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ANNUAL REPORT
OF THE

COMPTROLLER OF THE CURRENCY
TO THE

SECOND SESSION OF THE FIFTY-THIRD CONGRESS

OF

THE

UNITED STATES.

DECEMBER 4, 1893.

IN TWO VOLUMES.
VOLUME I.

WASHINGTON:
GOYERNIENT PRINTING OFFICE.




1893.




TREASURY DEPARTMENT,
Document No. 1649.
Comptroller of the Currency—2d ed.

TABLE OF CONTENTS.
Page.
Jieport submitted to Congress
3
Number of national banks in operation
3
llesources, liabilities, surplus, undivided profits, and circulation outstanding
3
Nat ional banks organized during the year
3
National banks whose corporate existence was ex fended
3
National banks which suspended business
3
National banks which resinned business
3
National banks organized, receiverships, voluntary liquidations, corporate extensions and expirations
4
'Resources and liabilities of national banks on five dates during year
4
(,'omparison with previous year
5
Effect of monetary stringency during the year
0
Contraction in volume of money
0
Changes in number, capital, and circulation of national banks during the yea:1, etc
7
Policy of Comptroller relative to organization of national banks
7
Banks other than national
7
Suspension of national banks
10
.Resumptions
10
Analysis of suspensions and resumptions
10, u
Dividends to creditors, and assessments upon shareholders of national banks
13
Suspension and resumption of banks other than national
13-15
Clearing-house loan certificates
15-17
Lawful money reserve
1 ?-] 9
Amendments to present law recommended
19-24
Currency legislation
24
Conclusion
25
APPENDIX.
Names and compensation of officers and clerks
29
Expenses of the Bureau for the fiscal year
30
Digest of national-bank decisions
:;]
National banks organized, in liquidation and in operation, with capital, bonds, and circulation
issued and redeemed and outstanding on October 31, 1893
70
Number and capital, by States, of national banks organized during the year ended October 31,
71
Number of national banks in each State in operation on October 31, 1893
71
Classification and number of national banks passed out of the system since February 25,18G3...
71
Number and authorized capital of national banks organized and closed, annually, 1863 to 1893 ..
72
Number and capital, by States, of national banks whose corporate existence was extended
under act of J u l y 12, 1882
72
Number, capital, and circulation of national banks, whose corporate existence will expire
annually from 1894 to 1903
7;j
Title, capital, and circulation of national banks, expired during the past year, succeeded b\
other associations with, same or different title
7:;
Number, capital, and circulation, by States, of national banks extended during the year ended
October 31, 1893.
73
Title, date of expiration, capital, bonds, and c i r c u l a t i o n - ^ associations whose corporalr
existence will expire during the year ending Octob.er 31,1 >$i.. t
74
Title, date of suspension, capital, and circulation of national banks placed in the ham!;- of
receivers during the year ended October 31, 1893
,
75,70
I




II

CONTENTS.

Page.
Title, date of closing, capital, and circulation of associations which went into voluntary liquidation during the year ended October 31, 1893
:
77
Title, capital, dates of suspension and resumption of national banking associations which suspended business during the year ended October 31, 1893
78
Title, capital, and date of suspension of national banks in the hands of examiners at the close
of the year ended October 31. 1893
79
Number, and capital, by States, of national banks which suspended, resumed, and failed, and
were placed in charge of examiners during the year ended October 31, 1893
80
Authorized capital stock, bonds on deposit, circulation secured by bonds, lawful money deposit
to secure circulation, and circulation outstanding, on the first day of each month from January,
1872, to November, 1893
81-84
Changes in capital, bonds, and circulation of national banks by geographical divisions
85-89
Changes in national-bank circulation during each of the years ended October 31, 1886. to 1893,and
the amount of lawful money on deposit at the close of each year
90
Additional circulation issued and lawful money deposited from June 20, 1874, up to October 31,
1893
91
National-bank circulation outstanding and bonds on deposit on October 31, 1893
92
Profits on national-bank circulation upon a deposit of 2, 4, and 6 per cent bonds
93
Quarterly changes of national-bank circulation from January 14, 1875, to October 31, 1893
94
National-bank notes issued, redeemed, and outstanding in each year from 1864 to 1893
95-97
National gold bank notes issued, redeemed, and outstanding October 31, 1893
98
National-bank notes issued during the year ended October 31. 1893, and total amount issued,
redeemed, and outstanding
98
Monthly statement of "additional" circulation issued from 1883 to 1893
98
Amount by denominations of national-bank notes issued, redeemed, and outstanding since the
organization of the system and the amount outstanding on October 31, 1893
99
Incomplete national-bank currency issued by the Bureau during the year ended October 31, 1893
99
"Additional circulation''issued and retired during the year ended October 31, 1893, and total
amount issued and retired since June 20, 1874
100
National-bank notes received monthly for redemption by the Comptroller and the redemption
agency during the year ended October 31, 1893, and total amount received since approval of
the act of June 20, 1874
101
National-bank notes received and destroyed yearly at this Bureau since the establishment of
the system
101
Amount of tax on circulation, cost of redemption, assessment for plates and examiners' fees,
during the year ended June 30, 1893, and annually 1883 to 1893
102
Title, capital, and bond deposit of national banks without circulation
102
Amount and kinds of bonds on deposit to secure circulation and amount owned and held by
national banks for other purposes on June 30, 1865 to 1893
103
Amount and kinds of bonds on deposit to secure circulation of national banks on October 31,
1882 to 1893, inclusive
103
Interest-bearing bonded debt of the United States from 1865 to 1893
104
Market price of United States bonds by weeks during the year ended October 31, 1893
105
Investment value of United States 4^ and 4 per cent bonds each quarterly period from January,
1885, to October, 1893
100
Number'and capital of national banks, by States, amount of United States bonds held on Octoiber
3, 1893, minimum required, and excess held on that date and on September 30, 1892
107,108
Number and capital of national banks, by States, with capital of $150,000, under and over, and
increase or decrease during the year
109-112
Resources and liabilities of national banks from 1864 to 1893, inclusive
113,114
Resources and liabilities of national banks in reserve cities, etc.. on October 3, 1893
115
Highest and lowest point reached, principal items of resources and liabilities of national banks
since 1866
110
Percentages of loans. United States bonds and specie, to aggregate funds of national banks, 1880
to 1893
110
Classification of loans by national banks at similar dates during the past five years
117,118
Classification of loans by national banks in New York City for the past eight years
119
Classification of loans by national banks in the reserve cities and States on October 3, 1893
119,120
Amount and kind of coin and coin certificates held by national banks in 1888 to 1893, inclusive
121-128
Total amount of coin and coin certificates held by national banks on or about September 30,
1889 to 1893
129, 130
Changes in deposits and reserve of national banks since June 20, 1874, and average for past
twenty years
130.131
Classification of the lawful money reserve of national banks on October 3, 1893
132.133




CONTENTS.

Ill

Page.
Aknpunt of deposits arid reserve required and held by national banks on date of eaeli call during
the year ended October :i 1803
134
Liabilities and reserve required and held by national banks on three dates in 1888 to 1893
135-137
Number of banks, net deposits, reserve required and held by national banks from October 5,
1887, to October 3, 1893
138,139
Number of national banks, reserve required and held, classification of reserve, by geographical
divisions, from March 7, 1884 to October 3, 1893
140-149
Average weekly deposits, circulation and reserve of national banks in New York City, from
September 3, 1887 to November 4. 1893
150
Movement of the reserve of national banks in New York City during October, from 1878
to 1893
151
Earnings and dividends of national banks from September 1. 1892 to September 1, 1893
152-159
Ratios of dividends and earnings to capital and to capital and surplus, by States and reserve
cities, from March 1, 1881), to September 1, 1893
160,161
Earnings and dividends of national banks and ratios of, to capital, etc., geographically arranged,
from September, 1884 to September, 1893
162,163
National banks in voluntary liquidation under sections 5220 and 5221. Revised Statutes.United
States
164-175
National banks in voluntary liquidation under section 7, act of July 12, 1882, succeeded by
associations with similar titles
176
National banks in voluntary liquidation for the purpose of reorganization
177,178
National banks in voluntary liquidation under section 7, act of July 12, 1882
179
National banks placed in the hands of receivers since organization of system
180-191
Capital, surplus and undivided profits, and other liabilities of national banks which failed during
the year ended October 31., 1893
192-194
Receiverships closed during the year ended October 31, 1893
194
Dividends paid, to creditors of insolvent national banks during the past year
195,196
Inactive receiverships
196
Insolvent national banks, assets, collections, disbursements, expenses of receiverships, dividends paid, etc.. 1864 to 1893
198-213
Clearings and balances, New York Clearing House Association, for years ended October 1, 1892,
and 1893
214
Transactions of the New York clearing house from 1854 to 1893, inclusive
215
Clearing-house transactions of the Assistant Treasurer, United States, at New York, for the
year ended October 1, 1893
215
Comparative statement of exchanges of the clearing houses of the United States for the
months of October, 1893, and 1892
216
Comparative statement of exchanges of tlie clearing houses of the United States for the weeks
ended October 28, 1893, and October 29, 1892
217
Comparative statement of exchanges of the clearing houses of the United States for the years
ended on September 30. 1893, and 1892
218
Abstract of reports of condition, etc., of State banks, loan and trust companies, savings and
private banks
219-246
Reports of condition of the National Savings Bank, the National Safe Deposit Savings and
Trust Company, the Washington Loan and Trust Company, and the American Security and
Trust Company, of "Washington, D. C
247-251
Condition of the Canadian banks
251
Aggregate resources and liabilities of the national banks from 1863 to 1893
253
Summary of the state and condition of national banks on dates of report during the past year..
4
General index
329
Report of each, national bank at close of business October 3,1893
Yol. u




EE PORT
OF

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, December 4, 1893.

SIR: In compliance with law I have the honor to herewith submit
for the consideration of Congress the annnal report of the Comptroller
of the Currency. It covers the year which ended October 31,1893, and
is the thirty-first report made since the organization of the Bureau.
The records of the Bureau show that at the close of the year the total
number of national banks in active operation was 3,796, with an
authorized capital stock of $683,598,120, represented by 7,450,000
shares, held by 300,000 shareholders.
On October 3, the date of their last report of condition, the total
resources of the 3,781 banks then in operation was $3,109,563,284.36,
of which their loans and discounts aggregated $1,843,634,167.51, and
money of all kinds in bank $369,862,636.97. Of their liabilities $1,451,124,330.50 represented individual deposits, $339,153,447.54 surplus and
net undivided profits, and $182,959,725.90 circulating notes outstanding.
The total amount of circulation of national banks, October 31, as shown
by the books of the office, was $209,311,993, a net increase during the
year of $36,886,972 and a gross increase of $40,775,165 on circulation
secured by a deposit of bonds.
During the year 119 banks were organized in thirty-two States and
Territories, with a capital stock of $11,230,000. Of these 44, with a
capital stock of $5,135,000, are located in the Eastern States, 41 west
of the Mississippi River, with a capital stock of $2,340,000, and 34 in
the Central and Southern States, with a capital stock of $3,755,000.
The number of banks whose charters w^ere extended was 40, distributed throughout twenty-five States, with a capital stock of $5,046,000,
and circulation to the amount of $1,585,925. The charters of 4 expired,
but in each instance the banks were succeeded by new associations.
Within the same period 158 banks suspended, with a capital stock
of $30,350,000. Of this number, however, 86^ with a capital stock of
$18,205,000, resumed business. The number which passed into the
hands of receivers was 65^ with a capital stock of $10,935,000. On
October 31 seven remained in the charge of examiners, with prospects of speedy resumption. Forty-six banks, with a capital stock of
$5,735,000, went into voluntary liquidation.
By comparing the foregoing synopsis of the history of the banks for
the year ended October 31, 1893, with that of the year ended October
31, 1892, as the same is set forth in the Comptroller's Eeport for that
year, the following changes are noted: The number of banks organized decreased 44? receiverships increased 48, voluntary liquidations
3




REPORT OF THE COMPTROLLER OF THE CURRENCY.

decreased 7, corporate extensions decreased 47, and expirations ofcojfr
porate existence decreased 7. The total gain in the number of active
banks was 8.
The varying condition of the banks throughout the year appears
from the following abstract of the reports of condition, made in response
to the five calls required by law.
SUMMARY OP THE STATE AND CONDITION OP EVERY NATIONAL BANK REPORTING
DURING THE YEAR ENDED OCTOBER 3, 1893.
D e c . 9,1892.

M a r . 6,1893.

M a y 4, 1893.

J u l y 12, 1893.

Oct. 3,1893.

3,784 b a n k s .

3,806 b a n k s .

3,830 b a n k s .

3,807 b a n k s .

3,781 b a n k s .

RESOURCES. .

Loans and discounts. $2,166,615,,720. 28 ( $2,159,614,092.48 $2,161,401,858.59 $2,020,483,671. 04 $1,843,634,167* 5 1
TJ. S. bonds to secure
170, 096,550." 00 172,412, 550. 00 176, 588, 050.00 206,463, 850.00
circulation
166,449,
U. S. bonds to secure
deposits
15,351,000.00
15, 256, 000.
15, 321,
15, 261,000.
14,8.16; 000. 00'
U. S. bonds on hand .
3, 519, 550.
3, 078, 050.
4,148,
4, 372,600. 00
2,700,950. 00
Stocks, securities, etc
150,747, 862.
149, 690, 701.
153,420,770. 68
148,509,950.46
Due from reserve 153,648,
agents
159, 352, 677.
174, 312,119.
202,612,051.30
158,499,644.28
Due from national 204,948,
banks
I l l , 956, 506.
121, 673, 794.
124,384, 884. 35
94,740,014.97
Due from State banks 142, 623,
and bankers
27, 211, 234.
32,681, 708.
34, 403,
30,126, 300. 21
24, 229,106. 82
Banking house, furniture, and fixtures
72,750, 830.
73,386, 921.
72, 294,
72, 680, 344.23
72,322,826.68
Other real estate and
mortgages owned .
16, 632, 446.
16, 646, 853.
17, 030, 064. 31
16, 828, 940.40
Current expenses and 15,926,
taxes paid
4, 892, 772.
11, 746, 470.
14,204,
10, 992, 932. 60
11,071,99(5. .6.5
Premiums on U. S.
bonds
11, 933,004.
12, 935, 077.
13, 270, 691.10
13,981,867.44
Checks and other cash 13, 913,
16, 707, 680.
items
17, 546, 973.
16, 755,
18, 755, 010. 52
15,35!), 761.56
Exchanges for clear107, 765, 890.
ing house
114, 977,271.
125,142, 839. 74
106,181, 394.59
Bills of other national 110, 522,
20,135, 054.
banks
20, 085, 688.
20,488,
18, 248, 706. 00
22,402,611.00
Fractional currency,
945, 532.50
952. 332.
952, 810.
1,026,818.90
nickels, and cents .
893.
224,703,860. 0J7
208,341,816.42 207, 222,141.
186,761,173.
Specie
114,709, H52.00
90, 935, 774. 00 103, 511,163.
95, 833, 677.
Legal-tender notes .. 209, 895!
TJ. S. certifs. of de- 102,276,
14, 675, 000. 00
6, 470,
6, C60, 000.
7,020,000.: 00
posit
12,130, 000.
Five per cent redemp7, 401, 830.
7, 600, 604.
8,977,414-13
tion fund
7, 282,
7,467, 989.
Due from Treasurer
other than 5 per
1,262,749.85
1,019, 074.42
cent fund
1, 322,444.60
1, 268,405.0c
1, 556, 891.
Total.

3, 480, 349, 667.19 3,459, 721, 235. 78 3, 432,176, 697.25 3, 213, 261, 731. 94 3,109,563, 284'. &

LIABILITIES.
688, 642,, 876. 00 688,701, 200. 00 685,786, 718. 56 678,540,338.93
Capital stock paid in. 689, 698, 017.
245, 478,, 3362. 77 246,139,133.32 249,138, 300. 30 246,750, 781. 32
239, 931, 932.
Surplus fund
103, 067, 550.15 106, 9G6,733.57
93, 944, 649. 72 103, 474, 662-87
Undivided profits ... 114, 603, 884.
National-bank notes
145, 669, 499. 00 149,124,818.00 151, 694,110.00 155,070,821.50 182, 959,725,90
outstanding
State-banknotes out75,069.50
75, 075. 50
75, 072. 50
74.176. 50
standing
YD, I075. 501
2,874,697; 59
2, 579, 556. 38
3, 879,673. 50
1, 308,137.
Dividends unpaid ...
1, 350, c392. 19
Individual deposits . 1, 764, 456,177. 1,751,439,374. 1 4 1 , 749,930, 817. 5111, 556, 761, 230.17 1,451,324.330.55
9, 657, 243.49
10, 379, 842. 66
9, 673, 349.
9,813, 7762. 17
U.S. deposits
10,546i 135, 51
Deposits of U. S. dis3,927, 760.
3,321,271.84
4, 293,739. 93
4, 034, 240.
bursing officers
3,776,438. 21
Due to other national
304,785, 336.
275,127, 229.28 238, 913, 573. 51
323, 339,449.
banks
226,423,979.06
Due to State banks
160, 778,117.
166, 901, 054.
153, 500, 923. 94 125, 979,422.16
and bankers
122,891,098.21
Notes and bills re18, 953, 306. 98
29,940, 438.56
21, 066,737.01
596.
14,
021,
15, 775, 618.
discounted
21, 506, 247. 53! 31, 381, 451.27
27, 426, ttff. 54
18,180, 228.
9, 318, 249.
Bills payable
3,051,379.82!
28,689,265.68
31,632,35^.16
2, 913, 047.
1, 688, 817.
Liabilities, other

Total

3,480, 349, 667.19 3,459, 721, 235. 78'3,432,176,




097. 25J3, 213, 261, 731. 94 3,109, 663,284.3

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

5

A comparison of the figures of 1893 with those of 1892 in the foregoingtable will indicate to what extent ami in what respect the nationalbanking interests of the country suffered from the severe and unusual monetary stringency which characterized the greater portion of
the past year. Compari »; their aggregate resources or liabilities on
October 3, 1893, with tho, of September 30, 1892, it is found they were
$400,531,613 less, being but $3,109,563,284 on the former date as against
$3,510,094,897 on the latter, the highest point ever reached in the history of the national-bank system. This unparalleled shrinkage in liabilities is accounted for by a decrease between the dates mentioned in
the following items, viz: Capital stock $8,032,077, individual deposits
$314,298,653, and bank and bankers' deposits $181,338,125. An increase
is shown in circulation outstanding to the amount of $39,536,428, in
liabilities of all kinds for money borrowed $54,464,628, and in surplus
and undivided profits $9,701,265.
Not less marked is the decrease in the items making up the resources
of the banks. It shows as follows: Loans and discounts, $327,406,926;
stocks, securities, etc., $5,965,564, and due from banks and bankers,
$132,054,654. Cash of all kinds on hand increased $21,991,191, including $8,410,815 in gold, and United States bonds held for all purposes
increased $40,601,250. These figures illustrate the far-reaching effect of
the year's financial depression and show that when panic-stricken depositors withdrew their money the banks of necessity, to meet the sudden
and extraordinary demands made upon them, called in their loans and
discounts, supplementing such amounts by borrowed money and the additional circulation which they were able to procure from the Government through a deposit of bonds.
A closer examination of the figures contained in the reports of condition made to the Comptroller shows this shrinkage to have occurred chiefly
between May 4 and October 3,1893. Within this period of five months
$298,806,487 of individual deposits and $79,313,076 of bank deposits,
a total sum of $378,119,563 was withdrawn from the banks. To meet
this withdrawal loans and discounts were reduced to the amount of
$318,767,691; amounts due from banks and bankers, $51,198,856,
and stocks, securities, etc., $2,177,912, and to provide against further
danger of withdrawals of deposits, which strongly menaced them, the
banks between the same dates increased their liabilities for money
borrowed in various ways $36,615,092, and through the taking out of
additional circulation $31,265,616, of which amount $27,888,905 was
taken out between July 12 and October 3, 1893.
The cash resources of the banks, which on May 4,1893, amounted to
$343,901,803, were $32,559,267 less on July 12, but between that date
and October 3 increased $59,520,1-0, amounting at the last-named date
to $369,862,637, the largest sum ever held by them. This was accumulated in the face of continued heavy withdrawals of deposits and is
the most practical demonstration chat could be had of the solvency of
the banks as a whole and their ability in an emergency to rapidly convert their assets into cash.
It is unnecessary to here enter upon a further or more specific analysis of these tables.
They comply in detail with the requirements of the
law, and show u a summary of the state and condition of every association from which reports have been received the preceding year, at
the several dates to which said reports refer, with an abstract of the
wholeamount of banking capital returned by them, of the whole amount
of their debts and liabilities, the amount of circulating notes outstand-




6

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ing, and the total amount of means and resources, specifying the amount
of" lawful money held by them at the times of their several returns."
The careful and unbiased student of the facts shown in this summary
must inevitably reach the conclusion that the cause which more than
all others contributed to bringing- about the stagnation of the past
months in commercial business, the suspension of manufacturing and the
closing of mills, was this unprecedented demand on the part of depositors
for money which the banks had distributed through the channels of trade
and which, to meet this demand, they were obliged to withdraw.
The situation made so dangerous for the banks by the action of depositors caused a sudden contraction of the volume of money needed
and already employed for business wants, prevented the making of new
loans and rendered it hazardous on the part of the banks to grant
renewals of credit, already extended. It is to be said, however, that
despite the dangers threatening them, the banks contributed in the
largest measure by a wise, judicious and, under all the circumstances,
generous course, to the prevention of a general commercial panic.
In evidence of this is the fact that at no time throughout the prolonged
monetary stringency AYas there complaint made to the Comptroller by
any depositor, creditor, or patron of a national bank on account of the
treatment accorded him, either as to cash payments of indebtedness,
or for any other reason.
So, too, it is worthy of remark that, when there is taken into consideration the widespread feeling of distrust so prevalent throughout these
months, the fact most deserving of comment is not that so many banks
closed their doors, but that so many were able to continue in operation.
No stronger evidence can be had of the honesty, conservatism, and
ability of those active in the management of the banks than the comparatively few failures which occurred, and no greater tribute can be
X>aid to the principles upon which the system as a whole is based and
administered.
Supplementary to the information which has already been given should
be added that which bears upon the corporate existence of the banks
of the system. The table on page 73 shows the title, capital, and
circulation of associations whose corporate existence expired by limitation during the year, and of the associations which succeeded them,
the new associations showing an increase in capital of $5,000 and an
increase in circulation of $30,250.
The table on page 73 shows by States the number, capital stock, and
circulation of the forty banks whose corporate existence was extended
during the year. Their aggregate capital stock was $5,04G,000, and
their circulation $1,585,925.
The table on page 74 shows the charter numbers, title, location, date
of expiration, capital, bonds, and circulation of the forty-nine associations whose corporate existence will expire during the year ending
October 31,1894. These associations are located in twenty different
States, with an aggregate capital of $6,708,000, and circulation amounting to $2,006,950.
The table on page 73 shows by States the number, capital, and circulation of associations whose corporate existence will expire during the
period from 1894 to 1903. Of these there are 77^, with an aggregate
capital of $117,275,850, and circulation of $32,467,992.
The table on page 72 shows by States the number and capital of the
1,466 banks, whose corporate existence has been extended since the
beginning of the system, located in forty States and Territories, with an




REPORT OF THE COMPTROLLER OF THE CURRENCY.

7

aggregate capital of $375,945,005. Of these, New York has 225, with a
capital of $72,872,460, Massachusetts 209, with a capital of $88,612,500,
and Pennsylvania 174, with a capital of $45,954,000.
Of the 119 banks organized, as shown in the table on page 71, Pennsylvania is first, with 25 banks, having a capital stock of $2,375,000,
JSTew York next, with 11 banks, with a capital stock of $2,050,000,
Texas and Iowa have 10 each, with capital of $610,000 and $500,000,
respectively. Wisconsin follows New York in amount of capital stock
of newly organized banks, having $1,750,000, although the number of
banks organized was but 5.
The marked difference in the number of banks organized during
the year ended October 31,1893, as compared with the preceding year,
arises largely from the changed monetary conditions, but is also due in
a measure to the very rigid rules now enforced in the granting of charters. It has become the policy of this Bureau to more carefully scrutinize all applications for authority to organize new banks, as the Comptroller appreciates the necessity of discrimination to protect the system from the entrance of associations whose weakness would be an
injury. To this end the Comptroller before approving an application
for authority to organize, satisfies himself in detail as to the business
experience and financial responsibility of each of the applicants, by
information obtained through inquiries from sources believed to be
reliable.
BANKS OTHER THAN NATIONAL.

That the general statement of the resources, liabilities, and condition of banks and banking companies other than national, namely,
State, savings, private banks, and loan and trust companies, may be
presented to Congress, as is required by law, the Comptroller, through
the courtesy of State officers having supervision of these institutions,
has obtained official returns from each State and Territory, excepting
Delaware, Maryland, South Carolina, Arkansas, Tennessee, Kansas,
Nevada, Oregon, Idaho, Montana, Arizona, and Oklahoma. A summary of this information is here given to complete a -resume of the
various banking interests of the country throughout the past year. It
will be found in detail in the tables which appear in the appendix.
At the close of the fiscal year ended June 30, 1893, there were in
operation in the United States 5,024 incorporated banks, banking institutions, and savings banks, and from 4,837, or 96 per cent, reports of
conditions were received, an increase of 419 over the number reporting
last year. The number of private banks from which reports were
received is 313 less than last year, but the net increase is 106.
In view of the fact that the returns from banks other than national
show their condition in most of the States prior to the financial stringency of 1893, the effect of that depression does not appear in these
statistics with respect to banks organized under State authority.
The total resources of the 4,837 incorporated and 848 private banks,
as shown by the returns from both official and unofficial sources, amount
to $3,979,008,533, of which loans and overdrafts are $2,348,193,077; United
States bonds, $149,982,221; State, county, etc., bonds, $407,709,961; railroad bonds and stocks, $133,729,231; bank stocks, $45,752,014; all other
bonds, stocks, and securities, $272,430,923; due from banks and cash on
hand, $250,700,719 and $205,645,203, respectively.
Of the liabilities the capital reported is $406,007,240; surplus and
undivided profits, $346,206,287; individual deposits, $1,285,311,723;
savings deposits, $1,785,150,957. The capital employed by the 3,579
State banks is $250,767,709, and their deposits $706,865,643. The re


8

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ported capital of the 228 loan and trust companies is $94,867,268, and
deposits $486,244,079.
The capital of the private banks is $26,943,075 and deposits
$68,552,696. Nearly 51 per cent of the resources of the 5,685 banks is
reported by the 1,030 savings banks, of which 614 are mutual and 381
stock savings institutions 5 the resources of the former, however, are
over 84 per cent of those of both classes. With the exception of two
banks in the Southern and 10 in the Western States, mutual savings
banks are confined to the Eastern and Middle States. Excepting 17 in
the Eastern and 7 in the Middle States, stock savings banks are located
in the Southern, Western, and Pacific States and Territories.
It also appears that while the entire deposits in mutual savings
institutions are u savings," the reports show that over 10 per cent of
the deposits in the other class are not of that nature, and the presumption is that the percentage is much greater, as it is known that
stock savings banks in certain States make no classification of deposits,
and yet transact a commercial as well as a savings bank business.
In the table on page 226 is shown the resources and liabilities of
both classes by States and geographical divisions, to which is appended
a statement of the number of depositors and the average amount due
each, by States, etc.
The table on page 237 is a consolidated statement of both classes,
showing the aggregate number of depositors, amount of savings deposits, and the average amount due each in each State. The average savings
deposit in the Eastern States is $359.48; in the Middle States, $362.21;
in the Southern States, $168.21; in the Western States, $328.11; in the
Pacific States and Territories, $661.22. The large average in the latter
division is due to the fact that the average amount due depositors in
the savings banks of California is $771.28; the average amount due depositors in that division, exclusive of California, being but $163.07.
On page 238 a table appears showing the growth of savings banks
from 1820 to 1893, the interesting features of which are the average
annual savings deposit and per capita deposit in each census year from
1820 to 1890, and annually since the latter date. The per capita deposit
in 1820 was but 12 cents; in 1830, 54 cents; 1840, 82 cents; 1850, $1.87;
1860, $4.75: 1870, $14.26; 1880, $16.33:1890, $24.35; and in 1891, 1892,
and 1893, $25.29, $26.11, and $26.63, respectively. The number of savings banks in 1820 was 10; the number of depositors, 8,635; the amount
of deposits, $1,138,576; and the average deposit, $131.86; the number
of banks this year is 1,030; depositors, 4,830,599; deposits, $1,785,150,957;
the average deposit $369.55; and per capita deposit, based on the estimated pormlation on June 1, last, $26.63.
The aggregate loans of savings banks amount to $1,047,270,478, of
which $763,579,985 are secured by real estate, $74,179,877 by collateral
other than real estate, and the remainder, principally, by personal security. The stock and bond investments amount to $799,372,476, of
which $129,610,783 are United States bonds, $398,606,298 State, county,
and municipal bonds, $121,519,071 railroad bonds and stocks, $44,466,725
bank stocks, and $105,169,599 other stocks, bonds, and securities.
The capital stock of national banks on July 12 last, and of other
banks, at date of latest returns to this Bureau, in each State and geographical division, is shown in the table on page 241. This table also
shows the amount of capital stock per capita of population in each
State. The total capital reported is $1,091,793,959, and the average
per capita $16.29. By comparison with similar returns for 1892, it
appears that there has been a shrinkage of capital to the extent of
about $20,000,000, the average per capita at that time being $16.33.



REPORT OF THE COMPTROLLER OF THE CURRENCY.

9

In tliisConnection data appearing in the table on page 242 showing
the toiai amount of banking funds at the command of national and
other banks, namely, capital, surplus, undivided profits and deposits,
will be of interest, for, while as heretofore stated, their total capital is but
$1,091,793,959, their aggregate banking funds amount to $6,412,939,954,
and is an increase of $22,845,826 over the amount held on the same date
in 1892. The estimated population of the United States on June 1 last
was 67,021,000, making an average, per capita, of these funds of $95.68,
as against an average of $97.42 in 1892.
The table referred to gives the average of these funds per capita of
population and the per capita averages in each class of banks, and in
all. The averages in each class are: National banks, $38.64; State banks,
$15.83$ loan and trust companies, $9.73; savings and private banks,
$29.93 and $1.55, respectively.
The amount of coin, paper currency, etc., held by national banks on
July 12, last, and by all other banks on or about the same date is shown
in detail in the tabie to be found on page 240.
The aggregate reported is $515,987,740, of which $310,342,537 was
reported by national banks and $205,645,203 by other banks; the total
holdings were: Gold coin, $103,417,876; silver coin, $15,315,656; specie
not classified, $15,093,221; paper currency, $264,602,355; fractional
currency and cash not classified, $117,558,632.
In the appendix, pp. 219-251, will be found tables showing the condition at the date of latest returns of State banks, loan and trust
companies,
savings banks and private banks; State banks from 1872-773 to 1892-7?93;
loan and? trust companies, 1888->89 to 1892->93; savings banks, 1888- 89
to 1892- 93; number of depositors, amount of savings deposits, and
aver?
age amount
due
each
depositor
in
savings
banks
by
States
189192
and
1892-?93; growth of savings banks from 1820 to 1893; condition of private banks in 1889-'93; condensed statement showing the aggregate
resources and liabilities of each and all classes of banks in 1892-'93;
the capital of national banks on July 12, 1893, and of all other banks
on or about the same date, and average per capita of population by
States; the population of the United States by States, the capital,
surplus, undivided profits, and deposits of national and other banks,
the average of these funds per capita, and the per capita averages in
each and all classes of banks; the cash holdings of national and other
banks on or about July 12, 1893; the number, assets, and liabilities of
State banks, etc., which suspended during the first eight months of 1893;
the number, assets, and liabilities of suspended State banks, etc., which
resumed business during the first eight months of 1893; the condition
of the loan and trust companies of the District of Columbia on October
3, 1893, and the condition of the Canadian banks on August 31, 1893.
A condensation of the foregoing for the sake of comparison with
national banks shows the principal items of resources and liabilities,
and the total resources of banks other than national, as indicated by
the latest returns to the Comptroller, to be as follows:
It-ems.
Loans
United States bonds
Other bonds
Capital
•Snrplns and undivided profits . . .
Deposits
Total resources




State banks.
$763, 051, 774
412, 654
76,143, 722
250, 767, 709
103,137, 836
706, 865, 643
1,130, 725,537

Loan and trust J
companies, i Savings banks. Private banks,
$462, 823, 514
18,486, 636
110, 338, 265
94, 867, 268
70,771,477
486, 244, 079
726, 664,506

$1, 047, 270, 478
129, 610, 783
669, 761, 693
33, 429,188
163,473,173
1,808, 800, 262
2,013,775,147

$75, 047, 311
1, 472,148
3, 378, 449
26, 943, 075
8,823, 801
68, 552, 696
107, 843, 343

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.

That comparison is herewith, made:
Xational banks.
Loans, etc
United States bonds .
Ali other bonds.
Capital stock
Surplus and profits
Deposits
•
Total resources

1
j
I
|

$1, 843, 634,168
224, 040, 800
148, 569, 950
678,540,339
350,225,444
1,465, 446, 904
3,109,563,284

All other banks.
$2,348,193, 077
149,982, 221
859,622,12S
406,007, 24C
346,206, 281
3, 070,462, 68(1
3,979,008, 533

SUSPENSIONS OF NATIONAL BANKS.

In the introductory pages of this report is indicated the number oi
associations u whose business has been closed during the year." In
the appendix will be found tables giving in detail names, location, circulation redeemed and outstanding, voluntary liquidations, failnres, and
temporary suspensions of banks as is required by the statute to be furnished to Congress, together with such other facts as are necessary.
It does not seem essential, nor would it be possible to enter into a
minute statement of all the circumstances attendant upon the closing
of the banks during the past year. It is sufficient to say that the cause
which brought about the large proportion of such suspensions was the
action of depositors who, becoming doubtful of the solvency of the
banking institutions of the country, withdrew their deposits. The result was that many banks after paying out on the one hand all the
money in their vaults and failing to collect their loans on the other, suspended and passed into the hands of the Comptroller. With a full
knowledge of the general solvency of these institutions and the cause
which brought about their suspension, the policy was inaugurated oi
giving all banks, which, under ordinary circumstances would not have
closed, and whose management had been honest, an opportunity to resume business. This policy was one which seemed to commend itself to
the Comptroller as proper to pursue under the circumstances, and it
is believed the results have justified the experiment of its adoption.
In no instance has any bank been permitted to resume on money borrowed or for which as an association it has become liable. Whenever
those active in the management of the banks resuming, either as executive officers or directors, have been debtors to such banks, their indebtedness has been paid or secured, and whenever impairment of capital stock has been found, such impairment has been made good, either
by voluntary or enforced assessment on the shareholders. In a number of instances changes have been made in the directory and official corps of resuming banks. The criticism to be made upon the management of these banks was the improper distribution of their loans, a
circumstance which greatly retarded the conversion of such loans into
money at a time when it was needed to avoid suspension.
Of the banks which failed to resume many had long been under the
continual criticism of this Bureau for violations of law and imprudent
methods of banking, and the closing of them was only hastened by the
general condition of financial affairs. Some failed because of criminal
acts on the part of the officials in charge, and others because of a lack
of proper appreciation of the purposes of a bank.
An analysis of the suspensions and failures which occurred shows thai
during the year 158 national banking associations, as heretofore stated,
were compelled to suspend business, being 4.09 per cent of the numbei



REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

of existing associations. Their capital stock aggregated $30,350,000,
or approximately 4.3 per cent of tlie paid-in capital stock of all the
banks in the system.
Of the banks which suspended 65, or 41.14 per cent, with a total capital
stock of $10,935,000, were insolvent, and required the appointment of
receivers; 8$, or 54.43 per cent, with a capital stock aggregating
$18,205,000, were able to resume business and 7, or 4.43 per cent, with a
capital stock of $1,210,000, were placed in charge of examiners in the
expectation of resumption. Of the suspended banks two were located
in the New England States, both in New Hampshire, with a total capital stock of $250,000, for each of which a receiver was appointed.
In the Middle States there were three suspensions—two in New York,
with a total capital stock of $500,000, and one in Pennsylvania, with a
capital stock of $50,000. Those in New York were placed in the hands
of receivers, and the one in Pennsylvania in charge of an examiner
pending proposed resumption.
There were 38 suspensions in the Southern States, the capital stock
involved aggregating $8,815,000. Of these 19, with a total capital stock
of $5,630,000, resumed business, and the same number, with a total capital stock of $3,185,000, failed. In this geographical division, Texas
furnished the greatest number of suspensions, namely 12, with a total
capital stock of $1,480,000, of which 6, with a total capital stock of
$430,000, resumed business, and the remainder, capitalized to the amount
of $1,050,000, failed. There were 6 suspensions in Kentucky and the
same number in Tennessee. The total capital stock of those in Kentucky was $2,300,000 and of those in Tennessee $2,750,000. In Kentucky all the banks that suspended, except one, with a capital stock of
$50,000, were permitted to resume, business. Two of the banks in Tennessee, with a total capital stock of $2,000,000, resumed business and 4
were placed in the hands of receivers. Four banks in Georgia suspended and the same number in Alabama, with a total capital stock of
$675,000 and $550,000 respectively. Of these, 1 bank in Georgia, with
a capital stock of $250,000, and 3 in Alabama, with a total capital stock
of $400,000, resumed business. Two banks in North Carolina suspended,
with a total capital stock of $300,000, both of which were able to resume
business, but the two which suspended in Florida, with a total capital
stock of $200,000, required the appointment of receivers, as did also
the one in Mississippi, which had a capital stock of $60,000, and the one
in Arkansas, with a capital stock of $500,000.
The Western States furnished 49 suspensions, with an aggregate
capital stock of $10,125,000. Of these 31 resumed business, 17 failed,
and 1 was placed in the charge of an examiner pending resumption or
the appointment of a receiver. The capital stock of the banks which
resumed aggregated $6,275,000, and of those which failed $3,750,000.
The greatest number of suspensions which occurred in this section was
in Kansas, namely, 8, although the capital stock involved, $880,000, was
less than that of the banks in four other States. Four of the banks in
Kansas, with a total capital stock of $480,000, resumed, and three, with
a capital stock of $300,000, failed. Of the 7 banks in Indiana which
suspended, 4, with a total capital stock of $450,000, resumed, and 3,
with a total capital stock of $550,000, were placed in the hands of receivers. In Iowa 6 banks suspended, with a total capital stock of
$575,000, of which number but one failed, with a capital stock of
$50,000. The same number of banks in Nebraska suspended, three of
which, with a total capital stock of $350,000, resumed business, and




12

REPORT 0^ THE COMPTROLLER OF THE CURRENCY.

receivers were appointed for the remaining three, the total capita! stock
of which was $450,000. Five banks suspended in Wisconsin, with a
total capital stock of $625,000, all of which resumed business., while in
Illinois there were 4 suspensions, with a capital stock aggregating
$2,150,000. All of these were placed in the hands of receivers. In
Missouri 3 banks suspended, with a total capita! stock of $1,300,000,
all of which resumed. In Michigan there were the same number ol
suspensions as in Missouri, but the capital stock involved aggregated
only $215,000. But one of these banks resumed, the capital stock of
which was $65,000. The fewest suspensions which occurred in any
State in this division was in Ohio, there being but 2, the aggregate
capital stock of which was $180,000. One of these banks, with a
capital stock of $80,000, resumed business and the other failed.
Sixty-six banks suspended in the Pacific States and Territories,
being nearly 42 per cent of the total suspensions which occurred and
represent capital stock amounting to 35 per cent of the total capital
involved. Of these, 36 banks, with a capital of $6,300,000, were solvent
and resumed business; 25, with a capital stock of $3,250,000, were
placed in the hands of receivers, and 5, with a total capital of $1,060,000, in charge of examinerspending resumption. The greatest number
of suspensions was in Colorado, involving the largest amount of capital
stock of suspended banks of any State in the Union, the number being
16 and the capital $3,600,000. All of these banks resumed, except two,
the capital stock of which was $300,000. The second greatest number
of suspensions occurred in the State of Washington, 14 banks, with an
aggregate capital stock of $1,735,000. Of this number 4, with a cax>ital stock of $425,000, resumed; 3, with a capital stock of $510,000,
were placed in charge of examiners pending resumption, and 7 failed.
The suspensions in Montana numbered 10, and their capital stock
amounted to $1,875,000. Of these, 2, with a capital stock of $300,000,
resumed, and 7, with a capital stock of $1,075,000, were placed in the
charge of receivers. Six suspensions occurred in Oregon, and the same
number in California, the aggregate capital stock represented being
$800,000 and $1,200,000, respectively. There was but one failure in
each State, the capital stock in the case of the Oregon bank being
$100,000, and that of the California bank $250,000. There were 3 suspensions in Utah, 3 in North Dakota, and 3 in South Dakota. The
three banks in Utah, with a capital stock aggregating $250,000, resumed business, while the three in ^orth Dakota, with a total capital
stock of $400,000, failed. Two of the banks in South Dakota, w7itli a
total capital stock of $100,000, were placed in the hands of receivers,
and one, with a capital stock of $125,000, resumed. Two suspensions
occurred in Wyoming, and the same number in Xew Mexico. One bank
in Wyoming, with a capital stock of $200,000, resumed, and one, the
capital stock of which was $50,000, failed. Of the banks in Hew Mexico,
one, with a capital stock of $175,000, failed, and the other, with a capital stock of $50,000, was placed in the hands of an examiner pending
resumption or the appointment of a receiver. The only other suspension in this geographical division occurred in Oklahoma, being
that of a bank with a capital stock of $50,000, whieh,being solvent, resumed.
In the appendix, page 80, will b e found the information above referred
to in tabular form.
The official records show that of 4,930 national banks organized
since February, 1863, 246, or about 5 per cent, have been placed in the
hands of receivers. In this number are included 9 banks which had



REPOKT OF THE COMPTROLLER OF THE CURRENCY.

13

previously gone into voluntary liquidation, but upon failing- to pay depositors the Comptroller appointed receivers to wind up their affairs.
Of the 246 failed banks, 39 have paid their creditors, principal and
interest in full, 7 have paid principal and a part of the interest, and
16 have paid the principal only. The affairs of 115 of the 246 banks
have been finally closed, leaving 131 in process of settlement, of which
16 are virtually closed, with the exception of undetermined litigation.
There are 115 receiverships in active operation. In four instances
prior to October 31? 1893, the receiverships were terminated and the
banks permitted to resume business.
The total amount thus far paid to creditors of insolvent nationalbanks
is $50,943,147, upon approved claims aggregating $81,963,207. The
amount paid during the year was $3,041,134.90. Assessments under the
provisions of section 5151 of the Kevised Statutes of the United States
aggregating $20,118,350 have been made upon shareholders of insolvent
national banks. From this source the gross collections have been
$8,085,931, of which there was received during the past year $462,171.
The affairs of but five banks have been closed during the year and
final dividends paid to creditors, while the titles of four on the inactive list in 1892 have disappeared.
It is a source of regret that no better exhibit is made of dividends
paid to the creditors of failed national banks during the past year,
but the same conditions which produced so many failures seriously
retarded the ability of receivers to collect the assets of their trusts,
and consequently large dividends could not be declared. However,
when are taken into consideration the many embarrassments of the
year, the general average is good. In the appendix will be found a
tabular statement of all dividends, expenses, and kindred matters connected with the trusts which are yet in process of liquidation.
SUSPENSION OF BANKS OTHER THAN NATIONAL.

The same causes which so seriously affected the national banks affected in like manner State, savings, and private banks, and loan and
trust companies.
During the year ended June 30, 1892, there were 69 failures of
private banks and of those incorporated under State authority, with
liabilities amounting to $11,024,628 and assets to $6,125,189. The failures included 24 State banks, with $3,177,529 liabilities; 6 savings
banks, with $917,000 liabilities; 36 private banks, with $6,505,099 liabilities; and 3 loan and trust companies, with $425,000 liabilities.
The number of failures of this class during the last six months of
1892 was 35, of which 18 were State banks, 16 private banks, and 1 a
loan and trust company. During the first eight months of the current
calendar year the failures and suspensions, as reported by the Bradstreet Agency, numbered 415, the assets aggregating $94,291,348 and
the liabilities $97,193,530. Of these institutions 79, or 19 per cent, with
liabilities amounting to 14 per cent of the total liabilities of the suspended banks, resumed business.




14

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The number, assets, and liabilities, by classes, of banks which suspended and of those which resumed, from January 1 to September 1?
1893, are shown in the following table:
Suspended.

Resumed.

Class.
Number.

State banks
Savings banks
Loan and trust companies
Mortgage companies
Private banks
Total

Assets.

Liabilities.

1ST umber.

172
47

$41,281,848
17, 673,938

$36, 903,266
16.830, 809

44
10

13
6
177

14, 337, 500
760, 803
20,237,259

22, 354. 000
1,790,000
19,315,455

415

94,291, 348

97,193, 530

79

Assets.

Liabilities.

$10, 828, 088
3,657,013

$7,255,885
2,541, 936

2

1, 850,000

1,215,000

23

4, 680, 875

2, 903, 200

21,015, 976

13,916, 021

For purposes of comparison the following statement is given, showing the number of national, State, and other banks, in existence on July
1, 1893; the number and per cent of resumptions, failures, etc., oi
national banks during the year ended October 31, and of other banks
during the first eight months of the current calendar year:

Class.

Number iu
existence
J u l y 1,
1893.

National fotinks .«.-... *3,857
5,024
State and savings
(?)
Loan and trust companies.
Total

Suspensions.

No.

3, 950

158
219
19
177

12,831

573

Per
cent.
4.09
4.36
(?)
4.48

Eesumptions.

No.
86
54
2
23
165

Per
cent.
2.23
1.07

Failures.

No.
65

Per
cent.
1.68

In cbarge of
national bank
examiners.
No.

7

Per
cent.
.18

CO

.58
65

7

*June 1.1893.

In the appendix, pp. 244-240, will be found tables showing, by classes,
States, and geographical divisions, the suspensions and resumptions of
State banks, etc., from January to September, 1893. It appears from the
first table that of the total suspensions 172 were State banks, 47 savings
banks, 177 private banks, 13 loan and trust companies, and 6 mortgage
companies. Of the ten suspensions in the Eastern States, 6 occurred in
New Hampshire, 3 in Vermont, and 1 in Ehode Island. In the Middle
States 15 suspensions occurred in New York, 8 in Pennsylvania, 1 in New
Jersey, and 1 in Delaware. The Southern States had 61 suspensions,
of which 12 were in Texas, 10 in Tennessee, 8 in Virginia, 6 in Georgia,
6 in Florida, 4 in Alabama, 4 in Kentucky, 3 in Arkansas, 2 in West
Virginia, 2 in North Carolina, 2 in South Carolina, and 1 in Louisiana.
The most severe effects were felt in the Western States, both in the
number of suspensions, which were 232, and the amount of liabilities,
which were $51,777,665, or 56 per cent and 53 per cent, respectively. In
Kansas, the largest number (32) occurred, though the liabilities were
but 3 per cent of the total; Wisconsin, with 30 suspensions, followed, but
theliabilities were over 14 per cent of the total; in Ohio 27 were reported,
Minnesota 26, Illinois 24? Indiana 23, Iowa 22, Missouri 2l, Nebraska
16, and Michigan 11. The number occurring in the Pacific States and
Territories was 87, of which California furnished 21, with liabilities
amounting to nearly 8 per cent of the aggregate of all the banks. Colorado
followed California in number (20), although the liabilities were less than



KEPORT OF THE COMPTROLLER OF THE CURRENCY.

15

half of those of the banks in California. Oregon furnished 13 suspensions,
Washington 11, Montana 8, Idaho 4, Wyoming 3, North Dakota 3,
and Utah, New Mexico, Arizona, and Oklahoma 1 each.
The second table referred to gives similar information in detail with
respect to banks which have resumed. Of the 79 resumptions, 44 were
State banks, or 25+ per cent of the total suspensions5 10 savings
banks, or 21 per cent; 2 loan and trust companies, or 15 per cent, and
23 private banks, or 13 per cent. Of the suspensions in the New England States, there was but one resumption, that of a private bank in
Vermont. One savings and 2 State banks resumed in New York.
Of the Gl banks which closed in the Southern States, 8 reopened: 2 in
West Virginia and one each in South Carolina, Georgia, Florida, Alabama, Louisiana, and Texas. As the suspensions in the Western States
were the most numerous, so also were the resumptions, 58 per cent of
the total resumptions being reported from that division. In Minnesota, 10occurred; in Ohio, Wisconsin, and Iowa, 6 each; in Missouri, 5;
Indiana and Kansas, 4 each; in Michigan, 3, and Nebraska, 2. The
resumptions in the Pacific States and Territories were confined to California (13), Colorado (7), and Montana (1).
The fright among depositors of the present year appears to have affected
all classes of banking institutions alike. The shrinkage of deposits of
national banks from May 4 to July 12 last exceeded $190,000,000. In order
to ascertain the extent of the shrinkage in banks other than national,
the Comptroller requested each State officer charged with the supervision of banks organized under State authority to submit a statement
showing similar information with respect to that class of banks. Replies
were received from the officers of 23 States and 2 Territories indicating
that the loss to banks of this character corresponded with that shown
by the returns from national banks. Generally no information was
given with respect to savings banks and much less regarding private
banks.
CLEARING-HOUSE LOAN CERTIFICATES.

The unprecedented condition of the money market from June to
September called for extraordinary remedies, not only to avert general
disaster to the banks but to prevent commercial ruin. This remedy
was the issuing of clearing-house
loan certificates, which were brought
into use as in 1873,1884,1890-?91, by the associated banks of New York,
Boston, Philadelphia, Baltimore, and other cities where needed. The
service rendered by them was invaluable, and to their timely issuance
by the associated banks of the cities named is due the fact that the year's
record of suspensions and failures is not greatly augmented.
The form of these certificates, with the conditions under which they
were issued in 1890-'91 (the form and conditions being the same during
the late issuance of them as then), is described at length in the Comptroller's Annual Eeport for 1891. The subject is alluded to again only
because it constitutes a very important part of the year's banking history, and for the additional reason that here and there are to be found
those who entertain an entirely erroneous idea of the purpose for
which these certificates were issued and what was accomplished by
their issuance. Briefly stated, they were temporary loans made by the
banks associated together as a clearing-house association, to the members of such association, and were available to such banks only for the
purpose of settling balances due from and to each other, these balances
under normal conditions of business being always settled in coin or cur


16

EEPORT OF THE COMPTROLLER OF THE CURRENCY.

rency. Each, clearing-house association selected a committee charged
with the issuing of the certificates to each bank desiring the same,
such bank being required before receiving them to deposit with the
committee its bills receivable, or other securities, as collateral for the
loan. The amount of certificates issued to each bank was limited to
75 per cent of the value of the securities deposited. They bore interest
at rates varying from 6 to 7^- per cent, immediately upon their surrender to the committee they were canceled and the securities held as
collateral were returned to the bank depositing the same.
At a time when vast sums of coin and currency were being withdrawn from the batiks, to be hoarded, these loan certificates, by performing the functions of the currency or coin customarily required for settling
daily balances at the clearing house, released so much currency or coin
to the legitimate and current demands of business and unquestionably
placed it within the power of the banks in the cities named to extend
to outside banks the aid needed on the one hand and liberally granted
on the other. In no instance were these certificates designed to nor
did they circulate as money: They were but due-bills and their sole
function consisted in discharging the single obligation at the clearing
house. An attempt on the part of a bank in any of the associations
issuing these certificates to use them otherwise would have incurred
a fine and other penalties provided in the rules governing such associations. Their issuance at so early a date in the financial derangement
of the country was most opportune in not only preventing an acute
panic, but in tending to restore public confidence, such action demonstrating that by mutual agreement of all, the weak banks of the association would be, so far as depositors and other creditors were concerned, as strong as the strongest.
In inaugurating the issuing of certificates so promptly and in issuing
them to so large an amount the Clearing-house Association of ISTew York,
in particular, rendered the country great service, and the associated
banks of that city are entitled to the credit which the public generally accords them.
The following figures, showing the movement and amount of the
issue of loan certificates in 1893 in the cities named, will indicate the
measure of relief afforded by them:

]STew York
Philadelphia
Boston
Baltimore
Pittsburg
Total.

Date of
issue of
first certificate.

Date of largest
amount outstanding.

June 21
June 16
June 27
....do ...
Aug. 11

Aug. 29 to Sept. 6
Aug. 15
Aug. 23 to Sept. 1
Aug. 24 to Sept. 9
Sept. 15

Date of
surren- Amount
Largest
amount out- der of
outstandstanding.
last cer- ing Oct. 31.
tificate.
8. 280, 000
10, 965, 000
11, 445, 000
1,475, 000
987, 000

Nov. 1 !
13, 835,000
Oct. 20 i
"845*000
332,000

63,152, 000

The issue of loan certificates in 1893 greatly exceeded that of
previous years. In 1873 and 1884 they were issued only by the New
York Clearing House Association, the total amount issued in 1873
being $26,565,000 and in 1884 $24,915,000.




ERRATA.
On page 16, last paragraph, it is stated that the issue of clearing-house
loao certificates, in 1873, was confined to the New York association; it
has been learned, however, since this report was printed, that the Philadelphia association, also, issued certificates in that year, the total amount
issued to 1880, wiien the last was retired, being $6,785,000.
In the table, on page 17, under "Largest amount outstanding," etc.,
opposite Philadelphia, for ""$29,140,000," read "$8,870,000," and for
the total "$49,410,000," read "$29,140,000."




REPORT OF THE COMPTROLLER OF THE CURRENCY.

17

Iu 1.890-'91 they were issued in New York, Boston, and Philadelphia,
tlie largest amounts outstanding at any time being as follows:
i Bate of first
j
issue.
New York . . .
Boston
Philadelphia.

Largest amount outstanding at any one
time and date of same.

N o v . 12,1890 $15, 205, 000, Dec. 13,1890.
N o v . 19,1890 : 5. 005, 000, Dec. 6,3H:»i».
N o v . 19, 1800 | 29,140. (M). J a n . 9.1891.

Total . .

49, 410, 000

LAWFUL MONEY RESERVE.

Not less attention has been attracted during the present year, and
particularly during the closing months of the year, to the subject of
lawful-money reserve to be held by the banks, than to that of clearing-house loan certificates, and the discussion provoked has been
quite as widespread.
As the law now stands all national banks, outside of certain designated "reserve cities," are required to maintain a reserve fund equal
to 15 per cent of the net deposits made with such banks by individuals
and by other banks and bankers. They are permitted by law to deposit
not over three-fifths of this 15 per cent (or 9 per cent) with such national
banks located in the "reserve cities77 as the outside banks
may with
the Comptrollers approval select. The remaining twro-fifths (or 0 percent) must be kept in bank in lawful money, or more, if less than
three fifths is kept with reserve agents. The national banks located
in reserve cities are divided into two classes: (1) Those in the "central'7 reserve cities of New York, Chicago, and St. Louis being required
to keep 25 per cent of their net deposits in bank in lawful money, with
the privilege of acting as the reserve agents of any national banks
located outside of these three cities. (2) Those located in the reserve
cities, other than New York, Chicago, and St. Louis, being required to
keep 25 per cent of their net deposits on hand, not over one-half of
which may be deposited with any national bank or banks located in
any of the three central reserve cities, while the remainder must be
actually on hand in lawful money. The banks in the reserve oities-oi
this class have the privilege of holding a part of the reserve of any
•* bank or banks located outside of all reserve cities, viz, banks of the
15 per cent class.
In effect these requirements are not as onerous as they appear, for a
Rational bank in New York City holding $100,000 of the reserve of any
jjther bank or banks on deposit must keep only $25,000 of the amount
hi hand in money, while it is at liberty to lend or otherwise invest the
remaining
$75,000. So a bank in a reserve city of the second class
10
molding $100,000 on deposit for other national banks may loan out or
hfc tivest $75,000 of the amount, and of the remaining $25,000 must keep
dt $12,500 in bank in money and may deposit $12,500 with its reserve
^.Jagents,
receiving a low rate of interest (usually 2 per cent) on the same,
7
A bank
of the 15 per cent class must keep only 6 percent of its depositors7 money actually on hand in bank, and is M; berty to deposit not
^ over 9 per cent with its reserve agents, on whiCi- usually receives a
V low rate of interest. To illustrate the operation oJthe law it will bo
found that with normal conditions of business the banks in reserve
10665 C U B — 2




18

REPORT OF THE COMPTROLLER OF THE CURRENCY.

cities (not central) held on December 9, 1892, net deposits amounting to
1495,196,952, against which they held $77,869,593 cash in bank, or
about 16 per cent, and the 15 per cent banks held net deposits of
$975,622,088, and against these $108,012,546 cash in bank, or about 11
per cent. Again, a large portion of the reserve actually held by the
banks can not be considered as taken out of circulation, or as hoarded
through operation of the law, for much of it is paid out during each
business day, other money coming in through deposits to take the place
of that paid out.
In any view of the matter, however, the intent of the law is to compel a bank to retain always on hand a very moderate proportion of the
money deposited with it for safe keeping by the depositor, who practically makes a loan to the bank payable on demand, for the use of
which he ordinarily receives no interest. The entire effect is to exercise
a wholesome restraint upon a tendency to an undue extension of business
by a bank, and that this intent is recognized as an underlying principle
of safe and conservative commercial banking is evidenced by the fact
that those banks which are compelled by law to maintain but 15 per
cent reserve have voluntarily for years past held an average of over 25
per cent, the proportion required for banks located in reserve cities.
The evident theory of the law is that a bank shall always have on
hand such an amount of lawful money as will enable it under normal
conditions of business to meet the current demands of its deposi tors. A
careful examination of section 5191, United States Eevised Statutes, as
amended, will show that it is expected that emergencies will arise
under which this fund will fall below the legal requirements. This contingency is distinctly recognized by the plain provisions contained in
the section named, prescribing what shall be done " whenever the
lawful
money reserve of any association shall be below the amount77 of the
required percentage of its deposits. The provisions referred to are that
the bank shall make no new loans or discounts, except the discount of
bills of exchange payable at sight, nor make any dividend of its profits until the required amount of reserve has been again accumulated.
The reason for this is obvious. The depletion of a bank's reserve
occurs either because the bank has loaned out or otherwise invested
too great a proportion of the funds it has received on deposit, or that
its depositors have withdrawn their money to an extent which produces a similar result. In either case the only safe and prudent course
for the bank to pursue is to cease paying out money in any direction
except to depositors us til either through the collection of demand or
maturing loans on the one hand, or the receipt of deposits on the
other, the required proportion has been restored. The discount of
sight bills of exchange is excepted because money invested in this
way will be repaid immediately, and in this branch of its business the
bank's customers will be caused no inconvenience and the commercial
interests of the country be thus protected from loss which otherwise
might ensue.
The provision of law governing the time allowed a bank to make
good a depleted reserve is most lenient. It provides that tht5 Comptroller may notify the bank to make good its reserve, and further that
if it fails for thirty days thereafter to do this the Comptroller, with the
concurrence of the Secretary of the Treasury, may appoint a receiver
for the bank. However, before the Comptroller can send notice to any
bank he must have reliable information that, its reserve is deficient,
and as the source of such information is either the report of its examination heretofore mad© once a year, but hereafter to* be made twice,



REPORT OF THE COMPTROLLER OP THE CURRENCY.

19

or its sworn report of condition made five times a year, some time may
intervene before such, condition becomes known to him. Again, when
he is officially informed, the use of the word may both as to his sending
notice and as to his appointing a receiver in a case of noncompliance
with such notice, plainly leaves the enforcement of the law to the
discretion of the Comptroller in either or both of these particulars.
This power thus conferred upon the Comptroller is one that ought to be
used with great prudence and caution. It would be not only unwise but
would work great injury to the business interests of individual communities and the general public to exercise the authority thus vested
in him at a time when arbitrary action must necessarily result in
general disaster, and therefore in the interest of the public the discretion giveu to the Comptroller has always been used with moderation. It is this moderation which in an emergency has in numerous
instances contributed in no small degree to averting widespread financial ruin. In this view there can be no question as to the legality
and propriety of a bank's exhausting its entire reserve, if necessary,
in an emergency, to pay its depositors, but for no other purpose, except
to discount or buy sight bills of exchange, and where the withdrawal
of deposits continues or is likely to continue no careful bank manager
needs to be informed that not only must he cease to make new loans
and discounts, but must replenish his exhausted stock of lawful money
by converting his resources into cash through collections of loans and
discounts or selling securities, or where this is not possible by using
these assets to borrow the money needed to enable him to meet his liabilities.
Tabular statements showing deposits, reserve required, and reserve
held, classification of reserve, and average percentage of-same on or
about October 1 of each year from 1874 to 1893, both inclusive, will be
found on pages 130-131 of the appendix, also a table, page 134, showing
similar information at the date of each report of condition from December
9,1892, to October 371893. This last-named table is inserted to show the
movement of the reserve during the financial stringency of the present
year, both as to volume and average percentage of deposits. An inspection of these figures will show that the average percentage of reserve to
deposits from December 9, 18 2, to July 12, 1893, varied only between
20.42 per cent and 27,24 per cent, and thai on October 3,1893, the average
increased to 32.(16 per cent. Tn volume the amount of lawful money
actually held by the banks was $318,641,595 on December 9, 1892, decreased to $289,244,850 on July 12, 1893, but increased by October 3,
1803, to -1346,433,212, an amount approximating $57,000,000 greater than
on July 12,1893, when the panic was at its height, and almost $2 7,000,000
greater than on December 9, 1892, when business was in a normal
condition.
AMENDMENTS RECOMMENDED.

By provision of law it is made incumbent upon the Comptroller of the
Currency to call the attention of Congress to uany amendment to the
laws relative to banking by which the system may be improved and
the security of the holder of its notes and other creditors may be increased," There are certain amendments which it is obvious ought to
be made, and which, in their operation, would make the present system
more nearly serve the purpose for which it was designed, and to a
measurable extent give an increase in the volume of circulation*, if such
is desirable, The following amendments to the law as it now stands
recommended to be made,



20

REPORT OF THE COMPTROLLER OF THE CURRENCY.

(1) That every association be authorized to issue circulating notes
equal to the par value of the bonds deposited.
No good reason can possibly exist at present for depriving the banks
or the business interests of the country of the additional circulation
which would be added by such amendment. Whatever reason may
have existed at the time of the enactment of the present provision
does not now exist and its effect is to make circulation unprofitable and
to lock up in bond investments the difference between 90 per cent and
100 per cent of this par value which, under the amendment suggested,
would be adding to active circulation, under the present deposit of
bonds, $20,941,635.
(2) That the semi-annual duty on circulation be so reduced as to equal
one-fourth of 1 per cent per annum.
In support of this proposed amendment it is respectfully suggested
that the present rate of tax takes from the banks a very large sum of
money which is not used by the Government to meet the expenses
for which the tax was originally laid. Its bearing upon the question
of an increased circulation on the part of the banks is important, as
the additional cost entailed by it of necessity so largely reduces the
profits of circulation and adds to the cost of taking it out that banks
will not, except under other circumstances, increase their issue.
Unwillingness on their part to add to the volume of currency, coupled
with a tendency some years since to decrease the same, has subjected
the banks to criticism. Such criticism, however, is unjust in this, that
it is based on the idea that the banks are simply indifferent to the
matter and are content to be banks of deposit and discount rather
than banks of issue. The fact is banks ceased taking out circulation
simply because until recently there was no x^rofit in it. The high
price of Government bonds necessary to be deposited, coupled with
the tax upon circulation, and the refusal to grant more than 90 per
cent of the par value of the bonds in currency return, has rendered
circulation either without profit or profitable to so slight an extent
as to offer no inducement to banks to take out circulation.
The Government can not relieve the banks of the additional expense
to them by reason of the premium on bonds to be deposited, but it can
materially lessen the cost of their circulation by enacting the amendments suggested, and in this manner offer an inducement, which is now
wholly wanting, to the banks to add to the volume of bank-note circulation. The whole question is one of a business character. Banks are
but business institutions, conducted upon the same lines and for the
same purpose as other business undertakings. It can not be expected
that they will do that which either entails a positive loss or warrants
little or no profit, and if relief is to come through an expansion of tlie
national-bank currency, Congress must remove rather than erect unnecessary barriers.
The following amendments pertaining to the administration and conduct of banks are recommended:
(3) That the Comptroller of tlie Currency, with the approval of the
Secretary of the Treasury, be empowered to remove officers and directors
of a bank for violations of law, first giving such officers and directors
an opportunity to be heard, leaving the vacancy so created to be
filled in the usual way.
It is respectfully suggested that the powers now vested in the Comptroller do not accomplish the result that they otherwise would if the
law p6rmitted the removal of officers and directors for misconduct in
office. Many banks would be saved from embarrassment, creditors



REPORT OF THE COMPTROLLER OF THE CURRENCY.

21

from loss, and shareholders from assessments if the Comptroller, upon
learning of the misconduct of those charged with the management of
a bank, could take positive action in the premises.
(4) That no executive officer of a bank or employe thereof be permitted to borrow funds of such bank in any manner, except upon application to and approval by the board of direction.
This amendment is recommended with the knowledge that the House
of Eepresentatives, at the late special session of Congress, passed a
bill (H. E. 2344), entited "An act for the better control of and to promote the safety of national banks," which bears upon the same subjectmatter, but differs in that it embraces in its provisions all directors of
a bank, instead of confining them to the executive officers and employes only.
At the best the question as to what extent loans and discounts
should be made by a bank to its directors and executive officers by
reason of the various circumstances under which these are granted is
a difficult one to satisfactorily legislate upon, and an equally difficult
one upon which to make specific recommendations. Where money is
borrowed directly by any such officer or director to an amount exceeding the limit prescribed by section 5200 of the Revised Statutes of the
United States, the Comptroller's duty is as plain as in any other case
where the law is violated, but the limit to which discounts should be
granted them is a question involving consideration of safety and prudence. Holding this view, the Comptroller has, in cases where the
aggregate of loans and discounts to executive officers and directors
appeared to be out of proportion to the total loans and discounts made
by the bank, addressed the following form of letter to the bank, with
the request that all directors unite in a reply:
TREASURY DEPARTMENT,
OFFICE OF COMPTROLLER OF THE CURRENCY,
Washington, D. C.t
, 189

,

Cashier, •

SIR: Upon examination.of your report of condition on
, it is found that the
" loans and discounts upon which officers and directors are liable " amount to $
,
out of total loans and discounts of $
.
While recognizing the right of directors and officers to borrow within the limitations of law and safety, the Comptroller must insist most rigidly that directors and
others connected with the bank in this fiduciary relation shall not avn.il themselves
of the easy opportunity afforded them to borrow beyond this limit, either directly
or indirectly, the funds intrusted to their keeping, in order to carry on enterprises
outside of the banks with which they are connected.
Officers and directors should remember that the funds held by banks are in a large
measure funds of others held in trust for the safe-keeping thereof, and, as trust
funds, ought not to be loaned to the trustees of such funds, except upon the very
best collateral or other security.
In the matter of accommodations to them, directors and officers should be placed
upon the same footing as other customers of the bank, except that their financial
ability and standing should be the more rigidly scrutinized, for the reason that they
act inthe dual capacity of lenders as well as borrowers.
The continued experience of this office is that such loans in many instances result
disastrously to all concerned, and therefore the danger attending upon such a course
ought not to be risked. The Comptroller must insist that this condition of affairs
be remedied with the least possible delay, by reducing the amount of these accommodations to safer and more reasonable limits.
Please bring this communication to the immediate attention of your board of
directors for consideration, and request them to unite in making a prompt reply over
their individual signatures.
Respectfully, yours,




Comptroller.

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The information upon which this letter is based is found in the reports
of condition made under oath to the Comptroller, in which appear the
indebtedness of every kind and character of each director and officer
of the bank.
Accompanying this letter is sent to directors a copy of such sections
of the National Bank Act as prescribe their duties and the penalties
attaching' for the nonperformance of them.
Beyond the substance of the amendment above set forth the Comptroller is not prepared to recommend any legislation upon this subject.
It seems that a difference should be made between loans to and overdrawn accounts of directors, who are simply directors, and of those
who are the executive officers of a bank, and as such have and receive
adequate compensation for the active management of its affairs. The
abuse of the easy privilege of loaning to themselves is generally on
the part of the managing officers, and not on the part of directors who
are only members of the board of direction, and hence the distinction
which is drawn between the recommendation here made and the bill
referred to.
So far as loans, through drafts or otherwise, to directors who are not
executive officers of the bank, are concerned, there are strong reasons
against the advisability of such legislation. Any positive restriction
imposed by direct law might have the effect of deterring honest, intelligent, and substantial men from serving as directors. As a rule, men of
this class are sought for these positions in order to obtain the benefit of
their judgment and business capacity in managing the affairs of the
bank, and to secure their own business for the bank. This business does
not consist alone of deposits, but is largely made up of loans and discounts, by means of which the profits are chiefly earned. As a rule
these directors receive no compensation for their services, which are
rendered largely through motives of interest as shareholders, or of
pride in holding a position supposed to give a certain prominence in
business circles.
An inquiry as to the practice of banks paying directors for attendance upon meetings showed that in some cities this is in vogue. It
would be better for all concerned if all banks adopted such policy.
However small the compensation, it could not but result in benefit to
the shareholders and more than compensate for the expense involved.
The general criticism to be passed upon directors is their failure in so
many instances to give to the business of the bank the attention their
oaths and duties require. The successful administration of a bank's
affairs depends upon the watchfulness and fidelity of the board of
directors. When such conduct is wanting bank failures ensue, or if failures do not follow great loss to shareholders is entailed through want
of profits or assessment to make good the impairment of capital stock
caused by imprudent loans. The administration of the Comptroller, if
supplemented by the watchful care of directors, would minimize even
the comparatively few failures which occur.
(5) That the assistant cashier, in the absence or inability of the
cashier of a national bank to act, be authorized and empowered to sign
the circulating notes of such bank.
This amendment is suggested in order to meet a difficulty which has
arisen in numerous instances during the past months, there being no
provision in the law for any one to sign currency for the cashier in his
absence or inability to act, and banks are frequently put to serious
inconvenience on this account.



REPORT OF THE COMPTROLLER OF THE CURRENCj

23

(6) That the law be amended by appropriate legislation!^'-. As to
empower some class of public officers to administer the general: oaths
required by the provisions of the National Bank Act.
The necessity for this amendment is occasioned by the fact that the
authority of officers empowered to administer oaths is now restricted
under the Federal statutes to certain specific cases, and with tTie^exception of the acknowledgment of the organization certificate and the
verification of reports of condition, required by section 5211 of the lievised Statutes of the United States, no provision is made for administering the oaths required of the officers of national banks.
The following amendments bearing upon the subject of bank examiners would, the Comptroller believes, result in benefit, and are
therefore recom mended:
(7) That bank examiners be required to take an oath of office
before entering upon the discharge of their duties, and to give bond
with proper conditions in such amount and with such sureties as the
Comptroller of the Currency may require.
An anomoly is presented in the case of bank examiners, wliieh does
not appear in that of any other public official. Ko position under the
Government is more responsible in the duties attaching to it, and none
requires a higher degree of integrity in the incumbent. The exception
is rare where dishonesty has been found in examiners, but it is the
opinion of the Comptroller that an oath, such as is required of other
officers under the Government, should be taken and a bond given.
(8) That the Comptroller of the Currency, with the approval of the
Secretary of the Treasury, be empowered to appoint two general examiners of conspicuous ability and experience to be paid out of the reimbursable funds, whose duty it shall be to visit, assist, and supervise
the various examiners in their several districts, in ord,er to secure uniformity in method and greater efficiency in work.
This amendment has been heretofore recommended by former Comptrollers, and the reasons for it suggested. It would aid in uniformity
of method and give to the office of the Comptroller at all times officers
who could do special and confidential work, which can not be done at
present, because no compensation is provided.
(9) That the law be so amended as to provide that the compensation of all bank examiners be fixed by the Comptroller of the Currency,
with the approval of the Secretary of the Treasury.
This amendment is suggested in the interest of better examinations. Thoroughness in bank examinations is not to be expected
under a system in which compensation is provided for and ascertained
by a method that furnishes a constant temptation to the examiners
to neglect their duty. Under the law as it now stands the compensation for bank examinations made outside of reserve cities, and the
States of Oregon, California, and Nevada, and the Territories, is fixed
at various amounts, ranging from $20 in the case of a bank having a
capital of less than $100,000 to $75 in the case of a bank having a capital of $600,000 and over. As the earnings of the examiner are thus
made dependent upon the number of examinations he makes, without
regard to the amount of work he actually performs, it is obvious that
he has a pecuniary interest in increasing the number of examinations
by neglecting his duty to make them thorough.
Again, the law requires a bank which is properly conducted, and the
examination of which involves but little time, to pay the same compensation therefor that is paid by a bank which is not properly conducted and which by reason thereof requires a much longer time for



24

BlfcPORT OF THE COMPTROLLER OF THE CURRENCY.

its extenuation. These objectionable features could be remedied
if the law were so amended as to provide that the compensation for
all bank examinations be fixed by the Comptroller, with the approval
of the Secretary of the Treasury.
Many other amendments have been suggested to the Comptroller as
proper ones to be made to Congress for action, but it is not deemed
best to submit them. The foregoing are presented, with the earnest
request that they receive consideration. Some of these amendments
have been recommended by former Comptrollers in the belief based
upon knowledge gained from experience in the Bureau that they
would "improve the system and add to the security of the holders of
bank notes and other creditors,7' but no action has been taken upon
them. It is respectfully submitted that as the national banks are under
the supervision of the general government, and as Congress is vested with
the power to legislate upon all matters pertaining to their control and
conduct, it should be the constant aim of Congress to so legislate as to
enable them to meet the public needs.
CURRENCY LEGISLATION.

The Comptroller has been urged to make some specific recommendation with respect to a revision of the law so far as it pertains to the issuing of currency. After a careful can si deration of the
question the Comptroller is of the opinion that, aside from the amendments heretofore suggested, allowing banks to issue circulating notes
to an amount equal to the par value of the bonds held to secure circulation, and abolishing a portion of the tax on national-bank circulation,
the public good will be best subserved at this time by making no radical change in the provisions of the law.
The financial situation of the past months was not the result of either
a lack in the volume of currency, of which there is now a plethora, or a
want of elasticity in the present system of issuing it, but arose from a
loss of confidence on the part of the people in the solvency of the distinctively monetary institutions of the country. It is worthy of note
and of serious consideration that at the very time the scarcity of currency for business purposes was at its height, the country's volume of
currency was increasing the most rapidly, and the amount per capita
was much larger than in any recent years. Under the same peculiar
condition of affairs which marked the monetary situation from May to
September, no system, no matter how elastic, or volume of currency
however large, could afford relief. As long as confidence is destroyed
and credit wanting, money hoarding will go onand additional issues
but add to the hoardings and give but little, if any, actual relief. On
the other hand, when confidence and credit abound there exists little
need for an abundant circulating medium, because under such a condition of affairs the amount of actual money required to transact the
daily business affairs of life is reduced to a minimum.
The statistics show that the volume of business carried on through
cash transactions is on an average but 8.7 per cent, and as the monetary conditions of the country become more fixed and confidence in them
established, cash transactions will decrease and credit transactions correspondingly increase. This fact is to be considered in connection with
all plans having as their sole object an increase of the volume of banknote or other paper currency, and coupled with this is the further fact
that no issue is so dangerous to a people's prosperity as a large paper




REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

issue, unless such paper rests upon a proper foundation, is absolutely
redeemable and convertible into coin upon the demand of the noteholder, and surrounded with every safeguard as to supervision of issue
and redemption.
In view of the fact that there is now a very great abundance of unemployed currency in the country, as shown by the daily money returns
from the commercial centers, it would seem that whatever need appeared
some months since for enlarging to any marked extent the circulating
medium has now ceased to exist; and therefore Congress is afforded an
opportunity of giving to the whole subject that careful research and
investigation which its importance in all of its bearings demands. It
will not do to place upon the statute books any experimental legislation upon this subject, but whenever a new law governing bank issues
is enacted it must be one that immediately upon going into operation
shall command in every respect the confidence of the whole people and
insure to them a currency as safe in every respect as the present one,
but with none of its defects.
In the meantime it is respectfully suggested that Congress, either
through a monetary commission created for such purpose or through
the appropriate committees, obtain detailed information of the various
systems of banks of issue now in operation, and also such information
as is to be ascertained from skilled students of finance and practical
financiers, that it may be able to formulate a system complete and
harmonious.
CONCLUSION.

In concluding this report the Comptroller desires to bear testimony
to the general efficiency of the employes in the Bureau, to the examiners in thefield,and to the work accomplished by the receivers in relation
to the trusts in their charge.
An extraordinary amount of work has been placed upon the employes
of the Bureau, but it has been performed promptly and intelligently.
In the appendix will be found in detail the usual tables/together
with a digest of legal decisions rendered by the various courts of the
country involving questions affecting national banks.
In the second volume of this report will be found a detailed statement of the condition of all the national banks as shown by the report
of condition of October 3, 1893, alphabetically arranged by States, and
yroperly indexed.
JAMES H. ECKELS,

Comptroller of the Curreney.
The SPEAKER OF THE HOUSE OF REPRESENTATIVES.







APPENDIX.

NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE OF THECOMPTROLLER OF THE CURRENCY, OCTOBER 3 1 , 1893.

Kamo.
James H. Eckelu
Oliver P. Tucker
Charles J. Stoddard
George M. Coffin
Watson W. Eldridge
Abram R. Serven
George W. Robertson
Amos Webster
Theodore O. Ebaugh
Willis J,Fowler
Edward A. Demaray
John A. Hebrew...'—
Endicott King.
George T. May.....
Edmund E. Schreiner. Charles A. Stewart
Charles MeC. Taylor...
"Walter Taylor
Thomas P. Kaqe.
Harriet M. Black
Willard E.Buell
William E. Colladay ...
George W. Collisoir —
Washington K. McCoy
Isaac C. Miller
Joseph K. Miller
Ebenezer Southall
William D. Swan *
Ephram S. Wilcox
George H. Wood
Eliza }l. Hyde.
Hobert Loroy Livingston
Mary L. McCormick'
Loren H. Milliken
Franklin L. Mitchell
Morris M. Ogden
Carrie L. Pennock
Margaret L. Simpson
Arthur M. Wheeler
Anna M. Whitoside
Eliza M. Barker
Eveline C. Bates
:
Margaret L. Brown
Philo L. Bush
Sarah M. Cartwright
Mary L. Conrad.
Anna E. Rhodes
Marie Bichardson
Eliza A. Saunders
Warren E. Sullivan
Louisa Campbell
Virginia H. Clarke
Sarah G. Clemens
William S. Davenport
Frank T. Israel..
Arthur L. Hitchcock
Alice M. Kennedy
Emma Lafayette
William A. Nestler
Adelia M. Stewart.."
Clara L. Willard
Henry F. Loveaire
Thomas H. Austin
David C. Bangs
Benjamin F. Blye, jr
John E. Briggs
.
Ellen Carey
Geraldine Clifford ,
Harry Dresbaeh




Grade.

'.

Salary.

Comptroller
Deputy comptroller ..
Chief clerk
Chief of division
do
do .
| Superintendeut.
i Teller
j Bookkeeper
\..\ Assistaut bookkeeper ,
j Clerk class 4

$5,000
2,800
2.500
2,200
2, 200
2,200
2, 200
2,000
2,000
2,000
1,800
1, 800
1,800
1, 800
1,800
1,800
1, 800
1, 800
1, 000
1,600
1, 600
1,600
1,600
1,600
1,600
1, 600
1, 600
1, 600
1, 600
1. 600

.do.
do
do
do
do
do
do

Stenographer.

Clerk'class •> .
do
do
do
.do .

I
do
I
do
} -, — do
j
do
)...„.. do
j
do
| Clerk class 2..

li 400
1, 400
1,400
1, 400
1,400
1,400
1,400
1, 400
1,400
1,400
1,200
1, 20D
1.200
L 200
i; 200
1, 200
1,200
1,200
1,200
1,200
1,000
1, 000
1, 000
1,000
1,000
1,000
1,000
1,000
1,000
1, 000
1, 000
1,000
900
900
900
900
900
900
900

..do

. do .
.do.
.do.

j
do
i
do
{
do
|.. —do
j
do
j Clerk clas* 1
|
(to
do
do
do
do
do
do
do

Clerk class E .
do
do
do
do
do
do
I
do

j.
j
j
j

do
do
do

Engineer

Clerk, class D
do
do
do
do
do

* Additional to bond clerk, $200.
29

30

REPORT OF THE COMPTROLLER OF THE CURREIS

NAMES AND COMPENSATION OF OFFICERS AND CLERKS IN THE OFFICE ojto

TROLLER OF THE CURRENCY, OCTOBER 31 ? 1893—Continued
Grade.

Xame.
James W. Farrar
Margaret E. Gooding
Mary 15. Harvell
Charles S. Hyde
Mary A. Martin
William W. Matthews
Mary E. Oliver
Julia A. Snell
Emma W. Stokes
Julia C. Townsend
William J. Tucker
William Griffiths
Joseph O. Broadibot
Silas Holmes
John F. Robertson
John Earle
Daniel H. Mason
Samuel M. Freeman
Rochard Corcoran
Peyton B. Kent
William I). Peck
Percy EL Towson
Herbert F. Walker

-

Clerk, class D
do
do
do
do
\
do
,
!
do
i
do
j
do
j
do
- -:
do
! Messenger
' Assistant messenger .
j
do
i
do
j Watchman
j
do
{ Fireman
I Laboi er
j
do .
!
do .
do .
do .

EXPENSES OF THE OFFICE OF COMPTROLLER OF THE CURRENCY FOR THE YEAR
ENDED JUNE M, 1893.
For special dies, plates, printing, etc
For salaries
For salaries, reimbursable by national banks..

:

$73, Ml. 37
^ 102,3191 V6
"* 16,533.77

Total expenses of the office of the Comptroller of the Currency from its organization,
May, 1863, to June 30,1893
'
,..7.839,994:24

The contingent expenses of the Bureau are not paid by the Comptroller bat from
the general appropriation for contingent expenses of the Treasury Departinent; no
separate account oi them is kept.




DIGEST OF NATIONAL-BANK DECISIONS.

INDEX.
Abatement.
Accommodation paper.
Actions.
Assessment.
Attachment.
Bonds of officers.
Books, Inspection of.
Branch banks.
Broker.
Capital stock.
Certificate of deposit.
Certification of checks.
Circulation.
Collateral securities.
Constitutionality.
Conversion of bank.
Criminal law.
Directors.
District attorney.
District of Colnmbiaj.
Estoppel.
Evidence.
Execution.
Fa Is •' entries.
Forfeiture of charter.
Government securities.
Guaranty.
Increase of capital stock,
Indictment.
Inj unction.
Insolvent banks.
Interest.

Jurisdiction.
Lending credit.
Liability.
Lien.
Liquidation.
Loans.
Mandamus.
Married women.
Mortgage.
Negotiable paper.
Oath of director.
Officers.
Place of business.
Post-notes.
Powers.
Preferred claims.
Real estate.
Receiver.
Reduction of capital stock.
Report.
Resignation.
Restraining acts.
Set-off.
Shareholders.
Special deposits.
Stock.
Taxation.
Transfer of stock.
Ultra vires.
Usury.
Voting.

ABATEMENT :

An action brought by the creditor of a national bank is abated by a decree of a
district or circuit court dissolving the corporation
and forfeiting its fran4

chises First National Bank of Selma v. Colby, 21 Wall,, 609.
ACCOMMODATION PAPER :

1. A national-banking association can not guarantee the paper of a customer for
Ids accommodation. Seligman v. CharlottesviUe National Bank, 3 Hughes 647.
2. The accommodation paper of a national-banking association is void in the
hands of one who takes it with knowledge of its character. Johnson v.
Chariot'tesville National Bank, 3 Hughes, 657.

$f A national bank can not become an accommodation In4orser, National Bank
of Commerce v, Atkinson, 55 Fed* Jieptf 465,




n

32

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ACTIONS:

See Jurisdiction.

1. Suit may be brought agninst a national-banking association though it is in
the hands of a receiver. Bank of Bethel v. Pahquioque Bank, 14 Wall.,
383: Security National Bank v. National Bank of the Commonwealth, 2 Him.,
•287; Green v. The Wall kill National Bank, 7 Hun., 63.
2. A national-banking association is a foreign corporation within the meaning
of a State statute requiring corporations created by the laws of any other
State or country to give security for costs before prosecuting a suit in
the courts of the State. National Park Bank v. Gnnst, 1 Abb. N. C, 292.
3. As a national-banking association can acquire no title to negotiable paper
purchased by it, it can maintain no action thereon in a State where the
persoji suing must be owner of the paper. First National Bank of Rochester
v. Pier son, 24 Minn., 140.
4. A shareholder of a national-banking association can not maintain an action
against the directors to recover damages sustained for neglect and mismanagement of the affairs of the association whereby it became insolvent
and its stock was rendered worthless. Such an action can be brought
only by the corporation itself. Conway v. Halsey, 15 Vroom, 462; Heme v.
Barney, 45 Fed. Rep., 668.
5. But where the receiver refuses to bring an action against negligent directors
to recover the amount which the shareholders have been compelled to
contribute to pay the debts of the association, an action against such
directors may be brought by a shareholder on behalf of himself and the
other shareholders. Nelson v. Burrows, 9 Abb. N. C, 280.
6. And when the receiver is a director, and one of the parties charged with
misconduct and against whom a remedy is sought, the action may be
brought by a shareholder on behalf of himself and the other shareholders.
Brinckerhoff v. Bostwwk, 88 N. Y., 52.
7. A stockholder in a national bank can not maintain an action at law against the
officers and directors thereof to recover damages for willful waste of the
assets whereby the value of his shares was decreased and he became liable
to an assessment thereon. His remedy must be sought in equity. Hir$h
v. Jones et al.. 56 Fed. Rep., 137.
8. A receiver may sue either in his own name or the name of the bank. National
Bank v. Kennedy, 17 Wall., 19.
9. Suits and proceedings under the act in which the United States or their
officers or agents are parties, whether commenced before or after the
appointment of a receiver are to be conducted by the district attorney
under the direction of the Solicitor of the Treasury. Bank of Bethel v.
Pahquioque Bank, 14 Wall., 383.
10. But section 380, Revised Statutes, is directory merely, and the employment
oi private counsel by the receiver can not be made a ground of defense to a
suit brought by him. Ib.
11. Receivers may sue in the courts of the United States by virtue of the act,
without reference to the locality of their personal citizenship. Ib.
12. The provisions of the codes that every action must be brought in the name
of the real party in interest., except in the case of the trustee of an express
trust or of a person authorized by a statute to sue, does not apply to the
receiver of a national-banking association suing in a Federal court held
in a State which has adopted the code procedure; for the right of the
receiver to sue is derived from the national-banking law. Stanton v. Wilkeson,8 Ben.,357.
13. Under section 1001 of the Revised Statutes, no bond for the prosecution of
the suit, or to answer in damages or costs, is required on writs of error or
appeals issuing from or brought to the Supreme Court of the United States
by direction of the Comptroller of the Currency in suits by or against
insolvent national-banking associations or the receivers thereof. Pacific
National Bank v. Mixter, 114 U. S., 463.
14. The State statute of limitations applies to a suit brought by the receiver of
a national bank against a shareholder to recover an assessment upon his
stock to pay the debts of the bank. Butler v. Poole, 44 Fed. Rep., 586.
15. When the full personal liability of shareholders is to be enforced the action
must be at law. Kennedy v. Gibson, 8 Wall., 505', Casey v. Galli, 94 TJ. S.,
673.
16. And it may be at law, though the assessment is not for the full value of the
shares; for, since the sum each shareholder must contribute is a certain
exact suin. there is no necessity for invoking the aid of a court of equity.
Bailey v. Sawyer, 4 Bill., 463.
17* But the suit may-be in equity. Kennedy v. Gibson, supra.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

38

ACTIONS—Continued.
18. The provision of the banking law, section 5198, Revised Statutes, which
requires that actions brought against national-banking associations in State
courts shall be bronght in the county or city in which the association is
located, applies only to transitory actions; it was not intended to apply
to actions local in their character. Casey v. Adams, 102 TJ. S., 66.
19. Whether a suit against a director for negligent performance of his duties, as
required by the statutes of the United States and the by-laws of the association, will survive against the executor or administrator depends upon
State laws. Witters v. Foster, 25 Fed. Eep., 737.
20. A specific performance of a contract to sell the stock of a national-banking
association will not be enforced in favor of a purchaser who places his
claim for equitable relief upon the ground that he desires to obtain control of the association. Such an object is contrary to public policy.
Foil's Appeal, 81 Penn. St., 434.
21. Under section 57 of act of 1864, suits may be brought by, as well as against,
any association. Kennedy v. Gibson, 8 Wall., 498.
22. Actions, local in their nature, may be maintained in the proper State court
in a county or city other than that where it is established. Casey v. Adams,
102 TJ. S., 66.
23. A national bank may be sued in any State, county, or municipal court in
county or city where located. Bank of Bethel v. Pahquioque Bank, 14
Wall., 383.
24. Such action is not prescribed by the limitation of one year in Louisiana.
Casev. Bank, 100 TJ. S., 446.
25. It is no objection to a bill against stockholders within the jurisdiction of the
court, that other stockholders, not within such jurisdiction, are not
co-defendants. 1b.
26. Under the original act respecting national banks, and before the act of June
30,1876, a court of equity had jurisdiction of suit to prevent or redress
maladministration or fraud against creditors, in voluntary liquidation of
such bank, whether contemplated or executed; and such suit by one
creditor must be for all. Richmond v. Irons, 121 TJ. S.} 27.
ASSESSMENT: See Insolvent banks; Receiver.
1. Where national-banking association is insolvent, order of Comptroller of Currency, declaring to what extent the individual liability of stockholders
shall be enforced, is conclusive. Kennedy v. Gibson, 8 Wall, 498; Casey v.
Galli v. 94 TJ. S., 673; National Bank v. Case, 99 TJ. S., 628.
2. Payments of assessments by stockholder in national bank on increased stock
can not be applied, in law or in equity, to discharge assessments by Comptroller in final liquidation of the bank. Pacific National Bank v. Eaton,
141 TJ. S., 227; Thayer v. Butler, 141 TJ. S., 234; Butler v. Eaton, 141 TJ. S.9 240.
3. The assessments made by the Comptroller upon the shareholders of an
insolvent association bear interest from the date of the order. Casey v.
Galli, 94 U. S.t 673.
4. Where shareholders have assessed themselves to the amount of the par value
of the stock for the purpose of restoring impaired capital, the contributions made in pursuance of such assessment, though all used in paying the
debts of the association, will not so operate as to discharge the shareholders from their individual liability. Delano v. Butler. 118 TJ. S., 634.
5. Where a married woman is by the State law capable of holding stock in a
national bank in her own right, she is liable to an assessment upon her
shares, though the law of the State does not authorize married women to
bind themselves by contracts for the payment of money. The law annexes
her obligations by its own force; no act or capacity to act on her part is
required. Witters v. Sowles, 35 Fed. Hep., 640; 32 Fed. Eep. 767.
6. Married women, who are permitted by the laws of the State in which they
reside to become shareholders in national banks, are liable to assessments
under the national-banking laws. In re First National Bank of St. Albans,
49 Fed. Eep., 120.
7. The coverture of a married woman, who is a shareholder in a national bank,
does not prevent the receiver of the bank from recovering judgment
against her for the amount of an assessment levied upon the shareholders
equally and ratably under the statute. Eeyser v. Hitz, 133 TJ. 8., 138.
8. It is not essential, in an action to enforce the individual liability of the shareholders of an insolvent national-banking association, to aver and prove
that the assessment was necessary; for the decision of the Comptroller on
this point is conclusive. Stronq v. Southworth, 8 Ben,, 331: Kennedy T .
Gibson, 8 Wall. 505; Casey v. Galliy 94 U. S., 67$.

10665 C U E — - 3



34

REPORT OF THE COMPTROLLER OF THE CURRENCY.

As s E s s MENT-—C ontin u e d.

9. And the fact that the title to the stock of a deceased shareholder vests in
his administrator does not relieve the estate from the burden of an assessment. Davis v. Weed, 44 Conn., 569.
10. Nor will the fact that the administration is complete, and all the assets have
been distributed, defeat an action brought to recover the assessment.
Ib. But see Witters v. Sowles, 32 Fed. Rep., 30.
11. A decision rescinding sale, so as to restore to the purchaser the proceeds of
stock fraudulently sold, does not necessarily involve a decision that the
purchaser is not liable to an assessment upon the stock, if necessary to
pay debts. Florida Land § Imp. Co. v. Merrill, 52 Fed. Rep., 77.
12. The question whether there is a deficiency of assets, and when it is necessary to enforce the individual liability of shareholders, it is for the Comptroller to determine; and his decision in this matter is final and conclusive.
Kennedy v. Gibson, 8 Wall, 498; National Bank v. Case, 99 U. S., 628; Casey
v. Galli, 94 U.S., 673.
13. The amount contributed by each shareholder should bear the same proportion to the whole amount of the deficit as his own stock bears to the whole
amount of the capital stock at its par value. And the solvent shareholders
can not be made to contribute more than their proportion to make good
the deficiency caused by the insolvency of other shareholders. United
States v. Enox, 102 U. S.\ 422.
14. Where, to discharge liabilities of an insolvent bank, Comptroller assessed
against shareholders a sufficient per cent on par value of stock held by
each, some being insolvent, he can not provide for deficiency by new
assessment. Ib.
ATTACHMENT:

1. When a creditor attaches the property of an insolvent bank he can not hold
such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all
others. First National Bank of Selma v. Colby, 21 Wall., 609; Harvey v.
Allen, 16 Blatch, 29.
2. The stock of a shareholder indebted to it may be attached by the association and sold on execution. Hager v. Union National Bank, 63 Me., 509.
3. No State court can issue an attachment against the funds of a national bank.
Although the provision forbidding attachments was evidently made to
secure equality among the general creditors in the division of the proceeds of the property of an insolvent bank, its operation is by no means
confined to cases of actual or contemplated insolvency; but the remedy
is taken away altogether and can not be used under any circumstances.
The effect of the provision in section 5242, Revised Statutes, is to write
into all State attachment laws an exception in favor of national banks,
and all such laws must be read as if they coutained an exception in favor
of national banks. Pacific National Bank v. Mixter, 124 V. S.. 721.
4. No attachment can issue from United States circuit court in an action against
a national bank before final judgment in the cause, and a bond given on
such attachment is illegal. Ib.
5. Sureties on attachment bond against national bank who have received assets
of the bank to secure them from loss thereon, the obligation being illegal,
will be discharged in equity and be compelled to transfer their collateral
to the receiver of the bank. Ib.
BONDS OF OFFICERS:

1. It is not necessary that national-banking associations shall signify their
approval of the official bonds of their officers by memoranda entered upon
the journals or minutes of the directors. The acceptance is to be presumed
from the retention of the bond, and from the fact that the officer is permitted to enter upon or continue in the discharge of his duties. Grover v.
The Lebanon National Bank, 10 Bush., 23.
2. Where the sureties of an officer can reasonably be presumed to have been
deceived by the statement of the condition of the bank published just prior
to the execution of the bond, and to have been led to think that there was
no deficit, whereas there had been a misapplication of a large part of the
funds by the officer whose bondsmen they became, which fact would have
been ascertained had the directors exercised ordinary diligence, the sureties are discharged, from their liability. Ib.
BOOKS, INSPECT ION OF : See Taxation.

1. Code of Alabama, 1886, section 1677, which provides that stockholders of all
corporations have the right to have access to and inspection and examina


REPORT OF THE COMPTROLLER OF THE CURRENCY.

35

BOOKS, INSPECTION OF—Continued.

tion of the books, records, and papers of the corporation at all reasonable
and proper times, applies to national banks located within the State; and
mandamus will lie against the officer having custody of the books to enforce
the right. Winter v. Baldwin, 7 So., Rep.,'734.
2, The rights of stockholders are not curtailed nor the statute in conflict with
Revised Statutes, United States, which provide that national banks shall
not be subject to visitorlal powers other than those authorized by Congress
or vested in the courts of justice. Ib.
BRANCH BANKS:

Under Revised Statutes, section 5190, providing that "the usual business of
each national-banking association shall be transacted at an office or banking-house located in the place specified in its organization certificate," a
national bank can not make a valid contract for the cashing of checks
upon it at a different place from that of its residence, through the agency
of'another bank. Armstrong v. National Bank of Springfield, 38 Fed. Rep.,
883.
BROKER: See Government securities.
A national-banking association is not authorized to act as a broker or agent in
the purchase of bonds and stocks. First National Bank of Allentown v.
Hoch, 89 Penn. St., 324; Weckler v. The First National Bank of Hagerstown,
42 Md., 581.
CAPITAL STOCK : See Transfer of stock; Increase of; Reduction of.
Where a nationl-abanking association purchases shares of its own stock, and
divides them among its directors, to whom the shares are transferred upon
the stock books, the transaction is void, and no title passes. Meyers v.
Valley National Bank, 13 National Bankruptcy Register, 34.
CERTIFICATE OF DEPOSIT:

1. National-banking associations may issue certificates of deposit. Hunt,
Appellant, 141 Mass., 515; Middle v. First National Bank,.27 Fed. Rep., 503.
2. Certain persons, directors of a savings and of a national bank, procured
money from the former on notes made by a third person to them for the
payment of stock of the national bank, issued in the name of such third
person for their benefit. These persons were behind in their accounts
with the national bank, and the savings bank allowed them to overdraw
their accounts with it to a large amount, which was used in settling their
accounts with the national bank. Thereafter the savings bank delivered
the notes and the check to the national bank, which issued to it a certificate of deposit for an amount covering the whole amount represented by
them. Held, that this certificate of deposit was without consideration
and void, and any loss accruing to the savings bank by virtue of the
transactions was due to the fraud or incompetency of its own officers.
Niirray v. Pauly, 56 Fed. Rep., 962.
CERTIFICATION OF CHECKS:

1. A national-banking association may "certify" a check. Merchants' National
Bank v. Stale National Bank, 10 Wall., 604.
2. A broker received coupon railroad mortgage bonds to cover future7 margins
of a customer and pledged them to a bank as collateral securitj " for any
indebtedness he might owe to it. Afterward the bank advanced money
and certified checks on the faith of these bonds, when broker did not have
money on deposit equal in amount to the checks. Held, under section
5208, that although the certifications were unlawful the checks certified
were good and valid obligations against the bank. Thompson v. St. Nicholas National Bank, 146 U. S., 240.
CIRCULATION: See Post-notes; Taxation.
1. The circulating notes of a national-banking association are valid though they
do not bear the imprint of the seal of the Treasury. Such imprint was
intended to be simply evidence of the contract, and forms no part of the
contract itself. United States v. Bennett, 17 Blateh., 357.
2. The State can not tax the circulating notes of national-banking associations.
Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Elston 32
Ind., 27; see also Ruffinv. Board of Commissioners, 69 N. C, 498; Lily v. The
Commissioners, 69 N. C., 300.
3. The circulating notes of national-banking associations are included in the
phrase " United States Currency" when used in a penal statute. Stater.
Ga&ting, 23 La. Ann., 1609.



36

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COLLATERAL SECURITIES:

1. A national-banking association may take stock of a corporation as collateral
security for a loan. Shoemaker v. The National Mechanics'' Bank, 2 Ahb. XI.
S., 416 ; Can field v. The State National Bank of Minneapolis, Thorny. Nat.
Bank Cas., 312.
2. And it may take for sneh purpose the stock of another national-banking
association. National Bank v. Case, 99 U. S., 628.
3. A national-banking association may take a pledge of personal chattels as
security for a loan. Pittsburg Locomotive and Car Works v. State National
Bank of Keokuk, 2 Cent. L. J., 692; 1 New York Weekly Digest, 332.
4. A national-banking association may take as collateral security for a loan a
warehouse receipt for merchandise. Cleveland, Brown <$• Co.. v. Shoeman,
40 Ohio St., 176.
5. Where stockholder borrows money from bank and gives as security certificate
of his shares of its stock, he is not entitled to recover when, on nonpayment of loan, the bank sold his stock and applied proceeds to his credit.
National Bank of Xenia v. Stewart, 107 U. S.f 676.
6. Creditor of insolvent bank has the right to prove and have dividends upon
his entire claim, irrespective of collateral security he may hold. Peoples
v. Remington, 121 N. Y., 328.
7. The property which a creditor holds as collateral to the indebtedness of hie
debtor secures him to that extent in case his debt is not paid in full by
the debtor, or by his estate. Evertson v. Booth, 19 Johns., 485.
8. It is the duty of a receiver if a secured debt is so reduced by dividends that
the security will more than pay it, to redeem the security for the benefit
of his trust. Westv. Bank of Rutland, 19 Vermont, 403. Miller's Estate, 8%\
Perm. St., US', Bates v. Paddock, 7 Western Reporter, 222.
9. A secured creditor is entitled to dividends upon his claim as it existed at the
time of proving. Chemical National Bank v. Armstrong. 50 Fed. Rep., 798.
CONSTITUTIONALITY :

1. Congress has the constitutional power to incorporate banks. McCulloch v.
Maryland, 4 Wheat., 316 ; Osborney. Bank of the United States, 9 Wheat., 738.
2. Congress has power to clothe national-banking associations, as to their contracts and dealings with the world, with any special immunities and privileges exempting them, in their trade and intercourse with others, from the
laws and remedies applicable in like cases to other citizens. The Chesapeake Bank v. The First National Bank of Baltimore, 40 Md., 269.
3. Thus, the provision of the banking law that no attachment, injunction, or
execution shall issue against a national-banking association before final
judgment in any suit, action, or proceeding in a State court is constitutional. Ib.
4. Congress having, in the exercise of undisputed constitutional powers, undertaken to provide a currency for the whole country, may secure the benefit
of it to the people by appropriate legislation. Yeazie Bank v. Fenny, 8
Wall., 533.
5. Congress has the power to divest the United States courts of their jurisdiction of suits by or against national banking associations. National Baytjk
of Jefferson v. ''Fare et al.,25 Fed. Rep., 209.
6. National-banking associations, being instruments designed to aid the Government in the administration of a branch of the public service, can not
be controlled by the States, except in so far as Congress may see propei
to permit. Farmers and Mechanics' Bank v. Bearing, 91 U. S., 29.
7. A State law prohibiting the establishment of banking companies in the
State without the authority of the legislature was not intended to apply
to banking corporations created by authority of Congress, since sucli
corporations may be legally established in the State without the consent
of the legislature. Stetson v. City of Bangor, 56 Me., 274.
CONVERSION OF BANK : See Oath of director.

1. Where a State bank has been converted into a national-banking association
it may enforce all contracts made with it while a State corporation. City
National Bank v. Phelps, 97 N. Y., 44.
2. And it is liable, after the conversion, for all the obligations, of the old institution. Coffee v. The National Bank of Missouri, 46 Mo., 140; Kelsey v. Thi.
National 'Bank of Crawford, 69 Penn. St., 4$(i.
'
3. A national-banking association, organized as the successor of a State bank;
may take and hold the assets of the bank whose place it takes, though
there was not in form a conversion from a State to a national eorporatioij
but the organization of a new corporation. Bank v. Mclntyre, 0 OhiJSt




REPORT OF THE COMPTROLLER OF THE CURRENCY.

37

CONVERSION OF BANK—Continued.

4. And such association will be liable to the depositors of the former bank.
Fans v. Exchange Bank, 79 Mo., 182.
5. A State law authorizing national banking associations which have been
converted from State banks to use the name of the original corporation
for the purpose of prosecuting and defending suits is not in conflict with
the national-banking law, and therefore proceedings based upon a judgment obtained before the conversion may be instituted by such association in its former corporate name. Thomas v. Farmers' Bank of Maryland,
40 Md., 43.
6. The conversion of a State bank into a national bank, with a, change of name,
under the national-bank act does not affect its identity or its right to
sue upon liabilities incurred to it by its former name. Michigan Insurance
Bank v. Fldred, 143 U. S., 293.
7. No authority other than that conferred by act of Congress is necessary to
enable any State bank to become a national-banking association. Casey
v. Galli, 94 U. S., 673.
8. When a State bank is converted into a national-banking association all of
the directors at the time will continue to be directors of the association
until others are appointed or elected, though some of them may not have
joined in the execution of the articles of association and organization certiiicate. Lockwood v. The American National Bank, 9 li. I., 308.
9. But even were the oath required, a majority of all who were directors at the
time of the conversion, and not merely a majority of those who take the
oath, are necessary to constitute a quorum, Ib.
CRIMINAL LAW: See False entries; Indictment.
1. The willful misapplication of the moneys and funds of a national-banking
association, made an offense by section 5209, Revised Statutes, must be for
the use or benefit of the party charged or of some person or company other
than the association. United States v. Britton, 107 U. S., 655.
2. The exercise of official discretion in good faith, without fraud, for the advantage or the supposed advantage of the association, is not punishable;
but if official action be taken in bad faith, for personal advantage and
with fraudulent intent, it is punishable. United States v. Fish, 24 Fed.
Rep., 585.
3. It is not necessary that the officer should personally misapply the funds of the
association. He will be guilty as a principal offender though he merely
procures or causes the misapplication. II).
4. A loan in bad faith, with intent to defraud the association, is a willful misapplication within the meaning of the statute. Ib.
5. It is no defense to a charge of embezzlement, abstraction, or misapplication
of the funds of a national-banking association that the funds were used
with the knowledge and consent of the president and some of the directors.
The intent to defraud is to be conclusively presumed from the commission
of the offense. United States v. Taintor, 11 Blatch., 374.
6. Where the president, charged as a trustee with the administration of the
funds of the bank in his hands, converts them to his own use without
authority for so doing, he embezzles and abstracts them within the meaning of section 5209, Revised Statutes, hi the matter of Van Campen, 2
Ben., 419.
7. If, with intent to defraud the association, an officer allows a firm in which
he is a member to overdraw its account, he will be guilty of misapplying
the funds of the association. Ib.
8. Allowing the withdrawal of the deposit of one indebted to the association
can not be charged as a misapplication of the money of the association.
United States v. Britton, 108 U. S., 193.
9. It is not a willful misapplication of the moneys of the association within the
meaning of section 5209, Revised Statutes, for a president who is insolvent to procure the discounting by the association of his note not well
secured. Ib.
10. To constitute the offense of a willful misapplication of the moneys, funds,
or credits of the association within section 5209, Revised Statutes, it is
not necessary that the person charged with the offense should have been
previously in the actual possession of such moneys, funds, and credits
under or by virtue of any trust, duty, or employment committed to him.
Nor is it necessary to the commission of this offense that the officer making the willful misapplication should derive any personal benefit therefrom. When the funds or assets of the bank are unlawfully taken from
its possession, and afterward willfully misapplied by converting them to




38

REPORT OF THE COMPTROLLER OF THE CURRENCY.

C iuMTNAL LAW—Contimied.

11.

12.

13.
14.
15.
16.
17.

18.

19.

20.

21.
22.

23.

the use of any person other than the bank, with intent to injure and
defraud, the offense; as described in the statute is committed. United States
v. Harper, 33 Fed. Rep., 471.
This criminal act may be done directly and personally, or it may be done
indirectly through the agency of another. If the officer charged with it
has such control, direction, and power of management by virtue of his
relation to the bank as to direct an application ofits funds in such manner and under such circumstances as to constitute the offense of willful
misapplication, and actually makes such direction or causes such misapplication to be made, he is equally as guilty as if it was done by his own
hands. Ib.
To constitute the offense of willful abstraction by an officer, defined by the
statute, it is necessary that the money or funds of the association should
be withdrawn by the officer or by his direction; that such taking or withdrawing should be without the knowledge or consent of the bank, or of its
board of directors; that the money or funds so taken or withdrawn should
be converted to the officer's own use, or for the benefit and advantage of
some person other than the association, and that this should be done with
intent to injure and defraud the association. Ib.
It is competent for a State by penal enactments to protect its citizens in
their dealings with national-banking associations located within the State.
State v. Fuller, 34 Conn., 280.
An officer of a national-banking association can not be punished under State
laws for embezzling the funds of the association. Commonwealth ex rel.
Torrey v. Ketner, 92 Penn. St., 372; Commonwealth v. Felton, 101 Mass., 204.
But where the offense committed by an officer is properly a larceny of the
funds, and not an embezzlement, he maybe indicted under a State law.
Commonwealth v. Barry, 116 Mass., 1.
And an officer may be punished under State laws for making false entries
in the books of the association with intent to defraud it. Luberg v. Commonwealth, 94 Penn. St., 85.
The officers of a national-banking association may be prosecuted under
State statutes for fraudulent conversion of the property of individuals
deposited with, and in the custody of, the association. Commonwealth v.
Tenney, 97 Mass., 50; State v. Fuller, 84 Conn., 280.
As the national-banking law makes the embezzlement, abstraction, or
willful misapplication of the funds of a national-banking association
merely a misdemeanor, a person who procures such an offense to be committed can not be punished under a State statute which provides that a
person who procures a felony to be committed may be indicted and convicted of a substantive felony. Commonwealth v. Felton, 101 Mass., 204.
The procuring by two or more directors of the declaration of a dividend at a
time when there are no net profits to pay it, is not a willful misappropriation of money of bank within section 5204, Revised Statutes. United
States v. Britlon, 108 U. S., 199.
It is not a willful misapplication of bank money by the president, under
section 5209, for him to procure the discount by bank for his own benefit of
an unsecured note on which both maker and indorser are insolvent to his
knowledge. Ib., 193.
Nor is president liable for a criminal violation of that section solely by
reason of permitting a depositor who is largely indebted to bank to withdraw his deposits without first paying such indebtedness. Ib.
It is not a conspiracy against United States, under section 5440, Revised
Statutes, nor a willful misapplication of money of bank, under section
5209, for president and director of bank to cause shares of its stock to be
purchased with its money and held on trust. Ib., 192.
Purchase of stock in violation of section 5201, Revised Statutes, made with
intent to defraud, and by officers named in section 5209, is not punishable
under latter section. United States v. Britton, 107 U. S., 655.

DIRECTORS: See Officers.
DISTRICT ATTORNEY :

1. For services performed by the district attorney in bringing a suit against a
national bank, and obtaining a forfeiture of its charter, he is not entitled to more than $10, the fees prescribed by section 824, there being no
other law in the United States giving a compensation to a district attorney for such services. Bashaw v. United States, 47 Fed. Hep., 40.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

$$

DISTRICT ATTORNEY—Continued.

2. The 56th (now 153rd) section of the act providing that suits under it, in which
officers of the United States are parties, shall he conducted hy the district
attorney of the district, is directory only. Kennedy v. Gibson] 8 Wall., 498.
3. District attorney can not recover compensation for services in conducting
suit arising out of the provisions of the national-banking law in which
the United States or any of its agents or officers are parties. Gibson v.
Peters, Receiver, U. S. S. C., October, 1893.
4. The expenses of a receivership can nofc be held to include compensation of district attorney for conducting a suit in which the receiver is party, and he
can not receive any compensation for services so rendered or offered to be
rendered. Ib.
DISTRICT OF COLUMBIA:

After the act of June 30, 1876 (19 Stat., 63), savings banks organized in the District of Columbia under an act of Congress, and having a capital stock
paid up in whole or in part, were entitled to become national banking
associations in the mode prescribed by Revised Statutes, Sec. 5154. Key*
ser v. Hits, 133 U. S., 138.
ESTOPPEL:

1. Where an officer of a bank loaned money for his individual benefit upon pretended collateral security of the bank, held, that his bank was estopped
to deny the loan and is liable therefor, as the lender dealt with him solely
in his official capacity. Stewart v. Armstrong, 56 Fed. Hep., 167.
2. Vice-president of bank, also manager of a commercial house, substituted as
collateral, notes to order of his house, and indorsed by them without
consideration. Held, that as against holders of collateral, the house
was estopped to deny that these notes were properly pledged as security
for a loan to his bank. Ib.
3. The estoppel upon his bank exists only in favor of lender. Hence, his house
has no remedy against it for any liability enforced by the lender on account
of its endorsed notes so pledged. Ib.
4. A shareholder who has held himself out to the world as such is estopped to
deny that the association was legally incorporated. Casey v. Galli, 94 TJ.
S.,673; Wheelockv. Kost, 77 IIL,296.
5. Where one sued by a national bank is accustomed to deal with it as such, and
does so deal with it in respect to the matter in suit, he is estopped from
denying its incorporation. National Bank of Fairhaven v. The Phoenix
Warehousing Company, 6 Run., 71.
6. A person who received dividends on shares of stock standing in his name on
the books of a national bank is estopped from denying his liability on the
ground that he returned the same by check to an officer of the bank. He
is presumed to be the owner of the stock when his name appears upon the
books of the bank and the burden of proof is upon him to show that he
is not in fact tne owner. Finn v. Brown, 142 TJ. S,, 56.
7. A shareholder against whom suit is brought to recover the assessment inade
upon him by the Comptroller will not be permitted to deny the existence
of the association, or that it was legally incorporated. Casey v. Galli3 94
TJ. 8., 673.
8. A director is not, by reason of his position, estopped from setting up the
defense of usury in an action brought against him by the association.
Bank of Cadiz v. Slemons, 34 Ohio St., 142\
9. The legality of the appointment of the receiver can not be questioned by tha
debtors of the bank when sued by him. The bank may move to have th©
appointment set aside, but the debtors can not. Cadle v. Baker, 20 Wall.p
650; Plait v. Beebe, 57 N. Y., 339,
10. Where a national-banking association has entered into a contract which it
is not authorized to make, a party who has enjoyed the benefit of such
contract can not question its validity. Casey v. La Societe de Credit Mobil*
ier, 2 Woods, 77; German National Bank v. Meadowcroft, 95 III., 124.
11. Debtors of national banks, when sued by person whom Comptroller has
appointed receiver under section 50, can not question the legality of his
appointment. Cadle v. Baker, 20 Wall., 650.
12. Where officer of a bank guaranteed payment in name of bant and sold the
note, the bank by retention and enjoyment of the proceeds is estopped to
deny officer's act. People's Bank v. National Bank, 101 TJ. S., 181.
13. In such suit stockholder is estopped to deny existence or validity of corporation. Casey v. Galli, 94 U. S., 673.




40
E

REPORT OF THE COMPTROLLER OF THE CURRENCY.
1. The certificate of the Comptroller of the Currency that an association has
complied with all the provisions required to be complied with before commencing the business of banking is admissible in evidence upon a plea of
mil tiel corporation; and such certificate, together with proof that the
association has been acting as a national-banking association for a long
time, is amply sufficient evidence to establish, at least prima facie, the
existence of the corporation. Mix v. The National Bank of Blooming ton, 07
III., 20; Merchants' National Bank of Bangorv. Glendon, 120 Mass., 97.
2. The certificate of the Comptroller that the association has complied with all
the provisions of law touching the organization of associations removes
any objection which might otherwise have been made to the evidence
upon which he acted. Casey v. Galli, 94 U. S., 673; Thatcher v. West River
National Bank, 10 Mich., 196.
3. And in a suit against the association or its shareholders such certificate of the
Comptroller is conclusive as to the completeness of the organization.
Casey v. Galli, supra.
4. A letter from the Comptroller directing the receiver to institute suit, if not
objected to at the time, is sufficient evidence that the Comptroller has
decided that the enforcement of the individual liability of the shareholders
is necessary. Bowden v. Johnson, 107 U. S., 251.
5. A certificate signed by the Deputy
Comptroller of the Currency as "Acting
Comptroller of the Ciirrencjr," is a sufficient certificate by the Comptroller of the Currency within the requirements of Revised Statutes, Bee.
5154.

Asjnnwall v. Butter, 133 U. S., 595.

EiXKCUTION:

A judgment against a national bank in the hands of a receiver only establishes
the validity of the claim; the plaintiff can have no execution on such
judgment,'but must wait pro rata distribution. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383.
FALSE ENTRIES:

1. The only remedy for the making of a false return to the auditor by the cashier
of a bank, of the resources and liabilities of the bank for the purposes of
taxation, is afforded by revised statutes of Ohio, section 2679, which
provides that the auditor may examine the books of the bank, aud any officer or agent of it under oath, and make out the statement; and any officer
of the bank may be fined not exceeding $100 for failing to make the statement, or for willfully making a false one. Miller v. First National Bank,
21 N.' E. Rep., 860.
2. Any entry on the books of the bank which is intentionally made to represent
what is not true or what does not exist, with intent either to deceive its
officers or defraud the association, is a false entry within the meaning of
the statute. United States v. Harper, 33 Fed. Rep., 471.
3. It may be made personally or by direction. Io.
4. The erasure of figures already written in the books of a national bank and
the substitution of other figures which falsify the state of the account constitute a "false entry" within the meaning of section 5209, Revised Statutes, by which it is declared to be a misdemeanor to make "any false
entry in any book, report, or statement of the association, with intent to
injure or defraud," etc. United States v. Crecelius, 34 Fed. Rep., 30.
5. Where false entries are made by a clerk at the direction of the president, the
latter is a principal. In the matter of Van Campen, 2 Ben., 419; United
States v. Fish, 24 Fed. Rep., 5S5.
6. A report of condition of a national bank, whether called for by the Comptroller of the Currency or not, which is a report in the usual form made by
an officer of the bank in his official capacity, if it contains a false entry
made with intent to deceive, is within Revised Statutes, United States,
section 5209, which declared such false entries to be a misdemeanor.
United States v. Hughitt, 45 Fed. Rep., 47.
7. Where false entries were made by a bookkeeper in a statement requested by
a national-bank examiner purporting to give the balance due to depositors, which statement it was the duty of the examiner to make and not the
bookkeeper, an indictment for making "false entries in a statement of
the association" will not be sustained. United States v. Eqet 49 Fed Rep.,
852.
8. In an indictment of an officer of a national bank under section 5209, Revised
Statutes, United States, for making false entries in a report to the Comptroller of the Currency, it is no defense that such entries were made by a




REPORT OF THE COMPTROLLER OF THE CURRENCY]

4j

FALSE ENTRIES—Continued.

clerk and verified by the officer without actual knowledge of their truth,
since it was his duty to inform himself. United States v. Allen, 47 Fed.
Rep., 696.
9. A "false entry" in a report by a national-bank officer or a director to Comptroller of the Currency within the meaning of section 5209, is not merely
an incorrect entry made through inadvertent negligence or mistake, but
is an entry known to the maker to be untrue and incorrect and by him
intentionally entered while so knowing its false and untrue character.
United States v. Graves, f>3 Fed. Rep., 684.
10. In determining whether a certain false entry, made by a national-bank officer
in a report to the Comptroller, was made with intent to deceive or defraud, etc., within the meaning of the statute, the jury are authorized to
infer the intent if the natural and legitimate result of such false entry
would be to deceive any other officer or officers of the bank or any agent
appointed to examine into its affairs. Fb.
11. 1 n detercniuing whether defendant made a " false entry" within the meaning of
the statute, when he included in such report, as "Loans and discounts" of
the bank, amounts which were being carried on the books of the bank as
"overdrafts," the jury will not consider whether other national banks fol-1
lowed the#sanie practice;
but the jury, in determining whether such, entry,
if a "false entry,7' was made with intent to deceive and defraud, may consider whatever knowledge defendant is shown to have had as to practice of
any other national bank'hi this respect. Fb.
12. It is not necessary to complete the offense of making a "false entry" in a
report to the Comptroller of the Treasury of the condition of a national
bank, with intent to deceive or defraud, that any person shall have been
in fact actually deceived or defrauded; for the making of such a "false
entry " with the intent to deceive or defraud is sufficient. Ih.
13. Under section 5209 of the national-bank act, it is an indictable offense to
make a false entry in a report to the Comptroller of the Currency, or to
aid and abet the making of such entry. United States v. French el. ah, 57
Fed. Rep., 882.
14. It is not a " false entry " to enter under heading of " Loans and discounts,"
items which, on books of the bank, and for convenience of its officers, have
been temporarily withdraw from that heading, and which are, from day
to day carried on books of the bank under heading of " Suspended loans"
while awaiting action of directors as to same being withdrawn from
character of loans and entered up as a loss on profit and loss account.
United States v. Graves, 53 Fed. Rep.,

634.

FORFEITURE OF CHARTER:

1. Under Revised Statutes, United States, section 5239, providing that if the
directors of a national bank shall violate any of the provisions of the title
relating to the organization and management of banks, the franchises of
the bank shall be forfeited, such violation, however, to be determined by
a proper court of the United States in a suit therefor by the Comptroller,
and that in cases of such violation every director participating therein
shall be personally liable for all damages which the bank, its shareholders,
or any other person shall have sustained in consequence thereof, the
Comptroller can not authorize the receiver to bring suit, under section
5234, to enforce such personal liability, until it has been adjudged by a
proper court that such acts have been done as authorize a forfeiture of the
charter. Wei les v. Graves, 41 Fed. Rep., 459.
2. The right to maintain an action under Revised Statutes, United States, section ,">239, to recover from a bank director the damages sustained by his
bank in consequence of excessive loans made by him while serving in the
capacity of director, is not affected by the fact that the Comptroller has
or has not procured a forfeiture of the bank's charter. Stephens v. Overstolz, 43 Fed. Rep., 771.
GOVERNMENT SECURITIES:

National-banking associations can engage in the business of dealing in and
exchanging Government securities. Van Leuven v. First National Bank,
54 N. Y., 671; Yerkes v. National Bank of Fort Jervis, 69 N. Y., 383; Leaeh
v. Hale, 31 Iowa, 69.
GUARANTY :

A personal guaranty, given by stockholders and directors to another bank in
consideration of loans, discounts, or other advances to be made, for the
repayment of any indebtedness thus created, imposes a liability on the



42

REPORT OF THE COMPTROLLER OF THE CURRENCY.

GUARANTY—Continued.

guarantors when acted on by tlie guarantee though no notice of the acceptance of the guarantee was given, for the contract shows a personal interest
of the guarantors in the advances constituting a consideration moving to
them.

JJoud et. al. v. National ParJc Bank, 54 Fed. Rep., 846.

INCREASE OF CAPITAL STOCK :

1. National banks have no authority to increase their capital stock except as
provided by Revised Statutes, section 5142, and act of Congress, May 1,1886;
and where an increase is attempted to be made without obtaining the consent of two-thirds of the stock, the payment in full of the amount of such
increase, and the certificate and apx>roval of the Comptroller of the Currency, as required by those statutes, the proceedings are invalid, and preliminary subscriptions to such increase can not be enforced. Armstrongv.
Stanage et ah, 37 Fed. Be}),, 508.
2. Where one subscribes for shares in the increase of the capital of a nationalbanking association in a certain amount, such subscription and payment
are upon the implied condition that the increase shall be in the exact
amount so fixed; and if such amount is changed, the subscriber may avoid
the subscription and recover the amount paid in. Eaton v. Pacific Bank,
144 Mass., 260.
3. And the certificate of the Comptroller of the Currency that the amount of
the increase in another sum has been paid in, which amount includes what
was paid by the dissenting subscriber, will not be conclusive upon such
subscriber. Ib.
4. But if such subscriber has assented to or ratified the change lie will be held a
shareholder. Delano v. Butler, 118 U. S., 634.
5. When the previous proceedings looking to an increase in the capital stock
of a national bank have been regular and all that are requisite, and a
stockholder subscribes to his proportionate part of the increase and pays
his subscription, the law does not attach to the subscription a condition
that it is to be void if the whole increase authorized be not subscribed;
although there may be cases in which equity would interfere to protect
him in case of a material deficiency. Aspinwall v. Butler, 133 U. S., 595.
6. The Comptroller of the Currency has power by law to assent to an increase
in the capital stock of a national bank less than that originally voted by
the directors, but equal to the amount actually subscribed and paid for by
the shareholders under that vote. Ib.
7., Where one subscribes for shares in an increase of capital stock of a national
bank and pays for the same without waiting to see whether the whole
amount of the increase is taken, he is bound by such subscription and
payment, though the amount of the increase is afterward reduced by the
bank and the Comptroller of the Currency. Butler v. Eaton, 141 U. S., 240.
8. The conditions imposed by Revised Statutes, Sec. 5142, to the validity of
increase of national-bank capital were intended to secure actual cash
payment of subscriptions and to prevent watering stock, not to invalidate
bona fide subscriptions actually made and paid. Agpinwall v. Butler, 133
U. S., 595.
9. Stockholder in national bank who, with knowledge of its insolvent condition and of all material facts, subscribes for increased stock to same
amount as his original stock, and amount of proposed increase is afterward reduced, cau not question validity of proceedings for such increase
to annul such subscription and payment;. Delano v. Butler, 118 U. S.,
634; Pacific National Batik v. Eaton, 141 ib.y 227; Thayer v. Butler, ib.,
234; Butler v. Eaton, ib., 240.
INDICTMENT :

1. An indictment charging defendants with aiding and abetting a director in a
willful misapplication of the money of an association must state facts to
show that there has been such misapplication committed by the director.
United States v. Warner, 26 Fed. Rep., 616.
2. An indictment under act of July 12, 1882, amending section 5208, making it a
misdemeanor to "certify any check" drawn by a person not then having
on deposit sufficient money to meet same need not allege delivery of check
by bank after certification. Untied States v. Potter, 56 Fed. Re})., 83.
3. When indictment alleges certification as accomplished, authentication will
not be presumed as an essential part thereof, and hence it is unnecessary
to allege absence of required credit or deposit at time of authentication.

Ib.




REPORT OP THE COMPTROLLER OF THE CURRENCY.

43

INDICTMENT—Continued.

4. The indictment in charging in the language of section 5208 that the drawer of
the cheek had not on deposit, at the time it was certified, "an amount of
money equal to that specified" in the check is sufficient. Ib.
5. The indictment does not charge two offenses in the same count because it
alleges therein that the check was certified " before the amount thereof
had been entered to the credit of the drawer on the books of the bank/'
and also at a time when the drawer did not "have on deposit an amount
of money equal to" the amount of the check, lb.
6. An indictment against the president for "aiding and abetting" cashier in
certifying check under prohibition can not be sustained, lb.
7. An indictment charging directors of a national-banking association with
making false entries in a report of condition to the Comptroller of the
Currency can not be sustained under section 5209. Ib.
8. The use in an indictment, under section 5209, of the words "then and there"
in alleging that the defendant was president or director of such bank and
made alleged false entries, is not uncertain or repugnant merely because
in one place they may refer to the whole of a day and in another to only
one instant of the day. Ib.
9. The omission of the signs for dollars and cents in the recital of alleged false
entries in reports and misnomer of reports are immaterial where reports
are set out by their tenor in the indictment. Ib.
10. It is not necessary to allege specifically in such indictment that the reports
were transmitted to the Comptroller of the Currency, or that they were
published. Ib.
11. Allegations that the false entries were made with intent "to injure and
defraud the said association and certain persons to the grand jurors
unknown" are sufficient. Ib.
12. An indictment against the president of a national bank, under section 5209,
for making false entries in the books of the bank, charging that it was
done "with intent to defraud said association and certain persons to the
grand jurors unknown" is sufficient so far as concerns the allegations
of intent. United States v. Potter, 56 Fed. Rep., 97.
13. When indictment alleges that the false entries indicated that there was then
in the paying teller's department of the bank certain amount in gold,
legal tenders, and gold certificates, when in fact such amount was not
there, it is not necessary that it should further allege that such amount
was not then in other departments of the bank. Ib.
14. In addition to the entries themselves, the indictment need set out the context only when it so modifies the entries as to be in presumption of law a
part of them. lb.
15. The fact that the note teller's and paying teller's books, in which the president is charged with making the false entries are usually kept by those
officers without interference by the president does not invalidate indictment thereon. Ib.
16. Counts charging false entries by the president in reports of condition of the
bank, which allege that reports were made in conformity to the law and
then set them out by their tenor are bad, for their failure to allege specifically that the reports were verified and attested by the cashier. Ib.
17. An indictment against the president of a national bank, alleging that he
"unlawfully and willfully and with intent to injure and defraud the
said association for the use, benefit, and advantage of himself, did
misapply certain of the money and funds of the association which
he * * * then and there with the intent aforesaid paid and caused
to be paid" to certain persons named, was bad for failure to allege
the fact that made such payment unlawful or criminal. United States v.
Eno, 56 Fed. Eep., 218.
18. It is not essential that such indictment should allege that the acts charged
were done without the knowledge and assent of the directors of the association. Ib.
19. Where the entry whose tenor is set forth contains the words " See schedule,"
it is not a valid objection to the indictment that these words are not
explained. Ib.
20. It is sufficient if the indictment allege the substance of the reports in question without setting them out in full. Ib.
21. United States v. Work, 57 Fed. Rep., 391, was decided in accordance with
United States v. French. 57 Fed. Rep., 382, and United States v. Potter,
56 Fed. Rep., 83 and 97. '
22. An allegation in an indictment under this section that defendant" did make
a certain false entry in a certain report of the association" will not b©




44

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INDICTMENT—Continued.

23.

24.

25.

26.

27.

28.

29
30.

31.

construed to mean that the entry was made after the report was completed, and was, in fact, an alteration. United Staies v. French et al.% 57
Fed. Hep., 882.
The preparation and completion of the report, the making of the false entry
therein, its verification, attestation, and delivery to the Comptroller,
may be considered as simultaneous, and there is no repugnance in failing
to allege that any or all of these things occurred in consecutive order. Ib.
Though the counts in an indictment under this section for aiding and
abetting the cashier in making such false entries describe defendant as
'•being then and there a director" of the bank in question, it can not be
held that they charge him in aiding and abetting in his official capacity.
Ib.
Counts in such indictment, which charge defendant with x>r<>euring and
counseling the false entry before the fact, are valid, for such acts are
covered by the clause of the section extending the penalty to anyone who
"abets" an officer or agent in the acts prohibited. Ib.
In indictment under Revised Statutes, Sec. 5209, for willfully misapplying
the funds of a national bank, it is not necessary to charge that the funds
had been previously intrusted to defendant; since such act may be done
by an officer or agent of the association without his having previously received the funds into his manual possession. United States v. Northway,
120 U. S., 327.
Indictment charging president of a bank with aiding and abetting its cashier
in the misapplication of its funds, it is not necessary to aver that he then
and there knew that the person so aided and abetted was the cashier.—
Ib.
A form of indictment which sufficiently describes and identifies the crime
of abstracting the funds of a national bank created by Revised Statutes,
Sec. 5209, and sufficiently states the character and capacity of the bank.
Ib.
Indictment against president for false entry on books held sufficient in form
and averments. United States v. Britton, 107 U. 8., 655.
Indictment against president for fraudulent purchase of stock of the bank
is bad if it fails to state for whose use purchase was made, or if it states
that it was for use of the bank, or if it does not aver that it was not made
to prevent loss on previous debt. Ib.
Indictment for perjury against officer for false statement under section 5211,
Revised Statutes, is bad if, prior to act of 1881, chapter 82, his oath verifying report was taken before notary appointed by a State. United States
v. Curtis, 107 U. S.t 671.

INJUNCTION :

Sec. 5242 Revised Statutes, providing that no injunctions shall issue from a State
court against a national bank before final judgment, does not deprive the
Federal court of power to issue such injunction or to continue after
removal of the case an injunction previously granted by a State court.
Hower v. Weiss Maltinq and Elevator Co. et. al., 55 Fed. Bep., 856.

INSOLVENT BANKS: See Shareholders; Set-off; Receiver; Preferred claims.
1. National-banking associations were not subject to the bankrupt act while
that act was in force. In re Manufacturers' National Bank, 5 Biss., 499.
2. The term "insolvency," as used in section 5242, Revised Statutes, forbidding
transfer of the assets of national-banking associations after, or in contemplation of, such insolvency, has the same meaning as it had when applied
to traders in the bankrupt act; that is, it does not mean an absolute inability of a debtor to pay his debt at some future time, upon a settlement
and winding up of his aifairs, but a present inability to pay in the ordinary
course of business. Case v. Citizens' Bank of Louisiana, 2 Woods, 23; Market Bank v. Pacific National Bank, 30 Run., 50.
3. It is not necessary that the facts upon which the Comptroller bases his action
in appointing a receiver should be established by what is competent legal
evidence; but he is left to be satisfied as best he can be, under the peculiar
circumstances of each case, of the facts and the necessity for the exercise
of his authority. Platt v. Beebc, 57 N. Y., 330.
4. A return of nulla bona upon an execution issued against the property of a
national bank is proof of its insolvency. Wheelock v. Kost, 77 III., 296.
5. The creditors of an insolvent association must seek their remedy through the
Comptroller, in the mode prescribed by the statute; they can not proceed




REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

INSOLVENT BANKS—Continued.

directly in their own names against stockholders or the debtors of the
bank. Kennedy v. Gibson, 8 Wall., 498.
6. The creditors of an insolvent national-banking association in the hands of a.
receiver are entitled to Interest on their claims during the period
of administration. National Bank of Commonwealth v. Mechanics7 National Bank,
94 U. 8., 437; Chemical National Bank v. Bailey, 12 Blatch., 480; White v.
Knox, 111 U. S., 784.
7. Where a national bank has leased a banking house for a long term of years,
and subsequently becomes insolvent, but during the time it continued
business had not defaulted in paying the rent, the lessor has no claim
against the receiver by reason of the insolvency or dissolution of the corporation or the forfeiture of its franchises, or by the refusal of the receiver
to take under the contract and pay the rent. Fidelity Safe Deposit and
Trust Co. v. Armstrong, 35 Fed. Rep., 567.
8. A subscriber who has made payments on his subscription to the proposed
increase, believing that the statutory requirements would be complied
with, is entitled to have the amount thereof allowed as a claim against
the assets of the bank in the receiver's hands. Armstrong v. Slanage, 37
Fed. Hep., 568.
9. Revised Statutes, United States, sections 5234 and 5239, prescribing the
method of enforcing the liability of the directors of national banks for
violation of the banking law, are exclusive of other remedies, and a creditor of an insolvent bank for which a receiver has been appointed, can not
sue its directors for the purpose of making them personally liable for the
mismanagement of the bank. National Exchange Bank v. Peters et al., 44
Fed. Hep., 13.
10. Bank'property attached by individual creditor after bank is insolvent can not
be sold to pay his demand against the claim of a receiver subsequently
appointed. National Bank v. Colby, 21 Wall., 609.
11. Depositor, when bank suspends payment and receiver is appointed, is entitled
from date of his demand to interest on his deposit. National Bank v.
Mechanics1 National Bank, 94 TJ. 8., 437.
12. It does not lose its corporate existence by mere default in paying its notes
and the appointment of a receiver. Ib.; Bank of Bethel v. Pahquioque Bank,
14 Wall., 38S.
13. Such associations may be sued, though a receiver has been appointed and is
administering its concerns. Ib.
14. If failed bank was indebted to its subagent and the collections were entered
in their books as a credit to such indebtedness, they were thereby reduced
to possession and passed into the general funds of the failed bank. Commercial National Bank v,. Armstrong, 148 TJ. 8., 50.
15. By the terms of an arrangement for the failed bank to remit the 1st, 11th,
and 21st of each month, the relations of debtor and creditor were created
when the collections were fully made, the funds being on general deposit
with the failed bank with the right in that bank to their use until the
time of remittance should arrive. Ib.
16. Where a check of a depositor is accepted by a correspondent bank in payment of a draft for collection, which charges the same to the drawee and
credits the drawer without separating the amount from its general funds,
it holds the money as agent for the drawer, who, after insolvency, becomes
a mere general creditor, notwithstanding the State constitution proves
that "depositors who have not stipulated for interest shall for such
deposits be entitled in case of insolvency to preference of claimant over
all other creditors. Anheuser-Busch Brewing Association v. Clayton, 56 Fed.
Rep., 759.
17. Sureties on indebtedness of insolvent bank are not entitled to prove any
claim against it by reason of the enforcement of their liability as such.
Stewart v. Armstrong, 56 Fed. Rep., 167.
18. A creditor of an insolvent national bank, who establishes his debt by suit
and judgment after refusal of Comptroller to allow it, is entitled to share
in dividends on debt and interest so established as of day of failure of
bank, not for subsequent interest. White v. Knox, 111 U. S., 784.
19. The personal property of an insolvent bank in hands of a receiver is exempt
from State taxation. Rosenblatt v. Johnston, 104^ TJ. S., 462.
20. When a creditor of a national bank is entitled to interest on the amount of
his dividend from the time it was declared by a receiver of the bank.
Armstrong v. American Exchange National Bank, 133 TJ. «S\, 433.
21. Construction and application of Revised Statutes, Sec. 5212, as to transfers
hy insolvent national banks, National Bank v. Butler, 129 U. #., 223%




46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT BANKS—Continued.

22. What motive is sufficient under Revised Statutes, Sec. 5242, to invalidate
a transfer by a national bank. 1b.
23. In estimating the dividends to be paid out of the assets of an insolvent
association, the value of the claims at the time when the insolvency is
declared is to be taken as the basis of distribution. White v. K?ioXj 111
U. S., 784.

INTEBEST: See Usury; Insolvent banks.
1. The provision in section 30 of the act of 1884 "that where, by the law of
any State, a different rate is limited for banks of issue organized under
State laws, the rate so limited shall be allowed for associations organized
in any such State under the act," is enabling, and not restrictive; and,
therefore, a national-banking association in any State may stipulate for
as high a rate of interest as by the laws of such State a natural person
may, although State banks of issue are restricted to a less rate. Tiffany
V. National Bank of the State of Missouri, 18 Wall., 409.
2. But it is not to be inferred from Tiffany v. National Bank of Missouri that whatever by the laws of the State is lawful for natural persons in acquiring
title to negotiable paper by discount islawful fornational banks. National
Bank v. Johnson, 104 U. 8., 271.
3. The interest which a national-banking association may charge is limited to
the rate allowed to the banks of the State generally; and the fact that a
few of the State banks are specially authorized to take a higher rate is
not a warrant for a national-banking association to do so. Duncan v.
First National Bank of Mount Pleasant, 11 Bank*Mag., 787; Gruber v. First
National Bank, 87 Penn. St., 468.
4. Where the State law does not limit the rate of interest which may be charged
on loans to corporations, a national-banking association located in that
State can not charge more than 7 per cent interest on such loans. In re
Wild, 11 Blaich., 243.
5. Where by the statutes of the State parties are authorized to contract for any
rate of interest, national-banking associations in that State may likewise
contract for any rate, and are not limited to 7 per cent. Hinds v. Marmelejo,
60 Cal., 229; National Bank v. Bruhn, 64 Texas, 571.
6. Bank may take the rate of interest allowed by the State to natural persons
generally, and a higher rate where State banks of issue can take it. Tiffany v. National Bank of Missouri, supra.
7. May charge rate of interest allowed to natural persons in the State or Territory where bank is located,but can not take more, even on discount ofpaper
for third party, without it being usury. National Bank v. Johnson, supra
JURISDICTION: See Actions.

1. The tenth subdivision of section 629, Revised Statutes, which confers upon the
circuit court of the United States jurisdiction of all suits by or against
any national-banking association established in the district for which the
court is held, has been repealed by the proviso to section 4 of the act of
July 12, 1882. National Bank of Jefferson v. Fare et at., 25 Fed. Rep., 200.
2. The object of this proviso was to deprive the United States courts of jurisdiction of suits by or against national-banking associations in all cases
where banks organized under State laws could not likewise sue or be sued
in such courts. Ib.
3. But the proviso does not affect the right of the receiver of an insolvent
association to sue in a Federal court. Hendee v. Connecticut and P. R. 11,
Co., 26 Fed. Rep., 677.
4. Nor would the act of July 12, 1882, take from the circuit court jurisdiction
of a suit brought against a direct or for negligent performance of his duties;
for, as such suits rest upon the requirements of the United States laws and
by-laws made pursuant thereto, it is a case arising under the laws of the
United States 1Fitters v. Foster, 28 Fed. Rep., 737.
5. In an action against a national bank in a circuit court of the United States,
if all the parties are citizens of the district in which the bank is situated,
and the action does not come under section 5209 or section 5239 of the
Revised Statutes, the circuit court has no jurisdiction. Whittemore v.
Amoskeag National Bank, 134 U. S., 527.
6. The Federal courts have jurisdiction of an action between a national bank
located in one State and a citizen of another State. First National Bank
v. Forest, 40 Fed. Rep., 705.
7. An action between a receiver of an insolvent national bank and a depositor
does not present a Federal question under Revised Statutes of the United




REPORT OF THE COMPTROLLER OF THE CURRENCY.

47

JURISDICTION—Continued.

States, section 5242, avoiding preferences to creditors of such an insolvent
bank. Tehan v. First National Bank et al., 39 Fed. Bep., 577.
8. A receiver of an insolvent national bank is an officer of the United States
within the meaning of section 563, Revised Statutes of the United States,
which gives the district courts jurisdiction of "all suits at common law
brought by the United States, or any officer thereof authorized by law to
sue." Stephens v. Bern ays, 41 Fed. Rep., 401.
9. State courts have jurisdiction of suits by and against national banking
associations. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383; Ordway v.
Central National Bank, 47 Md., 217 and Clafflin v. Houseman 93 U. S., 130.
10. Where a national banking association is sued in a State court, the suit must
be brought in the city or county in which the bank is located. Cadle v.
Tracey, 11 Blatch., 101.
11. The United States district court has jurisdiction of an action at Jaw brought
by the receiver of a national bank to recover an assessment made upon a
stockholder, and the action may be maintained, in such event against the
executor of a deceased stockholder. Stephens v. Bernays, supra.
12. But in a State where the holder may sue without respect to the ownership
an association may bring suit upon paper so acquired. National Pemberton
Bank v. Porter, 125 Mass., 333; Atlas National Bank v. Savery, 127Mass., 75.
13. But in Talmage v. Third National Bank, 27 Hun., 61, the supreme l court of
New York said: "The words of restriction to the place where said association is situated' apply to the county and municipal courts, and not to the
State courts. In the State courts of general jurisdiction a national-banking association can be sued whenever an individual can be for the same
.cause."
14. A State court can entertain an action brought to recover of a national-banking association the penalty for taking usury. Ordway v. The Central
National Bank, 47 Md., 217; Hade v. Me Fay, 31 Ohio St., 231; Bletz v. Columbia National Bank, 87 Penn. St., 87.
15. The State courts have jurisdiction of an action brought by a shareholder on
behalf of himself and other shareholders to recover of the directors of an
insolvent association damages for injuries resulting from their negligence
and misconduct. Brinckerhoffv. Bostwick, 88 N. Y., 52.
16. A State court has no power to make an order directing the receiver of a
national bank, who has been appointed by the Comptroller of the Currency, to pay a judgment obtained against the bank before the receiver
was appointed. Ocean National Bank v. Carll, 7 Hun, 237.
17. State courts have no jurisdiction of the case of an embezzlement of the funds
of the association by one of its officers. Commonwealth v. Felton, 101
Mass., 204; Commonwealth ex ret. Torrey v. Ketner, 92 Penn. St., 372.
18. The defense of usury may be set up in action brought in a State court.
National Bank of Winter set v. Eyre, 52 Iowa, 114.
19. Neither the Comptroller nor the receiver by putting in an appearance to a
suit can subject the United States to the jurisdiction of a court. Case v.
Terrell, 11 Wall., 199.
20. A national-banking association is for jurisdiction al purposes a citizen of the
State in which it is located. Davis v. Cook, 9 Nev., 134.
21. The offense of making false entries in the books of a bank, for which an officer of the bank is liable to punishment, under section 5209, since it is not
a crime of which the State courts have concurrent jurisdiction, under section 5328. is exclusively cognizable by the Federal courts. In re Enot 54
Fed. Hep., 69.
22. Under the provisions of the act of August 13, 1888, national banks are
deemed to be, for jurisdictional purposes, citizens of the State wherein they
are located and they no longer possess the right of removal on the ground
that they are Federal corporations. Burnham et al. v. First National Bank
of Leoti, 53 Fed. Rep., 163.
23. When the citizenship is diverse and plaintiff is a resident of the district it
is not necessary that he shall also reside in the particular division of the
district in which the suit is brought, that a creditor's bill may be maintained in a Federal court upon a judgment procured in a different State
court from the State in which the Federal court sits. Afcrchants' National
Bank et al. v. Chattanooga Construction Co., 53 Fed. Bep., 314.
24. The Federal courts have jurisdiction of suits by receivers of national banks
to collect the assets thereof without regard to the citizenship of the
plaintiff. Fisher v. Voder, 53 Fed. Hep., 565.
25. An action for money against a national bank whose corporate existence is
admitted is not a suit arising under the laws of the United States. Ulstm*
County Savings Institution v. Fourth National Bank, 8 N, T.7 162.



48

REPORT OF THE COMPTROLLER OF THE CURRENCY.

JURISDICTION—Continued.

26. The pro vision that the Federal courts shall not have jurisdiction of an action
on a promissory note or other chose in action by an assignee thereof,
unless the action might have been maintained in such courts if no assignment or transfer had been made (act August 13, 1888), does not apply to
the indorsement and transfer of the payee of notes which were made to
him merely that he might as agent of the maker raise money for it by
negotiating them with third persons. H aehusett National Bankv. Sioux
City Stove Works, 56 Fed. Rep., 821.
27. If the citizenship of original payee of promissory note is material to jurisdiction of an action by indorsee against maker, plaintiif must affirmatively plead it. United States National Bank v. McNair, 56 Fed. Rep., 323.
28. A suit on the official bond of the cashier of a national bank, conditioned for
a faithful performance of the duties thereof, "according to law and the
by-laws" of the bank, involves a Federal question and is maintainable in
a Federal court irrespective of the citizenship of the parties. Walker el
al. v. Windsor National Bank, 56 Fed. Rep., 76. '
29. In a suit which is properly brought in a Federal court, because it involves a
Federal question, the court has full jurisdiction of the defendant, who,
though a resident of another district, waives his personal privilege of
being sued in his district by voluntarily appearing. II).
30. A citizen of New York brought suit in the circuit court of North Carolina
against a citizen of North Carolina on promissory note to cashier of national
bank, which was also located there. Note had been indorsed to plaintiff.
After indorsement a receiver had been appointed for the bank. Held,
that the receiver would have been an assignee of the note although the
assignment was brought about by operation of law, and that as bank
could not have sued in circuit court neither could the receiver* nor the
plaintiff, as the court had no jurisdiction. Ib.
31. Under the above statute assignee can not maintain a suit on a promissory
note unless the original payee could have prosecuted it. Ib.
32. The exemption of national banks from suits in State courts in other than
their own county or city, by act of February 18, 1875 (18 Stat., 316, chap.
80), was a personal privilege which could be waived by appearing to such
suit and not claiming the immunity. First National Bank v. Morgan, 132
U. S., 141.
33. The provision in act of July 12, 1882 (22 Stat., 163, chap. 290, sec. 4), respecting suits by or against national banks, refers only to suits brought after
the passage of that act. Ib.
34. This court has jurisdiction to review a judgment in State courts involving the
question whether a national bank is exempted from liability to account for
bonds purchased by it on condition of selling back on demand. Logan
Bankv. Town send, 139 U. S., 67.
35. When transaction of transfer of national bank shares does not present a
case arising under national-banking act, and so involving a Federal
question. Le Sassier v. Kennedy, 123 U. 8., 521.
LENDING CREDIT:

1. A national-banking association can not lend its credit. Johnson v. Charlottesville National Bank, 3 Hughes, 657; Seligman v. CharloUesviUe National
Bank, 3 Hughes, 647; National Bank of Commerce v. Atkinson, 55 Fed. Rep.,
465.
2. A national banking association can not take a pledge of its stock to secure
a deposit made by it with another bank. Such a transaction amounts to
a lending upon the security of its own shares. Bank v. Lanier, 11 Wall., 369.
3. Though a bank is prohibited from lending money upon the security of its
own shares, yet, if the shares have been sold and the proceeds applied to
the nayii'ent of the debt, the courts will not aid the shareholder to
recover the value of the shares. He can dispute the validity of the transaction only while the contract is executory, and the security still subsists
in the possession of the bank. National Bank of Xenia v. Stewart, 107 U.
S., 676.
LIABILITY : See Officers: Shareholders.

1. And where an association receives United States bonds of one class for the
purpose of having them converted into bonds of another class, it is not a
mere mandatary, but is responsible for the failure to deliver the bonds on
demand. Leach v. Hale, 31 Iowa, 69.
2. Where a national-banking association has taken collaterals to secure a loan,
and, after the loan has been repaid, holds them to secure future advances.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

LIABILITY—Continued.

it is not a gratuitous bailee; and it is responsible for the loss of snch collaterals occasioned by its lack of ordinary care and diligence, though at
the time the bailor was not indebted to it. Third National Bank of Baltimore v. Boyd, 44 Aid., 47.
3. A bank receiving a certificate of deposit for collection, and mailing it to the
drawer with a request for a remittance, is guilty of negligence. First
National Bank of EvanscilleY. Fourth National Bank of Louisville, 56 Fed.
Rep., 967.
4. A bank is charged with notice of letters duly mailed to it and received by
the general bookkeeper, whose duty it is to open and distribute mail matter, although he conceals such letters to hide certain irregularities in his
office, and thereby prevents their coming into the hands of the other bank
officers. 11).
5. The E. bank, on May 8, 1888, mailed to theL. bank for collection a certificate
of deposit issued by P. & Co., which, the next day, negligently mailed it
to P. & Co. with request to remit. On June 1 the L. bank credited the
E. bank with the item in account current for May, and wrote that nothing
had been heard from P. & Co. On June 22 the L. bank wrote that repeated
letters about the item had remained unanswered. The L. bank now
charged the E. bank with the item. No further correspondence ensued.
P. & (Jo. continued in good credit until after January 1, 1889, when they
failed. Held, That the L. bank was not responsible for more than nominal damages, lo.
6. Where bank acquires title to real estate by conveyance from its president
who held same under deed reciting full payment of purchase money, and
bank has no actual knowledge that purchase money was not in fact paid,
it is an innocent purchaser without notice, and is not chargeable with
constructive notice because of the knowledge of its president. First
National Bank of Sheffield et al. v. Tompkins, 57 Fed. Rep., 20.
7. Where grantor states to director of bank that he is willing to convey a half
interest in certain land to the bank's president, with the understanding
that such president was to deed the w hole interest to the bank, and the
president of the bank was to pay him by giving Mm credit upon notes
then running against him in the bank. Held, Not to amount to notice
to the director that the grantor intends to retain a vendor's lien, but '
rather imports a notice that no such lien is to be retained. Io.
8. If a cashier, without authority to buy coin in behalf of his bank, does so
buy it, and it goes into the funds of the bank, it is liable. Merchants'
Bank v. State Bank, 10 Wall., 604.
9. National bank is liable for damages occasioned by the loss through gross
negligence of a special deposit made in it with knowledge and acquiescence of its officers and directors. National Bankv. Graham, 100 U. S., 699,
LIEN : See Preferred claims.
1. An association has equitable lien upon dividends declared for any j ust debt
'due to it from the shareholders. Hager v. Union National Bank, 63 Me.,
509.
2. But a creditor will not have a lien upon the funds of the association because
checks given in settlement of balances were fraudulent, and were given at
a time when the bank was hopelessly insolvent and its officers were contemplating flight. Citizens' National Bank v. Dowd, 35 Fed. Rep., 340.
3. Bank can not acquire a lien on its own stock held by its debtors, even if its
by-laws are framed with that intention. Bidlard v. Bank, 18 Wall., 589.
4. Loans by bank to stockholder do not give lien to bank on his stock. Ib.;
Bank v. Lanier, 11 Wall., 369.
LIQUIDATION:

1. A national bank may go into voluntary liquidation and be closed by a vote
of two-thirds of its shareholders, although contrary to the wishes and
against the interest of the remainder. Watkins v. National Bank of Lawrence, 32 Pac. Rep., 914.
2. A national bank which has gone into voluntary liquidation will continue to
exist as a body corporate for the purpose of suing and being sued until its
affairs are completely settled. National Bank v. Insurance Company, 104
U. S.f 54; Ordway v. Central National Bank, 47 Md., 217.
3. After an association goes into liquidation there is no authority on the part of
its officers to transact any business in its name so as to bind its shareholders, except that which is implied in the duty of liquidation, unless
such authority has been expressly conferred by the shareholders. Richmond v. Irons, 121 U. S.t 27.

10665 CUR



4

50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIQUIDATION—Continued.

4. The Comptroller may appoint a receiver for a bank that has voted to go into
voluntary liquidation. Washington National Bank of Tacoma v. Eckels,
Fed. Rep., 1893.
5. Where a bank has gone into voluntary liquidation, and the Comptroller has
no power to appoint a receiver, a proper court, in a case where such
action is necessary to protect the interests of a creditor, will appoint a
receiver for it. Irons v. Manufacturers' National Bank, 6 Biss., 301.
6. Where a national bank is insolvent and in process of voluntary liquidation,
and its affairs are being greatly mismanaged by its managing agents, to
the injury of its creditors and stockholders, and some of the creditors
and stockholders are being favored to the injury of others, a receiver may
be appointed in such a case, even where the bank only has been made a
defendant. Elwood v. First National Bank, 21 Kans., 673.
7. Where after an association has gone into liquidation a receiver is appointed at
the instance of the creditors, the expenses of such receivership must be
paid by the creditors. The shareholders can not be made individually
liable for such expenses. Richmond v. Irons, supra.
8. In case of book accounts in favor of depositors, interest begins to run against
an association in liquidation from the date of the suspension of business. Ib.
9. Without express authority from the shareholders in a national bank its officers, after the bank goes into liquidation, can only bind them by acts
implied by the duty of liquidation. Ib.
10. Creditors of national bank who, after it suspends payment and goes into
voluntary liquidation, receive in settlement of their claims bills receivable, indorsed or guaranteed in the name of the bank by its president, can
not claim as creditors against the shareholders, as the original debt is
paid. Ib.
LOANS:

1. Sec. 5200, Revised Statutes, which provides that the total liabilities to any
'* association of any person, etc., shall not exceed one-tenth part of the capital stock paid in, was intended only for the guidance of the association,
and, though its franchises may be liable to forfeiture for violation of the
law, the association may recover of the borrower the full amount of the
loan. Gold Mining Company v. Rocky Mountain National Bank, 96 U. S.,
640; O'Hare v. Second National Bank of Titusville, 77 Penn. St., 96; Shoemaker Y. The National Mechanics' Bank, 2 Abb., U. S., 416; Stewart v. National
Union Bank of Maryland, 2 Abb., U. S., 424.
2. A note is not illegal because at the time it was discounted by the association
the maker was indebted to the association in a sum equal to more than onetenth part of its capital. O'Hare v. Second National Bank of Titusrille,
supra.
3. And a court of equity will not enjoin an association, at the instance of the
borrower, from transferring to innocent third persons notes and securities,
on the ground that the notes represent part of a loan made in excess of 10
per cent of the capital of the association. Elder v. First National Bank of
Ottawa, 12Kans., 238.
4. Where a State bank makes a loan to one person of an amount in excess of onetenth part of its capital, and is afterward converted into a national bank,
it may, after conversion, extend the time for payment of such loan without
violating section 5200, Revised Statutes. Allen v. The First National Bank
of Xcnia, 23 Ohio St., 97.
5. Defendant sued by national bank for moneys it loaned him can not set up as
bar that they exceed one-tenth of capital paid in. Gold Mining Co. v. National Bank, supra.
6. Placing by one bank of its funds on permanent deposit with another is a loan
within this enactment. Bank v. Lanier, 11 Wall., 369.
MANDAMUS :

The writ of mandamus can not issue in a ease where its effect is to direct or control the head of an executive department in the discharge of an executive
duty, involving the exercise of judgment or discretion. United States ex
rel. ^Boynton v. Blaine, 139 U. S., 306.
MARRIED WOMEN :

A national-banking association may take as security for a loan the indorsement
of a married woman, charging her separate estate. Such security is to be
treated as personal security, within the meaning of the banking law, and
not as a mortgage. Third National Bank v. Blake, 73 N. Y., 260.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

51

MORTGAGE : See Real estate.
1. ^National-banking* assocations are by implication prohibited from taking
mortgages on real estate as security for contemporaneous loans. National
Bank v**. Matthews, 98 TJ. 8., 621; Fowler v. Scully, 72 Penn. St., 456; Kansas
Valley National Bank v. Ro-ivell, 13 Dill., 871; Commonwealth Bank v. Clark,
4 Mo., 59; Crocker v. Whitney, 71 N. Y., 161; Fridley v. Bowen, 87 III., 151.
2. But where such security has been taken, no one but the Government can be
heard to complain that the association has exceeded its powers. National
Bank v. Matthews, supra; National Bank v. Whitney, 103 U. S., 99; Swopev.
Leffingwell, 105 U. 8., 3; Reynolds Y. National Bank, 112 TJ. S., 405; Forticr
v. National Bank, 112 TJ. 8., 439.
3. Where a national hanking association sells real estate it may take a mortgage
thereon to secure the payment of the purchase money. New Orleans National Bank v. Raymond, 29 La. Ann., 355.
4. An agreement by a national-banking association to the effect that, in case a
note discounted by it shall not be paid, a mortgage given by the maker to
his indorser shall inure to the benefit of the association, is not inhibited
by the national-banking law. First National Bank v. Haire, 36 Iowa, 448;
National Bank v. Matthews, supra.
5. A national bank may loan on security of a mortgage if not objected to by the
United States. National Bank v. Matthews, ib; National Bank Y. Whitney,
supra; Fortier v. New Orleans National Bank, supra.
NEGOTIABLE TAPER :

The president and secretary of a corporation are presumed to have authority to
execute a promissory note in the name of the corporation, and the holder
of such note will not b°e affected by the fact that such authority did not
exist unless he is shown to have had notice thereof. American Exchange
National Bank v. Oregon Pottery Co., 55 Fed. Rep., 265.
OATH OF DIRECTOR:

1. The directors of a bank at the time of its conversion into a national-banking
association are not required to take the oath of directors. Loftkwood Y.
American National Bank, 9 R. I., 808.
2. Prior to the act of February 26, 1881, a notary public holding his commission
under a State had no authority to administer the oath required by section
5211, Revised Statutes; and therefore a cashier who made oath before such
notary to a false statement of the condition of his association was not
guilty of perjury. United States v. Curtis, 107 TJ. S., 671.
OFFICERS :

1. Directors of national-banking associations may remove the president, both
under the law of Congress and the articles of association, where the latter
so provide. The power exists, though the association has adopted no
by-laws. Taylor v. Mutton, 43 Barb., 195.
2. The officers of a national-banking association can hold their positions only
by the tenure specified in section 5136, Revised Statutes, viz, the pleasure
of the board of directors. Harrington v. First National Bank of Chittenango,
Thomp. N B. Cas. 761; Taylor v. Hutton, supra.
3. The executive officers of an association can not bind it as a gratuitous bailee,
unless they have a special authority from the board of directors so to do,
or there exists a general custom or usage to that effect. First National
Bank of Lyons v. Ocean National Bank, 60 N. Y.,278.
4. The personal liability of directors of a national bank for violation of Revised
Statutes, United States, section 5204, by declaring dividends in excess of
net profits, and of section 5200, for loaning to separate persons, firms, or
corporations amounts exceeding one-tenth of the capital stock can not
be enforced in an action at law. Welles v. Graves, 41 Fed. Rep., 459.
5. The election of an individual as a director does not constitute him an agent of
the corporation with authority to act separately and independently of his
fellow members. It is the board duly convened and acting as a unit that
is made the representative of the association. The assent or determination
of the members of the board acting separately and individually is not the
assent of the corporation. The law proceeds upon the theory that the
directors shall meet and counsel with each other, and that any determination affecting the association shall be arrived at and expressed only after
a consultation at a meeting of the board, attended by at least a majority
of its members. National Bank v. Drake 85 Kans., 564.
6. An officer may, in the ordinary course of business, borrow money of the association. Blair v. First National Bank of Mansfield, 10 Chicago Legal News, 84.




52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

OFFICERS—Continued.

7. All directors who participate in and assent to a loan in excess of one-tenth of
the capital of the hank, in violation of section 5200, Revised Statutes,
will he liable to the hank for all damages sustained by it in consequence
of such loan. Witters v. Soivles, 31 Fed. Hep., 1.
8. If a cashier, without authority from the directors so to do, makes a loan in
excess of one-tenth of the capital of the association, he will he liable, in
case of loss, for the amount of the excess. Second National Bank of
Oswego v. Burt, 93 X. Y., 233.
9. The directors of a national bank will not be held liable for loss occasioned to
the bank through the frauds of a codirector in which they had no part,
and which were perpetrated, without their connivance or knowledge. It
is not sufficient to charge them with liability that the frauds might have
been prevented by the exercise on their part of a proper degree of supervision over the affairs of the bank. Movhis v. Lee, 30 Fed. Hep., 298.
10. But directors of a national bank must exercise ordinary care and prudence
in the administration of the affairs of the bank, and this includes something more than officiating as figureheads; they are entitled under the
law to commit the banking business as defined to the duly authorized
officers, but this does not absolve them from the duty of reasonable supervision nor ought they to be permitted to be shielded from liability because
of want of knowledge of wrongdoing if that ignorance is the result of
gross inattention. Briggs v. Spaulding, 141 TJ. S., 131.
11. Directors of a national bank are " officers" within the meaning of Revised
Statutes, United States, section 5209, which makes it a misdemeanor for
bank officers to make false entries in any book, report, or statement of
the bank, with intent to deceive any of its officers. United States v.
' Means et ah, 42 Fed. Hep., 599.
12. The president of a national bank has no power inherent in his office to bind
the bank on the execution of a note in its name, but power to do so may
be conferred on him by The board of directors, either expressly by resolution to that effect, or by subsequent ratification, or by acquiescence in
transactions of a similar nature of which the directors have notice.
National Bank of Commerce v. Atkinson, 55Fed. Rep., 465.
13. If a president of a bank exercised the functions of a cashier, and was the
sole managing officer of the bank, he had authority to borrow money for
the use of the bank in the regular course of its business. Simons et al. v.
Fisher, 55 Fed. Rep., 905.
14. Under section 5136 of the national-bank act, the cashier of a national bank
has no power to bind it to pay the draft of a third person on one of its
customers to be drawn at a future day, when it expects to have a deposit
from him sufficient to cover it, and no action lies against the bank for
its refusal to pay such a draft. Flannagan et al. v. California National
Bank et al., 56 Fed. Hep., 959.
15. Persons elected directors of bank about which there is no suspicion of anything wrong, but which became bankrupt in ninety days, are not personally responsible, because they did not institute an investigation. Briggs
v. SpauJding, 141 TJ. S., 132.
16. Duties of directors as to supervision over affairs of bank considered. Ib.
17. If director is seriously ill, the others may give him leave of absence for a
year, and if frauds are committed while he is absent, and without his
knowledge, he is not responsible. Ib.
18. Director is not precluded from resignation within the year by section 5145,
Revised Statutes, providing that he shall hold office for one year, and
until successor is elected. Ib.
19. It is within scope of general authority of cashier to receive offers for purchase of securities held by the bank, and to state whether or not bank
owns securities in its possession. Xenia BankY. Stewart et al., 114 TJ. S., 224.
PLACE OF BUSINESS:

1. The provisions requiring "the usual business" of the association to be transacted " at an office or banking house in the place specified in its organization certificate" must be construed reasonably; and a part of the legitimate business of the association which can not be transacted at the banking
house may be done elsewhere. Merchants' Batik v. State Bank, 10 Wall., 604.
2. Although the general business of a national-banking-association is to be transacted at its place of business, yet if the association is fully advised of the
facts, and does not object, and there is no fraud, its officers, when acting
within the general scope of their authority, may bind it by acts done at
another place. Burton v. Barley, 9 Biss.,253.




EEPORT OF THE COMPTROLLER OF THE CURRENCY.

53

POST-NOTES:

1. A certificate of deposit, endorsed by payee, is not in violation of section 5183
Revised statutes which forbids national banks to issue any other notes to
circulate as money than such as are authorized by the provisions of the
statute. In re Hunt, 141 Mass., 515.
2. Certificates of deposit in the ordinary form, issued by a national bank to
depositors and payable to order, are not post-notes within the prohibition
of section 5183 Revised Statutes. Middle v. First National Batik of Butler,
27 Fed, Hep., 503.
POWERS :

1. To the enumerated powers of national-banking associations are to be superadded all the powers incidental to the business of banking. Paltison v.
Syracuse National Bank, 80 N. ¥., 82.
2. A national bank may buy a check drawn upon another bank; and whether
the check is payable to order or to bearer is immaterial. First National
Bank of Rochester v. Harris, 10S Mass., 514.
3. A national-banking association, in the compromise of a claim growing out of
its legitimate business, may take railroad stock. First National Bank of
Charlotte v. National Exchange Bank of Baltimore, 92 U.S., 122.
4. And when necessary to do so, i'" may pay the difference between the value
of the stock and the amount of the claim. Ib.
5. A national-banking association may take and hold the coupons of municipal
bonds, and may maintain actions thereon. First National Bank of North
Bennington v. Town of Bennington, Browne''s N. B. Cas., 437; Lyons v. Lyons
National Bank, 19 Blatch.^ 279.
6. A national-banking association may receive a deposit to be held by it as
security for the faithful performance of a contract between the depositor
and another. Bushnell v. The Chautauqua County National Bank, 10 Hun,
378.
7. Whatever the terms of an arrangement being made before the date of the
drawee bank's certificate of authorization, it is invalid under Revised
Statutes, section 5136, providing that no banking association " shall
transact any business except such as is incidental and necessarily preliminary to its organization, until it has been authorized by the Comptroller
of the Currency to commence the business of banking." Armstrong v.
National Bank of Springfield, 38 Fed. Hep., 883.
8. Where an association has made or ratified a contract to give a person a certain number of the shares of its stock, upon condition that he will continue to do his business with it, and derives the benefit from this contract,
the other party may recover of the association the value of the shares.
Rich v. State National Bank of Lincoln, 7 Nebr., 231.
9. As the national-currency act of 1864 authorizes banks created under it to
buy and sell coin, such bank, having coin in pledge, may sell and assign
its special property therein. Merchants' Bank v. State Bank, 10 Wall., 604.
10. The clause requiring the usual business of the bank to be done at an office
or banking house in the place selected does not prevent its purchase of
coin at the banking house of another bank. 1b.
11. In adjusting and compromising claims growing out of a legitimate banking
transaction, it may take stocksof other corporations with a view to selling
them at a profit. First National Bank v. National Exchange Bank, 92 U.
S., 122.
12. A national bank is not prohibited by law from guaranteeing payment of a
note. People's Battle Y. National Bank, 101 U. S., 181.
13. Under national-banking act one can exercise only the powers expressly
granted and those necessarily incidental. Logan Bank v. Toivnsend, 139
U. S., 67.

PREFERRED CLAIMS. See Liens; Special deposits.
1. Section 3466 which gives the United States a priority for all claims it has
against insolvent debtors, does not apply to the case of an insolvent
national-banking association. Cook County National Bank v. United States,
107 U. S., 445.
2. A preference, to be within the meaning of section 5242, Revised Statutes,
must be given to an existing creditor to secure a preexisting debt. A
transfer by an insolvent bank to secure a contemporaneous loan is not a
violation of the law. Casey v. La Societe de Credit Mohilier 2, Woods, 77.
3. Revised Statutes, United States, section 5242, which prohibits all transfers by
any national-banking association made after the commission of an act of
insolvency, or in contemplation thereof, with the view to a preference




54

REPORT OF THE COMPTROLLER OP THE CURRENCY.

Vl\E FERREI) CL AlMS—COilti 11110(1.

of one creditor over another, is directed to a preference, not to the giving
of security when a debt is created; and if the transaction be free from
fraud in fact, and. is intended merely to adequately protect a loan made at
the time, the creditor can retain property transferred to secure such a loan
until the debt is paid, though the debtor is insolvent, and the creditor
has reason at the time to believe that to be the fact. Armstrong v. Chemical
National Bank, 41 Fed. Rep., 234.
4. A banker's lien for the amount of the balance of its general account does not
exist when the securities have been deposited with the bank for a special
purpose, or for the payment of a particular loan. Ib.
5. Section 5242, Revised Statutes, United States, does not prohibit a bank which
has in good faith accepted the draft of a national bank the day before the
latter sinsolvency, and afterwardpaid the same, from applying the proceeds
of collections made by it, on paper in its hands belonging to the insolvent
bank, to the payment of the draft, since its lien on such collections runs
from the date of the acceptance. In re Armstrong, 41 Fed. Be})., 381.
6. The insolvency need be in the contemplation of the bank only. It need not
be known to the person to whom the transfer is made. Case v. Citizens'
Bank of Louisiana, 2 Woods 23.
7. After the directors of an insolvent association have voted to close its doors,
any transfer of assets whereby a creditor secures a preference must be presumed to be made witli an intent to prefer. National Security Bank v.
Price, 22 Fed. Hep., 697.
8. Where the officers of an association which is in danger of insolvency, for
Vne purpose and in tlie expectation of preventing a failure, make a pledge of
securities to a depositor to induce him not to withdraw his deposit, such
a pledge is not a preference within the meaning of section 5242, Revised
Statutes, and will not be set aside when the association afterward is
declared insolvent. Roberts v. Hill, 23 Fed. Rep., 811.
9. Where an insolvent association receives a deposit a short time before closing
its doors, its officers knowing of the insolvency at" the time, the receipt of
such deposit is a fraud upon the depositor, and no titler passes to the association, and therefore the depositor may reclaim the w hole amount of the
deposit; and as he claims under his original title, and not under a transfer from the association, such reclamation does not amount to a preference.
Cragie et al. v. Hadley, 99 N Y., 131.
10. A trust was not impressed upon funds deposited on day the bank closed its
doors in the absence of proof that the deposit had not gone into the general funds of the bank and lost its identity before reaching the receiver.
In re North River Bank, 14 N. ¥., 261.
11. Where the proceeds of an item indorsed "for collection and return" were
mingled with other moneys of the bank, if it was a breach of trust it was
a conversion, and plaintiff became a simple contract creditor, with no
preference at law. Philadelphia National Bank v. Doted, 38 Fed. Rep. 172.
12. Where by agreement and custom a national bank received drafts from its
correspondent indorsed "for collection for the," and credited it to them as
cash, with the understanding that auy unpaid draft should be charged
back, and where the collecting bank failed before collection, the proceeds
of the draft coming into the hands of a receiver, the correspondent bank
has the rights of a general creditor only. First National Bank v. Armstrong, 39 Fed. Rep., 231.

13., Where plaint iff and defendant banks for several years had acted as agents
for each other in the collection of checks, notes, and drafts, and where
plaintiff sent defendant a note "for collection and credit" which on
maturity was paid by a check and credit was immediately given on the
books, but defendant failed and the check passed into the hands of a
receiver—Held, that in view of the course of dealing the two banks stood
in the relation of debtor and creditor with respect to the amount of the
check, and it became part of the assets of the bank. Franklin County
National Bank v. Beal, 49 Fed. Rep., 606.
14. Whether the title to a check deposited with a bank passes to tne bank
before collection, so as to immediately create the relation of debtor and
creditor between it and the depositor, is a question of fact, depending
upon the circumstances and course of dealing in each particular case.
City of Somerville v. Beal, 49 Fed, Rep., 790.
15. Where a bank in accordance with its custom credited checks deposited by a
customer at the close of eaeh day's business, retaining the right to subsequently charge off the same if returned unpaid from the clearing house,
and the bank became insolvent on a succeeding day, title in the checks




REPORT OF THE COMPTROLLER. OF THE CURRENCY.

55

PREFERRED CLAIMS—Continued.

passed to the bank so as to create the relation of debtor and creditor.
Ib.
16. Where a national bank collected all papers sent to it by complainant under
an arrangement which constituted the bank the agent of complainant, the
latter can recover, on the gronnd of a trust, from a receiver of the bank
such portion only of the proceeds of its paper sent to the bank as ifc shows
has passed into the receiver's hands, either in its original or some substituted form. Commercial National Bank v. Armstrong, 89 Fed. Hep., 684.
17. Where7 checks and drafts sent from one bank to another indorsed "for collection ' and credited "subject to payment" according to the dealings between
the banks, and part of them were paid to the receiver of the latter bank
after its failure and the balances were credited to it by the payors, the
amount paid the receiver should be accounted for as a trust fund, but the
balance as a general debt. First National Bank v. Armstrong, 42 Fed.
Hep., 193.
18. Negotiable paper with restrictive
indorsement credited by agent on date of
receipt "subject to payment/7 although account is subject to be drawn
upon, title is not transferred, and upon the insolvency of the agent before
receiving notice of the collection of the item, the owner is entitled to the
proceeds in the hands of the collecting agent. Fifth National Bank v.
Armstrong, 40 Fed. Bep., 46.
19. The drawers of a draft deposited with a bank for collection, and by it forwarded to a correspondent bank, are entitled to the amount as against the
receiver of the forwarding bank, which was insolvent, and known to be
so by its officers when it received the draft, and suspended payment before
the proceeds
were withdrawn from the collecting bank. Importers and
Traders1 National Bank v. Peters et al., 123 Court of Appeals, N. Y., 272.
20. When a hank which has received a draft for collection sends it to another
bank for that purpose, and on being advised that the latter bank has collected the draft credits the depositor and then becomes insolvent without
having received the money from the collecting bank, the depositor remains
the owner of the draft, and is entitled to its proceeds from the collecting
bank against the receiver and the creditors of the insolvent bank. Annstrong v. National Bank of Boyertown, 11 S. W. dlep., 411; Manufacturers'
National Bank v. Continental Bank et al., 20 N. W. Bep., 193.
21. A bank which collects a draft sent to it by another bank for that purpose
with directions to remit the proceeds to a third bank for the owner's account does not thereby become a trustee, so that the fund can be followed
into the hands of a receiver, although it had become mixed with the other
cash of the bank before his appointment; especially when it appears that
the business was carried on, and money paid out, for several days after
the collection was probably made. Merchants and Farmers' Bank v. Austin
et al., 48 Fed. Bep., 25.
22. A draft given to a bank in the ordinary course of business does not constitute an equitable assignment of the fund nor is it sufficient that draft be
drawn by bank against its reserve fund in another city and given in
exchange for clearing house certificates upon the president's representation that it owes a heavy debt at the clearing house which it is unable to
meet and his statement, showing the amount of the reserve fund against
which the draft was drawn. Fourth Street National Bank v. Yardleij,
Beceiver, 55 Fed. Bep., 850.
23. Where bank sends paper to another bank for collection and credit on general
account, the custom being to enter credit only when paper is collected,
the relation being that of principal and agent until collection and receipt
of money by the second bank, and if latter sends to another bank, which
collects but does not remit until latter bank has failed, the former can
recover the proceeds from the receiver thereof. Beal v. National Exchange.
Bank of Dallas, 55 Fed. Bep., 894.
24. In a package of miscellaneous bonds was the memorandum of the date,
amount, and time when due, and also the words "$6,500 due Putnam."
Held, that these facts did not show an equitable assignment by the bank
to the plaintiff of $6,500 worth of bonds. To constitute an equitable
assignment of property, there must be an appropriation or separation and
the mere intent to appropriate is not sufficient. Putnam Savings Bank v.
Beal, 54 Fed. Bep. 577.
25. Where the treasurer and tax collector of a county, without authority of law,
deposit county money in a bank and receive certificates of deposit marked
"special," the title to the moneys does not pass although there is no agreement that the identical bills shall be returned and they are mixed with




56

REPORT OF THE COMPTROLLER OP THE CURRENCY.

PREFERRED CLAIMS—Continued.

the hank's general funds, and the county is entitled to recover an equal
amount from a receiver of the hank prior to the payment of the general
depositors, San Diego County v. California National Bank et al., 52 Fed.
Hep., 59.
2G. The indorsement of a draft to a hank "for collection," accompanied hy a
credit of the amount to the endorser's account, does not transfer title to
the hank, and correspondent of the hank who collects draft for it is responsible therefor to indorser. Tyson v. Western National Bank of Baltimore,
26 Att. Hep. 520.
27. Paper for collection was indorsed, "Pay to (correspondent) hank or order
for collection for (transmitting) bank." On insolvency of correspondent,
Held, that the relation as to uneollected paper was that of principal and
agent; that a subagent had collected some of such paper was not a commingling of these collections with the funds of the failed bank and did
not relieve them from the trust obligation created by its agency nor create
any difficulty in specially tracing it. Commercial National Bank v. Armstrong. 148 U. S., 50.
REAL ESTATE : See Mortgages.

1. Where a national-banking association acquires real estate which it is not
authorized to take, the conveyance to it is not void, but only voidable.
And the title of the association to such real estate is good until assailed
in a direct proceeding by the Government. National Bank v. Matthews,
98 U. S.,_ 621; National Bank v. Whitney, 103 U. S., 99; Swope v. Leffingwell,
105 U. S., 8; Reynolds v. Crawfvrdsville Bank, 112 U. S., 405; For tier v.
New Orleans Bank, 112 U. S., 439.
2. The amount of real estate which a national-banking association may purchase to secure a preexisting debt is not limited to the exact amount of
the debt, but as much may be purchased as is necessary to secure the debt
due, so long as the security of such debt is the real object of the purchase.
Upton v. National Bank of South Beading, 120 Mass., 158.
3. Where the purpose is to secure a debt, previously contracted, a national-banking association may take a conveyance of real estate, worth more than the
debt, and pay the difference between the debt and the value of the property. Lilly v. Union National Bank, 99 III., 622.
4. A national-banking association may take as security for a loan the stock of a
corporation whose entire capital is vested in real estate. Such a loan
does not amount to a lending upon mortgage. Baldwin v. Canfield, 26
Minn., 43.
5. A national-banking association, having taken a mortgage on real estate to
secure a debt previously contracted, may, in order to protect itself, pay oif
a prior lien on the said real estate; and the lien which it thus acquires it
may enforce. Ornn v. Merchants' National Bank, 16 Kans., 341; Holmes v.
Boyd, 90 Jnd., 332.
6. Fact that bank at judgment sale of land mortgaged to it purchases the mortgaged property, and also other property which it was not authorized to
acquire, does not invalidate its title as to the mortgaged propertv. Reynolds v. Crawfordsville Bank, 112 U. S., 405.
RECEIVER: See Insolvent banks; Preferred claims; Interest; Set-off.
1. Upon the appointment of a receiver all the assets of the association become,
in his hands a trust fund which the statute of limitations does not touch
or affect. Riddle v. First National Bank, 27 Fed. Rep., 503.
2. Claims arising out of the nonfeasance or malfeasance of the association should
be paid ratably with the debts, technically so called. Turner v. First
National Bank of Keolcuk et al., 26 Ioiva, 562.
3. A receiver, when appointed by the Comptroller, with the concurrence of the
Secretary, is an officer of the United States. Stanton v. Wilkeson, 8 Ben.,
357.
4. He represents the bank, its stockholders, and its creditors; but he does not in
any sense represent the Government. Case v. Terrell, 11 Wall., 199.
5. The clause of section 50, act of 1864, which prescribes that the receiver shall
be " under the direction of the Comptroller/' means only that he shall be
subject to the Comptroller's direction, not that he shall not act without
orders. He may bring suit to collect assets without having been instructed
to do so by the Comptroller. Bank v. Kennedy. 17 Wall., 19.
6. The receiver of a national bank is the instrument of the Comptroller, and
may be removed by him. Kennedy v. Gibson, 8 Wall., 505.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

57

RECEIVER—Continued.

7. The power of the Comptroller to appoint a receiver is not exclusive; it does
not oust the courts of equity of their authority in the matter; and therefore a court of competent jurisdiction may place the bank in the hands of
a receiver in cases where, according to the rules of equity, it may pursue
such a course with regard to insolvent corporations generally. " Irons v.
Manufacturers7 National Bank, 6 Biss., 301; Wright v. Merchants7 National
Bank, 1 Flippin, 561.
8. Suits brought by a receiver can not be settled or compounded upon an order
of the Comptroller; this can be done only with the authority of the court.
Case v. Small, 2 Woods, 78.
9. The decision of a receiver rejecting a claim is not final. The claimant still
has the right to sue. Bank of Bethel v. Pahquioque Bank, 14 Wall., 383.
10. The receiver can not sell the real or personal property of the bank without an
order from a court of competent jurisdiction. Ellis v. Little, 27 Kans., 707.
11. Nor can he sell upon the terms in conflict with the order. Ib.
12. And under an order permitting him to sell the property of the bank he can
not exchange, trade, or barter it for other property. Ib.
13. A sale made by a receiver under order of a court is to all intents and purposes a judicial sale. In re Third National Bank, 9 Biss., 535.
14. As the power of a receiver of a national bank appointed by the Comptroller
is limited, a person dealing with him in his official capacity is bound as a
matter of lawto have knowledge of his authority to act, and if contracts
and agreements are entered into with the receiver in excess of his authority as conferred by law, the parties contract at their own peril and the
estate of the bank can not be charged for the default or inability of a
receiver acting outside of his functions as receiver and beyond the duties
which it involves. Ellis v. Little, 27 Kans., 707.
15. The receiver can not charge the estate of the bank by any executory contract, unless authorized so to do by the provisions of the national-banking
law and the order of a court of competent jurisdiction obtained upon the
terms of said law. Ib.
16. The closing of a national bank by order of the examiner, the appointment of
a receiver, and its dissolution by decree of a circuit court necessarily
transfer the assets of the bank to the receiver. Scott v. Armstrong, 146
U. S., 499.
17. The receiver in such case takes the assets in trust for creditors, and in the
absence of a statute to the contrary, subject to all claims and defences
that might have been interposed against the insolvent corporation. Ib.
18. Receiver of national bank may sue for demands in his name as receiver, or
in name of bank. Bank v. Kennedy, 17 Wall., 19.
19. Receiver of national bank appointed by Comptroller of the Currency is not
accountable in equity to owner of real estate for rents thereof received by
him and paid into United States Treasury, subject to disposition of
Comptroller under Revised Statutes, Sec. 5234. ilitz v. Jenks, 123 U. S.
297; Briggs v. Spaulding, 141 U. S., 132.
20. The expenses of receivership of a national bank appointed in a creditor's
suit, contesting a voluntary liquidation of the bank, can not be charged
on stockholders as part of their statutory liability, but must come from
the creditors at whose instance the receiver was appointed. Ib.; Richmond v. Irons, 121 U. S., 27.
21. On a bill filed by receiver against stockholders under section 50, where bank
fails to pay its notes, action by Comptroller must precede institution of
suit by receiver, and be set forth therein. Kennedy v. Gibsoti, 8 Wall., 498.
22. Creditors of the bank are not proper parties to such bill. Ib.
REDUCTION OF CAPITAL STOCK :

When a national banking association reduces its capital stock the amount of
capital thus released belongs to the shareholders pro rata and must be
returned to them; and it can not be retained by the association for a surplus. Seeley v. New York National Exchange Bank, 8 Daly, 400; 4 Abb. N.
C, 61; 78 N. Y., 608.
REPORT : See False entry.
1. A national bank is not required to conform the headings of the various
accounts on its books to any prescribed names, nor to the names stated in
the form of report prescribed by the Comptroller, and therefore when a
report is called for; if the person making it enters under the headings in
the prescribed form a statement of the "bank's condition, which is true
with respect to the headings in said form, he has fulfilled, the demands of
the law. United States v. Graves, 53 Fed. Eep., 634.



58

REPORT OF THE COMPTROLLER OF THE CURRENCY.

REPORT—Cotitinued. .
2. Tlie entry of ''loans and discounts'7 in reports to the Comptroller does not
guaranty the solvency of the makers of the paper, but is a statement that
in truth and fact, at the date named in the report, the hank actually held
and owned loans and discounts to the aggregate so reported. Ib.
3. Where the form of report, as prescribed
by the Comptroller, contains heading
of "Loans and Discounts,'7 and also of "Overdrafts," it is the duty of the
bank officer to make his entries in such report in such manner that each of
these headings shall truthfully state the condition of his bank as to such
heading. Ib.
4. A director of a bank is personally liable to the bank on paper made to it by
a firm of which he is a member, and, in making a report of the condition
of the bank to the Comptroller, the amount of such paper should be
entered under the
heading of "Liabilities of directors (individual and
firm) as payers.'7 Ib.
RESIGNATION :

1. The law providing no particular mode by which a director is to resign from
the board, an oral resignation would be as good as any. Movius v. lee,
30 Fed. Hep., 298.
2. The president being the head of the board, a resignation to him is a resignation to the board. Ib.
3. A director is not prohibited from resigning during £}ie year. The apparent
purpose of the provision in regard to the term of office is to make it conform to the time of the new election, and not to absolutely require every
director to serve the full term. Ib,
RESTRAINING ACTS :

National-banking associations located outside of a State are subject to its
restraining acts prohibiting all corporations, not authorized by the law of
the State, from keeping therein offices for the purpose of discount and
deposit. National Bank of Fairhaven v. The Phoenix Warehousing Companyt
6 Run., 71.
SST-OFF :

1. Against the proceeds of the bonds deposited to secure circulation the United
States can set off no claim, except for money advanced to redeem notes.
Cook Co. National Bank v. United States, 107 U. S., 445.
2. And upon the failure of any association its 5 per cent redemption fund can
not be retained by the Treasurer to pay taxes due to the United States,
but the fund passes to the Comptroller as an asset of the association.
Jackson v. United States, 20 Ct. Cls., 298.
3. A person liable upon a note to an insolvent national bank may set off, against
his indebtedness, the amount of his deposits with the bank. Plait v.
Beniley, Thomp. N. B., Cas., 758.
4. But a debtor can not set off the amount of a deposit assigned to him after the
act of insolvency committed. Venango National Bank v. Taylor, 56 Penn.
St., 14.
5. The indorser of a note discounted by a national bank and which matures
after the bank becomes insolvent and a receiver is appointed is entitled to
set-off against the note the amount of his deposit in the bank at the time
of its failure. Yardley v. Clothier, 51 Fed. Rep., 506.
6. The commercial paper of a national hank becomes overdue and dishonored
after the commission of an act of insolvency and appointment of a receiver,
and is subject to all equities between the bank and the original party to
whom it was payable. U. S. I). C, N. I)., III., May, 1890.
7. A set-off under Illinois statute in favor of the maker of a note or bill is available if the paper is assigned after due, whether arising out of the same
transaction or otherwise. Ib.
8. The ordinary equity rule of set-off in case of insolvency is that where the
mutual obligations have grown out of the same transaction, insolvency on
the one hand justifies the set-off of the debt due on the other, and there
is nothing in the statutes relating to national banks which prevents the
application of that rule to the receiver of an insolvent national bank
under circumstances like those in this case. Scott v. Armstrong, 146 U. S.,
499.
9. A customer of a national bank who, in good faith, borrows money of the bank,
gives his note therefor due at a future day, and deposits the amount
borrowed to be drawn against, any balance to be applied to the payment
of the note when due, has an equitable (but not a legal) right, in case of




REPORT OF THE COMPTROLLER OF THE CURRENCY.

59

S ET- O F V—Coil t i 1.1 U O (1.

10.
11.

12.
13.
14.
15.

16.
17.

'tlie insolvency and dissolution of the bank and the appointment of a
receiver before the maturity of the note, to have the balance to his credit
at the time of the insolvency applied to the payment of his indebtedness
on the note. Ib.
Acts of Congress in relation to the administration of the assets of insolvent
banks authorize no other rules of set-off than those recognized by courts
in the settlement of the affairs of other insolvent corporations. Yardley
v. Clothier, 49 Fed. Rep., 337; Scott v. Armstrong, 146 U. S., 499.
Set-off must be governed by the law of the place where, in case of controversy, suit must be brought to settle the rights of the parties. Savary v.
Savary, 3 Clark, 271; Gibbs v. Howard, 2d N. R., 296; Vose v. Philbrook, 3
Story, 335; Baggies v. Kuler, 3 Johns., 263.
A separate demand can not be set off against a joint one, or a joint debt
against a separate one. Gray v. Bollo, IS Wall., 629; Scammony. Kimball,
92 U. S., 362.
Where, however, a note is signed by one as principal and others as sureties,
the indebtedness of the bank to the principal may be set off. Andrews v.
Varnell, 46 N. H., 17; Himrod v. Baugh, 85 III. 435.
Indorser of note held by the bank is entitled to set off, against his liability as
such, any indebtedness from the bank to himself. Yardley v. Clothier, 49
Fed. Rep., 337.
An executor, administrator, or public officer is not entitled to set off against
his liability as such any indebtedness from bank to himself individually,
nor contra. Scammon v. Kimball, 92 U. S., 362; Benton v. Hoomes, executor, 1 A. K. Marsh. 19; Stowe v. Yarwood, 14 III., 424.
One indebted to bank can not set off a claim against bank acquired, subsequent to its suspension. Scott v. Armstrong, 146 U.S., 499; Yenango
National Bank v. Taylor, 56 Penn. St., 14; Colt V. Brown, 12 Gray, 233.
Right of set-off is allowable where the indebtedness sought to be set off had
or had not matured at time of bank's suspension. Scott v. Armstrong, 146
U. S., 499; Sidles v. Muton, 110 Penn St., 254; Drake v. Rolio, 3 Biss., 273.

SHAKE H OLDERS :•

1. One who appears on the books of the association as the owner of shares of its
stock is individually liable, though he hold the stock merely as collateral
security. National BanTcY. Case, 99 TJ. S., 628; Moore v. Jones, 3 Woods,
53; BowdellY. Farmers and Merchants1 National Bank of Baltimore. Browne's
N. B. Cas., 147; Hale v. Walker, 31 Iowa, 344; Wheelockv. Kost, 77 III., 296.
2. And a subscription to stock of a national bank, and payment in fall on the
subscription and entry of the subscriber's name on the books as a stockholder, constitutes the subscriber a shareholder without taking out a
certificate. Pacific National Bank v. Eaton, 141 TJ. S., 227.
3. The individual liability of a shareholder adheres to his estate after his death
until his place as a member of the association is taken by some new shareholder. Davis v. Weed, 44 Conn., 569.
4. The receiver has a valid claim against the estate generally of a deceased shareholder who died prior to the insolvency of the bank, but whose stock has
not been transferred. Richmond v. Irons, 121 U. S., 27; Davis v. Weed,
supra.
5. But a pledgee of shares of stock in a national bank who in good faith and
with no fraudulent intent takes the security for his benefit in the name of
an irresponsible trustee for the avowed purpose of avoiding individual
liability as a shareholder, and who exercises none of the powers or rights
of a stockholder, incurs no liability as such to creditors of the bank in
case of its failure. Anderson, Receiver, v. Warehouse Company, 111. TJ. S.,479.
6. And where stock has been transferred as collateral security for a loan, with
the understanding that in case of default in the payment of the loan the shares
shall be sold, the transferee, upon default made, and before the bank
closes its doors, may sell the stock for a nominal consideration, though his
purpose be to avoid a personal liability; and such a transaction can not
be set aside as a fraud upon the creditors of the association. Magruder v.
Colston, 44 Md., 349.
7. If the trusteeship of one who holds stock in trust does not appear upon the
books of the association he will be individually liable. Davis Essex v. Baptist Society, 44 Conn., 582.
8. The real owner of the stock is liable as a stockholder, though when he
purchased the stock he had it transferred upon the books to another.
Davis v. Stevens, 17 Blatch., 259.




60

REPORT OF THE COMPTROLLER OP THE CURRENCY.

SHAREHOLDERS—Continued.

9. The individual liability of the shareholders of an insolvent association may
be enforced for the purpose of paying all of its liabilities, and not merely
for the purpose of paying its "debts," technically so called, Stavton v.
Wilkcson, 8 Ben. , Soli
10. The individual liability of the stockholders must be restricted in its meaning
to such contracts, debts, and engagements of the association as have been
duly contracted in the ordinary course of its business. And, therefore,
creditors of an association who make settlements after the association is put
into liquidation and receive from the president payment of their claims in
paper of the association, or of the individual notes of the president himself, indorsed or guaranteed in the name of the association, are not to be
considered as creditors of the association entitled to subject the stockholders to individual liability; for these are new contracts. Richmond v.
Irons, 121, U. S., 27.
11. The individual'liability of the stockholders is enforcible only in behalf of
all the creditors, and any security given by a stockholder for his liability
in this respect should likewise be for the benefit of all the creditors.
Accordingly, a mortgage of all the individual property of a stockholder,
made after the bank has closed its doors, for the purpose of securing a
single depositor, is void as against a judgment obtained against such
stockholder in an action by the receiver to recover the amount of his
individual liability. Gatch v. Fitch, 34 Fed. Rep., 566.
12. While it is undoubtedly the rule as regards stockholders that one put upon
the books as a stockholder without his consent can not be held for any
liability in respect to such stock, yet where the person to whom the stock
is transferred is a director of the bank, and is concerned in the management of its affairs, he must be presumed to have knowledge of the fact
that the stock stood in his name, and if he has not repudiated the transfer
to himself, is liable as the holder of such stock. Brown v. Finn, 34 Fed.
Rep., 124.
13. A national bank, having so received stock of another national bank, was
sued as a stockholder. Held, that loan by national bank on such security
is not prohibited, and if it were, defendant could not avoid liability by
its own illegal act. National Bank v. Case, 99 U. 8., 628.
14. Where stockholder, knowing that bank is to fail, collusively transfers his
shares to an irresponsible person to avoid liability, his liability is not
affected by such fraud. Bowden v. Johnson, 107 TJ. 8., 251.
15. Bill filed by receiver against transferrer and transferee to enforce such liability will lie where it is for 'discovery as well as relief, as the transfer
would be good between the parties. lb.
16. A shareholder in national bank, who is liable for its debts, is liable for
interest thereon to the extend of the bank's liability, and not in excess of
the maximum liability fixed by statute. Richmond v. Irons, 121 TJ. S,,27.
17. A Federal court will not, even if it has the power, under section 5234, grant
an order authorizing the receiver of a national bank to compound the
statutory liability of certain stockholders by accepting payment of a
gross sum less than is due in satisfaction and discharge thereof, although
more money would thus be realized than by proceedings to collect the
same in the usual way, when it appears probable that such stockholders
have fraudulently conveyed their property to avoid their legal obligations
as stockholders or to shield themselves from injury and exposure by litigation. In re certain stockholders of the California National Bank of San
JJiego, 53 Fed. Rep., 38.
18. A corporation which holds certain shares of stock in a national bank as collateral security for a loan and is carried on the registry of the bank as
the holder of such stock "as pledgee," is not subject on the bank's insolvency to the statutory liability of a stockholder. Paula/ v. State Loan and
Trust Co., 56 Fed. Rep., 430.
19. A person who is entered on the books of a national bank as the owner of
stock, but who is admitted to hold the stock intrust for the true owner, is
not liable, as a stockholder, for the debts of the bank when the true owner
has been adjudged so liable, although nothing is realized on the execution
of such judgment. Yardley v. Wilgus, 56 Fed. Rep., 965.
20. Where stockholder of national bank sells to the bank, as agent for unknown
principal, his stock and delivers to it his certificate and power of attorney
for transfer, in blank, though no formal transfer is made, his responsibility
for further assessments on the stock ceases. Whitbeck v. Mercantile National
Bank, 127 U. S., 193.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

61

OLDEKS—Continued.
21. Subscription to stock and payment in full and entry of name on books as a
stockholder makes subscriber a shareholder without taking out a certificate. Pacific National Bank v. Eaton, 141 U. S. 227; Thayer v. Butler,
ib., 234; Butler v. Eaton, ib., 240.
22. A pledgee of stock who in good faith takes the security for his benefit in
name of an irresponsible trustee for the avowed purpose of avoiding individual liability as shareholder, incurs no liability as such. Anderson v.
Phil. Warehouse Co., Ill U. S. 479.
23. The statutory liability of a shareholder in a national bank for the debts of
the corporation survives against his personal representatives. Richmond
v. Irons, 121 U. S., 27.
24. Shareholder in national bank continues liable for the company's debts until
his stock is actually transferred or certificate surrendered for that purpose;
a delivery to the president of the bank as vendee, and not as president, is
insufficient to discharge the shareholder. Ib.
SPECIAL DEPOSITS: See Preferred claims; Set-off.
1. A national-banking association may receive special deposits. The provision
in section 5228, Revised Statutes, authorizing an association "to deliver
special deposits," implies that it may receive them as a part of its legitimate business; and this implication is as effectual as an express declaration to the same effect would have been. National Bank v. Graham, 100
U. S., 699.
2. Section 5228 of Revised Statutes, which provides that it shall be lawful for
a national bank after its failure to "deliver special deposits," is an
effectual recognition of its power to receive them. Ib.
3. National banking associations have power to receive special deposits either
gratuitously or otherwise. Pattison v. Syracuse National Bank, 80 N. Y., 82.
STOCKS : See Broker; Collateral securities; Ultra vires.
TAXATION : See Circulation.

1. A State can not tax the capital stock of a national bank as such. The tax
must be assessed upon the shares of the different stockholders. Collins v.
Chicago, 4 Bias., 472.
2. Under Revised Statutes, United States, section 5219, which declares that
nothing in the national-banking act shall prevent all the shares of stock
of a national bank from being included in the assessment of the personal
property of the owners of such shares, an assessment of the entire stock of
a national bank in solido against the bank itself is invalid. National
Bank of Virginia v. City of Richmond et al.f 42 Fed. Rep., 877.
3. The assessment of the entire capital stock of a national bank in solido against
the bank itself is invalid. The bank may pay the tax assessed upon the
shares of its different stockholders, and it will have a lien thereon when
it pays such tax until the same is satisfied; but if for any cause the tax
levied upon the different stockholders is not paid by the bank, the property of the individual stockholders will be liable therefor. First National
Bank of Leoti v. Fisher, 45 Kans., 726.
4. The individual stockholders of a national bank are allowed the same deductions from the assessment against them upon their shares of stock as other
taxpayers in the State, owning moneyed capital, are allowed. Ib.
5. "Moneyed capital" in Revised Statutes, section 5219, embraces capital
employed in national banks and that used by individuals in business for
proiit by use of it as money, but does not include that in the hands of a
corporation, even if its business be such as to make its shares moneyed
capital when in the hands of individuals, or if it invests its capital in
securities payable in money. Mercantile Bank v. New York, 121 TJ. S., 138;
Newark Bank Co. v. Newark, ib., 163; Talbot v. Silver Bow County, Montana,
139 U.S., 438.
6. Laws, New York, chapter 596, section 3, which provide that the stockholders
in banks and trust companies organized under the authority of the State
or of the United States, shall be assessed for the value of their shares of
stock, but which omits to provide for the taxation of the shares of stock
in other private corporations, does not contravene Revised Statutes, United
States, section 5219, which forbids the taxation of shares of nationalbanks
at a greater rate than is assessed on other " moneyed capital" in the hands
of the individual citizen of the State. Palmer v. McMahon, 133 JJ. S.,660;
Central National Bank v. United States, 137 U. S., 355.
7. The shares of a national bank are taxable to the owners, and the bank is not
liable primarily or as the agent of the shareholders, under the act of Con-




62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.

gross or the various laws of the State or Territory, for the payment of
a tax levied upon such shares; but if such bank, through its proper officers,
voluntarily lists such shares as the property of the bank for taxation, and
the taxing officers of the State or Territory, in pursuance of such erroneous
listing, tax the same in the name of the bank, equity will not relieve the
bank from the payment of such tax by enjoining its collection in the absence of proper application to all the statutory tribunals authorized to
hear such matter and determine and grant the proper relief. Albuquerque
National Bankv. Feoria et al. (S. C. N Mex.), January 28, 1892.
8. The entire interests of the shareholders may be taxed without any deduction
for that portion of the capital which is invested in United States securities.
Van Allen, v/The Assessors, 3 ll'ojL, 573.
9. New shares issued by a national-banking association can not be taxed until
the increase of capital has been approved by the Comptroller of the Currency. Charleston v. Peopled .National Bank, 5 S. C, 123.
10. The manifest intention of the law is t> permit the State in which a national
bank is located to tax, subject to the limitations prescribed, all the shares
of its capital stock without regard to their ownership; and, therefore, a
national bank may be taxed upon the shares which it holds in another
national bank. Bank of Redemption v. Boston, 126 U. S.r GO.
11. The undivided surplus of a national-banking association, unless invested in
Federal securities, may be lawfully taxed by the State. North Ward
National Bank of Newark v. City of Newark, 10 Vroom, 880; First National
Bank v. Peterborough, 56 N. FT., 38.
12. But, of course, if the surplus is taken into consideration in estimating the
taxable value of the shares, it is not to be taxed separately. North Ward
National Bank v. City of Newark, supra.
NOTE.—But it has been held in Maryland that the stock of an association represents its whole property, and where a tax is assessed upon, the shares a
separate tax upon the real or personal estate amounts to double taxation;
and, therefore, where the organic laws of the State prohibit double taxation, such a tax upon the property of an1 association is void. County
Commissioners v. Farmers and Mechanics National Bank, 48 Aid., 117;
National State Bank v. Young, 25 Iowa, 311, wherein it was held that the
State could tax only the shares eo nomine and the real estate.
13. The surplus fund of a national-banking association is not excluded in the
valuation of its shares for taxation. Stratford National Bank v. Dover, 59
N. H., 316.
14. Where shares of stock are assessed at their actual cash value, without any
deduction for the real estate owned by the association, the real estate
should not be taxed eo nomine. Commissioners of liice County v. Citizens7
Rational Bank of Farioault, 23 Minn., 280.
15. Real estate owned by a bank constitutes part of its assets, "within the meaning of code of Mississippi providing that banks shall pay a privilege tax,
whose amount varies with their "capital stock or assets," in lieu of all
other taxes. Vickshurg Bank v. Worrell, 7 So. Hep., 219.
16. The State can not tax the circulating notes of national-banking associations.
Home v. Greene, 25 Miss., 452; contra, Board of Commissioners v. Flston,
32 Ind., 27; Baffin v. Board of Commissioners, 69 N. C, 498; Lily v. The
Commissioners, 69 N. C, 300.
17. Where the State banks are taxed upon the capital, no tax can be imposed
upon the shares of national-banking associations; for, as the capital of the
State banks may consist of the bonds of the United States, which are
exempt from State taxation, a tax on capital is not equivalent to a tax on
shares. Van Allen v. The Assessors, 3 Wall., 573; Bradley v. The People,
4 Wall., 459.
18. But though the tax upon the State banks is not eo nomine a tax on shares,
yet if it is equivalent to such a tax the shares in the national-banking associations located in that State may be taxed. Frazer v. Scibern, 16 Ohio St.,
614; Van Slyke v. State, 23 Wis., 656; Boy noil v. State, 25 Wis., 112.
19. Where by local legislation different rates are prescribed for different classes
of moneyed capital, the rate imposed upon shares of national banks should
approximate as closely as may be the rate imposed upon other moneyed
capital of the same or similar class, viz, shares of State banks. City
National Bank v. Padiu.-alt, 5 Cent. L. J., 347.
20. Congress meant no more than to require of the States, as a condition to the
exercise of the power to tax the shares in national banks, that they
should, as far as they had the capacity, tax in like manner the shares of
"banks of issue of their own creation. Lionherger v. Rouse, 9 Wall., 468.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

63

TAXATION—Continued.
21. Therefore, where a State has previously contracted with the banks which
it has chartered that they shall not bo taxed above a certain, rate, a tax
upon national-bank shares at a greater rate is not invalid, if this rate is
not greater than that assessed upon all the moneyed capital within the
State, except that of the State banks. Ib.
22. Any system of assessment of taxes which exacts from the owner of the
shares of a national-banking association a larger sum in proportion to the
actual value of those shares than it does from other moneyed capital,
valued in like manner, taxes the shares at a greater rate, notwithstanding
that the percentage of tax on the valuation is the same as that applied to
other moneyed capital. Pclton v. Commercial National Bank, 101 U. S., 143.
23. In estimating the value of the shares for the purpose of taxation reference
may be had to all the property and values of the bank. St. Louis National Bank v. Papin, 3 Cent., L. J., 669.
24. If no excessive valuation is complained of, and a correct result is arrived
at, equity will not restrain the collection of a tax because the method of
computation was erroneous. Ib.
25. The shares may be valued for taxation at an amount exceeding their face value,
if this amount is not at a greater rate than the valuation set upon other
moneyed capital in the State. Hepburn v. School Directors, 23 Wall., 480.
26. Under the statute of New York, shares in national-banking associations
should be taxed at their real or market value. People v. The Commissioners oj Taxes and Assessments, 94 U. S., 415.
27. Where shares in national-banking associations are purposely valued proportionately higher than the other moneyed capital in the State, the
assessment is void. Pelton v. National Bank, 101 TJ. S., 143.
28. And the collection of what is in excess of the rate imposed on the other
moneyed capital may be enjoined. Ib.
29. A State statute creating a system of taxation of banks which does not discriminate against national banks is not unconstitutional. Ib; Davenport
Bank v. Davenport, 123 TJ. S., 83.
30. Section 5219, Revised Statutes, does not require perfect equality between
State and national banks, but only a system of taxation which, shall work
no discrimination between them. Ib.
31. The intention of Congress was that the rate of taxation of the shares should
be the same as, or not greater than, the tax upon the moneyed capital of
the individual citizen which is subject and liable to taxation. People v. The
Commissioners, 4 Wall., 244.
32. The fact that by the statutes creating them, which statutes were passed
prior to the national-banking law, State banks are entirely exempt from
taxation will not render a tax upon the shares of national-banking associations void. City of Richmond v. Scott, 48 Ind., 568.
33. And a State tax upon shares in national-banking associations is not rendered
invalid by an exemption of the shares of other corporations the capital
of which consists of property required to be listed for taxation as such.
Mclver v. Robinson, 53 Ala., 456.
34. Merely a partial exemption of other moneyed capital will not invalidate a
tax upon shares in national-banking associations. Hepburn v. School
Directors, 23 Wall., 480.
35. But though Congress did not contemplate that there should be an absolute
equality (which in the nature of things is impossible), yet it did intend
that there should be a substantial equality; and therefore if the exemptions in favor of other moneyed capital are so palpable as to show that
there is a serious discrimination against capital invested in the shares of
national-banking associations the tax will be declared unlawful. Boyer
v. Boyer, 113 If. S., 690.
36. A State law which does not permit a deduction to be made from the assessed
value of bank shares for all debts due by the holder thereof, while authorizing such a deduction to be made from the assessed value of moneyed
capital otherwise invested, is void. People ex rel. Williams v. Weaver, 100
IT. S., 539, reversing S. C, 67 N. Y., 516, and overruling People v. Dolan. 36
N. ¥., 59.
37. In the assessment and taxation of shares of national-bank stock the owners
thereof, having no other credits or moneyed capital, are entitled to deduct
their bona fide debts from the value of such shares of stock. Wasson v.
Bank, 8 JY. E. Rep., 97.
38. Revised Statutes, section 5219, providing that shares of national-bank stock
may be taxed as part of the personality of the owner, and that each State




64

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.

may tax them in its own manner, except that the taxation ;;shall not he at
a greater rate than is imposed on other " moneyed, capital owned by citizens of the State, and that the shares of nonresidents shall only he taxed
in the city wherein the bank is located, do not authorize the taxation of
the stock of a bank in solido by the city in which it does business, but
only the shares of individual owners residing in the city are taxable, and
they must be taxed separately, in order that the owner may deduct from
their value the amount of his personal indebtedness, where the State laws
or municipal ordinances permit such deductions, and require* equality of
taxation. First National Bank of Richmond v. City of Richmond et al., 39
Fed. Rep., 309; WMthech v. Mercantile Bank, 127 U. S., 193.
39. The main purpose of Congress in fixing limits to State taxation on investments in the shares of national banks was to render it impossible for the
State in levying such a tax to create and foster an unequal and unfriendly competition by favoring institutions or individuals carrying on similar business andr
operations and investments of a like character; and the language of the law
is to be read in the light of this policy. And, therefore, the exemption of
shares of stock in corporations the business of which does not come into competition with that of the national bank (e. g., railroad companies, mining companies, manufacturing companies, and insurance companies) does not
invalidate a tax upon national-bank shares. Capital thus employed is not
" moneyed capital" within the meaning of the act of Congress. Mercantile Bank v. New York, 121 U. S., 138; Newark Bank Co. v. Newark, ib., 163;
Bank of Redemption v. Boston, ib., 60.
40. The bonds of municipal corporations are not within the reason of the rule
established by Congress for the taxation of national banks. Central
National Bank v. United States, 137 U. S., 355.
41. Although deposits in savings banks constitute moneyed capital in the hands
of individuals within the terms of any definition which can be given of
that phrase, yet they are not within the meaning of the act of Congress in
such a sense as to require that, if they are exempted from taxation, shares
of stock in national banks must thereby also be exempted from taxation,
for it cannot be supposed that savings banks come into any possible competition with national banks. Mercantile Bank v. New York, 121 U. $., 138;
Newark Bank Co. v. Newark, ib., 63; Bank of Redemption v. Boston, 125,
ib., 60.
42. Under act Louisiana, 1888, section 27, relating to taxation of national-bank
shares, making no deduction for that part of the bank's property entering
into their value which consists of nontaxable State and national securities, which deduction may, under the act, be made by individuals, a tax
on national-bank shares violates Revised Statutes of the United States,
section 52113, prohibiting the assessment of such shares at a greater rate
than moneyed capital in the hands of individual citizens, and it is immaterial that the same discrimination is made against other corporations.
Whitney National Bank v. Parker, 41 Fed. Rep., 402.
43. The taxation of national-bank shares by the statute of Indiana without permitting the owner of them to deduct from their assessed value the amount
of his bona fide indebtedness as he may in the case of other investments
of moneyed capital, is a discrimination forbidden by the act of Congress.
Brit ton v. Evansville National Bank, 105 U. S., 322.
44. Section 5219 prohibits an adverse discrimination by a local government in
the valuation of national-bank stock for assessment as compared with an
assessment by the same government for the same year of other moneyed
capital invested so as to make a profit from the use thereof as money.
Puget Sound National Bank of Seattle v. King County et al., 57 Fed. Rep., 433.
45. The State has a right to resort to the bank as a garnishee for the collection
of its claims against stockholders for taxes, and legislation may require
assessment of stock to be made to the bank in solido. First National Bank
of Aberdeen v. Chehalis Co. et al., Washington supreme court, March 18, 1893.
46. The nontaxation of credits of individuals, such as accounts, promissory
notes, and mortgages, is not unlawful discrimination against national
banks whose capital is taxed. Ib.
47. A State tax upon shares is valid, though the tax is collected from the bank.
National Bank v. Commonwealth, 9 Wall., 353.
48. And the State may require the banks to pay a tax rightfully laid upon the
shares. Ib.
49. And where the tax on shares is payable by the association the collection of
the tax may be enforced by distraint of its property. First National Bank
v. Douglas County, 3 Dili., 330.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

65

TAXATION—Continued.
50. But where tlie tax laws of the State make the bank the mere agent for paying the tax on shares, and direct it to retain so much of the dividends as
will answer that purpose, other agents being required to pay taxes for
their principals only when they have under their control the property,
money, or credit of such principals, the bank can not be made liable unless
it has the control of the property, etc., of its shareholders, or has dividends in its possession, or has failed to retain them. Her shire v. First
National Bank, 35 Iowa, 27;?.
51. Act Louisiana, 1888, section 27, providing that shares in banks shall be
assessed to shareholders, but requiring the bank to pay taxes so assessed,
and authorizing it to collect the same from the shareholders-,^ imposes* a
tax, not upon the bank, but upon its shares, as permitted by act of Congress, providing that a State may determine the manner of taxing the
shares of national banks located in the State. Whitney National Bank v.
Parser, 41 Fed. Bey., 402.
52. No suit for the collection of a tax under State statutes imposed upon the
shares of stock of a national bank can be maintained against the receiver
of an insolvent national bank where the property represented by the shares
has disappeared; for, there being nothing from which the receiver can be
reimbursed, the tax will fall upon the assets of the bank, which belong
to its creditors, and thereby violate the rule that a State can not tax the
capital stock of a national bank. City of Boston v. Beal, 51 Fed. Rep., 300.

nooga v. Mayor, 8 Heiskell, 814.
54. Municipal officers can not assess a tax upon the shares of national-banking
associations until authorized to do so by some law of the State. Stetson v.
City of Bangor, 56 Me., 274.
55. The officers of a national-banking association can not be compelled to exhibit
to the taxing officers of a State the books of the association showing the
deposits of its customers. First National Bank of Youngstown v. Hughes,
Browne's N. B. Cas.. 170.
56. The tax imposed on State or national banks paying out the notes of individuals or State banks for circulation is constitutional. Veazie Bank v. Fenno,
8 Wall., 533.
57. So is the tax imposed on them for paying out the circulating notes of municipal corporations. Merchants7 National Bank of Little Bock v. United States,
101 U. 8., 1.
58. Such a tax is not a direct tax within the meaning of the clause of the Constitution which declares that " direct taxes shall be apportioned among the
several States according to their respective numbers/' Veazie Bank v. Fenno
and Mechanics1 National Bank of Little Bock v. United States, supra.
59. Where the tax on shares is collected from the association it may bring a suit
to enjoin the collection of an illegal tax. Cummings v. National Bank, 101
U. S., 153; Peltonv. Commercial National Bank} 101 U. S., 143; Boyer v.
Boyer, 113, U. S., 143.
60. No suit can be maintained against the receiver of an insolvent national bank
where the property represented by the shares has disappeared, under a
statute which provides that shares of stock in all banks, State and national,
shall be taxed to the owners thereof, to be paid in the first instance by the
bank itself, which for reimbursement shall have a lien upon the shares
and all the rights of the shareholders in the bank property. City of Boston, v. Beal, 55 Fed. Bep., 26.
"
" *
61. The imposition of a tax upon the shares of the bank according to the Louisiana statute, which requires the bank to pay the tax and then look to
the dividends upon the shares and to the stockholders for reimbursement,
is a tax upon the bank itself. Citizens' Bank of Louisiana v. Board of
Assessors, 54 Fed. Rep., 73.
62. In 1856 the State of Tennessee granted to the Bank of Commerce a charter
which provides that the bank "shall have a lien on the stock for debts
due it by the stockholders and shall pay to the State an annual tax of
one-half of one per cent on each share of capital stock, which shall be in
lieu of all other taxes." Held, that this charter exempts from taxation
the property of the bank as well as the individual property of the shareholders in the corporate stock and its shares, and such construction is not
affected by the fact that the United States Supreme Court decided that
the charter tax was a tax on the shareholder only, and an exemption
therefore of the shareholder, since such decision does not exclude from

10GG5 C U R 


5

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TAXATION—Continued.

63.

64.

65.

66.
67.
68.
69.

70.
71.

72.

73.

74.
75.
76.

the exemption the corporation and its property. Slate of Tennessee et al.
v. Bank of Commerce et al., 53 Fed. Hep., 735.
When the statute requires property to be assessed for taxation at its cash
value, a hill to enjoin the collection of a tax solely on the ground that
the property of other persons is assessed below its cash value, can not be
maiiitainedby a person whose property is also assessed below that value.
Albuquerque National Bank v. Perea. 147 U. S.f 87.
Massachusetts laws for taxation of national banks do not deny them the
equal protection of the laws guaranteed by the Constitution, nor impose
an unequal tax in violation of the constitution of that State. Bank of
Redemption v. Boston, 125 U. S., 60.
If a bank by mistake declares a dividend or adds to its surplus when it is not
in condition to do so, such dividend is subject to taxation and the mistake
can not be corrected in action to recover the tax. Central National Bank
v. United States, 137 U. 8., 355.
When an assessment on national-bank stock for taxation by a State is not
made in contravention of the Federal Constitution or laws. Palmer v.
MaMalion, 133 U. S., 660.
The same power of taxation in respect to national banks exists in the Territories that does in the States. Talbott v. Silver Bow County, 139 U. S., 138.
When increase in valuation of national-bank shares over that of the moneyed
capital of individuals is a discrimination forbidden by Revised Statutes,
Sec. 5219. Whitbeck v. Mercantile Bank, 127 U. S.} 193.
Act of 1864. " t o provide a national currency," etc., subjects shares of banks
authorized by it to taxation by States, though part or whole of capital is
invested in national securities exempt from" State taxation, and is constitutional. Fan Allen v. Assessors, 3 Wall., 573.
New York act of 1865, subjecting shares of national banks to taxation, but
not providing that the tax should not exceed rate imposed on State banks, is
void, as there was no tax on shares of State banks—only on the capital. 1b.
Shares of stock in national banks are personal property, and the law
creating them could give them a citus of their own, apart from owners, for
purpose of taxation. This was done by act of 1864, section 41. Tappan
v. Merchants' National Bank, 19 Wall., 490,
State statutes taxing shares without permitting owner to deduct his indebtedness, as allowed to owners of other personal property, make a discrimination forbidden by acts of Congress. Supervisors v. Stanley, 105 U. S., 305;
Evansville Bank v. Britton, ib., 322.
State statute is not void which requires, for purposes of taxation, that the
cashier of each national bank within the state transmits to clerks of several towns in State a true list of its stockholders residing there. Waiie v.
Dowley, 94 U. S., 527.
National-bank shares can not be subjected to State taxation where a large
part relatively of other moneyed capital in hands of individual citizens
in same taxing district is exempted. Bayer v. Boyer, 113 U. S., 689.
Bank may, on behalf of stockholders, maintain suit to enjoin collection of
State tax unlawfully assessed on shares. Hills v. Exchange Bank, 105 U.
S., 319.
Act of 1866, taxing every national bank or State bank on the amount oi
State-bank notes paid out is the proper restraint on the circulation of such
notes. Veazie Bank v. Fenno, 8 Wall., 533.

TRANSFER OF STOCK. See Shareholders:

1. The transfer of shares in national-banking associations is not governed by
different rules from those which are ordinarily applied to the transfer of
shares in other corporate bodies. Johnson v. Laflin, 103 U. S., 800.
2. The entry of the transaction in the books of the association is required, not
for the translation of the title, but for the protection of the parties, and
others dealing with the association, and to enable it to know who are its
stockholders. Ib.
3. A shareholder in a national bank, while it is agoing concern, has the absolute
right, in the absence of fraud, to make a bona ride and actual sale and
transfer of his shares at any time to any person capable in law of purchasing and holding the same, and of assuming the transferrer's liabilities
in respect thereto; and this right is not in such cases subject to the control oi the directors or other stockholders. Johnson v. Laflin, 5 Dill., 65.
4. Under the pretense of prescribing the manner thereof, an association can not
clog the transfer with useless restrictions. Ib.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

G7

TRANSFER OF STOCK—Continued.

5. When a shareholder, acting in good faith, delivers his certificates of stock,
with a blank power of attorney for making the transfer, and receives the
purchase money, the sale is complete and the title passes. Ib.
6. A shareholder who disposes of his stock will continue to he liable thereon
until the transfer is noted on the books of the association. Bow dell v.
Farmers and Alerchants1 National Bank of Baltimore, Browne1 sN. B. Cas., 147.
7. In such case the mere return of the dividends paid upon the stock to the person by whom the transfer was made will not be a sufficient repudiation
thereof. Ib.; Brown v. Finn, 34 Fed. Hep., 124.
8. A national-banking association can not acquire a lien on the stock of a shareholder. And a by-law prohibiting a transfer until all liabilities of the
shareholder to the association are discharged, or a provision to that effect
in the certificates of stock, is void. Bullard v. National Bank, 18 Wall.,
589; Bank v. Lanier, 11 Wall., 369; Conklin v. The Second National Bank, 45
N. Y.,655..
9. When bank's stock is sold by aid of fraudulent representations in regard to
its solvency the purchaser is entitled to a complete recision of the fraudulent sale. ' Florida Land and Improvement Co. v. Merrill, Receiver, 52 Fed.
Rep., 77.
10. When bank's stock is fraudulently sold, and the proceeds are turned over to
the bank, and a receiver subsequently appointed, no creditor of the bank
can be said to have any such interest in the proceeds as would prevent
restitution and a recision of the sale, and such appointment of a receiver
does not in itself show that there are creditors of the bank that had prior
equities. Ib.
11. Where a cashier who is intrusted by the directors with the duty of transferring the stock of the association refuses, for insufficient reasons, to transfer
shares, and the association subsequently becomes insolvent, the owner
of the shares may maintain an action against the receiver for the injury
sustained. Case v. Citizens1 Bank, 100 U. S., 446.
12. Where a shareholder who has sold his stock has delivered to the bank the
certificates of stock and a power of attorney, with the request that the transfer be made upon the books of the bank, and has had no reason to suppose that such transfer was not made, he will not, should the bank afterward become insolvent, be held liable as a shareholder, although he still
appears as such on the books of the bank. Whitney v. Butler, 118 U. S., 655.
13. But where the president of the bank is himself the purchaser of the stock,
then the delivery of the certificates and power of attorney to him with
the request to make the transfer upon the books of the bank would not
be sufficient to discharge the seller from liability as a stockholder. Richmond v. Irons, 121 U. 8., 27.
14. Where a shareholder of a national bank makes a bona fide sale of his stock
and goes with the purchaser to the bank, indorses the certificate, and
delivers it to the cashier of the bank, with directions to make the transfer on the books, he has done all that is incumbent upon him to discharge
his liability, and he is not liable, though the cashier failed to make the
transfer, upon the subsequent suspension of the bank, for an assessment
made by the Comptroller of the Currency, under Revised Statutes, section 5151, to pay the bank's debts. Hayes v. Shoemaker, 39 Fed. Rep.,
319.
15. A transfer of shares for the purpose of avoiding liability, though made
"out and out," is void. National Bank v. Case, supra; Bowden v. Santos,
1 Hughes, 158.
16. And where a shareholder, who has knowledge of the insolvent condition of
the bank, transfers his shares, without consideration, to a person unable
to respond to the assessment, the transfer may be set aside. Bowden v.
Johnson, 107 U. S., 125.
17. Title to stock passes on delivery of certificates to purchaser with authority
to have shares transferred on books of bank. Johnston v. Laflin, 103 U. S.,
800.
18. Party who, as security for a loan, accepts stock which he causes to be transferred to him on books, incurs liability as a stockholder and is not relieved
by colorable transfer with understanding that he may have it back on
request. National Bank v. Case, 99 U. S., 628.
19. Bank cashier refusing to transfer on books of bank shares of capital stock
pledged and sold for debt of one of its stockholders, receiver of bank is
liable for value of stock at that time if bank had no lien thereon to justify
such refusal. Casev. Bank, 100 U. S., 446.




68

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ULTKA VIRES:

1. A national-banking association can not deal in stocks. The prohibition is
to be implied from the failure to grant the power. First National Bank x.
National Exchange Bank, 93 U. S., 122.
2. A national-banking association can not purchase negotiable paper. Lazearx.
National Union Bank of Baltimore, 52 Md., 78; First National Bank of
Rochester x. Pier son, 24 Minn., 140; Farmers and Mechanic?' Bank x. Baldwin,
23 Minn., 198. But see Smith v. The Exchange Bank of Pittsburg, 26 Ohio
St., 141.
3. Where the provisions of the national-banking act prohibit certain acts by
banks or their officers, without imposing any penalty or forfeiture applicable to particular Transactions which had been executed, their validity
can be questioned by the United States only and not by private parties.
Thompson x. St. Nicholas National Bank, 146 U. S.f 240.
4. Can make no valid loan or discount on security of their own stock unless
necessary to prevent loss on debt previously contracted in good faith.
Bankx. Lanier,ll Wall., 369.
5. The national-banking act does not give a bank an absolute right to retain
bonds coming into its possession by purchase under a contract which ifc
was without legal authority to make. Logan Bank x. Townsend, 139 U.
S., 67.
USURY: See Interest.

1. The usury laws of the States
do not apply to.national-banking associations.
Farmers and Mechanics7 Bank x. Dearing, 91 U. S., 29; Central National
Bank v. Pratt, 115 Mass., 539; First National Bank v. Garlinghouse, 22 Ohio
St., 492; Davis x. Randall, 115 Mass., 547; Hintermister x. First National
• Bank, 64 N. Y., 212.
2. And the remedies provided by the State for the taking of usury can not be
resorted to. Farmers and Mechanics' Bank v. Dearing, supra; Wiley x. StarImck, 44 Did., 298.
3. The taking of illegal interest by a national-banking association does not
render the contract void. Farmers and Mechanics' Bankx. Dearing, supra.
4. It does not invalidate an indorsement or a guaranty of the notes upon which
the usurious interest was paid. Oates v. First National Bank of Montgomery, 100 U. S., 239; Lazear v. National Union Bank of Baltimore, 52 Md.,
78.
5. But usury destroys the interest-bearing power of the obligation; and there
will be no point of time from which it can bear interest. Lucas v. Government National Bank, 78 Penn. St., 228.
6. The usury works a forfeiture of the entire interest accruing after maturity
and before judgment, as well as that which accrues before maturity.
Shunk v. The First National Bank of Gallion, 22 Ohio St., 508.
7. The discounting of business paper by a national-banking association at a
higher than the legal rate is usurious, though the law of the State fixes
no limit to the rate which natural persons may take for the discount or
purchase of such paper. Johnson, x. National Bank of Gloversville, 74 N.
¥., 329; National Bank v. Johnson, 104 U. S., 271.
8. By charging more than legal interest on overdrafts, a national-banking association loses the right to recovery any interest at all. Third National Bank
of Philadelphia v. Miller, 90 Penn. St., 241.
9. The liabilities of antecedent parties to a note or bill will not be affected by the
usurious character of the transaction between the payee and the association; and the association may recover the full amount of the note or bill
from the maker or acceptor. Smith x. The Exchange Bank of Pittsburg,
26 Ohio St., 141.
10. Usurious interest which has been paid to a national-banking association
can not be applied by way of payment, set-off, or counter claim in an action
by the association to recover the amount of the loan, but a separate action
must be brought therefor. Harriet v. Muntie National Bank, 98 U. S., 855.
11. Where a national-banking association has discounted notes for another bank
at a usurious rate of interest, the fact that the other bank has charged
illegal interest on those notes to its customers will not affect its right to
set up the defense of usury in an action by the association. Third National
Bank of Philadelphia x. Miller, supra.
12. The amount which may be recovered from the association as a penalty is
twice the amount of interest paid, and not simply twice the amount in
excess of the legal rate. Crocker x. First National Bank of Chetopa, 3 Am.
L. T. [N. S.], 85Q; Overholtx. National Bank of Mount Pleasant, 82 Penn.
St., 490; Barnet x. Muncie National Bank, supra*




REPORT OF THE COMPTROLLER OF tfHf • CCKRKJNCY.

69:

Us u R Y—C o 111 inn ed.
13. Tlie purchase of accepted drafts by a national banlcfrom the holder without
his indorsement at a greater reduction than lawful interest on their face
value is a discounting of those drafts within the meaning of Revised
Statutes, United States, section 5197, which prohibits such bank from
taking interest on any loan or discount made by it at a greater rate than
is allowed by the laws of the State where it is situated. Uanforth et al.
v. National State Bank of Elizabeth, 48 Fed. Rep., 271.
14. Where a bankrupt has paid usurious interest, his assignee may bring an action
against the association to recover the penalty. Wright v. First National
Bank of Greensburg, 8 Biss., 243; Crocker v. First National Bank of Chetopaj
4 Dill., 358; 8 Am. L. T. N. S., 350.
15. The party who paid the usurious interest is the only party to the note who
is entitled to sue for the penalty. Lazear v. National Union Bank of Maryland, supra.
16. Under Revised Statutes, United States, 5198, providing that a suit against a
national bank for taking usurious interest must be commenced within two
years from ''the time the usurious transaction occurred/'the limitation
begins to run from the time when such interest is paid. National Bank v.
Carpenter, N. J., 19 A., 181; Bobsv. People's National Bank, 21 Fed. Rep., 888.
17. The penalty for all illegal interest paid to a national-banking association
within two years prior to the commencement of proceedings may be recovered in a single action, whether the amount was in one payment or in
several. Hintermistery. First National Bank, 64 N. Y., 212.
18. A note dated and signed by the makers in Tennessee and payable in Chicago,
111., and forwarded by them to the payees in Chicago, to be used by the
latter in raising money with which to pay off a prior note made by the
same parties, must be held an Illinois contract and governed by the laws of
Illinois relating to usury. Buchanan et al. v. Drovers' National Bank of
Chicago, 55 Fed. Rep., 223.
19. Bank loaned money upon note which it afterward discounted, the maker
agreeing to open account with bank or to pay 2\ per cent commission to
the bank on the loan. As the money loaned belonged to the bank, commission held to be usury. Union National Bank v. L. N. 0. $' C. Ry, Co.,
Ill, Supreme Court, May 9, 1893.
20. An act of a legislature providing that no corporation shall set up defense of
usury in any action does not render contracts by corporations for usurious
interest enforcible and does not prevent corporations setting up a defense
of illegality under section 5197, Revised Statutes. Fb.
21. When allegations of complaint are sufficient to sustain a judgment in an
action against a national bank for exacting usurious interest. First
National Bank v. Morgan, 132 U. S., 141.
22. Usurious interest paid a national bank on renewing a series of notes can not,
in an action by the bank on the last of them, be applied in satisfaction of
the debt. Drlesbach v. National Bank, 104 U. 8., 52; Barnett v. National
Bank, 98 U. S., 555.
23..Remedy given by section 5198, Revised Statutes, for recovery of usurious
interest paid to a national bank is exclusive. Barnett v. National Bank,
98, U. S., 555; Stephens v. Monongahela Bank, 111 U. S., 187.
24. The only forfeiture for usury declared by section 30 of act of 1884 is of entire
interest, and no greater loss is incurred by such bank by reason of the
usury laws of a State. Farmers' National Banky. Bearing, 91 U. S., 29.
VOTING :

The provision of section 5144, Revised Statutes, which disqualifies shareholders
u
whose liability is past due and unpaid" from voting at meetings of shareholders, applies only to liability for unpaid subscriptions for stock. United
States ex rel. v Barry, 36 Fed. Rep., 240,




REPORT OF1; THE COMPTROLLER OF THE CURRENCY.
NGMBEH OF BANKS ORGANIZED, IS LIQUIDATION', AND I N OPERATION", WITH T H E I R
CAPITAL, BONDS OX D E P O S I T , AND CIRCULATION" ISSUED, R E D E E M E D , AXD O U T STANDING ON OCTOBER 31, 1893.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts..
Bliode Island ...
.Connecticut

Issued.

I Redeemed, i Outstand

$11,220,600 $4,259,400 I $40,510,200
135,145
81,055
6,180, 000 3,714,000 j 27,(514,075
23, 998, 263 3,615,812
7, 035, 000 3,480,500 i 35, 695. 900
32,550, 327 3,145, 573
99, 4G7, 500 30,478,100 j 335, 387, 475 304, 08
31, 299, 585
20. 277, 050 7.021,250 ' 72, 396, 235
64, 707, 253 7, 688, 982
22, 999, 370
93,268,490 | 85, 503,433 7, 765, 057

Eastern States..
New York
New Jersey
Pennsylvania...
Delaware
Maryland
Dist. Columbia .
Middle States...
Virginia
"West Virginia..
North Carolina .
South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas..
«..
Arkansas
Kentucky
Tennessee
Southern States Missouri
Ohio
Indiana
Illinois
Michigan
.Wisconsin
Iowa
Minnesota
North Dakota . South Dakota-..
Kansas
Nebraska
"Western States.
Nevada
Oregon . *
Colorado
Idaho
Montana
Wyoming
Washington
California
Utah
New Mexico
Arizona
Oklahoma
Indian Ter
Pacific States
and Territories.
Add for mutilated notes
Total currency
banks.
Add gold banks.
United States...! 4,930

88,141, 360
14, 608, 350
73,-670, 310
2,133, 985
16, 988, 220
2, 827, 000

13, 800, 360
, 454, 830
7, 448, 250
0, 015. 215
9, 537, 590
1, 009, 700
6, 672, 980
943.050
11, 697J 820
13, 625, 980
1, 724. 010
38, 268. 675
12, 792, 510

865, 000
680. 100
987, 000
408,500
834,000
480, 200
915. 000
335^ 000
615. 000
610, 000
174,100
598,100

12, 246 9
1,553,381
7, 469 10
985, 725
^ 565867
882. 383
5, 57; 984 i 441,231
8, 380 417 1,157,173
623 159
386. 541
5,492 939
1,180, 041
648 595
294, 455
10, 318 514 1, 379. 306
8, 433 799 i 5,192J 181
1, 447 800
276, 210
33, 937 549
,331,126
11,422 533 1, 363, 977

19,898.055
115, 278, 960
56, 778. 745
57, 909. 305
33, 588, 800
15, 353, 240
26, 254, 350
14, 357,240
1. 817,370
2.154,000
1L 916,130
10. 261, 670
51,077,650

282. 000
70, 500
3, 795, 000
757,300
9,125, 000 1,717.750 I
825, 000
206,250
4,675,000
902,100
1. 360. 000
312,500
7,480, 000 1, 720, 500
8, 975,000 1, 543, 750
2, 800, 000
475. 000
1.075,000
340,000
400. 000
100, 500
. 300,000
75, 000
360, 000
90,000

I

365,567,865
317, 390
2, 704, 690
6, 974, 530
689. 320
2,997, 230
934, 720
3, 734, 250
5,558,280
2,155,690
1, 866, 640
212.110
109, 070
111,470

266, 989
1, 924, 588
5, 364,473
511, 072
2,12). 037
680!362
2,071,473
4,118, 640
1,686,76/
1, 550, 211
115,650
25,480
29.740

50, 401
,102
1, 610, 057
178, 248
877,193
254,358
1,662.777
1, 439, 640
468, 923
316,429
96, 460
83, 590
81,730

jl, 779, 686, 355 !l, 570, 959, 487 208, 728, 868
3, 367, 413
97, 827

13, 796 ;695, 558.120 209, 416. 350 |l, 783,151, 595 ll, 574, 324, 900 208, 826, 695

* Including $21,197,938 for which lawful money has been deposited with the Treasurer of the United
States to retire an equal amount of circulation which has not been presented for redemption.
t Four banks restored to solvency and resumed business, making total going banks now 3,796.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

71

THE NUMBER AND CAPITAL, UV STATES, OF NATIONAL BANKS ORGANIZED DURING
THE YEAR ENDED OCTOBER 31, 1893.

Stales and Territories.

States and Territories.

! bank/. I

Pennsylvania. New York
Texas
Iowa
Illinois
Indiana
Ohio
Minnesota
Wisconsin. ...
Nebraska
California
Florida
Maine
Maryland
Massachusetts.
Oklahoma
Alabama

$2, 375, 000
2, 050, 000
610,000
500, 000
500.000
500, 000
495, 000
330, 000
1,750,000
150, 000
150,000
150, 000
160, 000
150, 000
300. 000
100,000
50, 000

Arizona
Colorado
Idaho
Kansas
Kentucky
Michigan
Montana
Missouri
New Jersey
North Carolina.
North Dakota..
South Dakota...
Tennessee
Vermont
West Virginia..
Total.

! No. of Capital.
I banks.

1
1
1
1
1
1
1
1
1
1
1
1
1
119

STATEMENT S H O W I N G B Y STATES THE N U M B E R OF NATIONAL BANKS I N
O P E RATION OCTOBER 31, 1893.

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Indian Territory
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

29
5
9
36
52
84
18
13
17
27
13
213
114
6
169
137
80
20
83
68
268
100
77
12
79
25

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Total

$100, 000
50, 000
50,000
50,000
50, 000
100, 000
50, 000
100, 000
50, 000
50,000
50, 000
50, 000
60, 000
50, 000
50, 000
11,230,000

ACTIVE

135
2
51
99
10
334
24
32
243
6
39
399
59
14
39
51
222
14
48
36
61
30
82
12
3,796

STATEMENT SHOWING TOTAL N U M B E R OF NATIONAL BANKS N O W I N O P E R A T I O N
A N D T H E N U M B E R P A S S E D O U T O F T H E S Y S T E M S I N C E F E B R U A R Y 25,
1863.

Passed into voluntary liquidation to wind up affairs
Less number placed in the hands of a receiver

713
10

Passed into liquidation for purpose of reorganization
Passed into liquidation upon expiration of corporate existence *
Placed in the hands of a receiver

703
84
103
248

Less number restored to solvency and resumed business
Total passed out of system

,

1,138
4
1,134

* Total number of banks organized since February 25, 18G3, 4,930; number now in operation, 3,796Sixty-four of these have been reorganized.




72

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NUMBER AND AI'TIIOIJIZKI) CAPITAL OF BANKS ORGANIZED AND THE NUMBER AND
CAPITAL OF BANKS CLOSED IN EACH YEAH ENDED OCTOBER 31 .SINCE THE ESTABLISHMENT OF THE NATIONAL BANKING SYSTEM, WITH THE YEARLY INCREASE OK
DECREASE.
Closed.
In voluntary
liquidation.
No. | Capital.

1SG3
1864
1865
1866
1867
1868
1869
1870
1871
1872
3 873
1874
1875
1876
1877
1878
1879
1880.
1881.
1882.
1883
1884
1885
1886
1887.
1888.
1889.
1890
1891.
1892
1893.
Total

;No.

000
700!
5001
000!
800:
00^

11
21
20
38
32

050j
3001
350;
230:
000J
000!
OUOJ
0001

26
78
40
30
85
25
25
34

ooo;
000
000
000
000

50
41
53
46

\i

Deduct de- j
crease
j

Total.

Net yearly increase.

Net. yearly
decrease.

No. j Capital.

|NoJ Capital.

Insolvent.
No.!

Capital.

$330.000
650,000
2,160. 000
2, 445, 5001
3, 372. 710|
2, 550, 000!
1, 450, 000!
2,180, 5001
3. 524. 700|
2, 795. 0001
3, 820, 000
2, 505, 000!
2, 539. 500J
4, 237.500j
3. 750. 000|
' 570, 000|
1. 920, 000
16,120. 000
7. 736, 000
3, 647, 250
17, 856, 590
1.651.100
2, 537; 450
4,171,000
4.316,000
5, 050, 000
4, 485, 000
6,157, 500
G., 035, 000|

Capital.

134
450!
1,007!

$50, 000
500, 000
1,170,000;
410, 000
50,000
250, 000!

56:
J.
159}
158!
36!
48;
64|

1, 806,100'
3. 825, 000
250, 000
1,000,000!
965, 000 .
3, 344, 000;.
2, 612, 500'.
1,230,000:.
700, 000|

67j 11,035,0001

120, G2-'>. 500! 218 44, 065, 900

3,974

|

10' 1,645,500
9! 1,922,710
...I
64,000

18, 069, OOOi.
15, 001. 400 .
253, ooo'.
3. 700. 500'.
7, 283J 800 ! .
5|
340,200
71 3,294,500
27| 4 , 0 7 5 , 0 0 0
3; 1,385,000

45
60:
146:
220^
150!
56
141!
192,;
901
168
248!
127j
93
6

3
2
11
4
8
8
8
2
9
2o
17

$16, 378. 700;
79, 366., 950'
242,162, 982
7, 365, 150
930, 300
---1

1. 561, 300
250,000
1,285,000
600, 000
650,000
1, 550,100
1,900,000
250, 000
750, 000
3, 622, 000
2, 450, 000

5,104, 170!.
7.731. 050'.
12^357, OOOi.
20, 668, 350'.
11,109, 980!.
056, 900;
458, 550;
982, 000!
674, 000;
450, ooo!
593, OOOi
677, 500

19,
26,
5,
16,
30,
12,
6,

1, 518, 590

113 5, 840,000

565, 374, 282 182 20, 085, 500

j

182

20, 085, 500|

*3,792 f545. 288, 782|.

"I

* Pour banks restored to solvency making 3,796 going banks.
f The total authorized capital stock on October 31 was $695,953,165, the paid-in capital $695,558,120,
including the capital stock of liquidating and insolvent banks which have not deposited lawful money
for the retirement of their circulating notes.
STATEMENT

SHOWING, BY STATES, THE NUMBEII AND CAPITAL
EXTENDED UNDER ACT OF JULY 12, 1882.

States and Territories.
Alabama
Arkansas
California
Colorado
Connecticut
Delaware
District of Columbia.
Georgia
Illinois
Indiana
Iowa
Idaho
"Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri




| No. of j
i banks.

3

:

6I

73

9
83
46
47
1
9
23
6
56
29
209
29
18
16

Capital.

States and Territories.

Montana
Nebraska
New Hampshire
New Jersey
New York
North Carolina
South Carolina
Ohio
10,018,000 Oregon
5, 629, 000 Pennsylvania
4.170. 000 Rhode Island
100,000 Tennessee
825,000 | Texas
6,611,500 I Utah
2,600,000 ! Vermont
9, 835, 000 |Virginia
12, 069, 000 j West Virginia
88, 612, 500 j Wisconsin
2,440.000 j Wyoming
$885,000 i
350, 000 I
2.100, 000 I
1,010,000
22, 450, 820
1, 503,185
1, 277, 000
1, 806, 000

5,315^000 !
3,775,000 !

Total

OF ALL BANKS
No. of
banks.

Capital.

1

$650,000
1,400,000
4, 905, 000
10. 783, 350
72, 872, 460
850, 000
1, 535, 000
17, 329, 000
250, 000
45, 954,000
19, 959, 800
2,570,000
985,000
500, 000
5, 956, 000
2.391,000
1, 491, 000
2, 085, 000
100,000

! 1,466

375, 949, 005

38
53
225
4
9
103
1
174
59
13
7
1
32
14
13

OF TI1K COMPTROLLER OF THE CURRENCY.

73

SiTATK.MKNT f?llOWIN<} Til II XUMiSKlI, CAPITAL AND CIRCULATION OF NATIONAL BANKS
WHICH'WILL REACH THE EXPIRATION OF THEIR CORPORATE EXISTENCE DURING
THE PERIOD OF TEN YEARS FROM 1894 TO 1903 INCLUSIVE.
Ten.)1.

!No. of banks.; Capital.
I
i

18D4
1895
1896
1897
1898
1899
1900
1901
1902
1903

|
|
!

!
- -1
!
Total

i

Circulation.

51 | $7, 008, 000 $2,114,950
3, 596, 225
78 i 12,257,000
830,215
22 ; 2, 453, 800
3,
714,
000
1, 026,675
25
2, 579, 000
943,200
24
32 | 4, 330, 000 1,930,500
8,157.100
3, Oli, 885
47
4, 766, 650
101 I13,863;150
8, 512, 537
203 ! 37, 892, 300
5, 735,125
3 94 j 25^ 021, 500
777~i 117, 275, 850

32,467, 992

STATEMENT SHOWING THE TITLE, LOCATION, CAPITAL, AND CIRCULATION OF BANKS,
THE CORPORATE EXISTENCE OF WHICH EXPIRED DURING THE YEAR ENDED
OCTOBER 31, 1893, AND OF ASSOCIATIONS WHICH SUCCEEDED THEM.
Title and location.

j Capital.

The Lumberman's National Bank of Muskegon, Mich
The Phoenix National Bank of Medina, Ohio
The First National Bank of Chelsea, Vt
The Farmers' National Bank of Owatonna, Minn

| $100, 000
75, 000
50, 000
7?, 000

!

j
j
|

The
The
The
The

N a t i o n a l L u m b e r m a n ' s B a n k of M u s k e g o n , Mich
Old Phoenix N a t i o n a l Bank of Medina, Ohio
N a t i o n a l B a n k of O r a n g e C o u n t y , Chelsea, \ r t
N a t i o n a l F a r m e r s ' B a n k of O w a t o n n a , M i n n

.,

Circulation.

$22,500
17, 000
11, 250
17,100

300.000

67,850

i J 00, 000
! 75, COO
! 50, 000
i 80, 000

22, 500
35.100
22,500
18,000

i

98,100

305,000

STATEMENT SHOWING THE NUMBER, CAPITAL, AND CIRCULATION BY STATES, OP
NATIONAL BANKS, THE CORPORATE EXISTENCE OF WHICH WAS EXTENDED DURING
THE YEAR ENDED OCTOBER 31, 1893.
State.
California
Colorado
Georgia
.
Illinois
1 ndiana
Iowa...
Kansas
Kentucky
Louisiana
Maine
Massachusetts...
Michigan
Minnesota
Montana

No. of
banks.
1
1
^
]

1
2
1
6
1
2
1




Capital. Circulation.
$100,000
50.000
56, 000
325, 000
50, 000
50, 000
50, 000
430, 000
300, 000
205, 000
1, 450, 000
50, 000
125,000
150, 000

$22, 500
11, 250
12, 600
118,125
11,250
18.000
4oi 000
225,COO
125, 000
58,500
373,500
11, 250
29, 250
33, 750

State.
New Jersey
New York
Ohio
Pennsylvania...
South Carolina .
South Dakota...
Tennessee
Texas
Vermont
Wisconsin
Wyoming
Total

No. of
banks.
1

Capital.

Circulation.

1
1
1

$100,000
200, 000
160, 000
150,000
75,000
50, 000
310,000
310, 000
100, 000
100, 000
100, 000

$22. 500
67, 500
137,700
36, 000
17,100
11,250
58,500
90, 000
5,400
22, 500
22,500

40

5, 046, 000

1,585,925

1
1
2

REPORT OF THE COMPTROLLER OP THE CURRENCY!
STATEMENT SHOWING THE NATIONAL BANKS, THE COUPOKAIK EXISTENCE OF.WJMCH;
WILL EXPIRE DURING THE YEAH ENDING OCTOBER 31, 1*(J1, WITH THE- DATE 6F'
EXPIRATION, CAPITAL, AND AMOUNT OF UNITED STATES BONDS AND ClRCUv
LATING NOTES.

Bonds.

2132

2138
2135
2137
2172
2141
2143
2152
2142
2153
2144
2146
2145
2151
2147
2148
2150
2174
2156
2154
2155
2179
2158
2160
2159
2161
2165
2184
2187
2168
2164
2175
2183
2166
2171
2180
2181
2186
2176
2189
2185
2188
2207
2193
2203
2204
2212
2205
2221

The Kellogg [National Bank, Green Bay - - - -! Wis . j
I
The Rochester National Bank, Rochester... | N. I I . !
The Commercial National Bank of Char- | N. C . I

1893.
Dec. 23
1894.
Feb. 10
Feb. 16

lotte.
;
The National Bank of Boyertown
| P a . . . .1 Feb. 19
The Athol National 'Bank, Athol
| Mass ! Mar. 6
The National Bank of Pontiac
i 111 . . . Mar. 25
The First National Bank of Hancock
Mich ! Apr. 6
The Home National Bank of Brockton
Mass | Apr. 8
The National Bank of Sch wenksville
Pa . . . ! Apr. 14
The Safety Fund National Bank of Fitch- Mass Apr. 17
burg.
The People's National Bank of Martins- i W.Va.l Apr. 30
burg.
I
The First National Bank of East Liverpool.! Ohio
do
The Second National Bank of Bay City
I Mich J May 5
j
Tlie Wilber National Bank of Oneonta
N. Y ..! May 12
The Mattoon National Bank, Mattoon
I 111
i May 14
The Citizens' National Bank of Winchester. | Ivy . . . i May 16
The Marion National Bank of Lebanon
I Ivy . . . | May 25 |
The First National Bank of Florida, at F l a . . . i M a y 26 j
Jacksonville.
'
j
The First National Bank of Farmer City... Ill . . . May 30
The First National Bank of Belleville
!
I
l
l
June
10
The People's National Bank of Rock Island. ! 111
June 17
The First National Bank of Colorado j Colo .. June 24
Springs.
i
The First National Bank of San Jose
Cal . . . July 11
The National Exchange Bank of Steuben- Ohio.. J u l y 17
ville.
"
|
The First National Bank of Kasson
Minn . July 22 |
The Merchants'
National
Bank
of
Louisville'
Ivy
do
!
The Farmers 1 National Bank of Princeton ..\ 111
July 24 j
The First National Bank of La Grange
j Ind . . . I July 30 |
The People's National Bank of Independ- Iowa.. I... do
!
ence.
The First National Bank of Jackson
Tenn . July 31
The Citizens' National Bank of Louisville.. \ Ky . . . Aug. 1
The First National Bank of Fairfield
j Me
do
The First National Bank of Crown Point... I Ind . . . A ng. 4
The Second National Bank of New Albany.; Ind . . . Aug. 6
The Third National Bank of Louisville ...".. I Ivy
do
The People's National Bank of Princeton... I Iiid . . . Aug. 11
The Centerville National Bank of Thurman j Ohio .. Aug. 13
The Citizens' National Bank of Romeo
| Mich . Aug. 19
The Union National Bank of Streator
Ill
Aug. 24
The First National Bank of Waco
T e x . . . Sept, 7
The Mount Sterling National Bank, Mount Ivy . . . Sept, 8
Sterling.
The Citizens' National Bank of Evanaville . I n d . . . Sept, 12
The Boonville National Bank, Boonville
Ind . . . I Sept. 17
The First National Bank of Petaluma
Cal . . . I Sept, 25
The First National Bank of New Lisbon
Ohio.. I Sept. 26
The First National Bank of Arcola
Ill
Sept, 28
The Oakland National Bank, Oakland
Ill
Oct. 5
The Second National Bank of Monmouth . . . j 111
Oct. 20
The National Bank of McMinnville
Tenn . Oct. 30

Total .




Circulation.

$100,000

$25, 000

$22,500

50,000
175, 000

12, 500
50, 000

11,250
45,000

100, 000
100,000
50, COO
200,000
200,000
100,000
200, 000

100, 000
90,000
100,000
90,000
12,500 . .11,230
50. 000
45,000
150, 000
135,000
25, 000
22,500
200, 000
180, ooe

75, 000

18, 750

16,875^

50,000
250, 000
100, 000
60,000
175,000
150, 000
50, 000

50, 000
200, 000
100, 000
15,000
50, 000
40, 000
50,000

45,000
180,000
90, 000
13,500
45,'G©0
36,000
45,000

50, 000
100, 000
100,000
100,000

12,500
50, 000
50, 000
25,000

11,250
45,000
45,-000
22,500

500, 000
100, 000

50. 000
100, 000

45,000
90,0C0

50, 000
500, 000
310,000
65, 000
75, 000

13, 000
50, 000
27,500
25,000
20,000

11,7G0
44, 950
^4,750
22,500
18,000

100, 000
500, 000
50, 000
50, 000
100. 000
400, 000
75, 000
50,000
100, 000
100, 000
500,000
100, 000

25,000
50,000
15,000
20,000
25,000
50,000
25,000
45,000
25, 000
25,000
50,000
25, 000

22,500
45,000
13,500
18, 000
22, 500
45,000
22,500
40,500
22,500
22,500
45,000
22, 50Q

200, 000
50, 000
200.000
50. 000
50! 000
53,000
75, 000
70,000

50,000
50,000
50, 000 •
12,500
12,500
13,250
20,000
20,000

45,000
45,000
45,000
11,250
11,250
11, 925
18, 000
18, 000

>, 708, 000

2, 280,000 2,006,950

v>r iiir,

(JOMPTWOU.KK OK T H E

CURRENCY.

75

(N<i 1 1 1 1.1 -•>. ( ( A F ' i l \ L . \ \ I > ( ' MM \' L \ T I O N LSSUKD, R E D E E M E D , A N D
, OV J S ' A ' I 1 O \ A 1 , ! i \ N K N W H I C H S U S P E N D E D B U S I N E S S A N D W E R E
PLACEJX I N THE HANDS OK A LI I:< KIN HIS DUKIXCL THE YEAR ENDED OCTOBER 3 1 ,
1 8 9 3 ; ALSO SIM [LA LI 1NKOKMA1ION WJ'L II I J E - P E C T T O S E V E N BANKS IN THE HANDS
OF E X A M I N E R S .

Name and location of bank.

Date of authorityto
commence
business.

Circulation.
Date of
suspension.

Issued.

OutEestand, deemed. ing.

I"

Newton National Bank, Newton. Kans -! Jan. 28.1800 Dec. 15,1892 $100, 000
j$17,630 .$31,110
50,000
First National-Bank, Bel Norte, Colo.. ! Mar. 18,1890 "Dec. 19,1892
11, 250
Bankers and Merchants' National
Bank, Dallas, Texas
•Tan. 21. 1890 Jan. 17,1893 500,000 44, 000
33, 440
Capital National Bank, Lincoln, Nebr. June 21), 1883 Jan. 21,1893 300, 000 43,700
43. 700
500,
000
03,495
First National Bank, Little Rock, Ark. Apr. .12. 18(50 Feb. 1.1893
48, 864
Alabaraa National Bank, Mobile, Ala. Mav 13, 1871 Mar. 14,1893 150,000
42,000
Commercial National Bank, Nashville,
Term
J u l y 22, 1884 Mar. 25,1893 500, 000
50, 000
First National Bank, Ponca, Nebr
Jan. 28, 1887 Apr. 27,1893
Second National Bank, Columbia, Teirn. Oct. 3, 1881 Apr. 28,1893 100, 000
Chemical National Bank, Chicago, 111. Dec. 1"), 1891 May 9,1893 1, 000, 000
Columbia National Bank, Chicago, 111. Apr. 23, 1887 May 11,1893 1, 000, 000
50, 000
First National Bank, Cedar Falls^Towa. 1 Sept. 1, 1874 May 10,1893
First National Bank, Brunswick, Ga.. Feb. 2, 1884 May 18,1893 200,000
OglethorpeNational Bank, Brunswick,
150,000
July 18, 1887
32, 900
Ga
IO
100,000
22,500
•Evans ton National Bank, Evanstou, 111 June 29, 1892
.do
National Bank of Deposit, New York,
Aug. 5, 1887 May 22,1893 300, 000
45, 000
NY
4,460 38, 540
Elmira National Bank, Elmira, N. Y .. Aug. 30, 1889 May 23,1893 200, 000
50, 000
Jan. 7, 1890 May 26,1893
First National Bank, Brady, Texas
10, 800
National Bank of North Dakota, Fargo,
44, 250
Mar. 12, 1890 Mav 29,1893 250, 000 44, 250
N. Dak50,000 11,250
11, 250
First National Bank, Lakota, N. Dak. Oct. 23, 1889 ....'do
50, 000 11, 250
Gulf National Bank, Tampa, Fla
Dec. 2, 1890
11, 250
Merchants' National Bank, Tacoma,
....do
250, 000 45, 000
Wash
May 2, 1884
Citizens'NationalBank, SpokaneFalls,
June 1,1893
150, 000 33, 000
Wash
Apr. 8, 1890
Citizens' National Bank, Hillsboro,
June 6,1893
100, 000 24, 550
Ohio
Sept. 4, 1872
First National Bank, Arkansas City,
June 8,1893
125,000 27,520
J u n e 30, 1885
City National Bank, Brownwood,
June 15, 1893
150, 000 33, 750
Texas
June 17, 1890
Linn County National Bank, Albany,
June 16,1893
Oregon
,
100, 000 21, 700
May 31, 1890
Consolidated National Bank, San
June 19,1893
55, 300
Sept. 22, 1883 June 21,1893 250,000 55, 300
Diego, Cal
50, 000 11, 250
11,250
City National Bank, Greenville, Mich. Aug. 28. 1884
22,1893
50,
000
11,250
11,
250
First National Bank. Whatcom, Wash Aug. 20, 1889 .Juno
...do
Columbia National Bank, New What22,500
June 28, 1890 June 23,1893 100,000 22, 500
com, Wash
First National Bank, Port Angeles,
50, 000 10, 750
10,750
May 19, 1890 June 26,1893
Wash
Nebraska National' Bank, Beatrice,
21, 780
Dec 21, 1889 June 30,1893 100, 000 21,780
Nebr.....
First National Bank, Pliilipsburg,
50, 000
11,250
Dec.
Mont
1891 July 1,1893
50, 000
11, 250
First National Bank, Ouray, Colo, a... Sept, 2,
....do
Albuquerque National Bank, Albu1889
850 44,150
- querque, N. Mex
July 3,1893 J
July 14,
Puget Sonnd National Bank, Everett,
1884
I
Wash, a
.\ 11,250
July 5,1893
Sept. 23,
First National Bank, Hot Springs,
1892
S.Dak
\... July 15,
-| 11,250
July 7,1893
1890
Livingston National Bank, Livingston,
10, 750
Mont
.
.
.
.
d
o
Sept. 11,
Northern National Bank, Big Rapids,
33,250
Mich
1871
July
8,1893
June 5,
Lloyds National Bank, Jamestown,
22, 500
N'. Dak
May 4, 1891 July 10,1893 100, 000 22, 500
60, 000 13,500
13, 500
First National Bank, Starkville, Miss. Apr. 30, 1887 July 14,1893
75,000 16, 370
First National Bank, Cedartown, Ga.. July 16, 1889 July 17,1893
16, 370
Commercial National Bank, Denver,
45, 000
Colo
Sept. 6,1889 July 18,1893 250, 000 45, 000
Bozeman National Bank, Bozeman,
50,000 11, 250
11,250
Mont. &
Oct. 23, 1882 July 19,1893
1,170 21,330
First National Bank, Vernon, Tex
May 13, 1889 July 22,1893 100, 000 22, 500
100,
000
21,800
.
.
.
.
d
o
State National Bank, Knoxville, Tenn . Aug. 28, 1889
21,800
33, 750
Mrst National Bank, Orlando, Fla
Mar. 16, 1886 July 24,1893 | 150, 000 33, 750
a Was in hands of receiver, but resumed prior to October 31.
h Was in hands of receiver, but resumed subsequent to October 31.



76

REPORT OF THE COMPTROLLER OF THE CURRENCfl

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED JU^IXESS AND

WERE PLACED IN THE HANDS OF A RECEIVER. ETC.—Continued.
Name and location of bank.

Date of an- I
thority to I Date of

commence \t suspeni on.

business, f

Merchants' National Bank, Great Falls,
Mont
Tacoma National Bank, Tacoma,
Wash. a...
National Bank of the Commonwealth,
Manchester, N. H
Indianapolis National Bank, Indianapolis, Ind
First National Bank, Spokane,Wash.b.
First National Bank, Middlesboro, Ivy .
First National Bank, Helena, Mont. c..
MontanaNationalBank,Helena, Mont.
National Granite State Bank, Exeter,
N. H
Chamberlain National Bank, Chamberlain, S. Dak
First National Bank, Great Falls,
Mont...
First National Bank, Kankakee. 111. d.
Stock Growers' National Bank, Miles
Ciiy, Mont
'.
Bellingharn Bay National Bank, New
W hatcom, Wash, c
F l Paso National Bank, of Texas,
El Paso, Tex
Texas National Bank, San Antonio,
Tex
Citizens'National Bank, Muncie, Ind.c?.
First National Bank, Marion, Kans . . .
National Bank of South Pennsylvania,
Hyndman, Pa. a
Washington National Bank, Tacoma,
Wash
Port Townsend National Bank, Port
Townsend, Wash
First- National Bank, North Manchester. Ind
First National Bank, Sundance, Wyo.
Hutehinson National Bank, Hut chinson, Kans. b
SOCOITO National Bank, Socorro, N.
Mex. a
First National Bank, Dayton, Tenn ...

Oct.

Circulation.
Capital
stock.

7, 1890 ! July 24, 1893 $100, 000 $22,500

Apr. 13, 1883 !

45, 000

45, 000

Feb. 9, 1892 ! July 25, 1893

200, 000

67, 500

67,500

Nov. 21. 1864 I---.do ..
Oct. 24, 1882 July 26, 1893
Jan. 8, 1890 July 27. 1893
Apr. 5. 1866 . . . . d o . . .
Nov. 11, 1882 I....do . . .

300,
250,
50,
500,
500.

000
000
000
000
000

57, 212
45, 000
11,250
45. 000
45,000

57, 210
45,000
11,252
45,000
45,000

50, 000

41,137

4.0, 377

May 15, 1865 1

do ..

do . . .

Apr. 8, 1890 J u l v 28, 1898
Julv 1. 1886 . . . .do . .
Feb. 20, 1871 ; J u l y 29, 1893
do
Dec. 20, 1884 :
i
Feb. 7, 1889 | J u l y 31, 1893
!
Dec. 22. 1886 Aug. 1, 1893

11,250

I 11,250
i
250. 000 i 45,000
50. 000 | 11.250

45,000
11,250

17,100

17,100

50, 000

I

75,000
60, 000

13, 500

13, 500

150. 000

33.750

S3,750

Jan. 31. 1885 Aug. 4, 1893 100. 000
Mar. 15, 1875 . . . . d o
200, 000
July 28, 1883 Aug. 16,
I

22, 500
45,000
21,900

22, 500
45, 000
21,900

75, 000

J u n e 2, 1889 Aug. 17, 1893 |
Apr. 23, 1889 Aug. 24, 1893 |
Apr. 18, 1890 Sept, 18, 1893

50,000
100,000

j 11,250

11, 250

i 43,500

43,500

| 22,500

22, 500

Mar. 17.1883 Oct. 4. 1893
50, 000 j 27,000
J u n e 16,1890 . . . . d o . :
50, 000 ! 11,250
1893
May 29,1884 Oct. 18,1893 j 100, 000 j 22, 500

27, 000
11, 250

May 26, 1891 | Oct. 19 1893 !
July 10, 1890 | Oct. 21, 1893 I

11,250
11,250

100, 000

50, 000 1 11. 250
50, 000 j 11, 250

a Was in hands of examiner, hut resumed subsequent to October 81.
h Placed in hands of receiver, subsequent to October 31.
c In bands of examiner.
d Was in bands of receiver, but resumed subsequent to October 31.




$22,500

200, 000

22, 500

KEPOKT OK THE COMPTROLLER OF THE CUKRENCY.

77

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH WENT INTO VOLUNTARY
LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893,
WITH DATE OK
AUTHORITY TO COMMENCE BUSINESS, DATE OF LIQUIDATION, CAPITAL, AND
CIRCULATION ISSUED, REDEEMED, AND OUTSTANDING.

Name and location of bank.

Date of
! authority
I to commence
i business.

Date ofclosing.

Circulation.
Capital
Outstock. i Issued. I Re- |
deemed.I standing.

F i r s t National Bank, South Sioux j
$8,100
City, Nebr
j Apr. 22, 1891 Oct. 27,1892 ' $50, 000 '. $10. 250 ; $2,150 j
Continental National Bank, Kan- !
7,
550
36, 950
200. 000
500
sas City, Mo
j Aug. 2, 1892 Nov. 11, 1892
3. 270
F i r s t National Bank, Clyde, K a n s . . j J a n . 31, 1884 Nov. 15, 1892 ! 50, 000
750
7,480
Eugene National Bank, Eugene
000
250 : 3,530
City, Oregon
j Mar. 8, 1889 Nov. 26, 1892
7,720
F i r s t National Bank, Batesville, j
500 | 3,310
000
Ohio
I J a n . 18, 1875 Dec. 1, 1892
10,190
Commercial National Bank, Sioux '
750 i 13,650
150. 000
City, Iowa
I Sept. 16. 1891 . . . . d o
20, 100
200, 000
1871 j Dec. 3,1892
State National Bank, Lincoln, Nebr. j Nov. 16,1871
27, 775
000 i 17,225 '
Woodson National Bank, Yates !
8,740
50,000 ; 10,750 I 2,010
Center, Kans
: J a n . 14,1884 j Dec. 5,189:
F i r s t National Bank, Pontiac, \
3, 537
Mich
I J a n . 3, 1882 Dec. 31.1892 100, 000 |
750 | 18.213
65, 000 !
F i r s t National Bank, Castle, Mont. May 22, 1891 Jan. 4,1893
020 ! 2, 960 ! 11, 060
National Pcmberton Bank. Law010 ! 38,920 I 104,090
rence, Mass
[ Apr. 24, 1865 Jan. 10,1893 150, 000 ! 143,
COO ! 16,
F i r s t National Bank, Lorain, Ohio, j Feb. 6, 1882 ....d
095 | 2,210 I 13, 885
75,
Finney County National Bank,
750 ! 1,120
ooo; io,
Garden City. Kans
J u n e 20, 1888 Jan. 12.1893
9,630
50.
Lumberinan'sNationalBank. Mus- j
j
j
000 I 22.
kegon, Mich
j Feb. 3, 1873 Jan. 16,1893
17,180
100,
Covington City National Bank,
500 | 5,320 i
i
Covington, K y
j Aug. 10, 1871 Feb. 1, 1893
183,030
500. 000 ! 225,
Phcenix National Bank, Medina, j
000 I 41,970 I
Ohio
| Mar. 10, 1873 Feb. 10,1893
000
17,
13, 863
75,
Merchants' National Bank, Macon, !
100 I 3,237 j
Ga
) J u n e 29, 1887 Feb. 14,1893
000 I 21, 800 I 6,170 !
15, 630
100,
2Etni\ National Bank, Kansas City. I
I
ooo! 44, .50 i
Mo
'.'..\ Mar. 10, 1890 Mar. 9,1893
38,200
I 6,350
250,
Citizens' National Bank, Orlando,
I
21, 880
3,420
Fla
Oct. 12, 1887 Mar. 22,1893
18,460
100,
F i r s t National Bank, Lexington,
ooo I 16, 410 2, 660
111
':
; Nov. 23, 1882 Apr. 1,1893
13, 750
50,
F i r s t National Bank. I d a Grove, I
ooo I 32, 650 2,680
29, 970
Iowa
'.
Oct. 10,1888 M a y 1,1893 |
15,000
1,150
F i r s t National Bank, Burnet, Tex . I J u l y 18,1883 M a y 22,1893 j 150. 000 ' 16, 150
First National Bank, Springfield, '
75, 000
9,865
Mo .
11, 250
1,385
Aug.18,1870
-do
! 50, 000 j
Southern National Bank, New
Orleans, La.
38, 300
6,700
45, 000
J u n e 6,1890 M a v 25,:
000 !
Decatur National Bank, Decatur,
500,
20,150
2,350
A u g . 12,1873 M a y 31, 1893
22, 500
111.
000 I 11, 250
11,250
F i r s t National Bank, Chelsea, V t . . J u l y 19,1873 J u n e 10, 1893
100,
F i r s t National Bank, Santa Monica,
ooo i 10, £
9,360
Cal
(Feb. lv. 1888 . . . . d o . .
250
890
50,
Lake National Bank, Wolfboro j
000 !
N. H
I J u l y 26, 1865 J u n e 29, 1893
1,978
27, 382
29,?300
50,
Farmers' National Bank, Owa000 !
tojina, Minn
J u l y 24, 1873 ! J u n e 30, 1893 I 50,
1,420
15, 680
17, 100
First National Bank, W a Keeney,
ooo !
Kans
Aug. 18, 1887 i
do . .
290
50, 000 I 10,
110
10,180
Fourth National Bank, Chattanooga, Tenn
J u n e 28, 1889 J u l y 6, 1893 \ 150,,000
1, 540
42,660
44,2200
Farmers and Merchants' National
Bank, Rock wall, Tex
Mar. 30, 1892 July 11, 1893 • 50,, 000 11,2250
1,620
9, 630
North Texas National Bank, Dallas,
Tex
J a n . 6, 1888 July 13, 1893 1 000.,000
2,100
42, 900
45,0000
Hoquiam National Bank, Hoquiam,Wash
A u g . 8,1890 j J u l y 18. 1893 I
50,, 000 11,2250
500
10,750
Gallatin Valley National Bank,
Bozeman, Mont
Nov. 14, 1883 J u l y 24, 1893 ! 100,, 000 22,0000
20,830
1,170
Gate City National Bank, Atlanta, j
Ga.. - "
! May 3,1879 J u l y 25, 1893
250 ,000
33, 430
44,0000 10, 570
F i r s t National Bank, Big Timber,
Mont
J u n e 29,1891 J u l y 27, 1893
50,, 000 10,7750
10, 240
510
Orono National Bank, O r o n o ,
Me
I May 13, 1865 J u l y 29,1893
50,
13, 720
7
12, 490
1,230
CentralNationalBank,Dallas,Tex. Sept. 25, 1889 Aug. 3,1893
150,
33,7750
1,650
32,100
Merchants' National Bank, F o r t
Worth, Tex . .
Feb. 1,1887 A u g . 15,1893 250,
45, 000
45, 000

Dillon National Bank, Dillon,
Mont....




May

2,1884 A u g . 24,1893

50,

10, 750

10, 750

78

REPORT OF THE COMPTROLLER OP THE CURRENCY.

STATEMENT GIVING T I T L E S OF NATIONAL BANKS W H I C H WENT INTO VOLUNTARY
LIQUIDATION DURING THE YEAR ENDED OCTOBER 31, 1893, ETC.—Continued.

nd location of bank.
Farmers' National Bank, Constantino, Mich
First National Bank, Mankato,
Kans
Gray National Bank, Middletown
Springs, Vt
Frankfort National Bank, Frankfort, Ky
First National Bank, Slaughter,
Wash

Date of
authority
iO commenct
business.
Dec.

Circulation.

»ateof dos- j Capital

!

Re.
Out,deemed. stauding.

Issued.

4,1874 | Aug. 28,1893 j $50, 000 j $11, 250 | $1, 050 $10, 200

July

6,1887! Sept. 12,1893 | 60, 000 j 13,500

Apr.

9,1884 I Sept, 15,1893 j

50, 000

Aug. 13,1889 | Sept, 21,1893 100,000
Nov. 3,1890 j Oct. 25,1893

12, 310

1,190

11, 250 j

10, 350

900

22, 500

22,500 !

50,000 !
i 11,250 i
|

|

11,250

.j 0,035,000 !

Total .

I

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THE
YEAR ENDED OCTOBER 31, 1893, AND RESUMED BUSINESS PRIOR TO OCTOBER
31, WITH CAPITAL, DATE OF SUSPENSION, AND DATE OF RESUMPTION.

Name and location,

The Black Hills National Bank, Rapid City, S. Dak.
The Gate City National Bank, Atlanta, Ga
The Capital National Bank, Indianapolis, Ind
The Washington National Bank, Spokane Falls, Wash
The First National Bank, Palouse City, Wash
The American National Bank, Omaha, Nebr
The First National Bank, Grundy Center, Iowa
The Southern California National Bank, Los Augeies, Cal.
The First National Bank, Los Angeles, Cal
The First National Bank, San Diego, Cal
The First National Bank, Santa Ana, Cal
The First National Bank, Kendallville, Ind
The First National Bank, San Bernardino, Cal
The Second National Bank, Ashland, Ky
The First National Bank, llico, Colo
The First National Bank, Provo, Utah
The National Bank of Commerce, Provo City, Utah
The First National Bank, Ouray, Colo
The First National Bank, Cisco, Tex
The American National Bank, Leadville, Colo
The Central National Bank, Pueblo, Colo
The American National Bank, Peublo, Colo
The Puget Sound National Bank, Everett, Wash
The National Bank of Ashland, Nebr.
The First National Bank, Winston, N. C
The Western National Bank, Pueblo, Colo
The Commercial National Bank, Ogden, Utah
The First National Bank, Cherry vale, Kans
The National Bank of Kansas City, Kansas City, Mo
The Missouri National Bank, Kansas City, Mo
The Union National Bank, Denver, Colo
The First National Bank, Fort Scott, Kans
The National Bank of Commerce, Denver, Colo
The State National Bank, Denver, Colo
The German National Bank, Denver, Colo
The People's National Bank, Denver, Colo
The Oklahoma National Bank, Oklahoma City, Okla
The First National Bank, Harrisonville, Mo*.
The First National Bank, Canon City, Colo
The First National Bank, Anthony, Kans
The Greeley National Bank, Greeley, Colo
The First National Bank, Grand Junction, Colo
The First National Bank, Cheyenne, Wyo
The Farmers' National Bank, Henrietta" Texas
The State National Bank, Vernon, Tex
The First National Bank, Russell, Kans
The Milwaukee National Bank of Wisconsin, Milwaukee, Wis.
The Kentucky National Bank, Louisville, Ky
The Louisville City National Bank, Louisville, Ky
The Merchants' National Bank, Louisville, Ky
The Fourth National Bank, Louisville, Ky
The Farmers' National Bank, Findlay, Ohio
The Oregon National Bank, Portland, Oregon




Capital.

Date of
suspension

1892
Dec. 13
1893
250,000 Feb. 21
300,000 M a y 11
250, 000 June 6
75,000 June 6
200,000 June 13
50, 000 June 16
200, 000 June 21
200, 000 June 21
300,000 June 21
3 50,000 June 22
50, 0(J0 June 22
100,000 June 23
50,000 June 27
50,000 June 30
50, 000 June 30
50, 000 July 1
50, 000 July 1
50, 000 July 3
100.000 July 3
50| 000 July 5
250, 000 Julv 5
50, 000 July 5
100, 000 July 5

$125,000

200.000
50,000
150, 000
50, 000
1, 000, 000
250,000
1, 000, 000
300, 000
500, 000
300, 000
200,000
600, 000
50, 000
50, 000
50, 000
50, 000
50, 000
50, 000
200, 000
50, 000
100, 000
80,000
250,000
1,000,000
400.000
500, 000
300|000
80, (JOO
200, 000

July
July
Julv
Julv
Julv
July
July
July
July
July
July
July
July
July
Julv
July
July
July
Julv
July
July
July
July
Julv
July
Julv
Julv
July
July

c

5
8
34
14
17
17
18
18
19
19
19
19
20
20
20
20
20
20
21
21
22
22
22
24
25
25
25
97

Authorized t 0
resume.
1893.
Feb. 17
July
June
July
Juno
Sept.
Sept.
Julv
July
July
July
Aug.
Julv
July
Aug.
Sept.
July
Oct.
Julv
Aug.
Aug.
Sept.
Oct.
Aug.
Sept.
Sept.
Sept.
Sept.
Oct.
July
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Sept,
Sept,
Aug.
Aug.
Aug.
Aug.
Sept.
Aug.
Aug.
Sept.
Sept.
Oct.
Aug.
Aug.
Aug.
Oct.
Sept.

19
0
9
7
1
10
14
5
21
1
21
14
16
11
14
J7
25
37
23
4
23
31
18
11
7
1
4
29
21
16
37
29
29
21
22
~1
29
18
14
30
9
28
34

25
2
29
29
2»j
2
9

79

KEPOKT OF THE COMPTKOLLER OF THE CURRENCY.

STATEMENT GIVING TITLES OF NATIONAL BANKS WHICH SUSPENDED DURING THE
YEAR ENDED OCTOBER 31, 1893, ETC.—Continued.

Name and location.

The Ellensburg National Bank, Ellensburg, Wash .
The Commercial National Bank, Portland, Oregon..
The Ains worth National Bank, Portland, Oregon...
The First National Bank, Ashland, Wis .
The National Park Bank, Livingstou, Mont
The First National Bank, East Portland, Oregon
The First National Bank, The Dalles, Oregon
The First National Bank, Birmingham, Ala
The Waupaca County National Bank, Waupaca, Wis
The First National Bank, Hammond, Ind
The National German-American Bank, St. Paul, Minn
The First National Bank, Platteville, Wis
The First National Bank, Mankato, Minn
The National Citizens' Bank, Mankato, Minn
The Mankato National Bank, Mankato, Minn
The National Bank of Sturgis, Mich.
The First N
National
i l B
Bank,
k Whit
White Sulphur
Sl
Springs, Mon
The First
st National Bank,, Nashville,, Tenn
N i l Bank,
B k Rochester,
R h t
Mi
The Union National
Minn
The American National Bank, Nashville, Tenn
The First National Bank, Decatur, Ala
The Waxahachie National Bank, Waxahachie, Tex
The Citizens' National Bank, Attica, Ind
The First National Bank, Gadsden, Ala
The Union National Bank, Racine, Wis
The First National Bank, Dubuque, Iowa
The People's National Bank, Winston, N. C
The First National Bank, Le Mars, Iowa
The Le Mara National Bank, Le Mars, Iowa
The First National Bank, San Marcos, Tex
The First National Bank, Lockhart, Tex
The First National Bank, Hawarden, Iowa
The First National Bank, York, Nebr
The Hutchinson National Bank, Hutchinson, Kans
Total

Capital.

$50, 000
250, 000
300,000
125,000
100, 000
100, 000
50, 000
250, COO
50,000
50,000
2,000, 0C0
50,000
150,000
100, 000
100,000
65, 000
200, 000
1,000,000
50,000
1, 000. 0C0

100,000
100, 000
50, 000
50, 000
150, 000
200, 000
100, 000
100,COO
100, 000
80, 000
50,000
75,000
50, 000
100, 000

Date of
suspension.

Authorized to
resume.

1893.
July 27
July 29
July 29
July 31
July 31
July 31
July 31
Aug. 2
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug.
Aug. 10
Aug. 10
Aug. 11
Aug. 12
Aug. 12
Aug. 16
Aug. 17
Aug. 18
Aug. 18
Aug. 18
Aug. 21
Aug. 22
Aug. 24
Aug. 28
July 18

1893.
Oct. :
Sept. !
Sept. :
Aug. ;
Sept. \
Sept. :
Aug. :
Oct.
Aug.
Sept.
Oct.
Aug.
Sept.
Sept.
Sept.
Sept,
Oct.
Sept.
Oct.
Sept.
Sept,
Aue.
Aug.
Sept.
Oct.
Aug.
Sept,
Sept.
Sept,
Aug.
Aug.
Sept.
Oct.
Aug.

18,205,000

STATEMENT GIVING TITLES, CAPITAL, AND DATE OF SUSPENSION, OF NATIONAL BANKS
WHICH SUSPENDED DURING THE YEAR ENDED OCTOBER 31, 1893, AND WERE
PLACED IN THE HANDS OF NATIONAL BANK EXAMINERS, PENDING RESUMPTION OF
BUSINESS OR THE APPOINTMENT OF A RECEIVER.
Name and Location.
The Tacoma National Bank, Tacoma, Wash .
The First National Bank, Spokane, Wash
The First National Bank, Helena, Mont.

The Socorro National Bank, Socorro, New Mex.




Capital.

Date of suspension.

$200,000
250, 000
500, 000
60,000
50, 000
100,000
50, 000

July
July
July
July
Aug.
Oct7
Oct.

24, 1893
26, 1893
27, 189a
31, 1893
27, 1893
18, 1893
19, 1893

80

REPORT OF THE COMPTROLLER OF THE CURRENCY'.

STATEMENT SHOWING P»Y STATES AND GEOGRAPHICAL D I V I S I O N S THE NI\MP,I:R AND
CAPITAL STOCK OF NATIONAL BANKS WHICH SUSPENDED D I K I N G THE YEAH
ENDED OCTOBER 31, 1893, TOGETHER WITH THE N U M B E R AND CAPITAL OV THOSE
W H I C H RESUMED, F A I L E D , AND WERE PLACED I N CHARGE OF E X A M I N E R S .
Suspensions.

'

Resumptions.

!.

In charge of
examiners.

Failures.

States and Territories.
No.
Now Hampshire — Total
Eastern States
New York
Pennsylvania.
Total Middle States...!

38 i

Missouri...
Ohio
Indiana
Illinois
Michigan . .
Wisconsin.
Iowa
Minnesota.
Kansas - . . .
Nebraska . .
Total Western States .1
Oregon
Colorado
Utah
Montana
Wyoming
New Mexico
North Dakota
South Dakota
Washington
California
Oklahoma Territory
Total Pacific States
and Territories

49

Capital.

No. |

Capital.

'No. I Capital.

2

$250, 000

500,000
50, 000

9

500 000

550, 000

2

500, 000

3
o
1
1
6
1
1
4

425 000
°00 000
150,000
60, 000
1. 050, 000
500. 000
50, 000
750, 000

1

$300, 000
250,0C0

3

400, 000

6

430, 000

5
2

2, 250, 000
2. 000, 000

8,815,000 j 19 I

5,630,000 i 19

1,300,000
180,000
1. 000, 000
2,150, 000
215, 000
625, 000
575, 000
2. 400, 000
880, 000
800,000

1,300.000
80,' 000
450, 000
65,000
625.000
525,000
2,400,000
480,000
350, 000

10,125,000 • 31

0, 275, 000 17

800, 000
3, 600,000 ! 14
250, 000 ! 3
1, 875, 000i 2
250, 000
225, 000
400, 000
225,000
I. 735. 000
L, 200, 000
50, 000

700. 000
3, 300, 000
250. 0C0
300, 000
200,000
125,
425.
950,'
50,

2
j...
{ 1
!...
i 3
| 3

86 |

$50,000
50, 000

3,185, 000
100,
550,
2,150,
150,
50,000
100,000

300, ooo I 1
450, 000 L . . .

100, 000

3, 750, 000

1
1, 075, 000
50, 000
175, 000
1
400, 000
100, ooo !
800, 000
3
250, 000

00D
0)0
000
000

18, 205, 000

1
1

100,
300,

6,300,000 i 25 I

10,610,000

Total United States .. I 158 ! 30, 350, 000




Xo.;

$250, 000

300,000
675, 000
200, 000
550, 000
60,000
1,480,000 ;
' 500,000
2. 300. 000
2,750,000 '

North Carolina .
Georgia
Florida
Alabama
Mississippi
Texas
Arkansas
Kentucky
Tennessee
Total Southern States-!

Capital.

65 j

500, 000
50, 000
j

510, 000

3,250,000

1, 060, 000

10, 935, 000

1, 210, 000

m

REPORT OF THE COMPTROLLER OF THE

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAT
NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH FI^UM ^.AJNUA-KX JL,
?
TO NOVEMBER 1, 1895, THE AMOUNT OF UNITED STATES BONDS ON DEPOSIT TO
SECURE*CIRCULATION,' THE AMOUNT OF CIRCULATION SECURED' "BY THE BONDS
ON DEPOSIT, THE AMOUNT OF LAWFUL MONEY TO REDEEM CIRCULATION, AND
THE TOTAL AMOUNT OF NATIONAL-BANK NOTES OUTSTANDING, INCLUDING NOTES
OF NATIONAL GOLD BANKS.

Date.

January..
February...
March
April
May
June
July
August
September .
October
November..
December ..
January...
February ..
March
April
May
June
July
August
September .
October
November..
December..

Authorized
capital stock.

1872.

U. S. bonds ! Circulation

Lawful
Total
money on
deposit to national-bank
notes
out-"
redeem cirstanding.
culation.

$469,408, 976
470, 457, 651
471,822,651
472, 656, 351
475,458, 651
477, 012, 051
479, 852, 051
482, 906, 851
484, 223, 351
486,106,851
487,136, 851
487, 699, 551

$370, 240, 500
371, 558, 900
373, 764, 450
374,637,450
376, 732, 950
378, 341, 200
380, 440, 700
382, 552, 200
381, 918, 200
383, 977,200
384,968,900
385,951,400

$328,465,431
330, 253, 559
332, 094, 399
333, 556, 529
334,521,855
335, 644,365
337, 664, 795
339, 094, 675
340. 649, 960
342, 227, 690
343,112, 772
344,097,112

487,781, 551
489, 380, 851
490,486,151
492, 898, 951
494,428, 951
496,480, 951
496, 496, 501
497, 921, 501
498, 801, 501
499,111, 501
499, 232, 701
499, 533, 401

386, 355, 300
386, 640, 800
387, 415,100
388,218,350
388,983,800
389, 775, 000
390, 410,550
390, 855, 250
391, 618,450
392, 616, 000
392,852,100
393,215,900

344, 582, 812
345, 358, 892
345, 507, 312
346,164, 392
346, 834, 666
347,185, 711
347, 267, 061
347, 862, 361
348, 715,421
350,173, 226
350,412, 046
350,692,966

2,484, 086
2,892,141
2, 651, 951
2, 579,189
2,641, 964
2,300,703
1,917,603
2,104,498
2,104, 498
2,350,896
2,009,096
1,928,796

347,066,898
348,251,033
348,159, 263
348, 743, 581
349,476, 630
349,486, 414
349,184, 664
349,966, 859
350, 819,919
352,524,122
352,421,142
352,621, 762

499, 003,401
498, 032, 201
498,150, 901
497, 505; 901
497, 020, 901
497, 657, 401
498, 777, 401
500, 347, 401
500, 706, 401
502,181, 401
502, 931, 401
503, 301,401

393,000,900 348, 624,953
392, 644, 300 348, 255, 299
392,506,950
348,203,489
392, 809.200 348, 505,184
392,937,100
348,323, 390
392, 863, 000 348, 290, 340
391,171,200
347,182, 820
388, 566,100 344, 851, 526
385, 889,100 342, 310, 386
385, 649,150 342, 270, 676
385,421,750
342, 367, 844
385,378, 250 342, 685,175

2,223,283
2, 776, 278
3,081, 323
3,120, 623
3,360,932
3,560,162
4,798,212
7,867, 254
11,057, 679
11,707, 870
11, 709, 402
12,021,071

350, 848,236
351, 031,577
351, 284, 812
351, 625,807
351, 684,322
351, 850, 520
351,981,032
352,718,780
353,368, 065
353,978, 546
354,077,246
354,706,246

503,347,901
503,467, 901
503, 858, 521
505, 763, 300
506,103, 801
508, 531, 283
509,386,283
510,706, 283
! 510,903,171
511, 084, 471
| 511, 613,765
! 510,686,765

385,128,250
384,174, 950
382, 076, 650
380, 661, 600
379, 506, 900
379,126,400
376, 314, 500
374,894, 362
373, 956, 762
371,489,262
367,549,412
365,836,912

342,333, 837
341,121, 249
338, 948, 494
337,855, 479
336, 697,831
336,110, 532
334, 698,341
333,468, 611
333, 324,225
331, 239,470
327, 578, 260
326, 725, 728

11,794,413
13,152,121
15,300,850
17,593, 099
18,349, 762
18,344, 941
19,709, 667
19,440,077
18, 535, 727
19, 300,112
20,638,642
21, 095,102

354,128, 250
354,273,370
354, 249,344
355,448,578
355,047,593
354,455,473
354,408, 008
353,118,688
351, £59,952
350,539,582
348,2i6, 902
347,820,830

511,155, 865
510, 619, 965
510,189,171
509,701.671
507, 881, 671
500, 013, 371
506.008, 371
505, 226,171
504, 971,171
504, 027,171
502, 752,171
502,652,171

363, 601,662
361, 430,462
356, 732,150
350, 216, 350
346, 715, 350
344,463, 850
341, 394,750
340,071, 850
338, 673. 850
337, 955, 800
337, 727, 800
338,261,800

324,484,539
321,319, 645
318,413,293
312, 850, 786
310, 084, 721
307,912,468
305,417,013
303, 756,276
302, 847, 886
301, 819, 811
301, 658, 372
301,844, 917

21,995, 217
22,648, 884
24,405, 780
27,627, 308
28,755,191
28, 753,462
27,581,323
25,982,339
23,087,016
22, 532, 933
21,582, 936
20,114,674

346,479, 756
343,968, 529
342,819,073
340,478,094
338,839,912,
336, 665,930:
332,998,336
329, 738,615
325, 934,902
324,352,744;,
323,241,308
321,959,59^

1873.

$2,976,154 $331,441,585
3, 934,020
334,187, 579
4, 205, 720 336, 300,119
4,199,113
337, 755,642
3, 566,059
338,087, 914
3,288,259
338,932, 624
3,239,159
340, 903, 954
3,174,359
342r269, 034
2,970,694
343,620,654
3,105,564
345,328, 254
2,508,986
345, 621, 758
2,404,876
346,501,988

1874.
January..
February...
March
April
May
June
July
August
September .
October
November..
December..
1875.
January
February
March..'
April
May
June
July
August
September
October
November
December

!
i
!
|
I
!
!!

1876.
January
February
March..'
April
May
June
July
August
September
October
November
December

10665 cu#



6

82

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE
NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.

January
February
March .
April
May
June
July
August . . .
September.
October —
November.
December .
January
February
March
April
May
June

1877.

January...
February..
March
April
May
June
July
August . . .
September
October
November.
December.

I 501,
497,

Lawful
Total
money on
deposit to national-bank
notes
outredeem cirstanding.
culation..

338,191, 300
338,885,450
338,866,550
340,537, 600
340,732,100
340, 415.100
338, 713, 600
337,761,600
337,684, 650
338, 002, 450
343, 048, 900
345,130, 550

302, 020, 242
302,201,132
302, 416,700
303, 523.225
304, 407, 450
304, 766,940
303,108, 350
302, 239, 212
302, 440,152
302. 885, 797
305, 094,140
308, 642, 795

19, 575, 364
18,160,486
16,728, 336
16,146, 363
15,386,137
14,329, 272
13, 940, 522
14, 426, 746
14, 246, 546
14,438, 272
13,113, 091
11, 988,924

321, 595, 606
320. 361, 618
319,145, 036
319, 669, 588
319, 793, 587
319, 096, 212
317, 048, 872
316, 665, 958
316, 686, 698
317, 324, 069
318, 207, 231
320, 631, 719

485, 557, 771 346,187, 550
484, 836, 371 346, 302, 050
482, 952, 071 346, 522, 550
482,144, 671 346, 336, 250
481, 019, 671 347, 711, 850
480, 660, 571 349,166, 450
479, 627, 996 349, 546, 400
477, 675, 996 348, 880, 900
477, 698, 296 349,049, 450
476, 335, 396 349,560,650
473,865, 396 349,408,900
473, 859, 396 349,795,000

309, 890,415
310, 240, 005
310, 301,472
310, 008, 832
310,826,422
312,435,462
313, 020, 832
312,995, 592
313,154, 792
3i3,159, 592
312, 830,797
313, 355,839

11,782, 090
11.839,305
11,688, 519
12,184, 682
12, 315, 257
11,552, 623
11, 493,452
10, 910, 967
10, 294, 370
9,988,127
9, 629, 918
9,935, 217

321, 672, 505
322,079, 310
321, 989, 991
322,193, 514
323,141, 679
323, 988, 085
324, 514, 284
323, 906, 559
323, 449,162
323,147, 719
322, 460, 715
323, 291, 056

471,
469,
467.
465,
464,
463,
462,
462,
462,
463,

349,068, 000 313, 218,189
348, 939, 200 312, 725', 809
350. 090, 400 313, 691, 639
35lj 196, 400 314,244, 779
352, 250, 550 315, 628, 352
353, 422, 300 316, 335, 949
354, 254, 600 317, 315, 679
353,201,800 316. 412, 560
355, 638, 950 3.17; 534,289
359,030, 500 320, 868, 979
363, 802, 400 324, 054, 279
365,194, 900 326, 684, 059

10, 573, 485
11,673,960
12, 354, 531
12, 882,417
13, 516, 558
33,203,462
12, 376, 018
13, 545, 677
13, 258, 698
13, 403, 261
13,127,139
13,381,719

323,791T674
324, 399, 769
326,046,170
327.127,196
329,144, 910
329, 539, 411
329, 691, 697
329,958, 237
330, 792. 987
334,272, 240
337,181,418
340,065,778

461,
461.
462,
464,
464,
464.
465,
465,
466.
466.
466.
467,

367, 021, 000
364, 765, 900
362, 728, 050
363, 656, 050
363, 003, 650
362, 715, 050
361, 652,050
301,152,050
361,113. 450
359, 935, 450
359. 748, 950
359,808;550

328,773, 639
326, 785, 599
325, 032, 790
325. 425, 390
325, 519, 740
325, 301, 700
324,242, 730
323, 886, 720
323, 903, 330
323. 056, 530
322, 798,130
322, 206, 550

13,613,697
16,945, 310
18,604,197
18,959, 687
19, 410, 910
19, 882, 033
20, 262, 697
20, 266, 967
20,153, 448
20, 848, 363
21,035,977
21, 500, 091

342,387, 336
343, 730, 907
343, 636, 989
344, 385, 077
344, 930, 650
345,183, 733
344, 505, 427
344,153, 687
344, 056, 778
343 904,893
343, 834,107
343,706, 641

467, 039, 084
466, 981, 785
466, 640,185
466, 890,185
467,542. 685
468, 557, 685
469, 382, 685
470, 322, 685
471, 282, 935
472, 565, 935
466, 307, 335
467, 907, 335

359, 823.550
359, 81l|050
345, 739,050
351, 480,000
354, 683,000
358, 829,900
360, 488,400
362, 684,000
304, 285,500
365, 751,500
369, 608,500
371, 336,100

322,832,101
322, 654, 721
305, 587; 202
309, 034, 317
316, 226, 247
318, 497, 814
321,148, 399
S23,478, 586
325, 324, 746
326, 513, 546
329,180,122
331, 729, 532

21, 523.102
21,895,977
38,447, 716
38,538,105
36,374, 320
35, 653, 904
33, 894, 276
33, 846, 027
32, 675, 940
32, 237, 394
31,164,128
30,438,878

344, 355, 203
344,550, 698
344, 034, 918
347, 572, 422
352, 600, 567
354,151,718
355,042, 675
357, 324, 613
358, 000, 686
358, 750, 940
360, 344. 250
362,168,410

470, 018,135
472,303,135
473, 866, 240
475, 411, 240
478,013, 940
482,954,940

371, 692,100 332, 398, 922
371, 270, 200 331, 682, 622
370, 602, 700 331, 230, 311
369, 900, 700 331, 242, 702
366, 359, 650 327, 729, 622
364, 079, 350 323, 919, 522

30, 023, 066
30,913, 792
30, 713, 969
30, 383, 935
33, 340, 677
35,955,812

362,421, 988
362, 596, 414
361, 944, 280
361, 626. 637
361,070, 299
359,875,334

496,
494,
493,
493,
487,
487,
486,
486,
486,

1878.

•*.

July
August
September
October
November
December
January
February
March
April
May
June
July
August
September
October
November
December

U. S. bonds
Authorized on deposit to j Circulation
capital stock. secure circu- u-,-r> bc
lation.
-

1879.

1880.

January..
February
March
April
May
June
July
August
September...
October
November...
December . . .

1881.

18S2.

January..
February.
March
April
May
June




REPORT OF THE COMPTROLLER OF THE CURRENCY.

83

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE
NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

U. S. bonds

Date.

Authorized on deposit to
capital stock. secure circu-

lation.

Lawful

Total,
money on
Circulation
ank
deposit to national-b
secured b y
notes
outIT. S. bonds. redeem cirstanding.
culation.

1882.
July
August
September.

487, 538, 635
489,741, 635
491,591,635
493,176, 635

361, 452, 350
362, 043, 250
362, 505, 650
362,174,250

320, 709, 739
323, 487, 353
324, 304, 343
323, 820, 480

$38, 429, 202
39,017,621
39, 745, 163
39, 401, 781
38. 423. 404
38, 723, 848

$358. 742, 034
358, 822, 782
360, 514, 902
362,889,134
362, 727, 747
362, 544, 328

492, 076, 635
494,199, 635
498, 262,135
498, 017,'135
500, 269,135
505, 379,135
507. 208,135
j 510J 283,135
I 513, 543,135
I 515, 528,135

516, 608,135
516, 348,135

360, 531, 650
359, 567, 450
358,163, 800
357, 201, 400
357, 339, 750
356, 588, 600
356, 596, 500
357, 298, 500
355, 674,150
353, 308, 650
352, 877, 300
351,174, 600

322,386,120
321, 626, 353
320, 235, 601
319, 849, 816
319, 899, 521
319, 013, 856
3.19, 249, 806
319, 461, 846
318, 367, 216
816,278,066
316, 020, 326
314, 573,106

40, 265, 049
40. 540, 877
4li 084. 788
39, 945. 249
39, 368, 605
39,150, 326
37, 505, 704
36. 310, 284
36, 222, 005
37, 064, 605
35, 993, 461
36, 385, 055

362, 651,169
362,167, 230
361, 320, 389
359, 795, 065
359, 268.126
358,164,182
356, 815, 510
355, 772.130
354, 589, 221
353, 342, 671
352, 013, 787
350, 958,161

518, 031,135
517, 380, 635
519,104, 635
521, 573, 635
523, 348, 635
525, 992,165
528, 784,165
530,784,165
532, 274,165
5S2, 749.165
532, 554,165
531, 875,165

347, 538,200
343,475, 550
341, 533, 050
339,116,150
337, 618, 650
336, 257,150
334,147,850
332, 588, 600
331, 371,100
329,186,000
325, 316, 300
320, 244, 700

310, 953, 321
307, 828, 001
306,100, 465
303, 699, 075
302. 533, 855
301, 238, 845
299, 369, 370
297, 983,165
297,136, 455
295, 375, 959
291, 849, 659
287, 277, 980

39,529, 507
41, 671,892
40, 532, 837
41, 015, 561
40, 571, 613
39,768,855
40,130, 513
39, 913, 971
39, 495, 690
40,453, 269
41, 710,163
44,235, 274

350. 482. 828
349; 499; 893
346, 633, 302
344, 714, 636
343,105, 468
341, 007, 700
339, 499, 833
337, 897,136
336, 632,145
335, 829, 228
333, 559, 813
331, 513, 254

529, 910,165
530, 380,165
530, 590,165
531,151,165
531, 241,165
530, 830, 865
531, 540, 465
532, 328, 465
532, 749, 965
532, 034, 965
532, 877, 965
533,447,965

318, 655. 050
317,282^ 600
315, 854, 500
315. 386, 850
315,127, 450
313, 428, 700
312,145, 200
310, 225,150
309, 768, 050
309, 074, 550
308, 364, 550
307, 544,250

285, 496, 055
284,127,895
282, 772, 315
282, 336, 725
282, 434, 075
280,831.610
279, 528; 175
277, 826, 775
277,371, 525
277,149, 661
276, 304, 189
275, 821, 779

43,662, 568
42, 784, 663
41, 888, 596
39, 881, 941
38, 468, 630
38, 032, 217
39, 541, 757
39, 503, 567
39, 613, 802
40, 274, 772
39, 542, 979
41, 704, 029

329,158, 623
326, 912, 558
324, 660, 911
322, 218, 666
320, 902, 705
318, 863, 827
319, 009, 932
317, 330, 342
316, 985, 327
317, 424, 433
315, 847,168
317,525,808

534, 378, 265
535, 398, 265
537, 896, 965
538, 652, 065
540, 414, 565
543, 669, 565
545, 206, 565
549, 542, 565
550, 252, 565
553, 002, 565
552, 775,165
553, 855,165

306,008, 750
302, 257, 000
296, 780, 400
289, 729, 650
285, 447, 950
279, 537,400
275, 974, 800
273, 549, 800
270, 524,150
261, 848, 900
245, 444, 050
234,991,800

274, 466, 748
271,065, 593
266, 047, 488
259, 405, 300
255, 322, 541
250, 257, 632
247, 087, 961
244, 675, 012
242,168, 247
234, 682, 736
219, 710, 656
210, 525, 601

42, 976, 706
46,951,839
52, 049, 017
56, 826, 227
58, 555, 047
61, 580, 662
61, 922,499
62,151, 745
62, 505, 757
68, 828. 505
81, 819, 233
88, 781, 909

317, 443, 454
318, 017, 432
318, 096, 505
316, 231, 527
313, 877, 588
311, 838, 294
309. 010, 460
306, 826, 757
304, 674, 004
303, 511, 241
301, 529, 889
299,307, 510

555,
557,
559,
561,
564,
571,
574,
578,
581,
582,
583,
584,

229, 438, 350
223, 926, 650
213, 639,150
206, 938, 000
202. 446, 550
200, 939,100
191. 966, 700
189, 445, 800
190, 096, 950
189. 917,100
188,828, 000
187,147,000

205, 316,106
200, 268, 346
191, 004, 726
185, 009, 551
181,026,016
179.309.020
171, 629| 341
169, 303, 430
169,951,385
169, 931, 680
169,215.067
167, 863; 819

91, 455, 875
92. 806, 395
98. 039, 485
102,114, 704
103,979, 299
103, 051, 871
107, 588, 447
107,150. 847
104, 313,124
102, 962,170
102. 826,136
102. 019,176

296, 771, 981
293. 074, 741
289, 044, 211
287.124. 255
285, 005. 315
282, 360, 891
279, 217, 788
276, 454, 277
274, 264, 509
272, 893, 850
272, 041, 203
269, 882, 995

$486, 511, 335 $361, 212, 700 $320, 312, 832
362, 736, 500 319, 805,161
487, 803, 635

October

November.
December .

1883.
January
February
March
April
May
June
July
August
September
October
November.
December .
1884.
January —
February..
March
April
May
June
July
August
September.
October
November..
December .
1885.
January
February..
March
April
May
June
July
August
September.
October . . .
November..
December .
1886.
January-..
February..
March
,
April
May
June
July
August
September.
October . . .
November
, December .

1887.
January
February . .
March
April
May
June
July
August
September .
October
November .
December..




165
165
665
665
665
665
665
215
215
715
715
715

84

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF AUTHORIZED CAPITAL STOCK OF THE
NATIONAL BANKS ON THE FIRST DAY OF EACH MONTH, ETC.—Continued.

Date.

U.S. bonds
Authorized on deposit to Circulation
;apital stock. secure circu- secured by
U. S= bonds.
lation.

Lawful
Total
money on
deposit to national-bank
notes
outredeem cirstanding.
culation.

1888.

$584, 726, 915 $184, 444, 950
586. 505, 915 182, 764, 950
588, 785, 915 182,161, 700
589, 637, 915 181,863,700
591, 437, 915 182, 033, 450
592,467, 915 180, 005,150
592, 852, 915 178, 312, 650
594, 631, 915 177, 43£, 800
595,313,915 176, 508, 850
596, 041. 015 173, 280. 250
596, 796, 015 170, 003, 350
597, 457, 315 166, 796, 550

January . . .
February ..
March
April
May
June
July
August —
September
October
November.
December..

$165, 205, 724 $103,193,154
163, 833, 205 102,024, 952
163, 235, 505 99, 492, 361
162, 743.135
97, 427, 882
162, 891, 912 95, 692,133
94, 675, 310
161,134, 338
159, 642, 657 92, 719, 664
158, 874, 203 90, 758,447
88, 294, 850
158,133, 712
155, 365, 068 88, 236, 639
152, 366. 328 87, 018, 909
149, 487, 373 86, 955,794

$268, 398, 878
265, 858,157
262, 727, 866
260,171, 017
258. 584, 045
255, 809. 648
252, 362, 321
249, 632, 650
246, 428. 562
243, 601, 707
239, 385, 237
236, 443,167

January
February .
March
April
May
June
July
August —
September
October
November.
December .

598, 239, 065
599, 709, 365
600, 684, 365
602, 404, 365
603,264,365
607, 390, 365
609, 670, 365
612, 535, 365
614,925,365
617,844, 365
620,174, 365
621, 959, 365

163, 480. 900
160, 463| 950
157,485,700
154,590,150
151, 522. 350
149, 829, 850
148,121, 450
147,758,450
148,150, 700
147,037, 200
145, 668.150
144, 709, 250

146,372, 588
143,580, 313
140,874, 515
138,193, 798
135, 375, 463
133, 769, 313
132, 244, 437
131, 890, 777
132,101,128
131, 225,172
130, 207, 285
129, 388,116

87,287,439
85, 688,716
83, 520,212
83, 032, 333
83, 320, 725
81, 753, 704
79,134, 526
76,273,662
73, 701, 013
72,437, 560
71, 816,130
70,258, 081

233, 660, 027
229, 269, 029
224,394,727
221, 226,131
218, 696,188
215, 523, 017
211, 378, 963
208,164, 439
205, 802,141
203, 662, 732
202, 023,415
199, 646,197

January
February -.
March . 1 . . .
April
May
June
July
August
.
September .
October
November .
December . .

623,
630,
632,
637,
638,
644,
646,
651,
652,
655,
659,
662,

142, 849,900
142, 266, 750
143,197, 000
143, 900, 750
144, 216,150
144.658, 650
145, 228, 300
145, 434, 750
143,102, 350
140, 428, 600
140,190,900
140, 427,400

127,742,440
126, 747, 030
127,410,251
128, 046, 801
128, 920, 916
128, 976, 526
129, 767,150
129, 854, 561
127, 825,431
125, 430, 316
124,958, 736
125,253,195

69,487,965
67,895,259
64,857, 292
62, 480, 331
60, 665, 663
58, 573, 322
56, 203, 625
54, 537, 072
55, 455, 037
56, 440, 709
54, 796, 907
53, 315,181

197,230,405
194, 642, 289
192, 267, 543
190, 527,132
189,586, 579
187, 549, 848
185, 970, 775
184, 391, 633
183, 280, 468
181. 871, 025
179, 755, 643
178,568, 376

665,
666,
669,
671,
672,
673,
676,
681,
683,
684.
684,
685,

140, 510,650
140, 720, 700
140. 790. 200
141, 036,150
140, 949, 900
141, 310,150
142, 508, 900
146, 089, 650
149, 839, 200
151, 229,100
152,950, 350
155, 283, 700

125, 660. 361
125, 859, 360
125, 957, 235
126, 054, 415
125, 970. 955
126, 267, 575
127, 221, 391
129, 708, 040
133.790, 690
135, 093, 378
136, 753, 837
138, 605,343

51, 627, 485
49, 762, 379
47, 706,139
45, 750, 649
44, 448, 421
42, 969, 884
40. 706,183
38, 835, 019
37, 543, 649
36, 842, S28
35,430, 721
34,388, 264

177,287, 846
175,721, 739
173, 663, 374
171, 805, 064
170, 419, 376
169,237. 459
167, 927, 574
168, 543, 059
171,334, 339
171, 935, 706
172,184, 558
172, 993, 607

685,762, 265
687, 332, 265
688. 332, 265
688. 923, 665
689! 298, 665
690, 908, 665
692,123. 665
694, 428, 665
695, 263, 665
695, 563, 665
693, 868, 665
695, 308, 665

157, 205, 950
158, 515, 050
159,513, 800
160, 447, 300
161, 352, 550
162, 549, 050
163,190, 050
163, 500, 550
164, 012, 050
164.498, 550
164i 883, 000
166,511, 500

140, 084, 203
141,435,288
142, 319, 978
143, 355,178
143, 954, 506
144, 680, 363
145, 683, 023
146,132, 463
146, 460. 033
147,191,593
147, 241, 063
148,010, 239

32, 994, 382
31, 770, 208
30, 301, 897
29,174, 273
28, 522, 0G9
27, 818, 986
27,000, 827
26, 395, 250
26,196, 396
25,595,167
25,191, 083
25, 604, 632

173, 078, 585
173. 205, 496
172, 621, 875
172, 529, 451
172. 476, 575
172, 499, 349
172, 683, 850
172, 527, 713
172, 656! 429
172. 786, 760
172, 432,146
173, 614, 871

695,

168,
169,
171,
172,
173,
174,
170,
182,
204,
209,
209,

150, 526, 651
151,197,221
152, 887, 461
153, 860,416
155,142,318
156, 028. 010
151,900i919
163, 221,294
178, 636, 718
187, 864,985
188, 016, 228

23, 877, 773
23,194, 032
22,534,927
22,234,128
21,723, 296
21,136, 245
20, 812, 773
20, 533, 854
20, 343. 650
20, 825, 595
21, 295, 765

174, 404,424
174, 391, 253
175,422,388
170, 094, 544
176. 865, 614
117.164, 255
178, 713, 692
183,755,148
198. 980, 368
208, 690, 580
209,311,993

1891.
January....
February . .
March
April
May
June
July
August
September .
October
November..
December..
1802.
January
February
March
April
May
June
July
August
September
October
November
December
1893.
January
February
March
April
May
June
July
August
September
October
November




695.
695.
698.
698!
699.
697!
698,
695,

247,
282,
094,
229,
258,
539,
588.
617,
096,
407,
416,

REPORT OF THE COMPTROLLER OF THE CURRENCY.

85

CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS.
B a n k s organized d u r i n g year ended
"October 31, 1893'.

Banks existing October 31,1892.

States and Territories.

No.

Capital.

Maine
New Hampshire ...
Vermont
Massach usetts
Rhode Island
Connecticut

82 $11,135, 000
54
6, 290, 000
49
7,160, 000
267 99, 633,150
59 20, 277, 050
84 22,999, 370

Division No. 1..
New York
New Jersey
Pennsylvania
Division No. 2..

Bonds.

Circulation. No.
260
200
000
705
025
700

2

$160, 000

$40, 000

$36, 000

1
2

50, 000
300,000

12, 500
125, 000

11, 250
112, 500

595 167, 494, 570

44,482 100

40,033, 890

5

510, 000

177,500

159,750

85, 896, 060
14, 558, 350
71, 227, 390

22, 396, 700
4, 318, 250
18,448, 050

20,157, 030
3, 886. 425
16, 603; 245

1
25

2, 050, 000
50, 000
2,375,000

870, 000
12, 500
933, 750

783, 000
11, 250
840, 375

797 171,681, 800

°7

4, 475, 000 1, 816, 250

1, 634.625

325
98
374

45,163, 000

40, 646, 700

2,133, 985
16, 829, 960
2, 827. 000
4, 696. 300
2, 856,560

740,000
2,861,000
900, 000
1, 418, 750
816,250

666,000
2, 574, 900
810, 000
1, 276, 875
734, 625

Division No. 3..

162

29, 343, 805

6, 736, 000

6, 062, 400

23
14
32
18
29
13
21
223
10
82
55

2, 876. 000
1, 623; 000
4, 541. 000
1 350,000
3, 919, 000
1,165, 000
4,435, 000
27, 058,455
1, 600, 000
15, 389, 400
10,181,380

819,000
468,750
1, 086, 250
380, 000
1,152, 000
353, 750
1, 202, 500
5, 390, 350
260, 000
3, 982, 500
1, 479, 000

737,100
421, 875
977,625
342,000
1, 030, 800
318,375
1,082, 250
4, 851, 315
234, 000
3, 584. 250
1, 331,100

Division No. 4..
Ohio
Indiana
Illinois
Michigan
Wisconsin
Division No. 5..
Iowa
Minnesota
Missouri
Kansas
Nebraska

12, 500

11, 250

200,000

75, 000

67, 500

1

50,000

12, 500

11, 250

2
1

150, 000
50, 000

37, 500
24, 500

33, 750
22,050

10

610,000

152, 500

137, 250

1
1

50, 000
60, 000

50, 000
15, 000

45, 000
13,500

16, 574, 100

14, 916, 690

16

970,000

292,000

262, 800

670
850
000
000
050

12, 070, 500
4, 376, 050
6, 444, 500
3, 293, 000
2, 034, 250

10, 863, 450
3, 938, 445
5, 800, 050
2, 963, 700
1, 830, 825

7
7
7
1
5

495, 000
500, 000
500, 000
100, 000
1, 750, 000

154, 400
137, 500
130,000
25,000
250,000

138, 600
123, 750
117,000
22, 500
225,000

743 122,118 ; 570

28, 218, 300

25, 396, 470

27

3, 345, 000

696, 500

626, 850

300
820
770
525
750

10
6
1
1
3

500, 000
330,000
100, 000
50, 000
150, 000

125,000
82,500
25,000
12, 500
37,500

112,500
74, 250
22, 500
11, 250
33, 750

14, 036, 850

12, 633,165

21

1,130, 000

282, 500

254,250

1, 699, 250
70, 500
1, 518, 750
794, 800
75, 500

1, 529, 325
63, 450
1, 366, 875
715, 320
67,950

1

50,000

25, 000

22,500

2

150, 000

37, 500

33, 750

1

100, 000

25,000

22,500

22, 277, 000

4,158,800

3, 742, 920

4

300, 000

87, 500

78,750

6
4
34
40
12
35
11
14
70
13

357, 300
190, 000
2, 515, 000
2, 735, 000
750, 000
4, 840, 000
1, 070, 000
2, 800, 000
7, 880, 000
1, 360, 000

90,000
50,000
619, 000
704, 750
193,750
943, 350
340,000
475, 000
1, 758, 000
340, 000

81, 000
45, 000
557,100
634, 275
174, 375
849, 015
306, 000
427, 500
1, 582, 200
306, 000

2
1
1
1
1

100, 000
50,000
50, 000
50, 000
50, 000

25,000
12,500
12, 500
12, 500
12,500

22,500
11, 250
11,250
11, 250
11, 250

239

24,497,300

5, 513,850

4,962,465

6

300,000

75, 000

67, 500

3,788 692, 812, 330 164, 883, 000 148, 394, 700

119

11, 230, 000 3,502, 250

3,152, 025

81, 261, 050
9, 075, 000
282, 000
8, 675, 000
3,945,000
300, 000

Division No. 7..

136

Indian Territory...
Oklahoma
North Dakota
South Dakota.
Idaho
Montana
New Mexico
"Utah
Washington
Wyoming
Division No. 8..

50, 000

3

74,138, 235

53
2
36
41
4

United States

1

56, 250

45, 864,
13,706,
39,996,
15, 034,
7, 517,

596

California
Oregon
Arizona

62,500

520

14,
15,
24,
12,
13,

Division No. 6..

150, 000

2

240
110
212
104
77

162
72
81
144
137

Colorado

Circulation.

$3, 475,
2, 644,
2, 745.
19, 995,
5, 528,
5,645,

18
66
13
36
29

Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee

Bonds.

$3,861,400
2, 938, 000
3, 050, 000
22, 217, 450
6,142, 250
6,273,000

Delaware
Maryland
District Columbia .
Virginia
West Virginia
North Carolina
South Carolina
Georgia

Capital.




550, 000
958, 850
240, 000
844,100
668,100

3, 527,
1, 929,
2, 495,
2, 997,
3, 087,

000
800
300
250
500

3,174,
1, 736,
2, 245,
2, 697,
2, 778,

86

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CHANGES IN CAPITAL, BONDS, AND CIRCULATION", BY GEOGRAPHICAL DIVISIONS—

Continued.

States and Territories.

Increase1 in capital, bonds, and circulation
of banks existing October 81,1892, and
number of banks concerned in such
increase.
No.

New Hampshire
Massachusetts
E h ode Island
Connecticut
Division No. 1 . .

Pennsylvania
Division No. 2 . .

W e s t Virginia
Division No. 3 . .

Capital,

Bonds.

Circulation.

$250, 000

183

250, 000

18,110, G50

11, 807, 685

188

760, 000 13,297,150 11, 967, 435

10G
16
05

500, 000
411,000

14, 656, 750
955,000
6, 718, 700

13.191,075
859, 500
6, 046, 850

117
17
120

2, 550, 000 15. 526, 750 13, 974, 075
50, 000
967, 500
870, 750
2, 786, 000 7, 652, 450 6, 887, 205

217

911,000

22, 330, 450

20, 097, 405

254

5, 386, 000 24,146, 700 21,732,030

179,000
1,044.000
2 9 5 400
169. 500
133, 750

161,100
939, 600
202. 860
152, 550
120,375

4
11
3
6
6

1,751,650

1, 576, 485

30

100,000
25, 000

86, 000
6. 000
137. 500
25, 000
19, 500

77, 400
5,400
123 750
22, 500
17, 550

27

100, 000
100,000
125, 000

4
1
--

Louisiana
Texas
Arkansas
ICe ntu clc y
Tennessee

Circulation. No.
$362,700
782. 550
392, 850
7, 498. 985
1,331,] 00
1, 439, 550

4

N o r t h Carolina
South Carolina

Bonds.
$403,000
869. 500
436. 500
8, 882,150
• 1,479,000
1, 599, 500

17
14
10
100
19
23

4
9
3
6
5

Di.st. Columbia

Florida
.Alabama

Capital.

Total increase in capital, bonds, a n d
circulation a n d n u m b e r of b a n k s
concerned i n s u c h increase.

19
14
11
102
19
23

$160, 000
50, 000
550, 000

$443, 000
869, 500
449,000
8, 457, 150
1, 479, 000
1, 599,500

$398, 700
782, 550
404,100
7, 611, 435
1, 331,100
1,439,550

100, 000
50, 000

179,000
1,106. 500
225J 400
169, 500
146,250

161,100
995,850
202, 860
152,550
181, 625

300,000

1, 826, 650

1, 643, 985

1

50, 000
125,000

4
3
3

250, 000
75, 000

98, 500
6.000
137 500
62l 500
44, 000

88,650
5,400
123 750
56, 250
39, 600

150, 000

5

100,000

112, 550

101,295

15

710,000

265, 050

238, 545

12
1

BOO,000

208, 000
20, 000

241. 200
18, 000

13
2

350, 000
60,000

318, 000
35,000

286, 200
31,500

31

650,000

074,550

607,095

47

1, 620, 000

9G6, 550

869, 895

Ohio

64
8

365, 000

Illinois
M^ichi <»'an
"Wisconsin

16
7

80, 000
50.000
290, 000

3, 672, 100
718,500
464, 000
1, 957, 500
78, 500

3, 304, 890
646, 650
417,600
1, 761, 750
70, 650

71
15
29
17
12

860, 000
500,000
580,000
150,000
2, 040, 000

3, 826,100
856, 000
594, 000
1, 982, 500
328, 500

3, 443, 490
770,400
534, 600
1, 784, 250
295,650

117

785.000

6, 890, 600

6, 201, 540

144

4,130, 000

7, 587,100

6, 828, 390

10
1

240,000
50,000

195, 500
12, 500

175,950
11, 250

6
3

50, 000

117,500
50,000

105, 750
45, 000

20
7
1
7
6

740, 000
380. 000
100', 000
50, 000
200, 000

320, 500
95, 000
25,000
130,000
87, 500

288, 450
85, 500
22, 500
117, 000
78,750

20

340, 000

375, 500

337, 950

41

1, 470, 000

658, 000

592, 200

6, 000

5,400

2

50,000

31, 000

27, 900

3

350 000

37 500

33 750

Division No. 4 . .

Division No. 5 . .

Iowa
Minnesota

. ..

Kansos
Ne-brask a
Division No. 6..
Colorado
Nevada
California

1

200 000

1

100,000

25, 000

22,500

2

200, 000

6, 000

5,400

6

500, 000

93, 500

84,150

1
3

50,000
25, 000

12,500
50, 000

11, 250
45, 000

2
2
4
1
1

100, 000
100,000
75, 000
50, 000
50, 000

25,000
25, 000
62. 500
12 500
12,500

22.500
22.5G0
56. 250
11,250
11, 250

375,000

137, 500

123,750

Arizona
Division No. 7..
Indian Territorv
Oklahoma
North Dakota
South Dakota
Id aho
Montana
New Mexico
Utah
Washington .
Division No. 8..
United States

4

75, 000

62,500

56,250

10

601

3,311,000

45, 210, 900

40, 689, 810

720




14,541,000 48, 713,150 43,841, 835

REPORT OF THE COMPTROLLER OF THE CURRENCY.

87

CHANGES IN CAPITAL, BONDS, AND CIRCULATION, BY GEOGRAPHICAL DIVISIONS—

Continued.
Decrease in capital, bonds, an d circulation, w i t h n u m b e r of b a n k s concerned in
such decrease.

States and Territories.

Failed and liquidating I a n k s .
No.

Maine
Kew Hampshire...
Vermont
Massachusetts
Rhod© Island
C on necticnt
Division No. 1..
New Tork

1
3
2
1

Capital.
$50,000
300, 000
100, 000
150,000

Bonds.
$12, 500
112,500
25, 000
150,000

Circulation.
$11,250
101,250
22, 500
135, 000

No.

2
2
1

Capital.

Bonds.

$100, 000
200, 000

Circulation.

$6, 000

$5, 400

50, 000

45, 000

56, 000

50, 400

7 |

600,000

300, 000

270,000

5

300, 000

2

500, 000

100, 000

90, 000

7
1
3

100, OUO 1,305,000 1,174, 500
10, 000
350,000
50, 000
45, 000

2

500,000

100, 000

90, 000

11

260, 000 1,355, 000 1, 219,500

1

100, 000

90,000

i

100, 000

90, 000

62,500
10, 000

56,250
9,000

20,000

18,000

I?6nnsvlvajiiici
Division No. 2..

By banks existing October 31, 1892.

Delaware

West Virginia
Division No 3

Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Division No. 4..
Ohio
Indiana
Illinois
Michigan
Division No. 5..
Jowa>
Minnesota
Missouri
Kansas
Nebraska
Division No. 6..

5
3
1
1
1
11
1
3
5

775, 000
300, 000
150, 000
60,000
500, 000
2, 575, 000
150,000
650, 000
900, 000

168, 750
75, 000
50, 000
15, 000
50, 000
356, 300
50, 000
287,500
162, 500

151, 875
67, 500
45, 000
13,500
45, 000
320, 670
45, 000
258, 750
146, 250

31

6, 060, 000

1,215, 050

1,093,545

000
000
000
000

77,750
112,500
175, 000
112, 500

69, 975
101,250
157, 500
101, 250

3, 560, 000

4
3
6
5
18

3
1
3
8
5

310,
550,
2, 300,
400,

350,
75,
500,
560,
700,

1

50, 000

6
1
3
1

1,110, 000

12

1, 906, 500

746, 500

. . .
3

2
1

150.000
65, 000

92,500 |
(

-

83,250
....

- .

197, 500

177,750

4,777, 750

429, 975

6

215, 000

197,500

177, 750

000
000
000
000
000

87, 500
19, 000
112,500
140,250
150, 000

78, 750
17,100
101, 250
131, 625
135, 000

2

150, 000

12, 500

11, 250

i

25, 000
255,000
10, 000

25, 000
2,500

22, 500
2,250

9

440, 000

40, 000

36,000

1

75, 000

1

50, 000

12, 500

11,250

125, 000

12,500

11, £50

3,246, 500 1,853, 500

1,668,150

20

2,185, 000

515,250

463, 725

Colorado

2

300,000

62, 500

56, 250

California

2
2

300, 000
150, 000

75, 000
37, 500

67,500
33,750

6

750, 000

175,000

157, 500

3
2

400, 000
100,000

87, 500
25, 000

78, 750
22,500

11
1

1, 340, 000
175, 000

247,740
50, 000

222 975
45, 000

9
1

900, 000
50, 000

237, 500
12, 500

213, 750
11, 250

5
1

Arizona .
Division No. 1..
Indian Territory
Oklahoma
North Dakota
South Dakota
Montana
J^ew Mexico
(Jtah
Washington
Wyoming
Division No. 8..
United States

27

2, 965, 000

660, 250

594,225

2

111

16, 620,000

3,443, 300

3,098, 970

46




88

REPOKT OF THE COMPTROLLER OF THE CURRENCY.

GHANC.ES IN CAPITAL, B O N D S , AND CIRCULATION, B Y GEOGRAPHICAL

DrVISIONS-

CO n tinned,
Inci ease a n d decrease during year ended October 31, 1892.

States and Territories.

Total increat, 6 .
Capital.

Maine

- ----

$160,000
50, 000
550, 000

^rVT&s^acYni setts
jR>llOCl6 I s ] t i l l ( 1

Connecticut
Division No. 1
New Jersey
Pennsylvania
Division No. 2

$398,700
782,550
404,100
7,611,435
1,331,100
1, 439, 550

$50, 000
300,000
200, 000
350, 000

356, 000

320, 400

600, 000
10. 000
150,000

1 405 000

1 264 500

50, 000

45, 000

5,386,000 24,146, 700

21,732, 030

760, 000

1,455, 000

1,309, 500

161 100
995,850
202,860
152, 550
131,625

100,000

90, 000

100,0O0
50,000

179 000
1,106. 500
225. 400
169. 500
146, 250

100,000

90,000

168, 750
75, 000
50, 000
15, 000
50,000
418,800
60,000
287,500
182, 500

151,875
67,500
45,000
13, 500
45, 000
376,920
54,000
258, 750
164, 250

1, 826, 650

1,643,985

50, 000
125, 000

--

250,000
75,000

98 500
6, 000
137.500
62, 500
44, 000

88 650
5,400
123, 750
56, 250
39, 600

710,000

2G5, 050

238, 545

350. 000
60,000

318. 000
35,000

286, 200
31, 500

775, 000
300, 000
150,000
110, 000
500, 000
3, 685, 000
150, 000
1, 396, 500
900, 000

• .........
-- -

Division No. 4
Ohio
Indian a
Illinois
!M ichijran
Wisconsin

..............

Division No. 5
^Minnesota
Missouri
^Kansas
Kebraska

.........

$11, 250
101,250
27, 900
135.000
75, 000

900, 000

!Mi «mi ssiTVDi

Louisiana
jCeTas
Arkansas
K"entnckv
Tennessee

$12. 500
112,' 500
31, 000
150, 000
50, 000

13, 974, 075
870, 750
6, 887, 205

300,000

[Florida
Alabama

Circulation.

11,967,435

... . ....
..........

Division No. 3
North Carolina
South Carolina

$443, 000
869,500
449,000
8, 457,150
]. 479., 000
1, 599. 500

Bonds.

760, 000 13, 297,150

. . . - ~.

West Virginia

Capital.

2,550,000 15, 526, 750
50, 000
967, 500
2, 786, 000 7, 652, 450

150,000
District of Columbia

Bonds.

Total decrease.

Circulation.

1, 620, 000

966, 550

869, 895

7, 966, 500

1, 307,550

1,176, 795

860, 000
500, 000
580,000
150, 000
2, 040, 000

3, 826,100
856, 000
594, 000
1, 982. 500
328,500

3,443,490
770, 400
534, 600
1,784,250
295,650

310,000
550, 000
2, 300, 000
550, 000
65, 000

77, 750
310, 000
175, 000
112,500

69, 975
279,000
157,500
101, 250

4,130, 000

7, 587,100

6, 828, 390

3, 775, 000

675, 250

607, 725

740, 000
380, 000
100, 000
50,000
200, 000

320, 500
95, 000
25, 000
130,000
87, 500

288,459
85,500
22, 500
117,000
78, 750

500, 000
75,000
525,000
815J000
710, 000

100,000
19 000
112, 500
171,250
152, 500

90, 000
17,100
101, 250
154,125
137,250

1, 470, 000

658, 000

592,200

2,625,000

555, 250

4, 997, 725

Colorado

50.000

31, 000

27, 900

300, 000

62, 500

56, 250

Cali fo rn i a

350, 000

37,500

33,750

300, 000
150, 000

75, 000
37, 500

67, 500
33,750

Arizona

100,000

25, 000

22, 500

500, 000

93, 500

84,150

750, 000

175, 000

157, 500

100, 000
100, 000
75. 000
50 000
50 000

25,000
25,000
62,500
1° 500
12 500

22, 500
22. 500
56, 250
11 250
11,250

400, 000
175, 000

87,500
25, 000

78, 750
22, 500

1.340 000
175,000

247 750
50, 000

222,975
45,000

950, 000
50, 000

250, 000
12,500

225.000
11,250

Division No. 6

Division No. 7
Indian Territorv
Oklahoma
North Dakota
South Dakota
^Montana

••- •

. .

Utah
Witshin 2"ton
"Wyoming
- - Division No. 8
TJlxitftfl States




375. 000

137, 500

14, 541, 000 48, 713,150

123, 750

3, 090, 000

672, 750

605, 475

43, 841, 835 19, 8G6, 500

5, 296, 800

4,767,120

89

REPORT OF THE COMPTROLLER OF THE

CJTAXCJKS IX CAPITAL, BONDS, AND CIRCULATION, BY (JTCOGUAI'IUIJAL DIVISIONS—

Continued.
Net increase ant decrease -capital, bond }, and circulation.
States and T e n ilories.

Capital.

Division No

1

2

Delaware
Maryland
District of Columl >ia
"Virginia
West Virginia
Division Ko

3

North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
.... .
Texas
Arkansas
Kentucky
Tennessee
Division No.

4

5

Iowa
Minnesota
Missouri
Kansas
Nebraska
Division No.

6

Colorado
Nevada
California
Oregon
Arizona
Division No. 7
Indian Territory
Oklahoma
North Dakota
South Dakota
Idaho . . .

Division No. 8

$387,450
681,300
376 9 00
7, 476. 435
1,280,100
1, 439, 550

12, 941,150

11,647,035

1, 950, 000
40, 000
2, 636, 000

14,121, 750
967,500
7, 602,450

12, 709, 575
870.750
6, 842, 205

4,626,000

22, 691, 700

20, 422, 530

100,000
50, 000

179,000
1, 006, 500
225,400
169,500
146, 250

3 61 100
905, 850
202, 860
152, 550
131,625

300, 000

1,726,650

1, 553, 985

50, 000
125, 000

98, 500
6,000

88, 650
5,400

150, 000

i

450, 000
- -

775, 000
50, 000
75, 000
110, 000
500. 000
2, 975, 000
150,000
1 0-16 500
840,000

$31,250
12, 500
6,000
15,000
50,000
153,750
60, 000
147, 500

132, 750

476,000

428, 400

175, 000

135, 000

121,500

6, 521, 500

•550, 000

3, 373, 515
491, 400
377,100
1, 683, 000
295, 650

50, 000
1, 720, 000
400, 000

1,975,000

3, 748, 350
546, 000
419, 000
1, 870, 000
328,500

2, 525, 000

6, 911, 850

6, 220, 665

2,170, 000

240,000
305,000

220, 500
76 000

198,450
68, 400

296, 500

266, 850

25, 000

22, 500

150, 000

25,000

22,500

100 000

25 000

22 500

50 000

37, 500
12 500

33, 750
11 250

150, 000

75,000

8, 781, 000

44, 802, 850

$28,125
11, 250
5,400
13,500
45, 000
138, 375
54, 000

i

425, 000
765 000
510, 000

87, 500
41 250
65, 000

78, 750
37 125
58, 500

1, 700, 000

193, 750

174,375

250, 000

31,500

28, 350

150, 000

37, 500
37, 500

33,750
33,750

400, 000

106, 500

95, 850

300, 000
100,000

62, 500

56, 250

1,290,000
175, 000

235 250
50, 000

211 725
45,000

950, 000
50,0C0

250, 000
12,500

225,000
11,250

50, 000
100, 000

Circ ulation.

$300,000
150 000

27 450

545, 000

Bonds.

Capital.

30 500

Montana
New Mexico
Utah
Washington
Wyoming
United States*

| Circulation.

310,000

..;

Ohio
Indiana
Illinois
Michigan
Wisconsin
Division No.

$430, 500
757, 000
418 000
8, 307,150
1,429,000
1, 599, 500

200,000

New York
New -Jersey
Pennsylvania
Division No

Bonds.

$110, 000

MTaine
New Hampshire
Vermont
M^assach usetts
Ithode Island
Connecticut

Net decrease.

N e t i n crease.

2, 865, 000

610,250

549, 225

40, 322, 565 14,106,500

1,386, 500

1, 247,850

67, 500

* I n explanation of apparent ditferences in figures representing capital, bonds, and circulation, the
decrease under each of these heads includes a number of failed and liquidating banks which have not
yet withdrawn their bonds and provided for their outstanding circulation.




90

RETORT OF THE COMPTROLLER OF THE CURRENCY.

DECREASE OR INCREASE OF NATIONAL BANK CIRCULATION DURING EACH OF THE
YEARS ENDED OCTOBER 31,1880 TO 1893, INCLUSIVE, AND THE AMOUNT OF LAWFUL
MONEY ON DEPOSIT AT THE END OF EACH YEAR.

National-bank notes outstanding October 31, 1886, including notes of national gold banks
$301, 529, 889
Less lawful money on deposit at same date, including deposits of national gold banks
81,819, 233

$219, 710, 656
56, 593, 533
~~219, 710, 656

Net decrease of circulation
Net outstanding as above, October 31, 1886
National-bank notes outstanding October 31,1887, including notes of national gold banks
272, 041, 203
Less lawful money on deposit at same date, including deposits of national gold banks
:
102, 826,136

169,215,067

Net decrease of circulation
50, 495, 589
Net outstanding as above, October 31, 1887.. ~~169, 215, 067
National-bank notes outstanding October 31, 1888, including notes of national gold banks
239, 385, 237
Less lawful money on deposit at same date, including
deposits of national gold banks
87, 018, 909
152,366,328
Net decrease of circulation
...
16,848,739
Net outstanding as above, October 31, 1888
"T52/366, 32§
National-bank notes outstanding October 31,1889, including notes of national gold banks
202, 023, 415
Less lawful money on deposit at same date, including
deposits of national gold banks
71, 816,130
130,207,285
Net decrease of circulation
22,159, 043
Net outstanding as above, October 31, 1889
"130^077285
National-bank notes outstanding October 31,1890, including notes of national gold banks
f79, 755, 643
Less lawful money on deposit at same date, including
deposits of national gold banks
54, 796, 907
124,958,736
Net decrease of circulation
5, 248, 549
Net outstanding as above, October 31, 1890
1247958/736
National-bank notes outstanding October 31, 1891, including notes of national gold banks
172,184, 558
Less lawful money on deposit at same date, including
deposits of national gold banks
35, 430, 721
136,753,837
Net increase of circulation
11, 795,101
Net outstanding as above October 31, 1891
"136/^53,837
National-bank notes oustanding October 31, 1892, including notes of national gold banks
172, 432,146
Less lawful money on deposit at same date, including
deposits of national gold banks
25,191,083
147,241,063
Net increase of circulation
10,487, 226
Net outstanding as above October 31, 1892
"147, 241, 063
National-bank notes outstanding October 31, 1893, including notes of national gold banks
209? 311, 993
Less lawful money on deposit at same date, including
deposits of national gold banks
21,295, 765
188,016,228
Net increase of circulation
.,
*.**»**.*
40,775,165
The gross increase of circulation, including the notes of gold banks and those of
ailed and liquidated associations, was $36,886,972*



REPORT OF THE COMPTROLLER OF 1HIIP fCTlRHENCY.

91

STATEMENT SHOWING BY STATES THE AMOUNT OF NATlONAX-BA.Hk CIRCULATION
ISSUED, THE AMOUNT OF LAWFUL MONEY DEPOSITED IN THE "UNITED STATES
TKFASUKY TO RETIRE NATIONAL-BANK CIRCULATION FKOM JUNE 20, 1874, TO
OCTOBER 31, 1893, AND AMOUNT REMAINING ON DEPOSIT AT LATTER DATE.
Lawful money
deposited to retire national-bank circula1
tion since, June 20,1874.
Additional
States and Terri- circulation
issued since
tories.
June 20,1874.

Maine
New Hampshire.
Vermont
Massachusetts-.Khode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Colum- j
bia
Virginia
West Virginia...
North Carolina ..
South Carolina-...
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
|
Nebraska
Nevada
Oregon
Colorado
Idaho
Montana
Wyoming"
North Dakota . . .
South Dakota
Washington
California
Utah
New Mexico
Arizona
Oklahoma
Indian Territory.
Lawful m o n e y
deposited prior
to June 20,1874,
and remaining
at that date
Total

For redemption
of notes of
liquidating
banks.

To r e t i r e
circulation
under act
of J u n e 20,
1874.

To retire
circulation
under act of
July 12,1882.

Total
deposits.

$3, 880, 059 $900, 037. 00 $4, 465, 235.00 $2, 568, 018. 00 $7, 933,290. 00
3, 180, 735
638. 045. 00 2. 391, 060. 00 1,466, 008.00 4, 495,113.00
4, 512, 515 1,107J 657. 00 5, 015, 003. 00 1, 957, 682.00 8, 080,342. 00
50. 952, 915 2,146, 100. 00 53, 952, 314.00 24, 669, 896. 50 80,768, 310. 50
8, 959, 955
317, 017. 00 8, 858, 456. 00 5, 977, 042.00 15.152, 575. 00
10, 943, 800 1, 070,361. 00 13, 777, 507. 00 6,422, 927. 00 21; 270,795.00
63, 015, 230 9, 666,225. 00 58, 697, 361. 50 15, 563, 431.50 83, 927,03 8. 00
7, 255,170 1, 431,988. 00 9, 022, 992. 00 3, 095, 420. 00 13, 550,400. 00
39, 272,910 5,011,351.00 36,145, 273.50 15, 837, 882.00 56, 994,507. 00
458, 645.00
1,455, 645. 00
997, 000. 00
1, 082, 210
5,122,195
184, 800.00 6,348, 665.00 3, 665, 625. 00 10,199, 090.00
1, 020,
2, 392,
998,
1, 735.

000
470
609
880

410," 580
1, 488, 840
470,250
1, 249, 020
356, 600
2, 908, 560
6, 038, 510
646, 450
8,451,239
2, 376, 920
4, 730,010
24, 763, 636
9,183, 990
9,172, 295
7, 347,420
3,774,350
5, 639, 069
2, 819, 045
3,950,165
3, 747, 920
76, 950
781, 750
2, 323, 505
225, 405
1,157, 470
266. 345
898,200
859, 715
2, 088, 445
3,041,370
756,050
382, 500
143, 540
90, 000
81,000

455, 664. 00
1, 208, 869. 00
950, 310. 00
389, 660. 00
81, 050. 00
430, 925. 00
85, 590. 00
360, 398. 00
711, 413.00
434, 867. 00
130, 625. 00
1, 027,506.00
1,162, 401. 00
1, 596,705. 00
8,242, 179.00
5, 523,215. 00
4,021, 058. 00
3, 391, 06. 00
1, 359,293.00
2, 014,207. 50
1,103, 304. 50
1, 663,935.00
423, 437.50
43,670. 00
369, 975. 00
11, 250. 00
236, 710. 00
24, 750. 00
107, 640. 00
155, 870. 00
151, 700. 00
279, 890. 00
161,191. 00
59, 750. 00
50, 590. 00
21,800.00

899, 740.00
2, 377, 275.00
922, 740. 00
2,153, 210. 00
1, 896, 675. 00
1,678, 855. 00
7, 790. 00
1,076, 320. 00
38, 450.00
3, 688, 180. 00
1,157, 358. 00
412, 120. 00
8, 680, 066.00
2,190, 756. 00
6, 204, 341.00
19,948, 956. 00
12, 036, 725.50
11,907, 966. 00
5, 585, 005.00
2, 702, 388. 00
4, 838, 043. 50
2, 614, 826. 50
1, 016, 065. 00
1,153, 915.00
13, 500. 00
180. 860. 00
712; 720. 00
90, 268.00
334, 610. 00
20, 250. 00
195, 570.00
100, 330. 00
385, 850. 00
1, 340, 500. 00
527, 547. 00
285, 200. 00
2, 500. 00

76,310.00
723, 430.00
551,015. 00
76, 920.00
129,830. 00
547,910. 00
143,972.00
830, 970. 00
90,805.00
63,205.00
1,302,992.00
445,818.00
611,649.00
5, 014,379. 00
1,233, 092. 00
1, 619, 663.00
401, 384. 00
638, 828. 00
646,965. 00
430, 914.00
71, 301. 00
221, 980. 00
'"" 8*2,"450."66
263, 810. 00
14, 762. 00
29, 470.00

42, 903. 00

Lawful
money on
deposit
with the
United
States
Treasurer
at date.
$469, 872
341, 214
348, 011
3,461,942
736, 945
977, 449
4, 046, 284
578,598
2, 597. 492
105,135
548,036

1,431., 714. 00
20, 578
4, 309., 574. 00
175, 892
2, 424.,065. 00
92,177
2,619., 790. 00
51, 618
2,107,,555. 00
53,648
2,657,, 690. 00
144, 242
93,, 380.00
36,515
1,580,, 690. 00
157, 214
38,, 450. 00
137
5, 230,,563.00
222, 971
1, 683,, 030. 00
173,903
605,, 950. 00
55,620
12,010,, 564. GO
596, 614
3,798,.975.00
334, 781
8,412, 695. 00
360, 288
33, 205,514. 00 1, 320,749
1$, 793,032. 50
713, 526
17, 548,687. 00
587, 583
9, 378,095. 00
390,851
4, 700,509.00
160, 728
7,499, 216. 00
272,
376
4,149, 045. 00
126, 344
2,751,, 301. 00
324,
477
1, 799., 332. 00
125, 923
500.00
13!.
964
00
306,, 980.
47.084
505. 00
1, 346,,
81, 627
.280.00
4, 655
600^ 790. 00
53, 602
45, 000. 00
7,653
303,, 210. 00
4, 613
, 200. 00
42,
045
537;, 550. 00
60, 278
1, 620., 390. 00
115,170
731., 641. 00
30, 928
344;,950.00
23, 526
090. 00
53,,
970
,
800.
00
21.
15. 090

3, 813, 675. 00
*317, 021, 767 61, 916, 685.50 i299, 048, 338. 50 97,989,304. 00 462,768, 008.00 121,197, 938

* This includes circulation issued under act of July 12,1882.
t Exclusive of $97,827 en deposit to retire circulation
tion of nati<
national gold banks.




REPORT OP THE COMPTROLLER OF THE CURRENCY.
I N I
A M O I

T

M

SHOWING

T H K A ' I I O I M

OI I ^ W I U L M O N ^

S'J v n

s

U\I1I

I> fM M l K J > O N D ^ >

POSIIS

ro

K i D I i \i

ON

NATION
ON

o]

w-!> \-sh
1)1 r'( M I

O N ( K l O l i l IS 3 1 , I M K I ,

X M I O W I - H W K

DIIM>SII

V>IIII

\ < > U ^
1O

X

IIJI:

\NI> m i

-J * i i . I

V ) i i s
lui

OUTSTANDING, T H E

\^niKii O F T H E UNITED
KINDS

{ 11JCI 1 M I O N

\ W 'II H I E I I I \ N O I s Dl ItlNO

A N D A M O U N T S
AND PUBLIC

HJ1. PRECEDING

O F
D E -

YEAR

AND THE PRECEDING MONTH.

National-bank notes.

October
31, 1892.

September
30, 1893.

Total circulation.
Total amount outstanding at the dates named
Additional circulation issued during the intervals:
To new banks
To banks increasing circulation
Aggregate
Surrendered and destroyed during the intervals .
Total amount outstanding Oct. 31, 1893*
Increase in total circulation since Oct. 31, 1892
Increase in total circulation since Sept. 30, 1893

$172, 327,194

$208, 592,172

2, 268, 250
42,097,130

47,260
1,150, 725

216.692,574
7, 478, 408
I 209, 214,166

209,790,157
575,-991
209, 214,166

36, 886,972
621, 994

Circulation based on United States bonds.
Amount outstanding at the dates named
Additional issued during the intervals as abofe .
Aggregate.
Retired during the intervals:
By insolvent banks
By liquidating banks
By reducing banks

147, 241, 063
44, 365, 380

187,864, 984
1,197,985

191, 606, 443

189,062, S

637,160
1, 003, 792
1, 959, 263

267, 600
11, 250
7,891

Total retired during the intervals .

3, 590,215

1,046,741

Outstanding against bonds Oct. 31, 1893 .

188, 016, 228

188, 016, 228

Increase in circulation since Oct. 31, 1892 ..
Increase in circulation since Sept. 30, 1893 .
Circulation secured by lawful money.
Amount of outstanding circulation represented by lawful money on deposit with the Treasurer United States to redeem notes:
Of insolvent national banks
Of liquidating national banks
Of national banks reducing circulation under section 4 of the act of
June 20,1874
Of national banks retiring circulation under section 6 of the act of
J u l y 12, 1882
Total lawful money on deposit.
Lawful money deposited in October, 1893
National-bank notes redeemed in October, 1893
Decrease in aggregate deposit since Oct. 31,1892
Increase in aggregate deposit since Sept. 30, 1893

United States registered bonds on deposit.
Pacific Railroad bonds, 6 per cents
"Funded loan of 1891, 4 | per cents continued at 2 per cent
Funded loan of 1907, 4 per cents
Total on deposit October 31, 1893

40, 775,165
151, 244
October 31,
1892.

$1,108,559
5, 056, 407
3, 287, 919
15,633,246
25, 086,131

$1,335,614
4, 732, 400
1, 886,834
13, 243, 090
21,197, 938
1,064,820
594, 070

3,888,193
To secure
circulating
notes.

470, 750
To secure
public deposits .

$16, 576, 000
j 22,320, 850
I 170, 519, 500

$1,170,000
1, 538, 000
12, 203,000

209,416,350

14,911,000

* Circulation of national gold banks, not included in the above, $97,827.




October 31,
1893.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

93

STATEMENT SHOWING PROFITS UPON CIRCULATING NOTES BASED UPON A DEPOSIT
OF $100,000 BONDS, OCTOBER 31, 1893.

October 81, 1898—2 per cents.
$100,000 twos at 96, interest
Circulation, 90 per cent on par value
Loanable circulation at 6 per cent

$2, 000.00
$90, 000. 00
'_
5, 400.00

Gross receipts
.
Deduct—
1 per cent tax on circulation
Annual cost of redemption
Express charges
Cost of plates for circulation
Agents'fees

7, 400.00
900. 00
45. 00
3. 00
7. 50
7.00
962.50

Net receipts
$96,000 loaned at 6 per cent

6, 437.50
5, 760. 00

Profit on circulation
,
Total profit on $22,020,550 bonds, $149,189.23.
Percentage on maximum circulation obtainable, 0.677-J- per cent.

677.50

October 31, 1898—4 per cents.
$100,000 fours at 111.1712 premium, interest
Circulation, 90 per cent on par value
Loanable circulation at 6 per cent

$4, 000. 00
$00, 000.00
5, 400.00

Gross receipts
Deduct—
1 per cent tax on circulation
Annual cost of redemption
Express charges
Cost of plates for circulation
Agents' fees
Sinking fund reinvested quarterly to liquidate premium

9,400.00
900. 00
45. 00
3. 00
7. 50
7. 00
533. 25
1,495.75

Net receipts
$111,171.20 loaned at 6 per cent

7,904.25
6, 670. 27

Profit on circulation
Total profit on $142,141,700 bonds, $1,754,000.16.
Percentage on maximum circulation obtainable, 1.234 per cent.

1,233.98

October 81, 1893—6 per cents.
100,000 sixes at 105.5945 premium, interest
Circulation, 90 per cent on par value
Loanable circulation at 6 per cent

$6, 000. 00
$90,000.00
5, 400. 00

Gross receipts
11, 400.00
Deduct—
1 per cent tax on circulation
$900. 00
Annual cost of redemption
45.00
Express charges
3.00
Cost of plates for circulation
7.50
Agents' fees
7. 00
Sinking fund reinvested seiniannually to liquidate premium. 1, 307. 78
2,270.28
Net receipts
$105,594.50 loaned at 6 per cent

9,129. 72
6, 335. 67

Profit on circulation
Total profit on $12,426,000 bonds, $347,188.65.
Percentage on maximum circulation obtainable, 2.794 per cent.

2, 794.05




94

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING QUARTERLY INCREASE OR DECREASE OF NATIONAL-BANK
CIRCULATION, FROM JANUARY 14, 1875, TO OCTOBER 31, 1893.
National bank.
Increase.

Issued.
From Jan, 14 to Jan. 31,1875
For quarter ended—
Apr. 30,1875
July 31,1875
Oct. 31,1875
Jan. 31,1876
Apr. 30,1876
J u l y 31,1876
Oct. 31,1876
Jan. 31,1877
Apr. 30,1877
J u l y 31,1877
Oct. 31,1877
Jan. 31,1878
Apr. 30,1878
July 31,1878
Oct. 31,1878
Jan. 31,1879
Apr. 30,1879
July 31,1879.
'
Oct. 31,1879.
Jan. 31,1880.
Apr. 30,1880.
July 31,1880
Oct" 31,1880
Jan. 31,1881
Apr. 30,1881
July 31,1881
Oct. 31,1881
Jan. 31,1882
Apr. 30,1882
July 31,1882
Oct. 31,1882
Jan. 31,1883
Apr. 30,1883
July 31,1883
Oct. 31,1883
Jan. 31,1884
".
Apr. 30, 1884
•July 31,1884
Oct. 31,1884
Jan. 31,1885
A pr. 30,1885
July 31,1885
Oct. 31,1885
Jan. 31,1886
Apr. 30,1886
July 31,1886
Oct". 31,1886
Jan. 31,1887
Apr. 30,1887
July 31,1887
Oct. 31,1887
Jan. 31,1888
Apr. 30,1888
July 31,1888
Oct. 31.1888
Jan. 31,1889...
Apr. 30,1889
July 31,1889
Oct. 31,1889
Jan. 31,1890
Apr. 30,1890
July 31,1890
Oct. 31,1890
Jan. 31,1891
Apr. 30,1891
July 31,1891
Oct. 31,1891.... Jan. 31,1892
Apr. 30,1892
July 31,1892
Oct. 31,1892
Jan. 31,1893
Apr. 30,1893
J u l y 31,1893
Oct. 31,1893
Total
Surrendered to this office and retired from
Jan. 14,1875, to Oct. 31,1893
Grand total




$537, 580
4,409, 220
4,124,165
1,915,710
2,504,600
877,580
1,107,110
2, 604, 390
3,188, 630
4, 363, 010
3, 000, 230
5, 754,160
6, 725, 585
3, 036, 760
4, 252, 980
2, 276, 360
3, 097, 060
7, 039, 300
3, 674, 830
9,122, 300
7, 289, 805
3,163, 820
1,748. 660
1,199! 930
2, 234, 780
12, 690, 890
9, 569, 410
6, 484, 550
5, 625, 200
2,991,400
4, 054, 740
9, 792, 910
4, 588, 850
3, 638, 650
3,527,100
2,755, 600
2, 748,270
2, 052, 294
2, 778, 960
2, 792,170
1, 265, 520
2,125, 260
2,160, 110
5,591,760
7,751,794
4, 700, 384
1, 469, 325
1, 566, 700
1, 243, 550
2,961,775
2, 936, 670
4, 021, 350
6,144, 629
7, 755, 416
6,188, 531
1, 049. 765
930, 445
1,179,165
1,376, 200
1,783,920
1,428, 895
3,469, 345
2,481, 990
1,817, 525
1, 765, 540
1, 397, 135
4,065, 775
8, 230, 000
5, 241, 445
3, 217, 945
2, 992, 805
2, 271, 669
4, 384,625
4, 735, 660
8. 523, 700
26, 721, 395
"312,287,267

$255, 600

$281,980

1,072,416
3, 336, 804
5, 423, 930
5, 553, 971
3, 852, 731
5, 425, 539
9, 663, 984
8, 564, 727
4, 759,015
5, 005,596
4, 984. 399
3, 516, 321
2, 237, 839
4, 023, 700
2, 701,885
1, 906, 720
1,130. 039
3, 453, 080
797,900
2, 924, 430
2, 349, 733
747, 327
5,216,312
1, 822, 988
959. 306
2, 715, 524
7, 367, 742
1, 754, 558
6,615,676
674,129
1, 608, 054
1, 555, 766
2, 427, 398
1, 535, 760
873, 246
1, 361,534
8, 264, 294
4, 426, 596
4. 834, 832
4, 734, 578
3, 301, 999
3.182, 551
2, 271, 047
3, 354,153
4, 414, 865
5, 741, 456
4,181,413
5, 611, 497
4, 927, 020
6, 510, 245
6. 868, 245
6, 369. 273
5,172,714
8, 430, 804
7, 883. 997
6,833,874
7, 812. 055
8,135.112
5, 731, 673
6, 758.154
5, 581, 261
2,170. 533
8, 397,163
8, 425, 486
6, 468. 227
9. 580, 973
11. 014, 057
11.307. 718
8, 421, 529
12,190, 159
15, 005, 579
15,115.185
11, 277, 768
11,031,408
11,789,161
11, 791, 639
7,894,453
8, 865,001
8, 496, 305
7, 545,116
6,444.175
5. 896| 594
6, 578. 579
5, 973, 521
4, 462, 850
3,767.150
4, 220, 507
1, 020, 938
3, 934, 429
2, 824, 744
168, 061
2,439,286
2,426,418
1, 958. 207
2, 267, 346
2, 468, 314
1, 612, 297
6,911.403
1.183, 029
25, 538, 366
439, 314, 632 ~l6i,~392,506"
16, 489/240

?12,2S7,267

Decrease.

lie tired.

"455, 8037872"

$1, 299, 761
3, 638, 261
1, 348,131
4, 547, 959
8, 556, 874
5, 960, 333
1, 570, 386
642,586
1, 984,169

648, 070

678,738
335,830

1, 423, 465
1, 686, 710
338,170
2, 871, 595
3,341,145
3, 613, 673
2, 424, 444
6,378,510
5,105, 037
4, 041, 704
6, 576, 535
6, 009, 852
3,57.1.563
1,166, 394
3, 696, 779
6, 956,161
4, 901, 527
8, 337. 423
8, 052, 282
8,371,048
4, 400,179
6, 045, 530
7, 250! 163
8, 926, 654
10, 228, 003
10, 101, 053
10, 609. 990
10,415,438
6,110, 533
7, 436, 106
5. 026, 960
5,063.126
4, 626, 651)
4,131, 054
5,181.444
1,907,746

716, 484
167,617

22o, 419,865
_16,489, 240

101, 392, 500

"2447909,105

STATEMENT SHOWING NATIONAL-BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING, BY DENOMINATIONS AND AMOUNTS, ON OCTOBER 31, IN
EACH YEAR FROM 1864 TO 1893, INCLUSIVE.
Ones.

Tear.
1864.

Two

Issued
Redeemed —
Outstanding

Fives.

Tens.

Twenties.

Fifties.

One
hundreds.

Five
hundreds.

O n e thousands.

Total.

$26, 924,100 $19, 708, 260

$6, 536, 920

2, 903,400

$250,000

$58, 813, 980

26, 924,100

io, 708, 260

"6,'536,"920'

2, 491, 300

2, 903,400

•250,000

58,813,980

10, 349, 700
46, 550
10, 303,150
16,473, 700
76, 050
16, 397, 650

15, 033, 600
8.9,500
14, 944,100

$2,491,300

Issued during
current year.
.8, 813, 980

1865... Issued
Redeemed
Outstanding

$2, 020,167

$1,346,778

"2,020,167

1,346, 778

84, 796, 000
104,820
84, 691,180

53,493, 210
195,800
53, 297, 410

1886... Issued
Redeemed..
Outstanding

7,699,182
7,680
7, 691,502

5,156, 012
11, 700
5,144, 312

111, 115, 620
153,175
110, 962,445

75, 807, 000
225, 390
75, 581, 610

28, 209, 500
26, 580
28,182, 920
42, 278, 700
42, 060
42, 236, 640

1867... Issued
Redeemed
Outstanding

8, 396,179
58, 606
8, 337, 573

5, 622, 722
42, 356
5, 580, 366

113,535, 300
753, 855
112, 781, 445

77, 899, 270
510, 620
77, 388, 650

43, 615, 720
198,080
43, 417, 640

17,469, 850
432, 300
17, 037, 550

26, 243, 600
877, 000
25, 366, 600

6, 669, 500
302,500
(6, 367, 000
6, 691, 500
671,500
6, 020, 000

Issued
Redeemed
Outstanding

8, 947, 798
272,997
8, 674, 801

5, 990,468
156,016
£,834,452

115,738,140
2, 515, 095
113, 223,445

79, 227, 620
1, 300, 500
77, 927,120

44, 430, 700
759, 760
43, 670, 940

17, 775, 450
880, 950
16, 894, 500

26, 766, 600
1, 598, 000
25,168,600

6, 744, 500 4, 746, 000
909,000 1,858,000
5, 835, 500 2, 888, 000

310, 367, 276
10, 250, 318
300,116, 958

6,165,135

1869... Issued
Redeemed...
Outstanding

9, 663, 584
973, 427
8, 690,157

6, 468, 392
497,538
5, 970,854

118, 674, 740
5,146, 030
113,528,710

81,107, 820
2, 847, 390
78, 260, 430

45,490, 040
1, 496, 400
43, 993, 640

18, 205, 350
1, 502, 050
16,703, 300

27,526, 300
2, 708,100
24, 818, 200

6, 838, 500 4, 769, 000
1, 347, 000 2, 501, 000
5, 491, 500 2, 268, COO

318, 743, 726
19, 018, 935
299,724,791

8, 376, 450

1870.

Issued
Redeemed . . .
Outstanding

10,843,693
2, 752, 688
8,091, 005

7,256, 558
1,437, 318
5, 819,240

124,376, 620
9, 035, 250
115,341, 370

85,118, 950
5, 060, 560
80,058, 390

48, 208, 980
2, 701, 960
45, 507, 020

19,180, 600
2, 501, 050
16, 679, 550

28, 667, 200
4, 587, 500
24,079, 700

6, 980., 000 4, 779, 000
2, 096, 000 3, 380, 000
4, 884; 000 1, 399, 000

335, 411, 601
33, 552, 328
301, 859, 275

16, 667, 875

1871..

Issued
Redeemed . . .
Outstanding

12, 673, 867
5, 471, 799
7, 202, 068

8, 482,434
3,114, 890
5, 367,544

142,195,820
17, 014,975
125,180, 845

98, 246, 300
9, 689, 570
88,556,730

56,132, 040
5, 076, 520
51,055,520

21, 806, 850
4, 277, 250
17, 529, 600

32, 365, 500
7, 846,100
24, 519,400

7, 326, 500
3, 078, 000
4, 248, 500

4, 843,000
4, 028,000
815, 000

384, 072, 311
59,597,104
324, 475, 207

48,600,710

...
1872... Issued
Redeemed . . .
Outstanding

14, 297, 360
7, 919, 388
6, 377, 972

9,565, 256
4, 816, 778
4, 748, 478

159, 666, 740
29, 803, 335
129, 863, 405

112,534,520
16, 997, 020
95, 537, 500

64, 513, 760
8, 777, 040
55, 736, 720

24, 859, 950
6, 309, 000
18, 550, 950

30, 779, 700
11,098,900
25, 680, 800

7, 810, 500
3, 933, 500
3, 877,000

4, 933, 000
4, 315, 000
618,000

434, 960, 786
93, 969, 961
340, 990, 825

50, 888, 475

Issued
Redeemed . . .
Outstanding

15, 526,189
9, 891, 606
5, 634, 583

10, 390, 222
6. 241,446
4,148, 776

174, 472, 280
45, 709, 815
128,762, 465

125,603,990
25. 730, 700
99,873, 290

72,164,380
13, 061, 420
59,102,960

27, 987,100
8,448, 800
19, 538, 300

41, 661, 000
14, 405, 700
27, 255, 300

8, 233, 000
4. 829, 000
3, 404, 000

5,158, 000
4,530,000
628,000

481,196,161
132,848,487
348,347,674

46, 235, 375

1874... Issued
Redeemed . . .
Outstanding

16, 550, 259
11,143, 606
5,406, 653

11,078,236
7,110,036

196, 215, 680
65, 208, 025
131,007, 655

133, 370.760
39,127, 070
94, 243, 690

79, 242,180
19, 832,160
59, 410, 020

33, 348, 500
11.577,800
21,770,700

49,250, 200
19, 657, 200
29,593,000

8, 657, 000
5,838,000
2, 819, 000

5, 250, 000 I 532,962, 805
4,683,000
184,176,809 !
567, 000 1 348, 785,906 I

1873..




24, 657, 500
172, 700
24,484, 800

5,446, 500 $4,404, 000
1,000
" 5*446," 5(K>" 4, 403, 000

205, 099,455
464, 250
204, 635, 205

4, 728, 000
507. 000
4,221,000

294, 585,214
1,498, 255
293,086, 959

4, 728, 000 304, 202,141
1,563,000 I
5,107,317
3,165,000
299,094,824

O

146,285,475

89, 485, 759

9, 616, 927

a
o

o
hrj

H

H

51, 7G6, 644

NOTES ISSUED,' REDEEMEP, AND OUTSTANDING, Bt" DENOMINATIONS AND AMOUNTS,

Tear.

Ones.

1 8 7 5 . . . issued
Redeemed . . .
Outstanding.

Twos.

Fires.

Tens.

Twenties.

$18, 048,176 $12, 079, 504 $235, 275, 920$174,105, 070 $105, 921,280
40,489, 280
14, 092,126
9, 233, 246 124,633, 860 76,085,320
65, 432, 000
3, 956, 050
2, 846, 258 110, 642, 060 98,019, 750

One
hundreds.

Five
hundreds.

One thousands.

Total.

$44, 209, 250
19, 051, 850
25,157,400

$64, 585, 800
29, 942, 800
34, 643, 000

$9, 223, 000
7, 236, 500
1, 986, 500

$5, 540, 000
5, 047, 000
493, 000

$668, 988, 000
325,811, 982
343,176, 018

$136, 025.195

78,480,410

Issued
Redeemed
Outstanding.

18, 851, 264
15,556, 708
3, 294, 556

12, 614, 896 258, 917, 640 200, 086, 520
10, 249, 092 161,910, 280 103, 692,140
2, 365, 804 97, 007, 360 96, 394, 380

121,729, 840
57, 444, 920
64, 284, 920

49, 281, 750
25, 789, 200
23,492, 550

71, 092, 000
39, 578, 500
31, 513, 500

9, 345, 500
8,108, 500
1, 237, 000

5, 549, 000
5, 272, 000
277, 000

747, 468, 410
427, 601, 340
319, 867, 070

1 8 7 7 . . . Issued
Redeemed . . .
Outstanding.

20, 618, 024
16, 815, 568
3, 802, 456

13, 793, 936 284, 084, 240 222, 660, 640
11,111,052 190, 579, 340 124, 347, 790
2, 682, 884 93,504, 900 98, 312, 850

135, 525, 060
70,470,560
65,054, 500

53,990, 050
31, 733, 950
22, 256,100

76, 733, 700
47,931, 700
28, 802, 000

9,906, 000
8, 807, 500
1,188, 500

5, 678, 000
5, 411, 000
267, 000

823, 070, 650
507, 20S, 460
315, 87 i, 190

1871

;ued during
current year.

Fifties.

1878...

Issued
Redeemed —
Outstanding.

22,480,415
18,194,196
4,286,219

15,035,530 305,956,440 241, 572, 930
12, 053, 384 213, 417,165 138, 591, 490
2, 982,146 92, 539, 275 102, 981, 440

146,883, 340
79, 063, 560
67, 819, 780

57, 379, 900
36,411,100
20, 968, 800

81, 292, 300
54,185,900
27, xO6,400

10, 090, 000
9,447, 500
642, 500

6, 214, 000
5, 900, 000
314, 000

886,904, S55
567,264,20"i
319, 640, 500

63, 825, 205

a
o

1879.

Issued
Redeemed . . .
Outstanding.

23,169, 677
19, 600, 477
3, 569, 200

15, 495, 038 327, 892, 200 259, 042, 230
13, 002, 540 229, 980, 380 149, 305, 990
2, 492, 498 97,911,820 109, 736, 240

157, 399, 020
85,146, 800
72, 252,160

60,589,050 I 85,074,000
39,263,150
58,160,400
21, 325, 900
26, 913, 600

10, 270, 000
9, 643, 500
626, 500

6, 350, 000
6, 057, 000
293, 000

945,281,215
610,100, 297
335,120,918 !

58,376, 360

H
O

1880.

Issued
Redeemed ...
Outstanding.

23,169, 677
20, 875, 215
2, 294,462

15,495,038 345, 659, 880 272, 031, 680
13, 887, 778 245, 749,120 158,211,100
99, 910, 760 113, 820, 580
1,607,260

165,327, 960
90, 096, 400
75, 231, 560

62, 694, 250
41, 274, 950
21,419, 300

87, 951, 000
61, 060,100
26,890,900

10, 366, 500
9, 742, 000
624, 500

6, 373, 000
6,124. 000
249, 000

989, 068, 985
647, 020, 663
342, 048, 322

1881...

Issued
Redeemed . . .
Outstanding.

23,169,677
21, 838, 565
1, 331,112

15, 495, 038 368, 062, 520 294, 775,190
14, 572, 868 267, 582, 440 173, 466, 350
922,170 100, 480, 080 121, 308, 840

178, 816, 340
98,099,840
80, 716, 500

67, 879, 700
44, 594, 500
23, 285, 200

95, 973, 200
66, 020, 200
29, 953, 000

10, 964, 500
10, 247, 500
717, 000

7,154, 000 1,062,290,165
6, 943, 000
703, 365, 203
211,000
358, 924, 902

73 221, 180

O

1882...

Issued
Redeemed —
Outstanding.

23,169, 677
22,353,877
815,800

15,495,038 393, 487,120 320,422, 600
14, 968, 280 296, 566,165 197, 709, 340
526, 758 96, 920, 955 122, 713, 260

195, 035, 680
111, 434,140
83, 601, 540

72, 687, 200
49, 009,100
23, 658,100

103, 513, 800
71, 913, 000
31, 600,800

11,378,500
10,440, 000
938, 500

7,197, 000 1,142, 360, 615
6, 990, 000
781,383,902
360, 982, 713
207, 000

80 076, 450

W

1883...

Issued
Redeemed . . .
Outstanding.

23,169, 677
22, 593, 909
575, 768

15, 495, 038 417, 236, 040 345, 440, 860
15,141, 806 325,712,835 227,123,550
353, 232 91, 523, 205 118, 317, 310

211, 576, 920
128,492, 760
83, 084,160

77,801,450
54,535,150
23,266, 300

111, 474, 200
78,912, 500
32, 561, 700

11, 566, 500
10, 683, 500
883, 000

7, 287, 000 1, 221, 047, 685
7, 092, 000
870, 288, 010
350, 759, 675
195, 000

78, 6S1, 070

1884...

Issued
Redeemed
Outstanding.

23,169, 677
22, 671, 936
497,741

1.5,495, 038 440, 505, 040 371, 821, 020
15, 206, 570 355, 196,785 260, 501, 070
85, 309,155 111, 319, 950
288, 468

228, 841, 820
149, 635, 240
79, 206, 580

83, 051, 500
60, 828, 650
22, 222, 850

119, 977, 000
C7 454, 300
87,
32, 522, 700

11, 853, 000
10, 990, 500
862, 500

7, 379, 000 1, 302, 093, 995
7,156, 000
969, 641, 051
223, 000
332,452, 944

81, 040, 310

1 8 8 5 . . . Issued
Redeemed . . .
Outstanding.

23,169, 677
22,731,963
437, 714

15, 495, 038 466, 042, 000 398, 040, 010
15, 257, 754 384, 085, 330 293,828, 720
237, 284 81, 956, 670 104, 211, 290

246, 363,460
171, 275, 940
75, 087, 520

87,927,650 | 128,770,600
67, 288,100
97,192, 200
20, 639, 550
31,578, 400

11,947, 000
11. 363, 500
583, 500

7, 379, 000 1,385,134,435
7, 238, 000 1, 070, 261, 507
141,000
314, 872, 928

S3, 040,440




I

o

d

1886... Issued

Redeemed ...
Outstanding.

$23,169, 677 $15,495, 038 $488, 336, 800 $416, 959, 700 l$258,912, 360$90, 759, 700 $134, 202,100 $11, 947, 000 $7,379,000 :$1, 447,161, 375
22, 757, 987 15,279,612 405,546,320 317,672,780 187,957,120 72, 565, 050 105,533, 000 11, 569, 000 7,290,000 j 1,146,170,869
215,426 82,790,480
99,286,920
70,955,240 18,194, 650 28, 669,100
378,000
89, 000
300, 990, 506
411,690

62, 026, 940

,1887... Issued

23,169,677
22,776,403
393, 274

15,495,038 502, 277, 620 427, 627, 990 266, 022, 900
15, 293,440 425, 853, 955 337, 999, 280 201, 838, 860
201,598 76,423, 665 89, 628, 710 64,184,040

92,481, 650 137, 516, 600
76,807,150 112,745, 300
15, 674, 500 24,771,300

11,947, 000
11, 646, 500
300, 500

7, 379, 000 1,483, 917, 475
7, 305,000 1, 212, 265, 888
74,000 i 271,651,587

36, 756,100

Ox 1888... Issued

Redeemed ...
Outstanding.

23,169, 677
22, 783, 281
386, 396

15,495,038 520,506,800 442, 223, 330 275,754,140
15, 298,872 453,086, 540 364,436, 600 218,806, 920
196,166 67, 420, 260 77, 786, 730 56, 947, 220

94,893, 350 142,217, 600
81, 230, 400 119,872, 000
13, 662,950 22, 345, 600

11, 947, 000
11, 706, 500
240, 500

7, 379, 000 1, 533, 585, 935
7,320,000 | 1,294,541,113
59,000 j 239,044,822

•

Issued
Redeemed ...
Outstanding .

23,169, 677
22, 794, 643
375, 034

15,495,038 532, 659, 620 451,361,990 281,804, 220
15, 306,858 476,027, 775 386, 221,110 232, 686, 320
188,180 56, 631, 845 65,140, 880 49,117, 900

95, 997, 250 144, 384, 000
84, 750, 700 125, 601, 800
11, 246, 550 18, 782, 200

11,947,000
11, 737,500
209, 500

7,379,000 ! 1,564,197,795
7,327,000 ! 1/362,453,706
52,000
201,744,089

'1890... Issued

23,169, 677 15,495,038 544, 788, 840 461, 240, 000 288, 323,560
22, 800, 061 15, 311,146 494, 306,190 403, 621, 260 244, 251, 900
369, 616 J
183,892 50,482, 650 57, 618, 740 44,071,660

97,468,100 147,273, 300
87, 709. 800 130, 537, 200
9, 758; 300 16, 736,100

11, 947, 000
11, 764, 000
183, 000

7,379,000 I 1,597,084,515
7,333,000 i 1,417,634,557
46,000 j 179,449,958

1891... Issued

23,169,677 j 15,495,038 561, 426, 260 474,952, 880 297, 355, 680
22,802,625
15,313, 292 511, 284, 975 421,173, 990 256, 301, 380
367,052 |
181, 746 50,141, 285 53, 778, 890 41, 054, 300

99,848, 700 151, 976,100
90, 406,400 135,172, 500
9,442, 300 16, 803, 600

11, 947. 000
11,779, 500
167, 500

7,379,000 ! 1,643,550,335
7,337,000 ; 1,471,571,662
42,000 ! 171,978,673

1892... Issued

23,169, 677
22, 806, 348
363,329

15.495, 038 577,190, 300 491, 530, 600 308, 389,420 102, 085, 550 156,315,100
15,316,106 527,218,370 437,176, 700 267,451, 740 92, 916, 700 139, 439, 800
9,168, 850 16, 875, 300
178,932 49, 971, 930 54, 353, 900 40,937, 680

11,947, 000
11, 794, 000
153, 000

7, 379,000 1, 693, 501, 6S5
7,345, 000 1, 521, 464, 764
34,000
172, 036, 921

23,169, 677
22, 810, 808
358,869

15,495. 038 605,475, 540 519, 398, 970 326, 900, 880 105, 970, 750 163", 949, 500
95, 400, 300 143,918, 400
15, 319, 508 543, 392, 670 452, 919, 540 278,070,440
175,530 G2, 082, 870 66, 479,430 48, 830,440 10, 570, 450 20, 031,100

11,947.000
11, 807, 500
139, 500

7, 379, 000
7, 346, 000
33, 000

Redeemed —
Outstanding.

Redeemed ...
Outstanding .

Redeemed ...
Outstanding.
Redeemed ...
Outstanding.

1893... Issued

Redeemed ...
Outstanding.




1, 779, 686, 355
1,570,985.166
208,701,189

w
49, 668,460

•

H

Q

w

•
30,611,860
•
32, 886, 720

H
Q
*J
§
W

46, 465, 820
•
49, 951, 350

§
g
hj
H0

•
•
86,184,670

o
fc"<
g>

[iN'OTE.- -First issue Dec. 21,1803; first redemption Apr. 5,1865.]

o

CO

98

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT OF NATIONAL GOLD BANK NOTES ISSUED, REDEEMED, AND OUTSTANDING OCTOBER 31, 1893.
Denominations.

Issued.
$364,140
746,470
722,580
404, 850
809,700
342, 500
75,000

$343,775
717, 740
698, 500
396, 800
795,200
340, 500
75,000

$20, 365
28,730
24, 080
8,050
14, 500
2,000

3,465, 240

3, 367, 515
—102
3, 367,413

97, 725
+102

Fives
Tens
Twenties
Fifties
One hundreds
Five hundreds
One thousands
Total
Fractions unredeemed

- --

Redeemed. Outstanding.

97, 827

STATEMENT OF NATIONAL-BANK NOTES ISSUED DURING THE YEAR ENDED OCTOBER 31, 1893, WITH THE TOTAL AMOUNT ISSUES, REDEEMED, AND OUTSTANDING.

Denominations.

Issued
Circulation
Issued preTotal issued
Total redempduring the vious
outstanding
years. to Oct. 31, 1893. tions Oct. 31, 1893. Oct.
year.
31, 1893.
$23, 169,677
15, 495.038
605, 475, 540
519, 398, 970
326, 900, 880
105. 970,750
163, 949, 500
11, 947, 000
7, 379, 000

$22,810, 808.00
15,319, 508. 00
543, 392, 670. 00
452,919, 540. 00
278, 070, 440.00
95,400, 300. 00
143,918, 400.00
11, 807, 500. 00
7, 346, 000. 00

Total
i 86,184,670 1,693,501,685
1,779,686,355
Unpresented fractions of notes to he deducted from notes redeemed
and added to amount of currency outstanding

1, 570, 985,166.00

208, 701,189. 00

—27, 677. 25

4- 27, 677.25

Ones
Twos
Fives
Tens
Twenties...
Fifties .
One hundreds..
Five hundreds .
One thousands .

!
|$2tf, 285, 240
27,808,370
18, 511, 460
3, 885, 200
7, 634, 400

$23,169, 677
15,495, 038
577,190, 300
491, 530, 600
308, 389, 420
102, 085,550
156, 315,100
11, 947, 000
7, 379, 000

Total.

$358, 869. 00
175, 530. 00
62, 082 U 0 0
66, 479,430.00
48, 830,440.00
10, 570,450.00
20, 031,100. 00
139, 500. 00
33, 000.00

1, 570, 957, 488. 75 208, 728, 866. 25

MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARS
ENDED OCTOBER 31, FROM 1883 TO 1893.

Month.
November .
December..
January
February..
March
April
May
June
y
August
September.
October
Total




1883-'84.

1884-'85.

$445, 240
1,177,010
1,126, 020
509, 004
579, 850
963,440
733, 960
1,101, 050
943, 950
1, 279,030
943, 390
569, 750

$208, 580 $2, 363, 360 $444,905 $1, 687,897
379, 930 2. 660, 545
366, 765
2, 039, 803
677.010 2,727, 889
431,880
2,416,929
447, 560
512,310 2, 954,953
1, 889, 790
548, 330 1, 340,990 1,649, 890
2, 855, 660
864, 325
1, 053, 370
404,441
3, 009,966
674,500
403, 790
478,035
2, 910, 246
701,490
500,780 1, 657, 890 2,122, 695
1, 072, 330
604, 280
1,155, 590
490,510
999, 510
1,154,460
527, 970
492, 355
1,914,710
571.230 1,435,040
251, 020
2, 516, 340
467,500 1, 586,800
306, 390

10,371,694 I 11,142,650

1886-'87.

15, 488, 203 11,163, 345

1887-'88.

21,138, 341

REPORT OF THE COMPTROLLER OF THE CURRENCY.

99

MONTHLY STATEMENT OF ADDITIONAL CIRCULATION ISSUED ON BONDS FOR YEARS
ENDED OCTOBER 31, FKOM 1883 TO 1893—Continued.

Month.

1888-'89.

1889-'9O.

November .
December..
January . . .
February..
March
April
May
June
July
August
September.
October

$244,765
$507,435
285, 320 ' 379,255
400, 360
542, 205
435,970
951, 840
345,100 1,164,000
398, 095 1,353, 505
505, 890
794,120
447,390
921,115
422,920
766, 755
466, 750
660,160
673,055
625,885
644,115
531,480

Total

5, 269, 730 9,197,755

1890-'91.

672,180
489, 780
391,020
542, 375
463, 740
424, 740
1,044, 715
2,596, 320
4, 223, 350
2,138, 390
1, 808, 260

1891-'92.

1892-'93.

$1, 965, 780 $1,823,925
1,765,320
1, 661, 460
1, 510, 335
899,240
984,090
1,980,340
1,294, 990
1,217,400
1,016,455
1,460, 330
1,022,180
938,330
1,264,160
2,149, 600
706,465
5,435, 770
891,370 15,609,975
9,913,435
775,210
1,197,985
605,089

15,458,450 13, 723, 864

STATEMENT SHOWING BY DENOMINATIONS, THE AMOUNT OF NATIONAL-BANK NOTES
ISSUED AND REDEEMED SINCE THE ORGANIZATION OF THE SYSTEM, AND THE
AMOUNT OUTSTANDING OCTOBER 31.1893.
Number of notes—

Denomin ations.
Issued.

Amounts—

R e d e e m e d . Outstanding.

$23,169, 677 $22,810,808
Ones
7,747, 519
7, 659, 754
Twos
121,095,108 108, 678, 534
Fives
Tens
.- 51, 939, 897 45, 291, 954
16, 345, 044 13, 903. 522
Twenties
2,119,415
1, 908, 006
Fifties
1, 639, 495
1,439,184
One Hundreds...
23,894
23,615
Five Hundreds . .
7,379
7,346
One Thousands..
224, 087,428 201, 722, 723

$358,869
87,765
12,416,574
6, 647,943
2,441, 522
211,409
200, 311
279
33

Issued.

Reedeemed.

Outstanding.

$23,169, 677
15,495, 038
605,475,540
519, 398, 970
326,900, 880
105, 970,750
163,949, 500
11, 947,000
7, 379,000

$22,810, 808.00
15,319,508.00
543,392,670.00
452,919,540.00
278,070,440.00
95,400, 300.00
143,918,400.00
11,807,500. 00
7,346,000.00

$358, 869. 00
175, 530.00
62, 082,870. 00
66,479, 430. 00
48, 830, 440.00
10,570,450.00
20, 031,100.00
139, 500. 00
33, 000.00

22, 364, 705 1, 779, 686, 355 1,570,985,166.00 208, 701,189'. CO

XJnpresented fractions of notes to be deducted from notes redeemed
and added to the amount of notes outstanding
Total

27, 677. 25

27,677.25

.1, 570, 957, 488. 75 208,728,866.25

STATEMENT SHOWING THE AMOUNT OF INCOMPLETE CURRENCY ISSUED BY THE
BUREAU DURING THE YEAR ENDED OCTOBER 31, 1893.
National-bank currency in the vault October 31,1892
$45,293,400
Amount received from the Bureau of Engraving and Printing during the year ended October 31, 1893
1
101, 598,800
Total
Amount issued to banks during the year
Amount withdrawn from vault for cancellation
Balance in vault at close of business October 31,1893




$86,184, 670
1,598,630

146,892,200
87, 783, 300
59,108,900

100

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING, BY STATES, THE AMOUNT OF "ADDITIONAL CIRCULATION 7 '
ISSUED AND RETIRED DURING THE YEAR ENDED OCTOBER 31, 1893, AND TOTAL
AMOUNT ISSUED AND RETIRED SINCE JUNE 20, 1874.
Circulation issued.
Under act
of July 12, Additional.
1882.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota..
Kansas
Nebraska
Nevada
Oregon
Colorado
Idaho
Montana
Wyoming
North Dakota
South Dakota
Washington
California
Utah
New Mexico
Arizona
Oklahoma
Indian Territory
Alaska

$44, 420
69, 360
10, 880

23, 700

30,000

$380, 700
778, 040
31)0, 590
7, 645, 820
1, 331,100
1,460, 250
14,015, 410
837, 020
6, 413, 565
167, 400
888, 300
229,850
157,950
154,110
88, 720
5,400
112,500
56, 250
28, 350

"45,666
351,060
7,380
4,000
G7, 615
2,100
8,100

Circulation retired.
Total.

$380,700
778.040
435,010
7, 645, 820
1, 331,100
1, 460, 250
14,084, 770
847, 900
6, 413. 565
167,400
888, 300
229, 850
181, 650
154,110
88, 720
5,400
112,500
56, 250
58, 350

Total.

$96,812
61,156
70,490
673, 899
170,406
193,752
578, 827
317,231
656,343
17,405
107,054
3,964
41,489
26,430
12, 213
15,075
41, 303
30,030
41,597
10
48,137
64,041
18, 011
174,819
73,514
73,117
319,918
117,012
93, 846
126, 313
42,997
76,326
36, 074
157,459
73,139
35
8,250
12, 247
2,616
7,020
17, 097
3,880
30,705
30,150
29,080
15,797
11, 962
420
4,800

$127,144
101, 839
7,153
389, 627
8,040
128, 899
674,864
118,453
276,585
25,019
41,205

4,624, 268

2,857,697

7,481,965

272, 665, 387 294,273,046 139, 815,052

434, 088,098

45,000
351, 060

286, 200
286. 200
31, 500
31,500
22,500
29, 880
3, 469, 530 3, 473, 530
903, 800
903,800
530, 085
597.730
2,074,400 2, 076, 500
295,760
295, 760
299,720
299, 720
96, 740
96, 740
141,760
149,860
90, 095
90,095
16, 650
22,510
56, 250

16, 650
22,510
56, 250

33, 750
56, 240
11,260
33,750

33,750
56, 240
11, 260
33,750
42,900

22, 500
22, 500
10

22,500
22,500
10

44, 009, 895

44,365,380

42, 900

Under act Insolvent
and
liquidating
banks.

of J u n e 20,
1874.

6,315
9,581
11, 910

77, 825
16, 370
9,000
51, 857
38, 790
258, 035
151, 076
9,815
9,482
60,186
24,939
5, 4(50
19,230
1, 500
72, 686
270
1,040

7,100
76, 570
39, 841

$223,956
162, 995
77,643
1,063, 526
178,446
322, 651
1,253,691
235, 684
932,928
42, 415
148,259
3,964
47, 804
36, 011
12, 213
15, 075
53, 213
30,030
41,597
10
125,962
86,411
27, Oil
226, 676
73, 514
111, 907
577,953
268,088
103,661
135, 795
163,183
101,265
41,534
176,689
74,639
35
8,250
84,933
2,886
8,060
17, 097
3,880
30,705
37,250
105,650
55,638
11,962
420
4,800

--

Total
Surrendered to this office
and retired
Prom June 20,1874, to October 31,1892
Surrendered and retired
same dates
Grand total October
31,1893.

355, 485

205,362

16, 343, 878
317,030,767 298,897,314 142,672,749

Notes of gold banks are not included in the above table.




458,119,303

REPORT OF THE COMPTROLLER OP THE CURRENCY. 101
STATEMENT EXHIBITING THE AMOUNT OF NATIONAL-BANK NOTES RECEIVED
MONTHLY FOR REDEMPTION BY THE COMPTROLLER OF THE CURRENCY DURING
THE YEAR ENDED OCTOBER 31, 1893, AND THE AMOUNT RECEIVED DURING THE
SAME PERIOD AT THE REDEMPTION AGENCY OF THE TREASURY, TOGETHER
WITH THE TOTAL AMOUNT RECEIVED SINCE THE APPROVAL. OF THE ACT OF
J U N E 20, 1874.
Received by the Comptroller of the Currency.
From the redemption agency.
From national banks
in connection
For reducwith reducInsolvent
For retion of
tion of circu- placement circulation
and
lation and
liquidating
with new
under
replacement
national
notes.
act of J u n e
with new
banks.
20,1874.
notes.

Months.

November, 1892
December, 1892
January, 1893
February, 1893
March, 1893..."
April, 1893
May, 1893
June, 1893
July, 1893
August, 1893
September, 1893
October, 1893
Total
Received from J u n e
20, 1874, to Oct. 31,
1892
Grand total

Total.

Received
at the
United Statea
Treasury
redemption
agency.

$30
20
1, 870
540
670
13, 380
1,380
35,460
5.050
2,940
90, 880

$3,786,199
3,918,450
4,401,750
4,627, 035
4, 380, 268
3,328, 593
4,369, 915
3,700, 096
2, 572, 730
1,953,845
1, 375, 588
3, 609, 090

$467,860
344,452
396, 231
323, 202
297,141
185,933
212,196
155,331
117, 991
86,121
66,107
205,132

$639,334
472,093
504,288
487,430
441, 584
345,971
449,040
335,331
299, 784
204, 677
154,246
290, 491

$4, 893,423
4,735,015
5,304,139
5,438, 207
5,119,663
3,873, 877
5,032, 531
4,206,218
2,995,555
2,247, 583
1,686,821
4,104,713

$5, 471, 649
6,969, 662
9,731,987
5,864,411
5,524, 568
6,991,570
8,150,482
5,082,039
3, 877,423
2, 699, 855
7,275, 730
12, 505, 692

132,220

42, 023,559

2,857, 697

4, 624,269

49,637,745

80,145, 068

16, 853,295 910,795,682 294, 214,745 139, 690, 061 1, 361, 553, 783

2,190,112,040

16,985, 515 952, 819, 241 297, 072,442 144,314, 330 1,411,191, 528

2,270, 257,108

Notes of gold banks are not included in the above table.
STATEMENT SHOWING THE NATIONAL-BANK NOTES RECEIVED AT THE BUREAU AND
DESTROYED YEARLY SINCE THE ESTABLISHMENT OF THE SYSTEM.

Prior to November 1,1865
During year ended October 31—
1866
1867
1868
1869
1870
1871
1872
.
1873
1874
1>575
1876
1877
1878
1879
1880
. . .
1881

$175,490
1,050,382
3,401,423
4, 602,825
8,603,729
14,305,689
24, 344,047
30,211,720
36,433,171
49,939,741
137,697,696
98, 672,716
76,918,963
57,381,249
41,101,830
35,539,660
54, 941,130

During vear ended October 31—
1882*:
1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
Additional amount of insolvent and
liquidating national-bank notes
destroyed
Total

$74,917,611
82,913,766
93,178, 418
91,048,723
59,989,810
47,726,083
59, 568, 525
52, 207, 627
44,447, 467
45, 981,463
43, 885,319
44,895,46C
154, 870, 457
1, 570,953,196

Notes of gold banks are not included in above table.
There was in the vault of the redemption division of this office, awaiting destruction, a t
the close of business October 31,1892
$127,582.50
Received during the year ended October 31,1893
49,644,870.0C
Total
Withdrawn and destroyed during the year
Balance in vault October 31,1893




49,772,452.50
49,526,860.01]
245,592.5C

102

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING AMOUNT OF TAX ON CIRCULATION, COST OV .REDEMPTION,
ASSESSMENT FOR PLATES, AND EXAMINERS' FEES FOR THE YEAR ENDED JUNE

30, 1893.

Semiannual duty on circulation
Cost of redemption of notes by the United States Treasurer
Assessment for cost of plates, new banks
Assessment for cost of plates, extended banks
Assessment for examiners' fees (sec. 5240, Revised Statutes)

$1,443,489.69
103,032.96
14,225.00
5,200.00
162,444.59

Total

1,728,392.24

STATEMENT SHOWING BY COMPARISON THE AMOUNT OF TAXES ASSESSED AS SEMIANNUAL DUTY ON CIRCULATING NOTES, COST OF REDEMPTION, COST OF PLATES,
AND EXAMINERS' FEES FOR THE PAST ELEVEN YEARS.

Years.

Semiannual
d u t y on circulation.
$3,132,006. 73
3,024, 668. 24
2, 794, 584. 01
2, 592, 021.33
2, 044, 922. 75
1,616,127.53
1,410, 331. 84
1, 254, 839. 65
1, 216,104. 72
1, 331,287.26
1,443,489. 69

1883
1884
1885
1886
1887
1888
1889
1890
1891
1892
1893
Total....

21, 860, 383. 75

Cost of redemp- Assessment Assessment Assessment
tion of notes
cost of
for examfor cost of for
by the
ex- iners' fees
new plates,
United States plates,
tended
(sec. 5240,
banks.
Treasurer.
banks.
R.S.).
$147,592. 27
160, 896.65
181, 857.16
168,243.35
138,967. 00
141,141.48
131,190. 67
107, 843.39
99, 366. 52
100,593. 70
103, 032. 96
1,480,725.15

$25,980.00
18,845. 00
13,150. 00
14, 810.00
18,850.00
14,100. 00
12, 200. 00
24,175. 00
18, 575. 00
15,700.00
14,225.00

$34,120.00
1, 950. 00
97,800. 00
24, 825. 00
1, 750.00
3, 900. 00
575. 00
725.00
7,200. 00
8,100.00
5, 200. 00

190, 610.00

186,145. 00 1, 372,196.67

Total.

$94, 606.16 $3,434,305.10
99, 642. 05 3,306,001.94
107, 781. 73 3,195,172.90
107,272.83
2,907,172.51
110, 219. 88 2,314, 709. 63
121,777.86
1, 897, 046. 87
1, 685, 023.30
130,725.79
136, 772. 71 1,524, 355.75
138,969. 39 1,480, 215.63
1, 617,664.64
161,983.68
1,728,392.24
162,444.59
25, 090, 060. 57

STATEMENT SHOWING THE TOTAL CAPITAL AND BONDS OF NATIONAL BANKS WHICH
DO NOT ISSUE CIRCULATING NOTES.

Chemical National Bank, New York, N. Y
Mechanics' National Bank, New York, N. Y
National Bank of Washington, D. C.
National Bank of Cockeysville, Md .
Total




|

$300,000
2,000,000
200.000
50, 000

$50,000
50, 000
50, 000
12, 500

j 2,550,000

162,500

REPORT OF THE COMPTROLLER OF THE CURRENCY.

103

STATEMENT SHOWING THE AMOUNT AND KINDS OF UNITED STATES BONDS HELD
TO SECURE CIRCULATING NOTES OK NATIONAL BANKS ON JUNE 30 OE EACH
YEAR FROM 1805 TO 1893, AND THE AMOUNT OWNED AND HELD BY THE BANKS
FOR OTHER PURPOSES, INCLUDING THOSE DEPOSITED WITH THE TREASURER TO
SECURE PUBLIC DEPOSITS.
United States bonds held as security for circulation.

Years. 6 per cent
bonds.

1865.
1866.
1867.
1868.
1869.
1870 .
1871.
1872 .
1873.
1874.
1875 .
1876 .
1877 .
1878 .
1879 .
1880.
1881.
1882 ..
1883..
1884.
1885 .
1886.
1887.
1888 .
1889 .
1890.
1891.

5 per cent
cei
bonds.

4*- per cent j 4 per cent
bonds.
!
bonds.

Total.

United
States
bonds held
for other
purposes at
nearest
date.

Grand
total.

$65,576, 600
$235, 959,100 i$155,785,750 $391, 744,850
86, 220, 850
327, 310, 350 121,152, 950 448, 463, 300
89,177,100
340, 607, 500 84, 002, 650 424,610,150
90,768, 950
341, 495, 900 80, 922, 500 422,418, 400
87, 661, 250
342,851, 600 55,102, 000 397, 953, 600
94, 923, 200
342,278, 550 43, 980, 600 386,259,150
139,387,800
359,885, 550 39,450, 800 399, 336, 350
207,189, 250
',i8Q, 440, 70031, 868, 200 412,308,900
229,487, 050
390,410, 550 25, 724, 400 416,134,150
236,800,500 ,
391,171,200
25,347,100 416,518,300
239, 359,400 I
376, 314, 500 26,900,200 403, 214, 700
232, 081, 300
341,394,750 45,170, 300 386, 565, 050
206, 651, 050 $44, 372, 250
338, 713, 600 47,315,050 386, 028. 650
48, 418, 650 $19,162, 000 349, 546, 400 68, 850, 900 418, 397, 300
199, 514, 550
35, 056, 550 118,538,950 354, 254, 600 76, 603, 520 430,858,120
144, 616, 300
37, 760, 950 126, 076, 300 361,652, 050 42, 831, 300 404, 483, 350
139, 758, 650
32, 600,500 93, 637, 700 360,488,400 63, 849,950 424, 338, 350
172, 348,350
Continued at Continued at
3^ per cent.
3^ per cent.
202, 487, 650
32, 752, 650 97,429,800 357, 812, 700 43,122, 550 400, 935, 250
25,142, 600
7,402, 800)
385,7roo) 3 per c e n t s : > 39,408, 500 104,954,650 353, 029, 500 34,094,150 387,123, 650
200,877,850)
172,412,550
46, 546,400 111, 690, 900 330, 649, 850 31, 203, 000 161,852, 850
Pacifies:
142,
240,
850
48,483, 050 117, 901, 300 312,145, 200 32,195, 800 344,341,000
3,520, 000
107,782,100 50, 484, 200 114,143, 500 275,974, 800 31, 345, 550 307, 320, 350
3, 565. 000
5, 205, 950 67, 743,100 115, 842, 650 191, 966, 700 33,147, 750 224, 814, 450
3,175J 000
3,181, 000
37, 500 69, 670, 300 105, 423, 850 178,312. 650 63, 618,150 241,930,800
42, 409, 900 101, 387, 550 148,12i; 450 51, 642,100 199, 763, 550
4,324, 000
39, 486, 750 100, 828, 550 145, 228,300 35,287,350 180,515, 650
4, 913, 000
22, 565, 950 111, 985, 950 142, 508, 900 30,114,150 172, 623,050
7, 957, 000
$170, 382, 500
241,083, 500
251, 430, 400
250,726,950
255,190, 350
247, 335, 350
220,497, 750
173, 251,450
160,923, 500
154,370,700
136, 955,100
109,313,450
87, 690, 300
82,421, 200
56, 042, 800
58, 056,150
61, 901, 800

1892.
1893 .

Jon tin ued at
2 per cent.
21,825,350 129,764, 700 163,190, 050
22, 020, 550 142,141, 700 176, 588, 250

11, 600, 000
12,426, 000

20, 301, 600 183, 491, 650
18,334,050 194,922, 300

STATEMENT SHOWING THE AMOUNT OF UNITED STATES BONDS HELD TO SECURE
CIRCULATING NOTES OF NATIONAL BANKS FOR THE YEARS ENDED OCTOBER 31,
FROM 1882 TO 1893, INCLUSIVE, AND EXHIBITING THE CHANGES WHICH OCCUHRED
IN THE SEVERAL CLASSES OF BONDS.

United States bonds held as security for circulation.
Year.

Number of
b a n k s . 41 per cent 4 per cent
bonds.
bonds.

1882

2, 301 $33,754, 650 $104, 927, 500

1883
1884
1885
1886
1887
1888
1889
1890

2,522 41,319,700 106,164,850

1891
1892
1893

49, 537,450
49,547, 250
57,436,850
69,696,100
66,121,750
41,066,150
28,116, 700
r 199,400
Continued
3,694 at 2 p. ct.
21, 648,100
3,788 21,897, 850
3,796 22,020, 550
2,671
2,727
2,:
3,061
3,151
3,319
3,567




116, 705,450
116, 391, 650
115, 383,150
115, 731, 400
100,413, 600
100,049,000
105,402,200

> per cent,
bonds.

Pacilic 6 |
per cent
Total,
bonds.

United
States
bonds held
for other
purposes
at nearest
date.

(Irand
total.

$3,526, 000 $362,
563,750 $400>,; 069,400
!, 505, 650137,
$37,
3,463,000 352, 877,300 30, 674, 050
3,469, 000 325, 316,300 30,419,600
3, 505,000 308,364,550 31, 780,100
3, 586,000 245,444, 050 32, 431, 400
3, 256, 000 188, 828, 000 34, 671, 350
3,468, 000 170,003, 350 60, 715, 050
4, 553, 000 145,668,150 48, 501, 200
6, 672, 000 140,190, 900 30, 684, 000

383, 551,350
355, 735, 900
340,144, 650
277, 875,450
223,499, 350
230,718, 400
194,169, 350
170, 874, 900

-120, 858, 850

10, 244, 000 152, 950, 350 24, 871, 950 177, 822, 500

131,133,150
142,141, 700

11, 852, 000 164, 883, 000 20,164. 250 185,047, 250
12,426, 000 176, 588, 250 17, 576, 950 194,165,200

104

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING THE AMOUNT OF INTEREST-BEARING BONDED DEBT OF THE
UNITED STATES FROM 1865 to 1893, INCLUSIVE.

Date.

6 per cent.

5 per cent.

$199, 792,100
$908, 518, 091
198, 528, 435
1, 008,388, 469
198, 533, 435
1,421,110, 719
221, 588,400
1,841, 521, 800
221,589,300
1,886, 341,300
221, 589, 300
1, 764, 932, 300
274, 236, 450
1,613,897, 300
414,567,300
1,374,883,800
414, 567, 300
1,281, 238, 650
510, 628, 050
1,213,624,700
607,132, 750
1,100, 865,550
711,685, 800
984,999, 650
703, 266, 650
854, 621, 850
703, 266, 650
738, 619, 000
646,905, 500
310, 932, 500
484, 864,900
235,780,400
439, 841, 350
196, 378, 600
Continued at Continued at
3£ per cent.
3i per cent.
401,593, 900
58, 957,150
J u n e 30,1882...
32, 082, 600
Funded into
3 per cents,
June 30, 1883.
act July 12,
1882.
304,204, 350
224, 612,150
J u n e 30, 1884.
194,190,500
J u n e 30, 1885.
144, 046, 600
June 30, 1886.
19, 716, 500
June 30, 1887.
J u n e 30, 1888.
J u n e 30, 1889.
June 30, 1890.
June 30, 1891.

Aug. 31,1865 .
June 30,1866.
June 30,1867 .
J u n e 30,1868.
June 30,1869 .
June 30,1870 .
J u n e 30,1871.
June30,1872 .
J u n e 30,1873.
June 30,1874.
June 30,1875.
June 30,1876.
June 30,1877.
June 30,1878 .
June 30,1879 .
June 30,1880.
J u n e 30,1881.

June 30,1892.
June 30,1893 .
Oct. 31,1893 ..

4^ per cent.* 4 per cent.f 6 per cent.}

$140, 000, 000
240, 000, 000
250,000, 000
250, 000, 000
250,000, 000

$98, 850, 000
679, 878,110
739, 347, 800
739, 347, 800

Total.

$1, 258, 000 $1,109, 568,191
6, 042, 000 1, 212, 958,904
14, 762, 000 1,634,406,154
29,089,000 2,092,199,200
58, 638, 320 2,166, 568,920
64,457, 320 2,050, 978, 920
64, 618, 832 1, 952, 752, 582
64,623, 512 1, 845,074, 612
64, 623, 512 1, 760, 429,462
64, 623, 512 1, 788, 876, 262
64, 623, 512 1, 772, 621, 812
64, 623, 512 1,761,308,962
64, 623, 512 1, 761, 512, 012
64, 623, 512 1, 845, 359,162
64, 623, 512 1,952, 339, 622
64, 623, 512 1, 774, 616, 612
64,623,512 1, 690,191,262

250, 000, 000 739, 349, 350 64, 623, 512 1, 514, 433, 912
250, 000, 000 737, 942, 200 64,623, 512 1, 388, 852, 662
250,000, 000
250, 000, 000
250,000, 000
250, 000, 000
222, 207,050
139, 639, 000
109, 015, 750
50, 869, 200
Continued at
2 per cent.
25, 364, 500
25, 364, 500
25, 364,500

737,661, 700
737, 719, 850
737, 759, 700
737, 800,600
714,177,400
676, 095, 350
602,193, 500
559,566, 000

64, 623, 512
64, 623, 512
64, 623, 512
64, 623, 512
64, 623, 512
64, 623, 512
64, 623, 512
64,623, 512

559,581, 250 64, 623, 512
559, 604,150 64, 623, 512
559,609,850 64, 623,512

1, 276, 987, 362
1,246,533,862
1,196, 42.9, 812
1,072,140, 612
1, 001, 007, 962
880,357,862
775,832, 762
675,058, 712
649,569, 262
649, 592,162
649, 597,862

* Funded loaul.891; authorizing act July 14,1870, and January 20,1871; date of maturity, 1891.
tFunded loan 1907; authorizing act July 14,1870, and January 20,1871; date of maturity, 1907.
I Pacific railroad bonds; authorizing act July 1,1862, and July 2,1864, date of maturity, 1895 to 1899.
The refunding certificates amounting to $64,690 are not included in the table.
The public debt reached the maximum August 31,1865, and amounted to $2,844,049,626. The noninterest-bearing obligations amounted to $461,616,311, the interest-bearing debt being $2,383,033,315.
On October 31,1893, the interest-bearing debt amounted to $559,609,850.




OF THE COMPTROLLER OF THE CURRENCY.

105

STATEMENT SHOWING THE MARKET PRICES OF UNITED STATES BONDS BY WEEKS
DURING THE YEAR ENDED OCTOBER 3 1 , PREPARED BY THE ACTUARY OF THE
TREASURY.

2 per cent.
Week ended—
November 4,1892 .
November 11,1892
November 18,1892
November 25,1892
December 2,1892..
December 9,1892..
December 16,1892.
December 23,1892.
December 30,1892.
January 6,1893 . . .
January 13,1893 . .
January 20,1893 . .
January 27,1893 ..
February 3,1893 . .
February 10,1893 .
February 17,1893 .
February 24,1893 .
March 3,1893
March 10,1893
March 17,1893 . . . .
March 24,1893 . . . .
March 31,1893
April 7,1893
April 14,1893
April 21,1893
April 28,1893
May 5,1893 x
May 12,1893 .
May 19,1893
May 26,1893
J a n e 2, 1893
J u n e 9, 1893
June 16, 1893
J u n e 23,1893
J u n e 30, 1893
July 7,1893
July 14,1893
July 21,1893
July 28.1893......
August 4,1893...
August 11,1893 . . .
August 18,1893 . . .
August 25,1893 . . .
September 1,1893
September 8,1893
September 15,1893
September 22,1893
September 29,1893
October 6,3893...
October 13, 1893...
October 20, 1893...
October 27, 1893...




Opening.

Highest.

4 per cent.
Lowest.

Opening.

Highest.
114f-115
114|115!

100!
100

100|
1001
100£
100*

114^-115
1141-115

100*
100
100
100
100
100
100
100
100
100
100
99|
99!
99!
99*

100J
100
100
100
100
100
100
100
100
100
100

|1
113 -113|
!f
113 -113!
113 -113! 113 -113!
112|113| 1131-114
113 -114
im114!
1133-114!
1134,-114
113!-114i
113^-114J
113f114!

99A
99!
99|

!
99
99!
99
99
99
99
99
99
99
98
98
96
96
96
97
97
96
95
95
95
97
98
9%

98

Lowest.

! |

1141-115
114!-U4|
114!114£

99!
99^
99!
99!
99!
99
99
99
99
99
99
99
98
98
96
98
97!
97
97
96
95
95!
97
98
98
99!
98
98
98
98
98
98

! !
112 -112f
113 -113|
113 -113|
112!-1134
112|-113i

12!1

113 -113
98
97
96
96
96
97
96
95
95
95
95
97
98
98
98
98
98
98
97
97

! !

108J-109*
109 -110"
110 -111!
lll!-112!
111 -112!
H0!iii!

i!

in -ni|

! !
109 -110
109 -109|
109 -110
108|-109|
110 -111
110J-11U
108^-109!
108 -109
109 -110
110 -111!
111 -112
110 -111!
110 -111!
110 -111
110 -111
110 -111
110 -111
Ill -lilt

106

REPORT OF THE COMPTROLLER OF THE CURRENCY

STATEMENT SHOWING THE INVESTMENT VAI.UK O F U M T K D STATKS 4 A AND 4 rim
CENT BONDS FHOM 1885 TO 1803, INCLUSIVE, FOR EACH QUARTERLY PERIOD.
4£ per cent bonds.
Date.

1885:
January.
April
July
October..
188G:
January .
April....
July
October..
1887:
January .
April....
July
October..
1888:
January.
April....
July
October..
1889:
January .
April..'..
July
October..
1890:
Jamiary.
April
July
October..
1891:
January.
April
July
October.1892:
January.
April....
July
October..
1893:
January.
April
July
October..




4 per cent bonds.

Bate of inRate of inAverage terest real- Average terest realized by
price flat.
price Hat.
ized by
investors.
investors.
Per cent.
112.7788
112.4350
112.7525
112.9421

Per cent
2.655
2.488
2.365
2.250

112.7000
112. 4759
111.8156
111.9855

2.208
2.150
2.149
2.003

123, 4325
126.2980
126.4975
128.6659

2.607
2.444
2.420
2.289

110.2775
110.1947
109.1475
108.5553

2.290
2. 019
2.340
2.339

127.8325
129.2451
127.842.5
125.7885

2.320
2.227
2.284
2.390

108. 2375
107.1025
107. 5175
108.4213

2.289
2.478
2.195
1.693

126.1275
124.6400
127.4825
128.1204

2.341
2.449
2.230
2.178

108. 9255
108.1848
107. 0048
105.8241

1.254
1.240
1.421
1.645

127.2837
129.1902
128.3894
127.1944

2.208
2.080
2.109
2.160

104. 7885
103.7500
103. 3825
104.1296

1.856
2.151
1.966
0.409

125. 6178
122.1175
122. 3200
123.5602

2.236
2.435
2.407
2. 309

103.1106
101.7596
100. 3846

0.424
1.363
5.971

120.9279
122.0264
117. 3317
116. 7546
116.6719
116.1575
116.4557
115.0978

2.4C3
2.372
2.676
2.701
2.693
2.715
2.677
2.706

113.8250
113. 3646
110. 5450
111.2356

2.84D
2.877
3.079
3.011

.2 cents at par

Per cent. Per cent.
121.9086
*• 2.726
121.8028
2.721
122. 6462
2.668
123.4004
2.619

REPORT OP THE COMPTROLLER OP THE CURRENCY.

107

TABLE BY STATES, TICKKITOKINS, AND R E S E R V E C I T I E S , E X H I B I T I N G THE NUMBER
OF BANKS IN EACH, CAPITAL, BONDS ACTUALLY HELD ON OCTOBER 3, 1893,
M I N I M U M AMOUNT OF BONDS R E Q U I R E D BY L A W , AND THE E X C E S S OF BONDS
ON OCTOBER 3, 1893, AND S E P T E M B E R 30, 1892.

United States bonds.
States, Territories, and
reserve cities.

New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

No. of
banks.

....

Division No. 1

Capital.

Held October

Minimum

3,1893.

required.

Excess of bonds.
October 3,
1893.

September
30, 1892.

83
51
48
214
55
59
84

$11,220,600
6,130,000
6,985, 000
46,117, 500
53, 350, 000
20.277,050
22,' 999,370

$4,246,900
3,689,000
3,445,000
19,977,100
10, 565, 000
7,721,250
7,845,500

$2,130,000
1, 507, 500
1,458,750
8,381, 875
2, 750, 000
2,437,500
3,412,000

$2,116,900
2,181, 500
1,986,250
11, 595, 225
7, 815, 000
5, 283, 750
4,433, 500

$1, 751,400
1, 369, 875
1,572, 500
8, 045, 275
2, 860, 000
3,804, 750
2, 770,925

594

167, 079, 520

57,489,750

22,077,625

35,412,125

22,174,725

274
49
6
5
99
32G
41
29

33, 674, 360
51,250,000
1,550,000
1, 352,000
14, 608, 350
•J3,103,960
22,765, 000
11, 640, 000

17,180,700
18,148, 500
600,000
642, 000
5, 237, 250
15, 258, 500
6,707,500
3, 226,500

7, 841,240
2,450,000
300,000
250. 000
2, 962,087
8, 658, 490
2,037, 500
1,425, 000

9, 699,460
15,698, 500
300,000
392, 000
2,275,163
6, 600,010
4,670, 000
1,801,500

6, 965, 035
4, 309, 000
292. 000
1, 377, 663
4,138, 708
2,150, 000
505,000

Division No. 2

829

175, 943, 670

67, 000, 950

25, 564, 317

41,436, 633

19, 737,406

Delaware
Maryland
Baltimore
District of Columbia
"Washington
Virginia
West Virginia
Division No. 3

18
46
22
1
12
36
30

2,133,985
3, 724, 320
13,24B, 260
252,000
2,575,000
4, 796,300
2, 961, 000

926,000
1, 710, 500
2, 020, 000
250, 000
905, 400
1, 594, 250
962, 500

455, 000
918,155
1,100, 000
50, 000
600,000
985, 250
738, 750

471, 000
792, 345
920,000
200, 000
305,400
609,000
223,750

284, 800
671, 000
200,000
200, 000
75, 000
433,750
92, 588

165

New York
New York City
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittslmrg

29, 685,865

8, 368,650

4,847,155

3, 521,495

1, 957,138

North Carolina
South Carolina
Georgia
Florida ..
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Division No. 4

24
14
27
17
28
12
11
9
222
9
71
10
52

2,676, 000
1,748, 000
3, 766, 000
1, 300, 000
3,594,000
1,055, 000
810, 000
3,125, 000
23,596,175
1,100,000
10, 061,400
4,401,500
9,400, 000

867,600
474, 750
1, 005, 000
367,500
1, 083, 500
338, 750
252,500
900, 000
5,180, 600
250,000
3, 405, 500
555, 000
1, 364,000

644,000
399,500
754, 000
325, 000
717, 250
263,750
202, 500
450, 000
5,011, 544
250,000
2, 259,100
500,000
1, 331, 250

223,600
75,250
251,000
42,500
366,250
75,000
50,000
450, 000
169, 056
1,146,400
55,000
32,750

137,705
75, 500
151, 000
42,500
366,000
62,500
50,000
450, 000
70,476
10, 000
1,164,275

506

66, 633, 075

16,044,700

13,107,894

2,936,806

2,607,842

Ohio Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

218
13
11
115
191
21
92
8
76
5

27, 495,100
9,100,000
9,050,000
13, 777, 000
17, 295,450
20,900,000
10,234,000
4, 400,000
7,019,319
2,300, 000

10, 078, 750
4,175, 000
1,465, 000
5, 072, 050
5, 646, 000
1,200,000
3,693,000
1,450, 000
1,875, 250
450, 000

5, 982, 775
650, 000
550, 000
3,081, 750
4, 230,113
1,050,000
2,171, 000
400,000
1,667,330
250,000

4, 095, 975
3,525, 000
915, 000
1,990,300
1,415, 887
150, 000
1,522,000
1,050,000
207,920
200,000

2, 602, 707
2,117, 000
175,000
1,246,800
964,250
150,000
163,250
100,000
73/587
200,000

750

121,570, 869

35,105,050

20,032,968

15, 072,082

7, 792,594

itiir

3,522,500
175,000
1,355,800
250, 000
350,000
1,195,300
450,000
400,000
250, 000
2,881,500
2, 042,500
780,000
175,000,

3,137, 500
150, 000
1,276, 267
200, 000
350,000
1,141,250
450, 000
400, 000
200, 000
2, 599, 275
1, 948, 292
450,000
175,000

385,000
25,000
79, 533
50, 000

284, 500

4
65
4
7
57
9
8
4
136
121
9
4

14,000,000
700,000
6, 080, 070
2,800,000
5,450,000
4,615,000
10, 700, 000
5, 550, 000
2, 000, 000
11,647,100
7,793,170
4,150, 000
1,000, 000

54,050

47,800

50, 000
282,225
94,208
330,000

25,000
125,000
169, 725
71,725
280,000

593

76,485.340

12,477, 584

1,350,016

1,147,588

Division No. 5 ....
Iowa
Des Moines
Minnesota
St. Paul
Minneapolis
Missouri
St. Louis
Kansas City
St. Joseph
Kansas...... .
Nebraska

..

Omaha
Lincoln

Division No. 6 . . . .




13,827,600

27,886

93,838
50,000

108

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES EXHIBITING THE NUMBER
OF BANKS IN EACH, CAPITAL, ETC.—Continued.
U n i t e d States b o n d s .
States, Territories, and No. of
banks.
reserve cities.

Colorado
..............
Nevada
California
,
San Francisco
..
Oregon
Arizona
Division No. 7

Idaho
^Montana
New Mexico
TJtah
^Vasliincton
AV'yomin &
Oklahoma
...
I n d i a n Territory

Minimum
required.

Excess of bonds.
October 3,
1893.

September
30,1892.

$8, 775, 000
282, 000
6, 625,000
2, 500, 000
3, 795, 000
400, 000

$1,642,750
70, 500
1, 306, 250
100,000
776, 050
100,500

$1, 318, 750
70,500
1, 068,750
100, 000
773, 750
100,000

$324,000

$320, 500

237, 500

300, 000

2, 300
500

2,300
500

132

21,377,000

3,996, 050

3,431,750

564,300

623, 300

2,215,000
2, 510, 000
825, 000
2, 775, 000
750,000
2, 800, 000
6,020,000
1,210,000
300,000
360, 000

569, 000
692,250
206, 250
575, 600
265, 000
475,000
1,380, 500
302, 500
75,000
90, OOu

553, 750
627,500
206, 250
568,750
187,500
462,500
1, 380, 000
302, 500
75,000
90, 000

35,250
64, 750

15, 250
2,250
6,550
8,350
80,000
12, 500
39,150

6,850
77, 500
12,500
500

3,750
2,700

212

19,765,000

4,631,100

4,453, 750

177,350

170,500

3,781

678, 540,339

206,463, 850

105,993,043

100,470,807

56, 211, 093

Division No. 8

United States

H e l d October
3,1893.

51
2
33
2
39
5

32
39
13
22
10
14
57
13
6
6

North Dakota

Capital.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

109

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER
OF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, FOR THE YEARS 1892
AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING THE
INTERVAL.
States, Territories, and
reserve cities.
IVTaine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
C onnectic ut

September 30,1892.

No.

......

Division No. 1
New York
New York City
Brooklyn
New Jersey
Pennsyl vania
Philadelphia
Pittshurg

. ....

Division No. 2

October 3,1893.

Increase.

Capital.

No.

Capital.

66
46
38
103

$5,390,000
4,572, 500
3, 710, 000
12, 260, 700

68
43
37
103

$5,520,600
4,430, 000
3, 635, 000
11,327,500

23
34

2, 550, 000
3,648,300

23
34

2, 550,000
3, 648, 000

310

32,131,500

308

31, 111, 100

2

130, 600

213

18,994, 660

222

19, 524, 960

9

530,300

68
240
1
1

5, 768, 350
20, 627, 370
150,000
100,000

69
263
1
1

5, 848, 350
22, 033, 960
150,000
100, 000

1
23

80,000
1,406,590

No.
2

Capital.
$130, 600

527

45, 640,380

556

47, 657, 270

33

2, 016, 890

14
40

1,020, 800
2,910, 000

14
43

1, 020, 800
3, 072, 620

3

162,620

District of Columbia
Washington
Virginia
"West Virginia

1
27
24

100,000
2,141,000
1, 994, 650

1
27
26

100, 000
2,141, 000
2,155, 000

2

160, 350

Division No. 3

106

8,166, 450

111

8, 489,420

5

322, 970

North Carolina
South Carolina
frporsria
Florida
..
Alabama . . . . . . . . . . . . .

18
11
23
18
22
13
10

1, 525,180
973. 000
1, 941, 000
1, 350,000
1, 744, 000
1,165,000
610,000

19
11
20
17
22
12
10

1,576,000
998, 000
1, 616, 000
1,300,000
1, 669, 000
1, 055, 000
610,000

1

50, 820
25, 000

194
7
49

15,105,495
600, 000
4, 652, 900

197
7
49

15,046,175
600,000
4, 636, 400

3

42

3, 204,455

40

2, 925,000

407

32, 871, 030

404

32,031, 575

171

14, 563,170

171

14, 531,100

83
168

7, 297, 000
12, 671,000

94
171

8,127,000
12, 920,450

85

6,919,000

83

6, 884,000

67

5,042, 650

69

574

46,492, 820

147
2
52

10,120,000
200, 000
3, 293,850

53
1
1
134
121

Division No. 4
Ohio
Cleveland
Illinois
..... ... .
Chicago
M^ichi^an . . . . .
Detroit
Milwaukee

..

...

Iowa
Des Moines
St. Paul
Minneapolis
Missouri
St. Louis
Kansas City
St. Joseph
Kansas.
..............
Nebraska
Omaha
Division No. 6




L

588

47,731,869

16

1, 305, 669

153
2
58

10,150,000
200, 000
3, 705,070

6

30,000

6

411, 220

3, 740,000

53

3,765, 000

100,000
100, 000
9,492,100
7, 718,100

1
129
120

100,000
8, 997,100
7, 593,170

1

100,000

517

34,610,340

' -

$142, 500
75, 000
933,200

4

1,150,800

j

3 !

*>9~ OAA

1
1

50, 000
75, 000
110, 000

2

279,455

7

855, 955
32, 070

226, 669

100,000

'-

135,140

2

34,864,050

•

4

5,269,319

il

3
1

16, 500

. 830, 000
249, 000

512

Capital.

59, 320

11
3

.

Division No. 5

No.

300

Delaware
Maryland

Louisiana
New Orleans
Texas
.Arkansas
Kentucky
Louisville
Tennessee
•«.

Decrease.

2

35, 000

2

67,070

25, 000

12

466,220

1

100,000

5
1

495,000
124,930

7

719,930

110

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER
OF BANKS IN EACH, WITH CAPITAL OF $150,000 AND UNDER, ETC.—Continued.
States, Territories, and
reserve cities.
Colorado
.........
Nevada
...........
California
San _Francisco
Oregon
Arizona

September 30,1892. Octobers, 1893.
No.

Capital.

38 $2, 515,000
1
82,000

Capital.

37 $2,475,000
1
82, 000

2, 245,000
300, 000

34
5

2, 095,000
400, 000

1

$100,000

101

7, 217, 000

99-

7,127,000

1

100,000

31

2, 015, 000
2, 410, 000
700,000
1, 990, 000
740, 000
650, 000
3, 825, 400
810, 000
185,000
349, 200

31

38
13
18
10
8
45
11
6
6

2 015 000
2, 310, 000
825,000
1,475, 000
750, 000
650, 000
3,120, 000
810, 000
300,000
360,000

2

125, 000

200 ,13,674, 600

186

36
4

Division No. 7
North Dakota
South Dakota . . . . . .
Idaho .
Montana
New IiLtexico
. ....
Utah
W^ash in srton
Wyoming
. ...
Oklahoma . . . . . . . . . . . . . .
Indian Territory




No.

2, 075, 000

2, 075, 000

United States . . .

Capital.

22

22

Division No. 8

No.

Increase.

39
11
26
10
8
54
11
4
6

Decrease.
No.

Capital.

1

$40, 000

2

150, 000

3

190, 000

1

100,000

8

515, 000

9

705,400

10,000

2

115, 000
10, 800

12,615,000

4

260,800

18

1, 320,400

2,737 223,057,830 2,769 221, 373, 574

77

4,738,289

41

4,304,155

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Ill

TABLE7 BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER
OF BANKS IN EACH, WITH CAPITAL EXCEEDING $150,000, FOR THE YEARS 1892
AND 1893, AND THE INCREASE OR DECREASE IN BANKS AND CAPITAL DURING
THE INTERVAL.
States, Territories, and reserve cities.
•
New Hampshire
Massachusetts
........
.Boston
. . .........
Hhode Island
Division No. 1

September 30,1892. October 3,1893.
No.
15
8
11
110
55
36
50

Capital.
$5, 700, 000
1, 700,000
3,450, 000
33. 870, 000
53,100,000
17,727,050
19, 351, 070

285 134,898,120

New York City
.Alb an v
. . .
Brooklyn
. --•
New Jersey . . . . . . . . . . . .
Philadelphia
Division No. 2

53
48
6
5
30
63
40
25

14, 349,400
49, 650, 000
1, 550,000
1,352,000
8, 760,000
17,115, 020
22, 315,000
10, 800,000

270 125,891,420

District of Columbia
Washington
Virginia
Division No. 3 . . . . . . .

Capital.

No.

15
8
11
111
55
36
50

Increase.
No.

Decrease.

Capital.

$5, 700, 000
1,700,000
3, 350, 000
34, 790,000
53,350, 000
17,727, 050
19,351, 370

1

$920,000
250,000

286 135, 968,420

1

1,170, 300

!

$100, 000

300

52 14,149,400
1
49 51,250,000
6 1, 550, 000
5 1, 352, 000
30 8, 760,000
63 17,070,000
40 22,615, 000 . . . . . .
28 11, 540, 000
273 128, 286,400

Capital.

No.

4

4
3
22
1
11
9
4

1,113,185
651,700
13, 243, 260
252 000
2, 475, 000
2, 515, 300
806, 000

4 1,113,185
3
651, 700
22 13, 243, 260
1
252, 000 : . . . . :
11 2, 475, 000
9 2,655,300
4
806,000

100, 000
1

1, 600,000

45,020

300, 000
740,000
2, 640, 000

100,000

1

145,020

140, 000

54

21,056,445

54

21,196,445

140, 000

North Carolina
South Carolina

5
3
9

5
3
7

1,100, 000
750,000
2,150,000

100, 000
2

Florida
Alabama

1,100,000
650,000
2,600, 000

450,000

7

2,175,000

6

1, 925, 000

1

250 000

1
10
29
3
23
10
13

200,000
3, 625,000
11, 210, 000
1,000,000
5,825,000
4,901,500
6, 975,000

1
9
25
2
22
10
12

200, 000
3,125,000
8, 550,000
500, 000
5, 425. 000
4,401, 500
6,475,000

1
4
1
1
1

500, 000
2,660,000
500,000
400, 000
500,000
500,000

113

40,261,500

102

34,601,500

ii

5,760,000

New Orleans
Texas
..
Kentucky
.. . . . . . . .
Louisville
Tennessee . . . . . . . . . . . . . .
Division No. 4
Ohio
Cincinnati
Cleveland
Indiana
Illinois
C hicago

12, 326,700
13 9,100,000
10 8, 050, 000
23 6,150,000
20 4,375.000
23 22, 900, 000
11 3, 715,000
8 4.400,000
7 1,610,000
3
850, 000

45

Detroit
Wisconsin
Milwaukee
Division No. 5

St. Paul
Minneapolis
St. Louis
KansasCity
St. Joseph
Nebraska
Omaha
Lincoln

,„
T

.,.,,,...,..,
,.,,..,.,.
,,,,,.„„,

Division No. 6




2

637 300

1

1, 000, 000

2

140, 000
1, 450,000

73,839, 000

5

3,227, 300

10 3, 700,000
2
500,000
7 2, 375,000
5 4, 800,000
7 4, 931, 000
4
850,000
9 10,700,000
10 6,800,000
3 1,900,000
8 2,950,000
1
200,000
9 4,150,000
5 1,350,000

12 3, 850, 000
2
500,000
7 2, 375,000
4 2,800,000
7 5,450,000
4
850,000
9 10,700,000
8 5, 550, 000
3 1,900,000
1 2,650,000
1
200,000
9 4,150,000
3
900,000

2

150,000

80 45,206,000

76 41,875,000

2

163

Des Moines

73,476, 700

47 12, 964,000
13 9,100,000
11 9,050, 000
21 5, 650,000
20 4,375, 000
21 20, 900, 000
9 3, 350, 000
8 4,400,000
7 1, 750, 000
5 2,300,000

100,000 ;

162

519,000

2

500, 000

2
2

12, 000,000
365, 000

6

2, 865,000

1

2,000,000

2
1

669,000

• 300,000

2

450,000

6

2,750,00$

112

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE NUMBER
OF BANKS IN EACH, WITH CAPITAL EXCEEDING $15.0,000, ETC.—Continued.
States, Territories, and reserve cities.
("jolorRfio ^
Nftvada
San Francisco
Oregon
Division No. 7
North Dakota
South. Dakota
Idaho
^Montana
.
. . . ....
New !Mcxico. . . . . . . . . . . . .
Utah
"YVashin ffton
"W^yoniinsf
Oklahoina
Indian Territory
Division No. 8
United States




September 30,1892.
No.

Capital.

Increase.

October 3,1893.

No.

Capital.

No.

Capital.

Decrease.
No.

Capital.

15
1
12
2
5

$6, 550,000
200, 000
3, 600,000
2, 500, 000
1, 700,000

14
1
11
2
5

$6, 300, 000
200, 000
3, 550, 000
2, 500, 000
1, 700,000

1

$250,000

1

50, 000

35

14, 550, 000

33

14, 250,000

2

300,000

2
1

450,000
200, 000

1
1

200,000
200, 000

1

250, 000

8
1
6
16
2

2, 750, 000
175, 000
2,150, 000
4, 050, 000
400, 000

4

1, 300, 000

4
1

1, 450, 000
175, 000

6
12
2

2,150, 000
2, 900,000
400, 000

4

1,150, 000

10,175,000

26

7,150, 000

36

1,036

465,515,185 1,012 457,166,765

12

$7,946, 600

10

3, 02-5, 000

36

14,945, 020

REPORT OF THE COMPTROLLER OF THE CURRENCY.

113

COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONAL
BANKS FROM 1864 TO 1893, INCLUSIVE.
Oct. 2,
1871.

BESOUBCES.

Millions. 'Millions. Millions. Millions Millions. Millions.
.3 j
.7 $*657. 7 $682.9 $715.9
$831. 6
331.8
339.5
340.9
340.5
338. 6
364.5
95.0
44.6
37.7
74.1
80.3
45.8
15.9
22.2
23.6
20.7
21. 5
24.5
122.9
110.1
109.4
103.6
100.8
143.2
17.1
22.7
27.5
20.6
25.2
30.1
13.1
18.5
12.8
23.0
9.2
13.2
129.6
202.8
157. 4
156.1
122.7
107.0
10.8
17.4
11.8
11.8
12.5
14.3
103. 7
79.1
134. 6
108. 8
143. 2
115.2

Loans
Bonds for circulation
-Other United States bonds.
Stocks, bonds, etc
Due from banks
Real estate
Specie
Legal-tender notes
iNational-bank notes
Clearing-house exchanges
U. S. certificates of deposit
Due from TJ. S. Treasurer.
Other resources

Total
LIABILITIES.

420.1
66.7
33.8
297.9
568.2
112.8

393. 2
38.7
32.4
171.3
549.1
174. 2

Capital stock
Surplus fund
Undivided profits
Circulation outstanding ...
Due to depositors
Due to banks
Other liabilities
Total.

2, 004
banks,
RESOURCES.

Loans
Bonds for circulation
Other United States bonds.
Stocks, bonds, etc
Due from banks
Real estate..-.
Specie
Legal-tender notes
National-bank notes
Clearing-house exchanges .
United States certificates
of deposit.
Due from United States
Treasurer.
Other resources
Total

Millions.
.4
383.3
28.0
27.8
134.8
38.1
21.2
80.0
18.5
109.7
42.8

Millions.
$877.2
382.0
27.6
23.5
128. 2
32.3
10.2
102.1
15.8
125.0
6.7

420.6
78.0
36.1
298.7
603.1
123.1

426.4
86.2
40.7
296.0
523.0
118.9
6.0

430.4
94.1
38.6
293. 9
512. 8
130.0
10.

458.3
101.1
42.0
317.4
631.4
171.9
8.5

2, 087
banks
Millions Millions Millions. Millions.
$931.3 $891.9 $834. 0
$878. 5
347.6
337.2
336.8
357.3
94.7
47.8
45.0
71.2
36.9
34.4
34.5
39.7
138.9
146. 9
129. 9
167.3
46.7
43.1
45.2
47.8
30.7
21.4
22.7
42.2
64.4
84. 2
66.9
69.2
16.9
15.9
15.6
16.7
82.4
100. 0
74.5
113.0
32.7
29.2
33.4
26.8

; 1,755.

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
Circulation outstanding . . .
Due to depositors
I
Due to banks
I
Other liabilities

479.6
110.3
46.6
335.1
628. 9
143. 8
11.5

Total

i 1,755.8

10665 CUE

8




491.0
120.3
54.5
340.3
640.0
173.0
11.5

493.8
129.0
51.5
334.2
683.8
175.8
9.1

132.2
46.4
292.2
666.2
179.8
10.6

479.5
122.8
44.5
291.9
630.4
161.6
10.4

466.2
116.9
40.9
301.9
668.4
165.1
7.9

454.1
114.8
40.3
313.8
736.9
201.2
6.7

114

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPARATIVE STATEMENT OF THE RESOURCES AND LIABILITIES OF THE NATIONAL
BANKS FROM 1864 TO 1893, INCLUSIVE—Continued.
Oct. 1,
1880.

Oct. 1,
1881.

Oct. 3,
1882.

Oct. 2,
1883.

2,090
banks.

2,132
banks.

2, 209
banks.

banks.

EESOUftCES.

\Millio?i8. Millions.
Loans
$1,041.0 $1,173. 8
363. 3
Bonds for circulation
357.8
56.5
Other United States bonds
43.6
61.9
48.9
Stocks, bonds, etc
230. 8
213.5
Due from banks
47.3
48.0
Keal estate
109.3
114.3
Specie
56.6
53.2
Legal-tender notes
18.2
17.7
National-bank notes
121.1
189. 2
Clearing-house exchanges
7.7
6.7
United States certificates of deposit..
17.1
17.5
Due from United States Treasurer ..
23.0
20. 2
Other resources

Total

2, 501

Sept. 30, Oct. 1,
1884.
1885.
2,664
banks.

2, 714
banks.

Oct. 7,
2, 852
banks.

Millions. Millions. Millions. Mi llions.
$1. 309. 2
351.4
30.7
71.1
208.9
48.3
107.8
70.7
22.7
96.4
10.0
16.6
28.9

2,105. 8

2, 368. 4

2, 399. 8

457.6
120.5
46.1
317. 3
887.9
267. 9
8.5

463.8
128.1
56.4
320.2
1, 083.1
294.9
11.9

2,105. 8

. 245.3 $1, 306.1
307,. 7
' 327. 4
31.8
30.4
77.5
71.4
235. 3
194.2
51.3
49.9
174.9
128.0
69.7
77.0
23.1
23.3
84.9
66.3
18.8
14.2
14.9
17.7
33.8

, 451. 0
258. 5
32.4
81.8"
241.4
54.1
156.4
62.8
22.7
95.5
5.9
14.0
37.4

2, 372. 7 2, 279. 5

2,432. 9

2,513.9

483.1
132.0
61.2
315.0
, 134. 9
259.9
13.7

509.7
142.0
61.6
310.5
1, 063. 6
270.4
14.9

524.3
147. 0
63.2
289.8
993.0
246.4
15.8

527.5
146.6
59.3
269.0
1,116.7
299.7
14.1

548.5
157.3
66.5
228.8
1,189. 5
308.6
14.9

2, 358.4

2, 399.8

2,372.7

2, 279. 5

2,432.9

Oct. 5,
1887.

Oct. 4,

Sept, 30, Oct. 2, Sept. 25, Sept. 30, Oct. 3,
1889.
1890.
1892.
1891.
1893.

3,049
banks.

3,120
banks.

3,290
banks.

LIABILITIES.

Capital stock
Surplus fund
Undivided profits
Circulation outstanding
Due to depositors
Due to banks
Other liabilities
Total

3,540
banks.

3,677
banks.

3,773
banks.

2, 513. 9

3,781
banks.

RESOURCES.

Millions Millions. Millions. Millions. Millions. Millions. Millions.
., 843.6
$1, 587. 5 $1, 628.1 $1, 817. 3 $1,986.1 $2, 005. 5 $2,171.0
Loans
177.6
146.5
206.4
189.1
140.0
150.0
163.3
Bonds for circulation
63.6
48.5
17.6
34.7
30.7
24.9
20.2
Other United States bonds
96.3
109.3
148.6
88.8
115.5
154.5
125.2
Stocks, bonds, etc
282.
5
335.4
277.5
256.3
336.2
409.5
338. 7
Due from banks
61.1
69.4
89.2
58.0
76.8
87.9
83.3
Keal estate
181.3
164.3
224. 7
165.1
195.9
209.1
183.5
Specie
82.0
86.8
114.7
73.7
80.6
104.3
97.6
Legal-tender notes
21.3
20.9
22.4
21.9
18.5
19.6
20.0
National-bank notes
74.2
106.2
88.8
136.8
106.8
105. 5
122.0
Clearing-house exchanges
12.3
7.0
6.2
12.9
6.2
14.0
15.7
United States certificates of deposit
9.0
10.2
9 3
7.4
6.9
8.0
8.2
Due from United States Treasurer..
42.1
41.4
40^8
42.8
41.3
38.7
43.0
Other resources
2, 620. 2 2, 731. 4

Total

2,998. 3 3,141. 5 3, 213.1 3, 510.1

3,109. 5

LIABILITIES.

Capital stock
Surplus fund
Undivided profits.
Circulation
Due to depositors .
Due to banks
Other liabilities...
Total




578.5
173.9
71.5
167.3
1,274.7
329.6
24.7

650.4
612.6
677.4
588.4
183.1
213.6
197.4
227.6
97.0
84.9
70.3
103.3
123.0
155.4
128.5
131.3
1, 350. 7 1, 522. 0 1, 594.2 1,608. 6
358.1
426.4
425.3
430.6
25.4
36.9
27.6
34.3

2, 620. 2 2,731.4

2,998. 3 3,141.5

3,213.1

686.
238.
101.
143.
1,779.
530.
29.

678.5
246.8
103.5
183.0
1,465.4
349.3
83.0

3, 510.1

3,109. 5

REPORT OF THE COMPTROLLER OP THE CURRENCY.

115

PRESENTING AN ABSTRACT OF THE RESOURCES AND LIABILITIES OP
RATIONAL BANKS AT CLOSE OF BUSINESS OCTOBER 3, 1893; THE CONDITION
O^ BANKS IN NEW YORK CITY, IN THE THREE CENTRAL RESERVE CITIES, IN
OTHER RESERVE CITIES, AND OF THE COUNTRY BANKS BEING SHOWN SEPAKATELY.
Central reserve cities.
New York
City.

New York,
Chicago,
and
St. Louis.

49 banks.

79 banks.

Other
reserve
cities.*

Country
banks.

RESOURCES.

$281,040, 663 $376, 920, 353 $462,908, 027
,830,667,349
Loans and discounts
279,802
912,531 "1,132,949
"
10,921,338
12,966, 818
Overdrafts
18,148, 500 19, 798,500 36,141,400 150,523,950 206, 463,850
Bonds for circulation
960, 000 1, 510, 000 4,715,000
8,591,000
14,816, 000
Bonds for deposits
680,150
79,450
341,150
1, 739,650
United States bonds on hand
2, 760, 950
28, 349, 305 35, 327, 576 27,006,845
86,235, 529 148,569,950
Stocks, securities, claims, etc
51,570,537
106, 929,107 158,499, 644
Due from reserve agents
23, 845,425 38,317, 080 30,734, 823
25,688,112
Due from other national banks
94,740,015
8, 317,338 5,738,370
3,699,143
10,173, 399
Due from State banks and bankers..
24,229,107
Banking-house, furniture, and fix42,357,201
11, 444,322 13,214,254 16,751,372
72,322,827
Other real estate and mortgages
756,548 1, 442,822 3,628,518
11,757,609
16,828,949
owned
1, 360, 021 1, 627,117 2, 277, 386
7,167,494
11,071,997
Current expenses
1,144,421 1,237,501 3,360,755
9,383,611
13,981,867
Premiums
9,134,195
2, 742, 847 2, 903, 048 3,322,522
15,359,765
Checks and cash items
3,899,637
57,499, 566 64, 386, 261 37,895,497
106,181,395
Exchanges for clearing house
1,468,723 4, 739, 305 3,310,36.2
14,352,944
22,402,611
Bills of other national banks
Fractional currency, nickels, and
80,739
41,034
214,802
731,273
cents
1,026,814
75, 703, 063 102,114,662 46,617,813
75,971,385 224,703,860
Specie
3J,082, 821 48, 776, 286 24,954,842
40,978,224 114,709,352
Legal-tender notes
215,000
1,420,000 1, 950, 000 4, 855,000
7, 020,000
United States certificates of deposit.
885, 362 - 1,590,577
6, 501, 475
811,112
8, 977,414
Redemption fund
852,
933
224,479
654,
882
185,
338
1,262,750
Due from United States Treasurer..
542, 531,655 725,654, 817 769, 632,025 1,614,276,442 3,109,563, 284

Total.
LIABILITIES.

51,250,000 82, 850, 000
Capital stock
41,533, 247 55, 111, 747
Surplus fund
18, 784, 747 22, 306, 821
Undivided profits
Isrational-bank notes outstanding... 15, 818, 057 17,079, 068
24,325
24, 325
State-bank notes outstanding
293, 055
230, 591
Dividends unpaid
330,
903,
431
249,
606,107
Individual deposits
1,154,363
690, 687
United States deposits
Deposits of United States disburs145,830
100, 216
ing officers
100, 751, 310 129,716, 256
Due to National banks
45,105,498 67,183,055
Due to banks and bankers
Notes and bills rediscounted
Bills payable
250, 000
Liabilities other than those above
stated
18,636,865! 18,636,866
Total

163,001,760
58, 690, 211
19, 454, 548
32, 208,182
6,640
793,903
353,700, 743
3,514,"""

432, 688,579 678, 540, 339
132,948, 823 246, 750,781
61,713, 294 103,474, 663
133, 672,476 182,959, 726
44,104
75, 069
1,787, 740
2,874, 698
766, 520,157 1,451,124,331
5,877,403
10, 546,135

1, 259, 552
71,558,391
39, 457,486
3,137,972
10,556,104

2, 371, 056
25,149, 332
16, 250, 557
17, 928, 765
16, 628,834

3,776,438
226,423, 979
122,891,098
21,066,737
27,426,938

12, 292,163

703, 323

31,632,352

542,531,655 725,654,817 769,632,025 1,614,276,442 3,109,563,284

*Other reserve cities are Boston, Philadelphia, Baltimore, Albany, Brooklyn, Pittsburg, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Detroit, Milwaukee, Des Moines, Minneapolis,
St. Paul, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.




116

REPORT OF THE COMPTROLLER OF THE CURRENCY

STATEMENT SHOWING THE HIGHEST AND LOWEST POINTS REACHED IN THE PRINCI
PAL ITEMS OF RESOURCES AND LIABILITIES DURING THE EXISTENCE OF THE SYSTEM.
January 1,
1866.

October 3,

Highest point readied.
Amount.

Lowest point reached.

Date.

Date.

Amount.

$403,357,346 $678,540,338 $686,573,015! Sept. 30,1892
Capital
Capital, surplus, and
330,2041,L, 028,765, 7811,
., 028, 765, 781 Oct. 3, 1893
undivided profits . . .
239, 530 182.959,725 341,320, 25ti! Dec. 26, 1873
Circulation
Total investments in
380, 350 224, 040,800 712,437,900 Apr. 4, 1879
United States bonds 212,1741. 451,124, ~~ ., 765.422, 983 Sept. 30,1892
Individual deposits . . .
650,1091. 830, 667,349 2,153,498,829
do
Loans and discounts..
Cash:
406,442 22,402,611 28, 809, 699 Dec. 31, 1883
National-bank notes
846,548 114,709,352 205, 793, 578j Oct. 1, 1866
Legal-tender notes .
909, 363 224,703, 860 224, 703, 860i Oct. 3, 1893
Specie

5403, 357, 346 Jan. L, 1866
475, 330, 204
Do.
122, 928,084 Oct. 2, 1890
170, 653, 059
Do.
501,407, 586 Oct. 8, 1870
500, 650,109 Jan. 1, 1866
11, 841,104 Oct. 7, 1867
52,156,439 Mar. 11,1881
8,050, 330 Oct. 1, 1875

STATEMENT SHOWING THE PERCENTAGES OF LOANS, UNITED STATES BONDS, AND
SPECIE TO THE AGGREGATE FUNDS OF NATIONAL BANKS, 1886 TO 1893."
1886.

Loan sand discounts
United States bonds
Specie

1887.

1888.

1889.

1890.

1891.

1892.

1893.

Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent. Per cent.
72.26
71.04
74.37
41.32
70.52
72.92
73.35
' 68.J5
9.87
7.80
6.44
36. 36
9.98
6.41
6.25
8.41
11.90
6.58
7.40
1.57
7.37
6.73
7.12
4.31

Total




79. 25

87.87

92.81

86.64

88.21

86.06

86.72

81.47

REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT EXHIBITING A CLASSIFICATION
BANKS IN THE CENTRAL RESERVE CITIES,
AND OTHER RESERVE CITIES, IN GROUPS,
APPROXIMATE DATES FOR THE PAST FIVE

117

OF LOANS MADE BY THE NATIONAL
NEW YORK, CHICAGO, AND ST. LOUIS,
TOGETHER WITH COUNTRY BANKS ON
YEARS.

SEPTEMBER 30, 1889.
On demand, On time,
paper with U. S. with TJ. S.
On paper On
with
inbonds,
other bonds, other
No. of with single
oth- bonds,
bonds,
banks. name, unse- dorsers,
erwise
unstocks,
or stocks, or
cured.
secured. collaterals collaterals
as security. as security.
45 $31,866,578 $119, 366,417 $109, 579,495 $43,085,
20 15,947, 708
31., 275, 073 12, 702,779 12, 455,
5
866, 900
7,, 863, 955 1,846, 621 2, 897,
129 43,237, 334 145!,457, 842 54, 280, 694 43, 847,
9, 770, 705 12, 056,
43
8, 308, 283
29.,328,014
33
8,618, 618
39;,473, 645 8, 337, 056 6,419,
,140,
667
3,432, """ 7, 661,
23
9, 051, 215
16,
484 540
540 54314
54,314,240 125,279,
2,992 154,475,783 636,,484,

New York
Chicago
St. Louis
Group No. 1, 4 cities
Group No. 2, 4 cii ivs
Group No. 3,4 citu\s
Group No. 4,4 cities
Country
Total

Total.

$303. 898,166
72, 381, 075
13, 475, 246
286, 823, 504
59, 463,472
62, 818, 516
36, 285,921
970, 553, 839

3,290 272, 372,410 1,025, 390,153 254,264,398 253,702, 7771, 805,729, 739

OCTOBER 2, 1890.

47 $29,044,063 $122, 226, £01 $102, 372, 932
19 16, 714, 673
27, 897, 562
125, 219
8
2,172, 008
16, 274,,789
346, 312
138 45,604, 639 146, 363.1,799
582,852
50
8, 683, 687
002, 538
33,311,338
46 21,118, 680
540, 565
55, 649,>,978
25 10,116, 981
225, 020
18, 602,5,080
3,207 164,665,256 685, 600.•,401
538, 244

New York
Chicago
St. Louis
Group No. 1,5 crt ios *"t
Group No. 2, 4 cities ' Group No. 3, 6 cities t
Group No. 4,4 cities ' .
Country

$43,466,652 $297,110,551
16, 506, 704 78, 244,158
6, 681,993 29,475,102
48,664,875 297,216,165
13,140,182 66,137, 745
10, 752, 917 98,062,140
10, 313,144 45,257, 225
144,715,700 1
L, 058,519,601

3,540 298,119, 987 1,105, 926,851 271,733, 682294,242,1671,970,022, 687

Total

SEPTEMBER 25,1891.
On demand On time,
On paper
demand with U. S. with TJ. S.
On paper with one or Onwith
in- bonds, other bonds, other
with single more in- dorsers,
bonds,
bonds,
name,
dorsers, oth- erwiseoth- stocks,
or stocks, or
unsecured. erwise un- unsecured.
collaterals
collaterals
secured.
as security. as security.

Total.

New York
$25,125, 313 $116, 957,046
Chicago
17,937,791
34,889, 300
2, 093,451
14, 617,141
St. Louis
Group—
136 42,118, 748 141,021,853
No. 1, 5 citics*t .
54
8, 457,434
29, 991, 803
No. 2, 4 cities* ..
49 18, 809,101
54, 500, 479
No. 3,7 cities*t 26
14,130,558
7,498, 961
No. 4,4 cities* ..
3,333 159,412, 548 662,814,133
Country

$2,925,418]$113, , 787,196 $42, 783, 829 $301,578, 802
3,704,939 13,525,638
"
17, 508, 229
87, 565,897
558, 571
3,999, 711 6,595,233
27,864,107

7,677 281,453, 347 1, 068, 922,313

58, 435, 285 266, 281,195 314,262,127 1, 989,354, 240

Total

9, 015,155 54,233,863 48,397,495 294, 787,114
1, 084,034 11,149,92f 14, 393, 999
65,077,198
3, 361,241 9,923, 642 11, 684, 959
98, 279,422
2,106,638
5, 596,114 9,954,626
39, 286,897
35,679,262 54,065,103 162,943, 757 1, 074,914,803

* Group No. 1, Boston, Albany, Brooklyn, Philadelphia, and Pittsburg. Group No. 2, Baltimore,
"Washington, New Orleans, and Louisville. Group No. 3, Cincinnati. Cleveland, Detroit, Milwaukee,

Des Moines, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.
t Lincoln, not a reserve city prior to 1893.




118

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT EXHIBITING A CLASSIFICATION OF LOANS MADE BY THE NATIONAI
BANKS IN THE CENTRAL RESERVE CITIES, ETC.—Continued.

SEPTEMBER 30, 1892.

demand,
On time,
On time,
On demand, On
bypaper with secured
paper w i t h single-name
stocks,
paper
one or more bonds, and two or more person(one
or
individual other per- individual firm) withor firm sonal secu- or firm
out other
names.
names.
rities.
security.

New York
Chicago

St. Louis
Group—

No. 1,5 cities*! No. 2,4 cities'
No. 3,7 cities*! .
No. 4,4 cities'
Country

Total

48
23
9

On time,
secured b y
stocks,
bonds, and
other personal securities, or on
mortgages
or other
real-estate
security.

Total.

$4, 931, 784 $117,p, 751, 227 $117, 796, 025 $38,147, 905 $65,573, 000 $344,193, 941
7, 853. 323 16,617, 397
40, 307, 355 18,128,149 21,006,801 103, 913, 025
1,079,406
4,722, 783
16,137,981
2,744, 362
8,192,840
32, 877,372

133
54
50
26
3,430

11,998,687
2, 072,198
8,028,468
5, 751, 077
54, 205, 372

3,773

95,920, 315 273,328, 289 1,097,196, 692 320, 283,166 366, 770, 3672,153, 498,829

52,893,245
10,740,223
12,133,686
2,698, 736
55,770,992

144,730,329 53,328,579 54,982,554 317,983,394
30, 656, 759
8,910,933 14,945,457
67, 325,570
55, 564,357 20, 377, 874 13,879, 881 109,984,260
14, 326,995
7, 380, 208 11, 288, 439 41, 445, 455
677, 626,891 171,265,156 176,901,—
3951,, 135,769,806

OCTOBER 3, 1893.

New Y ork
Chicago
St. Louis
Group—
136
No. 1, 5 cities*! .
53
No. 2,4 cities v . .
52
No. 3,7 cities*! .
27
No. 4,5 cities! . .
Country
3,434
Total

3,781

$6,216, '350 $93, 897,446 $110, 225,762 $26, 864, 953 $4H, 836,150 $281, 040. 603
5, 509, 670:
13, 815, 614 24. 522, 359 13, 515, 691 15, 558, 954
72, 922, 290
1, 626,168
1, 863,841
6, 691. 944
22, 957, 399
3,350, 523
9, 424,921
10,442,401
1,565, 493
7,767, 904
5, 382,436
52, 576, 784
91, 087, 210

47. 358,410
9, 456, 808
10, 060, [
3,058, 636
75,118 992

164, 892 39, 637,045 51,575, 820
400,578
6, 985, 533 13,418, 670
579,125 14,580, 606 14, 390,163
880,155
5,114, 318
8, 088,175
082, 320 136,125,133 164, 935, 738

280,178, 570
58,827,084
90, 378, 650
33,523, 722
990,838, 968

256,117, 281 920, 280,115 244, 687,123 318,495,617 1,830, 667, 349

* Group No. 1, Boston, Albany, Brooklyn. Philadelphia, and P i t t s b u r g . Group N o . 2, Baltimore.
Washington, New Orleans, and Louisville. Group No. 3, Cincinnati, Cleveland, Detroit, Milwaukee,
Des Moines, St. Paul, and Minneapolis. Group No. 4, Kansas City, St. Joseph, Lincoln, Omaha, and
San Francisco.
t Lincoln not a reserve city prior to 1893.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

119

STATEMENT SHOWING THE CLASSIFICATION OF THE LOANS BY NATIONAL BANKS IN
NEW YOUK CITY FOR THE LAST EIGHT YEARS.

Loans and discounts.
On indorsed paper
On single-name paper
On U. S. bonds on demand
On other stocks, etc., on demand
On real-estate security
All other loans
Total

Oct. 7,1886.

Oct. 5,1887.

45 banks.

47 banks.

$121,381,380
24, 640, 008
2, 002, 550

Oct. 4,1888. Sept. 30,1889. Oct. 2,1890.
46 banks.

47 banks.

45 banks.

$115,316,625 $117,707,044 $119, 369, 404
17, 585, 496
28, 626, 295
31, 860, 578
1,445,900
2,132,159
1,124,109

$122,226, 904
29, 044, 063
583,820

91, 636, 791
211,432
13, 854, 215

95, 075, 844
146, 885
28, 443, 431

108, 466, 001
113,494
35, 450, 488

108, 258,112
201,878
43, 078, 085

101, 789,112
228,778
43, 237, 874

253, 732, 376

258,014,181

292, 495,481

303, 898,166

297,110, 551
Sept. 25, 1891.

Loans and discounts.

49 banks."

On paper, with single name, unsecured
On paper, with one'or more indorsers, otherwise unsecured
On demand, with one or more indorsers, otherwise unsecured
On demand, with TJ. S. bonds, other bonds, stocks, or collaterals, as security
On time, with U. S. bonds, other bonds, stocks, or collaterals, as security

$25,125, 313
11(3, 957, 046
2, 925, 418
113, 787,196
42,783, 829

Total

30.1,578, 802
Sept. 30,1892.

Oct. 3,1893.

48 banks.

49 banks.

Loans and discounts.
On demand, paper with one or more individual or firm names
On demand, secured by stocks, bonds, and other personal securities
On time, paper with two or more individual or firm name.5
»
On time, single-name paper (one person or firm) without other security
On time, secured by stocks, bonds, and other personal securities, or on
mortgages or other real-estate security
Total

$4, 931, 784
117, 751, 227
117, 796, 025
38,147, 905

$6,216,350.57
93, 897, 446. 82
110,225,762.11
26, 864, 953. 38

65, 573, 000

43, 836,150. 94

344,199, 941

281, 040, 663. 82

CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THE
RESERVE CITIES AND IN THE STATES AND TERRITORIES ON OCTOBER 3, 1893.

Cities, States, and
Territories.

On time,
secured by
On deOn deOn time, stocks,
mand, pa- mand, se- On time,
single- bonds, and
per with cured by paper with name pa- other perstocks, two or more per (one sonal seNo. of one or
more bonds, and individual person or curities, or
banks. individual other per- or firm firm) with- on mortnames.
or firm sonal seout other gages or
names.
curities.
security. other real
estate security.

New York City
Chicago
St. Louis
Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
Washington City
New Orleans




Total.

$6, 216, 350 $93, 897,446 $110, 225, 762$26, 864 95?
.3 $43,836,150 $281, 040,663
5, 509, 670! 13, 815, 614
24, 522, 359 13, 515, 691 15, 558,954 72, 922, 290
1, 626, 168! 3, 350, 523
9. 424. 921 1, 863, 841 6, 691, 944 22, 957, 399
65, 931, 982 20, 526, 027 22, 328, 975 136, 705,066
7,473,
20, 444, 592
3, 329, 892
544,
115, 209
376, 820
368, 633
7, 735, 378
4, 088,394
37,
543, 380
329,000 1, 148, 902
9,146, 777
37, 317,161 16, 467,703 20, 460, 852 90, 685, 874
1,430,
003,780
956,
25 L, 448 20, 497,460 1,937,493 7, 262,455
35, 905, 472
14, 383,850 5, 899, 995 4, 731, 462 30,197,818
903,
278,666
3, 634,161
175,
409,245
33,487
764, 737
6, 016, 677
5, 252, 834
370,
126, 328
814,811
275,234 13, 839, 548

120

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CLASSIFICATION OF THE LOANS AND DISCOUNTS OF THE NATIONAL BANKS IN THE
RESERVE CITIES, ETC.—Continued.

Cities, States, and
Territories.

On time,
secured by
O n deOn deOn time,
stocks,
mand, pa- mand, se- On time,
single
bonds, a n d
per with cured hj paper with name pa- other perone or
stocks,* two or more per (one sonal seNo. of
banks.
, bonds, and individual person or surities, or
tirm) with- on mortindividual! other per or firm
out other gages or
or firm
sonal senames.
security. other real
ll ames.
curities.

$116, 266
1, 70-1, 7311
1, 207, 2061
1, 299,103
790, 748
34,145
1,191, 014
1,540. 954
672, 515
499, 2-] 8
185, 040
364, 220
3, 661, 440

Louisville
Cincinnati
Cleveland
Detroit
Milwaukee
Des Moines . . .
St. Paul
Minneapolis...
Kansas City...
St. Joseph'
Lincoln
Omaha
San Francisco.
Total of cities .
Maine
New Hampshire
Vermont
Massachusetts
Khode Island
Connecticut
New York
New J ersey
Pennsylvania
Delaware
Maryland
District of Columbia . .
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Arizona
North Dakota
South Dakota
Idaho
Montana
New Mexico
Utah
Washington
"Wyoming
Oklahoma
Indian Territory
Totalof country banks
United States *

$642, 567
2, 483, 965
3, 962, 536
1, 264, 575
1, 001,172
89, 760
653,599
605, 238
1, 383, 923
81. 294
109, 899
325, 678
1,157, 839

347j 38, 510, 426 180,998,289
900. 420
797, 973!
83
51 1,772,497| 1,675,833
739. 862
48j 1,173,4291
214 4, 200. 573| 8, 301, 571:
59
548, 2201; 1, 482,1071
84 1, 745, 398' 3, 835, 592
274 5, 225,165; 4, 600. 032
99 1, 518. 940 7, 696, 006
326 2, 542, 326! 23, 664, 989!
18
345, 916|
168,488|
46
177, 750
330, 354
1
70,191
500
36
927,185 1, 259, 914
38, 832
30
115, 70i
119, 209
24
219. 432J
352, 769|
14
54,800
816, 034
27
138, 882
122,144
17
110,167
453, 024
28
509, 937
180, 645
12
56,189
78,468
11
107, 948
907,455
222 1, 784, 924
145.215
""{)
72,147
71
842. 650 . 398,536
52 1,157,011! 1,510,908
218 1, 767, 944; 1, 806, 383
879,093
115 2,197, 304j
191 4, 763, 706 1, 949,180
799, 932
92 1, 291, 276
926, 432
76
988, 452
876,143
165 2,177,433
572, 511
65
741,646
57
345, 543
128, 578
136
432. 815
280, 805
121!
798,143 i
415,113
1, 846,1151 l t 461, 441
288, 243
54, 368
2, 793, 379| 1, 843, 779
1, 914,126! 1, 019, 477
43,967
57,16JI
219, 970
168, 306|
146, 071
161,106
100,717
323,003
121,444
1, 280, 205
68, 875
114,120
207,314
418,147
1, 652, 676 1,135, 615
56,804
35, 734
29,947
6
922

i

$4,129. 731
9, 422, 523
13,487,134
7,963,458
3, 084,008
875,164
3,119, 244
5, 627, 591
3, 733, 560
2, 050, 999
1,492, i
4,147, 552
455, 955

$237. 238
4, 888, 908
2, 015,703
1,147, 924!
829, 740
412,497!
2, 596, 231!
2, 689, 601
2,122,817
741, 994
228, 344
1, 767, 793
253, 369

358,197, 794 108, 561, 990153, 559, 878
15, 654, 029
5,189. 069
8,472, 787
57, 256, 281
17, 896, 470
25. 317, 781
11, 718, 085
30, 643, 940
59, 665, 711
4, 053, 383
8, 040, 534
265, 226
9, 201, 772
5, 803, 603
3, 539, 753
2, 727, 387
4,124. 056
1, 577,472
2, 331, 283
814, 530
1, 067, 379
17, 219, 871
1, 069,040
13, 061,163
8, 935, 311
43, 742, 819
20, 351, 975
22, 050, 536
17, 688, 932
12, 872, 584
14, 485, 546
7, 216, 611
5, 450, 724
7,132,738
7, 941, 831
7, 691, 255
48, 913
2, 910, 787
2, 718, 227
194,667
952, 504
1, 044, 351
688,963
2, 997, 362
693,944
1, 478,276
4, 794, 420
814,942
165, 430
308, 041

Total.

$8,773, 039
22, 071,236
24,179, 851
13,457, 516
6, 776, 653
1, 955, 040
9,638, 702
12, 299, 649
11,285, 776
4,456, 211
2,621,790
9, 270, 849
5,889, 094
839,828, 380

1,153, 419 2, 777, 810 21, 283, 653
528, 502 1, 676, 464 10, 842, 367
1, 039, 966 1, 753, 231 13,179, 277
16, 975, 429 15,478, 048 102, 211,905
7, 005,168 7, 090, 582 34, 022, 550
6, 059, ] 13 6,775, 261 43, 733,147
9, 016,484 8,177,141
98, 736, 909
2, 950,006 4, 484, 366 47, 293. 261
10, 930, 622 9, 558, 664 106, 362, 313
756, 844
108, 560
5, 433,192
516,811 1, 079, 393 10.144, 844
187,285
523, 204
1, 043, 009 2, 617,180 15,049,062
594,179
240,201
6, 792, 525
638, 012 1,156, 964
5, 673, 372
166, 244 2, 664, 954
5, 966,156
729, 981 1, 973, 071
7, 782, 025
691, 223
926, 660
3, 427, 668
931, 804 1, 701, 647
5, 927, 697
900,034
258, 536
2, 209, 937
392, 497
457, 916
2,104, 210
10, 671,117 11,551, 703 42,135, 072
593,135
221,802
2,101, 342
1,272, 609 3, 229, 458 18, 804,418
2, 329, 403 4, 201, 562 18,134,197
7,437,069 9,569,5
64,323, 721
3,444, 594 3,970,170
30, 843,138
6,987, 487 6,566, 527 42, 317, 438
4, 874,085 3, 656, 072 28, 310, 300
2, 484, 641 2, 742,497 20,014, 607
7,234,609 6,712,299
31, 486, 032
2, 969,406 3, 747,170 15, 247,345
1,042, 689 1, 423,296
8, 390,834
3,388,113 8, 438, 242 19, 672, 715
2, 762,377 4, 228,115 16.145, 581
5, 604, 343 5,274, 371 21, 878, 028
47, 512
96,948
535, 986
1,136, 862 1, 890,104 10, 574, 913
9,399,353
2, 375, 345 1,372,176
133, 238
46, 299
475, 334
5, 815, 874
644,154 3,830, 937
786,436 2, 321, 888
4, 459, 854
274, 046
207,916
1, 594, 647
7,931,056
2, 509, 732 1,022, 311
1, 623, 698
465, 803
280, 954
4, 410, 989
860, 899 1,446,352
1, 625,941 3,010, 367 12,219,021
740, 776
2,460, 786
812,527
86,267
331, 608
49,963
87,329
501,788
105,494

3,434 52,576,784' 75,118,992

562,082,320136,125,13; 164, 935, 738 990,838,968

3,7811 91,087,210 256,117,281

920, 280,1151244, 687,123 318,495,61' 1,830,667,349




I

i* Cents not included.

REPORT OF THE COMPTROLLER OF THE CURRENCY. 121
TABLE, BY STATES, TERRITORIES, AND RESERVE CITIES, EXHIBITING THE AMOUNT OF
EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL BANKS ON
OCTOBER 4, 1888, SEPTEMBER 30, 1889, OCTOBER 2, 1890, SEPTEMBER 25, 1891, SEPTEMBER 30, 1892, AND OCTOBER 3, 1893.
OCTOBER 4, 1888.
Silver coin.
States, etc.

G o l d coin.
Dollars. Fractional.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island...
Connecticut. - - .

$608, 811. 76
272, 931. 70
324, 242.49
2,075,139.18
3, 995,172. 09
399,863.35
1,288,182.11

Division No. 1.. 8, 964, 342. 68 7,133,5
New York
New York City . .
Albany
New Jersey
Pennsylvania . .
Philadelphia
Pittsburg . .

1
3,489,057.48 1, 216, 790
7,138,669.50 64,305,120
535,700
402,960. 50
309,470
1,091,490. 59
284,100
3, 748, 764.42
172,450 $8, 890, 000
2, 264,915.00
823,100
2,130, 858.70

Silver
Treasury certificates.

Total.

$36,088
71,483
40, 823
315,188
108, 687
59, 372
134,863

$28, 894. 91
28, 061. 80
28, 023.36
200, 543.74
81,047.76
44, 740.69
103, 636. 67

766,504

515,548.93 1,063, 845 18, 443, 780.61

385,126
362, 213
18,500
194,805
541,141
346,946
154,299

266,313. 30 255, 317 5, 612,
219,845. 64 ., 771, 348 73, 797, 196.14
8,171.00
14,000
979, 331. 50
107, 949.01
171, 323 1, 875, 037. 60
251,439. 41 191,152 5,016, 656. 83
169,237.19
548,152 12,391, 700.19
38, 003.53
94, 708 3, 240, 969. 23

$35, 303
$717,497.67
16,432
397, 288. 50
5,045
405, 733.85
140,162 2, 970,552.92
693,321 11,498,027.85
87,102
658,748.04
86,480 1, 795,931. 78

Division No. 2.. 20, 266, 716.19 67, 646, 7901 8, 890, 000 2, 003,030 1,060, 959.08 3,046,000 102,913,495.27
Delaware
131,453. 50
Maryland
322, 302.12
Baltimore . .
1,385, 293.50
District of Columbia..
96, 471. 00
Washington
201, 783. 00
394.
598. 00
Virginia
225,096.13
West Virginia

22, 640!.
44,180:.
468, 680'.
116, 500 .
531, 0-:0 .
9, 480 .
10, 400 .

Division No. 3.. 2, 756, 997. 25 1, 202, 920
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

160, 598.00
108, 983.00
144, 273. 63
39, 353. 00
306, 792. 00
64, 869.50
12, 480.00
123, 442.00
481, 531. 20
33, 175. 00
389, 062. 36
290, 748. 00
392, 423. 00

420 55, 500 .
3, 580 .
19, 520 .
4, 000 .
4,503 127, 920 .
139, 590 .
14, 270 .
41, 390 .
1,500 .
117,100 .

Division No. 4 . . 2, 547,730. 69

529, 290 .

46,450
69, 251
101,658
4,060
13,165
87, 756
19,157

29, 751. 09
35, 612.29
39, 337.36
5, 260.50
14, 974.50
42,127.05
9,963.02

37, 894
65,154
249, 872
6,980
392, 624
84, 470
8,309

268,188.59
536,499.41
!, 244,840. 86
229, 271. 50
953,586. 50
618,431.05
272, 925.15

645, 303

5,123,743.06

10
8,562
116, 619
1,385
45,293
40,185
76,736
505, 643
218, 363
40, 210
36,895
1,400
72,270

•.10
228,
200, 948. 05
531, 923. 66
107, 338.39
437, 392. 36
149, 680.15
136, 949. 05
933, 120. 85
1,305, 386.15
120, 750.10
550, 901. 69
342, 300. 75
836, 13.85

1, 346,531 295,181.46 1,163, 571

5, 882, 304.15

341,497

177,025.81
17,418.10
19,142.05
24,005.03
16, 552.39
13,180.36
8, 503. 65
16,668.05
61,523.85
49, 749. 95
7, 572.10
15, 984.33
5,022.75
39, 858.85

146,640
2,422,423. 80
271,000
369, 997. 50
180, 000
729, 789. 50
113,250
1,729,041.62
198,920
1, 972, 502. 50
9, 757,108.50 2,426,750
1,154, 512. 93
29,340
5, 960
972,174. 50
12,300 ;
785,011.87
100, 000
455, 377.00

292,133 116,657.86
60, 552 11, 671.75
14, 904. 91
39,132
62,733.89
205,120
247,130 104, 820.92
215, 851 254, 807.10
45,064. 67
135, 933
45, 385 53, 500.36
46, 524. 54
93,807
9,040.00
20,233

Division No. 5.. 20, 347, 939. 72 3,484,100

1, 355, 276 719, 726. 00

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

Iowa
Minnesota
Missouri
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Omaha

1,240, 734. 58
1,794,471. 24
220, 667. 00
487, 219. 00
1,054, 752.50
89, 740. 00
967, 519.80
595, 725.45
881,497.10

Division No. 6.. 7,332,326.67




75,080
5, 8S )
9, 00 )
355, 000
251,21-i)
50,2601
24, 260i
15, 960,1
32, 950

176,^86
265,136
34, 539
20, 000
72, 817
4,378
134,328
69, 250
67,536

820,190

844,27a

74, 77 A. 07
91,569.40
8, 621. 51
7, 878.00
38, 738.97
3,668.70
48,451.10
22, 980.85
28,685.12
325,367.72

45, 973 3,023, 827.66
156, 500
869, 721. 25
25,000
988, 826.41
40,376 2,150, 521. 51
98, 558 2,621,931.42
416, 725 13,071, 241.60
20, 575 1, 385, 425. 60
12,535 1, 089, 554.86
949,014.41
11, 371
8,534
593,184. 00
836,147 26, 743, 248. 72
58, 790
12,160
8,587
92,400
87,120
26, 327
63,947
32, 582
11, 540

1, 626, 264. 65
2,169, 216.64
281,414. 51
962,497.00
1, 504, 628.47
174,373. 70
1,238, 505.90
736,498.30
1, 022, 208.22

393,453

9, 715,607. 39

122

REPORT OF THE COMPTROLLER OF THE CURRENCY.

AMOUNT O F E A C H K I N D O F COIN" AND C O I N C E R T I F I C A T E H E L D B Y T H E N A T I O N A L
BANKS, ETC.—Continued.
OCTOBER 4, 1888—Continued.

States, etc.

Colorado
Nevada
California
San Francisco
Oregon
Arizona

Gold coin.

Gold
Gold
Silver coin.
Silver
Treas- [ clearingTreasn r y cer- i house cerury certificates. I tificates. Dollars. Fractional. tificates.

$1,334,134.65
46, 727. 50
2, 286,137. 90
928, 622. 50
875, 572.50
14,010. 00

Division No. 7... 5, 485, 205. C
Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Division No. 8..
United States . .

$6,490:
$74,457
60
5,629
122,180
113,289
3,650;: $180, 000 14, 643
12,190
18, 034
144,570J

180,000

371, 845.10
101, 784. 50
736, 950. 00
108, 269. 50
323, 808. 30
679, 997. 70
198, 992.60
2, 521,647. 70

127, 330|

Total.
I

500

$28, 756.56
2, 845. 09
42, 964.08
15, 255. 32
13, 979. ~'
1,437.10

1, 698 $1, 455, 536. 21
285
546. 59
52, 220 i 2, 616, 790. 98
1,142,170.82
20,843
940, 619. 30
15, 947.10

226,552

105, 237. 95

85,046

6,226,603.00

50, 879!
6, 762j
48, 589
8,557
6,213
42, 344
4,927

21,154.
1,217.35
11, 744.00
4, 522, 35
5, 597.45
7,804. 29
4, 804.40

9,496
6,117
32, 224
2,100
5,009
8,895
792

470,615.00
117, 510. 85
870, 407. 00
124, 448. 85
396,127. 75
749, 740. 99
210,176. 00

168, 271

56, 844. 74

64,933

2,939, 026.44

70,222,905.9.5,81,088, 790 9,070, 000 7, 051,9313,255, 891. 69 7,298,298:177,987,816.64

S E P T E M B E R 30, 1889.

jVl aine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

$39, 928 $36,167. 5li $40, 036 $732,113. 02
56, 872 37, 729. 89| 25, 014
401,139. 94
25,589
12, 650
39, 073. 69
405, 233.49
250,783 3, 246, 531. 49
252,370 247, 212.02
87,897
703,018 10, 704, 428. 54
86,117.54
41, 795 71, 292.71
76,139
700,113.96
91, 519 112, 373. 23 158, 487 1, 931, 097. 74

$4, 830 .
$611,151. 51
276, 224. 05
5. 300 .
10, 210 .
317, 710.
2, 201, 966.47 294, 200 .
4, 457,576. 00 5, 369, 820 .
421, 327. 25
89,560 .
1, 305, 898. 51 262, 820 .

Division No. 1.. 9,591, 854. 59 5,036, 740
New York
New York City . .
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburg

3, 232,797.. 64 1, 036, 370
9:
7, 096,549. 50 48, 125,200
450,000
329, 347.70
189,270
1,071, 654.
350,740
3,670, 770.
467,430 $7, 000, 000
1,573, 046.
974,000
1,743, 812

595, 970 629,966.59 I 1,266,127
18,120, 658.18
'
5,153, 357.34
253, 903 267, 762. 70
59, 087,892.52
220, 699 255, 586.02
824, 036.70
17,160
6, 047.00
104,237 172, 035.35
1, 834,176.77
5,142, 595. 96
464, 605 267, 083.43
10,197, 793. 02
217,425 182, 861. 02
3, 069,497.95
119, 502 52, 607. 95

Division No. 2.. 18, 717,977.79 52, 393,070 7, 000,000 1,397,5311,^03, 983.47 4,596,788 85, 309,350.26
138, 871.00
11,890
Delaware
50,670
301, 597.97
Maryland
1, 024, 545.50 1,343,040
Baltimore
90,000
98, 840.50
District of Columbia.
108, 076.00
601,020
Washington
311,021.50
8,730
"Virginia
13, 800
216,166. 68
West Virginia
Division No. 3.. 2,199,119.15 2,119,150
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

155, 029. 76
95,171.00
215, 454. 38
46, 536. 90
163, 601. 50
33, 641. 50
15, 267. 50
68, 241. 00
472, 2.10. 5fi
34,144. 50
444. 211.50
330; 711. 50
454,167.50

Division No. 4.. 2,528,389.09




225, 000

225,000

22,915. 64
41, 876.02
42, 230. 88
1, 481. 25
19, 582.00
35, 629.83
11,744.25

71,120
77,104
287,840
9,891
201, 611
84, 927
15,856

286,951. 64
512, 597. 99
5, 977, 050. 38
203, 995.75
941,536. 00
519,992. 33
271,344.93

246, 391 175, 459. 87

748,349

5, 713,469.02

42,155
41,350
54,394
3,783
11, 247
79, 684
13, 778

40, 393. 09
24, 570. 90
40, 800. 81
10, 762.70
28, 635.55
14, 649.15
8, 988.35
38, 379.15
59, 236. 95
6, 745. 65
27,370.71
8, 654.90
38,110.87

263,277.85
4,441
215,430.90
38, 096
489, 717.19
117,964
108, 812.60
1,463
401, 782.05
88,315
124, 504. 65
40, 763
98, 461. 85
52,074
627,162.15
415, 410
1,118,
226. 50
281,188
135,660.15
43, 681
601,273.21
36, 814
471,917.40
45, 285
821,735.37
88,574

8^040
58, 900
71, 290
12, 200
41, 370
63, 500
118, 060

62, 844
57, 593
93, 578
48,190
108,060
33,651
14, 092
46, 232
234,301
38, 889
51, 507
23, 766
122, 823

412,680

935, 526 347,298.78 1,254,068

570
21, 920
1,860
13,170

5,477,961.87

REPORT OF THE COMPTROLLER OF THE CURRENCY.

123

OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL
BANKS, ETC.—Continued.
SEPTEMBER 30, 1889—Continued.

States, etc.

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

Gold coin.

Gold
Gold
Silver
Silver coin.
Treasclearin^
Treasu r y cer- house ceru r y certificates. tificates. Dollars. Fractional. tilicates.

$2, 425, 974. 67 $109,300
312,000
317, 739. 00
240,000
631, 680. 00
256, 750
1,680, 614. 69
1,837, 607. 81 190,390
11, 594,795. 00 2, 622,000
39, 240
1, 082, 062. 69
57, 370
995, 425. 50
11, 88:
806, 332.15
120,000
602,185. 00

$254, 526 $151,936.95
50, 708
17, 977. 40
31,729
6, 834.97
151,382
99, 572. 80
211,287 144, 057. 64
221,473 135, 375.19
118, 554 73,262. 97
54,499. 05
50, 497
49, 836. 25
60, 886
12,169
7, 820.00

Division No. 5. 21, 974,416. 5J 3,958, 930

Total.

$76, 972) $3,018, 709. 62
292,400
990, 824.40
25,000
935, 243.97
84, 679 2, 272,998.49
98,129 2,481, 471.45
769,150 15,342, 793.19
34, 005 1,347, 124. 66
61,423 1,219, 714. 55
22,825
951, 759.40
6,700
748, 874.00

1,163, 211 741, 673. 22 1,471,283 29,309, 513.73

902, 414.10
1, 752, 621. 30
251, 010. 2
1, 061,101. 00
1, 284, 739. 50
148, 987. 50
849,880. 59
546, 096.15
950, 567. 32

56,120
7,310
10, 290
395, 000
130, 540
80,460
26,150
13, 730
15,600

145,479
82, 674.6!
199, 643 113, 786.93
40,955
22, 257. 64
25, 200
15, 032. 60
80,227
40,736.45
14,458
5,989. 55
134, 444
63, 584.90
57, 780
33,492. 32
86,172
32,387.98

58,976
25, 662
31,096
81,000
162,110
66,967
85,027
57, 859
22,946

Division No. 6 . . 7,747, 417. 66

735, 200

784, 358 409, 943. 02

591, 643 10,268, 561. 68

28, 790
50
24,550
140,410
1,390

$110,000
40,000

76, 934
804
141, 314
7,500
19, 868
142

43, 207.
3, 713. 65
52,423. 33
4, 800. 00
24,138. 23
1, 076. 70

Division No. 7 . . 5,721,746.52

195,190

150, 000

246, 562

129, 359. 71

348, 812.10
109, 630. 00
614,095. 00
147,122, 50
457, 235. 53
1,248, 730. 00
194, 983. 50

16, 560
7,000
42, 050

26, 778
9,220
47, 285
13, 062
19,003
51, 079
7,030

20, 238.46
3, 663.48
24, 684. 20
5, 790. 55
8, 217. 65
22,159. 50
6,462.40

Division No. 8.. 3,120,608.63

159, 990!

173,457

91, 216. 24

Iowa
Minnesota
Missouri
St. Louis
Kansas City
St. Joseph
Nebraska . .
Omaha .

Colorado
Nevada
California
San Francisco
Oregon
Arizona

Dakota
Idaho
Montana
New Mexico.
Utah
Washington.
Wyoming

1,738,927.52
38, 590.00
| 2,118, 974.50
j 824, 265. 00
I 984,984.50
j
16,005.00

76,990
17,190 200 .

27,495
140
21,291
2,500
18, 080

1, 245,663. 75
2, 099,023. 23
355, 608.84
1, 577,333. 60
1,698, 352. 95
316, 862,05
1,159, 086.49
708, 957.47
1,107, 673.30

1,915, 354. 32
43, 297. 65
2,468, 552. 83
1, 019,475. 00
1, 048, 460. 73
17,223. 70

19, 506 6, 512, 364.23
22, 808
6,689
14,905
725
8,353
12,903
2,915

435,196.56
136, 202.48
743, 019. 20
166, 700.05
569, 799.18
1, 352, 061. 50
211, 590 90
3, 614, 569. 87

United States . . 71, 601,529. 94 66, 010,950 7, 375, 000 5, 543,006 3, 728, 900.90 10, 067, 062164,326,448.84

OCTOBER 2, 1890.

$41, 820
$602, 874. 89
268, 771. 25
4,150
316, 702. 85
12,120
2, 306, 246. 38
330,130
3,651, 524. 50 6, 538,790
403,039.36
156, 540
1, 384,923. 24 288, 270

$48, 059
56, 098
30, 081
293, 386
80,266
36, 931
104, 210

Division No. 1... 8, 934,082.47 7,371,820

649, 031

Maine
New Hampshire
Vermont
Massachusetts
Boston;
Rhode Island
Connecticut

New York
New York City . .
Albany..
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittaburg

3, 060,378. 34
630,170
~287,~Ii9
8,631,003.00 65,S 551,590
267, 232
415,144.50
511,000
15,435
132, 848. 00
584, 200
13,333
1,167, 601.91
256, 520
155, 844
3, 929,012.10
402,830
491, 700
1,731, 829.50 3,150, 210 $3,150, 000 316,751
1,738,876.50
906,380
187,768

$39, 218. 33
49,127. 21
37, 316.78
252,934. 59
92, 004. 01
80, 276. 60
117,233. 67

$67, 884
$799, 856. 22
55, 647
433, 793. 46
28,414
424, 634. 63
369,949 3, 552, 645. 97
996, 026 11, 358, 610. 51
140,846
817, 632.96
283,495 2,178,131.91

668, 111. 19 1, 942, 261 19, 565,305. 66
276, 835. 54
255, 873
328, 370. 03 3,681,745
8,554.75
16, 792
32,783. 20
180, 871
183,705.67
444,643
314,143.18
480, 232
281,162.31
923,777
70, 89L15
314,846

510, 675. 88
459,940. 03
966,921.25
944, 035. 20
208, 314. 58
617, 917.28
553, 729.81
218,761. 65

Division No. 2.. 20,806,693.8571,992,900 3,150, 0001,735,477 5,496,445.83 6,298,779105,480,295.68




124

REPORT OF THE COMPTROLLER OF THE CURRENT

AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE
BANKS, ETC.—Continned.
OCTOBER

Gold coin.

States,etc.

2, 1890—Continued.

Gold
GoldSilver coin.
Silver
TreasclearingTreasu r y cer- house ceru r y certificates. tilicates. Dollars. Fractional. tificates.

Total.

$7,000
$156, 931.14
67,450
294, 910. 81
457,112. 50 2, 260,200
110, 000
103, 923. 50
108,436.50 1,131,89v
47, 68.,
369, 895. 00
14, 851
257,912.28

$30, 291
51, 340
75,102
7,287
7,863
74,555
24, 910

$25, 558.11
48, 257.85
50, 451. 38
5, 485.75
42,164. 55
35, 531.80
20,057.17

$85, 829
110,370
381, 720
13, 792
297,724
129,120
21, 340

$305,609.25
572,328. 66
3,224,585.88
240,488.25
1,588,078.05
656,781.80
339,069.45

Division No. 3.. 1, 749,121. 73 3, 639, 070

271, 348

227,506.61 1, 039, 895

6, 926,941. 34

Delaware
Maryland
Baltimore
District of Columbia .
Washington
Virginia
West Virginia

184, 338. 30
223, 350. 35
422, 448. 69
29, 654.65
289, 812. 00
39, 719. 00
7, 530. 00
154, 462. 50
737, 805.15
30, 010. 00
548, 288. 80
218, 568.00
422, 654. 50

20, 820
2,70
15,740
301, 50;
194, 41<
15,8;;i
44, 400
34, 601
109, 88b

27, 627
57, 233
123, 653
71,554
95, 971
34,836
25, 520
56,915
352, 724
31, 451
76, 660
26, 548
201, 882

Division No. 4.. 3, 308, 641. 94

816,180

1,182,574

North Carolina
South Carolina
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

Ohio
.
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

5'J
2, 08u
73, 60v

. . . 2, 420, 812.37
103, 810
275, 719. 0U 475, 000
786,965. 50
177,00
1, 932. 387. 58
145 490
1, 807,274. 55
237, 25U
10, 849, 786. 50 5,215, 40i!
1,158, 699 04
59, 25' !
822, 327. 50
116,58 i
896,186. 70
39, 84U1
617, 000. 00
225, 001.1

304, 698
69,236
25,466
214,933
222,857
197. 478
117i 510
40, 353
71, 724
21, 948

Division No. 5.. 21,567,159.34 6, 794, 620
Iowa
. ...
Minnesota
St. Paul
Minneapolis
Missouri
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Omaha

1, 286,203

67,350
1,192, 871.10
4, 840
651, 600. 70
1, 017, 869. 45
739, 050, 25
30,00-*'.'.'.'.'.'.'.'.'.'.
257, 992. 50
11,12<;
497, 523. 50 1,848, 790:
.
886, 925. 00
152,43! ;
162, 267. 50
71,260 . . . .
856,101. 30
97,50:)!
636, 827. 75
24,17)
1, 811,377. 50
36,390'

Division No. 6.. 8, 710, 406. 55 2, 343, 850
Colorado
Nevada
California
San Francisco
Oregon
Arizona

1, 920, 630. 91
40, 932. 50
1, 800, 211. 50
843, 042. 50
1, 301, 926. 50
49, 770. 00

Division No. 7.. 5, 956, 513. 91
North Dakota
South Dakota
Idaho
Montana
New Mexico
Utah
Washington
Wyoming
Oklahoma
Indian Territory

162,277.90
186,939. 90
98, 263.40
668,908. 05
214, 217. 50
444,215.50
1, 626, 303.80
218,145.00
11,485. 00
1,457.50

Division No. 8.. 3, 632, 213.55

193,018
47, 698
104,950
46, 002
57, 679
27, 221
123, 995
12,168
150,993
72, 475
88,490
924,689

31, 55w
220
57,140
2, 000
2,2701
340 •

92, 634
3,787
$29. 000 100, 966
2.)0, 000
11,000
17, 729
1,800

93,520

319,000

26,070
17,100
2, 070
60, 321
119,000
56, 790
2,140;
150
283, 640

23,101. 20
24,123.73
32, 397.10
18, 243.98
23,156.55
19,943.15
13,295. 4.p>
34, 445. 98
84,456.12
17, 965. 99
33, 482.20
10, 348. 05
55, 865. 52

8,172
13,486
123, 989
4,635
65, 369
30,054
53, 915
424,191
355, 980
36, 519
41, 829
32,296
99,422

243, 798.50
320,273.08
776,147.79
124,087.63
495,128.55
127,252.15
116,000.45
971,514.48
1,725, 375. 27
131,786.99
744,660.00
322,360.05
889,704.02

390, 836.02 1, 289, 857

6,988,088.96

150, 806. 22
27, 373. 89
15, 010.25
111, 890. 35
143, 473. 63 ,
2J 6,478. 72
85, 285. 85
46, 908. 05
60, 399.08
7,820.00

125,131 3,105,257.59
172, 950 1,020,279.49
22,032 1,026,473.75
175,912 2,580,612.93
148,488 2,559,343.18
527, 516 17,006,659.22
(5(i, 5 5 9 1,487,303.89
49,72d 1,075,888. 55
52,137 1,120,286.78
879,659. 00
7,891

865, 446.04 1, 348,336 31,861,764. 38
90, 547. 24
34,221.15
65,461. 05
25,192.00
23, 049. 05
14,413.14
33, 585.12
7, 222. 05
67, 525.70
44,779 37
24,460.70

117,644
27,443
118,105
11,200
40,972
672,484
170, 276
44,439
107,719
73,640
37,506

1,661,430.34
765, 802. 85
1,306, 385. 50
851,444.25
390,812. 55
3,060,431.64
1,367,211.12
297,356.55
1,279,839.00
851,892.12
1,998,224.20

430,456.57 1,421,428 13,830,830.12
42,211. 00
4, 459. 20
50,488. 30
5, 570. 00
20,640.20
1,113. 70

40,113 2,127,138.91
49,616.70
218
28,831 2,066,636.80
8,000 ,1,159,612.50
16,999 1,359,564.70
53,543. 70
520

227,916

124,482.40

94,681

6,816,113.31

13, 263
14,870
2,098
56,132
12,265
20, 288
80,906
9,016
846
2,612

12,779. 40
11,517. 30
1,341.25
34,918.99
6,022.60
13, 392.31
30,841.54
5,327.95
821.08
360.42

42,774
23,047
3,801
30,487
48,739
31,682
5,251
4,545
3,721

257,164. 30
253, 474.20
107, 573. 65
850,766.04
232, 505.10
645,634.81
1,826,523.34
239,879.95
17,847.08
8,150.92

212, 296

117,322.84

194,047

4,439,519.39

United States . . 74, 664,833. 3493,335, 600 3, 469, 000 6,489,534 4,320,607.50 *3,ti29,284 196,908,858.84




REPORT OF THE COMPTROLLER OF THE CURRENCY. 125
AMOUNT OF EACH KIND OF COIN AND COIN" CERTIFICATE HELD BY THE NATIONAL
BANKS, ETC.—Continued.
SEPTEMBER, 25, 1891.

States, etc.

New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut

Gold coin.

Gold
Treasury certificates.

Gold
Silv er coin.
Silver
clearingTreashouse ceru r v certificates. Dollars. Fractional. tificates.

$686,071.30
$48, 770
274, 384. 50
25, 790
334, 232.20
18,110
2, 451, 009.49
268, 250
3, 414,499.35 3, 835,130
419,431.90
210, 670
1, 526,844.90
351, 440

$37,428
57,414
30,175
230, 782
63, 776
41, 332
77, 653

Division No. 1 . . 9,106,473.64 4, 758,160
New York
New York City . .
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia

Pittsburg

3, 226,137.64
665,770
9,845,117.00 37, 523, 360
348,577. 00
454,000
126, 711. 50
392,000
1, 253, 476.56
302,290
4, 307,482.36
487,960
1,872,449. 00 1, 740, 720 $6,675," 000
2,203,511.50
515,580

$40, 981.04
$90,391
43,181, 41
71,550
48, 748. 68
45,645
273,482. 61
490,108
131, 608. 95 1,481, 759
83, 205. 28
187, 918
123,855. 48
313, 274

Total.

$903,641.34
472,319.91
476,810.88
3,713, 632.10
8,926, 773.30
942, 557.18
2, 393, 067.38

538, 560

745,063.45 2, 680,5451 17,828, 802.09

261,779
155,216
19, 700
2,455
152,978
506,752
264, 836
119, 402

305,934.46
328, 675 4, 788, 296.10
401, 567.49 5,871, 631 53, 796,891.49
10,103. 50
852, 291.50
19, 911
43,268. 53
835, 997. 03
271, 562
193, 418.26
528, 855 2,431, 017. 82
328,988. 46
686, 739 6, 317,921.82
268, 583. 55 1, 651,178 12, 472, 766. 55
69,718. 85
237,345 3,145,557. 35

Division No. 2.. 23,183,462.56 42, 081,680 6,675,0001,483,118 1,621,583.10 9, 595,896 84, 640,739. 66
Delaware
Maryland
Baltimore
District of Columbia .
Washington
Virginia
West Virginia

128, 212. 00
14,980
368, 635.46
66, 550
596,612.50 1, 271, 650
117, 559.50
120,000
136, 071. 40 1,234,180
535,150. 34
59, 730
273, 611. 68
15, 340

36,235
45,342
84,218
2,735
17,946
91,024
24,683

31,758. 45
50, 316.09
59,786. 89
2,151.75
22, 667. 30
67, 721.30
24, 359.81

99,319
113,452
667, 738
22,892
385, 291
120, 797
32,132

310, 504.45
644,295. 55
2, 680, 005.39
265, 338. 25
1,796,155.70
874, 422. 64
370,126.49

302,183

258,761.59 1,441,621

6,940, 848. 47

266, 716.86
66,441.85
237,152.80
62, 301. 40
221,738. 50
53, 490. 50
28,499. 50
187, 836. 50
949,942.20
70, 445.00
536,133. 67
319,407.00
538,586. 50

4,420
500
18,880
2, 550
23,400
3,540
4,040
258, 320
80,460
17,950
48,990
24,800
92,840

42, 276
45,155
89, 823
49, 8-13
79, 710
21,465
38, 781
74, 992
395, 071
22, 383
70, 747
40,197
204,343

36, 255.48
33, 700. 25
44, 567. 30
22, 598. 95
24, 789. 75
9, 580.95
18, 327.50
38, 571.95
102, 383. 91
4, 942. 30
37,181.86
10, 319. 35
62,196. 31

15,090
7,461
126,984
13, 571
78,974
32, 373
45, 526
626, 495
491, 866
25, 341
63,370
14, 200
83, 551

364,758.34
153, 258.10
517,407.10
150, 864.35
428, 612.25
120,449. 45
135,174.00
1,186, 215. 45
2, 019, 723.11
141, 061. 30
756, 422. 53
408, 923. 35
981, 516.81

Division No. 4.. 3, 538,692. 28

445,415.86 1, 624,802

7, 364, 386.14

Division No. 3 . . 2,155, 852. 88 2,782,430
North Carolina
South Carolina
Geor gia . . . . . . . . . . . .
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentuckv
Louisville
Tennessee

!

580,690

1,174, 786

2,801, 760. 86
165,840
353, 328. 50
747,450
743, 412. 50
266,000
2,261, 623.30
395, 930
2,423, 284. 75
407, 290
13, 018,145.50 5,449, 500
1, 384, 866. 09
69, 700
725, 296. 00
38, 000
1,284, 673.74
45, 300
674, 530. 00
170, 000

283,858
67,766
34, 045
220,358
280, 268
222, 513
127, 808
33,017
87, 007
16, 230

176,114.08
168, 081 3, 595, 653.94
29,437.74
470,212 1, 668,194. 24
23. 507. 00
28,621 1, 095, 585. 50
124, 001.38
219,825 3, 221,737.68
187,171.87
249,155 3, 547,169. 62
201,863.25 1, 250, 591 20,142,612. 75
92,223.39
93,171 1,767, 768. 48
928,420.00
37, 310.00
94, 797
74,814. 01
61,831 1, 553,625.75
914, 236. 02
12, 722. 02
40,754

Division No. 5.. 25, 670,921.24 7, 755, 010

1, 372, 870

959,164.74 2, 677,038 38,435,003.98

. . . . . . . . . . . . . . . 1,308,988. 24
87, 260
112,710. 00
Des Moines
735,091.94
20,300
[innesota
1,714,857.97
14,000
St. Paul
616,167.50
Minneapolis
304,751.00
13, 030
Missouri
1,437,512.00 1,412, 350
St. Louis
1,038,627. 50
178, 640
Kansas City
195,733.50
27,080
St. Joseph
1,115,800. 05
45, 210
Kansas. . . . . . . .
771,823. 90
26,660
Nebraska
1, 672,940.40
43,500
Omaha

177, 690
18,404
54, 611
30, 906
53,091
62,396
37,117
141,931
21, 533
133, 377
78, 552
91, 303

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

jwa

Division No. 6..

11,025, 004. 00 1, 868, 030




900,911

99, 872.20
9, 522.35
37, 661. 04
18, 063. 95
23, 045.65
35, 253.18
16, 771. 70
34,862.35
10, 657.20
63,423.52
45, 625.84
42, 766.26

111, 529
50, 000
53, 304
227, 210
181, 750
42,105
832,430
264, 032
72, 751
134, 639
71,496
52,193

1,785, 339.44
190, 636. 35
900, 967. 98
2, 005,037. 92
874, 054.15
457, 535.18
3, 736,180.70
1,658,092.85
327, 754.70
1,492,449. 57
994,157. 74
1, 902,702. 66

437,525.24 2, 093,439 16, 324, 909. 24

126

REPORT OF THE COMPTROLLER

OF THE

CURRENCY.

AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL
BANKS, ETC.—Continued.
SEPTEMBEK 25, 1891— C o n t i n u e d .

States, etc.

Colorado
Nevada
California
San Francisco
Oregon

Arizona

Gold
Gold !
Silver coin.
Silver
TreasclearingTreasu r y cer- house ceru r y certificates. tificates. Dollars. Fractional. tificates.

Gold coin.

,$1,886,841.60
$52, 720
37, 210. 00 .
1, 701, 832. 50! **2l,'890|
1,026,225. 001.
1,409, 640.97i ""4,"23o!36,130. 00

Division No. 7 . . I 6, 097, 880.07

North Dakota
South Dakota
Idaho
Montana
New Mexico
Utah
"Washington
Wyoming
Oklahoma
Indian Territory

185, 076. 72
175, 387. 50
128, 630.90
738, 850.00
145, 850. 00
526, 641. 35
1, 556, 435. 60
217, 156. 00
6, 385. 00!
5, 647. 501

Division No. 8 . . | 3, 686, 060. 57

r

78, 840

$35,000
590, 000

625, 000

25,8001.
19,400.
260.
64, 200J 101, 400!
57, 580|
190

268, 830

Total.

$208,684 $52,031. 04 $52,516 $2, 252, 792. 64
1,770
2, 015. 45
280
41, 275.45
98,455 74, 232. 40 19, 925 1,951,334.90
13, 000 23,200.00
3, 000 1,655,425.00
18, 037 34, 693.
13,675 1,480, 276. 95
1, 766. 85
2,927
40,823.85
342,873

187,939. 72

11,882
20, 557
9,150
48,915
13, 492
40, 558
71, 538
11, 355
709
5,116

13,713. 20
10,172.39
5,211. 75
45, 281,
6, 343.15
21,825. 36
53, 877.93
5,883.65
101. 25
886. 60

233, 272

103, 296. 97

89, 396

7,421,928. 79

41, 002
277, 473. 92
39,712
265, 228. 89
13,885
157, 137. 65
42,690!
939, 936. 69
2, 0411
167, 726.15
18, 716
709, 140. 71
35, 985 1, 775, 416. 53
6,467
241, 051.65
720
7, 915.25
5,780
17, 430.10
206,998

4, 558, 457.54

United States . . 84, 404, 347. 24160,173, 6701 7, 300, 000;6, 348, 5734, 818,750. 67 20, 409, 735J18.-S, 515, 075. 91

SEPTEMBER 30, 1892.

$77, 870
$743,629.39
34.330
318,934.18
18i 490
367,132.50
228,090
2, 705, 756. 35
3, 713, 614. 00 4, 990, 210
197,120
482, 412. 30
230, 410
1, 622, 266. 05

$43,077
65, 434
32.795
236^ 327
63, 391
29, 248
82, 265

$47,450.76 $101,324! $1,013,351.15
48,332.48
81, 6751
548,705.66
48, 565.19
38,6431
505, 625. 69
296,995.63
589,326! 4,056,494.98
128, 725.55 1,864,358! 10,760, 298.55
95,906.80
195,167!
999, 854.10
148, 681.97
334,144| 2, 417,767.02

Division No. 1 . . 9,953,744.77 5,776,520

552,537|

814,658.38 3, 204, 637; 20, 302, 097.15

231,719
151,290
11,683!
17,740J
156,1901
495, 726|
313, 277!
135, 889!

826.
413,385; 5, 200, 303. 01
497. 07| 5,183, 92li
071.07
161.45!
802, 073. 95
29,422i
339. 99J
907, 051.49
250, 547!
759.75
549,640 2,543, 296.92
144.33! 832, 63l| 6, 606, 759.51
594. 54! 2, 079, 813 14,622, 204.04
539. 351 488, 635: 4, 089, 992. 85

Maine
ISTew H a m p s h i r e
Vermont
Massachusetts Boston
Bhode IslandConnecticut

N e w York
N e w York C i t y . . .
Albany
"
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Piltshurg

774, 700
3,475, 672.03
12, 346, 883. 00 44,,618 480
312,!, 807. 50 438, 000
462, 250
130,, 174.50
332, 690
1, 318,!, 017.17
501, 9201
4,407,', 338.18
2,102,!, 139. 50 2,109,380 $7,730,000
661,600
2, 682,I, 329. 50

Division No. 2 . . 26, 575, 361. 38 49, 899, 020 7, 73). 000 1,513,51411,793,863.46 9, 827, 9941 97, 339, 752. 84
11, 580
137, 330. 90
71, 320
385,519.66
983,166. 00 1,130,400
142, 000
83, 847. 00
243, 560. 40 1, 098, 780
420, 718. 40
62, 000
292, 404. 53
26, 260

26,690i
34, 8451
67,828!
3, 9951
17,976
82, 215
37,112

Division No. 3 . . 2, 546, 546.89 2, 542, 340

270, 661

298,783.731 1,868,423

2, 640

53,132
86, 845
128, 375
105,042
107,693
10,744
36,295
76,557
485,916
39,572
81, 881
29, 652
184,994

38,128. 68
345, 606. 6.
10,364!
38, 200. 90 35,852i
252. 858. 2b
79, 903.93
80,786!
574T755. 8'
26, 618.15
5, 856!
197,515.4c
39,305.00
519,403.00
88, 908j
10,573.65
21,510!
148, 068.45
14, 020. 05 41, 580
140, 210. 55
52,243.18 1,601,383 2, 236, 634.18
119,597. 23 558,565j 2, 535, 016.13
10,972.55
184,805.55
41, 5061
39,961. 54
85, 353
745,988.79
10, 544.63
27,320
569,722. 63
73, 738.11 130, 266 1,070,710.61

Delaware
Marvland
Baltimore
District of Columbia..
Washington
Virginia
W e s t Virginia

North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
N e w Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

241, 342.00
91, 960. 35
258, 390.94
58,459. 28
238, 697. 00
102,270.80
42,275.50
133, 561.00
1, 224, 397.90
71,275. 00
483, 863. 25
462,426.00
566, 592. 50

Division No. £.. 3, 975, 511. 52|




27,
1.
44,
2.
6
373
146,
21,
54,
39,
115.
836, 230

1,426,698|

41, 537. 95
45, 902.60
71, 094.10
3,144.25
33, 284.20
75,014.08
28, 806.55

335,271.85
118,133;
699, 042. 26
161,455!
941,894! 3,194, 382.10
281,498.25
48. 512!
372, 710 1,766,310.60
775, 260. 48
135,313|
474, 989. 08
90,406!

553,807.60j 2,729,049,

7, 526, 754.62

9,521,296.12

REPORT OF THE COMPTROLLER OF THE CURRENCY. 127
.AMOUNT OF EACH KIND OF COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS; ETC.—Continued.
SEPTEMBER 30, 1892—Continued.

Gold coin.

States, etc.

Ohio
Cincinnati ..
Cleveland...
Indiana
Illinois
Chicago
Michigan
,
Detroit
"Wisconsin
Milwaukee .

Gold
Gold
Silver
Silver coin.
clearingTreasTreasu r y cer- house ceru
r y certificates. tificates. Dollars. F r a c t i o n a l . tificates.

$2, 922,193.04 $198,830
539, 215.00
815,770
1,035, 070. 50
302, 000
2, 458, 641. 26
591,150
2, 841, 613.78
436,160
14, 644, 030. 00 5, 969, 880
1, 400,258.38
60, 780
938, 042. 50
50,150
1, 507,862.29
55,420
819, 550. 00
125, 0001

$329,524
94, 767
32,171
236, 457
284,849j
223, J14!
118,769
25, 767
95,142
9, 323!

Division No. 5. 29,106,476.75 8, 605,140|.
Iowa
Des Moines
Minnesota
St. Paul
Minneapolis
MissoiA'i
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Omaha

2, 546, 291. 85
44,765. 00
1, 552, 025. 00
1,086, 610. 00
1, 313,437. 50
68, 310. ""

Indian Territory
Division No. 8..
United S t a t e s . .

168, 038i
13. 3361
62, 676
82, 300
53,664
59, 235
34, 223
141,923
15, 577
142, 572
86,085
86,217

127,169. 25
156,434
20,272.15
9,800
42, 392.76
49,718!
17, 786. 67
17, 2501
42,627.78
74, 200
26, 089. 05
52, 567
22, 704. 85| 1,132, 924
45, 402. 75
240,561
7, 726.30
79, 322
77,017. 91
169, 483|
59, 647. 88
' 92, 805!
54,602.05
50, 724|

945, 846

543,439.40 2,125,788 17,860,916.91

19,940
402,1001
3, 020'

"I99T925
1, 682
$80, 000
77,040
50. 000 30, 000
25, 772
3,245

508, 690

130, 000

83,157. 24|
2, 247. 30|
71, 898.791
13,460.00|
37, 877. Ill
5,036. 85

98,779

*3i,602
7,000
13, 908

2, 041, 613.95
173 676.15
1, 018, 862.21
1,811, 218 ,47
847, 404.28
467, 436.75
4, 591, 524.85
1, 522, 074.25
334, 217.30
1,567, 896. 96
1, 258, 236. 69
2,226, 755.05

3, 011, 783.09
48, 694.30
1, 832, 505.79
1,589,170.00
1, 394, 014. 61
77, 091. 85

337, 664

213, 677.29

151,289

7, 953, 259. 64

296, 862. 00
271, 733.50
164, 863.40
930, 457.50
160, 492. 50
746, 022.75
1, 744, 552.10
303, 330.35
20, 307. 00
12, 537. 50

22,950!
10,620
l,230 !
71,810
4, 860
73,910
49,570
360
460
1,840

~~19,852
28, 457
9,906
61, 270
20,884
41,159
78,360
17, 513
6,469
4,611

23, 244. 85
17,031. 04
9, 816.13
57, 349. 65
8, 788. 33
27, 066. 03
60, 455. 45
8, 592. 67
1, 478. 70
2, 611. 35

21, 757
28, 559
6,920
46,194
1,032
17,874
58,323
3.432
8,804
9,633

384, 665.85
356, 400. 54
192, 735.53
., 167,081.15
196, 056. 83
906, 031. 78
., 991, 060.55
333,208. 02
37, 518.70
31, 232. 85

4,651,158.60|

237,610!

288, 281

216, 434. 20

Division No. 7.. 6, 611, 939. 35
North Dakota
South Dakota
Idaho
Montana
New Mexico
Utah
Washington
"Wyoming
Oklahoma

83, 630; -

$3,848, 603 76
2,028, 304.15
1,433, 211. 50
3, 641, 616. 60
3,991, 582. 21
22, 315, 853. 90
1, 769, 522.99
1,176, 104. 55
1, 837, 144.95
974, 365.00

1,449,8831 971,046.86| 2, 883, 763| 43,016,309.61

118, 780
1, 471, 192.70
7. 000
123, 268. 00
854, 245.45
9, 830!
1, 691, 711.80
2,170
671, 912.50
5,000
314, 155. 70
15, 390
1,319, 193. 00 2,082.480
252, 92(V
841, 267. 50
173, 012.00
58, 580;
55,750
1,123, 074.05
1.81
992,
26,730
2, 025, 212.00
10, 000;

Division No. 6.. 11, 601, 213.51 2,644,630 .
Colorado
Nevada
California
San Francisco
Oregon
Arizona

$189, 223. 72 $208,
21,092.15
557.
22, 970.00
41,
136, 619.34
218,
189, 027.43
239,
188, 982. 90 1, 289,
89, 904. 61
99,
48, 841. 05
113,
73, 426.66
105,
10, 959. 00
9,

Total.

202, 508] 5, 595, 991. i

95, 021,952. 77i71,050,180j 7, 860, 000 6,785,084 5,405,710. 92 22, 993,451 209,116,378. <
OCTOBER 3, 1893.

Maine
New H a m p s h i r e
Vermont

Massachusetts

Boston
1th ode Island
yonuecticut
Division No. 1.

New York
New YWk City
Albany
Brooklyn

New Jersey
Penn syl vania
Philadelphia
Pittsburg
Division No. 2

-

842,423.72
39, 040
320,892. 77
29,610
447, 681.75
25, 2501
2, 905, 423.46
192, 640
5, 389, 926. 00 2, 009, 540
666, 906.50
124, 740
399, 220
1,879,951.13

55,197
78,704
70, 613
464,619
112, 772
84,123
115,100

12,453,205.33 2,820,040

981,1281, 023,779.11 3, 631,186 20,909,338.44

390.172
651,960
4,265, 473.42
248,996
66,739, 700.00 32,403, 940
341, 297. 50 305, 500
28,965
202, 200
230, 202.50
29,400
1,
615. 60 321, 550
179, 012
594,930
5,987, 729.23
736, 307
2, 632, 646. 50 545,920 5, 075, 000 331,899
2, 757, 432 99 321, 860
171.173
54, 851, 097. 74 35, 347,




57, 070.41
56, 768.07
55, 837. 66
398,723. 97
165,428. 60
131, 248. 30
158, 702.10

390,822. 751 453,725
431,664.90 5, 878, 763
20, 701
18, 779., 85
291,948
45, 632.52
607.339
225,137. 05
962,407
452,204.65
302,585.84 2, 239,369
626,476
135,898.35

1,114, 389.13
585, 050.84
643, 991.41
4,520,952.43
9,952. 788. 60
1,195,466. 80
2. 896, 699. 23

6,152,153.17
75, 703,063.90
715, 243.35
799,383.02
3, 229, 653.65
8,733,577. 88
11,127,420.34
4,012,840.34

5, 075, 000 2,115,924 2,002, 725.9111,080, 728110,473,335. 65.

128

REPORT OF THE COMPTROLLER OF THE CURRENCY.

AMOUNTS OF EACH KIND OP COIN AND COIN CERTIFICATE HELD BY THE NATIONAL

BANKS, ETC.—Continued.
OCTOBER 3, 1893—Continued.

Silver coin.

j Silver
treasury
certinDollars. i F r a c t i o n a l ,
cates.

States, etc.

Delaware
Maryland
Baltimore
District of Columbia.
Washington City
Virginia
W e s t Virginia

$38, 287.57
49,117. 71
95, 295.70
7, 035. 00
23,939. 00
80, 296.06
33, 751.17

$115, 631
206,402
872,817
26,626
478, 887
217, 004
83,685

$415,170. 77
715, 875.77
2, 940, 801. 70
237, 627. 50
1, 398,848.40
945, 373.56
592,983.60

327,722. 21 2, 001,0521

7, 246,681.30

44,680.06
31,425.40
46, 837.65
19,796.40
27, 363. 95
14, 938.13
12, 765. 35
72,071.21
116,656. 26
13,902. 50
36,469. 95
15, 354.86
79,123. 70

18,883!
18, 099
83, 556
26,084
64, 894
8,095
38,399
741,024
380,421
63,852
82, 686
27,000
274,939

373,454.06
263, 093. 90
467, 897. 15
253,297. 25
495, 255. 95
138,963.13
133,797. 85
1,179,JBO3.21
3,498,977.26
210, 503.60
784, 355. 70
576,062.86
1,474.964. 70

i 1,393,491} 531,385.42 1,827,932

9, 850,226.62

Division No. 8.
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee . . 1

;
'
I

460
150!
290
500
BOO!

050;
750!
500!
200!
600;
120'

j

Division No. 4.; 5, 483, 348. 20
Ohio
Cincinnati
Cleveland .'.
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee

614, 070

| 3,832,540.61
!
755, 040 00
| 1,250, 002.50

213,
311.
255,
176,
361,
,
3, 987,
| 1, 741, 785. 07
69,
13,
34,
125,

Division No. 5.
Iowa
Des Moines
Minnesota .
St. Paul
Minneapolis
Missouri
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Lincoln
Omaha

337, 866
56, 869
100,964
225, 689
220, 830
476,195
183, 910
37, 041
125,886
33, T~

121, 98!>
3, 500!
9,000|
18, 500[
10,000
13,320
772,8201
59, 2201
13,200(
61,840!
11,200
'.-..
28,500

155.898
9, 728
58,085
102,400|
18, 6171
56, 347|
32,269
96,210
27,382
141,071
57,730!
23,598!
j 80, 557

Division No. 6 . 13, 425, 038. 60 1,123, 080

Arizona

Division No. 7.

North Dakota
South Dakota
Idaho
Montana

New Mexico
Utah
Washin gton

Wyoming
Oklahoma
Indian Territory
Division No. 8.
U n i t e d States

204, 305. 66
228,775 4,816, 757.27
20,182. 90
496, 815 1,640, 406.90
44,062.00
42,000 1, 692, 028.50
110,972.19
223,801 4, 335, 884.01
171, 949. 22
299,755 4,176, 615.05
549,920.25 5,744, 558 22, 771, 923.25
113,902.17
132,235 2, 241, 172. 24
36, 943.88
971, 071. 38
55!, 234
73,163.22
117,542 2, 329, 637. 32
22,456. 60
108, 825 1,589, 857.10

11,709,1481,347,858.09 7,449,540 46, 565,353.02

1, 956, 792. 50
83, f 07.50
1. 257, 439. 70J
1, 908. 636. 50i
887,000.00
356. 081. 50
! 1,756; 230. 50
959,705.00
280,218. 50
1, 373,733. 54
,
936,728. 36!
232. 505.001
1,436,160.00

Colorado
Nevada
California
San Francisco...
Oregon

Total.

859,892

2, 278, 765.15
47, 980.00
1, 751, 707. 50l
1, 025, 350. 00
1, 456, 827. 25
106, 437.50

83, 250
4,260
25,000
90
500

$5, 000

6, 667, 067.40

113,100

5,000

212, 625. 20
275, 480.50
207, 265. 90
776, 789. 70
148, 491. 00
623, 959. 50
1, 093, 697. 60
196, 491.50
42, 615.00
35, 475. 00
3, 607, 890. 90

10, 800
9, 3501
450!
11, 410)
5, 450
75,180
55,78
620

257,534

161, 229!
93,284.17
8, 6961
9,796.25
57, 068i
46, 771. 81
29, 745. 60 117, 508J
47,750
12,160. 65
69. 7111
26, 749. 60!
23,634.25! 1,0541721
35, 873. 60 103, 799
12, 603. 50 111, 658j
79, 839. 27 149, 762
35, 682. 30
70, 848
9, 735. 41
5,547
36, 849.92 118, 030

2,489,183. 67
115, 527. 75
1, 428, 364. 51
2,176, 790.10
975, 527. 65
522,209.10
3, 639, 674. 75
1, 254, 807. 60
445, 062. 00
1, 806, 245. 81
1,112,388.66
271, 385.41
1,700,096.92

452, 726.33 2, 076, 327 17, 937, 063. 93
75,183.53
3,281.00
41,473. 66
17, 890. 00
30, 766.18
5, 384.90

45, 426
205
21, 822
1, 500!
21, 290!
1,7001

2, 656,418. 68
53,476. 00
1, 873, 065.16
1, 082, 260. 00
1, 523, 649. 43
119, 754.40

173,979.27!

91,9431

7,308,623.67

""i,"i66

7,916
18, 264
6,446
86, 579
24, 387
21,616
65, 977
10,161
7,378
9,999

12,408.20
12,511.80
4,615.69
33,459. 20
11,551.85
20, 232. 95
41,145.95
8,383. 55
1, 601. 00
3,092. 35

170, 440

258, 723

149, 002. 54

269, 208. 40
25,459
53, 998
364, 604. 30
227, 930. 59
9,153
41, 370
949, 60^. 90
191, 868. 85
1,989
775, 915. 45
34, 927
20, 766 1,277, 366. 55
218, 873.05
3,217
74, 321. 00
22, 727
13, 575
63, 541.35
227,181

4,413,237.44

129,740,438.19 47,522, 510 5,080, 00017,965, 84416, 009,178. 88 28, 385, 889 224,703, 860. 07




REPORT OF THE COMPTROLLER OF THE CURRENCY. 129
STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE CITIES, THE
AMOUNT OF COIN AND COIN CERTIFICATES HELD BY THE NATIONAL BANKS ON
SEPTEMBER 30,1889, OCTOBER 2, 1890, SEPTEMBER 25,1891, SEPTEMBER 30, 1892,
AND OCTOBER 3,1893.

States, etc.
Maine
New Hampshire
Vermont
Massachusetts
Boston
.Rhode Island
Connecticut
Division No. 1
New York
New York City
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Division No. 2

September 30,
1889.

$732,113. 02
$799, 856.22
433, 793.46
401, 130.94
424, 634.63
405, 233. 49
3, 246, 531. 49 3, 552, 645.97
10, 704, 428. 54 11,358, 610. 51
817, 632, 96
700,113. 96
1, 931, 0o7. 74 2,178, 131.91
18,120, 658.18

20, 302, 097.15

20, 909, 338.44

85, 309, 350.26 105,480, 295. 68

84, 640, 739. 66 97, 339, 752. 84 | 110, 473, 335. 65

•6,152,153.17
75, 703, 063. 90
715, 243. 35
799, 383. 02
3, 229, 653. 65
8, 733, 577. 88
11,127,420.34
4, 012, 840. 34

286, 951. 64
512, 597. 99
2, 977, 050. 38
203,995.75
941, 536. 00
519, 992. 33
271, 344. 93

305, 609. 25
572, 328. 66
3, 224,585. 88
240, 488. 25
1, 588,078.05
656, 781. 80
339, 069.45

5, 713, 469. 02

6, 926, 941. 34

6,940,848.47 | 7,526,754.62

263, 277. 85
215, 430.90
489, 717.19
108, 812. 60
401, 782. 05
124, 504.65
98, 461. 85
627, 162.15
-, 118,226. 50
135, COO. 15
601, 273. 21
471, 917. 40
821, 735. 37

243. 798. 50
320, 273. 08
776, 147. 79
124, 087.63
495, 128. 55
127, 252,15
116, 01)0. 45
971, 514.48
I, 725,375.27
131, 780. 99
744. 660.00
322. 360. 05
704.02

364, 758. 34
153, 258.10
517, 407.10
150, 864. 35
428. 612.25
120, 449.45
135. 174. 00
1,186. 215. 45
2, 019,723.11
141, 061.30
756, 422. 53
408, 923. 35
981, 516. 81

345, 606. 68
252, 858. 25
574, 755. 87
197, 515. 43
519, 403. 00
148, 068. 45
140, 210. 55
2, 236,634.18
2, 535,016.13
184, 805.55
745, 988. 79
569, 722. 63
1, 070,710.61

! 5, 477, 961. 87

;8.96

7, 364, 386.14

9,521, 296.12

Tennessee

335, 271. 85
699, 042. 26
3,194, 382.10
281, 498. 25
1, 766, 310. 60
775, 260.48
474, 989. 08

415,170. 77
715, 875. 77
2, 940, 801. 70
237, 627. 50
1, 398, 848.40
945, 373. 56
592,983.60
7,246,681.30
373,454.06
263, 093.GO
467, 897.15
253, 297. 25
495,255. 95
138, 963. 13
133,797. 85
1,179, 603. 21
3,498, 977. 26
210, 503. 60
784, 355. 70
576, 062. 86
1, 474, 964. 70
9, 850, 226. 62

3, 018, 709. 62 3,105, 257.59 3, 595,653.94 3,848, 603. 76
1,688, 194. 24
1,020, 279.49
99i), 824. 40
2, 028, 304.15
935, 243. 97 1, 026, 473. 75 1, 095,585.50 1,433, 211. 50
2, 272, 998. 49 2, 580, 612. 93 3, 221,737. 68 3,641, 616. 60
2, 481, 471. 45 2, 559, 343.18 3, 547,169.62 3,991, 582. 21
15, 342, 793.19 17, 006, 659. 22 20,142, 612. 75 22, 315, 853. 90
1, 767,768. 48
1. 317.124. 66 1, 487, 303.89
1,769, 522. 99
928, 420. 00
1,176. 104. 55
1,219,714.55 1, 075, 888. 55
1,837,144. 95
1, 553,625. 75
1,120, 286. 78
951,759.40
914, 236. 02
879, 659.00
748, 874.00
974, 365. 00

4, 816, 757. 27
1, 640, 406. 90
1, 692, 028. 50
4, 335, 884. 01
4,176, 615. 05
22, 771. 923. 25
2, 241,172. 24
971, 071. 38
2, 329, 637. 32
1, 589, 857.10

29, 309, 513. 73

46,565,353.02

Iowa
Des Moines .
Minnesota
St. Paul
Minneapolis.
Missouri
St. Louis
Kansas City.
St. J o s e p h . . .
Kansas
Nebraska
Omaha
Lincoln
Division No. 6

17, 828, 802. 09

$1,114, 389.13
585, 050. 84
643,991.41
4, 520, 952. 43
9, 952. 788. 60
1,195, 466. 80
2, 896, 699. 23

4, 788, 296.10
53, 790, 891. 49
852, 291. 50
835,997.03
2, 431, 017. 82
6, 317, 921. 82
12, 472, 766. 55
3,145, 557. 35

Division No. 3

Division No. 5

$903,641. 34 $1,013,351.15
472, 319. 91
543, 705. 66
476, 810. 88
505,625.69
3, 713, 632,10 4, 056, 494. 98
8, 926, 773. 30 10, 760, 298. 55
942, 557.18
999, 854.10
2, 393, 007. 38 2, 417, 767. 02

4, 510, 675. 88
78, 459. 940. 03
966, 021. 25
944, 035. 20
"].834,176. 77 2, 208, 314. 58
Si 142, 595. 96 5,617,917.28
10,197, 793. 02 9, 553, 729. 8 L
3, 069, 497. 95 3, 218, 761. 65

North Carolina
South. Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Division No. 4

19, 565, 305. 66

| 5,153,357.34
59, 087, 892. 52
824, 036. 70

Delaware
Maryland
Baltimore
District of Columbia .
Washington......
Virginia
AVest Virginia

Ohio
Cincinnati..
Cleveland . .
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee.

1890.

1, 245, 663. 75

1, 661, 430. 34

"2,699,623.23

765, 802. 85
1, 306,385.50
851, 444. 25
390, 812.55
3, 060,431. 64
1, 367,211.12
297, 356. 55
1, 279,839.00
851, 89*2.12
1, 998,224. 20

355, 608. 84
1, 577, 333. 60
1, 698, 352.95
316. 862. 05
1.159: 086. 49
' 708, 957. 47
1,107, 673. 30
10, 268, 561. 68

10665 CUR



31, 861, 764. 38 38, 435, 003.98

9

43,016,309.61
2. 041, 613. 95
173,676.15
1, 018, 862. 21
1,811,218.47
847, 404. 28
467, 436. 75
4, 591, 524. 85
1,522,074.25
334, 217. 30
1, 567, 896. 96
1, 258. 236. 69
2, 226, 755. 05

2, 489,183. 67
115, 527. 75
1, 428,364.51
2,176, 790.10
975, 527. 65
522, 209.10
3, 639,674. 75
1, 254,807. 60
445, 062. 00
1,806, 245. 81
1,112. 188. 66
1, 700,096.92
271, 38a. 41

13, 830, 830.12 16, 324, 909. 24 17,860,916.91 ] 17,937,063.93

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT EXHIBITING, BY STATES, TERRITORIES, AND RESERVE. CITIHS, THE
AMOUNT OF COIN AND COIN CERTIFICATES, ETC.—Continued.
October 2,
1890.

September :
1889.

States,etc.
Colorado
Nevada
California
San Francisco.
Oregon
Arizona

I

September 25, September 30,
1892.
1891.

October
1893.

$1, 915. 354. 32 $2, 127,138. 91 $2,252,792.64 $3,011,783.09
48,694.30 i
43, 297. 65
49,616.70 I
41.275.45 !
2, 468, 552. 83 2,066,636.80 1, 951. 334. 90
1,832,505.79 j
1,019,475.00
1,159,612.50 i 1,6551425.00: 1,589,170.00 I
1, 048. 460. 73 1,359,564.70 i 1,480,276.95
1,394,014.61 |
17, 223. 70
53,543.70 | 40,823.85 i
77,091.85 I

Division No. 7

6,816,113.31 | 7,421,928.79

6, 512, 364. 23

Dakota
North. Dakota....
South Dakota
Idaho
Montana
New Mexico
Utah
*.
Washington
Wyoming
Oklahoma
Indian Territory .

7,953,259.64 j

435,196. 56

384, 665. 85
277, 473. 92
2o7, 161.
356, 400. 54
265, 228. 89
25:5,474.
573.
192, 735. 53
157,137.
65
107,
167, 081.15
939, 936. 69
850, 766.
505.
196, 056. 83
167, 726.15
232,
906, 031. 78
709,140.71
645, 634.
991, 060. 55
, 775, 416. 53
1, 826,523.
333, 208. 02
241, 051. 65
239, 879.
37,518.70
7, 915. 25
17, 847.
31, 232. 85
17, 430.10
8, 150.
3, 614, 569. 87 4, 558,519. 39 4,558,457.54 I 5,595.991.80
136, 202. 48
743, 019. 20
166, 700. 05
569, 799.18
1, 352, 061. 50
211,590.90

Division No. 8..
United States

164, 326, 448. 84 |195, 908, 858. 84 183, 515, 075. 91 209.116, 378. 69

$2 656,418.68
53,476.00
1, 873, 065.16
1, 082, 260. 00
1, 523, 649. 43
119. 754/40
7,308,623.67
269, 208. 40
364, 604. 30
227,930. 59
949, 607. 90
191, 868. 85
775,915.45
1, 277i 366. 55
218, 873. 05
74, 321. 00
63, 541. 35
4, 413, 237. 44

224^703^860. 07

STATEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE
20, 1874; ALSO; ON OR ABOUT OCTOBER 1 OF EACH YEAR IN EACH CENTRAL
RESERVE CITY, IN ALL THE RESERVE CITIES, AND IN STATES AND TERRITORIES, WITH A GENERAL SUMMARY EMBRACING ALL ACTIVE NATIONAL BANKS.

NEW YORK CITY.
Date.

Reserve held.
Classification of reserve.
Reserve
No. of Net de- required
banks. posits.
(25 per Amount Ilatio to Specie. Other law- Due from) Kedempful money, agents, itionfund.
cent)'*
deposits.
i Millions Millions. \Millions. Per cent. Millions. Millions. Millions.
204.6
68. 3
51.2
33.4
14.4
5L 4
202. 3
5.0
60.5
5n 7
29.9
45.3
197.9
60.7
49.5
30.7
14.6
34.3
174.9
48.1
43.7
27.5
13.0
36.5
189.8
50.9
47.4
26.8
13.3
32.6
210.2
53.1
52.6
25.3
19.4
11.0
268.1
70.6
67.0
26. 4
58.7
10.9 i
268. 8
62. 5
67.2
23.3
50.6
18.9
254.0
64.4
63.5
25.4
44.5
19.7
266. 9
70.8
66.7
26.5
50.3
27.0
255.0
90.8
63.7
35.6
63.1
23.7
312. 9
115.7
78.2
37.0
91. 5
12.5
282. 8
77.0
70.7
27.2
64.1
16.1
284.3
80.1
71.1
28.2
63.6
22.1
342.2
96.4
85.5
28.2
73.9
25.6
338.2
84.9
84.5
25.1
59.1
13.9
332. 6
92. 5
83.2
27.8
78.4
0
327. 8
86. 1
81.9
26.3
53.8
391. 9
103.4
97.9
40.5
26.4
62.6
309.9
109.0
77.5
32.
5
35.1
75.7

Oct. 2.1874
1.1875
Oct.
2.1876
Oct.
1.1877
Oct.
1.1878
Oct.
2.1879
Oct.
Oct.
1.1880
Oct.
1.1881
Oct.
3.1882
Oct. 2.1883
Sept. 30,1884
301884
Oct. 1,1885
Oct.
7,1886
Oct.
5,1887
Oct. 4,1888
Sept. 30,1889
Oct.
2,1890
Sept. 25,1891
Sept. 30,1892
Oct.
3,1893
Average lor
20 years ..

275.7 |

28.6

67.6
:

Millions.
L5
1.1
0.8
0.8
1.1
1.1
0.9
1.0
1.0
0.9
0.7
0.5
0.4
0.4
0.3
0.2
0.2
0.3
0.3
0.8

48.4

28.1

0.7

12.9
13.1
15.3
17.0
20.1
22.4
22.8

6.7

9.6
7.8
11.0
8.1
16.2

0.05
0.05
0.05
0.05
0.05
0.05
0.05

1.3
1.1
1.0
2.5
2.0
1.5
2.0

0.03
0.02
0.01
0.02
0.02
0.02
0.02

All lawful money.
CHICAGO.

Oct.
Oct.
Sept.
Oct.
Sept.
Sept.
Oct.

5,1887
5,1888
30,1889
2,1890
25,1891
30,1892
3,1893

Oct.
Oct.
Sept.
Oct.
Sept.
Sept.
Oct.

5,1887
4,1888
30,1889
2,1890
25,1891
30,1892
3,1893 i

18
19
20
19
21
23
21

64.6
69.3
78.7
82.9
92.9
106.5
85.8

5
4
5
8
9
9
9

10.3

16.2
17. 3
19.7
20.7
23.2
26.6
21.4

19.7
21.0
25.0
24.8
31.2
30. 5
39.0

30.5
30.2
31.7
30.0
33.6
28.6
45.4

ST. LOUIS.
7.9

12.0
26.2
24.2
29.2
17.9




2.0
3.0
6.5
6.1
7.3
4.5

2. 7
2. 1
3. 2

26.4
27.0

5. 8
0. 1
5.7

J1.3
23.8
21.1
31.9

>«. 7

L3
1. 0
1. 6
3. 1
4. 6
3. 7

REPORT OF THE COMPTROLLER OF THE CURRENCY.

131

VTEMENT EXHIBITING THE CHANGES IN DEPOSITS AND RESERVE SINCE JUNE
20, 1874, ETC.—Continued.
•RESERVE CITIES.*
[Reserved 25 per cent, one-half in lawful money.]

Date.

No. of N e t deb a n k s . posits.

Reserve
required
(15 per
cent).*

Amount

Ratio to
deposits.

Millions. Millions. Millions. Per
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Oct.
Sept.
Sept.
Oct.

2,1874
1,1875
2,1873
1,1877
1.1878
2; 1879
1,1880
1,1881
3,1882
2,1883
30,1884
1,1885
7,188G
5,1887
4,1888
30,1889
2,1890
25,1891
30,1892
3,1893

182
188
189
188
184
181
184
189
193
200
203
203
217
223
224
228
259
265
263
268

221.4
223.9
217.0
204.1
199. 9
288.8
280.4
335.4
318. 8
323. 9
307. 9
304.5
381. 5
338.5
384. 9
419. 0
457.8
451.9
519. 3
3i>2. G

55.3
56.0
54.2
51.0
50.0
57.2
72.4
83.9
79.7
81.0
77.0
91.1
95.4
84. G
96.2
104. 8
114.4
113. 0
129. 8
08.1

Classification of reserve.

Reserve held.

76.0
74.5
76.1
67.3
71.1
83.5
105.2
100.8
89.1
100. 6
99. 0
122. 2
114.0
100. 7
116.9
121.9
129. 8
138.8
156.1
129. 6

cent.
34.3
33.3
35.1
33.0
35.6
36.5
36. 2
30.0
28.0
31.1
32. 2
33.5
29.9
29.7
30.4
29.1
28.3
30. 7
30.1
35.1

Other law- Due from RodqmipSpecie. ful
money. agents. tion fund
Millions. Millions. Millions.
4.5
36.7
31.1
1.5
37.1
32.3
4.0
37.1
32.0
5.6
34.3
24.4
9.4
29.4
29.1
33.0
11.3
35.7
• 25.0
28.3
48.2
21.9
34.6
40.6
24.1
28.3
33.2
30.1
20.3
40.8
33.3
30.3
32.3
34,9
42.0
42.4
26.0
44.5
41.3
23.2
36,3
40.0
24.5
40.0
51.5
26. 7
37.8
56.7
24. 9
43.1
61.0
31.5
45. 5
61.0
29. 0
53.1
73.0
29.8
46.6
51.6

Millions.
3.7
3.6
3.0
3.0
3.2
3.5
3.7
3.7
3.5
3.4
3.1
2.9
2.2
1.2
0.9
0.6
0.7
0.8
1.0
1.6

* I n c l u d e s Chicago and St. Louis u p to October 5, 1887.
STATES AND TERRITORIES.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Oct.
Sept.
Sept.
Oct.

44.0
46.3
43.8
43. 6
43.4
49.5
61. 6
76.1
81. 9
86.7
80. 4
85. 0
95. 6
103. 6
110.9
121. 1
128. 9
129. 3
146.3
115.1

2.1874 I
1.1875 !
2.1876 I
1,1877
1.1878
2.1879
1,1880
1.1881
3,1882 !
2,1883
30,1884
1,1885
7.1880
5.1887
4.1888
30,1889
2,1890
25.1891
30.1892
3,1893

100.6
100.1
99.9
95. 4
106. 1
121.3
147. 2
1;~>8. 3
150.4
157.5
150.3
177.5
18(5. 2
l!!0.9
209. 8
224. 6
2'25. 5
235. 5
274. 8
230. 0

34.3
32.5
34. 3
32.9
36. 7
37.7
35. 8
31.2
27.5
27. 2
29. 2
31. 1
2i>. 2
27. 6
28. 4
27. 8
26. 2
27. 3
28. 2
JO. 0

2.4
1.6
2.7
4.2
8.0
11.5
21.2
27.5
30. 0
31.2
35.2
41.5
47.8
50. 8
50. 2
50. 5
54.3
00. 3
66.6
75.9

33. 7
33.7
31.0
31.6
31.1
30. 3
28.3
27.1
30! 0
30.8
30.9
29. 9
30.1
32.6
34.5
36. 2
37.7
36. 8
38.9
41.2

52.7
53.3
55.4
48.9
56.0
71.3
86.4
92.4
80.1
84.1
79.7
95.9
99.5
100.9
119.0
132.4
128.5
133.0
103.5
106.9

122. 8
125. 2
113.4
100.2
97.0
95.9
64.3
59.9
72.0
80.6
91.2
88.5
68.7
79.9
90.1
99.7
86.8
113.3
118.3
121.7

83.8
85.6
87.4
73.3
85.1
107.0
134.6
133. 0
113. 3
124.9
112.0
138. 3
140.8
140.9
170.5
189.1
189. 5
194. 0
236. 4
158. 5

* Reserve 15 per cent, two-fifths in lawful money.
SUMMARY.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oct.
Oc»t.
Sept.
Oct.
Oct.
Oct.
Oct.
Sept.
Oct.
Sept.
Sept,
Oct.

2,1874
1,1875
2,1876
1,1877
1,1878
2,1879
1,1880
1,1881
3,1882
2,1883
30,1884
1,1885
7,1886
5,1887
4,1888
30,1889
2. 1890
25,1891
30,1892
3,1893

2, 004
2,087
2,089
2, 080
2, 053
2, 048
2, 090
2,132
2, 2G9
2,501
2,664
2,714
2, 852
3,049
3,140
3,290
3, 540
3, 677
3, 773
3,781

719. 5
734.1
706. 6
669.1
67«.8
768.9
968. 0
1,111.6
1,118.6
1,168. 7
1, 098. 7
1, 248. 2
1,301.8
1, 3S8. 4
1, 543. 6
I, 655. 5
1,758.7
1,758.6
2, 022. 5
1, 573. 7




150.1
152.2
147.5
138.3
140. 8
159. 3
201. 0
227. 2
225.1
234. 4
221.1
254. 9
261.7
278. 0
311.9
333. 1
353. 7
:$:>;5. r>
408.1
310.6

244. 9
235.1
230. 7
210.8
228.1
260. 9
32.}. 0
321.6
303. 9
328. 9
346.1
415.4
377. 2
394. 2
440. 2
459. G
47«. 2
497.4
570.9
513. 9

34.0
32.0
33. 5
31.5
33.6
33.9
33. 4
28.9
27. 2
28.1
31.6
33.3
29. 0
28.4
28. 9
27. 8
27. 2
28. 3
28. 2
32.6

21.3
8.1
21.3
22.8
30.7
42.2
108. 2
112. 7
102. 8
107.8
128, 6
175.0
156.4
165.1
178.1
164. 3
195.9
183. 5
209.1
224. 7

17.
16.
14.
14..
15.
15.
15.
16.
15. i
15.
14.:
13.
11.'
8. t
7.
<). *
C».
0. (
7.,
9.(

132

REPORT OP THE COMPTROLLER OF THE CURRENCY.
LAWFUL MONEY RESERVE OF THE NATIONAL BANKS, AS SHOWN BY TFIEIR

Cities, States, and Territories.

No. of
banks.

Deposits.

Reserve
required,
25 per cent.

Ratio of
reserve.

Reserve
held.

Per cent.

New York City
Chicago
St. Louis
Total of central reserve cities.
Boston
Albany
Brooklyn
Philadelphia
Pittsburg
Baltimore
„
Washington
New Orleans
Louisville
.....*
Cincinnati
Cleveland
Detroit
Milwaukee
Des Moines
St. Paul
Minneapolis
Kansas City
St. Joseph
Lincoln
Omaha
San Francisco
Total of other reserve cities..
Total of all reserve cities.
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
g
West Virginia
North Carolina
16 j South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Colorado
Nevada
California
Oregon
Arizona
North Dakota.
South Dakota .
Idaho
Montana
New Mexico...
Utah .
Washington .
Wyoming ...
Oklahoma ...
Indian Territory .
Total of country banks Total of United States..




$309, 971, 554
85, 756, 781
__17,_907, 671
413, 6:K5, 006

268
347

10.'*., 648, 459
8, 786, 023
11, 095, 830
85, 736, 506
29, 400, 063
20,757, 620
7, 437, 372
12, 751, 208
6,732,405
21, 565. 545
16, 035,405
10,977, 753
8, 820, 278
1, 732,135
9, 280, 8:,'O
7, 879, 637
9, 886, 007
4,186, 919
1,874,554
10, 277, 743
3, 743, 044_
"3927605^1^6"
806, 241,402

$77,492,888 $109,016, 997
38,987,815
21, 439,195
5,721,498
4,476,918
103,409, 001 153, 726, 310

201, 560, 350

35,029, 946
3., 185,179
3. 581,757
28J154, 044
8, 615, 282
6,490,129
3,115.446
2, 574, 644
2,107, 612
7, 756,198
4, 964, 221
3, 074, 743
4, 017,000
589, 582
3, 449, 771
2, 290, 504
3, 768, 839
1, 583,158
470,716
3,583,038
1, ] 86, 960
129,588, 769
283, 315,079

35.17
45.46
31.95
__37.16
"33780"
36.25
32.28
32.84
29.30
31.27
41.89
20.19
31.31
35.97
30.96
28.01
45.54
34.04
37.17
29.07
38.12
37.81
25.11
34.86
31.71
33. 01
35.14

(15per cent.)
12, 642. 451
8, 541, 464
8,165,195
66, 692, 945
17, 932, 473
28, 301,464
85, 916. 966
48,159, 208
98,175, 070
4, 549,154
9, 673, 239
744, 974
12,151, 919
5, 587, 142
3,327,184
3, 344, 581
4,070,162
3, 158, 906
3, 284, 731
1, 216, 019
1, 236, 669
25, 249, 035
1, 241. 291
10, -424,122
10, 739, 343
51, 070, 779
25,484.213
37, 654, 221
23,121,492
18, 666, 027
24, 556, 709
12,376,966
6, 029, 822
15,904,721
12,103, 798
18, 646, 221
363. 089
8, 692! 478
7, 470, 836
449, 636
4, 619,689
3, 657, 411
1, 336, 283
6, 914, 192
1, 383, 763
2, 739. 375
6, 975, 001
1, 755. 349
562,133
410, 702
767, 477, 513

32.87
4,154,999
2, 737, 773 32.05
31.48
2, 570, 751
28.49
18, 999,917
30.87
5, 535,899
9, 625, 540 34.01
25.82
22,179, 983
29.51
14, 212, 487
28.14
27, 622, 085
1, 397, 751 30.73
26.28
2, 542, 317
51.20
381,436
1, 822, 788 2, 828, 670 23.28
30.74
1,* 717,169
838,071
29.75
989,747
499, 078
20.30
678,839
501, 687
1, 256, 759 30.83
611,424
29.61
935, 391
473.836
34.09
1,119,622
492, 710
40.07
487,199
182, 403
29.15
360, 467
185, 500
3, 787, 355 8, 553, 246 33.88
39.24
487, 366
186, 194
1, 563, 618 2, 762, 746 26.50
35.64
1, 610, 902 3, 827,598
7, 660, 617 14, 782, 260 28.94
37.40 I
3, 822, 632 9,530,171
33.06 I
5, 648.133 12,446, 825
3, 468, 224 6, 647, 274 28.75
2, 799, 904 6, 051, 753 32.43
3, 683, 506 7, 834, 296 31.90
1, 856, 545 3, 732, 356 30.16
30.45
1,835,901
904, 473
38.98
2. 385, 708 6, 200,177
1, 815. 570 3, 811, 911 31.49
2,796,933 | 6, 497, 811 34.85
22.90
83. 343
54,598
28.09
1,303, 872
2,441. 411
25.46
1,120, 626
1, 902,140
45.10
202, 792
67,445 i
692,953 I 1, 029, 002 22.27
26.86
982, 468
548,612 '
25.83
345,151
200, 443
31.66
1, 037,129
2,188, 802
26.11
207,565
361, 292
40.49
410, 906
1,109, 205
25.02
1, 046, 250 1,744, 998
22.97
263,302
403, 246
46.99
84,320
264,125
48.87
61,605
200, 724 ~30705~
115,121,627

781 1 75737718,915

32. 66 I

51
48
214
59
84
274
99
326
18
46
1
36
30
24
14
27
17
28
12
11
222
9
71
52
218
115
191 i

92 I

76 !
165 j
65
57
136
121
51
2
33
39
5
32
39
13
22
10
14
57
13
434

1, 896, 368
1,281,220
1, 224, 779
10, 003, 942
2, 689, 871
4, 245, 219
12, 887, 545
7, 223, 881
14, 726, 260
682,373
1, 450, 986
111,746

REPORT OF THE COMPTROLLER OF THE CURRENCY.
REPORTS OF CONDITION AT THE CLOSE OF BUSINESS OCTOBER 3,

Cash reserve.
Required.

Held.

$76, 681, 776 $108, 205, 885
21, 385,195
38.933,815
__4 1 456 L G68
5, 701, 248
102, 523, 639 152, 840, 948
12, 718, 755
16, 360, 548
1, 084, 755
1,119, 354
1,512, 878
1, 373, 759
10, 567,113
17, 600, 250
6, 006, 046
3, 607, 837
4, 867, 655
2. 551, 862
2, 623, 877
'910,427
1, 996,157
1, 573, 651
829,183
1, 523, 752
5,273, 635
2, 601, 756
1,976,119
2, 922, 029
1, 339, 594
1, 552, 704
1,092, 410
2, 376,428
212, 910
257, 612
1,154, 479
2, 388, 626
1, 410, 528
978,105
2, 258, 527
1,226,751
730, 612
517,740
314, 265
230,382
1, 267,168
2, 227, 802
465,630
1,104, 370
48, 280, 386
76,427, 655

1893.

Classification of reserve held.
Specie.

Legal
tenders.

$75,703, 064 $31,082,821
15,641,892
22, 771, 923
3, 639, 675
2,_05.i;_573_
102,114, 662 __48, 776, 286
9, 952, 789
57527.
715, 243
404,
799, 383
713.
4, 242,
11,127, 420
1,
993.
4,012, 840
1, 246,
2,940,802
965.
1, 398, 848
816,
1,179, 603
947!
576, 063
1, 640, 407
2, 828!
1, 692, 029
1,230!
971,071
581,
1, 589, 857
786.
115,528
142,
2,176, 790
211,
975,528
435,
1, 254,808
1,003,
445, 062
285,
271, 385
42,
1,700,097
527, ,705
1, 082, 260
22,J10
46,617,813
24, 954, 842

United States
certificates
of deposit.

Due from
reserve
agents.

$1. 420, 000
' 520, 000
10,000
170567000"
880,000

Redemption
fund w i t h
Treasurer.
$811,112
54, 000
20^250^
885, 362

~ $18,194,793
2, 038, 830
2, 042, 439
10, 253, 894
2, 474, 894
1, 536, 794
'453, 079
537, 987
559,110
2, 29 i, 688
1. 985, 580
1,456, 789
1, 620, 322
324,757
1, 049, 895
866, 276
1, 492, 312
841, 296
148, 576
1, 320,136
78,090

474,
26,
26,
299,
134,
85,
38,
40,
24,
187,
56.
65,
20,
7,
li,
13,
18,
11,
7,
35,
4,
1,590, 577

5175707537 |

2, 475,939

683, 485
446,
437,347
3, 649,031
938,044
1, 559, 961
4, 853, 689
2, 797, 849
5, 627, 951
256,301
551,556
40,198
703, 44G
318, 926
185,986
192,950
228,
182, 919
180,899
67, 496
69, 655
1, 425, 075
70,757
567,727
620, 428
2, 895,419
1, 443, 946
2,160,141
1, 325,174
1, 087, 281
1, 411, 434
718, 976
340, 794
905,174
691,279
1, 090,112
20,570
498,816
435, 042
25, 309
267,594
208,189
76, 665
404, 691
78, 456
156,052
395, Oil
100,076
3-2, 378
23,022

2,483, 625
1,702,968
1,358, 580
11, 314, 881
3, 429, 881
5, 289,977
11,645,713
8, 252, 903
13,174, 270
738, 345
1,215, 004
79, 306
864, 296
572, 045
297, 359
156, 058
387, 778
354, 091
300, 885
168,854
156,771
2, 264, 868
124,467
1,186, 382
1, 093, 999
5, 767, 70«
2, 591, 843
6, 046, 019
3, 236. 827
2, 808, 280
3. 927,167
1, 820, 243
898, 037
3, 290, 762
2, 230, 530
2,173, 987
26, 607
439, 909
297, 306
58, 478
517,841
385, 668
56, 971
752, 422
112,764
184,452
318, 891
138,047
126,132
106, 929,107

187, 655
166, 005
131, 413
881, 365
344, 761
345, 316
753, 323
229, 260
656, 383
41, 620
72,096
11, 250
64,173
40, 756
34,114
19, 313
39, 680
16, 537
40, 460
13, 662
11, 363
224. 667
9,300
144, 302
59, 832
422, 071
212, 766
247,782
155, 289
81, 701
154, 920
59,105
52, 489
122,773
87,371
71, 653
3,173
56, 831
33,022
4,173
23,969
28,140
8,781
25, 401
11, 425
20,775
58,722
13,112
3,375
4,050
6, 501,475

194, 202, 056

158.499, 644

8,977,414




2, 230, 000
680.000
260, 000
805, 000

4, 855, 000

154

REPORT OV THE

OF THE CURRENCY.

STATEMENT SHOWING AMOUNT OK DEPOSITS HELD BY NATIONAL BANKS, AMOUNT
OF LAWFUL MONEY RESERVE REQUIRED, AND RATIO OV SAME; ALSO AMOUNT,
RATIO AND CLASSIFICATION OV RESERVE ACTUALLY HELD ON DECEMBER 9, 1892,
MARCH 6; MAY 4, JULY 12; AND OCTOBER 3, 1893.
Reserve
required.

Reserve held.

Classification of reserve
held.

No.
of Deposits
Due Redemption
banks
Ra- Amount Ratio. Amount ILawfnl
re- with
money from
tio.
serve
in bank. agents. treasurer.
December 9, 1892.
80
Central reserve cities
265
Other reserve cities
Outside of reserve cities .. 3, 439

Millions. l\ ct. Millions. Pcrct. Millions. Millions. Millions. Millions.
132. 8
488.4
25
122.1 27. 26 133.1
0.4
77.8
495.2
25
123.8 28. 68
142. 0
63. i
1.0
108.0
975.6
15
146.3 26. 21
255. 7
5.8
141.8

3,784

1,959.2

80
Central reserve cities
265
Other reserve cities
Outside of reserve cities .. 3,461

489.9
473.3
981.8

3,806

1,945. 0

79
Central reserve cities
269
Other reserve cities
3,482
Outside of reserve cities ..

472.4
467.6
970.4

Total

392. 2 27.10

530. 8

318.6

204.9

7. 2

122.5 26. 51
118. 3 29. 47
147.2 25. 93

129. 9
139.5
254. 5

129. 5
75.2
109. 2

63.* 2
139.4

0.4
1.1
5.9

26. 94

523.9

313.9

202.6

7.4

118.1 28.30
116. 9 28.56
145.5 24.47

133.7
133. 5
237. 4

133.3
78.8
110.7

53.5
120 8

0.4
1.1
5.9

380.5

26.42

504. 0

322. 8

174. 3

7.4

101.4
101. ]
129.7

26.24
29.20
26. 80

106.4
118.1
231.6

106.0
68.4
114.8

48.5
110.8

0.4
1.2
6.0

332. 2

27. 24! 456.1

289.2

159.3

7.6

103.4
98.1
115.1

37.16
3o. 14
30.05

153.7
129.6
230.6

152. 9
76.4
117.1

51.5
106.9

316.6

32.66

513.9

346.4

158.4

March 6, 1893.

Total

25
25
15

388.0

May 4, 1S9S.

Total

25
25
15

3, 830 1, 910.4

July 12, 1893.
79
Central reserve cities
269
Other reserve cities
Outside of reserve cities .. 3, 459
Total

405.7
404.5
864.4

25
25
15

3, 807 1, 674. 6

October 3, 1893.
79
Central reserve cities
268
Other reserve cities
Outside of reserve cities .. 3,434

413.6
392.6
767.5

3,781

1,573. 7

Total




25
15

0.9
6^5
8.9

REPORT OF THE COMPTROLLER OF THE CURRENCY.

135

LlABlLI'l IKS OK TllK NATIONAL 1UNK>, AM> TilK ivlOSKUV
TJIUI-:K DATKK IN TIIK

Y I U K S i s s s , 188U;

!890 ;

18')1; 1892,

A N D 1893.

STATES AND TE Kill TOR IKS EXCLUSIVE OF RESERVE CITIES.
Reserve held.

Date.

¥ o . of
banks.

Net deposits.

He serve
required. Amount.

Millions. Millions.

Ratio to
deposits.

Classification of reserve.
Other
lawful
money.

Due
Redempfrom
tion
agents. fund.

Millions. Millions.
51.0
33.8
49.1
31.5
50.2
34.5

Millions. Millions.
102.8
6.4
112.2
6.3
118.9
6.2

Specie.

Apr. 30,1888
J u n e 30,1888
Oct.
4,1888

2,809
2, 829
2,847

707. 5
711.8
739.3

106.1
106. 8
110.9

Millions.
193. 9
109. 2
209.8

Per cent.
27.4
28.0
28.4

May 13,1889
J u l y 12,1889
Sept. 30,1889

2,914
2,944
2, 992

7(39.8
789.1
807.6

115.5
118.4
121.1

223. 9
229. 3
224.6

29.1
29.1
27.8

53.5
53.3
50.5

36.9
37.2
36.2

127. 8
133.3
132.4

5.6
5.6
5.5

May 17,1890
J u l y 18,1890
Oct.
2,1890

3,125
3,151
3,207

845. 3
835.4
859.2

126.8
124.3
128. 9

223. 2
222.2
225.5

26.4
26.6
26.2

52.9
52.7
54.3

37.3
37.1
37.7

127.6
127.0
128.5

5.4
5.3
5.2

May 4,1891
J u l y 9,1891
Sept. 25,1891

3,296
3,309
3,333

847.4
846.8
861.8

127.1
127. 0
129.3

225.1
224.7
235.5

26.6
26.5
27.3

61.3
62.8
60.3

36.5
36.4
36.8

122.1
120.3
133.0

May 17,1892
J u l y 12,1892
Sept. 30,1892

3,393
3,418
3,430

929.2
950.3
975.6

139.4
142.5
146.3

274.2
282.2
274.8

29.5
29.7
28.2

65.3
66.4
66.6

38.7
38.8
38.9

164.5
171.2
163.5

5.7
5.8
5.8

May 4,1893
J u l j 12.1893
Oct.
3,1893

3,482
3,459
3,434

970.5
804. 5
767.5

145.6
129.7
115.1

237.4
231. 6
230.6

24.4
26.8
30.0

72.8
73. 2
75.9

37.9
41.6
41.2

120.8
110.8
106.9

5.9
6.0
6.6

:

5.2
5.1
5.4

NEW YORK CITY.
Apr. 30,1888
J u n e 30,1888
Oct.
4,1888

46
46
46

316.7
338. 4
342. 2

79.2
84.6
85.5

94.8
102.7
96.4

29.9
30.3
28.2

69.4
73.4
73.9

25.0
28.8
22.1

0.4
0.4
0.3

May 13,1889
J u l y 12,1889
Sept. 30,1889

45
45
45

361.0
359.2
338. 2

90.2
89.8
84.5

103. 7
97.3
84.9

28.7
27.1
25.1

71.5
61.8
59.1

32.0
35.3
25.6

0 2
0.2
0.2

May 17,1890
J u l y 18,1890
Oct.
2,1890

46
47
47

322.3
326.8
332.6

80.6
81.7
83.2

85.0
88.4
92.5

26.4
27.0
27.8

65.2
64.2
78.4

19.6
24.0
13.9

0.2
0.2
0.2

May 4,1891
Jul'y 9 1891
Sept. 25,1891

47
49
49

327.3
330.3
327.8

81.8
82.6
81.9

88.3
- 98.9
86.1

26.9
29.9
26.3

58.6
55.6
53.8

29.5
43 1
32.0

0.2
0 2
0.3

May 17,1892
J u l y 12,1892
Sept. 30,1892

48
48
48

437.3
424.5
391.9

109.3
106.1
98.0

127.8
124.7
103.4

29.2
29.4
26.4

85.2
75.8
62.6

42.3
48.5
40.6

0 3
0.4

May 4,1893
J u l y 12,1893
Oct'. 3,1893

49
49
49

345.0
304.4
309.9

86.2
76.1
77.5

98.4
77.0
109.0

28.5
25.3
35.1

63.5
55.0
75.7

34 5
21.6
32.5

0.4




'

0.2
0.4
0.8

16b

REPORT;'OF

THE COMJ'TROJLiLEK

OF THE CURRENCY.

LIABILITIES OF TtiJii NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ON
THREE DATES, ETC.—Continued.

CHICAGO.
Reserve held.
Date.

No. of
banks.

Net de- Reserve
posits. required.

Ratio to
Amount. deposits.

Classification of reserve.
Specie.

Other
lawful
money.

Millions. Millions. Millions. Per cent. Millions. Millions. Millions.
71.3
17.8
29.7
13.4
21.2
7.8
31.4
14.1
71.8
18.0
22.5
8.4
30.2
13.1
21.0
69.3
17.3
7.8

Apr. 30,1888
June 30,1888
Oct. 4,1888

18
19
19

M a y 13,1889

19
19
20

74.3
77.6
78.7

18.6
19.4
19.7

26.4
24.7
25.0

35.5
31.8
31.7

14.6
15.1
15.3

11.7
9.6
9.6

May 17,1890
July 18,1890
Oct. 2,1890

* 20

85.0
84.1
82.9

21.3
21.0
20.7

26.4
24.5
24.8

31.0
29.1
30.0

15.3
14.7
17.0

11.0
9.8
7.8

May 4,1891
July 9,1891
Sept. 25,1891
May 17,1892
July 12,1892
Sept, 30,1892

20
20
21

96.0
91.8
92.9

24.0
22.9
23.2

32.5
28.5
31.2

33.9
31.0
33.6

19.7
19.3
20.1

12.7
9.1
11.0

22
22
23

111.4
114.4
106.5

27.9
28.6
26.7

36.8
34.0
30.5

33.0
29.8
28.6

23.3
23.1
22.3

13.4
10.9
8.2

4,1893
J u l y 12; 1893
Oct. 3,1893

21
21
21

99.6
81.3
85.8

24.9
20.4
21.4

29.3
24.9
39.0

29.4
30.6
45.4

21.6
15.4
22.8

7.7
9.5
16.2

July 12,1889
Sept, 30,1889

May

19
19

Due
from
agents.

ST. LOUIS.
Apr. 30,1888
June 30,1888
Oct, 4,1888

8.7
8.9

2.2
2.2
2.0

3.5
3.7
2.1

40.1
42.0
27.1

1.6
1.8
1.0

,1.8
1.9
1.1

0.03
0.03
0.02

May 13,1889
J u l y 12,1889
Sept. 30,1889

7.5
11.3
12.0

1.9
2.8
3.0

3.5
4.6
3.2

46.8
40.1
26.7

1.9
2.2
1.6

1.7
2.3
1.6

0.01
0.01
0.01

May 17,1890
J u l y 18,1890
Oct. 2,1890

26.0
27.2
26.2

6.5
6.8
6.5

6.5
6.6
5.6

25.0
24.4
21.3

3.3
3.3
3.1

3.1
3.3
2.5

0.02
0.02
0.02

May 4,1891
July 9,1891
Sept, 25,1891

25.0
23.6
24.2

5.9
6.1

6.1
5.6
5.8

24.4
23.8
23.8

3.7
4.0
3.8

2.4
1.6
2.0

0.02
0.02
0.02

May 17,1892
J u l y 12,1892
Sept. 30,1892

27.8
27.5
29.2

7.0
6.9
7.3

7.9
6.5
6.2

28.4
23.6
21.1

5.9
5.0
4.6

2.0
1.4
1.5

0.02
0.02
0.02

May 4,1893
J u l y 12,1893
Oct. 3,1893

27.7
19.9
17.9

6.9
4.9
4.4

5.9
4.5
5.7

21.4
22.6
31.9

3.7
2.5
3.7

2.2
2.0
2.0

0.02
0.02
0.02




137

REPORT OF THE COMPTROLLER OF THE

LIABILITIES OF THE NATIONAL BANKS AND THE RESERVE REQUIRED AND HELD ON
THREE DATES, ETC.—Continued.
OTHER RESERVE CITIES.
Reserve held.
Date.

No. of
banks.

Net de- Reserve
posits. required.

Classification of reserve.
Other
lawful
money.

Due Redempfrom
tion
agents. fund.

Amount.

Ratio to
deposits.

Per cent. Millions. Millions. Millions.
29.8
36.7
24. 5
43.7
30.4
42.9
28.6
45.9
30.4
40.0
24.4
51.5

Specie.

Millions.

Apr. 30,1888
J u n e 30,1888
Oct.
4,1888

221
224
224

Millions.
355.4
372.5
384. 9

Millions.
88.8
93.1
96.2

Millions.
105.9
113.4
116.9

May 13,1889
J u l y 12,1889
Sept. 30,1889

224
226
228

415.3
427.8
419.0

103.8
106.9
104.8

132.8
131.4
121.9

32.0
31.0
29.1

43.7
43.5
37.8

28.9
27.9
26.7

59.6
59.3
56.7

0.7
0.6
0.6

May 17,1890
J u l y 18, 1890
Oct. 2,1890

239
259
259

425.0
461.9
457.8

106.2
115.5
114.4

122.8
131. 3
129.8

28.9
28.4
28.3

41.4
43.7
43.1

25.2
28.1
24.9

55.6
58.8
61.0

0.6
0.7
0.7

May 4,1891
J u l y 9,1891
Sept. 25,1891

262
265
265

448.9
442.0
451.9

112.2
110.5
113.0

136. 9
134.1
138.8

30.5
30.3
30.7

51.6
49.1
45.5

26.7
29.0
31.5

57.9
55.3
61.0

0.7
0.7
0.8

May 17,1892
J u l y 12,1892
Sept. 30,1892

262
262
263

520.6
534. 3
519. 3

130.1
133. 6
129.8

184.0
178.6
156.1

35.4
33.4
30.1

59.3
59.0
53.0

38.0
37.4
29.1

85.8
81.3
72.9

0.9
0.9
1.0

May 4,1893
J u l y 12,1893
Oct. 3,1893

269
269
268

467.6
404.5
392.6

116.9
101.1
98.2

133.6
118.1
129.6

28.5
29.2
35.1

45.6
40.6
46.6

33.3
27.8
29.8

53.5
48.5
51.6

1.2
1.2
1.6

1.0
1.0
0.9

SUMMARY.
Apr. 30,1888
J u n e 30,1888
Oct. 4,1888

3,098
3,120
3,140

1, 459. 6
1, 503. 5
1, 543. 6

294.1
304.7
312.0

419.3
441. 5
446.2

28.7
29.4
28.9

172.1
181.3
178.1

92.9
94.3
90.0

146.5
158.1
170.5

7.9
7.8
7.6

May 13,1889
J u l y 12,1889
Sept. 30,1889

3.206
3; 239
3,290

1, 627. 9
1,665.0
1, 665. 5

330.0
337.3
333.1

490.3
487.3
459. 6

30.1
29.3
27.8

185.2
175.9
164.3

111.2
112.3
99.7

187.4
192.5
189.1

6.6
6.5
6.4

May 17,1890
J u l y 18,1890
Oct. 2,1890

3,438
3,484
3,540

1, 703. 6
1,735.4
1, 758. 7

341.4
349.3
353.7

463. 9
473.0
478.2

27.2
27.3
27.2

178.1
178.6
195.9

96.2
102.3
86.8

183.2
185.8
189.5

6. 3
6.3
6.1

May 4,1891
J u l y 9,1891
Sept. 25,1891

3,633
3,652
3,677

1, 744.6
1, 734. 5
1, 758. 6

351.3
348.9
353.5

488.9
491.8
497.4

28.0
28.3
28.3

194.9
190.8
183. 5

107.8
119.3
113.5

180.0
175.6
194.0

6.2
6.1
6.6

May 17,1892
J u l y 12,1892
Sept. 30,1892

3,734
3,759
3,773

2, 026.3
2, 051. 0
2, 022. 5

413.7
417.7
408.1

630.7
626.0
571.0

31.1
30.5
28.2

239.0
229.3
209.1

134.4
137.1
118.3

250.3
252.5
236.4

7.0
7.1
7.2

May -4,1893
J u l y 12,1893
Oct. 3,1893

3,830
3,807
3,781

1, 910. 4
1, 674. 6
1, 573. 7

380.5
332.2
316.6

504.6
456.1
513.9

26.4
27.2
32.6

207.2
186.7
224.7

115.6
102.5
121.7

174.3
159.3
158.5

7.5
7.6
9.0




138

K'EPOItT OF THE COMPTROLLER OF THE CURRENCY.
JSTATI-J OK TIN; L A W F U L MONIOY UKKKUYF. OF THIS NATIONAL ]>A\K»S AS

STATES AND

Dates.

26
27
28
29
30
31

Oct. 5, 1887.
Dec. 7, 1887.
Feb. 14, 1888.
Apr. 30,
J u n e 20,
Oct. 4,
Dec. 12, 1888.
Feb. 26, 1889.
May 13, 1889.
-July 12, 1889.
Sept. 30,
Dee. 11, 1889.
Feb. 28, 1890..
May 17, 1890..
J u l y 18, 1890.
Oct. 2, 1890.,
Dec. 19, 1890..
Feb. 26, 1891.
May 4. 1891..
J u l y 9, 1891.,
Sept. 25, 1891..
Dec. 2, 1891..
Mar. 1, 1892..
May 17, 1892.,
J u l y 12, 1892..
I Sept. 30, 1892..
[ Dec. 9, 1892..
! Mav. 6, 1893..
I May 4, 1893..
! J u l y 12, 1893..
I Oct. 3, 1893..

No. of
banks.

Net deposits.

2,756
2, 778
2, 787
2,809
2, 827
2,847
2.858
2, 878
2.914
2, 944
2, 992
3, 026
3, 076
3, 125
3,151
3, 207
3,241
3, 265
3,296
3, 309
| 3,333
j 3,349
3,370
3, 393
3,418
3, 430
3,439
3.461
3; 482
3,459
3,434

$690, 622, 007
684,059, 721
707,423,152
707, 530, 013
711,849, 213
739,325,350
730,883,243
757, 591, 413
769,817, 794
789, 081, 203
807, 628, 795
807, 532, 815
833, 504,222
845, 329,596
835, 341, 554
859, 249, 215
819, 407, 422
828, 643,459
847, 402, 314
846, 759, 676
861,837, 570
867,016,129
909,876, 403
929,173, 506
950, 252, 797
975, 542,131
975, 622,088
981, 760. 606
970, 413, 360
864,468,926
767,477,513

Reserve required.

$103, 593, 301
102, 608, 958
106,113, 472
106,129, 502
106, 777, 382
110, 898, 802
109, 632, 486
113, 638, 712
115, 472. 669
118,362,180
121,144, 318
121,129, 922
125,025, 633
126, 799, 439
124, 301, 233
128, 887, 382
122,911,113
124, 296, 519
127,110, 347
127, 013, 951
129,275, 635
130, 052, 419
136, 481, 460
139, 376, 025
142, 537, 920
146, 331, 320
146,343,313 !
147,264,090 I
145,562,004 !
120,670,338 ?i
115,121,627

RESERVE

6
7
8
9

Oct. 5,1887..
Dec. 7,1887..
Feb. 14,1888..
Apr. 30,1888..
, June30,1888..
i Oct. 4,1888..
! Dec. 12,1888..
j Feb. 26,1889..
j May 13,1889..

July 12,1889..
Sept. 30,1889..
Dec. 11,1889..
Feb. 28,1890..
M a y 17,1890.,
July 18,1890..
Oct 2,1890..
Dee. 19,1890..
Feb. 26,1891..
M a y 4,1891..
July 9,1891..
Sept, 25,1891.
Dec. 2,1891.
Mar. 1,1892.,
M a y 17,1892.
July 12,1892.
Sept.30. 1892..
Dec. 9,1892..
M a r . 6,1893..
M a y 4,1893..
July 12,1893..
Oct. 3,1893..




293
292
290
289
293
293
292
291
292
295
298
300
307
313
333
333
332
335
337
343
344
343
341
341
341
343
345
345
348
348
347

j
I
I
I

$697, 767, 889
695, 790,194
747, 718,913
752,040,152
791,629, 383
804,241, 438
774, 053, 284
840,117, 539
858, 084, 652
875, 916, 968
847,868, 586
801,625, 021
844, 646,301
858,292, 596
900,058, 542
899, 412,106
814,046, 939
877,391,354
897, 207, 393
887,727,112
896, 799, 099
916, 744, 509
1,061, 786, 647
1, 097,165, 067
1,100, 686,179
1,046, 937, 693
983,607, 295
963, 289,771
939,996,774
810,184. 800
806, 241,402

$174,441,972
173,947, 548
186, 929, 728
188, 010, 038
197,907, 346
201, 060, 359
193, 513, 321
210, 029, 385
214,521,163
218, 979,242
211, 967,147
200, 406, 255
211,161, 575
214, 573,149
225, 014, 635
224,853, 027
203, 511, 735
219,347, 838
224, 301, 848
221, 937, 778
224,199, 774
229,186,127
265, 446, 662
274,291, 266
275,171, 544
261, 734, 423
245,901, 824
240, 822, 443
234, 999,194
202, 546, 200
201, 560, 350

REPORT OP THE COMPTROLLER OF THE CURRENCY.

139

SHOWN HV THU R K T O K T S F1JOM O</, {{>VA. i; ft, J.NS7, TO OCTOBER 3 , 1803.
TKRUITOIUES.
Cla>Classification
of reserve held.

Reserve held.

Amount.

$190. 919,164
185, 803,160
201, 787, 492
193, 936, 932
199,"] 59,391
209, 844,956
200, 111, 504
224,480, 351
223, 875, 655
229, 353,725
224, 634,194
212, 516, 298
233, 749, 310
223, 205, 878
222, 203,056
225, 523, 671
210, 262, 300
229, 938, 230
225,163,434
224, 652, 075
235, 508, 045
235, 620, 574
270, 973, 086
274,129,725
282,158,477
274, 769, 504
255, 727. 465
254, 568, 781
237,431,814
231, 651, 867
230,595,191

Ratio
to liabilities.

Specie.

Legal
tenders.

Per ecu t.
27.6
$50,821,078 $32,129, 936
27.2
51, 696, 357 31, 997, 316
28.5
51, 835, 866 32, 264, 784
27.4
50| 988, 350 33, 260, 054
28.0
49,123, 698
31, 021, 956
28.4
50,188, 336
33, 789, 747
27.4
50, 661, 056 33, 326, 867
29.6
52, 214, 875 34, 734, 244
53,549,166
36, 235,912
29.1
53, 312, 874 36,758, 352
29.1
50, 467, 987 35, 712, 394
27.8
52, 496, 023 37, 389, 775
26.3
28.0
55, 084, 885 38, 450, 332
52, 896, 449 36. 823,184
26.4
26.6
52, 752, 311 36, 674, 235
54, 250, 695 37, 218, 060
26.2
57, 551, 701 37, 562, 841
25.7
61, 575, 870 36, 682, 708
27.7
26.6
36,124, 884
61, 303,140
62, 776, 089 36, 038,178
26.5
60, 314, 566 36, 394, 059
27. 3
27.2
61. 590, 899 36, 532, 677
29.8
62, 867,013
37, 017, 682
29. 5
65, 324, 747 38, 308, 295
66, 394,006
38,405, 004
29.7
66, 575, 758 38, 525, 290
28.2
68,405, 394
39, 247,152
26.2
37, 527, 765
25.9
71,346,320
24.4
72, 812,241
37,573,847
26.8
73,103,849
41, 353,526
75, 971, 385 40,978, 224
30.0

United States (
Due
Redempcertificates of from reserve tion fund with
Treasurer.
deposit.
agents.
$475, 000 $100,879, 879
520,000 | 95, 002, 425
510,000 I
515, 000
505, 000
680,000
530, 000
855, 000
705, 000
485, 000
510, 000
510. 000
505, 000
475,000
440, 000
440, 000
445, 000
425, 000
425, 000
415, 000
440, 000
415,000
440, 000
405, 000
405,000
395, 000
360,000
355, 000
345,000
315,000
215, 000

110, 693, 685
102, 759,410
112,183,937
118,950. 556
109. 573, 502
130; 841, 596
127, 753, 288
133, 246, 766
132,423,322
116, 716, 620
134, 379, 587
127, 639, 363
127, 015, 635
128, 452,576
109, 582,313
126, 076, 254
122,115, 4'34
120, 273,937
132,984,453
131,609,289
165, 033,135
164, 423, 561
171,219,102
163,509,922
141,848, 825
139,429, 002
120, 758, 208
110,834,812
106, 929,107

$6, 613, 271
6, 587, 062
6,483.157
6, 414,118
6, 324, 800
6, 236, 317
6, 020, 079
5, 834, 636
5, 632, 289
5, 550, 738
5, 520, 491
5,403, 880
5, 329, 506
5, 371, 882
5, 320, 875
5,162, 340
5,120,445
5,178, 398
5,194, 976
5,148, 871
5, 374,967
5,472, 709
5,615,256
5, 668,122
5, 733,365
5,763,534
5,866, 094
5,910,694
5,942,518
6, 044,680
6,501,475

$39, 993, 709
37, 957, 340
44, 647, 555
43, 718,493
45,949, 662
51,508,038
47, 013, 696
61,860, 599
59, 619, 008
59, 343, 308
56, 712,959
48,173,145
53, 684, 545
55,566,943
58, 806,133
60, 999,210
50, 638, 370
56,569, 349
57, 889,288
55, 317,148
61,005,875
64, 710, 249
91, 717, 863
85,825,510
81, 254,538
72,924,409
63,099, 335
63,183, 047
53, 553,912
48,517, 867
51, 570, 537

$1, 697,171
1, 581,441
1, 510, 032
1, 473, 832
1,441,037
1, 319, 085
1,121, 355
1, 025,512
932, 917
907, 087
884,568
872, 779
862, 382
929,628
984,247
961,257
948, 667
955,146
963, 982
980,969
1,161,461
1, 209, 571
1, 282,876
1, 322,396
1,359,226
1,376, G30
1,41tf, 320
1,491,137
1,525,472
1,555,928
2, 475, 939

CITIES.
$203, 291, 575
196, 092, 726
227, 815, 221
225,407,142
242, 342, 965
236, 321, 317
228,126, 466
259, 776, 653
266, 431, 684
257, 944,870
234, 930, 688
223, 275,478
237, 434,449
240,691, 424
250,833, 366
252,720, 301
234, 027, 627
261,136, 678
263,829, 903
267, 083,198
261, 869, 394
277, 898, 632
346, 349, 747
356, 540, 373
343,758,250
290,183,715
275,144, 704
269, 397, 689
287, 211, 601
224, 546, 270
283,315,079

29.1
28.2
30.5
30.0
30.6
29.4
29.5
30.9
31.1
29.5
27.7
27.8
28.1
28.0
27.9
28.1
28.7
29.8
29.4
30.1
29.2
30.3
32.6
32.5
31.2
28.3
27.9
27.9
28.4
27.7
35.1

$114, 284, 376 $41,621,319
107, 544, 286 43, 364, 659
121,994,748
50, 052, 886
121, 085, 661 50, 314,156
132,168, 579
50, 973, 687
127, 799, 480 47, 309, 714
1-22, 073, 222 49,228,193
130, 069, 926 53, 890, 616
131, 627, 286 61,602,473
122, 590, 995 60, 698, 480
113, 858,462
51,039, 699
118,593,435
47,101,119
126,461, 252
48,101, 270
125, 269, 045 51, 265,808
125, 851, 752 55, 806,133
141, 668,163
43, 386, 671
132, 511, 305 44, 614, 285
139, 664, 492 52,717, 691
133, 636,268
60, 250, 365
127, 993, 448 64, 361, 633
123, 200, 509 61,221,549
146, 307,135
57, 321, 677
167, 280, 955 62, 428, 053
173,719, 360
69, 673,107
162, 924, 474 75, 510,012
142, 540, 621 65, 742, 655
141, 489, 866 63, 029,183
136, 995, 496 53, 408, 009
134, 409, 901 65, 937, 316
113, 647, 324 54,480,151
148, 732, 475 73, 731,128




$5, 715, 000
5, 645, 000
9,630,000
8, 815, 000
11, 810, 000
8, 385, 000
8, 690, 000
12,930, 000
12, 650, 000
14, 405, 000
12, 435, 000
8, 535, 000
8,325,000
7, 660, 000
9, 385, 000
5, 715, 000
5,315,000
11, 230, 000
11, 090, 000
18, 430, 000
15, 280, 000
8, 350, 000
23, 640, 000
26,000, 000
22, 710,000
13, 600, 000
6,110, 000
14, 320, 000
11,785,000
6, 345, 000
6, 805, 000

1
2
3

4
5
6

7
8
9
10
11
12
13
14
15

16
17
18
19
20
21
22
23
24
25
26
27
28
29
30

31

140

REPORT OF THE COMPTROLLER OF THE CURRENCY.

T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , T H E R E S E R V E C I T I E S AND CENTRAL
R E S E R V E C I T I E S , T H E NUMBER OF BANKS I N OPERATION AT E V E R Y D A T E ON W H I C H
R E P O R T S OF CONDITION HAVE B E E N MADE, FROM M A R C H 1, 1884, TO OCTOBER
3 , 1 8 9 3 , INCLUSIVE, TOGETHER W I T H T H E AMOUNT OF R E S E R V E R E Q U I R E D AND
T H E AMOUNT H E L D AT EACH OF THOSE D A T E S , AND T H E CLASSIFICATION OF T H E
R E S E R V E HELD, SHOWING AMOUNTS AND PERCENTAGES I N EACH CASE.

[Division ISTo. 1.—Maine, New Hampshire, Vermont, Massachusetts, Ehode Island, and Connecticut, excluding reserve cities.]
E eserve held.

Dates.

No.
reserve
required, 15
of
banks per cent of
net deposits.

Amount.

Eatio.

Classification of r e s e r v e h e l d .
Lawful money (6
per cent).
Amount.

1884.
Mar. 7 . . . .
Apr. 24...
J u n e 20...
Sept. 30...
Dec.20 . . .
1885.
Mar. 10...
Mav 6
July 1..-Oct. 1 . . . .
Dec. 24 . . .
1886.

514
514
514
514
515

$15,959, 007
16,081, 733
15,103, 686
15, 614, 046
15,216, 181

$32, 510, 901
31, 256, 427
27, 470,663
32, 199.345
31, 576, 643

Per ct.
30.56
27.15
27.28
30.93
31.13

514
511
512
506
506

15, 553, 913
16, 093, 617
16, 589, 066
17, 218, 577
17,150, 864

33, 563, 396
34; 886, 766
34, 597, 448
34, 416, 314
32, 831, 670

Mar. 1 . . - .
June 3
Aug. 27...
Oct. 7
Dec. 28 . - 1887.
Mar. 4 . . . .
May 1 3 . . .
Aug. 1
Oct. 5
Dec.7 . . . .
1888.
Feb. 14...
Apr. 30...
J u n e 30.. .
Oct. 4
Dec. 12 . . .
1889.
Feb. 26...
May 1 3 . . .
J u l y 12...
Sept. 30...
Dec. 11 . . .
1890.
Feb. 28 . . .
May 17...
Julv 18...
Oct2
Dec. 19 . . .
1891.
Fob. 2 6 . . .
May 4 . . . .
July 9 . . . .
Sept. 2 5 . . .
Dec. 2
1892.
Mar. 1 . . . .
May 17...
July 12...
Sept. 30...
Dec. 9
1893.
Mar.6....
May 4 . . . .
July 12...
Oct. 3

507
510
509
510
511

17,185, 207
16. 473, 718
17. 388, 516
18, 295, 909
17, 815, 957

511
513
512
512
514

With reserve
Five
agents (9 per cent). per cent
redempEatio.
Amount.
Eatior :io1i fund.

, 875, 750
8, 138, 314
8, 231, 410
8,199; 770
8, 273, 291

Per cf
7.40
7.59
8.17
7.88
8.16

32.37
32. 52
31.31
29.98
28.71

8, 416, 689
8, 641, 121
8, 951, 595
9, 549, 345
9, 562, 800

32, 588, 870
32, 509, 786
31, 345. 788
35, 762; 441
33, 229,398

28.44
27.91
27. 04
29.32
27.98

17, 464, 118
17, 918, 113
17,228, 499
17, 758, 954
17, 341, 009

34, 081, 099
33, 354, 311
28, 645, 014
32, 079, 549
29, 625, 990

514
514
515
515
516

18,
18,
18,
19,
19,

229, 528
287, 862
929, 571
889, 593
338, 797

517
518
521
522
523

$20, 374, 517
18, 787,103
14, 972, 792
19, 83'd, 278
19, 211,124

Per ct.
19.15
17.52
14.87
19.05
18.94

54, 260, 634
4, 331, 010
4, 266, 461
4, 106, 297
4, 092, 228

9.12
8.05
8.10
8.32
8.36

21, 146,721
22, 184,170
21, 637, 813
20, 832, 605
19, 311, 376

20.39
20.68
19.58
18.15
16.89

3, 999, 986
4, 061, 469
4, 008,040
4, 034, 364
3, 957,494

9, 772, 588
10, 304.208
10, 316, 259
10, 335, 491
10, 888, 902

8.53
8.85
8.90
8.47
9.17

18, 969,980
18, 555, 748
17, 449, 280
21, 995, 854
19, 338, 260

16.56
15. 93
15.05
18.03
16.28

3, 846, 302
3, 649, 830
3, 580, 249
3, 431,096
3, 002,236

29.27
27. 92
24.94
27.10
25.64

10, 261, 663
10, 470, 249
10, 202, 657
10, 081, 047
10, 316, 792

8.81
8.77
8.88
8.51
8.92

21, 137,117
20, 384, 444
16, 106, 385
19, 698, 402
17, 045,118

18.15
17.06
14.02
16.64
14.74

2, 682,319
2, 499, 618
2 335, 972
2, 300,100
2 264,080

33, 096, 440
32, 928, 907
35, 172. 829
36, 547, 994
33, 598, 583

27.23
27.01
27.87
27.56
26.06

9, 937, 633
10, 402! 526
10, 047, 520
10, 74-5, 765
10, 784, 645

8.18
8.53
7.96
8.11
8.37

20, 928, 685
20, 330, 966
22, 986, 251
23 704,062
20, 835, 576

17.22
16.68
18.21
17. 88
16.16

2
2
2
2
1

19, 631, 2S8
20, 634, 607
21, 622, 302
21, 643, 953
20, 841, 025

36. 075,905
40, 294, 495
40, 580, 347
38, 925, 305
33, 648, 578

27.57
29.29
28.15
26. 97
24.22

10, 535, 537
11, 125, 890
11 779. 205
11 534 535
11, 673, 180

8.05
8.09
8.17
7.99
8.40

23, 657, 943
27, 409, 248
27, 086, 971
25, 693, 206
20, 382, 427

18.08
19.92
18.77
17.81
14.67

1, 882,425
1, 759, 357
1 734,171
1 697, 564
1 592,971

521
527
527
527
527

20, 878, 978
21, 229, 739
22,127, 475
22, 292, 444
20, 7(33, 952

36, 300, 363
36, 242, 622
37, 817,047
37 510, 300
34, 649, 318

26.08
25.61
25.64
25.24
25.03

11
11
12
12
12

501, 237
090 798
364, 578
182,922
134 781

8.26
7.84
8.38
8.20
8.77

23, 270,173
23, 622,164
23. 909, 780
23; 896, 058
21, 119, 223

16.72
16.61
16.21
16.08
15.26

1
1
1
1
1

525, 953
529, 660
542, 688
431, 320
395,314

528
528
530
530
530

20, 499, 189
21, 301, 304
22, 232. 922
21,827, 710
22,188,592

33 004,361
35, 962,153
41 064,138
38 281, 908
38 708, 647

24.15
25. 32
27.70
26.31
26.17

12
12,
13
12
13

034
in
388
789
093

234
658
475
925
798

8.81
8.53
9.03
8.79
8.85

19, 554, 271
22, 443, 506
26, 267, 239
23, 964, 951
24, 050,937

14.31
15.80
17. 72
16.47
16.26

1
1
1
1
1

415, 856
406, 989
408, 424
527, 032
563,912

533
532
537
540
540

22, 847, 267
23, 690 464
24, 761 277
24,777 370
24, 549 292

42
44
47
42
40

870. 874
846, 761
840, 955
937, 529
133,65 2

28.15
28.40
28.98
25.99
24.52

12
13
14
13
14

813
366
094
876
164

421
465
485
306
898

8.41
8.46
8.54
8.40
8.65

28 400,953
29 823,145
32 058,140
27 359, 249
24, 244,231

18.65
18.88
19.42
16.56
14.75

1
1
1
1
1

646, 500
657,151
688, 330
701,974
724,523

542
542
541
539

24,021 757
23, 874 620
23,046 983
21, 341, 399

37 092, 878
36 540. 695
42 980! 408
43, 624, 879

23.16
22. 96
27.97
30.66

13 883
14,402
15 428
15,988

932
940
857
452

8.67
9.05
10.04
11.24

21 468.375
20 363,464
25 694,349
25,579,912

13,41
12,79
16.72
17.85

1 740, 571
1 774,291
1 857,200
2,056, 515




3M

230,122
195, 415
139, 058
098,167
978, 362

141

REPORT OF THE COMPTROLLER OP THE CURRENCY.

T A B L E SHOWING, B Y GEOGKAPIIICAL DIVISIONS, THE R E S E R V E CITIES AND CENTRAL
R E S E R V E CITIES, T H E N U M B E R OI*1 BANKS I N OPERATION; ETC.—Continued.

[Division No. 2.—New York, Now Jersey, and Pennsylvania, excluding reserve cities.]
Amount of
No. reserve required, 15
of
Dates.
banks per cent of
net deposits.
1884.
Mar. 7 . . .
Apr. 24..
June 20..
Sept. 30..
Dec. 20 ..
1885.
Mar. 10..
May 6 . . .
Julyl...
Oct.l....
Dec. 24 . .
1S86.
Mar.l...
June 3 ..
Aug. 27..
Oct. 7
Dec. 28 . .
1887.
Mar. 4 . . .
May 33..
Aug. 1 . .
Oct. 5 . . .
Dec.7 ...
1888.
Feb. 14..
Apr. 30..
June 30..
Oct. 4 . . .
Dec 12 . .
1889.
Feb. 26..
May 13..
July 12..
Sept. 30..
Dec 11 ..
1890.
Feb. 28 . .
May 17..
July 18*.
Oct. 2 . . . .
Dec. 19 . .
1891.
Feb. 26 ..
May 4 . . .
July 9 . . .
Sept. 25..
Dec 2 . .
1892.
M a r . l ..
May 17..
July 12..
Sept. 30..
Dec 9 . . .
Mar. 6
May 4
July 12 ..
Oct. 3

550
554
561
563
560

Reserve held.
Amount.

Ratio,

Classification of reserve held.
Lawful money (6
per cent).
Amount.

With reserve
Five
agents (9 per cent). per cent
redempRatio, tionfand.
Ratio. Amount.

Per ct
Per ct.
Per ct.
$27, 003,470 $53, 829, 445 29. 90 $16, 983, 453 9.43 $33, 924,115 18.84
27, 240, 954 53,358,232 29. 38 18, 854, 082 10.38 31, 556,160 17.38
25, 502, 692 45, 241. 638 26.61 18, 801, 649 11. 06 23, 558, 015 13. 86
25, 245, 939 49,189, 650 29. 23 18, 694, 389 11.11 27, 634, 801 16.42
24, 531,549 50, 799, 720 31. 06 18, 036, 445 11.03 29, 977, 889 18.33

$2, 921, 877
2, 947, 990
2,881,974
2, 860, 460
2, 785, 386

559
559
561
557
567

25, 258, 857
25, 204, 559
25, 615, 062
26, 291, 732
26, 843, 401

55,463, 538
53, 071, 039
51, 945, 847
56,170, 958
58, 345, 580

32.94
31.58
30.42
32. 05
32.60

18, 925, 754
20, 044, 604
19,178J 305
20, 055, 448
18,913,441

11.24
11. 93
11.23
11.44
10.57

33, 766, 999
30, 262, 857
30, 033, 212
33, 297, 308
36,653, 591

20.05
18.01
17.59
19.00
20.48

2, 770, 785
2, 763, 578
2, 734, 330
2, 818, 202
2,778,548

570
571
572
572
575

27, 453,354
27, 533, 873
28, 253, 322
28,830,549
28, 792, 675

56, 026, 945
54, 618, 391
56, 916, 208
54, 836, 089
53, 341, 795

30.61
29.75
30.21
28. 53
27.79

18, 960,011
20, 795, 357
20,185, 336
20,192, 341
20, 260,434

10.36
11.33
10.71
10. 51
10.61

34, 334,359
31,241,898
34,176, 300
32, 249,120
30,849, 802

18.76
17.02
18.14
16.78
16.07

2, 732, 575
2, 581,136
2, 554, 572
2, 394, 028
2,131, 559

576580
586
587
591

29, 020, 465
29, 685, 015
29,837, 428
30, 064, 960
30, 090,137

54, 867, 767
56, 268. 209
51, 361, 676
52,990,784
52,172, 378

28. 36
28.48
25. 82
28.44
26.01

19,405,628 10.03
20,193,151 10.20
19,291,157 9.70
19, 775, 576 9.87
20, 038, 795 9.99

33,449, 631
34,160, 474
30, 226,408
31, 370, 441
30, 215, 646

17.29
17.26
15.20
15.65
15.01

2, 012,508
1, 914, 584
2, 844, 111
1, 844, 767
1,817, 937

593
596
598
601
603

31,181, 582
31, 422, 827
31,184, 265
32, 659, 379
32,191, 080

57, 520, 460
55, 782. 017
56, 274, 855
62, 056, 372
57, 440, 943

27.67
26. 63
27.07
28.50
26. 77

20, 111, 377
20. 936, 380
19, 371, 217
21, 624, 500
20, 803, 560

35, 617, 574
33,066, 277
35,146, 229
38, 705,110
34, 986, 054

17.13
15.78
16.91
17.78
16.30

1, 791, 509
1,779, 360
1, 757, 400
1,726,762
1, 651,329

603
607
608
615
617

32, 774, 651
33, 020, 608
33, 539,199
34, 329, 752
34, 059,110

63, 083, 678
62, 586, 794
64, 388, 650
61, 470, 079
56, 484, 694

28.96
28. 43
28. 78
26.86
24. 88

21,144, 626
21,670,363
21, 675, 391
20, 987, 608
21,179, 732

9.68
9.84
9.17
9.23

40,351,399
39, 393, 656
41, 229, 456
39, 007, 885
33, 867, 848

18.47
17.89
18.43
17. 04
14.91

1, 587, 653
1, 522, 775
1,483,803
1,474, 586
1, 437,114

625
629
626
633
640

34, 511, 854
34, 518,143
33, 516,164
34, 306, 011
32, 687, 250

61, 087, 952
56, 982, 396
57,433, 692
56, 273, 548
52, 770,142

26.55
24. 76
25.70
24. 65
24.22

21,451, 064
20, 335, 343
20, 674, 806
20, 867.126
21.676^126

9.32
8.84
9.25
9.12
9.95

38, 212, 896
35, 226, 537
35, 410, 567
34.120, 446
29, 824,190

16.61
15.31
15.85
14.92
13. 64

1, 423, 992
1,420,516
1,348,319
1, 285, 976
1, 269,826

647
655
657
658
658

33, 316, 855
33, 826,152
33, 855,163
34, 601, 023
34, 616, 832

60,131, 790
57, 359, 851
58, 352, 449
60, 307,438
59, 361, 535

27.07
25.44
25. 85
26.14
25.72

22,198, 571 10.00
21,838, 831 9.68
23,393, 089 10. 36
22, 805, 835 9.89
22, 237, 717 9.20

36, 659, 926
34, 242,908
33, 695, 293
36. 214, 263
35, 820,101

16.51
15.18
14.92
15.70
15.52

1, 273, 293
1, 278,112
1, 264, 067
1, 287, 340
1, 303, 717

659
666
671
671
672

36,154, 961
37, 433, 634
38, 092, 339
39, 635, 699
39, 300,157

69, 465, 248
70, 853, 519
75, 068, 925
72, 090, 267
65,465,561

28.82
28. 39
29. 56
27.28
24,99

21,790,282
23,085, 521
24, 013, 764
24,252, 012
24,192,628

46, 353, 240
46, 432,159
49,612,882
46, 485, 078
39, 904, 523

19.23
18.61
19.54
17.59
15.23

1, 321. 726
1, 335, 839
1, 342, 279
1, 353,177
1, 368,410

677
688
697

39,498, 038
40, 044, 889
37,420,310
34, 837, 686

65,213,004
64,213,611
62, 967, 053
64, 014. 555

24.77
24. 05
25.24
27. 56

24, 292, 569 9.23
26,108, 649 9.78
27, 705. 403 11.11
29, 302, 703 12.62

39,537,518
36, 722, 845
33, 829, 395
33, 072, 886

15.01
13.76
13. 56
14.24

9.99
9.31
9.93
9.69

9.04
9.25
9.4C
9. L8
9.23

*Brooklyn transferred to division No. 9 from July 18, 1890.




1,382,917
1,382,117
1,432,255
j 1,638,966

142

REPORT OF THE COMPTROLLER OF THE CURRENCY.

T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , T H E R E S E R V E C I T I E S AND CENTRAL
R E S E R V E C I T I E S , T H E N U M B E R O F BANKS I N O P E R A T I O N , ETC.—Continued.

[Division No. 3.—Delaware, Maryland, Virginia, West Virginia, and the District of Columbia, excluding reserve cities.]

Dates.

A m o u n t of
No. reserve reof
quired, 15
j a n k s per cent of
net deposits.

Reserve held.
Amount.

Ratio.

Classifica
Lawful money (6
per cent).
A m o u n t . I Ra1i o .

:ion of reserve held.
With reserve
agents (9 per cent).
Amount. Ratio.

Five
per ct n t
re den
tion fu nd.

1884.
83
83
83
88
88

$3, 877, 353
3, 812, 038
3, 513,153
3, 702, 825
3, 365, 854

$6, 822, 590
6, 446, 814
5, 375,113
6, 837, 101
6, 467, 992

Per ct.
26.36
25. 37
22.95
27.70
28.82

$2, 873, 867
3, 045, 651
2, 975. 931
3, 220i417
2, 942, 926

Per ct.
11. 12
11. 98
12. 71
13. 05
13. 12

$3, 582, 688
3,027, 832
2, 025. 960
3,246, 528
3,164,161

Per ct.
13.86
11.91
8.65
13.15
14.10

$366, 035
373, 331
373, 222
370, 156
360, 905

88
87
87
88
89

3,361,044
2, 854,130
2,919, 436
3, 286, 346
3,162,147

6, 282, 532
5, 624, 698
5, 311, 397
7, 338, 927
7, 070, 981

28. 04
29.56
27. 29
33.50
33.54

3, 043, 637
2, 985, 242
2, 758, 277
3,134, 687
2, 887, 760

13. 58
15. 69
14. 17
14. 31
13. 70

2, 895,186
2, 289, 321
2,199,965
3,850,486
3,825, 340

12.92
12. 03
11. 30
17.57
18.15

343, 709
350, 135
353, 155
353, 754
357, 881

89
90
91
89
91

3,103, 328
3, 239,103
3, 490, 359
3, 525, 434
3,459, 845

6, 579, 113
6, 761, 881
3, 337, 721
7, 125, 856
6, 826, 991

31. 20
31.12
31. 53
30.32
29.60

3, 079, 948
3, 414; 420
3, 313, 468
3, 405, 443
3,124,102

14.00
15 71
14 24
14. 49
13. 54

3,153, 202
3,034,136
3, 714, 380
3,414,134
3, 414, 702

14.95
13. 97
15. 96
14.53
14.80

345, 963
313, 325
309, 873
306, 279
288, 187

91
92
93
94
94

3, 541, 988
3,434,211
3, 681, 532
3, 789, 907
3, 748, 997

6, 685 225
6, 233, 763
6, 591, 665
6, 641, 421
6, 728, 437

28.31
27.16
26.86
26. 29
26. 92

3, 061,122
3, 351, 755
3, 397, 925
3,402, 471
3, 329, 980

12
14
13
13
13

96
64
84
47
32

3, 370, 508
2, 640, 664
2, 952, 617
3, 004,141
3,157, 971

14.27
11. 53
12.03
11.89
12.64

253, 535
241. 344
241. 123
234, 809
240, 476

94
94
95
96
96

3, 827, 479
3, 789, 898
3, 902, 911
4, 364, 275
4,159,106

6, 737, 364
6, 554, 763
6, 688 570
8, 474, 938
7; 612 357

26.40
25. 94
25. 71
29.13
27. 45

3, 272, 849
3, 340, 776
3, 320,174
3,672,005
3, 502, 00'J

12
13
12
12
12

83
22
76
62
63

3,236,123
2, 988, 503
3,150, 750
4, 582, 280
3, 898, 858

12. 68
11.83
12.11
15.75
14.06

228, 392
225, 484
217, 646
220. 353
211, 430

96
98
102
104
105

4, 210, 619
4,129, 743
4, 262, 053
4, 433, 299
4, 285, 277

7, 830, 630
7, 338, 116
7, 356 738
7, 390 267
7, 058 474

27.90
26. 65
25. 89
25.00
24.71

3, 583, 377
3, 852, 493
3, 634, 247
3, 387,152
3, 483, 691

12
13
12
11
12

77
99
77
46
19

4, 043, 241
3,283,684
3, 528, 845
3, 808, 964
3, 399, 343

14. 40
11.93
12, 42
12. 89
11.90

204, 012
201. 939
193, 0J6
194, 151
175, 440

107
108
110
112
113

4, 364, 478
4,559, 745
3, 888, 424
5,127,124
4, 821,664

7
7
8
8
8

384
767
567
665
137

234
257
845
176
749

25.38
25.55
26. 28
25. 35
25. 3-2

3, 252,139
3, 652, 805
3,689,922
3, 925,154
4,178,148

11
12
11
11
13

18
02
32
48
00

3,
3,
4,
4,
3,

956, 771
942, 458
701, 987
575, 269
793,410

13. 60
12. 97
14.43
13.39
11.80

175
171
175
164
166

115
116
117
121
122

4,870, 435
4, 867, 413
4, 945, 034
5, 211,836
5, 050,442

8
8
8
9
8

552
078
368
103
947

098
827
584
332
957

26.34
24. 90
25. 38
26.20
26. 58

4,157,438
4, 553,151
4, 424, 507
4,351,771
4, 273, 584

12 84
14 03
13 42
12. 52
12 69

4,225, 817
3,355,717
3,774,134
4,562, 235
4,482, 701

13.01
10.34
11. 42
13.13
13. 32

168 843
169 959
169, 943
189 326
191 672

Julyl2...
Sept. 30 ..
Dec 9

123
123
125
126
128

5,197, 888
5, 339, 549
5, 525,165
5, 866, 785
5,734,312

9
10
10
10
9

553
024
051
642
573

079
832
025
067
896

27.57
28.16
27.29
27. 21
25. 04

4, 043, 320 11 67
4, 579. 861 12 87
4, 539, 597 12 32
4, 555, 393 11 65
4, 297, 482 11 24

5, 312. 345
5, 254, 667
5, 306, 624
5, 880, 534
5, 070, 908

15.33
14. 76
14.41
15.04
13. 26

197
190
204
206
205

1893.
Mar. 6 . . .
Mav 4 . . .
Julv 12..
Oct. 3

129
129
131
131

5, 620,043
5,468, 535
5. 240, 620
4, 905, 904

8 825 443
8 182 251
791 799
8,' 807, 343

23 53
22.' 44
25. 16
27.11

4,141,262
4,474,082
5. 007,147
5, 16S, 452

4, 473,
3, 497,
3, 578,
3, 468,

11.94
9.59
10.24
10.61

210 237
210 197
206 102
229, 895

Mar. 7 . . . .
Apr. 2 t . . .
J u n e 20
Sept. 3 0 . . .
Dec. 20 . . .
1885.
Mar. 10...
May 6 . . . .
,) ul'y 1 . . . .
Oct. 1
Dec. 24 . . .

•

1886.
Mar.l....
June 3 . . .
Aug. 2 7 . . .
Oct. 7
Dec. 28 . . .
1887.
Mar. 4 . . . .
May 13 . . .
Aug. 1 . . .
Oct. 5
Dec. 7 . . . .
1888.
Feb. 1
Apr.
34
0 .. .. ..
J u n e 30...
Oct. 4
Dec. 12 . . .
1889.
Feb. 26 . . .
May 13 . . .
July 12...
Sept, :so . .
Dec. 11 . . .
1890.
Feb. 28 . . .
May 17 . . .
July 1 8 . . .
Oct. 2
Dec. 19 . . .
1891.
Feb. 26 . . .
May 4
July 9 . . . .
Sept, 25 . .
Dec. 2 . . . .
1892.
Mar.l
May 1 7 . . .




11
12
14
15

05
27
33
80

944
972
550
996

324
994
935
753
191

414
304
804
140
506

REPORT OF THE COMPTROLLER OF THE CURRENCY.

143

i •JSEEJ&WING, B Y G E O G R A P H I C A L D I V I S I O N S , T H E R E S E R V E C I T I E S A N D C E N T R A L
R E S E R V E C I T I E S , T H E N U M B E R O F .BANKS I N O P E R A T I O N , E T C . — C o n t i n u e * ! .

[Division No. 4.—Nortli Carolina, South Carolina, Georgia, Florida, Alabama, Mississippi, Louisiana.
Texas, Arkansas, Kentucky, and Tennessee, excluding reserve cities.]

Dates.

Amount of
No. reserve reof
quired, 15
banks per cent of
net deposits.

Reserve held.

201
204
208
216
220

Mar. 10...
May 6
July 1 . . . .
Oct. 1 . . . .
Dec. 24 . . .

• 226

$6, 816, 062 $13,644,672
12, 348,517
6,874,431
11. 364,136
6,449,163
11;168, 505
6,042, 864
14,560,732
6,491,216

per cent).'

Wilii reserve

Five

Amount.

agents (9 per cent). per cent
redempRatio. Amount. Ratio. tion fund.

Per ct.
30.03
26. 95
26.43
27. 72
33. 67

$6, 883, 358
6, 803,102
6, 826, 409
6, 334, 635
7, 007, 010

Per ct.
15.15
14.84
15. 88
15.72
10.19

Amount. Ratio.

1884.
Mar. 7 . . . .
Apr. 24...
June 20 ..
Sept. 30 . .
Dec. 20 . . .

Classification of reserve held.
Lawful money (6

$5,
4,
3,
4,
0,

979,
762,
782,
087,
806,

687
025
000
448
367

Per ct.
13.18
10. 39
8.80
10.15
15.73

$781,627
783, -J.'JO
755,721
746, 482
747,349

229
232
232
235

6, 669, 784
6,483, 495
6,442, 590
6, 388, 330
7,142, 914

15, 098, 820
13, 065, 477
12, 401. 357
11,874, 404
15, 834,011

33. 96
30. 23
28.88
27. 88
33. 25

7, 964, 807
7, 563, 398
7,159, 393
6,826. 279
8, 001, 784

17.91
17.50
16.67
10.03
16. 80

6, 385,184
4, 705, 739
4, 532,187
4,322, 638
7,141, 940

14. 36
11. 03
10.55
10.15
15.00

748, 829
736, 340
712, 777
725;487
690, 287

240
245
251
251
253

7, 583, 952
7,493, 063
7, 301, 499
7, 520, 093
8, 863, 744

16, 308, 788
15, 598, 452
13, 956, 929
13, 597, 692
21,096, 851

32. 26
31. 23
28. 67
27.12
35.70

8, 523, 863
8,108,413
7, 650, 399
7, 565,181
9,659, 357

16.86
16.23
15. 72
15.09
16.35

7,114,169
6,863,196
5, 699, 062
5,474, 973
10, 914, 071

14.07
13.74
11.71
10.92
18.47

670, 756
626, 843
607, 468
557,538
523,423

22,
18,
15,
16,
18,

483,3C6
093, Bto
981, 040
341, 034
963, 708

33.89
28. 86
25.98
20. 69
29. 41

10, 365, 065
9, 623, 458
8, 924, 833
9, 728, 521
10, 375, 365

15.62
15.35
14.51
15. 89
16.10

11, 607, 039
7,905, 043
6, 555, 611
6,100,154
8, 072, 837

17.50
12. 71
10.66
9.96
12.52

511, 262
504, 868
500,002
512, 359
515, 506

1886.
Mar. 1 . . . .
June 3 . . .
Aug. 27...
Oct. 7.
Dec. 28 . . .
1887.
Mar. 4 . . . .
May 13...
Aug. 1
Oct. 5
Dec. 7
1888.
Feb. 14 . . .
Apr. 3 0 . . .
June 3 0 . .
Oct.4. . . .
Dec. 12 . . .

265
279
290
296
301

9, 951, 682
9,403, 413
9, 227,123
9,183, 326
9, 671,142

305
307
313
318
321

10, 241, 743
9, 775,180
9, 683, 437
9, 543, 970
10, 201, 944

21,109, 205
17, 915,763
17, 925. 943
16, 380; 467
19, 622, 145

30.92
27.54
27.77
25.74
28.85

11,248,310
9, 916, 320
9, 397, 854
9, 557, 311
9, 752, 3G8

16. 47
15.22
14. 56
15. 02
14. 34

9, 353,121
7, 522, 773
8,027,614
6, 338, 284
9, 382,165

13.70
11.54
12.44
9.96
13.79

507.
500,
500,
484,
487,

1889.
Feb. 26
...
May
13...
July 12...
Sept. 30...
Dec. 11 . . .

324
339
346
364
374

11, 495, 298
11,100, 507
11, 035, 036
11, 506, 487
12, 872, 658

20,
22,
20,
20,
24,

309
576
091
741
345

34. 97
30. 20
28. 32
25.96
28. 83

12,195, 333
11,482, 281
11, 054, 098
10,771,020
11,495, 248

15. 91
15. 52
15. 03
13.97
13.39

14,122. 446
10, 385, 059
9,301,242
8, 756, 707
12,731, 317

18.42
14.03
12.64
11.36
14.84

479, 530
478, 236
480,751
487,014
510,780

1890.
393
Feb. 28
. . . 406
May
17...
July 18... 424
Oct. 2 . . . . 448
Dec. 19 . . . 459

14,175, 895
13, 714, 057
13. 739, 545
13;710,442
13, 510, 003

30,120,238
23,414,837
21, 907, 965
22,104, 528
23,155, 918

31.87
25.61
23.92
24.18
25.71

14, 840, 750
12, 862.873
12, 097, 302
12, 400, 753
13, 418, 057

15.71
14. 07
13. 21
13.57
14.90

14, 753,742
10, 017,319
9, 268,102
9,139, 407
9,173,073

15. 61
10.96
10.12
10.00
10.18

519,
534;
542,
584,
564,

467
477
479
478
481

13,804,224
13, 436,294
12,738,158
12, 036, 628
12,811,339

26, 336,774
22,473, 091
21,332,300
20, 885, 765
26, i 36, 093

28.62
25.09
25.12
26.03
30.48

14, 779, 794
12, 991,105
12, 403,539
11, 898, 504
13, 545, 523

16.06
14. 50
14.61
14.83
15.86

10,
8,
8,
8,
11,

970,713
891, 629
344, 235
394, 262
877, 366

11.92
9.93
9.83
10.46
13.91

586, 207
590, 357
584,526
592, 999
613, 204

489
496
500
500
501

13,763,268
13,622, 353
13,467, 057
13, 626, 945
14,813, 578

30, 781, 096
28,184, 556
27, 206, 231
24, 577,400
29,429, 783

33.55
31.03
30.30
27.05
29.80

15, 204, 417
14, 563, 496
13,784,480
12, 747, 780
14,677,877

16.57
16.04
15.35
14.03
14.86

14, 949, 816
12, 974, 795
12,765,316
11,175, 373
14, 089, 551

16.29
14.29
14.22
12.30
14.27

626,
640,
056,
654,
662,

501
502
499
487

15, 395,493
14, 806, 327
12, 813, 088
10, 094, 707

30, 895, 770
26, 856, 303
21,028.030
21,458,980

30.10
27. 21
28. 83
31. 89

15, 764, 518
14, 982, 800
15,100,520
14, 354, 238

15.36
15.18
17.76
21. 33

14,497,932
11,241,220
8, 837,103
0,401,512

14.13
11.39
10. 35
9. 65

633,320
032,337
625, 001
613,230

1891.
Feb.
May 42 6 . . .
July9 . . .
Sept. 25...
Dec. 2 . . . .
1892.
Mar.l....
May 17...
July 12...
Sept. 30...
Dec. 9
1893.
Mar. 6
Mav 4 . . . .
July 12...
Oct3.....




797,
345,
830,
014,
737,

774
670
475
872
612

746
045
500
308
788

803
205
405
247
355

144

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, B Y GEOGRAPHICAL DIVISIONS, T H E R E S E R V E C I T I E S AND CENTRAL
R E S E R V E C I T I E S , THE N U M B E R OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 5.—Ohio, Indiana, Illinois, Michigan, and Wisconsin, excluding reserve cities.]

Dates.

Amount of
reserve reof
quired, 15
banks per cent of
net deposits.

1884.

Reserve held.

Classification of reserve held.
Lawful money (6

Amount.

Ratio.

per cent).

Amount.

Ratio.

With reserve
Five
agents (9 per cent). per cent
redemp-

Amount.

Ratio. tion fund.

Per ct.
Pcrct.
Per ct.
$17, 808, 933 $34, 832, 320 29. 34 $16,461,984 13.87 $16, 636, 811 14.01 ;$1, 733,525
16, 913, 978 14. 59
13,623,182 11. 75 1, 757, 434
17, 392, 601 32, 204, 594 27.81
16,186, 847 14. 59
16, 640, 340 30, 908, 073 29.15
13, 081. 876 11.79 1, 699, 350
16,127. 236 15. 33
15, 784, 480 31, 545,494 29. 98
13, 764,179 13. 08 1,654, 079
15, 563, 364 15. 52
15,040,275
16,332,719 16.29 1, 582,152
33,478,235 33.39

Mar. 7 . .
Apr. 24.
June 20.
Sept. 30.
Dec. 20 .

558
580
569
574
572

1885.
Mar. 10.
May 6..
July 1 . .
Oct'.l ...
Dec. 24 .

567
568
567
570
570

15, 800, 692
15,954.519
16,118. 869
16, 501' 187
16, 487,191

36, 876,186
35,963,168
36,162, 9S7
37,477,345
36, 226, 910

35.07
33. 81
33.65
34. 07
32.93

10, 882. 609
17,117,106
15,936,895
17, 019, 462
16,050, 698

16. 03
16.09
14. 83
15.47
14.59

18,475, 898
17, 336, 757
18, 738,134
18,934,890
18, 653, 616

17.54
16.30
17. 45
17.21
16.96

1,517,679
1, 509, 305
1, 487, 958
1,522, 993
1, 522, 596

1886.
Mar. 1 . .
June 3 .
Aug. 27.
Oct. 7...
Dec, 28 .

571
575
582
580
576

17,184, 663
17,452, 850
18, 315, 951
18, 438,101
18, 828.474

38, 467, 958
36,682, 622
41, 364, 412
39, 891. 410
40, 25i; 058

33.57
31.53
33. 88
32.45
32.07

16, 692,494
17, 849. 509
17,118. 272
17, 974, 624
18, 082, 937

14.57
15. 34
14.02
14. 62
14.41

20,284,810
17,426,446
22,867,315
20,594,220
20, 974,170

17.78
14.98
18.73
16.75
16.71

1,490, 654
1,406, 667
1, 378, 825
.1, 322, 566
1,193,951

1887.
Mar. 4 . .
May 13.
Aug. 1..
Oct. 5 . . .
Dec. 7 ..

582
584
594
598
600

19, 446, 236
20, 082, 778.
20, 814, 218
20, 570, 959
20, 237, 953

42,186, 629
41, 866, 938
44,475, 533
40, 983, 916
39,116,212

32.54
31. 27
32. 05
29. 88
28.99

18, 037, 638
19, 111, 576
18,401.230
19,171016
18, 425, 529

13.91
14.27
13.26
13. 98
13.66

23,012, 354
21, 673, 404
25,021, 687
20, 771, 852
19, 629, 800

17.75
16.19
18.03
15.14
14.55

1,136, 637
1,081,958
1, 052, 616
1.041, 048
1,060, 883

1888.
Feb. 14 .
Apr. 30.
June 30
Oct. 4 . . .
Dec. 12 .

603
606
609
611
615

20, 788,469
20, 795, 516
20, 756, 627
21, 297, 373
21,150,669

40, 918,158
39,175, 386
39,806, 200
42, 224, 352
42, 096, 506

29.52
28. 26
28. 77
29. 74
20.85

18.290,041
18, 869, 67717, 754, 453
18,466,510
18, 089, 328

13.20
13.61
12.83
13. 01
12.83

21, 600, 663
19, 298, 656
21, 045, 051
22,763,433
23,025,148

15.59 1,027,454
13. 92 1, 007, 053
15.21 1, 006, 696
994, 409
16.03
982,030
16.33

1889.
Feb. 2*6 .
May 13 ..
July 12.
Sept. 30.
Dec. 11 .

620
622
624
626
630

22,108,190
22, 532, 982
23,197, 384
23, 355, 251
23,037,979

46,152, 837
45, 216, 707
48, 488, 996
47, 310,106
43,421, 760

31.31
30.10
31.35
30.39
28.27

18, 299, 545 12. 42
19,984,145 j 13.30
20,004,249 12.97
19, 052,153 12. 24
19, 053,439 12.41

26, 888, 639
24, 287, 408
27, 489, 594
27, 327, 970
23,439,190

18.24
16.17
17.78
17.55
15.26

1890.
Feb. 28 .
May 17 .
July 18.
Oct. 2 . . .
Dec. 19 .

635
644
650
650
655

23, 999, 083
24,458, 347
25,234, 240
25, 804,618
25,120, 570

47,348, 221
45,815, 953
47, 608, 327
48, 563, 276
46, 041, 343

29.59
28.10
28.30
28.23
27. 49

19, 385,160
19,214,280
19,719,230
20. 149, 638
20, 682, 244

12.12
11.78
11.72
11.72
12.35

27, 043,136 16. 90
25,672,588 | 15.74
26,955,389 | 16.02
27,493, 759 j 15. 98
24,449, 070 14. 60

654
657
660
663

26, 052, 632
26, 750, 845
27, 027, 984
28,583, 963
28,159, 822

52, 449, 599
50, 936, 356
49, 36:',, 907
56, 669,154
52, 506, 985

30.20
28. 56
27.40
29. 74
27. 97

21,751,135
22.312,368
22, 496. 481
23,177.047
22,416, 277

12.52
12, 51
12.49

29, 785, 731
27, 709, 586
25, 973,487
32,572,518
29,173,153

17.15
15.54
14.41
17.06
15.54

912, 733
914,402
893, 939
919,589
917, 555

1892.
Mar. 1..
May 17 .
July 12.
Sept, 30.,
Dec. 9 ...

672
674
680
683

2J\ 753,103
30, 056, 393
30, 626, 267
31, 582, 801
31, 321, 325

60,508,503
60,761,493
62,196, 543
62, 336, 227
56, 657, 506

30.50
30. 32
30.46
29. 61
27.13

22,473, 202
23, 505, 074
23, 899, 694
24. 987, 436
24, 707, 288

11.33

11. 73
11.71
11.87
13.36

37,105,516
36, 314,168
37, 353. 557
36, 395| 159
30,947,479

18.71
18.12
18.29
17.29
9.79

929, 785
942,251
943,292
953. 632
1,002, 739

1893.
Mar. 6 . .
May 4 ..
July 12.
Oct3....

695
696
692

31,702,621
31,387.409
27, 270,886
23, 399, 510

56, 060,568
50, 916, 834
50,291. 654
49, 458, 283

26.53
24.33
27.66
31. 70

24, 647, 925
25, 604,190
27, 220, 984
27, 888, 005

11.66
12. 24
14. 97
17.88

30, 368, 515
24, 258, 308
21. 992, 775
20, 450, 669

14.37 1,044,128
11.59 1.054, H36
12.10 1, 077, 895
13.11 i 1,119, 609

1891.
Feb. 20 .
May 4 . .
July 9..
Sept. 25.
Dec. 2 . .




12.16
11.95

964,653
945,154
935,153
929, 983
929,131
919, 925
929, 085
933, 708
919, 879
910,029

REPORT OF THE COMPTROLLER OF THE CURRENCY. 145
TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES AND CENTRAL
RESERVE CITIES, THE NUMBER OF BANKS IN OPERATION, ETC.—Continued.
[Division No. 6.—Iowa, Minnesota, Missouri, Kansas, and Nebraska (Omaha transferred to division
No. 9, October 5, 1887; Kansas City and St. Joseph transferred to division No. 9, May 13, 1887), excluding reserve cities.]
Reserve held.
Amount of
No.
reserve reof
quired, 15
banks per cent of
net deposits.

Dates.

Amount.

Amount.

1884.

$7, 297, 414
8, 463, 096
9, 366, 090
8,130, 878
7, 734, 917

Per ct.
11.69
13. 07
14.72
13.32
13.42

$8, 526. 486
8,406^ 680
6, 806, 044
7, 677, 976
7, 642, 884

Per ct.
13. 66
12.98
10. 69
12.58
13.26

$510, 868
515,380
510, 451
494, 324
496, 651

18,064,151
19,112, 996
20,186, 373
19,159, 727
19,128,184

29.45
29. 73
29. 96
27. 30
27. 30

8,442, 274
8, 803, 813
8, 868, 049
8, 896, 805
9, 309, 280

13.76
13.69
13.16
12. 68
13. 28

9,131,647
9, 806, 853
10, 827, 681
9, 768, 829
9, 315,121

14.89
15.25
16.07
13. 92
13. 29

490, 230
502, 330
490, 643
494,093
503, 777

10, 872, 988
12, 203, 046
12, 349, 300
12,377, 733
12, 811,418

19, 373, 302
23, 020, 432
24, 464, 927
21,931,867
23,073, 002

26.73
28. 30
29. 72
26. 58
26. 99

8, 838,140
11, 204, 906
10, 229, 545
11, 019, 342
11, 752, 951

12.19
13. 77
12.43
13. 35
13.76

10, 043, 854
11, 339, 220
13, 747, 424
10, 422, 066
10, 848,107

13.86
13.94
16.70
12. 63
12. 70

491, 308
476, 306
487,953
490, 459
451,944

427
428
438
455
462

14,184. 873
13, 368,183
12, 435, 313
12, 258, 402
11, 440, 774

27,
26,
25,
22,
20,

343
837
695
310
408

29. 35
29. 99
30. 22
27. 37
26.25

11, 800, 366
12, 010, 369
10, 458, 690
10,275, 484
9, 831,122

12. 54
13. 48
12. 62
1.2. 57
12.89

15, 441, 590
14, 290, 849
14,175, 769
11,660, 633
9, 753, 960

16.33
16. 04
17.10
14. 27
12.79

450,387
422,619
422, 2:56
481,193
438, 326

460
468
471
476
480

11,915,472
12,191,175
12. 423,419
12^ 646, 574
12,102, 288

24,167, 651
24, 217, 974
25, 363, 996
23, 898, 707
20,169, 802

30.42
29.80
30. 62
28. 35
25. 00

10, 418, 840
10, 851, 912
10, 547,101
10,011,697
10,197, 298

13.12
13.35
12. 73
11. 87
12.64

13, 308, 830
12, 924, 379
14, 367. 358
13, 436, 321
9, 520, 418

16.75
15.90
17. 35
15. 94
1.1. 80

439, 981
441,683
449, 537
450, 689
452, 086

487
490
497
503
516

12, 420, 637
12, 585, 262
12, 925, 286
13, 015, 631
13, 209,115

22,
23,
24,
23,
23,

812, 398
606, 074
386, 425
831, 360
663,534

27.55
28.13
28. 30
27. 46
20. 87

10, 019,197
10.400,419
10, 374, 952
9, 352, 807
10, 728, 448

12.10
12. 47
12. 04
10. 78
12.18

12. 336, 471
12, 687, 257
13, 553, 976
14, 013, 997
12, 464, 371

14. 90
15. 12
15. 73
16.15
14.15

456, 730
458,398
457, 497
404, 556
470,715

522
531
522
529
526

14. 037, 495
14, 672, 003
11, 820, 328
12,650, 537
12, 020, 926

26, 557, 782
28, 417, 458
23, 587, 972
25, 045, 606
21, 890, 313

28.38
29.05
29. 93
29. 70
27.32

10,142, 221
10.129, 389
8, 660, 227
9, 037, 219
9,113, 606

10.84
10. 36
10.99
10. 72
11.37

15, 945, 079
17,803,225
14, 559. 610
15,542;676
12,303,422

17.04
18. 20
18.48
18. 43
15.36

470, 481
484. 844
462^ 949
465, 711
473,285

525
526
525
534
540

12,152,020
12, 807, 895
12, 271, 889
12, 709, 609
12, 764, 884

24,124,918
24, 484, 899
21, 873, 399
24,150, 965
23,452, 871

29.78
28. 68
26. 74
28. 53
27. 56

9,109,692
9,383.476
9, 271,189
8, 975, 641
9, 081,102

11.24
10.99
11. 33
10.59
10.67

14, 548, 746
14, 634, 337
12,140, 446
14, 702, 969
13, 887,498

17.96
17.14
14.84
17.35
16.32

466, 480
467, 086
461, 764
472, 355
484, 271

540
539
541
543
544

14, 021, 847
14,113,353
14, 379, 925
14, 520,103
14,516,112

28, 524, 563
28, 839, 733
29, 371, 591
29.190, 867
24, 440,147

30. 51
30. 65
30. 64
30.16
25.25

9, 292, 759
9, 659. 618
9, 901, 204
9, 940, 427
9,899, 800

9.94
10.27
10.33
10. 27
10.23

18, 745, 334
18, 696, 824
18, 986, 849
18, 768, 907
14, 052, 376

20.05
19.87
19.81
19.29
14. 52

486, 470
483,291
483, 538
481, 533
487,971

547
547
544
544

15, 316, 641
14, 435, 303
12,300,120
10, 645,802

28, 052, 373
25, 361, 913
23, 245, 122
23,414,641

27. 47
26. 35
28. 35
32. 99

10,538 687
10,331,862
10, 983. 17f>
10,771,244

10. 32
10.74
13.39
15.18

17, 025. 851 16.67
14,558,770 15.13
11,796,413 14.39
12,166, 739 17.14

487, 865
471, 281
465, 534
476, 658

287
298
309
329
329

$9, 365, 609 $16, 334, 768
17, 385,106
9, 712.119
9, 54C>i 762 16, 682, 585
16, 305,178
9,158, 231
8, 643,147
15, 874, 452

Mar. 1 0 . . .
May 6 . . . .
Julv 1
Oct* 1
Dec. 24 . . .
1886.

336
340
340
359
363

9, 202,146
9, 643. 675
10,105!532
10, 526, 279
10,511,542

Mar. 1 . . . .
June 3 . . .
Aug. 27.-.
Oct. 7
Dec. 28 . . .
1887.
Mar. 4 . . . .
May 1 3 . . .
Aug.l....
Oct. 5
Dec. 7 . . . .
1888.

377
391
404
406
418

Feb. 14 . . Apr. 3 0 . . .
J u n e 30 . .
Oct. 4
Dec. 12 . . .

Mar. 6
May 4 § . .
Julv 12...
Oet",3

W i t h reserve
Five
agents (9 per cent). per cent
redempEatio. Amount.
Eatio. tion fund.

Per ct.
26.16
26.85
26. 21
26. 70
27.55

Mar. 7
Apr. 24 . . .
J u n e 20 . .
Sept. 30...
Dec. 20 . . .
1885.

1889.
Feb. 26 . . .
May 1 3 . . .
J u l y 12...
Sept. 30...
Dec. 11 . . .
1890.
Feb. 28 . . .
May 1 7 . . .
July 18*-.
Oct. 2
Dec. 19 . . .
1891.
Feb. 2 6 . . .
May 4
July 9 1 . . .
Sept. 25...
Dec. 2
1892.
Mar. 1 . . . .
May 17...
Jnfvl2...
Sept. 30...
Dec. 9
1893.

Eatio.

Classification of reserve held.
Lawful money (6
per cent).

752,
723,
056,
367,
023,

* St. Paul and Minneapolis transferred to division No. 9 from July 18, 1890.
f Des Moines transferred to division No. 9 from July 9,1891
§» Lincoln transferred to division No. 9 from May 4,1893.

10665 CUB



10

146

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, B Y GEOGRAPHICAL DIVISIONS, T H E R E S E R V E CITIES AND CENTRAL
R E S E R V E C I T I E S , TIIK N U M B E R O F B A N K S I N O P E R A T I O N , E T C . — C o n t i n u e d .
[Division ]STo. 7.—Colorado, Nevada, California, and Oregon, excluding reserve cities.]

Dates.

Amount of
No. reserve reof
quired, 15
banks percent of
net deposits.

Reserve held.

Amount.

Ratio.

Classification of reserve held
Lawful money (6
per cent).
Amount.

With reserve
Five
agents (9 per cent). per cent
redempRatio.
Amount.
Ratio. tion fund.

1884.
43
43
45
46
47

$3,009, 761
3, 028, 531
2, 748, 621
2, 660, 548
2, 560, 777

$5, 626, 902
5, 791, 614
5,492, 659
5, 798, 359
5, 524, 939

Per ct.
28.08
28.68
29.97
32.69
32.36

$3, 217, 300
3, 207, 082
3, 664, 908
3, 346. 017
3,180, 260

Per ct.
16.05
15.88
20.00
18.86
18.63

$2, 287. 585
2, 462, 898
1, 717, 837
2,341,155
2,239,427

Per ct.
11.46
12. 20
9. 37
13.20
13.12

$122, (03
121, 634
109,914
111. 187
105,252

47
49
50
51
54

2, 663, 353
2, 683, 438
2, 721, 004
2, 920, 866
3,189, 900

5,978. 551
5, 699, 692
5, 697, 478
6, 635,005
7, 038, 522

33.67
31.86
31.41
34.07
33.10

3,450, 529
3, 336, 534
2, 966, 876
3,260,554
3, 732, 709

19.43
18.65
16. 36
16. 74
17.55

2,419, 586
2, 256,198
2, 626,141
3, 264, 417
3,192, 688

13.63
12. 61
14.48
16.76
,15.01

108, 436
106, 960
104,461
110,034
113,125

57
61
67
68
71

3, 329,
3, 598,
3, 863,
3, 971,
4, 329,

624
749
286
589
961

7, 529, 982
7, 672, 897
8, 288, 012
7, 896, 910
9, 221, 771

33.92
31.98
32.18
29. 83
31.95

4, 034, 927
4, 096, 387
4,104, 213
5, 276, 940

16.82
15.91
15.50
18.28

3, 465,
3, 527,
4, 075,
3, 672,
3, 828,

653
877
587
731
979

15. 61
14. 70
15.82
13.87
13.26

116, 814
110,093
116, 038
119, 966
115, 853

71
75
83
86
86

4, 674, 444
5, 276,435
5, 719, 220
6, 330, 097
6,291, 325

10, 289, 333
11,540, 554
11, 799, 916
13, 784, 605
12, 882, 230

33.02
32.81
30.95
32.66
30.71

5, 072, 302
5, 990, 889
6,134, 729
7,276, 703
7, 540, 479

18. 20
17.03
16.09
17.24
17.98

4, 504, 028
5,438,612
5, 548, 590
6,385,390
5, 218, 778

14.45
15, 46
14.55
15.13
12. 44

113,003
611,053
116, 507
122, 506
122, 973

87
94
96
98
96

6,149. 731
6, 042, 609
5, 924, 963
6, 036, 317
5,935, 042

12,446, 902
11, 396, 749
11, 634, 948
12, 503, 944
11, 717, 229

30.36
28.29
29.46
31.07
29.61

7, 457, 014
6, 557, 882
6, 338,182
6, 338, 048
6, 789, 265

18.19
16. 28
10. 05
10. 05
17.16

4,861, 593
4, 708, 006
5,171.147
6,034,811
4, 800, 478

11.80
11.69
13. 09
15, 00
12.13

128,215
130,801
125,019
131, 085
127, 486

98
102
102
107
109

6, 215,145
6, 418, 048
6, 469, 509
6, 871, 682
6, 822, 808

13,833,283
13,674, 031
14,125,458
15,136, 846
13,759, 793

33. 39
31. 96
32.75
33.04
30.25

7,408, 611
7, 084, 911
7,124, 899
6, 820, 811
7,133, 411

17.88
16.56
16. 52
14.90
15.16

6, 297, 797
6, 459, 741
6,870,159
8,181,249
6, 489, 222

15. 20
15.10
15. 93
17.86
14.27

126, 875
129,379
130,400
128, 786
137,160

Feb. 2 8 . . . 111
May 17... 114
118
July 18...
Oct. 2 . . . . 120
Dec. 19 . . . 123

6, 985,597
7,280, 605
7,407, 945
7, 973. 078
7, 220i 289

14, 398, 961
14,457, 219
14,436,316
15, 402, 798
12, 965, 412

30.92
29. 79
29. 23
28.98
26. 94

7, 499. 805
7,148. 956
6, 844, 093
7,188,163
7, 689, 352

16.10
14. 73
13. 85
13.52
15. 97

6, 756, 913
7,166, 979
7,450,124
8, 070,144
5,126, 361

14.51
14. 77
15.08
15.18
10.65

142, 243
141, 284
142,099
144,491
149, 699

126
127
325
125
126

7, 002. 973
7,441, 637
7,253, 722
7,410, 697
7, 230,867

13,974. 031
14, 707,475
13, 418, 378
14, 066,112
13,262,170

29.93
29.65
29. 75
28.47
27. 51

7, 904,
8, 210,
7, 670,
7,112,
7, 049,

310
360
382
951
001

16.93
16. 55
15.86
14.40
14. 62

5, 916, 675
6, 335, 458
5, 590, 972
6, 782, 556
6,038,406

12.67
12.77
11.56
13.73
12.53

153, 046
161, 657
157, 024
170.605
174, 763

Mar.l....
May 1 7 . . .
J u l y 12...
Sept. 30 . .
Dec. 9
1893.

127
129
129
130
129

7, 512, 533
7. 708, 768
7,811, 979
8, 061, 098
7, 864, 845

16,105, 600
16, 803,460
16, 013, 909
17,134, 307
15, 736, 998

32.16
32. 70
30.75
31. 88
30.01

7, 878,254
7, 998, 033
7, 837, 323
7, 956, 810
8, 220,157

15.73
15.56
15. 05
14.81
15. 69

8, 045, 713
8, 621, 376
7, 992, 300
8, 998, 901
7, 335, 308

16.00
16. 78
15. 35
16. 75
13. 99

181,633
184. C51
184, 286
178,596
175, 533

Mar.6 . . .
Mav 4 . . .
J u l y 12 . .
Oct.3....

129
131
118
125

7, 832,933
7,781,155
5. 360, 631
5, 276, 029

15,397,497
13.821,022
9,017,696
10, 924, 705

29.48
26. 64
25. 23
31.06

8. 326, 499
8, 053, 327
6, 735. 237
7,822, 217

15.95
15. 52
18.85
22.24

6, 896, 302 !
5, f>89, 749
2,123,215
2, 937, 809

13.21
10.78
5.94
8.35

174,696
177.946
lt.9, 244
164, 679

Mar. 7 . . . .
Apr. 24...
June 2 0 . .
Sept. 30 . .
Dec. 2 0 . . .
1885.
Mar. 10...
May 6 . . . .
Julyl....
Oct. 1
Dec. 24 . . .
1886.
Mar. 1
June 2 . . .
Aug. 27 . .
Oct. 7
Dec. 28 . . .

o onrt /*n A

1887.
Mar. 4
May 13...
Aug. 1 . . .
Oct5....
Dec. 7 . . . .

%

1888.
Feb.
Apr. 14...
30...
June 3 0 . .
Oct. 4
Dec. 12...
1889.
Feb. 2 6 . . .
May 13...
July 12 . .
Sept. 30 . .
Dec. 1 1 . . .
1890.

3891.
Feb.
May 2
4 6...
July 9 . . . .
Sept. 25 . .
Dec. 2
1892.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

147

T A B L E SHOWING, B Y GEOGRAPHICAL DIVISION'S, T H E R E S E R V E C I T I E S AND CENTRAL
R E S E R V E C I T I E S , T H E N U M B E R OF BANKS IN OPERATION, ETC.—Continued.

[Division No. 8.—Arizona, North Dakota, South Dakota, Idaho, Montana, New Mexico, Utah, Washington, Wyoming, Oklahoma, and Indian Territory.]
Classification of reserve held.

Reserve held.

Dates.

Amount of
No. reserve required, 15
of
i)anks per cent of Amount.
net deposits.

Ratio.

Lawful money (6
per cent).

With reserve
Five
agents (9 per cent). per cent
redempAmount. Ratio. tion fund.

Amount.

Ratio.

$2, 332,136
2, 421, 783
2, 377, 061
2,077,673
2, 357,403

Per ct.
15. 85
16.10
16. 25
14.41
16.12

$955, 815
1,038,881
899, 284
1, 066, 754
1,114, 624

Per ct.
6.50
6.90
6.15
7.40
7.62

$118, 523
124,096
126, 350
118, 614
109, 547

1884.
Per ct.
$3,406, 474 23.16
3,584,760 23.83
3,402, 695 23.26
3, 263, 041 22. 64
3,581, 574 24.49

78
84
87
87
86

$2, 206, 520
2, 256, 846
2,194, 632
2,162,177
2,193,537

88
89
.92
94
107

2,132, 223
2,124, 749
2, 317, 930
2,492, 432
2,633, 914

3, 703, 384
3, 587, 997
3,939, 596
4,420,239
4. 881, 391

26.05
25. 33
25.48
26.60
27.80

2,525, 590
2, 387, 887
2, 354, 579
2,600, 691
3,166, 234

17.77
16.86
15.24
15.65
18.03

1,068,609
1, 089,153
1, 473,460
1, 704,733
1, 594, 293

7.52
7.69
9.53
10.26
9.08

109,185
110, 957
111, 557
114,815
120, 8G4

Mar.l....
June 3
Aug. 2 7 . . .
Oct. 7
Dec.28 . . .
1887.
Mar. 4 . . . .
May 13. . .
Aug.l....
Oct.5
Dec. 7 . . . .
1888.
F e b . 14 . . .
Apr. 30...
June 30...
Oct. 4
Dec. 12 . . .
1889.
Feb. 26 . . .
May 1 3 . . .
Julv 12...
Sept, 3 0 . . .
Dec. 1 1 . . .
1890.

107
109
113
114
111

2, 643, 604
2, 745, 057
2,615,777
2, 675, 213
2, 852, 550

4,716,817
4, 688,187
5,173,789
5,149, 624
5, 258,108

26.86
25.61
29.67
28.87
27. 65

3,057, 426
3, 091, 659
3,135, 269
3, 360, 609
3,560, 333

17.41
16.89
17.98
18.79
18.70

1,535,412
1,471,191
1, 913,185
1, 669, 970
1, 577,946

8.74
8.04
10.97
9.36
8.25

123,977
125,339
125,335
119: 045
119, 829

121
125
128
128
130

3, 019, 568
3, 258, 730
3, 501, 233
3,630, 696
3, 787, 621

4,961,765
4, 782, 756
5, 626, 017
5, 730,545
6, 290, 797

24.65
22. 02
24.13
23. 68
24.91

3,418, 756
3, 357, 718
3,492, 525
3, 715,196
4, 255, 601

16.98
15.46
14.96
15. 35
16.85

1, 421, 601
1, 303, 545
2, 010, 740
1,888,860
1, 908,315

7.06
6.00
8.57
7.80
7.56

121,408
121, 493
122, 752
126, 489
126, 881

131
130
130
132
131

3, 779, 467
3, 824, 435
3, 972,189
4,461,321
4,552,960

5,791,312 22.98
5,935,373 23. 28
6, 292, 050 23. 76
7, 758,182 26. 08
7,853,939 25. 88

3, 874, 586
3, 887, 931
3,874,153
4,241,947
4,599, 390

15. 38
15. 25
14. 63
14.26
15.15

1, 787, 096
1,919,790
2, 289, 537
3, 386, 255
3,124,805

7.09
7. 53
8.65
11.39
10.29

129,630
127, 652
128,360
129,980
129,744

133
138
144
151
152

4, 782, 884
5,050,912
5,311,411
5, 928, 263
6, 001, 950

7, 894, 311
8, 813, 862
9,191,020
10, 555, 490
9, 742,120

24.76
20.18
25. 96
26. 71
24.35

4,617,893
4, 829, 576
4,849,185
4, 778, 295
5, 648, 649

14.48
14. 34
13. 69
12.09
24.12

3,143, 660
3, 847, 235
4, 206, 523
5, 633, 344
3, 942, 902

9.86
11. 43
11.88
14.25
9.85

132, 758
137, 051
135, 312
143, 851
150,569

Feb. 28 ...
May 17...
July 18*..
Oct.2t....

159
166
174
188
198

6, 072,253
6, 366, 800
6, 567,112
7,023,128
6, 766, 459

10,551,559
10,108,136
10, 843,892
11,958,439
10. 652,105

26. 07
23, 81
24.77
25. 54
23. 61

5,958, 841
5, 760,189
5,911,199
6,157, 780
6, 067, 228

14.72
13.57
13. 50
13.15
14.78

4,440,876
4,188, 093
4,760, 076
5, 614, 817
3, 793, 564

10.77
9.87
10.87
11.99
8.41

151, 842
159, 854
172,617
185, 842
191, 313

203
210
216
224
226

6, 598,191
6, 678,807
6, 689, 079
6, 894,169
7, 229, 641

11, 364, 659 25.84
11,160, 782 25. 07
10,878,920 24.40
12, 043, 371 26. 20
13, 344, 276 27. 69

6, 748, 404
6, 452, 075
6,181, 605
6, 036. 951
6, 84i; 534

15.34
14. 49
13. 86
13.13
14.19

4, 414, 375
4, 502, 293
4, 488,131
5, 790, 699
6, 279,127

10. 04
10.11
10.06
12. 60
13. 03

201, 880
206J 414
209,184
215,721
223, 615

Mar.l....
May 1 7 . . .
J u l y 12...
Sept, 30...
Dec. 9 . . . .
1893.

227
234
237
240
242

7, 230, 593
7,411,511
7,873, 909
8, 260, 517
8, 243, 692

13,164,123 27.31
13, 815, 371 27. 96
14, 409, 298 27. 45
15, 860, 840 28. 80
14, 289, 922 26.00

6. 819, 040
7, 279, 974
7, 035,463
7,179,884
7, 846, 416

14.15
14.73
13.40
13.04
14.28

6,120, 218 1.2. 70
6, 306,427 12.76
7,143, 404 13. 61
8, 446, 721 15.34
6,204.449 11.29

224, 865
228,970
230,431
234,2:J5
239,057

Mar. 6 . . .
May 4 . . .
July 12 ..
Oct. 3 . . . .

246
248
233
217

7, 876, 564
7, 763, 764
6, 217, 700
4, 620, 530

13,031,248
11,539,126
9, 729, 507
8, 831, 805

24. 82
22. 29
23. 47
28.07

7, 633, 693
6, 773, 232
6,525, 046
5, 869, 298

14. 54
13. 09
15. 74
19.05

5,160,596
4, 52.1, 880
2,98H,012
2, 760, 584

236,959
240,014
221, 444
201,923

Mar. 7 . . . .
Apr. 2 4 . . .
J u n e 20...
Sept, 30...
Dec. 20 . . .

*

1885.
Mar. 1 0 . . .
May 6 . . . .
July 1 . . . .
Oct.l
Dec. 24 . . .
1886.

Dec.19 . . .
1891.
Feb. 26 . . .

May 4 . . . .
Julv9---.
Sept, 25...
Dec. 2
1892.

•Oklahoma included from July 18, 1890.




9. 83
8.74
7.20
8. 96

t Indian Territory included from Oct. 2,1890.

148

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE SHOWING, BY GEOGRAPHICAL DIVISIONS, THE RESERVE CITIES, THE NUMBER
OF BANKS IN OPERATION, ETC.—Continued.
[Division £To. 9.—Reserve cities—Chicago, St. Louis,Boston, Albany, Brooklyn, Philadelphia, Pittsburg, Baltimore, Washington, New Orleans, Louisville, Cincinnati,1 Cleveland, Detroit, Milwaukee,
Des Moines, St, Paul, Minneapolis, Kansas City, St. Joseph, Lincoln, Omaha, and San Francisco.]

Dates.

Amount of
No. reserve reof
quired, 25
banks per cent of
net deposits.

Amount.

1884.
Mar.7....
Apr. 2 4 . . .
J u n e 20 . .
Sept. 30...
Dec.20 . . .

202
202
204
203
203

$85, 297,
84, 514,
75, 708,
76, 984,
78,739,

Classification of resersTe held.

Reserve held.

591 $111,255,631
593 104,165, 958
561
91,103, 676
342
99, 022, 475
375 103, 685,153

Ratio.

Lawful money (12£
With reserve
Five
per cent).
agents (12$ per cent). per cent
redempAmount. Ratio.
Amount. Ratio. tion fund.

Per ct.
Per ct.
Perot.
32.61 $61,563,512 18.04 $46,437, 308 13.61 $3,254,811
62,100,
250
38,827,197 11.49 3,178, 511
30.81
18.39
59,623,045 19.69
28,403, 338
30.08
9.38 3, 077, 293
63, 578, 992 20. 65
32. 340, 900 10.50 3.102, 583
32.16
66,011,790 20.96,
34,672,781 11.01 '&', 000, 582
32.92

1885.
Mar. 10...
May 6
July 1 . . . .
Oct.l
Dec. 24 . . .
1886.

202
202
202
203
202

83, 462, 537
86, 628, 766
8:), 118,594
91.118,639
91,151,185

118,522,306
123, 962, 577
123, 423, 045
122,186, 751
117,043,608

35.50
35.77
34.62
33.52
32.11

74, 383, 404
80,109,098
79, 828,139
76,907, 632
74, 674, 927

22.28
23.12
22.39
21.10
20.48

41,172,443
40, 912, 049
40,661,809
42, 402, 600
39, 551, 479

12. 33
11.81
11.41
11. 63
10.88

2, 966, 459
2,941, 430
2, 933, 097
2, 876, 510
2, 817, 202

Mar. 1 . . . .
June 3 . . .
Aug. 27...
Oct. 7
Dec. 28 . . .
1887.
Mar. 4 . . . .
May 13*..
Aug.lt--.
Oct. 5
Dec. 7

205
212
215
217
218

94, 506, 304
96, 810, 237
9:j, 802, 959
95, 363, 719
94,305,102

124,034, 337
122, 784,157
110, 584, 456
113, 951,757
112, 821, 235

32.81
31.71
29.42
29.88
29.91

77, 446,733
80, 738, 933
68, 232, 506
70, 489,135
70,633, 785

20.49
20. 85
18.19
18.48
18.72

. 43, 904, 247
39,567, 423
40, 072, 689
41,271,509
40, 371,942

11.61
10. 22
10.68
10.82
10.70

2, 683, 357
2,477, 801
2,279,261
2,191,113
1, 815, 508

220
210
221
223
223

99,518,660
80, 270, 869
83, 889,166
84, 621,164
84, 031, 602

124.447,510
106| 121, 301
98, 389, 974
100, 714,633
97,132, 024

31.26
30.75
29.32
29.75
28.90

73,
64,
59,
59,
58,

631, 55G
496, 954
504, 534
52i, 848
086, 213

18.50
18.69
17. 73
17.59
17.28

49,217, 253
40, 210, 839
37,672,349
39, 993, 709
37, 957, 340

12.36
11.65
11.23
11. 82
11.29

1,598,701
1, 413, 508
1, 213, 010
1,196, 076
1, 088, 471

222
221
224
224
223

88, 281,
83,841,
93,119,
96, 217,
92, 796,

912
975
904
307
351

107, 045, 750
105,914,479
113, 399, 111
116,864,734
110, 791, 22o

30.31
29.80
30.44
30.36
29.85

61, 380, 008
61,211,749
66, 493, 977
64, 447,941
62, 971, 624

17.38
17. 22
17.85
16.75
16.96

44, 647, 555
43, 718, 493
45, 949, 662
51,508,038
47, 013, 696

12.63
12.30
12.34
13.38
12.67

1,018,187
984, 2b7
955, 472
908, 755
805,905

223
224
226
228
229

100,132, 732
103, 814, 057
106, 953, 841
104, 752, 379
99,449, 783

129,178,251
132, 810, 931
131, 366, 426
121, 912,119
112,113, 813

32.25
31.98
30. 71
29.10
28.18

66, 585,765
72, 531, 581
71, 388, 356
64, 592, 017
63,330,689

16.62
17.47
16.69
15.42
15.92

61, 860, 599
59, 619, 008
59, 343, 308
56, 712. 959
48,173J 145

15.44
14.36
13.87
13.54
12.09

731,887
660, 342
634,762
607,143
609,979

234
239
259
259
258

102, 211, 212
106, 243, 919
115,477,384
114,438, 382
104, 320,461

119, 560, 033
122, 780, 265
131, 308,097
129, 777, 284
120,929, 702

29.24
28.89
28. 43
28. 35
28.98

65, 270, 448
66, 575, 944
71, 778, 457
68,071,517
69, 599, 015

15. 96
15. 67
15.54
14. 87
16.68

53, 684, 545
55, 566, 943
58, 806,133
60, 999, 210
50, 638, 370

13.13
13.08
12.73
13.33
12.14

605, 000
637,378
723,507
706, 557
692, 317

260
262
265
265
264

109, 081, 971
112, 226, 065
110,503,938
112, 977, 749
112,935, 945

131, 659, 897
136,955, 966
134,147, 401
138, 786, 632
142, 314, 957

30.17
30.50
30. 35
30.71
31.50

74, 395, 302
78, 363, 336
78,122, 409
76, 990, 726
76, 766, 567

17.05
17.46
17.67
17.04
16.99

56, 569, 349
57, 889, 288
55, 317,148
61, 005, 875
64, 710, 249

12.96
12.90
12.51
13.50
14.32

695, 246
703, 342
707,844
790, 031
838,141

124, 370,037
130,145, 842
133,586, 733
129, 825, 359
123,799, 238

177,149,110
184, 027, 948
178, 591, 989
156, 098, 942
142, 005, 438

35.61
35.35
33. 42
30. 06
28.68

84, 522, 051 ' 16.99
97, 255, 972 18.68
96, 347, 405 18.04
82,164, 838 15.82
77, 869, 593 15.72

91,717,863
85, 825, 510
81, 254, 538
72,924,409
63, 099, 335

18.44
16.49
15.21
14.04
12.74

909,196
946, 466
990, 046
1, 009, 695
1,036, 510

118, 326,127
116, 908, 521
101,124, 664
98,151, 349

139, 488, 339
133,535,121
118,104,158
129,588, 769

29.47
28.56
29.20
33.01

75,
78,
68,
76,

63,183,047
53, 553, 912
48, 517, 867
51, 570, 537

13.35
11.45
11.99
13.14

1,099, 237
1,137, 572
1,168, 808
1,590,577

ingf)

iooo.
Feb. 14 . . .
Apr. 3 0 . . .
J u n e 30 . .
Oct. 4
Dec. 12 . . .
1889.
Feb. 2 6 . . .
May 13 . . .
J u l y 12...
Sept. 30...
Dec. 11 . . .
1890.
Feb. 28 . . .
May 1 7 . . .
July 18 J..
Oct. 2
Dec. 19 . . .
1891.
Feb. 26 . . .
May4....
July9§...
Sept. 2 5 . . .
Dec. 2

1892.
Mar. 1 . . . . 261
May 17... 262
July 12... 262
Sept. 3 0 . . . . 263
Dec. 9 . . . . 265
1893.
Mar. 6 . . . . 265
May 41].. 269
J u i v 1 2 . . . 269
268
OctT3

206, 055
843,637
417, 483
427, 655

15.89
16.86
16.91
19.47

* Kansas City and St. Joseph included from May 13,1887, and Chicago and St. Louis transferred to
division No. 10.
tOmaba included from August 1,1887.
tMinneapolis, St. Paul, and Brooklyn included from July 18,1890.
fcDesMoines included from July 9.1891.
^Lincoln included from May 4,1893.




REPORT OF THE COMPTROLLER OF THE CURREHCf.

149

T A B L E SHOWING, B Y GEOGRAPHICAL D I V I S I O N S , THE CENTRAL R E S E R V E C I T I E S ; T H E

N U M B E R OF BANKS I N OPERATION, ETC.—Continued.
T

[Division No. 10.—Central reserve cities—JS ow York, Chicago, and St. Louis.]
New York City.

Dates.

1884.
Mar. 7
Apr. 24
June 20
Sept. 30 . . . .
Dec. 20
1885.
Mar. 10 . . . .
May 6
Julyl
Oct.l
Dec. 24
1886.
Mar. 1
June 3
Aug. 2 7 . . . .
Oct. 7
Dec. 28
1887.
Mar. 4
May 13
Aug. 1
Oct. 5 . . . . . .
Dec.7
1888.
Feb. 14
Apr. 30
June 30
Oct. 4
Dec. 12
1889.
Feb. 26
May 13
July 12
Sept. 30
Dec. 11
1890.
Feb. 28
May 17
J u l y 18
Oct2
Dec. 19
1891.
Feb. 26
May 4
July 9
Sent. 25 . . . .
Dec. 2
1892.
Mar. 1
May 17
J u l y 12
Sept. 3 0 . . . .
Dec.9
1893.
Mar. 6
May 4
July 12
Oct. 3

St. Louis.

Chicago.

Amount
Amount
Ratio
of reserve Ratio
of reserve Ratio
No. of required,
No. of required,
of
No. of I required,
of
of
banks. 25 per cent reserve banks J25 per cent reserve banks. 25 per cent reserve
of net de- held.
of net deof net de- held.
held.
posits.
posits.
posits.
Per ct.

$75, 373, 069
70, 540, 863
57, 948, 702
63,737, 684
68, 335, 552

Per ct.
28. 94
26.65
29. 82
35. 63
38.29

73,191, 705
74,436,136
78,181, 211
78, 214, 626
75, 516, 839

40.12
41.48
42.47
36.98
32. 76

80, 887, 727
74^ 187, 977
70, 386, 879
70,697, 561
73,607,025

31.28
30.28
27.46
27.24
29.89

78, 607, 422
74,921,637
73, 497, 514
71,084,776
72, 379, 059

28.70
27.64
28.11
28.18
27.18

18 ;$16, 993,940
16,579,934
16, 161,735
15, 537, 512

30. 41
33.14
30. 53
28.80

5
5
5
4

$2, 280, 864
2, 710, 600
2, 574, 297
1, 999, 375

36.40
31. 89
26.44
29.79

80,277, 202
79,168, 388
84, 608, 091
85, 539, 988
82, 639, 532

30. 29
29. 93
30.34
28.16
29.12

16,167, 806
17, 822, 500
17, 961, 506
17, 332, 756
16, 056, 945

31. 68
29. 75
31.37
30. 24
30.88

4
4
4
4
4

2, 202, 808
2,177,175
2,217,845
1, 970,308
2, 020, 493

34. 05
40.11
42.10
27.07
28.90

91,069,618
90, 257, 748
89, 801, 522
84,536,699
79,476, 706

28.72
28.73
27. 08
25.10
26.99

16,813,643
18, 564,211
19,411,765
19, 682, 820
18, 500, 455

33.60
35. 50
31. 79
31.69
30. 29

4
4
5
5

2, 013, 392
1,885,147
2,812,114
2, 995, 249
2, 979, 311

42.12
46.75
40.95
26.71
24. 80

84, 259, 377
80, 585, 344
81, 702, 359
8'i, 147, 968
75,113, 249

26.17
26.39
27.05
27.81
28.11

19, 020, 602
21, 248, 980
21, 034. 078
20, 721, 496
18,398,815

30. 47
31. 01
29.09
29. 98
31.42

7
8
8
8
8

5, 670, 384
6, 494, 906
6, 800, 814
6, 545,181
5, 679, 210

28.57
25.03
24.42
21.35
24.28

84,503,622
81, 835, 203
82, 571, 595
81, 940, 346
88, 258,830

28.91
26.96
29. 93
26.26
28.69

19, 713, 708
23, 991, 723
22, 943,151
23, 216, 492
22,112, 475

32.77
33. 88
31.02
33. 62
31.53

8
8
9
9
9

6,048, 537
6, 248, 857
5, 913, 094
6, 065,187
5, 878, 877

24.49
24.40
23. 78
23.83
27.32

109, 948, 706
109, 335, 717
106,122,173
48 97, 967, 550
-48 90,338,433

29.31
29.23
29. 36
20. 39
26.89

24,426. 854
27,847, 903
28, 594,133
26,634, 476
25,124, 297

33.45
33.01
29.77
28.64
30.07

9
9
9
9
9

6. 701, 065
6, 961, 804
6, 868, 505
7, 307, 038
6, 639, 856

28.34
28.36
23.61
21.07
21.60

90, 009, 093
86, 253, 700
76,107, 584
77, 492, 888

26.34
28. 52
25.30
35.17

25,
24,
20,
21,

28.03
29.45
30.61
45.46

9
9
9
9

7, 238,137
6, 940, 925
4,970, 519
4, 476, 918

23.39
21.43
22.60
31.95




249,086
896, 048
343, 43a
439,195

3 50

RV.POKT

<>F THK COMPTROLLER

OF T H E

CURRENCY.

\ Y r r K i . v l ) r : i ' o s i i s ? C I R C U L A T I O N , A N D R K S K K Y K OK TFII: N A T I O N A L
K
<M' X I : \ Y VoiiK C I T Y , A S I;FJH>KTI:I> T O T I I K N H W Y O K K C L E A R I N G H o r s K ,
F O R Tin-] M O N T H S G I Y E X , I N TILJ-; V K A U S 1887, 1888, 1889, 181)0, 1891, 1892, A N D

1893.
Liabilities.

Reserve.

"Week
elided—

Circulation. N e t deposits.

Sept. 3,1887
Sept. 10,1887
Sept. 17,1887
Sept. 24,1887
1,1887
Oct.
Oct.
8,1887
Oct. 15,1887
Oct. 22,1887
Oct. 29,1887
Nov. 5.1887
Nov. 12 1887

$8,112,000 $281, 345, 100
279,915. 600
8,115, (500
8.126, 000 279, 288, 500
278,573. 000
8; 235, 300
8,202, 500 281. 647, 300
8,186, 800 285, 703, 700
8,199, 100 289, 861, 500
28!), 542, 800
8, 216, 200
289,601, !H)0
8,115,100
8, 046,100, 289, 954, 700
288, 289, 700
8, 033, 700

Total.

Specie

Legal tendors.

Ratio to
liabilities*

$289, 457, 100 $59, 175, 700 $18, 78(5, 100 $77,9(51.800
288, 03J, 200 58, 85.1, ;500 17, 7(5!), 000 76,620,300
287, 414, 500 59, 052, 900 16, '589, (500
75, 442, 500
28(5, 808 300 60, 635, 900 16, 251), 600 7(5, 895, 500:
841)! 800; (54, 619, 200 15, 7(57, 500 80, 38(5, 700
293, 800, 5001
64, 317, 500 16, 269, 700 80, 587, 200!
298. 000, (500 64. 6(53, 100 1(5, 885, 400 81,548,500!
'2l)~,75'). 000 (54, 918, 700 16, 735, 800 81,654,500!
207. 717, 000 6(5, 005, 800 17, 542. 400 83, 548, 2001
298. 000, 800 (54, 639, 800 17. 81O] 700 82,450,500''
296. 323, 400 (53, 791, 600 18, 070, 800 81, 862, 400!

iso;

Sept. 1,1888
Sept. 8,1888
Sept. 15,1888
Sept. 22,1888
Sept, 29,1888
Oct. 6,1888
Oct. 13,1888
Oct. 20,1888
Oct. 27,1888
Nov. 3,1888

7, 770, 400
7,850,400
7, 892, 900
7, 927, 700
6. 83(5, 400
6, 515, 300
6,516,700
6, 488. 700
6, 484,500
6, 363: 200

341, 477.200
336, 495. (500
312. 995. (500
333. 959, 700
336, 016, 200
349, 506, 800
337, 755. 000
343, 953, 000
343, 813, 200
343,587, 300

349.
344.
320.
341,
342.
356,
344.
350,
350,
349,

247, 600
346, 000
888, 500
887, 40d
852, 600
022, 100
271, 700
441, 700
297, 700
950, 500

73, 344, 200
09, 844; 500
69, 723, 700
70, 054. 90:)
74, 146] 500
74, 411. 300
73, 901, 500
81, 457, 700
81, 212, 600
80, 140,200

30, 8(57, 300
28. 797, 600
28; 238. 900
2(5, 320; (500
24. 994, 100
23; 204, 300
22, 017, 800
21. ',{86, 800
21, 32!), 800
21, 700, 800

Sept. 7.1889
Sept, 14,1889
Sept, 21,1889
Sept, 28,1889
Oct. 5,1889
Oct. 12,1889
Oct. 19,1889
Oct. 26,1889
Nov. 2,1889
Nov. 9,1889

3,96L, 900
3, 978, 100
3, 931. 300
3. 945, 500
3,957,100
3, 943, 900
3, 893. 200
4, 037. 400
4, 053; 600
3, 991, 200

345, 344, 200
346,601, 000
342. 298, 800
340, 542, 700
334, 991, 500
329. 923. 400
328, 225, 600
325. 328. 100
325, 635, 600
320,166 700

349, 306. 100
350. 574; 100
346, 230, 100
344, 488. 200
338, 948, 600
.{'•>:5, 867, 300
332! 118. 800
329, 365, 500
32!), (58!). 200
324, 157, 900

65, 635.100
63, 824, 300
(50. 894 900
60, 375, 900
407, 200
59' 565, 900
62, 537, 900
62, 403. 200
62, 45(>; 000
61, 240, 500

31, 687,
30' 527,
2!), 468'.
28, 933,
27, 257.
24, 87:;;
23 570,
22! 715,
22, 748,
20]416,

Sept. 6,1890
Sept, 13,1890
Sept, 20,1890
Sept. 27,1890
Oct. 4,1890
Oct. 11,1890
Oct. 18,1890
Oct. 25,1890
Nov. 1,1890
Nov. 8,1890

3, 690, 700
3, 700,100
3, 585, 700
3, 479, 300
3, 505, 000
3, 521, 300
3, 518, 800
3, 497. 200
3, 500, 800
3, 493, 500

309,128, 200
304, 626 200
309,181 200
324, 335 300
331, 436, 600
325, 794 800
320, 667 900
317,395 500
314. 709 700
309, 975 100

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.

5,1891
12,1891
19,1891
26,1891
3,1891
10,1891
17,1891
24,1891
31,1891
7,1891

5,459, 400
5,527, 000
5, 501, 200
5, 567, 700
5, 619,000
5, 629,100
5, 576, 500
5, 573,400
5, 592, 600
5,587,400

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.
Nov.

3,1892
10,1892
17,1892
24,1892
1,1892
8,1892
15,1892
22,1892
29,1892
5,1892

Sept. 2.1893
Sept. 9,1893
Sept. 16,1893
Sept. 23,1893
Sept.130, 1893
Oct. 7,1893
Oct. 14,1893
Oct. 21,1893
Oct. 28,1893
Nov. 4* 1893

Total.

Per cent.
26. 93
26. CO
26. 25
26. 81
27. 73
27. 42
27'. 36
27. 42
28.06
27. 67
27. 63

104, 031, 500
98, 642, 100;
97, 962, 600
96,375, 500
89,140, 600
97, 615, 600
95, 919, 300
102, 844, 500
102,542,400
101, 841, 000

29.79
28.65
30.53
28.02
28. 92
27.42
27. 86
29. 35
29. 27
29. 10

500
100
400
700
900
400
300
200
700
800

97, 322, 600
94, 351, 400
90, 363, 300
89, 309, 600
85; 665, 100
84, 439, 300
86,108, 200
85,118,400
85, 198,700
81, 657, 300

27.86

312, 818, 900
308, 326. 300
312 766, 900
K14, 600
334 941, 600
32!) 316, 100
324,186, 700
320 892 700
318 210.500
313 468 600

68,678, 800 19, 062, 800
56, 963; 600 19, 146, 500
63 5H8, 600 17, 403. 400
79 205, 500 16, 692, 300
80 839, 400 15, 353, 900
73 148, 900 14, 436, 700
66, 552,400 14, 642, 500
65 680 500 .15, 611, 800
66 088 800 16, 334, 300
02 360 900 15, 517, 400

87, 741, 600
76,110, 100
80, 992, 000
95, 897, 800
96,193, H00
87, 585, 600
81,194, 900
81, 292, 300
82, 423,100
77,878,300

28 05
24. 68
25 90
29.25
28 72
26.60
25 05
25 33
25 90

332,378 600
332, 578 000
335,317 300
333, 004, 000
331. 492 10(
332, 294 100
339,667 000
341, 023 000
343,572 700
345, 411 ,300

337 838
338,105
340 818
338 571
337 111
337, 923
345,243
346 596
349 165
350, 998

49
51
53
52

44, 509, 800
41, 488 500
39, 540 900
35, 676 300
32, 879 900
30, 905 700
29 610 500
27 347 300
26 779,400
23 665 800

93, 803, 000
93, 239, 200
92, 611, 800
88, 500, 500
87, 663, 300
90, 637, 500
95,142, 500
96,675, 000
98,550, 900
95, 394,400

27 77
27 58
27 17

5,424, 200
5,530, 800
5, 601, 000
5, 642, 600
5. 672,000
5,573, 900
5, 569,100
5, 608, 800
5, 633, 700
5, 650, 800

419, 587,400
414, 929,500
408,312 ,700
399, 038,400
395,234 ,300
390, 012,300
384, 724,200
378, 739,600
374,072,300
371, 530, 500

425 ,011 600 67 699,700
420 460 300
413 ,913 700
404, 681 000
400,900 300
395 ,586 200
390,293 300
384, 348,400
379 ,706 000
377 ,181 300

45 381 700
66,210 100', 4 4 185 600
65, 742; 400 43 884,100
63,667 200 43 760 70C
62,208 200 43 225 300
62,137 ,500 39 862,80C
62; 030,800 37 053,90C
61,205 ,200 ; 38 529 90C
62,313 ,900 36 526, 00C
62,274 ,600 34, 685 50C

113,081,400
110,395,700
109,626,500
107, 427,900
105,433,500
102, 000, 30C
99, 084,70C
99, 735,10C
98, 839, 90C
96, 960,10C

26 61
26 26
26.49
26.55
26 30

9, 911, 600
11, 209, 400
12, 723, 600
13, 610. 300
14, 395, 600
14, 940,000
14, 956. 800
14,690, 500
14,610,80;)
14, 409, 900

301, 665 200
299, 816, 400
304, 808 300
310, 368 900
317, 329 300
325, 891 300
335, 954 400
344, 672 800
354,660, 600
365, 638 100

311 ,576
311 025
317,531
323; 979
331 724
340, 831
350, 911
359, 363,
369 271
380.048

76,312, 70(
57,584 800 18, 727,90C
59,174 600 20, 345 90C 79, 520, 50C
87,596,10C
63,650 000 23 946,100
94, 991, 00(
67,942 900 27 048,10C
69,703 000 32 358,300 102,061,30(
72,369 000 35, 435,00C 107,804, 00(
75,563 400 37 72S 60C)'; 113, 292. 00(
79. 504 100 42 957. 90( 122, 462, 00C
80; 472 200 49 418, 60C ! 129,890,80c
81, 118, 200 54,757,60( > 135,875,80(]

24.49
25.56
27.58
29.32
30.76
31 62
32 28
34 07
35 17
35.75




000
000
500
700
100
200
500
400
300
700

800
800
900
200
900
300
200
300
400
000

293
750
065
824
54 783
59 731
65 532
69, 327

71
71

200
700
900
200
400
800
000
700
771 500
728 600

26.91
26. 10
25. 93
25. 27
25. 29
25 93
25. 84
25. 84
25 19

24 84

26 14
26 00
26.82
27 56
27 89
28 22
27 18

25 78
25 39
25 95
26 03
25.71

REPORT OF THK COMPTROLLER

OF THE CURRENCY.

TABLE SIHMVIMJ im; MUVKMEKT OK THE UKSEKVE OF THE INATI^NAL BANKS IN
NEW Yoitiv CITY DUIUKG OCTOBEK FORTH U LAST SIXTEEN YEARS.
Ratio of reserve t o —
"Week ended—

October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
October
Oct< »ber

5,1878
12,1878
19,1878
26,1878
4,1879
11,1879
18,1879
25,1879
2,1880
9,1880
16,1880
23,1880
30,1880
1,1881
8,1881
15,1881
22,1881
29,1881
7,1882
14,1882
21,1882
28,1882
6,1883
13,1883
20,1883
27,1883
4,1884.
1 i, 1884
18,1884
25,1884
3,1885
10,1885
17,1885
24,1885
30,1885
2,1886
9,1886
16,1886
23,1886
30,188U
1,1887
8,1887
15. 1887
22,1887
29,1887
6,1888
13,1888
20,1888
27,1888
5,1889
12.1889

October 19, 1889
October 26 J 889
October 4,1890
October 11,1890
October 18,1890
October 25,1890
October 3,1891
October 10,1891
October 17,1891
October 24,1891
October 31,1891
October 1,1892
October 8,1892
October 15,1892
October 22,1892
October 29,1892
October 7,1893
October 14. 1893
October 21,1893
October 28,1893




Specie.

1
1
!
j
j
!
!
1

1
|
1
'

,

,
,

,

$14, 995,800
12, 184, 600
13, 531, 400
17, 384,200
18, 979, 600
20, 901,800
24, 686, 500
25, 636, 000
59, 823. 700
(32. 521,300
02, 760,600
60, 888, 200
61, 471, 600
54, 954,600

287, 900

51, 008, 300
51, 016,200
5." 961, 200
4 016, 000
48, 281,000
49, 518, 200
48, 374, 200
586, 700
51, 894, 000
50, 262, 900
47, 372,800
46, 470,600

922, 500
579, 400
638, 000
351, 600
642, 500
945, 300
309,100
954.600
111, 700
723, 800
228, 600
668, 400
195,100
619,200
317,500
663,100
918, 700
005, 800
411,300
901, 500
457,700
212, 600
407, 200
565, 900
537,900
403, 200
839,400
148, 900
552,400
680. 500
783, 400
731, 800
532,000
327, 700
771, 500
208,200
137, 500
030, 800
205, 200
313,900
369, 000
563,400
504,100
472,200

Legal tenders.

$38, 304,900
37,685,100
36, 576, 000
35, 690, 500
34, 368, 000
32, 820, 300
29, 305, 200
26, 713. 900

11, 129,100'
10,785,000
10, 939. 200
10, 988, 200
10, 925, 000
12,150,400
12,153, 800
12, 452, 700
12, 496, 500
12, 947, 900
18, 384, 500
18, 002, 700
17, 023, 900
17, 204, 700
20,122,500
21,145, 800
20. 719, 700
20,617,600
25,817,300
27, 654,100
27, 875, 500
27, 354, 200
24, 516, 600
23, 002,000
22, 221,100
21, 059, 800
21, 874, 900
14, 607, 700
13, 209,100
13,133,100
12, 803, 800
13,177,200
15, 767, 500
16, 229, 700
16, 885, 400
16, 735. 500
17, 542, 600
23, 204, 300
22, 017, 800
21, 386, 800
21, 329, 800
27,247,900
24, 873,400
23, 570, 300
22, 715, 200
15, 353, 900
14,436, 700
14, 642, 500
15, 611,800
32, 879, 900
30, 905,700
29, 010, 500
27, 347,300
26,779,400
43,225, 300
39, 862, 800
37,053,900
38, 529,900
36, 526, 000
35, 435, 000
37,728,600
42, 957, 900
49,418, 600

Total.

$53,300, 700
49,869, 700
50,107. 400
53, 074, 700
53, 347, 600
53,722,100
53, 991,700
52, 349, 900
70,952,800
73. 306, 300
73, 699, 800
71,876,400
72, 396,600
67,105, 000
65,441,700
63,461,000
66,512,700
68,909,100
65,400,500
66, 283,700
66, 542,100
65,578,900
71, 709, 200
72, 039,800
67, 982, 600
66,990,400
93, 287, 900
96, 576,600
95,454, 900
94,992, 200
116,868, 200
116,644, 500
114,166, 400
108, 368, 900
106, 829, 500
78,719,400
78, 932, 900
78,361, 700
78,472,200
79, 372, 300
80, 386, 700
80. 587, 200
81,548, 500
81, 654,500
82,848,400
97, 615, 600
95, 919, 300
102/844, 500
102,542,400
85, 655,100
84,439, 300
86,198, 200
85,118, 400
96,193,300
87,585,600
81,194,900
81,292,300
87,663, 300
90, 637, 500
95,142, 500
95, 675, 000
98, 550, 900
105,433,500
102,000, 300
99, 084, 700
99, 735,100
98,839, 900
107, 804,000
113,292, 000
122,462,000
129,890, 800

Circula-

tion and Deposits.
deposits.
Percent. Per cent.
25.7
24.4
24.7
25.8
23.3
23.4
23.5
23.0
25.4
25.4
25.5
24.8
25.0
23.1
23.1
23.2
24.6
25.6
24.0
24.7
25.0
24.8
25.5
25.4
24.5
24.5
34.5
35.2
34.8
34,6
36.0
35.8
34.9
33.5
83.0
27.1
27.0
26.7
26.9
27.1
27.7
27.4
27.3
27.4
27.8
27.4
27.8
29.3
29.3
25.3
25.3
25.9
25.8
28.7
26.6
25.0
25.3
26.0
26.8
27.6
27.9
28.2
26.3
25.8
25.4
25.9
26.0
31.6
32.3
34.1
35.2

28.4
27.0
27.3
28.5
25.8
25 9
26! 1
25. 5
26,4
27.2
27.1
26.6
26.7
24.6
24.8
25.9
26.6
27.0
26.4
26.3
26.8
26.5
27.0
26.8
25.9
25.9
36.3
36.9
36.5
36.3
37.1
37.0
36.0
34.5
34.1
27.9
27.7
27.4
27.7
27.9
28.5
28.2
28.1
28.2
28.6
27.9
28.4
29.9
29.8
25.6
25.6
26.2
26.2
29.0
26.9
25.3
25.6
26.4
27.3
28.0
28.3
28.7
26.7
26.1
25.5
26.3
26.4
33.1
33.7
35.5
36.6

REPORT OF THE rOMPTROLLER OF THE CURRENCY.
Ar-siuAd

oi- Ri;roiMs OF KAKNINOS AXD D I V I D E N D S

TKOM SEPTEMBER 1, 1892,

States, reserve cities, and banlf I Capital stock.
Territories.

• Surplus.

Maine
New Hampshire.
Vermont
Massachusetts - Boston
Rhode Island
Connecticut

81
54
49
211

Division o. 1.
isTew York
New York City
Albany
.
Brooklyn
New Jersey
Pennsylvania
Philadelphia ...
Pittsburg

593 | 166,883,920.00

49, 220, 403.46

267
48
6
5
98
308
41
26

11,193. 385. 63
40, 756, 964.14
1, 285. 000. 00
2, 082, 000. 00
7, 251, 418. 68
17,132,131. 81
14,106, 303. 08
7, 045, 612.19

Division No. 2 .
Delaware
Maryland
Baltimore.
District of Columbia .
Washington
Virginia
W e s t Virginia

Division ]STo. 3 ..

$11,060,000.00
6, 320. 000. 00
7, IGO! 000. 00
45. 907. 500. 00
53,100, 000. 00
20, 277. 050. 00
22, 999, 370. 00

33, 346, 460. 00
49, 650, 000. 00
1, 550, 000. 00
1, 352. 000. 00
14, 568, 350. 00
37, 772, 390.00
22, 465. 000. 00
10, 900, 000. 00




7, 678, 539. 74

799 I 171,604,200.00

100, 852, 815. 53

2,133, 985. 00
3, 611, 700. 00
13. 243, 260. 00
1
252, 000. 00
12 !
2.575,000.00
36 |
4,696,300.00
28 I
2,811,000.00

~T~007, 926.12
1,345,771.98
4, 526, 900. 00
100, 000. 00
1, 235, 000.00
2, 557, 600. 00
727, 003.18

Gross earnings.

$13, 764, 920. 00
$808,033. 29
7,920,180.20
531,062.40
9, 021, 900. 00
546,157.15
61, 581, 077.71 3, 730. 703. 76
67,436.557. 74 3, 564; 256. 30
25, 707, 778. 07 1,124,194.86
30, 677, 909. 74 1, 768, 869. 72
216,110, 323. 46 |12, 073, 277. 48
44, 539, 845. 63
90, 406, 964.14
2, 835, 000. 00
3, 434, 000. 00
21,819,768.68
54, 904, 521. 81
36,571,303.08

3, 879, 706. 48
9, 258, 023. 07
400, 471. 22
! 330, 386. 58
I 1,993,360.80
| 4,129, 563. 34
! 2,729.449.82

17, 945, 612.19 i 1,368J 842. 3 1
272,457,015.53

23,999,803.62

3,141,911.12
207,105. 60
4.957,471.98
417,500.^8
17, 770,160. 00 1, 023,185. 66
352,000.00
31,092.15
3, 810, 000. 00
310. 209. 70
7,253,900.00 I 649,489.03
3,538,033.18 ! 323,899.16

161 ! 29,323,245.00 I 11,500,231.28 I 40,823,476.28 | 2,982,548.24

North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Division No. 4.

$2, 704. 920. 00
1, 600,180. 20
1, 861, 900. 00
15,013,577.71
14. 336, 557. 74
5, 430, 728. 07

Capital and
surplus.

766, 127. 31
829. 100. 00
1, 223, 580.42
293, 000. 00
983, 180. 09
456, 859. 36
254, 252. 42
2, 088. 985. 81
4, 909, 697. 60
496, 250. 00
2, 832, 561.12
1, 023, 800. 00
2, 222, 359.19
520

73,327,640.00

392,127.
452,100.
764, 580.
743, 000.
902,180.
571,859.
064, 252.
713,985.
789, 697.
096, 250.
430, 461.
925, 300.
861, 599.

253, 807. 38
22 J,959.39
443, 741.40
250, 078. 82
348, 604. 32
134. 355.10
109, 508. 20
644, 001.42
2, 968. 045. 45
162' 458. 90
919, 553.11
359, 049. 83
935, 982. 03

18,379,753.32 I 91,707,393.32 j 7,750,145.35

REPORT OK THE COMPTROLLER OF THE CURRENCY.

153

OF NATION A i. RANKS IN TUN UNITED STATUS.
TO M A R C H 1, 1893.

Ratios.

C h a r g e d off.
Losses a n d
premiums.

Expenses and
taxes.

"Not earnings.

$425, 721. 91

Dividends.

$418, 975. 00

$173, 665^6L
90, 472. 44
129, 082. 29
550, 600. 20
376, 779. 32
130,024.10
218, 311. 90

$208, 645. 77
173, 013. 35
173, 271. 83
1, 424, 356. 63
1, 454, 391.42
264, 227.14
469, 272.32

267,
243.
1, 755,
1. 733.
729,
1, 081,

61
03
93
56
62
50

231, 700. 00
250, 500. 00
1, 557, 296. 68
1, 415. 250. 00
518,197. 25
873, 375. 00

1, 608, 935. 86

4,167,178. 46

6, 237,163.16

5,265293.93

515, 236. 80
857, 003. 24
89, 616.16
17,411.16
231, 700. 75
723, 868. 74
327, 035.14
171, 790. 71

1, 486, 775. 26
4, 509, 537. 57
161,823.54
142, 141. Oi)
056, 553. 86
1. 237, 865. 74
1, 020, 986. 63
458, 067. 26

1, 877, 694. 42
3, 891. 482. 26
149,031.52
170, 834. 42
1.015,10(3.19
2,167, 828. 86
• 1,381,428.05
738, 984. 34

1, 261, 823. 98
2, 423,132. 76
199, 851. 20
92.112.00
723, 347. 00
1, 311, 831.10
805, 950. 00
420, 000. 00

2, 933, 662. 70

9, 673, 750. 86

11, 392, 390. 06

7, 238, 048. 04

14,
44,
62,
5,
25,
55,
40,

882.
902.
320.
000.
887.
265.
549.

03
20
06
00
89
79
52

64.
181.
329,
9,
141,
261,
121,

334.
079.
958.
866.
736.
495.
503.

51
42
46
61
56
44
22

127,
191.
630,
16.
112.
332,
161,

576.
803.
746.
085.
943.
285.

889.
585.
9J7.
225.
585.
727.
846.

06
20
14
54
31
80
42

103, 202.82
139,194.71
456. 558. 30
10, 080. 00
72, 500. 00
183. 565. 00
98, 290. 00

248, 807. 55

1,109; 974. 22

1, 603, 706. 47

1, 063, 390. 83

16, 623. 84
88, 208. 70
102, 056. 92
13, 924. 25
89. 065. 76
10, 914. 25
6, 738. 08
122, 231. 29
590. 485. 22
36, 158. 31
158,041.42
34, 232. 78
120, 864. 98

99, 725. 26
123,031.07
230, 376. 37
119,423.89
173. 053. 35
71, 972. 31
47, 364. 49
286, 221. 42
1, 093, 137. 79
60, 438. 91
298, 907. 05
134. 960. 40
404, 407. 47

137, 458. 28
9,719.62
111, 308.11
116, 730. 68
86,485.21
51,468.54
55, 405. 63
235, 548. 71
1,278,422.44
05, 861. 68
462, 604. 64
189,856.65
410, 709. 58

105, 330. 00
185,120.00
146. 300. 00
45, 500. 00
136,235.00
47, 050. 00
35, 400. 00
158, 000. 00
1, 204, 148. 67
68, 000. 00
405, 315. 00
158, 500. 00
386, 462. 00

1,395, 545. 80

3,143, 019. 78

3, 211, 579. 77

3, 081, 960. 67




Net earn- Dividends
ings to cap- to capital Dividends
ital and
and sur- to capital.
surplus.
plus.
Per cent.
3.09
3.38
2.70
2>'5
2.57
2.84
3.52
2.89

Per cent.
3.04
2.93
2.78
2.53
2.10
2, 02
2.85

Per cent.
3.79
3.67
3.50
3.39
2.67
2.56
3.80

2 44

3.75

4.22
4.30
5.26
4.97
4.65
3.95
3.78
4.12
4.18

2.83
2.68
7.05
2.68
3.32
2. 39
2.20
2.34
2.66

3.78
4.88
12.89
6.81
4.97
3.47
3.59
3.85
4.22

8
9
10
11
12
13
14
15

4.07
3.86
3.55
4.61
3.74
4.59
4.57
3.93

3 28
2.81
2.57
2.86
1.90
2.53
2.78
2.61

4.84
3.86
3.45
4.00
2.82
3.91
3.50
3.63

16
17
18
19
20
21
22

4.05
0.40
1.93
6.69
1.76
3.27
5.21
4.12
4.15
3.14
3.44
b.20
3.19
3.50

3.11
7.55
2.54
2.61
2.78
3.03
3.33
2.77
3.91
3.24
3.02
2.67
3.00
3.36

4.01
11.41
3.22
3.14
3.48
4.03
4.37
4.36
4.65
4.25
3.82
3. 23
3.63

23
24
25
26
27
28
29
30
31

4.20

1
2
8
4
5
6
7

33
34
3£

154

REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF Ri;roui\s OF EAKNLNCS AND IUVIDE.ND.S OF

SEPTEMI3EK 1, 1892,

States, reserve cities, and j No. of i
Territories.
\ banks,

Surplus.

Ohio
Cincinnati..
Cleveland ..
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee.

213
13
11
108
188
22
95
8
73

$26. 883,100.00
9^ 100,000. 00
8, 050,000. 00
13, 567,660. 00
17, 558,000. 00
22, 900,000. 00
10, 469,000. 00
4, 400,000. 00
6,670, 000.00
625, 000. 00

Division N©. 5.
Iowa
Des Moines
Minnesota
St. Paul
Minneapolis —
Missouri
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Omaha
Lincoln*

734

120,170,760.00

Division No. 6

153
4
60

|

Division No. 7.
North Dakota
South Dakota
Idaho
Montana
New Mexico
Oklahoma
Indian Territory ..
Utah.
Wyoming —
Washington.
Division No. £
United States .




40,733,577.19

9
10
4
139
125
9
582

79,882,610.00 I 13,995,122.77

3,069, 208. 27
313,000.00
1,114.590.58
1,326,000.00
653,000.09
793, 593. 35
1,796,707.90
725, 600. 00
220,000.00
1.806,081.17
1,702,941.44
477, 400. 00

9.100,000. 00 i 2, 366, 306. 81
282,000.00 I
•128,000.00
5, (375. 000. 00 j 1,175,043.00
2, 500, 000. 00 I 1, 075, 000. 00
3,995,000.00 j
917,000.00
300,000.00 !
36, 360. 89
I I 21,852,000.00 :

i 234

Gross earnings.

626. 89 $34, 324, 726. 89 $2, 890, 376. 84
000. 00
11, 800, 000. 00 1,011, 208.82
500. 00
9, 827, 500. 00
663, 286. 25
662. 20
18, 323, 322. 20 1, 652, 107. 24
166,69
23,906, 166. 69 2,131, 163.51
300. 00
34, 216, 300. 00 3, 202, 027.72
907. 39
13, 638, 907. 39 1, 224, 287. 02
000. 00
5, 066, 000. 00
557, 514.02
414. 02
8, 701, 414.02 1,026, 461. 37
000. 00
1,100, 000. 00
197. 689. 79

13, 940, 000. 00
700. 000. 00
5, 740, 310. 00
4, 800, 000. 00
5, 450, 000. 00
4, 590, 000. 00
10, 700. 000. 00
6, 800, 000. 00
2, 000, 000.00
12, 342, 100. 00
8. 820, 200.00'
A, 000,000. 00

Colorado
Nevada
California
San Francisco Oregon
Arizona

Capital and
surplus.

160,904,337.19 14,556,122.58
17, 009, 208. 27
1, 485.432.56
1,013, 000.00
105, 883. 36
6, 854, 900.58
743. 800. 94
6,126, 000.00
401. 29
6,100, 000.00
929. 31
603, 959.09 j
5, 383, 593.35
472. 907.86
12, 496, 707.96 j
7, 525, 600.00 1. 069.782.06
704; 138.62 i
2, 220, 000.00
14, 148, 181.17 •• 182, 751.52 j
1,
413,800.00
10,523, 141.44 I
4, 47" 400.00 1,146, 206. 89

sis;

'588,

93,877,732.77 ; 9,035,093.50
11,466,306.81 I1, 559, 358. 51
410, 000. 00 \ 44, 409. 29
6, 850, 043. 00 ! 632,43 8.09
3,575,000.00 I 269, 025. 87
4,912,000.00 ! 568, 843. 51
57, 041. 65
336,360.89 !

5,697,710.70

27,549,710.70

2, 465, 000. 00
2, 610, 000. 00
625, 000. 00
4. 740, 000. 00
925, 000. 00
200, 000. 00
3'JO, 000. 00
2, 800, 000. 00
1,210,000.00
7. 895, 000. 00

535,018.65
644,825.00
213, 000. 00
774, 081. 90
199.556.74
15, 000. 00
27, 100. 00
968, 800. 00
206, 550.00
744, 889. 66

3, 000,018. 65
3,254, 825. 00
838, 000. 00
5, 514.083. 90
1,124, 556. 74
215, 000. 00
387, 100. 00
3, 768,800. 00
1,416, 550. 00
889. 66
9,

23, 830, 000. 00

5, 328, 823. 95

! 3,759 686, 874, 3 7 5 ^ 245,714,438.20
* Included in State of N e b r a s k a .

3,131,096.92

29,158,823.95 | 3,358,645.27
932, 588, 813. 20 76, 867, 632. 96

REPORT OF THH COMPTROLLER OF TflK CURRENCY.

155

NATIONAL HANKS IN TIIK U N I T E D STATES -—Continued..

TO MARCH 1, 1893.
Ratios.

Charg ed off.
Losses and
premiums.

Expenses and

N e t earnings.

Dividends.

taxes.

Net earn- Dividends
ings to to capital Dividends
and
to capital.
capital and
surplus.
surplus.

$1,583,470.30
557,119.02
345. 306.10
829, 883. 68
1, 233, 080. 26
1, 372, 726. 71
543, 275. 06
174,361.82
566, 872. 89
56, 458. 24

$984, 060. 02
345, 500.00
261, 500. 00
575, 435. 00
784,589. 96
857, 000.00
516,812.28
126, 000. 00
418, 356. 75
48, 000. 00

Per cent.
4.61
4.72
3.51
4. 53
5.16
4.01
3.98
3.44
6.51
5.13

Per cent.
2.86
2.93
2.66
3.14
3.28
2.50
3.81
2.49
4.80
4.36

Per cent.

$252, 409. «2 $1, 054, 496. 72
65, 649. 83
388, 439. 97
265, 989. 27
51, 990. 88
634, 927. 92
187, 295. 64
162,826. 88
735,256. 37
432, 654. 99
1, 396, 646. 02
169, 756. 99
511,254.97
40, 492.16
342, 660. 04
75. 378. 65
384, 209. 83
119, 021. 33
22, 210. 22
1,460, 666. 06

5, 832, 902. 44

7, 262, 554. 08

4, 917, 254. 01

4.51

3.06

4.09

141, 637. 84
14, 934. 62
119,109. 27
64, 438. 65
173, 948. 62
40,911.00
68,119.11
256, 887. 83
49, 932. 76
355, 217.03
160, 963.47
129,406.34

607, 011. 54
36, 057. 75
272. 821. 26
125, 716. 30
147,306.73
208, 589. 89
548, 078. 29
377, 678. 68
69, 363. 94
601, 653.46
498,087.96
359, 226. 71

736. 783.18
54, 890. 99
351,870.41
328, 246. 34
282, 673. 96
223, 458. 20
453, 710. 46
70, 215. 55
62,841.92
456, 881. 03
487,748. 57
99, 573. 84

589, 750. 00
34. 000. 00
316, 925. 00
225, 000. 00
162, 500. 00
184,068.28
261. 000. 00
118, 375. 00
66, 000. 00
374, 073. 50
385,978.59
85, 000. 00

4.33
5.42
5.13
5.36
4.63
4.15
3.63
0.93
2.83
2.23
4.64
2.22

3.47
3.36
4.62
3.67
2.66
3.42
2.09
1. 57
2.97
2.64
3.67
1.90

4.23
4.86
5.52
4.69
2.98
4.01
2.44
1.74
3.30
3.03
4.38
2.13

1,575,506.54

3, 851, 592. 51

3.84

3.67
3.80
3.25
4.24
4.47
3.74
4.97
2.86
6.27
7.68

3,608, 894. 45

2, 802, 670. 37

2.99

3.51

084. 62
743. 35
364.22
744. 85
953. 63
987. 80

630. 905. 62
25, 517. 01
129, 997. 93
190, 056. 28
310, 733. 67
36, 721. 64

429, 750. 00
17, 460. 00
281,500. 00
115,000.00
207,133.10
19, 000. 00

5.50
6.22
1.90
5.32
6. 33
10.92

3.75
4.26
4.11
3.22
4.22
5.65

4.72
6.19
4.96
4.60
5.18
6.33

589, 286. 30

1, 217, 878.47

1. 323, 932.15

1, 069, 843.10

4.81

3.81

4.90

75, 295. 23
60, 325:20
4, 897. 23
172, 906.92
15,102.49
7, 2C5. 09
392. 84
9,824. 34
37,138.14
75, 367.44

140, 582. 46
151, 808. 78
55, 232. 67
388, 858. 22
69,187. 02
13, 202. 67
14, 482. 46
123, 410. 93
69, 860. 75
427, 045. 81

201, 854.04
137, 501. 64
81, 006. 68
260,140. 88
51, 502.60
21, 076.12
28,109. 66
147, 361. 35
28, 426.07
494, 449.54

134, 700.00
98, 050. 00
49, 000. 00
180, 250. 00
21, 750. 00
7, 500. 00
9, 900. 00
123,500.00
34,350.00
376, 750. 00

6.73
4.22
9.67
4.72
4.58
9.80
7.26
3.91
2.01
5.13

4.49
3.01
5.85
3.27
1.93
3.49
2.56
3.28
2.42
3.91

5.46
3.76
7.84
3.80
2.35
3.75
2.75
4.41
2.84
4.77

458. 544. 92

1,448, 671. 77

1, 451, 428. 58

1,035, 750. 00

4.98

3.55

4.35

10,330, 955. 73 30, 444, 968. 51

36. 091,708.72

26, 474, 210. 95

3.87

2.84

3.85

260, 368. 27
1,148.93
249,055.94
9, 224. 74
67,156. 21
2, 332. 21

668,
17,
253,
69,
190,
17,




36
37
38
39
40
41
42
43
44
45

46
47
48
49
50
51
52
53
54
55
56
57
58

59
60
61
62
63
64

65
6fl

67
69
7(1
71
T?
73
74

156

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS

FROM MAECH 1, 1893,

States, reserve cities, and No. of 1 Capital stock.
hanks.
Territories.

Maine
New Hampshire .
Vermont
Massachusetts ...
Boston
Rhode Island —
Connecticut

82
53
48
213
55
59
84

j $11,160,000.00

Division No. 1.
New York
New York City .
Albany
Brooklyn
New Jersey
Pennsylvania
Philadelphia
Pittsburg

268
47
6
5
99
318
41
27

33, 244, 060. 00
49, 350, 000. 00
1, 550, 000.00
1, 352, 000 00
14, 603, 350. 00
38, 564, 868.00
22, 765, 000.00
11,100, 000. 00

Division No. 2.

Division No. 3.

Division No. 4
Ohio

Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan .
Detroit
Wisconsin
Milwaukee
Division No. 5




$2,717,441.87
1, 570, 409. 83
1, 825, 250. 00
15, 598, 607. 66
14, 702,100. 00
5.086,019.62
7, 770, 977. 35

Capital and j Gross earnsurplus.
ings.

$13, 877,441. 87
7, 940, 409. 83
8, 835, 250. 00
61, 566,107. 06
67, 862,1C0. 00
25, 363, 069. 62
30,370, 347. 35

$832, 815. 52
545, 745. 72
510, 525. 65
3, 709, 285. 93
3, 785, 201. 02
1, 213, 748. 97
1, 751, 894. 58

49,330,806.33 ; 215,814,726.33 j 12, 349, 217.39
11,413, 780. 21
41, 272,289. 09
1, 290,000. 00
2, 090,000.00
7,416, 766. 61
17, 672,306. 00
14, 306,503. 08
7,218, 528. 09

44, 657,840. 21
90, 622,289. 09
2,840, 000. 00
3,442, 000. 00
22, 020,116. 61
56, 237,174. 00
37,071, 503. 08
18, 318,528. 09

3, 890,759. 51
9, 291,462. 23
261, 222. 85
328, 070.16
1,934, 717.98
4, 357,663. 29
2, 624,118.16
1, 289,360,97

811 ' 172,529,278.00 102, 680,173. 00 | 275, 209,451. 08 23, 977, 375.15
2, $08, 985. 00
3, 611, 700. 00
13, 243, 260. 00
252, 000. 00
2, 575, 000. 00
4, 796, 300. 00
2, 051, 000. 00

Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
W e s t Virginia

North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee

, ,

i 6, 370, 000. 00
I 7, 010, 000. 00
! 45,907, 500. 0 0
! 53,100, 000. 00
I 20, 277. 050. 00
22, 599, 370. 00
594 I 160,483,920.00

Surplus.

163

953, 996. 47
1, 377, 350. 00
4, 505, 312. 60
100, 000.00
1, 305, 000. 00
2, 624, 200. 00
764, 672. 00

41, 868, 776. 07

30,238,245.00
000. 00
000.00
000. 00
000. 00
000. 00
000. 00
000. 00
000. 00
500.00
000. 00
900. 00
500. 00
300. 00

3, 762,981. 47
200, 790.15
4, 989, 050. 00
389. 439. 04
17, 748, 572. 60 1, 039, 721. 61
352,000. 00
32,133.98
3, 880, 000.00
304, 324. 96
7,420, 500.00
613, 232.04
3,715, 672. 00
293, 671. 67

729, 559. 38
840, 600. 00
1,090, 653.12
286. 411. 00
972, 457.50
456, 750. 00
289, 943.72
2, 206,000.00
5, 016,683. 50
380, 250. 00
2, 831,018.64
1, 030,300.00
2,119, 362. 95

3, 355,559. 38
2,588, 6,0.00
5,106. 653.12
1,736! 411.00
4, 741,457. 50
1,511, 75'J. 00
1. 099,943. 72
5,331. 000. 00
29, 887,189.50
1,480, 250. 00
12, 988,918. 64
5,9.51. 800.00
11, 766,662.95

2, 873, 313.45
5.52
755.59
943. 72
177. 56
456. 65
979.12
231.28
878. 83
2.03
616.13
.81
174. 33
559.23

18,249,995.81 ! 87,526,195.81
27,185,100.00
7, 681,
9,100, 000. 00
2, 745,
9. 050, 000. 00 1,
13, 997, 000. 00
4,813,
16. 946. 000.00
6, 301,
20. 900, 000. 00 11,522,
3,166,
10, 379, 000. 00
4, 400,000. 00
677,
, 895,000. 00 2,070,
1, 250, 000. 00
475,

2, 815,143.16
913, 146 51
•701, 813. 53
1, 669,355.48
2, 111,996.93
2,963, 141.32
1,179, 751. 96
572, 370. 28
922, 707.65
2S4, 735. 39

REPORT OF THE COMPTROLLER OF THE CURRENCY.

157

OF NATIONAL BANKS IN THE UNITED STATES—Continued.
TO SEPTEMBER 1, 1893.

Ratios.

Charged off.
Losses and

E x p e n s e s and

premiums.

taxes.

Net earnings.

Dividends.

Per cent.
3.16
2.84
2.33
2.92
2.62
2.49

Per cent.
2.95
2.71
2.45
2.41
2.17
2.37

5, 225, 242. 48

2.82

2.42

3.14

1, 202, 310.13
2, 438, 220. 00
60, 346. 00
91, 860. 00
670, 647.00
1, 234, 376. 00
810,650.00
423,500. 00

3.57
4.46
4.09
4.13
4.57
4.06
3.15
3.84

2.69
2.69
2.12
2.67
3.05
2.19
2.19
2.31

3.02
4.94
3.89
6.79
4.59
3.20
3.56
3.82

10,958,515.32

6; 931, 909.13

3.98

2.52

4.02

58, 266.16
178,196. 63
566,541. 79
17,419. 75
146, 996. 36
274, 902.49
167,308. 71

94, 486. 82
131, 643. 00
500,123. 30
10, 080. 00
72, 500. CO
202, 065. 00
100, 740. 00

1. 55
3.57
3.19
4.95
3.79
3.70
4.50

2. 51
2,04
2.82
2.86
1.86
2 72
2.71

3.36
3.64
3.78
4.00
2.82
4.21
3.41

1, 111, 638.12

3.37

2. 06

3.68

85, 750. 00
177, 620. 00
107, 240. 00
38. 500. 00
123,735.00
41, 050. 00
29, 000. 00
139, 000. 00
619, 650. 00
26, 000. 00
389, 386, 00
149, 500. 00
214, 392. 00

4.20
5.91
1.70
4.99
3.34
2.95
8.51
5.62
3.98
2.57
3.63
2.44
2.60

2.56
6.86
2.10
2.22
2.61
2.72
2.64
2.61
2.07
1.76
3.00
2,52
1.87

3, 212, 736.76

2,140, 823. 00

3.67

2.45

3.09

1,184, 554. 58
299, 804. 29
335, 822. 47
763, 258. 51
958,197. 01
1, 293, 351.19
480, 039. 32
130, 696. 39
457, 682.43
127,367.88

852, 863. 33
316, 230. 00
261, 500. 00
513, 205. 00
707,150. 00
807, 000. 00
381, 550. 00
131, 000. 00
261,125. 00
80, 000. 00

3.40
2.53
3.10
4.08
4.12
3.99
3.54
2.57
5.10
7.38

2.44
2.67
2.41
2.73
3.04
2.49
2. 82
2.38
2.91
4.64

3.14
3.47
2.89
3.67
4.17
3.86
3.68
2.98
3.78
6.40

6, 030, 774. 07

4, 311, 643.33

3.74

2.67

3.06

$182,171.49
139,415.43
133, 441. 64
682, 524. 00
414, 656.85
311, 837. 98
255, 369. 92

$211, 425.30
180. 439. 04
170, 899. 07
1,228, 392. 29
1,595,844^89
271,272.70
477, 760. 87

$439, 218. 73
225, 891. 25
206,184. 94
1, 798, 369. 64
1, 774, 699. 28
630, 638. 29
1, 018, 763.79

$409, 600. 00
215,300. 00
216, 625. 00
1, 483, 013. 23
1, 471, 000. 00
600, 722. 25
828, 982. 00

2,119,417.31

4,136, 034.16

6, 093, 765. 92

759,144. 30
1, 241, 603. 01
16,848.44
31,906. 49
298,760.41
682, 656. 60
391,506.71
67,768. 35

1, 536, 470. 85
4, 008, 807.36
128, 243. 59
153, 895. 70
628, 718.55
1,490, 998.53
1,063, 785.65
517, 745. 29

1, 595,144.36
4, 041, 051. 86
116,130. 82
142, 267. 97
1, 007, 239.02
2,184, 008.16
1,168, 825. 80
703, 847. 33

3, 490,194. 31

9,528, 665. 52

75,473.41
47,917.51
95,370. 22
4,000. 00
14,434. 83
57, 296. 67
22,407. 90

67, 050.58
163,324. 00
377, 809. 60
10,714. 23
142, 893. 77
281, 032. 88
103, 955. 06

316,900.54

1,146, 781. 02

1, 409, 631. 89

13, 910. 06
29, 509. 70
168, 533.54
55,999.11
40, 537.42
53,129.47
4,060. 30
107,593.12442,415. 21
33, 841. 95
167, 668. 88
54,369. 31
154,245.63

94, 826. 90
122, 272. 51
161,840. 36
138, 591. 62
169, 319. 52
65, 305. 33
50,557. 91
316,487.75
1,128, 228. 63
61, 733. 85
300,130. 73
156, 844. 41
439, 588. 82

141, 098. 56
152,973. 38
86, 569. 82
86, 586. 83
158, 599. 71
44, 544. 32
93, 613. 07
299, 797. 96
1,188, 238. 19
38, 040. 33
471,989. 20
144, 960. 61
305, 724.78

1, 325, 813.70

3, 208, 728. 34

536, 723.85
177, 209. 28
60, 709. 38
238, 724. 38
244, 058. 24
455,439. 50
226, 600.76
84, 626.10
87, 896. 70
20,323.35

1,093,864.73
436,132. 94
305, 281.68
667, 372. 59
909,741.68
1, 219, 350.63
473,11 i. 88
357, 047. 79
377,128. 52
137,04416

2,132,311.54

5, 976,076. 60




Not earn- Dividends
ings to to capital Dividends
and
capital and
to capital.
surplus. surplus.
Per cent.
3.67
3 38
3.09
3.23
2.77
2.96

1

2

3
4
5
7

8
9
10
11
1?
1?,
14
15

16
17
18
19
?0
?,]
22

3.27 ?3
10.16 ?4
2.67 ?,5
2.66 ?fi
3.28 9,7
3.89 ?•«
3.80 29
4.45 30
2.49 31
2.36 3?
3.83 33
3.05 34
2.22 35

3fi
37
38
39
40
41
4?
43
44
45

158

REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS OF EARNINGS AND DIVIDENDS
FROM MARCH 1, 1893, TO

States, reserve cities, and No. of Capital stock.
banks*.
Territories.

Iowa
DesMoines..
Minnesota
St. Paul
Minneapolis.
Missouri
St. Louis . . . .
Kansas City.
St. Joseph...
Kansas
Nebraska
Omaha
Lincoln
Division No. 6

157
4
65
5
7
57
9
9
4
138
120

588

$13, 612. 500.00
700, 000. 00
5,880,230. 00
4. 800,000. 00
5. 450,000. 00
4, 640, 000. 00
10. 700,000. 00
6. 550.000. 00
2,000! 000. 00
12,192,100.00
7,758.100. 00
4,150, 000. 00
1, 000, 000. 00
79,432, S

Division No. 7 .

134

Division No. 8 . . .
United States




3,758

$3, 057, 744.19
234, 000. 00
1,103, '34. 85
1, 328. 000. 00
664, 000.00
802, '60. 35
2, 033, 000. 00
730, 700. 00
223, 500.00
1, 754, 195. 93
1, 595, 325.49
487, 600.00
148, 000.00
14,162, 560. 81

Capital a n d
surplus.

Gross earnings.

$16,670, 244.19 $1,475,280.10
934, 000.00
101,142.46
6, 983, 964. 85
611, 542. 29
6,128, 000.00
447, 269. 05
6,114, 000.00
406, 070. 21
448,737. 91
5,442. 760. 35
12, 733, 000. 00 1, 002, 984. 50
7, 280, r00. 00
590, 792. 50
2, 223, 500. 00
180,913.63
13, 946, 295. 93 1, 338, 791. 99
9,353, 425. 49
926, 272.48
4, 637, GOO. 00
486, 849.01
1,148, 000. 00
139,610.42
93,595, 490. 81

8,156,156. 55

2,359, 883.84
128,000. 00
1,135,743.00
1,100, 000. 00
910, 251. 28
36,150. 00

11,379,883. 84 1,430,110. 09
410, 000. 00
38, 517. 54
6, 710,743. 00
591, 378. 60
3, 600,000. 00
265, 707.13
4, 705,251. 28
464, 914.28
336,150. 00
46, 014. 51

21,472,000.00

5,670,028.12

27,142, 028.12

2, 315, 000. 00
2, 560, 000. 00
725. 000. 00
4, 375, 000. 00
750, 000. 00
250, 000. 00
360.000.00
2, 800, 000. 00
1, 210, 000. 00
6, 930, 000. 00

513, 221. 47
596, 375. 00
252, 000. 00
676, 483. 90
188, 107. 20
16, 000. 00
42, 200.00
965, 700. 00
180, 600. 00
1, 713, 939. 66

Colorado
Nevada
California
San Francisco .
Oregon
Arizona

North Dakota
South D.ik-,;a
Idaho
Montana
New Mexico
Oklahoma
Indian Territory . . .
Utah
Wyoming
Washington

Surplus.

22,275,000.00

5,144,627.23

, 809, 673. Oil

!i8,122,908.02

2, 836, 642.15

2,828,221.47 ~ 253,570.16
3,156, 375. 00
276,840.46
977,000. 00
124, 998. 87
704, 840. 29
5,051, 483.90
112,932. 54
938,107. 20
53,372.14
266, 000. 00
41, 598. 14
402, 200. 00
266, 062. 94
3, 765, 700. 00
130,485. 50
1, 390, 600. 00
783,189.97
8, 643, 939. 66
27,419, 627.23

2, 747,894. 01

929, 932, 581. 02 74,827,039.71
1

REPORT OF THE COMPTROLLER OF THE CURRENCY.

159

OF NATIONAL BANKS IN THE UNITED STATES—Continued.
SEPTEMBER 1, 1893—Continued.
Charged off.
Losses and
premiums.

Expenses and
taxes.

Ratios.
"Net earnings.

Dividends.

Per cent.
3.98
4.30
2.03
1.19
3.11
3.60
3.56
3.35
2.71
2.55
3.77
1.61
4.60

Per cent.
2.60
1.36
2.85
3.51
3.07
2.33
1.03
1.39
1.26
2.18
2.74
1.75
1.13

Per cent.
3.19
1.81
3.39
4.48
3.44
2.74
2.16
1.55
1.40
2.49
3.31
1.95
1.30

2, 304, 352. 33

2.94

2.46

2.90

154, 000. 00
17,460. 00
174, 750. 00
115, 000.00
166, 900.00
6, 000. 00

4.85
5.04
4.24
5.03
4.79
4.70

1.35
4.26
2.60
3.19
3.55
1.78

1.70
6.19
3.13
4.C0
4.40
2.00

1, 279,132. 62

634,110. 00

4.72

2.34

2.95

69, 317. 08
9, 665. 69
78,509. 52
289, 049. 51
48, 204. 82
27, 827. 51
21, 384. 76
124, 439. 68
5,618.4$
260, 294. 29

58, 116. 65
30, 250. 00
8. 000. 00
156, 000. 00
4, 500. 00
7, 000. 00
9, 400. 00
83, 000. 00
15, 750. 00
127, 250.00

2.45
3.06
8.04
5.72
5.14
10.46
5.32
3.30
0.40
3.01

2.05
9.58
8.19
3.09
4.80
2.63
2.34
2.20
1.13
1.47

2.51
1.10
1.10
3.57
0.60
2.80
2.61
2.96
1.30
1.84

923, 074. 38

499, 266.65

3.37

1.82

2.24

32, 659, 243. 37

23,158, 985.04

3.51

2.49

3.40

$182, 234.53
15. 461. 43
146, 868. 63
192, 795.19
26, 280. 79
50, 406. 66
70, 915.11
133, 638.14
47, 271. 62
451, 900. 99
57, 732. 42
92,337.22
8, 667. 64

$629, 565.49
45, 476. 08
322, 635. 86
181, 647. 71
189, 451. 53
202, 364.14
479, 351. 29
358, 749. 81
73, 301. 99
531, 402. 83
516, 208. 86
319,781.79
78, 090. 39

$663, 480. 08
40, 204. 95
142, 037. 80
72. 826.15
190, 337. 89
195, 967.11
452, 718.10
98, 404. 55
60. 240. 02
355, 488.17
352, 331. 20
74, 730. 00
52, 846. 39

$433, 800. 00
127,000.00
199, 200. 00
215,000.00
187, 581. 06
127,003. 42
231, 000. 00
101, 500. 00
28, 000. 00
303, 805. 00
256, 462. 85
81, 000. 00
13, 000. 00

1, 476, 510. 37

3, 928, 033. 77

2,751, 612. 41

233, 325. 38
4, 472.73
71, 613. 24
16, 948. 47
41,320.40
2,426. 75

644, 805. 86
13, 365. 96
235, 238. 52
67, 803. 70
198, 395. 99
27, 792. 53

551,978.85
20, 678. 85
284, 526. 84
180, 954. 96
225,197. 89
15, 795. 23

370,106. 97

1,187,402. 56

22. 700. 44
79, 387. 30
6, 742. 69
127, 726.44
12, 406.11
3, 325. 54
3, 225. 00
23, 643.11
75, 777. 48
117, 793. 00

161, 552. 64
187, 787.47
39, 746. 66
288, 064. 34
52, 321. 61
22, 219. 09
16, 988. 38
117, 980.15
60, 329. 50
405,102. 68

472, 727.11

1,352,092.52

11,703, 981. 85 30, 463, 814. 49




Net earn- Dividends
ings to
to capital Dividends
and
capital and
to capital.
surplus.
surplus.

—Figures printed in boldface type signify loss.

46
47
48
49
50
51
52
53
54
55
56
57
58

59
60
61
62
63
64

65
66
67
68
69
70
71
72
73

74

160

REPORT OF THE COMPTROLLER OF THE CURRENCY.

TABLE, BY STATES AND RESERVE CITIES, SHOWING RATIOS TO CAPITAL, AND TO
FKOM MARCH 1, 1889,
Ratio of dividends!
to capital and j
Ratio of dividends to capital for six months ended—
surplus for six«r !
States, Territories, and
months ended—
reserve cities.

I
P.ct P.ct
3.9 3.9
Maine
3.9 3.9
New Hampshire
3.7 3.5
Vermont
3.5 3.3
Massachusetts
2.9 2.8
Boston
3.2 3.2
Rhode Island
3.5
Connecticut
3.5
3.9 3.9
New York
New York City.. 4.3 4.2
5.0 5.7
Albany
Brookiyn
New Jersey
Pennsylvania
Philadelphia
Pittsburg
Delaware
Maryland
Baltimore
District of Columbia, j
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans.. -.
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Des Moines
Minnesota
3.6 3.2
St. Paul
Minneapoli-3
Missouri
St. Louis
Kansas City
St. Joseph
Kansas
Nebraska
Omaha
Lincoln'
Colorado
"
Nevada
California
San Francisco-..
Oregon
Arizona
Dakota*
North Dakota..
South Dakota..
Idaho
Montana
New Mexico
'
Utah
"Washington
Wyoming
Oklahoma
Indian Territory
Average
3.9




P.ct P. ct. P.ct
3.9 3.9 4.1
3.9 4.3 5.5
3.6 3.6 3.6
4.0 3.1 3.5
2.6 2.8
3.0 2.6 2.9
3.5 3.5 3.7
4.1 4.7 3.7
4.7 4.7 4.9
4.4 4.0 4.4
6.7
4.4 4.9 4.5
3.8 3.7 3.8
3.6 3.5 3.6
3.7 3.7 3.7
5.0 4.9 4.9
3.9 3.8 3.8
3.6 3.8 3.4
4.0 4.0 4.0
3.0 2.4 2.5
3.8 3.8 4.3
4.0 5.0 3.5
3.7 3.7 4.0
4.5 4.5 4.6
4.9 3.5 5.0
3.8 3.1 4.6
3.9 4.0 3.8
6.2 4.2 5.3
3.0 4.2 3.7
4.7 4.1 4.3
5.9 3.9 4.2
6.2 13.9 6.0
3.9 3.5 3.6
3.5 3.2 3.2
3.9 3.1 3.5
4.1 3.8 4.7
3.6 3.7 3.8
3.2 5.7 3.2
4.2 4.5 5.1
5.1 5.3 5.2
10.9 4.9 4.0
4.9 4.1 4.4
3.9 3.7 3.4
6.1 8.5 4.1
4.9 4.9 4.9
5.7
5.5
3.6

12.0 11.7
6. 0 6. 0
4.4
5.6
3.5
6.0

P.ct
3.5
3.9
3.5
3.4
2.6
3.1
3.7
4.0
4.9
5.5
6.8
1.5
3.6
3.5
3.7
4.7
5.2
3.1
4.0
2.8
4.1
5.3
4.2
14.8
3.3
3.3
3.6
4.6
3.9
3.7
4.6
4.0
3.8
3.2
3.7
3.6
3.2
3.2
4.9
4.6
4.0
4.5
3.3
4.7
5.6
4.9
5.0
4.7
4.1
2.5
4.0
2.8
3.1
3.3
3.0
4.0
2.8

P. ct. P.ct P.ct. P. ct. P. ct
3.6 3.8 3.7
3.9 3.7 3.4
3.5 3.5 3.1
1.1 3.4 3.2
2.7 2.7 2.8
3.0 2.6 2.9
3.7 3.8 3.7
4.2 3.8 3.6
4.9 4.9 4.9
3.4 12.9 3.9
6.8
4.6
3.2
3.6
3.8
3.4
3.6
3.8
4. 0 ' 4.0 4.0
2.8 I 2.8 2.8
4.0
| 3.4
j 3.3
10.2
' 2.7
2.7
3.3
3.9
3.6
4.4
2.5
2.4
3.8
3.0
2.2
3.1
3.5
2.9
3.7
4.2
3.9
3.7
3.0
3.8
6.4
3.2
18.1
3.4
2.7
4.5
3.4
2.7
4.3
2.2
2.7
1.5
3.7
1.4
15.3
2.5
3.8
3.3
4.4
1.9
3.4
1.3

P.ct.
3.1
3.1
2.9
3.0
2.1
2.4
2.7
3.0
2.7
2.4

P.ct.
3.1
3.4
2.9
2.3
2.2
2.1
2.7
3.5
2.7
2.1
3.4
2.6
2.3
3^4
2.8
2.8
2.9
1.7
2.7
4.9
3.0
3.0
2 7
2.7
3.2
3.2
3.3
2.7
3.2
11.1
2.8
2.6
2.5
3.0
3.0
4.8
3.4
3.9
2.9
3.2
3.2
6.7
3.2
4.4

3.1

2. 9

4.5
6.0
4.2
4.0
4.2
6.6

3.4 5.0 ! 4.1 4.5
2. 8 2.9 I 3. 3 2.9
1.0 11.2 I 6.2 14.8
4.0 ! 3. 6 I Z. 4 3.9
5.7
6.3 ' 0. 3 !
4.5
4.2 2. 0
3.5
3.3 6. 0
2.5
2.4 2. 7
4.0
2. 2
3.6
1. 4
3.9 j 3.7 j 3.8
NOTE.—Figures printed in bold-face type in

REPoUT OF THE COMPTROLLER OF THE CURRENCY.
CAPITAL AND >Stni\uis, OK T H E E A R N I N G S AND D I V I D E N D S
TO S E P T E M B E R 1 ; 1803,

1 (J1

OF XAT.IO.XAL B

' Katio of d i v i d e n d s t o r a p i t a l a n d j Jtatio of e a r n i n g s to rai> ; tal a n d s u r p l u s for s i x m o n t h s
j s u r p l u s for s i x m o n t h s ended—
(aided—

P.ct.
3.2
2.8
2.3
2.9
2.6
2.5
3. 4
3.6
4.5
4.1
4.1
4.6
4.1
3.1
3.8
1.6

-column for 1890, 1892, and 1893 signify peapcenta^e of lass.

10605 OUR—-11



1
3
4
5
6
7
a

9
10
11
12
13
14
15
JO

162

REPORT OF THE COMPTROLLER OF THE CURRENCY.

E A R N I N G S AND D I V I D E N D S O F T H E NATIONAL B A N K S , ARRANGED BY G E O G R A P H I C A L
D I V I S I O N S , F O R SEMIANNUAL P E R I O D S FROM S E P T E M B E R 1881, TO S E P T E M B E R ,
1893.
Jtatios.
No.
of
banks

Geographical divisions.

Dividends. Net earnX-rt~ ' u

rt

^

Sept., 1884, to Mar., 1885:
\Pr.et. Pr.ct.'Pr.ct.
2. 7
2.1
New England States... 567 $167, 400, 370 $41, 413, 826 $5, 661,537 $4,388,812 I 3.4
7,156, 680 7, 474, 752 I 4. ]
3. 0
3.1
732 173,212,145 j 64.741,009
Middle States
42,648,400 11,527,942
1, 790, 726 2, 426,858
3.3
4.5
278
4. 2
Southern States
3.4 ! 4.3
5, 828, 707 7, 310, 780
4. 2
1,073 139,638,800 j 31,088,344
Western States....
!,650

522,899,715 148,771,121

Mar., 1885, to Sept., 1885:
New England States. -. ! 562
Middle States
\ 731
Southern States
! 287
"Western States
|l, 085

165, 668, 370 40,786, 007
172,907, 352 64, 247, 888
43, 500, 300 11, 505, 477
142,523, 580 30, 364,123

Total.

Total

.2,665

Sept., 1885, to Mar., 1886:
New England States... 559
Middle States
I 738
Southern States
! 294
Western States
1,117
Total.

..2,708
I

Mar., 1886, to Sept., 1886:
New England States...! 563
Middle States
! 744
Southern States
! 303
Western States
II, 174
Total.

.12,784

Sept.,
pi., 1886,
JLooo, tto
o Mar.,
jua-r., 1887
loot : \
New England States... | 563
Middle States
754
South ern States
313
Western States
I, 225
Total .

.!2, 855

Mar., 1887, to Sept., 1887:
New England States... 566
Middle States
j 764
Southern States
! 343
Western States
1, 269
Total

2, 942

Sept., 1887, t o Mar., 1888:
567
New England S t a t e s . .
. 780
Middle States
358
Southern S t a t e s . . .
1,339
W e s t e r n States
Total

524, 599, 602 146, 903, 495
165, 203, 920
172, 435, 295
44, 437, 400
148, 879, 580

41,128, 387
67, 583, 309
12, 053, 524
32, 767, 699

20,437,650 J21, 601, 202 I 3.9

3.2

20,218,471 22,024.295 i 3.9

3. 0 ! 3.3

5, 375, 226
7, 044, 535
1,969,190
6, 946, 485

5, 925, 381
9, 484, 324
2, 705, 274
9, 412.687

530,956,195 1153, 532, 919 21,335,436 27, 527,6
6, 736. 479
9, 789,135
2. 553, 055
8, 834, 050

41, 581, 845
70,044,187
11, 967, 321
153,138,453 j 33,470,425
537,563, 648 157, 064, 77
165,252.370
175, 873, 735
46, 213, 240
161,016,425 :

41,897,072
73, 445, 033
12. 463, 050
35.926.745

4.0 I 3.1
3. 2
4 2
4 3
4 2

2L, 147,142 27,912,719 j 3.9
5.318,480
7, 574, 627
2,143, 870
7, 111, 610

548, 355, 770 163, 731, 900 22,148, 587 31, 698, 794
164, 837, 370 j 43,118, 790
176, 635, 656 J 76, 574,179
51,515,315 ; 13,247,285
165,556,200 38,314,299

2 5
3. 0
3. 4
3. 5

5, 355, 787
7, 357, 400
2,137,328
7,153, 305

3.1

4.2
4.1
4.3

558, 544, 541 171, 254, 553 22, 003, 820 32, 808, 074

3.9

164, 405, 920 43, 459. 769
183, 382, 395 80, 679. 527
53,124,400 14,258,403
176,224,033 40, 999, 447

3.3
4.0
4.3
4.5

5,426,178 j 6,187,595
7.346,515 111,201,708
2, 298, 039 3, 257, 542
8,017,876 | l l , 954,449

2.6
2.9
3.3
3.5

3.5
4.5
5.0
5.4
4.5

2.6
2.8
3.4
3.7

3.0
4.2
4.8
5.5

. . . 3 , 0 4 4 i 577,136,748 |179, 397,147 i 23,088,607 32,601,294 j 4. 0 I 3.0

Mar., 1888, to Sept., 1888:
New England States... 568
793
Middle States.
369
Southern States.
1,363
Western States .
Total

,093

164,649,820 44,197, 418
184, 220, 575 82, 91)8, 759
54, 802, 800 14, 844, 534
179, 865, 950 42, 376. 280




3.147

6,739, 240
11, 544, 258
3,105, 262
11,370,432

3.2
4.1
4.0
4. 6

583, 529,145 184, 416, 991 | 23, 443, 051 |32, 759,192

Sept., 1888, to Mar., 1889:
New England States... 568 164, 506, 720 44, 904, 040
79.) 384,628,445 86, 496, 367
Middle States
56, 974, 485 15, 715,136
382
Southern States
1, 404 187,144, 200 45,391, 957
Western States
Total

5, 349, 582
7. 564, 822
2,189, 93'
8,338,710

!, 932, 212
5, 508,163
7, 379, 692 12, 241, 399
2,357,718 3, 497, 410
8, 045, 400 12,438 868

593,253, 850 192, 507, 500 ; 23,290, 973 135,109, £

3.3
4.0
4.1
4.3

2.8
3.1
3.8

3.2
4.3
4.4
5.1

3.0

4.3

2.6
2.7

3.3
4.5
4.8
5.3

3. 5

EXPORT OF THE COMPTROLLER OF THE CURRENCY.

163

EARNINGS AND DIVIDENDS OF THE NATIONAL BANKS, ETC.—Continued.

Geographical divisions.

No.
of
baukb

Capital.

Surplus,

Diyidends.

Net earnings.

s
T3

as

>°

Dividends to
capital and
surplus.
Earnings to
capital and
surplus.

Ilatios.

Pr. ct. Pr. ct. Pr. ct.
Mar., 1889, to Sept., 1889:
2.5
3.3
New England States - -. 571 $165.101, 920 $45, 476, 953 $5,307, 086 $6, 920, 889 3.2
796 184, IS/5, 745 87, 936, 236
4.1 2.8
7,636, 874 12,060,433
4.5
Middle IStatea
403
58, 905, 530 16, 387, 359
4.0
2, 365, 368 3, 818,379
5.1
3.1
Southern States
1,425 191,247, 990 47, 328,336
4.2
8, 016, 259 11, 708, 674
4.9
3.4
"Western States
Total

3,194

599, 451,185 197,128, 884

Sept., 1889, to Mar., 1890:
New England States..- 576 165, 631, 980
8 LI 186,198, 725
Middle States
62,5)49, 360
436
Southern States
1, 471 200, 625, 480
Western States

23, 325, 587 34, 508,375

3.9

2.9

4.3

46,157,181
91,010,405
17,141, 070
50, 237, 778

5,520,977 5, 606, 830
7, 629,1.70 12, 208, 788
2, 861, 628 4, 229, 776
10, 237, 991 12,203,145

3.3
4.1
4.5
5.1

2.6
3.6
4.1

2.6
4.4
5.3
5.2

615,405, 545 204, 546,434

26, 249,766 35, 248, 539

4.3

3.2

4.3

Mar., 1890, to Sept., 1890:
New England States... 582 165, 500,920 46, 488, 598
834 188, 261,155 94, 608, 921
Middle States
68,491,105 18, 081, 496
475
Southern States
1,521 212, 520, 566 52, 690,124
Western States

5,144,588 6, 239, 358
7, 946, 301 12, 534, 630
2, 695, 210 4, 730, 666
9,123, 018 13, 302, 370

3.1
4.2
3.9
4.3

2.4
2.8
3.1
3.4

2.9

634, 773,746 211, 869,139

24,909,117 36, 807, 024

3.9

2.9

4.3

871
397
961
512

5, 530,473 7, 275, 215
7, 720,433 13,189, 635
3, 026,492 4, 842,139
9,491, 377 14, 838, 985

3.3
4.1
4.0
4.3

2.6
2.7
3^4

3.4
4.6
5.1
5.4

652, 586, 585 219,430,741

25, 768, 775 40,145, 974

3.9

3.0

4.6

053, 953
692, 776
344, 334
011, 532

5, 231,854 6, 512, 910
7, 911, 627 11, 475, 715
2, 778, 024 4, 299, 226
9,104,730 13, 329, 789

3.2
4.1
3. 6
3.9

2.4
2.7
2.8
3.2

3.0
3.9
4.4
4.6

667, 629,937 226,102, 595

25, 026, 235 35, 617, 640

3.7

2.8

4.0

S.94.3
3.9

2.5
2.5
3.4
3.1

2.5
3.9
3.4
4.6

3.8

2.8

3.8

4, 300, 264 5, 542,293
8,147,702 10, 855, 644
3, 007, 204 3, 780, 308
9, 398, 600 12,116,679

2.6
4.2
3.8
3.9

2.0
2.7
2.9
3.1

2.6
3.6
3.7
4.0

Total

3, 294

Total.

3,412

Sept., 1890, to Mar., 1891:
New England States... 583 165, 525,420
851 189, 215, 745
Middle States
75,175,100
522
Southern States
222, 670, 320
1,586
Western States
Total

3, 542

Mar., 1891, to Sept., 1891:
New England States... 589 165, 392, 090
874 192,073,876
Middle States
78, 244, 000
544
Southern States
1, 605 231,019, 971
Western States
Total

,

3,612

Sept., 1891, to Mar., 1892:
New England States . . . 585 165, 668, 920
880 192, 303, 940
Middle States
78, 227, 550
558
Southern States
1, 648 239,155, 900
Western States
Total

3, 671

47, 263,
98, 565,
19, 232,
54, 368,

48,
99,
20,
58,

48,488,842
103, 561, 327
21, 026, 567
61, 650,165

5,
7,
3,
9,

292, 014 5. 422, 799
463, 453 11^ 764, 329
350, 369 3,412,941
441, 017 13,763, 021

675, 356, 310 234,676, 901 25, 546, 853 34, 363, 090

Mar., 1892, to Sept., 1892:
New England States... 587 165,918, 920 48, 072, 364
882 182, 464, 745 105, 487, 995
Middle States
79, 620,155 21. 456, 227
570
Southern States
1, 662 241,072,830 62, 745, 27.
Western States

H
5. o
5.0

3, 701

679, 076, 650 237, 761, 865

24, 853. 860 32, 294, 924

3.7

2.7

3.5

Sept., 1892, to Mar., 1893:
New England States... 593
Middle States
896
Southern States
584
1,686
Western States

160,883,920 49, 226,403
193,420,145 109, 068, 414
80, 834, 940 21,664,386
245, 735, 370 65. 755, 235

5. 265, 294 8, 237,163
8. 019,584 12,501,582
3, 363, 815 3, 706,154
9, 825,517 13, 646, 809

3.7
4.2
4.2
4.0

2.4
2.6
3.3
3.2

2.9
4.1
3.6
4.4

686, 874, 375 245, 714,438

20,474, 210 36, 091, 708

3.8

2.8

3.9

6, 093, 766
11,925,936
3, 654, 948
10, 984, 593

3.1
4.0
3.2
3.1

2.4
2.5
2.5
2.5

2.8
3.9
3.7
3.5

Total

Total

3,759

Mar., 1893, to Sept., 1893:
New England States... 594 166,483, 920 49, 330, 806
Middle States
908 195, 020. 221) 110,921,832
Southern States
77,023,' 500 21, 638, 868
574
Western States
1, 682 243, 282, 030 66, 231, 402

5, 225, 243
7. 740, 742.
2, 443, 628
7, 749, 372

Total

3,758

681, 809, 673 248,122, 908

23,158, 985 32, 659, 243

3.4

2.5

3.5

General average

3,213

603,877,957 195, 718, 573

23, 468,174 32, 321,091

3.9

2.9

4.0




164

REPORT OF THE COMPTROLLER OF THE CURRENCY

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UND£R Tipr
PROVISIONS OF SECTIONS 5220 AND 5221 OF TILE REVISED STATUTES OF THE
UNITED STATES, WITH THE DATES OF LIQUIDATION, THE AMOUNT OF CAPITAL,
CIRCULATION ISSUED AND RETIRED, AND CIRCULATION OUTSTANDING OCTOBER
31, 1893.

Name and location of bank.

Date of
liquidation.

Circulation.
Capital.

Issued.

Retired. Outstanding.

First National Bank, Penn Yan, 1ST. Y.* .. Apr, 6,1864
First National Bank, Norwich, Conn.* .. May 2,1864
Second National Bank, Ottumwa, Iowa I..
do
Second National Bank, Canton, Ohiot... Oct. 3,1864
First National Bank, Lansing, Mich. f.. Dec. 5,1864
First National Bank, Columbia, Mo
Sept. 19,1864
$109,000 | $90, 000
$89, 875
$125
First National Bank, Carondelet, Mo
Mar. 15,1865
25, 500
25, 399
30J000
101
First National Bank, TJtica, N. Y.*
June 9,1865
Pittston National Bank, Pittston. Pa— Sept, 16,1865
200,000 |.
Fourth National Hank, Indianapolis, Ind Nov. 30,1865
100,000 I 100,000
99, 373
627
Berkshire National Bank, Adams, Mass.^ Dec. 8,1865
100,000 .
National Union Bank, Rochester, N. Y.. Apr. 26.1866
400,000
192,500
191, 558
942
First National Bank, Leonardsville, N.Y, July 11,1866
50,000
45,000
44, 420
580
Farmers' National Bank, Richmond, Va Oct. 22,1866
100,000 I
85, 000
83, 293
1,707
Farmers' National Bank, Waukesha,
Wis
Nov. 25,1866
ioo, ooo !
90,000
89, 545
455
National Bank of Metropolis, WashingI
ton, D. C
Nov. 28,1866
177,128
2,872
200,000 : 180, 000
First National Bank, Providence, Pa... Mar. 1,1867
GO,000
88, 805
1.195
100,000
National State Bank, Dubuque, Iowa... Mar. 9,1867
125, 765
1,235
150,000 I 127, 000
First National Bank of Newton, Newtonville, Mass
Mar. 11,1867
150, 000
130, 000
128,832
1,168
First National Bank, New Him, Minn.. Apr. 18,1867
54,000
53, 250
750
60, 000
National Bank of Crawford County,
Meadville, Pa
Apr. 19,1867
300, 000
Kittanning National Bank, Kittanning,
Pa. {
Apr. 29,1867
200, 000
City National Bank, Savannah, Ga.f
May 28,1807
100,000
Ohio National Bank, Cincinnati, Ohio... July 3,1867
500, 000
450, 000
444, 260
5,740
First National Bank, Kingston, N. Y ... Sept. 26,1867
200,000
180, 000
177, 825
2,175
Dec. 5,1867
First National Bank, Blufiton, Ind
45, 000
44, 586
50,000
414
.do .
National Exchange Bank, Richmond, Va.
180, 000
179, 380
200, 000
620
First National Bank, Skaneateles, N. Y. Dec. 21,1867
135, 000
133,808
150,000
1, U2
First National Bank, Jackson, Miss
45, 500
43,715
Dec. 26,1867
100,000
1,785
First National Bank, Downingtown, Pa. Jan. 14.1868 |
90, 000
89,026
100, 000
974
First National Bank, Titusville, Pa
86, 750
Jan. 15,1868 I 300.000
85, 790
960
A] tpleton National Bank, Appleton, Wis. Jan. 21,1868 I
45, 000
44, 380
50, 000
620
National Bank of Whitestown, N. Y
45, 500
Feb. 14,1868 |
120,000
45, 258
242
First National Bank, IN" ew Brunswick,
N.J
Feb. 26,1868 ! 100, 000
90, 01)0
88,734
1,266
First National Bank, Cuyahoga Falls,
Ohio
.'
50,000
Mar. 4,1868 j
4*628
45,000
44,472
First National Bank, Cedarburg, Wis... Mar. 23,18G8
100,000
90, 000
89,527
473
Commercial National Bank, Cincinnati,
Ohio
Apr. 28,1868
500, 000
345,950
2,005
343,945
Second National Bank, Watertown, N. Y July 21,1868
100,000
1,020
90, 000
88,980
First National Bank, South Worcester,
N.Y
Aug. 4,1868
1,574
175, 500
157,400
155, 826
NationalMechanics and Farmers' Bank,
Albany, N.Y
do
350, 000
314, 950
1,935
313,015
Second NationalBank, Des Moines, Iowa. Aug. 5,3868
50,000
338
42,162
42,500
First National Bank, Steubenville, Ohio. Aug. 8,1868
1,663
133, 337
150,000
135,000
First National Bank, Plumer, Pa
Aug. 25,1868
1,298
100,000
86, 202
87.500
First National Bank, Danville, Va
Sept. 30,1868
290.
50, 000
44, 710
45,000
First National Bank, Dorchester, Mass . Nov. 23,1868
1,873
150, 000
132,500
130, 627
First National Bank, Oskaloosa, Iowa .. Dec. 17,1868
508
75,000
67,500
66, 992
Merchants and Mechanics' National
Bank, Troy, N. Y
Dec. 31,1868
300, 000
184,750
1, 552
183,198
National Savings Bank, Wheeling, W. Va. Jan. 7,1869
100,000
90, 000
545
89, 455
First National Bank, Marion, Ohio
Jan. 12.1869
125, 000
831
109, 850
109,019
National Insurance Bank, Detroit, Mich. Feb. 26,1869
200, 010
527
85,000
84, 473
National Bank of Lansingburg. N. Y
Mar. 6,1869
150.000
1,198
135, 000
133, 802
National Bank of North America, New
York, N.Y
Apr. 15,1869 1,000,000
2,135
333,000
330,865
First National Bank, Hallowell, Me
Apr. 19,1869
60, 000
404
53, 350
52, 946
First National Bank, Clyde, N.Y
Apr. 23,1869
50,000
720
44,000
43,280
Pacific National Bank, New York, N. Y. May 10,1869
422, 700
908
134, 990
134, 082
Grocers' NationalBank, New York, N. Y June 7,1869
390, 000
329
85,250
84,921
Savannah National Bank, Savannah, Ga. June 22,1869
100, 000
500
85, 000
84, 500
First National Bank, Frostburg, Md
July 30,1869
50, 000
243
45,000
44,757
First National Bank. La Salle, 111
Aug. 30,1869
50, 000
465
45,000
44,535
National Bank of Commerce, Georgetown, D.C
,
Oct. 28,1869
100,000
90,000
89,100
900
* New bank with same title, t Never completed organi zation. J Consolidated with another bank.




REPORT OF THE COMPTROLLER OF THE CURRENCY. 165
NATIONAL BANKS WHICH HAVE GONE INTO VOI.UNTAKY LIQUIDATION UNDER THE PRO-

VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES,, ETC.—Cont'd.
Circulation.
.Name and location of bank.

Date of
liquidation.

Miners1 National Bank, Salt Lake City,
Utah
Dec. 2,1869 !
First National Bank, V in ton, Iowa
Dec. IB, 1869 j
National Exchange Bank, Philadelphia,
Pa
Jan. 8,1870
300, 000
Jan. 10,1870
First National Bank, Decatur, ill
100, 000
Jan. 11,1870
National Union Bank, Owego, N. Y
100. 000
Jan. 25,1870
First National Bank, Berlin, Wis
500, 000
Central National Bank, Cincinnati, Ohio. Mar. 31,1870
500, 000
Apr. 9,1870
First
150,000
a:
Hsu National
JL> cibiuiitM. Bank,
jjaiiiJi., Dayton,
J-'aj tun, Ohio
vjiiiu
100,000
National Bank of Chemung, Ehnira, N.Y. June 10,1870
Merchants' National Bank, Milwaukee,
Wis
June 14,1870
First National Bank, St. Louis, Mo
J uly 16,1870
Chemung Canal National Bank, Elmira,
N.Y
Aug. 3,1870
Central National Bank, Omaha Nebr. * .. Sept. 23,1870
First National Bank, Clarksville, Va.... Oct. 13,1870
First National Bank, Burlington, Vt
Oct. 15,1870
First National Bank, Lebanon, Ohio
Oct. 24,1870
National Exchange Bank, Lansingburg,
N.Y
Dec. 27,1870
Muskingum National Bank, Zanesville,
Ohio
Jan. 7,1871
100,000 |
United National Bank, Winona, Minn... Feb. 15,1871
50,000
First National Bank, Des Moines, Iowa.. Mar. 25,1871
100,000
Saratoga County National Bank, "WaterforcVN. Y
Mar. 28,1871
150,000
State National Bank, St. Joseph. Mo
Mar. 31.1871
100,000
First National Bank, Fenton, Mich
May 2,1871
luojooo
First National Bank, Wellsburg, W. Va. June24,1871
100,000
Clarke National Bank, Rochester, N. Y.. Aug. 11,1871
200,000
Commercial National Bank, Osiikosh,
Wis
Nov. 22,1871
100,000
Fort Madison National Bank, Fort Madison, Iowa
Dec. 26,1871
75, 000
National Bank of Maysville, Ky
I Jan. 6,1872
300, 000
105, 500
Fourth National Bank, Syracuse, N. Y . . . | Jan. 9,1872
American National Bank, New York, !
N.Y
May 10,1872
500, 000
Carroll County National Bank, Sand- !:
wich,N.H..'
May 24,1872
50, 000
100, 000
Second National Bank, Portland, Me
Juiie 24,1872
200, 000
Atlantic National Bank, Brooklyn, N. Y. July 15,1872
Merchants and Farmers' National Bank.
150, 000
Quiney, 111
'., Aug. 8,1872
400,000
First National Bank, Rochester, N. Y
j Aug. 9,1872
Lawrenceburg National Bank, Lawrenceburg, Ind
Sept. 10,1872
200, 000
Jewett City National Bank, Jewett City,
60, 000
Conn ...'.
'...
Oct. 4,1872
100, 000
First National Bank, Knoxville, Tenn... Oct. 22,1872
115, 000
First National Bank, Goshen, Ind
Nov. 7,1872
Kidder National Gold Bank, Boston,
300, 000
Mass
Nov. 8,1872
Second National Bank, Zanesville, Ohio.. Nov. 16,1872
154,700
Orange County National Bank, Chelsea,
Vt..
.'
Jan. 14,1873
200, 000
Second National Bank, Syracuse, N. Y . . . Feb. 18,1873
100, 000
Richmond National Bank, Richmond,
Ind.*
Feb. 28,1873!
230.000
First National Bank, Adams, N. Y
Mar. 7,1873 '
75, 000
Mechanics' National Bank, Syracuse,
Mar. 11,1873
140, 000
Farmers and Mechanics' National Bank,
Apr. 15,1873
Rochester, N. Y
100, 000
Montana National Bank, Helena, Mont.
do
100, 000
First National Bank, Havana, N. Y
50, 000
June 3,1873
Merchants and Farmers' National Bank,
Ithaca. N.Y
June 30,1873
50, 000
National Bank of Cazenovia, N. Y
July 18,1873
150, 000
Merchants' National Bank, Memphis,
Tenn
Aug. 30,1873
250,000 |
Manufacturers' National Bank, ChiSept, 25,1873
cago, 111
500,000 I
do
Second National Bank, Chicago, 111
100,000 I
* New bank with same title.




Issued.

Retired.

175. 750
85, 250
,250 i
44, 000
425, 000
135,000
90,000

173,910
84, 226
87, 338
43,627
421, 305
133,851
89,498

27,000
270, 000
85,000

26, 895
267,018
84,348

Outetand

90, 000
45, 000
90,000
135,000
90, 000
49,500
90\ 000
180! 000

134,048
89,461 |
49,033 I
89,278 !
178,278 '

67, 500
270. 000
91,700

510
1,246
821

450, 000

444,150

5,850

45, 000
81, 000
165.000

44,468
80, 029
163, 720

532
971
1,280

135, 000
206,100

133,725
203,875

1.275
2,225

180,000

178,052

1,948

48, 750
80, 910
103, 500

48, 277
80,112
102. 283

473
798
1,217

120, 000
138,140

136' 513

1,627
2,129
1,120

207, 000
66, 900

177, 871
88,880
207,000
66, 015

93, 800

92, 880

920

83, 250
31, 500
45, 000

82, 377
31, 385
44, 415

873
115
585

45, 000
116, 770

44, 321
115, 341

679
1,429

225, 000

222, 413

2,587

438, 750
97, 500

433, 392
96,176

5,358
1,324

180, 000
90,000

885

166

REPORT OP THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.
Date of |
liquidation, j

Kame and location of bank.

Merchants' National Bank, Dubuque,
Iowa
Sept. 30,1873
Beloit National Bank, Beloit, Wis
Oct. 2,1873
Union National Bank, St. Louis, Mo . . . . Oct. 22,1873
City National Bank, Green Bay, Wis
Nov. 29,1873
First National Bank, Shelbina, Mo
Jan. 1,1874
Second National Bank, "Nashville, Tenn.. Jan. 8,1874
Jan. 13,1874
First National Bank, Oneida, N. Y
Merchants' National Bank, Hastings,
Minn
Feb. 7,1874
National Bank of Tecumseh, Mich
Mar. 3,1874
Gallatin National Bank, Shawneetown,
111
Mar. 7,1874
First National Bank, Brook ville, Pa
Mar. 26,1874
Citizens' National Bank, Sioux City,
Iowa
Apr. 14,1874
Citizens'National Bank, Charlottes ville,
Va
Apr. 27,1874
Farmers' National Bank, Warren, 111... Apr. 28,1874
First National Bank, Medina, Ohio
May 0, 1874
Croton Iiiver National Bank, South
East, N. Y
May 25,1874
Merchants' National Bank of West Virginia, Wheeling, W. Va
July 7,1874
Central National Bank, Baltimore, Md.. July 15,1874
Second National Bank, Leaveirwortli,
Kans...
July 22,1874
Teutonia National Bank, New Orleans,
La
Sept. 2,1874
City National Bank, Chattanooga, Tenn. Sept. 10,1874
First National Bank, Cairo, 111
Oct. 10,1874
First National Bank, Olathe, Kans
Nov. 9,1874
First National Bank, Beverly, Ohio
Nov. 10,1874
Union National Bank, Lafayette, Ind . . . Dec. 4,1874
Ambler National Bank, Jacksonville,
Fla.*
Dec. 7,1874
Mechanics' National Bank, Chicago, 111.. Dec. 30,1874
First National Bank, Evans ville, Wis... Jan. 9,1875
First National Bank, Baxter Springs,
Kans
Jan. 12,1875
People's National Bank, Pueblo, Colo
....do
National Bank of Commerce, Green Bay,
Wis
.do .
First National Bank, Millersburg, Ohio. ....do
First National Bank, Staunton, Va
Jan. 23,1875
National City Bank, Milwaukee, Wis
Feb. 24,1875
Irasburg National Bank of Orleans, Irasburg, Vt
Mar. 17,1875
First National Bank, Pekin, 111
Mar. 25,1875
Merchants and Planters' National Bank,
Augusta, Ga
Mar. 30,1875
Monticello National Bank, Monticello,
Iowa
....do
Iowa City National Bank, Iowa City, Iowa Apr. 14,1875
First National Bank, Wheeling, W. Va.. Apr. 22,1875
First National Bank, Mount Clemens,
Mich
May 20,1875
First National Bank, Knob Noster, Mo... May 29,1875
First National Bank, Brodhead, Wis
June 24,1875
Auburn City National Bank, Auburn,
N.Y
June 26,1875
First National Bank, Eldorado, Kans
June 30,1875
First National Bank, Junction City,
Kan s
July 1,1875
First National Bank, Chetopa, Kans
July 1ft, 1875
First National Bank, Golden, Colo
Aug. 25,1875
National Bank of Jefferson, Wis
Aug. 26,1875
Green Lane National Bank, Green Lane,
Sept. 9,1875
Pa..
State National Bank, Topeka, Kans
Sept. 15,1875
Farmers'National Bank, Marshalltown,
Iowa
Sept. 18,1875
Eichland National Bank, Mansfield,
Sept. 25,1875
Ohio
Planters' National Bank, Louisville, Ky. Sept. 30.1875
First National Bank, Gallatin, Tenn ..'... Oct. 1,1875
First National Bank, Charlestown, W.

Va




-

Oct.

Issued.

Retired.

Outstanding.

$200, 000
50, 000
500, 000
50, 000
100, 000
125, 000
125, 000

$180, 000
45, 000
150, 300
45, 000
90, 000
92!920
110, 500

$176,472
44, 319
148, 473
44,325
89, 300
91, 715
108, 956

$3, 528
tS.*l
1,827
675
700
1, 205
1,544

100, 000
50, 000

90, 000
•15, 000

88, 541
44,315

1, 459
685

250. 000
100, 000

225, 000
90, 000

223, 057
88, 845

1.943
1,155

50, 000

45,000

44, 850

150

100, 000
50, 000
75, 000

90, 000
45, 000
45, 000

89, 279
44, 463
44, 735

721
537
265

200, 000

1G6, 550

163, 638

2,912

500, 000
200, 000

450, 000
180, 000

444,880
178, 878

5,120
1,122

87, 942

2, 058

300, 000
170, 000
100, 000
50, 000
102, 000
250,000

270,
148,
90,
45,
90,
224,

000
001
000
000
000
095

268,060
147, 069
88, 672
44, 660
88, 581
220, 380

1, 940
932
1,328
340
1,419
3,715

42, 500
250, 000
55, 000

125, 900
45, 000

123, 960
44,503

1,940
437

50,000
50, 000

36, 000
27, 000

35, 655
26, 834

345
166

100, 000
100, 000
100,000
100,000

90,
60,
90,
60,

000
400
000
000

89, 235
60, 045
89,107
59,170

765
355
893
830

75,000
100,000

67, 500
90, 000

66, 569
88, 725

931
1,275

200, 000

169,000

167,345

1,655

100,000
125,000
250, 000

45, 000
104, 800
225, 0U0

44, 735
103,176
221,884

265
1,624
3,116

50, 000
50,000
50, 000

27, 000
43, 800
45,000

20, 910
43, 440
44,507

90
360
493

200, 000
50, 000

141.300
45,000

138,987
44, 530

2,313
470

000
000
000
000

45, 000
36,000
27. 000
54, 000

44,705
35, 701
26, 818
•53,022

295
299
182
978

100,000
60, 000

90, 000
30, 600

89,688
30, 477

312
123

100, 000

50,
50,
50,
60,

90, 000

50, 000

27, 000

26, 810

160

150, 000
350, 000
75,000

130,300 I
315,000
45,000 j

128, 027
310, 479
44, 630

2, 273
4, 521
370

2,1875
100,000
* N o circulation.

90,000 I

89,156

tlEPOKT OF THK ^JOMrTROLLEU OF THE CURRENCY.

16?

ATIONAL DANKS WHICH JI W E <;;ONM INTO VOLUNTARY LIQUIDATION UNDER THE P R O VISIONS OF SECTIONS 5220 AND 5221 OK THE R E VISED STATUTES, ETC.—Cont'd.

I
Name and location of bank.

Circulation.

Date of
liquidation.

People's National Bank. Winchester, 111. Oct. 4,1875
First National Bank, New Lexington,
Ohio
'"...... Oct. 12,1875
First National Bank, Ishpcming, Mich .. Oct. 20,1875
Fayette County National Bank, Washington, Ohio
Oct. 26,1875
Merchants' National Bank, Fort Wayne,
Ind
Nov. 8,1875
Kansas City National Bank, Kansas
Nov. 13,1875
City, Mo
First National Bank, Schoolcraft, Mich. Nov. 17, 1875
First National Bank, Curwensville, Fa .. Dec. 17, 1875
National Marine Bank, St. Paul, Minn .. Dec. 28,1875
Jan. 11, 1876
First National Bank, Rochester, Ind
do
First National Bank, Lodi, Ohio
Iron National Bank, Portsmouth, Ohio .. Jan. 19, 1876
Jan. 20,1876
First National Bank, Ashland, Nehr
Jan. 28,1876
First National Bank, Paxton, 111
First National Bank, Bloomfield, Iowa... Feb. 5, 1876
Marietta National Bank, Marietta, Ohio . Feb. 16, 1876
Salt Lake City National Bank, Salt Lake
Feb. 21,1876
City, Utah ".
Feb. 24,1876
First National Bank, La Grange, Mo
First National Bank, Atlantic, Iowa
Mar. 7,1876
First National Bank, Spencer, Ind
Mar. 11,1876
National Currency Bank, New York, N. Y Mar. 23,1876
Caverna National Bank, Caverna, Ky
May 13,1876
City National Bank, Pittsburg, Pa
May 25,1876
National State Bank, DesMoines, Iowa.. June 21,1876
First National Bank, Trenton, Mo
June 22,1876
First National Bank, Bristol, Tenn
July 10,1876
July 11,1876
First Rational Bank, Leon, Iowa
Anderson County National Bank, Lawrenceburg, Ky
July 29,1876
First National Bank, Newport, Ind
Aug. 7,1876
Aug. 17,1876
First National Bank, DePere, Wis
Aug.
23,1876
Second National Bank, Lawrence, Kans .
CommercialNational Bank, Versailles, Ky Aug. 26,1876
Aug.
31,1876
State National Bank, Atlanta, Ga
\
Syracuse National Bank, Syracuse, N. Y. Sept. 25,1876
JFirat National Bank, Northumberland, Pa Oct. 6,1876
Nov. 14,1876
First National Bank, Lancaster, Mo
First National Bank, Council Grove,
Nov. 28,1876
Kans
National Bank Commerce, Chicago, 111... Dec. 2,1876
Dec. 12,1876
First National Bank, Palmyra, Mo
Dec. 16,1876
First National Bank, Newton, Iowa
National Southern Kentucky Bank,
Dec. 23,1876
Bowling Green, Ky
Jan. 1,1877
First National Bank, Monroe, Iowa
First National Bank, New London, Conn. Jan. 9,1877
WinonaDeposit National Bank, Winona,
Jan. 28,1877
Minn
First National Bank, South Charleston,
Feb. 24,1877
Ohio
Lake Ontario National Bank, Oswego,
....do
N.Y
Feb. 26,1877
First National Bank, Sidney, Ohio
Apr. 9,1877
Chillicothe National Bank, Ohio
First National Bank, Manhattan, Kans.. Apr. 13,1877
Apr. 23,1877
National Bank, Monticello, Ky
Apr. 25,1877
First National Bank, Rockviile, Ind
M a y 31,1877
Georgia National Bank, Atlanta, Ga
June 11,1877
First National Bank, Adrian, Mich
June 30,1877
First National Bank, Napoleon, Ohio
A u g . 1,1877
First National Bank, Lancaster, Ohio
A u g . 24,1877
First National Rank, Minerva, Ohio
Kinney National Bank,Portsmouth,Ohio. Aug. 28,1877
Oct. 19,1877
First National Bank, Green Bay, AVis
National Exchange Bank, Waketield, K.I. Oct. 27,1877
First .National Bank, Union City, lud ... Nov. 10,1877
First National Bank, Negaunee, Mich ... Nov. 13,1877
Tenth National Bank, New York, N.Y .. Nov. 23,1877
Dec. 1,1877
First National Bank, Paola, Kans
Dec. 6,1877
National Exchange Bank, Troy, N. Y
Dec.
20,1877
Second National Bank, Lafayette, Ind
State National Bank,Minneapolis,Minn.. Dec. 31,1877
Jan.
8,1878
Second National Bank, St. Louis, Mo




Capital.

Retired. lOiitwtand-

$75,000

$67,500

$66, 869

$631

50, 000
50,000

45, 000
45,000

44, 658
44, 594

342
406

100, 000

81. 280

80,617

663

100,000

46, 820

46, 265

555

100, 000
50,000
100, 000
100,000
50,000
100, 000
100, 000
50, 000
50, 000
55, 000
150,000

65, 991
45, 000
90, 000
59, 710
45, 000
90, 000
90,000
45, 000
45, 000
49,500
90,000

65,140
44, 512
88,583
58, 345
43, 049
88, 562
89.197
44,626
44,408
48,505
88,133

851
488
1,417
1, 365
1,951
1,438
803
374
592
995
1, 867

100, 000
50, 000
50, 000
70, 000
100, 000
50, 000
200, 000
100, 000
50,000
50, 000
60, 000

45,000
45, 000
45, 000
63,000
45,000
45, 000
68, 929
50, 795
45, 000
45, 000
45,000

44.162
44,483
44, 506
62,564
44, 000
44, 675
68, 325
49, 530
44,546
44, 692
44,113

838
517
494
436
1,000
325
604
1,265
454
308
887

100, 000
60,000
50, 000
100, 000
170,000
200, 000
200, 000
100,000
50, 000

45,000
45, 000
31, 500
67,500
153, 000
73, 725
117, 961
62,106
27, 000

44,740
44, 488
31,259
66, 830
151, 229
72, 645
114, 518
60, 341
26, 857

260
512
241
670
1 V 771
1,080
3,443
1,765
143

50, 000
250,000
100, 000
50,000

26, 500
71,465
46,140
45, 000

26.163
70, 261
44, 963
43, 876

337
1, 204
1,177
1,324

50, 000
60, 000
100,000

27, 000
35, 700
38, 300

26, 772
35, 391
36, 591

228
309

100,000

63, 285

61, 947

100,000

90, 000

88,154

275, 000
52, 000
100, 000
52, 000
60, 000
200, 000
100,000
100, 000
50, 000
60, 000
50, 000
100, 000
50, 000
70,000
50,000
50, 000
500, 000
50, 000
100, 000
200, 000
100, 000
200,000

66, 405
46, 200
53, 825
44, 200
49, 500
173, 090
45, 000
43, 500
45, 000
54,000
45, 000
90, 000
45,000
34, 650
45, 000
45, 000
441, 000
44, 350
90, 000
52,167
82, 500
53,055

62, 371
45. 272
52, 270
43, 638
48, 560
170,135
43, 705
42, 936
44,157
52, 361
44, 373
89,000
43,941
33. 801
44,065
44, 270
422, 788
43, 577
87,945
48, 819
80, 300
48,920

1,709
1,338
1,846
4,034
928
1, 555
562
940
2,955
1, 295
564
843
1,639
627
1,000
1, 059
849
935
730
18, 212
77'*
2,055
3,348
2,200
4,135

168

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TJIK PROVISIONS OF Six: LIONS 5220 AND 5221 OK THE REVISED ^STATUTES, ETC.—Oout'd.

Citculatioi}.
Name and location of bank.

Date of
liquidation.

Jan. 8,1878 j
First National Bank, Sullivan, Ind
Rockland County National Bank, Nyack,
I Jan. 10,1878 j
First National Bank, Wyandotte, Kans .. Jan. 19,1878
First National Bank, Boone, Iowa
Jan. 22,1878
First National Bank, Pleasant Hill, Mo .. Feb. 7,1878
National Bank of Glovers ville, N. Y
! Feb. 28,1878
First National Bank, Independence, Mo. Mar. 1,1878
National State Bank, Lima, Ind
Mar. 2,1878
First National Bank, Tell City, Ind
Mar. 4,1878
First National Bank, Pomeroy, Ohio
Mar. 5, 1878
Eleventh Ward National Bank, Boston,
Mass
Mar. 14,1878
First National Bank, Prophetstown, 111.. Mar. 19,1878
Mar. 26,1878
First National Bank, Jackson, Mich
First National Bank, Eau Claire, Wis... Mar. 30,1878
First National Bank, Washington, Ohio. Apr. 5,1878
First National Bank, Middlepdrt, Ohio.. Apr. 20,1878
Apr. 24.1878
First National Bank, Streator, 111
Apr. 25,1878
First National Bank, Muir, Mich
Kane County National Bank, St. Charles,
111.
M a y 31,1878
First National Bank, Carthage, Mo
June 1,1878
Security National Bank, Worcester, Mass. June 5,1878
First National Bank, Lake City, Colo
June 15,1878
People's National Bank, Norfolk. Va
July 31.1878 j
Topeka National Bank, Topeka, Kans . . A u g . 7.1878)
First National Bank, St. Joseph, Mo
Aug. 13! 1878
First National Bank, Winchester, Ind... A u g . 24,1878
Muscatine National Bank, Muscatine,
Iowa
Sept. 2,1878
Traders' National Bank, Chicago, 111
Sept. 4,1878
Union National Bank. Kali way, N. J
i Sept, 10,1878
First National Bank, Sparta, Wis
| Sept. 14,1878
Herkimer County National Bank, Little
Falls, N. Y
I Oct. 11,1878
Farmers' National Bank, Bangor, Me
! Nov. 22,1878
Pacific National Bank, Council Bluffs, i
I
Nov. 30,1878
Iowa
1
D e c 14,1878
First National Bank, Anamosa, Iowa
'
Smithfield National Bank, Pittsburg, Pa. Dec. 16,1878
First National Bank, Buchanan, Mich... | Dec. 2], 1878
| Dec. 24,1878
First National Bank, Prairie City, 111
Corn Exchange National Bank, Chicago,
I Jan. 4,1879
111.
Franklin National Bank, Columbus, Ohio. ....do
Traders' National Bank, Bangor. Me
Jan. 14,1879
First National Bank, Gonic, N. II
-...do
First National Bank, Salem, N. C
-...do
First National Bank, Gran ville, Ohio
....do
Commercial National .Bank, Petersburg,
Ya.
..do .
First National Gold Bank, Stockton, Cal. ....do
First National Bank, Sheboygan, Wis... ....do
First National Bank, Boscobel, Wis
Jan. 21,1879
National Marine Bant, Oswego, N. Y
Jan. 25,1879
Central National Bank, Hightstown, N.J . Feb. 15,1879
Brookville National Bank, Brookville,
Ind
Feb. 18,1879
Farmers' National Bank, ^Centreville,
Iowa
7
Feb. 27,1879
First National Bank, Clarinda, Iowa
Mar. ],1879
Water ville Natioual Bank, Waterville, Me| Mar. 3,1879
First National Bank, Tremont, Pa
Mar. 4,] 879
First National Bank, Atlanta, 111
Apr. 15,1879
Union National Bank, Aurora, 111
Apr. 22,1879
National Bank of Menasha, Wis
Apr. 26,1879
National Exchange Bank, Jefferson City,
Mo
May 8,1879
First National Bank, Hannibal, Mo
May 15,1879
Merchants' National Bank, Winona,
Minn
June 16,1879
Farmers' National Bank, Keithsburg, 111. July 3,1879
First National Bank, Franklin, Ky
July 5,1879
Natioual Bank of Salem, Salem, ind
July 8,1879
Fourth National Bank, Memphis, Tenn. July 19,1879
Bedford National Bank, Bedford, Ind . . . Jufy 21,1879
Aug. 15,1879
First National Bank, Afton, Iowa




Issued.

! Retired. i Outstanding.

$45, 000

$44,495

100, 000
50,000
50, 000
50, 000
100, 000
50,000
100, 000
50,000
200,000

89, 000
45, 000
32,400
45. 000
64,750
27, 000
33, 471
44,500
75, 713

87,286
44. 261
31,855
44,198
03, 867
25, 671
32, 257
44.030
71,987

80S
88S
1,32$
1,214
47C
3,726

200, 000
50,000
100, 000
60,000
200, 000
80, 000
50,000
50, 000

89,400
45, 000
88,400
38,461
69,750
31, 500
40,500
44, 200

88, 365
44,585
86, 615
37, 765
67,141
31,125
40, 075
43, 669

41E
1, 78£
69C
2, 60S
37S
42S
53]

50, QpO
50,000
100, 000
50,000
100,000
100, 000
100, 000
60,000

26,300
44, 500
49,000
29, 300 I
85, 705
89,300
67,110
52, 700

25, 878
43, 870
48. 400
29,119
84, 290
87, 511
65, 000
51,154

422
U3t
60C
181
1, 41£
1,788
2, IK
l54t

100,000
200. 000
100, 000
50, 000

44,200
43, 700
89,200
45, 000

42,381
40. 709
86,948
43,964

200, 000
100, 000

178, 300
89,100

100, 000
50, 000
200, 000
50, 000
50, 000

45, 000
44, 500
78,750
27,000
27,000

500, 000
100, 000
100,000
60, 000
150, 000
50, 000

59,160
93,070
76, 400
45, 597
128, 200
34, 365

53, 670 i
90,013;
73,911 |
44.031 !
125.075 i
32,929

120,000
300, 000
50,000
50,000
120, 000
100, 000

99, 800
238.600
45, 000
43,900
44, 300
32,400

96, 758
225, 811
44, 282
42,956
42,028
31, 918

100, 000

89, 000

50,000
50, 000
125, 000
75,000
50, 0U0
125, 000
50, 000

41,500
45, 000
110, 300
64,600
26, 500
82, 000
44,500

40,928 I
44,277 |
107, 293
62, 053
26,010
79,446
43,596

575
722
3,001
2,54'i
49(
2,554
904

50,000
100,000

45, 000
88,200

43, 975
84, 690

1.02E
3,51(

100,000
50, 000
100, 000
50, 000
125,000
100, 000
50,000

35, 000
27,000
54,000
44,400
45,000
87, 200
26,500

34, 377
26, 365
52, 625
43, 839
43, 455
85, 694
25,594

62i
631
l,37f
561
l,54i
15<H

$50,000 !

1,714
73£

!
!
I
I

1,81?
2,99]
2,255
l,03t

173,769 !
87,522 !

4,53]
1,67*

43,780
43,477
77,050
26,638
25,960

I

'
;
I
s

1, 22C
1,022
1,701
.365
l,04(
5,49C
3,05v
2,48£
1,56C
3,125
1,43C

j
!
I
!
;
I

3,045
12,78S
71*
944
2,275

86,340 I

2,66C

ifcPORT OF THE COMPTROLLER OF THE CURRENCY.

169

i. ±J.\Mv^ vviucii ii w J: «ioNK IN ro VOLUNTARY LIQUIDATION UNDER THE P R O -

I> VISIONS OF SKC I ION.S r>L^O AND ;^21 OF TI1K KKVISED STATUTES; ETC.—Cont'd.
Circulation.

Name and location of bank.
First [National Bank, Deer Lodge, Mont.
First National Bank, Batavia, 111
National Gold Bank and Trust Company,
San Francisco, Cal
Gainesville National Bank, Gainesville,
Ala
First National Bank, Haekensack, N. J . .
National Bank of Delevan, Delevan, Wis.
Mechanics' National Bank, Nashville,
Tenn
-Manchester National Bank, Manchester,
Ohio.

| Date of
I liquidation.
A u g . 16,1879
Aug. 30,1879

$50,000

Sept. 1,1879




Issued.

Retired. Outstanding.
$44,020
42,482

1,818

750, 000

$45, 000
44, 300
40, 000

29,645

10,355

Nov. 25,1879
Dec. 6,1879
Jan. 7,1880

100, 000
300,000
50, 000

90, 000
90, 000
27,000

87, 492
88,070
25, 995

2,508
1,930
1,005

Jan. 13,1880

100, 000

90, 000

86, 050

3,950

.do .
Mar. 5,1880
Mar. 8,1880

50, 000
50,000
100,000

48,303
30, 600
90,000

46, 857
30, 210
86,835

1,446
390
3,165

120, 000
100, 000
100,000
60,000
50, 000
50, 000
50,000

100, 800
31,500
90, 000
54, 000
27, 000
45, 000
45,000
119,405
45,000

97,465
30, 324
87, 297
52, 828
26,437
44, 574
44,465

3.335
1,176
2,703
1,172
563
426
535

114, 920

4,485
2,560

First National Bank, Meyersdale, Pa
First National Bank, MilHinburg, Pa
National Bank of Michigan, Marshall,
May 14,1880
Mich
National Exchange Bank, Houston, Tex. Sept. 10,1880
Ascntney National Bank, Windsor, Vt.. Oct. 19,1880
First National Bank, Seneca Falls, N. Y. Nov. 23,1880
Nov. 27,1880
First National Bank, Baraboo, Wis
Bnndy National Bank, Newcastle, Ind .. Dec. 6,1880
Vineland National Bank, Vineland, N. J . Jan. 11,1881
Ocean County National Bank, Toms
River, N.J
...do
Hungerford National Bank, Adams, N.Y. Jan. 27,1881
Merchants' National Bank, Minneapolis,
Minn
Jan. 31,1881
Farmers' National Bank, Mechanicsburg, Ohio Feb. 18,1881
First National Bank, Green Spring, Ohio. . . . . d o
First National Bank, Cannon Falls,
Minn
Feb. 21,1881
First National Bank, Coshocton, Ohio .. . . . . d o
Manufacturers' National Bank, Three
Feb. 25,1881
Rivers, Mich
....do
First National Bank, Lansing, Iowa
May
26,1881
First National Bank, Watertown, N. Y.
June 17,1881
First National Bank, Americus, Ga
June
30,1881
First National Bank, St. Joseph, Mich..
July 8,1881
First National Bank, Logan, Ohio
Aug.
9,1881
First National Bank, Rochelle, 111
Aug. 10,1881
First Nationl Bank, Shakopee, Minn
Aug.
13,1881
National State Bank, Oskaloosa, Iowa...
Aug. 27,1881
First National Bank, Hobart, N. Y
Aug. 30,1881
Attica National Bank, Attica N. Y
Oct. 4,1881
* National Bank of Brighton, Boston, Mass.
x
Clement National Bank, Rutland, Vt. .. Aug. 1,1881
Nov. 1,1881
First National Bank, Lisbon, Iowa
Dec. 1,1881
First National Bank, Warsaw, Ind
Brighton National Bank, Brighton, Iowa. Dec. 15,1881
Merchants'National Bank, Denver, Colo. Dec, 24,1881
Merchants' ^National Bank, Holly, Mich. Dec. 31,1881
Jan. 3,1882
First National Bank, Alliance, Ohio
National Union Bank, New London,
Jan. 10,1882
Conn
National Bank of Royalton, Yt
....do
First National Bank, Whitehall, N. Y .. Jan. 18,1882
National Bank of Pulaski, Tenn
Jan. 23,1882
First National Bank, Alton, 111
Mar. 30,1882
Havana National Bank, Havana, N. Y.. Apr. 15,1882
First National Bank, Brownsville, Pa .. May 2,1882
Second National Bank, Franklin, Ind ...
Merchants' National Bank, Georgetown, June 20,1882
Colo...
June 22,1882
CommercialNationalBank, Toledo, Ohio. July 6,1882
Harmony National Bank, Harmony, Pa. J u l y 7,1882
First National Bank, Liberty, Ind
July 22,1882
Manufacturers' National Bank, AinsterAug. 1,1882
dam,N.Y
First National Bank, Bay City, Mich
Nov. 8,1882
First National Bank, Ripley, Ohio
Nov. 10,1882
National Bank of State of New York,
New York, N. Y
Dec. 6,1882
First National Bank, Wellington, Ohio. Dec. 12,1882
Second National Bank, Jefferson, Ohio.. Dec. 26,1882
JKLrst National Bank, Painesville, Ohio .. Dec. 30,1882
. Saint Nicholas National Bank, New
York, 1ST. Y

Capital.

50,000

100, 000
50, 000

42, 440
150,000
96,460
100, 000
50,000

30,140
45,000

50, 000
50, 000

45,000
53, 058

50, 000
50, 000
100, 000
60,000
50,000
50, 000
50, 000
50, 000
50, 000
100, 000
50, 000
300, 000
100, 000
50, 000
50, 000
50,000
120, 000
50, 000
50, 000

1,808
965
871

45,000
45, 000
75,510
45,000
26,500
45, 000
45, 000
45,000
81, 665
90, 000
45,000
270, 000

29,175
44,129
44, 483
51, 882
44, 045
43, 625
71, 945
44,049
25, 706
43,660
44,115
43,755
81,157
87, 271
44, 380
261,967

955
1,375
3,565
951
794
1,340
885
1,245
508
2,729
620
8,033

45,000
48,500
45, 000
72, 000
45,000
45, 000

44,170
47, 010
43, 967
70,790
43,963
43,849

830
1,490
1,033
1, 210
1,037
1,151

300, 000
100,000
50, 000
70, 000
100, 000
50, 000
75, 000
100,000

112, 818
90,000'
45, 000
43,700
90, 000
45,000
67, 500
81 060

108, 536
87, 337
42,631
42,000
86, 480
43, 419
64,480
76,280

4,282
2,663
2, 369
1,700
3,520
1,581
3,020
4,780

50, 000
100, 000
50, 000
60, 000

45, 000
90, 000
45, 000
54,000

44,263
88,100
43, 840
52, 468

737
1,900
1,160
1,532

80, 000
400,000
100, 000

72, 000
156,100
69, 201

70, 410
151,403
64,394

1,590
4,697
4,807

800, 000
100. 000
100, 000
200,000

379, 004
90, 000
90, 000
162, 800

384,112
87, 377
87,159
155, 521

12, 892
2,623
2,841
7,279

....do
500,000
450,000
* N e w bank with same title no circulation.

426,851

23,149

517
1,176

170

REPORT OF THE COMPTROLLER OF THE CURRENCY,

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION CNDEI; THE P R O -

VISIONS OF SECTIONS 5220 AND 5221 oi' THE R E V I S E D STATUTES, ETC.

(Jout'd. <

Circulation.

Date of
liquidation.

Name and location of bank.

Fifth National Bank, Chicago, 111
Dec. 30,1882
First National Bank, Do wagiac, Mich . . . Jan. 3,1883
First National Bank, Greenville, 111
Jan. 9,1883
Merchants' National Bank, East SagiDJVW, Mich

Logan County National Bank, Russellville.Ky
National Bank of Yandalia, 111
Traders' National Bank, Charlotte, N. C.
First National Bank, Norfolk, Nebr
First National Bank, Midland City,
Mich.*
*
Citizens' National Bank, New Ulm,
Minn
National Bank of Owen, Owenton, Ky ..
Merchants' National Bank, Nashville,
Tenn
Indiana National Bank, Bedford, Ind
Stockton National Bank. Stockton, Cal ..
Wall Street National Bank, New York,
N.Y
Commercial National Bank, Reading, Pa.
Corn Exchange National Bank, Chicago,

Capital.
Issued.

Retired.

| Out standing.

$500, 000
50, 000
150,000

$29, 700
45,000
59,400

$22,878
43,493
56, 654

1,507
2,746

....do

200,000

101,100

....do
Jan. 11,1883
Jan. 16,1883
Feb. 3,1883

50, 000
100, 000
50, 000
45,000

95,982

5, .118

050
000
800
240

39. 070
86, 650
37, 634
11,060

980
3,350
1,166
180

5,1883

30, 000

Mar. 1.1883
Mar. 5,1883

50, 000
56, 000

27, 000
48,900

26,280
47, 295

720
1,605

June 30,1883
Aug. 25,1883
Oct. 1,1883

300, 000
35, 000
100, 000

141, 200
11,250
90, 000

136,450
11,250
88, 250

4,750

Oct. 15,1883
Oct. 23,1883

500, 000
150, 000

102,800
135, 000

93,549
131,190

9. 251
3, 810

Nov. 10,1883
Dec. 24,1883
Jan. 8,1884

700, 000
50,000
100,000

45,000
22, 500

43,380
21,590

1,620
910

Jan. 22,1884

68,250

17, 300

16, 550

750

Jan. 31,1884
Feb. 20,1884

50, 000
300, 000

44, 000
167, 600

41,760
161, 435

2, 240
6,165

Mar. 25,1884
Apr. 7,1884
Apr. 18,1884

50, 000
50, 000
150,000

45, 000
11, 240
90, 000

43,910
11,070
85, 541

1,090
170
4,459

Apr. 24,1884

200, 000

85, 400

78, 675

6,725

May 17.1884
June 30,1884
July 31,1884
Aug. 9,1884
Aug. 12,1884

100,000
50, 000
50, 000
50, 000
50,000

72, 500
23, 586
40, 000
13, 500
45,000

70,
22,
37,
13,
42,

090
537
096
23a
095

2,410
1,049
2, 904
270
2. 905

Aug. 27,1884
Sept. 30,1884
Oct. 4,1884
Oct. 10,1884

500, 000
75,000
100, 000
50, 000

78, 000
66, 500
72,000
44, 200

74,690
02, 438
67,593
41, 750

3,310
4, 062
4.407
2, 450

Oct. 11,1884
Oct. 20,1884

50, 000
50, 000

45,000
22,150

43, 745

1, 255
1, 320

Oct. 28,1884

73,000

22, 500

Nov. ],1884

300,000

45,000

Nov. 10,1884

50, 000

34,600

Nov. 18,1884

3, 000,000

1,447,000

First National Bank, Grand Forks, N. Dec. 2,1884
50,000
Dak
Dec. 8,1884
50, 000
Iron National Bank, Gunnison, Colo
Freehold National Banking Company, Dec. 10,1884
50, 000
Freehold, N . J
"... Dec. 16,1884
50, 000
Albia National Bank, Albia, Iowa
....do
50, 000
First National Bank, Carlinville, 111
Dec. 26,1884
100,000
Freeman's National Bank, Augusta, Me. Jan. 1,1885
250, 000
First National Bank, Kokomo, Ind
Jan. 2,1885
50,000
First National Bank, Sabetha, Kans
Jan. 13,1885
50, 000
First National Bank, Wyoming, 111
....do
50, 000
First National Bank, Tarentum, Pa
Jan. 21,1885
60, 000
First National Bank, Walnut, 111
Jan. 24,1885
50, 000
Farmers'National Bank, Franklin, Tenn. Jan.
50,000
Citizens' National Bank, Sabetha, Kans. Jan. 27,1885
31,1885
100,
000
First National Bank, Tucson, Ariz
Feb. 7,1885
50, 000
Ripon National Bank, Ripon, Wis
Apr.
1,1885
50,
000
Farmers' National Bank, Franklin, Ohio. No circulation iss
ued.

19,250
11, 250

1, 336,222
18, 910
10,950

93,000
11,240
22. 450
90,000
45, 000
10,740
11, 2^0
42,500
36, 000
10,740
11,240
28,100
16, 200
27,350

87, 387
11,020
20, 977
84, 671
42,785
10, 585
10, 670
40,130
34, 710
9,565
10,990
27,550
15, 885
26,175

Farmers' National Bank, Sullivan, Ind ..
City National Bank, La Salle, 111
Hunt County National Baikk, Greenville, Tex
Waldoboro National Bank, Waldoboro,
Me
Third National Bank, Nashville, Tenn . .
Madison County National Bank, Anderson, Ind
First National Bank, Phcenix, Ariz
Cobbossee National Bank, Gardiner, Me.
Mechanics and Traders' National Bank,
New York, N. Y
Princeton National Bank, Princeton,
N. J
Kearsarge National Bank, Warner, N. H.
Second National Bank, Lansing, Mich...
First National Bank, Ellensburg, Wash..
German National Bank, Millerstown, Pa.
Exchange National Bank, Cincinnati,
Ohio
First National Bank, Eushville, 111
Mechanics' National Bank, Peoria, 111...
First National Bank, Freeport, Pa
Genesee County National Bank, Batavia,
N.Y
Valley National Bank, Bed Oak, Iowa...
Merchants' National Bank, Bismarck,
N.Dak
Manufacturers' National Bank, Minneapolis, Minn
Farmers and Merchants' National Bank,
TJhrichsville, Ohio
Metropolitan National Bank, New York,

N.Y




:.

Feb.

40,
90,
38,
11,

20,830
22,140
43,360
33, 260

1,750

360
1, 640
1,340
110, 778
340
300
5,613
220
1,473
5, 329
2,215
155
530
2, 370
1,290
1,175
250
550
315
1,175

REPORT OP THE COMPTROLLER OF THE CURRENCY.

171

N A T I O N A L B A N K S W H I C H H A V E <H>NE I N T O V O L U N T A R Y L I Q U I D A T I O N U N D E R T H E P R O VISIONS O F S E C T I O N S 5220 AND 5221 O F T H E R E V I S E D S T A T U T E S , E T C . — C o n t / d .

Circulation.
Name and location of bank.

Date of
liquidation.

Capital.

First National Bank, Preseott, Ariz
Apr. 9,1885
$50, 000
National Union Bank, Swan ton, Vt
Apr. 28,1885
50, 000
German National Bank, Memphis, Tenn. May 0,1885
175, 300
Merchants and Farmers' National Bank,
May 12,1885
Shakopee, Minn.
50, 000
First National Bank, Superior, Wis
May 16,1885
60, 000
Shetucket National Bank, Norwich, Conn May 18,1885
100,000
Cumberland National Bank, Cumberland, R. I.
June 5,1885
125, 000
First National Bank, Columbia, Tenn... July 14,1885
100,000
Union National Bank, New York, N. Y.. July 21,1885 1, 200,000
First National Bank, Centerville, Ind... Oct. 3,1885
50, 000
Manufacturers' National Bank, AppleOct. 10,1885
50, 000
ton, Wis
First National Bank, Plankinton, S. Dak. Oct. 21,1885
50, 000
250,000
Valley National Bank, St. Louis, Mo
Dec. 4,1885
50, 000
First National Bank, Belton, Tex
Jan. 6,1886
50,000
First National Bank, Granville, Ohio
Feb. 15,1886
Concordia National Bank, Concordia,
Mar. 12,1886
Kans
50,000
Citizens' National Bank, Beloit, Wis
Mar. 22,1886
50,000
First National Bank, Pay ton, Wash
Mar. 24 1886
50, 000
First National Bank, Macomb, 111
Apr. 14,1886
100, 000
First National Bank, Jesup, Iowa
Apr. 20,1886
50,000
Dallas National Bank, Dallas, Tex
I May 8,1886
150, 000
First National Bank, Lewistown, 111
May 12,1886
50, 000
First National Bank, Cedar Rapids, Iowa May 28,1886
100, 000
First National Bank, Socorro, N. Mex . . July 31,1886
50,000
Custer County National Bank, Broken
Bow, Nebr
Aug. 9,1886
50, 000
Roanoke National Bank, Roanoke, Va-.. Sept. 16,1886
50, 000
First National Bank, Brownvilie, Nebr..
do
50, 000
First National Bank, Leslie, Mich
Sept. 25,1886
50,000
Mount Vernon National Bank, Mount
Vernon, 111
Oct. 11,1886
51,100
National Bank, Piedmont, W. Va.
Oct. 14,1886
50,000
Oct. 20,1886
50, 000
First National Bank, St. Clair, Mieh
Oct. 21,1886
50, 000
First National Bank, Milford, Mich
National Bank of Kingwood, W.Va
[
do
125,000
Merchants' National Bank, Lima, Ohio .. ! Oct. 22,1886
50, 000
Hubbard National Bank, Hubbard, Ohio. Oct. 23,1886
50,000
Commercial National Bank, Marshall- j
town, Ohio
! Oct. 25,1886
100, 000
First National Bank, Indianapolis, Ind.. j Nov. 11,1886
500,000
First National Bank, Concord, Mich
Nov. 27,1886
50, 000
Jamestown National Bank, Jamestown, I!
N. Dak
Nov. 29,1886
50,000
First National Bank, Berea, Ohio
Dec. 1,1886
50,000
First National Bank. Allerton, Iowa
50, 000
)g8
Second National Bank, Hillsdale. Mich.. Dec. 18,1886
50, 000
Topton National Bank, Topton. Pa
50,000
Dec. 28,1886
First National Bank, Warsaw, 111
50, 000
Dec. 31,1886
First National Bank, Hamburg, Iowa . . . ....do
50,000
Darlington National Bank, Darlington,
S. C
100, 000
Feb. 10,1887
Union National Bank, Cincinnati,Ohio.. Feb. 14,1887
500,000
Roberts' National Bank, Titusvilie, Pa.. Feb. 28,1887
100,000
Mar. 9,1887
National Bank of Rah way, N. J
100,000
Mar. 11,1887
Olney National Bank, Olney, 111
60,000
Metropolitan National Bank, Leavenworth, Kans
Mar. 15,1887
100, 000
Ontario County National Bank, CananMar. 23,1887
daigua, N. Y
50, 000
Winsted National Bank, Winsted, Conn. Apr. 12,1887
50, 000
Council Bluffs National Bank, Council
May 5,1887
Bluffs, Iowa
100, 000
First National Bank, Homer, 111
June 22, 1887
50, 000
June 30, 1887
First National Bank, Beloit, Wis.
50, 000
Mystic National Bank, Mystic, Conn . . . July 7,1887
52,450
Exchange National Bank,Louisiana, Mo. July 12,1887
50, 000
Exchange National Bank, Downs, Kans. Aug. 1,1887
50, 000
First National Bank, Tecumseh, Nebr . . Nov. 3,1887
50, 000
Nov. 4,1887
Third National Bank, St. Paul, Minn
500, 000
Dec. 6,1887
First National Bank, Marshall, Mo
100, 000
Dec. 15,1887
First National Bank, Greene, Iowa
50,000
Fulton National Bank, New York, N.Y.*.| Dec. 20,1887
300, 000
Fayetteville National Bank, Fayette- i
200, 000
ville.H.C
I Dec. 31,1887
*No circulation.




Issued.

Retired. Outstanding.

$11,250
43,800
120,100

$10, 860
40, 840
107,028

$390
2,960
13, 072

10,240
18, 900
72,000

10, 000
18, 510
67,698

240
390
4,302

106, 200
66. 800
25,100
27,350

100,190
62, 340
15, 819
25,200

6,010
4,460
9,281
2,150

45, 000
11, 250
44, 960
23,490
26, 500

42,856
10, 700
41,165
22, 260
25, 210

2,144
550
3,795
1, 230
1,290

11, 240
11, 240
13,490
89,520
25, 760
33, 750
45, 000
35, 490
15,500

10,920
10, 540
12, 940
82,404
24, 980
31,770
41,110
32, 422
14, 430

320
700
550
7,116
780
1,980
3,890
3,068
1,070

11, 240
11, 250
39, 680
13,410

11,240
10, 390
36,115
12,110

860
3,565
1,300

45, 000
45,000
39,310
45,000
96,140
45, 000
45,000

42,177
40, 940
37, 050
41, 350
85, 850
41,320
42,882

2,823
4,060
2, 200
3,650
10,290
3, 680
2,118

22, 500
162, 325
11, 250

20, 980
149, 585
10,970

1,520
12, 740
280

11,250
45, 000
11, 250
13, 892
18,000
38, 250
13,500

10,590
42, 631
10,240
11, 043
16, 510
33, 605
12, 235

660
2,369
1,010
2,849
1,490
4,645
1,265

22, 500
237, 230
75, 610
42, 500
27,000

21, 470
215,947
70, 030
96, 977
25,820

1,030
21,283
5,580
5,523
1,180

22,500

21,000

1,500

11, 250
11, 250

10,620
10,115

630
1,135

22, 500
11,250
11, 250
47,205
11, 250
11, 250
11, 700
45, 000
22, 500
10, 750

21, 230
10, 925
10, 290
44, 365
10,825
10,865
11,180
41, 820
21, 550
9, 740

1,270
325
960
2,840
415
385
520
3,180
950
1,010

39, 580

35,731

3,849

172

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-

VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont/d.
Circulation.
Name and location of bank.

Date of
liquidation.

National Bank, Somerset, Ky
Dee. 31,1887
First National Bank, llichburg, N. Y
! Jan. 10,1888
Scituate National Bank, Scituatc, R. I. -. \ Jan. 11,1888
National Bank, Franklin, Ind
; Jan. 31,1888
First National Bank, Hampton, Iowa
'; Feb. 1,1888
First National Bank, Greensburs, Kaiis.j Feb. 10,1888
First National Bank, Central City, Nebr. Feb. 11,1888
Duluth National Bank, Duluth, Minn ... | Feb. 20,1888
Bismarck National Bank, Bismarck, N. i
Dak
! Mar. 1,1888
First National Bank, A shton, S. Dak .... | Mar. 6,1888
Citizens'National Bank, Sioux Falls, S.
Dak
Apr. 24,1888
First National Bank, Stanton, Mich
Apr. 30,1888
First National Bank, Fairmont, Nebr
May 1,1888
First National Bank, G-reenleaf, Kans ... May 9,1888
National Bank G-enesee, Batavia, N. Y... May 21,1888
Strong City National Bank, Strong City,
Kans
j May 26,1888
Citizens' National Bank, Saginaw, Mich. June 1,1888
Saugerties National Bank, Saugerties,
N. Y
Junel6,1888
Hyde National Bank, Titusville, Pa
June 21,1888
State National Bank. Omaha, Nebr
July 18,1888
Cincinnati National Bank, Cincinnati,
Ohio
Aug. 1,1888
First National Bank, Worthington,
Minn
Sept. 5,1888
South Framingham National Bank,
South Framingham Mass
Sept. 8,1888
First National Bank, Alameda, Cal
Sept. 4,1888
First National Bank, Grass Valley, Cal. Sept. 18,1888
Merchants' National Bank of West Virginia, Morgantown, W. Va
Oct. 4,1888 j
First National Bank, Cawker City, Kans.! Oct. 9,1888
San Diego National Bank, San* Diego. |
Cal
! Nor. 7,1888
National Exchange Bank, Auburn, N. Y.j Nov. 16,1888
National Bank of Dayton, Wash
| Nov. 21,1888
First National Bank, Colby, Kans
I do
First National Bank, Russell Springs,
Kans
do .
First National Bank, Columbia, S. Dak.. Nov. 26,1888
Citizens'National Bank, Kingman, Kans Dec. 24,1888
Bowery National Bank, New York, N. Y. Jan. 2,1889
Second National Bank, lona, Mich
Jan. 8,1889
First National Bank, Johnstown, N.Y.. Jan. 16,1889
First National Bank, Canandaigua, N. Y. Jan. 26,1889
Pendleton National Bank, Pendleton, I
Oregon
| Feb. 4,1889
Iowa City National Bank, Iowa City, j
Iowa
"... Feb. 7,1889
Fleming County National Bank, Flemingsburg, Ky
Feb. 9,1889
Merchants' National Bank, El Dorado,
Kans
Feb. 26,1889
Merchants' National Bank, Des Moines,
Iowa
Mar. 1,1889
Norwich National Bank, Norwich, Conn Mar. 15,1889
First National Bank, Franklin, Nebr... Mar. 27,1889
Farmers and Mechanics' National Bank,
Buffalo, N.Y
Apr. 3,1889
First National Bank, Du Bois City, Pa . Apr. 8,1889
First National Bank, Cimarron, Kans.. Apr. 27,1889
Traders' National Bank, San Antonio,
Tex
Apr. 29, U
Merchants' National Bank, Duluth,
Minn
May 20,1889
Wright County National Bank, Clarion,
Iowa
June 19,1889
National Bank, Lawrence, Kans
June 29,1889
National Bank, Le Roy, N. Y
HalsteadNationalBank, Halstead, Kans. |
do
Farmers'National Bank, Mt. Sterling, Ky| July 1,1889
First National Bank,, Key
port,, N. J
do
Leypo]
National
Ala
"" ' - Bank,
- - Huntsville,
u l yy 3 ), 1 8 8 9
German National Bank, Newton, Kans .. JJuly
19,1889
First National Bank, Clay Center, Nebr.. Aug. 8,1889




Capital.
Issued.

Retired.

Outstanding.

$50, 000
50, 000
56, 000
50, 000
50, 000
50, 000
50,000
300,000

$45, 000
25, 905
35. 018
11, 250
11, 250
11, 240
10, 710
45, 000

$38,105
24,450
31,826
10,445
10,280
10, 775
10,190
40,670

$6, 895
1,455
3,192
805
970
465
520
4, 330

50,000
50, 000

11, 250
11, 250

10, 570
10,430

680
820

50,000
50,000
50,000
50, 000
75, 000

11,250
11, 250
11, 250
11, 250
44,434

10,815
10, 350
10,800
10, 870
37, 9000

435
900
450
380
6,534

50,000
100, 000

11, 250
45, 000

10, 640
40, 400

610
4,600

125, 000
300,000
100, 000

93, 316
74, 730
22,500

81,973
60, 400
19,850

11, 343
14,330

280, 000

52,510

44,680

75, 000

16, 875

16,130

100, 000
100, 000
50, 000

21, 720
27, 000
11,250

18,380
22, 860
9,790

745
3, 340
4,140
1,460

110, 000
50, 000

80, 830
11,250

69,170
9,750

11,660
1, 500

100, 000
200,000
50, 000
50,000

22,500
97, 520
11. 250
11, 250

19, 350
82. 930
9,590
10, 700

3,150
14, 590
1, 660
550

50, 000
50, 000
50, 000
250, 000
50,000
100,000

10,690
11. 250
11, 250
217, 710
21,870
86, 590
17,100

9,900
10, 545
9, 510
186, 080
17,424
77,858
12, 215

790
705
1,740
31, 630
4,446
8,732

11, 250

9,910

45, 000

38, 320

26,622

21, 392

22, 500

20, 940

22, 500
77,150
13, 000

18, 925
60,165
12, 279

26,100
11,250
10,170

20, 782
9, 850
9,615

3, 575
16, 985
721
5,318
1,400
555

2,650
7,830

75,000
50;000
200,000
50,000
100,000
100, 000
220,000
60, 000
200,000
50, 000
50,000

4. 785
1,340
6,780
5,230
1,560

100,000

22, 500

18,330

4,120

200,000

45, 000

41,520

3.48J

50, 000
100, 000
100. 000
50| 000
250, 000
50, 000
50, 000
60, 000
50, 000

11,250
49, 809
22, 500
11, 250
195, 680
11,250
44, 900
13,500
11,250

9,210
39, 044
19, 270
10, 300
152,300
10, 310
32, 312
11,240
10,320

2,040
10, 765
3,230
950
43, 380
940
12, 588
2,260
930

REPORT OF THE COMPTROLLER OF THE CURRENCY.

17'

NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER TIIE PRO-

VISIONS OF SECTIONS 5220 AISSD 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.

Name and location of bank.

Date of
liquidation.

Capital.

Aug. 17,1889
Vernon National Bank, Vernon, Tex.
Aug. 23,1889
Butler National Bank, Butler, Mo ...
Second National Bank, Lebanon, Tenn .. Sept, 18,1889
Oct. 1,1889
National Bank, Kinderhook, N. Y
Oct. 31,1889
First National Bank, Woodstock, 111
Farmers and Merchants' National Bank,
Valley City, N. Dak
Dec. 1,1889
Union National Bank, La Crossc, Wis... Dec. 9,1889
Harper County National Bank, Anthony,
Kans
Dec. 20,1889
Lumberman's National Bank, Williamsport, Pa
Dec. 31,1889
First National Bank, South Haven, Mich. ....do
Durango National Bank, Durango, Colo. - Jan. 6,1890
First National Bank, Fox Lake, Wis
Jan. 11,1890
First National Bank, Ogallala, Nebr
!....do
First National Bank, Stockton, Kans
| Jan, 15,1890
First National Bank, Rulo, Nebr
! Jan. 20,1890
First National Bank, Eagle Grove, Iowa. ....do
Toledo National Bank, Toledo, Ohio
Jan. 21,1890
National Exchange Bank, Kansas City,
Mo
Jan. 28,1890
National Bank, New Castle, Ky
Feb. 4,1890
Plymouth National Bank, Plymouth,
Mich
Feb. 25,1890
First National Bank, Lockport, N. X
Feb. 28,1890
Merchants' National Bank, Amsterdam,
NY
Mar. 15,1890
National Bank of Texas, Galveston, Tex. Mar. 19,1890
Mar. 27,1890
Bowie National Bank, Bowie, Tex.*
First National Bank, Union Springs,N. Y. Mar. 31,1890
Apr. 18,1890
Ferris National Bank, Swanton, Vt
First National Bank, Rock Island, 111.... Apr. 19,1890
First National Bank, Ketchum, Idaho ... Apr. 28,1890
Winchester National Bank, Winchester,
Ky
Apr. 29,1890
Apr. 30,1890
First National Bank, Harper, Ivans
First National Bank, Loup City, Nebr... June 21,1890
American National Bank, Waco, Tex.*... June 24,1890
Hamilton County National Bank, Webster City, Iowa
June 30,1890
Planters' National Bank, Henderson, Ky. . . . . d o
Wakefield National Bank, Waken" eld, R.'l. July 1,1890
Jewell County National Bank, Mankato,
July 2,1890
Kans
Aug. 5,1890
Citizens' National Bank, Flint, Mich
Aug. 28,1890
N. Village Bank, Bowdoinham, Me
La Fayette National Bank, La Fayette,
Aug.
29,1890
Ind
Sept. 8,1890
Lincoln National Bank, Stanford. Ky
Canastota National Bank, Camtstota,
Sept. 25,1890
N. Y
First National Bank, Whitehall, Mich .. Sept.'JO, 1890 j
Meade County National Bank, Meade
Oct. 6,1890
Center, Kans..
Farmers' National Bank, South Charleston, Ohio
Oct. 15,1890
First National Bank, Columbus. Ohio... . . . . d o
Commercial National Bank, St. Paul,
Minn
Oct. 27,1890
German American National Bank, Kansas City, Mo
Dec. 5,1890
First National Bank, Hill City, Kans
Dec. 20,1890
First National Bank, Frankfort, Kans .. Jan. 8,1891
Second National Bank, Owosso, Mich
Jan. 13,1891
West Side National Bank, Wichita, Kans. ....do
Anthony National Bank, Anthony, Kans. ....do
Commercial National Bank, Rochester,
N. Y
Jan. 27,1891
Mercantile National Bank, Louisiana,
Mo
.do.
National Bank, El Dorado, Kans
Feb. 9, ] 891
First National Bank, Suffolk, Va
Feb. 12,1891
Citizens' NationalBank, Medicine Lodge,
Kans
Feb. 19,1891
Rome National Bank, Rome, Ga
Feb. 23,1891




* No circulation.

Issued.
$60, 00G
6G, 000
50, 000
125, 000
50, 000

Retired. Outstanding.

$14, 850
11, 250
78, 220
27, 000

$12, 280
8, 030
65,163
22,140

$2,570
3,220

12, 000
19,440

2,630
3, 060

50, 000

14, 630
22, 500
11,250

8,760

2,490

100, 000
50, 000
50, 000
50, 000
50, 000
50, 000
50, 000
50, 000
100, 000

32,580
11, 250
11,250
48, 605
11, 250
11, 250
30, 360
11, 250
35,920

24, 525
8, 861
11, 250
38,857
9,300
9,750
23,450
10, 060
24,455

8,055
2,389
9, 748
1,950
1,500
6,910
1,190
11,465

200, 000
60,000

45, 000
17, 670

33, 280
13,160

11,720
4,510

50, 000
100, 000

11, 250
28,573

100,000
100, 000
50, 000
50, 000
50, 000
100, 000
50, 000

32,680
37,487
15, 805
11, 240
24, 654
11, 250

9,785
19,788
29, 000
28, 058
11,179
11,240
18, 398
9,620

1,465
8,785
3,680
9,429

200, 000
50, 000
50, 000
250,000

45, 000
11, 250
11,250
45,000

3», 650
8,550
9, 450
34, 650

6, 256
1,630
12, 350
2,700
1, 800
10, 350

50, 000
150, 000
100,000

11,250
33, 750
59, 249

8,970
23, 970
45,793

2, 280
9,780
13,456

50, 000
125,000
50, 000

11, 250
32, 641
35, 748

9,560
21, 735
26, 401

1,690
10, 906
9,347

300, 000
200, 000
55, 000
50,000

64, 033
45,000

41,163
34,910

22, 865
10,090

55, 927
11,250

14, 366
4,230
3, 230

65,000
100, 000

13, 057
4,860

4,626

50, 000

11,250

41,561
7, 020
8,020

50, 000
300,000

11, 710
220.465

9, 330
156, 745

2, 380
63, 720

500, 000

45, 000

33, 000

12,000

250, 000
50, 000
300,000
GO,000
100. 000
50J 000

45,000
10, 750
22,500
13, 500
22,500
10, 750

31,350
8,440
10,400
10, 480
15,430
G.840

13, 650
2, 310
6,100
3,020
7,070
3,910

200,000

41,820

28, 890

12,930

50, 000
50, 000
50, 000

11, 250
10, 745
11, 250

7,270
7,385
7,960

3,980
3, 3G0
3, 200

50, 000
100, 000

11,250
22, 500

8,138
16,110

3, 112
6.390

174

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS WHICH HAVE GOXE INTO VOLUNTARY LIQUIDATION UNDER THE PRO-

VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.
Circulation.

"Name and location of bank.

Dnte of
liquidation.

Capital.

Retired.

"Windsor National Bank, Windsor, Vt... Feb. 24,1891 j $50, 000
Beadle County National Bank, Huron,
i
Feb. 2G, 1891
S.Dak
50, 000
American National Bank, Sioux City,
Mar. 12,1891
Iowa
150, 000
United States National Bank, Atcliison,
250,000
Mar. 24,3891
Kans
50,000
Apr. 15,1891
First National Bank, Ashland, Kans
Washington National Bank, New York,
300, 000
N.Y..
!-. Apr. 13,1891
50,000
First National Bank, Burr Oak, Kans... May 15,1891
Glenwood National Bank, Glenwood
100,000
May 23,1891
Springs, Colo.
>nal Bank, Cardiff, Tenn
50, 000
First Nationa
May 25,1891
East Saginaw National Bank, East Sag150,000
inaw, Mich
June 23,1891
Twin City National Bank, New Brighton, Minn
50, 000
....do
Merchants' National Bank, Binghamton,N.Y
100, 000
June 25,1891
First National Bank, Merced, Cal
200,000
June 30,1891
National Bank of Union County, Morganfield, Ky
100, 000
....do
Citizens' National Bank, Belton, Tex
50,000
July 1,1891
Citizens' National Bank, Gatesville,
Tex
50, 000
....do
Ord National Bank, Ord, Nebr
50, 000
Aug. 22,1891
Firrt National Bank, Indianola, Nebr... Aug. 31,1891
50, 000
National Bank, Anderson, S. C
50,000
Sept. 1,1891
First National Bank, Flushing, Mich ... Sept, 21,1891
50, 000
First National Bank, Francestown, N. H. Oct. 10,1891
100, 000
Columbus National Bank, New York,
N. Y
...
200, 000
Oct. 15,1891
Citizens' National Bank, Colorado, Tex.. Nov. 3,1891
60,000
First National Bank, La Grange, Ga
Dec. 1,1891
50, 000
Produce National Bank, Philadelphia, Pa. Dec. 8,1891
300, 000
Merchants' National Bank, Kansas City,
Mo
;..: Dec. 22,1891 1,000, 000
50, 000
First National Bank, Manitowoc, Wis... Dec. 26.1891
50, 000
First National Bank, Fairfield,Tex
' Dec. 28,1891
Commonwealth National Bank, Phila- j
208, 000
delphitt, Pa
j Dec. 31,1891
Merchants' National Bank, Fort Dodge, I
....do
100, 000
Iowa
100, 000
Jan, 12,1892
Giles National Bank, Pulaski, Tcnn
....do
50, 000
First National Bank, Quanah, Tex
Northwestern National Bank, Aberdeen,
100, 000
S.Dak
Jan. 15,1892
Castleton National Bank, Castleton, Vt.. Jan. 22,1892
50, 000
First National Bank, Chamberlain, S.
Dak
50, 000
Feb. 6,1892
Sedan National Bank, Sedan, Kans
50, 000
Feb. 9,1892
Bronson National Bank, Painted Post,
NY
.50, 000
Feb. 29,1892
First National Bank. Ainsworth, Nebr.. Mar. 3,1892
50,000
First National Bank, Leoti, Kans
50, 000
Mar. 4,1892
First National Bank, Blaine, Wash
50,000
Mar. 9,1892
Erath County National Bank, Stephenville, Tex
Mar. 15,1892
50, 000
American National Bank, Birmingham,
Ala
250, 000
Mar. 22,1892
First National Bank, Wilber, Nebr
50, 000
....do
First National Bank, Greenville, Mich.. Mar. 28,1892
50,000
National Exchange Bank, Columbus,
Ohio
Apr. 1,1892
100, 000
Citizens' National Bank, Roanoke, Va... Apr. 4,1892
100,000
Inter-State National Bank, New York,
NY
Apr. 15,1892
200, 000
First National Bank, Platte City, Mo
Apr. 25,1892
50, 000
First National Bank, Jetmore, Kans
Apr. 30,1892
50,000
Tampa National Bank, Tampa, Fla
M a y 2,1892
50, 000
Birmingham National Bank, Birmingham, Ala
250, 000
....do
First National Bank, Stafford, Kans
50,000
National Bank Commerce, Hutchinson, June 15,1892
Kans
....do
100, 000
First National Bank, Grafton, Mass
June 21,1892
100, 000
First National Bank, Dorchester, Nebr.. July 5,1892




50,000

Outstanding.

$22, 500

$15,705

$6, 795

22,500

14, 260

8,240

33, 750

25,095

8, 055

45,000
11,250

29, 390
8,030

15,610
3, 220

45, 000
11, 250

32,410
7,660

22, 500
11, 250

15, 280
6, 520

12,590
3, 590
7, 220 *

33, 750

19, 650

4, 730
14,100

11,250

5,510

61, 638
43,400
88,090
10, 750
11,250
11, 250
11,250
14, 050
11,250
61,135

46, 833
28, 630

5, 740
14, 805
14, 770

52,100
5, 270

35,990
5,480

5,960
6,490
7,] 85
7,680
6, 220
35,470

5,290
4,760
4, 065
6, 370
5, 030
25, 665

45,000
13, 500
11, 700
45, 000

34,450
5,970
8,260
27,983

45, 000
14, 816
11, 250

19, 990
6, 646
6,200

10,550
7,530
3,440
17, 017
25,010
8,170
5,050

65,480

32, 990

32,490

22, 500
22, 500
11, 250

10, 493
9,684
4,980

12,007
12,816
6,270

22,500
14, 630

12,440
6,670

11, 250
11, 250

5, 420
5,620

22, 500
11, 250
30,250
11, 250

12, 270
4,630
6,480
0,650

10, 060
7, 960
5, 830
5, Q30
10, 230
6, 620
3,770
4,600

11, 250

5,750

5, 500

45,000
13, 000
11, 250

24,050
5,940
6,057

20, 950
7,060
5,193

50, 670
21, 700

21,085
10,983

29, 585
10, 717

45, 000
11, 250
11, 250
11,250

24, 080
4,470
5,250
4,760

20, 920
6,780
6,000
6,490

45, 000
11, 250

24, 050
5,050

20,950
6,200

22,500
25,102
11,250

9,750
10,894
4,350

12, 750
14, 208
• 6,900

iiKTCPOUT OF THE COMPTROLLER OF THE CURRENCY.

175

L BANKS WHICH HAVE GONTE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES, ETC.—Cont'd.

Name and location of bank.

Date of
liquidation.

First National Bank, Salina, Kans
July 5,1892
Lincoln National Bank, Lincoln, Nebr... July 12,1892
July 22,1892
First National Bank, Aurora, Mo
Farmers' and Traders' National Bank,
July 30,1892
Oskaloosa, Iowa
First National Bank, San Luis Obispo,
Aug. 27,1892
Cal
First National Bank, De Sinet, S. Dak ... Sept. 14,1892
Merchants' National Bank, ChattaSept. 24,1892
nooga, Tenn
National Bank of the Republic, Taeoma,
Oct. 1,1892
Wash
First National Bank, South Sioux City,
Oct. 27,1892
Nebr.......
Continental National Bank, Kansas
Nov. 11,1892
CitJ%
Nov. 15,1892
First Natifnal Bank, Clyde, Kans
Eugene National Bank, Eugene City,
Nov. 26,1892
Oregon
Commercial National Bank, Sioux City,
Dec. 1,1892
Iowa
do
First National Bank, Batesville, Ohio...
State National Bank, Lincoln, Nebr
Dec. 3,1832
Woodson National Bank, Yates Center,
Dec. 5,1892
Kans
Dec. 31,1892
First National Bank, Pontiac, Mich
Jan. 4,1893
First National Bank, Castle, Mont
National Pemberton Bank, Lawrence,
Jan. 10,1893
Mass. ~
....do
First National Bank, Lorain, Ohio
Dovington City National Bank, Covington, Ky
'.
Feb. 1.1893
Merchants' National Bank, Macon, Ga .. Feb. 14,1893
ZEtna National Bank, Kansas City,Mo.. Mar. 9,1893
Citizens' National Bank, Orlando* Ma... Mar. 22,1893
Apr. 1,1893
First National Bank, Lexington, 111
First National Bank, Ida Grove, Iowa... May 1,1893
First National Bank, Burnet, Tex....... May 22,1893
Southern National Bank, New Orleans,
June 5,1893
La...
:
First National Bank, Santa Monica, Cal. June 17,1893
Finney County National Bank, Garden
June 20,1893
City, Kans
Lake National Bank, Wolf borough, N.H. June 29,1893
First National Bank, Wa Keeney, Kans. June 30,1893
July 6,1893
First National Bank, Springfield, Mo
Farmers and Merchants'National Bank,
July 11,1893
Rookwall, Tex
North Texas National Bank, Dallas, Tex. July 13,1893
Hoquiam Natio7ial Bank, JEtoquiam,
July 18,1893 j
Wash
Gate City National Bank, Atlanta, Ga .. July 25,1893
First National Bank, Big Timber, Mont. July 27,1893
July 29,1893
Dvono National Bank, Orono, Me
Aug. 3,1893
Central National Bank, Dallas, Tex
Fourth National Bank. Chattanooga,
Aug. 10,1893
Tenn
Merchants' National Bank, Fort Worth,
Aug. 15,1893
Tex
Grallatin Valley National Bank, BozeAug. 18,1893
man, Mont
Farmers' National Bank, Constantine,
Sept. 4,1893
Mich
Sept. 19,18:)3
First National Bank, Mankato, Kans
Dillon National Bank, Dillon, Mont
Sept. 20,1893
Gray National Bank, Middletown
Springs, Yt
.do .
Frankfort National Bank, Frankfort, Ky. Sept. 21,1893
First National Bank, Slaughter, Wash .. Oct. 25,1893
Total




Circulation.
Capital.

Issued.

$150,000
100, 000
50,000

$33, 750
22, 500
11, 250

100,000
3 50, 000
50, 000

Retired.
$11, 670
11.165
3, 750

$22, 080
11,335
7,500

22, 500

8,200

14,300

33, 750
11,250

13,140
4,950

20, 610
6,300

250, 000

45,000

11,620

33,380

200, 000

45, 000

15,190

29, 810

50, 000

10, 250

2,150

8,100

200, 000
50, 000

44, 500
10,750

7, 550
3,270

36,95G
7,480

50, 000

11, 250

3,530

7,720

150, 000
GO, 000
200, 000

33, 750
13.500
45, 000

13,650
3, 310
17, 225

20,100
10. 190
27,775

50, 000
100, 000
65, 000

10, 750
21,750
14, 020

2. 010
18. 213
2,960

8,740
3, 537
11,060

150, 000
75, 000

143,010
16, 095

38, 920
2,21.0

104,090
13, 885

500,000
100, 000
250, COO
100, 000
50, 000
150, 000
75,000

225, 000
21,800
44, 550
21, 880
16, 410
32, 650
16,150

41,970
6,170
6,350
3,420
2; 660
2,680
1,150

183,030
15, 630
38,200
18,460
13, 750
29,970
15, 000

500,000
50, 000

45, 000
10, 250

6,700

38,300
9,360

000
000
000
000

30, 750
29, 360
10,290
11, 250

1,120
1,978
110
1,385

9,630
27,382
10,180
9, 865

50, 000
1, 000, 000

11, 250
45. 000

1.620
2,100

9,630
42, 900

50, 000
250, (00
50, 000
50, 01)0
150,000

11,250
44, 000
10. 750
13, 720
33, 750

500
10,570
510
3,230
1,650

10,750
33,430
10, 240
12, 490
32,100

150,000

44,200

1,540

42, 660

250,000

45, 000

100,000

22, 000

1,170

20, 830

50, 000
60, 000
50, 000

11,250
13, 500
10, 750

1,050
1,190

10,200
12, 310
10,750

50, 000
100, 000
50, 000

11, 250
22, 500
11, 250

900

10, 350
22, 500
11, 250

1,613,010

44,140,984

40,720,119

3,420,865

50,
50,
50,
50,

45,000

176

REPORT OF THE COMPTROLLER OF THE CURRENJ

NATIONAL BANKS IN LIQUIDATION UNDER SECTION 7, ACT JULY 12, 1882, vrifi\
D A T E OF E X P I R A T I O N OF CHAKTER, CIRCULATION I S S U E D , RETIIIKD,- XND O U T -

STANDING, SUCCEEDED BY ASSOCIATIONS WITH THE SAME OR DIITKRENT TITLE,
OCTOBER 31, 1893.
Circiilatian.
Name and location of bank.

Pate of
liquidation.

First National Bank, Kittanning, Pa
July 2,1882
National Bank of Beaver County, New
Brighton, Pa
Nov. 12,1884
National Bank, Beaver Dam, Wis
Dec. 24,1884
Merchants' National Bank, Cleveland,
Ohio
Dec. 27,1884
Union National Bank, Chicago, 111
Dec. 29,1884
First National Bank, Le Roy, N. Y
Jan. 2,1885
Evansville National Bank, Evansville,
Ind
Jan. 3,1885
National Albany Exchange Bank, Albany, N . T
Jan. 10,1885
National Bank, Galena, 111
Jan. 11,1885
National State Bank, Lafayette, Ind
Jan. 16,1885
First National Bank, Knoxyille, 111
do
Farmers' National Bank, Ripley, Ohio... Jan. 17,1885
City National Bank, Grand Rapids,Mich. Jan. 21,1885
Lee County National Bank, Dixon, 111... ....do
Fort Wayne National Bank, Fort Wayne,
Ind
Jan. 25,1885
National Exchange Bank, Tiffin, Ohio . . . Mar. 1,1885
National Bank, Malone, N. Y
Mar. 9,1885
Jefferson National Bank, Steubenville,
Ohio
Mar. 21,3885
First National Bank, Battle Creek, Mich Mar. 28,1885
Central National Bank, Danville, Ky
....do
Knox County National Bank, Mount
Vernon, Ohio
Apr. 1,1885
First National Bank, Houghton, Mich... Apr. 18,1885
National Bank, Fort Edward, N. Y
Apr. 22,1885
National Bank, Salem, N. Y
May 4,1885
National Exchange Bank, Seneca Falls,
N.Y
!
May 6,1885
Truinbull National Bank, Warren, Ohio July 5,1885
Attleboro National Bank, North Attleboro, Mass
July 17,1885
American National Bank, Detroit, Mich. July 24,1885
First National Bank, Paris, 111
Aug. 12,1885
Aug. 14,1885
First National Bank, St. Johns, Mich
Second National Bank, Pontiac, Mich . . Sept. 1,18*5
Raleigh National Bank, Raleigh, N. C .. Sept. 5,1885
Sept, 22,1885
First National Bank, Danville, Ky
Ohio National Bank, Cleveland, Ohio . . . Jan. 1,1889
Apr. 7,1889
National Bank, Lebanon, Ky
Monmouth National Bank, Monmouth,
111.
Aug. 18,1890
Muskegon National Ban!?:, Muskegon,
Mich
Aug. 27,1890
First National Bank, Richmond, Ky
Oct. 3,1890
First National Bank, Port Huron, Mich . Oct. 15,1890
Union National Bank, Oshkosh, Wis
Jan. 23,1891
First National Bank, Grand Haven, Mich. June 5,1891
First National Bank, Plymouth, Mich -.. Nov. 14,1891
National Bank, Wooster, Ohio
Nov. 29,1891
Defiance National Bank, Defiance, Ohio . Dec. 7,1891
First National Bank, New London, Ohio. Mar. 23,1892
Citizens' National Bank, Mankato, Minn. Apr. 27,1892
Third National Bank, Sandusky, Ohio... Sept. 19,1892
Third National Bank, Urbana, Ohio
Oct. 15,1892
Lumberman's National Bank, Muskegon, Mich
Jan. 16,1893
Phoenix National Bank, Medina, Ohio... Feb. 10,1893
First National Bank, Chelsea, Vt
June 10,1893
Farmers' National Bank, Owatonna,
June 30,1893
Minn
Total.




Capital.
Issued.

Retired.

Outstanding.

$200, oao

$199,500

$191,725

$7,775

200,000
50,000

97,300
41,100

90,626
39,020

6,674
2,080

800, 000
1, 000, 000
150, 000

228,100
62, 800
135, 000

205,670
49,435
127,088

22,430
13,365
7,912

800, 000

543, 050

300,
100,
300,
60,
100,
300,
100,

000
000
000
000
000
000
000

243, 900
55, 900
117, 000
43,600
87,400
45, 000
41, 500

229, 840
51,27/
102,
41,
80,
40,858
38,232

14,060
4,626
14,226
2,563
6,629
4,142

350, 000
125, 000
200,000

257, 300
50,500
65,900

240,144
44,210
59,206

17,156
6,290
6,694

150, 000
100, 000
200, 000

132,600
89, 200
180, 000

124,042
82,875
167,114

8,558
6,325
12,886

75, 000

53, 200
45, 000
88, 900
86,100

48, 500
.39,804
82, 381
80,911

4,700
5,196
6,519
5,189

150, 000

88,400
132, 400

83,889
122,995

100, 000
400,000
125, 000
50, 000
100,000
400,000
150, 000
400,000
100,000

84, 300
251, 500
111, 500
21, 000
43, 000
123,900
130, 500
57, 763
45, 000

79.194
235,635
102,637
18,915
39, 748
109,169
119,158
45, 265
38, 511

100, 000

21,800

13,811

7,989

100,000
250, 000
135,000
200,000
200, 000
50, 000
53,900
100, 000
50, 000
70, 000
200, 000
100, 000

21,720
60, 979
57, 480
45, 000
45, 000
45,000
48,510
22, 500
11, 250
15, 750
45, 000
22, 500

16,085
44,494
40,443
29, 350
28,043
24.195
21,627
10,666
6,138
6,824
14,063
7,132

5,635
22,485
17,037
15,650
16,957
20,805
26,883
11,834
5,112
8,92Q.
30,937
15,368

100,000
75, 000
50, 000

22,500
17,100
11, 250

5,320
3.237

17,180
13,863
11,250

100,000

100. 000
lOOJ000
100,000

50,068

4,511
9,405 '
5,106
15,865
8,863 .
2,085
3,252
14,731
11,342
12,498
6,489

75, 000

17,100

1,420

15,680

9, 943,900

4,615, 552

4, 018,483

597,069

REPORT OF THE COMPTROLLER OF THE CURRENCY. 177
NATIONAL BANKS WHICH HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE PROVISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED
STATES, FOR THE PURPOSE OF ORGANIZING NEW ASSOCIATIONS WITH THE SAME OR
DIFFERENT TITLE, WITH DATE OF LIQUIDATION, AMOUNT OF CAPITAL, CIRCULATION ISSUED. RETIRED, AND OUTSTANDING ON OCTOBER 31, 1893.

e and location of bank.

Date of i
liquidation, j

Oct. 30,1880
First National Bank, llondout, 1ST. Y
$300, 000
First National Bank, Huntington, Ind .. Jan. 31,1881
100, 000
First National Bank, Indianapolis, Ind.. July 5,1881
300, 000
Apr. 24,1882
First National Bank, Valparaiso, Ind
50, 000
First National Bank, Stillwater, Minn . . Apr. 29,1882
130, 000
do
First National Bank, Chicago, 111
1 000,000
Apr. 30,1882
First National Bank, Woodstock, 111
' 50,000
Second National Bank, Cincinnati, Ohio. Apr. 28,1882
200, 000
Second National Bank, New York, N. Y .
do
300, 000
First National Bank, Portsmouth, N. H . Apr. 29,1882
300,000
First National Bank, Richmond, Ind
May 5,1882
200, 000
Second National Bank, Cleveland, Ohio . May 6,1882 ] 000,000
First National Bank, New Haven, Conn.
do
500, 000
First National Bank, Akron, Ohio
' May 2,1882
100, 000
First National Bank, Worcester, Mass . . May 4,1882
300,000
First National Bank, Barre, Mass ------- May 9,1882
150,000
First National Bank, Davenport, Iowa .. . . . . d o
100. 000
First NationalJBank, Kendallville, Ind.. May 12,1882
150, 000
First National Bank, Cleveland, Ohio . . . May 13,1882
300,000
First National Bank, Youngstown, Ohio May 15,1882
500, 000
500, 000
First National Bank, Evans ville, Ind
I do
50,000
First National Bank, Salem, Ohio
....do
200,000
First National Bank, Scranton, Pa
. May 18,1882
50, 000
First National Bank, Centerville, Ind .. . . . . d o
300, 000
First National Bank, Fort Wayne, Ind.. ! May 22,1882
100,
000
First National Bank, Strasburg, Pa
I....do
100, 000
First National Bank, Marietta, Pa
May 27,1882
150,000
First National Bank, Lafayette, Ind
May 31,1882
First National Bank, McConnelsville,
do..
Ohio
50, 000
First National Bank, Milwaukee, Wis .. . . . . d o . .
200,000
May 31, 1882
Second National Bank, Akron, Ohio
100, 000
First National Bank, Ann Arbor, Mich.. June 1, 1882
100, 000
First National Bank, Geneva, Ohio
.do .
100,000
First National Bank, Oberlin, Ohio
...do . .
50, 000
First National Bank, Philadelphia, Pa... June 10, 1882 1,000,000
...do..
First National Bank, Troy, Ohio
200,000
Third National Bank, Cincinnati, Ohio -. June 14, 1882"
800, 000
FirstNationalBank, Cambridge City, Ind June 15, 1882
50, 000
...do ..
First National Bank, Lyons, Iowa
100,000
June 17, 1882"
First National Bank, Detroit, Mich
500, 000
First National Bank, Wilkesbarre, Pa . . . June 20, 1882
375, 000
First National Bank, Iowa City, Iowa... June 24, 1882
100, 000
...do . .
First National Bank, Nashua, N. II
100,000
do
First National Bank, Johnstown, Pa
60, 000
J u n e 29, 1882
First National Bank, Pittsburg, Pa
750, 000
First National Bank, Terre Haute, Ind.. . . . d o . .
200, 000
First National Bank, Hollidaysburg, Pa. J u n e 30,
50, 000
First National Bank, Bath, Me
1
..do . .
200, 000
do
First National Bank, Janesville, Wis
125. 000
FirstNationalBank,Michigan City, Ind. . . . d o . .
100, 000
July 3, 1882
First National Bank, Monmouth, 111
75, 000
July 11, 1882
First National Bank, Marion, Iowa
50, 000
First National Bank, Marlboro, Mass . . . Aug. 3, 1882
200,000
Oct. 3, 1882
National Bank of Stanford, Ky
150, 000
Oct. 6, 1882
First National Bank, Sandusky, Ohio
150, 000
First National Bank, Sandy Hill, N. Y... Dec. 31, 1882
50, 000
First National Bank,
Lawrenceburg, Indj Feb. 24. 1883
100, 000
f
First National ^ank, Cambridge, Ohio . . ...do .'.
100, 000
...do . .
First National Bank, Oshkosh, Wis
100, 000
FirstNational Bank, GrandRapids, Michl ...do . .
400, 000
.do.
First National Bank, Delphos, Ohio
50, 000
First National Bank, Freeport, 111
...do ...
100, 000
First National Bank, Elyria, Ohio
...do ...
100, 000
First National Bank, Troy, N. Y
...do...
300, 000
Second National Bank, Detroit, Mich
1,000,000
...do...
Second National Bank, Peoria, 111
100,
000
...do...
National Fort Plain Bank, Fort Plain,
N.Y
!. ...do ...
200,000
Logansport National Bank, Logansport,
Dec. 1,1883
100,000 i
National Bank of Birmingham, Ala
! May 14,1884
50, 000
First National Bank, Westfield, N. Y . . . . June 1,1884
50, 000
FirstNationalBank, Independence, Iowa| Oct. 31,1884
100,000

10665 CUR



12

Circulation.
Issued.

lietired.

I $10*"
*
183

$270,000
90,000
279, 248
45, 000
83,456
90, 000
45, 000
180,000
376, 890
286, 000
87,400
510, 800
355, 310
114,822
252,000
135, 000
45, 000
90,000
266, 462
441,529
442,870
110, 540
45, 000
64,525
45, 000
79, 200
99,000
175, 060

$259,817
87,115
263,177
43, 313
81, 025
82,483
43, 405
172, 580
365, 045
275, 755
81,739
489, 905
345, 230
108, 647
244,555
130, 246
42, 077
86, 732
254,337
429,943
425, 325
106, 550
40,935
61.404
39, 938
76, 362
95, 410
165, 653

84, 640
229,170
102, 706
85\ 078
90,000
58, 382
799, 800
180, 000
609, 500
45, 000
90, 000
336, 345
337, 500
88,400
90, 000
54, 000
594, 000
141, 575
45, 000
180, 000
121, 050
45, 000
45, 000
45,000
180, 000
135, 000
90,000
45, 000
90, 000
80,800
47,800
155, 900
45,000
53, 500
90, 000
229, 550
363, 700
90, 000

80,979
221,232
98, 917
81,219
85, 830
55,165
760,555
173,614
585,530
42, 444
86, 043
327, 458
323,990
85, 810
85,622
51, 930
576,215
133, 963
43,565
172. 624
116,900
43, 992
43, 459
43, 096
173,946
130, 739 i
85,752 '
42, 864
86.405
77, 783
45, 885
150,540
42,105
51, 208
86, 368
220, 335
344, 563
84,003

174, 300

167, 686

6t614

16,850
45, 000
42, 800
90,000

15,190
43,479
40,043
85,805

1,660
1,521
2,757

2, 885
16 071
1 687
2 431
7 517
1 595
7 420
11 845
10 245
5 661
20, 895
10 080
6,175
7 445
4,754
2,923
3 268

12 125
11 586
17 545
3 990

4 065
3,121
5 062
2 838
3, 590
9,407
3, 661

7,938
3,789
3,859
4, 170
3,217
39, 245
6,386
23, 970
2, 556
3.957
8,887
13, 510
590
4^ 378
2 070
17! 785
7,612
1,435
7,376
4,150
1,008
1,541
1,904
6,054
4,261
4,248
2,136
3,595
3,017
1,915
5,360
2,895
2,292
3, 632
9,215
19,137
5,997

4.195

178

REPORT OF THE COMPTROLLER OF THE CURRENCY.

NATIONAL BANKS W H I C H HAVE GONE INTO VOLUNTARY LIQUIDATION UNDER THE P R O -

VISIONS OF SECTIONS 5220 AND 5221 OF THE REVISED STATUTES OF THE UNITED
STATES, FOR THE P U R P O S E O F ORGANIZING N E W ASSOCIATIONS WITH T H E SAME OR
D I F F E R E N T TITLE, W I T H D A T E O F LIQUIDATION, AMOUNT O F CAPITAL, CIRCULATION ISSUED, R E T I R E D , AND OUTSTANDING ON OCTOBER 31, 1893—Continued.

Circulation.
Name and location of bank.

Dite- of
liquidation.

First National Bank, Sturgis, Mich
National Bank, Rutland, Vt
Kent National Bank, Chestertown, Md..
National Fulton County Bank, Gloversville N. Y
Pirst National Bank, Centralia, 111
National Exchange Bank, Albion, Mich.
Pirst National Bank, Paris, Mo
Pirst National Bank, Yakima, Wash
Pirst National Bank, Flint, Mich
Farmers' National Bank, Stanford, Ky..
Adams National Bank, Adams, N. Y
Poland National Bank, Poland, N. Y
Sandy Elver National Bank, Farmington* Me
Second National Bank, Aurora, 111
Indiana National Bank, Lafayette, Ind..
Decatur National Bank, Decatur, 111
Total

Dec. 31,1884
Jan. 13,1885
Feb. 12,1885

$50, 000
500, 000
50,000

$43, 850
238, 700
18,200

$41,
539
222,182
16, 800

$2,311
16,518
1,400

Feb. 20.1885
Feb. 25.1885
Feb. 28,1885
Mar. 31,1885
June 20.1885
June 30,1885
Dec. 31.1888
J u l y 10,1889
Jan. 14,1890

150, 000
80, 000
75, C00
100,000
50,000
200, 000
200. 000
50, 000
50, 000

135,000
70, 600
30, 600
89,155
14,650
122, 500
45, 000
12, 240
13j 500

127, 598
65, 920
28, 408
80, 292
14, 090
113, 353
34, 552
10,210
11,050

7, 402
4^ 680
2,192
8,863
560
9,147
10,448
2. 030
2, 450

Nov.
July
Nov.
May

75,000
100,000
ioo. om)
IOO, oroo

58, 260
22, 500
90, 000
22, 500

39,187
11'682
40, 571
2, 350

19, 073
10,818
49,429
20,150

18, 245, 000

12, 694, 713

12, 053, 338

641, 375




1.1890
13,1891
30,1891
31,1893

Capital.

Issued.

Eetired. Outstanding.

REPORT OF THK COMPTROLLER OF THE CURRENCY.

179

NATIONAL BANKS IN LIQUIDATION UNDER SECTION 1, ACT JULY 12, 1882, WITH DATE
OF EXPIRATION OF CHARTER, CIRCULATION ISSUED. RETIRED, AND OUTSTANDING
OCTOBER 31, 1893.
Circulation.
Name and location of bank.

Date of
liquidation.

First National Bank, Pontiac, Mich
Dec. 31,1881
First National Bank, Washington, Iowa. Apr. 11,1882
First National Bank, Fremont, Ohio
. May 22,1882
Second National Bank, Dayton, Ohio
May 26, 1882
First National Bank, Girard, Pa
June 1,1882
First National Bank, Xenia, Ohio
Feb. 24,1883
First National Bank, Peru, 111
....do
First National Bank, Elmira, N. Y
. . . .do
First National Bank, Chittenango, N. Y.. ....do
First National Bank, Eaton, Ohio
July 4,1884
First National Bank, Leominster, Mass.. July 5,1884
First National Bank, Winona, Minn
July 21,1884
American National Bank, Hallo well, Me. Sept. 10,1884
First National Bank, Attica, Ind
Oct. 28,1884
Citizens' National Bank, Indianapolis,
Ind
Nov. 11,1884
First National Bank, North East, P a . . . . Dec. 23,1884
First National Bank, Galva, HI
Jan. 2,1885
First National Bank, Thorn town, Ind... Jan. 13,1885
Muncie National Bank, Muncie, Ind
Jan. 28,1885
Merchants' National Bank, Evansville,
Ind
Feb. 6.3885
Saybrook National Bank, Essex, Conn... Feb. 20,1885
Union National Bank, Albany, N. Y
Mar. 7,1885
Battenkill National Bank, Manchester,
Vt
Mar. 21,1885
First National Bank, Owosso, Mich
Apr. 14,1885
Coventry National Bank, Anthony, R. I . . Apr. 17,1885
State National Bank, ELeokuk, Iowa
M a y 23,1885
Tolland County National Bank, Tolland, i
Conn
June 6,1885
City National Bank, Hartford, Conn
June 9,1885
West River National Bank, Jamaica, Vt. i Aug. 17,1885
National Bank of Lebanon, Tenn
Aug. 30.1886
Greene County National Bank, Spring- i
field, Mo
Feb. 8,3888
Union Stock Yards National Bank, Chicago, 111
Feb. 29,1888
First National Bank, Decatur, Mich
Sept, 20,1890
First National Bank, Mason, Mich
Oct. 28,3890
First National Bank, Holly, Mich
Oct. 31,1890
German National Bank, Evansville, Ind. D e c 24,1890
Farmers and Merchants'National Bank,
Jan. 10,1891
Vandalia, 111
Mar. 2,1891
National Bank of Chester, S. C
First National Bank, Burlington, Wis... Dec. 19,1891
Lansing National Bank, Lansing, Mich.. Mar. 5,1892
I
Ashtabula National Bank, Ashtabula, j
July 11,3892 j
Ohio
Second National Bank of New Mexico,
July 17,1892 !
Santa Fe, N. Mex
Total.




Issued.

K e tired.

Out,
standing.

$50,000
100, 000
100, 000
300, 000
100, 000
120, 000
100, 000
100, 000
350, 000
50, 000
300, 000
50, 000
75,000
56, 000

$88, 890
88, 565
90. 000
262J 941
90,000
108,000
45, 000
90, 000
135,000
44, 300
244,400
44, 200
67, 500
50,400

$85,39$
85. 664
86,125
252,167
86,915
103,605
42, 069
86, 300
330,725
41, 295
235, 045
42, 201
64, 290
47, 794

$3,537
2,901
3,875
10, 774
' 3,085
4,895
2, 933
3,700
4,275
3,005.
9,355
1,999
3,2313
2,60Q

300, 000
50, 000
50, 000
50, 000
200, 000

87, 800
24,550
36, 000
43, 740
J 63,000

76, 395
22, 5.99
33, 386
40, 320
151,063

ll,40B
1,951
2,614
3,420
9,931

250, 000
300,000
250, 000

90, 800
61,200
144,400

80,477
57, 985
135, 990

10,323
3,215
8,410

75, 000
60,000
300, 000
350,000

57, 700
47, 700
89, 000
45,000

54,077
44, 704
83, 942
40, 385

100,000
550, 000
60. 000
50;000

44,100
90, 000
54, 000
24,550

40, 691
79, 568
50,993
22,125

3,409
10,432
3,007
2,425

.

3,623
2,90€
5,058
4,6i5

100,000

22,500 |

18, 362

4,138

500, 000
50,000
50, 000
60,000
250, 000

45,000 I
11, 250
13, 500
24,1)50
98, 030

38, 674
7, 536
9,345
37,643
75,157

6,326
3,714
4155
7,307
22,873

100, 000
100, 000
50, 000

22, 500
33, 250
10,750

13, 670
21, 945
4,952
35, 820

8,830
31,305
5,798
20,88U

i

185, 600
80, 000
150,000
5, 721, 600

36, 700
67,850 |
33, 750
3, 970, 766

24,770

43,080

10,754

22,996

2, 662,876

307, i

180

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ISIATIONAL BANKS WHICH HAVE BEEN PLACED I N T H E H A N D S OF R E C E I V E R S ,
D A T E OF F A I L U R E , CAUSE OF F A I L U R E , D I V I D E N D S PAID W H I L E SOLVENT,
R E D E E M CIRCULATION, THE AMOUNT R E D E E M E D , AND THE AMOUNT OUTSTANDING

Total dividends
paid during
existence as a
national banking association.

Organization.
N"ame and location of bank.
Charter
number.

Date.

Capital.

Surplus.

First National Bank, Attica, N. Y ....
$50, 000
Jan. 14,1864
300,000
Venango National Bank, Franklin, Pa. 1176 May 20,1865
200,000
Merchants' National Bank, Washing- 627 Dec. 14,1864
ton, D. C.
50,000 I
First National Bank, Medina, N. Y ... 229 Feb. 3,1864
100,000 |
Tennessee National Bank, Memphis, 1225 J u n e 5,1865
Tenn.
100, 000 il, 780
First National Bank, Selma, Ala
1537 Aug. 24,1865
500, 000
First National Bank, New Orleans, 162 Dee. 18,1863
La.
150, 000
National Unadilla Bank, Unadilla, 1463 J u l y 17,1865
-N.Y.
300, 000
Farmers and Citizens' National Bank, 1223 J u n e 5,1865
Brooklyn, N. Y.
200, 000
Croton National Bank, New York, 1556 Sept. 9,1865
N.Y.
First National Bank, Bethel, Conn
60, 000 2,236
1141 May 15,1865
50, 000
First National Bank, Keokuk, Iowa .. 80 Sept. 9,1863
50,000
National Bank of Vicksburg, MihS
803 Feb. 14,1865
50, 000
First National Bank, Rockfbrd, 111
429 May 20,1864
155,000
First National Bank of Nevada, Aus- 1331 J u n e 23,1865
465
tin, Nev.
Ocean National Bank, New York, 1232 J u n o 6,1865 1, 000, 000
N.Y.
250, 000
Union Square National Bank, New 1691 Mar. 13,1869
York, N.Y.
250, 000
Eighth National Bank, New York, 384 Apr. 16,1864
N.Y.
100, 000
Feb. 26,1864
Fourth National Bank, Philadelphia,
Pa.
106,100
9,424
Waverly National Bank, Waverly. 1192 May 29,1865
N.Y.
50, 000
First National Bank, Fort Smith, Ark. 1631 I Feb. 6,1866
250, 000
Scandinavian National Bank, Chica- 1978 I May 7,1872
go, 111.
J u l y 21,1865
175, 000
Wallkill National Bank, Middletown,
N.Y.
500, 000
Feb. 15, 1872
Crescent City National Bank, New
Orleans, La.
i
300, 000 59,472
Atlantic National Bank, New York, 1388 J u l y L1865
N. Y.
J
500, 000
J u l y 16,1863
First National Bank, Washington,
D. C.
I
750, 000
National Bank of the Commonwealth, 1372 J u l y 1,1865
New York, N. Y.
140,000
Merchants' National Bank, Peters- 1548 Sept. 1,1865
burg, Va.
First National Bank, Petersburg, Va. 1378 J u l y 1,1865
120,000
First National Bank, Mansfield, Ohio. 436 May 24,1864
100,000
New Orleans National Banking As- 1825 May 27,1871
600, 000
sociation, New Orleans, La.
'
First National Bank, Carlisle, Pa
21 J u n e 29,1863
50,000
First National Bank, Anderson, Ind.. 44 J u l y 31,1863
50, 000
First National Bank, Topeka, Kans .. 1660 Aug. 23,1866
50, 000
First National Bank, Norfolk, Va .... 271 Feb. 23,1864
100, 000
Nov. 30,1872
Gibson County National Bank,
50, COO
Princeton, Ind.
First National Bank of Utah, Salt 1695 Nov. 15,1869
100,000
Lake City, Utah.
Cook County National Bank, Chicago, 1845 J u l y 8,1871
300,000
111.
First National Bank, Tiffin, Ohio
900 Mar. 16,1865
100,000
Charlottesville National Bank, Char- 1468 J u l y 19,1865
100,000
lottesville, Va..
Miners' National Bank, Georgetown, 2199 Oct. 30,1874
150,000
Colo.
Fourth National Bank, Chicago, 111.*. 276 Feb. 24,1864
100, 000
First National Bank, Bedford, Iowa .. 2298 Sept. 18,1875
50,000
* formerly in voluntary liquidation.




Amount. Per
cent.

42 ro

II
© C3

Jl
.2 +=>
S2

$7, 500

4. 9|

I

421,052 ; 42.1J

140, 000

24,403

23

.18, 000 i 36
103, 250

59

25,000

5

183,000

61

805, 000 161
429,250

57.2

134,200

95 9

97, 770 81.5
102, 666 102.6
108,000
18
84
42,000
31,150
62.3
46. 000 92
90i 500 90.5
6,000
12
125,000
125
53,333
17.8
108, 279 108.2
149, 215 149.2
4,500
184, 008

184

REPORT OF THE COMPTROLLER OF THE CURRENCY.

181

TOGETHER WITH CAPITAL AND SURPLUS AT DATE OF ORGANIZATION AND AT
CIRCULATION ISSUED, LAWFUL MONEY DEPOSITED WITH THE TREASURER TO
OCTOBER 31, 1893.

Failures.

Circulation.
Lawful
money deposited.

Capital.

Surplus.

Receiver ap- Cause
of
pointed. failure.

$50,000
300, 000
200, 000

Apr. 14,1865
May 1,1866
May 8,1866

W

50, 000
100,000

$2, 288 Mar. 13,1867
20,435 Mar. 21,1867

100,000
500,000

4,788 Apr. 30,1867
37, 903 May 20,1867

Issued.

Redeemed. Outstanding.

$44,000
85, 000
180,000

$44, 000
85, 000
180, 000

$43, 757
84, 789
179, 364

$243
211
636

1
2
3

T
V

40, 000
90, 000

40, 000
90,000

39, 761
89, 738

239
262

4
5

85, 000
180, 000

85,000
180,000

84, 591
178, 866

409
1,134

6
7
g

u
u

120,000

Aug. 20,1867

B
Q
"W

100, 000

100, 000

99,800

200

300,000

32, 000 Sept. 6,1867

TJ

253, 900

253,900

252, 842

1,058

9

200,000

Oct.

1,1867

G

180, 000

180,000

179 ; 676

324

10

Feb. 28,1868
Mar. 3,1868
Apr. 24,1868
Mar. 15,1869
Oct. 14,1869

N
Q
B
U

26,300
90,000
25, 500
45, 000
129, 700

2G,300
90, 000
25,500
45, 000
129, 700

26,145
89, 664
25, 443
44,723
128, 737

155
336
57
277
963

11
12
13
14
15
16

60, 000
100,000
50, 000
50, 000
250, 000

4,610
20, 000
5,000
1,400
5,580

1, 000, 000

150,000 Dec. 13,1871

V

800,000

800,000

793,057

6,943

200,000

Dec. 15,1871

TJ

50,000

50, 000

49, 742

258

17

'40, 000 . . . . d o

F

243, 393

243, :W-i

241, 092

2,301

18

200, 000

33, 905 Dec. 20,1871

TJ

179, 000

179,000

177,840

1,160

19

106,100

27,139 Apr. 23,1872

TJ

71, 000

71, 000

70,114

880

20

50,000
250, 000

2, 509 May 2,1872
Dec. 12,1872

V
B

45, 000
135,000

45, 000
135, 000

44, 545
134, £75

455
325

21

250,000

175, 000

17, 000 Dec. 31,1872

B

118,900

118,900

117,725

1,175

23

500, 000

3,045 Mar. 18,1873

M

450, 000

450,000

447,970

2, 030

24

aoo, ooo

56, 000 Apr. 28,1873

A

100,000

100, 000

98,840

1,160

27

500, 000

108,000 Sept. 19,1873

M

450. 000

450, 000

442, 854

7, 146

2G

750, 000

56,027 Sept. 22,1873

V

234,000

234, 000

230,819

3,181

27

400, 000

18, 302 Sept. 25,1873

Ii

360, 000

360, 000

350, 520

3, 480

2i>

200, 000
100, 000
600,000

11, 801 ...do
16,000 Oct 18,1873
14,161 Oct. 23,1873

R
P
W

179, 200
90, 000
360, 000

379,200
90, 000
360, 000

177,015
88. 927
356, 000

2. 185
1,073
4,000

29
30
31

50,000
50,000
100,000
100,000
50,000

25,000
23, 839
7,000
3,000
1,000

u

45,000
45,000
90, 000
• 95,000
43,800

45, 000
45,000
90, 000
95,000
43,800

44,435
44, 203
88,914
93,610
43,480

565
797
1,086
1,390
320

32
33
34
35
36

Oct. 24,1873
Nov. 23, L873
Dec. 16,1873
June 3,1874
Nov. 28,1874

p
p
G
X

150, 000

18, 719 Dec. 10,1874

V

118,191

.118,191

117,149

1,042

37

500, 000

80, 000 Feb. 1,1875

y

285,100

285,100

283,193

1,907

38

100, 000
200, 000

E
U

45, 000
146, 585

45, 000
146, 585

43, 995
144,470

1,005
2,115

39
40

150, 000

20, 000 Oct. 22,1875
22, 254 Oct. 28,1875
968 Jan. 24,1876

V

45,000

45, 000

44,620

380

41

200, 000
30,000

Feb. 1,1876
...do

V
N

85,700
27,000

85, 700

82,891
26, 740

2,809
260

43




27,000

42

182

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96

Date.

Capital.

First National Bank, Osceola, Iowa... 1776 J a n . 26,1871
$50, 000
50, 000
First National Bank, Duluth, Minn... 1954 Apr. 6,1872
50. 000
First National Bank, La Crosse, Wis.. 1313 J u n e 20,18G5
818 F e b . 18,1865
250, 000
City National Bank, Chicago, 111
75, 000
Watkins National Bank, Watkins, N. Y 456 J u n e 2,1864
50, 000
First National Bank, Wichita. Kans .. 1913 J a n . 2,1872
50, 000
First National Bank, Greenfield, Ohio* 101 Oct. 7,1863
971 A p r . 1,1865
200, 000
National Bank of Fishkill, N. Y
50 A u g . 5,1863
60, 000
First National Bank, Franklin, Ind...
67, 000
Northumberland County National 689 J a n . 9,1865
Bank, Shamokin, Pa.
50,000
First National Bank, Winchester. Ill . 1484 J u l y 25,1865
National Exhange Bank, Minneapolis, 719 J a n . 16f1865
50, 000
Minn.
National Bank of the State of Mis- 16C5 Oct. 30,1866 3, 410, 300
souri, St. Louis, Mo.
1949 Mar. 25,1872
First National Bank, Delphi, Ind
100, 000
50, 000
First National Bank, Georgetown, Colo 1991 May 31,1872
1273
120,
000
Lock Haven National Bank, Lock
J u n e 14,1865
Haven, Pa.
236 Feb. 5,1864
120, 000
Third National Bank, Chicago, 111
200, 000
Central National Bank, Chicago, 111... 2047 Sept. 18,1872
100, 000
First National Bank, Kansas City, Mo. 1612 Nov. 23,1865
100, 000
Commercial National Bank, Kansas 1995 J u n e 3,1872
City, Mo.
60, 000
Apr.
27,1864
403
First National Bank, Ashland, Pa.*...
50, 000
First National Bank, Tarrytown, N. Y* 364 A p r . 5,1864
100. 000
First National Bank, Allen town, Pa.*. 161 Dec. 16,1863
JFirst National Bank, Waynesburg,
305 Mar. 5,1864
100J 000
Pa.*
200,000
Washington County National Bank, 1266 J u n e 13,1865
Greenwich, N. Y.
F i r s t s ational Bank. Dallas, Tex
100, 000
2157 J u l y 16,1874
100, 000
People's National Bank, Helena, Mont. 2105 May 13,1873
50,000
First National Bank, Bozeman, Mont.. 2027 A u g . 14,1872
Merchants' National Bank, Fort Scott, 1927 J a n . 20,1872
50,000
Kans. *
Farmers' National Bank, Platte City, 2356 May 5,1877
50, 000
Mo.
First National Bank, Warrensburg, 1856 J u l y 31,1871
50,000
Mo.
German American National Bank, 2358 May 14,1877
130, 000
Washington, D. C.
German National Bank, Chicago, 111.*. 1734 Nov. 15,1870
250, 000
100, 000
Commercial National Bank, Saratoga 1227 J u n e 6,1865
Springs, N. Y.
100, 000
49 A u g . 5,1863
Second National Bank, Scranton, Pa.*.
100, 000
1200 May 31,1865
National Bank of Poultney, Vt
50,000
First National Bank, Monticello, Ind.. 2208 Dec. 3,1874
309
Mar.
11,1804
50,000
First National Bank, Butler, Pa
70, 000
First National Bank, Meadville, Pa . . . 115 Oct. 27,1863
Aug.
7,1863
125,
000
52
First National Bank, Newark, N. J
100,000
First National Bank, Brattleboro, Vt.. 470 J u n e 30,1864
J
u
n
e
9,1865
500,
000
1251
Mechanics' National Bank, Newark,
N.J.
100, 000
235 Feb. 5,1864
First National Bank, Buffalo. N. Y
250, 000
Pacific National Bank, Boston, Mass.. 2373 Nov. 9,1877
50,000
110 Oct. 23,1863
First National Bank of Union Mills,
Union City, Pa.
Vermont National Bank, St. Albans, 1583 Oct. 11,1865
200, 000
Vt.
60,000
First National Bank, Leadville, Colo.. 2420 Mar. 19,1879
City National Bank, Lawrenceburg, 2889 Feb. 24,1883
100,000
Ind.*
First National Bank, St. Albans, Vt... 269 Feb. 20,1864
100, 000
75, 000
First National Bank, Monmouth, 111 .. 2751 J u l y 7,1882
1215
J
u
n
e
3,1865
400,000
Marine National Bank, New York, N. Y.
50,000
Hot Springs National Bank, Hot 2887 Feb. 17,1883
Springs, Ark.
270, 000
Richmond National Bank, Richmond, 2090 Mar. 5,1873
Ind.
* Formerly in voluntary liquidation.




Surplus.

$36, 205
2, 976

Per
Amount. cent.
$23, 500
46.1
25, 000
50
31,500
63
182, 500
73
85, 450 113.9
36, 975
73.9
80, 300 160.6
143, 000
71.5
222, 319 370.5
670, 000 1000
71, 750
124, 000

15, 000 !

143., 5
248

45, 000

45

153, 600

128

! 1,035,000
i
38,000
1. 000
540, 500
7. 214 i
25, 000

862.5
19
540.5
25

187,131
132, 250

311.9
264.5

222

86, 692

86.7

205, 940

102. 9

45, 750
10, 000
20, 000
34,731

45.7
10
40
69.5

4,000

8

57, 750

115. 5

2, 000
11,872

113,000

251,802

392,125
92, 000
7,400
139, 000
248,400
605,250
387, 000
1,198,000

392.1
92
14.8
278
354.8
484.2
387
239.6

287, 500
75, 000
91, 955

287.5
30
183.9

2,000

113

186, 000

93

63,000
3,000

105
3

197, 000
15, 000
659,643
3,000

197
20
164.9
6

274,000 101.5

REPORT OF THE COMPTROLLER OF THE CURRENCY.

183

R WiTJi CAPITAL AND S U R P L U S , ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

Surplus.

Receiver ap- Cause
of
pointed.
failure.

Feb. 25,1876
Mar. 13,1876
25,000 Apr. 11,1876
130, 000 May 17,1876
3,000 J u l y 12,1876
12,000 Sept. 23,1876
10, 000 Dec. 12,1876
30, 000 J a n . 27,1877
28,538 Feb. 13,1877
Mar. 12,1877

Issued.

Redeemed.

Outstanding.

V

$45, 000
45, 000
45, 000
137, 209
67, 500
43, 200
29, 662
177,200
92, 092
60, 300

.$45, 000
45,000
45, 000
137,209
67, 500
43,200
29,662
177,200
92, 092
60,300

$44, 523
44, 483
44,193
133, 960
65,960
42, 636
28, 607
174, 418
89, 802
59.135

$477
517
807
3,249
1,540
564
1, 055
2, 782
2,290
1,165

44
45
4€
47
4£
4S
5G
51
5'/
5L

W
M

45,000
90, 000

45, 000
90,000

44,120
88,180

880
1,820

54
5£

J u n e 23,1877

O

296, 274

296, 274

277,104

19,170

5(

J u l y 20,1877
Aug. 18,1877
Aug. 20,1877

W
U
V

45, 000
45,000
71, 200

45, 000
45, 000
71, 200

44,108
44,495
69, 748

892
505
1,452

5r
5fc
5i

y
Y
X
V
V
V
N
y

597, 840
45,000
44,940
44, 500

597, 840
45,000
44, 940
44,500

580, 078
44, 243
42, 260
43,394

17,762
757
2,680
1,106

6(
6]
61
61

75, 554
89, 200
78, 641
7, 002

75, 554
89, 200
78, 641
7,002

72, 544
86, 871
75, 377
6,202

3,010
2,329
3,264
800

64
Ql
6(
6r

$50,000
100,000
50, 000
250,000
75,000
60,000
. 50,000
200,-000
132,000
67,000

$10, 000

50,000
100,000

17,135
20, 000

2,500,000

248,775

50,000
75,000
120,000

20, 000
65, 000
8,000

750,000
200,000
500,000
100,000

200,000 Nov. 24,1877
10, 000 Dec. 1,1877
25, 000 Feb. 11,1878
6,392 . . . . d o

112,500
100,000
250, 000
100,000

19,000
25,000
220, 000

Mar. 16,1877
May 24,1877

Feb.
Mar.
Apr.
May

28,1^78
23,1878
15,1878
15,1878

P
P *
V
G
B
U
B
B
M

24,000 J u n e 8,1878

P

114, 220

114, 220

111,668

2,552

6*

50,000
100,000
50,000
50,000

5,000 . . . . d o
8,000 Sept. 13,1878
7,000 Sept. 14,1878
13,500 Sept. 25,1878

Y

29,800
89, 300
44.400
35, 328

29, 800
89,300
44, 400
35, 328

29,230
88, 360
43,705
34,588

570
940
695
740

6<
7(

50,000

Oct.

1,1878

N

27, 000

27,000

26, 700

300

Nov. 1,1878

X

45, 000

45, 000

44,012

988

7^

p

62, 500

62,500

62, 050

450

7.

42, 795
86, 900

42, 795
86, 900

38, 845
84, 905

3, 950
1,995

7i

15,1879
7,1879
18,1879
23,1879
9,1880
14,1880
19,1880
2,1881

B
X
X
X
N
E
R
F
N
C

91,465
90, 000
27, 000
71,165
89, 500
326, 643
90,000
449, 900

91, 465
90,000
27,000
71,165
89,500
326,643
90, 000
449, 900

87, 553
87, 382
26, 446
67, 820
86, 064
315,243
84,663
430,854

3,912
2,618
55"4
3,345
3,436
11, 400
5,337
19,046

71
7'
8(
8
8'
8'
8'
8,

Apr. 22,1882
May 22,1882
Mar. 24,1883

s
s

99, 500
450,000
43,000

99, 500
450, 000
43,000

96, 535
444, 765
41,420

2,965
5,235
1,580

8(
8
81

200,000

•

100,000

10, 600

130, 000

2,000

500,000
100,000

125, 000
40,476

200,000
100,000
50,000
50,000
100,000
300,000
300,000
500,000

70,000
4,000

2,ooe

10,600
20,000
62, 584
57, 000
400,000

do
Dec. 20,1878
Feb. 11,1879
Mar.
Apr.
July
July
June
June
June
Nov.

P

V
7\
7:

100,000
961,300
50,000

50, 000

200,000

25, 000

Aug. 9,1883

Y

65, 200

65, 200

60, 383

4,517

8

60,000
100,000

15,000

Jan. 24,1884
Mar. 11,1884

B

53,000
77,000

53,000
77,000

51, 665
75, 280

1,335
1,720

9
9

40,000 Apr. 22,1884
do
15,000
225, 000 May 13,1884
180 J u n e 2,1884

P
B
T
E

89,980
27, 000
260, 000
40, 850

89,980
27, 000
260,000
40,850

85, 668
26, 030
248,775
38,820

4,312
970
11, 225
2,030

9
9'
9
9.

H

15S.900

158,900

146,900

12,000

9<

100,000
75,000
400,000
50,000
250,000

13,455

33,000

J u l y 23,1884




o>

'

.

184

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF Rtf
Total dividends

paid during
existence as a
national banking association.

Organization.
N a m e and locution of bank.
Char-!
ter
number.

Date.

First National Bank, Livingston, 3006 J u l y 16,1883 i
Mont.
i
98 First National Bank, Albion, N. Y . . . . j 106 Dec. 22. 1863 !
99 First National Bank, Jamestown, N. j 2578 Oct. 25,
1881 !
Dak.
!
100 Logan National Bank, West Liberty, j 2942 May 7,
1883
Ohio.
!
101 Middletown National Bank, Middle- j 1276 June 14,
1865
town, N. Y.
102 Farmers' National Bank, Bushnell, 111. I 1791 Feb. 18, 1871
103 Schoharie County National Bank, j 1510 Aug. 9, 18(55
Schoharie, N. Y.
104 Exchange National Bank, Norfolk, Va. 1137 May 13, 1865
105 !First National Bank, Lake City, Minn. 1740 Nov. 29, 1870
106 Lancaster National Bank, Clinton, 583 Nov. 22, 1864
97

107 First National Bank, Sioux Falls, S. | 2465 Mar. 15, 1880
Dak.
108 First National Bank, Wahpeton, N. 2624 Feb. 2,
Dak.
109 First National Bank, An gelica, N. Y . . 564 Nov. 3, 1864
111) City National Bank, Williamsporfc, Pa. i 2139 Mar. 17, 1874
111 j Abington National Bank, Abington, 1386 July 1, 1865
Mass.*
112 j First National Bank, Blair, Nebr
2724 June 7, 1882
113 First National Bank, Pine Bluff, Ark.j 2776 Sept. 18, 1882
114 ! Palatka National Bank, Palatka, Fla.. j 3266 Nov. 20, 1884
115 Fidelity National Bank, Cincinnati, j 3461 Feb. 27, 1886
Ohio.
j
116 Henrietta National Bank, Henrietta, j 3022 ! Aug. 8,1883
Tex.
!
I
117 National Bank of Sumter, N. C
| 3082 ; Nov. 26,1883
118 First National Bank, Danes ville, N. Y.j 75 ! Sept. 4, 1863
119 First National Bank, Corry, Pa
i 605 Dec. 6, 1864
120 Stafford National Bank, Stafford \ 686
Springs, Conn.
j
121 Fifth National Bank, St. Louis, Mo . . . j 2535 Dec. 12,1882
Metropolitan
National
Bank
of
CinI 2542 J u l y 12,1881
122
cinnati, Ohio.
i
123 First National Bank, Auburn, N. Y . . . j 231 Feb. 4,1864
124 Commercial National Bank, Dnbuque, | 180J Mar. 11,1871
Iowa.
125 State National Bank, Raleigh, N. C
1682 J u n e 17,1868
126 Second National Bank, Xenia, Ohio... I 277 Feb. 24,1864
127 Madison National Bank, Madison, S. I 3597 Dec. 7,1886
Dak.
I
128 Lowell National Bank, Lowell, Mich.. 1280 J u n e 14,1865
129 California National Bank, San Fran- I 3592 Oct. 20,1886
cisco, Cal.
!
130 First National Bank, Anoka, Minn . . . , 2800 Sept. 14,1882
131 National Bank of Shelby ville, Term ..j 2198 Oct. 29,1874
132 F i r s t National Bank, Sheffield. Ala . . . I 3617 J a n . 14,1887
133 Third National Bank, Malone, N. Y . . . ; 3366 J u l y 15,1885
134 F i r s t National Bank, Abilene, Kaus . . j 2427 J u n e 23.1879
135 Harpers National Bank, Harpers, Ivans' 3431 J a n . 6,1886
136 Gloucester City National Bank, Glou- 3936 Oct. 26,1888
137
138
139
140
141
142
143
144
145

Capital.

Amount.

Per
cent.

$50, 000 |

50, 000
50,000

$170,500 341

50,000

4,000

200, 000 $23,128
50,000
100, 000
100,000
50, 000

356, 000 178
38,500 77

32, 894

200,000

337,500 337.5
90,142 f
235, 000 il42.5
10,000 20

50,000
50, 000
100, 000
100, 000
150,000 I 15,000
50,000
50, 000
50, 000
., 000, 000

12,000

24

186, 000
38,500
307, 382
23,000

186
38.5
204.9
46

2,784

.3

12,250

24.5

50,000
50, 000
100,000
150,000 10,000

13,500
75, 825
168, 500
306,000

27
151.6
168.5
204

200, 000
500,000

75, 000 37.5
215,000 43

100, 000
100,000

266, 000 566
146,806 146.8

100, 000
60, 000
50,000

278, 000 463.3
5,000 10

50,000
200, 000

159,494 318.9

50.000
50, 000
100, 000
50,000
50,000
50.000
50, 000

18, 000 36
81,265 163.2

50, 000

cester City, N. J.
200, 000
3502 May 11,1886
P a r k National Bank, Chicago, 111
50, 000
State National Bank, Wellington, Kans 3564 Oct. 1,1886
75, 000
Kingman National Bank, Kingman, 3559 Sept. 16,1886
Kans-.
Aug.
3,1887
3769
50,
000
First National Bank, Alma, Kans
50, 000
F i r s t National Bank, Belleville, Kans. 3386 Aug. 28,1885
50,
000
May
5,1887
F i r s t National Bank, Meade Center, 3695
Kans.
100, 000
American National Bank, Arkansas 3992 Mar. 15,1889
City, Kans.
City National Bank, Hastings, Nebr.. 3099 De€. 27,1883 i 50, 000
People's National Bank, Fayetteville, 2003 June 27,1872 | 75,000
N.C.
1 1
I
* Restored to solvency.




Surplus.

1,000

2,000 4
75, 350 150.6,
10,000 20
24,000 12
5, 000 j 10
20,500 I 27.3
14,t)Q0 28
17,500 35
8,857 17.7
28,000

28

44,547 89.1
182,500 243.3

REPORT OF THE OOMPTFJ-OLLTCR OF THE CURRENCY.

185

TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Failures.

Circulation.
Lawful
money deposited.

Capital.

Surplus.

$50, 000
100, 000
50,000

Receiver appointed.

A u g . 25,1884
$20,000
12, 500

A u g . 26,1884
Sept. 13,1884

50,000

1,000

Oct. 18,1884

200, 000

40,000

Nov. 29,1884

50, 000
50,000

7, 500
15, 000

Dec. 17,1884
M a r . 23,1885

300, 000
50, 000
100, 000

150,000
10,000
20, 000

A p r . 9,1885
J a n . 4,1886
J a n . 20,1886

50,000

30, 447

Mar. 11,1886

50, 000

4,000

100, 000
100, 000
150,000

20,100
12,500
25, 300

50, 000
50, 000
50,000
1, 000,000

11, 000
20, 000

50, 000
50,
50,
100,
200,

50,000
8,000

Issued.

Redeemed. Outstanding.

X
B
E
P
I

$11, 240

$11, 240

$10, 995

$245

97

90,000
18, 650

90, 000
18,650

84, 875
18, 277

5,125
373

98
99

23, 400

23, 400

22, 750

650

100

176,000

176, 000

167,423

8,577

101

L
B
O
E
B

44, 000
38, 350

44, 000
38,350

42, 200
35,360

1,800
2,990

102
103

228, 200
44, 420
72, 360

228,200
44, 420
72, 360

213,266
42, 380
65,929

14, 934 104
2,040 105
6,431 106

10,740

10, 740

10,160

580

17,120

17,120

16, 310

810

108

A p r 19,1886
May 4,1886
Aug". 2,1886

J
J
A
D
L

89, 000
43.140
25, 425

89, 000
43,140
25,425

82, 821
39,545
25,425

6,179
5,595

109
110
111

Sept.
Nov.
June
June

8,1886
20,1886
3,1887
27,1887

U
V
V
B

26,180
26, 280
19,210
90,000

26,180
26, 280
19, 210
90, 000

25,315
25, 360
18, 335
86, 587

865 112
920 113
875 114
3,413 115

A u g . 17,1887

K
A
B
V
B
F
V
R
V
B
V
S

Apr.

Aug.
Sept.
Oct.
Oct.

8,1886

24,1887
8,1887
11,1887
17,1887

000
000
000
000

10, 000
15, 000
10,183
24, 000

300, 000
1, 000, 000

30, 000
180, 000

Nov. 15,1887
F e b . 10,1888

150, 000
100, 000

20, 000

F e b . 20,1888
A p r . 2,1888

100, 000
150, 000
50, 000

14, 000
3,000

A p r . 11,1888
M a y 9,1888
J u n e 23,1888

50, 000
200,000

10,000
10, 000

Sept. 19,1888
J a n . 14,1889

50, 000
50, 000
100, 000
50, 000
100,000
50. 000
50, 000

4,300
25,000

Apr.
Dec.
Dec.
400 Dec.
17, (500 J a n .
Feb.
June

22,1889
13,1889
23,1889
30,1889
21,1890
10,1890
12^ 1890

200, 000
50, 000
100, 000

21,000 J u l y 14.1890
3,915 Sept. 25,1890
. 1, 000 Oct. 2,1890

75, 000
50, 000
50, 000

1,603
5,000
4,000

300, 000

24,000

Dec. 26,1890

32,000

J a n . 14,1891
J a n . 20,1891

100, 000
125,000

Cause
of
failure.

Nov. 21,1890
Dec. 12,1890
Dec. 24,1890




w

Q
B

W
F
F
F
F
W
X
H
G
V
G
J
R

107

11,250

11, 250

10, 770

480

116

11, 250
15, 730
73,829
139, 048

11, 250
15, 730
73. 829
139,048

10, 230
13,850
65,211
124, 747

1, 020
1,880
8,618
14,301

117
118
119
120

44, 430
277, 745

44, 430
277, 745

39, 610
245, 070

4,820
32, 675

121
122

63, 446
62,170

63, 446
62,170

54,126
57, 373

9,320
4,797

123
124

22, 500
48, 470
11, 250

22, 500
43, 470
11, 250

18, 785
40,875
10,925

3,715
7,595
325

125
126
127

27, 800
45,000

27, 800
45, 000

24, 305
40, 090

3,495
4,910

128
129

** 11,250
16, 710
22, 500
10, 750
21, 240
10, 750
11, 250

11,250
16, 710
22, 500
10.750
2l| 240
10, 750
11,250

10,112
12, 895
19, 060
9,160
18,290
8,680
9,870

1,138
3,815
3, 440
1, 590
2,950
2,070
1,380

130
131
132
133
134
135
136

45,000
11,250
22, 000

45, 000
11, 250
22, 000

33, 300
8.410
17, 805

11,700
2,840
4,195

137
138
139

16, 875
11, 250
10, 750

16, 875
11, 250
10, 750

14, 013
9,295
8,725

45,000

45, 000

27, 880

17,120

143

22,500
28,800

22,500
28,800

15,150
19,538

7,350
9,262

144
145

2,862 140
1, 955 141
2, 025 142

186

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NATIONAL BANKS WHICH HAVE B E E N PLACED IN THE H A N D S OF R E C E I V E R S

ITotal dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.

Date.

Jan. 24,1888
Spokane National Bank, Spokane
Falls, Wash.
3249
Sept. 11,1884
First National Bank, Ellsworth, Kans.
Second National Bank. McPherson, 3791 Sept. 16,1887
Kans.
Pratt County National Bank, Pratt, 3787 Sept. 8,1887
Kans.
Keystone National Bank, Philadel- 2291 July 30,1875
phia, Pa.
Spring Garden National Bank, Phila- 3468 Mar. 13,1886
delphia, Pa.
National City Bank, Marshall, Mich.. 2023 July 29,1872
Red Cloud National Lank, Red Cloud, 3181 M a y 10,1884
Nebr.
Asbury Park Nation il Bank, Asbury 3792 Sept. 17,1887
Park, N. J.
4415 Sept. 12,1890
Ninth National Bant, Dallas, Tex
First National Bank, Red Cloud, Nebr. 2811 Nov. 8,1882
Central Nebraska National Bank, 3927 Sept. 28,1888
Broken Bow, Nebr.
Florence National Ba lk, Florence, Ala. 4135 Oct. 3,1889
3223 July 15,1884
First National Bank Palatka, Fla
First National Bant, Kansas City, 370G May 17,1887
Kans.
Rio Grande Nation* J Bank, Laredo, 4146 Oct. 28,1889
Tex.
First National Bank. Clearfield, Pa... 768 Jan. 30,1865
Farley National Baik, Montgomery, 4180 Dec. 18,1889
Ala.*
First National Bank, Coldwater, Kans. 3703 M a y 9,1887
Maverick National Bank, Boston, 677 Dec. 31,1864
Mass.
569 Nov. 12,1864
Corry National Bank, Corry, Pa
Cheyenne National Bank, Cheyenne, 3416 Dec. 2,1885
Wyo.
California National Bank, San Diego, 3828 Dec. 29,1887
Cal.
First National Bank, Wilmington, 1656 July 25,1866
N.C.
Huron National Bank, Huron, S. Dak. 3267 Nov. 21,1884
First National Bank Downs, Kans . . . 3569 Oct. 12,1886
837 Feb. 23,1865
First National Bank Muncy, Pa
Bell County Nationa L Bank, Temple, 4404 Aug. 25,1890
Tex.
First National Bank, Deming, N. Mex. 3160 Apr. 22,1884
First National Bant, Silver City, N. 3554 Sept. 17,1886
Mex.
2859 Jan. 16,1883
Lima National Bank, Lima, Ohio
National Bank of Gr.thrie, Okla
4383 July 31,1890
Cherry vale National Bank, Cherry- 4288 Apr. 16,1890
vale, Kans.
3963 Jan. 15,1889
First National Bank, Erie, Kans
First National Bank, Rockwell, Tex.. 3890 May 29,1888
Yincennes National Bank, Yincennes, 1454 July 17,1865
Ind.
First National B; nk, Del Norte, 4264 Mar. 18,1890
Colo.
Newton National Bank, Newton, 3297 Jan. 28,1885
Kans.
Capital National Ba:ik, Lincoln, Nebr. 2988 J u n e 29,1883
Bankers and Merchants' National 4213 Jan. 21,1890
Bank, Dallas, Tex.
First National Bank, Little Rock, 1648 Apr. 12,1866
Ark.
Commercial Nationa L Bank, Nashville, 3228 July 22,1884
Teim.
Alabama National Bank, Mobile, Ala. 1817 May 13,1871
First National Bant, Ponca, Nebr
3627 Jan. 28,1887
Oct. 3,1881
Second National Bank, Columbia,
Tenn.
Columbia National Bank, Chicago, 111. 3677 Apr. 23,1887
* Restored to solvency.




Capital.

Surplus.

Amount.

Per
cent.

$60,000
50, 000
50, 000

$54, 500 109
8,500

50, 000
200, 000

122, 730

61.4

500, 000

122,198

24.4

100, 000
50,000

162, 500 162. 5
23,275 46.5

100,000
300, 000
50,000
60, 000

18, 000
6
57,250 114.5
8,400 14

50, 000
50,000
100, 000

50, 000 100.0
25, 000

100,000
100,000
100,000
52,000
400, 000
100, 000
100, 000
150, 000
250, 000

209, 000 209

$61, 390

2,080
984, 000

4
241

198, 000

198
26

26, 000
79, 000

52.7
116.3

50, 000
50, 000
100, 000
50, 000

290, 710
27, 750
17, 693
212, 988
2,500

55.5
35.4
213
5

50, 000
50, 000

56, 250
30, 000

112.5
60

100, 000
100, 000
50, 000

87, 500
2, 500
3,500

87.5
2.5
7

50, 000
50, 000

5,954
15,000

11.9
30
441

100, 000

441, 000

50, 000

3,500

7
90

65,000
100, 000
500, 000

58, 500
272, 500
35,000

150, 000

554, 250

200, 000

232, 500

300, 000
50, 000
50,000

255, 830
24,000
64,400

116.25
85.02
48
128.8

200,000

30, 000

1.5

272.5
7
369.5

REPORT OF THE COMPTROLLER OF THE CURRENCY.

187

TOGETHER WITH CAPITAL AND SURPLUS, ETC.—Continued.

Circulation.

Failure«s.
Lawful
money deposited.

Capital.

Surplus.

$100,000

$25, 000

50,000
50,000

10, 000
7,500

Receiver
appointed.

Cause
of
failure.

1

Issued.

Redeemed.

Outstanding.

3,1891

H

$21,700

$21,700

$17, 545

$4,155

Feb. 11,1891
Mar. 25,1891

F
Q

10, 750
11,250

10. 750
11,250

7,480
7,890

3,270
3,360

Feb.

50,000

3,000

Apr.

7,1891

H

10, 750

10, 750

7,350

3,400

500,000

"100, 000

May

9,1891

O

41,180

41,180

30, 760

10,420

750,000

132, 500

May 21,1891

Q

45,000

45, 000

31,760

13,240

100, 000
75 000

20,000
3 000

J u n e 22,1891
July 1,1891

D
Y

44, 000

44,000
16 875

25,413

18,587
16,875

Cr

20,700

20,700

14,860

5,840

100,000

3,500

July

300, 000
75, 000
60,000

4,000
9,000
4,600

J u l v 16,1891
do
J u l y 21,1891

H

13,500

45, 000
16,225
13,500

10,123

45,000
16,226
3,377

60, 000
150, 000
150, 000

500
23, 600
10, 500

J u l v 23,1891
Aug. 7,1891
Aug. 17,1891

O
H
Gr

12,900
33, 250
22,500

12,900
33, 250
3,3, 750

6, 550
22, 940
28,190

6,350
10,310
5,560

Oct

2,1891

3 1891

V

22,500

22 500

16,200

6,300

100,000
100, 000

46, 000
8 000

Oct. 7,1891
do

S
V

95,597

95.597
22 500

54, 447

41,150
22,500

52, 000
400, 000

790
800, 000

Oct. 14,1891
Nov. 2,1891

H
F

100, 000
150.000

17, 000
15, 000

Nov. 21,1891
Dec. 5,1891

P
O

500 000

100 000

Dec 18 1891

o

250, 000

17, 512

Dec. 21,1891

B

7,880

52, 880

7,880

45,000

75, 000
50, 000
100, 000
50, 000

J a n . 7,1892
Feb. 6,1892
15, 958 Feb. 9,1892
2, 500 Feb. 19,1892

11
V

18,000
10, 750
94, 899

18, 000
10, 750
94,899
11, 250

10,470
5. 820
51, 617

' 7,530
4,930
43,282
11,250

100, 000
50 000

13, 500
4 000

Feb. 23,1892
do

11, 250

22, 500
11 250

11, 250

-,11,250
11 250

200, 000
100, 000
50 000

44,000
2,000
1,000

Mar. 21,1892
J u n e 22,1892
J u l y 2,1892

45, 000
21, 800

45, 000
21, 800
11 250

22, 408
6,890

22,562
14, 910
11, 250

50, 000
125 000
100, 000

1,500 . . . . d o
17,500 July 20,1892
40,000 J u l y 22,1892

V

11, 250
41, 320

11, 250
26 720
41, 320

4, 920

o

20, 320

6,330
26, 720
21,000

100,000

s
B
P
P
Gr

8
It

78, 894

11,200
78, 894

46, 470

11,200
32, 424

96,180
24, 750

96,180
33, 750

57,195
17, 070

38,985
16,680
45,000

45 000

50 000

4 800 J a n

14 1893

G

100 000

Jan

16 1893

Y

48, 740

48,740

17 630

31,110

300, 000
500,000

6, 000 Feb. 6,1893
10,000 . . . . d o

B
O

44,000

43, 700
44,000

io, 560

43,700
33,440

T

63,495

63,495

14,631

48,864

6,1893

Q

45, 000

45, 000

11,700

33,300

Apr. 17,1893
3, 400 May 13,1893
18, 500 May 19,1893

V

42, 800

42,800
11,250
22, 500

800

42,00$
11,250
22,500

50,000

Q

..............

500,000

100,000 . . . . d o

500,000

100, 000

150, 000
50, 000
100, 000
1,000,000

Apr.

May 22,1893




11 250

11,250

45,000 . . . • • • • • • • • •

45,000 |

188

REPORT OF THE COMPTROLLER OF THE CURRENCY.
BANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,
Total dividends
paid during
existence as a
national banking association.

Organization.
Name and location of bank.
Charter
number.
Elmira National Bank, Elmira, N. Y.
National Bank of North Dakota,
Fargo, N. Dak.
Evanston National Bank, Evanston,
"111.
National Bank of Deposit of the
City of New York.
Oglethorpe National Bank, Brunswick, Ga.
First National Bank, Lakota, N. Dak.
First National Bank, Cedar Falls,
Iowa.
First National Bank, Brady, Tex
First National Bank, Arkansas City,
Citizens' National Bank, Hillsboro,
Ohio.
First National Bank, Brunswick, Ga.
Oitr National Bank, Brown wood,
Tex.
Merchants'National Bank, Tacoma,
Wash.
City National Bank, Greenville,Mich.
First National Bank, Whatconi,
Wash.
CohimbiaNational Bank, New Whatconi, Wash.
Citizens' National Bank, Spokane,
Wash.
First National Bank, Philipsburg,
Mont.
Linn County National Bank, Albany,
Oregon.
Nebraska National Bank, Beatrice,
Nebr.
Gulf National Bank, Tampa, Fla
Livingston National Bank, Livingston, Mont.
Chemical National Bank, Chicago, 111.
Bozeman National Bank, Bozeman,
Mont. *
Consolidated National Bank, San
Diego, Cal.
First National Bank, Cedartown, Ga.
Merchants' National Bank, Great
Fall8,| Mont.
State ^N ational Bank, Knoxville, Tenn
Montana National Bank, Helena, Mont
Indianapolis National Bank, Indianapolis, Ind.
Northern National Bank, Big Rapids,
Mich.
First National Bank, Great Falls,
* Mont.
First National Bank, Kankakee, 111.*.
National Bank of the Commonwealth,
Manchester, N. H.
First National Bank, Starkville, Miss
Stock-Growers' National Bank, Miles
City, Mont.
Texas National Bank, San Antonio,
Tex.
Albuquerque National Bank, Albuquerque, N. Mex.
First National Bank, Vernon, Tex ..
First National Bank,, Middlesboro,

Per
Surplus. Amount. cent.

Capital.

4105 Aug. 30,1889 j $200,
250,
4256 Mar. 12,1890

$11,000 5.5
52,500 21

4767 June 29,1892

100,

2,000

2

3771 Aug. 5,1887

300,

36,000

12

3753 July 16,1887

100,

34,500

34.5

Oct. 23,1889
Sept. 1,1874

50,
50,

Jan. 7,1890
June 30.1885

50,
50,

4143
2177
4198
3360

2039 Sept. 4,1872

55,
75,

3243 Aug. 28,1884
4099 Aug. 26,1889

50, 000
50, 000

4351 June 28,1890

100, 000

Apr. 8,1889

150, 000

4185

4658 Dec.

12,000 24
102,600 205.2
15,000 30
62,000 124
199, ] 56 199.1

100, 000

3116 Feb. 2,1884
4344 June 17,1890
3172 May 2,1884

56, 200 102.2
77.3
58, 000
220
110,000
64.5
32, 250 10
5,000
4,000

50, 000

5,1891

50, 000

4326 May 31,1890

100, 000

10,000

10 -

Dec. 21,1889

100, 000

19,362

19.3

4478 Dec. 2,1890
4117 Sept. 11,1889

50, 000 j
50, 000 i

4666 Dec. 15,1891 1, 000,000
50, 000
2803 Oct. 23,1882
3056 Sept. 22,1883
250, 000

49, 500

75, 000 i
100, 000 !

4102 Aug. 28,1889
2813 Nov. 11,1882
Nov. 21,1864
581
June 5,1871
1832
July 1,1886
3525

100, 000
250, 0Q0
300, 000

Feb. 20,1871

1793 Feb. 9,1892
4692 Apr. 30,1887
3688 Dec. 20,1884
3275 Jan. 31,1885

4,000

180,000

4075 July 16,1889
4434 Oct. 7,1890

11, 250

i

260, 000 104
., 249, 000416.3

90, 000

183,053 203.4

250, 000

122, 250 48.8

50, 000 _
100, ooo !.

140,500 280.9

50, 000 |.
100, 000 .

16,500 33

I
I

23,000

23

100,
000

26, 000 26

May 13,1889
Jan. 8,1890

50,
000
50, 000
50, 000

39, 000 78

Mar. 16,1886
Mar. 15,1875
July 15,1890

50, 000
100, 000
50, 000

3298 July 14,1884

3222
4033
4201
First National Bank, Orlando, F l a . . . 3469
Citizens* National Bank, Muncie, Ind* 2234
First National
Bank, Hot Springs, r 4370
,




Date.

Resumed since October 31, 1893.

69, 750 133.5

27, 500 45
196,992 196.9

REPORT OF THE COMPTROLLER OF THE CURRENCY. 189
TOGETHER WITH CAPITAL AND SUKPLCS, ETC.—Coilti Il.U<&f,

Circulation.

Failures.
Lawful
money
deposited.
Capital.

$200, 000
250,000

Cause
of
failure.

Surplus.

$16,009
7, 797

May 26,1893 j
June 6,1893 |

O
Q

Issued.

$43, 000

Eedeemed.

$4,460

$43,000
44,250

Outstanding.

$38, 540 192
44,250 193

22,500

22,500

194

300, 000

60,000

June 9,1893 i

F

45,000

45,000

195

150, 000

35,000

June 12,1893

Y

32,900

32, 900 190

50,000
50, 0,00

1,931 June 13,1893
25, 000 ....do

IT
L

11, 250
11,250

11, 250 197
11,250 198

50,000
125,000

3,000 ....do
25,000 June 15,1893

T
G-

10, 800
27, 520

10,800 199
27, 520 200

100,000

50,000

June 16,1893

24,550 j .

5&,550 201

200, 000
150, OuO

50, 000
6,000

June 17,1893
June 20,1893

44, 000
33, 750

44, 000 202
33,750 203

250, 000

75,000

June 23,1893

100, 000

50, 000
50,000

245 j June 7,1893 | T

24,550
Y
22, 500

6,064 June 27,1893
3,000 ....do

45, 000

7, 980

37,020 204

11, 250
11, 250

11, 250 205
11, 250 206

....do

Y

22,500

22, 500 207

150, 000

July 1,1893

Y

33,000

33, 000 208

50,000

July 8, 1893

Y

100, 000

1,000

209

I

100, 000

15, 000

July 10,1893

Y

21,700

21,700

210

100,000

7,500

July 12,1893

Y

21,780

21,780

211

50, 000
50, 000

10, 000

July 14,1893
July 20,1893

Y
Y

11,250
10,750

31,250 | 212
10,750 I 2] 3

1, 000, 000
50,000

10,000

July 21,1893
July 22,1893

T
Y

45,000
11,250

45, 000 j 214
11,
215

250, 000

50,000

July 24,1893

75, 000
100, 000

8,470

July 26,1893
July 29,1893

Y
Y

100, 000
500,000
300,000

7,000
100, 000
60, 000

.do .
Aug. 2,1893
Aug. 3,1893

Y
B
B

100, 000

Aug.

5,1893

45,000

55,300

55,300

16, 370
22,500

16, 370 217
22,500 218

21, 800
45, 000
57, 212

21, 8C0 219
45, 000 220
57,212 221

T

33, 250

33,250

Y

45,000

45, 000 223;

11,250
67,500

11, 250 224
67,500 225

13,500
17,100

13, 500 226
17,100 227
22,500 2218

250,000

95, 000 . . . . d o

50, 000
200,000

22, 000 . . . . d o
5,000 Aug. 12,1893

60,000
75,000

3,782 Aug. 9,1893
10, 000 . . . . d o

O
o

21, 800
57,212

67,500

216

222

100,000

20,000

Aug. 10,1893

Y

22,500

175,000

38,000

Aug. 11,1893

V

45, 000

850

44,150 229

100,000
50,000

10,000
2,000

Aug. 12,1893
do

Y
V

22, 500
11, 250

1,170

21, 330 230
11,250 231

100,000
200, 000
50, 000

55.000
10,000

Aug. 14,1893
do
Aug. 17,1893

Y"




Y

22,500

33,750
45,000
11,250

33,750 232
45,000 233
11,250 234

190

REPORT OF THE COMPTROLLER OF THE CURRENCY,
ALBANKS WHICH HAVE BEEN PLACED IN THE HANDS OF RECEIVERS,

Organization.
Name and location of bank.
Charter
number.
236
237
238

240
241
242
243
244

245
246

First National Bank, Marion, Kans..
W ashington National Bank, Tacoma,
Wash.
El Paso National Bank, El Paso, Tex.
Lloyd's National. Bank, Jamestown,
N.Dak.
National Granite State Bank, Exeter, N.H.
Chamberlain National Bank, Chamberlain, S. Dak.
Port Townsend National Bank, Port
Townsend, Wash.
First National Bank, Port Angeles,
Wash.
First National Bank, Sundance, Wyo.
First National Bank, North Manchester, Ind.
Commercial National Bank, Denver,
Colo.
First National Bank, Dayton, Tenn..
Total.

Date.

Total dividends
paid during
existence as a
national banking association

Capital. Surplus. Amount.

3018 July 28,1883
4018 Apr. 23,1889

$75,000
100, 000

$72,682
44,000

3608 Dec. 22.1886
4561 May 4,1891

150, 000
100, 000

54,000
6, 000

1147 May 15,1865

100,000

4282 Apr. 8,1890

50,000

4290 Apr. 18,1890

100,000

4315 May 19,1890

50,000

4343 June 16,1890
Mar. 17,1883
2903
Sept. 6,1889
4113
July 10,1890

50.000
50, 000

44

240, 500 240.5
4,500

10, 000

38,673

20
77.3

250, 000
50, 000

!, 500

43G2

35,465,400 j$547,080 (25.681,555

A Defalcation of officers.
B Defalcation of officers and fraudulent management.
.C Defalcation of officers and excessive loans to others.
D Defalcation of officers and depreciation of securities.
E Depreciation of securities.
F Excessive loans to others, injudicious banking, and depreciation of securities.
G- Excessive loans to officers and directors and depreciation of securities.
H Excessive loans to officers and directors and in vestments in real estate and mortgages.
I Excessive loans to others and depreciation of securities.
J Excessive loans to others and investments in leal.estate and mortgages.
K Excessive loans and failure of large debtors.
L Excessive loans to officers and directors.
M Failure of large debtors.




Per
cent.

17

REPORT OF THE COMPTROLLER OF THE CURRENCY.

191

TOGETHER WITH CAPITAL AND SURPLUS, ETC.

Failures.

Circulation.
Lawful
money
deposited.

Capital.

Surplus.

Receiver
appointed.

Cause
of
failure.

Issued.

Redeemed.

Outstanding.

$75,000
100. 000

$5, 600

Aug. 22,1893
Aug. 26,1893

Y
Y

$21,900
43,500

$21,900 235
43,500 236

150,000
100, 000

60,000
10, 000

S e p t 2,1893
Sept. 14,1893

F
O

33,750

33,750 >237
22,500 233

50, 000

10,000

Sept. 23,1893

Y

50, 000

1,000

Sept. 30,1893

Y

Oct.

3,1893

O

100,000

5,1893

Y

50, 000
50, 000

5,000
10, 000

Oct. 11.1893
Oct. 16,1893

250, 000

40, 000

Oct. 24,1893

T
F
Y

50,000

5,000

Oct. 25,1893

Y

43,915,900

7,070, 314

Oct.

50, 000

22,500
$18,637

41,137

$760

11,250
22,500
10,750
11,250
27,000

15,756,161

40, 377 239
11,250^ 240
22,500

241

10,750

242

11,250 243
27, 000 244

45,000

45,000

11,250

11,250 246

17, 333,551 I 14, 407,883

245

2,925,668

K Fraudulent management.
O Fraudulent management, excessive loans to officers and directors, and depreciation of securities.
P Fraudulent management and depreciation of securities.
Q Fraudulent management and injudicious banking.
K Fraudulent management, defalcation of officers, and depreciation of securities.
S Fraudulent management, injudicious banking, investments in real estate and mortgages, and depreciation of securities.
T Fraudulent management, excessive loans to officers and directors, and excessive loans to others,
TJ Injudicious banking.
Y Injudicious banking and depreciation of securities.
~\V Injudicious banking and failure of large debtors.
X Investments in real estate and mortgages and depreciation of securities.
Y General stringency of theinoney market, shrinkage in values, and imprudent- methods of banking.




192

REPORT OF THE COMPTROLLER OF THE CURRENCY.

SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEAR
E3STDEB OCTOBER 31,1893, WITH CAPITAL, SURPLUS AND LIABILITIES; OBTAINED
FEOM LAST REPORT OF CONDITION.

Date of
Name and location of authority to Date of
bank.
commence failure.
business.

As shown at date of last report of condition.

1892.
First National Bank,
Del Norte,Colo.... Mar. 18,1890 Dec. 19
N e w t o n National
Bank, N e w t o n ,
Kans
Jan. 28,1885 Dec. 15
Capital N a t i o n a l
1893.
Bank, L i n c o l n ,
Nebr
I June 29,1883 Jan. 21
Bankers and Merc b a n t s National
Bank, Dallas, Tex.. Jan. 21,1890 Jan. 23
First National Bank,
Little Rock, Ark... Apr. 12,1866 Feb. 1
Commercial National
B a n k , Nashville,
1893.
July 22,1884 Mar. 25
Tenn
Mar. 6
Alabama National
£ank, Mobile, Ala.. May 13,1871 Mar. 14
Mar. 6
First National Bank,
Jan. 28,1887 Apr. 26
Ponca, Nebr
143, 616. 77 Mar. 6
Second N a t i o n a l
B a n k , Columbia,
Oct. 3,1881 Apr. 28 May 19
Tenn
100,000
20, 767. 09
286, 717. 93 Mar. 6
Columbia National
1892.
Bank, Chicago, 111.. Apr. 23,1887 May 11 May 22 1, 000,000 98.406. 55J 1, 81.1, 934. 58 Dec. 9
Elmira N a t i o n a l
1893.
Bank, Elmira, N.Y. Aug. 30,1889 May 23 May 26 200,000 30,627.821 785,138.17 May 4
National Bank North
Dakota, Fargo, N.
Mar. 12,1890 May 29 June 6
Dak
250, 000
36,934.75
63,525.23! May 4
Evanston National
100, 000
Bank, Evanston.111. June 29,1892 May 18 June 7
5,434. 34 134,694.70; May 4
National Bank of Dej
it New York,
Aug. 5,1887 May 22 June 9
300,000
85, 328.03 1,311,883.84! Mar. 6
OglethoTpe National
Bank, Brunswick,
July 16,1887 May 18 Jane 12
Ga
150,000
49, 609. 41 258,676.53. May 4
First National Bank,
Oct. 23,1889 May 27 June 13
Dakota, N. Dak
50,000!
7, 851. 5G
25,620.23 May 4
First National Bank,
Cedar Falls, Iowa.. Sept. 1.1874 May 16 June 13
50, 000
29, 293. 57 134,225.23 May 4
First National Bank,
i
Jan. 7,1890 May 26 June 13
Brady, Tex
50,000
5,440.94
63,661.93! May 4
First National Bank,
Arkansas C i t y ,
J
Kans
June 30,1885 June 15 June 15
120, OOOJ 18, 662.57
]
Citizens N a t i o n a l
524,775.9l| May 4
Bank, Hillsboro,
Ohio
Sept. 4,1872 June 8 June 16
100, 000
70,767.63
360,609.84 May 4
First National Bank,
Brunswick, Ga
Feb. 2,1884 May 18 June 17
200, 000 67,189. 07
369, 643. Oil May 4
City National Bank,
BWwnwood. Tex... June 17,1890 June 16 June 20
150, 000 15, 517.74
203,354.291 May 4
Merchants' National
Bank, T a c o m a,
"Wash
May 2,1884 June 1 June 23
250, 000 107, 376.81 808,745.00: May 4
City National Bank,
Greenville, Mich... Aug. 28,1884 June 22 June 27
50, 000
16, 094.75
265,840.97 Mav 4
First National Bank,
Whatcom, Wash ... • Aug. 26,1889 June 22 June 27
50,000
21,056.44
74, 416.03 M a y
Columbia National
Bank, New Whatcom, Wash
June 28,1890 June 23 June 27
100, 000
9,712.49
118, 870. 27 May 4
Citizens N a t i o n a l
B a n k , Spokane,
Wash
Apr. 8,1889 June 6 July 1
150,000
51,470. 33 401, 498.07 May 4
First National Bank,
Phillipsbiirg, Mont. Dec. 5,1891 July 1 July 8
50, 000
180,661. 30 May 4
14, 086.14
L i n n County National Bank, Albany, Oregcn
May 31,1890 June 19 J u l y 10
100, 000
20,105. 22l 234, 666.14 May 4
* Total, as per report, except capital, surplus, circulation undivided profits, and unpaid dividends.




REPORT
STATEMENT

OF T H E COMPTROLLER

snow^r.

i;r

'

M - >*\:

i •» v -

O F T H E CURRENCY.
*• ;;

*:\ I'AIJMD

1 9 3

DtfBiNG THIS

d
Ah C-I.O'VM at date of last report of condition.
Name and location of
bauk.

' lapital.

Nebraska National
Bank, B e a t r i c e ,
Dec. 21,1889 June 30 Jaly 12 $100, 000
Nebr
Gulf National Bank,
50,000
Dec. 2,1800 j May 29 July 14
Tampa, Fla.. Livingston National
i
Bank, Livingston,
50, 00J
Mont*
Sept. 11,1889 | July 7 July 20
Chemical National
Bank, Chicago, III.. Dec. 15,3891 May 9 j July 21 1, 000, 000
Bozeman National
B a n k , Bozeman,
50, 000
Oct. 23,1882 Jnlv 19 July 22
Mont
Consolidated Nat i o n B a n k , San
250, 000
Diego, CaL...
Sept. 22,1883 June 21 July 24
First National Bank
75, 000
July 16,1889 I July 17 July 26
Cedartown, Ga
Merchants' National
Bank, Great Falls,
100, 000
Oct. 7,1890 j July 24 July 29
Mont
State National Bank,
100, 000
Knoxville, Term.... Aug. 28,1889 | July 22 July 29
M o n t a n a National
500, 000
Bank, Helena, Mont. Nev. 11,1882 I July 27 Aug. 2
I n d i a n a p o l i s Nat i o n a l Bank, In300, 000
dianapolis, Ind
Nov. 21^1864 July 25 Aug. 3
Northern National
|
Bank, Big Rapids,
June 5,1871
100,000
Mich
July 8 I Aug. 5
First National Bank,
250, 000
Great Falls, Mont.. Jnly 1,1886 1
July 28 | Aug. 5
First National Bank,
Feb. 20,1871 |
50, 000
Kankakee, 111.*
July 29 Aug. 5
National Bank of the
Commonwealth,
Manchester, N. H .. Feb.. 9,1892 July 25 Aug. 12
200,000
First National Bank,
I
60, 000
Apr. 30,1887 i July 14 Aug. 9
Starkville, Miss
Stock Growers National Bank, Miles
75,000
City, Mont
Dec. 20,1884 | July 29 Aug. 9
Texas National Bank,
100, 000
San Antonio Tex . . Jan. 31,1885 ! Aug. 4 Aug. 10
A l b u q u e r q u e Nat i o n a l Bank, Al175, 000
buquerque, N. Mex. July 14,1884 July 3 Aug. 11
First National Bank,
100, 000
Vernon, Tex
May 13,1889 July 22 Aug. 12
First National Bank,
50, 000
Middlesboro,Ky
Jan. 8,1890 July 27 Aug. 12
First National Bank,
150,000
Orlando, Fla
Mar. 16,1886 July 24 Aug. 14
C i t i z e n s ' N ati orial
Bank, Muncie, Ind*. Mar. 15,1875 Aug. 4 Aug. 14
200, 000
First National Bank,
Hot Springs, S.Dak. July 15,1890 July 7 Aug. 17
50, 000
First National Bank,
Marion, Kans
50, 000
July 28,1883 j Aug. 1 Aug. 22
"Washington National
Bank, T a c o m a,
Wash
100, 000
Apr. 23,1889 Aug. 24 Aug. 26
El P a s o National
Bank, El Paso, Tex. Deo. 22,1886 Aug. 1 Sept. 2
150,000
Lloyds N a t i o n a l
Bank, Jamestown,
N.Dak...
100,000
May 4,1891 July 10 Sept. 14
N a t i o n a l Granite
State Bank, Exeter,
50, 000
1 May 15,1865 July 27 Sept. 23
srH
*Eesurued since October 31.

10665 CUE—-13



Surplus
and
undivided
profits.

Other
liabilities.

Date of
last roport of
condition.

$13,903.70

$250,970. 62 May 4

5,095. 93

159, 662. 54 May 4

16,693.20

125,513.34 May 4

71,982.59 1, 639, 878.46 Mar. 6
14,860.87

187, 351.47 July 12

74,587.01

898, 924.85 May 4

6,837.12

82, 664.01 July 12

11,915.57

178, 239. 58 July 12

14,459.56

152, 983. 33 July 12

210,290. 55 1,189, 516. 08 July ,12
144,448.48 1,823,705.08 July 12
4,164. 90

334, 270. 54 May 4

121,738.04

886, 886. 97 July 12

31,516.97

181,083.15 July 12

21, 589.49

335,529. 71 July 12

9,772.44

49,400. 72 July 12

29,123. 91

265,192. 21 July 12

26,620.84

113, 373.87 July 12

46, 353. 03

433, 559.43 May 4

12, 617.58

141, 753. 54 July 12

4,178.57

37,305.53 July 12

4,789.88

444, 514.13 May 4.

98,922,93

297,150.19 July 12

13, 944. 85

83,108. 91 May 4

1,248. 01

82,047.54 July 12

6,389.40

119,781.87 July 12

73, 652. 61

2$9, 391. 69 July 12

25, 221.65

164,469.40 May 4

10,000.00

138, 355.40 July 12

REPORT OF THE COMPTROLLER OF THE CURRENCY.
STATEMENT SHOWING THE NATIONAL BANKS WHICH FAILED DURING THE YEAR

ENDED OCTOBER 31, 1803—Continued.
As shown at date of last report of condition.
Date of
Name and location of authority to
bank.
commence
business.

C h a m b e r l a i n National Bank, Chamberlain, S. Dak
Port Townsend National Bank, Port
Townsend, Wash...
First National Bank,
Port Angeles, Wash
First National Bank,
Sundance, Wyo
First National Bank,
North Manchester,
Ind
Commercial National
Bank, Denver, Colo.
First National Bank,
Dayton, Tenn

Date of
failure.

Receiver
appointed. Capital.

1892.
Apr. 8,1890 July 28

1893.
Sept. 30

$50, 000

Date of
Surplus
last reand
Other
of
undivided liabilities.* port
condiprofits.
tion.

$6, 364.46

1892.
$31,410.51 July 12

Apr. 18,1890 Sept. 18

Oct.

3

100, 000

3,832. 85

13, 375.67 July 12

May 19,1890 June 26

Oct.

5

50,000

4, 493.74

130, 976. 92 May 4

June 16,1890 Oct.

3

Oct. 11

50, 000

8, 463.54

67, 943.70 July 12

Mar. 17,1883 Oct.

4

Oct. 16

50,000

16,696. 47

104,256.41 Oct.

Sept. 6,1889 July 18

Oct. 24

250,000

66,741. 80

463,216.11 July 12

50,000

2, 371. 77

July 10,1890 Oct. 21 Oct. 25

Total.

51,488.90 Oct.

3

3

10, 935, 000 2,431,952.21 24,049,466. 75

STATEMENT GIVING THE TITLE OF THE FIVE NATIONAL BANKS THE AFFAIRS OF
WHICH WERE CLOSED DURING THE YEAR ENDED OCTOBER 31, 1893, WITH DATE
OF APPOINTMENT OF RECEIVER, TOTAL DIVIDENDS ON PRINCIPAL OF CLAIMS,
AND PROPORTION OF INTEREST PAID.

Name and location of bank.

First National Bank, Albion, N. Y
Middletown National Bank, Middletown, N. Y . .
First National Bank, Erie, Kans
Pacific National Bank, Boston, Mass
First National Bank, Union Mills, Union City, P;




Date of ap- Total divi- Proportion
pointment of dends on of interest
principal.
receiver.
paid.
Aug. 26,1884
Nov. 29,1884
July 2,1892
May 22,1892
Mar. 24,1883

Per cent.
35
100
100
65.3
70

Per cent.
21.6

REPORT OF THE COMPTROLLER OF THE CtlfiRENCY.

195

DIVIDENDS, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT
NATIONAL BANKS DURING THE PAST YEAR ; WITH THE TOTAL DIVIDENDS LN
EACH CASE UP TO NOVEMBER 1, 1893.

Date of apof
Name and location of bank. pointment
receiver.

First National Bank, Union
M a r . 24,1883
Mills, Union City, Pa
First National Bank, Albion,
N.Y
A u g . 26,3884
Middletown National Bank,
Nov. 29,1884
Middletown, N. Y
First National Bank, AbiJan. 23,1890
lene, Kans
First National Bank, Belleville, Kans
Dec. 12,1890
....do
Do
People's National Bank,
Fayetteville, N. C
Jan. 20,1891
Second National Bank, McMar. 25,1891
Pnerson, Kans
Do
....do
National City Bank, Marshall, Mich
June 22,1891
Ninth National Bank, Dallas, Tex
July 16,1891
Florence National Bank,
Florence, Ala
July 23,1891
First National Bank, Palatka, Fla
Aug. 7,1891
First National Bank, Clearfield, Pa
Oct. 7,1891
Do.
....do
First National Bank, Coldwater, Kans
Oct. 14,1891
Corry National Bank, Corry,
Pa*.
Nov. 21,1891
Cheyenne National Bank,
Cheyenne, Wyo
Dec. 5,1891
Do
....do
First National Bank, Wilmington, N. C
Dec. 21,1891
Huron National Bank, Huron, S. Dak
Jan. 7,1892
First National Bank, Downs,
Kans
Feb. 6,1892
Bell County National Bank,
Temple, Tex
Feb. 19,1892
First National Bank, Deming, N. Mex
Feb. 29,1892
First National Bank, Silver
City, N. Mex
....do
Lima National Bank, Lima,
Ohio
Mar. 21,1892
Cherry vale National Bank,
Cherry vale, Kans
J u l y 2,1892
First National Bank, Erie, |
Kans
J u l y 2,1892
First National Bank, Hockwall, Tex
July 20,1892
Vincennes National Bank,
Vincennes, Ind
July 22,1892
Do
d
Do
....do
First National Bank, Del
Norte, Colo
Jan. 14,1893
Newton National Bank, Newton, Kans
Jan. 16,1893
Do
....do
Capital National Bank, Lincoln, Nebr
Feb. 6,1893
Bankers and Merchants'National Bank, Dallas, Tex ... . . . . d o
Commercial National Bank,
Nashville, Tenn
Apr. 6,1893
Do
....do
Alabama National Bank, Mobile, Ala
Apr. 18,1893
Evanston National Bank,
Evanston, 111
June 7,1893




Dividends paid daring the year.
Date.

Amount.

Total
dividends
paid dePer cent. positors.

Proportion of
interest
paid depositors.

Per cent, Per cent.
Apr. 15,1893

$1, 642. 08

.90

Apr. 19,1893

26, 649. 76

6.50

35

May 29,1893

29,911.15

4.6

100

Apr. 21,1893

7,563. 30

10

80

Mar. 28,1893
Oct. 31,1893

7, 629. 02
1,526. 31

25
5

95
100
50

Aug. 25,1893

20,246.81

Jan. 24,1893
Oct. 27,1893

8,459.86

Sept.26,1893
Oct. 11,1893
Aug.

1,1893

May 17,1893
Jan. 21,1893
June 16,1893

4, 428. 32

15

70.90

20
10.3

40
50.3

10

95

20

35

15, 504.80
19,620.00
25

25

10

45

25

75
100

8, 255.48
27,430.34
39, 756.50
37,424.46

25
50

J u l y 1,1893

8, 502.91

May 26,1893

56,795.15

Apr. 29,1893
Dec. 22,1892

28,115. 77
42,124.66

10
10
15

50
40

J u n e 5,1893

53, 070. 91

10

40

5,1893

2, 827.36

20

40

Aug. 28,1893

12, 615.81

35

Feb. 10,1893

7,732.17

Oct. 11,1893

20, 294.94

15

....do

16,901.14

20

Apr.

21.16

25
60

60
60
40
40

N o v . 30,1892

5, 322. 60

Feb. 4,1893

3,115. 96

20

20

Feb. 14,1893

11,725.18

30

100

Oct. 23,1893

15, 900. 00

35

35

Jan. 23,1893
Apr. 15,1893
June 9,1893

22,432. 28
67, 371.97
22,443.02

10
30
10

100

Aug. 30,1893

7,714.14

10

40
70
, 80
10

J u l y 1,1893
Oct. 2,1893

25, 892.88
18, 277.99

30
20

30
50

Aug. 25,1893

81,282.42

10

10

Oct. 11,1893

52,528.56

50

50

July 1,1893
Oct. 7,1893

376, 321. 95
138,516.19

30
10

30
40

July 25,1893

33,099.22

50

50

A u g . 10,1893

14,950. 80

100

196

REPORT OF THE COMPTROLLER OF THE CURRENCY,

PivmE}O>6, FIFTY-NINE IN NUMBER, PAID TO THE CREDITORS OF INSOLVENT
NATIONAL BANKS DURING THE PAST YEAR, ETC.—Continued.

Date of apName and location of bank. pointment of
receiver.

National Bank of Deposit,
HewYork,N.Y
Do
First National Bank, Brady,
T
r
Citizens' National Bank,
Hillsboro, Ohio
Chemical National Bank,
Chicago, 111
Northern National Bank,
Big Rapids, Mich
^Third National Bank, Malone,N.Y
Maverick National Bank,
Boston, Mass
*..
First National Bank, Ponca,
Nebr
State National Bank, Knoxville, Tenn
Consolidated National Bank,
San Diego, Cal
Chamberlain National Bank,
Chamberlain, S. Dak
Eed Cloud National Bank,
Red Cloud, Nebr
First National Bank, Red
Cloud, Nebr
Do
First National Bank, Kansas City, Elans
Pacific National Bank, Boston, Mass
Commercial National Bank,
Dubuque, Iowa
Total.

Dividends paid during the year.
Date.

Amount.

Total
dividends
paid dePer cent. positors.

Proportion of
interest
paid depositors.

Per cent. Percent.
June 9,1893 Aug. 5,1893
....do
Oct. 24,1893

$204, 630.17
199, 860.00

40
35

40
75

June 13,1893 Sept. 25,1893

12,308.68

40

40

June 16,1893 ....do

81,112. 60

25

25

July 21,1893 Sept. 30,1893

597, 032. 77

50

50

Aug. 3,1893 Oct. 31,1893

56, 606. 56

25

25

Dec. 30,1889 Dec. 31,1892

11,192. 92

19.25

99.25 |

Nov. 2,1891 Oct. 31,1893

189, 838.33

2.5

87.5

May 13,1893 ....do

14,771.50

20

July 22,1893 ....do

20,893.75

25

25

July 24,1893 ....do

134, 450.73

25

25

7, 712.04

20

50

50

July 1,1891 July 26,1893

15,053. 75

17.5

80

July 16,1891 July 29,1893
Dec. 1,1892

5, 709.16
10, 348. 01

10

50
40

Aug. 17,1891 June 26,1893
May 22,1882 July 5,1893

31,961.73

Apr. 2,1888 Nov. 18,1892

30, 472. 38

Sept. 30,1893 ....do

15, 255.74

3,041,134.99 |.

20

40

15
1.3
7

j

65.3
57

STATEMENT SHOWING RECEIVERSHIPS IN AN INACTIVE CONDITION.
Name and location of bank.

First National Bank, Anderson, Ind
German-American National Bank, "Washington, D. C .
Third National Bank, Chicago, 111
Mechanics' National Bank, Newark, N.J
First National Bank, Livingston, Mont
First National Bank, Pine Bluff, Ark
First National Bank, Leadville, Colo
First National Bank, St. Albans, Vt
Fifth National Bank, St. Louis, Mo
First National Bank, Sioux Falls, S. Dak
Gloucester City National Bank, Gloucester City, N. J
First National Bank, Sheffield, Ala
Harper National Bank, Harper, Kans
City National Bank, Hastings, NeLr
Pratt County National Bank, Pratt, Kans
Florence National Bank, Florence, Ala




• And interest.

Date of appointment of
receiver.

Dividends
paid.

°er cent.
Nov. 23,1873
43
Nov. 1,1878
68.7
Nov. 24,1877 *100
Nov. 2,1881
67.405
Aug. 25,1884
95
Nov. 20,1886
45
Jan. 24,1884
40
Apr. 22,1884
25
Nov. 15,1887
96
Mar. 11,1886
40
June 10,1890
40
Dec. 23,1889
15
Feb, 10,1890
80
Jan. 14,1891
30
Apr. 7,1891
70
Aug. 17,1891
25
I

198

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL B A N K S , D A T E S OF ORGANIZATION, A P P O I N T M E N T O F R E
TEiVT, W I T H AMOUNTS O F NOMINAL AND ADDITIONAL ASSETS, AMOUNTS COLLECT
ASSETS, E X P E N S E S O F R E C E I V E R S H I P , CLAIMS P R O V E D , D I V I D E N D S P A I D AND

Name and location of bank.

Date of

Capital

organization.

stock.

Receiver
appointed.

F i r s t National Bank, Attica, N. T
J a n . 14,1804
000 Apr. 14,1865
Venango National Bank, Franklin, P a
May 20.1865
300, 000 M a y 1,1866
200,,000 M a y 8,1866
Merchants' National Bank, Washington, D. C
Dec. 14,1864
50,
50. 000 Mar. 13,1867
F i r s t National Bank, Medina, N. Y
i Feb. 3,1864
100, 000 Mar. 21,1867
Tennessee National Bank, Memphis, Tenn
J u n e 5,1865
100, 000 j*pr. 30,1867
F i r s t National Bank, Solma, Ala
Aug. 24,1865
500, 000 M a y 20,1867
First National Bank, New Orleans, La
Dec. 18.1863
120, 000 A u g . 20,1867
National Unadilla Bank, Unadilla, N. Y
J u l y 17,1865
300, 000 Sept. 6.1867
Fanners and Citizens' National Bank, Brooklyn, N. Y J J u n e 5,1865
200, 000 Oct. 1,1867
Croton National Bank, New York, N. Y
'
Sept. 9,1865
F i r s t National Bank, Bethel, Conn
I May 15,1865
60, 000 Feb. 28,1868
F i r s t National Bank, Keokuk, Iowa
Sept. 9,1863
100, 000 M a r . 3,1868
National Bank of Vicksburg, Miss
Feb. 14,1865
50, 000 Apr. 24,1868
F i r s t National Bank, Rockford, 111
i May 20,1864
50, 000 M a r . 15,1869
First National Bank of Nevada, Austin, Nev
I J u n e 23,1865
250, 000 Oct. 14,1869
Ocean National Bank, New York, N. Y
! J u n e 6,1865 1,000, 000 Dec. 13,1871
200, 000 Dec. 15,1871
Union Square National Bank, New York, N. Y
j Mar. 30,1869 I
250,,000 ....do
Eighth National Bank, New York. N. Y
! Apr. 6,1864 !
200, 000 Dec. 20,1871
! Fourth National Bank, Philadelphia, P a
; Feb. 26,1864 |
106, 100 Apr. 23,1872
! Waverly National Bank, Waverly, N. Y
i May 29,1865 j
i First National Bank, Fort Smith, A r k
! Feb. 6,1866 i
50, 000 May 2,1872
AAA
"T4^.^ 1O
1 OrO
250, 000
j Scandinavian National Bank, Chicago. Ill
i May 7,1872 !
Dec.
12,1872
175, 000 D e c 31,1872
Wallkill National Bank, Middletown, N. Y
| J u l y 21,1865 I
500, 000 Mar. 18,1873
Crescent City National Bank, New Orleans, La
! Feb. 15,1872 j
300, 000 Apr. 28,1873
Atlantic National Bank, New York, N. Y
I J u l y 1,1865 I
500, 000 Sept. 19,1873
F i r s t National Bank, Washington, D. C
| J u l y 16,1863 i
750, 000 Sept, 22.1873
National Bank of the Commonwealth, New York, N. Y . | J u l y 1,1865 |
400, 000 Sept. 25,1873
Merchants' National Bank, Petersburg, Va
| Sept. 1,1865 I
200, 000 . . . :do
F i r s t National Bank, Petersburg. Ya
j J u l y 1,1865 j
100. 000 Oct. 18,1873
F i r s t National Bank, Mansfield, Ohio
A May 24,1864 j
600; 000 Oct. 23,1873
New Orleans National Banking Association, New Or- i May 27,1871 j
leans, La.
I
50.000 Oct. 24,1873
F i r s t National Bank, Carlisle, P a
J u l y 7,1863
50, 000 Nov. 23,1873
F i r s t National Bank, Anderson. I n d
J u l y 31,1863
100, 000 Dec. 16.1873
First National Bank, Topeka, Kans
Aug. 23,1866
100,000
J u n e 3,1874
F i r s t National Bank, Norfolk, Va
Feb. 23,1864
50, 000 Nov. 28,1874
Gibson County National Bank, Princeton. Ind
Nov. 30,1872
150,
000
Dec. 10,1874
F i r s t National Bank of Utah, Salt Lake City, Utah
Nov. 15,1869
500,000 Feb, 1,1875
Cook County National Bank, Chicago, 111
J u l y 8,1871
100,
000
Oct. 22,1875
F i r s t National Bank, Tiffin, Ohio
Mar. 16,1865
200, 000 Oct. 28,1875
Charlottesville National Bank, Charlottesville, Ya
J u l y 19,1865
150,
000
J
a n . 24,1876
Miners' National Bank, Georgetown, Colo
Oct. 30.1874
200, 000 Feb. 1,1876
Fourth National Bank, Chicago, 111.*
j Feb. 24,1864
30,
000
.
.
..do
F i r s t National Bank, Bedford, Iowa
| Sept. 18,1875
50, 000 Feb. 26,1876
First National Bank, Osceola, Iowa
j J a n . 26,1871
100,000
Mar.
13, 1876
F i r s t National Bank, Duluth, Minn
Apr. 6,1872
First National Bank, La Crosse, W i s
I J u n e 20,1865
50, 000 Apr. 11,1876
May
17,1876
City National Bank, Chicago, 111
i Feb. 18,1865
250, 000
W a t k i n s National Bank, Watkins, N. Y
J u n e 2,1864
75, 000 J u l y 12,1876
Sept.
23,1876
F i r s t National Bank, Wichita, Kans
i J a n . 2,1872
60, 000
Oct. 7,1863
First National Bank, Greenfield, Ohio *
50, 000 Dec. 12,1878
Apr. 1,1865
National Bank of Fishkill, N. Y
200,000 Jan. 27,1877
Aug. 5,1863
First National Bank, Franklin, Ind.
132, 000 Feb. 13,1877
Northumberland County National Bank, Shaniokin, Pa. Jan. 9,1865
67, 000 Mar. 12,1877
July 25,1865
First National Bank, Winchester, 111
50,000 Mar. 16,1877
Jan. 16,1865
National Exchange Bank. Minneapolis, Minn
100,000 May 24,1877
Bank of the
State of Missouri, St. Louis,, Mo.. Oct. 30,1866
2, 500, 000 J u n e 23,1877
National Ba
t
,
First National Bank, Delhi, Ind
Mar. 25,1872
50, 000 J u l y 20,1877
First National Bank, Georgetown, Colo
May 31,1872
75, 000 Aug. 18,1877
120, 000 Aug. 20.1877
Lock Haven National Bank, Lock Haven, Pa
June 14,1865
Third National Bank, Chicago, 111
| Feb. 5,1864
750,000 Nov. 24,1877
Central National Bank, Chicago, HI
Sept. 18,1872
200, 000 Dec. 1,1877
500, 000 Feb. 11,1878
_First
.
. National
„ .
. Bank,
_ - -Kansas City,
- . . Mo.
~
'Nov. 23,1865
100,000 . . . . d o
Commercial National Bank, Kansas City, Mo.
June 3,1872
112, 500 Feb. 28,1878
First National Bank, Ashland, Pa. *
Apr. 27,1864
100, 000 Mar. 23,1878
First National Bank, Tarry town, N. Y
Apr. 5,1864
250,000 Apr. 15,1878
First National Bank, Allen town, Pa. *
Dec. 16,1863
100, 000 May 15,1878
First National Bank, Waynesburg, Pa. *
Mar. 5,1864
200, 000 J u n e 8,1878
Washington County National Bank, Greenwich, N. Y.. June 30,1865
50, 000 . . . . d o
First National Bank, Dallas, Tex
July 16,1874
100, 000 Sept. 13,1878
People's National Bank, Helena, Mont
May 13,1873
50, 000 Sept. 14,1878
First National Bank, Bozeman, Mont
Aug. 14,1872
50,000 Sept. 25,1878
Merchants' National Bank, Fort Scott, Kans.*
J an. 20,1872




* Formerly in voluntary liquidation.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

199

CEIVER AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING- SYSEI) FROM ALL SOURCES, LOANS PAID AND OTHER DISBURSEMENTS, LOSSES ON
REMAINING ASSETS RETURNED TO STOCKHOLDERS.
Nominal assets at date of suspension.
Estimated
good.

$50, 823
83, 713
*"""i8,"424"
50,000
116, 422
853,148
36, 748
1,175, 656
255, 235
39, 486
98, 240
21,584
7,000
129, 721
1, 867, 641
364,973
229, 617
653, 658
86,493
15, 800
100, 000
127, 769
379, 020
336, 833
1, 000, 000
1, 435,113
342, 260
100, 000
94,483
300, 000
28,077
50, 000
25, 000
77, 723
51, 296
6,300
619,836
140, 000
169, 520
20,000
27,123
29, 752
74; 376
18,093
35, 000
453, 037
86,014
59, 226
194, 665
86, 492
67, 246
67, 541
135, 231
935, 999
175, 254
34, 368
220, 481
1, 330,215
157,438
1,118,118
52,349
107, 318
100, 994
19,879
311,324
48,149
32,559
9,010
21,225

Estimated
doubtful.

$28, 053
57,029
860, 929
2,029
395, 412
96, 556
276,400
69, 857
121, 683
144, 903
4,809
79, 652
49, 959
811
497, 292

Additional
assets received sincej
Estimated
d a t e of
worthless. suspension
$115, 538
818,154

$13, 692
27, 741

10i,072

""5." 400"
26; 579
57,732
156, 575
19, 449
121, 017
21, 572
12, 212
13,426

736, 997
40, 000
14,174
100, 000
50, 000
110, 450
58, 852
1, 277, 690
473, 372
252, 250
50,000
173, 378
100,000
55,386
80, GOO
85, 000
56, 350
32, 011
204, 600
1, 250,163
120,000
105,218
190, 069
131, 227
26, 858
19, 938
118, 300
25, 000
478,917
44,582
18, 387
57, 675
262, 909
58,188
112, 026
66, 025
90, 704
2, 818, 966
6,250
52, 627
150,650
631,797
161,441
313, 726
74, 724
41,584
132,445
15, 869
27,894
36, 245
95, 251
76, 046
15,543




78, 415
701,116
86, 856
272, 757
65, 361
83, 830
125, 057
22, 569
91, 412
942, 283
91, 355
165,442
37,494
25, 000
168,100
25,000
148, 920
283, 550
453, 593
321, 722
79,409
7,954
376,870
29,267
103, 057
78,857
80,297
29, 055
3,274
151,439
63, 620
257, 655
65, 802
9,359
5, 737
35, 855
65,097
85, 805
9,105
67,531
51,403
200,909
25,941
79,101
124, 371
633, 744
6,596
629,113
24, 990
330, 704
170, 712
405, 000
51,175
19,070
153, 467
185, 220
42, 284
236, 971
67,423
166,151
333
46, 588

30, 371
42, 236
124, 832
11,895
49, 409
32, 517
6, 537
24, 866
25,102
168, 603
128. 337
215; 724
404, 431
103, 609
43, 225
21, 095
654,185
2,574
100, 607
14,241
3,542
12, 816
15, 258
678, 349
18, 439
30,696
27, 287
3,084
9,635
15,162
13, 816
44;815
86,248
21, 738
3,681
376
49,441
24, 217
14, 770
14, 270
18, 411
433, 400
1*3, 478
30, 398
34, 350
97,047
16, 680
19, 817
6,723
20, 289
2,171
1,861
13, 749
4,305
67,942
21, 090
1,892

Total
assets.

$208,106
986, 637
860. 929
126, 925
471, 991
349,125
1, 987, 239
212, 910
1, 691,113
487, 071
140, 337
316, 375
94,112
38,182
760, 661
2, 934, 756
468, 223
1,181, 465
653, 658
196, 504
61, 511
392, 966
227, 871
806, 993
807,572
2,493, 414
2, 766, 509
1, 019, 841
272,634
296, 910
1,431,055
115,304
333, 664
203, 098
217, 912
125,178
229, 432
2, 699, 787
342, 059
563, 089
237, 356
227, 236
75, 604
115, 213
186, 064
169, 912
1,104,007
161,439
148,825
58, 051
558,418
369, 806
219, 983
226. 937
368, 717
4, 822,109
201, 578
746,506
430,471
2, 389, 763
506, 271
1, 856, 661
184, 971
176,831
274, 750
339. 715
60, 014
589, 938
156,122
361,903
136, 479
85,248

Nominal
Loss on
value
assets comOffsets
pounded or of assets
allowed and sold under j returned to
settled.
order of
stockcourt.
holders.
$18,661
69,445

6,845
58, 645
55, 342
30, 641
1,570
- 33,454
4,608
274
317, 742
285, 736
101, 719
38, 911
303, 504
15, 780
6,211
30, 378
8.949
98, 460
280, 955
368,992
103,842
3,225
5, 735
8,964
7,068
10, 410
26, 951
2,191
3,595
2,869
452, 953
60, 447
24, 882
8,761
2,100
3,510
3, 043
1,139
4,296
48,381
3,151
17,409
13,192
60,311
8,487
6,537
21,498
166,831
62, 774
36, 598
41, 324
59, 322
7,245
1,482, 725
22,962
16, 072
164, 949
20, 608
714
18, 541
30, 088
12,492
7,700
178

$114, 236
796.197
68(1 665
93, 638
380, 383
179, 894
929, 289
132
400, 903
187, 586
70,122
123, 409
57, 938
219, 750
1, 254, 358
9,855
379,794
56, 011
37, 629
224, 703
22, 084
285, 346
161,013
765, 356
589,213
616, 642
146, 764
182, 231
715,584
51, 294
235,127
118,083
55, 917
54, 332
196, 231
1, 948, 095
84, 709
58, 715
186, 254
6,266
49, 929
30, 319
111, 780
85, 019
470, 908
18, 635
67, 345
44,344
223, 375
203,792
99, 588
117,173
139,309
1,771, 699
1,310
606, 580
143,664
310,813
287, 682
22, 559
67, 396

33, 863

53,473

36, 957
34, 259

112,818 I
268, 000
47, 239
6,972
106, 292
32, 372
20,141
65,804

279,987

200 Her
INSOLE i N i

<>r r\ r \

"I'/N

!

" •: <»•

v , n\i ^r\r

\
M, w w

1

Name and location of bank.

73 Farmers' National Bank, Platte City, M o . . . . . . . . . . . .
74 First National Bank, Warrensburg,"Mo
75 German-American National Bank, Washington, D. C
76 German National Bank, Chicago, 111. *
77 Commercial National Bank, Saratoga Springs, N. Y...
78 Second National Bank, Scranton, Pa. *
79 National Bank of Poultney, Vt
80 First National Bank, Monti cello, Ind
81 First National Bank, Butler, Pa
82 First National Bank, Meadville, Pa
83 First National Bank, Newark, N. J
84 First National Bank. Brai tleboro, Vt
85 Mechanics' National Bank, Newark, N. J
86 First National Bank. Buffalo, N. Y
,
87 Pacific National Bank, Boston, Mass
88 First National Bank of Union Mills, Union City, Pa
89 j Vermont National Bank, St. Albans, Vt
."
90 t First National Bank, Leadville, Colo
91 j City National Bank, Lawrenceburg, Ind, *.
92 I First National Bank, St. Albans, Vt
93 j First National Bank, Monmouth, 111
94 j Marine National Bank, New York, N. Y
95 I Hot Springs National Bank, Hot Springs, Ark
96 j Richmond National Bank, .Richmond, Ind
97 i First National Bank, Livingston, Mont
98 j First National Bank, AH don, N. Y
99 | First National Bank, Jamestown, N. Dak
100 I Logan National Bank, West Liberty, Ohio
101 I Middletown National Bank, Middletown, N. Y
102
103 Farmers' National Bank, Bushnell, 111
104 Schoharie County National Bank, Schoharie, N. Y
105 I Exchange National Bank, Norfolk, Va
106 First National Bank, Lake City, Minn
107 Lancaster National Bank, Clinton, Mass
108 First National Bank, Sioux Falls, S. Dak
109 First National Bank, Wahpeton, N. Dak
110 First National Bank, Angelica, N. Y
„.
111 City National Bank, William sport, Pa
112 Abmgton National Bank, A bington, Mass. f
First
National
Bank,
Blair,
Nebr.
113
114 First National Bank, Pine Bluff, A rk
115 Palatka National Bank, Palatka, Fla
116 Fidelity National Bank, Cincinnati, Ohio
117 Henrietta National Bank. Henrietta, Tex
118 National Bank of Sumter, S. C
119 First National Bank, Dansville, N. Y.
120 | First National Bank, Corry, Pa
121 | Stafford National Bank, Stafford Springs, Conn
J.............
122 | Fifth National Bank, St. Louis, Mo
123 Metropolitan National Bank, Cincinnati, Ohio
124 First National Bank, Auburn, N. Y
125 Commercial National Bank, Dubuque, Iowa.
126 |1 State National Bank, Raleigh, N. C
127 Second National Bank, Xenia, Ohio
128 I Madison National Bank, Madison. S, Dak
129 Lowell National Bank, Lowell, Mich
130 I California National Bank, San Francisco, Cal
131 j First National Bank, Anoka, Minn
132 National Bank of Stielbyville, Tenn
133 I First National Bank, Sheffield, Ala
134 | Third National Bank, Malone, N. Y
,
135 i First National Bank, Abilene, Kans
136 j Harper Nation al Bank, Harper, Kans
137 j Gloucester City National Bank, Gloucester City, N. J
!.
138 I Park National "Bank, Chicago, 111
139 I State National Bank, Wellington, Kans
-...
140 Kingman National Bank, Kingman, Kans
141 First National Bank, Alma, Kans
.^
142 First National Bank, Belleville, Kans
143 First National Bank, Meade Center, Kana
-. .
144 American National Bank, Arkansas Citv, Kans
145 City National Bank, Hastings. Nebr.... *
146 People's National Bank, Fayetterilie, N. C147 Spokane National Bank, Spokane Falls, VTash.
F i r s t National Bank, Ellsworth, K a n s
* Formerly in voluntary liquidation.




i

OF

RE

A i imioxAL ASSETS,

j <\'.pita]
n ' stock.

i Receiver
j appointed.

$50, GOO Oct. 1,1878
100,000 Nov. 1,1878
130,000 . . . . d O
500. 000 Dec. 20,1878
.Win- . l*r, i
100,000 Feb. 11,1879
A io ;» l ^ , i '
200! 000 Mar. 15.1879
100.000 Apr. 7,1879
y " M WJ>
50,000 J u l y 18,1879
50.000 J u l y 23.1879
100. 000 J u n e 9,1880
:.oo. 000 J u n e 14,1880
J ,< . 0 ^
300. 000 J u n e 19.1880
500! 000 Mar. 2.1881
.•i. . 9 *
100.000 Apr. 22,1882
i I,
5 ]h
V
M \
9 1877 I
961, 300 May 22,1882
50. 000 Mar. 24,1883
v». t 2; w / ) i
200. 000 Aug. 9.1883
"M n 19 is,"'. '
60. 000 J a n . 24,1884
100. 000 Mar. 11,1884
i . 1> 24 H8J
100,000 Apr. 22,1884
75. 000 . . . . d o
•Jim 7 HS2 i
400. 000 May 13,1884
.!•!,.( 3 IS'".) I
50, 000 J u n e 2,1884
250. 000 J u l y 23.1884
50.
000 Aug. 25.1884
V- ' J 1 Ho'100. 000 Aug. 26.188-1
50. 000 Sept. 13.1884
5), 000 Oct. 18,1884
• I.
7 i S5
/ I. 1 J ]b ". I
200,000 Nov. 29,1884
50, 000 Dec. 17,1884
V » 1^ ',o7 50,000 Mar. 23,1885
800, 000 Apr. 9,1885
50. 000 J an. 4,1886
100, 000 J a n . 20,1886
M i . 1 5 1880 '
50, 000 Mar. 11,1886
J < o 2,1882 |
50, 000 Apr. 8,1886
100, 000 Apr. 19,1886
Si', : 1 ?! 1^74 !
100, 000 May 4,1886
.l-i \ I 1-65 |
J 50, 000 i Aug. 2,1886
50, 000 I Sept. 8,1886
50, 000 I Nov. 20,1886
1
> o\ _\i 1^84
50.000
J u n e 3,1887
1 • >. 1J7, 1S»P 1, 000, 000 I J u n e 27,1887
A u -. 8. l.v*3
50, 000 I Aug. 17,1887
50, 000 ! Aug. 24,1887
50,000 I Sept. 8,1887
100,000 • Oct. 11,1887
200. 000 ! Oct. 17.1887
300, 000 1 Nov. 15,1887
1,000, 000 I Feb. 10,1888
150,000 S Feb. 20,1888
100,000 | Apr. 2,1888
100,000 ' Mar. 31.1888
150.000 May 9,1888
50, 000 I J u n e 23,1888
50. 000 Sept. 19,1888
J >J ( 14 ii-63
200, 000 J a n . 14,1889
O< " . 0 18^6
50, 000 Apr. 22,1889
S i ] • I i 1882 '
50, 000 Dec. 13,1889
(hi. 2 1, 1-74 !
100.
000 Dec. 23,1889
Jn. ] • 1887
50, 000 Dec. 30,1889
J i 1 15 1 ^ 5 !
100, 000 J a n . 21,1890
.i' . _: W 9
50, 000 j Feb. 10,1890
J n
6 l^o
50,000 I J u n e 12,1890
O 1 ^<J lh^8
200, 000 I J u l y 14,1890
U.i' II J8^G
50. 000 Sept. 25,1890
100. 00i) I Oct. 2.1890
75, 000 ! Nov. 21,1890
50.000 Doc. 12,1890
50, 000 : Dec. 24,1890
300, 000 ! Dec. 26,1890
100. 000 I J a n . 14,1891
•5
125, 000 ! Jan. 20,1891
c?
Jan 24 1 ^ 1
100, 000 ! Feb. 3,1891
l
50, 000 i Feb. 11,1891
Soj>t 11,1 <«^4 |

J' i\ ,1 h71

t Restored t solvency.

REPORT OP THE COMPTROLLER OF THE CURRENCY.
CEIVER A.NM) C L O ^ l ^ a ,

SIN^CE THE OllGANEZATEON OF THE NATIONAL

201

BANKING

AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.

Nominal assets at date of suspension. Additional
Estimated
good.

$9, 561
90, 953
256, 286
104, 966
133.169
264. 908
68. 078
23. 646
12, 647
115, 012
418, 951
51, 574
1,114, 503
488,892
648, 710
161, 699
124,114
72,197
13. 993
217! 314
172, 940
3, 496. 495
31, 058
367,109
33, 543
55, 763
7, 519
60. 096
600^ 810
13,170
96, 981
1, 273, 711
57. 487
144, 850
48, 510
20,505
59. 810
154, 879
122, 551
235,474
50, 793
15, 646
2, 464, 079
74,171
66, 081
17', 449
156, 586
208, 243
580, 321
1, 668, 952
268, 961
333, 506
152, 390
181, 870
17,136
55,535
400, 003
83, 776
1,898
153, 262
74,662
38, 896
25, 775
•
6,675
342, 921
23, 319
11,416
9,233
10, 794
6,201
206,303
48,128
101, 878
314, 354
102,952

Estimated
doubtful

$18, 691
194, 457
139, 514
101, 971
167, 503
101,178
97, 257
6, 734
134,716
22, 545
64, 041
185, 002
65,526
1, 416, 793
46, 829
520, 917
56, 042
14, 500
96.875
96, 543
816, 916
27, 774
72. 356
15, 304
44, 446
29, 826
22. 695
53, 692
3,874
39, 593
1, 441, 378
91, 996
138, 707
137, 859
66, 965
28,459
26, 825
168,164
8,000
82, 612
32, 092
915, 577
35, 999

assets reE s t i m a t e d ceived since
date of
worthless.
suspension.
$42. 296
11, 578
37, 923
475,052
28. 969
104,858
18,384
4, 374
34, 737
12. 863
55. 895
302, 654
78,286
696, 987
1, 397. 334
16, 309
118, 618
102,112
2. 554
49. 951
9,688
1, 568, 940
27,190
171, 319
22. 255
113. 329
29j 352

8,397
20, 239
119,869
929, 388
787,598
160, 617
324, 872
176, 652
214, 560
91,153
71,124
61, 519
44, 698
98.099
117, 240
31, 442
92, 995
21,224
12, 317
256, 395
77, 765
101, 635
27,273
50, 866
42, 808
376. 977
59. 642
24, 882
190, 090
46,213




167, 075
62,229
28,010
938,916
7,291
8,094
3,821
44,909
70,458
24, 398
5,462
6,834
4,909
8,791
2,494, 511
12, 995
159
37, 572
66, 710
60, 869
61, 622
125, 236
510, 790
15,112
137,561
78, 496
20, 025
1,316
216, 704
17, 225
44,592
72,568
33,827
81, 897
19, 674
56, 237
142, 551
11, 646
64, 792
40, 709
22, 426
21, 564
55, 732
110,400
124. 504
9,060
43,981

$1, 944
33, 375
61.147
29. 881
17, 085
47. 591
19. 560
15, 017
27, 503
19,198
41,173
43,895
231, 058
36. 916
425, 859
23. 640
20,617
52. 069
1,599
77, 584
32, 854
712, 681
6.407
124; 054
867
212, 500
3,312
56. 057
127,451
11,899
4,809
60,858
57, 994
69, 964
5,700
4,138
7,798
35, 202
21,633
5,439
4,404
1,790
1,483, 980
25, 696
17, 769
56, 220
29, 501
29,177
88, 879
7, 111
253, 888
29,221
8,398
69, 652
34,152
46, 811
95, 050
18,077
6,092
3,067
2,383
1,641
2,868
7,266
41,536
9,953
5,592
13,795
745
358
108, 294
15, 717
22, 626
141, 626
1,066

Loss on
Nominal
assets comvalue
pounded or j of assets
sold u n d e r r e t u r n e d t o
stockorder of
holders.
court.

TnHl

$72, 492
330, 363
494. 870
711, 870
346. 726
518, 535
2u3, 279
49, 771
209, 603
169, 618
580. 060
398,123
608. 849
1, 288, 321
3, 888, 696
248,477 ,
784. 266 1
282, 420
82, 646
441. 724
312, 025
6, 595, 032
92, 429
734, 838
71, 969
426, 038
70, 009
138, 848
949, 082
91,172
169, 303
3, 714,863
214,768
361, 615
195,890
136, 517
166, 525
241, 304
317,810
255, 747
142, 718
58, 319
7, 358,147
148,861
84,009
119, 638
273, 036
418,158
1, 660, 210
2, 588, 897
1,194, 256
1,702, 711
475, 001
544, 578
162, 466
174, 786
773, 276
163, 776
150, 681
346, 237
142, 314
215, 429
69, 541
82, 495
783,403
122, 683
183, 435
91, 010
84, 831
70, 931
747, 306
233,887
273, 890
655.130
194,212

$10, 947
55, 255
165, 846
6.170
17,475
36. 737
3, 353
8.411
11. 920
3,345
154, 945
4, 902
73. 925
172, 063
73, 925
4,376
19,171
8,970
52
9,888
5,320
904, 558
5.381
32, 233
84
42, 269
5
11,140
22,189
3,411
508
197, 261
584
18,883
54,116
1,168
1,284
4,104
3,721
5,645
127

$8. 207
118, 507
92. 833
521, 783
101. 810
20?», 982
25, 729
64
106. 562
26, 043
86, 953
801
66, 364
650, 736
66, 364
89. 925
483, 834
124, 918
16. 017
152. 038
11. 071
118. 244
31. 402
348. 492
23,118
144. 070
49. 155
75,679
300,526
350
89, 506
461,520

641, 630
6,594
883
19.806
8,971
10, 556
164, 276
17,528
52, 010
71,172
67, 849
13, 275
2,001
1,840
21, 019
2,196

1,001,138

3,6i9
1, 416
1,733
5,600
281
76,124
801
1,541
274
200
4,047
288
8,143
67, 577
2,420

36,
21,
106,
10,

030
268
872
211
816
76, 659
2,358
76, 736

1,057
68,034
124, 580
10,146
582, 000
16, 000
309,000
121, 369
220,176
39,557
109, 773
33, 240
128, 879
22, 360
122,751
232,147
25,354
157, 695
9,164
6, 812
23,696
8,934
32; 791
516
5,000
8,191
7,645
171, 877
11, 543
1,802

$69, 659
72, 754
77, 592
26, 439
302,654

73
74
75
76
77
78
79
80
81
82
83
I 84
85
86
87

89
90
91
92
93
94
95
18, 517
96
97
98
99
100
101
41,079 102
103
104
105
65,573
60, 998 106
107
108
77, 725 109
70, 715 110
38, 917 111
43, 697 112
113
44,068 114
1115
37,585 1116
! 117
1118
i 119
133,585 ! 120
121
1,164, 063 122
123
124
125
161, 275 1126
1127
39, 557 ! 128
,
1129
1,130
1131
1132
133
134
135
136
137
138
139
140
141
1142

!l43

[144
) 145
146
147

202

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT

NATIONAL P>ANKS, D A T E S OF ORGANIZATION, A P P O I N T M E N T O F R E
SYSTEM, W I T H AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,

Date of organization.

Name and location of bank.

148
149 |
150
151
152
153
154
155
156
157
158
159
160
161
162
163
164
165
166
367
168
169
170
171
172
173
174
175
176
177.
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
213
214
215 !
216 I
217
218 I
219 |
220 |

Second National Bank, McPherson, Ivans .
S.-pt. 16,1887
Pratt County National Bank, Pratt. Kans.
Sept. 8,1887
Keystone National Bank, Philadelphia
July 30,1S75
Spring Garden -National Bank, Philadelphia, Pa
| _M:ii*. 13.18*6
National City Bank, Marshall, Midi
j July 29, 1872
lied Cloud National Bank, lied Cloud, Nebr
i -May 1.UH84
As bury Park National Bank, Ashnrv Park, N. J
! M-]>r. 17.1887
Ninch National Bank, Dallas, T e x . . .*
'
First National Bank, Ked Cloud, Nebr
]\-)V. M8S2
Central Nebraska National Bank, Broken Bow, Nebr... Sept. 28,1888
Oct. 3.1889
Florence National Bank, Florence, Ala
,1 uly 15,1884
First National Bank, Palatka, Flu
First National Bank, Kansas City. Kans
j May 17.1887
Rio Grande National Bank, Laredo, Lex
' Oct. 28.1889
.Ijui. 30, IH(35
First National Ban k, Clearlield, Pa
Doe. 18,1889
Farley National Bank, Montgomery, Ala.*
May 9.1887
First National Bank, Coldwater, Knn.s
])<•<"•. 31^1864
Maverick National Bank, Boston, Mass
Nov.
12. 1864
Corry National Bank, Corry, Pa
Die. 2.1885
Cheyenne National Bank, Cheyenne, Wyo
Dec.
29.1887
California Nati onal Bank. San"Diego. Cal
J u l v 2."), 1866
First National Bank, Wilmington ."IN*. C
Nov.
21,1881
Huron Nation s 1 Banic, Hurou, S. Dak
(»ct. 12, 18S6
First National Bank, Downs. Kans
F
e
b
.
2H.
J805
First National Bank, Muncy, Pa
Aim. 25.1890
Bell County National Bank" Temple, Tex
Apr.
22,1884
First National Bank, Dem ing. N. Me
Sin)t.l7,1880
First National Bank, Silver City, N. Mex
flail. 10,18^3
Lima National Bank, Lima, Ohio
J u l y 31,18'.)0
National Bank of G-uthrie, Okla
A pi'. 16,1S;)O
Cherryvale National Bank, Cherry vale, Ivans
J >L:i. j 5.1889
First National Bank, Erie, Ivans
y.-.y 29. 18S8
First National Bank, Kockwall, Tex
J u l y 17.18(55
Vincennes National Bank, Vincennes, Ind
Mar. 18,1S90
First National Bank, Del Norto, Colo
J a n . 28, 1885
Newton National Bank, Newton, Kans
,)•
me 20,1883
Capital National Bank, Lincoln, Nebr
Bankers and Merchants' National Bank, Dallas, Tex . . . J a n . 21,1890
Apr.
12,1S06
First National Bank, Little Rock, Ark
J u l y 22. 18S4
Commercial National Bank, Nashville, Tenn
M:i\
13,1871
Alabama National Bank, Mobile. Ala
Jiiii. 28.18^7
First National Bank, Ponca, Nebr
Oct. 3,1881
Second National Bank, Columbia, Tenn
Apr. 23.18S7
Columbia National Bank, Chicago, 111
1
Aim
. 30.1889
Elmira National Bank. Elmira, N\ Y
Mar. 12.18U0
National Uank of North Dakota, Fargo. N. Dak
Jtii>olM».
1892
Evanston National Bank, Evanston. Ill
A iv. 5, 1887
National Bank of Deposit, New York. N. Y
J
u
l
y
16,1887
Oglethorpe National Bank, Brunswick, Ga
Oct. 23.1889
First National Bank, Lakota. N. Dak
Sept. 1.1874
First National Bank, Cedar Falls, Iowa
J a n . 7.1890
First National Bank, Brady, Tex
J r u e HO. 1885
First National Bank, Arkansas City, Kans
S(-»:. 4.1872
Citizens' National Bank, Hillsboro, Ohio
l'Vb. 2.1884
First National Bank, Brunswick. Ga
.June 17.1890
City National Bank, Brownwood, Tex
MJIV 2.1884
Merchants' National Bank, Tacoma, AVasli
Aiiir.CS, 1881
City National Bank, Greenville, Mich
Auu. 26. 1S89
First National Bank, Whatcom. Wash
J u n e 28,1890
Columbia National Bank, New Whatcom. 'Wash
A p r . 8,188!)
Citizens' National Bank, Spokane Falls. Wash
Dec. 5.1891
First National Bank, Phillipsburg, Mont
M a y 31,1890
Linn Coun ty National Bank, Albany, Oregon
Dec. 21,1889
Nebraska National Bank, Beatrice, Nebr
Dec. 2,1890
Gulf National Bank, Tampa, Fla.
Sept. 11,1889
Livingston National Bank, Livingston. Mont
Deo. 15,1891
Chemical National Bank, Chicago, 111
Oct. 23.1882
Bozeman National Bank, Bozeman, Mont. x
Sept. 22,1883
Consolidated National Bank, San Diego, Cal
J u l y 16.1889
First National Bank, Cedartown, G a . . .
Oct. l\ 1890
Merchants' National Bank, Great Falls, Mont
A u g . 28,1889
State National Bank, Knoxville, Tenn,
Nov. 11,1882
Montana National Bank, Helena, Mont
* Restored to solvency.
J . 4 , A ^ V J L

\_/

M-VJ

1 4 . * . * .

^L~y

(AJ

*.. A v / J - l t i i - * .

J k J C l - L I

J \

^




X

l

V

^

V

i

\ . . J X ' ' U

v

l

.

,

j

.

1

V

'

J

i

.

•

-

-

-

•

•

•

—

•

»

•

•

)

Capital
stock.

$50, 000
50,
000
500,
000
750.
000
100.
000
75!
000
100,000
300,
000
75,
000
60,
000
60.
000
lf»0| 000
150, 000
100,
000
100,000
100,
000
52, 000
400,000
100,000
150,000
500,
000
250, 000
75,
000
50,
000
100,
000
50,
000
100,
000
50, 000
200,
000
100,
000
50,
000
50,
000
125,
000
100,
000
50,
000
100,
000
300, 000
500,000
500,000
500,
000
150,000
50,
000
100,
000
1 000,000
200,
000
250,
000
100,
000
300, 000
150,000
50, 000
50,
000
50,
000
125,
000
100,
000
200.000
150!
000
250,
000
50, 000
50,000
100,
000
150,
000
50, 000
100, 000
100, 000
50,
000
50,
000
1, 000, 000
50,
000
250,
000
75, 000
100,000
100, 000
500, 000

Receiver
appointed.

Mar. 25,1891
Apr. 7,1891
May 9,1891
May 21,1891
June 22,1891
July 1,1891
J u l y 2,1891
J u l y 16,1891
do
J u l y 21,1891
July 23,1891
Aug. 7,1891
Aug. 17,1891
Oct. 3,1891
Oct. 7,1891
....do
Oct.
14,1891
Nov.
2,1891
Nov. 21,1891
Dec.
5,1891
Dec.
18,1891
Dec.
21,1891
Jan.
7,1892
Feb.
6,1892
Feb.
9,1892
Feb.
19,1892
Feb.
29,1892
....do

Mar. 21,1892
June 22,1892
J u l y 2,1892
do
J u l y 20,1892
J u l y 22,1892
Jan. 14,1893
Jan. 16,1893
Feb.
6,1893
....do
....do
Apr. 6,1893
Apr. 17,1893
May 13,1893
May 19,1893
May 22,1893
May 26,1893
June 6,1893
J une 7,1893
June 9,1893
June 12,1893
June 13,1893
d
....do
June 15,1893
June 16.1893
June 17,1893
June 20,1893
June 23,1893
June 27,1893
....do
....do
July 1,1893
July 8,1893
July 10,1893
July 12,1893
July 14,1893
July 20,1893
J u l y 21,1893
July 22, 1893
J u l y 24,1893
July 26,1893
July 29,1893
....do
A u g r 2,1893

OF THE COMPTROLLER OF THE CURRENCY.
CEIVER, ANI> CLOSING, SIXCF. THE ORGANIZATION OF THE NATIONAL
AMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued.
Nominal assets at date of suspension. A d d i t i o n a l
Estimated Estimated
doubtful.
good.

assets received since
Estimated
d a t e of
worthless. suspension.

Total
assets.

$7,537
24,983
575, 606
280, 592
157, 652
33,823
24, 089
123, 895
34, 040
37, 214
27,436
157, 630
86,050
42,152
74, 758

$85, 858
56, 756
966. 992
555, 430
38,725
118, 333
32, 015
229, 956
41, 226
91, 074
80,860
214, 991
87,665
27,181
51, 564

$29, 718
17,166
153, 913
1, 485, 688
641
13, 635
50, 240
218,928
82,117
9,321
15, 460
112, 844
118,023
101, 848
142,122

$43, 849
4,551
625, 472
219, 720
2,749
13, 807
23. 462
10,363
5,167
82
l"096"
13,652
4, 352
51,397

$106, 962
103, 456
2, 351, 983
2, 541, 430
199, 767
179. 598
135,806
583,142
102. 550
138, 291
123, 756
486, 501
305,390
175. 533
319, 841

16,121
4,170. 649
429,340
130, 365
541,363
140, 808
41,221
17,570
62,381
68, 264
24,715
63, 241
124,113

50,064
4,747,445
152,513
298,762
535, 479
369,140
17, 778
60, 938
106, 718
65, 727
209, 549
86,124
276,990

19,455
772, 597
61, 480
31, 617
360,716
181, 995
39,147
39, 621
9, 696
2,650
32, 215
5, 048
58, 257

2, 909
415,G47
36, 638
62,199
165,840
24, 428
1,289
1,427
27,100
393
2,065
2,677
19, 401

88, 548
10,106, 338
679, 971
522,943
1, 603,398
716, 371
99,435
119, 556
205. 895
137,034
268, 544
157, 090
478, 701

15, 583
60, 369
31,523
106,351
68,135
30,329
335,352
34,142
300, 549
1,085, 328
50,839
28,700
81,751
831, 565
158,187
19,956
48,169

31,110
5,111
79, 936
109,297
83, 761
27,959
174,852
157, 453
272, 803
365, 918
131, 069
121 847
141,872
1,097,119
378, 953
296,498
90,902

53, 933
30, 953
109, 651
149,159
26, 341
145,461
413, 862
437, 285
477, 405
1,000. 504
34, 910
58, 679
128, 851
608,148
386, 867
3,201
53,163

26
1 549

72, 758
7,968
63, 781
54,586
290,157
221,171
193,192
96,328
371, 884
125, 823
38, 067
115, 530
422, 813
114, 297
149,100
107,446
118,550
48,019
1, 245, 767

267, 992
32, 874
101, 494
13,195
326, 622
80, 835
387, 344
106,190
569, 688
159, 710
65, 807
105,146
51,149
62,478
122, 381
156, 577
16,201
50, 534
804,337

97, 917
1,455
39, 291
41,179
106, 793
252,321
36, 388
88, 870
90, 355
36,245
19, 564
4,563
13,444
732
53, 706
18, 026
16, 684
73, 431
603,144

1,920
7,613
606
708
50,625
100, 550

250, 796
85,199
74, 026
175,816
1,506,255

437,516
60,104
85,905
44,380

418,910
15, 848
117, 614
11, 323
118,738

47, 332
250
1,804

104,111




26, 882
88
5 015
47,827
6 005
4,952
42,157
152
485
19,071
25, 000
779
6,728

25, 803
13, 413
595
150
4,838
510
2,930
144
2,454
73,022

1,121
61,573

BANKING

Loss on
Nominal
assets comvalue
Offsets
pounded
or
allowed and sold under of assets
returned to
settled.
order of
stockcourt.
holders.
$107, 360
1,563
16. 540
18, 020
2, GOG
20, 221
92, 052
30, 700
9,365
'300
5, 402
95,925
15,190
1,808
213

148
149
150
151
152
153
154
155
15(5
157
158
159
100
101
102

2,813
1, 111, 427
18,816
9,912
39,325
15, 385
129
126
7,093
28, 650
4,549
3,127
32, 869

3, 850
147,481
10, 422
18. 590
111, 740
43, 520
4, 72G
13, 927

100,652
97 982
221,110
391, 68^
178, 325
205?, 764
971,893
634, 885
1, 055, 709
2, 493, 907
210, 818
209, 378
352, 959
2, 555, 903
949,007
320 434
198, 962
1 230 986
440, 587
49, 910
205,172
109, 668
774,197
654, 877

7,953
1 286
5 254
7,163
1,878
11,465
10,217
2 069
9 831
61, 365
2, 043
94
1,609
243,889
44 130
149
2,147
131 405
8 116
10
6,465
11 717
4.450
10,197

3, 740

104
10r>
166
107
108
109
170
171
$74, 869 172
173
174
175
176
177
178
179
180
181
182
183
184

317,191
1, 045,340
321, 778
124, 033
225, 389
492, 244
178, 017
328,177
282,193
15J., 435
174,438
2,726, 270

7,095
27, 998

1,154, 554
161, 401
279, 343
232, 640
1,790,677

$3, 610
72*698"
116, 832
4,198
3,119
339
14, 500
803
28", 719
5, 281
218
3,324

18,633
168
2, 206

51
592
7
71
1,500
5,029
24. S44

186
187

188

99

190

191
2 000
193
194
195
196
197
198

4,843,

199

I 200

7 750
80

19m
203
204
205
206
207

8, 067

928
1,230
18, 295
6,313
12, 015
5,509
7.974
13, 388
305,102

3,226

22,972

36

908
909

....
163

911
i 9.1',»

214
215
217

622
47,240

218
?r19

220

204

REPORT OF THE COMPTROLLER OF THE CUttRKXClfi"

INSOLVENT

NATIONAL BANKS, DATES OF ORGANIZATION, AFPOINI MV.ST OF B E
SYSTEM, WITH AMOUNTS OF NOMINAL AND AMMTIONAL ASSETS,

e and location of bank.

221
222
223
224
225
226
227
228
229
230
231
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

Date of organization.

Indianapolis National Bank, Indianapolis. Ind
Nov. 21,1864
Northern National Bank, Big Rapids, Mick
I June 5,1871
First National Bank, Great Falls. Mont
July 1,1886
First National Bank, Kankakee, 111.*
Feb. 20,1871
National Bank of the Commonwealth, Manchester, I Feb. 9,1892
N. H.
First National Bank, Starkville, Miss
I Apr.30.1887
20,1884
Stock Growers'
MilesTex
City, Mont
Dec.
Jan. 31,1885
Texas
National National
Bank, SanBank,
Antonio,
Albuquerque National Bank, Albuquerque, N. Mex.... July 14,1884
May 13,1889
First National Bank, Vernon, Tex. /.
Jan. 8,1890
First National Bauk, Middlesboro, Ky
First National Bank, Orlando, Fla
Mar. 16,1886
Citizens' National Bank, Muncie, Ind.*
j Mar. 15,1875
First National Bank, Hot Springs, S. Dak .
July 15,1890
First National Bank, Marion, Kans
July 28,1883
Washington National Bank, Tacoma, Wash.
Apr. 23.1889
Dec. 22,1886
El Paso National Bank, El Paso, Tex
May 4,1891
Lloyd's National Bank, Jamestown, N. Dak .
May 15,1865
National Granite State Bank. Exeter. N. H.
Apr. 8,1890
Chamberlain National Bank, Chamberlain, S. Dak
Apr. 18,1890
Port
National
PortTownsend,
Wash.. i May 19,1890
First Townsend
National Bank,
PortBank,
Angeles,
Wash
First National Bank, Sundance, Wyo
j June 16,1890
First National Bank, North Manchester, Ind
| Mar. 17,1883
Commercial National Bank, Denver, Colo
Sept. 6,1889
First National Bank, Dayton, Tenn
J uly 10,1890




* .Restored to solvency.

Capital
stock.

Receiver
appointed.

$300,000 Aug. 3,1893
100, 000 Aug. 5,1893
250,000
do
50,000 . . . . d o
200, 000 Aug. 12,1893
60, 000
75,000
100, 000
175, 000
100,000
50, 000
100, 000
200, 000
50,000
75, 000
100,000
150, 000
100, 000
50,000
50, 000
100, 000
50, 000
50,000
50, 000
250, 000
50, 000

Aug. 9,1893
do
Aug. 10,1893
Ausj. 11,1893
Aug. 12,1893
do
Aug. 14,1893
do
Aug. 17,1893
Aug. 22,1893
Aug. 26,1893
Sept. 2,1893
Sept. 14.1893
Sept. 23,1893
Sept. 30,1893
Oct. 3,1893
Oct. 5,1893
Oct. 11,1893
Oct. 16,1893
Oct. 24,1893
Oct. 25,1893

REPORT OF THE COMPTROLLER OF THE CURRENCY.
3EIVER, AND CLOSING, SINCE

THE ORGANIZATION

OF THE NATIONAL

205

BANKING

AMOUNTS COLLECTED FROM ALL SOURCES, ETC.-—Continued,
Nominal assets at date of suspension. Additional
assets received since
Estimated Estimated Estimated
date of
worthless. suspension.
doubtful.
good.

$878, 946
100,987
614,780
92, 856
355,823

$521, 577
233,958
439,519
118,464
88,037

$697, 745
2,378
31, 623
17,507
53,470

31, 582
52,159
78,892
224, 439
48, 562
37,602
130, 965
4*1, 972
58, 500
57. 065
55,146
144,470
130,177
68, 315

36, 726
163, 047
118, L93
255, 910
178,182
44, 630
192,472
31,195
71, 012
47, 902
105, 596
326,170
181, 527
99, 690

40.169
120,428
22, 566
26, 403
6,840
1,896
101, 7.10
167
1,814
5, 331
57, 374
9, 713
62 375
26, 227

13,037
103,342
9,697
104, 650

60,828
45,056
83, 387
68, 238

33. 545
8,694
14,593
235




Total
assets.

Loss on
Nominal
assets comvalue
Offsets al- pounded or
of
assets
lowed and sold under
returned to
settled.
order of
stockcourt.
holders.

$->9 933 Sft9, 1 9 8 90fi
9 437
34fi 7fiO
1,169. 375
83, 453
234; 722
5, 895
508,533
11, 203

$64, 267
4, 234
80, 263
1. 406
2, 833

774
257
3,129

109, 251
335,891
222, 780

1, 956
5,369
454

9,525
735

24:5,109
84. 863
425^ 147
473, 767
107,558
104, 393
585,596
482, 353
374 079
194 232

3 294
1,236

433
231
95
367, 480
2, 000

870

107,410
157, 962
107, 677
173,123

18,951
1 2-19.

677
1, 088

1, 441

222
224
225

j
i
$58

226
227
228
229
230
231
232
233
234
235
280
237
238
239
240
241
242
243
244
245
246

206

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RESYSTEM, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
Collected 1 Total'
paid
Nominal
assess- collections Loans
and other Dividends
value of
Collected from
ment
upon from all
disbursepaid.
remaining from assets.
sharesources.
ments.
assets.
holders.
1
2
3
4
5
6
7

8
9
10

$200

11
12
13
14

15
16
17
18
19

20
21
23
24
25
26

27
28
30
31

33
34
35
36
37
38
39
40
41
42
4S

8,639
67,835

291,357
196, 790

44
45
46
47
48

49
50
51
53
55
56

57
58
59
60

61
62
63

795 384
53,800

65
66
67
68
69

70
71
70
73
74
75
76
77

250,854
$30, 065
32,519
159, 605

$75, 209
320 995
174, 264
33, 287
91 608
162, 386
999,305
79,904
1, 234, 868
268 844
68, 645
159 512
31 566
37, 908
223,169
1, 394 662
276. 649
762 760
350 154
124, 713
*>3 882
162, 052
175,409
512 698
548,099
1,447,103
1, 808, 304
299, 357
122 645
108 944
708, 507
£6 942
79! 488
58, 064
91, 969
67 251
30, 332
298, 739
196 903
188,135
42, 341
22, 080
22 165
43 488
73,145
80,597
584 718
80,180
64, 071
13 707
32] 851
10t>, 703
111,908
10o 227
207,910
2 846,622
103,235
103,328
245. 483
1 535 260
157.544
351, 377
94, 613
47, 941
109,801
51,107
12 061
284 438
19. 742
66,185
$78. 573
19 266
20, 819
156, 601
126, 536
183 917
157,782




$1,164
1, 245
16,488
4, 000
7,500
38, 224
2,125
28, 935
8,936

348, 961
136,172

10, 079
42. 795
109 707
228,580
5,200
19 675
11 400
303, 813
2,250
37,597
66,535
93,619
106,451
11,269
1 100
42, 212
4, 5L0
58 826
15, 552
2 664
122,127
91, 930
45,232
8 044
9,540
245,108
47,949*
05,132
16, 455
54, 536
16, 447
123, 430
16,500
23, 622
$1, 810
2,880
16, 277
72, 576
80 257

$76, 373
122 240
190, 752
37, 287
91 608
169, 886
1,037,529
82. 029
1, 234, 868
268 844
97. 580
168, 448
31 566
37,908
223,169
1, 743, 623
276, 649
898,932
350 154
124, 713
172,131
218. 204
622, 405
776, 679
1, 452, 303
1, 808, 304
299, 357
142 320
120, 344
1,010,320
56, 942
79,488
60, 314
129, 566
67, 251
30,332
365. 274
196, 903
281,754
148, 792
33,349
23.265
48.488
115.357
85,107
643. 544
86,180
79,623
16, 371
443, 978
197,633
155,140
111, 271
217,450
3, 091, 730
103, 235
103,328
293, 432
1, 535, 260
222, 676
351, 377
94, 613
47, 941
126 256
105, 643
28, 508
407, 868
36, 242
89,807
*$80. 383
22,146
20, 819
172, 878
199,112
264 174
157,782

$275
816
935

507
17,477
7,054
18, 655
72, 399
208
15, 507
3,786
2,926
4,932
203,170
72, 365
596, 665
2, 296
1,300
6,248
18,964
35,839
16, 393
746,153
20, 315
4,545
3,630
4,350
14,289
559
296
56,921.'
74, 896
2,309
445
3,928
3,616
5,385
63,475
1,579
16, 773
5,000
520

4,797
8,805
753

658, 784
4,059
7*846"
249, 050
1,791
3,048
1,576
114, 220
9,762
$2,125
272
1,633
47,315
53, 898
49 466
2,021

$70, 811
101, 387
165, 769
32, 305
65,335
132, 608
884, 429
58, 661
1,138, 870
143, 307
86,737
134, 929
16, 654
29,277
163, 982
1, 326, 487
175, 920
263, 065
342, 054
77,568
15,142
143, 209
175, 430
549, 427
661, 816
1, 374, 339
747,428
259, 487
125, 667
107, 258
862,263
46, 634
62. 032
31,668
101, 545
62, 646
19,002
228, 412
108, 318
226,308
135, 797
18, 258
12, 624
34,536
88, 697
65,783
545, 593
60, 647
59,121
9,456
388, 856
173, 512
136,474
89, 715
202, 753
2,165, 388
81, 941
73, 890
254, 647
1 138,150
193,941
316, 828
52, 514
33,105
107,575
79, 725
21,710
262,887
29, 377
66,810
$69,437
16, 670
11, 803
100, 870
105, 763
182 572
137,428

Receiver's

Legal
salary and
expenses.
other
expenses.

$6, 463
11, 281
1,258
6 182
12, 247
43,183
6,673
28, 677
17,134
5,315
3,977
1, 773
2,705
9,091
76, 648
10, 437
9,436
3,085
362
6,037
16, 709
25, 376
27, 330
24, 241
13, 637
728
250

1, 270
67, 569
1,267
4,718
6, 075
8,232
1,166
42, 067
21,495
3,946
4,731
1,367
2,077
8,804
5,060
13, 802
592

2,200
2,751
25, 040
5,146
966

2,082
1,898
79, 802
2,690
11,987
6,668
15, 935
13,104
5,444
576
3,974
5,546
11, 006
2,315
10,129
825

1,352
$634
1,488
850
3,838
15,827
5,385

$5,562
14, 390
13,427
2,908
19,156
24, 524
92,440
9,442
48,666
35, 983
5, 320
14,008
9,353
3,000
45,164
137, 318
16,713
29, 766
8,100
8,264
1,878
21, 564
19, 817
28, 638
51, 445
37,128
53,287
18, 827
11,858
11, 362
76, 858
4,691
12, 391
8,278
19, 230
4,309
10,164
37, 874
13,689
31,642
8,604
10, 348
9,274
7,935
10, 005
8,879
19, 880
13,874
1,529
4,164
25, 082
9,716
12, 903
10, 669
12,046
161, 036
10,919
17, 251
24, 271
77,802
15, 601
27,314
1,604
5,013
13,135
13, 336
4,483
4,950
6,040
11, 883
$8,187
3,716
3,005
8,176
23, 051
32,136

REPORT OF THE COMPTROLLER OF THE CURRENCY.
CEIVER, AND

CLOSING, SINCE

THE

OI? ; \MXAI'LO.N

OH* THE

NATIONAL

207

BANKING

AMOUNTS COLLECTED FROM ALL Souiici.t, LIO.—Continued.
Balance in
hands of
Comptroller
or receiver.

Amount
returned to
shareholders
in cash.

£™™*5
assessment
upon shareholders.

Amount »f

Dividends,
pcL-ceat.

Interest
dividends,
per cent.

Finally
closed.

I
$50, 000
300, 000
200, 000
50,000

$199

100. 000
500, 000
120, 000

"""27"

26. 000
39, 300
100, 000

400, 000
$1, 214

"i§5,666

33, 500
6,500
21
249
202

125,
52,
350.
300,
300,

000
500
000
000
000

247, 799
400,000
50, 000
100,000
600,000

454
347
4

50. 000
45, 000
100,000
500, 000
200,
150,
34,
50,

50

4,185

"794

000
000
000
000

75, 000
50, 000
250,000

9,488

8,739

26, 720
3,626

60, 000
30, 000
140, 000
132, 000
67, 000
50, 000
53, 000
625,000

200
72, 000
54,320
30

"266," 666'
36, 871
5,849

15, 682

$108

$3, 420
12, 679
829




35,000
125,000
36, 000
160, 000
50, 000
100, 000
$21,500
17,000
50, 000
130,000
121, 750

58
4;: I, "
37<;. 9J
289. iU7
'l27! 801
l,ll)l..')00
170. 752
68. 986
205, 256
" 33,870
69, 874
170,012
1, 282, 254
157,120
378,722
645, 558
79,864
15,142
254, 901
171. 408
657; 020
597. 885
1,619,965
796. 995
992. 636
167. 285
175,081
1, 429, 595
67. 292
144, 606
"
55,372
176, 601
62, 646
93,021
1, 795, 992
237, 824
376, 756
177, 512
35, 801
56, 457
34,585
91, 801
135, 952
703,658
59,226
97, 464
35.023
352, 062
185, 760
175, 952
140,735
227, 355
1, 935, 721
133,112
196,356
254, 647
1, 061, 598
298,324
392,394
75,175
29,204
118,371
90, 424
36,109
261, 887
77,104
168, 048
$70.191
27; 801
32, 449
156, 260
282, 370
197, 353
128,832

0; 711
L7 133
4«i. CO
79
96
88.50
100
68 33
49. 20
41. 90
92.70
100
100
100
100
100
100
57.46
100
84.83
100
100
100
34
76
57.50
62
73.50
43
58.30
57. 50
100
24.391
14. 941
66
62, 56
76.50
51
22.50
100
100
48. 40
77 512
100
70
27
100
100
81. 59
63.60
89.179
100
100
37.6483
100
100
65. 57
100
ICO
100
90.50
88
60
100
38.10
40. 7285
98. 925
60
100
100
68.70
100
100

J a n . 2,1867
Feb. 2,1885
May 14,1883
J u l y 28,1870
Feb. 4,1870
Nov. 25,1882
Sept. 28,1882
Dec. 19,1874
Nov. 18,1874
Aug. 15,1872
64=""* Apr. 7,1881
Nov. 30,1872
Nov. 25,1882
Dec. 4,1875
May 16,1884
46
Apr. 20,1882
Nov. 16,1874
Sept. 1,1875
Feb. 13,1872
Oct. 2,1877
J a n . 3,1876
Feb. 15,1886
30
Jan. 8, 1880
J u n e 1,1881
50
Apr. 29,1884
J u l y 24,1876
100
Mar. 31,1883
May 1,1876
May 15,1876
Nov. 30,1883
Mar. 21,1887
Dec. 6,1882

100
100
38.50
100

100
100

Sept. 11,1878
J u n e 2,1883
Sept. 18,1876
May 14,1879
Nov. 20,1883
Mar. 19,1879
Apr. 5,1886
J u n e 2,1884
Mar. 4,1886
Mar. 28,1883
Feb. 28,1878
Jan. 31,1881
J u l y 20,1882
Feb. 28,1885
May 23,1888
J u l y 14,1880
Nov. 25,1882
Aug. 11,1884
Sept. 14,1881
Jan. 18,1883
J u l y 23,1881
J u n e 10,1880
Mar. 26,1888
Oct. 15,1881
Oct. 5,1885
Mar. 3,1882

100

100
±00

Feb.
July
Mar.
Aug.
June
Mar.
Sept.
July
Mar.
Feb.
Feb.
Apr.
Oct.
Mar.

42.30
100

Jan. 17,1881

100
100

23,1892
6,1881
9.1882
5,1879
20,1882
9,1885
7, 1885
5,1879
24,1885
12,1889
12,1889
8.1881
10,1879
15,1881

Mar. 1,1884

«J

3
4
5
6
7
8
10
11
12
13
14
15
16
17

ia
19
20
21
22

i.

25

2e
27
28
29
30
31
32

34
35
36
37
38
39
4C
41
42
43
U
45
4C
47
4?
5(
51
52
53
54
55
56
57
58
58
fid
61
62
63
64
65
66
67
6S
69
70
71
72
73
74
7R
76

71

208

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OP R E
SYSTEM, WITH AMOUNTS OF NOMINAL &N$> ADDITIONAL ASSETS,
Nominal

value of

! Collected

reinaining fromas^tk
assets.

92 i 136, 320
93 |
33,959
94 j 1, 478, 855
96|
97 I
98!
99
100
101
103
104 j
105
106
1071!
108
109:
110
111
112
113
115
116
117
118
119
120
122
123
124

59, 334
26, 023
155, 259

983, 775
64, 968

3,300
2,"9li,"545"

332, 702
285,470
19, 318

129
130
131
132
133
134
135
136
137
138
139
140
141
342
143
144
145
146
147
149
150
151
152
153
154

116,132
49,598
11,803
24. 305
9^970
37. 051
56, 264
171,588
56, 460
121,488
81,258
47,646
51, 896
422, 295
22, 229
195, 732
201, 057
118,157
58, 035
1,889, 830
2,151, 991
48, 263
101, 983

Total

Colled p-f1 ! f l > o n 'iassess- collections
m e

n

^ ?
holders.

$205, 062
$54,950
96,o
29, 119
4,677
91, .1.21
23, 001
113, 791
338.162
"267*3li"
(66
64. 655
495, 550
1, 366, 608
457,272
13,450
734, 724
1,191, 340
150, 019
8, 321
281. 261
123, 919
152,842
12, 010
23, 732
16, 577
12,892
143, 478
64, 650
261, 075
272,474
4, 242, 577
37,129
19,169
76, 936
294, 779
18, 869
22, 744
94, 200
84,4.40
20, 849
23, 503
52. 029
159,087
626,11.3
50, 000
4(5, ra2
1,400
79,139
167, 438
2, 282, 527
148, 611
" 58," 304
245. 704
15, 730
60, 839
28,477
36, 700
77,305
165. 669
198, 513
204. 047
62, 871
1,180
14. 251
2, 929, 223
301, 669
104, 682
18,135
82, 069
34, 002
31, 798
34, 656
139, 485
263,871
"250," 028'
920. 599
1.391,306
' 453, 335 "72," 577
37, 900
224,700
186, 976
330, 471
20,400
35,670 j
100,149 I
59. 645
507, 216
32, 500
94, 631
26, 707
27, 930
19, 798
105, 043
91, 239
53, 330
42, 408
19, 508
10,153
19, 902
720
511, 995
21, 240
56, 488
29,596
34,510
10, 405
7,437
35,207
4,770
3,600
11, 879
330,733
27,450
41, 571
16, 900
61, 581
464,135
76, 043
7,524
780
58, 361
1,058
47.793
149, 634
380. 608
240, 087
259! 709
16L 995
22, 750
59i 765
42,815




trom all
sources.

$260, 012
96, 605
34.096
114,122
113, 791
605, 473
154,421
1, 862,15S
470,722
1, 926, 064
158, 340
405.180
164, 852
40. 309
156, 370
325. 725
4,515.051
56, 208
371,715
41, 613
178,640
20. 849
75, 532
785. 400
90, 332
80,689
2, 449, 965
148,611
304,008
76, 569
65,177
77! 305
165,669
198, 513
204. 047
65, 553
- 14,251
3, 231, 252
104.682
100,204
65,800
174,141
263,871
1,170, 627
1. 391, 306
525. 912
262,600
186, 976
330, 471
55, 570
100.149
566, 891
127.181
54. 637
124, 841
91, 239
95, 788
29, 661
20,622
511,995
77, 728
64,106
17,842
39, 977
15, 479
330,733
69, 021
78, 481
464,135
83. 567
59; 141
48,851
530.-242
499, 856
161, 995
82, 515
42,615

Loans paid
and other Div iden<ji
disbursei: aid.
ments.
$57,745
53
10
8,420

io, 637"
1,910
194, 579

247
5,099
3,392
17,502
17, 527
472, 827
64, 035

6, 359
6,515
.1, 893
17,243
174,137
231
82, 472
16, 664
625
16,177

82
85, 249
111
519
1,017
17, 696
782, 390
5,150
5,810
1,983
1,169
7,284
1,466
59,535
26, 881
1,177
58, 647
31, 303
20, 086
2,522
3,404
41, 906
10, 875
1,592
4,373
6,224
1,833
190, 493
17, 018
1,049
69. 648
27,004
32,132
8,484
4,644
64, 355
8,779
3, 035
32,214

$1.66, 5?
88,17
82,' Of
96.17
528, 3(
99.84
1,790,93
389, 22
1,566,12
127,86
321 8^
83,78
26, 80
72,65
260,19
3, 615, 54
39,81
275, 68
25,00
143, 93
8,80
59,05
681,17
86, 26
39,46
2, 028, 06
131, 02
138,48
22,55
52, 40
36, 39
135, 57
11.7,87,
82,94i
.50, 59'
9,49'
2,133, 94
36,44!
80,12(
46, 54*
liil, 49'
255,49
1, 034. 63
400, 99
412, 78
248,12
172,
318, 5E
14, 8"
93, Oi
482,0:
86,9
43,21
23,4
57.56
60,51
17,92
12,2!
452, 0:
60,
51, 5£
30,5:
5,6:
118, 3'
29,4£
60, 27
349, 9£
44,7'
21,3
27, 6fl
235,86
347, 2<
147, 2!
68,8:
8.7J

Legal
expenses.

$10,245
1,792
7,167
3, 225
19,338
2,973
46, 755
45, 449
80, 310
8,911.
24. 279
12, 054
2.223
9,657
10,446
110, 474
4,745
5,168
2. 602
28, 750
52
5,012
53,425
1,825
5,010
95,626
192
2,855
5,730
1,840
1,155
1,425
198
324
111,113
1,990
7,152
7,746
2, 280
882
28, 035
630
37,062
3,703
2,988
1,810
1,931
1,923
4,690
3,282
5,032
7,755
2,089
1, 934

660
140
4,455
250
2,601
2,695
664
1,203
5,578
4,901
2,316
9,218
638
934
3,198
14, 518
11, 730
141
728
18

Receiver's
salary and
other
expenses.
$24, 551
7,517
11, 296
16, 475
6, 739
22,690
10,832
24, 392
34,141
111. 237
18; 873
58, 784
28, 287
7,885
24, 531
20,031
178, 642
11,029
26, 828
13,178
13,386
5,475
9.440
33,555
8,244
16, 215
89, 349
2,314
22,713
15, 724
10, 299
6,607
7,321
5,208
4, 279
11, 762
1,348
70, 595
8,463
4,802
10,731
9,845
3,988
30, 518
11,572
31, 998
14, 053
9,096
4,622
13,233
3,348
13, 910
10, 469
5,139
14,487
5,250
8,492
6,339
2,561
12,781
5,417
7,345
3,437
3,809
3, 832
15, 007
5,027
8,803
20,183
6,774
4,068
4,010
. 30,742
27, 675
4,930
3,685
1,830

REPORT OF THE COMPTROLLER OF THE CURRENCY.

209

CEIVER, AND CLOSING, SINCE TLJK ORGANIZATION OF THE NATIONAL BANKING
AMOUNTS COLLECTED FROM ALL SOUKCES, ETC.—Continued.
Balance in
Lands of
Comptroller
or receiver.

Amount
retui n«id to
s'i . u 'i > dt'js a]) Hi »'iaivUl iWsu,
$884
859

$160, 000
10,000
50, 000

7,651
25,103
40, 769

300, 000
75,000
100, 000
100. 000
961, 300
50, 000
200, 000
60.000
50| 000

$6, 500
35, 624

loo, ooo
75,000
400 000
25,000
250, 000
$') 500
100,000

137 564
712
827
130

50,COO
200, 000
50 000
50. 000
300 000

3
62, 790
14. 850
7,486

100,000
50,000
50 000

15, 893
11
3,149
5,172
75 220
10, 074
3,193

50,000
3, 329

498, 678

1, 000, 000
7,787
8,130

19. 500
50, 000
60 0-'O

2,489
9,740

300, 000
105,716

38, 916

150.000
100 000
100 000

18, 233

50,000
361

20, 507
4,764
9 213
2,164
967
7,335
289
2,991
1, 331
12, 692
6,040
15 090
4, 358
640
5,465
98,252
48,853
847
6 251

75, 000
50 000
50, 000
10'», 000
10, 000
65, 000
12 500
(
>0 000
24, 000
40 000
80,000
33, 000
11, 000
12,000
100, 000
62, 500
38, 000
39,000
4,000
500, 000
750, 000

A m o u n t of
claims
proved.

$132, 461
81, 801
21, 182
108, 385
9 3 ('>"">
580, 5W
104, 7-il)
2, 654, 690
894, 7G7
2, 397, 129
186, 993
422, 772
206, 991
46, 441
294, 521
241,521
' 36^526
365. 931
26i 322
409, 930
8.131
84, 978
651, 274
86. 258
140, 333
2 S'^S 483
127, 524
171,581
62,162
112 135
63, 669
130, 772
116 626
80, 452
108,175
9, 379
4, 328. 084
82. 156
75. 343
210, 074
174 120
2-17. 920
1,129, 984
3°>8 236
825, 553
435 319
320, 2')2
311 028
49, 81.9
90,136
456, 667
108 127
143,454
168, 082
58. 743
75,638
2iy 408
30.560
405, 7GO
83,980
25,163
30.516
18. 807
236, 740
98,274
120,547
388 882
111, 190
42,962
39, 825
2,308,100
1, 736, 252
155,048

Dividends,
p e r cent.

100
100
99.133
81
100
1.00
100
67.405
4-'t. 50
65. 3
70 90
80. 25
40
81.10
33
100
80
100
75. 25
95
35
100
69.50
100
100
42. 37
70
100
100
40
47
100
100
100
100
45
100
50
100
100
22,1568
02 75
100
9.6
100
50
57
53
100
30
100
100
75
30.177
15
99.25
80
80
40
100
100
62 5
100
30
50
30
50
90
40
50.3
70
10
20
95




100
100
lot'
100
100

Finally
closed.

A p r . 24,1886
Aug. 1,1881
Feb. 6,1883
Aug. 6,1887
Feb. 4 1882
Feb. 18,1885
Oct. 12,1885
Apr.
June
Apr.
June

30,1892
30.1893
15,1893
6,1892

Oct. 25,1886

100

100
21. 6
100
100
100
100
100
100
100
100
100
100
100
100

100
100

...

Sept. 25,1889
Sept. 3D, 1890
Apr. 19,1893
Oct. 29,1885
J a n . 22,1890
May 29,1893
Feb. 10,1888
Sept. 30,1890

78
80
81
83
84
85
8fi
87
88
89
90
91
92
93
94
95
97
98
99
100
101

103
104
105
106
107
Mar. 20,1890 108
Mar. 2,1888 109
Aug. 18,1887 110
Feb. 17,1887 111
Apr. 30,1887 112
113
Oct. 17,1887 114
115
J u l y 11,1889 116
Mar. 5,1891 117
May 13,1892 118
Apr. 25, 1892 119
Oct. 20,1888 120
121
J une 27,1888 122
123
Nov. 11,1892 124
J a n . 15,1891
J a n . 29,1889 126
127
Apr. 24,1890 198
129
130
Apr. 26,1892 131
132
133
134
135
136
.. .
137
Mar 29 1893 138
139
140
141
142
143
144
145
146
147
MR
June 1,1886
Sept. 14,1891

150
151
153

37 500
100

WQQ5 CUB—-14

Interest
dividends,
per cent.

June 30,1892 154

210

REPORT OF THE COMPTROLLER OF THE CURRENCY.

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION APPOINTMENT OF RE
SYSTEM, WITH AMOUNTS OF NOMINAL AS D ADDITIONAL ASSETS,
Collected
Nominal
Collected
value of
remaining :roin assets. shareassets.
holders.
$424, 972
113,902
126, 559
79, 713
295,102
213,778
129,786
171,550

$110,202
40,503
15,822
34, 816
73,139
SO, 539
44, 970
166, 004

66, 010
2,26^,875
344,142
312, 990
1,192,182
472,558
53, 892
72, 956
""55*730
255, 731
126, 099
346,520

17, 555
6, 630, 285
327, 838
180,174
272, 066
193,030
43,487
38,141
123,933
:;5, 404
15, 659
29, 228
97,166

61, 352
67, 902
208, 359
245, 554
149,341
182,268
746, 682
597, 778
762, 621
2, 000,132
164,232
190, 003
323,998
2, 035, 241
782,835
215, 237
139, 049
717,132
426, 302
47, 745
183, 255
79, 817
684,168
568, 495

28, 513
28, 794
8,475
143, 878
28,442
L5, 691
2L4, 624
36, 800
276, 373
411, 426
56, 807
19, 690
28, 417
278, 576
125, 477
6,011
53,143
773,780
6,578
2,392
16, 0U0
18, 299
78, 746
36, 787

290, 865
988,564
303,779
121, 377
218,098
401, 575
134,222
270,965
267,194
92,174
151, 878
1, 633, 422
1, 008,182
160, 015
274,248
205, 788
1, 634, 746
1, 882, 431
299, 364
1,013, 832
177, 345
453,284
106, 935
307,668
215,388
226,443
82,747

20,306
22, 970
3,375
83,100
27,613
6,560
5,215
136, 890
23, 664
28, 420
206,340
103,454
3,926
"*4,136
41, 558
12,123

Total
from all
sources..

Loans paid
and oilier Divide ids
disbursepaid
ments.

$134. 082
60'. 809
18; 792
38,191
156, 239
108,152
51, 530
166, 004

$80,974
14,837
8, 337
21,4.36
17, C53
23,871
35, 941
3,011

22, 770
i, 773,175
351, 502
214, 594
478. 406
290,484
4:;, 487
42, 0(57
123,933
39,540
57, 217
41,351
97,166

1, 280
76, 548
9,176
52, 814
100, 935
45, 551
31,023
12,913
11, 946
6, 515
1.531
4,800
784

28,513
28, 794
18, 741
188, 240
28, 442
52,413
2G9, 075
69i 760
270, 373
632, 938
56, 807
20, 940
44,279
278, 576
125, 477
6,011
53,143
773,780
31, 740
2, 392
16, 5G0
18, 299
78, 746
87,137

20, 710
4,432
425
766
14, 841
2,865
141,1)95
1, 971
214, 087
24; 090
13, 633
14, 509
33, ((98
147,858
t 398
1, 584
14, 543
277, 318
547
!3 L
4SS
720
190
44, 027
383

25, 829
21, 501
16,983
1,831
6,281
75,138
38, 391
46,283
9, 563
51, 442
9,436
793, 225

25, 829
21, 501
16, 983
1,831
6,281
75,138
38, 391
46, 283
9,563
51,442
9,436
793, 225

364
1,035
638
100
2, 017
11, (U9
185
1, 040
2,197
21,170
279
67, 030

130,
1,
2,
26,
120,
181,
45,
75,
56.
52,

130, 380
1,386
2, 083
26,390
120, 948
181, 712
45,244
75. 912
56, 258
52, 540
432
23, 468
7,151

3,601
'214
150
6,197
39,139
75, 980
5, 531
49, 040
11,326
23. 383
' 318
4, 956
944

380
38(5
083
390
948
712
244
912
258
540
432
23,468

7,151

13, 658
1,251 .




10, 266
44,362
36, 722
54, 451
32, 960
191,512
10, 250
15,8C2

25,162

" 566'
50, 350

13,658
L2&1

216 j .
1,255 I.

!

965
' 28,1129
9,079
123,621
40,995
9 699
17
6,644
326
140
264
218

Legal
expenses.

2,324
341
2,143
724
2. 942
543
6,395

006
30,175
140
2, 671
16, 235
5, 654
419
1,257
2, 638
395
562
550

141
146
900
430
714
•, 488
, 282
;, 528

55 '06
•, 099
:,771

1,582
97
69
290
719
577
1, 293
2,431
823
50
36
16
8,592
1,362

5,809

441
200

12, 308

64
275
60

81,112

30
293

597, 032

20
180
10
135
40
5, 544

1*4," 450'
20, 894
58, 606

20
373

85

Receiver's
salary and
otner
expenses.
$9,157
3,770
3,634
4,164
6, 636
6,282
2, 592
6,014
3,567
50, 072
6,967
7, 243
11, 300
9,046
3, 073
3,143
2,655
4,565
4,231
4,482
2, 245
326
L 644
2, 880
2,005
1,884
3, 592
3,108
6,391
11, 771
2, 289
1,086
1, 905
3,509
2, 902
2,579
1, 683
4, 892
1, 343
1,255
1,421
1,109
1,039
1,700
1,820
1,175
1,026
890
870
2,354
1,087
1, 020
614
1,752
1, 008
2,253
1,979
175
945
919
2,484
3,085
1, 022
1,379
655
1,610
55
930
730

857
340

REPORT OF THE COMPTROLLER OF THE CURRENCY.

211

CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING
AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Amount
Balance in
returned to
hands of
Comptroller shareholders
in cash.
or receiver.
$7 399
11, 747
6 478
1 368
7 60*3

Amount of
assessment
upon shareholders.

A m o u n t of
claims
proved.

Dividends,
per cent.

$122, 256
59.391
71i969
36, 018
277,119
102, 488
9 274
149, 699

L'TU

18,000
400, 000

8,414
11,418
85,132
17,568
3,314
3,126

100,COO
150,000
500, 000
250, 000

34. 013
7, 593, 533
544,669
280, 915
882. H61
546! 175
15; 891
36, 045
79, 330
44, 020
135, 305
84, 507
171,065

50
87.5
60
50
30
40
40
60
100
60
40
40
50

15,706
33, 457
45, 564
224,430
77,141
90, 911
830, 490
105, 010
95, 099
1,379, 265
66, 760
70,684
85, 777
753, 361
236, 629
12, 007
69,411
576, 589
39, 578
6,314
126,182
30,771
245, 482
324,460

20
100
35
80
10
45
10
50

9,500

$28,696
14, 926

21, 000
82, 000
25, 000

833

17, 500

702
3,874
3,162
1,597
41, 811
9,720
54, 461
44, 720
7,747

36, 250
75, 000

1,544

9,275
118,034
120,813
1,846
18, 291
29, 850
648
14, 417

75, 000
300, 000
80, 000
500,000
50, 000
100, 000
200, 000

112, 500
50,000

4, GIG

33,403
3,882

100,000

17, 735
19,191
15,317
935
3,099
61, 111
37, 098
44, 039
6,741
28,384
10, 562
121, 357
990
888
79, 055
102,640
25,118
44.275
27,545
58
17,496
7,970
12,584




142,546
686, 010
219, 639
14, 257
58,069
227, 270
71, 322
125 502
65.427
42,938
43, 050
1,194, 069
250, 000

300,000

537, 813
7,375
170,458
9,114
1,000,181
314, 444
174, 706
69, 486
133,551
117, 287
55, 531

Finallyclosed.

35
50

$180, 000
45, 000
54, 000
45, 000
150,000
120, 000
41, 000

34 i 60

Interest
dividends,
per cent.

155
157
158
159
160
161

25
45
40
100

40
50
20

F e b . 15,1892

163
164
166
167
IK?

ioo

Oct. 12,1892

Apr.

170
171
172
173

175
176
177
178
6,1893 179
181
183
184
186
187
188
190
191
192

30
75
40

25

194
195
196
197
198
199
200
201
203
205
206

50
25
25
25

208
9oq
210
211
212
213
214
216
217
91 fl
219
220
221
999
99^

994
99«i
9.9f
99^

9,?F
99q

1,673

19,862

232

212

REPORT OF THE COMPTROLLER OF THE CURRENCY,

INSOLVENT NATIONAL BANKS, DATES OF ORGANIZATION, APPOINTMENT OF RE
SYSTEM,, WITH AMOUNTS OF NOMINAL AND ADDITIONAL ASSETS,
Collected
Loans paid
Total
Nominal
assess- collections
and other Dividends
Collected from
value of
ment
upon from all
disburseremaining from assets.
paid.
sharesources.
assets.
ments.
holders.
232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

$366, 053
102,532
98, 786
582,433
412,110

$89,054
2,626
5,091
3,536
76,226

$89, 054
2 626
5,091
3,536
76, 226

$17, 700
674
3,401
200
46,344

150, 680

4, 787

4,787

870




Receiver's

Legal
salary and
expenses.
other
expenses.

$5
125

$985
5:iO
72
395
136

1, 373

REPORT OF THE COMPTROLLER OF THE CURRENCY.

213

CEIVER, AND CLOSING, SINCE THE ORGANIZATION OF THE NATIONAL BANKING
AMOUNTS COLLECTED FROM ALL SOURCES, ETC.—Continued.
Balance in
Amount
Amount of
hands of
returned to assessment
Comptroller shareholders upon shareor receiver.
in cash.
holders.

$70, 363
2, 450
1,953
2,940
29, 742

2,545




Amount of
claims
proved.

$319,593
37, US
21,538
1,068
29,923

Dividends,
per cent.

Interest
dividends,
percent.

Finally
closea.

232
233
234
235
236
237
238
239
240
241
242
243
244
245
246

214

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPARATIVE STATEMENT FOR T W O YEARS OF THE TRANSACTIONS OF THE N E W
YORK C L E A R I N G H O U S E , S H O W I N G AGGREGATE AMOUNT OF CLEARINGS, A G G R E GATE BALANCES, AND THE K I N D S AND AMOUNTS OF M O N E Y PASSING I N S E T T L E MENT OF THESE BALANCES.

$36, 279, 905, 236 $1,861,500, 575
1, 696, 207,176
34,421, 380,870

Oct 1 1892
Oct 1,1893
Increase
Decrease

.......

. ..........

1,858, 524, 366
Treasury
certificates
for legal
tenders.
Sec. 5393.

Tear ended—

165, 293, 399

Legal
tenders and
minor coin.

..... .....
... . . .

....
.....

295, 230, 000

295, 906, 000

$791,022,000
168,628,000
622, 394,000

$357, 971,000
584,613, 000
226, 642, 000

Percentage to balances.
Loan
certificates.

$483, 350,000 $229,157,000
' 188,120, 000 525,063,000

Oct 1 1892
Oct 1 1893
Increase
Decrease

TJ. S. gold cer- TJ. S. Treasurytificates.
notes.*

Aggregate
balances.

Aggregate
clearings.

Year ended—

229,783, 000
1

Gold Legal Loan
certifi- tend- certificates. ers. cates.
42.5
38.

57.5
49.

13

229,783,000

*TJnited States Treasury notes are issued in pursuance of the provisions of the act of Congress directing the purchase of silver bullion and the issue of Treasury notes thereon, appioved July 14, 1890.
They are payable on demand in coin.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

215

STATEMENT SHOWING BY COMPARISON THE TRANSACTIONS OF THE NEW YORK
CLEARING HOUSE FOR FORTY YEARS, AND FOR EACH YEAR, THE NUMBER OF
BANKS, AGGREGATE CAPITAL, CLEARINGS, BALANCES, AVERAGE OF THE DAILY
CLEARINGS AND BALANCES, AND THE PERCENTAGE OF BALANCES TO CLEARINGS.

Year.

banks.

1854
1855
1856
1857
3 858
1859
1860
1861
1862
1863
1864
1865
1866
1867
1868
1869

1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1880

1881
1882
1883
1884
1885
3886
1887
1888
1889
1890
1891

50

$47, 044, 900

48
50
50
46
47
50
50
50
50
49
55
58
58
59
59
61
62
61

48, 884,180
52, 883, 700
64, 420, 200
67,146, 018
67,921,714
69, 907, 435
68,900,605
68, 375, 820
68. 972,508
68, 586, 763
80, 363, 013
82, 370, 200
81, 770, 200
82, 270, 200
82,720, 200
83, 620, 200
84, 420, 200
84, 420, 200
83, 370, 200
81, 635, 200
80, 435, 200
81, 731, 200
71, 085, 200
63, 611, 500
60. 800, 200
60, 475, 200
61,162, 700
60,962, 700
61,162,700
60, 412, 700
58, 612, 700
59, 312, 700
60. 802, 700
60, 762. 700
60, 762, 700
60, 812, 700
60, 772, 700
60, 422, 700
60, 922, 700

59
59
59

59
58
57
59
57
60
61
63
61
64
63

64
63
63
64
63

1892

64

1893

64

Total

Capital.*

Clearings.

$5, 750,455, 987
5, 362. 912, 098
6,906, 213, 328
8, 333. 226, 718
4, 75(5. 664, 386
6, 448^ 005. 950
7, 231,143, 057
5, 915, 742, 758
6,871,443,591
14. 867, 597,849
24, 097, 190, 656
26. 032, 384-, 342
28. 717,140,914
28, 675.150, 472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
3.5, 844, 369, 568
35, 461, 052, 826
22, 855, 927, 636
25, 061, 237, 902
21. 597, 274, 247
23, 289, 243, 701
22, 508, 438. 442
25,178, 770, 691
37,182,128, 621
48,465, 818, 212
46,552,846,161
40, 293.165, 258
34, 092, 037, 338
25,250,791,440
33, 374, 682, 216
34,872, 848, 786
30. 863, 686. 609
34^ 796, 465, 529
37, 660, 686, 572
34, 053, 698, 770
36,279, 905, 236
34, 421, 380, 870

Balances paid
in m o n e y .

Average
daily
clearings.

$297, 411, 494
289, 694,137
334, 714, 489
305, 313, 902
314, 2J8, 911
3(i3, 984, 683
380,093,438
353. 383, 944
4.15; 530, 331
677, 626, 483
885,719.205
1,035,765,108
1, 066,135,106
1,144, 963. 451
1,125, 455, 237
1,120, 31.8, 308
1, 036. 484, 822
1, 209, 721, 029
1,428,582,707
1,474,508, 025
1, 286, 753,176
1,408,608, 777
1,295, 042, 029
1, 373, 096, 302
1,307,843,857
1,400, 111, 063
1,516,538,631
1, 776, 018.162
1, 595, 000, 245
1, 568, 983; 196
1, 524, 930, 994
1, 295, 355, 252
1,519,565,385
1, 569, 626, 325
1,570,198,528
1, 757, 637, 473
1, 753, 040,145
1, 584, (535, 500
1, 861, 500, 575
1.696,207,176

$19,104,505
17, 412, 052
22, 278,108
26, 968, 371
15, 393, 736
20, 867, 333
23,401,757
19, 269, 520
22, 237, 682
48,428, 657
77, 984, 455
84, 796,040
93,541,195
93,101,167
92,182,164
121,451, 393
90,274,479
95,133, 074
109, 884, 317
115, 885, 794
74, 692,574
81, 899, 470
70, 349, 428
76, 358,176
73, 555, 988
82, 015, 540

+68,127, 200 Jl, 021,018,193,454 +45, 981,837, 600

t83, 246, 522

121,510, 224
159, 232,191
151, 637, 935
132,543,307
111, 048, 982
82, 789, 480
109,067, 589
114, 337, 209
101,192. 415
114, 839, 820
123, 074,139
111, 651, 471
118, 561, 782
113,978, 082

Average
daily balances paid
in m o n e y .

$988,078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1,177, 944
1, 232, 018
1,151, 088
1, 344, 758
2, 207, 252
2,866,405
3, 373, 828
3,472, 753
3,717,414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
4, 636, 632
4,818, 654
4i 205, 076
4,603, 297
4,218,378
4,504,906
4, 274, 000
4,560, 622
4,956,009
5, 823, 010

5,195, 440
5,161,129
4, 967, 202
4, 247, 069
4, 965, 900
5,146, 316
5,148,192

5,800, 784
5,728,889
5,195, 526
6, 083, 335
5, 616, 580
f3, 749, 029

Balances to
clearings.

Per ct.
5.2
5.4
4.8
4.4
6.6

5.6
5.3
6
6
4.6

3.7
4
3.7
4

4
3

3.7
4.1

4.2
4.1

5.7
5.6
5.9

5.9
5.8
5.6
4.1
3.5
3.4
3.9

4.5
5.1
4.5

4.5
5.1
5
4.7
4.6
5.1
4.9

4.5

* The capital is for various dates, the amounts at a uniform date in each year not being obtainable,
t Yearly average for forty years.
X Totals for forty years.
STATEMENT SHOWING CLEARING HOUSE TRANSACTIONS OF THE ASSISTANT TREASURER OF THE UNITED STATES, AT NEW YORK, FOR THE YEAR ENDED OCTOBER

1, 1893.
Exchanges received from clearing house
Exchanges delivered to clearing house
Balances paid to clearing house
The balances paid to the clearing houses consisted of—
United States gold coin
United States gold certificates
United States Treasury notes
Legal tenders and change




$311, 667,362.84
114,840,233.88
199,486,783.98
$22,810,000.00
9,376,000.00
80, 938,000. 00
86,362,783.98
199.486.7£3. 98

216

REPORT OF THE COMPTROLLER OF THE CURRENCY.

STATEMENT SHOWING BY COMPARISON THE EXCHANGES OF THE CLEANING HOUSES
OF THE UNITED STATES FOR OCTOBER, 1893, AND 1892.

Exchanges for month ended
Oct. 33 —

Clearing h<rase at—

1893.
New Y o r k . . . .
Boston
Chicago
Philadelphia
St. Louis
San Francisco
Baltimore
Pittsburg
Cincinnati
G-alveston
Kansas City
New Orleans
Minneapolis
Buffalo
Milwaukee
Detroit
Louisville
Houston
Providence
St. Paul
Cleveland
Denver
Omaha
Indianapolis
Memphis
Columbus
Dallas
.'...Nashville
Hartford
Portland, Oregon .
Fort Worth
Duluth
Peoria
Washington, D. C.
St. Joseph
New Haven
....
Salt Lake
llochester
Toledo
Springfield
"Worcester
Portland, Me
Norfolk
Tacoma
Lowel]
Grand Rapids
Sioux City
Syracuse
Seattle
Los Angelea
Wilmington
Lincoln
Des Moines
Chattanooga
Wichita
New Bedford
Lexington
Topeka
Waco
Birmingham
Binghamton
Saginaw
Canton
Great Falls
Fremont
Richmond
Savannah
—
Atlanta
Total

Decrease.




i
|
!
I
i
!

1892.

£2. 229. 354. 959 $3, 078, 4S6,
35", 699, 586
456, 632.
465, 469,
:'>87. 274,811
247. 861. 456
345,878,
106, 929.
76,149,
67,102,
74 1, 161
7-.-J.K09
67, 455,
72,135,
19,042,
17
2iO
50,116,
WK'S-i •-, 243
106. 929,
4! :;ci,2U
49, 24 i,
;:J. o n , 154
39. 245,
31..V-37. 008
36. 6u4,
2',4OS, 160
34,673,
2}, 7!)5, 581
35, 244.
21, SO 1,518
14, 425,
15.858.930
28, 961,
2-i. 732. 700
25, 645,
15.077,798
26, 889,
19,2-, 8, 328
21, 645,
lo. 359, 628
27, 941,
22. 3oo. 000
5, 224.
5.135. 825
9, 339,
6,771,474
17, 086,
12. 533. 800
3,978,
4, 404, 455
8, 453,
2, 816, 738
9, 150, 785
9, 667,
11, 301,
5, 680. 515
2, 425,
2, 034. 990
9, 836,
8,132, 059
8, 802,
6, 970, 882
9, 981,
6. 4u5,186
8. 810,
6,488,681
6, &&J,
6,182, 836
3, 30 0, 000
7, 818,
C, 188,076
7, 262,
Xo r e p o r t
Itfo r e p o r t .
5, 444, 101
6, 410.
4, 782, 936
6,127.
5, f!!>S, 060
6, 203.
5. l.-:s, 888
4,613,
2. 274.135
5, 789,
2, 8U;S 380
3, 460,
3, 443, 872
4, 877.
2.313,307
5, 560,
4, 405,
4, lit:, 784
4, 6i4,
2. 071. 209
3,1*2,
3. 403,163
4,
33U,
8,' 250, 450
3. 095.
1. 971). 334
5,410,
3, 780, 623
1,523,
813,766
2. 288,
1,400, 000
2. 940,
2. 775. 070
2,
264,
1, 372. 246
1, 948,
1,494,904
3,419,
4, 219. 735
2. 268,
471, 928
I! 284,
1,420,500
1, 773,
1,268,181
816,
621, 522
1, 286.
700. 000
516,
392, 914
10, 449,
8, 259, 114
13, 456,
15. 47.6, 422
7, 823,
5, 673,151

I 4,044,210,662

5, 501. 901, 952
1,457,691, 290

Comparisons.
Increase.

Decrease,

.

$849,131, 877
J 02, 933, 027
78,194, 801
98,017,454
20, 489, 928
18, 680, 724
.14, 361,820
18, 663, 078
21, 515, 900
1,150, 750
10, 856,172
65, 580, 339
17, 232,132
4, 648, 539
16,196, 379
10, 877, 929
10, 382, 912
5, 228, 700
10, 568, 062
7, 610. 233
11, 286, 232
5, 641, 513
88. 392
2, 568,147
4,552, 300

485, 703

5, 636, 666
516, 503
5, 621, 278
390, 313
1, 704,242
1, 831, 233
3, 576, 305
2, 321, 574
686, 866
4, 518, 726
1, 074, 447
965,' 949
t, 344, 461
535,880

575,496 ! - . . .

3,515,581
655, 384
1,433, 773
3, 240, 930
288,596
2, 543, 636

220,281 |.
1,123, 640
1,116,469
1,629, 524
709, 834
888,083
164, 945
892,410
453, 763
829,851
1,796, 577
i36, 000
"""505." 697
194,508
586, 202
123,790
2,190, 319
2,019. 744
2,150, 807
5, 700, 961

1, 463, 392, 251
I 1,457,691,290

REPORT OF THE COMPTROLLER OF THE CURRENCY.

217

STATEMENT SHOWING THE EXCHANGES OF THE CLEARING HOUSES OF THE UNITED
STATES FOR WEEKS ENDED OCTOBER 28, 1893, AND OCTOBER 29, 1892.
Exchanges for week ended—
Clearing house at—

Octoher28,1893JOetober29,1892,

New York
Boston
Chicago
Philadelphia
St. Louis
San Francisco
Baltimore
Pittsburg
Cincinnati
G-alveston
Kansas City
New Orleans
Minneapolis
Buffalo
Milwaukee
Detroit
Louisville
Houston
Providence
St. Paul
Cleveland
Denver
Omaha
Indianapolis
Memphis
Columbus
Dallas
Nashville
Hartford
Portland, Oregon .
Fort Worth
Duluth
-v
Peoria
Washington, D. C.
St. Joseph
New Haven
Salt Lake
Rochester
Springfield
Worcester
Portland, Me
Norfolk
Tacoma
Lowell
Grand Rapids
Sioux City
Syracuse
Seattle
Los Angeles
Wilmington
Lincoln
Des Moines
Chattanooga
Wichita
New Bedford
Lexington
Topeka
Waco
Birmingham
Binghamton

$545, 371,946
79, 632, 849
88, 027, 220
57, 991, 433
17, 659, 066
lQ, 908, 651
12, 071, 694
ll, 297, 856
l l , 041, 650
4, 036, 988
9, 345, 640
10, 034, 505
7, 226,145
8, 214, 397
4,388,452
5,161,180
5, 769, 505
4, 559,916
5, 761, 800
3,453, 270
4, 312. 266
2,102, 510
4, 886, 733
1, 045, 934
1, 784,112
2, 957, 800
1, 095, 850
615, 256
1, 643, 067
1, 400, 000
650,000
1, 962, 574
1,712,682
1, 331. 239
1,437,430
1, 317, 502
No report.
1, 253, 679
1, 033, 919
1,119.128
1, 220, 706
1, 229, 417
558, 218
632, 796
708, 901
545,133
798, 924
430, 584
670, 276
712, 504
484, 556
968, 931
161, 398
314, 407
488, 345
278, 851
288,158
900, 240
126, 299
280,400

$700, 238,112
107,151, 050
110, 073, 508
86, 062, 551
25, 2:J(), 256
17, 8] 2,109
14, 820, 845
16, 426, 617
15, 613, 000
4, 585, 060
12,373, 461
9, 518, 234
]0, 215, 840
8,165, 882
9, 306, 432
7, 435,151
7, 872, 767
3, 709,155
7, 057,100
6, 212, 999
6, 284,120
5,176, 751
7,165. 480
1,171,039
2, 597, 806
3, 937, 300
1, 000. 000
1, 957, 683
2, 208, 747
2, 441, 339
584, 843
2,100,000
2,126, 766
2,381.918
1, 946. 281
1, 478, 499
1,676,950
1, 894, 367
1,403,353
1, 371, 974
1,467, 735
992, 059
1, 478, 576
826. 429
1, 035, 827
1, 336, 907
939, 800
1, 097, 084
652. 892
1,039;665
680, 000
887,453
474,200
499, 933
474, 757
431, 654
418, 204
834, 947
553. 082
334, 300

Total .

947,414,888

1, 307, 247, 549

Decrease.




359,832, 661

Comparisons.
Increase.

Decrease.
$214,866,166
27,518,201
22, 046, 288
28,071,118
7. 577,190
6,' 903, 458
2,749,151
5,128, 761
•4, 571, 350
548,172
3,027, 821

$516,271
2,989, 695
48,515
4, 917, 980
2,273,971
2,103, 262
850, 761
1, 295, 300
2, 759, 729
1, 971, 854
3, 074, 241
2, 278, 747
125, 705
813, 694
979, 500 .
95, 850
1, 342, 427
565, 680
1, 041, 339
65,157
137, 426
414,084
1, 050, 679
508, 851
160, 997
1,676, 950
640, 688
369,434
252,846
247, 029
237, 358
920,358
193, 033
326, 926
791,774
140, 876
066, 500
17, 384
327,161
195,444
81, 478
312, 802
185, 526
13, 588
152,803
130, 046
65, 293
426, 783
53,900
1, 991, 655

361,824,316
359,832, 661

218

REPORT OP THE COMPTROLLER OF THE CURRENCY.

STATP:MENT SHOWING BY COMPARISON TTIE EXCHANGES OF THE CLEANING HOUSES
OF THE UNITED STATES FOR YEARS ENDED SEPTEMBER 30, 1893, AND SEPTEMBER

•30,1892.

Clearing house at-

anges for years ended September 30—1893.

New York
Boston
,
Chicago
Philadelphia
St. Louis
San Francisco
Baltimore
Pittsburg
Cincinnati
G-alveston
Kansas City
New Orleans
Minneapolis
Buffalo
Milwaukee
Detroit
Louisville
Houston
Providence
St. Paul
Cleveland
Denver
Omaha
Indianapolis
Memphis
Collumbus
Dallas
Nashville
Hartford
Portland, Oregon ..
Fort Worth
Duluth
Peoria
"Washington, D. C .
St. J oseph
New Haven
,
Salt Lake
Rochester
Toledo
Springfield
,
Worcester
Portland, Me
Norfolk
Tacoma
Lowell
Grand Rapids
Sioux City
Syracuse
Seattle
Los Angeles
Wilmington
...
Lincoln
Des Moines
Chattanooga
Wichita
New Bedford
Lexington
Topeka
Richmond
Waco
Birmingham
Binghamton

Total.
Decrease .




$34, 421, 379, 870
4, 864, 779. 750
4, 970, 913. 387
3, 656, 677.140
1,188,378.457
752, 949. 706
737, 5C8, 241
711,547. 291
679, 051. 000
152, 848, 438
507, 454. 919
523. 996. 645
377, 785. 380
415,229.127
377,740.215
353,558, 369
356, 361 823
130,136. 394
305. 593. 800
237; 137, 633
291, 500, 368
221, 784, 526
315, 244, 799
64,111.531
98, 939. 078
171, 069, 700
51, 440, 379
81, 973. 258
117. 542. 969
90, 561. 073
29, 850. 748
103, 447. 519
88, 318, 395
104, 721,162
93,918.878
77, 502, 994
70, 692. 022
81, 662. 509
No report.
72,405,148
68, 814.169
67.649,013
47,112. 879
42,521,796
36, 918, 580
49, 344. 223
50, 675. 522
50, 762. 083
48,236.447
45. 239. 721
46. 904i 288
29,010,186
50, 334,184
19, 329, 230 '
24,909.142
25, 470. 283
20, 392. 202
19, 951, 288
119, 978.116
32,197. 057
22, 273, 145
14, 883. 300
58,880,682,455 j

1892.
$36, 279, 905, 236
4, 901. 030, 976
4, 959, 861,142
3, 671,149, 047
1, 211, 370, 719
833, 617,126
772, 435, 133
743. 635, 356
728,711,350
141, 985, 866
494, 906,132
488,931,005 j
427.287,201 I
409, 405,192
353,849,753 i
347,737,532 j
368,698,812
102. 715. 466 j
280,637,800 !
271,350,612 !
287,324.716 I
259, 519. 344 !
271, 668, 937 I
118, 616, 627 i
140, 387, 378 !
177, 384. 700 *
49, 298. 231
*96, 295, 409 I
109.746,541 j
•108,903,862 j
28,841,335 I
93,413,428 !
95, 873.112 \
98, 005. 354 I
89,814,345 !
74,492,129 !
89, 463, 682
77, 594, 997
No report.
68, 875, 781
64, 732, 396 !
62, 605. 687 i
52,409,229 :
47,154 237
42,736,155 j
48, 622. 342 j
54. 367, 936
47,687,537 j
52.386,734 i
40. 027, 896 !
44. 573, 069 j
32,235.901 !
49,972,363 ;
•22,634.000
27,566,186
24,138.424
•24,352,938 !
20,512,044 ;
N o report. j
No report- >
N o report. ;
N o report.
60, 883, 572,438
58, 880,682, 455
2,002,889,983 >.

* For nine month*.

Comparisons.
Increase.

Decrease.
$1, 8158,525, 366
36, 317, 226

$11, 052, 245
14,471, 907
22, 992,262
80, 667. 360
34,866, 892
32, 088, 065
49, 660, 350
123, 404,057
12, 548, 787
35, 065, 640
49, 501,821
5, 823. 935
23, 890, 462
5,820. 837
12, 336, 989
27, 420. 928
24, 956, 000
34, 212, 979
* 4,1.75, 652
"37," 734," 818
"43* 575." 862'
54, 505, 096
41,448, 300
6, 315, 000
2,142,148
14, 322,151
"7"796,'428"
":L8," 342," 789
1, 009,413
10, 034, 091
7,554,717
6, 715, 808
4,104, 533
3,010,865
18, 771, 660
4*067,512
3,529,367
4,081,773
5, 043, 326
5, 296. 350
4, 632, 441
5, 817,575
721, 881
3, 692,414
"3,075446'
"4*150," 287
5, 211, 825
2, 331, 219
3, 225,715
361,82i
3, 354, 770
2,657, 044
1,331, 859
3,960, 736
560,756
119, 978,116
32,197. 057
22, 273; 145
14. 883, 300
448, 231, 281

2, 585,387, 893
448, 231,281
2,137,156,612

ABSTRACT OF REPORTS OF CONDITION
OF

State Banks, Loan and Trust Companies, Savings and Private Banks,
1892-'93.
ARRANGED BY STATES, TERRITORIES, AND
GEOGRAPHICAL DIVISIONS.

NOTE.—Reference marks in the tables following indicate tlie character of the source of information
from which reports were received.
219




220

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE I.
ABSTRACT OF REPORTS OF CONDITION OF STATE

Loans on colDate of re- j ^ 0 of
lateral se- Other loans
P°rtI banks. Loans on curity
and disreal estate. than other
real
counts.
estate.

States, etc.

June 30,1893
Nov. 17,1892
Oct. 1,1892

New Hampshire.,
Rhode Island
Connecticut
Total Eastern States.
New York
New Jersey...
Pennsylvania .
Delaware*
Maryland*

$1, 603, 590
5,138, 607
6, 742,197

June 1,1893
June 24, J 893
Nov. 30,1892
June 30,1893
....do

Total Middle States.

201
22
85
4

318

$85,497
4, 505, 389 $10,479. 878
301,453
133, 355
38, 843
204,490

306. 990
12, 746
114,924

4, 931,182

221,697,875

434, 660

17, 896, 543
8, 898, 805
3,451,584
2, 020,244
19, 349, 456
701,865
634,911
6,304,167
7, 899,010
819, 902
1, 517, 414
33, 294,152
5, 503. 590

132, 526
50, 241
66, 765
5,678
143,932
26, 552
13,590
492,949
85, 637
17, 544
167,144

Total Southern States.
Apr. 22,1893
Missouri
Oct. 3, 1892
Ohio
July 15,1893
Indiana
July 25,1893
Illinois
Oct. 3,1893
Michigan
July 3,1893
'Wisconsin
June 30,1893
Iowa
July 12,1893
Minnesota
June 30,1893
Kansas*
Oct. 3,1803
Kansas a
Mar. 6,1893
Nebraska X

651

1, 096,100

455
86
86
89
159
118
177
133
255
276
522

7, 040, 049
7, 979, 848

Total Western States .
Oregon*
Colorado
Utah
Idaho*
Montana *
Wyoming....
New Mexico .
North DakotatSouth DakotaJ..
Washington —
Arizona*
California
Oklahoma*
,
Total Pacific States, etc.
Total United States

June 30,1893
do
.do .
.do .
..do.
June 8,1893
Jan. 30 and
July 3.1893
July 22, 1893
June 12,1893
May 31,1893
June 30,1893
July 1,1893
June 30,1893

11, 430

572
749
502
354
698

90
45
33
21
87
11
18
63
18
4
34
164
63

-

$11,430

188, 585,
8, 510,
21, 099,
1, 373,
2,128,

July 12,1893
Sept. 30,1892
July 12,1893
June 30,1893
do
Dec. 31,1892
June 30,1893
July 12,1893
June 30,1893
do
....do
Sept. 23,1893
June 30,1893

Virginia
West Virginia
North Carolina
South Carolina*
Georgia!
Florida
Alabama*
Mississippi
~ Louisiana!
Texas
Arkansas*
Kentucky
Tennessee*

Overdrafts.

485,301
51,153

10,817,723

66, 342

121,690

590, 383

" 169, 099

*383,"83i

109,451

1,604, 537

159,406

1,135, 297
1, 047, 092

3, 358, 279

6, 957, 043

1,080

16,155,194

6, 957, 043

12
29
5
5
4
5
2

24, 290

327,976

7,900
164

120, 783
948

"*58,"856

108, 291, 643 1, 261, 414
67, 627, 559 1, 342,689
80,152
20, 705, 545
121, 278
9,404, 858
152. 632
20, 806, 717
163,683
33, 633, 573
163, 414
34, 005,058
303, 983
20, 534, 832
166, 565
28, 231, 221
246, 765
4, 594, 384
256, 053
12,460, 817
692, 079
30, 744, 628
270, 288, 375 3,433, 240
410.943
3, 473, 218
960, 075
83,234
796, 538
165,136
284, 243

10,347
29, 021
85, 916
4,853
16,792
4,212

236, 924
17,101, 891
171,409

2,579,
4,310,
5, 833,
117,
49,176,
25,

238
649
011
907
228
782

24, 305
134, 794
19, 200
17,990

21, 051, 400

17, 959, 931

68,216, 202

347,886

43,233, 876

39,092,976

72
135
64
5
173
5

2,099, 332
181, 701
18,695,198
42, 815

516
3,579

456

675,236,292 5,488, 630

•Unofficial.
t Semiofficial, and all others official.
J Includes private hanks.
<*' One, included with L. and Tr. Co.'s.)
a Received too late to he included in totals.




221

BEPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE L
BANKS IN THE UNITED STATES, 1892-'93.
RESOURCES.
United
States
bonds.

State,
county,
municipal, etc.,
bonds.

Eailroad

bonds and
stocks.

Due from,

Real es-

Current

All other
Bank
and other b a n k s tate, fur- expenses
stocks. Jbonds
bank- niture, and and taxes
stocks. anders.
paid.
fixtures.

States.

IST.H.

$3,495

$66, 400

$9,450
115.500

3,495

66,400

124, 950

87,284

45,503

32 249

284, 623

681,371
4, 368, 010
920, 727

158, 375

35, 205

20,000

111, 356

600, 792

176, 375

35,205

4, 549, 909
6,180,166
2 940 870
512 8^6
985, 216
25 015 335
1, 986, 899

515, 300

85,043

31, 934

50, 000
405,159

1, 338, 241

1 802 817
1,582.116
424,266
135,126
2, 872, 683
263, 739
174,436
1,077,016
172, 534

9,000

i.66

1, 520, 351

1, 687, 717
416,187
72, 912
53, 830
1,163,381
71,174
45, 945
498 069
209,668

312,145
25 667
23, 091

63, 826
163,125
126, 458
1,650

$122, 878
1, 215, 363

11,209,839 21, 988, 013
857 102
8: .5 782
11,124, 536
6, 043, 942
28, 840
209, 095
$6, 814
213, 651
217,010
25, 000
31, 814 23,497, 327 29, 290, 483 |

4,000

4,000

$126,695
1, 393, 656

468, 814
225, 690
494,918
961, 072

600, 343

31,934 39, 276,908

54, 639
34,158

100
275. 900
3,' 179
2,634
1, 280
55,832

15, 289

22, 871

48,113
83,850
448,586
5,993
3,489, 288
15, 846

1, 200, 723

4,430, 691

125,742
948,024

412, 654 2,468,258

301,325




$169, 988
182, 264
352, 252

25, 237

6, 230, 890
299,615
2, 560, 801
' 180,338
168,771

964, 724
46 224
228,256
6,599
1,273

R.I.
Conn.

N j '

Pa.
Del.
Md.

9,440,415 1,247, 076
6f>8 947
561, 645
178, 844
110,056
1,144.058
79;722
95.904
562J 805
378, 833
90,761
202,731
314,158

14, 534, 841 4, 375, 764
11,004, 655
4, 051, 474
1, 305 541
3. 816. 353
7, 635, 961
5,714, 948
2 li}6 090
3, 262, 527
2,1.12,253
2,155. 792
5, 282J 330

$9, 270
15, 967

84, 305
59,164
32,540
18,831
256, 828
15, 828
23,936
103,929
90, 589
5, 646
50,095

Ya.
W.Va.
N.C.

s.c.

Ga,
Ma.
Ala.
Miss.
La.
Tex.
Ark.
84,552 Term.

825,743

3, 489, 531
1,354, 546 "223,636'
446, 483
89, 352
606, 378
74, 707
2.059,180
266, 552
1. ?46, 842
88,230
1,286 278
1, 075, 322
195,538
1,614.876
204,525
1, 911, 385
295,180
2,183,409
499, 035

Mo.
Ohio.
Ind.
111.
Mich.
Wis.
Iowa.
Minn.
Kana.
Kana.
INebr,

46,432,132 16, 262, 845 1,641,575
90, 010
202, 026
136, BOO
34, 545
15,429
31, 053
2,430

21.286
35,646
12,482
3,771
15, 003
2,485

Oregon.
Colo.
Utah.
Idaho.
Mont.
Wyo.
N.Mex.

226, 970
351, 773
572, 267
591, 552
728,614 1,121, 886
61, 825
65, 093
9, 432, 382 5,647, 828
103, 790
27, 080

82,722
124, 922
185,116
6,230

1ST. D a k .
S. Dak.
Wash.
Ariz.
Cal.
Okla.

^.fi 724
611, 888
116, 561
20, 635
53,035
25, 219
67, 276

12,194, 552

8,169,149 |

12, 870
502,533

98,953 73,275,186 103, 790, 249 38, 600,425 4,242,164

222

REPORT OF THE COMPTROLLER OF THE CURRENCY,
TABLE I.
ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS
BES0UBCE3.

States, etc.
New Hampshire .
Rhode Island
Connecticut
Total Eastern States.
New York
New Jersey ..
Pennsylvania.
Delaware . . . . .
Maryland
Total Middle States
Virginia
West Virginia ..
North Carolina.
South Carolina..
Georgia
Florida
,...
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Total Southern States .

Cash and
cash items.
$92, 241
539. 362

Other
resources.

$90,076

$916, 675
2,340, 000

90,076

10, 711, 387

3, 256, 675

608, 056
13, 817
669, 998
6,226

286, 949, 709
11,159, 242
60,069, 556
2, 339. 614
3, 594, 966

33, o59, 200
1,780, 460
8, 819, 697
680, 000
1,128, 450

61. 281,590

1, 298,097

364,113, 087

45, 767, 807

170, 885
235

24, 053, 348
13,101, 705
5,175, 621
2, 651, 304
27. 539, 438
1, 335, 430
1, 830,158
9, 980, 434
12,551,339
1, 254, 608
4, 983, 931
43, 070, 895
9, 695, 509

6, 388, 588
2,421,676
1, 913, 530
1,123, 024
9, 363, 036
335, 000
900, 910
3, 260, 925
2, 755,447
450, 000
1,675, 925
15, 855 430
d, 346, 435

1, 558, MOS
1, 029, 587
437. " "
146, 08°,
2, 548, 541
177,050
117, 700
940, 599
3, 035, 690
320, 755
514,742
4, 443, 712
1, 553, 744
16,824,319

870
60, 559
2,597
l5, 092
3, 659
965, 021
70, 418
1, 289, 336

157,223,720

49, 789, 926

119, 008

107, 671,168
40, 898,832
13, 699,152
30,190, 723
73, 631,190
49,338,380
26,120, 866
38,194,077
19, 300, 786
20, 888, 578
42, 967, 005

19, 837,105
7, 618, 325
4, 504, 500
7, 065, 500
12,102, 955
6, 806, 900
8, 074, 420
9,189, 000
5, 969, 915
7, 749, 222
11,418,995

319.512

442, 012,179

92,587,615

1, 071, 289
5, 226, 288
1,419,123
295,482
991,983
298, 049
433, 375
3, 576, 346
6,583, 421
12, 698,9 L6
797, 835
122, 746,218
526,839

553,800
1,740, 000
750,000
157, 500
365, 000
94, 500
113, 800
1, 092,340
1, 987,053
4,263, 555
240, 200
47,848, 938
159, 000

Total Western States.
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico..
North Dakota.
South Dakota.
Washington ..
Arizona
California
Oklahoma
,

40, 207, 919
101. 649
540,618
99, 500
17, 127
76. 220
14,112
79, 426
263,:
571,008
1,150, 859
52.172
15, 060, 785
103,920

3.315
23, 723
5,110




$2, 214, 738
8, 496, 649

Capital
stock.

631, 603

10, 922, 693
2,817,377
1. 602, 336
3, 682. 954
4, 856, 906
6,132, 989
1, 869. 683
3, 839, 740
2, 047, 797
2, 267, 341
2, 435, 444

Total United States

Total.

56, 995.625
497. 710
3, 242,330
84. 030
411,835

Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Kansas
Kansas
Nebraska

Total Pacific States, etc .

LIABILITIES.

18,131, 221
137,026, 652

66,959
34,116

54,250
45,179

1,285

68.037
164^ 288
52, 500
4,142, 618
4, 460, 876

156,665,164

59, 365, 686

7,457. 897 1,130, 725,537

250, 767, 709

BEPOliT OF THE COMPTROLLER OF THE CURRENCY.

223

TABLE I.
IN THE UNITED STATES, 1892-'93-«-Continued,
LIABILITIES.

Surplus.

Other undivided
proiits.

State-bank
notes.

Dividends
unpaid.

$176,116
96, 913

$974

$7, 650
3, 194

974

$609,145

Deposits.

Due
to other
banks.

Other
liabilities.

ST. H .
$909, 777
4, 792, 373

$177, 825
655, 024

$25, 721

609,145

273,029

10, 844

5, 702,150

832, 849

25, 721

16, 325, 202
846.178
4.115,409
382, 219
241, 000

12, 027, 497
323, 474
1, 492, 240
25 ''93
95, 526

3,777
40, 501
9, 080
24,109

198,013,253
7, 267, 309
44, 737, 284
1, 096, 446
2, 080, 620

23,051,925
327, 703
772. 073
110,576
24,840

4,172, 632
610, 341
92, 292
36, 000
421

21, 910, 008

13, 964, 030

77, 527

253,194, 912

24,287,117

4, 911, 686

1. 825, 602
'688, 686
• 223,002
125, 365
1, 649, 856
18, 434
53, 249
357, 454
531,500
135, 026
33H, 501
5, 451, 715
512,732

601, 565
235. 526
150, 894
177, 848
1,136,117
37, 785
153, 489
451,964
759,205
54, 872
178, 811

26. 701
8^ 564
5,138
18,135
153, 930
21

475, 536
608,024
90. D79
43; 568
1, 782, 083
18,777
31, 377
105, 081
13, 304
7,491
158, 242

989, 338
173, 401
345, 457
491, 914
1, 968,139
55,662
148, 402
854, 017
77,844
30, 000
230,498

11, 911,122

4,256,658

8,723,876
1, 111, 717
643, 794
1, 968. 910
2, 375, 830
2, 826, 254
867, 451
935, 618
735,719
765,127
1, 001, 864
21,191, 033
20,
125,
51
1
39,

864
849
500
948 1
575

10,402
92, 844
212,296
217, 290
27, 795
17,810, 935
5,000
18,636,298

8,560

66, 835

16,667

13, 746, 018
8, 965, 828
2,446,621
671,450
11, 486, 277
874,751
542,731
4. 950. 993
8, 338, 644
577,219
2,401 954
21, 763, 750'
5, 216, 275

113, 694

171,124

8,560

295, 991

81, 982, 511

3,443,156

5, 535, 796

74, 037, 097
30, 308, 570
7, 838, 886
18, 523, 537
54, 737, 226
37, 826, 560
15 725 403
2;S, 313, 059
11, 240, 759
10,793,716
27, 396, 520

3, 263, 873
617, 673
76, 682
1, 424, 719
1,183, 703
1, 826, 395
576, 624
1, 311, 781
212, 402
41, 617
218, 667

1, 809, 217
329, 538
249, 721
398, 642
973, 855
52,271

300, 947, 617

10, 712, 519

7, 361, 753

429, 726
3, 063, 499
50,3, 599
128 196
482,297
156,008
004. 347
1, 848, 005
3, 480,688
6,902,113
470, 203
46, 933,167
336, 607

37, 089
24, 978
67, 569
3,653
7,470
1, 020

369
95, 516
11, 583

29,265
75, 460
584, 871
23, 280
8,128, 535
431

321, 553
502, 743
264,512
21,856
2,024,643

65, 038,453

8,983,621

3, 325,095

706,865, 643 48, 259, 262

21,160,051

318, 582

898, 435
368, 027
801, 015
2, 234,447

14, 574
17, 542
8,400
23,174

876, 968
1, 793, 888
707,691
774, 946
1, 398, 616

36, 973
24,903
30, 502
6,989

9, 079, 087

132,555

29 441
175. 445
M. 872
4 1S"»
52,176
9,668

• l t 001

4, 826
2,758

189, 581
325,181
466, 575
14,501
25, 801
1, 327, 426

74,237,606 I 28, 900,230




8,585

9,534

States.

525, 502

1, 613,758
409, 397
733,448
1, 525, 354

45, 465
36,855

it. I.
Conn.
N. Y.
N.J.
Pa.
Del.
Md.
Ya.
W.Va.
N. G.

s. a

Ga.
Ma.
Ala.
Miss.
La.
Texas.
Ark.
Ky.
Tenn.
Mo.
Ohio.
Ind.
111.
Mich.
Wis.
Iowa.
Minn.
Kana.
Kans.
Kebr.

Colo.
Utah.
Idaho.
Mont.
Wyo.
N. Me*.
N. Dak.
S. Dak.
Wash.
Ariz.
Cal.
Okla.

224

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE II.
ABSTRACT OF REPORTS OF CONDITION OF LOAN AND
BESOURCES.

of:
Loans on colI
Date of re- No.
comlateral se- ; Other loans | Overport.
T
other ! and disP d U i e s < Loans on curity
drafts.
than real
counts,
estate.
real estate.

state*.

Maine.
New Hampshire
Massachusetts
Rhode Island
Connecticut

-

Sept. to Nov.,
1892.
June 30,1893
Oct. 31,1892
Nov. 17,1892
Oct. 1,1892

Total Eastern States .
New York
New Jersey
Pennsylvania
Delaware t
Maryland t
District of Columbia .

13 ; $735,219

63 ! 21,683,336

$1,999,944
2,951, 345
10,889,798 |
8,546,475
3,788,347

$7,289

39,100,477 I 34,175,909 I

7,289

15,062, 290 196, 321,422
4, 359, 637
2, 497,192
19, 370,144 61, 483, 263
365,112
416,139
950, 655
51,156
2, 744, 825
3,333,113

Jan. 1,1893
.do .
Nov. 30, 1892
June 30,1893
do
July 12,1893 !

Total Middle States.

$168,936

674,251
*13 i 5, 349, 015
20 i 13,028,220 35. 955, 220
7 I 2, 570, 882 2, 302, 070
10

134 I 40,679,007

19, 698,925
1, 784, 946
3,616 332
305,307
1,725

1,107

266.275,941 j 25,407,295

67, 562

West Virginia.—Total South- Sept. 30,1892
ern States.
June
July
June
July

Missouri!.
Illinois
Iowa t
Minnesota

30,1893
25,1893
30,1893
31,1893

829
65, 626

706

128,304
3
7

2, 358, 094

14,891, 611
10 ! 1,676,925

1, 351, 270
442 707 j

...J

19,027
12,356,312
433,524
1,749,858

3,295
9,926
5,139

Total Western States.

28 ! 18,926,630

1,793,977 ! 14,558,721

18, 360

Total United States .

228 I 81,288,973

307,170,395 | 74,270,229 |

93,917

RESOURCES.

States.

Maine
New Hampshire .
Massachusetts - -.
Rhode Island
Connecticut
Total Eastern States New York
New Jersey
Pennsylvania
Delaware t
,
Maryland f
District of Columbia.
Total Middle States
West Virginia.—Total Southern States.
Missouri t.Illinois
Iowat
Minnesota .

Cash and
cash items.
$107,592
350,210
1, 733, 652
1,90;), 799 I
246,625 I
4,347,884

Other
resources.
$300, 488
152, 371
37, 761

$4,889. 690
11, 109,118
95, 343, 442
22, 414, 452
6, 450, 872

Capital
stock.
$1, 069, 800
1,455,000
8, 975, 000
2, 557, 900
1,161, 600

490, 620

140, 207, 572

15, 219, 300

335,707, 780
12, 898, 701
175, 885, 991
1, 743, 972
2, 920, 884
9,077,978

25, 950, 000
1,095, 000
36, 003, 744
500, 000
1, 000, 000
3, 250, 000

14,433,099|

30,940,467

538,235, 306

68,398, 744

16,184 |

5, 318

227, 643

111, 490

99,236
3, 259
529, 645
149, 241

4, 642, 506
17, 43G, 835
18, 053, 738
7, 860, 906

1, 050, 000
3,460, 000
2,176, 603
4, 451,131

399,507
4,423,954
11,909
176, 325
331,717

150,172
2, 766, 902
131,223
371, 075
3, 419, 372

781,381

Total United States . - -

227216,539

32,217, 786




Total.

5,187, 311
328,641
25, 382, 025
24,417
18, 073

,7

Total Western States .

* Includes one State bank.

LIABILITIES.

47,993,985 I
726,664,506

11,137,734
94, 867, 268

t Unofficial; all others official.

REPOKT OF THE COMPTROLLER

OF THE CUiSEENJUY.

225

TABLE II.
TRUST COMPANIES IN THE UNITED STATES, 1892-'93.
]RESOUECES.

State,
Railroad
county,
munici- bonds and
stocks.
pal, etc.,
bonds.

United
States
bonds.

$108,950

$204,486

Bank
stocks.

$66, 369

8, 056, 727
2, 928, 674

500,679
85,200

2, 660, 496 |5,339, 620 11,189, 887

652, 248

$2,160,496
500, 000

364,612
360, 058

15 772 540

50,100
15,822, 640

]L96,

61, 900
919

256, 061
193,382

358, 819

449, 443

9,395

9,000

L34, 919

7, 222

3*500

3,500

16,222

L44, 314

18,486, 636 5, 342, 753 11, 639, 330

Real es- C u r r e n t
A l l other D u e from
b a n k s tate, fur- expenses
bonds and other
and bank- niture, and and t a x e s
stocks.
ers.
paid.
fixtures.
$626, 378
1 545
1,435.
1, 243,
1,478,

179
564
738
303

6, 330, 362

$408, 607

$152,612

$9,809

11,139, 034 2,811,103

279,307

410, 377
6,849
31,421
11,113

82, 716, 222

459, 760

3,141. L28

668,470 92,187, 712

Me.

238, 810
K.H.
9, 624, 508 " i, 7i3, 315 " '228,' 280" Mass.
253, 000
26, 735 R.I.
644,060
614,109
14,483 Conn.
301,116

41 413 109 25, 949, 229 7, 213, 267
1,066 607
620 434
1 840 W«
38, 419, 6SJ2 12.177,813 10, 536, 825
' 101, 489
82, 699
12.030
396, 492
906, 461
J24, 082
811," 020* 1, 669,176

137, 938
773, 032
536, 800
1, 692, 752

States.

40,100,158 |20, 518,893

SLY.
N J
Pa.
Del.
Md.
D.C.

7,199

58, 968

10, 964

W.Va.

426,612
1, 466, 365
206, 703

70,267
28,169
627, 867
2,130, 251

8.200
28, 770
111,511
85, 665

Mo.
111.
Iowa.
Minn.

2, 099, 680

2, 856, 554

234,146

53, 352,071*26, 245,518

984,177

LIABILITIES.
Other
undivided
profits.

Debenture
bonds outstanding.

Dividends
unpaid.

$79,600
160 471
4, 028, 006
104, 877
339,555

$142, 487
151 691
2, 447. 300
699, 648
274, 504

$186, 300
4,421-100

$2, 026

4,607 ,406

Surplus.

Deposits
subject to
check.

282
5,016

$3,0L3,880
3, 724, 279
71,485, 089
18, 602, 034
4, 576,197

7,324

101, 401, 479

34,751

4,712, 509

3, 715, 630

33, 764, 529
243. 358
9, 267, 760
85,000
377,056
250,000

4,973,153
459,111
9,104, 785
37, 201
155,550
177, 098

747 ,900

938

264. 295, 048
9, 752, 510
89,223,195
831,499
701,780
4, 646, 704

43, 987,703

14, 906, 898

747 ,900

449,711

$386,106
1,196, 569
8, 408, 047
94: 000

459,202

6, 725, 050

:N r .Y.

290, 272
686,498

Del.
Md.
D.G.

82, 751
665, 971 N.J.
651, 517 31, 600, 239 Pa.
5,338

2,145, 286
10, 620, 340
665,922
1,846, 631

28.336
1,351^ 786
107,900
3,646

1, 247, 654

24, 357

15, 278,179

1,491, 668

3, 481, 527

67, 385

486,244, 079

2, 690,476

53, 534, 279

113, 685

86, 809
1, 111, 600
255,574
249, 226

63, 003
890 597
413, 982
375, 493

21, 418
2,512
13, 071, 836
6S ,400

427

1, 703, 209

1, 743, 075

13,134t, 236

50,403,421

20,368,056

18, 489, 542

Me.
1^
H
Mass.
R.I.
Conn.

10, 084, 722

39,968, 030

369,450, 736

15




$9,491

Other
liabilities.

739,606

35, 689

2, 453

10665 CUK-—15

Due to
other
banks.

W.Va.
1,361,921
871, 952

Mo.
111.
Iowa.
Minn.

226

REPORT OF THE COMPTROLLER OF TILE CURRENCY,
TABLE III.
ABSTRACT OF R E P O R T S OF CONDITION O F T H E M U T U A L A?
RESOURCES.

Date of
reports.

States, etc.

MUTUAL SAVINGS BANKS.
Maine
New Hampshire
Vermont.
Massachusetts .
Tthode Islan d . .
Connecticut

Loans on
I Ko. of
bank; Loans on collateral
security
real estate. other
than
real estate.

Oct. 31,1892
1 June 30,1893
June 30,1893
Oct. 31,1892
| Nov. 17,1892
Oct. 1.1892

$7,197,644
29,677,608
11,695.697

$7, 628, 425
722, 226
165. 854. 636 14, 750, 734
38 27, 468, 776 3, 359,763
51, 891, 336 8, 680, 682
454 1293,785,757

Total Eastern States .
New York
New Jersey
Pennsylvania
Delaware*
Maryland*

53

Jan. 1,1893
!
do . . „
j Nov. 30,1892
I June 30,1893
!
do

Total Middle States.

124 293,971,249
24 I 15, 671, 371

Other loans
and
discounts.

$7,014,690
7,367,399 j
1, 426, 084 I
94^194,577
6,099,901
3,569,804 I

35,141, 830 119,672,455
3, 209, 730
1,705, 363
6, 679, 270
221, 796
1,977,133

34, 820
622, 909

183 j335,955,724 | 13,793,292

657, 729

14 17 767, 170
2 3 122 790
19 5 423, 144

"West Virginia—Total Southern
States.

Sept. 30,1892

180, 719

6,300

7,401

Ohio
Indiana
Wisconsin .

Oct. 3,1892
Oct. 31,1892
July 3,1893

8,159, 342

2, 691, 650

7,307
2, 932, 984
166, 846

Total Western States ..

10

Total mutual savings banks

Overdrafts.

8,159,342 I 2,691,650 j 3,107,137 I

649 1638,081,542 j 51,633,072 |123,444,722 j

STOCK SAVINGS BANKS.

Vermont—Total Eastern States .

June 30,1893

Maryland*
District of Columbia*

.do
....do

July 12,1893
June 30,1893
do
j Jan. 1 and
| Juno 30,1893
June 30,1892
July 11,1893
J J mie 30,1893
.do.
.do.

Alabama *
Louisiana
Texas *
Arkansas '
Tennessee *
Total Southern States.
Ohio*
Illinois
Iowa
Minnesota

i June 30,1893
' July 25.1893
! J mie 30,1893
I Dec. —, 1892

Total Western States.

4
14

Montana *
New Mexico *.
California
Total Pacific States, etc.
Total stock savings banks.I
Total all savings banks

274,921

386, 787

185,985

274, 921

!

659,550

"i, 693," 881

162, 943
2,839, 679
2, 292, 553
238, 344

$154
300
8,939
727

70, 400
1, 968, 366
230, 400
136,937
910,915

8,490
4,343
15.050
1,301

"45*205"
36,313

553,513

100, 072
27,910
209, 529

364.750
67, 363
484,008

61 i 1,261,300

3,163,515

8, 850,537

39,304

12

3,876,789

4, 224, 704

15

:::::::::::
5,095,870

2, 283, 956
33, 438, 030
21), 369, 994
2,112, 290

5,044
50, 008
173, 675
342

204 ! 8,972,659

4,224, 704

67,205,170

229,069

346. 475
1, 050, 264

1,203,194
200, 610

350, 026
1, 051,429
4, 812,003

205, 853

June 30,1893
....do
March to
June, 1893
June 30,1893
Jan. 25 and
inly 1,1893
July 1,1893 j

Oregon*..
Colorado .
Utah

1,481,979 •;.

323,743 |
63, 044 I

Total Middle States.
North Carolina
South Carolina *
Georgia f
Florida!

613,528
~153, 920
32, 065

3, 603, 912

17

316, 841

23, 786

133,436
286, 284
1,124, 328

5,296

109, 560, 205

12,931,483

92 111, 273, 785

14,359, 073

7, 757, 506

227, 408

125,498, 443

22, 546,805

85,570,113

495,"781

74,179, 877 209,014, 835

495, 781

381

1,030 76375797985

* Unofficial; t seruiofucial; all others official.




16, 259

REPORT OF THE COMPTROLLER OF THE CURRENCY.

227

TABLE III.
STOCK SAVINGS BANKS IN THE UNITED STATES, 1892-?93.
RESOUECES.

United
States
bonds.

$602,750
110, 750
1, 210, 600
2,326,100
726,400

State, coun- Railroad
ty, munici- bonds and
pal, etc.,
stocks.
bonds.

$17, 274, 030
10,741,172
5, 889, 862
52, 897, 003
10, 937, 612
32,269,167

Bank
stocks.

from Heal estate,
All other Due
other
furniture,
bonds and ban]?:s
and and fixstocks.
bankers.
tures.

$15,475,712
10,452,118

$2, 885,102 $4,258, 460
2, 632, 225 8, 954, 938
235, 810
$586,345
"38,'92i,"448* 28,972, 054
13, 000,580
11,484, 776 2, 621,168 5,169,227
27,193. 270 6, 573,132

4, 976, 600 130, 008, 846 103, 527, 324 43, 919, 491 18,382,625
109, 375, 460 238 773 348
7,841,330
5, 717, 220
7,085, 000

$991, 323
1,631,466'
288, 324
4, 534, 864
1, 727,476
3, 340,847

States.

Me.
K.H.
Vt.
Mass.
K.I.
Conn.

13,586, 925 12,514,300

47,325, 589 10, 519, 327 K Y.
336,959 1, 075, 363 1, 258,120 N. J.
44, 045,916 2,902, 575 1,103, 087 Pa.
116,119
50, 831
202, 938 Del.
211, 686
632, 281
682,725 Md.
443,285

5, 281, 591

339, 465
71, 000
16,627, 269 11, 393, 399

122,177, 680 263, 312, 947 17,014,455

262, 517 45,131, 275

3, 677
2, 025, 000
127, 410

272,664
240, 235

3," 000*

2,152,410

512, 899

3,000

51,746, 812 13,766,197

15, 500

14, 850

10, 936, 599
100, 000
7, 050

1, 331, 342

11,043, 049

1, 342,962

9,948

W.Va.

928, 905 Ohio.
172, 290 Ind.

Wis.

l i 620
1,104,754

129,306, 690 393,838, 369 120,541, 779 44,185, 008 74, 573, 049 66, 691, 549 27, 395,199
1,150

153,199

2, 046, 749

90, 564

66,510

33,826

48,194

43,726
491, 991
269, 737
209,271

29,247
194, 902
143, 344
62, 752

7,138
207,775
140, 376
15, 565

N.C.
S.C.
Ga.
Ma.

2,000

11, 296

78,486

269
58, 925

1, 000
8, 835
361, 014

26, 515
67,424
77,381

114,382
750
55, 857
31, 828
158,871

Ala.
La.
Tex.
Ark.
Tenn.

109,388

1,396,870

680, 051

732, 542

30, 000
8,101, 769

1,448, 980
6, 214, 571
2, 675, 539
1, 377,214

155,991
282, 714
892, 642
370, 588

10,380, 446 11, 716, 304

1, 701,935

19,130

24, 296

112, 400

177, 000

19,130

10, 000

12,481
1, 302, 069

476, 860

1,025
3,112
21, 598
1, 340, 285

476, 860

225,000
43, 647

1,023, 896

223,432

268, 647

1, 023, 896

223, 432

62, 725

100,000

10,000

88, 564
2,000

2, 2i8, 677

1,400

181, 874

304, 093

244, 599 |

100, 000

4,767,929 j

977,292

29, 955

110, 964
492, 326
435,612

1, 277
21, 659

34, 394
8,939

18, 674, 379

2,450,847

18, 728, 670

3,533,082

281, 717 30, 596, 550 16, 315, 559

129,610, 783 398,606,298 121,519,071 | 44,466,725 llO5,169,599

1




I

109, 412 Yt.
32,847 Md.
979 D.C.

177,000

24, 296

319,612
60, 837
5,673

112,400

Ohio.
111.
Iowa.
Minn.

57, 349 Oregon.
12,200 Colo.
637,187 Utah.
8,172
3,927, 537
4, 642,445
7, 220,160

83, 007,108 34, 615,359

Mont.
N. Mex.
Cal.

228

KEBOKT OF THE COMPTROLLER OF THE CURRENCY.
TABLE III.
ABSTRACT OF REPORTS OF CONDITION OF THE MUTUAL AND STOCI

RESOURCES.
Curr't exCash a n d
penses and
cash items.
taxes paid.

State, etc.

LIABILITIES.
Other resources.

Total.

Capital
stock.

Surplus

MUTUAL SAVINGS BANKS.
New Hampshire

Connecticut
Total Eastern States...

$261, 387
1,739
155,478

Maryland
Total Middle States....
West Virginia—Total
Southern States.
Ohio
Indiana
.
Wisconsin

..........

050 053
1, 582,183
293,340
955 132
1, 628. 373
3, 863,672

41, 9 9 4
606, 531
1, 035, 021
551, 603

$56,838 264
80, 667. 594
21, 290. 432
415, 898.159
73, 858,193
138, 659,913

9, 372, 753

2, 323, 649

787, 212, 555

7 389, 830
326, 450
1 997 721
32,739
577,446

7 8^0 19q
563 020
739
58 590
198 633

718, 454, 662
39, 776, 787
74,851 865
4, 252, 827
46, 030, 388

8, 805 111

883, 366, 529

. . . . 99, 746,892

241, 458

2,405

418, 604

10, 324,186

1,778

1,285

19, 866
14,586
451

602, 709
923,193
1, 249

Total Western States..

34, 903

1, 527,151

Total mutual savings
banks.

455,285

21, 225, 375

$R8 500

191

620

12 620

26, 988, 004
4, 513, 698
190, 775

$2 233 461
5,131, 675
. . . . 14,545,655
4, 877,114
26, 787, 905
...

88 752 443
3. 155, 339
6 116 3'?8
487 670
1,235,132

330,809
....

31, 692, 477

330, 809

11, 141, 380 1,702,513,019

126,868,011

STOCK SAVINGS BANKS.
162, 811

57, 302

8, 549, 654

$787, 500

3,679
11,767

28,017
2,671

447

1, 275, 505
142, 495

223, 040
50, 675

58,091

15,446

30,088

447

1,418, 000

273, 715

58, 091

1,166
25, 931
35,759
6,204
13,126

5 1O(}

40, 000
1,253,126
1, 027, 354
210, 000
305,000
100,000
139,486
123,157
555,000

9,602
293. 781
U5, 039

Termont—Total Eastern States.
IVf arvland
District of Columbia
Total Middle States . . .
"NYvrth Carolina
South Carolina

68 795
49 908

5,525
15,038
24, 432

1 076, 640
360. 943
50, 081
124, 905
300,902
91, 589
50. 073
452, 303

7 531

384, 702
9, 096, 567
3, 301, 559
628,149
1, 013. 936
2,270, 018
880, 051
423,839
2, 827, 808

127,181

2 512,562

126 234

20, 826, 629

3, 753, 123

715, 678

15,390
29, 203

13 672
10 693

43, 716

203.154
6 014,502
1
139,792

8 027

13, 730. 008
54,186, 037
34,733,976
11, 396, 516

1, 860, 000
7, 972, 000
6,409, 700
225,000

1, 085, 000
2, 280, 500
677.71C
183, 00C

88, 309

7 979, 574

32 392

114,046, 537

16,466, 700

4, 226, 21C

9,427
4,925
33,114
9,943
4,802

341, 916
114, 427
181,035
155, 213
11, 568
4 241, 655

158 600
277
68 940
360
217 538

2,758, 335
2, 927, 458
6,403,699
870, 592
333, 252
153,127, 972

800,450
450, 000
1,731,100
200,000
80, 000
8, 886, 600

69, 45C
36, 004
408, 75C
28, 50C
13, 62c
5,031, 801

TotlPac, States, e t c . . .

62, 211

5 045, 814

446, 715

166,421,308

12,148 150

5, 588,13f

Tot'l stock sav'gs b'ks .

293,147

15 731,449

663 090

311,262,128

33,429 188 10, 588,11?

Tot'l all sav'gs banks..

748,432

36 956, 824

11 804,470 2,013,775,147

33, 429 188 137,456,12'

Florida

......

IjOuisiana
...
Texas
.Arkansas . . . . . . . . . . . . .
Tennessee
Total Southern States .
Ohio
Illinois
Iowa
Minnesota
Total Western States..
Oregon
Colorado
Utah
M^ontana
2!Tew M^exico
California

.........
.
....




38, 000
103.281
I, 400
124, 575

REPORT OF THE COMPTROLLER OF THE CURRENCY. 2 2 9
TABLE III.
SAVINGS BANKS IN THE UNITED STATES, 1892-'93—Continued.
LIABILITIES.
Deposits
DiviOther undends subject t o
divided
check.
unpaid.
profits.

Savings
deposits.

$1,138, 960
966,142
1 183 266
8,044,117
3,899.810
2,991,630

$53, 397, 950
74, 377. 279
19, 947^ 166
393,019,862
69, 906, 993
130 686 729

Due to
other
banks.

10, 990

No. of
Average
depositors. deposit.

States.

$67,893
192, 498
160, 000
288, 525
40, 400
104,440

155,333 $343.76
425. 85
174,654
312. 04
63,925
330. 29
1,189, 936
490. 60
142, 492
394.75
331,061

Me.
N.H.
Vt.
Mass.
B.I.
Conn.

853, 756

2, 057,401

360. 33

343, 945
133, 202
24, 348

394. 88
259. 20
262.54
200. 90
303.08

Other liabilities.

18,223,925

741,335,979

2,293,395
25,673
731,254

i 699 ;;58 974 !
36, 488, 246
66 417 794
3 739,484
44, 038,181

90. 670

5,171

1, 593, 804
140, 772
252, 980
18, 613
145, 301

3, 050, 322

780,041,979

20,670

506,666

2,151,470

362.56

1,346

237, 707

5,149

46.16

W.Va.

315, 095
104, 527
5,994

24,946 909
4, 073,131
184,698

59.401
16,127
1,164

419. 97
252. 56
158. 67

Ohio.
Ind.
Wia.

10, 990

76, 000

1, 650, 000
5, 231
83

K.T.
N.J.
Pa.
111.
Md.

425, 616

29, 204, 738

76, 000

1, 655, 314

76, 692

380.81

21,701,209

1, 550, 820,403

107, 660

3, 015, 736

4, 290, 712

361.43

307,437

7,315,764

138,953

25,190

290. 42

Vt.

1, 683

2,161
1,400

211.45
53. 38

Md.
D.O.

24, 005
13,344

$1, 090

37,349

1,090

7,995
403, 819
139, 031
16, 646
36,957
l$g, 004
101,951
32,105
109, 404

685
4,829
1,739

1,013,912

I

$504, 742
3,747

450,947
74, 729

5,907

508, 489

531, 676

5,907

1, 683

3,561

149.26

701
77, 822
5,835
542
12, 725

24, 485
405,949
123,147

49.28
242,12
118. 29
166.12
39. 52
307. 95
138. 04
146. 27
125.88

744,102
854,649
181, 513
535,133

160
168,030
140. 810
229^ 578

301, 234
5,913,139
1, 004, 765
219, 448
73, 032
2 003 854
356, 553
123, 451
1,778,174

10,750
2,416
7,821

500
23, 256

6,112
24, 422
8, 494
1,321
1,848
6,507
2,583
844
14,126

13,089

7,413

2, 853, 815

11,773,650

118,612

590,426

66,257

177.69

354,129 10, 442
1, 528, 081
1,362
682,683
131,173 132,490

660, 949
17,577,671

9, 659. 304
23,498, 504
26, 426, 031
10 658 564

27,800
1, 208, 582
537, 852

72, 384
119,337
66, 289

26, 213
84,861
73,108
42, 212

368.49
276. 90
361. 46
252.50

2, 696, 066 144, 294

18,238, 620

70, 242,403

1, 774,234

258, 010

226, 394

310.27

944,457
147, 898
795,647
160, 379

683.620
2, 217, 547
2, 935, 849
423, 248
186, 923
138, 019, 874

216, 302
4,000
52, 726

1,591
31,925
352, 221

70, 927

52 550
1,118, 764

2,461
11,639
22,815
1,736
885
178, 949

277.78
190.52
128. 68
243. 80
211. 21
771. 28

34, 965
40, 084
127,406
58,465
154
261,074

7,500

7,500

2, 048, 381

144, 467, 061

343, 955

1,557, 051

218, 485

661. 22

4, 315, 838 160, 297

23, 649, 305

234, 330, 554

2,^42, 708

2, 546,123

539, 887

434.04

23, 649,305 1, 785,150,957

2, 350,368

5, 561, 850

4, 830,599

369.55

26,017, 047 160,297




1ST C

s. c.

Ga.
Fla.
Ala,
La.
Tex.
Ark.
Tenn.
Ohio.
111.
Iowa.
Minn.
Oreg.
Colo.
Utah.
Mont
]ST.Mex
Cal.

230

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE IV.
ABSTRACT OF REPORTS OF CONDITION OF THE
RESOURCES.

Date of
report

States, etc.

!

New York
Pennsylvania
Maryland

June 30,1893
I do
|
do

Total Middle States

'
!

Virginia
North Carolina*
Georgia
Florida
Alabama
Texas

:

Ohio
Indiana
Illinois
Michigan
Wisconsin*
Iowa
Minnesota
Kansas!

-

J une 30,1893
/do
do
do
J u l y 3,1893
J u n e 30,1893
do
Oct. 3,1893

Total Pacific States, etc
Total United States

* Official; all other* unonicial.




9, 509, 054

3,641
63,814
924,729

43,956
110, 500
942, 971

57, 451
609, 026
302,372
27, 872
252, 455
2, 239,133

54

1, 069,584

1, 097,427

3,488,309

87
86
46
123
44 j
102
147
46
142

707, 581
1,111,497
357, 361
1,744, 260
584, 359

4,623,113
1, 020, 017 8, 243,072
179, 033 5,172, 285
3,130,456 6,049,197
507, 509 1, 424, 712
4, 993, 909
1, 096. 681 7, 590, 865
564, 566 1, 355, 064
3, 886, 608

77,400

1, 553, 809
304,489
338,349

681 I 6,363,356

Total "Western State3
-

1, 041, 633

$49,874 $2, 567,180
502, 794 6, 638. 899
15,000
302, 975
567, 668

June 30,1893
J uly 12,1893
June 30,1893
do
do
do
April22,1893

Loans on

Other
Loans on collateral
security
loans and
real estate. other
t h a n discounts.
real estate.*
$158,281
807, 352
16, 000

59

Total Southern States
Missouri*

Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
N e w Mexico
Washington
California*

No. of
banks.

J u n e 30,1893
do
do
do
do
do
do
do
do
July 1,1893

12, 849
9,105
25,100
83.250
342,729
2, 700
35, 000
987, 338
54 j 1,298,071
848

9, 772, 644

6, 498, 262

10, 000
163, 060
21,168
138, 340
202, 730
4,100
122, 531
60,090

39, 452, 217
120, 000
111,175
487, 878
26, 235
131, 732
68, 954
252, 258
48, 539
138, 352
1, 045,152

722,019

2, 430, 275

8,885, 376

54, 879, 855

t .Received too late to be included in the totala.

1JEP0KT OF THE COMPTROLLER OF THE CURRENCY.
TABLE IV.
PKIVATE BANKS IN THE UNITED STATES, 1893.
RESOURCES.

Overdrafts.

United
States
bonds.

State,
Railroad
county,
municipal, bonds and
stocks.
etc., bonds.

Bank

stocks.

All other Due from Heal estate,
other
furniture,
bonds and
a n k s and
and fixstocks. bbankers.
tures.

$10,563
9,603
1,292

$112,108
284, fiOO
4,900

$5, 500
17, 987
5,100

$128, 631
102,997
5,856

$7, 300
55, 389
11,140

$199,918
220,020
24, 845

$397, 415
993, 896
26, 529

$199, 696
231, 622
68, 084

21,458

401, 908

28, 587

237, 484

73,829

444,783

1,417,840

499, 402

18, 077
191,895
31,878
7,915
101, 750
574,690

1, 690
68,707
224, 200
29, 336
109, 525
485,179

619
18, 227
17, 895
1.186
11, 532
310, 925

2 560

81, 500
21,025

13,000

5, 000
28, 625

1,200
13,593
55, 669
8,692
101, 809
181,792

105, 085

13,000

33,625

362, 755

926, 805

918, 637

110, 267
84, 563
15, 175
190,967
16, 025
187, 352
17,831
13,016
156, 645

952.357
1, 349, 599
625, 261
1,855.261
438, 434
. 859.837
1,351,096
350,077
881, 389

330.648
710, 012
276, 485
747, 608
292, 785
740, 289
1,060,074
182. 262
1. 021, 549

635,196

7, 781,922

4, 340,163

3, 883
95,100
475

6,298
26,276
89, 999
9,172
22.052
45, 351
91,929
26, 242
29,137
78,268

12,508
31, 200
59,005
1,375
3, 846
10,488
65, 530
23, 388
10,970
472,637

50

360, 384

50

208, 043
102, 508
29, 225
209, 303
20,465
86, 231
358,948
38, 944
153,142

50 484
139, 663
834, 682
39, 361

252,762
35, 355
244, 049
11, 930

6,000

13,021
4,000
2,000

49,143
31, 295

76, 300
2, 500
75, 005
46, 850
199.257
3,000

5,000

1, 053, 667 1,070,190

624, 534

26. 002
7, 000
7,162

19, 021

402, 912

2, 616

1,387
10, 201
13,074
1,742
7,359

21,861.
4,200

73, 927

34,446

7, 500
95,129
135

5 769
160,970

1,509,436 1,472,148

792,652




7,500
269, 505

355,692 !

517,866 1,798,426

424,724

690, 947

10, 551, 291

6, 449,149

State.

K. Y.
Pa.
Md.
Va.
N/C.
Ga.
Fla.
Ala.
Tex.
Mo.
Ohio.
Ind.
111.
Mich.
Wis.
Iowa.
Minn.
Kan.
Nev.
Oreg.
Colo.
Utah.
Idaho.
Mont.
Wyo.
N. Mex.
Wash.
Cal.

232

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE IV.
ABSTRACT OF REPORTS OF CONDITION OF THE PRIVATE
RESOURCES.

States, etc.

New York
Pennsylvania
Maryland

..

.

Total Middle States
Virginia
North Carolina *
Georgia • . ..
Florida
Alabama
Texas
Total Southern States
Missouri *
Ohio
Indiana . . . . . ..
Illinois
Michigan
Wisconsin * .
Iowa
Minnesota
Kansas t
Total Western States
Nevada
Oregon
...
Colorado
Utah
Idaho
....
Montana
Wyoming
New Mexico
Washington . .
California*
Total Pacific States, etc
Total United States
* Official; all others unofficial.




..

...

Current
expenses
and taxes
paid.

Cash and
cash items.

Other resources.

$8, 492
29, 522
3,212

$317,795
628,374
21, 334

$45, 706
11,484

$4, 208, 459
10, 594, 839
500, 267

41, 226

967, 503

57,190

15, 309, 565

3 474
6,606
750
1,320
12,846
34,192

4 606
78,042
33,892
9,732
156, 021
578,188

851
36, 802
55, 350

90 277
1 063 496
607,507
133.650
1, 043, 604
6, 389, 799

59,188

8G0, 481

93,003

9, 388, 333

87, 985
25,443
74,313
15, 347
34, 340
123,555
40, 702
100,212

542, 842
1, 407, 505
1, 388, 518
1, 379, 906
339,599
769, 434
918,551
231, 924
897,002

48, 837
216, 794
149,302
22, 991
108,954
38, 834
47,183

7, 525. 335
14, Gil'. 341
9,158,117
15. 892, 088
3, 723, 006
7, 780, 346
14, 364, 644
3,162, 522
7, 439, 986

401,685

6, 978, 279

632, 895

76, 254, 299

4,655
2,088
6,877

51, 626
8,789
69, 992
2 776
24, (386
52, 408
100, 259
9, 852
42. 498
276, 039

436
9, 500
3, 521
186
7,000
985
14 500
723
152,103

225, 408
301,128
903, 434
48 663
263,295
424, 202
967,163
131,198
394,058
3, 232, 597

25, 666

638, 925

188, 954 !

527,765

9, 445,188

3,777
4 010
2,540
1,719

972, 042

Total.

6, 891,146
107,843,343

f Received too late to be included in the totals.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

233

TABLE IV.
IANKS IN THE UNITED STATES, 1893—Continued.
LIABILITIES.

Capital.

Surplus.

Other undivided profits.

I n d i v i d u a l deposits.

Due to banks.

Other liabilities.

$759,400
1,377.429
166,517

$212,115
930,186
5,141

$349, 888
278,210
6,793

$2. 839, 343
7,847, 896
293, 497

$24,556
149,364
20,484

$23,157
11, 754
13,835

2, 303, 346

1,147, 442

634, 891

10, 980, 736

194,404

48, 746

32, 500
287, 443
338,000
49, 226
430, 000
2,796, 800

129,237
51,342
6,078
49, 000
63, 259

4, 550
43.157
1,903
6, 800
72, 025
83,171

50,888
512,333
218,809
66, 914
425,259
3,146, 975

339
19,472
2,703
315
22, 516
150,137

2, 000
71, 854
54, 750
4,317
44, 804
149, 457

3, 933, 969

298, 916

213, 606

4, 421,178

195, 482

327,182

1,173, 860
3,021, 549
2, 448,148
3.769,308
996, 579
1,177, 742
4, 328. 619
870,495
2, 337, 798

407, 839
711,759
318, 641
1, 025, 730
201, 960
877, 560
76,919
26(5, 502

306, 833
121,235
337, 396
54, 576
769,553
666, 722
135, 245
409, 018

5, G23,115
10,173,840
5, 870, 498
10, 481, 511
2, 417, 364
5, 666,104
8, 081, 895
1, 889, 633
4,111, 172

116, 720
256,392
263,170
101,913
22, 500
133, 751
196,490
14, 721
59, 298

203,801
176, 968
136, 425
177,130
30, 027
33,196
213,358
175, 509
255, 598

17,786,300

3,620,408

2, 391, 560

50,203, 960

1,105, 657

1,146, 414

70, 000
98, 395
467, 248
25, 000
111, 500
190, 000
235, 400
50,000
111,403
1, 560,514

17.651
27, 000
22,900
2,120
10, 826
11,000
10,632
2,181
317, 607

4,325
32, 836
8,381
10, 375
13, 091
848
27, 205

71, 784
108,070
372, 255
23 663
122,619
187.882
635,981
41,466
239,139
1,143, 963

1,227

65, 973
63, 338
6,968

18, 675
21, 306
6,254
1,062
429
125, 862

3,813
65, 437
27,190
13,701
84, 651

2,919,460

421,917

97, 061

2,946,822

174,815

331,071

26, 943, 075

5,488, 683

3,335,118

68,552, 696

1,670,358

1, 853, 413




States.
N. T.
Pa.
Md.
Va.
K C.
Ga.
Fla.
Ala.
Tex.
Mo.
Ohio.
Ind.
111.
Mich.
Wis.
Iowa.
Minn.
Kans.

Ore-;.
Colo.
Utah.
Idaho.
Mont.
Wyo.
N.'Mex.
Wash.
Cal.

TABLE V.

Co

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-;73 TO 1892-;93.

sources:
Loans, etc
Overdrafts
XT. S. bonds
Other stocks, etc..
Due from banks . .
Keal estate, etc . . .
Other resources...
Expenses
Cash items
Specie
Legal tenders, etc.
Total .
Liabilities:
Capital
Circulation
Surplus
Other profits
Div'ds unpaid ..
Deposits
D u e to banks ...
Other liabilities.
Total

1872-73.*

1873-'74.

1874-75.

1875-76.

1876-77.

1877-78.

1878-79.

1879-'8O.

1880-'81.

1881-82.

-banks.

—banks.

551 banks.

633 banks.

592 banks.

475 banks.

616 banks.

620 banks

652 banks.

672 banks.

$119, 332, 341 $154, 377,672 $176, 308, 949 $178, 983, 496 $266, 585,314
516, 565
377, 297
212, 772
348, 604
237,104
929,260
344, 984
869.144
1, 544, 296
1,961,447
23,209,670
9, 017, 067 16, 437, 815 23, 667, 950 19, 36< 450
23, 096, 812 25, 201, 782
12, 605,100
19, 050, 046 19, 851,146
5, 372,186
9, 005, 057
*8, 561, 224 12, 009,160
3, 269, 233
1,164, 999
4,909,190
6,863,083
944, 079
6, 442, 710
1,284,344
1,
353,
066
886, 348
1, 559, 404
1, 211. 416
8, 624, 086
9, 059, 547
18, 977, 324 10, 434, 018
9,816,456
1,156,456
1,926,100
1, 980,083
3, 020,139
2, 319, 659
26, 740, 215 27, 023, 988 34,415,712
25,126, 706
8,447, 776
178, 881,407

237,402,088

272, 338, 996 278, 255, 852

$206, 821,194 $250, 819, 420 $272,520,217
528, 543
1,335,310
1,196, 369
7,142, 532
12, 048.452
8,7:59,172
24,
904J
903
17,117,117
19, 780, 527
46, 657, 328
36,180, 435
49,919,183
14, 227, 927 13, 914, 238
13, 037, 939
5, 801, 796 10, 542, 206
12, 306, 578
878,696
965.327
999,944
16, 900, 325
11,176, 374
18, 546, 073
6, 201, 617 17, 071, 445
17, 201,489
48, 828, 255 23,797,046
24,586,682

383, 257, 704 j 277, 911, 831 | 315, 839, 340354,904,486

418,956,060

438, 834,173

42,705, 834
59, 305, 532
153, 432
174, 714
2,109,732
2, 942, 707
12, 363, 205
10,027, 668
337, 290
33,492
110, 354, 034 137, 594, 961
8, 838, 355 14, 241,604
4, 237, 578 10, 463,357

084,980
177, 653
797,167
002,133
83,722
165. 871,439
10. 530, 844
10! 791, 058

80, 425, 634
388, 397
7, 027, 817
10,457,346
393,419
157, 928, 658
13, 307,398
8, 327,183

110,949,515
387, 061
5, 665, 854
18, 283, 567
335,904
226, 654, 538
9,412, 876
11, 567, 789

95,193, 292
388, 298
7, 983, 996
11, 693, 064
324,176
142, 764, 491
10, 348, 911
9, 215, 603

104,124, 871
389, 542
16, 667, 574
5, 666, 221
501, 831
166,958,229
13, 093, 069
8, 438,003

90, 816, 575
283, 308
18, 816, 496
6, 721, 615
474,567
208, 751, 611
18, 462, 707
10, 577, 607

92, 922, 525
274,941
20, 976,167
7, 943, 466
567,171
261, 362, 303
18, 870, 466
16, 039, 021

91, 808, 213
286, 391
23,148,050
8, 902, 579
481. 858
281, 835,496
18, 262,172
14,109, 414

178,881,407

272, 338, 996

278, 255,852

383, 257, 704

277, 911, 831

315, 839, 340

354, 904, 486 ! 418, 956, 060

438,834,173

237, 402, 088

* In compliance with House resolution, making it one of the duties of the Comptroller of the Currency, the Annual Report for 1873 contained the first report of State and
savings banks made to this office, and was the first call of that character ever made upon State by Federal officer.




O

p

5

ft

ABSTRACT OF REPORTS OF CONDITION OF STATE BANKS, 1872-'73 TO 1892-'93—Continued.
TABLE V.

Resources:
Loans on r. estate
Loans coll sec
Loans, other
Overdrafts
U.S. bonds
R. K. bonds,etc..
Bant stocks
Other bonds, etc..
Due from banks..
Real estate, etc..
Other resources..
Expenses
Casli items
Specie
Legal tenders...
Total

1882~'83.

1883-'R4.

1884-'85.

1885-'86.

1886-'87.

754 b a n k s .

817 b a n k s .

975 b a n k s .

849 b a n k s .

1,413 banks.

$322, 358, 227
1, 392, 961
5,287, 606

22,
58,
13,
9,

083, 304
709, 516
592, 791
943, 706
918, 403
35,118, 379
17,429, 817
25, 302, 316

$331, 049, 510
1, 262, 725
2,337, 705

$347, 880, 520
1,349, 998
2, 994, 806

32, 644, 859
31,452, 019
59, 062, 405
48, 836, 689
15, 873, 312
15, 058, 411
5. 791, 111
7, 671, 876
1,130, 883
1, 025, 237 •
25, 972, 922
28, 219, 414
29, 887, 724
25, 376, 565
30, 994, 221
28, 787, 615

1887- 88.

1889-'9O.

1890-'91.

1891-'92.

1892-'93.

2,101 b a n k s .

2,572 b a n k s .

3,191 b a n k s .

3,579 b a n k s .

$34, 286, 559
77, 806, 917
469, 397, 745
5, 063, 263
1, 313, 757
2, 447, 030
675, 444
482, 987
35, 030, 006
86, 010, 062
27,189, 697
7, 760, 635
2, 602, 607

$37, 247, 244
78. 509, 230
507, 461, 243
4, 044, 702
1,100, 307
2,156, 065
595, 572
426, 850
37, 529, 420
82, 531, 530
28, 791, 441
15, 281, 566
2, 865, 083

$45,
42,
611,
4,

025, 576
903, 635
750, 855
815, 047
912,123
2, 313, 366
459, 612
901,895
45, 595, 383
104,029,312
32, 037. 310
16, 329. 044
3, 278, 995

$43,
39,
675,
5,

787, 037
778, 206
246. 654
710, 237
768,158

$31,128, 369
97, 583,192
376, 623, 827
3, 071, 724
3, 051, 722
983, 802
320, 422
310, 668
33, 701), 278
79,819,380
25, 255, 437
8, 940, 828
2, 026, 800

105, 314. 947

133, 210,164

120, 765, 422

107, 453, 889

129, 745, 578

137, 026, 652

$331,183, 626 $435,854,364 $432, 002. G63
2, 001, 781
2, 395, 610
1,169,388
2, 097, 634
2, 530,156
4,392,421

27,194, 693
30, 544, 699
49, 747, 429
64,774, 881
14, 605, 853
20, 475,102
8, 224, 886
15, 237, 643
1, 047, 782
2,123, 672
51, 668, 218
24, 734, 684 >110, 845, 718
14. 726, 940

1888-'89.

1,403 b a n k s . 1,671 b a n k s .

34,
58,
20,
14,
1,

233, 876
092, 976
236, 292
488, 630
4 2. 654
2,408. 258
301,325
98,953
73, 275.186
103^ 700, 249
38, 600. 425
7, 457. 897
4, 242,164

512,137, 026

521, 077, 766

553,502,761 |

528,695,920

684, 781, 845

671, 707, 317

796, 035, 613

870, 812,131

905, 994,142 | l , 040, 697, 731 J, 130. 725. 5;:7

Liabilities:
Capital stock . . .
Circulation
Surplus
Other profits
Div'ds unpaid . .
Deposits
Due to banks . . .
Other liabilities..

102, 454,861
187, 978
25, 762, 738
11, 287,623
442, 652
334,995, 702
20,651, 930
16, 353, 542

110,020, 351
177, 554
31, 483, 912
12,718,894
473, 735
325, 365, 669
27,125,108
13, 712,513

125, 258, 240
98,129
30, 669, 575
11, 574, 736
493,926
344, 307,996
29,950,453
11,209,706

109, 611, 596
103,430
27,813, 508
10,095, 760
430, 699
342, 882, 767
27,800, 280
9,957, 880

141,000,377 154, 931, 868
148;434
228,956.
41,374,468
38,519,720
15, 510, 620
14,452, 490
1, 045,459
749, 749
446, 560, 022 410, 047,842
34, 538,942
32, 445, 414
14,109,684
10, 825,117

166, 651, 582
120,161
48, 030, 464
16, 810, 573
762,83S
507, 084, 481
43,167, 031
13,408,483

188, 737, 307
120,148
51,937, 077
21, 823, 544
781, 819
553,054,584
37,016, 371
17, 341, 281

208, 564, 841
110, 534
60, 006. 623
21,109, 910
709, 830
556, 637,012
38, 826,003
20, 029, 389

233, 751,171
137,232
66, 725,191
23, 632, 989
758.905
648,513,809
48, 596,672
18, 583, 762

250. 707, 7i):)
('.534
74. 237. OOt5
28, 900, 23C
525. SOS
706. R65. 645
48, 259, 2Cu

Total

512,137, 026

521, 077,766

553, 562, 761

528,695,920

684,781,845

671, 707,317 796, 035, 613

870,812,131

905, 994,142 1, 040, 697, 731

1,130, 725, 531




p
o

a

21,160,05]

o:

286

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE YI.

A.GGREOATE RESOURCES AND LIABILITIES OF LOAN AND TRUST COMPANIES FROM

1888-89 TO 1892-93.
Resources and liabilities.

1888-'89.

1889-90.

1890-'91.

1891-'92.

1892-'93.

120 banks. , 149 banks.

171 b a n k s .

168 b a n k s .

228 b a n k s .

$53, 349,045 $56, 669,
193, 610,054 209, 617,
44,491, 2(58 61, 595,
83. 957
91,
27,193, 201 24, 921,
3, 765,747 ! 2, 993,
19, 352,398 I 26,102,
737, 312 I 1, 230,
25, 676,359 40,459,
25, 084,040 33, 307,
14,455. 406 I 16, 845,
508.
438, 018 I
25,236. 526 ! 19, 86l|
7, 795,152 I 9, 537,

$65,072, 641
225, 012, 238
66, 791, 541
105, 608
16, 057. 015
3, 828, 397
29, 771,125
1,159, 776
43,157,008
39, 948, 373
17, 357, 290
743, 68i
16, 482, 207
11,141, 299

$55, 098,822
256, 413, 894
73, 760, 832
155, 999
18, 059, 578
6. 404, 311
27,617, 700
1, 608, 344
52. 516, 845
54. 975, 325
22, 617, 764
648, 209
22, 600. 045
7, 767,180

441,268,483 j 503,801,336
|

536,628,202 i 600,244,908

Resources.
Loans on real estate
Loans on pers'l and collate security.
Other loans and discounts
Overdrafts
•
United States bonds
State, county, and municipal bonds.
Railroad bonds and stocks
Bank stocks
Other stocks, bonds, and mortgages.
Due from other banks and bankers.
Real estate, furniture, and fixtures..
Durrent expenses and taxes paid...
Cash and cash items
Other resources
Total.
Liabilities.
Capital stock
Surplus fund
Other undivided profits
Debenture bonds
Dividends unpaid
Individual deposits
Due to other banks and bankers...
Other liabilities
Total.

59,445, 937
25, 583, 905
13,199, 209
16, 902, 812
'271, 981
299,612, 899
3, 013, 572
23, 238,168

70, 676, 247
34, 594, 751
12, 233,252
3 9,565,215
203,460
336, 456, 492
2, 863, 248
27, 208, 671

441,268, 483

503, 801, 336

$81,288,973
307,170, 395
74, 270, 229
93, 917
18,486, 636
5, 842. 753
11, 639, 330
668,470
92,187, 712
53, 352, 071
26, 245, 518
984,177
22, 218,539
32, 217, 786
726,664,506

94, 867, 268
50,403, 421
20, 368, 056
18,489, 542
67,385
486, 244, 079
2, 090,476
53, 534, 279
536, 628, 202

726, 664, 506

TABLE VII.
AGGREGATE RESOURCES AND LIABILITIES OF SAVINGS BANKS FROM 1888-'$

TO

1892-'!)3.
1888-'89.
Resources and liabilities.
Resources.
Loans on real estate
j
Loans loans
on personal,
etc., security 1
Ofcher
and discounts.
Overdrafts .
Onited States bonds.
State, county, and municipal bonds.
Railroad bonds and stocks
I
Bank stocks
,
Other stocks, bonds, and mortgages.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Dash and cash items
Other resources
Total.
Liabilities.
Capital stock
Surplus fund
Other undivided profits
j
Dividends unpaid
[individual deposits (savings)
individual deposits (not savings) ..
£)UQ to other banks and bankers
^Hher liabilities
Total




849 banks.

1889-'9O.

1890-'91. | 1891-'92.

921 banks. 1,011 banks, j 1,059 banks

1892-'O3.
1,030 b a n k s .

j
$567, 373,144 $634, 229, 417 $687, 583,977| $714,832, 576
160,816, 153 70s 2_7, 806 93, 679,1531 79,173,174!
74, 551,588 182. 091, 574 198,134, 0451 229, 711, 725!
813, 211!
328, 763J
303, 316
286, 254 i
158, 923,630i 148,
532,828 139, 267,045! 133, 344,1991
280,139, 4641 303, 919, 560 320, 278,708 393,190, 240
101,443, 381
405, 678 115,991,821 131, 215, 829
42, 263,
43. 735, 762 45, 038, 830 43,688, 739
71,096, 738
101, 819,
Ill, 575,177 107, 963,
81,576, 253
61, 534,
65! 126,477 70, 660,
30. 211, 272 30,438,
33,097 r 998
29, 652,
832,059
593,
753,!
971,
33,208, 271
29, 928,
30, 147, 978 29, 720,
18, 748, 297
12,758,
11^ 356,193 14,502,
1,622,612,215

$763,579, 985
74,179,877
209, 014, 835
495,781
129, 610, 783
398, 606, 298
121,519, 071
44, 466,725
105,169, 599
83, 007,108
34, 615, 359
748,432
36, 956, 824
11, 804,470

1,742,617,0011,854, 517,069 1, 964, 044,861 2, 013, 775,147

23, 311,848
26,401, 035
32,106,127
37, 407,475
33,429,188
127, 225, 533! 133, 762, 883 130,042, 098 132, 880,724
137,456,126
19, 845,228
27, 448, 960
26,017,047
22, 774, 766
25, 815, 395
44,696
41,412|
160,297
123, 298
19, 364
1,425,230,349 1,524,844,506 1, 623,079.749 1, 712, 769, 026J1, 785,150, 957
19,160,076
25.179,450
31, 746, 393
""" "
23,649,305
1, 906,161
2,766, 225
992, 323
2, 350, 368
7, 534, 902
8, 941, 718
6,801,262
5, 561,859
1,622,612,215

1,742,617,0011, 854,517, 069 1, 964,044,861 2,013, 775,147

(REPORT OF THE COMPTROLLER OF THE CURRENCY.

237

TABLE VIII.
TABLE SHOWING, BY STATES, THE AGGREGATE SAVINGS DEPOSITS OF SAVINGS BANKS,
WITH THE NUMBER OP;THE DEPOSITORS AND THE AVERAGE AMOUNT DUE TO EACH,

IN 1891-'92 AND 1892- 93.

1892-'93.

1891-'92.

States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut

N u m b e r of
depositors.

Amount of
deposits.

Average
to each
depositor.

146,668
169, 949
80, 740
1,131, 203
136,648
317, 925

$50, 278,452
72, 439, 660
24, 674, 742
369,526, 386
66, 276,157
122, 582,160

$342. 80
426. 24
305. 60
326. 67
485. 01
385.57

Total Eastern
States
...

1,983,133

705,777, 557

New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia

1, 516, 289
131, 739
248,471
17, 318
142,135
1,303

588,425,421
33, 807, 634
65, 233,993
3, 626, 319
41, 977, 808
60,178

2,057,255
8,428
6,247
21, 397
4,569
170
1,698
5,557
1,950
258
* 16,392

Total Middle
States
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Louisiana
Texas
Arkansas
Tennessee
Total Southern States ..
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota

N u m b e r of

depositors.

A m o u n t of
deposits.

Average
to each
depositor.

155,333
174, 654
89,115
1,189, D?6
142,492
331, 061

$53, 397, 950
74, 377, 279
27,262, 930
393, 019, 802
69, 906, 993
130, 686, 729

355.89

2,082,591

748,651, 743

359.48

388. 07
256. 62
262. 54
209. 39
205. 34
46.18

1, 593,804
140, 772
252, 980
J8, 613
147,462
1,400

629, 358, 274
36, 488, 246
66, 417, 794
3, 739, 484
44,495,128
74,729

349. 88
259.20
262.54
200.90
301.74
53.38

733,131,413

356. 36

2,155, 031

780,573,655

362.21

473,848
282, 425
4, 225, 459
572,523
31,912
220, 046
1, 695,732
279, 783
51, 854
1,292,913

56.22
45.21
197. 48
125. 30
187. 73
129.59
305.15
143. 48
200.10
78.87

* 5,149
6,112
24,422
* 8, 494
* 1, 321
1,848
6,507
2,583
844
* 14,120

237, 707
301, 234
5, 913,139
1, 004, 765
219.448
73. 032
2, 003, 854
356. 553
123,451
1, 778,174

46.16
49.28
242,12
118. 29
166.12
39. 52
307. 95
138,. 04
146. 27
125.88

$343.76
425.85
305. 93
330. 29
490. 60
394. 75

66,666

9,126,495

136.89

71,406

12, 011,357

168.21

84,779
15, 418
* 73,872
180,391
948
* 71, 687
35,123

33,895,078
3, 754, 622
21,106, 369
36, 959. 573
138. 926
26,115, 384
8, 786, 879

399. 80
243. 52
285.72
204. 88
146. 59
364. 29
250.17

85,614
16,127
* 84, 861

34, 606, 213
4, 073,131
23, 498, 504

404. 21
252. 56
276.90

1,164
* 73,108
42,212

184, 698
26,426, 031
10, 658, 564

15*8. 67
301.46
252.50

462,218

130,756,831

282.89

303, 086

99,447,141

328.11

* 2, 461
* 11, 639
22,815
1,736
885

683,620
2,217, 547
2, 935, 849
423, 248
186, 923

277. 78
190. 52
128. 68
243. 80
211.21

Total Western States...
Oregon
Colorado
Utah
Montana
New Mexico
Washin gton
California

* 21, 215
* 13,596

2,893, 276
2,427, 950

136. 38
178.58

900
* 8, 955
* 167, 667

149, 449
1," 193, 967
127, 312, 088

166.05
133. 33
759. 32

* 178, 949

138, 019, 874

771.28

Total Pacific
States and
Territories..

212, 333

133, 976,730

630.97

218,485

144,467,061

661.22

4, 781, 605 1,712, 769,026

358.20

4,830, 599 1,785,150,957

369. 55

Total United
States




* Partial! v estimated.

238

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE IX.

TABLE SHOWING THE .NUMBER OF SAVINGS BANKS IN THE UNITED STATES, NUMBER .©F DEPOSITORS, AMOUNT OF SAVINGS DEPOSITS, AVERAGE AMOUNT DUE
EACH DEPOSITOR IN THE YEARS 1820, 1825, 1830, 1835, 1840, AND 1845 to 1893,
AND AVERAGE PER CAPITA IN THE UNITED STATES IN THE YEARS GIVEN.

Number dumber of
of banks. depositors.

Year.
L820 .
[825 .
[830 .
[835 .
L840 .
L845 .
L846 .

L847
[848
[849
L850
L851
[852
L853
1854
L855
[856
[857
[858
[859
L860
L861
1.862
L863
[864

.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.
.

L867 .
L.868 .
L869 .
1.870 .
[871 .
[872 .
[873 .
[874 .
L875.
t876 .
1.877 .
[878 .
S879 .
[880 .
1881 1882 .
[883 .
[884 .
[885 .
i.886 .
[887 .
L888 .
L889 .
1890 .
1891 .
L892 .
L893 .




::::i

8, 635
16, 931
38,085
60, 058
78, 701
145, 206
158, 709
187,739
199, 764
217,318
251, 354
277,148
308,863
365, 538
396,173
431, 602
487, 986
490, 428
538,840
622,556
693, 870
694,487
787, 943
887,096
976, 025
980.844
1, 067. 061
1,188.202
1, 310,144
1, 466, 684
1, 630, 846
1, 902, 047
1, 992, 925
2,185, 832
2, 293,401
2, 359, 864
2, 368, 630
2, 395, 314
2, 400, 785
2, 268. 707
2, 335, 582
2, 528, 749
2,710, 354
2, 876, 438
3, 015,151
3, 071, 495
3,158, 950
3,418,013
3, 838, 291
4, 021, 523
4, 258, 893
4, 533, 217
4, 781, 605
4,830, 599

Deposits.

$1,138, 576
2, 537, 082
6,973, 304
10, 613, 726
14, 051, 520
24,506, 677
27, 374, 325
31,627r479
33, 087, 488
36, 073, 924
43,431,130
50,457,913
59, 467, 453
72, 313, 696
77, 823, 906
84 290,076
95,598, 230
98, 512, 968
108,438, 287
128, 657,901
149, 277, 504
146, 729, 882
169,434, 540
206, 235, 202
236, 280, 401
242, 619, 382
282,455, 794
337, 009, 452
392,781,813
457, 675, 050
549,874,358
650, 745, 442
735, 046,805
802, 363, 609
864, 556, 902
924, 037, 304
941,350, 255
866, 218, 306
879, 897,425
802,490, 298
819,108, 973
891, 961,142
966, 797, 081
1, 024, 856, 787
1, 073, 294, 955
1,095,172,147
1, U l , 530, 578
1, 235, 247, 371
1, 364,196, 550
1,425, 230,349
1, 524, 844, 506
1, 622. 079, 749
1,712,769,026
1,785,150, 957

Average
Average per capita
due each in the
depositor. United
States.
$131.
149.
183.
176.
178.
168.
172.
168.
165.
165.
172.
182.
192.
197.
196.
195.
195.
200.
201.
206.
215.
211.
215.
232.
242.
247.
264.
283.
299.
312.
337.
342.
368.
367.
376.
391.
397.
361.
366.
353.
350.
352.
356.
356.
355.
356.
361.
361.
355.
354.
358.
358.
358.

50.12
*.*54
.82

1.87

4.75

14.20

16.33

24.35
25. 29
26.11
26. 63

REPORT OF THE COMPTROLLER OF THE CURRENCY.

239

TABLE X.
PRIVATE BANKS.
AGGREGATE RESOURCES AND LIABILITIES OF PRIVATE BANKS IN 1889, 1890, 1891,
1892. AND 1893.
1889.

Resources and liabilities.

1890.

1891.

1892.

1893. -

1,324 b a n k s . 1,344 b a n k s . 1,235 b a n k s . 1,161 b a n k s . I 848 b a n k s .

Resources.
Loans on real estate
Loans on personal, etc., security
Other loans and discounts
Overdrafts
United States bonds
State bonds
Railroad bonds and stocks
Bank stocks
Other stocks, bonds, etc
Due from banks and bankers
Real estate, furniture, etc
Current expenses, etc
Cash and cash items
Other resources
Total

$10, 678, 574
21, 363, 819
72, 922, 802
2, 437,105
1, 643,560
936, 491
536, 068
866, 787
3, 951. 600
21, 720,466
9, 812,101
960,400
14,479, 550
1, 705, 499

$15,997, 251
16, 738, 321
68,180, 783
2, 475. 025
1,509,155
908, 983
737,239
634,140
1, 883,192
19, 380, 059
9, 217, 951
797, 326
11, 977, 512
1, 209, 081

$13, 782,512
10, 259, 256
69, 051, 435
2, 067, 627
1, 709, 495
1, 316, 540
404,178
703,932
3, 268, 242
20,097, 669
9,317, 287
846,197
12, 235, 490
1, 601, 813

$9, 772, 644
8, 885, 37(
54, 879.851
1,509,4 3(
1,472,146
792, 655
269,502
517, 86*
1,798,42^
10, 551, 20]
6, 449,14J
527, 76J
9, 445,18$
972,045

142, 961, 337

164,020,822

151, 646, 018

146, 661, 673

107, 843, 34?

38,038,690
8, 266, 516
3, 555,590
67,326
83,183, 718
693, 969
563,025
3, 432, 360
5,160,143

41, 042, 018
9, 741,183
4, 677, 667

36, 785,458
8,993, 987
3,152, 635

34, 590, 227
7, 730, 587
3, 528, 577

26,943,075
5,488, 68;
3, 335, H i

99, 521, 667
902, 481
586,230
3, 812, 799
3, 736, 797

94, 959, 727

93, 091,148

68, 552, 69(

2,240, 371
5, 513, 840

1, 745, 695
5, 975,439

1, 670,35?
1, 853, 41;

142,961,337

164, 020,822

151,646, 018

146,661,673

107,843,34*

Liabilities.
Capital..
Surplus fund
Other undivided profits
Dividends unpaid
Individual deposits
State, county, etc., deposits
Deposits of State, etc., officers
Due to banks and bankers
Other liabilities
Total




240

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE XL

AGGREGATE RESOURCES AND LIABILITIES OF ALL STATE BANKS, LOAN AND TRUST
COMPANIES, SAVINGS AND PRIVATE BANKS, 1892-;93.
I •Loan and
State banks. I trust companies.
3,579 banks.

228 companies.

Savings
banks.

Private
banks.

Total.

1,030 banks. 848 banks. 5,685 b a n k s .

EESOUECES.

Loans on real estate
Loans on collateral security other
than real estate
Other loans and discounts
Overdrafts
United States bonds
State, county, and municipal bonds..
Railroad bonds and stocks
Bank stocks
Other stocks and bonds
Due from other banks and bankers..
Real estate, furniture, and fixtures .
Current expenses and taxes paid . . .
Cash and cash items
Other resources

$43, 233,876 $81, 288,973 $763, 579,985 $9,772,644
39, 092, 976 307.170, 395
675. 236, 292 74, 270, 229
5, 488, 630
93,917
412, 654 18,486, 636
2, 468, 258 5, 842. 753
301, 325 11,639,330
98, 953
668.470
73.275,186 92,187,712
103, 790, 249 53, 352. 071
38, 600, 425 26, 245, 518
4, 242,164
984,177
137, 026, 652 22, 216. 539
7,457, 897 32, 217, 786

$897; 875, 478

74,179, 877 8, 885, 376 429, 328, 624
209, 014. 835 54, 879. 855 1, 013, 401, 211
495,781 1, 509, 436
7, 587, 764
129, 610, 783 1, 472,148 149, 982, 221
792, 652
398, 606, 298
407, 709. 961
269, 505
121, 519, 071
133. 729, 231
517.866
44, 466. 725
45, 752, 014
105,169, 599
1, 798, 426 272. 430, 923
83,007,108 10.551.291 250, 700, 719
34,615.359
6, 449,149 105,910, 451
527, 765
748, 432
6, 502, 538
36, 956, 824 9, 445,188 205. 645, 203
972,042
11, 804, 470
52, 452,195

1,130, 725, 537 1726, 664, 50'j 2, 013, 775,147 107, 843, 343 3, 979, 008, 533

Total.
LIABILITIES.

Capital stock
250,767,709 94, 867, 268
Surplus fund
74, 237. 600 50, 403, 421
Other undivided profits
28, 900, 230 20, 368, 056
State bank notes outstanding
j
9,
Debenture bonds
18,489,542
Dividends unpaid
67,385
525,
Individual deposits
486. 244, 079
706, 865,
Savings deposits
Due to other banks and bankers . . .
2, 690, 476
48, 259,
Other liabilities
21,160,
53, 534, 279

33,429,188
137, 456, 126
26, 017, 047

26, 943, 075
5.488,683
3. 335,118

406, 007, 240
267,585.836
78, 620. 451
9,534
18, 489, 542
160.297
753,184
23,049,305 68, 552, 696 1, 285, 311, 723
785,150. 957
11,785.150,957
2,350,368
1,670,358 I 54^970,464
5, 561, 859 1, 853,413
82,109, 602

1,130,725,537 ,726,664,506 2, 013, 775,147 107, 843, 343 3, 979, 008,533

Total.

TABLE XII.
STATEMENT SHOWING THE AMOUNT OF GOLD, ETC., HELD BY NATIONAL BANKS ON
JULY 12, 1893, XVND BY OTHER BANKING INSTITUTIONS ON OR ABOUT THE SAME
DATE.
Classification.
Gold^coin
Gold Treasury certificates
Gold (clearing-house) certificates
Silver, dollars
Silver, fractional
Silver, Treasury certificates
National-bank notes
Legal-tender notes
United States certificates for legal tenders.
Fractional currency
Specie, not classified
Cash not classified
Total

National
All other
Total all
banks (3807). banks (5685). banks (9492).
$95, 799, 862
50, 550.100

4, 285, 000
7, 380. 457
6, U9, 575
22, 626,180
20,135,054
95, 833, 677
6, 660, 000
952,632

310,342,537

$7, 618, 014

$103,417,876
50, 550,100
4, 285, 000

1, 815, 624

15, 315, 656

15, 093, 221
116, 606, 000

22, 626,180
20,135, 054
160, 346, 021
6, 660,000
952, 632
15, 093, 221
116,606, 000

205,645,203

515,987,740

^64,512,344

•Includes coin certificates and national-bank notes.




tlEPORT OF THE COMPTROLLER OF THE CURRENCY.

141

TABLE XIII.
T A B L E SHOWING, B Y STATES AASD T E R R I T O R I E S , T H E CAPITAL OF T H E NATIONAL
BANKS ON J U L Y 12? 1893, ANTD OF THE STATE, STOCK SAVINGS, AND P R I V A T E BANKS
AND L O A N AND T R U S T COMPANIES AT DATE O F L A T E S T R E P O R T S TO THIS B U R E A U .
Loan and
trust companies.

States and
Territories.

National
banks.

Maine
New Hampshire *...
Vermont
Massachusetts
Rhode Island..
Connecticut...
Total Eastern States.

$11,214,196

$1, 069, 800

6, 380,000
7,010, 000
99, 217, 500
20, 277, 050
22,999,370

1,455, 000

NewYork
New Jersey .. Pennsylvania..
Delaware
Maryland
Dis t r i e t of
Columbia . . .
Total Middle StatesVirginia
West Virginia.
North Carolina
South Carolina
Georgia
Florida
Alabama.
Mississippi
Louisiana
Arkansas .
Kentucky
Tennessee.
Total Southern States.
Missouri
Ohio..
Indiana
Illinois
....
Michigan
Wisconsin
Iowa
Minnesota . . . .
Kansas..
Nebraska
Total Western States.
Nevada
Oregon
Utah
Idaho
Wyoming
New Mexico ..
North Dakota.
South DakotaWash ington...
Arizona
...
California.....
Oklahoma Territory
Indian Territory
Total Pacific States
and Territories . . . .
Total tTnited
States.....

Stoek savState banks. ings
banks.

Private
banks.

$787, 500
"*8"975,"666*
2, 557, 900
1,161, 600

$916, 675
2, 340, 000

167, 098,116

3,256, 675

87, 235, 366
14, 603, 350
73,143, 213
2,133, 985
16, 935, 289

33, 359, 200
1, 780, 460
8,819,697
680, 000
1,128,450

787, 500
$759,400
1, 377, 429
223, 040

166, 517

50,675

2, 827,000
196, 878, 203

45, 767,807

4,796, 300
2, 951, 000
2, 476, 000
1, 748, 000
4,091, 000
• 1, 450,000
3,844,000
1,115, 000
3, 935, 000
25, 540, 500
1,100, 000
15, 009,400
9,648, 620

6, 388, 588
2,421, 676
1,913, 530
1,123, 024
9, 363, 036
335, 000
900, 910
3,260, 925
2,755/447
450, 000
1,675.925
15, 855,430
3, 346,435

77, 704,820

49,789,926

273,715

2, 303, 346

186,361,591

37.25

147. 303, 966
18, 078, 810
119, 344, 083
3, 313, 985
19,453, 296

23.34
11.61
21.31
18.94
18.20

3, 250, 000

6,127, 675

22.78

68, 398, 744

313, 621, 815

20.93

11, 217, 388
5,484,166
4,716, 973
4,124,150
14, 819, 390
2, 044, 226
5,479,910
4, 375, 925
6,790, 447
28, 926, 786
2,899,082
30, 864, 830
13,550, 055

6.61
6.85
2.82
3.46
7.73
4.68
3.46
3.28
5.85
12.12
2.37
16. 20
7.44

287, 443
338, 000
49 220
430, 000
2,796, 800

555, 000
3,753, 123

$18. 50

7, 835, 000
20.35
7, 797, 500
23. 41
108,192,500
43.95
23,751,625 - 64.72
33.50
26, 500, 070

15,219,300

111,490

100, 000
139,486
123,157

$12, 283, 996

Average per
capital
of population.

25,950, 000
1, 695, 000
36, 003, 744
500,000
1, 000, 000

3 9 500
40,000
1, 253,126
1, 027, 354
210, 000
305,000

Total.

3, 933, 969

111, 490

135^93,328

7.08

23,865, 000 19, 837,105
7,618, 325 '"l," 860," 666'
45, 694, 300
4, 504. 500
14,171, 000
7, 972, 666
7, 065, 500
38,218,850
12,102, 955
14, 684, 000
6, 806, 900
9, 235, 000
6,409, 700
8, 074,420
14, 615. 000
9,189, 000
16, 245, 230
225, 000
*5, 969, 915
11, 902,100
12, 698,100 *11, 418,995

1,173, 8C0
3, 021, 549
2, 448,148
3, 769, 308
996, 579
1,177, 742
4, 328, 619
870,495

1, 050, 000
"3,460,666

45,925,965
58,394,174
21,123,648
60, 485, 658
27, 783, 534
17, 219, 642
35, 604, 342
30, 980, 856
17, 872, 015
24,117,095

16.14
15.29
9.39
14.68
12.42
9.43
17.96
20.68
11.79
18.48

16, 466, 700

17, 786, 300

11,137,734

339, 306, 929

14.51

352, 000
5, 247,645
11,167, 248
5, 056,100
1, 094,000
5,480, 000
1, 539,1)00
993, 800
3, 307, 340
4, 537, 053
11,204,958
640.200
65, 771, 052

7.65
14.07
22.56
21.98
10.13
30. 61
19.99
6.02
13.07
10.55
23.10
10.00
49.94

201,328, 580
282, 000
3. 795, 000
8, 510, 000
2, 550, 000
825, 000
4, 725, 000
1, 210, 000
750, 000
2, 215, 000
2, 550, 000
6,830, 000
400, 000
7,475, 000
300, 000

92,587,615
553,800
1, 740, 000
750, 000
157, 500
365, 000
94, 500
113,800
* 1, 092, 340
* 1, 987, 053
4, 263, 555
240,200
47, 848, 938

so," 666'

70,000
98, 395
467, 248
25, 000
111, 500
190, 000
235,400
50,000

8,886, 600

1, 5G0, 514

800,450
450,000
1,731,100
200, 000

2,176, 603
4,451,131

111,403

159,000

360, 000

42,777,000

59,365, 686

685,786, 719 250, 767,709




12,148,150

2,919,460

33,429,188

26, 943, 075

94, 867, 268

459,000

3.53

360, 000

1.85

117,210. 296

25.77

1, 091, 793, 959

16.29

242

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE XIV.

T A B L E SHOWING, BY STATES AND T E R R I T O R I E S , THE POPULATION 1 OF EACH ON J U N E
1, 1 8 9 3 , AND T H E AGGREGATE CAPITAL, SURPLUS, UNDIVIDED P R O F I T S . AND I N D I VIDUAL D E P O S I T S O F NATIONAL AND STATE BANKS, L O A N AND T R U S T C O M P A N I E S ,
SAVINGS AND P R I V A T E BANKS IN T H E U N I T E D STATES ON OR ABOUT J U N E 30,1893;
T H E AVERAGE OF THESE P E R CAPITA OF POPULATION, AND THE P E R CAPITA A V E R AGES O F SUCH RESOURCES I N EACH CLASS OF BANKS AND I N ALL BANKS.
Loan
and Savings Private
National State trust
banks. banks. compa- banks. banks.
nies.

All banks.

Population
States and Territories. June 1,
1893. *
Capital, etc.

Aver- Aver- Aver- Aver- Aver- Average per age per age per age per age per age per
capita. I capita. captia. capita. capita. capita.

664,000
385,000
333,000
2,462, 000
367, 000
791,000
6,311,000
1, 557, 000
5, 600, 000
175,000
1,069, 000
269,000
1, 696, 000
800. 000
1, 668. 000
1,184^)00
1, 917, 000
437, 000
1, 582, 000
1, 332, 000
1,160,000
2, 386. 000
1, 222. 000
1, 905, 000
1, 820, 000
2, 845, 000
3, 804, 000
2, 250, 000
4,119, 000
2, 237, 000
1.826,000
], 982, 000
1, 498, 000
1, 516, 000
1, 305, 000
46, 000
373,000
495, 000
230, 000
108,000
179,000
77, 000
165, 000
253, 000
430,000
485, 000
64,000
1,317, 000
130,000
195,000

$89, 707, 745
102, 646, 545
47,883, 258
803, 901,450
142,298, 067
218,071, 008
1,839, 989, 879
136, 829, 792
635, 096, B09
15, 630, 358
110, 397, 805
22, 364, 276
44, 329, 571
22, 621, 943
13,167,178
19,010, 617
38, 014, 463
8,624, 906
14,144,814
12,162,893
38,032 893
7H. 245, 261
8, 357, 230
78, 873, 841
37, 523,635
176. 600, 771
246,557,236
78, 954, 829
285,184,345
130, 848, 877
97, 715, 823
123, 873, 045
110, 295, 433
52, 4&7, 761
81,135,798
1, 074, 641
17, 962, 442
39, 446, 851
14, 040, 602
3, 348, 828
23, 577, 740
4,598, 619
3, 386, 024
10,885,193
13,499,311
30, 715, 357
1, 814, 601
289, 584, 676
1,523, 792
891,822

$135.10
266.60
143. 79
326. 52
387.73
275. 69
291.55
87.88
113.40
89.31
103.27
83.14
26.13
28.28
7.89
16.06
19.83
19.74
8.94
9.13
32.78
30.70
6.83
41.40
20. 62
62.07
64.81
35.09
69. 23
58.50
53.51
62.49
73.62
34.63
62.17
23.36
48.15
79.69
61.04
31.01
131.72
59.72
20.52
43.02
31.39
63. 33
28.35
219. 88
11.72
4.57

$43.14
43.32
55. 08
122.40
121. 29
82. 57
83.82
48.05
61.96
44.17
53.18
51. 66
12.76
12.30
4.25
6.99
5.45
15.11
6.66
2.36
20.09
27.27
2.73
18. 79
13.91
22.29
40.35
23. 25
41.82
24.90
23.24
23.54
35.92
22. 31
30. 58
19.89
37.93
61.72
28.93
26.04
119.37
44.71
15.57
30.27
17. 43
38.12
16. 59
16.73
7.67
4.57

Total United States. 67,021,000

6,412,939,954

95.68

38.64

Maine
New Hampshire
Vermont
Massachusetts

Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia..
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
.Louisiana
Texas
Aikansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico
North Dakota
South Dakota
Washington
Arizona
California
Oklahoma Territory..
Indian Territory

$6.48
14.26
$5.48
9.91
41.15
6.56
10.57
12.53
3.34
'l3.'32
15.40
2.84
1.79
12.41
2.89
1.04
6.77
10. 73
.51
3.76
22. 61
5.17
36. 06
10.50
5.95
6.89
131.95
26.00
12.88
23.55
J 12. 32
t 31.59
2.77
10.32
5.82
2.70
5.25
3.38
2.63
112.75
X 13. 96
24.43
11.76
85.49
4.05
15.83

•Estimated by Mr. Joseph S. McCoy, Government actuary,
flncludes savings banks and loan-trust companies.
% Includes private banks.




35.31
59.85
8.04
52.13
7.80
25.65
8.31
2.09
30.95

$85.48
209.02
88.71
168.81
201.11
175.17
113.79
25.47
13.36
24. 30
44. 22
.53
".30
.22
7.28
1.65
1.44
.62
.37
.34

1.18
3.90

10.23
2.00
12.83

1.77
4.62

.10
17.26
7.57

$0.66
" "L86
"*44
""."05
"\*58
'"'.'32
.30
.62
2.55

2.54
3.73
3.89
3.79
1.65
4.17
7.04
1.96

*L70

3.47
.64
1.81
.21
2.27
2.23
11.63
.62

....

115.37

"2."29

1.73

29.93

1.55

6.81
5.84
26.08
4.87

.78

244

REPORT OF THE COMPTROLLER OF THE CURRENCY.
TABLE XV.

T A B L E SHOWING, B Y STATES AND GEOGRAPHICAL D I V I S I O N S , THE NUMBER, ASSISTS,
N I E S , AND P R I V A T E BANKS IN THE U N I T E D STATES W H I C H W E R E COMPELLED TO
DAR Y E A R .

[From reports to the
State banks.

Savings 1>anks.

Trust companies.

States, etc.

No. Assets. Liabilities. No. Assets. Liabilities. No. Assets. Liabilities.

New Hampshire

3

Total Eastern States.

I

$250,000

1

$795,000 $1,150, 000

3 $6,225, 000 $7,413,000

$225 000
3 6, 225, 000

250, 000

225, 000

3

795, 000

1,150, 000

New York
New Jersey
Pennsylvania
District of Columbia ..

6 6 225 544
1
180 000
2
137,000

5 639 234
220 000
275, 000

1

124, 350

122 996

Total Middle States..

9 6, 542,544

6,134, 234

1

124,350

122,996

775 800
1 1 250 000
525 000
1
136 940
3
506,000
227, 225
1
140, 000
1
150 000

597 000
950 000
695 000
133 539
322, 000
157 847
125, 000
70 000

1

40 000

60 000

1

3 000

30 000

1

* 5,000

15 000

•>

5 000
850 575
249, 000

35 000
554 000
222. 000

4

664,750

25 4, 815, 540

3, 861, 386

7

712, 750

584,613
212, 400
850, 000

6 1, 990, 000
5 2,523 000

30. 000
40, 000
13J19 (MU «n1 12 123 343
793, 041
577,198
3, 204, 250 2, 604, 941
1, 387, 500 1,624 100
10
749,961
528, 280

2 1,252 000
3
252 000
3
313,878
1
9,000
25 000
3
647, 000

1, 214, 000
290 643
231,120
9,000
35 000
713, 000

2 2,200,000
2 3, 650, 000

6, 350, W0
6, 415, 000

1 1, 200, 000

800, 000

91 20. 577, 801 19,144, 875

24 7, 011, 878

6, 745, 763

7 7, 275, 000 13,876, 000

3, 241,905
4 2, 514,000

2, 600, 000
2, 514, 000

Virginia
West Virginia
Souih Carolina
Georgia
Florida
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee

5

Total Southern States
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin . ..
Iowa
Minnesota
Kansas
Nebraska
Total Western States
Oregon
Colorado
TJtah
Idaho
M^ontana
Wvomin $r
New Mexico
North Da kota *
South Dakota t
Wash in °"ton
Arizona
California
Oklahoma Territory

8
3

4 1, 029, 047
9
824, 000
1
60 000
227, 729
3
140 000
1
45 000

747, 569
552, 000
188, 000
214,179
78 000
20 000

15, 000

16,000

4 1, 699,897
88 000
19 4, 967, 290

641, 300
45 000
5, 035,723

46 9, 095, 963

7, 537,771

1

Total Pacific States
and Territories
Total United States..

724, G54
307, 544
1, 286, 000

172 41, 281,848 36, 903,266

* Incomplete.




7,413,000

1

35, 000

15, 000

1

500, 000

760,000

750,000

2

535, 000

775,000

2, 528, 000
1,795 000

2

225, 000

313, 000

645, 000

:::;:

3

;;;
1

220, 000

2

189, 246

386, 000

219,000

2 2, 668, 055

2, 539, 804

12 9, 029, 960

8,062, 050

47 17,673, 938 16, 830, 809

1

302, 500

290,000

1

302,500

»»290, 000

13 14,337, 500 22,354,000

tNo information.

REPORT OF THE COMPTROLLER OF THE CURRENCY. 245
TABLE XV.
AND LIABILITIES OF STATE AND SAVINGS BANKS, TRUST AND MORTGAGE COMPASUSPEND BUSINESS DURING THE F I R S T E I G H T MONTHS OF THE CURRENT CALEN-

Bradstreet Agency.]
Mortgage and investment
companies.
No.

Assets.

Liabilities.

2

$200, 000

$750, 000

2

200, 000

750, 000

1

50, 000

1

150,000

200, 000

1

340, 803

700, 000

3

540, 803

970, 000

1

20, 000

70,000

70,000

Private banks.

Total all b a n k s .
States.

No.

Assets.

1

Liabilities.

$142, 875

No.

Assets.

Liabilities.

6
3
1

$7,020,000
342,875
250, 000

10

7, 612, 875

9,538 000

6,881,489
180, 000
1, 209,795
204, 000

6,461, 501
220, 000
1, 678, 478
360, 000

$8, 563, 000 K H .
750,000 Vt.
225, 000 R.I.

1

142, 875

8

531, 595

$699, 271

6
1
+2

1,072, 795
204, 000

1,403,478
360, 000

15
1
8
1

15

1, 808, 390

2, 462,749

25

8, 475 284

8,719,979

2
1

180, 000
150,000

250,000
150,000

2
3
3

275. 000
177, 598
2,917, 000

95, 000
111,647
1,741,000

11

483, 000
5,000
990, 000
15, 000

736,000
15, 000
450, 000
10, 000

8
2
2
2
6
6
4
1
12
3
4
10

995,800
1,400, 000
525, 000
139, 940
816, 000
409. 823
3, 057, 000
150, 000
983, 000
10,000
1, 840,575
928, 750

907,000
1,100,000
695,000
163, 539
432, 000
284,494
1,866, 000
70,000
1, 496, 000
50, 000
1, 004, 000
877, 000

27

5,192, 598

3,558,647

61

11,255, 888

8,945,033

5
19
11
23
8
14
12
8
5
2

360 000
1,446, 587
863,000
4, 041, 027
174, 295
1,051,000
781,700
713,000
415,000
22, 000

282,000
1,430, 375
565,000
5, 056, 813
234, 547
1, 360, 992
997, 500
438, 800
638, 000
37, 000

21
27
23
24
11
30
22
26
32
16

3,299, 654
4, 277,131
2,149, 000
4,091, 027
1,456,295
13, 397, 851
4, 238, 619
7, 576, 250
2,168, 303
2, 618, 961

3,705,613
3, 367, 775
1, 415. 000
5,126, 813
1, 488, 547
13, 774, 978
8,355,818
9 467, 741
2, 997,100
2,078,280

107

9, 867, 609

11, 041, 027

232

45,273,091

51, 777,665

6
7

478, 533
194, 000

552,348
236, 000

1
5

4,000
1, 375, 000
305, 000

900
543, 000
250, 000

13
20
1
4
8
3
1
3

4, 749, 485
3, 532, 000
60, 000
231, 729
1, 515, 000
350, 000
220,000
135, 000

3, 899, 917
3, 302, 000
188, 000
215,079
621, 000
270, 000
189, 246
161, 000

495,784 " l l
1
21
100, 000
1

2, 982, 651
88, 000
7, 635, 345
175,000

i, 646. 084
45, 000
7, 575,527
100, 000

1

100,000

4

594, 254

75,000

1

175, 000

1

20, 000

70,000

27

3, 225, 787

2, 253, 032

87

21, 674, 210

18, 212, 853

6

760, 803

1,790,000

177

20,237, 259

19, 315,455

415

94, 291,348

97,193,530




tNot included in returns to Bradstreet.

N.Y.
N.J.
Pa.
Del.
D.C.

Va.
W.Va.
N.C.
S.C.
Ga,
Fla.
Ala,
La.
Tex.
Ark.
Tenn.

Mo.
Ohio.
Iud.
111.
Mich.
Wis.
Iowa.
Kans.
Nebr.

Oregon.
Colo.
Utah
Tdaho.
Mont.
Wvo.
K'Mex.
N. Dak.
S. Dak.
Wash.
Ariz.
Cal.
Okla.

TABLE XVI.

to

TABLE SHOWING, BY STATES, TERRITORIES, AND GEOGRAPHICAL DIVISIONS, THE NUMBER, ASSETS, AND LIABILITIES OF SUSPENDED STATE,
SAVINGS, AND PRIVATE BANKS, AND LOAN AND TRUST COMPANIES WHICH RESUMED BUSINESS DURING THE FIRST EIGHT MONTHS OF THE
CURRENT CALENDAR YEAR.

[From reports to the Bradstreet Agency.]
Savings banks.

State banks.
States, etc.

No. of
banks.

Assets.

LiabiliNo.
ties.

Assets.

Liabilities.

Loan and trust companies
No.

Assets.

Liabilities.

Private banks.
No.

New York—Total Middle
States.
West Virginia
South Carolina
Georgia
Florida
Alabama
Louisiana
Texas
'....

2 $2,648, 377$1, 809, 055

Total Southern States.

1, 578,057 1,179,217

Total Western States.. I

1, 250,000
13(5, 940

950,000
133,539

41,117

25, 678

"156,606

70,000

$122,996

150, 000

$150,000

75,000

45, 000

2^ 837, 666 1,641,000
12,000

366, 654
130,000
570,000
4i
760,000
21
397,000
6 1,146, 000
4|
295,000

458,
235,
633,
355,

000
000
000
000

460, 000
1,425, 000

275, 000
865, 000

248,000

180, 000

327,000

420,000

2,460, 000 1, 740,000

620,000
368,000
65, 000
28,000
2, 252, 000 1, 641,000

156,000
916, 663

573,940

2, 937, 000 2,037, 000

1, 072,663

678,940

Total Pacific States and
Territories.

17

Total United States....

441 10,828,088J 7,255,885

8,000

3,074, 000 1,844, 000

234, 613
70, 000
245, 000

_L
21 3, 664, 654 2, 230, 613

Colorado...
Montana..
California.




$124, 350

10

3,657,013 2,541,936

$650, 000

$415, 000

1,200,000

800, 000

1,850, 000 1, 215, 000

2

1, 850, 000 1, 215, 000

23

No.

Assets.
1

$142, 875

Vermont—Total E a s t e r n
States.

Missouri...
Ohio
Indiana
Michigan - Wisconsin .
Iowa
Minnesota.
Kansas
Nebraska..

Assets.

Total.

Liabilities.

Liabili- States.
ties.

$142,875
2,772, 727 $1,932, 051

N.T.

1,400,000 1,100,000
136,940
133,539

W.Va.

s. c.
>7K (\f\(\\
75,
000
45, 000
41,117
25, 678 Ga.
2, 837,000 1,641,000 Ma.
Ala.
150,000
70,000 La.
12,000
8,000 Tex.
4,652,057 3,023, 217

75,000
240,000
245, 000
80, 000
145,000
380, 000
178, 000

40,000
178,000
125,000
70, 000
84,500
398, 900
80,800

901,654 549,613
1, 795, 000 1,113, 000
815,000 370, 000
80, 000
70, 000
905, 000 542, 500
1, 025, 000 813,900
1, 974, 000 1,128,800
295,000 355, 000
1,527,000 1,220, 000

1, 343, 000

977, 200

9, 317,654 6,162,813

121,000

82, 000

121,000

82, 000

4, 680, 875 2, 903, 200

Vt,

Mo.
Ohio.
Ind.
Mich.
Wis.
Iowa.
Minn,
Kans.
Nebr.

897,000 555, 0001 Colo.
28, 000! Moiit.
65,000
3,168. 663 2, 214, 940 C a l .
21 4,130, 663 2, 797, 94i
79 21,015, 976 13,916, 02l|

a
o

o
t1

o

REPORT OF THE COMPTROLLER OF THE CURRENCY.

247

TABLE XVII.
REPORT OP THE CONDITION" OF mi; NATIONAL SAVINGS BANK OF THE DjSTluai: OF
COLUMBIA, AT AVASHIXGTON, D. C , AT THE CLOSE OF BUSINESS ON TOE 3D
DAY OF OCTOBER, 1893.
DB.

CB.
RESOURCES.

Loans and discounts, less amount j
upon which officers and directors j
are liable (see schedule)
j
Dae from other national banks, \
subject to check
|
Current expenses and taxes paid . . . :
Total

LIABILITIES.

$23;i60. CO

Undivided profits
Individual deposits subject to check

$7,642.
120,-139..

10-i. 205. 43
416. 67
127,782.10

Total

127,782.;

SCHEDULE.
Loans and

discounts.

On demand, secured by stocks, bonds, and other personal securities
The highest rate of interest paid by the bank on deposits is 2 per cent.

$23,1
!

1. Benjamin P. Snyder, president of the National Savings Bank of the District of Columbia, do sc
emnly swear that the above statement is true, and that the schedules on back of the report fully"ai
correctly represents the true state of the several matters therein contained to the best of my know'jed|
and belief.
BENJAMIN P. SNYDER, President.
Correct. Attest:
LEWIS CLEPHANE,
)
M. G. EMERY,
\ Directors.
ALBERT L. STURTEVANT, )
DISTRICT OF COLUMBIA, County of Washington:
Sworn to and subscribed before me this Gth day of October, 1893.
[SEAL.]
WILLARD H. MYERS, Notary Public.
REPORT OF THE CONDITION OF THE NATIONAL SAFE DEPOSIT, SAVINGS, AN
TRUST COMPANY OF THE DISTRICT OF COLUMBIA, AT WASHINGTON, D. C , 4
THE CLOSE OF BUSINESS ON THE 3D DAY OF OCTOBER, 1893.
DR.
RESOURCES.

LIABILITIES.

Loans and discounts, less amount j
upon which officers and directors 1
are liable (see schedule)
ji , 330, 470.07
46, 900. 00
Stock securities, etc. (see schedule).
Due from other national banks, sub48, 313. 58
ject to check
Due from State and private banks
and bankers, subject to check
51,091.99
Ban king house
$662, 789.43
F u r n i t u r e and fixtures. 112, 210.57
775, 000.00
6, 565. 89
Current expenses and taxes paid . . .
Premium on bonds for circulation ..
1, 938.76
Checks and other cash items (see
4, 679. 83
schedule)
220.00
Bills of other banks
Fractional paper currency, nickels,
and cents
10.77
Specie, etc., v i z :
Gold coin
$16, 000.00
Gold T r e a s u r y certificates
3,550.00
Sil ver dollars
10. 00
Silver Treasury certificates
8, 600.00
Fractional silver coin
100.00
28, 200. 00
20, 000.00
Legal-tender notes.
Total




2,313,450.89

Capital stock paid in
Undivided profits
Individual deposits. -

Total .

$l,OOO,OOQt
71.D5B;
1, 241,491;

2,913; 450,

248

REPORT OF THE COMPTROLLER OF THE CURRENCY.
SCHEDULES.
Loans and discounts.

Oil demand, secured by stoclcs, bonds, and other personal .securities.
On time, secured by stocks, bonds, and other personal securities.
On time, on mortgages or other real estate security (see schedule)

$206, 798. 73
458, ]24. 62
605, 546. 72

Total

1,330,470.07

Stocks, securities, etc.
District of Columbia 3-65s
Chesapeake and Potomac Telephone Company 5s
XT. S. Electric Light Company 6s
."
Washington Market Company 6s
3Vtasonic Hall Association 6s
Total

$23, 400.00
10, 000. 00
6,000. 00
1, 000. 00
500. 00
46,900.00

The highest rate of interest paid by the bank on deposits is 2 per cent.
I, Benjamin P. Snyder, president of the National Safe Deposit, Savings, and Trust Company, of the
District of Columbia, do solemnly swear that the above statement is true, and that the schedules on
-fcbie back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief.
BENJAMIN P. SNYDER,

President.

JAMES M. JOHNSTON, ]
ANDREW AYYLIE,
n-

M. G. EMERY,
JOHN G. PARKE.

*

f Erectors.
J

DISTRICT OF COLUMBIA, County of Washington:
Sworn to and subscribed before me this 5th day of October, 1893.
[SEAL.]

Correct.

WILLARD H. MYERS, Notary

Public.

Attest:

REPORT OF THE CONDITION OF THE WASHINGTON LOAN AND TRUST COMPANY, AT
WASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON
THE 3D DAY OF OCTOBER, 1893.

Da.

CR.
RESOURCES.

LIABILITIES.

Loans and discounts, less amount
Capital stock paid in . .
i $1,000, 000. 00
upon which officers and directors
j; Surplus fund
100, 000. 00
are liable (see schedule)
$1, 017, 723. 88 j Undivided profits
j
66, 187.23
Loans and discounts upon which
Dividends unpaid
3, 765. 59
oflieers and directors are liable
Interest on real-estate trust bonds
(see schedule)
297,582.24 l|
unpaid
652. 50
Overdrafts, unsecured(see schedule)
165. 26 j j Individual d e p o s i t s
Stocks, securities, etc. (see schedule)
28, 292. 50 ! subject to c h e c k . . . . $740, 316.11
Due lrora national banks, subject to
i Demand certificates of
check
189, 605.47 ; deposit
5, 000.00
Due from State and private banks
I Time certificates of
and bankers and trust companies,
|
deposit
687, 709. 64 j
subject to check
4,906.83 j Certified checks
13,952.15
Bnnkjng house
$560, 587.53
,446,977.90
Furniture and fixtures,
I Due to national banks, subject to !
41,069.34
i! check
j
5, 338.34
fc vault and safe work..
601,656.87 !; Bills payable, including certifi- j
Current expenses and taxes paid...
1,037.20j I cates of deposit representingChecks and other cash items (see
money borrowed
•
60, 000. 00
schedule)
8, 317.96
Keal-es'tate trust bonds
;
128, 500. 00
Fractional paper currency, nickels,
27.35 I;
1
and cents
•
Specie, viz:
Gold coin
$19,812. 50
Silver dollars
100. 00
Silver Treasury certificates
10,329.00
Fractional silver coin
44. 50
30, 286. 00
gal-tender notes.
31. 820.00
Total




2,811,421.56 |

Total

2,811,421.56

REPORT OF THE COMPTROLLER OF THE CURRENCY.

249

SCHEDULES.
Loans and discounts.
On demand, secured by stocks, bonds, and other personal securities
On time, paper with two or more individual or firm names
On time, secured by stocks, bonds, and other persona 1 securities
On time, on mortgages or other real-estate security (see schedule)

$554,276. 24
855. 00
538, 348. 73
821, 826.15

Total

1,915,306.12

Included in the above a r e Other suspended and overdue paper
Liabilities of directors (individual and firm) as payers

."

:

141,495.19
164, 373.42

Stocks, securities, etc.
Enter number shares
ofstock or
face value
of bonds.
65
2
8,500
9,500

Name of corporation issuing stock, bonds, etc.

Washington Loan and T r u s t Company
Ohio National Bank
Eckington and Soldiers' Home Bailroad
Edison Electric Illuminating Company.

Amount at
which
carried on
books.

$10, 092. 50
200.00
8, 500. 00
9, 500. 00

Estimated
actual
market
value.
$7,800
200
8,500
9,500

CliecJcs and other cash items.
Checks and drafts on banks, etc., in this city

i8,317.96

Average reserve and interest.
The highest rate of interest paid by the bank on deposits is 4 per cent; on bills payable is 4 per cent;
real-estate trust bonds 5 per cent.

Overdrafts—unsecured.
Temporary

$165.26

I, Brainard H. Warner, president of the Washington Loan and Trust Company, do solemnly swear
that the above statement is true, and that the schedules on back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief.
DISTRICT OP COLUMBIA, County of

Washington:

BRAINARD H. WARNER, President.

Sworn to and subscribed before me this 6th day of October, 1893.
[SEAL.]

Correct.

TBNNYROSS, Notary Public.

Attest:




J N O . E . CARMODY,
ISADORE SAKS,
W . H. SHEA,
F . C. STEVENS,
THEODORE W. N O YES,
J!S.'SWORMSTED'T,
ALBERT F. FOX,
LOUIS D. W I N E ,
T. W . WOODWARD,
W . E. BARKER,
«TOHN B. LAENEB,

Directors.

250

REPORT OF THE COMPTROLLER OF THE CURRENCY.

REPORT OF THE CONDITION OF THE AMEKICAN SECURITY AND TRUST COMPANY, AT
WASHINGTON, IN THE DISTRICT OF COLUMBIA, AT THE CLOSE OF BUSINESS ON THE
3D DAY OF OCTOBER, 1893.
CB.

DR.
RESOURCES.
l o a n s and discounts, less amount
upon which officers and directors
are liable (see schedule)
$J, 973,158. 03
Loans and discounts upon which j
officers and directors are liable
(see schedule)
209, 081.15
Overdrafts, unsecured (see schedule) j
199.92
Stocks, securities, etc. (see schedule) |
46,245.00
D u e from other national b a n k s , subj e c t to check
42,476.46
D u e from State and private b a n k s
and bankers and t r u s t companies,
subject to check
51,391.42
B a n k i n g house
$152,172.89 I
F u r n i t u r e and
fixtures7,939.57 !

Capital stock paid in
Surplus fund
Undivided profits
Individual d e p o s i t s ,
subject to check
$612, 441.46
Time certificates of deposit
. 96,746.68
Certified checks
1,751.14

, 250, 000. 00
150, 000. UO
38, 401. 42

710,939.28
609, 650.00

Debenture bonds

160,112.46
Other real estate and mortgages
owned (see schedule)
."
Current expenses and taxes paid . . .
Checks and other cash items (see
schedule)
Bills of other b a n k s
Fractional paper currency, nickels,
and cents
Specie, v i z :
Goldcoin
$42,384.00
Gold Treasury certificates
26,550.00
Silver dollars
355. 00
Silver Treasury certificates
'
23,574. 00

Fractional s i l v e r
coin
Legal-tender notes.
Total

189.20

133,188.60
2,666.10
12,427.87
200. 00
49. 69

93, 052. 00
34,142. 00
2,758,090.70

Total

2,758,990.70

SCHEDULES
Loans and discounts.
On demand, paper with one or more individual or firm names
On time, secured by stocks, bonds, and other personal securities
On time, on mortgages or other real-estate security (see schedule)

$393,445.42
148, 049. 00
t, 041, 344. 76

Total

2. 182,839.18

Included in the above are—
Liabilities of directors (individual and firm) as payers

1

142,833.33

Stocks, securities, etc.
Enter number shares
of stock or
face value
of bonds.
$5,000
43,000

Name of corporation issuing stock,
bonds, etc.

Bonds of Choptank Steamboat Company...
Bonds of Chesapeake and Potomac Telephone Company




State whether
Amount at Estimated taken
for "debts
which
actual
marpreviously
concarried on ket value. tracted," or otherbooks.
wise.
$4,750

$5,000

41,495

43,000

For investment.
Do.

EEPOKT OF THE COMPTROLLER OF THE CURRENCY.

251

Checks and other cash items.
Gheefe? and drafts on b a n k s , etc., in t h i s c i t y . .

,

$10,341. 84

Checks and drafts on other hanks . . . . , . . . / . . . . . . . . .

...

2,086.03

Overdrafts u it -secured.
Temporary
$199.92
I, J". "W. Whelpley, cashier of the American Security and Trust Company, do solemnly swear that
the above statement is true, and that the schedules on back of the report fully and correctly represent the true state of the several matters therein contained to the best of my knowledge and belief.
J. W. ^HELPLEY, Cashier.
DISTRICT OF COLUMBIA, City of Washington .-

Sworn to and subscribed before me this 5th day of October, 1893.
[SEAL.]

HOWARD S. REESIDE, Notary Public.
A. T. BRITTON,
W. S. THOMPSON,

H. A. WlLLARD,
M. G-. EMERY,
MYRON M. PARKER,
JOHN E. HERRELL,
M. W. BEVERIDGE,
JAMES E. FITCH,
HENRY F . BLOUNT,

[Directors.

TABLE XVIIT.
CANADIAN BANKS.
SUMMARY OF THE CONDITION OF THE THIRTY-NINE CHARTERED
DOMINION OF CANADA, ON AUGUST 31, 1893.
RESOURCES.

Mortgages on real estate
liO'ans on bonds and stocks
Current loans
Loans to Dominion and Provinces..
Overdue debts
Deposits to secure circulation
Dominion debentures
Canadian municipal, etc., securities
Hail way securities.
Due from banks and agencies
Heal estate and bank premises
Kate3 and checks on other b a n k s . . .
Specie
Dominion notes
Otteer resources
.Excess of liabilities
Total




BANKS OF THE

LIABILITIES.
$660, 395
14, 398, 606
205, 956, 200
1, 426, 480
2, 964, 999
1,818, 448
3,188, 572
9, 398, 221
5, 979, 966
20, 364, 856
5, 827, 520
6, 519, 972
7, 706, 937
12, 749, 809
1, 901, 035
2,149, 851
303,011,467

Capital stock
Reserve fund
Notes in circulation
Due Dominion Government
Due provincial governments
Demand deposits
Time deposits
Due to other banks and agencies...
Other liabilities

Total

$G2, 029, 038
26, 062, 576
33, 308, 967
2, 476, 608
3, 769, 284
61, 437, 993
105,015,710
8, 661, 289
250, 002

303, 011, 467

AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKS
OCTOBER, 1863, TO OCTOBER, 1803.




254

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE ^

JANUARY.

APRIL.

JULY.

A A

^

OCTO11KK 5.

Resources.
66 banks.
Loans and discounts.
*
TJ. S. bonds and securities

$5,466.-088. 33
5, G62, 6</0.00
10(3, 009.12

Due from nat'land other b'ks.
Real estate furniture etc . . .

2,625,5§7.05
177,5,85.69
53,808,92
2, 503.69

Checks and other cash items.
Bills of nat'l and other banks.
Specie and other lawful mon'y

492,138. 58
764,7X5.00
1,440,0*07.62

Total

16,797,644.00

1864.
JANUARY 4.

139 banks.

307 banks.

JULY 4.

OCTOBER 3 .

467 banks

508 banks.

$10, 666, 095.60
15,112, 250. 00
74,571,48

$31, 593, 943. 43
41,175,150. 00
432, 059.95

$70, 746, 513. 33
92, 530, 500. 00
842, 017. 73

$93,238,657.92
108,0ti4,400.00
1,434,739.76

Due from national banks
Due from other b'ks and b'krs.
Real estate, furniture, etc
Current expenses

*4, 786,124.58
381,144, 00
118, 854.43

4, 699, 479. 56
8, 537, 908. 94
755, <Mi. 41
352, 720.77

15, 935, 730.13
17, 337, 558. 66
1, G94, 049. 46
502, 341. 31

19,965,720.47
14,051,396.31
2,202,318.20
1, 021, 569.02

Checks and other cash items.
Bills of nat'l and other banks.
Specie and other lawful mon'y

577, 507.92
895,521.00
5, 018, 622. 57

2, 65^ 916. 96
1, 660, 000. 00
22, 961, 411. 64

5, 057, 122. 90
5,344, 172.00
42, 283, 708. 23

7,640,169.14
4,687,727.00
44,801,497.48

37, 630, 691. 58

114, 820, 287. 66

Loans and discounts
TJ. S. bonds and securities
Other items

Total.

252, 273, 803.75

297,108,195.30

1805.
JANUAEY 2.

APRIL 3 .

JULY 3 .

OCTOBER &

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$166, 448, 718. 00
176, 578, 750. 00
3, 294, 883. 27

$252, 404, 208. 07
277, 619, 900. 00
4, 275, 769. 51

$362, 442, 743.08
391,744,850.00
12, 5G9,120. 38

$487,170,136.29
427,731,300.00
19,048,513.15

Due from national banks
Due from other b'ks and b'krs.
Real estate, furniture, etc
Current expenses
Premiums paid

30, 820,175. 44
19, 836, 072. 83
4, 083, 226.12
1, 053, 725. 34
1,323, 023. 56

40,963,243.47
22, 554, 636. 57
6, 525, 118. 80
2, 298, 025. 65
1, 823,291. 84

76,977, 539. 59
20, 078, 028. 01
11,231,257.28
2, 338, 775. 56
2, 243, 210.31

89,978,980.55
17, 393,232.25
li, 703; 281.77
4, 539, 525.11
2,585,501.06

Checks and other cash items
Bills of nat'l and other banks.
Specie
—
Legal tenders and frac'l cur y
Total

17, 837, 496.77
14, 275,153. 00
4, 481, 937. 68
72, 535, 504.67

29,681,394.13
13, 710, 370.00
6, 659, MO. 47
112, 999, 320. 59

41,314,904.50
21, 651, 826. 00
9,437,060.40
168, 426, 166. 55

72, 309,854.44
16, 247, 241. 00
18, 072,012. 59
189, 988,496.28

Loans and discounts
U.S.bonds and securities .Other items




1,126,455,481.66 1,359,768,074.49
*
* Including amount due from national banks.
512, 568, 666.68

771, 514, 939.10

KEPOKT OF THE COMPTROLLER OF THE CURRENCY.

255

BANKS FROM OCTOBER, 1863, TO OCTOKEK, 1893.

APRIL.

JANUARY.

JULY.

OCTOBERS.

Liabilities.
66 banks.
Capital stock . . . . . . . . . . . . . . .

$7,188,393.00

Undivided profits
Tndi vidual and other deposits.
Due to nat'l and other banks*.

328,030,06
8,497, 681.84
981,178.59
2,360.51

16,797,644.00

Total

I8O1.

Capital stock

JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

$14, 740, 522. 00

Surplus fund
Undivided profits
National b'knotesoutstanding
Individual and other deposits.
Due to nat'l and other banks*.

$42, 204, 474. 00

$75, 213,945.00

$86,782,802.00

432, 827.81

1, 625, 656.87

1,129, 910. 22
3, 094, 330.11

2,010,286.10
5,982,392.22

30, 155.00
19, 450, 492. 53
2,153, 779. 38

9, 797, 975. 00
51, 274, 914. 01
6, 814, 930. 40

25, 825, 665. 00
119,414,239 03
27, 382, 006. 37

45,260,504.00
122,166, 536.40
34,862,384.81

822,914.86
Total

37, 630, 691. 58

3,102, 337. 38

213,708.02

43,289.77

114, 820, 287. 66

252,273,803.75

297,108,195.30

1865.

Capital stock
Undivided profits

JANUARY 2.

APRIL 3.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

$135, 618, 874.00

$215, 326, 023. 00

$325, 834, 558.00

$393,157,206.00

8, 663,311. 22
12, 283, 812.65

17, 318, 942. 65
17, 809, 307.14

31,303,565.64
23,159,408.17

38,713,380.72
32,350,278.19

National b'k notes outstanding

66, 769, 375.00

98, 896,488. 00

131,452,158.00

171,321,903.00

Individual and other deposits.
United States deposits

183,479,636.98
37, 764, 729. 77

262, 961, 473.13
57, 630,141. 01

398, 357, 559. 59
58,032,720. 67

500,910,873.22
48,170, 381.31

Due to national banks
Due to other b'ks and bankers*

30, 619,175.57
37,104,130.62

41,301,031.16
69,692, 581. 64

78, 261, 045. 64
79,591,594.93

90,044,837.08
84,155,161.27

Other items

265, 620. 87

578, 951. 37

462,871.02

944,053.70

Total

512, 568, 666.68

771,514,939.10

1,126, 455,481.66

1,359,768,074.49

*Tnr»lnfHn0- Si.n.t.A hanlr nirn.riln.fin




256

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1860.
JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1, 582 b a n k s .

1, 612 b a n k s .

1, 634 b a n k s .

1, 644 b a n k s .

Resources.
Loans and discounts
U. S.b'ds dep'd to secure circ'n
Other U.S. b'ds and securities
Oth'rstocks, b'ds, and mortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, etc
Current expenses
Premiums paid
Checks and other cash items.
Bills of national and other b'ks
Specie
Legal tenders and fract'l cur'y
Total

$500,650,109.19
298, 376, 850. 00
142, 003, 500. 00
17, 483, 753.18

$528, 080, 526. 70
315, 850. 300. 00
125, 625, 750. 00
17,379, 738. 92

$550, 353, 094.17
328, 483, 350.00
121,152,950.00
17,565,911.46

93, 254, 551. 02
14,658,229.87
15, 436, 296.16
3,193, 717. 78
2, 423, 918.02
89, 837, 684. 50
20, 406, 442. 00
19,205,018.75
187, 846, 548. 82

87, 564, 329. 71
13, 682, 345.12
15, 895, 564. 46
4, 927, 599. 79
2, 233, 516.31

96, 696, 482. 66
13.982,613.23
16, 730, 923. 62
3, 032, 716. 27
2, 398, 872. 26

105,490,619.36
18,279,816.00
17, 529, 778. 42
189, 867, 852. 52

90,077,134.53
17, 866, 742. 00
12, 629, h76. 30
201,425,041.63

107, 650,174.18
15,211,117.16
17,134,002.58
5, 311, 253. 35
2,493,773.47
103, 684, 249. 21
17, 437, 779. 00
9, 226, 831. 82
205, 793, 578. 76

1,476, 395, 208.13

1, 526, 962, 804.42

1, 404, 776, 619. 29

1,442,407,737.31

$fiO3,
331,
94,
15,

314, 704.83
843, 200. 00
974, 650. 00
887, 490. 06

1867.

Loans and discounts
U. S.b'dadep'd to secure circ'n
17. S. b'dsdep'd to sec're dep'ts
U. S.b'ds and sec'tieson band.
Oth'r stocks, b'ds, andinortg's
"Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, etc....
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks
Specie
Legal tenders and fract'l cur'y
Compound-interest notes
Total

JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1, 648 b a n k s .

1, 642 b a n k s .

1, 636 b a n k s .

1, 642 b a n k s .

$608, 771, 799. 61
339, 570, 700.00
36,185, 950. CO
52, 949, 300. 00
15, 073, 737. 45

$597, 648, 286. 53
338, 863, 650. 00
38, 465, 800. 00
46, 639, 400. 00
20,194,875.21

$583, 450, 396.12
337, 684, 250. 00
38, 368, 950. (JO
45, 633, 700. 00
21, 452, 615. 43

$609, 675, 214. 61
338, 640,150. 00
37, 862,100. 00
42,460, 800. 00
21, 507, 881. 42

92, 552, 206. 29
12, 996,157. 49
18, 925, 315. 51
2, 822, 675.18
2, 860, 398. 85

92, 308, 91L 87
9, 663, 322. 82
19, 800, 905. 86
3, 249, 153. 31
3, 338, GOO. 37

95, 217, 610.14
8, 389, 226.47
20, 639, 708. 23
5,297,494.13
2, 764,186. 35

101,430,220.18
19, 263, 718. 00
1, 176,142.00
19, 726, 043. 20
104, 872, 371. 64
82, 047, 250. 00

94,121,186. 21
10, 737, 392. 90
19, 625, 893. 81
5, 693, 784.17
3,411,325.56
87, 951. 405.13
12, 873, 785. 00
825, 748. 00
11,444,529.15
92,801,254.17
84, 065, 79C. 00

128,312, 177.79
16,138, 769.00
531, 267. 00
11,128, 672. 98
102,534,613.46
75, 488, 220. 00

134, 603, 231. 51
11,841, 104.00
333, 209. 00
12, 798, 044. 40
100, 550, 849. 91
56, 888, 250. 00

1, 511, 222, 985.40

1,465,451,105. 84

1, 494, 084: 526. 01 1, 499, 469,060.17

1 S6S.

. Loans and discounts
, U. S.b'ds dep'd to secure circ'n
TT.S. b'ds dop'd to sec're dept'«
XT. S. b'ds and sec'ties on baud.
Oth'rstocks, b'ds, andinortg's
Due from national banks —
v Due from other b'ks and b'k'rs
3$pal estate, furniture, etc
-Current expenses
Premiums paid
"Checks and other cash items.
--Jitlls of natiouaT banks
Bills of other banks
"Fractional currency
Specie
Legal-tender notes
,n0o|npwind-interest notes —
\£nxee per cent, certificates...
V

Total




JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 b a n k s .

1,643 b a n k s .

1,640 b a n k s .

1, 643 b a n k s .

$616, 603,479. 89
339, 064, 200. 00
37, 315, 750. 00
44,164,500.00
19, 365, 864. 77

$628, 029, 347. 65
339, 686, 650.00
37, 446, COO. 00
45, 958, 550. 00
19, 874, 384. 33

99,311,446.60
8,480,199. 74
21,125, 665. 68
2, 986, 893.86
2,464, 536. 96

95, 900, 606. 35
7, 074, 297. 44
22, 082, 570. 25
5,428. 460. 25
2, 660,106. 09

109, 390, 266. 37
16, 655, 572. 00
261, 269. 00
1,927,876.78
20,981,601.45
114,306,491.00
39, 997, 030. 00
8,245, 000. 00

114, 993, 036.23
12, 573, 514. 00
196,106. 00
1, 825, 640.16
18, 373, 943. 22
84,390,219.00
38, 917, 490. 00
24, 255, 000. 00

1, 502, 647, 644.10

1,499,668,920.97

$655, 729, 546. 42
339, 569,100. 00
37, 853,150. 00
43, 068, 350. 00
20, 007, 327.42
114, 434,
8, 642,
22, 699,
2, 938,
2, 432,

$657,668,847.83
340, 487, 050. 00
37, 360, 150. 00
36, 817, 600. 00
20, 693, 406.40

097.93
456. 72
829. 70
519. 04
074. 37

102, 278, 547. 77
7,818,822.24
22, 747,875.18
5, 278, 911. 22
1, 819, 815. 50

124, 076, 097. 71
13,210, 179.00
342, 5oO. 00
1, 863, 358. 91
20,755,919.04
100,166,110.00
19, 473, 420. 00
44, 905, 0(J0. 00

143, 241, 394. 99
11, 842, 974. 00
222, 668. 00
2, 262, 791. 97
13, 003, 713. 39
92, 453, 475. 00
4,513,730.00
59, 080, 000. 00

1, 572,167, 076.26

1,559, 621, 773.49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

257

BANKS FROM OCTOBER, 1868, TO OCTOBER, 1893—Continued.

1866.
Liabilities.
Capital stock
Surplus fund
Undivided profits
-. National b'k notes outstand'g
State banknotes outstanding.
Individual deposits
U. S. deposits
Dep'ts of U.S.disb'sing officers
Due to national banks
Due to other b'ks and bankers.
Total

JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 b a n k s .

1,612 b a n k s .

1,634 b a n k s .

1,644 b a n k s .

$403,357,346.00

$409, 273, 534.00

$414,270,493. 00

$415,472,369.00

43, 000, 370.78
28, 972, 493. 70

44, 687, 810. 54
30, 964,422.73

50,151, 991. 77
29, 286,175.45

53, 359, 277. 64
32, 593, 486. 69

213, 239, 530. 00
45, 449,155. 00

248, 886, 282. 00
33, 800, 865. 00

267, 798, 678. 00
19,996, 163.00

280, 253, 818. 00
9, 748, 025. 00

522, 507, 829. 27
29, 747, 236.15

534, 734, 950. 33
29,150, 729. 82

533,338,174.25
36,038,185.03
3, 066, 892. 22

564, 616, 777. 64
30,420,819.80
2, 979, 955.77

94,709,074.15
23, 793, 584. 24

89, 067, 501. 54
21, 841, 641. 35

98, 496, 726. 42
25, 951, 728.99

110, 531, 957. 31
26, 986, 317.57

i, 404, 776, 619. 29

1, 442, 407, 737. 31

1,476, 395, 208.13

1, 526, 962, 804.42

1§67.

Capital stock

JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$420, 229, 739. 00

$419, 399, 484. 00

$418, 558,148. 00

$420, 073, 415. 00

59, 992, 874. 57
26, 961, 382. 60

60, 206, 013. 58
31,131, 034. 39

63, 232, 811.12
30, 656, 222.84

6a, 695, 587.01
33, 751, 446. 21

National b'k notes outstand'g.
State bank notes outstanding.

291,436,749.00
6,961,499.00

292, 788, 572. 00
5, 460, 312. 00

291,769,553.00
4,484,112.00

293, 887, 941.00
4, 092,153. 00

Individual deposits
U. S. deposits
Dep'ts of U.S.disb'sing officers

558, 699, 768. 06
27, 284, 876. 93
2, 477, 509.48

512, 046,182.47
27, 473, 005. 66
2, 650, 981. 39

539, 599,076.1)
29,838,391.53
3, 474,192. 74

540, 797, 837.51
23, 062,119. 92
4, 352, 379. 43

Due to national banks
Duo to other b'ks and bankers.

92, 761, 998.43
24, 416, 588, 33

91,156,890.89
23,138, 629. 46

89, 821, 751. 60
22, 659, 267. 08

93, 111, 240.89
19, 644, 940. 20

Surplus fund
Undivided profits

Total

1,511,222,985.40

I

1,465,451,105.84

1,494,084,526.01

1,499,469,060.17

86§.

JANUARY 6.

APRIL 6.

JULY 6.

OCTOBER 5.

1,642 b a n k s .

1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$420, 260, 790. 00

$420, 676,210.00

$420,105, 011. 00

$420,634,511.00

Surplus fund
Undivided profits
National b'k notes outstand'g.
State bank notes outstanding.

70, 586,125, 70
31,399,877.57

72, 349,119.60
32, 861, 597. 08

75, 840,118. 94
33, 543, 223. 35

77, 995, 761. 40
36,095, 883.98

294, 377, 390.00
3,792,013.00

295, 336, 044. 00
3, 3.10,177. 00

294, 908, 264. 00
3,163, 771. 00

295, 769, 489. 00
2, 906, 352.00

Individual deposits
U. S. deposits
Dep'tsof U. S.disb'sing officers

534, 704, 709. 00
24, 305, 638. 02
3, 208, 783.03

5n2, 011, 480. 36
22, 750, 342.77
4, 976, 682. 31

575,842,070.12
24, 603, 676. 96
3, 499, 389.99

580, D40, 820.85
17, 573, 250.64
4, 570,478.16

Due to national banks
Due to other b'ks and ba nkers.

98,144, 665. 61
21, 867, 648.17

94, 073, 631. 25
21, 323, 636. 60

113, 306, 346.34
27, 355, 204. 56

99, 414, 397. 28
23, 720, 829.18

Total...

10665 CUR



1, 502, 647, 644.10

17

1, 499, 668, 920. 97

1,572,167,076.26

1,559,621,773.49

258

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1§69.
JANUARY 4.

APRIL 17.

OCTOBER 9.

1,628 banks.

1,620 b a n k s .

1,617 b a n k s .

$644, 045, 039. 53
338, 539, 950. 00
34, 538, 350. 00
35, 010, (iOO. 00
20, 127,732.96

$662,084,813.47
338, 379, 250. 00
29,721,350.00
30, 226, 550. 00
20, 074, 435. 69

$686, 347, 755.81
338, 699, 750. 00
27, 625, 350. 00
27, 476, i)50. 00
20, 777, ;560. 53

65, 727, 070. 80
36,067, 316.84
7, 715, 719.34
23, 289, 838. 28
3, 2G5, 1)00. 81
1, 654, 352. 70

57, 554, 382. 55
30, 520, 527. 89
8, 075, 595. 60
23,798, 188.13
5,641,195.01
1,716,210. 13

984. 92
799. 0J
471.06
750. 26
300. 00
000. 00

154,137,191.23
11,725,239.00
2, 088, 545.18
9, 944, 532. 15
80, 875, 161. (0
51,190, 000. 00

62, 912, 336. 82
35. f.5(J. 504. 53
9, 140, 319. 24
23,859,271.17
5, 820, 577. 87
1, 809, 070. 01
161,614,852.66
11,524,447.00
1,804,855.53
18,455,090.48
80,934, 119.00
49,815,000.00

1, 540, 394, 266. 50

1,517, 753,167. 03

1, 564.174, 410. 65

1, 497, 226, 604. 33

OCTOBER 8.

DECEMBER 28.

1,615 b a n k s .

1,648 b a n k s .

Resources.
Loans and d i s c o u n t s . . . .
U. S. bonds to secure circ'lat'n
U . S. bonds to secure deposits.
U. S. b'ds and see/ties on hand.
O t h ' r stocks, b'ds,and rnortg's
D u e from redeeming agents
D u e from other national h'nks
D u e from State b'ks and b ' k ' r s
Real estate, furniture, etc
C u r r e n t expenses
P r e m i u m s paid
Checks and other cash items .
Bills of other national b a n k s .
Fractional currency
Specie
Legal tender notes
T h r e e p e r cent, certificates . .
Total

142, 605,
14, 684,
2,280,
29, 620,
88, 239,
52, 075,

1
JANUARY 22.
1,615 b a n k s .

$682, 883,106.97
339, 4^0,100. 00
18, 704, 000. 00
25, 903, 950. 00
22, 250, 697.14
56, 669, 562.84
35, 393, 563.47
8,790,418.57
25,169,188.95
5, 646, 382. 96
2, 092, 364. 85
108, 809, 817. 37
10, 776, 023. 00
2, 090, 727. 38
23, 002, 405. 83
83,719,295.00
45, 845, 000. 00

§7$.

MARCH 24.
! 1,615 banks.

JUNE 9.
I 1,612 b a n k s .

|

Loans and discounts - 5088, 875, 203. 70 i$710, 848, 609.30 $739,341,186.06 5715, 928, 079. 81 $725, 515, 538. 49
Bonds for circulation 339, 350, 750. 00 339, 251, 350. 00 | 338, 845,200.00 340, 857, 450. 00 344,104, 200. 00
Bonds for deposits . . 17, 592, 000. 00 ! 16,102,000.00
15, 704, 000. 00
15,381,500.00
15,189,500.00
IT. S. bonds on hand. 24, 677, 100. 00 I 27, 292, 150. 00
28, 276, 600. 00
22, 3l;3, 800. 00
23, 893, 300. 00
Other stocks and bd's 21,082,412.00 : 20,524,294.55
23, 300, 681. 87
23, 614, 721. 25
22, 686, 358. 59
D u e from red'g ag'nts 71,641,486.05 I 73,435,117.98
66, 275, 668. 92
64, 805, 062. 88 |
D u e from n a t ' l banks 31, 9.9-4, 609. 26
33, 9-5:8, 805. 65
29, 510, 6S8.H
37, 478. 166. 49 I
D u e from State banks
9, 202, 406. 71
9,319,560.54
10, 238, 219. 85
9, 824, 144. 18 i
Real estate, etc
27, 470, 746. 97
26,002,713.01
26, 330, 701. 24
28,021,6,57.44 j
5, 8" 1,750. 02
3. 469, 588. 00
6, 683,189. 54
C u r r e n t expenses . . .
6, 905, 073. 32 j
2, 491, 222.11
2, 680, 882. 39
P r e m i u m s paid
2,439,591.41
3, 251, 648. 72 j
111, 624, 822. 00
11,267,703.12
Cash item s
12, 536, 613. 57
13,220,403.34
75, 317, 992. -_>2
ClVg-houseexch'gs .
79, 089, 688. 39
76, 20*, 707.00
14,226,817.00
National b a n k notes.} 15,840,669.00
12, 5 2, 927. 00
17, 001, 846. 00
2, 2'S5, 409. 02
2, 476, 906. 75
Fractional currency, i
2, 078, 178. 05
2, 150,522.89
37, 0!)6. 543. 44
48, 345, 383. 72
26,307,251.59
Specie
18,400,011.47
82. 485, 978. 00
80, 580, 745. 00
Legal-tender notes j 87, 708, 502. 00
79, 3.'4, 577.00
43,570,ino.00
41, 845, 000. 00
T h r e e per cent, cerlfsj 43, 820, 000. 00
43, 345, 000. 00
Total

jl,546,261,357.44 11,529,147,735.85 11,565,756,909.67 1,510,713,236.92 I,538,998,lu5.93

18V 1.
MARCH 18.

APRIL 29.

1,688 b a n k s .

1,707 banks.

I

JUNE 10.

OCTOBER 2.

| DECEMBER 16.

1,723 banks.

1,767 b a n k s .

1,790 b a n k s .

Loans and discounts $767,858,490.59 $779,321,828.11 '$789,416,568.13 $831,552,210.00 $818,996,311.74 I
Bonds for circulation: 351,556,700.00 354,427,200.00 i 357,388,950.00 364,475,800.00 366,840,200.00
15, 236, 500. 00
15, 250, 500. 00
28, 087, 500. 00
Bonds for deposits, j 15, 231, "00. 00
23, 155,150.00
22, 487, 950. 00
24, 200, 300. 00
U. S. bonds on b a u d . . I 23, 911, 350. 00
17, 753, 650. 00
17,675,500.00 j
22,414,6:9.05
23,132, 871. 05
Other stocks and b'ds 22, 763, 869. 20
24, 517, 059. 35
23,061,184.20 j
92, 369, 246. 71
80, 878, 608.84
D u e from red'g ag'n ts 83,809,188.92
85.061,016.31
77,985,600.53 I
39, 636, 579. 35
D u e from nat'i banks 3 \ 2 0 1 , 119.99
43, 525, 362. 05
38, 332, 679. 74
43,313.344.78
Due from State banks 10,271,005.34
11, 853, 308. 60
11,478,174.71
12, 772, 069. 83
13,009, 301.40 |
29, 242. 762. 79
29, 637, 999. 30
Real estate, etc
.,0,^89,783.85 I 30, 070. 330. 57 j
28,805,814.79
0,7(34,159.73
6, 295, 099.46
7,330,424.12
6,153,370.29 j
Current expenses
6,694,014. 17
4, 414, 755. 40
5, 026, 385. 97
Premiums paid
5,500,890.17
5, 956, 073. 74
3, 939, 995. 20

Cash items
Cl'r'g-house exch'gs.
National bank notes.
Fractional currency.
Specie
Legal-tender notes ..
Three per cen t. cert'fs
Total

11,042,644.74
100,693,917.54
13, 137,006.00
2,103,298. 16
25,769, 166.64
91,072,349. 00
37, 570, 000. 00

12, 749, 289. 84
130,855,698.15
16, 632, 323. 00
2, 135, 763. 09
22, 732. (-27.02
106, 219; 126. 00
33, 935, 000. 00

13,101,497.95
102,091,311.75
19,101,389 00
2,160,713.22
19,924,955.10
122, 137,660.00
30, 690, 000. 00

14,(58,268.86 j 13, 784, 424. 76
101,105,854.52 114, 538, 539. 93
14,197, 653. 00 I 13, 0*5, 904. 00
2,095,485.79
2,061,600.89
29, 595, 299. 56
13,252.91*8.17
109,^14,735.00 , 93, 942, 707. 00
25, 075, 000. 00 j 21,400,000.00

1,627,032,030.28 1,694,440,912.94 1,703,415,335.65 1,730,566,899.72 1,715,861,897.22




REPORT OF THE COMPTROLLER OF THE CURRENCY.

259

BANKS FROM OCTOBER,, 1863, TO OCTOBER 1893—Continued.

Liabilities.
Capital stock

JANUARY 4.

APEIL 17.

JUNE 12.

OCTOBER 9.

1,628 b a n k s .

1,620 b a n k s .

1,619 b a n k s .

1,617 b a n k s .

$419,040,931.00

$420, 818, 721. 00

$422, 659, 260. 00

$426, 399,151.00

Surplus fund
Undivided profits
Nat'lbank notes outstanding.
State bank notes outstanding.

81,169,936.52
35, 318, 273. 71

82, 653, 989.19
37, 489, 314.82

82, 218, 576. 47
43, 812, 898. 70

86,165, 334. 32
40, 687, 300. 92

294,476,702.00
2, 734, 669.00

292, 457, 098. 00
2, 615,387.00

292, 753, 286. 00
2, 558, 874. 00

293, 593, 645. 00
2,454, 697.00

Individual deposits
U.S. deposits
Dept's U. S. disburs'g officers.

568,530,934.11
13,211,850.19
3, 472, 884.90

547, 922,174.91
10,114, 328. 32
3,605,131.61

574, 307, 382. 77
10, 301, 907. 71
2, 454, 048. 99

511, 400,196. 63
7,112,646.67
4, 516, 648.12

Due to national banks
Due to State banks and b'k'rs.

95,453,139.33
26, 984, 945. 74

92,662,648.49
23, 018, 610.62

100, 933. 910.03
28, 046, 771. 30

95, 087, 892. 83
23, 8i9, 371. 62

2, 464, 849. 81
1, 870, 913. 26

2, 392, 205. 61
1, 735, 289. 07

3, 839, 357.10
2,140,363.12

1, 517, 753,167. 03 1, 564,174, 410.65

1, 497, 226, 604.33

Notes and bills re-dlseounted.
Bills payable
Total

1, 540, 394, 266.50

1870.

Capital stock

JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

1,615 b a n k s .

1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

$426, 074,954. 00 $427, 504, 247. 00 $427, 235, 701.00 $430, 399, 301. 00

Surplus fund
Undivided profits
Nat'l bank circnlat'n.
State bank circulat'n.
Dividends unpaid

90,174, 281.14
34, 300,430.80

90, 229, 954.59
43, 109, 471. 62

292, 838, 935.00
2, 351, 993.00

292, 509,149. 00
2, 279, 469. 00

91, 689, 834.12
42,861,712.59

DECEMBER 28.
1,648 b a n k s .
$435, 356, 004. 00

94, 061,438. 95
38, 608, 618.91

91,705,740.34
46, 056,428. 55

291,183, 614. 00 291, 798, 640.00
2, 222, 793. 00
2,138, 548. 00

296, 205, 446. 00
2, 091, 799.00

2,299, 296.27

1, 483, 416.15

1, 517, 595.18

2, 462, 591.31

Individual deposits..
U. S. deposits
Dep'ts U. S. dis. offic's

546, 236, 881. 57
6, 750,139.19
2, 592, 001. 21

516, 058, 085. 26
6,424,421.25
4, 778, 225. 93

542,261,563.18
10, 677, 873. 92
2, 592, 967. 54

501, 407, 586. 90
6, 807, 978.49
4, 550,142.68

507,368,618.67
6, 074,407. 90
4,155, 304. 25

Dae to national banks
Due to State banks ..

108,351,300.33
28, 904, 849.14

109, 667, 715. 95
29, 767, 575.21

115,456,491.84
33, 012,162. 78

100,348,292.45
29, 693, 910. 80

106, 090,414. 53
29, 200, 587. 29

Notes re-discounted..
Bills payable

3, 842, 542.30
1, 543, 753. 49

2, 462, 647.49
2, 873, 357.40

2, 741, 843. 53
2, 302, 756.99

3, 843, 577. 67
4, 592, 609. 76

4,612,131.08
4, 838, 667. 83

1,546,261,357.44 1,529,147,735.85 1,565,756,909.67 1,510,713,236.92

1,538,998,105.93

Total

Capital stock

2,242,556.49

MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1, 688 b a n k s .

1,707 banks.

1,723 b a n k s .

1,767 b a n k s .

1,790 banks.

$444,232,771.00 $446, 925,493.00 $450, 330, 841. 00 $458, 255, 6p6. 00 $460, 225, 866.00

Surplus funds
Undivided profits
Nat'l bank circulat'n.
State bank circulat'n.
Dividends unpaid

96, 862, 081. 66
43, 883, 857. 64

97, 620, 099. 28
44, 776, 030. 71

98, 322,203.80
45, 535, 227. 79

101,112, 671. 91
42, 008, 714.38

101, 573,153. 62
48, 630, 925. 81

301,713,460.00
2, 035, 800.00

306,131,393. 00
1, 982, 580. 00

307, 793, 880. 00
1, 968, 058. 00

315, 519,117. 00
1, 921, 056. 00

318, 265, 481. 00
1, 886, 538. 00

1,263,767.70

2,235, 248.46

1, 408, 628. 25

4, 540,194.61

1, 393, 427. 98

Individual deposits..
U. S. deposits
Dept's U. S. dis. offic's

561,190,830.41 611,025,174.10
6,314, 957. 81
6,521,572.92
4, 813, 016. 66
3, 757, 873. 84

602,110,758.36
6,265,107.94
4, 893, 907. 25

600, 868, 486.55
20,511,935.98
5, 393, 598. 89

596, 586, 487. 54
14, 829, 525. 65
5, 399,108. U

Due to national b'nks
Due to State banks ..

118,904,865.84
37,311, 519.13

128, 037, 469.17 135,167, 847. 69 131,730,713.04
36,113, 290. 67 41, 219, 802. 96
40,211,971.67

118, 657, 614.16
38,116, 950. 67

Notes re-discounted..
Bills payable
Total

3, 256, 896.42
5, 248, 206. 01

3, 573, 723.02
5, 740, 964. 77

3,120, 039. 09
5, 278, 973. 72

3, 964, 552. 57
4, 528,191.12

4,922,455.78
5, 374, 362. 67

1,627,032,030.28 1,694,440,912.94 1,703,415,335, 65 1,730,566,899.72 1,715,861,897.22




260

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGKEGATK RESOURCES AND LIABILITIES OF THE NATIONAL

1872.
FEBRUARY 27.

AFRIL19.

1

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,853 b a n k s .

1,919 b a n k s .

1,94.0 b a n k s .

Resources.
1,814 b a n k s .
Loans and discounts. $839, 665, 077. 91
Bonds for circulation 370, 924, 700. 00
Bonds for deposits... 15, 870, 000. 00
XT. S. bonds on band.. 21,323, 150.00
Otlier stocks and b'ds 22, 838, 388.80
Due from red'g ag'nts 89, 548, 329. 93
Due from na'tl banks 38, 282, 905. 86
Due from State banks 12,269,822.68
30, 637, 676. 75
Heal estate, etc
6, 265, 655.13
Current expenses
6, 308, 821. 86
Premiums paid
12,143,403.12
Cash items
Cleat'g-houseexch'gs 93,151,319.74
National-baDk notes, 15, 552, 087. 00
2,278,143.24
Fractional currency.
25, 507, 825. 32
Specie.
Legal-tender notes . . 97, 865, 400. 00
U.S. cert'fs of deposit
Three per cent. cert'iV 18, 980, 000. 00
Total

1,843 b a n k s .

$844, 902, 253. 49 $871,531,448.67 $877,197, 923. 47 $885, 653, 449. 62
374, 428, 450. 00 377, 029, 700.00 382,046,400.00 384,458,500.00
15, 169, 000.00
15, 479, 750. 00
15, 409. 950. 00
16,304,750.00
19, 292,100. 00
12,142, 5 0.00 10,306, 103.00
16, 458,250. 00
21,538,914.06
23, 533,151. 73
22,270,010.47
23,160, 557. 29
82,120, 017. 24
80,717,071.30
91, 564, 269. 53
86, 401, 459.44
36, 697, 592. 81
34,486, 593.87
39, 468, 323. 39
42, 707, 613. 54
12, 299, 716.94
12, 976, 878. 01
13, 014, 205. 26
12, 008, 843. 54
30, 809, 274. 98
32,276,498.17
31,123,843.21
33,014,796.83
7, 026, 041. 23
6,310,428.79
6, 719, 794. 90
8. 454, 803. 97
6, 544, 279. 29
6, 546, 848. 52
6,616,174.75
7, 097, 847.86
12,401,171.40
14, 916, 784. 34
13, 458, 753. 80
13, 696, 723.85
114,195, 966. 36
88, 592, 800.16 110, 086, 315. 37
90,145, 482. 72
18, 492, 832. 00
15, 787, 296. 00
16,253,560.00
19, 070, 322. 00
2,113, 249. 29
2, 151, 747. 88
2,069,464.12
2, 270, 576. 32
24, 433, 899.46
10, 229, 756. 79
24. 256, 644.14
19, 047, 336. 45
105, 732,455. 00 122, 994, 417.00 105,121,104.00 102, 922, 369. 00
6, 710, 000. 00
12, 650, 000. 00
7,140, 000. 00
15, 365, 000. 00
4,185, 000. 00
12, 005, 666.00

1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1,773,556,532.43
3.
FEBRUARY 28.

APRIL 25.

JUNE 13.

1,947 b a n k s .

1,962 banks.

1,968 b a n k s .

SEPTEMBER 12. DECEMBER 26.
1,976 b a n k s .

1,976 banks.

Loans and discounts. $913,265,189.67 $912, 064, 267. 31 $925, 557, 682.42 $944,220,116.34 $856, 816, 555. 05
Bonds for circulation 384, 675, 050. 00 386, 763, 800. 00 388, 080, 300. 00 388, 330, 400. 00 389, 384,400. 00
15, 935, 000. 00
16, 235, 000. 00
14. 805, 000. 00
14, 815, 200. 00
Bonds for deposits . . 15,035, 000.00
9, 789, 400. 00
9,613,550.00
8, 824, 850. 00
8, 630, 850. 00
U. S. bonds on hand.. 10, 436, 9f>0. 00
22,912,415.63
22, 449. 146. 04
23, 709, 034. 53
24,358, 125.06
Other stocksandb'ds 22, 063, 306. 20
97, 143, 326. 94
88, 815, 557. 80
96,134,120. 66
73, 032, 046. 87
Due from red'g ag'nts 95, 773, 077.10
43, o28, 792.29
38, 671, 088. 63
41,413,680.06
40,404,757.97
Due from nat'l banks 39, 483, 700. 09
14, 073, 287. 77
12,883.353.37
12,022,873.41
11,185,253.08
Due from State banks 13, 595, 679.17
34, 820, 562. 77
34, 023, 057. 77
34, 216, 878. 07
34, 661, 823. 21
35, 556, 746.48
Real estate, etc
7,154,211.69
6,977, 831. 35
7,410,045.87
6, 985, 436. 99
8, 678, 270. 39
Current expenses . . .
7,890,962.14
7, 205, 259. 67
7, 559, 987. 67
7, 752, 843. 87
7, 987,107.14
Premiums paid
13,030,482.58
11,761,711.50
11, 425, 209. 00
11,433,913.22
12, 321, 972.80
Cash items
91,918,526.59
94,132,125. 24
88, 926,003. 53
62,881,342.16
Clear'g-houseexch'gs 131, 383, 860. 95
20, 394, 772. 00
19,310,202.00
16,103, 842. 00
21, 403,179. 00
National-bank notes. 15, 998, 779. 00
2,197,559.84
2, 289, 680. 21
2,198,973.37
2, 302, 775. 26
2, 287, 454. 03
Fractional currency
27, 950, 086. 72
17, 777, 673. 53
16, 868, 808. 74
19,868,469.45
26, 907, 037. 58
Specie
92, 522, 663. 00 108, 719, 506. 00
Legal-tender notes . . 97,141,909.00 100,605,287.00 106,381,491.00
22, 365, 000.00
18, 370, 000. 00
20, 610, 000. 00
24, 010, 000.00
U.S.cert'ts of deposit 18, 460, 000. 00
305, 000.00
1, 805, 000. 00
710,000.00
Three per cent, cert'fs
Total

1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845.53 1,729,380,303.61

1874.
FEBRUARY 27.

MAY 1.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .

1,978 banks.

1,983 banks.

2,004 banks.

2,027 banks.

Loans anddisconnts- $897, 859, 000.46 $923, 347, 030. 79 $926,195, 671. 70 $954,394,791.59 $955, 862, 580. 51
Bonds for circulation 389,614,700.00 389,249, 100.00 390,281, 700.00 383, 254,800. 00 382, 976, 200.00
14, 890,200.00
14, 691, 700. 00 14, 714, 000. 00
14, 890, 200.00
Bonds for deposits... 14, 600, 200. 00
10,456, 900.00
13,313,550.00
10,152, 000.00
15, 290, 300.00
U . S . bonds on h a n d . . 11,043,400.00
27,010, 727.48
25,400, 460.20
27, 807, 826. 92 28,313,473.12
Other stocks and b'ds 25, 3(io, 736. 24
94, 017, 603. 31 97, 871,517. 06 83, 885,126. 94 80,488,831.45
Dae from res've ag'ts 101, 502, 861. 58
45, 770,715. 59 39, 695, 309.47 48,100,842.62
41,291, 015.24
Due from nat'l banks 36, 624, 001. 39
12. 469,592. 33 11,196,611.73
12,374, 391.28
11, 655, 573. 07
Due from State banks 11,496,711.47
36, 708, 066 39 37, 270,876. 51 38,112,926.52
39.190,683.04
36, 043, 741. 50
Heal estate, etc
7, 550,125. 20
7,658, 738. 82 5; 510, 566. 47
6, 998, 875. 75
7, 547, 203. 05
Current expenses . . .
8, 563,262. 27
8, 376, 659. 07 8, 626,112.16
8, 741, 028. 77
8, 680, 370. 84
Premiums paid
10, 269, 955. 50
11, 949, 020. 71 10, 496,257. 00 12,296, 416. 77 14, 005, 517. 33
Cash items
97, 383, 687.11 112.995,317.55
94, 877, 796. 52 63,896, 271.31
Clear'g -house exch'gs 62,768,119.19
18,450,013.00
22, 532, 336. 00
20, 673, 452. 00 23,527, 991.00
National-bank notes. 20, 003, 251. 00
2, 283,898. 92
2, 224, 943.12
2, 392, 668.74
2, 309, 919. 73
2,187, 186. 69
Fractional currency .
969.
26
207.
27
22,
326,
21,
240,
945.
23
22, 436, 761.04
33, 365, 863. 58
32, 569,
Specie
80, 021, 946. CO 82, 604, 791. 00
Legal-tender n o t e s . . 102, 717, 563. 00 101,692, 930.00 103,108, 350.00
47, 780,000. 00 42, 825, 000. 00 33, 670, 000. 00
40,135, 000.00
U.S. cert'fs of deposit! 37, 235, 000. 00
91, 250.00
20, 349,950.15 21, 043, 084. 36
Dep. with U. S. Treas
Total

1,808,500,529.16




1,867,802,796.28

1,851,840,913.64 1,877,180,942.44

1,902,409,638.48

REPORT OF THE COMPTROLLER OF If ME! CURRENCY.

261

BANKS FROM OCTOBER, 1863, to OCTOBER, lays—continued.

Liabilities.
Capital stock

FERRUAEY 27.

APRIL 19.

J U N E 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

1,843 banks.

1,853 banks.

1,919 b a n k s .

1,940 b a n k s .

$464, 081, 744. 00 $467, 924, 318. 00 $470,543,301.00 $479, 629,174. 00 $482, 606, 252. 00

Surplus fund
Undivided profits

103, 787, 082. 62
43, 310, 344,46

104, 312, 525. 81
46, 428, 590.90

105,181,943.28
50, 234, 298. 32

110, 257, 516. 45
46, 623, 784. 50

111, 410, 248. 98
56,762,411.89

Nat'l bank circulation
State bankcirculation

321, 634, 675. 00
1, 830, 563. 00

325, 305, 752. 00
1, 763, 885. 00

327, 092, 752. 00
1,700, 935.00

333, 495, 027. 00
1,567,143.00

336, 289, 285. 00
1,511,396.00

Dividends unpaid

1,451, 746. 29

1, 561, 914. 45

1, 454, 044.06

3,149, 749. 61

1, 356, 934. 48

Individual deposits..
U. S. deposits
Dep'tsU.S.dis. officers

593,645,666.16
7, 114, 893. 47
5, 024, 699.44

620, 775, 265.78
6, 355, 722.95
3,416,371.16

618,801,619.49
6, 993, 014. 77
5, 463, 953.48

613, 290, 671.45
7, 853, 772. 41
4,563,833.79

598,114, 679. 26
7, 863, 894 93
5,136, 597.74

Due to national banks
Due to State banks ..

128, 627,494.44 120, 755, 565. 86
39, 025,165. 44 35, 005,127. 84

132, 804, 924. 02
39,878,826.42

110, 047, 347.67
33, 789, 083. 82

124, 218, 392.83
34, 794, 963.37

4, 745,178. 22
5, 942, 479. 34

5, 549, 431. 88
6, 040, 562. 66

6, 545, 059. 78
6, 946, 416.17

Notes rediscounted ..
Bills payable
Total

3, 818, 686. 91
6,062, 896.91

4,225, 622. 04
5,821,551.76

1,719,415,657.34 1,743,652,213.55 1,770,837,269.40 1,755,857,098.24 1, 773, 556, 532.43

1873.

Capital stock

FEBRUARY 28.

APRIL 25.

1,947 banks.

1,962 b a n k s .

J U N E 13.

1,968 b a n k s .

SEPTEMBER 12.

DECEMBER 26.

1,976 banks.

1,976 banks.

$484, 551,811. 00 $487, 891, 251. 00 $490,109, 801.00 $491,072, 616.00

$490, 266, 611. 00

Surplus fund
Undivided profits....

114,681,048.73
48, 578, 045. 28

115, 805, 574. 57
52, 415, 348. 46

116, 847,454. 62
55, 306,154.69

120, 314.499. 20
54,515,131.76

120, 961, 207. 91
58, 375,169.43

Nat'lbank circulation
Statebank circulation

336, 292, 459. 00
1,388, 271.00

338,163, 864. 00 338, 788, 504. 00
1,2^0,208.00
1, 224, 470.00

339, 081, 799. 00
1,188,853.00

341, 320. 256. 00
1, ISO; 585. 00

Dividends unpaid

1, 465,993. 60

1, 462, 336.77

1, 400, 491.90

1,402, 547. 89

1, 269, 474. 74

Individual deposits..
U.S. Deposits
Dep'tsU. S. dis.offi cers

656,187, 551. 61
7, 044, 848.34
5, 835, 696. 60

616, 848. 358. 25
7, 880, 057. 73
4,425, 750.14

641,121,775.27
8, 691, 001. 95
6, 416, 275.10

622, 685, 563. 29
7,829, 327. 73
8, 098, 560.13

540,510,602.78
7, 680, 375. 26
4, 705, 593. 36

Due to national banks
Due to State banks...

134,231,842.95
38,124,803. 85

126,631,926.24
35, 036,433.18

137, 856, 085. 67
40, 741, 788. 47

133, 672, 732. 94
39, 298,148.14

114, 996, 600. 54
36, 598, 076.29

Notes rediscounted ..
Bills payable

5,117,810.50
5, 672, 532. 75

5,403, 043. 38
7, 059,128.39

5, 515, 900. 67
7, 215,157.04

5, 987, 512.36
5,480, 554. 09

3,811,487.89
7, 754,137. 4i

1,839,152,715.21 1,800,303,280.11 1,851,234,860.38 1,830,627,845.53

1,729,380,303.61

Total

Capital stock

FEBRUARY 27.

MAYl.

J U N E 26.

OCTOBER 2.

DECEMBER 31.

1,975 b a n k s .

1,978 banks.

1,983 b a n k s .

2,004 b a n k s .

2,027 banks.

$490, 859,101. 00 $490, 077, 001.00 $491, 003, 711. 00 $493,765,121.00

$495, 802, 481.00

126, 239, 308. 41 128, 958,106. 84
58,332, 965. 71 51, 484,437. 32

130,485,641.37
51,477,629.33

338, 538, 743. 00
1, 009, 021. 00

331,193,159.00
860, 417.00

123,497, 347.20
Surplus fund
Undivided profits . . . 50,236, 919. 88

125,561,081.23
54, 331, 713.13

Nat'lbankcirculation 339,602, 955. 00 340, 267, C49. 00
S t a t e b a n k circulation
1, 078, 988. 00
1, 049, 286.00

333, 225, 298. 00
964, 567. 00

1, 291, 055. 63

2,259,129. 91

1, 242,474.81

3, 516, 276. 99

6, 088, 845. 01

Individual deposits.. 595, 350, 334. 90
U. S. deposits
7,276, 959.87
Dep'tsU.S.dis.officers
5, 034, 624. 46

649, 286, 298. 95
7, 994, 422.27
3, 297, 689.24

622, 863,154.44
7, 322, 830. 85
3, 238, 639. 20

669, 068, 995. 88
7,302,153.58
3, 927, 828. 27

682, 846, 607. 45
7, 492, 307. 78
3, 579, 722. 94

Due to national b a n k s 138,435, 388. 39 135,640,418.24
Due to State b a n k s . . 48,112, 223. 40 48, 683, 924. 34

143, 033, 822. 25
50, 227,426.18

125,102, 049. 93
50, 718, 007.87

129,188,671.42
51, 629, 602. 36

4, 436,256.22
4,-352, 560. 57

4,197, 372. 25
4,950,727.51

6, 365, 652. 97
5, 398, 900. 83

1,808,500,529.16 1,867,802,796.28 1,851,840,913.64 1,877,180,942.44

1,902,409,638.46

Dividends unpaid

Notes r e d i s c o u n t e d . .
Bills payable

Total

3, 448, 828. 92
4, 275, 002. 51




4, 581, 420. 38
4, 772, 662. 59

262

REPORT OF THE COMPTROLLER OF THE CURRP:NCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1 § 7
MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

DECEMBER 17.

2,029 b a n k s .

2,046 b a n k s .

2,076 b a n k s .

2,088 banks.

2,086 b a n k s .

Resources.
Loans and discounts $056, 485, 939. 35 $971. 835, 298. 74 $972, 920, 532.14 $984,691,434.40 $902,571,807.70
Bonds for circulation 380, 682, 650. 00 378, 026, 900. 00 375,127,900.00 370,321,700.00 363,618,100.00
14, 097, 200. 00
13,981,500.00
Bonds for deposit s... 14, 492, 200. 00 14, 372, 200. 00 14,147,200.00
16, 009, 550. 00
U. S. bonds on band.. 18, 062,150. 00
14. 297, 650. 00 12, 753, 000. 00 13, 989, 950. 00
33,505,045.15
31,657,960.52
32,010,316.18
[)ther stocks and b'ds 28, 268, 841. 69
29,102, 197.10
81,462,682.27
Due from res've ag'ts 89,991,175.34
80, 020, 878. 75 89, 788, 903. 73 85,701,259.82
44, 831, 891. 48
Due from nat'l banks 41, 720, 394.11
46, 039, 597. 57 48, 513, 388. 86 47, 028, 769.18
11, 963, 768. 90
11,895,551.08
11, 62">, 647.15
Due from State banks 12, 724, 243. 97 12, 094, 086. 39
41,583,311.94
40, 969, 020. 49 42,366,017.65
Real estate, e t c . . . . . . 39,430,952.12
40, 312, 285.99
7,841,213.05
9, 218, 455. 47
4,91)2,044.34
Current expenses . . .
7,790,581.86
7, 706, 700.42
8,670,091.18
9,442,801.54
8, 742, 393. 83
Premiums paid
9,006, 880. 92
8,434,453.14
12, 758, 872. 03 11, 238, 725. 72
12,433,100.43
Cash items
".. 11, 734, 762. 42
13,122,145.88
75,142, 863. 45
67, 886, 967. 04
31fiar'g-honseexch'g8 81,127,796.39 116, 970, 819. 05 88, 924, 025. 93
18, 528, 837. 00
17, 166,190.00
Bills of other banks. 18, 909, 397. 00 19, 504, 040. 00 24,261,961.00
2, 595, 631. 78
2, 901, 023.10
2, 620, 504. 26
Fractional currency.
3, 008, 592.12
2, 702, 326. 44
8, 050, 329.73
17, 070, 905, 90
18, 9 9, 582. 30
Specie
16, 667,106.17
10,620,361.64
76,
458,
734.
00
70,
725, 077. 00
Legal-tender notes . . 78, 508,170. 00
84, 015. 928. 00 87, 492, 895. 00
48, 810, 000. 00
31,005,000.00
U. S. cert'fs of deposit 37, 200, 000. 00 38, 615. 000. 00 47,310,000.00
19,
686,
980.
30
19, 202, 256. 68
19, 640, 785. 52
Due from U. S. Treas 21, 007, 919. 76
21, 454, 422. 29
Total.

1,809,819,753.22 1,909.847,891.40 1,913,239,201.16 1,882,209,307.62 1,823,469,752.44

1 § 76 .
MARCH 10.
2,091 b a n k s .

MAY 12.

JUN*. 30.

OCTOBER 2.

DECEMBER 22.

2,089 b a n k s .

2,091 b a n k s .

2,089 b a n k s .

2,082 banks.

Loans and discounts. $950,205, 555. 62 $939, 895, 085. 34 $933, 686, 530. 45 $931, 304, 714. 06 $929,066,408.42
Sonds for circulation 354, 547, 750. 00 344, 537, 350. 00 339,141, 750,, 00 337,170,400.00 336, 705, 300.00
14, 328, e00. 00
14, 698, 000. 00 14, 757, 000. 00
14,128,000.00
Son ds lor d e p o s i t s . . . 14, 216, 500. 00
33,142, 150.00
26, 577, 000. 00 30, 842,-300. 00
31,937,950.00
J . S . bonds on b a n d . . 25,910,650.00
31,565,914.50
3ther stocks and b'ds 30, 425, 430. 43 30,905, 195. £2 32, 482, 805. 75 34,445,157.16
87, 989, 900. 90
87, 326, 950. 48 83, 789,174. 65
[)ue from r e s ' v e agts 99, 068, 360. 35 86, 769, 083, 97
47,417,029.03
47, 525, 089.98
44, 328, 609.46
44,011,664.97
Due from n a t ' l b a n k s 42,341,542.67
10, 989, 507. 95 12,061,283.08
11,262,193.96
12,415,841.97
Due from State b a n k s 11,180,562.15
41,937,617.25
42,183, 958. 78 42, 722, 415. 27 43.121,942.01
43, 498, 445. 49
lieal estate, etc
5, 025, 549. 38
6i 987, 644. 46
8, 296, 207. 85
6, 820, 573. 35
9, 818, 422. 88
Current expenses . . .
10, 621, 634. 03
10,715,251.16
10, 946, 713.15
10.414.347.28
10, 811, 300.66
Premiums paid
12, 043,139. 68
9, 517, 868.86
9, 693, J 86. 37 11, 724, 592. 67
10, 658, 709. 26
^ash items
87, 870, 817. 06 6S, 027, 016. 40
50, 806, 632. 63 75, 328, 878. 84
Jlear'g-houseexch'gs 58, 863,182.43
15, 910, 315. 00
17, 521, 663. 00
Bills of other banks.. 18, 536, 502. 00 20, 347, 904. 00 20, 398, 422. 00
1, 987, 897. 44
1,417,203.66
3,215,594.30
2,771,886.26
1, 146, 741. 94
Fractional currency.
25,218,469.92
21, 360, 767. 42
29, 077, 345. 85 21,714,594.36
32,999,647.89
specie
90, 836, 876. 00 84, 250, 847. 00 66,221,400.00
Legal-tender notes . . 76, 768, 446. 00 79, 858, 661. 00
27, 380, 000. 00 27, 955, OGO. 00 29,170, 000. 00
26, 095, 000. 00
U. S. cert'fs of deposit 30, 805, 000 00
17, 063, 407. 65 16, 743, 695. 40
16,911,680.20
16,359,491.73
Due from U. S. Treas 18, 479,112. 79
Total

1,834,369,941.70 1,793,306,002.78 1,825,760,967.28 1,827,265,367.61 1,787,407,093.76

1 § 77 .
JANUARY 20.

APRIL 14.

JUNE 22.

OCTOBER 1.

DECEMBER 28.

2,083 b a n k s .

2,073 b a n k s .

2,078 b a n k s .

2,080 b a n k s .

2,074 b a n k s .

Loans and discounts. $920,561,018.05 $911, 946, 833. 88 $901,731,416.03 $891,920,593.54 $881, 856, 744. 87
Bonds for circulation 337, 590, 700.00 339,658,100.00 337, 754,100. 00 336,810,950.00 343, 8tl9, 650.00
15, 0F4, 000. 00 14,971,000.00
14, 903, 000. 00
13, 538, 000. 00
Bonds for deposits .. 14,782,000.00
32, 964, 250. 00 32, 344, 050. 00 30, 088, 700. 00 28, 479, 800. 00
U. S. bonds on hand.. 31, 988, 650. 00
32, 554, 594.44
35, 653, 755. 29
34. 435, 995. 21 32,169,491.03
3tber stocks and b'ds . 31,819.930.20
84,1142,718.41
82,132,099.96
73,284,133.12
75, 960, 087. 27
Due from res've ag'ts 88, 698, 308. 85
44,123, 924. 97
Due from nat'l banks 44, 844, 616. 88 42, 027, 778. 81 44, 567, 303. 63 45,217,246.82
11, 246, 349. 79
11,415,761.60
11,479,945.65
Dii" from State banks 13, 680, 990. 81 11,911,437.36
44,
736.
549.
09
44,818,722,07
45,
229,
983.25
45, 511, 932. 25
43, 704. 335.47
Eteal estate, etc
7, 842, 296. 86
7,1)10. HG4. 84
6, 915, 792. 50
8, 958, 903. 60
4,131,516.48
Current expenses - . .
10, 494, 505. 12 10,320,074.34
9,219,174,62
8, 841, 939. 09
10,991,714.50
Premiums paid
10,410,623.87
10,099,1)88.46
11, 674, 587. 50
10,265,059.40
10, 295, 401.19
Cash items
85,159,422,74
57,861,481.13
74,525, 215. 89
64,664,415.01
Clear'g-houseexch'gs 81,117,889.04
17, 942, 693. 00 20, 182,948.00
15, 531, 467. 00 20,312,692.00
Bills of other banks.. 18, 418, 727. 00
1,114,820.09
1,055, 123.61
900, 805. 47
778, 084. 78
1, 238, 228.08
Fractional currency.
27, 070, 037. 78 21, 335, 996. 06
22, 658, 820. 31 32, 907, 750. 70
49, 709, 267.55
Specie
72, 351, 573. 00
78, 004, 381). 00 66, 920, 684. 00 70, W8, 248, 00
Legal-tender notes . . 72, 689, 710. 00
32,100, 0D0. 00 44, 430, 000. 00
32, 410, 000. 00 26, 515, 000. 00
D". S. cert's of deposit 25,470,000.00
16, 291, 040. 84
17, U32, 574. 60 16,021,753.01
16, 493, 577. 08
Dv.e from U. S. Treas 16,441,509.08
Total...

1,818,174,517.68 1,796,603.275. 20 |l,774,352,833.81 1741,084,663.84 1,737,295,145.79




REPORT OF THE COMPTROLLER OF THE CURRENCY.

263

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

DECEMBER 17.

2,029 b a n k s .

2,046 b a n k s .

2,076 b a n k s .

2,088 b a n k s .

2,086 banks.

Liabilities.
Capital stock

$496, 272, 901. 00 $498, 717,143.00 $501, 508,563.50 $504, 829, 769. 00 $505, 485, 865. 00
131, 249, 079. 47
51, 650, 243. 62

131, 604, 608. 66
55, 907, 619. 95

133,169, 094. 79
52,160,104. 68

134,350,076.41
52, 964, 953.50

133, 085, 422. 30
59, 204, 957.81

Nat'l bank circulation 324,525,349.00
824, 876. 00
State bank circulation

323, 321, 230. 00
815, 229. 00

318.148,406.00
786, 844.00

318, 350, 379.00
772, 348. 00

314, 979, 451. 00
752, 722. 00

Surplus fund
Undivided profits

1, 601, 255. 48

2, 501, 742. 39

6,105, 519. 34

4, 003, 534. 90

1, 353, 396.80

Individual deposits.. 647, 735, 879. 69
7, 971, 932. 75
U. S. deposits
Dept's U.S.dis.officers
5, 330, 414.16

695, 347, 077.70
6, 797, 972. 00
2, 76-3, 387.41

686, 478, 630.48
6, 714, 328. 70
3, 459, 061. 80

664,579,619.39
6,507,531.59
4, 271,195.19

618, 517, 215. 74
6, 652, 556. 67
4, 232, 550, 87

Due to national banks 137, 735,121. 44
Due to State banks . . 55, 294, 663. 84

127,280,034.02
53, 037, 582. 89

138, 914, 828. 39
55,714,055.18

129,810,681.60
49, 918, 530. 95

119,843,665.44
47, 048,174. 56

5,671,031.44
6, 079, 632.94

4, 261, 464. 45
5, 758, 299. 85

5, 254, 453. 66
6, 590, 234. 43

5,257,160.61
7, 056, 583.64

Dividends unpaid

Notes re-discounted..
Bills pa3rable
Total

Capital stock

4, 841, 600. 20
4, 786, 436.11

1,869,819,753. 22 1,909,847,891.40 1,913,239,201.16 1,882,209,307. 62 1, 823, 469, 752. 44

MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2,091 b a n k s .

2,089 b a n k s .

2,091 b a n k s .

2,089 b a n k s .

2,082 b a n k s .

$504, 818, 666. 00 ;$500, 982, 006. 00 |$500, 393, 796. 00 $4.99, 802, 232. 00 $497, 482, 016.00

133,091,739.50 I' 131,795,199.94 ! 131,897,197.21
Surplus fund
46,609,341.51
Undivided profits.... 51,177,031. 26 I 49, 039, 278. 75
Nat'l bank circulation 307, 476,155. 00 300, 252, 085. 00
667, 060. 00
State bank circulation
714,539. 00

132, 202, 282.00
46,445, 215.59

131, 390, 664.67
52, 327, 715.08

294? 444, 678. 00 291, 544, 020.00
658, 988.00
628, 847. 00

292, 011, 575. 00
608, 548. 00

2,325,523.51

6,116, 679.30

3, 848, 705. 64

1, 286, 540, 28

Individual deposits.. 620. 674, 211. 05 | 612, 355, 096. 59
8,493,-78.18
6, 606, 394. 90 !
U. S. deposits
...
2, 505, 273. 30
4,313,915,45
Dept's U.S.dis.officers

641, 432. 886. 08
7, 667, 722. 97
3, 392, 939. 48

651,385,210.19
7, 256, 801.42
3, 746, 781. 58

619, 350, 223. 06
6, 727,155.14
4, 749, 615. 39

131,702.164.87
51, 408, 995. 59

131, 535, 969. 04
48,250,111.63

122, 351, 818. 09
48, 685, 392.14

3,867, 622. 24
6,173, 006. 03

4, 464, 407. 31
6,154, 784. 21

553,158. 76
882, 672.15

Dividends u n p a i d . . .

1,405,829.06 |

Due to national banks 139, 407, 880. 06
Due to State banks . . 54, 002,131. 54

127,880,045.04
46, 706, 969. 52
i

Notes re-discounted..
Bills payable
Total

4, 631, 882. 57
6, 049, 566. 31

4, 653,460. 08
5, 650,126. 87

1,834,369,941.70 1,793,306,002.78 |l,825,760,967.28 1,827,265,307.61 1, 787,407, 093.76

1 § 77.

Capital stock

JANUARY 20.

APRIL 14.

JUNE 22.

OCTOBER 1.

DECEMBER 28.

2,083 b a n k s .

2,073 b a n k s .

2,078 b a n k s .

2,080 b a n k s .

2,074 b a n k s .

$493, 634, 611. 00 $489, 684, 645.00 $481, 044, 771. 00 $479, 467, 771. 00 $477,128, 771. 00
130, 224,169. 02
37, 456, 530. 32

127, 793, 320. 52
45, 609, 418. 27

124, 714, 072. 93
50, 508, 351. 70

122, 776,121. 24
44, 572, 678.72

121, 618, 455. 32
51,530,910.18

Nat'l bank circulation 292, 851, 351. 00
581, 242. 00
State bank circulation

294, 710, 313. 00
535, 963. 00

290, 002,057. 00
521,611.00

291, 874, 236. 00
481, 738. 00

299, 240, 475. 00
470, 540.00

2, 448, 909. 70

Surplus fund
Undivided profits

1, 853, 974. 79

1, 398,101. 52

3, 623, 703.43

1,404,178. 34

Individual deposits.. 659, 891, 969. 76 641, 772, 528. 08
7, 234, 696. 96
7, 584, 267.72
U. S deposits
3,1C8, 316. 55
3, 076, 878. 70
Dept's U.S.dis. officers

636, 267, 529.20
7,187, 431. 67
3, 710,167. 20

616, 403, 987.12
7, 972, 714. 75
2, 376, 983. 02

604,512,514.52
6, 529, 031. 09
3, 780, 759. 43

Due to national banks 130,293,566.36
Due to State banks . - 49, 965, 770. 27

125,422,444.43
48, 604', 820.09

121,443.601.23
48, 352, 583. 90

115,028.054.38
46, 577, 439. 88

115,773,660.58
44, 807, 958. 79

4, 000. 003. 82
6,483, 320. 92

3,985,459.75
5,969,241.94

2, 053, 128. 58
(>, 249, 426. 88

3,791,219.47
6,137,116.83

4, 654, 784. 51
5,843,107.03

Dividends unpaid

Notes re-discounted. .
Bills payable
Total

1,818,174,517.68 1,796,603,275.29 1,774,352,833.81 1,741,084,663.84 I, 737,295,145. 79




264

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OP THE NATIONAL

1878.
Resources.

2,063 "banks.

MAY 1.

JUNE 29.

OCTOBER 1.

DECEMBER 6.

2,059 banks.

2,05G banks.

2,053 banks,

j 2,055 b a n k s .

Loans and disc ounti $854, 750, 708. 87 !$847, 620, 392, 49 ',$835, 078,133.13 $833, 988, 450. 59 $826, 017, 451. 87
Bonds for circulation 343, 871,350.00 345, 256, 350. 00 347,332,100.00 347, 556, 650. 00 347,812,300.00
47. 936, 850.00
Bonds for deposits . . 13, 329, 000. 00
28, 371. 000.00
49,110, 800. 00
19,536,000.00
U. S. bonds on h a n d . 34, 881, 600. 00
33, 615 700. 00 40, 479, 900. 00 46, 785, 600. 00 44, 255, 850. 00
Other stocks and b'ds 34, 674, 307. 21
34. 097, 320. 53 36, 694. 996. 24 36, 859,534. 82
35,816,810.47
Due from res've agt's 86, 016, 990. 78 71,331,219.27
78, 875. 055. 92 85, 083, 418. 51 81,733,137.00
Due from nat'l banks 39, 692,105. 87
40, 545, 522. 72 41, 897, 858. 89 41,492,918.75
43,144, 220 68
Due from State banks 11, 683, 050.17
12,314,698.11
12,232,316.30
12,413,579.10
12, 259, 856. 09
46, 702, 476. 26 46, 728,147. 36
46,153, 409, 35
Real estate, etc
45, 792, 363. 73 45,601,536.93
6,272, 566. 73
4,718,618.66
Current expenses . . .
7, 239, 365. 78
7,608,128.83
7, 786, 572.42
7,134, 735. 68
Premiums paid
7,335,454.49
7, 574, 255. 95
6, 978. 768. 71
7, 806, 252 00
10,982,432,89
Cash items
11, 525, 376. 07
10.989,440.78
9,985,004.21 .
10, 107,583.76
Clear'g-houae exch'gs 66. 498, 965. 23
95j 525.134. 28 87, 498, 287. 82 82, 372, 537. 88 61,998,286.11 I
Bills of other banks. 16, 250, 569. 00
18, 363; 335. 00 17, 063, 576. 00 16, 929, 721. 00 19,392,281.00
697, 398. 86
Fractional currency.
610, 084. 25
515,661.04
496, 864. 34
661, 044. 69
54, 729, 558. 02 46, 023. 756. 06 29, 251, 469. 77 30, 688, 606. 59 34, 355, 250. 36
Specie
034,
972.
00
64,
64.
428,
600.
00
Legal-tender notes . .
64, 672, 762. 00
67, 245, 975. 00 71,643,402.00
XT. S. cert'fs of deposit 20, 605, 000. 00
20, 995, 000. 00 36, 905, 000. 00 32, 690, 000. 00 32, 520, 000. 00
16, 543,674. 36
16, 798, 667.62
Due from U. S. Treas. 16, 257, 608. 98
17, 910, 918. 34
16, 364, 030.47
Total

1,729,465,956.90 1,741,898,959.05 1,750,464,700.51 {1,767,279,133.21 1,742,826,837.37

1879.
JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 b a n k s .

2.048 banks.

2,048 banks.

2,052 b a n k s .

Loans and discounts. $823, 906, 765. 68 $814, 653. 422. 69 $835, 875, 012. 36 $878, 503,097. 45
Bonds for circulation 347,118,300.00 348, 487, 700. 00 352, 208, 000. 00 357, 313,300.00
Bonds for deposits . . 66, 507, 350. 00 309, 348, 450. 00 257, 038, 200. 00 18,204,650.00
62,180, 300. 00
TJ. S. bonds on hand . 44, 257, 250. 00 54,601,750.00
52,942.100.00
37, 617, 015.13
Other stocks and b'ds 35, 569, 400. 93 36, 747,129. 40
39, 671, 916. 50
Due from res've ag'ts 77, 925, 068. 68 74, 003, 830. 40 93,443, 463. 95 107, 02,3, 546. 81
48,192,531,93
Due from nat'l banks 44,161,948.46
39,143,388.90
46. 692,994. 78
Due from State banks 11, 892, 540.26
10, 535, 252. 99 11, 258, 520. 45
13, 630, 772. 63
Real estate, etc
, 47, 091, 964, 70 47, 461, 614. 54 47, 7!)(>, 108. 26
47, 817,169. 36
4, 033, 024. 67
6, 913, 430. 46
Current expenses
6, 693, 668. 43
6, 111, 256. 56
6, 366, 048. 85
5, 674, 497. 80
Premiums paid
6,609, 390.80
4,332,419.63
13, 564, 550. 25 10, OH 294. 64
10, 209, 982. 43 11,306,132.48
Cash items . „
83,152, 359. 49
Clear'g-house exch'gs 100, 035, 237.82
63,712.445.55
12. 964, 964. 25
Bills of other banks. 19, 535, 588, 00
17, 068, 505. 00 16, 685, 484. 00 16, 707, 550. 00
475,538. 50
446, 217.26
Fractional currency.
467,177.47
396, 065. 06
41, 499, 757. 32 41,148,563.41
42, 333, 287. 44 42,173, 731.23
Specie
67, 059,152. 00
Legal-tender notes . . 70,561,233.00
64,461,231.00
69,196,696.00
25, 180, 000. 00 26, 770, 000. 00
TJ. S. cert1 fs of deposit 28, 915, 000. 00 21, 885, 000. 00
16, 620. 986. 20 17, 029, 065.45
Due from TJ. S. Treas. 17,175, 435.13
17, 029,121.31
Total

$933, 543, 661. 93
364, 272, 700. 00
14, 788, 800. 00
40, 677, 500. 00
38, 836. 369. 80
102, 742, 452. 54
55, 352, 459. 82
14, 425, 072. 00
47, 992, 332. 99
7, 474, 082.10
4,150,836.17
10, 377, 272. 77
112,172, 677. 95
16, 406, 218. 00
374, 227. 02
79, 013, 041. 59
54,715,096.00
10, 860, 000.00
17, 054, 816. 40

1,800,592,002.25 1,984,068,936.53 2,019,884,549.16 1,868,787,428.19 1,925,2 29,617.08
1§§O.
FEBRUARY 21.

APRTL 23.

2,061 b a n k s .

2,075 banks.

Loans and discounts. $974,295, 360.70 $992,970,823.10
Bonds for circulation 361,901,700.00 361, 274, 650. 00
Bonds for deposits . . 14, 917, 000. 00 14, 722, 000. 00
TJ. S. bonds on hand. 36, 798. 600. 00 29, 509, 600. 00
Otherstocks and b'ds 41, 223, 583. 33 42, 494, 927. 73
Due from res've agt's 117, 791, 386. 81 103,964,229.84
Due from nat'l banks 53, 230, 034.03
54, 493, 465. 09
Due from State banks 14, 501,152. 51 13, 293, 775. 94
47,845,915.77
Real estate, etc
47, 808, 207. 09
6, 404, 743.54
Current expenses . . .
7, 007, 404.19
3, 908, 059. 27
Premiums paid
3,791,703.33
10, 320, 274. 51
Cash items
9, 857, 645.34
Clear'g-house exch'gs 166, 736, 402 64 99, 357, 056.41
Bills of other banks . 15, 369, 257. 00 21, 064, 504. 00
397,187.23
Fractional currency
395, 747. 67
89,442,051.75
Specie
86, 429, 732. 21
Legal-tender notes . . 55, 229, 408.00
61,048,941.00
U. S. cert'fs of deposit 10, 760, 000. 00
7, 890, 000. 00
Due from TJ. S. Treas. 16, 994, 381. 37 17, 226, 060. 01
Total

JUNE 11.

OCTOBER 1.

DECEMBER 31.

2,076 b a n k s .

2,090 banks.

2,095 b a n k s .

$994,712,646.41 $1,040,977,267.53 11,071,356,141.79
359, 512, 050. 00
357,789,350.00
358,042,550.00
14, 727, 000'. 00
14,827,000.00
14,726,500.00
28, 605, 800. 00
25,016,400.00
28,793,400.00
48,628,372.77!
44, 947, 345. 75
48,863,150.22
126,155,014.401
115, 935, 668. 27
134,502,778.70
69,079,326.15
56, 578, 444. 69
63,023,796.84
17,111,241.03
13,861,582.77
15,881,197.74
'47,784.4 6 ,47
47, 979, 244. 53
48,045,832.54
4,442^440 02
6, 778. 829.19
6,386,182.01
3,288.602.63
3, 702, 354.60
3,488,470.11
14,713,929.02
9, 980,179. 32
12,729,002.19
229,733.904.59
122, 390, 409.45
121,095,249.72
21,549; 367.00
21, 908,193. 00
18,210,943.00
389.921.75
' 387, 226.13
367,171.73
107,172,900.92
99, 506, 505. 26
109,346,509.49
59,216,934.00
64, 470, 717. 00
56,640,458.00
6,150,000.00
12, 510, 000. 00
7,655,000.00
17,125,822.37
16, 999, 083.78
17,103,86«.00

2,038,066,498.46 1,974,600,472.95 2,035,493,280.15




2,105,786,625.82 2, 241,683,829.91

REPORT OF THE COMPTROLLER OF THK CURRENCY.

265

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

1878.
MARCH 15.

MAY 1.

JUNE 29.

OCTOBER 1.

DECEMBER 6.

2,063 b a n k s .

2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

2,055 b a n k s .

Liabilities.
Capital stock

$473, 952, 541. 00 $471, 971, 627. 00 $470, 393, 366. 00 $466,147,436. 00

$464, 874, 996, 00

120,870,290. 10
45, 040, 851, 85

119,231,126.13
43, 938, 961. 98

118,178, 530. 75 116,897,779.98
40, 482, 522. 64
40, 936, 213. 58

116, 402,118. 84
44, 040,171. 84

STat'l bank circulat'n 300, 926, 284. 00
439, 339. 00
State bank circulat'ii

301, 884, 704. 00
426, 504. 00

299,621,059.00
417, 808. 00

301, 888, 092. 00
413, 913. 00

303, 324, 733. 00
400, 715.00

5, 466, 350. 52

surplus fund
Undivided profits

1, 207, 472. 68

1, 930, 669. 58

3, 118, 389. 91

1, 473, 784. 86

individual deposits.. 602, 882, 585.17
7, 243, 253. 29
U. S. deposits
3, 004, 064. 90
Dep'sU.S. dis.officers

625,479, 771.12
13,811,474.14
2, 392, 281.61

621, 632,160. 06 620, 236,176. 82
41,654,812.08
22,686,619.07
3, 342, 794. 73
2, 903, 531. 99

598, 805, 775.56
40, 269, 825. 72
3, 451, 436. 56

Due to national banks 123,239,448.50
Due to State banks . . 43, 979, 239, 39

109, 720, 396. 70
44, 000, 551, 05

117, 845, 495. 88
43,360,527.86

122, ^96, 513. 92
42, 636, 703.42

120, 261, 774. 54
41,767,755.07

2, 465, 390. 79
4,215,196.23

2, 834, 012. 00
4, 270, 879. 74

2, 453, 839. 77
5, 022, 894. 37

3, 007, 324, 85
4, 502, 982. 92

3, 228,132. 93
4,525,617.45

Dividends unpaid

STotes re-discounted .
Bills payable
Total

1,729,465,956.90 1,741,898,959. 05 1,750,464,706.51 1,767,279,133.21 1,742, 826, 837. 37

1§79.

Capital stock . .
Surplus fund
Undivided profits...

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

DECEMBER 12.

2,051 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,048 b a n k s .

2,052 b a n k s .

$462, 031, 396. 00 $455, 611, 362. 00 $455, 244; 415.00 $454, 067, 365.00
116,200,863.52
36, 836, 269. 21

STat'l bank circuiat'n 303, 506, 470. 00
388, 368. 00
state bank circulat'n
Dividends unpaid

5,816,348.82

$454, 498, 515. 00

114,823,316.49
40,812,777.59

114,321,375.87
45, 802, 815. 82

114,786,528.10
41,300,941.40

115,429,031.93
47, 573, 820. 75

304, 467,139. 00
352. 452.00

307, 328, 695. 00
339, 927. 00

313, 786, 342.00
325, 954. 00

321, 949,154. 00
322, 502. 00

2,158, 516. 79

1, 309, 059.13

2, 658, 337.46

1, 305, 480. 45

[ndividual deposits.. 643, 337, 745. 26
59, 701, 222. 90
U. S. deposits
3, 556, 801. 25
Dep's U. S. dis.officers

598, 822, 694.02 648, 934,141. 42
303,463, 505. 69 248,421,340.25
2, 689,189. 44
3; 682, 320. 67

719, 737, 568. 89
11,018,862.74
3,469, COO. 02

755, 459, 966. 01
6, 923, 323. 97
3, 893, 217. 43

Due to national banks 118,311,635.00
Duo to State banks . . 44, 035, 787. 56

110,481,176.98
43, 709, 770.14

137,360,091.60
50, 403, 064. 54

149,200,257.16
52, 022, 453. 99

152,484,079.44
59,232, B91. 93

2, 926, 434. 95
3, 942, 659.18

2, 224, 491. 91
4,452, 544.48

% 226, 396. 39
4, 510, 876. 47

2, 205, 015. 54
4, 208, 201. 89

2,116, 484.47
4,041,649.70

iSTotes re-discounted .
Bills payable
Total

1,800,592,002.25 1,984,068,936. 53 2,019,884,549.16 1,868,787,428.19 1,925,229,617.08
1§§O.

Capital stock

FEBRUARY 21.

APRIL 23.

JUNE 11.

OCTOBER 1.

DECEMBER 31.

2,061 b a n k s .

2,075 b a n k s .

2,076 b a n k s .

2,090 b a n k s .

2,095 b a n k s .

$454, 548, 585. 00 $456, 097, 935. 00 $455, 909, 565. 00 $457, 553, 985. 00 $458, 540, 085. 00
117, 044, 043.03
42, 863, 804. 95

117,299,350.09
48, 226, 087. 61

118,102, 014.11
50, 443, 635, 45

120,518,583.43
46,139, 690. 24

121, 824, 629. 03
47, 946, 741. 64

STat'l bank circulat'n 320, 303, 874. 00
303, 452. 00
state bank circulat'n

320, 759, 472.00
299, 790. 00

318, 088, 562. 00
290, 738.00

317, 350, 036. 00
271, 045. 00

317, 484, 496. 00
258, 499. 00

3, 452, 504.17

6,198, 238. 38

Surplus fund
Undivided profits

[Dividends unpaid . . . . 1,365,001.91

1, 542, 447. 98

1, 330,179.83

individual deposits.. 848,926,599.86
7, 856, 791.97
U. S. deposits
3, 069, 880. 74
Dep'sU. S.dis. officers

791,555,059.63
7, 925, 988. 37
3, 220, 606. 64

833, 701, 034. 20
7, 680, 905. 47
3, 026, 757.34

873,537,637.07 1,006,452,852.82
7, 548, 538. 67
7, 898,100. 94
3, 344, 386. 62
3,489,501.01

Due to national banks 170, 245, 061. 08
iDue to State banks. - 65, 439, 334. 51

157, 209, 759.14
63, 317,107. 96

171,462,131.23
67, 938, 795.35

192,124, 705.10
75, 735, 677. 06

192, 413, 295. 78
71,185, 817. 08

1, 918, 788. 88
4,181, 280. 53

2,616,900.55
4, 529, 967. 98

2, 258, 544.72
5, 260, 417. 43

3,178. 232. 50
5, 031J 604. 96

3, 354, 697.18
4, 636, 876. 05

STotes re discounted .
Bills payable
Total

2.038,066,498.46 1,974,600,472.95 2,035,493,280.15 2,105,786,625.82




2,241,683,829.91

266

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

I § § 1.
MARCH 11.

MAY 6,

JUNE 30.

OCTOBER 1.

DECEMBER 31.

2,094 banks.

2,102 banks.

2,115 banks.

2,132 banks.

2,164 "banks.

[Resources.
Loans and discounts. |$1, 073,786,749. 70 $1 093,649,382. If
339,811,950. 00
352,(353,500.00
Bonds for circulation
14,851,500. oo
15,240.000. 00
Bonds for deposits . .
46.626,150. 00
44,116.500.01)
U. S. bonds on hand .
49,545,154. 92
52,908.124. 9*Othei stocks and b'ds
120,820,691. 09
128,017.627.03
Due from res'vo ag'ts
62,295,517. 34
63,176,225 67
Duo from nat'l b a n k s
17,032,201. 64
16.938,734.50
Due from State b a n k s
47,525,790. 02
47,791.348. 3G
Real estate, etc
7,810,930. 83
Cm r e n t expenses
6.0S6.109.78
3,530,516. 71
Premiums paid
4!024,763. 6(
10,144.682. 87
Cash items
11,826.603.1C
147.701,543. 96
Clear'g-houseexch'gs
196,633.558.01
17,733,032. CO
Bills of other b a n k s .
25,120,933.00
386.569. 03
Fractional c u r r e n c y .
386.950.21
105,156.195. 24
Specie
122,628,562.0?
52,156.439. 00
Legal t e n d e r notes . .
62,516,290.00
U. S. cert's of deposit.
6,120.000. 00
8,045,000.00
Due from U . S . T r e a s .
18,456,600.14
17,015,269. 83
Total

2,140,110,944.78 2,270,226,817.76 2,325,832,700.75 2,358,387,391.59 2,381,890,866.85

MARCH 11.

MAY

19.

2,224 b a n k s .

2,187 b a n k s .
Loans and discounts. 1,182,661,609. 53j$l
Bonds for circulation
367,333,700.00
Bonds for deposits . .
16,093,000.00
U. S. bonds on h a n d . .
28,523,450.00
Other stocks and b'ds
64,430,686.18
Due from r e s ' r e agt's
117,452.719.75
Due from nat'l b a n k s
68,301,645. 12
Due from State b a n k s
15,921,432.07
Real estate, etc
47,073,247.45
C u r r e n t expenses . . .
8,494,036.21
P r e m i u m s paid
3,702,382.59
Cash items
13,308,120.70
Clear'g-houseexch'gs
162,088,077,94
Bills of other b a n k s .
19,440,089.00
Fractional currency.
389,508.07
Specie
109,984,111.04
Legal-tender n o t e s . .
56,633,57V. 00
W.S. cert's of deposit.
9,445 000.00
Due from U. S. T r e a s .
17,720,701.07
Total

,144.988 949. 45 $1.,173,796,083.09$! ,109,177,557.16
358!287,500. 00
363,385,500.00
368,735,700.00
15,265.000.00
15.540,000.00
15,715,000.00
48.584.950.00:
40,866,750.00
31,884.000.00
62,663.218.93
58,049 292. 63
61,952,402.95
123,530; 465. 75
156,258,637.05
132 908,183.12
75,703.599.78
78,505,440. 17
77,633,902.77
18,850,775.34
19.306,826.62
17,644,704.62
47,834,060.20
47.329,111.16
47,445,050.46
4,235,911.19
0,731,936. 48
4,647,101.04
4,115,980.01
4,138,485.71
3.891,728.72
13,534.227".31
14,831.879.30
17! 337,964. 78
143,960,236.84
189,2^2,255.95
217,214,627.10
21,631,932.00
17,732,712.00
24,190,534.00
372.140.23
373.945.96
366.361.52
128.638.927.50
114,334,736.12
113,680.639.00
58,728,713.00
53,158.441.00
60,104,387.00
6,740.000. 00
9,540,000.00
7.930.000.00
17,251,868.22
17,472,595.96
18,097,923.40

JULY 1.

OCTOBER 3.

DECFMBER 30.

2,239 b a n k s .

2,269 b a n k s .

2,308 b a n k s .

189,094,830.35 1,208,932,655. 92 $11,243,203,210.08 ,230.456,213.97
360,153,800.00
357,631,750.00
355,789.550.00
357,047.650.00
15,920,000.00
16,111.000.00
15,920 000. 00
16,344,000.00
29.662,700.00
21,314,750.00
27,242 550.00
15,492 150.00
651274,999.32
66,168,916.64
66,691.31)9.56
66,998,620. 36
113,277,227.87
124,189,945.23
118,455,012.38
122,006,106. 75
68,516 841.(6
66,883,512.75
75,366.970.74
76.073.227.76
17.105,468.44
16.890,174.92
16,344.688.66
18,405; 748. 49
46,537,066.41
46,956,574.28
46,425.351.40
46,993,408 41
7,238,270.17
6,774,571.86
3,030.464.69
5,130,505.53
6,515,155.03
5,062,314.52
5.494,224.35
6,472,585.82
14,784,025.21
12,295,250.96
20,160,927.35
16,281,315.67
208,306,540.08
107,270,091.71
159,114.220.08
155,951,194. 81
20.689,425. OOJ
25,226,186.00
21,405,758.00
25,344,775.00
'396,367.64
390,236. 36
373,725.83
401,314.70
102.857,778.27
112,415,806.73
111,694,262.54
106.427,159.40
63,313,517.00
65,909.522.00
64,019,518.00
68,478,421.00
8,645,000.00
10,395, COO. 00
11,045,000. 00
8,475,000.00
17,161,367.94
17,099,385.14
16,830,407.40
17,954,069.42

2,309,057,088.72 2,277,924,911.13 2,344,342,686.9012,399,833,076.84 2,360,793,467.09

1 8 8 3.
MARCH 13.
2,343 banks.
Loans and discounts i$l.
Bonds for circulation
Bonds for deposits . .
XJ. S. bonds on hand .
Other stocks and b'ds
D u e from res' ve ag'ts
D u e from n a t ' l banks
Due from State b a n k s
Real estate, etc
C u r r e n t expenses . . .
P r e m i u m s paid
Cash items
Clear'g-houseexch'gs
Bills of other banks .
Fractional currency.
Specie
Legal-tender notes . .
U.S. cert's of deposit.
Duefrom U. S. T r e a s .
Total

MAY 1.

JUNE 22.

OCTOBER 2.

DECEMBER 31.

2,375 banks.

2,417 b a n k s .

2,501 b a n k s .

2,529 b a n k s .

43 $1,262,339,981. 87 $1,285,591,902.19 $1 ,309,244,781. 64 $1,307,491,250.34
354,480,250.00
351.412,850.00
354,002.900.00
345,595,800.00
16,949,000.00
17,116.000.00
17,081,000.00
16,846,000.00
15,870,6('0.00
16,978,150.00
13.151,250.00
13,593,050.00
68,340,590.79
68,552,073.03
71,609,421.62
71,114.031.11
109,306,823.23
126,999,606,92
126,646.954.62
124.918,728.71
68,477.918.02
77,902,785.07
66,164.638.21
65,714,229.44
19,382,129.33
19,402,047.12
19,451,498.16
18,266,275.05
47,155.909. 80
49,540,760.35
47,502,163.52
48,337,665.02
7,754,9.i8.86
4,878,318.44
8,829,278.26
6,808,327.30
7,798,445.04
8,047,252.98
8,079.726.01
8,064,073.60
15,461,050. 16
17,491,804.43
11,109,701.18
13,581,049.94
145,990,998.18
134,545,273.98
90,792,075.08
96,353,211.76
22,655,833.00
28,809,699.00
26,279,856. 00
22,675,447. 00
446,318.94
427,754.35
456,447. 36
443,951.12
103,007.266.32
114,276,158.04
115.354,394.62
107,817,983.5M
68,256.408. 00
80,559,796.00
73,832.458.00
70,672,1)97. 00
8,420,000.00
10,840,000.00
10,085,000.00
9,970,000.00
17,497,694. 31
16,865.938.85
17,407,906.20
16,586,712.60

2,298,918,165.11 2,360,192,235. 85| 2,364,833,122.44 2,372,656,364.81 2,445,880,917.49




REPORT OF THE COMPTROLLER OF THE CURRENCY.

267

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893—Continued.

I 8 8 1.
MARCH 11.

MAY 6.

JUNE 30.

OCTOBER 1.

DECEMBER 31.

2,094 banks.

2,102 banks.

2,115 b a n k s .

2,132 banks.

2,164 banks.

Liabilities.
Capital stock

$458, 254, 935. 00 $459, 039, 205.00 $460, 227, 835. 00 $463, 821, 985. 00 $465, 859,835.00

Surplus fund
Undivided profits

122, 470, 996.73
54, 072, 225.49

124,405,926.91
54, 906, 090.47

126, 679, 517.97
54,684,137.16

128,140,617.75
56,372,190.92

129, 867, 493. 92
54, 221, 816.10

IsTat'l bank circulation
State b a n k cireulat'n

298, 590, 802. 00
252, 765. 00

309,737,193.00
252, 647. 00

312, 223, 352. 00
242, 967. 00

320, 200,069.00
244,399. 00

325,018,101.00
241, 701. 00

1, 402,118.43

2,617,134.37

5, 871, 595. 59

3, 836, 445. 84

6, 372, 737.13

Dividends u n p a i d . . . .
Individual d e p o s i t s . .
U. S. deposits
D e p ' s TJ. S.dis. officers

933, 392, 430. 75 11,027,040,514.10 1:, 031, 731, 043. 42 1, 070, 997, 431. 711,102, 679,163.71
9, 504, 081. 25
476,
8,796,678.73
7, 381,149. 25
8,971,826.73
" 689. 74
3,371,512.48
3, 595, 726 83
3, 839, 324. 77
3,272,610.45
3, 631, 803.41

Due to national b a n k s
D u e to State b a n k s . .

181, 677, 285. 37
71,579,477.47

191,250,091.90
80, 700. 506. 06

223, 503, 034.19
91, 035, S99. 65

205, 862, 945. 80
89, 047, 471.00

197,252, 326. 01
79, 380,429. 38

^Totes re-discounted.
Bills payable

2, 616,203.05
4,581,231.47

2, 908, 370.45
4,493, 544.77

2, 220, 053. 02
5,169,128.57

091,165.30
664, 077.12

4,122,472. 79
4, 482, 325.25

Total

2,140,110,944.78 2, 270, 226, 817. 76 2, 325,832, 700.7512, 358, 387, 391. 59J2, 381, 890, 866. 85

1 8 8
MARCH 11.

2,187 banks.
Capital stock

MAY 19.
2,224 banks.

JULY 1.

OCTOBER 3.

DECEMBER 30.

2,239 b a n k s .

2,269 banks.

2,308 banks.

$469, 390, 232. 00J $173, 819,124.00 $477,184, 390. 00 $483,104, 213. 00 $484, 883, 492.00

Snrplus fund
Undivided profits

130,924,139.66
60,475, 764. 98

129, 233, 358. 24
62, 345,199.19

131,079,251.16
52,128, 817. 73

131, 977, 450. 77
61,180, 310.53

135, 930, 969. 31
55,343,816.94

N a t ' l bank circulation
State bank circulat'n

323,651,577.00
241,527.00

315, 671, 236. 00
241, 319. 00

308,921, 898. 00
235,173. 00

314,721,215.00
221,177. 00

315, 230, 925. 00
207, 273. 00

1,418,119.12

1, 950, 554.88

6, 634, 372. 20

3,153,836.30

6, 805,057. 82

Dividends unpaid

Individual deposits . . 1, 036, 595, 098. 20 1, 001, 687, 693. 74 1,066, 707, 248. 75 1,122, 472, 682. 46 1, 066, 901, 719. 85
8,853,242.16
9,741,133.36
9,817,224.44
8,817,411.21
9,622,303.56
U . S. deposits
Dep's XJ. S. dis. officers
3,372.363.96
3,493,252.88
2,867,385.63
3,627,846.72
3,786,262.20
D u e to national b a n k s
D u e to State b a n k s . .

187, 433, 824.90
78, 359, 675.85

192, 067, 865. 26
78, 911, 787. 20

194,868, 025.46
84, 066, 023. 66

180, 075, 749. 77
79, 885, 652. 22

194, 491, 260. 60
77, 031,165. 82

Xotes re-discounted .
Bills payable

3, 912, 992.38
4,428, 531. 51

3, 754, 044. 38
5, 008, 343. 00

4,195,210.99
5, 637, 665. 88

747, 614. 68
848, 517.18

6, 703,164. 45
3, 856, 056. 54

Total

2, 309, 057, 088.72 2, 277, 924, 911.13 2,344,342,686. 90J2, 399, 833, 676.84 2, 360, 793,467. 09

1883.
MARCH 13.
2,343 b a n k s .

Capital stock
Surplus fund . . .
Undivided profits. -.
N*atl bank circulation
State bank circulat'n
Dividends unpaid

MAY

1.

2,375 b a n k s .

JUNE 22.

OCTOBER 2.

i DECEMBER 31.

2,417 banks.

2,501 banks,

2,529 banks.

$490, 456, 932. 00 $493,963,069.00 $500,298,312.00 $509,699,787.00 $511,837,575.00
136, 922, 884. 44
59, 340, 913. 64

137,775,004.39
60,739,878.851

138, 331, 902. 06J 141,991,789. 18
68,354,157."
.15
61,560,652.04
~

144,800,252.13
58, 787, 945. 91

312, 778, 053. 00
206, 779. 00

313, 549, 993.00J
198,162.00

311, 963,302. 00
189, 253.00

304,944,131.00
181,121.00

1, 389, 092. 96

2, 849, 629. 87

1, 454, 232. 01

310, 517, 857. 00
184, 357.00
3, 229, 226.

7, 082, 682. 28

Individual deposits.. 1, 004, 111, 400. 55 1, 067, 962, 238. 35 1, 043,137, 763. 111,
U. S. deposits
9, 613, 873. 33
11, 624, 894. 57
10,130, 757. 88!
Dep's U. S.dis. officers
3,787, 225. 31
3, 618,114. 79
3,743, 326. 56

049, 437, 700.
10,183,196
3, 980, 259.

1,106,453, 008.23
10. 026, 777.79
3, 768, 862. 04

Due to national banks
Due to State banks..

191, 296, 859.14
80, 251, 988. 26

180, 445, 876. 92
78, 544,128. 82

194,150,676, 43
84, 744, 666.

186, 828. 676. 27
83, 602, 073. 01

Notes re-discounted .
Bills payable

5,101,458.60
3, 660, 724. 79

5, 557,183. 69
3,364,061.60J

5,197, 514. 12|
3, 137, 259. 77|

Total....

7, 387, 537.
4,053,252.

200, 867, 280. 06
84, 776,421.60
8, 248, 562. 67
4,106, 297. 78

2,298,918,165.11 2, 3(30,192, 235. 85 2,364, 833.122.44 2, 372, 656, 364. 82 2,445,880,917.49




268

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGREGATE RESOURCES AND LIABILITIES OF THE JNATIONAI

1§84.
Resources.

MARCH 7.

APRIL 24.

JUNE 20.

|SEPTEM15ER 30.

DECEMBER 30.

2,563 banks.

2,589 banks.

2,625 banks.

2,664 b a n k s .

2,664 b a n k s .

Loans and discounts $1,321,548,289. 62 $1,333,433,230. 54 $1,269,862,935.96 $1,245,294, 093. 37!$1,23-1202,226. 44
Bonds for <. iiculation 339,816,150.
337, 342, 900. 001 334, 346, 350. 00 32'
000. 00| 317, 586, 050. 0C
16, 850, 000.
Bonds lor deposits . .
17,135, 000. 00| 17,060, 000. 00 16,
000. 00
16, 740, 000. 0C
18, 672. 250.
TJ. S. bonds on h a n d . .
15, 560, 400. 00 14,143, 000. 00 13,
600.00
12, 305, 900.0C
73,155, 984.
Other stocks and b'ds
73, 424, 815. 97 72, 572, 306. 93
477. 46
73, 449, 352. 01
71,
D u e from res've ag'ts 138,705,012.
122,491,957.98
95, 247,152. 62 111,
019.65 121,161, 976.8C
64. 638, 322.
D u e from nat'l b a n k s
68,031,209.90
64, 891, 670.13
544. 57
69, 459, 884. 4*
66,
D u e from State banks
17, 937, 976.
18,145. 827. 61 . 16, 306, 500.91
982. 98
18, 329, 912. 01
15,
49,418,805.
Real estate, etc
49, 667,12(5. 87 50,149, 083. 90
886. 91
49, 889, 936. 0C
49,
7, 813. 880.
C u r r e n t expenses
8, 054, 'J96. 82
8, 866, 558. 09
508. 85
9, 670, 996. U
6.
9, 742, 601.
P r e m i u m s paid
9, 826, 386. 76 10, 605, 343.49
631.68
11, 923,447. U
II,
11, 383, 792.
Cash items
11,237,975.71
11, 382, 292. 69
098. 55
11, 924,152. 8S
13,
Cl'g-house loan cert's
10,335, 000.00
000.00
1,870, 000. OC
1,
68, 403, 373.
83,531,472.58
Clear'g-house exc'gs.
69,498,913.13
118.15
75,195, 955. 9£
66,
23,485,124.
26, 525,120.00
Bills of other b a n k s .
23, 386. 695. 00 23,
854. 00
22, 377, 965. 0C
491, 067.
489, 802. 51
Fractional c u r r e n c y .
473J 046. Q6
023. 89
456, 778.2C
122, 080, 127.
114, 744, 707. 09 109,661,682.11 128,
Specie
474. 73 139, 747, 079. 5S
75, 847, 095.
77, 712,628. 00 76, 917, 212. 00 77,
Legal-tender notes . .
659. 00
76, 369, 555.0C
14. 045, 000.
11,990,000.00
U. S. cert's of deyjosit
9, 870, 000. 00 14,
000. 00
19, 040, 000. 0C
16,465, 785.
17, 468, 976. 58 17, 022,999. 34
D u e from TJ. S.Treas.
906. 28
15, 442, 306. 52
17,
~

Total

~

-

-

•

-

•

-

-

4

3

5

2, 390, 500, 638. 51 2, 396, 813, 834. 92J2,282, 598, 742. 96j2, 279,493, 880. 07J2, 297,143, 474.21

MARCH 10.

JULY 1.

OCTOBER 1.

DECEMBER 24.

2,671 banks.

2,689 b a n k s .

2,714 b a n k s .

2,732 banks.

Loans and discounts. $1,232,327,453. 69 $1
1,257,655,547.91; $1^306,143,990. 46 $1
1,343,517,559.96
Bonds for circulation 313,106,200.00
310,102,200.00 307, 657, 050. 00 304, 77t>, 750. 00
Bonds for deposits . .
17, 607, 000. 00 17,457,000. 00
16,815,000.00
18, 012, 000. 00
TJ. S. bonds on h a n d . .
14, 588, 800.00
14, 607, 650. 00
14, 329, 400. 00
12,665,750.00
Other stocks and b'ds
77,249, 159.42
75,152,919.35
77, 495, 230. 25
77, 533, 841. 38
D u e from r e s v e ag'ts 136, 462. 273. 26
132, 733, 904. 34 138, 378, 515. 15 139,239, 444. 80
D u e from nat'l banks
77, 220, 972. 29 78, 967, 697.
66, 442, 054. 87
79, 452, 309.67
D u e from State banks
17,180, 008. 4G 17, 987, 891.
17, 572, 822. 65
18, 553, 946. 46
50, 729, 896. 08 51,293,801.
51, 963, 062. 01
49, 699, 501.42
Real estate, etc
3, 533, 759. 49
9, 416, 971. 01
7, 877, 320. 27
C u r r e n t expenses
6, 853, 392,
12, 690, 663. 41
11, 802, 199. 8fi
12, 330, 437. CO
P r e m i u m s paid
12, 511, 333.
17, 214, 373. 52
12,810,187.64
11, 228, 856. 82
Cash items
14, 347, 579.
1, 380, 000. 00
630, 000.00
1, 530, 000. 00
Cl'g-house loan cert's
1,110,000.
92,351,296.77
113,158,675.32
59, 085, 781. 99
Clear'g-house exc'gs.
84, 926, 730.
23,178, 052. 00
23, 4C5, 388. 00 23,002, 765.
22,013,314.00
Bills of other b a n k s . .
415, 082. 64
519, 529. 96
489, 927.18
Fractional currency
477, 055.
1, 670, 961. 77
Trade dollars
1, 605, 763.
165, 354, 352.37
167,115,873.67 177,433,119.30 177,612,492.02 174, 872, 572.
Specie
77, 336, 999. 00 79, 701, 352. 00 69,738,119.
67,585,466.00
71,017,322.00
Legal-tender notes . .
19,135,000.00
11, 765, 000. 00
22, 920, 000. 00 18,800,000.
22, 760, 000. 00
IT. S. cert's of deposit
14,981,021.79
14, 617, 897. 02 14,897,114.
15, 079, 935. 80 15, 473, 270. 84
D u e from TJ. S.Treas.
Total

2,312, 744, 247. 35J2, 346,682,452. 99 2, 421, 852, 016.47|2, 432, 913, 002. 38 2,457, 675, 256.13

1886.
MARCH 1.

JUNE 3.

AUGUST 27.

OCTOBEB 7.

DECEMBER 28.

2,768 banks.

2,809 banks.

2,849 banks.

2,352 banks.

2,875 b a n k s .

Loans and discounts. $1.367,705,252.80 $1,398,552,099. 7.1 $1,421,547,199. 22 $1.450,957,054.93 $1,470,157,681.13
'" 661, 400. 00 279, 414. 400. 00 270, 315, 850. 00 258, 498, 950. 00 228, 384, 350.00
Bonds for circulation!1 296,
18,810;000.00
18, 637, 000. 00
19, 984, 900.00
Bonds for deposits ..
20,105, 900. 00
21, 040, 900. 00
16, 580, 050. 00 12, 535, 550. 00 14, 368, 950. 00 12, 320, 5uO. 00 10, 576, 200. 00
TJ. S. bonds on hand..
80, 227, 388. 98 83,347,119.93
82,439, 901. 64 81,825,266.40
Other stocks and b'ds
81, 431, 000. 66
Due from res've ag'ts 142, 805, 686. 91 133, 027,136. 53 143,715,221.45 140, 764, 579. 01 142,117,979.28
78,091,411.58
Due from nat'l banks
76, 933, 579. 67 77, 632,198. 47
80,526,615.77
88,271,697.96
18,387,215.76
Due from State banks
18, 834, 235. 88 17,720. 924. 26
20,140, 256. 27 21, 465, 427. 08
53,117,564.42
53, 834, 583.58
52,262,718.0^
54, 090, 070. 94 54, 763, 530. 37
Real estate, etc
8, €84, 672. 33
5, 837,175.21
7,438, 741.12
7, 705, 850. 57
Current expenses
10, 283, 007. 79
13,641,463.72
13, 298, 269.23
14, 303, 529. 55i 15,160, 621.67
12, 237, 689.15
Premiums paid
10, 408, 981. 58 13,277,169.64'
15,135, 538. 48 12,181, 455. 80
Cash items
13, 218, 973.44
205, 000. 00
85, 000. 00
505, 000. 00
Cl'g-house loan cert's
76,140, 330. 60
62, 474, 605. 90 95, 536, 941.15
99, 923, 656.84
70, 525,126. 92
Clear'g-house exc'gs.
25,120, "38. 00
21, 602, 661. 00
22, 734, 085. 00f
20, 503, 303. 00
26,132, 330. 00
Bills of other banks.
452,361.34
451, 308. 89
434, 220. 93|
447, 833.09
470,175.18
Fractional currency.
1,713,384.35
1,857,041.56
1,889, 794. 5!
1, 827, 364.20
1, 681, 530. 65
Trade dollars
171, 615, 919. 39 157,459,870.49 149,000,492.10 156, 387, 696. 00| 166, 983, 556. 01
Specie
79, 656, 788. 00 64, 039, 751. 00 62, 812, 322.00
67, 014, 886.00
67, 739, 828.00
Legal-tender rotes . .
8,115, 000. 00
5, 855. ooo. oo|
6, 195, 000.00
12, 430, 000. 00 11, 850, 000. 00
TJ. S. cert's of deposit
11, 868, 912. 52
11, 358, 014,
10, 056,128.39
12, 953, 248. 20 12, 198,528.43
5 % fund with Treas.
1, 410, 892. 00
1, 599, 303.36
2, 592, 042. 94
975, 376.96
1, 513, 019.67
Ducfrom TJ. S.Treas.
Total..

2,494, 337,129.44 2, 474, 544, 481. 89|2,453, 666, 930. 07 2, 513, 854, 751.17j2, 507, 753, 912.95




REPORT OF THE COMPTROLLER OF THE CURRENCY.

269

BANKS FROM OCTOBEK, 1863, TO OCTOBER, 1833—Continued.

1884.
JUNE 20.

SEPTEMBER 30.

DECEMBER 20.

2,604 b a n k s .

2,664 banks.

:.00

2,025 banks.
$522,515,996.00

MARCH 7.
Liabilities.
Capital stock

~ V 6 3 banks
$515, 725, 005. 00|

2,589 b a n k s .
$518, 471,

$524, 271, 345. 00 $524, 089, 065. 00

Surplus fund
Undivided profits

145,741,679. 90|
63,644,861. 56

146, 047, 958. 07
67, 450, 459. 00

145, 763, 416.17
70, 597, 487. 21

N a t ' l bank circulati'n
State b a n k eirLulati'n

298,791,610.
lbO, 589. 00

297, 506, 243.00
180,576.00

295,175, 334. 00 289, 775,123.001 280,197,043. 00
179, 666. 00
179, 653.00
174, 645.00

1,422, 901. 91

1, 415, 889. 58

147, 055, 037.85
63, 234, 237. 62

146, 867,119. 06
70,711,369.95

1,384,686.71

3, 686,160. 33

1, 331, 421. 54

Individual d e p o s i t s . . 1, 046, 050,167.90 1, 060, 778. 388. 06 979, 020, 349. 63
9, 956, 875. 24
11, 233' 495. 77
10, 530, 759. 44
U . S . deposits
3, 856, 461.66
3, 588, 980. 50
3, 664., 326.13
D e p ' s U . S.dis. oflicTS

975,243, 795.14
10, 307, 909. 92
3, 703, 804. 34

987, 649, 055. 68
10, 655, 803. 72
3, 749, 969. 85

192, 868, 942. 31 155, 785, 354. 44
SQ, 778,138. 85 70, 480, 617.11

173, 979,149. 80
72, 408, 206. 85

187, 296, 348.30
72, 572, 381. 43

11, 008, 595. 07
4, 580, 862.15

8,433, 724. 67
3, 415, 524.07

Dividends unpaid

D u e to national b a n k s
D u e to State b a n k s . .

207, 461,179.
88,466, 363.

Notes re-discounted..
Bills payable
Cl'g-house loan cert's

6, 234, 202.
2, 968, 740.

Total.

7, 299, 284. 58
3,193, 635.20

2, 390, 500, 638. 512, 396, 813, 834.

11, 343, 505.55
4, 262, 244. 57
11, 895, 000. 00

2, 282, 598,742. 96 2, 279, 493, 880.07 2,297,143,474.27

1885.
MARCH 10.
2,671 banks, j

Capital stock
Surplus fund
Undivided profits
Kat'l bank circulati'n
State bank circulati'n
Dividends unpaid
Individua. deposits..
U. S. deposits
Dep's U. S. dis. ofiic'r»
Due to national banks
Due to State banks..
Notes re discounted-.
Bills payable
Total

MAY 6.

JULY 1.

OCTOBER 1.

DECEMBER 24.

2,678 banks.

2,089 b a n k s .

2,714 b a n k s .

2,732 b a n k s .

$524, 255,151.00 $525,195, 577.00 $526,273, 602. 00 $527, 524,410.00 $529, 360, 725.00
146, 523, 799. 94
52, 229, 946.61

146, 624, 642. 06
59, 335, 519.11

150,155,549.52
69,229, 645. 82

274, 054,157. 00! 273, 703, 047. 00 269,147,690. 00
144,489.00
162,581..00!
144,498.00

2*38, 869, 597. 00
136, 898. 00

267,430, 837. 00
133, 932. 00

3, 508; 325. 38

1, 360,977. 27

145, 907, 800. 02
60, 296,452. 56

1,301,937.731

145,103, 776.01
60,184, 358.12

2, 577, 236. C

6,414, 263. £

996, 501, 647.401,035, 802,188.56 1,i, 106, 376, 516. 80 11,102,372,450.351L, 111,429,914.98
10, 995, 974.
11,006,919.471
11,690,707.52
11,552,621.98
12, 058, 768. 36
3, 027, 218. 02
3, 039, 646.40;
3, 330, 522. 70
2, 714, 399. 37
3, 005, 783.11
205, 877, 203. 09

199, 081,104.40

203, 932, 800. 05

213,534, 905.08

216, 564, 533.96

82,190, 567. 43

81, 966, 092. 25

88, 847, 454. 78

86,115,061.25

85, 060,162.27

6,209, 722.15
1, 850,462.10

5, 736, 012.02
2,167, 333. 33

5, 864, 000. 85
2, 074, 259. 76

8, 432, 792. 64
2,191, 380.16

9, 932, 828. 24
1, 951, 598. 60

2, 312, 744, 247.35 2, 346, 682, 452. 99 2,411, 852, 016.47 2,432, 913, 002. 38J2, 457, 675, 256.13

1S§6.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulati'n
State bank circulati'n
Dividends unpaid

MARCH 1.

JUNE 3.

2,768 b a n k s .

2,809 b a n k s .

AUGUST 27.

OCTOBER 7.

DECEMBER 28.

2,849 banks.

2,852 banks.

2,875 banks.

$533, 360, 615.00 $539,109, 291.72 $545, 522, 598. 00 $548, 240, 730.00! $550, 698, 675. 00
152, 872, 349.01
59, 376, 381. 80

153,642, 934. 85 157, 003, 875.60
67, 662, 886. 02 j 62, 211, 565. 63

157, 249,190. 87
66, 503, 494. 72

159,573,479.21
79, 298, 286.13

256, 972,158.00
133, 931. 00

244, 893, 097. OOi 238,273, 685. 00 228,672,610.00
132, 470. 00
128, 336. 00
125,002.001

202, 078, 287, 00
115,352.00

1, 534, 905. 58

1, 526, 776.66

1, 863, 303. 62

2,227,810.59

1,590,345.06

35 1,172, 968, 308.61 1,169, 716, 413.13
Individual deposits.. 1,152, 660, 492. 061,146, 246, 911.43)1,113, 459,187.
13, 670, 721. 76J
12,414,566.52
14,1!95, 927. 74
13,842,023.69|
13,705,700.73
U. S. deposits
3,019,018.72
2, 798, 864. 55
2, 884, 865. 62
2,721,276.771
4,270,257.85
i
Dep's U. S. di«. oflic'rs

Due to national banks
Due to State banks..
Notes re-discounted..

219,778,171.80

204, 405, 273.11

218, 327,437. 33

218, 395, 950. 54

223, 842, 279.46

92, 663, 570.46

90, 591,102.81

90, 366, 354. 90

90, 246,483. 31

91, 254, 533. 23

8, 376, 095.20

8, 718, 911.71

7, 948,698. 27

10, 594,176. 56

9,159, 345.79

1,174, 874. 29

1,145,240.26

1, 381, 095. 01

2, 067,693.48|

2, 444,958.36

Bills payable
Total

2, 494, 337,129. 44 2, 474, 544, 481. 89 2, 453, 666, 930.07 2, 513, 854,751.17J2, 507, 753, 912.95




270

REPORT OF THE COMPTROLLER OF THE CURRENCY
AGGREGATE RESOURCES AND LIABILITIES OF THE

188
Resources.

I banks.

7.

MAY 13.

AUGUST 1.

OCTOBER 5.

DECEMBER 7.

2.955 banks.

3,014 b a n k s .

3,049 b a n k s .

3,070 banks.

Loans and discounts $1,515,534,674.67 $1,560,291,810. 73$l,560.371, 741. 05 $1,587,549,133. 76 $1,583,941,484.96
Bonds for circulation 211, 537," 150. 00 200, 452, 300. 001 189,032, 050. 00 189 0«3, 100.00J 186, 431, 900.00
26,402, 000. 00 27, 757, ooo. ooj 42, 203,000.00
Bonds for d e p o s i t s . .
24, 990, 500. 00|
22, 976, 900. 00
7, 808, 000.00
IT. S. bonds on hand.
6,914, 350. 00
6, 988, 550.00
9,721,450.00
8,157, 250.
88, 374, 837. 99 88, 831, 009. 96, 90, 773,413.31
Other stocks and b'ds
87,441,034.86
88,031,124.
140, 270, 155. 75 140, 873, 587. 98| 132,959,765.34
Due from resv'e agt';
163, 161,181.8'
148, 067, 874.
299, 487, 767. 80 93, 302, 413. 941 98, 227,065.30
D u e from n a t ' l banks
86, 460, 829. OS 105,576,841.
30, 952, 187. 86 22,103, 677. 18
D u e fromState banks
21, 725.805.99
22, 746,190.
21,995,356.41
56, 954, 622. 58 57, 968, 159.71
Real estate, e t c . . .
55, 128,600.78
58, 825,168.16
55, 729, 098.
5,158, 940. 86
Current expenses...
8, 064, 292. 40
8 253, 890, 72
10,600,817.35
7,781, 151.
17, 353, 130. 17 17, 288, 771. 35
P r e m i u m s paid
15,537,721.22
18, 797, 205.79
16,806,431.
16,914,
070.
02
Cash items
13, 308, 520. 04
14,691, 373. 38
13,326.455.77
13,065,663.
128,211, 628. 48 88, 775, 457. 991 85, 097, 380.41
89, 239, 194. 59
Clear'g-house exc'gs
80, 829, 363
22, 962, 737. 00 21, 937, 884. OOi 23, 447, 294. 00
Bills of other banks
22, 235, 206. 00
25,188,137.
564, 266. 72
Fractional currency.
577, 878. 03
554, 906. 55
556,186.
540, 594. 50
63, 671. 9:
T r a d e dollars
1,803,661.40
184, 203.
509.25
165,104, 210.28 165, 085, 454. 38; 159,240,643.48
Specie
171, 678, 906.15 167,315,665.
74, 477, 342.00
73,751, 255. 00|
Legal-tender n o t e s . .
G6, 228, 158. 00
79, 595, 088.
75, 361,975.00
7,810, 000.00
6,190, 000.00
U . S. cert's of deposit
7, 645, 000. 00
8, 025, 000.
6,165. 000.00
8,341, 988.77
8. 310, 442. 35^
5 % fund w i t h Treas
9, 280, 755.33
8, 810, 585.
8,168,503.20
660, 818.42
'985, 410.14;
D u e from U.S.Treas.
1, 856,195.13
1,113,554.
1,068,117.43
Total

Resources.

2, 581,143,115. 05 2, 629, 314, 022. 42 2, 637, 270,167.72J2, 620,193, 475. 59 2, 624,186,530.55

FEBRUARY 14.

APRIL 30.

JUNE 30.

OCTOBER 4.

DECEMBER 12.

3,077 banks.

3,098 b a n k s .

3,120 b a n k s .

3,140 b a n k s .

3,150 banks.

Loans and discounts $1,584,170,370. 51 $1,606,397.923.95 $1,628,124,561.83 $1,684,180,624.27 $1,676,554,863,67
"Bonds for circulation 181,845,450.
177, 543,900. 00 171, 867, 200. OOJ 162,820, 650.00
181, 042, 950.
Bonds for deposits..
55, 788, 000. 00
54, 208, 000. 00
56, 863, 000.
56, 643, 000.
48,949,000.00
U. S. bonds on hand.
7, 830,150. 00
6, 507, 050. 00
7, 639, 350.
6,450, 500.
6,374,400.00
Other stocks and bd's
96,265,812.31
99, 752,403.73 102,276,898.17
94,153, 688.
95, 296, 917.
Due from res' ve ag'ts 155, 341, 240.
158,133,598.31 170, 458, 593.83 156,587,199.27
146, 477, 902.
Due from nat'l banks
101, 689, 774. 90
99,821,000.57 107,175, 402.59
92, 9^0, 682.
95,519,102.
DuefromState banks
22, 714, 258.27
23, 767,260. 53
24, 217,165.51
21, 880, 069.
22, 709, 703.
61,101,833.19
62,634,791.74
Real estate, etc
63, 436, 066. 74
59, 366, 247.
60,111,356.
5, 685, 313. 21
8, 498, 758. 28
Current expenses...
11,342,192.45
6,531,237.
9,843,637.
18, 903, 434. 54
17, 615, 898. 02
Premiums paid
16,681,256.56
19, 779, 498.
19, 501, 481.
16, 855, 801.15
15, 071, 024. 30
Cash items
14,140, 858.12
12,255,978.
14, 644, 675
74, 229, 763. 69 102,439,751.67
Clear'g-house exc'gs
91, 765, 292.99
73, 418, 037.
117, 270, 706.
21,343,405.00
21, 600, 818. 00
Bills of other banks
21, 728,238.00
23,145, 206.
24,434,212.
632, 602. 42
684, 268.41
Fractional currency.
628, 387.42
683,148.
662, 722.
371.76;
419. 05
Trade dollars
763.56
437,
351.
Specie
181, 292, 276.76| 178, 097, 816, 64 172,734,278.50
173, 830, 614.
172,074,011.
Legal-tender notes..
81,995,643.00!
81,099,461.00
82,317,670.
83,574,210.
82, 555,060.00
U. S. cert's of deposit
12,315,000.00
8,955.000.00
10,120, 000.
9, 330, 00!).
9, 220,000.00
5 % fund with Treas
7, 765, 837.16
7, 555, 401. 72
7, 993,189.
7, 887, 950.
7,141,434.41
Due from U. S. Treas.
1, 236, 675. 66!
935, 799. 31
1, 240, 035.
1, 361, 033.
1, 246, 391.04
Total

2, 664, 366, 304. 44 2, 732,423,198.19 2,731, 448,016.16)2, 815, 751, 341.07 2, 777, 575,799.00

18 8 9.
FEBRUARY 26. I

Resources.

3,170 banks.

MAY 13.
3,206 banks,

JULY 12.

SEPTEMBER 30.

DECEMBER 11.

3,239 banks.

3,290 b a n k s .

3,326 bants.

Loans and discounts. $1,704,067,489.39$! .739,051,934. 67 $1 ,779,054,527.66 $1,817,257,703.17 $1,811,686,891.57
Bonds f rr circulation 156, 728, 200. 00 149, 520, 850. 00, 147, 502, 200. GOi 146,471,700.00 143,434, 700. 00
Bonds for deposit . . .
44, 882, 000. 00J
44. 832, 000. 00
46, 384, 000. 00
44, 063,000. 00
41,681,000.00
V. S. bonds on h a n d . .
6, 690, 800. 001
6,810,100.00!
6, 395, 000.00
4,438, 200. 00
3, 740, 350. 00
Othes stocks and b'ds 102, 215, 066. 01 103, 030, 575. 311 106, 712,474. 80J 109, 313, 635. 01 111,344,480.32
Due from res've ag'ts 192,702,196.35 187, 372, 295.47i 192,590,073.67 189,136,281.01 164,889,765.16
D u e from nat'l banks 101, 327, 319.18 107,091,577.44 108, 999, 878. 96 117, 869, 749. 37 118, 206, 354. 91
D u e from State banks
26, 924, 218.24
25,956,516.98
24,651,712.33
28, 417, 511. 26
28,143,681.33
Real estate, etc
66, 855, 303. 68
67, 377,183.12
66, 248,183.93
69,377,173.73
70, 694,191.37
C u r r e n t expenses . . .
8, 984, 846. 65
3, 760, 961.17
7,418,190.08
8, 525, 924,84
11, 902, 368.22
P r e m i u m s paid
17,126, 726. 31
16, 729, 244. 88
17, 05*, 275.44
16, 613, 917.93
15, 847, 602.85
14, 350, 765.37
15, 049, 325.16
Cash items
12.676,652.11
17,059, 786. 57
15,134, 700.19
Clear'g-house exc'gs
84,111,547.63 101,452,588.54 101, 552, 062. 67 136, 783,162. 26 103, 719,453.43
24,761,487.00
Bills of other b a n k s .
25, 722, 720. 00
20, 875, 528, 00
22,411,826.00
20,388, 807.00
719,273,63
Fractional currency.
698, 369.91
682,034.93
717,823.63
720,462. 37
Specie
182, 284. 803. 00 185,176,450.86 175, 903, 868.98 164, 326, 448.84 171,089,458.10
97, 456, 832.00
Legal-tender notes . .
97, 838, 385. 00
86, 752, 093. 00
88, 624, 860.00
84, 490, 894.00
14, 890, 000.00
TJ. S. cert's? of deposit
13, 355, 000.00
12, 945, 000.00
13, 785, 000. 00
9,045, 000. 00
6, 457, 820. 66
5 %fund with T r e a s .
6, 565, 205. 97
6,405,058.18
6, 860, 148. 44
6,276,659.40
1,161, 617. 26
D u e from U. S. T r e a s .
1, 001, 795.11
976, 737.81
1, 066, 950. 97
1, 239, 867.01
Total

2, 837, 406, 213.93,2,904, 922,517. 45 2, 937, 976, 370.24 2, 998, 290, 645. 9112, 933, 676, 687.23




REPORT OF THE COMPTROLLER OF THE CURRENCY.

271

FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued.

Liabilities.

2,955 banks.

2,909 banks.

OCTOBER 5.

| DECEMBER 7.

3,049 banks,

j 3,070 b a n k s .

$555, 351, 765. 00 $565, 629, 068.45 &J71, 648, 811. 00 $578, 462, 765. 00 $580, 733, 094.42

Capital stock
Surplus fand
..
Undivided profits...
Nat'1-bank circulat'n
State-bank circulat'n
Dividends unpaid...

164, 337,132. 72
67, 248, 949.16

167. 411, 521.03
70,153, 368.11

172, 348, 398.99
62, 294, 634. 02

173. 913, 440.97|
71, 451,167. 02

175, 246, 408. 26
79, 899, 218. 06

186, 231, 498. 00
106,100, 00

176, 771, 539.00
98, 716.00

166, 625, 658. 00
98, 697. 00

167, 283. 343. 00
98, 699. 00,

161, 904, 094. 00
98,
98 676.
676 50

1, 441, 628.17

1, 977, 314. 40

2,239,929.46

2,495,127.83;

1,343,963.98

Individual deposits. 1, 224 925, 698. 26 1, 266, 570, 537.67
15, 233, 909. 94
17, 556, 485.93
TJ. S. deposits
3, 779, 735.14
4, 277,187. 61
Dep's U. S.dis.offic'rs
Dae to national ba'ks
Due to State banks
Notes rediscounted .
Bills payable
Total

AUGUST 1.
3,014 b a n k s .

, 285, 076, 978. 58 1I, 249, 477,126. 95 1, 235, 757, 941.59
19,180, 712. 77
20,392,284.03!
38,416,276.87
4, 074, 903. 62
4,831,666.14!
4,515,024.05

249,337,482.40

244, 575, 545.12

235, 966, 622. 46

227,491, 984.15

223, 088, 927. 85

103, 012, 552.48

102, 089, 438. 63

103, 603, 598.14

102, 094, 625.68|

98, 809, 344. 66

7, 556, 837.10
2, 082, 374. 21

10,132, 799. 64
2, 567, 953. 30

11,125, 256. 08
2, 985, 987. 60

17, 312, 806. 39
4, 888,439.43

16,288, 247. 74
5,105,112. 57

2, 581,143,115. 05|2, 629, 314, 022.42 2, 637, 276,167. 72 2, 620,193,475.59J2, 624,186,330.55

1§§§.
UARY 14.

Liabilities.

3,07 7 banks.

APRIL 30.

JUNE 30.

OCTOBER 4.

DECEMBER 12.

3,098 b a n k s .

3,120 banks.

3,140 b a n k s .

3,150 b a n k s .

$582,194, 263. 75 $585, 449, 487775 $588, 384, 018. 25 $592, 621, 656. 04 $593, 848, 247. 29

Capital stock
Surplus fund
Undivided profits...
Nat'l bank circulat'n
Stateibank circulat'n
Dividends unpaid...

179 533, 475. 38
66, 606, 930.87|

180,053,507.27
78,196, 768. 9

183,106,435. 70
70, 296,173. 67

185, 520, 564. 68
77, 434, 426. 23

187, 292, 469. 97
88, 302, 639. 01

159, 750,193. 50!
98, 652. 50j

158, 897, 572. 00
94, 878. 50

155, 313, 353. 50
82, 372. 50

151, 702, 809. 50
82, 354. 50

143, 519, 296. 50
82, 354. 50

1,534,314.51

1,766,496.41

7,383,894.42

2,378, 275. 70

1, 267, 930.19

015.16
Individual deposits. 1, 251, 957, 844.421, 309,, 731,
,
55,, 193,
" 899.19
XT. S. deposits.
54, 691, 454. 69
-, 255, 362. 02
Dep s U.S.dis.ofnc'rs
4, 789, 033. 63

Due to national ba'ks

241, 038, 499. 93

. 292, 342,471. 281, 350, 320, 861.111, 331, 265, 617.08
,
54, 679, 643. 93J 52,140, 562. 97| <
46, 707, 010. 38
3, 690, 652. 65
3, 993, 900. 51
4,415,608.41
237, 050, 940. 91 248,248, 440. 03 260, 697, 968. 60 252, 291,134. 80

Due to State banks.

105, 539, 405. 53

104, 502, 668. 21

109,871,372.41

114, 936, 397.15

108, 001, 606.46

Koles rediscounted .
Bills payable

12, 806, 722.85
3, 796, 739. 99

12,721,238.71
4, 469, 076. 04

13, 006,119. 55
4, 955, 068.27

17, 305, 750. 61
6, 615, 813. 47

14, 844, 303.00
5,707,581.41

Total

2, 604, 366, 304.44 2, 732, 423,198.19 2, 731, 448, 016.16 2, 815, 751, 341. 07 2, 777, 575, 799.00

FEBRUARY 26.
Liabilities.

Capital stock .
Surplus fund
...
Undivided profits...
ISTat'l bank circulat'n
State-bank circulat'n
Dividends unpaid...
Individual deposits .
U.S. deposits
Dep's U.S.dis.offic'rs
Due to national ba'ks
Due to State banks Notes rediscounted .
Bills jjayable
Total

JULY 12.

3,170 banks.

3,206 b a n k s .

3,239 banks.

SEPTEMBER 30.
| 3,290 banks.

DECEMBER 11.
3,326 b a n k s .

$596, 569, 330. 70 $599, 472, 742. 88 $605, 851, 640. 50| $612, 584, 095. 00 $617, 840,164. 67
192, 458, 759. 90
76, 901, 041. 65

193, 746, 169. 52
83, 956, 827.81

196, 911,605. 90)
72, 532, 956. 94!

197, 394, 760. 55
84,866, 869.13

198, 508, 794.14
97, 050, 091. 86

137,216,136.50!
82, 347. 50

131,128, 137. 00
81, 899. 50

128, 867, 425.00
81, 008. 50

128, 450, 600. 00
80, 410.50

126, 039, 541. 30
81, 006. 50

1,338,706.37

2,007,667.72

3, 517, 596. 07

3, 600, 054. 96

1, 289, 651.13

i, 354, 973, 535. 80 1, 422, 042, 136.92 1, 442,137, 979.08 1, 475, 467, 560. 37 j 1, 436, 402, 685. 65
43, 554, 480.27; 42, 965, 811.22
43, 247, 864.17
41,588,613.71
39,224,588.51
4, 544, 501. 55:
4,136, 285. 33
3,451,189. 34
4, 936, 644. 66
4, 672, 950.14
286, 204, 670. 64
124,755, 971. 73

289, 753. 579.16
127,751,135.48
i
9, 249, 531. 33
3, 013,127. 72

10, 340, 502. 04
4, 083, G95.14

295,841,107.17! 293,015,192.80
131, 383, 46G. fcO 132, 327, 094. 47
10,133,196.24
4, 019, 334. 53

10,782,511.36
7,196, 238. 34

267,159,449.09
123, 713, 409.48
15, 723, 378.11
5, 970, 976. 65

2, 837,406, 213.93 2, 904, 922, 517. 45 2, 937, 976, 370. 24|2, 998, 290, 645.91 2, 933, 676, 687. 23




VF

THE

COJMrT-ROLiIjEK

VF

TlliS

AGGREGATE RESOURCES AND LIABILITIES OF THE NATIONAL

1 §9O.
FEBRUARY 28.

Resources.

3, 383 b a n k s .

MAY 17.

JULY 18.

3,438 banks. I 3, 484 banks.

OCTOBER 2.

DECEMBER 19.

3,540 b a n k s .

3,573 b a n k s .

Loans and discounts 1,844,978,433.06$! 904,167,351. 00 $1,933,509,332. 89 $1,980,058,320.13 $1,932,393,206.08
Bondsfor circulation.
143,790.900.
142.531,500.00
144,624 750.00
139,969,050.00
139,688; 150. 00
Bonds for deposits . .
29,893,000.
31,620,000.00
29,663,000.00
28.886,500.00
27,858,500.00
U. S. bonds on h a n d . 5,591,800.
5,870,550.00
5,624,350.00
2,297,500.00
2, 075, 600.00
Other stocks and b'ds
117,051,244..
116,848,501.23
116,469,536.45
115,528,951.02 116,609,301.40
D u e from res've ag'ts
183,206,306.
188,004,131.93
185,821,768.04
189,45J,786. 49 ] 60, 220, 682.r, 9
D u e from n a t ' l b a n k s
113,600,039.
114,379 065.00
112,207,068.35
118,289,012.46 111.573,147.08
Duo from State b a n k s
28,345,930.
28,800,812.21
27,311,955.07
28,485,223.32
2>H, 434, 882. 79
Real estate, etc
72,566,724.91
75,657,886.82
74,211,949.
76,835,310.02
78,060,490.13
C u r r e n t expenses . . .
4,257,598.27
9,916 955.
9,038,138.73
9,099,40a. 20
13,434,642.44
P r e m i u m s paid
14,316,075. 03
14,450,752.
14.735.693.95
14,248,488.10
14,508,760.03
Cash items
13,875,200.34
15,443,751.
15,187,240.17
17,201,819.17
15, 057, 481. 84
Clear'g-houseexch'gs
88,237,944. 43
112,613,788.35
68,428,149.
106,767.176.06
88, 818, 299.11
C'lg-house loan cert's
13, 395,249. 00
Bills of o t h e r b a n k s . .
18,492.392.00
21,318,480.00
19,813,670.
21,184,428.00
18, 832, 221. 0U
Fractional c u r r e n c y .
768,846.68
807.162.57
793,646.45
746,199.
755,021.82
Specie
195,908,858.84 190, 063, 006. 20
181,546,137.80
178,604,063.56
178,165,494.
Legal-tender notes . .
86,551,602.00
80,604,731.00
92,480,469.00
88,088,992.
82,177,126. 00
U. S. cert's of deposit
8,830,000.00
6,155,000.00
9,825,000.00
8.135,000.
5; 760, 000. 00
5 % fund with T r e a s .
6,191,888.87
6,305,121.98
6,301,510.
6,123,597.88
6, 069,110 84
D u e from U. S.Treas.
855,119.70
1,001,631.02
816,923.48!
867,223.
1, 093, 947. 04
Total

3,003,334,970.28 3,010,216,220.33 3,061,770,825.70! 3,141,487,494.85 3,046,938,825.59

1 89 1.
FEBRUARY 26.

Resources.

3,601 b a n k s .

MAY 4.
3,633 b a n k s .

JULY 9.
3,652 b a n k s .

SEPTEMBER 25.

DECEMBER 2.

3,677 b a n k s .

3,692 b a n k s .

;$2,005,463,205. 93 $2,001,032,625. 05
Loans and discounts $1,927,654,559. 80 $1,969,846,379. 67 $1,963,704,948.0'
" 00 150, 035, 600. 00 153,838,200.00
Bondsfor circulation 140,183, 450. 00 140,498,400.00) 142. 586, 400.
Bonds for deposits.. - 27, 904, 500. 00 27, 954, 500.00 25,150, 500. 00 20, 432, 500.
19,186, 500. 00
4, 439, 450.
U. S. bonds on hand..
4, 963, C50. 00
4, 279. 750. 00
3, 466, 250. 00
3, 768, 850.00
Other stocks and b'ds 121, 099, 034. 591 122,333,707.66 122, 347, 244. 98 125, 179, 076.
128, 440, 959. 39
Due from res've ag'ts 182,645,602.941 180,004,721.63 175, 591, 085. 51 193, 990, 323.
196.319,537.81
115,196,682.
Due from nat'l banks 110, 850, 874. 53i 112,500,098.73 114,471,803.
1241827, 315.25
29, 471, 898.
Due from State banks 27, 955, 862. 77! 28,172, 653. 23 27, 742, 727,
32, 425, 379. 39
83, 270,122.
84, 049, 386. 90
Real estate, etc
79, 096, 556. 48
81,919,491.
80, 874, 918. 58
9,
879,
231.
Current expenses . . .
8, 396,041. 93
4, 624, 889.
13, 279,136. 79
11, 405, 934. 04
14, 705, 700.
Preniiurns paid
14, 491, 627. 05j
14,351,727.
14, 695, 279.96
14,960,592.48
13, 272, 545.
Cash items
13, 349, 234. 66j
16, 073, 092.
17, 939, 023. 04
17, 002, 457. 69
122, 039, 882.
Clear'g-houseexch'gs 77,828,113.56! 126,447,384.31 80, 305, 873.
108,243,483.92
Cl'g-houseloan cert's
610, 000. 00!
120,000.00
Bills of other banks.. .19, 076, 085. 00 20, 456, 257. 00 21, 418, 977. 00
19,991,167.00
20, 225,104. 00
Fractional currency.
863, 181. 74
867, 462. 37
864, 742. 88!
837,175. 54
K30, 198. 62
Specie
201,240,362. 8^ 194,939,411.31 190, 7G9, 537. 46 183, 515, 075. 91 207, 898, 034. 75
Legal tender notes .. 89, 400, 399. OOi 96, 375, 249. 00 100,390,811. 00! 97, 615, G08. 00 93, 854, 354. 00
18, 845, 0U0. Ov)j
TJ. S. cert'sofdeposit. 11, C55, 000. 00 11,515,000.00
15, 720, 000. 00
8, 765, 000. 00
6, 129, 840. 091
5% fund with Treas.
6, 536, 931. 51
6,133,544. 12
6, 682, 280.10
6,158, 960. 87
1, 155, 473. 05!
Due from U. S. Treas
1, 457, 807. 85
1,100,310.17
729, 226. 35
1,047,684.18

Total.

3, 065, 002,152. 30 3,167, 494, 901.17 3,113, 415, 253. 79.3, 213, 080,271. 023, 237, 866, 210. 07

MARCH 1.

Resources.

3,711 b a n k s .

MAY

17.

3,734 b a n k s .

JULY 12.

SEPTEMBER 30.

DECEMBER 9.

3,759 b a n k s .

3,773 b a n k s .

3,784 b a n k s .

Loans and discounts - $2,058,925,167.12 $2,108,360,340.54 $2,1127,757
Bonds for circulation 158,109, 300. 00i 160, 634, 550. 00 161,939,
Bonds for deposits-.. 17,416,500.001 16, 386, 000.00 15,447,
4, 854,
5,412, 000.00
U. S. bonds on hand
4, 638,190. 00
Otherstocks and b'ds 138, 055, 947.09 144, 058, 062. 77 151,125,
Due from res've ag'ts 256, 750, 998.13 250, 249, 071. 26 252, 473,
Due from nat'l banks 131, 258, 888. 45 130,124, 510. 01 137,125,
Due from State banks 32,171,053.96 32, 006, 102.99 33, 497,
86, 562, 679. 31 86, 678,
85,126,961.74
Real estate, etc
4, 567,
Current expenses ... 10,340,571.29 11, 574, 071.41
14, 390, 888. 43 13, 997,
14, 405, 799. 74
Premiums paid
15, 036, 575. 86 16,849,
17, 644,105. 99
Cash items
Clear'g-houseexch'gs 129,515,655.34 99, 954, 483.17 90, 364,
Bills of other banks.. 19,765,178.00 22,014, 231.00 21, 325,
939,
92 i, 375. 50
924, 866. 86
Fractional currency.
230,147, 968.28 239,044, 108.15 229, 320,
Specie
Legal-tender notes .. 99, 445, 735.00 107, 981, 402. 00 113,915,
U. S. cert'sofdeposit. 24, 080, 000. 00 26, 405, 000. 00 23,115,
7, 092,
6, 990, 517. 09
6, 898,132. 04
5% fund with Treas.
926, 158.95
1, 409,
1,051,339.53
Due from U.S. Trea:
Total.

30 $2,171,041,088.11 $2,166,015,720. 28
163, 275, 300.00 166, 449, 250. 00
15,321,000.00
15,282, 000. 00
4, 148, 600. 00
4, 882, 250.00
154, 535, 514,54 153, 648, 180.71
236,434, 330. 89 204. 948, 159. 79
140,516, 353. 09 142, 623,106. 36!
34, 403, 231.75!
32, 572. 735. 51
88,221,052.25
87, 861'. 911.86
14, 204, 970. 25'
10. 317, 125. 23
13, 913, 289. 71'
14, 029, 616.431
&61.
31
16, 755, 332.
17, 705,
105, 522, 711.81 110, 522, 668. 49
20, 488, 781.00
19, 557, 474. 00
893, 909. 82
934, 648. 371
209,116, 378. 69j 209, 895, 260. 76
104,267, 945. 001 102, 276, 335.00
6, 470, 000. 00
13, 995, 000.001
7,282,413.90
7,139, 564. 69i
1, 268, 405.03
1,106, 987.931

3,436,672,358.56j 3,479,035,128.44 3,493,794,586.71 3,510,094,897.46; 3,480,349,667.19




REPORT OF THE COMPTROLLER OF THE CURRENCY.

273

BANKS FROM OCTOBER, 1863, TO OCTOBER, 1893— Continued.

Liabilities.

FEBRUARY 28.

MAY 17.

JULY 18.

3,383 banks.

3,488 banks.

3,484 banks.

OCTOBER 2.
|

DECEMBER 1 9 .

3,540 banks.

3,573 banks.

j $626, 598, 200. 00 $035, 055, 276. 09| $642, 073, 676. Oo| $650,447,235.0

Capital stock

Surplus fund
! 204,433,604.19 207,136,190.13
ed profits.
p
Undivided
. . j 85, 753, 976. 341 94, 049,477. 44

212, 614, 661. Ol! 213,563,895.78
79, 854, 737. 58! 97, 006, 635. 74

Nat'1-bank ciroul'n .! 123, 862, 282. 001
State-bank circul'n . i
81, 003.50

125, 791, 940. 00
77,352.50

128,323,880.00
77,335.50

1, 766, 523. 94

2, 844, 708.73

Dividends u n p a i d . . .

1, 612, 499. 50j

$657, 877, 225. 00
214, 965, 633.67
111, 772, 985. 42

122,928, 084. 501 123,038,785.50
"77, 333.
""•' 50|
"••'
' 77,328.50

1

2,876, 836. 34!

1,167, 262. 71

1, 564, 845,174.67J1, 485, 095, 855.70
25,118, 559. 39! 24, 922, 263. 36
4, 229, 511.42
4,456, 472.43
Due to nat'l b a n k s . .
Due to State banks .
Notes and bills rediscounted

297, 098, 933.41
137,067,285. 29

281, 994, 358.12
132,465, 337.41

10, 371, 343. 29

13,419,992.95)

15, 027, 632. 53

23, 660, 329. 51

25,598, 405. 72

Bills payable
Cl'g-house loan e't's

3, 997, 265. 67

7,265, 719. 2

7, 028, 049.14

10,301,913.54

11, 501, 225. 76
11, 945, 000.00

Total

288, 296, 836.21 285, 081, 259. 25
135, 305,641.11 \ 141, 850, 726. 21

253, 082,126. 32
121,438, 255. 50

3, 003, 334, 970. 28J3, 010, 216, 220. 33J3, 0(51, 770, 825. 70 3,141, 487, 494. 85J3, 046, 938, 825. 59

T'stTiT
Liabilities.

MAY 4.

3,601 banks.

3,633 banks.

I

JULY 9.
3,652 banks.

SEPTEMBER 25.

DECEMBER 2.

3,677 banks.

3,692 b a n k s .

$662, 518, 459.15 $667, 787,406.15 $672, 903, 597. 45! $677, 426, 870. 25 $677, 356, 927. 00

Capital stock.
Surplus fund .

Undivided p r o f i t s . . . |
Nat'1-bank circul'n .
State-bank circul'n .
Dividends unpaid...
Individual deposits
TJ. S. deposits
Dep'sU.S.dis.offic's
Due to nat'l banks..
Due to State banksNotes and bills re- I
discounted
j
Bills payable
Liabilities o t h e r
than those above
stated
Cl'g-house loan c't's
Total

FEBRUARY 26.

220, 515, 678.70 222, 491, 983. 46
^A9 W\A
654. i!rt
95, 972, 506. 901l 1fU1, 502,

227,199, 041. 46! 227, 576, 485. 91
S7 AAH A79 1/1 1103,284,673.73
m '>«! R7Q 7 4
87,448,472.141

123,112, 529. CO! 123,447,633.00 123, 915, 643. 00| 131, 323, 301. 50
76,700.50|
74,118. 50
74,117. 50i
74,138. 50
|
4,
645,
261.
20
1,453,735.58
1, 338. 745. 25i
2,104,185.98
,483,450, 033.17jl , 575, 506, 099.18 1 ,535,058,568.7311, 588, 318, 081. 37 1
24, 411, 606.10
21, 523,185. 64| 15, 700, 672. 401
24, 923, 4G2. 24J
4, 781, 045. 75
4,387,991.08
4, 566, .660. 33
4, 323, 333. 50
280, 514, 008. 37 277, 560, 322. 78 270,744,474.60 288, 576, 703. 96
142, 324, 866. 94 142, 455, 768. 77] 137, 727, 372. 05 142,018,070.06
I
21, 981, 952. 56
17, 330, 630. 55
16, 604, 735. 21]
19, 719, 695. 08
8,482,5J42.63
7,456,781.57!
10, 778, 944. 87
8, 067, 812. 86

1,144, 416. 46!

228,221,530.31
108,116, 263.56
134, 792, 873. 25
74,118. 50
1, 503, 539. 69
602, 052, 766.59
14, 478, 542. 91
3, 955, 227. 37
292, 480, 956.07
149,334, 721. 20
16, 325, 642. 89
7, 994, 514.30
1,178, 586.43

285, 000.00

. 3 , 065, 002,152. 30|3,167, 494, 901.17;3,113, 415, 253.1 '•$, 213, 080, 271. 02 3,237, 866,210. 07

1892.
Liabilities.

MARCH 1.

MAY 17.

JULY 12.

SEPTEMBER 30.

DECEMBER 9.

3,711 banks.

3,734 banks.

3,759 b a n k s .

3,773 b a n k s .

3,784 b a n k s .

Capital stock.
Surplus fund
Undivided profits...
Nat'l-bank circulat'n
State-bank circulat'n

$679,970,110.00 $682, 232,158. 00 $684, .678, 203.25 $686, 573, 015. 00 $689, 698,017. 50

Dividends unpaid...
Individual deposits.
U.S. deposits
Dep's U. S.dis.offic'rs
Due to national ba'ks
Due to State banks.
Notes and bills rediscounted
Bills payable
Liabilities o t h e r
than those above
stated

3, 904, 292.83
1, 470, 937.98i
1, 657, 310. 34
3,888,865.781
1,308,137.97
" L, 765, 422, 983. 68 1, 764, 456,177.11
702, 240, 957. 6«|l 743, 787, 545."10 1.I, 753, 339, 679. 861,
10, 823, 973. 08
12, 757, 046. Oil
11,911,030.77
9, 828,144.24|
9,673,349.92
3, 356, 091.
3, 800, 323. 51
4, 044, 734. 04,
3, 625,107.19
4, 034, 240.37
372, 985,405. 11 361, 593,119.06 367,143, 324. 53 352, 046,184. 05! 323, 339, 449. 03
181, 688, 074. 58 181, 538, 222. 87 188, 683, 254. 94 178,607, 018. 34j 160, 778,117.18

Total

234, 069, 984. 34
96, 574, 522. 85

235,192,004. 95
103, 376, 029. 20

238, 239, 970. 94
88, 227, 388. 88

238,871,424.84
101, 652, 754. 66

239, 931,932.08
114, 603, 884. 52

137, 627,107. 2P
75, 097. 50

140, 052, 343. 50|
71, 507. 50|

141, 061, 533. 00
75, 076. 50

143, 423, 298. 00
75, 076. 50

145, 669,499. 00
74,176. 50

8, 517, 205. 36
3, 876, 404. 20

9,090, 080. 27
3, 816,163. 49

9,181, 650.14
4,581,163. 01

17,132,487.71 l
6, 549,163.65

15, 775, 618. 63
9, 318, 249. 82

1, 013,181. 26

1, 092, 506. 20

498, 983. 87

1, 979, 746.97

1,688,817.56

3, 436, 672, 358.56.3, 479, 035,128.44J3, 493, 794, 586. 713, 510, 094, 897.46|3, 480, 349, 667.19

;^I^



— _

-

——

~

274

REPORT OF THE COMPTROLLER OF THE CURRENCY.
AGGKKGATE RKSOURCKS AND LIAJUMTIFS OF THK NATIONAL

JIARCH 6.

Resources.
Loans and discounts
Bonds for circulation
Bonds for deposit
TJ. S. bonds on band
Otber stocks and bonds
Duo from reserve agents...
Due from national! banks..
Due from State banks
Heal estate, etc
Current expenses .. Premiums paid
Cash items
Cleaving-bouse exchanges..
Bills of other banks
Fractional currency.. „
Specie
,. ..
Le^al-tender notes
TJ. S. certificates of deposit.
5% fund with Treasurer ..
Due from TJ. S. Treasurer..
Total....




3.806 banks.

3,830 banks.

!,l.'9.fil 4, 092. 48

$
170,006, 550. 00 I
15,351, 0(>0.00 '
4, 372, 000. 00
153,420, 770.66
202,612, 051.30
124,381, 884. 35
30, 126, 300.21
89,710, 408. 54
10, 992, 932. 60
13,270, G9L 10
18, 755, 010. 52
125, 142, 830. 74
18, 248, 706. 00
045, 532.50
208,341, 816.42
90, 935, 774, 00
14, 675, 000. 00
7,401, 830. 74
1, 322, 444. 60

3, 459, 721, 235. 78

3, 432,176, 697. 25

JULY 12.

OCTOBER 3.

3,807 banks.

3,781 b a n k s .
?1, 843, 634,167. 51
206, 463, 850. 00
14,816,000.00
2, 760, 950. 00
148, 569, 950. 46
158, 490, 644. 28
94, 740, 014. 97
24, 229,106. 82
89,151,776.08
11,071,996.65
13,981,867.44
15, 359. 764. 56
106,181 394. 59
22, 402, till. 00
1,026,813.90
224, 703, 860. 07
114,709,352.00
7, 020, 000. 00
8, 977, 414.. 18
1, 262, 749. 85

3, 213,261, 731. 94 3,109, 563, 284.36

REPORT OF THE COMPTROLLER OF THE CURRENCY. 275
BANKS FROM OCTOBER, 1863, TO OCTOBKR, 1893—Continued,

1. § 9 8 .
I

I

MARCH 6.

JULY 12-

OCTOBER 3.

Liabilities.
3,806 banks.

3,830 banks.

3, 807 banks.

3, 781 banks.

$688,642,876.00

$688,701,200.00

$685, 786,718.56

$678, 540,338. 93

Surplus fund
Undivided profits

245, 478, 362. 77
103, 067, 550.15

246,139,133. 32
106, 966, 733. 57

249,138, 300. 30
93,944, 649. 73

246, 750,781. 32
103, 474, 662. 87

National-bank circulation . .
State-bank c i r c u l a t i o n . . . . . .

149, 124/818. 00
75, 075. 50

151,694,110.00
75, 075. 50

155, 070,821. 50
75, 072.50

182, 959, 725. 90
75, 069. 50

Dividends unpaid
Individual deposits
IT. S. deposits
Deposits U. S. disbursing officer

1 350,392.19
1,751 439,374.14
9 813,762.17

2, 579, 556. 38
1, 749, 930, 817. 51
9, 657, 243.49

3, 927, 760. 44

4, 293, 739. 93

!
Capital stock

Due to national banks
Due to State banks
Notes and bills rediscounted
Bills payable
Liabilities other than those
above stated
Total




304,
166,
14,
18,

785, 336. 62
901,054.78
021,596.43
180, 228.71

2, 913,047. 88
3, 459, 721, 235. 68

3, 879, 673.50
2, 874, 697. 59
1,556,761,230.17
1,451,124,830.55
10, 379, 842. 66
10, 546,135. 51
3,32J,271.84

275, 127,229.28
153,500.923.9
18, 953, 306. 98
21, 506, 247. 53

218, 913, 573. 51
125, 979, 422.16
29, 940, 438,56
•31,381,451.27

3, 051, 379. 82

28, 689, 265. 08

3, 432,176, 697. 25 3,213,261,731.94

3,776,438.21
226, 423, 979.06
122,891,098.21
21,006,737.01
27, 426, 937.54
31, 632, 352.16
3,109, 5C3, 284. 36

A SUMMARY
OF THE

STATE AND CONDITION
OF

THE NATIONAL

BANKS

ON
DECEMBER 9, 1892, MAHCTT 6, MAY 4, JULY 12, AND OCTOBER 3, 1893.

Arranged by States, Territories, ami Reserve Cities.

NOTE.—The abstract of each State is exclusive of any reserve city tliereiu.
277




278

REPORT OF THE COMPTROLLER OF THE CURRENCY.
ABSTRACT OF REPORTS SINCE SEPTEMBER 30, 1892,

MAINE.
Resources.

DECEMBER 9

MARCH 6.

MAY 4.

JULY 12.

81 banks.

83 b a n k s .

83 banks.

83 b a n k s .

OCTOBER 3 .
83 banks.

Loans and discounts. $22,012,128.22 $21, 860,437. 70 $22, 633, 020. 24 $22, 539, 567. 26 $21,342, 098.40
3, 848, 900. 00
3, 951, 400. 00
Bonds for circulation.
3, 951,400. 00
3, 971, 400. 00
4, 246, 900. 00
190, 000. 00
180, 000.00
Bonds for deposits....
190,000.00
190, 000.1)0
190, (00. 00
500. 00
500. 00
U. S. bonds on hand..
500 00
500.1)0
500. 00
1, 903, 756. 77
Other stocks and b'ds 1,894,193.58
1,940,766.24
1,934,114.95
1, 937, 355. 23
2,154, 240. 89
2, 372, 052. 55
Due from res've agt's 2, 348,028. 03
2, 077, 297. 09
2, 483, 624. 70
759, 352. 86
787, 773.16
773, 854. 92
Due from nat'l banks
712, 694. 25
721, 097.13
48, 456.13
90, 889. 63
54, 696. 62
Due from State banks
76, 558. 24
112, 288. 85
603, 499. 40
598, 984. 33
591,379.93
Banking house, etc...
609, 030. 26
597, 919. 38
32, 393 96
33, 338. 31
31,893.96
33, 425. 71
Keal estate, etc
35, 693. 96
63, 455. 98
25, 897. 30
94, 306. 41
68, 388. 41
Current expenses
74, 266. 86
124,161.02
116,857.49
139, 385. 57
122,969.63
Premiums paid
118,701.19
204, 353. 99
238, 804. 92
220, 340. 08
198,365.97
(Jcash items
194, 552. 58
97, 570.73
122, 470.16
109, 798. 56
100, 976. 81
Clear'g-house exch'gs
77, 597. 89
282, 396. 00
332, 430. 00
420,930. 00
312, 257. 00
Bills of other banks..
299, 540. 00
7,431.88
7,
493.
31
7, 654. 40
5, 807. 77
Fractional currency..
7, 959. 91
995, 778. 85
1, 029, 235. 82
1,114, 389.13
* 990,634.56
Specie
1,055,580.79
292,330.
00
355,
393.
00
369,
330. 00
275, 050. 00
Legal-tender notes....
300, 282. 00
U. S. cert's of deposit.
5 % fund with Treas.
173, 237. 25
171,770.25
165,812.75
177, 312. 75
187, 655.25
Due from U. S. Treas
5, 840. 00
5, 000. 00
4,190.00
3, 800. 00
11,430.00
34, 027,471.90 33,749, 753. 41 34, 532, 684.25
Total
34,914,786. 70 34, 306, 880. 80

NSW
54 banks.
Loans and discounts. $12, 589, 651. 06
2, 938,000.00
Bonds for circulation.
175, 000. 00
Bonds for deposits...
15,100.00
U. S. bonds on hand.
2,317,490.14
Other stocks andb'ds
1,
619,
468. 60
Due from res've agt's.
363,031.62
Due from nat'l hanks.
40,
202.
71
Due from State banks
263, 890. 65
Banking house, e t c . .
33,
665.
99
Keal estate, etc
78, 801. 47
Current expenses
127,934.22
Premiums paid
157, 335. 78
Cash items
Clear'g-house exch'gs
Bills of other banks..
232, 076. 00
Fractional currency..
7, 638. 30
Specie
532, 762.44
Legal-tender notes...
200, 905. 00
TJ. S. cert's of deposit
5 % fund with Treas.
132, 210. 00
Due from U. S. Treas.
40.00
Total

21, 825,203. 98

HAMPSHIRE.

54 banks.
54 banks.
53 banks.
51 banks.
$12, 260, 699. 52 $12, 250, 523.45 $11, 898,167. 79 $10,918,692.54
3,231, 000. 00
3, 271, 000. 00
3, 397, 500. 00
3, 689, 000. 00
175, 000. 00
175, 000. 00
175, 000. 00
175, 000. 00
15,100. 00
15,100. 00
75,100.00
100. 00
2, 377, 301. 34
2, 357, 483. 40
2, 355, 342. 24 2,182,259.82
1,298,899.18
1,257,009.41
1, 589, C66. 21 1, 702, 967. 55
219,768.88
203, 796. 02
267, 194. 51
157,885.13
11, 630. 08
15, 594. 84
29,041.82
143,362.87
261,836.94
266, 797.