1,400 1,400 1, 400 1,400 1,400 1,200 1, 20D 1.200 L 200 i; 200 1, 200 1,200 1,200 1,200 1,200 1,000 1, 000 1, 000 1,000 1,000 1,000 1,000 1,000 1,000 1, 000 1, 000 1,000 900 900 900 900 900 900 900 ..do . do . .do. .do. j do i do { do |.. —do j do j Clerk clas* 1 | (to do do do do do do do Clerk class E . do do do do do do I do j. j j j do do do Engineer Clerk, class D do do do do do * Additional to bond clerk, $200. 29 30 REPORT OF THE COMPTROLLER OF THE CURREIS NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE ojto TROLLER OF THE CURRENCY, OCTOBER 31 ? 1893—Continued Grade. Xame. James W. Farrar Margaret E. Gooding Mary 15. Harvell Charles S. Hyde Mary A. Martin William W. Matthews Mary E. Oliver Julia A. Snell Emma W. Stokes Julia C. Townsend William J. Tucker William Griffiths Joseph O. Broadibot Silas Holmes John F. Robertson John Earle Daniel H. Mason Samuel M. Freeman Rochard Corcoran Peyton B. Kent William I). Peck Percy EL Towson Herbert F. Walker - Clerk, class D do do do do \ do , ! do i do j do j do - -: do ! Messenger ' Assistant messenger . j do i do j Watchman j do { Fireman I Laboi er j do . ! do . do . do . EXPENSES OF THE OFFICE OF COMPTROLLER OF THE CURRENCY FOR THE YEAR ENDED JUNE M, 1893. For special dies, plates, printing, etc For salaries For salaries, reimbursable by national banks.. : $73, Ml. 37 ^ 102,3191 V6 "* 16,533.77 Total expenses of the office of the Comptroller of the Currency from its organization, May, 1863, to June 30,1893 ' ,..7.839,994:24 The contingent expenses of the Bureau are not paid by the Comptroller bat from the general appropriation for contingent expenses of the Treasury Departinent; no separate account oi them is kept. DIGEST OF NATIONAL-BANK DECISIONS. INDEX. Abatement. Accommodation paper. Actions. Assessment. Attachment. Bonds of officers. Books, Inspection of. Branch banks. Broker. Capital stock. Certificate of deposit. Certification of checks. Circulation. Collateral securities. Constitutionality. Conversion of bank. Criminal law. Directors. District attorney. District of Colnmbiaj. Estoppel. Evidence. Execution. Fa Is •' entries. Forfeiture of charter. Government securities. Guaranty. Increase of capital stock, Indictment. Inj unction. Insolvent banks. Interest. Jurisdiction. Lending credit. Liability. Lien. Liquidation. Loans. Mandamus. Married women. Mortgage. Negotiable paper. Oath of director. Officers. Place of business. Post-notes. Powers. Preferred claims. Real estate. Receiver. Reduction of capital stock. Report. Resignation. Restraining acts. Set-off. Shareholders. Special deposits. Stock. Taxation. Transfer of stock. Ultra vires. Usury. Voting. ABATEMENT : An action brought by the creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its fran4 chises First National Bank of Selma v. Colby, 21 Wall,, 609. ACCOMMODATION PAPER : 1. A national-banking association can not guarantee the paper of a customer for Ids accommodation. Seligman v. CharlottesviUe National Bank, 3 Hughes 647. 2. The accommodation paper of a national-banking association is void in the hands of one who takes it with knowledge of its character. Johnson v. Chariot'tesville National Bank, 3 Hughes, 657. $f A national bank can not become an accommodation In4orser, National Bank of Commerce v, Atkinson, 55 Fed* Jieptf 465, n 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. ACTIONS: See Jurisdiction. 1. Suit may be brought agninst a national-banking association though it is in the hands of a receiver. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383: Security National Bank v. National Bank of the Commonwealth, 2 Him., •287; Green v. The Wall kill National Bank, 7 Hun., 63. 2. A national-banking association is a foreign corporation within the meaning of a State statute requiring corporations created by the laws of any other State or country to give security for costs before prosecuting a suit in the courts of the State. National Park Bank v. Gnnst, 1 Abb. N. C, 292. 3. As a national-banking association can acquire no title to negotiable paper purchased by it, it can maintain no action thereon in a State where the persoji suing must be owner of the paper. First National Bank of Rochester v. Pier son, 24 Minn., 140. 4. A shareholder of a national-banking association can not maintain an action against the directors to recover damages sustained for neglect and mismanagement of the affairs of the association whereby it became insolvent and its stock was rendered worthless. Such an action can be brought only by the corporation itself. Conway v. Halsey, 15 Vroom, 462; Heme v. Barney, 45 Fed. Rep., 668. 5. But where the receiver refuses to bring an action against negligent directors to recover the amount which the shareholders have been compelled to contribute to pay the debts of the association, an action against such directors may be brought by a shareholder on behalf of himself and the other shareholders. Nelson v. Burrows, 9 Abb. N. C, 280. 6. And when the receiver is a director, and one of the parties charged with misconduct and against whom a remedy is sought, the action may be brought by a shareholder on behalf of himself and the other shareholders. Brinckerhoff v. Bostwwk, 88 N. Y., 52. 7. A stockholder in a national bank can not maintain an action at law against the officers and directors thereof to recover damages for willful waste of the assets whereby the value of his shares was decreased and he became liable to an assessment thereon. His remedy must be sought in equity. Hir$h v. Jones et al.. 56 Fed. Rep., 137. 8. A receiver may sue either in his own name or the name of the bank. National Bank v. Kennedy, 17 Wall., 19. 9. Suits and proceedings under the act in which the United States or their officers or agents are parties, whether commenced before or after the appointment of a receiver are to be conducted by the district attorney under the direction of the Solicitor of the Treasury. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383. 10. But section 380, Revised Statutes, is directory merely, and the employment oi private counsel by the receiver can not be made a ground of defense to a suit brought by him. Ib. 11. Receivers may sue in the courts of the United States by virtue of the act, without reference to the locality of their personal citizenship. Ib. 12. The provisions of the codes that every action must be brought in the name of the real party in interest., except in the case of the trustee of an express trust or of a person authorized by a statute to sue, does not apply to the receiver of a national-banking association suing in a Federal court held in a State which has adopted the code procedure; for the right of the receiver to sue is derived from the national-banking law. Stanton v. Wilkeson,8 Ben.,357. 13. Under section 1001 of the Revised Statutes, no bond for the prosecution of the suit, or to answer in damages or costs, is required on writs of error or appeals issuing from or brought to the Supreme Court of the United States by direction of the Comptroller of the Currency in suits by or against insolvent national-banking associations or the receivers thereof. Pacific National Bank v. Mixter, 114 U. S., 463. 14. The State statute of limitations applies to a suit brought by the receiver of a national bank against a shareholder to recover an assessment upon his stock to pay the debts of the bank. Butler v. Poole, 44 Fed. Rep., 586. 15. When the full personal liability of shareholders is to be enforced the action must be at law. Kennedy v. Gibson, 8 Wall., 505', Casey v. Galli, 94 TJ. S., 673. 16. And it may be at law, though the assessment is not for the full value of the shares; for, since the sum each shareholder must contribute is a certain exact suin. there is no necessity for invoking the aid of a court of equity. Bailey v. Sawyer, 4 Bill., 463. 17* But the suit may-be in equity. Kennedy v. Gibson, supra. REPORT OF THE COMPTROLLER OF THE CURRENCY. 38 ACTIONS—Continued. 18. The provision of the banking law, section 5198, Revised Statutes, which requires that actions brought against national-banking associations in State courts shall be bronght in the county or city in which the association is located, applies only to transitory actions; it was not intended to apply to actions local in their character. Casey v. Adams, 102 TJ. S., 66. 19. Whether a suit against a director for negligent performance of his duties, as required by the statutes of the United States and the by-laws of the association, will survive against the executor or administrator depends upon State laws. Witters v. Foster, 25 Fed. Eep., 737. 20. A specific performance of a contract to sell the stock of a national-banking association will not be enforced in favor of a purchaser who places his claim for equitable relief upon the ground that he desires to obtain control of the association. Such an object is contrary to public policy. Foil's Appeal, 81 Penn. St., 434. 21. Under section 57 of act of 1864, suits may be brought by, as well as against, any association. Kennedy v. Gibson, 8 Wall., 498. 22. Actions, local in their nature, may be maintained in the proper State court in a county or city other than that where it is established. Casey v. Adams, 102 TJ. S., 66. 23. A national bank may be sued in any State, county, or municipal court in county or city where located. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383. 24. Such action is not prescribed by the limitation of one year in Louisiana. Casev. Bank, 100 TJ. S., 446. 25. It is no objection to a bill against stockholders within the jurisdiction of the court, that other stockholders, not within such jurisdiction, are not co-defendants. 1b. 26. Under the original act respecting national banks, and before the act of June 30,1876, a court of equity had jurisdiction of suit to prevent or redress maladministration or fraud against creditors, in voluntary liquidation of such bank, whether contemplated or executed; and such suit by one creditor must be for all. Richmond v. Irons, 121 TJ. S.} 27. ASSESSMENT: See Insolvent banks; Receiver. 1. Where national-banking association is insolvent, order of Comptroller of Currency, declaring to what extent the individual liability of stockholders shall be enforced, is conclusive. Kennedy v. Gibson, 8 Wall, 498; Casey v. Galli v. 94 TJ. S., 673; National Bank v. Case, 99 TJ. S., 628. 2. Payments of assessments by stockholder in national bank on increased stock can not be applied, in law or in equity, to discharge assessments by Comptroller in final liquidation of the bank. Pacific National Bank v. Eaton, 141 TJ. S., 227; Thayer v. Butler, 141 TJ. S., 234; Butler v. Eaton, 141 TJ. S.9 240. 3. The assessments made by the Comptroller upon the shareholders of an insolvent association bear interest from the date of the order. Casey v. Galli, 94 U. S.t 673. 4. Where shareholders have assessed themselves to the amount of the par value of the stock for the purpose of restoring impaired capital, the contributions made in pursuance of such assessment, though all used in paying the debts of the association, will not so operate as to discharge the shareholders from their individual liability. Delano v. Butler. 118 TJ. S., 634. 5. Where a married woman is by the State law capable of holding stock in a national bank in her own right, she is liable to an assessment upon her shares, though the law of the State does not authorize married women to bind themselves by contracts for the payment of money. The law annexes her obligations by its own force; no act or capacity to act on her part is required. Witters v. Sowles, 35 Fed. Hep., 640; 32 Fed. Eep. 767. 6. Married women, who are permitted by the laws of the State in which they reside to become shareholders in national banks, are liable to assessments under the national-banking laws. In re First National Bank of St. Albans, 49 Fed. Eep., 120. 7. The coverture of a married woman, who is a shareholder in a national bank, does not prevent the receiver of the bank from recovering judgment against her for the amount of an assessment levied upon the shareholders equally and ratably under the statute. Eeyser v. Hitz, 133 TJ. 8., 138. 8. It is not essential, in an action to enforce the individual liability of the shareholders of an insolvent national-banking association, to aver and prove that the assessment was necessary; for the decision of the Comptroller on this point is conclusive. Stronq v. Southworth, 8 Ben,, 331: Kennedy T . Gibson, 8 Wall. 505; Casey v. Galliy 94 U. S., 67$. 10665 C U E — - 3 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. As s E s s MENT-—C ontin u e d. 9. And the fact that the title to the stock of a deceased shareholder vests in his administrator does not relieve the estate from the burden of an assessment. Davis v. Weed, 44 Conn., 569. 10. Nor will the fact that the administration is complete, and all the assets have been distributed, defeat an action brought to recover the assessment. Ib. But see Witters v. Sowles, 32 Fed. Rep., 30. 11. A decision rescinding sale, so as to restore to the purchaser the proceeds of stock fraudulently sold, does not necessarily involve a decision that the purchaser is not liable to an assessment upon the stock, if necessary to pay debts. Florida Land § Imp. Co. v. Merrill, 52 Fed. Rep., 77. 12. The question whether there is a deficiency of assets, and when it is necessary to enforce the individual liability of shareholders, it is for the Comptroller to determine; and his decision in this matter is final and conclusive. Kennedy v. Gibson, 8 Wall, 498; National Bank v. Case, 99 U. S., 628; Casey v. Galli, 94 U.S., 673. 13. The amount contributed by each shareholder should bear the same proportion to the whole amount of the deficit as his own stock bears to the whole amount of the capital stock at its par value. And the solvent shareholders can not be made to contribute more than their proportion to make good the deficiency caused by the insolvency of other shareholders. United States v. Enox, 102 U. S.\ 422. 14. Where, to discharge liabilities of an insolvent bank, Comptroller assessed against shareholders a sufficient per cent on par value of stock held by each, some being insolvent, he can not provide for deficiency by new assessment. Ib. ATTACHMENT: 1. When a creditor attaches the property of an insolvent bank he can not hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others. First National Bank of Selma v. Colby, 21 Wall., 609; Harvey v. Allen, 16 Blatch, 29. 2. The stock of a shareholder indebted to it may be attached by the association and sold on execution. Hager v. Union National Bank, 63 Me., 509. 3. No State court can issue an attachment against the funds of a national bank. Although the provision forbidding attachments was evidently made to secure equality among the general creditors in the division of the proceeds of the property of an insolvent bank, its operation is by no means confined to cases of actual or contemplated insolvency; but the remedy is taken away altogether and can not be used under any circumstances. The effect of the provision in section 5242, Revised Statutes, is to write into all State attachment laws an exception in favor of national banks, and all such laws must be read as if they coutained an exception in favor of national banks. Pacific National Bank v. Mixter, 124 V. S.. 721. 4. No attachment can issue from United States circuit court in an action against a national bank before final judgment in the cause, and a bond given on such attachment is illegal. Ib. 5. Sureties on attachment bond against national bank who have received assets of the bank to secure them from loss thereon, the obligation being illegal, will be discharged in equity and be compelled to transfer their collateral to the receiver of the bank. Ib. BONDS OF OFFICERS: 1. It is not necessary that national-banking associations shall signify their approval of the official bonds of their officers by memoranda entered upon the journals or minutes of the directors. The acceptance is to be presumed from the retention of the bond, and from the fact that the officer is permitted to enter upon or continue in the discharge of his duties. Grover v. The Lebanon National Bank, 10 Bush., 23. 2. Where the sureties of an officer can reasonably be presumed to have been deceived by the statement of the condition of the bank published just prior to the execution of the bond, and to have been led to think that there was no deficit, whereas there had been a misapplication of a large part of the funds by the officer whose bondsmen they became, which fact would have been ascertained had the directors exercised ordinary diligence, the sureties are discharged, from their liability. Ib. BOOKS, INSPECT ION OF : See Taxation. 1. Code of Alabama, 1886, section 1677, which provides that stockholders of all corporations have the right to have access to and inspection and examina REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 BOOKS, INSPECTION OF—Continued. tion of the books, records, and papers of the corporation at all reasonable and proper times, applies to national banks located within the State; and mandamus will lie against the officer having custody of the books to enforce the right. Winter v. Baldwin, 7 So., Rep.,'734. 2, The rights of stockholders are not curtailed nor the statute in conflict with Revised Statutes, United States, which provide that national banks shall not be subject to visitorlal powers other than those authorized by Congress or vested in the courts of justice. Ib. BRANCH BANKS: Under Revised Statutes, section 5190, providing that "the usual business of each national-banking association shall be transacted at an office or banking-house located in the place specified in its organization certificate," a national bank can not make a valid contract for the cashing of checks upon it at a different place from that of its residence, through the agency of'another bank. Armstrong v. National Bank of Springfield, 38 Fed. Rep., 883. BROKER: See Government securities. A national-banking association is not authorized to act as a broker or agent in the purchase of bonds and stocks. First National Bank of Allentown v. Hoch, 89 Penn. St., 324; Weckler v. The First National Bank of Hagerstown, 42 Md., 581. CAPITAL STOCK : See Transfer of stock; Increase of; Reduction of. Where a nationl-abanking association purchases shares of its own stock, and divides them among its directors, to whom the shares are transferred upon the stock books, the transaction is void, and no title passes. Meyers v. Valley National Bank, 13 National Bankruptcy Register, 34. CERTIFICATE OF DEPOSIT: 1. National-banking associations may issue certificates of deposit. Hunt, Appellant, 141 Mass., 515; Middle v. First National Bank,.27 Fed. Rep., 503. 2. Certain persons, directors of a savings and of a national bank, procured money from the former on notes made by a third person to them for the payment of stock of the national bank, issued in the name of such third person for their benefit. These persons were behind in their accounts with the national bank, and the savings bank allowed them to overdraw their accounts with it to a large amount, which was used in settling their accounts with the national bank. Thereafter the savings bank delivered the notes and the check to the national bank, which issued to it a certificate of deposit for an amount covering the whole amount represented by them. Held, that this certificate of deposit was without consideration and void, and any loss accruing to the savings bank by virtue of the transactions was due to the fraud or incompetency of its own officers. Niirray v. Pauly, 56 Fed. Rep., 962. CERTIFICATION OF CHECKS: 1. A national-banking association may "certify" a check. Merchants' National Bank v. Stale National Bank, 10 Wall., 604. 2. A broker received coupon railroad mortgage bonds to cover future7 margins of a customer and pledged them to a bank as collateral securitj " for any indebtedness he might owe to it. Afterward the bank advanced money and certified checks on the faith of these bonds, when broker did not have money on deposit equal in amount to the checks. Held, under section 5208, that although the certifications were unlawful the checks certified were good and valid obligations against the bank. Thompson v. St. Nicholas National Bank, 146 U. S., 240. CIRCULATION: See Post-notes; Taxation. 1. The circulating notes of a national-banking association are valid though they do not bear the imprint of the seal of the Treasury. Such imprint was intended to be simply evidence of the contract, and forms no part of the contract itself. United States v. Bennett, 17 Blateh., 357. 2. The State can not tax the circulating notes of national-banking associations. Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Elston 32 Ind., 27; see also Ruffinv. Board of Commissioners, 69 N. C, 498; Lily v. The Commissioners, 69 N. C., 300. 3. The circulating notes of national-banking associations are included in the phrase " United States Currency" when used in a penal statute. Stater. Ga&ting, 23 La. Ann., 1609. 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. COLLATERAL SECURITIES: 1. A national-banking association may take stock of a corporation as collateral security for a loan. Shoemaker v. The National Mechanics'' Bank, 2 Ahb. XI. S., 416 ; Can field v. The State National Bank of Minneapolis, Thorny. Nat. Bank Cas., 312. 2. And it may take for sneh purpose the stock of another national-banking association. National Bank v. Case, 99 U. S., 628. 3. A national-banking association may take a pledge of personal chattels as security for a loan. Pittsburg Locomotive and Car Works v. State National Bank of Keokuk, 2 Cent. L. J., 692; 1 New York Weekly Digest, 332. 4. A national-banking association may take as collateral security for a loan a warehouse receipt for merchandise. Cleveland, Brown <$• Co.. v. Shoeman, 40 Ohio St., 176. 5. Where stockholder borrows money from bank and gives as security certificate of his shares of its stock, he is not entitled to recover when, on nonpayment of loan, the bank sold his stock and applied proceeds to his credit. National Bank of Xenia v. Stewart, 107 U. S.f 676. 6. Creditor of insolvent bank has the right to prove and have dividends upon his entire claim, irrespective of collateral security he may hold. Peoples v. Remington, 121 N. Y., 328. 7. The property which a creditor holds as collateral to the indebtedness of hie debtor secures him to that extent in case his debt is not paid in full by the debtor, or by his estate. Evertson v. Booth, 19 Johns., 485. 8. It is the duty of a receiver if a secured debt is so reduced by dividends that the security will more than pay it, to redeem the security for the benefit of his trust. Westv. Bank of Rutland, 19 Vermont, 403. Miller's Estate, 8%\ Perm. St., US', Bates v. Paddock, 7 Western Reporter, 222. 9. A secured creditor is entitled to dividends upon his claim as it existed at the time of proving. Chemical National Bank v. Armstrong. 50 Fed. Rep., 798. CONSTITUTIONALITY : 1. Congress has the constitutional power to incorporate banks. McCulloch v. Maryland, 4 Wheat., 316 ; Osborney. Bank of the United States, 9 Wheat., 738. 2. Congress has power to clothe national-banking associations, as to their contracts and dealings with the world, with any special immunities and privileges exempting them, in their trade and intercourse with others, from the laws and remedies applicable in like cases to other citizens. The Chesapeake Bank v. The First National Bank of Baltimore, 40 Md., 269. 3. Thus, the provision of the banking law that no attachment, injunction, or execution shall issue against a national-banking association before final judgment in any suit, action, or proceeding in a State court is constitutional. Ib. 4. Congress having, in the exercise of undisputed constitutional powers, undertaken to provide a currency for the whole country, may secure the benefit of it to the people by appropriate legislation. Yeazie Bank v. Fenny, 8 Wall., 533. 5. Congress has the power to divest the United States courts of their jurisdiction of suits by or against national banking associations. National Baytjk of Jefferson v. ''Fare et al.,25 Fed. Rep., 209. 6. National-banking associations, being instruments designed to aid the Government in the administration of a branch of the public service, can not be controlled by the States, except in so far as Congress may see propei to permit. Farmers and Mechanics' Bank v. Bearing, 91 U. S., 29. 7. A State law prohibiting the establishment of banking companies in the State without the authority of the legislature was not intended to apply to banking corporations created by authority of Congress, since sucli corporations may be legally established in the State without the consent of the legislature. Stetson v. City of Bangor, 56 Me., 274. CONVERSION OF BANK : See Oath of director. 1. Where a State bank has been converted into a national-banking association it may enforce all contracts made with it while a State corporation. City National Bank v. Phelps, 97 N. Y., 44. 2. And it is liable, after the conversion, for all the obligations, of the old institution. Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. Thi. National 'Bank of Crawford, 69 Penn. St., 4$(i. ' 3. A national-banking association, organized as the successor of a State bank; may take and hold the assets of the bank whose place it takes, though there was not in form a conversion from a State to a national eorporatioij but the organization of a new corporation. Bank v. Mclntyre, 0 OhiJSt REPORT OF THE COMPTROLLER OF THE CURRENCY. 37 CONVERSION OF BANK—Continued. 4. And such association will be liable to the depositors of the former bank. Fans v. Exchange Bank, 79 Mo., 182. 5. A State law authorizing national banking associations which have been converted from State banks to use the name of the original corporation for the purpose of prosecuting and defending suits is not in conflict with the national-banking law, and therefore proceedings based upon a judgment obtained before the conversion may be instituted by such association in its former corporate name. Thomas v. Farmers' Bank of Maryland, 40 Md., 43. 6. The conversion of a State bank into a national bank, with a, change of name, under the national-bank act does not affect its identity or its right to sue upon liabilities incurred to it by its former name. Michigan Insurance Bank v. Fldred, 143 U. S., 293. 7. No authority other than that conferred by act of Congress is necessary to enable any State bank to become a national-banking association. Casey v. Galli, 94 U. S., 673. 8. When a State bank is converted into a national-banking association all of the directors at the time will continue to be directors of the association until others are appointed or elected, though some of them may not have joined in the execution of the articles of association and organization certiiicate. Lockwood v. The American National Bank, 9 li. I., 308. 9. But even were the oath required, a majority of all who were directors at the time of the conversion, and not merely a majority of those who take the oath, are necessary to constitute a quorum, Ib. CRIMINAL LAW: See False entries; Indictment. 1. The willful misapplication of the moneys and funds of a national-banking association, made an offense by section 5209, Revised Statutes, must be for the use or benefit of the party charged or of some person or company other than the association. United States v. Britton, 107 U. S., 655. 2. The exercise of official discretion in good faith, without fraud, for the advantage or the supposed advantage of the association, is not punishable; but if official action be taken in bad faith, for personal advantage and with fraudulent intent, it is punishable. United States v. Fish, 24 Fed. Rep., 585. 3. It is not necessary that the officer should personally misapply the funds of the association. He will be guilty as a principal offender though he merely procures or causes the misapplication. II). 4. A loan in bad faith, with intent to defraud the association, is a willful misapplication within the meaning of the statute. Ib. 5. It is no defense to a charge of embezzlement, abstraction, or misapplication of the funds of a national-banking association that the funds were used with the knowledge and consent of the president and some of the directors. The intent to defraud is to be conclusively presumed from the commission of the offense. United States v. Taintor, 11 Blatch., 374. 6. Where the president, charged as a trustee with the administration of the funds of the bank in his hands, converts them to his own use without authority for so doing, he embezzles and abstracts them within the meaning of section 5209, Revised Statutes, hi the matter of Van Campen, 2 Ben., 419. 7. If, with intent to defraud the association, an officer allows a firm in which he is a member to overdraw its account, he will be guilty of misapplying the funds of the association. Ib. 8. Allowing the withdrawal of the deposit of one indebted to the association can not be charged as a misapplication of the money of the association. United States v. Britton, 108 U. S., 193. 9. It is not a willful misapplication of the moneys of the association within the meaning of section 5209, Revised Statutes, for a president who is insolvent to procure the discounting by the association of his note not well secured. Ib. 10. To constitute the offense of a willful misapplication of the moneys, funds, or credits of the association within section 5209, Revised Statutes, it is not necessary that the person charged with the offense should have been previously in the actual possession of such moneys, funds, and credits under or by virtue of any trust, duty, or employment committed to him. Nor is it necessary to the commission of this offense that the officer making the willful misapplication should derive any personal benefit therefrom. When the funds or assets of the bank are unlawfully taken from its possession, and afterward willfully misapplied by converting them to 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. C iuMTNAL LAW—Contimied. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. the use of any person other than the bank, with intent to injure and defraud, the offense; as described in the statute is committed. United States v. Harper, 33 Fed. Rep., 471. This criminal act may be done directly and personally, or it may be done indirectly through the agency of another. If the officer charged with it has such control, direction, and power of management by virtue of his relation to the bank as to direct an application ofits funds in such manner and under such circumstances as to constitute the offense of willful misapplication, and actually makes such direction or causes such misapplication to be made, he is equally as guilty as if it was done by his own hands. Ib. To constitute the offense of willful abstraction by an officer, defined by the statute, it is necessary that the money or funds of the association should be withdrawn by the officer or by his direction; that such taking or withdrawing should be without the knowledge or consent of the bank, or of its board of directors; that the money or funds so taken or withdrawn should be converted to the officer's own use, or for the benefit and advantage of some person other than the association, and that this should be done with intent to injure and defraud the association. Ib. It is competent for a State by penal enactments to protect its citizens in their dealings with national-banking associations located within the State. State v. Fuller, 34 Conn., 280. An officer of a national-banking association can not be punished under State laws for embezzling the funds of the association. Commonwealth ex rel. Torrey v. Ketner, 92 Penn. St., 372; Commonwealth v. Felton, 101 Mass., 204. But where the offense committed by an officer is properly a larceny of the funds, and not an embezzlement, he maybe indicted under a State law. Commonwealth v. Barry, 116 Mass., 1. And an officer may be punished under State laws for making false entries in the books of the association with intent to defraud it. Luberg v. Commonwealth, 94 Penn. St., 85. The officers of a national-banking association may be prosecuted under State statutes for fraudulent conversion of the property of individuals deposited with, and in the custody of, the association. Commonwealth v. Tenney, 97 Mass., 50; State v. Fuller, 84 Conn., 280. As the national-banking law makes the embezzlement, abstraction, or willful misapplication of the funds of a national-banking association merely a misdemeanor, a person who procures such an offense to be committed can not be punished under a State statute which provides that a person who procures a felony to be committed may be indicted and convicted of a substantive felony. Commonwealth v. Felton, 101 Mass., 204. The procuring by two or more directors of the declaration of a dividend at a time when there are no net profits to pay it, is not a willful misappropriation of money of bank within section 5204, Revised Statutes. United States v. Britlon, 108 U. S., 199. It is not a willful misapplication of bank money by the president, under section 5209, for him to procure the discount by bank for his own benefit of an unsecured note on which both maker and indorser are insolvent to his knowledge. Ib., 193. Nor is president liable for a criminal violation of that section solely by reason of permitting a depositor who is largely indebted to bank to withdraw his deposits without first paying such indebtedness. Ib. It is not a conspiracy against United States, under section 5440, Revised Statutes, nor a willful misapplication of money of bank, under section 5209, for president and director of bank to cause shares of its stock to be purchased with its money and held on trust. Ib., 192. Purchase of stock in violation of section 5201, Revised Statutes, made with intent to defraud, and by officers named in section 5209, is not punishable under latter section. United States v. Britton, 107 U. S., 655. DIRECTORS: See Officers. DISTRICT ATTORNEY : 1. For services performed by the district attorney in bringing a suit against a national bank, and obtaining a forfeiture of its charter, he is not entitled to more than $10, the fees prescribed by section 824, there being no other law in the United States giving a compensation to a district attorney for such services. Bashaw v. United States, 47 Fed. Hep., 40. REPORT OF THE COMPTROLLER OF THE CURRENCY. $$ DISTRICT ATTORNEY—Continued. 2. The 56th (now 153rd) section of the act providing that suits under it, in which officers of the United States are parties, shall he conducted hy the district attorney of the district, is directory only. Kennedy v. Gibson] 8 Wall., 498. 3. District attorney can not recover compensation for services in conducting suit arising out of the provisions of the national-banking law in which the United States or any of its agents or officers are parties. Gibson v. Peters, Receiver, U. S. S. C., October, 1893. 4. The expenses of a receivership can nofc be held to include compensation of district attorney for conducting a suit in which the receiver is party, and he can not receive any compensation for services so rendered or offered to be rendered. Ib. DISTRICT OF COLUMBIA: After the act of June 30, 1876 (19 Stat., 63), savings banks organized in the District of Columbia under an act of Congress, and having a capital stock paid up in whole or in part, were entitled to become national banking associations in the mode prescribed by Revised Statutes, Sec. 5154. Key* ser v. Hits, 133 U. S., 138. ESTOPPEL: 1. Where an officer of a bank loaned money for his individual benefit upon pretended collateral security of the bank, held, that his bank was estopped to deny the loan and is liable therefor, as the lender dealt with him solely in his official capacity. Stewart v. Armstrong, 56 Fed. Hep., 167. 2. Vice-president of bank, also manager of a commercial house, substituted as collateral, notes to order of his house, and indorsed by them without consideration. Held, that as against holders of collateral, the house was estopped to deny that these notes were properly pledged as security for a loan to his bank. Ib. 3. The estoppel upon his bank exists only in favor of lender. Hence, his house has no remedy against it for any liability enforced by the lender on account of its endorsed notes so pledged. Ib. 4. A shareholder who has held himself out to the world as such is estopped to deny that the association was legally incorporated. Casey v. Galli, 94 TJ. S.,673; Wheelockv. Kost, 77 IIL,296. 5. Where one sued by a national bank is accustomed to deal with it as such, and does so deal with it in respect to the matter in suit, he is estopped from denying its incorporation. National Bank of Fairhaven v. The Phoenix Warehousing Company, 6 Run., 71. 6. A person who received dividends on shares of stock standing in his name on the books of a national bank is estopped from denying his liability on the ground that he returned the same by check to an officer of the bank. He is presumed to be the owner of the stock when his name appears upon the books of the bank and the burden of proof is upon him to show that he is not in fact tne owner. Finn v. Brown, 142 TJ. S,, 56. 7. A shareholder against whom suit is brought to recover the assessment inade upon him by the Comptroller will not be permitted to deny the existence of the association, or that it was legally incorporated. Casey v. Galli3 94 TJ. 8., 673. 8. A director is not, by reason of his position, estopped from setting up the defense of usury in an action brought against him by the association. Bank of Cadiz v. Slemons, 34 Ohio St., 142\ 9. The legality of the appointment of the receiver can not be questioned by tha debtors of the bank when sued by him. The bank may move to have th© appointment set aside, but the debtors can not. Cadle v. Baker, 20 Wall.p 650; Plait v. Beebe, 57 N. Y., 339, 10. Where a national-banking association has entered into a contract which it is not authorized to make, a party who has enjoyed the benefit of such contract can not question its validity. Casey v. La Societe de Credit Mobil* ier, 2 Woods, 77; German National Bank v. Meadowcroft, 95 III., 124. 11. Debtors of national banks, when sued by person whom Comptroller has appointed receiver under section 50, can not question the legality of his appointment. Cadle v. Baker, 20 Wall., 650. 12. Where officer of a bank guaranteed payment in name of bant and sold the note, the bank by retention and enjoyment of the proceeds is estopped to deny officer's act. People's Bank v. National Bank, 101 TJ. S., 181. 13. In such suit stockholder is estopped to deny existence or validity of corporation. Casey v. Galli, 94 U. S., 673. 40 E REPORT OF THE COMPTROLLER OF THE CURRENCY. 1. The certificate of the Comptroller of the Currency that an association has complied with all the provisions required to be complied with before commencing the business of banking is admissible in evidence upon a plea of mil tiel corporation; and such certificate, together with proof that the association has been acting as a national-banking association for a long time, is amply sufficient evidence to establish, at least prima facie, the existence of the corporation. Mix v. The National Bank of Blooming ton, 07 III., 20; Merchants' National Bank of Bangorv. Glendon, 120 Mass., 97. 2. The certificate of the Comptroller that the association has complied with all the provisions of law touching the organization of associations removes any objection which might otherwise have been made to the evidence upon which he acted. Casey v. Galli, 94 U. S., 673; Thatcher v. West River National Bank, 10 Mich., 196. 3. And in a suit against the association or its shareholders such certificate of the Comptroller is conclusive as to the completeness of the organization. Casey v. Galli, supra. 4. A letter from the Comptroller directing the receiver to institute suit, if not objected to at the time, is sufficient evidence that the Comptroller has decided that the enforcement of the individual liability of the shareholders is necessary. Bowden v. Johnson, 107 U. S., 251. 5. A certificate signed by the Deputy Comptroller of the Currency as "Acting Comptroller of the Ciirrencjr," is a sufficient certificate by the Comptroller of the Currency within the requirements of Revised Statutes, Bee. 5154. Asjnnwall v. Butter, 133 U. S., 595. EiXKCUTION: A judgment against a national bank in the hands of a receiver only establishes the validity of the claim; the plaintiff can have no execution on such judgment,'but must wait pro rata distribution. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383. FALSE ENTRIES: 1. The only remedy for the making of a false return to the auditor by the cashier of a bank, of the resources and liabilities of the bank for the purposes of taxation, is afforded by revised statutes of Ohio, section 2679, which provides that the auditor may examine the books of the bank, aud any officer or agent of it under oath, and make out the statement; and any officer of the bank may be fined not exceeding $100 for failing to make the statement, or for willfully making a false one. Miller v. First National Bank, 21 N.' E. Rep., 860. 2. Any entry on the books of the bank which is intentionally made to represent what is not true or what does not exist, with intent either to deceive its officers or defraud the association, is a false entry within the meaning of the statute. United States v. Harper, 33 Fed. Rep., 471. 3. It may be made personally or by direction. Io. 4. The erasure of figures already written in the books of a national bank and the substitution of other figures which falsify the state of the account constitute a "false entry" within the meaning of section 5209, Revised Statutes, by which it is declared to be a misdemeanor to make "any false entry in any book, report, or statement of the association, with intent to injure or defraud," etc. United States v. Crecelius, 34 Fed. Rep., 30. 5. Where false entries are made by a clerk at the direction of the president, the latter is a principal. In the matter of Van Campen, 2 Ben., 419; United States v. Fish, 24 Fed. Rep., 5S5. 6. A report of condition of a national bank, whether called for by the Comptroller of the Currency or not, which is a report in the usual form made by an officer of the bank in his official capacity, if it contains a false entry made with intent to deceive, is within Revised Statutes, United States, section 5209, which declared such false entries to be a misdemeanor. United States v. Hughitt, 45 Fed. Rep., 47. 7. Where false entries were made by a bookkeeper in a statement requested by a national-bank examiner purporting to give the balance due to depositors, which statement it was the duty of the examiner to make and not the bookkeeper, an indictment for making "false entries in a statement of the association" will not be sustained. United States v. Eqet 49 Fed Rep., 852. 8. In an indictment of an officer of a national bank under section 5209, Revised Statutes, United States, for making false entries in a report to the Comptroller of the Currency, it is no defense that such entries were made by a REPORT OF THE COMPTROLLER OF THE CURRENCY] 4j FALSE ENTRIES—Continued. clerk and verified by the officer without actual knowledge of their truth, since it was his duty to inform himself. United States v. Allen, 47 Fed. Rep., 696. 9. A "false entry" in a report by a national-bank officer or a director to Comptroller of the Currency within the meaning of section 5209, is not merely an incorrect entry made through inadvertent negligence or mistake, but is an entry known to the maker to be untrue and incorrect and by him intentionally entered while so knowing its false and untrue character. United States v. Graves, f>3 Fed. Rep., 684. 10. In determining whether a certain false entry, made by a national-bank officer in a report to the Comptroller, was made with intent to deceive or defraud, etc., within the meaning of the statute, the jury are authorized to infer the intent if the natural and legitimate result of such false entry would be to deceive any other officer or officers of the bank or any agent appointed to examine into its affairs. Fb. 11. 1 n detercniuing whether defendant made a " false entry" within the meaning of the statute, when he included in such report, as "Loans and discounts" of the bank, amounts which were being carried on the books of the bank as "overdrafts," the jury will not consider whether other national banks fol-1 lowed the#sanie practice; but the jury, in determining whether such, entry, if a "false entry,7' was made with intent to deceive and defraud, may consider whatever knowledge defendant is shown to have had as to practice of any other national bank'hi this respect. Fb. 12. It is not necessary to complete the offense of making a "false entry" in a report to the Comptroller of the Treasury of the condition of a national bank, with intent to deceive or defraud, that any person shall have been in fact actually deceived or defrauded; for the making of such a "false entry " with the intent to deceive or defraud is sufficient. Ih. 13. Under section 5209 of the national-bank act, it is an indictable offense to make a false entry in a report to the Comptroller of the Currency, or to aid and abet the making of such entry. United States v. French el. ah, 57 Fed. Rep., 882. 14. It is not a " false entry " to enter under heading of " Loans and discounts," items which, on books of the bank, and for convenience of its officers, have been temporarily withdraw from that heading, and which are, from day to day carried on books of the bank under heading of " Suspended loans" while awaiting action of directors as to same being withdrawn from character of loans and entered up as a loss on profit and loss account. United States v. Graves, 53 Fed. Rep., 634. FORFEITURE OF CHARTER: 1. Under Revised Statutes, United States, section 5239, providing that if the directors of a national bank shall violate any of the provisions of the title relating to the organization and management of banks, the franchises of the bank shall be forfeited, such violation, however, to be determined by a proper court of the United States in a suit therefor by the Comptroller, and that in cases of such violation every director participating therein shall be personally liable for all damages which the bank, its shareholders, or any other person shall have sustained in consequence thereof, the Comptroller can not authorize the receiver to bring suit, under section 5234, to enforce such personal liability, until it has been adjudged by a proper court that such acts have been done as authorize a forfeiture of the charter. Wei les v. Graves, 41 Fed. Rep., 459. 2. The right to maintain an action under Revised Statutes, United States, section ,">239, to recover from a bank director the damages sustained by his bank in consequence of excessive loans made by him while serving in the capacity of director, is not affected by the fact that the Comptroller has or has not procured a forfeiture of the bank's charter. Stephens v. Overstolz, 43 Fed. Rep., 771. GOVERNMENT SECURITIES: National-banking associations can engage in the business of dealing in and exchanging Government securities. Van Leuven v. First National Bank, 54 N. Y., 671; Yerkes v. National Bank of Fort Jervis, 69 N. Y., 383; Leaeh v. Hale, 31 Iowa, 69. GUARANTY : A personal guaranty, given by stockholders and directors to another bank in consideration of loans, discounts, or other advances to be made, for the repayment of any indebtedness thus created, imposes a liability on the 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. GUARANTY—Continued. guarantors when acted on by tlie guarantee though no notice of the acceptance of the guarantee was given, for the contract shows a personal interest of the guarantors in the advances constituting a consideration moving to them. JJoud et. al. v. National ParJc Bank, 54 Fed. Rep., 846. INCREASE OF CAPITAL STOCK : 1. National banks have no authority to increase their capital stock except as provided by Revised Statutes, section 5142, and act of Congress, May 1,1886; and where an increase is attempted to be made without obtaining the consent of two-thirds of the stock, the payment in full of the amount of such increase, and the certificate and apx>roval of the Comptroller of the Currency, as required by those statutes, the proceedings are invalid, and preliminary subscriptions to such increase can not be enforced. Armstrongv. Stanage et ah, 37 Fed. Be}),, 508. 2. Where one subscribes for shares in the increase of the capital of a nationalbanking association in a certain amount, such subscription and payment are upon the implied condition that the increase shall be in the exact amount so fixed; and if such amount is changed, the subscriber may avoid the subscription and recover the amount paid in. Eaton v. Pacific Bank, 144 Mass., 260. 3. And the certificate of the Comptroller of the Currency that the amount of the increase in another sum has been paid in, which amount includes what was paid by the dissenting subscriber, will not be conclusive upon such subscriber. Ib. 4. But if such subscriber has assented to or ratified the change lie will be held a shareholder. Delano v. Butler, 118 U. S., 634. 5. When the previous proceedings looking to an increase in the capital stock of a national bank have been regular and all that are requisite, and a stockholder subscribes to his proportionate part of the increase and pays his subscription, the law does not attach to the subscription a condition that it is to be void if the whole increase authorized be not subscribed; although there may be cases in which equity would interfere to protect him in case of a material deficiency. Aspinwall v. Butler, 133 U. S., 595. 6. The Comptroller of the Currency has power by law to assent to an increase in the capital stock of a national bank less than that originally voted by the directors, but equal to the amount actually subscribed and paid for by the shareholders under that vote. Ib. 7., Where one subscribes for shares in an increase of capital stock of a national bank and pays for the same without waiting to see whether the whole amount of the increase is taken, he is bound by such subscription and payment, though the amount of the increase is afterward reduced by the bank and the Comptroller of the Currency. Butler v. Eaton, 141 U. S., 240. 8. The conditions imposed by Revised Statutes, Sec. 5142, to the validity of increase of national-bank capital were intended to secure actual cash payment of subscriptions and to prevent watering stock, not to invalidate bona fide subscriptions actually made and paid. Agpinwall v. Butler, 133 U. S., 595. 9. Stockholder in national bank who, with knowledge of its insolvent condition and of all material facts, subscribes for increased stock to same amount as his original stock, and amount of proposed increase is afterward reduced, cau not question validity of proceedings for such increase to annul such subscription and payment;. Delano v. Butler, 118 U. S., 634; Pacific National Batik v. Eaton, 141 ib.y 227; Thayer v. Butler, ib., 234; Butler v. Eaton, ib., 240. INDICTMENT : 1. An indictment charging defendants with aiding and abetting a director in a willful misapplication of the money of an association must state facts to show that there has been such misapplication committed by the director. United States v. Warner, 26 Fed. Rep., 616. 2. An indictment under act of July 12, 1882, amending section 5208, making it a misdemeanor to "certify any check" drawn by a person not then having on deposit sufficient money to meet same need not allege delivery of check by bank after certification. Untied States v. Potter, 56 Fed. Re})., 83. 3. When indictment alleges certification as accomplished, authentication will not be presumed as an essential part thereof, and hence it is unnecessary to allege absence of required credit or deposit at time of authentication. Ib. REPORT OP THE COMPTROLLER OF THE CURRENCY. 43 INDICTMENT—Continued. 4. The indictment in charging in the language of section 5208 that the drawer of the cheek had not on deposit, at the time it was certified, "an amount of money equal to that specified" in the check is sufficient. Ib. 5. The indictment does not charge two offenses in the same count because it alleges therein that the check was certified " before the amount thereof had been entered to the credit of the drawer on the books of the bank/' and also at a time when the drawer did not "have on deposit an amount of money equal to" the amount of the check, lb. 6. An indictment against the president for "aiding and abetting" cashier in certifying check under prohibition can not be sustained, lb. 7. An indictment charging directors of a national-banking association with making false entries in a report of condition to the Comptroller of the Currency can not be sustained under section 5209. Ib. 8. The use in an indictment, under section 5209, of the words "then and there" in alleging that the defendant was president or director of such bank and made alleged false entries, is not uncertain or repugnant merely because in one place they may refer to the whole of a day and in another to only one instant of the day. Ib. 9. The omission of the signs for dollars and cents in the recital of alleged false entries in reports and misnomer of reports are immaterial where reports are set out by their tenor in the indictment. Ib. 10. It is not necessary to allege specifically in such indictment that the reports were transmitted to the Comptroller of the Currency, or that they were published. Ib. 11. Allegations that the false entries were made with intent "to injure and defraud the said association and certain persons to the grand jurors unknown" are sufficient. Ib. 12. An indictment against the president of a national bank, under section 5209, for making false entries in the books of the bank, charging that it was done "with intent to defraud said association and certain persons to the grand jurors unknown" is sufficient so far as concerns the allegations of intent. United States v. Potter, 56 Fed. Rep., 97. 13. When indictment alleges that the false entries indicated that there was then in the paying teller's department of the bank certain amount in gold, legal tenders, and gold certificates, when in fact such amount was not there, it is not necessary that it should further allege that such amount was not then in other departments of the bank. Ib. 14. In addition to the entries themselves, the indictment need set out the context only when it so modifies the entries as to be in presumption of law a part of them. lb. 15. The fact that the note teller's and paying teller's books, in which the president is charged with making the false entries are usually kept by those officers without interference by the president does not invalidate indictment thereon. Ib. 16. Counts charging false entries by the president in reports of condition of the bank, which allege that reports were made in conformity to the law and then set them out by their tenor are bad, for their failure to allege specifically that the reports were verified and attested by the cashier. Ib. 17. An indictment against the president of a national bank, alleging that he "unlawfully and willfully and with intent to injure and defraud the said association for the use, benefit, and advantage of himself, did misapply certain of the money and funds of the association which he * * * then and there with the intent aforesaid paid and caused to be paid" to certain persons named, was bad for failure to allege the fact that made such payment unlawful or criminal. United States v. Eno, 56 Fed. Eep., 218. 18. It is not essential that such indictment should allege that the acts charged were done without the knowledge and assent of the directors of the association. Ib. 19. Where the entry whose tenor is set forth contains the words " See schedule," it is not a valid objection to the indictment that these words are not explained. Ib. 20. It is sufficient if the indictment allege the substance of the reports in question without setting them out in full. Ib. 21. United States v. Work, 57 Fed. Rep., 391, was decided in accordance with United States v. French. 57 Fed. Rep., 382, and United States v. Potter, 56 Fed. Rep., 83 and 97. ' 22. An allegation in an indictment under this section that defendant" did make a certain false entry in a certain report of the association" will not b© 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. INDICTMENT—Continued. 23. 24. 25. 26. 27. 28. 29 30. 31. construed to mean that the entry was made after the report was completed, and was, in fact, an alteration. United Staies v. French et al.% 57 Fed. Hep., 882. The preparation and completion of the report, the making of the false entry therein, its verification, attestation, and delivery to the Comptroller, may be considered as simultaneous, and there is no repugnance in failing to allege that any or all of these things occurred in consecutive order. Ib. Though the counts in an indictment under this section for aiding and abetting the cashier in making such false entries describe defendant as '•being then and there a director" of the bank in question, it can not be held that they charge him in aiding and abetting in his official capacity. Ib. Counts in such indictment, which charge defendant with x>r<>euring and counseling the false entry before the fact, are valid, for such acts are covered by the clause of the section extending the penalty to anyone who "abets" an officer or agent in the acts prohibited. Ib. In indictment under Revised Statutes, Sec. 5209, for willfully misapplying the funds of a national bank, it is not necessary to charge that the funds had been previously intrusted to defendant; since such act may be done by an officer or agent of the association without his having previously received the funds into his manual possession. United States v. Northway, 120 U. S., 327. Indictment charging president of a bank with aiding and abetting its cashier in the misapplication of its funds, it is not necessary to aver that he then and there knew that the person so aided and abetted was the cashier.— Ib. A form of indictment which sufficiently describes and identifies the crime of abstracting the funds of a national bank created by Revised Statutes, Sec. 5209, and sufficiently states the character and capacity of the bank. Ib. Indictment against president for false entry on books held sufficient in form and averments. United States v. Britton, 107 U. 8., 655. Indictment against president for fraudulent purchase of stock of the bank is bad if it fails to state for whose use purchase was made, or if it states that it was for use of the bank, or if it does not aver that it was not made to prevent loss on previous debt. Ib. Indictment for perjury against officer for false statement under section 5211, Revised Statutes, is bad if, prior to act of 1881, chapter 82, his oath verifying report was taken before notary appointed by a State. United States v. Curtis, 107 U. S.t 671. INJUNCTION : Sec. 5242 Revised Statutes, providing that no injunctions shall issue from a State court against a national bank before final judgment, does not deprive the Federal court of power to issue such injunction or to continue after removal of the case an injunction previously granted by a State court. Hower v. Weiss Maltinq and Elevator Co. et. al., 55 Fed. Bep., 856. INSOLVENT BANKS: See Shareholders; Set-off; Receiver; Preferred claims. 1. National-banking associations were not subject to the bankrupt act while that act was in force. In re Manufacturers' National Bank, 5 Biss., 499. 2. The term "insolvency," as used in section 5242, Revised Statutes, forbidding transfer of the assets of national-banking associations after, or in contemplation of, such insolvency, has the same meaning as it had when applied to traders in the bankrupt act; that is, it does not mean an absolute inability of a debtor to pay his debt at some future time, upon a settlement and winding up of his aifairs, but a present inability to pay in the ordinary course of business. Case v. Citizens' Bank of Louisiana, 2 Woods, 23; Market Bank v. Pacific National Bank, 30 Run., 50. 3. It is not necessary that the facts upon which the Comptroller bases his action in appointing a receiver should be established by what is competent legal evidence; but he is left to be satisfied as best he can be, under the peculiar circumstances of each case, of the facts and the necessity for the exercise of his authority. Platt v. Beebc, 57 N. Y., 330. 4. A return of nulla bona upon an execution issued against the property of a national bank is proof of its insolvency. Wheelock v. Kost, 77 III., 296. 5. The creditors of an insolvent association must seek their remedy through the Comptroller, in the mode prescribed by the statute; they can not proceed REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 INSOLVENT BANKS—Continued. directly in their own names against stockholders or the debtors of the bank. Kennedy v. Gibson, 8 Wall., 498. 6. The creditors of an insolvent national-banking association in the hands of a. receiver are entitled to Interest on their claims during the period of administration. National Bank of Commonwealth v. Mechanics7 National Bank, 94 U. 8., 437; Chemical National Bank v. Bailey, 12 Blatch., 480; White v. Knox, 111 U. S., 784. 7. Where a national bank has leased a banking house for a long term of years, and subsequently becomes insolvent, but during the time it continued business had not defaulted in paying the rent, the lessor has no claim against the receiver by reason of the insolvency or dissolution of the corporation or the forfeiture of its franchises, or by the refusal of the receiver to take under the contract and pay the rent. Fidelity Safe Deposit and Trust Co. v. Armstrong, 35 Fed. Rep., 567. 8. A subscriber who has made payments on his subscription to the proposed increase, believing that the statutory requirements would be complied with, is entitled to have the amount thereof allowed as a claim against the assets of the bank in the receiver's hands. Armstrong v. Slanage, 37 Fed. Hep., 568. 9. Revised Statutes, United States, sections 5234 and 5239, prescribing the method of enforcing the liability of the directors of national banks for violation of the banking law, are exclusive of other remedies, and a creditor of an insolvent bank for which a receiver has been appointed, can not sue its directors for the purpose of making them personally liable for the mismanagement of the bank. National Exchange Bank v. Peters et al., 44 Fed. Hep., 13. 10. Bank'property attached by individual creditor after bank is insolvent can not be sold to pay his demand against the claim of a receiver subsequently appointed. National Bank v. Colby, 21 Wall., 609. 11. Depositor, when bank suspends payment and receiver is appointed, is entitled from date of his demand to interest on his deposit. National Bank v. Mechanics1 National Bank, 94 TJ. 8., 437. 12. It does not lose its corporate existence by mere default in paying its notes and the appointment of a receiver. Ib.; Bank of Bethel v. Pahquioque Bank, 14 Wall., 38S. 13. Such associations may be sued, though a receiver has been appointed and is administering its concerns. Ib. 14. If failed bank was indebted to its subagent and the collections were entered in their books as a credit to such indebtedness, they were thereby reduced to possession and passed into the general funds of the failed bank. Commercial National Bank v,. Armstrong, 148 TJ. 8., 50. 15. By the terms of an arrangement for the failed bank to remit the 1st, 11th, and 21st of each month, the relations of debtor and creditor were created when the collections were fully made, the funds being on general deposit with the failed bank with the right in that bank to their use until the time of remittance should arrive. Ib. 16. Where a check of a depositor is accepted by a correspondent bank in payment of a draft for collection, which charges the same to the drawee and credits the drawer without separating the amount from its general funds, it holds the money as agent for the drawer, who, after insolvency, becomes a mere general creditor, notwithstanding the State constitution proves that "depositors who have not stipulated for interest shall for such deposits be entitled in case of insolvency to preference of claimant over all other creditors. Anheuser-Busch Brewing Association v. Clayton, 56 Fed. Rep., 759. 17. Sureties on indebtedness of insolvent bank are not entitled to prove any claim against it by reason of the enforcement of their liability as such. Stewart v. Armstrong, 56 Fed. Rep., 167. 18. A creditor of an insolvent national bank, who establishes his debt by suit and judgment after refusal of Comptroller to allow it, is entitled to share in dividends on debt and interest so established as of day of failure of bank, not for subsequent interest. White v. Knox, 111 U. S., 784. 19. The personal property of an insolvent bank in hands of a receiver is exempt from State taxation. Rosenblatt v. Johnston, 104^ TJ. S., 462. 20. When a creditor of a national bank is entitled to interest on the amount of his dividend from the time it was declared by a receiver of the bank. Armstrong v. American Exchange National Bank, 133 TJ. «S\, 433. 21. Construction and application of Revised Statutes, Sec. 5212, as to transfers hy insolvent national banks, National Bank v. Butler, 129 U. #., 223% 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT BANKS—Continued. 22. What motive is sufficient under Revised Statutes, Sec. 5242, to invalidate a transfer by a national bank. 1b. 23. In estimating the dividends to be paid out of the assets of an insolvent association, the value of the claims at the time when the insolvency is declared is to be taken as the basis of distribution. White v. K?ioXj 111 U. S., 784. INTEBEST: See Usury; Insolvent banks. 1. The provision in section 30 of the act of 1884 "that where, by the law of any State, a different rate is limited for banks of issue organized under State laws, the rate so limited shall be allowed for associations organized in any such State under the act," is enabling, and not restrictive; and, therefore, a national-banking association in any State may stipulate for as high a rate of interest as by the laws of such State a natural person may, although State banks of issue are restricted to a less rate. Tiffany V. National Bank of the State of Missouri, 18 Wall., 409. 2. But it is not to be inferred from Tiffany v. National Bank of Missouri that whatever by the laws of the State is lawful for natural persons in acquiring title to negotiable paper by discount islawful fornational banks. National Bank v. Johnson, 104 U. 8., 271. 3. The interest which a national-banking association may charge is limited to the rate allowed to the banks of the State generally; and the fact that a few of the State banks are specially authorized to take a higher rate is not a warrant for a national-banking association to do so. Duncan v. First National Bank of Mount Pleasant, 11 Bank*Mag., 787; Gruber v. First National Bank, 87 Penn. St., 468. 4. Where the State law does not limit the rate of interest which may be charged on loans to corporations, a national-banking association located in that State can not charge more than 7 per cent interest on such loans. In re Wild, 11 Blaich., 243. 5. Where by the statutes of the State parties are authorized to contract for any rate of interest, national-banking associations in that State may likewise contract for any rate, and are not limited to 7 per cent. Hinds v. Marmelejo, 60 Cal., 229; National Bank v. Bruhn, 64 Texas, 571. 6. Bank may take the rate of interest allowed by the State to natural persons generally, and a higher rate where State banks of issue can take it. Tiffany v. National Bank of Missouri, supra. 7. May charge rate of interest allowed to natural persons in the State or Territory where bank is located,but can not take more, even on discount ofpaper for third party, without it being usury. National Bank v. Johnson, supra JURISDICTION: See Actions. 1. The tenth subdivision of section 629, Revised Statutes, which confers upon the circuit court of the United States jurisdiction of all suits by or against any national-banking association established in the district for which the court is held, has been repealed by the proviso to section 4 of the act of July 12, 1882. National Bank of Jefferson v. Fare et at., 25 Fed. Rep., 200. 2. The object of this proviso was to deprive the United States courts of jurisdiction of suits by or against national-banking associations in all cases where banks organized under State laws could not likewise sue or be sued in such courts. Ib. 3. But the proviso does not affect the right of the receiver of an insolvent association to sue in a Federal court. Hendee v. Connecticut and P. R. 11, Co., 26 Fed. Rep., 677. 4. Nor would the act of July 12, 1882, take from the circuit court jurisdiction of a suit brought against a direct or for negligent performance of his duties; for, as such suits rest upon the requirements of the United States laws and by-laws made pursuant thereto, it is a case arising under the laws of the United States 1Fitters v. Foster, 28 Fed. Rep., 737. 5. In an action against a national bank in a circuit court of the United States, if all the parties are citizens of the district in which the bank is situated, and the action does not come under section 5209 or section 5239 of the Revised Statutes, the circuit court has no jurisdiction. Whittemore v. Amoskeag National Bank, 134 U. S., 527. 6. The Federal courts have jurisdiction of an action between a national bank located in one State and a citizen of another State. First National Bank v. Forest, 40 Fed. Rep., 705. 7. An action between a receiver of an insolvent national bank and a depositor does not present a Federal question under Revised Statutes of the United REPORT OF THE COMPTROLLER OF THE CURRENCY. 47 JURISDICTION—Continued. States, section 5242, avoiding preferences to creditors of such an insolvent bank. Tehan v. First National Bank et al., 39 Fed. Bep., 577. 8. A receiver of an insolvent national bank is an officer of the United States within the meaning of section 563, Revised Statutes of the United States, which gives the district courts jurisdiction of "all suits at common law brought by the United States, or any officer thereof authorized by law to sue." Stephens v. Bern ays, 41 Fed. Rep., 401. 9. State courts have jurisdiction of suits by and against national banking associations. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; Ordway v. Central National Bank, 47 Md., 217 and Clafflin v. Houseman 93 U. S., 130. 10. Where a national banking association is sued in a State court, the suit must be brought in the city or county in which the bank is located. Cadle v. Tracey, 11 Blatch., 101. 11. The United States district court has jurisdiction of an action at Jaw brought by the receiver of a national bank to recover an assessment made upon a stockholder, and the action may be maintained, in such event against the executor of a deceased stockholder. Stephens v. Bernays, supra. 12. But in a State where the holder may sue without respect to the ownership an association may bring suit upon paper so acquired. National Pemberton Bank v. Porter, 125 Mass., 333; Atlas National Bank v. Savery, 127Mass., 75. 13. But in Talmage v. Third National Bank, 27 Hun., 61, the supreme l court of New York said: "The words of restriction to the place where said association is situated' apply to the county and municipal courts, and not to the State courts. In the State courts of general jurisdiction a national-banking association can be sued whenever an individual can be for the same .cause." 14. A State court can entertain an action brought to recover of a national-banking association the penalty for taking usury. Ordway v. The Central National Bank, 47 Md., 217; Hade v. Me Fay, 31 Ohio St., 231; Bletz v. Columbia National Bank, 87 Penn. St., 87. 15. The State courts have jurisdiction of an action brought by a shareholder on behalf of himself and other shareholders to recover of the directors of an insolvent association damages for injuries resulting from their negligence and misconduct. Brinckerhoffv. Bostwick, 88 N. Y., 52. 16. A State court has no power to make an order directing the receiver of a national bank, who has been appointed by the Comptroller of the Currency, to pay a judgment obtained against the bank before the receiver was appointed. Ocean National Bank v. Carll, 7 Hun, 237. 17. State courts have no jurisdiction of the case of an embezzlement of the funds of the association by one of its officers. Commonwealth v. Felton, 101 Mass., 204; Commonwealth ex ret. Torrey v. Ketner, 92 Penn. St., 372. 18. The defense of usury may be set up in action brought in a State court. National Bank of Winter set v. Eyre, 52 Iowa, 114. 19. Neither the Comptroller nor the receiver by putting in an appearance to a suit can subject the United States to the jurisdiction of a court. Case v. Terrell, 11 Wall., 199. 20. A national-banking association is for jurisdiction al purposes a citizen of the State in which it is located. Davis v. Cook, 9 Nev., 134. 21. The offense of making false entries in the books of a bank, for which an officer of the bank is liable to punishment, under section 5209, since it is not a crime of which the State courts have concurrent jurisdiction, under section 5328. is exclusively cognizable by the Federal courts. In re Enot 54 Fed. Hep., 69. 22. Under the provisions of the act of August 13, 1888, national banks are deemed to be, for jurisdictional purposes, citizens of the State wherein they are located and they no longer possess the right of removal on the ground that they are Federal corporations. Burnham et al. v. First National Bank of Leoti, 53 Fed. Rep., 163. 23. When the citizenship is diverse and plaintiff is a resident of the district it is not necessary that he shall also reside in the particular division of the district in which the suit is brought, that a creditor's bill may be maintained in a Federal court upon a judgment procured in a different State court from the State in which the Federal court sits. Afcrchants' National Bank et al. v. Chattanooga Construction Co., 53 Fed. Bep., 314. 24. The Federal courts have jurisdiction of suits by receivers of national banks to collect the assets thereof without regard to the citizenship of the plaintiff. Fisher v. Voder, 53 Fed. Hep., 565. 25. An action for money against a national bank whose corporate existence is admitted is not a suit arising under the laws of the United States. Ulstm* County Savings Institution v. Fourth National Bank, 8 N, T.7 162. 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. JURISDICTION—Continued. 26. The pro vision that the Federal courts shall not have jurisdiction of an action on a promissory note or other chose in action by an assignee thereof, unless the action might have been maintained in such courts if no assignment or transfer had been made (act August 13, 1888), does not apply to the indorsement and transfer of the payee of notes which were made to him merely that he might as agent of the maker raise money for it by negotiating them with third persons. H aehusett National Bankv. Sioux City Stove Works, 56 Fed. Rep., 821. 27. If the citizenship of original payee of promissory note is material to jurisdiction of an action by indorsee against maker, plaintiif must affirmatively plead it. United States National Bank v. McNair, 56 Fed. Rep., 323. 28. A suit on the official bond of the cashier of a national bank, conditioned for a faithful performance of the duties thereof, "according to law and the by-laws" of the bank, involves a Federal question and is maintainable in a Federal court irrespective of the citizenship of the parties. Walker el al. v. Windsor National Bank, 56 Fed. Rep., 76. ' 29. In a suit which is properly brought in a Federal court, because it involves a Federal question, the court has full jurisdiction of the defendant, who, though a resident of another district, waives his personal privilege of being sued in his district by voluntarily appearing. II). 30. A citizen of New York brought suit in the circuit court of North Carolina against a citizen of North Carolina on promissory note to cashier of national bank, which was also located there. Note had been indorsed to plaintiff. After indorsement a receiver had been appointed for the bank. Held, that the receiver would have been an assignee of the note although the assignment was brought about by operation of law, and that as bank could not have sued in circuit court neither could the receiver* nor the plaintiff, as the court had no jurisdiction. Ib. 31. Under the above statute assignee can not maintain a suit on a promissory note unless the original payee could have prosecuted it. Ib. 32. The exemption of national banks from suits in State courts in other than their own county or city, by act of February 18, 1875 (18 Stat., 316, chap. 80), was a personal privilege which could be waived by appearing to such suit and not claiming the immunity. First National Bank v. Morgan, 132 U. S., 141. 33. The provision in act of July 12, 1882 (22 Stat., 163, chap. 290, sec. 4), respecting suits by or against national banks, refers only to suits brought after the passage of that act. Ib. 34. This court has jurisdiction to review a judgment in State courts involving the question whether a national bank is exempted from liability to account for bonds purchased by it on condition of selling back on demand. Logan Bankv. Town send, 139 U. S., 67. 35. When transaction of transfer of national bank shares does not present a case arising under national-banking act, and so involving a Federal question. Le Sassier v. Kennedy, 123 U. 8., 521. LENDING CREDIT: 1. A national-banking association can not lend its credit. Johnson v. Charlottesville National Bank, 3 Hughes, 657; Seligman v. CharloUesviUe National Bank, 3 Hughes, 647; National Bank of Commerce v. Atkinson, 55 Fed. Rep., 465. 2. A national banking association can not take a pledge of its stock to secure a deposit made by it with another bank. Such a transaction amounts to a lending upon the security of its own shares. Bank v. Lanier, 11 Wall., 369. 3. Though a bank is prohibited from lending money upon the security of its own shares, yet, if the shares have been sold and the proceeds applied to the nayii'ent of the debt, the courts will not aid the shareholder to recover the value of the shares. He can dispute the validity of the transaction only while the contract is executory, and the security still subsists in the possession of the bank. National Bank of Xenia v. Stewart, 107 U. S., 676. LIABILITY : See Officers: Shareholders. 1. And where an association receives United States bonds of one class for the purpose of having them converted into bonds of another class, it is not a mere mandatary, but is responsible for the failure to deliver the bonds on demand. Leach v. Hale, 31 Iowa, 69. 2. Where a national-banking association has taken collaterals to secure a loan, and, after the loan has been repaid, holds them to secure future advances. REPORT OF THE COMPTROLLER OF THE CURRENCY. 49 LIABILITY—Continued. it is not a gratuitous bailee; and it is responsible for the loss of snch collaterals occasioned by its lack of ordinary care and diligence, though at the time the bailor was not indebted to it. Third National Bank of Baltimore v. Boyd, 44 Aid., 47. 3. A bank receiving a certificate of deposit for collection, and mailing it to the drawer with a request for a remittance, is guilty of negligence. First National Bank of EvanscilleY. Fourth National Bank of Louisville, 56 Fed. Rep., 967. 4. A bank is charged with notice of letters duly mailed to it and received by the general bookkeeper, whose duty it is to open and distribute mail matter, although he conceals such letters to hide certain irregularities in his office, and thereby prevents their coming into the hands of the other bank officers. 11). 5. The E. bank, on May 8, 1888, mailed to theL. bank for collection a certificate of deposit issued by P. & Co., which, the next day, negligently mailed it to P. & Co. with request to remit. On June 1 the L. bank credited the E. bank with the item in account current for May, and wrote that nothing had been heard from P. & Co. On June 22 the L. bank wrote that repeated letters about the item had remained unanswered. The L. bank now charged the E. bank with the item. No further correspondence ensued. P. & (Jo. continued in good credit until after January 1, 1889, when they failed. Held, That the L. bank was not responsible for more than nominal damages, lo. 6. Where bank acquires title to real estate by conveyance from its president who held same under deed reciting full payment of purchase money, and bank has no actual knowledge that purchase money was not in fact paid, it is an innocent purchaser without notice, and is not chargeable with constructive notice because of the knowledge of its president. First National Bank of Sheffield et al. v. Tompkins, 57 Fed. Rep., 20. 7. Where grantor states to director of bank that he is willing to convey a half interest in certain land to the bank's president, with the understanding that such president was to deed the w hole interest to the bank, and the president of the bank was to pay him by giving Mm credit upon notes then running against him in the bank. Held, Not to amount to notice to the director that the grantor intends to retain a vendor's lien, but ' rather imports a notice that no such lien is to be retained. Io. 8. If a cashier, without authority to buy coin in behalf of his bank, does so buy it, and it goes into the funds of the bank, it is liable. Merchants' Bank v. State Bank, 10 Wall., 604. 9. National bank is liable for damages occasioned by the loss through gross negligence of a special deposit made in it with knowledge and acquiescence of its officers and directors. National Bankv. Graham, 100 U. S., 699, LIEN : See Preferred claims. 1. An association has equitable lien upon dividends declared for any j ust debt 'due to it from the shareholders. Hager v. Union National Bank, 63 Me., 509. 2. But a creditor will not have a lien upon the funds of the association because checks given in settlement of balances were fraudulent, and were given at a time when the bank was hopelessly insolvent and its officers were contemplating flight. Citizens' National Bank v. Dowd, 35 Fed. Rep., 340. 3. Bank can not acquire a lien on its own stock held by its debtors, even if its by-laws are framed with that intention. Bidlard v. Bank, 18 Wall., 589. 4. Loans by bank to stockholder do not give lien to bank on his stock. Ib.; Bank v. Lanier, 11 Wall., 369. LIQUIDATION: 1. A national bank may go into voluntary liquidation and be closed by a vote of two-thirds of its shareholders, although contrary to the wishes and against the interest of the remainder. Watkins v. National Bank of Lawrence, 32 Pac. Rep., 914. 2. A national bank which has gone into voluntary liquidation will continue to exist as a body corporate for the purpose of suing and being sued until its affairs are completely settled. National Bank v. Insurance Company, 104 U. S.f 54; Ordway v. Central National Bank, 47 Md., 217. 3. After an association goes into liquidation there is no authority on the part of its officers to transact any business in its name so as to bind its shareholders, except that which is implied in the duty of liquidation, unless such authority has been expressly conferred by the shareholders. Richmond v. Irons, 121 U. S.t 27. 10665 CUR 4 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. LIQUIDATION—Continued. 4. The Comptroller may appoint a receiver for a bank that has voted to go into voluntary liquidation. Washington National Bank of Tacoma v. Eckels, Fed. Rep., 1893. 5. Where a bank has gone into voluntary liquidation, and the Comptroller has no power to appoint a receiver, a proper court, in a case where such action is necessary to protect the interests of a creditor, will appoint a receiver for it. Irons v. Manufacturers' National Bank, 6 Biss., 301. 6. Where a national bank is insolvent and in process of voluntary liquidation, and its affairs are being greatly mismanaged by its managing agents, to the injury of its creditors and stockholders, and some of the creditors and stockholders are being favored to the injury of others, a receiver may be appointed in such a case, even where the bank only has been made a defendant. Elwood v. First National Bank, 21 Kans., 673. 7. Where after an association has gone into liquidation a receiver is appointed at the instance of the creditors, the expenses of such receivership must be paid by the creditors. The shareholders can not be made individually liable for such expenses. Richmond v. Irons, supra. 8. In case of book accounts in favor of depositors, interest begins to run against an association in liquidation from the date of the suspension of business. Ib. 9. Without express authority from the shareholders in a national bank its officers, after the bank goes into liquidation, can only bind them by acts implied by the duty of liquidation. Ib. 10. Creditors of national bank who, after it suspends payment and goes into voluntary liquidation, receive in settlement of their claims bills receivable, indorsed or guaranteed in the name of the bank by its president, can not claim as creditors against the shareholders, as the original debt is paid. Ib. LOANS: 1. Sec. 5200, Revised Statutes, which provides that the total liabilities to any '* association of any person, etc., shall not exceed one-tenth part of the capital stock paid in, was intended only for the guidance of the association, and, though its franchises may be liable to forfeiture for violation of the law, the association may recover of the borrower the full amount of the loan. Gold Mining Company v. Rocky Mountain National Bank, 96 U. S., 640; O'Hare v. Second National Bank of Titusville, 77 Penn. St., 96; Shoemaker Y. The National Mechanics' Bank, 2 Abb., U. S., 416; Stewart v. National Union Bank of Maryland, 2 Abb., U. S., 424. 2. A note is not illegal because at the time it was discounted by the association the maker was indebted to the association in a sum equal to more than onetenth part of its capital. O'Hare v. Second National Bank of Titusrille, supra. 3. And a court of equity will not enjoin an association, at the instance of the borrower, from transferring to innocent third persons notes and securities, on the ground that the notes represent part of a loan made in excess of 10 per cent of the capital of the association. Elder v. First National Bank of Ottawa, 12Kans., 238. 4. Where a State bank makes a loan to one person of an amount in excess of onetenth part of its capital, and is afterward converted into a national bank, it may, after conversion, extend the time for payment of such loan without violating section 5200, Revised Statutes. Allen v. The First National Bank of Xcnia, 23 Ohio St., 97. 5. Defendant sued by national bank for moneys it loaned him can not set up as bar that they exceed one-tenth of capital paid in. Gold Mining Co. v. National Bank, supra. 6. Placing by one bank of its funds on permanent deposit with another is a loan within this enactment. Bank v. Lanier, 11 Wall., 369. MANDAMUS : The writ of mandamus can not issue in a ease where its effect is to direct or control the head of an executive department in the discharge of an executive duty, involving the exercise of judgment or discretion. United States ex rel. ^Boynton v. Blaine, 139 U. S., 306. MARRIED WOMEN : A national-banking association may take as security for a loan the indorsement of a married woman, charging her separate estate. Such security is to be treated as personal security, within the meaning of the banking law, and not as a mortgage. Third National Bank v. Blake, 73 N. Y., 260. REPORT OF THE COMPTROLLER OF THE CURRENCY. 51 MORTGAGE : See Real estate. 1. ^National-banking* assocations are by implication prohibited from taking mortgages on real estate as security for contemporaneous loans. National Bank v**. Matthews, 98 TJ. 8., 621; Fowler v. Scully, 72 Penn. St., 456; Kansas Valley National Bank v. Ro-ivell, 13 Dill., 871; Commonwealth Bank v. Clark, 4 Mo., 59; Crocker v. Whitney, 71 N. Y., 161; Fridley v. Bowen, 87 III., 151. 2. But where such security has been taken, no one but the Government can be heard to complain that the association has exceeded its powers. National Bank v. Matthews, supra; National Bank v. Whitney, 103 U. S., 99; Swopev. Leffingwell, 105 U. 8., 3; Reynolds Y. National Bank, 112 TJ. S., 405; Forticr v. National Bank, 112 TJ. 8., 439. 3. Where a national hanking association sells real estate it may take a mortgage thereon to secure the payment of the purchase money. New Orleans National Bank v. Raymond, 29 La. Ann., 355. 4. An agreement by a national-banking association to the effect that, in case a note discounted by it shall not be paid, a mortgage given by the maker to his indorser shall inure to the benefit of the association, is not inhibited by the national-banking law. First National Bank v. Haire, 36 Iowa, 448; National Bank v. Matthews, supra. 5. A national bank may loan on security of a mortgage if not objected to by the United States. National Bank v. Matthews, ib; National Bank Y. Whitney, supra; Fortier v. New Orleans National Bank, supra. NEGOTIABLE TAPER : The president and secretary of a corporation are presumed to have authority to execute a promissory note in the name of the corporation, and the holder of such note will not b°e affected by the fact that such authority did not exist unless he is shown to have had notice thereof. American Exchange National Bank v. Oregon Pottery Co., 55 Fed. Rep., 265. OATH OF DIRECTOR: 1. The directors of a bank at the time of its conversion into a national-banking association are not required to take the oath of directors. Loftkwood Y. American National Bank, 9 R. I., 808. 2. Prior to the act of February 26, 1881, a notary public holding his commission under a State had no authority to administer the oath required by section 5211, Revised Statutes; and therefore a cashier who made oath before such notary to a false statement of the condition of his association was not guilty of perjury. United States v. Curtis, 107 TJ. S., 671. OFFICERS : 1. Directors of national-banking associations may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists, though the association has adopted no by-laws. Taylor v. Mutton, 43 Barb., 195. 2. The officers of a national-banking association can hold their positions only by the tenure specified in section 5136, Revised Statutes, viz, the pleasure of the board of directors. Harrington v. First National Bank of Chittenango, Thomp. N B. Cas. 761; Taylor v. Hutton, supra. 3. The executive officers of an association can not bind it as a gratuitous bailee, unless they have a special authority from the board of directors so to do, or there exists a general custom or usage to that effect. First National Bank of Lyons v. Ocean National Bank, 60 N. Y.,278. 4. The personal liability of directors of a national bank for violation of Revised Statutes, United States, section 5204, by declaring dividends in excess of net profits, and of section 5200, for loaning to separate persons, firms, or corporations amounts exceeding one-tenth of the capital stock can not be enforced in an action at law. Welles v. Graves, 41 Fed. Rep., 459. 5. The election of an individual as a director does not constitute him an agent of the corporation with authority to act separately and independently of his fellow members. It is the board duly convened and acting as a unit that is made the representative of the association. The assent or determination of the members of the board acting separately and individually is not the assent of the corporation. The law proceeds upon the theory that the directors shall meet and counsel with each other, and that any determination affecting the association shall be arrived at and expressed only after a consultation at a meeting of the board, attended by at least a majority of its members. National Bank v. Drake 85 Kans., 564. 6. An officer may, in the ordinary course of business, borrow money of the association. Blair v. First National Bank of Mansfield, 10 Chicago Legal News, 84. 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS—Continued. 7. All directors who participate in and assent to a loan in excess of one-tenth of the capital of the hank, in violation of section 5200, Revised Statutes, will he liable to the hank for all damages sustained by it in consequence of such loan. Witters v. Soivles, 31 Fed. Hep., 1. 8. If a cashier, without authority from the directors so to do, makes a loan in excess of one-tenth of the capital of the association, he will he liable, in case of loss, for the amount of the excess. Second National Bank of Oswego v. Burt, 93 X. Y., 233. 9. The directors of a national bank will not be held liable for loss occasioned to the bank through the frauds of a codirector in which they had no part, and which were perpetrated, without their connivance or knowledge. It is not sufficient to charge them with liability that the frauds might have been prevented by the exercise on their part of a proper degree of supervision over the affairs of the bank. Movhis v. Lee, 30 Fed. Hep., 298. 10. But directors of a national bank must exercise ordinary care and prudence in the administration of the affairs of the bank, and this includes something more than officiating as figureheads; they are entitled under the law to commit the banking business as defined to the duly authorized officers, but this does not absolve them from the duty of reasonable supervision nor ought they to be permitted to be shielded from liability because of want of knowledge of wrongdoing if that ignorance is the result of gross inattention. Briggs v. Spaulding, 141 TJ. S., 131. 11. Directors of a national bank are " officers" within the meaning of Revised Statutes, United States, section 5209, which makes it a misdemeanor for bank officers to make false entries in any book, report, or statement of the bank, with intent to deceive any of its officers. United States v. ' Means et ah, 42 Fed. Hep., 599. 12. The president of a national bank has no power inherent in his office to bind the bank on the execution of a note in its name, but power to do so may be conferred on him by The board of directors, either expressly by resolution to that effect, or by subsequent ratification, or by acquiescence in transactions of a similar nature of which the directors have notice. National Bank of Commerce v. Atkinson, 55Fed. Rep., 465. 13. If a president of a bank exercised the functions of a cashier, and was the sole managing officer of the bank, he had authority to borrow money for the use of the bank in the regular course of its business. Simons et al. v. Fisher, 55 Fed. Rep., 905. 14. Under section 5136 of the national-bank act, the cashier of a national bank has no power to bind it to pay the draft of a third person on one of its customers to be drawn at a future day, when it expects to have a deposit from him sufficient to cover it, and no action lies against the bank for its refusal to pay such a draft. Flannagan et al. v. California National Bank et al., 56 Fed. Hep., 959. 15. Persons elected directors of bank about which there is no suspicion of anything wrong, but which became bankrupt in ninety days, are not personally responsible, because they did not institute an investigation. Briggs v. SpauJding, 141 TJ. S., 132. 16. Duties of directors as to supervision over affairs of bank considered. Ib. 17. If director is seriously ill, the others may give him leave of absence for a year, and if frauds are committed while he is absent, and without his knowledge, he is not responsible. Ib. 18. Director is not precluded from resignation within the year by section 5145, Revised Statutes, providing that he shall hold office for one year, and until successor is elected. Ib. 19. It is within scope of general authority of cashier to receive offers for purchase of securities held by the bank, and to state whether or not bank owns securities in its possession. Xenia BankY. Stewart et al., 114 TJ. S., 224. PLACE OF BUSINESS: 1. The provisions requiring "the usual business" of the association to be transacted " at an office or banking house in the place specified in its organization certificate" must be construed reasonably; and a part of the legitimate business of the association which can not be transacted at the banking house may be done elsewhere. Merchants' Batik v. State Bank, 10 Wall., 604. 2. Although the general business of a national-banking-association is to be transacted at its place of business, yet if the association is fully advised of the facts, and does not object, and there is no fraud, its officers, when acting within the general scope of their authority, may bind it by acts done at another place. Burton v. Barley, 9 Biss.,253. EEPORT OF THE COMPTROLLER OF THE CURRENCY. 53 POST-NOTES: 1. A certificate of deposit, endorsed by payee, is not in violation of section 5183 Revised statutes which forbids national banks to issue any other notes to circulate as money than such as are authorized by the provisions of the statute. In re Hunt, 141 Mass., 515. 2. Certificates of deposit in the ordinary form, issued by a national bank to depositors and payable to order, are not post-notes within the prohibition of section 5183 Revised Statutes. Middle v. First National Batik of Butler, 27 Fed, Hep., 503. POWERS : 1. To the enumerated powers of national-banking associations are to be superadded all the powers incidental to the business of banking. Paltison v. Syracuse National Bank, 80 N. ¥., 82. 2. A national bank may buy a check drawn upon another bank; and whether the check is payable to order or to bearer is immaterial. First National Bank of Rochester v. Harris, 10S Mass., 514. 3. A national-banking association, in the compromise of a claim growing out of its legitimate business, may take railroad stock. First National Bank of Charlotte v. National Exchange Bank of Baltimore, 92 U.S., 122. 4. And when necessary to do so, i'" may pay the difference between the value of the stock and the amount of the claim. Ib. 5. A national-banking association may take and hold the coupons of municipal bonds, and may maintain actions thereon. First National Bank of North Bennington v. Town of Bennington, Browne''s N. B. Cas., 437; Lyons v. Lyons National Bank, 19 Blatch.^ 279. 6. A national-banking association may receive a deposit to be held by it as security for the faithful performance of a contract between the depositor and another. Bushnell v. The Chautauqua County National Bank, 10 Hun, 378. 7. Whatever the terms of an arrangement being made before the date of the drawee bank's certificate of authorization, it is invalid under Revised Statutes, section 5136, providing that no banking association " shall transact any business except such as is incidental and necessarily preliminary to its organization, until it has been authorized by the Comptroller of the Currency to commence the business of banking." Armstrong v. National Bank of Springfield, 38 Fed. Hep., 883. 8. Where an association has made or ratified a contract to give a person a certain number of the shares of its stock, upon condition that he will continue to do his business with it, and derives the benefit from this contract, the other party may recover of the association the value of the shares. Rich v. State National Bank of Lincoln, 7 Nebr., 231. 9. As the national-currency act of 1864 authorizes banks created under it to buy and sell coin, such bank, having coin in pledge, may sell and assign its special property therein. Merchants' Bank v. State Bank, 10 Wall., 604. 10. The clause requiring the usual business of the bank to be done at an office or banking house in the place selected does not prevent its purchase of coin at the banking house of another bank. 1b. 11. In adjusting and compromising claims growing out of a legitimate banking transaction, it may take stocksof other corporations with a view to selling them at a profit. First National Bank v. National Exchange Bank, 92 U. S., 122. 12. A national bank is not prohibited by law from guaranteeing payment of a note. People's Battle Y. National Bank, 101 U. S., 181. 13. Under national-banking act one can exercise only the powers expressly granted and those necessarily incidental. Logan Bank v. Toivnsend, 139 U. S., 67. PREFERRED CLAIMS. See Liens; Special deposits. 1. Section 3466 which gives the United States a priority for all claims it has against insolvent debtors, does not apply to the case of an insolvent national-banking association. Cook County National Bank v. United States, 107 U. S., 445. 2. A preference, to be within the meaning of section 5242, Revised Statutes, must be given to an existing creditor to secure a preexisting debt. A transfer by an insolvent bank to secure a contemporaneous loan is not a violation of the law. Casey v. La Societe de Credit Mohilier 2, Woods, 77. 3. Revised Statutes, United States, section 5242, which prohibits all transfers by any national-banking association made after the commission of an act of insolvency, or in contemplation thereof, with the view to a preference 54 REPORT OF THE COMPTROLLER OP THE CURRENCY. Vl\E FERREI) CL AlMS—COilti 11110(1. of one creditor over another, is directed to a preference, not to the giving of security when a debt is created; and if the transaction be free from fraud in fact, and. is intended merely to adequately protect a loan made at the time, the creditor can retain property transferred to secure such a loan until the debt is paid, though the debtor is insolvent, and the creditor has reason at the time to believe that to be the fact. Armstrong v. Chemical National Bank, 41 Fed. Rep., 234. 4. A banker's lien for the amount of the balance of its general account does not exist when the securities have been deposited with the bank for a special purpose, or for the payment of a particular loan. Ib. 5. Section 5242, Revised Statutes, United States, does not prohibit a bank which has in good faith accepted the draft of a national bank the day before the latter sinsolvency, and afterwardpaid the same, from applying the proceeds of collections made by it, on paper in its hands belonging to the insolvent bank, to the payment of the draft, since its lien on such collections runs from the date of the acceptance. In re Armstrong, 41 Fed. Be})., 381. 6. The insolvency need be in the contemplation of the bank only. It need not be known to the person to whom the transfer is made. Case v. Citizens' Bank of Louisiana, 2 Woods 23. 7. After the directors of an insolvent association have voted to close its doors, any transfer of assets whereby a creditor secures a preference must be presumed to be made witli an intent to prefer. National Security Bank v. Price, 22 Fed. Hep., 697. 8. Where the officers of an association which is in danger of insolvency, for Vne purpose and in tlie expectation of preventing a failure, make a pledge of securities to a depositor to induce him not to withdraw his deposit, such a pledge is not a preference within the meaning of section 5242, Revised Statutes, and will not be set aside when the association afterward is declared insolvent. Roberts v. Hill, 23 Fed. Rep., 811. 9. Where an insolvent association receives a deposit a short time before closing its doors, its officers knowing of the insolvency at" the time, the receipt of such deposit is a fraud upon the depositor, and no titler passes to the association, and therefore the depositor may reclaim the w hole amount of the deposit; and as he claims under his original title, and not under a transfer from the association, such reclamation does not amount to a preference. Cragie et al. v. Hadley, 99 N Y., 131. 10. A trust was not impressed upon funds deposited on day the bank closed its doors in the absence of proof that the deposit had not gone into the general funds of the bank and lost its identity before reaching the receiver. In re North River Bank, 14 N. ¥., 261. 11. Where the proceeds of an item indorsed "for collection and return" were mingled with other moneys of the bank, if it was a breach of trust it was a conversion, and plaintiff became a simple contract creditor, with no preference at law. Philadelphia National Bank v. Doted, 38 Fed. Rep. 172. 12. Where by agreement and custom a national bank received drafts from its correspondent indorsed "for collection for the," and credited it to them as cash, with the understanding that auy unpaid draft should be charged back, and where the collecting bank failed before collection, the proceeds of the draft coming into the hands of a receiver, the correspondent bank has the rights of a general creditor only. First National Bank v. Armstrong, 39 Fed. Rep., 231. 13., Where plaint iff and defendant banks for several years had acted as agents for each other in the collection of checks, notes, and drafts, and where plaintiff sent defendant a note "for collection and credit" which on maturity was paid by a check and credit was immediately given on the books, but defendant failed and the check passed into the hands of a receiver—Held, that in view of the course of dealing the two banks stood in the relation of debtor and creditor with respect to the amount of the check, and it became part of the assets of the bank. Franklin County National Bank v. Beal, 49 Fed. Rep., 606. 14. Whether the title to a check deposited with a bank passes to tne bank before collection, so as to immediately create the relation of debtor and creditor between it and the depositor, is a question of fact, depending upon the circumstances and course of dealing in each particular case. City of Somerville v. Beal, 49 Fed, Rep., 790. 15. Where a bank in accordance with its custom credited checks deposited by a customer at the close of eaeh day's business, retaining the right to subsequently charge off the same if returned unpaid from the clearing house, and the bank became insolvent on a succeeding day, title in the checks REPORT OF THE COMPTROLLER. OF THE CURRENCY. 55 PREFERRED CLAIMS—Continued. passed to the bank so as to create the relation of debtor and creditor. Ib. 16. Where a national bank collected all papers sent to it by complainant under an arrangement which constituted the bank the agent of complainant, the latter can recover, on the gronnd of a trust, from a receiver of the bank such portion only of the proceeds of its paper sent to the bank as ifc shows has passed into the receiver's hands, either in its original or some substituted form. Commercial National Bank v. Armstrong, 89 Fed. Hep., 684. 17. Where7 checks and drafts sent from one bank to another indorsed "for collection ' and credited "subject to payment" according to the dealings between the banks, and part of them were paid to the receiver of the latter bank after its failure and the balances were credited to it by the payors, the amount paid the receiver should be accounted for as a trust fund, but the balance as a general debt. First National Bank v. Armstrong, 42 Fed. Hep., 193. 18. Negotiable paper with restrictive indorsement credited by agent on date of receipt "subject to payment/7 although account is subject to be drawn upon, title is not transferred, and upon the insolvency of the agent before receiving notice of the collection of the item, the owner is entitled to the proceeds in the hands of the collecting agent. Fifth National Bank v. Armstrong, 40 Fed. Bep., 46. 19. The drawers of a draft deposited with a bank for collection, and by it forwarded to a correspondent bank, are entitled to the amount as against the receiver of the forwarding bank, which was insolvent, and known to be so by its officers when it received the draft, and suspended payment before the proceeds were withdrawn from the collecting bank. Importers and Traders1 National Bank v. Peters et al., 123 Court of Appeals, N. Y., 272. 20. When a hank which has received a draft for collection sends it to another bank for that purpose, and on being advised that the latter bank has collected the draft credits the depositor and then becomes insolvent without having received the money from the collecting bank, the depositor remains the owner of the draft, and is entitled to its proceeds from the collecting bank against the receiver and the creditors of the insolvent bank. Annstrong v. National Bank of Boyertown, 11 S. W. dlep., 411; Manufacturers' National Bank v. Continental Bank et al., 20 N. W. Bep., 193. 21. A bank which collects a draft sent to it by another bank for that purpose with directions to remit the proceeds to a third bank for the owner's account does not thereby become a trustee, so that the fund can be followed into the hands of a receiver, although it had become mixed with the other cash of the bank before his appointment; especially when it appears that the business was carried on, and money paid out, for several days after the collection was probably made. Merchants and Farmers' Bank v. Austin et al., 48 Fed. Bep., 25. 22. A draft given to a bank in the ordinary course of business does not constitute an equitable assignment of the fund nor is it sufficient that draft be drawn by bank against its reserve fund in another city and given in exchange for clearing house certificates upon the president's representation that it owes a heavy debt at the clearing house which it is unable to meet and his statement, showing the amount of the reserve fund against which the draft was drawn. Fourth Street National Bank v. Yardleij, Beceiver, 55 Fed. Bep., 850. 23. Where bank sends paper to another bank for collection and credit on general account, the custom being to enter credit only when paper is collected, the relation being that of principal and agent until collection and receipt of money by the second bank, and if latter sends to another bank, which collects but does not remit until latter bank has failed, the former can recover the proceeds from the receiver thereof. Beal v. National Exchange. Bank of Dallas, 55 Fed. Bep., 894. 24. In a package of miscellaneous bonds was the memorandum of the date, amount, and time when due, and also the words "$6,500 due Putnam." Held, that these facts did not show an equitable assignment by the bank to the plaintiff of $6,500 worth of bonds. To constitute an equitable assignment of property, there must be an appropriation or separation and the mere intent to appropriate is not sufficient. Putnam Savings Bank v. Beal, 54 Fed. Bep. 577. 25. Where the treasurer and tax collector of a county, without authority of law, deposit county money in a bank and receive certificates of deposit marked "special," the title to the moneys does not pass although there is no agreement that the identical bills shall be returned and they are mixed with 56 REPORT OF THE COMPTROLLER OP THE CURRENCY. PREFERRED CLAIMS—Continued. the hank's general funds, and the county is entitled to recover an equal amount from a receiver of the hank prior to the payment of the general depositors, San Diego County v. California National Bank et al., 52 Fed. Hep., 59. 2G. The indorsement of a draft to a hank "for collection," accompanied hy a credit of the amount to the endorser's account, does not transfer title to the hank, and correspondent of the hank who collects draft for it is responsible therefor to indorser. Tyson v. Western National Bank of Baltimore, 26 Att. Hep. 520. 27. Paper for collection was indorsed, "Pay to (correspondent) hank or order for collection for (transmitting) bank." On insolvency of correspondent, Held, that the relation as to uneollected paper was that of principal and agent; that a subagent had collected some of such paper was not a commingling of these collections with the funds of the failed bank and did not relieve them from the trust obligation created by its agency nor create any difficulty in specially tracing it. Commercial National Bank v. Armstrong. 148 U. S., 50. REAL ESTATE : See Mortgages. 1. Where a national-banking association acquires real estate which it is not authorized to take, the conveyance to it is not void, but only voidable. And the title of the association to such real estate is good until assailed in a direct proceeding by the Government. National Bank v. Matthews, 98 U. S.,_ 621; National Bank v. Whitney, 103 U. S., 99; Swope v. Leffingwell, 105 U. S., 8; Reynolds v. Crawfvrdsville Bank, 112 U. S., 405; For tier v. New Orleans Bank, 112 U. S., 439. 2. The amount of real estate which a national-banking association may purchase to secure a preexisting debt is not limited to the exact amount of the debt, but as much may be purchased as is necessary to secure the debt due, so long as the security of such debt is the real object of the purchase. Upton v. National Bank of South Beading, 120 Mass., 158. 3. Where the purpose is to secure a debt, previously contracted, a national-banking association may take a conveyance of real estate, worth more than the debt, and pay the difference between the debt and the value of the property. Lilly v. Union National Bank, 99 III., 622. 4. A national-banking association may take as security for a loan the stock of a corporation whose entire capital is vested in real estate. Such a loan does not amount to a lending upon mortgage. Baldwin v. Canfield, 26 Minn., 43. 5. A national-banking association, having taken a mortgage on real estate to secure a debt previously contracted, may, in order to protect itself, pay oif a prior lien on the said real estate; and the lien which it thus acquires it may enforce. Ornn v. Merchants' National Bank, 16 Kans., 341; Holmes v. Boyd, 90 Jnd., 332. 6. Fact that bank at judgment sale of land mortgaged to it purchases the mortgaged property, and also other property which it was not authorized to acquire, does not invalidate its title as to the mortgaged propertv. Reynolds v. Crawfordsville Bank, 112 U. S., 405. RECEIVER: See Insolvent banks; Preferred claims; Interest; Set-off. 1. Upon the appointment of a receiver all the assets of the association become, in his hands a trust fund which the statute of limitations does not touch or affect. Riddle v. First National Bank, 27 Fed. Rep., 503. 2. Claims arising out of the nonfeasance or malfeasance of the association should be paid ratably with the debts, technically so called. Turner v. First National Bank of Keolcuk et al., 26 Ioiva, 562. 3. A receiver, when appointed by the Comptroller, with the concurrence of the Secretary, is an officer of the United States. Stanton v. Wilkeson, 8 Ben., 357. 4. He represents the bank, its stockholders, and its creditors; but he does not in any sense represent the Government. Case v. Terrell, 11 Wall., 199. 5. The clause of section 50, act of 1864, which prescribes that the receiver shall be " under the direction of the Comptroller/' means only that he shall be subject to the Comptroller's direction, not that he shall not act without orders. He may bring suit to collect assets without having been instructed to do so by the Comptroller. Bank v. Kennedy. 17 Wall., 19. 6. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. Kennedy v. Gibson, 8 Wall., 505. REPORT OF THE COMPTROLLER OF THE CURRENCY. 57 RECEIVER—Continued. 7. The power of the Comptroller to appoint a receiver is not exclusive; it does not oust the courts of equity of their authority in the matter; and therefore a court of competent jurisdiction may place the bank in the hands of a receiver in cases where, according to the rules of equity, it may pursue such a course with regard to insolvent corporations generally. " Irons v. Manufacturers7 National Bank, 6 Biss., 301; Wright v. Merchants7 National Bank, 1 Flippin, 561. 8. Suits brought by a receiver can not be settled or compounded upon an order of the Comptroller; this can be done only with the authority of the court. Case v. Small, 2 Woods, 78. 9. The decision of a receiver rejecting a claim is not final. The claimant still has the right to sue. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383. 10. The receiver can not sell the real or personal property of the bank without an order from a court of competent jurisdiction. Ellis v. Little, 27 Kans., 707. 11. Nor can he sell upon the terms in conflict with the order. Ib. 12. And under an order permitting him to sell the property of the bank he can not exchange, trade, or barter it for other property. Ib. 13. A sale made by a receiver under order of a court is to all intents and purposes a judicial sale. In re Third National Bank, 9 Biss., 535. 14. As the power of a receiver of a national bank appointed by the Comptroller is limited, a person dealing with him in his official capacity is bound as a matter of lawto have knowledge of his authority to act, and if contracts and agreements are entered into with the receiver in excess of his authority as conferred by law, the parties contract at their own peril and the estate of the bank can not be charged for the default or inability of a receiver acting outside of his functions as receiver and beyond the duties which it involves. Ellis v. Little, 27 Kans., 707. 15. The receiver can not charge the estate of the bank by any executory contract, unless authorized so to do by the provisions of the national-banking law and the order of a court of competent jurisdiction obtained upon the terms of said law. Ib. 16. The closing of a national bank by order of the examiner, the appointment of a receiver, and its dissolution by decree of a circuit court necessarily transfer the assets of the bank to the receiver. Scott v. Armstrong, 146 U. S., 499. 17. The receiver in such case takes the assets in trust for creditors, and in the absence of a statute to the contrary, subject to all claims and defences that might have been interposed against the insolvent corporation. Ib. 18. Receiver of national bank may sue for demands in his name as receiver, or in name of bank. Bank v. Kennedy, 17 Wall., 19. 19. Receiver of national bank appointed by Comptroller of the Currency is not accountable in equity to owner of real estate for rents thereof received by him and paid into United States Treasury, subject to disposition of Comptroller under Revised Statutes, Sec. 5234. ilitz v. Jenks, 123 U. S. 297; Briggs v. Spaulding, 141 U. S., 132. 20. The expenses of receivership of a national bank appointed in a creditor's suit, contesting a voluntary liquidation of the bank, can not be charged on stockholders as part of their statutory liability, but must come from the creditors at whose instance the receiver was appointed. Ib.; Richmond v. Irons, 121 U. S., 27. 21. On a bill filed by receiver against stockholders under section 50, where bank fails to pay its notes, action by Comptroller must precede institution of suit by receiver, and be set forth therein. Kennedy v. Gibsoti, 8 Wall., 498. 22. Creditors of the bank are not proper parties to such bill. Ib. REDUCTION OF CAPITAL STOCK : When a national banking association reduces its capital stock the amount of capital thus released belongs to the shareholders pro rata and must be returned to them; and it can not be retained by the association for a surplus. Seeley v. New York National Exchange Bank, 8 Daly, 400; 4 Abb. N. C, 61; 78 N. Y., 608. REPORT : See False entry. 1. A national bank is not required to conform the headings of the various accounts on its books to any prescribed names, nor to the names stated in the form of report prescribed by the Comptroller, and therefore when a report is called for; if the person making it enters under the headings in the prescribed form a statement of the "bank's condition, which is true with respect to the headings in said form, he has fulfilled, the demands of the law. United States v. Graves, 53 Fed. Eep., 634. 58 REPORT OF THE COMPTROLLER OF THE CURRENCY. REPORT—Cotitinued. . 2. Tlie entry of ''loans and discounts'7 in reports to the Comptroller does not guaranty the solvency of the makers of the paper, but is a statement that in truth and fact, at the date named in the report, the hank actually held and owned loans and discounts to the aggregate so reported. Ib. 3. Where the form of report, as prescribed by the Comptroller, contains heading of "Loans and Discounts,'7 and also of "Overdrafts," it is the duty of the bank officer to make his entries in such report in such manner that each of these headings shall truthfully state the condition of his bank as to such heading. Ib. 4. A director of a bank is personally liable to the bank on paper made to it by a firm of which he is a member, and, in making a report of the condition of the bank to the Comptroller, the amount of such paper should be entered under the heading of "Liabilities of directors (individual and firm) as payers.'7 Ib. RESIGNATION : 1. The law providing no particular mode by which a director is to resign from the board, an oral resignation would be as good as any. Movius v. lee, 30 Fed. Hep., 298. 2. The president being the head of the board, a resignation to him is a resignation to the board. Ib. 3. A director is not prohibited from resigning during £}ie year. The apparent purpose of the provision in regard to the term of office is to make it conform to the time of the new election, and not to absolutely require every director to serve the full term. Ib, RESTRAINING ACTS : National-banking associations located outside of a State are subject to its restraining acts prohibiting all corporations, not authorized by the law of the State, from keeping therein offices for the purpose of discount and deposit. National Bank of Fairhaven v. The Phoenix Warehousing Companyt 6 Run., 71. SST-OFF : 1. Against the proceeds of the bonds deposited to secure circulation the United States can set off no claim, except for money advanced to redeem notes. Cook Co. National Bank v. United States, 107 U. S., 445. 2. And upon the failure of any association its 5 per cent redemption fund can not be retained by the Treasurer to pay taxes due to the United States, but the fund passes to the Comptroller as an asset of the association. Jackson v. United States, 20 Ct. Cls., 298. 3. A person liable upon a note to an insolvent national bank may set off, against his indebtedness, the amount of his deposits with the bank. Plait v. Beniley, Thomp. N. B., Cas., 758. 4. But a debtor can not set off the amount of a deposit assigned to him after the act of insolvency committed. Venango National Bank v. Taylor, 56 Penn. St., 14. 5. The indorser of a note discounted by a national bank and which matures after the bank becomes insolvent and a receiver is appointed is entitled to set-off against the note the amount of his deposit in the bank at the time of its failure. Yardley v. Clothier, 51 Fed. Rep., 506. 6. The commercial paper of a national hank becomes overdue and dishonored after the commission of an act of insolvency and appointment of a receiver, and is subject to all equities between the bank and the original party to whom it was payable. U. S. I). C, N. I)., III., May, 1890. 7. A set-off under Illinois statute in favor of the maker of a note or bill is available if the paper is assigned after due, whether arising out of the same transaction or otherwise. Ib. 8. The ordinary equity rule of set-off in case of insolvency is that where the mutual obligations have grown out of the same transaction, insolvency on the one hand justifies the set-off of the debt due on the other, and there is nothing in the statutes relating to national banks which prevents the application of that rule to the receiver of an insolvent national bank under circumstances like those in this case. Scott v. Armstrong, 146 U. S., 499. 9. A customer of a national bank who, in good faith, borrows money of the bank, gives his note therefor due at a future day, and deposits the amount borrowed to be drawn against, any balance to be applied to the payment of the note when due, has an equitable (but not a legal) right, in case of REPORT OF THE COMPTROLLER OF THE CURRENCY. 59 S ET- O F V—Coil t i 1.1 U O (1. 10. 11. 12. 13. 14. 15. 16. 17. 'tlie insolvency and dissolution of the bank and the appointment of a receiver before the maturity of the note, to have the balance to his credit at the time of the insolvency applied to the payment of his indebtedness on the note. Ib. Acts of Congress in relation to the administration of the assets of insolvent banks authorize no other rules of set-off than those recognized by courts in the settlement of the affairs of other insolvent corporations. Yardley v. Clothier, 49 Fed. Rep., 337; Scott v. Armstrong, 146 U. S., 499. Set-off must be governed by the law of the place where, in case of controversy, suit must be brought to settle the rights of the parties. Savary v. Savary, 3 Clark, 271; Gibbs v. Howard, 2d N. R., 296; Vose v. Philbrook, 3 Story, 335; Baggies v. Kuler, 3 Johns., 263. A separate demand can not be set off against a joint one, or a joint debt against a separate one. Gray v. Bollo, IS Wall., 629; Scammony. Kimball, 92 U. S., 362. Where, however, a note is signed by one as principal and others as sureties, the indebtedness of the bank to the principal may be set off. Andrews v. Varnell, 46 N. H., 17; Himrod v. Baugh, 85 III. 435. Indorser of note held by the bank is entitled to set off, against his liability as such, any indebtedness from the bank to himself. Yardley v. Clothier, 49 Fed. Rep., 337. An executor, administrator, or public officer is not entitled to set off against his liability as such any indebtedness from bank to himself individually, nor contra. Scammon v. Kimball, 92 U. S., 362; Benton v. Hoomes, executor, 1 A. K. Marsh. 19; Stowe v. Yarwood, 14 III., 424. One indebted to bank can not set off a claim against bank acquired, subsequent to its suspension. Scott v. Armstrong, 146 U.S., 499; Yenango National Bank v. Taylor, 56 Penn. St., 14; Colt V. Brown, 12 Gray, 233. Right of set-off is allowable where the indebtedness sought to be set off had or had not matured at time of bank's suspension. Scott v. Armstrong, 146 U. S., 499; Sidles v. Muton, 110 Penn St., 254; Drake v. Rolio, 3 Biss., 273. SHAKE H OLDERS :• 1. One who appears on the books of the association as the owner of shares of its stock is individually liable, though he hold the stock merely as collateral security. National BanTcY. Case, 99 TJ. S., 628; Moore v. Jones, 3 Woods, 53; BowdellY. Farmers and Merchants1 National Bank of Baltimore. Browne's N. B. Cas., 147; Hale v. Walker, 31 Iowa, 344; Wheelockv. Kost, 77 III., 296. 2. And a subscription to stock of a national bank, and payment in fall on the subscription and entry of the subscriber's name on the books as a stockholder, constitutes the subscriber a shareholder without taking out a certificate. Pacific National Bank v. Eaton, 141 TJ. S., 227. 3. The individual liability of a shareholder adheres to his estate after his death until his place as a member of the association is taken by some new shareholder. Davis v. Weed, 44 Conn., 569. 4. The receiver has a valid claim against the estate generally of a deceased shareholder who died prior to the insolvency of the bank, but whose stock has not been transferred. Richmond v. Irons, 121 U. S., 27; Davis v. Weed, supra. 5. But a pledgee of shares of stock in a national bank who in good faith and with no fraudulent intent takes the security for his benefit in the name of an irresponsible trustee for the avowed purpose of avoiding individual liability as a shareholder, and who exercises none of the powers or rights of a stockholder, incurs no liability as such to creditors of the bank in case of its failure. Anderson, Receiver, v. Warehouse Company, 111. TJ. S.,479. 6. And where stock has been transferred as collateral security for a loan, with the understanding that in case of default in the payment of the loan the shares shall be sold, the transferee, upon default made, and before the bank closes its doors, may sell the stock for a nominal consideration, though his purpose be to avoid a personal liability; and such a transaction can not be set aside as a fraud upon the creditors of the association. Magruder v. Colston, 44 Md., 349. 7. If the trusteeship of one who holds stock in trust does not appear upon the books of the association he will be individually liable. Davis Essex v. Baptist Society, 44 Conn., 582. 8. The real owner of the stock is liable as a stockholder, though when he purchased the stock he had it transferred upon the books to another. Davis v. Stevens, 17 Blatch., 259. 60 REPORT OF THE COMPTROLLER OP THE CURRENCY. SHAREHOLDERS—Continued. 9. The individual liability of the shareholders of an insolvent association may be enforced for the purpose of paying all of its liabilities, and not merely for the purpose of paying its "debts," technically so called, Stavton v. Wilkcson, 8 Ben. , Soli 10. The individual liability of the stockholders must be restricted in its meaning to such contracts, debts, and engagements of the association as have been duly contracted in the ordinary course of its business. And, therefore, creditors of an association who make settlements after the association is put into liquidation and receive from the president payment of their claims in paper of the association, or of the individual notes of the president himself, indorsed or guaranteed in the name of the association, are not to be considered as creditors of the association entitled to subject the stockholders to individual liability; for these are new contracts. Richmond v. Irons, 121, U. S., 27. 11. The individual'liability of the stockholders is enforcible only in behalf of all the creditors, and any security given by a stockholder for his liability in this respect should likewise be for the benefit of all the creditors. Accordingly, a mortgage of all the individual property of a stockholder, made after the bank has closed its doors, for the purpose of securing a single depositor, is void as against a judgment obtained against such stockholder in an action by the receiver to recover the amount of his individual liability. Gatch v. Fitch, 34 Fed. Rep., 566. 12. While it is undoubtedly the rule as regards stockholders that one put upon the books as a stockholder without his consent can not be held for any liability in respect to such stock, yet where the person to whom the stock is transferred is a director of the bank, and is concerned in the management of its affairs, he must be presumed to have knowledge of the fact that the stock stood in his name, and if he has not repudiated the transfer to himself, is liable as the holder of such stock. Brown v. Finn, 34 Fed. Rep., 124. 13. A national bank, having so received stock of another national bank, was sued as a stockholder. Held, that loan by national bank on such security is not prohibited, and if it were, defendant could not avoid liability by its own illegal act. National Bank v. Case, 99 U. 8., 628. 14. Where stockholder, knowing that bank is to fail, collusively transfers his shares to an irresponsible person to avoid liability, his liability is not affected by such fraud. Bowden v. Johnson, 107 TJ. 8., 251. 15. Bill filed by receiver against transferrer and transferee to enforce such liability will lie where it is for 'discovery as well as relief, as the transfer would be good between the parties. lb. 16. A shareholder in national bank, who is liable for its debts, is liable for interest thereon to the extend of the bank's liability, and not in excess of the maximum liability fixed by statute. Richmond v. Irons, 121 TJ. S,,27. 17. A Federal court will not, even if it has the power, under section 5234, grant an order authorizing the receiver of a national bank to compound the statutory liability of certain stockholders by accepting payment of a gross sum less than is due in satisfaction and discharge thereof, although more money would thus be realized than by proceedings to collect the same in the usual way, when it appears probable that such stockholders have fraudulently conveyed their property to avoid their legal obligations as stockholders or to shield themselves from injury and exposure by litigation. In re certain stockholders of the California National Bank of San JJiego, 53 Fed. Rep., 38. 18. A corporation which holds certain shares of stock in a national bank as collateral security for a loan and is carried on the registry of the bank as the holder of such stock "as pledgee," is not subject on the bank's insolvency to the statutory liability of a stockholder. Paula/ v. State Loan and Trust Co., 56 Fed. Rep., 430. 19. A person who is entered on the books of a national bank as the owner of stock, but who is admitted to hold the stock intrust for the true owner, is not liable, as a stockholder, for the debts of the bank when the true owner has been adjudged so liable, although nothing is realized on the execution of such judgment. Yardley v. Wilgus, 56 Fed. Rep., 965. 20. Where stockholder of national bank sells to the bank, as agent for unknown principal, his stock and delivers to it his certificate and power of attorney for transfer, in blank, though no formal transfer is made, his responsibility for further assessments on the stock ceases. Whitbeck v. Mercantile National Bank, 127 U. S., 193. REPORT OF THE COMPTROLLER OF THE CURRENCY. 61 OLDEKS—Continued. 21. Subscription to stock and payment in full and entry of name on books as a stockholder makes subscriber a shareholder without taking out a certificate. Pacific National Bank v. Eaton, 141 U. S. 227; Thayer v. Butler, ib., 234; Butler v. Eaton, ib., 240. 22. A pledgee of stock who in good faith takes the security for his benefit in name of an irresponsible trustee for the avowed purpose of avoiding individual liability as shareholder, incurs no liability as such. Anderson v. Phil. Warehouse Co., Ill U. S. 479. 23. The statutory liability of a shareholder in a national bank for the debts of the corporation survives against his personal representatives. Richmond v. Irons, 121 U. S., 27. 24. Shareholder in national bank continues liable for the company's debts until his stock is actually transferred or certificate surrendered for that purpose; a delivery to the president of the bank as vendee, and not as president, is insufficient to discharge the shareholder. Ib. SPECIAL DEPOSITS: See Preferred claims; Set-off. 1. A national-banking association may receive special deposits. The provision in section 5228, Revised Statutes, authorizing an association "to deliver special deposits," implies that it may receive them as a part of its legitimate business; and this implication is as effectual as an express declaration to the same effect would have been. National Bank v. Graham, 100 U. S., 699. 2. Section 5228 of Revised Statutes, which provides that it shall be lawful for a national bank after its failure to "deliver special deposits," is an effectual recognition of its power to receive them. Ib. 3. National banking associations have power to receive special deposits either gratuitously or otherwise. Pattison v. Syracuse National Bank, 80 N. Y., 82. STOCKS : See Broker; Collateral securities; Ultra vires. TAXATION : See Circulation. 1. A State can not tax the capital stock of a national bank as such. The tax must be assessed upon the shares of the different stockholders. Collins v. Chicago, 4 Bias., 472. 2. Under Revised Statutes, United States, section 5219, which declares that nothing in the national-banking act shall prevent all the shares of stock of a national bank from being included in the assessment of the personal property of the owners of such shares, an assessment of the entire stock of a national bank in solido against the bank itself is invalid. National Bank of Virginia v. City of Richmond et al.f 42 Fed. Rep., 877. 3. The assessment of the entire capital stock of a national bank in solido against the bank itself is invalid. The bank may pay the tax assessed upon the shares of its different stockholders, and it will have a lien thereon when it pays such tax until the same is satisfied; but if for any cause the tax levied upon the different stockholders is not paid by the bank, the property of the individual stockholders will be liable therefor. First National Bank of Leoti v. Fisher, 45 Kans., 726. 4. The individual stockholders of a national bank are allowed the same deductions from the assessment against them upon their shares of stock as other taxpayers in the State, owning moneyed capital, are allowed. Ib. 5. "Moneyed capital" in Revised Statutes, section 5219, embraces capital employed in national banks and that used by individuals in business for proiit by use of it as money, but does not include that in the hands of a corporation, even if its business be such as to make its shares moneyed capital when in the hands of individuals, or if it invests its capital in securities payable in money. Mercantile Bank v. New York, 121 TJ. S., 138; Newark Bank Co. v. Newark, ib., 163; Talbot v. Silver Bow County, Montana, 139 U.S., 438. 6. Laws, New York, chapter 596, section 3, which provide that the stockholders in banks and trust companies organized under the authority of the State or of the United States, shall be assessed for the value of their shares of stock, but which omits to provide for the taxation of the shares of stock in other private corporations, does not contravene Revised Statutes, United States, section 5219, which forbids the taxation of shares of nationalbanks at a greater rate than is assessed on other " moneyed capital" in the hands of the individual citizen of the State. Palmer v. McMahon, 133 JJ. S.,660; Central National Bank v. United States, 137 U. S., 355. 7. The shares of a national bank are taxable to the owners, and the bank is not liable primarily or as the agent of the shareholders, under the act of Con- 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. gross or the various laws of the State or Territory, for the payment of a tax levied upon such shares; but if such bank, through its proper officers, voluntarily lists such shares as the property of the bank for taxation, and the taxing officers of the State or Territory, in pursuance of such erroneous listing, tax the same in the name of the bank, equity will not relieve the bank from the payment of such tax by enjoining its collection in the absence of proper application to all the statutory tribunals authorized to hear such matter and determine and grant the proper relief. Albuquerque National Bankv. Feoria et al. (S. C. N Mex.), January 28, 1892. 8. The entire interests of the shareholders may be taxed without any deduction for that portion of the capital which is invested in United States securities. Van Allen, v/The Assessors, 3 ll'ojL, 573. 9. New shares issued by a national-banking association can not be taxed until the increase of capital has been approved by the Comptroller of the Currency. Charleston v. Peopled .National Bank, 5 S. C, 123. 10. The manifest intention of the law is t> permit the State in which a national bank is located to tax, subject to the limitations prescribed, all the shares of its capital stock without regard to their ownership; and, therefore, a national bank may be taxed upon the shares which it holds in another national bank. Bank of Redemption v. Boston, 126 U. S.r GO. 11. The undivided surplus of a national-banking association, unless invested in Federal securities, may be lawfully taxed by the State. North Ward National Bank of Newark v. City of Newark, 10 Vroom, 880; First National Bank v. Peterborough, 56 N. FT., 38. 12. But, of course, if the surplus is taken into consideration in estimating the taxable value of the shares, it is not to be taxed separately. North Ward National Bank v. City of Newark, supra. NOTE.—But it has been held in Maryland that the stock of an association represents its whole property, and where a tax is assessed upon, the shares a separate tax upon the real or personal estate amounts to double taxation; and, therefore, where the organic laws of the State prohibit double taxation, such a tax upon the property of an1 association is void. County Commissioners v. Farmers and Mechanics National Bank, 48 Aid., 117; National State Bank v. Young, 25 Iowa, 311, wherein it was held that the State could tax only the shares eo nomine and the real estate. 13. The surplus fund of a national-banking association is not excluded in the valuation of its shares for taxation. Stratford National Bank v. Dover, 59 N. H., 316. 14. Where shares of stock are assessed at their actual cash value, without any deduction for the real estate owned by the association, the real estate should not be taxed eo nomine. Commissioners of liice County v. Citizens7 Rational Bank of Farioault, 23 Minn., 280. 15. Real estate owned by a bank constitutes part of its assets, "within the meaning of code of Mississippi providing that banks shall pay a privilege tax, whose amount varies with their "capital stock or assets," in lieu of all other taxes. Vickshurg Bank v. Worrell, 7 So. Hep., 219. 16. The State can not tax the circulating notes of national-banking associations. Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Flston, 32 Ind., 27; Baffin v. Board of Commissioners, 69 N. C, 498; Lily v. The Commissioners, 69 N. C, 300. 17. Where the State banks are taxed upon the capital, no tax can be imposed upon the shares of national-banking associations; for, as the capital of the State banks may consist of the bonds of the United States, which are exempt from State taxation, a tax on capital is not equivalent to a tax on shares. Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People, 4 Wall., 459. 18. But though the tax upon the State banks is not eo nomine a tax on shares, yet if it is equivalent to such a tax the shares in the national-banking associations located in that State may be taxed. Frazer v. Scibern, 16 Ohio St., 614; Van Slyke v. State, 23 Wis., 656; Boy noil v. State, 25 Wis., 112. 19. Where by local legislation different rates are prescribed for different classes of moneyed capital, the rate imposed upon shares of national banks should approximate as closely as may be the rate imposed upon other moneyed capital of the same or similar class, viz, shares of State banks. City National Bank v. Padiu.-alt, 5 Cent. L. J., 347. 20. Congress meant no more than to require of the States, as a condition to the exercise of the power to tax the shares in national banks, that they should, as far as they had the capacity, tax in like manner the shares of "banks of issue of their own creation. Lionherger v. Rouse, 9 Wall., 468. REPORT OF THE COMPTROLLER OF THE CURRENCY. 63 TAXATION—Continued. 21. Therefore, where a State has previously contracted with the banks which it has chartered that they shall not bo taxed above a certain, rate, a tax upon national-bank shares at a greater rate is not invalid, if this rate is not greater than that assessed upon all the moneyed capital within the State, except that of the State banks. Ib. 22. Any system of assessment of taxes which exacts from the owner of the shares of a national-banking association a larger sum in proportion to the actual value of those shares than it does from other moneyed capital, valued in like manner, taxes the shares at a greater rate, notwithstanding that the percentage of tax on the valuation is the same as that applied to other moneyed capital. Pclton v. Commercial National Bank, 101 U. S., 143. 23. In estimating the value of the shares for the purpose of taxation reference may be had to all the property and values of the bank. St. Louis National Bank v. Papin, 3 Cent., L. J., 669. 24. If no excessive valuation is complained of, and a correct result is arrived at, equity will not restrain the collection of a tax because the method of computation was erroneous. Ib. 25. The shares may be valued for taxation at an amount exceeding their face value, if this amount is not at a greater rate than the valuation set upon other moneyed capital in the State. Hepburn v. School Directors, 23 Wall., 480. 26. Under the statute of New York, shares in national-banking associations should be taxed at their real or market value. People v. The Commissioners oj Taxes and Assessments, 94 U. S., 415. 27. Where shares in national-banking associations are purposely valued proportionately higher than the other moneyed capital in the State, the assessment is void. Pelton v. National Bank, 101 TJ. S., 143. 28. And the collection of what is in excess of the rate imposed on the other moneyed capital may be enjoined. Ib. 29. A State statute creating a system of taxation of banks which does not discriminate against national banks is not unconstitutional. Ib; Davenport Bank v. Davenport, 123 TJ. S., 83. 30. Section 5219, Revised Statutes, does not require perfect equality between State and national banks, but only a system of taxation which, shall work no discrimination between them. Ib. 31. The intention of Congress was that the rate of taxation of the shares should be the same as, or not greater than, the tax upon the moneyed capital of the individual citizen which is subject and liable to taxation. People v. The Commissioners, 4 Wall., 244. 32. The fact that by the statutes creating them, which statutes were passed prior to the national-banking law, State banks are entirely exempt from taxation will not render a tax upon the shares of national-banking associations void. City of Richmond v. Scott, 48 Ind., 568. 33. And a State tax upon shares in national-banking associations is not rendered invalid by an exemption of the shares of other corporations the capital of which consists of property required to be listed for taxation as such. Mclver v. Robinson, 53 Ala., 456. 34. Merely a partial exemption of other moneyed capital will not invalidate a tax upon shares in national-banking associations. Hepburn v. School Directors, 23 Wall., 480. 35. But though Congress did not contemplate that there should be an absolute equality (which in the nature of things is impossible), yet it did intend that there should be a substantial equality; and therefore if the exemptions in favor of other moneyed capital are so palpable as to show that there is a serious discrimination against capital invested in the shares of national-banking associations the tax will be declared unlawful. Boyer v. Boyer, 113 If. S., 690. 36. A State law which does not permit a deduction to be made from the assessed value of bank shares for all debts due by the holder thereof, while authorizing such a deduction to be made from the assessed value of moneyed capital otherwise invested, is void. People ex rel. Williams v. Weaver, 100 IT. S., 539, reversing S. C, 67 N. Y., 516, and overruling People v. Dolan. 36 N. ¥., 59. 37. In the assessment and taxation of shares of national-bank stock the owners thereof, having no other credits or moneyed capital, are entitled to deduct their bona fide debts from the value of such shares of stock. Wasson v. Bank, 8 JY. E. Rep., 97. 38. Revised Statutes, section 5219, providing that shares of national-bank stock may be taxed as part of the personality of the owner, and that each State 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. may tax them in its own manner, except that the taxation ;;shall not he at a greater rate than is imposed on other " moneyed, capital owned by citizens of the State, and that the shares of nonresidents shall only he taxed in the city wherein the bank is located, do not authorize the taxation of the stock of a bank in solido by the city in which it does business, but only the shares of individual owners residing in the city are taxable, and they must be taxed separately, in order that the owner may deduct from their value the amount of his personal indebtedness, where the State laws or municipal ordinances permit such deductions, and require* equality of taxation. First National Bank of Richmond v. City of Richmond et al., 39 Fed. Rep., 309; WMthech v. Mercantile Bank, 127 U. S., 193. 39. The main purpose of Congress in fixing limits to State taxation on investments in the shares of national banks was to render it impossible for the State in levying such a tax to create and foster an unequal and unfriendly competition by favoring institutions or individuals carrying on similar business andr operations and investments of a like character; and the language of the law is to be read in the light of this policy. And, therefore, the exemption of shares of stock in corporations the business of which does not come into competition with that of the national bank (e. g., railroad companies, mining companies, manufacturing companies, and insurance companies) does not invalidate a tax upon national-bank shares. Capital thus employed is not " moneyed capital" within the meaning of the act of Congress. Mercantile Bank v. New York, 121 U. S., 138; Newark Bank Co. v. Newark, ib., 163; Bank of Redemption v. Boston, ib., 60. 40. The bonds of municipal corporations are not within the reason of the rule established by Congress for the taxation of national banks. Central National Bank v. United States, 137 U. S., 355. 41. Although deposits in savings banks constitute moneyed capital in the hands of individuals within the terms of any definition which can be given of that phrase, yet they are not within the meaning of the act of Congress in such a sense as to require that, if they are exempted from taxation, shares of stock in national banks must thereby also be exempted from taxation, for it cannot be supposed that savings banks come into any possible competition with national banks. Mercantile Bank v. New York, 121 U. $., 138; Newark Bank Co. v. Newark, ib., 63; Bank of Redemption v. Boston, 125, ib., 60. 42. Under act Louisiana, 1888, section 27, relating to taxation of national-bank shares, making no deduction for that part of the bank's property entering into their value which consists of nontaxable State and national securities, which deduction may, under the act, be made by individuals, a tax on national-bank shares violates Revised Statutes of the United States, section 52113, prohibiting the assessment of such shares at a greater rate than moneyed capital in the hands of individual citizens, and it is immaterial that the same discrimination is made against other corporations. Whitney National Bank v. Parker, 41 Fed. Rep., 402. 43. The taxation of national-bank shares by the statute of Indiana without permitting the owner of them to deduct from their assessed value the amount of his bona fide indebtedness as he may in the case of other investments of moneyed capital, is a discrimination forbidden by the act of Congress. Brit ton v. Evansville National Bank, 105 U. S., 322. 44. Section 5219 prohibits an adverse discrimination by a local government in the valuation of national-bank stock for assessment as compared with an assessment by the same government for the same year of other moneyed capital invested so as to make a profit from the use thereof as money. Puget Sound National Bank of Seattle v. King County et al., 57 Fed. Rep., 433. 45. The State has a right to resort to the bank as a garnishee for the collection of its claims against stockholders for taxes, and legislation may require assessment of stock to be made to the bank in solido. First National Bank of Aberdeen v. Chehalis Co. et al., Washington supreme court, March 18, 1893. 46. The nontaxation of credits of individuals, such as accounts, promissory notes, and mortgages, is not unlawful discrimination against national banks whose capital is taxed. Ib. 47. A State tax upon shares is valid, though the tax is collected from the bank. National Bank v. Commonwealth, 9 Wall., 353. 48. And the State may require the banks to pay a tax rightfully laid upon the shares. Ib. 49. And where the tax on shares is payable by the association the collection of the tax may be enforced by distraint of its property. First National Bank v. Douglas County, 3 Dili., 330. REPORT OF THE COMPTROLLER OF THE CURRENCY. 65 TAXATION—Continued. 50. But where tlie tax laws of the State make the bank the mere agent for paying the tax on shares, and direct it to retain so much of the dividends as will answer that purpose, other agents being required to pay taxes for their principals only when they have under their control the property, money, or credit of such principals, the bank can not be made liable unless it has the control of the property, etc., of its shareholders, or has dividends in its possession, or has failed to retain them. Her shire v. First National Bank, 35 Iowa, 27;?. 51. Act Louisiana, 1888, section 27, providing that shares in banks shall be assessed to shareholders, but requiring the bank to pay taxes so assessed, and authorizing it to collect the same from the shareholders-,^ imposes* a tax, not upon the bank, but upon its shares, as permitted by act of Congress, providing that a State may determine the manner of taxing the shares of national banks located in the State. Whitney National Bank v. Parser, 41 Fed. Bey., 402. 52. No suit for the collection of a tax under State statutes imposed upon the shares of stock of a national bank can be maintained against the receiver of an insolvent national bank where the property represented by the shares has disappeared; for, there being nothing from which the receiver can be reimbursed, the tax will fall upon the assets of the bank, which belong to its creditors, and thereby violate the rule that a State can not tax the capital stock of a national bank. City of Boston v. Beal, 51 Fed. Rep., 300. nooga v. Mayor, 8 Heiskell, 814. 54. Municipal officers can not assess a tax upon the shares of national-banking associations until authorized to do so by some law of the State. Stetson v. City of Bangor, 56 Me., 274. 55. The officers of a national-banking association can not be compelled to exhibit to the taxing officers of a State the books of the association showing the deposits of its customers. First National Bank of Youngstown v. Hughes, Browne's N. B. Cas.. 170. 56. The tax imposed on State or national banks paying out the notes of individuals or State banks for circulation is constitutional. Veazie Bank v. Fenno, 8 Wall., 533. 57. So is the tax imposed on them for paying out the circulating notes of municipal corporations. Merchants7 National Bank of Little Bock v. United States, 101 U. 8., 1. 58. Such a tax is not a direct tax within the meaning of the clause of the Constitution which declares that " direct taxes shall be apportioned among the several States according to their respective numbers/' Veazie Bank v. Fenno and Mechanics1 National Bank of Little Bock v. United States, supra. 59. Where the tax on shares is collected from the association it may bring a suit to enjoin the collection of an illegal tax. Cummings v. National Bank, 101 U. S., 153; Peltonv. Commercial National Bank} 101 U. S., 143; Boyer v. Boyer, 113, U. S., 143. 60. No suit can be maintained against the receiver of an insolvent national bank where the property represented by the shares has disappeared, under a statute which provides that shares of stock in all banks, State and national, shall be taxed to the owners thereof, to be paid in the first instance by the bank itself, which for reimbursement shall have a lien upon the shares and all the rights of the shareholders in the bank property. City of Boston, v. Beal, 55 Fed. Bep., 26. " " * 61. The imposition of a tax upon the shares of the bank according to the Louisiana statute, which requires the bank to pay the tax and then look to the dividends upon the shares and to the stockholders for reimbursement, is a tax upon the bank itself. Citizens' Bank of Louisiana v. Board of Assessors, 54 Fed. Rep., 73. 62. In 1856 the State of Tennessee granted to the Bank of Commerce a charter which provides that the bank "shall have a lien on the stock for debts due it by the stockholders and shall pay to the State an annual tax of one-half of one per cent on each share of capital stock, which shall be in lieu of all other taxes." Held, that this charter exempts from taxation the property of the bank as well as the individual property of the shareholders in the corporate stock and its shares, and such construction is not affected by the fact that the United States Supreme Court decided that the charter tax was a tax on the shareholder only, and an exemption therefore of the shareholder, since such decision does not exclude from 10GG5 C U R 5 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. 63. 64. 65. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. the exemption the corporation and its property. Slate of Tennessee et al. v. Bank of Commerce et al., 53 Fed. Hep., 735. When the statute requires property to be assessed for taxation at its cash value, a hill to enjoin the collection of a tax solely on the ground that the property of other persons is assessed below its cash value, can not be maiiitainedby a person whose property is also assessed below that value. Albuquerque National Bank v. Perea. 147 U. S.f 87. Massachusetts laws for taxation of national banks do not deny them the equal protection of the laws guaranteed by the Constitution, nor impose an unequal tax in violation of the constitution of that State. Bank of Redemption v. Boston, 125 U. S., 60. If a bank by mistake declares a dividend or adds to its surplus when it is not in condition to do so, such dividend is subject to taxation and the mistake can not be corrected in action to recover the tax. Central National Bank v. United States, 137 U. 8., 355. When an assessment on national-bank stock for taxation by a State is not made in contravention of the Federal Constitution or laws. Palmer v. MaMalion, 133 U. S., 660. The same power of taxation in respect to national banks exists in the Territories that does in the States. Talbott v. Silver Bow County, 139 U. S., 138. When increase in valuation of national-bank shares over that of the moneyed capital of individuals is a discrimination forbidden by Revised Statutes, Sec. 5219. Whitbeck v. Mercantile Bank, 127 U. S.} 193. Act of 1864. " t o provide a national currency," etc., subjects shares of banks authorized by it to taxation by States, though part or whole of capital is invested in national securities exempt from" State taxation, and is constitutional. Fan Allen v. Assessors, 3 Wall., 573. New York act of 1865, subjecting shares of national banks to taxation, but not providing that the tax should not exceed rate imposed on State banks, is void, as there was no tax on shares of State banks—only on the capital. 1b. Shares of stock in national banks are personal property, and the law creating them could give them a citus of their own, apart from owners, for purpose of taxation. This was done by act of 1864, section 41. Tappan v. Merchants' National Bank, 19 Wall., 490, State statutes taxing shares without permitting owner to deduct his indebtedness, as allowed to owners of other personal property, make a discrimination forbidden by acts of Congress. Supervisors v. Stanley, 105 U. S., 305; Evansville Bank v. Britton, ib., 322. State statute is not void which requires, for purposes of taxation, that the cashier of each national bank within the state transmits to clerks of several towns in State a true list of its stockholders residing there. Waiie v. Dowley, 94 U. S., 527. National-bank shares can not be subjected to State taxation where a large part relatively of other moneyed capital in hands of individual citizens in same taxing district is exempted. Bayer v. Boyer, 113 U. S., 689. Bank may, on behalf of stockholders, maintain suit to enjoin collection of State tax unlawfully assessed on shares. Hills v. Exchange Bank, 105 U. S., 319. Act of 1866, taxing every national bank or State bank on the amount oi State-bank notes paid out is the proper restraint on the circulation of such notes. Veazie Bank v. Fenno, 8 Wall., 533. TRANSFER OF STOCK. See Shareholders: 1. The transfer of shares in national-banking associations is not governed by different rules from those which are ordinarily applied to the transfer of shares in other corporate bodies. Johnson v. Laflin, 103 U. S., 800. 2. The entry of the transaction in the books of the association is required, not for the translation of the title, but for the protection of the parties, and others dealing with the association, and to enable it to know who are its stockholders. Ib. 3. A shareholder in a national bank, while it is agoing concern, has the absolute right, in the absence of fraud, to make a bona ride and actual sale and transfer of his shares at any time to any person capable in law of purchasing and holding the same, and of assuming the transferrer's liabilities in respect thereto; and this right is not in such cases subject to the control oi the directors or other stockholders. Johnson v. Laflin, 5 Dill., 65. 4. Under the pretense of prescribing the manner thereof, an association can not clog the transfer with useless restrictions. Ib. REPORT OF THE COMPTROLLER OF THE CURRENCY. G7 TRANSFER OF STOCK—Continued. 5. When a shareholder, acting in good faith, delivers his certificates of stock, with a blank power of attorney for making the transfer, and receives the purchase money, the sale is complete and the title passes. Ib. 6. A shareholder who disposes of his stock will continue to he liable thereon until the transfer is noted on the books of the association. Bow dell v. Farmers and Alerchants1 National Bank of Baltimore, Browne1 sN. B. Cas., 147. 7. In such case the mere return of the dividends paid upon the stock to the person by whom the transfer was made will not be a sufficient repudiation thereof. Ib.; Brown v. Finn, 34 Fed. Hep., 124. 8. A national-banking association can not acquire a lien on the stock of a shareholder. And a by-law prohibiting a transfer until all liabilities of the shareholder to the association are discharged, or a provision to that effect in the certificates of stock, is void. Bullard v. National Bank, 18 Wall., 589; Bank v. Lanier, 11 Wall., 369; Conklin v. The Second National Bank, 45 N. Y.,655.. 9. When bank's stock is sold by aid of fraudulent representations in regard to its solvency the purchaser is entitled to a complete recision of the fraudulent sale. ' Florida Land and Improvement Co. v. Merrill, Receiver, 52 Fed. Rep., 77. 10. When bank's stock is fraudulently sold, and the proceeds are turned over to the bank, and a receiver subsequently appointed, no creditor of the bank can be said to have any such interest in the proceeds as would prevent restitution and a recision of the sale, and such appointment of a receiver does not in itself show that there are creditors of the bank that had prior equities. Ib. 11. Where a cashier who is intrusted by the directors with the duty of transferring the stock of the association refuses, for insufficient reasons, to transfer shares, and the association subsequently becomes insolvent, the owner of the shares may maintain an action against the receiver for the injury sustained. Case v. Citizens1 Bank, 100 U. S., 446. 12. Where a shareholder who has sold his stock has delivered to the bank the certificates of stock and a power of attorney, with the request that the transfer be made upon the books of the bank, and has had no reason to suppose that such transfer was not made, he will not, should the bank afterward become insolvent, be held liable as a shareholder, although he still appears as such on the books of the bank. Whitney v. Butler, 118 U. S., 655. 13. But where the president of the bank is himself the purchaser of the stock, then the delivery of the certificates and power of attorney to him with the request to make the transfer upon the books of the bank would not be sufficient to discharge the seller from liability as a stockholder. Richmond v. Irons, 121 U. 8., 27. 14. Where a shareholder of a national bank makes a bona fide sale of his stock and goes with the purchaser to the bank, indorses the certificate, and delivers it to the cashier of the bank, with directions to make the transfer on the books, he has done all that is incumbent upon him to discharge his liability, and he is not liable, though the cashier failed to make the transfer, upon the subsequent suspension of the bank, for an assessment made by the Comptroller of the Currency, under Revised Statutes, section 5151, to pay the bank's debts. Hayes v. Shoemaker, 39 Fed. Rep., 319. 15. A transfer of shares for the purpose of avoiding liability, though made "out and out," is void. National Bank v. Case, supra; Bowden v. Santos, 1 Hughes, 158. 16. And where a shareholder, who has knowledge of the insolvent condition of the bank, transfers his shares, without consideration, to a person unable to respond to the assessment, the transfer may be set aside. Bowden v. Johnson, 107 U. S., 125. 17. Title to stock passes on delivery of certificates to purchaser with authority to have shares transferred on books of bank. Johnston v. Laflin, 103 U. S., 800. 18. Party who, as security for a loan, accepts stock which he causes to be transferred to him on books, incurs liability as a stockholder and is not relieved by colorable transfer with understanding that he may have it back on request. National Bank v. Case, 99 U. S., 628. 19. Bank cashier refusing to transfer on books of bank shares of capital stock pledged and sold for debt of one of its stockholders, receiver of bank is liable for value of stock at that time if bank had no lien thereon to justify such refusal. Casev. Bank, 100 U. S., 446. 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. ULTKA VIRES: 1. A national-banking association can not deal in stocks. The prohibition is to be implied from the failure to grant the power. First National Bank x. National Exchange Bank, 93 U. S., 122. 2. A national-banking association can not purchase negotiable paper. Lazearx. National Union Bank of Baltimore, 52 Md., 78; First National Bank of Rochester x. Pier son, 24 Minn., 140; Farmers and Mechanic?' Bank x. Baldwin, 23 Minn., 198. But see Smith v. The Exchange Bank of Pittsburg, 26 Ohio St., 141. 3. Where the provisions of the national-banking act prohibit certain acts by banks or their officers, without imposing any penalty or forfeiture applicable to particular Transactions which had been executed, their validity can be questioned by the United States only and not by private parties. Thompson x. St. Nicholas National Bank, 146 U. S.f 240. 4. Can make no valid loan or discount on security of their own stock unless necessary to prevent loss on debt previously contracted in good faith. Bankx. Lanier,ll Wall., 369. 5. The national-banking act does not give a bank an absolute right to retain bonds coming into its possession by purchase under a contract which ifc was without legal authority to make. Logan Bank x. Townsend, 139 U. S., 67. USURY: See Interest. 1. The usury laws of the States do not apply to.national-banking associations. Farmers and Mechanics7 Bank x. Dearing, 91 U. S., 29; Central National Bank v. Pratt, 115 Mass., 539; First National Bank v. Garlinghouse, 22 Ohio St., 492; Davis x. Randall, 115 Mass., 547; Hintermister x. First National • Bank, 64 N. Y., 212. 2. And the remedies provided by the State for the taking of usury can not be resorted to. Farmers and Mechanics' Bank v. Dearing, supra; Wiley x. StarImck, 44 Did., 298. 3. The taking of illegal interest by a national-banking association does not render the contract void. Farmers and Mechanics' Bankx. Dearing, supra. 4. It does not invalidate an indorsement or a guaranty of the notes upon which the usurious interest was paid. Oates v. First National Bank of Montgomery, 100 U. S., 239; Lazear v. National Union Bank of Baltimore, 52 Md., 78. 5. But usury destroys the interest-bearing power of the obligation; and there will be no point of time from which it can bear interest. Lucas v. Government National Bank, 78 Penn. St., 228. 6. The usury works a forfeiture of the entire interest accruing after maturity and before judgment, as well as that which accrues before maturity. Shunk v. The First National Bank of Gallion, 22 Ohio St., 508. 7. The discounting of business paper by a national-banking association at a higher than the legal rate is usurious, though the law of the State fixes no limit to the rate which natural persons may take for the discount or purchase of such paper. Johnson, x. National Bank of Gloversville, 74 N. ¥., 329; National Bank v. Johnson, 104 U. S., 271. 8. By charging more than legal interest on overdrafts, a national-banking association loses the right to recovery any interest at all. Third National Bank of Philadelphia v. Miller, 90 Penn. St., 241. 9. The liabilities of antecedent parties to a note or bill will not be affected by the usurious character of the transaction between the payee and the association; and the association may recover the full amount of the note or bill from the maker or acceptor. Smith x. The Exchange Bank of Pittsburg, 26 Ohio St., 141. 10. Usurious interest which has been paid to a national-banking association can not be applied by way of payment, set-off, or counter claim in an action by the association to recover the amount of the loan, but a separate action must be brought therefor. Harriet v. Muntie National Bank, 98 U. S., 855. 11. Where a national-banking association has discounted notes for another bank at a usurious rate of interest, the fact that the other bank has charged illegal interest on those notes to its customers will not affect its right to set up the defense of usury in an action by the association. Third National Bank of Philadelphia x. Miller, supra. 12. The amount which may be recovered from the association as a penalty is twice the amount of interest paid, and not simply twice the amount in excess of the legal rate. Crocker x. First National Bank of Chetopa, 3 Am. L. T. [N. S.], 85Q; Overholtx. National Bank of Mount Pleasant, 82 Penn. St., 490; Barnet x. Muncie National Bank, supra* REPORT OF THE COMPTROLLER OF tfHf • CCKRKJNCY. 69: Us u R Y—C o 111 inn ed. 13. Tlie purchase of accepted drafts by a national banlcfrom the holder without his indorsement at a greater reduction than lawful interest on their face value is a discounting of those drafts within the meaning of Revised Statutes, United States, section 5197, which prohibits such bank from taking interest on any loan or discount made by it at a greater rate than is allowed by the laws of the State where it is situated. Uanforth et al. v. National State Bank of Elizabeth, 48 Fed. Rep., 271. 14. Where a bankrupt has paid usurious interest, his assignee may bring an action against the association to recover the penalty. Wright v. First National Bank of Greensburg, 8 Biss., 243; Crocker v. First National Bank of Chetopaj 4 Dill., 358; 8 Am. L. T. N. S., 350. 15. The party who paid the usurious interest is the only party to the note who is entitled to sue for the penalty. Lazear v. National Union Bank of Maryland, supra. 16. Under Revised Statutes, United States, 5198, providing that a suit against a national bank for taking usurious interest must be commenced within two years from ''the time the usurious transaction occurred/'the limitation begins to run from the time when such interest is paid. National Bank v. Carpenter, N. J., 19 A., 181; Bobsv. People's National Bank, 21 Fed. Rep., 888. 17. The penalty for all illegal interest paid to a national-banking association within two years prior to the commencement of proceedings may be recovered in a single action, whether the amount was in one payment or in several. Hintermistery. First National Bank, 64 N. Y., 212. 18. A note dated and signed by the makers in Tennessee and payable in Chicago, 111., and forwarded by them to the payees in Chicago, to be used by the latter in raising money with which to pay off a prior note made by the same parties, must be held an Illinois contract and governed by the laws of Illinois relating to usury. Buchanan et al. v. Drovers' National Bank of Chicago, 55 Fed. Rep., 223. 19. Bank loaned money upon note which it afterward discounted, the maker agreeing to open account with bank or to pay 2\ per cent commission to the bank on the loan. As the money loaned belonged to the bank, commission held to be usury. Union National Bank v. L. N. 0. $' C. Ry, Co., Ill, Supreme Court, May 9, 1893. 20. An act of a legislature providing that no corporation shall set up defense of usury in any action does not render contracts by corporations for usurious interest enforcible and does not prevent corporations setting up a defense of illegality under section 5197, Revised Statutes. Fb. 21. When allegations of complaint are sufficient to sustain a judgment in an action against a national bank for exacting usurious interest. First National Bank v. Morgan, 132 U. S., 141. 22. Usurious interest paid a national bank on renewing a series of notes can not, in an action by the bank on the last of them, be applied in satisfaction of the debt. Drlesbach v. National Bank, 104 U. 8., 52; Barnett v. National Bank, 98 U. S., 555. 23..Remedy given by section 5198, Revised Statutes, for recovery of usurious interest paid to a national bank is exclusive. Barnett v. National Bank, 98, U. S., 555; Stephens v. Monongahela Bank, 111 U. S., 187. 24. The only forfeiture for usury declared by section 30 of act of 1884 is of entire interest, and no greater loss is incurred by such bank by reason of the usury laws of a State. Farmers' National Banky. Bearing, 91 U. S., 29. VOTING : The provision of section 5144, Revised Statutes, which disqualifies shareholders u whose liability is past due and unpaid" from voting at meetings of shareholders, applies only to liability for unpaid subscriptions for stock. United States ex rel. v Barry, 36 Fed. Rep., 240, REPORT OF1; THE COMPTROLLER OF THE CURRENCY. NGMBEH OF BANKS ORGANIZED, IS LIQUIDATION', AND I N OPERATION", WITH T H E I R CAPITAL, BONDS OX D E P O S I T , AND CIRCULATION" ISSUED, R E D E E M E D , AXD O U T STANDING ON OCTOBER 31, 1893. States and Territories. Maine New Hampshire Vermont Massachusetts.. Bliode Island ... .Connecticut Issued. I Redeemed, i Outstand $11,220,600 $4,259,400 I $40,510,200 135,145 81,055 6,180, 000 3,714,000 j 27,(514,075 23, 998, 263 3,615,812 7, 035, 000 3,480,500 i 35, 695. 900 32,550, 327 3,145, 573 99, 4G7, 500 30,478,100 j 335, 387, 475 304, 08 31, 299, 585 20. 277, 050 7.021,250 ' 72, 396, 235 64, 707, 253 7, 688, 982 22, 999, 370 93,268,490 | 85, 503,433 7, 765, 057 Eastern States.. New York New Jersey Pennsylvania... Delaware Maryland Dist. Columbia . Middle States... Virginia "West Virginia.. North Carolina . South Carolina . Georgia Florida Alabama Mississippi Louisiana Texas.. «.. Arkansas Kentucky Tennessee Southern States Missouri Ohio Indiana Illinois Michigan .Wisconsin Iowa Minnesota North Dakota . South Dakota-.. Kansas Nebraska "Western States. Nevada Oregon . * Colorado Idaho Montana Wyoming Washington California Utah New Mexico Arizona Oklahoma Indian Ter Pacific States and Territories. Add for mutilated notes Total currency banks. Add gold banks. United States...! 4,930 88,141, 360 14, 608, 350 73,-670, 310 2,133, 985 16, 988, 220 2, 827, 000 13, 800, 360 , 454, 830 7, 448, 250 0, 015. 215 9, 537, 590 1, 009, 700 6, 672, 980 943.050 11, 697J 820 13, 625, 980 1, 724. 010 38, 268. 675 12, 792, 510 865, 000 680. 100 987, 000 408,500 834,000 480, 200 915. 000 335^ 000 615. 000 610, 000 174,100 598,100 12, 246 9 1,553,381 7, 469 10 985, 725 ^ 565867 882. 383 5, 57; 984 i 441,231 8, 380 417 1,157,173 623 159 386. 541 5,492 939 1,180, 041 648 595 294, 455 10, 318 514 1, 379. 306 8, 433 799 i 5,192J 181 1, 447 800 276, 210 33, 937 549 ,331,126 11,422 533 1, 363, 977 19,898.055 115, 278, 960 56, 778. 745 57, 909. 305 33, 588, 800 15, 353, 240 26, 254, 350 14, 357,240 1. 817,370 2.154,000 1L 916,130 10. 261, 670 51,077,650 282. 000 70, 500 3, 795, 000 757,300 9,125, 000 1,717.750 I 825, 000 206,250 4,675,000 902,100 1. 360. 000 312,500 7,480, 000 1, 720, 500 8, 975,000 1, 543, 750 2, 800, 000 475. 000 1.075,000 340,000 400. 000 100, 500 . 300,000 75, 000 360, 000 90,000 I 365,567,865 317, 390 2, 704, 690 6, 974, 530 689. 320 2,997, 230 934, 720 3, 734, 250 5,558,280 2,155,690 1, 866, 640 212.110 109, 070 111,470 266, 989 1, 924, 588 5, 364,473 511, 072 2,12). 037 680!362 2,071,473 4,118, 640 1,686,76/ 1, 550, 211 115,650 25,480 29.740 50, 401 ,102 1, 610, 057 178, 248 877,193 254,358 1,662.777 1, 439, 640 468, 923 316,429 96, 460 83, 590 81,730 jl, 779, 686, 355 !l, 570, 959, 487 208, 728, 868 3, 367, 413 97, 827 13, 796 ;695, 558.120 209, 416. 350 |l, 783,151, 595 ll, 574, 324, 900 208, 826, 695 * Including $21,197,938 for which lawful money has been deposited with the Treasurer of the United States to retire an equal amount of circulation which has not been presented for redemption. t Four banks restored to solvency and resumed business, making total going banks now 3,796. REPORT OF THE COMPTROLLER OF THE CURRENCY. 71 THE NUMBER AND CAPITAL, UV STATES, OF NATIONAL BANKS ORGANIZED DURING THE YEAR ENDED OCTOBER 31, 1893. Stales and Territories. States and Territories. ! bank/. I Pennsylvania. New York Texas Iowa Illinois Indiana Ohio Minnesota Wisconsin. ... Nebraska California Florida Maine Maryland Massachusetts. Oklahoma Alabama $2, 375, 000 2, 050, 000 610,000 500, 000 500.000 500, 000 495, 000 330, 000 1,750,000 150, 000 150,000 150, 000 160, 000 150, 000 300. 000 100,000 50, 000 Arizona Colorado Idaho Kansas Kentucky Michigan Montana Missouri New Jersey North Carolina. North Dakota.. South Dakota... Tennessee Vermont West Virginia.. Total. ! No. of Capital. I banks. 1 1 1 1 1 1 1 1 1 1 1 1 1 119 STATEMENT S H O W I N G B Y STATES THE N U M B E R OF NATIONAL BANKS I N O P E RATION OCTOBER 31, 1893. Alabama Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Indian Territory Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana 29 5 9 36 52 84 18 13 17 27 13 213 114 6 169 137 80 20 83 68 268 100 77 12 79 25 Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Total $100, 000 50, 000 50,000 50,000 50, 000 100, 000 50, 000 100, 000 50, 000 50,000 50, 000 50, 000 60, 000 50, 000 50, 000 11,230,000 ACTIVE 135 2 51 99 10 334 24 32 243 6 39 399 59 14 39 51 222 14 48 36 61 30 82 12 3,796 STATEMENT SHOWING TOTAL N U M B E R OF NATIONAL BANKS N O W I N O P E R A T I O N A N D T H E N U M B E R P A S S E D O U T O F T H E S Y S T E M S I N C E F E B R U A R Y 25, 1863. Passed into voluntary liquidation to wind up affairs Less number placed in the hands of a receiver 713 10 Passed into liquidation for purpose of reorganization Passed into liquidation upon expiration of corporate existence * Placed in the hands of a receiver 703 84 103 248 Less number restored to solvency and resumed business Total passed out of system , 1,138 4 1,134 * Total number of banks organized since February 25, 18G3, 4,930; number now in operation, 3,796Sixty-four of these have been reorganized. 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. NUMBER AND AI'TIIOIJIZKI) CAPITAL OF BANKS ORGANIZED AND THE NUMBER AND CAPITAL OF BANKS CLOSED IN EACH YEAH ENDED OCTOBER 31 .SINCE THE ESTABLISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE OK DECREASE. Closed. In voluntary liquidation. No. | Capital. 1SG3 1864 1865 1866 1867 1868 1869 1870 1871 1872 3 873 1874 1875 1876 1877 1878 1879 1880. 1881. 1882. 1883 1884 1885 1886 1887. 1888. 1889. 1890 1891. 1892 1893. Total ;No. 000 700! 5001 000! 800: 00^ 11 21 20 38 32 050j 3001 350; 230: 000J 000! OUOJ 0001 26 78 40 30 85 25 25 34 ooo; 000 000 000 000 50 41 53 46 \i Deduct de- j crease j Total. Net yearly increase. Net. yearly decrease. No. j Capital. |NoJ Capital. Insolvent. No.! Capital. $330.000 650,000 2,160. 000 2, 445, 5001 3, 372. 710| 2, 550, 000! 1, 450, 000! 2,180, 5001 3. 524. 700| 2, 795. 0001 3, 820, 000 2, 505, 000! 2, 539. 500J 4, 237.500j 3. 750. 000| ' 570, 000| 1. 920, 000 16,120. 000 7. 736, 000 3, 647, 250 17, 856, 590 1.651.100 2, 537; 450 4,171,000 4.316,000 5, 050, 000 4, 485, 000 6,157, 500 G., 035, 000| Capital. 134 450! 1,007! $50, 000 500, 000 1,170,000; 410, 000 50,000 250, 000! 56: J. 159} 158! 36! 48; 64| 1, 806,100' 3. 825, 000 250, 000 1,000,000! 965, 000 . 3, 344, 000;. 2, 612, 500'. 1,230,000:. 700, 000| 67j 11,035,0001 120, G2-'>. 500! 218 44, 065, 900 3,974 | 10' 1,645,500 9! 1,922,710 ...I 64,000 18, 069, OOOi. 15, 001. 400 . 253, ooo'. 3. 700. 500'. 7, 283J 800 ! . 5| 340,200 71 3,294,500 27| 4 , 0 7 5 , 0 0 0 3; 1,385,000 45 60: 146: 220^ 150! 56 141! 192,; 901 168 248! 127j 93 6 3 2 11 4 8 8 8 2 9 2o 17 $16, 378. 700; 79, 366., 950' 242,162, 982 7, 365, 150 930, 300 ---1 1. 561, 300 250,000 1,285,000 600, 000 650,000 1, 550,100 1,900,000 250, 000 750, 000 3, 622, 000 2, 450, 000 5,104, 170!. 7.731. 050'. 12^357, OOOi. 20, 668, 350'. 11,109, 980!. 056, 900; 458, 550; 982, 000! 674, 000; 450, ooo! 593, OOOi 677, 500 19, 26, 5, 16, 30, 12, 6, 1, 518, 590 113 5, 840,000 565, 374, 282 182 20, 085, 500 j 182 20, 085, 500| *3,792 f545. 288, 782|. "I * Pour banks restored to solvency making 3,796 going banks. f The total authorized capital stock on October 31 was $695,953,165, the paid-in capital $695,558,120, including the capital stock of liquidating and insolvent banks which have not deposited lawful money for the retirement of their circulating notes. STATEMENT SHOWING, BY STATES, THE NUMBEII AND CAPITAL EXTENDED UNDER ACT OF JULY 12, 1882. States and Territories. Alabama Arkansas California Colorado Connecticut Delaware District of Columbia. Georgia Illinois Indiana Iowa Idaho "Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Missouri | No. of j i banks. 3 : 6I 73 9 83 46 47 1 9 23 6 56 29 209 29 18 16 Capital. States and Territories. Montana Nebraska New Hampshire New Jersey New York North Carolina South Carolina Ohio 10,018,000 Oregon 5, 629, 000 Pennsylvania 4.170. 000 Rhode Island 100,000 Tennessee 825,000 | Texas 6,611,500 I Utah 2,600,000 ! Vermont 9, 835, 000 |Virginia 12, 069, 000 j West Virginia 88, 612, 500 j Wisconsin 2,440.000 j Wyoming $885,000 i 350, 000 I 2.100, 000 I 1,010,000 22, 450, 820 1, 503,185 1, 277, 000 1, 806, 000 5,315^000 ! 3,775,000 ! Total OF ALL BANKS No. of banks. Capital. 1 $650,000 1,400,000 4, 905, 000 10. 783, 350 72, 872, 460 850, 000 1, 535, 000 17, 329, 000 250, 000 45, 954,000 19, 959, 800 2,570,000 985,000 500, 000 5, 956, 000 2.391,000 1, 491, 000 2, 085, 000 100,000 ! 1,466 375, 949, 005 38 53 225 4 9 103 1 174 59 13 7 1 32 14 13 OF TI1K COMPTROLLER OF THE CURRENCY. 73 SiTATK.MKNT f?llOWIN<} Til II XUMiSKlI, CAPITAL AND CIRCULATION OF NATIONAL BANKS WHICH'WILL REACH THE EXPIRATION OF THEIR CORPORATE EXISTENCE DURING THE PERIOD OF TEN YEARS FROM 1894 TO 1903 INCLUSIVE. Ten.)1. !No. of banks.; Capital. I i 18D4 1895 1896 1897 1898 1899 1900 1901 1902 1903 | | ! ! - -1 ! Total i Circulation. 51 | $7, 008, 000 $2,114,950 3, 596, 225 78 i 12,257,000 830,215 22 ; 2, 453, 800 3, 714, 000 1, 026,675 25 2, 579, 000 943,200 24 32 | 4, 330, 000 1,930,500 8,157.100 3, Oli, 885 47 4, 766, 650 101 I13,863;150 8, 512, 537 203 ! 37, 892, 300 5, 735,125 3 94 j 25^ 021, 500 777~i 117, 275, 850 32,467, 992 STATEMENT SHOWING THE TITLE, LOCATION, CAPITAL, AND CIRCULATION OF BANKS, THE CORPORATE EXISTENCE OF WHICH EXPIRED DURING THE YEAR ENDED OCTOBER 31, 1893, AND OF ASSOCIATIONS WHICH SUCCEEDED THEM. Title and location. j Capital. The Lumberman's National Bank of Muskegon, Mich The Phoenix National Bank of Medina, Ohio The First National Bank of Chelsea, Vt The Farmers' National Bank of Owatonna, Minn | $100, 000 75, 000 50, 000 7?, 000 ! j j | The The The The N a t i o n a l L u m b e r m a n ' s B a n k of M u s k e g o n , Mich Old Phoenix N a t i o n a l Bank of Medina, Ohio N a t i o n a l B a n k of O r a n g e C o u n t y , Chelsea, \ r t N a t i o n a l F a r m e r s ' B a n k of O w a t o n n a , M i n n ., Circulation. $22,500 17, 000 11, 250 17,100 300.000 67,850 i J 00, 000 ! 75, COO ! 50, 000 i 80, 000 22, 500 35.100 22,500 18,000 i 98,100 305,000 STATEMENT SHOWING THE NUMBER, CAPITAL, AND CIRCULATION BY STATES, OP NATIONAL BANKS, THE CORPORATE EXISTENCE OF WHICH WAS EXTENDED DURING THE YEAR ENDED OCTOBER 31, 1893. State. California Colorado Georgia . Illinois 1 ndiana Iowa... Kansas Kentucky Louisiana Maine Massachusetts... Michigan Minnesota Montana No. of banks. 1 1 ^ ] 1 2 1 6 1 2 1 Capital. Circulation. $100,000 50.000 56, 000 325, 000 50, 000 50, 000 50, 000 430, 000 300, 000 205, 000 1, 450, 000 50, 000 125,000 150, 000 $22, 500 11, 250 12, 600 118,125 11,250 18.000 4oi 000 225,COO 125, 000 58,500 373,500 11, 250 29, 250 33, 750 State. New Jersey New York Ohio Pennsylvania... South Carolina . South Dakota... Tennessee Texas Vermont Wisconsin Wyoming Total No. of banks. 1 Capital. Circulation. 1 1 1 $100,000 200, 000 160, 000 150,000 75,000 50, 000 310,000 310, 000 100, 000 100, 000 100, 000 $22. 500 67, 500 137,700 36, 000 17,100 11,250 58,500 90, 000 5,400 22, 500 22,500 40 5, 046, 000 1,585,925 1 1 2 REPORT OF THE COMPTROLLER OP THE CURRENCY! STATEMENT SHOWING THE NATIONAL BANKS, THE COUPOKAIK EXISTENCE OF.WJMCH; WILL EXPIRE DURING THE YEAH ENDING OCTOBER 31, 1*(J1, WITH THE- DATE 6F' EXPIRATION, CAPITAL, AND AMOUNT OF UNITED STATES BONDS AND ClRCUv LATING NOTES. Bonds. 2132 2138 2135 2137 2172 2141 2143 2152 2142 2153 2144 2146 2145 2151 2147 2148 2150 2174 2156 2154 2155 2179 2158 2160 2159 2161 2165 2184 2187 2168 2164 2175 2183 2166 2171 2180 2181 2186 2176 2189 2185 2188 2207 2193 2203 2204 2212 2205 2221 The Kellogg [National Bank, Green Bay - - - -! Wis . j I The Rochester National Bank, Rochester... | N. I I . ! The Commercial National Bank of Char- | N. C . I 1893. Dec. 23 1894. Feb. 10 Feb. 16 lotte. ; The National Bank of Boyertown | P a . . . .1 Feb. 19 The Athol National 'Bank, Athol | Mass ! Mar. 6 The National Bank of Pontiac i 111 . . . Mar. 25 The First National Bank of Hancock Mich ! Apr. 6 The Home National Bank of Brockton Mass | Apr. 8 The National Bank of Sch wenksville Pa . . . ! Apr. 14 The Safety Fund National Bank of Fitch- Mass Apr. 17 burg. The People's National Bank of Martins- i W.Va.l Apr. 30 burg. I The First National Bank of East Liverpool.! Ohio do The Second National Bank of Bay City I Mich J May 5 j Tlie Wilber National Bank of Oneonta N. Y ..! May 12 The Mattoon National Bank, Mattoon I 111 i May 14 The Citizens' National Bank of Winchester. | Ivy . . . i May 16 The Marion National Bank of Lebanon I Ivy . . . | May 25 | The First National Bank of Florida, at F l a . . . i M a y 26 j Jacksonville. ' j The First National Bank of Farmer City... Ill . . . May 30 The First National Bank of Belleville ! I l l June 10 The People's National Bank of Rock Island. ! 111 June 17 The First National Bank of Colorado j Colo .. June 24 Springs. i The First National Bank of San Jose Cal . . . July 11 The National Exchange Bank of Steuben- Ohio.. J u l y 17 ville. " | The First National Bank of Kasson Minn . July 22 | The Merchants' National Bank of Louisville' Ivy do ! The Farmers 1 National Bank of Princeton ..\ 111 July 24 j The First National Bank of La Grange j Ind . . . I July 30 | The People's National Bank of Independ- Iowa.. I... do ! ence. The First National Bank of Jackson Tenn . July 31 The Citizens' National Bank of Louisville.. \ Ky . . . Aug. 1 The First National Bank of Fairfield j Me do The First National Bank of Crown Point... I Ind . . . A ng. 4 The Second National Bank of New Albany.; Ind . . . Aug. 6 The Third National Bank of Louisville ...".. I Ivy do The People's National Bank of Princeton... I Iiid . . . Aug. 11 The Centerville National Bank of Thurman j Ohio .. Aug. 13 The Citizens' National Bank of Romeo | Mich . Aug. 19 The Union National Bank of Streator Ill Aug. 24 The First National Bank of Waco T e x . . . Sept, 7 The Mount Sterling National Bank, Mount Ivy . . . Sept, 8 Sterling. The Citizens' National Bank of Evanaville . I n d . . . Sept, 12 The Boonville National Bank, Boonville Ind . . . I Sept. 17 The First National Bank of Petaluma Cal . . . I Sept, 25 The First National Bank of New Lisbon Ohio.. I Sept. 26 The First National Bank of Arcola Ill Sept, 28 The Oakland National Bank, Oakland Ill Oct. 5 The Second National Bank of Monmouth . . . j 111 Oct. 20 The National Bank of McMinnville Tenn . Oct. 30 Total . Circulation. $100,000 $25, 000 $22,500 50,000 175, 000 12, 500 50, 000 11,250 45,000 100, 000 100,000 50, COO 200,000 200,000 100,000 200, 000 100, 000 90,000 100,000 90,000 12,500 . .11,230 50. 000 45,000 150, 000 135,000 25, 000 22,500 200, 000 180, ooe 75, 000 18, 750 16,875^ 50,000 250, 000 100, 000 60,000 175,000 150, 000 50, 000 50, 000 200, 000 100, 000 15,000 50, 000 40, 000 50,000 45,000 180,000 90, 000 13,500 45,'G©0 36,000 45,000 50, 000 100, 000 100,000 100,000 12,500 50, 000 50, 000 25,000 11,250 45,000 45,-000 22,500 500, 000 100, 000 50. 000 100, 000 45,000 90,0C0 50, 000 500, 000 310,000 65, 000 75, 000 13, 000 50, 000 27,500 25,000 20,000 11,7G0 44, 950 ^4,750 22,500 18,000 100, 000 500, 000 50, 000 50, 000 100. 000 400, 000 75, 000 50,000 100, 000 100, 000 500,000 100, 000 25,000 50,000 15,000 20,000 25,000 50,000 25,000 45,000 25, 000 25,000 50,000 25, 000 22,500 45,000 13,500 18, 000 22, 500 45,000 22,500 40,500 22,500 22,500 45,000 22, 50Q 200, 000 50, 000 200.000 50. 000 50! 000 53,000 75, 000 70,000 50,000 50,000 50, 000 • 12,500 12,500 13,250 20,000 20,000 45,000 45,000 45,000 11,250 11,250 11, 925 18, 000 18, 000 >, 708, 000 2, 280,000 2,006,950 v>r iiir, (JOMPTWOU.KK OK T H E CURRENCY. 75 (N<i 1 1 1 1.1 -•>. ( ( A F ' i l \ L . \ \ I > ( ' MM \' L \ T I O N LSSUKD, R E D E E M E D , A N D , OV J S ' A ' I 1 O \ A 1 , ! i \ N K N W H I C H S U S P E N D E D B U S I N E S S A N D W E R E PLACEJX I N THE HANDS OK A LI I:< KIN HIS DUKIXCL THE YEAR ENDED OCTOBER 3 1 , 1 8 9 3 ; ALSO SIM [LA LI 1NKOKMA1ION WJ'L II I J E - P E C T T O S E V E N BANKS IN THE HANDS OF E X A M I N E R S . Name and location of bank. Date of authorityto commence business. Circulation. Date of suspension. Issued. OutEestand, deemed. ing. I" Newton National Bank, Newton. Kans -! Jan. 28.1800 Dec. 15,1892 $100, 000 j$17,630 .$31,110 50,000 First National-Bank, Bel Norte, Colo.. ! Mar. 18,1890 "Dec. 19,1892 11, 250 Bankers and Merchants' National Bank, Dallas, Texas •Tan. 21. 1890 Jan. 17,1893 500,000 44, 000 33, 440 Capital National Bank, Lincoln, Nebr. June 21), 1883 Jan. 21,1893 300, 000 43,700 43. 700 500, 000 03,495 First National Bank, Little Rock, Ark. Apr. .12. 18(50 Feb. 1.1893 48, 864 Alabaraa National Bank, Mobile, Ala. Mav 13, 1871 Mar. 14,1893 150,000 42,000 Commercial National Bank, Nashville, Term J u l y 22, 1884 Mar. 25,1893 500, 000 50, 000 First National Bank, Ponca, Nebr Jan. 28, 1887 Apr. 27,1893 Second National Bank, Columbia, Teirn. Oct. 3, 1881 Apr. 28,1893 100, 000 Chemical National Bank, Chicago, 111. Dec. 1"), 1891 May 9,1893 1, 000, 000 Columbia National Bank, Chicago, 111. Apr. 23, 1887 May 11,1893 1, 000, 000 50, 000 First National Bank, Cedar Falls^Towa. 1 Sept. 1, 1874 May 10,1893 First National Bank, Brunswick, Ga.. Feb. 2, 1884 May 18,1893 200,000 OglethorpeNational Bank, Brunswick, 150,000 July 18, 1887 32, 900 Ga IO 100,000 22,500 •Evans ton National Bank, Evanstou, 111 June 29, 1892 .do National Bank of Deposit, New York, Aug. 5, 1887 May 22,1893 300, 000 45, 000 NY 4,460 38, 540 Elmira National Bank, Elmira, N. Y .. Aug. 30, 1889 May 23,1893 200, 000 50, 000 Jan. 7, 1890 May 26,1893 First National Bank, Brady, Texas 10, 800 National Bank of North Dakota, Fargo, 44, 250 Mar. 12, 1890 Mav 29,1893 250, 000 44, 250 N. Dak50,000 11,250 11, 250 First National Bank, Lakota, N. Dak. Oct. 23, 1889 ....'do 50, 000 11, 250 Gulf National Bank, Tampa, Fla Dec. 2, 1890 11, 250 Merchants' National Bank, Tacoma, ....do 250, 000 45, 000 Wash May 2, 1884 Citizens'NationalBank, SpokaneFalls, June 1,1893 150, 000 33, 000 Wash Apr. 8, 1890 Citizens' National Bank, Hillsboro, June 6,1893 100, 000 24, 550 Ohio Sept. 4, 1872 First National Bank, Arkansas City, June 8,1893 125,000 27,520 J u n e 30, 1885 City National Bank, Brownwood, June 15, 1893 150, 000 33, 750 Texas June 17, 1890 Linn County National Bank, Albany, June 16,1893 Oregon , 100, 000 21, 700 May 31, 1890 Consolidated National Bank, San June 19,1893 55, 300 Sept. 22, 1883 June 21,1893 250,000 55, 300 Diego, Cal 50, 000 11, 250 11,250 City National Bank, Greenville, Mich. Aug. 28. 1884 22,1893 50, 000 11,250 11, 250 First National Bank. Whatcom, Wash Aug. 20, 1889 .Juno ...do Columbia National Bank, New What22,500 June 28, 1890 June 23,1893 100,000 22, 500 com, Wash First National Bank, Port Angeles, 50, 000 10, 750 10,750 May 19, 1890 June 26,1893 Wash Nebraska National' Bank, Beatrice, 21, 780 Dec 21, 1889 June 30,1893 100, 000 21,780 Nebr..... First National Bank, Pliilipsburg, 50, 000 11,250 Dec. Mont 1891 July 1,1893 50, 000 11, 250 First National Bank, Ouray, Colo, a... Sept, 2, ....do Albuquerque National Bank, Albu1889 850 44,150 - querque, N. Mex July 3,1893 J July 14, Puget Sonnd National Bank, Everett, 1884 I Wash, a .\ 11,250 July 5,1893 Sept. 23, First National Bank, Hot Springs, 1892 S.Dak \... July 15, -| 11,250 July 7,1893 1890 Livingston National Bank, Livingston, 10, 750 Mont . . . . d o Sept. 11, Northern National Bank, Big Rapids, 33,250 Mich 1871 July 8,1893 June 5, Lloyds National Bank, Jamestown, 22, 500 N'. Dak May 4, 1891 July 10,1893 100, 000 22, 500 60, 000 13,500 13, 500 First National Bank, Starkville, Miss. Apr. 30, 1887 July 14,1893 75,000 16, 370 First National Bank, Cedartown, Ga.. July 16, 1889 July 17,1893 16, 370 Commercial National Bank, Denver, 45, 000 Colo Sept. 6,1889 July 18,1893 250, 000 45, 000 Bozeman National Bank, Bozeman, 50,000 11, 250 11,250 Mont. & Oct. 23, 1882 July 19,1893 1,170 21,330 First National Bank, Vernon, Tex May 13, 1889 July 22,1893 100, 000 22, 500 100, 000 21,800 . . . . d o State National Bank, Knoxville, Tenn . Aug. 28, 1889 21,800 33, 750 Mrst National Bank, Orlando, Fla Mar. 16, 1886 July 24,1893 | 150, 000 33, 750 a Was in hands of receiver, but resumed prior to October 31. h Was in hands of receiver, but resumed subsequent to October 31. 76 REPORT OF THE COMPTROLLER OF THE CURRENCfl STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED JU^IXESS AND WERE PLACED IN THE HANDS OF A RECEIVER. ETC.—Continued. Name and location of bank. Date of an- I thority to I Date of commence \t suspeni on. business, f Merchants' National Bank, Great Falls, Mont Tacoma National Bank, Tacoma, Wash. a... National Bank of the Commonwealth, Manchester, N. H Indianapolis National Bank, Indianapolis, Ind First National Bank, Spokane,Wash.b. First National Bank, Middlesboro, Ivy . First National Bank, Helena, Mont. c.. MontanaNationalBank,Helena, Mont. National Granite State Bank, Exeter, N. H Chamberlain National Bank, Chamberlain, S. Dak First National Bank, Great Falls, Mont... First National Bank, Kankakee. 111. d. Stock Growers' National Bank, Miles Ciiy, Mont '. Bellingharn Bay National Bank, New W hatcom, Wash, c F l Paso National Bank, of Texas, El Paso, Tex Texas National Bank, San Antonio, Tex Citizens'National Bank, Muncie, Ind.c?. First National Bank, Marion, Kans . . . National Bank of South Pennsylvania, Hyndman, Pa. a Washington National Bank, Tacoma, Wash Port Townsend National Bank, Port Townsend, Wash First- National Bank, North Manchester. Ind First National Bank, Sundance, Wyo. Hutehinson National Bank, Hut chinson, Kans. b SOCOITO National Bank, Socorro, N. Mex. a First National Bank, Dayton, Tenn ... Oct. Circulation. Capital stock. 7, 1890 ! July 24, 1893 $100, 000 $22,500 Apr. 13, 1883 ! 45, 000 45, 000 Feb. 9, 1892 ! July 25, 1893 200, 000 67, 500 67,500 Nov. 21. 1864 I---.do .. Oct. 24, 1882 July 26, 1893 Jan. 8, 1890 July 27. 1893 Apr. 5. 1866 . . . . d o . . . Nov. 11, 1882 I....do . . . 300, 250, 50, 500, 500. 000 000 000 000 000 57, 212 45, 000 11,250 45. 000 45,000 57, 210 45,000 11,252 45,000 45,000 50, 000 41,137 4.0, 377 May 15, 1865 1 do .. do . . . Apr. 8, 1890 J u l v 28, 1898 Julv 1. 1886 . . . .do . . Feb. 20, 1871 ; J u l y 29, 1893 do Dec. 20, 1884 : i Feb. 7, 1889 | J u l y 31, 1893 ! Dec. 22. 1886 Aug. 1, 1893 11,250 I 11,250 i 250. 000 i 45,000 50. 000 | 11.250 45,000 11,250 17,100 17,100 50, 000 I 75,000 60, 000 13, 500 13, 500 150. 000 33.750 S3,750 Jan. 31. 1885 Aug. 4, 1893 100. 000 Mar. 15, 1875 . . . . d o 200, 000 July 28, 1883 Aug. 16, I 22, 500 45,000 21,900 22, 500 45, 000 21,900 75, 000 J u n e 2, 1889 Aug. 17, 1893 | Apr. 23, 1889 Aug. 24, 1893 | Apr. 18, 1890 Sept, 18, 1893 50,000 100,000 j 11,250 11, 250 i 43,500 43,500 | 22,500 22, 500 Mar. 17.1883 Oct. 4. 1893 50, 000 j 27,000 J u n e 16,1890 . . . . d o . : 50, 000 ! 11,250 1893 May 29,1884 Oct. 18,1893 j 100, 000 j 22, 500 27, 000 11, 250 May 26, 1891 | Oct. 19 1893 ! July 10, 1890 | Oct. 21, 1893 I 11,250 11,250 100, 000 50, 000 1 11. 250 50, 000 j 11, 250 a Was in hands of examiner, hut resumed subsequent to October 81. h Placed in hands of receiver, subsequent to October 31. c In bands of examiner. d Was in bands of receiver, but resumed subsequent to October 31. $22,500 200, 000 22, 500 KEPOKT OK THE COMPTROLLER OF THE CUKRENCY. 77 STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH WENT INTO VOLUNTARY LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893, WITH DATE OK AUTHORITY TO COMMENCE BUSINESS, DATE OF LIQUIDATION, CAPITAL, AND CIRCULATION ISSUED, REDEEMED, AND OUTSTANDING. Name and location of bank. Date of ! authority I to commence i business. Date ofclosing. Circulation. Capital Outstock. i Issued. I Re- | deemed.I standing. F i r s t National Bank, South Sioux j $8,100 City, Nebr j Apr. 22, 1891 Oct. 27,1892 ' $50, 000 '. $10. 250 ; $2,150 j Continental National Bank, Kan- ! 7, 550 36, 950 200. 000 500 sas City, Mo j Aug. 2, 1892 Nov. 11, 1892 3. 270 F i r s t National Bank, Clyde, K a n s . . j J a n . 31, 1884 Nov. 15, 1892 ! 50, 000 750 7,480 Eugene National Bank, Eugene 000 250 : 3,530 City, Oregon j Mar. 8, 1889 Nov. 26, 1892 7,720 F i r s t National Bank, Batesville, j 500 | 3,310 000 Ohio I J a n . 18, 1875 Dec. 1, 1892 10,190 Commercial National Bank, Sioux ' 750 i 13,650 150. 000 City, Iowa I Sept. 16. 1891 . . . . d o 20, 100 200, 000 1871 j Dec. 3,1892 State National Bank, Lincoln, Nebr. j Nov. 16,1871 27, 775 000 i 17,225 ' Woodson National Bank, Yates ! 8,740 50,000 ; 10,750 I 2,010 Center, Kans : J a n . 14,1884 j Dec. 5,189: F i r s t National Bank, Pontiac, \ 3, 537 Mich I J a n . 3, 1882 Dec. 31.1892 100, 000 | 750 | 18.213 65, 000 ! F i r s t National Bank, Castle, Mont. May 22, 1891 Jan. 4,1893 020 ! 2, 960 ! 11, 060 National Pcmberton Bank. Law010 ! 38,920 I 104,090 rence, Mass [ Apr. 24, 1865 Jan. 10,1893 150, 000 ! 143, COO ! 16, F i r s t National Bank, Lorain, Ohio, j Feb. 6, 1882 ....d 095 | 2,210 I 13, 885 75, Finney County National Bank, 750 ! 1,120 ooo; io, Garden City. Kans J u n e 20, 1888 Jan. 12.1893 9,630 50. Lumberinan'sNationalBank. Mus- j j j 000 I 22. kegon, Mich j Feb. 3, 1873 Jan. 16,1893 17,180 100, Covington City National Bank, 500 | 5,320 i i Covington, K y j Aug. 10, 1871 Feb. 1, 1893 183,030 500. 000 ! 225, Phcenix National Bank, Medina, j 000 I 41,970 I Ohio | Mar. 10, 1873 Feb. 10,1893 000 17, 13, 863 75, Merchants' National Bank, Macon, ! 100 I 3,237 j Ga ) J u n e 29, 1887 Feb. 14,1893 000 I 21, 800 I 6,170 ! 15, 630 100, 2Etni\ National Bank, Kansas City. I I ooo! 44, .50 i Mo '.'..\ Mar. 10, 1890 Mar. 9,1893 38,200 I 6,350 250, Citizens' National Bank, Orlando, I 21, 880 3,420 Fla Oct. 12, 1887 Mar. 22,1893 18,460 100, F i r s t National Bank, Lexington, ooo I 16, 410 2, 660 111 ': ; Nov. 23, 1882 Apr. 1,1893 13, 750 50, F i r s t National Bank. I d a Grove, I ooo I 32, 650 2,680 29, 970 Iowa '. Oct. 10,1888 M a y 1,1893 | 15,000 1,150 F i r s t National Bank, Burnet, Tex . I J u l y 18,1883 M a y 22,1893 j 150. 000 ' 16, 150 First National Bank, Springfield, ' 75, 000 9,865 Mo . 11, 250 1,385 Aug.18,1870 -do ! 50, 000 j Southern National Bank, New Orleans, La. 38, 300 6,700 45, 000 J u n e 6,1890 M a v 25,: 000 ! Decatur National Bank, Decatur, 500, 20,150 2,350 A u g . 12,1873 M a y 31, 1893 22, 500 111. 000 I 11, 250 11,250 F i r s t National Bank, Chelsea, V t . . J u l y 19,1873 J u n e 10, 1893 100, F i r s t National Bank, Santa Monica, ooo i 10, £ 9,360 Cal (Feb. lv. 1888 . . . . d o . . 250 890 50, Lake National Bank, Wolfboro j 000 ! N. H I J u l y 26, 1865 J u n e 29, 1893 1,978 27, 382 29,?300 50, Farmers' National Bank, Owa000 ! tojina, Minn J u l y 24, 1873 ! J u n e 30, 1893 I 50, 1,420 15, 680 17, 100 First National Bank, W a Keeney, ooo ! Kans Aug. 18, 1887 i do . . 290 50, 000 I 10, 110 10,180 Fourth National Bank, Chattanooga, Tenn J u n e 28, 1889 J u l y 6, 1893 \ 150,,000 1, 540 42,660 44,2200 Farmers and Merchants' National Bank, Rock wall, Tex Mar. 30, 1892 July 11, 1893 • 50,, 000 11,2250 1,620 9, 630 North Texas National Bank, Dallas, Tex J a n . 6, 1888 July 13, 1893 1 000.,000 2,100 42, 900 45,0000 Hoquiam National Bank, Hoquiam,Wash A u g . 8,1890 j J u l y 18. 1893 I 50,, 000 11,2250 500 10,750 Gallatin Valley National Bank, Bozeman, Mont Nov. 14, 1883 J u l y 24, 1893 ! 100,, 000 22,0000 20,830 1,170 Gate City National Bank, Atlanta, j Ga.. - " ! May 3,1879 J u l y 25, 1893 250 ,000 33, 430 44,0000 10, 570 F i r s t National Bank, Big Timber, Mont J u n e 29,1891 J u l y 27, 1893 50,, 000 10,7750 10, 240 510 Orono National Bank, O r o n o , Me I May 13, 1865 J u l y 29,1893 50, 13, 720 7 12, 490 1,230 CentralNationalBank,Dallas,Tex. Sept. 25, 1889 Aug. 3,1893 150, 33,7750 1,650 32,100 Merchants' National Bank, F o r t Worth, Tex . . Feb. 1,1887 A u g . 15,1893 250, 45, 000 45, 000 Dillon National Bank, Dillon, Mont.... May 2,1884 A u g . 24,1893 50, 10, 750 10, 750 78 REPORT OF THE COMPTROLLER OP THE CURRENCY. STATEMENT GIVING T I T L E S OF NATIONAL BANKS W H I C H WENT INTO VOLUNTARY LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893, ETC.—Continued. nd location of bank. Farmers' National Bank, Constantino, Mich First National Bank, Mankato, Kans Gray National Bank, Middletown Springs, Vt Frankfort National Bank, Frankfort, Ky First National Bank, Slaughter, Wash Date of authority iO commenct business. Dec. Circulation. »ateof dos- j Capital ! Re. Out,deemed. stauding. Issued. 4,1874 | Aug. 28,1893 j $50, 000 j $11, 250 | $1, 050 $10, 200 July 6,1887! Sept. 12,1893 | 60, 000 j 13,500 Apr. 9,1884 I Sept, 15,1893 j 50, 000 Aug. 13,1889 | Sept, 21,1893 100,000 Nov. 3,1890 j Oct. 25,1893 12, 310 1,190 11, 250 j 10, 350 900 22, 500 22,500 ! 50,000 ! i 11,250 i | | 11,250 .j 0,035,000 ! Total . I STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THE YEAR ENDED OCTOBER 31, 1893, AND RESUMED BUSINESS PRIOR TO OCTOBER 31, WITH CAPITAL, DATE OF SUSPENSION, AND DATE OF RESUMPTION. Name and location, The Black Hills National Bank, Rapid City, S. Dak. The Gate City National Bank, Atlanta, Ga The Capital National Bank, Indianapolis, Ind The Washington National Bank, Spokane Falls, Wash The First National Bank, Palouse City, Wash The American National Bank, Omaha, Nebr The First National Bank, Grundy Center, Iowa The Southern California National Bank, Los Augeies, Cal. The First National Bank, Los Angeles, Cal The First National Bank, San Diego, Cal The First National Bank, Santa Ana, Cal The First National Bank, Kendallville, Ind The First National Bank, San Bernardino, Cal The Second National Bank, Ashland, Ky The First National Bank, llico, Colo The First National Bank, Provo, Utah The National Bank of Commerce, Provo City, Utah The First National Bank, Ouray, Colo The First National Bank, Cisco, Tex The American National Bank, Leadville, Colo The Central National Bank, Pueblo, Colo The American National Bank, Peublo, Colo The Puget Sound National Bank, Everett, Wash The National Bank of Ashland, Nebr. The First National Bank, Winston, N. C The Western National Bank, Pueblo, Colo The Commercial National Bank, Ogden, Utah The First National Bank, Cherry vale, Kans The National Bank of Kansas City, Kansas City, Mo The Missouri National Bank, Kansas City, Mo The Union National Bank, Denver, Colo The First National Bank, Fort Scott, Kans The National Bank of Commerce, Denver, Colo The State National Bank, Denver, Colo The German National Bank, Denver, Colo The People's National Bank, Denver, Colo The Oklahoma National Bank, Oklahoma City, Okla The First National Bank, Harrisonville, Mo*. The First National Bank, Canon City, Colo The First National Bank, Anthony, Kans The Greeley National Bank, Greeley, Colo The First National Bank, Grand Junction, Colo The First National Bank, Cheyenne, Wyo The Farmers' National Bank, Henrietta" Texas The State National Bank, Vernon, Tex The First National Bank, Russell, Kans The Milwaukee National Bank of Wisconsin, Milwaukee, Wis. The Kentucky National Bank, Louisville, Ky The Louisville City National Bank, Louisville, Ky The Merchants' National Bank, Louisville, Ky The Fourth National Bank, Louisville, Ky The Farmers' National Bank, Findlay, Ohio The Oregon National Bank, Portland, Oregon Capital. Date of suspension 1892 Dec. 13 1893 250,000 Feb. 21 300,000 M a y 11 250, 000 June 6 75,000 June 6 200,000 June 13 50, 000 June 16 200, 000 June 21 200, 000 June 21 300,000 June 21 3 50,000 June 22 50, 0(J0 June 22 100,000 June 23 50,000 June 27 50,000 June 30 50, 000 June 30 50, 000 July 1 50, 000 July 1 50, 000 July 3 100.000 July 3 50| 000 July 5 250, 000 Julv 5 50, 000 July 5 100, 000 July 5 $125,000 200.000 50,000 150, 000 50, 000 1, 000, 000 250,000 1, 000, 000 300, 000 500, 000 300, 000 200,000 600, 000 50, 000 50, 000 50, 000 50, 000 50, 000 50, 000 200, 000 50, 000 100, 000 80,000 250,000 1,000,000 400.000 500, 000 300|000 80, (JOO 200, 000 July July Julv Julv Julv July July July July July July July July July Julv July July July Julv July July July July Julv July Julv Julv July July c 5 8 34 14 17 17 18 18 19 19 19 19 20 20 20 20 20 20 21 21 22 22 22 24 25 25 25 97 Authorized t 0 resume. 1893. Feb. 17 July June July Juno Sept. Sept. Julv July July July Aug. Julv July Aug. Sept. July Oct. Julv Aug. Aug. Sept. Oct. Aug. Sept. Sept. Sept. Sept. Oct. July Aug. Aug. Aug. Aug. Aug. Aug. Sept, Sept, Aug. Aug. Aug. Aug. Sept. Aug. Aug. Sept. Sept. Oct. Aug. Aug. Aug. Oct. Sept. 19 0 9 7 1 10 14 5 21 1 21 14 16 11 14 J7 25 37 23 4 23 31 18 11 7 1 4 29 21 16 37 29 29 21 22 ~1 29 18 14 30 9 28 34 25 2 29 29 2»j 2 9 79 KEPOKT OF THE COMPTKOLLER OF THE CURRENCY. STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THE YEAR ENDED OCTOBER 31, 1893, ETC.—Continued. Name and location. The Ellensburg National Bank, Ellensburg, Wash . The Commercial National Bank, Portland, Oregon.. The Ains worth National Bank, Portland, Oregon... The First National Bank, Ashland, Wis . The National Park Bank, Livingstou, Mont The First National Bank, East Portland, Oregon The First National Bank, The Dalles, Oregon The First National Bank, Birmingham, Ala The Waupaca County National Bank, Waupaca, Wis The First National Bank, Hammond, Ind The National German-American Bank, St. Paul, Minn The First National Bank, Platteville, Wis The First National Bank, Mankato, Minn The National Citizens' Bank, Mankato, Minn The Mankato National Bank, Mankato, Minn The National Bank of Sturgis, Mich. The First N National i l B Bank, k Whit White Sulphur Sl Springs, Mon The First st National Bank,, Nashville,, Tenn N i l Bank, B k Rochester, R h t Mi The Union National Minn The American National Bank, Nashville, Tenn The First National Bank, Decatur, Ala The Waxahachie National Bank, Waxahachie, Tex The Citizens' National Bank, Attica, Ind The First National Bank, Gadsden, Ala The Union National Bank, Racine, Wis The First National Bank, Dubuque, Iowa The People's National Bank, Winston, N. C The First National Bank, Le Mars, Iowa The Le Mara National Bank, Le Mars, Iowa The First National Bank, San Marcos, Tex The First National Bank, Lockhart, Tex The First National Bank, Hawarden, Iowa The First National Bank, York, Nebr The Hutchinson National Bank, Hutchinson, Kans Total Capital. $50, 000 250, 000 300,000 125,000 100, 000 100, 000 50, 000 250, COO 50,000 50,000 2,000, 0C0 50,000 150,000 100, 000 100,000 65, 000 200, 000 1,000,000 50,000 1, 000. 0C0 100,000 100, 000 50, 000 50, 000 150, 000 200, 000 100, 000 100,COO 100, 000 80, 000 50,000 75,000 50, 000 100, 000 Date of suspension. Authorized to resume. 1893. July 27 July 29 July 29 July 31 July 31 July 31 July 31 Aug. 2 Aug. Aug. Aug. Aug. Aug. Aug. Aug. Aug. Aug. Aug. Aug. Aug. 10 Aug. 10 Aug. 11 Aug. 12 Aug. 12 Aug. 16 Aug. 17 Aug. 18 Aug. 18 Aug. 18 Aug. 21 Aug. 22 Aug. 24 Aug. 28 July 18 1893. Oct. : Sept. ! Sept. : Aug. ; Sept. \ Sept. : Aug. : Oct. Aug. Sept. Oct. Aug. Sept. Sept. Sept. Sept, Oct. Sept. Oct. Sept. Sept, Aue. Aug. Sept. Oct. Aug. Sept, Sept. Sept, Aug. Aug. Sept. Oct. Aug. 18,205,000 STATEMENT GIVING TITLES, CAPITAL, AND DATE OF SUSPENSION, OF NATIONAL BANKS WHICH SUSPENDED DURING THE YEAR ENDED OCTOBER 31, 1893, AND WERE PLACED IN THE HANDS OF NATIONAL BANK EXAMINERS, PENDING RESUMPTION OF BUSINESS OR THE APPOINTMENT OF A RECEIVER. Name and Location. The Tacoma National Bank, Tacoma, Wash . The First National Bank, Spokane, Wash The First National Bank, Helena, Mont. The Socorro National Bank, Socorro, New Mex. Capital. Date of suspension. $200,000 250, 000 500, 000 60,000 50, 000 100,000 50, 000 July July July July Aug. Oct7 Oct. 24, 1893 26, 1893 27, 189a 31, 1893 27, 1893 18, 1893 19, 1893 80 REPORT OF THE COMPTROLLER OF THE CURRENCY'. STATEMENT SHOWING P»Y STATES AND GEOGRAPHICAL D I V I S I O N S THE NI\MP,I:R AND CAPITAL STOCK OF NATIONAL BANKS WHICH SUSPENDED D I K I N G THE YEAH ENDED OCTOBER 31, 1893, TOGETHER WITH THE N U M B E R AND CAPITAL OV THOSE W H I C H RESUMED, F A I L E D , AND WERE PLACED I N CHARGE OF E X A M I N E R S . Suspensions. ' Resumptions. !. In charge of examiners. Failures. States and Territories. No. Now Hampshire — Total Eastern States New York Pennsylvania. Total Middle States...! 38 i Missouri... Ohio Indiana Illinois Michigan . . Wisconsin. Iowa Minnesota. Kansas - . . . Nebraska . . Total Western States .1 Oregon Colorado Utah Montana Wyoming New Mexico North Dakota South Dakota Washington California Oklahoma Territory Total Pacific States and Territories 49 Capital. No. | Capital. 'No. I Capital. 2 $250, 000 500,000 50, 000 9 500 000 550, 000 2 500, 000 3 o 1 1 6 1 1 4 425 000 °00 000 150,000 60, 000 1. 050, 000 500. 000 50, 000 750, 000 1 $300, 000 250,0C0 3 400, 000 6 430, 000 5 2 2, 250, 000 2. 000, 000 8,815,000 j 19 I 5,630,000 i 19 1,300,000 180,000 1. 000, 000 2,150, 000 215, 000 625, 000 575, 000 2. 400, 000 880, 000 800,000 1,300.000 80,' 000 450, 000 65,000 625.000 525,000 2,400,000 480,000 350, 000 10,125,000 • 31 0, 275, 000 17 800, 000 3, 600,000 ! 14 250, 000 ! 3 1, 875, 000i 2 250, 000 225, 000 400, 000 225,000 I. 735. 000 L, 200, 000 50, 000 700. 000 3, 300, 000 250. 0C0 300, 000 200,000 125, 425. 950,' 50, 2 j... { 1 !... i 3 | 3 86 | $50,000 50, 000 3,185, 000 100, 550, 2,150, 150, 50,000 100,000 300, ooo I 1 450, 000 L . . . 100, 000 3, 750, 000 1 1, 075, 000 50, 000 175, 000 1 400, 000 100, ooo ! 800, 000 3 250, 000 00D 0)0 000 000 18, 205, 000 1 1 100, 300, 6,300,000 i 25 I 10,610,000 Total United States .. I 158 ! 30, 350, 000 Xo.; $250, 000 300,000 675, 000 200, 000 550, 000 60,000 1,480,000 ; ' 500,000 2. 300. 000 2,750,000 ' North Carolina . Georgia Florida Alabama Mississippi Texas Arkansas Kentucky Tennessee Total Southern States-! Capital. 65 j 500, 000 50, 000 j 510, 000 3,250,000 1, 060, 000 10, 935, 000 1, 210, 000 m REPORT OF THE COMPTROLLER OF THE STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAT NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH FI^UM ^.AJNUA-KX JL, ? TO NOVEMBER 1, 1895, THE AMOUNT OF UNITED STATES BONDS ON DEPOSIT TO SECURE*CIRCULATION,' THE AMOUNT OF CIRCULATION SECURED' "BY THE BONDS ON DEPOSIT, THE AMOUNT OF LAWFUL MONEY TO REDEEM CIRCULATION, AND THE TOTAL AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTES OF NATIONAL GOLD BANKS. Date. January.. February... March April May June July August September . October November.. December .. January... February .. March April May June July August September . October November.. December.. Authorized capital stock. 1872. U. S. bonds ! Circulation Lawful Total money on deposit to national-bank notes out-" redeem cirstanding. culation. $469,408, 976 470, 457, 651 471,822,651 472, 656, 351 475,458, 651 477, 012, 051 479, 852, 051 482, 906, 851 484, 223, 351 486,106,851 487,136, 851 487, 699, 551 $370, 240, 500 371, 558, 900 373, 764, 450 374,637,450 376, 732, 950 378, 341, 200 380, 440, 700 382, 552, 200 381, 918, 200 383, 977,200 384,968,900 385,951,400 $328,465,431 330, 253, 559 332, 094, 399 333, 556, 529 334,521,855 335, 644,365 337, 664, 795 339, 094, 675 340. 649, 960 342, 227, 690 343,112, 772 344,097,112 487,781, 551 489, 380, 851 490,486,151 492, 898, 951 494,428, 951 496,480, 951 496, 496, 501 497, 921, 501 498, 801, 501 499,111, 501 499, 232, 701 499, 533, 401 386, 355, 300 386, 640, 800 387, 415,100 388,218,350 388,983,800 389, 775, 000 390, 410,550 390, 855, 250 391, 618,450 392, 616, 000 392,852,100 393,215,900 344, 582, 812 345, 358, 892 345, 507, 312 346,164, 392 346, 834, 666 347,185, 711 347, 267, 061 347, 862, 361 348, 715,421 350,173, 226 350,412, 046 350,692,966 2,484, 086 2,892,141 2, 651, 951 2, 579,189 2,641, 964 2,300,703 1,917,603 2,104,498 2,104, 498 2,350,896 2,009,096 1,928,796 347,066,898 348,251,033 348,159, 263 348, 743, 581 349,476, 630 349,486, 414 349,184, 664 349,966, 859 350, 819,919 352,524,122 352,421,142 352,621, 762 499, 003,401 498, 032, 201 498,150, 901 497, 505; 901 497, 020, 901 497, 657, 401 498, 777, 401 500, 347, 401 500, 706, 401 502,181, 401 502, 931, 401 503, 301,401 393,000,900 348, 624,953 392, 644, 300 348, 255, 299 392,506,950 348,203,489 392, 809.200 348, 505,184 392,937,100 348,323, 390 392, 863, 000 348, 290, 340 391,171,200 347,182, 820 388, 566,100 344, 851, 526 385, 889,100 342, 310, 386 385, 649,150 342, 270, 676 385,421,750 342, 367, 844 385,378, 250 342, 685,175 2,223,283 2, 776, 278 3,081, 323 3,120, 623 3,360,932 3,560,162 4,798,212 7,867, 254 11,057, 679 11,707, 870 11, 709, 402 12,021,071 350, 848,236 351, 031,577 351, 284, 812 351, 625,807 351, 684,322 351, 850, 520 351,981,032 352,718,780 353,368, 065 353,978, 546 354,077,246 354,706,246 503,347,901 503,467, 901 503, 858, 521 505, 763, 300 506,103, 801 508, 531, 283 509,386,283 510,706, 283 ! 510,903,171 511, 084, 471 | 511, 613,765 ! 510,686,765 385,128,250 384,174, 950 382, 076, 650 380, 661, 600 379, 506, 900 379,126,400 376, 314, 500 374,894, 362 373, 956, 762 371,489,262 367,549,412 365,836,912 342,333, 837 341,121, 249 338, 948, 494 337,855, 479 336, 697,831 336,110, 532 334, 698,341 333,468, 611 333, 324,225 331, 239,470 327, 578, 260 326, 725, 728 11,794,413 13,152,121 15,300,850 17,593, 099 18,349, 762 18,344, 941 19,709, 667 19,440,077 18, 535, 727 19, 300,112 20,638,642 21, 095,102 354,128, 250 354,273,370 354, 249,344 355,448,578 355,047,593 354,455,473 354,408, 008 353,118,688 351, £59,952 350,539,582 348,2i6, 902 347,820,830 511,155, 865 510, 619, 965 510,189,171 509,701.671 507, 881, 671 500, 013, 371 506.008, 371 505, 226,171 504, 971,171 504, 027,171 502, 752,171 502,652,171 363, 601,662 361, 430,462 356, 732,150 350, 216, 350 346, 715, 350 344,463, 850 341, 394,750 340,071, 850 338, 673. 850 337, 955, 800 337, 727, 800 338,261,800 324,484,539 321,319, 645 318,413,293 312, 850, 786 310, 084, 721 307,912,468 305,417,013 303, 756,276 302, 847, 886 301, 819, 811 301, 658, 372 301,844, 917 21,995, 217 22,648, 884 24,405, 780 27,627, 308 28,755,191 28, 753,462 27,581,323 25,982,339 23,087,016 22, 532, 933 21,582, 936 20,114,674 346,479, 756 343,968, 529 342,819,073 340,478,094 338,839,912, 336, 665,930: 332,998,336 329, 738,615 325, 934,902 324,352,744;, 323,241,308 321,959,59^ 1873. $2,976,154 $331,441,585 3, 934,020 334,187, 579 4, 205, 720 336, 300,119 4,199,113 337, 755,642 3, 566,059 338,087, 914 3,288,259 338,932, 624 3,239,159 340, 903, 954 3,174,359 342r269, 034 2,970,694 343,620,654 3,105,564 345,328, 254 2,508,986 345, 621, 758 2,404,876 346,501,988 1874. January.. February... March April May June July August September . October November.. December.. 1875. January February March..' April May June July August September October November December ! i ! | I ! !! 1876. January February March..' April May June July August September October November December 10665 cu# 6 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued. Date. January February March . April May June July August . . . September. October — November. December . January February March April May June 1877. January... February.. March April May June July August . . . September October November. December. I 501, 497, Lawful Total money on deposit to national-bank notes outredeem cirstanding. culation.. 338,191, 300 338,885,450 338,866,550 340,537, 600 340,732,100 340, 415.100 338, 713, 600 337,761,600 337,684, 650 338, 002, 450 343, 048, 900 345,130, 550 302, 020, 242 302,201,132 302, 416,700 303, 523.225 304, 407, 450 304, 766,940 303,108, 350 302, 239, 212 302, 440,152 302. 885, 797 305, 094,140 308, 642, 795 19, 575, 364 18,160,486 16,728, 336 16,146, 363 15,386,137 14,329, 272 13, 940, 522 14, 426, 746 14, 246, 546 14,438, 272 13,113, 091 11, 988,924 321, 595, 606 320. 361, 618 319,145, 036 319, 669, 588 319, 793, 587 319, 096, 212 317, 048, 872 316, 665, 958 316, 686, 698 317, 324, 069 318, 207, 231 320, 631, 719 485, 557, 771 346,187, 550 484, 836, 371 346, 302, 050 482, 952, 071 346, 522, 550 482,144, 671 346, 336, 250 481, 019, 671 347, 711, 850 480, 660, 571 349,166, 450 479, 627, 996 349, 546, 400 477, 675, 996 348, 880, 900 477, 698, 296 349,049, 450 476, 335, 396 349,560,650 473,865, 396 349,408,900 473, 859, 396 349,795,000 309, 890,415 310, 240, 005 310, 301,472 310, 008, 832 310,826,422 312,435,462 313, 020, 832 312,995, 592 313,154, 792 3i3,159, 592 312, 830,797 313, 355,839 11,782, 090 11.839,305 11,688, 519 12,184, 682 12, 315, 257 11,552, 623 11, 493,452 10, 910, 967 10, 294, 370 9,988,127 9, 629, 918 9,935, 217 321, 672, 505 322,079, 310 321, 989, 991 322,193, 514 323,141, 679 323, 988, 085 324, 514, 284 323, 906, 559 323, 449,162 323,147, 719 322, 460, 715 323, 291, 056 471, 469, 467. 465, 464, 463, 462, 462, 462, 463, 349,068, 000 313, 218,189 348, 939, 200 312, 725', 809 350. 090, 400 313, 691, 639 35lj 196, 400 314,244, 779 352, 250, 550 315, 628, 352 353, 422, 300 316, 335, 949 354, 254, 600 317, 315, 679 353,201,800 316. 412, 560 355, 638, 950 3.17; 534,289 359,030, 500 320, 868, 979 363, 802, 400 324, 054, 279 365,194, 900 326, 684, 059 10, 573, 485 11,673,960 12, 354, 531 12, 882,417 13, 516, 558 33,203,462 12, 376, 018 13, 545, 677 13, 258, 698 13, 403, 261 13,127,139 13,381,719 323,791T674 324, 399, 769 326,046,170 327.127,196 329,144, 910 329, 539, 411 329, 691, 697 329,958, 237 330, 792. 987 334,272, 240 337,181,418 340,065,778 461, 461. 462, 464, 464, 464. 465, 465, 466. 466. 466. 467, 367, 021, 000 364, 765, 900 362, 728, 050 363, 656, 050 363, 003, 650 362, 715, 050 361, 652,050 301,152,050 361,113. 450 359, 935, 450 359. 748, 950 359,808;550 328,773, 639 326, 785, 599 325, 032, 790 325. 425, 390 325, 519, 740 325, 301, 700 324,242, 730 323, 886, 720 323, 903, 330 323. 056, 530 322, 798,130 322, 206, 550 13,613,697 16,945, 310 18,604,197 18,959, 687 19, 410, 910 19, 882, 033 20, 262, 697 20, 266, 967 20,153, 448 20, 848, 363 21,035,977 21, 500, 091 342,387, 336 343, 730, 907 343, 636, 989 344, 385, 077 344, 930, 650 345,183, 733 344, 505, 427 344,153, 687 344, 056, 778 343 904,893 343, 834,107 343,706, 641 467, 039, 084 466, 981, 785 466, 640,185 466, 890,185 467,542. 685 468, 557, 685 469, 382, 685 470, 322, 685 471, 282, 935 472, 565, 935 466, 307, 335 467, 907, 335 359, 823.550 359, 81l|050 345, 739,050 351, 480,000 354, 683,000 358, 829,900 360, 488,400 362, 684,000 304, 285,500 365, 751,500 369, 608,500 371, 336,100 322,832,101 322, 654, 721 305, 587; 202 309, 034, 317 316, 226, 247 318, 497, 814 321,148, 399 S23,478, 586 325, 324, 746 326, 513, 546 329,180,122 331, 729, 532 21, 523.102 21,895,977 38,447, 716 38,538,105 36,374, 320 35, 653, 904 33, 894, 276 33, 846, 027 32, 675, 940 32, 237, 394 31,164,128 30,438,878 344, 355, 203 344,550, 698 344, 034, 918 347, 572, 422 352, 600, 567 354,151,718 355,042, 675 357, 324, 613 358, 000, 686 358, 750, 940 360, 344. 250 362,168,410 470, 018,135 472,303,135 473, 866, 240 475, 411, 240 478,013, 940 482,954,940 371, 692,100 332, 398, 922 371, 270, 200 331, 682, 622 370, 602, 700 331, 230, 311 369, 900, 700 331, 242, 702 366, 359, 650 327, 729, 622 364, 079, 350 323, 919, 522 30, 023, 066 30,913, 792 30, 713, 969 30, 383, 935 33, 340, 677 35,955,812 362,421, 988 362, 596, 414 361, 944, 280 361, 626. 637 361,070, 299 359,875,334 496, 494, 493, 493, 487, 487, 486, 486, 486, 1878. •*. July August September October November December January February March April May June July August September October November December U. S. bonds Authorized on deposit to j Circulation capital stock. secure circu- u-,-r> bc lation. - 1879. 1880. January.. February March April May June July August September... October November... December . . . 1881. 18S2. January.. February. March April May June REPORT OF THE COMPTROLLER OF THE CURRENCY. 83 STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued. U. S. bonds Date. Authorized on deposit to capital stock. secure circu- lation. Lawful Total, money on Circulation ank deposit to national-b secured b y notes outIT. S. bonds. redeem cirstanding. culation. 1882. July August September. 487, 538, 635 489,741, 635 491,591,635 493,176, 635 361, 452, 350 362, 043, 250 362, 505, 650 362,174,250 320, 709, 739 323, 487, 353 324, 304, 343 323, 820, 480 $38, 429, 202 39,017,621 39, 745, 163 39, 401, 781 38. 423. 404 38, 723, 848 $358. 742, 034 358, 822, 782 360, 514, 902 362,889,134 362, 727, 747 362, 544, 328 492, 076, 635 494,199, 635 498, 262,135 498, 017,'135 500, 269,135 505, 379,135 507. 208,135 j 510J 283,135 I 513, 543,135 I 515, 528,135 516, 608,135 516, 348,135 360, 531, 650 359, 567, 450 358,163, 800 357, 201, 400 357, 339, 750 356, 588, 600 356, 596, 500 357, 298, 500 355, 674,150 353, 308, 650 352, 877, 300 351,174, 600 322,386,120 321, 626, 353 320, 235, 601 319, 849, 816 319, 899, 521 319, 013, 856 3.19, 249, 806 319, 461, 846 318, 367, 216 816,278,066 316, 020, 326 314, 573,106 40, 265, 049 40. 540, 877 4li 084. 788 39, 945. 249 39, 368, 605 39,150, 326 37, 505, 704 36. 310, 284 36, 222, 005 37, 064, 605 35, 993, 461 36, 385, 055 362, 651,169 362,167, 230 361, 320, 389 359, 795, 065 359, 268.126 358,164,182 356, 815, 510 355, 772.130 354, 589, 221 353, 342, 671 352, 013, 787 350, 958,161 518, 031,135 517, 380, 635 519,104, 635 521, 573, 635 523, 348, 635 525, 992,165 528, 784,165 530,784,165 532, 274,165 5S2, 749.165 532, 554,165 531, 875,165 347, 538,200 343,475, 550 341, 533, 050 339,116,150 337, 618, 650 336, 257,150 334,147,850 332, 588, 600 331, 371,100 329,186,000 325, 316, 300 320, 244, 700 310, 953, 321 307, 828, 001 306,100, 465 303, 699, 075 302. 533, 855 301, 238, 845 299, 369, 370 297, 983,165 297,136, 455 295, 375, 959 291, 849, 659 287, 277, 980 39,529, 507 41, 671,892 40, 532, 837 41, 015, 561 40, 571, 613 39,768,855 40,130, 513 39, 913, 971 39, 495, 690 40,453, 269 41, 710,163 44,235, 274 350. 482. 828 349; 499; 893 346, 633, 302 344, 714, 636 343,105, 468 341, 007, 700 339, 499, 833 337, 897,136 336, 632,145 335, 829, 228 333, 559, 813 331, 513, 254 529, 910,165 530, 380,165 530, 590,165 531,151,165 531, 241,165 530, 830, 865 531, 540, 465 532, 328, 465 532, 749, 965 532, 034, 965 532, 877, 965 533,447,965 318, 655. 050 317,282^ 600 315, 854, 500 315. 386, 850 315,127, 450 313, 428, 700 312,145, 200 310, 225,150 309, 768, 050 309, 074, 550 308, 364, 550 307, 544,250 285, 496, 055 284,127,895 282, 772, 315 282, 336, 725 282, 434, 075 280,831.610 279, 528; 175 277, 826, 775 277,371, 525 277,149, 661 276, 304, 189 275, 821, 779 43,662, 568 42, 784, 663 41, 888, 596 39, 881, 941 38, 468, 630 38, 032, 217 39, 541, 757 39, 503, 567 39, 613, 802 40, 274, 772 39, 542, 979 41, 704, 029 329,158, 623 326, 912, 558 324, 660, 911 322, 218, 666 320, 902, 705 318, 863, 827 319, 009, 932 317, 330, 342 316, 985, 327 317, 424, 433 315, 847,168 317,525,808 534, 378, 265 535, 398, 265 537, 896, 965 538, 652, 065 540, 414, 565 543, 669, 565 545, 206, 565 549, 542, 565 550, 252, 565 553, 002, 565 552, 775,165 553, 855,165 306,008, 750 302, 257, 000 296, 780, 400 289, 729, 650 285, 447, 950 279, 537,400 275, 974, 800 273, 549, 800 270, 524,150 261, 848, 900 245, 444, 050 234,991,800 274, 466, 748 271,065, 593 266, 047, 488 259, 405, 300 255, 322, 541 250, 257, 632 247, 087, 961 244, 675, 012 242,168, 247 234, 682, 736 219, 710, 656 210, 525, 601 42, 976, 706 46,951,839 52, 049, 017 56, 826, 227 58, 555, 047 61, 580, 662 61, 922,499 62,151, 745 62, 505, 757 68, 828. 505 81, 819, 233 88, 781, 909 317, 443, 454 318, 017, 432 318, 096, 505 316, 231, 527 313, 877, 588 311, 838, 294 309. 010, 460 306, 826, 757 304, 674, 004 303, 511, 241 301, 529, 889 299,307, 510 555, 557, 559, 561, 564, 571, 574, 578, 581, 582, 583, 584, 229, 438, 350 223, 926, 650 213, 639,150 206, 938, 000 202. 446, 550 200, 939,100 191. 966, 700 189, 445, 800 190, 096, 950 189. 917,100 188,828, 000 187,147,000 205, 316,106 200, 268, 346 191, 004, 726 185, 009, 551 181,026,016 179.309.020 171, 629| 341 169, 303, 430 169,951,385 169, 931, 680 169,215.067 167, 863; 819 91, 455, 875 92. 806, 395 98. 039, 485 102,114, 704 103,979, 299 103, 051, 871 107, 588, 447 107,150. 847 104, 313,124 102, 962,170 102. 826,136 102. 019,176 296, 771, 981 293. 074, 741 289, 044, 211 287.124. 255 285, 005. 315 282, 360, 891 279, 217, 788 276, 454, 277 274, 264, 509 272, 893, 850 272, 041, 203 269, 882, 995 $486, 511, 335 $361, 212, 700 $320, 312, 832 362, 736, 500 319, 805,161 487, 803, 635 October November. December . 1883. January February March April May June July August September October November. December . 1884. January — February.. March April May June July August September. October November.. December . 1885. January February.. March April May June July August September. October . . . November.. December . 1886. January-.. February.. March , April May June July August September. October . . . November , December . 1887. January February . . March April May June July August September . October November . December.. 165 165 665 665 665 665 665 215 215 715 715 715 84 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued. Date. U.S. bonds Authorized on deposit to Circulation ;apital stock. secure circu- secured by U. S= bonds. lation. Lawful Total money on deposit to national-bank notes outredeem cirstanding. culation. 1888. $584, 726, 915 $184, 444, 950 586. 505, 915 182, 764, 950 588, 785, 915 182,161, 700 589, 637, 915 181,863,700 591, 437, 915 182, 033, 450 592,467, 915 180, 005,150 592, 852, 915 178, 312, 650 594, 631, 915 177, 43£, 800 595,313,915 176, 508, 850 596, 041. 015 173, 280. 250 596, 796, 015 170, 003, 350 597, 457, 315 166, 796, 550 January . . . February .. March April May June July August — September October November. December.. $165, 205, 724 $103,193,154 163, 833, 205 102,024, 952 163, 235, 505 99, 492, 361 162, 743.135 97, 427, 882 162, 891, 912 95, 692,133 94, 675, 310 161,134, 338 159, 642, 657 92, 719, 664 158, 874, 203 90, 758,447 88, 294, 850 158,133, 712 155, 365, 068 88, 236, 639 152, 366. 328 87, 018, 909 149, 487, 373 86, 955,794 $268, 398, 878 265, 858,157 262, 727, 866 260,171, 017 258. 584, 045 255, 809. 648 252, 362, 321 249, 632, 650 246, 428. 562 243, 601, 707 239, 385, 237 236, 443,167 January February . March April May June July August — September October November. December . 598, 239, 065 599, 709, 365 600, 684, 365 602, 404, 365 603,264,365 607, 390, 365 609, 670, 365 612, 535, 365 614,925,365 617,844, 365 620,174, 365 621, 959, 365 163, 480. 900 160, 463| 950 157,485,700 154,590,150 151, 522. 350 149, 829, 850 148,121, 450 147,758,450 148,150, 700 147,037, 200 145, 668.150 144, 709, 250 146,372, 588 143,580, 313 140,874, 515 138,193, 798 135, 375, 463 133, 769, 313 132, 244, 437 131, 890, 777 132,101,128 131, 225,172 130, 207, 285 129, 388,116 87,287,439 85, 688,716 83, 520,212 83, 032, 333 83, 320, 725 81, 753, 704 79,134, 526 76,273,662 73, 701, 013 72,437, 560 71, 816,130 70,258, 081 233, 660, 027 229, 269, 029 224,394,727 221, 226,131 218, 696,188 215, 523, 017 211, 378, 963 208,164, 439 205, 802,141 203, 662, 732 202, 023,415 199, 646,197 January February -. March . 1 . . . April May June July August . September . October November . December . . 623, 630, 632, 637, 638, 644, 646, 651, 652, 655, 659, 662, 142, 849,900 142, 266, 750 143,197, 000 143, 900, 750 144, 216,150 144.658, 650 145, 228, 300 145, 434, 750 143,102, 350 140, 428, 600 140,190,900 140, 427,400 127,742,440 126, 747, 030 127,410,251 128, 046, 801 128, 920, 916 128, 976, 526 129, 767,150 129, 854, 561 127, 825,431 125, 430, 316 124,958, 736 125,253,195 69,487,965 67,895,259 64,857, 292 62, 480, 331 60, 665, 663 58, 573, 322 56, 203, 625 54, 537, 072 55, 455, 037 56, 440, 709 54, 796, 907 53, 315,181 197,230,405 194, 642, 289 192, 267, 543 190, 527,132 189,586, 579 187, 549, 848 185, 970, 775 184, 391, 633 183, 280, 468 181. 871, 025 179, 755, 643 178,568, 376 665, 666, 669, 671, 672, 673, 676, 681, 683, 684. 684, 685, 140, 510,650 140, 720, 700 140. 790. 200 141, 036,150 140, 949, 900 141, 310,150 142, 508, 900 146, 089, 650 149, 839, 200 151, 229,100 152,950, 350 155, 283, 700 125, 660. 361 125, 859, 360 125, 957, 235 126, 054, 415 125, 970. 955 126, 267, 575 127, 221, 391 129, 708, 040 133.790, 690 135, 093, 378 136, 753, 837 138, 605,343 51, 627, 485 49, 762, 379 47, 706,139 45, 750, 649 44, 448, 421 42, 969, 884 40. 706,183 38, 835, 019 37, 543, 649 36, 842, S28 35,430, 721 34,388, 264 177,287, 846 175,721, 739 173, 663, 374 171, 805, 064 170, 419, 376 169,237. 459 167, 927, 574 168, 543, 059 171,334, 339 171, 935, 706 172,184, 558 172, 993, 607 685,762, 265 687, 332, 265 688. 332, 265 688. 923, 665 689! 298, 665 690, 908, 665 692,123. 665 694, 428, 665 695, 263, 665 695, 563, 665 693, 868, 665 695, 308, 665 157, 205, 950 158, 515, 050 159,513, 800 160, 447, 300 161, 352, 550 162, 549, 050 163,190, 050 163, 500, 550 164, 012, 050 164.498, 550 164i 883, 000 166,511, 500 140, 084, 203 141,435,288 142, 319, 978 143, 355,178 143, 954, 506 144, 680, 363 145, 683, 023 146,132, 463 146, 460. 033 147,191,593 147, 241, 063 148,010, 239 32, 994, 382 31, 770, 208 30, 301, 897 29,174, 273 28, 522, 0G9 27, 818, 986 27,000, 827 26, 395, 250 26,196, 396 25,595,167 25,191, 083 25, 604, 632 173, 078, 585 173. 205, 496 172, 621, 875 172, 529, 451 172. 476, 575 172, 499, 349 172, 683, 850 172, 527, 713 172, 656! 429 172. 786, 760 172, 432,146 173, 614, 871 695, 168, 169, 171, 172, 173, 174, 170, 182, 204, 209, 209, 150, 526, 651 151,197,221 152, 887, 461 153, 860,416 155,142,318 156, 028. 010 151,900i919 163, 221,294 178, 636, 718 187, 864,985 188, 016, 228 23, 877, 773 23,194, 032 22,534,927 22,234,128 21,723, 296 21,136, 245 20, 812, 773 20, 533, 854 20, 343. 650 20, 825, 595 21, 295, 765 174, 404,424 174, 391, 253 175,422,388 170, 094, 544 176. 865, 614 117.164, 255 178, 713, 692 183,755,148 198. 980, 368 208, 690, 580 209,311,993 1891. January.... February . . March April May June July August September . October November.. December.. 1802. January February March April May June July August September October November December 1893. January February March April May June July August September October November 695. 695. 698. 698! 699. 697! 698, 695, 247, 282, 094, 229, 258, 539, 588. 617, 096, 407, 416, REPORT OF THE COMPTROLLER OF THE CURRENCY. 85 CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS. B a n k s organized d u r i n g year ended "October 31, 1893'. Banks existing October 31,1892. States and Territories. No. Capital. Maine New Hampshire ... Vermont Massach usetts Rhode Island Connecticut 82 $11,135, 000 54 6, 290, 000 49 7,160, 000 267 99, 633,150 59 20, 277, 050 84 22,999, 370 Division No. 1.. New York New Jersey Pennsylvania Division No. 2.. Bonds. Circulation. No. 260 200 000 705 025 700 2 $160, 000 $40, 000 $36, 000 1 2 50, 000 300,000 12, 500 125, 000 11, 250 112, 500 595 167, 494, 570 44,482 100 40,033, 890 5 510, 000 177,500 159,750 85, 896, 060 14, 558, 350 71, 227, 390 22, 396, 700 4, 318, 250 18,448, 050 20,157, 030 3, 886. 425 16, 603; 245 1 25 2, 050, 000 50, 000 2,375,000 870, 000 12, 500 933, 750 783, 000 11, 250 840, 375 797 171,681, 800 °7 4, 475, 000 1, 816, 250 1, 634.625 325 98 374 45,163, 000 40, 646, 700 2,133, 985 16, 829, 960 2, 827. 000 4, 696. 300 2, 856,560 740,000 2,861,000 900, 000 1, 418, 750 816,250 666,000 2, 574, 900 810, 000 1, 276, 875 734, 625 Division No. 3.. 162 29, 343, 805 6, 736, 000 6, 062, 400 23 14 32 18 29 13 21 223 10 82 55 2, 876. 000 1, 623; 000 4, 541. 000 1 350,000 3, 919, 000 1,165, 000 4,435, 000 27, 058,455 1, 600, 000 15, 389, 400 10,181,380 819,000 468,750 1, 086, 250 380, 000 1,152, 000 353, 750 1, 202, 500 5, 390, 350 260, 000 3, 982, 500 1, 479, 000 737,100 421, 875 977,625 342,000 1, 030, 800 318,375 1,082, 250 4, 851, 315 234, 000 3, 584. 250 1, 331,100 Division No. 4.. Ohio Indiana Illinois Michigan Wisconsin Division No. 5.. Iowa Minnesota Missouri Kansas Nebraska 12, 500 11, 250 200,000 75, 000 67, 500 1 50,000 12, 500 11, 250 2 1 150, 000 50, 000 37, 500 24, 500 33, 750 22,050 10 610,000 152, 500 137, 250 1 1 50, 000 60, 000 50, 000 15, 000 45, 000 13,500 16, 574, 100 14, 916, 690 16 970,000 292,000 262, 800 670 850 000 000 050 12, 070, 500 4, 376, 050 6, 444, 500 3, 293, 000 2, 034, 250 10, 863, 450 3, 938, 445 5, 800, 050 2, 963, 700 1, 830, 825 7 7 7 1 5 495, 000 500, 000 500, 000 100, 000 1, 750, 000 154, 400 137, 500 130,000 25,000 250,000 138, 600 123, 750 117,000 22, 500 225,000 743 122,118 ; 570 28, 218, 300 25, 396, 470 27 3, 345, 000 696, 500 626, 850 300 820 770 525 750 10 6 1 1 3 500, 000 330,000 100, 000 50, 000 150, 000 125,000 82,500 25,000 12, 500 37,500 112,500 74, 250 22, 500 11, 250 33, 750 14, 036, 850 12, 633,165 21 1,130, 000 282, 500 254,250 1, 699, 250 70, 500 1, 518, 750 794, 800 75, 500 1, 529, 325 63, 450 1, 366, 875 715, 320 67,950 1 50,000 25, 000 22,500 2 150, 000 37, 500 33, 750 1 100, 000 25,000 22,500 22, 277, 000 4,158,800 3, 742, 920 4 300, 000 87, 500 78,750 6 4 34 40 12 35 11 14 70 13 357, 300 190, 000 2, 515, 000 2, 735, 000 750, 000 4, 840, 000 1, 070, 000 2, 800, 000 7, 880, 000 1, 360, 000 90,000 50,000 619, 000 704, 750 193,750 943, 350 340,000 475, 000 1, 758, 000 340, 000 81, 000 45, 000 557,100 634, 275 174, 375 849, 015 306, 000 427, 500 1, 582, 200 306, 000 2 1 1 1 1 100, 000 50,000 50, 000 50, 000 50, 000 25,000 12,500 12, 500 12, 500 12,500 22,500 11, 250 11,250 11, 250 11, 250 239 24,497,300 5, 513,850 4,962,465 6 300,000 75, 000 67, 500 3,788 692, 812, 330 164, 883, 000 148, 394, 700 119 11, 230, 000 3,502, 250 3,152, 025 81, 261, 050 9, 075, 000 282, 000 8, 675, 000 3,945,000 300, 000 Division No. 7.. 136 Indian Territory... Oklahoma North Dakota South Dakota. Idaho Montana New Mexico "Utah Washington Wyoming Division No. 8.. 50, 000 3 74,138, 235 53 2 36 41 4 United States 1 56, 250 45, 864, 13,706, 39,996, 15, 034, 7, 517, 596 California Oregon Arizona 62,500 520 14, 15, 24, 12, 13, Division No. 6.. 150, 000 2 240 110 212 104 77 162 72 81 144 137 Colorado Circulation. $3, 475, 2, 644, 2, 745. 19, 995, 5, 528, 5,645, 18 66 13 36 29 Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Bonds. $3,861,400 2, 938, 000 3, 050, 000 22, 217, 450 6,142, 250 6,273,000 Delaware Maryland District Columbia . Virginia West Virginia North Carolina South Carolina Georgia Capital. 550, 000 958, 850 240, 000 844,100 668,100 3, 527, 1, 929, 2, 495, 2, 997, 3, 087, 000 800 300 250 500 3,174, 1, 736, 2, 245, 2, 697, 2, 778, 86 REPORT OF THE COMPTROLLER OF THE CURRENCY. CHANGES IN CAPITAL, BONDS, AND CIRCULATION", BY GEOGRAPHICAL DIVISIONS— Continued. States and Territories. Increase1 in capital, bonds, and circulation of banks existing October 81,1892, and number of banks concerned in such increase. No. New Hampshire Massachusetts E h ode Island Connecticut Division No. 1 . . Pennsylvania Division No. 2 . . W e s t Virginia Division No. 3 . . Capital, Bonds. Circulation. $250, 000 183 250, 000 18,110, G50 11, 807, 685 188 760, 000 13,297,150 11, 967, 435 10G 16 05 500, 000 411,000 14, 656, 750 955,000 6, 718, 700 13.191,075 859, 500 6, 046, 850 117 17 120 2, 550, 000 15. 526, 750 13, 974, 075 50, 000 967, 500 870, 750 2, 786, 000 7, 652, 450 6, 887, 205 217 911,000 22, 330, 450 20, 097, 405 254 5, 386, 000 24,146, 700 21,732,030 179,000 1,044.000 2 9 5 400 169. 500 133, 750 161,100 939, 600 202. 860 152, 550 120,375 4 11 3 6 6 1,751,650 1, 576, 485 30 100,000 25, 000 86, 000 6. 000 137. 500 25, 000 19, 500 77, 400 5,400 123 750 22, 500 17, 550 27 100, 000 100,000 125, 000 4 1 -- Louisiana Texas Arkansas ICe ntu clc y Tennessee Circulation. No. $362,700 782. 550 392, 850 7, 498. 985 1,331,] 00 1, 439, 550 4 N o r t h Carolina South Carolina Bonds. $403,000 869. 500 436. 500 8, 882,150 • 1,479,000 1, 599, 500 17 14 10 100 19 23 4 9 3 6 5 Di.st. Columbia Florida .Alabama Capital. Total increase in capital, bonds, a n d circulation a n d n u m b e r of b a n k s concerned i n s u c h increase. 19 14 11 102 19 23 $160, 000 50, 000 550, 000 $443, 000 869, 500 449,000 8, 457, 150 1, 479, 000 1, 599,500 $398, 700 782, 550 404,100 7, 611, 435 1, 331,100 1,439,550 100, 000 50, 000 179,000 1,106. 500 225J 400 169, 500 146,250 161,100 995,850 202, 860 152,550 181, 625 300,000 1, 826, 650 1, 643, 985 1 50, 000 125,000 4 3 3 250, 000 75, 000 98, 500 6.000 137 500 62l 500 44, 000 88,650 5,400 123 750 56, 250 39, 600 150, 000 5 100,000 112, 550 101,295 15 710,000 265, 050 238, 545 12 1 BOO,000 208, 000 20, 000 241. 200 18, 000 13 2 350, 000 60,000 318, 000 35,000 286, 200 31,500 31 650,000 074,550 607,095 47 1, 620, 000 9G6, 550 869, 895 Ohio 64 8 365, 000 Illinois M^ichi <»'an "Wisconsin 16 7 80, 000 50.000 290, 000 3, 672, 100 718,500 464, 000 1, 957, 500 78, 500 3, 304, 890 646, 650 417,600 1, 761, 750 70, 650 71 15 29 17 12 860, 000 500,000 580,000 150,000 2, 040, 000 3, 826,100 856, 000 594, 000 1, 982, 500 328, 500 3, 443, 490 770,400 534, 600 1, 784, 250 295,650 117 785.000 6, 890, 600 6, 201, 540 144 4,130, 000 7, 587,100 6, 828, 390 10 1 240,000 50,000 195, 500 12, 500 175,950 11, 250 6 3 50, 000 117,500 50,000 105, 750 45, 000 20 7 1 7 6 740, 000 380. 000 100', 000 50, 000 200, 000 320, 500 95, 000 25,000 130,000 87, 500 288, 450 85, 500 22, 500 117, 000 78,750 20 340, 000 375, 500 337, 950 41 1, 470, 000 658, 000 592, 200 6, 000 5,400 2 50,000 31, 000 27, 900 3 350 000 37 500 33 750 Division No. 4 . . Division No. 5 . . Iowa Minnesota . .. Kansos Ne-brask a Division No. 6.. Colorado Nevada California 1 200 000 1 100,000 25, 000 22,500 2 200, 000 6, 000 5,400 6 500, 000 93, 500 84,150 1 3 50,000 25, 000 12,500 50, 000 11, 250 45, 000 2 2 4 1 1 100, 000 100,000 75, 000 50, 000 50, 000 25,000 25, 000 62. 500 12 500 12,500 22.500 22.5G0 56. 250 11,250 11, 250 375,000 137, 500 123,750 Arizona Division No. 7.. Indian Territorv Oklahoma North Dakota South Dakota Id aho Montana New Mexico Utah Washington . Division No. 8.. United States 4 75, 000 62,500 56,250 10 601 3,311,000 45, 210, 900 40, 689, 810 720 14,541,000 48, 713,150 43,841, 835 REPORT OF THE COMPTROLLER OF THE CURRENCY. 87 CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS— Continued. Decrease in capital, bonds, an d circulation, w i t h n u m b e r of b a n k s concerned in such decrease. States and Territories. Failed and liquidating I a n k s . No. Maine Kew Hampshire... Vermont Massachusetts Rhod© Island C on necticnt Division No. 1.. New Tork 1 3 2 1 Capital. $50,000 300, 000 100, 000 150,000 Bonds. $12, 500 112,500 25, 000 150,000 Circulation. $11,250 101,250 22, 500 135, 000 No. 2 2 1 Capital. Bonds. $100, 000 200, 000 Circulation. $6, 000 $5, 400 50, 000 45, 000 56, 000 50, 400 7 | 600,000 300, 000 270,000 5 300, 000 2 500, 000 100, 000 90, 000 7 1 3 100, OUO 1,305,000 1,174, 500 10, 000 350,000 50, 000 45, 000 2 500,000 100, 000 90, 000 11 260, 000 1,355, 000 1, 219,500 1 100, 000 90,000 i 100, 000 90, 000 62,500 10, 000 56,250 9,000 20,000 18,000 I?6nnsvlvajiiici Division No. 2.. By banks existing October 31, 1892. Delaware West Virginia Division No 3 Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Division No. 4.. Ohio Indiana Illinois Michigan Division No. 5.. Jowa> Minnesota Missouri Kansas Nebraska Division No. 6.. 5 3 1 1 1 11 1 3 5 775, 000 300, 000 150, 000 60,000 500, 000 2, 575, 000 150,000 650, 000 900, 000 168, 750 75, 000 50, 000 15, 000 50, 000 356, 300 50, 000 287,500 162, 500 151, 875 67, 500 45, 000 13,500 45, 000 320, 670 45, 000 258, 750 146, 250 31 6, 060, 000 1,215, 050 1,093,545 000 000 000 000 77,750 112,500 175, 000 112, 500 69, 975 101,250 157, 500 101, 250 3, 560, 000 4 3 6 5 18 3 1 3 8 5 310, 550, 2, 300, 400, 350, 75, 500, 560, 700, 1 50, 000 6 1 3 1 1,110, 000 12 1, 906, 500 746, 500 . . . 3 2 1 150.000 65, 000 92,500 | ( - 83,250 .... - . 197, 500 177,750 4,777, 750 429, 975 6 215, 000 197,500 177, 750 000 000 000 000 000 87, 500 19, 000 112,500 140,250 150, 000 78, 750 17,100 101, 250 131, 625 135, 000 2 150, 000 12, 500 11, 250 i 25, 000 255,000 10, 000 25, 000 2,500 22, 500 2,250 9 440, 000 40, 000 36,000 1 75, 000 1 50, 000 12, 500 11,250 125, 000 12,500 11, £50 3,246, 500 1,853, 500 1,668,150 20 2,185, 000 515,250 463, 725 Colorado 2 300,000 62, 500 56, 250 California 2 2 300, 000 150, 000 75, 000 37, 500 67,500 33,750 6 750, 000 175,000 157, 500 3 2 400, 000 100,000 87, 500 25, 000 78, 750 22,500 11 1 1, 340, 000 175, 000 247,740 50, 000 222 975 45, 000 9 1 900, 000 50, 000 237, 500 12, 500 213, 750 11, 250 5 1 Arizona . Division No. 1.. Indian Territory Oklahoma North Dakota South Dakota Montana J^ew Mexico (Jtah Washington Wyoming Division No. 8.. United States 27 2, 965, 000 660, 250 594,225 2 111 16, 620,000 3,443, 300 3,098, 970 46 88 REPOKT OF THE COMPTROLLER OF THE CURRENCY. GHANC.ES IN CAPITAL, B O N D S , AND CIRCULATION, B Y GEOGRAPHICAL DrVISIONS- CO n tinned, Inci ease a n d decrease during year ended October 31, 1892. States and Territories. Total increat, 6 . Capital. Maine - ---- $160,000 50, 000 550, 000 ^rVT&s^acYni setts jR>llOCl6 I s ] t i l l ( 1 Connecticut Division No. 1 New Jersey Pennsylvania Division No. 2 $398,700 782,550 404,100 7,611,435 1,331,100 1, 439, 550 $50, 000 300,000 200, 000 350, 000 356, 000 320, 400 600, 000 10. 000 150,000 1 405 000 1 264 500 50, 000 45, 000 5,386,000 24,146, 700 21,732, 030 760, 000 1,455, 000 1,309, 500 161 100 995,850 202,860 152, 550 131,625 100,000 90, 000 100,0O0 50,000 179 000 1,106. 500 225. 400 169. 500 146, 250 100,000 90,000 168, 750 75, 000 50, 000 15, 000 50,000 418,800 60,000 287,500 182, 500 151,875 67,500 45,000 13, 500 45, 000 376,920 54,000 258, 750 164, 250 1, 826, 650 1,643,985 50, 000 125, 000 -- 250,000 75,000 98 500 6, 000 137.500 62, 500 44, 000 88 650 5,400 123, 750 56, 250 39, 600 710,000 2G5, 050 238, 545 350. 000 60,000 318. 000 35,000 286, 200 31, 500 775, 000 300, 000 150,000 110, 000 500, 000 3, 685, 000 150, 000 1, 396, 500 900, 000 • ......... -- - Division No. 4 Ohio Indian a Illinois !M ichijran Wisconsin .............. Division No. 5 ^Minnesota Missouri ^Kansas Kebraska ......... $11, 250 101,250 27, 900 135.000 75, 000 900, 000 !Mi «mi ssiTVDi Louisiana jCeTas Arkansas K"entnckv Tennessee $12. 500 112,' 500 31, 000 150, 000 50, 000 13, 974, 075 870, 750 6, 887, 205 300,000 [Florida Alabama Circulation. 11,967,435 ... . .... .......... Division No. 3 North Carolina South Carolina $443, 000 869,500 449,000 8, 457,150 ]. 479., 000 1, 599. 500 Bonds. 760, 000 13, 297,150 . . . - ~. West Virginia Capital. 2,550,000 15, 526, 750 50, 000 967, 500 2, 786, 000 7, 652, 450 150,000 District of Columbia Bonds. Total decrease. Circulation. 1, 620, 000 966, 550 869, 895 7, 966, 500 1, 307,550 1,176, 795 860, 000 500, 000 580,000 150, 000 2, 040, 000 3, 826,100 856, 000 594, 000 1, 982. 500 328,500 3,443,490 770, 400 534, 600 1,784,250 295,650 310,000 550, 000 2, 300, 000 550, 000 65, 000 77, 750 310, 000 175, 000 112,500 69, 975 279,000 157,500 101, 250 4,130, 000 7, 587,100 6, 828, 390 3, 775, 000 675, 250 607, 725 740, 000 380, 000 100, 000 50,000 200, 000 320, 500 95, 000 25, 000 130,000 87, 500 288,459 85,500 22, 500 117,000 78, 750 500, 000 75,000 525,000 815J000 710, 000 100,000 19 000 112, 500 171,250 152, 500 90, 000 17,100 101, 250 154,125 137,250 1, 470, 000 658, 000 592,200 2,625,000 555, 250 4, 997, 725 Colorado 50.000 31, 000 27, 900 300, 000 62, 500 56, 250 Cali fo rn i a 350, 000 37,500 33,750 300, 000 150, 000 75, 000 37, 500 67, 500 33,750 Arizona 100,000 25, 000 22, 500 500, 000 93, 500 84,150 750, 000 175, 000 157, 500 100, 000 100, 000 75. 000 50 000 50 000 25,000 25,000 62,500 1° 500 12 500 22, 500 22. 500 56, 250 11 250 11,250 400, 000 175, 000 87,500 25, 000 78, 750 22, 500 1.340 000 175,000 247 750 50, 000 222,975 45,000 950, 000 50, 000 250, 000 12,500 225.000 11,250 Division No. 6 Division No. 7 Indian Territorv Oklahoma North Dakota South Dakota ^Montana ••- • . . Utah Witshin 2"ton "Wyoming - - Division No. 8 TJlxitftfl States 375. 000 137, 500 14, 541, 000 48, 713,150 123, 750 3, 090, 000 672, 750 605, 475 43, 841, 835 19, 8G6, 500 5, 296, 800 4,767,120 89 REPORT OF THE COMPTROLLER OF THE CJTAXCJKS IX CAPITAL, BONDS, AND CIRCULATION, BY (JTCOGUAI'IUIJAL DIVISIONS— Continued. Net increase ant decrease -capital, bond }, and circulation. States and T e n ilories. Capital. Division No 1 2 Delaware Maryland District of Columl >ia "Virginia West Virginia Division Ko 3 North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana .... . Texas Arkansas Kentucky Tennessee Division No. 4 5 Iowa Minnesota Missouri Kansas Nebraska Division No. 6 Colorado Nevada California Oregon Arizona Division No. 7 Indian Territory Oklahoma North Dakota South Dakota Idaho . . . Division No. 8 $387,450 681,300 376 9 00 7, 476. 435 1,280,100 1, 439, 550 12, 941,150 11,647,035 1, 950, 000 40, 000 2, 636, 000 14,121, 750 967,500 7, 602,450 12, 709, 575 870.750 6, 842, 205 4,626,000 22, 691, 700 20, 422, 530 100,000 50, 000 179,000 1, 006, 500 225,400 169,500 146, 250 3 61 100 905, 850 202, 860 152, 550 131,625 300, 000 1,726,650 1, 553, 985 50, 000 125, 000 98, 500 6,000 88, 650 5,400 150, 000 i 450, 000 - - 775, 000 50, 000 75, 000 110, 000 500. 000 2, 975, 000 150,000 1 0-16 500 840,000 $31,250 12, 500 6,000 15,000 50,000 153,750 60, 000 147, 500 132, 750 476,000 428, 400 175, 000 135, 000 121,500 6, 521, 500 •550, 000 3, 373, 515 491, 400 377,100 1, 683, 000 295, 650 50, 000 1, 720, 000 400, 000 1,975,000 3, 748, 350 546, 000 419, 000 1, 870, 000 328,500 2, 525, 000 6, 911, 850 6, 220, 665 2,170, 000 240,000 305,000 220, 500 76 000 198,450 68, 400 296, 500 266, 850 25, 000 22, 500 150, 000 25,000 22,500 100 000 25 000 22 500 50 000 37, 500 12 500 33, 750 11 250 150, 000 75,000 8, 781, 000 44, 802, 850 $28,125 11, 250 5,400 13,500 45, 000 138, 375 54, 000 i 425, 000 765 000 510, 000 87, 500 41 250 65, 000 78, 750 37 125 58, 500 1, 700, 000 193, 750 174,375 250, 000 31,500 28, 350 150, 000 37, 500 37, 500 33,750 33,750 400, 000 106, 500 95, 850 300, 000 100,000 62, 500 56, 250 1,290,000 175, 000 235 250 50, 000 211 725 45,000 950, 000 50,0C0 250, 000 12,500 225,000 11,250 50, 000 100, 000 Circ ulation. $300,000 150 000 27 450 545, 000 Bonds. Capital. 30 500 Montana New Mexico Utah Washington Wyoming United States* | Circulation. 310,000 ..; Ohio Indiana Illinois Michigan Wisconsin Division No. $430, 500 757, 000 418 000 8, 307,150 1,429,000 1, 599, 500 200,000 New York New -Jersey Pennsylvania Division No Bonds. $110, 000 MTaine New Hampshire Vermont M^assach usetts Ithode Island Connecticut Net decrease. N e t i n crease. 2, 865, 000 610,250 549, 225 40, 322, 565 14,106,500 1,386, 500 1, 247,850 67, 500 * I n explanation of apparent ditferences in figures representing capital, bonds, and circulation, the decrease under each of these heads includes a number of failed and liquidating banks which have not yet withdrawn their bonds and provided for their outstanding circulation. 90 RETORT OF THE COMPTROLLER OF THE CURRENCY. DECREASE OR INCREASE OF NATIONAL BANK CIRCULATION DURING EACH OF THE YEARS ENDED OCTOBER 31,1880 TO 1893, INCLUSIVE, AND THE AMOUNT OF LAWFUL MONEY ON DEPOSIT AT THE END OF EACH YEAR. National-bank notes outstanding October 31, 1886, including notes of national gold banks $301, 529, 889 Less lawful money on deposit at same date, including deposits of national gold banks 81,819, 233 $219, 710, 656 56, 593, 533 ~~219, 710, 656 Net decrease of circulation Net outstanding as above, October 31, 1886 National-bank notes outstanding October 31,1887, including notes of national gold banks 272, 041, 203 Less lawful money on deposit at same date, including deposits of national gold banks : 102, 826,136 169,215,067 Net decrease of circulation 50, 495, 589 Net outstanding as above, October 31, 1887.. ~~169, 215, 067 National-bank notes outstanding October 31, 1888, including notes of national gold banks 239, 385, 237 Less lawful money on deposit at same date, including deposits of national gold banks 87, 018, 909 152,366,328 Net decrease of circulation ... 16,848,739 Net outstanding as above, October 31, 1888 "T52/366, 32§ National-bank notes outstanding October 31,1889, including notes of national gold banks 202, 023, 415 Less lawful money on deposit at same date, including deposits of national gold banks 71, 816,130 130,207,285 Net decrease of circulation 22,159, 043 Net outstanding as above, October 31, 1889 "130^077285 National-bank notes outstanding October 31,1890, including notes of national gold banks f79, 755, 643 Less lawful money on deposit at same date, including deposits of national gold banks 54, 796, 907 124,958,736 Net decrease of circulation 5, 248, 549 Net outstanding as above, October 31, 1890 1247958/736 National-bank notes outstanding October 31, 1891, including notes of national gold banks 172,184, 558 Less lawful money on deposit at same date, including deposits of national gold banks 35, 430, 721 136,753,837 Net increase of circulation 11, 795,101 Net outstanding as above October 31, 1891 "136/^53,837 National-bank notes oustanding October 31, 1892, including notes of national gold banks 172, 432,146 Less lawful money on deposit at same date, including deposits of national gold banks 25,191,083 147,241,063 Net increase of circulation 10,487, 226 Net outstanding as above October 31, 1892 "147, 241, 063 National-bank notes outstanding October 31, 1893, including notes of national gold banks 209? 311, 993 Less lawful money on deposit at same date, including deposits of national gold banks 21,295, 765 188,016,228 Net increase of circulation ., *.**»**.* 40,775,165 The gross increase of circulation, including the notes of gold banks and those of ailed and liquidated associations, was $36,886,972* REPORT OF THE COMPTROLLER OF 1HIIP fCTlRHENCY. 91 STATEMENT SHOWING BY STATES THE AMOUNT OF NATlONAX-BA.Hk CIRCULATION ISSUED, THE AMOUNT OF LAWFUL MONEY DEPOSITED IN THE "UNITED STATES TKFASUKY TO RETIRE NATIONAL-BANK CIRCULATION FKOM JUNE 20, 1874, TO OCTOBER 31, 1893, AND AMOUNT REMAINING ON DEPOSIT AT LATTER DATE. Lawful money deposited to retire national-bank circula1 tion since, June 20,1874. Additional States and Terri- circulation issued since tories. June 20,1874. Maine New Hampshire. Vermont Massachusetts-.Khode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Colum- j bia Virginia West Virginia... North Carolina .. South Carolina-... Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas | Nebraska Nevada Oregon Colorado Idaho Montana Wyoming" North Dakota . . . South Dakota Washington California Utah New Mexico Arizona Oklahoma Indian Territory. Lawful m o n e y deposited prior to June 20,1874, and remaining at that date Total For redemption of notes of liquidating banks. To r e t i r e circulation under act of J u n e 20, 1874. To retire circulation under act of July 12,1882. Total deposits. $3, 880, 059 $900, 037. 00 $4, 465, 235.00 $2, 568, 018. 00 $7, 933,290. 00 3, 180, 735 638. 045. 00 2. 391, 060. 00 1,466, 008.00 4, 495,113.00 4, 512, 515 1,107J 657. 00 5, 015, 003. 00 1, 957, 682.00 8, 080,342. 00 50. 952, 915 2,146, 100. 00 53, 952, 314.00 24, 669, 896. 50 80,768, 310. 50 8, 959, 955 317, 017. 00 8, 858, 456. 00 5, 977, 042.00 15.152, 575. 00 10, 943, 800 1, 070,361. 00 13, 777, 507. 00 6,422, 927. 00 21; 270,795.00 63, 015, 230 9, 666,225. 00 58, 697, 361. 50 15, 563, 431.50 83, 927,03 8. 00 7, 255,170 1, 431,988. 00 9, 022, 992. 00 3, 095, 420. 00 13, 550,400. 00 39, 272,910 5,011,351.00 36,145, 273.50 15, 837, 882.00 56, 994,507. 00 458, 645.00 1,455, 645. 00 997, 000. 00 1, 082, 210 5,122,195 184, 800.00 6,348, 665.00 3, 665, 625. 00 10,199, 090.00 1, 020, 2, 392, 998, 1, 735. 000 470 609 880 410," 580 1, 488, 840 470,250 1, 249, 020 356, 600 2, 908, 560 6, 038, 510 646, 450 8,451,239 2, 376, 920 4, 730,010 24, 763, 636 9,183, 990 9,172, 295 7, 347,420 3,774,350 5, 639, 069 2, 819, 045 3,950,165 3, 747, 920 76, 950 781, 750 2, 323, 505 225, 405 1,157, 470 266. 345 898,200 859, 715 2, 088, 445 3,041,370 756,050 382, 500 143, 540 90, 000 81,000 455, 664. 00 1, 208, 869. 00 950, 310. 00 389, 660. 00 81, 050. 00 430, 925. 00 85, 590. 00 360, 398. 00 711, 413.00 434, 867. 00 130, 625. 00 1, 027,506.00 1,162, 401. 00 1, 596,705. 00 8,242, 179.00 5, 523,215. 00 4,021, 058. 00 3, 391, 06. 00 1, 359,293.00 2, 014,207. 50 1,103, 304. 50 1, 663,935.00 423, 437.50 43,670. 00 369, 975. 00 11, 250. 00 236, 710. 00 24, 750. 00 107, 640. 00 155, 870. 00 151, 700. 00 279, 890. 00 161,191. 00 59, 750. 00 50, 590. 00 21,800.00 899, 740.00 2, 377, 275.00 922, 740. 00 2,153, 210. 00 1, 896, 675. 00 1,678, 855. 00 7, 790. 00 1,076, 320. 00 38, 450.00 3, 688, 180. 00 1,157, 358. 00 412, 120. 00 8, 680, 066.00 2,190, 756. 00 6, 204, 341.00 19,948, 956. 00 12, 036, 725.50 11,907, 966. 00 5, 585, 005.00 2, 702, 388. 00 4, 838, 043. 50 2, 614, 826. 50 1, 016, 065. 00 1,153, 915.00 13, 500. 00 180. 860. 00 712; 720. 00 90, 268.00 334, 610. 00 20, 250. 00 195, 570.00 100, 330. 00 385, 850. 00 1, 340, 500. 00 527, 547. 00 285, 200. 00 2, 500. 00 76,310.00 723, 430.00 551,015. 00 76, 920.00 129,830. 00 547,910. 00 143,972.00 830, 970. 00 90,805.00 63,205.00 1,302,992.00 445,818.00 611,649.00 5, 014,379. 00 1,233, 092. 00 1, 619, 663.00 401, 384. 00 638, 828. 00 646,965. 00 430, 914.00 71, 301. 00 221, 980. 00 '"" 8*2,"450."66 263, 810. 00 14, 762. 00 29, 470.00 42, 903. 00 Lawful money on deposit with the United States Treasurer at date. $469, 872 341, 214 348, 011 3,461,942 736, 945 977, 449 4, 046, 284 578,598 2, 597. 492 105,135 548,036 1,431., 714. 00 20, 578 4, 309., 574. 00 175, 892 2, 424.,065. 00 92,177 2,619., 790. 00 51, 618 2,107,,555. 00 53,648 2,657,, 690. 00 144, 242 93,, 380.00 36,515 1,580,, 690. 00 157, 214 38,, 450. 00 137 5, 230,,563.00 222, 971 1, 683,, 030. 00 173,903 605,, 950. 00 55,620 12,010,, 564. GO 596, 614 3,798,.975.00 334, 781 8,412, 695. 00 360, 288 33, 205,514. 00 1, 320,749 1$, 793,032. 50 713, 526 17, 548,687. 00 587, 583 9, 378,095. 00 390,851 4, 700,509.00 160, 728 7,499, 216. 00 272, 376 4,149, 045. 00 126, 344 2,751,, 301. 00 324, 477 1, 799., 332. 00 125, 923 500.00 13!. 964 00 306,, 980. 47.084 505. 00 1, 346,, 81, 627 .280.00 4, 655 600^ 790. 00 53, 602 45, 000. 00 7,653 303,, 210. 00 4, 613 , 200. 00 42, 045 537;, 550. 00 60, 278 1, 620., 390. 00 115,170 731., 641. 00 30, 928 344;,950.00 23, 526 090. 00 53,, 970 , 800. 00 21. 15. 090 3, 813, 675. 00 *317, 021, 767 61, 916, 685.50 i299, 048, 338. 50 97,989,304. 00 462,768, 008.00 121,197, 938 * This includes circulation issued under act of July 12,1882. t Exclusive of $97,827 en deposit to retire circulation tion of nati< national gold banks. REPORT OP THE COMPTROLLER OF THE CURRENCY. I N I A M O I T M SHOWING T H K A ' I I O I M OI I ^ W I U L M O N ^ S'J v n s U\I1I I> fM M l K J > O N D ^ > POSIIS ro K i D I i \i ON NATION ON o] w-!> \-sh 1)1 r'( M I O N ( K l O l i l IS 3 1 , I M K I , X M I O W I - H W K DIIM>SII V>IIII \ < > U ^ 1O X IIJI: \NI> m i -J * i i . I V ) i i s lui OUTSTANDING, T H E \^niKii O F T H E UNITED KINDS { 11JCI 1 M I O N \ W 'II H I E I I I \ N O I s Dl ItlNO A N D A M O U N T S AND PUBLIC HJ1. PRECEDING O F D E - YEAR AND THE PRECEDING MONTH. National-bank notes. October 31, 1892. September 30, 1893. Total circulation. Total amount outstanding at the dates named Additional circulation issued during the intervals: To new banks To banks increasing circulation Aggregate Surrendered and destroyed during the intervals . Total amount outstanding Oct. 31, 1893* Increase in total circulation since Oct. 31, 1892 Increase in total circulation since Sept. 30, 1893 $172, 327,194 $208, 592,172 2, 268, 250 42,097,130 47,260 1,150, 725 216.692,574 7, 478, 408 I 209, 214,166 209,790,157 575,-991 209, 214,166 36, 886,972 621, 994 Circulation based on United States bonds. Amount outstanding at the dates named Additional issued during the intervals as abofe . Aggregate. Retired during the intervals: By insolvent banks By liquidating banks By reducing banks 147, 241, 063 44, 365, 380 187,864, 984 1,197,985 191, 606, 443 189,062, S 637,160 1, 003, 792 1, 959, 263 267, 600 11, 250 7,891 Total retired during the intervals . 3, 590,215 1,046,741 Outstanding against bonds Oct. 31, 1893 . 188, 016, 228 188, 016, 228 Increase in circulation since Oct. 31, 1892 .. Increase in circulation since Sept. 30, 1893 . Circulation secured by lawful money. Amount of outstanding circulation represented by lawful money on deposit with the Treasurer United States to redeem notes: Of insolvent national banks Of liquidating national banks Of national banks reducing circulation under section 4 of the act of June 20,1874 Of national banks retiring circulation under section 6 of the act of J u l y 12, 1882 Total lawful money on deposit. Lawful money deposited in October, 1893 National-bank notes redeemed in October, 1893 Decrease in aggregate deposit since Oct. 31,1892 Increase in aggregate deposit since Sept. 30, 1893 United States registered bonds on deposit. Pacific Railroad bonds, 6 per cents "Funded loan of 1891, 4 | per cents continued at 2 per cent Funded loan of 1907, 4 per cents Total on deposit October 31, 1893 40, 775,165 151, 244 October 31, 1892. $1,108,559 5, 056, 407 3, 287, 919 15,633,246 25, 086,131 $1,335,614 4, 732, 400 1, 886,834 13, 243, 090 21,197, 938 1,064,820 594, 070 3,888,193 To secure circulating notes. 470, 750 To secure public deposits . $16, 576, 000 j 22,320, 850 I 170, 519, 500 $1,170,000 1, 538, 000 12, 203,000 209,416,350 14,911,000 * Circulation of national gold banks, not included in the above, $97,827. October 31, 1893. REPORT OF THE COMPTROLLER OF THE CURRENCY. 93 STATEMENT SHOWING PROFITS UPON CIRCULATING NOTES BASED UPON A DEPOSIT OF $100,000 BONDS, OCTOBER 31, 1893. October 81, 1898—2 per cents. $100,000 twos at 96, interest Circulation, 90 per cent on par value Loanable circulation at 6 per cent $2, 000.00 $90, 000. 00 '_ 5, 400.00 Gross receipts . Deduct— 1 per cent tax on circulation Annual cost of redemption Express charges Cost of plates for circulation Agents'fees 7, 400.00 900. 00 45. 00 3. 00 7. 50 7.00 962.50 Net receipts $96,000 loaned at 6 per cent 6, 437.50 5, 760. 00 Profit on circulation , Total profit on $22,020,550 bonds, $149,189.23. Percentage on maximum circulation obtainable, 0.677-J- per cent. 677.50 October 31, 1898—4 per cents. $100,000 fours at 111.1712 premium, interest Circulation, 90 per cent on par value Loanable circulation at 6 per cent $4, 000. 00 $00, 000.00 5, 400.00 Gross receipts Deduct— 1 per cent tax on circulation Annual cost of redemption Express charges Cost of plates for circulation Agents' fees Sinking fund reinvested quarterly to liquidate premium 9,400.00 900. 00 45. 00 3. 00 7. 50 7. 00 533. 25 1,495.75 Net receipts $111,171.20 loaned at 6 per cent 7,904.25 6, 670. 27 Profit on circulation Total profit on $142,141,700 bonds, $1,754,000.16. Percentage on maximum circulation obtainable, 1.234 per cent. 1,233.98 October 81, 1893—6 per cents. 100,000 sixes at 105.5945 premium, interest Circulation, 90 per cent on par value Loanable circulation at 6 per cent $6, 000. 00 $90,000.00 5, 400. 00 Gross receipts 11, 400.00 Deduct— 1 per cent tax on circulation $900. 00 Annual cost of redemption 45.00 Express charges 3.00 Cost of plates for circulation 7.50 Agents' fees 7. 00 Sinking fund reinvested seiniannually to liquidate premium. 1, 307. 78 2,270.28 Net receipts $105,594.50 loaned at 6 per cent 9,129. 72 6, 335. 67 Profit on circulation Total profit on $12,426,000 bonds, $347,188.65. Percentage on maximum circulation obtainable, 2.794 per cent. 2, 794.05 94 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING QUARTERLY INCREASE OR DECREASE OF NATIONAL-BANK CIRCULATION, FROM JANUARY 14, 1875, TO OCTOBER 31, 1893. National bank. Increase. Issued. From Jan, 14 to Jan. 31,1875 For quarter ended— Apr. 30,1875 July 31,1875 Oct. 31,1875 Jan. 31,1876 Apr. 30,1876 J u l y 31,1876 Oct. 31,1876 Jan. 31,1877 Apr. 30,1877 J u l y 31,1877 Oct. 31,1877 Jan. 31,1878 Apr. 30,1878 July 31,1878 Oct. 31,1878 Jan. 31,1879 Apr. 30,1879 July 31,1879. ' Oct. 31,1879. Jan. 31,1880. Apr. 30,1880. July 31,1880 Oct" 31,1880 Jan. 31,1881 Apr. 30,1881 July 31,1881 Oct. 31,1881 Jan. 31,1882 Apr. 30,1882 July 31,1882 Oct. 31,1882 Jan. 31,1883 Apr. 30,1883 July 31,1883 Oct. 31,1883 Jan. 31,1884 ". Apr. 30, 1884 •July 31,1884 Oct. 31,1884 Jan. 31,1885 A pr. 30,1885 July 31,1885 Oct. 31,1885 Jan. 31,1886 Apr. 30,1886 July 31,1886 Oct". 31,1886 Jan. 31,1887 Apr. 30,1887 July 31,1887 Oct. 31,1887 Jan. 31,1888 Apr. 30,1888 July 31,1888 Oct. 31.1888 Jan. 31,1889... Apr. 30,1889 July 31,1889 Oct. 31,1889 Jan. 31,1890 Apr. 30,1890 July 31,1890 Oct. 31,1890 Jan. 31,1891 Apr. 30,1891 July 31,1891 Oct. 31,1891.... Jan. 31,1892 Apr. 30,1892 July 31,1892 Oct. 31,1892 Jan. 31,1893 Apr. 30,1893 J u l y 31,1893 Oct. 31,1893 Total Surrendered to this office and retired from Jan. 14,1875, to Oct. 31,1893 Grand total $537, 580 4,409, 220 4,124,165 1,915,710 2,504,600 877,580 1,107,110 2, 604, 390 3,188, 630 4, 363, 010 3, 000, 230 5, 754,160 6, 725, 585 3, 036, 760 4, 252, 980 2, 276, 360 3, 097, 060 7, 039, 300 3, 674, 830 9,122, 300 7, 289, 805 3,163, 820 1,748. 660 1,199! 930 2, 234, 780 12, 690, 890 9, 569, 410 6, 484, 550 5, 625, 200 2,991,400 4, 054, 740 9, 792, 910 4, 588, 850 3, 638, 650 3,527,100 2,755, 600 2, 748,270 2, 052, 294 2, 778, 960 2, 792,170 1, 265, 520 2,125, 260 2,160, 110 5,591,760 7,751,794 4, 700, 384 1, 469, 325 1, 566, 700 1, 243, 550 2,961,775 2, 936, 670 4, 021, 350 6,144, 629 7, 755, 416 6,188, 531 1, 049. 765 930, 445 1,179,165 1,376, 200 1,783,920 1,428, 895 3,469, 345 2,481, 990 1,817, 525 1, 765, 540 1, 397, 135 4,065, 775 8, 230, 000 5, 241, 445 3, 217, 945 2, 992, 805 2, 271, 669 4, 384,625 4, 735, 660 8. 523, 700 26, 721, 395 "312,287,267 $255, 600 $281,980 1,072,416 3, 336, 804 5, 423, 930 5, 553, 971 3, 852, 731 5, 425, 539 9, 663, 984 8, 564, 727 4, 759,015 5, 005,596 4, 984. 399 3, 516, 321 2, 237, 839 4, 023, 700 2, 701,885 1, 906, 720 1,130. 039 3, 453, 080 797,900 2, 924, 430 2, 349, 733 747, 327 5,216,312 1, 822, 988 959. 306 2, 715, 524 7, 367, 742 1, 754, 558 6,615,676 674,129 1, 608, 054 1, 555, 766 2, 427, 398 1, 535, 760 873, 246 1, 361,534 8, 264, 294 4, 426, 596 4. 834, 832 4, 734, 578 3, 301, 999 3.182, 551 2, 271, 047 3, 354,153 4, 414, 865 5, 741, 456 4,181,413 5, 611, 497 4, 927, 020 6, 510, 245 6. 868, 245 6, 369. 273 5,172,714 8, 430, 804 7, 883. 997 6,833,874 7, 812. 055 8,135.112 5, 731, 673 6, 758.154 5, 581, 261 2,170. 533 8, 397,163 8, 425, 486 6, 468. 227 9. 580, 973 11. 014, 057 11.307. 718 8, 421, 529 12,190, 159 15, 005, 579 15,115.185 11, 277, 768 11,031,408 11,789,161 11, 791, 639 7,894,453 8, 865,001 8, 496, 305 7, 545,116 6,444.175 5. 896| 594 6, 578. 579 5, 973, 521 4, 462, 850 3,767.150 4, 220, 507 1, 020, 938 3, 934, 429 2, 824, 744 168, 061 2,439,286 2,426,418 1, 958. 207 2, 267, 346 2, 468, 314 1, 612, 297 6,911.403 1.183, 029 25, 538, 366 439, 314, 632 ~l6i,~392,506" 16, 489/240 ?12,2S7,267 Decrease. lie tired. "455, 8037872" $1, 299, 761 3, 638, 261 1, 348,131 4, 547, 959 8, 556, 874 5, 960, 333 1, 570, 386 642,586 1, 984,169 648, 070 678,738 335,830 1, 423, 465 1, 686, 710 338,170 2, 871, 595 3,341,145 3, 613, 673 2, 424, 444 6,378,510 5,105, 037 4, 041, 704 6, 576, 535 6, 009, 852 3,57.1.563 1,166, 394 3, 696, 779 6, 956,161 4, 901, 527 8, 337. 423 8, 052, 282 8,371,048 4, 400,179 6, 045, 530 7, 250! 163 8, 926, 654 10, 228, 003 10, 101, 053 10, 609. 990 10,415,438 6,110, 533 7, 436, 106 5. 026, 960 5,063.126 4, 626, 651) 4,131, 054 5,181.444 1,907,746 716, 484 167,617 22o, 419,865 _16,489, 240 101, 392, 500 "2447909,105 STATEMENT SHOWING NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31, IN EACH YEAR FROM 1864 TO 1893, INCLUSIVE. Ones. Tear. 1864. Two Issued Redeemed — Outstanding Fives. Tens. Twenties. Fifties. One hundreds. Five hundreds. O n e thousands. Total. $26, 924,100 $19, 708, 260 $6, 536, 920 2, 903,400 $250,000 $58, 813, 980 26, 924,100 io, 708, 260 "6,'536,"920' 2, 491, 300 2, 903,400 •250,000 58,813,980 10, 349, 700 46, 550 10, 303,150 16,473, 700 76, 050 16, 397, 650 15, 033, 600 8.9,500 14, 944,100 $2,491,300 Issued during current year. .8, 813, 980 1865... Issued Redeemed Outstanding $2, 020,167 $1,346,778 "2,020,167 1,346, 778 84, 796, 000 104,820 84, 691,180 53,493, 210 195,800 53, 297, 410 1886... Issued Redeemed.. Outstanding 7,699,182 7,680 7, 691,502 5,156, 012 11, 700 5,144, 312 111, 115, 620 153,175 110, 962,445 75, 807, 000 225, 390 75, 581, 610 28, 209, 500 26, 580 28,182, 920 42, 278, 700 42, 060 42, 236, 640 1867... Issued Redeemed Outstanding 8, 396,179 58, 606 8, 337, 573 5, 622, 722 42, 356 5, 580, 366 113,535, 300 753, 855 112, 781, 445 77, 899, 270 510, 620 77, 388, 650 43, 615, 720 198,080 43, 417, 640 17,469, 850 432, 300 17, 037, 550 26, 243, 600 877, 000 25, 366, 600 6, 669, 500 302,500 (6, 367, 000 6, 691, 500 671,500 6, 020, 000 Issued Redeemed Outstanding 8, 947, 798 272,997 8, 674, 801 5, 990,468 156,016 £,834,452 115,738,140 2, 515, 095 113, 223,445 79, 227, 620 1, 300, 500 77, 927,120 44, 430, 700 759, 760 43, 670, 940 17, 775, 450 880, 950 16, 894, 500 26, 766, 600 1, 598, 000 25,168,600 6, 744, 500 4, 746, 000 909,000 1,858,000 5, 835, 500 2, 888, 000 310, 367, 276 10, 250, 318 300,116, 958 6,165,135 1869... Issued Redeemed... Outstanding 9, 663, 584 973, 427 8, 690,157 6, 468, 392 497,538 5, 970,854 118, 674, 740 5,146, 030 113,528,710 81,107, 820 2, 847, 390 78, 260, 430 45,490, 040 1, 496, 400 43, 993, 640 18, 205, 350 1, 502, 050 16,703, 300 27,526, 300 2, 708,100 24, 818, 200 6, 838, 500 4, 769, 000 1, 347, 000 2, 501, 000 5, 491, 500 2, 268, COO 318, 743, 726 19, 018, 935 299,724,791 8, 376, 450 1870. Issued Redeemed . . . Outstanding 10,843,693 2, 752, 688 8,091, 005 7,256, 558 1,437, 318 5, 819,240 124,376, 620 9, 035, 250 115,341, 370 85,118, 950 5, 060, 560 80,058, 390 48, 208, 980 2, 701, 960 45, 507, 020 19,180, 600 2, 501, 050 16, 679, 550 28, 667, 200 4, 587, 500 24,079, 700 6, 980., 000 4, 779, 000 2, 096, 000 3, 380, 000 4, 884; 000 1, 399, 000 335, 411, 601 33, 552, 328 301, 859, 275 16, 667, 875 1871.. Issued Redeemed . . . Outstanding 12, 673, 867 5, 471, 799 7, 202, 068 8, 482,434 3,114, 890 5, 367,544 142,195,820 17, 014,975 125,180, 845 98, 246, 300 9, 689, 570 88,556,730 56,132, 040 5, 076, 520 51,055,520 21, 806, 850 4, 277, 250 17, 529, 600 32, 365, 500 7, 846,100 24, 519,400 7, 326, 500 3, 078, 000 4, 248, 500 4, 843,000 4, 028,000 815, 000 384, 072, 311 59,597,104 324, 475, 207 48,600,710 ... 1872... Issued Redeemed . . . Outstanding 14, 297, 360 7, 919, 388 6, 377, 972 9,565, 256 4, 816, 778 4, 748, 478 159, 666, 740 29, 803, 335 129, 863, 405 112,534,520 16, 997, 020 95, 537, 500 64, 513, 760 8, 777, 040 55, 736, 720 24, 859, 950 6, 309, 000 18, 550, 950 30, 779, 700 11,098,900 25, 680, 800 7, 810, 500 3, 933, 500 3, 877,000 4, 933, 000 4, 315, 000 618,000 434, 960, 786 93, 969, 961 340, 990, 825 50, 888, 475 Issued Redeemed . . . Outstanding 15, 526,189 9, 891, 606 5, 634, 583 10, 390, 222 6. 241,446 4,148, 776 174, 472, 280 45, 709, 815 128,762, 465 125,603,990 25. 730, 700 99,873, 290 72,164,380 13, 061, 420 59,102,960 27, 987,100 8,448, 800 19, 538, 300 41, 661, 000 14, 405, 700 27, 255, 300 8, 233, 000 4. 829, 000 3, 404, 000 5,158, 000 4,530,000 628,000 481,196,161 132,848,487 348,347,674 46, 235, 375 1874... Issued Redeemed . . . Outstanding 16, 550, 259 11,143, 606 5,406, 653 11,078,236 7,110,036 196, 215, 680 65, 208, 025 131,007, 655 133, 370.760 39,127, 070 94, 243, 690 79, 242,180 19, 832,160 59, 410, 020 33, 348, 500 11.577,800 21,770,700 49,250, 200 19, 657, 200 29,593,000 8, 657, 000 5,838,000 2, 819, 000 5, 250, 000 I 532,962, 805 4,683,000 184,176,809 ! 567, 000 1 348, 785,906 I 1873.. 24, 657, 500 172, 700 24,484, 800 5,446, 500 $4,404, 000 1,000 " 5*446," 5(K>" 4, 403, 000 205, 099,455 464, 250 204, 635, 205 4, 728, 000 507. 000 4,221,000 294, 585,214 1,498, 255 293,086, 959 4, 728, 000 304, 202,141 1,563,000 I 5,107,317 3,165,000 299,094,824 O 146,285,475 89, 485, 759 9, 616, 927 a o o hrj H H 51, 7G6, 644 NOTES ISSUED,' REDEEMEP, AND OUTSTANDING, Bt" DENOMINATIONS AND AMOUNTS, Tear. Ones. 1 8 7 5 . . . issued Redeemed . . . Outstanding. Twos. Fires. Tens. Twenties. $18, 048,176 $12, 079, 504 $235, 275, 920$174,105, 070 $105, 921,280 40,489, 280 14, 092,126 9, 233, 246 124,633, 860 76,085,320 65, 432, 000 3, 956, 050 2, 846, 258 110, 642, 060 98,019, 750 One hundreds. Five hundreds. One thousands. Total. $44, 209, 250 19, 051, 850 25,157,400 $64, 585, 800 29, 942, 800 34, 643, 000 $9, 223, 000 7, 236, 500 1, 986, 500 $5, 540, 000 5, 047, 000 493, 000 $668, 988, 000 325,811, 982 343,176, 018 $136, 025.195 78,480,410 Issued Redeemed Outstanding. 18, 851, 264 15,556, 708 3, 294, 556 12, 614, 896 258, 917, 640 200, 086, 520 10, 249, 092 161,910, 280 103, 692,140 2, 365, 804 97, 007, 360 96, 394, 380 121,729, 840 57, 444, 920 64, 284, 920 49, 281, 750 25, 789, 200 23,492, 550 71, 092, 000 39, 578, 500 31, 513, 500 9, 345, 500 8,108, 500 1, 237, 000 5, 549, 000 5, 272, 000 277, 000 747, 468, 410 427, 601, 340 319, 867, 070 1 8 7 7 . . . Issued Redeemed . . . Outstanding. 20, 618, 024 16, 815, 568 3, 802, 456 13, 793, 936 284, 084, 240 222, 660, 640 11,111,052 190, 579, 340 124, 347, 790 2, 682, 884 93,504, 900 98, 312, 850 135, 525, 060 70,470,560 65,054, 500 53,990, 050 31, 733, 950 22, 256,100 76, 733, 700 47,931, 700 28, 802, 000 9,906, 000 8, 807, 500 1,188, 500 5, 678, 000 5, 411, 000 267, 000 823, 070, 650 507, 20S, 460 315, 87 i, 190 1871 ;ued during current year. Fifties. 1878... Issued Redeemed — Outstanding. 22,480,415 18,194,196 4,286,219 15,035,530 305,956,440 241, 572, 930 12, 053, 384 213, 417,165 138, 591, 490 2, 982,146 92, 539, 275 102, 981, 440 146,883, 340 79, 063, 560 67, 819, 780 57, 379, 900 36,411,100 20, 968, 800 81, 292, 300 54,185,900 27, xO6,400 10, 090, 000 9,447, 500 642, 500 6, 214, 000 5, 900, 000 314, 000 886,904, S55 567,264,20"i 319, 640, 500 63, 825, 205 a o 1879. Issued Redeemed . . . Outstanding. 23,169, 677 19, 600, 477 3, 569, 200 15, 495, 038 327, 892, 200 259, 042, 230 13, 002, 540 229, 980, 380 149, 305, 990 2, 492, 498 97,911,820 109, 736, 240 157, 399, 020 85,146, 800 72, 252,160 60,589,050 I 85,074,000 39,263,150 58,160,400 21, 325, 900 26, 913, 600 10, 270, 000 9, 643, 500 626, 500 6, 350, 000 6, 057, 000 293, 000 945,281,215 610,100, 297 335,120,918 ! 58,376, 360 H O 1880. Issued Redeemed ... Outstanding. 23,169, 677 20, 875, 215 2, 294,462 15,495,038 345, 659, 880 272, 031, 680 13, 887, 778 245, 749,120 158,211,100 99, 910, 760 113, 820, 580 1,607,260 165,327, 960 90, 096, 400 75, 231, 560 62, 694, 250 41, 274, 950 21,419, 300 87, 951, 000 61, 060,100 26,890,900 10, 366, 500 9, 742, 000 624, 500 6, 373, 000 6,124. 000 249, 000 989, 068, 985 647, 020, 663 342, 048, 322 1881... Issued Redeemed . . . Outstanding. 23,169,677 21, 838, 565 1, 331,112 15, 495, 038 368, 062, 520 294, 775,190 14, 572, 868 267, 582, 440 173, 466, 350 922,170 100, 480, 080 121, 308, 840 178, 816, 340 98,099,840 80, 716, 500 67, 879, 700 44, 594, 500 23, 285, 200 95, 973, 200 66, 020, 200 29, 953, 000 10, 964, 500 10, 247, 500 717, 000 7,154, 000 1,062,290,165 6, 943, 000 703, 365, 203 211,000 358, 924, 902 73 221, 180 O 1882... Issued Redeemed — Outstanding. 23,169, 677 22,353,877 815,800 15,495,038 393, 487,120 320,422, 600 14, 968, 280 296, 566,165 197, 709, 340 526, 758 96, 920, 955 122, 713, 260 195, 035, 680 111, 434,140 83, 601, 540 72, 687, 200 49, 009,100 23, 658,100 103, 513, 800 71, 913, 000 31, 600,800 11,378,500 10,440, 000 938, 500 7,197, 000 1,142, 360, 615 6, 990, 000 781,383,902 360, 982, 713 207, 000 80 076, 450 W 1883... Issued Redeemed . . . Outstanding. 23,169, 677 22, 593, 909 575, 768 15, 495, 038 417, 236, 040 345, 440, 860 15,141, 806 325,712,835 227,123,550 353, 232 91, 523, 205 118, 317, 310 211, 576, 920 128,492, 760 83, 084,160 77,801,450 54,535,150 23,266, 300 111, 474, 200 78,912, 500 32, 561, 700 11, 566, 500 10, 683, 500 883, 000 7, 287, 000 1, 221, 047, 685 7, 092, 000 870, 288, 010 350, 759, 675 195, 000 78, 6S1, 070 1884... Issued Redeemed Outstanding. 23,169, 677 22, 671, 936 497,741 1.5,495, 038 440, 505, 040 371, 821, 020 15, 206, 570 355, 196,785 260, 501, 070 85, 309,155 111, 319, 950 288, 468 228, 841, 820 149, 635, 240 79, 206, 580 83, 051, 500 60, 828, 650 22, 222, 850 119, 977, 000 C7 454, 300 87, 32, 522, 700 11, 853, 000 10, 990, 500 862, 500 7, 379, 000 1, 302, 093, 995 7,156, 000 969, 641, 051 223, 000 332,452, 944 81, 040, 310 1 8 8 5 . . . Issued Redeemed . . . Outstanding. 23,169, 677 22,731,963 437, 714 15, 495, 038 466, 042, 000 398, 040, 010 15, 257, 754 384, 085, 330 293,828, 720 237, 284 81, 956, 670 104, 211, 290 246, 363,460 171, 275, 940 75, 087, 520 87,927,650 | 128,770,600 67, 288,100 97,192, 200 20, 639, 550 31,578, 400 11,947, 000 11. 363, 500 583, 500 7, 379, 000 1,385,134,435 7, 238, 000 1, 070, 261, 507 141,000 314, 872, 928 S3, 040,440 I o d 1886... Issued Redeemed ... Outstanding. $23,169, 677 $15,495, 038 $488, 336, 800 $416, 959, 700 l$258,912, 360$90, 759, 700 $134, 202,100 $11, 947, 000 $7,379,000 :$1, 447,161, 375 22, 757, 987 15,279,612 405,546,320 317,672,780 187,957,120 72, 565, 050 105,533, 000 11, 569, 000 7,290,000 j 1,146,170,869 215,426 82,790,480 99,286,920 70,955,240 18,194, 650 28, 669,100 378,000 89, 000 300, 990, 506 411,690 62, 026, 940 ,1887... Issued 23,169,677 22,776,403 393, 274 15,495,038 502, 277, 620 427, 627, 990 266, 022, 900 15, 293,440 425, 853, 955 337, 999, 280 201, 838, 860 201,598 76,423, 665 89, 628, 710 64,184,040 92,481, 650 137, 516, 600 76,807,150 112,745, 300 15, 674, 500 24,771,300 11,947, 000 11, 646, 500 300, 500 7, 379, 000 1,483, 917, 475 7, 305,000 1, 212, 265, 888 74,000 i 271,651,587 36, 756,100 Ox 1888... Issued Redeemed ... Outstanding. 23,169, 677 22, 783, 281 386, 396 15,495,038 520,506,800 442, 223, 330 275,754,140 15, 298,872 453,086, 540 364,436, 600 218,806, 920 196,166 67, 420, 260 77, 786, 730 56, 947, 220 94,893, 350 142,217, 600 81, 230, 400 119,872, 000 13, 662,950 22, 345, 600 11, 947, 000 11, 706, 500 240, 500 7, 379, 000 1, 533, 585, 935 7,320,000 | 1,294,541,113 59,000 j 239,044,822 • Issued Redeemed ... Outstanding . 23,169, 677 22, 794, 643 375, 034 15,495,038 532, 659, 620 451,361,990 281,804, 220 15, 306,858 476,027, 775 386, 221,110 232, 686, 320 188,180 56, 631, 845 65,140, 880 49,117, 900 95, 997, 250 144, 384, 000 84, 750, 700 125, 601, 800 11, 246, 550 18, 782, 200 11,947,000 11, 737,500 209, 500 7,379,000 ! 1,564,197,795 7,327,000 ! 1/362,453,706 52,000 201,744,089 '1890... Issued 23,169, 677 15,495,038 544, 788, 840 461, 240, 000 288, 323,560 22, 800, 061 15, 311,146 494, 306,190 403, 621, 260 244, 251, 900 369, 616 J 183,892 50,482, 650 57, 618, 740 44,071,660 97,468,100 147,273, 300 87, 709. 800 130, 537, 200 9, 758; 300 16, 736,100 11, 947, 000 11, 764, 000 183, 000 7,379,000 I 1,597,084,515 7,333,000 i 1,417,634,557 46,000 j 179,449,958 1891... Issued 23,169,677 j 15,495,038 561, 426, 260 474,952, 880 297, 355, 680 22,802,625 15,313, 292 511, 284, 975 421,173, 990 256, 301, 380 367,052 | 181, 746 50,141, 285 53, 778, 890 41, 054, 300 99,848, 700 151, 976,100 90, 406,400 135,172, 500 9,442, 300 16, 803, 600 11, 947. 000 11,779, 500 167, 500 7,379,000 ! 1,643,550,335 7,337,000 ; 1,471,571,662 42,000 ! 171,978,673 1892... Issued 23,169, 677 22, 806, 348 363,329 15.495, 038 577,190, 300 491, 530, 600 308, 389,420 102, 085, 550 156,315,100 15,316,106 527,218,370 437,176, 700 267,451, 740 92, 916, 700 139, 439, 800 9,168, 850 16, 875, 300 178,932 49, 971, 930 54, 353, 900 40,937, 680 11,947, 000 11, 794, 000 153, 000 7, 379,000 1, 693, 501, 6S5 7,345, 000 1, 521, 464, 764 34,000 172, 036, 921 23,169, 677 22, 810, 808 358,869 15,495. 038 605,475, 540 519, 398, 970 326, 900, 880 105, 970, 750 163", 949, 500 95, 400, 300 143,918, 400 15, 319, 508 543, 392, 670 452, 919, 540 278,070,440 175,530 G2, 082, 870 66, 479,430 48, 830,440 10, 570, 450 20, 031,100 11,947.000 11, 807, 500 139, 500 7, 379, 000 7, 346, 000 33, 000 Redeemed — Outstanding. Redeemed ... Outstanding . Redeemed ... Outstanding. Redeemed ... Outstanding. 1893... Issued Redeemed ... Outstanding. 1, 779, 686, 355 1,570,985.166 208,701,189 w 49, 668,460 • H Q w • 30,611,860 • 32, 886, 720 H Q *J § W 46, 465, 820 • 49, 951, 350 § g hj H0 • • 86,184,670 o fc"< g> [iN'OTE.- -First issue Dec. 21,1803; first redemption Apr. 5,1865.] o CO 98 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT OF NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING OCTOBER 31, 1893. Denominations. Issued. $364,140 746,470 722,580 404, 850 809,700 342, 500 75,000 $343,775 717, 740 698, 500 396, 800 795,200 340, 500 75,000 $20, 365 28,730 24, 080 8,050 14, 500 2,000 3,465, 240 3, 367, 515 —102 3, 367,413 97, 725 +102 Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Total Fractions unredeemed - -- Redeemed. Outstanding. 97, 827 STATEMENT OF NATIONAL-BANK NOTES ISSUED DURING THE YEAR ENDED OCTOBER 31, 1893, WITH THE TOTAL AMOUNT ISSUES, REDEEMED, AND OUTSTANDING. Denominations. Issued Circulation Issued preTotal issued Total redempduring the vious outstanding years. to Oct. 31, 1893. tions Oct. 31, 1893. Oct. year. 31, 1893. $23, 169,677 15, 495.038 605, 475, 540 519, 398, 970 326, 900, 880 105. 970,750 163, 949, 500 11, 947, 000 7, 379, 000 $22,810, 808.00 15,319, 508. 00 543, 392, 670. 00 452,919, 540. 00 278, 070, 440.00 95,400, 300. 00 143,918, 400.00 11, 807, 500. 00 7, 346, 000. 00 Total i 86,184,670 1,693,501,685 1,779,686,355 Unpresented fractions of notes to he deducted from notes redeemed and added to amount of currency outstanding 1, 570, 985,166.00 208, 701,189. 00 —27, 677. 25 4- 27, 677.25 Ones Twos Fives Tens Twenties... Fifties . One hundreds.. Five hundreds . One thousands . ! |$2tf, 285, 240 27,808,370 18, 511, 460 3, 885, 200 7, 634, 400 $23,169, 677 15,495, 038 577,190, 300 491, 530, 600 308, 389, 420 102, 085,550 156, 315,100 11, 947, 000 7, 379, 000 Total. $358, 869. 00 175, 530. 00 62, 082 U 0 0 66, 479,430.00 48, 830,440.00 10, 570,450.00 20, 031,100. 00 139, 500. 00 33, 000.00 1, 570, 957, 488. 75 208, 728, 866. 25 MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARS ENDED OCTOBER 31, FROM 1883 TO 1893. Month. November . December.. January February.. March April May June y August September. October Total 1883-'84. 1884-'85. $445, 240 1,177,010 1,126, 020 509, 004 579, 850 963,440 733, 960 1,101, 050 943, 950 1, 279,030 943, 390 569, 750 $208, 580 $2, 363, 360 $444,905 $1, 687,897 379, 930 2. 660, 545 366, 765 2, 039, 803 677.010 2,727, 889 431,880 2,416,929 447, 560 512,310 2, 954,953 1, 889, 790 548, 330 1, 340,990 1,649, 890 2, 855, 660 864, 325 1, 053, 370 404,441 3, 009,966 674,500 403, 790 478,035 2, 910, 246 701,490 500,780 1, 657, 890 2,122, 695 1, 072, 330 604, 280 1,155, 590 490,510 999, 510 1,154,460 527, 970 492, 355 1,914,710 571.230 1,435,040 251, 020 2, 516, 340 467,500 1, 586,800 306, 390 10,371,694 I 11,142,650 1886-'87. 15, 488, 203 11,163, 345 1887-'88. 21,138, 341 REPORT OF THE COMPTROLLER OF THE CURRENCY. 99 MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARS ENDED OCTOBER 31, FKOM 1883 TO 1893—Continued. Month. 1888-'89. 1889-'9O. November . December.. January . . . February.. March April May June July August September. October $244,765 $507,435 285, 320 ' 379,255 400, 360 542, 205 435,970 951, 840 345,100 1,164,000 398, 095 1,353, 505 505, 890 794,120 447,390 921,115 422,920 766, 755 466, 750 660,160 673,055 625,885 644,115 531,480 Total 5, 269, 730 9,197,755 1890-'91. 672,180 489, 780 391,020 542, 375 463, 740 424, 740 1,044, 715 2,596, 320 4, 223, 350 2,138, 390 1, 808, 260 1891-'92. 1892-'93. $1, 965, 780 $1,823,925 1,765,320 1, 661, 460 1, 510, 335 899,240 984,090 1,980,340 1,294, 990 1,217,400 1,016,455 1,460, 330 1,022,180 938,330 1,264,160 2,149, 600 706,465 5,435, 770 891,370 15,609,975 9,913,435 775,210 1,197,985 605,089 15,458,450 13, 723, 864 STATEMENT SHOWING BY DENOMINATIONS, THE AMOUNT OF NATIONAL-BANK NOTES ISSUED AND REDEEMED SINCE THE ORGANIZATION OF THE SYSTEM, AND THE AMOUNT OUTSTANDING OCTOBER 31.1893. Number of notes— Denomin ations. Issued. Amounts— R e d e e m e d . Outstanding. $23,169, 677 $22,810,808 Ones 7,747, 519 7, 659, 754 Twos 121,095,108 108, 678, 534 Fives Tens .- 51, 939, 897 45, 291, 954 16, 345, 044 13, 903. 522 Twenties 2,119,415 1, 908, 006 Fifties 1, 639, 495 1,439,184 One Hundreds... 23,894 23,615 Five Hundreds . . 7,379 7,346 One Thousands.. 224, 087,428 201, 722, 723 $358,869 87,765 12,416,574 6, 647,943 2,441, 522 211,409 200, 311 279 33 Issued. Reedeemed. Outstanding. $23,169, 677 15,495, 038 605,475,540 519, 398, 970 326,900, 880 105, 970,750 163,949, 500 11, 947,000 7, 379,000 $22,810, 808.00 15,319,508.00 543,392,670.00 452,919,540.00 278,070,440.00 95,400, 300.00 143,918,400.00 11,807,500. 00 7,346,000.00 $358, 869. 00 175, 530.00 62, 082,870. 00 66,479, 430. 00 48, 830, 440.00 10,570,450.00 20, 031,100.00 139, 500. 00 33, 000.00 22, 364, 705 1, 779, 686, 355 1,570,985,166.00 208, 701,189'. CO XJnpresented fractions of notes to be deducted from notes redeemed and added to the amount of notes outstanding Total 27, 677. 25 27,677.25 .1, 570, 957, 488. 75 208,728,866.25 STATEMENT SHOWING THE AMOUNT OF INCOMPLETE CURRENCY ISSUED BY THE BUREAU DURING THE YEAR ENDED OCTOBER 31, 1893. National-bank currency in the vault October 31,1892 $45,293,400 Amount received from the Bureau of Engraving and Printing during the year ended October 31, 1893 1 101, 598,800 Total Amount issued to banks during the year Amount withdrawn from vault for cancellation Balance in vault at close of business October 31,1893 $86,184, 670 1,598,630 146,892,200 87, 783, 300 59,108,900 100 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING, BY STATES, THE AMOUNT OF "ADDITIONAL CIRCULATION 7 ' ISSUED AND RETIRED DURING THE YEAR ENDED OCTOBER 31, 1893, AND TOTAL AMOUNT ISSUED AND RETIRED SINCE JUNE 20, 1874. Circulation issued. Under act of July 12, Additional. 1882. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota.. Kansas Nebraska Nevada Oregon Colorado Idaho Montana Wyoming North Dakota South Dakota Washington California Utah New Mexico Arizona Oklahoma Indian Territory Alaska $44, 420 69, 360 10, 880 23, 700 30,000 $380, 700 778, 040 31)0, 590 7, 645, 820 1, 331,100 1,460, 250 14,015, 410 837, 020 6, 413, 565 167, 400 888, 300 229,850 157,950 154,110 88, 720 5,400 112,500 56, 250 28, 350 "45,666 351,060 7,380 4,000 G7, 615 2,100 8,100 Circulation retired. Total. $380,700 778.040 435,010 7, 645, 820 1, 331,100 1, 460, 250 14,084, 770 847, 900 6, 413. 565 167,400 888, 300 229, 850 181, 650 154,110 88, 720 5,400 112,500 56, 250 58, 350 Total. $96,812 61,156 70,490 673, 899 170,406 193,752 578, 827 317,231 656,343 17,405 107,054 3,964 41,489 26,430 12, 213 15,075 41, 303 30,030 41,597 10 48,137 64,041 18, 011 174,819 73,514 73,117 319,918 117,012 93, 846 126, 313 42,997 76,326 36, 074 157,459 73,139 35 8,250 12, 247 2,616 7,020 17, 097 3,880 30,705 30,150 29,080 15,797 11, 962 420 4,800 $127,144 101, 839 7,153 389, 627 8,040 128, 899 674,864 118,453 276,585 25,019 41,205 4,624, 268 2,857,697 7,481,965 272, 665, 387 294,273,046 139, 815,052 434, 088,098 45,000 351, 060 286, 200 286. 200 31, 500 31,500 22,500 29, 880 3, 469, 530 3, 473, 530 903, 800 903,800 530, 085 597.730 2,074,400 2, 076, 500 295,760 295, 760 299,720 299, 720 96, 740 96, 740 141,760 149,860 90, 095 90,095 16, 650 22,510 56, 250 16, 650 22,510 56, 250 33, 750 56, 240 11,260 33,750 33,750 56, 240 11, 260 33,750 42,900 22, 500 22, 500 10 22,500 22,500 10 44, 009, 895 44,365,380 42, 900 Under act Insolvent and liquidating banks. of J u n e 20, 1874. 6,315 9,581 11, 910 77, 825 16, 370 9,000 51, 857 38, 790 258, 035 151, 076 9,815 9,482 60,186 24,939 5, 4(50 19,230 1, 500 72, 686 270 1,040 7,100 76, 570 39, 841 $223,956 162, 995 77,643 1,063, 526 178,446 322, 651 1,253,691 235, 684 932,928 42, 415 148,259 3,964 47, 804 36, 011 12, 213 15, 075 53, 213 30,030 41,597 10 125,962 86,411 27, Oil 226, 676 73, 514 111, 907 577,953 268,088 103,661 135, 795 163,183 101,265 41,534 176,689 74,639 35 8,250 84,933 2,886 8,060 17, 097 3,880 30,705 37,250 105,650 55,638 11,962 420 4,800 -- Total Surrendered to this office and retired Prom June 20,1874, to October 31,1892 Surrendered and retired same dates Grand total October 31,1893. 355, 485 205,362 16, 343, 878 317,030,767 298,897,314 142,672,749 Notes of gold banks are not included in the above table. 458,119,303 REPORT OF THE COMPTROLLER OP THE CURRENCY. 101 STATEMENT EXHIBITING THE AMOUNT OF NATIONAL-BANK NOTES RECEIVED MONTHLY FOR REDEMPTION BY THE COMPTROLLER OF THE CURRENCY DURING THE YEAR ENDED OCTOBER 31, 1893, AND THE AMOUNT RECEIVED DURING THE SAME PERIOD AT THE REDEMPTION AGENCY OF THE TREASURY, TOGETHER WITH THE TOTAL AMOUNT RECEIVED SINCE THE APPROVAL. OF THE ACT OF J U N E 20, 1874. Received by the Comptroller of the Currency. From the redemption agency. From national banks in connection For reducwith reducInsolvent For retion of tion of circu- placement circulation and lation and liquidating with new under replacement national notes. act of J u n e with new banks. 20,1874. notes. Months. November, 1892 December, 1892 January, 1893 February, 1893 March, 1893..." April, 1893 May, 1893 June, 1893 July, 1893 August, 1893 September, 1893 October, 1893 Total Received from J u n e 20, 1874, to Oct. 31, 1892 Grand total Total. Received at the United Statea Treasury redemption agency. $30 20 1, 870 540 670 13, 380 1,380 35,460 5.050 2,940 90, 880 $3,786,199 3,918,450 4,401,750 4,627, 035 4, 380, 268 3,328, 593 4,369, 915 3,700, 096 2, 572, 730 1,953,845 1, 375, 588 3, 609, 090 $467,860 344,452 396, 231 323, 202 297,141 185,933 212,196 155,331 117, 991 86,121 66,107 205,132 $639,334 472,093 504,288 487,430 441, 584 345,971 449,040 335,331 299, 784 204, 677 154,246 290, 491 $4, 893,423 4,735,015 5,304,139 5,438, 207 5,119,663 3,873, 877 5,032, 531 4,206,218 2,995,555 2,247, 583 1,686,821 4,104,713 $5, 471, 649 6,969, 662 9,731,987 5,864,411 5,524, 568 6,991,570 8,150,482 5,082,039 3, 877,423 2, 699, 855 7,275, 730 12, 505, 692 132,220 42, 023,559 2,857, 697 4, 624,269 49,637,745 80,145, 068 16, 853,295 910,795,682 294, 214,745 139, 690, 061 1, 361, 553, 783 2,190,112,040 16,985, 515 952, 819, 241 297, 072,442 144,314, 330 1,411,191, 528 2,270, 257,108 Notes of gold banks are not included in the above table. STATEMENT SHOWING THE NATIONAL-BANK NOTES RECEIVED AT THE BUREAU AND DESTROYED YEARLY SINCE THE ESTABLISHMENT OF THE SYSTEM. Prior to November 1,1865 During year ended October 31— 1866 1867 1868 1869 1870 1871 1872 . 1873 1874 1>575 1876 1877 1878 1879 1880 . . . 1881 $175,490 1,050,382 3,401,423 4, 602,825 8,603,729 14,305,689 24, 344,047 30,211,720 36,433,171 49,939,741 137,697,696 98, 672,716 76,918,963 57,381,249 41,101,830 35,539,660 54, 941,130 During vear ended October 31— 1882*: 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 Additional amount of insolvent and liquidating national-bank notes destroyed Total $74,917,611 82,913,766 93,178, 418 91,048,723 59,989,810 47,726,083 59, 568, 525 52, 207, 627 44,447, 467 45, 981,463 43, 885,319 44,895,46C 154, 870, 457 1, 570,953,196 Notes of gold banks are not included in above table. There was in the vault of the redemption division of this office, awaiting destruction, a t the close of business October 31,1892 $127,582.50 Received during the year ended October 31,1893 49,644,870.0C Total Withdrawn and destroyed during the year Balance in vault October 31,1893 49,772,452.50 49,526,860.01] 245,592.5C 102 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING AMOUNT OF TAX ON CIRCULATION, COST OV .REDEMPTION, ASSESSMENT FOR PLATES, AND EXAMINERS' FEES FOR THE YEAR ENDED JUNE 30, 1893. Semiannual duty on circulation Cost of redemption of notes by the United States Treasurer Assessment for cost of plates, new banks Assessment for cost of plates, extended banks Assessment for examiners' fees (sec. 5240, Revised Statutes) $1,443,489.69 103,032.96 14,225.00 5,200.00 162,444.59 Total 1,728,392.24 STATEMENT SHOWING BY COMPARISON THE AMOUNT OF TAXES ASSESSED AS SEMIANNUAL DUTY ON CIRCULATING NOTES, COST OF REDEMPTION, COST OF PLATES, AND EXAMINERS' FEES FOR THE PAST ELEVEN YEARS. Years. Semiannual d u t y on circulation. $3,132,006. 73 3,024, 668. 24 2, 794, 584. 01 2, 592, 021.33 2, 044, 922. 75 1,616,127.53 1,410, 331. 84 1, 254, 839. 65 1, 216,104. 72 1, 331,287.26 1,443,489. 69 1883 1884 1885 1886 1887 1888 1889 1890 1891 1892 1893 Total.... 21, 860, 383. 75 Cost of redemp- Assessment Assessment Assessment tion of notes cost of for examfor cost of for by the ex- iners' fees new plates, United States plates, tended (sec. 5240, banks. Treasurer. banks. R.S.). $147,592. 27 160, 896.65 181, 857.16 168,243.35 138,967. 00 141,141.48 131,190. 67 107, 843.39 99, 366. 52 100,593. 70 103, 032. 96 1,480,725.15 $25,980.00 18,845. 00 13,150. 00 14, 810.00 18,850.00 14,100. 00 12, 200. 00 24,175. 00 18, 575. 00 15,700.00 14,225.00 $34,120.00 1, 950. 00 97,800. 00 24, 825. 00 1, 750.00 3, 900. 00 575. 00 725.00 7,200. 00 8,100.00 5, 200. 00 190, 610.00 186,145. 00 1, 372,196.67 Total. $94, 606.16 $3,434,305.10 99, 642. 05 3,306,001.94 107, 781. 73 3,195,172.90 107,272.83 2,907,172.51 110, 219. 88 2,314, 709. 63 121,777.86 1, 897, 046. 87 1, 685, 023.30 130,725.79 136, 772. 71 1,524, 355.75 138,969. 39 1,480, 215.63 1, 617,664.64 161,983.68 1,728,392.24 162,444.59 25, 090, 060. 57 STATEMENT SHOWING THE TOTAL CAPITAL AND BONDS OF NATIONAL BANKS WHICH DO NOT ISSUE CIRCULATING NOTES. Chemical National Bank, New York, N. Y Mechanics' National Bank, New York, N. Y National Bank of Washington, D. C. National Bank of Cockeysville, Md . Total | $300,000 2,000,000 200.000 50, 000 $50,000 50, 000 50, 000 12, 500 j 2,550,000 162,500 REPORT OF THE COMPTROLLER OF THE CURRENCY. 103 STATEMENT SHOWING THE AMOUNT AND KINDS OF UNITED STATES BONDS HELD TO SECURE CIRCULATING NOTES OK NATIONAL BANKS ON JUNE 30 OE EACH YEAR FROM 1805 TO 1893, AND THE AMOUNT OWNED AND HELD BY THE BANKS FOR OTHER PURPOSES, INCLUDING THOSE DEPOSITED WITH THE TREASURER TO SECURE PUBLIC DEPOSITS. United States bonds held as security for circulation. Years. 6 per cent bonds. 1865. 1866. 1867. 1868. 1869. 1870 . 1871. 1872 . 1873. 1874. 1875 . 1876 . 1877 . 1878 . 1879 . 1880. 1881. 1882 .. 1883.. 1884. 1885 . 1886. 1887. 1888 . 1889 . 1890. 1891. 5 per cent cei bonds. 4*- per cent j 4 per cent bonds. ! bonds. Total. United States bonds held for other purposes at nearest date. Grand total. $65,576, 600 $235, 959,100 i$155,785,750 $391, 744,850 86, 220, 850 327, 310, 350 121,152, 950 448, 463, 300 89,177,100 340, 607, 500 84, 002, 650 424,610,150 90,768, 950 341, 495, 900 80, 922, 500 422,418, 400 87, 661, 250 342,851, 600 55,102, 000 397, 953, 600 94, 923, 200 342,278, 550 43, 980, 600 386,259,150 139,387,800 359,885, 550 39,450, 800 399, 336, 350 207,189, 250 ',i8Q, 440, 70031, 868, 200 412,308,900 229,487, 050 390,410, 550 25, 724, 400 416,134,150 236,800,500 , 391,171,200 25,347,100 416,518,300 239, 359,400 I 376, 314, 500 26,900,200 403, 214, 700 232, 081, 300 341,394,750 45,170, 300 386, 565, 050 206, 651, 050 $44, 372, 250 338, 713, 600 47,315,050 386, 028. 650 48, 418, 650 $19,162, 000 349, 546, 400 68, 850, 900 418, 397, 300 199, 514, 550 35, 056, 550 118,538,950 354, 254, 600 76, 603, 520 430,858,120 144, 616, 300 37, 760, 950 126, 076, 300 361,652, 050 42, 831, 300 404, 483, 350 139, 758, 650 32, 600,500 93, 637, 700 360,488,400 63, 849,950 424, 338, 350 172, 348,350 Continued at Continued at 3^ per cent. 3^ per cent. 202, 487, 650 32, 752, 650 97,429,800 357, 812, 700 43,122, 550 400, 935, 250 25,142, 600 7,402, 800) 385,7roo) 3 per c e n t s : > 39,408, 500 104,954,650 353, 029, 500 34,094,150 387,123, 650 200,877,850) 172,412,550 46, 546,400 111, 690, 900 330, 649, 850 31, 203, 000 161,852, 850 Pacifies: 142, 240, 850 48,483, 050 117, 901, 300 312,145, 200 32,195, 800 344,341,000 3,520, 000 107,782,100 50, 484, 200 114,143, 500 275,974, 800 31, 345, 550 307, 320, 350 3, 565. 000 5, 205, 950 67, 743,100 115, 842, 650 191, 966, 700 33,147, 750 224, 814, 450 3,175J 000 3,181, 000 37, 500 69, 670, 300 105, 423, 850 178,312. 650 63, 618,150 241,930,800 42, 409, 900 101, 387, 550 148,12i; 450 51, 642,100 199, 763, 550 4,324, 000 39, 486, 750 100, 828, 550 145, 228,300 35,287,350 180,515, 650 4, 913, 000 22, 565, 950 111, 985, 950 142, 508, 900 30,114,150 172, 623,050 7, 957, 000 $170, 382, 500 241,083, 500 251, 430, 400 250,726,950 255,190, 350 247, 335, 350 220,497, 750 173, 251,450 160,923, 500 154,370,700 136, 955,100 109,313,450 87, 690, 300 82,421, 200 56, 042, 800 58, 056,150 61, 901, 800 1892. 1893 . Jon tin ued at 2 per cent. 21,825,350 129,764, 700 163,190, 050 22, 020, 550 142,141, 700 176, 588, 250 11, 600, 000 12,426, 000 20, 301, 600 183, 491, 650 18,334,050 194,922, 300 STATEMENT SHOWING THE AMOUNT OF UNITED STATES BONDS HELD TO SECURE CIRCULATING NOTES OF NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31, FROM 1882 TO 1893, INCLUSIVE, AND EXHIBITING THE CHANGES WHICH OCCUHRED IN THE SEVERAL CLASSES OF BONDS. United States bonds held as security for circulation. Year. Number of b a n k s . 41 per cent 4 per cent bonds. bonds. 1882 2, 301 $33,754, 650 $104, 927, 500 1883 1884 1885 1886 1887 1888 1889 1890 2,522 41,319,700 106,164,850 1891 1892 1893 49, 537,450 49,547, 250 57,436,850 69,696,100 66,121,750 41,066,150 28,116, 700 r 199,400 Continued 3,694 at 2 p. ct. 21, 648,100 3,788 21,897, 850 3,796 22,020, 550 2,671 2,727 2,: 3,061 3,151 3,319 3,567 116, 705,450 116, 391, 650 115, 383,150 115, 731, 400 100,413, 600 100,049,000 105,402,200 > per cent, bonds. Pacilic 6 | per cent Total, bonds. United States bonds held for other purposes at nearest date. (Irand total. $3,526, 000 $362, 563,750 $400>,; 069,400 !, 505, 650137, $37, 3,463,000 352, 877,300 30, 674, 050 3,469, 000 325, 316,300 30,419,600 3, 505,000 308,364,550 31, 780,100 3, 586,000 245,444, 050 32, 431, 400 3, 256, 000 188, 828, 000 34, 671, 350 3,468, 000 170,003, 350 60, 715, 050 4, 553, 000 145,668,150 48, 501, 200 6, 672, 000 140,190, 900 30, 684, 000 383, 551,350 355, 735, 900 340,144, 650 277, 875,450 223,499, 350 230,718, 400 194,169, 350 170, 874, 900 -120, 858, 850 10, 244, 000 152, 950, 350 24, 871, 950 177, 822, 500 131,133,150 142,141, 700 11, 852, 000 164, 883, 000 20,164. 250 185,047, 250 12,426, 000 176, 588, 250 17, 576, 950 194,165,200 104 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING THE AMOUNT OF INTEREST-BEARING BONDED DEBT OF THE UNITED STATES FROM 1865 to 1893, INCLUSIVE. Date. 6 per cent. 5 per cent. $199, 792,100 $908, 518, 091 198, 528, 435 1, 008,388, 469 198, 533, 435 1,421,110, 719 221, 588,400 1,841, 521, 800 221,589,300 1,886, 341,300 221, 589, 300 1, 764, 932, 300 274, 236, 450 1,613,897, 300 414,567,300 1,374,883,800 414, 567, 300 1,281, 238, 650 510, 628, 050 1,213,624,700 607,132, 750 1,100, 865,550 711,685, 800 984,999, 650 703, 266, 650 854, 621, 850 703, 266, 650 738, 619, 000 646,905, 500 310, 932, 500 484, 864,900 235,780,400 439, 841, 350 196, 378, 600 Continued at Continued at 3£ per cent. 3i per cent. 401,593, 900 58, 957,150 J u n e 30,1882... 32, 082, 600 Funded into 3 per cents, June 30, 1883. act July 12, 1882. 304,204, 350 224, 612,150 J u n e 30, 1884. 194,190,500 J u n e 30, 1885. 144, 046, 600 June 30, 1886. 19, 716, 500 June 30, 1887. J u n e 30, 1888. J u n e 30, 1889. June 30, 1890. June 30, 1891. Aug. 31,1865 . June 30,1866. June 30,1867 . J u n e 30,1868. June 30,1869 . June 30,1870 . J u n e 30,1871. June30,1872 . J u n e 30,1873. June 30,1874. June 30,1875. June 30,1876. June 30,1877. June 30,1878 . June 30,1879 . June 30,1880. J u n e 30,1881. June 30,1892. June 30,1893 . Oct. 31,1893 .. 4^ per cent.* 4 per cent.f 6 per cent.} $140, 000, 000 240, 000, 000 250,000, 000 250, 000, 000 250,000, 000 $98, 850, 000 679, 878,110 739, 347, 800 739, 347, 800 Total. $1, 258, 000 $1,109, 568,191 6, 042, 000 1, 212, 958,904 14, 762, 000 1,634,406,154 29,089,000 2,092,199,200 58, 638, 320 2,166, 568,920 64,457, 320 2,050, 978, 920 64, 618, 832 1, 952, 752, 582 64,623, 512 1, 845,074, 612 64, 623, 512 1, 760, 429,462 64, 623, 512 1, 788, 876, 262 64, 623, 512 1, 772, 621, 812 64, 623, 512 1,761,308,962 64, 623, 512 1, 761, 512, 012 64, 623, 512 1, 845, 359,162 64, 623, 512 1,952, 339, 622 64, 623, 512 1, 774, 616, 612 64,623,512 1, 690,191,262 250, 000, 000 739, 349, 350 64, 623, 512 1, 514, 433, 912 250, 000, 000 737, 942, 200 64,623, 512 1, 388, 852, 662 250,000, 000 250, 000, 000 250,000, 000 250, 000, 000 222, 207,050 139, 639, 000 109, 015, 750 50, 869, 200 Continued at 2 per cent. 25, 364, 500 25, 364, 500 25, 364,500 737,661, 700 737, 719, 850 737, 759, 700 737, 800,600 714,177,400 676, 095, 350 602,193, 500 559,566, 000 64, 623, 512 64, 623, 512 64, 623, 512 64, 623, 512 64, 623, 512 64, 623, 512 64, 623, 512 64,623, 512 559,581, 250 64, 623, 512 559, 604,150 64, 623, 512 559,609,850 64, 623,512 1, 276, 987, 362 1,246,533,862 1,196, 42.9, 812 1,072,140, 612 1, 001, 007, 962 880,357,862 775,832, 762 675,058, 712 649,569, 262 649, 592,162 649, 597,862 * Funded loaul.891; authorizing act July 14,1870, and January 20,1871; date of maturity, 1891. tFunded loan 1907; authorizing act July 14,1870, and January 20,1871; date of maturity, 1907. I Pacific railroad bonds; authorizing act July 1,1862, and July 2,1864, date of maturity, 1895 to 1899. The refunding certificates amounting to $64,690 are not included in the table. The public debt reached the maximum August 31,1865, and amounted to $2,844,049,626. The noninterest-bearing obligations amounted to $461,616,311, the interest-bearing debt being $2,383,033,315. On October 31,1893, the interest-bearing debt amounted to $559,609,850. OF THE COMPTROLLER OF THE CURRENCY. 105 STATEMENT SHOWING THE MARKET PRICES OF UNITED STATES BONDS BY WEEKS DURING THE YEAR ENDED OCTOBER 3 1 , PREPARED BY THE ACTUARY OF THE TREASURY. 2 per cent. Week ended— November 4,1892 . November 11,1892 November 18,1892 November 25,1892 December 2,1892.. December 9,1892.. December 16,1892. December 23,1892. December 30,1892. January 6,1893 . . . January 13,1893 . . January 20,1893 . . January 27,1893 .. February 3,1893 . . February 10,1893 . February 17,1893 . February 24,1893 . March 3,1893 March 10,1893 March 17,1893 . . . . March 24,1893 . . . . March 31,1893 April 7,1893 April 14,1893 April 21,1893 April 28,1893 May 5,1893 x May 12,1893 . May 19,1893 May 26,1893 J a n e 2, 1893 J u n e 9, 1893 June 16, 1893 J u n e 23,1893 J u n e 30, 1893 July 7,1893 July 14,1893 July 21,1893 July 28.1893...... August 4,1893... August 11,1893 . . . August 18,1893 . . . August 25,1893 . . . September 1,1893 September 8,1893 September 15,1893 September 22,1893 September 29,1893 October 6,3893... October 13, 1893... October 20, 1893... October 27, 1893... Opening. Highest. 4 per cent. Lowest. Opening. Highest. 114f-115 114|115! 100! 100 100| 1001 100£ 100* 114^-115 1141-115 100* 100 100 100 100 100 100 100 100 100 100 99| 99! 99! 99* 100J 100 100 100 100 100 100 100 100 100 100 |1 113 -113| !f 113 -113! 113 -113! 113 -113! 112|113| 1131-114 113 -114 im114! 1133-114! 1134,-114 113!-114i 113^-114J 113f114! 99A 99! 99| ! 99 99! 99 99 99 99 99 99 99 98 98 96 96 96 97 97 96 95 95 95 97 98 9% 98 Lowest. ! | 1141-115 114!-U4| 114!114£ 99! 99^ 99! 99! 99! 99 99 99 99 99 99 99 98 98 96 98 97! 97 97 96 95 95! 97 98 98 99! 98 98 98 98 98 98 ! ! 112 -112f 113 -113| 113 -113| 112!-1134 112|-113i 12!1 113 -113 98 97 96 96 96 97 96 95 95 95 95 97 98 98 98 98 98 98 97 97 ! ! 108J-109* 109 -110" 110 -111! lll!-112! 111 -112! H0!iii! i! in -ni| ! ! 109 -110 109 -109| 109 -110 108|-109| 110 -111 110J-11U 108^-109! 108 -109 109 -110 110 -111! 111 -112 110 -111! 110 -111! 110 -111 110 -111 110 -111 110 -111 Ill -lilt 106 REPORT OF THE COMPTROLLER OF THE CURRENCY STATEMENT SHOWING THE INVESTMENT VAI.UK O F U M T K D STATKS 4 A AND 4 rim CENT BONDS FHOM 1885 TO 1803, INCLUSIVE, FOR EACH QUARTERLY PERIOD. 4£ per cent bonds. Date. 1885: January. April July October.. 188G: January . April.... July October.. 1887: January . April.... July October.. 1888: January. April.... July October.. 1889: January . April..'.. July October.. 1890: Jamiary. April July October.. 1891: January. April July October.1892: January. April.... July October.. 1893: January. April July October.. 4 per cent bonds. Bate of inRate of inAverage terest real- Average terest realized by price flat. price Hat. ized by investors. investors. Per cent. 112.7788 112.4350 112.7525 112.9421 Per cent 2.655 2.488 2.365 2.250 112.7000 112. 4759 111.8156 111.9855 2.208 2.150 2.149 2.003 123, 4325 126.2980 126.4975 128.6659 2.607 2.444 2.420 2.289 110.2775 110.1947 109.1475 108.5553 2.290 2. 019 2.340 2.339 127.8325 129.2451 127.842.5 125.7885 2.320 2.227 2.284 2.390 108. 2375 107.1025 107. 5175 108.4213 2.289 2.478 2.195 1.693 126.1275 124.6400 127.4825 128.1204 2.341 2.449 2.230 2.178 108. 9255 108.1848 107. 0048 105.8241 1.254 1.240 1.421 1.645 127.2837 129.1902 128.3894 127.1944 2.208 2.080 2.109 2.160 104. 7885 103.7500 103. 3825 104.1296 1.856 2.151 1.966 0.409 125. 6178 122.1175 122. 3200 123.5602 2.236 2.435 2.407 2. 309 103.1106 101.7596 100. 3846 0.424 1.363 5.971 120.9279 122.0264 117. 3317 116. 7546 116.6719 116.1575 116.4557 115.0978 2.4C3 2.372 2.676 2.701 2.693 2.715 2.677 2.706 113.8250 113. 3646 110. 5450 111.2356 2.84D 2.877 3.079 3.011 .2 cents at par Per cent. Per cent. 121.9086 *• 2.726 121.8028 2.721 122. 6462 2.668 123.4004 2.619 REPORT OP THE COMPTROLLER OP THE CURRENCY. 107 TABLE BY STATES, TICKKITOKINS, AND R E S E R V E C I T I E S , E X H I B I T I N G THE NUMBER OF BANKS IN EACH, CAPITAL, BONDS ACTUALLY HELD ON OCTOBER 3, 1893, M I N I M U M AMOUNT OF BONDS R E Q U I R E D BY L A W , AND THE E X C E S S OF BONDS ON OCTOBER 3, 1893, AND S E P T E M B E R 30, 1892. United States bonds. States, Territories, and reserve cities. New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut No. of banks. .... Division No. 1 Capital. Held October Minimum 3,1893. required. Excess of bonds. October 3, 1893. September 30, 1892. 83 51 48 214 55 59 84 $11,220,600 6,130,000 6,985, 000 46,117, 500 53, 350, 000 20.277,050 22,' 999,370 $4,246,900 3,689,000 3,445,000 19,977,100 10, 565, 000 7,721,250 7,845,500 $2,130,000 1, 507, 500 1,458,750 8,381, 875 2, 750, 000 2,437,500 3,412,000 $2,116,900 2,181, 500 1,986,250 11, 595, 225 7, 815, 000 5, 283, 750 4,433, 500 $1, 751,400 1, 369, 875 1,572, 500 8, 045, 275 2, 860, 000 3,804, 750 2, 770,925 594 167, 079, 520 57,489,750 22,077,625 35,412,125 22,174,725 274 49 6 5 99 32G 41 29 33, 674, 360 51,250,000 1,550,000 1, 352,000 14, 608, 350 •J3,103,960 22,765, 000 11, 640, 000 17,180,700 18,148, 500 600,000 642, 000 5, 237, 250 15, 258, 500 6,707,500 3, 226,500 7, 841,240 2,450,000 300,000 250. 000 2, 962,087 8, 658, 490 2,037, 500 1,425, 000 9, 699,460 15,698, 500 300,000 392, 000 2,275,163 6, 600,010 4,670, 000 1,801,500 6, 965, 035 4, 309, 000 292. 000 1, 377, 663 4,138, 708 2,150, 000 505,000 Division No. 2 829 175, 943, 670 67, 000, 950 25, 564, 317 41,436, 633 19, 737,406 Delaware Maryland Baltimore District of Columbia "Washington Virginia West Virginia Division No. 3 18 46 22 1 12 36 30 2,133,985 3, 724, 320 13,24B, 260 252,000 2,575,000 4, 796,300 2, 961, 000 926,000 1, 710, 500 2, 020, 000 250, 000 905, 400 1, 594, 250 962, 500 455, 000 918,155 1,100, 000 50, 000 600,000 985, 250 738, 750 471, 000 792, 345 920,000 200, 000 305,400 609,000 223,750 284, 800 671, 000 200,000 200, 000 75, 000 433,750 92, 588 165 New York New York City Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittslmrg 29, 685,865 8, 368,650 4,847,155 3, 521,495 1, 957,138 North Carolina South Carolina Georgia Florida .. Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Division No. 4 24 14 27 17 28 12 11 9 222 9 71 10 52 2,676, 000 1,748, 000 3, 766, 000 1, 300, 000 3,594,000 1,055, 000 810, 000 3,125, 000 23,596,175 1,100,000 10, 061,400 4,401,500 9,400, 000 867,600 474, 750 1, 005, 000 367,500 1, 083, 500 338, 750 252,500 900, 000 5,180, 600 250,000 3, 405, 500 555, 000 1, 364,000 644,000 399,500 754, 000 325, 000 717, 250 263,750 202, 500 450, 000 5,011, 544 250,000 2, 259,100 500,000 1, 331, 250 223,600 75,250 251,000 42,500 366,250 75,000 50,000 450, 000 169, 056 1,146,400 55,000 32,750 137,705 75, 500 151, 000 42,500 366,000 62,500 50,000 450, 000 70,476 10, 000 1,164,275 506 66, 633, 075 16,044,700 13,107,894 2,936,806 2,607,842 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee 218 13 11 115 191 21 92 8 76 5 27, 495,100 9,100,000 9,050,000 13, 777, 000 17, 295,450 20,900,000 10,234,000 4, 400,000 7,019,319 2,300, 000 10, 078, 750 4,175, 000 1,465, 000 5, 072, 050 5, 646, 000 1,200,000 3,693,000 1,450, 000 1,875, 250 450, 000 5, 982, 775 650, 000 550, 000 3,081, 750 4, 230,113 1,050,000 2,171, 000 400,000 1,667,330 250,000 4, 095, 975 3,525, 000 915, 000 1,990,300 1,415, 887 150, 000 1,522,000 1,050,000 207,920 200,000 2, 602, 707 2,117, 000 175,000 1,246,800 964,250 150,000 163,250 100,000 73/587 200,000 750 121,570, 869 35,105,050 20,032,968 15, 072,082 7, 792,594 itiir 3,522,500 175,000 1,355,800 250, 000 350,000 1,195,300 450,000 400,000 250, 000 2,881,500 2, 042,500 780,000 175,000, 3,137, 500 150, 000 1,276, 267 200, 000 350,000 1,141,250 450, 000 400, 000 200, 000 2, 599, 275 1, 948, 292 450,000 175,000 385,000 25,000 79, 533 50, 000 284, 500 4 65 4 7 57 9 8 4 136 121 9 4 14,000,000 700,000 6, 080, 070 2,800,000 5,450,000 4,615,000 10, 700, 000 5, 550, 000 2, 000, 000 11,647,100 7,793,170 4,150, 000 1,000, 000 54,050 47,800 50, 000 282,225 94,208 330,000 25,000 125,000 169, 725 71,725 280,000 593 76,485.340 12,477, 584 1,350,016 1,147,588 Division No. 5 .... Iowa Des Moines Minnesota St. Paul Minneapolis Missouri St. Louis Kansas City St. Joseph Kansas...... . Nebraska .. Omaha Lincoln Division No. 6 . . . . 13,827,600 27,886 93,838 50,000 108 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES EXHIBITING THE NUMBER OF BANKS IN EACH, CAPITAL, ETC.—Continued. U n i t e d States b o n d s . States, Territories, and No. of banks. reserve cities. Colorado .............. Nevada California , San Francisco .. Oregon Arizona Division No. 7 Idaho ^Montana New Mexico TJtah ^Vasliincton AV'yomin & Oklahoma ... I n d i a n Territory Minimum required. Excess of bonds. October 3, 1893. September 30,1892. $8, 775, 000 282, 000 6, 625,000 2, 500, 000 3, 795, 000 400, 000 $1,642,750 70, 500 1, 306, 250 100,000 776, 050 100,500 $1, 318, 750 70,500 1, 068,750 100, 000 773, 750 100,000 $324,000 $320, 500 237, 500 300, 000 2, 300 500 2,300 500 132 21,377,000 3,996, 050 3,431,750 564,300 623, 300 2,215,000 2, 510, 000 825, 000 2, 775, 000 750,000 2, 800, 000 6,020,000 1,210,000 300,000 360, 000 569, 000 692,250 206, 250 575, 600 265, 000 475,000 1,380, 500 302, 500 75,000 90, OOu 553, 750 627,500 206, 250 568,750 187,500 462,500 1, 380, 000 302, 500 75,000 90, 000 35,250 64, 750 15, 250 2,250 6,550 8,350 80,000 12, 500 39,150 6,850 77, 500 12,500 500 3,750 2,700 212 19,765,000 4,631,100 4,453, 750 177,350 170,500 3,781 678, 540,339 206,463, 850 105,993,043 100,470,807 56, 211, 093 Division No. 8 United States H e l d October 3,1893. 51 2 33 2 39 5 32 39 13 22 10 14 57 13 6 6 North Dakota Capital. REPORT OF THE COMPTROLLER OF THE CURRENCY. 109 TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER OF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, FOR THE YEARS 1892 AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THE INTERVAL. States, Territories, and reserve cities. IVTaine New Hampshire Vermont Massachusetts Boston Rhode Island C onnectic ut September 30,1892. No. ...... Division No. 1 New York New York City Brooklyn New Jersey Pennsyl vania Philadelphia Pittshurg . .... Division No. 2 October 3,1893. Increase. Capital. No. Capital. 66 46 38 103 $5,390,000 4,572, 500 3, 710, 000 12, 260, 700 68 43 37 103 $5,520,600 4,430, 000 3, 635, 000 11,327,500 23 34 2, 550, 000 3,648,300 23 34 2, 550,000 3, 648, 000 310 32,131,500 308 31, 111, 100 2 130, 600 213 18,994, 660 222 19, 524, 960 9 530,300 68 240 1 1 5, 768, 350 20, 627, 370 150,000 100,000 69 263 1 1 5, 848, 350 22, 033, 960 150,000 100, 000 1 23 80,000 1,406,590 No. 2 Capital. $130, 600 527 45, 640,380 556 47, 657, 270 33 2, 016, 890 14 40 1,020, 800 2,910, 000 14 43 1, 020, 800 3, 072, 620 3 162,620 District of Columbia Washington Virginia "West Virginia 1 27 24 100,000 2,141,000 1, 994, 650 1 27 26 100, 000 2,141, 000 2,155, 000 2 160, 350 Division No. 3 106 8,166, 450 111 8, 489,420 5 322, 970 North Carolina South Carolina frporsria Florida .. Alabama . . . . . . . . . . . . . 18 11 23 18 22 13 10 1, 525,180 973. 000 1, 941, 000 1, 350,000 1, 744, 000 1,165,000 610,000 19 11 20 17 22 12 10 1,576,000 998, 000 1, 616, 000 1,300,000 1, 669, 000 1, 055, 000 610,000 1 50, 820 25, 000 194 7 49 15,105,495 600, 000 4, 652, 900 197 7 49 15,046,175 600,000 4, 636, 400 3 42 3, 204,455 40 2, 925,000 407 32, 871, 030 404 32,031, 575 171 14, 563,170 171 14, 531,100 83 168 7, 297, 000 12, 671,000 94 171 8,127,000 12, 920,450 85 6,919,000 83 6, 884,000 67 5,042, 650 69 574 46,492, 820 147 2 52 10,120,000 200, 000 3, 293,850 53 1 1 134 121 Division No. 4 Ohio Cleveland Illinois ..... ... . Chicago M^ichi^an . . . . . Detroit Milwaukee .. ... Iowa Des Moines St. Paul Minneapolis Missouri St. Louis Kansas City St. Joseph Kansas. .............. Nebraska Omaha Division No. 6 L 588 47,731,869 16 1, 305, 669 153 2 58 10,150,000 200, 000 3, 705,070 6 30,000 6 411, 220 3, 740,000 53 3,765, 000 100,000 100, 000 9,492,100 7, 718,100 1 129 120 100,000 8, 997,100 7, 593,170 1 100,000 517 34,610,340 ' - $142, 500 75, 000 933,200 4 1,150,800 j 3 ! *>9~ OAA 1 1 50, 000 75, 000 110, 000 2 279,455 7 855, 955 32, 070 226, 669 100,000 '- 135,140 2 34,864,050 • 4 5,269,319 il 3 1 16, 500 . 830, 000 249, 000 512 Capital. 59, 320 11 3 . Division No. 5 No. 300 Delaware Maryland Louisiana New Orleans Texas .Arkansas Kentucky Louisville Tennessee •«. Decrease. 2 35, 000 2 67,070 25, 000 12 466,220 1 100,000 5 1 495,000 124,930 7 719,930 110 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER OF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, ETC.—Continued. States, Territories, and reserve cities. Colorado ......... Nevada ........... California San _Francisco Oregon Arizona September 30,1892. Octobers, 1893. No. Capital. 38 $2, 515,000 1 82,000 Capital. 37 $2,475,000 1 82, 000 2, 245,000 300, 000 34 5 2, 095,000 400, 000 1 $100,000 101 7, 217, 000 99- 7,127,000 1 100,000 31 2, 015, 000 2, 410, 000 700,000 1, 990, 000 740, 000 650, 000 3, 825, 400 810, 000 185,000 349, 200 31 38 13 18 10 8 45 11 6 6 2 015 000 2, 310, 000 825,000 1,475, 000 750, 000 650, 000 3,120, 000 810, 000 300,000 360,000 2 125, 000 200 ,13,674, 600 186 36 4 Division No. 7 North Dakota South Dakota . . . . . . Idaho . Montana New IiLtexico . .... Utah W^ash in srton Wyoming . ... Oklahoma . . . . . . . . . . . . . . Indian Territory No. 2, 075, 000 2, 075, 000 United States . . . Capital. 22 22 Division No. 8 No. Increase. 39 11 26 10 8 54 11 4 6 Decrease. No. Capital. 1 $40, 000 2 150, 000 3 190, 000 1 100,000 8 515, 000 9 705,400 10,000 2 115, 000 10, 800 12,615,000 4 260,800 18 1, 320,400 2,737 223,057,830 2,769 221, 373, 574 77 4,738,289 41 4,304,155 REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill TABLE7 BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER OF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, FOR THE YEARS 1892 AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THE INTERVAL. States, Territories, and reserve cities. • New Hampshire Massachusetts ........ .Boston . . ......... Hhode Island Division No. 1 September 30,1892. October 3,1893. No. 15 8 11 110 55 36 50 Capital. $5, 700, 000 1, 700,000 3,450, 000 33. 870, 000 53,100,000 17,727,050 19, 351, 070 285 134,898,120 New York City .Alb an v . . . Brooklyn . --• New Jersey . . . . . . . . . . . . Philadelphia Division No. 2 53 48 6 5 30 63 40 25 14, 349,400 49, 650, 000 1, 550,000 1,352,000 8, 760,000 17,115, 020 22, 315,000 10, 800,000 270 125,891,420 District of Columbia Washington Virginia Division No. 3 . . . . . . . Capital. No. 15 8 11 111 55 36 50 Increase. No. Decrease. Capital. $5, 700, 000 1,700,000 3, 350, 000 34, 790,000 53,350, 000 17,727, 050 19,351, 370 1 $920,000 250,000 286 135, 968,420 1 1,170, 300 ! $100, 000 300 52 14,149,400 1 49 51,250,000 6 1, 550, 000 5 1, 352, 000 30 8, 760,000 63 17,070,000 40 22,615, 000 . . . . . . 28 11, 540, 000 273 128, 286,400 Capital. No. 4 4 3 22 1 11 9 4 1,113,185 651,700 13, 243, 260 252 000 2, 475, 000 2, 515, 300 806, 000 4 1,113,185 3 651, 700 22 13, 243, 260 1 252, 000 : . . . . : 11 2, 475, 000 9 2,655,300 4 806,000 100, 000 1 1, 600,000 45,020 300, 000 740,000 2, 640, 000 100,000 1 145,020 140, 000 54 21,056,445 54 21,196,445 140, 000 North Carolina South Carolina 5 3 9 5 3 7 1,100, 000 750,000 2,150,000 100, 000 2 Florida Alabama 1,100,000 650,000 2,600, 000 450,000 7 2,175,000 6 1, 925, 000 1 250 000 1 10 29 3 23 10 13 200,000 3, 625,000 11, 210, 000 1,000,000 5,825,000 4,901,500 6, 975,000 1 9 25 2 22 10 12 200, 000 3,125,000 8, 550,000 500, 000 5, 425. 000 4,401, 500 6,475,000 1 4 1 1 1 500, 000 2,660,000 500,000 400, 000 500,000 500,000 113 40,261,500 102 34,601,500 ii 5,760,000 New Orleans Texas .. Kentucky .. . . . . . . . Louisville Tennessee . . . . . . . . . . . . . . Division No. 4 Ohio Cincinnati Cleveland Indiana Illinois C hicago 12, 326,700 13 9,100,000 10 8, 050, 000 23 6,150,000 20 4,375.000 23 22, 900, 000 11 3, 715,000 8 4.400,000 7 1,610,000 3 850, 000 45 Detroit Wisconsin Milwaukee Division No. 5 St. Paul Minneapolis St. Louis KansasCity St. Joseph Nebraska Omaha Lincoln ,„ T .,.,,,...,.., ,.,,..,.,. ,,,,,.„„, Division No. 6 2 637 300 1 1, 000, 000 2 140, 000 1, 450,000 73,839, 000 5 3,227, 300 10 3, 700,000 2 500,000 7 2, 375,000 5 4, 800,000 7 4, 931, 000 4 850,000 9 10,700,000 10 6,800,000 3 1,900,000 8 2,950,000 1 200,000 9 4,150,000 5 1,350,000 12 3, 850, 000 2 500,000 7 2, 375,000 4 2,800,000 7 5,450,000 4 850,000 9 10,700,000 8 5, 550, 000 3 1,900,000 1 2,650,000 1 200,000 9 4,150,000 3 900,000 2 150,000 80 45,206,000 76 41,875,000 2 163 Des Moines 73,476, 700 47 12, 964,000 13 9,100,000 11 9,050, 000 21 5, 650,000 20 4,375, 000 21 20, 900, 000 9 3, 350, 000 8 4,400,000 7 1, 750, 000 5 2,300,000 100,000 ; 162 519,000 2 500, 000 2 2 12, 000,000 365, 000 6 2, 865,000 1 2,000,000 2 1 669,000 • 300,000 2 450,000 6 2,750,00$ 112 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER OF BANKS IN EACH, WITH CAPITAL EXCEEDING $15.0,000, ETC.—Continued. States, Territories, and reserve cities. ("jolorRfio ^ Nftvada San Francisco Oregon Division No. 7 North Dakota South. Dakota Idaho ^Montana . . . . .... New !Mcxico. . . . . . . . . . . . . Utah "YVashin ffton "W^yoniinsf Oklahoina Indian Territory Division No. 8 United States September 30,1892. No. Capital. Increase. October 3,1893. No. Capital. No. Capital. Decrease. No. Capital. 15 1 12 2 5 $6, 550,000 200, 000 3, 600,000 2, 500, 000 1, 700,000 14 1 11 2 5 $6, 300, 000 200, 000 3, 550, 000 2, 500, 000 1, 700,000 1 $250,000 1 50, 000 35 14, 550, 000 33 14, 250,000 2 300,000 2 1 450,000 200, 000 1 1 200,000 200, 000 1 250, 000 8 1 6 16 2 2, 750, 000 175, 000 2,150, 000 4, 050, 000 400, 000 4 1, 300, 000 4 1 1, 450, 000 175, 000 6 12 2 2,150, 000 2, 900,000 400, 000 4 1,150, 000 10,175,000 26 7,150, 000 36 1,036 465,515,185 1,012 457,166,765 12 $7,946, 600 10 3, 02-5, 000 36 14,945, 020 REPORT OF THE COMPTROLLER OF THE CURRENCY. 113 COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS FROM 1864 TO 1893, INCLUSIVE. Oct. 2, 1871. BESOUBCES. Millions. 'Millions. Millions. Millions Millions. Millions. .3 j .7 $*657. 7 $682.9 $715.9 $831. 6 331.8 339.5 340.9 340.5 338. 6 364.5 95.0 44.6 37.7 74.1 80.3 45.8 15.9 22.2 23.6 20.7 21. 5 24.5 122.9 110.1 109.4 103.6 100.8 143.2 17.1 22.7 27.5 20.6 25.2 30.1 13.1 18.5 12.8 23.0 9.2 13.2 129.6 202.8 157. 4 156.1 122.7 107.0 10.8 17.4 11.8 11.8 12.5 14.3 103. 7 79.1 134. 6 108. 8 143. 2 115.2 Loans Bonds for circulation -Other United States bonds. Stocks, bonds, etc Due from banks Real estate Specie Legal-tender notes iNational-bank notes Clearing-house exchanges U. S. certificates of deposit Due from TJ. S. Treasurer. Other resources Total LIABILITIES. 420.1 66.7 33.8 297.9 568.2 112.8 393. 2 38.7 32.4 171.3 549.1 174. 2 Capital stock Surplus fund Undivided profits Circulation outstanding ... Due to depositors Due to banks Other liabilities Total. 2, 004 banks, RESOURCES. Loans Bonds for circulation Other United States bonds. Stocks, bonds, etc Due from banks Real estate..-. Specie Legal-tender notes National-bank notes Clearing-house exchanges . United States certificates of deposit. Due from United States Treasurer. Other resources Total Millions. .4 383.3 28.0 27.8 134.8 38.1 21.2 80.0 18.5 109.7 42.8 Millions. $877.2 382.0 27.6 23.5 128. 2 32.3 10.2 102.1 15.8 125.0 6.7 420.6 78.0 36.1 298.7 603.1 123.1 426.4 86.2 40.7 296.0 523.0 118.9 6.0 430.4 94.1 38.6 293. 9 512. 8 130.0 10. 458.3 101.1 42.0 317.4 631.4 171.9 8.5 2, 087 banks Millions Millions Millions. Millions. $931.3 $891.9 $834. 0 $878. 5 347.6 337.2 336.8 357.3 94.7 47.8 45.0 71.2 36.9 34.4 34.5 39.7 138.9 146. 9 129. 9 167.3 46.7 43.1 45.2 47.8 30.7 21.4 22.7 42.2 64.4 84. 2 66.9 69.2 16.9 15.9 15.6 16.7 82.4 100. 0 74.5 113.0 32.7 29.2 33.4 26.8 ; 1,755. LIABILITIES. Capital stock Surplus fund Undivided profits Circulation outstanding . . . Due to depositors I Due to banks I Other liabilities 479.6 110.3 46.6 335.1 628. 9 143. 8 11.5 Total i 1,755.8 10665 CUE 8 491.0 120.3 54.5 340.3 640.0 173.0 11.5 493.8 129.0 51.5 334.2 683.8 175.8 9.1 132.2 46.4 292.2 666.2 179.8 10.6 479.5 122.8 44.5 291.9 630.4 161.6 10.4 466.2 116.9 40.9 301.9 668.4 165.1 7.9 454.1 114.8 40.3 313.8 736.9 201.2 6.7 114 REPORT OF THE COMPTROLLER OF THE CURRENCY. COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONAL BANKS FROM 1864 TO 1893, INCLUSIVE—Continued. Oct. 1, 1880. Oct. 1, 1881. Oct. 3, 1882. Oct. 2, 1883. 2,090 banks. 2,132 banks. 2, 209 banks. banks. EESOUftCES. \Millio?i8. Millions. Loans $1,041.0 $1,173. 8 363. 3 Bonds for circulation 357.8 56.5 Other United States bonds 43.6 61.9 48.9 Stocks, bonds, etc 230. 8 213.5 Due from banks 47.3 48.0 Keal estate 109.3 114.3 Specie 56.6 53.2 Legal-tender notes 18.2 17.7 National-bank notes 121.1 189. 2 Clearing-house exchanges 7.7 6.7 United States certificates of deposit.. 17.1 17.5 Due from United States Treasurer .. 23.0 20. 2 Other resources Total 2, 501 Sept. 30, Oct. 1, 1884. 1885. 2,664 banks. 2, 714 banks. Oct. 7, 2, 852 banks. Millions. Millions. Millions. Mi llions. $1. 309. 2 351.4 30.7 71.1 208.9 48.3 107.8 70.7 22.7 96.4 10.0 16.6 28.9 2,105. 8 2, 368. 4 2, 399. 8 457.6 120.5 46.1 317. 3 887.9 267. 9 8.5 463.8 128.1 56.4 320.2 1, 083.1 294.9 11.9 2,105. 8 . 245.3 $1, 306.1 307,. 7 ' 327. 4 31.8 30.4 77.5 71.4 235. 3 194.2 51.3 49.9 174.9 128.0 69.7 77.0 23.1 23.3 84.9 66.3 18.8 14.2 14.9 17.7 33.8 , 451. 0 258. 5 32.4 81.8" 241.4 54.1 156.4 62.8 22.7 95.5 5.9 14.0 37.4 2, 372. 7 2, 279. 5 2,432. 9 2,513.9 483.1 132.0 61.2 315.0 , 134. 9 259.9 13.7 509.7 142.0 61.6 310.5 1, 063. 6 270.4 14.9 524.3 147. 0 63.2 289.8 993.0 246.4 15.8 527.5 146.6 59.3 269.0 1,116.7 299.7 14.1 548.5 157.3 66.5 228.8 1,189. 5 308.6 14.9 2, 358.4 2, 399.8 2,372.7 2, 279. 5 2,432.9 Oct. 5, 1887. Oct. 4, Sept, 30, Oct. 2, Sept. 25, Sept. 30, Oct. 3, 1889. 1890. 1892. 1891. 1893. 3,049 banks. 3,120 banks. 3,290 banks. LIABILITIES. Capital stock Surplus fund Undivided profits Circulation outstanding Due to depositors Due to banks Other liabilities Total 3,540 banks. 3,677 banks. 3,773 banks. 2, 513. 9 3,781 banks. RESOURCES. Millions Millions. Millions. Millions. Millions. Millions. Millions. ., 843.6 $1, 587. 5 $1, 628.1 $1, 817. 3 $1,986.1 $2, 005. 5 $2,171.0 Loans 177.6 146.5 206.4 189.1 140.0 150.0 163.3 Bonds for circulation 63.6 48.5 17.6 34.7 30.7 24.9 20.2 Other United States bonds 96.3 109.3 148.6 88.8 115.5 154.5 125.2 Stocks, bonds, etc 282. 5 335.4 277.5 256.3 336.2 409.5 338. 7 Due from banks 61.1 69.4 89.2 58.0 76.8 87.9 83.3 Keal estate 181.3 164.3 224. 7 165.1 195.9 209.1 183.5 Specie 82.0 86.8 114.7 73.7 80.6 104.3 97.6 Legal-tender notes 21.3 20.9 22.4 21.9 18.5 19.6 20.0 National-bank notes 74.2 106.2 88.8 136.8 106.8 105. 5 122.0 Clearing-house exchanges 12.3 7.0 6.2 12.9 6.2 14.0 15.7 United States certificates of deposit 9.0 10.2 9 3 7.4 6.9 8.0 8.2 Due from United States Treasurer.. 42.1 41.4 40^8 42.8 41.3 38.7 43.0 Other resources 2, 620. 2 2, 731. 4 Total 2,998. 3 3,141. 5 3, 213.1 3, 510.1 3,109. 5 LIABILITIES. Capital stock Surplus fund Undivided profits. Circulation Due to depositors . Due to banks Other liabilities... Total 578.5 173.9 71.5 167.3 1,274.7 329.6 24.7 650.4 612.6 677.4 588.4 183.1 213.6 197.4 227.6 97.0 84.9 70.3 103.3 123.0 155.4 128.5 131.3 1, 350. 7 1, 522. 0 1, 594.2 1,608. 6 358.1 426.4 425.3 430.6 25.4 36.9 27.6 34.3 2, 620. 2 2,731.4 2,998. 3 3,141.5 3,213.1 686. 238. 101. 143. 1,779. 530. 29. 678.5 246.8 103.5 183.0 1,465.4 349.3 83.0 3, 510.1 3,109. 5 REPORT OF THE COMPTROLLER OP THE CURRENCY. 115 PRESENTING AN ABSTRACT OF THE RESOURCES AND LIABILITIES OP RATIONAL BANKS AT CLOSE OF BUSINESS OCTOBER 3, 1893; THE CONDITION O^ BANKS IN NEW YORK CITY, IN THE THREE CENTRAL RESERVE CITIES, IN OTHER RESERVE CITIES, AND OF THE COUNTRY BANKS BEING SHOWN SEPAKATELY. Central reserve cities. New York City. New York, Chicago, and St. Louis. 49 banks. 79 banks. Other reserve cities.* Country banks. RESOURCES. $281,040, 663 $376, 920, 353 $462,908, 027 ,830,667,349 Loans and discounts 279,802 912,531 "1,132,949 " 10,921,338 12,966, 818 Overdrafts 18,148, 500 19, 798,500 36,141,400 150,523,950 206, 463,850 Bonds for circulation 960, 000 1, 510, 000 4,715,000 8,591,000 14,816, 000 Bonds for deposits 680,150 79,450 341,150 1, 739,650 United States bonds on hand 2, 760, 950 28, 349, 305 35, 327, 576 27,006,845 86,235, 529 148,569,950 Stocks, securities, claims, etc 51,570,537 106, 929,107 158,499, 644 Due from reserve agents 23, 845,425 38,317, 080 30,734, 823 25,688,112 Due from other national banks 94,740,015 8, 317,338 5,738,370 3,699,143 10,173, 399 Due from State banks and bankers.. 24,229,107 Banking-house, furniture, and fix42,357,201 11, 444,322 13,214,254 16,751,372 72,322,827 Other real estate and mortgages 756,548 1, 442,822 3,628,518 11,757,609 16,828,949 owned 1, 360, 021 1, 627,117 2, 277, 386 7,167,494 11,071,997 Current expenses 1,144,421 1,237,501 3,360,755 9,383,611 13,981,867 Premiums 9,134,195 2, 742, 847 2, 903, 048 3,322,522 15,359,765 Checks and cash items 3,899,637 57,499, 566 64, 386, 261 37,895,497 106,181,395 Exchanges for clearing house 1,468,723 4, 739, 305 3,310,36.2 14,352,944 22,402,611 Bills of other national banks Fractional currency, nickels, and 80,739 41,034 214,802 731,273 cents 1,026,814 75, 703, 063 102,114,662 46,617,813 75,971,385 224,703,860 Specie 3J,082, 821 48, 776, 286 24,954,842 40,978,224 114,709,352 Legal-tender notes 215,000 1,420,000 1, 950, 000 4, 855,000 7, 020,000 United States certificates of deposit. 885, 362 - 1,590,577 6, 501, 475 811,112 8, 977,414 Redemption fund 852, 933 224,479 654, 882 185, 338 1,262,750 Due from United States Treasurer.. 542, 531,655 725,654, 817 769, 632,025 1,614,276,442 3,109,563, 284 Total. LIABILITIES. 51,250,000 82, 850, 000 Capital stock 41,533, 247 55, 111, 747 Surplus fund 18, 784, 747 22, 306, 821 Undivided profits Isrational-bank notes outstanding... 15, 818, 057 17,079, 068 24,325 24, 325 State-bank notes outstanding 293, 055 230, 591 Dividends unpaid 330, 903, 431 249, 606,107 Individual deposits 1,154,363 690, 687 United States deposits Deposits of United States disburs145,830 100, 216 ing officers 100, 751, 310 129,716, 256 Due to National banks 45,105,498 67,183,055 Due to banks and bankers Notes and bills rediscounted Bills payable 250, 000 Liabilities other than those above stated 18,636,865! 18,636,866 Total 163,001,760 58, 690, 211 19, 454, 548 32, 208,182 6,640 793,903 353,700, 743 3,514,""" 432, 688,579 678, 540, 339 132,948, 823 246, 750,781 61,713, 294 103,474, 663 133, 672,476 182,959, 726 44,104 75, 069 1,787, 740 2,874, 698 766, 520,157 1,451,124,331 5,877,403 10, 546,135 1, 259, 552 71,558,391 39, 457,486 3,137,972 10,556,104 2, 371, 056 25,149, 332 16, 250, 557 17, 928, 765 16, 628,834 3,776,438 226,423, 979 122,891,098 21,066,737 27,426,938 12, 292,163 703, 323 31,632,352 542,531,655 725,654,817 769,632,025 1,614,276,442 3,109,563,284 *Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, Minneapolis, St. Paul, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco. 116 REPORT OF THE COMPTROLLER OF THE CURRENCY STATEMENT SHOWING THE HIGHEST AND LOWEST POINTS REACHED IN THE PRINCI PAL ITEMS OF RESOURCES AND LIABILITIES DURING THE EXISTENCE OF THE SYSTEM. January 1, 1866. October 3, Highest point readied. Amount. Lowest point reached. Date. Date. Amount. $403,357,346 $678,540,338 $686,573,015! Sept. 30,1892 Capital Capital, surplus, and 330,2041,L, 028,765, 7811, ., 028, 765, 781 Oct. 3, 1893 undivided profits . . . 239, 530 182.959,725 341,320, 25ti! Dec. 26, 1873 Circulation Total investments in 380, 350 224, 040,800 712,437,900 Apr. 4, 1879 United States bonds 212,1741. 451,124, ~~ ., 765.422, 983 Sept. 30,1892 Individual deposits . . . 650,1091. 830, 667,349 2,153,498,829 do Loans and discounts.. Cash: 406,442 22,402,611 28, 809, 699 Dec. 31, 1883 National-bank notes 846,548 114,709,352 205, 793, 578j Oct. 1, 1866 Legal-tender notes . 909, 363 224,703, 860 224, 703, 860i Oct. 3, 1893 Specie 5403, 357, 346 Jan. L, 1866 475, 330, 204 Do. 122, 928,084 Oct. 2, 1890 170, 653, 059 Do. 501,407, 586 Oct. 8, 1870 500, 650,109 Jan. 1, 1866 11, 841,104 Oct. 7, 1867 52,156,439 Mar. 11,1881 8,050, 330 Oct. 1, 1875 STATEMENT SHOWING THE PERCENTAGES OF LOANS, UNITED STATES BONDS, AND SPECIE TO THE AGGREGATE FUNDS OF NATIONAL BANKS, 1886 TO 1893." 1886. Loan sand discounts United States bonds Specie 1887. 1888. 1889. 1890. 1891. 1892. 1893. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. 72.26 71.04 74.37 41.32 70.52 72.92 73.35 ' 68.J5 9.87 7.80 6.44 36. 36 9.98 6.41 6.25 8.41 11.90 6.58 7.40 1.57 7.37 6.73 7.12 4.31 Total 79. 25 87.87 92.81 86.64 88.21 86.06 86.72 81.47 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT EXHIBITING A CLASSIFICATION BANKS IN THE CENTRAL RESERVE CITIES, AND OTHER RESERVE CITIES, IN GROUPS, APPROXIMATE DATES FOR THE PAST FIVE 117 OF LOANS MADE BY THE NATIONAL NEW YORK, CHICAGO, AND ST. LOUIS, TOGETHER WITH COUNTRY BANKS ON YEARS. SEPTEMBER 30, 1889. On demand, On time, paper with U. S. with TJ. S. On paper On with inbonds, other bonds, other No. of with single oth- bonds, bonds, banks. name, unse- dorsers, erwise unstocks, or stocks, or cured. secured. collaterals collaterals as security. as security. 45 $31,866,578 $119, 366,417 $109, 579,495 $43,085, 20 15,947, 708 31., 275, 073 12, 702,779 12, 455, 5 866, 900 7,, 863, 955 1,846, 621 2, 897, 129 43,237, 334 145!,457, 842 54, 280, 694 43, 847, 9, 770, 705 12, 056, 43 8, 308, 283 29.,328,014 33 8,618, 618 39;,473, 645 8, 337, 056 6,419, ,140, 667 3,432, """ 7, 661, 23 9, 051, 215 16, 484 540 540 54314 54,314,240 125,279, 2,992 154,475,783 636,,484, New York Chicago St. Louis Group No. 1, 4 cities Group No. 2, 4 cii ivs Group No. 3,4 citu\s Group No. 4,4 cities Country Total Total. $303. 898,166 72, 381, 075 13, 475, 246 286, 823, 504 59, 463,472 62, 818, 516 36, 285,921 970, 553, 839 3,290 272, 372,410 1,025, 390,153 254,264,398 253,702, 7771, 805,729, 739 OCTOBER 2, 1890. 47 $29,044,063 $122, 226, £01 $102, 372, 932 19 16, 714, 673 27, 897, 562 125, 219 8 2,172, 008 16, 274,,789 346, 312 138 45,604, 639 146, 363.1,799 582,852 50 8, 683, 687 002, 538 33,311,338 46 21,118, 680 540, 565 55, 649,>,978 25 10,116, 981 225, 020 18, 602,5,080 3,207 164,665,256 685, 600.•,401 538, 244 New York Chicago St. Louis Group No. 1,5 crt ios *"t Group No. 2, 4 cities ' Group No. 3, 6 cities t Group No. 4,4 cities ' . Country $43,466,652 $297,110,551 16, 506, 704 78, 244,158 6, 681,993 29,475,102 48,664,875 297,216,165 13,140,182 66,137, 745 10, 752, 917 98,062,140 10, 313,144 45,257, 225 144,715,700 1 L, 058,519,601 3,540 298,119, 987 1,105, 926,851 271,733, 682294,242,1671,970,022, 687 Total SEPTEMBER 25,1891. On demand On time, On paper demand with U. S. with TJ. S. On paper with one or Onwith in- bonds, other bonds, other with single more in- dorsers, bonds, bonds, name, dorsers, oth- erwiseoth- stocks, or stocks, or unsecured. erwise un- unsecured. collaterals collaterals secured. as security. as security. Total. New York $25,125, 313 $116, 957,046 Chicago 17,937,791 34,889, 300 2, 093,451 14, 617,141 St. Louis Group— 136 42,118, 748 141,021,853 No. 1, 5 citics*t . 54 8, 457,434 29, 991, 803 No. 2, 4 cities* .. 49 18, 809,101 54, 500, 479 No. 3,7 cities*t 26 14,130,558 7,498, 961 No. 4,4 cities* .. 3,333 159,412, 548 662,814,133 Country $2,925,418]$113, , 787,196 $42, 783, 829 $301,578, 802 3,704,939 13,525,638 " 17, 508, 229 87, 565,897 558, 571 3,999, 711 6,595,233 27,864,107 7,677 281,453, 347 1, 068, 922,313 58, 435, 285 266, 281,195 314,262,127 1, 989,354, 240 Total 9, 015,155 54,233,863 48,397,495 294, 787,114 1, 084,034 11,149,92f 14, 393, 999 65,077,198 3, 361,241 9,923, 642 11, 684, 959 98, 279,422 2,106,638 5, 596,114 9,954,626 39, 286,897 35,679,262 54,065,103 162,943, 757 1, 074,914,803 * Group No. 1, Boston, Albany, Brooklyn, Philadelphia, and Pittsburg. Group No. 2, Baltimore, "Washington, New Orleans, and Louisville. Group No. 3, Cincinnati. Cleveland, Detroit, Milwaukee, Des Moines, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco. t Lincoln, not a reserve city prior to 1893. 118 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT EXHIBITING A CLASSIFICATION OF LOANS MADE BY THE NATIONAI BANKS IN THE CENTRAL RESERVE CITIES, ETC.—Continued. SEPTEMBER 30, 1892. demand, On time, On time, On demand, On bypaper with secured paper w i t h single-name stocks, paper one or more bonds, and two or more person(one or individual other per- individual firm) withor firm sonal secu- or firm out other names. names. rities. security. New York Chicago St. Louis Group— No. 1,5 cities*! No. 2,4 cities' No. 3,7 cities*! . No. 4,4 cities' Country Total 48 23 9 On time, secured b y stocks, bonds, and other personal securities, or on mortgages or other real-estate security. Total. $4, 931, 784 $117,p, 751, 227 $117, 796, 025 $38,147, 905 $65,573, 000 $344,193, 941 7, 853. 323 16,617, 397 40, 307, 355 18,128,149 21,006,801 103, 913, 025 1,079,406 4,722, 783 16,137,981 2,744, 362 8,192,840 32, 877,372 133 54 50 26 3,430 11,998,687 2, 072,198 8,028,468 5, 751, 077 54, 205, 372 3,773 95,920, 315 273,328, 289 1,097,196, 692 320, 283,166 366, 770, 3672,153, 498,829 52,893,245 10,740,223 12,133,686 2,698, 736 55,770,992 144,730,329 53,328,579 54,982,554 317,983,394 30, 656, 759 8,910,933 14,945,457 67, 325,570 55, 564,357 20, 377, 874 13,879, 881 109,984,260 14, 326,995 7, 380, 208 11, 288, 439 41, 445, 455 677, 626,891 171,265,156 176,901,— 3951,, 135,769,806 OCTOBER 3, 1893. New Y ork Chicago St. Louis Group— 136 No. 1, 5 cities*! . 53 No. 2,4 cities v . . 52 No. 3,7 cities*! . 27 No. 4,5 cities! . . Country 3,434 Total 3,781 $6,216, '350 $93, 897,446 $110, 225,762 $26, 864, 953 $4H, 836,150 $281, 040. 603 5, 509, 670: 13, 815, 614 24. 522, 359 13, 515, 691 15, 558, 954 72, 922, 290 1, 626,168 1, 863,841 6, 691. 944 22, 957, 399 3,350, 523 9, 424,921 10,442,401 1,565, 493 7,767, 904 5, 382,436 52, 576, 784 91, 087, 210 47. 358,410 9, 456, 808 10, 060, [ 3,058, 636 75,118 992 164, 892 39, 637,045 51,575, 820 400,578 6, 985, 533 13,418, 670 579,125 14,580, 606 14, 390,163 880,155 5,114, 318 8, 088,175 082, 320 136,125,133 164, 935, 738 280,178, 570 58,827,084 90, 378, 650 33,523, 722 990,838, 968 256,117, 281 920, 280,115 244, 687,123 318,495,617 1,830, 667, 349 * Group No. 1, Boston, Albany, Brooklyn. Philadelphia, and P i t t s b u r g . Group N o . 2, Baltimore. Washington, New Orleans, and Louisville. Group No. 3, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, St. Paul, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco. t Lincoln not a reserve city prior to 1893. REPORT OF THE COMPTROLLER OF THE CURRENCY. 119 STATEMENT SHOWING THE CLASSIFICATION OF THE LOANS BY NATIONAL BANKS IN NEW YOUK CITY FOR THE LAST EIGHT YEARS. Loans and discounts. On indorsed paper On single-name paper On U. S. bonds on demand On other stocks, etc., on demand On real-estate security All other loans Total Oct. 7,1886. Oct. 5,1887. 45 banks. 47 banks. $121,381,380 24, 640, 008 2, 002, 550 Oct. 4,1888. Sept. 30,1889. Oct. 2,1890. 46 banks. 47 banks. 45 banks. $115,316,625 $117,707,044 $119, 369, 404 17, 585, 496 28, 626, 295 31, 860, 578 1,445,900 2,132,159 1,124,109 $122,226, 904 29, 044, 063 583,820 91, 636, 791 211,432 13, 854, 215 95, 075, 844 146, 885 28, 443, 431 108, 466, 001 113,494 35, 450, 488 108, 258,112 201,878 43, 078, 085 101, 789,112 228,778 43, 237, 874 253, 732, 376 258,014,181 292, 495,481 303, 898,166 297,110, 551 Sept. 25, 1891. Loans and discounts. 49 banks." On paper, with single name, unsecured On paper, with one'or more indorsers, otherwise unsecured On demand, with one or more indorsers, otherwise unsecured On demand, with TJ. S. bonds, other bonds, stocks, or collaterals, as security On time, with U. S. bonds, other bonds, stocks, or collaterals, as security $25,125, 313 11(3, 957, 046 2, 925, 418 113, 787,196 42,783, 829 Total 30.1,578, 802 Sept. 30,1892. Oct. 3,1893. 48 banks. 49 banks. Loans and discounts. On demand, paper with one or more individual or firm names On demand, secured by stocks, bonds, and other personal securities On time, paper with two or more individual or firm name.5 » On time, single-name paper (one person or firm) without other security On time, secured by stocks, bonds, and other personal securities, or on mortgages or other real-estate security Total $4, 931, 784 117, 751, 227 117, 796, 025 38,147, 905 $6,216,350.57 93, 897, 446. 82 110,225,762.11 26, 864, 953. 38 65, 573, 000 43, 836,150. 94 344,199, 941 281, 040, 663. 82 CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THE RESERVE CITIES AND IN THE STATES AND TERRITORIES ON OCTOBER 3, 1893. Cities, States, and Territories. On time, secured by On deOn deOn time, stocks, mand, pa- mand, se- On time, single- bonds, and per with cured by paper with name pa- other perstocks, two or more per (one sonal seNo. of one or more bonds, and individual person or curities, or banks. individual other per- or firm firm) with- on mortnames. or firm sonal seout other gages or names. curities. security. other real estate security. New York City Chicago St. Louis Boston Albany Brooklyn Philadelphia Pittsburg Baltimore Washington City New Orleans Total. $6, 216, 350 $93, 897,446 $110, 225, 762$26, 864 95? .3 $43,836,150 $281, 040,663 5, 509, 670! 13, 815, 614 24, 522, 359 13, 515, 691 15, 558,954 72, 922, 290 1, 626, 168! 3, 350, 523 9. 424. 921 1, 863, 841 6, 691, 944 22, 957, 399 65, 931, 982 20, 526, 027 22, 328, 975 136, 705,066 7,473, 20, 444, 592 3, 329, 892 544, 115, 209 376, 820 368, 633 7, 735, 378 4, 088,394 37, 543, 380 329,000 1, 148, 902 9,146, 777 37, 317,161 16, 467,703 20, 460, 852 90, 685, 874 1,430, 003,780 956, 25 L, 448 20, 497,460 1,937,493 7, 262,455 35, 905, 472 14, 383,850 5, 899, 995 4, 731, 462 30,197,818 903, 278,666 3, 634,161 175, 409,245 33,487 764, 737 6, 016, 677 5, 252, 834 370, 126, 328 814,811 275,234 13, 839, 548 120 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THE RESERVE CITIES, ETC.—Continued. Cities, States, and Territories. On time, secured by O n deOn deOn time, stocks, mand, pa- mand, se- On time, single bonds, a n d per with cured hj paper with name pa- other perone or stocks,* two or more per (one sonal seNo. of banks. , bonds, and individual person or surities, or tirm) with- on mortindividual! other per or firm out other gages or or firm sonal senames. security. other real ll ames. curities. $116, 266 1, 70-1, 7311 1, 207, 2061 1, 299,103 790, 748 34,145 1,191, 014 1,540. 954 672, 515 499, 2-] 8 185, 040 364, 220 3, 661, 440 Louisville Cincinnati Cleveland Detroit Milwaukee Des Moines . . . St. Paul Minneapolis... Kansas City... St. Joseph' Lincoln Omaha San Francisco. Total of cities . Maine New Hampshire Vermont Massachusetts Khode Island Connecticut New York New J ersey Pennsylvania Delaware Maryland District of Columbia . . Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Colorado Nevada California Oregon Arizona North Dakota South Dakota Idaho Montana New Mexico Utah Washington "Wyoming Oklahoma Indian Territory Totalof country banks United States * $642, 567 2, 483, 965 3, 962, 536 1, 264, 575 1, 001,172 89, 760 653,599 605, 238 1, 383, 923 81. 294 109, 899 325, 678 1,157, 839 347j 38, 510, 426 180,998,289 900. 420 797, 973! 83 51 1,772,497| 1,675,833 739. 862 48j 1,173,4291 214 4, 200. 573| 8, 301, 571: 59 548, 2201; 1, 482,1071 84 1, 745, 398' 3, 835, 592 274 5, 225,165; 4, 600. 032 99 1, 518. 940 7, 696, 006 326 2, 542, 326! 23, 664, 989! 18 345, 916| 168,488| 46 177, 750 330, 354 1 70,191 500 36 927,185 1, 259, 914 38, 832 30 115, 70i 119, 209 24 219. 432J 352, 769| 14 54,800 816, 034 27 138, 882 122,144 17 110,167 453, 024 28 509, 937 180, 645 12 56,189 78,468 11 107, 948 907,455 222 1, 784, 924 145.215 ""{) 72,147 71 842. 650 . 398,536 52 1,157,011! 1,510,908 218 1, 767, 944; 1, 806, 383 879,093 115 2,197, 304j 191 4, 763, 706 1, 949,180 799, 932 92 1, 291, 276 926, 432 76 988, 452 876,143 165 2,177,433 572, 511 65 741,646 57 345, 543 128, 578 136 432. 815 280, 805 121! 798,143 i 415,113 1, 846,1151 l t 461, 441 288, 243 54, 368 2, 793, 379| 1, 843, 779 1, 914,126! 1, 019, 477 43,967 57,16JI 219, 970 168, 306| 146, 071 161,106 100,717 323,003 121,444 1, 280, 205 68, 875 114,120 207,314 418,147 1, 652, 676 1,135, 615 56,804 35, 734 29,947 6 922 i $4,129. 731 9, 422, 523 13,487,134 7,963,458 3, 084,008 875,164 3,119, 244 5, 627, 591 3, 733, 560 2, 050, 999 1,492, i 4,147, 552 455, 955 $237. 238 4, 888, 908 2, 015,703 1,147, 924! 829, 740 412,497! 2, 596, 231! 2, 689, 601 2,122,817 741, 994 228, 344 1, 767, 793 253, 369 358,197, 794 108, 561, 990153, 559, 878 15, 654, 029 5,189. 069 8,472, 787 57, 256, 281 17, 896, 470 25. 317, 781 11, 718, 085 30, 643, 940 59, 665, 711 4, 053, 383 8, 040, 534 265, 226 9, 201, 772 5, 803, 603 3, 539, 753 2, 727, 387 4,124. 056 1, 577,472 2, 331, 283 814, 530 1, 067, 379 17, 219, 871 1, 069,040 13, 061,163 8, 935, 311 43, 742, 819 20, 351, 975 22, 050, 536 17, 688, 932 12, 872, 584 14, 485, 546 7, 216, 611 5, 450, 724 7,132,738 7, 941, 831 7, 691, 255 48, 913 2, 910, 787 2, 718, 227 194,667 952, 504 1, 044, 351 688,963 2, 997, 362 693,944 1, 478,276 4, 794, 420 814,942 165, 430 308, 041 Total. $8,773, 039 22, 071,236 24,179, 851 13,457, 516 6, 776, 653 1, 955, 040 9,638, 702 12, 299, 649 11,285, 776 4,456, 211 2,621,790 9, 270, 849 5,889, 094 839,828, 380 1,153, 419 2, 777, 810 21, 283, 653 528, 502 1, 676, 464 10, 842, 367 1, 039, 966 1, 753, 231 13,179, 277 16, 975, 429 15,478, 048 102, 211,905 7, 005,168 7, 090, 582 34, 022, 550 6, 059, ] 13 6,775, 261 43, 733,147 9, 016,484 8,177,141 98, 736, 909 2, 950,006 4, 484, 366 47, 293. 261 10, 930, 622 9, 558, 664 106, 362, 313 756, 844 108, 560 5, 433,192 516,811 1, 079, 393 10.144, 844 187,285 523, 204 1, 043, 009 2, 617,180 15,049,062 594,179 240,201 6, 792, 525 638, 012 1,156, 964 5, 673, 372 166, 244 2, 664, 954 5, 966,156 729, 981 1, 973, 071 7, 782, 025 691, 223 926, 660 3, 427, 668 931, 804 1, 701, 647 5, 927, 697 900,034 258, 536 2, 209, 937 392, 497 457, 916 2,104, 210 10, 671,117 11,551, 703 42,135, 072 593,135 221,802 2,101, 342 1,272, 609 3, 229, 458 18, 804,418 2, 329, 403 4, 201, 562 18,134,197 7,437,069 9,569,5 64,323, 721 3,444, 594 3,970,170 30, 843,138 6,987, 487 6,566, 527 42, 317, 438 4, 874,085 3, 656, 072 28, 310, 300 2, 484, 641 2, 742,497 20,014, 607 7,234,609 6,712,299 31, 486, 032 2, 969,406 3, 747,170 15, 247,345 1,042, 689 1, 423,296 8, 390,834 3,388,113 8, 438, 242 19, 672, 715 2, 762,377 4, 228,115 16.145, 581 5, 604, 343 5,274, 371 21, 878, 028 47, 512 96,948 535, 986 1,136, 862 1, 890,104 10, 574, 913 9,399,353 2, 375, 345 1,372,176 133, 238 46, 299 475, 334 5, 815, 874 644,154 3,830, 937 786,436 2, 321, 888 4, 459, 854 274, 046 207,916 1, 594, 647 7,931,056 2, 509, 732 1,022, 311 1, 623, 698 465, 803 280, 954 4, 410, 989 860, 899 1,446,352 1, 625,941 3,010, 367 12,219,021 740, 776 2,460, 786 812,527 86,267 331, 608 49,963 87,329 501,788 105,494 3,434 52,576,784' 75,118,992 562,082,320136,125,13; 164, 935, 738 990,838,968 3,7811 91,087,210 256,117,281 920, 280,1151244, 687,123 318,495,61' 1,830,667,349 I i* Cents not included. REPORT OF THE COMPTROLLER OF THE CURRENCY. 121 TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS ON OCTOBER 4, 1888, SEPTEMBER 30, 1889, OCTOBER 2, 1890, SEPTEMBER 25, 1891, SEPTEMBER 30, 1892, AND OCTOBER 3, 1893. OCTOBER 4, 1888. Silver coin. States, etc. G o l d coin. Dollars. Fractional. Maine New Hampshire Vermont Massachusetts Boston Rhode Island... Connecticut. - - . $608, 811. 76 272, 931. 70 324, 242.49 2,075,139.18 3, 995,172. 09 399,863.35 1,288,182.11 Division No. 1.. 8, 964, 342. 68 7,133,5 New York New York City . . Albany New Jersey Pennsylvania . . Philadelphia Pittsburg . . 1 3,489,057.48 1, 216, 790 7,138,669.50 64,305,120 535,700 402,960. 50 309,470 1,091,490. 59 284,100 3, 748, 764.42 172,450 $8, 890, 000 2, 264,915.00 823,100 2,130, 858.70 Silver Treasury certificates. Total. $36,088 71,483 40, 823 315,188 108, 687 59, 372 134,863 $28, 894. 91 28, 061. 80 28, 023.36 200, 543.74 81,047.76 44, 740.69 103, 636. 67 766,504 515,548.93 1,063, 845 18, 443, 780.61 385,126 362, 213 18,500 194,805 541,141 346,946 154,299 266,313. 30 255, 317 5, 612, 219,845. 64 ., 771, 348 73, 797, 196.14 8,171.00 14,000 979, 331. 50 107, 949.01 171, 323 1, 875, 037. 60 251,439. 41 191,152 5,016, 656. 83 169,237.19 548,152 12,391, 700.19 38, 003.53 94, 708 3, 240, 969. 23 $35, 303 $717,497.67 16,432 397, 288. 50 5,045 405, 733.85 140,162 2, 970,552.92 693,321 11,498,027.85 87,102 658,748.04 86,480 1, 795,931. 78 Division No. 2.. 20, 266, 716.19 67, 646, 7901 8, 890, 000 2, 003,030 1,060, 959.08 3,046,000 102,913,495.27 Delaware 131,453. 50 Maryland 322, 302.12 Baltimore . . 1,385, 293.50 District of Columbia.. 96, 471. 00 Washington 201, 783. 00 394. 598. 00 Virginia 225,096.13 West Virginia 22, 640!. 44,180:. 468, 680'. 116, 500 . 531, 0-:0 . 9, 480 . 10, 400 . Division No. 3.. 2, 756, 997. 25 1, 202, 920 North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee 160, 598.00 108, 983.00 144, 273. 63 39, 353. 00 306, 792. 00 64, 869.50 12, 480.00 123, 442.00 481, 531. 20 33, 175. 00 389, 062. 36 290, 748. 00 392, 423. 00 420 55, 500 . 3, 580 . 19, 520 . 4, 000 . 4,503 127, 920 . 139, 590 . 14, 270 . 41, 390 . 1,500 . 117,100 . Division No. 4 . . 2, 547,730. 69 529, 290 . 46,450 69, 251 101,658 4,060 13,165 87, 756 19,157 29, 751. 09 35, 612.29 39, 337.36 5, 260.50 14, 974.50 42,127.05 9,963.02 37, 894 65,154 249, 872 6,980 392, 624 84, 470 8,309 268,188.59 536,499.41 !, 244,840. 86 229, 271. 50 953,586. 50 618,431.05 272, 925.15 645, 303 5,123,743.06 10 8,562 116, 619 1,385 45,293 40,185 76,736 505, 643 218, 363 40, 210 36,895 1,400 72,270 •.10 228, 200, 948. 05 531, 923. 66 107, 338.39 437, 392. 36 149, 680.15 136, 949. 05 933, 120. 85 1,305, 386.15 120, 750.10 550, 901. 69 342, 300. 75 836, 13.85 1, 346,531 295,181.46 1,163, 571 5, 882, 304.15 341,497 177,025.81 17,418.10 19,142.05 24,005.03 16, 552.39 13,180.36 8, 503. 65 16,668.05 61,523.85 49, 749. 95 7, 572.10 15, 984.33 5,022.75 39, 858.85 146,640 2,422,423. 80 271,000 369, 997. 50 180, 000 729, 789. 50 113,250 1,729,041.62 198,920 1, 972, 502. 50 9, 757,108.50 2,426,750 1,154, 512. 93 29,340 5, 960 972,174. 50 12,300 ; 785,011.87 100, 000 455, 377.00 292,133 116,657.86 60, 552 11, 671.75 14, 904. 91 39,132 62,733.89 205,120 247,130 104, 820.92 215, 851 254, 807.10 45,064. 67 135, 933 45, 385 53, 500.36 46, 524. 54 93,807 9,040.00 20,233 Division No. 5.. 20, 347, 939. 72 3,484,100 1, 355, 276 719, 726. 00 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri St. Louis Kansas City St. Joseph Kansas Nebraska Omaha 1,240, 734. 58 1,794,471. 24 220, 667. 00 487, 219. 00 1,054, 752.50 89, 740. 00 967, 519.80 595, 725.45 881,497.10 Division No. 6.. 7,332,326.67 75,080 5, 8S ) 9, 00 ) 355, 000 251,21-i) 50,2601 24, 260i 15, 960,1 32, 950 176,^86 265,136 34, 539 20, 000 72, 817 4,378 134,328 69, 250 67,536 820,190 844,27a 74, 77 A. 07 91,569.40 8, 621. 51 7, 878.00 38, 738.97 3,668.70 48,451.10 22, 980.85 28,685.12 325,367.72 45, 973 3,023, 827.66 156, 500 869, 721. 25 25,000 988, 826.41 40,376 2,150, 521. 51 98, 558 2,621,931.42 416, 725 13,071, 241.60 20, 575 1, 385, 425. 60 12,535 1, 089, 554.86 949,014.41 11, 371 8,534 593,184. 00 836,147 26, 743, 248. 72 58, 790 12,160 8,587 92,400 87,120 26, 327 63,947 32, 582 11, 540 1, 626, 264. 65 2,169, 216.64 281,414. 51 962,497.00 1, 504, 628.47 174,373. 70 1,238, 505.90 736,498.30 1, 022, 208.22 393,453 9, 715,607. 39 122 REPORT OF THE COMPTROLLER OF THE CURRENCY. AMOUNT O F E A C H K I N D O F COIN" AND C O I N C E R T I F I C A T E H E L D B Y T H E N A T I O N A L BANKS, ETC.—Continued. OCTOBER 4, 1888—Continued. States, etc. Colorado Nevada California San Francisco Oregon Arizona Gold coin. Gold Gold Silver coin. Silver Treas- [ clearingTreasn r y cer- i house cerury certificates. I tificates. Dollars. Fractional. tificates. $1,334,134.65 46, 727. 50 2, 286,137. 90 928, 622. 50 875, 572.50 14,010. 00 Division No. 7... 5, 485, 205. C Dakota Idaho Montana New Mexico Utah Washington Wyoming Division No. 8.. United States . . $6,490: $74,457 60 5,629 122,180 113,289 3,650;: $180, 000 14, 643 12,190 18, 034 144,570J 180,000 371, 845.10 101, 784. 50 736, 950. 00 108, 269. 50 323, 808. 30 679, 997. 70 198, 992.60 2, 521,647. 70 127, 330| Total. I 500 $28, 756.56 2, 845. 09 42, 964.08 15, 255. 32 13, 979. ~' 1,437.10 1, 698 $1, 455, 536. 21 285 546. 59 52, 220 i 2, 616, 790. 98 1,142,170.82 20,843 940, 619. 30 15, 947.10 226,552 105, 237. 95 85,046 6,226,603.00 50, 879! 6, 762j 48, 589 8,557 6,213 42, 344 4,927 21,154. 1,217.35 11, 744.00 4, 522, 35 5, 597.45 7,804. 29 4, 804.40 9,496 6,117 32, 224 2,100 5,009 8,895 792 470,615.00 117, 510. 85 870, 407. 00 124, 448. 85 396,127. 75 749, 740. 99 210,176. 00 168, 271 56, 844. 74 64,933 2,939, 026.44 70,222,905.9.5,81,088, 790 9,070, 000 7, 051,9313,255, 891. 69 7,298,298:177,987,816.64 S E P T E M B E R 30, 1889. jVl aine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut $39, 928 $36,167. 5li $40, 036 $732,113. 02 56, 872 37, 729. 89| 25, 014 401,139. 94 25,589 12, 650 39, 073. 69 405, 233.49 250,783 3, 246, 531. 49 252,370 247, 212.02 87,897 703,018 10, 704, 428. 54 86,117.54 41, 795 71, 292.71 76,139 700,113.96 91, 519 112, 373. 23 158, 487 1, 931, 097. 74 $4, 830 . $611,151. 51 276, 224. 05 5. 300 . 10, 210 . 317, 710. 2, 201, 966.47 294, 200 . 4, 457,576. 00 5, 369, 820 . 421, 327. 25 89,560 . 1, 305, 898. 51 262, 820 . Division No. 1.. 9,591, 854. 59 5,036, 740 New York New York City . . Albany New Jersey Pennsylvania Philadelphia Pittsburg 3, 232,797.. 64 1, 036, 370 9: 7, 096,549. 50 48, 125,200 450,000 329, 347.70 189,270 1,071, 654. 350,740 3,670, 770. 467,430 $7, 000, 000 1,573, 046. 974,000 1,743, 812 595, 970 629,966.59 I 1,266,127 18,120, 658.18 ' 5,153, 357.34 253, 903 267, 762. 70 59, 087,892.52 220, 699 255, 586.02 824, 036.70 17,160 6, 047.00 104,237 172, 035.35 1, 834,176.77 5,142, 595. 96 464, 605 267, 083.43 10,197, 793. 02 217,425 182, 861. 02 3, 069,497.95 119, 502 52, 607. 95 Division No. 2.. 18, 717,977.79 52, 393,070 7, 000,000 1,397,5311,^03, 983.47 4,596,788 85, 309,350.26 138, 871.00 11,890 Delaware 50,670 301, 597.97 Maryland 1, 024, 545.50 1,343,040 Baltimore 90,000 98, 840.50 District of Columbia. 108, 076.00 601,020 Washington 311,021.50 8,730 "Virginia 13, 800 216,166. 68 West Virginia Division No. 3.. 2,199,119.15 2,119,150 North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee 155, 029. 76 95,171.00 215, 454. 38 46, 536. 90 163, 601. 50 33, 641. 50 15, 267. 50 68, 241. 00 472, 2.10. 5fi 34,144. 50 444. 211.50 330; 711. 50 454,167.50 Division No. 4.. 2,528,389.09 225, 000 225,000 22,915. 64 41, 876.02 42, 230. 88 1, 481. 25 19, 582.00 35, 629.83 11,744.25 71,120 77,104 287,840 9,891 201, 611 84, 927 15,856 286,951. 64 512, 597. 99 5, 977, 050. 38 203, 995.75 941,536. 00 519,992. 33 271,344.93 246, 391 175, 459. 87 748,349 5, 713,469.02 42,155 41,350 54,394 3,783 11, 247 79, 684 13, 778 40, 393. 09 24, 570. 90 40, 800. 81 10, 762.70 28, 635.55 14, 649.15 8, 988.35 38, 379.15 59, 236. 95 6, 745. 65 27,370.71 8, 654.90 38,110.87 263,277.85 4,441 215,430.90 38, 096 489, 717.19 117,964 108, 812.60 1,463 401, 782.05 88,315 124, 504. 65 40, 763 98, 461. 85 52,074 627,162.15 415, 410 1,118, 226. 50 281,188 135,660.15 43, 681 601,273.21 36, 814 471,917.40 45, 285 821,735.37 88,574 8^040 58, 900 71, 290 12, 200 41, 370 63, 500 118, 060 62, 844 57, 593 93, 578 48,190 108,060 33,651 14, 092 46, 232 234,301 38, 889 51, 507 23, 766 122, 823 412,680 935, 526 347,298.78 1,254,068 570 21, 920 1,860 13,170 5,477,961.87 REPORT OF THE COMPTROLLER OF THE CURRENCY. 123 OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS, ETC.—Continued. SEPTEMBER 30, 1889—Continued. States, etc. Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Gold coin. Gold Gold Silver Silver coin. Treasclearin^ Treasu r y cer- house ceru r y certificates. tificates. Dollars. Fractional. tilicates. $2, 425, 974. 67 $109,300 312,000 317, 739. 00 240,000 631, 680. 00 256, 750 1,680, 614. 69 1,837, 607. 81 190,390 11, 594,795. 00 2, 622,000 39, 240 1, 082, 062. 69 57, 370 995, 425. 50 11, 88: 806, 332.15 120,000 602,185. 00 $254, 526 $151,936.95 50, 708 17, 977. 40 31,729 6, 834.97 151,382 99, 572. 80 211,287 144, 057. 64 221,473 135, 375.19 118, 554 73,262. 97 54,499. 05 50, 497 49, 836. 25 60, 886 12,169 7, 820.00 Division No. 5. 21, 974,416. 5J 3,958, 930 Total. $76, 972) $3,018, 709. 62 292,400 990, 824.40 25,000 935, 243.97 84, 679 2, 272,998.49 98,129 2,481, 471.45 769,150 15,342, 793.19 34, 005 1,347, 124. 66 61,423 1,219, 714. 55 22,825 951, 759.40 6,700 748, 874.00 1,163, 211 741, 673. 22 1,471,283 29,309, 513.73 902, 414.10 1, 752, 621. 30 251, 010. 2 1, 061,101. 00 1, 284, 739. 50 148, 987. 50 849,880. 59 546, 096.15 950, 567. 32 56,120 7,310 10, 290 395, 000 130, 540 80,460 26,150 13, 730 15,600 145,479 82, 674.6! 199, 643 113, 786.93 40,955 22, 257. 64 25, 200 15, 032. 60 80,227 40,736.45 14,458 5,989. 55 134, 444 63, 584.90 57, 780 33,492. 32 86,172 32,387.98 58,976 25, 662 31,096 81,000 162,110 66,967 85,027 57, 859 22,946 Division No. 6 . . 7,747, 417. 66 735, 200 784, 358 409, 943. 02 591, 643 10,268, 561. 68 28, 790 50 24,550 140,410 1,390 $110,000 40,000 76, 934 804 141, 314 7,500 19, 868 142 43, 207. 3, 713. 65 52,423. 33 4, 800. 00 24,138. 23 1, 076. 70 Division No. 7 . . 5,721,746.52 195,190 150, 000 246, 562 129, 359. 71 348, 812.10 109, 630. 00 614,095. 00 147,122, 50 457, 235. 53 1,248, 730. 00 194, 983. 50 16, 560 7,000 42, 050 26, 778 9,220 47, 285 13, 062 19,003 51, 079 7,030 20, 238.46 3, 663.48 24, 684. 20 5, 790. 55 8, 217. 65 22,159. 50 6,462.40 Division No. 8.. 3,120,608.63 159, 990! 173,457 91, 216. 24 Iowa Minnesota Missouri St. Louis Kansas City St. Joseph Nebraska . . Omaha . Colorado Nevada California San Francisco Oregon Arizona Dakota Idaho Montana New Mexico. Utah Washington. Wyoming 1,738,927.52 38, 590.00 | 2,118, 974.50 j 824, 265. 00 I 984,984.50 j 16,005.00 76,990 17,190 200 . 27,495 140 21,291 2,500 18, 080 1, 245,663. 75 2, 099,023. 23 355, 608.84 1, 577,333. 60 1,698, 352. 95 316, 862,05 1,159, 086.49 708, 957.47 1,107, 673.30 1,915, 354. 32 43, 297. 65 2,468, 552. 83 1, 019,475. 00 1, 048, 460. 73 17,223. 70 19, 506 6, 512, 364.23 22, 808 6,689 14,905 725 8,353 12,903 2,915 435,196.56 136, 202.48 743, 019. 20 166, 700.05 569, 799.18 1, 352, 061. 50 211, 590 90 3, 614, 569. 87 United States . . 71, 601,529. 94 66, 010,950 7, 375, 000 5, 543,006 3, 728, 900.90 10, 067, 062164,326,448.84 OCTOBER 2, 1890. $41, 820 $602, 874. 89 268, 771. 25 4,150 316, 702. 85 12,120 2, 306, 246. 38 330,130 3,651, 524. 50 6, 538,790 403,039.36 156, 540 1, 384,923. 24 288, 270 $48, 059 56, 098 30, 081 293, 386 80,266 36, 931 104, 210 Division No. 1... 8, 934,082.47 7,371,820 649, 031 Maine New Hampshire Vermont Massachusetts Boston; Rhode Island Connecticut New York New York City . . Albany.. Brooklyn New Jersey Pennsylvania Philadelphia Pittaburg 3, 060,378. 34 630,170 ~287,~Ii9 8,631,003.00 65,S 551,590 267, 232 415,144.50 511,000 15,435 132, 848. 00 584, 200 13,333 1,167, 601.91 256, 520 155, 844 3, 929,012.10 402,830 491, 700 1,731, 829.50 3,150, 210 $3,150, 000 316,751 1,738,876.50 906,380 187,768 $39, 218. 33 49,127. 21 37, 316.78 252,934. 59 92, 004. 01 80, 276. 60 117,233. 67 $67, 884 $799, 856. 22 55, 647 433, 793. 46 28,414 424, 634. 63 369,949 3, 552, 645. 97 996, 026 11, 358, 610. 51 140,846 817, 632.96 283,495 2,178,131.91 668, 111. 19 1, 942, 261 19, 565,305. 66 276, 835. 54 255, 873 328, 370. 03 3,681,745 8,554.75 16, 792 32,783. 20 180, 871 183,705.67 444,643 314,143.18 480, 232 281,162.31 923,777 70, 89L15 314,846 510, 675. 88 459,940. 03 966,921.25 944, 035. 20 208, 314. 58 617, 917.28 553, 729.81 218,761. 65 Division No. 2.. 20,806,693.8571,992,900 3,150, 0001,735,477 5,496,445.83 6,298,779105,480,295.68 124 REPORT OF THE COMPTROLLER OF THE CURRENT AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE BANKS, ETC.—Continned. OCTOBER Gold coin. States,etc. 2, 1890—Continued. Gold GoldSilver coin. Silver TreasclearingTreasu r y cer- house ceru r y certificates. tilicates. Dollars. Fractional. tificates. Total. $7,000 $156, 931.14 67,450 294, 910. 81 457,112. 50 2, 260,200 110, 000 103, 923. 50 108,436.50 1,131,89v 47, 68., 369, 895. 00 14, 851 257,912.28 $30, 291 51, 340 75,102 7,287 7,863 74,555 24, 910 $25, 558.11 48, 257.85 50, 451. 38 5, 485.75 42,164. 55 35, 531.80 20,057.17 $85, 829 110,370 381, 720 13, 792 297,724 129,120 21, 340 $305,609.25 572,328. 66 3,224,585.88 240,488.25 1,588,078.05 656,781.80 339,069.45 Division No. 3.. 1, 749,121. 73 3, 639, 070 271, 348 227,506.61 1, 039, 895 6, 926,941. 34 Delaware Maryland Baltimore District of Columbia . Washington Virginia West Virginia 184, 338. 30 223, 350. 35 422, 448. 69 29, 654.65 289, 812. 00 39, 719. 00 7, 530. 00 154, 462. 50 737, 805.15 30, 010. 00 548, 288. 80 218, 568.00 422, 654. 50 20, 820 2,70 15,740 301, 50; 194, 41< 15,8;;i 44, 400 34, 601 109, 88b 27, 627 57, 233 123, 653 71,554 95, 971 34,836 25, 520 56,915 352, 724 31, 451 76, 660 26, 548 201, 882 Division No. 4.. 3, 308, 641. 94 816,180 1,182,574 North Carolina South Carolina Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio . Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee 5'J 2, 08u 73, 60v . . . 2, 420, 812.37 103, 810 275, 719. 0U 475, 000 786,965. 50 177,00 1, 932. 387. 58 145 490 1, 807,274. 55 237, 25U 10, 849, 786. 50 5,215, 40i! 1,158, 699 04 59, 25' ! 822, 327. 50 116,58 i 896,186. 70 39, 84U1 617, 000. 00 225, 001.1 304, 698 69,236 25,466 214,933 222,857 197. 478 117i 510 40, 353 71, 724 21, 948 Division No. 5.. 21,567,159.34 6, 794, 620 Iowa . ... Minnesota St. Paul Minneapolis Missouri St. Louis Kansas City St. Joseph Kansas Nebraska Omaha 1, 286,203 67,350 1,192, 871.10 4, 840 651, 600. 70 1, 017, 869. 45 739, 050, 25 30,00-*'.'.'.'.'.'.'.'.'.'. 257, 992. 50 11,12<; 497, 523. 50 1,848, 790: . 886, 925. 00 152,43! ; 162, 267. 50 71,260 . . . . 856,101. 30 97,50:)! 636, 827. 75 24,17) 1, 811,377. 50 36,390' Division No. 6.. 8, 710, 406. 55 2, 343, 850 Colorado Nevada California San Francisco Oregon Arizona 1, 920, 630. 91 40, 932. 50 1, 800, 211. 50 843, 042. 50 1, 301, 926. 50 49, 770. 00 Division No. 7.. 5, 956, 513. 91 North Dakota South Dakota Idaho Montana New Mexico Utah Washington Wyoming Oklahoma Indian Territory 162,277.90 186,939. 90 98, 263.40 668,908. 05 214, 217. 50 444,215.50 1, 626, 303.80 218,145.00 11,485. 00 1,457.50 Division No. 8.. 3, 632, 213.55 193,018 47, 698 104,950 46, 002 57, 679 27, 221 123, 995 12,168 150,993 72, 475 88,490 924,689 31, 55w 220 57,140 2, 000 2,2701 340 • 92, 634 3,787 $29. 000 100, 966 2.)0, 000 11,000 17, 729 1,800 93,520 319,000 26,070 17,100 2, 070 60, 321 119,000 56, 790 2,140; 150 283, 640 23,101. 20 24,123.73 32, 397.10 18, 243.98 23,156.55 19,943.15 13,295. 4.p> 34, 445. 98 84,456.12 17, 965. 99 33, 482.20 10, 348. 05 55, 865. 52 8,172 13,486 123, 989 4,635 65, 369 30,054 53, 915 424,191 355, 980 36, 519 41, 829 32,296 99,422 243, 798.50 320,273.08 776,147.79 124,087.63 495,128.55 127,252.15 116,000.45 971,514.48 1,725, 375. 27 131,786.99 744,660.00 322,360.05 889,704.02 390, 836.02 1, 289, 857 6,988,088.96 150, 806. 22 27, 373. 89 15, 010.25 111, 890. 35 143, 473. 63 , 2J 6,478. 72 85, 285. 85 46, 908. 05 60, 399.08 7,820.00 125,131 3,105,257.59 172, 950 1,020,279.49 22,032 1,026,473.75 175,912 2,580,612.93 148,488 2,559,343.18 527, 516 17,006,659.22 (5(i, 5 5 9 1,487,303.89 49,72d 1,075,888. 55 52,137 1,120,286.78 879,659. 00 7,891 865, 446.04 1, 348,336 31,861,764. 38 90, 547. 24 34,221.15 65,461. 05 25,192.00 23, 049. 05 14,413.14 33, 585.12 7, 222. 05 67, 525.70 44,779 37 24,460.70 117,644 27,443 118,105 11,200 40,972 672,484 170, 276 44,439 107,719 73,640 37,506 1,661,430.34 765, 802. 85 1,306, 385. 50 851,444.25 390,812. 55 3,060,431.64 1,367,211.12 297,356.55 1,279,839.00 851,892.12 1,998,224.20 430,456.57 1,421,428 13,830,830.12 42,211. 00 4, 459. 20 50,488. 30 5, 570. 00 20,640.20 1,113. 70 40,113 2,127,138.91 49,616.70 218 28,831 2,066,636.80 8,000 ,1,159,612.50 16,999 1,359,564.70 53,543. 70 520 227,916 124,482.40 94,681 6,816,113.31 13, 263 14,870 2,098 56,132 12,265 20, 288 80,906 9,016 846 2,612 12,779. 40 11,517. 30 1,341.25 34,918.99 6,022.60 13, 392.31 30,841.54 5,327.95 821.08 360.42 42,774 23,047 3,801 30,487 48,739 31,682 5,251 4,545 3,721 257,164. 30 253, 474.20 107, 573. 65 850,766.04 232, 505.10 645,634.81 1,826,523.34 239,879.95 17,847.08 8,150.92 212, 296 117,322.84 194,047 4,439,519.39 United States . . 74, 664,833. 3493,335, 600 3, 469, 000 6,489,534 4,320,607.50 *3,ti29,284 196,908,858.84 REPORT OF THE COMPTROLLER OF THE CURRENCY. 125 AMOUNT OF EACH KIND OF COIN AND COIN" CERTIFICATE HELD BY THE NATIONAL BANKS, ETC.—Continued. SEPTEMBER, 25, 1891. States, etc. New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut Gold coin. Gold Treasury certificates. Gold Silv er coin. Silver clearingTreashouse ceru r v certificates. Dollars. Fractional. tificates. $686,071.30 $48, 770 274, 384. 50 25, 790 334, 232.20 18,110 2, 451, 009.49 268, 250 3, 414,499.35 3, 835,130 419,431.90 210, 670 1, 526,844.90 351, 440 $37,428 57,414 30,175 230, 782 63, 776 41, 332 77, 653 Division No. 1 . . 9,106,473.64 4, 758,160 New York New York City . . Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittsburg 3, 226,137.64 665,770 9,845,117.00 37, 523, 360 348,577. 00 454,000 126, 711. 50 392,000 1, 253, 476.56 302,290 4, 307,482.36 487,960 1,872,449. 00 1, 740, 720 $6,675," 000 2,203,511.50 515,580 $40, 981.04 $90,391 43,181, 41 71,550 48, 748. 68 45,645 273,482. 61 490,108 131, 608. 95 1,481, 759 83, 205. 28 187, 918 123,855. 48 313, 274 Total. $903,641.34 472,319.91 476,810.88 3,713, 632.10 8,926, 773.30 942, 557.18 2, 393, 067.38 538, 560 745,063.45 2, 680,5451 17,828, 802.09 261,779 155,216 19, 700 2,455 152,978 506,752 264, 836 119, 402 305,934.46 328, 675 4, 788, 296.10 401, 567.49 5,871, 631 53, 796,891.49 10,103. 50 852, 291.50 19, 911 43,268. 53 835, 997. 03 271, 562 193, 418.26 528, 855 2,431, 017. 82 328,988. 46 686, 739 6, 317,921.82 268, 583. 55 1, 651,178 12, 472, 766. 55 69,718. 85 237,345 3,145,557. 35 Division No. 2.. 23,183,462.56 42, 081,680 6,675,0001,483,118 1,621,583.10 9, 595,896 84, 640,739. 66 Delaware Maryland Baltimore District of Columbia . Washington Virginia West Virginia 128, 212. 00 14,980 368, 635.46 66, 550 596,612.50 1, 271, 650 117, 559.50 120,000 136, 071. 40 1,234,180 535,150. 34 59, 730 273, 611. 68 15, 340 36,235 45,342 84,218 2,735 17,946 91,024 24,683 31,758. 45 50, 316.09 59,786. 89 2,151.75 22, 667. 30 67, 721.30 24, 359.81 99,319 113,452 667, 738 22,892 385, 291 120, 797 32,132 310, 504.45 644,295. 55 2, 680, 005.39 265, 338. 25 1,796,155.70 874, 422. 64 370,126.49 302,183 258,761.59 1,441,621 6,940, 848. 47 266, 716.86 66,441.85 237,152.80 62, 301. 40 221,738. 50 53, 490. 50 28,499. 50 187, 836. 50 949,942.20 70, 445.00 536,133. 67 319,407.00 538,586. 50 4,420 500 18,880 2, 550 23,400 3,540 4,040 258, 320 80,460 17,950 48,990 24,800 92,840 42, 276 45,155 89, 823 49, 8-13 79, 710 21,465 38, 781 74, 992 395, 071 22, 383 70, 747 40,197 204,343 36, 255.48 33, 700. 25 44, 567. 30 22, 598. 95 24, 789. 75 9, 580.95 18, 327.50 38, 571.95 102, 383. 91 4, 942. 30 37,181.86 10, 319. 35 62,196. 31 15,090 7,461 126,984 13, 571 78,974 32, 373 45, 526 626, 495 491, 866 25, 341 63,370 14, 200 83, 551 364,758.34 153, 258.10 517,407.10 150, 864.35 428, 612.25 120,449. 45 135,174.00 1,186, 215. 45 2, 019, 723.11 141, 061. 30 756, 422. 53 408, 923. 35 981, 516.81 Division No. 4.. 3, 538,692. 28 445,415.86 1, 624,802 7, 364, 386.14 Division No. 3 . . 2,155, 852. 88 2,782,430 North Carolina South Carolina Geor gia . . . . . . . . . . . . Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentuckv Louisville Tennessee ! 580,690 1,174, 786 2,801, 760. 86 165,840 353, 328. 50 747,450 743, 412. 50 266,000 2,261, 623.30 395, 930 2,423, 284. 75 407, 290 13, 018,145.50 5,449, 500 1, 384, 866. 09 69, 700 725, 296. 00 38, 000 1,284, 673.74 45, 300 674, 530. 00 170, 000 283,858 67,766 34, 045 220,358 280, 268 222, 513 127, 808 33,017 87, 007 16, 230 176,114.08 168, 081 3, 595, 653.94 29,437.74 470,212 1, 668,194. 24 23. 507. 00 28,621 1, 095, 585. 50 124, 001.38 219,825 3, 221,737.68 187,171.87 249,155 3, 547,169. 62 201,863.25 1, 250, 591 20,142,612. 75 92,223.39 93,171 1,767, 768. 48 928,420.00 37, 310.00 94, 797 74,814. 01 61,831 1, 553,625.75 914, 236. 02 12, 722. 02 40,754 Division No. 5.. 25, 670,921.24 7, 755, 010 1, 372, 870 959,164.74 2, 677,038 38,435,003.98 . . . . . . . . . . . . . . . 1,308,988. 24 87, 260 112,710. 00 Des Moines 735,091.94 20,300 [innesota 1,714,857.97 14,000 St. Paul 616,167.50 Minneapolis 304,751.00 13, 030 Missouri 1,437,512.00 1,412, 350 St. Louis 1,038,627. 50 178, 640 Kansas City 195,733.50 27,080 St. Joseph 1,115,800. 05 45, 210 Kansas. . . . . . . . 771,823. 90 26,660 Nebraska 1, 672,940.40 43,500 Omaha 177, 690 18,404 54, 611 30, 906 53,091 62,396 37,117 141,931 21, 533 133, 377 78, 552 91, 303 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee jwa Division No. 6.. 11,025, 004. 00 1, 868, 030 900,911 99, 872.20 9, 522.35 37, 661. 04 18, 063. 95 23, 045.65 35, 253.18 16, 771. 70 34,862.35 10, 657.20 63,423.52 45, 625.84 42, 766.26 111, 529 50, 000 53, 304 227, 210 181, 750 42,105 832,430 264, 032 72, 751 134, 639 71,496 52,193 1,785, 339.44 190, 636. 35 900, 967. 98 2, 005,037. 92 874, 054.15 457, 535.18 3, 736,180.70 1,658,092.85 327, 754.70 1,492,449. 57 994,157. 74 1, 902,702. 66 437,525.24 2, 093,439 16, 324, 909. 24 126 REPORT OF THE COMPTROLLER OF THE CURRENCY. AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS, ETC.—Continued. SEPTEMBEK 25, 1891— C o n t i n u e d . States, etc. Colorado Nevada California San Francisco Oregon Arizona Gold Gold ! Silver coin. Silver TreasclearingTreasu r y cer- house ceru r y certificates. tificates. Dollars. Fractional. tificates. Gold coin. ,$1,886,841.60 $52, 720 37, 210. 00 . 1, 701, 832. 50! **2l,'890| 1,026,225. 001. 1,409, 640.97i ""4,"23o!36,130. 00 Division No. 7 . . I 6, 097, 880.07 North Dakota South Dakota Idaho Montana New Mexico Utah "Washington Wyoming Oklahoma Indian Territory 185, 076. 72 175, 387. 50 128, 630.90 738, 850.00 145, 850. 00 526, 641. 35 1, 556, 435. 60 217, 156. 00 6, 385. 00! 5, 647. 501 Division No. 8 . . | 3, 686, 060. 57 r 78, 840 $35,000 590, 000 625, 000 25,8001. 19,400. 260. 64, 200J 101, 400! 57, 580| 190 268, 830 Total. $208,684 $52,031. 04 $52,516 $2, 252, 792. 64 1,770 2, 015. 45 280 41, 275.45 98,455 74, 232. 40 19, 925 1,951,334.90 13, 000 23,200.00 3, 000 1,655,425.00 18, 037 34, 693. 13,675 1,480, 276. 95 1, 766. 85 2,927 40,823.85 342,873 187,939. 72 11,882 20, 557 9,150 48,915 13, 492 40, 558 71, 538 11, 355 709 5,116 13,713. 20 10,172.39 5,211. 75 45, 281, 6, 343.15 21,825. 36 53, 877.93 5,883.65 101. 25 886. 60 233, 272 103, 296. 97 89, 396 7,421,928. 79 41, 002 277, 473. 92 39,712 265, 228. 89 13,885 157, 137. 65 42,690! 939, 936. 69 2, 0411 167, 726.15 18, 716 709, 140. 71 35, 985 1, 775, 416. 53 6,467 241, 051.65 720 7, 915.25 5,780 17, 430.10 206,998 4, 558, 457.54 United States . . 84, 404, 347. 24160,173, 6701 7, 300, 000;6, 348, 5734, 818,750. 67 20, 409, 735J18.-S, 515, 075. 91 SEPTEMBER 30, 1892. $77, 870 $743,629.39 34.330 318,934.18 18i 490 367,132.50 228,090 2, 705, 756. 35 3, 713, 614. 00 4, 990, 210 197,120 482, 412. 30 230, 410 1, 622, 266. 05 $43,077 65, 434 32.795 236^ 327 63, 391 29, 248 82, 265 $47,450.76 $101,324! $1,013,351.15 48,332.48 81, 6751 548,705.66 48, 565.19 38,6431 505, 625. 69 296,995.63 589,326! 4,056,494.98 128, 725.55 1,864,358! 10,760, 298.55 95,906.80 195,167! 999, 854.10 148, 681.97 334,144| 2, 417,767.02 Division No. 1 . . 9,953,744.77 5,776,520 552,537| 814,658.38 3, 204, 637; 20, 302, 097.15 231,719 151,290 11,683! 17,740J 156,1901 495, 726| 313, 277! 135, 889! 826. 413,385; 5, 200, 303. 01 497. 07| 5,183, 92li 071.07 161.45! 802, 073. 95 29,422i 339. 99J 907, 051.49 250, 547! 759.75 549,640 2,543, 296.92 144.33! 832, 63l| 6, 606, 759.51 594. 54! 2, 079, 813 14,622, 204.04 539. 351 488, 635: 4, 089, 992. 85 Maine ISTew H a m p s h i r e Vermont Massachusetts Boston Bhode IslandConnecticut N e w York N e w York C i t y . . . Albany " Brooklyn New Jersey Pennsylvania Philadelphia Piltshurg 774, 700 3,475, 672.03 12, 346, 883. 00 44,,618 480 312,!, 807. 50 438, 000 462, 250 130,, 174.50 332, 690 1, 318,!, 017.17 501, 9201 4,407,', 338.18 2,102,!, 139. 50 2,109,380 $7,730,000 661,600 2, 682,I, 329. 50 Division No. 2 . . 26, 575, 361. 38 49, 899, 020 7, 73). 000 1,513,51411,793,863.46 9, 827, 9941 97, 339, 752. 84 11, 580 137, 330. 90 71, 320 385,519.66 983,166. 00 1,130,400 142, 000 83, 847. 00 243, 560. 40 1, 098, 780 420, 718. 40 62, 000 292, 404. 53 26, 260 26,690i 34, 8451 67,828! 3, 9951 17,976 82, 215 37,112 Division No. 3 . . 2, 546, 546.89 2, 542, 340 270, 661 298,783.731 1,868,423 2, 640 53,132 86, 845 128, 375 105,042 107,693 10,744 36,295 76,557 485,916 39,572 81, 881 29, 652 184,994 38,128. 68 345, 606. 6. 10,364! 38, 200. 90 35,852i 252. 858. 2b 79, 903.93 80,786! 574T755. 8' 26, 618.15 5, 856! 197,515.4c 39,305.00 519,403.00 88, 908j 10,573.65 21,510! 148, 068.45 14, 020. 05 41, 580 140, 210. 55 52,243.18 1,601,383 2, 236, 634.18 119,597. 23 558,565j 2, 535, 016.13 10,972.55 184,805.55 41, 5061 39,961. 54 85, 353 745,988.79 10, 544.63 27,320 569,722. 63 73, 738.11 130, 266 1,070,710.61 Delaware Marvland Baltimore District of Columbia.. Washington Virginia W e s t Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana N e w Orleans Texas Arkansas Kentucky Louisville Tennessee 241, 342.00 91, 960. 35 258, 390.94 58,459. 28 238, 697. 00 102,270.80 42,275.50 133, 561.00 1, 224, 397.90 71,275. 00 483, 863. 25 462,426.00 566, 592. 50 Division No. £.. 3, 975, 511. 52| 27, 1. 44, 2. 6 373 146, 21, 54, 39, 115. 836, 230 1,426,698| 41, 537. 95 45, 902.60 71, 094.10 3,144.25 33, 284.20 75,014.08 28, 806.55 335,271.85 118,133; 699, 042. 26 161,455! 941,894! 3,194, 382.10 281,498.25 48. 512! 372, 710 1,766,310.60 775, 260. 48 135,313| 474, 989. 08 90,406! 553,807.60j 2,729,049, 7, 526, 754.62 9,521,296.12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 127 .AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS; ETC.—Continued. SEPTEMBER 30, 1892—Continued. Gold coin. States, etc. Ohio Cincinnati .. Cleveland... Indiana Illinois Chicago Michigan , Detroit "Wisconsin Milwaukee . Gold Gold Silver Silver coin. clearingTreasTreasu r y cer- house ceru r y certificates. tificates. Dollars. F r a c t i o n a l . tificates. $2, 922,193.04 $198,830 539, 215.00 815,770 1,035, 070. 50 302, 000 2, 458, 641. 26 591,150 2, 841, 613.78 436,160 14, 644, 030. 00 5, 969, 880 1, 400,258.38 60, 780 938, 042. 50 50,150 1, 507,862.29 55,420 819, 550. 00 125, 0001 $329,524 94, 767 32,171 236, 457 284,849j 223, J14! 118,769 25, 767 95,142 9, 323! Division No. 5. 29,106,476.75 8, 605,140|. Iowa Des Moines Minnesota St. Paul Minneapolis MissoiA'i St. Louis Kansas City St. Joseph Kansas Nebraska Omaha 2, 546, 291. 85 44,765. 00 1, 552, 025. 00 1,086, 610. 00 1, 313,437. 50 68, 310. "" Indian Territory Division No. 8.. United S t a t e s . . 168, 038i 13. 3361 62, 676 82, 300 53,664 59, 235 34, 223 141,923 15, 577 142, 572 86,085 86,217 127,169. 25 156,434 20,272.15 9,800 42, 392.76 49,718! 17, 786. 67 17, 2501 42,627.78 74, 200 26, 089. 05 52, 567 22, 704. 85| 1,132, 924 45, 402. 75 240,561 7, 726.30 79, 322 77,017. 91 169, 483| 59, 647. 88 ' 92, 805! 54,602.05 50, 724| 945, 846 543,439.40 2,125,788 17,860,916.91 19,940 402,1001 3, 020' "I99T925 1, 682 $80, 000 77,040 50. 000 30, 000 25, 772 3,245 508, 690 130, 000 83,157. 24| 2, 247. 30| 71, 898.791 13,460.00| 37, 877. Ill 5,036. 85 98,779 *3i,602 7,000 13, 908 2, 041, 613.95 173 676.15 1, 018, 862.21 1,811, 218 ,47 847, 404.28 467, 436.75 4, 591, 524.85 1, 522, 074.25 334, 217.30 1,567, 896. 96 1, 258, 236. 69 2,226, 755.05 3, 011, 783.09 48, 694.30 1, 832, 505.79 1,589,170.00 1, 394, 014. 61 77, 091. 85 337, 664 213, 677.29 151,289 7, 953, 259. 64 296, 862. 00 271, 733.50 164, 863.40 930, 457.50 160, 492. 50 746, 022.75 1, 744, 552.10 303, 330.35 20, 307. 00 12, 537. 50 22,950! 10,620 l,230 ! 71,810 4, 860 73,910 49,570 360 460 1,840 ~~19,852 28, 457 9,906 61, 270 20,884 41,159 78,360 17, 513 6,469 4,611 23, 244. 85 17,031. 04 9, 816.13 57, 349. 65 8, 788. 33 27, 066. 03 60, 455. 45 8, 592. 67 1, 478. 70 2, 611. 35 21, 757 28, 559 6,920 46,194 1,032 17,874 58,323 3.432 8,804 9,633 384, 665.85 356, 400. 54 192, 735.53 ., 167,081.15 196, 056. 83 906, 031. 78 ., 991, 060.55 333,208. 02 37, 518.70 31, 232. 85 4,651,158.60| 237,610! 288, 281 216, 434. 20 Division No. 7.. 6, 611, 939. 35 North Dakota South Dakota Idaho Montana New Mexico Utah Washington "Wyoming Oklahoma 83, 630; - $3,848, 603 76 2,028, 304.15 1,433, 211. 50 3, 641, 616. 60 3,991, 582. 21 22, 315, 853. 90 1, 769, 522.99 1,176, 104. 55 1, 837, 144.95 974, 365.00 1,449,8831 971,046.86| 2, 883, 763| 43,016,309.61 118, 780 1, 471, 192.70 7. 000 123, 268. 00 854, 245.45 9, 830! 1, 691, 711.80 2,170 671, 912.50 5,000 314, 155. 70 15, 390 1,319, 193. 00 2,082.480 252, 92(V 841, 267. 50 173, 012.00 58, 580; 55,750 1,123, 074.05 1.81 992, 26,730 2, 025, 212.00 10, 000; Division No. 6.. 11, 601, 213.51 2,644,630 . Colorado Nevada California San Francisco Oregon Arizona $189, 223. 72 $208, 21,092.15 557. 22, 970.00 41, 136, 619.34 218, 189, 027.43 239, 188, 982. 90 1, 289, 89, 904. 61 99, 48, 841. 05 113, 73, 426.66 105, 10, 959. 00 9, Total. 202, 508] 5, 595, 991. i 95, 021,952. 77i71,050,180j 7, 860, 000 6,785,084 5,405,710. 92 22, 993,451 209,116,378. < OCTOBER 3, 1893. Maine New H a m p s h i r e Vermont Massachusetts Boston 1th ode Island yonuecticut Division No. 1. New York New YWk City Albany Brooklyn New Jersey Penn syl vania Philadelphia Pittsburg Division No. 2 - 842,423.72 39, 040 320,892. 77 29,610 447, 681.75 25, 2501 2, 905, 423.46 192, 640 5, 389, 926. 00 2, 009, 540 666, 906.50 124, 740 399, 220 1,879,951.13 55,197 78,704 70, 613 464,619 112, 772 84,123 115,100 12,453,205.33 2,820,040 981,1281, 023,779.11 3, 631,186 20,909,338.44 390.172 651,960 4,265, 473.42 248,996 66,739, 700.00 32,403, 940 341, 297. 50 305, 500 28,965 202, 200 230, 202.50 29,400 1, 615. 60 321, 550 179, 012 594,930 5,987, 729.23 736, 307 2, 632, 646. 50 545,920 5, 075, 000 331,899 2, 757, 432 99 321, 860 171.173 54, 851, 097. 74 35, 347, 57, 070.41 56, 768.07 55, 837. 66 398,723. 97 165,428. 60 131, 248. 30 158, 702.10 390,822. 751 453,725 431,664.90 5, 878, 763 20, 701 18, 779., 85 291,948 45, 632.52 607.339 225,137. 05 962,407 452,204.65 302,585.84 2, 239,369 626,476 135,898.35 1,114, 389.13 585, 050.84 643, 991.41 4,520,952.43 9,952. 788. 60 1,195,466. 80 2. 896, 699. 23 6,152,153.17 75, 703,063.90 715, 243.35 799,383.02 3, 229, 653.65 8,733,577. 88 11,127,420.34 4,012,840.34 5, 075, 000 2,115,924 2,002, 725.9111,080, 728110,473,335. 65. 128 REPORT OF THE COMPTROLLER OF THE CURRENCY. AMOUNTS OF EACH KIND OP COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS, ETC.—Continued. OCTOBER 3, 1893—Continued. Silver coin. j Silver treasury certinDollars. i F r a c t i o n a l , cates. States, etc. Delaware Maryland Baltimore District of Columbia. Washington City Virginia W e s t Virginia $38, 287.57 49,117. 71 95, 295.70 7, 035. 00 23,939. 00 80, 296.06 33, 751.17 $115, 631 206,402 872,817 26,626 478, 887 217, 004 83,685 $415,170. 77 715, 875.77 2, 940, 801. 70 237, 627. 50 1, 398,848.40 945, 373.56 592,983.60 327,722. 21 2, 001,0521 7, 246,681.30 44,680.06 31,425.40 46, 837.65 19,796.40 27, 363. 95 14, 938.13 12, 765. 35 72,071.21 116,656. 26 13,902. 50 36,469. 95 15, 354.86 79,123. 70 18,883! 18, 099 83, 556 26,084 64, 894 8,095 38,399 741,024 380,421 63,852 82, 686 27,000 274,939 373,454.06 263, 093. 90 467, 897. 15 253,297. 25 495, 255. 95 138,963.13 133,797. 85 1,179,JBO3.21 3,498,977.26 210, 503.60 784, 355. 70 576,062.86 1,474.964. 70 i 1,393,491} 531,385.42 1,827,932 9, 850,226.62 Division No. 8. North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee . . 1 ; ' I 460 150! 290 500 BOO! 050; 750! 500! 200! 600; 120' j Division No. 4.; 5, 483, 348. 20 Ohio Cincinnati Cleveland .'. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee 614, 070 | 3,832,540.61 ! 755, 040 00 | 1,250, 002.50 213, 311. 255, 176, 361, , 3, 987, | 1, 741, 785. 07 69, 13, 34, 125, Division No. 5. Iowa Des Moines Minnesota . St. Paul Minneapolis Missouri St. Louis Kansas City St. Joseph Kansas Nebraska Lincoln Omaha 337, 866 56, 869 100,964 225, 689 220, 830 476,195 183, 910 37, 041 125,886 33, T~ 121, 98!> 3, 500! 9,000| 18, 500[ 10,000 13,320 772,8201 59, 2201 13,200( 61,840! 11,200 '.-.. 28,500 155.898 9, 728 58,085 102,400| 18, 6171 56, 347| 32,269 96,210 27,382 141,071 57,730! 23,598! j 80, 557 Division No. 6 . 13, 425, 038. 60 1,123, 080 Arizona Division No. 7. North Dakota South Dakota Idaho Montana New Mexico Utah Washin gton Wyoming Oklahoma Indian Territory Division No. 8. U n i t e d States 204, 305. 66 228,775 4,816, 757.27 20,182. 90 496, 815 1,640, 406.90 44,062.00 42,000 1, 692, 028.50 110,972.19 223,801 4, 335, 884.01 171, 949. 22 299,755 4,176, 615.05 549,920.25 5,744, 558 22, 771, 923.25 113,902.17 132,235 2, 241, 172. 24 36, 943.88 971, 071. 38 55!, 234 73,163.22 117,542 2, 329, 637. 32 22,456. 60 108, 825 1,589, 857.10 11,709,1481,347,858.09 7,449,540 46, 565,353.02 1, 956, 792. 50 83, f 07.50 1. 257, 439. 70J 1, 908. 636. 50i 887,000.00 356. 081. 50 ! 1,756; 230. 50 959,705.00 280,218. 50 1, 373,733. 54 , 936,728. 36! 232. 505.001 1,436,160.00 Colorado Nevada California San Francisco... Oregon Total. 859,892 2, 278, 765.15 47, 980.00 1, 751, 707. 50l 1, 025, 350. 00 1, 456, 827. 25 106, 437.50 83, 250 4,260 25,000 90 500 $5, 000 6, 667, 067.40 113,100 5,000 212, 625. 20 275, 480.50 207, 265. 90 776, 789. 70 148, 491. 00 623, 959. 50 1, 093, 697. 60 196, 491.50 42, 615.00 35, 475. 00 3, 607, 890. 90 10, 800 9, 3501 450! 11, 410) 5, 450 75,180 55,78 620 257,534 161, 229! 93,284.17 8, 6961 9,796.25 57, 068i 46, 771. 81 29, 745. 60 117, 508J 47,750 12,160. 65 69. 7111 26, 749. 60! 23,634.25! 1,0541721 35, 873. 60 103, 799 12, 603. 50 111, 658j 79, 839. 27 149, 762 35, 682. 30 70, 848 9, 735. 41 5,547 36, 849.92 118, 030 2,489,183. 67 115, 527. 75 1, 428, 364. 51 2,176, 790.10 975, 527. 65 522,209.10 3, 639, 674. 75 1, 254, 807. 60 445, 062. 00 1, 806, 245. 81 1,112,388.66 271, 385.41 1,700,096.92 452, 726.33 2, 076, 327 17, 937, 063. 93 75,183.53 3,281.00 41,473. 66 17, 890. 00 30, 766.18 5, 384.90 45, 426 205 21, 822 1, 500! 21, 290! 1,7001 2, 656,418. 68 53,476. 00 1, 873, 065.16 1, 082, 260. 00 1, 523, 649. 43 119, 754.40 173,979.27! 91,9431 7,308,623.67 ""i,"i66 7,916 18, 264 6,446 86, 579 24, 387 21,616 65, 977 10,161 7,378 9,999 12,408.20 12,511.80 4,615.69 33,459. 20 11,551.85 20, 232. 95 41,145.95 8,383. 55 1, 601. 00 3,092. 35 170, 440 258, 723 149, 002. 54 269, 208. 40 25,459 53, 998 364, 604. 30 227, 930. 59 9,153 41, 370 949, 60^. 90 191, 868. 85 1,989 775, 915. 45 34, 927 20, 766 1,277, 366. 55 218, 873.05 3,217 74, 321. 00 22, 727 13, 575 63, 541.35 227,181 4,413,237.44 129,740,438.19 47,522, 510 5,080, 00017,965, 84416, 009,178. 88 28, 385, 889 224,703, 860. 07 REPORT OF THE COMPTROLLER OF THE CURRENCY. 129 STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE CITIES, THE AMOUNT OF COIN AND COIN CERTIFICATES HELD BY THE NATIONAL BANKS ON SEPTEMBER 30,1889, OCTOBER 2, 1890, SEPTEMBER 25,1891, SEPTEMBER 30, 1892, AND OCTOBER 3,1893. States, etc. Maine New Hampshire Vermont Massachusetts Boston .Rhode Island Connecticut Division No. 1 New York New York City Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittsburgh Division No. 2 September 30, 1889. $732,113. 02 $799, 856.22 433, 793.46 401, 130.94 424, 634.63 405, 233. 49 3, 246, 531. 49 3, 552, 645.97 10, 704, 428. 54 11,358, 610. 51 817, 632, 96 700,113. 96 1, 931, 0o7. 74 2,178, 131.91 18,120, 658.18 20, 302, 097.15 20, 909, 338.44 85, 309, 350.26 105,480, 295. 68 84, 640, 739. 66 97, 339, 752. 84 | 110, 473, 335. 65 •6,152,153.17 75, 703, 063. 90 715, 243. 35 799, 383. 02 3, 229, 653. 65 8, 733, 577. 88 11,127,420.34 4, 012, 840. 34 286, 951. 64 512, 597. 99 2, 977, 050. 38 203,995.75 941, 536. 00 519, 992. 33 271, 344. 93 305, 609. 25 572, 328. 66 3, 224,585. 88 240, 488. 25 1, 588,078.05 656, 781. 80 339, 069.45 5, 713, 469. 02 6, 926, 941. 34 6,940,848.47 | 7,526,754.62 263, 277. 85 215, 430.90 489, 717.19 108, 812. 60 401, 782. 05 124, 504.65 98, 461. 85 627, 162.15 -, 118,226. 50 135, COO. 15 601, 273. 21 471, 917. 40 821, 735. 37 243. 798. 50 320, 273. 08 776, 147. 79 124, 087.63 495, 128. 55 127, 252,15 116, 01)0. 45 971, 514.48 I, 725,375.27 131, 780. 99 744. 660.00 322. 360. 05 704.02 364, 758. 34 153, 258.10 517, 407.10 150, 864. 35 428. 612.25 120, 449.45 135. 174. 00 1,186. 215. 45 2, 019,723.11 141, 061.30 756, 422. 53 408, 923. 35 981, 516. 81 345, 606. 68 252, 858. 25 574, 755. 87 197, 515. 43 519, 403. 00 148, 068. 45 140, 210. 55 2, 236,634.18 2, 535,016.13 184, 805.55 745, 988. 79 569, 722. 63 1, 070,710.61 ! 5, 477, 961. 87 ;8.96 7, 364, 386.14 9,521, 296.12 Tennessee 335, 271. 85 699, 042. 26 3,194, 382.10 281, 498. 25 1, 766, 310. 60 775, 260.48 474, 989. 08 415,170. 77 715, 875. 77 2, 940, 801. 70 237, 627. 50 1, 398, 848.40 945, 373. 56 592,983.60 7,246,681.30 373,454.06 263, 093.GO 467, 897.15 253, 297. 25 495,255. 95 138, 963. 13 133,797. 85 1,179, 603. 21 3,498, 977. 26 210, 503. 60 784, 355. 70 576, 062. 86 1, 474, 964. 70 9, 850, 226. 62 3, 018, 709. 62 3,105, 257.59 3, 595,653.94 3,848, 603. 76 1,688, 194. 24 1,020, 279.49 99i), 824. 40 2, 028, 304.15 935, 243. 97 1, 026, 473. 75 1, 095,585.50 1,433, 211. 50 2, 272, 998. 49 2, 580, 612. 93 3, 221,737. 68 3,641, 616. 60 2, 481, 471. 45 2, 559, 343.18 3, 547,169.62 3,991, 582. 21 15, 342, 793.19 17, 006, 659. 22 20,142, 612. 75 22, 315, 853. 90 1, 767,768. 48 1. 317.124. 66 1, 487, 303.89 1,769, 522. 99 928, 420. 00 1,176. 104. 55 1,219,714.55 1, 075, 888. 55 1,837,144. 95 1, 553,625. 75 1,120, 286. 78 951,759.40 914, 236. 02 879, 659.00 748, 874.00 974, 365. 00 4, 816, 757. 27 1, 640, 406. 90 1, 692, 028. 50 4, 335, 884. 01 4,176, 615. 05 22, 771. 923. 25 2, 241,172. 24 971, 071. 38 2, 329, 637. 32 1, 589, 857.10 29, 309, 513. 73 46,565,353.02 Iowa Des Moines . Minnesota St. Paul Minneapolis. Missouri St. Louis Kansas City. St. J o s e p h . . . Kansas Nebraska Omaha Lincoln Division No. 6 17, 828, 802. 09 $1,114, 389.13 585, 050. 84 643,991.41 4, 520, 952. 43 9, 952. 788. 60 1,195, 466. 80 2, 896, 699. 23 4, 788, 296.10 53, 790, 891. 49 852, 291. 50 835,997.03 2, 431, 017. 82 6, 317, 921. 82 12, 472, 766. 55 3,145, 557. 35 Division No. 3 Division No. 5 $903,641. 34 $1,013,351.15 472, 319. 91 543, 705. 66 476, 810. 88 505,625.69 3, 713, 632,10 4, 056, 494. 98 8, 926, 773. 30 10, 760, 298. 55 942, 557.18 999, 854.10 2, 393, 007. 38 2, 417, 767. 02 4, 510, 675. 88 78, 459. 940. 03 966, 021. 25 944, 035. 20 "].834,176. 77 2, 208, 314. 58 Si 142, 595. 96 5,617,917.28 10,197, 793. 02 9, 553, 729. 8 L 3, 069, 497. 95 3, 218, 761. 65 North Carolina South. Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Division No. 4 19, 565, 305. 66 | 5,153,357.34 59, 087, 892. 52 824, 036. 70 Delaware Maryland Baltimore District of Columbia . Washington...... Virginia AVest Virginia Ohio Cincinnati.. Cleveland . . Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee. 1890. 1, 245, 663. 75 1, 661, 430. 34 "2,699,623.23 765, 802. 85 1, 306,385.50 851, 444. 25 390, 812.55 3, 060,431. 64 1, 367,211.12 297, 356. 55 1, 279,839.00 851, 89*2.12 1, 998,224. 20 355, 608. 84 1, 577, 333. 60 1, 698, 352.95 316. 862. 05 1.159: 086. 49 ' 708, 957. 47 1,107, 673. 30 10, 268, 561. 68 10665 CUR 31, 861, 764. 38 38, 435, 003.98 9 43,016,309.61 2. 041, 613. 95 173,676.15 1, 018, 862. 21 1,811,218.47 847, 404. 28 467, 436. 75 4, 591, 524. 85 1,522,074.25 334, 217. 30 1, 567, 896. 96 1, 258. 236. 69 2, 226, 755. 05 2, 489,183. 67 115, 527. 75 1, 428,364.51 2,176, 790.10 975, 527. 65 522, 209.10 3, 639,674. 75 1, 254,807. 60 445, 062. 00 1,806, 245. 81 1,112. 188. 66 1, 700,096.92 271, 38a. 41 13, 830, 830.12 16, 324, 909. 24 17,860,916.91 ] 17,937,063.93 130 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE. CITIHS, THE AMOUNT OF COIN AND COIN CERTIFICATES, ETC.—Continued. October 2, 1890. September : 1889. States,etc. Colorado Nevada California San Francisco. Oregon Arizona I September 25, September 30, 1892. 1891. October 1893. $1, 915. 354. 32 $2, 127,138. 91 $2,252,792.64 $3,011,783.09 48,694.30 i 43, 297. 65 49,616.70 I 41.275.45 ! 2, 468, 552. 83 2,066,636.80 1, 951. 334. 90 1,832,505.79 j 1,019,475.00 1,159,612.50 i 1,6551425.00: 1,589,170.00 I 1, 048. 460. 73 1,359,564.70 i 1,480,276.95 1,394,014.61 | 17, 223. 70 53,543.70 | 40,823.85 i 77,091.85 I Division No. 7 6,816,113.31 | 7,421,928.79 6, 512, 364. 23 Dakota North. Dakota.... South Dakota Idaho Montana New Mexico Utah *. Washington Wyoming Oklahoma Indian Territory . 7,953,259.64 j 435,196. 56 384, 665. 85 277, 473. 92 2o7, 161. 356, 400. 54 265, 228. 89 25:5,474. 573. 192, 735. 53 157,137. 65 107, 167, 081.15 939, 936. 69 850, 766. 505. 196, 056. 83 167, 726.15 232, 906, 031. 78 709,140.71 645, 634. 991, 060. 55 , 775, 416. 53 1, 826,523. 333, 208. 02 241, 051. 65 239, 879. 37,518.70 7, 915. 25 17, 847. 31, 232. 85 17, 430.10 8, 150. 3, 614, 569. 87 4, 558,519. 39 4,558,457.54 I 5,595.991.80 136, 202. 48 743, 019. 20 166, 700. 05 569, 799.18 1, 352, 061. 50 211,590.90 Division No. 8.. United States 164, 326, 448. 84 |195, 908, 858. 84 183, 515, 075. 91 209.116, 378. 69 $2 656,418.68 53,476.00 1, 873, 065.16 1, 082, 260. 00 1, 523, 649. 43 119. 754/40 7,308,623.67 269, 208. 40 364, 604. 30 227,930. 59 949, 607. 90 191, 868. 85 775,915.45 1, 277i 366. 55 218, 873. 05 74, 321. 00 63, 541. 35 4, 413, 237. 44 224^703^860. 07 STATEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE 20, 1874; ALSO; ON OR ABOUT OCTOBER 1 OF EACH YEAR IN EACH CENTRAL RESERVE CITY, IN ALL THE RESERVE CITIES, AND IN STATES AND TERRITORIES, WITH A GENERAL SUMMARY EMBRACING ALL ACTIVE NATIONAL BANKS. NEW YORK CITY. Date. Reserve held. Classification of reserve. Reserve No. of Net de- required banks. posits. (25 per Amount Ilatio to Specie. Other law- Due from) Kedempful money, agents, itionfund. cent)'* deposits. i Millions Millions. \Millions. Per cent. Millions. Millions. Millions. 204.6 68. 3 51.2 33.4 14.4 5L 4 202. 3 5.0 60.5 5n 7 29.9 45.3 197.9 60.7 49.5 30.7 14.6 34.3 174.9 48.1 43.7 27.5 13.0 36.5 189.8 50.9 47.4 26.8 13.3 32.6 210.2 53.1 52.6 25.3 19.4 11.0 268.1 70.6 67.0 26. 4 58.7 10.9 i 268. 8 62. 5 67.2 23.3 50.6 18.9 254.0 64.4 63.5 25.4 44.5 19.7 266. 9 70.8 66.7 26.5 50.3 27.0 255.0 90.8 63.7 35.6 63.1 23.7 312. 9 115.7 78.2 37.0 91. 5 12.5 282. 8 77.0 70.7 27.2 64.1 16.1 284.3 80.1 71.1 28.2 63.6 22.1 342.2 96.4 85.5 28.2 73.9 25.6 338.2 84.9 84.5 25.1 59.1 13.9 332. 6 92. 5 83.2 27.8 78.4 0 327. 8 86. 1 81.9 26.3 53.8 391. 9 103.4 97.9 40.5 26.4 62.6 309.9 109.0 77.5 32. 5 35.1 75.7 Oct. 2.1874 1.1875 Oct. 2.1876 Oct. 1.1877 Oct. 1.1878 Oct. 2.1879 Oct. Oct. 1.1880 Oct. 1.1881 Oct. 3.1882 Oct. 2.1883 Sept. 30,1884 301884 Oct. 1,1885 Oct. 7,1886 Oct. 5,1887 Oct. 4,1888 Sept. 30,1889 Oct. 2,1890 Sept. 25,1891 Sept. 30,1892 Oct. 3,1893 Average lor 20 years .. 275.7 | 28.6 67.6 : Millions. L5 1.1 0.8 0.8 1.1 1.1 0.9 1.0 1.0 0.9 0.7 0.5 0.4 0.4 0.3 0.2 0.2 0.3 0.3 0.8 48.4 28.1 0.7 12.9 13.1 15.3 17.0 20.1 22.4 22.8 6.7 9.6 7.8 11.0 8.1 16.2 0.05 0.05 0.05 0.05 0.05 0.05 0.05 1.3 1.1 1.0 2.5 2.0 1.5 2.0 0.03 0.02 0.01 0.02 0.02 0.02 0.02 All lawful money. CHICAGO. Oct. Oct. Sept. Oct. Sept. Sept. Oct. 5,1887 5,1888 30,1889 2,1890 25,1891 30,1892 3,1893 Oct. Oct. Sept. Oct. Sept. Sept. Oct. 5,1887 4,1888 30,1889 2,1890 25,1891 30,1892 3,1893 i 18 19 20 19 21 23 21 64.6 69.3 78.7 82.9 92.9 106.5 85.8 5 4 5 8 9 9 9 10.3 16.2 17. 3 19.7 20.7 23.2 26.6 21.4 19.7 21.0 25.0 24.8 31.2 30. 5 39.0 30.5 30.2 31.7 30.0 33.6 28.6 45.4 ST. LOUIS. 7.9 12.0 26.2 24.2 29.2 17.9 2.0 3.0 6.5 6.1 7.3 4.5 2. 7 2. 1 3. 2 26.4 27.0 5. 8 0. 1 5.7 J1.3 23.8 21.1 31.9 >«. 7 L3 1. 0 1. 6 3. 1 4. 6 3. 7 REPORT OF THE COMPTROLLER OF THE CURRENCY. 131 VTEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE 20, 1874, ETC.—Continued. •RESERVE CITIES.* [Reserved 25 per cent, one-half in lawful money.] Date. No. of N e t deb a n k s . posits. Reserve required (15 per cent).* Amount Ratio to deposits. Millions. Millions. Millions. Per Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Sept. Oct. Oct. Oct. Oct. Sept. Oct. Sept. Sept. Oct. 2,1874 1,1875 2,1873 1,1877 1.1878 2; 1879 1,1880 1,1881 3,1882 2,1883 30,1884 1,1885 7,188G 5,1887 4,1888 30,1889 2,1890 25,1891 30,1892 3,1893 182 188 189 188 184 181 184 189 193 200 203 203 217 223 224 228 259 265 263 268 221.4 223.9 217.0 204.1 199. 9 288.8 280.4 335.4 318. 8 323. 9 307. 9 304.5 381. 5 338.5 384. 9 419. 0 457.8 451.9 519. 3 3i>2. G 55.3 56.0 54.2 51.0 50.0 57.2 72.4 83.9 79.7 81.0 77.0 91.1 95.4 84. G 96.2 104. 8 114.4 113. 0 129. 8 08.1 Classification of reserve. Reserve held. 76.0 74.5 76.1 67.3 71.1 83.5 105.2 100.8 89.1 100. 6 99. 0 122. 2 114.0 100. 7 116.9 121.9 129. 8 138.8 156.1 129. 6 cent. 34.3 33.3 35.1 33.0 35.6 36.5 36. 2 30.0 28.0 31.1 32. 2 33.5 29.9 29.7 30.4 29.1 28.3 30. 7 30.1 35.1 Other law- Due from RodqmipSpecie. ful money. agents. tion fund Millions. Millions. Millions. 4.5 36.7 31.1 1.5 37.1 32.3 4.0 37.1 32.0 5.6 34.3 24.4 9.4 29.4 29.1 33.0 11.3 35.7 • 25.0 28.3 48.2 21.9 34.6 40.6 24.1 28.3 33.2 30.1 20.3 40.8 33.3 30.3 32.3 34,9 42.0 42.4 26.0 44.5 41.3 23.2 36,3 40.0 24.5 40.0 51.5 26. 7 37.8 56.7 24. 9 43.1 61.0 31.5 45. 5 61.0 29. 0 53.1 73.0 29.8 46.6 51.6 Millions. 3.7 3.6 3.0 3.0 3.2 3.5 3.7 3.7 3.5 3.4 3.1 2.9 2.2 1.2 0.9 0.6 0.7 0.8 1.0 1.6 * I n c l u d e s Chicago and St. Louis u p to October 5, 1887. STATES AND TERRITORIES. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Sept. Oct. Oct. Oct. Oct. Sept. Oct. Sept. Sept. Oct. 44.0 46.3 43.8 43. 6 43.4 49.5 61. 6 76.1 81. 9 86.7 80. 4 85. 0 95. 6 103. 6 110.9 121. 1 128. 9 129. 3 146.3 115.1 2.1874 I 1.1875 ! 2.1876 I 1,1877 1.1878 2.1879 1,1880 1.1881 3,1882 ! 2,1883 30,1884 1,1885 7.1880 5.1887 4.1888 30,1889 2,1890 25.1891 30.1892 3,1893 100.6 100.1 99.9 95. 4 106. 1 121.3 147. 2 1;~>8. 3 150.4 157.5 150.3 177.5 18(5. 2 l!!0.9 209. 8 224. 6 2'25. 5 235. 5 274. 8 230. 0 34.3 32.5 34. 3 32.9 36. 7 37.7 35. 8 31.2 27.5 27. 2 29. 2 31. 1 2i>. 2 27. 6 28. 4 27. 8 26. 2 27. 3 28. 2 JO. 0 2.4 1.6 2.7 4.2 8.0 11.5 21.2 27.5 30. 0 31.2 35.2 41.5 47.8 50. 8 50. 2 50. 5 54.3 00. 3 66.6 75.9 33. 7 33.7 31.0 31.6 31.1 30. 3 28.3 27.1 30! 0 30.8 30.9 29. 9 30.1 32.6 34.5 36. 2 37.7 36. 8 38.9 41.2 52.7 53.3 55.4 48.9 56.0 71.3 86.4 92.4 80.1 84.1 79.7 95.9 99.5 100.9 119.0 132.4 128.5 133.0 103.5 106.9 122. 8 125. 2 113.4 100.2 97.0 95.9 64.3 59.9 72.0 80.6 91.2 88.5 68.7 79.9 90.1 99.7 86.8 113.3 118.3 121.7 83.8 85.6 87.4 73.3 85.1 107.0 134.6 133. 0 113. 3 124.9 112.0 138. 3 140.8 140.9 170.5 189.1 189. 5 194. 0 236. 4 158. 5 * Reserve 15 per cent, two-fifths in lawful money. SUMMARY. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oct. Oc»t. Sept. Oct. Oct. Oct. Oct. Sept. Oct. Sept. Sept, Oct. 2,1874 1,1875 2,1876 1,1877 1,1878 2,1879 1,1880 1,1881 3,1882 2,1883 30,1884 1,1885 7,1886 5,1887 4,1888 30,1889 2. 1890 25,1891 30,1892 3,1893 2, 004 2,087 2,089 2, 080 2, 053 2, 048 2, 090 2,132 2, 2G9 2,501 2,664 2,714 2, 852 3,049 3,140 3,290 3, 540 3, 677 3, 773 3,781 719. 5 734.1 706. 6 669.1 67«.8 768.9 968. 0 1,111.6 1,118.6 1,168. 7 1, 098. 7 1, 248. 2 1,301.8 1, 3S8. 4 1, 543. 6 I, 655. 5 1,758.7 1,758.6 2, 022. 5 1, 573. 7 150.1 152.2 147.5 138.3 140. 8 159. 3 201. 0 227. 2 225.1 234. 4 221.1 254. 9 261.7 278. 0 311.9 333. 1 353. 7 :$:>;5. r> 408.1 310.6 244. 9 235.1 230. 7 210.8 228.1 260. 9 32.}. 0 321.6 303. 9 328. 9 346.1 415.4 377. 2 394. 2 440. 2 459. G 47«. 2 497.4 570.9 513. 9 34.0 32.0 33. 5 31.5 33.6 33.9 33. 4 28.9 27. 2 28.1 31.6 33.3 29. 0 28.4 28. 9 27. 8 27. 2 28. 3 28. 2 32.6 21.3 8.1 21.3 22.8 30.7 42.2 108. 2 112. 7 102. 8 107.8 128, 6 175.0 156.4 165.1 178.1 164. 3 195.9 183. 5 209.1 224. 7 17. 16. 14. 14.. 15. 15. 15. 16. 15. i 15. 14.: 13. 11.' 8. t 7. <). * C». 0. ( 7., 9.( 132 REPORT OP THE COMPTROLLER OF THE CURRENCY. LAWFUL MONEY RESERVE OF THE NATIONAL BANKS, AS SHOWN BY TFIEIR Cities, States, and Territories. No. of banks. Deposits. Reserve required, 25 per cent. Ratio of reserve. Reserve held. Per cent. New York City Chicago St. Louis Total of central reserve cities. Boston Albany Brooklyn Philadelphia Pittsburg Baltimore „ Washington New Orleans Louisville .....* Cincinnati Cleveland Detroit Milwaukee Des Moines St. Paul Minneapolis Kansas City St. Joseph Lincoln Omaha San Francisco Total of other reserve cities.. Total of all reserve cities. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia g West Virginia North Carolina 16 j South Carolina . Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Colorado Nevada California Oregon Arizona North Dakota. South Dakota . Idaho Montana New Mexico... Utah . Washington . Wyoming ... Oklahoma ... Indian Territory . Total of country banks Total of United States.. $309, 971, 554 85, 756, 781 __17,_907, 671 413, 6:K5, 006 268 347 10.'*., 648, 459 8, 786, 023 11, 095, 830 85, 736, 506 29, 400, 063 20,757, 620 7, 437, 372 12, 751, 208 6,732,405 21, 565. 545 16, 035,405 10,977, 753 8, 820, 278 1, 732,135 9, 280, 8:,'O 7, 879, 637 9, 886, 007 4,186, 919 1,874,554 10, 277, 743 3, 743, 044_ "3927605^1^6" 806, 241,402 $77,492,888 $109,016, 997 38,987,815 21, 439,195 5,721,498 4,476,918 103,409, 001 153, 726, 310 201, 560, 350 35,029, 946 3., 185,179 3. 581,757 28J154, 044 8, 615, 282 6,490,129 3,115.446 2, 574, 644 2,107, 612 7, 756,198 4, 964, 221 3, 074, 743 4, 017,000 589, 582 3, 449, 771 2, 290, 504 3, 768, 839 1, 583,158 470,716 3,583,038 1, ] 86, 960 129,588, 769 283, 315,079 35.17 45.46 31.95 __37.16 "33780" 36.25 32.28 32.84 29.30 31.27 41.89 20.19 31.31 35.97 30.96 28.01 45.54 34.04 37.17 29.07 38.12 37.81 25.11 34.86 31.71 33. 01 35.14 (15per cent.) 12, 642. 451 8, 541, 464 8,165,195 66, 692, 945 17, 932, 473 28, 301,464 85, 916. 966 48,159, 208 98,175, 070 4, 549,154 9, 673, 239 744, 974 12,151, 919 5, 587, 142 3,327,184 3, 344, 581 4,070,162 3, 158, 906 3, 284, 731 1, 216, 019 1, 236, 669 25, 249, 035 1, 241. 291 10, -424,122 10, 739, 343 51, 070, 779 25,484.213 37, 654, 221 23,121,492 18, 666, 027 24, 556, 709 12,376,966 6, 029, 822 15,904,721 12,103, 798 18, 646, 221 363. 089 8, 692! 478 7, 470, 836 449, 636 4, 619,689 3, 657, 411 1, 336, 283 6, 914, 192 1, 383, 763 2, 739. 375 6, 975, 001 1, 755. 349 562,133 410, 702 767, 477, 513 32.87 4,154,999 2, 737, 773 32.05 31.48 2, 570, 751 28.49 18, 999,917 30.87 5, 535,899 9, 625, 540 34.01 25.82 22,179, 983 29.51 14, 212, 487 28.14 27, 622, 085 1, 397, 751 30.73 26.28 2, 542, 317 51.20 381,436 1, 822, 788 2, 828, 670 23.28 30.74 1,* 717,169 838,071 29.75 989,747 499, 078 20.30 678,839 501, 687 1, 256, 759 30.83 611,424 29.61 935, 391 473.836 34.09 1,119,622 492, 710 40.07 487,199 182, 403 29.15 360, 467 185, 500 3, 787, 355 8, 553, 246 33.88 39.24 487, 366 186, 194 1, 563, 618 2, 762, 746 26.50 35.64 1, 610, 902 3, 827,598 7, 660, 617 14, 782, 260 28.94 37.40 I 3, 822, 632 9,530,171 33.06 I 5, 648.133 12,446, 825 3, 468, 224 6, 647, 274 28.75 2, 799, 904 6, 051, 753 32.43 3, 683, 506 7, 834, 296 31.90 1, 856, 545 3, 732, 356 30.16 30.45 1,835,901 904, 473 38.98 2. 385, 708 6, 200,177 1, 815. 570 3, 811, 911 31.49 2,796,933 | 6, 497, 811 34.85 22.90 83. 343 54,598 28.09 1,303, 872 2,441. 411 25.46 1,120, 626 1, 902,140 45.10 202, 792 67,445 i 692,953 I 1, 029, 002 22.27 26.86 982, 468 548,612 ' 25.83 345,151 200, 443 31.66 1, 037,129 2,188, 802 26.11 207,565 361, 292 40.49 410, 906 1,109, 205 25.02 1, 046, 250 1,744, 998 22.97 263,302 403, 246 46.99 84,320 264,125 48.87 61,605 200, 724 ~30705~ 115,121,627 781 1 75737718,915 32. 66 I 51 48 214 59 84 274 99 326 18 46 1 36 30 24 14 27 17 28 12 11 222 9 71 52 218 115 191 i 92 I 76 ! 165 j 65 57 136 121 51 2 33 39 5 32 39 13 22 10 14 57 13 434 1, 896, 368 1,281,220 1, 224, 779 10, 003, 942 2, 689, 871 4, 245, 219 12, 887, 545 7, 223, 881 14, 726, 260 682,373 1, 450, 986 111,746 REPORT OF THE COMPTROLLER OF THE CURRENCY. REPORTS OF CONDITION AT THE CLOSE OF BUSINESS OCTOBER 3, Cash reserve. Required. Held. $76, 681, 776 $108, 205, 885 21, 385,195 38.933,815 __4 1 456 L G68 5, 701, 248 102, 523, 639 152, 840, 948 12, 718, 755 16, 360, 548 1, 084, 755 1,119, 354 1,512, 878 1, 373, 759 10, 567,113 17, 600, 250 6, 006, 046 3, 607, 837 4, 867, 655 2. 551, 862 2, 623, 877 '910,427 1, 996,157 1, 573, 651 829,183 1, 523, 752 5,273, 635 2, 601, 756 1,976,119 2, 922, 029 1, 339, 594 1, 552, 704 1,092, 410 2, 376,428 212, 910 257, 612 1,154, 479 2, 388, 626 1, 410, 528 978,105 2, 258, 527 1,226,751 730, 612 517,740 314, 265 230,382 1, 267,168 2, 227, 802 465,630 1,104, 370 48, 280, 386 76,427, 655 1893. Classification of reserve held. Specie. Legal tenders. $75,703, 064 $31,082,821 15,641,892 22, 771, 923 3, 639, 675 2,_05.i;_573_ 102,114, 662 __48, 776, 286 9, 952, 789 57527. 715, 243 404, 799, 383 713. 4, 242, 11,127, 420 1, 993. 4,012, 840 1, 246, 2,940,802 965. 1, 398, 848 816, 1,179, 603 947! 576, 063 1, 640, 407 2, 828! 1, 692, 029 1,230! 971,071 581, 1, 589, 857 786. 115,528 142, 2,176, 790 211, 975,528 435, 1, 254,808 1,003, 445, 062 285, 271, 385 42, 1,700,097 527, ,705 1, 082, 260 22,J10 46,617,813 24, 954, 842 United States certificates of deposit. Due from reserve agents. $1. 420, 000 ' 520, 000 10,000 170567000" 880,000 Redemption fund w i t h Treasurer. $811,112 54, 000 20^250^ 885, 362 ~ $18,194,793 2, 038, 830 2, 042, 439 10, 253, 894 2, 474, 894 1, 536, 794 '453, 079 537, 987 559,110 2, 29 i, 688 1. 985, 580 1,456, 789 1, 620, 322 324,757 1, 049, 895 866, 276 1, 492, 312 841, 296 148, 576 1, 320,136 78,090 474, 26, 26, 299, 134, 85, 38, 40, 24, 187, 56. 65, 20, 7, li, 13, 18, 11, 7, 35, 4, 1,590, 577 5175707537 | 2, 475,939 683, 485 446, 437,347 3, 649,031 938,044 1, 559, 961 4, 853, 689 2, 797, 849 5, 627, 951 256,301 551,556 40,198 703, 44G 318, 926 185,986 192,950 228, 182, 919 180,899 67, 496 69, 655 1, 425, 075 70,757 567,727 620, 428 2, 895,419 1, 443, 946 2,160,141 1, 325,174 1, 087, 281 1, 411, 434 718, 976 340, 794 905,174 691,279 1, 090,112 20,570 498,816 435, 042 25, 309 267,594 208,189 76, 665 404, 691 78, 456 156,052 395, Oil 100,076 3-2, 378 23,022 2,483, 625 1,702,968 1,358, 580 11, 314, 881 3, 429, 881 5, 289,977 11,645,713 8, 252, 903 13,174, 270 738, 345 1,215, 004 79, 306 864, 296 572, 045 297, 359 156, 058 387, 778 354, 091 300, 885 168,854 156,771 2, 264, 868 124,467 1,186, 382 1, 093, 999 5, 767, 70« 2, 591, 843 6, 046, 019 3, 236. 827 2, 808, 280 3. 927,167 1, 820, 243 898, 037 3, 290, 762 2, 230, 530 2,173, 987 26, 607 439, 909 297, 306 58, 478 517,841 385, 668 56, 971 752, 422 112,764 184,452 318, 891 138,047 126,132 106, 929,107 187, 655 166, 005 131, 413 881, 365 344, 761 345, 316 753, 323 229, 260 656, 383 41, 620 72,096 11, 250 64,173 40, 756 34,114 19, 313 39, 680 16, 537 40, 460 13, 662 11, 363 224. 667 9,300 144, 302 59, 832 422, 071 212, 766 247,782 155, 289 81, 701 154, 920 59,105 52, 489 122,773 87,371 71, 653 3,173 56, 831 33,022 4,173 23,969 28,140 8,781 25, 401 11, 425 20,775 58,722 13,112 3,375 4,050 6, 501,475 194, 202, 056 158.499, 644 8,977,414 2, 230, 000 680.000 260, 000 805, 000 4, 855, 000 154 REPORT OV THE OF THE CURRENCY. STATEMENT SHOWING AMOUNT OK DEPOSITS HELD BY NATIONAL BANKS, AMOUNT OF LAWFUL MONEY RESERVE REQUIRED, AND RATIO OV SAME; ALSO AMOUNT, RATIO AND CLASSIFICATION OV RESERVE ACTUALLY HELD ON DECEMBER 9, 1892, MARCH 6; MAY 4, JULY 12; AND OCTOBER 3, 1893. Reserve required. Reserve held. Classification of reserve held. No. of Deposits Due Redemption banks Ra- Amount Ratio. Amount ILawfnl re- with money from tio. serve in bank. agents. treasurer. December 9, 1892. 80 Central reserve cities 265 Other reserve cities Outside of reserve cities .. 3, 439 Millions. l\ ct. Millions. Pcrct. Millions. Millions. Millions. Millions. 132. 8 488.4 25 122.1 27. 26 133.1 0.4 77.8 495.2 25 123.8 28. 68 142. 0 63. i 1.0 108.0 975.6 15 146.3 26. 21 255. 7 5.8 141.8 3,784 1,959.2 80 Central reserve cities 265 Other reserve cities Outside of reserve cities .. 3,461 489.9 473.3 981.8 3,806 1,945. 0 79 Central reserve cities 269 Other reserve cities 3,482 Outside of reserve cities .. 472.4 467.6 970.4 Total 392. 2 27.10 530. 8 318.6 204.9 7. 2 122.5 26. 51 118. 3 29. 47 147.2 25. 93 129. 9 139.5 254. 5 129. 5 75.2 109. 2 63.* 2 139.4 0.4 1.1 5.9 26. 94 523.9 313.9 202.6 7.4 118.1 28.30 116. 9 28.56 145.5 24.47 133.7 133. 5 237. 4 133.3 78.8 110.7 53.5 120 8 0.4 1.1 5.9 380.5 26.42 504. 0 322. 8 174. 3 7.4 101.4 101. ] 129.7 26.24 29.20 26. 80 106.4 118.1 231.6 106.0 68.4 114.8 48.5 110.8 0.4 1.2 6.0 332. 2 27. 24! 456.1 289.2 159.3 7.6 103.4 98.1 115.1 37.16 3o. 14 30.05 153.7 129.6 230.6 152. 9 76.4 117.1 51.5 106.9 316.6 32.66 513.9 346.4 158.4 March 6, 1893. Total 25 25 15 388.0 May 4, 1S9S. Total 25 25 15 3, 830 1, 910.4 July 12, 1893. 79 Central reserve cities 269 Other reserve cities Outside of reserve cities .. 3, 459 Total 405.7 404.5 864.4 25 25 15 3, 807 1, 674. 6 October 3, 1893. 79 Central reserve cities 268 Other reserve cities Outside of reserve cities .. 3,434 413.6 392.6 767.5 3,781 1,573. 7 Total 25 15 0.9 6^5 8.9 REPORT OF THE COMPTROLLER OF THE CURRENCY. 135 LlABlLI'l IKS OK TllK NATIONAL 1UNK>, AM> TilK ivlOSKUV TJIUI-:K DATKK IN TIIK Y I U K S i s s s , 188U; !890 ; 18')1; 1892, A N D 1893. STATES AND TE Kill TOR IKS EXCLUSIVE OF RESERVE CITIES. Reserve held. Date. ¥ o . of banks. Net deposits. He serve required. Amount. Millions. Millions. Ratio to deposits. Classification of reserve. Other lawful money. Due Redempfrom tion agents. fund. Millions. Millions. 51.0 33.8 49.1 31.5 50.2 34.5 Millions. Millions. 102.8 6.4 112.2 6.3 118.9 6.2 Specie. Apr. 30,1888 J u n e 30,1888 Oct. 4,1888 2,809 2, 829 2,847 707. 5 711.8 739.3 106.1 106. 8 110.9 Millions. 193. 9 109. 2 209.8 Per cent. 27.4 28.0 28.4 May 13,1889 J u l y 12,1889 Sept. 30,1889 2,914 2,944 2, 992 7(39.8 789.1 807.6 115.5 118.4 121.1 223. 9 229. 3 224.6 29.1 29.1 27.8 53.5 53.3 50.5 36.9 37.2 36.2 127. 8 133.3 132.4 5.6 5.6 5.5 May 17,1890 J u l y 18,1890 Oct. 2,1890 3,125 3,151 3,207 845. 3 835.4 859.2 126.8 124.3 128. 9 223. 2 222.2 225.5 26.4 26.6 26.2 52.9 52.7 54.3 37.3 37.1 37.7 127.6 127.0 128.5 5.4 5.3 5.2 May 4,1891 J u l y 9,1891 Sept. 25,1891 3,296 3,309 3,333 847.4 846.8 861.8 127.1 127. 0 129.3 225.1 224.7 235.5 26.6 26.5 27.3 61.3 62.8 60.3 36.5 36.4 36.8 122.1 120.3 133.0 May 17,1892 J u l y 12,1892 Sept. 30,1892 3,393 3,418 3,430 929.2 950.3 975.6 139.4 142.5 146.3 274.2 282.2 274.8 29.5 29.7 28.2 65.3 66.4 66.6 38.7 38.8 38.9 164.5 171.2 163.5 5.7 5.8 5.8 May 4,1893 J u l j 12.1893 Oct. 3,1893 3,482 3,459 3,434 970.5 804. 5 767.5 145.6 129.7 115.1 237.4 231. 6 230.6 24.4 26.8 30.0 72.8 73. 2 75.9 37.9 41.6 41.2 120.8 110.8 106.9 5.9 6.0 6.6 : 5.2 5.1 5.4 NEW YORK CITY. Apr. 30,1888 J u n e 30,1888 Oct. 4,1888 46 46 46 316.7 338. 4 342. 2 79.2 84.6 85.5 94.8 102.7 96.4 29.9 30.3 28.2 69.4 73.4 73.9 25.0 28.8 22.1 0.4 0.4 0.3 May 13,1889 J u l y 12,1889 Sept. 30,1889 45 45 45 361.0 359.2 338. 2 90.2 89.8 84.5 103. 7 97.3 84.9 28.7 27.1 25.1 71.5 61.8 59.1 32.0 35.3 25.6 0 2 0.2 0.2 May 17,1890 J u l y 18,1890 Oct. 2,1890 46 47 47 322.3 326.8 332.6 80.6 81.7 83.2 85.0 88.4 92.5 26.4 27.0 27.8 65.2 64.2 78.4 19.6 24.0 13.9 0.2 0.2 0.2 May 4,1891 Jul'y 9 1891 Sept. 25,1891 47 49 49 327.3 330.3 327.8 81.8 82.6 81.9 88.3 - 98.9 86.1 26.9 29.9 26.3 58.6 55.6 53.8 29.5 43 1 32.0 0.2 0 2 0.3 May 17,1892 J u l y 12,1892 Sept. 30,1892 48 48 48 437.3 424.5 391.9 109.3 106.1 98.0 127.8 124.7 103.4 29.2 29.4 26.4 85.2 75.8 62.6 42.3 48.5 40.6 0 3 0.4 May 4,1893 J u l y 12,1893 Oct'. 3,1893 49 49 49 345.0 304.4 309.9 86.2 76.1 77.5 98.4 77.0 109.0 28.5 25.3 35.1 63.5 55.0 75.7 34 5 21.6 32.5 0.4 ' 0.2 0.4 0.8 16b REPORT;'OF THE COMJ'TROJLiLEK OF THE CURRENCY. LIABILITIES OF TtiJii NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ON THREE DATES, ETC.—Continued. CHICAGO. Reserve held. Date. No. of banks. Net de- Reserve posits. required. Ratio to Amount. deposits. Classification of reserve. Specie. Other lawful money. Millions. Millions. Millions. Per cent. Millions. Millions. Millions. 71.3 17.8 29.7 13.4 21.2 7.8 31.4 14.1 71.8 18.0 22.5 8.4 30.2 13.1 21.0 69.3 17.3 7.8 Apr. 30,1888 June 30,1888 Oct. 4,1888 18 19 19 M a y 13,1889 19 19 20 74.3 77.6 78.7 18.6 19.4 19.7 26.4 24.7 25.0 35.5 31.8 31.7 14.6 15.1 15.3 11.7 9.6 9.6 May 17,1890 July 18,1890 Oct. 2,1890 * 20 85.0 84.1 82.9 21.3 21.0 20.7 26.4 24.5 24.8 31.0 29.1 30.0 15.3 14.7 17.0 11.0 9.8 7.8 May 4,1891 July 9,1891 Sept. 25,1891 May 17,1892 July 12,1892 Sept, 30,1892 20 20 21 96.0 91.8 92.9 24.0 22.9 23.2 32.5 28.5 31.2 33.9 31.0 33.6 19.7 19.3 20.1 12.7 9.1 11.0 22 22 23 111.4 114.4 106.5 27.9 28.6 26.7 36.8 34.0 30.5 33.0 29.8 28.6 23.3 23.1 22.3 13.4 10.9 8.2 4,1893 J u l y 12; 1893 Oct. 3,1893 21 21 21 99.6 81.3 85.8 24.9 20.4 21.4 29.3 24.9 39.0 29.4 30.6 45.4 21.6 15.4 22.8 7.7 9.5 16.2 July 12,1889 Sept, 30,1889 May 19 19 Due from agents. ST. LOUIS. Apr. 30,1888 June 30,1888 Oct, 4,1888 8.7 8.9 2.2 2.2 2.0 3.5 3.7 2.1 40.1 42.0 27.1 1.6 1.8 1.0 ,1.8 1.9 1.1 0.03 0.03 0.02 May 13,1889 J u l y 12,1889 Sept. 30,1889 7.5 11.3 12.0 1.9 2.8 3.0 3.5 4.6 3.2 46.8 40.1 26.7 1.9 2.2 1.6 1.7 2.3 1.6 0.01 0.01 0.01 May 17,1890 J u l y 18,1890 Oct. 2,1890 26.0 27.2 26.2 6.5 6.8 6.5 6.5 6.6 5.6 25.0 24.4 21.3 3.3 3.3 3.1 3.1 3.3 2.5 0.02 0.02 0.02 May 4,1891 July 9,1891 Sept, 25,1891 25.0 23.6 24.2 5.9 6.1 6.1 5.6 5.8 24.4 23.8 23.8 3.7 4.0 3.8 2.4 1.6 2.0 0.02 0.02 0.02 May 17,1892 J u l y 12,1892 Sept. 30,1892 27.8 27.5 29.2 7.0 6.9 7.3 7.9 6.5 6.2 28.4 23.6 21.1 5.9 5.0 4.6 2.0 1.4 1.5 0.02 0.02 0.02 May 4,1893 J u l y 12,1893 Oct. 3,1893 27.7 19.9 17.9 6.9 4.9 4.4 5.9 4.5 5.7 21.4 22.6 31.9 3.7 2.5 3.7 2.2 2.0 2.0 0.02 0.02 0.02 137 REPORT OF THE COMPTROLLER OF THE LIABILITIES OF THE NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ON THREE DATES, ETC.—Continued. OTHER RESERVE CITIES. Reserve held. Date. No. of banks. Net de- Reserve posits. required. Classification of reserve. Other lawful money. Due Redempfrom tion agents. fund. Amount. Ratio to deposits. Per cent. Millions. Millions. Millions. 29.8 36.7 24. 5 43.7 30.4 42.9 28.6 45.9 30.4 40.0 24.4 51.5 Specie. Millions. Apr. 30,1888 J u n e 30,1888 Oct. 4,1888 221 224 224 Millions. 355.4 372.5 384. 9 Millions. 88.8 93.1 96.2 Millions. 105.9 113.4 116.9 May 13,1889 J u l y 12,1889 Sept. 30,1889 224 226 228 415.3 427.8 419.0 103.8 106.9 104.8 132.8 131.4 121.9 32.0 31.0 29.1 43.7 43.5 37.8 28.9 27.9 26.7 59.6 59.3 56.7 0.7 0.6 0.6 May 17,1890 J u l y 18, 1890 Oct. 2,1890 239 259 259 425.0 461.9 457.8 106.2 115.5 114.4 122.8 131. 3 129.8 28.9 28.4 28.3 41.4 43.7 43.1 25.2 28.1 24.9 55.6 58.8 61.0 0.6 0.7 0.7 May 4,1891 J u l y 9,1891 Sept. 25,1891 262 265 265 448.9 442.0 451.9 112.2 110.5 113.0 136. 9 134.1 138.8 30.5 30.3 30.7 51.6 49.1 45.5 26.7 29.0 31.5 57.9 55.3 61.0 0.7 0.7 0.8 May 17,1892 J u l y 12,1892 Sept. 30,1892 262 262 263 520.6 534. 3 519. 3 130.1 133. 6 129.8 184.0 178.6 156.1 35.4 33.4 30.1 59.3 59.0 53.0 38.0 37.4 29.1 85.8 81.3 72.9 0.9 0.9 1.0 May 4,1893 J u l y 12,1893 Oct. 3,1893 269 269 268 467.6 404.5 392.6 116.9 101.1 98.2 133.6 118.1 129.6 28.5 29.2 35.1 45.6 40.6 46.6 33.3 27.8 29.8 53.5 48.5 51.6 1.2 1.2 1.6 1.0 1.0 0.9 SUMMARY. Apr. 30,1888 J u n e 30,1888 Oct. 4,1888 3,098 3,120 3,140 1, 459. 6 1, 503. 5 1, 543. 6 294.1 304.7 312.0 419.3 441. 5 446.2 28.7 29.4 28.9 172.1 181.3 178.1 92.9 94.3 90.0 146.5 158.1 170.5 7.9 7.8 7.6 May 13,1889 J u l y 12,1889 Sept. 30,1889 3.206 3; 239 3,290 1, 627. 9 1,665.0 1, 665. 5 330.0 337.3 333.1 490.3 487.3 459. 6 30.1 29.3 27.8 185.2 175.9 164.3 111.2 112.3 99.7 187.4 192.5 189.1 6.6 6.5 6.4 May 17,1890 J u l y 18,1890 Oct. 2,1890 3,438 3,484 3,540 1, 703. 6 1,735.4 1, 758. 7 341.4 349.3 353.7 463. 9 473.0 478.2 27.2 27.3 27.2 178.1 178.6 195.9 96.2 102.3 86.8 183.2 185.8 189.5 6. 3 6.3 6.1 May 4,1891 J u l y 9,1891 Sept. 25,1891 3,633 3,652 3,677 1, 744.6 1, 734. 5 1, 758. 6 351.3 348.9 353.5 488.9 491.8 497.4 28.0 28.3 28.3 194.9 190.8 183. 5 107.8 119.3 113.5 180.0 175.6 194.0 6.2 6.1 6.6 May 17,1892 J u l y 12,1892 Sept. 30,1892 3,734 3,759 3,773 2, 026.3 2, 051. 0 2, 022. 5 413.7 417.7 408.1 630.7 626.0 571.0 31.1 30.5 28.2 239.0 229.3 209.1 134.4 137.1 118.3 250.3 252.5 236.4 7.0 7.1 7.2 May -4,1893 J u l y 12,1893 Oct. 3,1893 3,830 3,807 3,781 1, 910. 4 1, 674. 6 1, 573. 7 380.5 332.2 316.6 504.6 456.1 513.9 26.4 27.2 32.6 207.2 186.7 224.7 115.6 102.5 121.7 174.3 159.3 158.5 7.5 7.6 9.0 138 K'EPOItT OF THE COMPTROLLER OF THE CURRENCY. JSTATI-J OK TIN; L A W F U L MONIOY UKKKUYF. OF THIS NATIONAL ]>A\K»S AS STATES AND Dates. 26 27 28 29 30 31 Oct. 5, 1887. Dec. 7, 1887. Feb. 14, 1888. Apr. 30, J u n e 20, Oct. 4, Dec. 12, 1888. Feb. 26, 1889. May 13, 1889. -July 12, 1889. Sept. 30, Dee. 11, 1889. Feb. 28, 1890.. May 17, 1890.. J u l y 18, 1890. Oct. 2, 1890., Dec. 19, 1890.. Feb. 26, 1891. May 4. 1891.. J u l y 9, 1891., Sept. 25, 1891.. Dec. 2, 1891.. Mar. 1, 1892.. May 17, 1892., J u l y 12, 1892.. I Sept. 30, 1892.. [ Dec. 9, 1892.. ! Mav. 6, 1893.. I May 4, 1893.. ! J u l y 12, 1893.. I Oct. 3, 1893.. No. of banks. Net deposits. 2,756 2, 778 2, 787 2,809 2, 827 2,847 2.858 2, 878 2.914 2, 944 2, 992 3, 026 3, 076 3, 125 3,151 3, 207 3,241 3, 265 3,296 3, 309 | 3,333 j 3,349 3,370 3, 393 3,418 3, 430 3,439 3.461 3; 482 3,459 3,434 $690, 622, 007 684,059, 721 707,423,152 707, 530, 013 711,849, 213 739,325,350 730,883,243 757, 591, 413 769,817, 794 789, 081, 203 807, 628, 795 807, 532, 815 833, 504,222 845, 329,596 835, 341, 554 859, 249, 215 819, 407, 422 828, 643,459 847, 402, 314 846, 759, 676 861,837, 570 867,016,129 909,876, 403 929,173, 506 950, 252, 797 975, 542,131 975, 622,088 981, 760. 606 970, 413, 360 864,468,926 767,477,513 Reserve required. $103, 593, 301 102, 608, 958 106,113, 472 106,129, 502 106, 777, 382 110, 898, 802 109, 632, 486 113, 638, 712 115, 472. 669 118,362,180 121,144, 318 121,129, 922 125,025, 633 126, 799, 439 124, 301, 233 128, 887, 382 122,911,113 124, 296, 519 127,110, 347 127, 013, 951 129,275, 635 130, 052, 419 136, 481, 460 139, 376, 025 142, 537, 920 146, 331, 320 146,343,313 ! 147,264,090 I 145,562,004 ! 120,670,338 ?i 115,121,627 RESERVE 6 7 8 9 Oct. 5,1887.. Dec. 7,1887.. Feb. 14,1888.. Apr. 30,1888.. , June30,1888.. i Oct. 4,1888.. ! Dec. 12,1888.. j Feb. 26,1889.. j May 13,1889.. July 12,1889.. Sept. 30,1889.. Dec. 11,1889.. Feb. 28,1890.. M a y 17,1890., July 18,1890.. Oct 2,1890.. Dee. 19,1890.. Feb. 26,1891.. M a y 4,1891.. July 9,1891.. Sept, 25,1891. Dec. 2,1891. Mar. 1,1892., M a y 17,1892. July 12,1892. Sept.30. 1892.. Dec. 9,1892.. M a r . 6,1893.. M a y 4,1893.. July 12,1893.. Oct. 3,1893.. 293 292 290 289 293 293 292 291 292 295 298 300 307 313 333 333 332 335 337 343 344 343 341 341 341 343 345 345 348 348 347 j I I I $697, 767, 889 695, 790,194 747, 718,913 752,040,152 791,629, 383 804,241, 438 774, 053, 284 840,117, 539 858, 084, 652 875, 916, 968 847,868, 586 801,625, 021 844, 646,301 858,292, 596 900,058, 542 899, 412,106 814,046, 939 877,391,354 897, 207, 393 887,727,112 896, 799, 099 916, 744, 509 1,061, 786, 647 1, 097,165, 067 1,100, 686,179 1,046, 937, 693 983,607, 295 963, 289,771 939,996,774 810,184. 800 806, 241,402 $174,441,972 173,947, 548 186, 929, 728 188, 010, 038 197,907, 346 201, 060, 359 193, 513, 321 210, 029, 385 214,521,163 218, 979,242 211, 967,147 200, 406, 255 211,161, 575 214, 573,149 225, 014, 635 224,853, 027 203, 511, 735 219,347, 838 224, 301, 848 221, 937, 778 224,199, 774 229,186,127 265, 446, 662 274,291, 266 275,171, 544 261, 734, 423 245,901, 824 240, 822, 443 234, 999,194 202, 546, 200 201, 560, 350 REPORT OP THE COMPTROLLER OF THE CURRENCY. 139 SHOWN HV THU R K T O K T S F1JOM O</, {{>VA. i; ft, J.NS7, TO OCTOBER 3 , 1803. TKRUITOIUES. Cla>Classification of reserve held. Reserve held. Amount. $190. 919,164 185, 803,160 201, 787, 492 193, 936, 932 199,"] 59,391 209, 844,956 200, 111, 504 224,480, 351 223, 875, 655 229, 353,725 224, 634,194 212, 516, 298 233, 749, 310 223, 205, 878 222, 203,056 225, 523, 671 210, 262, 300 229, 938, 230 225,163,434 224, 652, 075 235, 508, 045 235, 620, 574 270, 973, 086 274,129,725 282,158,477 274, 769, 504 255, 727. 465 254, 568, 781 237,431,814 231, 651, 867 230,595,191 Ratio to liabilities. Specie. Legal tenders. Per ecu t. 27.6 $50,821,078 $32,129, 936 27.2 51, 696, 357 31, 997, 316 28.5 51, 835, 866 32, 264, 784 27.4 50| 988, 350 33, 260, 054 28.0 49,123, 698 31, 021, 956 28.4 50,188, 336 33, 789, 747 27.4 50, 661, 056 33, 326, 867 29.6 52, 214, 875 34, 734, 244 53,549,166 36, 235,912 29.1 53, 312, 874 36,758, 352 29.1 50, 467, 987 35, 712, 394 27.8 52, 496, 023 37, 389, 775 26.3 28.0 55, 084, 885 38, 450, 332 52, 896, 449 36. 823,184 26.4 26.6 52, 752, 311 36, 674, 235 54, 250, 695 37, 218, 060 26.2 57, 551, 701 37, 562, 841 25.7 61, 575, 870 36, 682, 708 27.7 26.6 36,124, 884 61, 303,140 62, 776, 089 36, 038,178 26.5 60, 314, 566 36, 394, 059 27. 3 27.2 61. 590, 899 36, 532, 677 29.8 62, 867,013 37, 017, 682 29. 5 65, 324, 747 38, 308, 295 66, 394,006 38,405, 004 29.7 66, 575, 758 38, 525, 290 28.2 68,405, 394 39, 247,152 26.2 37, 527, 765 25.9 71,346,320 24.4 72, 812,241 37,573,847 26.8 73,103,849 41, 353,526 75, 971, 385 40,978, 224 30.0 United States ( Due Redempcertificates of from reserve tion fund with Treasurer. deposit. agents. $475, 000 $100,879, 879 520,000 | 95, 002, 425 510,000 I 515, 000 505, 000 680,000 530, 000 855, 000 705, 000 485, 000 510, 000 510. 000 505, 000 475,000 440, 000 440, 000 445, 000 425, 000 425, 000 415, 000 440, 000 415,000 440, 000 405, 000 405,000 395, 000 360,000 355, 000 345,000 315,000 215, 000 110, 693, 685 102, 759,410 112,183,937 118,950. 556 109. 573, 502 130; 841, 596 127, 753, 288 133, 246, 766 132,423,322 116, 716, 620 134, 379, 587 127, 639, 363 127, 015, 635 128, 452,576 109, 582,313 126, 076, 254 122,115, 4'34 120, 273,937 132,984,453 131,609,289 165, 033,135 164, 423, 561 171,219,102 163,509,922 141,848, 825 139,429, 002 120, 758, 208 110,834,812 106, 929,107 $6, 613, 271 6, 587, 062 6,483.157 6, 414,118 6, 324, 800 6, 236, 317 6, 020, 079 5, 834, 636 5, 632, 289 5, 550, 738 5, 520, 491 5,403, 880 5, 329, 506 5, 371, 882 5, 320, 875 5,162, 340 5,120,445 5,178, 398 5,194, 976 5,148, 871 5, 374,967 5,472, 709 5,615,256 5, 668,122 5, 733,365 5,763,534 5,866, 094 5,910,694 5,942,518 6, 044,680 6,501,475 $39, 993, 709 37, 957, 340 44, 647, 555 43, 718,493 45,949, 662 51,508,038 47, 013, 696 61,860, 599 59, 619, 008 59, 343, 308 56, 712,959 48,173,145 53, 684, 545 55,566,943 58, 806,133 60, 999,210 50, 638, 370 56,569, 349 57, 889,288 55, 317,148 61,005,875 64, 710, 249 91, 717, 863 85,825,510 81, 254,538 72,924,409 63,099, 335 63,183, 047 53, 553,912 48,517, 867 51, 570, 537 $1, 697,171 1, 581,441 1, 510, 032 1, 473, 832 1,441,037 1, 319, 085 1,121, 355 1, 025,512 932, 917 907, 087 884,568 872, 779 862, 382 929,628 984,247 961,257 948, 667 955,146 963, 982 980,969 1,161,461 1, 209, 571 1, 282,876 1, 322,396 1,359,226 1,376, G30 1,41tf, 320 1,491,137 1,525,472 1,555,928 2, 475, 939 CITIES. $203, 291, 575 196, 092, 726 227, 815, 221 225,407,142 242, 342, 965 236, 321, 317 228,126, 466 259, 776, 653 266, 431, 684 257, 944,870 234, 930, 688 223, 275,478 237, 434,449 240,691, 424 250,833, 366 252,720, 301 234, 027, 627 261,136, 678 263,829, 903 267, 083,198 261, 869, 394 277, 898, 632 346, 349, 747 356, 540, 373 343,758,250 290,183,715 275,144, 704 269, 397, 689 287, 211, 601 224, 546, 270 283,315,079 29.1 28.2 30.5 30.0 30.6 29.4 29.5 30.9 31.1 29.5 27.7 27.8 28.1 28.0 27.9 28.1 28.7 29.8 29.4 30.1 29.2 30.3 32.6 32.5 31.2 28.3 27.9 27.9 28.4 27.7 35.1 $114, 284, 376 $41,621,319 107, 544, 286 43, 364, 659 121,994,748 50, 052, 886 121, 085, 661 50, 314,156 132,168, 579 50, 973, 687 127, 799, 480 47, 309, 714 1-22, 073, 222 49,228,193 130, 069, 926 53, 890, 616 131, 627, 286 61,602,473 122, 590, 995 60, 698, 480 113, 858,462 51,039, 699 118,593,435 47,101,119 126,461, 252 48,101, 270 125, 269, 045 51, 265,808 125, 851, 752 55, 806,133 141, 668,163 43, 386, 671 132, 511, 305 44, 614, 285 139, 664, 492 52,717, 691 133, 636,268 60, 250, 365 127, 993, 448 64, 361, 633 123, 200, 509 61,221,549 146, 307,135 57, 321, 677 167, 280, 955 62, 428, 053 173,719, 360 69, 673,107 162, 924, 474 75, 510,012 142, 540, 621 65, 742, 655 141, 489, 866 63, 029,183 136, 995, 496 53, 408, 009 134, 409, 901 65, 937, 316 113, 647, 324 54,480,151 148, 732, 475 73, 731,128 $5, 715, 000 5, 645, 000 9,630,000 8, 815, 000 11, 810, 000 8, 385, 000 8, 690, 000 12,930, 000 12, 650, 000 14, 405, 000 12, 435, 000 8, 535, 000 8,325,000 7, 660, 000 9, 385, 000 5, 715, 000 5,315,000 11, 230, 000 11, 090, 000 18, 430, 000 15, 280, 000 8, 350, 000 23, 640, 000 26,000, 000 22, 710,000 13, 600, 000 6,110, 000 14, 320, 000 11,785,000 6, 345, 000 6, 805, 000 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 140 REPORT OF THE COMPTROLLER OF THE CURRENCY. T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , T H E R E S E R V E C I T I E S AND CENTRAL R E S E R V E C I T I E S , T H E NUMBER OF BANKS I N OPERATION AT E V E R Y D A T E ON W H I C H R E P O R T S OF CONDITION HAVE B E E N MADE, FROM M A R C H 1, 1884, TO OCTOBER 3 , 1 8 9 3 , INCLUSIVE, TOGETHER W I T H T H E AMOUNT OF R E S E R V E R E Q U I R E D AND T H E AMOUNT H E L D AT EACH OF THOSE D A T E S , AND T H E CLASSIFICATION OF T H E R E S E R V E HELD, SHOWING AMOUNTS AND PERCENTAGES I N EACH CASE. [Division ISTo. 1.—Maine, New Hampshire, Vermont, Massachusetts, Ehode Island, and Connecticut, excluding reserve cities.] E eserve held. Dates. No. reserve required, 15 of banks per cent of net deposits. Amount. Eatio. Classification of r e s e r v e h e l d . Lawful money (6 per cent). Amount. 1884. Mar. 7 . . . . Apr. 24... J u n e 20... Sept. 30... Dec.20 . . . 1885. Mar. 10... Mav 6 July 1..-Oct. 1 . . . . Dec. 24 . . . 1886. 514 514 514 514 515 $15,959, 007 16,081, 733 15,103, 686 15, 614, 046 15,216, 181 $32, 510, 901 31, 256, 427 27, 470,663 32, 199.345 31, 576, 643 Per ct. 30.56 27.15 27.28 30.93 31.13 514 511 512 506 506 15, 553, 913 16, 093, 617 16, 589, 066 17, 218, 577 17,150, 864 33, 563, 396 34; 886, 766 34, 597, 448 34, 416, 314 32, 831, 670 Mar. 1 . . - . June 3 Aug. 27... Oct. 7 Dec. 28 . - 1887. Mar. 4 . . . . May 1 3 . . . Aug. 1 Oct. 5 Dec.7 . . . . 1888. Feb. 14... Apr. 30... J u n e 30.. . Oct. 4 Dec. 12 . . . 1889. Feb. 26... May 1 3 . . . J u l y 12... Sept. 30... Dec. 11 . . . 1890. Feb. 28 . . . May 17... Julv 18... Oct2 Dec. 19 . . . 1891. Fob. 2 6 . . . May 4 . . . . July 9 . . . . Sept. 2 5 . . . Dec. 2 1892. Mar. 1 . . . . May 17... July 12... Sept. 30... Dec. 9 1893. Mar.6.... May 4 . . . . July 12... Oct. 3 507 510 509 510 511 17,185, 207 16. 473, 718 17. 388, 516 18, 295, 909 17, 815, 957 511 513 512 512 514 With reserve Five agents (9 per cent). per cent redempEatio. Amount. Eatior :io1i fund. , 875, 750 8, 138, 314 8, 231, 410 8,199; 770 8, 273, 291 Per cf 7.40 7.59 8.17 7.88 8.16 32.37 32. 52 31.31 29.98 28.71 8, 416, 689 8, 641, 121 8, 951, 595 9, 549, 345 9, 562, 800 32, 588, 870 32, 509, 786 31, 345. 788 35, 762; 441 33, 229,398 28.44 27.91 27. 04 29.32 27.98 17, 464, 118 17, 918, 113 17,228, 499 17, 758, 954 17, 341, 009 34, 081, 099 33, 354, 311 28, 645, 014 32, 079, 549 29, 625, 990 514 514 515 515 516 18, 18, 18, 19, 19, 229, 528 287, 862 929, 571 889, 593 338, 797 517 518 521 522 523 $20, 374, 517 18, 787,103 14, 972, 792 19, 83'd, 278 19, 211,124 Per ct. 19.15 17.52 14.87 19.05 18.94 54, 260, 634 4, 331, 010 4, 266, 461 4, 106, 297 4, 092, 228 9.12 8.05 8.10 8.32 8.36 21, 146,721 22, 184,170 21, 637, 813 20, 832, 605 19, 311, 376 20.39 20.68 19.58 18.15 16.89 3, 999, 986 4, 061, 469 4, 008,040 4, 034, 364 3, 957,494 9, 772, 588 10, 304.208 10, 316, 259 10, 335, 491 10, 888, 902 8.53 8.85 8.90 8.47 9.17 18, 969,980 18, 555, 748 17, 449, 280 21, 995, 854 19, 338, 260 16.56 15. 93 15.05 18.03 16.28 3, 846, 302 3, 649, 830 3, 580, 249 3, 431,096 3, 002,236 29.27 27. 92 24.94 27.10 25.64 10, 261, 663 10, 470, 249 10, 202, 657 10, 081, 047 10, 316, 792 8.81 8.77 8.88 8.51 8.92 21, 137,117 20, 384, 444 16, 106, 385 19, 698, 402 17, 045,118 18.15 17.06 14.02 16.64 14.74 2, 682,319 2, 499, 618 2 335, 972 2, 300,100 2 264,080 33, 096, 440 32, 928, 907 35, 172. 829 36, 547, 994 33, 598, 583 27.23 27.01 27.87 27.56 26.06 9, 937, 633 10, 402! 526 10, 047, 520 10, 74-5, 765 10, 784, 645 8.18 8.53 7.96 8.11 8.37 20, 928, 685 20, 330, 966 22, 986, 251 23 704,062 20, 835, 576 17.22 16.68 18.21 17. 88 16.16 2 2 2 2 1 19, 631, 2S8 20, 634, 607 21, 622, 302 21, 643, 953 20, 841, 025 36. 075,905 40, 294, 495 40, 580, 347 38, 925, 305 33, 648, 578 27.57 29.29 28.15 26. 97 24.22 10, 535, 537 11, 125, 890 11 779. 205 11 534 535 11, 673, 180 8.05 8.09 8.17 7.99 8.40 23, 657, 943 27, 409, 248 27, 086, 971 25, 693, 206 20, 382, 427 18.08 19.92 18.77 17.81 14.67 1, 882,425 1, 759, 357 1 734,171 1 697, 564 1 592,971 521 527 527 527 527 20, 878, 978 21, 229, 739 22,127, 475 22, 292, 444 20, 7(33, 952 36, 300, 363 36, 242, 622 37, 817,047 37 510, 300 34, 649, 318 26.08 25.61 25.64 25.24 25.03 11 11 12 12 12 501, 237 090 798 364, 578 182,922 134 781 8.26 7.84 8.38 8.20 8.77 23, 270,173 23, 622,164 23. 909, 780 23; 896, 058 21, 119, 223 16.72 16.61 16.21 16.08 15.26 1 1 1 1 1 525, 953 529, 660 542, 688 431, 320 395,314 528 528 530 530 530 20, 499, 189 21, 301, 304 22, 232. 922 21,827, 710 22,188,592 33 004,361 35, 962,153 41 064,138 38 281, 908 38 708, 647 24.15 25. 32 27.70 26.31 26.17 12 12, 13 12 13 034 in 388 789 093 234 658 475 925 798 8.81 8.53 9.03 8.79 8.85 19, 554, 271 22, 443, 506 26, 267, 239 23, 964, 951 24, 050,937 14.31 15.80 17. 72 16.47 16.26 1 1 1 1 1 415, 856 406, 989 408, 424 527, 032 563,912 533 532 537 540 540 22, 847, 267 23, 690 464 24, 761 277 24,777 370 24, 549 292 42 44 47 42 40 870. 874 846, 761 840, 955 937, 529 133,65 2 28.15 28.40 28.98 25.99 24.52 12 13 14 13 14 813 366 094 876 164 421 465 485 306 898 8.41 8.46 8.54 8.40 8.65 28 400,953 29 823,145 32 058,140 27 359, 249 24, 244,231 18.65 18.88 19.42 16.56 14.75 1 1 1 1 1 646, 500 657,151 688, 330 701,974 724,523 542 542 541 539 24,021 757 23, 874 620 23,046 983 21, 341, 399 37 092, 878 36 540. 695 42 980! 408 43, 624, 879 23.16 22. 96 27.97 30.66 13 883 14,402 15 428 15,988 932 940 857 452 8.67 9.05 10.04 11.24 21 468.375 20 363,464 25 694,349 25,579,912 13,41 12,79 16.72 17.85 1 740, 571 1 774,291 1 857,200 2,056, 515 3M 230,122 195, 415 139, 058 098,167 978, 362 141 REPORT OF THE COMPTROLLER OP THE CURRENCY. T A B L E SHOWING, B Y GEOGKAPIIICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRAL R E S E R V E CITIES, T H E N U M B E R OI*1 BANKS I N OPERATION; ETC.—Continued. [Division No. 2.—New York, Now Jersey, and Pennsylvania, excluding reserve cities.] Amount of No. reserve required, 15 of Dates. banks per cent of net deposits. 1884. Mar. 7 . . . Apr. 24.. June 20.. Sept. 30.. Dec. 20 .. 1885. Mar. 10.. May 6 . . . Julyl... Oct.l.... Dec. 24 . . 1S86. Mar.l... June 3 .. Aug. 27.. Oct. 7 Dec. 28 . . 1887. Mar. 4 . . . May 33.. Aug. 1 . . Oct. 5 . . . Dec.7 ... 1888. Feb. 14.. Apr. 30.. June 30.. Oct. 4 . . . Dec 12 . . 1889. Feb. 26.. May 13.. July 12.. Sept. 30.. Dec 11 .. 1890. Feb. 28 . . May 17.. July 18*. Oct. 2 . . . . Dec. 19 . . 1891. Feb. 26 .. May 4 . . . July 9 . . . Sept. 25.. Dec 2 . . 1892. M a r . l .. May 17.. July 12.. Sept. 30.. Dec 9 . . . Mar. 6 May 4 July 12 .. Oct. 3 550 554 561 563 560 Reserve held. Amount. Ratio, Classification of reserve held. Lawful money (6 per cent). Amount. With reserve Five agents (9 per cent). per cent redempRatio, tionfand. Ratio. Amount. Per ct Per ct. Per ct. $27, 003,470 $53, 829, 445 29. 90 $16, 983, 453 9.43 $33, 924,115 18.84 27, 240, 954 53,358,232 29. 38 18, 854, 082 10.38 31, 556,160 17.38 25, 502, 692 45, 241. 638 26.61 18, 801, 649 11. 06 23, 558, 015 13. 86 25, 245, 939 49,189, 650 29. 23 18, 694, 389 11.11 27, 634, 801 16.42 24, 531,549 50, 799, 720 31. 06 18, 036, 445 11.03 29, 977, 889 18.33 $2, 921, 877 2, 947, 990 2,881,974 2, 860, 460 2, 785, 386 559 559 561 557 567 25, 258, 857 25, 204, 559 25, 615, 062 26, 291, 732 26, 843, 401 55,463, 538 53, 071, 039 51, 945, 847 56,170, 958 58, 345, 580 32.94 31.58 30.42 32. 05 32.60 18, 925, 754 20, 044, 604 19,178J 305 20, 055, 448 18,913,441 11.24 11. 93 11.23 11.44 10.57 33, 766, 999 30, 262, 857 30, 033, 212 33, 297, 308 36,653, 591 20.05 18.01 17.59 19.00 20.48 2, 770, 785 2, 763, 578 2, 734, 330 2, 818, 202 2,778,548 570 571 572 572 575 27, 453,354 27, 533, 873 28, 253, 322 28,830,549 28, 792, 675 56, 026, 945 54, 618, 391 56, 916, 208 54, 836, 089 53, 341, 795 30.61 29.75 30.21 28. 53 27.79 18, 960,011 20, 795, 357 20,185, 336 20,192, 341 20, 260,434 10.36 11.33 10.71 10. 51 10.61 34, 334,359 31,241,898 34,176, 300 32, 249,120 30,849, 802 18.76 17.02 18.14 16.78 16.07 2, 732, 575 2, 581,136 2, 554, 572 2, 394, 028 2,131, 559 576580 586 587 591 29, 020, 465 29, 685, 015 29,837, 428 30, 064, 960 30, 090,137 54, 867, 767 56, 268. 209 51, 361, 676 52,990,784 52,172, 378 28. 36 28.48 25. 82 28.44 26.01 19,405,628 10.03 20,193,151 10.20 19,291,157 9.70 19, 775, 576 9.87 20, 038, 795 9.99 33,449, 631 34,160, 474 30, 226,408 31, 370, 441 30, 215, 646 17.29 17.26 15.20 15.65 15.01 2, 012,508 1, 914, 584 2, 844, 111 1, 844, 767 1,817, 937 593 596 598 601 603 31,181, 582 31, 422, 827 31,184, 265 32, 659, 379 32,191, 080 57, 520, 460 55, 782. 017 56, 274, 855 62, 056, 372 57, 440, 943 27.67 26. 63 27.07 28.50 26. 77 20, 111, 377 20. 936, 380 19, 371, 217 21, 624, 500 20, 803, 560 35, 617, 574 33,066, 277 35,146, 229 38, 705,110 34, 986, 054 17.13 15.78 16.91 17.78 16.30 1, 791, 509 1,779, 360 1, 757, 400 1,726,762 1, 651,329 603 607 608 615 617 32, 774, 651 33, 020, 608 33, 539,199 34, 329, 752 34, 059,110 63, 083, 678 62, 586, 794 64, 388, 650 61, 470, 079 56, 484, 694 28.96 28. 43 28. 78 26.86 24. 88 21,144, 626 21,670,363 21, 675, 391 20, 987, 608 21,179, 732 9.68 9.84 9.17 9.23 40,351,399 39, 393, 656 41, 229, 456 39, 007, 885 33, 867, 848 18.47 17.89 18.43 17. 04 14.91 1, 587, 653 1, 522, 775 1,483,803 1,474, 586 1, 437,114 625 629 626 633 640 34, 511, 854 34, 518,143 33, 516,164 34, 306, 011 32, 687, 250 61, 087, 952 56, 982, 396 57,433, 692 56, 273, 548 52, 770,142 26.55 24. 76 25.70 24. 65 24.22 21,451, 064 20, 335, 343 20, 674, 806 20, 867.126 21.676^126 9.32 8.84 9.25 9.12 9.95 38, 212, 896 35, 226, 537 35, 410, 567 34.120, 446 29, 824,190 16.61 15.31 15.85 14.92 13. 64 1, 423, 992 1,420,516 1,348,319 1, 285, 976 1, 269,826 647 655 657 658 658 33, 316, 855 33, 826,152 33, 855,163 34, 601, 023 34, 616, 832 60,131, 790 57, 359, 851 58, 352, 449 60, 307,438 59, 361, 535 27.07 25.44 25. 85 26.14 25.72 22,198, 571 10.00 21,838, 831 9.68 23,393, 089 10. 36 22, 805, 835 9.89 22, 237, 717 9.20 36, 659, 926 34, 242,908 33, 695, 293 36. 214, 263 35, 820,101 16.51 15.18 14.92 15.70 15.52 1, 273, 293 1, 278,112 1, 264, 067 1, 287, 340 1, 303, 717 659 666 671 671 672 36,154, 961 37, 433, 634 38, 092, 339 39, 635, 699 39, 300,157 69, 465, 248 70, 853, 519 75, 068, 925 72, 090, 267 65,465,561 28.82 28. 39 29. 56 27.28 24,99 21,790,282 23,085, 521 24, 013, 764 24,252, 012 24,192,628 46, 353, 240 46, 432,159 49,612,882 46, 485, 078 39, 904, 523 19.23 18.61 19.54 17.59 15.23 1, 321. 726 1, 335, 839 1, 342, 279 1, 353,177 1, 368,410 677 688 697 39,498, 038 40, 044, 889 37,420,310 34, 837, 686 65,213,004 64,213,611 62, 967, 053 64, 014. 555 24.77 24. 05 25.24 27. 56 24, 292, 569 9.23 26,108, 649 9.78 27, 705. 403 11.11 29, 302, 703 12.62 39,537,518 36, 722, 845 33, 829, 395 33, 072, 886 15.01 13.76 13. 56 14.24 9.99 9.31 9.93 9.69 9.04 9.25 9.4C 9. L8 9.23 *Brooklyn transferred to division No. 9 from July 18, 1890. 1,382,917 1,382,117 1,432,255 j 1,638,966 142 REPORT OF THE COMPTROLLER OF THE CURRENCY. T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , T H E R E S E R V E C I T I E S AND CENTRAL R E S E R V E C I T I E S , T H E N U M B E R O F BANKS I N O P E R A T I O N , ETC.—Continued. [Division No. 3.—Delaware, Maryland, Virginia, West Virginia, and the District of Columbia, excluding reserve cities.] Dates. A m o u n t of No. reserve reof quired, 15 j a n k s per cent of net deposits. Reserve held. Amount. Ratio. Classifica Lawful money (6 per cent). A m o u n t . I Ra1i o . :ion of reserve held. With reserve agents (9 per cent). Amount. Ratio. Five per ct n t re den tion fu nd. 1884. 83 83 83 88 88 $3, 877, 353 3, 812, 038 3, 513,153 3, 702, 825 3, 365, 854 $6, 822, 590 6, 446, 814 5, 375,113 6, 837, 101 6, 467, 992 Per ct. 26.36 25. 37 22.95 27.70 28.82 $2, 873, 867 3, 045, 651 2, 975. 931 3, 220i417 2, 942, 926 Per ct. 11. 12 11. 98 12. 71 13. 05 13. 12 $3, 582, 688 3,027, 832 2, 025. 960 3,246, 528 3,164,161 Per ct. 13.86 11.91 8.65 13.15 14.10 $366, 035 373, 331 373, 222 370, 156 360, 905 88 87 87 88 89 3,361,044 2, 854,130 2,919, 436 3, 286, 346 3,162,147 6, 282, 532 5, 624, 698 5, 311, 397 7, 338, 927 7, 070, 981 28. 04 29.56 27. 29 33.50 33.54 3, 043, 637 2, 985, 242 2, 758, 277 3,134, 687 2, 887, 760 13. 58 15. 69 14. 17 14. 31 13. 70 2, 895,186 2, 289, 321 2,199,965 3,850,486 3,825, 340 12.92 12. 03 11. 30 17.57 18.15 343, 709 350, 135 353, 155 353, 754 357, 881 89 90 91 89 91 3,103, 328 3, 239,103 3, 490, 359 3, 525, 434 3,459, 845 6, 579, 113 6, 761, 881 3, 337, 721 7, 125, 856 6, 826, 991 31. 20 31.12 31. 53 30.32 29.60 3, 079, 948 3, 414; 420 3, 313, 468 3, 405, 443 3,124,102 14.00 15 71 14 24 14. 49 13. 54 3,153, 202 3,034,136 3, 714, 380 3,414,134 3, 414, 702 14.95 13. 97 15. 96 14.53 14.80 345, 963 313, 325 309, 873 306, 279 288, 187 91 92 93 94 94 3, 541, 988 3,434,211 3, 681, 532 3, 789, 907 3, 748, 997 6, 685 225 6, 233, 763 6, 591, 665 6, 641, 421 6, 728, 437 28.31 27.16 26.86 26. 29 26. 92 3, 061,122 3, 351, 755 3, 397, 925 3,402, 471 3, 329, 980 12 14 13 13 13 96 64 84 47 32 3, 370, 508 2, 640, 664 2, 952, 617 3, 004,141 3,157, 971 14.27 11. 53 12.03 11.89 12.64 253, 535 241. 344 241. 123 234, 809 240, 476 94 94 95 96 96 3, 827, 479 3, 789, 898 3, 902, 911 4, 364, 275 4,159,106 6, 737, 364 6, 554, 763 6, 688 570 8, 474, 938 7; 612 357 26.40 25. 94 25. 71 29.13 27. 45 3, 272, 849 3, 340, 776 3, 320,174 3,672,005 3, 502, 00'J 12 13 12 12 12 83 22 76 62 63 3,236,123 2, 988, 503 3,150, 750 4, 582, 280 3, 898, 858 12. 68 11.83 12.11 15.75 14.06 228, 392 225, 484 217, 646 220. 353 211, 430 96 98 102 104 105 4, 210, 619 4,129, 743 4, 262, 053 4, 433, 299 4, 285, 277 7, 830, 630 7, 338, 116 7, 356 738 7, 390 267 7, 058 474 27.90 26. 65 25. 89 25.00 24.71 3, 583, 377 3, 852, 493 3, 634, 247 3, 387,152 3, 483, 691 12 13 12 11 12 77 99 77 46 19 4, 043, 241 3,283,684 3, 528, 845 3, 808, 964 3, 399, 343 14. 40 11.93 12, 42 12. 89 11.90 204, 012 201. 939 193, 0J6 194, 151 175, 440 107 108 110 112 113 4, 364, 478 4,559, 745 3, 888, 424 5,127,124 4, 821,664 7 7 8 8 8 384 767 567 665 137 234 257 845 176 749 25.38 25.55 26. 28 25. 35 25. 3-2 3, 252,139 3, 652, 805 3,689,922 3, 925,154 4,178,148 11 12 11 11 13 18 02 32 48 00 3, 3, 4, 4, 3, 956, 771 942, 458 701, 987 575, 269 793,410 13. 60 12. 97 14.43 13.39 11.80 175 171 175 164 166 115 116 117 121 122 4,870, 435 4, 867, 413 4, 945, 034 5, 211,836 5, 050,442 8 8 8 9 8 552 078 368 103 947 098 827 584 332 957 26.34 24. 90 25. 38 26.20 26. 58 4,157,438 4, 553,151 4, 424, 507 4,351,771 4, 273, 584 12 84 14 03 13 42 12. 52 12 69 4,225, 817 3,355,717 3,774,134 4,562, 235 4,482, 701 13.01 10.34 11. 42 13.13 13. 32 168 843 169 959 169, 943 189 326 191 672 Julyl2... Sept. 30 .. Dec 9 123 123 125 126 128 5,197, 888 5, 339, 549 5, 525,165 5, 866, 785 5,734,312 9 10 10 10 9 553 024 051 642 573 079 832 025 067 896 27.57 28.16 27.29 27. 21 25. 04 4, 043, 320 11 67 4, 579. 861 12 87 4, 539, 597 12 32 4, 555, 393 11 65 4, 297, 482 11 24 5, 312. 345 5, 254, 667 5, 306, 624 5, 880, 534 5, 070, 908 15.33 14. 76 14.41 15.04 13. 26 197 190 204 206 205 1893. Mar. 6 . . . Mav 4 . . . Julv 12.. Oct. 3 129 129 131 131 5, 620,043 5,468, 535 5. 240, 620 4, 905, 904 8 825 443 8 182 251 791 799 8,' 807, 343 23 53 22.' 44 25. 16 27.11 4,141,262 4,474,082 5. 007,147 5, 16S, 452 4, 473, 3, 497, 3, 578, 3, 468, 11.94 9.59 10.24 10.61 210 237 210 197 206 102 229, 895 Mar. 7 . . . . Apr. 2 t . . . J u n e 20 Sept. 3 0 . . . Dec. 20 . . . 1885. Mar. 10... May 6 . . . . ,) ul'y 1 . . . . Oct. 1 Dec. 24 . . . • 1886. Mar.l.... June 3 . . . Aug. 2 7 . . . Oct. 7 Dec. 28 . . . 1887. Mar. 4 . . . . May 13 . . . Aug. 1 . . . Oct. 5 Dec. 7 . . . . 1888. Feb. 1 Apr. 34 0 .. .. .. J u n e 30... Oct. 4 Dec. 12 . . . 1889. Feb. 26 . . . May 13 . . . July 12... Sept, :so . . Dec. 11 . . . 1890. Feb. 28 . . . May 17 . . . July 1 8 . . . Oct. 2 Dec. 19 . . . 1891. Feb. 26 . . . May 4 July 9 . . . . Sept, 25 . . Dec. 2 . . . . 1892. Mar.l May 1 7 . . . 11 12 14 15 05 27 33 80 944 972 550 996 324 994 935 753 191 414 304 804 140 506 REPORT OF THE COMPTROLLER OF THE CURRENCY. 143 i •JSEEJ&WING, B Y G E O G R A P H I C A L D I V I S I O N S , T H E R E S E R V E C I T I E S A N D C E N T R A L R E S E R V E C I T I E S , T H E N U M B E R O F .BANKS I N O P E R A T I O N , E T C . — C o n t i n u e * ! . [Division No. 4.—Nortli Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Louisiana. Texas, Arkansas, Kentucky, and Tennessee, excluding reserve cities.] Dates. Amount of No. reserve reof quired, 15 banks per cent of net deposits. Reserve held. 201 204 208 216 220 Mar. 10... May 6 July 1 . . . . Oct. 1 . . . . Dec. 24 . . . • 226 $6, 816, 062 $13,644,672 12, 348,517 6,874,431 11. 364,136 6,449,163 11;168, 505 6,042, 864 14,560,732 6,491,216 per cent).' Wilii reserve Five Amount. agents (9 per cent). per cent redempRatio. Amount. Ratio. tion fund. Per ct. 30.03 26. 95 26.43 27. 72 33. 67 $6, 883, 358 6, 803,102 6, 826, 409 6, 334, 635 7, 007, 010 Per ct. 15.15 14.84 15. 88 15.72 10.19 Amount. Ratio. 1884. Mar. 7 . . . . Apr. 24... June 20 .. Sept. 30 . . Dec. 20 . . . Classification of reserve held. Lawful money (6 $5, 4, 3, 4, 0, 979, 762, 782, 087, 806, 687 025 000 448 367 Per ct. 13.18 10. 39 8.80 10.15 15.73 $781,627 783, -J.'JO 755,721 746, 482 747,349 229 232 232 235 6, 669, 784 6,483, 495 6,442, 590 6, 388, 330 7,142, 914 15, 098, 820 13, 065, 477 12, 401. 357 11,874, 404 15, 834,011 33. 96 30. 23 28.88 27. 88 33. 25 7, 964, 807 7, 563, 398 7,159, 393 6,826. 279 8, 001, 784 17.91 17.50 16.67 10.03 16. 80 6, 385,184 4, 705, 739 4, 532,187 4,322, 638 7,141, 940 14. 36 11. 03 10.55 10.15 15.00 748, 829 736, 340 712, 777 725;487 690, 287 240 245 251 251 253 7, 583, 952 7,493, 063 7, 301, 499 7, 520, 093 8, 863, 744 16, 308, 788 15, 598, 452 13, 956, 929 13, 597, 692 21,096, 851 32. 26 31. 23 28. 67 27.12 35.70 8, 523, 863 8,108,413 7, 650, 399 7, 565,181 9,659, 357 16.86 16.23 15. 72 15.09 16.35 7,114,169 6,863,196 5, 699, 062 5,474, 973 10, 914, 071 14.07 13.74 11.71 10.92 18.47 670, 756 626, 843 607, 468 557,538 523,423 22, 18, 15, 16, 18, 483,3C6 093, Bto 981, 040 341, 034 963, 708 33.89 28. 86 25.98 20. 69 29. 41 10, 365, 065 9, 623, 458 8, 924, 833 9, 728, 521 10, 375, 365 15.62 15.35 14.51 15. 89 16.10 11, 607, 039 7,905, 043 6, 555, 611 6,100,154 8, 072, 837 17.50 12. 71 10.66 9.96 12.52 511, 262 504, 868 500,002 512, 359 515, 506 1886. Mar. 1 . . . . June 3 . . . Aug. 27... Oct. 7. Dec. 28 . . . 1887. Mar. 4 . . . . May 13... Aug. 1 Oct. 5 Dec. 7 1888. Feb. 14 . . . Apr. 3 0 . . . June 3 0 . . Oct.4. . . . Dec. 12 . . . 265 279 290 296 301 9, 951, 682 9,403, 413 9, 227,123 9,183, 326 9, 671,142 305 307 313 318 321 10, 241, 743 9, 775,180 9, 683, 437 9, 543, 970 10, 201, 944 21,109, 205 17, 915,763 17, 925. 943 16, 380; 467 19, 622, 145 30.92 27.54 27.77 25.74 28.85 11,248,310 9, 916, 320 9, 397, 854 9, 557, 311 9, 752, 3G8 16. 47 15.22 14. 56 15. 02 14. 34 9, 353,121 7, 522, 773 8,027,614 6, 338, 284 9, 382,165 13.70 11.54 12.44 9.96 13.79 507. 500, 500, 484, 487, 1889. Feb. 26 ... May 13... July 12... Sept. 30... Dec. 11 . . . 324 339 346 364 374 11, 495, 298 11,100, 507 11, 035, 036 11, 506, 487 12, 872, 658 20, 22, 20, 20, 24, 309 576 091 741 345 34. 97 30. 20 28. 32 25.96 28. 83 12,195, 333 11,482, 281 11, 054, 098 10,771,020 11,495, 248 15. 91 15. 52 15. 03 13.97 13.39 14,122. 446 10, 385, 059 9,301,242 8, 756, 707 12,731, 317 18.42 14.03 12.64 11.36 14.84 479, 530 478, 236 480,751 487,014 510,780 1890. 393 Feb. 28 . . . 406 May 17... July 18... 424 Oct. 2 . . . . 448 Dec. 19 . . . 459 14,175, 895 13, 714, 057 13. 739, 545 13;710,442 13, 510, 003 30,120,238 23,414,837 21, 907, 965 22,104, 528 23,155, 918 31.87 25.61 23.92 24.18 25.71 14, 840, 750 12, 862.873 12, 097, 302 12, 400, 753 13, 418, 057 15.71 14. 07 13. 21 13.57 14.90 14, 753,742 10, 017,319 9, 268,102 9,139, 407 9,173,073 15. 61 10.96 10.12 10.00 10.18 519, 534; 542, 584, 564, 467 477 479 478 481 13,804,224 13, 436,294 12,738,158 12, 036, 628 12,811,339 26, 336,774 22,473, 091 21,332,300 20, 885, 765 26, i 36, 093 28.62 25.09 25.12 26.03 30.48 14, 779, 794 12, 991,105 12, 403,539 11, 898, 504 13, 545, 523 16.06 14. 50 14.61 14.83 15.86 10, 8, 8, 8, 11, 970,713 891, 629 344, 235 394, 262 877, 366 11.92 9.93 9.83 10.46 13.91 586, 207 590, 357 584,526 592, 999 613, 204 489 496 500 500 501 13,763,268 13,622, 353 13,467, 057 13, 626, 945 14,813, 578 30, 781, 096 28,184, 556 27, 206, 231 24, 577,400 29,429, 783 33.55 31.03 30.30 27.05 29.80 15, 204, 417 14, 563, 496 13,784,480 12, 747, 780 14,677,877 16.57 16.04 15.35 14.03 14.86 14, 949, 816 12, 974, 795 12,765,316 11,175, 373 14, 089, 551 16.29 14.29 14.22 12.30 14.27 626, 640, 056, 654, 662, 501 502 499 487 15, 395,493 14, 806, 327 12, 813, 088 10, 094, 707 30, 895, 770 26, 856, 303 21,028.030 21,458,980 30.10 27. 21 28. 83 31. 89 15, 764, 518 14, 982, 800 15,100,520 14, 354, 238 15.36 15.18 17.76 21. 33 14,497,932 11,241,220 8, 837,103 0,401,512 14.13 11.39 10. 35 9. 65 633,320 032,337 625, 001 613,230 1891. Feb. May 42 6 . . . July9 . . . Sept. 25... Dec. 2 . . . . 1892. Mar.l.... May 17... July 12... Sept. 30... Dec. 9 1893. Mar. 6 Mav 4 . . . . July 12... Oct3..... 797, 345, 830, 014, 737, 774 670 475 872 612 746 045 500 308 788 803 205 405 247 355 144 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE SHOWING, B Y GEOGRAPHICAL DIVISIONS, T H E R E S E R V E C I T I E S AND CENTRAL R E S E R V E C I T I E S , THE N U M B E R OF BANKS IN OPERATION, ETC.—Continued. [Division No. 5.—Ohio, Indiana, Illinois, Michigan, and Wisconsin, excluding reserve cities.] Dates. Amount of reserve reof quired, 15 banks per cent of net deposits. 1884. Reserve held. Classification of reserve held. Lawful money (6 Amount. Ratio. per cent). Amount. Ratio. With reserve Five agents (9 per cent). per cent redemp- Amount. Ratio. tion fund. Per ct. Pcrct. Per ct. $17, 808, 933 $34, 832, 320 29. 34 $16,461,984 13.87 $16, 636, 811 14.01 ;$1, 733,525 16, 913, 978 14. 59 13,623,182 11. 75 1, 757, 434 17, 392, 601 32, 204, 594 27.81 16,186, 847 14. 59 16, 640, 340 30, 908, 073 29.15 13, 081. 876 11.79 1, 699, 350 16,127. 236 15. 33 15, 784, 480 31, 545,494 29. 98 13, 764,179 13. 08 1,654, 079 15, 563, 364 15. 52 15,040,275 16,332,719 16.29 1, 582,152 33,478,235 33.39 Mar. 7 . . Apr. 24. June 20. Sept. 30. Dec. 20 . 558 580 569 574 572 1885. Mar. 10. May 6.. July 1 . . Oct'.l ... Dec. 24 . 567 568 567 570 570 15, 800, 692 15,954.519 16,118. 869 16, 501' 187 16, 487,191 36, 876,186 35,963,168 36,162, 9S7 37,477,345 36, 226, 910 35.07 33. 81 33.65 34. 07 32.93 10, 882. 609 17,117,106 15,936,895 17, 019, 462 16,050, 698 16. 03 16.09 14. 83 15.47 14.59 18,475, 898 17, 336, 757 18, 738,134 18,934,890 18, 653, 616 17.54 16.30 17. 45 17.21 16.96 1,517,679 1, 509, 305 1, 487, 958 1,522, 993 1, 522, 596 1886. Mar. 1 . . June 3 . Aug. 27. Oct. 7... Dec, 28 . 571 575 582 580 576 17,184, 663 17,452, 850 18, 315, 951 18, 438,101 18, 828.474 38, 467, 958 36,682, 622 41, 364, 412 39, 891. 410 40, 25i; 058 33.57 31.53 33. 88 32.45 32.07 16, 692,494 17, 849. 509 17,118. 272 17, 974, 624 18, 082, 937 14.57 15. 34 14.02 14. 62 14.41 20,284,810 17,426,446 22,867,315 20,594,220 20, 974,170 17.78 14.98 18.73 16.75 16.71 1,490, 654 1,406, 667 1, 378, 825 .1, 322, 566 1,193,951 1887. Mar. 4 . . May 13. Aug. 1.. Oct. 5 . . . Dec. 7 .. 582 584 594 598 600 19, 446, 236 20, 082, 778. 20, 814, 218 20, 570, 959 20, 237, 953 42,186, 629 41, 866, 938 44,475, 533 40, 983, 916 39,116,212 32.54 31. 27 32. 05 29. 88 28.99 18, 037, 638 19, 111, 576 18,401.230 19,171016 18, 425, 529 13.91 14.27 13.26 13. 98 13.66 23,012, 354 21, 673, 404 25,021, 687 20, 771, 852 19, 629, 800 17.75 16.19 18.03 15.14 14.55 1,136, 637 1,081,958 1, 052, 616 1.041, 048 1,060, 883 1888. Feb. 14 . Apr. 30. June 30 Oct. 4 . . . Dec. 12 . 603 606 609 611 615 20, 788,469 20, 795, 516 20, 756, 627 21, 297, 373 21,150,669 40, 918,158 39,175, 386 39,806, 200 42, 224, 352 42, 096, 506 29.52 28. 26 28. 77 29. 74 20.85 18.290,041 18, 869, 67717, 754, 453 18,466,510 18, 089, 328 13.20 13.61 12.83 13. 01 12.83 21, 600, 663 19, 298, 656 21, 045, 051 22,763,433 23,025,148 15.59 1,027,454 13. 92 1, 007, 053 15.21 1, 006, 696 994, 409 16.03 982,030 16.33 1889. Feb. 2*6 . May 13 .. July 12. Sept. 30. Dec. 11 . 620 622 624 626 630 22,108,190 22, 532, 982 23,197, 384 23, 355, 251 23,037,979 46,152, 837 45, 216, 707 48, 488, 996 47, 310,106 43,421, 760 31.31 30.10 31.35 30.39 28.27 18, 299, 545 12. 42 19,984,145 j 13.30 20,004,249 12.97 19, 052,153 12. 24 19, 053,439 12.41 26, 888, 639 24, 287, 408 27, 489, 594 27, 327, 970 23,439,190 18.24 16.17 17.78 17.55 15.26 1890. Feb. 28 . May 17 . July 18. Oct. 2 . . . Dec. 19 . 635 644 650 650 655 23, 999, 083 24,458, 347 25,234, 240 25, 804,618 25,120, 570 47,348, 221 45,815, 953 47, 608, 327 48, 563, 276 46, 041, 343 29.59 28.10 28.30 28.23 27. 49 19, 385,160 19,214,280 19,719,230 20. 149, 638 20, 682, 244 12.12 11.78 11.72 11.72 12.35 27, 043,136 16. 90 25,672,588 | 15.74 26,955,389 | 16.02 27,493, 759 j 15. 98 24,449, 070 14. 60 654 657 660 663 26, 052, 632 26, 750, 845 27, 027, 984 28,583, 963 28,159, 822 52, 449, 599 50, 936, 356 49, 36:',, 907 56, 669,154 52, 506, 985 30.20 28. 56 27.40 29. 74 27. 97 21,751,135 22.312,368 22, 496. 481 23,177.047 22,416, 277 12.52 12, 51 12.49 29, 785, 731 27, 709, 586 25, 973,487 32,572,518 29,173,153 17.15 15.54 14.41 17.06 15.54 912, 733 914,402 893, 939 919,589 917, 555 1892. Mar. 1.. May 17 . July 12. Sept, 30., Dec. 9 ... 672 674 680 683 2J\ 753,103 30, 056, 393 30, 626, 267 31, 582, 801 31, 321, 325 60,508,503 60,761,493 62,196, 543 62, 336, 227 56, 657, 506 30.50 30. 32 30.46 29. 61 27.13 22,473, 202 23, 505, 074 23, 899, 694 24. 987, 436 24, 707, 288 11.33 11. 73 11.71 11.87 13.36 37,105,516 36, 314,168 37, 353. 557 36, 395| 159 30,947,479 18.71 18.12 18.29 17.29 9.79 929, 785 942,251 943,292 953. 632 1,002, 739 1893. Mar. 6 . . May 4 .. July 12. Oct3.... 695 696 692 31,702,621 31,387.409 27, 270,886 23, 399, 510 56, 060,568 50, 916, 834 50,291. 654 49, 458, 283 26.53 24.33 27.66 31. 70 24, 647, 925 25, 604,190 27, 220, 984 27, 888, 005 11.66 12. 24 14. 97 17.88 30, 368, 515 24, 258, 308 21. 992, 775 20, 450, 669 14.37 1,044,128 11.59 1.054, H36 12.10 1, 077, 895 13.11 i 1,119, 609 1891. Feb. 20 . May 4 . . July 9.. Sept. 25. Dec. 2 . . 12.16 11.95 964,653 945,154 935,153 929, 983 929,131 919, 925 929, 085 933, 708 919, 879 910,029 REPORT OF THE COMPTROLLER OF THE CURRENCY. 145 TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRAL RESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued. [Division No. 6.—Iowa, Minnesota, Missouri, Kansas, and Nebraska (Omaha transferred to division No. 9, October 5, 1887; Kansas City and St. Joseph transferred to division No. 9, May 13, 1887), excluding reserve cities.] Reserve held. Amount of No. reserve reof quired, 15 banks per cent of net deposits. Dates. Amount. Amount. 1884. $7, 297, 414 8, 463, 096 9, 366, 090 8,130, 878 7, 734, 917 Per ct. 11.69 13. 07 14.72 13.32 13.42 $8, 526. 486 8,406^ 680 6, 806, 044 7, 677, 976 7, 642, 884 Per ct. 13. 66 12.98 10. 69 12.58 13.26 $510, 868 515,380 510, 451 494, 324 496, 651 18,064,151 19,112, 996 20,186, 373 19,159, 727 19,128,184 29.45 29. 73 29. 96 27. 30 27. 30 8,442, 274 8, 803, 813 8, 868, 049 8, 896, 805 9, 309, 280 13.76 13.69 13.16 12. 68 13. 28 9,131,647 9, 806, 853 10, 827, 681 9, 768, 829 9, 315,121 14.89 15.25 16.07 13. 92 13. 29 490, 230 502, 330 490, 643 494,093 503, 777 10, 872, 988 12, 203, 046 12, 349, 300 12,377, 733 12, 811,418 19, 373, 302 23, 020, 432 24, 464, 927 21,931,867 23,073, 002 26.73 28. 30 29. 72 26. 58 26. 99 8, 838,140 11, 204, 906 10, 229, 545 11, 019, 342 11, 752, 951 12.19 13. 77 12.43 13. 35 13.76 10, 043, 854 11, 339, 220 13, 747, 424 10, 422, 066 10, 848,107 13.86 13.94 16.70 12. 63 12. 70 491, 308 476, 306 487,953 490, 459 451,944 427 428 438 455 462 14,184. 873 13, 368,183 12, 435, 313 12, 258, 402 11, 440, 774 27, 26, 25, 22, 20, 343 837 695 310 408 29. 35 29. 99 30. 22 27. 37 26.25 11, 800, 366 12, 010, 369 10, 458, 690 10,275, 484 9, 831,122 12. 54 13. 48 12. 62 1.2. 57 12.89 15, 441, 590 14, 290, 849 14,175, 769 11,660, 633 9, 753, 960 16.33 16. 04 17.10 14. 27 12.79 450,387 422,619 422, 2:56 481,193 438, 326 460 468 471 476 480 11,915,472 12,191,175 12. 423,419 12^ 646, 574 12,102, 288 24,167, 651 24, 217, 974 25, 363, 996 23, 898, 707 20,169, 802 30.42 29.80 30. 62 28. 35 25. 00 10, 418, 840 10, 851, 912 10, 547,101 10,011,697 10,197, 298 13.12 13.35 12. 73 11. 87 12.64 13, 308, 830 12, 924, 379 14, 367. 358 13, 436, 321 9, 520, 418 16.75 15.90 17. 35 15. 94 1.1. 80 439, 981 441,683 449, 537 450, 689 452, 086 487 490 497 503 516 12, 420, 637 12, 585, 262 12, 925, 286 13, 015, 631 13, 209,115 22, 23, 24, 23, 23, 812, 398 606, 074 386, 425 831, 360 663,534 27.55 28.13 28. 30 27. 46 20. 87 10, 019,197 10.400,419 10, 374, 952 9, 352, 807 10, 728, 448 12.10 12. 47 12. 04 10. 78 12.18 12. 336, 471 12, 687, 257 13, 553, 976 14, 013, 997 12, 464, 371 14. 90 15. 12 15. 73 16.15 14.15 456, 730 458,398 457, 497 404, 556 470,715 522 531 522 529 526 14. 037, 495 14, 672, 003 11, 820, 328 12,650, 537 12, 020, 926 26, 557, 782 28, 417, 458 23, 587, 972 25, 045, 606 21, 890, 313 28.38 29.05 29. 93 29. 70 27.32 10,142, 221 10.129, 389 8, 660, 227 9, 037, 219 9,113, 606 10.84 10. 36 10.99 10. 72 11.37 15, 945, 079 17,803,225 14, 559. 610 15,542;676 12,303,422 17.04 18. 20 18.48 18. 43 15.36 470, 481 484. 844 462^ 949 465, 711 473,285 525 526 525 534 540 12,152,020 12, 807, 895 12, 271, 889 12, 709, 609 12, 764, 884 24,124,918 24, 484, 899 21, 873, 399 24,150, 965 23,452, 871 29.78 28. 68 26. 74 28. 53 27. 56 9,109,692 9,383.476 9, 271,189 8, 975, 641 9, 081,102 11.24 10.99 11. 33 10.59 10.67 14, 548, 746 14, 634, 337 12,140, 446 14, 702, 969 13, 887,498 17.96 17.14 14.84 17.35 16.32 466, 480 467, 086 461, 764 472, 355 484, 271 540 539 541 543 544 14, 021, 847 14,113,353 14, 379, 925 14, 520,103 14,516,112 28, 524, 563 28, 839, 733 29, 371, 591 29.190, 867 24, 440,147 30. 51 30. 65 30. 64 30.16 25.25 9, 292, 759 9, 659. 618 9, 901, 204 9, 940, 427 9,899, 800 9.94 10.27 10.33 10. 27 10.23 18, 745, 334 18, 696, 824 18, 986, 849 18, 768, 907 14, 052, 376 20.05 19.87 19.81 19.29 14. 52 486, 470 483,291 483, 538 481, 533 487,971 547 547 544 544 15, 316, 641 14, 435, 303 12,300,120 10, 645,802 28, 052, 373 25, 361, 913 23, 245, 122 23,414,641 27. 47 26. 35 28. 35 32. 99 10,538 687 10,331,862 10, 983. 17f> 10,771,244 10. 32 10.74 13.39 15.18 17, 025. 851 16.67 14,558,770 15.13 11,796,413 14.39 12,166, 739 17.14 487, 865 471, 281 465, 534 476, 658 287 298 309 329 329 $9, 365, 609 $16, 334, 768 17, 385,106 9, 712.119 9, 54C>i 762 16, 682, 585 16, 305,178 9,158, 231 8, 643,147 15, 874, 452 Mar. 1 0 . . . May 6 . . . . Julv 1 Oct* 1 Dec. 24 . . . 1886. 336 340 340 359 363 9, 202,146 9, 643. 675 10,105!532 10, 526, 279 10,511,542 Mar. 1 . . . . June 3 . . . Aug. 27.-. Oct. 7 Dec. 28 . . . 1887. Mar. 4 . . . . May 1 3 . . . Aug.l.... Oct. 5 Dec. 7 . . . . 1888. 377 391 404 406 418 Feb. 14 . . Apr. 3 0 . . . J u n e 30 . . Oct. 4 Dec. 12 . . . Mar. 6 May 4 § . . Julv 12... Oet",3 W i t h reserve Five agents (9 per cent). per cent redempEatio. Amount. Eatio. tion fund. Per ct. 26.16 26.85 26. 21 26. 70 27.55 Mar. 7 Apr. 24 . . . J u n e 20 . . Sept. 30... Dec. 20 . . . 1885. 1889. Feb. 26 . . . May 1 3 . . . J u l y 12... Sept. 30... Dec. 11 . . . 1890. Feb. 28 . . . May 1 7 . . . July 18*-. Oct. 2 Dec. 19 . . . 1891. Feb. 2 6 . . . May 4 July 9 1 . . . Sept. 25... Dec. 2 1892. Mar. 1 . . . . May 17... Jnfvl2... Sept. 30... Dec. 9 1893. Eatio. Classification of reserve held. Lawful money (6 per cent). 752, 723, 056, 367, 023, * St. Paul and Minneapolis transferred to division No. 9 from July 18, 1890. f Des Moines transferred to division No. 9 from July 9,1891 §» Lincoln transferred to division No. 9 from May 4,1893. 10665 CUB 10 146 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE SHOWING, B Y GEOGRAPHICAL DIVISIONS, T H E R E S E R V E CITIES AND CENTRAL R E S E R V E C I T I E S , TIIK N U M B E R O F B A N K S I N O P E R A T I O N , E T C . — C o n t i n u e d . [Division ]STo. 7.—Colorado, Nevada, California, and Oregon, excluding reserve cities.] Dates. Amount of No. reserve reof quired, 15 banks percent of net deposits. Reserve held. Amount. Ratio. Classification of reserve held Lawful money (6 per cent). Amount. With reserve Five agents (9 per cent). per cent redempRatio. Amount. Ratio. tion fund. 1884. 43 43 45 46 47 $3,009, 761 3, 028, 531 2, 748, 621 2, 660, 548 2, 560, 777 $5, 626, 902 5, 791, 614 5,492, 659 5, 798, 359 5, 524, 939 Per ct. 28.08 28.68 29.97 32.69 32.36 $3, 217, 300 3, 207, 082 3, 664, 908 3, 346. 017 3,180, 260 Per ct. 16.05 15.88 20.00 18.86 18.63 $2, 287. 585 2, 462, 898 1, 717, 837 2,341,155 2,239,427 Per ct. 11.46 12. 20 9. 37 13.20 13.12 $122, (03 121, 634 109,914 111. 187 105,252 47 49 50 51 54 2, 663, 353 2, 683, 438 2, 721, 004 2, 920, 866 3,189, 900 5,978. 551 5, 699, 692 5, 697, 478 6, 635,005 7, 038, 522 33.67 31.86 31.41 34.07 33.10 3,450, 529 3, 336, 534 2, 966, 876 3,260,554 3, 732, 709 19.43 18.65 16. 36 16. 74 17.55 2,419, 586 2, 256,198 2, 626,141 3, 264, 417 3,192, 688 13.63 12. 61 14.48 16.76 ,15.01 108, 436 106, 960 104,461 110,034 113,125 57 61 67 68 71 3, 329, 3, 598, 3, 863, 3, 971, 4, 329, 624 749 286 589 961 7, 529, 982 7, 672, 897 8, 288, 012 7, 896, 910 9, 221, 771 33.92 31.98 32.18 29. 83 31.95 4, 034, 927 4, 096, 387 4,104, 213 5, 276, 940 16.82 15.91 15.50 18.28 3, 465, 3, 527, 4, 075, 3, 672, 3, 828, 653 877 587 731 979 15. 61 14. 70 15.82 13.87 13.26 116, 814 110,093 116, 038 119, 966 115, 853 71 75 83 86 86 4, 674, 444 5, 276,435 5, 719, 220 6, 330, 097 6,291, 325 10, 289, 333 11,540, 554 11, 799, 916 13, 784, 605 12, 882, 230 33.02 32.81 30.95 32.66 30.71 5, 072, 302 5, 990, 889 6,134, 729 7,276, 703 7, 540, 479 18. 20 17.03 16.09 17.24 17.98 4, 504, 028 5,438,612 5, 548, 590 6,385,390 5, 218, 778 14.45 15, 46 14.55 15.13 12. 44 113,003 611,053 116, 507 122, 506 122, 973 87 94 96 98 96 6,149. 731 6, 042, 609 5, 924, 963 6, 036, 317 5,935, 042 12,446, 902 11, 396, 749 11, 634, 948 12, 503, 944 11, 717, 229 30.36 28.29 29.46 31.07 29.61 7, 457, 014 6, 557, 882 6, 338,182 6, 338, 048 6, 789, 265 18.19 16. 28 10. 05 10. 05 17.16 4,861, 593 4, 708, 006 5,171.147 6,034,811 4, 800, 478 11.80 11.69 13. 09 15, 00 12.13 128,215 130,801 125,019 131, 085 127, 486 98 102 102 107 109 6, 215,145 6, 418, 048 6, 469, 509 6, 871, 682 6, 822, 808 13,833,283 13,674, 031 14,125,458 15,136, 846 13,759, 793 33. 39 31. 96 32.75 33.04 30.25 7,408, 611 7, 084, 911 7,124, 899 6, 820, 811 7,133, 411 17.88 16.56 16. 52 14.90 15.16 6, 297, 797 6, 459, 741 6,870,159 8,181,249 6, 489, 222 15. 20 15.10 15. 93 17.86 14.27 126, 875 129,379 130,400 128, 786 137,160 Feb. 2 8 . . . 111 May 17... 114 118 July 18... Oct. 2 . . . . 120 Dec. 19 . . . 123 6, 985,597 7,280, 605 7,407, 945 7, 973. 078 7, 220i 289 14, 398, 961 14,457, 219 14,436,316 15, 402, 798 12, 965, 412 30.92 29. 79 29. 23 28.98 26. 94 7, 499. 805 7,148. 956 6, 844, 093 7,188,163 7, 689, 352 16.10 14. 73 13. 85 13.52 15. 97 6, 756, 913 7,166, 979 7,450,124 8, 070,144 5,126, 361 14.51 14. 77 15.08 15.18 10.65 142, 243 141, 284 142,099 144,491 149, 699 126 127 325 125 126 7, 002. 973 7,441, 637 7,253, 722 7,410, 697 7, 230,867 13,974. 031 14, 707,475 13, 418, 378 14, 066,112 13,262,170 29.93 29.65 29. 75 28.47 27. 51 7, 904, 8, 210, 7, 670, 7,112, 7, 049, 310 360 382 951 001 16.93 16. 55 15.86 14.40 14. 62 5, 916, 675 6, 335, 458 5, 590, 972 6, 782, 556 6,038,406 12.67 12.77 11.56 13.73 12.53 153, 046 161, 657 157, 024 170.605 174, 763 Mar.l.... May 1 7 . . . J u l y 12... Sept. 30 . . Dec. 9 1893. 127 129 129 130 129 7, 512, 533 7. 708, 768 7,811, 979 8, 061, 098 7, 864, 845 16,105, 600 16, 803,460 16, 013, 909 17,134, 307 15, 736, 998 32.16 32. 70 30.75 31. 88 30.01 7, 878,254 7, 998, 033 7, 837, 323 7, 956, 810 8, 220,157 15.73 15.56 15. 05 14.81 15. 69 8, 045, 713 8, 621, 376 7, 992, 300 8, 998, 901 7, 335, 308 16.00 16. 78 15. 35 16. 75 13. 99 181,633 184. C51 184, 286 178,596 175, 533 Mar.6 . . . Mav 4 . . . J u l y 12 . . Oct.3.... 129 131 118 125 7, 832,933 7,781,155 5. 360, 631 5, 276, 029 15,397,497 13.821,022 9,017,696 10, 924, 705 29.48 26. 64 25. 23 31.06 8. 326, 499 8, 053, 327 6, 735. 237 7,822, 217 15.95 15. 52 18.85 22.24 6, 896, 302 ! 5, f>89, 749 2,123,215 2, 937, 809 13.21 10.78 5.94 8.35 174,696 177.946 lt.9, 244 164, 679 Mar. 7 . . . . Apr. 24... June 2 0 . . Sept. 30 . . Dec. 2 0 . . . 1885. Mar. 10... May 6 . . . . Julyl.... Oct. 1 Dec. 24 . . . 1886. Mar. 1 June 2 . . . Aug. 27 . . Oct. 7 Dec. 28 . . . o onrt /*n A 1887. Mar. 4 May 13... Aug. 1 . . . Oct5.... Dec. 7 . . . . % 1888. Feb. Apr. 14... 30... June 3 0 . . Oct. 4 Dec. 12... 1889. Feb. 2 6 . . . May 13... July 12 . . Sept. 30 . . Dec. 1 1 . . . 1890. 3891. Feb. May 2 4 6... July 9 . . . . Sept. 25 . . Dec. 2 1892. REPORT OF THE COMPTROLLER OF THE CURRENCY. 147 T A B L E SHOWING, B Y GEOGRAPHICAL DIVISION'S, T H E R E S E R V E C I T I E S AND CENTRAL R E S E R V E C I T I E S , T H E N U M B E R OF BANKS IN OPERATION, ETC.—Continued. [Division No. 8.—Arizona, North Dakota, South Dakota, Idaho, Montana, New Mexico, Utah, Washington, Wyoming, Oklahoma, and Indian Territory.] Classification of reserve held. Reserve held. Dates. Amount of No. reserve required, 15 of i)anks per cent of Amount. net deposits. Ratio. Lawful money (6 per cent). With reserve Five agents (9 per cent). per cent redempAmount. Ratio. tion fund. Amount. Ratio. $2, 332,136 2, 421, 783 2, 377, 061 2,077,673 2, 357,403 Per ct. 15. 85 16.10 16. 25 14.41 16.12 $955, 815 1,038,881 899, 284 1, 066, 754 1,114, 624 Per ct. 6.50 6.90 6.15 7.40 7.62 $118, 523 124,096 126, 350 118, 614 109, 547 1884. Per ct. $3,406, 474 23.16 3,584,760 23.83 3,402, 695 23.26 3, 263, 041 22. 64 3,581, 574 24.49 78 84 87 87 86 $2, 206, 520 2, 256, 846 2,194, 632 2,162,177 2,193,537 88 89 .92 94 107 2,132, 223 2,124, 749 2, 317, 930 2,492, 432 2,633, 914 3, 703, 384 3, 587, 997 3,939, 596 4,420,239 4. 881, 391 26.05 25. 33 25.48 26.60 27.80 2,525, 590 2, 387, 887 2, 354, 579 2,600, 691 3,166, 234 17.77 16.86 15.24 15.65 18.03 1,068,609 1, 089,153 1, 473,460 1, 704,733 1, 594, 293 7.52 7.69 9.53 10.26 9.08 109,185 110, 957 111, 557 114,815 120, 8G4 Mar.l.... June 3 Aug. 2 7 . . . Oct. 7 Dec.28 . . . 1887. Mar. 4 . . . . May 13. . . Aug.l.... Oct.5 Dec. 7 . . . . 1888. F e b . 14 . . . Apr. 30... June 30... Oct. 4 Dec. 12 . . . 1889. Feb. 26 . . . May 1 3 . . . Julv 12... Sept, 3 0 . . . Dec. 1 1 . . . 1890. 107 109 113 114 111 2, 643, 604 2, 745, 057 2,615,777 2, 675, 213 2, 852, 550 4,716,817 4, 688,187 5,173,789 5,149, 624 5, 258,108 26.86 25.61 29.67 28.87 27. 65 3,057, 426 3, 091, 659 3,135, 269 3, 360, 609 3,560, 333 17.41 16.89 17.98 18.79 18.70 1,535,412 1,471,191 1, 913,185 1, 669, 970 1, 577,946 8.74 8.04 10.97 9.36 8.25 123,977 125,339 125,335 119: 045 119, 829 121 125 128 128 130 3, 019, 568 3, 258, 730 3, 501, 233 3,630, 696 3, 787, 621 4,961,765 4, 782, 756 5, 626, 017 5, 730,545 6, 290, 797 24.65 22. 02 24.13 23. 68 24.91 3,418, 756 3, 357, 718 3,492, 525 3, 715,196 4, 255, 601 16.98 15.46 14.96 15. 35 16.85 1, 421, 601 1, 303, 545 2, 010, 740 1,888,860 1, 908,315 7.06 6.00 8.57 7.80 7.56 121,408 121, 493 122, 752 126, 489 126, 881 131 130 130 132 131 3, 779, 467 3, 824, 435 3, 972,189 4,461,321 4,552,960 5,791,312 22.98 5,935,373 23. 28 6, 292, 050 23. 76 7, 758,182 26. 08 7,853,939 25. 88 3, 874, 586 3, 887, 931 3,874,153 4,241,947 4,599, 390 15. 38 15. 25 14. 63 14.26 15.15 1, 787, 096 1,919,790 2, 289, 537 3, 386, 255 3,124,805 7.09 7. 53 8.65 11.39 10.29 129,630 127, 652 128,360 129,980 129,744 133 138 144 151 152 4, 782, 884 5,050,912 5,311,411 5, 928, 263 6, 001, 950 7, 894, 311 8, 813, 862 9,191,020 10, 555, 490 9, 742,120 24.76 20.18 25. 96 26. 71 24.35 4,617,893 4, 829, 576 4,849,185 4, 778, 295 5, 648, 649 14.48 14. 34 13. 69 12.09 24.12 3,143, 660 3, 847, 235 4, 206, 523 5, 633, 344 3, 942, 902 9.86 11. 43 11.88 14.25 9.85 132, 758 137, 051 135, 312 143, 851 150,569 Feb. 28 ... May 17... July 18*.. Oct.2t.... 159 166 174 188 198 6, 072,253 6, 366, 800 6, 567,112 7,023,128 6, 766, 459 10,551,559 10,108,136 10, 843,892 11,958,439 10. 652,105 26. 07 23, 81 24.77 25. 54 23. 61 5,958, 841 5, 760,189 5,911,199 6,157, 780 6, 067, 228 14.72 13.57 13. 50 13.15 14.78 4,440,876 4,188, 093 4,760, 076 5, 614, 817 3, 793, 564 10.77 9.87 10.87 11.99 8.41 151, 842 159, 854 172,617 185, 842 191, 313 203 210 216 224 226 6, 598,191 6, 678,807 6, 689, 079 6, 894,169 7, 229, 641 11, 364, 659 25.84 11,160, 782 25. 07 10,878,920 24.40 12, 043, 371 26. 20 13, 344, 276 27. 69 6, 748, 404 6, 452, 075 6,181, 605 6, 036. 951 6, 84i; 534 15.34 14. 49 13. 86 13.13 14.19 4, 414, 375 4, 502, 293 4, 488,131 5, 790, 699 6, 279,127 10. 04 10.11 10.06 12. 60 13. 03 201, 880 206J 414 209,184 215,721 223, 615 Mar.l.... May 1 7 . . . J u l y 12... Sept, 30... Dec. 9 . . . . 1893. 227 234 237 240 242 7, 230, 593 7,411,511 7,873, 909 8, 260, 517 8, 243, 692 13,164,123 27.31 13, 815, 371 27. 96 14, 409, 298 27. 45 15, 860, 840 28. 80 14, 289, 922 26.00 6. 819, 040 7, 279, 974 7, 035,463 7,179,884 7, 846, 416 14.15 14.73 13.40 13.04 14.28 6,120, 218 1.2. 70 6, 306,427 12.76 7,143, 404 13. 61 8, 446, 721 15.34 6,204.449 11.29 224, 865 228,970 230,431 234,2:J5 239,057 Mar. 6 . . . May 4 . . . July 12 .. Oct. 3 . . . . 246 248 233 217 7, 876, 564 7, 763, 764 6, 217, 700 4, 620, 530 13,031,248 11,539,126 9, 729, 507 8, 831, 805 24. 82 22. 29 23. 47 28.07 7, 633, 693 6, 773, 232 6,525, 046 5, 869, 298 14. 54 13. 09 15. 74 19.05 5,160,596 4, 52.1, 880 2,98H,012 2, 760, 584 236,959 240,014 221, 444 201,923 Mar. 7 . . . . Apr. 2 4 . . . J u n e 20... Sept, 30... Dec. 20 . . . * 1885. Mar. 1 0 . . . May 6 . . . . July 1 . . . . Oct.l Dec. 24 . . . 1886. Dec.19 . . . 1891. Feb. 26 . . . May 4 . . . . Julv9---. Sept, 25... Dec. 2 1892. •Oklahoma included from July 18, 1890. 9. 83 8.74 7.20 8. 96 t Indian Territory included from Oct. 2,1890. 148 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued. [Division £To. 9.—Reserve cities—Chicago, St. Louis,Boston, Albany, Brooklyn, Philadelphia, Pittsburg, Baltimore, Washington, New Orleans, Louisville, Cincinnati,1 Cleveland, Detroit, Milwaukee, Des Moines, St, Paul, Minneapolis, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.] Dates. Amount of No. reserve reof quired, 25 banks per cent of net deposits. Amount. 1884. Mar.7.... Apr. 2 4 . . . J u n e 20 . . Sept. 30... Dec.20 . . . 202 202 204 203 203 $85, 297, 84, 514, 75, 708, 76, 984, 78,739, Classification of resersTe held. Reserve held. 591 $111,255,631 593 104,165, 958 561 91,103, 676 342 99, 022, 475 375 103, 685,153 Ratio. Lawful money (12£ With reserve Five per cent). agents (12$ per cent). per cent redempAmount. Ratio. Amount. Ratio. tion fund. Per ct. Per ct. Perot. 32.61 $61,563,512 18.04 $46,437, 308 13.61 $3,254,811 62,100, 250 38,827,197 11.49 3,178, 511 30.81 18.39 59,623,045 19.69 28,403, 338 30.08 9.38 3, 077, 293 63, 578, 992 20. 65 32. 340, 900 10.50 3.102, 583 32.16 66,011,790 20.96, 34,672,781 11.01 '&', 000, 582 32.92 1885. Mar. 10... May 6 July 1 . . . . Oct.l Dec. 24 . . . 1886. 202 202 202 203 202 83, 462, 537 86, 628, 766 8:), 118,594 91.118,639 91,151,185 118,522,306 123, 962, 577 123, 423, 045 122,186, 751 117,043,608 35.50 35.77 34.62 33.52 32.11 74, 383, 404 80,109,098 79, 828,139 76,907, 632 74, 674, 927 22.28 23.12 22.39 21.10 20.48 41,172,443 40, 912, 049 40,661,809 42, 402, 600 39, 551, 479 12. 33 11.81 11.41 11. 63 10.88 2, 966, 459 2,941, 430 2, 933, 097 2, 876, 510 2, 817, 202 Mar. 1 . . . . June 3 . . . Aug. 27... Oct. 7 Dec. 28 . . . 1887. Mar. 4 . . . . May 13*.. Aug.lt--. Oct. 5 Dec. 7 205 212 215 217 218 94, 506, 304 96, 810, 237 9:j, 802, 959 95, 363, 719 94,305,102 124,034, 337 122, 784,157 110, 584, 456 113, 951,757 112, 821, 235 32.81 31.71 29.42 29.88 29.91 77, 446,733 80, 738, 933 68, 232, 506 70, 489,135 70,633, 785 20.49 20. 85 18.19 18.48 18.72 . 43, 904, 247 39,567, 423 40, 072, 689 41,271,509 40, 371,942 11.61 10. 22 10.68 10.82 10.70 2, 683, 357 2,477, 801 2,279,261 2,191,113 1, 815, 508 220 210 221 223 223 99,518,660 80, 270, 869 83, 889,166 84, 621,164 84, 031, 602 124.447,510 106| 121, 301 98, 389, 974 100, 714,633 97,132, 024 31.26 30.75 29.32 29.75 28.90 73, 64, 59, 59, 58, 631, 55G 496, 954 504, 534 52i, 848 086, 213 18.50 18.69 17. 73 17.59 17.28 49,217, 253 40, 210, 839 37,672,349 39, 993, 709 37, 957, 340 12.36 11.65 11.23 11. 82 11.29 1,598,701 1, 413, 508 1, 213, 010 1,196, 076 1, 088, 471 222 221 224 224 223 88, 281, 83,841, 93,119, 96, 217, 92, 796, 912 975 904 307 351 107, 045, 750 105,914,479 113, 399, 111 116,864,734 110, 791, 22o 30.31 29.80 30.44 30.36 29.85 61, 380, 008 61,211,749 66, 493, 977 64, 447,941 62, 971, 624 17.38 17. 22 17.85 16.75 16.96 44, 647, 555 43, 718, 493 45, 949, 662 51,508,038 47, 013, 696 12.63 12.30 12.34 13.38 12.67 1,018,187 984, 2b7 955, 472 908, 755 805,905 223 224 226 228 229 100,132, 732 103, 814, 057 106, 953, 841 104, 752, 379 99,449, 783 129,178,251 132, 810, 931 131, 366, 426 121, 912,119 112,113, 813 32.25 31.98 30. 71 29.10 28.18 66, 585,765 72, 531, 581 71, 388, 356 64, 592, 017 63,330,689 16.62 17.47 16.69 15.42 15.92 61, 860, 599 59, 619, 008 59, 343, 308 56, 712. 959 48,173J 145 15.44 14.36 13.87 13.54 12.09 731,887 660, 342 634,762 607,143 609,979 234 239 259 259 258 102, 211, 212 106, 243, 919 115,477,384 114,438, 382 104, 320,461 119, 560, 033 122, 780, 265 131, 308,097 129, 777, 284 120,929, 702 29.24 28.89 28. 43 28. 35 28.98 65, 270, 448 66, 575, 944 71, 778, 457 68,071,517 69, 599, 015 15. 96 15. 67 15.54 14. 87 16.68 53, 684, 545 55, 566, 943 58, 806,133 60, 999, 210 50, 638, 370 13.13 13.08 12.73 13.33 12.14 605, 000 637,378 723,507 706, 557 692, 317 260 262 265 265 264 109, 081, 971 112, 226, 065 110,503,938 112, 977, 749 112,935, 945 131, 659, 897 136,955, 966 134,147, 401 138, 786, 632 142, 314, 957 30.17 30.50 30. 35 30.71 31.50 74, 395, 302 78, 363, 336 78,122, 409 76, 990, 726 76, 766, 567 17.05 17.46 17.67 17.04 16.99 56, 569, 349 57, 889, 288 55, 317,148 61, 005, 875 64, 710, 249 12.96 12.90 12.51 13.50 14.32 695, 246 703, 342 707,844 790, 031 838,141 124, 370,037 130,145, 842 133,586, 733 129, 825, 359 123,799, 238 177,149,110 184, 027, 948 178, 591, 989 156, 098, 942 142, 005, 438 35.61 35.35 33. 42 30. 06 28.68 84, 522, 051 ' 16.99 97, 255, 972 18.68 96, 347, 405 18.04 82,164, 838 15.82 77, 869, 593 15.72 91,717,863 85, 825, 510 81, 254, 538 72,924,409 63, 099, 335 18.44 16.49 15.21 14.04 12.74 909,196 946, 466 990, 046 1, 009, 695 1,036, 510 118, 326,127 116, 908, 521 101,124, 664 98,151, 349 139, 488, 339 133,535,121 118,104,158 129,588, 769 29.47 28.56 29.20 33.01 75, 78, 68, 76, 63,183,047 53, 553, 912 48, 517, 867 51, 570, 537 13.35 11.45 11.99 13.14 1,099, 237 1,137, 572 1,168, 808 1,590,577 ingf) iooo. Feb. 14 . . . Apr. 3 0 . . . J u n e 30 . . Oct. 4 Dec. 12 . . . 1889. Feb. 2 6 . . . May 13 . . . J u l y 12... Sept. 30... Dec. 11 . . . 1890. Feb. 28 . . . May 1 7 . . . July 18 J.. Oct. 2 Dec. 19 . . . 1891. Feb. 26 . . . May4.... July9§... Sept. 2 5 . . . Dec. 2 1892. Mar. 1 . . . . 261 May 17... 262 July 12... 262 Sept. 3 0 . . . . 263 Dec. 9 . . . . 265 1893. Mar. 6 . . . . 265 May 41].. 269 J u i v 1 2 . . . 269 268 OctT3 206, 055 843,637 417, 483 427, 655 15.89 16.86 16.91 19.47 * Kansas City and St. Joseph included from May 13,1887, and Chicago and St. Louis transferred to division No. 10. tOmaba included from August 1,1887. tMinneapolis, St. Paul, and Brooklyn included from July 18,1890. fcDesMoines included from July 9.1891. ^Lincoln included from May 4,1893. REPORT OF THE COMPTROLLER OF THE CURREHCf. 149 T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , THE CENTRAL R E S E R V E C I T I E S ; T H E N U M B E R OF BANKS I N OPERATION, ETC.—Continued. T [Division No. 10.—Central reserve cities—JS ow York, Chicago, and St. Louis.] New York City. Dates. 1884. Mar. 7 Apr. 24 June 20 Sept. 30 . . . . Dec. 20 1885. Mar. 10 . . . . May 6 Julyl Oct.l Dec. 24 1886. Mar. 1 June 3 Aug. 2 7 . . . . Oct. 7 Dec. 28 1887. Mar. 4 May 13 Aug. 1 Oct. 5 . . . . . . Dec.7 1888. Feb. 14 Apr. 30 June 30 Oct. 4 Dec. 12 1889. Feb. 26 May 13 July 12 Sept. 30 Dec. 11 1890. Feb. 28 May 17 J u l y 18 Oct2 Dec. 19 1891. Feb. 26 May 4 July 9 Sent. 25 . . . . Dec. 2 1892. Mar. 1 May 17 J u l y 12 Sept. 3 0 . . . . Dec.9 1893. Mar. 6 May 4 July 12 Oct. 3 St. Louis. Chicago. Amount Amount Ratio of reserve Ratio of reserve Ratio No. of required, No. of required, of No. of I required, of of banks. 25 per cent reserve banks J25 per cent reserve banks. 25 per cent reserve of net de- held. of net deof net de- held. held. posits. posits. posits. Per ct. $75, 373, 069 70, 540, 863 57, 948, 702 63,737, 684 68, 335, 552 Per ct. 28. 94 26.65 29. 82 35. 63 38.29 73,191, 705 74,436,136 78,181, 211 78, 214, 626 75, 516, 839 40.12 41.48 42.47 36.98 32. 76 80, 887, 727 74^ 187, 977 70, 386, 879 70,697, 561 73,607,025 31.28 30.28 27.46 27.24 29.89 78, 607, 422 74,921,637 73, 497, 514 71,084,776 72, 379, 059 28.70 27.64 28.11 28.18 27.18 18 ;$16, 993,940 16,579,934 16, 161,735 15, 537, 512 30. 41 33.14 30. 53 28.80 5 5 5 4 $2, 280, 864 2, 710, 600 2, 574, 297 1, 999, 375 36.40 31. 89 26.44 29.79 80,277, 202 79,168, 388 84, 608, 091 85, 539, 988 82, 639, 532 30. 29 29. 93 30.34 28.16 29.12 16,167, 806 17, 822, 500 17, 961, 506 17, 332, 756 16, 056, 945 31. 68 29. 75 31.37 30. 24 30.88 4 4 4 4 4 2, 202, 808 2,177,175 2,217,845 1, 970,308 2, 020, 493 34. 05 40.11 42.10 27.07 28.90 91,069,618 90, 257, 748 89, 801, 522 84,536,699 79,476, 706 28.72 28.73 27. 08 25.10 26.99 16,813,643 18, 564,211 19,411,765 19, 682, 820 18, 500, 455 33.60 35. 50 31. 79 31.69 30. 29 4 4 5 5 2, 013, 392 1,885,147 2,812,114 2, 995, 249 2, 979, 311 42.12 46.75 40.95 26.71 24. 80 84, 259, 377 80, 585, 344 81, 702, 359 8'i, 147, 968 75,113, 249 26.17 26.39 27.05 27.81 28.11 19, 020, 602 21, 248, 980 21, 034. 078 20, 721, 496 18,398,815 30. 47 31. 01 29.09 29. 98 31.42 7 8 8 8 8 5, 670, 384 6, 494, 906 6, 800, 814 6, 545,181 5, 679, 210 28.57 25.03 24.42 21.35 24.28 84,503,622 81, 835, 203 82, 571, 595 81, 940, 346 88, 258,830 28.91 26.96 29. 93 26.26 28.69 19, 713, 708 23, 991, 723 22, 943,151 23, 216, 492 22,112, 475 32.77 33. 88 31.02 33. 62 31.53 8 8 9 9 9 6,048, 537 6, 248, 857 5, 913, 094 6, 065,187 5, 878, 877 24.49 24.40 23. 78 23.83 27.32 109, 948, 706 109, 335, 717 106,122,173 48 97, 967, 550 -48 90,338,433 29.31 29.23 29. 36 20. 39 26.89 24,426. 854 27,847, 903 28, 594,133 26,634, 476 25,124, 297 33.45 33.01 29.77 28.64 30.07 9 9 9 9 9 6. 701, 065 6, 961, 804 6, 868, 505 7, 307, 038 6, 639, 856 28.34 28.36 23.61 21.07 21.60 90, 009, 093 86, 253, 700 76,107, 584 77, 492, 888 26.34 28. 52 25.30 35.17 25, 24, 20, 21, 28.03 29.45 30.61 45.46 9 9 9 9 7, 238,137 6, 940, 925 4,970, 519 4, 476, 918 23.39 21.43 22.60 31.95 249,086 896, 048 343, 43a 439,195 3 50 RV.POKT <>F THK COMPTROLLER OF T H E CURRENCY. \ Y r r K i . v l ) r : i ' o s i i s ? C I R C U L A T I O N , A N D R K S K K Y K OK TFII: N A T I O N A L K <M' X I : \ Y VoiiK C I T Y , A S I;FJH>KTI:I> T O T I I K N H W Y O K K C L E A R I N G H o r s K , F O R Tin-] M O N T H S G I Y E X , I N TILJ-; V K A U S 1887, 1888, 1889, 181)0, 1891, 1892, A N D 1893. Liabilities. Reserve. "Week elided— Circulation. N e t deposits. Sept. 3,1887 Sept. 10,1887 Sept. 17,1887 Sept. 24,1887 1,1887 Oct. Oct. 8,1887 Oct. 15,1887 Oct. 22,1887 Oct. 29,1887 Nov. 5.1887 Nov. 12 1887 $8,112,000 $281, 345, 100 279,915. 600 8,115, (500 8.126, 000 279, 288, 500 278,573. 000 8; 235, 300 8,202, 500 281. 647, 300 8,186, 800 285, 703, 700 8,199, 100 289, 861, 500 28!), 542, 800 8, 216, 200 289,601, !H)0 8,115,100 8, 046,100, 289, 954, 700 288, 289, 700 8, 033, 700 Total. Specie Legal tendors. Ratio to liabilities* $289, 457, 100 $59, 175, 700 $18, 78(5, 100 $77,9(51.800 288, 03J, 200 58, 85.1, ;500 17, 7(5!), 000 76,620,300 287, 414, 500 59, 052, 900 16, '589, (500 75, 442, 500 28(5, 808 300 60, 635, 900 16, 251), 600 7(5, 895, 500: 841)! 800; (54, 619, 200 15, 7(57, 500 80, 38(5, 700 293, 800, 5001 64, 317, 500 16, 269, 700 80, 587, 200! 298. 000, (500 64. 6(53, 100 1(5, 885, 400 81,548,500! '2l)~,75'). 000 (54, 918, 700 16, 735, 800 81,654,500! 207. 717, 000 6(5, 005, 800 17, 542. 400 83, 548, 2001 298. 000, 800 (54, 639, 800 17. 81O] 700 82,450,500'' 296. 323, 400 (53, 791, 600 18, 070, 800 81, 862, 400! iso; Sept. 1,1888 Sept. 8,1888 Sept. 15,1888 Sept. 22,1888 Sept, 29,1888 Oct. 6,1888 Oct. 13,1888 Oct. 20,1888 Oct. 27,1888 Nov. 3,1888 7, 770, 400 7,850,400 7, 892, 900 7, 927, 700 6. 83(5, 400 6, 515, 300 6,516,700 6, 488. 700 6, 484,500 6, 363: 200 341, 477.200 336, 495. (500 312. 995. (500 333. 959, 700 336, 016, 200 349, 506, 800 337, 755. 000 343, 953, 000 343, 813, 200 343,587, 300 349. 344. 320. 341, 342. 356, 344. 350, 350, 349, 247, 600 346, 000 888, 500 887, 40d 852, 600 022, 100 271, 700 441, 700 297, 700 950, 500 73, 344, 200 09, 844; 500 69, 723, 700 70, 054. 90:) 74, 146] 500 74, 411. 300 73, 901, 500 81, 457, 700 81, 212, 600 80, 140,200 30, 8(57, 300 28. 797, 600 28; 238. 900 2(5, 320; (500 24. 994, 100 23; 204, 300 22, 017, 800 21. ',{86, 800 21, 32!), 800 21, 700, 800 Sept. 7.1889 Sept, 14,1889 Sept, 21,1889 Sept, 28,1889 Oct. 5,1889 Oct. 12,1889 Oct. 19,1889 Oct. 26,1889 Nov. 2,1889 Nov. 9,1889 3,96L, 900 3, 978, 100 3, 931. 300 3. 945, 500 3,957,100 3, 943, 900 3, 893. 200 4, 037. 400 4, 053; 600 3, 991, 200 345, 344, 200 346,601, 000 342. 298, 800 340, 542, 700 334, 991, 500 329. 923. 400 328, 225, 600 325. 328. 100 325, 635, 600 320,166 700 349, 306. 100 350. 574; 100 346, 230, 100 344, 488. 200 338, 948, 600 .{'•>:5, 867, 300 332! 118. 800 329, 365, 500 32!), (58!). 200 324, 157, 900 65, 635.100 63, 824, 300 (50. 894 900 60, 375, 900 407, 200 59' 565, 900 62, 537, 900 62, 403. 200 62, 45(>; 000 61, 240, 500 31, 687, 30' 527, 2!), 468'. 28, 933, 27, 257. 24, 87:;; 23 570, 22! 715, 22, 748, 20]416, Sept. 6,1890 Sept, 13,1890 Sept, 20,1890 Sept. 27,1890 Oct. 4,1890 Oct. 11,1890 Oct. 18,1890 Oct. 25,1890 Nov. 1,1890 Nov. 8,1890 3, 690, 700 3, 700,100 3, 585, 700 3, 479, 300 3, 505, 000 3, 521, 300 3, 518, 800 3, 497. 200 3, 500, 800 3, 493, 500 309,128, 200 304, 626 200 309,181 200 324, 335 300 331, 436, 600 325, 794 800 320, 667 900 317,395 500 314. 709 700 309, 975 100 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Nov. 5,1891 12,1891 19,1891 26,1891 3,1891 10,1891 17,1891 24,1891 31,1891 7,1891 5,459, 400 5,527, 000 5, 501, 200 5, 567, 700 5, 619,000 5, 629,100 5, 576, 500 5, 573,400 5, 592, 600 5,587,400 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Nov. 3,1892 10,1892 17,1892 24,1892 1,1892 8,1892 15,1892 22,1892 29,1892 5,1892 Sept. 2.1893 Sept. 9,1893 Sept. 16,1893 Sept. 23,1893 Sept.130, 1893 Oct. 7,1893 Oct. 14,1893 Oct. 21,1893 Oct. 28,1893 Nov. 4* 1893 Total. Per cent. 26. 93 26. CO 26. 25 26. 81 27. 73 27. 42 27'. 36 27. 42 28.06 27. 67 27. 63 104, 031, 500 98, 642, 100; 97, 962, 600 96,375, 500 89,140, 600 97, 615, 600 95, 919, 300 102, 844, 500 102,542,400 101, 841, 000 29.79 28.65 30.53 28.02 28. 92 27.42 27. 86 29. 35 29. 27 29. 10 500 100 400 700 900 400 300 200 700 800 97, 322, 600 94, 351, 400 90, 363, 300 89, 309, 600 85; 665, 100 84, 439, 300 86,108, 200 85,118,400 85, 198,700 81, 657, 300 27.86 312, 818, 900 308, 326. 300 312 766, 900 K14, 600 334 941, 600 32!) 316, 100 324,186, 700 320 892 700 318 210.500 313 468 600 68,678, 800 19, 062, 800 56, 963; 600 19, 146, 500 63 5H8, 600 17, 403. 400 79 205, 500 16, 692, 300 80 839, 400 15, 353, 900 73 148, 900 14, 436, 700 66, 552,400 14, 642, 500 65 680 500 .15, 611, 800 66 088 800 16, 334, 300 02 360 900 15, 517, 400 87, 741, 600 76,110, 100 80, 992, 000 95, 897, 800 96,193, H00 87, 585, 600 81,194, 900 81, 292, 300 82, 423,100 77,878,300 28 05 24. 68 25 90 29.25 28 72 26.60 25 05 25 33 25 90 332,378 600 332, 578 000 335,317 300 333, 004, 000 331. 492 10( 332, 294 100 339,667 000 341, 023 000 343,572 700 345, 411 ,300 337 838 338,105 340 818 338 571 337 111 337, 923 345,243 346 596 349 165 350, 998 49 51 53 52 44, 509, 800 41, 488 500 39, 540 900 35, 676 300 32, 879 900 30, 905 700 29 610 500 27 347 300 26 779,400 23 665 800 93, 803, 000 93, 239, 200 92, 611, 800 88, 500, 500 87, 663, 300 90, 637, 500 95,142, 500 96,675, 000 98,550, 900 95, 394,400 27 77 27 58 27 17 5,424, 200 5,530, 800 5, 601, 000 5, 642, 600 5. 672,000 5,573, 900 5, 569,100 5, 608, 800 5, 633, 700 5, 650, 800 419, 587,400 414, 929,500 408,312 ,700 399, 038,400 395,234 ,300 390, 012,300 384, 724,200 378, 739,600 374,072,300 371, 530, 500 425 ,011 600 67 699,700 420 460 300 413 ,913 700 404, 681 000 400,900 300 395 ,586 200 390,293 300 384, 348,400 379 ,706 000 377 ,181 300 45 381 700 66,210 100', 4 4 185 600 65, 742; 400 43 884,100 63,667 200 43 760 70C 62,208 200 43 225 300 62,137 ,500 39 862,80C 62; 030,800 37 053,90C 61,205 ,200 ; 38 529 90C 62,313 ,900 36 526, 00C 62,274 ,600 34, 685 50C 113,081,400 110,395,700 109,626,500 107, 427,900 105,433,500 102, 000, 30C 99, 084,70C 99, 735,10C 98, 839, 90C 96, 960,10C 26 61 26 26 26.49 26.55 26 30 9, 911, 600 11, 209, 400 12, 723, 600 13, 610. 300 14, 395, 600 14, 940,000 14, 956. 800 14,690, 500 14,610,80;) 14, 409, 900 301, 665 200 299, 816, 400 304, 808 300 310, 368 900 317, 329 300 325, 891 300 335, 954 400 344, 672 800 354,660, 600 365, 638 100 311 ,576 311 025 317,531 323; 979 331 724 340, 831 350, 911 359, 363, 369 271 380.048 76,312, 70( 57,584 800 18, 727,90C 59,174 600 20, 345 90C 79, 520, 50C 87,596,10C 63,650 000 23 946,100 94, 991, 00( 67,942 900 27 048,10C 69,703 000 32 358,300 102,061,30( 72,369 000 35, 435,00C 107,804, 00( 75,563 400 37 72S 60C)'; 113, 292. 00( 79. 504 100 42 957. 90( 122, 462, 00C 80; 472 200 49 418, 60C ! 129,890,80c 81, 118, 200 54,757,60( > 135,875,80(] 24.49 25.56 27.58 29.32 30.76 31 62 32 28 34 07 35 17 35.75 000 000 500 700 100 200 500 400 300 700 800 800 900 200 900 300 200 300 400 000 293 750 065 824 54 783 59 731 65 532 69, 327 71 71 200 700 900 200 400 800 000 700 771 500 728 600 26.91 26. 10 25. 93 25. 27 25. 29 25 93 25. 84 25. 84 25 19 24 84 26 14 26 00 26.82 27 56 27 89 28 22 27 18 25 78 25 39 25 95 26 03 25.71 REPORT OF THK COMPTROLLER OF THE CURRENCY. TABLE SIHMVIMJ im; MUVKMEKT OK THE UKSEKVE OF THE INATI^NAL BANKS IN NEW Yoitiv CITY DUIUKG OCTOBEK FORTH U LAST SIXTEEN YEARS. Ratio of reserve t o — "Week ended— October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October October Oct< »ber 5,1878 12,1878 19,1878 26,1878 4,1879 11,1879 18,1879 25,1879 2,1880 9,1880 16,1880 23,1880 30,1880 1,1881 8,1881 15,1881 22,1881 29,1881 7,1882 14,1882 21,1882 28,1882 6,1883 13,1883 20,1883 27,1883 4,1884. 1 i, 1884 18,1884 25,1884 3,1885 10,1885 17,1885 24,1885 30,1885 2,1886 9,1886 16,1886 23,1886 30,188U 1,1887 8,1887 15. 1887 22,1887 29,1887 6,1888 13,1888 20,1888 27,1888 5,1889 12.1889 October 19, 1889 October 26 J 889 October 4,1890 October 11,1890 October 18,1890 October 25,1890 October 3,1891 October 10,1891 October 17,1891 October 24,1891 October 31,1891 October 1,1892 October 8,1892 October 15,1892 October 22,1892 October 29,1892 October 7,1893 October 14. 1893 October 21,1893 October 28,1893 Specie. 1 1 ! j j ! ! 1 1 | 1 ' , , , , $14, 995,800 12, 184, 600 13, 531, 400 17, 384,200 18, 979, 600 20, 901,800 24, 686, 500 25, 636, 000 59, 823. 700 (32. 521,300 02, 760,600 60, 888, 200 61, 471, 600 54, 954,600 287, 900 51, 008, 300 51, 016,200 5." 961, 200 4 016, 000 48, 281,000 49, 518, 200 48, 374, 200 586, 700 51, 894, 000 50, 262, 900 47, 372,800 46, 470,600 922, 500 579, 400 638, 000 351, 600 642, 500 945, 300 309,100 954.600 111, 700 723, 800 228, 600 668, 400 195,100 619,200 317,500 663,100 918, 700 005, 800 411,300 901, 500 457,700 212, 600 407, 200 565, 900 537,900 403, 200 839,400 148, 900 552,400 680. 500 783, 400 731, 800 532,000 327, 700 771, 500 208,200 137, 500 030, 800 205, 200 313,900 369, 000 563,400 504,100 472,200 Legal tenders. $38, 304,900 37,685,100 36, 576, 000 35, 690, 500 34, 368, 000 32, 820, 300 29, 305, 200 26, 713. 900 11, 129,100' 10,785,000 10, 939. 200 10, 988, 200 10, 925, 000 12,150,400 12,153, 800 12, 452, 700 12, 496, 500 12, 947, 900 18, 384, 500 18, 002, 700 17, 023, 900 17, 204, 700 20,122,500 21,145, 800 20. 719, 700 20,617,600 25,817,300 27, 654,100 27, 875, 500 27, 354, 200 24, 516, 600 23, 002,000 22, 221,100 21, 059, 800 21, 874, 900 14, 607, 700 13, 209,100 13,133,100 12, 803, 800 13,177,200 15, 767, 500 16, 229, 700 16, 885, 400 16, 735. 500 17, 542, 600 23, 204, 300 22, 017, 800 21, 386, 800 21, 329, 800 27,247,900 24, 873,400 23, 570, 300 22, 715, 200 15, 353, 900 14,436, 700 14, 642, 500 15, 611,800 32, 879, 900 30, 905,700 29, 010, 500 27, 347,300 26,779,400 43,225, 300 39, 862, 800 37,053,900 38, 529,900 36, 526, 000 35, 435, 000 37,728,600 42, 957, 900 49,418, 600 Total. $53,300, 700 49,869, 700 50,107. 400 53, 074, 700 53, 347, 600 53,722,100 53, 991,700 52, 349, 900 70,952,800 73. 306, 300 73, 699, 800 71,876,400 72, 396,600 67,105, 000 65,441,700 63,461,000 66,512,700 68,909,100 65,400,500 66, 283,700 66, 542,100 65,578,900 71, 709, 200 72, 039,800 67, 982, 600 66,990,400 93, 287, 900 96, 576,600 95,454, 900 94,992, 200 116,868, 200 116,644, 500 114,166, 400 108, 368, 900 106, 829, 500 78,719,400 78, 932, 900 78,361, 700 78,472,200 79, 372, 300 80, 386, 700 80. 587, 200 81,548, 500 81, 654,500 82,848,400 97, 615, 600 95, 919, 300 102/844, 500 102,542,400 85, 655,100 84,439, 300 86,198, 200 85,118, 400 96,193,300 87,585,600 81,194,900 81,292,300 87,663, 300 90, 637, 500 95,142, 500 95, 675, 000 98, 550, 900 105,433,500 102,000, 300 99, 084, 700 99, 735,100 98,839, 900 107, 804,000 113,292, 000 122,462,000 129,890, 800 Circula- tion and Deposits. deposits. Percent. Per cent. 25.7 24.4 24.7 25.8 23.3 23.4 23.5 23.0 25.4 25.4 25.5 24.8 25.0 23.1 23.1 23.2 24.6 25.6 24.0 24.7 25.0 24.8 25.5 25.4 24.5 24.5 34.5 35.2 34.8 34,6 36.0 35.8 34.9 33.5 83.0 27.1 27.0 26.7 26.9 27.1 27.7 27.4 27.3 27.4 27.8 27.4 27.8 29.3 29.3 25.3 25.3 25.9 25.8 28.7 26.6 25.0 25.3 26.0 26.8 27.6 27.9 28.2 26.3 25.8 25.4 25.9 26.0 31.6 32.3 34.1 35.2 28.4 27.0 27.3 28.5 25.8 25 9 26! 1 25. 5 26,4 27.2 27.1 26.6 26.7 24.6 24.8 25.9 26.6 27.0 26.4 26.3 26.8 26.5 27.0 26.8 25.9 25.9 36.3 36.9 36.5 36.3 37.1 37.0 36.0 34.5 34.1 27.9 27.7 27.4 27.7 27.9 28.5 28.2 28.1 28.2 28.6 27.9 28.4 29.9 29.8 25.6 25.6 26.2 26.2 29.0 26.9 25.3 25.6 26.4 27.3 28.0 28.3 28.7 26.7 26.1 25.5 26.3 26.4 33.1 33.7 35.5 36.6 REPORT OF THE rOMPTROLLER OF THE CURRENCY. Ar-siuAd oi- Ri;roiMs OF KAKNINOS AXD D I V I D E N D S TKOM SEPTEMBER 1, 1892, States, reserve cities, and banlf I Capital stock. Territories. • Surplus. Maine New Hampshire. Vermont Massachusetts - Boston Rhode Island Connecticut 81 54 49 211 Division o. 1. isTew York New York City Albany . Brooklyn New Jersey Pennsylvania Philadelphia ... Pittsburg 593 | 166,883,920.00 49, 220, 403.46 267 48 6 5 98 308 41 26 11,193. 385. 63 40, 756, 964.14 1, 285. 000. 00 2, 082, 000. 00 7, 251, 418. 68 17,132,131. 81 14,106, 303. 08 7, 045, 612.19 Division No. 2 . Delaware Maryland Baltimore. District of Columbia . Washington Virginia W e s t Virginia Division ]STo. 3 .. $11,060,000.00 6, 320. 000. 00 7, IGO! 000. 00 45. 907. 500. 00 53,100, 000. 00 20, 277. 050. 00 22, 999, 370. 00 33, 346, 460. 00 49, 650, 000. 00 1, 550, 000. 00 1, 352. 000. 00 14, 568, 350. 00 37, 772, 390.00 22, 465. 000. 00 10, 900, 000. 00 7, 678, 539. 74 799 I 171,604,200.00 100, 852, 815. 53 2,133, 985. 00 3, 611, 700. 00 13. 243, 260. 00 1 252, 000. 00 12 ! 2.575,000.00 36 | 4,696,300.00 28 I 2,811,000.00 ~T~007, 926.12 1,345,771.98 4, 526, 900. 00 100, 000. 00 1, 235, 000.00 2, 557, 600. 00 727, 003.18 Gross earnings. $13, 764, 920. 00 $808,033. 29 7,920,180.20 531,062.40 9, 021, 900. 00 546,157.15 61, 581, 077.71 3, 730. 703. 76 67,436.557. 74 3, 564; 256. 30 25, 707, 778. 07 1,124,194.86 30, 677, 909. 74 1, 768, 869. 72 216,110, 323. 46 |12, 073, 277. 48 44, 539, 845. 63 90, 406, 964.14 2, 835, 000. 00 3, 434, 000. 00 21,819,768.68 54, 904, 521. 81 36,571,303.08 3, 879, 706. 48 9, 258, 023. 07 400, 471. 22 ! 330, 386. 58 I 1,993,360.80 | 4,129, 563. 34 ! 2,729.449.82 17, 945, 612.19 i 1,368J 842. 3 1 272,457,015.53 23,999,803.62 3,141,911.12 207,105. 60 4.957,471.98 417,500.^8 17, 770,160. 00 1, 023,185. 66 352,000.00 31,092.15 3, 810, 000. 00 310. 209. 70 7,253,900.00 I 649,489.03 3,538,033.18 ! 323,899.16 161 ! 29,323,245.00 I 11,500,231.28 I 40,823,476.28 | 2,982,548.24 North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Division No. 4. $2, 704. 920. 00 1, 600,180. 20 1, 861, 900. 00 15,013,577.71 14. 336, 557. 74 5, 430, 728. 07 Capital and surplus. 766, 127. 31 829. 100. 00 1, 223, 580.42 293, 000. 00 983, 180. 09 456, 859. 36 254, 252. 42 2, 088. 985. 81 4, 909, 697. 60 496, 250. 00 2, 832, 561.12 1, 023, 800. 00 2, 222, 359.19 520 73,327,640.00 392,127. 452,100. 764, 580. 743, 000. 902,180. 571,859. 064, 252. 713,985. 789, 697. 096, 250. 430, 461. 925, 300. 861, 599. 253, 807. 38 22 J,959.39 443, 741.40 250, 078. 82 348, 604. 32 134. 355.10 109, 508. 20 644, 001.42 2, 968. 045. 45 162' 458. 90 919, 553.11 359, 049. 83 935, 982. 03 18,379,753.32 I 91,707,393.32 j 7,750,145.35 REPORT OK THE COMPTROLLER OF THE CURRENCY. 153 OF NATION A i. RANKS IN TUN UNITED STATUS. TO M A R C H 1, 1893. Ratios. C h a r g e d off. Losses a n d premiums. Expenses and taxes. "Not earnings. $425, 721. 91 Dividends. $418, 975. 00 $173, 665^6L 90, 472. 44 129, 082. 29 550, 600. 20 376, 779. 32 130,024.10 218, 311. 90 $208, 645. 77 173, 013. 35 173, 271. 83 1, 424, 356. 63 1, 454, 391.42 264, 227.14 469, 272.32 267, 243. 1, 755, 1. 733. 729, 1, 081, 61 03 93 56 62 50 231, 700. 00 250, 500. 00 1, 557, 296. 68 1, 415. 250. 00 518,197. 25 873, 375. 00 1, 608, 935. 86 4,167,178. 46 6, 237,163.16 5,265293.93 515, 236. 80 857, 003. 24 89, 616.16 17,411.16 231, 700. 75 723, 868. 74 327, 035.14 171, 790. 71 1, 486, 775. 26 4, 509, 537. 57 161,823.54 142, 141. Oi) 056, 553. 86 1. 237, 865. 74 1, 020, 986. 63 458, 067. 26 1, 877, 694. 42 3, 891. 482. 26 149,031.52 170, 834. 42 1.015,10(3.19 2,167, 828. 86 • 1,381,428.05 738, 984. 34 1, 261, 823. 98 2, 423,132. 76 199, 851. 20 92.112.00 723, 347. 00 1, 311, 831.10 805, 950. 00 420, 000. 00 2, 933, 662. 70 9, 673, 750. 86 11, 392, 390. 06 7, 238, 048. 04 14, 44, 62, 5, 25, 55, 40, 882. 902. 320. 000. 887. 265. 549. 03 20 06 00 89 79 52 64. 181. 329, 9, 141, 261, 121, 334. 079. 958. 866. 736. 495. 503. 51 42 46 61 56 44 22 127, 191. 630, 16. 112. 332, 161, 576. 803. 746. 085. 943. 285. 889. 585. 9J7. 225. 585. 727. 846. 06 20 14 54 31 80 42 103, 202.82 139,194.71 456. 558. 30 10, 080. 00 72, 500. 00 183. 565. 00 98, 290. 00 248, 807. 55 1,109; 974. 22 1, 603, 706. 47 1, 063, 390. 83 16, 623. 84 88, 208. 70 102, 056. 92 13, 924. 25 89. 065. 76 10, 914. 25 6, 738. 08 122, 231. 29 590. 485. 22 36, 158. 31 158,041.42 34, 232. 78 120, 864. 98 99, 725. 26 123,031.07 230, 376. 37 119,423.89 173. 053. 35 71, 972. 31 47, 364. 49 286, 221. 42 1, 093, 137. 79 60, 438. 91 298, 907. 05 134. 960. 40 404, 407. 47 137, 458. 28 9,719.62 111, 308.11 116, 730. 68 86,485.21 51,468.54 55, 405. 63 235, 548. 71 1,278,422.44 05, 861. 68 462, 604. 64 189,856.65 410, 709. 58 105, 330. 00 185,120.00 146. 300. 00 45, 500. 00 136,235.00 47, 050. 00 35, 400. 00 158, 000. 00 1, 204, 148. 67 68, 000. 00 405, 315. 00 158, 500. 00 386, 462. 00 1,395, 545. 80 3,143, 019. 78 3, 211, 579. 77 3, 081, 960. 67 Net earn- Dividends ings to cap- to capital Dividends ital and and sur- to capital. surplus. plus. Per cent. 3.09 3.38 2.70 2>'5 2.57 2.84 3.52 2.89 Per cent. 3.04 2.93 2.78 2.53 2.10 2, 02 2.85 Per cent. 3.79 3.67 3.50 3.39 2.67 2.56 3.80 2 44 3.75 4.22 4.30 5.26 4.97 4.65 3.95 3.78 4.12 4.18 2.83 2.68 7.05 2.68 3.32 2. 39 2.20 2.34 2.66 3.78 4.88 12.89 6.81 4.97 3.47 3.59 3.85 4.22 8 9 10 11 12 13 14 15 4.07 3.86 3.55 4.61 3.74 4.59 4.57 3.93 3 28 2.81 2.57 2.86 1.90 2.53 2.78 2.61 4.84 3.86 3.45 4.00 2.82 3.91 3.50 3.63 16 17 18 19 20 21 22 4.05 0.40 1.93 6.69 1.76 3.27 5.21 4.12 4.15 3.14 3.44 b.20 3.19 3.50 3.11 7.55 2.54 2.61 2.78 3.03 3.33 2.77 3.91 3.24 3.02 2.67 3.00 3.36 4.01 11.41 3.22 3.14 3.48 4.03 4.37 4.36 4.65 4.25 3.82 3. 23 3.63 23 24 25 26 27 28 29 30 31 4.20 1 2 8 4 5 6 7 33 34 3£ 154 REPORT OF THE COMPTROLLER OF THE CURRENCY. ABSTRACT OF Ri;roui\s OF EAKNLNCS AND IUVIDE.ND.S OF SEPTEMI3EK 1, 1892, States, reserve cities, and j No. of i Territories. \ banks, Surplus. Ohio Cincinnati.. Cleveland .. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee. 213 13 11 108 188 22 95 8 73 $26. 883,100.00 9^ 100,000. 00 8, 050,000. 00 13, 567,660. 00 17, 558,000. 00 22, 900,000. 00 10, 469,000. 00 4, 400,000. 00 6,670, 000.00 625, 000. 00 Division N©. 5. Iowa Des Moines Minnesota St. Paul Minneapolis — Missouri St. Louis Kansas City St. Joseph Kansas Nebraska Omaha Lincoln* 734 120,170,760.00 Division No. 6 153 4 60 | Division No. 7. North Dakota South Dakota Idaho Montana New Mexico Oklahoma Indian Territory .. Utah. Wyoming — Washington. Division No. £ United States . 40,733,577.19 9 10 4 139 125 9 582 79,882,610.00 I 13,995,122.77 3,069, 208. 27 313,000.00 1,114.590.58 1,326,000.00 653,000.09 793, 593. 35 1,796,707.90 725, 600. 00 220,000.00 1.806,081.17 1,702,941.44 477, 400. 00 9.100,000. 00 i 2, 366, 306. 81 282,000.00 I •128,000.00 5, (375. 000. 00 j 1,175,043.00 2, 500, 000. 00 I 1, 075, 000. 00 3,995,000.00 j 917,000.00 300,000.00 ! 36, 360. 89 I I 21,852,000.00 : i 234 Gross earnings. 626. 89 $34, 324, 726. 89 $2, 890, 376. 84 000. 00 11, 800, 000. 00 1,011, 208.82 500. 00 9, 827, 500. 00 663, 286. 25 662. 20 18, 323, 322. 20 1, 652, 107. 24 166,69 23,906, 166. 69 2,131, 163.51 300. 00 34, 216, 300. 00 3, 202, 027.72 907. 39 13, 638, 907. 39 1, 224, 287. 02 000. 00 5, 066, 000. 00 557, 514.02 414. 02 8, 701, 414.02 1,026, 461. 37 000. 00 1,100, 000. 00 197. 689. 79 13, 940, 000. 00 700. 000. 00 5, 740, 310. 00 4, 800, 000. 00 5, 450, 000. 00 4, 590, 000. 00 10, 700. 000. 00 6, 800, 000. 00 2, 000, 000.00 12, 342, 100. 00 8. 820, 200.00' A, 000,000. 00 Colorado Nevada California San Francisco Oregon Arizona Capital and surplus. 160,904,337.19 14,556,122.58 17, 009, 208. 27 1, 485.432.56 1,013, 000.00 105, 883. 36 6, 854, 900.58 743. 800. 94 6,126, 000.00 401. 29 6,100, 000.00 929. 31 603, 959.09 j 5, 383, 593.35 472. 907.86 12, 496, 707.96 j 7, 525, 600.00 1. 069.782.06 704; 138.62 i 2, 220, 000.00 14, 148, 181.17 •• 182, 751.52 j 1, 413,800.00 10,523, 141.44 I 4, 47" 400.00 1,146, 206. 89 sis; '588, 93,877,732.77 ; 9,035,093.50 11,466,306.81 I1, 559, 358. 51 410, 000. 00 \ 44, 409. 29 6, 850, 043. 00 ! 632,43 8.09 3,575,000.00 I 269, 025. 87 4,912,000.00 ! 568, 843. 51 57, 041. 65 336,360.89 ! 5,697,710.70 27,549,710.70 2, 465, 000. 00 2, 610, 000. 00 625, 000. 00 4. 740, 000. 00 925, 000. 00 200, 000. 00 3'JO, 000. 00 2, 800, 000. 00 1,210,000.00 7. 895, 000. 00 535,018.65 644,825.00 213, 000. 00 774, 081. 90 199.556.74 15, 000. 00 27, 100. 00 968, 800. 00 206, 550.00 744, 889. 66 3, 000,018. 65 3,254, 825. 00 838, 000. 00 5, 514.083. 90 1,124, 556. 74 215, 000. 00 387, 100. 00 3, 768,800. 00 1,416, 550. 00 889. 66 9, 23, 830, 000. 00 5, 328, 823. 95 ! 3,759 686, 874, 3 7 5 ^ 245,714,438.20 * Included in State of N e b r a s k a . 3,131,096.92 29,158,823.95 | 3,358,645.27 932, 588, 813. 20 76, 867, 632. 96 REPORT OF THH COMPTROLLER OF TflK CURRENCY. 155 NATIONAL HANKS IN TIIK U N I T E D STATES -—Continued.. TO MARCH 1, 1893. Ratios. Charg ed off. Losses and premiums. Expenses and N e t earnings. Dividends. taxes. Net earn- Dividends ings to to capital Dividends and to capital. capital and surplus. surplus. $1,583,470.30 557,119.02 345. 306.10 829, 883. 68 1, 233, 080. 26 1, 372, 726. 71 543, 275. 06 174,361.82 566, 872. 89 56, 458. 24 $984, 060. 02 345, 500.00 261, 500. 00 575, 435. 00 784,589. 96 857, 000.00 516,812.28 126, 000. 00 418, 356. 75 48, 000. 00 Per cent. 4.61 4.72 3.51 4. 53 5.16 4.01 3.98 3.44 6.51 5.13 Per cent. 2.86 2.93 2.66 3.14 3.28 2.50 3.81 2.49 4.80 4.36 Per cent. $252, 409. «2 $1, 054, 496. 72 65, 649. 83 388, 439. 97 265, 989. 27 51, 990. 88 634, 927. 92 187, 295. 64 162,826. 88 735,256. 37 432, 654. 99 1, 396, 646. 02 169, 756. 99 511,254.97 40, 492.16 342, 660. 04 75. 378. 65 384, 209. 83 119, 021. 33 22, 210. 22 1,460, 666. 06 5, 832, 902. 44 7, 262, 554. 08 4, 917, 254. 01 4.51 3.06 4.09 141, 637. 84 14, 934. 62 119,109. 27 64, 438. 65 173, 948. 62 40,911.00 68,119.11 256, 887. 83 49, 932. 76 355, 217.03 160, 963.47 129,406.34 607, 011. 54 36, 057. 75 272. 821. 26 125, 716. 30 147,306.73 208, 589. 89 548, 078. 29 377, 678. 68 69, 363. 94 601, 653.46 498,087.96 359, 226. 71 736. 783.18 54, 890. 99 351,870.41 328, 246. 34 282, 673. 96 223, 458. 20 453, 710. 46 70, 215. 55 62,841.92 456, 881. 03 487,748. 57 99, 573. 84 589, 750. 00 34. 000. 00 316, 925. 00 225, 000. 00 162, 500. 00 184,068.28 261. 000. 00 118, 375. 00 66, 000. 00 374, 073. 50 385,978.59 85, 000. 00 4.33 5.42 5.13 5.36 4.63 4.15 3.63 0.93 2.83 2.23 4.64 2.22 3.47 3.36 4.62 3.67 2.66 3.42 2.09 1. 57 2.97 2.64 3.67 1.90 4.23 4.86 5.52 4.69 2.98 4.01 2.44 1.74 3.30 3.03 4.38 2.13 1,575,506.54 3, 851, 592. 51 3.84 3.67 3.80 3.25 4.24 4.47 3.74 4.97 2.86 6.27 7.68 3,608, 894. 45 2, 802, 670. 37 2.99 3.51 084. 62 743. 35 364.22 744. 85 953. 63 987. 80 630. 905. 62 25, 517. 01 129, 997. 93 190, 056. 28 310, 733. 67 36, 721. 64 429, 750. 00 17, 460. 00 281,500. 00 115,000.00 207,133.10 19, 000. 00 5.50 6.22 1.90 5.32 6. 33 10.92 3.75 4.26 4.11 3.22 4.22 5.65 4.72 6.19 4.96 4.60 5.18 6.33 589, 286. 30 1, 217, 878.47 1. 323, 932.15 1, 069, 843.10 4.81 3.81 4.90 75, 295. 23 60, 325:20 4, 897. 23 172, 906.92 15,102.49 7, 2C5. 09 392. 84 9,824. 34 37,138.14 75, 367.44 140, 582. 46 151, 808. 78 55, 232. 67 388, 858. 22 69,187. 02 13, 202. 67 14, 482. 46 123, 410. 93 69, 860. 75 427, 045. 81 201, 854.04 137, 501. 64 81, 006. 68 260,140. 88 51, 502.60 21, 076.12 28,109. 66 147, 361. 35 28, 426.07 494, 449.54 134, 700.00 98, 050. 00 49, 000. 00 180, 250. 00 21, 750. 00 7, 500. 00 9, 900. 00 123,500.00 34,350.00 376, 750. 00 6.73 4.22 9.67 4.72 4.58 9.80 7.26 3.91 2.01 5.13 4.49 3.01 5.85 3.27 1.93 3.49 2.56 3.28 2.42 3.91 5.46 3.76 7.84 3.80 2.35 3.75 2.75 4.41 2.84 4.77 458. 544. 92 1,448, 671. 77 1, 451, 428. 58 1,035, 750. 00 4.98 3.55 4.35 10,330, 955. 73 30, 444, 968. 51 36. 091,708.72 26, 474, 210. 95 3.87 2.84 3.85 260, 368. 27 1,148.93 249,055.94 9, 224. 74 67,156. 21 2, 332. 21 668, 17, 253, 69, 190, 17, 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 6fl 67 69 7(1 71 T? 73 74 156 KEPORT OF THE COMPTROLLER OF THE CURRENCY. ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS FROM MAECH 1, 1893, States, reserve cities, and No. of 1 Capital stock. hanks. Territories. Maine New Hampshire . Vermont Massachusetts ... Boston Rhode Island — Connecticut 82 53 48 213 55 59 84 j $11,160,000.00 Division No. 1. New York New York City . Albany Brooklyn New Jersey Pennsylvania Philadelphia Pittsburg 268 47 6 5 99 318 41 27 33, 244, 060. 00 49, 350, 000. 00 1, 550, 000.00 1, 352, 000 00 14, 603, 350. 00 38, 564, 868.00 22, 765, 000.00 11,100, 000. 00 Division No. 2. Division No. 3. Division No. 4 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan . Detroit Wisconsin Milwaukee Division No. 5 $2,717,441.87 1, 570, 409. 83 1, 825, 250. 00 15, 598, 607. 66 14, 702,100. 00 5.086,019.62 7, 770, 977. 35 Capital and j Gross earnsurplus. ings. $13, 877,441. 87 7, 940, 409. 83 8, 835, 250. 00 61, 566,107. 06 67, 862,1C0. 00 25, 363, 069. 62 30,370, 347. 35 $832, 815. 52 545, 745. 72 510, 525. 65 3, 709, 285. 93 3, 785, 201. 02 1, 213, 748. 97 1, 751, 894. 58 49,330,806.33 ; 215,814,726.33 j 12, 349, 217.39 11,413, 780. 21 41, 272,289. 09 1, 290,000. 00 2, 090,000.00 7,416, 766. 61 17, 672,306. 00 14, 306,503. 08 7,218, 528. 09 44, 657,840. 21 90, 622,289. 09 2,840, 000. 00 3,442, 000. 00 22, 020,116. 61 56, 237,174. 00 37,071, 503. 08 18, 318,528. 09 3, 890,759. 51 9, 291,462. 23 261, 222. 85 328, 070.16 1,934, 717.98 4, 357,663. 29 2, 624,118.16 1, 289,360,97 811 ' 172,529,278.00 102, 680,173. 00 | 275, 209,451. 08 23, 977, 375.15 2, $08, 985. 00 3, 611, 700. 00 13, 243, 260. 00 252, 000. 00 2, 575, 000. 00 4, 796, 300. 00 2, 051, 000. 00 Delaware Maryland Baltimore District of Columbia Washington Virginia W e s t Virginia North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana New Orleans . Texas Arkansas Kentucky Louisville Tennessee , , i 6, 370, 000. 00 I 7, 010, 000. 00 ! 45,907, 500. 0 0 ! 53,100, 000. 00 I 20, 277. 050. 00 22, 599, 370. 00 594 I 160,483,920.00 Surplus. 163 953, 996. 47 1, 377, 350. 00 4, 505, 312. 60 100, 000.00 1, 305, 000. 00 2, 624, 200. 00 764, 672. 00 41, 868, 776. 07 30,238,245.00 000. 00 000.00 000. 00 000. 00 000. 00 000. 00 000. 00 000. 00 500.00 000. 00 900. 00 500. 00 300. 00 3, 762,981. 47 200, 790.15 4, 989, 050. 00 389. 439. 04 17, 748, 572. 60 1, 039, 721. 61 352,000. 00 32,133.98 3, 880, 000.00 304, 324. 96 7,420, 500.00 613, 232.04 3,715, 672. 00 293, 671. 67 729, 559. 38 840, 600. 00 1,090, 653.12 286. 411. 00 972, 457.50 456, 750. 00 289, 943.72 2, 206,000.00 5, 016,683. 50 380, 250. 00 2, 831,018.64 1, 030,300.00 2,119, 362. 95 3, 355,559. 38 2,588, 6,0.00 5,106. 653.12 1,736! 411.00 4, 741,457. 50 1,511, 75'J. 00 1. 099,943. 72 5,331. 000. 00 29, 887,189.50 1,480, 250. 00 12, 988,918. 64 5,9.51. 800.00 11, 766,662.95 2, 873, 313.45 5.52 755.59 943. 72 177. 56 456. 65 979.12 231.28 878. 83 2.03 616.13 .81 174. 33 559.23 18,249,995.81 ! 87,526,195.81 27,185,100.00 7, 681, 9,100, 000. 00 2, 745, 9. 050, 000. 00 1, 13, 997, 000. 00 4,813, 16. 946. 000.00 6, 301, 20. 900, 000. 00 11,522, 3,166, 10, 379, 000. 00 4, 400,000. 00 677, , 895,000. 00 2,070, 1, 250, 000. 00 475, 2, 815,143.16 913, 146 51 •701, 813. 53 1, 669,355.48 2, 111,996.93 2,963, 141.32 1,179, 751. 96 572, 370. 28 922, 707.65 2S4, 735. 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. 157 OF NATIONAL BANKS IN THE UNITED STATES—Continued. TO SEPTEMBER 1, 1893. Ratios. Charged off. Losses and E x p e n s e s and premiums. taxes. Net earnings. Dividends. Per cent. 3.16 2.84 2.33 2.92 2.62 2.49 Per cent. 2.95 2.71 2.45 2.41 2.17 2.37 5, 225, 242. 48 2.82 2.42 3.14 1, 202, 310.13 2, 438, 220. 00 60, 346. 00 91, 860. 00 670, 647.00 1, 234, 376. 00 810,650.00 423,500. 00 3.57 4.46 4.09 4.13 4.57 4.06 3.15 3.84 2.69 2.69 2.12 2.67 3.05 2.19 2.19 2.31 3.02 4.94 3.89 6.79 4.59 3.20 3.56 3.82 10,958,515.32 6; 931, 909.13 3.98 2.52 4.02 58, 266.16 178,196. 63 566,541. 79 17,419. 75 146, 996. 36 274, 902.49 167,308. 71 94, 486. 82 131, 643. 00 500,123. 30 10, 080. 00 72, 500. CO 202, 065. 00 100, 740. 00 1. 55 3.57 3.19 4.95 3.79 3.70 4.50 2. 51 2,04 2.82 2.86 1.86 2 72 2.71 3.36 3.64 3.78 4.00 2.82 4.21 3.41 1, 111, 638.12 3.37 2. 06 3.68 85, 750. 00 177, 620. 00 107, 240. 00 38. 500. 00 123,735.00 41, 050. 00 29, 000. 00 139, 000. 00 619, 650. 00 26, 000. 00 389, 386, 00 149, 500. 00 214, 392. 00 4.20 5.91 1.70 4.99 3.34 2.95 8.51 5.62 3.98 2.57 3.63 2.44 2.60 2.56 6.86 2.10 2.22 2.61 2.72 2.64 2.61 2.07 1.76 3.00 2,52 1.87 3, 212, 736.76 2,140, 823. 00 3.67 2.45 3.09 1,184, 554. 58 299, 804. 29 335, 822. 47 763, 258. 51 958,197. 01 1, 293, 351.19 480, 039. 32 130, 696. 39 457, 682.43 127,367.88 852, 863. 33 316, 230. 00 261, 500. 00 513, 205. 00 707,150. 00 807, 000. 00 381, 550. 00 131, 000. 00 261,125. 00 80, 000. 00 3.40 2.53 3.10 4.08 4.12 3.99 3.54 2.57 5.10 7.38 2.44 2.67 2.41 2.73 3.04 2.49 2. 82 2.38 2.91 4.64 3.14 3.47 2.89 3.67 4.17 3.86 3.68 2.98 3.78 6.40 6, 030, 774. 07 4, 311, 643.33 3.74 2.67 3.06 $182,171.49 139,415.43 133, 441. 64 682, 524. 00 414, 656.85 311, 837. 98 255, 369. 92 $211, 425.30 180. 439. 04 170, 899. 07 1,228, 392. 29 1,595,844^89 271,272.70 477, 760. 87 $439, 218. 73 225, 891. 25 206,184. 94 1, 798, 369. 64 1, 774, 699. 28 630, 638. 29 1, 018, 763.79 $409, 600. 00 215,300. 00 216, 625. 00 1, 483, 013. 23 1, 471, 000. 00 600, 722. 25 828, 982. 00 2,119,417.31 4,136, 034.16 6, 093, 765. 92 759,144. 30 1, 241, 603. 01 16,848.44 31,906. 49 298,760.41 682, 656. 60 391,506.71 67,768. 35 1, 536, 470. 85 4, 008, 807.36 128, 243. 59 153, 895. 70 628, 718.55 1,490, 998.53 1,063, 785.65 517, 745. 29 1, 595,144.36 4, 041, 051. 86 116,130. 82 142, 267. 97 1, 007, 239.02 2,184, 008.16 1,168, 825. 80 703, 847. 33 3, 490,194. 31 9,528, 665. 52 75,473.41 47,917.51 95,370. 22 4,000. 00 14,434. 83 57, 296. 67 22,407. 90 67, 050.58 163,324. 00 377, 809. 60 10,714. 23 142, 893. 77 281, 032. 88 103, 955. 06 316,900.54 1,146, 781. 02 1, 409, 631. 89 13, 910. 06 29, 509. 70 168, 533.54 55,999.11 40, 537.42 53,129.47 4,060. 30 107,593.12442,415. 21 33, 841. 95 167, 668. 88 54,369. 31 154,245.63 94, 826. 90 122, 272. 51 161,840. 36 138, 591. 62 169, 319. 52 65, 305. 33 50,557. 91 316,487.75 1,128, 228. 63 61, 733. 85 300,130. 73 156, 844. 41 439, 588. 82 141, 098. 56 152,973. 38 86, 569. 82 86, 586. 83 158, 599. 71 44, 544. 32 93, 613. 07 299, 797. 96 1,188, 238. 19 38, 040. 33 471,989. 20 144, 960. 61 305, 724.78 1, 325, 813.70 3, 208, 728. 34 536, 723.85 177, 209. 28 60, 709. 38 238, 724. 38 244, 058. 24 455,439. 50 226, 600.76 84, 626.10 87, 896. 70 20,323.35 1,093,864.73 436,132. 94 305, 281.68 667, 372. 59 909,741.68 1, 219, 350.63 473,11 i. 88 357, 047. 79 377,128. 52 137,04416 2,132,311.54 5, 976,076. 60 Not earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. Per cent. 3.67 3 38 3.09 3.23 2.77 2.96 1 2 3 4 5 7 8 9 10 11 1? 1?, 14 15 16 17 18 19 ?0 ?,] 22 3.27 ?3 10.16 ?4 2.67 ?,5 2.66 ?fi 3.28 9,7 3.89 ?•« 3.80 29 4.45 30 2.49 31 2.36 3? 3.83 33 3.05 34 2.22 35 3fi 37 38 39 40 41 4? 43 44 45 158 REPORT OF THE COMPTROLLER OF THE CURRENCY. ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS FROM MARCH 1, 1893, TO States, reserve cities, and No. of Capital stock. banks*. Territories. Iowa DesMoines.. Minnesota St. Paul Minneapolis. Missouri St. Louis . . . . Kansas City. St. Joseph... Kansas Nebraska Omaha Lincoln Division No. 6 157 4 65 5 7 57 9 9 4 138 120 588 $13, 612. 500.00 700, 000. 00 5,880,230. 00 4. 800,000. 00 5. 450,000. 00 4, 640, 000. 00 10. 700,000. 00 6. 550.000. 00 2,000! 000. 00 12,192,100.00 7,758.100. 00 4,150, 000. 00 1, 000, 000. 00 79,432, S Division No. 7 . 134 Division No. 8 . . . United States 3,758 $3, 057, 744.19 234, 000. 00 1,103, '34. 85 1, 328. 000. 00 664, 000.00 802, '60. 35 2, 033, 000. 00 730, 700. 00 223, 500.00 1, 754, 195. 93 1, 595, 325.49 487, 600.00 148, 000.00 14,162, 560. 81 Capital a n d surplus. Gross earnings. $16,670, 244.19 $1,475,280.10 934, 000.00 101,142.46 6, 983, 964. 85 611, 542. 29 6,128, 000.00 447, 269. 05 6,114, 000.00 406, 070. 21 448,737. 91 5,442. 760. 35 12, 733, 000. 00 1, 002, 984. 50 7, 280, r00. 00 590, 792. 50 2, 223, 500. 00 180,913.63 13, 946, 295. 93 1, 338, 791. 99 9,353, 425. 49 926, 272.48 4, 637, GOO. 00 486, 849.01 1,148, 000. 00 139,610.42 93,595, 490. 81 8,156,156. 55 2,359, 883.84 128,000. 00 1,135,743.00 1,100, 000. 00 910, 251. 28 36,150. 00 11,379,883. 84 1,430,110. 09 410, 000. 00 38, 517. 54 6, 710,743. 00 591, 378. 60 3, 600,000. 00 265, 707.13 4, 705,251. 28 464, 914.28 336,150. 00 46, 014. 51 21,472,000.00 5,670,028.12 27,142, 028.12 2, 315, 000. 00 2, 560, 000. 00 725. 000. 00 4, 375, 000. 00 750, 000. 00 250, 000. 00 360.000.00 2, 800, 000. 00 1, 210, 000. 00 6, 930, 000. 00 513, 221. 47 596, 375. 00 252, 000. 00 676, 483. 90 188, 107. 20 16, 000. 00 42, 200.00 965, 700. 00 180, 600. 00 1, 713, 939. 66 Colorado Nevada California San Francisco . Oregon Arizona North Dakota South D.ik-,;a Idaho Montana New Mexico Oklahoma Indian Territory . . . Utah Wyoming Washington Surplus. 22,275,000.00 5,144,627.23 , 809, 673. Oil !i8,122,908.02 2, 836, 642.15 2,828,221.47 ~ 253,570.16 3,156, 375. 00 276,840.46 977,000. 00 124, 998. 87 704, 840. 29 5,051, 483.90 112,932. 54 938,107. 20 53,372.14 266, 000. 00 41, 598. 14 402, 200. 00 266, 062. 94 3, 765, 700. 00 130,485. 50 1, 390, 600. 00 783,189.97 8, 643, 939. 66 27,419, 627.23 2, 747,894. 01 929, 932, 581. 02 74,827,039.71 1 REPORT OF THE COMPTROLLER OF THE CURRENCY. 159 OF NATIONAL BANKS IN THE UNITED STATES—Continued. SEPTEMBER 1, 1893—Continued. Charged off. Losses and premiums. Expenses and taxes. Ratios. "Net earnings. Dividends. Per cent. 3.98 4.30 2.03 1.19 3.11 3.60 3.56 3.35 2.71 2.55 3.77 1.61 4.60 Per cent. 2.60 1.36 2.85 3.51 3.07 2.33 1.03 1.39 1.26 2.18 2.74 1.75 1.13 Per cent. 3.19 1.81 3.39 4.48 3.44 2.74 2.16 1.55 1.40 2.49 3.31 1.95 1.30 2, 304, 352. 33 2.94 2.46 2.90 154, 000. 00 17,460. 00 174, 750. 00 115, 000.00 166, 900.00 6, 000. 00 4.85 5.04 4.24 5.03 4.79 4.70 1.35 4.26 2.60 3.19 3.55 1.78 1.70 6.19 3.13 4.C0 4.40 2.00 1, 279,132. 62 634,110. 00 4.72 2.34 2.95 69, 317. 08 9, 665. 69 78,509. 52 289, 049. 51 48, 204. 82 27, 827. 51 21, 384. 76 124, 439. 68 5,618.4$ 260, 294. 29 58, 116. 65 30, 250. 00 8. 000. 00 156, 000. 00 4, 500. 00 7, 000. 00 9, 400. 00 83, 000. 00 15, 750. 00 127, 250.00 2.45 3.06 8.04 5.72 5.14 10.46 5.32 3.30 0.40 3.01 2.05 9.58 8.19 3.09 4.80 2.63 2.34 2.20 1.13 1.47 2.51 1.10 1.10 3.57 0.60 2.80 2.61 2.96 1.30 1.84 923, 074. 38 499, 266.65 3.37 1.82 2.24 32, 659, 243. 37 23,158, 985.04 3.51 2.49 3.40 $182, 234.53 15. 461. 43 146, 868. 63 192, 795.19 26, 280. 79 50, 406. 66 70, 915.11 133, 638.14 47, 271. 62 451, 900. 99 57, 732. 42 92,337.22 8, 667. 64 $629, 565.49 45, 476. 08 322, 635. 86 181, 647. 71 189, 451. 53 202, 364.14 479, 351. 29 358, 749. 81 73, 301. 99 531, 402. 83 516, 208. 86 319,781.79 78, 090. 39 $663, 480. 08 40, 204. 95 142, 037. 80 72. 826.15 190, 337. 89 195, 967.11 452, 718.10 98, 404. 55 60. 240. 02 355, 488.17 352, 331. 20 74, 730. 00 52, 846. 39 $433, 800. 00 127,000.00 199, 200. 00 215,000.00 187, 581. 06 127,003. 42 231, 000. 00 101, 500. 00 28, 000. 00 303, 805. 00 256, 462. 85 81, 000. 00 13, 000. 00 1, 476, 510. 37 3, 928, 033. 77 2,751, 612. 41 233, 325. 38 4, 472.73 71, 613. 24 16, 948. 47 41,320.40 2,426. 75 644, 805. 86 13, 365. 96 235, 238. 52 67, 803. 70 198, 395. 99 27, 792. 53 551,978.85 20, 678. 85 284, 526. 84 180, 954. 96 225,197. 89 15, 795. 23 370,106. 97 1,187,402. 56 22. 700. 44 79, 387. 30 6, 742. 69 127, 726.44 12, 406.11 3, 325. 54 3, 225. 00 23, 643.11 75, 777. 48 117, 793. 00 161, 552. 64 187, 787.47 39, 746. 66 288, 064. 34 52, 321. 61 22, 219. 09 16, 988. 38 117, 980.15 60, 329. 50 405,102. 68 472, 727.11 1,352,092.52 11,703, 981. 85 30, 463, 814. 49 Net earn- Dividends ings to to capital Dividends and capital and to capital. surplus. surplus. —Figures printed in boldface type signify loss. 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 160 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE, BY STATES AND RESERVE CITIES, SHOWING RATIOS TO CAPITAL, AND TO FKOM MARCH 1, 1889, Ratio of dividends! to capital and j Ratio of dividends to capital for six months ended— surplus for six«r ! States, Territories, and months ended— reserve cities. I P.ct P.ct 3.9 3.9 Maine 3.9 3.9 New Hampshire 3.7 3.5 Vermont 3.5 3.3 Massachusetts 2.9 2.8 Boston 3.2 3.2 Rhode Island 3.5 Connecticut 3.5 3.9 3.9 New York New York City.. 4.3 4.2 5.0 5.7 Albany Brookiyn New Jersey Pennsylvania Philadelphia Pittsburg Delaware Maryland Baltimore District of Columbia, j Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans.. -. Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Des Moines Minnesota 3.6 3.2 St. Paul Minneapoli-3 Missouri St. Louis Kansas City St. Joseph Kansas Nebraska Omaha Lincoln' Colorado " Nevada California San Francisco-.. Oregon Arizona Dakota* North Dakota.. South Dakota.. Idaho Montana New Mexico ' Utah "Washington Wyoming Oklahoma Indian Territory Average 3.9 P.ct P. ct. P.ct 3.9 3.9 4.1 3.9 4.3 5.5 3.6 3.6 3.6 4.0 3.1 3.5 2.6 2.8 3.0 2.6 2.9 3.5 3.5 3.7 4.1 4.7 3.7 4.7 4.7 4.9 4.4 4.0 4.4 6.7 4.4 4.9 4.5 3.8 3.7 3.8 3.6 3.5 3.6 3.7 3.7 3.7 5.0 4.9 4.9 3.9 3.8 3.8 3.6 3.8 3.4 4.0 4.0 4.0 3.0 2.4 2.5 3.8 3.8 4.3 4.0 5.0 3.5 3.7 3.7 4.0 4.5 4.5 4.6 4.9 3.5 5.0 3.8 3.1 4.6 3.9 4.0 3.8 6.2 4.2 5.3 3.0 4.2 3.7 4.7 4.1 4.3 5.9 3.9 4.2 6.2 13.9 6.0 3.9 3.5 3.6 3.5 3.2 3.2 3.9 3.1 3.5 4.1 3.8 4.7 3.6 3.7 3.8 3.2 5.7 3.2 4.2 4.5 5.1 5.1 5.3 5.2 10.9 4.9 4.0 4.9 4.1 4.4 3.9 3.7 3.4 6.1 8.5 4.1 4.9 4.9 4.9 5.7 5.5 3.6 12.0 11.7 6. 0 6. 0 4.4 5.6 3.5 6.0 P.ct 3.5 3.9 3.5 3.4 2.6 3.1 3.7 4.0 4.9 5.5 6.8 1.5 3.6 3.5 3.7 4.7 5.2 3.1 4.0 2.8 4.1 5.3 4.2 14.8 3.3 3.3 3.6 4.6 3.9 3.7 4.6 4.0 3.8 3.2 3.7 3.6 3.2 3.2 4.9 4.6 4.0 4.5 3.3 4.7 5.6 4.9 5.0 4.7 4.1 2.5 4.0 2.8 3.1 3.3 3.0 4.0 2.8 P. ct. P.ct P.ct. P. ct. P. ct 3.6 3.8 3.7 3.9 3.7 3.4 3.5 3.5 3.1 1.1 3.4 3.2 2.7 2.7 2.8 3.0 2.6 2.9 3.7 3.8 3.7 4.2 3.8 3.6 4.9 4.9 4.9 3.4 12.9 3.9 6.8 4.6 3.2 3.6 3.8 3.4 3.6 3.8 4. 0 ' 4.0 4.0 2.8 I 2.8 2.8 4.0 | 3.4 j 3.3 10.2 ' 2.7 2.7 3.3 3.9 3.6 4.4 2.5 2.4 3.8 3.0 2.2 3.1 3.5 2.9 3.7 4.2 3.9 3.7 3.0 3.8 6.4 3.2 18.1 3.4 2.7 4.5 3.4 2.7 4.3 2.2 2.7 1.5 3.7 1.4 15.3 2.5 3.8 3.3 4.4 1.9 3.4 1.3 P.ct. 3.1 3.1 2.9 3.0 2.1 2.4 2.7 3.0 2.7 2.4 P.ct. 3.1 3.4 2.9 2.3 2.2 2.1 2.7 3.5 2.7 2.1 3.4 2.6 2.3 3^4 2.8 2.8 2.9 1.7 2.7 4.9 3.0 3.0 2 7 2.7 3.2 3.2 3.3 2.7 3.2 11.1 2.8 2.6 2.5 3.0 3.0 4.8 3.4 3.9 2.9 3.2 3.2 6.7 3.2 4.4 3.1 2. 9 4.5 6.0 4.2 4.0 4.2 6.6 3.4 5.0 ! 4.1 4.5 2. 8 2.9 I 3. 3 2.9 1.0 11.2 I 6.2 14.8 4.0 ! 3. 6 I Z. 4 3.9 5.7 6.3 ' 0. 3 ! 4.5 4.2 2. 0 3.5 3.3 6. 0 2.5 2.4 2. 7 4.0 2. 2 3.6 1. 4 3.9 j 3.7 j 3.8 NOTE.—Figures printed in bold-face type in REPoUT OF THE COMPTROLLER OF THE CURRENCY. CAPITAL AND >Stni\uis, OK T H E E A R N I N G S AND D I V I D E N D S TO S E P T E M B E R 1 ; 1803, 1 (J1 OF XAT.IO.XAL B ' Katio of d i v i d e n d s t o r a p i t a l a n d j Jtatio of e a r n i n g s to rai> ; tal a n d s u r p l u s for s i x m o n t h s j s u r p l u s for s i x m o n t h s ended— (aided— P.ct. 3.2 2.8 2.3 2.9 2.6 2.5 3. 4 3.6 4.5 4.1 4.1 4.6 4.1 3.1 3.8 1.6 -column for 1890, 1892, and 1893 signify peapcenta^e of lass. 10605 OUR—-11 1 3 4 5 6 7 a 9 10 11 12 13 14 15 JO 162 REPORT OF THE COMPTROLLER OF THE CURRENCY. E A R N I N G S AND D I V I D E N D S O F T H E NATIONAL B A N K S , ARRANGED BY G E O G R A P H I C A L D I V I S I O N S , F O R SEMIANNUAL P E R I O D S FROM S E P T E M B E R 1881, TO S E P T E M B E R , 1893. Jtatios. No. of banks Geographical divisions. Dividends. Net earnX-rt~ ' u rt ^ Sept., 1884, to Mar., 1885: \Pr.et. Pr.ct.'Pr.ct. 2. 7 2.1 New England States... 567 $167, 400, 370 $41, 413, 826 $5, 661,537 $4,388,812 I 3.4 7,156, 680 7, 474, 752 I 4. ] 3. 0 3.1 732 173,212,145 j 64.741,009 Middle States 42,648,400 11,527,942 1, 790, 726 2, 426,858 3.3 4.5 278 4. 2 Southern States 3.4 ! 4.3 5, 828, 707 7, 310, 780 4. 2 1,073 139,638,800 j 31,088,344 Western States.... !,650 522,899,715 148,771,121 Mar., 1885, to Sept., 1885: New England States. -. ! 562 Middle States \ 731 Southern States ! 287 "Western States |l, 085 165, 668, 370 40,786, 007 172,907, 352 64, 247, 888 43, 500, 300 11, 505, 477 142,523, 580 30, 364,123 Total. Total .2,665 Sept., 1885, to Mar., 1886: New England States... 559 Middle States I 738 Southern States ! 294 Western States 1,117 Total. ..2,708 I Mar., 1886, to Sept., 1886: New England States...! 563 Middle States ! 744 Southern States ! 303 Western States II, 174 Total. .12,784 Sept., pi., 1886, JLooo, tto o Mar., jua-r., 1887 loot : \ New England States... | 563 Middle States 754 South ern States 313 Western States I, 225 Total . .!2, 855 Mar., 1887, to Sept., 1887: New England States... 566 Middle States j 764 Southern States ! 343 Western States 1, 269 Total 2, 942 Sept., 1887, t o Mar., 1888: 567 New England S t a t e s . . . 780 Middle States 358 Southern S t a t e s . . . 1,339 W e s t e r n States Total 524, 599, 602 146, 903, 495 165, 203, 920 172, 435, 295 44, 437, 400 148, 879, 580 41,128, 387 67, 583, 309 12, 053, 524 32, 767, 699 20,437,650 J21, 601, 202 I 3.9 3.2 20,218,471 22,024.295 i 3.9 3. 0 ! 3.3 5, 375, 226 7, 044, 535 1,969,190 6, 946, 485 5, 925, 381 9, 484, 324 2, 705, 274 9, 412.687 530,956,195 1153, 532, 919 21,335,436 27, 527,6 6, 736. 479 9, 789,135 2. 553, 055 8, 834, 050 41, 581, 845 70,044,187 11, 967, 321 153,138,453 j 33,470,425 537,563, 648 157, 064, 77 165,252.370 175, 873, 735 46, 213, 240 161,016,425 : 41,897,072 73, 445, 033 12. 463, 050 35.926.745 4.0 I 3.1 3. 2 4 2 4 3 4 2 2L, 147,142 27,912,719 j 3.9 5.318,480 7, 574, 627 2,143, 870 7, 111, 610 548, 355, 770 163, 731, 900 22,148, 587 31, 698, 794 164, 837, 370 j 43,118, 790 176, 635, 656 J 76, 574,179 51,515,315 ; 13,247,285 165,556,200 38,314,299 2 5 3. 0 3. 4 3. 5 5, 355, 787 7, 357, 400 2,137,328 7,153, 305 3.1 4.2 4.1 4.3 558, 544, 541 171, 254, 553 22, 003, 820 32, 808, 074 3.9 164, 405, 920 43, 459. 769 183, 382, 395 80, 679. 527 53,124,400 14,258,403 176,224,033 40, 999, 447 3.3 4.0 4.3 4.5 5,426,178 j 6,187,595 7.346,515 111,201,708 2, 298, 039 3, 257, 542 8,017,876 | l l , 954,449 2.6 2.9 3.3 3.5 3.5 4.5 5.0 5.4 4.5 2.6 2.8 3.4 3.7 3.0 4.2 4.8 5.5 . . . 3 , 0 4 4 i 577,136,748 |179, 397,147 i 23,088,607 32,601,294 j 4. 0 I 3.0 Mar., 1888, to Sept., 1888: New England States... 568 793 Middle States. 369 Southern States. 1,363 Western States . Total ,093 164,649,820 44,197, 418 184, 220, 575 82, 91)8, 759 54, 802, 800 14, 844, 534 179, 865, 950 42, 376. 280 3.147 6,739, 240 11, 544, 258 3,105, 262 11,370,432 3.2 4.1 4.0 4. 6 583, 529,145 184, 416, 991 | 23, 443, 051 |32, 759,192 Sept., 1888, to Mar., 1889: New England States... 568 164, 506, 720 44, 904, 040 79.) 384,628,445 86, 496, 367 Middle States 56, 974, 485 15, 715,136 382 Southern States 1, 404 187,144, 200 45,391, 957 Western States Total 5, 349, 582 7. 564, 822 2,189, 93' 8,338,710 !, 932, 212 5, 508,163 7, 379, 692 12, 241, 399 2,357,718 3, 497, 410 8, 045, 400 12,438 868 593,253, 850 192, 507, 500 ; 23,290, 973 135,109, £ 3.3 4.0 4.1 4.3 2.8 3.1 3.8 3.2 4.3 4.4 5.1 3.0 4.3 2.6 2.7 3.3 4.5 4.8 5.3 3. 5 EXPORT OF THE COMPTROLLER OF THE CURRENCY. 163 EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ETC.—Continued. Geographical divisions. No. of baukb Capital. Surplus, Diyidends. Net earnings. s T3 as >° Dividends to capital and surplus. Earnings to capital and surplus. Ilatios. Pr. ct. Pr. ct. Pr. ct. Mar., 1889, to Sept., 1889: 2.5 3.3 New England States - -. 571 $165.101, 920 $45, 476, 953 $5,307, 086 $6, 920, 889 3.2 796 184, IS/5, 745 87, 936, 236 4.1 2.8 7,636, 874 12,060,433 4.5 Middle IStatea 403 58, 905, 530 16, 387, 359 4.0 2, 365, 368 3, 818,379 5.1 3.1 Southern States 1,425 191,247, 990 47, 328,336 4.2 8, 016, 259 11, 708, 674 4.9 3.4 "Western States Total 3,194 599, 451,185 197,128, 884 Sept., 1889, to Mar., 1890: New England States..- 576 165, 631, 980 8 LI 186,198, 725 Middle States 62,5)49, 360 436 Southern States 1, 471 200, 625, 480 Western States 23, 325, 587 34, 508,375 3.9 2.9 4.3 46,157,181 91,010,405 17,141, 070 50, 237, 778 5,520,977 5, 606, 830 7, 629,1.70 12, 208, 788 2, 861, 628 4, 229, 776 10, 237, 991 12,203,145 3.3 4.1 4.5 5.1 2.6 3.6 4.1 2.6 4.4 5.3 5.2 615,405, 545 204, 546,434 26, 249,766 35, 248, 539 4.3 3.2 4.3 Mar., 1890, to Sept., 1890: New England States... 582 165, 500,920 46, 488, 598 834 188, 261,155 94, 608, 921 Middle States 68,491,105 18, 081, 496 475 Southern States 1,521 212, 520, 566 52, 690,124 Western States 5,144,588 6, 239, 358 7, 946, 301 12, 534, 630 2, 695, 210 4, 730, 666 9,123, 018 13, 302, 370 3.1 4.2 3.9 4.3 2.4 2.8 3.1 3.4 2.9 634, 773,746 211, 869,139 24,909,117 36, 807, 024 3.9 2.9 4.3 871 397 961 512 5, 530,473 7, 275, 215 7, 720,433 13,189, 635 3, 026,492 4, 842,139 9,491, 377 14, 838, 985 3.3 4.1 4.0 4.3 2.6 2.7 3^4 3.4 4.6 5.1 5.4 652, 586, 585 219,430,741 25, 768, 775 40,145, 974 3.9 3.0 4.6 053, 953 692, 776 344, 334 011, 532 5, 231,854 6, 512, 910 7, 911, 627 11, 475, 715 2, 778, 024 4, 299, 226 9,104,730 13, 329, 789 3.2 4.1 3. 6 3.9 2.4 2.7 2.8 3.2 3.0 3.9 4.4 4.6 667, 629,937 226,102, 595 25, 026, 235 35, 617, 640 3.7 2.8 4.0 S.94.3 3.9 2.5 2.5 3.4 3.1 2.5 3.9 3.4 4.6 3.8 2.8 3.8 4, 300, 264 5, 542,293 8,147,702 10, 855, 644 3, 007, 204 3, 780, 308 9, 398, 600 12,116,679 2.6 4.2 3.8 3.9 2.0 2.7 2.9 3.1 2.6 3.6 3.7 4.0 Total 3, 294 Total. 3,412 Sept., 1890, to Mar., 1891: New England States... 583 165, 525,420 851 189, 215, 745 Middle States 75,175,100 522 Southern States 222, 670, 320 1,586 Western States Total 3, 542 Mar., 1891, to Sept., 1891: New England States... 589 165, 392, 090 874 192,073,876 Middle States 78, 244, 000 544 Southern States 1, 605 231,019, 971 Western States Total , 3,612 Sept., 1891, to Mar., 1892: New England States . . . 585 165, 668, 920 880 192, 303, 940 Middle States 78, 227, 550 558 Southern States 1, 648 239,155, 900 Western States Total 3, 671 47, 263, 98, 565, 19, 232, 54, 368, 48, 99, 20, 58, 48,488,842 103, 561, 327 21, 026, 567 61, 650,165 5, 7, 3, 9, 292, 014 5. 422, 799 463, 453 11^ 764, 329 350, 369 3,412,941 441, 017 13,763, 021 675, 356, 310 234,676, 901 25, 546, 853 34, 363, 090 Mar., 1892, to Sept., 1892: New England States... 587 165,918, 920 48, 072, 364 882 182, 464, 745 105, 487, 995 Middle States 79, 620,155 21. 456, 227 570 Southern States 1, 662 241,072,830 62, 745, 27. Western States H 5. o 5.0 3, 701 679, 076, 650 237, 761, 865 24, 853. 860 32, 294, 924 3.7 2.7 3.5 Sept., 1892, to Mar., 1893: New England States... 593 Middle States 896 Southern States 584 1,686 Western States 160,883,920 49, 226,403 193,420,145 109, 068, 414 80, 834, 940 21,664,386 245, 735, 370 65. 755, 235 5. 265, 294 8, 237,163 8. 019,584 12,501,582 3, 363, 815 3, 706,154 9, 825,517 13, 646, 809 3.7 4.2 4.2 4.0 2.4 2.6 3.3 3.2 2.9 4.1 3.6 4.4 686, 874, 375 245, 714,438 20,474, 210 36, 091, 708 3.8 2.8 3.9 6, 093, 766 11,925,936 3, 654, 948 10, 984, 593 3.1 4.0 3.2 3.1 2.4 2.5 2.5 2.5 2.8 3.9 3.7 3.5 Total Total 3,759 Mar., 1893, to Sept., 1893: New England States... 594 166,483, 920 49, 330, 806 Middle States 908 195, 020. 221) 110,921,832 Southern States 77,023,' 500 21, 638, 868 574 Western States 1, 682 243, 282, 030 66, 231, 402 5, 225, 243 7. 740, 742. 2, 443, 628 7, 749, 372 Total 3,758 681, 809, 673 248,122, 908 23,158, 985 32, 659, 243 3.4 2.5 3.5 General average 3,213 603,877,957 195, 718, 573 23, 468,174 32, 321,091 3.9 2.9 4.0 164 REPORT OF THE COMPTROLLER OF THE CURRENCY NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UND£R Tipr PROVISIONS OF SECTIONS 5220 AND 5221 OF TILE REVISED STATUTES OF THE UNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF CAPITAL, CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDING OCTOBER 31, 1893. Name and location of bank. Date of liquidation. Circulation. Capital. Issued. Retired. Outstanding. First National Bank, Penn Yan, 1ST. Y.* .. Apr, 6,1864 First National Bank, Norwich, Conn.* .. May 2,1864 Second National Bank, Ottumwa, Iowa I.. do Second National Bank, Canton, Ohiot... Oct. 3,1864 First National Bank, Lansing, Mich. f.. Dec. 5,1864 First National Bank, Columbia, Mo Sept. 19,1864 $109,000 | $90, 000 $89, 875 $125 First National Bank, Carondelet, Mo Mar. 15,1865 25, 500 25, 399 30J000 101 First National Bank, TJtica, N. Y.* June 9,1865 Pittston National Bank, Pittston. Pa— Sept, 16,1865 200,000 |. Fourth National Hank, Indianapolis, Ind Nov. 30,1865 100,000 I 100,000 99, 373 627 Berkshire National Bank, Adams, Mass.^ Dec. 8,1865 100,000 . National Union Bank, Rochester, N. Y.. Apr. 26.1866 400,000 192,500 191, 558 942 First National Bank, Leonardsville, N.Y, July 11,1866 50,000 45,000 44, 420 580 Farmers' National Bank, Richmond, Va Oct. 22,1866 100,000 I 85, 000 83, 293 1,707 Farmers' National Bank, Waukesha, Wis Nov. 25,1866 ioo, ooo ! 90,000 89, 545 455 National Bank of Metropolis, WashingI ton, D. C Nov. 28,1866 177,128 2,872 200,000 : 180, 000 First National Bank, Providence, Pa... Mar. 1,1867 GO,000 88, 805 1.195 100,000 National State Bank, Dubuque, Iowa... Mar. 9,1867 125, 765 1,235 150,000 I 127, 000 First National Bank of Newton, Newtonville, Mass Mar. 11,1867 150, 000 130, 000 128,832 1,168 First National Bank, New Him, Minn.. Apr. 18,1867 54,000 53, 250 750 60, 000 National Bank of Crawford County, Meadville, Pa Apr. 19,1867 300, 000 Kittanning National Bank, Kittanning, Pa. { Apr. 29,1867 200, 000 City National Bank, Savannah, Ga.f May 28,1807 100,000 Ohio National Bank, Cincinnati, Ohio... July 3,1867 500, 000 450, 000 444, 260 5,740 First National Bank, Kingston, N. Y ... Sept. 26,1867 200,000 180, 000 177, 825 2,175 Dec. 5,1867 First National Bank, Blufiton, Ind 45, 000 44, 586 50,000 414 .do . National Exchange Bank, Richmond, Va. 180, 000 179, 380 200, 000 620 First National Bank, Skaneateles, N. Y. Dec. 21,1867 135, 000 133,808 150,000 1, U2 First National Bank, Jackson, Miss 45, 500 43,715 Dec. 26,1867 100,000 1,785 First National Bank, Downingtown, Pa. Jan. 14.1868 | 90, 000 89,026 100, 000 974 First National Bank, Titusville, Pa 86, 750 Jan. 15,1868 I 300.000 85, 790 960 A] tpleton National Bank, Appleton, Wis. Jan. 21,1868 I 45, 000 44, 380 50, 000 620 National Bank of Whitestown, N. Y 45, 500 Feb. 14,1868 | 120,000 45, 258 242 First National Bank, IN" ew Brunswick, N.J Feb. 26,1868 ! 100, 000 90, 01)0 88,734 1,266 First National Bank, Cuyahoga Falls, Ohio .' 50,000 Mar. 4,1868 j 4*628 45,000 44,472 First National Bank, Cedarburg, Wis... Mar. 23,18G8 100,000 90, 000 89,527 473 Commercial National Bank, Cincinnati, Ohio Apr. 28,1868 500, 000 345,950 2,005 343,945 Second National Bank, Watertown, N. Y July 21,1868 100,000 1,020 90, 000 88,980 First National Bank, South Worcester, N.Y Aug. 4,1868 1,574 175, 500 157,400 155, 826 NationalMechanics and Farmers' Bank, Albany, N.Y do 350, 000 314, 950 1,935 313,015 Second NationalBank, Des Moines, Iowa. Aug. 5,3868 50,000 338 42,162 42,500 First National Bank, Steubenville, Ohio. Aug. 8,1868 1,663 133, 337 150,000 135,000 First National Bank, Plumer, Pa Aug. 25,1868 1,298 100,000 86, 202 87.500 First National Bank, Danville, Va Sept. 30,1868 290. 50, 000 44, 710 45,000 First National Bank, Dorchester, Mass . Nov. 23,1868 1,873 150, 000 132,500 130, 627 First National Bank, Oskaloosa, Iowa .. Dec. 17,1868 508 75,000 67,500 66, 992 Merchants and Mechanics' National Bank, Troy, N. Y Dec. 31,1868 300, 000 184,750 1, 552 183,198 National Savings Bank, Wheeling, W. Va. Jan. 7,1869 100,000 90, 000 545 89, 455 First National Bank, Marion, Ohio Jan. 12.1869 125, 000 831 109, 850 109,019 National Insurance Bank, Detroit, Mich. Feb. 26,1869 200, 010 527 85,000 84, 473 National Bank of Lansingburg. N. Y Mar. 6,1869 150.000 1,198 135, 000 133, 802 National Bank of North America, New York, N.Y Apr. 15,1869 1,000,000 2,135 333,000 330,865 First National Bank, Hallowell, Me Apr. 19,1869 60, 000 404 53, 350 52, 946 First National Bank, Clyde, N.Y Apr. 23,1869 50,000 720 44,000 43,280 Pacific National Bank, New York, N. Y. May 10,1869 422, 700 908 134, 990 134, 082 Grocers' NationalBank, New York, N. Y June 7,1869 390, 000 329 85,250 84,921 Savannah National Bank, Savannah, Ga. June 22,1869 100, 000 500 85, 000 84, 500 First National Bank, Frostburg, Md July 30,1869 50, 000 243 45,000 44,757 First National Bank. La Salle, 111 Aug. 30,1869 50, 000 465 45,000 44,535 National Bank of Commerce, Georgetown, D.C , Oct. 28,1869 100,000 90,000 89,100 900 * New bank with same title, t Never completed organi zation. J Consolidated with another bank. REPORT OF THE COMPTROLLER OF THE CURRENCY. 165 NATIONAL BANKS WHICH HAVE GONE INTO VOI.UNTAKY LIQUIDATION UNDER THE PRO- VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES,, ETC.—Cont'd. Circulation. .Name and location of bank. Date of liquidation. Miners1 National Bank, Salt Lake City, Utah Dec. 2,1869 ! First National Bank, V in ton, Iowa Dec. IB, 1869 j National Exchange Bank, Philadelphia, Pa Jan. 8,1870 300, 000 Jan. 10,1870 First National Bank, Decatur, ill 100, 000 Jan. 11,1870 National Union Bank, Owego, N. Y 100. 000 Jan. 25,1870 First National Bank, Berlin, Wis 500, 000 Central National Bank, Cincinnati, Ohio. Mar. 31,1870 500, 000 Apr. 9,1870 First 150,000 a: Hsu National JL> cibiuiitM. Bank, jjaiiiJi., Dayton, J-'aj tun, Ohio vjiiiu 100,000 National Bank of Chemung, Ehnira, N.Y. June 10,1870 Merchants' National Bank, Milwaukee, Wis June 14,1870 First National Bank, St. Louis, Mo J uly 16,1870 Chemung Canal National Bank, Elmira, N.Y Aug. 3,1870 Central National Bank, Omaha Nebr. * .. Sept. 23,1870 First National Bank, Clarksville, Va.... Oct. 13,1870 First National Bank, Burlington, Vt Oct. 15,1870 First National Bank, Lebanon, Ohio Oct. 24,1870 National Exchange Bank, Lansingburg, N.Y Dec. 27,1870 Muskingum National Bank, Zanesville, Ohio Jan. 7,1871 100,000 | United National Bank, Winona, Minn... Feb. 15,1871 50,000 First National Bank, Des Moines, Iowa.. Mar. 25,1871 100,000 Saratoga County National Bank, "WaterforcVN. Y Mar. 28,1871 150,000 State National Bank, St. Joseph. Mo Mar. 31.1871 100,000 First National Bank, Fenton, Mich May 2,1871 luojooo First National Bank, Wellsburg, W. Va. June24,1871 100,000 Clarke National Bank, Rochester, N. Y.. Aug. 11,1871 200,000 Commercial National Bank, Osiikosh, Wis Nov. 22,1871 100,000 Fort Madison National Bank, Fort Madison, Iowa Dec. 26,1871 75, 000 National Bank of Maysville, Ky I Jan. 6,1872 300, 000 105, 500 Fourth National Bank, Syracuse, N. Y . . . | Jan. 9,1872 American National Bank, New York, ! N.Y May 10,1872 500, 000 Carroll County National Bank, Sand- !: wich,N.H..' May 24,1872 50, 000 100, 000 Second National Bank, Portland, Me Juiie 24,1872 200, 000 Atlantic National Bank, Brooklyn, N. Y. July 15,1872 Merchants and Farmers' National Bank. 150, 000 Quiney, 111 '., Aug. 8,1872 400,000 First National Bank, Rochester, N. Y j Aug. 9,1872 Lawrenceburg National Bank, Lawrenceburg, Ind Sept. 10,1872 200, 000 Jewett City National Bank, Jewett City, 60, 000 Conn ...'. '... Oct. 4,1872 100, 000 First National Bank, Knoxville, Tenn... Oct. 22,1872 115, 000 First National Bank, Goshen, Ind Nov. 7,1872 Kidder National Gold Bank, Boston, 300, 000 Mass Nov. 8,1872 Second National Bank, Zanesville, Ohio.. Nov. 16,1872 154,700 Orange County National Bank, Chelsea, Vt.. .' Jan. 14,1873 200, 000 Second National Bank, Syracuse, N. Y . . . Feb. 18,1873 100, 000 Richmond National Bank, Richmond, Ind.* Feb. 28,1873! 230.000 First National Bank, Adams, N. Y Mar. 7,1873 ' 75, 000 Mechanics' National Bank, Syracuse, Mar. 11,1873 140, 000 Farmers and Mechanics' National Bank, Apr. 15,1873 Rochester, N. Y 100, 000 Montana National Bank, Helena, Mont. do 100, 000 First National Bank, Havana, N. Y 50, 000 June 3,1873 Merchants and Farmers' National Bank, Ithaca. N.Y June 30,1873 50, 000 National Bank of Cazenovia, N. Y July 18,1873 150, 000 Merchants' National Bank, Memphis, Tenn Aug. 30,1873 250,000 | Manufacturers' National Bank, ChiSept, 25,1873 cago, 111 500,000 I do Second National Bank, Chicago, 111 100,000 I * New bank with same title. Issued. Retired. 175. 750 85, 250 ,250 i 44, 000 425, 000 135,000 90,000 173,910 84, 226 87, 338 43,627 421, 305 133,851 89,498 27,000 270, 000 85,000 26, 895 267,018 84,348 Outetand 90, 000 45, 000 90,000 135,000 90, 000 49,500 90\ 000 180! 000 134,048 89,461 | 49,033 I 89,278 ! 178,278 ' 67, 500 270. 000 91,700 510 1,246 821 450, 000 444,150 5,850 45, 000 81, 000 165.000 44,468 80, 029 163, 720 532 971 1,280 135, 000 206,100 133,725 203,875 1.275 2,225 180,000 178,052 1,948 48, 750 80, 910 103, 500 48, 277 80,112 102. 283 473 798 1,217 120, 000 138,140 136' 513 1,627 2,129 1,120 207, 000 66, 900 177, 871 88,880 207,000 66, 015 93, 800 92, 880 920 83, 250 31, 500 45, 000 82, 377 31, 385 44, 415 873 115 585 45, 000 116, 770 44, 321 115, 341 679 1,429 225, 000 222, 413 2,587 438, 750 97, 500 433, 392 96,176 5,358 1,324 180, 000 90,000 885 166 REPORT OP THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Date of | liquidation, j Kame and location of bank. Merchants' National Bank, Dubuque, Iowa Sept. 30,1873 Beloit National Bank, Beloit, Wis Oct. 2,1873 Union National Bank, St. Louis, Mo . . . . Oct. 22,1873 City National Bank, Green Bay, Wis Nov. 29,1873 First National Bank, Shelbina, Mo Jan. 1,1874 Second National Bank, "Nashville, Tenn.. Jan. 8,1874 Jan. 13,1874 First National Bank, Oneida, N. Y Merchants' National Bank, Hastings, Minn Feb. 7,1874 National Bank of Tecumseh, Mich Mar. 3,1874 Gallatin National Bank, Shawneetown, 111 Mar. 7,1874 First National Bank, Brook ville, Pa Mar. 26,1874 Citizens' National Bank, Sioux City, Iowa Apr. 14,1874 Citizens'National Bank, Charlottes ville, Va Apr. 27,1874 Farmers' National Bank, Warren, 111... Apr. 28,1874 First National Bank, Medina, Ohio May 0, 1874 Croton Iiiver National Bank, South East, N. Y May 25,1874 Merchants' National Bank of West Virginia, Wheeling, W. Va July 7,1874 Central National Bank, Baltimore, Md.. July 15,1874 Second National Bank, Leaveirwortli, Kans... July 22,1874 Teutonia National Bank, New Orleans, La Sept. 2,1874 City National Bank, Chattanooga, Tenn. Sept. 10,1874 First National Bank, Cairo, 111 Oct. 10,1874 First National Bank, Olathe, Kans Nov. 9,1874 First National Bank, Beverly, Ohio Nov. 10,1874 Union National Bank, Lafayette, Ind . . . Dec. 4,1874 Ambler National Bank, Jacksonville, Fla.* Dec. 7,1874 Mechanics' National Bank, Chicago, 111.. Dec. 30,1874 First National Bank, Evans ville, Wis... Jan. 9,1875 First National Bank, Baxter Springs, Kans Jan. 12,1875 People's National Bank, Pueblo, Colo ....do National Bank of Commerce, Green Bay, Wis .do . First National Bank, Millersburg, Ohio. ....do First National Bank, Staunton, Va Jan. 23,1875 National City Bank, Milwaukee, Wis Feb. 24,1875 Irasburg National Bank of Orleans, Irasburg, Vt Mar. 17,1875 First National Bank, Pekin, 111 Mar. 25,1875 Merchants and Planters' National Bank, Augusta, Ga Mar. 30,1875 Monticello National Bank, Monticello, Iowa ....do Iowa City National Bank, Iowa City, Iowa Apr. 14,1875 First National Bank, Wheeling, W. Va.. Apr. 22,1875 First National Bank, Mount Clemens, Mich May 20,1875 First National Bank, Knob Noster, Mo... May 29,1875 First National Bank, Brodhead, Wis June 24,1875 Auburn City National Bank, Auburn, N.Y June 26,1875 First National Bank, Eldorado, Kans June 30,1875 First National Bank, Junction City, Kan s July 1,1875 First National Bank, Chetopa, Kans July 1ft, 1875 First National Bank, Golden, Colo Aug. 25,1875 National Bank of Jefferson, Wis Aug. 26,1875 Green Lane National Bank, Green Lane, Sept. 9,1875 Pa.. State National Bank, Topeka, Kans Sept. 15,1875 Farmers'National Bank, Marshalltown, Iowa Sept. 18,1875 Eichland National Bank, Mansfield, Sept. 25,1875 Ohio Planters' National Bank, Louisville, Ky. Sept. 30.1875 First National Bank, Gallatin, Tenn ..'... Oct. 1,1875 First National Bank, Charlestown, W. Va - Oct. Issued. Retired. Outstanding. $200, 000 50, 000 500, 000 50, 000 100, 000 125, 000 125, 000 $180, 000 45, 000 150, 300 45, 000 90, 000 92!920 110, 500 $176,472 44, 319 148, 473 44,325 89, 300 91, 715 108, 956 $3, 528 tS.*l 1,827 675 700 1, 205 1,544 100, 000 50, 000 90, 000 •15, 000 88, 541 44,315 1, 459 685 250. 000 100, 000 225, 000 90, 000 223, 057 88, 845 1.943 1,155 50, 000 45,000 44, 850 150 100, 000 50, 000 75, 000 90, 000 45, 000 45, 000 89, 279 44, 463 44, 735 721 537 265 200, 000 1G6, 550 163, 638 2,912 500, 000 200, 000 450, 000 180, 000 444,880 178, 878 5,120 1,122 87, 942 2, 058 300, 000 170, 000 100, 000 50, 000 102, 000 250,000 270, 148, 90, 45, 90, 224, 000 001 000 000 000 095 268,060 147, 069 88, 672 44, 660 88, 581 220, 380 1, 940 932 1,328 340 1,419 3,715 42, 500 250, 000 55, 000 125, 900 45, 000 123, 960 44,503 1,940 437 50,000 50, 000 36, 000 27, 000 35, 655 26, 834 345 166 100, 000 100, 000 100,000 100,000 90, 60, 90, 60, 000 400 000 000 89, 235 60, 045 89,107 59,170 765 355 893 830 75,000 100,000 67, 500 90, 000 66, 569 88, 725 931 1,275 200, 000 169,000 167,345 1,655 100,000 125,000 250, 000 45, 000 104, 800 225, 0U0 44, 735 103,176 221,884 265 1,624 3,116 50, 000 50,000 50, 000 27, 000 43, 800 45,000 20, 910 43, 440 44,507 90 360 493 200, 000 50, 000 141.300 45,000 138,987 44, 530 2,313 470 000 000 000 000 45, 000 36,000 27. 000 54, 000 44,705 35, 701 26, 818 •53,022 295 299 182 978 100,000 60, 000 90, 000 30, 600 89,688 30, 477 312 123 100, 000 50, 50, 50, 60, 90, 000 50, 000 27, 000 26, 810 160 150, 000 350, 000 75,000 130,300 I 315,000 45,000 j 128, 027 310, 479 44, 630 2, 273 4, 521 370 2,1875 100,000 * N o circulation. 90,000 I 89,156 tlEPOKT OF THK ^JOMrTROLLEU OF THE CURRENCY. 16? ATIONAL DANKS WHICH JI W E <;;ONM INTO VOLUNTARY LIQUIDATION UNDER THE P R O VISIONS OF SECTIONS 5220 AND 5221 OK THE R E VISED STATUTES, ETC.—Cont'd. I Name and location of bank. Circulation. Date of liquidation. People's National Bank. Winchester, 111. Oct. 4,1875 First National Bank, New Lexington, Ohio '"...... Oct. 12,1875 First National Bank, Ishpcming, Mich .. Oct. 20,1875 Fayette County National Bank, Washington, Ohio Oct. 26,1875 Merchants' National Bank, Fort Wayne, Ind Nov. 8,1875 Kansas City National Bank, Kansas Nov. 13,1875 City, Mo First National Bank, Schoolcraft, Mich. Nov. 17, 1875 First National Bank, Curwensville, Fa .. Dec. 17, 1875 National Marine Bank, St. Paul, Minn .. Dec. 28,1875 Jan. 11, 1876 First National Bank, Rochester, Ind do First National Bank, Lodi, Ohio Iron National Bank, Portsmouth, Ohio .. Jan. 19, 1876 Jan. 20,1876 First National Bank, Ashland, Nehr Jan. 28,1876 First National Bank, Paxton, 111 First National Bank, Bloomfield, Iowa... Feb. 5, 1876 Marietta National Bank, Marietta, Ohio . Feb. 16, 1876 Salt Lake City National Bank, Salt Lake Feb. 21,1876 City, Utah ". Feb. 24,1876 First National Bank, La Grange, Mo First National Bank, Atlantic, Iowa Mar. 7,1876 First National Bank, Spencer, Ind Mar. 11,1876 National Currency Bank, New York, N. Y Mar. 23,1876 Caverna National Bank, Caverna, Ky May 13,1876 City National Bank, Pittsburg, Pa May 25,1876 National State Bank, DesMoines, Iowa.. June 21,1876 First National Bank, Trenton, Mo June 22,1876 First National Bank, Bristol, Tenn July 10,1876 July 11,1876 First Rational Bank, Leon, Iowa Anderson County National Bank, Lawrenceburg, Ky July 29,1876 First National Bank, Newport, Ind Aug. 7,1876 Aug. 17,1876 First National Bank, DePere, Wis Aug. 23,1876 Second National Bank, Lawrence, Kans . CommercialNational Bank, Versailles, Ky Aug. 26,1876 Aug. 31,1876 State National Bank, Atlanta, Ga \ Syracuse National Bank, Syracuse, N. Y. Sept. 25,1876 JFirat National Bank, Northumberland, Pa Oct. 6,1876 Nov. 14,1876 First National Bank, Lancaster, Mo First National Bank, Council Grove, Nov. 28,1876 Kans National Bank Commerce, Chicago, 111... Dec. 2,1876 Dec. 12,1876 First National Bank, Palmyra, Mo Dec. 16,1876 First National Bank, Newton, Iowa National Southern Kentucky Bank, Dec. 23,1876 Bowling Green, Ky Jan. 1,1877 First National Bank, Monroe, Iowa First National Bank, New London, Conn. Jan. 9,1877 WinonaDeposit National Bank, Winona, Jan. 28,1877 Minn First National Bank, South Charleston, Feb. 24,1877 Ohio Lake Ontario National Bank, Oswego, ....do N.Y Feb. 26,1877 First National Bank, Sidney, Ohio Apr. 9,1877 Chillicothe National Bank, Ohio First National Bank, Manhattan, Kans.. Apr. 13,1877 Apr. 23,1877 National Bank, Monticello, Ky Apr. 25,1877 First National Bank, Rockviile, Ind M a y 31,1877 Georgia National Bank, Atlanta, Ga June 11,1877 First National Bank, Adrian, Mich June 30,1877 First National Bank, Napoleon, Ohio A u g . 1,1877 First National Bank, Lancaster, Ohio A u g . 24,1877 First National Rank, Minerva, Ohio Kinney National Bank,Portsmouth,Ohio. Aug. 28,1877 Oct. 19,1877 First National Bank, Green Bay, AVis National Exchange Bank, Waketield, K.I. Oct. 27,1877 First .National Bank, Union City, lud ... Nov. 10,1877 First National Bank, Negaunee, Mich ... Nov. 13,1877 Tenth National Bank, New York, N.Y .. Nov. 23,1877 Dec. 1,1877 First National Bank, Paola, Kans Dec. 6,1877 National Exchange Bank, Troy, N. Y Dec. 20,1877 Second National Bank, Lafayette, Ind State National Bank,Minneapolis,Minn.. Dec. 31,1877 Jan. 8,1878 Second National Bank, St. Louis, Mo Capital. Retired. lOiitwtand- $75,000 $67,500 $66, 869 $631 50, 000 50,000 45, 000 45,000 44, 658 44, 594 342 406 100, 000 81. 280 80,617 663 100,000 46, 820 46, 265 555 100, 000 50,000 100, 000 100,000 50,000 100, 000 100, 000 50, 000 50, 000 55, 000 150,000 65, 991 45, 000 90, 000 59, 710 45, 000 90, 000 90,000 45, 000 45, 000 49,500 90,000 65,140 44, 512 88,583 58, 345 43, 049 88, 562 89.197 44,626 44,408 48,505 88,133 851 488 1,417 1, 365 1,951 1,438 803 374 592 995 1, 867 100, 000 50, 000 50, 000 70, 000 100, 000 50, 000 200, 000 100, 000 50,000 50, 000 60, 000 45,000 45, 000 45, 000 63,000 45,000 45, 000 68, 929 50, 795 45, 000 45, 000 45,000 44.162 44,483 44, 506 62,564 44, 000 44, 675 68, 325 49, 530 44,546 44, 692 44,113 838 517 494 436 1,000 325 604 1,265 454 308 887 100, 000 60,000 50, 000 100, 000 170,000 200, 000 200, 000 100,000 50, 000 45,000 45, 000 31, 500 67,500 153, 000 73, 725 117, 961 62,106 27, 000 44,740 44, 488 31,259 66, 830 151, 229 72, 645 114, 518 60, 341 26, 857 260 512 241 670 1 V 771 1,080 3,443 1,765 143 50, 000 250,000 100, 000 50,000 26, 500 71,465 46,140 45, 000 26.163 70, 261 44, 963 43, 876 337 1, 204 1,177 1,324 50, 000 60, 000 100,000 27, 000 35, 700 38, 300 26, 772 35, 391 36, 591 228 309 100,000 63, 285 61, 947 100,000 90, 000 88,154 275, 000 52, 000 100, 000 52, 000 60, 000 200, 000 100,000 100, 000 50, 000 60, 000 50, 000 100, 000 50, 000 70,000 50,000 50, 000 500, 000 50, 000 100, 000 200, 000 100, 000 200,000 66, 405 46, 200 53, 825 44, 200 49, 500 173, 090 45, 000 43, 500 45, 000 54,000 45, 000 90, 000 45,000 34, 650 45, 000 45, 000 441, 000 44, 350 90, 000 52,167 82, 500 53,055 62, 371 45. 272 52, 270 43, 638 48, 560 170,135 43, 705 42, 936 44,157 52, 361 44, 373 89,000 43,941 33. 801 44,065 44, 270 422, 788 43, 577 87,945 48, 819 80, 300 48,920 1,709 1,338 1,846 4,034 928 1, 555 562 940 2,955 1, 295 564 843 1,639 627 1,000 1, 059 849 935 730 18, 212 77'* 2,055 3,348 2,200 4,135 168 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TJIK PROVISIONS OF Six: LIONS 5220 AND 5221 OK THE REVISED ^STATUTES, ETC.—Oout'd. Citculatioi}. Name and location of bank. Date of liquidation. Jan. 8,1878 j First National Bank, Sullivan, Ind Rockland County National Bank, Nyack, I Jan. 10,1878 j First National Bank, Wyandotte, Kans .. Jan. 19,1878 First National Bank, Boone, Iowa Jan. 22,1878 First National Bank, Pleasant Hill, Mo .. Feb. 7,1878 National Bank of Glovers ville, N. Y ! Feb. 28,1878 First National Bank, Independence, Mo. Mar. 1,1878 National State Bank, Lima, Ind Mar. 2,1878 First National Bank, Tell City, Ind Mar. 4,1878 First National Bank, Pomeroy, Ohio Mar. 5, 1878 Eleventh Ward National Bank, Boston, Mass Mar. 14,1878 First National Bank, Prophetstown, 111.. Mar. 19,1878 Mar. 26,1878 First National Bank, Jackson, Mich First National Bank, Eau Claire, Wis... Mar. 30,1878 First National Bank, Washington, Ohio. Apr. 5,1878 First National Bank, Middlepdrt, Ohio.. Apr. 20,1878 Apr. 24.1878 First National Bank, Streator, 111 Apr. 25,1878 First National Bank, Muir, Mich Kane County National Bank, St. Charles, 111. M a y 31,1878 First National Bank, Carthage, Mo June 1,1878 Security National Bank, Worcester, Mass. June 5,1878 First National Bank, Lake City, Colo June 15,1878 People's National Bank, Norfolk. Va July 31.1878 j Topeka National Bank, Topeka, Kans . . A u g . 7.1878) First National Bank, St. Joseph, Mo Aug. 13! 1878 First National Bank, Winchester, Ind... A u g . 24,1878 Muscatine National Bank, Muscatine, Iowa Sept. 2,1878 Traders' National Bank, Chicago, 111 Sept. 4,1878 Union National Bank. Kali way, N. J i Sept, 10,1878 First National Bank, Sparta, Wis | Sept. 14,1878 Herkimer County National Bank, Little Falls, N. Y I Oct. 11,1878 Farmers' National Bank, Bangor, Me ! Nov. 22,1878 Pacific National Bank, Council Bluffs, i I Nov. 30,1878 Iowa 1 D e c 14,1878 First National Bank, Anamosa, Iowa ' Smithfield National Bank, Pittsburg, Pa. Dec. 16,1878 First National Bank, Buchanan, Mich... | Dec. 2], 1878 | Dec. 24,1878 First National Bank, Prairie City, 111 Corn Exchange National Bank, Chicago, I Jan. 4,1879 111. Franklin National Bank, Columbus, Ohio. ....do Traders' National Bank, Bangor. Me Jan. 14,1879 First National Bank, Gonic, N. II -...do First National Bank, Salem, N. C -...do First National Bank, Gran ville, Ohio ....do Commercial National .Bank, Petersburg, Ya. ..do . First National Gold Bank, Stockton, Cal. ....do First National Bank, Sheboygan, Wis... ....do First National Bank, Boscobel, Wis Jan. 21,1879 National Marine Bant, Oswego, N. Y Jan. 25,1879 Central National Bank, Hightstown, N.J . Feb. 15,1879 Brookville National Bank, Brookville, Ind Feb. 18,1879 Farmers' National Bank, ^Centreville, Iowa 7 Feb. 27,1879 First National Bank, Clarinda, Iowa Mar. ],1879 Water ville Natioual Bank, Waterville, Me| Mar. 3,1879 First National Bank, Tremont, Pa Mar. 4,] 879 First National Bank, Atlanta, 111 Apr. 15,1879 Union National Bank, Aurora, 111 Apr. 22,1879 National Bank of Menasha, Wis Apr. 26,1879 National Exchange Bank, Jefferson City, Mo May 8,1879 First National Bank, Hannibal, Mo May 15,1879 Merchants' National Bank, Winona, Minn June 16,1879 Farmers' National Bank, Keithsburg, 111. July 3,1879 First National Bank, Franklin, Ky July 5,1879 Natioual Bank of Salem, Salem, ind July 8,1879 Fourth National Bank, Memphis, Tenn. July 19,1879 Bedford National Bank, Bedford, Ind . . . Jufy 21,1879 Aug. 15,1879 First National Bank, Afton, Iowa Issued. ! Retired. i Outstanding. $45, 000 $44,495 100, 000 50,000 50, 000 50, 000 100, 000 50,000 100, 000 50,000 200,000 89, 000 45, 000 32,400 45. 000 64,750 27, 000 33, 471 44,500 75, 713 87,286 44. 261 31,855 44,198 03, 867 25, 671 32, 257 44.030 71,987 80S 88S 1,32$ 1,214 47C 3,726 200, 000 50,000 100, 000 60,000 200, 000 80, 000 50,000 50, 000 89,400 45, 000 88,400 38,461 69,750 31, 500 40,500 44, 200 88, 365 44,585 86, 615 37, 765 67,141 31,125 40, 075 43, 669 41E 1, 78£ 69C 2, 60S 37S 42S 53] 50, QpO 50,000 100, 000 50,000 100,000 100, 000 100, 000 60,000 26,300 44, 500 49,000 29, 300 I 85, 705 89,300 67,110 52, 700 25, 878 43, 870 48. 400 29,119 84, 290 87, 511 65, 000 51,154 422 U3t 60C 181 1, 41£ 1,788 2, IK l54t 100,000 200. 000 100, 000 50, 000 44,200 43, 700 89,200 45, 000 42,381 40. 709 86,948 43,964 200, 000 100, 000 178, 300 89,100 100, 000 50, 000 200, 000 50, 000 50, 000 45, 000 44, 500 78,750 27,000 27,000 500, 000 100, 000 100,000 60, 000 150, 000 50, 000 59,160 93,070 76, 400 45, 597 128, 200 34, 365 53, 670 i 90,013; 73,911 | 44.031 ! 125.075 i 32,929 120,000 300, 000 50,000 50,000 120, 000 100, 000 99, 800 238.600 45, 000 43,900 44, 300 32,400 96, 758 225, 811 44, 282 42,956 42,028 31, 918 100, 000 89, 000 50,000 50, 000 125, 000 75,000 50, 0U0 125, 000 50, 000 41,500 45, 000 110, 300 64,600 26, 500 82, 000 44,500 40,928 I 44,277 | 107, 293 62, 053 26,010 79,446 43,596 575 722 3,001 2,54'i 49( 2,554 904 50,000 100,000 45, 000 88,200 43, 975 84, 690 1.02E 3,51( 100,000 50, 000 100, 000 50, 000 125,000 100, 000 50,000 35, 000 27,000 54,000 44,400 45,000 87, 200 26,500 34, 377 26, 365 52, 625 43, 839 43, 455 85, 694 25,594 62i 631 l,37f 561 l,54i 15<H $50,000 ! 1,714 73£ ! ! I I 1,81? 2,99] 2,255 l,03t 173,769 ! 87,522 ! 4,53] 1,67* 43,780 43,477 77,050 26,638 25,960 I ' ; I s 1, 22C 1,022 1,701 .365 l,04( 5,49C 3,05v 2,48£ 1,56C 3,125 1,43C j ! I ! ; I 3,045 12,78S 71* 944 2,275 86,340 I 2,66C ifcPORT OF THE COMPTROLLER OF THE CURRENCY. 169 i. ±J.\Mv^ vviucii ii w J: «ioNK IN ro VOLUNTARY LIQUIDATION UNDER THE P R O - I> VISIONS OF SKC I ION.S r>L^O AND ;^21 OF TI1K KKVISED STATUTES; ETC.—Cont'd. Circulation. Name and location of bank. First [National Bank, Deer Lodge, Mont. First National Bank, Batavia, 111 National Gold Bank and Trust Company, San Francisco, Cal Gainesville National Bank, Gainesville, Ala First National Bank, Haekensack, N. J . . National Bank of Delevan, Delevan, Wis. Mechanics' National Bank, Nashville, Tenn -Manchester National Bank, Manchester, Ohio. | Date of I liquidation. A u g . 16,1879 Aug. 30,1879 $50,000 Sept. 1,1879 Issued. Retired. Outstanding. $44,020 42,482 1,818 750, 000 $45, 000 44, 300 40, 000 29,645 10,355 Nov. 25,1879 Dec. 6,1879 Jan. 7,1880 100, 000 300,000 50, 000 90, 000 90, 000 27,000 87, 492 88,070 25, 995 2,508 1,930 1,005 Jan. 13,1880 100, 000 90, 000 86, 050 3,950 .do . Mar. 5,1880 Mar. 8,1880 50, 000 50,000 100,000 48,303 30, 600 90,000 46, 857 30, 210 86,835 1,446 390 3,165 120, 000 100, 000 100,000 60,000 50, 000 50, 000 50,000 100, 800 31,500 90, 000 54, 000 27, 000 45, 000 45,000 119,405 45,000 97,465 30, 324 87, 297 52, 828 26,437 44, 574 44,465 3.335 1,176 2,703 1,172 563 426 535 114, 920 4,485 2,560 First National Bank, Meyersdale, Pa First National Bank, MilHinburg, Pa National Bank of Michigan, Marshall, May 14,1880 Mich National Exchange Bank, Houston, Tex. Sept. 10,1880 Ascntney National Bank, Windsor, Vt.. Oct. 19,1880 First National Bank, Seneca Falls, N. Y. Nov. 23,1880 Nov. 27,1880 First National Bank, Baraboo, Wis Bnndy National Bank, Newcastle, Ind .. Dec. 6,1880 Vineland National Bank, Vineland, N. J . Jan. 11,1881 Ocean County National Bank, Toms River, N.J ...do Hungerford National Bank, Adams, N.Y. Jan. 27,1881 Merchants' National Bank, Minneapolis, Minn Jan. 31,1881 Farmers' National Bank, Mechanicsburg, Ohio Feb. 18,1881 First National Bank, Green Spring, Ohio. . . . . d o First National Bank, Cannon Falls, Minn Feb. 21,1881 First National Bank, Coshocton, Ohio .. . . . . d o Manufacturers' National Bank, Three Feb. 25,1881 Rivers, Mich ....do First National Bank, Lansing, Iowa May 26,1881 First National Bank, Watertown, N. Y. June 17,1881 First National Bank, Americus, Ga June 30,1881 First National Bank, St. Joseph, Mich.. July 8,1881 First National Bank, Logan, Ohio Aug. 9,1881 First National Bank, Rochelle, 111 Aug. 10,1881 First Nationl Bank, Shakopee, Minn Aug. 13,1881 National State Bank, Oskaloosa, Iowa... Aug. 27,1881 First National Bank, Hobart, N. Y Aug. 30,1881 Attica National Bank, Attica N. Y Oct. 4,1881 * National Bank of Brighton, Boston, Mass. x Clement National Bank, Rutland, Vt. .. Aug. 1,1881 Nov. 1,1881 First National Bank, Lisbon, Iowa Dec. 1,1881 First National Bank, Warsaw, Ind Brighton National Bank, Brighton, Iowa. Dec. 15,1881 Merchants'National Bank, Denver, Colo. Dec, 24,1881 Merchants' ^National Bank, Holly, Mich. Dec. 31,1881 Jan. 3,1882 First National Bank, Alliance, Ohio National Union Bank, New London, Jan. 10,1882 Conn National Bank of Royalton, Yt ....do First National Bank, Whitehall, N. Y .. Jan. 18,1882 National Bank of Pulaski, Tenn Jan. 23,1882 First National Bank, Alton, 111 Mar. 30,1882 Havana National Bank, Havana, N. Y.. Apr. 15,1882 First National Bank, Brownsville, Pa .. May 2,1882 Second National Bank, Franklin, Ind ... Merchants' National Bank, Georgetown, June 20,1882 Colo... June 22,1882 CommercialNationalBank, Toledo, Ohio. July 6,1882 Harmony National Bank, Harmony, Pa. J u l y 7,1882 First National Bank, Liberty, Ind July 22,1882 Manufacturers' National Bank, AinsterAug. 1,1882 dam,N.Y First National Bank, Bay City, Mich Nov. 8,1882 First National Bank, Ripley, Ohio Nov. 10,1882 National Bank of State of New York, New York, N. Y Dec. 6,1882 First National Bank, Wellington, Ohio. Dec. 12,1882 Second National Bank, Jefferson, Ohio.. Dec. 26,1882 JKLrst National Bank, Painesville, Ohio .. Dec. 30,1882 . Saint Nicholas National Bank, New York, 1ST. Y Capital. 50,000 100, 000 50, 000 42, 440 150,000 96,460 100, 000 50,000 30,140 45,000 50, 000 50, 000 45,000 53, 058 50, 000 50, 000 100, 000 60,000 50,000 50, 000 50, 000 50, 000 50, 000 100, 000 50, 000 300, 000 100, 000 50, 000 50, 000 50,000 120, 000 50, 000 50, 000 1,808 965 871 45,000 45, 000 75,510 45,000 26,500 45, 000 45, 000 45,000 81, 665 90, 000 45,000 270, 000 29,175 44,129 44, 483 51, 882 44, 045 43, 625 71, 945 44,049 25, 706 43,660 44,115 43,755 81,157 87, 271 44, 380 261,967 955 1,375 3,565 951 794 1,340 885 1,245 508 2,729 620 8,033 45,000 48,500 45, 000 72, 000 45,000 45, 000 44,170 47, 010 43, 967 70,790 43,963 43,849 830 1,490 1,033 1, 210 1,037 1,151 300, 000 100,000 50, 000 70, 000 100, 000 50, 000 75, 000 100,000 112, 818 90,000' 45, 000 43,700 90, 000 45,000 67, 500 81 060 108, 536 87, 337 42,631 42,000 86, 480 43, 419 64,480 76,280 4,282 2,663 2, 369 1,700 3,520 1,581 3,020 4,780 50, 000 100, 000 50, 000 60, 000 45, 000 90, 000 45, 000 54,000 44,263 88,100 43, 840 52, 468 737 1,900 1,160 1,532 80, 000 400,000 100, 000 72, 000 156,100 69, 201 70, 410 151,403 64,394 1,590 4,697 4,807 800, 000 100. 000 100, 000 200,000 379, 004 90, 000 90, 000 162, 800 384,112 87, 377 87,159 155, 521 12, 892 2,623 2,841 7,279 ....do 500,000 450,000 * N e w bank with same title no circulation. 426,851 23,149 517 1,176 170 REPORT OF THE COMPTROLLER OF THE CURRENCY, NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION CNDEI; THE P R O - VISIONS OF SECTIONS 5220 AND 5221 oi' THE R E V I S E D STATUTES, ETC. (Jout'd. < Circulation. Date of liquidation. Name and location of bank. Fifth National Bank, Chicago, 111 Dec. 30,1882 First National Bank, Do wagiac, Mich . . . Jan. 3,1883 First National Bank, Greenville, 111 Jan. 9,1883 Merchants' National Bank, East SagiDJVW, Mich Logan County National Bank, Russellville.Ky National Bank of Yandalia, 111 Traders' National Bank, Charlotte, N. C. First National Bank, Norfolk, Nebr First National Bank, Midland City, Mich.* * Citizens' National Bank, New Ulm, Minn National Bank of Owen, Owenton, Ky .. Merchants' National Bank, Nashville, Tenn Indiana National Bank, Bedford, Ind Stockton National Bank. Stockton, Cal .. Wall Street National Bank, New York, N.Y Commercial National Bank, Reading, Pa. Corn Exchange National Bank, Chicago, Capital. Issued. Retired. | Out standing. $500, 000 50, 000 150,000 $29, 700 45,000 59,400 $22,878 43,493 56, 654 1,507 2,746 ....do 200,000 101,100 ....do Jan. 11,1883 Jan. 16,1883 Feb. 3,1883 50, 000 100, 000 50, 000 45,000 95,982 5, .118 050 000 800 240 39. 070 86, 650 37, 634 11,060 980 3,350 1,166 180 5,1883 30, 000 Mar. 1.1883 Mar. 5,1883 50, 000 56, 000 27, 000 48,900 26,280 47, 295 720 1,605 June 30,1883 Aug. 25,1883 Oct. 1,1883 300, 000 35, 000 100, 000 141, 200 11,250 90, 000 136,450 11,250 88, 250 4,750 Oct. 15,1883 Oct. 23,1883 500, 000 150, 000 102,800 135, 000 93,549 131,190 9. 251 3, 810 Nov. 10,1883 Dec. 24,1883 Jan. 8,1884 700, 000 50,000 100,000 45,000 22, 500 43,380 21,590 1,620 910 Jan. 22,1884 68,250 17, 300 16, 550 750 Jan. 31,1884 Feb. 20,1884 50, 000 300, 000 44, 000 167, 600 41,760 161, 435 2, 240 6,165 Mar. 25,1884 Apr. 7,1884 Apr. 18,1884 50, 000 50, 000 150,000 45, 000 11, 240 90, 000 43,910 11,070 85, 541 1,090 170 4,459 Apr. 24,1884 200, 000 85, 400 78, 675 6,725 May 17.1884 June 30,1884 July 31,1884 Aug. 9,1884 Aug. 12,1884 100,000 50, 000 50, 000 50, 000 50,000 72, 500 23, 586 40, 000 13, 500 45,000 70, 22, 37, 13, 42, 090 537 096 23a 095 2,410 1,049 2, 904 270 2. 905 Aug. 27,1884 Sept. 30,1884 Oct. 4,1884 Oct. 10,1884 500, 000 75,000 100, 000 50, 000 78, 000 66, 500 72,000 44, 200 74,690 02, 438 67,593 41, 750 3,310 4, 062 4.407 2, 450 Oct. 11,1884 Oct. 20,1884 50, 000 50, 000 45,000 22,150 43, 745 1, 255 1, 320 Oct. 28,1884 73,000 22, 500 Nov. ],1884 300,000 45,000 Nov. 10,1884 50, 000 34,600 Nov. 18,1884 3, 000,000 1,447,000 First National Bank, Grand Forks, N. Dec. 2,1884 50,000 Dak Dec. 8,1884 50, 000 Iron National Bank, Gunnison, Colo Freehold National Banking Company, Dec. 10,1884 50, 000 Freehold, N . J "... Dec. 16,1884 50, 000 Albia National Bank, Albia, Iowa ....do 50, 000 First National Bank, Carlinville, 111 Dec. 26,1884 100,000 Freeman's National Bank, Augusta, Me. Jan. 1,1885 250, 000 First National Bank, Kokomo, Ind Jan. 2,1885 50,000 First National Bank, Sabetha, Kans Jan. 13,1885 50, 000 First National Bank, Wyoming, 111 ....do 50, 000 First National Bank, Tarentum, Pa Jan. 21,1885 60, 000 First National Bank, Walnut, 111 Jan. 24,1885 50, 000 Farmers'National Bank, Franklin, Tenn. Jan. 50,000 Citizens' National Bank, Sabetha, Kans. Jan. 27,1885 31,1885 100, 000 First National Bank, Tucson, Ariz Feb. 7,1885 50, 000 Ripon National Bank, Ripon, Wis Apr. 1,1885 50, 000 Farmers' National Bank, Franklin, Ohio. No circulation iss ued. 19,250 11, 250 1, 336,222 18, 910 10,950 93,000 11,240 22. 450 90,000 45, 000 10,740 11, 2^0 42,500 36, 000 10,740 11,240 28,100 16, 200 27,350 87, 387 11,020 20, 977 84, 671 42,785 10, 585 10, 670 40,130 34, 710 9,565 10,990 27,550 15, 885 26,175 Farmers' National Bank, Sullivan, Ind .. City National Bank, La Salle, 111 Hunt County National Baikk, Greenville, Tex Waldoboro National Bank, Waldoboro, Me Third National Bank, Nashville, Tenn . . Madison County National Bank, Anderson, Ind First National Bank, Phcenix, Ariz Cobbossee National Bank, Gardiner, Me. Mechanics and Traders' National Bank, New York, N. Y Princeton National Bank, Princeton, N. J Kearsarge National Bank, Warner, N. H. Second National Bank, Lansing, Mich... First National Bank, Ellensburg, Wash.. German National Bank, Millerstown, Pa. Exchange National Bank, Cincinnati, Ohio First National Bank, Eushville, 111 Mechanics' National Bank, Peoria, 111... First National Bank, Freeport, Pa Genesee County National Bank, Batavia, N.Y Valley National Bank, Bed Oak, Iowa... Merchants' National Bank, Bismarck, N.Dak Manufacturers' National Bank, Minneapolis, Minn Farmers and Merchants' National Bank, TJhrichsville, Ohio Metropolitan National Bank, New York, N.Y :. Feb. 40, 90, 38, 11, 20,830 22,140 43,360 33, 260 1,750 360 1, 640 1,340 110, 778 340 300 5,613 220 1,473 5, 329 2,215 155 530 2, 370 1,290 1,175 250 550 315 1,175 REPORT OP THE COMPTROLLER OF THE CURRENCY. 171 N A T I O N A L B A N K S W H I C H H A V E <H>NE I N T O V O L U N T A R Y L I Q U I D A T I O N U N D E R T H E P R O VISIONS O F S E C T I O N S 5220 AND 5221 O F T H E R E V I S E D S T A T U T E S , E T C . — C o n t / d . Circulation. Name and location of bank. Date of liquidation. Capital. First National Bank, Preseott, Ariz Apr. 9,1885 $50, 000 National Union Bank, Swan ton, Vt Apr. 28,1885 50, 000 German National Bank, Memphis, Tenn. May 0,1885 175, 300 Merchants and Farmers' National Bank, May 12,1885 Shakopee, Minn. 50, 000 First National Bank, Superior, Wis May 16,1885 60, 000 Shetucket National Bank, Norwich, Conn May 18,1885 100,000 Cumberland National Bank, Cumberland, R. I. June 5,1885 125, 000 First National Bank, Columbia, Tenn... July 14,1885 100,000 Union National Bank, New York, N. Y.. July 21,1885 1, 200,000 First National Bank, Centerville, Ind... Oct. 3,1885 50, 000 Manufacturers' National Bank, AppleOct. 10,1885 50, 000 ton, Wis First National Bank, Plankinton, S. Dak. Oct. 21,1885 50, 000 250,000 Valley National Bank, St. Louis, Mo Dec. 4,1885 50, 000 First National Bank, Belton, Tex Jan. 6,1886 50,000 First National Bank, Granville, Ohio Feb. 15,1886 Concordia National Bank, Concordia, Mar. 12,1886 Kans 50,000 Citizens' National Bank, Beloit, Wis Mar. 22,1886 50,000 First National Bank, Pay ton, Wash Mar. 24 1886 50, 000 First National Bank, Macomb, 111 Apr. 14,1886 100, 000 First National Bank, Jesup, Iowa Apr. 20,1886 50,000 Dallas National Bank, Dallas, Tex I May 8,1886 150, 000 First National Bank, Lewistown, 111 May 12,1886 50, 000 First National Bank, Cedar Rapids, Iowa May 28,1886 100, 000 First National Bank, Socorro, N. Mex . . July 31,1886 50,000 Custer County National Bank, Broken Bow, Nebr Aug. 9,1886 50, 000 Roanoke National Bank, Roanoke, Va-.. Sept. 16,1886 50, 000 First National Bank, Brownvilie, Nebr.. do 50, 000 First National Bank, Leslie, Mich Sept. 25,1886 50,000 Mount Vernon National Bank, Mount Vernon, 111 Oct. 11,1886 51,100 National Bank, Piedmont, W. Va. Oct. 14,1886 50,000 Oct. 20,1886 50, 000 First National Bank, St. Clair, Mieh Oct. 21,1886 50, 000 First National Bank, Milford, Mich National Bank of Kingwood, W.Va [ do 125,000 Merchants' National Bank, Lima, Ohio .. ! Oct. 22,1886 50, 000 Hubbard National Bank, Hubbard, Ohio. Oct. 23,1886 50,000 Commercial National Bank, Marshall- j town, Ohio ! Oct. 25,1886 100, 000 First National Bank, Indianapolis, Ind.. j Nov. 11,1886 500,000 First National Bank, Concord, Mich Nov. 27,1886 50, 000 Jamestown National Bank, Jamestown, I! N. Dak Nov. 29,1886 50,000 First National Bank, Berea, Ohio Dec. 1,1886 50,000 First National Bank. Allerton, Iowa 50, 000 )g8 Second National Bank, Hillsdale. Mich.. Dec. 18,1886 50, 000 Topton National Bank, Topton. Pa 50,000 Dec. 28,1886 First National Bank, Warsaw, 111 50, 000 Dec. 31,1886 First National Bank, Hamburg, Iowa . . . ....do 50,000 Darlington National Bank, Darlington, S. C 100, 000 Feb. 10,1887 Union National Bank, Cincinnati,Ohio.. Feb. 14,1887 500,000 Roberts' National Bank, Titusvilie, Pa.. Feb. 28,1887 100,000 Mar. 9,1887 National Bank of Rah way, N. J 100,000 Mar. 11,1887 Olney National Bank, Olney, 111 60,000 Metropolitan National Bank, Leavenworth, Kans Mar. 15,1887 100, 000 Ontario County National Bank, CananMar. 23,1887 daigua, N. Y 50, 000 Winsted National Bank, Winsted, Conn. Apr. 12,1887 50, 000 Council Bluffs National Bank, Council May 5,1887 Bluffs, Iowa 100, 000 First National Bank, Homer, 111 June 22, 1887 50, 000 June 30, 1887 First National Bank, Beloit, Wis. 50, 000 Mystic National Bank, Mystic, Conn . . . July 7,1887 52,450 Exchange National Bank,Louisiana, Mo. July 12,1887 50, 000 Exchange National Bank, Downs, Kans. Aug. 1,1887 50, 000 First National Bank, Tecumseh, Nebr . . Nov. 3,1887 50, 000 Nov. 4,1887 Third National Bank, St. Paul, Minn 500, 000 Dec. 6,1887 First National Bank, Marshall, Mo 100, 000 Dec. 15,1887 First National Bank, Greene, Iowa 50,000 Fulton National Bank, New York, N.Y.*.| Dec. 20,1887 300, 000 Fayetteville National Bank, Fayette- i 200, 000 ville.H.C I Dec. 31,1887 *No circulation. Issued. Retired. Outstanding. $11,250 43,800 120,100 $10, 860 40, 840 107,028 $390 2,960 13, 072 10,240 18, 900 72,000 10, 000 18, 510 67,698 240 390 4,302 106, 200 66. 800 25,100 27,350 100,190 62, 340 15, 819 25,200 6,010 4,460 9,281 2,150 45, 000 11, 250 44, 960 23,490 26, 500 42,856 10, 700 41,165 22, 260 25, 210 2,144 550 3,795 1, 230 1,290 11, 240 11, 240 13,490 89,520 25, 760 33, 750 45, 000 35, 490 15,500 10,920 10, 540 12, 940 82,404 24, 980 31,770 41,110 32, 422 14, 430 320 700 550 7,116 780 1,980 3,890 3,068 1,070 11, 240 11, 250 39, 680 13,410 11,240 10, 390 36,115 12,110 860 3,565 1,300 45, 000 45,000 39,310 45,000 96,140 45, 000 45,000 42,177 40, 940 37, 050 41, 350 85, 850 41,320 42,882 2,823 4,060 2, 200 3,650 10,290 3, 680 2,118 22, 500 162, 325 11, 250 20, 980 149, 585 10,970 1,520 12, 740 280 11,250 45, 000 11, 250 13, 892 18,000 38, 250 13,500 10,590 42, 631 10,240 11, 043 16, 510 33, 605 12, 235 660 2,369 1,010 2,849 1,490 4,645 1,265 22, 500 237, 230 75, 610 42, 500 27,000 21, 470 215,947 70, 030 96, 977 25,820 1,030 21,283 5,580 5,523 1,180 22,500 21,000 1,500 11, 250 11, 250 10,620 10,115 630 1,135 22, 500 11,250 11, 250 47,205 11, 250 11, 250 11, 700 45, 000 22, 500 10, 750 21, 230 10, 925 10, 290 44, 365 10,825 10,865 11,180 41, 820 21, 550 9, 740 1,270 325 960 2,840 415 385 520 3,180 950 1,010 39, 580 35,731 3,849 172 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO- VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont/d. Circulation. Name and location of bank. Date of liquidation. National Bank, Somerset, Ky Dee. 31,1887 First National Bank, llichburg, N. Y ! Jan. 10,1888 Scituate National Bank, Scituatc, R. I. -. \ Jan. 11,1888 National Bank, Franklin, Ind ; Jan. 31,1888 First National Bank, Hampton, Iowa '; Feb. 1,1888 First National Bank, Greensburs, Kaiis.j Feb. 10,1888 First National Bank, Central City, Nebr. Feb. 11,1888 Duluth National Bank, Duluth, Minn ... | Feb. 20,1888 Bismarck National Bank, Bismarck, N. i Dak ! Mar. 1,1888 First National Bank, A shton, S. Dak .... | Mar. 6,1888 Citizens'National Bank, Sioux Falls, S. Dak Apr. 24,1888 First National Bank, Stanton, Mich Apr. 30,1888 First National Bank, Fairmont, Nebr May 1,1888 First National Bank, G-reenleaf, Kans ... May 9,1888 National Bank G-enesee, Batavia, N. Y... May 21,1888 Strong City National Bank, Strong City, Kans j May 26,1888 Citizens' National Bank, Saginaw, Mich. June 1,1888 Saugerties National Bank, Saugerties, N. Y Junel6,1888 Hyde National Bank, Titusville, Pa June 21,1888 State National Bank. Omaha, Nebr July 18,1888 Cincinnati National Bank, Cincinnati, Ohio Aug. 1,1888 First National Bank, Worthington, Minn Sept. 5,1888 South Framingham National Bank, South Framingham Mass Sept. 8,1888 First National Bank, Alameda, Cal Sept. 4,1888 First National Bank, Grass Valley, Cal. Sept. 18,1888 Merchants' National Bank of West Virginia, Morgantown, W. Va Oct. 4,1888 j First National Bank, Cawker City, Kans.! Oct. 9,1888 San Diego National Bank, San* Diego. | Cal ! Nor. 7,1888 National Exchange Bank, Auburn, N. Y.j Nov. 16,1888 National Bank of Dayton, Wash | Nov. 21,1888 First National Bank, Colby, Kans I do First National Bank, Russell Springs, Kans do . First National Bank, Columbia, S. Dak.. Nov. 26,1888 Citizens'National Bank, Kingman, Kans Dec. 24,1888 Bowery National Bank, New York, N. Y. Jan. 2,1889 Second National Bank, lona, Mich Jan. 8,1889 First National Bank, Johnstown, N.Y.. Jan. 16,1889 First National Bank, Canandaigua, N. Y. Jan. 26,1889 Pendleton National Bank, Pendleton, I Oregon | Feb. 4,1889 Iowa City National Bank, Iowa City, j Iowa "... Feb. 7,1889 Fleming County National Bank, Flemingsburg, Ky Feb. 9,1889 Merchants' National Bank, El Dorado, Kans Feb. 26,1889 Merchants' National Bank, Des Moines, Iowa Mar. 1,1889 Norwich National Bank, Norwich, Conn Mar. 15,1889 First National Bank, Franklin, Nebr... Mar. 27,1889 Farmers and Mechanics' National Bank, Buffalo, N.Y Apr. 3,1889 First National Bank, Du Bois City, Pa . Apr. 8,1889 First National Bank, Cimarron, Kans.. Apr. 27,1889 Traders' National Bank, San Antonio, Tex Apr. 29, U Merchants' National Bank, Duluth, Minn May 20,1889 Wright County National Bank, Clarion, Iowa June 19,1889 National Bank, Lawrence, Kans June 29,1889 National Bank, Le Roy, N. Y HalsteadNationalBank, Halstead, Kans. | do Farmers'National Bank, Mt. Sterling, Ky| July 1,1889 First National Bank,, Key port,, N. J do Leypo] National Ala "" ' - Bank, - - Huntsville, u l yy 3 ), 1 8 8 9 German National Bank, Newton, Kans .. JJuly 19,1889 First National Bank, Clay Center, Nebr.. Aug. 8,1889 Capital. Issued. Retired. Outstanding. $50, 000 50, 000 56, 000 50, 000 50, 000 50, 000 50,000 300,000 $45, 000 25, 905 35. 018 11, 250 11, 250 11, 240 10, 710 45, 000 $38,105 24,450 31,826 10,445 10,280 10, 775 10,190 40,670 $6, 895 1,455 3,192 805 970 465 520 4, 330 50,000 50, 000 11, 250 11, 250 10, 570 10,430 680 820 50,000 50,000 50,000 50, 000 75, 000 11,250 11, 250 11, 250 11, 250 44,434 10,815 10, 350 10,800 10, 870 37, 9000 435 900 450 380 6,534 50,000 100, 000 11, 250 45, 000 10, 640 40, 400 610 4,600 125, 000 300,000 100, 000 93, 316 74, 730 22,500 81,973 60, 400 19,850 11, 343 14,330 280, 000 52,510 44,680 75, 000 16, 875 16,130 100, 000 100, 000 50, 000 21, 720 27, 000 11,250 18,380 22, 860 9,790 745 3, 340 4,140 1,460 110, 000 50, 000 80, 830 11,250 69,170 9,750 11,660 1, 500 100, 000 200,000 50, 000 50,000 22,500 97, 520 11. 250 11, 250 19, 350 82. 930 9,590 10, 700 3,150 14, 590 1, 660 550 50, 000 50, 000 50, 000 250, 000 50,000 100,000 10,690 11. 250 11, 250 217, 710 21,870 86, 590 17,100 9,900 10, 545 9, 510 186, 080 17,424 77,858 12, 215 790 705 1,740 31, 630 4,446 8,732 11, 250 9,910 45, 000 38, 320 26,622 21, 392 22, 500 20, 940 22, 500 77,150 13, 000 18, 925 60,165 12, 279 26,100 11,250 10,170 20, 782 9, 850 9,615 3, 575 16, 985 721 5,318 1,400 555 2,650 7,830 75,000 50;000 200,000 50,000 100,000 100, 000 220,000 60, 000 200,000 50, 000 50,000 4. 785 1,340 6,780 5,230 1,560 100,000 22, 500 18,330 4,120 200,000 45, 000 41,520 3.48J 50, 000 100, 000 100. 000 50| 000 250, 000 50, 000 50, 000 60, 000 50, 000 11,250 49, 809 22, 500 11, 250 195, 680 11,250 44, 900 13,500 11,250 9,210 39, 044 19, 270 10, 300 152,300 10, 310 32, 312 11,240 10,320 2,040 10, 765 3,230 950 43, 380 940 12, 588 2,260 930 REPORT OF THE COMPTROLLER OF THE CURRENCY. 17' NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TIIE PRO- VISIONS OF SECTIONS 5220 AISSD 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. Name and location of bank. Date of liquidation. Capital. Aug. 17,1889 Vernon National Bank, Vernon, Tex. Aug. 23,1889 Butler National Bank, Butler, Mo ... Second National Bank, Lebanon, Tenn .. Sept, 18,1889 Oct. 1,1889 National Bank, Kinderhook, N. Y Oct. 31,1889 First National Bank, Woodstock, 111 Farmers and Merchants' National Bank, Valley City, N. Dak Dec. 1,1889 Union National Bank, La Crossc, Wis... Dec. 9,1889 Harper County National Bank, Anthony, Kans Dec. 20,1889 Lumberman's National Bank, Williamsport, Pa Dec. 31,1889 First National Bank, South Haven, Mich. ....do Durango National Bank, Durango, Colo. - Jan. 6,1890 First National Bank, Fox Lake, Wis Jan. 11,1890 First National Bank, Ogallala, Nebr !....do First National Bank, Stockton, Kans | Jan, 15,1890 First National Bank, Rulo, Nebr ! Jan. 20,1890 First National Bank, Eagle Grove, Iowa. ....do Toledo National Bank, Toledo, Ohio Jan. 21,1890 National Exchange Bank, Kansas City, Mo Jan. 28,1890 National Bank, New Castle, Ky Feb. 4,1890 Plymouth National Bank, Plymouth, Mich Feb. 25,1890 First National Bank, Lockport, N. X Feb. 28,1890 Merchants' National Bank, Amsterdam, NY Mar. 15,1890 National Bank of Texas, Galveston, Tex. Mar. 19,1890 Mar. 27,1890 Bowie National Bank, Bowie, Tex.* First National Bank, Union Springs,N. Y. Mar. 31,1890 Apr. 18,1890 Ferris National Bank, Swanton, Vt First National Bank, Rock Island, 111.... Apr. 19,1890 First National Bank, Ketchum, Idaho ... Apr. 28,1890 Winchester National Bank, Winchester, Ky Apr. 29,1890 Apr. 30,1890 First National Bank, Harper, Ivans First National Bank, Loup City, Nebr... June 21,1890 American National Bank, Waco, Tex.*... June 24,1890 Hamilton County National Bank, Webster City, Iowa June 30,1890 Planters' National Bank, Henderson, Ky. . . . . d o Wakefield National Bank, Waken" eld, R.'l. July 1,1890 Jewell County National Bank, Mankato, July 2,1890 Kans Aug. 5,1890 Citizens' National Bank, Flint, Mich Aug. 28,1890 N. Village Bank, Bowdoinham, Me La Fayette National Bank, La Fayette, Aug. 29,1890 Ind Sept. 8,1890 Lincoln National Bank, Stanford. Ky Canastota National Bank, Camtstota, Sept. 25,1890 N. Y First National Bank, Whitehall, Mich .. Sept.'JO, 1890 j Meade County National Bank, Meade Oct. 6,1890 Center, Kans.. Farmers' National Bank, South Charleston, Ohio Oct. 15,1890 First National Bank, Columbus. Ohio... . . . . d o Commercial National Bank, St. Paul, Minn Oct. 27,1890 German American National Bank, Kansas City, Mo Dec. 5,1890 First National Bank, Hill City, Kans Dec. 20,1890 First National Bank, Frankfort, Kans .. Jan. 8,1891 Second National Bank, Owosso, Mich Jan. 13,1891 West Side National Bank, Wichita, Kans. ....do Anthony National Bank, Anthony, Kans. ....do Commercial National Bank, Rochester, N. Y Jan. 27,1891 Mercantile National Bank, Louisiana, Mo .do. National Bank, El Dorado, Kans Feb. 9, ] 891 First National Bank, Suffolk, Va Feb. 12,1891 Citizens' NationalBank, Medicine Lodge, Kans Feb. 19,1891 Rome National Bank, Rome, Ga Feb. 23,1891 * No circulation. Issued. $60, 00G 6G, 000 50, 000 125, 000 50, 000 Retired. Outstanding. $14, 850 11, 250 78, 220 27, 000 $12, 280 8, 030 65,163 22,140 $2,570 3,220 12, 000 19,440 2,630 3, 060 50, 000 14, 630 22, 500 11,250 8,760 2,490 100, 000 50, 000 50, 000 50, 000 50, 000 50, 000 50, 000 50, 000 100, 000 32,580 11, 250 11,250 48, 605 11, 250 11, 250 30, 360 11, 250 35,920 24, 525 8, 861 11, 250 38,857 9,300 9,750 23,450 10, 060 24,455 8,055 2,389 9, 748 1,950 1,500 6,910 1,190 11,465 200, 000 60,000 45, 000 17, 670 33, 280 13,160 11,720 4,510 50, 000 100, 000 11, 250 28,573 100,000 100, 000 50, 000 50, 000 50, 000 100, 000 50, 000 32,680 37,487 15, 805 11, 240 24, 654 11, 250 9,785 19,788 29, 000 28, 058 11,179 11,240 18, 398 9,620 1,465 8,785 3,680 9,429 200, 000 50, 000 50, 000 250,000 45, 000 11, 250 11,250 45,000 3», 650 8,550 9, 450 34, 650 6, 256 1,630 12, 350 2,700 1, 800 10, 350 50, 000 150, 000 100,000 11,250 33, 750 59, 249 8,970 23, 970 45,793 2, 280 9,780 13,456 50, 000 125,000 50, 000 11, 250 32, 641 35, 748 9,560 21, 735 26, 401 1,690 10, 906 9,347 300, 000 200, 000 55, 000 50,000 64, 033 45,000 41,163 34,910 22, 865 10,090 55, 927 11,250 14, 366 4,230 3, 230 65,000 100, 000 13, 057 4,860 4,626 50, 000 11,250 41,561 7, 020 8,020 50, 000 300,000 11, 710 220.465 9, 330 156, 745 2, 380 63, 720 500, 000 45, 000 33, 000 12,000 250, 000 50, 000 300,000 GO,000 100. 000 50J 000 45,000 10, 750 22,500 13, 500 22,500 10, 750 31,350 8,440 10,400 10, 480 15,430 G.840 13, 650 2, 310 6,100 3,020 7,070 3,910 200,000 41,820 28, 890 12,930 50, 000 50, 000 50, 000 11, 250 10, 745 11, 250 7,270 7,385 7,960 3,980 3, 3G0 3, 200 50, 000 100, 000 11,250 22, 500 8,138 16,110 3, 112 6.390 174 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE GOXE INTO VOLUNTARY LIQUIDATION UNDER THE PRO- VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Circulation. "Name and location of bank. Dnte of liquidation. Capital. Retired. "Windsor National Bank, Windsor, Vt... Feb. 24,1891 j $50, 000 Beadle County National Bank, Huron, i Feb. 2G, 1891 S.Dak 50, 000 American National Bank, Sioux City, Mar. 12,1891 Iowa 150, 000 United States National Bank, Atcliison, 250,000 Mar. 24,3891 Kans 50,000 Apr. 15,1891 First National Bank, Ashland, Kans Washington National Bank, New York, 300, 000 N.Y.. !-. Apr. 13,1891 50,000 First National Bank, Burr Oak, Kans... May 15,1891 Glenwood National Bank, Glenwood 100,000 May 23,1891 Springs, Colo. >nal Bank, Cardiff, Tenn 50, 000 First Nationa May 25,1891 East Saginaw National Bank, East Sag150,000 inaw, Mich June 23,1891 Twin City National Bank, New Brighton, Minn 50, 000 ....do Merchants' National Bank, Binghamton,N.Y 100, 000 June 25,1891 First National Bank, Merced, Cal 200,000 June 30,1891 National Bank of Union County, Morganfield, Ky 100, 000 ....do Citizens' National Bank, Belton, Tex 50,000 July 1,1891 Citizens' National Bank, Gatesville, Tex 50, 000 ....do Ord National Bank, Ord, Nebr 50, 000 Aug. 22,1891 Firrt National Bank, Indianola, Nebr... Aug. 31,1891 50, 000 National Bank, Anderson, S. C 50,000 Sept. 1,1891 First National Bank, Flushing, Mich ... Sept, 21,1891 50, 000 First National Bank, Francestown, N. H. Oct. 10,1891 100, 000 Columbus National Bank, New York, N. Y ... 200, 000 Oct. 15,1891 Citizens' National Bank, Colorado, Tex.. Nov. 3,1891 60,000 First National Bank, La Grange, Ga Dec. 1,1891 50, 000 Produce National Bank, Philadelphia, Pa. Dec. 8,1891 300, 000 Merchants' National Bank, Kansas City, Mo ;..: Dec. 22,1891 1,000, 000 50, 000 First National Bank, Manitowoc, Wis... Dec. 26.1891 50, 000 First National Bank, Fairfield,Tex ' Dec. 28,1891 Commonwealth National Bank, Phila- j 208, 000 delphitt, Pa j Dec. 31,1891 Merchants' National Bank, Fort Dodge, I ....do 100, 000 Iowa 100, 000 Jan, 12,1892 Giles National Bank, Pulaski, Tcnn ....do 50, 000 First National Bank, Quanah, Tex Northwestern National Bank, Aberdeen, 100, 000 S.Dak Jan. 15,1892 Castleton National Bank, Castleton, Vt.. Jan. 22,1892 50, 000 First National Bank, Chamberlain, S. Dak 50, 000 Feb. 6,1892 Sedan National Bank, Sedan, Kans 50, 000 Feb. 9,1892 Bronson National Bank, Painted Post, NY .50, 000 Feb. 29,1892 First National Bank. Ainsworth, Nebr.. Mar. 3,1892 50,000 First National Bank, Leoti, Kans 50, 000 Mar. 4,1892 First National Bank, Blaine, Wash 50,000 Mar. 9,1892 Erath County National Bank, Stephenville, Tex Mar. 15,1892 50, 000 American National Bank, Birmingham, Ala 250, 000 Mar. 22,1892 First National Bank, Wilber, Nebr 50, 000 ....do First National Bank, Greenville, Mich.. Mar. 28,1892 50,000 National Exchange Bank, Columbus, Ohio Apr. 1,1892 100, 000 Citizens' National Bank, Roanoke, Va... Apr. 4,1892 100,000 Inter-State National Bank, New York, NY Apr. 15,1892 200, 000 First National Bank, Platte City, Mo Apr. 25,1892 50, 000 First National Bank, Jetmore, Kans Apr. 30,1892 50,000 Tampa National Bank, Tampa, Fla M a y 2,1892 50, 000 Birmingham National Bank, Birmingham, Ala 250, 000 ....do First National Bank, Stafford, Kans 50,000 National Bank Commerce, Hutchinson, June 15,1892 Kans ....do 100, 000 First National Bank, Grafton, Mass June 21,1892 100, 000 First National Bank, Dorchester, Nebr.. July 5,1892 50,000 Outstanding. $22, 500 $15,705 $6, 795 22,500 14, 260 8,240 33, 750 25,095 8, 055 45,000 11,250 29, 390 8,030 15,610 3, 220 45, 000 11, 250 32,410 7,660 22, 500 11, 250 15, 280 6, 520 12,590 3, 590 7, 220 * 33, 750 19, 650 4, 730 14,100 11,250 5,510 61, 638 43,400 88,090 10, 750 11,250 11, 250 11,250 14, 050 11,250 61,135 46, 833 28, 630 5, 740 14, 805 14, 770 52,100 5, 270 35,990 5,480 5,960 6,490 7,] 85 7,680 6, 220 35,470 5,290 4,760 4, 065 6, 370 5, 030 25, 665 45,000 13, 500 11, 700 45, 000 34,450 5,970 8,260 27,983 45, 000 14, 816 11, 250 19, 990 6, 646 6,200 10,550 7,530 3,440 17, 017 25,010 8,170 5,050 65,480 32, 990 32,490 22, 500 22, 500 11, 250 10, 493 9,684 4,980 12,007 12,816 6,270 22,500 14, 630 12,440 6,670 11, 250 11, 250 5, 420 5,620 22, 500 11, 250 30,250 11, 250 12, 270 4,630 6,480 0,650 10, 060 7, 960 5, 830 5, Q30 10, 230 6, 620 3,770 4,600 11, 250 5,750 5, 500 45,000 13, 000 11, 250 24,050 5,940 6,057 20, 950 7,060 5,193 50, 670 21, 700 21,085 10,983 29, 585 10, 717 45, 000 11, 250 11, 250 11,250 24, 080 4,470 5,250 4,760 20, 920 6,780 6,000 6,490 45, 000 11, 250 24, 050 5,050 20,950 6,200 22,500 25,102 11,250 9,750 10,894 4,350 12, 750 14, 208 • 6,900 iiKTCPOUT OF THE COMPTROLLER OF THE CURRENCY. 175 L BANKS WHICH HAVE GONTE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd. Name and location of bank. Date of liquidation. First National Bank, Salina, Kans July 5,1892 Lincoln National Bank, Lincoln, Nebr... July 12,1892 July 22,1892 First National Bank, Aurora, Mo Farmers' and Traders' National Bank, July 30,1892 Oskaloosa, Iowa First National Bank, San Luis Obispo, Aug. 27,1892 Cal First National Bank, De Sinet, S. Dak ... Sept. 14,1892 Merchants' National Bank, ChattaSept. 24,1892 nooga, Tenn National Bank of the Republic, Taeoma, Oct. 1,1892 Wash First National Bank, South Sioux City, Oct. 27,1892 Nebr....... Continental National Bank, Kansas Nov. 11,1892 CitJ% Nov. 15,1892 First Natifnal Bank, Clyde, Kans Eugene National Bank, Eugene City, Nov. 26,1892 Oregon Commercial National Bank, Sioux City, Dec. 1,1892 Iowa do First National Bank, Batesville, Ohio... State National Bank, Lincoln, Nebr Dec. 3,1832 Woodson National Bank, Yates Center, Dec. 5,1892 Kans Dec. 31,1892 First National Bank, Pontiac, Mich Jan. 4,1893 First National Bank, Castle, Mont National Pemberton Bank, Lawrence, Jan. 10,1893 Mass. ~ ....do First National Bank, Lorain, Ohio Dovington City National Bank, Covington, Ky '. Feb. 1.1893 Merchants' National Bank, Macon, Ga .. Feb. 14,1893 ZEtna National Bank, Kansas City,Mo.. Mar. 9,1893 Citizens' National Bank, Orlando* Ma... Mar. 22,1893 Apr. 1,1893 First National Bank, Lexington, 111 First National Bank, Ida Grove, Iowa... May 1,1893 First National Bank, Burnet, Tex....... May 22,1893 Southern National Bank, New Orleans, June 5,1893 La... : First National Bank, Santa Monica, Cal. June 17,1893 Finney County National Bank, Garden June 20,1893 City, Kans Lake National Bank, Wolf borough, N.H. June 29,1893 First National Bank, Wa Keeney, Kans. June 30,1893 July 6,1893 First National Bank, Springfield, Mo Farmers and Merchants'National Bank, July 11,1893 Rookwall, Tex North Texas National Bank, Dallas, Tex. July 13,1893 Hoquiam Natio7ial Bank, JEtoquiam, July 18,1893 j Wash Gate City National Bank, Atlanta, Ga .. July 25,1893 First National Bank, Big Timber, Mont. July 27,1893 July 29,1893 Dvono National Bank, Orono, Me Aug. 3,1893 Central National Bank, Dallas, Tex Fourth National Bank. Chattanooga, Aug. 10,1893 Tenn Merchants' National Bank, Fort Worth, Aug. 15,1893 Tex Grallatin Valley National Bank, BozeAug. 18,1893 man, Mont Farmers' National Bank, Constantine, Sept. 4,1893 Mich Sept. 19,18:)3 First National Bank, Mankato, Kans Dillon National Bank, Dillon, Mont Sept. 20,1893 Gray National Bank, Middletown Springs, Yt .do . Frankfort National Bank, Frankfort, Ky. Sept. 21,1893 First National Bank, Slaughter, Wash .. Oct. 25,1893 Total Circulation. Capital. Issued. $150,000 100, 000 50,000 $33, 750 22, 500 11, 250 100,000 3 50, 000 50, 000 Retired. $11, 670 11.165 3, 750 $22, 080 11,335 7,500 22, 500 8,200 14,300 33, 750 11,250 13,140 4,950 20, 610 6,300 250, 000 45,000 11,620 33,380 200, 000 45, 000 15,190 29, 810 50, 000 10, 250 2,150 8,100 200, 000 50, 000 44, 500 10,750 7, 550 3,270 36,95G 7,480 50, 000 11, 250 3,530 7,720 150, 000 GO, 000 200, 000 33, 750 13.500 45, 000 13,650 3, 310 17, 225 20,100 10. 190 27,775 50, 000 100, 000 65, 000 10, 750 21,750 14, 020 2. 010 18. 213 2,960 8,740 3, 537 11,060 150, 000 75, 000 143,010 16, 095 38, 920 2,21.0 104,090 13, 885 500,000 100, 000 250, COO 100, 000 50, 000 150, 000 75,000 225, 000 21,800 44, 550 21, 880 16, 410 32, 650 16,150 41,970 6,170 6,350 3,420 2; 660 2,680 1,150 183,030 15, 630 38,200 18,460 13, 750 29,970 15, 000 500,000 50, 000 45, 000 10, 250 6,700 38,300 9,360 000 000 000 000 30, 750 29, 360 10,290 11, 250 1,120 1,978 110 1,385 9,630 27,382 10,180 9, 865 50, 000 1, 000, 000 11, 250 45. 000 1.620 2,100 9,630 42, 900 50, 000 250, (00 50, 000 50, 01)0 150,000 11,250 44, 000 10. 750 13, 720 33, 750 500 10,570 510 3,230 1,650 10,750 33,430 10, 240 12, 490 32,100 150,000 44,200 1,540 42, 660 250,000 45, 000 100,000 22, 000 1,170 20, 830 50, 000 60, 000 50, 000 11,250 13, 500 10, 750 1,050 1,190 10,200 12, 310 10,750 50, 000 100, 000 50, 000 11, 250 22, 500 11, 250 900 10, 350 22, 500 11, 250 1,613,010 44,140,984 40,720,119 3,420,865 50, 50, 50, 50, 45,000 176 REPORT OF THE COMPTROLLER OF THE CURRENJ NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, vrifi\ D A T E OF E X P I R A T I O N OF CHAKTER, CIRCULATION I S S U E D , RETIIIKD,- XND O U T - STANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIITKRENT TITLE, OCTOBER 31, 1893. Circiilatian. Name and location of bank. Pate of liquidation. First National Bank, Kittanning, Pa July 2,1882 National Bank of Beaver County, New Brighton, Pa Nov. 12,1884 National Bank, Beaver Dam, Wis Dec. 24,1884 Merchants' National Bank, Cleveland, Ohio Dec. 27,1884 Union National Bank, Chicago, 111 Dec. 29,1884 First National Bank, Le Roy, N. Y Jan. 2,1885 Evansville National Bank, Evansville, Ind Jan. 3,1885 National Albany Exchange Bank, Albany, N . T Jan. 10,1885 National Bank, Galena, 111 Jan. 11,1885 National State Bank, Lafayette, Ind Jan. 16,1885 First National Bank, Knoxyille, 111 do Farmers' National Bank, Ripley, Ohio... Jan. 17,1885 City National Bank, Grand Rapids,Mich. Jan. 21,1885 Lee County National Bank, Dixon, 111... ....do Fort Wayne National Bank, Fort Wayne, Ind Jan. 25,1885 National Exchange Bank, Tiffin, Ohio . . . Mar. 1,1885 National Bank, Malone, N. Y Mar. 9,1885 Jefferson National Bank, Steubenville, Ohio Mar. 21,3885 First National Bank, Battle Creek, Mich Mar. 28,1885 Central National Bank, Danville, Ky ....do Knox County National Bank, Mount Vernon, Ohio Apr. 1,1885 First National Bank, Houghton, Mich... Apr. 18,1885 National Bank, Fort Edward, N. Y Apr. 22,1885 National Bank, Salem, N. Y May 4,1885 National Exchange Bank, Seneca Falls, N.Y ! May 6,1885 Truinbull National Bank, Warren, Ohio July 5,1885 Attleboro National Bank, North Attleboro, Mass July 17,1885 American National Bank, Detroit, Mich. July 24,1885 First National Bank, Paris, 111 Aug. 12,1885 Aug. 14,1885 First National Bank, St. Johns, Mich Second National Bank, Pontiac, Mich . . Sept. 1,18*5 Raleigh National Bank, Raleigh, N. C .. Sept. 5,1885 Sept, 22,1885 First National Bank, Danville, Ky Ohio National Bank, Cleveland, Ohio . . . Jan. 1,1889 Apr. 7,1889 National Bank, Lebanon, Ky Monmouth National Bank, Monmouth, 111. Aug. 18,1890 Muskegon National Ban!?:, Muskegon, Mich Aug. 27,1890 First National Bank, Richmond, Ky Oct. 3,1890 First National Bank, Port Huron, Mich . Oct. 15,1890 Union National Bank, Oshkosh, Wis Jan. 23,1891 First National Bank, Grand Haven, Mich. June 5,1891 First National Bank, Plymouth, Mich -.. Nov. 14,1891 National Bank, Wooster, Ohio Nov. 29,1891 Defiance National Bank, Defiance, Ohio . Dec. 7,1891 First National Bank, New London, Ohio. Mar. 23,1892 Citizens' National Bank, Mankato, Minn. Apr. 27,1892 Third National Bank, Sandusky, Ohio... Sept. 19,1892 Third National Bank, Urbana, Ohio Oct. 15,1892 Lumberman's National Bank, Muskegon, Mich Jan. 16,1893 Phoenix National Bank, Medina, Ohio... Feb. 10,1893 First National Bank, Chelsea, Vt June 10,1893 Farmers' National Bank, Owatonna, June 30,1893 Minn Total. Capital. Issued. Retired. Outstanding. $200, oao $199,500 $191,725 $7,775 200,000 50,000 97,300 41,100 90,626 39,020 6,674 2,080 800, 000 1, 000, 000 150, 000 228,100 62, 800 135, 000 205,670 49,435 127,088 22,430 13,365 7,912 800, 000 543, 050 300, 100, 300, 60, 100, 300, 100, 000 000 000 000 000 000 000 243, 900 55, 900 117, 000 43,600 87,400 45, 000 41, 500 229, 840 51,27/ 102, 41, 80, 40,858 38,232 14,060 4,626 14,226 2,563 6,629 4,142 350, 000 125, 000 200,000 257, 300 50,500 65,900 240,144 44,210 59,206 17,156 6,290 6,694 150, 000 100, 000 200, 000 132,600 89, 200 180, 000 124,042 82,875 167,114 8,558 6,325 12,886 75, 000 53, 200 45, 000 88, 900 86,100 48, 500 .39,804 82, 381 80,911 4,700 5,196 6,519 5,189 150, 000 88,400 132, 400 83,889 122,995 100, 000 400,000 125, 000 50, 000 100,000 400,000 150, 000 400,000 100,000 84, 300 251, 500 111, 500 21, 000 43, 000 123,900 130, 500 57, 763 45, 000 79.194 235,635 102,637 18,915 39, 748 109,169 119,158 45, 265 38, 511 100, 000 21,800 13,811 7,989 100,000 250, 000 135,000 200,000 200, 000 50, 000 53,900 100, 000 50, 000 70, 000 200, 000 100, 000 21,720 60, 979 57, 480 45, 000 45, 000 45,000 48,510 22, 500 11, 250 15, 750 45, 000 22, 500 16,085 44,494 40,443 29, 350 28,043 24.195 21,627 10,666 6,138 6,824 14,063 7,132 5,635 22,485 17,037 15,650 16,957 20,805 26,883 11,834 5,112 8,92Q. 30,937 15,368 100,000 75, 000 50, 000 22,500 17,100 11, 250 5,320 3.237 17,180 13,863 11,250 100,000 100. 000 lOOJ000 100,000 50,068 4,511 9,405 ' 5,106 15,865 8,863 . 2,085 3,252 14,731 11,342 12,498 6,489 75, 000 17,100 1,420 15,680 9, 943,900 4,615, 552 4, 018,483 597,069 REPORT OF THE COMPTROLLER OF THE CURRENCY. 177 NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED STATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME OR DIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULATION ISSUED. RETIRED, AND OUTSTANDING ON OCTOBER 31, 1893. e and location of bank. Date of i liquidation, j Oct. 30,1880 First National Bank, llondout, 1ST. Y $300, 000 First National Bank, Huntington, Ind .. Jan. 31,1881 100, 000 First National Bank, Indianapolis, Ind.. July 5,1881 300, 000 Apr. 24,1882 First National Bank, Valparaiso, Ind 50, 000 First National Bank, Stillwater, Minn . . Apr. 29,1882 130, 000 do First National Bank, Chicago, 111 1 000,000 Apr. 30,1882 First National Bank, Woodstock, 111 ' 50,000 Second National Bank, Cincinnati, Ohio. Apr. 28,1882 200, 000 Second National Bank, New York, N. Y . do 300, 000 First National Bank, Portsmouth, N. H . Apr. 29,1882 300,000 First National Bank, Richmond, Ind May 5,1882 200, 000 Second National Bank, Cleveland, Ohio . May 6,1882 ] 000,000 First National Bank, New Haven, Conn. do 500, 000 First National Bank, Akron, Ohio ' May 2,1882 100, 000 First National Bank, Worcester, Mass . . May 4,1882 300,000 First National Bank, Barre, Mass ------- May 9,1882 150,000 First National Bank, Davenport, Iowa .. . . . . d o 100. 000 First NationalJBank, Kendallville, Ind.. May 12,1882 150, 000 First National Bank, Cleveland, Ohio . . . May 13,1882 300,000 First National Bank, Youngstown, Ohio May 15,1882 500, 000 500, 000 First National Bank, Evans ville, Ind I do 50,000 First National Bank, Salem, Ohio ....do 200,000 First National Bank, Scranton, Pa . May 18,1882 50, 000 First National Bank, Centerville, Ind .. . . . . d o 300, 000 First National Bank, Fort Wayne, Ind.. ! May 22,1882 100, 000 First National Bank, Strasburg, Pa I....do 100, 000 First National Bank, Marietta, Pa May 27,1882 150,000 First National Bank, Lafayette, Ind May 31,1882 First National Bank, McConnelsville, do.. Ohio 50, 000 First National Bank, Milwaukee, Wis .. . . . . d o . . 200,000 May 31, 1882 Second National Bank, Akron, Ohio 100, 000 First National Bank, Ann Arbor, Mich.. June 1, 1882 100, 000 First National Bank, Geneva, Ohio .do . 100,000 First National Bank, Oberlin, Ohio ...do . . 50, 000 First National Bank, Philadelphia, Pa... June 10, 1882 1,000,000 ...do.. First National Bank, Troy, Ohio 200,000 Third National Bank, Cincinnati, Ohio -. June 14, 1882" 800, 000 FirstNationalBank, Cambridge City, Ind June 15, 1882 50, 000 ...do .. First National Bank, Lyons, Iowa 100,000 June 17, 1882" First National Bank, Detroit, Mich 500, 000 First National Bank, Wilkesbarre, Pa . . . June 20, 1882 375, 000 First National Bank, Iowa City, Iowa... June 24, 1882 100, 000 ...do . . First National Bank, Nashua, N. II 100,000 do First National Bank, Johnstown, Pa 60, 000 J u n e 29, 1882 First National Bank, Pittsburg, Pa 750, 000 First National Bank, Terre Haute, Ind.. . . . d o . . 200, 000 First National Bank, Hollidaysburg, Pa. J u n e 30, 50, 000 First National Bank, Bath, Me 1 ..do . . 200, 000 do First National Bank, Janesville, Wis 125. 000 FirstNationalBank,Michigan City, Ind. . . . d o . . 100, 000 July 3, 1882 First National Bank, Monmouth, 111 75, 000 July 11, 1882 First National Bank, Marion, Iowa 50, 000 First National Bank, Marlboro, Mass . . . Aug. 3, 1882 200,000 Oct. 3, 1882 National Bank of Stanford, Ky 150, 000 Oct. 6, 1882 First National Bank, Sandusky, Ohio 150, 000 First National Bank, Sandy Hill, N. Y... Dec. 31, 1882 50, 000 First National Bank, Lawrenceburg, Indj Feb. 24. 1883 100, 000 f First National ^ank, Cambridge, Ohio . . ...do .'. 100, 000 ...do . . First National Bank, Oshkosh, Wis 100, 000 FirstNational Bank, GrandRapids, Michl ...do . . 400, 000 .do. First National Bank, Delphos, Ohio 50, 000 First National Bank, Freeport, 111 ...do ... 100, 000 First National Bank, Elyria, Ohio ...do ... 100, 000 First National Bank, Troy, N. Y ...do... 300, 000 Second National Bank, Detroit, Mich 1,000,000 ...do... Second National Bank, Peoria, 111 100, 000 ...do... National Fort Plain Bank, Fort Plain, N.Y !. ...do ... 200,000 Logansport National Bank, Logansport, Dec. 1,1883 100,000 i National Bank of Birmingham, Ala ! May 14,1884 50, 000 First National Bank, Westfield, N. Y . . . . June 1,1884 50, 000 FirstNationalBank, Independence, Iowa| Oct. 31,1884 100,000 10665 CUR 12 Circulation. Issued. lietired. I $10*" * 183 $270,000 90,000 279, 248 45, 000 83,456 90, 000 45, 000 180,000 376, 890 286, 000 87,400 510, 800 355, 310 114,822 252,000 135, 000 45, 000 90,000 266, 462 441,529 442,870 110, 540 45, 000 64,525 45, 000 79, 200 99,000 175, 060 $259,817 87,115 263,177 43, 313 81, 025 82,483 43, 405 172, 580 365, 045 275, 755 81,739 489, 905 345, 230 108, 647 244,555 130, 246 42, 077 86, 732 254,337 429,943 425, 325 106, 550 40,935 61.404 39, 938 76, 362 95, 410 165, 653 84, 640 229,170 102, 706 85\ 078 90,000 58, 382 799, 800 180, 000 609, 500 45, 000 90, 000 336, 345 337, 500 88,400 90, 000 54, 000 594, 000 141, 575 45, 000 180, 000 121, 050 45, 000 45, 000 45,000 180, 000 135, 000 90,000 45, 000 90, 000 80,800 47,800 155, 900 45,000 53, 500 90, 000 229, 550 363, 700 90, 000 80,979 221,232 98, 917 81,219 85, 830 55,165 760,555 173,614 585,530 42, 444 86, 043 327, 458 323,990 85, 810 85,622 51, 930 576,215 133, 963 43,565 172. 624 116,900 43, 992 43, 459 43, 096 173,946 130, 739 i 85,752 ' 42, 864 86.405 77, 783 45, 885 150,540 42,105 51, 208 86, 368 220, 335 344, 563 84,003 174, 300 167, 686 6t614 16,850 45, 000 42, 800 90,000 15,190 43,479 40,043 85,805 1,660 1,521 2,757 2, 885 16 071 1 687 2 431 7 517 1 595 7 420 11 845 10 245 5 661 20, 895 10 080 6,175 7 445 4,754 2,923 3 268 12 125 11 586 17 545 3 990 4 065 3,121 5 062 2 838 3, 590 9,407 3, 661 7,938 3,789 3,859 4, 170 3,217 39, 245 6,386 23, 970 2, 556 3.957 8,887 13, 510 590 4^ 378 2 070 17! 785 7,612 1,435 7,376 4,150 1,008 1,541 1,904 6,054 4,261 4,248 2,136 3,595 3,017 1,915 5,360 2,895 2,292 3, 632 9,215 19,137 5,997 4.195 178 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS W H I C H HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE P R O - VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED STATES, FOR THE P U R P O S E O F ORGANIZING N E W ASSOCIATIONS WITH T H E SAME OR D I F F E R E N T TITLE, W I T H D A T E O F LIQUIDATION, AMOUNT O F CAPITAL, CIRCULATION ISSUED, R E T I R E D , AND OUTSTANDING ON OCTOBER 31, 1893—Continued. Circulation. Name and location of bank. Dite- of liquidation. First National Bank, Sturgis, Mich National Bank, Rutland, Vt Kent National Bank, Chestertown, Md.. National Fulton County Bank, Gloversville N. Y Pirst National Bank, Centralia, 111 National Exchange Bank, Albion, Mich. Pirst National Bank, Paris, Mo Pirst National Bank, Yakima, Wash Pirst National Bank, Flint, Mich Farmers' National Bank, Stanford, Ky.. Adams National Bank, Adams, N. Y Poland National Bank, Poland, N. Y Sandy Elver National Bank, Farmington* Me Second National Bank, Aurora, 111 Indiana National Bank, Lafayette, Ind.. Decatur National Bank, Decatur, 111 Total Dec. 31,1884 Jan. 13,1885 Feb. 12,1885 $50, 000 500, 000 50,000 $43, 850 238, 700 18,200 $41, 539 222,182 16, 800 $2,311 16,518 1,400 Feb. 20.1885 Feb. 25.1885 Feb. 28,1885 Mar. 31,1885 June 20.1885 June 30,1885 Dec. 31.1888 J u l y 10,1889 Jan. 14,1890 150, 000 80, 000 75, C00 100,000 50,000 200, 000 200. 000 50, 000 50, 000 135,000 70, 600 30, 600 89,155 14,650 122, 500 45, 000 12, 240 13j 500 127, 598 65, 920 28, 408 80, 292 14, 090 113, 353 34, 552 10,210 11,050 7, 402 4^ 680 2,192 8,863 560 9,147 10,448 2. 030 2, 450 Nov. July Nov. May 75,000 100,000 ioo. om) IOO, oroo 58, 260 22, 500 90, 000 22, 500 39,187 11'682 40, 571 2, 350 19, 073 10,818 49,429 20,150 18, 245, 000 12, 694, 713 12, 053, 338 641, 375 1.1890 13,1891 30,1891 31,1893 Capital. Issued. Eetired. Outstanding. REPORT OF THK COMPTROLLER OF THE CURRENCY. 179 NATIONAL BANKS IN LIQUIDATION UNDER SECTION 1, ACT JULY 12, 1882, WITH DATE OF EXPIRATION OF CHARTER, CIRCULATION ISSUED. RETIRED, AND OUTSTANDING OCTOBER 31, 1893. Circulation. Name and location of bank. Date of liquidation. First National Bank, Pontiac, Mich Dec. 31,1881 First National Bank, Washington, Iowa. Apr. 11,1882 First National Bank, Fremont, Ohio . May 22,1882 Second National Bank, Dayton, Ohio May 26, 1882 First National Bank, Girard, Pa June 1,1882 First National Bank, Xenia, Ohio Feb. 24,1883 First National Bank, Peru, 111 ....do First National Bank, Elmira, N. Y . . . .do First National Bank, Chittenango, N. Y.. ....do First National Bank, Eaton, Ohio July 4,1884 First National Bank, Leominster, Mass.. July 5,1884 First National Bank, Winona, Minn July 21,1884 American National Bank, Hallo well, Me. Sept. 10,1884 First National Bank, Attica, Ind Oct. 28,1884 Citizens' National Bank, Indianapolis, Ind Nov. 11,1884 First National Bank, North East, P a . . . . Dec. 23,1884 First National Bank, Galva, HI Jan. 2,1885 First National Bank, Thorn town, Ind... Jan. 13,1885 Muncie National Bank, Muncie, Ind Jan. 28,1885 Merchants' National Bank, Evansville, Ind Feb. 6.3885 Saybrook National Bank, Essex, Conn... Feb. 20,1885 Union National Bank, Albany, N. Y Mar. 7,1885 Battenkill National Bank, Manchester, Vt Mar. 21,1885 First National Bank, Owosso, Mich Apr. 14,1885 Coventry National Bank, Anthony, R. I . . Apr. 17,1885 State National Bank, ELeokuk, Iowa M a y 23,1885 Tolland County National Bank, Tolland, i Conn June 6,1885 City National Bank, Hartford, Conn June 9,1885 West River National Bank, Jamaica, Vt. i Aug. 17,1885 National Bank of Lebanon, Tenn Aug. 30.1886 Greene County National Bank, Spring- i field, Mo Feb. 8,3888 Union Stock Yards National Bank, Chicago, 111 Feb. 29,1888 First National Bank, Decatur, Mich Sept, 20,1890 First National Bank, Mason, Mich Oct. 28,3890 First National Bank, Holly, Mich Oct. 31,1890 German National Bank, Evansville, Ind. D e c 24,1890 Farmers and Merchants'National Bank, Jan. 10,1891 Vandalia, 111 Mar. 2,1891 National Bank of Chester, S. C First National Bank, Burlington, Wis... Dec. 19,1891 Lansing National Bank, Lansing, Mich.. Mar. 5,1892 I Ashtabula National Bank, Ashtabula, j July 11,3892 j Ohio Second National Bank of New Mexico, July 17,1892 ! Santa Fe, N. Mex Total. Issued. K e tired. Out, standing. $50,000 100, 000 100, 000 300, 000 100, 000 120, 000 100, 000 100, 000 350, 000 50, 000 300, 000 50, 000 75,000 56, 000 $88, 890 88, 565 90. 000 262J 941 90,000 108,000 45, 000 90, 000 135,000 44, 300 244,400 44, 200 67, 500 50,400 $85,39$ 85. 664 86,125 252,167 86,915 103,605 42, 069 86, 300 330,725 41, 295 235, 045 42, 201 64, 290 47, 794 $3,537 2,901 3,875 10, 774 ' 3,085 4,895 2, 933 3,700 4,275 3,005. 9,355 1,999 3,2313 2,60Q 300, 000 50, 000 50, 000 50, 000 200, 000 87, 800 24,550 36, 000 43, 740 J 63,000 76, 395 22, 5.99 33, 386 40, 320 151,063 ll,40B 1,951 2,614 3,420 9,931 250, 000 300,000 250, 000 90, 800 61,200 144,400 80,477 57, 985 135, 990 10,323 3,215 8,410 75, 000 60,000 300, 000 350,000 57, 700 47, 700 89, 000 45,000 54,077 44, 704 83, 942 40, 385 100,000 550, 000 60. 000 50;000 44,100 90, 000 54, 000 24,550 40, 691 79, 568 50,993 22,125 3,409 10,432 3,007 2,425 . 3,623 2,90€ 5,058 4,6i5 100,000 22,500 | 18, 362 4,138 500, 000 50,000 50, 000 60,000 250, 000 45,000 I 11, 250 13, 500 24,1)50 98, 030 38, 674 7, 536 9,345 37,643 75,157 6,326 3,714 4155 7,307 22,873 100, 000 100, 000 50, 000 22, 500 33, 250 10,750 13, 670 21, 945 4,952 35, 820 8,830 31,305 5,798 20,88U i 185, 600 80, 000 150,000 5, 721, 600 36, 700 67,850 | 33, 750 3, 970, 766 24,770 43,080 10,754 22,996 2, 662,876 307, i 180 REPORT OF THE COMPTROLLER OF THE CURRENCY. ISIATIONAL BANKS WHICH HAVE BEEN PLACED I N T H E H A N D S OF R E C E I V E R S , D A T E OF F A I L U R E , CAUSE OF F A I L U R E , D I V I D E N D S PAID W H I L E SOLVENT, R E D E E M CIRCULATION, THE AMOUNT R E D E E M E D , AND THE AMOUNT OUTSTANDING Total dividends paid during existence as a national banking association. Organization. N"ame and location of bank. Charter number. Date. Capital. Surplus. First National Bank, Attica, N. Y .... $50, 000 Jan. 14,1864 300,000 Venango National Bank, Franklin, Pa. 1176 May 20,1865 200,000 Merchants' National Bank, Washing- 627 Dec. 14,1864 ton, D. C. 50,000 I First National Bank, Medina, N. Y ... 229 Feb. 3,1864 100,000 | Tennessee National Bank, Memphis, 1225 J u n e 5,1865 Tenn. 100, 000 il, 780 First National Bank, Selma, Ala 1537 Aug. 24,1865 500, 000 First National Bank, New Orleans, 162 Dee. 18,1863 La. 150, 000 National Unadilla Bank, Unadilla, 1463 J u l y 17,1865 -N.Y. 300, 000 Farmers and Citizens' National Bank, 1223 J u n e 5,1865 Brooklyn, N. Y. 200, 000 Croton National Bank, New York, 1556 Sept. 9,1865 N.Y. First National Bank, Bethel, Conn 60, 000 2,236 1141 May 15,1865 50, 000 First National Bank, Keokuk, Iowa .. 80 Sept. 9,1863 50,000 National Bank of Vicksburg, MihS 803 Feb. 14,1865 50, 000 First National Bank, Rockfbrd, 111 429 May 20,1864 155,000 First National Bank of Nevada, Aus- 1331 J u n e 23,1865 465 tin, Nev. Ocean National Bank, New York, 1232 J u n o 6,1865 1, 000, 000 N.Y. 250, 000 Union Square National Bank, New 1691 Mar. 13,1869 York, N.Y. 250, 000 Eighth National Bank, New York, 384 Apr. 16,1864 N.Y. 100, 000 Feb. 26,1864 Fourth National Bank, Philadelphia, Pa. 106,100 9,424 Waverly National Bank, Waverly. 1192 May 29,1865 N.Y. 50, 000 First National Bank, Fort Smith, Ark. 1631 I Feb. 6,1866 250, 000 Scandinavian National Bank, Chica- 1978 I May 7,1872 go, 111. J u l y 21,1865 175, 000 Wallkill National Bank, Middletown, N.Y. 500, 000 Feb. 15, 1872 Crescent City National Bank, New Orleans, La. i 300, 000 59,472 Atlantic National Bank, New York, 1388 J u l y L1865 N. Y. J 500, 000 J u l y 16,1863 First National Bank, Washington, D. C. I 750, 000 National Bank of the Commonwealth, 1372 J u l y 1,1865 New York, N. Y. 140,000 Merchants' National Bank, Peters- 1548 Sept. 1,1865 burg, Va. First National Bank, Petersburg, Va. 1378 J u l y 1,1865 120,000 First National Bank, Mansfield, Ohio. 436 May 24,1864 100,000 New Orleans National Banking As- 1825 May 27,1871 600, 000 sociation, New Orleans, La. ' First National Bank, Carlisle, Pa 21 J u n e 29,1863 50,000 First National Bank, Anderson, Ind.. 44 J u l y 31,1863 50, 000 First National Bank, Topeka, Kans .. 1660 Aug. 23,1866 50, 000 First National Bank, Norfolk, Va .... 271 Feb. 23,1864 100, 000 Nov. 30,1872 Gibson County National Bank, 50, COO Princeton, Ind. First National Bank of Utah, Salt 1695 Nov. 15,1869 100,000 Lake City, Utah. Cook County National Bank, Chicago, 1845 J u l y 8,1871 300,000 111. First National Bank, Tiffin, Ohio 900 Mar. 16,1865 100,000 Charlottesville National Bank, Char- 1468 J u l y 19,1865 100,000 lottesville, Va.. Miners' National Bank, Georgetown, 2199 Oct. 30,1874 150,000 Colo. Fourth National Bank, Chicago, 111.*. 276 Feb. 24,1864 100, 000 First National Bank, Bedford, Iowa .. 2298 Sept. 18,1875 50,000 * formerly in voluntary liquidation. Amount. Per cent. 42 ro II © C3 Jl .2 +=> S2 $7, 500 4. 9| I 421,052 ; 42.1J 140, 000 24,403 23 .18, 000 i 36 103, 250 59 25,000 5 183,000 61 805, 000 161 429,250 57.2 134,200 95 9 97, 770 81.5 102, 666 102.6 108,000 18 84 42,000 31,150 62.3 46. 000 92 90i 500 90.5 6,000 12 125,000 125 53,333 17.8 108, 279 108.2 149, 215 149.2 4,500 184, 008 184 REPORT OF THE COMPTROLLER OF THE CURRENCY. 181 TOGETHER WITH CAPITAL AND SURPLUS AT DATE OF ORGANIZATION AND AT CIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TO OCTOBER 31, 1893. Failures. Circulation. Lawful money deposited. Capital. Surplus. Receiver ap- Cause of pointed. failure. $50,000 300, 000 200, 000 Apr. 14,1865 May 1,1866 May 8,1866 W 50, 000 100,000 $2, 288 Mar. 13,1867 20,435 Mar. 21,1867 100,000 500,000 4,788 Apr. 30,1867 37, 903 May 20,1867 Issued. Redeemed. Outstanding. $44,000 85, 000 180,000 $44, 000 85, 000 180, 000 $43, 757 84, 789 179, 364 $243 211 636 1 2 3 T V 40, 000 90, 000 40, 000 90,000 39, 761 89, 738 239 262 4 5 85, 000 180, 000 85,000 180,000 84, 591 178, 866 409 1,134 6 7 g u u 120,000 Aug. 20,1867 B Q "W 100, 000 100, 000 99,800 200 300,000 32, 000 Sept. 6,1867 TJ 253, 900 253,900 252, 842 1,058 9 200,000 Oct. 1,1867 G 180, 000 180,000 179 ; 676 324 10 Feb. 28,1868 Mar. 3,1868 Apr. 24,1868 Mar. 15,1869 Oct. 14,1869 N Q B U 26,300 90,000 25, 500 45, 000 129, 700 2G,300 90, 000 25,500 45, 000 129, 700 26,145 89, 664 25, 443 44,723 128, 737 155 336 57 277 963 11 12 13 14 15 16 60, 000 100,000 50, 000 50, 000 250, 000 4,610 20, 000 5,000 1,400 5,580 1, 000, 000 150,000 Dec. 13,1871 V 800,000 800,000 793,057 6,943 200,000 Dec. 15,1871 TJ 50,000 50, 000 49, 742 258 17 '40, 000 . . . . d o F 243, 393 243, :W-i 241, 092 2,301 18 200, 000 33, 905 Dec. 20,1871 TJ 179, 000 179,000 177,840 1,160 19 106,100 27,139 Apr. 23,1872 TJ 71, 000 71, 000 70,114 880 20 50,000 250, 000 2, 509 May 2,1872 Dec. 12,1872 V B 45, 000 135,000 45, 000 135, 000 44, 545 134, £75 455 325 21 250,000 175, 000 17, 000 Dec. 31,1872 B 118,900 118,900 117,725 1,175 23 500, 000 3,045 Mar. 18,1873 M 450, 000 450,000 447,970 2, 030 24 aoo, ooo 56, 000 Apr. 28,1873 A 100,000 100, 000 98,840 1,160 27 500, 000 108,000 Sept. 19,1873 M 450. 000 450, 000 442, 854 7, 146 2G 750, 000 56,027 Sept. 22,1873 V 234,000 234, 000 230,819 3,181 27 400, 000 18, 302 Sept. 25,1873 Ii 360, 000 360, 000 350, 520 3, 480 2i> 200, 000 100, 000 600,000 11, 801 ...do 16,000 Oct 18,1873 14,161 Oct. 23,1873 R P W 179, 200 90, 000 360, 000 379,200 90, 000 360, 000 177,015 88. 927 356, 000 2. 185 1,073 4,000 29 30 31 50,000 50,000 100,000 100,000 50,000 25,000 23, 839 7,000 3,000 1,000 u 45,000 45,000 90, 000 • 95,000 43,800 45, 000 45,000 90, 000 95,000 43,800 44,435 44, 203 88,914 93,610 43,480 565 797 1,086 1,390 320 32 33 34 35 36 Oct. 24,1873 Nov. 23, L873 Dec. 16,1873 June 3,1874 Nov. 28,1874 p p G X 150, 000 18, 719 Dec. 10,1874 V 118,191 .118,191 117,149 1,042 37 500, 000 80, 000 Feb. 1,1875 y 285,100 285,100 283,193 1,907 38 100, 000 200, 000 E U 45, 000 146, 585 45, 000 146, 585 43, 995 144,470 1,005 2,115 39 40 150, 000 20, 000 Oct. 22,1875 22, 254 Oct. 28,1875 968 Jan. 24,1876 V 45,000 45, 000 44,620 380 41 200, 000 30,000 Feb. 1,1876 ...do V N 85,700 27,000 85, 700 82,891 26, 740 2,809 260 43 27,000 42 182 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS, Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 Date. Capital. First National Bank, Osceola, Iowa... 1776 J a n . 26,1871 $50, 000 50, 000 First National Bank, Duluth, Minn... 1954 Apr. 6,1872 50. 000 First National Bank, La Crosse, Wis.. 1313 J u n e 20,18G5 818 F e b . 18,1865 250, 000 City National Bank, Chicago, 111 75, 000 Watkins National Bank, Watkins, N. Y 456 J u n e 2,1864 50, 000 First National Bank, Wichita. Kans .. 1913 J a n . 2,1872 50, 000 First National Bank, Greenfield, Ohio* 101 Oct. 7,1863 971 A p r . 1,1865 200, 000 National Bank of Fishkill, N. Y 50 A u g . 5,1863 60, 000 First National Bank, Franklin, Ind... 67, 000 Northumberland County National 689 J a n . 9,1865 Bank, Shamokin, Pa. 50,000 First National Bank, Winchester. Ill . 1484 J u l y 25,1865 National Exhange Bank, Minneapolis, 719 J a n . 16f1865 50, 000 Minn. National Bank of the State of Mis- 16C5 Oct. 30,1866 3, 410, 300 souri, St. Louis, Mo. 1949 Mar. 25,1872 First National Bank, Delphi, Ind 100, 000 50, 000 First National Bank, Georgetown, Colo 1991 May 31,1872 1273 120, 000 Lock Haven National Bank, Lock J u n e 14,1865 Haven, Pa. 236 Feb. 5,1864 120, 000 Third National Bank, Chicago, 111 200, 000 Central National Bank, Chicago, 111... 2047 Sept. 18,1872 100, 000 First National Bank, Kansas City, Mo. 1612 Nov. 23,1865 100, 000 Commercial National Bank, Kansas 1995 J u n e 3,1872 City, Mo. 60, 000 Apr. 27,1864 403 First National Bank, Ashland, Pa.*... 50, 000 First National Bank, Tarrytown, N. Y* 364 A p r . 5,1864 100. 000 First National Bank, Allen town, Pa.*. 161 Dec. 16,1863 JFirst National Bank, Waynesburg, 305 Mar. 5,1864 100J 000 Pa.* 200,000 Washington County National Bank, 1266 J u n e 13,1865 Greenwich, N. Y. F i r s t s ational Bank. Dallas, Tex 100, 000 2157 J u l y 16,1874 100, 000 People's National Bank, Helena, Mont. 2105 May 13,1873 50,000 First National Bank, Bozeman, Mont.. 2027 A u g . 14,1872 Merchants' National Bank, Fort Scott, 1927 J a n . 20,1872 50,000 Kans. * Farmers' National Bank, Platte City, 2356 May 5,1877 50, 000 Mo. First National Bank, Warrensburg, 1856 J u l y 31,1871 50,000 Mo. German American National Bank, 2358 May 14,1877 130, 000 Washington, D. C. German National Bank, Chicago, 111.*. 1734 Nov. 15,1870 250, 000 100, 000 Commercial National Bank, Saratoga 1227 J u n e 6,1865 Springs, N. Y. 100, 000 49 A u g . 5,1863 Second National Bank, Scranton, Pa.*. 100, 000 1200 May 31,1865 National Bank of Poultney, Vt 50,000 First National Bank, Monticello, Ind.. 2208 Dec. 3,1874 309 Mar. 11,1804 50,000 First National Bank, Butler, Pa 70, 000 First National Bank, Meadville, Pa . . . 115 Oct. 27,1863 Aug. 7,1863 125, 000 52 First National Bank, Newark, N. J 100,000 First National Bank, Brattleboro, Vt.. 470 J u n e 30,1864 J u n e 9,1865 500, 000 1251 Mechanics' National Bank, Newark, N.J. 100, 000 235 Feb. 5,1864 First National Bank, Buffalo. N. Y 250, 000 Pacific National Bank, Boston, Mass.. 2373 Nov. 9,1877 50,000 110 Oct. 23,1863 First National Bank of Union Mills, Union City, Pa. Vermont National Bank, St. Albans, 1583 Oct. 11,1865 200, 000 Vt. 60,000 First National Bank, Leadville, Colo.. 2420 Mar. 19,1879 City National Bank, Lawrenceburg, 2889 Feb. 24,1883 100,000 Ind.* First National Bank, St. Albans, Vt... 269 Feb. 20,1864 100, 000 75, 000 First National Bank, Monmouth, 111 .. 2751 J u l y 7,1882 1215 J u n e 3,1865 400,000 Marine National Bank, New York, N. Y. 50,000 Hot Springs National Bank, Hot 2887 Feb. 17,1883 Springs, Ark. 270, 000 Richmond National Bank, Richmond, 2090 Mar. 5,1873 Ind. * Formerly in voluntary liquidation. Surplus. $36, 205 2, 976 Per Amount. cent. $23, 500 46.1 25, 000 50 31,500 63 182, 500 73 85, 450 113.9 36, 975 73.9 80, 300 160.6 143, 000 71.5 222, 319 370.5 670, 000 1000 71, 750 124, 000 15, 000 ! 143., 5 248 45, 000 45 153, 600 128 ! 1,035,000 i 38,000 1. 000 540, 500 7. 214 i 25, 000 862.5 19 540.5 25 187,131 132, 250 311.9 264.5 222 86, 692 86.7 205, 940 102. 9 45, 750 10, 000 20, 000 34,731 45.7 10 40 69.5 4,000 8 57, 750 115. 5 2, 000 11,872 113,000 251,802 392,125 92, 000 7,400 139, 000 248,400 605,250 387, 000 1,198,000 392.1 92 14.8 278 354.8 484.2 387 239.6 287, 500 75, 000 91, 955 287.5 30 183.9 2,000 113 186, 000 93 63,000 3,000 105 3 197, 000 15, 000 659,643 3,000 197 20 164.9 6 274,000 101.5 REPORT OF THE COMPTROLLER OF THE CURRENCY. 183 R WiTJi CAPITAL AND S U R P L U S , ETC.—Continued. Failures. Circulation. Lawful money deposited. Capital. Surplus. Receiver ap- Cause of pointed. failure. Feb. 25,1876 Mar. 13,1876 25,000 Apr. 11,1876 130, 000 May 17,1876 3,000 J u l y 12,1876 12,000 Sept. 23,1876 10, 000 Dec. 12,1876 30, 000 J a n . 27,1877 28,538 Feb. 13,1877 Mar. 12,1877 Issued. Redeemed. Outstanding. V $45, 000 45, 000 45, 000 137, 209 67, 500 43, 200 29, 662 177,200 92, 092 60, 300 .$45, 000 45,000 45, 000 137,209 67, 500 43,200 29,662 177,200 92, 092 60,300 $44, 523 44, 483 44,193 133, 960 65,960 42, 636 28, 607 174, 418 89, 802 59.135 $477 517 807 3,249 1,540 564 1, 055 2, 782 2,290 1,165 44 45 4€ 47 4£ 4S 5G 51 5'/ 5L W M 45,000 90, 000 45, 000 90,000 44,120 88,180 880 1,820 54 5£ J u n e 23,1877 O 296, 274 296, 274 277,104 19,170 5( J u l y 20,1877 Aug. 18,1877 Aug. 20,1877 W U V 45, 000 45,000 71, 200 45, 000 45, 000 71, 200 44,108 44,495 69, 748 892 505 1,452 5r 5fc 5i y Y X V V V N y 597, 840 45,000 44,940 44, 500 597, 840 45,000 44, 940 44,500 580, 078 44, 243 42, 260 43,394 17,762 757 2,680 1,106 6( 6] 61 61 75, 554 89, 200 78, 641 7, 002 75, 554 89, 200 78, 641 7,002 72, 544 86, 871 75, 377 6,202 3,010 2,329 3,264 800 64 Ql 6( 6r $50,000 100,000 50, 000 250,000 75,000 60,000 . 50,000 200,-000 132,000 67,000 $10, 000 50,000 100,000 17,135 20, 000 2,500,000 248,775 50,000 75,000 120,000 20, 000 65, 000 8,000 750,000 200,000 500,000 100,000 200,000 Nov. 24,1877 10, 000 Dec. 1,1877 25, 000 Feb. 11,1878 6,392 . . . . d o 112,500 100,000 250, 000 100,000 19,000 25,000 220, 000 Mar. 16,1877 May 24,1877 Feb. Mar. Apr. May 28,1^78 23,1878 15,1878 15,1878 P P * V G B U B B M 24,000 J u n e 8,1878 P 114, 220 114, 220 111,668 2,552 6* 50,000 100,000 50,000 50,000 5,000 . . . . d o 8,000 Sept. 13,1878 7,000 Sept. 14,1878 13,500 Sept. 25,1878 Y 29,800 89, 300 44.400 35, 328 29, 800 89,300 44, 400 35, 328 29,230 88, 360 43,705 34,588 570 940 695 740 6< 7( 50,000 Oct. 1,1878 N 27, 000 27,000 26, 700 300 Nov. 1,1878 X 45, 000 45, 000 44,012 988 7^ p 62, 500 62,500 62, 050 450 7. 42, 795 86, 900 42, 795 86, 900 38, 845 84, 905 3, 950 1,995 7i 15,1879 7,1879 18,1879 23,1879 9,1880 14,1880 19,1880 2,1881 B X X X N E R F N C 91,465 90, 000 27, 000 71,165 89, 500 326, 643 90,000 449, 900 91, 465 90,000 27,000 71,165 89,500 326,643 90, 000 449, 900 87, 553 87, 382 26, 446 67, 820 86, 064 315,243 84,663 430,854 3,912 2,618 55"4 3,345 3,436 11, 400 5,337 19,046 71 7' 8( 8 8' 8' 8' 8, Apr. 22,1882 May 22,1882 Mar. 24,1883 s s 99, 500 450,000 43,000 99, 500 450, 000 43,000 96, 535 444, 765 41,420 2,965 5,235 1,580 8( 8 81 200,000 • 100,000 10, 600 130, 000 2,000 500,000 100,000 125, 000 40,476 200,000 100,000 50,000 50,000 100,000 300,000 300,000 500,000 70,000 4,000 2,ooe 10,600 20,000 62, 584 57, 000 400,000 do Dec. 20,1878 Feb. 11,1879 Mar. Apr. July July June June June Nov. P V 7\ 7: 100,000 961,300 50,000 50, 000 200,000 25, 000 Aug. 9,1883 Y 65, 200 65, 200 60, 383 4,517 8 60,000 100,000 15,000 Jan. 24,1884 Mar. 11,1884 B 53,000 77,000 53,000 77,000 51, 665 75, 280 1,335 1,720 9 9 40,000 Apr. 22,1884 do 15,000 225, 000 May 13,1884 180 J u n e 2,1884 P B T E 89,980 27, 000 260, 000 40, 850 89,980 27, 000 260,000 40,850 85, 668 26, 030 248,775 38,820 4,312 970 11, 225 2,030 9 9' 9 9. H 15S.900 158,900 146,900 12,000 9< 100,000 75,000 400,000 50,000 250,000 13,455 33,000 J u l y 23,1884 o> ' . 184 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Rtf Total dividends paid during existence as a national banking association. Organization. N a m e and locution of bank. Char-! ter number. Date. First National Bank, Livingston, 3006 J u l y 16,1883 i Mont. i 98 First National Bank, Albion, N. Y . . . . j 106 Dec. 22. 1863 ! 99 First National Bank, Jamestown, N. j 2578 Oct. 25, 1881 ! Dak. ! 100 Logan National Bank, West Liberty, j 2942 May 7, 1883 Ohio. ! 101 Middletown National Bank, Middle- j 1276 June 14, 1865 town, N. Y. 102 Farmers' National Bank, Bushnell, 111. I 1791 Feb. 18, 1871 103 Schoharie County National Bank, j 1510 Aug. 9, 18(55 Schoharie, N. Y. 104 Exchange National Bank, Norfolk, Va. 1137 May 13, 1865 105 !First National Bank, Lake City, Minn. 1740 Nov. 29, 1870 106 Lancaster National Bank, Clinton, 583 Nov. 22, 1864 97 107 First National Bank, Sioux Falls, S. | 2465 Mar. 15, 1880 Dak. 108 First National Bank, Wahpeton, N. 2624 Feb. 2, Dak. 109 First National Bank, An gelica, N. Y . . 564 Nov. 3, 1864 111) City National Bank, Williamsporfc, Pa. i 2139 Mar. 17, 1874 111 j Abington National Bank, Abington, 1386 July 1, 1865 Mass.* 112 j First National Bank, Blair, Nebr 2724 June 7, 1882 113 First National Bank, Pine Bluff, Ark.j 2776 Sept. 18, 1882 114 ! Palatka National Bank, Palatka, Fla.. j 3266 Nov. 20, 1884 115 Fidelity National Bank, Cincinnati, j 3461 Feb. 27, 1886 Ohio. j 116 Henrietta National Bank, Henrietta, j 3022 ! Aug. 8,1883 Tex. ! I 117 National Bank of Sumter, N. C | 3082 ; Nov. 26,1883 118 First National Bank, Danes ville, N. Y.j 75 ! Sept. 4, 1863 119 First National Bank, Corry, Pa i 605 Dec. 6, 1864 120 Stafford National Bank, Stafford \ 686 Springs, Conn. j 121 Fifth National Bank, St. Louis, Mo . . . j 2535 Dec. 12,1882 Metropolitan National Bank of CinI 2542 J u l y 12,1881 122 cinnati, Ohio. i 123 First National Bank, Auburn, N. Y . . . j 231 Feb. 4,1864 124 Commercial National Bank, Dnbuque, | 180J Mar. 11,1871 Iowa. 125 State National Bank, Raleigh, N. C 1682 J u n e 17,1868 126 Second National Bank, Xenia, Ohio... I 277 Feb. 24,1864 127 Madison National Bank, Madison, S. I 3597 Dec. 7,1886 Dak. I 128 Lowell National Bank, Lowell, Mich.. 1280 J u n e 14,1865 129 California National Bank, San Fran- I 3592 Oct. 20,1886 cisco, Cal. ! 130 First National Bank, Anoka, Minn . . . , 2800 Sept. 14,1882 131 National Bank of Shelby ville, Term ..j 2198 Oct. 29,1874 132 F i r s t National Bank, Sheffield. Ala . . . I 3617 J a n . 14,1887 133 Third National Bank, Malone, N. Y . . . ; 3366 J u l y 15,1885 134 F i r s t National Bank, Abilene, Kaus . . j 2427 J u n e 23.1879 135 Harpers National Bank, Harpers, Ivans' 3431 J a n . 6,1886 136 Gloucester City National Bank, Glou- 3936 Oct. 26,1888 137 138 139 140 141 142 143 144 145 Capital. Amount. Per cent. $50, 000 | 50, 000 50,000 $170,500 341 50,000 4,000 200, 000 $23,128 50,000 100, 000 100,000 50, 000 356, 000 178 38,500 77 32, 894 200,000 337,500 337.5 90,142 f 235, 000 il42.5 10,000 20 50,000 50, 000 100, 000 100, 000 150,000 I 15,000 50,000 50, 000 50, 000 ., 000, 000 12,000 24 186, 000 38,500 307, 382 23,000 186 38.5 204.9 46 2,784 .3 12,250 24.5 50,000 50, 000 100,000 150,000 10,000 13,500 75, 825 168, 500 306,000 27 151.6 168.5 204 200, 000 500,000 75, 000 37.5 215,000 43 100, 000 100,000 266, 000 566 146,806 146.8 100, 000 60, 000 50,000 278, 000 463.3 5,000 10 50,000 200, 000 159,494 318.9 50.000 50, 000 100, 000 50,000 50,000 50.000 50, 000 18, 000 36 81,265 163.2 50, 000 cester City, N. J. 200, 000 3502 May 11,1886 P a r k National Bank, Chicago, 111 50, 000 State National Bank, Wellington, Kans 3564 Oct. 1,1886 75, 000 Kingman National Bank, Kingman, 3559 Sept. 16,1886 Kans-. Aug. 3,1887 3769 50, 000 First National Bank, Alma, Kans 50, 000 F i r s t National Bank, Belleville, Kans. 3386 Aug. 28,1885 50, 000 May 5,1887 F i r s t National Bank, Meade Center, 3695 Kans. 100, 000 American National Bank, Arkansas 3992 Mar. 15,1889 City, Kans. City National Bank, Hastings, Nebr.. 3099 De€. 27,1883 i 50, 000 People's National Bank, Fayetteville, 2003 June 27,1872 | 75,000 N.C. 1 1 I * Restored to solvency. Surplus. 1,000 2,000 4 75, 350 150.6, 10,000 20 24,000 12 5, 000 j 10 20,500 I 27.3 14,t)Q0 28 17,500 35 8,857 17.7 28,000 28 44,547 89.1 182,500 243.3 REPORT OF THE OOMPTFJ-OLLTCR OF THE CURRENCY. 185 TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Failures. Circulation. Lawful money deposited. Capital. Surplus. $50, 000 100, 000 50,000 Receiver appointed. A u g . 25,1884 $20,000 12, 500 A u g . 26,1884 Sept. 13,1884 50,000 1,000 Oct. 18,1884 200, 000 40,000 Nov. 29,1884 50, 000 50,000 7, 500 15, 000 Dec. 17,1884 M a r . 23,1885 300, 000 50, 000 100, 000 150,000 10,000 20, 000 A p r . 9,1885 J a n . 4,1886 J a n . 20,1886 50,000 30, 447 Mar. 11,1886 50, 000 4,000 100, 000 100, 000 150,000 20,100 12,500 25, 300 50, 000 50, 000 50,000 1, 000,000 11, 000 20, 000 50, 000 50, 50, 100, 200, 50,000 8,000 Issued. Redeemed. Outstanding. X B E P I $11, 240 $11, 240 $10, 995 $245 97 90,000 18, 650 90, 000 18,650 84, 875 18, 277 5,125 373 98 99 23, 400 23, 400 22, 750 650 100 176,000 176, 000 167,423 8,577 101 L B O E B 44, 000 38, 350 44, 000 38,350 42, 200 35,360 1,800 2,990 102 103 228, 200 44, 420 72, 360 228,200 44, 420 72, 360 213,266 42, 380 65,929 14, 934 104 2,040 105 6,431 106 10,740 10, 740 10,160 580 17,120 17,120 16, 310 810 108 A p r 19,1886 May 4,1886 Aug". 2,1886 J J A D L 89, 000 43.140 25, 425 89, 000 43,140 25,425 82, 821 39,545 25,425 6,179 5,595 109 110 111 Sept. Nov. June June 8,1886 20,1886 3,1887 27,1887 U V V B 26,180 26, 280 19,210 90,000 26,180 26, 280 19, 210 90, 000 25,315 25, 360 18, 335 86, 587 865 112 920 113 875 114 3,413 115 A u g . 17,1887 K A B V B F V R V B V S Apr. Aug. Sept. Oct. Oct. 8,1886 24,1887 8,1887 11,1887 17,1887 000 000 000 000 10, 000 15, 000 10,183 24, 000 300, 000 1, 000, 000 30, 000 180, 000 Nov. 15,1887 F e b . 10,1888 150, 000 100, 000 20, 000 F e b . 20,1888 A p r . 2,1888 100, 000 150, 000 50, 000 14, 000 3,000 A p r . 11,1888 M a y 9,1888 J u n e 23,1888 50, 000 200,000 10,000 10, 000 Sept. 19,1888 J a n . 14,1889 50, 000 50, 000 100, 000 50, 000 100,000 50. 000 50, 000 4,300 25,000 Apr. Dec. Dec. 400 Dec. 17, (500 J a n . Feb. June 22,1889 13,1889 23,1889 30,1889 21,1890 10,1890 12^ 1890 200, 000 50, 000 100, 000 21,000 J u l y 14.1890 3,915 Sept. 25,1890 . 1, 000 Oct. 2,1890 75, 000 50, 000 50, 000 1,603 5,000 4,000 300, 000 24,000 Dec. 26,1890 32,000 J a n . 14,1891 J a n . 20,1891 100, 000 125,000 Cause of failure. Nov. 21,1890 Dec. 12,1890 Dec. 24,1890 w Q B W F F F F W X H G V G J R 107 11,250 11, 250 10, 770 480 116 11, 250 15, 730 73,829 139, 048 11, 250 15, 730 73. 829 139,048 10, 230 13,850 65,211 124, 747 1, 020 1,880 8,618 14,301 117 118 119 120 44, 430 277, 745 44, 430 277, 745 39, 610 245, 070 4,820 32, 675 121 122 63, 446 62,170 63, 446 62,170 54,126 57, 373 9,320 4,797 123 124 22, 500 48, 470 11, 250 22, 500 43, 470 11, 250 18, 785 40,875 10,925 3,715 7,595 325 125 126 127 27, 800 45,000 27, 800 45, 000 24, 305 40, 090 3,495 4,910 128 129 ** 11,250 16, 710 22, 500 10, 750 21, 240 10, 750 11, 250 11,250 16, 710 22, 500 10.750 2l| 240 10, 750 11,250 10,112 12, 895 19, 060 9,160 18,290 8,680 9,870 1,138 3,815 3, 440 1, 590 2,950 2,070 1,380 130 131 132 133 134 135 136 45,000 11,250 22, 000 45, 000 11, 250 22, 000 33, 300 8.410 17, 805 11,700 2,840 4,195 137 138 139 16, 875 11, 250 10, 750 16, 875 11, 250 10, 750 14, 013 9,295 8,725 45,000 45, 000 27, 880 17,120 143 22,500 28,800 22,500 28,800 15,150 19,538 7,350 9,262 144 145 2,862 140 1, 955 141 2, 025 142 186 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS WHICH HAVE B E E N PLACED IN THE H A N D S OF R E C E I V E R S ITotal dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Date. Jan. 24,1888 Spokane National Bank, Spokane Falls, Wash. 3249 Sept. 11,1884 First National Bank, Ellsworth, Kans. Second National Bank. McPherson, 3791 Sept. 16,1887 Kans. Pratt County National Bank, Pratt, 3787 Sept. 8,1887 Kans. Keystone National Bank, Philadel- 2291 July 30,1875 phia, Pa. Spring Garden National Bank, Phila- 3468 Mar. 13,1886 delphia, Pa. National City Bank, Marshall, Mich.. 2023 July 29,1872 Red Cloud National Lank, Red Cloud, 3181 M a y 10,1884 Nebr. Asbury Park Nation il Bank, Asbury 3792 Sept. 17,1887 Park, N. J. 4415 Sept. 12,1890 Ninth National Bant, Dallas, Tex First National Bank, Red Cloud, Nebr. 2811 Nov. 8,1882 Central Nebraska National Bank, 3927 Sept. 28,1888 Broken Bow, Nebr. Florence National Ba lk, Florence, Ala. 4135 Oct. 3,1889 3223 July 15,1884 First National Bank Palatka, Fla First National Bant, Kansas City, 370G May 17,1887 Kans. Rio Grande Nation* J Bank, Laredo, 4146 Oct. 28,1889 Tex. First National Bank. Clearfield, Pa... 768 Jan. 30,1865 Farley National Baik, Montgomery, 4180 Dec. 18,1889 Ala.* First National Bank, Coldwater, Kans. 3703 M a y 9,1887 Maverick National Bank, Boston, 677 Dec. 31,1864 Mass. 569 Nov. 12,1864 Corry National Bank, Corry, Pa Cheyenne National Bank, Cheyenne, 3416 Dec. 2,1885 Wyo. California National Bank, San Diego, 3828 Dec. 29,1887 Cal. First National Bank, Wilmington, 1656 July 25,1866 N.C. Huron National Bank, Huron, S. Dak. 3267 Nov. 21,1884 First National Bank Downs, Kans . . . 3569 Oct. 12,1886 837 Feb. 23,1865 First National Bank Muncy, Pa Bell County Nationa L Bank, Temple, 4404 Aug. 25,1890 Tex. First National Bank, Deming, N. Mex. 3160 Apr. 22,1884 First National Bant, Silver City, N. 3554 Sept. 17,1886 Mex. 2859 Jan. 16,1883 Lima National Bank, Lima, Ohio National Bank of Gr.thrie, Okla 4383 July 31,1890 Cherry vale National Bank, Cherry- 4288 Apr. 16,1890 vale, Kans. 3963 Jan. 15,1889 First National Bank, Erie, Kans First National Bank, Rockwell, Tex.. 3890 May 29,1888 Yincennes National Bank, Yincennes, 1454 July 17,1865 Ind. First National B; nk, Del Norte, 4264 Mar. 18,1890 Colo. Newton National Bank, Newton, 3297 Jan. 28,1885 Kans. Capital National Ba:ik, Lincoln, Nebr. 2988 J u n e 29,1883 Bankers and Merchants' National 4213 Jan. 21,1890 Bank, Dallas, Tex. First National Bank, Little Rock, 1648 Apr. 12,1866 Ark. Commercial Nationa L Bank, Nashville, 3228 July 22,1884 Teim. Alabama National Bank, Mobile, Ala. 1817 May 13,1871 First National Bant, Ponca, Nebr 3627 Jan. 28,1887 Oct. 3,1881 Second National Bank, Columbia, Tenn. Columbia National Bank, Chicago, 111. 3677 Apr. 23,1887 * Restored to solvency. Capital. Surplus. Amount. Per cent. $60,000 50, 000 50, 000 $54, 500 109 8,500 50, 000 200, 000 122, 730 61.4 500, 000 122,198 24.4 100, 000 50,000 162, 500 162. 5 23,275 46.5 100,000 300, 000 50,000 60, 000 18, 000 6 57,250 114.5 8,400 14 50, 000 50,000 100, 000 50, 000 100.0 25, 000 100,000 100,000 100,000 52,000 400, 000 100, 000 100, 000 150, 000 250, 000 209, 000 209 $61, 390 2,080 984, 000 4 241 198, 000 198 26 26, 000 79, 000 52.7 116.3 50, 000 50, 000 100, 000 50, 000 290, 710 27, 750 17, 693 212, 988 2,500 55.5 35.4 213 5 50, 000 50, 000 56, 250 30, 000 112.5 60 100, 000 100, 000 50, 000 87, 500 2, 500 3,500 87.5 2.5 7 50, 000 50, 000 5,954 15,000 11.9 30 441 100, 000 441, 000 50, 000 3,500 7 90 65,000 100, 000 500, 000 58, 500 272, 500 35,000 150, 000 554, 250 200, 000 232, 500 300, 000 50, 000 50,000 255, 830 24,000 64,400 116.25 85.02 48 128.8 200,000 30, 000 1.5 272.5 7 369.5 REPORT OF THE COMPTROLLER OF THE CURRENCY. 187 TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued. Circulation. Failure«s. Lawful money deposited. Capital. Surplus. $100,000 $25, 000 50,000 50,000 10, 000 7,500 Receiver appointed. Cause of failure. 1 Issued. Redeemed. Outstanding. 3,1891 H $21,700 $21,700 $17, 545 $4,155 Feb. 11,1891 Mar. 25,1891 F Q 10, 750 11,250 10. 750 11,250 7,480 7,890 3,270 3,360 Feb. 50,000 3,000 Apr. 7,1891 H 10, 750 10, 750 7,350 3,400 500,000 "100, 000 May 9,1891 O 41,180 41,180 30, 760 10,420 750,000 132, 500 May 21,1891 Q 45,000 45, 000 31,760 13,240 100, 000 75 000 20,000 3 000 J u n e 22,1891 July 1,1891 D Y 44, 000 44,000 16 875 25,413 18,587 16,875 Cr 20,700 20,700 14,860 5,840 100,000 3,500 July 300, 000 75, 000 60,000 4,000 9,000 4,600 J u l v 16,1891 do J u l y 21,1891 H 13,500 45, 000 16,225 13,500 10,123 45,000 16,226 3,377 60, 000 150, 000 150, 000 500 23, 600 10, 500 J u l v 23,1891 Aug. 7,1891 Aug. 17,1891 O H Gr 12,900 33, 250 22,500 12,900 33, 250 3,3, 750 6, 550 22, 940 28,190 6,350 10,310 5,560 Oct 2,1891 3 1891 V 22,500 22 500 16,200 6,300 100,000 100, 000 46, 000 8 000 Oct. 7,1891 do S V 95,597 95.597 22 500 54, 447 41,150 22,500 52, 000 400, 000 790 800, 000 Oct. 14,1891 Nov. 2,1891 H F 100, 000 150.000 17, 000 15, 000 Nov. 21,1891 Dec. 5,1891 P O 500 000 100 000 Dec 18 1891 o 250, 000 17, 512 Dec. 21,1891 B 7,880 52, 880 7,880 45,000 75, 000 50, 000 100, 000 50, 000 J a n . 7,1892 Feb. 6,1892 15, 958 Feb. 9,1892 2, 500 Feb. 19,1892 11 V 18,000 10, 750 94, 899 18, 000 10, 750 94,899 11, 250 10,470 5. 820 51, 617 ' 7,530 4,930 43,282 11,250 100, 000 50 000 13, 500 4 000 Feb. 23,1892 do 11, 250 22, 500 11 250 11, 250 -,11,250 11 250 200, 000 100, 000 50 000 44,000 2,000 1,000 Mar. 21,1892 J u n e 22,1892 J u l y 2,1892 45, 000 21, 800 45, 000 21, 800 11 250 22, 408 6,890 22,562 14, 910 11, 250 50, 000 125 000 100, 000 1,500 . . . . d o 17,500 July 20,1892 40,000 J u l y 22,1892 V 11, 250 41, 320 11, 250 26 720 41, 320 4, 920 o 20, 320 6,330 26, 720 21,000 100,000 s B P P Gr 8 It 78, 894 11,200 78, 894 46, 470 11,200 32, 424 96,180 24, 750 96,180 33, 750 57,195 17, 070 38,985 16,680 45,000 45 000 50 000 4 800 J a n 14 1893 G 100 000 Jan 16 1893 Y 48, 740 48,740 17 630 31,110 300, 000 500,000 6, 000 Feb. 6,1893 10,000 . . . . d o B O 44,000 43, 700 44,000 io, 560 43,700 33,440 T 63,495 63,495 14,631 48,864 6,1893 Q 45, 000 45, 000 11,700 33,300 Apr. 17,1893 3, 400 May 13,1893 18, 500 May 19,1893 V 42, 800 42,800 11,250 22, 500 800 42,00$ 11,250 22,500 50,000 Q .............. 500,000 100,000 . . . . d o 500,000 100, 000 150, 000 50, 000 100, 000 1,000,000 Apr. May 22,1893 11 250 11,250 45,000 . . . • • • • • • • • • 45,000 | 188 REPORT OF THE COMPTROLLER OF THE CURRENCY. BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS, Total dividends paid during existence as a national banking association. Organization. Name and location of bank. Charter number. Elmira National Bank, Elmira, N. Y. National Bank of North Dakota, Fargo, N. Dak. Evanston National Bank, Evanston, "111. National Bank of Deposit of the City of New York. Oglethorpe National Bank, Brunswick, Ga. First National Bank, Lakota, N. Dak. First National Bank, Cedar Falls, Iowa. First National Bank, Brady, Tex First National Bank, Arkansas City, Citizens' National Bank, Hillsboro, Ohio. First National Bank, Brunswick, Ga. Oitr National Bank, Brown wood, Tex. Merchants'National Bank, Tacoma, Wash. City National Bank, Greenville,Mich. First National Bank, Whatconi, Wash. CohimbiaNational Bank, New Whatconi, Wash. Citizens' National Bank, Spokane, Wash. First National Bank, Philipsburg, Mont. Linn County National Bank, Albany, Oregon. Nebraska National Bank, Beatrice, Nebr. Gulf National Bank, Tampa, Fla Livingston National Bank, Livingston, Mont. Chemical National Bank, Chicago, 111. Bozeman National Bank, Bozeman, Mont. * Consolidated National Bank, San Diego, Cal. First National Bank, Cedartown, Ga. Merchants' National Bank, Great Fall8,| Mont. State ^N ational Bank, Knoxville, Tenn Montana National Bank, Helena, Mont Indianapolis National Bank, Indianapolis, Ind. Northern National Bank, Big Rapids, Mich. First National Bank, Great Falls, * Mont. First National Bank, Kankakee, 111.*. National Bank of the Commonwealth, Manchester, N. H. First National Bank, Starkville, Miss Stock-Growers' National Bank, Miles City, Mont. Texas National Bank, San Antonio, Tex. Albuquerque National Bank, Albuquerque, N. Mex. First National Bank, Vernon, Tex .. First National Bank,, Middlesboro, Per Surplus. Amount. cent. Capital. 4105 Aug. 30,1889 j $200, 250, 4256 Mar. 12,1890 $11,000 5.5 52,500 21 4767 June 29,1892 100, 2,000 2 3771 Aug. 5,1887 300, 36,000 12 3753 July 16,1887 100, 34,500 34.5 Oct. 23,1889 Sept. 1,1874 50, 50, Jan. 7,1890 June 30.1885 50, 50, 4143 2177 4198 3360 2039 Sept. 4,1872 55, 75, 3243 Aug. 28,1884 4099 Aug. 26,1889 50, 000 50, 000 4351 June 28,1890 100, 000 Apr. 8,1889 150, 000 4185 4658 Dec. 12,000 24 102,600 205.2 15,000 30 62,000 124 199, ] 56 199.1 100, 000 3116 Feb. 2,1884 4344 June 17,1890 3172 May 2,1884 56, 200 102.2 77.3 58, 000 220 110,000 64.5 32, 250 10 5,000 4,000 50, 000 5,1891 50, 000 4326 May 31,1890 100, 000 10,000 10 - Dec. 21,1889 100, 000 19,362 19.3 4478 Dec. 2,1890 4117 Sept. 11,1889 50, 000 j 50, 000 i 4666 Dec. 15,1891 1, 000,000 50, 000 2803 Oct. 23,1882 3056 Sept. 22,1883 250, 000 49, 500 75, 000 i 100, 000 ! 4102 Aug. 28,1889 2813 Nov. 11,1882 Nov. 21,1864 581 June 5,1871 1832 July 1,1886 3525 100, 000 250, 0Q0 300, 000 Feb. 20,1871 1793 Feb. 9,1892 4692 Apr. 30,1887 3688 Dec. 20,1884 3275 Jan. 31,1885 4,000 180,000 4075 July 16,1889 4434 Oct. 7,1890 11, 250 i 260, 000 104 ., 249, 000416.3 90, 000 183,053 203.4 250, 000 122, 250 48.8 50, 000 _ 100, ooo !. 140,500 280.9 50, 000 |. 100, 000 . 16,500 33 I I 23,000 23 100, 000 26, 000 26 May 13,1889 Jan. 8,1890 50, 000 50, 000 50, 000 39, 000 78 Mar. 16,1886 Mar. 15,1875 July 15,1890 50, 000 100, 000 50, 000 3298 July 14,1884 3222 4033 4201 First National Bank, Orlando, F l a . . . 3469 Citizens* National Bank, Muncie, Ind* 2234 First National Bank, Hot Springs, r 4370 , Date. Resumed since October 31, 1893. 69, 750 133.5 27, 500 45 196,992 196.9 REPORT OF THE COMPTROLLER OF THE CURRENCY. 189 TOGETHER WITH CAPITAL AND SUKPLCS, ETC.—Coilti Il.U<&f, Circulation. Failures. Lawful money deposited. Capital. $200, 000 250,000 Cause of failure. Surplus. $16,009 7, 797 May 26,1893 j June 6,1893 | O Q Issued. $43, 000 Eedeemed. $4,460 $43,000 44,250 Outstanding. $38, 540 192 44,250 193 22,500 22,500 194 300, 000 60,000 June 9,1893 i F 45,000 45,000 195 150, 000 35,000 June 12,1893 Y 32,900 32, 900 190 50,000 50, 0,00 1,931 June 13,1893 25, 000 ....do IT L 11, 250 11,250 11, 250 197 11,250 198 50,000 125,000 3,000 ....do 25,000 June 15,1893 T G- 10, 800 27, 520 10,800 199 27, 520 200 100,000 50,000 June 16,1893 24,550 j . 5&,550 201 200, 000 150, OuO 50, 000 6,000 June 17,1893 June 20,1893 44, 000 33, 750 44, 000 202 33,750 203 250, 000 75,000 June 23,1893 100, 000 50, 000 50,000 245 j June 7,1893 | T 24,550 Y 22, 500 6,064 June 27,1893 3,000 ....do 45, 000 7, 980 37,020 204 11, 250 11, 250 11, 250 205 11, 250 206 ....do Y 22,500 22, 500 207 150, 000 July 1,1893 Y 33,000 33, 000 208 50,000 July 8, 1893 Y 100, 000 1,000 209 I 100, 000 15, 000 July 10,1893 Y 21,700 21,700 210 100,000 7,500 July 12,1893 Y 21,780 21,780 211 50, 000 50, 000 10, 000 July 14,1893 July 20,1893 Y Y 11,250 10,750 31,250 | 212 10,750 I 2] 3 1, 000, 000 50,000 10,000 July 21,1893 July 22,1893 T Y 45,000 11,250 45, 000 j 214 11, 215 250, 000 50,000 July 24,1893 75, 000 100, 000 8,470 July 26,1893 July 29,1893 Y Y 100, 000 500,000 300,000 7,000 100, 000 60, 000 .do . Aug. 2,1893 Aug. 3,1893 Y B B 100, 000 Aug. 5,1893 45,000 55,300 55,300 16, 370 22,500 16, 370 217 22,500 218 21, 800 45, 000 57, 212 21, 8C0 219 45, 000 220 57,212 221 T 33, 250 33,250 Y 45,000 45, 000 223; 11,250 67,500 11, 250 224 67,500 225 13,500 17,100 13, 500 226 17,100 227 22,500 2218 250,000 95, 000 . . . . d o 50, 000 200,000 22, 000 . . . . d o 5,000 Aug. 12,1893 60,000 75,000 3,782 Aug. 9,1893 10, 000 . . . . d o O o 21, 800 57,212 67,500 216 222 100,000 20,000 Aug. 10,1893 Y 22,500 175,000 38,000 Aug. 11,1893 V 45, 000 850 44,150 229 100,000 50,000 10,000 2,000 Aug. 12,1893 do Y V 22, 500 11, 250 1,170 21, 330 230 11,250 231 100,000 200, 000 50, 000 55.000 10,000 Aug. 14,1893 do Aug. 17,1893 Y" Y 22,500 33,750 45,000 11,250 33,750 232 45,000 233 11,250 234 190 REPORT OF THE COMPTROLLER OF THE CURRENCY, ALBANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS, Organization. Name and location of bank. Charter number. 236 237 238 240 241 242 243 244 245 246 First National Bank, Marion, Kans.. W ashington National Bank, Tacoma, Wash. El Paso National Bank, El Paso, Tex. Lloyd's National. Bank, Jamestown, N.Dak. National Granite State Bank, Exeter, N.H. Chamberlain National Bank, Chamberlain, S. Dak. Port Townsend National Bank, Port Townsend, Wash. First National Bank, Port Angeles, Wash. First National Bank, Sundance, Wyo. First National Bank, North Manchester, Ind. Commercial National Bank, Denver, Colo. First National Bank, Dayton, Tenn.. Total. Date. Total dividends paid during existence as a national banking association Capital. Surplus. Amount. 3018 July 28,1883 4018 Apr. 23,1889 $75,000 100, 000 $72,682 44,000 3608 Dec. 22.1886 4561 May 4,1891 150, 000 100, 000 54,000 6, 000 1147 May 15,1865 100,000 4282 Apr. 8,1890 50,000 4290 Apr. 18,1890 100,000 4315 May 19,1890 50,000 4343 June 16,1890 Mar. 17,1883 2903 Sept. 6,1889 4113 July 10,1890 50.000 50, 000 44 240, 500 240.5 4,500 10, 000 38,673 20 77.3 250, 000 50, 000 !, 500 43G2 35,465,400 j$547,080 (25.681,555 A Defalcation of officers. B Defalcation of officers and fraudulent management. .C Defalcation of officers and excessive loans to others. D Defalcation of officers and depreciation of securities. E Depreciation of securities. F Excessive loans to others, injudicious banking, and depreciation of securities. G- Excessive loans to officers and directors and depreciation of securities. H Excessive loans to officers and directors and in vestments in real estate and mortgages. I Excessive loans to others and depreciation of securities. J Excessive loans to others and investments in leal.estate and mortgages. K Excessive loans and failure of large debtors. L Excessive loans to officers and directors. M Failure of large debtors. Per cent. 17 REPORT OF THE COMPTROLLER OF THE CURRENCY. 191 TOGETHER WITH CAPITAL AND SURPLUS, ETC. Failures. Circulation. Lawful money deposited. Capital. Surplus. Receiver appointed. Cause of failure. Issued. Redeemed. Outstanding. $75,000 100. 000 $5, 600 Aug. 22,1893 Aug. 26,1893 Y Y $21,900 43,500 $21,900 235 43,500 236 150,000 100, 000 60,000 10, 000 S e p t 2,1893 Sept. 14,1893 F O 33,750 33,750 >237 22,500 233 50, 000 10,000 Sept. 23,1893 Y 50, 000 1,000 Sept. 30,1893 Y Oct. 3,1893 O 100,000 5,1893 Y 50, 000 50, 000 5,000 10, 000 Oct. 11.1893 Oct. 16,1893 250, 000 40, 000 Oct. 24,1893 T F Y 50,000 5,000 Oct. 25,1893 Y 43,915,900 7,070, 314 Oct. 50, 000 22,500 $18,637 41,137 $760 11,250 22,500 10,750 11,250 27,000 15,756,161 40, 377 239 11,250^ 240 22,500 241 10,750 242 11,250 243 27, 000 244 45,000 45,000 11,250 11,250 246 17, 333,551 I 14, 407,883 245 2,925,668 K Fraudulent management. O Fraudulent management, excessive loans to officers and directors, and depreciation of securities. P Fraudulent management and depreciation of securities. Q Fraudulent management and injudicious banking. K Fraudulent management, defalcation of officers, and depreciation of securities. S Fraudulent management, injudicious banking, investments in real estate and mortgages, and depreciation of securities. T Fraudulent management, excessive loans to officers and directors, and excessive loans to others, TJ Injudicious banking. Y Injudicious banking and depreciation of securities. ~\V Injudicious banking and failure of large debtors. X Investments in real estate and mortgages and depreciation of securities. Y General stringency of theinoney market, shrinkage in values, and imprudent- methods of banking. 192 REPORT OF THE COMPTROLLER OF THE CURRENCY. SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEAR E3STDEB OCTOBER 31,1893, WITH CAPITAL, SURPLUS AND LIABILITIES; OBTAINED FEOM LAST REPORT OF CONDITION. Date of Name and location of authority to Date of bank. commence failure. business. As shown at date of last report of condition. 1892. First National Bank, Del Norte,Colo.... Mar. 18,1890 Dec. 19 N e w t o n National Bank, N e w t o n , Kans Jan. 28,1885 Dec. 15 Capital N a t i o n a l 1893. Bank, L i n c o l n , Nebr I June 29,1883 Jan. 21 Bankers and Merc b a n t s National Bank, Dallas, Tex.. Jan. 21,1890 Jan. 23 First National Bank, Little Rock, Ark... Apr. 12,1866 Feb. 1 Commercial National B a n k , Nashville, 1893. July 22,1884 Mar. 25 Tenn Mar. 6 Alabama National £ank, Mobile, Ala.. May 13,1871 Mar. 14 Mar. 6 First National Bank, Jan. 28,1887 Apr. 26 Ponca, Nebr 143, 616. 77 Mar. 6 Second N a t i o n a l B a n k , Columbia, Oct. 3,1881 Apr. 28 May 19 Tenn 100,000 20, 767. 09 286, 717. 93 Mar. 6 Columbia National 1892. Bank, Chicago, 111.. Apr. 23,1887 May 11 May 22 1, 000,000 98.406. 55J 1, 81.1, 934. 58 Dec. 9 Elmira N a t i o n a l 1893. Bank, Elmira, N.Y. Aug. 30,1889 May 23 May 26 200,000 30,627.821 785,138.17 May 4 National Bank North Dakota, Fargo, N. Mar. 12,1890 May 29 June 6 Dak 250, 000 36,934.75 63,525.23! May 4 Evanston National 100, 000 Bank, Evanston.111. June 29,1892 May 18 June 7 5,434. 34 134,694.70; May 4 National Bank of Dej it New York, Aug. 5,1887 May 22 June 9 300,000 85, 328.03 1,311,883.84! Mar. 6 OglethoTpe National Bank, Brunswick, July 16,1887 May 18 Jane 12 Ga 150,000 49, 609. 41 258,676.53. May 4 First National Bank, Oct. 23,1889 May 27 June 13 Dakota, N. Dak 50,000! 7, 851. 5G 25,620.23 May 4 First National Bank, Cedar Falls, Iowa.. Sept. 1.1874 May 16 June 13 50, 000 29, 293. 57 134,225.23 May 4 First National Bank, i Jan. 7,1890 May 26 June 13 Brady, Tex 50,000 5,440.94 63,661.93! May 4 First National Bank, Arkansas C i t y , J Kans June 30,1885 June 15 June 15 120, OOOJ 18, 662.57 ] Citizens N a t i o n a l 524,775.9l| May 4 Bank, Hillsboro, Ohio Sept. 4,1872 June 8 June 16 100, 000 70,767.63 360,609.84 May 4 First National Bank, Brunswick, Ga Feb. 2,1884 May 18 June 17 200, 000 67,189. 07 369, 643. Oil May 4 City National Bank, BWwnwood. Tex... June 17,1890 June 16 June 20 150, 000 15, 517.74 203,354.291 May 4 Merchants' National Bank, T a c o m a, "Wash May 2,1884 June 1 June 23 250, 000 107, 376.81 808,745.00: May 4 City National Bank, Greenville, Mich... Aug. 28,1884 June 22 June 27 50, 000 16, 094.75 265,840.97 Mav 4 First National Bank, Whatcom, Wash ... • Aug. 26,1889 June 22 June 27 50,000 21,056.44 74, 416.03 M a y Columbia National Bank, New Whatcom, Wash June 28,1890 June 23 June 27 100, 000 9,712.49 118, 870. 27 May 4 Citizens N a t i o n a l B a n k , Spokane, Wash Apr. 8,1889 June 6 July 1 150,000 51,470. 33 401, 498.07 May 4 First National Bank, Phillipsbiirg, Mont. Dec. 5,1891 July 1 July 8 50, 000 180,661. 30 May 4 14, 086.14 L i n n County National Bank, Albany, Oregcn May 31,1890 June 19 J u l y 10 100, 000 20,105. 22l 234, 666.14 May 4 * Total, as per report, except capital, surplus, circulation undivided profits, and unpaid dividends. REPORT STATEMENT OF T H E COMPTROLLER snow^r. i;r ' M - >*\: i •» v - O F T H E CURRENCY. *• ;; *:\ I'AIJMD 1 9 3 DtfBiNG THIS d Ah C-I.O'VM at date of last report of condition. Name and location of bauk. ' lapital. Nebraska National Bank, B e a t r i c e , Dec. 21,1889 June 30 Jaly 12 $100, 000 Nebr Gulf National Bank, 50,000 Dec. 2,1800 j May 29 July 14 Tampa, Fla.. Livingston National i Bank, Livingston, 50, 00J Mont* Sept. 11,1889 | July 7 July 20 Chemical National Bank, Chicago, III.. Dec. 15,3891 May 9 j July 21 1, 000, 000 Bozeman National B a n k , Bozeman, 50, 000 Oct. 23,1882 Jnlv 19 July 22 Mont Consolidated Nat i o n B a n k , San 250, 000 Diego, CaL... Sept. 22,1883 June 21 July 24 First National Bank 75, 000 July 16,1889 I July 17 July 26 Cedartown, Ga Merchants' National Bank, Great Falls, 100, 000 Oct. 7,1890 j July 24 July 29 Mont State National Bank, 100, 000 Knoxville, Term.... Aug. 28,1889 | July 22 July 29 M o n t a n a National 500, 000 Bank, Helena, Mont. Nev. 11,1882 I July 27 Aug. 2 I n d i a n a p o l i s Nat i o n a l Bank, In300, 000 dianapolis, Ind Nov. 21^1864 July 25 Aug. 3 Northern National | Bank, Big Rapids, June 5,1871 100,000 Mich July 8 I Aug. 5 First National Bank, 250, 000 Great Falls, Mont.. Jnly 1,1886 1 July 28 | Aug. 5 First National Bank, Feb. 20,1871 | 50, 000 Kankakee, 111.* July 29 Aug. 5 National Bank of the Commonwealth, Manchester, N. H .. Feb.. 9,1892 July 25 Aug. 12 200,000 First National Bank, I 60, 000 Apr. 30,1887 i July 14 Aug. 9 Starkville, Miss Stock Growers National Bank, Miles 75,000 City, Mont Dec. 20,1884 | July 29 Aug. 9 Texas National Bank, 100, 000 San Antonio Tex . . Jan. 31,1885 ! Aug. 4 Aug. 10 A l b u q u e r q u e Nat i o n a l Bank, Al175, 000 buquerque, N. Mex. July 14,1884 July 3 Aug. 11 First National Bank, 100, 000 Vernon, Tex May 13,1889 July 22 Aug. 12 First National Bank, 50, 000 Middlesboro,Ky Jan. 8,1890 July 27 Aug. 12 First National Bank, 150,000 Orlando, Fla Mar. 16,1886 July 24 Aug. 14 C i t i z e n s ' N ati orial Bank, Muncie, Ind*. Mar. 15,1875 Aug. 4 Aug. 14 200, 000 First National Bank, Hot Springs, S.Dak. July 15,1890 July 7 Aug. 17 50, 000 First National Bank, Marion, Kans 50, 000 July 28,1883 j Aug. 1 Aug. 22 "Washington National Bank, T a c o m a, Wash 100, 000 Apr. 23,1889 Aug. 24 Aug. 26 El P a s o National Bank, El Paso, Tex. Deo. 22,1886 Aug. 1 Sept. 2 150,000 Lloyds N a t i o n a l Bank, Jamestown, N.Dak... 100,000 May 4,1891 July 10 Sept. 14 N a t i o n a l Granite State Bank, Exeter, 50, 000 1 May 15,1865 July 27 Sept. 23 srH *Eesurued since October 31. 10665 CUE—-13 Surplus and undivided profits. Other liabilities. Date of last roport of condition. $13,903.70 $250,970. 62 May 4 5,095. 93 159, 662. 54 May 4 16,693.20 125,513.34 May 4 71,982.59 1, 639, 878.46 Mar. 6 14,860.87 187, 351.47 July 12 74,587.01 898, 924.85 May 4 6,837.12 82, 664.01 July 12 11,915.57 178, 239. 58 July 12 14,459.56 152, 983. 33 July 12 210,290. 55 1,189, 516. 08 July ,12 144,448.48 1,823,705.08 July 12 4,164. 90 334, 270. 54 May 4 121,738.04 886, 886. 97 July 12 31,516.97 181,083.15 July 12 21, 589.49 335,529. 71 July 12 9,772.44 49,400. 72 July 12 29,123. 91 265,192. 21 July 12 26,620.84 113, 373.87 July 12 46, 353. 03 433, 559.43 May 4 12, 617.58 141, 753. 54 July 12 4,178.57 37,305.53 July 12 4,789.88 444, 514.13 May 4. 98,922,93 297,150.19 July 12 13, 944. 85 83,108. 91 May 4 1,248. 01 82,047.54 July 12 6,389.40 119,781.87 July 12 73, 652. 61 2$9, 391. 69 July 12 25, 221.65 164,469.40 May 4 10,000.00 138, 355.40 July 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEAR ENDED OCTOBER 31, 1803—Continued. As shown at date of last report of condition. Date of Name and location of authority to bank. commence business. C h a m b e r l a i n National Bank, Chamberlain, S. Dak Port Townsend National Bank, Port Townsend, Wash... First National Bank, Port Angeles, Wash First National Bank, Sundance, Wyo First National Bank, North Manchester, Ind Commercial National Bank, Denver, Colo. First National Bank, Dayton, Tenn Date of failure. Receiver appointed. Capital. 1892. Apr. 8,1890 July 28 1893. Sept. 30 $50, 000 Date of Surplus last reand Other of undivided liabilities.* port condiprofits. tion. $6, 364.46 1892. $31,410.51 July 12 Apr. 18,1890 Sept. 18 Oct. 3 100, 000 3,832. 85 13, 375.67 July 12 May 19,1890 June 26 Oct. 5 50,000 4, 493.74 130, 976. 92 May 4 June 16,1890 Oct. 3 Oct. 11 50, 000 8, 463.54 67, 943.70 July 12 Mar. 17,1883 Oct. 4 Oct. 16 50,000 16,696. 47 104,256.41 Oct. Sept. 6,1889 July 18 Oct. 24 250,000 66,741. 80 463,216.11 July 12 50,000 2, 371. 77 July 10,1890 Oct. 21 Oct. 25 Total. 51,488.90 Oct. 3 3 10, 935, 000 2,431,952.21 24,049,466. 75 STATEMENT GIVING THE TITLE OF THE FIVE NATIONAL BANKS THE AFFAIRS OF WHICH WERE CLOSED DURING THE YEAR ENDED OCTOBER 31, 1893, WITH DATE OF APPOINTMENT OF RECEIVER, TOTAL DIVIDENDS ON PRINCIPAL OF CLAIMS, AND PROPORTION OF INTEREST PAID. Name and location of bank. First National Bank, Albion, N. Y Middletown National Bank, Middletown, N. Y . . First National Bank, Erie, Kans Pacific National Bank, Boston, Mass First National Bank, Union Mills, Union City, P; Date of ap- Total divi- Proportion pointment of dends on of interest principal. receiver. paid. Aug. 26,1884 Nov. 29,1884 July 2,1892 May 22,1892 Mar. 24,1883 Per cent. 35 100 100 65.3 70 Per cent. 21.6 REPORT OF THE COMPTROLLER OF THE CtlfiRENCY. 195 DIVIDENDS, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT NATIONAL BANKS DURING THE PAST YEAR ; WITH THE TOTAL DIVIDENDS LN EACH CASE UP TO NOVEMBER 1, 1893. Date of apof Name and location of bank. pointment receiver. First National Bank, Union M a r . 24,1883 Mills, Union City, Pa First National Bank, Albion, N.Y A u g . 26,3884 Middletown National Bank, Nov. 29,1884 Middletown, N. Y First National Bank, AbiJan. 23,1890 lene, Kans First National Bank, Belleville, Kans Dec. 12,1890 ....do Do People's National Bank, Fayetteville, N. C Jan. 20,1891 Second National Bank, McMar. 25,1891 Pnerson, Kans Do ....do National City Bank, Marshall, Mich June 22,1891 Ninth National Bank, Dallas, Tex July 16,1891 Florence National Bank, Florence, Ala July 23,1891 First National Bank, Palatka, Fla Aug. 7,1891 First National Bank, Clearfield, Pa Oct. 7,1891 Do. ....do First National Bank, Coldwater, Kans Oct. 14,1891 Corry National Bank, Corry, Pa*. Nov. 21,1891 Cheyenne National Bank, Cheyenne, Wyo Dec. 5,1891 Do ....do First National Bank, Wilmington, N. C Dec. 21,1891 Huron National Bank, Huron, S. Dak Jan. 7,1892 First National Bank, Downs, Kans Feb. 6,1892 Bell County National Bank, Temple, Tex Feb. 19,1892 First National Bank, Deming, N. Mex Feb. 29,1892 First National Bank, Silver City, N. Mex ....do Lima National Bank, Lima, Ohio Mar. 21,1892 Cherry vale National Bank, Cherry vale, Kans J u l y 2,1892 First National Bank, Erie, | Kans J u l y 2,1892 First National Bank, Hockwall, Tex July 20,1892 Vincennes National Bank, Vincennes, Ind July 22,1892 Do d Do ....do First National Bank, Del Norte, Colo Jan. 14,1893 Newton National Bank, Newton, Kans Jan. 16,1893 Do ....do Capital National Bank, Lincoln, Nebr Feb. 6,1893 Bankers and Merchants'National Bank, Dallas, Tex ... . . . . d o Commercial National Bank, Nashville, Tenn Apr. 6,1893 Do ....do Alabama National Bank, Mobile, Ala Apr. 18,1893 Evanston National Bank, Evanston, 111 June 7,1893 Dividends paid daring the year. Date. Amount. Total dividends paid dePer cent. positors. Proportion of interest paid depositors. Per cent, Per cent. Apr. 15,1893 $1, 642. 08 .90 Apr. 19,1893 26, 649. 76 6.50 35 May 29,1893 29,911.15 4.6 100 Apr. 21,1893 7,563. 30 10 80 Mar. 28,1893 Oct. 31,1893 7, 629. 02 1,526. 31 25 5 95 100 50 Aug. 25,1893 20,246.81 Jan. 24,1893 Oct. 27,1893 8,459.86 Sept.26,1893 Oct. 11,1893 Aug. 1,1893 May 17,1893 Jan. 21,1893 June 16,1893 4, 428. 32 15 70.90 20 10.3 40 50.3 10 95 20 35 15, 504.80 19,620.00 25 25 10 45 25 75 100 8, 255.48 27,430.34 39, 756.50 37,424.46 25 50 J u l y 1,1893 8, 502.91 May 26,1893 56,795.15 Apr. 29,1893 Dec. 22,1892 28,115. 77 42,124.66 10 10 15 50 40 J u n e 5,1893 53, 070. 91 10 40 5,1893 2, 827.36 20 40 Aug. 28,1893 12, 615.81 35 Feb. 10,1893 7,732.17 Oct. 11,1893 20, 294.94 15 ....do 16,901.14 20 Apr. 21.16 25 60 60 60 40 40 N o v . 30,1892 5, 322. 60 Feb. 4,1893 3,115. 96 20 20 Feb. 14,1893 11,725.18 30 100 Oct. 23,1893 15, 900. 00 35 35 Jan. 23,1893 Apr. 15,1893 June 9,1893 22,432. 28 67, 371.97 22,443.02 10 30 10 100 Aug. 30,1893 7,714.14 10 40 70 , 80 10 J u l y 1,1893 Oct. 2,1893 25, 892.88 18, 277.99 30 20 30 50 Aug. 25,1893 81,282.42 10 10 Oct. 11,1893 52,528.56 50 50 July 1,1893 Oct. 7,1893 376, 321. 95 138,516.19 30 10 30 40 July 25,1893 33,099.22 50 50 A u g . 10,1893 14,950. 80 100 196 REPORT OF THE COMPTROLLER OF THE CURRENCY, PivmE}O>6, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT NATIONAL BANKS DURING THE PAST YEAR, ETC.—Continued. Date of apName and location of bank. pointment of receiver. National Bank of Deposit, HewYork,N.Y Do First National Bank, Brady, T r Citizens' National Bank, Hillsboro, Ohio Chemical National Bank, Chicago, 111 Northern National Bank, Big Rapids, Mich ^Third National Bank, Malone,N.Y Maverick National Bank, Boston, Mass *.. First National Bank, Ponca, Nebr State National Bank, Knoxville, Tenn Consolidated National Bank, San Diego, Cal Chamberlain National Bank, Chamberlain, S. Dak Eed Cloud National Bank, Red Cloud, Nebr First National Bank, Red Cloud, Nebr Do First National Bank, Kansas City, Elans Pacific National Bank, Boston, Mass Commercial National Bank, Dubuque, Iowa Total. Dividends paid during the year. Date. Amount. Total dividends paid dePer cent. positors. Proportion of interest paid depositors. Per cent. Percent. June 9,1893 Aug. 5,1893 ....do Oct. 24,1893 $204, 630.17 199, 860.00 40 35 40 75 June 13,1893 Sept. 25,1893 12,308.68 40 40 June 16,1893 ....do 81,112. 60 25 25 July 21,1893 Sept. 30,1893 597, 032. 77 50 50 Aug. 3,1893 Oct. 31,1893 56, 606. 56 25 25 Dec. 30,1889 Dec. 31,1892 11,192. 92 19.25 99.25 | Nov. 2,1891 Oct. 31,1893 189, 838.33 2.5 87.5 May 13,1893 ....do 14,771.50 20 July 22,1893 ....do 20,893.75 25 25 July 24,1893 ....do 134, 450.73 25 25 7, 712.04 20 50 50 July 1,1891 July 26,1893 15,053. 75 17.5 80 July 16,1891 July 29,1893 Dec. 1,1892 5, 709.16 10, 348. 01 10 50 40 Aug. 17,1891 June 26,1893 May 22,1882 July 5,1893 31,961.73 Apr. 2,1888 Nov. 18,1892 30, 472. 38 Sept. 30,1893 ....do 15, 255.74 3,041,134.99 |. 20 40 15 1.3 7 j 65.3 57 STATEMENT SHOWING RECEIVERSHIPS IN AN INACTIVE CONDITION. Name and location of bank. First National Bank, Anderson, Ind German-American National Bank, "Washington, D. C . Third National Bank, Chicago, 111 Mechanics' National Bank, Newark, N.J First National Bank, Livingston, Mont First National Bank, Pine Bluff, Ark First National Bank, Leadville, Colo First National Bank, St. Albans, Vt Fifth National Bank, St. Louis, Mo First National Bank, Sioux Falls, S. Dak Gloucester City National Bank, Gloucester City, N. J First National Bank, Sheffield, Ala Harper National Bank, Harper, Kans City National Bank, Hastings, NeLr Pratt County National Bank, Pratt, Kans Florence National Bank, Florence, Ala • And interest. Date of appointment of receiver. Dividends paid. °er cent. Nov. 23,1873 43 Nov. 1,1878 68.7 Nov. 24,1877 *100 Nov. 2,1881 67.405 Aug. 25,1884 95 Nov. 20,1886 45 Jan. 24,1884 40 Apr. 22,1884 25 Nov. 15,1887 96 Mar. 11,1886 40 June 10,1890 40 Dec. 23,1889 15 Feb, 10,1890 80 Jan. 14,1891 30 Apr. 7,1891 70 Aug. 17,1891 25 I 198 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT NATIONAL B A N K S , D A T E S OF ORGANIZATION, A P P O I N T M E N T O F R E TEiVT, W I T H AMOUNTS O F NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLLECT ASSETS, E X P E N S E S O F R E C E I V E R S H I P , CLAIMS P R O V E D , D I V I D E N D S P A I D AND Name and location of bank. Date of Capital organization. stock. Receiver appointed. F i r s t National Bank, Attica, N. T J a n . 14,1804 000 Apr. 14,1865 Venango National Bank, Franklin, P a May 20.1865 300, 000 M a y 1,1866 200,,000 M a y 8,1866 Merchants' National Bank, Washington, D. C Dec. 14,1864 50, 50. 000 Mar. 13,1867 F i r s t National Bank, Medina, N. Y i Feb. 3,1864 100, 000 Mar. 21,1867 Tennessee National Bank, Memphis, Tenn J u n e 5,1865 100, 000 j*pr. 30,1867 F i r s t National Bank, Solma, Ala Aug. 24,1865 500, 000 M a y 20,1867 First National Bank, New Orleans, La Dec. 18.1863 120, 000 A u g . 20,1867 National Unadilla Bank, Unadilla, N. Y J u l y 17,1865 300, 000 Sept. 6.1867 Fanners and Citizens' National Bank, Brooklyn, N. Y J J u n e 5,1865 200, 000 Oct. 1,1867 Croton National Bank, New York, N. Y ' Sept. 9,1865 F i r s t National Bank, Bethel, Conn I May 15,1865 60, 000 Feb. 28,1868 F i r s t National Bank, Keokuk, Iowa Sept. 9,1863 100, 000 M a r . 3,1868 National Bank of Vicksburg, Miss Feb. 14,1865 50, 000 Apr. 24,1868 F i r s t National Bank, Rockford, 111 i May 20,1864 50, 000 M a r . 15,1869 First National Bank of Nevada, Austin, Nev I J u n e 23,1865 250, 000 Oct. 14,1869 Ocean National Bank, New York, N. Y ! J u n e 6,1865 1,000, 000 Dec. 13,1871 200, 000 Dec. 15,1871 Union Square National Bank, New York, N. Y j Mar. 30,1869 I 250,,000 ....do Eighth National Bank, New York. N. Y ! Apr. 6,1864 ! 200, 000 Dec. 20,1871 ! Fourth National Bank, Philadelphia, P a ; Feb. 26,1864 | 106, 100 Apr. 23,1872 ! Waverly National Bank, Waverly, N. Y i May 29,1865 j i First National Bank, Fort Smith, A r k ! Feb. 6,1866 i 50, 000 May 2,1872 AAA "T4^.^ 1O 1 OrO 250, 000 j Scandinavian National Bank, Chicago. Ill i May 7,1872 ! Dec. 12,1872 175, 000 D e c 31,1872 Wallkill National Bank, Middletown, N. Y | J u l y 21,1865 I 500, 000 Mar. 18,1873 Crescent City National Bank, New Orleans, La ! Feb. 15,1872 j 300, 000 Apr. 28,1873 Atlantic National Bank, New York, N. Y I J u l y 1,1865 I 500, 000 Sept. 19,1873 F i r s t National Bank, Washington, D. C | J u l y 16,1863 i 750, 000 Sept, 22.1873 National Bank of the Commonwealth, New York, N. Y . | J u l y 1,1865 | 400, 000 Sept. 25,1873 Merchants' National Bank, Petersburg, Va | Sept. 1,1865 I 200, 000 . . . :do F i r s t National Bank, Petersburg. Ya j J u l y 1,1865 j 100. 000 Oct. 18,1873 F i r s t National Bank, Mansfield, Ohio A May 24,1864 j 600; 000 Oct. 23,1873 New Orleans National Banking Association, New Or- i May 27,1871 j leans, La. I 50.000 Oct. 24,1873 F i r s t National Bank, Carlisle, P a J u l y 7,1863 50, 000 Nov. 23,1873 F i r s t National Bank, Anderson. I n d J u l y 31,1863 100, 000 Dec. 16.1873 First National Bank, Topeka, Kans Aug. 23,1866 100,000 J u n e 3,1874 F i r s t National Bank, Norfolk, Va Feb. 23,1864 50, 000 Nov. 28,1874 Gibson County National Bank, Princeton. Ind Nov. 30,1872 150, 000 Dec. 10,1874 F i r s t National Bank of Utah, Salt Lake City, Utah Nov. 15,1869 500,000 Feb, 1,1875 Cook County National Bank, Chicago, 111 J u l y 8,1871 100, 000 Oct. 22,1875 F i r s t National Bank, Tiffin, Ohio Mar. 16,1865 200, 000 Oct. 28,1875 Charlottesville National Bank, Charlottesville, Ya J u l y 19,1865 150, 000 J a n . 24,1876 Miners' National Bank, Georgetown, Colo Oct. 30.1874 200, 000 Feb. 1,1876 Fourth National Bank, Chicago, 111.* j Feb. 24,1864 30, 000 . . ..do F i r s t National Bank, Bedford, Iowa | Sept. 18,1875 50, 000 Feb. 26,1876 First National Bank, Osceola, Iowa j J a n . 26,1871 100,000 Mar. 13, 1876 F i r s t National Bank, Duluth, Minn Apr. 6,1872 First National Bank, La Crosse, W i s I J u n e 20,1865 50, 000 Apr. 11,1876 May 17,1876 City National Bank, Chicago, 111 i Feb. 18,1865 250, 000 W a t k i n s National Bank, Watkins, N. Y J u n e 2,1864 75, 000 J u l y 12,1876 Sept. 23,1876 F i r s t National Bank, Wichita, Kans i J a n . 2,1872 60, 000 Oct. 7,1863 First National Bank, Greenfield, Ohio * 50, 000 Dec. 12,1878 Apr. 1,1865 National Bank of Fishkill, N. Y 200,000 Jan. 27,1877 Aug. 5,1863 First National Bank, Franklin, Ind. 132, 000 Feb. 13,1877 Northumberland County National Bank, Shaniokin, Pa. Jan. 9,1865 67, 000 Mar. 12,1877 July 25,1865 First National Bank, Winchester, 111 50,000 Mar. 16,1877 Jan. 16,1865 National Exchange Bank. Minneapolis, Minn 100,000 May 24,1877 Bank of the State of Missouri, St. Louis,, Mo.. Oct. 30,1866 2, 500, 000 J u n e 23,1877 National Ba t , First National Bank, Delhi, Ind Mar. 25,1872 50, 000 J u l y 20,1877 First National Bank, Georgetown, Colo May 31,1872 75, 000 Aug. 18,1877 120, 000 Aug. 20.1877 Lock Haven National Bank, Lock Haven, Pa June 14,1865 Third National Bank, Chicago, 111 | Feb. 5,1864 750,000 Nov. 24,1877 Central National Bank, Chicago, HI Sept. 18,1872 200, 000 Dec. 1,1877 500, 000 Feb. 11,1878 _First . . National „ . . Bank, _ - -Kansas City, - . . Mo. ~ 'Nov. 23,1865 100,000 . . . . d o Commercial National Bank, Kansas City, Mo. June 3,1872 112, 500 Feb. 28,1878 First National Bank, Ashland, Pa. * Apr. 27,1864 100, 000 Mar. 23,1878 First National Bank, Tarry town, N. Y Apr. 5,1864 250,000 Apr. 15,1878 First National Bank, Allen town, Pa. * Dec. 16,1863 100, 000 May 15,1878 First National Bank, Waynesburg, Pa. * Mar. 5,1864 200, 000 J u n e 8,1878 Washington County National Bank, Greenwich, N. Y.. June 30,1865 50, 000 . . . . d o First National Bank, Dallas, Tex July 16,1874 100, 000 Sept. 13,1878 People's National Bank, Helena, Mont May 13,1873 50, 000 Sept. 14,1878 First National Bank, Bozeman, Mont Aug. 14,1872 50,000 Sept. 25,1878 Merchants' National Bank, Fort Scott, Kans.* J an. 20,1872 * Formerly in voluntary liquidation. REPORT OF THE COMPTROLLER OF THE CURRENCY. 199 CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING- SYSEI) FROM ALL SOURCES, LOANS PAID AND OTHER DISBURSEMENTS, LOSSES ON REMAINING ASSETS RETURNED TO STOCKHOLDERS. Nominal assets at date of suspension. Estimated good. $50, 823 83, 713 *"""i8,"424" 50,000 116, 422 853,148 36, 748 1,175, 656 255, 235 39, 486 98, 240 21,584 7,000 129, 721 1, 867, 641 364,973 229, 617 653, 658 86,493 15, 800 100, 000 127, 769 379, 020 336, 833 1, 000, 000 1, 435,113 342, 260 100, 000 94,483 300, 000 28,077 50, 000 25, 000 77, 723 51, 296 6,300 619,836 140, 000 169, 520 20,000 27,123 29, 752 74; 376 18,093 35, 000 453, 037 86,014 59, 226 194, 665 86, 492 67, 246 67, 541 135, 231 935, 999 175, 254 34, 368 220, 481 1, 330,215 157,438 1,118,118 52,349 107, 318 100, 994 19,879 311,324 48,149 32,559 9,010 21,225 Estimated doubtful. $28, 053 57,029 860, 929 2,029 395, 412 96, 556 276,400 69, 857 121, 683 144, 903 4,809 79, 652 49, 959 811 497, 292 Additional assets received sincej Estimated d a t e of worthless. suspension $115, 538 818,154 $13, 692 27, 741 10i,072 ""5." 400" 26; 579 57,732 156, 575 19, 449 121, 017 21, 572 12, 212 13,426 736, 997 40, 000 14,174 100, 000 50, 000 110, 450 58, 852 1, 277, 690 473, 372 252, 250 50,000 173, 378 100,000 55,386 80, GOO 85, 000 56, 350 32, 011 204, 600 1, 250,163 120,000 105,218 190, 069 131, 227 26, 858 19, 938 118, 300 25, 000 478,917 44,582 18, 387 57, 675 262, 909 58,188 112, 026 66, 025 90, 704 2, 818, 966 6,250 52, 627 150,650 631,797 161,441 313, 726 74, 724 41,584 132,445 15, 869 27,894 36, 245 95, 251 76, 046 15,543 78, 415 701,116 86, 856 272, 757 65, 361 83, 830 125, 057 22, 569 91, 412 942, 283 91, 355 165,442 37,494 25, 000 168,100 25,000 148, 920 283, 550 453, 593 321, 722 79,409 7,954 376,870 29,267 103, 057 78,857 80,297 29, 055 3,274 151,439 63, 620 257, 655 65, 802 9,359 5, 737 35, 855 65,097 85, 805 9,105 67,531 51,403 200,909 25,941 79,101 124, 371 633, 744 6,596 629,113 24, 990 330, 704 170, 712 405, 000 51,175 19,070 153, 467 185, 220 42, 284 236, 971 67,423 166,151 333 46, 588 30, 371 42, 236 124, 832 11,895 49, 409 32, 517 6, 537 24, 866 25,102 168, 603 128. 337 215; 724 404, 431 103, 609 43, 225 21, 095 654,185 2,574 100, 607 14,241 3,542 12, 816 15, 258 678, 349 18, 439 30,696 27, 287 3,084 9,635 15,162 13, 816 44;815 86,248 21, 738 3,681 376 49,441 24, 217 14, 770 14, 270 18, 411 433, 400 1*3, 478 30, 398 34, 350 97,047 16, 680 19, 817 6,723 20, 289 2,171 1,861 13, 749 4,305 67,942 21, 090 1,892 Total assets. $208,106 986, 637 860. 929 126, 925 471, 991 349,125 1, 987, 239 212, 910 1, 691,113 487, 071 140, 337 316, 375 94,112 38,182 760, 661 2, 934, 756 468, 223 1,181, 465 653, 658 196, 504 61, 511 392, 966 227, 871 806, 993 807,572 2,493, 414 2, 766, 509 1, 019, 841 272,634 296, 910 1,431,055 115,304 333, 664 203, 098 217, 912 125,178 229, 432 2, 699, 787 342, 059 563, 089 237, 356 227, 236 75, 604 115, 213 186, 064 169, 912 1,104,007 161,439 148,825 58, 051 558,418 369, 806 219, 983 226. 937 368, 717 4, 822,109 201, 578 746,506 430,471 2, 389, 763 506, 271 1, 856, 661 184, 971 176,831 274, 750 339. 715 60, 014 589, 938 156,122 361,903 136, 479 85,248 Nominal Loss on value assets comOffsets pounded or of assets allowed and sold under j returned to settled. order of stockcourt. holders. $18,661 69,445 6,845 58, 645 55, 342 30, 641 1,570 - 33,454 4,608 274 317, 742 285, 736 101, 719 38, 911 303, 504 15, 780 6,211 30, 378 8.949 98, 460 280, 955 368,992 103,842 3,225 5, 735 8,964 7,068 10, 410 26, 951 2,191 3,595 2,869 452, 953 60, 447 24, 882 8,761 2,100 3,510 3, 043 1,139 4,296 48,381 3,151 17,409 13,192 60,311 8,487 6,537 21,498 166,831 62, 774 36, 598 41, 324 59, 322 7,245 1,482, 725 22,962 16, 072 164, 949 20, 608 714 18, 541 30, 088 12,492 7,700 178 $114, 236 796.197 68(1 665 93, 638 380, 383 179, 894 929, 289 132 400, 903 187, 586 70,122 123, 409 57, 938 219, 750 1, 254, 358 9,855 379,794 56, 011 37, 629 224, 703 22, 084 285, 346 161,013 765, 356 589,213 616, 642 146, 764 182, 231 715,584 51, 294 235,127 118,083 55, 917 54, 332 196, 231 1, 948, 095 84, 709 58, 715 186, 254 6,266 49, 929 30, 319 111, 780 85, 019 470, 908 18, 635 67, 345 44,344 223, 375 203,792 99, 588 117,173 139,309 1,771, 699 1,310 606, 580 143,664 310,813 287, 682 22, 559 67, 396 33, 863 53,473 36, 957 34, 259 112,818 I 268, 000 47, 239 6,972 106, 292 32, 372 20,141 65,804 279,987 200 Her INSOLE i N i <>r r\ r \ "I'/N ! " •: <»• v , n\i ^r\r \ M, w w 1 Name and location of bank. 73 Farmers' National Bank, Platte City, M o . . . . . . . . . . . . 74 First National Bank, Warrensburg,"Mo 75 German-American National Bank, Washington, D. C 76 German National Bank, Chicago, 111. * 77 Commercial National Bank, Saratoga Springs, N. Y... 78 Second National Bank, Scranton, Pa. * 79 National Bank of Poultney, Vt 80 First National Bank, Monti cello, Ind 81 First National Bank, Butler, Pa 82 First National Bank, Meadville, Pa 83 First National Bank, Newark, N. J 84 First National Bank. Brai tleboro, Vt 85 Mechanics' National Bank, Newark, N. J 86 First National Bank. Buffalo, N. Y , 87 Pacific National Bank, Boston, Mass 88 First National Bank of Union Mills, Union City, Pa 89 j Vermont National Bank, St. Albans, Vt ." 90 t First National Bank, Leadville, Colo 91 j City National Bank, Lawrenceburg, Ind, *. 92 I First National Bank, St. Albans, Vt 93 j First National Bank, Monmouth, 111 94 j Marine National Bank, New York, N. Y 95 I Hot Springs National Bank, Hot Springs, Ark 96 j Richmond National Bank, .Richmond, Ind 97 i First National Bank, Livingston, Mont 98 j First National Bank, AH don, N. Y 99 | First National Bank, Jamestown, N. Dak 100 I Logan National Bank, West Liberty, Ohio 101 I Middletown National Bank, Middletown, N. Y 102 103 Farmers' National Bank, Bushnell, 111 104 Schoharie County National Bank, Schoharie, N. Y 105 I Exchange National Bank, Norfolk, Va 106 First National Bank, Lake City, Minn 107 Lancaster National Bank, Clinton, Mass 108 First National Bank, Sioux Falls, S. Dak 109 First National Bank, Wahpeton, N. Dak 110 First National Bank, Angelica, N. Y „. 111 City National Bank, William sport, Pa 112 Abmgton National Bank, A bington, Mass. f First National Bank, Blair, Nebr. 113 114 First National Bank, Pine Bluff, A rk 115 Palatka National Bank, Palatka, Fla 116 Fidelity National Bank, Cincinnati, Ohio 117 Henrietta National Bank. Henrietta, Tex 118 National Bank of Sumter, S. C 119 First National Bank, Dansville, N. Y. 120 | First National Bank, Corry, Pa 121 | Stafford National Bank, Stafford Springs, Conn J............. 122 | Fifth National Bank, St. Louis, Mo 123 Metropolitan National Bank, Cincinnati, Ohio 124 First National Bank, Auburn, N. Y 125 Commercial National Bank, Dubuque, Iowa. 126 |1 State National Bank, Raleigh, N. C 127 Second National Bank, Xenia, Ohio 128 I Madison National Bank, Madison. S, Dak 129 Lowell National Bank, Lowell, Mich 130 I California National Bank, San Francisco, Cal 131 j First National Bank, Anoka, Minn 132 National Bank of Stielbyville, Tenn 133 I First National Bank, Sheffield, Ala 134 | Third National Bank, Malone, N. Y , 135 i First National Bank, Abilene, Kans 136 j Harper Nation al Bank, Harper, Kans 137 j Gloucester City National Bank, Gloucester City, N. J !. 138 I Park National "Bank, Chicago, 111 139 I State National Bank, Wellington, Kans -... 140 Kingman National Bank, Kingman, Kans 141 First National Bank, Alma, Kans .^ 142 First National Bank, Belleville, Kans 143 First National Bank, Meade Center, Kana -. . 144 American National Bank, Arkansas Citv, Kans 145 City National Bank, Hastings. Nebr.... * 146 People's National Bank, Fayetterilie, N. C147 Spokane National Bank, Spokane Falls, VTash. F i r s t National Bank, Ellsworth, K a n s * Formerly in voluntary liquidation. i OF RE A i imioxAL ASSETS, j <\'.pita] n ' stock. i Receiver j appointed. $50, GOO Oct. 1,1878 100,000 Nov. 1,1878 130,000 . . . . d O 500. 000 Dec. 20,1878 .Win- . l*r, i 100,000 Feb. 11,1879 A io ;» l ^ , i ' 200! 000 Mar. 15.1879 100.000 Apr. 7,1879 y " M WJ> 50,000 J u l y 18,1879 50.000 J u l y 23.1879 100. 000 J u n e 9,1880 :.oo. 000 J u n e 14,1880 J ,< . 0 ^ 300. 000 J u n e 19.1880 500! 000 Mar. 2.1881 .•i. . 9 * 100.000 Apr. 22,1882 i I, 5 ]h V M \ 9 1877 I 961, 300 May 22,1882 50. 000 Mar. 24,1883 v». t 2; w / ) i 200. 000 Aug. 9.1883 "M n 19 is,"'. ' 60. 000 J a n . 24,1884 100. 000 Mar. 11,1884 i . 1> 24 H8J 100,000 Apr. 22,1884 75. 000 . . . . d o •Jim 7 HS2 i 400. 000 May 13,1884 .!•!,.( 3 IS'".) I 50, 000 J u n e 2,1884 250. 000 J u l y 23.1884 50. 000 Aug. 25.1884 V- ' J 1 Ho'100. 000 Aug. 26.188-1 50. 000 Sept. 13.1884 5), 000 Oct. 18,1884 • I. 7 i S5 / I. 1 J ]b ". I 200,000 Nov. 29,1884 50, 000 Dec. 17,1884 V » 1^ ',o7 50,000 Mar. 23,1885 800, 000 Apr. 9,1885 50. 000 J an. 4,1886 100, 000 J a n . 20,1886 M i . 1 5 1880 ' 50, 000 Mar. 11,1886 J < o 2,1882 | 50, 000 Apr. 8,1886 100, 000 Apr. 19,1886 Si', : 1 ?! 1^74 ! 100, 000 May 4,1886 .l-i \ I 1-65 | J 50, 000 i Aug. 2,1886 50, 000 I Sept. 8,1886 50, 000 I Nov. 20,1886 1 > o\ _\i 1^84 50.000 J u n e 3,1887 1 • >. 1J7, 1S»P 1, 000, 000 I J u n e 27,1887 A u -. 8. l.v*3 50, 000 I Aug. 17,1887 50, 000 ! Aug. 24,1887 50,000 I Sept. 8,1887 100,000 • Oct. 11,1887 200. 000 ! Oct. 17.1887 300, 000 1 Nov. 15,1887 1,000, 000 I Feb. 10,1888 150,000 S Feb. 20,1888 100,000 | Apr. 2,1888 100,000 ' Mar. 31.1888 150.000 May 9,1888 50, 000 I J u n e 23,1888 50. 000 Sept. 19,1888 J >J ( 14 ii-63 200, 000 J a n . 14,1889 O< " . 0 18^6 50, 000 Apr. 22,1889 S i ] • I i 1882 ' 50, 000 Dec. 13,1889 (hi. 2 1, 1-74 ! 100. 000 Dec. 23,1889 Jn. ] • 1887 50, 000 Dec. 30,1889 J i 1 15 1 ^ 5 ! 100, 000 J a n . 21,1890 .i' . _: W 9 50, 000 j Feb. 10,1890 J n 6 l^o 50,000 I J u n e 12,1890 O 1 ^<J lh^8 200, 000 I J u l y 14,1890 U.i' II J8^G 50. 000 Sept. 25,1890 100. 00i) I Oct. 2.1890 75, 000 ! Nov. 21,1890 50.000 Doc. 12,1890 50, 000 : Dec. 24,1890 300, 000 ! Dec. 26,1890 100. 000 I J a n . 14,1891 •5 125, 000 ! Jan. 20,1891 c? Jan 24 1 ^ 1 100, 000 ! Feb. 3,1891 l 50, 000 i Feb. 11,1891 Soj>t 11,1 <«^4 | J' i\ ,1 h71 t Restored t solvency. REPORT OP THE COMPTROLLER OF THE CURRENCY. CEIVER A.NM) C L O ^ l ^ a , SIN^CE THE OllGANEZATEON OF THE NATIONAL 201 BANKING AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued. Nominal assets at date of suspension. Additional Estimated good. $9, 561 90, 953 256, 286 104, 966 133.169 264. 908 68. 078 23. 646 12, 647 115, 012 418, 951 51, 574 1,114, 503 488,892 648, 710 161, 699 124,114 72,197 13. 993 217! 314 172, 940 3, 496. 495 31, 058 367,109 33, 543 55, 763 7, 519 60. 096 600^ 810 13,170 96, 981 1, 273, 711 57. 487 144, 850 48, 510 20,505 59. 810 154, 879 122, 551 235,474 50, 793 15, 646 2, 464, 079 74,171 66, 081 17', 449 156, 586 208, 243 580, 321 1, 668, 952 268, 961 333, 506 152, 390 181, 870 17,136 55,535 400, 003 83, 776 1,898 153, 262 74,662 38, 896 25, 775 • 6,675 342, 921 23, 319 11,416 9,233 10, 794 6,201 206,303 48,128 101, 878 314, 354 102,952 Estimated doubtful $18, 691 194, 457 139, 514 101, 971 167, 503 101,178 97, 257 6, 734 134,716 22, 545 64, 041 185, 002 65,526 1, 416, 793 46, 829 520, 917 56, 042 14, 500 96.875 96, 543 816, 916 27, 774 72. 356 15, 304 44, 446 29, 826 22. 695 53, 692 3,874 39, 593 1, 441, 378 91, 996 138, 707 137, 859 66, 965 28,459 26, 825 168,164 8,000 82, 612 32, 092 915, 577 35, 999 assets reE s t i m a t e d ceived since date of worthless. suspension. $42. 296 11, 578 37, 923 475,052 28. 969 104,858 18,384 4, 374 34, 737 12. 863 55. 895 302, 654 78,286 696, 987 1, 397. 334 16, 309 118, 618 102,112 2. 554 49. 951 9,688 1, 568, 940 27,190 171, 319 22. 255 113. 329 29j 352 8,397 20, 239 119,869 929, 388 787,598 160, 617 324, 872 176, 652 214, 560 91,153 71,124 61, 519 44, 698 98.099 117, 240 31, 442 92, 995 21,224 12, 317 256, 395 77, 765 101, 635 27,273 50, 866 42, 808 376. 977 59. 642 24, 882 190, 090 46,213 167, 075 62,229 28,010 938,916 7,291 8,094 3,821 44,909 70,458 24, 398 5,462 6,834 4,909 8,791 2,494, 511 12, 995 159 37, 572 66, 710 60, 869 61, 622 125, 236 510, 790 15,112 137,561 78, 496 20, 025 1,316 216, 704 17, 225 44,592 72,568 33,827 81, 897 19, 674 56, 237 142, 551 11, 646 64, 792 40, 709 22, 426 21, 564 55, 732 110,400 124. 504 9,060 43,981 $1, 944 33, 375 61.147 29. 881 17, 085 47. 591 19. 560 15, 017 27, 503 19,198 41,173 43,895 231, 058 36. 916 425, 859 23. 640 20,617 52. 069 1,599 77, 584 32, 854 712, 681 6.407 124; 054 867 212, 500 3,312 56. 057 127,451 11,899 4,809 60,858 57, 994 69, 964 5,700 4,138 7,798 35, 202 21,633 5,439 4,404 1,790 1,483, 980 25, 696 17, 769 56, 220 29, 501 29,177 88, 879 7, 111 253, 888 29,221 8,398 69, 652 34,152 46, 811 95, 050 18,077 6,092 3,067 2,383 1,641 2,868 7,266 41,536 9,953 5,592 13,795 745 358 108, 294 15, 717 22, 626 141, 626 1,066 Loss on Nominal assets comvalue pounded or j of assets sold u n d e r r e t u r n e d t o stockorder of holders. court. TnHl $72, 492 330, 363 494. 870 711, 870 346. 726 518, 535 2u3, 279 49, 771 209, 603 169, 618 580. 060 398,123 608. 849 1, 288, 321 3, 888, 696 248,477 , 784. 266 1 282, 420 82, 646 441. 724 312, 025 6, 595, 032 92, 429 734, 838 71, 969 426, 038 70, 009 138, 848 949, 082 91,172 169, 303 3, 714,863 214,768 361, 615 195,890 136, 517 166, 525 241, 304 317,810 255, 747 142, 718 58, 319 7, 358,147 148,861 84,009 119, 638 273, 036 418,158 1, 660, 210 2, 588, 897 1,194, 256 1,702, 711 475, 001 544, 578 162, 466 174, 786 773, 276 163, 776 150, 681 346, 237 142, 314 215, 429 69, 541 82, 495 783,403 122, 683 183, 435 91, 010 84, 831 70, 931 747, 306 233,887 273, 890 655.130 194,212 $10, 947 55, 255 165, 846 6.170 17,475 36. 737 3, 353 8.411 11. 920 3,345 154, 945 4, 902 73. 925 172, 063 73, 925 4,376 19,171 8,970 52 9,888 5,320 904, 558 5.381 32, 233 84 42, 269 5 11,140 22,189 3,411 508 197, 261 584 18,883 54,116 1,168 1,284 4,104 3,721 5,645 127 $8. 207 118, 507 92. 833 521, 783 101. 810 20?», 982 25, 729 64 106. 562 26, 043 86, 953 801 66, 364 650, 736 66, 364 89. 925 483, 834 124, 918 16. 017 152. 038 11. 071 118. 244 31. 402 348. 492 23,118 144. 070 49. 155 75,679 300,526 350 89, 506 461,520 641, 630 6,594 883 19.806 8,971 10, 556 164, 276 17,528 52, 010 71,172 67, 849 13, 275 2,001 1,840 21, 019 2,196 1,001,138 3,6i9 1, 416 1,733 5,600 281 76,124 801 1,541 274 200 4,047 288 8,143 67, 577 2,420 36, 21, 106, 10, 030 268 872 211 816 76, 659 2,358 76, 736 1,057 68,034 124, 580 10,146 582, 000 16, 000 309,000 121, 369 220,176 39,557 109, 773 33, 240 128, 879 22, 360 122,751 232,147 25,354 157, 695 9,164 6, 812 23,696 8,934 32; 791 516 5,000 8,191 7,645 171, 877 11, 543 1,802 $69, 659 72, 754 77, 592 26, 439 302,654 73 74 75 76 77 78 79 80 81 82 83 I 84 85 86 87 89 90 91 92 93 94 95 18, 517 96 97 98 99 100 101 41,079 102 103 104 105 65,573 60, 998 106 107 108 77, 725 109 70, 715 110 38, 917 111 43, 697 112 113 44,068 114 1115 37,585 1116 ! 117 1118 i 119 133,585 ! 120 121 1,164, 063 122 123 124 125 161, 275 1126 1127 39, 557 ! 128 , 1129 1,130 1131 1132 133 134 135 136 137 138 139 140 141 1142 !l43 [144 ) 145 146 147 202 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT NATIONAL P>ANKS, D A T E S OF ORGANIZATION, A P P O I N T M E N T O F R E SYSTEM, W I T H AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS, Date of organization. Name and location of bank. 148 149 | 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 367 168 169 170 171 172 173 174 175 176 177. 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 198 199 200 201 202 203 204 205 206 207 208 209 210 211 212 213 214 215 ! 216 I 217 218 I 219 | 220 | Second National Bank, McPherson, Ivans . S.-pt. 16,1887 Pratt County National Bank, Pratt. Kans. Sept. 8,1887 Keystone National Bank, Philadelphia July 30,1S75 Spring Garden -National Bank, Philadelphia, Pa | _M:ii*. 13.18*6 National City Bank, Marshall, Midi j July 29, 1872 lied Cloud National Bank, lied Cloud, Nebr i -May 1.UH84 As bury Park National Bank, Ashnrv Park, N. J ! M-]>r. 17.1887 Ninch National Bank, Dallas, T e x . . .* ' First National Bank, Ked Cloud, Nebr ]\-)V. M8S2 Central Nebraska National Bank, Broken Bow, Nebr... Sept. 28,1888 Oct. 3.1889 Florence National Bank, Florence, Ala ,1 uly 15,1884 First National Bank, Palatka, Flu First National Bank, Kansas City. Kans j May 17.1887 Rio Grande National Bank, Laredo, Lex ' Oct. 28.1889 .Ijui. 30, IH(35 First National Ban k, Clearlield, Pa Doe. 18,1889 Farley National Bank, Montgomery, Ala.* May 9.1887 First National Bank, Coldwater, Knn.s ])<•<"•. 31^1864 Maverick National Bank, Boston, Mass Nov. 12. 1864 Corry National Bank, Corry, Pa Die. 2.1885 Cheyenne National Bank, Cheyenne, Wyo Dec. 29.1887 California Nati onal Bank. San"Diego. Cal J u l v 2."), 1866 First National Bank, Wilmington ."IN*. C Nov. 21,1881 Huron Nation s 1 Banic, Hurou, S. Dak (»ct. 12, 18S6 First National Bank, Downs. Kans F e b . 2H. J805 First National Bank, Muncy, Pa Aim. 25.1890 Bell County National Bank" Temple, Tex Apr. 22,1884 First National Bank, Dem ing. N. Me Sin)t.l7,1880 First National Bank, Silver City, N. Mex flail. 10,18^3 Lima National Bank, Lima, Ohio J u l y 31,18'.)0 National Bank of G-uthrie, Okla A pi'. 16,1S;)O Cherryvale National Bank, Cherry vale, Ivans J >L:i. j 5.1889 First National Bank, Erie, Ivans y.-.y 29. 18S8 First National Bank, Kockwall, Tex J u l y 17.18(55 Vincennes National Bank, Vincennes, Ind Mar. 18,1S90 First National Bank, Del Norto, Colo J a n . 28, 1885 Newton National Bank, Newton, Kans ,)• me 20,1883 Capital National Bank, Lincoln, Nebr Bankers and Merchants' National Bank, Dallas, Tex . . . J a n . 21,1890 Apr. 12,1S06 First National Bank, Little Rock, Ark J u l y 22. 18S4 Commercial National Bank, Nashville, Tenn M:i\ 13,1871 Alabama National Bank, Mobile. Ala Jiiii. 28.18^7 First National Bank, Ponca, Nebr Oct. 3,1881 Second National Bank, Columbia, Tenn Apr. 23.18S7 Columbia National Bank, Chicago, 111 1 Aim . 30.1889 Elmira National Bank. Elmira, N\ Y Mar. 12.18U0 National Uank of North Dakota, Fargo. N. Dak Jtii>olM». 1892 Evanston National Bank, Evanston. Ill A iv. 5, 1887 National Bank of Deposit, New York. N. Y J u l y 16,1887 Oglethorpe National Bank, Brunswick, Ga Oct. 23.1889 First National Bank, Lakota. N. Dak Sept. 1.1874 First National Bank, Cedar Falls, Iowa J a n . 7.1890 First National Bank, Brady, Tex J r u e HO. 1885 First National Bank, Arkansas City, Kans S(-»:. 4.1872 Citizens' National Bank, Hillsboro, Ohio l'Vb. 2.1884 First National Bank, Brunswick. Ga .June 17.1890 City National Bank, Brownwood, Tex MJIV 2.1884 Merchants' National Bank, Tacoma, AVasli Aiiir.CS, 1881 City National Bank, Greenville, Mich Auu. 26. 1S89 First National Bank, Whatcom. Wash J u n e 28,1890 Columbia National Bank, New Whatcom. 'Wash A p r . 8,188!) Citizens' National Bank, Spokane Falls. Wash Dec. 5.1891 First National Bank, Phillipsburg, Mont M a y 31,1890 Linn Coun ty National Bank, Albany, Oregon Dec. 21,1889 Nebraska National Bank, Beatrice, Nebr Dec. 2,1890 Gulf National Bank, Tampa, Fla. Sept. 11,1889 Livingston National Bank, Livingston. Mont Deo. 15,1891 Chemical National Bank, Chicago, 111 Oct. 23.1882 Bozeman National Bank, Bozeman, Mont. x Sept. 22,1883 Consolidated National Bank, San Diego, Cal J u l y 16.1889 First National Bank, Cedartown, G a . . . Oct. l\ 1890 Merchants' National Bank, Great Falls, Mont A u g . 28,1889 State National Bank, Knoxville, Tenn, Nov. 11,1882 Montana National Bank, Helena, Mont * Restored to solvency. J . 4 , A ^ V J L \_/ M-VJ 1 4 . * . * . ^L~y (AJ *.. A v / J - l t i i - * . J k J C l - L I J \ ^ X l V ^ V i \ . . J X ' ' U v l . , j . 1 V ' J i . • - - - • • • — • » • • ) Capital stock. $50, 000 50, 000 500, 000 750. 000 100. 000 75! 000 100,000 300, 000 75, 000 60, 000 60. 000 lf»0| 000 150, 000 100, 000 100,000 100, 000 52, 000 400,000 100,000 150,000 500, 000 250, 000 75, 000 50, 000 100, 000 50, 000 100, 000 50, 000 200, 000 100, 000 50, 000 50, 000 125, 000 100, 000 50, 000 100, 000 300, 000 500,000 500,000 500, 000 150,000 50, 000 100, 000 1 000,000 200, 000 250, 000 100, 000 300, 000 150,000 50, 000 50, 000 50, 000 125, 000 100, 000 200.000 150! 000 250, 000 50, 000 50,000 100, 000 150, 000 50, 000 100, 000 100, 000 50, 000 50, 000 1, 000, 000 50, 000 250, 000 75, 000 100,000 100, 000 500, 000 Receiver appointed. Mar. 25,1891 Apr. 7,1891 May 9,1891 May 21,1891 June 22,1891 July 1,1891 J u l y 2,1891 J u l y 16,1891 do J u l y 21,1891 July 23,1891 Aug. 7,1891 Aug. 17,1891 Oct. 3,1891 Oct. 7,1891 ....do Oct. 14,1891 Nov. 2,1891 Nov. 21,1891 Dec. 5,1891 Dec. 18,1891 Dec. 21,1891 Jan. 7,1892 Feb. 6,1892 Feb. 9,1892 Feb. 19,1892 Feb. 29,1892 ....do Mar. 21,1892 June 22,1892 J u l y 2,1892 do J u l y 20,1892 J u l y 22,1892 Jan. 14,1893 Jan. 16,1893 Feb. 6,1893 ....do ....do Apr. 6,1893 Apr. 17,1893 May 13,1893 May 19,1893 May 22,1893 May 26,1893 June 6,1893 J une 7,1893 June 9,1893 June 12,1893 June 13,1893 d ....do June 15,1893 June 16.1893 June 17,1893 June 20,1893 June 23,1893 June 27,1893 ....do ....do July 1,1893 July 8,1893 July 10,1893 July 12,1893 July 14,1893 July 20,1893 J u l y 21,1893 July 22, 1893 J u l y 24,1893 July 26,1893 July 29,1893 ....do A u g r 2,1893 OF THE COMPTROLLER OF THE CURRENCY. CEIVER, ANI> CLOSING, SIXCF. THE ORGANIZATION OF THE NATIONAL AMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued. Nominal assets at date of suspension. A d d i t i o n a l Estimated Estimated doubtful. good. assets received since Estimated d a t e of worthless. suspension. Total assets. $7,537 24,983 575, 606 280, 592 157, 652 33,823 24, 089 123, 895 34, 040 37, 214 27,436 157, 630 86,050 42,152 74, 758 $85, 858 56, 756 966. 992 555, 430 38,725 118, 333 32, 015 229, 956 41, 226 91, 074 80,860 214, 991 87,665 27,181 51, 564 $29, 718 17,166 153, 913 1, 485, 688 641 13, 635 50, 240 218,928 82,117 9,321 15, 460 112, 844 118,023 101, 848 142,122 $43, 849 4,551 625, 472 219, 720 2,749 13, 807 23. 462 10,363 5,167 82 l"096" 13,652 4, 352 51,397 $106, 962 103, 456 2, 351, 983 2, 541, 430 199, 767 179. 598 135,806 583,142 102. 550 138, 291 123, 756 486, 501 305,390 175. 533 319, 841 16,121 4,170. 649 429,340 130, 365 541,363 140, 808 41,221 17,570 62,381 68, 264 24,715 63, 241 124,113 50,064 4,747,445 152,513 298,762 535, 479 369,140 17, 778 60, 938 106, 718 65, 727 209, 549 86,124 276,990 19,455 772, 597 61, 480 31, 617 360,716 181, 995 39,147 39, 621 9, 696 2,650 32, 215 5, 048 58, 257 2, 909 415,G47 36, 638 62,199 165,840 24, 428 1,289 1,427 27,100 393 2,065 2,677 19, 401 88, 548 10,106, 338 679, 971 522,943 1, 603,398 716, 371 99,435 119, 556 205. 895 137,034 268, 544 157, 090 478, 701 15, 583 60, 369 31,523 106,351 68,135 30,329 335,352 34,142 300, 549 1,085, 328 50,839 28,700 81,751 831, 565 158,187 19,956 48,169 31,110 5,111 79, 936 109,297 83, 761 27,959 174,852 157, 453 272, 803 365, 918 131, 069 121 847 141,872 1,097,119 378, 953 296,498 90,902 53, 933 30, 953 109, 651 149,159 26, 341 145,461 413, 862 437, 285 477, 405 1,000. 504 34, 910 58, 679 128, 851 608,148 386, 867 3,201 53,163 26 1 549 72, 758 7,968 63, 781 54,586 290,157 221,171 193,192 96,328 371, 884 125, 823 38, 067 115, 530 422, 813 114, 297 149,100 107,446 118,550 48,019 1, 245, 767 267, 992 32, 874 101, 494 13,195 326, 622 80, 835 387, 344 106,190 569, 688 159, 710 65, 807 105,146 51,149 62,478 122, 381 156, 577 16,201 50, 534 804,337 97, 917 1,455 39, 291 41,179 106, 793 252,321 36, 388 88, 870 90, 355 36,245 19, 564 4,563 13,444 732 53, 706 18, 026 16, 684 73, 431 603,144 1,920 7,613 606 708 50,625 100, 550 250, 796 85,199 74, 026 175,816 1,506,255 437,516 60,104 85,905 44,380 418,910 15, 848 117, 614 11, 323 118,738 47, 332 250 1,804 104,111 26, 882 88 5 015 47,827 6 005 4,952 42,157 152 485 19,071 25, 000 779 6,728 25, 803 13, 413 595 150 4,838 510 2,930 144 2,454 73,022 1,121 61,573 BANKING Loss on Nominal assets comvalue Offsets pounded or allowed and sold under of assets returned to settled. order of stockcourt. holders. $107, 360 1,563 16. 540 18, 020 2, GOG 20, 221 92, 052 30, 700 9,365 '300 5, 402 95,925 15,190 1,808 213 148 149 150 151 152 153 154 155 15(5 157 158 159 100 101 102 2,813 1, 111, 427 18,816 9,912 39,325 15, 385 129 126 7,093 28, 650 4,549 3,127 32, 869 3, 850 147,481 10, 422 18. 590 111, 740 43, 520 4, 72G 13, 927 100,652 97 982 221,110 391, 68^ 178, 325 205?, 764 971,893 634, 885 1, 055, 709 2, 493, 907 210, 818 209, 378 352, 959 2, 555, 903 949,007 320 434 198, 962 1 230 986 440, 587 49, 910 205,172 109, 668 774,197 654, 877 7,953 1 286 5 254 7,163 1,878 11,465 10,217 2 069 9 831 61, 365 2, 043 94 1,609 243,889 44 130 149 2,147 131 405 8 116 10 6,465 11 717 4.450 10,197 3, 740 104 10r> 166 107 108 109 170 171 $74, 869 172 173 174 175 176 177 178 179 180 181 182 183 184 317,191 1, 045,340 321, 778 124, 033 225, 389 492, 244 178, 017 328,177 282,193 15J., 435 174,438 2,726, 270 7,095 27, 998 1,154, 554 161, 401 279, 343 232, 640 1,790,677 $3, 610 72*698" 116, 832 4,198 3,119 339 14, 500 803 28", 719 5, 281 218 3,324 18,633 168 2, 206 51 592 7 71 1,500 5,029 24. S44 186 187 188 99 190 191 2 000 193 194 195 196 197 198 4,843, 199 I 200 7 750 80 19m 203 204 205 206 207 8, 067 928 1,230 18, 295 6,313 12, 015 5,509 7.974 13, 388 305,102 3,226 22,972 36 908 909 .... 163 911 i 9.1',» 214 215 217 622 47,240 218 ?r19 220 204 REPORT OF THE COMPTROLLER OF THE CUttRKXClfi" INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, AFPOINI MV.ST OF B E SYSTEM, WITH AMOUNTS OF NOMINAL AND AMMTIONAL ASSETS, e and location of bank. 221 222 223 224 225 226 227 228 229 230 231 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 Date of organization. Indianapolis National Bank, Indianapolis. Ind Nov. 21,1864 Northern National Bank, Big Rapids, Mick I June 5,1871 First National Bank, Great Falls. Mont July 1,1886 First National Bank, Kankakee, 111.* Feb. 20,1871 National Bank of the Commonwealth, Manchester, I Feb. 9,1892 N. H. First National Bank, Starkville, Miss I Apr.30.1887 20,1884 Stock Growers' MilesTex City, Mont Dec. Jan. 31,1885 Texas National National Bank, SanBank, Antonio, Albuquerque National Bank, Albuquerque, N. Mex.... July 14,1884 May 13,1889 First National Bank, Vernon, Tex. /. Jan. 8,1890 First National Bauk, Middlesboro, Ky First National Bank, Orlando, Fla Mar. 16,1886 Citizens' National Bank, Muncie, Ind.* j Mar. 15,1875 First National Bank, Hot Springs, S. Dak . July 15,1890 First National Bank, Marion, Kans July 28,1883 Washington National Bank, Tacoma, Wash. Apr. 23.1889 Dec. 22,1886 El Paso National Bank, El Paso, Tex May 4,1891 Lloyd's National Bank, Jamestown, N. Dak . May 15,1865 National Granite State Bank. Exeter. N. H. Apr. 8,1890 Chamberlain National Bank, Chamberlain, S. Dak Apr. 18,1890 Port National PortTownsend, Wash.. i May 19,1890 First Townsend National Bank, PortBank, Angeles, Wash First National Bank, Sundance, Wyo j June 16,1890 First National Bank, North Manchester, Ind | Mar. 17,1883 Commercial National Bank, Denver, Colo Sept. 6,1889 First National Bank, Dayton, Tenn J uly 10,1890 * .Restored to solvency. Capital stock. Receiver appointed. $300,000 Aug. 3,1893 100, 000 Aug. 5,1893 250,000 do 50,000 . . . . d o 200, 000 Aug. 12,1893 60, 000 75,000 100, 000 175, 000 100,000 50, 000 100, 000 200, 000 50,000 75, 000 100,000 150, 000 100, 000 50,000 50, 000 100, 000 50, 000 50,000 50, 000 250, 000 50, 000 Aug. 9,1893 do Aug. 10,1893 Ausj. 11,1893 Aug. 12,1893 do Aug. 14,1893 do Aug. 17,1893 Aug. 22,1893 Aug. 26,1893 Sept. 2,1893 Sept. 14.1893 Sept. 23,1893 Sept. 30,1893 Oct. 3,1893 Oct. 5,1893 Oct. 11,1893 Oct. 16,1893 Oct. 24,1893 Oct. 25,1893 REPORT OF THE COMPTROLLER OF THE CURRENCY. 3EIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL 205 BANKING AMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued, Nominal assets at date of suspension. Additional assets received since Estimated Estimated Estimated date of worthless. suspension. doubtful. good. $878, 946 100,987 614,780 92, 856 355,823 $521, 577 233,958 439,519 118,464 88,037 $697, 745 2,378 31, 623 17,507 53,470 31, 582 52,159 78,892 224, 439 48, 562 37,602 130, 965 4*1, 972 58, 500 57. 065 55,146 144,470 130,177 68, 315 36, 726 163, 047 118, L93 255, 910 178,182 44, 630 192,472 31,195 71, 012 47, 902 105, 596 326,170 181, 527 99, 690 40.169 120,428 22, 566 26, 403 6,840 1,896 101, 7.10 167 1,814 5, 331 57, 374 9, 713 62 375 26, 227 13,037 103,342 9,697 104, 650 60,828 45,056 83, 387 68, 238 33. 545 8,694 14,593 235 Total assets. Loss on Nominal assets comvalue Offsets al- pounded or of assets lowed and sold under returned to settled. order of stockcourt. holders. $->9 933 Sft9, 1 9 8 90fi 9 437 34fi 7fiO 1,169. 375 83, 453 234; 722 5, 895 508,533 11, 203 $64, 267 4, 234 80, 263 1. 406 2, 833 774 257 3,129 109, 251 335,891 222, 780 1, 956 5,369 454 9,525 735 24:5,109 84. 863 425^ 147 473, 767 107,558 104, 393 585,596 482, 353 374 079 194 232 3 294 1,236 433 231 95 367, 480 2, 000 870 107,410 157, 962 107, 677 173,123 18,951 1 2-19. 677 1, 088 1, 441 222 224 225 j i $58 226 227 228 229 230 231 232 233 234 235 280 237 238 239 240 241 242 243 244 245 246 206 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS, Collected 1 Total' paid Nominal assess- collections Loans and other Dividends value of Collected from ment upon from all disbursepaid. remaining from assets. sharesources. ments. assets. holders. 1 2 3 4 5 6 7 8 9 10 $200 11 12 13 14 15 16 17 18 19 20 21 23 24 25 26 27 28 30 31 33 34 35 36 37 38 39 40 41 42 4S 8,639 67,835 291,357 196, 790 44 45 46 47 48 49 50 51 53 55 56 57 58 59 60 61 62 63 795 384 53,800 65 66 67 68 69 70 71 70 73 74 75 76 77 250,854 $30, 065 32,519 159, 605 $75, 209 320 995 174, 264 33, 287 91 608 162, 386 999,305 79,904 1, 234, 868 268 844 68, 645 159 512 31 566 37, 908 223,169 1, 394 662 276. 649 762 760 350 154 124, 713 *>3 882 162, 052 175,409 512 698 548,099 1,447,103 1, 808, 304 299, 357 122 645 108 944 708, 507 £6 942 79! 488 58, 064 91, 969 67 251 30, 332 298, 739 196 903 188,135 42, 341 22, 080 22 165 43 488 73,145 80,597 584 718 80,180 64, 071 13 707 32] 851 10t>, 703 111,908 10o 227 207,910 2 846,622 103,235 103,328 245. 483 1 535 260 157.544 351, 377 94, 613 47, 941 109,801 51,107 12 061 284 438 19. 742 66,185 $78. 573 19 266 20, 819 156, 601 126, 536 183 917 157,782 $1,164 1, 245 16,488 4, 000 7,500 38, 224 2,125 28, 935 8,936 348, 961 136,172 10, 079 42. 795 109 707 228,580 5,200 19 675 11 400 303, 813 2,250 37,597 66,535 93,619 106,451 11,269 1 100 42, 212 4, 5L0 58 826 15, 552 2 664 122,127 91, 930 45,232 8 044 9,540 245,108 47,949* 05,132 16, 455 54, 536 16, 447 123, 430 16,500 23, 622 $1, 810 2,880 16, 277 72, 576 80 257 $76, 373 122 240 190, 752 37, 287 91 608 169, 886 1,037,529 82. 029 1, 234, 868 268 844 97. 580 168, 448 31 566 37,908 223,169 1, 743, 623 276, 649 898,932 350 154 124, 713 172,131 218. 204 622, 405 776, 679 1, 452, 303 1, 808, 304 299, 357 142 320 120, 344 1,010,320 56, 942 79,488 60, 314 129, 566 67, 251 30,332 365. 274 196, 903 281,754 148, 792 33,349 23.265 48.488 115.357 85,107 643. 544 86,180 79,623 16, 371 443, 978 197,633 155,140 111, 271 217,450 3, 091, 730 103, 235 103,328 293, 432 1, 535, 260 222, 676 351, 377 94, 613 47, 941 126 256 105, 643 28, 508 407, 868 36, 242 89,807 *$80. 383 22,146 20, 819 172, 878 199,112 264 174 157,782 $275 816 935 507 17,477 7,054 18, 655 72, 399 208 15, 507 3,786 2,926 4,932 203,170 72, 365 596, 665 2, 296 1,300 6,248 18,964 35,839 16, 393 746,153 20, 315 4,545 3,630 4,350 14,289 559 296 56,921.' 74, 896 2,309 445 3,928 3,616 5,385 63,475 1,579 16, 773 5,000 520 4,797 8,805 753 658, 784 4,059 7*846" 249, 050 1,791 3,048 1,576 114, 220 9,762 $2,125 272 1,633 47,315 53, 898 49 466 2,021 $70, 811 101, 387 165, 769 32, 305 65,335 132, 608 884, 429 58, 661 1,138, 870 143, 307 86,737 134, 929 16, 654 29,277 163, 982 1, 326, 487 175, 920 263, 065 342, 054 77,568 15,142 143, 209 175, 430 549, 427 661, 816 1, 374, 339 747,428 259, 487 125, 667 107, 258 862,263 46, 634 62. 032 31,668 101, 545 62, 646 19,002 228, 412 108, 318 226,308 135, 797 18, 258 12, 624 34,536 88, 697 65,783 545, 593 60, 647 59,121 9,456 388, 856 173, 512 136,474 89, 715 202, 753 2,165, 388 81, 941 73, 890 254, 647 1 138,150 193,941 316, 828 52, 514 33,105 107,575 79, 725 21,710 262,887 29, 377 66,810 $69,437 16, 670 11, 803 100, 870 105, 763 182 572 137,428 Receiver's Legal salary and expenses. other expenses. $6, 463 11, 281 1,258 6 182 12, 247 43,183 6,673 28, 677 17,134 5,315 3,977 1, 773 2,705 9,091 76, 648 10, 437 9,436 3,085 362 6,037 16, 709 25, 376 27, 330 24, 241 13, 637 728 250 1, 270 67, 569 1,267 4,718 6, 075 8,232 1,166 42, 067 21,495 3,946 4,731 1,367 2,077 8,804 5,060 13, 802 592 2,200 2,751 25, 040 5,146 966 2,082 1,898 79, 802 2,690 11,987 6,668 15, 935 13,104 5,444 576 3,974 5,546 11, 006 2,315 10,129 825 1,352 $634 1,488 850 3,838 15,827 5,385 $5,562 14, 390 13,427 2,908 19,156 24, 524 92,440 9,442 48,666 35, 983 5, 320 14,008 9,353 3,000 45,164 137, 318 16,713 29, 766 8,100 8,264 1,878 21, 564 19, 817 28, 638 51, 445 37,128 53,287 18, 827 11,858 11, 362 76, 858 4,691 12, 391 8,278 19, 230 4,309 10,164 37, 874 13,689 31,642 8,604 10, 348 9,274 7,935 10, 005 8,879 19, 880 13,874 1,529 4,164 25, 082 9,716 12, 903 10, 669 12,046 161, 036 10,919 17, 251 24, 271 77,802 15, 601 27,314 1,604 5,013 13,135 13, 336 4,483 4,950 6,040 11, 883 $8,187 3,716 3,005 8,176 23, 051 32,136 REPORT OF THE COMPTROLLER OF THE CURRENCY. CEIVER, AND CLOSING, SINCE THE OI? ; \MXAI'LO.N OH* THE NATIONAL 207 BANKING AMOUNTS COLLECTED FROM ALL Souiici.t, LIO.—Continued. Balance in hands of Comptroller or receiver. Amount returned to shareholders in cash. £™™*5 assessment upon shareholders. Amount »f Dividends, pcL-ceat. Interest dividends, per cent. Finally closed. I $50, 000 300, 000 200, 000 50,000 $199 100. 000 500, 000 120, 000 """27" 26. 000 39, 300 100, 000 400, 000 $1, 214 "i§5,666 33, 500 6,500 21 249 202 125, 52, 350. 300, 300, 000 500 000 000 000 247, 799 400,000 50, 000 100,000 600,000 454 347 4 50. 000 45, 000 100,000 500, 000 200, 150, 34, 50, 50 4,185 "794 000 000 000 000 75, 000 50, 000 250,000 9,488 8,739 26, 720 3,626 60, 000 30, 000 140, 000 132, 000 67, 000 50, 000 53, 000 625,000 200 72, 000 54,320 30 "266," 666' 36, 871 5,849 15, 682 $108 $3, 420 12, 679 829 35,000 125,000 36, 000 160, 000 50, 000 100, 000 $21,500 17,000 50, 000 130,000 121, 750 58 4;: I, " 37<;. 9J 289. iU7 'l27! 801 l,ll)l..')00 170. 752 68. 986 205, 256 " 33,870 69, 874 170,012 1, 282, 254 157,120 378,722 645, 558 79,864 15,142 254, 901 171. 408 657; 020 597. 885 1,619,965 796. 995 992. 636 167. 285 175,081 1, 429, 595 67. 292 144, 606 " 55,372 176, 601 62, 646 93,021 1, 795, 992 237, 824 376, 756 177, 512 35, 801 56, 457 34,585 91, 801 135, 952 703,658 59,226 97, 464 35.023 352, 062 185, 760 175, 952 140,735 227, 355 1, 935, 721 133,112 196,356 254, 647 1, 061, 598 298,324 392,394 75,175 29,204 118,371 90, 424 36,109 261, 887 77,104 168, 048 $70.191 27; 801 32, 449 156, 260 282, 370 197, 353 128,832 0; 711 L7 133 4«i. CO 79 96 88.50 100 68 33 49. 20 41. 90 92.70 100 100 100 100 100 100 57.46 100 84.83 100 100 100 34 76 57.50 62 73.50 43 58.30 57. 50 100 24.391 14. 941 66 62, 56 76.50 51 22.50 100 100 48. 40 77 512 100 70 27 100 100 81. 59 63.60 89.179 100 100 37.6483 100 100 65. 57 100 ICO 100 90.50 88 60 100 38.10 40. 7285 98. 925 60 100 100 68.70 100 100 J a n . 2,1867 Feb. 2,1885 May 14,1883 J u l y 28,1870 Feb. 4,1870 Nov. 25,1882 Sept. 28,1882 Dec. 19,1874 Nov. 18,1874 Aug. 15,1872 64=""* Apr. 7,1881 Nov. 30,1872 Nov. 25,1882 Dec. 4,1875 May 16,1884 46 Apr. 20,1882 Nov. 16,1874 Sept. 1,1875 Feb. 13,1872 Oct. 2,1877 J a n . 3,1876 Feb. 15,1886 30 Jan. 8, 1880 J u n e 1,1881 50 Apr. 29,1884 J u l y 24,1876 100 Mar. 31,1883 May 1,1876 May 15,1876 Nov. 30,1883 Mar. 21,1887 Dec. 6,1882 100 100 38.50 100 100 100 Sept. 11,1878 J u n e 2,1883 Sept. 18,1876 May 14,1879 Nov. 20,1883 Mar. 19,1879 Apr. 5,1886 J u n e 2,1884 Mar. 4,1886 Mar. 28,1883 Feb. 28,1878 Jan. 31,1881 J u l y 20,1882 Feb. 28,1885 May 23,1888 J u l y 14,1880 Nov. 25,1882 Aug. 11,1884 Sept. 14,1881 Jan. 18,1883 J u l y 23,1881 J u n e 10,1880 Mar. 26,1888 Oct. 15,1881 Oct. 5,1885 Mar. 3,1882 100 100 ±00 Feb. July Mar. Aug. June Mar. Sept. July Mar. Feb. Feb. Apr. Oct. Mar. 42.30 100 Jan. 17,1881 100 100 23,1892 6,1881 9.1882 5,1879 20,1882 9,1885 7, 1885 5,1879 24,1885 12,1889 12,1889 8.1881 10,1879 15,1881 Mar. 1,1884 «J 3 4 5 6 7 8 10 11 12 13 14 15 16 17 ia 19 20 21 22 i. 25 2e 27 28 29 30 31 32 34 35 36 37 38 39 4C 41 42 43 U 45 4C 47 4? 5( 51 52 53 54 55 56 57 58 58 fid 61 62 63 64 65 66 67 6S 69 70 71 72 73 74 7R 76 71 208 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OP R E SYSTEM, WITH AMOUNTS OF NOMINAL &N$> ADDITIONAL ASSETS, Nominal value of ! Collected reinaining fromas^tk assets. 92 i 136, 320 93 | 33,959 94 j 1, 478, 855 96| 97 I 98! 99 100 101 103 104 j 105 106 1071! 108 109: 110 111 112 113 115 116 117 118 119 120 122 123 124 59, 334 26, 023 155, 259 983, 775 64, 968 3,300 2,"9li,"545" 332, 702 285,470 19, 318 129 130 131 132 133 134 135 136 137 138 139 140 141 342 143 144 145 146 147 149 150 151 152 153 154 116,132 49,598 11,803 24. 305 9^970 37. 051 56, 264 171,588 56, 460 121,488 81,258 47,646 51, 896 422, 295 22, 229 195, 732 201, 057 118,157 58, 035 1,889, 830 2,151, 991 48, 263 101, 983 Total Colled p-f1 ! f l > o n 'iassess- collections m e n ^ ? holders. $205, 062 $54,950 96,o 29, 119 4,677 91, .1.21 23, 001 113, 791 338.162 "267*3li" (66 64. 655 495, 550 1, 366, 608 457,272 13,450 734, 724 1,191, 340 150, 019 8, 321 281. 261 123, 919 152,842 12, 010 23, 732 16, 577 12,892 143, 478 64, 650 261, 075 272,474 4, 242, 577 37,129 19,169 76, 936 294, 779 18, 869 22, 744 94, 200 84,4.40 20, 849 23, 503 52. 029 159,087 626,11.3 50, 000 4(5, ra2 1,400 79,139 167, 438 2, 282, 527 148, 611 " 58," 304 245. 704 15, 730 60, 839 28,477 36, 700 77,305 165. 669 198, 513 204. 047 62, 871 1,180 14. 251 2, 929, 223 301, 669 104, 682 18,135 82, 069 34, 002 31, 798 34, 656 139, 485 263,871 "250," 028' 920. 599 1.391,306 ' 453, 335 "72," 577 37, 900 224,700 186, 976 330, 471 20,400 35,670 j 100,149 I 59. 645 507, 216 32, 500 94, 631 26, 707 27, 930 19, 798 105, 043 91, 239 53, 330 42, 408 19, 508 10,153 19, 902 720 511, 995 21, 240 56, 488 29,596 34,510 10, 405 7,437 35,207 4,770 3,600 11, 879 330,733 27,450 41, 571 16, 900 61, 581 464,135 76, 043 7,524 780 58, 361 1,058 47.793 149, 634 380. 608 240, 087 259! 709 16L 995 22, 750 59i 765 42,815 trom all sources. $260, 012 96, 605 34.096 114,122 113, 791 605, 473 154,421 1, 862,15S 470,722 1, 926, 064 158, 340 405.180 164, 852 40. 309 156, 370 325. 725 4,515.051 56, 208 371,715 41, 613 178,640 20. 849 75, 532 785. 400 90, 332 80,689 2, 449, 965 148,611 304,008 76, 569 65,177 77! 305 165,669 198, 513 204. 047 65, 553 - 14,251 3, 231, 252 104.682 100,204 65,800 174,141 263,871 1,170, 627 1. 391, 306 525. 912 262,600 186, 976 330, 471 55, 570 100.149 566, 891 127.181 54. 637 124, 841 91, 239 95, 788 29, 661 20,622 511,995 77, 728 64,106 17,842 39, 977 15, 479 330,733 69, 021 78, 481 464,135 83. 567 59; 141 48,851 530.-242 499, 856 161, 995 82, 515 42,615 Loans paid and other Div iden<ji disbursei: aid. ments. $57,745 53 10 8,420 io, 637" 1,910 194, 579 247 5,099 3,392 17,502 17, 527 472, 827 64, 035 6, 359 6,515 .1, 893 17,243 174,137 231 82, 472 16, 664 625 16,177 82 85, 249 111 519 1,017 17, 696 782, 390 5,150 5,810 1,983 1,169 7,284 1,466 59,535 26, 881 1,177 58, 647 31, 303 20, 086 2,522 3,404 41, 906 10, 875 1,592 4,373 6,224 1,833 190, 493 17, 018 1,049 69. 648 27,004 32,132 8,484 4,644 64, 355 8,779 3, 035 32,214 $1.66, 5? 88,17 82,' Of 96.17 528, 3( 99.84 1,790,93 389, 22 1,566,12 127,86 321 8^ 83,78 26, 80 72,65 260,19 3, 615, 54 39,81 275, 68 25,00 143, 93 8,80 59,05 681,17 86, 26 39,46 2, 028, 06 131, 02 138,48 22,55 52, 40 36, 39 135, 57 11.7,87, 82,94i .50, 59' 9,49' 2,133, 94 36,44! 80,12( 46, 54* liil, 49' 255,49 1, 034. 63 400, 99 412, 78 248,12 172, 318, 5E 14, 8" 93, Oi 482,0: 86,9 43,21 23,4 57.56 60,51 17,92 12,2! 452, 0: 60, 51, 5£ 30,5: 5,6: 118, 3' 29,4£ 60, 27 349, 9£ 44,7' 21,3 27, 6fl 235,86 347, 2< 147, 2! 68,8: 8.7J Legal expenses. $10,245 1,792 7,167 3, 225 19,338 2,973 46, 755 45, 449 80, 310 8,911. 24. 279 12, 054 2.223 9,657 10,446 110, 474 4,745 5,168 2. 602 28, 750 52 5,012 53,425 1,825 5,010 95,626 192 2,855 5,730 1,840 1,155 1,425 198 324 111,113 1,990 7,152 7,746 2, 280 882 28, 035 630 37,062 3,703 2,988 1,810 1,931 1,923 4,690 3,282 5,032 7,755 2,089 1, 934 660 140 4,455 250 2,601 2,695 664 1,203 5,578 4,901 2,316 9,218 638 934 3,198 14, 518 11, 730 141 728 18 Receiver's salary and other expenses. $24, 551 7,517 11, 296 16, 475 6, 739 22,690 10,832 24, 392 34,141 111. 237 18; 873 58, 784 28, 287 7,885 24, 531 20,031 178, 642 11,029 26, 828 13,178 13,386 5,475 9.440 33,555 8,244 16, 215 89, 349 2,314 22,713 15, 724 10, 299 6,607 7,321 5,208 4, 279 11, 762 1,348 70, 595 8,463 4,802 10,731 9,845 3,988 30, 518 11,572 31, 998 14, 053 9,096 4,622 13,233 3,348 13, 910 10, 469 5,139 14,487 5,250 8,492 6,339 2,561 12,781 5,417 7,345 3,437 3,809 3, 832 15, 007 5,027 8,803 20,183 6,774 4,068 4,010 . 30,742 27, 675 4,930 3,685 1,830 REPORT OF THE COMPTROLLER OF THE CURRENCY. 209 CEIVER, AND CLOSING, SINCE TLJK ORGANIZATION OF THE NATIONAL BANKING AMOUNTS COLLECTED FROM ALL SOUKCES, ETC.—Continued. Balance in Lands of Comptroller or receiver. Amount retui n«id to s'i . u 'i > dt'js a]) Hi »'iaivUl iWsu, $884 859 $160, 000 10,000 50, 000 7,651 25,103 40, 769 300, 000 75,000 100, 000 100. 000 961, 300 50, 000 200, 000 60.000 50| 000 $6, 500 35, 624 loo, ooo 75,000 400 000 25,000 250, 000 $') 500 100,000 137 564 712 827 130 50,COO 200, 000 50 000 50. 000 300 000 3 62, 790 14. 850 7,486 100,000 50,000 50 000 15, 893 11 3,149 5,172 75 220 10, 074 3,193 50,000 3, 329 498, 678 1, 000, 000 7,787 8,130 19. 500 50, 000 60 0-'O 2,489 9,740 300, 000 105,716 38, 916 150.000 100 000 100 000 18, 233 50,000 361 20, 507 4,764 9 213 2,164 967 7,335 289 2,991 1, 331 12, 692 6,040 15 090 4, 358 640 5,465 98,252 48,853 847 6 251 75, 000 50 000 50, 000 10'», 000 10, 000 65, 000 12 500 ( >0 000 24, 000 40 000 80,000 33, 000 11, 000 12,000 100, 000 62, 500 38, 000 39,000 4,000 500, 000 750, 000 A m o u n t of claims proved. $132, 461 81, 801 21, 182 108, 385 9 3 ('>""> 580, 5W 104, 7-il) 2, 654, 690 894, 7G7 2, 397, 129 186, 993 422, 772 206, 991 46, 441 294, 521 241,521 ' 36^526 365. 931 26i 322 409, 930 8.131 84, 978 651, 274 86. 258 140, 333 2 S'^S 483 127, 524 171,581 62,162 112 135 63, 669 130, 772 116 626 80, 452 108,175 9, 379 4, 328. 084 82. 156 75. 343 210, 074 174 120 2-17. 920 1,129, 984 3°>8 236 825, 553 435 319 320, 2')2 311 028 49, 81.9 90,136 456, 667 108 127 143,454 168, 082 58. 743 75,638 2iy 408 30.560 405, 7GO 83,980 25,163 30.516 18. 807 236, 740 98,274 120,547 388 882 111, 190 42,962 39, 825 2,308,100 1, 736, 252 155,048 Dividends, p e r cent. 100 100 99.133 81 100 1.00 100 67.405 4-'t. 50 65. 3 70 90 80. 25 40 81.10 33 100 80 100 75. 25 95 35 100 69.50 100 100 42. 37 70 100 100 40 47 100 100 100 100 45 100 50 100 100 22,1568 02 75 100 9.6 100 50 57 53 100 30 100 100 75 30.177 15 99.25 80 80 40 100 100 62 5 100 30 50 30 50 90 40 50.3 70 10 20 95 100 100 lot' 100 100 Finally closed. A p r . 24,1886 Aug. 1,1881 Feb. 6,1883 Aug. 6,1887 Feb. 4 1882 Feb. 18,1885 Oct. 12,1885 Apr. June Apr. June 30,1892 30.1893 15,1893 6,1892 Oct. 25,1886 100 100 21. 6 100 100 100 100 100 100 100 100 100 100 100 100 100 100 ... Sept. 25,1889 Sept. 3D, 1890 Apr. 19,1893 Oct. 29,1885 J a n . 22,1890 May 29,1893 Feb. 10,1888 Sept. 30,1890 78 80 81 83 84 85 8fi 87 88 89 90 91 92 93 94 95 97 98 99 100 101 103 104 105 106 107 Mar. 20,1890 108 Mar. 2,1888 109 Aug. 18,1887 110 Feb. 17,1887 111 Apr. 30,1887 112 113 Oct. 17,1887 114 115 J u l y 11,1889 116 Mar. 5,1891 117 May 13,1892 118 Apr. 25, 1892 119 Oct. 20,1888 120 121 J une 27,1888 122 123 Nov. 11,1892 124 J a n . 15,1891 J a n . 29,1889 126 127 Apr. 24,1890 198 129 130 Apr. 26,1892 131 132 133 134 135 136 .. . 137 Mar 29 1893 138 139 140 141 142 143 144 145 146 147 MR June 1,1886 Sept. 14,1891 150 151 153 37 500 100 WQQ5 CUB—-14 Interest dividends, per cent. June 30,1892 154 210 REPORT OF THE COMPTROLLER OF THE CURRENCY. INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION APPOINTMENT OF RE SYSTEM, WITH AMOUNTS OF NOMINAL AS D ADDITIONAL ASSETS, Collected Nominal Collected value of remaining :roin assets. shareassets. holders. $424, 972 113,902 126, 559 79, 713 295,102 213,778 129,786 171,550 $110,202 40,503 15,822 34, 816 73,139 SO, 539 44, 970 166, 004 66, 010 2,26^,875 344,142 312, 990 1,192,182 472,558 53, 892 72, 956 ""55*730 255, 731 126, 099 346,520 17, 555 6, 630, 285 327, 838 180,174 272, 066 193,030 43,487 38,141 123,933 :;5, 404 15, 659 29, 228 97,166 61, 352 67, 902 208, 359 245, 554 149,341 182,268 746, 682 597, 778 762, 621 2, 000,132 164,232 190, 003 323,998 2, 035, 241 782,835 215, 237 139, 049 717,132 426, 302 47, 745 183, 255 79, 817 684,168 568, 495 28, 513 28, 794 8,475 143, 878 28,442 L5, 691 2L4, 624 36, 800 276, 373 411, 426 56, 807 19, 690 28, 417 278, 576 125, 477 6,011 53,143 773,780 6,578 2,392 16, 0U0 18, 299 78, 746 36, 787 290, 865 988,564 303,779 121, 377 218,098 401, 575 134,222 270,965 267,194 92,174 151, 878 1, 633, 422 1, 008,182 160, 015 274,248 205, 788 1, 634, 746 1, 882, 431 299, 364 1,013, 832 177, 345 453,284 106, 935 307,668 215,388 226,443 82,747 20,306 22, 970 3,375 83,100 27,613 6,560 5,215 136, 890 23, 664 28, 420 206,340 103,454 3,926 "*4,136 41, 558 12,123 Total from all sources.. Loans paid and oilier Divide ids disbursepaid ments. $134. 082 60'. 809 18; 792 38,191 156, 239 108,152 51, 530 166, 004 $80,974 14,837 8, 337 21,4.36 17, C53 23,871 35, 941 3,011 22, 770 i, 773,175 351, 502 214, 594 478. 406 290,484 4:;, 487 42, 0(57 123,933 39,540 57, 217 41,351 97,166 1, 280 76, 548 9,176 52, 814 100, 935 45, 551 31,023 12,913 11, 946 6, 515 1.531 4,800 784 28,513 28, 794 18, 741 188, 240 28, 442 52,413 2G9, 075 69i 760 270, 373 632, 938 56, 807 20, 940 44,279 278, 576 125, 477 6,011 53,143 773,780 31, 740 2, 392 16, 5G0 18, 299 78, 746 87,137 20, 710 4,432 425 766 14, 841 2,865 141,1)95 1, 971 214, 087 24; 090 13, 633 14, 509 33, ((98 147,858 t 398 1, 584 14, 543 277, 318 547 !3 L 4SS 720 190 44, 027 383 25, 829 21, 501 16,983 1,831 6,281 75,138 38, 391 46,283 9, 563 51, 442 9,436 793, 225 25, 829 21, 501 16, 983 1,831 6,281 75,138 38, 391 46, 283 9,563 51,442 9,436 793, 225 364 1,035 638 100 2, 017 11, (U9 185 1, 040 2,197 21,170 279 67, 030 130, 1, 2, 26, 120, 181, 45, 75, 56. 52, 130, 380 1,386 2, 083 26,390 120, 948 181, 712 45,244 75. 912 56, 258 52, 540 432 23, 468 7,151 3,601 '214 150 6,197 39,139 75, 980 5, 531 49, 040 11,326 23. 383 ' 318 4, 956 944 380 38(5 083 390 948 712 244 912 258 540 432 23,468 7,151 13, 658 1,251 . 10, 266 44,362 36, 722 54, 451 32, 960 191,512 10, 250 15,8C2 25,162 " 566' 50, 350 13,658 L2&1 216 j . 1,255 I. ! 965 ' 28,1129 9,079 123,621 40,995 9 699 17 6,644 326 140 264 218 Legal expenses. 2,324 341 2,143 724 2. 942 543 6,395 006 30,175 140 2, 671 16, 235 5, 654 419 1,257 2, 638 395 562 550 141 146 900 430 714 •, 488 , 282 ;, 528 55 '06 •, 099 :,771 1,582 97 69 290 719 577 1, 293 2,431 823 50 36 16 8,592 1,362 5,809 441 200 12, 308 64 275 60 81,112 30 293 597, 032 20 180 10 135 40 5, 544 1*4," 450' 20, 894 58, 606 20 373 85 Receiver's salary and otner expenses. $9,157 3,770 3,634 4,164 6, 636 6,282 2, 592 6,014 3,567 50, 072 6,967 7, 243 11, 300 9,046 3, 073 3,143 2,655 4,565 4,231 4,482 2, 245 326 L 644 2, 880 2,005 1,884 3, 592 3,108 6,391 11, 771 2, 289 1,086 1, 905 3,509 2, 902 2,579 1, 683 4, 892 1, 343 1,255 1,421 1,109 1,039 1,700 1,820 1,175 1,026 890 870 2,354 1,087 1, 020 614 1,752 1, 008 2,253 1,979 175 945 919 2,484 3,085 1, 022 1,379 655 1,610 55 930 730 857 340 REPORT OF THE COMPTROLLER OF THE CURRENCY. 211 CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued. Amount Balance in returned to hands of Comptroller shareholders in cash. or receiver. $7 399 11, 747 6 478 1 368 7 60*3 Amount of assessment upon shareholders. A m o u n t of claims proved. Dividends, per cent. $122, 256 59.391 71i969 36, 018 277,119 102, 488 9 274 149, 699 L'TU 18,000 400, 000 8,414 11,418 85,132 17,568 3,314 3,126 100,COO 150,000 500, 000 250, 000 34. 013 7, 593, 533 544,669 280, 915 882. H61 546! 175 15; 891 36, 045 79, 330 44, 020 135, 305 84, 507 171,065 50 87.5 60 50 30 40 40 60 100 60 40 40 50 15,706 33, 457 45, 564 224,430 77,141 90, 911 830, 490 105, 010 95, 099 1,379, 265 66, 760 70,684 85, 777 753, 361 236, 629 12, 007 69,411 576, 589 39, 578 6,314 126,182 30,771 245, 482 324,460 20 100 35 80 10 45 10 50 9,500 $28,696 14, 926 21, 000 82, 000 25, 000 833 17, 500 702 3,874 3,162 1,597 41, 811 9,720 54, 461 44, 720 7,747 36, 250 75, 000 1,544 9,275 118,034 120,813 1,846 18, 291 29, 850 648 14, 417 75, 000 300, 000 80, 000 500,000 50, 000 100, 000 200, 000 112, 500 50,000 4, GIG 33,403 3,882 100,000 17, 735 19,191 15,317 935 3,099 61, 111 37, 098 44, 039 6,741 28,384 10, 562 121, 357 990 888 79, 055 102,640 25,118 44.275 27,545 58 17,496 7,970 12,584 142,546 686, 010 219, 639 14, 257 58,069 227, 270 71, 322 125 502 65.427 42,938 43, 050 1,194, 069 250, 000 300,000 537, 813 7,375 170,458 9,114 1,000,181 314, 444 174, 706 69, 486 133,551 117, 287 55, 531 Finallyclosed. 35 50 $180, 000 45, 000 54, 000 45, 000 150,000 120, 000 41, 000 34 i 60 Interest dividends, per cent. 155 157 158 159 160 161 25 45 40 100 40 50 20 F e b . 15,1892 163 164 166 167 IK? ioo Oct. 12,1892 Apr. 170 171 172 173 175 176 177 178 6,1893 179 181 183 184 186 187 188 190 191 192 30 75 40 25 194 195 196 197 198 199 200 201 203 205 206 50 25 25 25 208 9oq 210 211 212 213 214 216 217 91 fl 219 220 221 999 99^ 994 99«i 9.9f 99^ 9,?F 99q 1,673 19,862 232 212 REPORT OF THE COMPTROLLER OF THE CURRENCY, INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RE SYSTEM,, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS, Collected Loans paid Total Nominal assess- collections and other Dividends Collected from value of ment upon from all disburseremaining from assets. paid. sharesources. assets. ments. holders. 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 $366, 053 102,532 98, 786 582,433 412,110 $89,054 2,626 5,091 3,536 76,226 $89, 054 2 626 5,091 3,536 76, 226 $17, 700 674 3,401 200 46,344 150, 680 4, 787 4,787 870 Receiver's Legal salary and expenses. other expenses. $5 125 $985 5:iO 72 395 136 1, 373 REPORT OF THE COMPTROLLER OF THE CURRENCY. 213 CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued. Balance in Amount Amount of hands of returned to assessment Comptroller shareholders upon shareor receiver. in cash. holders. $70, 363 2, 450 1,953 2,940 29, 742 2,545 Amount of claims proved. $319,593 37, US 21,538 1,068 29,923 Dividends, per cent. Interest dividends, percent. Finally closea. 232 233 234 235 236 237 238 239 240 241 242 243 244 245 246 214 REPORT OF THE COMPTROLLER OF THE CURRENCY. COMPARATIVE STATEMENT FOR T W O YEARS OF THE TRANSACTIONS OF THE N E W YORK C L E A R I N G H O U S E , S H O W I N G AGGREGATE AMOUNT OF CLEARINGS, A G G R E GATE BALANCES, AND THE K I N D S AND AMOUNTS OF M O N E Y PASSING I N S E T T L E MENT OF THESE BALANCES. $36, 279, 905, 236 $1,861,500, 575 1, 696, 207,176 34,421, 380,870 Oct 1 1892 Oct 1,1893 Increase Decrease ....... . .......... 1,858, 524, 366 Treasury certificates for legal tenders. Sec. 5393. Tear ended— 165, 293, 399 Legal tenders and minor coin. ..... ..... ... . . . .... ..... 295, 230, 000 295, 906, 000 $791,022,000 168,628,000 622, 394,000 $357, 971,000 584,613, 000 226, 642, 000 Percentage to balances. Loan certificates. $483, 350,000 $229,157,000 ' 188,120, 000 525,063,000 Oct 1 1892 Oct 1 1893 Increase Decrease TJ. S. gold cer- TJ. S. Treasurytificates. notes.* Aggregate balances. Aggregate clearings. Year ended— 229,783, 000 1 Gold Legal Loan certifi- tend- certificates. ers. cates. 42.5 38. 57.5 49. 13 229,783,000 *TJnited States Treasury notes are issued in pursuance of the provisions of the act of Congress directing the purchase of silver bullion and the issue of Treasury notes thereon, appioved July 14, 1890. They are payable on demand in coin. REPORT OF THE COMPTROLLER OF THE CURRENCY. 215 STATEMENT SHOWING BY COMPARISON THE TRANSACTIONS OF THE NEW YORK CLEARING HOUSE FOR FORTY YEARS, AND FOR EACH YEAR, THE NUMBER OF BANKS, AGGREGATE CAPITAL, CLEARINGS, BALANCES, AVERAGE OF THE DAILY CLEARINGS AND BALANCES, AND THE PERCENTAGE OF BALANCES TO CLEARINGS. Year. banks. 1854 1855 1856 1857 3 858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 1884 1885 3886 1887 1888 1889 1890 1891 50 $47, 044, 900 48 50 50 46 47 50 50 50 50 49 55 58 58 59 59 61 62 61 48, 884,180 52, 883, 700 64, 420, 200 67,146, 018 67,921,714 69, 907, 435 68,900,605 68, 375, 820 68. 972,508 68, 586, 763 80, 363, 013 82, 370, 200 81, 770, 200 82, 270, 200 82,720, 200 83, 620, 200 84, 420, 200 84, 420, 200 83, 370, 200 81, 635, 200 80, 435, 200 81, 731, 200 71, 085, 200 63, 611, 500 60. 800, 200 60, 475, 200 61,162, 700 60,962, 700 61,162,700 60, 412, 700 58, 612, 700 59, 312, 700 60. 802, 700 60, 762. 700 60, 762, 700 60, 812, 700 60, 772, 700 60, 422, 700 60, 922, 700 59 59 59 59 58 57 59 57 60 61 63 61 64 63 64 63 63 64 63 1892 64 1893 64 Total Capital.* Clearings. $5, 750,455, 987 5, 362. 912, 098 6,906, 213, 328 8, 333. 226, 718 4, 75(5. 664, 386 6, 448^ 005. 950 7, 231,143, 057 5, 915, 742, 758 6,871,443,591 14. 867, 597,849 24, 097, 190, 656 26. 032, 384-, 342 28. 717,140,914 28, 675.150, 472 28, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 29, 300, 986, 682 3.5, 844, 369, 568 35, 461, 052, 826 22, 855, 927, 636 25, 061, 237, 902 21. 597, 274, 247 23, 289, 243, 701 22, 508, 438. 442 25,178, 770, 691 37,182,128, 621 48,465, 818, 212 46,552,846,161 40, 293.165, 258 34, 092, 037, 338 25,250,791,440 33, 374, 682, 216 34,872, 848, 786 30. 863, 686. 609 34^ 796, 465, 529 37, 660, 686, 572 34, 053, 698, 770 36,279, 905, 236 34, 421, 380, 870 Balances paid in m o n e y . Average daily clearings. $297, 411, 494 289, 694,137 334, 714, 489 305, 313, 902 314, 2J8, 911 3(i3, 984, 683 380,093,438 353. 383, 944 4.15; 530, 331 677, 626, 483 885,719.205 1,035,765,108 1, 066,135,106 1,144, 963. 451 1,125, 455, 237 1,120, 31.8, 308 1, 036. 484, 822 1, 209, 721, 029 1,428,582,707 1,474,508, 025 1, 286, 753,176 1,408,608, 777 1,295, 042, 029 1, 373, 096, 302 1,307,843,857 1,400, 111, 063 1,516,538,631 1, 776, 018.162 1, 595, 000, 245 1, 568, 983; 196 1, 524, 930, 994 1, 295, 355, 252 1,519,565,385 1, 569, 626, 325 1,570,198,528 1, 757, 637, 473 1, 753, 040,145 1, 584, (535, 500 1, 861, 500, 575 1.696,207,176 $19,104,505 17, 412, 052 22, 278,108 26, 968, 371 15, 393, 736 20, 867, 333 23,401,757 19, 269, 520 22, 237, 682 48,428, 657 77, 984, 455 84, 796,040 93,541,195 93,101,167 92,182,164 121,451, 393 90,274,479 95,133, 074 109, 884, 317 115, 885, 794 74, 692,574 81, 899, 470 70, 349, 428 76, 358,176 73, 555, 988 82, 015, 540 +68,127, 200 Jl, 021,018,193,454 +45, 981,837, 600 t83, 246, 522 121,510, 224 159, 232,191 151, 637, 935 132,543,307 111, 048, 982 82, 789, 480 109,067, 589 114, 337, 209 101,192. 415 114, 839, 820 123, 074,139 111, 651, 471 118, 561, 782 113,978, 082 Average daily balances paid in m o n e y . $988,078 940, 565 1, 079, 724 1,182, 246 1, 016, 954 1,177, 944 1, 232, 018 1,151, 088 1, 344, 758 2, 207, 252 2,866,405 3, 373, 828 3,472, 753 3,717,414 3, 642, 250 3, 637, 397 3, 365, 210 3, 927, 666 4, 636, 632 4,818, 654 4i 205, 076 4,603, 297 4,218,378 4,504,906 4, 274, 000 4,560, 622 4,956,009 5, 823, 010 5,195, 440 5,161,129 4, 967, 202 4, 247, 069 4, 965, 900 5,146, 316 5,148,192 5,800, 784 5,728,889 5,195, 526 6, 083, 335 5, 616, 580 f3, 749, 029 Balances to clearings. Per ct. 5.2 5.4 4.8 4.4 6.6 5.6 5.3 6 6 4.6 3.7 4 3.7 4 4 3 3.7 4.1 4.2 4.1 5.7 5.6 5.9 5.9 5.8 5.6 4.1 3.5 3.4 3.9 4.5 5.1 4.5 4.5 5.1 5 4.7 4.6 5.1 4.9 4.5 * The capital is for various dates, the amounts at a uniform date in each year not being obtainable, t Yearly average for forty years. X Totals for forty years. STATEMENT SHOWING CLEARING HOUSE TRANSACTIONS OF THE ASSISTANT TREASURER OF THE UNITED STATES, AT NEW YORK, FOR THE YEAR ENDED OCTOBER 1, 1893. Exchanges received from clearing house Exchanges delivered to clearing house Balances paid to clearing house The balances paid to the clearing houses consisted of— United States gold coin United States gold certificates United States Treasury notes Legal tenders and change $311, 667,362.84 114,840,233.88 199,486,783.98 $22,810,000.00 9,376,000.00 80, 938,000. 00 86,362,783.98 199.486.7£3. 98 216 REPORT OF THE COMPTROLLER OF THE CURRENCY. STATEMENT SHOWING BY COMPARISON THE EXCHANGES OF THE CLEANING HOUSES OF THE UNITED STATES FOR OCTOBER, 1893, AND 1892. Exchanges for month ended Oct. 33 — Clearing h<rase at— 1893. New Y o r k . . . . Boston Chicago Philadelphia St. Louis San Francisco Baltimore Pittsburg Cincinnati G-alveston Kansas City New Orleans Minneapolis Buffalo Milwaukee Detroit Louisville Houston Providence St. Paul Cleveland Denver Omaha Indianapolis Memphis Columbus Dallas .'...Nashville Hartford Portland, Oregon . Fort Worth Duluth Peoria Washington, D. C. St. Joseph New Haven .... Salt Lake llochester Toledo Springfield "Worcester Portland, Me Norfolk Tacoma Lowel] Grand Rapids Sioux City Syracuse Seattle Los Angelea Wilmington Lincoln Des Moines Chattanooga Wichita New Bedford Lexington Topeka Waco Birmingham Binghamton Saginaw Canton Great Falls Fremont Richmond Savannah — Atlanta Total Decrease. i | ! I i ! 1892. £2. 229. 354. 959 $3, 078, 4S6, 35", 699, 586 456, 632. 465, 469, :'>87. 274,811 247. 861. 456 345,878, 106, 929. 76,149, 67,102, 74 1, 161 7-.-J.K09 67, 455, 72,135, 19,042, 17 2iO 50,116, WK'S-i •-, 243 106. 929, 4! :;ci,2U 49, 24 i, ;:J. o n , 154 39. 245, 31..V-37. 008 36. 6u4, 2',4OS, 160 34,673, 2}, 7!)5, 581 35, 244. 21, SO 1,518 14, 425, 15.858.930 28, 961, 2-i. 732. 700 25, 645, 15.077,798 26, 889, 19,2-, 8, 328 21, 645, lo. 359, 628 27, 941, 22. 3oo. 000 5, 224. 5.135. 825 9, 339, 6,771,474 17, 086, 12. 533. 800 3,978, 4, 404, 455 8, 453, 2, 816, 738 9, 150, 785 9, 667, 11, 301, 5, 680. 515 2, 425, 2, 034. 990 9, 836, 8,132, 059 8, 802, 6, 970, 882 9, 981, 6. 4u5,186 8. 810, 6,488,681 6, &&J, 6,182, 836 3, 30 0, 000 7, 818, C, 188,076 7, 262, Xo r e p o r t Itfo r e p o r t . 5, 444, 101 6, 410. 4, 782, 936 6,127. 5, f!!>S, 060 6, 203. 5. l.-:s, 888 4,613, 2. 274.135 5, 789, 2, 8U;S 380 3, 460, 3, 443, 872 4, 877. 2.313,307 5, 560, 4, 405, 4, lit:, 784 4, 6i4, 2. 071. 209 3,1*2, 3. 403,163 4, 33U, 8,' 250, 450 3. 095. 1. 971). 334 5,410, 3, 780, 623 1,523, 813,766 2. 288, 1,400, 000 2. 940, 2. 775. 070 2, 264, 1, 372. 246 1, 948, 1,494,904 3,419, 4, 219. 735 2. 268, 471, 928 I! 284, 1,420,500 1, 773, 1,268,181 816, 621, 522 1, 286. 700. 000 516, 392, 914 10, 449, 8, 259, 114 13, 456, 15. 47.6, 422 7, 823, 5, 673,151 I 4,044,210,662 5, 501. 901, 952 1,457,691, 290 Comparisons. Increase. Decrease, . $849,131, 877 J 02, 933, 027 78,194, 801 98,017,454 20, 489, 928 18, 680, 724 .14, 361,820 18, 663, 078 21, 515, 900 1,150, 750 10, 856,172 65, 580, 339 17, 232,132 4, 648, 539 16,196, 379 10, 877, 929 10, 382, 912 5, 228, 700 10, 568, 062 7, 610. 233 11, 286, 232 5, 641, 513 88. 392 2, 568,147 4,552, 300 485, 703 5, 636, 666 516, 503 5, 621, 278 390, 313 1, 704,242 1, 831, 233 3, 576, 305 2, 321, 574 686, 866 4, 518, 726 1, 074, 447 965,' 949 t, 344, 461 535,880 575,496 ! - . . . 3,515,581 655, 384 1,433, 773 3, 240, 930 288,596 2, 543, 636 220,281 |. 1,123, 640 1,116,469 1,629, 524 709, 834 888,083 164, 945 892,410 453, 763 829,851 1,796, 577 i36, 000 """505." 697 194,508 586, 202 123,790 2,190, 319 2,019. 744 2,150, 807 5, 700, 961 1, 463, 392, 251 I 1,457,691,290 REPORT OF THE COMPTROLLER OF THE CURRENCY. 217 STATEMENT SHOWING THE EXCHANGES OF THE CLEARING HOUSES OF THE UNITED STATES FOR WEEKS ENDED OCTOBER 28, 1893, AND OCTOBER 29, 1892. Exchanges for week ended— Clearing house at— Octoher28,1893JOetober29,1892, New York Boston Chicago Philadelphia St. Louis San Francisco Baltimore Pittsburg Cincinnati G-alveston Kansas City New Orleans Minneapolis Buffalo Milwaukee Detroit Louisville Houston Providence St. Paul Cleveland Denver Omaha Indianapolis Memphis Columbus Dallas Nashville Hartford Portland, Oregon . Fort Worth Duluth -v Peoria Washington, D. C. St. Joseph New Haven Salt Lake Rochester Springfield Worcester Portland, Me Norfolk Tacoma Lowell Grand Rapids Sioux City Syracuse Seattle Los Angeles Wilmington Lincoln Des Moines Chattanooga Wichita New Bedford Lexington Topeka Waco Birmingham Binghamton $545, 371,946 79, 632, 849 88, 027, 220 57, 991, 433 17, 659, 066 lQ, 908, 651 12, 071, 694 ll, 297, 856 l l , 041, 650 4, 036, 988 9, 345, 640 10, 034, 505 7, 226,145 8, 214, 397 4,388,452 5,161,180 5, 769, 505 4, 559,916 5, 761, 800 3,453, 270 4, 312. 266 2,102, 510 4, 886, 733 1, 045, 934 1, 784,112 2, 957, 800 1, 095, 850 615, 256 1, 643, 067 1, 400, 000 650,000 1, 962, 574 1,712,682 1, 331. 239 1,437,430 1, 317, 502 No report. 1, 253, 679 1, 033, 919 1,119.128 1, 220, 706 1, 229, 417 558, 218 632, 796 708, 901 545,133 798, 924 430, 584 670, 276 712, 504 484, 556 968, 931 161, 398 314, 407 488, 345 278, 851 288,158 900, 240 126, 299 280,400 $700, 238,112 107,151, 050 110, 073, 508 86, 062, 551 25, 2:J(), 256 17, 8] 2,109 14, 820, 845 16, 426, 617 15, 613, 000 4, 585, 060 12,373, 461 9, 518, 234 ]0, 215, 840 8,165, 882 9, 306, 432 7, 435,151 7, 872, 767 3, 709,155 7, 057,100 6, 212, 999 6, 284,120 5,176, 751 7,165. 480 1,171,039 2, 597, 806 3, 937, 300 1, 000. 000 1, 957, 683 2, 208, 747 2, 441, 339 584, 843 2,100,000 2,126, 766 2,381.918 1, 946. 281 1, 478, 499 1,676,950 1, 894, 367 1,403,353 1, 371, 974 1,467, 735 992, 059 1, 478, 576 826. 429 1, 035, 827 1, 336, 907 939, 800 1, 097, 084 652. 892 1,039;665 680, 000 887,453 474,200 499, 933 474, 757 431, 654 418, 204 834, 947 553. 082 334, 300 Total . 947,414,888 1, 307, 247, 549 Decrease. 359,832, 661 Comparisons. Increase. Decrease. $214,866,166 27,518,201 22, 046, 288 28,071,118 7. 577,190 6,' 903, 458 2,749,151 5,128, 761 •4, 571, 350 548,172 3,027, 821 $516,271 2,989, 695 48,515 4, 917, 980 2,273,971 2,103, 262 850, 761 1, 295, 300 2, 759, 729 1, 971, 854 3, 074, 241 2, 278, 747 125, 705 813, 694 979, 500 . 95, 850 1, 342, 427 565, 680 1, 041, 339 65,157 137, 426 414,084 1, 050, 679 508, 851 160, 997 1,676, 950 640, 688 369,434 252,846 247, 029 237, 358 920,358 193, 033 326, 926 791,774 140, 876 066, 500 17, 384 327,161 195,444 81, 478 312, 802 185, 526 13, 588 152,803 130, 046 65, 293 426, 783 53,900 1, 991, 655 361,824,316 359,832, 661 218 REPORT OP THE COMPTROLLER OF THE CURRENCY. STATP:MENT SHOWING BY COMPARISON TTIE EXCHANGES OF THE CLEANING HOUSES OF THE UNITED STATES FOR YEARS ENDED SEPTEMBER 30, 1893, AND SEPTEMBER •30,1892. Clearing house at- anges for years ended September 30—1893. New York Boston , Chicago Philadelphia St. Louis San Francisco Baltimore Pittsburg Cincinnati G-alveston Kansas City New Orleans Minneapolis Buffalo Milwaukee Detroit Louisville Houston Providence St. Paul Cleveland Denver Omaha Indianapolis Memphis Collumbus Dallas Nashville Hartford Portland, Oregon .. Fort Worth Duluth Peoria "Washington, D. C . St. J oseph New Haven , Salt Lake Rochester Toledo Springfield , Worcester Portland, Me Norfolk Tacoma Lowell Grand Rapids Sioux City Syracuse Seattle Los Angeles Wilmington ... Lincoln Des Moines Chattanooga Wichita New Bedford Lexington Topeka Richmond Waco Birmingham Binghamton Total. Decrease . $34, 421, 379, 870 4, 864, 779. 750 4, 970, 913. 387 3, 656, 677.140 1,188,378.457 752, 949. 706 737, 5C8, 241 711,547. 291 679, 051. 000 152, 848, 438 507, 454. 919 523. 996. 645 377, 785. 380 415,229.127 377,740.215 353,558, 369 356, 361 823 130,136. 394 305. 593. 800 237; 137, 633 291, 500, 368 221, 784, 526 315, 244, 799 64,111.531 98, 939. 078 171, 069, 700 51, 440, 379 81, 973. 258 117. 542. 969 90, 561. 073 29, 850. 748 103, 447. 519 88, 318, 395 104, 721,162 93,918.878 77, 502, 994 70, 692. 022 81, 662. 509 No report. 72,405,148 68, 814.169 67.649,013 47,112. 879 42,521,796 36, 918, 580 49, 344. 223 50, 675. 522 50, 762. 083 48,236.447 45. 239. 721 46. 904i 288 29,010,186 50, 334,184 19, 329, 230 ' 24,909.142 25, 470. 283 20, 392. 202 19, 951, 288 119, 978.116 32,197. 057 22, 273, 145 14, 883. 300 58,880,682,455 j 1892. $36, 279, 905, 236 4, 901. 030, 976 4, 959, 861,142 3, 671,149, 047 1, 211, 370, 719 833, 617,126 772, 435, 133 743. 635, 356 728,711,350 141, 985, 866 494, 906,132 488,931,005 j 427.287,201 I 409, 405,192 353,849,753 i 347,737,532 j 368,698,812 102. 715. 466 j 280,637,800 ! 271,350,612 ! 287,324.716 I 259, 519. 344 ! 271, 668, 937 I 118, 616, 627 i 140, 387, 378 ! 177, 384. 700 * 49, 298. 231 *96, 295, 409 I 109.746,541 j •108,903,862 j 28,841,335 I 93,413,428 ! 95, 873.112 \ 98, 005. 354 I 89,814,345 ! 74,492,129 ! 89, 463, 682 77, 594, 997 No report. 68, 875, 781 64, 732, 396 ! 62, 605. 687 i 52,409,229 : 47,154 237 42,736,155 j 48, 622. 342 j 54. 367, 936 47,687,537 j 52.386,734 i 40. 027, 896 ! 44. 573, 069 j 32,235.901 ! 49,972,363 ; •22,634.000 27,566,186 24,138.424 •24,352,938 ! 20,512,044 ; N o report. j No report- > N o report. ; N o report. 60, 883, 572,438 58, 880,682, 455 2,002,889,983 >. * For nine month*. Comparisons. Increase. Decrease. $1, 8158,525, 366 36, 317, 226 $11, 052, 245 14,471, 907 22, 992,262 80, 667. 360 34,866, 892 32, 088, 065 49, 660, 350 123, 404,057 12, 548, 787 35, 065, 640 49, 501,821 5, 823. 935 23, 890, 462 5,820. 837 12, 336, 989 27, 420. 928 24, 956, 000 34, 212, 979 * 4,1.75, 652 "37," 734," 818 "43* 575." 862' 54, 505, 096 41,448, 300 6, 315, 000 2,142,148 14, 322,151 "7"796,'428" ":L8," 342," 789 1, 009,413 10, 034, 091 7,554,717 6, 715, 808 4,104, 533 3,010,865 18, 771, 660 4*067,512 3,529,367 4,081,773 5, 043, 326 5, 296. 350 4, 632, 441 5, 817,575 721, 881 3, 692,414 "3,075446' "4*150," 287 5, 211, 825 2, 331, 219 3, 225,715 361,82i 3, 354, 770 2,657, 044 1,331, 859 3,960, 736 560,756 119, 978,116 32,197. 057 22, 273; 145 14. 883, 300 448, 231, 281 2, 585,387, 893 448, 231,281 2,137,156,612 ABSTRACT OF REPORTS OF CONDITION OF State Banks, Loan and Trust Companies, Savings and Private Banks, 1892-'93. ARRANGED BY STATES, TERRITORIES, AND GEOGRAPHICAL DIVISIONS. NOTE.—Reference marks in the tables following indicate tlie character of the source of information from which reports were received. 219 220 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE I. ABSTRACT OF REPORTS OF CONDITION OF STATE Loans on colDate of re- j ^ 0 of lateral se- Other loans P°rtI banks. Loans on curity and disreal estate. than other real counts. estate. States, etc. June 30,1893 Nov. 17,1892 Oct. 1,1892 New Hampshire., Rhode Island Connecticut Total Eastern States. New York New Jersey... Pennsylvania . Delaware* Maryland* $1, 603, 590 5,138, 607 6, 742,197 June 1,1893 June 24, J 893 Nov. 30,1892 June 30,1893 ....do Total Middle States. 201 22 85 4 318 $85,497 4, 505, 389 $10,479. 878 301,453 133, 355 38, 843 204,490 306. 990 12, 746 114,924 4, 931,182 221,697,875 434, 660 17, 896, 543 8, 898, 805 3,451,584 2, 020,244 19, 349, 456 701,865 634,911 6,304,167 7, 899,010 819, 902 1, 517, 414 33, 294,152 5, 503. 590 132, 526 50, 241 66, 765 5,678 143,932 26, 552 13,590 492,949 85, 637 17, 544 167,144 Total Southern States. Apr. 22,1893 Missouri Oct. 3, 1892 Ohio July 15,1893 Indiana July 25,1893 Illinois Oct. 3,1893 Michigan July 3,1893 'Wisconsin June 30,1893 Iowa July 12,1893 Minnesota June 30,1893 Kansas* Oct. 3,1803 Kansas a Mar. 6,1893 Nebraska X 651 1, 096,100 455 86 86 89 159 118 177 133 255 276 522 7, 040, 049 7, 979, 848 Total Western States . Oregon* Colorado Utah Idaho* Montana * Wyoming.... New Mexico . North DakotatSouth DakotaJ.. Washington — Arizona* California Oklahoma* , Total Pacific States, etc. Total United States June 30,1893 do .do . .do . ..do. June 8,1893 Jan. 30 and July 3.1893 July 22, 1893 June 12,1893 May 31,1893 June 30,1893 July 1,1893 June 30,1893 11, 430 572 749 502 354 698 90 45 33 21 87 11 18 63 18 4 34 164 63 - $11,430 188, 585, 8, 510, 21, 099, 1, 373, 2,128, July 12,1893 Sept. 30,1892 July 12,1893 June 30,1893 do Dec. 31,1892 June 30,1893 July 12,1893 June 30,1893 do ....do Sept. 23,1893 June 30,1893 Virginia West Virginia North Carolina South Carolina* Georgia! Florida Alabama* Mississippi ~ Louisiana! Texas Arkansas* Kentucky Tennessee* Overdrafts. 485,301 51,153 10,817,723 66, 342 121,690 590, 383 " 169, 099 *383,"83i 109,451 1,604, 537 159,406 1,135, 297 1, 047, 092 3, 358, 279 6, 957, 043 1,080 16,155,194 6, 957, 043 12 29 5 5 4 5 2 24, 290 327,976 7,900 164 120, 783 948 "*58,"856 108, 291, 643 1, 261, 414 67, 627, 559 1, 342,689 80,152 20, 705, 545 121, 278 9,404, 858 152. 632 20, 806, 717 163,683 33, 633, 573 163, 414 34, 005,058 303, 983 20, 534, 832 166, 565 28, 231, 221 246, 765 4, 594, 384 256, 053 12,460, 817 692, 079 30, 744, 628 270, 288, 375 3,433, 240 410.943 3, 473, 218 960, 075 83,234 796, 538 165,136 284, 243 10,347 29, 021 85, 916 4,853 16,792 4,212 236, 924 17,101, 891 171,409 2,579, 4,310, 5, 833, 117, 49,176, 25, 238 649 011 907 228 782 24, 305 134, 794 19, 200 17,990 21, 051, 400 17, 959, 931 68,216, 202 347,886 43,233, 876 39,092,976 72 135 64 5 173 5 2,099, 332 181, 701 18,695,198 42, 815 516 3,579 456 675,236,292 5,488, 630 •Unofficial. t Semiofficial, and all others official. J Includes private hanks. <*' One, included with L. and Tr. Co.'s.) a Received too late to he included in totals. 221 BEPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE L BANKS IN THE UNITED STATES, 1892-'93. RESOURCES. United States bonds. State, county, municipal, etc., bonds. Eailroad bonds and stocks. Due from, Real es- Current All other Bank and other b a n k s tate, fur- expenses stocks. Jbonds bank- niture, and and taxes stocks. anders. paid. fixtures. States. IST.H. $3,495 $66, 400 $9,450 115.500 3,495 66,400 124, 950 87,284 45,503 32 249 284, 623 681,371 4, 368, 010 920, 727 158, 375 35, 205 20,000 111, 356 600, 792 176, 375 35,205 4, 549, 909 6,180,166 2 940 870 512 8^6 985, 216 25 015 335 1, 986, 899 515, 300 85,043 31, 934 50, 000 405,159 1, 338, 241 1 802 817 1,582.116 424,266 135,126 2, 872, 683 263, 739 174,436 1,077,016 172, 534 9,000 i.66 1, 520, 351 1, 687, 717 416,187 72, 912 53, 830 1,163,381 71,174 45, 945 498 069 209,668 312,145 25 667 23, 091 63, 826 163,125 126, 458 1,650 $122, 878 1, 215, 363 11,209,839 21, 988, 013 857 102 8: .5 782 11,124, 536 6, 043, 942 28, 840 209, 095 $6, 814 213, 651 217,010 25, 000 31, 814 23,497, 327 29, 290, 483 | 4,000 4,000 $126,695 1, 393, 656 468, 814 225, 690 494,918 961, 072 600, 343 31,934 39, 276,908 54, 639 34,158 100 275. 900 3,' 179 2,634 1, 280 55,832 15, 289 22, 871 48,113 83,850 448,586 5,993 3,489, 288 15, 846 1, 200, 723 4,430, 691 125,742 948,024 412, 654 2,468,258 301,325 $169, 988 182, 264 352, 252 25, 237 6, 230, 890 299,615 2, 560, 801 ' 180,338 168,771 964, 724 46 224 228,256 6,599 1,273 R.I. Conn. N j ' Pa. Del. Md. 9,440,415 1,247, 076 6f>8 947 561, 645 178, 844 110,056 1,144.058 79;722 95.904 562J 805 378, 833 90,761 202,731 314,158 14, 534, 841 4, 375, 764 11,004, 655 4, 051, 474 1, 305 541 3. 816. 353 7, 635, 961 5,714, 948 2 li}6 090 3, 262, 527 2,1.12,253 2,155. 792 5, 282J 330 $9, 270 15, 967 84, 305 59,164 32,540 18,831 256, 828 15, 828 23,936 103,929 90, 589 5, 646 50,095 Ya. W.Va. N.C. s.c. Ga, Ma. Ala. Miss. La. Tex. Ark. 84,552 Term. 825,743 3, 489, 531 1,354, 546 "223,636' 446, 483 89, 352 606, 378 74, 707 2.059,180 266, 552 1. ?46, 842 88,230 1,286 278 1, 075, 322 195,538 1,614.876 204,525 1, 911, 385 295,180 2,183,409 499, 035 Mo. Ohio. Ind. 111. Mich. Wis. Iowa. Minn. Kana. Kana. INebr, 46,432,132 16, 262, 845 1,641,575 90, 010 202, 026 136, BOO 34, 545 15,429 31, 053 2,430 21.286 35,646 12,482 3,771 15, 003 2,485 Oregon. Colo. Utah. Idaho. Mont. Wyo. N.Mex. 226, 970 351, 773 572, 267 591, 552 728,614 1,121, 886 61, 825 65, 093 9, 432, 382 5,647, 828 103, 790 27, 080 82,722 124, 922 185,116 6,230 1ST. D a k . S. Dak. Wash. Ariz. Cal. Okla. ^.fi 724 611, 888 116, 561 20, 635 53,035 25, 219 67, 276 12,194, 552 8,169,149 | 12, 870 502,533 98,953 73,275,186 103, 790, 249 38, 600,425 4,242,164 222 REPORT OF THE COMPTROLLER OF THE CURRENCY, TABLE I. ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS BES0UBCE3. States, etc. New Hampshire . Rhode Island Connecticut Total Eastern States. New York New Jersey .. Pennsylvania. Delaware . . . . . Maryland Total Middle States Virginia West Virginia .. North Carolina. South Carolina.. Georgia Florida ,... Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Total Southern States . Cash and cash items. $92, 241 539. 362 Other resources. $90,076 $916, 675 2,340, 000 90,076 10, 711, 387 3, 256, 675 608, 056 13, 817 669, 998 6,226 286, 949, 709 11,159, 242 60,069, 556 2, 339. 614 3, 594, 966 33, o59, 200 1,780, 460 8, 819, 697 680, 000 1,128, 450 61. 281,590 1, 298,097 364,113, 087 45, 767, 807 170, 885 235 24, 053, 348 13,101, 705 5,175, 621 2, 651, 304 27. 539, 438 1, 335, 430 1, 830,158 9, 980, 434 12,551,339 1, 254, 608 4, 983, 931 43, 070, 895 9, 695, 509 6, 388, 588 2,421,676 1, 913, 530 1,123, 024 9, 363, 036 335, 000 900, 910 3, 260, 925 2, 755,447 450, 000 1,675, 925 15, 855 430 d, 346, 435 1, 558, MOS 1, 029, 587 437. " " 146, 08°, 2, 548, 541 177,050 117, 700 940, 599 3, 035, 690 320, 755 514,742 4, 443, 712 1, 553, 744 16,824,319 870 60, 559 2,597 l5, 092 3, 659 965, 021 70, 418 1, 289, 336 157,223,720 49, 789, 926 119, 008 107, 671,168 40, 898,832 13, 699,152 30,190, 723 73, 631,190 49,338,380 26,120, 866 38,194,077 19, 300, 786 20, 888, 578 42, 967, 005 19, 837,105 7, 618, 325 4, 504, 500 7, 065, 500 12,102, 955 6, 806, 900 8, 074, 420 9,189, 000 5, 969, 915 7, 749, 222 11,418,995 319.512 442, 012,179 92,587,615 1, 071, 289 5, 226, 288 1,419,123 295,482 991,983 298, 049 433, 375 3, 576, 346 6,583, 421 12, 698,9 L6 797, 835 122, 746,218 526,839 553,800 1,740, 000 750,000 157, 500 365, 000 94, 500 113, 800 1, 092,340 1, 987,053 4,263, 555 240, 200 47,848, 938 159, 000 Total Western States. Oregon Colorado Utah Idaho Montana Wyoming New Mexico.. North Dakota. South Dakota. Washington .. Arizona California Oklahoma , 40, 207, 919 101. 649 540,618 99, 500 17, 127 76. 220 14,112 79, 426 263,: 571,008 1,150, 859 52.172 15, 060, 785 103,920 3.315 23, 723 5,110 $2, 214, 738 8, 496, 649 Capital stock. 631, 603 10, 922, 693 2,817,377 1. 602, 336 3, 682. 954 4, 856, 906 6,132, 989 1, 869. 683 3, 839, 740 2, 047, 797 2, 267, 341 2, 435, 444 Total United States Total. 56, 995.625 497. 710 3, 242,330 84. 030 411,835 Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Kansas Nebraska Total Pacific States, etc . LIABILITIES. 18,131, 221 137,026, 652 66,959 34,116 54,250 45,179 1,285 68.037 164^ 288 52, 500 4,142, 618 4, 460, 876 156,665,164 59, 365, 686 7,457. 897 1,130, 725,537 250, 767, 709 BEPOliT OF THE COMPTROLLER OF THE CURRENCY. 223 TABLE I. IN THE UNITED STATES, 1892-'93-«-Continued, LIABILITIES. Surplus. Other undivided proiits. State-bank notes. Dividends unpaid. $176,116 96, 913 $974 $7, 650 3, 194 974 $609,145 Deposits. Due to other banks. Other liabilities. ST. H . $909, 777 4, 792, 373 $177, 825 655, 024 $25, 721 609,145 273,029 10, 844 5, 702,150 832, 849 25, 721 16, 325, 202 846.178 4.115,409 382, 219 241, 000 12, 027, 497 323, 474 1, 492, 240 25 ''93 95, 526 3,777 40, 501 9, 080 24,109 198,013,253 7, 267, 309 44, 737, 284 1, 096, 446 2, 080, 620 23,051,925 327, 703 772. 073 110,576 24,840 4,172, 632 610, 341 92, 292 36, 000 421 21, 910, 008 13, 964, 030 77, 527 253,194, 912 24,287,117 4, 911, 686 1. 825, 602 '688, 686 • 223,002 125, 365 1, 649, 856 18, 434 53, 249 357, 454 531,500 135, 026 33H, 501 5, 451, 715 512,732 601, 565 235. 526 150, 894 177, 848 1,136,117 37, 785 153, 489 451,964 759,205 54, 872 178, 811 26. 701 8^ 564 5,138 18,135 153, 930 21 475, 536 608,024 90. D79 43; 568 1, 782, 083 18,777 31, 377 105, 081 13, 304 7,491 158, 242 989, 338 173, 401 345, 457 491, 914 1, 968,139 55,662 148, 402 854, 017 77,844 30, 000 230,498 11, 911,122 4,256,658 8,723,876 1, 111, 717 643, 794 1, 968. 910 2, 375, 830 2, 826, 254 867, 451 935, 618 735,719 765,127 1, 001, 864 21,191, 033 20, 125, 51 1 39, 864 849 500 948 1 575 10,402 92, 844 212,296 217, 290 27, 795 17,810, 935 5,000 18,636,298 8,560 66, 835 16,667 13, 746, 018 8, 965, 828 2,446,621 671,450 11, 486, 277 874,751 542,731 4. 950. 993 8, 338, 644 577,219 2,401 954 21, 763, 750' 5, 216, 275 113, 694 171,124 8,560 295, 991 81, 982, 511 3,443,156 5, 535, 796 74, 037, 097 30, 308, 570 7, 838, 886 18, 523, 537 54, 737, 226 37, 826, 560 15 725 403 2;S, 313, 059 11, 240, 759 10,793,716 27, 396, 520 3, 263, 873 617, 673 76, 682 1, 424, 719 1,183, 703 1, 826, 395 576, 624 1, 311, 781 212, 402 41, 617 218, 667 1, 809, 217 329, 538 249, 721 398, 642 973, 855 52,271 300, 947, 617 10, 712, 519 7, 361, 753 429, 726 3, 063, 499 50,3, 599 128 196 482,297 156,008 004. 347 1, 848, 005 3, 480,688 6,902,113 470, 203 46, 933,167 336, 607 37, 089 24, 978 67, 569 3,653 7,470 1, 020 369 95, 516 11, 583 29,265 75, 460 584, 871 23, 280 8,128, 535 431 321, 553 502, 743 264,512 21,856 2,024,643 65, 038,453 8,983,621 3, 325,095 706,865, 643 48, 259, 262 21,160,051 318, 582 898, 435 368, 027 801, 015 2, 234,447 14, 574 17, 542 8,400 23,174 876, 968 1, 793, 888 707,691 774, 946 1, 398, 616 36, 973 24,903 30, 502 6,989 9, 079, 087 132,555 29 441 175. 445 M. 872 4 1S"» 52,176 9,668 • l t 001 4, 826 2,758 189, 581 325,181 466, 575 14,501 25, 801 1, 327, 426 74,237,606 I 28, 900,230 8,585 9,534 States. 525, 502 1, 613,758 409, 397 733,448 1, 525, 354 45, 465 36,855 it. I. Conn. N. Y. N.J. Pa. Del. Md. Ya. W.Va. N. G. s. a Ga. Ma. Ala. Miss. La. Texas. Ark. Ky. Tenn. Mo. Ohio. Ind. 111. Mich. Wis. Iowa. Minn. Kana. Kans. Kebr. Colo. Utah. Idaho. Mont. Wyo. N. Me*. N. Dak. S. Dak. Wash. Ariz. Cal. Okla. 224 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE II. ABSTRACT OF REPORTS OF CONDITION OF LOAN AND BESOURCES. of: Loans on colI Date of re- No. comlateral se- ; Other loans | Overport. T other ! and disP d U i e s < Loans on curity drafts. than real counts, estate. real estate. state*. Maine. New Hampshire Massachusetts Rhode Island Connecticut - Sept. to Nov., 1892. June 30,1893 Oct. 31,1892 Nov. 17,1892 Oct. 1,1892 Total Eastern States . New York New Jersey Pennsylvania Delaware t Maryland t District of Columbia . 13 ; $735,219 63 ! 21,683,336 $1,999,944 2,951, 345 10,889,798 | 8,546,475 3,788,347 $7,289 39,100,477 I 34,175,909 I 7,289 15,062, 290 196, 321,422 4, 359, 637 2, 497,192 19, 370,144 61, 483, 263 365,112 416,139 950, 655 51,156 2, 744, 825 3,333,113 Jan. 1,1893 .do . Nov. 30, 1892 June 30,1893 do July 12,1893 ! Total Middle States. $168,936 674,251 *13 i 5, 349, 015 20 i 13,028,220 35. 955, 220 7 I 2, 570, 882 2, 302, 070 10 134 I 40,679,007 19, 698,925 1, 784, 946 3,616 332 305,307 1,725 1,107 266.275,941 j 25,407,295 67, 562 West Virginia.—Total South- Sept. 30,1892 ern States. June July June July Missouri!. Illinois Iowa t Minnesota 30,1893 25,1893 30,1893 31,1893 829 65, 626 706 128,304 3 7 2, 358, 094 14,891, 611 10 ! 1,676,925 1, 351, 270 442 707 j ...J 19,027 12,356,312 433,524 1,749,858 3,295 9,926 5,139 Total Western States. 28 ! 18,926,630 1,793,977 ! 14,558,721 18, 360 Total United States . 228 I 81,288,973 307,170,395 | 74,270,229 | 93,917 RESOURCES. States. Maine New Hampshire . Massachusetts - -. Rhode Island Connecticut Total Eastern States New York New Jersey Pennsylvania Delaware t , Maryland f District of Columbia. Total Middle States West Virginia.—Total Southern States. Missouri t.Illinois Iowat Minnesota . Cash and cash items. $107,592 350,210 1, 733, 652 1,90;), 799 I 246,625 I 4,347,884 Other resources. $300, 488 152, 371 37, 761 $4,889. 690 11, 109,118 95, 343, 442 22, 414, 452 6, 450, 872 Capital stock. $1, 069, 800 1,455,000 8, 975, 000 2, 557, 900 1,161, 600 490, 620 140, 207, 572 15, 219, 300 335,707, 780 12, 898, 701 175, 885, 991 1, 743, 972 2, 920, 884 9,077,978 25, 950, 000 1,095, 000 36, 003, 744 500, 000 1, 000, 000 3, 250, 000 14,433,099| 30,940,467 538,235, 306 68,398, 744 16,184 | 5, 318 227, 643 111, 490 99,236 3, 259 529, 645 149, 241 4, 642, 506 17, 43G, 835 18, 053, 738 7, 860, 906 1, 050, 000 3,460, 000 2,176, 603 4, 451,131 399,507 4,423,954 11,909 176, 325 331,717 150,172 2, 766, 902 131,223 371, 075 3, 419, 372 781,381 Total United States . - - 227216,539 32,217, 786 Total. 5,187, 311 328,641 25, 382, 025 24,417 18, 073 ,7 Total Western States . * Includes one State bank. LIABILITIES. 47,993,985 I 726,664,506 11,137,734 94, 867, 268 t Unofficial; all others official. REPOKT OF THE COMPTROLLER OF THE CUiSEENJUY. 225 TABLE II. TRUST COMPANIES IN THE UNITED STATES, 1892-'93. ]RESOUECES. State, Railroad county, munici- bonds and stocks. pal, etc., bonds. United States bonds. $108,950 $204,486 Bank stocks. $66, 369 8, 056, 727 2, 928, 674 500,679 85,200 2, 660, 496 |5,339, 620 11,189, 887 652, 248 $2,160,496 500, 000 364,612 360, 058 15 772 540 50,100 15,822, 640 ]L96, 61, 900 919 256, 061 193,382 358, 819 449, 443 9,395 9,000 L34, 919 7, 222 3*500 3,500 16,222 L44, 314 18,486, 636 5, 342, 753 11, 639, 330 Real es- C u r r e n t A l l other D u e from b a n k s tate, fur- expenses bonds and other and bank- niture, and and t a x e s stocks. ers. paid. fixtures. $626, 378 1 545 1,435. 1, 243, 1,478, 179 564 738 303 6, 330, 362 $408, 607 $152,612 $9,809 11,139, 034 2,811,103 279,307 410, 377 6,849 31,421 11,113 82, 716, 222 459, 760 3,141. L28 668,470 92,187, 712 Me. 238, 810 K.H. 9, 624, 508 " i, 7i3, 315 " '228,' 280" Mass. 253, 000 26, 735 R.I. 644,060 614,109 14,483 Conn. 301,116 41 413 109 25, 949, 229 7, 213, 267 1,066 607 620 434 1 840 W« 38, 419, 6SJ2 12.177,813 10, 536, 825 ' 101, 489 82, 699 12.030 396, 492 906, 461 J24, 082 811," 020* 1, 669,176 137, 938 773, 032 536, 800 1, 692, 752 States. 40,100,158 |20, 518,893 SLY. N J Pa. Del. Md. D.C. 7,199 58, 968 10, 964 W.Va. 426,612 1, 466, 365 206, 703 70,267 28,169 627, 867 2,130, 251 8.200 28, 770 111,511 85, 665 Mo. 111. Iowa. Minn. 2, 099, 680 2, 856, 554 234,146 53, 352,071*26, 245,518 984,177 LIABILITIES. Other undivided profits. Debenture bonds outstanding. Dividends unpaid. $79,600 160 471 4, 028, 006 104, 877 339,555 $142, 487 151 691 2, 447. 300 699, 648 274, 504 $186, 300 4,421-100 $2, 026 4,607 ,406 Surplus. Deposits subject to check. 282 5,016 $3,0L3,880 3, 724, 279 71,485, 089 18, 602, 034 4, 576,197 7,324 101, 401, 479 34,751 4,712, 509 3, 715, 630 33, 764, 529 243. 358 9, 267, 760 85,000 377,056 250,000 4,973,153 459,111 9,104, 785 37, 201 155,550 177, 098 747 ,900 938 264. 295, 048 9, 752, 510 89,223,195 831,499 701,780 4, 646, 704 43, 987,703 14, 906, 898 747 ,900 449,711 $386,106 1,196, 569 8, 408, 047 94: 000 459,202 6, 725, 050 :N r .Y. 290, 272 686,498 Del. Md. D.G. 82, 751 665, 971 N.J. 651, 517 31, 600, 239 Pa. 5,338 2,145, 286 10, 620, 340 665,922 1,846, 631 28.336 1,351^ 786 107,900 3,646 1, 247, 654 24, 357 15, 278,179 1,491, 668 3, 481, 527 67, 385 486,244, 079 2, 690,476 53, 534, 279 113, 685 86, 809 1, 111, 600 255,574 249, 226 63, 003 890 597 413, 982 375, 493 21, 418 2,512 13, 071, 836 6S ,400 427 1, 703, 209 1, 743, 075 13,134t, 236 50,403,421 20,368,056 18, 489, 542 Me. 1^ H Mass. R.I. Conn. 10, 084, 722 39,968, 030 369,450, 736 15 $9,491 Other liabilities. 739,606 35, 689 2, 453 10665 CUK-—15 Due to other banks. W.Va. 1,361,921 871, 952 Mo. 111. Iowa. Minn. 226 REPORT OF THE COMPTROLLER OF TILE CURRENCY, TABLE III. ABSTRACT OF R E P O R T S OF CONDITION O F T H E M U T U A L A? RESOURCES. Date of reports. States, etc. MUTUAL SAVINGS BANKS. Maine New Hampshire Vermont. Massachusetts . Tthode Islan d . . Connecticut Loans on I Ko. of bank; Loans on collateral security real estate. other than real estate. Oct. 31,1892 1 June 30,1893 June 30,1893 Oct. 31,1892 | Nov. 17,1892 Oct. 1.1892 $7,197,644 29,677,608 11,695.697 $7, 628, 425 722, 226 165. 854. 636 14, 750, 734 38 27, 468, 776 3, 359,763 51, 891, 336 8, 680, 682 454 1293,785,757 Total Eastern States . New York New Jersey Pennsylvania Delaware* Maryland* 53 Jan. 1,1893 ! do . . „ j Nov. 30,1892 I June 30,1893 ! do Total Middle States. 124 293,971,249 24 I 15, 671, 371 Other loans and discounts. $7,014,690 7,367,399 j 1, 426, 084 I 94^194,577 6,099,901 3,569,804 I 35,141, 830 119,672,455 3, 209, 730 1,705, 363 6, 679, 270 221, 796 1,977,133 34, 820 622, 909 183 j335,955,724 | 13,793,292 657, 729 14 17 767, 170 2 3 122 790 19 5 423, 144 "West Virginia—Total Southern States. Sept. 30,1892 180, 719 6,300 7,401 Ohio Indiana Wisconsin . Oct. 3,1892 Oct. 31,1892 July 3,1893 8,159, 342 2, 691, 650 7,307 2, 932, 984 166, 846 Total Western States .. 10 Total mutual savings banks Overdrafts. 8,159,342 I 2,691,650 j 3,107,137 I 649 1638,081,542 j 51,633,072 |123,444,722 j STOCK SAVINGS BANKS. Vermont—Total Eastern States . June 30,1893 Maryland* District of Columbia* .do ....do July 12,1893 June 30,1893 do j Jan. 1 and | Juno 30,1893 June 30,1892 July 11,1893 J J mie 30,1893 .do. .do. Alabama * Louisiana Texas * Arkansas ' Tennessee * Total Southern States. Ohio* Illinois Iowa Minnesota i June 30,1893 ' July 25.1893 ! J mie 30,1893 I Dec. —, 1892 Total Western States. 4 14 Montana * New Mexico *. California Total Pacific States, etc. Total stock savings banks.I Total all savings banks 274,921 386, 787 185,985 274, 921 ! 659,550 "i, 693," 881 162, 943 2,839, 679 2, 292, 553 238, 344 $154 300 8,939 727 70, 400 1, 968, 366 230, 400 136,937 910,915 8,490 4,343 15.050 1,301 "45*205" 36,313 553,513 100, 072 27,910 209, 529 364.750 67, 363 484,008 61 i 1,261,300 3,163,515 8, 850,537 39,304 12 3,876,789 4, 224, 704 15 ::::::::::: 5,095,870 2, 283, 956 33, 438, 030 21), 369, 994 2,112, 290 5,044 50, 008 173, 675 342 204 ! 8,972,659 4,224, 704 67,205,170 229,069 346. 475 1, 050, 264 1,203,194 200, 610 350, 026 1, 051,429 4, 812,003 205, 853 June 30,1893 ....do March to June, 1893 June 30,1893 Jan. 25 and inly 1,1893 July 1,1893 j Oregon*.. Colorado . Utah 1,481,979 •;. 323,743 | 63, 044 I Total Middle States. North Carolina South Carolina * Georgia f Florida! 613,528 ~153, 920 32, 065 3, 603, 912 17 316, 841 23, 786 133,436 286, 284 1,124, 328 5,296 109, 560, 205 12,931,483 92 111, 273, 785 14,359, 073 7, 757, 506 227, 408 125,498, 443 22, 546,805 85,570,113 495,"781 74,179, 877 209,014, 835 495, 781 381 1,030 76375797985 * Unofficial; t seruiofucial; all others official. 16, 259 REPORT OF THE COMPTROLLER OF THE CURRENCY. 227 TABLE III. STOCK SAVINGS BANKS IN THE UNITED STATES, 1892-?93. RESOUECES. United States bonds. $602,750 110, 750 1, 210, 600 2,326,100 726,400 State, coun- Railroad ty, munici- bonds and pal, etc., stocks. bonds. $17, 274, 030 10,741,172 5, 889, 862 52, 897, 003 10, 937, 612 32,269,167 Bank stocks. from Heal estate, All other Due other furniture, bonds and ban]?:s and and fixstocks. bankers. tures. $15,475,712 10,452,118 $2, 885,102 $4,258, 460 2, 632, 225 8, 954, 938 235, 810 $586,345 "38,'92i,"448* 28,972, 054 13, 000,580 11,484, 776 2, 621,168 5,169,227 27,193. 270 6, 573,132 4, 976, 600 130, 008, 846 103, 527, 324 43, 919, 491 18,382,625 109, 375, 460 238 773 348 7,841,330 5, 717, 220 7,085, 000 $991, 323 1,631,466' 288, 324 4, 534, 864 1, 727,476 3, 340,847 States. Me. K.H. Vt. Mass. K.I. Conn. 13,586, 925 12,514,300 47,325, 589 10, 519, 327 K Y. 336,959 1, 075, 363 1, 258,120 N. J. 44, 045,916 2,902, 575 1,103, 087 Pa. 116,119 50, 831 202, 938 Del. 211, 686 632, 281 682,725 Md. 443,285 5, 281, 591 339, 465 71, 000 16,627, 269 11, 393, 399 122,177, 680 263, 312, 947 17,014,455 262, 517 45,131, 275 3, 677 2, 025, 000 127, 410 272,664 240, 235 3," 000* 2,152,410 512, 899 3,000 51,746, 812 13,766,197 15, 500 14, 850 10, 936, 599 100, 000 7, 050 1, 331, 342 11,043, 049 1, 342,962 9,948 W.Va. 928, 905 Ohio. 172, 290 Ind. Wis. l i 620 1,104,754 129,306, 690 393,838, 369 120,541, 779 44,185, 008 74, 573, 049 66, 691, 549 27, 395,199 1,150 153,199 2, 046, 749 90, 564 66,510 33,826 48,194 43,726 491, 991 269, 737 209,271 29,247 194, 902 143, 344 62, 752 7,138 207,775 140, 376 15, 565 N.C. S.C. Ga. Ma. 2,000 11, 296 78,486 269 58, 925 1, 000 8, 835 361, 014 26, 515 67,424 77,381 114,382 750 55, 857 31, 828 158,871 Ala. La. Tex. Ark. Tenn. 109,388 1,396,870 680, 051 732, 542 30, 000 8,101, 769 1,448, 980 6, 214, 571 2, 675, 539 1, 377,214 155,991 282, 714 892, 642 370, 588 10,380, 446 11, 716, 304 1, 701,935 19,130 24, 296 112, 400 177, 000 19,130 10, 000 12,481 1, 302, 069 476, 860 1,025 3,112 21, 598 1, 340, 285 476, 860 225,000 43, 647 1,023, 896 223,432 268, 647 1, 023, 896 223, 432 62, 725 100,000 10,000 88, 564 2,000 2, 2i8, 677 1,400 181, 874 304, 093 244, 599 | 100, 000 4,767,929 j 977,292 29, 955 110, 964 492, 326 435,612 1, 277 21, 659 34, 394 8,939 18, 674, 379 2,450,847 18, 728, 670 3,533,082 281, 717 30, 596, 550 16, 315, 559 129,610, 783 398,606,298 121,519,071 | 44,466,725 llO5,169,599 1 I 109, 412 Yt. 32,847 Md. 979 D.C. 177,000 24, 296 319,612 60, 837 5,673 112,400 Ohio. 111. Iowa. Minn. 57, 349 Oregon. 12,200 Colo. 637,187 Utah. 8,172 3,927, 537 4, 642,445 7, 220,160 83, 007,108 34, 615,359 Mont. N. Mex. Cal. 228 KEBOKT OF THE COMPTROLLER OF THE CURRENCY. TABLE III. ABSTRACT OF REPORTS OF CONDITION OF THE MUTUAL AND STOCI RESOURCES. Curr't exCash a n d penses and cash items. taxes paid. State, etc. LIABILITIES. Other resources. Total. Capital stock. Surplus MUTUAL SAVINGS BANKS. New Hampshire Connecticut Total Eastern States... $261, 387 1,739 155,478 Maryland Total Middle States.... West Virginia—Total Southern States. Ohio Indiana . Wisconsin .......... 050 053 1, 582,183 293,340 955 132 1, 628. 373 3, 863,672 41, 9 9 4 606, 531 1, 035, 021 551, 603 $56,838 264 80, 667. 594 21, 290. 432 415, 898.159 73, 858,193 138, 659,913 9, 372, 753 2, 323, 649 787, 212, 555 7 389, 830 326, 450 1 997 721 32,739 577,446 7 8^0 19q 563 020 739 58 590 198 633 718, 454, 662 39, 776, 787 74,851 865 4, 252, 827 46, 030, 388 8, 805 111 883, 366, 529 . . . . 99, 746,892 241, 458 2,405 418, 604 10, 324,186 1,778 1,285 19, 866 14,586 451 602, 709 923,193 1, 249 Total Western States.. 34, 903 1, 527,151 Total mutual savings banks. 455,285 21, 225, 375 $R8 500 191 620 12 620 26, 988, 004 4, 513, 698 190, 775 $2 233 461 5,131, 675 . . . . 14,545,655 4, 877,114 26, 787, 905 ... 88 752 443 3. 155, 339 6 116 3'?8 487 670 1,235,132 330,809 .... 31, 692, 477 330, 809 11, 141, 380 1,702,513,019 126,868,011 STOCK SAVINGS BANKS. 162, 811 57, 302 8, 549, 654 $787, 500 3,679 11,767 28,017 2,671 447 1, 275, 505 142, 495 223, 040 50, 675 58,091 15,446 30,088 447 1,418, 000 273, 715 58, 091 1,166 25, 931 35,759 6,204 13,126 5 1O(} 40, 000 1,253,126 1, 027, 354 210, 000 305,000 100,000 139,486 123,157 555,000 9,602 293. 781 U5, 039 Termont—Total Eastern States. IVf arvland District of Columbia Total Middle States . . . "NYvrth Carolina South Carolina 68 795 49 908 5,525 15,038 24, 432 1 076, 640 360. 943 50, 081 124, 905 300,902 91, 589 50. 073 452, 303 7 531 384, 702 9, 096, 567 3, 301, 559 628,149 1, 013. 936 2,270, 018 880, 051 423,839 2, 827, 808 127,181 2 512,562 126 234 20, 826, 629 3, 753, 123 715, 678 15,390 29, 203 13 672 10 693 43, 716 203.154 6 014,502 1 139,792 8 027 13, 730. 008 54,186, 037 34,733,976 11, 396, 516 1, 860, 000 7, 972, 000 6,409, 700 225,000 1, 085, 000 2, 280, 500 677.71C 183, 00C 88, 309 7 979, 574 32 392 114,046, 537 16,466, 700 4, 226, 21C 9,427 4,925 33,114 9,943 4,802 341, 916 114, 427 181,035 155, 213 11, 568 4 241, 655 158 600 277 68 940 360 217 538 2,758, 335 2, 927, 458 6,403,699 870, 592 333, 252 153,127, 972 800,450 450, 000 1,731,100 200,000 80, 000 8, 886, 600 69, 45C 36, 004 408, 75C 28, 50C 13, 62c 5,031, 801 TotlPac, States, e t c . . . 62, 211 5 045, 814 446, 715 166,421,308 12,148 150 5, 588,13f Tot'l stock sav'gs b'ks . 293,147 15 731,449 663 090 311,262,128 33,429 188 10, 588,11? Tot'l all sav'gs banks.. 748,432 36 956, 824 11 804,470 2,013,775,147 33, 429 188 137,456,12' Florida ...... IjOuisiana ... Texas .Arkansas . . . . . . . . . . . . . Tennessee Total Southern States . Ohio Illinois Iowa Minnesota Total Western States.. Oregon Colorado Utah M^ontana 2!Tew M^exico California ......... . .... 38, 000 103.281 I, 400 124, 575 REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 2 9 TABLE III. SAVINGS BANKS IN THE UNITED STATES, 1892-'93—Continued. LIABILITIES. Deposits DiviOther undends subject t o divided check. unpaid. profits. Savings deposits. $1,138, 960 966,142 1 183 266 8,044,117 3,899.810 2,991,630 $53, 397, 950 74, 377. 279 19, 947^ 166 393,019,862 69, 906, 993 130 686 729 Due to other banks. 10, 990 No. of Average depositors. deposit. States. $67,893 192, 498 160, 000 288, 525 40, 400 104,440 155,333 $343.76 425. 85 174,654 312. 04 63,925 330. 29 1,189, 936 490. 60 142, 492 394.75 331,061 Me. N.H. Vt. Mass. B.I. Conn. 853, 756 2, 057,401 360. 33 343, 945 133, 202 24, 348 394. 88 259. 20 262.54 200. 90 303.08 Other liabilities. 18,223,925 741,335,979 2,293,395 25,673 731,254 i 699 ;;58 974 ! 36, 488, 246 66 417 794 3 739,484 44, 038,181 90. 670 5,171 1, 593, 804 140, 772 252, 980 18, 613 145, 301 3, 050, 322 780,041,979 20,670 506,666 2,151,470 362.56 1,346 237, 707 5,149 46.16 W.Va. 315, 095 104, 527 5,994 24,946 909 4, 073,131 184,698 59.401 16,127 1,164 419. 97 252. 56 158. 67 Ohio. Ind. Wia. 10, 990 76, 000 1, 650, 000 5, 231 83 K.T. N.J. Pa. 111. Md. 425, 616 29, 204, 738 76, 000 1, 655, 314 76, 692 380.81 21,701,209 1, 550, 820,403 107, 660 3, 015, 736 4, 290, 712 361.43 307,437 7,315,764 138,953 25,190 290. 42 Vt. 1, 683 2,161 1,400 211.45 53. 38 Md. D.O. 24, 005 13,344 $1, 090 37,349 1,090 7,995 403, 819 139, 031 16, 646 36,957 l$g, 004 101,951 32,105 109, 404 685 4,829 1,739 1,013,912 I $504, 742 3,747 450,947 74, 729 5,907 508, 489 531, 676 5,907 1, 683 3,561 149.26 701 77, 822 5,835 542 12, 725 24, 485 405,949 123,147 49.28 242,12 118. 29 166.12 39. 52 307. 95 138. 04 146. 27 125.88 744,102 854,649 181, 513 535,133 160 168,030 140. 810 229^ 578 301, 234 5,913,139 1, 004, 765 219, 448 73, 032 2 003 854 356, 553 123, 451 1,778,174 10,750 2,416 7,821 500 23, 256 6,112 24, 422 8, 494 1,321 1,848 6,507 2,583 844 14,126 13,089 7,413 2, 853, 815 11,773,650 118,612 590,426 66,257 177.69 354,129 10, 442 1, 528, 081 1,362 682,683 131,173 132,490 660, 949 17,577,671 9, 659. 304 23,498, 504 26, 426, 031 10 658 564 27,800 1, 208, 582 537, 852 72, 384 119,337 66, 289 26, 213 84,861 73,108 42, 212 368.49 276. 90 361. 46 252.50 2, 696, 066 144, 294 18,238, 620 70, 242,403 1, 774,234 258, 010 226, 394 310.27 944,457 147, 898 795,647 160, 379 683.620 2, 217, 547 2, 935, 849 423, 248 186, 923 138, 019, 874 216, 302 4,000 52, 726 1,591 31,925 352, 221 70, 927 52 550 1,118, 764 2,461 11,639 22,815 1,736 885 178, 949 277.78 190.52 128. 68 243. 80 211. 21 771. 28 34, 965 40, 084 127,406 58,465 154 261,074 7,500 7,500 2, 048, 381 144, 467, 061 343, 955 1,557, 051 218, 485 661. 22 4, 315, 838 160, 297 23, 649, 305 234, 330, 554 2,^42, 708 2, 546,123 539, 887 434.04 23, 649,305 1, 785,150,957 2, 350,368 5, 561, 850 4, 830,599 369.55 26,017, 047 160,297 1ST C s. c. Ga. Fla. Ala, La. Tex. Ark. Tenn. Ohio. 111. Iowa. Minn. Oreg. Colo. Utah. Mont ]ST.Mex Cal. 230 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE IV. ABSTRACT OF REPORTS OF CONDITION OF THE RESOURCES. Date of report States, etc. ! New York Pennsylvania Maryland June 30,1893 I do | do Total Middle States ' ! Virginia North Carolina* Georgia Florida Alabama Texas : Ohio Indiana Illinois Michigan Wisconsin* Iowa Minnesota Kansas! - J une 30,1893 /do do do J u l y 3,1893 J u n e 30,1893 do Oct. 3,1893 Total Pacific States, etc Total United States * Official; all other* unonicial. 9, 509, 054 3,641 63,814 924,729 43,956 110, 500 942, 971 57, 451 609, 026 302,372 27, 872 252, 455 2, 239,133 54 1, 069,584 1, 097,427 3,488,309 87 86 46 123 44 j 102 147 46 142 707, 581 1,111,497 357, 361 1,744, 260 584, 359 4,623,113 1, 020, 017 8, 243,072 179, 033 5,172, 285 3,130,456 6,049,197 507, 509 1, 424, 712 4, 993, 909 1, 096. 681 7, 590, 865 564, 566 1, 355, 064 3, 886, 608 77,400 1, 553, 809 304,489 338,349 681 I 6,363,356 Total "Western State3 - 1, 041, 633 $49,874 $2, 567,180 502, 794 6, 638. 899 15,000 302, 975 567, 668 June 30,1893 J uly 12,1893 June 30,1893 do do do April22,1893 Loans on Other Loans on collateral security loans and real estate. other t h a n discounts. real estate.* $158,281 807, 352 16, 000 59 Total Southern States Missouri* Nevada Oregon Colorado Utah Idaho Montana Wyoming N e w Mexico Washington California* No. of banks. J u n e 30,1893 do do do do do do do do July 1,1893 12, 849 9,105 25,100 83.250 342,729 2, 700 35, 000 987, 338 54 j 1,298,071 848 9, 772, 644 6, 498, 262 10, 000 163, 060 21,168 138, 340 202, 730 4,100 122, 531 60,090 39, 452, 217 120, 000 111,175 487, 878 26, 235 131, 732 68, 954 252, 258 48, 539 138, 352 1, 045,152 722,019 2, 430, 275 8,885, 376 54, 879, 855 t .Received too late to be included in the totala. 1JEP0KT OF THE COMPTROLLER OF THE CURRENCY. TABLE IV. PKIVATE BANKS IN THE UNITED STATES, 1893. RESOURCES. Overdrafts. United States bonds. State, Railroad county, municipal, bonds and stocks. etc., bonds. Bank stocks. All other Due from Heal estate, other furniture, bonds and a n k s and and fixstocks. bbankers. tures. $10,563 9,603 1,292 $112,108 284, fiOO 4,900 $5, 500 17, 987 5,100 $128, 631 102,997 5,856 $7, 300 55, 389 11,140 $199,918 220,020 24, 845 $397, 415 993, 896 26, 529 $199, 696 231, 622 68, 084 21,458 401, 908 28, 587 237, 484 73,829 444,783 1,417,840 499, 402 18, 077 191,895 31,878 7,915 101, 750 574,690 1, 690 68,707 224, 200 29, 336 109, 525 485,179 619 18, 227 17, 895 1.186 11, 532 310, 925 2 560 81, 500 21,025 13,000 5, 000 28, 625 1,200 13,593 55, 669 8,692 101, 809 181,792 105, 085 13,000 33,625 362, 755 926, 805 918, 637 110, 267 84, 563 15, 175 190,967 16, 025 187, 352 17,831 13,016 156, 645 952.357 1, 349, 599 625, 261 1,855.261 438, 434 . 859.837 1,351,096 350,077 881, 389 330.648 710, 012 276, 485 747, 608 292, 785 740, 289 1,060,074 182. 262 1. 021, 549 635,196 7, 781,922 4, 340,163 3, 883 95,100 475 6,298 26,276 89, 999 9,172 22.052 45, 351 91,929 26, 242 29,137 78,268 12,508 31, 200 59,005 1,375 3, 846 10,488 65, 530 23, 388 10,970 472,637 50 360, 384 50 208, 043 102, 508 29, 225 209, 303 20,465 86, 231 358,948 38, 944 153,142 50 484 139, 663 834, 682 39, 361 252,762 35, 355 244, 049 11, 930 6,000 13,021 4,000 2,000 49,143 31, 295 76, 300 2, 500 75, 005 46, 850 199.257 3,000 5,000 1, 053, 667 1,070,190 624, 534 26. 002 7, 000 7,162 19, 021 402, 912 2, 616 1,387 10, 201 13,074 1,742 7,359 21,861. 4,200 73, 927 34,446 7, 500 95,129 135 5 769 160,970 1,509,436 1,472,148 792,652 7,500 269, 505 355,692 ! 517,866 1,798,426 424,724 690, 947 10, 551, 291 6, 449,149 State. K. Y. Pa. Md. Va. N/C. Ga. Fla. Ala. Tex. Mo. Ohio. Ind. 111. Mich. Wis. Iowa. Minn. Kan. Nev. Oreg. Colo. Utah. Idaho. Mont. Wyo. N. Mex. Wash. Cal. 232 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE IV. ABSTRACT OF REPORTS OF CONDITION OF THE PRIVATE RESOURCES. States, etc. New York Pennsylvania Maryland .. . Total Middle States Virginia North Carolina * Georgia • . .. Florida Alabama Texas Total Southern States Missouri * Ohio Indiana . . . . . .. Illinois Michigan Wisconsin * . Iowa Minnesota Kansas t Total Western States Nevada Oregon ... Colorado Utah Idaho .... Montana Wyoming New Mexico Washington . . California* Total Pacific States, etc Total United States * Official; all others unofficial. .. ... Current expenses and taxes paid. Cash and cash items. Other resources. $8, 492 29, 522 3,212 $317,795 628,374 21, 334 $45, 706 11,484 $4, 208, 459 10, 594, 839 500, 267 41, 226 967, 503 57,190 15, 309, 565 3 474 6,606 750 1,320 12,846 34,192 4 606 78,042 33,892 9,732 156, 021 578,188 851 36, 802 55, 350 90 277 1 063 496 607,507 133.650 1, 043, 604 6, 389, 799 59,188 8G0, 481 93,003 9, 388, 333 87, 985 25,443 74,313 15, 347 34, 340 123,555 40, 702 100,212 542, 842 1, 407, 505 1, 388, 518 1, 379, 906 339,599 769, 434 918,551 231, 924 897,002 48, 837 216, 794 149,302 22, 991 108,954 38, 834 47,183 7, 525. 335 14, Gil'. 341 9,158,117 15. 892, 088 3, 723, 006 7, 780, 346 14, 364, 644 3,162, 522 7, 439, 986 401,685 6, 978, 279 632, 895 76, 254, 299 4,655 2,088 6,877 51, 626 8,789 69, 992 2 776 24, (386 52, 408 100, 259 9, 852 42. 498 276, 039 436 9, 500 3, 521 186 7,000 985 14 500 723 152,103 225, 408 301,128 903, 434 48 663 263,295 424, 202 967,163 131,198 394,058 3, 232, 597 25, 666 638, 925 188, 954 ! 527,765 9, 445,188 3,777 4 010 2,540 1,719 972, 042 Total. 6, 891,146 107,843,343 f Received too late to be included in the totals. REPORT OF THE COMPTROLLER OF THE CURRENCY. 233 TABLE IV. IANKS IN THE UNITED STATES, 1893—Continued. LIABILITIES. Capital. Surplus. Other undivided profits. I n d i v i d u a l deposits. Due to banks. Other liabilities. $759,400 1,377.429 166,517 $212,115 930,186 5,141 $349, 888 278,210 6,793 $2. 839, 343 7,847, 896 293, 497 $24,556 149,364 20,484 $23,157 11, 754 13,835 2, 303, 346 1,147, 442 634, 891 10, 980, 736 194,404 48, 746 32, 500 287, 443 338,000 49, 226 430, 000 2,796, 800 129,237 51,342 6,078 49, 000 63, 259 4, 550 43.157 1,903 6, 800 72, 025 83,171 50,888 512,333 218,809 66, 914 425,259 3,146, 975 339 19,472 2,703 315 22, 516 150,137 2, 000 71, 854 54, 750 4,317 44, 804 149, 457 3, 933, 969 298, 916 213, 606 4, 421,178 195, 482 327,182 1,173, 860 3,021, 549 2, 448,148 3.769,308 996, 579 1,177, 742 4, 328. 619 870,495 2, 337, 798 407, 839 711,759 318, 641 1, 025, 730 201, 960 877, 560 76,919 26(5, 502 306, 833 121,235 337, 396 54, 576 769,553 666, 722 135, 245 409, 018 5, G23,115 10,173,840 5, 870, 498 10, 481, 511 2, 417, 364 5, 666,104 8, 081, 895 1, 889, 633 4,111, 172 116, 720 256,392 263,170 101,913 22, 500 133, 751 196,490 14, 721 59, 298 203,801 176, 968 136, 425 177,130 30, 027 33,196 213,358 175, 509 255, 598 17,786,300 3,620,408 2, 391, 560 50,203, 960 1,105, 657 1,146, 414 70, 000 98, 395 467, 248 25, 000 111, 500 190, 000 235, 400 50,000 111,403 1, 560,514 17.651 27, 000 22,900 2,120 10, 826 11,000 10,632 2,181 317, 607 4,325 32, 836 8,381 10, 375 13, 091 848 27, 205 71, 784 108,070 372, 255 23 663 122,619 187.882 635,981 41,466 239,139 1,143, 963 1,227 65, 973 63, 338 6,968 18, 675 21, 306 6,254 1,062 429 125, 862 3,813 65, 437 27,190 13,701 84, 651 2,919,460 421,917 97, 061 2,946,822 174,815 331,071 26, 943, 075 5,488, 683 3,335,118 68,552, 696 1,670,358 1, 853, 413 States. N. T. Pa. Md. Va. K C. Ga. Fla. Ala. Tex. Mo. Ohio. Ind. 111. Mich. Wis. Iowa. Minn. Kans. Ore-;. Colo. Utah. Idaho. Mont. Wyo. N.'Mex. Wash. Cal. TABLE V. Co ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-;73 TO 1892-;93. sources: Loans, etc Overdrafts XT. S. bonds Other stocks, etc.. Due from banks . . Keal estate, etc . . . Other resources... Expenses Cash items Specie Legal tenders, etc. Total . Liabilities: Capital Circulation Surplus Other profits Div'ds unpaid .. Deposits D u e to banks ... Other liabilities. Total 1872-73.* 1873-'74. 1874-75. 1875-76. 1876-77. 1877-78. 1878-79. 1879-'8O. 1880-'81. 1881-82. -banks. —banks. 551 banks. 633 banks. 592 banks. 475 banks. 616 banks. 620 banks 652 banks. 672 banks. $119, 332, 341 $154, 377,672 $176, 308, 949 $178, 983, 496 $266, 585,314 516, 565 377, 297 212, 772 348, 604 237,104 929,260 344, 984 869.144 1, 544, 296 1,961,447 23,209,670 9, 017, 067 16, 437, 815 23, 667, 950 19, 36< 450 23, 096, 812 25, 201, 782 12, 605,100 19, 050, 046 19, 851,146 5, 372,186 9, 005, 057 *8, 561, 224 12, 009,160 3, 269, 233 1,164, 999 4,909,190 6,863,083 944, 079 6, 442, 710 1,284,344 1, 353, 066 886, 348 1, 559, 404 1, 211. 416 8, 624, 086 9, 059, 547 18, 977, 324 10, 434, 018 9,816,456 1,156,456 1,926,100 1, 980,083 3, 020,139 2, 319, 659 26, 740, 215 27, 023, 988 34,415,712 25,126, 706 8,447, 776 178, 881,407 237,402,088 272, 338, 996 278, 255, 852 $206, 821,194 $250, 819, 420 $272,520,217 528, 543 1,335,310 1,196, 369 7,142, 532 12, 048.452 8,7:59,172 24, 904J 903 17,117,117 19, 780, 527 46, 657, 328 36,180, 435 49,919,183 14, 227, 927 13, 914, 238 13, 037, 939 5, 801, 796 10, 542, 206 12, 306, 578 878,696 965.327 999,944 16, 900, 325 11,176, 374 18, 546, 073 6, 201, 617 17, 071, 445 17, 201,489 48, 828, 255 23,797,046 24,586,682 383, 257, 704 j 277, 911, 831 | 315, 839, 340354,904,486 418,956,060 438, 834,173 42,705, 834 59, 305, 532 153, 432 174, 714 2,109,732 2, 942, 707 12, 363, 205 10,027, 668 337, 290 33,492 110, 354, 034 137, 594, 961 8, 838, 355 14, 241,604 4, 237, 578 10, 463,357 084,980 177, 653 797,167 002,133 83,722 165. 871,439 10. 530, 844 10! 791, 058 80, 425, 634 388, 397 7, 027, 817 10,457,346 393,419 157, 928, 658 13, 307,398 8, 327,183 110,949,515 387, 061 5, 665, 854 18, 283, 567 335,904 226, 654, 538 9,412, 876 11, 567, 789 95,193, 292 388, 298 7, 983, 996 11, 693, 064 324,176 142, 764, 491 10, 348, 911 9, 215, 603 104,124, 871 389, 542 16, 667, 574 5, 666, 221 501, 831 166,958,229 13, 093, 069 8, 438,003 90, 816, 575 283, 308 18, 816, 496 6, 721, 615 474,567 208, 751, 611 18, 462, 707 10, 577, 607 92, 922, 525 274,941 20, 976,167 7, 943, 466 567,171 261, 362, 303 18, 870, 466 16, 039, 021 91, 808, 213 286, 391 23,148,050 8, 902, 579 481. 858 281, 835,496 18, 262,172 14,109, 414 178,881,407 272, 338, 996 278, 255,852 383, 257, 704 277, 911, 831 315, 839, 340 354, 904, 486 ! 418, 956, 060 438,834,173 237, 402, 088 * In compliance with House resolution, making it one of the duties of the Comptroller of the Currency, the Annual Report for 1873 contained the first report of State and savings banks made to this office, and was the first call of that character ever made upon State by Federal officer. O p 5 ft ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 1892-'93—Continued. TABLE V. Resources: Loans on r. estate Loans coll sec Loans, other Overdrafts U.S. bonds R. K. bonds,etc.. Bant stocks Other bonds, etc.. Due from banks.. Real estate, etc.. Other resources.. Expenses Casli items Specie Legal tenders... Total 1882~'83. 1883-'R4. 1884-'85. 1885-'86. 1886-'87. 754 b a n k s . 817 b a n k s . 975 b a n k s . 849 b a n k s . 1,413 banks. $322, 358, 227 1, 392, 961 5,287, 606 22, 58, 13, 9, 083, 304 709, 516 592, 791 943, 706 918, 403 35,118, 379 17,429, 817 25, 302, 316 $331, 049, 510 1, 262, 725 2,337, 705 $347, 880, 520 1,349, 998 2, 994, 806 32, 644, 859 31,452, 019 59, 062, 405 48, 836, 689 15, 873, 312 15, 058, 411 5. 791, 111 7, 671, 876 1,130, 883 1, 025, 237 • 25, 972, 922 28, 219, 414 29, 887, 724 25, 376, 565 30, 994, 221 28, 787, 615 1887- 88. 1889-'9O. 1890-'91. 1891-'92. 1892-'93. 2,101 b a n k s . 2,572 b a n k s . 3,191 b a n k s . 3,579 b a n k s . $34, 286, 559 77, 806, 917 469, 397, 745 5, 063, 263 1, 313, 757 2, 447, 030 675, 444 482, 987 35, 030, 006 86, 010, 062 27,189, 697 7, 760, 635 2, 602, 607 $37, 247, 244 78. 509, 230 507, 461, 243 4, 044, 702 1,100, 307 2,156, 065 595, 572 426, 850 37, 529, 420 82, 531, 530 28, 791, 441 15, 281, 566 2, 865, 083 $45, 42, 611, 4, 025, 576 903, 635 750, 855 815, 047 912,123 2, 313, 366 459, 612 901,895 45, 595, 383 104,029,312 32, 037. 310 16, 329. 044 3, 278, 995 $43, 39, 675, 5, 787, 037 778, 206 246. 654 710, 237 768,158 $31,128, 369 97, 583,192 376, 623, 827 3, 071, 724 3, 051, 722 983, 802 320, 422 310, 668 33, 701), 278 79,819,380 25, 255, 437 8, 940, 828 2, 026, 800 105, 314. 947 133, 210,164 120, 765, 422 107, 453, 889 129, 745, 578 137, 026, 652 $331,183, 626 $435,854,364 $432, 002. G63 2, 001, 781 2, 395, 610 1,169,388 2, 097, 634 2, 530,156 4,392,421 27,194, 693 30, 544, 699 49, 747, 429 64,774, 881 14, 605, 853 20, 475,102 8, 224, 886 15, 237, 643 1, 047, 782 2,123, 672 51, 668, 218 24, 734, 684 >110, 845, 718 14. 726, 940 1888-'89. 1,403 b a n k s . 1,671 b a n k s . 34, 58, 20, 14, 1, 233, 876 092, 976 236, 292 488, 630 4 2. 654 2,408. 258 301,325 98,953 73, 275.186 103^ 700, 249 38, 600. 425 7, 457. 897 4, 242,164 512,137, 026 521, 077, 766 553,502,761 | 528,695,920 684, 781, 845 671, 707, 317 796, 035, 613 870, 812,131 905, 994,142 | l , 040, 697, 731 J, 130. 725. 5;:7 Liabilities: Capital stock . . . Circulation Surplus Other profits Div'ds unpaid . . Deposits Due to banks . . . Other liabilities.. 102, 454,861 187, 978 25, 762, 738 11, 287,623 442, 652 334,995, 702 20,651, 930 16, 353, 542 110,020, 351 177, 554 31, 483, 912 12,718,894 473, 735 325, 365, 669 27,125,108 13, 712,513 125, 258, 240 98,129 30, 669, 575 11, 574, 736 493,926 344, 307,996 29,950,453 11,209,706 109, 611, 596 103,430 27,813, 508 10,095, 760 430, 699 342, 882, 767 27,800, 280 9,957, 880 141,000,377 154, 931, 868 148;434 228,956. 41,374,468 38,519,720 15, 510, 620 14,452, 490 1, 045,459 749, 749 446, 560, 022 410, 047,842 34, 538,942 32, 445, 414 14,109,684 10, 825,117 166, 651, 582 120,161 48, 030, 464 16, 810, 573 762,83S 507, 084, 481 43,167, 031 13,408,483 188, 737, 307 120,148 51,937, 077 21, 823, 544 781, 819 553,054,584 37,016, 371 17, 341, 281 208, 564, 841 110, 534 60, 006. 623 21,109, 910 709, 830 556, 637,012 38, 826,003 20, 029, 389 233, 751,171 137,232 66, 725,191 23, 632, 989 758.905 648,513,809 48, 596,672 18, 583, 762 250. 707, 7i):) ('.534 74. 237. OOt5 28, 900, 23C 525. SOS 706. R65. 645 48, 259, 2Cu Total 512,137, 026 521, 077,766 553, 562, 761 528,695,920 684,781,845 671, 707,317 796, 035, 613 870,812,131 905, 994,142 1, 040, 697, 731 1,130, 725, 531 p o a 21,160,05] o: 286 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE YI. A.GGREOATE RESOURCES AND LIABILITIES OF LOAN AND TRUST COMPANIES FROM 1888-89 TO 1892-93. Resources and liabilities. 1888-'89. 1889-90. 1890-'91. 1891-'92. 1892-'93. 120 banks. , 149 banks. 171 b a n k s . 168 b a n k s . 228 b a n k s . $53, 349,045 $56, 669, 193, 610,054 209, 617, 44,491, 2(58 61, 595, 83. 957 91, 27,193, 201 24, 921, 3, 765,747 ! 2, 993, 19, 352,398 I 26,102, 737, 312 I 1, 230, 25, 676,359 40,459, 25, 084,040 33, 307, 14,455. 406 I 16, 845, 508. 438, 018 I 25,236. 526 ! 19, 86l| 7, 795,152 I 9, 537, $65,072, 641 225, 012, 238 66, 791, 541 105, 608 16, 057. 015 3, 828, 397 29, 771,125 1,159, 776 43,157,008 39, 948, 373 17, 357, 290 743, 68i 16, 482, 207 11,141, 299 $55, 098,822 256, 413, 894 73, 760, 832 155, 999 18, 059, 578 6. 404, 311 27,617, 700 1, 608, 344 52. 516, 845 54. 975, 325 22, 617, 764 648, 209 22, 600. 045 7, 767,180 441,268,483 j 503,801,336 | 536,628,202 i 600,244,908 Resources. Loans on real estate Loans on pers'l and collate security. Other loans and discounts Overdrafts • United States bonds State, county, and municipal bonds. Railroad bonds and stocks Bank stocks Other stocks, bonds, and mortgages. Due from other banks and bankers. Real estate, furniture, and fixtures.. Durrent expenses and taxes paid... Cash and cash items Other resources Total. Liabilities. Capital stock Surplus fund Other undivided profits Debenture bonds Dividends unpaid Individual deposits Due to other banks and bankers... Other liabilities Total. 59,445, 937 25, 583, 905 13,199, 209 16, 902, 812 '271, 981 299,612, 899 3, 013, 572 23, 238,168 70, 676, 247 34, 594, 751 12, 233,252 3 9,565,215 203,460 336, 456, 492 2, 863, 248 27, 208, 671 441,268, 483 503, 801, 336 $81,288,973 307,170, 395 74, 270, 229 93, 917 18,486, 636 5, 842. 753 11, 639, 330 668,470 92,187, 712 53, 352, 071 26, 245, 518 984,177 22, 218,539 32, 217, 786 726,664,506 94, 867, 268 50,403, 421 20, 368, 056 18,489, 542 67,385 486, 244, 079 2, 090,476 53, 534, 279 536, 628, 202 726, 664, 506 TABLE VII. AGGREGATE RESOURCES AND LIABILITIES OF SAVINGS BANKS FROM 1888-'$ TO 1892-'!)3. 1888-'89. Resources and liabilities. Resources. Loans on real estate j Loans loans on personal, etc., security 1 Ofcher and discounts. Overdrafts . Onited States bonds. State, county, and municipal bonds. Railroad bonds and stocks I Bank stocks , Other stocks, bonds, and mortgages. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Dash and cash items Other resources Total. Liabilities. Capital stock Surplus fund Other undivided profits j Dividends unpaid [individual deposits (savings) individual deposits (not savings) .. £)UQ to other banks and bankers ^Hher liabilities Total 849 banks. 1889-'9O. 1890-'91. | 1891-'92. 921 banks. 1,011 banks, j 1,059 banks 1892-'O3. 1,030 b a n k s . j $567, 373,144 $634, 229, 417 $687, 583,977| $714,832, 576 160,816, 153 70s 2_7, 806 93, 679,1531 79,173,174! 74, 551,588 182. 091, 574 198,134, 0451 229, 711, 725! 813, 211! 328, 763J 303, 316 286, 254 i 158, 923,630i 148, 532,828 139, 267,045! 133, 344,1991 280,139, 4641 303, 919, 560 320, 278,708 393,190, 240 101,443, 381 405, 678 115,991,821 131, 215, 829 42, 263, 43. 735, 762 45, 038, 830 43,688, 739 71,096, 738 101, 819, Ill, 575,177 107, 963, 81,576, 253 61, 534, 65! 126,477 70, 660, 30. 211, 272 30,438, 33,097 r 998 29, 652, 832,059 593, 753,! 971, 33,208, 271 29, 928, 30, 147, 978 29, 720, 18, 748, 297 12,758, 11^ 356,193 14,502, 1,622,612,215 $763,579, 985 74,179,877 209, 014, 835 495,781 129, 610, 783 398, 606, 298 121,519, 071 44, 466,725 105,169, 599 83, 007,108 34, 615, 359 748,432 36, 956, 824 11, 804,470 1,742,617,0011,854, 517,069 1, 964, 044,861 2, 013, 775,147 23, 311,848 26,401, 035 32,106,127 37, 407,475 33,429,188 127, 225, 533! 133, 762, 883 130,042, 098 132, 880,724 137,456,126 19, 845,228 27, 448, 960 26,017,047 22, 774, 766 25, 815, 395 44,696 41,412| 160,297 123, 298 19, 364 1,425,230,349 1,524,844,506 1, 623,079.749 1, 712, 769, 026J1, 785,150, 957 19,160,076 25.179,450 31, 746, 393 """ " 23,649,305 1, 906,161 2,766, 225 992, 323 2, 350, 368 7, 534, 902 8, 941, 718 6,801,262 5, 561,859 1,622,612,215 1,742,617,0011, 854,517, 069 1, 964,044,861 2,013, 775,147 (REPORT OF THE COMPTROLLER OF THE CURRENCY. 237 TABLE VIII. TABLE SHOWING, BY STATES, THE AGGREGATE SAVINGS DEPOSITS OF SAVINGS BANKS, WITH THE NUMBER OP;THE DEPOSITORS AND THE AVERAGE AMOUNT DUE TO EACH, IN 1891-'92 AND 1892- 93. 1892-'93. 1891-'92. States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut N u m b e r of depositors. Amount of deposits. Average to each depositor. 146,668 169, 949 80, 740 1,131, 203 136,648 317, 925 $50, 278,452 72, 439, 660 24, 674, 742 369,526, 386 66, 276,157 122, 582,160 $342. 80 426. 24 305. 60 326. 67 485. 01 385.57 Total Eastern States ... 1,983,133 705,777, 557 New York New Jersey Pennsylvania Delaware Maryland District of Columbia 1, 516, 289 131, 739 248,471 17, 318 142,135 1,303 588,425,421 33, 807, 634 65, 233,993 3, 626, 319 41, 977, 808 60,178 2,057,255 8,428 6,247 21, 397 4,569 170 1,698 5,557 1,950 258 * 16,392 Total Middle States West Virginia North Carolina South Carolina Georgia Florida Alabama Louisiana Texas Arkansas Tennessee Total Southern States .. Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota N u m b e r of depositors. A m o u n t of deposits. Average to each depositor. 155,333 174, 654 89,115 1,189, D?6 142,492 331, 061 $53, 397, 950 74, 377, 279 27,262, 930 393, 019, 802 69, 906, 993 130, 686, 729 355.89 2,082,591 748,651, 743 359.48 388. 07 256. 62 262. 54 209. 39 205. 34 46.18 1, 593,804 140, 772 252, 980 J8, 613 147,462 1,400 629, 358, 274 36, 488, 246 66, 417, 794 3, 739, 484 44,495,128 74,729 349. 88 259.20 262.54 200.90 301.74 53.38 733,131,413 356. 36 2,155, 031 780,573,655 362.21 473,848 282, 425 4, 225, 459 572,523 31,912 220, 046 1, 695,732 279, 783 51, 854 1,292,913 56.22 45.21 197. 48 125. 30 187. 73 129.59 305.15 143. 48 200.10 78.87 * 5,149 6,112 24,422 * 8, 494 * 1, 321 1,848 6,507 2,583 844 * 14,120 237, 707 301, 234 5, 913,139 1, 004, 765 219.448 73. 032 2, 003, 854 356. 553 123,451 1, 778,174 46.16 49.28 242,12 118. 29 166.12 39. 52 307. 95 138,. 04 146. 27 125.88 $343.76 425.85 305. 93 330. 29 490. 60 394. 75 66,666 9,126,495 136.89 71,406 12, 011,357 168.21 84,779 15, 418 * 73,872 180,391 948 * 71, 687 35,123 33,895,078 3, 754, 622 21,106, 369 36, 959. 573 138. 926 26,115, 384 8, 786, 879 399. 80 243. 52 285.72 204. 88 146. 59 364. 29 250.17 85,614 16,127 * 84, 861 34, 606, 213 4, 073,131 23, 498, 504 404. 21 252. 56 276.90 1,164 * 73,108 42,212 184, 698 26,426, 031 10, 658, 564 15*8. 67 301.46 252.50 462,218 130,756,831 282.89 303, 086 99,447,141 328.11 * 2, 461 * 11, 639 22,815 1,736 885 683,620 2,217, 547 2, 935, 849 423, 248 186, 923 277. 78 190. 52 128. 68 243. 80 211.21 Total Western States... Oregon Colorado Utah Montana New Mexico Washin gton California * 21, 215 * 13,596 2,893, 276 2,427, 950 136. 38 178.58 900 * 8, 955 * 167, 667 149, 449 1," 193, 967 127, 312, 088 166.05 133. 33 759. 32 * 178, 949 138, 019, 874 771.28 Total Pacific States and Territories.. 212, 333 133, 976,730 630.97 218,485 144,467,061 661.22 4, 781, 605 1,712, 769,026 358.20 4,830, 599 1,785,150,957 369. 55 Total United States * Partial! v estimated. 238 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE IX. TABLE SHOWING THE .NUMBER OF SAVINGS BANKS IN THE UNITED STATES, NUMBER .©F DEPOSITORS, AMOUNT OF SAVINGS DEPOSITS, AVERAGE AMOUNT DUE EACH DEPOSITOR IN THE YEARS 1820, 1825, 1830, 1835, 1840, AND 1845 to 1893, AND AVERAGE PER CAPITA IN THE UNITED STATES IN THE YEARS GIVEN. Number dumber of of banks. depositors. Year. L820 . [825 . [830 . [835 . L840 . L845 . L846 . L847 [848 [849 L850 L851 [852 L853 1854 L855 [856 [857 [858 [859 L860 L861 1.862 L863 [864 . . . . . . . . . . . . . . . . . . L867 . L.868 . L869 . 1.870 . [871 . [872 . [873 . [874 . L875. t876 . 1.877 . [878 . S879 . [880 . 1881 1882 . [883 . [884 . [885 . i.886 . [887 . L888 . L889 . 1890 . 1891 . L892 . L893 . ::::i 8, 635 16, 931 38,085 60, 058 78, 701 145, 206 158, 709 187,739 199, 764 217,318 251, 354 277,148 308,863 365, 538 396,173 431, 602 487, 986 490, 428 538,840 622,556 693, 870 694,487 787, 943 887,096 976, 025 980.844 1, 067. 061 1,188.202 1, 310,144 1, 466, 684 1, 630, 846 1, 902, 047 1, 992, 925 2,185, 832 2, 293,401 2, 359, 864 2, 368, 630 2, 395, 314 2, 400, 785 2, 268. 707 2, 335, 582 2, 528, 749 2,710, 354 2, 876, 438 3, 015,151 3, 071, 495 3,158, 950 3,418,013 3, 838, 291 4, 021, 523 4, 258, 893 4, 533, 217 4, 781, 605 4,830, 599 Deposits. $1,138, 576 2, 537, 082 6,973, 304 10, 613, 726 14, 051, 520 24,506, 677 27, 374, 325 31,627r479 33, 087, 488 36, 073, 924 43,431,130 50,457,913 59, 467, 453 72, 313, 696 77, 823, 906 84 290,076 95,598, 230 98, 512, 968 108,438, 287 128, 657,901 149, 277, 504 146, 729, 882 169,434, 540 206, 235, 202 236, 280, 401 242, 619, 382 282,455, 794 337, 009, 452 392,781,813 457, 675, 050 549,874,358 650, 745, 442 735, 046,805 802, 363, 609 864, 556, 902 924, 037, 304 941,350, 255 866, 218, 306 879, 897,425 802,490, 298 819,108, 973 891, 961,142 966, 797, 081 1, 024, 856, 787 1, 073, 294, 955 1,095,172,147 1, U l , 530, 578 1, 235, 247, 371 1, 364,196, 550 1,425, 230,349 1, 524, 844, 506 1, 622. 079, 749 1,712,769,026 1,785,150, 957 Average Average per capita due each in the depositor. United States. $131. 149. 183. 176. 178. 168. 172. 168. 165. 165. 172. 182. 192. 197. 196. 195. 195. 200. 201. 206. 215. 211. 215. 232. 242. 247. 264. 283. 299. 312. 337. 342. 368. 367. 376. 391. 397. 361. 366. 353. 350. 352. 356. 356. 355. 356. 361. 361. 355. 354. 358. 358. 358. 50.12 *.*54 .82 1.87 4.75 14.20 16.33 24.35 25. 29 26.11 26. 63 REPORT OF THE COMPTROLLER OF THE CURRENCY. 239 TABLE X. PRIVATE BANKS. AGGREGATE RESOURCES AND LIABILITIES OF PRIVATE BANKS IN 1889, 1890, 1891, 1892. AND 1893. 1889. Resources and liabilities. 1890. 1891. 1892. 1893. - 1,324 b a n k s . 1,344 b a n k s . 1,235 b a n k s . 1,161 b a n k s . I 848 b a n k s . Resources. Loans on real estate Loans on personal, etc., security Other loans and discounts Overdrafts United States bonds State bonds Railroad bonds and stocks Bank stocks Other stocks, bonds, etc Due from banks and bankers Real estate, furniture, etc Current expenses, etc Cash and cash items Other resources Total $10, 678, 574 21, 363, 819 72, 922, 802 2, 437,105 1, 643,560 936, 491 536, 068 866, 787 3, 951. 600 21, 720,466 9, 812,101 960,400 14,479, 550 1, 705, 499 $15,997, 251 16, 738, 321 68,180, 783 2, 475. 025 1,509,155 908, 983 737,239 634,140 1, 883,192 19, 380, 059 9, 217, 951 797, 326 11, 977, 512 1, 209, 081 $13, 782,512 10, 259, 256 69, 051, 435 2, 067, 627 1, 709, 495 1, 316, 540 404,178 703,932 3, 268, 242 20,097, 669 9,317, 287 846,197 12, 235, 490 1, 601, 813 $9, 772, 644 8, 885, 37( 54, 879.851 1,509,4 3( 1,472,146 792, 655 269,502 517, 86* 1,798,42^ 10, 551, 20] 6, 449,14J 527, 76J 9, 445,18$ 972,045 142, 961, 337 164,020,822 151, 646, 018 146, 661, 673 107, 843, 34? 38,038,690 8, 266, 516 3, 555,590 67,326 83,183, 718 693, 969 563,025 3, 432, 360 5,160,143 41, 042, 018 9, 741,183 4, 677, 667 36, 785,458 8,993, 987 3,152, 635 34, 590, 227 7, 730, 587 3, 528, 577 26,943,075 5,488, 68; 3, 335, H i 99, 521, 667 902, 481 586,230 3, 812, 799 3, 736, 797 94, 959, 727 93, 091,148 68, 552, 69( 2,240, 371 5, 513, 840 1, 745, 695 5, 975,439 1, 670,35? 1, 853, 41; 142,961,337 164, 020,822 151,646, 018 146,661,673 107,843,34* Liabilities. Capital.. Surplus fund Other undivided profits Dividends unpaid Individual deposits State, county, etc., deposits Deposits of State, etc., officers Due to banks and bankers Other liabilities Total 240 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE XL AGGREGATE RESOURCES AND LIABILITIES OF ALL STATE BANKS, LOAN AND TRUST COMPANIES, SAVINGS AND PRIVATE BANKS, 1892-;93. I •Loan and State banks. I trust companies. 3,579 banks. 228 companies. Savings banks. Private banks. Total. 1,030 banks. 848 banks. 5,685 b a n k s . EESOUECES. Loans on real estate Loans on collateral security other than real estate Other loans and discounts Overdrafts United States bonds State, county, and municipal bonds.. Railroad bonds and stocks Bank stocks Other stocks and bonds Due from other banks and bankers.. Real estate, furniture, and fixtures . Current expenses and taxes paid . . . Cash and cash items Other resources $43, 233,876 $81, 288,973 $763, 579,985 $9,772,644 39, 092, 976 307.170, 395 675. 236, 292 74, 270, 229 5, 488, 630 93,917 412, 654 18,486, 636 2, 468, 258 5, 842. 753 301, 325 11,639,330 98, 953 668.470 73.275,186 92,187,712 103, 790, 249 53, 352. 071 38, 600, 425 26, 245, 518 4, 242,164 984,177 137, 026, 652 22, 216. 539 7,457, 897 32, 217, 786 $897; 875, 478 74,179, 877 8, 885, 376 429, 328, 624 209, 014. 835 54, 879. 855 1, 013, 401, 211 495,781 1, 509, 436 7, 587, 764 129, 610, 783 1, 472,148 149, 982, 221 792, 652 398, 606, 298 407, 709. 961 269, 505 121, 519, 071 133. 729, 231 517.866 44, 466. 725 45, 752, 014 105,169, 599 1, 798, 426 272. 430, 923 83,007,108 10.551.291 250, 700, 719 34,615.359 6, 449,149 105,910, 451 527, 765 748, 432 6, 502, 538 36, 956, 824 9, 445,188 205. 645, 203 972,042 11, 804, 470 52, 452,195 1,130, 725, 537 1726, 664, 50'j 2, 013, 775,147 107, 843, 343 3, 979, 008, 533 Total. LIABILITIES. Capital stock 250,767,709 94, 867, 268 Surplus fund 74, 237. 600 50, 403, 421 Other undivided profits 28, 900, 230 20, 368, 056 State bank notes outstanding j 9, Debenture bonds 18,489,542 Dividends unpaid 67,385 525, Individual deposits 486. 244, 079 706, 865, Savings deposits Due to other banks and bankers . . . 2, 690, 476 48, 259, Other liabilities 21,160, 53, 534, 279 33,429,188 137, 456, 126 26, 017, 047 26, 943, 075 5.488,683 3. 335,118 406, 007, 240 267,585.836 78, 620. 451 9,534 18, 489, 542 160.297 753,184 23,049,305 68, 552, 696 1, 285, 311, 723 785,150. 957 11,785.150,957 2,350,368 1,670,358 I 54^970,464 5, 561, 859 1, 853,413 82,109, 602 1,130,725,537 ,726,664,506 2, 013, 775,147 107, 843, 343 3, 979, 008,533 Total. TABLE XII. STATEMENT SHOWING THE AMOUNT OF GOLD, ETC., HELD BY NATIONAL BANKS ON JULY 12, 1893, XVND BY OTHER BANKING INSTITUTIONS ON OR ABOUT THE SAME DATE. Classification. Gold^coin Gold Treasury certificates Gold (clearing-house) certificates Silver, dollars Silver, fractional Silver, Treasury certificates National-bank notes Legal-tender notes United States certificates for legal tenders. Fractional currency Specie, not classified Cash not classified Total National All other Total all banks (3807). banks (5685). banks (9492). $95, 799, 862 50, 550.100 4, 285, 000 7, 380. 457 6, U9, 575 22, 626,180 20,135,054 95, 833, 677 6, 660, 000 952,632 310,342,537 $7, 618, 014 $103,417,876 50, 550,100 4, 285, 000 1, 815, 624 15, 315, 656 15, 093, 221 116, 606, 000 22, 626,180 20,135, 054 160, 346, 021 6, 660,000 952, 632 15, 093, 221 116,606, 000 205,645,203 515,987,740 ^64,512,344 •Includes coin certificates and national-bank notes. tlEPORT OF THE COMPTROLLER OF THE CURRENCY. 141 TABLE XIII. T A B L E SHOWING, B Y STATES AASD T E R R I T O R I E S , T H E CAPITAL OF T H E NATIONAL BANKS ON J U L Y 12? 1893, ANTD OF THE STATE, STOCK SAVINGS, AND P R I V A T E BANKS AND L O A N AND T R U S T COMPANIES AT DATE O F L A T E S T R E P O R T S TO THIS B U R E A U . Loan and trust companies. States and Territories. National banks. Maine New Hampshire *... Vermont Massachusetts Rhode Island.. Connecticut... Total Eastern States. $11,214,196 $1, 069, 800 6, 380,000 7,010, 000 99, 217, 500 20, 277, 050 22,999,370 1,455, 000 NewYork New Jersey .. Pennsylvania.. Delaware Maryland Dis t r i e t of Columbia . . . Total Middle StatesVirginia West Virginia. North Carolina South Carolina Georgia Florida Alabama. Mississippi Louisiana Arkansas . Kentucky Tennessee. Total Southern States. Missouri Ohio.. Indiana Illinois .... Michigan Wisconsin Iowa Minnesota . . . . Kansas.. Nebraska Total Western States. Nevada Oregon Utah Idaho Wyoming New Mexico .. North Dakota. South DakotaWash ington... Arizona ... California..... Oklahoma Territory Indian Territory Total Pacific States and Territories . . . . Total tTnited States..... Stoek savState banks. ings banks. Private banks. $787, 500 "*8"975,"666* 2, 557, 900 1,161, 600 $916, 675 2, 340, 000 167, 098,116 3,256, 675 87, 235, 366 14, 603, 350 73,143, 213 2,133, 985 16, 935, 289 33, 359, 200 1, 780, 460 8,819,697 680, 000 1,128,450 787, 500 $759,400 1, 377, 429 223, 040 166, 517 50,675 2, 827,000 196, 878, 203 45, 767,807 4,796, 300 2, 951, 000 2, 476, 000 1, 748, 000 4,091, 000 • 1, 450,000 3,844,000 1,115, 000 3, 935, 000 25, 540, 500 1,100, 000 15, 009,400 9,648, 620 6, 388, 588 2,421, 676 1,913, 530 1,123, 024 9, 363, 036 335, 000 900, 910 3,260, 925 2,755/447 450, 000 1,675.925 15, 855,430 3, 346,435 77, 704,820 49,789,926 273,715 2, 303, 346 186,361,591 37.25 147. 303, 966 18, 078, 810 119, 344, 083 3, 313, 985 19,453, 296 23.34 11.61 21.31 18.94 18.20 3, 250, 000 6,127, 675 22.78 68, 398, 744 313, 621, 815 20.93 11, 217, 388 5,484,166 4,716, 973 4,124,150 14, 819, 390 2, 044, 226 5,479,910 4, 375, 925 6,790, 447 28, 926, 786 2,899,082 30, 864, 830 13,550, 055 6.61 6.85 2.82 3.46 7.73 4.68 3.46 3.28 5.85 12.12 2.37 16. 20 7.44 287, 443 338, 000 49 220 430, 000 2,796, 800 555, 000 3,753, 123 $18. 50 7, 835, 000 20.35 7, 797, 500 23. 41 108,192,500 43.95 23,751,625 - 64.72 33.50 26, 500, 070 15,219,300 111,490 100, 000 139,486 123,157 $12, 283, 996 Average per capital of population. 25,950, 000 1, 695, 000 36, 003, 744 500,000 1, 000, 000 3 9 500 40,000 1, 253,126 1, 027, 354 210, 000 305,000 Total. 3, 933, 969 111, 490 135^93,328 7.08 23,865, 000 19, 837,105 7,618, 325 '"l," 860," 666' 45, 694, 300 4, 504. 500 14,171, 000 7, 972, 666 7, 065, 500 38,218,850 12,102, 955 14, 684, 000 6, 806, 900 9, 235, 000 6,409, 700 8, 074,420 14, 615. 000 9,189, 000 16, 245, 230 225, 000 *5, 969, 915 11, 902,100 12, 698,100 *11, 418,995 1,173, 8C0 3, 021, 549 2, 448,148 3, 769, 308 996, 579 1,177, 742 4, 328, 619 870,495 1, 050, 000 "3,460,666 45,925,965 58,394,174 21,123,648 60, 485, 658 27, 783, 534 17, 219, 642 35, 604, 342 30, 980, 856 17, 872, 015 24,117,095 16.14 15.29 9.39 14.68 12.42 9.43 17.96 20.68 11.79 18.48 16, 466, 700 17, 786, 300 11,137,734 339, 306, 929 14.51 352, 000 5, 247,645 11,167, 248 5, 056,100 1, 094,000 5,480, 000 1, 539,1)00 993, 800 3, 307, 340 4, 537, 053 11,204,958 640.200 65, 771, 052 7.65 14.07 22.56 21.98 10.13 30. 61 19.99 6.02 13.07 10.55 23.10 10.00 49.94 201,328, 580 282, 000 3. 795, 000 8, 510, 000 2, 550, 000 825, 000 4, 725, 000 1, 210, 000 750, 000 2, 215, 000 2, 550, 000 6,830, 000 400, 000 7,475, 000 300, 000 92,587,615 553,800 1, 740, 000 750, 000 157, 500 365, 000 94, 500 113,800 * 1, 092, 340 * 1, 987, 053 4, 263, 555 240,200 47, 848, 938 so," 666' 70,000 98, 395 467, 248 25, 000 111, 500 190, 000 235,400 50,000 8,886, 600 1, 5G0, 514 800,450 450,000 1,731,100 200, 000 2,176, 603 4,451,131 111,403 159,000 360, 000 42,777,000 59,365, 686 685,786, 719 250, 767,709 12,148,150 2,919,460 33,429,188 26, 943, 075 94, 867, 268 459,000 3.53 360, 000 1.85 117,210. 296 25.77 1, 091, 793, 959 16.29 242 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE XIV. T A B L E SHOWING, BY STATES AND T E R R I T O R I E S , THE POPULATION 1 OF EACH ON J U N E 1, 1 8 9 3 , AND T H E AGGREGATE CAPITAL, SURPLUS, UNDIVIDED P R O F I T S . AND I N D I VIDUAL D E P O S I T S O F NATIONAL AND STATE BANKS, L O A N AND T R U S T C O M P A N I E S , SAVINGS AND P R I V A T E BANKS IN T H E U N I T E D STATES ON OR ABOUT J U N E 30,1893; T H E AVERAGE OF THESE P E R CAPITA OF POPULATION, AND THE P E R CAPITA A V E R AGES O F SUCH RESOURCES I N EACH CLASS OF BANKS AND I N ALL BANKS. Loan and Savings Private National State trust banks. banks. compa- banks. banks. nies. All banks. Population States and Territories. June 1, 1893. * Capital, etc. Aver- Aver- Aver- Aver- Aver- Average per age per age per age per age per age per capita. I capita. captia. capita. capita. capita. 664,000 385,000 333,000 2,462, 000 367, 000 791,000 6,311,000 1, 557, 000 5, 600, 000 175,000 1,069, 000 269,000 1, 696, 000 800. 000 1, 668. 000 1,184^)00 1, 917, 000 437, 000 1, 582, 000 1, 332, 000 1,160,000 2, 386. 000 1, 222. 000 1, 905, 000 1, 820, 000 2, 845, 000 3, 804, 000 2, 250, 000 4,119, 000 2, 237, 000 1.826,000 ], 982, 000 1, 498, 000 1, 516, 000 1, 305, 000 46, 000 373,000 495, 000 230, 000 108,000 179,000 77, 000 165, 000 253, 000 430,000 485, 000 64,000 1,317, 000 130,000 195,000 $89, 707, 745 102, 646, 545 47,883, 258 803, 901,450 142,298, 067 218,071, 008 1,839, 989, 879 136, 829, 792 635, 096, B09 15, 630, 358 110, 397, 805 22, 364, 276 44, 329, 571 22, 621, 943 13,167,178 19,010, 617 38, 014, 463 8,624, 906 14,144,814 12,162,893 38,032 893 7H. 245, 261 8, 357, 230 78, 873, 841 37, 523,635 176. 600, 771 246,557,236 78, 954, 829 285,184,345 130, 848, 877 97, 715, 823 123, 873, 045 110, 295, 433 52, 4&7, 761 81,135,798 1, 074, 641 17, 962, 442 39, 446, 851 14, 040, 602 3, 348, 828 23, 577, 740 4,598, 619 3, 386, 024 10,885,193 13,499,311 30, 715, 357 1, 814, 601 289, 584, 676 1,523, 792 891,822 $135.10 266.60 143. 79 326. 52 387.73 275. 69 291.55 87.88 113.40 89.31 103.27 83.14 26.13 28.28 7.89 16.06 19.83 19.74 8.94 9.13 32.78 30.70 6.83 41.40 20. 62 62.07 64.81 35.09 69. 23 58.50 53.51 62.49 73.62 34.63 62.17 23.36 48.15 79.69 61.04 31.01 131.72 59.72 20.52 43.02 31.39 63. 33 28.35 219. 88 11.72 4.57 $43.14 43.32 55. 08 122.40 121. 29 82. 57 83.82 48.05 61.96 44.17 53.18 51. 66 12.76 12.30 4.25 6.99 5.45 15.11 6.66 2.36 20.09 27.27 2.73 18. 79 13.91 22.29 40.35 23. 25 41.82 24.90 23.24 23.54 35.92 22. 31 30. 58 19.89 37.93 61.72 28.93 26.04 119.37 44.71 15.57 30.27 17. 43 38.12 16. 59 16.73 7.67 4.57 Total United States. 67,021,000 6,412,939,954 95.68 38.64 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia.. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi .Louisiana Texas Aikansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico North Dakota South Dakota Washington Arizona California Oklahoma Territory.. Indian Territory $6.48 14.26 $5.48 9.91 41.15 6.56 10.57 12.53 3.34 'l3.'32 15.40 2.84 1.79 12.41 2.89 1.04 6.77 10. 73 .51 3.76 22. 61 5.17 36. 06 10.50 5.95 6.89 131.95 26.00 12.88 23.55 J 12. 32 t 31.59 2.77 10.32 5.82 2.70 5.25 3.38 2.63 112.75 X 13. 96 24.43 11.76 85.49 4.05 15.83 •Estimated by Mr. Joseph S. McCoy, Government actuary, flncludes savings banks and loan-trust companies. % Includes private banks. 35.31 59.85 8.04 52.13 7.80 25.65 8.31 2.09 30.95 $85.48 209.02 88.71 168.81 201.11 175.17 113.79 25.47 13.36 24. 30 44. 22 .53 ".30 .22 7.28 1.65 1.44 .62 .37 .34 1.18 3.90 10.23 2.00 12.83 1.77 4.62 .10 17.26 7.57 $0.66 " "L86 "*44 ""."05 "\*58 '"'.'32 .30 .62 2.55 2.54 3.73 3.89 3.79 1.65 4.17 7.04 1.96 *L70 3.47 .64 1.81 .21 2.27 2.23 11.63 .62 .... 115.37 "2."29 1.73 29.93 1.55 6.81 5.84 26.08 4.87 .78 244 REPORT OF THE COMPTROLLER OF THE CURRENCY. TABLE XV. T A B L E SHOWING, B Y STATES AND GEOGRAPHICAL D I V I S I O N S , THE NUMBER, ASSISTS, N I E S , AND P R I V A T E BANKS IN THE U N I T E D STATES W H I C H W E R E COMPELLED TO DAR Y E A R . [From reports to the State banks. Savings 1>anks. Trust companies. States, etc. No. Assets. Liabilities. No. Assets. Liabilities. No. Assets. Liabilities. New Hampshire 3 Total Eastern States. I $250,000 1 $795,000 $1,150, 000 3 $6,225, 000 $7,413,000 $225 000 3 6, 225, 000 250, 000 225, 000 3 795, 000 1,150, 000 New York New Jersey Pennsylvania District of Columbia .. 6 6 225 544 1 180 000 2 137,000 5 639 234 220 000 275, 000 1 124, 350 122 996 Total Middle States.. 9 6, 542,544 6,134, 234 1 124,350 122,996 775 800 1 1 250 000 525 000 1 136 940 3 506,000 227, 225 1 140, 000 1 150 000 597 000 950 000 695 000 133 539 322, 000 157 847 125, 000 70 000 1 40 000 60 000 1 3 000 30 000 1 * 5,000 15 000 •> 5 000 850 575 249, 000 35 000 554 000 222. 000 4 664,750 25 4, 815, 540 3, 861, 386 7 712, 750 584,613 212, 400 850, 000 6 1, 990, 000 5 2,523 000 30. 000 40, 000 13J19 (MU «n1 12 123 343 793, 041 577,198 3, 204, 250 2, 604, 941 1, 387, 500 1,624 100 10 749,961 528, 280 2 1,252 000 3 252 000 3 313,878 1 9,000 25 000 3 647, 000 1, 214, 000 290 643 231,120 9,000 35 000 713, 000 2 2,200,000 2 3, 650, 000 6, 350, W0 6, 415, 000 1 1, 200, 000 800, 000 91 20. 577, 801 19,144, 875 24 7, 011, 878 6, 745, 763 7 7, 275, 000 13,876, 000 3, 241,905 4 2, 514,000 2, 600, 000 2, 514, 000 Virginia West Virginia Souih Carolina Georgia Florida Alabama Louisiana Texas Arkansas Kentucky Tennessee 5 Total Southern States Missouri Ohio Indiana Illinois Michigan Wisconsin . .. Iowa Minnesota Kansas Nebraska Total Western States Oregon Colorado TJtah Idaho M^ontana Wvomin $r New Mexico North Da kota * South Dakota t Wash in °"ton Arizona California Oklahoma Territory 8 3 4 1, 029, 047 9 824, 000 1 60 000 227, 729 3 140 000 1 45 000 747, 569 552, 000 188, 000 214,179 78 000 20 000 15, 000 16,000 4 1, 699,897 88 000 19 4, 967, 290 641, 300 45 000 5, 035,723 46 9, 095, 963 7, 537,771 1 Total Pacific States and Territories Total United States.. 724, G54 307, 544 1, 286, 000 172 41, 281,848 36, 903,266 * Incomplete. 7,413,000 1 35, 000 15, 000 1 500, 000 760,000 750,000 2 535, 000 775,000 2, 528, 000 1,795 000 2 225, 000 313, 000 645, 000 :::;: 3 ;;; 1 220, 000 2 189, 246 386, 000 219,000 2 2, 668, 055 2, 539, 804 12 9, 029, 960 8,062, 050 47 17,673, 938 16, 830, 809 1 302, 500 290,000 1 302,500 »»290, 000 13 14,337, 500 22,354,000 tNo information. REPORT OF THE COMPTROLLER OF THE CURRENCY. 245 TABLE XV. AND LIABILITIES OF STATE AND SAVINGS BANKS, TRUST AND MORTGAGE COMPASUSPEND BUSINESS DURING THE F I R S T E I G H T MONTHS OF THE CURRENT CALEN- Bradstreet Agency.] Mortgage and investment companies. No. Assets. Liabilities. 2 $200, 000 $750, 000 2 200, 000 750, 000 1 50, 000 1 150,000 200, 000 1 340, 803 700, 000 3 540, 803 970, 000 1 20, 000 70,000 70,000 Private banks. Total all b a n k s . States. No. Assets. 1 Liabilities. $142, 875 No. Assets. Liabilities. 6 3 1 $7,020,000 342,875 250, 000 10 7, 612, 875 9,538 000 6,881,489 180, 000 1, 209,795 204, 000 6,461, 501 220, 000 1, 678, 478 360, 000 $8, 563, 000 K H . 750,000 Vt. 225, 000 R.I. 1 142, 875 8 531, 595 $699, 271 6 1 +2 1,072, 795 204, 000 1,403,478 360, 000 15 1 8 1 15 1, 808, 390 2, 462,749 25 8, 475 284 8,719,979 2 1 180, 000 150,000 250,000 150,000 2 3 3 275. 000 177, 598 2,917, 000 95, 000 111,647 1,741,000 11 483, 000 5,000 990, 000 15, 000 736,000 15, 000 450, 000 10, 000 8 2 2 2 6 6 4 1 12 3 4 10 995,800 1,400, 000 525, 000 139, 940 816, 000 409. 823 3, 057, 000 150, 000 983, 000 10,000 1, 840,575 928, 750 907,000 1,100,000 695,000 163, 539 432, 000 284,494 1,866, 000 70,000 1, 496, 000 50, 000 1, 004, 000 877, 000 27 5,192, 598 3,558,647 61 11,255, 888 8,945,033 5 19 11 23 8 14 12 8 5 2 360 000 1,446, 587 863,000 4, 041, 027 174, 295 1,051,000 781,700 713,000 415,000 22, 000 282,000 1,430, 375 565,000 5, 056, 813 234, 547 1, 360, 992 997, 500 438, 800 638, 000 37, 000 21 27 23 24 11 30 22 26 32 16 3,299, 654 4, 277,131 2,149, 000 4,091, 027 1,456,295 13, 397, 851 4, 238, 619 7, 576, 250 2,168, 303 2, 618, 961 3,705,613 3, 367, 775 1, 415. 000 5,126, 813 1, 488, 547 13, 774, 978 8,355,818 9 467, 741 2, 997,100 2,078,280 107 9, 867, 609 11, 041, 027 232 45,273,091 51, 777,665 6 7 478, 533 194, 000 552,348 236, 000 1 5 4,000 1, 375, 000 305, 000 900 543, 000 250, 000 13 20 1 4 8 3 1 3 4, 749, 485 3, 532, 000 60, 000 231, 729 1, 515, 000 350, 000 220,000 135, 000 3, 899, 917 3, 302, 000 188, 000 215,079 621, 000 270, 000 189, 246 161, 000 495,784 " l l 1 21 100, 000 1 2, 982, 651 88, 000 7, 635, 345 175,000 i, 646. 084 45, 000 7, 575,527 100, 000 1 100,000 4 594, 254 75,000 1 175, 000 1 20, 000 70,000 27 3, 225, 787 2, 253, 032 87 21, 674, 210 18, 212, 853 6 760, 803 1,790,000 177 20,237, 259 19, 315,455 415 94, 291,348 97,193,530 tNot included in returns to Bradstreet. N.Y. N.J. Pa. Del. D.C. Va. W.Va. N.C. S.C. Ga, Fla. Ala, La. Tex. Ark. Tenn. Mo. Ohio. Iud. 111. Mich. Wis. Iowa. Kans. Nebr. Oregon. Colo. Utah Tdaho. Mont. Wvo. K'Mex. N. Dak. S. Dak. Wash. Ariz. Cal. Okla. TABLE XVI. to TABLE SHOWING, BY STATES, TERRITORIES, AND GEOGRAPHICAL DIVISIONS, THE NUMBER, ASSETS, AND LIABILITIES OF SUSPENDED STATE, SAVINGS, AND PRIVATE BANKS, AND LOAN AND TRUST COMPANIES WHICH RESUMED BUSINESS DURING THE FIRST EIGHT MONTHS OF THE CURRENT CALENDAR YEAR. [From reports to the Bradstreet Agency.] Savings banks. State banks. States, etc. No. of banks. Assets. LiabiliNo. ties. Assets. Liabilities. Loan and trust companies No. Assets. Liabilities. Private banks. No. New York—Total Middle States. West Virginia South Carolina Georgia Florida Alabama Louisiana Texas '.... 2 $2,648, 377$1, 809, 055 Total Southern States. 1, 578,057 1,179,217 Total Western States.. I 1, 250,000 13(5, 940 950,000 133,539 41,117 25, 678 "156,606 70,000 $122,996 150, 000 $150,000 75,000 45, 000 2^ 837, 666 1,641,000 12,000 366, 654 130,000 570,000 4i 760,000 21 397,000 6 1,146, 000 4| 295,000 458, 235, 633, 355, 000 000 000 000 460, 000 1,425, 000 275, 000 865, 000 248,000 180, 000 327,000 420,000 2,460, 000 1, 740,000 620,000 368,000 65, 000 28,000 2, 252, 000 1, 641,000 156,000 916, 663 573,940 2, 937, 000 2,037, 000 1, 072,663 678,940 Total Pacific States and Territories. 17 Total United States.... 441 10,828,088J 7,255,885 8,000 3,074, 000 1,844, 000 234, 613 70, 000 245, 000 _L 21 3, 664, 654 2, 230, 613 Colorado... Montana.. California. $124, 350 10 3,657,013 2,541,936 $650, 000 $415, 000 1,200,000 800, 000 1,850, 000 1, 215, 000 2 1, 850, 000 1, 215, 000 23 No. Assets. 1 $142, 875 Vermont—Total E a s t e r n States. Missouri... Ohio Indiana Michigan - Wisconsin . Iowa Minnesota. Kansas Nebraska.. Assets. Total. Liabilities. Liabili- States. ties. $142,875 2,772, 727 $1,932, 051 N.T. 1,400,000 1,100,000 136,940 133,539 W.Va. s. c. >7K (\f\(\\ 75, 000 45, 000 41,117 25, 678 Ga. 2, 837,000 1,641,000 Ma. Ala. 150,000 70,000 La. 12,000 8,000 Tex. 4,652,057 3,023, 217 75,000 240,000 245, 000 80, 000 145,000 380, 000 178, 000 40,000 178,000 125,000 70, 000 84,500 398, 900 80,800 901,654 549,613 1, 795, 000 1,113, 000 815,000 370, 000 80, 000 70, 000 905, 000 542, 500 1, 025, 000 813,900 1, 974, 000 1,128,800 295,000 355, 000 1,527,000 1,220, 000 1, 343, 000 977, 200 9, 317,654 6,162,813 121,000 82, 000 121,000 82, 000 4, 680, 875 2, 903, 200 Vt, Mo. Ohio. Ind. Mich. Wis. Iowa. Minn, Kans. Nebr. 897,000 555, 0001 Colo. 28, 000! Moiit. 65,000 3,168. 663 2, 214, 940 C a l . 21 4,130, 663 2, 797, 94i 79 21,015, 976 13,916, 02l| a o o t1 o REPORT OF THE COMPTROLLER OF THE CURRENCY. 247 TABLE XVII. REPORT OP THE CONDITION" OF mi; NATIONAL SAVINGS BANK OF THE DjSTluai: OF COLUMBIA, AT AVASHIXGTON, D. C , AT THE CLOSE OF BUSINESS ON TOE 3D DAY OF OCTOBER, 1893. DB. CB. RESOURCES. Loans and discounts, less amount j upon which officers and directors j are liable (see schedule) j Dae from other national banks, \ subject to check | Current expenses and taxes paid . . . : Total LIABILITIES. $23;i60. CO Undivided profits Individual deposits subject to check $7,642. 120,-139.. 10-i. 205. 43 416. 67 127,782.10 Total 127,782.; SCHEDULE. Loans and discounts. On demand, secured by stocks, bonds, and other personal securities The highest rate of interest paid by the bank on deposits is 2 per cent. $23,1 ! 1. Benjamin P. Snyder, president of the National Savings Bank of the District of Columbia, do sc emnly swear that the above statement is true, and that the schedules on back of the report fully"ai correctly represents the true state of the several matters therein contained to the best of my know'jed| and belief. BENJAMIN P. SNYDER, President. Correct. Attest: LEWIS CLEPHANE, ) M. G. EMERY, \ Directors. ALBERT L. STURTEVANT, ) DISTRICT OF COLUMBIA, County of Washington: Sworn to and subscribed before me this Gth day of October, 1893. [SEAL.] WILLARD H. MYERS, Notary Public. REPORT OF THE CONDITION OF THE NATIONAL SAFE DEPOSIT, SAVINGS, AN TRUST COMPANY OF THE DISTRICT OF COLUMBIA, AT WASHINGTON, D. C , 4 THE CLOSE OF BUSINESS ON THE 3D DAY OF OCTOBER, 1893. DR. RESOURCES. LIABILITIES. Loans and discounts, less amount j upon which officers and directors 1 are liable (see schedule) ji , 330, 470.07 46, 900. 00 Stock securities, etc. (see schedule). Due from other national banks, sub48, 313. 58 ject to check Due from State and private banks and bankers, subject to check 51,091.99 Ban king house $662, 789.43 F u r n i t u r e and fixtures. 112, 210.57 775, 000.00 6, 565. 89 Current expenses and taxes paid . . . Premium on bonds for circulation .. 1, 938.76 Checks and other cash items (see 4, 679. 83 schedule) 220.00 Bills of other banks Fractional paper currency, nickels, and cents 10.77 Specie, etc., v i z : Gold coin $16, 000.00 Gold T r e a s u r y certificates 3,550.00 Sil ver dollars 10. 00 Silver Treasury certificates 8, 600.00 Fractional silver coin 100.00 28, 200. 00 20, 000.00 Legal-tender notes. Total 2,313,450.89 Capital stock paid in Undivided profits Individual deposits. - Total . $l,OOO,OOQt 71.D5B; 1, 241,491; 2,913; 450, 248 REPORT OF THE COMPTROLLER OF THE CURRENCY. SCHEDULES. Loans and discounts. Oil demand, secured by stoclcs, bonds, and other personal .securities. On time, secured by stocks, bonds, and other personal securities. On time, on mortgages or other real estate security (see schedule) $206, 798. 73 458, ]24. 62 605, 546. 72 Total 1,330,470.07 Stocks, securities, etc. District of Columbia 3-65s Chesapeake and Potomac Telephone Company 5s XT. S. Electric Light Company 6s ." Washington Market Company 6s 3Vtasonic Hall Association 6s Total $23, 400.00 10, 000. 00 6,000. 00 1, 000. 00 500. 00 46,900.00 The highest rate of interest paid by the bank on deposits is 2 per cent. I, Benjamin P. Snyder, president of the National Safe Deposit, Savings, and Trust Company, of the District of Columbia, do solemnly swear that the above statement is true, and that the schedules on -fcbie back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief. BENJAMIN P. SNYDER, President. JAMES M. JOHNSTON, ] ANDREW AYYLIE, n- M. G. EMERY, JOHN G. PARKE. * f Erectors. J DISTRICT OF COLUMBIA, County of Washington: Sworn to and subscribed before me this 5th day of October, 1893. [SEAL.] Correct. WILLARD H. MYERS, Notary Public. Attest: REPORT OF THE CONDITION OF THE WASHINGTON LOAN AND TRUST COMPANY, AT WASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE 3D DAY OF OCTOBER, 1893. Da. CR. RESOURCES. LIABILITIES. Loans and discounts, less amount Capital stock paid in . . i $1,000, 000. 00 upon which officers and directors j; Surplus fund 100, 000. 00 are liable (see schedule) $1, 017, 723. 88 j Undivided profits j 66, 187.23 Loans and discounts upon which Dividends unpaid 3, 765. 59 oflieers and directors are liable Interest on real-estate trust bonds (see schedule) 297,582.24 l| unpaid 652. 50 Overdrafts, unsecured(see schedule) 165. 26 j j Individual d e p o s i t s Stocks, securities, etc. (see schedule) 28, 292. 50 ! subject to c h e c k . . . . $740, 316.11 Due lrora national banks, subject to i Demand certificates of check 189, 605.47 ; deposit 5, 000.00 Due from State and private banks I Time certificates of and bankers and trust companies, | deposit 687, 709. 64 j subject to check 4,906.83 j Certified checks 13,952.15 Bnnkjng house $560, 587.53 ,446,977.90 Furniture and fixtures, I Due to national banks, subject to ! 41,069.34 i! check j 5, 338.34 fc vault and safe work.. 601,656.87 !; Bills payable, including certifi- j Current expenses and taxes paid... 1,037.20j I cates of deposit representingChecks and other cash items (see money borrowed • 60, 000. 00 schedule) 8, 317.96 Keal-es'tate trust bonds ; 128, 500. 00 Fractional paper currency, nickels, 27.35 I; 1 and cents • Specie, viz: Gold coin $19,812. 50 Silver dollars 100. 00 Silver Treasury certificates 10,329.00 Fractional silver coin 44. 50 30, 286. 00 gal-tender notes. 31. 820.00 Total 2,811,421.56 | Total 2,811,421.56 REPORT OF THE COMPTROLLER OF THE CURRENCY. 249 SCHEDULES. Loans and discounts. On demand, secured by stocks, bonds, and other personal securities On time, paper with two or more individual or firm names On time, secured by stocks, bonds, and other persona 1 securities On time, on mortgages or other real-estate security (see schedule) $554,276. 24 855. 00 538, 348. 73 821, 826.15 Total 1,915,306.12 Included in the above a r e Other suspended and overdue paper Liabilities of directors (individual and firm) as payers ." : 141,495.19 164, 373.42 Stocks, securities, etc. Enter number shares ofstock or face value of bonds. 65 2 8,500 9,500 Name of corporation issuing stock, bonds, etc. Washington Loan and T r u s t Company Ohio National Bank Eckington and Soldiers' Home Bailroad Edison Electric Illuminating Company. Amount at which carried on books. $10, 092. 50 200.00 8, 500. 00 9, 500. 00 Estimated actual market value. $7,800 200 8,500 9,500 CliecJcs and other cash items. Checks and drafts on banks, etc., in this city i8,317.96 Average reserve and interest. The highest rate of interest paid by the bank on deposits is 4 per cent; on bills payable is 4 per cent; real-estate trust bonds 5 per cent. Overdrafts—unsecured. Temporary $165.26 I, Brainard H. Warner, president of the Washington Loan and Trust Company, do solemnly swear that the above statement is true, and that the schedules on back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief. DISTRICT OP COLUMBIA, County of Washington: BRAINARD H. WARNER, President. Sworn to and subscribed before me this 6th day of October, 1893. [SEAL.] Correct. TBNNYROSS, Notary Public. Attest: J N O . E . CARMODY, ISADORE SAKS, W . H. SHEA, F . C. STEVENS, THEODORE W. N O YES, J!S.'SWORMSTED'T, ALBERT F. FOX, LOUIS D. W I N E , T. W . WOODWARD, W . E. BARKER, «TOHN B. LAENEB, Directors. 250 REPORT OF THE COMPTROLLER OF THE CURRENCY. REPORT OF THE CONDITION OF THE AMEKICAN SECURITY AND TRUST COMPANY, AT WASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE 3D DAY OF OCTOBER, 1893. CB. DR. RESOURCES. l o a n s and discounts, less amount upon which officers and directors are liable (see schedule) $J, 973,158. 03 Loans and discounts upon which j officers and directors are liable (see schedule) 209, 081.15 Overdrafts, unsecured (see schedule) j 199.92 Stocks, securities, etc. (see schedule) | 46,245.00 D u e from other national b a n k s , subj e c t to check 42,476.46 D u e from State and private b a n k s and bankers and t r u s t companies, subject to check 51,391.42 B a n k i n g house $152,172.89 I F u r n i t u r e and fixtures7,939.57 ! Capital stock paid in Surplus fund Undivided profits Individual d e p o s i t s , subject to check $612, 441.46 Time certificates of deposit . 96,746.68 Certified checks 1,751.14 , 250, 000. 00 150, 000. UO 38, 401. 42 710,939.28 609, 650.00 Debenture bonds 160,112.46 Other real estate and mortgages owned (see schedule) ." Current expenses and taxes paid . . . Checks and other cash items (see schedule) Bills of other b a n k s Fractional paper currency, nickels, and cents Specie, v i z : Goldcoin $42,384.00 Gold Treasury certificates 26,550.00 Silver dollars 355. 00 Silver Treasury certificates ' 23,574. 00 Fractional s i l v e r coin Legal-tender notes. Total 189.20 133,188.60 2,666.10 12,427.87 200. 00 49. 69 93, 052. 00 34,142. 00 2,758,090.70 Total 2,758,990.70 SCHEDULES Loans and discounts. On demand, paper with one or more individual or firm names On time, secured by stocks, bonds, and other personal securities On time, on mortgages or other real-estate security (see schedule) $393,445.42 148, 049. 00 t, 041, 344. 76 Total 2. 182,839.18 Included in the above are— Liabilities of directors (individual and firm) as payers 1 142,833.33 Stocks, securities, etc. Enter number shares of stock or face value of bonds. $5,000 43,000 Name of corporation issuing stock, bonds, etc. Bonds of Choptank Steamboat Company... Bonds of Chesapeake and Potomac Telephone Company State whether Amount at Estimated taken for "debts which actual marpreviously concarried on ket value. tracted," or otherbooks. wise. $4,750 $5,000 41,495 43,000 For investment. Do. EEPOKT OF THE COMPTROLLER OF THE CURRENCY. 251 Checks and other cash items. Gheefe? and drafts on b a n k s , etc., in t h i s c i t y . . , $10,341. 84 Checks and drafts on other hanks . . . . , . . . / . . . . . . . . . ... 2,086.03 Overdrafts u it -secured. Temporary $199.92 I, J". "W. Whelpley, cashier of the American Security and Trust Company, do solemnly swear that the above statement is true, and that the schedules on back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief. J. W. ^HELPLEY, Cashier. DISTRICT OF COLUMBIA, City of Washington .- Sworn to and subscribed before me this 5th day of October, 1893. [SEAL.] HOWARD S. REESIDE, Notary Public. A. T. BRITTON, W. S. THOMPSON, H. A. WlLLARD, M. G-. EMERY, MYRON M. PARKER, JOHN E. HERRELL, M. W. BEVERIDGE, JAMES E. FITCH, HENRY F . BLOUNT, [Directors. TABLE XVIIT. CANADIAN BANKS. SUMMARY OF THE CONDITION OF THE THIRTY-NINE CHARTERED DOMINION OF CANADA, ON AUGUST 31, 1893. RESOURCES. Mortgages on real estate liO'ans on bonds and stocks Current loans Loans to Dominion and Provinces.. Overdue debts Deposits to secure circulation Dominion debentures Canadian municipal, etc., securities Hail way securities. Due from banks and agencies Heal estate and bank premises Kate3 and checks on other b a n k s . . . Specie Dominion notes Otteer resources .Excess of liabilities Total BANKS OF THE LIABILITIES. $660, 395 14, 398, 606 205, 956, 200 1, 426, 480 2, 964, 999 1,818, 448 3,188, 572 9, 398, 221 5, 979, 966 20, 364, 856 5, 827, 520 6, 519, 972 7, 706, 937 12, 749, 809 1, 901, 035 2,149, 851 303,011,467 Capital stock Reserve fund Notes in circulation Due Dominion Government Due provincial governments Demand deposits Time deposits Due to other banks and agencies... Other liabilities Total $G2, 029, 038 26, 062, 576 33, 308, 967 2, 476, 608 3, 769, 284 61, 437, 993 105,015,710 8, 661, 289 250, 002 303, 011, 467 AGGREGATE RESOURCES AND LIABILITIES THE NATIONAL BANKS OCTOBER, 1863, TO OCTOBER, 1803. 254 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OF THE ^ JANUARY. APRIL. JULY. A A ^ OCTO11KK 5. Resources. 66 banks. Loans and discounts. * TJ. S. bonds and securities $5,466.-088. 33 5, G62, 6</0.00 10(3, 009.12 Due from nat'land other b'ks. Real estate furniture etc . . . 2,625,5§7.05 177,5,85.69 53,808,92 2, 503.69 Checks and other cash items. Bills of nat'l and other banks. Specie and other lawful mon'y 492,138. 58 764,7X5.00 1,440,0*07.62 Total 16,797,644.00 1864. JANUARY 4. 139 banks. 307 banks. JULY 4. OCTOBER 3 . 467 banks 508 banks. $10, 666, 095.60 15,112, 250. 00 74,571,48 $31, 593, 943. 43 41,175,150. 00 432, 059.95 $70, 746, 513. 33 92, 530, 500. 00 842, 017. 73 $93,238,657.92 108,0ti4,400.00 1,434,739.76 Due from national banks Due from other b'ks and b'krs. Real estate, furniture, etc Current expenses *4, 786,124.58 381,144, 00 118, 854.43 4, 699, 479. 56 8, 537, 908. 94 755, <Mi. 41 352, 720.77 15, 935, 730.13 17, 337, 558. 66 1, G94, 049. 46 502, 341. 31 19,965,720.47 14,051,396.31 2,202,318.20 1, 021, 569.02 Checks and other cash items. Bills of nat'l and other banks. Specie and other lawful mon'y 577, 507.92 895,521.00 5, 018, 622. 57 2, 65^ 916. 96 1, 660, 000. 00 22, 961, 411. 64 5, 057, 122. 90 5,344, 172.00 42, 283, 708. 23 7,640,169.14 4,687,727.00 44,801,497.48 37, 630, 691. 58 114, 820, 287. 66 Loans and discounts TJ. S. bonds and securities Other items Total. 252, 273, 803.75 297,108,195.30 1805. JANUAEY 2. APRIL 3 . JULY 3 . OCTOBER & 638 banks. 907 banks. 1,294 banks. 1,513 banks. $166, 448, 718. 00 176, 578, 750. 00 3, 294, 883. 27 $252, 404, 208. 07 277, 619, 900. 00 4, 275, 769. 51 $362, 442, 743.08 391,744,850.00 12, 5G9,120. 38 $487,170,136.29 427,731,300.00 19,048,513.15 Due from national banks Due from other b'ks and b'krs. Real estate, furniture, etc Current expenses Premiums paid 30, 820,175. 44 19, 836, 072. 83 4, 083, 226.12 1, 053, 725. 34 1,323, 023. 56 40,963,243.47 22, 554, 636. 57 6, 525, 118. 80 2, 298, 025. 65 1, 823,291. 84 76,977, 539. 59 20, 078, 028. 01 11,231,257.28 2, 338, 775. 56 2, 243, 210.31 89,978,980.55 17, 393,232.25 li, 703; 281.77 4, 539, 525.11 2,585,501.06 Checks and other cash items Bills of nat'l and other banks. Specie — Legal tenders and frac'l cur y Total 17, 837, 496.77 14, 275,153. 00 4, 481, 937. 68 72, 535, 504.67 29,681,394.13 13, 710, 370.00 6, 659, MO. 47 112, 999, 320. 59 41,314,904.50 21, 651, 826. 00 9,437,060.40 168, 426, 166. 55 72, 309,854.44 16, 247, 241. 00 18, 072,012. 59 189, 988,496.28 Loans and discounts U.S.bonds and securities .Other items 1,126,455,481.66 1,359,768,074.49 * * Including amount due from national banks. 512, 568, 666.68 771, 514, 939.10 KEPOKT OF THE COMPTROLLER OF THE CURRENCY. 255 BANKS FROM OCTOBER, 1863, TO OCTOKEK, 1893. APRIL. JANUARY. JULY. OCTOBERS. Liabilities. 66 banks. Capital stock . . . . . . . . . . . . . . . $7,188,393.00 Undivided profits Tndi vidual and other deposits. Due to nat'l and other banks*. 328,030,06 8,497, 681.84 981,178.59 2,360.51 16,797,644.00 Total I8O1. Capital stock JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. $14, 740, 522. 00 Surplus fund Undivided profits National b'knotesoutstanding Individual and other deposits. Due to nat'l and other banks*. $42, 204, 474. 00 $75, 213,945.00 $86,782,802.00 432, 827.81 1, 625, 656.87 1,129, 910. 22 3, 094, 330.11 2,010,286.10 5,982,392.22 30, 155.00 19, 450, 492. 53 2,153, 779. 38 9, 797, 975. 00 51, 274, 914. 01 6, 814, 930. 40 25, 825, 665. 00 119,414,239 03 27, 382, 006. 37 45,260,504.00 122,166, 536.40 34,862,384.81 822,914.86 Total 37, 630, 691. 58 3,102, 337. 38 213,708.02 43,289.77 114, 820, 287. 66 252,273,803.75 297,108,195.30 1865. Capital stock Undivided profits JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $135, 618, 874.00 $215, 326, 023. 00 $325, 834, 558.00 $393,157,206.00 8, 663,311. 22 12, 283, 812.65 17, 318, 942. 65 17, 809, 307.14 31,303,565.64 23,159,408.17 38,713,380.72 32,350,278.19 National b'k notes outstanding 66, 769, 375.00 98, 896,488. 00 131,452,158.00 171,321,903.00 Individual and other deposits. United States deposits 183,479,636.98 37, 764, 729. 77 262, 961, 473.13 57, 630,141. 01 398, 357, 559. 59 58,032,720. 67 500,910,873.22 48,170, 381.31 Due to national banks Due to other b'ks and bankers* 30, 619,175.57 37,104,130.62 41,301,031.16 69,692, 581. 64 78, 261, 045. 64 79,591,594.93 90,044,837.08 84,155,161.27 Other items 265, 620. 87 578, 951. 37 462,871.02 944,053.70 Total 512, 568, 666.68 771,514,939.10 1,126, 455,481.66 1,359,768,074.49 *Tnr»lnfHn0- Si.n.t.A hanlr nirn.riln.fin 256 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL 1860. JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1, 582 b a n k s . 1, 612 b a n k s . 1, 634 b a n k s . 1, 644 b a n k s . Resources. Loans and discounts U. S.b'ds dep'd to secure circ'n Other U.S. b'ds and securities Oth'rstocks, b'ds, and mortg's Due from national banks Due from other b'ks and b'k'rs Real estate, furniture, etc Current expenses Premiums paid Checks and other cash items. Bills of national and other b'ks Specie Legal tenders and fract'l cur'y Total $500,650,109.19 298, 376, 850. 00 142, 003, 500. 00 17, 483, 753.18 $528, 080, 526. 70 315, 850. 300. 00 125, 625, 750. 00 17,379, 738. 92 $550, 353, 094.17 328, 483, 350.00 121,152,950.00 17,565,911.46 93, 254, 551. 02 14,658,229.87 15, 436, 296.16 3,193, 717. 78 2, 423, 918.02 89, 837, 684. 50 20, 406, 442. 00 19,205,018.75 187, 846, 548. 82 87, 564, 329. 71 13, 682, 345.12 15, 895, 564. 46 4, 927, 599. 79 2, 233, 516.31 96, 696, 482. 66 13.982,613.23 16, 730, 923. 62 3, 032, 716. 27 2, 398, 872. 26 105,490,619.36 18,279,816.00 17, 529, 778. 42 189, 867, 852. 52 90,077,134.53 17, 866, 742. 00 12, 629, h76. 30 201,425,041.63 107, 650,174.18 15,211,117.16 17,134,002.58 5, 311, 253. 35 2,493,773.47 103, 684, 249. 21 17, 437, 779. 00 9, 226, 831. 82 205, 793, 578. 76 1,476, 395, 208.13 1, 526, 962, 804.42 1, 404, 776, 619. 29 1,442,407,737.31 $fiO3, 331, 94, 15, 314, 704.83 843, 200. 00 974, 650. 00 887, 490. 06 1867. Loans and discounts U. S.b'dadep'd to secure circ'n 17. S. b'dsdep'd to sec're dep'ts U. S.b'ds and sec'tieson band. Oth'r stocks, b'ds, andinortg's "Due from national banks Due from other b'ks and b'k'rs Real estate, furniture, etc.... Current expenses Premiums paid Checks and other cash items. Bills of national banks Bills of other banks Specie Legal tenders and fract'l cur'y Compound-interest notes Total JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1, 648 b a n k s . 1, 642 b a n k s . 1, 636 b a n k s . 1, 642 b a n k s . $608, 771, 799. 61 339, 570, 700.00 36,185, 950. CO 52, 949, 300. 00 15, 073, 737. 45 $597, 648, 286. 53 338, 863, 650. 00 38, 465, 800. 00 46, 639, 400. 00 20,194,875.21 $583, 450, 396.12 337, 684, 250. 00 38, 368, 950. (JO 45, 633, 700. 00 21, 452, 615. 43 $609, 675, 214. 61 338, 640,150. 00 37, 862,100. 00 42,460, 800. 00 21, 507, 881. 42 92, 552, 206. 29 12, 996,157. 49 18, 925, 315. 51 2, 822, 675.18 2, 860, 398. 85 92, 308, 91L 87 9, 663, 322. 82 19, 800, 905. 86 3, 249, 153. 31 3, 338, GOO. 37 95, 217, 610.14 8, 389, 226.47 20, 639, 708. 23 5,297,494.13 2, 764,186. 35 101,430,220.18 19, 263, 718. 00 1, 176,142.00 19, 726, 043. 20 104, 872, 371. 64 82, 047, 250. 00 94,121,186. 21 10, 737, 392. 90 19, 625, 893. 81 5, 693, 784.17 3,411,325.56 87, 951. 405.13 12, 873, 785. 00 825, 748. 00 11,444,529.15 92,801,254.17 84, 065, 79C. 00 128,312, 177.79 16,138, 769.00 531, 267. 00 11,128, 672. 98 102,534,613.46 75, 488, 220. 00 134, 603, 231. 51 11,841, 104.00 333, 209. 00 12, 798, 044. 40 100, 550, 849. 91 56, 888, 250. 00 1, 511, 222, 985.40 1,465,451,105. 84 1, 494, 084: 526. 01 1, 499, 469,060.17 1 S6S. . Loans and discounts , U. S.b'ds dep'd to secure circ'n TT.S. b'ds dop'd to sec're dept'« XT. S. b'ds and sec'ties on baud. Oth'rstocks, b'ds, andinortg's Due from national banks — v Due from other b'ks and b'k'rs 3$pal estate, furniture, etc -Current expenses Premiums paid "Checks and other cash items. --Jitlls of natiouaT banks Bills of other banks "Fractional currency Specie Legal-tender notes ,n0o|npwind-interest notes — \£nxee per cent, certificates... V Total JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1, 643 b a n k s . $616, 603,479. 89 339, 064, 200. 00 37, 315, 750. 00 44,164,500.00 19, 365, 864. 77 $628, 029, 347. 65 339, 686, 650.00 37, 446, COO. 00 45, 958, 550. 00 19, 874, 384. 33 99,311,446.60 8,480,199. 74 21,125, 665. 68 2, 986, 893.86 2,464, 536. 96 95, 900, 606. 35 7, 074, 297. 44 22, 082, 570. 25 5,428. 460. 25 2, 660,106. 09 109, 390, 266. 37 16, 655, 572. 00 261, 269. 00 1,927,876.78 20,981,601.45 114,306,491.00 39, 997, 030. 00 8,245, 000. 00 114, 993, 036.23 12, 573, 514. 00 196,106. 00 1, 825, 640.16 18, 373, 943. 22 84,390,219.00 38, 917, 490. 00 24, 255, 000. 00 1, 502, 647, 644.10 1,499,668,920.97 $655, 729, 546. 42 339, 569,100. 00 37, 853,150. 00 43, 068, 350. 00 20, 007, 327.42 114, 434, 8, 642, 22, 699, 2, 938, 2, 432, $657,668,847.83 340, 487, 050. 00 37, 360, 150. 00 36, 817, 600. 00 20, 693, 406.40 097.93 456. 72 829. 70 519. 04 074. 37 102, 278, 547. 77 7,818,822.24 22, 747,875.18 5, 278, 911. 22 1, 819, 815. 50 124, 076, 097. 71 13,210, 179.00 342, 5oO. 00 1, 863, 358. 91 20,755,919.04 100,166,110.00 19, 473, 420. 00 44, 905, 0(J0. 00 143, 241, 394. 99 11, 842, 974. 00 222, 668. 00 2, 262, 791. 97 13, 003, 713. 39 92, 453, 475. 00 4,513,730.00 59, 080, 000. 00 1, 572,167, 076.26 1,559, 621, 773.49 REPORT OF THE COMPTROLLER OF THE CURRENCY. 257 BANKS FROM OCTOBER, 1868, TO OCTOBER, 1893—Continued. 1866. Liabilities. Capital stock Surplus fund Undivided profits -. National b'k notes outstand'g State banknotes outstanding. Individual deposits U. S. deposits Dep'ts of U.S.disb'sing officers Due to national banks Due to other b'ks and bankers. Total JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 b a n k s . 1,612 b a n k s . 1,634 b a n k s . 1,644 b a n k s . $403,357,346.00 $409, 273, 534.00 $414,270,493. 00 $415,472,369.00 43, 000, 370.78 28, 972, 493. 70 44, 687, 810. 54 30, 964,422.73 50,151, 991. 77 29, 286,175.45 53, 359, 277. 64 32, 593, 486. 69 213, 239, 530. 00 45, 449,155. 00 248, 886, 282. 00 33, 800, 865. 00 267, 798, 678. 00 19,996, 163.00 280, 253, 818. 00 9, 748, 025. 00 522, 507, 829. 27 29, 747, 236.15 534, 734, 950. 33 29,150, 729. 82 533,338,174.25 36,038,185.03 3, 066, 892. 22 564, 616, 777. 64 30,420,819.80 2, 979, 955.77 94,709,074.15 23, 793, 584. 24 89, 067, 501. 54 21, 841, 641. 35 98, 496, 726. 42 25, 951, 728.99 110, 531, 957. 31 26, 986, 317.57 i, 404, 776, 619. 29 1, 442, 407, 737. 31 1,476, 395, 208.13 1, 526, 962, 804.42 1§67. Capital stock JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 b a n k s . 1,642 b a n k s . 1,636 b a n k s . 1,642 b a n k s . $420, 229, 739. 00 $419, 399, 484. 00 $418, 558,148. 00 $420, 073, 415. 00 59, 992, 874. 57 26, 961, 382. 60 60, 206, 013. 58 31,131, 034. 39 63, 232, 811.12 30, 656, 222.84 6a, 695, 587.01 33, 751, 446. 21 National b'k notes outstand'g. State bank notes outstanding. 291,436,749.00 6,961,499.00 292, 788, 572. 00 5, 460, 312. 00 291,769,553.00 4,484,112.00 293, 887, 941.00 4, 092,153. 00 Individual deposits U. S. deposits Dep'ts of U.S.disb'sing officers 558, 699, 768. 06 27, 284, 876. 93 2, 477, 509.48 512, 046,182.47 27, 473, 005. 66 2, 650, 981. 39 539, 599,076.1) 29,838,391.53 3, 474,192. 74 540, 797, 837.51 23, 062,119. 92 4, 352, 379. 43 Due to national banks Duo to other b'ks and bankers. 92, 761, 998.43 24, 416, 588, 33 91,156,890.89 23,138, 629. 46 89, 821, 751. 60 22, 659, 267. 08 93, 111, 240.89 19, 644, 940. 20 Surplus fund Undivided profits Total 1,511,222,985.40 I 1,465,451,105.84 1,494,084,526.01 1,499,469,060.17 86§. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1,643 b a n k s . $420, 260, 790. 00 $420, 676,210.00 $420,105, 011. 00 $420,634,511.00 Surplus fund Undivided profits National b'k notes outstand'g. State bank notes outstanding. 70, 586,125, 70 31,399,877.57 72, 349,119.60 32, 861, 597. 08 75, 840,118. 94 33, 543, 223. 35 77, 995, 761. 40 36,095, 883.98 294, 377, 390.00 3,792,013.00 295, 336, 044. 00 3, 3.10,177. 00 294, 908, 264. 00 3,163, 771. 00 295, 769, 489. 00 2, 906, 352.00 Individual deposits U. S. deposits Dep'tsof U. S.disb'sing officers 534, 704, 709. 00 24, 305, 638. 02 3, 208, 783.03 5n2, 011, 480. 36 22, 750, 342.77 4, 976, 682. 31 575,842,070.12 24, 603, 676. 96 3, 499, 389.99 580, D40, 820.85 17, 573, 250.64 4, 570,478.16 Due to national banks Due to other b'ks and ba nkers. 98,144, 665. 61 21, 867, 648.17 94, 073, 631. 25 21, 323, 636. 60 113, 306, 346.34 27, 355, 204. 56 99, 414, 397. 28 23, 720, 829.18 Total... 10665 CUR 1, 502, 647, 644.10 17 1, 499, 668, 920. 97 1,572,167,076.26 1,559,621,773.49 258 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL 1§69. JANUARY 4. APRIL 17. OCTOBER 9. 1,628 banks. 1,620 b a n k s . 1,617 b a n k s . $644, 045, 039. 53 338, 539, 950. 00 34, 538, 350. 00 35, 010, (iOO. 00 20, 127,732.96 $662,084,813.47 338, 379, 250. 00 29,721,350.00 30, 226, 550. 00 20, 074, 435. 69 $686, 347, 755.81 338, 699, 750. 00 27, 625, 350. 00 27, 476, i)50. 00 20, 777, ;560. 53 65, 727, 070. 80 36,067, 316.84 7, 715, 719.34 23, 289, 838. 28 3, 2G5, 1)00. 81 1, 654, 352. 70 57, 554, 382. 55 30, 520, 527. 89 8, 075, 595. 60 23,798, 188.13 5,641,195.01 1,716,210. 13 984. 92 799. 0J 471.06 750. 26 300. 00 000. 00 154,137,191.23 11,725,239.00 2, 088, 545.18 9, 944, 532. 15 80, 875, 161. (0 51,190, 000. 00 62, 912, 336. 82 35. f.5(J. 504. 53 9, 140, 319. 24 23,859,271.17 5, 820, 577. 87 1, 809, 070. 01 161,614,852.66 11,524,447.00 1,804,855.53 18,455,090.48 80,934, 119.00 49,815,000.00 1, 540, 394, 266. 50 1,517, 753,167. 03 1, 564.174, 410. 65 1, 497, 226, 604. 33 OCTOBER 8. DECEMBER 28. 1,615 b a n k s . 1,648 b a n k s . Resources. Loans and d i s c o u n t s . . . . U. S. bonds to secure circ'lat'n U . S. bonds to secure deposits. U. S. b'ds and see/ties on hand. O t h ' r stocks, b'ds,and rnortg's D u e from redeeming agents D u e from other national h'nks D u e from State b'ks and b ' k ' r s Real estate, furniture, etc C u r r e n t expenses P r e m i u m s paid Checks and other cash items . Bills of other national b a n k s . Fractional currency Specie Legal tender notes T h r e e p e r cent, certificates . . Total 142, 605, 14, 684, 2,280, 29, 620, 88, 239, 52, 075, 1 JANUARY 22. 1,615 b a n k s . $682, 883,106.97 339, 4^0,100. 00 18, 704, 000. 00 25, 903, 950. 00 22, 250, 697.14 56, 669, 562.84 35, 393, 563.47 8,790,418.57 25,169,188.95 5, 646, 382. 96 2, 092, 364. 85 108, 809, 817. 37 10, 776, 023. 00 2, 090, 727. 38 23, 002, 405. 83 83,719,295.00 45, 845, 000. 00 §7$. MARCH 24. ! 1,615 banks. JUNE 9. I 1,612 b a n k s . | Loans and discounts - 5088, 875, 203. 70 i$710, 848, 609.30 $739,341,186.06 5715, 928, 079. 81 $725, 515, 538. 49 Bonds for circulation 339, 350, 750. 00 339, 251, 350. 00 | 338, 845,200.00 340, 857, 450. 00 344,104, 200. 00 Bonds for deposits . . 17, 592, 000. 00 ! 16,102,000.00 15, 704, 000. 00 15,381,500.00 15,189,500.00 IT. S. bonds on hand. 24, 677, 100. 00 I 27, 292, 150. 00 28, 276, 600. 00 22, 3l;3, 800. 00 23, 893, 300. 00 Other stocks and bd's 21,082,412.00 : 20,524,294.55 23, 300, 681. 87 23, 614, 721. 25 22, 686, 358. 59 D u e from red'g ag'nts 71,641,486.05 I 73,435,117.98 66, 275, 668. 92 64, 805, 062. 88 | D u e from n a t ' l banks 31, 9.9-4, 609. 26 33, 9-5:8, 805. 65 29, 510, 6S8.H 37, 478. 166. 49 I D u e from State banks 9, 202, 406. 71 9,319,560.54 10, 238, 219. 85 9, 824, 144. 18 i Real estate, etc 27, 470, 746. 97 26,002,713.01 26, 330, 701. 24 28,021,6,57.44 j 5, 8" 1,750. 02 3. 469, 588. 00 6, 683,189. 54 C u r r e n t expenses . . . 6, 905, 073. 32 j 2, 491, 222.11 2, 680, 882. 39 P r e m i u m s paid 2,439,591.41 3, 251, 648. 72 j 111, 624, 822. 00 11,267,703.12 Cash item s 12, 536, 613. 57 13,220,403.34 75, 317, 992. -_>2 ClVg-houseexch'gs . 79, 089, 688. 39 76, 20*, 707.00 14,226,817.00 National b a n k notes.} 15,840,669.00 12, 5 2, 927. 00 17, 001, 846. 00 2, 2'S5, 409. 02 2, 476, 906. 75 Fractional currency, i 2, 078, 178. 05 2, 150,522.89 37, 0!)6. 543. 44 48, 345, 383. 72 26,307,251.59 Specie 18,400,011.47 82. 485, 978. 00 80, 580, 745. 00 Legal-tender notes j 87, 708, 502. 00 79, 3.'4, 577.00 43,570,ino.00 41, 845, 000. 00 T h r e e per cent, cerlfsj 43, 820, 000. 00 43, 345, 000. 00 Total jl,546,261,357.44 11,529,147,735.85 11,565,756,909.67 1,510,713,236.92 I,538,998,lu5.93 18V 1. MARCH 18. APRIL 29. 1,688 b a n k s . 1,707 banks. I JUNE 10. OCTOBER 2. | DECEMBER 16. 1,723 banks. 1,767 b a n k s . 1,790 b a n k s . Loans and discounts $767,858,490.59 $779,321,828.11 '$789,416,568.13 $831,552,210.00 $818,996,311.74 I Bonds for circulation: 351,556,700.00 354,427,200.00 i 357,388,950.00 364,475,800.00 366,840,200.00 15, 236, 500. 00 15, 250, 500. 00 28, 087, 500. 00 Bonds for deposits, j 15, 231, "00. 00 23, 155,150.00 22, 487, 950. 00 24, 200, 300. 00 U. S. bonds on b a u d . . I 23, 911, 350. 00 17, 753, 650. 00 17,675,500.00 j 22,414,6:9.05 23,132, 871. 05 Other stocks and b'ds 22, 763, 869. 20 24, 517, 059. 35 23,061,184.20 j 92, 369, 246. 71 80, 878, 608.84 D u e from red'g ag'n ts 83,809,188.92 85.061,016.31 77,985,600.53 I 39, 636, 579. 35 D u e from nat'i banks 3 \ 2 0 1 , 119.99 43, 525, 362. 05 38, 332, 679. 74 43,313.344.78 Due from State banks 10,271,005.34 11, 853, 308. 60 11,478,174.71 12, 772, 069. 83 13,009, 301.40 | 29, 242. 762. 79 29, 637, 999. 30 Real estate, etc .,0,^89,783.85 I 30, 070. 330. 57 j 28,805,814.79 0,7(34,159.73 6, 295, 099.46 7,330,424.12 6,153,370.29 j Current expenses 6,694,014. 17 4, 414, 755. 40 5, 026, 385. 97 Premiums paid 5,500,890.17 5, 956, 073. 74 3, 939, 995. 20 Cash items Cl'r'g-house exch'gs. National bank notes. Fractional currency. Specie Legal-tender notes .. Three per cen t. cert'fs Total 11,042,644.74 100,693,917.54 13, 137,006.00 2,103,298. 16 25,769, 166.64 91,072,349. 00 37, 570, 000. 00 12, 749, 289. 84 130,855,698.15 16, 632, 323. 00 2, 135, 763. 09 22, 732. (-27.02 106, 219; 126. 00 33, 935, 000. 00 13,101,497.95 102,091,311.75 19,101,389 00 2,160,713.22 19,924,955.10 122, 137,660.00 30, 690, 000. 00 14,(58,268.86 j 13, 784, 424. 76 101,105,854.52 114, 538, 539. 93 14,197, 653. 00 I 13, 0*5, 904. 00 2,095,485.79 2,061,600.89 29, 595, 299. 56 13,252.91*8.17 109,^14,735.00 , 93, 942, 707. 00 25, 075, 000. 00 j 21,400,000.00 1,627,032,030.28 1,694,440,912.94 1,703,415,335.65 1,730,566,899.72 1,715,861,897.22 REPORT OF THE COMPTROLLER OF THE CURRENCY. 259 BANKS FROM OCTOBER,, 1863, TO OCTOBER 1893—Continued. Liabilities. Capital stock JANUARY 4. APEIL 17. JUNE 12. OCTOBER 9. 1,628 b a n k s . 1,620 b a n k s . 1,619 b a n k s . 1,617 b a n k s . $419,040,931.00 $420, 818, 721. 00 $422, 659, 260. 00 $426, 399,151.00 Surplus fund Undivided profits Nat'lbank notes outstanding. State bank notes outstanding. 81,169,936.52 35, 318, 273. 71 82, 653, 989.19 37, 489, 314.82 82, 218, 576. 47 43, 812, 898. 70 86,165, 334. 32 40, 687, 300. 92 294,476,702.00 2, 734, 669.00 292, 457, 098. 00 2, 615,387.00 292, 753, 286. 00 2, 558, 874. 00 293, 593, 645. 00 2,454, 697.00 Individual deposits U.S. deposits Dept's U. S. disburs'g officers. 568,530,934.11 13,211,850.19 3, 472, 884.90 547, 922,174.91 10,114, 328. 32 3,605,131.61 574, 307, 382. 77 10, 301, 907. 71 2, 454, 048. 99 511, 400,196. 63 7,112,646.67 4, 516, 648.12 Due to national banks Due to State banks and b'k'rs. 95,453,139.33 26, 984, 945. 74 92,662,648.49 23, 018, 610.62 100, 933. 910.03 28, 046, 771. 30 95, 087, 892. 83 23, 8i9, 371. 62 2, 464, 849. 81 1, 870, 913. 26 2, 392, 205. 61 1, 735, 289. 07 3, 839, 357.10 2,140,363.12 1, 517, 753,167. 03 1, 564,174, 410.65 1, 497, 226, 604.33 Notes and bills re-dlseounted. Bills payable Total 1, 540, 394, 266.50 1870. Capital stock JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. 1,615 b a n k s . 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . $426, 074,954. 00 $427, 504, 247. 00 $427, 235, 701.00 $430, 399, 301. 00 Surplus fund Undivided profits Nat'l bank circnlat'n. State bank circulat'n. Dividends unpaid 90,174, 281.14 34, 300,430.80 90, 229, 954.59 43, 109, 471. 62 292, 838, 935.00 2, 351, 993.00 292, 509,149. 00 2, 279, 469. 00 91, 689, 834.12 42,861,712.59 DECEMBER 28. 1,648 b a n k s . $435, 356, 004. 00 94, 061,438. 95 38, 608, 618.91 91,705,740.34 46, 056,428. 55 291,183, 614. 00 291, 798, 640.00 2, 222, 793. 00 2,138, 548. 00 296, 205, 446. 00 2, 091, 799.00 2,299, 296.27 1, 483, 416.15 1, 517, 595.18 2, 462, 591.31 Individual deposits.. U. S. deposits Dep'ts U. S. dis. offic's 546, 236, 881. 57 6, 750,139.19 2, 592, 001. 21 516, 058, 085. 26 6,424,421.25 4, 778, 225. 93 542,261,563.18 10, 677, 873. 92 2, 592, 967. 54 501, 407, 586. 90 6, 807, 978.49 4, 550,142.68 507,368,618.67 6, 074,407. 90 4,155, 304. 25 Dae to national banks Due to State banks .. 108,351,300.33 28, 904, 849.14 109, 667, 715. 95 29, 767, 575.21 115,456,491.84 33, 012,162. 78 100,348,292.45 29, 693, 910. 80 106, 090,414. 53 29, 200, 587. 29 Notes re-discounted.. Bills payable 3, 842, 542.30 1, 543, 753. 49 2, 462, 647.49 2, 873, 357.40 2, 741, 843. 53 2, 302, 756.99 3, 843, 577. 67 4, 592, 609. 76 4,612,131.08 4, 838, 667. 83 1,546,261,357.44 1,529,147,735.85 1,565,756,909.67 1,510,713,236.92 1,538,998,105.93 Total Capital stock 2,242,556.49 MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1, 688 b a n k s . 1,707 banks. 1,723 b a n k s . 1,767 b a n k s . 1,790 banks. $444,232,771.00 $446, 925,493.00 $450, 330, 841. 00 $458, 255, 6p6. 00 $460, 225, 866.00 Surplus funds Undivided profits Nat'l bank circulat'n. State bank circulat'n. Dividends unpaid 96, 862, 081. 66 43, 883, 857. 64 97, 620, 099. 28 44, 776, 030. 71 98, 322,203.80 45, 535, 227. 79 101,112, 671. 91 42, 008, 714.38 101, 573,153. 62 48, 630, 925. 81 301,713,460.00 2, 035, 800.00 306,131,393. 00 1, 982, 580. 00 307, 793, 880. 00 1, 968, 058. 00 315, 519,117. 00 1, 921, 056. 00 318, 265, 481. 00 1, 886, 538. 00 1,263,767.70 2,235, 248.46 1, 408, 628. 25 4, 540,194.61 1, 393, 427. 98 Individual deposits.. U. S. deposits Dept's U. S. dis. offic's 561,190,830.41 611,025,174.10 6,314, 957. 81 6,521,572.92 4, 813, 016. 66 3, 757, 873. 84 602,110,758.36 6,265,107.94 4, 893, 907. 25 600, 868, 486.55 20,511,935.98 5, 393, 598. 89 596, 586, 487. 54 14, 829, 525. 65 5, 399,108. U Due to national b'nks Due to State banks .. 118,904,865.84 37,311, 519.13 128, 037, 469.17 135,167, 847. 69 131,730,713.04 36,113, 290. 67 41, 219, 802. 96 40,211,971.67 118, 657, 614.16 38,116, 950. 67 Notes re-discounted.. Bills payable Total 3, 256, 896.42 5, 248, 206. 01 3, 573, 723.02 5, 740, 964. 77 3,120, 039. 09 5, 278, 973. 72 3, 964, 552. 57 4, 528,191.12 4,922,455.78 5, 374, 362. 67 1,627,032,030.28 1,694,440,912.94 1,703,415,335, 65 1,730,566,899.72 1,715,861,897.22 260 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGKEGATK RESOURCES AND LIABILITIES OF THE NATIONAL 1872. FEBRUARY 27. AFRIL19. 1 JUNE 10. OCTOBER 3. DECEMBER 27. 1,853 b a n k s . 1,919 b a n k s . 1,94.0 b a n k s . Resources. 1,814 b a n k s . Loans and discounts. $839, 665, 077. 91 Bonds for circulation 370, 924, 700. 00 Bonds for deposits... 15, 870, 000. 00 XT. S. bonds on band.. 21,323, 150.00 Otlier stocks and b'ds 22, 838, 388.80 Due from red'g ag'nts 89, 548, 329. 93 Due from na'tl banks 38, 282, 905. 86 Due from State banks 12,269,822.68 30, 637, 676. 75 Heal estate, etc 6, 265, 655.13 Current expenses 6, 308, 821. 86 Premiums paid 12,143,403.12 Cash items Cleat'g-houseexch'gs 93,151,319.74 National-baDk notes, 15, 552, 087. 00 2,278,143.24 Fractional currency. 25, 507, 825. 32 Specie. Legal-tender notes . . 97, 865, 400. 00 U.S. cert'fs of deposit Three per cent. cert'iV 18, 980, 000. 00 Total 1,843 b a n k s . $844, 902, 253. 49 $871,531,448.67 $877,197, 923. 47 $885, 653, 449. 62 374, 428, 450. 00 377, 029, 700.00 382,046,400.00 384,458,500.00 15, 169, 000.00 15, 479, 750. 00 15, 409. 950. 00 16,304,750.00 19, 292,100. 00 12,142, 5 0.00 10,306, 103.00 16, 458,250. 00 21,538,914.06 23, 533,151. 73 22,270,010.47 23,160, 557. 29 82,120, 017. 24 80,717,071.30 91, 564, 269. 53 86, 401, 459.44 36, 697, 592. 81 34,486, 593.87 39, 468, 323. 39 42, 707, 613. 54 12, 299, 716.94 12, 976, 878. 01 13, 014, 205. 26 12, 008, 843. 54 30, 809, 274. 98 32,276,498.17 31,123,843.21 33,014,796.83 7, 026, 041. 23 6,310,428.79 6, 719, 794. 90 8. 454, 803. 97 6, 544, 279. 29 6, 546, 848. 52 6,616,174.75 7, 097, 847.86 12,401,171.40 14, 916, 784. 34 13, 458, 753. 80 13, 696, 723.85 114,195, 966. 36 88, 592, 800.16 110, 086, 315. 37 90,145, 482. 72 18, 492, 832. 00 15, 787, 296. 00 16,253,560.00 19, 070, 322. 00 2,113, 249. 29 2, 151, 747. 88 2,069,464.12 2, 270, 576. 32 24, 433, 899.46 10, 229, 756. 79 24. 256, 644.14 19, 047, 336. 45 105, 732,455. 00 122, 994, 417.00 105,121,104.00 102, 922, 369. 00 6, 710, 000. 00 12, 650, 000. 00 7,140, 000. 00 15, 365, 000. 00 4,185, 000. 00 12, 005, 666.00 1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43 3. FEBRUARY 28. APRIL 25. JUNE 13. 1,947 b a n k s . 1,962 banks. 1,968 b a n k s . SEPTEMBER 12. DECEMBER 26. 1,976 b a n k s . 1,976 banks. Loans and discounts. $913,265,189.67 $912, 064, 267. 31 $925, 557, 682.42 $944,220,116.34 $856, 816, 555. 05 Bonds for circulation 384, 675, 050. 00 386, 763, 800. 00 388, 080, 300. 00 388, 330, 400. 00 389, 384,400. 00 15, 935, 000. 00 16, 235, 000. 00 14. 805, 000. 00 14, 815, 200. 00 Bonds for deposits . . 15,035, 000.00 9, 789, 400. 00 9,613,550.00 8, 824, 850. 00 8, 630, 850. 00 U. S. bonds on hand.. 10, 436, 9f>0. 00 22,912,415.63 22, 449. 146. 04 23, 709, 034. 53 24,358, 125.06 Other stocksandb'ds 22, 063, 306. 20 97, 143, 326. 94 88, 815, 557. 80 96,134,120. 66 73, 032, 046. 87 Due from red'g ag'nts 95, 773, 077.10 43, o28, 792.29 38, 671, 088. 63 41,413,680.06 40,404,757.97 Due from nat'l banks 39, 483, 700. 09 14, 073, 287. 77 12,883.353.37 12,022,873.41 11,185,253.08 Due from State banks 13, 595, 679.17 34, 820, 562. 77 34, 023, 057. 77 34, 216, 878. 07 34, 661, 823. 21 35, 556, 746.48 Real estate, etc 7,154,211.69 6,977, 831. 35 7,410,045.87 6, 985, 436. 99 8, 678, 270. 39 Current expenses . . . 7,890,962.14 7, 205, 259. 67 7, 559, 987. 67 7, 752, 843. 87 7, 987,107.14 Premiums paid 13,030,482.58 11,761,711.50 11, 425, 209. 00 11,433,913.22 12, 321, 972.80 Cash items 91,918,526.59 94,132,125. 24 88, 926,003. 53 62,881,342.16 Clear'g-houseexch'gs 131, 383, 860. 95 20, 394, 772. 00 19,310,202.00 16,103, 842. 00 21, 403,179. 00 National-bank notes. 15, 998, 779. 00 2,197,559.84 2, 289, 680. 21 2,198,973.37 2, 302, 775. 26 2, 287, 454. 03 Fractional currency 27, 950, 086. 72 17, 777, 673. 53 16, 868, 808. 74 19,868,469.45 26, 907, 037. 58 Specie 92, 522, 663. 00 108, 719, 506. 00 Legal-tender notes . . 97,141,909.00 100,605,287.00 106,381,491.00 22, 365, 000.00 18, 370, 000. 00 20, 610, 000. 00 24, 010, 000.00 U.S.cert'ts of deposit 18, 460, 000. 00 305, 000.00 1, 805, 000. 00 710,000.00 Three per cent, cert'fs Total 1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845.53 1,729,380,303.61 1874. FEBRUARY 27. MAY 1. JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 b a n k s . 1,978 banks. 1,983 banks. 2,004 banks. 2,027 banks. Loans anddisconnts- $897, 859, 000.46 $923, 347, 030. 79 $926,195, 671. 70 $954,394,791.59 $955, 862, 580. 51 Bonds for circulation 389,614,700.00 389,249, 100.00 390,281, 700.00 383, 254,800. 00 382, 976, 200.00 14, 890,200.00 14, 691, 700. 00 14, 714, 000. 00 14, 890, 200.00 Bonds for deposits... 14, 600, 200. 00 10,456, 900.00 13,313,550.00 10,152, 000.00 15, 290, 300.00 U . S . bonds on h a n d . . 11,043,400.00 27,010, 727.48 25,400, 460.20 27, 807, 826. 92 28,313,473.12 Other stocks and b'ds 25, 3(io, 736. 24 94, 017, 603. 31 97, 871,517. 06 83, 885,126. 94 80,488,831.45 Dae from res've ag'ts 101, 502, 861. 58 45, 770,715. 59 39, 695, 309.47 48,100,842.62 41,291, 015.24 Due from nat'l banks 36, 624, 001. 39 12. 469,592. 33 11,196,611.73 12,374, 391.28 11, 655, 573. 07 Due from State banks 11,496,711.47 36, 708, 066 39 37, 270,876. 51 38,112,926.52 39.190,683.04 36, 043, 741. 50 Heal estate, etc 7, 550,125. 20 7,658, 738. 82 5; 510, 566. 47 6, 998, 875. 75 7, 547, 203. 05 Current expenses . . . 8, 563,262. 27 8, 376, 659. 07 8, 626,112.16 8, 741, 028. 77 8, 680, 370. 84 Premiums paid 10, 269, 955. 50 11, 949, 020. 71 10, 496,257. 00 12,296, 416. 77 14, 005, 517. 33 Cash items 97, 383, 687.11 112.995,317.55 94, 877, 796. 52 63,896, 271.31 Clear'g -house exch'gs 62,768,119.19 18,450,013.00 22, 532, 336. 00 20, 673, 452. 00 23,527, 991.00 National-bank notes. 20, 003, 251. 00 2, 283,898. 92 2, 224, 943.12 2, 392, 668.74 2, 309, 919. 73 2,187, 186. 69 Fractional currency . 969. 26 207. 27 22, 326, 21, 240, 945. 23 22, 436, 761.04 33, 365, 863. 58 32, 569, Specie 80, 021, 946. CO 82, 604, 791. 00 Legal-tender n o t e s . . 102, 717, 563. 00 101,692, 930.00 103,108, 350.00 47, 780,000. 00 42, 825, 000. 00 33, 670, 000. 00 40,135, 000.00 U.S. cert'fs of deposit! 37, 235, 000. 00 91, 250.00 20, 349,950.15 21, 043, 084. 36 Dep. with U. S. Treas Total 1,808,500,529.16 1,867,802,796.28 1,851,840,913.64 1,877,180,942.44 1,902,409,638.48 REPORT OF THE COMPTROLLER OF If ME! CURRENCY. 261 BANKS FROM OCTOBER, 1863, to OCTOBER, lays—continued. Liabilities. Capital stock FERRUAEY 27. APRIL 19. J U N E 10. OCTOBER 3. DECEMBER 27. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 b a n k s . 1,940 b a n k s . $464, 081, 744. 00 $467, 924, 318. 00 $470,543,301.00 $479, 629,174. 00 $482, 606, 252. 00 Surplus fund Undivided profits 103, 787, 082. 62 43, 310, 344,46 104, 312, 525. 81 46, 428, 590.90 105,181,943.28 50, 234, 298. 32 110, 257, 516. 45 46, 623, 784. 50 111, 410, 248. 98 56,762,411.89 Nat'l bank circulation State bankcirculation 321, 634, 675. 00 1, 830, 563. 00 325, 305, 752. 00 1, 763, 885. 00 327, 092, 752. 00 1,700, 935.00 333, 495, 027. 00 1,567,143.00 336, 289, 285. 00 1,511,396.00 Dividends unpaid 1,451, 746. 29 1, 561, 914. 45 1, 454, 044.06 3,149, 749. 61 1, 356, 934. 48 Individual deposits.. U. S. deposits Dep'tsU.S.dis. officers 593,645,666.16 7, 114, 893. 47 5, 024, 699.44 620, 775, 265.78 6, 355, 722.95 3,416,371.16 618,801,619.49 6, 993, 014. 77 5, 463, 953.48 613, 290, 671.45 7, 853, 772. 41 4,563,833.79 598,114, 679. 26 7, 863, 894 93 5,136, 597.74 Due to national banks Due to State banks .. 128, 627,494.44 120, 755, 565. 86 39, 025,165. 44 35, 005,127. 84 132, 804, 924. 02 39,878,826.42 110, 047, 347.67 33, 789, 083. 82 124, 218, 392.83 34, 794, 963.37 4, 745,178. 22 5, 942, 479. 34 5, 549, 431. 88 6, 040, 562. 66 6, 545, 059. 78 6, 946, 416.17 Notes rediscounted .. Bills payable Total 3, 818, 686. 91 6,062, 896.91 4,225, 622. 04 5,821,551.76 1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1, 773, 556, 532.43 1873. Capital stock FEBRUARY 28. APRIL 25. 1,947 banks. 1,962 b a n k s . J U N E 13. 1,968 b a n k s . SEPTEMBER 12. DECEMBER 26. 1,976 banks. 1,976 banks. $484, 551,811. 00 $487, 891, 251. 00 $490,109, 801.00 $491,072, 616.00 $490, 266, 611. 00 Surplus fund Undivided profits.... 114,681,048.73 48, 578, 045. 28 115, 805, 574. 57 52, 415, 348. 46 116, 847,454. 62 55, 306,154.69 120, 314.499. 20 54,515,131.76 120, 961, 207. 91 58, 375,169.43 Nat'lbank circulation Statebank circulation 336, 292, 459. 00 1,388, 271.00 338,163, 864. 00 338, 788, 504. 00 1,2^0,208.00 1, 224, 470.00 339, 081, 799. 00 1,188,853.00 341, 320. 256. 00 1, ISO; 585. 00 Dividends unpaid 1, 465,993. 60 1, 462, 336.77 1, 400, 491.90 1,402, 547. 89 1, 269, 474. 74 Individual deposits.. U.S. Deposits Dep'tsU. S. dis.offi cers 656,187, 551. 61 7, 044, 848.34 5, 835, 696. 60 616, 848. 358. 25 7, 880, 057. 73 4,425, 750.14 641,121,775.27 8, 691, 001. 95 6, 416, 275.10 622, 685, 563. 29 7,829, 327. 73 8, 098, 560.13 540,510,602.78 7, 680, 375. 26 4, 705, 593. 36 Due to national banks Due to State banks... 134,231,842.95 38,124,803. 85 126,631,926.24 35, 036,433.18 137, 856, 085. 67 40, 741, 788. 47 133, 672, 732. 94 39, 298,148.14 114, 996, 600. 54 36, 598, 076.29 Notes rediscounted .. Bills payable 5,117,810.50 5, 672, 532. 75 5,403, 043. 38 7, 059,128.39 5, 515, 900. 67 7, 215,157.04 5, 987, 512.36 5,480, 554. 09 3,811,487.89 7, 754,137. 4i 1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845.53 1,729,380,303.61 Total Capital stock FEBRUARY 27. MAYl. J U N E 26. OCTOBER 2. DECEMBER 31. 1,975 b a n k s . 1,978 banks. 1,983 b a n k s . 2,004 b a n k s . 2,027 banks. $490, 859,101. 00 $490, 077, 001.00 $491, 003, 711. 00 $493,765,121.00 $495, 802, 481.00 126, 239, 308. 41 128, 958,106. 84 58,332, 965. 71 51, 484,437. 32 130,485,641.37 51,477,629.33 338, 538, 743. 00 1, 009, 021. 00 331,193,159.00 860, 417.00 123,497, 347.20 Surplus fund Undivided profits . . . 50,236, 919. 88 125,561,081.23 54, 331, 713.13 Nat'lbankcirculation 339,602, 955. 00 340, 267, C49. 00 S t a t e b a n k circulation 1, 078, 988. 00 1, 049, 286.00 333, 225, 298. 00 964, 567. 00 1, 291, 055. 63 2,259,129. 91 1, 242,474.81 3, 516, 276. 99 6, 088, 845. 01 Individual deposits.. 595, 350, 334. 90 U. S. deposits 7,276, 959.87 Dep'tsU.S.dis.officers 5, 034, 624. 46 649, 286, 298. 95 7, 994, 422.27 3, 297, 689.24 622, 863,154.44 7, 322, 830. 85 3, 238, 639. 20 669, 068, 995. 88 7,302,153.58 3, 927, 828. 27 682, 846, 607. 45 7, 492, 307. 78 3, 579, 722. 94 Due to national b a n k s 138,435, 388. 39 135,640,418.24 Due to State b a n k s . . 48,112, 223. 40 48, 683, 924. 34 143, 033, 822. 25 50, 227,426.18 125,102, 049. 93 50, 718, 007.87 129,188,671.42 51, 629, 602. 36 4, 436,256.22 4,-352, 560. 57 4,197, 372. 25 4,950,727.51 6, 365, 652. 97 5, 398, 900. 83 1,808,500,529.16 1,867,802,796.28 1,851,840,913.64 1,877,180,942.44 1,902,409,638.46 Dividends unpaid Notes r e d i s c o u n t e d . . Bills payable Total 3, 448, 828. 92 4, 275, 002. 51 4, 581, 420. 38 4, 772, 662. 59 262 REPORT OF THE COMPTROLLER OF THE CURRP:NCY. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL 1 § 7 MARCH 1. MAY 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2,029 b a n k s . 2,046 b a n k s . 2,076 b a n k s . 2,088 banks. 2,086 b a n k s . Resources. Loans and discounts $056, 485, 939. 35 $971. 835, 298. 74 $972, 920, 532.14 $984,691,434.40 $902,571,807.70 Bonds for circulation 380, 682, 650. 00 378, 026, 900. 00 375,127,900.00 370,321,700.00 363,618,100.00 14, 097, 200. 00 13,981,500.00 Bonds for deposit s... 14, 492, 200. 00 14, 372, 200. 00 14,147,200.00 16, 009, 550. 00 U. S. bonds on band.. 18, 062,150. 00 14. 297, 650. 00 12, 753, 000. 00 13, 989, 950. 00 33,505,045.15 31,657,960.52 32,010,316.18 [)ther stocks and b'ds 28, 268, 841. 69 29,102, 197.10 81,462,682.27 Due from res've ag'ts 89,991,175.34 80, 020, 878. 75 89, 788, 903. 73 85,701,259.82 44, 831, 891. 48 Due from nat'l banks 41, 720, 394.11 46, 039, 597. 57 48, 513, 388. 86 47, 028, 769.18 11, 963, 768. 90 11,895,551.08 11, 62">, 647.15 Due from State banks 12, 724, 243. 97 12, 094, 086. 39 41,583,311.94 40, 969, 020. 49 42,366,017.65 Real estate, e t c . . . . . . 39,430,952.12 40, 312, 285.99 7,841,213.05 9, 218, 455. 47 4,91)2,044.34 Current expenses . . . 7,790,581.86 7, 706, 700.42 8,670,091.18 9,442,801.54 8, 742, 393. 83 Premiums paid 9,006, 880. 92 8,434,453.14 12, 758, 872. 03 11, 238, 725. 72 12,433,100.43 Cash items ".. 11, 734, 762. 42 13,122,145.88 75,142, 863. 45 67, 886, 967. 04 31fiar'g-honseexch'g8 81,127,796.39 116, 970, 819. 05 88, 924, 025. 93 18, 528, 837. 00 17, 166,190.00 Bills of other banks. 18, 909, 397. 00 19, 504, 040. 00 24,261,961.00 2, 595, 631. 78 2, 901, 023.10 2, 620, 504. 26 Fractional currency. 3, 008, 592.12 2, 702, 326. 44 8, 050, 329.73 17, 070, 905, 90 18, 9 9, 582. 30 Specie 16, 667,106.17 10,620,361.64 76, 458, 734. 00 70, 725, 077. 00 Legal-tender notes . . 78, 508,170. 00 84, 015. 928. 00 87, 492, 895. 00 48, 810, 000. 00 31,005,000.00 U. S. cert'fs of deposit 37, 200, 000. 00 38, 615. 000. 00 47,310,000.00 19, 686, 980. 30 19, 202, 256. 68 19, 640, 785. 52 Due from U. S. Treas 21, 007, 919. 76 21, 454, 422. 29 Total. 1,809,819,753.22 1,909.847,891.40 1,913,239,201.16 1,882,209,307.62 1,823,469,752.44 1 § 76 . MARCH 10. 2,091 b a n k s . MAY 12. JUN*. 30. OCTOBER 2. DECEMBER 22. 2,089 b a n k s . 2,091 b a n k s . 2,089 b a n k s . 2,082 banks. Loans and discounts. $950,205, 555. 62 $939, 895, 085. 34 $933, 686, 530. 45 $931, 304, 714. 06 $929,066,408.42 Sonds for circulation 354, 547, 750. 00 344, 537, 350. 00 339,141, 750,, 00 337,170,400.00 336, 705, 300.00 14, 328, e00. 00 14, 698, 000. 00 14, 757, 000. 00 14,128,000.00 Son ds lor d e p o s i t s . . . 14, 216, 500. 00 33,142, 150.00 26, 577, 000. 00 30, 842,-300. 00 31,937,950.00 J . S . bonds on b a n d . . 25,910,650.00 31,565,914.50 3ther stocks and b'ds 30, 425, 430. 43 30,905, 195. £2 32, 482, 805. 75 34,445,157.16 87, 989, 900. 90 87, 326, 950. 48 83, 789,174. 65 [)ue from r e s ' v e agts 99, 068, 360. 35 86, 769, 083, 97 47,417,029.03 47, 525, 089.98 44, 328, 609.46 44,011,664.97 Due from n a t ' l b a n k s 42,341,542.67 10, 989, 507. 95 12,061,283.08 11,262,193.96 12,415,841.97 Due from State b a n k s 11,180,562.15 41,937,617.25 42,183, 958. 78 42, 722, 415. 27 43.121,942.01 43, 498, 445. 49 lieal estate, etc 5, 025, 549. 38 6i 987, 644. 46 8, 296, 207. 85 6, 820, 573. 35 9, 818, 422. 88 Current expenses . . . 10, 621, 634. 03 10,715,251.16 10, 946, 713.15 10.414.347.28 10, 811, 300.66 Premiums paid 12, 043,139. 68 9, 517, 868.86 9, 693, J 86. 37 11, 724, 592. 67 10, 658, 709. 26 ^ash items 87, 870, 817. 06 6S, 027, 016. 40 50, 806, 632. 63 75, 328, 878. 84 Jlear'g-houseexch'gs 58, 863,182.43 15, 910, 315. 00 17, 521, 663. 00 Bills of other banks.. 18, 536, 502. 00 20, 347, 904. 00 20, 398, 422. 00 1, 987, 897. 44 1,417,203.66 3,215,594.30 2,771,886.26 1, 146, 741. 94 Fractional currency. 25,218,469.92 21, 360, 767. 42 29, 077, 345. 85 21,714,594.36 32,999,647.89 specie 90, 836, 876. 00 84, 250, 847. 00 66,221,400.00 Legal-tender notes . . 76, 768, 446. 00 79, 858, 661. 00 27, 380, 000. 00 27, 955, OGO. 00 29,170, 000. 00 26, 095, 000. 00 U. S. cert'fs of deposit 30, 805, 000 00 17, 063, 407. 65 16, 743, 695. 40 16,911,680.20 16,359,491.73 Due from U. S. Treas 18, 479,112. 79 Total 1,834,369,941.70 1,793,306,002.78 1,825,760,967.28 1,827,265,367.61 1,787,407,093.76 1 § 77 . JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2,083 b a n k s . 2,073 b a n k s . 2,078 b a n k s . 2,080 b a n k s . 2,074 b a n k s . Loans and discounts. $920,561,018.05 $911, 946, 833. 88 $901,731,416.03 $891,920,593.54 $881, 856, 744. 87 Bonds for circulation 337, 590, 700.00 339,658,100.00 337, 754,100. 00 336,810,950.00 343, 8tl9, 650.00 15, 0F4, 000. 00 14,971,000.00 14, 903, 000. 00 13, 538, 000. 00 Bonds for deposits .. 14,782,000.00 32, 964, 250. 00 32, 344, 050. 00 30, 088, 700. 00 28, 479, 800. 00 U. S. bonds on hand.. 31, 988, 650. 00 32, 554, 594.44 35, 653, 755. 29 34. 435, 995. 21 32,169,491.03 3tber stocks and b'ds . 31,819.930.20 84,1142,718.41 82,132,099.96 73,284,133.12 75, 960, 087. 27 Due from res've ag'ts 88, 698, 308. 85 44,123, 924. 97 Due from nat'l banks 44, 844, 616. 88 42, 027, 778. 81 44, 567, 303. 63 45,217,246.82 11, 246, 349. 79 11,415,761.60 11,479,945.65 Dii" from State banks 13, 680, 990. 81 11,911,437.36 44, 736. 549. 09 44,818,722,07 45, 229, 983.25 45, 511, 932. 25 43, 704. 335.47 Eteal estate, etc 7, 842, 296. 86 7,1)10. HG4. 84 6, 915, 792. 50 8, 958, 903. 60 4,131,516.48 Current expenses - . . 10, 494, 505. 12 10,320,074.34 9,219,174,62 8, 841, 939. 09 10,991,714.50 Premiums paid 10,410,623.87 10,099,1)88.46 11, 674, 587. 50 10,265,059.40 10, 295, 401.19 Cash items 85,159,422,74 57,861,481.13 74,525, 215. 89 64,664,415.01 Clear'g-houseexch'gs 81,117,889.04 17, 942, 693. 00 20, 182,948.00 15, 531, 467. 00 20,312,692.00 Bills of other banks.. 18, 418, 727. 00 1,114,820.09 1,055, 123.61 900, 805. 47 778, 084. 78 1, 238, 228.08 Fractional currency. 27, 070, 037. 78 21, 335, 996. 06 22, 658, 820. 31 32, 907, 750. 70 49, 709, 267.55 Specie 72, 351, 573. 00 78, 004, 381). 00 66, 920, 684. 00 70, W8, 248, 00 Legal-tender notes . . 72, 689, 710. 00 32,100, 0D0. 00 44, 430, 000. 00 32, 410, 000. 00 26, 515, 000. 00 D". S. cert's of deposit 25,470,000.00 16, 291, 040. 84 17, U32, 574. 60 16,021,753.01 16, 493, 577. 08 Dv.e from U. S. Treas 16,441,509.08 Total... 1,818,174,517.68 1,796,603.275. 20 |l,774,352,833.81 1741,084,663.84 1,737,295,145.79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 263 BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2,029 b a n k s . 2,046 b a n k s . 2,076 b a n k s . 2,088 b a n k s . 2,086 banks. Liabilities. Capital stock $496, 272, 901. 00 $498, 717,143.00 $501, 508,563.50 $504, 829, 769. 00 $505, 485, 865. 00 131, 249, 079. 47 51, 650, 243. 62 131, 604, 608. 66 55, 907, 619. 95 133,169, 094. 79 52,160,104. 68 134,350,076.41 52, 964, 953.50 133, 085, 422. 30 59, 204, 957.81 Nat'l bank circulation 324,525,349.00 824, 876. 00 State bank circulation 323, 321, 230. 00 815, 229. 00 318.148,406.00 786, 844.00 318, 350, 379.00 772, 348. 00 314, 979, 451. 00 752, 722. 00 Surplus fund Undivided profits 1, 601, 255. 48 2, 501, 742. 39 6,105, 519. 34 4, 003, 534. 90 1, 353, 396.80 Individual deposits.. 647, 735, 879. 69 7, 971, 932. 75 U. S. deposits Dept's U.S.dis.officers 5, 330, 414.16 695, 347, 077.70 6, 797, 972. 00 2, 76-3, 387.41 686, 478, 630.48 6, 714, 328. 70 3, 459, 061. 80 664,579,619.39 6,507,531.59 4, 271,195.19 618, 517, 215. 74 6, 652, 556. 67 4, 232, 550, 87 Due to national banks 137, 735,121. 44 Due to State banks . . 55, 294, 663. 84 127,280,034.02 53, 037, 582. 89 138, 914, 828. 39 55,714,055.18 129,810,681.60 49, 918, 530. 95 119,843,665.44 47, 048,174. 56 5,671,031.44 6, 079, 632.94 4, 261, 464. 45 5, 758, 299. 85 5, 254, 453. 66 6, 590, 234. 43 5,257,160.61 7, 056, 583.64 Dividends unpaid Notes re-discounted.. Bills pa3rable Total Capital stock 4, 841, 600. 20 4, 786, 436.11 1,869,819,753. 22 1,909,847,891.40 1,913,239,201.16 1,882,209,307. 62 1, 823, 469, 752. 44 MARCH 10. MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2,091 b a n k s . 2,089 b a n k s . 2,091 b a n k s . 2,089 b a n k s . 2,082 b a n k s . $504, 818, 666. 00 ;$500, 982, 006. 00 |$500, 393, 796. 00 $4.99, 802, 232. 00 $497, 482, 016.00 133,091,739.50 I' 131,795,199.94 ! 131,897,197.21 Surplus fund 46,609,341.51 Undivided profits.... 51,177,031. 26 I 49, 039, 278. 75 Nat'l bank circulation 307, 476,155. 00 300, 252, 085. 00 667, 060. 00 State bank circulation 714,539. 00 132, 202, 282.00 46,445, 215.59 131, 390, 664.67 52, 327, 715.08 294? 444, 678. 00 291, 544, 020.00 658, 988.00 628, 847. 00 292, 011, 575. 00 608, 548. 00 2,325,523.51 6,116, 679.30 3, 848, 705. 64 1, 286, 540, 28 Individual deposits.. 620. 674, 211. 05 | 612, 355, 096. 59 8,493,-78.18 6, 606, 394. 90 ! U. S. deposits ... 2, 505, 273. 30 4,313,915,45 Dept's U.S.dis.officers 641, 432. 886. 08 7, 667, 722. 97 3, 392, 939. 48 651,385,210.19 7, 256, 801.42 3, 746, 781. 58 619, 350, 223. 06 6, 727,155.14 4, 749, 615. 39 131,702.164.87 51, 408, 995. 59 131, 535, 969. 04 48,250,111.63 122, 351, 818. 09 48, 685, 392.14 3,867, 622. 24 6,173, 006. 03 4, 464, 407. 31 6,154, 784. 21 553,158. 76 882, 672.15 Dividends u n p a i d . . . 1,405,829.06 | Due to national banks 139, 407, 880. 06 Due to State banks . . 54, 002,131. 54 127,880,045.04 46, 706, 969. 52 i Notes re-discounted.. Bills payable Total 4, 631, 882. 57 6, 049, 566. 31 4, 653,460. 08 5, 650,126. 87 1,834,369,941.70 1,793,306,002.78 |l,825,760,967.28 1,827,265,307.61 1, 787,407, 093.76 1 § 77. Capital stock JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2,083 b a n k s . 2,073 b a n k s . 2,078 b a n k s . 2,080 b a n k s . 2,074 b a n k s . $493, 634, 611. 00 $489, 684, 645.00 $481, 044, 771. 00 $479, 467, 771. 00 $477,128, 771. 00 130, 224,169. 02 37, 456, 530. 32 127, 793, 320. 52 45, 609, 418. 27 124, 714, 072. 93 50, 508, 351. 70 122, 776,121. 24 44, 572, 678.72 121, 618, 455. 32 51,530,910.18 Nat'l bank circulation 292, 851, 351. 00 581, 242. 00 State bank circulation 294, 710, 313. 00 535, 963. 00 290, 002,057. 00 521,611.00 291, 874, 236. 00 481, 738. 00 299, 240, 475. 00 470, 540.00 2, 448, 909. 70 Surplus fund Undivided profits 1, 853, 974. 79 1, 398,101. 52 3, 623, 703.43 1,404,178. 34 Individual deposits.. 659, 891, 969. 76 641, 772, 528. 08 7, 234, 696. 96 7, 584, 267.72 U. S deposits 3,1C8, 316. 55 3, 076, 878. 70 Dept's U.S.dis. officers 636, 267, 529.20 7,187, 431. 67 3, 710,167. 20 616, 403, 987.12 7, 972, 714. 75 2, 376, 983. 02 604,512,514.52 6, 529, 031. 09 3, 780, 759. 43 Due to national banks 130,293,566.36 Due to State banks . - 49, 965, 770. 27 125,422,444.43 48, 604', 820.09 121,443.601.23 48, 352, 583. 90 115,028.054.38 46, 577, 439. 88 115,773,660.58 44, 807, 958. 79 4, 000. 003. 82 6,483, 320. 92 3,985,459.75 5,969,241.94 2, 053, 128. 58 (>, 249, 426. 88 3,791,219.47 6,137,116.83 4, 654, 784. 51 5,843,107.03 Dividends unpaid Notes re-discounted. . Bills payable Total 1,818,174,517.68 1,796,603,275.29 1,774,352,833.81 1,741,084,663.84 I, 737,295,145. 79 264 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OP THE NATIONAL 1878. Resources. 2,063 "banks. MAY 1. JUNE 29. OCTOBER 1. DECEMBER 6. 2,059 banks. 2,05G banks. 2,053 banks, j 2,055 b a n k s . Loans and disc ounti $854, 750, 708. 87 !$847, 620, 392, 49 ',$835, 078,133.13 $833, 988, 450. 59 $826, 017, 451. 87 Bonds for circulation 343, 871,350.00 345, 256, 350. 00 347,332,100.00 347, 556, 650. 00 347,812,300.00 47. 936, 850.00 Bonds for deposits . . 13, 329, 000. 00 28, 371. 000.00 49,110, 800. 00 19,536,000.00 U. S. bonds on h a n d . 34, 881, 600. 00 33, 615 700. 00 40, 479, 900. 00 46, 785, 600. 00 44, 255, 850. 00 Other stocks and b'ds 34, 674, 307. 21 34. 097, 320. 53 36, 694. 996. 24 36, 859,534. 82 35,816,810.47 Due from res've agt's 86, 016, 990. 78 71,331,219.27 78, 875. 055. 92 85, 083, 418. 51 81,733,137.00 Due from nat'l banks 39, 692,105. 87 40, 545, 522. 72 41, 897, 858. 89 41,492,918.75 43,144, 220 68 Due from State banks 11, 683, 050.17 12,314,698.11 12,232,316.30 12,413,579.10 12, 259, 856. 09 46, 702, 476. 26 46, 728,147. 36 46,153, 409, 35 Real estate, etc 45, 792, 363. 73 45,601,536.93 6,272, 566. 73 4,718,618.66 Current expenses . . . 7, 239, 365. 78 7,608,128.83 7, 786, 572.42 7,134, 735. 68 Premiums paid 7,335,454.49 7, 574, 255. 95 6, 978. 768. 71 7, 806, 252 00 10,982,432,89 Cash items 11, 525, 376. 07 10.989,440.78 9,985,004.21 . 10, 107,583.76 Clear'g-houae exch'gs 66. 498, 965. 23 95j 525.134. 28 87, 498, 287. 82 82, 372, 537. 88 61,998,286.11 I Bills of other banks. 16, 250, 569. 00 18, 363; 335. 00 17, 063, 576. 00 16, 929, 721. 00 19,392,281.00 697, 398. 86 Fractional currency. 610, 084. 25 515,661.04 496, 864. 34 661, 044. 69 54, 729, 558. 02 46, 023. 756. 06 29, 251, 469. 77 30, 688, 606. 59 34, 355, 250. 36 Specie 034, 972. 00 64, 64. 428, 600. 00 Legal-tender notes . . 64, 672, 762. 00 67, 245, 975. 00 71,643,402.00 XT. S. cert'fs of deposit 20, 605, 000. 00 20, 995, 000. 00 36, 905, 000. 00 32, 690, 000. 00 32, 520, 000. 00 16, 543,674. 36 16, 798, 667.62 Due from U. S. Treas. 16, 257, 608. 98 17, 910, 918. 34 16, 364, 030.47 Total 1,729,465,956.90 1,741,898,959.05 1,750,464,700.51 {1,767,279,133.21 1,742,826,837.37 1879. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. DECEMBER 12. 2,051 b a n k s . 2,048 b a n k s . 2.048 banks. 2,048 banks. 2,052 b a n k s . Loans and discounts. $823, 906, 765. 68 $814, 653. 422. 69 $835, 875, 012. 36 $878, 503,097. 45 Bonds for circulation 347,118,300.00 348, 487, 700. 00 352, 208, 000. 00 357, 313,300.00 Bonds for deposits . . 66, 507, 350. 00 309, 348, 450. 00 257, 038, 200. 00 18,204,650.00 62,180, 300. 00 TJ. S. bonds on hand . 44, 257, 250. 00 54,601,750.00 52,942.100.00 37, 617, 015.13 Other stocks and b'ds 35, 569, 400. 93 36, 747,129. 40 39, 671, 916. 50 Due from res've ag'ts 77, 925, 068. 68 74, 003, 830. 40 93,443, 463. 95 107, 02,3, 546. 81 48,192,531,93 Due from nat'l banks 44,161,948.46 39,143,388.90 46. 692,994. 78 Due from State banks 11, 892, 540.26 10, 535, 252. 99 11, 258, 520. 45 13, 630, 772. 63 Real estate, etc , 47, 091, 964, 70 47, 461, 614. 54 47, 7!)(>, 108. 26 47, 817,169. 36 4, 033, 024. 67 6, 913, 430. 46 Current expenses 6, 693, 668. 43 6, 111, 256. 56 6, 366, 048. 85 5, 674, 497. 80 Premiums paid 6,609, 390.80 4,332,419.63 13, 564, 550. 25 10, OH 294. 64 10, 209, 982. 43 11,306,132.48 Cash items . „ 83,152, 359. 49 Clear'g-house exch'gs 100, 035, 237.82 63,712.445.55 12. 964, 964. 25 Bills of other banks. 19, 535, 588, 00 17, 068, 505. 00 16, 685, 484. 00 16, 707, 550. 00 475,538. 50 446, 217.26 Fractional currency. 467,177.47 396, 065. 06 41, 499, 757. 32 41,148,563.41 42, 333, 287. 44 42,173, 731.23 Specie 67, 059,152. 00 Legal-tender notes . . 70,561,233.00 64,461,231.00 69,196,696.00 25, 180, 000. 00 26, 770, 000. 00 TJ. S. cert1 fs of deposit 28, 915, 000. 00 21, 885, 000. 00 16, 620. 986. 20 17, 029, 065.45 Due from TJ. S. Treas. 17,175, 435.13 17, 029,121.31 Total $933, 543, 661. 93 364, 272, 700. 00 14, 788, 800. 00 40, 677, 500. 00 38, 836. 369. 80 102, 742, 452. 54 55, 352, 459. 82 14, 425, 072. 00 47, 992, 332. 99 7, 474, 082.10 4,150,836.17 10, 377, 272. 77 112,172, 677. 95 16, 406, 218. 00 374, 227. 02 79, 013, 041. 59 54,715,096.00 10, 860, 000.00 17, 054, 816. 40 1,800,592,002.25 1,984,068,936.53 2,019,884,549.16 1,868,787,428.19 1,925,2 29,617.08 1§§O. FEBRUARY 21. APRTL 23. 2,061 b a n k s . 2,075 banks. Loans and discounts. $974,295, 360.70 $992,970,823.10 Bonds for circulation 361,901,700.00 361, 274, 650. 00 Bonds for deposits . . 14, 917, 000. 00 14, 722, 000. 00 TJ. S. bonds on hand. 36, 798. 600. 00 29, 509, 600. 00 Otherstocks and b'ds 41, 223, 583. 33 42, 494, 927. 73 Due from res've agt's 117, 791, 386. 81 103,964,229.84 Due from nat'l banks 53, 230, 034.03 54, 493, 465. 09 Due from State banks 14, 501,152. 51 13, 293, 775. 94 47,845,915.77 Real estate, etc 47, 808, 207. 09 6, 404, 743.54 Current expenses . . . 7, 007, 404.19 3, 908, 059. 27 Premiums paid 3,791,703.33 10, 320, 274. 51 Cash items 9, 857, 645.34 Clear'g-house exch'gs 166, 736, 402 64 99, 357, 056.41 Bills of other banks . 15, 369, 257. 00 21, 064, 504. 00 397,187.23 Fractional currency 395, 747. 67 89,442,051.75 Specie 86, 429, 732. 21 Legal-tender notes . . 55, 229, 408.00 61,048,941.00 U. S. cert'fs of deposit 10, 760, 000. 00 7, 890, 000. 00 Due from TJ. S. Treas. 16, 994, 381. 37 17, 226, 060. 01 Total JUNE 11. OCTOBER 1. DECEMBER 31. 2,076 b a n k s . 2,090 banks. 2,095 b a n k s . $994,712,646.41 $1,040,977,267.53 11,071,356,141.79 359, 512, 050. 00 357,789,350.00 358,042,550.00 14, 727, 000'. 00 14,827,000.00 14,726,500.00 28, 605, 800. 00 25,016,400.00 28,793,400.00 48,628,372.77! 44, 947, 345. 75 48,863,150.22 126,155,014.401 115, 935, 668. 27 134,502,778.70 69,079,326.15 56, 578, 444. 69 63,023,796.84 17,111,241.03 13,861,582.77 15,881,197.74 '47,784.4 6 ,47 47, 979, 244. 53 48,045,832.54 4,442^440 02 6, 778. 829.19 6,386,182.01 3,288.602.63 3, 702, 354.60 3,488,470.11 14,713,929.02 9, 980,179. 32 12,729,002.19 229,733.904.59 122, 390, 409.45 121,095,249.72 21,549; 367.00 21, 908,193. 00 18,210,943.00 389.921.75 ' 387, 226.13 367,171.73 107,172,900.92 99, 506, 505. 26 109,346,509.49 59,216,934.00 64, 470, 717. 00 56,640,458.00 6,150,000.00 12, 510, 000. 00 7,655,000.00 17,125,822.37 16, 999, 083.78 17,103,86«.00 2,038,066,498.46 1,974,600,472.95 2,035,493,280.15 2,105,786,625.82 2, 241,683,829.91 REPORT OF THE COMPTROLLER OF THK CURRENCY. 265 BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued. 1878. MARCH 15. MAY 1. JUNE 29. OCTOBER 1. DECEMBER 6. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 b a n k s . Liabilities. Capital stock $473, 952, 541. 00 $471, 971, 627. 00 $470, 393, 366. 00 $466,147,436. 00 $464, 874, 996, 00 120,870,290. 10 45, 040, 851, 85 119,231,126.13 43, 938, 961. 98 118,178, 530. 75 116,897,779.98 40, 482, 522. 64 40, 936, 213. 58 116, 402,118. 84 44, 040,171. 84 STat'l bank circulat'n 300, 926, 284. 00 439, 339. 00 State bank circulat'ii 301, 884, 704. 00 426, 504. 00 299,621,059.00 417, 808. 00 301, 888, 092. 00 413, 913. 00 303, 324, 733. 00 400, 715.00 5, 466, 350. 52 surplus fund Undivided profits 1, 207, 472. 68 1, 930, 669. 58 3, 118, 389. 91 1, 473, 784. 86 individual deposits.. 602, 882, 585.17 7, 243, 253. 29 U. S. deposits 3, 004, 064. 90 Dep'sU.S. dis.officers 625,479, 771.12 13,811,474.14 2, 392, 281.61 621, 632,160. 06 620, 236,176. 82 41,654,812.08 22,686,619.07 3, 342, 794. 73 2, 903, 531. 99 598, 805, 775.56 40, 269, 825. 72 3, 451, 436. 56 Due to national banks 123,239,448.50 Due to State banks . . 43, 979, 239, 39 109, 720, 396. 70 44, 000, 551, 05 117, 845, 495. 88 43,360,527.86 122, ^96, 513. 92 42, 636, 703.42 120, 261, 774. 54 41,767,755.07 2, 465, 390. 79 4,215,196.23 2, 834, 012. 00 4, 270, 879. 74 2, 453, 839. 77 5, 022, 894. 37 3, 007, 324, 85 4, 502, 982. 92 3, 228,132. 93 4,525,617.45 Dividends unpaid STotes re-discounted . Bills payable Total 1,729,465,956.90 1,741,898,959. 05 1,750,464,706.51 1,767,279,133.21 1,742, 826, 837. 37 1§79. Capital stock . . Surplus fund Undivided profits... JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. DECEMBER 12. 2,051 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,052 b a n k s . $462, 031, 396. 00 $455, 611, 362. 00 $455, 244; 415.00 $454, 067, 365.00 116,200,863.52 36, 836, 269. 21 STat'l bank circuiat'n 303, 506, 470. 00 388, 368. 00 state bank circulat'n Dividends unpaid 5,816,348.82 $454, 498, 515. 00 114,823,316.49 40,812,777.59 114,321,375.87 45, 802, 815. 82 114,786,528.10 41,300,941.40 115,429,031.93 47, 573, 820. 75 304, 467,139. 00 352. 452.00 307, 328, 695. 00 339, 927. 00 313, 786, 342.00 325, 954. 00 321, 949,154. 00 322, 502. 00 2,158, 516. 79 1, 309, 059.13 2, 658, 337.46 1, 305, 480. 45 [ndividual deposits.. 643, 337, 745. 26 59, 701, 222. 90 U. S. deposits 3, 556, 801. 25 Dep's U. S. dis.officers 598, 822, 694.02 648, 934,141. 42 303,463, 505. 69 248,421,340.25 2, 689,189. 44 3; 682, 320. 67 719, 737, 568. 89 11,018,862.74 3,469, COO. 02 755, 459, 966. 01 6, 923, 323. 97 3, 893, 217. 43 Due to national banks 118,311,635.00 Duo to State banks . . 44, 035, 787. 56 110,481,176.98 43, 709, 770.14 137,360,091.60 50, 403, 064. 54 149,200,257.16 52, 022, 453. 99 152,484,079.44 59,232, B91. 93 2, 926, 434. 95 3, 942, 659.18 2, 224, 491. 91 4,452, 544.48 % 226, 396. 39 4, 510, 876. 47 2, 205, 015. 54 4, 208, 201. 89 2,116, 484.47 4,041,649.70 iSTotes re-discounted . Bills payable Total 1,800,592,002.25 1,984,068,936. 53 2,019,884,549.16 1,868,787,428.19 1,925,229,617.08 1§§O. Capital stock FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. DECEMBER 31. 2,061 b a n k s . 2,075 b a n k s . 2,076 b a n k s . 2,090 b a n k s . 2,095 b a n k s . $454, 548, 585. 00 $456, 097, 935. 00 $455, 909, 565. 00 $457, 553, 985. 00 $458, 540, 085. 00 117, 044, 043.03 42, 863, 804. 95 117,299,350.09 48, 226, 087. 61 118,102, 014.11 50, 443, 635, 45 120,518,583.43 46,139, 690. 24 121, 824, 629. 03 47, 946, 741. 64 STat'l bank circulat'n 320, 303, 874. 00 303, 452. 00 state bank circulat'n 320, 759, 472.00 299, 790. 00 318, 088, 562. 00 290, 738.00 317, 350, 036. 00 271, 045. 00 317, 484, 496. 00 258, 499. 00 3, 452, 504.17 6,198, 238. 38 Surplus fund Undivided profits [Dividends unpaid . . . . 1,365,001.91 1, 542, 447. 98 1, 330,179.83 individual deposits.. 848,926,599.86 7, 856, 791.97 U. S. deposits 3, 069, 880. 74 Dep'sU. S.dis. officers 791,555,059.63 7, 925, 988. 37 3, 220, 606. 64 833, 701, 034. 20 7, 680, 905. 47 3, 026, 757.34 873,537,637.07 1,006,452,852.82 7, 548, 538. 67 7, 898,100. 94 3, 344, 386. 62 3,489,501.01 Due to national banks 170, 245, 061. 08 iDue to State banks. - 65, 439, 334. 51 157, 209, 759.14 63, 317,107. 96 171,462,131.23 67, 938, 795.35 192,124, 705.10 75, 735, 677. 06 192, 413, 295. 78 71,185, 817. 08 1, 918, 788. 88 4,181, 280. 53 2,616,900.55 4, 529, 967. 98 2, 258, 544.72 5, 260, 417. 43 3,178. 232. 50 5, 031J 604. 96 3, 354, 697.18 4, 636, 876. 05 STotes re discounted . Bills payable Total 2.038,066,498.46 1,974,600,472.95 2,035,493,280.15 2,105,786,625.82 2,241,683,829.91 266 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL I § § 1. MARCH 11. MAY 6, JUNE 30. OCTOBER 1. DECEMBER 31. 2,094 banks. 2,102 banks. 2,115 banks. 2,132 banks. 2,164 "banks. [Resources. Loans and discounts. |$1, 073,786,749. 70 $1 093,649,382. If 339,811,950. 00 352,(353,500.00 Bonds for circulation 14,851,500. oo 15,240.000. 00 Bonds for deposits . . 46.626,150. 00 44,116.500.01) U. S. bonds on hand . 49,545,154. 92 52,908.124. 9*Othei stocks and b'ds 120,820,691. 09 128,017.627.03 Due from res'vo ag'ts 62,295,517. 34 63,176,225 67 Duo from nat'l b a n k s 17,032,201. 64 16.938,734.50 Due from State b a n k s 47,525,790. 02 47,791.348. 3G Real estate, etc 7,810,930. 83 Cm r e n t expenses 6.0S6.109.78 3,530,516. 71 Premiums paid 4!024,763. 6( 10,144.682. 87 Cash items 11,826.603.1C 147.701,543. 96 Clear'g-houseexch'gs 196,633.558.01 17,733,032. CO Bills of other b a n k s . 25,120,933.00 386.569. 03 Fractional c u r r e n c y . 386.950.21 105,156.195. 24 Specie 122,628,562.0? 52,156.439. 00 Legal t e n d e r notes . . 62,516,290.00 U. S. cert's of deposit. 6,120.000. 00 8,045,000.00 Due from U . S . T r e a s . 18,456,600.14 17,015,269. 83 Total 2,140,110,944.78 2,270,226,817.76 2,325,832,700.75 2,358,387,391.59 2,381,890,866.85 MARCH 11. MAY 19. 2,224 b a n k s . 2,187 b a n k s . Loans and discounts. 1,182,661,609. 53j$l Bonds for circulation 367,333,700.00 Bonds for deposits . . 16,093,000.00 U. S. bonds on h a n d . . 28,523,450.00 Other stocks and b'ds 64,430,686.18 Due from r e s ' r e agt's 117,452.719.75 Due from nat'l b a n k s 68,301,645. 12 Due from State b a n k s 15,921,432.07 Real estate, etc 47,073,247.45 C u r r e n t expenses . . . 8,494,036.21 P r e m i u m s paid 3,702,382.59 Cash items 13,308,120.70 Clear'g-houseexch'gs 162,088,077,94 Bills of other b a n k s . 19,440,089.00 Fractional currency. 389,508.07 Specie 109,984,111.04 Legal-tender n o t e s . . 56,633,57V. 00 W.S. cert's of deposit. 9,445 000.00 Due from U. S. T r e a s . 17,720,701.07 Total ,144.988 949. 45 $1.,173,796,083.09$! ,109,177,557.16 358!287,500. 00 363,385,500.00 368,735,700.00 15,265.000.00 15.540,000.00 15,715,000.00 48.584.950.00: 40,866,750.00 31,884.000.00 62,663.218.93 58,049 292. 63 61,952,402.95 123,530; 465. 75 156,258,637.05 132 908,183.12 75,703.599.78 78,505,440. 17 77,633,902.77 18,850,775.34 19.306,826.62 17,644,704.62 47,834,060.20 47.329,111.16 47,445,050.46 4,235,911.19 0,731,936. 48 4,647,101.04 4,115,980.01 4,138,485.71 3.891,728.72 13,534.227".31 14,831.879.30 17! 337,964. 78 143,960,236.84 189,2^2,255.95 217,214,627.10 21,631,932.00 17,732,712.00 24,190,534.00 372.140.23 373.945.96 366.361.52 128.638.927.50 114,334,736.12 113,680.639.00 58,728,713.00 53,158.441.00 60,104,387.00 6,740.000. 00 9,540,000.00 7.930.000.00 17,251,868.22 17,472,595.96 18,097,923.40 JULY 1. OCTOBER 3. DECFMBER 30. 2,239 b a n k s . 2,269 b a n k s . 2,308 b a n k s . 189,094,830.35 1,208,932,655. 92 $11,243,203,210.08 ,230.456,213.97 360,153,800.00 357,631,750.00 355,789.550.00 357,047.650.00 15,920,000.00 16,111.000.00 15,920 000. 00 16,344,000.00 29.662,700.00 21,314,750.00 27,242 550.00 15,492 150.00 651274,999.32 66,168,916.64 66,691.31)9.56 66,998,620. 36 113,277,227.87 124,189,945.23 118,455,012.38 122,006,106. 75 68,516 841.(6 66,883,512.75 75,366.970.74 76.073.227.76 17.105,468.44 16.890,174.92 16,344.688.66 18,405; 748. 49 46,537,066.41 46,956,574.28 46,425.351.40 46,993,408 41 7,238,270.17 6,774,571.86 3,030.464.69 5,130,505.53 6,515,155.03 5,062,314.52 5.494,224.35 6,472,585.82 14,784,025.21 12,295,250.96 20,160,927.35 16,281,315.67 208,306,540.08 107,270,091.71 159,114.220.08 155,951,194. 81 20.689,425. OOJ 25,226,186.00 21,405,758.00 25,344,775.00 '396,367.64 390,236. 36 373,725.83 401,314.70 102.857,778.27 112,415,806.73 111,694,262.54 106.427,159.40 63,313,517.00 65,909.522.00 64,019,518.00 68,478,421.00 8,645,000.00 10,395, COO. 00 11,045,000. 00 8,475,000.00 17,161,367.94 17,099,385.14 16,830,407.40 17,954,069.42 2,309,057,088.72 2,277,924,911.13 2,344,342,686.9012,399,833,076.84 2,360,793,467.09 1 8 8 3. MARCH 13. 2,343 banks. Loans and discounts i$l. Bonds for circulation Bonds for deposits . . XJ. S. bonds on hand . Other stocks and b'ds D u e from res' ve ag'ts D u e from n a t ' l banks Due from State b a n k s Real estate, etc C u r r e n t expenses . . . P r e m i u m s paid Cash items Clear'g-houseexch'gs Bills of other banks . Fractional currency. Specie Legal-tender notes . . U.S. cert's of deposit. Duefrom U. S. T r e a s . Total MAY 1. JUNE 22. OCTOBER 2. DECEMBER 31. 2,375 banks. 2,417 b a n k s . 2,501 b a n k s . 2,529 b a n k s . 43 $1,262,339,981. 87 $1,285,591,902.19 $1 ,309,244,781. 64 $1,307,491,250.34 354,480,250.00 351.412,850.00 354,002.900.00 345,595,800.00 16,949,000.00 17,116.000.00 17,081,000.00 16,846,000.00 15,870,6('0.00 16,978,150.00 13.151,250.00 13,593,050.00 68,340,590.79 68,552,073.03 71,609,421.62 71,114.031.11 109,306,823.23 126,999,606,92 126,646.954.62 124.918,728.71 68,477.918.02 77,902,785.07 66,164.638.21 65,714,229.44 19,382,129.33 19,402,047.12 19,451,498.16 18,266,275.05 47,155.909. 80 49,540,760.35 47,502,163.52 48,337,665.02 7,754,9.i8.86 4,878,318.44 8,829,278.26 6,808,327.30 7,798,445.04 8,047,252.98 8,079.726.01 8,064,073.60 15,461,050. 16 17,491,804.43 11,109,701.18 13,581,049.94 145,990,998.18 134,545,273.98 90,792,075.08 96,353,211.76 22,655,833.00 28,809,699.00 26,279,856. 00 22,675,447. 00 446,318.94 427,754.35 456,447. 36 443,951.12 103,007.266.32 114,276,158.04 115.354,394.62 107,817,983.5M 68,256.408. 00 80,559,796.00 73,832.458.00 70,672,1)97. 00 8,420,000.00 10,840,000.00 10,085,000.00 9,970,000.00 17,497,694. 31 16,865.938.85 17,407,906.20 16,586,712.60 2,298,918,165.11 2,360,192,235. 85| 2,364,833,122.44 2,372,656,364.81 2,445,880,917.49 REPORT OF THE COMPTROLLER OF THE CURRENCY. 267 BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued. I 8 8 1. MARCH 11. MAY 6. JUNE 30. OCTOBER 1. DECEMBER 31. 2,094 banks. 2,102 banks. 2,115 b a n k s . 2,132 banks. 2,164 banks. Liabilities. Capital stock $458, 254, 935. 00 $459, 039, 205.00 $460, 227, 835. 00 $463, 821, 985. 00 $465, 859,835.00 Surplus fund Undivided profits 122, 470, 996.73 54, 072, 225.49 124,405,926.91 54, 906, 090.47 126, 679, 517.97 54,684,137.16 128,140,617.75 56,372,190.92 129, 867, 493. 92 54, 221, 816.10 IsTat'l bank circulation State b a n k cireulat'n 298, 590, 802. 00 252, 765. 00 309,737,193.00 252, 647. 00 312, 223, 352. 00 242, 967. 00 320, 200,069.00 244,399. 00 325,018,101.00 241, 701. 00 1, 402,118.43 2,617,134.37 5, 871, 595. 59 3, 836, 445. 84 6, 372, 737.13 Dividends u n p a i d . . . . Individual d e p o s i t s . . U. S. deposits D e p ' s TJ. S.dis. officers 933, 392, 430. 75 11,027,040,514.10 1:, 031, 731, 043. 42 1, 070, 997, 431. 711,102, 679,163.71 9, 504, 081. 25 476, 8,796,678.73 7, 381,149. 25 8,971,826.73 " 689. 74 3,371,512.48 3, 595, 726 83 3, 839, 324. 77 3,272,610.45 3, 631, 803.41 Due to national b a n k s D u e to State b a n k s . . 181, 677, 285. 37 71,579,477.47 191,250,091.90 80, 700. 506. 06 223, 503, 034.19 91, 035, S99. 65 205, 862, 945. 80 89, 047, 471.00 197,252, 326. 01 79, 380,429. 38 ^Totes re-discounted. Bills payable 2, 616,203.05 4,581,231.47 2, 908, 370.45 4,493, 544.77 2, 220, 053. 02 5,169,128.57 091,165.30 664, 077.12 4,122,472. 79 4, 482, 325.25 Total 2,140,110,944.78 2, 270, 226, 817. 76 2, 325,832, 700.7512, 358, 387, 391. 59J2, 381, 890, 866. 85 1 8 8 MARCH 11. 2,187 banks. Capital stock MAY 19. 2,224 banks. JULY 1. OCTOBER 3. DECEMBER 30. 2,239 b a n k s . 2,269 banks. 2,308 banks. $469, 390, 232. 00J $173, 819,124.00 $477,184, 390. 00 $483,104, 213. 00 $484, 883, 492.00 Snrplus fund Undivided profits 130,924,139.66 60,475, 764. 98 129, 233, 358. 24 62, 345,199.19 131,079,251.16 52,128, 817. 73 131, 977, 450. 77 61,180, 310.53 135, 930, 969. 31 55,343,816.94 N a t ' l bank circulation State bank circulat'n 323,651,577.00 241,527.00 315, 671, 236. 00 241, 319. 00 308,921, 898. 00 235,173. 00 314,721,215.00 221,177. 00 315, 230, 925. 00 207, 273. 00 1,418,119.12 1, 950, 554.88 6, 634, 372. 20 3,153,836.30 6, 805,057. 82 Dividends unpaid Individual deposits . . 1, 036, 595, 098. 20 1, 001, 687, 693. 74 1,066, 707, 248. 75 1,122, 472, 682. 46 1, 066, 901, 719. 85 8,853,242.16 9,741,133.36 9,817,224.44 8,817,411.21 9,622,303.56 U . S. deposits Dep's XJ. S. dis. officers 3,372.363.96 3,493,252.88 2,867,385.63 3,627,846.72 3,786,262.20 D u e to national b a n k s D u e to State b a n k s . . 187, 433, 824.90 78, 359, 675.85 192, 067, 865. 26 78, 911, 787. 20 194,868, 025.46 84, 066, 023. 66 180, 075, 749. 77 79, 885, 652. 22 194, 491, 260. 60 77, 031,165. 82 Xotes re-discounted . Bills payable 3, 912, 992.38 4,428, 531. 51 3, 754, 044. 38 5, 008, 343. 00 4,195,210.99 5, 637, 665. 88 747, 614. 68 848, 517.18 6, 703,164. 45 3, 856, 056. 54 Total 2, 309, 057, 088.72 2, 277, 924, 911.13 2,344,342,686. 90J2, 399, 833, 676.84 2, 360, 793,467. 09 1883. MARCH 13. 2,343 b a n k s . Capital stock Surplus fund . . . Undivided profits. -. N*atl bank circulation State bank circulat'n Dividends unpaid MAY 1. 2,375 b a n k s . JUNE 22. OCTOBER 2. i DECEMBER 31. 2,417 banks. 2,501 banks, 2,529 banks. $490, 456, 932. 00 $493,963,069.00 $500,298,312.00 $509,699,787.00 $511,837,575.00 136, 922, 884. 44 59, 340, 913. 64 137,775,004.39 60,739,878.851 138, 331, 902. 06J 141,991,789. 18 68,354,157." .15 61,560,652.04 ~ 144,800,252.13 58, 787, 945. 91 312, 778, 053. 00 206, 779. 00 313, 549, 993.00J 198,162.00 311, 963,302. 00 189, 253.00 304,944,131.00 181,121.00 1, 389, 092. 96 2, 849, 629. 87 1, 454, 232. 01 310, 517, 857. 00 184, 357.00 3, 229, 226. 7, 082, 682. 28 Individual deposits.. 1, 004, 111, 400. 55 1, 067, 962, 238. 35 1, 043,137, 763. 111, U. S. deposits 9, 613, 873. 33 11, 624, 894. 57 10,130, 757. 88! Dep's U. S.dis. officers 3,787, 225. 31 3, 618,114. 79 3,743, 326. 56 049, 437, 700. 10,183,196 3, 980, 259. 1,106,453, 008.23 10. 026, 777.79 3, 768, 862. 04 Due to national banks Due to State banks.. 191, 296, 859.14 80, 251, 988. 26 180, 445, 876. 92 78, 544,128. 82 194,150,676, 43 84, 744, 666. 186, 828. 676. 27 83, 602, 073. 01 Notes re-discounted . Bills payable 5,101,458.60 3, 660, 724. 79 5, 557,183. 69 3,364,061.60J 5,197, 514. 12| 3, 137, 259. 77| Total.... 7, 387, 537. 4,053,252. 200, 867, 280. 06 84, 776,421.60 8, 248, 562. 67 4,106, 297. 78 2,298,918,165.11 2, 3(30,192, 235. 85 2,364, 833.122.44 2, 372, 656, 364. 82 2,445,880,917.49 268 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGREGATE RESOURCES AND LIABILITIES OF THE JNATIONAI 1§84. Resources. MARCH 7. APRIL 24. JUNE 20. |SEPTEM15ER 30. DECEMBER 30. 2,563 banks. 2,589 banks. 2,625 banks. 2,664 b a n k s . 2,664 b a n k s . Loans and discounts $1,321,548,289. 62 $1,333,433,230. 54 $1,269,862,935.96 $1,245,294, 093. 37!$1,23-1202,226. 44 Bonds for <. iiculation 339,816,150. 337, 342, 900. 001 334, 346, 350. 00 32' 000. 00| 317, 586, 050. 0C 16, 850, 000. Bonds lor deposits . . 17,135, 000. 00| 17,060, 000. 00 16, 000. 00 16, 740, 000. 0C 18, 672. 250. TJ. S. bonds on h a n d . . 15, 560, 400. 00 14,143, 000. 00 13, 600.00 12, 305, 900.0C 73,155, 984. Other stocks and b'ds 73, 424, 815. 97 72, 572, 306. 93 477. 46 73, 449, 352. 01 71, D u e from res've ag'ts 138,705,012. 122,491,957.98 95, 247,152. 62 111, 019.65 121,161, 976.8C 64. 638, 322. D u e from nat'l b a n k s 68,031,209.90 64, 891, 670.13 544. 57 69, 459, 884. 4* 66, D u e from State banks 17, 937, 976. 18,145. 827. 61 . 16, 306, 500.91 982. 98 18, 329, 912. 01 15, 49,418,805. Real estate, etc 49, 667,12(5. 87 50,149, 083. 90 886. 91 49, 889, 936. 0C 49, 7, 813. 880. C u r r e n t expenses 8, 054, 'J96. 82 8, 866, 558. 09 508. 85 9, 670, 996. U 6. 9, 742, 601. P r e m i u m s paid 9, 826, 386. 76 10, 605, 343.49 631.68 11, 923,447. U II, 11, 383, 792. Cash items 11,237,975.71 11, 382, 292. 69 098. 55 11, 924,152. 8S 13, Cl'g-house loan cert's 10,335, 000.00 000.00 1,870, 000. OC 1, 68, 403, 373. 83,531,472.58 Clear'g-house exc'gs. 69,498,913.13 118.15 75,195, 955. 9£ 66, 23,485,124. 26, 525,120.00 Bills of other b a n k s . 23, 386. 695. 00 23, 854. 00 22, 377, 965. 0C 491, 067. 489, 802. 51 Fractional c u r r e n c y . 473J 046. Q6 023. 89 456, 778.2C 122, 080, 127. 114, 744, 707. 09 109,661,682.11 128, Specie 474. 73 139, 747, 079. 5S 75, 847, 095. 77, 712,628. 00 76, 917, 212. 00 77, Legal-tender notes . . 659. 00 76, 369, 555.0C 14. 045, 000. 11,990,000.00 U. S. cert's of deyjosit 9, 870, 000. 00 14, 000. 00 19, 040, 000. 0C 16,465, 785. 17, 468, 976. 58 17, 022,999. 34 D u e from TJ. S.Treas. 906. 28 15, 442, 306. 52 17, ~ Total ~ - - • - • - - 4 3 5 2, 390, 500, 638. 51 2, 396, 813, 834. 92J2,282, 598, 742. 96j2, 279,493, 880. 07J2, 297,143, 474.21 MARCH 10. JULY 1. OCTOBER 1. DECEMBER 24. 2,671 banks. 2,689 b a n k s . 2,714 b a n k s . 2,732 banks. Loans and discounts. $1,232,327,453. 69 $1 1,257,655,547.91; $1^306,143,990. 46 $1 1,343,517,559.96 Bonds for circulation 313,106,200.00 310,102,200.00 307, 657, 050. 00 304, 77t>, 750. 00 Bonds for deposits . . 17, 607, 000. 00 17,457,000. 00 16,815,000.00 18, 012, 000. 00 TJ. S. bonds on h a n d . . 14, 588, 800.00 14, 607, 650. 00 14, 329, 400. 00 12,665,750.00 Other stocks and b'ds 77,249, 159.42 75,152,919.35 77, 495, 230. 25 77, 533, 841. 38 D u e from r e s v e ag'ts 136, 462. 273. 26 132, 733, 904. 34 138, 378, 515. 15 139,239, 444. 80 D u e from nat'l banks 77, 220, 972. 29 78, 967, 697. 66, 442, 054. 87 79, 452, 309.67 D u e from State banks 17,180, 008. 4G 17, 987, 891. 17, 572, 822. 65 18, 553, 946. 46 50, 729, 896. 08 51,293,801. 51, 963, 062. 01 49, 699, 501.42 Real estate, etc 3, 533, 759. 49 9, 416, 971. 01 7, 877, 320. 27 C u r r e n t expenses 6, 853, 392, 12, 690, 663. 41 11, 802, 199. 8fi 12, 330, 437. CO P r e m i u m s paid 12, 511, 333. 17, 214, 373. 52 12,810,187.64 11, 228, 856. 82 Cash items 14, 347, 579. 1, 380, 000. 00 630, 000.00 1, 530, 000. 00 Cl'g-house loan cert's 1,110,000. 92,351,296.77 113,158,675.32 59, 085, 781. 99 Clear'g-house exc'gs. 84, 926, 730. 23,178, 052. 00 23, 4C5, 388. 00 23,002, 765. 22,013,314.00 Bills of other b a n k s . . 415, 082. 64 519, 529. 96 489, 927.18 Fractional currency 477, 055. 1, 670, 961. 77 Trade dollars 1, 605, 763. 165, 354, 352.37 167,115,873.67 177,433,119.30 177,612,492.02 174, 872, 572. Specie 77, 336, 999. 00 79, 701, 352. 00 69,738,119. 67,585,466.00 71,017,322.00 Legal-tender notes . . 19,135,000.00 11, 765, 000. 00 22, 920, 000. 00 18,800,000. 22, 760, 000. 00 IT. S. cert's of deposit 14,981,021.79 14, 617, 897. 02 14,897,114. 15, 079, 935. 80 15, 473, 270. 84 D u e from TJ. S.Treas. Total 2,312, 744, 247. 35J2, 346,682,452. 99 2, 421, 852, 016.47|2, 432, 913, 002. 38 2,457, 675, 256.13 1886. MARCH 1. JUNE 3. AUGUST 27. OCTOBEB 7. DECEMBER 28. 2,768 banks. 2,809 banks. 2,849 banks. 2,352 banks. 2,875 b a n k s . Loans and discounts. $1.367,705,252.80 $1,398,552,099. 7.1 $1,421,547,199. 22 $1.450,957,054.93 $1,470,157,681.13 '" 661, 400. 00 279, 414. 400. 00 270, 315, 850. 00 258, 498, 950. 00 228, 384, 350.00 Bonds for circulation!1 296, 18,810;000.00 18, 637, 000. 00 19, 984, 900.00 Bonds for deposits .. 20,105, 900. 00 21, 040, 900. 00 16, 580, 050. 00 12, 535, 550. 00 14, 368, 950. 00 12, 320, 5uO. 00 10, 576, 200. 00 TJ. S. bonds on hand.. 80, 227, 388. 98 83,347,119.93 82,439, 901. 64 81,825,266.40 Other stocks and b'ds 81, 431, 000. 66 Due from res've ag'ts 142, 805, 686. 91 133, 027,136. 53 143,715,221.45 140, 764, 579. 01 142,117,979.28 78,091,411.58 Due from nat'l banks 76, 933, 579. 67 77, 632,198. 47 80,526,615.77 88,271,697.96 18,387,215.76 Due from State banks 18, 834, 235. 88 17,720. 924. 26 20,140, 256. 27 21, 465, 427. 08 53,117,564.42 53, 834, 583.58 52,262,718.0^ 54, 090, 070. 94 54, 763, 530. 37 Real estate, etc 8, €84, 672. 33 5, 837,175.21 7,438, 741.12 7, 705, 850. 57 Current expenses 10, 283, 007. 79 13,641,463.72 13, 298, 269.23 14, 303, 529. 55i 15,160, 621.67 12, 237, 689.15 Premiums paid 10, 408, 981. 58 13,277,169.64' 15,135, 538. 48 12,181, 455. 80 Cash items 13, 218, 973.44 205, 000. 00 85, 000. 00 505, 000. 00 Cl'g-house loan cert's 76,140, 330. 60 62, 474, 605. 90 95, 536, 941.15 99, 923, 656.84 70, 525,126. 92 Clear'g-house exc'gs. 25,120, "38. 00 21, 602, 661. 00 22, 734, 085. 00f 20, 503, 303. 00 26,132, 330. 00 Bills of other banks. 452,361.34 451, 308. 89 434, 220. 93| 447, 833.09 470,175.18 Fractional currency. 1,713,384.35 1,857,041.56 1,889, 794. 5! 1, 827, 364.20 1, 681, 530. 65 Trade dollars 171, 615, 919. 39 157,459,870.49 149,000,492.10 156, 387, 696. 00| 166, 983, 556. 01 Specie 79, 656, 788. 00 64, 039, 751. 00 62, 812, 322.00 67, 014, 886.00 67, 739, 828.00 Legal-tender rotes . . 8,115, 000. 00 5, 855. ooo. oo| 6, 195, 000.00 12, 430, 000. 00 11, 850, 000. 00 TJ. S. cert's of deposit 11, 868, 912. 52 11, 358, 014, 10, 056,128.39 12, 953, 248. 20 12, 198,528.43 5 % fund with Treas. 1, 410, 892. 00 1, 599, 303.36 2, 592, 042. 94 975, 376.96 1, 513, 019.67 Ducfrom TJ. S.Treas. Total.. 2,494, 337,129.44 2, 474, 544, 481. 89|2,453, 666, 930. 07 2, 513, 854, 751.17j2, 507, 753, 912.95 REPORT OF THE COMPTROLLER OF THE CURRENCY. 269 BANKS FROM OCTOBEK, 1863, TO OCTOBER, 1833—Continued. 1884. JUNE 20. SEPTEMBER 30. DECEMBER 20. 2,604 b a n k s . 2,664 banks. :.00 2,025 banks. $522,515,996.00 MARCH 7. Liabilities. Capital stock ~ V 6 3 banks $515, 725, 005. 00| 2,589 b a n k s . $518, 471, $524, 271, 345. 00 $524, 089, 065. 00 Surplus fund Undivided profits 145,741,679. 90| 63,644,861. 56 146, 047, 958. 07 67, 450, 459. 00 145, 763, 416.17 70, 597, 487. 21 N a t ' l bank circulati'n State b a n k eirLulati'n 298,791,610. lbO, 589. 00 297, 506, 243.00 180,576.00 295,175, 334. 00 289, 775,123.001 280,197,043. 00 179, 666. 00 179, 653.00 174, 645.00 1,422, 901. 91 1, 415, 889. 58 147, 055, 037.85 63, 234, 237. 62 146, 867,119. 06 70,711,369.95 1,384,686.71 3, 686,160. 33 1, 331, 421. 54 Individual d e p o s i t s . . 1, 046, 050,167.90 1, 060, 778. 388. 06 979, 020, 349. 63 9, 956, 875. 24 11, 233' 495. 77 10, 530, 759. 44 U . S . deposits 3, 856, 461.66 3, 588, 980. 50 3, 664., 326.13 D e p ' s U . S.dis. oflicTS 975,243, 795.14 10, 307, 909. 92 3, 703, 804. 34 987, 649, 055. 68 10, 655, 803. 72 3, 749, 969. 85 192, 868, 942. 31 155, 785, 354. 44 SQ, 778,138. 85 70, 480, 617.11 173, 979,149. 80 72, 408, 206. 85 187, 296, 348.30 72, 572, 381. 43 11, 008, 595. 07 4, 580, 862.15 8,433, 724. 67 3, 415, 524.07 Dividends unpaid D u e to national b a n k s D u e to State b a n k s . . 207, 461,179. 88,466, 363. Notes re-discounted.. Bills payable Cl'g-house loan cert's 6, 234, 202. 2, 968, 740. Total. 7, 299, 284. 58 3,193, 635.20 2, 390, 500, 638. 512, 396, 813, 834. 11, 343, 505.55 4, 262, 244. 57 11, 895, 000. 00 2, 282, 598,742. 96 2, 279, 493, 880.07 2,297,143,474.27 1885. MARCH 10. 2,671 banks, j Capital stock Surplus fund Undivided profits Kat'l bank circulati'n State bank circulati'n Dividends unpaid Individua. deposits.. U. S. deposits Dep's U. S. dis. ofiic'r» Due to national banks Due to State banks.. Notes re discounted-. Bills payable Total MAY 6. JULY 1. OCTOBER 1. DECEMBER 24. 2,678 banks. 2,089 b a n k s . 2,714 b a n k s . 2,732 b a n k s . $524, 255,151.00 $525,195, 577.00 $526,273, 602. 00 $527, 524,410.00 $529, 360, 725.00 146, 523, 799. 94 52, 229, 946.61 146, 624, 642. 06 59, 335, 519.11 150,155,549.52 69,229, 645. 82 274, 054,157. 00! 273, 703, 047. 00 269,147,690. 00 144,489.00 162,581..00! 144,498.00 2*38, 869, 597. 00 136, 898. 00 267,430, 837. 00 133, 932. 00 3, 508; 325. 38 1, 360,977. 27 145, 907, 800. 02 60, 296,452. 56 1,301,937.731 145,103, 776.01 60,184, 358.12 2, 577, 236. C 6,414, 263. £ 996, 501, 647.401,035, 802,188.56 1,i, 106, 376, 516. 80 11,102,372,450.351L, 111,429,914.98 10, 995, 974. 11,006,919.471 11,690,707.52 11,552,621.98 12, 058, 768. 36 3, 027, 218. 02 3, 039, 646.40; 3, 330, 522. 70 2, 714, 399. 37 3, 005, 783.11 205, 877, 203. 09 199, 081,104.40 203, 932, 800. 05 213,534, 905.08 216, 564, 533.96 82,190, 567. 43 81, 966, 092. 25 88, 847, 454. 78 86,115,061.25 85, 060,162.27 6,209, 722.15 1, 850,462.10 5, 736, 012.02 2,167, 333. 33 5, 864, 000. 85 2, 074, 259. 76 8, 432, 792. 64 2,191, 380.16 9, 932, 828. 24 1, 951, 598. 60 2, 312, 744, 247.35 2, 346, 682, 452. 99 2,411, 852, 016.47 2,432, 913, 002. 38J2, 457, 675, 256.13 1S§6. Capital stock Surplus fund Undivided profits Nat'l bank circulati'n State bank circulati'n Dividends unpaid MARCH 1. JUNE 3. 2,768 b a n k s . 2,809 b a n k s . AUGUST 27. OCTOBER 7. DECEMBER 28. 2,849 banks. 2,852 banks. 2,875 banks. $533, 360, 615.00 $539,109, 291.72 $545, 522, 598. 00 $548, 240, 730.00! $550, 698, 675. 00 152, 872, 349.01 59, 376, 381. 80 153,642, 934. 85 157, 003, 875.60 67, 662, 886. 02 j 62, 211, 565. 63 157, 249,190. 87 66, 503, 494. 72 159,573,479.21 79, 298, 286.13 256, 972,158.00 133, 931. 00 244, 893, 097. OOi 238,273, 685. 00 228,672,610.00 132, 470. 00 128, 336. 00 125,002.001 202, 078, 287, 00 115,352.00 1, 534, 905. 58 1, 526, 776.66 1, 863, 303. 62 2,227,810.59 1,590,345.06 35 1,172, 968, 308.61 1,169, 716, 413.13 Individual deposits.. 1,152, 660, 492. 061,146, 246, 911.43)1,113, 459,187. 13, 670, 721. 76J 12,414,566.52 14,1!95, 927. 74 13,842,023.69| 13,705,700.73 U. S. deposits 3,019,018.72 2, 798, 864. 55 2, 884, 865. 62 2,721,276.771 4,270,257.85 i Dep's U. S. di«. oflic'rs Due to national banks Due to State banks.. Notes re-discounted.. 219,778,171.80 204, 405, 273.11 218, 327,437. 33 218, 395, 950. 54 223, 842, 279.46 92, 663, 570.46 90, 591,102.81 90, 366, 354. 90 90, 246,483. 31 91, 254, 533. 23 8, 376, 095.20 8, 718, 911.71 7, 948,698. 27 10, 594,176. 56 9,159, 345.79 1,174, 874. 29 1,145,240.26 1, 381, 095. 01 2, 067,693.48| 2, 444,958.36 Bills payable Total 2, 494, 337,129. 44 2, 474, 544, 481. 89 2, 453, 666, 930.07 2, 513, 854,751.17J2, 507, 753, 912.95 270 REPORT OF THE COMPTROLLER OF THE CURRENCY AGGREGATE RESOURCES AND LIABILITIES OF THE 188 Resources. I banks. 7. MAY 13. AUGUST 1. OCTOBER 5. DECEMBER 7. 2.955 banks. 3,014 b a n k s . 3,049 b a n k s . 3,070 banks. Loans and discounts $1,515,534,674.67 $1,560,291,810. 73$l,560.371, 741. 05 $1,587,549,133. 76 $1,583,941,484.96 Bonds for circulation 211, 537," 150. 00 200, 452, 300. 001 189,032, 050. 00 189 0«3, 100.00J 186, 431, 900.00 26,402, 000. 00 27, 757, ooo. ooj 42, 203,000.00 Bonds for d e p o s i t s . . 24, 990, 500. 00| 22, 976, 900. 00 7, 808, 000.00 IT. S. bonds on hand. 6,914, 350. 00 6, 988, 550.00 9,721,450.00 8,157, 250. 88, 374, 837. 99 88, 831, 009. 96, 90, 773,413.31 Other stocks and b'ds 87,441,034.86 88,031,124. 140, 270, 155. 75 140, 873, 587. 98| 132,959,765.34 Due from resv'e agt'; 163, 161,181.8' 148, 067, 874. 299, 487, 767. 80 93, 302, 413. 941 98, 227,065.30 D u e from n a t ' l banks 86, 460, 829. OS 105,576,841. 30, 952, 187. 86 22,103, 677. 18 D u e fromState banks 21, 725.805.99 22, 746,190. 21,995,356.41 56, 954, 622. 58 57, 968, 159.71 Real estate, e t c . . . 55, 128,600.78 58, 825,168.16 55, 729, 098. 5,158, 940. 86 Current expenses... 8, 064, 292. 40 8 253, 890, 72 10,600,817.35 7,781, 151. 17, 353, 130. 17 17, 288, 771. 35 P r e m i u m s paid 15,537,721.22 18, 797, 205.79 16,806,431. 16,914, 070. 02 Cash items 13, 308, 520. 04 14,691, 373. 38 13,326.455.77 13,065,663. 128,211, 628. 48 88, 775, 457. 991 85, 097, 380.41 89, 239, 194. 59 Clear'g-house exc'gs 80, 829, 363 22, 962, 737. 00 21, 937, 884. OOi 23, 447, 294. 00 Bills of other banks 22, 235, 206. 00 25,188,137. 564, 266. 72 Fractional currency. 577, 878. 03 554, 906. 55 556,186. 540, 594. 50 63, 671. 9: T r a d e dollars 1,803,661.40 184, 203. 509.25 165,104, 210.28 165, 085, 454. 38; 159,240,643.48 Specie 171, 678, 906.15 167,315,665. 74, 477, 342.00 73,751, 255. 00| Legal-tender n o t e s . . G6, 228, 158. 00 79, 595, 088. 75, 361,975.00 7,810, 000.00 6,190, 000.00 U . S. cert's of deposit 7, 645, 000. 00 8, 025, 000. 6,165. 000.00 8,341, 988.77 8. 310, 442. 35^ 5 % fund w i t h Treas 9, 280, 755.33 8, 810, 585. 8,168,503.20 660, 818.42 '985, 410.14; D u e from U.S.Treas. 1, 856,195.13 1,113,554. 1,068,117.43 Total Resources. 2, 581,143,115. 05 2, 629, 314, 022. 42 2, 637, 270,167.72J2, 620,193, 475. 59 2, 624,186,530.55 FEBRUARY 14. APRIL 30. JUNE 30. OCTOBER 4. DECEMBER 12. 3,077 banks. 3,098 b a n k s . 3,120 b a n k s . 3,140 b a n k s . 3,150 banks. Loans and discounts $1,584,170,370. 51 $1,606,397.923.95 $1,628,124,561.83 $1,684,180,624.27 $1,676,554,863,67 "Bonds for circulation 181,845,450. 177, 543,900. 00 171, 867, 200. OOJ 162,820, 650.00 181, 042, 950. Bonds for deposits.. 55, 788, 000. 00 54, 208, 000. 00 56, 863, 000. 56, 643, 000. 48,949,000.00 U. S. bonds on hand. 7, 830,150. 00 6, 507, 050. 00 7, 639, 350. 6,450, 500. 6,374,400.00 Other stocks and bd's 96,265,812.31 99, 752,403.73 102,276,898.17 94,153, 688. 95, 296, 917. Due from res' ve ag'ts 155, 341, 240. 158,133,598.31 170, 458, 593.83 156,587,199.27 146, 477, 902. Due from nat'l banks 101, 689, 774. 90 99,821,000.57 107,175, 402.59 92, 9^0, 682. 95,519,102. DuefromState banks 22, 714, 258.27 23, 767,260. 53 24, 217,165.51 21, 880, 069. 22, 709, 703. 61,101,833.19 62,634,791.74 Real estate, etc 63, 436, 066. 74 59, 366, 247. 60,111,356. 5, 685, 313. 21 8, 498, 758. 28 Current expenses... 11,342,192.45 6,531,237. 9,843,637. 18, 903, 434. 54 17, 615, 898. 02 Premiums paid 16,681,256.56 19, 779, 498. 19, 501, 481. 16, 855, 801.15 15, 071, 024. 30 Cash items 14,140, 858.12 12,255,978. 14, 644, 675 74, 229, 763. 69 102,439,751.67 Clear'g-house exc'gs 91, 765, 292.99 73, 418, 037. 117, 270, 706. 21,343,405.00 21, 600, 818. 00 Bills of other banks 21, 728,238.00 23,145, 206. 24,434,212. 632, 602. 42 684, 268.41 Fractional currency. 628, 387.42 683,148. 662, 722. 371.76; 419. 05 Trade dollars 763.56 437, 351. Specie 181, 292, 276.76| 178, 097, 816, 64 172,734,278.50 173, 830, 614. 172,074,011. Legal-tender notes.. 81,995,643.00! 81,099,461.00 82,317,670. 83,574,210. 82, 555,060.00 U. S. cert's of deposit 12,315,000.00 8,955.000.00 10,120, 000. 9, 330, 00!). 9, 220,000.00 5 % fund with Treas 7, 765, 837.16 7, 555, 401. 72 7, 993,189. 7, 887, 950. 7,141,434.41 Due from U. S. Treas. 1, 236, 675. 66! 935, 799. 31 1, 240, 035. 1, 361, 033. 1, 246, 391.04 Total 2, 664, 366, 304. 44 2, 732,423,198.19 2,731, 448,016.16)2, 815, 751, 341.07 2, 777, 575,799.00 18 8 9. FEBRUARY 26. I Resources. 3,170 banks. MAY 13. 3,206 banks, JULY 12. SEPTEMBER 30. DECEMBER 11. 3,239 banks. 3,290 b a n k s . 3,326 bants. Loans and discounts. $1,704,067,489.39$! .739,051,934. 67 $1 ,779,054,527.66 $1,817,257,703.17 $1,811,686,891.57 Bonds f rr circulation 156, 728, 200. 00 149, 520, 850. 00, 147, 502, 200. GOi 146,471,700.00 143,434, 700. 00 Bonds for deposit . . . 44, 882, 000. 00J 44. 832, 000. 00 46, 384, 000. 00 44, 063,000. 00 41,681,000.00 V. S. bonds on h a n d . . 6, 690, 800. 001 6,810,100.00! 6, 395, 000.00 4,438, 200. 00 3, 740, 350. 00 Othes stocks and b'ds 102, 215, 066. 01 103, 030, 575. 311 106, 712,474. 80J 109, 313, 635. 01 111,344,480.32 Due from res've ag'ts 192,702,196.35 187, 372, 295.47i 192,590,073.67 189,136,281.01 164,889,765.16 D u e from nat'l banks 101, 327, 319.18 107,091,577.44 108, 999, 878. 96 117, 869, 749. 37 118, 206, 354. 91 D u e from State banks 26, 924, 218.24 25,956,516.98 24,651,712.33 28, 417, 511. 26 28,143,681.33 Real estate, etc 66, 855, 303. 68 67, 377,183.12 66, 248,183.93 69,377,173.73 70, 694,191.37 C u r r e n t expenses . . . 8, 984, 846. 65 3, 760, 961.17 7,418,190.08 8, 525, 924,84 11, 902, 368.22 P r e m i u m s paid 17,126, 726. 31 16, 729, 244. 88 17, 05*, 275.44 16, 613, 917.93 15, 847, 602.85 14, 350, 765.37 15, 049, 325.16 Cash items 12.676,652.11 17,059, 786. 57 15,134, 700.19 Clear'g-house exc'gs 84,111,547.63 101,452,588.54 101, 552, 062. 67 136, 783,162. 26 103, 719,453.43 24,761,487.00 Bills of other b a n k s . 25, 722, 720. 00 20, 875, 528, 00 22,411,826.00 20,388, 807.00 719,273,63 Fractional currency. 698, 369.91 682,034.93 717,823.63 720,462. 37 Specie 182, 284. 803. 00 185,176,450.86 175, 903, 868.98 164, 326, 448.84 171,089,458.10 97, 456, 832.00 Legal-tender notes . . 97, 838, 385. 00 86, 752, 093. 00 88, 624, 860.00 84, 490, 894.00 14, 890, 000.00 TJ. S. cert's? of deposit 13, 355, 000.00 12, 945, 000.00 13, 785, 000. 00 9,045, 000. 00 6, 457, 820. 66 5 %fund with T r e a s . 6, 565, 205. 97 6,405,058.18 6, 860, 148. 44 6,276,659.40 1,161, 617. 26 D u e from U. S. T r e a s . 1, 001, 795.11 976, 737.81 1, 066, 950. 97 1, 239, 867.01 Total 2, 837, 406, 213.93,2,904, 922,517. 45 2, 937, 976, 370.24 2, 998, 290, 645. 9112, 933, 676, 687.23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 271 FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued. Liabilities. 2,955 banks. 2,909 banks. OCTOBER 5. | DECEMBER 7. 3,049 banks, j 3,070 b a n k s . $555, 351, 765. 00 $565, 629, 068.45 &J71, 648, 811. 00 $578, 462, 765. 00 $580, 733, 094.42 Capital stock Surplus fand .. Undivided profits... Nat'1-bank circulat'n State-bank circulat'n Dividends unpaid... 164, 337,132. 72 67, 248, 949.16 167. 411, 521.03 70,153, 368.11 172, 348, 398.99 62, 294, 634. 02 173. 913, 440.97| 71, 451,167. 02 175, 246, 408. 26 79, 899, 218. 06 186, 231, 498. 00 106,100, 00 176, 771, 539.00 98, 716.00 166, 625, 658. 00 98, 697. 00 167, 283. 343. 00 98, 699. 00, 161, 904, 094. 00 98, 98 676. 676 50 1, 441, 628.17 1, 977, 314. 40 2,239,929.46 2,495,127.83; 1,343,963.98 Individual deposits. 1, 224 925, 698. 26 1, 266, 570, 537.67 15, 233, 909. 94 17, 556, 485.93 TJ. S. deposits 3, 779, 735.14 4, 277,187. 61 Dep's U. S.dis.offic'rs Dae to national ba'ks Due to State banks Notes rediscounted . Bills payable Total AUGUST 1. 3,014 b a n k s . , 285, 076, 978. 58 1I, 249, 477,126. 95 1, 235, 757, 941.59 19,180, 712. 77 20,392,284.03! 38,416,276.87 4, 074, 903. 62 4,831,666.14! 4,515,024.05 249,337,482.40 244, 575, 545.12 235, 966, 622. 46 227,491, 984.15 223, 088, 927. 85 103, 012, 552.48 102, 089, 438. 63 103, 603, 598.14 102, 094, 625.68| 98, 809, 344. 66 7, 556, 837.10 2, 082, 374. 21 10,132, 799. 64 2, 567, 953. 30 11,125, 256. 08 2, 985, 987. 60 17, 312, 806. 39 4, 888,439.43 16,288, 247. 74 5,105,112. 57 2, 581,143,115. 05|2, 629, 314, 022.42 2, 637, 276,167. 72 2, 620,193,475.59J2, 624,186,330.55 1§§§. UARY 14. Liabilities. 3,07 7 banks. APRIL 30. JUNE 30. OCTOBER 4. DECEMBER 12. 3,098 b a n k s . 3,120 banks. 3,140 b a n k s . 3,150 b a n k s . $582,194, 263. 75 $585, 449, 487775 $588, 384, 018. 25 $592, 621, 656. 04 $593, 848, 247. 29 Capital stock Surplus fund Undivided profits... Nat'l bank circulat'n Stateibank circulat'n Dividends unpaid... 179 533, 475. 38 66, 606, 930.87| 180,053,507.27 78,196, 768. 9 183,106,435. 70 70, 296,173. 67 185, 520, 564. 68 77, 434, 426. 23 187, 292, 469. 97 88, 302, 639. 01 159, 750,193. 50! 98, 652. 50j 158, 897, 572. 00 94, 878. 50 155, 313, 353. 50 82, 372. 50 151, 702, 809. 50 82, 354. 50 143, 519, 296. 50 82, 354. 50 1,534,314.51 1,766,496.41 7,383,894.42 2,378, 275. 70 1, 267, 930.19 015.16 Individual deposits. 1, 251, 957, 844.421, 309,, 731, , 55,, 193, " 899.19 XT. S. deposits. 54, 691, 454. 69 -, 255, 362. 02 Dep s U.S.dis.ofnc'rs 4, 789, 033. 63 Due to national ba'ks 241, 038, 499. 93 . 292, 342,471. 281, 350, 320, 861.111, 331, 265, 617.08 , 54, 679, 643. 93J 52,140, 562. 97| < 46, 707, 010. 38 3, 690, 652. 65 3, 993, 900. 51 4,415,608.41 237, 050, 940. 91 248,248, 440. 03 260, 697, 968. 60 252, 291,134. 80 Due to State banks. 105, 539, 405. 53 104, 502, 668. 21 109,871,372.41 114, 936, 397.15 108, 001, 606.46 Koles rediscounted . Bills payable 12, 806, 722.85 3, 796, 739. 99 12,721,238.71 4, 469, 076. 04 13, 006,119. 55 4, 955, 068.27 17, 305, 750. 61 6, 615, 813. 47 14, 844, 303.00 5,707,581.41 Total 2, 604, 366, 304.44 2, 732, 423,198.19 2, 731, 448, 016.16 2, 815, 751, 341. 07 2, 777, 575, 799.00 FEBRUARY 26. Liabilities. Capital stock . Surplus fund ... Undivided profits... ISTat'l bank circulat'n State-bank circulat'n Dividends unpaid... Individual deposits . U.S. deposits Dep's U.S.dis.offic'rs Due to national ba'ks Due to State banks Notes rediscounted . Bills jjayable Total JULY 12. 3,170 banks. 3,206 b a n k s . 3,239 banks. SEPTEMBER 30. | 3,290 banks. DECEMBER 11. 3,326 b a n k s . $596, 569, 330. 70 $599, 472, 742. 88 $605, 851, 640. 50| $612, 584, 095. 00 $617, 840,164. 67 192, 458, 759. 90 76, 901, 041. 65 193, 746, 169. 52 83, 956, 827.81 196, 911,605. 90) 72, 532, 956. 94! 197, 394, 760. 55 84,866, 869.13 198, 508, 794.14 97, 050, 091. 86 137,216,136.50! 82, 347. 50 131,128, 137. 00 81, 899. 50 128, 867, 425.00 81, 008. 50 128, 450, 600. 00 80, 410.50 126, 039, 541. 30 81, 006. 50 1,338,706.37 2,007,667.72 3, 517, 596. 07 3, 600, 054. 96 1, 289, 651.13 i, 354, 973, 535. 80 1, 422, 042, 136.92 1, 442,137, 979.08 1, 475, 467, 560. 37 j 1, 436, 402, 685. 65 43, 554, 480.27; 42, 965, 811.22 43, 247, 864.17 41,588,613.71 39,224,588.51 4, 544, 501. 55: 4,136, 285. 33 3,451,189. 34 4, 936, 644. 66 4, 672, 950.14 286, 204, 670. 64 124,755, 971. 73 289, 753. 579.16 127,751,135.48 i 9, 249, 531. 33 3, 013,127. 72 10, 340, 502. 04 4, 083, G95.14 295,841,107.17! 293,015,192.80 131, 383, 46G. fcO 132, 327, 094. 47 10,133,196.24 4, 019, 334. 53 10,782,511.36 7,196, 238. 34 267,159,449.09 123, 713, 409.48 15, 723, 378.11 5, 970, 976. 65 2, 837,406, 213.93 2, 904, 922, 517. 45 2, 937, 976, 370. 24|2, 998, 290, 645.91 2, 933, 676, 687. 23 VF THE COJMrT-ROLiIjEK VF TlliS AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL 1 §9O. FEBRUARY 28. Resources. 3, 383 b a n k s . MAY 17. JULY 18. 3,438 banks. I 3, 484 banks. OCTOBER 2. DECEMBER 19. 3,540 b a n k s . 3,573 b a n k s . Loans and discounts 1,844,978,433.06$! 904,167,351. 00 $1,933,509,332. 89 $1,980,058,320.13 $1,932,393,206.08 Bondsfor circulation. 143,790.900. 142.531,500.00 144,624 750.00 139,969,050.00 139,688; 150. 00 Bonds for deposits . . 29,893,000. 31,620,000.00 29,663,000.00 28.886,500.00 27,858,500.00 U. S. bonds on h a n d . 5,591,800. 5,870,550.00 5,624,350.00 2,297,500.00 2, 075, 600.00 Other stocks and b'ds 117,051,244.. 116,848,501.23 116,469,536.45 115,528,951.02 116,609,301.40 D u e from res've ag'ts 183,206,306. 188,004,131.93 185,821,768.04 189,45J,786. 49 ] 60, 220, 682.r, 9 D u e from n a t ' l b a n k s 113,600,039. 114,379 065.00 112,207,068.35 118,289,012.46 111.573,147.08 Duo from State b a n k s 28,345,930. 28,800,812.21 27,311,955.07 28,485,223.32 2>H, 434, 882. 79 Real estate, etc 72,566,724.91 75,657,886.82 74,211,949. 76,835,310.02 78,060,490.13 C u r r e n t expenses . . . 4,257,598.27 9,916 955. 9,038,138.73 9,099,40a. 20 13,434,642.44 P r e m i u m s paid 14,316,075. 03 14,450,752. 14.735.693.95 14,248,488.10 14,508,760.03 Cash items 13,875,200.34 15,443,751. 15,187,240.17 17,201,819.17 15, 057, 481. 84 Clear'g-houseexch'gs 88,237,944. 43 112,613,788.35 68,428,149. 106,767.176.06 88, 818, 299.11 C'lg-house loan cert's 13, 395,249. 00 Bills of o t h e r b a n k s . . 18,492.392.00 21,318,480.00 19,813,670. 21,184,428.00 18, 832, 221. 0U Fractional c u r r e n c y . 768,846.68 807.162.57 793,646.45 746,199. 755,021.82 Specie 195,908,858.84 190, 063, 006. 20 181,546,137.80 178,604,063.56 178,165,494. Legal-tender notes . . 86,551,602.00 80,604,731.00 92,480,469.00 88,088,992. 82,177,126. 00 U. S. cert's of deposit 8,830,000.00 6,155,000.00 9,825,000.00 8.135,000. 5; 760, 000. 00 5 % fund with T r e a s . 6,191,888.87 6,305,121.98 6,301,510. 6,123,597.88 6, 069,110 84 D u e from U. S.Treas. 855,119.70 1,001,631.02 816,923.48! 867,223. 1, 093, 947. 04 Total 3,003,334,970.28 3,010,216,220.33 3,061,770,825.70! 3,141,487,494.85 3,046,938,825.59 1 89 1. FEBRUARY 26. Resources. 3,601 b a n k s . MAY 4. 3,633 b a n k s . JULY 9. 3,652 b a n k s . SEPTEMBER 25. DECEMBER 2. 3,677 b a n k s . 3,692 b a n k s . ;$2,005,463,205. 93 $2,001,032,625. 05 Loans and discounts $1,927,654,559. 80 $1,969,846,379. 67 $1,963,704,948.0' " 00 150, 035, 600. 00 153,838,200.00 Bondsfor circulation 140,183, 450. 00 140,498,400.00) 142. 586, 400. Bonds for deposits.. - 27, 904, 500. 00 27, 954, 500.00 25,150, 500. 00 20, 432, 500. 19,186, 500. 00 4, 439, 450. U. S. bonds on hand.. 4, 963, C50. 00 4, 279. 750. 00 3, 466, 250. 00 3, 768, 850.00 Other stocks and b'ds 121, 099, 034. 591 122,333,707.66 122, 347, 244. 98 125, 179, 076. 128, 440, 959. 39 Due from res've ag'ts 182,645,602.941 180,004,721.63 175, 591, 085. 51 193, 990, 323. 196.319,537.81 115,196,682. Due from nat'l banks 110, 850, 874. 53i 112,500,098.73 114,471,803. 1241827, 315.25 29, 471, 898. Due from State banks 27, 955, 862. 77! 28,172, 653. 23 27, 742, 727, 32, 425, 379. 39 83, 270,122. 84, 049, 386. 90 Real estate, etc 79, 096, 556. 48 81,919,491. 80, 874, 918. 58 9, 879, 231. Current expenses . . . 8, 396,041. 93 4, 624, 889. 13, 279,136. 79 11, 405, 934. 04 14, 705, 700. Preniiurns paid 14, 491, 627. 05j 14,351,727. 14, 695, 279.96 14,960,592.48 13, 272, 545. Cash items 13, 349, 234. 66j 16, 073, 092. 17, 939, 023. 04 17, 002, 457. 69 122, 039, 882. Clear'g-houseexch'gs 77,828,113.56! 126,447,384.31 80, 305, 873. 108,243,483.92 Cl'g-houseloan cert's 610, 000. 00! 120,000.00 Bills of other banks.. .19, 076, 085. 00 20, 456, 257. 00 21, 418, 977. 00 19,991,167.00 20, 225,104. 00 Fractional currency. 863, 181. 74 867, 462. 37 864, 742. 88! 837,175. 54 K30, 198. 62 Specie 201,240,362. 8^ 194,939,411.31 190, 7G9, 537. 46 183, 515, 075. 91 207, 898, 034. 75 Legal tender notes .. 89, 400, 399. OOi 96, 375, 249. 00 100,390,811. 00! 97, 615, G08. 00 93, 854, 354. 00 18, 845, 0U0. Ov)j TJ. S. cert'sofdeposit. 11, C55, 000. 00 11,515,000.00 15, 720, 000. 00 8, 765, 000. 00 6, 129, 840. 091 5% fund with Treas. 6, 536, 931. 51 6,133,544. 12 6, 682, 280.10 6,158, 960. 87 1, 155, 473. 05! Due from U. S. Treas 1, 457, 807. 85 1,100,310.17 729, 226. 35 1,047,684.18 Total. 3, 065, 002,152. 30 3,167, 494, 901.17 3,113, 415, 253. 79.3, 213, 080,271. 023, 237, 866, 210. 07 MARCH 1. Resources. 3,711 b a n k s . MAY 17. 3,734 b a n k s . JULY 12. SEPTEMBER 30. DECEMBER 9. 3,759 b a n k s . 3,773 b a n k s . 3,784 b a n k s . Loans and discounts - $2,058,925,167.12 $2,108,360,340.54 $2,1127,757 Bonds for circulation 158,109, 300. 00i 160, 634, 550. 00 161,939, Bonds for deposits-.. 17,416,500.001 16, 386, 000.00 15,447, 4, 854, 5,412, 000.00 U. S. bonds on hand 4, 638,190. 00 Otherstocks and b'ds 138, 055, 947.09 144, 058, 062. 77 151,125, Due from res've ag'ts 256, 750, 998.13 250, 249, 071. 26 252, 473, Due from nat'l banks 131, 258, 888. 45 130,124, 510. 01 137,125, Due from State banks 32,171,053.96 32, 006, 102.99 33, 497, 86, 562, 679. 31 86, 678, 85,126,961.74 Real estate, etc 4, 567, Current expenses ... 10,340,571.29 11, 574, 071.41 14, 390, 888. 43 13, 997, 14, 405, 799. 74 Premiums paid 15, 036, 575. 86 16,849, 17, 644,105. 99 Cash items Clear'g-houseexch'gs 129,515,655.34 99, 954, 483.17 90, 364, Bills of other banks.. 19,765,178.00 22,014, 231.00 21, 325, 939, 92 i, 375. 50 924, 866. 86 Fractional currency. 230,147, 968.28 239,044, 108.15 229, 320, Specie Legal-tender notes .. 99, 445, 735.00 107, 981, 402. 00 113,915, U. S. cert'sofdeposit. 24, 080, 000. 00 26, 405, 000. 00 23,115, 7, 092, 6, 990, 517. 09 6, 898,132. 04 5% fund with Treas. 926, 158.95 1, 409, 1,051,339.53 Due from U.S. Trea: Total. 30 $2,171,041,088.11 $2,166,015,720. 28 163, 275, 300.00 166, 449, 250. 00 15,321,000.00 15,282, 000. 00 4, 148, 600. 00 4, 882, 250.00 154, 535, 514,54 153, 648, 180.71 236,434, 330. 89 204. 948, 159. 79 140,516, 353. 09 142, 623,106. 36! 34, 403, 231.75! 32, 572. 735. 51 88,221,052.25 87, 861'. 911.86 14, 204, 970. 25' 10. 317, 125. 23 13, 913, 289. 71' 14, 029, 616.431 &61. 31 16, 755, 332. 17, 705, 105, 522, 711.81 110, 522, 668. 49 20, 488, 781.00 19, 557, 474. 00 893, 909. 82 934, 648. 371 209,116, 378. 69j 209, 895, 260. 76 104,267, 945. 001 102, 276, 335.00 6, 470, 000. 00 13, 995, 000.001 7,282,413.90 7,139, 564. 69i 1, 268, 405.03 1,106, 987.931 3,436,672,358.56j 3,479,035,128.44 3,493,794,586.71 3,510,094,897.46; 3,480,349,667.19 REPORT OF THE COMPTROLLER OF THE CURRENCY. 273 BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued. Liabilities. FEBRUARY 28. MAY 17. JULY 18. 3,383 banks. 3,488 banks. 3,484 banks. OCTOBER 2. | DECEMBER 1 9 . 3,540 banks. 3,573 banks. j $626, 598, 200. 00 $035, 055, 276. 09| $642, 073, 676. Oo| $650,447,235.0 Capital stock Surplus fund ! 204,433,604.19 207,136,190.13 ed profits. p Undivided . . j 85, 753, 976. 341 94, 049,477. 44 212, 614, 661. Ol! 213,563,895.78 79, 854, 737. 58! 97, 006, 635. 74 Nat'1-bank ciroul'n .! 123, 862, 282. 001 State-bank circul'n . i 81, 003.50 125, 791, 940. 00 77,352.50 128,323,880.00 77,335.50 1, 766, 523. 94 2, 844, 708.73 Dividends u n p a i d . . . 1, 612, 499. 50j $657, 877, 225. 00 214, 965, 633.67 111, 772, 985. 42 122,928, 084. 501 123,038,785.50 "77, 333. ""•' 50| "••' ' 77,328.50 1 2,876, 836. 34! 1,167, 262. 71 1, 564, 845,174.67J1, 485, 095, 855.70 25,118, 559. 39! 24, 922, 263. 36 4, 229, 511.42 4,456, 472.43 Due to nat'l b a n k s . . Due to State banks . Notes and bills rediscounted 297, 098, 933.41 137,067,285. 29 281, 994, 358.12 132,465, 337.41 10, 371, 343. 29 13,419,992.95) 15, 027, 632. 53 23, 660, 329. 51 25,598, 405. 72 Bills payable Cl'g-house loan e't's 3, 997, 265. 67 7,265, 719. 2 7, 028, 049.14 10,301,913.54 11, 501, 225. 76 11, 945, 000.00 Total 288, 296, 836.21 285, 081, 259. 25 135, 305,641.11 \ 141, 850, 726. 21 253, 082,126. 32 121,438, 255. 50 3, 003, 334, 970. 28J3, 010, 216, 220. 33J3, 0(51, 770, 825. 70 3,141, 487, 494. 85J3, 046, 938, 825. 59 T'stTiT Liabilities. MAY 4. 3,601 banks. 3,633 banks. I JULY 9. 3,652 banks. SEPTEMBER 25. DECEMBER 2. 3,677 banks. 3,692 b a n k s . $662, 518, 459.15 $667, 787,406.15 $672, 903, 597. 45! $677, 426, 870. 25 $677, 356, 927. 00 Capital stock. Surplus fund . Undivided p r o f i t s . . . | Nat'1-bank circul'n . State-bank circul'n . Dividends unpaid... Individual deposits TJ. S. deposits Dep'sU.S.dis.offic's Due to nat'l banks.. Due to State banksNotes and bills re- I discounted j Bills payable Liabilities o t h e r than those above stated Cl'g-house loan c't's Total FEBRUARY 26. 220, 515, 678.70 222, 491, 983. 46 ^A9 W\A 654. i!rt 95, 972, 506. 901l 1fU1, 502, 227,199, 041. 46! 227, 576, 485. 91 S7 AAH A79 1/1 1103,284,673.73 m '>«! R7Q 7 4 87,448,472.141 123,112, 529. CO! 123,447,633.00 123, 915, 643. 00| 131, 323, 301. 50 76,700.50| 74,118. 50 74,117. 50i 74,138. 50 | 4, 645, 261. 20 1,453,735.58 1, 338. 745. 25i 2,104,185.98 ,483,450, 033.17jl , 575, 506, 099.18 1 ,535,058,568.7311, 588, 318, 081. 37 1 24, 411, 606.10 21, 523,185. 64| 15, 700, 672. 401 24, 923, 4G2. 24J 4, 781, 045. 75 4,387,991.08 4, 566, .660. 33 4, 323, 333. 50 280, 514, 008. 37 277, 560, 322. 78 270,744,474.60 288, 576, 703. 96 142, 324, 866. 94 142, 455, 768. 77] 137, 727, 372. 05 142,018,070.06 I 21, 981, 952. 56 17, 330, 630. 55 16, 604, 735. 21] 19, 719, 695. 08 8,482,5J42.63 7,456,781.57! 10, 778, 944. 87 8, 067, 812. 86 1,144, 416. 46! 228,221,530.31 108,116, 263.56 134, 792, 873. 25 74,118. 50 1, 503, 539. 69 602, 052, 766.59 14, 478, 542. 91 3, 955, 227. 37 292, 480, 956.07 149,334, 721. 20 16, 325, 642. 89 7, 994, 514.30 1,178, 586.43 285, 000.00 . 3 , 065, 002,152. 30|3,167, 494, 901.17;3,113, 415, 253.1 '•$, 213, 080, 271. 02 3,237, 866,210. 07 1892. Liabilities. MARCH 1. MAY 17. JULY 12. SEPTEMBER 30. DECEMBER 9. 3,711 banks. 3,734 banks. 3,759 b a n k s . 3,773 b a n k s . 3,784 b a n k s . Capital stock. Surplus fund Undivided profits... Nat'l-bank circulat'n State-bank circulat'n $679,970,110.00 $682, 232,158. 00 $684, .678, 203.25 $686, 573, 015. 00 $689, 698,017. 50 Dividends unpaid... Individual deposits. U.S. deposits Dep's U. S.dis.offic'rs Due to national ba'ks Due to State banks. Notes and bills rediscounted Bills payable Liabilities o t h e r than those above stated 3, 904, 292.83 1, 470, 937.98i 1, 657, 310. 34 3,888,865.781 1,308,137.97 " L, 765, 422, 983. 68 1, 764, 456,177.11 702, 240, 957. 6«|l 743, 787, 545."10 1.I, 753, 339, 679. 861, 10, 823, 973. 08 12, 757, 046. Oil 11,911,030.77 9, 828,144.24| 9,673,349.92 3, 356, 091. 3, 800, 323. 51 4, 044, 734. 04, 3, 625,107.19 4, 034, 240.37 372, 985,405. 11 361, 593,119.06 367,143, 324. 53 352, 046,184. 05! 323, 339, 449. 03 181, 688, 074. 58 181, 538, 222. 87 188, 683, 254. 94 178,607, 018. 34j 160, 778,117.18 Total 234, 069, 984. 34 96, 574, 522. 85 235,192,004. 95 103, 376, 029. 20 238, 239, 970. 94 88, 227, 388. 88 238,871,424.84 101, 652, 754. 66 239, 931,932.08 114, 603, 884. 52 137, 627,107. 2P 75, 097. 50 140, 052, 343. 50| 71, 507. 50| 141, 061, 533. 00 75, 076. 50 143, 423, 298. 00 75, 076. 50 145, 669,499. 00 74,176. 50 8, 517, 205. 36 3, 876, 404. 20 9,090, 080. 27 3, 816,163. 49 9,181, 650.14 4,581,163. 01 17,132,487.71 l 6, 549,163.65 15, 775, 618. 63 9, 318, 249. 82 1, 013,181. 26 1, 092, 506. 20 498, 983. 87 1, 979, 746.97 1,688,817.56 3, 436, 672, 358.56.3, 479, 035,128.44J3, 493, 794, 586. 713, 510, 094, 897.46|3, 480, 349, 667.19 ;^I^ — _ - —— ~ 274 REPORT OF THE COMPTROLLER OF THE CURRENCY. AGGKKGATE RKSOURCKS AND LIAJUMTIFS OF THK NATIONAL JIARCH 6. Resources. Loans and discounts Bonds for circulation Bonds for deposit TJ. S. bonds on band Otber stocks and bonds Duo from reserve agents... Due from national! banks.. Due from State banks Heal estate, etc Current expenses .. Premiums paid Cash items Cleaving-bouse exchanges.. Bills of other banks Fractional currency.. „ Specie ,. .. Le^al-tender notes TJ. S. certificates of deposit. 5% fund with Treasurer .. Due from TJ. S. Treasurer.. Total.... 3.806 banks. 3,830 banks. !,l.'9.fil 4, 092. 48 $ 170,006, 550. 00 I 15,351, 0(>0.00 ' 4, 372, 000. 00 153,420, 770.66 202,612, 051.30 124,381, 884. 35 30, 126, 300.21 89,710, 408. 54 10, 992, 932. 60 13,270, G9L 10 18, 755, 010. 52 125, 142, 830. 74 18, 248, 706. 00 045, 532.50 208,341, 816.42 90, 935, 774, 00 14, 675, 000. 00 7,401, 830. 74 1, 322, 444. 60 3, 459, 721, 235. 78 3, 432,176, 697. 25 JULY 12. OCTOBER 3. 3,807 banks. 3,781 b a n k s . ?1, 843, 634,167. 51 206, 463, 850. 00 14,816,000.00 2, 760, 950. 00 148, 569, 950. 46 158, 490, 644. 28 94, 740, 014. 97 24, 229,106. 82 89,151,776.08 11,071,996.65 13,981,867.44 15, 359. 764. 56 106,181 394. 59 22, 402, till. 00 1,026,813.90 224, 703, 860. 07 114,709,352.00 7, 020, 000. 00 8, 977, 414.. 18 1, 262, 749. 85 3, 213,261, 731. 94 3,109, 563, 284.36 REPORT OF THE COMPTROLLER OF THE CURRENCY. 275 BANKS FROM OCTOBER, 1863, TO OCTOBKR, 1893—Continued, 1. § 9 8 . I I MARCH 6. JULY 12- OCTOBER 3. Liabilities. 3,806 banks. 3,830 banks. 3, 807 banks. 3, 781 banks. $688,642,876.00 $688,701,200.00 $685, 786,718.56 $678, 540,338. 93 Surplus fund Undivided profits 245, 478, 362. 77 103, 067, 550.15 246,139,133. 32 106, 966, 733. 57 249,138, 300. 30 93,944, 649. 73 246, 750,781. 32 103, 474, 662. 87 National-bank circulation . . State-bank c i r c u l a t i o n . . . . . . 149, 124/818. 00 75, 075. 50 151,694,110.00 75, 075. 50 155, 070,821. 50 75, 072.50 182, 959, 725. 90 75, 069. 50 Dividends unpaid Individual deposits IT. S. deposits Deposits U. S. disbursing officer 1 350,392.19 1,751 439,374.14 9 813,762.17 2, 579, 556. 38 1, 749, 930, 817. 51 9, 657, 243.49 3, 927, 760. 44 4, 293, 739. 93 ! Capital stock Due to national banks Due to State banks Notes and bills rediscounted Bills payable Liabilities other than those above stated Total 304, 166, 14, 18, 785, 336. 62 901,054.78 021,596.43 180, 228.71 2, 913,047. 88 3, 459, 721, 235. 68 3, 879, 673.50 2, 874, 697. 59 1,556,761,230.17 1,451,124,830.55 10, 379, 842. 66 10, 546,135. 51 3,32J,271.84 275, 127,229.28 153,500.923.9 18, 953, 306. 98 21, 506, 247. 53 218, 913, 573. 51 125, 979, 422.16 29, 940, 438,56 •31,381,451.27 3, 051, 379. 82 28, 689, 265. 08 3, 432,176, 697. 25 3,213,261,731.94 3,776,438.21 226, 423, 979.06 122,891,098.21 21,006,737.01 27, 426, 937.54 31, 632, 352.16 3,109, 5C3, 284. 36 A SUMMARY OF THE STATE AND CONDITION OF THE NATIONAL BANKS ON DECEMBER 9, 1892, MAHCTT 6, MAY 4, JULY 12, AND OCTOBER 3, 1893. Arranged by States, Territories, ami Reserve Cities. NOTE.—The abstract of each State is exclusive of any reserve city tliereiu. 277 278 REPORT OF THE COMPTROLLER OF THE CURRENCY. ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892, MAINE. Resources. DECEMBER 9 MARCH 6. MAY 4. JULY 12. 81 banks. 83 b a n k s . 83 banks. 83 b a n k s . OCTOBER 3 . 83 banks. Loans and discounts. $22,012,128.22 $21, 860,437. 70 $22, 633, 020. 24 $22, 539, 567. 26 $21,342, 098.40 3, 848, 900. 00 3, 951, 400. 00 Bonds for circulation. 3, 951,400. 00 3, 971, 400. 00 4, 246, 900. 00 190, 000. 00 180, 000.00 Bonds for deposits.... 190,000.00 190, 000.1)0 190, (00. 00 500. 00 500. 00 U. S. bonds on hand.. 500 00 500.1)0 500. 00 1, 903, 756. 77 Other stocks and b'ds 1,894,193.58 1,940,766.24 1,934,114.95 1, 937, 355. 23 2,154, 240. 89 2, 372, 052. 55 Due from res've agt's 2, 348,028. 03 2, 077, 297. 09 2, 483, 624. 70 759, 352. 86 787, 773.16 773, 854. 92 Due from nat'l banks 712, 694. 25 721, 097.13 48, 456.13 90, 889. 63 54, 696. 62 Due from State banks 76, 558. 24 112, 288. 85 603, 499. 40 598, 984. 33 591,379.93 Banking house, etc... 609, 030. 26 597, 919. 38 32, 393 96 33, 338. 31 31,893.96 33, 425. 71 Keal estate, etc 35, 693. 96 63, 455. 98 25, 897. 30 94, 306. 41 68, 388. 41 Current expenses 74, 266. 86 124,161.02 116,857.49 139, 385. 57 122,969.63 Premiums paid 118,701.19 204, 353. 99 238, 804. 92 220, 340. 08 198,365.97 (Jcash items 194, 552. 58 97, 570.73 122, 470.16 109, 798. 56 100, 976. 81 Clear'g-house exch'gs 77, 597. 89 282, 396. 00 332, 430. 00 420,930. 00 312, 257. 00 Bills of other banks.. 299, 540. 00 7,431.88 7, 493. 31 7, 654. 40 5, 807. 77 Fractional currency.. 7, 959. 91 995, 778. 85 1, 029, 235. 82 1,114, 389.13 * 990,634.56 Specie 1,055,580.79 292,330. 00 355, 393. 00 369, 330. 00 275, 050. 00 Legal-tender notes.... 300, 282. 00 U. S. cert's of deposit. 5 % fund with Treas. 173, 237. 25 171,770.25 165,812.75 177, 312. 75 187, 655.25 Due from U. S. Treas 5, 840. 00 5, 000. 00 4,190.00 3, 800. 00 11,430.00 34, 027,471.90 33,749, 753. 41 34, 532, 684.25 Total 34,914,786. 70 34, 306, 880. 80 NSW 54 banks. Loans and discounts. $12, 589, 651. 06 2, 938,000.00 Bonds for circulation. 175, 000. 00 Bonds for deposits... 15,100.00 U. S. bonds on hand. 2,317,490.14 Other stocks andb'ds 1, 619, 468. 60 Due from res've agt's. 363,031.62 Due from nat'l hanks. 40, 202. 71 Due from State banks 263, 890. 65 Banking house, e t c . . 33, 665. 99 Keal estate, etc 78, 801. 47 Current expenses 127,934.22 Premiums paid 157, 335. 78 Cash items Clear'g-house exch'gs Bills of other banks.. 232, 076. 00 Fractional currency.. 7, 638. 30 Specie 532, 762.44 Legal-tender notes... 200, 905. 00 TJ. S. cert's of deposit 5 % fund with Treas. 132, 210. 00 Due from U. S. Treas. 40.00 Total 21, 825,203. 98 HAMPSHIRE. 54 banks. 54 banks. 53 banks. 51 banks. $12, 260, 699. 52 $12, 250, 523.45 $11, 898,167. 79 $10,918,692.54 3,231, 000. 00 3, 271, 000. 00 3, 397, 500. 00 3, 689, 000. 00 175, 000. 00 175, 000. 00 175, 000. 00 175, 000. 00 15,100. 00 15,100. 00 75,100.00 100. 00 2, 377, 301. 34 2, 357, 483. 40 2, 355, 342. 24 2,182,259.82 1,298,899.18 1,257,009.41 1, 589, C66. 21 1, 702, 967. 55 219,768.88 203, 796. 02 267, 194. 51 157,885.13 11, 630. 08 15, 594. 84 29,041.82 143,362.87 261,836.94 266, 797.