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ANNUAL REPORT COMPTROLLER OF THE CURRENCY TO THE FIRST SESSION OF THE FORTY-EIGHTH CONGRESS U'N I T E D S TATE S, DECEMBER 39 1883. WASHINGTON GOVERNMENT PRINTINGS OFFICE. 1883. TABLE OF CONTENTS. [A full index: will bo found at page ccxv of this volume.] Report submitted for consideration of Congress National banks organized during the year, with aggregate authorized capital and circulation -. '.....' 1. Number of national banks organized in each State and Territory, with aggregate capital, amount of bonds deposited, and circulation National banks placed in voluntary liquidation during the year Number of banks which have permitted their corporate existence to expire and are in liquidation, under section 7 of the act of July 12, 1882 Comparative statements of the national banks for eleven years Resources and liabilities of national banks on October 2, 1883, classified as to city and country banks Twenty-live States having the largest amount of capital, together with circulation, loans, and deposits Number, capital, and deposits of national banks, State and savings banks, and private bankers Total number of banks in the country, with total capital and total deposits, on November 30, 1882 .' Aggregate amounts of capital and deposits of the different classes of banks for the seven years prior to November 30, 1882. Extension of corporate existence of national banks Provisions of the act of July 12, 1882 Operations under same...Expiration of corporate existence of national banks on or before January 1, 1900 Contraction of national-bank circulation How it may be avoided Amount and kinds of United States bonds held by national banks as security for circulation on November 1, 1882, and November 1, 1883 Distribution of coin and paper currency .. Amount of interest-bearing funded debt and the amount held by the United States Amount of United States bonds held by the national banks and by banks organized under State laws and by private bankers Illegal certification of checks Losses on unredeemed bank-notes National-bank failures Loans and rates of interest Hates of interest in New York City and in the Bank of England and the Bank of France.. Transactions of the New York Clearing House Country clearing Clearing House certificates Specie in bank and estimated amount in the country Specie in the Bank of England Specie in the Bank of France Proportions of gold and silver Security for circulating notes State banks, trust companies, and savings banks Private bankers Taxation United States legal-tender notes andnatienal-bank circulation National-bank and legal-tender notes by denominations; circulating notes of the Bank of Franco, and Imperial Bank of Germany, by denominations Kedemption Page. Ill Ill Ill IV IV IV V VI VI VII VII VIII VIII IX IX IX X XII XVIII XX XXIII XXIV XXVI XXIX XXXI XXXII XXXIII XXXVI XXXVI XXXVIII XXXVIII XXXVIII XXXVIII XL XLI XLV XLVII XLIX LI LIII II TABLE OF CONTENTS. APPENDIX. Page. Reserve LV Attention called to tables in the appendix LVI Names and compensation of officers and clerks LVII Expenses of the office LVIII Synopsis of decisions of the Supreme and Circuit Conrts of the United States and of State courts of last resort upon national-bank questions LIX National banks whose charters expire during the year 1884 LXXXIV Number, capital, bonds and circulation of national banks XC Clearings and balances of the banks in New York City for the weeks ending at the dates given XCI Number of banks that went into voluntary liquidation prior to 1870, with date of organization, amount of circulation issued and amount outstanding, and amount unredeemed XCII Number of banks that went into voluntary liquidation prior to 1876, with date of organization, amount of circulation issued and amount outstanding, and amount unredeemed XCIII Principal liabilities and resources on October 2,188.3, by States and reserve cities, arranged in eight principal divisions XC VIII Number of State banks, trust companies, savings banks, and private bankers, with average amount of their capital, deposits, and investment in United States bonds Oil Lawful money reserve of the national banks CX Classification of the loans and discounts of the national banks CXI V Average weekly deposits, circulation, and reserve of national banks in New York City, as reported to Clearing House CXVI Tables of dividends and earnings of national banks CXVI Numbers and denominations of national-bank notes issued, redeemed and outstanding — CXXIV Circulation issued and legal-tender notes deposited to retire circulation CXXV Monthly and yearly increase and decrease of national-bank circulation. CXXVI Tables of capital and deposits of State banks, private bankers, trust and loan companies, and savings banks CXXVII Tables of resources and liabilities of State banks, savings banks, and trust companies at various dates CXXXIII Amount of national-bank and legal-tender notes outstanding at various dates CXXXIX List of banks in voluntary liquidation under sections 5220 and 5221 CXL National banks in liquidation under sections 5220 and 5221 for the purpose of organizing new associations CXLVI National banks in liquidation under section 7 of the act of July 12, 1882 CXLVII Tables of insolvent national banks CXLVIII Abstract of resources and liabilities of national banks for each year from 1863 to 1883 CLIII Abstract of reports of condition of the national banks at various dates C LXIX Report of the condition of each national bank on October 2, 1883 ] Treasury Department. Document No. 504. Comptroller of the Curre:?icy. ) REPORT THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF COMPTROLLER OF THE CURRENCY, Washington, December 1, 1888. I have the honor to submit tor the consideration of Congress the twenty-first annual report of the Comptroller of the Currency, in compliance with section 333 of the Revised Statutes of the United States. Two hundred and sixty-two banks have been organized during the year ending November 1, 1888, with an aggregate authorized capital of $28,054,350; circulating notes have been issued to these new associations amounting to $7,909,100. Tin's is the largest number of banks organized in any year since 18C)~). The following table gives the number of banks organized in each State and Territory, with their aggregate capita] and circulation: Bond < ! Circulation deposited. | issued. States and Territories. Texas Ohio.. Iowa lvania III inois ka Nebraska Kansas New York Dakota Missouri Kentucky Michigan Minnesota Washington Tor Indiana Wisconsin Oregon.. New Jersey California Colorado Tennessee . Massachusetts. Connecticut ... Vermont MontanaVirginia Mississippi Arkansas Idalu Rhode Island . Louisiana Alabama Utah Delaware Maryland West Virginia .. North Caiolina . Georgia Arizona Total . ... - '>1 '-'0 18 17 15 ; 14 ; $1,741, '2. 8f>0, 1 ;"GO 5, 050, 950, 785, 1, 405, 600, 880, 10 ; 672, 0 : 2, 4iO, 10 8 ; <s i "' 400' 5i)0, 400, 2G0! no, $487, 500 : 1, 213, 000 ! 452, 500 | 770, 500 j 047,500 ; 353, 000 ' 240,000 i 8(55, 000 I If59, 000 i 477,250 i 358, 100 f 2S5, 000 i 200, 500 ! 152,500 i 312,500 | 120, 000 83, 400 I 213, 0IH) i 112, 500 I 72, 500 ! 62, 500 j 400,000 j 110,000 i 285,000 97, 500 02, 500 80, 000 75,000 ! 25,300 I 200,000 j 50, 000 j 25,000 i 100, 000 I 50, 000 ' 28, 000 15, 000 50, 000 50, 000 12, 500 630, 400, 350, 300, 300, 100, 100, 100, 100, 225, 200, 100, 100, 80, GO, 55, 50, 50, 50, 262 ; 28, 654, 350 • 9, 375, 550 | $404, 960 1,091,700 407, 090 000, 000 492, 710 306, 370 159, 090 711,990 152,030 415,990 288, 500 242, 990 185, 850 137, 250 272, 230 107,990 75, 020 191, 700 45, 000 65, 250 45, 000 360, 000 90, 000 256, 500 87, 740 38, 250 72, 000 67, 500 22, 750 180, 000 22, 500 90, 000 33, 300 25, 200 13, 500 45, 000 45, 000 7, 909,190 These banks are located by geographical divisions, as follows: Eastern States, seven banks, with capital of $1,275,000 ; Middle States, forty, IV REPORT OF THE COMPTROLLER OF THE CURRENCY. with capital of $3,115,200; Southern States, forty-six, with capital of $3,798,650; Western States, one hundred and thirty-two, with capital of $18,295,500; Pacific States, eleven, with capital of $020,000; and Territories, twenty-six, with capital of $1,550,000. Forty banks, with aggregate capital of $7,730,000 and circulation of $4,137,033, have voluntarily discontinued business during the year; twelve of which were succeeded by other banks, located in the same places, with nearly the same shareholders. Two national banks, with an aggregate capital of $250,000, during the year ending November 1,1883, have been placed in the hands of receivers^ making eighty-nine in all since the establishment of the system. The total number of banks which have voluntarily closed their affairs by a vote of shareholders owning two-thirds of their stock, under sections 5220 and 5221 of the United States Kevised Statutes, has been 450, of which G7 were placed in liquidation, in anticipation of the approach of the termination of their corporate existence, for the purpose of organizing new banks as their successors. The shareholders of ten banks in all have permitted their corporate existence to expire, and these associations are in liquidation under section 7 of the act of July 12, 1882. National banks are organized in every State of the Union and in every organized Territory. The total number in operation on November 1 was twenty-five hundred and twenty two, the largest number that has been in operation at any one time. COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN YEARS. The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates, from 1873 to 1883, inclusive: Sept. 12. Oct. 2. Oct. 1, Oct. 2, 1873. I 1874. | 1875. j 187(5. Oct. 2, Oct. 1, i Oct. 1, ; Oct. 3, Oct. 2, 1879. 1880. i 1881. : 1882. I 1883. 2, 501 1, 976 j 2, 004 J 2, 087 , 2, 089 2, 053 2, 048 2, 090 banks, banks, banks.'' banks. banks, banks.' banks !banks, banks, banks, bankb. KESOUKCES. Loans Bonds for circiilat'n Other IT. S. bonds... Stocks, bonds, &c... Due from banks . . . Real estate Specie Legal-tender notes . Nat'1-bank notes . . . C. H. exchanges . . . . ; IT. S. cert, of deposit Due from U.S. Treas Other resources . Totals 084. 7: 370. 3! 28. 1: 33. 5: 144.7 42.4' Uions .Millions. 243.2 3,309.2 357. 6: 351. 4 37.4| 66. 21 347.6 94.7 36.9, 138. 9 46.7 30.7 64.4 16.9. 2.4! 32. 7j 16.5! 24.9 .-. 1,830. 01,877. 2 1,882.2:1,82 2 1, 741.11, 767. 3 1, 868. 8 2,105. 8 2, LIABILITIES. Capital stock Surplus fund ! Undivided pretits .. Circulation Due to depositors .. Due to banks Other liabilities Totals 504. 8! 134.4 53.0 334. 2 319. li 683. 81 679. 4 175. 8 179. 7 11.8 9.1 479. 5 122. 8j 44. 5j 291.9! 630. 4! 161. iV 10.4; 406. 2 116.9 44.9 301. 9 608. 4 165.1 7.9 457. 6 120. 5, 46.1: 317. 3' 887.911 267. 9 8.5 463. 8; 483.1 128.1| 132. 0 56. 4i 61. 2 320. 2 i 315.0 083.111,134.9 1,063.6 294. 9! 259. 9 270. 4 11.9; 13.71 14.9 I 1, 830. 6 1, 877. 2 1, 882. 2 1, 827. 21. 741.1 1, 767. 3 1, 868. 8 2,105. 8 2, 358. 42, 399. 8 2, 372. REPORT OF THE COMPTROLLER OF THE CURRENCY. The different items of resources and liabilities have generally increased during the last eleven years, as will be seen by reference to the previous table, but the items of United Slates bonds and circulation have decreased considerably during the past year. The item of individual deposits has largely decreased. This large reduction is chiefly in the city of New York, and is to be accounted for by the fact that those banks doing business with brokers have, during the past year, exchanged checks to a large amoirsr among t.h»:v,nselves, instead of sending them through the clearing-house, for payment as heretofore, thus causing a reduction of .105 millions in the kern of exchanges for the clearing-house, under the- head or" resmives, i\\v\ a reduction of 104 millions in the individual deposits, under the head of liabilities. The following table exhibits the re-sources and liabilities of the national banks at the close of business on the 2d day of October, 1883; the returns from Xew York City, Boston, Philadelphia ami Baltimore, from the other reserve cities, and from the remaining banks of the country, being tabulated separately: Citv. 48 banks. RESOURCES. Country banks. 'Baltimore. ; 103 banks. 97 banks. Aggregate. ! 2,253 banks, j 2,501 banks. j $245,108, 332 $200, 815, 928 $151, 364, 826 $706, 161, 705 $1, 303, 450, 791 Loans and discounts 5,002,391 I 5,793,991 57,643 372, 486 Overdrafts 361,47] ! -------49,002,050 18, 277, 500 : Bonds for circulation 27, 232, 250 256, 901, 050 351, 412, 850 661, 000 820,000 ' 4. 153, 000 Bonds for deposits | 11,447,000 17, 081, 000 334, 150 2, 296, 050 2, 508, 000 8, 454, 850 j 13, 593, 050 U. S. bonds on hand j 7,430,507 . 5, 487, 844 13,017,588 45,178, 092; Other stocks and bonds i 71,114, 031 22,902,211; 17, 896, 779 84,119,738 | 124, 918, 728 Due from reserve agents i Due, from other national banks.! Due from other banks and | 17,336,757 j 14,457,637 ; 8,147, 081 25,772,754 | 65,714,220 bankers I 1,729,484 i Heal estate, furniture, and lix- j 3, 430, 345 10, 299, 931 2,800,515 : 18, 266, 27;> 6,581,347 ' 10,727.222 ! 4, 070, 900 tures •• 26, 958,196 48, 337, 6(55 732,879 ! 1,077,693 ! 829, 821 Current expenses j 4, 167, 935 6, 808, 327 690, 818 632,153 : 1, 031,892 Premiums | 5,709,210 8, 064, 073 1,170,960 : 2,696,132 : 797, 656 13, 582, 693 Checks and other cash items . . ! 8, 917, 945 18,272,166 69, 207, 772 ! 96, 353, 213 7, 304, 803 Exchanges for clearing-house . ' 1, 568, 472 2, 842, 064 22, 673, 805 1,812,886 ; 3, 094, 672 Bills of other national banks... j 14, 924,183 38, 416 45,391) j 53, 508 Fractional currency 306, 628 413,951 13,079,936 50. 274,174 I 13,210,679 Specie.... ". i 31, 253,195 1.07, 817, 984 8,222,711 ; 17, 117, 605 : 15,097,081 Legal-tender notes i 30,245,600 70, 682, 997 4,405,000 ; 2,560,000 ! 2, 410, 000 9, 900, 000 XJ. S. certificates of deposit i 585, 000 2, 200, 489 857,994 15, 591, 024 1, 213, 349 Five per cent.redemption fund. 11,319,192 ! 132,222 ; 190,320 i 152,178 Due from U. S. Treasurer 520,968 995, 688 Totals LIABILITIES. . . 457,217,563 I 355,759,618 : 269,865,150 1, 289, 814, 034 i 2, 372, 656, 365 I 80,298,330 51, 366, 500 Capital stock j 50, 350, 000 23,313,375 j 12, 731, 471 Surplus fund j 23,875,025 6,966,434 ; 5, 481, 854 Undivided profits j 11, 282, 715 ! National bank notes outstand- \ >, 43,521,339 I 23, 955, 758 ins ; 15,384,205 , 21, 396 ; State bank notes outstanding . i 39, 078 : 915, 649 ; 204,"obi" Dividends unpaid 223,103 ! 120, 938, 735 ; Individual deposits I 221, 672, 303 ; 152, 012, 932 IT. S. deposits I 439,451 : 2,694,564 : Deposits of U. S. disbursing I 420, 095 • 1,036,712 : officers ! 225, 400 96, 578,148 i 37, 287, 071 28,133,291 , Due to national banks 1.0, 727, 517 20,853,616 37,167,431 Due to other banks and bankers 1, 290, 648 Notes and bills rediscounted.. 256,124 1, 178, 000 Bills payable Totals 457, 217, 563 355,759,618 327,684,957 j 82,080,611 i 37, 820, 956 | 227, 656, 123, 1, 886. 554, 813, 509, 699, 787 142, 000, 482 61, 551, 959 555 ' 310, 517, 857 883 184, 357 413 3. 229, 226 731 1, 049, 437, 701 6, 629, 087 2, 718,148 24, 830,167 14, 853, 508 6, 096, 889 2, 619,129 10,183,197 3, 980, 260 186, 828, 677 33,602,072 7, 387, 537 4, 053, 253 269, 865,150 1, 289, 814, 034 : 2, 372, 656, 365 * The reserve cities, in addition to Xew York, Boston, Philadelphia, and Baltimore, are Albany, Pi-ittsburgh. "Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee, Saint Louis and San Francisco. VI REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table exhibits, in the order of their capital, the twentyfive States having' the largest amount of capital, together with the amount of circulation, loans and discounts, and individual deposits of each, on October 2, 1883: States. Capital. Massachusetts N e w York Pennsylvania Ohio " Connecticut Illinois Khode Island Maryland Indiana Kentucky Now J e r s e y Michigan Maine Minnesota Iowa Vermont New Hampshire Missouri Tennessee Wisconsin Texas California Virginia Nebraska N o r t h Carolina ' Circulation. ! Loans and discount a. ; $90, G02, f>00 i ; 86, 891, 16*0 i 59,200,090! 35, is:*, 250 ; 25, 92(5, 820 23, 003, 524 ' 20, 540, 050 14, \'.0H, 030 '. ; 14, 028, 500 . 12,507,900 i 12, 2 3, 350 • 11, 665. 000 j ; 10,485,000: j 9, 151, 000 ; ' 9. 055, 000 ' 7, 986, WK) 6, 155, 000 • 5, 850, OuQ .! 4. 315, 300 I 4, 035, 000 , 3, (552, 250 j 3,550,000 \ 3, 496, 300 i 2, 800, 000 i 2, 401, 000 Individual deposits. $05,309,907 . $194,174,070 $116,025,957 43, 118, 938 '• 344, 2.12, 095 ; 308, 139, 245 41,109,979- 100,013,725 151,619,802 23, 147, 825 • 70, 324, 073 : 59, 615, 288 17, 110, 998 12, 183, 466 -J2, 542, 418 8, 592, 210 75, 250, 750 ' 67, 820, 691 14, 187, 208 3!;, 811, 846 11, 719, 313 8, 628. 005 . 33, 688, 326 25, 571, 570 8, 595, 020 ; 28, 744, 80L 23, 542,138 9,434,201: 2-, 455,533 13,578,400 9, 351, 479 i 33, 349, 099 29 700 3';4 4, 973, 395 : 32, 977, 575 26, 803, 880 8,080,003, 18,778,198 10,032,018 2, 126. 524 ' 24, 084, 505 17, 036, 350 4, 596, 303 20, 124, 327 10", 647, 922 6, 512, 77!) i 12, 054, 016 5, 455. 001 5, 278, 237 8, 536, 853 4, 982, 532 2, 117, 560 ; ](>, 8(f8, 3 i 7 11, 622, 696 2, 567, 660 ; K/, 475, 195 8, 419,187 2, 182, 943 \ 13, 841, 561 14, 499, 471 1, 462,100 I 10, 099, 212 8, 0U2 r/>5 ], 477,3f>0! 8,175,066 8,124,377 2, 614, 900 ; 12, 958, 703 12, 385, 8:;7 1, 547 395 i <>t 732, 259 9 419 110 1,1.52, 270 : 4, 832,129 3' 214 853 NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND SAVINGS BANKS, AND PRIVATE BANKERS. Section 833 of the Revised Statutes of the United States requires the Comptroller to present annually to Congress a statement of the condition of the banks and savings banks organized under State laws. Returns of capital and deposits have hitherto been made by these institutions and by private bankers semi-annually to this Department for purposes of taxation. From these returns the following table has been compiled, exhibiting in concise form, by geographical divisions, the total average capital and deposits of all the State and savings banks and private bankers of the country, for the six months ending November 30, 1882 : State b a n k s and t r u s t companies. Private bankers. j Savings banks with i capital. i out. capital. Geographical division H. No. Capital.! No. Mill's. N e w England S t a t e s . . 40 Middle States .; 210 Southern States j 248 W e s t e r n S t a t t s and i Territories 563 U n i t e d S t a t e s .-•' 1061 MilVs. 8.30 31.04 40. CO 244.02 25.34 45. 94 j Xo. MilVs. 0.10 0.63 0.56 Mill's. j MilVs. 6.22 | C. 5' 02.42 112. 69 289 ! G. 33 20. 68 94 907 • 48.90 103.40 2062 123.14 490.00 3412 ; 105.28 | 288.90 30.31 i 149.02 42 2.73 \ ! MilVs. 420 430. 25 171 i 486. 98 1.80 i 2 i I \ 35.23 4.02 43.47 :625 . 960. 2G MilVs. 0.89 5.34 1. 50 The capital of the 2,308 national banks in operation on December 30, 1882, as will be seen by a table in the Appendix, was $484,883,492, not REPORT.OF THE COMPTROLLER OF THE CURRENCY. VII including surplus, which fund at that date amounted to more than 135 millions of dollars; while the average capital of all the State banks, private bankers, and savings banks, for the six months ending November 30, 1882, was but $232,435,330. The latter amount is less thun two-fifths of the combined capital and surplus of the national banks. The table below exhibits the capital and net deposits of the national banks on December 30,1882, together with the aggregate average capital and deposits of all classes of banks other than national for the six months ending November 30, 1882: ; (! eographical divisions. State banks, savings ; banks, private bank- j ers, &c. National banks. Total. No. ! Capital, i Deposits.. No. \ Capital. Deposits.; No. I Capital, j Deposits. j Millions. Millions. ' Millions, j Millions, 475.35 ; 560 166. 23 j 193.15 New England States. 556 : 14.62 103. 60 849.03 i 691 173.19 I 556. 55 Middle States . . . 1, 356 34. 80 j 68. 84 546 ; 32.23 Southern States 69.90 ; 214 Western States and I Territories 2,682 I 81.93 388.42 ; 843 110. 66 j 301. 28 484.88 I 1,119.82 United States . . . 5,140 ; 232.44 1,782.70 ,2,308 j Millions. I Millions. ,1,116 180. 85 668. 50 2, 047 276. 85 1,405. 58 j 760 | 67. 03 138. 74 ! ! 3, 525 j 17,448 192. 59 717.32 689. 70 2, 902. 52 The total number of banks and bankers in the country at the date named was 7,448, with a total banking capital of $717,318,822, and total deposits of §2.1)02,522,245. In the Appendix will be found similar tables for various periods from 1875 to 1882. On a subsequent page in this report, under the head of " State banks, savings banks, and trust companies," will be found tables showing the resources and liabilities of these corporations for the present year, and in the Appendix similar results for previous years. A table arranged by States and principal cities, giving the number, capita], and deposits, and the tax thereon, of all banking institutions other than national, rand of the private bankers of the country, for the six months ending JSo vein ber 30, 1882, and for previous years, will also be found in the Appendix. The following table exhibits, for corresponding dates nearest to May 31, in each of the last seven years, and to November 30,1882, the aggregate amounts of the capital and deposits of each of the classes of banks given in the foregoing table: Rational banks. State banks, private Savings banks ; bank,™, &o. i with capital. Savings Total. Tears. | j No. 1876.. . 2, 091 1877.. . .2, 078 1878.. .:2,056 1879.. . 2, 048 1880.. . 2, 076 1881.. .2,115 1882.. .12,239 J882*. .12,308 i Capital. Capi- :Depos-.' tal. its. ' MilVs. MilVs. i 713.5 3, 803 500.4 768. 2 3. 709 481.0 677.2 3| 799 470.4 455. 3 713. 4 3 639 900.8 ,3 798 455. 9 460. 2 1, 039. 9 !4, 016 477.2 1,131.7 4, 403 14, 473 484. 9 MilVs. 214.0 218. 6 202. 2 197. 0 190.1 206. 5 231.0 228. 4 MilVs. 480.0 470. 5 413.3 397. 0 501. 5 627.5 747.6 779.0 I Capi- Dopos- 7x ; tal. | its. I \MilVs}\ 5. 0 4.9 3.2 4.2 4.0 4.2 3.9 4.0 MilVs\ 37.2 ;691 38.2 1676 26.2 J668 36.1 ;644 34.6 1629 37.6 629 41.3 1622 43. 5 |625 Capi- Depostal. its. its. Mill's. 844. 6 843.2 803. 3 747.1 783. 0 862.3 929.8 ! 960. 2 6,611 6,579 6,450 6,360 6, 532 6, 796 •7, 302 !7, 448 MilVs MilVs. 719.4 2, 075. 3 704. 5 2,120.1 675.8 1, 920. 0 656.5 1, 893. 5 650.0 2, 219. 9 670.9 2, 667. 3 712,1 2, 850.4 717.3 2, 902. 5 VIII REPORT OF THE COMPTROLLER OF THE CURRENCY. It will be noticed that the first two tables of this chapter are for the six months ending November 30, while all similar tables in previous reports have been for the six months ending May 31. The law repealing the tax on capital and deposits of State banks and private bankers went into effect on November 30, 1882, in accordance with the opinion of the Attorney-General, and for this reason the Comptroller has given the returns to that date, which will be the last data to be obtained from this source. In the last table of the series the returns are given for the six months ending May 31,1882, and also tor the six months ending November 30, of the same year. EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS. At the date of my last report, the corporate existence of 86 national banks had expired, and 30 of these banks had extended their existence under act of July 12, 1882; 52 banks went into voluntary liquidation, and were succeeded by other associations organized in place thereof, chiefly previous to the act of July 12, 1882, which authorized the extension of the corporate existence for a new period of twenty years of\ national banks whose franchises were about to terminate. The 4 remaining banks expired by limitation and did not effect new organizations. The number of national banks organized under act of February 25, 1863, which were in operation at the date of my last report, December 2, 1882, was 307, as follows : Date. December, 1882 January, 1883 February, 1883 I ^^J | ! ; i 10 j 3 I 294 Capital. ; Circulation. $1,420,000 400, 000 | G9, 793, 250 I $1,278,000 360, 000 53, 222,170 Of these banks, 273 have extended their corporate existence under act of July 12, 1882; 17 have been placed in liquidation by vote of shareholders of the bank, and 4 have expired by limitation. All of these banks which have been placed in liquidation and have expired by limitation, with the exception of two, have been succeeded by new associations, organized in the same localities with different titles." All of the banks organized under act of February 25, 1863, ceased to exist by the terms of the act on or before twenty years from the date of its passage ; but the banks organized under act of June 3,1864, have succession for twenty years from the date of their organization, section 8 of that act providing that each association Shall have power .to adopt a corporate seal, and shall have succession by the name designated in its organization certificate, for the period of twenty years from its organization, unless sooner dissolved according to the provisions of its articles of association, or by the act of its shareholders owning two-thirds of its stock, or unless the franchise; shall be forfeited by a violation of this act. The provisions of the act of July-12,1882, authorizing national banking associations to extend their corporate existence are readily understood, and have proved to be well adapted for the purpose. Stockholders have not always assented to the proposed extension of corpo- REPORT OF THE COMPTROLLER OF THE CURRENCY. IX rate existence under the law, but up to this date such differences have been amicably arranged without the appeal to the Comptroller, provided for in section 5 of the act. Banks whose corporate existence does not expire until 1885 Lave already applied to the Comptroller for authority to extend their corporate existence, but he does not consider that, under the law, he would be justified in issuing a certificate, to a bank so long previous to the expiration of its first period of succession. Before granting the extension, the law requires that he shall in every case make an examination of the bank applying therefor, and satisfy himself with regard to the character of the assets held by the bank. It would be manifestly not in accordance with the spirit of the law for the Comptroller to make an examination, and upon such an examination issue a certificate for the extension of the existence of a bank, to take effect many months thereafter, as it is possible that a bank in excellent condition at that time might, before the extension became operative, experience a serious impairment of its capital stock. The Comptroller has therefore declined such requests, and no certificate authorizing extension will be given to any bank until within a period of about four months previous to date of expiration of its franchise. The whole number of banks now in operation, which organized under the act of June 3, 1864, whose'periods of succession will terminate during each year previous to 1000, is 1,595, with capital and circulation as follows: Years. hiHrikl ' Ca PitaL 249 ! $89, 611, 570 727 ; 185, 936, 715 J9 j 2,715,300 6 : 1, 100,000 11 1,300,000 3 600,000 63 9,290,500 104 13,193,900 103 • 12, 879, 600 39 4, 740, 000 67 7,638,000 82 10, 517, 000 23 1, 968,800 29 3, 019, 000 27 2 649,600 43 4, 930, 000 1384 1885 1886 1887 1888 1889 1890 1891 1892 1893 1894 1895 1896 1897 1898 1899 Total 1, 595 352, 089, 985 Circulation. ; ; i ; j ' $60, 526, 825 124, 807,450 1,758,250 976,500 719,100 540,000 6,419, 950 9,120,880 8, 300, 870 3, 849, 400 5,819,150 7, 695,180 1,525,500 2, 151, 000 2,208,600 3, 030, 900 240, 329, 555 In the Appendix will be found a table giving the date of the expiration of the corporate existence of each of the banks whose period of succession will expire during the year 1884, with the amount of capital and the outstanding circulation of each bank. CONTRACTION OF NATIONAL-BANK CIRCULATION. The Secretary of the Treasury has been compelled, on account of the large receipts of revenue in excess, of expenditures, to call in rapidly for payment that portion of the bonded debt which is payable at the pleasure of the United States. During the year ending November 1 more than 105 millions ($105,322,450) of the public debt has been paid, /and all of the remaining three-and-a-half per cent, bonds, amounting to .$91,596,250, have been called for payment, and ceased to bear interest X REPORT OF THE COMPTROLLER OF THE CURRENCY on November 1. Notwithstanding the fact that 202 new banks were organized during- the past year, with a capital of $28,054,350, depositing $9,375,550 of bonds as a security for circulating notes, the aggregate amount on deposit for that purpose has diminished from $302,490,050 to $352,907,")00, a reduction of 89,583,350. More than 40 millions of three and a half per cents held by the banks on November 1, 1882, have been withdrawn or called for payment; the threes have increased less than 22 millions, and the fours and four and a halts less than 9 millions. During the month of September, fifteen millions of three ]>er cents were called by the Secretary, and during October fifteen millions, and on November 17, ten additional millions, an aggregate of forty millions, of which about eighteen millions belong to the banks. The remainder of the bonds outstanding payable at the pleasure of the Government consist of 205 millions of threes, and of these the national banks hold more than two-thirds. Unless there shall be legislation by the present Congress which shall reduce the receipts of the Government, it is probable that the United States bonds will continue to be paid at the same rate as during the past year, in which event all the threes will be called for redemption within the next three years. This will reduce the bonds held by the banks from 353 millions to 151 millions, and cause a contraction in the national-bank circulation of about 00 millions per annum. This large contraction will be somewhat reduced by the action of those banks which substitute four and four and a half per cents in place of the threes; but the amount of long bonds held by the banks may also be reduced by that class of banks which may conclude that it is for their interest to avail themselves of the premium at the time when, in their opinion, the value of said bonds shall reach their maximum price in the market. The total amount of bonds outstanding, held by the banks and by the people, which arc available for circulation, and not payable at the pleasure of the Government, and which cannot be redeemed except by purchase in the market, is as follows: Four ])(!]• cents, payable July 1, l*J07 Four and a half per cents, payable September 1, 181)1 Pacific, Kail way sixes, payable September 1, 1.^)5 Pacific Uailway sixes, payable September 1, MX) Pacilic Ivailwav sixes, payable September 1, 189? Pacific Railway sixes, payable September 1, 181H Pacific Railway sixes, payable September I, 181)9 $737, 946, 550 250,000,000 $3, 002, 000 8,000,000 9,712,000 20, 383, 000 *14,526,512 64,(523,512 1,052,570,062 It is evident that unless there is additional legislation the bonds held as security for circulation will rapidly diminish. New legislation may, however, postpone the payment of the public debt, or cause the profit on circulation to increase sufficiently to induce the national banks to invest in the long four per cents, which are not to mature for a period of twenty-four years. The contraction of the bank circulation may be avoided by reduction of the redundant revenue, and there is no doubt that this is the true policy. "The radical cure for the evil" of an accumulation of a large surplus, says the Secretary in his last report, " is in the reduction of taxation, so that no more will be taken from the people than enough to carry on the Government with economy, to meet all its obligations that must be met from year to year, to pay oft with reasonable celerity the part of the debt which it may pay at pleasure, and to provide, through the sinking fund, for the payment of *$483,512 of this amount is payable in 1900, and $4,6S0 in 1902. REPORT OF THE COMPTROLLER OP THK CURRENCY. XI that which will become payable by and by. The evil conies from the likelihood of the Government holding, from time to time, a lar^e surplus to be poured out in volume at uncertain and unforeseen times, and at times often inopportune for the business of the country. There could not be that surplus, surely not so great a- one, if the subjects of taxation were lessened, and the rates made smaller upon those retained.7' The contraction of the bank circulation may also be avoided by the conversion of the long bonds into three per cents, by offering inducement to the holders of these bonds to exchange them for three per cents to mature in 1007, the Government paying to the holders thereof a reasonable amount for their difference in value. The principal objection made to this proposition is, that the Government would pay to the holders a large premium upon the bonds held by them, but it is evident that in the course of two or three years, after the three per cents are paid, if there is no reduction in the revenue, the surplus will enormously increase, unless the long bonds are then purchased by the Government at a rate to be then fixed by the holders thereof, which will be a rate much higher than that now proposed. The premium to be paid to the holders of these long bonds may be considerably reduced by providing that the circulation to be issued upon the proposed bonds when deposited by the national banks as security therefor shall not be subject to the present tax of I per cent, per annum, or by postponing the time for their payment. Such legislation would make the new bonds more valuable for this purpose than for any other, and would be likely to prevent their withdrawal until maturity, if once deposited, and for this reason the bonds would be more desirable as a basis for circulation than any which have heretofore been issued. The contraction would also be avoided by providing for the removal of the tax on circulation, and the increase of the amount of circulation to be issued to the banks upon the bonds deposited by them. The Comptroller, in discussing this subject in his report for 1882, said: If the public debt is to be paid hereafter as rapidly us during the past three years, all of the interest-beai ing bonds will soon be surrendered and canceled, and there is danger that the bank circulation will be so rapidly retired as to cause a contract ion of the currency, which will affect the price of commodities and create embarrassments in business; but there is now no such pressing necessity for a. speedy payment of the public debt as there is for the reduction of the redundant revenue. It is believed that Congress will soon provide for so large a. reduction of the revenue that a sufficient amount of bonds will remain for the security of the bank circulation. * * * If the whole public debt were reduced to a uniform rate of 3 per cent., the present high premium upon bonds would almost entirely disappear, and the volume of circulation would respond more readily to the demands of business. The temptation to sell such bonds for the purpose of realizing the premium would no longer remain. A proposition for refunding all the bonds, not payable at the pleasure of the Government, into three per cents, was suggested during the last session of Congress. The proposition is that inducements be ottered to the hohkrs of the four and four and a-half per cent, bonds to surrender them to the Government, receiving in payment therefor three per cent, bonds having the same dates of maturity as the bonds which are to be surrendered. The new three per cent, bonds issued would themselves bear a small premium, and it is believed that the holders of four per cents would consent to such an exchange if accompanied by an oiler of not more than 15 per cent, premium. The amount of the premium upon this class of bonds, say 700 millions, now outstanding at 15 per cent., would be 105 millions of dollars, and this premium could be paid, as the bonds are surrendered for exchange, from the surplus revenue of the Government, thus in effect reducing the debt of the Government 105 millions by a prepayment of interest which must be paid at a greater rate each year until their maturity. The benefit** of this plan both to the holder and to the Government are apparent. The holders would receive, in the shape of 15 per cent, premium upon the bonds, a portion of their interest iu advance, which would be available for loans at rates greatly exceeding the borrowing power of the Government, which is now less than 3 per cent. The Government would be enabled by this use of its surplus to save a portion of the interest which otherwise it would be compelled to pay hereafter. * * * XII REPORT OF THE COMPTROLLER OF THE CURRENCY. One alternative would he \o reduce the tax upon circulation, and.another to amend section 1'2 of the act of July 1.2, 1882, so as to authorize tlie banks to receive circulation at the rate- of 90 per cent, upon the average current market value of the bonds for the six months previous. If the bonds shall decline in the market, additional bonds may be required to he deposited, or the interest may he retained by the Treasmvr, upon notice from the Comptroller, to mike up the deficiency. Such an amendment has frequently been sui>jested, and, in fact, the original national bank act auihorized the issue of circulating notes to the amount of 90 per centum of the current market value of United States six per cent, bonds deposited, provided that such 90 per centum was not in excess of the amount of the bonds at their par value, or in excess of the paid-in capital stock. The law also provided for the deposit of additional bonds or money upon their depreciation, to remain so long as the depreciation should continue. It is submitted that the issue of circulation upon four and four-and-a-half per cents at 90 per cent, upon their current market value, under a restriction similar to that last mentioned, is equally safe with the issue of 90 per cent, upon the three per cents now outstanding at par; or that a reduction of tax upon circulation to one-half of 1 per cent., or to an amount sufficient to reimburse the Treasury for the whole expense of the issue of bank circulation and all expenses incident thereto, is not unreasonable in view of the fact of the large reduction upon the income derived from United States bonds, amounting to more than 2 per cent, since this tax was imposed. Other propositions have been suggested in.*order to postpone or prevent the contraction of national-bank circulation which is now imminent, but the Comptroller considers that, so long as there is a sufficient amount of United States bonds outstanding, legislation should be so shaped as to continue them in use as a basis for national-bank circulation. When the national-bank act was passed twenty years ago, it authorized the issue of bank notes equal in amount to 90 per cent, of the current market value of the bonds, but not exceeding par, nor above the amount of the capital of each bank. The only Government bonds then in existence bore interest at the rate of 6 per cent., and the amount of circulation was limited to 300 millions. Subsequently, on March 3, 1865, when this section of the act was amended so as to issue circulating notes at the same rate, but also in proportion to capital, the amount of circulation was also limited to 354 millions, and the amount of bonds then outstanding bore interest at the rate of either 5 or 6 per cent. The bonds held by the national banks on November 1 of that year consisted exclusively of five and six percents, amounting in the aggregate to $367,549,412/of which $128,503,212 were sixes and $239,040,200 were fives. The great change, since that date, in the securities held by the banks may be seen by reference to the following table, which gives the kind and amount of bonds held on November 1/1882 and 1883. 1882. . 1883. Four and a halfs $33, 754, 650 Four and a halfs $41, 319, 700 Fours 104, 927, 500 Fours . . 106,164, 850 Three and a halfs . . . 40, 606, 950 Three and a halfs . . . 632, 000 Threes 179, 675, 550 Threes 201, 327, 750 Pacific sixes 3, 52(5,000 Pacific sixes 3, 463, 000 3(V2, 490, 650 352, 937, 300 The interest upon bonds deposited was then from 2 to 3 per cent, greater than at present, and the profit on circulation about 2^ per cent. There is now only a nominal profit on circulation issued upon United States bonds, and many of the banks which have organized during the past year whose bonds have already been called for payment have experienced a loss of the amount of premium paid for such bonds. REPORT OF THE COMPTROLLER OF THE CURRENCY. XIII The yearly profit on circulation based upon 4 per cent, bonds may be seen in the following table:* $100,000 fours at '21 per cent, premium, annual interest Circulation 90 per cent, on par value $90,000 Deduct 5 per cent, redemption fund . -• 4, 500 Loanable circulation, Gross receipts Deduct 1 per cent, tax Deduct cost reclemprion Deduct -fc premium Net receipts $121,000 loaned at 6 per cent Profit on circulation 8r>,f>00 $4, 000 at C per cent, 900 30 894 5,130 9,130 1,824 7, 306 7,260 46 If the rate of interest was 7 per cent, there would be no profit. The annual profit on $100,000 four and a half per cent, bonds at 14 percent, premium, the rate of interest being 6 per cent., would be $110, and at 7 per cent, there would be no profit. At the time of the organization of the system, and since that time, the law has authorized the issue to a bank of $100,000 capital, circulation at the rate of 1)0 per cent, upon securities having a market value equal to the capital. The value of $100,000 of four per cents is now $121,000, ni)on which only $90,000 of bonds are issued, the margin being 31 per cent, instead of 10 per cent, as formerly, while the banks at the same time, under act of June 20, 1874, are required to keep on deposit with the Treasurer a five per cent, redemption fund, which amounts in the aggregate to an average of about 15 millions of dollars. Thus it will be seen that with the decrease of interest and decrease of profit upon circulation, the amount of issue upon the value of the bonds has also decreased. There is no propriety or justice in authorizing the issue of ninety dollars upon every one hundred dollar three per cent, bond Avorth par, and refusing to issue <s like proportion upon a four per cent, bond worth one hundred and twenty-one dollars. The holder of a Government bond can readily borrow money upon it as a pledge from a bank to the amount of 95 per cent, of its market value, and it is not surprising that banks should prefer to relinquish their circulation rather than deposit as security bonds having a margin of more than onethird of the circulation issued. A law authorizing increase of issue to 00 or 95 per cent, upon the lowest market price during the calendar or fiscal year previous to the deposit, together with the repeal of the tax upon circulation, would result in the deposit of a sufficient amount of the four and four-and-a-half per cents to maintain the circulation at about its present aggregate. *In this computation the premium is deducted in 2'.ty equal annual installments, and the 5 per cent, fund is regarded as reducing the loanable, circulation. If the interest to be derived from successive re-investments of all receipts be taken into the computation, the profits arc greater. E. B. Elliott, esq., Government Actuary, computes that the entire profit on circulation during the twenty-four years from July 1, 1883, which the bonds have to run to maturity, based on the four per cent, bonds of 1907, the realized rate of interest being assumed at five per cent, per annum, and re.-invested quarter-yearly, is .11.14 per cent, on the amount invested. If the realized rate of interest be assumed at six per cent., the entire profit will be 7.47 per cent. If the realized rate of interest be taken at seven per cent., the entire profit will be 4.33 per cent. The yearly profit on circulation on these bonds, the realized rate of interest being assumed at five per cent, per annum, re-invested quarter-yearly, is -ytpj of one per cent, on the amount invested If the ()realized rate be. assumed at six per cent., the corresponding yearly profit will be -flrer * Olie P(-T cent. It' the realized rate be taken at seven per cent., the yearly profit on circulation will be -/u'u of one per cent. XIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Section 0 of the act of July 12, 1882, provides that any gain that may arise from the failure to present the circulating notes of the national banks shall inure to the benefit of the United States; and in order to ascertain the amount of such circulating notes, it is provided that new circulation, readily distinguishable from the circulating notes before issued, shall be issued to such banks as shall, under the law, be authorized to renew their corporate existence. It is believed that the gain arising from the accidental loss or destruction of circulating notes will amount to from 1 to 1J per cent, upon the highest amount outstanding during each period of twenty years. The amount of gain to the Government at the present time, arising from this source, is probably about four millions of dollars. This gain does not properly belong to the United States, or to the banks issuing the notes. It really belongs to those parties only who were the owners of such circulating notes at the time of their loss or destruction. The Government of the United States receives the circulating notes of the national banks in payment of all dues except duties on. imports, and guarantees the payment of their issues at the Treasury, on demand, holding a paramount lien upon all the assets of each bank to make good any deficiency which may arise after the sale of the bonds pledged for such notes. The amount of the gain accruing from the non-redemption of lost national-bank notes can soon bo approximately estimated, and should be authorized to be (tarried to the credit of an uinsolvent-bank redemption'7 account in the oince of the Treasurer. If this fund should be used for the purpose of redeeming the notes of insolvent national banks, the avails of whose bonds might be insufficient for that purpose, the issue could safely be increased to a rate not exceeding the lowest market value of the bonds during the calendar or .fiscal year previous to the deposit. Experience has shown that if instead of ninety dollars upon each one hundred dollars of bonds, one hundred dollars of circulating notes had been issued upon every seventy dollars of United States bonds deposited, there would not have been any loss to the Government, or to the holders of the circulating notes of any of the national banks which have failed during the last twenty years; but that there might have been an additional loss to the depositors, depending upon the character of the assets held in place of the portion of bonds which on this supposition would have been released, if circulation had been issued to these insolvent banks, which had a capital of about twenty millions, to the amount of their ciipiti.il, the value of the bonds being the same, and there had been just previous to failure a- decline in the market of 5 per cent, upon the value of the bonds, the losses would not have exceeded one million of dollars. These possible losses would have fallen upon the holders of the notes of such few banks only as became insolvent, or upon the creditors of these banks or the Government; and if the gain arising from lost notes could have been used as proposed, these possible losses would have been provided for. A very large proportion of the national banks are strong in assets and in the wealth of their shareholders, and no losses can arise either to creditors or note holders from their issues. Circulation could, in (act, be safely issued to many of the national banks, which have an accumulated surplus of more than 20 per cent, of their capital to an amount exceeding their capital or bonds deposited. But the present system is a free banking system, under which any association of persons may organize a bank. The increase in the wealth of the country has been rapid, and associations are being rapidly organized in such localities as offer good business inducements, by persons of undoubted means and good financial standing; but human nature remains the same, and Congress would REPORT OF THE COMPTROLLER OF THE CURRENCY. XV not be justified, under the present system, in authorizing the issue of circulation beyond the amount of security deposited, as such legislation would offer inducements to unprincipled men to organize banks, and issue circulation for fraudulent purposes. A proper limit to the issue of the circulating notes of each bank, and adequate security for the amount to be issued, does more to prevent the organization of fraudulent institutions, in such a broad territory as our own, than any penal provision however stringent. Legislation authorizing such an account as has been suggested to be opened in the oince of the Treasurer would insure the Government against any possible loss, and the increase of circulation upon bonds, together with the repeal of the-tax up<!ii circulation, would undoubtedly have the effect of supplying the country with bank circulation for the next twenty four years, or until the maturity of the four per cent, bonds, and probably without affecting the safety fund thus provided to the amount of a single dollar. This legislation would have the effect to advance the price of the bonds, but the advance would bring them into the market, still leaving a sufficient profit to make the investment desirable as a pledge for circulation. If beyond any anticipated, contingency the bonds should largely decline in value, the amount of security could immediately be required to be increased, under section 5107 of the .Revised Statutes, which j>rovides that— Whenever the, market or cash vn.hu; of any bonds thus deposited .with theTreasurer is reduced below the amount of the. circulation issued for the. same, the Comptroller may demand and receive, the amount of such depreciation in other United States bonds at cash value or in money from the association, to be deposited with the Treasurer, as long as such depreciation continues. If considered desirable, in anticipation of a gradual decline of premium, the proposed law could require the amount of circulation issued to be reduced one per cent, yearly, or such per centum that the total amount outstanding' could not at any time exceed the value of the bonds on deposit, and the Treasurer also could be authorized to retain the interest upon bonds when necessary upon the request of the Comptroller. The proposition to convert the long bonds into threes, is more desirable than the proposition to increase the rate of circulation, for the reason already referred to, that the new three per cents, payable in 1891 and 1907, would bear but a comparatively small premium in the market and that the Government would bo enabled to use its surplus revenues to advantage. They would be the only bonds available for circulation, and would not be likely to be-withdrawn for sale for the purpose of realizing the market price; and the profit on circulation would be sufficient to induce banks to deposit them whenever additional circulation is required. From time to time, as the present three per cents are called for payment, the fours and four and a halls are likely to advance in the market, and subsequently to decline gradually until the day of payment. There will be a diversity of opinion in reference to the date when they will reach their maximum price in the market, and for that reason they will be deposited and withdrawn, not when a greater or less amount of circulation is needed, but when the holder believes that he can realize the greatest profit from their purchase or sale. The new long three per cents would give that elasticity to the circulation which is greatly needed, and which cannot be obtained from the deposit of Government securities worth a premium nearly equal to one-fourth of their par value. While the Comptroller is of opinion that the addition to the circulating medium of the country during the last three years has been more XVI REPORT OF THE COMPTROLLER OF THE CURRENCY. than sufficient to supply the legitimate demands of business, he'believes that the large contraction of the currency now imminent, should not be allowed to take place too rapidly, or the deficiency caused by such contraction be replaced by a substitute less desirable than the bank notes now in circulation. It is said that if the deficiency arising from the retirement of national-bank notes during the next three years should amount to about 60 millions per annum, it may be supplied by the gold imported from abroad, by the annual product from the mines, or by the coinage of the silver dollar ux^on which silver certificates are now issued. By reference to the next chapter of this report it will be seen that there has been a large increase in gold coin, and also a large and steady increase in the amount of silver, chiefly of standard silver dollars, since the date of resumption. But in the fiscal years from 1868 to 1877 there was an excess of gold exports as follows: 1868 1869 1870 1871 1872 863, (558, 901 2J, 870, 930 21, 579, 012 59,802, 647 40, 831, 302 i 1873 1874 1875 1876 1877 $36, 174, 268 14,539, 282 53,284,184 23,184, 341 341,140 while during the succeeding fiscal years there was an excess of gold imports, as follows: 1878 W9 §4,125,760 ; 1881 1,037,334 | 18^2 1880 77,119,371 ; 1883 $97,466,127 1,789,174 6,133,261 The gold production from the mines is estimated to have been about 32 millions annually during the last six years, from which must be deducted about 11 millions, the amount estimated to have been used annually in the manufactures and arts. The annual increase or decrease of gold in this country is subject to great variations, depending largely upon the value of its products exported and the amount of its imports. It may at any time be largely to the advantage of trade and the business of the country to send gold abroad for the purchase of commodities, and if the experience ot former years, not only in this country but elsewhere, is repeated, the amount of gold now held by us will not long hence be greatly diminished. Under existing laws, the increase in standard silver dollars cannot be less than 27 millions annually, and to that extent the contraction caused by the withdrawal of the bank circulation may be supplied by the introduction of an inferior currency. It is also urged that Treasury notes as well as silver certificates may be issued in place of the bank notes which are to be retired. This latter proposition was fully discussed in the reports of the Comptroller previous to the resumption of specie payment on January 1, 1879. It has been discussed in nearly every village and city of the Union, at a time when a large amount of five and six per cent, bonds was payable at the pleasure of the Government, and when the receipts of the Government did not so largely exceed its expenditures. Even under such favorable circumstances the constitutional right to issue legal tenders in time of peace was questioned; audit may be added that this question is now before the Supreme Court of the United States for its determination. If Treasury notes not a legal tender were to be issued for the amount of the present paper circulation, in all about 700 millions, the Government, as was then said, must hold a large amount—» not less than 250 millions—of coin as a reserve, a considerable portion of which must be purchased; and the interest upon this reserve and the expense of issuing the notes and the cost of redemption were then considered more than equal to the advantage or profit derived by the REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII banks from the issue of circulating notes, while the obvious advantages of the present system of paper currency, composed of bank and Treasury notes in nearly equal proportions, and of having the monetary institutions of the country large holders of the public debt, would be lost. The most serious objection to the proposition was that if the entire paper money of the country was issued by the Government, its amount would depend, not upon the demands of business, but upon the action of political parties andoiACongress, and could be increased and diminished at its pleasure. Xo country which has continuously maintained si>eeie payment has burdened itself with direct issues of paper circulation. Such issues in England and France are not the issues of the country, but the demand promissory notes of great banking institutions orgauized for this purpose. The act to provide for the redemption of specie payments, of January 14, 1875, provided for the reduction of the legaltender Treasury notes, and the act of May 31, 1878, fixed the limit of such notes, leaving a conviction in the minds of the j)eople that the amount was not to be increased. If the amount is to be increased, it cannot be done without reopening again the discussions which took place previous to resumption, and which finally resulted in the passage of the act extending the corporate existence of the national banks during the last session of Congress. If reopened it is more likely to result, as has been said by the Comptroller in previous reports, in the repeal of the act taxing the notes .of State banks out of existence than in any considerable increase of Treasury notes. Since the date of the commencement of this exhaustive discussion in every part of the country, its situation has greatly changed. Specie payments have been resumed, and the revenue of the Government has so greatly increased that the funded debt has been diminished more than four hundred millions, and the borrowing x>ower of the Government increased from 5 per cent, to about 2.80 per cent. More than 1,700 millions of five and six per cent, bonds have been replaced by fours and four-and-a-halfs, and the remainder converted into three-and-a-halfs; while during the last two years live hundred and seventy millions of the three and one-half per cents have either been refunded, converted into threes, or paid, or called for payment, and the Treasury is embarrassed, not for want of the funds with which to pay the expenses of the Government, but with a revenue greater than it needs, and greater than it can judiciously disburse. Under such circumstances, authority of Congress to print additional Treasury notes would lead to still greater embarrassment, and place in the Treasury circulating notes at a time when the most important subject before Congress is the reduction of a redundant revenue and the employment of the surplus of an overflowing Treasury. If it were possible to issue additional Treasury notes when the revenues of the Government are so much greater than its expenditures, and simultaneously with the yearly addition of silver dollars now authorized by law, it is evident that such steps would lead plainly from a gold to a silver standard. The gold balance belonging to the Treasury is large, but the silver balance has increased rapidly, and the laws now in force will continue to increase the silver and reduce the gold. The issue of additional Treasury notes will weaken the Treasury, and be likely to create doubts on the part of some of the holders as to the ability of the Government to pay gold on demand, and the Government, by declining to pay in gold, thus taking from the holder the option of payment, may at any time bring the nation upon the silver standard, advancing the price of products and demonetizing the entire gold coin G568 c o II XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. of the country. In such a crisis, the reserve of gold in the Treasury will be continually diminished on the one hand by the presentation of its notes for payment, while its revenue, on the other hand, will not be increased by customs duties paid in gold, as at present, but by the return of silver dollars and silver certificates, which will under existing laws sooner or later drive every dollar of gold coin out of circulation bringing upon the country a much greater contraction than that which it is now proposed to prevent. DISTRIBUTION OF COIN AND PAPER CURRENCY. In previous reports tables have been given showing the amount of coin and currency in the country and its distribution in the Treasury, in the banks, and among the people on January 1, 1879, the date of the resumption of specie payments, and on November 1 of that and each succeeding year. These tables have been thoroughly revised, and are again presented, the amounts on November 1,1879, being omitted, while those on November 1,1883, are added. The amounts of gold and silver in the country available for circulation are based upon the estimates of the Director of the Mint for January 1, 1879, and November 1, 1879. The amounts of gold for the succeeding dates have been obtained by adding the gold production of the country, less the amounts used in the arts, from estimates of the same officer, adding the excess of gold importations during the year or deducting the excess of gold expectations lor the same period, according to the reports of the Bureau of Statistics. The amounts of silver are obtained by adding for each year the amount of silver dollars and fractional coinage, less amounts recoined. For the year 1883 the silver bullion purchased by the Government for coinage and on hand on November 1 is included. From November 1,1882, to November 1, 1883, the production of gold by the mines of the United States is estimated to have been $32,000,000. During the same period the amount of gold—foreign and domestic gold coin and bullion—imported in excess of the amount exported has been $13,613,992, making an increase in the stock of gold in the country of $45,613,992. From this amount must be deducted the amount used in the arts during the same period ($11,000,000), leaving $34,613,992 as the increase in the stock of gold coin and bullion in the country. The total excess of imports of gold over exports of the same from the date of resumption to November 1,1883, has been $186,195,510, and the total estimated gold product of the mines of the United States for the same period has been about $167,600,000. The total amount of silver coined during the year has been, after deducting the recoinage, $29,021,143, of which $28,391,069 were standard silver dollars. The total amount of the latter coined since the passage of the act of February 28, 1878, authorizing that coinage, up to November 1,1883, has been $156,720,949. The following table, based upon the estimates and figures given above, shows the amount of coin and currency in the country on January 1, 1879, and on November 1 of the years named: January 1,1879! Gold coin and bullion Silver coin Legal-tender notes National-bank notes Totals J November i November i November 1,1881. 1,1880. 1,1882. i 1 • " $278, 310,120 $449, 327, 404 1 $550, 922, 398 $547, 356, 262 106, 573, 803 153, 653, 630 181,476,144 i 208, 744, 424 336, 681, 01(5 : 346,681,016 346,681,016 346,681,016 343, 834,107 : 300, 344, 250 362, 727, 747 323,7*91,674 1, 055, 356, 619 1, 293, 496,157 |1, 439, 423, 808 j], 465, 509,449 November 1,1883. $581, 970, 254 242, 701, 932 346,681,016 352, 013. 787 1, 523, 366, 989 REPORT OF THE COMPTROLLER OF THE CURRENCY. XIX There has been no change in the aggregate of legal-tender notes outstanding, which still remains as fixed by the act of May 31, 1878. National-bank notes have decreased $10,713,060 during the year; the amounts of gold and silver have increased $34,013,992 and $33,957,508, respectively, making the total increase during the year in gold, silver, and currency, $57)857,540. The table below gives the portion of the gold, silver, and currency held by the United States Treasury and by the national and State banks. The amounts in the United States Treasury are for the corresponding dates with those in the preceding table. The amounts in the national banks are for the corresponding dates nearest thereto on which returns were made to the Comptroller, viz: January 1, 1879; October 1, 1880 and 1881; October 3, 1882, and October 2, 1883. The amounts in the State banks, trust companies, and savings banks have been compiled in this office from official reports for the nearest obtainable dates. January 1,1879'. November 1,1880. November i November 1,1881. S 1,1882. November 1,1883. In the Treasury, less certificates $112, 703, 342 ! $133, 679, 349 $167, 781, 909 $148, 435, 473 $157, 353, 760 In national banks, including certificates 35, 039, 201 102, 851, 032 | 107, 222,169 | 94,127, 324 97, 570, 057 In State banks, including cer10,937,812 ! 17,102,130 tificates 18, 255, 300 19,901,491 17,892,500 j Total gold 158, 680, 355 j 253, 632, 511 294, 905, 569 260, 455, 297 j 273,179,117 17, 249, 740 9,121, 417 6, 048,194 6, 460, 557 47,156, 588 6, J 85, 000 24, 635, 561 G, 495, 477 66, 576, 378 3, 424, 575 25, 984, 687 7,112, 567 92, 414, 977 4, 012, 503 26, 749, 482 8, 234, 739 116, 036, 450 4, 936, 365 26,732,424 10, 247, 926 38, 879, 908 j 84, 472, 626 | 103, 098, 207 j 131, 411, 701 SILVER. I n the Treasury, standard silver dollars I n the Treasury, bullion In the Treasury, fractional coin In national banks Total silver 157, 933,165 CURRENCY. I n the Treasury, less certificates I n national banks, including certificates I n State banks, including certificates I n savings banks 44,425,655 22,774,830 26,224,248 30, 996, 217 86,439,925 I 77,630,917 18,221,826 j 92, 544, 767 103, 316, 809 28, 259, 069 12, 998, 594 Total currency . 27, 086, 482 27, 391, 317 14, 724, 978 11, 782, 243 211,375,639 | 147,563,225 j 139,579,307 I 160,580,475 175, 570, 682 Grand totals 408,935,902 j 485,668,362 | 537,583,083 606, 682, 964 126,491,720 j 25,944,485 25,828,794 14, 513, 779 j 17, 072, 680 552,447,473 If the aggregates of gold, silver, and currency for the several dates in the above table be deducted from the amounts of the same items at corresponding dates in the table which precedes it, the remainders will be, approximately, the amounts in the hands of the people at corresponding dates. January 1,1879: Gold Silver Currency Totals ! 1 1 November I November \ November 1,1882. i,i88i. ; ! 1,1880. ! November 1,1883. $110, 629, 771 $195, 694. 893 $256,016,829 $286, 900, 965 69,181,004 i 78,377,937 > 77, 332, 723 67, 693, 895 459, 097, 051 542,951,898 ; 567, 445, 959 548, 828, 288 $308, 791,137 84, 768, 767 523, 124,121 901,840,725 i 913, 061, 976 916, 684, 025 646, 420, 717 807, 827, 795 XX REPORT OF THE COMPTROLLER OF THE CURRENCY. The gold in the Treasury, including bullion in the process of coinage, has increased during the year $8,918,287, and in the banks $3,805,533. The paper currency in the Treasury has increased $4,771,969, and in the banks $10,218,238. The increase of gold outside of the Treasury and the banks has been $21,890,172, and of silver coin $7,430,044, and the decrease of paper currency exclusive of silver certificates, $25,704,167. In the foregoing tables the silver certificates issued by the Treasury have not been included, but the standard silver dollars held for their redemption on presentation form a portion of the silver coin in the Treasury. The silver certificates in the hands of the people and the banks, at the dates corresponding to those given in the tables, were as follows: January 1, 1879 November 1, 1880 November 1,1881 November 1, 1882 November 1, 1883 $413,360 19,780,240 58,838,770 65,620,450 85,334,381 It will be seen that the amount of these certificates in circulation has increased $19,713,931 during the year. The gold certificates issued under section 12 of the act of July 12, 1882, outstanding in the hands of the people and banks on November 1, 1882, and November 1, 1883, not including the amount in the Treasury, were $6,962,280 and $48,869,940, respectively. As before stated, the total amount of standard silver dollars coined up to November 1, 1883, was $156,720,949; of which, as shown in one of the foregoing tables, $116,036,450 was then in the Treasury, although an amount equal to $85,334,381 was represented by certificates in the hands of the people and the banks, leaving $30,702,069 then held by the Treasury. Of the $156,720,949 coined, $40,684,499 was therefore evidently outside of the Treasury, and $85,334,381 of the amount in the Treasury was represented by certificates in circulation. The remainder of the silver, $85,980,983, consisted of subsidiary coin, trade dollars, and bullion purchased for coinage, of which $31,648,789 was in the Treasury, and about $49,993,256 was in use with the people and the banks, in the place of the paper fractional currency for which it was substituted, as against $53,232,520 similarly employed November 1, 1882. The increase of gold and silver coin and paper currency, exclusive of silver certificates outside of the Treasury and the banks since the date of resumption, is thus estimated to have been $270,263,338, and the increase during the year ending November 1, 1883, $3,622,049. To these sums the amounts of silver certificates in the hands of the people may be added. On November 1, 1883, the amount of these certificates held by the people and the banks was, as has been seen, $85,334,381; but the proportion of this amount in the hands of the people cannot be exactly determined. AMOUNT OF INTEREST-BEARING FUNDED DEBT IN THE UNITED STATES, AND THE AMOUNT HELD BY NATIONAL BANKS. The public debt reached its maximum on August 31, 1865, at which time it amounted to $2,845,907,626. More than 1,275 millions of this debt were in temporary obligations of the Government, of which 830 millions bore interest at 7.30 per cent, per annum. The average rate of interest on 1,725 millions of the debt at that date was 6.62 per cent. This large amount of temporary obligations was funded within the three years which followed the close of the war, chiefly into six per cent, bonds. The six per cent, bonds were gradually reduced during the year 1869 and the seven years following, by payment and refunding into five REPORT OF THE COMPTROLLER OF THE CURRENCY. XXI per cents. The six per cents, together with the five per cents, were subsequently rapidly replaced by four and one-half and four per cent, bonds, which were authorized to be issued by the act of July 14, 1870. In the year 1881 all of the unredeemed five and six per cent, bonds, amounting to $579,560,050, were continued payable at the pleasure of the Government, with interest at three and one half per cent., by agreement with the holders. The act of July 12,1882, authorized the refunding of the three and one-halfs into three per cents, and since its passage all of these bonds have been converted into three per cents, or called for payment. The last call was made on July 26 for $30,75^,350, and the interest on these bonds ceased on November 1 last. The Secretary also, during the months of September, October, and November, called for payment forty millions of the threes. The interest on the last call of ten millions is to cease on February 1. The report for 1879 and subsequent reports contain tables exhibiting the classification of the unmatured interest-bearing bonded debt of the United States, and of the bonds held by the national banks for a series of years. These tables are again presented, and exhibit the amount of the outstanding bonds of the Government, and the amount held by the banks on July and November 1, of the present year. The following table exhibits the classification of the unmatured interest-bearing bonded debt of the United States* at the dates named: Date. ; Six per cent, j Five per cent. Four and a half i Four per cent. i bonds. j bonds. per cent, bonds. bonds. 1865 1866 1867 | $908,518,091 ; 1,008,388,469 1 1,421,110,719 Aug. July July July July July July July July July July July Julv July July July July 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 July July 1882. 1883. Nov. 1,1883. 1,841,521,800 1.886,341,300 1, 764, 932, 300 1, 613, 897, 300 1, 374, 883, 800 1, 281, 238, 650 1, 213, 624, 700 1,100, 865, 550 984, 999, 650 854, 621, 850 738, 619, 000 310, 932, 500 235, 780, 400 196, 378, 600 Continued at 3£ per cent. 58, 957,150 $199, 792,100 198, 528,435 198, 533, 435 221, 588, 400 221, 589. 300 221, 589, 300 274, 236, 450 414, 567, 300 414, 567, 300 510, 628, 050 607,132, 750 711, 685, 800 703, 266, 650 703, 266, 650 646, 905, 500 484, 864, 900 439, 841, 350 Continued at 3£ per cent. 401, 503, 900 32, 082, 600 3 per cents. 304, 204, 350 3 per cents. 305, 529, 000 $140, 000, 000 240, 000, 000 250, 000, 000 250, 000, 000 250, 000, 000 Total. $1,108, 310,191 1, 206, 916, 904 1, 619, 644,154 2, 063,110, 200 2,107, 930, 600 1, 986, 521, 600 1, 888,133, 750 1, 780, 451,100 1, 695, 805, 950 1, 724, 252, 750 1, 707, 998, 300 1, 696, 685, 450 1, 696, 888, 500 $98, 850, 000 1, 780, 735, 650 1, 887, 716,110 679, 878,110 739, 347. 800 1,709,993,100 739, 347, 800 1, 625, 567, 750 250, 000, 000 739, 349, 350 250, 000, 000 737, 942, 200 1, 324, 229,150 250, 000, 000 I 737, 946, 550 1, 273, 475, 450 1, 449, 810, 400 The operations of the Treasury Department for a series of years have largely reduced the amount of interest receivable by the national banks on the bonds held by them. During the last year, the three and onehalf per cents were reduced more than two hundred millions ($200,769,200), and during the present year ending November 1 more than forty millions ($40,000,950) have been called and have been chiefly replaced by three per cents. *The Navy pension fund, amounting to $14,000,000 in three per cents, the interest upon which'is applied to the payment of naval pensions exclusively, and $14,970,500 of \fy per cents., which had been called and ceased to bear interest after November 1, are not included in the table. XXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Sixteen years ago the banks bad on deposit as security for circulation 327 millions in United States bonds, of which amount 24 L millions bore interest at six per cent, and 86 millions at live per cent., and on July 1, 1882, they held 227 millions of three and one-half per cent, bonds. These bonds have now entirely disappeared from the list of securities held by the national banks with the exception of $032,000, which havebeen called. The average rare of interest now paid by the United States on the bonds deposited as security for circulating notes is about three and one-half per cent, upon their par value; but is equal to about 3.19 per cent, only of the current market value of the bonds. The banks now hold 41 millions of four and one-half's; 106 millions of fours; and 201 millions of three per cents, which have been refunded from three and one-half per cents. This will be seen from the following table, which exhibits the amount and classes of United States bonds owned by the banks, including those pledged as security for circulation and for public deposits on the first day of July in each year since 1805, and upon November 1 of the present year. United States bonds held as security for circulation. Date. J u l y 1,18f>r). July 1,1860. July 1,1867. July 1,18.68. J u l y 1,1869. July 1, 1870 J u l y 1,1871. J u l y ] , 1872. July 1,1873. July 1,1874. July 1,1875 July 1,1876. July 1, 1877. July 1,1878. July 1, 1879. July 1,1880. J u l y 1,1881. July 1,1882. j 6 per cent. 5 per cent. 4J per cent. 4 per cent. • ! bonds. bonds, j bonds. bonds. \ Total. United States . "bonds held ' for other I purposes | at nearest I date. Grand total. I $235, 959,100 $155, 785, 750 $391, . $170, 382, 500i $65, 576, 600' 744, 850 : .' 241,083,500! SC>, 226, 850: i 327,310,350 121, 152, 950 448, 463, 300 , . 251,430,400 89, 177, 100 ! 340, 607 500 84, 002,650 424,610,150 j ! 340, 607, 500: 80, 922, 500 422, 418, 400 250, 726, 950 90, 708; 950' ! i 341, 495, 900 55, 102, 000 397, 953, 600 255, 190, 350i 87, 661, 250i . ! ! 342, 851, 600 247, 355, 350 94, 923, 200 43, 980, 600 386, 259, 150 | 342, 278, 550, 220, 497, 750' 139, 387, 800! 39, 450, 800 399, 330, 350 • ; 359, 885, 550' 173,251,450 207, 189, 250 31, 868, 200 412, 308, 900 I 380, 440, 700 160,923,500 229, 487, 050: 25, 724, 400 416, 134, 150 : : 390, 410, 550 ! 154, 370, 700; 236, 800, 500 347,100 416, 518, 300 : 25, ! 391,17.1, 200 , 136,955, 100' 239, 359, 400 900,200 403,214,700 I 376, 314, 500; 26, 109,313,450 232, 081, 300 , 170, 300 386, 665, 050 i 341,394,750 45, 87, 690, 300 200, 651, 050 $44, 372, 250. 315, 050, 386, 028, 650 l 713, 6001 47, 82. 421, 200: 199, 514,550 48,448,650 $19, 162, 000. 338, 850, 900 418, 397, 300 546, 400' 68, 56, 042, 800 144, 616, 300 35,056,550 118, 538, 950 349, 603,520 430.858,120 354, 254, 600; 76, 58, 056,150 139, 758, 650! 37,760,950! 831,300 404,483,350 361,652,050! 42, 61,901,800 172, 348, 350 32,600,500 126,076,300; 849,950 424,338,350 93,637,700 360,488,400; 63, Continued ! C o n t i n u e d | at 3£ per at 3£ p e r , cent. : cent. : i 25,142, 600' 202,487,650 32, 752, 650 97, 429, S001 357, 812, 700! 43, 122, 550 400, 935, 250 J u l y 1,1883. Kov. 1,1883. 385, 700 • 7, 402, 800 3 p e r cents. 39, 408, 500; 104, 954, 650, 353, 029, 500! 200, 877, 850! : >319'7()0 106 » 1G4> 8 5 ( ) 348 I » 812 > 3 34, 094,150 ! 387,123, 650 °. 674 > 05() i 379 > 486 > 350 J The banks also held $3,403,000 of Pacific Railroad six per cents. They also had $(332,000 three-and-a-halfs, which ceased to bear interest on November 1. More than one half of the bonds now held by the national banks are three per cents. If the public debt continues to be paid as rapidly as it has been during the past year, all of these bonds will certainly be called within the next three years. Those of the lower numbers which it is safe to estimate will not be called within the next two years, cannot be purchased for a premium of much less than two per cent., and at that price there will be a loss upon circulation based on this class of bonds if they are redeemed within three years. The profits on circulation based on other bonds held by national banks are merely nominal. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII AMOUNT OF UNITED STATES BONDS HELD BY THE NATIONAL BANKS, AND BY BANKS ORGANIZED UNDER STATE LAWS, AND BY PRIVATE BANKERS. Through the courtesy of State officers, the Comptroller has obtained official reports made to them under State laws by State banks in 22 States, by trust companies in 5 States, and by savings banks in 14 States, at different dates daring the year 1883, and from these returns the following table has been compiled: Held by 754 State banks in twenty-two States Held by 34 trust companies in five States Held by 630 savings banks in fourteen States $5, 287, 606 17,437, 990 219,017, 313 Total 241,742,909 The interest-bearing funded debt of the United States was, on JSTovember 1, last, $1,273,475,450. The total amount of bonds held by the national ($379,486,350) and State and savings banks ($241,742,909) was $621,229,259, which is not greatly less than one-half of the interest-bearing debt. The amount of United States bonds held by State banks is given by geographical divisions for the years 1880, 1881, 1882, 1883, as follows: Geographical divisions. Eastern Stat es Middle States Southern States Western States Pacific States Total 1880. 1881. 1882. 1883. $45, 230, 098 157, 563, 757 958, 470 2, 672, 242 7, 240, 835 $40,468,340 !; $42,667,248 176,373,889 197,135,239 1,073,400 : 268,350 | 5,735,518 , 3,369,414 14, 874, 332 20, 020,175 213, 665, 402 238, 525, 539 . 263, 400, 426 j $37,399,819 182, 847, 588 646, 500 3 105, 024 17, 743, 978 241, 742, 909 In previous reports the Comptroller has given the amount of United States bonds held by banks organized under State laws, and by private bankers, as returned to the Commissioner of Internal Kevenue for purposes of taxation. The tax on deposit and capital having been repealed, no further returns of this kind will be available hereafter. The last returns to the Commissioner was for the six months ending November 30, 1882, and from these returns the following table has been compiled for the purpose of comparison with previous tables presented since the year 1880: Amount inv >sted in United States bonds. Geographical divisions. By State banks, 'private bankers, and trust companies. By savings banks. Total. May 31, 1880: New Eu ""land States Middle States Southern States Western States Pacific States and Territories $3, 737, 093 20, 564, 834 2, 541, 991 8,137,554 3, 883, 816 $37, 693, 200 146, 301,155 1, 000 2, 474, 557 2, 717, 904 $41,430,293 166, 865, 989 2, 542, 991 10, 612, 111 6, 601, 720 United States 38, 865, 288 189,187, 816 228, 053,104 2, 985, 21, 908, 1, 707. 6, 734, 4, 984, 496 703 702 948 313 36, 640, 795 168, 617, 049 21, 689 2, 689, 447 6, 911,198 39, 190, 1, 9, 11, 38, 321,162 214, 880,178 253, 201, 340 May 31, 1881: New En °"land States Middle States Southern States . "Western States Pacific States and Territories United States 626, 525, 729, 424, 895, 291 752 391 395 511 XXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount invested in United States bonds. Geographical divisions. May 31, 1882: New England States Middle States Southern States Western States Pacific States and Territories ;By State banks, I private bankI ers, and trust I companies. !! • By savings banks. $37,046,625 I 189, 775, 842 Total. $2, 644, 895 20, 576, 823 1, 862, 946 7, 099, 874 5, 897, 637 ""2,'354,"7i6' 12, 851, 605 $39, 691, 520 210, 352, 665 1, 862, 946 9, 454, 584 18, 749, 242 United States . 38, 082,175 242,028,782 280,110, 957 November 30, 1882: New England States Middle States Southern States "Western States Pacific States and Territories . 2, 501, 497 19, 735, 340 1,147, 881 6, 528, 666 5, 781, 749 34, 274,199 179,131, 959 "2,143,118 14, 380, 007 36, 775, 696 198, 867, 299 1,147, 881 8, 671, 784 20,161, 756 United States . 35, 695,133 229, 929, 283 265, 624, 416 The data, which has heretofore been obtained from the Commissioner of Internal Revenue, included the returns from private bankers, and was, therefore, more complete than that obtained from the reports of State officers, but the amounts held by State and savings banks have not greatly differed. ILLEGAL CERTIFICATON OF CHECKS. Section 13 of the act of July 12, 1882, provides : That any officer, clerk, or agent of any national-banking association who shall willfully violate the provisions of an act entitled "An act in reference to certifying checks by national banks," approved March third, eighteen hundred and sixty-nine, being section fifty-two hundred and eight of the Rerised Statutes of the United States, or who shall resort to any device, or receive any fictitious obligation, direct or collateral, in order to evade the xvrovisions thereof, or who shall certify checks before the amount thereof shall have been regularly entered to the credit of the dealer upon the books of the banking association, shall be deemed guilty of a misdemeanor, and shall, on conviction thereof in any circuit or district court of the United States, be fined not more than five thousand dollars, or shall be imprisoned not more than five years, or both, in the discretion of the court. Upon the passage of this act those banks which were accustomed to certify large amounts of checks, accepted those checks which were drawn upon them, instead of certifying them, and assumed that such acceptance was not in violation of law. The banks claimed that they had power to accept checks after the 3d and 7th paragraphs of section 5136 of the United States Eevised77Statutes. The former authorizes national banks to "make contracts, and the latter provides for the " exercise of all such incidental powers as shall be necessary to carry on the business of banking.77 The Comptroller being in doubt in reference to the proper construction of the section, the matter was referred to the Attorney-General, who rendered an opinion on November 24,1882, (1) that a national bank cannot legally accept checks drawn upon it where the drawer has not already deposited therewith the amount stated in the check; and (2) that the limit imposed by section 5202 extends to liabilities incurred by the certification of checks, and that such acceptance by a bank, without the existence of funds on deposit therewith, to an amount exceeding in the aggregate the amount of its paid-iu capital, would be a violation of that section. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXV The proposition for the establishment of a stock-clearing house, such as is in operation in London, Vienna, Berlin, and other large cities in Europe, was in the mean time brought forward and discussed. An organization was formed and the plan was twice placed in operation, and it is said by those who are well acquainted with such transactions to have been practicable. It was abandoned during the last few weeks, chiefly, it is said, through the fears of some of the banks and stock brokers that it would diminish the magnitude of their business. In the month of August it was rumored that the failure of a firm of brokers had resulted in a loss to the stockholders of the Wall Street National Bank by an over-certification or acceptance of checks, and an examination of this bank during the following month confirmed the rumor, and furnished evidence of an over-certification of the checks of this firm in excess of their balance of cash on hand to the amount of $199,899. The Comptroller thereupon, on September 27, addressed a letter to the Secretary, inclosing a certified copy of the examiner's report, with the request that he would transmit the same to the Attorney-General for his action, under section 13 of the act of July 12, 1882. This information was soon brought to the attention of the United States district attorney in the city of New York, the result of which was the indictment of the teller of the above bank, who, on being notified of that fact, appeared before the United States commissioner, and was held to bail to plead at the December term of the court. As soon as this proceeding became known to the bank it went into voluntary liquidation on October 17, and immediately thereafter was converted into a State bank, under the laws of the State of New York. The trial, under this indictment, will test the law, which provides for a fine or imprisonment of any officer of a national bank who shall certify checks in violation of section 5208, United States Revised Statutes. This proceeding should result in the organization of a stock-clearing house, or of some other action by the stock board and the banks, through whom this kind of business is transacted, which will render it unnecessary for national banks to certify brokers' checks, or lend their credit for such large amounts in the future. It is respectfully submitted that the law, as it now stands, makes it a criminal offense for an officer of a bank to certify the check of a dealer who may inadvertently overdraw his account for a few dollars in the payment of an ordinary obligation; and it certainly should be amended so as to exempt such ordinary business transactions from the penalty imposed. In this connection the Comptroller calls attention to the successful operation of the stock-clearing house in the city of London, which the London Economist says, u as a piece of77time and labor saving mechanism, has undoubtedly achieved success. The following paragraph from an article in that journal, of October 6, gives a history of the establishment of a stock clearing-house in that city, from which it appears that operations of equal magnitude with those in New York are successfully conducted, although the settlements it is understood are made fortnightly instead of daily, as in New York : Since 1880, when the present clearing-house was established, the system has been considerably extended, and great efficiency has now been secured. The collapse of the preceding clearing, after a duration of about five years, was a perfectly natural ending to a system which was at once unscientific and contrary to the customs of the business. Under the old regime, all transactions between middlemen, which in the more speculative stocks are always very numerous, were simply eliminated for the purpose of bringing the original buyer and the ultimate seller into actual contact; but elimination, pure and simple, destroyed all continuity, so that two parties were brought unconsciously into a position of mutual contact. The leading principle of the present system is the complete practical recognition of the vital necessity of pre- XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. serving the same continuity which would exist if bargains were settled in the ordinary way, without the intervention of a clearing-house. As a consequence of this, the members of the stock exchange, as a whole, have from the beginning felt great confidence in the soundness of the work done by the clearing-house. The stock exchange committee accordingly supported the present system ab imtio, whereas the former system was entirely unofficial. At present, it" may be said that all the effectual members, with tho exception of about one hundred broking firms—some of which, however, are of high standing—have become members of the clearing, and the number is even now steadily increasing. In fact, after a certain point of success has been attained, the tendency to participate becomes almost irresistible; hence it is anticipated that in the course of time clearing will become so universal that it will be considered advisable to make it compulsory. The scope of the clearing-house is now very extensive; only four stocks were first cleared, while now the number is nearly one hundred, which includes all the stocks in any way speculative. A great feature of the clearing is its mobility. A sudden rush of speculation into any stock, which in other times would have disorganized business, and perhaps have led to financial embarrassment, is now at once met by placing the stock upon the clearing list. The heavy work incidental to any important "special settlement" will now most likely be more and more lightened by the operations of the clearing-house, as atisfactory beginning having been made sometime ago, when the special settlement in Spanish four per cents occurred. One great development, the clearing of the cash differences at the fortnightly settlements, is still possible. We believe that the plan would be found perfectly practicable if the committee chose to elect its adoption. Were this to become an accomplished fact on some future day, the clearing-house would be actually what it is even now in name, "the settlement department," and such an extension of the system, rendering it complete in scope, would seem to be merely a question of time. LOSSES ON UNREDEEMED BANK NOTES. Section 5222 of the Revised Statutes requires that all national banks which go into voluntary liquidation, and all insolvent banks, shall deposit in the Treasury an amount of lawful money equal to the amount of their circulating notes outstanding. Thus it will be seen that no association can close up its affairs without first providing for the payment of all of its circulating notes. The amount deposited must remain in the Treasury until the last outstanding notes shall have been presented for payment. Section 6 of the act of July 12,1882, provides that at the end of three years from the date of the extension of the corporate existence of each bank the association so extended shall deposit lawful money with the Treasurer sufficient to redeem the remainder of the circulation which was outstanding at the date of its extension. It also provides that any gain that may arise from the failure to present such circulating notes for redemption shall inure to the benefit of the United States, and that the new circulating notes to be issued in the place of the old shall bear such devises as shall make them readily distinguished from the circulating notes previously issued. In the Comptroller's report for 1875, he prepared a table from data obtained from a series of reports of the superintendent of the bank department of the State of New York, exhibiting the amount of notes which had been issued to banks organized in the State, and the amount remaining at the expiration of the six years' notice required to be given by the banks, before they were by law relieved from the obligations to redeem them. Returns were in this way obtained from 286 banks either incorporated or organized under the safety fund or the free banking system of the State of New York. The maximum amount of circulation issued to them was $50,754,514, and the amount of unredeemed circulation at the date of the report named was $1,33(5,337, or 2.63 per cent, of the highest amount issued. The maximum amount of circulation issued to 30 State banks in the city of New York, which are still in operation either as national or State associations, was $7,763,010, while the amount remaining unredeemed in October, 1875, was $142,365, or only 1.83 per cent, of the highest amount issued. The amount of circulation issued to 240 State EEPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII banks in Wisconsin was $7,565,409, and the amount unredeemed, is #134,747, the percentage of unredeemed notes being 1.78 only. The maximum issue to 210 State banks in the six New England States was $39,245,380, while the amount remaining unredeemed is but $792,767, the proportion of the latter to the former being 2.02 per cent. The returns from 332 State banks in New York, New Jersey, Delaware, and Maryland show their maximum circulation to have been $65,664,176, while the amount unredeemed is $1,707,428, and the percentage 2.60. The percentage of unredeemed notes of 2> State banks in Ohio, having a circulation of $2,196,381, was 2.79. The greatest amount of circulation issued to 707 State banks, in 12 States, was $114,671,346, the amount outstanding $2,696,282, and the proportion unredeemed 2.4 per cent. It is probable that, under the national system of redemption, the proportion of national-bank notes which will ultimately be redeemed under the national banking system is much greater than that of the State bank notes under previous systems. The highest amount of circulation issued to 15 national banks which failed previous to 1870 was $1,554,400, and the amount outstanding on November 1, 1883, was $9,289, and the percentage unredeemed 0.60 per cent, of the amount issued. These notes had had a circulation of from five to six years only, which accounts for the small amount remaining outstanding. The highest amount of circulation issued to eight national banks which failed previous to 1873 was $1,642,293, and the percentage outstanding' was 1.47 per cent., and these notes had had a circulation of from four to nine years. This is shown in detail in the following table, giving the date of the organization of each bank, the circulation outstanding, and the percentage unredeemed in the years 1875, 1878, and 1883. Circulation. Date of or- i — ganization. j Name and location of bank. I First National Bank of Attica, N. Y Venango National Bank of Franklin, P a . . Merchants' National Bank of Washington, D.C First National Bank of Medina, N. Y . .. Tennessee National Bank of Memphis, Tenn First National Bank of Selma, Ala First National Bank of Vow Orleans, La.. National Unadiila Bank of Unartilla, N. Y. Farmers and Citizens1 National Bank of Brooklyn, N. Y Cioton National Bank of New York, N. Y. First National Bank of Bethel, Conn.. First National Bank of Keoknk, Iowa National Bank of Vicksburg, M i s s . . . . First National Bank of Kockford, 111 .. First National Bank of Nevada, Austin Nev Jan. 14,1804 May 20,1865 Dec. 14,1864 ! Feb. 3,1864 | 180,000 I 40,000 j June Aug. Dec. July 5,1865 | 24,186? 18,1863 17,1865 90, 000 | 85,000 i 180, 000 ! 100,000 I June Sept. May Sept, Feb. May 5,1865 9,1865 15,1865 9, 1863 14, 1865 20,1864 253,900 180,000 26,300 90, 000 25,500 45, 000 J u n e 13,1865 129,700 Totals and average percentage, 15 banks . Ocean National Bank of New York, N. Y . . • June Union Square National Bank of New York, ! Mar. N.Y : Apr. Eighth National Bank of New York, N. Y.i Feb. Fourth National Bank of Philadelphia, Pa. j May Waverly National Bank of Waverly, N. Y.! Feb. First National Bank of Fort Smith, Ark..; Scandanavian National Bank of Chicago, j May 111 "...I Wallkill National Bank of Middletown, i July N.Y ! I Totals and average percentage, 8 banks. j i Outstanding : i I , November ! 1875. i 1878. ! 1883. ': 1,1883. I s med. $44,000 i 85,000 | I j i i ! i | ! 1, 554, 400 j 6.1865 800, 000 ! 13.1869 16,1P64 20,1864 . 29, 1865 6,1866 50,000 243,393 ; 179,000 71, 000 45, 000 , 7,1872 21,1865 | Percentage unredeemed. $278 50 : 1.10 311 50 i .73 .63 .37 .52 906 00 I 1. 28 j . 81 258 25 • 1.17 i .78 446 25 ! . 99 j . 68 488 25 ; 1.19 ; . 81 1, 494 50 ! 1. 55 ' 1.18 325 50 ; . 94 i . 51 I 1,627 75 1.05 i .85 519 25 .82 ! .49 210 50 1.97 . 1.14 491 00 1.20 ; .75 : 116 25 1.88 ! .80 | 377 00 2.31 1 41 .50 .65 .50 .57 .83 .33 .64 .29 .80 . 55 .46 .84 1, 438 50 | 3. 71 ! 1. 73 I 1.11 9, 289 00 | 1. 39 | . 86 ! .60 12, 223 00 | 6.10 , 2. 55 | 1. 53 454 00 3, 586 00 2, 525 00 1,451 00 635 00 .91 1.47 1.41 2.04 1.41 135,000 4.33 ; 1.97 5. 43 : 2.41 5.88 6. 93 !! 2.74 6.20 3.20 ! 2.61 1,114 00 11.52 2.87 118,900 ; 2, 231 50 10. 05 3.48 1.88 1, 642, 293 , .83 24, 219 50 : 6. 70 i 2. 66 | . 1.47 XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. The table below shows that the highest amount issued to 17 national banks which failed prior to 1876 was $3,219,241, which at the time of their failure had been in circulation of from four to eleven years. This table also gives the amount of circulation issued to 40 national banks which became insolvent prior to 1876. In both cases the percentages of the notes unredeemed to the total issued are shown for the years *1875, 1878, and 1883, as well as the actual amount outstanding on November 1, 1883. | P e r c e n t a g e unre! deemed. Circulation. Date of organization. Name and location of bank. Issued. Crescent City National Bank of New Orleans, La Feb. 15,1872 \ Atlantic National Bank of New York, N. Y. J u l y 1,1865 First National Bank of Washington, D. C. J u l y 16,1863 ! National Bank of the Commonwealth of New York, N. Y J u l y 1,1865 i Merchants' National Bank of Petersburg, Sept. 1,1865 I Va First National Bank of Petersburg, Va... J u l y 1,1865 j First National Bank of Mansfield, Ohio... May 24,1864 j New Orleans National Banking Association of New Orleans, La May 27,1871 ! First National Bank of Carlisle, Pa J u l y 7,1863 I First National Bank of Anderson, Ind J u l y 21,1863 : First National Bank of Topeka, Kans Aug. 23, 1866 i First National Bank of Norfolk, Va Feb. 23,1864 i Gibson County National Bank of Princeton, Ind Nov. 30,1872 ; First National Bank of Utah, Salt Lake Nov. 16,1869 j City, Utah Cook County National Bank of Chicago, III. J u l y 8,1871 ! Mar. 16,1865 i First National Bank of Tiffin, Ohio . Charlottesville National Bank of CliarJ u l y 19,1865 lottesville, Va Totals and average percentage, 17 banks! Totals and average percentage, 40 banks I 1875. ! 1878. 1883. I $450, 000 100,000 450, 000 234, 000 360, 000 179, 200 90, 000 360, 000 45, 000 45, 000 90, 000 95, 000 $6, 540 00 15. 39 1, 835 50 |11. 02 14, 761 00 132. 80 5.30 3.56 7.85 6, 052 70 38. 05 7. 73 1.45 1.84 3.28 12, 075 00 49.15 11. 88 \ 3.35 6, 830 00 f 3. 05 ill. 65 ; 3.81 2, 749 50 43.12 ! 9. 22 I 3.05 8, 000 1,355 1,437 2, 918 3, 505 00 00 50 00 00 30. 97 7792 43.40 8.43 40.03 8.75 54.17 | 9. 99 ;48. 21 ill. 28 2 22 3^01 3.19 3.24 3.69 43, 800 1,305 00 73.77 117. 64 2.98 134, 991 315, 900 US, 850 3, 063 00 49. 50 9.54 8,892 00 '58.88 112.44 2, 946 00 ;65. 07 'l2. 85 2 28 2.81 4.28 9, 320 00 195. 00 23. 37 5.91 157, 500 i 3, 219, 241 ' Outstanding November 1, 1883. 6, 415, 934 i 93, 585 20 |41. 81 j 9. 76 I 2. 91 127, 003 70 |23. 06 j 5. 79 1.98 In the appendix will be found a table which gives similar information relative to 51 national banks, which were placed in liquidation prior to 1870, whose notes had been in circulation six years previous to those of the 75 banks in the above tables which failed previous to 1872. The largest circulation of these 51 banks outstanding was $5,846,740, and the amount unredeemed on November 1, 1883, $82,827, being 1.42 per cent. The appendix contains a further table giving similar ii)formation in regard to 165 national banks in liquidation which had a circulation of $18,587,365, of which $48,315 is still outstanding, a percentage of 2.36. The issues of Treasury notes of the series of 1860 and 1874 have not been so largely reduced. The national-bank notes for years have done the work, while a considerable portion of the legal tender notes have been held for years in the vaults of the national banks as reserve. These legal tender notes held by the banks have recently been replaced by coin to a considerable extent, but the banks yet held on October 2 $80,642,997. When these are assorted a considerable amount of the three first issues will be returned for redemption. The highest amount of the first issue of legal-tender notes outstanding at any one time was $449,479,222 on February 3,1864. These notes REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX were first issued on April 2,1862, and the issue ceased on April 10, I860. The amount outstanding1 and the amount redeemed since November 1, 1882, are shown in the following table, from which it will be seen that the amount outstanding on November 1, 1883, was $11,473,855, being a percentage of 2.55 on the highest amount outstanding. Date. November November November November November November 1, 1, 1 1, 1, 1 1878 1879 1880 1881 1882 1883 Outstanding. $18, 312, 584 16, 271, 277 34, 947, 895 13, 833, 300 12, 518, 833 11, 473, 853 Redeemed during the year. $2,041,307 1, 323, 382 1,114, 595 1, 314, 467 1, 044, 980 Percentage unredeemed. 4.07 3.62 3. 33 3.08 2.79 2.55 The amount of demand Treasury notes payable in gold issued from July 17, 1861, to December 31, 1862, was $60*000,000, in denominations of five, ten, and twenty dollars; and the amount remaining outstanding on the Jst of November last was $58,800, the proportion unredeemed being a little less than one-tenth of 1 per cent, having been redeemed within the last two years. NATIONAL BANK FAILURES. Two national banks have been placed in the hands of receivers during the year ending November 1, 1883, namely: The First National Bank of Union Mills, of Union City, Pa., with a capital of $50,000, on March 24, 1883, and the Vermont National Bank, of Saint Albans, Vt., with a capital of $200,000, on August 9, 1883. The affairs of seven national banks have been finally closed within the year. These banks, with the total dividend paid by each to their creditors, are as follows: Per cent. The The The The The The The First National Bank of Norfolk, Va First National Hank of Bedford, Iowa Northumberland County National Bank of Shamokin, Pa First National Bank of 'Moriticello, Ind Cook County National Bank of Chicago, 111 First National Bank of Mansfield, Ohio Lock Haven National Bank of Lock Haven, Pa , 57. 50 22. 50 81.59 98. 00 14. 941 57. 50 100. 00 The report for last year gave a list of fifteen banks in the hands of receivers, which were"completely liquidated, with the exception of litigation pending in the courts. Three of these have been closed during the year. The others, owing to the delay in reaching the cases, are still in the same condition, although, in some instances, there is a prospect of a speedy settlement. The banks now remaining in this condition, with the percentage of dividends already paid to their creditors, are as follows: The Charlottesville National Bank of Charlottosville, Va The First National Bank of Anderson, Ind The Venango National Bank of Franklin, Pa The Atlantic National Bank of New York City The Miner's National Bank of Georgetown, Colo The City National Bank of Chicago", 111 The First National Bank of Georgetown, Colo The First National Bank of Dallas, Tex The Central National Bank of Chicago, 111 The People's National Bank of Helena, Mont The First National Bank of Allento wn, Pa The First National Bank of Waynesburg, Pa The German National Bank of Chicago," 111 Per cent. 62. 00 25. 00 15. 00 95.00 65. 00 77.00 22. 50 37.00 60. 00 40. 00 70. 00 40. 00 80.00 XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. The affairs of the Cook County ^National Bank of Chicago, 111., have been closed, by sale of its remaining assets, by the order of the United States circuit court for the northern district of Illinois, under the rule nisi. The National Bank of the State of Missouri has paid an additional interest dividend to its creditors, making a total paid of 100 per cent, of principal and 85 per cent, of the interest accrued since the appointment of the receiver. The following banks in the hands of receivers have paid dividends during the past year, the total dividends up to November 1,1883, being also given: Scandinavian National Bank of Chicago, 10 per cent.; total, 50 per cent. National Bank of the Commonwealth" of New York City, final dividend to stockholders of 0.80 per cent.; total to stockholders, 35.80 per cent. First National Bank of Norfolk, Va., iintil dividend, 8.50 per cent.; total, 57.50 per cent. First National Bank of Bedford, Iowa, final dividend, 10 per cent.; total, 22.50 per cent. "Wat-kins National Bank of Watkins, N. Y., 13 per cent, to stockholders. Northumberland County National Bank of Shamokin, Pa., final dividend, 6.59 per cent.; total, 81.59 per cent. Second National Bank of Scranton, Pa., 20 per cent.; total, 95 per cent. National Bank of State of Missouri, Saint Louis, 35 per cent, interest dividend; total, 85 per cent, interest dividend. First National Bank of Monticello, Ind., final dividend, 68 per cent.; total, 98 per cent. First National Bank of Butler, Pa., 10 per cent.; total, 70 per cent. Mechanics' National Bank of Newark, N. J., 5 per cent.; total, 60 per cent. First National Bank of Buffalo, N. Y., 8 per cent.; total, 33 per cent. Pacific National Bank of Boston, Mass., 5 per cent.; total, 5 per cent. The First National Bank of Union Mills, Union City, Pa., 20 per cent.; total, 20 per cent. Lock Haven National Bank of Lock Haven, Pa.; total, 100 per cent. Cook County National Bank of Chicago, 7.112 per cent.; total, 15.112 per cent. First National Bank of Mansfield, Ohio, final dividend, 12.50 per cent.; total, 57.50 per cent. Since the commencemexit of the national banking system 89 banks have been placed in the hands of receivers, and 460 banks have voluntarily closed their business, by the vote of shareholders owning twothirds of their stock, under the provisions of sections 5220 and 5221 of the llevised Statutes of the United States. Of the banks in the hands of receivers, 7 had been previously placed in voluntary liquidation by their stockholders, but failing to pay their depositors receivers were afterwards appointed by the Comptroller to wind up their affairs. Of the 89 banks placed in the hands of receivers, 58 have been finally closed, leaving 31 still in process of settlement, 13 of which, as has been seen, are awaiting the results of pending litigation, leaving about twenty receiverships only in active operation. The loss to creditors of national banks which have been placed in the hands of receivers during the twenty years that have elapsed since the passage of the act of February 25, 1803, as near as can be estimated, including dividends which will probably be hereafter paid, has been about $7,000,000. The annual average loss has been, therefore, about $400,000 in the business of corporations having an average capital of about $450,000,000, and which have been responsible for the safe keeping of deposits in their hands, averaging constantly over $800,000,000, or about one-twentieth of 1 per cent, of annual loss to depositors. During the year suit has been commenced against the directors of the First National Bank of Buffalo for negligent discharge of their duties, through which the losses resulting in the failure of the bank were incurred. A similar suit will soon be brought against the directors of the Pacific National Bank of Boston, Mass. EEPORT OF THE COMPTROLLER OF THE CURRENCY. XXXE The total amount paid to creditors of insolvent national banks amounts to $21,778,672, upon proved claims, amounting to $31,136,208.. The dividends so far paid thus equal about 70 per cent, of the proved claims. The amount paid during the year was $833,582.00. Assessments amounting to $8,1.51,750 have been made upon the stockholders of insolvent national banks for the purpose of enforcing their individual liability under section 5151 of the Revised Statutes, of which $3,351,279 has been collected, and $151,279 during the past year. A table showing the national banks which have been placed in the hands of receivers, the amount of their capital, of claims proved, the rates of dividends paid, and also showing the amount of circulation of such banks issued, redeemed, and outstanding, will be found in the appendix. LOANS AND RATES OF INTEREST. The following table gives the classification of the loans of the banks in the city of New York, in Boston, Philadelphia, and Baltimore, and in the other reserve cities, at corresponding dates in each of the last three years: OCTOBER 1, 1881. New York City. Classification. 48 banks. Boston, Phila- Other redelphia, and serve cities. Baltimore. ; | 102 banks, j 87 banks, $415,164 | On U. S. bonds on demand j $2, 539, 928 | On other stocks, bonds, & c , on j i demand | 97,249,162; 39,251,526 j On single-name paper without i other security 26, 935, 878 j 34,465,661 | All other loans' 120, 032, 691 j 137, 682, 302 j Totals. 246, 757, 659 j 211, 814, 653 Country banks. Aggregate. j 1,895 banks. 2,132 banks. $2,661,256 $6, 084, 844 $468,496 j 24,227,158 j 35, 423, 896 j 196,151, 742' 12, 904, 338 96, 806, 506 73,114,405 ! 147,420,282* 464,843,937 * 819, 365, 436 134, 406, 498 !• 57G, 043, 494 ; 1,169, 022, 304 OCTOBER 3, 1882. Classification. 50 banks. On U. S. bonds on demand On other stocks, bonds, &c, on demand . ... On single-name paper without other security All other loans $1,618,687 $265, 357 $1. 532, 214 $1,851,550 $5, 267, 808 89, 532, 760 31, 653, 098 22,143, 725 39, 554, 649 182, 884, 232 21, 382, 572 126, 507, 873 26, 721, 688 143, 297, 359 16, 075, 330 106, 531,193 83, 576, 480 526,041,981 147,754, 806 902, 379, 670 239 041 892 201 937 502 146, 282,462 651, 024, 660 1,238,286,516 Totals 102 banks. 91 banks. 2,026 banks. 2,269 banks.. OCTOBER 2, 1883. Classification. 48 banks, j 103 banks, j 97 banks. $344, 337 On U. S. bonds on demand ! $2,093,526 ] On other stocks, bonds, &c., on j demand | 94,321,605 | 29, 638, 276 i On single-name paper without 24, 684,110 19,147, 049 ! other security 146,149, 205 129,54(5,152 All other loans Totals ! 245,108, 332 j 200, 815, 928 j 2,253 bauks. | 2,501 banks. $623,679 i ! 23,099,682 i I $1,972,232 $5, 033, 774 41,518,741 188, 578, 304 17,259,584 ! 87,910,589 I 110,381,881 I 574,760,143 • 149. 001, 332 960, 837, 381 151,364,826 , 706,161,705 1,303,450,791* XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. In the table below is given a full classification of the loans in York City alone for the last five years: October 2, 3879. October 1, i October 1, 1880. j 1881. Loans and discounts. 47 banks. ; 47 banks. ] 48 banks. October 3, 1882. October 2 50 banks. ! 48 banks. On indorsed paper , $81, 520,129 $107, 058, 860 $112, 049, 004 $118, G92, Hoi $121, 644, 201 On single-name paper : 22, 491, 926 27, 755,152 26, 935, 878 j 21, 203, 573 i 19,147, 051 On TJ. S. bonds on demand 8, 286, 525 | 3, 915, 077 j 2, 539, 928 j 11, 797, 687 j 2, 093, 527 On other stocks, & c . on demand.... 78,062,085 1 92,630,982 97,249,162 1 89,532,762 1 94,321,605 On real-estate security 670, 021 •. 1, 336, 513 236.100 i 304, 732 ' 184, 683 All other loans '. • 4,821,216 i 5, 731, 917 7, 747, 587 I 7, 600, 487 7, 717, 265 Totals i 195,851,902 j 238,428,501 246,757,659 i 239,041,892 245,108, 332 The attention of Congress has previously been called to section 5200 of the Eevised Statutes, which places restrictions upon loans, and to the difficulty of enforcing its provisions. In cities where large amounts of produce are received and stored, it is represented that it is impossible for the banks to transact this class of business, if restricted to loans for an amount not exceeding in any instance one-tenth of their capital. It is true that the limitation does not apply to loans upon produce in transit, where the drafts are drawn on existing values; but if produce is stored, instead of being shipped, large loans cannot be made except in violation of law. In such case the Comptroller has no means of enforcing the law, except by bringing a suit for forfeiture of charter, and this course might result in great embarrassment to business, as well as loss to many innocent stockholders of the banks. It is evident that the law should be so amended as to exclude from the limitation mentioned legitimate loans upon produce or warehouse receipts, and some other classes of collateral security, as well as loans upon United States bonds. RATES OF INTEREST IN N E W YORK CITY, AND IN THE BANK OF ENGLAND AND THE BANK OF FRANCE. The average rate of interest in New York City for each of the fiscal years from 1874 to 1881, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as follows : 1874, call loans, 3.8 per cent. ; commercial paper, 6.4 per cent. 1875, call loans, 3.0 per cent.; commercial paper, 5.8 per cent. 1876, call loans, 3.3 per cent.; commercial paper, 5.3 per cent. 1877, call loans, 3.0 per cent.; commercial paper 5.2 per cent. 1878, call loans, 4.4 per cent.; commercial paper, 5.1 per cent. 1879, call loans, 4.4 per cent.: commercial paper, 4.4 per cent. 1880, call loans, 4.9 per cent.; commercial paper, 5.3 per cent. 18ol, call loans, 3.8 per cent.; commercial paper, 5.0 per cent. 1882, call loans, 4.4 per cent.; commercial paper, 5.4 per cent. 1883, call loans, 5.7 per cent.; commercial paper, 5.7 per cent. The average rate of discount of the Bank of England for the same years was as follows: During During During During During During During During During During the the the the the the the the the the calendar year ending December 31,1874, 3.69 per cent. calendar year ending December 31,1875, 3.23 per cent. calendar year ending December 31,1H76, 2.61 per cent. calendar year ending December 31,1877, 2.91 per cent. calendar year ending December 31,1878, 3.78 per cent. calendar year ending December 31,1879, 2.50 per cent. calendar year ending December 31,1880, 2.76 per cent. calendar year ending December 31,1881, 3.49 per cent.* calendar year ending December 31, 1882, 4.10 per cent. * fiscal year ending June 30,1883, 3.7 per cent.* * From the Financial Chronicle only. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII In the calendar year ending December 31, 1882, the rate of discount of the Bank of England was increased three times, and three times reduced. During the fiscal year ending June 30, 1882, the rate was increased once and decreased three times. The present rate is 3 per cent. The average rate of interest in New York City for the four months previous to November 9, 1883, was on call loans 2.4 per cent., and on commercial paper 5.6 per cent.; the rate of interest on that date was on call loans 1 to 3 per cent., and on commercial paper 5 J to 6£ per cent. The rate of discount in the Bank of France which was raised from 4 to 5 per cent, on October 20, 1881, was lowered to 4J per cent, on February 23, 1882, to 4 per cent, on March 2, and lastly^ on the 23d of the same month to 3J per cent. The average rate of discount during the year 1882 was 3.8 per cent. The number of trade bills admitted to discount in the Bank of France during the year 1882 was 4,927,024, representing a sum of $1,027,887,300.* Of this number of bills there were— 6, 742 bills of $2.08 and under. 483,147 bills from $2.29 to $10. 734, 437 bills from $10.21 to $20. 3,702,692 bills above $20. That is to say, nearly a fourth part in bills under $20.21. The number of trade bills under $20 steadily increases. In 1880 there were 1,014,412 of these small discounted bills; in 1881,1,160,945, and in 1882 they have increased to 1,224,326. The governor of the Bank of France in his report of its transactions for the year 1882 says, "these figures will show how great are the services rendered by the bank to the retail trade of Paris." TRANSACTIONS OF THE NEW YORK CLEARING HOUSE. The New York Clearing-House Association is composed of forty-seven national and sixteen State banks, and the assistant treasurer of the United States at New York. Through the courtesy of Mr. W. A. Camp, its manager, a statement of the transactions during the year ending October 1, 1883, has been obtained, which shows that the total exchanges were more than fortysix thousand millions of dollars, while the balances paid in money were nearly 1,600 millions. The daily average balances paid were somewhat more than $5,000,000, or about 3.9 per cent of the amount of the settlements. The balances paid in money during the year consisted of $1,020,039,000 in clearing-house certificates of the Bank of America, legal tenders amounting to $10,017,196, United States gold certificates, $530,718,000, and $6,854,000 in gold coin. Since the date of the issue of the new gold certificates (October 4), authorized by the act of July 12, 1882, the balances due from the Government have been paid in these certificates instead of coin, thus dispensing with the movement of large amounts in bags and upon drays from the Treasury to the custody of the banks. The following table shows the yearly transactions of the New York clearing-house for the thirty years since its organization in *In the table 5 francs are counted as being equal one dollar. 656S c C—in XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. 1853, and the amounts and ratios of currency required for the payment of daily balances: Years. 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 186(5 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 1883 N o . of banks. 50 48 50 50 46 47 50 50 50 50 49 55 58 58 59 59 61 62 61 59 59 59 59 58 57 59 57 60 61 63 Capital.* Exchanges. Balances paid in money. $47, 044, 900 48, 884,180 52, 883, 700 64, 420, 200 67,146, 018 67, 921, 714 69, 907, 435 68, 900, 605 68, 375, 820 68, 972, 508 68, 586, 763 80,363,013 82, 370, 200 81, 770, 200 82, 270, 200 82, 720, 200 S3, 620 200 84,420, 200 84, 420, 200 83, 370, 200 81, 635, 200 80, 435, 200 81, 731, 200 71, 085, 200 63, 611, 500 60, 800, 200 60, 475, 200 61,162, 700 60, 962, 700 61,162, 700 $5, 750, 455, 987 5, 362, 912, 098 6, 906, 213, 329 8,333,226,718 4, 756, 664, 386 5, 448, 005, 956 7, 231,143, 057 5,915,742,758 6, 871, 443, 591 14, 867, 597, 849 24, 097, 196, 656 26, 032, 384, 342 28, 717,146, 914 28, 675,159, 472 28, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 29, 300, 986, 682 33, 844, 369, 568 35, 461, 052, 826 22, 855, 927, 636 25, 061, 237, 902 21, 597, 274, 247 23, 289, 243, 701 22, 508, 438,442 25,178, 770, 691 37,182,128, 621 48, 565, 818, 212 46, 552, 846,161 40, 293,165, 258 $297,411,494 $19,104, 505 289, 694,137 i 17,412,052 334, 714, 489! 22, 278,108 365, 313, 902j 26,968,371 ' 314, 238, 911 15, 393, 736 363, 98A, 683I 20, 867, 333 380, 693, 438! 23,401,757 353, 383, 944i 19,269,520 415,530,331 | 22, 237. 682 677, 626, 483 48,428i657 885, 719, 205 77, 984, 455 1, 035. 765,108 84, 796, 040 1, 066,135,106 I 93,541,195 1,144, 963, 451! 93,101,167 1,125, 455, 237 92,182.164 1,120, 318, 308 121,451:393 1, 036, 484, 822i 90,274,479 1,209,721,029 ; 95,133,074 1, 428,582, 707 109, 884. 317 1,474,508,025 115, 885, 794 1,286,753,176 74, 692, 574 1, 408, 608, 777 81, 899, 470 1, 295, 042, 029 70, 349; 428 1, 373, 996, 302! 76, 358,176 1, 307, 843, 857! 73, 555, 988 1, 400, 111, 063i! 82, 015, 540 1,516,538,631 121, 510, 224 1, 776, 018,162 159, 232,191 1, 595, 000, 245151,637,935 1, 568, 983,196 132, 543, 307 I Per cL 5.2 5.4 4.8 4.4 6.6 5.6 5.3 6.0 6.0 4.6 3.7 4.0 3.7 4.0 4.0 3.0 3.7 4.1 4.2 4.1 5.7 5.6 5.9 5.9 5.8 5.6 4.1 3.5 3.4 3.9 $988,078 ! 940,565 I 1,079,724 j 1,182,246 j 1,016,954 i 1,177,944 ! 1,232,018 I 1,151,088 i 1,344,758 i 2,207,252 ! 2,866,405 ! 3,373,828! i 3,472,753 3, 717, 414 ! 3,642,250 : I 3,637,397 3, 365, 210 I 3, 927, 666 ! 4, 636, 632 j 4,818,654 i 4, 205, 076 i 4, 603, 297 4, 218, 378 4, 504, 906 4, 274, 000 4, 560, 622 4, 956, 009 5, 823, 010 5,195, 440 5,161,129 170, 711, 009 +685, 352, 410, 090 9, 849,140, 248 t70, 446, 354 13, 242, 690 4.6 The total amount of transactions for the twenty-nine years given in the table is $685,352,410,090, and the annual average is $22,845,080,33t>. The clearing-house transactions of the assistant treasurer of the United States atNew York, for the year ending November 1,1883, were as follows: Exchanges received from clearing-house $305, 306, 669 98 Exchanges delivered to clearing-house 123, 578, 004 83 Balances paid to clearing-house 183,442,561 27 Balances received from clearing-house 1, 713, 896 12 Showing that the amount paid by the assistant treasurer to the clearing-house was in excess of the amount received by him 181, 728, 665 15 A table compiled from statements made by the New York clearinghouse, giving the clearings and balances weekly for the months of September, October, and November, of the years from 1878 to 1883, will be found in the appendix, and are valuable for purposes of comparison. The following interesting table has been copied from The Public, of New York City, of November 8, which gives the latest information concerning the exchanges at New York and other cities having clearinghouses, for the week ending November 3, 1883, comparing them with those for the corresponding week in 1882, and showing the percentage of differences. The exchanges at the same places for the month endingNovember 3,1883, are also given, with the percentage of differences re* The capital is for various dates, the amounts at a uniform date in each year not being obtainable t Yearly averages for thirty years. \ Totals for thirty years. KEPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV suiting from a comparison with the exchanges for the same month of the previous year. Week. 1883. New York Boston Philadelphia Chicago Saint Louis Baltimore San Francisco 'Cincinnati Xcw Orleans Pittsburgh Louisville. Providence Milwaukee Detroit Kansas City Cleveland.'. Hartford Memphis Indianapolis Columbus New Haven Peoria Portland Springfield Worcester !j>aint Joseph Lowell Syracuse 1882. i $817, 996, 284 $991, 296, 926 j 77, 604, 702 82, 653, 554 : 54, 734, 467 61, 832, 953 I 52, 290, 729 55, 492, 262 i 15, 611, 326 17, 080, 955 j 14,159, 848 15, 040, 369 j 14,116, 594 15, 683, 584 j 10, 566, 300 9, 992, 950 I 10, 236, 633 11, 077, 343 9,196, 834 j 11, 377, 592 5,574,710 j 4, 337, 758 4,269,000 , ! 5, 285, 400 4, 054, 058 I i 3, 973, 632 .j j j I j 2,859,651 I 2,614,750 i 2, 550,172 j 1, 654, 245 ! 1,647,654 ; 1,628,123 1, 477, 885 1, 264, 022 I 1, 244,180 j 1,071,846 I 854,667 | 848,431 | 702,725 ! 624,475 ! 621,199 ! 2, 445, 900 2,146, 674 1, 595, 492 1, 531, 443 2, 273, 621 1,146,149 1, 531, 789 1, 043, 378 1, 363, 402 1, 032, 699 880, 583 620, 321 752,149 739, 790 October. Per cent. 1883. 1882. Per cent. — 17. 5 $3, 831, 718, 815 $4, 384, 692, 605 326,154, 461 330, 610, 821 — 6.1 — 11.5 265, 345, 366 250, 864, 077 — 5.8 233, 382, 807 223, 323, 336 — 8.6 74, 496, 955 74, 939,115 — 5.9 65, 253,165 61,506,526 — 9.9 58, 809, 453 58, 366, 475 + 5.7 46, 698. 950 41,150, 400 — 7.6 42, 636, 890 47, 817, 804 — 19.2 40, 029, 954 50,185, 748 + 27.3 20, 377,144 16, 843,123 — 19. 2 25, 954, 600 21, 875, 800 + 2.7 16, 531, 865 16, 638, 398 13 920 430 -i- 11.4 10, 029, 300 12,823,250 + 18.8 10, 062, 468 9, 786,184 + 3.7 8, 019, 839 7, 766, 751 + 7.6 5,751,259 4,211,555 — 28.4 7, 092, 972 8,109, 769 + 28.8 6,149, 411 4, 754, 470 — 17.5 5, 434, 781 6,137, 014 + 19.2 4, 596, 986 4, 272, 397 — 21.4 4, 512, 412 4, 800, 000 - 17.2 3, 798, 636 3, 723. 880 — 3.7 4, 072, 912 4, 594, 325 -I- 13.3 2, 685, 789 2, 698, 074 — 17.0 2, 893, 936 3, 315,164 - 16.0 2, 737, 017 2, 257, 111 Total !l, 109, 205, 859 ,1, 304, 228, 418 i — 15. 0 ! 5,128, 022, 093 5. 655, 270, 222 i Out. N e w Y o r k . 291, 209, 575 i 312, 931, 492 j — 6. 9 ; 1, 296, 303, 278 ! 1, 270, 577, 617 — 12.6 — 1.3 4- 5.8 + 4.5 — .6 + 6.1 -r •« + 13.5 — 10.8 20. 2 + 21.0 + 18.0 — .6 + + + + — + — + — + — — — 27.8 2.8 3.3 36.6 12. 5 29.3 11. 4 7.6 5.9 2.0 11.3 .5 12.7 + 21.3 — + 9. 5 2.0 The following table exhibits the transactions of clearing-houses located in 24 cities, for the year ending October 1,1883, from official returns received by the manager of the Kew York Clearing-House: Cities. Boston, Mass Philadelphia, Pa . . Chicago, 111 Saint Louis, Mo Baltimore, Md Pittsburgh, Pa New Orleans, L a . . Cincinnati, Ohio... Providence, li. I — Louisville, Ky Milwaukee, Wis ... Detroit, Mich Cleveland, Ohio . . . Hartford, Conn i\ew Haven, Conn. Columbus, Ohio Memphis, Tenn Peoria, 111 Worcester, Mass.. Springfield, Mass .. Lowell, Mass Syracuse, N. Y Saint Joseph, Mo .. New York Citv Twenty-four cities. Kx changes. Balances. I, 540, 980, 659 oo j i, "94, 181, 748 96 !, 507, 022,178 00 874, 272, 698 00 695, 499, 933 09 538. 134, 071 54 515, 655, 203 00 486, 177,850 00 , 558, 20000 203, , 580, 83900 174, ,911,297 45 191, 816, 936 92 110, 756, 380 00 92, , 785, 88547 64, 135, 000 61 60, 206, 815 00 54, 671,255 45 50, 961, 493 00 44, 243, 340 00 40, 861,119 29 i 36, 752, 968 36 i 22, 903, 350 99 i 5, 826, 852 00 I 40, 293, 165, 257 65 I $437, 052, 430 00 238, 302, 687 25 266, 597, 620 00 146,333,728 00 88, 400,175 60 90, 785, 404 12 53, 729, 805 00 (*) (*) 47, 082, 302 71 28, 991, 866 02 15,363,751 51 (*) ; 26, 000, 000 00 15, 229, 885 83 10, 547, 075 00 10, 889,190 02 (*) 14, 047, 056 00 12, 036,132 87 13, 766,129 58 6, 044, 952 19 291, 382 60 1,568,983,196 15 53, 536, 061, 332 78 3, 090, 334, 770 45 From the above table it will be seen that the exchanges in Kew York city amounted to 75.3 per cent, of the whole sura, and the balances in that city were more than one-half of the amount stated. New York City. 75.3 per cent, of total exchanges; 50.8 per cent, of total balances. * No record kept. t Organized February, 1883. I Estimated. XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. COUNTRY CLEARING. The London Clearing-House includes in its operations a system of clearing checks which are received by London bankers from correspondents, and which are drawn upon banks and bankers in different parts of England. The country clearing is a modification of the town clearing, and has been established twenty-five years. The number of country banks and branches whose checks are cleared through the London Olearing-House is 418. As there has been some movement toward the organization of a bank in Boston for the purpose of collecting checks drawn on New England banks outside of that city, the following description of -'the country clearing" from the London Bankers' Magazine, of October, 1883, will be of interest: The outside world has no idea of the immense number of country checks which 'pass through the house in the course of a day. You see, a man buying goods in London and wishing to send payment, can, if lie choose, get a postal or post-office order, but this entails more expense, and certainly far more trouble than writing a. check. The number of country checks in daily circulation is decidedly on the increase. Now that the parcels post has come into operation, doubtless a still further impetus will be given to the custom of sending to London checks drawn on banks in the country. Now, in the ordinary course of things a banker will not put a c ountry check to a customer's credit forthwith, but will first of all collect it, and then credit his customer's account with the proceeds. This would necessitate a delay of two or three days and give an immense amount of trouble to the banker—supposing the country clearing to be nonexistent—infinitely increase the risk of loss, and would as well infinitely increase the delay through the post by reason of the augmentation of letters containing cheeks for collection. But all this is obviated. As we have already seen, the book-credit system gradually extended itself till it in reality produced the clearing-house. So the clearing-house has so far developed itself as to take under its maternal wing not only the checks and drafts drawn on and payable at certain London banks, but also at banks all over the country, which have for agents some of the clearing-banks in the metropolis. Separate tables of the amount paid through the country clearing we are afraid we shall not be able to furnish. With regard to'the system itself, the country clearers of the clearing-banks, twenty-seven in number, take these checks received by their bank, drawn on country banks which have London head offices or agents, and sort them according to the agents' names. The same ruling and heading is required in the country as in the town books, only the size is much smaller. The clearer then easts his various sets, or charges, of checks and drafts, putting an amount on the back of each bundle, and delivers them at the house in the same way as the morning town charges have been delivered. The country clearing is from 12 till 2:15 p. m. The clearer at the house itself will receive from the other banks charges, or batches of drafts, on the country banks for which his establishment acts as agent. These he enters under the heading of the bank which has handed them in. As there is but one delivery the work is soon run through, and when finished the "sheet " is made out in the same way as in the clearing-house; but here is the essential difference—the balances are not really paid for three days; and so, of course, the balances which are received or paid each day are really the result and clearing of transactions of three days back. When we say three days we would be understood to include the day on which the checks are presented and the day on which they are paid, so that one clear day is left between for postage. The clearers, when they have entered all their charges and agreed their balances, take the cheeks, & c , to their offices, where they are sorted according to the banks on which they are drawn and dispatched without delay to the country banks for payment. In all respects the country bank is treated as a branch of its London agent, and so the transaction of crediting and debiting charges is carried on in almost exactly the same way as between a bank and its branch in the city. CLEARING-HOUSE CERTIFICATES. Section 5192 Revised Statutes provides that clearing-house certificates, representing specie or lawful money specially deposited for the purposes of any clearing-house association, shall also be deemed to be lawful money in the possession of any association belonging to such clearing-house holding and owning such certificate; and section 5193 provides that the Secretary of the Treasury may receive United States REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXVII notes on deposit, without interest, from any national banking associa tion, in sum not less than ten thousand dollars, and issue certificates therefor in denominations of not less than five thousand dollars, which certificates may be counted as part of the lawful money reserve, and may be accepted in the settlement of clearing-house balances at the places where the deposits therefor were made. The legal-tender note certificates were first issued in the fiscal year 1873. On June 30, 1875, there were outstanding $59,045,000 of these certificates, of which the national banks held $47,310,000. On June 30. 1876, the amount outstanding was $33,140,000, of which the banks held $27,955,000. On June 30, 1879, the amount had been reduced to $29,330,000, and the banks held on June 14 of the same year, $25,180,000. The amount outstanding on October 3, 1882, was $10,725,000, and the national banks held on that day $8,645,000. The issue of the gold certificates was authorized by the fifth section of the act of March 3,1863, and they were used for clearing-house purposessoon after the passage of the national-bank act. The first issue was made on November 13, 1865. On June 30,1875, there were outstanding $21,796,300,of which the national banks in Few York City held $12,642,180. The issue of these certificates was discontinued on December 1,1878, and the amount outstanding had decreased on June 30, 1879, to $15,413,700, and on October 1, 1880, to $7,480,100. The amount outstanding on October 3, 1882, was $4,907,440, of which the national banks held $4,594,300. The issue of gold certificates having been discontinued by the Government, and the amount of gold coin having rapidly increased, the banks in Few York found it necessary to establish a depository of gold coin, for the convenience of the clearing-house. This depository at the present time is the Bank of America, by which bank certificates of deposit were first issued on October 14,1879. The amount of such certificates outstanding on October 1, 1883, was $22,955,000; on January 1, 1880^ $25,610,000. The largest amount of coin on deposit was on January 21,1882, viz, $45,330,000, the capacity of the vault having been increased since 1880. Of this amount, the national banks of New York City held on June 22, 1883, $22,139,000; on October 2, $20,345,000. The act of February 28, 1878, authorized any holder of silver dollarsof the weight of 412J grains troy of standard silver, to deposit the same with the Treasurer, or any assistant treasurer, of the United States, in sums not less than ten dollars, and receive therefor certificates* of not less than ten dollars each, corresponding with the denominations of the United States notes. It required that the coin deposited, or representing the certificates, should be retained in the Treasury for the payment of the same on demand, and that said certificates should be receivable for customs, taxes, and all public dues, and also authorized their reissue. This act did not authorize their use as clearinghouse certificates, nor make them available as reserve for the national banks. The act of July 12,1882, authorized and directed the Secretary of the Treasury to receive deposits of gold coin in denominations of not less than $20 each, corresponding with the denominations of United States notes. The coin deposited for the certificates is required to be retained for the payment of the same on demand, and these certificates, and also silver certificates, are authorized to be counted as part of the lawful reserve of the national banks. The amount of silver certificates outstanding on November 1, less the amount held by the Treasury, was $85,334,381. The amount of gold certificates November 1, 1883, less the amount held by the Treasury, was $52,075,880. XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES. AND ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF ENGLAND AND IN THE BANK OF FRANCE. The following table exhibits the amounts of specie held by the national banks at the dates of their reports for the last eleven years, the coin and coin certificates held by the Kew York City banks being stated separately: Held by national banks in New York City. Dates. xi.s. Coin. Sept. 12,1873.. Dec. 26,1873.. Feb. 27.1874.. May 1,1874.. J u n e 26.1874.. Oct. 2.1874.. Dec. 31J1874.. Mar. 1,1875.. May 1,1875.. J u n e 30,1875.. Oct. 1,1875.. Dec. 17,1875.. Mar. 10,1876.. May 12,1876.. J u n e 30.1876.. Oct. 2,1876.. Dec. 22,1876.. J a n 20,1877.. Apr. 14,1877.. J n n e 22,1877.. Oct. 1,1877.. Dec. 28,1877.. Mar. 15,1878.. May 1,1878.. J u n e 29,1878.. Oct. 1,1878.. Dec. 6,1878.. Jan. 1,1879.. Apr. 4,1879.. June 14,1879. Oct. 2,1879. Dec. 12,1879.. Feb. 21,1880.. Apr. 23,1880. J u n e 11,1880. Oct. 1,1880.. Dec. 31,1880. Mar. 11,1881. May 6,1881.. June 30,1881.. Oct. 1,1881.. Dec, 31,1881.. Mar. 11,1882. May 19,1882. J u l y 1,1882. Oct. 3,1882. Dec. 30,1882. Mar. 13,1883. May 1,1883. J u n e 22,1883. Oct. 2,1883. $1, 063, 210 1, 376, 170 1,167, 820 1, 530, 282 1,842, 525 1,291, 786 1, 443, 215 1, 084, 555 930, 105 1,023, 015 753, 904 869, 436 3, 261, 131 832, 313 1,214, 522 1,120, 814 1,434, 701 ! gold cer- | certificates. tirieates. 55 50 09 10 00 56 42 54 76 86 90 72 36 70 92 34 83 $13,522,600 18.325,760 23,518,640 23,454,660 i 13,671,660 i 13,114,480 14,410,940 \ 10,622,160 j 5,753,220 I 12,642,180 j ! • i ; ; 4, 201, 720 12,532,810 19,086,920 15,183,760 16,872,780 13,446,760 : 21,602,900 1, 669, 284 94 33, 629, 660 1, 930, 725 59 13,889,180 1, 423, 258 17 10, 324, 320 1,538,486 47 11,409,920 1, 955, 746 20 19,119.080 2, 428, 797 44 35, 003^ 220 2, 688, 092 06 25, 397, 640 1, 905, 705 22 | 11,954,500 1, 779, 792 43 i 11,514,810 4, 009, 299 01 12,277, 180 , 5, 421, 552 49 I 12,739,544 !. 5, 312, 966 90 I 12,220,940 ! 6, 058, 472 34 j 12,291,270 7,218,967 69 12,130,900 20, 096, 249 64 I 8,366,140 I 521, 569,000 12, 252, 541 44 1 7, 464, 650 35, 855,000 12, 595, 720 49 | 6, 914, 250 25, 458, 000 16, 682, 226 40 : 7,810,200 i33, 337,000 16,104, 855 28 1 7, 489, 700 ; 36,189, 000 19, 773, 859 01 j 6,709,900 28, 246,000 15. 924, 683 90 ! 4,825,300 • 30, 809,000 26, 242,108 60 4,625,900 i 34, 176,000 20, 822, 790 87 4,513,400 i 41, 858,000 15, 317,168 04 4, 486, 600 ! 31, 721,000 16, 352, 630 49 4,037,600 ! 33, '852,000 17, 093, 447 39 : 4,075,800 ; 29, 907,000 15, 541, 956 93 4,034,300 ; 31, 783, 000 14, 278, 290 77 i 4, 005,100 ' 32, 854,000 14,391,783 74 ! 3, 908, W 0 i 26, 224,000 10, 811, 726 69 17,720,100 ; 22, 020, 000 10, 060, 551 05 i 10,813,320 : 21, 818, 000 9, 891, 636 15 ! 16,094,210 : 21, 334, 000 8, 219, 744 22 26,477,760 | 22,139, 000 9, 388, 073 82 20, 54 L, 100 |20, 345,000 I Total. Held by j other national ; banks. \ Aggregate. . $14, 585, 810 55 $5, 282, 658 90 :$19. 868, 469 45 .: 19,701,930 50 7, 205,107 08 i 26, 907, 037 58 . i 24, 686, 460 09 8, 679, 403 49 ! 33, 365, 863 »8 .! 24,984,942 10 7, 585. 027 16 ' 32, 569, 969 26 . 15,514,185 00 6,812,022 27 ! 22,326,207 27 : 14, 406, 266 56 6, 834, 678 67 : 21, 240, 945 23 15,854,155 42 6, 582, 605 62 ! 22,43(5,761 04 ! 11,706,715 54 4, 060, 39© 63 | 16,667, 106 17 .; 6,683,325 76 3, 937, 035 88 ! 10, 620, 361 64 J 13,665,195 86 5, 294, 386 44 ! 18, 950, 582 30 . i 4, 955, 624 90 3. 094, 704 83 ! 8, 050, 329 7:i ..! 13,402,246 72 3,608,659 18 i 17,070,905 90 ..: 22,348,051 36 6, 729, 294 49 i 29,077,345 85 . 16, 016, 073 70 5, 698, 520 66 ; 21,714,594 3(5 .! 18,087,302 92 7,131,167 00 : 25, 218, 4 6'J 92 ..: 14,576,574 34 6, 785, 079 69 21,361,654 0.'i . j 23, 037, 601 83 9, 962, 046 06 32,999,647 89 . 35, 298, 944 94 14,410,322 61 : 40,709,267 55 .; 15,829,905 59 11.240,132 19 ' 27, 070, 037 78 11,747,578 17 9,588.417 89 2.1,385,990 00 12,948,406 47 9,710^413 84 22, 658, 820 31 21, 074, 826 20 11, 832, 924 50 32, 907, 750 70 37.432,017 44 17, 290, 040 58 54,722,058 02 ",.085,732 06 17. 93S, 024 00 46, 023, 756 06 28.i 13, 800,205 22 15, 391, 264 55 29, 251, 469 77 13,294, 602 43 17, 394, 004 16 30, 688, 606 59 16,286, 479 01 18,068,771 35 . 34, 355, 250 36 18,161, 092 49 23, 338, 064 83 41,499,757 32 17, 533,906 90 23,614,656 51 ! 41,148, 563 41 18,349, 742 34 23. 983, 545 10 , 42, 333, 287 44 19,349, 867 69 22, 823, 873 54 i 42,173, 731 23 00 50.. 031,389 64 28,981,651 95 79,013,041 5i> 191 44 33, 869, 860 31 ; 89,442,051 75 00 00 U, 907^ 970 49 41, 461, 761 72 86,429,732 21 00 57, 829, 426 40 41,677,078 86 99, 506, 505 26 00 59, 783, 555 38 49, 562, 954 11 109, 346, 509 49 00 54,729, 759 01 52,443,141 91 107,172, 900 02 00 I 51,558, 983 90 53,597,211 36 105,156,195 26 00 65, 044, 008 60 57, 584, 553 48 122, 628, 562 OS 00 67,194, 190 87 61, 444, 736 63 128, 638, 927 50 00 51, 524, 768 04 62, 809, 968 08 114,334,736 12 00 54, 242, 230 49 59, 438, 409 11 113, 680, 639 60 00 51,076, 247 39 58, 907, 863 65 109.984,111 04 00 51,359, 256 93 61, 056, 549 80 112,415,806 73 00 51,1.37, 390 77 60, 556, 871 77 111, 694, 262 54 00 44,523, 883 74 58, 333, 894 53 102, 857, 778 27 00 50,551, 826 69 55, 875, 332 71 106, 427,159 40 00 42,691, 871 05 55, 270, 495 29 ! 97, 962, 366 34 00 47,319, 846 15 56,287.420 17 103, 607, 266 32 00 56,836, 504 22 58, 517, 890 40 115,354.394 62 00 I 50,274, 173 82 57, 543, 809 71 107, 817, 983 53 The national banks held silver coin amounting, on October 1,1877, to $3,700,703, and on October 1, 1878, to $5,392,028. On October 2,1879, the amount held was $4,980,493, and on October 1. 1880, it was $0,495,477, including $1,105,120 in silver treasury certificates; on October 3, 1882, it was $8,273,815, including $1,807,000 of silver certificates, and on October 2, 1883, it was $10,247,920, including $2,053,030 of silver certificates. On October 1 of the present year the official reports of the State banks in Xew England, ?sew York, Pennsylvania, Maryland, Georgia, Ohio, Indiana, Michigan, Wisconsin, Missouri, and REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX Minnesota show that these banks then held specie amounting to $9,729,817, of which the banks in New York City held $6,185,509. The official returns from the State banks of California do not give separately the amount of coin held by them ; but it is estimated that of the total cash reported, amounting' to $8,109,198, $7,700,000 consisted of coin. The amount of coin held by State banks in the States before mentioned, including California, was, therefore, $17,429,81.7. The Director of the Mint, in his report for 1881, estimates the amount of coin in the country on June 30, 1880. at $501,555,711, of which $358,958,691 was gold'and $142,597,020 was silver. His estimate for the fiscal year ending June 30, 1882, is as follows: United States coin. Gold. Silver. Total. Circulation June 30. 1882 Coinage for the year, less deposits for recoinase Excess of exports over imports .'". ; $500, 862, ] 85 ; $10!), 573, 300 \ $700, 455, 545 35, 582, 798 ! 28,198, 541 i 63, 761, 339 3, 309, 811 ! 519, 298 | 3, 829,100 Total Less amounts used in the arts i 539, 754, 794 | 228, 291,199 ! ' 2, 500, 000 i 75, 000 | 768, 045, 993 2, 575, 000 Circulation July 1, 1883 ; 537, 254, 794 j 228, 216,199 ; 765, 470, 995 From July 1, 1883, to November 1, there has been added to the coin $9,842,694 of gold and $9?4CC,216 of silver, making the stock of coin in the country at the latter dale $784,779,903, of which $547,097,488 was gold and $237,G82,415 was silver. The amount of bullion in the mint and in the New York assay office on November 1 is stated to have been $62,392,847 of gold and $4,936,365 of silver, making in all $67,329,212; which, added to the amount of coin stated above, gives $852,109,1157 of which amount $609,490,335 was gold and $242,618,780 was silver. The following table shows the amount of gold and silver, including the amount held to protect gold and silver certificates, and the percentage of each, in the Treasury of the United States, on September 30 of each year from 1876 to 1883, and on November 1, 1883: Per cent of— Silver. •)!1v;...l 1 ( 1.10(1. Sept, 30, 1876-/. Sept, 30,1877..'. Sept. 30,1878.J Sept. 30, ]879..: Sept. 30,1880..i Sept. 30,1881..'! Sept. 30,1882.. i Sept. 30,1883..: Nov. ],1883.J Standard dollars. $12,155,205 31,806,774 47, 784, 744 66, 092, 667 92, 228, 649 114,587,372 116, 036, 450 Other coin I and bullion. • $6,029,367 i 7,425,454 j 15,777,937 j 21,173,023 30,878,286 i 28,945,297 i 30,769,705 31,858,072 ! 31,648,789 1 1 Total silver. Gold coin and bullion. $6, 029, 367 7, 425, 454 27, 933,142 52, 979, 797 78, 663, 030 96, 037, 964 122,998,354 146, 445, 444 147, 685, 239 $3^, 423, 059 107, 039, 529 136, 036, 302 169, 827, 571 135, 641, 450 174, 361, 343 152, 739,106 206,130, 543 209, 429, 940 Total coin and bullion. $61, 452, 426 114, 464, 983 163, 969, 444 222, 807, 368 214, 304, 480 269, 399, 307 275,737,460 352, 575, 987 357,115,179 Silver. 9.8 6.5 17.0 23.8 36.7 35.3 44.6 41.5 «.4 Gold. 90.2 93.5 83.0 76.2 63.3 64.7 55.4 58.5 58.6 The bullion in the Bank of England for each year from 1870 to 1883 is shown in the following table, the pound sterling being estimated at five dollars: 1870 1871 1872 1873 1874 1875 1876 $103,900,000 117,950,000 112,900,000 113,500,000 111,450,000 119,600,000 143,500,000 1877 1878 1879* 1880 t 18811 18821 18831 * London Economist, November 8, 1879. t London Bankers' Magazine, October, 1880. 1881, and 1882. $126,850,000 119,200,000 150,942,980 141,637,000 115,221,870 108,689,912 121,779,545 XL REPORT OF THE COMPTROLLER OF THE CURRENCY. Below is a similar table, giving the amount of gold and silver, and the percentage of each, in the Bank of France, on December 31 of each year* from 1870 to 1882, and on November 1, 1883, five francs being estimated at one dollar : Per cent, of— Silver coin i Gold coin and bullion. 1 a n d bullion. Years. Total. Silver. December 31,1870 December 31,1871 December 31,1872 December 31,1873 December 31,1874 December 31,1875 December 31,1876 December 31,1877 December 31,1878 December 31,1879 December 31,1880 December 31,1881 December 31,1882 November 1,1883 | - $13, 700, 000 16, 240, 000 26, 520, 000 31, 260, 000 62, 640, 000 101, 000, 000 127, 720, 000 173, 080, 000 211,620,000 245, 520, 000 244, 36i>, 000 231,180,000 216, 553, 000 203, 085, 000 •• $85, 740, 000 : 110, 680, 000 131, 740, 000 122, 260, 000 : 204, 220, 000 ' 234, 860, 000 ; 306, 080, 000 235, 420, 000 : 196, 720, 000 148, 320, 000 110, 480, 000 129,160, 000 190, 981, 300 192,112,000 $99, 440, 000 126, 920, 000 158, 260, 000 153, 520. 000 266, 860, 000 335, 860, 000 433, 800, 000 408, 500, 000 408, 340, 000 393, 840, 000 354, 840, 000 360, 340, 000 407, 594, 000 395, 597, 000 13.8 12.8 16.8 20.4 23.5 30.1 29.4 42.4 51.8 62.3 68.9 64. 2 53.1 51.3 Gold. 86.2 87. 2 83.2 79.6 76.5 69.9 70.6. 57.6 48.2 37.7 31.1 35.8 46.9 58.7 SECURITY FOR CIRCULATING NOTES. During previous years there have been many changes in the classes of United States bonds held by the national banks as security for their circulation, owing to the payment or refunding or extension of the different issues offiveand six per cent, bonds bearing interest at four and a half, four, three and a half, and three per cent. During the preceding year 259 millions of three and a half per cent, bonds held by the banks, which were extended from five or six per cent, bonds in the year 1881,. have been changed into three per cent bonds, and during the present year ending November 1,1883, all of the remaining three and a half per cent, bonds have been called for payment, of which the national banks held about 40 millions. The amount of United States bonds held by the Treasurer as security for the circulating notes of the national banks on the first day of November, 1883, is exhibited in the following table: Class of bonds. Funded loan of 1891 Funded loan of 1907 Funded loan of 1881 continued. Funded loan of July 12,1882... Pacific Railway bonds Total . Authorizing act. July 14, 1870, and January 20, 1871. , do do ..". do do July 12, 1882 July 1, 1862, and July 2, 1864 Kate of | interest, i Amount. Per cent. \ $41, 319,70C< 106,164,850 632,000 201, 327, 750 3, 463, 000 352, 937, 300 During the year 1871, and previous thereto, a large portion of the bonds bore interest at the rate of 6 per cent., and until the year 1877 all of the bonds bore interest at either 5 or 6 per cent. The five or six per cent, bonds, in the year 1881, entirely disappeared from the list of these securities, with the exception of three and a half millions of ' The Bulletin de Statistique, as quoted in the Bankers7 Magazine, New York, vol. xiii, page 740 ; except the items for 1879-'8O and '81, which were obtained from the London Bankers' Magazine for August, 1880, page 661, September, 1881, page 716^. and September, 1882, page 739, and the two last items from L'Economist Francais, November 3, 1883. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLI Pacific sixes, and during the present year the three and a half per cents have in like manner disappeared, with the exception of six hundred and thirty-two thousand which have been called. At the present time more than 57 per cent, of the amount pledged for circulation, consists of bonds bearing interest at 3 per cent. only, and the remainder, with the exception of three and a half millions of Pacifies, bear interest at the rate of 4 and 4£ per cent. STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS. The act of Congress of February 19, 1873, section 333 of the United States Eevised Statutes, requires the Comptroller to obtain from authentic sources, and report to Congress, statements exhibiting, under appropriate heads, the resources and liabilities of such banks and savings banks as are organized under the laws of the several States and Territories, in compliance with this act, he has presented annually in the appendicesto his reports, the resources and liabilities of these corporations, so far as it has been possible to obtain them. Through the courtesy of State officers, returns of State banks, savings banks, and trust and loan companies have, during the past year, been received from twenty-four States. Many of the States and Territories, including Virginia, West Virginia. North Carolina, Alabama, Arkansas, Tennessee, Illinois, Kansas, Oregon, and Dakota, do not require periodical returns of the condition of the different classes of banks organized under their laws. From these returns the following abstract has been compiled, showing the resources and liabilities of State banks and trust companies for the last four years, the number reported in 1880 being 650; in 1881, 683; in 3882, 704. and in 1883, 788 : 1880. 1881. 1882. 650 banks. 683 banks, j 704 banks. $281, 496, 731 597, 699 26, 252,182 35. 661, 792 40, 340, 345 19, 489, 086 7, 374, 037 979, 492 11,176, 592 6, 905, 977 51, 500, 226 $352, 725, 986 $404, 574, 420 1, 407, 695 1,373,116 27, 680, 025 25, 673, 984 45, 658, 783 42, 330, 957 57, 973, 718 54, 662, 829 19,915,682 21, 396, 772 13, 685, 205 11, 941, 741 1,193, 345 1,136, 427 18, 546, 073 16, 900, 762 17, 902, 760 17, 925, 628 27, 322, 912 27. 391, 317 1883. 788 banks. RESOURCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Dne from banks Real estate Other assets Expenses Cash items Specie Legal tenders, bank notes, &c. Total ; 481,774,159 j 575,500,139 LIABILITIES. Capital stock Circulation Surplusfund Undivided profits Dividends unpaid Deposits Duetobanks Other liabilities Total $462, 380, 585 ], 493, 636 22, 725, 596 52, 405, 724 68, 270, 664 20,160, 547 14,190, 044 1,131, 586 35, 206, 862 18, 255, 300 28, 259, 069* 633,819,998 i 724,479,613 : 109,318,451 283, 308 '• 25,008,431 10,774, 731 ! 486, 094 i 298,759,619 j 18,613,336 : 18,530,189 112, 111, 325 I 113,361,931 274,941 ! 286,391 27, 857, 976 ! 31,504,352 12,237,320 i 14,758,438 576,413 i 577,419 373,032,632 ! 426,677,092 19,105,664 ! 18,409,351 30, 303, 868 j 28,245,024 I 125, 233, 03© : 187, 978 j 34, 575, 461 I 18, 076, 610 ! 465, 011 ! 500, 374, 217 ! 20, 918, 936 ! 24, 648, 364 j 481,774,159 j 575,500,139 j 633,819,998! 724,479,613 The foregoing table was prepared from returns from all the New England States, except Maine; from four Middle States, not including Delaware, and from all the Western States, excepting Illinois, Kansas, and XLII REPORT OF THE COMPTROLLER OF THE CURRENCY. Nebraska. The only Southern States from which reports have been received were South Carolina, Georgia, Louisiana, Texas, Kentucky, ami Missouri. The only Pacific States were California and Colorado. There are no State banks in Maine, but one in New Hampshire, six in Vermont, and none in Massachusetts. There are, however, six trust and loan companies in the latter State, one in Rhode Island, and six in Connecticut. SAVINGS BANKS. The following table exhibits the aggregate resources and liabilities of 629 savings banks in 1880, 1881, and 1882, and 630 in 1883 : 1880. 029 banks. : 1881. 1882. 029 banks. 629 b a n k s . I 1883. I """"' I 030 b a n k s . RESOURCES. Loans on real estate $315, 273, 232 $307, 090, 158 Loans on personal and collateral security.. 7 0, 1 7 5, 9 0 95,817,041 70,175,090 United States bonds 210,845, 514 State, municipal, and other bonds and stocks. 187, 413, 220 159,819,942 150,440,359 27, 009, 048 Railroad bonds and stocks 20, 705, 378 Bank stock 33, 249, 203 32,225,923 41, 987, 074 Heal estate 39,038,502 37,408,103 Other assets 27,053,452 135.572 Expenses 210,423 40, (503, 041 Due from banks 22,003,091 13, 758, 100 Cash 17, 072, 080 Total • 881, 077, 350 $307, 089, 227 $328,197. 858 128,483,098 | 155, 874, 522 219, 017, 313 237,780,442 190, 629, 915 20G, 291, 274 41, 695. 701 32, 994, 578 36, 587; 817 35, 305, 717 39, 882, 429 37, 224, 601 11, 047, 340 53, 235, 771 132, 204 144, 223 43,184, 629 38, 977,135 12, 998, 594 14, 932, 015 907, 790, 002 1, 052, 982, 005 1,118, 790, 944 LIABILITIES. Deposits Surplus fund Undivided profits. Other liabilities Total 819,100,073 891, 901, 142 51,220,472 00,289.905 ! 4,740,801 10,325,800 0, 003, 044 5,213,815 I 881, 077, 350 900, 797, 081 1, 024,850, 787 72, 784, 155 09,454,512 15, 738, 223 11, 130,219 5, 594, 253 5,411,779 907, 790, 002 : 1, 052, 982, 005 1, 118,790,944 The foregoing table includes the returns from six Xew England States, from four Middle States, not including Delaware; from the States of Ohio, Indiana, California, and the District of Columbia. The aggregate of loans in the ISTew England States is $272,112,554, and of deposits $453,890,090. In the Middle States the aggregate of loans is $169,101,770, and of deposits $499,044,206. Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State officer. Returns received directly from four of these banks, having deposits amounting to $32,347,733 are included in the returns from the State of Pennsylvania. The savings banks deposits, given in the foregoing table for 1883, based upon reports made to State authorities, are $1,024,856,787, and the deposits of the State banks and trust companies were $500,374,217. These returns do not include bank deposits. The deposits of the national banks on October 2, 1883, exclusive of those due to banks, were $1,063,601,156. These deposits of the national banks bear to those of the savings banks the proportion nearly of 51 to 49; to those of the State banks and trust companies the proportion of 68 to 32; and to the •combined deposits of both the proportion of 41 to 5#9. REPORT Oi1 TMK COMPTROLLER OK THE CURRENCY. XLIII The total population oi .New England, according to the census of 1880, was -.4,010,02!). and the number of open-deposit accounts of the savings banks in the year 188o is 1,308,1)97, which is equal to o4.1 accounts to each one hundred of the entire population. The average amount of each account is $381.55, and if the total deposits were divided among the entire population the average sum of $11.3.1.7 could be given to each, individual. The deposits of the savings banks in the State of New York were $412,147,213, while the population is 5,082,871, showing that an equal distribution of the savings-banks deposits among the entire population of the State would give $81.08 to each individual. Tables showing the aggregate resources and liabilities of State banks, trust companies, and savings banks in each State, from which returns have been received from the State authorities, appear in the Appendix. A table is also there given showing by States the number of savingsbank depositors, and the average amount due to each in 1882 and 1888. The Comptroller has for the last eight years compiled the returns received by the Commissioner of Internal lie venue from the State and savings banks and private bankers for purposes of taxation, showing the average amount of their capital and deposit for each six months, and the amounts invested in United States bonds. The law requiring such returns to be made has not been repealed, but as the tax on capital and deposits ceased on November 30, 1882, it is not expected that such returns will hereafter be transmitted. The Comptroller must therefore depend exclusively for this information upon the returns to be received from the officers of the different States, and when such returns are required to be made they are as a rule promptly and courteously forwarded to this office in reply to his request. The legislature of Missouri recently passed a law requiring all banks in the State to make reports in the month of December. With a view of rendering this system of reports more complete and effective than at present, the Comptroller prepared in the year 1870 the form of a bill, which is herewith presented ; and it is respectfully suggested to members of Congress and State officers residing in those States where no returns are required that, if approved by them, they shall lend the weight of their influence to procure the enactment of a law, similar in form, by the legislatures of their respective States. It may be mentioned that a bill, substantially the same as that here presented, has been passed by the legislature of Ohio. A I-JILL to provide for obtaining and publishing reports of banks, savings institutions, and trust com panics organized under State laws. Be U enacted, That each and every banking institution, organized under the laws of this State, shall make a report to the auditor of state, showing the condition thereof before the commencement of business on the first Monday in the months of January, April, July, and October of each year. SEC 2. That the auditor of state shall issue his requisition upon all banking institutions, for the reports required to be made by section 1 of this act, a convenient number of days prior to the first day of January, April, July, and October, in each year, and each banking institution shall, upon receipt thereof, immediately forward to the auditor a balanced report of its condition, verified by the oath or affirmation of one or more of the officers of such institution, and shall also publish such report in full at its own expense, in a newspaper issued at the place where the institution is located, or, if there be no newspaper in that place, then in the one nearest thereto ; and any banking institution neglecting to make and transmit to the auditor of state, and publish, such reports, shall, after the expiration of five days from the receipt of tho requisition therefor, be subject to a penalty of thirty dollars for eacli day's delay, which penalty may be collected by suit to be brought by the auditor of state, or by any creditor of the association, before any court of competent jurisdiction in the district wherein such banking institution is located; and all sums of money collected for penal ies under this section shall be paid into the treasury of the State. XLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. SEC. 3. That banks, trust companies, savings banks, and other banking' institutions, having capital stock, shall report their resources and liabilities in the following form: Report of the condition of The , at , in the State of • commencement of business on the first Monday of -, 187-. CR. DR. Resources. 8. 9. 10. 11. 12. 13. Dollars. Cts. Liabilities. Loans on real estate All other loans and discounts. Overdrafts United States bonds on hand . State bonds Other stocks, bonds, and mortgages Due from other banks and bankers Real estate Furniture and fixtures Current expenses Premium on bonds Cash items Gold coin, $ ; silver coin, Dollars. Cts. 1. Capital stock paid in 2. Surplus fund 3. Undivided profits 4. State-bank notes outstanding. 5. Dividends unpaid 6. Individual deposits 7. Due to banks and bankers 8. Notes and bills rediscounted.. 9. Bills payable 14. National-bank notes. 15. United States notes . Total Total . STATE OF of -, before the County of Sworn tto and d subscribed before me this , 187-. do of The i! solemnly swear that the above statement is true, - day ;! to the best of my knowledge and belief. Cashier. SEC. 4. Savings banks and other banking institutions having no capital stock shall report their resources and liabilities in the following form: Eeport of the condition of The - , at • , in the State of commencement of business on the first Monday of -, 187-. -, before the CR* DR. Resources, i Dollars. Cts. Liabilities. 1. Loans on real estate 2. Loans on United States and State stocks 3. Loans on other stocks and bonds 4. All other loans 5. United States bonds on hand.. C. State bonds on hand 7. Other stocks and bonds 8. Real estate 9. Furniture and fixtures 10. Expenses 11. Due from banks and bankers.. 12. Specie 33. National-bank and United States currency 14. All other assets 1. 2. 3. 4. Total. STATE OF County of Sworn to and subscribed before me thi! i of , 187-. Dollars. Cts. Individual deposits Due to banks and bankers. Undivided profits Other liabilities Total. li day h do of The solemnly swear that the above statement is true, to the best of my knowledge and belief. Cashier. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV And sucli banks shall also furnish, with their reports, the following information The number of open accounts, and the rate per centum of dividends or interest on deposits, for the past year. SEC. f>. That the auditor of state shall compile the reports received by him under this act, and the tables so compiled shall be printed quarterly for distribution when prepared, and shall be transmitted by him to the legislature at the beginning of each session thereof. PRIVATE BANKERS. In the Appendix will be found three comprehensive tables, of two pages each, giving, by geographical divisions, and by States, Territories, and principal cities, the number of State banks, savings banks, trust and loan companies, and private bankers of the country, for the present and three previous years, together with the amount of their capital and deposits, and the amount of their capital invested by them in United States bonds. The first official information of this character ever published in regard to the private bankers of the country was contained in a table in the Comptroller's report for 1880 ; and the law requiring these returns to be made having now been repealed, a similar table for the six months ending November 30, 1882, is given, which is the last table of this kind which can be presented. The following information in reference to the private bankers in sixteen of the principal cities has been compiled from the table in the Appendix for the six months ending November 30, 1882: Cities. Boston New York City. Albany Philadelphia Pittsburgh Baltimore Washington New Orleans Louisville Cincinnati Cleveland C hicago Detroit Milwaukee Saint Louis San Francisco .. Totals . j Number of banks. 61 506 3 44 8 35 8 11 3 11 Capital. $5,439,589 51, 758, 575 91,000 2, 206, 728 755,312 1,126,738 428,450 85, 667 181. 000 673,096 52,000 1,473,408 205, 708 160,000 220,412 1,509,162 Deposits. ; j i | i | i • ! Invested in i IT. S. bonds. $3,621,863 55, 565, 884 17, 592 6, 738, 522 2, 922, 571 3, 057, 709 4, 611, 745 692 732, 766 2, 600, 855 1, 359,130 10, 660, 525 1,192, 947 2, 433, 026 18,729 8, 910, 782 $878, 590 7, 926, 545 66,366,845 j 104,445,338 9,944,208 : ; , ' i 73, 54, 183, 324, 914 878 365 037 143,083 11, 525 153, 249 5, 933 3,614 35, 838 149, 637 The total number of private bankers in the foregoing cities is 749, with an aggregate capital of $66,366,845, and aggregate deposits of $104,445,338; the average capital being $89,042, and the average deposits $139,446. About 68 per cent, of these private banks are located in New York City, representing more than three-fourths of the aggregate capital and over one-half of the aggregate deposits. In the city of New York the average amount of capital is $102,289 and deposits $109,814 for each private banker; and the bankers in that city also held $7,926,545 of United States bonds, or over one-half of the amount of such bonds held by all of the private bankers of the country. The following table gives similar information for the thirty-four States and Territories, exclusive of the cities in the above table, having an amount of capital in excess of $100,000. In this table the number of private bankers is 2,611$ the aggregate amount of capital $38,533,964, XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. and of deposits $181,270,757, the average capital being $14,758, and the average deposits $69,801). States and Territories. Pennsylvania.. Iowa Ohio Illinois Indiana Texas New York Michigan Kansas Missouri Nebraska Minnesota Oregon Colorado Wisconsin Georgia Dakota Montana Alabama Washington . . . Mississippi .... Rhode Island .. Kentucky Virginia California Connecticut Utah Wyoming Nevada South Carolina. Louisiana Florida Arkansas Tennessee Arizona Totals No. of banks. Capital. Deposits. Invested in IT. S. bonds. 189 $4, 248,463 $24,174, 291 321 4, 200, 584 14, 580,124 215 4,135, 845 22, 482, 648 337 3, 654, 239 24, 591, 579 12,151, 432 117 2,910,330 8, 251. 624 123 : 2, 881, 555 166 ' 1, 742, 889 15, 556, 555 7, 064, 720 152 i 1, 424, 515 1, 323, 412 5, 595, 708 161 1,195, 067 6, 052, 073 83 1, 044, 974 3, 369,134 149 1, 000, 781 4, 770, 307 116 868, 709 2, 752, 552 17 2, 423, 305 774, 735 47 4, 405, 467 764, 904 87 1,117, 969 652,177 29 1, 299, 323 567,104 79 1, 540, 824 525, 727 17 1, 530, 913 514, 500 22 466, 414 1, 221, 654 13 949, 095 423, 615 11 577, 740 406, 539 7 2, 244, 248 395, 386 22 2, 934, 803 381, 991 17 1, 701, 252 364, 260 27 13 217. 833 1, 519, 857 9 2, 274, 675 216J 103 1, 061, 398 5 214,965 7 191, 434 724, 683 9 58,122 177, 297 4 158, 536 55, 907 9 962, 202 153, 874 16 249, 633 118, 568 5 111, 591 344, 952 10 105, 248 679, 988 2,611 | 38,533,964 181, 270, 757 $218,107 210, 551 557, 442 640,121 516, 305 16, 675 446, 821 131,803 36, 685 121,165 35, 5J2 14, 997 270, 000 92, 439 6,000 7,486 28,167 20, 000 7.967 7, 052 56,124 105, 000 2,500 19, 500 3, 568, 419 The remaining eleven States and Territories enumerated in the following table contain 52 private bankers, with an aggregate capital of $375,424, and aggregate deposits of $3,241,483. Massachusetts has only three private bankers outside the city of Boston, with an aggregate capital of $68,333, and aggregate deposits of $572,673. Maryland has but three private bankers outside .of the city of Baltimore. The State of Maine has nine private bankers, North Carolina butfive,New Jersey four, Delaware and Vermont only one each. The average amount of capital held by each of these 52 private bankers is $7,220, and of deposits $62,336. States and Territories. ! Number of : banks. Maine Massachusetts... North Carolina .. West Virginia... Maryland Idaho New Mexico New Jersey Delaware Vermont New Hampshire . Total 52 Capital. n.>™ i| Invested in auQ Deposits. v g boiHla $83, 343 68,333 58, 333 40, 000 39, 025 39, 947 25, 417 16, 026 5,000 $256, 080 572, 673 83, 728 1,158,647 ! 36,149 ! 184,471 ! 920,000 1,119 8,519 I 20, 097 375, 424 3, 241, 483 $10,137 60, 693 14, 325 61 85, 216 REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII The following table shows, by geographical divisions, the number of private bankers in the United States, with the aggregate amount of their capital, deposits, and investments in United States bonds, for the six months ending November 30, 1882. Geographical divisions. I dumber of j banks. New England States Middle States Southern States Western States and Territories. 94 967 289 2,062 United States. 3,412 Capital. Deposits. $6, 62, 6, 30, $6, 112, 20, 149, 215, 637 418, 206 334, 090 308, 300 105, 276, 233 568, 690, 675, 023, 310 656 301 311 288, 957, 578 j Invested in U. S. bonds. $963, 958 9, 227, 728 107,167 3, 298, 990 13, 597, 843 The table below is a recapitulation of the foregoing, showing by groups the aggregates for the bankers in the sixteen principal cities in the thirty-three States and Territories having a private banking capital in excess of $100,000, and in the eleven remaining States and Territories, for the last year. RECAPITULATION. Capital. Principal cities Principal States and Territories Remaining States and Territories UnitedStates | Invested in U. S. bonds. j 749 j $66, 366, 845 | $104, 445, 338 | 2, 611 i 38, 533, 964 \ 181, 270, 757 ! 52 j 375,424 j 3, 241, 483 ! $9,944,208 3, 568,419 85, 216 j 3,412: 105,276,233 j 28^,957,578! 13,597,841} TAXATION. The act of March 3,1883, repealed the law imposing a tax upon the capital and deposits of national banks, State banks, and private bankers,, except such as was then due and payable. Some doubt arising as to the effect of this law, the question was referred to the Attorney-General, who, on May 18,1883, decided that the tax upon the capital and deposits of State banks and private bankers ceased on November 1,1882, and that upon the capital and deposits of the national banks on January 1,1883. These were the dates of the last assessments under the laws taxing banking capital and deposits. The only United States taxes now to be paid by banks are the 1 per cent, annual tax upon the circulation outstanding of national banks and the prohibitory tax of 10 per cent, upon state bank circulation paid out, as provided by section 3412 of the Eevised Statutes. The whole cost of the national banking system to the Government, from the date of its establishment in 1863 to the present time, has been $5,610,669. Up to January 1, 1883, the date upon which the tax on capital and deposits ceased, there had been collected on these two items alone from national banks the sum of $68,795,948.90. In addition the amount collected up to July 1,1883, from the tax on circulation, which is still in force, amounted to $55,385,524.97, making an aggregate of $124,181,479.87 paid in taxes on capital, deposits, and circulation by the national banks up to July 1,1883. The tax on circulation alone, paid for the last half of the fiscal year, amounted to $1,564,521.59. The XLVIII EEPORT OF THE COMPTROLLER OF THE CURRENCY. following table shows the total amount paid upon capital, circulation, and deposits up to July 1,1883 : On circulation. Years. 1864. 1865. 1866. 1867. 1868. $53, 733, 247 2,106, 785 2, 868,636 2, 946,343 2, 957,416 2, 949,744 2, 987,021 3,193, 570 3, 353,186 3, 404,483 3, 283.450 3, 091,795 2, 900,957 047 ! 3, 009,647 3,153, 635 a, 121,374 3,190, 981 ; 3,132, 006 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881. 1882 1883 Aggregates 32 59 30 78 07 73 13 69 03 13 11 89 76 53 08 16 63 33 98 73 On deposits. i $95, 911 87 ; 1, 087, 530 86 : 2, 633,102 77 2, 650,180 09 ! 2, 564,143 44 ; 2,614,553 58 • 2, 614, 767 61 ' 2, 802, 840 85 : 3,120,984 37 I 3,196, 569 29 I 3, 209, 967 72 3, 514, 265 39 ; 3, 505,129 64 3, 451, 965 38 3, 273, 111 74 3, 309, 668 90 4,058,710 61 4, 940, 945 12 5, 521, 927 47 ' *2, 773, 790 46 O n capital. $18,432 07 133,251 15 406, 947 74 321.881 36 306,781 67 312, 918 68 375,962 26 385,292 13 389, 356 27 454,891 51 469, 048 02 507, 417 76 632, 296 16 660, 784 90 560, 296 83 401, 920 61 379, 424 19 431,233 10 437, 774 90 *2C9, 976 43 Total. $167,537 26 1, 954, 029 60 5,146, 835 81 5, 840, 698 23 5, 817, 268 18 5, 884,888 99 5, 940, 474 00 6,175,154 67 6, 703, 910 67 7, 004, 646 93 7, 083, 498 85 7, 305,134 04 7, 229, 221 56 7,013,707 81 6, 781, 455 65 6, 721, 236 67 7, 591, 770 43 8, 493, 552 55 9,150, 684 35 6,175, 773 62 ! 55, 385, 524 97 ' 60, 940, 067 16 ! 7, 855, 887 74 ; 124,181, 479 87 The following table exhibits the taxes upon the circulation, deposits, and capital of banks, other than national, collected by the Commissioner of Internal Eevenue from 1864 to November 1,1882, the date upon which the taxation of capital and deposits ceased. O n circulation, j O n deposits. Y'ears. 1864. 1865. 1866. 1867. 1868.. 3870... 1871... 1872... 1873... 1874... 1875... 1876... 1877... 1878... 1879... 1880... 1881... 1882... 1882 t . Aggregates i $2, 056, 996 30 1, 993, 661 84 990, 278 11 214, 298 75 28, 669 8S 16, 565 05 15, 419 94 22,781 92 8, 919 82 24, 778 62 16, 738 26 22,746 27 17, 947 67 5,430 16 1,118 72 13, 903 20 28, 773 37 4, 295 08 4, 285 77 $780,723 52 2, 043, 841 08 2, 099, 635 83 1, 355, 395 98 1, 438, 512 77 1, 734, 417 63 2,177, 576 46 2, 702,196 84 3, 643, 251 71 3, 009, 302 79 3, 453, 544 26 2, 972, 260 27 2, 999, 530 75 2, 896, 637 93 2, 593, 687 29 2, 354, 911 74 2, 510, 775 43 2, 946, 906 64 4, 096,102 45 1,993,026 02 5,487,608 82 48, 802, 237 39 On capital. $903, 367 98 i 374, 074 11 : 476, 867 73 j 399, 562 90 ! 445, 071 49 ' 827, 087 21 919, 262 77 976, 057 61 736, 950 05 916, 878 15 1,102, 241 58 989, 219 61 927,661 24 897, 225 84 830, 068 56 811, 436 48 811, 006 35 1,153, 070 25 489,033 53 14, 986, 143 44 Totals. $2, 837, 719 82 4, 940, 870 90 3,463, 988 05 2, 046, 562 46 1, 866, 745 55 2,196,054 17 3,020,083 61 3,644,241 53 4, 628, 229 14 3, 771, 031 46 3, 387,160 67 4, 097, 248 12 4, 006, 698 03 3, 829, 729 33 3, 492, 031 85 3,198, 883 59 3, 350, 985 28 3, 762, 208 07 5, 253,458 47 2, 482, 059 55 69, 275, 989 65 The shares of national banks are still subject to State taxation, and in x>revious reports tables exhibiting the average rates paid by national banks in the several States and Territories have been given for purposes of comparison, and to show the total burden of taxation heretofore borne by the national banks. The national banks having been happily relieved of the United States tax, as has been repeatedly recommended by the Comptroller, it has been thought unnecessary to continue the collection of this information, which can only be obtained from separate returns to be made by each bank to this office. * Six months to June 1, 1883. t Six months to November 30, 1832. KEPOET OF THE COMPTROLLER OF THE CURRENCY. XLIX UNITED STATES LEGAL-TENDER NOTES AND NATIONAL BANK CIRCULATION. The acts of February 25, 1802, July 11,1862, and March 3,1863, each authorized the issue of 150 millions of dollars of legal tender-notes, making an aggregate of 450 millions of dollars. On February 3, 1864, the amount of such notes outstanding was $449,470,222, which was the highest amount outstanding at any one time. The act of June 30, 1864, provided that the total amount of United States notes issued, or to be issued, should not exceed 400 millions of dollars, and such additional sum, not exceeding 50 millions, as might be temporarily required for the redemption of temporary loans. By the act of June 20,1874, the maximum amount was fixed at 382 millions. Section 3, act of January 14, 1875, authorized an increase of the circulation of national banks in accordance with existing law, without respect to the limit previously existing, and required the Secretary of the Treasury to retire legal-tender notes to an amount equal to eighty per cent, of the national-bank notes thereafter issued, until the amount of such legal-tender notes outstanding should be 300 millions, and no more. Under the operations of this act, $35,318,984 of legal-tender notes were retired, leaving the amount in circulation on May 31, 1878, the date of the repeal of the act, $346,681,016, which is the amount now outstanding. In the following table are given the amount and kinds of the outstanding currency of the United States and of the national banks on January 1 of each year, from 1866 to 1883, and on November 1, 1883, to which is prefixed the amount on August 31,1865, when the public debt reached its maximum: United States issues. Date. Aug.:.31 ,1865.. Jan. 1, : 1866... Jan. ]1, 1867... Jan. ]1, 1808... Jan. ]1, 1.869. - Jan. 1,' 1870... Jan. 1,: 1 8 7 1 . . . Jan. 1,I 1872... Jan. 1,; 1873 . . Jan. I1 1874 Jan. ]1, 1875 . . Jan. ]1, 1876... Jan. 1,J 1877..Jan. J1, 1878 . . Jan. ]1, 1879... Jan. ]1, 1880... Jan. i,J 1 8 8 1 . . . Jan, ]], J882 . . Jan. l, 1 1883... Nov. l, 1883... ; Notes i of national i b a n k s , includ! ing gold i notes. Aggregate. : Legal-tender notes. 2}L.i i Fractional demand notes. 1 $402, 965 $26, 344, 742 $176, 213, 955 $635, 515, 574 392, 670 26, 000, 420 236, 636, 098 688, 867, 907 221, 632 28, 732, 812 298, 588, 419 707, 819, 023 159,127 31, 597, 583 299, 846, 206 687,602,916 128, 098 34, 215, 715 299, 747, 569 690,091,382 113,098 39, 762, 664 299, 629, 322 695, 505, 084 101, 086 39, 995, 089 306, 307, 672 702, 403, 847 92, 801 40, 767, 877 328, 465, 431 726, 826,109 84, 387 45, 722, 061. 344, 582, 812 748,947,167 79, 637 48, 544, 792 350, 848, 236 777, 874, 367 72, 317 46, 390, 598 354,128, 250 782,591, 165 69, 642 44,147, 072 346, 479, 756 762, 523, 690 65, 462 26, 348, 206 321, 595, 606 714,064,358 63, 532 17, 764,109 321, 672, 505 689, 443, 922 62, 035 16,108,159 323, 791, 674 686, 642, 884 61, 350 15, 674, 304 342, 387, 336 704, 804, 006 CO, 745 15, 523, 464 344, 355, 203 706, 620, 428 59, 920 15, 451, 861 362, 421, 988 724, 614, 785 59, 295 15, 398, 008 361, 882, 791 724, 021,110 58, 800 15, 366, 237 713, 634, 474 351, 528, 421 $432,553,912 i 425, 839, 319 i 380, 276, 16U j 356, 000, 0U0 356, 000, 000 356, 000, 000 356, 000, 000 357, 500, 000 i 358, 557, 907 'M8 401 702 i 382, 000, 000 371, 827, 220 366, 055, 084 349, 943, 776 346,681,016 346,681,016 346, 681, 016 346,681,016 346, 681, 016 346, 681, 016 Currency! 1 $144 144 133 133 135 120 110 109 112 110 25 50 00 25 00 00 75 50 00 25 112 112 107 102 100 100 100 100 100 100 50 75 00 87 00 00 00 00 00 00 I i i I j I $69 69 75 75 74 83 90 91 89 90 88 88 93 97 100 100 100 100 100 100 32 20 18 04 07 33 29 32 28 70 89 69 46 21 00 00 00 00 00 00 The act of June 20, 1874, provided that any national banking association might withdraw its circulating notes upon the deposit of lawful money with the Treasurer of the United States in sums of not less than $9,000. Since the passage of this act $154,424,641 of lawful money have been deposited with the Treasurer by the national banks for the purpose of reducing their circulation, and $120,156,646 of bank notes have been redeemed, destroyed, and retired. 6568 c c IV REPORT OF THE COMPTROLLER OF THE CURRENCY. In the following table* is shown, by States, the amount of circulation issued and retired during1 the year ending November 1, 1883, and the total amount issued and retired since June 20, 1874: States and Territories. Maine New Hampshire "Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia ... Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana ,... Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico Dakota "Washington California, "currency" . Arizona j I Circulation retired. j Circulation ! issued. j Act of June Liquidating I 20, 1874. banks. $45, 009 67, 500 256, 500 8G1, 720 ISO, 000 417, 200 1, 284, 220 372, 450 1, 33!), 300 46, 800 43,200 173, 250 13, 500 45, 000 45, 000 22, 500 72, 000 45, 000 507,100 101, 200 1, 048, 550 90,000 I 433,990 j 2,828,000 791,080 I 624,100 287,990 | 134, 990 j 479,590 i 260,090 249,690 ! 364 870 ! 75, 020 69, 750 90, 000 22, 750 98, 980 174, 530 155, 250 281, 240 11,240 Total 14, 510, 200 | $179, 300 39, 300 394, 700 2, 999,110 849, 300 1,187, 302 3, 949, 239 762, 723 2, 735, 000 32, 900 77, 900 19, 200 92, 800 52, 200 208, 800 104,300 135, (540 23, 991 $273, 686 152, 424 475, 575 3, 426, 391 851, 887 1,318,030 4, 762, 471 1,005,313 3, 406, 642 32, 900 80. 081 28J 324 133, 625 62, 470 236, 6X0 104, 300 159, 631 16,611 80 9, 505 11,024 65 94, 554 45, 328 102, 076 1,110, 335 604, 713 303, 853 408, 939 157, 399 212, 467 113,496 41,078 1, 985 115 89, 611 80 54, 505 62, 674 14, 365 729, 043 100, 828 415, 077 2, 061, 509 1, 262, 263 956, 456 873, 691 346, 349 448, 717 297, 282 94,178 131, 285 115 3,300 35, 673 1, 772 38, 973 1,772 11,250 27, 030 38, 280 73, 000 " 45, 000 51, 650 14, 300 634, 489 55, 500 313, 001 951,174 657, 550 652, 603 4G4, 752 188, 950 236, 250 183, 786 53,100 129, 300 $94, 386 113,124 80, 875 427, 281 2, 587 130, 728 813, 232 242, 590 671, 642 2,181 9,124 40, 825 10, 270 27, 880 29, 900 56, 400 61, 00O 29,900 i 56,400 | 61,000 18, 685, 969 j 5, 988, 814 24, 674, 783 438, 097 5, 988, 814 20, 695, 460 25,112,880 120,156, 645 12, 959, 713 26, 684, 274 I 158, 229, 238 Surrendered to this office and retired . Total Froin J u n e 20,1874, to October 31, 1882 Surrendered to this office between same d a t e s . Grand total 14,510,200 145,192,155 Total. 18, 685, 969 99, 461,185 I 159, 702, 355 j 118,147,154 i The amount of circulation issued to national banks for the year ending November 1, 1883, was $14,510,200, including 87,909,150 issued to banks organized during the year. The amount retired during the year was $25,112,880, and the actual decrease for the same period was therefore $10,602,680 and the total outstanding on November 1, was $351,264,803. During the year ending November 1, 1883, lawful money to the amount of $22,349,420 was deposited with the Treasurer to retire circulation, of which amount $9,100,072 was deposited by banks in liquidation. * In this table gold notes are excluded. REPORT OF THE COMPTROLLER OF THE CURRENCY. LI The amount previously deposited under the act of June 20, 1874, was $122,709,668; by banks in liquidation, $42,086,108, to which is to be added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total the amount of circulating notes redeemed and destroyed without reissue ($155,262,564), there remained in the hands of the Treasurer, on November 1, 1883, $35,756,308 of lawful money for the redemption and retirement of bank circulation. The portion of lawful money on deposit by insolvent banks, by banks in voluntary liquidation, and by banks reducing or retiring their circulation, on the first of each of the last five months, was as follows: 1. Insolvent banks | Liquidating banks i Reducing under act of 1874.... I Totals | August 1. i September 1. : October 1. November !• $966,426 15, 335, 347 20, 998, 007 $966,134 | 14, 799, 959 20,287,957 ! $942, 024 j $860, 651 14,150, 375 I 13, 586, 763 20,880,857 ! 22,374,087 $850, 434 13, 220, 336 21, 685, 538 37, 299, 780 36,054,050 j 35,973,256 35,756,308 36,821,501 ! NATIONAL BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS. CIRCULATING NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK OF GERMANY, BY DENOMINATIONS. In accordance with law, no national-bank notes of a less denomination than five dollars have been issued since January 1, 1879, when the amount outstanding was $7,718,747. Since that date the amount of ones and twos issued by the banks has been reduced $6,791,747, leaving the amount now outstanding $927,000, and during the same period the legal-tender notes of these denominations have been increased $17,075,827. The total increase of the amount of ones and twos outstanding in national-bank and legal-tender notes is $10,284,080. The following table exhibits by denominations the amount of nationalbank and legal-tender notes outstanding on October 31, 1883, and the aggregate amounts of both kinds of notes at the same periods in 1881 and 1882: I 1883. 1882. Denominations. National- j Legal-tender Aggregate, j Aggregate, j Aggregate. bank notes, j notes. Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Five thousands Ten thousands Add for unredeemed fragments of national-bank notes Deduct for legal-tender notes destroyed in Chicago fire Total. $573, 768 353, 232 91, 523, 205 118,317,310 83, 084, 160 23,265, 300 32, 559, 700 898, 000 185, 000 $30, 211, 497 27,156, 964 72,994,415 70, 958, 096 59, 298, 309 23, 012, 845 33,431, 890 14, 997, 500 15, 244, 500 255, 000 120, 000 +19, 761 +19, 761 350, 779,436 $30, 785,265 27, 510,196 164, 517,620 189, 275,406 142, 382,469 46,278, 145 65,991, 590 15,895, 500 15, 429,500 255, 000 120, 000 — 1 , 000, 000 — 1 , 000, 000 346, 681, 016 697,460, 452 j $28, 068, 944 ! 25,199, 955 j 165, 265, 065 I 194, 725, 471 I 151,117, 959 47, 802, 645 | 65, 836, 690 | 15, 624, 500 12, 397, 500 2, 395, 000 230, 000 +18, 233 — 1 , 000, 000 707, 681, 962 $25, 793,171 23,854,366 168, 380, 062: 106, 717, 671 152, 322, 503 46, 441, 775 63,190, 370 14, 949, 500 12, 266, 500 2, 430, 000 260, 000 +16, 586 — 1 , 000, 000 705, 622, 504 LIT REPORT OF THE COMPTROLLER OF THE CURRENCY. The amount of one and two dollar notes outstanding is slightly over one-fourth of 1 per cent, of the whole circulation of the banks; the fives constitute 20.1 per cent., the tens 33.7 per cent., the twenties 23.7 per cent., and the fifties and larger notes 10.2 per cent, of the entire circulation. Of the entire amount of national-bank and legal-tender notes outstanding, about 4.4 per cent, consists of one and two dollar notes ; more than 31 per cent, of ones, twos, and fives; 50 per cent, is in notes of a less denomination than twenty dollars, and about 80 per cent, is in notes of a lower denomination than fifty dollars. Of the entire issue, about 20 x>er cent, is in denominations of fifties, one hundreds,fivehundreds, and one thousands. There are outstanding 51 legal-tender notes of the denomination of five thousand, and 12 notes of the denomination of ten thousand. The following table * exhibits by denominations the circulation of the Imperial Bank of Germany on January 1, 1883, in'thalers and marks, which are here converted into our currency: Thaler s. Number of notes. 80 2,130 1, 667^ 8, 492 8,848^ Denominations. 500 100 50 25 10 thalers. thalers. thalers. thalers. thalers. Marks. Hi in dol la 375 0 0 • 75 00 ; 37 50 18 7 Sj 30,000 159,750 62,531 159,225 66,363 notes. ! 253 684* ' 199 j 4, 964, 349 j 1 Denominations. V a l u e of each note in dollars. 1,000 marks. 500 marks. 100 marks. 477,869 i 5, 376 232i 21, 218 250 125 25 A m o u n t in dollars (Mark —25 cents.) 63,421,125 19.774,875 124; 108, 725 207,314,725 The circulation of the Imperial Bank of Germany on January 1,1882, was $214,359,750, showing a decrease of $7,045,015 during the following year 5 on January 1,1879, the circulation was $105,933,942, showing an increase during the four years preceding January 1,1883, of $41,380,793. The following table t gives the circulation of the Bank of France and its branches, with the number of notes and the denominations in francs and in dollars on January 25, 1883: i Number of notes. 1, 263, 286 624, 757 2, 752 10,812,234 4, 725,149 22, 864 196, 473 176, 624 1, 212 17, 825, 356 Denominations. Francs. 5, 000 1,000 500 200 100 50 25 20 5 Forms out of date. Yalue of each note | in dollars. i Amount in francs. 1,000 200 100 40 20 10 5 4 1 Amount, in dollars (Franc = 20 cents.) 25, 000 1, 263, 286, 000 312, 378, 500 550,400 1, 081, 223, 400 236, 257, 450 571, 600 3, 929, 460 883,120 423, 200 5,000 252, 657, 200 62, 475, 700 110, 080 216,244,680 47, 251, 490 114,320 785, 892 176, 624 84, 640 2, 899, 528,130 579, 905, 626 The amount of circulation of the Bank of France on January 26,1882, was 2,852,316,675 francs, or, say, $570,463,335, showing an increase * London Bankers' Magazine, August, 1883, p. 756. t London Bankers' Magazine, September, 1883, p. 878. REPORT OF THE COMPTROLLER OF THE CURRENCY. LIII of 47,211,455 francs, or $9,442,291 between that time and January 25, 1883, the date of the foregoing table, and, since January 30, 1879, an increase of 608,557,300 francs, or $121,711,400. it will be seen that the Imperial Bank of Germany has in circulation no notes of a less denomination than seven dollars and a half (ten thalers), and issues none of less than twenty-five dollars (one hundred marks); and that the Bank of France issues but little over a million of a less denomination than ten dollars. The Bank of England issues no notes of less than £5, or twenty-five dollars; and the Irish and Scotch banks none of less than £1, or five dollars. REDEMPTION. Since the passage of the act of June 20, 1874, section 3 of which requires the banks at all times to keep on deposit in the Treasury five per centum of their circulation as a redemption fund, that fund as a rule has been maintained, and circulating notes of the banks have been promptly redeemed at the Treasury without expense to the Government. The following table exhibits the amount of national-bank notes received monthly, for redemption, by the Comptroller of the Currency during the year ending October 31, 1883, and the amount received during the same period at the redemption agency of the Treasury, together with the total amount received since the passage of the act of June 20, 1874: Received by the Comptroller of the Currency. Months. J From | From Notes national banksj redemption I: of national actUnder of June for reissue j agency for rebanks in 20, 1874. I \ or surrender, j issue. liquidation. 1882. | November i December I 1883. j January j February j March . ; April ; May I June ! July j August I September ! October j Total | 1 R e c e i v e d from ! June 20, 1874, to October 31,1882.1 Add amount not, heretofore i n eluded by the| agency in the monthlyrec'pts. . Grand total.. $32, 017 51,910 25, 400 78, 600 39, 500 27,810 | 26,630 ! 41,620 i 43,740 ! 18,550 ! 46,690 j 48,730 ! $5, 300,100 5, 246, 900 4,710,900 4, 926, 400 5,556,300 3, 631, 600 5, 784, 600 7, 347, 800 5, 204, 400 6, 453, 800 4, 091, 500 5, 458, 900 $559, 928 $1, 429, 578 550, 356 1, 538,146 284, 385 514, 704 726, 938 117, 059 847,103 687, 337 452, 075 581, 368 333,711 467, 642 Total. $7, 321, 623 7, 387, 312 $7, 435, 077 9, 071,182 1, 555,180 6, 575, 865 1, 883,157 7, 402, 861 1, 642, 055 7, 964, 793 1,128, 705 4, 905.174 1, 621, 075 8, 279^ 408 2, 206, 852 10, 283, 609 1, 382, 620 7, 082, 835 1, 670, 650 8, 724, 368 1, 112, 250 5, 584,151 1, 438, 200 7, 413, 472 11, 611, 520 7, 534, 232 7, 874,134 8, 273, 570 12,134, 950 12, 606, 689 9, 250, 942 8, 422,156 7, 387, 227 8, 569, 201 18, 608, 468 88, 925, 471 110,170, 880 99, 725, 686 ! 621, 993, 308 1,184, 674, 058 63, 7.13, 200 6,122, 606 13, 956, 699 j 487, 740, 455 ! 20, 570, 468 14,437,896 ! 551,453,655 j 26,693,074 1108,334,154 j 710,918,779 481,197 | j Received at theredemp' tion agency. 17, 062, 741 1,311,907,679 From the passage of the act of June 20, 1874, to November 1? 1883, there was received at the redemption agency of the Treasury $1,311,907,679 of national-bank currency for redemption. During the \ear the receipts amounted to $110,170,880, of which amount $39,957,000, or about 3C.3 per cent., was received from banks in the city of New York, and $19,081,000, or about 17.3 per cent., from banks in the city of Boston. The amount received from Philadelphia was $7,334,000; from Chicago, $6,245,000; Cincinnati, $1,810,000; Saint Louis, $1,376,- LIV REPORT OF THE COMPTROLLER OF THE CURRENCY. 000; Baltimore, $1,809,000; Providence, $1,676,000; Pittsburgh, $915,000. The amount of notes fit for circulation, returned by the redemption agency to the banks of issue during the year was $20,785,100, being an increase over last year of $16,768,000. The total amount received by the Comptroller of the Currency for destruction from the agency and from the banks direct, was $64,194,397. Of this amount $6,299,545 were the issues of banks in the City of New York, $9,104,400 of banks in Boston, $2,973,000 of Philadelphia, $2,644,440 of Providence, $1,538,800 of Baltimore, $1,574,000 of Pittsburgh, $653,300 of Cincinnati, $738,304 of Louisville, $432,200 of Albany, $444,100 of Xew Orleans, and of each of the other principal cities less than $400,000. The following table exhibit the number and amounts of national-bank notes of each denomination, which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1,1883: Number. Denominations. I Ones Twos Tives Tens Twenties Fifties One hundreds Five hundreds One thousands Portions of notes lost or destroyed Total Issued. Redeemed. Amount. Outstanding. 573, 768 ! 23,167,677 22, 593, 909 7, 570, 903 176, 616 ! 7,747,519 83, 447, 208 65,142, 567 18, 304, 641 , 34, 544, 086 22, 712, 355 11, 831, 731 6, 424, 638 4,154,208 : 10,578,846 1, 090, 703 465, 306 1,556,009 789,125 325, 597 : 3,114,722 21, 367 1, 796 23,163 7,092 185 7, 277 162,186, 507 |126, 352, 659 Issued. $23, 167, 677 15, 495,038 417, 236, 040 345, 440, 860 211, 576,920 77, 800,450 111, 472,200 11, 581, 500 7, 277, 000 Redeemed. Outstanding. $22, 593, 909 15,141, 806 325, 712, 835 227,123, 550 128, 492, 760 54, 535,150 78, 912, 500 10, 683, 500 7, 092, 000 $573, 768 353, 232 91,523,205 118,317,310 83, 084, 160 23, 265, 300 32, 559, 700 898, 000 185, 000 - 1 9 , 761 -f',9,761 35, 833, 848 1, 221, 047, 685 870, 268, 249 350, 779, 436 A table showing the number and denomination of national bank notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last fifteen years, will be found in the Appendix. The following table exhibits the amount of national bank notes received at this office and destroyed yearly since the establishment of the system: Prior to November 1, 1865 During- the year ending October 31, I860 During the year ending October 31,1867 During the year ending October 31,1<W68 During- the year ending October 31,1869 During the year ending October 31,1870 During the year ending October 31,1871 During the year ending October 31,1872 During t h e year ending October 31,1873 During the year ending October 31,1874 During the year ending October 31,1875 During the year ending October 31,1876 During the year ending October 31,1877 During the year ending October 31,1878 During the year ending October 31,1879 During the year ending October 31,1880 During the year ending October 31,1881 During the year ending October 31,1882 During the year ending October 31,1883 Additional amount of notes of national banks in liquidation Total $5175,490 1, 050, 382 3,401, 423 4, 602, 8U5 8, 603, 729 14, 305,689 24, 344, 047 30,211, 720 36, 433,171 49, 939,741 137, C>97, 696 98, 672, 716 76,9L8,963 57, 381,249 41,101, 830 35,539, 660 54, 941,130 74,917,611 82,913, 766 . 37,115, 410 870,268,248 REPORT OF THE COMPTROLLER OF THE CUHKEXCY LV RESERVE. The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the amount and classification of reserve held by the national banks in NewYork City, in the other reserve cities, and by the remaining banks, at the dates of their reports in October of each year from 1875 to 1883: NEW YORK CITY. Reserve held. Reserve i_ required. < Ratio to Amount. deposits.!k October 1,1875.1 October 2,1876.! October 1,1877.1 October 1,1878.; October 2,1879. October 1,1880.! October 1,1881. i October 3,1882.1 October 2,1883 ! 48 47 47 47 47 I J ! j 47 48 ! 50 ! 48 ! Millions. \ Millions, i Millions. 202.3 | 197. 9 i 174.9 ! 189.8 ! 210.2 ! 268.1 i 268.8 | 254. 0 ! 266.9 j 50.6 i 49.5 ! 43.7 47.4 52.6 67.0 67.2 63.5 66.7 60.5 60.7 48.1 50.9 53.1 70.6 62.5 64.4 70.8 Classification of reserve. I Other law-Due from Redempful money. agents. tion fund. Per cent. ! Millions. 29.9 j 5.0 30.7 , 27.5 26.8 ! 25.3 i 26.4 23.3 25.4 I 26.5 i 14.6 13.0 13.3 19.4 58. n 50.6 44.5 50.3 I 54.4 45.3 34.3 36.5 | 32.6 ! 1.1 0.8 0.8 1.1 1.1 0.9 1.0 1.0 0.9 11. 0 i 10.9 I 18.9 ! 19.7 ! OTHER RESERVE CITIES. October 1,1875. October 2,1876. October 1,1877. October 1,1878. October 2,1879. October 1,1880 . October 1,1881. October 3,1882. October 2,1883. 188 189 188 184 181 184 189 193 200 223.9 217.0 204.1 199.9 228.8 289.4 335. 4 318.8 323.9 56.0 54.2 51.0 50.0 57.2 72.4 83.9 79.7 81.0 74.5 76.1 67.3 71.1 83.5 105.2 100.8 89.1 100.6 33.3 35.1 33.0 35.6 36.5 36.3 30.0 28.0 31.1 1.5 4.0 5.6 9.4 11.3 28.3 34.6 28.3 26.3 37.1 37.1 34.3 29.4 33.0 25.0 21.9 24.1 30.1 32.3 32.0 24.4 29.1 35.7 48.2 40.6 33.2 40.8 3.6 3.0 3.0 3.2 3.5 3.7 3.7 3.5 3.4 33.7 31.0 31.6 31.1 1 30.3 28.3 53.3 55.4 48.9 56.0 71.3 86.4 92.4 80.1 84.1 11.5 10.8 10.7 11.0 11.2 11.3 11.4 11.3 11.3 85.6 87.4 73.3 85.1 107.0 134.6 133.0 113.3 124.9 16.2 14.6 14.5 15.3 15.8 15.9 16.1 15.8 15.6 STATES AND TERRITORIES. October 1,1875. October 2,1876. October 1,1877.; October 1,1878. October 2,1879. October 1,1880 i October 1,1881.:: October 3,1882. October 2,1883.; 1, 851 1, 853 1,845 1, 822 1,820 1,859 1, 895 2,026 2,253 307.9 291.7 290.1 289.1 329.9 410.5 507. 2 545.8 577.9 46.3 43.8 43.6 43.4 49.5 61.6 76.1 81.9 86.7 100.1 99.9 95.4 106.1 124.3 147. 2 ', 158.3 150.4 :: 157.5 32.5 34.3 32.9 36.7 37.7 35.8 31.2 27.5 27.2 1.6 2.7 4.2 8.0 11.5 21.2 27.5 30.0 31.2 27.1 I 30.0 ! 30.8 j SUMMARY. October 1,1875. October 2,1876. October 1,1877. October 1,1878. October 2,1879. October 1,1880. October 1,1881 October 3,1882. October 2,1883. 2,087 I 734.1 2,089 i 706.6 2,080 j 669.1 2,053 678.8 2, 048 | 768.9 2,090 968.0 2,132 1, 111. 6 2,269 1,118. 6 2,501 1,168. 7 152.2 147. 5 138.3 140.8 159.3 201. 0 227.2 225.1 234.4 235.1 236. 7 210.8 228.1 260. 9 323.0 321.6 303.9 328. 9 32.0 33.fi 31.5 33.6 33.9 33.4 28.9 27 2 28! 1 8.1 21.3 22.8 30.7 42.2 108.2 112. 7 102.8 107.8 125.2 113.4 100.2 97.0 95.9 64.3 59. 9 72.0 80.6 LVI REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table, compiled from returns made to the clearing-house by the national banks in New York City, exhibits the movement of their reserve, weekly, during October, for the last eight years: Week ending— October 7,1876. October 14, 1876. October 21,1876. October 28,1870. October 6, 1877. O c t o b e r s , 1877. October 20,1877. October 27, 1877. October 5,1878. October 12,1878. October 19, 1878 October 26,1878. October 4,1879. October 11, 1879 October 18,1*79. October 25, 1879. October 2,1880. October 9,1880 October 16,1880. October 23,1880. October 30, 1880. October 1,1881. October 8,1881. October 15,1881. October 22,1881. October 29,1881. October 7,1882. October 14,1882. October 21,1882. October 28,1882. October 6,1883. October 13,1883. October 20, 1883. October 27,1883. Specie. 17, 682, 600 16, 233, 600 15, 577, 500 14,011,600 14, 665, 600 14, 726, 500 14, 087, 400 15, 209, 000 14, 995, 800 12,184, 600 13, 531, 400 17, 384, 200 18, 979, 600 20, 901, 800 24, 686, 500 25, 636, 000 59, 823, 700 62, 521, 300 62, 760, GOO 60, 888, 200 61, 471, 600 54, 954, 600 53, 287, 900 51, 008, 300 54, 016, 200 55, 961, 200 47, 016, 000 48, 281, 000 49, 518, 200 48, 374, 200 51, 586, 700 50, 894, 000 47, 262, 900 46, 372, 800 Legal tenders. 45, 535, 600 43, 004, 600 41, 421, 700 41, 645, 600 36,168, 300 35,178, 900 35,101, 700 34, 367, 800 38, 304, 900 37, 685,100 36, 576, 000 35, 690, 500 34,368,000 | 32,820,300 i 29, 305, 200 26,713,900 j 11,129,100 I 10, 785, 000 i 10,939,200 i 10, 988, 200 10,925,000 12,150, 400 12,153,800 I 12,452,700 I 12, 496, 500 i 12, 947, 900 I 18, 384, 500 18, 002, 700 17, 023, 900 17,204,700 20,122, 500 21,145, 800 20, 719, 700 20, 617, 600 Total. 63, 218, 200 59, 238, 200 56, 999, 200 55, 657, 200 50, 833, 900 49, 905, 400 49,189,100 49, 576, 800 53, 300, 700 49, 869, 700 50,107, 400 53, 074, 700 53, 347, 600 53, 722,100 53, 991, 700 52, 349, 900 70, 952, 800 73, 306, 300 73, 699, 800 71, 876,400 72, 396, 600 67,105, 000 65, 441, 700 63, 461, 000 66, 512, 700 68, 909,100 65, 400, 500 66, 283, 700 66, 542,100 65, 578, 900 71, 709, 200 72, 039, 800 67, 982, 600 66, 990, 400 Ratio of reserve to— Circulation and Deposits. deposits. Per cent. Per cent. 30.5 32.4 28.8 31.1 27.8 30.0 28.0 30.3 27.0 29.5 26.7 29.2 26.5 29.0 26.8 29.4 25.7 28.4 24.4 27.0 24.7 27.3 25.8 28.5 23.3 25.8 23.4 25.9 23. 5 26.1 23.0 25.5 25.4 26.4 25.4 27.2 25.5 27.1 24.9 26.6 25.0 26.7 23.1 24.8 23.1 "24.9 23.2 25.0 24.6 26.6 25.6 27.4 24.0 26.3 24.7 26.6 25.0 26.8 24.8 26.5 25.5 27.0 25.4 26.8 24.5 25.9 24.5 25.9 Tables will be found in the Appendix, exhibiting the reserve of the national banks as shown by their reports, from October 1,1877, to October 2, 1883; the reserve by States and principal cities for October 2, 1883; and in the States and Territories, in New York City, and in the other reserve cities, separately, at three dates in each year, from 3880 to 1883. APPENDIX. Tables will be found in the Appendix, exhibiting the reserve of the national banks as shown by their reports, from October 2,1874, to October 2,1883; the reserve by States and principal cities for October 2,1883 ; and in the States and Territories, in New York City, and in the other reserve cities, separately, at three dates in each year, from 1878 to 1883. Special attention is called to the synopsis of judicial decisions contained in the Appendix, to the numerous and carefully prepared tables in both report and Appendix, and to the index of subjects and list of tables to be found on page LIX. At the end of the full volume of more than eight hundred pages is an alphabetical list of the cities and villages in which the national banks are situated. In concluding this report the Comptroller gratefully acknowledges the industry and efficiency of the officers and clerks associated with him in the discharge of official duties. JOHN JAY KNOX, Comptroller of the Currency. Hon. JOHN G. CARLISLE, Speaker of the House of Representatives. REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII APPENDIX. NtMES mid COMPENSATION of OFFICERS and CLERKS in the OFFICE of the COMPTROLLER OF THE CURRENCY. Name. Grade. Salary. John J a y Knox , Comptroller John S. Langworthy | Deputy Comptroller. 2,800 J. Franklin Bates William B. Greene John D. Patten Edward S. Peck •, Chief of division. \ do ', do ; do 2,200 2,200 2,200 2,200 John W. Griffin James C. Brown Watson W. Eldridge Frank A. Miller Theodore O. Ebaugh ; Bond clerk I Superintendent. ! Teller j Principal bookkeeper ; Assistant "bookkeeper 2,000 2, 000 2,000 2,000 2,000 Fernando C. Cate Charles H. Cherry William Elder Washington K. McCoy Charles H. Norton William Sinclair George H. Wood Thomas C. Folger | Fourth class i do i do j do ' do j do i do j Stenographer ! ! Third class ' do j do j do j do do do do I do do ! do I \ Second class . : do j do I do j do i do • do ! do 1,800 1,800 1,800 1,800 1,800 1,800 1,800 1,600 Charles E. Brayton David B. Brenner William H. Glascott John A. Hebrew George T. May Edmund E. Sc'hreiner Charles J. Stoddard William D. Swan Walter Taylor Edwin D. Tracy William H. Walton J. Edward De Saule3 Charles B. Hinckley K. Le Roy Livingston Isaac C. Miller Morris M. Ogden Charles McC. Taylor Arthur M. Wheeler Frederick Widdows Eveline C. Bates Harriet M. Black May Crosby Julia H. Donoho Sarah F. Fitzgerald Mary L. McCormick Margaretta L. Simpson George F. Walker Edward Myers Eliza M. Peters Joseph K. Miller Thomas H. Austin Eliza M. Barker Ettie J. Broughler Margaret L. Browne Louisa Campbell Virginia H. Clarke Sarah G. Clemens Marv L. Conrad : » j : $5,000 1,600 1, 600 1,600 1,600 1,600 1,600 1,600 1,600 1,600 1, 600 1,600 1,400 1,400 1, 4U0 1,400 1,400 1,400 1,400 1,400 First class. do . . . . do do do do do do 1,200 1,200 1,200 1,200 1,200 1,200 1,200 1, 200 Clerk do . . . Engineer . 1, 000 1,000 1,000 ; Clerk . . . j do . ' do . I do . ; do . do . do . i do 900 900 900 900 900 900 900 900 LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. NAMES and COMPENSATION of OFFICERS and CLERKS, cf-c—Continued. Name. Mary A. Curtis Mary E. Davison "" Dewar ~ Margaret• F. J a n e A. Dorr Annabella H. Finlay Flora M. Fleming.! Margaret E. Gooding Rebecca C. Hulburd Elizabeth Hutchinson Eliza R. Hyde Alice M. Kennedy Lucretia W. Knowlton Emma Lafayette Maggie B. Miller Margaret F. Ogden Mary E. Oliver Carrie L. Pennock Annie E. Ranney Emily H. Reed..' Marie Richardson Eliza A. Saunders Fayette C. Snead Amelia P. Stockdale Sarah A. W. Tiiiby Theresa E. Tilley Julia C. Townsend John Nevrman Philo L. Bush Will iam Griffiths Silas Holmes Langston W. Allen Thomas Jackson Lafayette J . Garner Lee INanco Boston Nowlin Mary I). Tarrisse ! | Grade. , Clerk | do " I do i do ' do do do i... .do '•.... do do do i do . > do . | do . i do i... do j do I.... do ! do j do I do ! do ....do j . . . . do do | . . . . do | Salary. ! I j $900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 9«0 900 Assistant messenger >• do j do j I 720 720 720 i i I Watchman I do I Fireman i ' Laborer do i do ! ; i ! ! Messenger | ; : I i \ j i ! ! I | i | ! l 840 720 720 720 660 660 660 Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30,1883. For special dies, plates, printing, &c $141, 363 90 For salaries 102,397 08 Total 243,760 98 Total expenses of the office of the Comptroller of the Currency from its organization to June 30, 1883, $5,610,669 07. The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept for the different Bureaus, the amount cannot be stated. REPORT OF THE COMPTROLLER OF THE CURRENCY. LIX SYNOPSIS of DECISIONS of the SUPREME and CIRCUIT COURTS of ike UNITED STATES and of STA'IE COURTS of LAST RESORT, upon QUESTIONS ARISING UNDER THE NATIONAL BANK ACT, and upon COaSATE POINTS of INTEREST to BANKS and to PARTIES IIA VING DEALINGS with them.* ABATEMENT. I. An action "brought by a creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its franchises. (First National JJanlc of Selma, vs. Colby, 21 Wallace, p. 009.) II. Suit by the receiver of the New Orleans National Banking Association (formerly a State organization called the Bank of New Orleans) against a shareholder to enforce his personal liability. Plea in abatement that " at the date of the appointment of said receiver there was not, nor has there since been, nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its charter, nor authority otherwise from the State of Louisiana, to change its organization to that of a national association under the laws of the United States." On general demurrer this |)lea was held bad, because no authority from the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of Congress, 13 Statutes, 112. "The power there conferred was ample, and its validity cannot be doubted." (Casey, Receiver, <_fc., vs. Galli, 4 Otto, j). 673.) This plea was also held bad upon the additional ground that " where a shareholder of a corporation is called upon to respond to a liability as such, and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such corporation. (Ibid.) "To hold otherwise," says Mr. Justice Swayne (p. 680), "would be contrary to the plainest principles of reason and good faith, and involve a mockery of justice. Parties must take the consequences of the positions they assume." "They are estopped to deny the reality of the state of things which they have made to appear to exist, and upon which others have been led to rely. Sound ethics require that the apparent, in its effects and consequences, should be as if it were real, and the law properly so regards it." ACCOMMODATION ACCEPTANCES, INDORSEMENTS, AND NOTES. I. Where bills, indorsed by a national bank for accommodation only, had been negotiated by the bank through its usual channels of communication with its correspondents as its own bills, and the proceeds thereof have been placed to the credit of the hank, which thereupon, gave the same credit to the parties for whom it had thus indorsed, and received no benefit there from: Held, that although an accommodation indorsement by a nationa bank, in such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for the same to holders, for value without notice. (Blair \rs. First National Bank of Mansfield, Ohio. United States Circuit Court for Ohio, at Cleveland, November term, 1875, Emmons, J. Reported in Bankers' Magazine for March, 1878, pp. 721-5.) II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the draft was accepted for the accommodation of the drawer. (Davis vs. Randall, 115 Mas*., p. 547.) III. A national bank discounted a note made by the defendant for the benefit of the payee, and which the payee agreed to take care of at maturity: Held, that the bank could recover the note although it had, when it took the note, full notice of the circumstances under which it was given. (Thatcher vs. West River National Bank, 19 Mich.,p.VJ6.) (See, also, Title "EVIDENCE.") * Many of the decisions cited in this synopsis will be found in "Thompson'sNational Bank Cases," vols. 1 and 2; but in most instances reference is made to the original report, thus indicating the tribunal by which the point was decided. LX REPORT OF THE COMPTROLLER OF THE CURRENCY. ACCOMMODATION ACCEPTANCES, INDORSEMENTS, AND NOTES—Continued. IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Gentsee vs. Vat chin Bank, 13 N. Y., p. .'$09, and 19 N. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions, p. 80; Monfords vs. Farmers <f- Mechanics' Bank, 26 Barb., p. 568; Farmers 4" Mechanics1 Bank vs. 7Vo?/ City Bank, 1 Dona. [Mich.], p. 45.) [NOTE.—In the United States Circuit Court, Western District, Virginia, Judge Bond has recently decided the cases of fieliyman 4' Co. vs. The CharlottesviUe National Hank, and Johnston Brothers <J'- Co. againt the same bank. The first was an action of covenant upon a letter of credit for £5,000, issued under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said letter. The latter was assumpsit upon five bills of exchange for $5,000 each, dated April 1C, 1875, each drawn by said Charlottesville Bank upon the Citizens' National Bank of Baltimore, payable to the order of Flannagan & Son, acceptance waived, maturing upon days "fixed" within five days of each other, the first, November 20, and the last, December 10 of same year. Said bills were not drawn against funds due or to become due from the said Citizens' to said Charlottesville Bank, but were a mere loan of the credit of the latter bank (it being without; funds) to the said Flannagan & Son, and drawn to be used by the latter, as they were used, as collatteral security in part for a loan of $25,000, made by said Johnston Brothers <f Co. to said Flannagan & Son. Said plaintiffs took said bills as such collateral security, and with full notice of all the facts aforesaid. Held, 1st. That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void in the hands of the plaintiffs, holding with full notice of their character. 2d. That the incidental powers conferred upon national banks are not such as are conferred upon banks generally, but only such as are necessary to carry on the specific banking business prescribed by the national-bank act. Hence, though such banks may borrow money for certain purposes, they have no power to loan their credit to customers. These cases were reported in the Bankers' Magazine for December, 1879.] ACTIONS. I. A national bank may be sued in the proper State court. (Bank of Bethel vs. Fahquioque Bank, 14 Wall, pp. 383, 395.) II. Such banks may sue in Federal courts. The word " b y " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.) III. Receivers may also sue in United States courts. (Ibid.) IV. When the full personal liability of shareholders is to be enforced, the action must be at law. (Kennedy vs. Gibson, 8 Wall., p. 505; see, also, Casey, $c, vs. GalU, supra.) V. But if contribution only is sought, the proceedings may be in equity, joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) (See, also, Title " SHAREHOLDERS, INDIVIDUAL LIABILITIES OF,""VI, post.) VI. But in Bailey, Receiver, $c, vs. First National Bank of Duluth, U. S. Circuit Court for Minnesota, Nelson, J.: Held, that even where less than the par value was assessed the suit7 might be at law ; and this would seem to be the true theory. (See Bankers Magazine, April, 1877, p. 793.) [NOTE.—In Stanion, Receiver, ifc, vs. Wilkeson, 8 Ben., 357, the point was distinctly made before Judge Blatchford. The suit was brought to enforce an assessment of sixty per centum, and defendant insisted that plaintiff should have proceeded by bill in equity ; but the court held that the action at law was the proper remedy, at the option of the receiver.] VII. A national bank located in one State may bring action in the circuit court of the United States sitting within another State against a citizen thereof. (Manufacturers7 National Bank vs. Baack, 8 BlatcK., p. 147.) VIII. In such action it will be presumed, so far as the question of jurisdiction is concerned, that the stockholders of such bank are citizens of the State where the bank is located. (Ibid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in the United States Circuit Court Northern District of Ohio, it was held that a national bank does not sue in the Federal court by virtue of any right conferred by the judiciary act of 1789, but by virtue of the right conferred by its charter, the national-bank act, and this would seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295. Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided by Mr. Justice Miller, of the United States Supreme Court.) IX. National banks can be sued only in the courts designated in the national-bank act. Therefore a State court of Newr York has no jurisdiction of an action against a national bank located in Alabama. (Cadle vs. Tracy, 11 Blatch.,p. 101.) To the contrary of this, see Cookexs. State National Bank, 52 N. Y.,p. 96. RIPORT OF THE COMPTROLLER OF THE CURRENCY, LXI ACTIONS—Continued. X. Actions in their nature local, in flic- technical legal meaning of that word, may be brought against a nation??] bank in the 81 ate court of the proper county. (Casey vs. Adams, 102 V. S., y. 66.) (See, also, Title 'STuiMsmcTiONy' post.) XI. An action brought against a national bank in a State court was, upon its petition, removed to the Federal court, and a motion was made to remand it in the Uniied States circuit court for the southern district of New York. Judge Wallace denied the motion on the ground that the right of a national bank, as a corporation created by Congress, to remove a suit brought against it in a State court, is clearly conferred by section 2 of the removal act of 1875. It has been determined that any suit brought by a corporation created by Congress was one arising under the laws of the United States. (Cruikshank vs. Fourth National Bank, June 11), 1883.) XII. In a suit brought in the United States circuit court against the stockholders of the Pacilic National Bank upon their personal liability, motion was made to dismiss suit for want of jurisdiction, based principally upon the alleged effect of the act of July 12, 188*2, placing national banks on the same footing with other banks. The motion was denied. XIII. The act of July 12, 1882, placed national and other banks on the same footing as to their right to sue in rhe Federal courts, and, consequently, a national bank cannot, merely in virtue of a corporate right, sue in such courts. But national banks, like other banks and citizens, may sue in such courts whenever the subject-matter of litigation involves some matter of Federal jurisdiction. Union National Bank VH. Miller. C. C. S. I). Ohio, W. D., March 26. 1883. (Fed. Rep., vol. xv, 1/03.) ATTACHMENTS OF ASSETS. I. When a creditor attaches theproperty of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share-prorata with all others. (Bank of Selma vs. Colby, 21 Wall., p. 609 ; see, also, Harvey vs. Allen, 16 Blatchf., p. 29.) (See, also, Title ''JURISDICTION," II, port-.) II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court before final judgment. (Central National Bank vs. Eichland National Bank, 52 Howard [N. Y.],p. 136.) III. In Robinson vs. National Bank of New Berne, 58 How., p. 306, t h e court of appeals decides that a State court can issue attachment process against a solvent national bank, located in another State, upon which its funds within the jurisdiction of such court can be seized and subjected to the satisfaction of any claim established by the judgment of such tribunal. But in the supreme court of New York, in Iihoner vs. First National Bank of Allentoivn, 14 Hun., p. 126, the contrary doctrine is held in accordance with the ruling in Ceniral National Bank vs. Riehland National Bank, 52 How., p. 136, heretofore cited. [NOTE.—It is submitted that the latter is the correct rule. The currency act favors the policy, on the part of country banks, of keeping a large portion of their reserve in certain cities. But if such banks are advised that such reserve funds are there subject, at any moment, to be seized by process of a State court, at the instance or caprice of any resident who may think himself a creditor, such deposits will be made with more or less hesitation, or not at all.l ATTORNEYS. I. Section 56 of the currency act is directory only, and it cannot be objected by defense that a suit is brought by a private attorney instead of the United States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.) BY-LAWS. I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, fie, 18 Wall,p.58<J.) (See, also, case of Bank vs. Lanier, 11 Wall.,p. 369, cited under "LOANS ON SHARES," post.) [NOTE.—In Young vs. Vough, 23 N. </., Equity R.,p. 325, it was held that a national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted to the bank, and that transfers in violation of LXII REPORT OF THE COMPTROLLER OF THE CURRENCY. BY-LAWS—Continued. such by-laws were void. As it is held by the Supreme Court of the United States that such by-laws can create no lien for indebtedness, it would seem t h a t a regulation prohibiting such transfers can be of little practical use ? e v e 11 i f 11i e p < > w e r e x i st s. ] CHECKS. I. The holder of a check on a national bank cannot sue the bank for refusing payment, in the absence of proof t h a t it was accepted by t h e b a n k . (National Bank of the lie-public vs. Miliard, 10 Wall., p. 452.) II. The relation of banker and customer is t h a t of debtor and creditor. Receiving deposits is an important part of the business of banking, b u t the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lien upon them. (Ibid., p. 155.) III. Perhaps, on proof t h a t check had been charged to the drawer, and t h a t the bank had settled with him on t h a t basis, the holder or payee could recover on account for "money had and received.'1' (Ibid.,pp., 155-6.) IV. The facts that the bank was a United States depositary and tht) check w a s drawn by a United States officer to a United States creditor do not vary the rule. (Ibid., pp. 155-6) V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands, only reasonable diligence is required to be exercised in giving notice t o prior holders of the forgery, after its discovery, in order to hold them liable. (Shrceder vs. Harvey, 75 111.,p. 638.) VI. A clerk of p lain tiffs received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due. The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and transferred them to other persons, appropriating the proceeds to h i s own use. Subsequently these checks were deposited "with a bank, which in good faith collected them and paid over the proceeds to the depositors. In a suit by plaintiffs against the bank to recover the amounts so collected by i t : Held, t h a t the bank was liable. (Johnson vs. First National Bank, 13 N Y. Sup. Court.) VII. Bankers are presumed to know the signatures of their customers, and pay checks purporting to be drawn by them at their peril. ( Weisser vs. Dennison, 10 N. I . , p. (j8: National Bank of the Commonwealth, vs. Grocers7 National Bank, 35 Howard [N. Y. P. jR.], p. 412.) This last case holds t h a t if the bank, the drawee, pays the forged check to the holder, it cannot recover back the money so paid. The same doctrine was held incase of First National Bank of Qnincy vs. Bicker, 71 7/7., p. 439; but qualified by holding that it applied only where the presumed negligence was all on the side of the bank, and where the holder or payee had been guilty of no fraud or act to throw the bank off" its guard. VIII. CERTIFYING.—National banks have the power to certify checks; and t h i s power maybe exercised by the cashier without any special authorization. The directors can limit this power, but such limitation will be no defense as to parties having no notice. (Merchants1 National Bank vs. State National Bank, 10 Wall.,p.604.) IX. A certificate of a bank t h a t a check is grod is equivalent to an acceptance implying t h a t the bank has the funds to pay it, and that they are set a p a r t for t h a t purpose. (Ibid., p. 604.) X. A national bank is liable on a. check certified by its cashier to the holder in good faith, although the drawer has no funds in the b a n k when it wascertified. (Cooke vs. State National Bank, 52 N. Y., p. 96.) XI. The act of Congress of March 3, 1869, making it unlawful for a national b a n k to certify checks unless the drawer has at the time funds on deposit to an amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of t h e drawer in its hands at the time, but engaging to pay t h e same when a draft left with it for collection by the drawer shall have been j)aid. (First National Bank \s. Merchants9 National Bank, 7 West Va.,p. 544.) XII. A bank is liable to pay a. subsequent bonajide purchaser the amount of a check which it has certified, notwithstanding the check was fraudulently raised, if before certification, from a smaller amount. (Louisiana National Bank vs. Citizens1 Bank, 28 La. Annual, p. 169.) XIII. When a bank was chargeable with negligence in certifying a check, whicb was so drawn as to admit of a fraudulent alteration of the amount being easily made, and the check ivas raised: Held, t h a t t h e b a n k was liable to* REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII CHECKS—Continued. a bona fide holder, for value, for the increased amount. (Helwege vs. Hibernia National Bank, 28 La. Annual, />. f>20.) [NOTE.—As the above case unquestionably declares the true rule of law, prudence would seem to dictate that cashiers should always insist upon such filling up of checks as to render alteration impracticable, before certifying.] XIV. A certified check is not deemed dishonored by delay between its date and the time when it is sold to a bona fide purchaser, for value, so that the latter takes it as overdue, and subject to equities; because, by certifying, the bank becomes the principal debtor, and liable indefinitely, like an acceptor of a bill of exchange. Hence, one who in good faith, and after making reasonable inquiry, bought a certified check, three or four months after its date, which had been stolen, was held entitled to recover its amount. {Nolan vs. The Bank of Netv York, 67 Barb., p. 24.) XV. A check contained on its face this recital: "To hold as collateral for 1,000 P. T. Oil, pipage paid to Jan. 4, 1876"; across its face the cashier wrote, " Good when properly indorsed." Held, that the check was not drawn in the usual course of banking business, and therefore the certificate of the cashier did not bind the bank. (Dorsey vs. Abrams et al., bankers, 85 Pa., p. 299. See, further, as to liability on checks, certified or otherwise, Dodge vs. National Exchange Bank, 30 0., p. 1; /Security Bank vs. National Bank of the Bepnblic, 67 N. Y., p. 458; Andrews vs. German National Bank, 9 Heisk, [Term.], jp. 211.) CIRCULATION. The circulating notes of a national bank are valid without the imprint of the seal of United States Treasury. U. S. v. Bennett, 17 Blatchf., 357. CITIZENSHIP. I. National banks are citizens of the State in which they are organized and located, and when sued by national banks of other States have a right to demand a removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants1 National Bank, 4 Thompson tf Cook, N. Y. Sup. C, p. 196, and 1 Hunter [N. Y.~\,p. 702; Davis vs. Cook, 9 Nevada, p. 134.) (See also Title "ACTIONS" V and VI, supra.) II. A national bank, being a citizen of the State in which it is located, may be required to give security for costs when suing in another State; and in the State of New York such security may be required, because the bank is regarded as a corporation created by a foreigu State. (National Park Bank vs. Gunsl, 1 Abbott's New Cases,}). 292.) COLLECTIONS. I. A bank receiving paper for collection undertakes to use due diligence in making demand at maturity, and giving the proper notices of non-payment. An unreasonable delay will charge the bank with liability for the amount; and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank of New Hanover vs. Kenner, 76 N. C, p. 340; Steels vs. Bussell, 5 Ncbr., p. 211; Capital State Bank vs. Lane, 52 Miss.,p. 677; Fabens vs. Mercantile Bank, 23 Pick, [Mass.], p. 320.) II. And if the bank receiving paj)er for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will be liable for the misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery County Bank vs. Albany City Bank, 7 N. Y., p. 459; Commercial Bank vs. Union Bank, 11 N. Y.,p. 203; Kent vs. Dawson,13 Blatchf, p. 237; First National Bank vs. First National Bank of Denver, 4 Dill,p. 290.) III. A bank received a check upon itself for collection, being at the same time a large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check: Held, that the bank was chargeable for the negligence. (Bank of New Hanover vs. Kenner, supra.) IV. A bank holding a check for collection, and accepting the certification of the bank upon which it is drawn, in lieu of payment, assumes the risk and thereby becomes liable to the owner for the amount, with interest from date of certification. (Essex County National Bank vs. Bank of Montreal, 7 Bissell.p. 193.) LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. COLLECTIONS—Continued. V. The Corn Exchange National Hank of Chicago sent defendant, the Dawson Bank, at Wilmington, N. C , a draft drawn upon one Wiswall, living at Washington, N. C , "for collection. Defendant by letter acknowledged the receipt of the draft, stating that it had been credited to the Corn Exchange Bank, and entered for collection. Thereupon defendant sent draft to Burbank $ Gallagher, bankers at Washington, N. C, for collection. Tne latter house collected the draft, but failed and passed into bankruptcy before remitting. In a suit brought by the assignee of the Corn Exchange National Bank against the Dawson Bank to recover the proceeds of the draft: If eld, per Wallace, J., that the latter bank was liable for the amount. (Kent, assignee, $-c, vs. The Dawson Jiank, 13 Blatchf., p. 237.) [NOTE.—The court concedes that the authorities are conflicting irpon the point involved in this case. In New York, Ohio, and in England, the decisions sustain the conclusions of Judge Wallace, while in Connecticut Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The point was made in this case that the law of Illinois should control the rights of parties, but it was held otherwise.] VI. In an action by G against a bank it appeared that a note was made to G's order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and credit77: Held, that B, by the indorsement, did not become the owner of the note, and had no right to pledge it, or direct its proceeds to be credited to him in payment of his indebtedness to the defendant bank. (First National Bank vs. Gregg, 79 Pa., p. 384.) VII. In such case, if the defendant bank had made advances, or given new credit to B on the faith of the note, it would have been entitled to retain the amount out of the proceeds. (Ibid.) VIII. A bank holding a customer's demand note has a lien upon the proceeds of drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. (Re Famsworth, 5 Bliss., jy. '223. IX. A collection agent who receives from his principal, a bill of lading of merchandise, delivered to order, and attaches to it a time draft, may, in the absence of special instructions, deliver the bill of lading to the drawee of the draft, upon the latter's acceptance of the draft. It is not the duty of the agent to hold the bill after such acceptance. {National Bank of Commerce vs. Merchants1 National Bank, 1 Otto, p. 92.) X. Woolen <f Co., backers at Indianapolis, sent to defendant, a bank at Buffalo, a draft on one Bug-bee ; also bills of lading for sundry car-loads of lumber. The remittance was by letter, which merely stated that the draft and bills were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen <$• Co. The draft was drawn by, and to the order of, Coder fy Co., indorsed by them, by Mayhew, and the plantifls. By the terms of the draft the drawer, indorsers, and acceptor waived presentment for rKiyment and notice of protest and non-payment. It was payable fifteen days after its date, and it was admitted that by ordinary course of transit the lumber would reach its destination eight days prior to the maturity of the draft. There had been no business transactions between plaintiffs and defendants, save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of lading. Bngbee failed before the draft matured, and plaintiffs sued defendants Tor delivering the bills of lading to Bugbee before payment of the draft. It was conceded that the draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber the funds to meet the draft at maturity. Therefore, upon his acceptance of the draft, he was entitled to the bills of lading, and defendants were not liable for thus delivering them; but if the draft had not been upon time, a different rule might have prevailed. ( WoolenfyWebb vs. N. Y. and Erie Bank, 12 Blatchf., p. 359.) XL L, transmitted to a bank a draft indorsed "for collection on his account." The bank provisionally credited the draft, when received, to L, presented it for payment, and surrendered it to the drawee on receipt of his check for the amount. Instead of demanding the money on this check, the bank had it certified "good,77 and on the same day suspended payment. The next day the check was collected, and the money mingled with the other money in the hands of the receiver: Held, that the receiver held the funds in trust for L, (Levi vs. Missouri Bank, 5 Dillon, p. 104.) XII. The general power of a bank to collect ceases by its suspension, as to paper previously deposited therewith. (Jockusch vs. Towsey, 51 Tex., p. 129.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV COMPROMISES. I. In adjusting and compromising contested claims against it, growing out of a legitimate banking transaction, a national bank may pay a larger sum than would have been exacted in satisfaction of them, so as to thereby obtain a transfer of stocks of railroad and other corporations, in the honest belief that, by turning them into money under more favorable circumstances than then existed, a loss which it Avould otherwise suffer from the transaction might be averted or diminished. (First National Bank vs. National Exchange Bank. 2 Otto, p. 122.) II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to their subsequent conversion into money, in order to make good or reduce an anticipated loss. (laid.) (See, also, Title "ESTATE, REAL," I, post) III. A court has no power, under section 5324 of the Revised Statutes of the United States, to order the receiver of a national bank to compound debts, which are not " bad or doubtful"; and a composition under such an order,, of debts not bad or doubtful, is ineffectual. (Price, Receiver, <fc, vs. Yatesy 2 Thomp. Cases, p. 204, U. S. Circuit Court, Western District, Pa.) IV. A receiver compromised suits with counsel for the United States: Held, that the compromise would not be opened after a lapse of years, no fraud beiug alleged. (Henderson vs. Myers, 11 Phil. Pa., p. 616.) [NOTE.—This must have been a compromise made without a special order of court. ] COMPTROLLER. I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy vs. Gibson, b Wall., p. 498.) II. The Comptroller's certiticate, reciting the existence of the facts of which he is required to be satisfied, to justify the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such appointment, in an action brought by such receiver. (Platt vs. Bebee, 57 N. Y.,p. 339.) III. The Comptroller must authorize any increase of the capital stock of a national bank; and such increase must be certified by him as prescribed by section 13 of the act of Congress providing for the organization of national banks. (Charleston vs. People's National Bank, 5 8. C, p. 103.) IV The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill, 11 Wall., p. 199.) (See, also, title "SHAREHOLDERS, INDIVIDUAL LIABILITY OF," post) CONVERSION. I. The conversion of a State into a national bank works no dissolution, only a change of the original corporation; nor does the latter thereby escape any of its liabilities. (Maynard vs. Bank, 1 Brewster, Pa., p. 483; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Coffey vs. National Bank of the State of Missouri, 46 Mo., p. 140.) II. The certificate of the Comptroller of the Currency is conclusive as to the regularity of the proceeding by which any bank has been converted into a national bank. (B. U. Keyser. receive?)*, vs. Jane C. Hitz, Sup. Court, Z). C. Decided June 26, 1883.) III. Where owners of more than two-thirds of stock consent to the conversion of a bank into a national bank, the conversion may take place without the concurrence of the remaining stockholders. (Ibid.) IV. Although it might be more regular, it is not necessary that, on conversion, a new stock book should be opened, or now certificates of stock issued. {Ibid.) V. A stockholder giving consent to conversion thereby becomes a stockholder in the new bank, even if new certificates of stock are not issued. (Ibid.) CREDITORS OF NATIONAL BANKS. I. The respective rights and liabilities existing between a national bank and its creditors and debtors become fixed when its insolvency occurs. * * * All the property and assets of the association then become a fund, legally dedicated, first, to the satisfaction of any claim of the United States for the redemption of its circulating notes, and, second, for a ratable distribution of the balance among its general creditors upon the principle of equality. (Balch vs. Wilson, 2 Thomp. Cases, p. 276; 25 Minn., p. 299.) 6568 C C V LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. CREDITORS OF NATIONAL BANKS—Continued. II. The United States, as a creditor of a national bank, is not entitled to a priority of payment out of its assets over other creditors. (Cook Co. National Bank and Aug. H. Burley, receiver of said bank, appellants, vs. The United States, U. S. Sup. Court, Oct. term, 1882.) This suit was appealed from the United States circuit court, northern district Illinois, in the name of the United States by the bondsmen of McArflmr, postmaster of Chicago. The bank was a Government depositary, and on its failure the proceeds of its bonds deposited in the United States Treasury to secure deposits were sufficient to refund all the public moneys, except about $20,000 of postal funds. The bondsmen, being liable for any amount the bank might fail to pay if the United States accepted pro-rata dividends with other creditors, brought suit for the whole amount, claiming priority of payment under a statute of 1797, providing that in the case of insolvent debtors of the United States the debt of the United States should first be satisfied from their estate. The court decided that the statute of 1797 was suspended as to national banks by the act authorizing the formation of national banks, by which the United States was placed on the same footing as other creditors. The court said : " We consider that act (national-bank act) as constituting by itself a complete system for the establishment and government of national banks." (For further points decided in this case, see " Set-off.") CURRENCY. I. The word "currency," in a certificate of deposit, means money, including bank notes which, though not an absolute legal tender, are used as money by authority of law, and are in circulation generally, at the locus in quo, on par with coin. (Klauber vs. Biggerstaff, 47 fVis., p. 551.) CURRENCY ACT. I. The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the Government loans. (Per Strong. J., in Tiffany vs. National Bank of the State of Missouri, 18 Wall., p. 413.) II. National banks organized under the act of Congress of June 3, 1864, are the instruments designed to be used to aid the Government in the administration of an important branch of the public service; and Congress, which is the sole judge of the necessity for their creation, having brought them into existence, the States can exercise no control over them, nor in any wise affect their operation, except so far as Congress may see proper to permit. (Per Swayne, J., in Farmers and Mechanics1 National Bank vs. Bearing, 1 Otto, p. 29.) III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on the same principle as the act creating the second Bank of the United States. The reasoning of Secretary Hamilton and of this court in McCulloch vs. The State of Maryland, 4 Wheat., p. 316, and in Osborne vs. Bank U. S., 7 Wheat, p. 708, therefore applies. IV. The power to create carries with it the power to preserve. The latter is a corollary of the former. (Ibid., per Swayne, J., pp. 33, 34.) DEBTORS OF NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadley receiver, $-c, vs. BakerfyCo., 20 Wall, p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of the Comptroller. (Bank vs. Kennedy, 17 Wall., p. 19.) DEPOSITS. I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain sum, subject to the order of the depositor at a certain date, payable on the return of the certificate: Held, in an action on said certificate against the bank, brought by an assignee, that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. McElroy, 52Ind.,p. 404.) II. In a suit against the bank, upon a stolen certificate of deposit given by the defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return of the certificate, properly indorsed: Held, first, that the instrument should be regarded as the promissory note of the bank, assignable under the statute (of Indiana), but that it was not negotiable as an inland bill of exchange, being made j^ayablo not in money, but " in current funds;" REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII DEPOSITS—Continued. second, that the payee could recover on said stolen certificate without giving a bond against a subsequent claim thereunder by another person. {National State Bank vs. Ilingel, 51 Ind.,p. 393.) III. Where a bank issues a certificate of deposit, payable on its return, properly indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. (National Bank of Fort Edward vs. Washington County National Bank, 5 Hun., N. Y. Sup. Court,-p. (505.) IV. Under a statute prohibiting the circulation of bills or notes not payable on demand, banks have no power to issue time certificates of deposit ; and such certificates, if issued, are void. They are equivalent to post notes. (Bank of Peru vs. Fames-worth, IB III., p. 5(53; Bank of Orleans vs. Merrill, 2d Hill [N. Y.], p. 295; Leavitt vs. Palmer, 3 N. Y. \Comst.], p. 19.) (See, also, " CURRENCY,'7 supra.) V. GENERAL.—The relation between a bank and its depositors is that of debtor and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then overdrawn, becomes the property of the bank, which becomes indebted to him for the proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good by other deposits before collection of the note makes no difference. (In re Bank of Madison, 5 Bissell, p. 515.) A national bank may also apply a deposit in payment of a matured note held against the depositors. (Home Bank vs. Newton, 8 III., App., 563.) VI. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of money with a banker, a previous demand by the depositor, or some other person by his order, is indispensable to the maintenance of an action for the deposit, unless circumstances are shown which amount a to legal excuse. (Brahm vs. Adkins, 77 III., p. 263.) VII. A national bank having become insolvent, a dej>ositor therein assigned his deposit to a debtor of the bank : Held, that the latter could not offset such deposit against his debt, in an action thereon. ( Venango National Bank vs. Taylor, 56 Pa., p. 14.) VIII. A depositor was also indebted to the bank on bond and mortgage: Held, that he could offset his deposit against said indebtedness, the bank being in the hands of a receiver. (Matter of New Amsterdam Savings Bank vs. Gartter, 54 How. IN F.P.JR.], p. 385.) IX. The claims of depositors m a suspended national bank are, when proved to the satisfaction of the Comptroller of the Currency, on the same footing as if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Commonwealth vs. Michiaan National Bank, 94 U, S. [4 0Mo], p. 437.) X. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks ; and the cashiers of such banks have no power to bind them on any express contract accompanying, or any implied contract arising out of, such taking. ( Wiley vs. First National Bank, 47 Yt., p. 546.) [NOTE.—To the same effect was the decision of the New York court of appeals in First Nat. Bank of Lyons vs. Oeean Nat. Bank, 60 N. Y., p. 278. But it is to be remembered that in both these cases only the act of the cashier was relied upon to bind the bank. In the latter case it was stated that there was no proof of even implied knowledge or assent on the part of the directory. In the well-reasoned case of Weckler vs. First Nat Bank of Hagerstoivn, 42 Md., p. 581, these cases are cited with decided approval; but a recent decision of the Supreme Court goes very far towards establishing a different doctrine. In National Bank vs. Graham, 100 U. S., p. 699, the Supreme Court held that section 5228 K. S. U. S. conferred upon a national bank power to receive and take charge of special deposits, such as the public securities of the Government, and that such bank is liable in damages for the loss, through gross negligence, of such deposit, when it had been made with the knowledge and acquiescence of its officers and directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions, only referring to the cases in Vermont as being in conflict with the weight of adjudications, and based the conclusion of the court upon the doctrine that " gross negligence on the part of a gratuitous bailee, though not a fraud, was equivalent thereto in legal effect, and that the doctrine of ultra 7vires has no application in favor of a corporation when guilty of a wrong. '] XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. DEPOSITS—Continued. XL A national bank receiving a special deposit for safe-keeping, without reward, is liable only for gross negligence. The burden of proof is on the plaintiff, and gross negligence is not the omission of that care which every attentive and diligent person takes of his own goods, but the omission of that care which the most inattentive takes. (First National Bank, tfc, vs. Bex, 89 Venn, p. 308.) In Pattison vs. Syracuse Batik, 80 N. Y., 8*2, the case of Nat'l Bank of Lyons vs. Ocean National Bank is substantially overruled, following the ruling in NaVI Bank vs. Graham. DIRECTORS OF NATIONAL BANKS. I. Directors of a national bank may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists if the bank has adopted no by-laws. (Taylor vs. Hutton, 43 Barb. N. Y. Sup. Court, p. 195; S. C, 18 Abb. Pr. E.p. 16.) II. In all cases where an act is to be done by a corporate body, a majority ot the whole number of directors is necessary to constitute a valid meeting; but at a meeting when a quorum is present the majority of those present may act. A by-law adopted when less than a majority are present is void. (Lockwood vs. American National Bank, 9 Ithode Island,)?. 308.) (See Title ''OFFICERS," post.) III. The power to compromise or release claims in favor of a bank is in the board of directors and not within the scope of the cashier's authority. Chemical Bank vs. Kohtter, 8 Daly\_N* ¥. ], p. 5«')0. IV. In Bostwick vs. Brinkerhoff, a suit was begun in the supreme court of the State of New York by a stockholder of the National Bank of Fishkill to recover damages from the directors for their neglect of their official duties. A demurrer was tiled to the complaint, which raised, among others, the question whether such an action could be brought in a State court. The supreme court of the State sustained the demurer and dismissed the complaint. The judgment was affirmed at general term. An appeal was taken to the court of appeals, where the judgment of the general term was reversed, and the case was remitted to the supreme court to be proceeded upon according fco law. A writ of error was taken to the Supreme Court of the United States, which decided that a judgment of reversal by a State court with leave for further proceedings in the court of original jurisdiction is not subject to review in the United States Supreme Court. (Supreme Court, 106, JJ. S.) V. Ackerman vs. Ilalsey was a suit brought in the circuit court of Essex County, New Jersey, by a stockholder of the Mechanics'National Bank of Newark, N. J., against a director of that bank, to recover the value of stock lost by the insolvency of the bank through the negligence of directors. The defendant demurred on the ground that directors could not be sued for injury by an individual stockholder, but only by the corporation or receiver. 'Judge Depue sustained the demurrer, stating that such suits should be 'brought by the receiver in behalf of the corporation, its creditors and stockholders, but that, if the receiver refused to bring such suit, any stockholder might do so, joining with himself all other stockholders. This decision was renderod in April, 1882. VI. Conway vs. Halsey, New Jersey Supreme Court Bankers' Magazine for Novem- ber, 1883, p. 378. This was a suit brought by a stockholder of the Mechanics' National Bank of Newark, N. J., against the president and directors for neglect and mismanagement, &c. It was demurred to on grounds similar to the preceding case, and the demurrer was sustained. The plaintiff also held that he had the right to recover under section 5239 of the Revised Statutes. On this point the judge held that that statute only applied when the charter of the corporation was forfeited on account of willful violation [of law on the part of the directors. In this case the plaintiff did not show any willful violation of law, by which a direct injury was done to the stockholders. The injuries received were indirect because the directors were alleged to have permitted, by their negligence, the property of the corporation to be squandered, purloined; or lost. EMBEZZLEMENT. I. When the president of a national bank, having charge of its funds, converts them to his own use, he embezzles and abstracts them within section 55 (R. S., sec. 5209) of the national-bank act, unless he shows authority for thus using them. ford, J.) (In the matter of Van Campen, 2 Benedict, p. 419, per Blatch- REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX EMBEZZLEMENT—Continued. II. Although false entries in regard to such embezzlement are made on the books of such bank by the clerk, but by the order of the president, the latter is chargeable as principal; and the intent to defraud the bank is to be inferred from the fact of such embezzlement* (Ibid.) III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defrand, <fcc. On trial it was proved that defendant took the moneys of the bank and used them in stock speculations, carried on 7in his own name, by depositing the same with a stock broker as " margins' for stock bought on his own account. Held, that, the intent to injure or defraud was conclusively presumed upon proof of the act charged; and, therefore, evidence was not admissible to prove that the cashier used the funds with the knowledge and consent of the president and some of the directors of the bank, and on account of and for the benefit of the bank. ( United States vs. Taintor, 11 Blatchf., p. 374.) [NOTE.—This last case was decided in the United States circuit court, southern district of New York, Woodruff, Blatchford, and Benedict, JJ., all concurring in the decision.] IV. A State court has no jurisdiction of the crime of embezzlement by an officer of a national bank situated within the State. (Commonwealth vs. Felton, 101 Mass., p.204; State vs. Tidier, 34 Conn., p. 280/) But in this latter case it was also held that while a teller of such bank could not be punished for embezzling the funds of the bank, he could be convicted, under the statute of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Barry, 116 Mass., p. 1, it was decided that though an officer of a national bank, who has stolen its property, may be subject to punishment for embezzlement under the national law, he may also be punished for the same act, as a larceny, under the statute of the State. ESTATE, REAL. I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of the bank, and to other liens, is discharged of those other liens by funds from the assets of the bank, the land being then sold, and the entire proceeds of such sale realized to the bank assets, provided the title does not pass through the bank or its trustees. (Zantzinaers vs. Gimtmi, 19 Wall., p. 32.) II. In Union National Bank et al. vs. Matltews, 98 U. S., p. 658, the court recognized the doctrine that, " where a corporation is incompetent by its charter to take a title to real estate, a conveyance to it is not void, but only voidable, and the sovereign alone can object. It is valid unless assailed in a direct proceeding instituted for that purpose." [NOTE.—Thus it would seem that a mortgage executed to secure a present loan, or any other conveyance of real estate to a national bank, must be held valid until declared void in a direct proceeding instituted for that purpose by the United States Government.] (See, also, Wroten's Assignee vs. Annul, 31 Grattan,p. 238.) III. The title to real estate taken by a national bank, on adjustment of a liability in its favor, must be held valid until attacked by the United States, in direct proceedings instituted for that purpose. Such title cannot be impeached collaterally, in an ejectment suit. {Mapes et al. vs. Scott et al., 94,//?. j). 379; Xational Bank vs. Whitney, 106 U. S., p. 99; Graham vs. National Bank, 32 X. J. Kq., p. 804; Warner vs. Dcwitt, 4 III. App., p. 305.) (See, also, Title "LOANS ON HEAL ESTATE/' post.) ESTOPPEL. I. A shareholder in a national bank, who has participated in its transactions as such, and received dividends, is estopped from denying the legality of its incorporation. The same rule applies to one accustomed to deal with a national bank as such, as by giving his promissory note to such bank. (Wheelock vs. Kost, 77 III., p. 296; Xational Bank of Fairhaven vs. Phoenix Warehousing Company, 6 Hun. \_X. Y.~\, p. 71; Casey vs. Galli, MU. S.,p.673, and numerous cases therein cited.) II. The Manufacturers1 Xational Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter bank the payment ot certain notes of one Picket, pursuant to an agreement that thus guaranteed their amount should be, as it was, debited to the account of the Belleville bank. Such agreement, and the guarantee in pursuance LXX REPORT OF THE COMPTROLLER OF THE CURRENCY. E STO PPEL—Con ti nued. thereof, were made by the vice-president of the defendant bank, with the assent of the president and cashier, but without the assent of the directors. Meld, that under the circumstances the defendant bank was estopped from setting up, as a defense, thai?such guarantee was ultra vires. (People's Bank vs. National Bank, 101, U. S., p. 181.) [NOTE.—It will be observed that this decision stops far short of legalizing naked accommodation paper made by a national bank.] III. A national bank which has wrongfully converted to its own use the property of another, is estopped from denying its liability to account therefor upon the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. {German National Bank vs. Meadoivcroft, 2 Thomp. Cases, p. 462. Sup. Court III.) EVIDENCE. I. Even if it be within the authority of the president of a national bank to bind the bank by an agreement with the acceptor of a draft, which is discounted by the bank, not to enforce the draft against him, yet oral evidence of such an agreement is not competent in defense of a suit by the bank against the acceptor. (Davis vs. Randall, 115 Mass.,p. 547.) II. The certificate of the Comptroller of the organization of a national bank is conclusive evidence as to the completeness of such organization, in a suit against one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West iliver National Bank, 19 Mich., p. 196.) III. In ordering an assessment for the payment of the debts of an insolvent bank, the stock certificates and stock ledger of the bank must be taken by the Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis vs. Essex, Baptist Society, 44 Conn., p. 582.) IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a deposit actually made, except by clear and satisfactory evidence. (First National Bank of Lacon vs. Meyers, 83 III., p. 507.) INTEREST. I. Under section 30, act of 1864, a national bank in any State may take as high rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a less rate. (Tiffany vs. National Bank of the State of Missouri, 18 Wall., p. 409.) II. As the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.) [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent.—Held, legal. ] III. In a suit by a national bank upon a bill of exchange discounted by it, the acceptor cannot set up by way of counter-claim, or set-off, that the bank in discounting a series of bills of said acceptor, the proceeds of which it used to pay other bills, knowingly took, and was paid, a greater rate of interest than that allowed by law. (Barnett vs. National Bank, 98 U. S. [8 Otto], p. 555.) VI. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal representative, may in an action of debt against the bank recover back twice the amount so paid, he can resort to no other mode or form of procedure. (Brown vs. Second National Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.) [NOTE.—The above case of Barnett vs. National Bank, 98 U. S.,p. 555, overrules several State adjudications, and settles several points in regard to usurious interest as affecting loans by national banks. It holds that when suit is brought by such bank to recover a loan made at usurious rate, stipulated for, but not paid, the entire interest thus agreed upon, but no part of the principal, is forfeited, and the latter may be recovered in full; that when the usurious interest has been paid, twice its sum may be recovered by the borrower, but this can only be done by a suit directly brought for that purpose, which suit must be in the nature of an action of debt, commenced, of course, within the two years specified. Suppose, then, A borrows $1,000 from a national bank on 90 days time, and for the loan actually pays usurious interest in advance. Suppose his paper is protested and suit is brought upon it. It follows that while A cannot offset twice the usurious interest he has paid, nor any part thereof, in reduction of the face of his paper, the bank can recover from him not only the principal of REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI INTEREST—Continued. the loan, but legal interest tliercon from the date of maturity of the note or bill.] (See,"also, Natl, Bank vs. Dcarhuj, 91 77. 8., p. 29, and Title "USURY," post.) V. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a receiver, under section 50 of the original Currency Act (R. S., sec. 5234), and a sufficent sum is realized from its assets to pay all claims against it and leave a surplus, the Comptroller ought to allow' interest on the claims during the period of administration, before appropriating the surplus to the stockholders of the bank. An action of assumpsit by the holder of such a claim will not lie against the Comptroller, nor against the receiver, but will lie against the bank. (Chemical National Bank vs. Bailey, 12 Match/., p. 480. VI. In such action interest is recoverable on all demands originating in contract conditioned for the payment of interest, and on all demands for money due and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such bank, although he has made no formal demand of payment. (Ibid.) But, as to this last point, see the ruling of the Supreme Court. VII. In the case of National Bank of the Commonwealth vs. Mechanics' National Bank, 4 Otto, p. 437, the United States Supreme Court decided that a depositor in a national bank, when it suspends paymeut and a receiver is appointed, is entitled from the date of his demand to interest on the deposit; that the claims of depositors in such bank at date of suspension, for the amount of their deposits, are, Avhen proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to say, they draw interest from the time of such proof and allowance. It was also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon. VIII. When the Comptroller assesses shareholders to pay the debts of an insolvent national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galli, ante.) IX. A statute of New York, fixing the rate of interest at 7 per cent., also makes forfeiture of principal and interest the penalty for taking interest at a greater rate. Notwithstanding this statute, the courts of that State have held that the payee of a promissory note may, in good faith, sell and indorse it to a third party for a sum agreed upon, amounting as discount to any rate in excess of that prescribed by law; that such purchaser may recover from the maker principal and interest in full, and that if it be necessary to resort to the indorser, the purchaser may recover against him the actual sum paid for the note with interest. Acting upon these adjudications, a national bank in that State discounted fora customer notes (all paid at maturity) for sums aggregating $2,735.36, in excess of the legal rate of interest. Subsequently the seller sued the bank to recover, under sections 5197 and 5198 of the national-bank act, the penalties therein prescribed, to wit, double the aggregate paid. In the State courts the plaintiff had judgment as prayed, and on writ of error to the court of appeals of New York, the Supreme Court of the United States affirmed the judgment below ; holding that, "Although under the laws of New York a contract between natural persons to reserve and pay upon the discount of business paper any stipulated rate of interest (discount) may be valid, such contract, if a national bank be party thereto, and the paper be, in pursuance thereof, transferred to it, is in violation of said sections, if the rate agreed upon exceeds 7 per cent., and subjects such bank to the penalties therein prescribed. (National Bank vs. Johnson 104 U. S.,271.) JUDGMENTS. I. A judgment against a national bank in the hands of a receiver, upon a claim, only establishes the validity of such claim ; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank o/ Bethel vs. Pahqiiioque Bank, 14 Wall., p. 383, and Clifford, J., p. 402.) JURISDICTION. I. A United States District Court has jurisdiction to authorize a receiver of an insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p. 534.) LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. JuiiiSDiCTiON—Continued. II. A resident (citizen) of Kentucky was a creditor of a national bank located in Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain moneys belonging to said bank, in the hands of the National Park Bank, in New York. Subsequently the receiver of the Alabama bank (which had failed) was, on his own motion, made party defendant to the action pending in the New York supreme court, and pleaded "want of jurisdiction," and other defenses. The supreme court overruled his plea to the jurisdiction, rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed his bill in chancery in the United States Circuit Court for the proper circuit, praying an injunction to restrain the collection of the judgment rendered by said supreme court, and that the moneys attached be paid to him as receiver. Held, that, by the provisions of the Currency Act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was not estopped by the proceedings in said State court from asserting his rights in said Circuit Court, and that he was entitled to the relief prayed for in his bill. (Cadlc, Receiver, <f'c., vs. Tracy, 11 Blatchf, p. 101.) (See, also, Title " RECEIVERS/' VII, post.) III. State courts have no jurisdiction of actions to recover penalties imposed by the National-Bank Act. (Netvell vs. Xational Bank of Somerset, 12 Bush. tKy.],p.b7.) (See, also, Title "EMBEZZLEMENT," IV, ante.) IV. The United States Circuit Court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the Comptroller of the Currency in the discharge of their duties in respect to bonds deposited to secure the redemption of circulating notes of a national bank. ( Van Antwerp vs. Hulburd, Blatchf, p. 426.) V. An action will not lie against the Comptroller nor the receiver, upon a claim against an insolvent national bank, but will lie against such bank. {Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque Bank, ante.) VI. A national bank cannot be sued in the United States District Courts outside of the district where it is located. (Main vs. Second Nat Bank of Chicago, 6 Bissell,p. 26.) VII. Nor can such action be brought agaiust a national bank in a State court, save in the county or city where it is located. ( Crocker vs. Marine National Bank, 101 Mass., p. 240.) (See, also, Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.) VIII. The provision of section 5198, U. S. Rev. Stats., requiring that suits, actions, and proceedings against a national bauk in any State, county, or municipal court must be brought in the county in which such bank is located, is held to apply to transitory actions only, and not to such actions as are by law local in their character. {Casey, Receiver, cfc. vs. Adams, 2 Thomp. Cases, p. 102. U. S. Supreme Court.) [NOTE.—The jurisdiction of the local court was sustained in this cause, although it seemed clear that a complete remedy might have been had in the U. S. Circuit Court at New Orleans, where the bank was situated.] IX. National banks are not entitled, by force of the national-bank act, to have any suit in a State court, wherein they are parties defendant, removed to a Federal court. (Wilder vs. Union Nat. Bank, 2 Thomp. Cases, p. 124.) X. National banks are not authorized to sue in the Federal courts out of the districts in which they are located, when the amount sued for does not exceed $500. (St. Louis Bank vs. BrinMam, 1 McCrary, 9.) [NOTK.—As to present jurisdiction of Federal and State courts, see act of Congress of July 12, 1882, proviso to section 4.] LOANS IN EXCESS. I. A loan by a national bank in excess of the restriction of section 29 of the act of 186*4 (Revised Statutes, section 5*200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the capital stock, & c , is not void on that account. The loan may be enforced, though the bank may be liable to proceedings for forfeiture of its privileges, &c, for making it. (Stewart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424. See, also, O'Hare vs. Second National Bank, 77 Pa., p. 96.) II. In Samuel M. Shoemaker vs. The National Mechanics1 Bank, and The same vs. The National Union Bank, application for injunction, & c , United States Circuit Court, Baltimore, Md., Judge Giles held, * * * "As to the first REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII LOANS IN EXCESS—Continued. charge in this bill against the defendant, in reference to the amount loaned to Bayne&, Co., in violation of the twenty-ninth section of the act of June 3, 1864, I would only say that the loan made under such circumstances is not void ; it can he enforced as any other loan made by the bank." (Vide :MMd.,p.'S96.) III. The validity of a loan in excess of the above-named statutory restriction was established and set at rest by the decision of the United States Supreme Court, in the case of Gold Mining Company vs. Rocky Mountain National Bank, 96 U. S. [6 Otto], p. 640. LOANS ON REAL ESTATE. 1. A executed a note to B, and, to secure payment thereof, also executed a deed of trust on lands, which was in effect a mortgage, with a powrer of sale thereto annexed. A national bank, on the security of the note and deed, loaned money to B, who thereupon assigned them to the bank. The note not being paid at maturity, the trustee was proceeding to sell the lands pursuant to the power, when A filed a bill in chancery to enjoin the sale, upon the ground that by sections 5136-'37, Revised Statutes, the deed did not inure as a security for a loan made by the bank at the time of the assignment of said note and deed: Held, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power in the deed of trust. ( Union National Bank of St. Louis vs. Matthews, 98 U. S. [8 Otto'], p. 621.) Mr. Justice Miller dissented, holding the note valid, but that the deed wTas inoperative as security to the bank. [NOTE.—It is now well settled that a mortgage given to secure a loan from a national bank, executed directly to the bank when the loan is made, is valid, unless set aside by proceedings instituted for that purpose by the Government. {National Bank vs. Whitney, 103 U. S., p. 99. Graham vs. National Bank, 32 N. J. Eq., p. 804. Warner vs. Ikwitt, 4 Ill.App.,p. 305. Thornton vs. Exchange National Bank, 71 Mo., 221.)] LOANS ON SHARES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, make loans on the security of their own shares, unless to secure a pre-existing debt, contracted in good faith. (Bank, $c, vs. Lanier, 11 Wall., p. 369.) II. The placing of funds by one bank on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.) III. Loans by such banks to their shareholders do not create a lien on the shares of such borrowers. (Ibid., p. 369.) (See, also, Bullard vs. Bank, 18 Wall, p. 5S0; and "BY-LAWS," supra.) IV. But a national bank has the right to make loans on negotiable notes secured by the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics7 Bank, 1 Hugh., p. 101.) The same doctrine was also held in case of Gcrmania National Batik et al. vs. F. F. Case, receiver, fyc, decided by the United States Supreme Court at its last term. It will be reported in 99 U. S. LOCATION. I. Under sections 6, 8, 10, 15, 18, and 44 of the original Currency Act (13 Stat. at Large, 101), respecting the location of banking associations, a national bank is to be regarded as located at the place specified in its organization certificate. If such a place is in a State, the association is located in that State. (Manufacturers1 National Bank vs. Baack, 8 Blatchf., p. 137.) OFFICERS. I. CASHIER. The cashier is the general executive officer of a bank, having charge of its funds, notes, bills, and other choses in action. Either directly or through his subordinates he receives all moneys and notes of the bank, delivers up discounted paper when paid, draws checks to withdraw" funds of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. ( United States vs. City Bank of Columbus, 21 How., p. 356, and numerous later decisions.) II. But the cashier can make no declaration binding the bank not within the scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12; S. P., 3 Watts # S., Pa., p. 317; 3 Gill iMd.], p. 96.) III. A cashier who has made sale of corporate property, and holds a balance in his hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.) LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. OFFICERS—Continued. IV. A cashier, without special authority, cannot hind his hank "by an official indorsement of his individual note, and the onus is on the payee to show such authority. ( West Saint Louis Savings Bank vs. Shaw-nee Co. Bank, 3 Dill, p. 403.) V. Although the cashier of a hank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the hank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. [JV.Y.j, p. 447.) VI. A cashier has not the authority to compromise or release a claim of the bank. {Chemical Bank vs. Kohner, 8 Daley [JY. Y.~\, p. 530.) VII. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence in acquiring knowledge'of its business. They cannot be heard, when sued, to say that they were not apprised of facts the existence of which is shown by the books, accounts, and correspondence of the bank. They should control the subordinate officers of the bank in all important transactions. Therefore, under the circumstances proved in this particular case, they were held liable for the abstraction and sale of special deposits by the latter. ( United Society, <jc., vs. Underwood, 9 Bush [Ky.~\, p. 609; German Bank vs. Wnlfekuhler, 19 Kansas, p. 60.) VIII. The cashier of a national bank, who had executed no bond, embezzled its funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being prudently and honestly administered, and from which the public had a right to believe that he was trustworthy. Afterwards, persons who had seen this report became sureties on the official bond of cashier, and for his subsequent embezzlements were sought to be held liable thereon: Held, that such sureties, being misled by the statement, were released. They had a right to believe that the directors, before publishing it, investigated the condition of the bank. (Graves YS. Lebanon National Bank, 10 Bush \Ky.'], p. 23.) IX. The mere fact that directors of a bank knew of and sanctioned overdrafts will not release from liability the sureties of a teller who causes a loss to the bank by permitting overdrafts; for the directors of a bank have no power to sanction overdrafts. (Market Street Bank vs. Siumpe, 2 Mo., App., 545.) X. PRESIDENT. A guarantee against loss for signing as sureties, given by a bank president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett, 33 Mich., p. 520.) XL A president of a bank bought the stock of A. for $1,000, and in payment gave up to A. his note for that amount, which the bank held against A.: Held, that the president exceeded his powers, and that the bank could recover from A. the amount of the note thus surrendered. (Rhoads vs. Webb, 24 Minn., p. 292. XII. A president of a bank, who, Avith the cashier, had the general charge of its business, permitted and directed the drawing of moneys from the bank by one irresponsible, without security, and for a business in which the president wa9 interested with the party drawing the funds. He requested the cashier not to say anything of it to the directors: Held, that the president was personally responsible for the moneys thusdrawn. (First National Bank of Sturgis vs. Reid, 36 Mich., p. 263.) Quere: Would not an indictment for embezzlement lie under the national-bank act? XIII. The president of a bank, as such, has no authority to release the claims of the bank against any one. Such authority must come from the directors, by vote or implication. (Olney vs. Chadsey, 7 R. I., p. 224.) Nor can he bind the bank to pay or become liable for a debt by his admission. (Henry vs. Northern Bank, 63 Ala., p. 527.) XIV. In reference to what do not constitute offenses under Section 5209 of the Revised Statutes. (See case of United Slates vs. Jas. H. Britton, & c , U. S. Sup. Court, October term, 1882. XV. A draft indorsed by the president of the Miner's National Bank of Georgetown, Colo., payable to White or order for account of the bank: Held, that the bank could not be held on the draft, but that White was entitled to recover the money advanced for the use of the bank, as appeared by the books of the latter, whether it was advanced without consideration, or upon the draft as collateral. (White vs. National Bank, 102 U. S., p. 658.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV POST-NOTES. I. Certificates of deposit, payable at a fixed future day, held to be equivalent to post-notes, and therefore void, as prohibited by a State law. (See, ante, Title '•'DEPOSITS, CERTIFICATES OF," IV, and eases there cited.) RECEIVERS. I. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. {Kennedy vs. Gibson, 8 Wall., p. 505.) II. Such receiver is the statutory assignee of the assets of the bank, and may sue to collect the same in his own name, or in the name of the bank for his use. (Ibid., p. 50G.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid., p. 506.) IV. The receiver of a national bank represents such bank and its creditors, but he in no sense represents the United States Government, and cannot subject the Government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall., V. The decision of a receiver, rejecting a claim against his bank, is not final. Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p. 3d3.) VI. The clause of section 50, act of 1864, which prescribes that the receiver shall be "under the direction of the Comptroller," means only that he shall be subject to his direction, not that he shall not act without orders. He may and must collect the assets. That is what he is appointed for. (Bradley J., in Bank vs. Kennedy, 17 Wall., pp. 22-3.) VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts. (Plaft, receiver, cf'C, vs. Beach, 2 Ben., p. 303.) [NOTE.—The judge places stress upon the provision of section 31 of the act of 1864, which requires (in that particular instance) that the Secretary of the Treasury shall concur in the appointment of the receiver.] VIII. Receiver not liable to be sued on a claim against the bank. (See title "JURISDICTION," V, ante.) IX. The personal assets and personal property of an insolvent national bank in the hands of a receiver appointed by the Comptroller of the Currency, in accordance with the provision of section 5234 of the Revised Statutes, in legal contemplation still belong to the bank, though in the hands of the receiver to be administered under the law. The bank does not cease to exist on appointment of the receiver. Its corporate capacity continues until its affairs are finally wound up and its assets distributed. (Rosenblatt vs. Johnston, Chief Justice Waite, United States Supreme Court. October term, 1881.) X. A new receiver may be substituted as plaintiff and appellant in suits begun by his predecessor. (Orson Adams, substituted for George E. Bowden, receiver, vs. Jacob C. Johnson and Betsey Valentine, United Slates Supreme Court, October term, 1882.) This case was appealed from the United States circuit court of New Jersey. When the bill was dismissed in the lower court, a new receiver had been appointed. The appeal was taken in the name of the old receiver, the new receiver becoming surety on the appeal bond. In the Supreme Court a motion on the part of the appellees to dismiss the appeal on the ground that no appeal was lawfully taken was denied, and a motion on the part of appellant to substitute new receiver as plaintiff and appellant was granted. SET-OFF. I. In an action brought to enforce the individual liability of a shareholder of an insolvent bank, such shareholder cannot set off against such liability the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 JV. Y., p. 458; In re Empire City Bank, 18 N. T., p. 199.) [NOTE.—Though these cases were decided by a State tribunal (New York court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs. Kimball, 2 Otto, p. 342. See, also, Venango NationalI Bank vs*. Taylor, 56 Pa., p. 14.] II. A creditor of an insolvent national bank, being such at date of its suspension, may set oft' the amount of his claim against any claim held by the bank against him at the same date; as, for example, his note, even though such note had not then matured. (Berry vs. Brett, 6 Bos. [X. Y.~\, p. 627; New Amsterdam Savings Bank vs. Gartter, 54 How. [P. B.~\,p. 385; Plait, receiver, LXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. S ET-OFF—Continued. vs. Bentley, 11 Am. Law Register,!). 171; Hade, receiver, vs. McVay, 31 O. St., p. 231; same case, Brown's National Bankrupt Cases,p. 353; and see the cases cited on p. 357, viz, 56 Maine, 167; 1 Paige [N. F.],j). 444; 12 Gray IMass.'], p. 233.) III. Usurious interest paid cannot be set off. (Bade vs. McYay, 31 O. St., p. 231; Barnet vs. National Bank, 98 U. S., p. 555.) IV. The United States cannot set off an indebtedness to itself from a national bank against the surplus proceeds of bonds deposited by said bank as security for its circulation. (Cook Co. National Bank, and Aug. H. Burley, receiver of said Bank, appellants, vs. United States. U. S. Supreme Court, October term, 1882.) [NOTE.—This was on the grounds that the bonds are a trust, and a trustee cannot set off, against the funds held by him in that character, his individual demand against the grantor of the trust.] SHAREHOLDERS. I. GENERAL RULES.—A person is presumed to be the owner of stock when his name appears on the books of a company as a stockholder; and when he is sued as such the burden of disproving such presumption is cast upon him. (Turnbull vs. Payson, 95 U. S. [5 Otto), p. 418.) II. Shareholders have no standing in court to interfere for the protection of their company until the board of directors has neglected, or refused on application, to take the proper steps to protect the interests of the company. (Fifth National Bank, Sfc, vs. Railroad Co., 2 Thomp. Cases, p. 190.) III. Shares of stock in a national bank are saleable and transferable like other personal property; and the statute recognizes this transferability by authorizing each association to prescribe the manner of their transfer. (Johnston vs. Lafflin, 103 V. S., per Field, J., on p. 803.) IV. This power can only go to the extent of prescribing conditions essential to the protection of the association against fraudulent transfers, or such as are designed to evade just responsibility. It must be exercised reasonably. Transfers cannot be clogged with useless restrictions, nor be made dependent on the consent of directors or stockholders. (Ibid.) V. As between the parties to a sale, it is enough that the certificate of stock is delivered, with authority to the purchaser, or any one he may name, to transfer it on the books of the association, and payment of the price. (Ibid., p. 804.) VI. The entry of the transaction on the books of the association is required, not for the translation of title, but for the protection of parties and others dealing with the bank, to enable the bank to know who are its stockholders, entitled to vote and receive dividends. It is necessary to protect the seller against subsequent liability as stockholder, and, perhaps also to protect the purchaser against proceedings by creditors of the seller. (Ibid., Field,, J.,p. 804.) VII. When a national bank reduces its capital, each shareholder is entitled to a return of his proportional amount, and the bank cannot retain the funds as surplus, or for any other purpose ; and having refused to permit shares thus retired to be transferred on its books, the bank is liable for the value of the shares to the holders. (Seeley vs. New York National Exchange Bank, 4 Abb. New Cases, p. 61.) VIII. INDIVIDUAL LIABILITY OF.—The Comptroller must decide when and for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.) IX. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid., p. 505; Casey vs. Galli, 94 U. S. [4 Otto~\> p. 673; Germania National Banketal. vs. Case, receiver, U. S. Supreme Court, 99 Otto, p. 628. [NOTE.—These cases are decisive against the ruling in Bowdenvs. Morris, 1 Hugh., p. 378.] X. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaintiff, and, if put in issue, must be proved. (Kennedy vs. Gibson, supra.) XI. The liability of shareholders is several, and not joint. (Ibid., p. 505.) XII. The limit of such liabilities is the par value of the stock held by each one. (Ibid.) p. 505.) XIII. Where the whole amount is sought to be recovered, the proceeding must be at law; where less is required, the proceeding may be in equity, and in such case an interlocutory decree may be taken for contribution, and the case may stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII SHAREHOLDERS—Continued. XIV. In such equity suit, all shareholders within the jurisdiction of the court should he made parties defendant; but it is no defense that those not within the jurisdiction are not joined. (Kennedy vs. Gibson, supra.) XV. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid., pp. 505-6.) XVI. One Stevens bought shares in a National bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and ir^ responsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year afterward: Held, that Stevens was liable as stockholder upon the failure of the bank. (Davis, Receiver, vs. Stevens. 2 Thomp. Cases, p. 158. U. S. Circuit Court Southern District N. Y., per Waite, C. J.) XVII. Where, before the failure of a bank, stock was transferred on its books to the name of an irresponsible person, for the purpose of escaping liability, and so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable for the assessment. (Ibid.) XVIII. RATABLE LIABILITY OF.—Mr. Morse, in his Treatise on Banks, &c v second edition, p. 503, states the law in substance as follows: u The liability of each stockholder is precisely for his ratable proportion of that indebtedness of the bank which is to be borne by the shareholders. It is for his share of such total indebtedness, not for his proportion of each item thereof. Neither are the solvent shareholders, or those wTho can be come at for collection, liable to assessment beyond the proportional amount as above stated, by reason of the insolvency or inaccessibility of others of the shareholders. Those who are solvent and accessible have not the burden of paying off the sum which is due from all together; only their own proportionate share." This theory was fully sustained by the United States Supreme Court in the case of United States vs. Knox, 102 U. S.,p. 422. See also the cases there cited. When the holder of shares of national bank stock has information causing apprehension of its failure, and colludes with and transfers his shares to an irresponsible transferee to avoid liability, the transaction will be deemed to be a fraud on the creditors of the bank, and the transferor will be held to his liability. The transfer is good as between the parties, however, and only voidable by election of plaintiff. This case is one of equitable cognizance, and either party may be held liable. (Orson Adams, substituted for George E. Boivden, receiver, vs. Jacob C. Johnson and Betsey Valentine, U. S. Sup. Court, October term, 1882.) XIX. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF. Where stock- holder died before failure of bank, stock not having been transferred to name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such a sense as to constitute him a shareholder within the meaning of sec. 5152, U. S. Rev. Stat., so as to limit liability of the estate to funds actually in the hands of administrator. Held, also, that the provision of the act exempting executors, administrators, and trustees from personal liability wras not intended to affect the liability to assessments of estates in process of settlement, but only to prevent a personal liability from running against X>ersons acting in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vs. Weed, 44 Conn.,p. 569.) XX. The liability of a stockholder is in the nature of a contract, and as such was a personal liability, for which his estate was holden at his death. (Davis vs. Weed, supra, citing Hawthorne vs. Calef, 2 Wall, p. 22; Lowry vs. Jainen, 46 N. Y., p. 119; Bailey vs. Hollister, 26 Ar. Y., p. 112.) XXI. LIABILITY OF TRUSTEE OF.—To protect trustee of stock from personal lia- bility it must appear upon the books that he held as such trustee. (Davis vs. Essex Baptist Society, 44 Conn., p. 582.) XXII. Creditors have a right to know who have pledged their personal liability. (Ibid.) XXIII. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving notice upon the books of the bank. If he does not do so, he is guilty of laches, for which others should not suffer. (Ibid.) XXIV. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay if persons who appeared upon the books of the bank as individual stockholders were permitted to relieve themselves by proof aliunde that they held the stock as executors, guardians, or trustees. (Ibid.) [NOTE.—The last-cited case, and Davis vs. Weed, supra, 'although reported in the Connecticut Reports, were decided by the United States District Court. ] LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. SHAREHOLDERS—Continued. XXV. LIABILITY OF TRANSFEREE OF.—The transferee of shares, when such transfer is absolute on the books of the bank, is liable to creditors to the amount of such shares, although in fact he holds them as collateral security for a loan to the shareholder who transferred them. {Hale vs. Walker, 31 Iowa, p. 614; Adderley vs. Storm, 6 Hill, p. 624; Van Hiker's case, 20 Wend., p. 614; Bowden, Receiver, vs. Santos etah, 1 Hugh.,p. 158; Marcy vs. Clark, 17 Mass., p. MO.) [NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case of Mann, Receiver, vs. Dr. Chceseman, decided by Blatchford, J., in the United States Circuit Court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank, the sharohelder whose name there appeared was liable for the debts of the bank; that an actual sale and the signing of the ordinary power of attorney on the back of the certificate will Dot relieve the seller. To the foregoing rulings of State and other subordinate tribunals may now be added the decision of the Supreme Court of the United States, in Germania Bank et al vs. Case, Receiver, already cited. The Germania National Bank of New Orleans discounted a note for the firm of Phelps, McCullough & Co. for $14,000, at ninety days, taking as part security therefor the pledge of 100 shares of the Crescent City National Bank stock, with power of attorney to the Germania cashier to transfer, sell, & c , on default in payment of the note. Phelps, McCullough &, Co. failed, and the note was protested at maturity. Prior to the maturity of the note, the Crescent City Bank sustained such heavy losses that it was notoriously in bad repute in New Orleans; and yet, when the note fell due, the cashier of the Germania immediately transferred to his own bank, upon the books of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, a clerk of the Germania Bank; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the mere agent of the Germauia Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent City Bank for its debts in case of insolvency. Soon after, the Crescent City Bank failed. Held, per Strong, J., that the transfers to said Waldo were void as against said receiver, and that although the Germania Bank only held said shares as collateral security for the payment of said discount, it was still liable as owner for the assessment in this case ordered by the Comptroller. The -pinion is able and fortified by numerous authorities. In this same case, at a former term, upon a motion to dismiss the appeals of certain of the appellants, the Supreme Court recognized the right of the Comptroller to make an additional assessment, if deemed necessary ; and for this reason sustained the appeals, holding that the matter in dispute was, or might be, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent.] (See, also, Pullman vs. Upton, 96 U. S. [6 Oiio~], p. 328, as to liability of transferee.) XXVI. Where a shareholder of a corporation is called upon to respond to a liability as such, he is not permitted to deny the existence of such corporation. (B. U. Key per% Receiver, vs. Jane C. Hits, Supreme Court D. C, June 26,1883.) XXVII. Under Married woman's act, D. C , where during marriage a married woman acquires bank stock otherwise than from her husband, both her title and libability are absolute. (Ibid.) Where she acquires it from her husband, she holds it with a qualified property in her husband. It is liable as a chose en action to be reduced to his possession. (Ibid.) Where a woman holding savings-bank stock acquired by deed or gift from her husband agrees, with his consent, to convert the stock into national-bank stock, and although still holding it subject to his marital rights, she is liable to assessment as a stockholder and must pay such assessment from her estate. (Ibid.) If the transfer to her and the subsequent conversion were without her knowledge, it might be otherwise. XXVIII. The liability incurred by a holder of national bank stock is statutory and not by contract. Being so it attaches, as an incident of ownership, to all who are capable of such ownership, without reference to any supposed voluntary assumption by contract, express or implied. Tnerefore when national-bank stock is held by sbfemmc covert either in her own right or subject to the marital rights of her husband, the liability to be assessed affects her alone, and it is not necessary, in an action to enforce collection of an assessment, to join her husband, as would be necessary if it were a commonlaw obligation or liability of the wife. (Ibid.) REPORT OF THfc COMPTROLLER OF THE CURRENCY. LXXIX SHAREHOLDER'S RIGHT TO SUE. I. In an action by a shareholder of a national bank charging the directors with misconduct, if the complaint fails to show a demand on the Comptroller for and his refusal of a direction to the receiver to bring suit, it is bad, and the action must fail; though it is said that if the Comptroller, in a proper case, should thus refuse, probably the stockholders could sue, making the bank a proper party. (Brinkerhoff vs. Bostwick, 23 Hun. [JV. Y.],237.) [NOTE.—In a suit at law in New Jersey, by one Ackerman, a shareholder, against Halsey, president of the Mechanics' National Bank, it was by Mr. Justice Depue Held, 1st. That a suit under section 5239 of the national-bank act, to enforce the liability of a director for misconduct, should be brought by the corporation, or, when in the hands of a receiver, by him. 2d. That in the event of the improper refusal of the corporation or receiver to sue, one or more shareholders might institute a suit; but in such instances the suit should be for the benefit of all shareholders, making the bank or receiver a proper party, and, of course, the proceedings should be, not at law, but in equity.] SHARES OF STOCK. I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bona fide transferee, for value of same stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. (Bank vs. Lanier, 11 Wall.,p. 369.) II. Shares are quasi negotiable. (Ibid.,p. 369.) III. Stock of an incorporated company is chose en action. (B. U. Keyservs.Jane C. Hitz, Sup. Court JJ. C, June 26,1883.) IV. The creditors of a shareholder in a national bank sued him in the place where the bank was located, and attached his stock, obtained judgment, sold the shares on execution, and on the sheriff's certificate the bank transferred the stock to purchasers. It appears that a year previous to this action the owner had assigned them to D, with power of attorney to make the transfer, and, January, 1869, D assigned them to S for full consideration, power of attorney, & c S went to bank to make the transfer. The bank refusing, he brought suit and recovered judgment. The judge held that where there are no positive provisions of law making transfers without x>uhlic notice void as against attaching creditors, such creditors take their debtor's property subject to honest and bonafideliens and equitable transfers. Scott vs. Pequonnock NaVl Bank, JJ. S. Circuit Court, S. D., N Y.) SURPLUS FUND. I. Where the shares of a national bank are assessed for taxation at their par value, the surplus fund of such bank, in excess of the amount required by law to be kept on hand, is taxable. (First National Bank vs. Peterborough, 56 N H, p. 38.) But when such shares are assessed at their market value, and the amount of such surplus is taken into account in estimating such market value, it is not taxable. (State vs. City of Newark, 10 Vroom \_N. J.~\, p. 380.) II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by the directors to constitute a surplus fund. (Seeley vs. New York National Exchange Bank, 4 Abb. [N. Y".], p. 61.) III. The surplus fund which a national bank is required, by section 5199, U. S. Revised Statutes, to reserve from its net profits, is not excluded in the valuation of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp. Cases, p. 296, sup. court N. H, following National Bank vs. Commonwealth, 9 Wall.,p. 353; People vs. Commissioners, 94 JJ. S., p. 415.) TAXATION. I. BY LICENSE.—The District of Columbia imposed a license tax on all the national banks in the District, the rate being 50 cents annually on each $ 1,000 of the capital invested. The Citizens1 National Bank refused to pay this assessment, and a test case was made in the District Criminal Court, Mr. Justice Mac Arthur presiding. This court, after full argument, held the tax illegal and void, as being contrary to the mode of taxation prescribed by Congress, which mode was held to be exclusive. This ruling of Judge MacArthur is fully sustained by the supreme court of Missouri, Carthage vs. Carthage National Bank, 71 Mo., 508; also by National Bank of Titusville vs. Cadwell, U. S.Dist. Court, West. List. Pa.., Fed. Reporter, XIII, p. 429.) LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. II. OF INSOLVENT BANKS.—A tax levied upon the property of a national bank, subsequent to its insolvency, insubordinate to the rights of a receiver, even though he be appointed after such levy. {Woodward vs. Ellsworth, 4 Colo., p. 590.) (See title " SURPLUS J?UND," supra.) III. OF INTEREST AND DIVIDENDS.—Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared during the year 1871. (Blake vs. National Banks, 23 Wail., p. 307.) IV. OF SHARES OF STOCK.—The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States, under certain limitations set forth in section 41, without regard to the fact t"hat part or the whole of the capital of such association is invested in national securities, which are declared by law exempt from State taxation. (Van Allen vs. Assessors, 3 Wall., 573. Chase, C. J., and other judges dissented. ) V. Act thus construed is constitutional. (Ibid.,p. 573.) VI. A certain statute of New York which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Coogress prescribing that shares of national banks shall be taxed only as shares of State banks are. (Ibid., p. 573. The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459; National'Bank vs. Commonwealth, 9 Wall., p. 353.) VII. In last case, Held, that a State law requiring the cashier to pay theil tax was valid. Meld, also, that a certain State tax law virtually taxed shares of moneyed corporations," &c. (Ibid., p. 353.) VIII. Section 5219 of United States Revised Statutes applies to and includes as well the valuation of shares for taxation as the rate of tax to be imposed, and prohibits a State from discriminating, detrimentally to a national bank, as to either valuation or rate. Therefore, a statute of the State of New York which permitted a party, when being assessed, to deduct his just debts from the value of all his personal property, save such as was invested in shares of national-bank stock, was held void as to taxation of such shares. (People vs. Weaver,100 U. S., p. 539, overruling the judgment of New York court of appeals in same cause.) IX. So in another case, where local assessors valued all other property below its cash worth, but assessed shares of national-bank stock at par, or their full value: Held, that the tax upon shares thus assessed was invalid, and that, upon payment of the amount justly assessable, a court of equity would enjoin collection of the residue. (Pelton vs. Commercial National Bank of Cleveland, 101 U. #., p. 143.) X. Where it appeared that throughout a portion of Ohio, including Lucas County, and perhaps all over the State, a settled rule with the equalizing officers was to value real estate and ordinary personal property at one-third of their worth, while moneyed capital was fixed at three-fifths, and the State board of equalization, without changing the valuation thus made of real estate and ordinary personalty, assessed national-bank shares at par: Held, that such unequal valuation was in violation of the constitutional rights of such shareholders; and, on payment of the tax justly due, equity would enjoin collection of the residue. (Cummings vs. Merchants' National Bank of Toledo, 101 U. S.,p. 153.) XI. Shares of stock in national banks are personal property, and though in one sense incorporeal, the law which created them could separate them from the person of their owner, for taxation, and give them a situs of their own. (Tappan, Collector, vs. Bank, 19 Wall, p. 490.) XII. Section 41 did thus separate them and give them a situs of their own. (Ibid., p. 490.) XIII. This provision of the national currency act became a law of the property (in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or nonresidents, and power to legislate accordingly. (Ibid.,p. 490.) XIV. Under the act of Congress of February 10,1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks located within the State, subject to the restriction that the taxation shall not be greater than the rate assessed upon other moneyed capital in the hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania, wrhich provides that such shares shall be assessed for school, municipal, and local purposes at the same rate as is now or may hereafter be assessed and imposed upon other moneyed capital in the hands REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI TAXATION—Continued. of individual citizens of the State : Held, that shares of national-bank stock may l>e valued for taxation for comity, school, municipal, and local purposes at an amount above their par value. (Hepburn vs. School Directors of the Borough of Carlisle, 23 Wall., p. 480.) [NOTE.—In this case it appeared that Hephnrn owned several thousand dollars of national-bank stock, the par value of which was $100 per share, and that it was valued for taxation, for a school tax, at $150 per share. This assessment was held valid, notwithstanding that by a certain act of the State legislature, applicable to the county of Cumberland, in which the borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.] XV. The rate of taxation of shares of a national bank by a State should be the same as. or not greater than, that upon the moneyed capital of the individual citizen which is liable to taxation ; that is, no greater in proportion or percentage of tax on the valuation of shares should be levied than upon other moneyed taxable capital in the hands of the citizen. (People vs. The Commissioners, <fc, Wall., p. 256.) XVI. The act of Congress approved June 3,18G4 (R. 8 , sec. 5210), was not intended to curl ail the power of the States on the subject of taxation, or to prohibit the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the States in the exercise of their taxing power. (Adams vs. Nashville, 95 U. S. [5 O//o], p. 19. See, also, Saint Louis National Bank, National Bank of the State of Missouri, Third National Bank, Valley National Bank, and Mervhantb' National Bank of Saint Louis vs. Papin, in United States Circuit Court, Eastern District of Missouri, September term, 1876. Also, G alia tin National Bank of New York vs. Commissioners of Taxes. Supreme1 Court of New York, first department, general7 term, November, 187(5. These , latter cases are published in the Bankers Magazine for December, 187(5. XVII. OF TOWN AND CITY NOTES, ETC.—Section 3441 U. S. Revised Statutes, which XVIII. XIX. XX. XXI. enacts that every national hank, State bank, or banker, or association shall pay a tax of ten per centum on the amount of notes of any town, city, or municipal corporation paid out by them, imposes the tax thus laid, not on the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. Hi Her1 States, 101 V.8,p.l.) When by a State statue the citizen may have the amount of his indebtedness deducted from the total value of his personal property, thus ascertaining the amount of his personal estate subject to taxation, and a subsequent statute relating to taxation of bank shares makes no provision for such deduction, the hitter statute is nevertheless the valid rule for assessing such shares in all instances where there are no debts to be deducted. That the latter statute does not authorize a deduction for debts does not invalidate it, except as to that distinct and separable principle. Under such statutes assessments of bank shares where there are no debts to deduct are valid. Even in cases of assessments where debts exist, which should be deducted, but are not, the assessments arc avoidable only, not void. (Supervisors of Albany vs. Stanley, U. S. Supreme Court, April, 188*2. Fed. Reporter, Vol. XII. p. b,2.) Johnston vs. U. S. Court of Claims, December 1, 1881. Under section 22 of the act of March 3, 18G9, relative to abatement of taxes vs. insolvent national hanks. Semi-annual taxes are expected to come out of profits of the bank, and thus reducing dividends, they are a tax on the proprietors of the institution, not on the depositors. (Court of Claims Reports, Vol. 17,158.) In the two following cases, one in California and one in Alabama, it was decided in each instance that the particular form of discrimination under the laws and regulations of the State was contrary to the Federal law permitting the taxation of national-bank shares by States. (Pollard vs. Zvber, 65 Ala., (535. Miller vs. Heilbrun. 5d Cal., 1330 TRANSFERS OF ASSETS. I. A preference of one creditor to another, within the meaning of section 5242 Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le SocUte de Credit Mobilier, 2 Woods p. 77.) 6568 c C VI JLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. TRANSFERS OF ASSETS—Continued. II. WIIEX NOT BINDING.—Under said section 5242, which declares void transfers of its property by a national bank, made in contemplation of insolvency, and with a view to give a preference to one creditor over another, or with a view to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is made does not know or contemplate the insolvency of the bank. (Case, Receiver, vs.Citizen*' Bank, 2 Woods, p. 23.) III. As to when a pledge of assets, even when intended as security for a loan to a national bank, will be held invalid, as against general creditors, see the cases of Casey, Receiver, vs. Le Society de Credit Modi Her ; ISame vs. National Park Batik; Same vs. Schiwhardt, 96 U. S. [6* Otto'}, pp. 467, 492, 494. TRUSTEES, ETC. I. A trustee transferred sureties to the Merchants' Bank of Boston as collateral for money advanced and lost in speculation. The Massachusetts Supreme Court compelled the bank to restore the collateral, some $40,000, to the plaintiff', a lady, on the ground that the stocks and bonds were transferred under such circumstances as to put the bank on inquiry. ULTRA VIRES. •I. WHAT IS.—National banks i annot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First National Bank of Hagerstoun, Court of Appeals of Maryland, 42 Mti., p. 581.) IT. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held, that the selling of such bonds on commission was not within the authorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not responsible for the deceit of its teller. (Ibid.) III. A national bank has no inherent power to act as agent in the purchase of bonds or stocks for third persons, and its president cannot bind it by an agreement so to act without special authority. (First National Bank of AUentnirn vs. Jloch, 89 Penn., p. 324.) Quere: If the bank has no such inherent power, how can it confer u.special authority" on the president? [NOTE.—Whether \he purchase of promissory notes by a bank empowered to discount them is ultra vires, is a. question upon which the adjudications are in conflict. That such purchase is valid, see'Papevs. Capital Bank of Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 O., p. 141, cfe. Per contra, see Farmers attdMecha-nieJ Bankxn. Baldwin, 23 Minn., p. 198j First National Bank of Rochester vs. Peirson, 1 Thomp. Cases, p. 673. There is much in the point that if a national bank can purchase promissory notes, it can do so for such price as the seller may be willing to take; and thus the prohibitions as to usury may be practically nullified. But further, why should not the rule ilexpre*sio unius estexclusio attains" control? la National Bank vs. Johnson, 104 U. S,, 271, the United States Supreme Court held that a national bank may purchase business paper (promissory notes) when the transaction amounts in law, to u discount, but expressly leaves undecided the question whether such bank can buy such paper ''indorsed without recourse,7' or transferred by delivery only. (See the closing paragraph of Opinion.)] IV. WHAT IS NOT.—A national bank took a lieu upon real estate to secure a preexisting debt. Afterward the bank paid $500 to discharge a prior lien upon the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Ornn vs. Merchants7 National Bank, 16 Kans., p.'Ml.) V. A chattel mortgage taken by a national bank to secure a pre-existing debt is valid, and will be-enforced. (Spofford vs. First National Bank, 37 Iowa,p. 181.) VI. A bank organized under the national bank act has power to sell any immovable it may own, anil may reserve a mortgage and vendor's privilege (lien) thereon. (New Orleans National Bank vs. Raymond, 29 La Annual,p. 355.) VII. It would seem that where a national bank had realized the consideration agreed upon for its guarantee of the paper of another, the doctrine of estoppel in pals precludes such bank from asserting that such guarantee is ultra vires. (People's Bank vs. National Bank, 101 U. S.,p. 181.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII ULTRA VIRES—Continued. VIII. A. national bank lias corporate power to enter into an agreement witli a customer to exchange for him non-registered for registered United States bonds; and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. National Bank,69 .AT. F.,|>. 382.) (See, also, Title "DEPOSITS, SPECIAL," ante.) IX. A township in Vermont issued its bonds with interest coupons attached. Each coupon contained an express promise to pay, &c. A national bank bought of these bonds, and sued the township in assumpsit, on unpaid coupons : Held, that the action was in due form, and that a national bank could legally buy, hold, and sue upon such bonds and upon the coupons. (North Bemiington Bank vs. Bennington, 16 Blatehf.,p.5'.\.) USURY. I. State laws relative to usury do not apply to national, banks. (Farmers and Mechanics9 National Bank vs. Bearing, 1 Otto, p. 29.) II. The only forfeiture declared by the 30th section of the act of June 3, 1864 (Revised Statutes, section 5198), is of the entire intenst which the note or bill carries with it, or which has been agreed to be paid thereon, when the rate knowingly reserved or charged by a, national bank is in excess of that allowed by that section; and no loss of the entire debt is incurred by such bank as a penalty or otherwise, by reason of the provision of the usury law of a State. (Farmers and Mechanics' National Bank vs. Dear-ing, above cited ; National Exchange Bank vs. Moore, 2 Bond, p. 170; Barnett vs. National Bank, 98 U. S. [H Otto), p. 555.) III. If usurious interest has been paid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the same, or his legal representative ; but as this provision of the statute is penal and the same statute prescribes how such recovery may be had, no other remedy can be resorted to. It must be recovered, if at all, in a suit in the nature of an action of debt. That the borrower from a national bank has paid usurious interest can avail him nothing, as a defense, or by way of a set off, when sued for the amouut of the loan by the bank. (Barnett vs. National Bank, above cited.) (See Title "INTEREST/' ante.) IV. While the national-bank act prescribes penalties for usury, it does not make the contract (e. g. contract of indorser) void; and for tin* court so to decide would be to add a penalty not imposed by the statute. This the court will not do. (Oates vs. First National Bank of Montgomery, 1.00 U. S., p. 239.) V. The assignee in bankruptcy of a borrower from a national bank may sue for and recover the penalty for having received usurious interest. ( Wright vs. First National Bank of Greens!)urg, 2 Thomp. Cases, p. 138, U. S. Cir. Court, Indiana.) VI. The exacting of usurious interest by a national bank, upon the discount of a note, Avorks a forfeiture of interest accruing after, as well as before, the maturity of the note. (National Bank of fJnionlown vs. Staujfer, 2 Thomp. Cases, p. 178, V. 8. Cir. Court, Western District Penn. VlSITOItlAL POWERS. I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers of a national bank to produce the bank books, for the purpose of ascertaining facts upon which to impose a State tax upon the deposits of depositors. (National Bank of Youngstownvx. Hughes, Auditor, <J'-c.,2 Thomp. Cases, p. 176, (7. 8. Cir. Court N. Dist. Ohio.) LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year 1884, with the DATE of the EXPIRATION, the AMOUNT of CAPITAL STOCK of each BANK, the UNITED STATES BONDS on DEPOSIT with the TREASURER, and the AMOUNT of CIRCULATION ISSUED thereon. No. Title of bank. 475 T h e Merchants' National Bank, Boston The Blackstone National Bank, Boston The F i r s t National Bank. Greenfield T h e First National Bank. Pittston The First National Bank, Haverhill The Charter Oak National Bank, Hartford ! The F i r s t National Bank, Smithfield The Kenduskeag National Bank, BanguiThe. City National Bank. "Worcester...". The Fall River National Bank, Fall River T h e Haverhill National Bank, i Haverhill | The F i r s t National Bank, Eaton . i The Market National Bank, Boston. I T h e City National Bank, Cedar ; Rapids* . I The Granite National Bank, Augusta The Merchants' National Bank, Lowell The F i r s t National Bank, Sunield.. The Derry National Bank. D e n y . The F i r s t National Bank. Warsaw T h e F i r s t National Bank. Hastings , The First National Bank, "Westfield. i T h e National Bank of F a i r h a v e n . . ! T h e F i r s t National Bank. Winona The National Bank of Redeinp'•• tion, Boston The First National Bank, Francestown The First National Bank, Yarmouth, Yarmouth P o r t T h e Union National Bank, Weymonth The F i r s t National Bank, Joliet . . ! T h e National Mount Wollaston j Bank, Quincy The First National Bank, Leomins| ter The Monson National Bank.Monson The First National Bank, Lock Haven TheNorth Western National Bank, Chicago Tin? First National Bank, Middletown The Roekville National Bank, Rockville The First National Bank, "Warren. The First National Bank, Jacksonville The Northern National Bank, Ilallowell The Kent National Bank, Kent The Eighth National Bank, PhilaI delphia I The First National Bank, Chelsea The First National Bank, Crawj fordsvilie .. I The American National Bank, 1 Hall;.well 1 he Conn. River National Bank. Clu.rlestv.wii. X H T h e G r u n d v Counry National Bank, ! Morris..'. *. 514 474 478 481 486 501 518 476 590 484 530 505 483 498 506 497 499 495 496 504 490 550 515 576 516 510 512 517 513 503 507 508 523 509 520 511 532 652 522 538 571 624 537 531 Expiration , of corporate ' existence, i State. United States bonds. Mass . J u n e 10,1884 : $3,000,000 $1, 675, 000 Mass . J u n e 14, 1884 \ 1, 500,000 j Mass Pa Mass J u n e 23, 1884 J u n e 23,1884 J u n e 23, 1884 Conn Ohio .. Me .. Circulation $1, 507, 500 965, 000 857, 500 200, 000 500, 000 300, 000 200, 000 500, 000 300,000 180, 000 450, 000 270; COO J u n e 24,1884 500, 000 197,000 177,210 J u n e 24,1884 100, 000 100, 000 90, 000 J u n e 24,1884 100, 000 100,000 90, 000 i Mass June 27,1884 j 400, 000 240,000 : 216, 000 Mass . June 27,1884 j 400, 000 390,000 351,000 Mass Ohio .. Mass July 2,1884: : July 4,1884 I ; July 9,1884 ; 200, 000 50,001) ' 800,000 j 200,000 :: 50,000 646,500 180, 000 45, 000 576, 000 Iowa. \ July 11,1884 ! Me . . . 1 Mass i Conn . N. H . . Ill Minn . N. Y . . Mass Minn . July July ! July i July J July . JulV ! July j July Mass . ; July 22,1884 j 1, N. H . . I July 23,1884 Mass . ! July 25,1884 ; Mass 111 . . . j July 26,1884 ; Aug. 1,1884 July 11,1884 ! 11,1884 : 12,1884 12,1884 I 13,1884 15,1884 : 15, 1884 21,1884 I 21, 1884 j Mass . . . 'Aug. 2,1884 Mass . Mass . ! Aug. 5,1884 ! ; Aug. 11,1884 j 60,000 54, 000 100,000 100,000 90, 000 400,000 200,000 60,000 50, 000 100, 000 50, 000 120, 000 50, 000 400, 000 200,000 60, 000 50,000 100, COO 50,000 120, 000 360, 000 180, 000 54, 000 45, 000 90, 000 45, 000 108, 000 45, 000 60, 000 i 000,000 I ! 100,000 i 50,000 810, 000 100, 000 721,100 90, 000 472, 500 525,000 \ 400,000 j 100,000 ; 525,000 400, 000 100, 000 150,000 j 100,000 90, 000 300,000 i 150,000 I 300, 000 162, 000 270, 000 145, 000 360, 000 90, 000 Pa... Aug. 15,1884 ' 180,000 ' 180,000 162, 000 111... Aug. 15,1884 i 200,000 | 200, 000 ! 180, 000 N. Y. Aug. 18, 1884 ! 100,000 ! 100,000 j 90, 000 Conn . Pa.... Aug. 19,1884 ; Aug. 20, 1884 300,000 ! 100,000 ' 312,000 • 100,000 | 280, 000 90, 000 Ill Aug. 23,1884 100,000 j 100,000 90, 000 M e . .. Ohio . Aug. 29,1884 Aug. 31, 1884 ' 100,000 I 100,000 I 100,000 i 25,000 90, 000 22, 500 Pa Mass . Sept. 5,] 884 Sept. 5,1884 275, 000 300,000 225, 000 HQ0,000 202, 500 270, 000 Ind . . Sept. 8,1884 100, 000 100,000 90, 000 Me . . . Sept. 10,1884 75,000 N. II Sept. 15, 1884 100,000 100, 000 90, 000 111.... Sept, 16, 1884 75, 000 50,000 45, 000 75,000 ' 67, 500 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year 1884, <fc.—Continued. No. i Title of bank. State. Expiration of corporate existence. Capital stock. Pa ... ... P a . . . ... Pa .. ...; Mass ... Sept. 21.1884 Sept, 21,1884 Sept.22,1884 Sept. 24,1884 $150, 000 75, 000 100, 000 1,000,000 Mass .. Sept. 24, ] 884 Minn ... Sept. 24. 1884 Til . . . ,.. Sept. 26,1884 200, 000 100, 000 100, 000 Pa . . . ... Sept. 26,1884 80, 000 Mass . .. Sept, 28,1884 3,000,000 Mass .. Maine . N. I I . . . 1, 000, 000 100, 000 200, 000 United States bonds. Circulation. 062; The F i r s t National Bank, N e w ; Castle i 568 The First National Bank, Berwick.: 605 The F i r s t National Bank, Corry . . : 525 : T h e North National Bank, Boston : 549 ; The First National Bank, Gloucester 579 The First National Bank, Rochester 534 : The First .National Bank, Geneseo.' 567 ! The First National Bank, Mahanoy City 524 T h e Continental National Bank, Boston 529 ' The National Exchange Bank, Boston 553 : The National Bank, W i n t h r o p . . . . : T h e Cheshire National Bank, Keene 559 T h e Union National Bank, Philadelphia 563 T h e Framiugham National Bank, Framingham 528 The Broad way National Bank, Bos- ; ton .. 551 The Second National Bank, Providence 565 • The Keystone National Bank, Erie 535 The First National Bank, T h r e e Rivers... 600 ; 552 j T h e National Bank of Chester County, Westchester 536 : The Eliot National Bank, Boston . . 564 i The F i r s t National Bank, Angelica T h e F i r s t National Bank, Washing586; ton T h e Boylston National Bank, Bos545 ton .." F a r m e r s ' and Mechanics 1 National 538 : Bank, Philadelphia T h e Philadelphia National Bank, i 539 ; Philadelphia ; T h e P e n n National Bank, Philadel540 I phia . •• The National Bank of Northern Liberties, Philadelphia The Corn Exchange National Bank, 542 \ Philadelphia •, The City National Bank, Philadel- !; 543 phia / The Kensington National Bank, 544 ! Philadelphia •' The National Bank of German- ! 546 j town, Philadelphia The Southwark National Bank, j 560 ! Philadelphia I The National Bank of Commerce, j 547 | Philadelphia j The Commercial National Bank j 556 of Pennsylvania, Philadelphia ..! The National Bank of Commerce, ; 554 Boston .. | The Manufacturers' National Bank,; 557 Philadelphia j 558 The Randolph National Bank, Ran- i dolph i 572 The Milllmry National Bank, Mill- j bury j 594 The First National Bank, Danvers ; 561 The Consolidation National Bank, j Philadelphia !; 577 | The First National Bank, Attica... 574 The Anioskeag National Bank, ; Manchester : 575 The National Bank of Chester Valley, Coatesville 581 The Indianapolis National Bank, Indianapolis 583 The Lancaster National Bank, Clinton 541 Sept, 29,1884 Oct. 1, J884 Oct. 1,1884 $100,000 30,000 ! 100,000 890, 000 200,000 50, 000 75, 000 80, 000 889,000 1, 000, 000 100,000 x 200,000 $90, 000 27, 000 90, 000 800, 000 180, 000 45, 000 67, 500 72, 000 800, 000 900, 000 90, 000 180, 000 r.oo, ooo 500, 000 450, 000 3,1884 200,000 225,000 199, 500 Mass . -.: Oct. 3,1884 200, 000 200,000 ! 180, 000 R. I . . ... : Oct. B, 1884 P a . , . ... Oct. 7,1884 300,000 ! 250, 000 225,000 ! 202, 500 172, 900 '. 156, 600 50,000 ; 45, 000 Pa ... Oct. 1,1884 Mass . . . O c t . Mich . . . Oct. 8,1884 : P a . . . . .. Oct. 12, 1884 Mass ..• Oct. 13,1884 N. Y . ..• Oct, 13,1884 100, 000 225,000 695, 000 100, 000 225, 000 1, 000, 000 100, 000 202, 500 625, 400 90, 000 P a . . . . .. Oct. 14,1884 j 150, 000 150, 000 135, 000 Mass 700, 000 023, 000 560, 000 P a . . . . .. Oct. 20,1884 2, 000, 000 800,000 720, 000 Pa. -. Oct. 20,1884 ; 1, 500, 000 50,000 45,000 . . Oct. 20,1884 i 500, 000 50, 000 44,900 . . Oct. 18,1884 ! Pa . . . . Oct. 20, 1884 500, 000 500, 000 450. 000 Pa Oct. 20,1884 ; 500, 000 500, 000 450, 000 Pa. Oct. 20,1884 400,000 400, 000 360, 000 Pa. Oct. 20,1884 . 250,000 250,000 225, 000 200,000 200, 000 180, 000 250, 000 50, 000 45,000 250,000 ; 50, 000 45, 000 235,000 211,500 Pa Fa.. Pa... Pa... . i Oct. 20,1884 I . | Oct. 20,1884 . ! Oct. 22/1884 ' Oct. 2', 384 Mass 810,000 ! 1, 210, 000 1, 089, 000 935,000 700, 000 630, 000 Oct. 24, Io84 . i Oct. 24,1884 200,000 200, 000 180, 000 Mass . .! Oct. 25,1884 Mass . . . i Oct. 25,1884 200,000 150, 000 200, 000 150, 000 180,000 135, 000 Pa i Oct. 27,1884 Ind i Oct. 28,1884 300,000 56,000 : 300,000 r>6, 000 270, 000 50, 400 200, 000 100, 000 Oct. 24, Pa... Mass t N . H . . . . J O-'t. 31,1884 Pa I Oct. 31,1884 i Ind I Oct. 31,1884 Mass ...I Oct. 31,1884 1, 500, 000 200,000 50,000 , 90, 000 45, 000 300, 000 100, 000 90, 000 100, 000 100, 000 90, 000 LXXXVI NATIONAL REPORT OF THE COMPTROLLER OF THE CURRENCY. BANKS whose CORPORATE EXISTENCE will EXPIRE during the year ldH4, t)'-c.—Con tinned. : No.! Title of bank. State. Expiration ' of corporate : existence. Capital stock. United I States ^Circulation, bonds, j 573 The Doylestown National Bank, • Doy lestown Pa ! Nov. 2,1884 i $105, 000 • $iO5, 000 : The Howard National "Bank, Bos; 1, 000, 000 385,000 I ton Mass . . • Nov. 2,1884 100, 000 ! 100, 000 569 The Curry National Bank, C o n y . .. P a i Nov. 3,1884 588 The First National Bank, Maiden.. Mass . . . . Nov. 5,1884 ; 101,000 100,000 ; 582 The Shawmut National Bank, Bos! 875, 000 ! ton Mass . . . INov. 7, 1884 ! 1,000,000 589 ! The Essex National Bank, Haver100, 000 hill Mass Nov. 7,1884 | 70, 000 618 ; The First National Bank, South : 150,000 150, 000 i i AVeymouth Mass . . . ; Nov. 7, 1881 ! 260,000 : 260,000 593 The National Bank, Chambersburg. P a • Nov. 8,1884 I 820 The Rutland County Nat ional Bank, ! 300, 000 300, 000 Nov. 8, 1884 • ; Rutland !' Yt 570 The Tradesmen's National Bank, j 400,000 200,000 '• i Philadelphia Pa ' Nov. 9, 1884 \ 637 T h e First National Bank, East 100, 000 75 ; 000 Saginaw M ieh ; Nov. 9, 1884 ; 591 The National Exchange Bank, Co100,000 50, 000 lumbus Ohio ' Nov. 10,1884 612 The Massasoit National Bank, Fall , 200, 000 Nov. 10,1884 . 200, 000 Iti ver Mass 617 The Citizens' National Bunk, Indi- j 300, 000 Nov. 11.1884 50,000 anapolis . . . . ; Ind 601 T h e Washington National Bank, I 750, 000 400, 000 Boston i Mass — Nov. 12,1884 632 T h e National Bank of Beaver ; 200, 000 : Nov. 12, 1884 120, 000 County, New Brighton i Pa 736 The F i r s t National Bank, Prov- i 200, 000 Nov. 14,1884 200, 000 incetown I Mass 860 The F i r s t National Bank, Wash- \ 100,000 100, 000 Nov. 14, 1881 ington N. J . . . 300, 000 Nov. 14,1884 606 The Second National Bank, E r i e . . . . Pa 300, 000 400, 000 Nov. 15,1884 609 The National City Bank, Boston...! Mass 580 The Harrisburg' National Bank, | 1, 000, 000 Nov. 10,1884 300,000 Harrisburg ..'. Pa 300,000 718 The First National Bank, CovingNov. 17,1884 500,000 ton Ky 500,000 616 The Warren National Bank, PeaNov. 18, 1884 253, 000 body I Mass 250,000 584 The Mechanick's National Bank, j 250,000 Newburyport I Mass — Nov. 18,1884 250, 000 Nov. 19,1884 100, 000 585 The National Bank, Middletown . . | P a 100,000 595 The Peoples' National Bank of 300,000 19,1884 Nov. • 300, 000 Roxbury, Boston Ma: 100, 001) 83,000 607 The Toledo National Bank, Toledo. Ohio . . Nov. 19,1884 636 The Third National Bank, Provi500, 000 397,000 dence R.T i Nov. 19, 1884 ! 615 ; The National Roekland Bank of 300, 000 300,000 • Roxbury, Boston Mass . . . Nov, .21,1884 \ 587 The National Bank of New Jersey, 250,000 250, 000 N. J . . . . Nov.. 21,1884 ' New Brunswick 597 ! The Fanners' National Bank, LanNov., 22, 1884 : 450, 000 Pa 450, 000 ' caster 300,000 Nov..22,1884 : 300,000 ! 608 : The National Bank, Pottstown . . 613 The Merchants' and Manufact- Pa Nov., 22,1884 . 800,000 , 700,000 ! urers' National Bank, P i t t s b u r g h . 614 The Lechmere National Bank, Pa Nov..22,1884 : 50,000 150, 000 i East Cambridge 667 The First National Bank, Mount Mass . . . Nov.,22,1884 . 125,000 125, 000 Joy 596 : The Claremont National Bank, Pa Nov..23,1884 150, 000 150, 000 ; Claremont 598 ; The Fanners' National Bank, Ma- N . H . . . Nov.. 23,1884 130,000 150,000 ' lone 602 The Bank of North America, Phila- N. Y . . . . Nov,. 23,1884 1,000,000 , 806, 800 delphia 611 The Gettysburg National Bank, Pa 145,000 Nov, .24,1884 145, 150 : Gettysburg 603 ; The New England National Bank, Pa 890,000 Mass . . . Nov . 25, 1884 1, 000, 000 Boston Pa Nov . 2.1, 1884 ; 500, 000 : 500,000 604 : The York National Bank, Y o r k . . 5 9 2 • The ~ ~ • National " • - - - -Phila- Girard Bank, Nov . 28,1884 I 1,000,000 I Pa. 400, 000 ! delphia 610 Tin1 Mechanics' National Bank, Nov .28,1884: 800,000 j 300, 000 Pa. Philadelphia. I $94, 50O 578 346, 500 90, 000 90, 00O 787, 500 63, 000 135, 000 234, 000" 270, 000 180.000 67, 500 45, 000 180, 000 45, 000' 360, 000 108,000 180, 000 90, 000 270, 000 360, 000 270, 000 450, 000 225, 000 225, 000 90, 000 270, 00O 74, 600 355, 500 270, 000 225, 000 405, 000 270, 000 630, 000 135, 000 112,500 135,000 117, 000 726, 000 130, 500 800, 000 450, 000 360, 000 270, 000 REPORT OF THE COMPTROLLER OF THE CURRENCY NATIONAL BANKS whose CORPORATE EXISTENCE LXXXVH will EXPIRE during the United States bonds. ! Circulation. year 1884, <f-c.—Con tinned. No. Title of bank. State. ration rporate tence. stock. 643 The Atlantic National Bank, BOBi ton Mass . . . Nov. 28,1884 The Oakland National Bank, Gardi iner "Me ; Nov. 28,1884 813 The First National Bank, Constantine Mich... Nov. 28, 1884 623 The Commonwealth National Bank, Philadelphia . . . Pa Dec. 1,1884 644 The Uonesdale National Bank, Honesrtulo Pa Dec. 1,1884 662 The First National Bank, Kiehn>ond Me Dec. 1,1884 807 The Commercial National Bank, Cleveland Ohio Dec. 1,1884 620 The Hopkinton National Bank, ; ' Hopkinton ! Mass . . . . Dec. 2,1884 658 The Nassau National Bank, Brook- ! > lvn N. T Dec. 2,1884 ! 619 The Citizens'National Bank, Pittsburgh Pa ' Dec. 3,1884 647 The Naumkeag National Bank, ; Salem .'. i Mass . . . ; Dec. 3, 1884 625 The T.remont National Bank, I Boston - Mass . . . j Dec. 5,1884 645 The Mystic River National Bank, , ; Mystic lliver Conn . . • Dec. 5,1884 666 The National Bank of Commerce, '•• New London C o n n . . . Dec. 5,1884 669 The Dedham National Bank, Ded•• h:im : Mass . . . j Dec. 5,1884 639 The Niagara County National '. '• Bank, Lockport ...". N. Y . . . . ; Dec;. 6,1884 655 The Valley National Bank, Leb- : ; anon....". Pa • Dee. 6,1884 668 The Pittsburgh National Bank of . ; Commerce ..' -. Pa j Dec. 6, 18H4 673 The First National Bank,Warren..' K. I ! Dec. 6,1884 629 The Suffolk National Bank, Boston.: Mass . . . i Dec. 7,1884 679 The Pocasset National Bank, Fall : j River ' Mass . . . I Dec. 7,1884 707 The First National Bank, Ply| mouth . . . . Pa | Dec. 7,1884 634 The Asiatic National P>ank, Salem : Mass ...'< Dec. 8,1884 The First National Bank, Litch| 709 field Conn . . . i Dec. 8,1884 The People's National Bank, Pitts' 727 burgh ..Pa i Dec. 8,1884 The First National Bank, Ston- : ! 735 ington i Conn . . D e c . 8,1884 The Bunker Hill National Bank of \ 635 Charlostown, Boston ! Mass . . . ; Dec. 9,1884 638 The First National Bank, Lynn . . . Mass . . i Dec. 9,1884 653 The First National Bank, Yonkers l N. Y . . . . ! Dec. 9. 1884 699 The First National Bank, Aurora... Ind ' Dec. 9,1884 809 ; The Northern National Bank, I Toledo Ohio . _.. • Dec. 9,1884 628 The Ware National Bank, Ware .. Mass . . . : Doc, 10,1884 648 The Monongahela National Bank, ; Brownsville i Pa \ Dec. 10, 1884 654 The Atlas National Bank, Boston.. Mass . . . ! Dec. 10,1884 The Thames National Bank, Nor657 wich Conn . . . ! Dec. 10,1884 The National Bank of North [ 672 America, Boston Mass . . . Dec. 10,1884 : The Freemen's National Bank, 665 ' Boston Mass . . . Dec. 12,1884 7 1 0 : The First National Bank, Minneapolis Minn . .. Dec. 12,1884 712 The Onpo Cod National Bank, Harwich Mass . . . Dec, 12,1884 640 The Troy City National Bank, Troy. N. Y Dec. 13, 1884 641 The Columbia National Bank", Columbia Pa ; Dec. 13,1884 642 The Merchants' National Bank. ; Chicago . . . Ill Dec. 13,1884 649 The Miners' National Bank, Pottsville Pa : Dec. 13,1884 704 The Salem National Bank. Salem.. M a s s . . . Dec. 13,1884 $750, 000 $50, 000 $45, 000 50, 000 50, 000 45, 000 50, 000 12, 500 11, 250 208,000 ; 208, 000 187, 200 300, 000 300. 000 270, 000 740 50,000 ; 50. 000 45, 000 300, 000 270, 000 150,000 150, 000 135, 000 300, 000 67, 000 60, 300 514, 000 462, 400 1,000,000 i 800,000 ! 500, 000 450, 000 000 410, 000 369, 000 100, 000 100,000 90, 000 300, 000 130. 000 117,000 300, 000 300, 000 270, 000 150,000 100, 000 00, 000 500,000 2 000, 1 100,000 100, 000 90, 000 500,000 : 150, 000 500,000 500, 000 70, 000 100, 000 450, 000 63, 000 90, 000 200,000 200, 000 180, 000 100,000 i 315,000 I 80, 000 242, 000 72, 000 217, 800 180, 000 200,000 • 200,000 1 000,000 ; 900, 000 200,000 | 202, 000 180, 000 500,000 : 500,000 150,000 , 200,000 400, 500, 100, 200, 360, 450, 99, 180, 150, 000 300, 000 90, 000 300, 000 81,000 270,000 200,000 200, 000 500, 000 i 180, 000 450,000 1 500,000 ! 1 000,000 ; : 000 000 000 000 1, 000, 000 8oo, ooo 000 000 000 000 900, 000 1 000, 000 672, 500 600, 000 800,000 270, 500 243, 450 600, 000 135, 000 121, 500 300, 000 300, 000 300, 000 300, 000 270, 000 270, 000 500, 000 400, 000 360, 000 500, 000 50, 000 45, 000 400, 000 i 300. 000 360,000 270, 000 500,000 : 300, 000 ; LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS whose CORPORATE EXISTENCE will EXPIRE during the year 1884, <fc.—Continued. Title of bank. ! Expiration State, i of corporate Capital I existence. ; stock. 706 i The 714 The United I States Circulation, bonds. First National Bank, Amenia , N. Y i Dec. 13,1884 : $100,000 • $100,000 I Pacific National Bank, Nan\ 13,1884 ' 60,000 ! tucket '•• Mass ... i Dec. 100,000 | j 717 , The .Farmers' National Bank of | 92, 220 ! 73,000 I Bucks County, Bristol Pa \ Dec. 13,1884 i 664 |The First National Bank, Carbonno, ooc ! dale Pa '. Dec.14, 1884 ' 110,000 j j ] 678: The Tradesmen's National Bank, 400,000 : 400,000 Pittsburgh. .-. ; Pa Dec. 14,1884: 723 ;The Central National Bank, Phila750, 000 670,000 ! delphia Pa Dec. 14,1884 100, 000 100,000 ! Dec. 14,1884 768 ! The First National Bank, Cli-arfield; Pea 14,1884 100, 000 100,000 I The Marine National Bank, Bath .. Maine .. i Dec. 782 The National Grand Bank, Marble15,1884 120,000 ; 120,000 j head Mass Dec. 676 The Millers River National Bank, 150,000 ; Mass .. , Dec. 15,1884 i 150,000 : 708 : Atliol The Newton National Bank, New. 15,1884 200, U00 : 200,000 : ton Mass i Dec. 789 i The Shoe?, and Leather National ! : 889,000 Bank, Boston '. Mass ; Dec. 16, 1884 1, 000, 000 : 646 • The First National Bank, Alexan- \ 100,000 i dria j Va : Dec. 17,1884 i 100, 000 j 651 The Lebanon National Bank, Le200,000 ; banon j Pa Dec. 17, 1884 ! 200,000 ; 680 The Lumberman's National Bank, 17,1884 j 100,000 95,000 ! Pa . 734 ! William sport Dec. 17. The Merrimack National Bank, I 240,000 j 633 ; Ha verhill Mass j Dec. 18,1884 i 240,000 ; The Fallkill National Bank, Poughi 330,000 ! 659 | keepsie 400,000 i i N. Y Dec. 19,1884] The Southport National Bank, ; j 660 \ Southport 100,000 ! ! Conn.... Dec. 19,1884 j 100,000 . The Neponset National Bank, Can- j 663 ton I Mas: Dec. 19,1884 ! 250,000 i 250,000 ; The National Bank of Fayette ,' ! 681 ; County, Union town ! Pa ; Dec. 19,1884 ; 100,000 : The Blue llill National Bank, ; ; 100,000 \ i 684 ! Milton Mass...... Dec. 19,1884 | 200,000 ; The Farmers' Deposit National j 200,000 ; Pa ; Dec. 19 1884 ; 685 ' Bank, Pittsburgh 100,000 • The National Bank of Commerce, . 300,000 ! New Bedford Mass ' Dec. 19,1884 ! 690 • 889,000 : The York County National Bank, ; i, ooo, ooo ; York . . Pa ! Dec. 19, 1884 ! 694 300,000 I The Western National Bank, Philaj 300,000 j Pa \ Dec. 20,1884 : 656 ; delphia 50,000 I The Maverick National Bank, ; 400,000 ' Boston. j Mass ; Dec. 20,1884 i 677 : 340,000 : The National City Bank, Lynn •; Mass... I Dec. 20,1884 ! 400,000 i 200,000 : ! 697 jThe Farmers' National Bank, Mansi Ohio ... | Dec. 20,1884 ; 200, 000 , 100,000 ; 800 ! field The First National Bank, West : I 801: Winfield N.Y....,Dec. 20,1884 ' 100,000 i 100,000 ; j 661 i The Downingtown National Bank, Downingtown Pa ; Dec. 21,1884 j 100,000 I 100,000 The Phoenix National Bank, HartI 670 ford ; Conn ...', Dec. 21,1884 ' 100,000 ' 100, 000 I I 696 ! The Farmers' National Bank, ; i Reading ; Pa ; Dec. 1,000,000 ' 400,000 ; The Roilstone National Bank, ! | 702 I 21,1884 j Fitch burg ; Mass ...! Dec. 400, ooo ;' 250,000 ! I 705 • The Union National Bank, Pitts- ; 21,1884 | burgh i Pa i Dec. 250,000 250,000 ' 713 : The Commercial National Bank, 21,1884 j Chicago Ill |Dec. 250,000 ' 50 000 : j 843 : The First National Bank, Paw21,1884 | tucket ; R. I ! Dec. 21,1884 ; 500,000 I 250,000 | Dec. 22,1884 ; 200,000 674 i The National Bank, Phcenixville .. Pa The Iron City National Bank, j 300,000 Pa ! Dec. 22,1884 . 200, 000 ] 100,000 675 ; Pittsburgh The Mercantile National Bank, Mass ... Dec. 22,1884 I 400,000 ; 200,000 ; 691 i Salem The First National Bank, Mont- I Vt ! Dec. 22,1884 , 200,000 I 250,000 , 748 ! pelier The Plymouth National Bank, 250,000 • Mass ...! Dec. 22,1884 ! 160,000 ; 779 \ Plymouth The Second. National Bank, Jersey j 160,000 I City i N.J .,, ;Dec. 23,1884 250,000 I 695 iSO.OCC I $90,000 54,000 62,990 99, 000 360, 000 600, 000 90, 000 90, 000 108, 000 135. 000 180, 000 800, 000 90, 000 180, 000 85, 000 216, 000 297, 000 90, 000 225, 000 90, 000 180, 000 90, 000 800, 000 270, 000 45, OoO 305, 980 180, 000 90, 000 90,000 90, 000 90, 000 360, 000 225, 000 225, 000 45,000 225, 000 180, 000 90, 000 180, 000 225, 000 144, 000 225, 000 REPORT OF THE COMPTROLLER OF THE CURRENCY. NATIONAL BANKS whose CORPORATE EXISTENCE year 1884, No. Title of bank. 741 The First National Bank, North East The Citizens' National Bank, Worcester . . The First National Bank, Brooklyn. The Mechanics 1 National Bank, Pittsburgh The First National Bank, New Windsor The National Bank of Beaver Dam. The Milton National Bank, Milton. The First National Bank, Waterloo. The Davenport National Bank, Davenport The First National Bank, Le Hoy . The National Union Bank, Heading. The Second National Bank, Saint Pan! The Fourth National Bank, Providence The Merchants' National Bank, Cleveland The Waltham National Bank, Waitham The Mount Vernon National Bank, 765 923 700 747 851 711 792 848 937 693 725 772 773 688 716 744 683 687 698 731 743 757 726 761 686 701 732 742 870 will EXPIRE LXXXIX during the cfc.—Continued. ! State. j Expiration j of corporate ; existence. I Pa Dec. 23,1884 ! Capital stock. United States bonds. Circulation. $50,000 $50,000 $45, 000 M a s s . . . I Dec. 23,1884 ! N . Y . . .-! Dec. 23,1884 j i 150,000 ! 300,000 | 150, 000 300,000 135, 000 269, 985 Pa Dec. 24,1884 i 500, 000 491, 000 441, 000 Md . .. Wis .. . . Pa.... ..! Iowa. ...; Dec. Dec. Dec. Dec. 24,1884 •: 24,1884 26,1884 26,1884 Iowa. ...i Dec. 26, 1884 N. Y. ..! D e c . 26,1884 Pa . . . ..; Dec. 27,1884 55, 000 50, 000 100, 000 • 50,000 , 55, 50. 100, 50, 000 000 000 000 49, 45, 90, 45, 500 000 000 000 200, 000 150,000 200, 000 50, 000 150,000 200, 000 200, 000 200, 000 180, 000 500,000 420,000 37tf, 000 .. j Dec. 27,1884 800,000 I 100, 000 90, 000 Mass. ...j Dec. 28.1884 150,000 ; 150,000 135, 000 Minn . ..• Dec, 27.1884 : K. I . . ...j Dec. 27,1884 . Ohio 45, 000 135, 000 180, 000 200,000 45, 000 Mass. . . . j D e c . 28,1884 50, 000 The V a l d o b o i o ' National"Ban\, 50, 000 I 45, 000 Waldoboro : . . Me . . . . . j D e c . 28.1884 , 50, 000 The Lancaster County National 300,000 I Bank, Lancaster P a . . . . . . j Dec. 29,1884 300,000 i 270, 000 i The National Broadway Bank, New Dec. 29,1884 ; 1, 000, 000 !1,000,000 York '. N.Y. 900, 000 Dec. 29,1884 . 1, 000, 000 I The Union National Bank, Chicago. Ill . . . 45,000 50,000 ; The Charles River National Bank, Dec. 29,1884 Mass. Cambridge 100, 000 \ 100,000 90, 000 The Mechanic's National Bank, Mass. New Bedford Dec. 29,1884 i 600,000 I 480, 000 534,000 The German National Bank, PittsPa . . . burgh ; Dec. 29,1884 : 250, 000 250, 000 225, 000 | The Merchants' fNational Bank, 200, 000 200, 000 180, 000 j Salem Mass. ...! Dec. 30,1884 200, 000 200, 000 180, 000 I The Lincoln National Bank, Bath.. Me . . ..J Dec. 30,1884 | The Stafford National Bank, Staf200, 000 ;• Dec. 31,1884 200, 000 180, 000 ! ford Springs i Conn. I T h e F i r s t National Bank, N e w ; 300, 000 50, 000 45, 000 Albany I n d . . i Dec. 31,1884 T h e Wyoming National Bank, i 150, 000 Dec. 31,1884 150, 000 Wilkes-Barre i Pa . . . 135, 000 T h e First National Bank, West- i Dec. 31,1884 125, 000 minster ! Md . . 125, 000 112, 500 Dec. 3,11884 150, 000 T h e Marine National Bank, E r i e - . . P a . . 115, 000 103, 500 Total n u m b e r banks, 249. Total amounts 90, 211, 370 63, 638, 700 57, 221, 565 xc REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of banks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1883. Banks. States and Terri- i tories. Circulation. U. S. bonds stock paid In In on deposit. Organ- liquiin. operaized. dation. tion. M^aine . . . . . | New Hampshire.! ! Vermont. Massachusetts...! Rhode Island Connecticut Eastern States. New York New Jersey Pennsylvania Delaware Maryland Middle States.. Dist. Columbia... Virginia West Virginia... North Carolina . . South Carolina... Georgia Florida ... Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Southern States Ohio Indiana.. . Illinois Michigan "Wisconsin Iowa Minnesota Kansas Nebraska Western States Nevada Oregon . . Colorado . . . Utah Idaho "Montana Wyoming New Mexico Dakota Washington Arizona California Pacific States and Territ'es. Redeemed. Outstanding. $8, 954, 750 $27,184,070 $18, 558, 558 6, 227, 800 : 17,011,105 11,370,718 7, 075, 400 ! 25, 012, 420 18, 300, 778 74, 924, 350 236,678,325 166, 285, 343 15, 305, 800 : 49, 693, 645 35, 262, 477 19, 632, 250 65, 446, 510 47, 276, 695 $8, 625, 512 5, 640, 387 6, 711, 642 70, 392, 982 14, 431,168 1.8,169, 815 Issued. 78 52 56 256 64 94 6 4 9 10 1 6 600 36 564 168, 906, 670 132,120, 350 | 395 78 316 15 43 81 8 42 314 : 87,409,160 70 12,720,375 274 60, 507, 820 15 1, 804, 315 41 14,214,030 847 133 714 '176, 655, 700 118,162, 400 11 35 24 17 13 19 3 12 $' 1,100,000 1, 377, 000 6 23 : 3, 496, 300 3 179, 700 19 1, 991, 000 1,444,600 15 2,401,000 1,303, 000 13 1, 886. 200 1,310,000 13 2, 331, COO 1,771,500 2 100, 000 80, 000 1, 493, 000 1, 233, 800 10 175, 000 155, 000 3 3,425,000 9 3, 625, 000 3, 966, 000 46 1, 724, 500 455, 000 5 330, 000 66 12,616,050 10, 282, 300 31 • 4,645,300 3,123, 000 35 ; 5, 935, 000 1,670, 000 13 48 6 77 42 59 72 $10, 385, 000 48 6,155, 000 47 8,186, 000 246 97, 763, 800 63 20, 540, 050 88 25, 936, 820 2 v l 2 6 1 2 4 1 11 11 24 49, 618, 350 11,005,850 46, CC4, 400 1.809,200 9, 064, 600 421,026,075 297, 054, 569 123, 971, 506 I 224, 320, 855 173, 037,114 39, 853, 470 29, 318, 377 1 150, 943, 825 104, 420, 702 3, 228, 995 | 4, 822, 595 | 30, 399, 450 21, 231, 580 ; 4,187, 540 9, 842.120 6, 068; 490 5, 407. 310 '•• 4, 497. 085 6, 418, 250 ' 129,550 3, 808, 730 ; .181, 200 8,491,680 '. 3, 300, 510 780, 200 27, 622, 625 ; 8, 899, 650 . 13, 985, 255 88 296 : 46,292,850 31, 332, 400 | 103, 620,195 65 44 43 25 26 37 14 16 3 202 35, 300, 090 97 13, 843, 500 164 23,574,434 88 . 11,556,300 4, 090, 000 45 9, 044, 300 111 9,130, 300 43 2, 355, 000 38 43 ! 3, 005, 000 26, 885, 850 9, 638, 800 10, 002, 500 5, 340, 300 2, 473, 000 5, 006, COO 2, 670, 400 i 1, 207, 000 1, 827, 500 80 762,170 43, 705,195 42, 730, 395 23, 079, 230 10,193,720 17, 895,140 9, 420, 010 4, 044, 290 3, 396, 890 1,104 ; 273 831 illl, 898, 924 65, 051, 350 130 Total currency 3 065 hanks. 5 i Add glold b a n k s . . 1 7 22 4 3 10 4 6 30 13 2 12 1 7 3 4 1 i 75,000 560, 000 I 1, 645, 000 450, 000 200, 000 ! 1, 240, 000 425, 000 550, 000 ! 1,771,700 795, 000 135, 000 • 1, 750, 000 114 ; 9, 596, 700 16 39, 000 1 383, 400 1, 222, 500 410, 000 125, 300 463,100 194, 000 490, 000 762, 000 192, 500 : 29, 500 1, 249, 500 5, 560, 800 3, 7, 4, 3, 3, 4, ; 384 2 7 29 7 3 14 4 6 30 13 2 13 51, 283, 741 10, 535, 093 46, 523,123 1, 593, 600 9, 167, 870 450, 340,195 331, 236, 7C8 119,103,427 267 141 207 113 71 148 57 54 46 264, 818 005, 693 561, 549 850, 040 328, 891 479, 034 74, 880 2, 570, 796 70, 329 6, 077, 238 1, 746, 995 552, 220 17, 023, 935 5, 947, 206 11,150,258 922, 722 2, 836, 427 1, 506, 941 1,557,270 1,168, 194 1, 939, 216 54, 670 1, 237, 934 110, 871 2, 414, 442 1, 553, 515 227, 980 10, 598, 690 2, 952, 444 2, 834, 997 71,703,882 31,916,313 52, 844, 595 27, 917, 575 32, 728, 815 10, 976, 380 32,256, 150 10, 474, 245 16, 226, 726 6, 852, 504 7, 311, 807 2, 881, 913 12, 060, 901 5, 834, 239 6, 816, 638 2, 603, 372 2,831,972 1, 212, 318 1, 761,116 1, 635,774 235, 227, 040 164, 838, 720 ' 70,388,320 176, 180 799. 300 3, 058, 940 1,083,900 306, 890 1,129, 920 274,'490 1,015,300 969, 030 550,090 44,140 1, 426, 000 147, 919 428, 900 1, 841, 831 714, 654 203,654 603, 622 142, 490 617, 010 258, 930 130, 690 1, 800 342, 810 28, 261 370, 400 1,217,109 369, 246 103, 236 526, 298 132, 000 398, 290 710,100 419, 400 42, 340 1, 083,190 10, 834,180 5,434,310 5, 399, 870 1 Add for mutilated notes 485, 367 j 546 ! 2 519 513,410, 844 352 227, 300 il 221,047,685 870, 268, 249 !351, 264, 803 748, 984 2, 713, 256 650,000 3, 462, 240 2 , 1, 700, 000 ; 3 I United S t a t e s . . 3,070 1 549 • 2, 521 515,110,844 J352, 877, 300 !l, 224, 509, 925 872, 981, 505 J352, 013, 787 i REPORT OF THE COMPTROLLER OF THE CURRENCY. XCI Clearings and balances of the hanks of New York City for the weeks ending at the date* given, W e e k i n g ending— Sept. Sept. Sept. Sept, Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Nov. 7,1878 14,1H78 21,1878 28,1878 5,1878 12,1878 19, 1878 26,1878 2. 1878 9. 1878 . 10,1878 23, 1878 30,1878 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Nov. 0. 1879 13,1879 20, 1879 27, 1879 4, 1879 11,1879 18.1879 25,1879 1,1879 8,1879 15,1879 22,1879 29,1879 Sept, Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. 4,1880 11,1880. 18,1880 25. 1880 Z 1880 U, 1H80. MMS80 23, 1880 30,1880 0, 1880 13, 1880 20,1880 27, 1880 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. 3,1881 10,1881 17,1881 24,188 L 1, 1881 8,1881 15, 1881 22,1881 29,1881 5,1881 12,1881 19,1881 26,1881 Sept, Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. 2, 1882 9,1882 10, 1882 23,1882 30, 1882 7,1882 14, 1882 21,1882 28,1882 4,1882 Clearings. - $348,022,450 330, 877, 791 3Mi, 000, 5(56 370, 111. 767 453,971,304 424, 149, 900 482,291,920 392, 878, 2.93 488, 571, 553 408, 903, 425 460, 572, 737 404, 037, 742 368,238,059 . '. ' I i ' .. JBnlancea. 02 01 02 49 93 70 94 23 53 00 80 00 90 i ; ' ! • ' : • i i $17,551,002 17, 037, 659 17, 080, 319 17, 59G, 844 18,225,091 22, 03(5, 490 21,414,2(17 10, 507, 373 24, 880, 588 19, 531, 808 20, 918, 299 17, 001, 847 10,450,900 23 82 34 29 50 39 79 90 20 14 11 48 37 i 452, 345, 205 71 ' 23, 0-'K>, 921 32 507, 109, 348 07 ! 23, 279, 390 27 530, 921, 300 52 ;| 24, 859. 791 49 591, 859, 500 99 26, 091, 095 40 747, 278, 535 78 : 28, 371,132 08 741,448,440 55 , 29,403,295 51 798, 900, 740 51 ; 20, 9^0, 734 21 701,277.728 00 ;; 28,333.087 73 805,802,857 05 32,79(5,457 88 772,150,134 18! 30,021, 79 21 870, 092, 059 78 39, 899, 377 29 942,922,708 23 30,443,292 71 779, 955, 847 24 : 28, 304, Qf9 12 003, 877, 203 02 : 33, 414, 325 94 025. 050, 183 37; 20, 812, 778 80 023,375,055 4 8 ' 30,733,812 94 573, 355, SOI 73 30, 070, 332 13 705,598^700 40 : 32,827,400 90 051, 109. 020 35 i 28,580,849 10 -. 093,917,3f>0 80 ' -27, 875, 042 04 872, - 95, 095 57 32, 910, 082 09 7F.V.M 1,(521 ^5 31,018,354 80 8G'i, 393, 048 37 33, 230, 599 77 89(5, 540, 451 00 34, 579. 373 05 808,070,513 35 34.404.039 13 i 1, 072, 080, 747 81 32, 472, 790 33 ! 1 i : ..' . :..: 857,413,203 85 ' 039, 907, 979 97 • 925,110,400 37 773,401,095 57' 758, 155, 052 10 ' 1,154,052.400 33 975, 722, 717 38 953, 850, 125 23 ! 881,124,243 74 : I 1, 021, J-82, 150 85 790, 004, 250 97 892, 319, 707 29 ; 892,475,503 00 37,132,230 86 28, 808, 004 38 36,408,897 13 29,389,049 98 20, 349, 314 58 35,187,080 23 31, 073,440 10 35, I59, 491 42 32,450,957 70 37,173, 439 72 27, 035, 753 35 31, 043, 351 43 23,882,022 31 787, 790. 34 5 10 800,102,117 02 ' 1, 010, 034, 295 97 ; 950,902,831 49 , j 1, 011, 393, 333 57 1,124, 300, 247 43 999,817,804 93 1, 044, 390, 220 21 857, 810, 080 35 991, 29(5, 92(5 40 27, 390, 924 04 29,780.380 41 30, 418, 411 78 27,978,458 28 34, 393, 848 91 30, 742, 717 31 35,772,217 86 33, 023, 283 80 26, 633, 500 70 37,122, 701 71 Nov. 11, 1882 Nov. 18.1882 Nov. 25, 1882 . . . 950, 409, 950 50 •• 1,054,584,005 07 1, 240, 998, 507 95 20, 909, 785 92 33,258,877 77 28, 057, 750 01 Sept. 1,1883 Sept, 8, 1883 Sept, 15, 1883 Sept. 22,1883 Sept. 29, 1883 Oct. 0,1883 : 20, 472, 980 31, 195, 740 30, 9i4, 820 30,001,000 30] 200, 285 32, 844, 144 '. 045, 021, 540 739, 732, 907 732, 310, 071 700,082,400 703, 507, 330 759, 872, 8(55 80 18 00 54 28 58 Oct. 13,1883 Oct. 20, 1883 833, 905. 948 88 919, 008, 02(5 44 Oct. Nov. Nov. Nov. Nov. 900,319,847 817,990,284 022, 487, 973 783, 094, 022 682, 451, 400 27,1883 3,1883 10, 1883 17,1883 24, 1883 ; i 51 43 40 25 44 85 55 30 19 71 42 31, 303, 439 92 31, 917, 847 51 31,844,418 48 29,708,44171 28, 478, 167 32 33, 519, 480 15 28, 333, 203 04 XCJI REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that went into voluntary liquidation prior to 1870, with date of their organization, the amount of circulation issued, the camount outstanding November 1, 18&3, and the amount unredeemed. Circulation. Name and location of bank. Date of j organization. Issued. ; ing 1875. 1878. 1883. g Nov.l. First National Bank oi" Columbia, Mo j Aug. 19,1863 • $90, 000 $155 , .35 .25 First National Bank of Carondelet, Mo June 2,1864 i 25, 000 126 ! 1.20 .75 Fourth National Bank of Indianapolis, Ind ; Feb. 6,1865 | 1 0 0 , 0 0 0 •• 1. 030 : 4. 39 1.99 192,500 : National Union Bank of Rochester, N. Y June 15, l»65 ' 1.842 3.83 1.65 First National Bank of Leonardsville, N. Y ! Jan. 27,1864 i 45,000 755 14. 54 3.03 Farmers' National Bank of Richmond, Va i Sept. 28,18G5 [ 85, 000 2,172 6. 67 3. 73 ; Farmers' National Bank of Waukesha. Wis May 17,1865 \ 90, 000 595 ' 1. 64 1.01 National Bank of the Metropolis of Washington, ! 4, 091 10. 32 3. 29 D. C Oct. 4, 1 864 ; 180, 000 First National Bank of Providence, Pa •' Sept. 27,1804 \ 90,000 2,055 29.15 : 5.46 First National Bank of Newton, Newtonville, ! 1,902 17.27 3. 46 Mass.. : July 27,1864 j; 130,000 National State Bank of Dnbuque, Iowa Aug. 28, 18o5 127,000 ; 1,769 j 4.45 2 26 ] First National Bank of New Ulm, Minn Dec. 17,1864 ! 54,000 i 1,045 | 6.01 2.95 Ohio National Bank of Cincinnati. Ohio Dec. 17,1864 450,000 ! 8, 215 ! 4. 93 2.72 First National Bank of Kingston. N. Y June 1,1864 ; 180,000 ; i 3, 661 120. 37 4.58 First National Bank of Bluffton. Ind Aug. 11,1863 i 45,000 559 3.72 2.12 National Exchange Bank of Kiehmond, Va. May 15, 1865 180,000 ! 1. 530 4.86 1.8^ 135,000 1, 800 3.48 1.97 First Natioiial Bank of Skaneateles, N. Y Mar. 4, 1864 ; ; First National Bank of Jackson, Miss Nov. 15,1865 \ 40,500 315 4.06 1.65 90,000 i 1,440 18 21 3.76 First Natioual Bank of Downingtown, Pa Mar. 25,1864 First National Bank of Titusville, Pa Dec. 14,1864 ! 86,750 1,411 '15.47 3.60 ! 45,000 Appleton National Bank of Appleton, Wis Apr. 18,1866 !; 694 i 3.45 2.27 44,500 ; 437 ! 2.08 1.68 National Bank of Whitesto\vn, N. Y July 17,1865 90,000 1,821 1G. 66 4.12 First National Bunk of New Brunswick, N. J . . . Jan. 19, 1864 663 i 3.51 2.06 First National Bank of Cuyahoga Falls, Ohio . . . . Apr. 11,1864 ! 45,000 90,000 i 828 i 3.02 1.84 First National Bank of Cedarburg, Wis July 11.1865 : Commercial National Bank of Cincinnati, Ohio... May 26, 1865 345,950 4,415 3.85 2.11 2,430 37.20 8.17 90,000 Second National Bank of Watertowu, N. Y Dec. 30, 1864 First National Bank of South Worcester, N. Y . . . Oct. 7,1863 157, 400 1, 974 3. 26 1.81 National Mechanics' and Farmers' Bank, of Al3,695 1 3.39 1.95 bany, N.Y June 16,1865 314,950 42,500 503 I 3.16 1.69 Second National Bank of Des Moines, Iowa July 22,1864 135,000 3, 693 35.54 7. 50 First National Bank of Steubenville, Ohio May 18,1865 ; First National Bank of Plumer, Pa Mar. 2,1865 ' 87,500 : 2,153 30.33 6.25 First National Bank of Danville, Ya ; Nov. 14,1865 : 45,000 : 620 i 7.03 2.48 ; First National Bank of Dorchester, Mass I Dec. 14, 1863 '<132, 500 i 2, 934 i'21. 77 4.84 : 67,500 : First National Bank of Oskaloosa, Iowa i; Dec. 10,1863 687 ! 2.73 1.29 I Merchants and Mechanics' National Bank of Troy, I N.Y -- - i Mar. 17,1865 j 184,750 2,184 04 j 2.96 I 1.70 National Saviugs Bank of Wheeling, W. Ya ! Oct. 18,1865 • 90,000 : 1, 055 '55 3.89 1.94 First National Bank of Marion, Ohio I Feb. 26,1864 j 109,850 i 1,278 4.02 I 1-97 ; National Insurance Bank of Detroit, Mich July 13,1865 ! 85,000 751 2.78 ! 1.80 National Bank of Lansinghurgh, N. Y i July 11,1865 135,000 : 1,673 3.34 '1.90 3,450 3.47 i 1.71 National Bank of North America, New York, N. Y. i July 1,1865 ! 333,000 588 3.08 ! 1.73 First National Bank of Hallowell, Me | Mar. 11,1864 ! 53,350 : 935 25. 23 ' 5.23 First National Bank of Clyde, N. Y ! Mar. 5,1864 ; 44, 000 Pacific National Bank of New Ycrk, N. Y ! June 5,1865 j 134, 990 1,483 ! 3.21i 1.75 539 ! 2.251 1.11 Grocers' National Bank of New York, N. Y : July 1,1865 ! 85,250 ' Savannah National Bank of Savannah, Ga ! June 10,1865 | 85,000 i 880 I 3. 73! 1.94 ! 367 ! 3.00 1.44 First National Bank of Frostburg, Md July 10,1865 ; 45,000 : 600 i 4.25 | 1.90 First National Bank of La Salle, 111 ; Oct. 26,1863 ! 45,000 : National Bank of Commerce of Georgetown, D. C .! Dec. 31,1864 • 90,000 i 1, 225 5.89 ! 2.35 Miners' National Bank of Salt Lake City, Utah . J Mar. 28,1866 j 135,000 | 1, 528 4.52 j 2.07 First National Bank of Yinton, Iowa j Oct. 18,1865 ! 42,500 ' 276 2.75 ! 1.24 Totals and average percentage of 51 banks ; in liquidation previous to 1870 j J5, 846, 740 82, 827 8.08 I 2. 59 .17 .49 1.03 .96 1.68 2.55 .66 2.28 2.28 1.46 1.39 1.94 1.83 2.03 1.24 .85 1.33 .78 1.60 1.63 1.54 .98 2.02 1.47 .92 1.28 2.70 1.25 1.17 1.18 2.74 2.46 1.38 2.21 1.02 1.18 1.17 1.16 .88 1.24 1.04 1.10 2.13 1.10 .63 1.04 .82 1.33 1.36 1.13 .65 L42 REPORT OP THE COMPTROLLER OF THE CURRENCY XCIII National banks that went into voluntary liquidation previous to 1876, with the dates of organization and liquidation, the amount of circulation issued, the amount outstanding November 1, l£H3, and the percentage unredeemed. i Date of organization. Name and location of bank. Date of 1 i quid ation. Circulation. First National Bank of Columbia, Mo i Aug. 19, 1803 Sept, 10,1804 First National Hank of Carondelet, Mo June 2, 1864 j Mar. 15,1865 Fourth National Bank of Indianapolis, Ind i Feb. 0, 1805 ' Nov. 30,1805 National Union Bank of llocht-ster, N. Y : June 15, 1«G;3 j Apr. 2(5,1800 , First National Bank of Leonardsville. N. Y . . . . ' Jan. 27,1804 ' July 11. 3866 Farmers' National Bank of Kiehmoud, Va . . . . ; Sepi. 28,1805 Oct. 22, I860 Farmers' National Bank of Waukesha, Wis ... i May 17, 1805 Nov. 25,18(56 N. Bank of the Metropolis of Washington, I). C i Oct. 4, 1864 : Nov. 28, 1866 First National Bank of Providence, P a ; Sept. 27,18(54 Mar. 1, 18(57 First Nat. Bank of Newton, Newtmiville, Mass.! July 27, 1804 ; Alar. 11,1867 National State Bank of Dubuque, Iowa ; Aug. 28,18(55 ! Mar. 0. 1807 First National Bank of New Ulin, Minn j Dec. 17, 1864 i Apr. 18.1867 Ohio National Bank of Cincinnati, Ohio I Dec. 17,18(54 . July 8, 1867 First National Bank of Kingston, N. Y ; June 1,1864 j Sept. 26, 1867 First National Bank of Blufi'tou, Ind AUJJ. 11,186a ! Dec. 5,1867 National Exchange Bank of Ilichmond. Va 1 May 15,1865 i Dec. 5,1807 First National Bank of Skaneateles, N. Y : Mar. 4,1864 ; Dec. 21, 1807 First National Bank of Jackson, Miss Nov. 15, 1805 ' D t c 26,1867 First National Bank of Downingtown, Pa i Mar. 25,1804 : Jan. 14,1868 First National Bank of Titusville, Pa ' Dtc. 14, 18G4 • Jan. 15, 1868 Appleton National Bank of Appleton, W i s . . - ; Apr. 18, 18(5(5 • Jan. 21.1868: National Bank of Whitestown, N. Y : July 17,1865 ; Feb. 14J 1868 First National Bank of New Brunswick, N. J . .i Jan. 19,1864 Feb. 26, l*0<S First National Bank of Cuvahoga Falls. Ohio . : • Apr. 11,18(j4 Mar. 1,1868 First National Bank of Cedarhurg, Wis July 11, 1865 Mar. 2:i, 1808 Commercial National Bank of Cincinnati, Ohio. May 26,1865 ; Apr. 28. 1868 Second National Bank ot Watertown, N. Y . . . . Dec. -Iff, 18(54 July :U, 16(58 First National Bank of South Worcester, N. Y. Oct. 7, 186:; : An jr. 4,1868 N. Mechanics1 and Farmers' B. of Albany, N. Y. : June 16. ! 865 An jr. 4.18(58 Second National Bank of Des Moinea. Iowa...; July 22,1864 Aug. 5! 1868 First National Bank of Steuben ville, Ohio j May 18,1865 , Aug. 8,1808 First National Bauk of Plumer. Pa ' Mar. 2,1865 Auk. 25J1868 First National Bank of Danville, Va ; Nov. 14,1865 j Sr.pt. 30,1808 First National Bank of Dorchester, Mass Dec. 14.1863 ' Nov. l±'.\, 1808 First National Bank of Oskaluosa, Iowa Dec. 10, 18(53 ' Dec. 17,18-58 Merchants'and Mechanics' N. B. of Trov, N. Y. Mar. 17,1865 ; Doc. ;}1, 1808 National Savings Bank of Wheeling. \V. Va..., Oct. 1*, 1K65 ; Jsm 7. 1809 First National Bunk of Marion. Ohio Feb. 20,1804 • Jan. 12, 1800 National Insurance Bank of Detroit, Mich j July 1-1,1865: I'M). 20, J800 National Bank of Lansingburgh, N. Y I July 11,1865 Mar. 6.1869 Nat, Bank of North America, New York. N. Y.i July 1.1865 : Apr. 15.1869 First Na tional Bank of Hallo well. Me ' Mai-. 11, 1864 : Apr. 19,1809 First National Bank of Clyde, N. Y ! Mar. 5,1804 ; Apr. 23,1869 Pacific National Bank of New York, N. Y ' June f>, 1865 ; May 10,1809 Grocers' National Bank of New York, N. Y . . . j July 1,1865 : June 7,1809 Savannah National Bank of Savannah, Ga ' June 10,1805 June 22. 1809 First National Bank of Frostbnrg. Md , July 10, 180."; July 30, 1809 First National Bank of La Salle, 111 I Oct. 26, 1863 ! Aug. :j(>, 1809 Nat, Bank of Commerce of Georgetown, D. 0 . . ' Dec. 31,1864 ;I On. 28, 1309 Miners' National Bank of Salt Lake City, Utah. Mar. 28,1866 1 >ec. 2,1809 First National Bank of Vinton, Iowa • Oct. 18,1865 • Dec. 13, 1869 Totals and average percentage of 51 banks l in liquidation previous to 1870 • National Exchange Bank of Philadelphia, Pa...; Jan. 25,1865 i Jan. 8,1870 First National Bank of Decatur, 111 ! July 6,1864 I Jan. 10,1870 National Union Bank of Owego, N. Y ! June 20,1865 ! Jan. 11,1870 Jerchants National Bank of Milwaukee, Wis First National Bank of Saint Louis, Mo Chemung Canal National Bank of Elinira, N. Y . First National Bank of Clurksville, Va First, National Bank of Burlington, Vt First National Bank of Lebanon, Ohio Nat. Exchange Bank of Lansingburgh, N. Y .. Muskingimi Nat. Bank of Zanesville, Ohio United National Bank of Winona, Minn First National Bank of Des Moines, Iowa State National Bank of Saint Joseph, Mo Saratoga County Nat, Bank of Waterford, N.Y. July 14,1865 June 14,1870 Sept, 23,1863 July 16,1870 Feb. 17, 1865 Aug. 3,1870 Aug. 6, I860 Oot. 13, 1870 Mar. 6,1865 Oct. 15, 1870 June 7,1865 ; Oct. 24,1870 Apr. 22,1865 : Dec. 27,1870 June 6,1865 Jan. 7, 1871 Mar. 10,1866 ; Feb. 15,1871 Apr. 18,1864 Mar. 25, 1871 Feb. 12,1867 Mar. 31.1871 June 6,1865 Mar. 28,1871 :H si Outstanding Nov. 1, . JO 1883. I Issued. $90,000 i 25, 500 : 100,000 ' 192', 500 • 45, 000 85, 000 90, 000 180, 000 : 90, ooo ; 130,000 i 127,000 j 54.000 ; 450,000 i 180,000 [ 45,000 ' 180, 000 ! 135, 000 i 40, 500 ! 90,000 80, 750 j 45,000 . 44,500 j 90,000 ! 45, 000 : 90,000 ! 345,950 : 90.000 ! If)?; 4 0 0 • 314,950 i 42, 500 j 135.000 87J500 j 45,000 ! 132, 5<>0 67, 500 184,750 DO, 000 lU.O.SoO 85, 000 ; 135,000 • 333, 000 53, 350 44, 000 134,990 85,250 85,000 45,000 45, 000 90,000 135,000 42,500 i : : ; : j 82, 827 ; 1.42 5,846,740 175,750 85,250 88,250 44, 000 425, 000 135,000 90,000 90, 000 179, 990 90,000 27,000 270, 000 85, 000 90, 000 90, 000 45, 000 90,000 90,000 135, 000 ,$155 \ -17 126 ! .49 1 , 030 i 1.03 1 ,842 : . 9 6 755 I 1.68 2..172 2.55 595 : .66 4,,091 '• 2 . 2 8 2., 055 : 2.28 1,, 902 : 1.46 1,769 { 1.39 I!,045 ! 1.94 8!, 215 ' 1.83 &,661 1, 2.03 559 1.24 1,, 530 : .85 1,, 800 i 1.33 315 . .78 1,,440 1.60 li 411 1. 63 694 1. 54 437 ' .98 1,,821 i 2.02 06,J ! 1.47 828 .92 4, 415 ' 1.2P 2 j 430 : 2.70 l! 974 : 1.25 3i 695 :i 1.17 503 1.18 2.74 3, 693 2 153 : 2.46 620 j 1 . 3 8 2, 934 1 2.21 087 1. 02 2 184 : 1.I8 l | 055 1.17 1, '278 i 1.16 751 : .88 1, 673 ! 1.24 3, 450 ; 1.04 588 i 1.10 935 ! 2. 13 1, 483 : 1. 10 539 ' .63 880 1.04 .82 367 600 i 1.33 1, 225 : 1.36 1, 528 ' 1.13 276 i .65 ! : : 3, 355 1, 193 1, 935 442 5, 880 1, 620 702 1, 225 2 123 106 315 5. 687 936 1, 016 •i. 385 565 1, 171 600 1. 559 r, ' . ; i . : ' • 1 ! • ; ; ; [ , 1.91 1.40 2. 19 1.00 1.38 1.20 . 76 1.30 1.18 1.23 1.17 2.11 1.10 1.13 1.54 1.26 1.30 .73 1.16 XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that went into voluntary liquidation, <fc.—Continued. Circulation. !! Name and location of bank. Date of ! Date of organization, liquidation. Issued. First National Bank of Fen ton, Mich Sept. 10, 1863 May 2,1871 First National Bank of Wellsbm g, W. Va July 1, 1865 June 24,1871 Clarke National Bank of Rochester, N. T July 10, 1865 : Aug. 11,1871; Commercial National Bank of Oshkosh, W i s . . . Sept. 25, 1865 Nov. 22,1871 Fort Madison Nat. Bank of Fort Madison, Iowa. Nov. 20, 1865 : Dec. 26, 1871 National Bank of Mays ville, Ky Aug. 24, 1870 Jan. 4,1872 : Fourth National Bank of Syracuse. N. Y Sept. 27, 1865 Jan. 9,1872 American National Bank of New York, N. Y . . Jan. 25, 1865 May 10,1872 Carroll County Nat. Bank of Sandwich, N. H . . i Apr. 28, 1865 • May 24,1872 Second National Bank of Portland, Me I Mar. 11,1865 June 24,1872 Atlantic National Bank of Brooklyn, N. Y . . . July 26, 1865 July 15. 1872 Merchants' and Fanners' N. Bank of Qnincy, 111. Jan. 11, 1865 Aug. 8,1872 First National Bank of Rochester, N. Y Oct. 8, 1864 Aug. 9,1872 Lawrencelmrjih N. B. of Lawreneeburgh, Ind.. July 11, 1865 Sept. 10,1872 Jewett City Nat. Bank, of Jewett City, Conn .. ! July 22, 1865 Oct. 4,1872 First National Bank of Knoxville, Tenn ' Apr. 19, 1864 Oct. 22,1872 First National Bank of Gosheii, In<l Dec. 9, 1863 Nov. 7, 1872 Aug. 15, 1870 Nov. 8,1872 Kidder National G-old Bank, Boston, Mass Second National Bank of Zancsville, Ohio Nov. 2.'}, 1863 Nov. 16,1872 Totals and avorerage percentage o\•f banks in liquidation L870-71-72 .. u © $587 1.10 1,147 1.28 2,316 1.29 1,168 1.30 880 1.30 2,989 ; 1.11 1 249 , 1.36 9, 325 2.07 1,163 2.58 1,947 2.40 2,285 1.39 2,100 1.56 3,340 1.62 3, 081 1.71 948 1.94 1,519 1.88 1, 851 1.79 2,932 2.12 38 Orange County National Bank of Chelsea, V t . . Apr. 12, 1865 Jan. 14,1873 Second National Bank of Syracuse, N". Y Dec. 3, 1863 Feb. 18,1873 • First National Bank of Adams, N. Y Aug. 27, 1863 Mar. 7,1873 Mechanics 1 National Bank of Syracuse, N. Y . . J u l y 7, 1865 Mar. 11,1873 Farmers' & Mechanics' N. B. Rochester, N. Y. Apr. 28, 1865 Apr. 15,1873 Apr. 17, 1872 Apr. 15,1873 Montana National Bank of Helena Mont Mar. 3, 1864 J u n e 3,187S First National Bank of Havana, N". Y Merchants'and Farmers' N. B. of Ithaca, N. Y. Jan. 19, 1865 J u n e 20,1873 J u n e 14, 1865 July 18,1873 National Bank of Cazonovia, N. Y Merchants' National Bank of Memphis, Tenu July 8, 1865 Aug. 30,1873 ' Manufacturers' National Bank of Chicago, 111. Jan. 18, 1865 Sept, 25,1873 , Feb. 1, 1864 Sept, 25,1873 ! Second National Bank of Chicago, 111 Merchants' National Bank of Lmbuque, Iowa. Feb. 27, 1865 Sept. 30,1873 :• Feb. 23, 18(i5 Oct. 2,1873 Beloit National Hank of Beloit, Wis J u l y .1, 1865 Oct. 22,1873 Union National Bank of Saint Louis, Mo Apr. 14, 1865 Nov. 29,1873 : City National Bank of Green Bay, Wis Sept, 21, 1870 1 J a n . 1,1874 First National Bank of Shelbina, Mo J a n . 31, 18(55 i J a n . 8,1870 Second National Bank of Nashville, Tenn Sept, 20, 1864 Jan. 13,1874 First National Bank of Oueida. N. Y Merchants' National Bank of Hastings, Miun. Aug. 20, 1865 Feb. 7,1874 Apr. 2G, 18(i5 Mar. 3,1874 National Bank of Tecumseh, Mich Gallatin National Hank of Shawneetown, 111.. Jan. 25, 1871 May 7,1874. Mar. 10, 1865 Mar. 20,1874 First National Bank of Brockville, Pa Citizens" National Bank of Sioux City, Iowa... May 6, 1872 Apr. 14, 1874 Citizens" National Bank of Charlottesville, Va. Dec. 1, 1870 Apr. 27, 1874 Mar. 1, 18oo Apr. 28,1874 Farmers' National Bank of Warren, Lll Oct. 4, 1872 May 6,1874 First National Bank or' Medina, (Huo Croton River Nat. Bank of South East, N. Y . . ' Feb. 22, 1865 May 25,1874 : Merchants' >\ B. of W. Va,, Wheeling, W. Va. J u n e 26, 1865 J u l y 7, 1874 ' Feb. 23, 1871 J u l y 15, 1874 Central National Bank of Baltimore, Md Second National Bank of Leaven worth, Kans. J u l y 17, 1865 J u l y 22,1874 Dec. 5, 1870 Sept. 2,1874 Teutonia National Bank of New Orleans, La Dec. 5, 1870 ! Sept. 10,1874 Citv National Bank of Chattanooga, Tenn. J u l y 24, First National Bank of Cairo, 111 . 1863 ' Oct. 10,1874 May 29, 1871 Nov. 9, 1874 First National Bank of Olathe. Kans First National Bank of Beveriy, Ohio , Nov. 27, 1863 N o v . 10,1874 Mar. 13, 1865 Dec. 4,1874 Union National Bank of La Fayf-tte, Ind J u n e 28, 1864 Mechanics' National Bank of Chicago, 111 Oct. 31, 1870 Dec. 30,1874 First National Rank of Evansville, Wis. 23, 1871 Jan. 9, 1875 First. National Bank of Baxter Springs, Kans.' June Jan. 12, 1875 Feb. 10. People's National Bank of P Leblo, Colo \ May 1874 Jan. 12, 1875 National Bank of Commerce, Green Bay, Wis.; J a n . 17J 1871 J a n 12,1875 13, First National Bank of Millersbtirgh, Ohio ...\ Oct. 12, 1872 Jan. 12, 1875 First National Ban k of Staunton, V.i j J u l y 25, 1865 Jan. 23,1875 National City Bank of Milwaukee, Wis • Aug. 29, 1865 Feb. 24,1875 Irasburgh Mat. Bank of Orleans, Irasburgh, Vt ' Mar. 5, 1865 Mar. 17,1875 First National Bank of Pekin. Ill I Aug. 26. 1866 Mar. 25,1875 Merchants' and Planters' N. B. of Augusta, Ghi- F e k 3, 1870 Mar. 30, 1875 Monticello National Bank of Mouticello, Iowa. Apr. 5, 1873 Mar. 30, 1875 Iowa City National Bank of Iowa City, I o w a . . Apr. 2, 1885 Apr. 14,1875 First National Bank of Wheeling, W.'Va Dec. 30, 1864 Apr. 22,1875 First National Bank of Mount Clemens, Mich. Sept. 13, 1874 May 20,1875 : First National Bank of Knob Noster, Mo Sept. 20, 1871 May 29, 1875 F i r s t National Bank of Brodhead, Wis 1870 June 24,1875 $49, 500 90, 000 180, 000 90, 000 67, 500 270, 000 91, 700 450, 0(0 45, 000 81, 000 165, 000 135, 000 206,100 180, 000 48, 750 80, 910 103,500 120, 000 138,140 Outstanding Nov. 1, 1883. 4, 917, 340 $180, 000 90, 000 66. 900 93, 800 83, 250 31, 500 45, 000 45, 000 116, 770 225, 000 450, 000 97, 500 180, 000 45, 000 150, 300 45, 000 90,000 92, 920 110, 500 90, 000 45, 000 225, 000 90, 000 45, 000 90, 000 45, 000 45, 000 166, 550 450, 000 180, 000 90, 000 270, 009 153, 000 90, 000 45, 000 90, 000 224, 095 144, 900 45, 000 36, 000 27, 000 90, 000 72, 000 90, 000 76, 500 67, 500 90, 000 180, 000 45, 000 112, 500 225, 000 27, 000 45, 000 45, 000 73, 702 1.50 $5,176 1,660 1, 361 1, 645 1, 577 255 1,275 1,119 2,406 4,842 10, 940 2,729 7, 220 1,090 4,662 1, 951 2, 594 2,625 3, 448 3,398 1,315 6, 553 2, 990 635 3, 026 1,597 82 L 4, 186 12, 823 4,613 4,031 10, 495 5, 280 3, 282 870 3, 717 7,150 6,300 1,113 853 416 2, 545 1,691 3, 568 2, 860 2,716 4,795 8, 050 2, 393 3, 963 12, 201 595 940 1,325 2.88 1.85 2.03 1.75 1.89 0.81 2.83 2.49 2.06 2.15 2.43 2.80 4.01 2.42 3.10 4.34 2.88 2.83 3.12 3.78 2.92 2.91 3.32 1.41 3.36 3.55 1.82 2.51 2.85 2.56 4.48 3.89 3.45 3.65 1.91 4.13 3.19 4.35 2. 47 2.37 1.54 2.83 2.35 3.96 3.74 4.02 5.33 4.47 5.32 3.52 5.42 2.17 2.09 2.94 REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that went into voluntary liquidation, XCV <f-c.—Continued. Circulation. Date of organization. Name and location of bank. Date of liquidation. Issued. Outstanding Nov. 1, 1883. Auburn City National Bank of Auburn, N. Y . . June 16,1865 j J u n e 26,1875 '• $141,300 ' • Apr. 11,1S72 I J u n e 30,1875 j 45,000 j First National Bank of El Dorado, Kans 45,000 I First National Bank of Junction City, Kans... May 6,1872 | J u l y 1,1875 : Nov. 28,18711 J u l y 19,1875 36,000 i First National Bank of Chetopa, Kans Mar. 26,1874 I Aug. 25,1875 27,000 | First National Bank of Golden, Colo Apr. 28,1865 Aug. 26,1875 ! 54,000 i National Bank of Jefferson. Wis 90,000 '• Green Lane National Bank of Green Lane, Pa. Dec, 15,1873 Sept. 9,1875 ; ! Oct. Sept. 15,1875 I 30,000 ! State National Bank of Topeka, Kans : Farmers' National Bank of Marshalltown,Iowa. June 30,1873 | Sept, 18,1875 i 27,000 Kichland National Bank of Mansfield, Ohio July 11.1864 j Sept. 25,1875 135,000 Planteis' National Bank of Louisville, Ky Feb. 9,1865 ' Sept. 30,1875 315,000 45,000 First National Bank of Gallatin, Tenn..." Sept, 14.1870 !i Oct. 1,1875 90,000 , First National Bank of Charleston, W. Va t Feb. 23.1871 Oct. 2,1875 67,500 People's National Bank of Winchester, 111 May 19.1871 Oct. 4,1875 45,000 ; First National Bank of New Lexington, Ohio.. Oct. 11.1872 Oct. 12,1875 45, 000 First National Bank of Isbpeming, Mich . Feb. 15.1873 ! Oct. 20,1875 90,000 Fayette County N. Bank of Washington, Ohio Apr. 25,1872 : Oct. 26,1875 90, 000 Merchants' National Bank of Fort Wayne, Ind. i May 1,1865 i Nov. 8,1875 90, 000 Kansas City National Bank of Kansas City, Mo. i Nov. 27,1871 Nov. 13,1875 45,000 First National Bank of School craft, Midi : Oct. 22,1870 : Nov. 17,1875 90, 000 First National Bank of Curwensville, Pa ,• Mar. 3,1864 Dec. 17,1875 90,000 National Marine Bank of Saint Paul, Minn . . . 1 j June10.1865 Dec. 28,1875 $6, 668 1,242 1,505 1,055 505 2,533 2,131 583 835 9,865 29, 565 1,350 2, 645 3,708 1, 199 1, 758 3,127 2, 205 3, 951 1, 778 7, 337 4,560 4.72 2.76 3.34 2.93 1.87 4.69 2.37 1.94 3.09 7.31 9.39 3.00 2.94 5. 49 2.49 3.91 3.47 2.45 4.39 3.95 8.15 5. 07 i Totals and average percentage of 76 ! banks in liquidation, 1873, '74, and '75..! Grand totals and average percentage of j 165 banks in liquidation previous to 1876. \ 7, 823, 285 ; 281, 786 , 3.60 18, 587,365 438, 315 2.36 XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Principal liabilities and resources on October 2, 1883, of the national Deposits. October 2, 1883. Individual. 1 Maine 2 N e w Hampshire 3 Vermont 4 Boston 5 i Massachusetts, other 6 Rhode Island 7 Connecticut... Total division No. 1 N e w Y o r k City Albany ". New York, other Xuw Jersey Philadelphia Pittsburgh Pennsylvania, other Total division No. 2 Delaware Baltimore Maryland, other Washington District of Columbia, other Virginia West Virginia Other. 72 49 47 54 192 63 88 $10, 485, 000 6, J 55, 000 7, 98(5, 000 51, 050, 000 45,552,500 20, 540, 050 25, 926, 820 $2, 575, 305 $1.0,032,018 1,197, 682 ! 4, 982, 532 1, 795, 885 5,455,001 11,725,772 68,100, 999 13, 637,106 47, 924, 958 4,071,368 11,719,313 6,870,361 22, 542, 418 565 167, 695, 370 41, 873,47! 170, 757, 239 ; 1, 269,182 48 7 260 69 32 23 216 50, 350, 000 1, 800, 000 34, 744, lt>0 12, 2i;3, 350 17, 558, 000 10, 150, 000 31,552,690 23,875,025 1, 400, 000 8,789,415 i 3,824,198 8,717,303 ! 3, 324, 148 ; 9,097,587 ! 221,672,302 6, 688, 993 79,777,949 \ 29,700,324 64, 586, 993 21,557,475 65, 475, 394 675, 495 78, 074 675, 067 188,454 234, 522 228, 879 448, 373 655 158, 358, 200 59, 027, 670 ; 489, 459, 430 . 2, 498, 864 15 17 24 5 1 23 19 1, 783, 985 11, 690, 330 2,517,700 1, 125, 000 252,000 3, 496, 300 1,866,878 616,265 ! 2,870,300 755,758 279,285 ; 60, 000 1,060,125 490,183 ; 4,538,700 19,324,940 i 6, 246, 630 i 2,653,571 712,954 12, 385, 827 2, 802, 920 15 13 33 2 10 3 2,401, 000 1, 885, 000 2, 331, 000 100,000 1, 493, 000 175, 000 3,125, 000 100, 000 3, 652, 250 455, 000 3, 551, 500 9, 016, 400 4. 315, 300 472, 656 754, 000 635, 359 14,923 276,660 2,566 1,100,000 2,000 1,048,550 69, 500 763, 981 1, 597, 852 810, 120 3, 214, 853 2,583,717 2, 812, 938 401, 078 1, 567, 801 309, 944 8,058,121 : 78,334 8, 002, 525 1,097,239 3, 617, 737 9,960.753 8, U U , lfcC $96, 590 324,721 36, 731 94, 937 294,132 120,532 301,539 44,703 109,992 39,066 483,115 Total division No. 3... 26 27 28 29 30 31 32 33 34 North Carolina... South Carolina . .. Georgia Florida Alabama Mississippi New Orleans Louisiana, other.. Texas Arkansas Louisville Kentucky, other . Tennessee. 1 43 56 30 Total division No. 4. 35 36 37 38 39 40 41 42 43 44 Cincinnati ; Cleveland | Ohio, other | Indiana : Chicago '• Illinois, other | Detroit '. Michigan, other.. I Milwaukee Wisconsin, other. Total division No. 5 45 46 47 48 49 50 I Iowa ' Minnesota i Saint Louis I Missouri, other I Kansas i Nebraska Total division No. 6 7,548,167 13 7 180 98 11 151 5 83 3 42 9,100, 000 4, 515, 000 21,568,250 14,028,500 ' 10, 050, OflO 12,953,524 2, 650, 000 9, 015, 000 650,000 3, 385, 000 1,049,000 ; 770,000 4,213,562 i 3, 716, 810 2,640,000 i 3,963,763 < 180, 000 1, 975, 839 290,000 ' 730,909 593 i 87,915,274 19,529,883 50,124,226! 14,215,973 8, 246,135 37,153,180 23, 542,138 37, 480, 514 30,340,177 6,944,202 , 19, 859, 678 4,003,322 ! 10,496,149 192,281,468 j 40, 466 ; 226, 761 I 73,170 783, 964 : 262,050 279,846 2.161,841 735,000 454, 609 • 480,902 i 672,608 , 56,876 i 789,061 ! 467,791 I 33, 986 ! 694,098 84, 774 4,469,705 6 28 36 40 9, 055, 000 9,151, 600 3,150, 000 2, 700, 000 2, 250, 000 2, 860, 000 1, 949, 982 1,439,484 723, 655 492, 579 365, 024 454,667 16,647,922 17,036,350 5,939,646 5,683,050 6,993,926 9,419,110 i i : \ : 263, 352 407, 436 192, 919 87, 768 338, 638 333, 996 263 29,166, 600 5, 425, 391 61,720,004 ! 1, 624,109 110 j ! 32, 600, 450 177, 616 209,756 108, 212 43 REPORT OF THE COMPTROLLER OF THE CURRENCY XCVII banks by Stales and reserve cities, arranged in eight principal divisions. Loans and discounts. Gold and gold ^ Silver. Silver T r e a s u r y certificates. Legal tenders and United States certificates of deposit. $18,778,199 8, 536, 854 12, 054, 045 109, 511,660 84,663,010 30,8.11,846 42, 183, 466 $519,480 132,492 158, 715 2, 086, 908 1,287,046 261,545 874,602 $650 3, 040 9,150 124,230 51,170 5, 610 80, 970 $52, 424 53, 942 46, 974 117,655 28(5, 858 81,208 183,427 $2, 210 240 1,100 202, 900 20, 800 3, 550 1,800 $199, 727 130, 045 182,021 4, 623, 910 1,745,045 418,284 856, 553 306, 539, 080 5,320.788 3, 274, 820 822, 488 232, 000 8,155, 585 245, 469, 803 8,117,873 90,625,019 33, 349, 099 63, 581, 157 26,310,512 70,122, 056 28, 598, 702 1 331,919 2,318,153 628,391 5,652,354 1,59 5,484 2,697,339 20 541,100 143, 500 375, 000 99, 200 164. 520 202, (500 165,090 436,422 21,663 660, 781 290, 580 G86, 767 99, 756 1,098, 849 697, 950 6, 540 37, 340 28, 569 249, 780 8, 690 85, 700 19, 677, 605 635, 607 3, 606,161 1,827,151 5,481,115 2, 446, 744 2, 994,124 537,575,519 41, 823, 342 21, 091. 010 3, 2f' 818 1,114, 560 36, 668, 507 300, 250 2, 500 43, 360 55, 000 4, 880 1, 520 669 1 I, 505 92, 187 13, 671 4, o:;5 107,51(1 37, 292 1 300 •62, 300 8,910 34, 970 8, 550 15,040 7, 450 900 757 2, 522', 686 439, 551 283,146 34, 460 813, 424 261, 853 4 611 Ad0 27, 780, 754 5, 907, 572 2.1:')(!, 097 374, 961 12,958,703 3, 522, 372 V> 1 ()0l> 217, 767 189, 970 93, 964 50, 000 40(5. 254 165,827 57,311,951 1,244,874 467,510 467, 875 138, 520 4, 555, 877 4. 832.129 4, 530,126 5, 252, 121 371 973 2, 379, 547 325, 591 9, 334, 326 132, 878 10,099,212 1,102,560 7, 987, 421 14, 468,111 10,475,194 117,193 149, 424 79, 456 12 930 69,996 31,078 164,714 492 262, 543 12,725 264, 0o3 343,073 474,578 260 100 23, 310 2, 550 2, 750 22, 400 ; 20,130 190 70, 100 20 27, 390 1, 650 46, 500 26, 230 33, 650 85, 548 100, 030 95, 386 10 060 38, 185 22, 574 97, 200 2, 412 137, 248 20,172 34, 907 87, 276 144, 260 13, 590 14, 750 407, 450 5,420 97, 720 5,430 3, 500 34, 310 56, 940 269, 616 215,207 264, 022 53 000 140, 959 35, 705 781,393 11,130 795,. 796 128, 254 421, 505 464, 732 525, 427 71, 290,489 1,982,265 : 249, 530 875, 258 666, 810 4,106, 746 19, 947, 813 10, 702,151 45, 614,109 38, 744, 861 42, 293, 546 32, 903, 203 8, 429, 916 24, 547, 658 3, 613, 966 10, 227, 595 248,769 9(56 246 1, 968, 138 : 1, 325, 265 4,928,303 1, 709, 855 680, 060 1, 037, 681 398, 304 631, 307 90, 000 6 000 65,110 36, 020 702, 000 43, 960 10, 000 10, 540 55, 000 8,600 47, 882 l) 3 498 306,107 265, 519 146, 289 268, 879 50, 402 152, 077 30, 837 75, 974 68, 750 33, 000 68, 640 128, 400 52, 710 16,470 7,160 3, 000 1,700 3,134, 523 1 28> 000 2, 949, 846 2/195,702 6, 463, 661 1, 920, 868 565,458 904, 881 361, 285 464,120 1 027, 230 1, 367,464 379, 830 20, 245, 344 227,144,818 . i ; ; 13,193,928 20,124, 327 24, 084, 504 10, 635, 209 6,173,108 5, 995,136 9, 732, 259 822,517 784, 630 519, 803 353, 986 349, 997 410,229 : 25, 030 3, 030 164, 000 14, 330 10, 030 17, 270 161, 575 123, 739 17, 504 56, 403 56, 314 76, 007 18, 790 4,950 19, 000 22, 860 23, 610 9, 940 1, 275, 607 1,031,082 1,120,819 310,093 737,412 541, 550 76, 744, 543 3,241,162 ; 233, 690 491, 542 99,150 5, 016, 563 65G8 0 c YII 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 4V 42 43 44 45 46 47 48 49 50 XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Principal liabilities and resources, on Deposits. October 2, 1883. 51 ! Colorado . 52 Nevada 53 San Francisco 54 California, other . 55 Oregon Total division No. 7. !No.of| Ibanks. l ! 14 I 6 I 44 i 56 i Arizona 57 Dakota. 58 | Idaho .. 59 j Montana New Mexico. Utah Washington. Wyoming . . . 2, 501 Surplus. Individual. ! $1, 640,, 000 i 75,000 ' 1,500,000 I! 2,050,000 505,000 i 5, 770, 000 I 1, 449, 385 | 100,000 1,706,700 200, 000 1,210,000 550,000 450,000 760, 000 425, 000 1,320 ! 358,242 ! 20,000 ! 170,000 i 143,818 169,500 43,757 i 103,000 i 5,461,700 ! Total division No. 8 Total for United States Capital. $775, 700 I $10, 837, 555 j 20, 000 167,002 211, 400 1, 533, 044 382, 285 6, 591, 333 60, 000 2, 296,429 1,009,637 Other. | $334,180 | -! 416,973 I 21, 425, 363 751,153 ; 107,011 '• 4,080,280 i 391,892 ;. 4, 550, 274 ! 1,169,187 I 1,479,516 ! 1,622,746 I. 1,603,522 | 58, 674 153, 894 161, 790 185,172 85, 305 66, 891 15, 004, 428 7il,726 509,099,787 ! 141,995,534 1,049,437,700 14,163,456 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX October 2, 1883, <fc—Continued. Loans and dis- i counts. S3? $7,670,978 217, 485 2,148, 481 6, 026, 585 2,598,824 ; $575, 243 ; 24, 650 888, 920 810, 315 i 513, 262 • 18,662,353 j 2, 812, 390 ; 56,998 I 3,649,190 • 241,055 i; 4,729,724 1,125,131 1, 010, 375 ! 1,850,675 • 1,312,880 • 41,315 178, 700 24, 790 145, 423 89, 767 122, 436 235, 615 100, 661 I States certificates of deposit. 50 3,490 180 $908, 606 1,130 7, 940 87,157 14, 434 18,780 147,143 | 13,340 1,019,267 13,280 13,970 120 loo ; | 31,020 320 4,500 13,976,028 ! 938, 707 j 50,030 1,309,244,781 j 70, 557, 456 | 1 ^iSr Legal tenders $9, 510 160 852 i : C y $58,795 j 2,204 | 15 690 i 52,497 i 17,957 $5,450 i : v G-old Treasury certificates. 27, 012, 600 128,308 ! 7, 594, 896 4,500 1, 630 40 26, 093 363,125 29, 900 267, 646 77, 275 21,819 14, 073 75,177 8,220 875,108 2, 653, 030 80, 642, 997 . 29,505 i 3 219 18,201 I 13 693 ' . 17,654 i 36,221. ! 8,903 ; 1,800 250 51 52 53 54 55 56 57 58 59 60 61 62 63 C REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks and trust camp a me*, private hankers, and savings banks, with the months ending State banks and trust companies. States and Territories.; ; 1 2 3 4 5 6 7 ; Maine I New Hampshire Vermont : Massachusetts j Boston I Rhode Island Connecticut ; England States 10 11 12 13 14 15 16 17 18 New York New York City Albany New Jersey Pennsylvania Philadelphia . . . Pittsburgh Delaware Maryland Baltimore Washington . . . cv, 31 32 33 Virginia West Virginia . . . North Carolina... South Carolina . . Georgia Florida Alabama Mississippi Louisiana Xew Orleans Texas i Arkansas .. ; Kentucky i Louisville : Tennessee. Middle States Banks. I Capital. Deposits. 1 1 5 3 3 15 12 $50, 350, 260, 644, 3, 074, 2, 476. 40 6,855,630 16,468,616 49 31 2 11 85 15 21 7,001,542 18,148, 114 550,000 1.255,373 4,411,404 762, 175 3,270,897 673, 689 455,841 2, 447, 5LI 19,581,388 86, 794, 593 1,390,139 2,973,119 10,072,689 25, 234, 689 5, 215,545 917,742 441, 056 4 11 234 54 17 9 4 6 ; 17 ! $2,340 36, 003 1,607,553 1,323, 634 6, 120, 679 3,611.242 3, 767, 165 000 000 000 349 385 896 : 2,321,590 ' 1, 177,128 747, 894 295, 000 3,034,625 : San Francisco. 54 i Oregon 55 ! Ari 56 j Dakota 57 i Idaho 5 8 ; Montana 59 New Mexico... CO Utah 61 i Washington... 62 Wyoming Pacific States and Territories United States 270,208 • 5, 137,229 87,488 i 3.089, 199 1,477,416 611,067 : " 52,333 4, 341, 9S3 123,758 4, G32, 122 i 1,939/276 ' 2,280,131 i ,«« ««« ! 412,310 i 5, 902, 969 | 5,116, 149 I 3, 050, 686 | 885 40, 005, 937 I 71, 540, 139 20 3 4 9 29 8 20 16 3 643, 013 3, 000 74, 017 218, 553 471,197 112,388 374,472 j 2, 061, 637 70, 000 ' 945, 544 42,427 i 119,216 216,499 i 47, 745 433,654 683, 840 81, 830 272, 706 425, 241 1, 257, 221 439, 485 1,193, 246 126,265 | 87, 343 53, 333 |.. 1, 761, 804 i 4, 052, 620 112, 110 • 165, 318 ! 394,628 ; 1, 795, 145 ! 206, 584 ; 687, 524 I 71,464 i 172, 054 !, 505, 356 i 2, 055, 955 252 ! 4, 809, 796 j 13, 541,159 163, 656 3,132, 931 20, 882 1,350,032 623, 837 4,198, 909 88, 268 2,169, 517 ! 117,717 3,228,683 8,846,734 i2, 398, 878 3, 378, 821 j 88, 973 4, 849, 999 i 329, 692 2,654,682 j 112,477 13, 489 6,252,293 I 6, 100,367 : 222, 112 51, 924 1,9*1,978 325, 025 10,360,654 849, 920 is, 074, 610 1,810,416 j 47, 883 480,354 545,512 : 4, 361, 082 !17, 004, 516 775,472 ! 3, 042, 679 826,114 105,000 ! 3,164,190 I 9, 590, 096 3,042,881 | 13, 282, 590 586,381 ! 3, 726, 779 1,009,099 i 3, 727,131 826, 455 206,041 j 793,229 i 3, 309, 346 161,500 i 1, 536, 607 2, 583, 751 i 7, 017, 806 935, 068 ! 2, 814, 325 1,083,125 i 4, 946, 562 454, 973 j 614, 089 796,437 j 3, 006, 734 461,458 ! 1, 539, 460 325,667 | 2, 934, 365 213 8 5 103 286 23 124 8 81 4 245 70 75 10 117 71 31 79,346,491 Western States 53 I 1,941,768 7,624,691 354,521 268,883 478,606 81, 876 653,938 20, 000 251, 189 106. 863 615,000 j 1,012,426 644,205 i 1,441,669 Ohio Cincinnati Cleveland . . . Indiana Illinois ! Chicago ! Michigan. ; Detroit ; Wisconsin '• Milwaukee j Iowa | Miunesota | Missouri ! Saint Louis | Kansas | Nebraska j Color-ado . 51 !Nevada 52 !California 2, 274. 0U6 $47,319 ; 1,000 i 3,700 ! 250,000 i i, 483, 750 i 234, 119 • 140,000 ! 38, 976, 546 154, 894, 971 11,782.335! Southern State: 34 35 36 37 38 39 40 4i 42 43 44 45 46 47 48 49 Private Invested ; J in TJ. S. Banks. Capital. Deposits. bonds. i 4 i 108,000 ; 98, 560 I f<8 : 8,283,006 ! 11,269, 822 i 197,341; 5 ! 7, 901, 233 ! 18,199, 412 i 3, 319, 780 'I* 735, 988 : 256, 457 818, 952 466, 913 20; 912, 530 12 i 2,083,517 974, 571 ! 1, 203, 466 14 243, 673 112, 932 396, 279 127,511 18 18, 368 5, 358 2»; 724, 031 [ 446, 708 13 181 925 6,667 5 ! 233; 952 11 ! 206, 000 1 1. 525, 109 4 j 257, 000 271, 201 4 ! 128, 054 5 67 I 16,292,239 29, 567, 794 3, 517, 121 996 113,970,677 318, 783, 228 2474^7604 117 •• 5, 300, 583 14, 036, 579 2, 802 ,76,121, 961 il82, 667, 235 REPORT OF THE COMPTROLLER OF rJHE CURRENCY. CI average amount of their capital, deposits, and investments in United States bonds, for the six May 31, 1880. Savings banks. bankers. Total. ! Invested Invested in U . S . 'Banks.! Capital, i Deposits. I in U. S. iBanks. bonds. bonds. 58 65 16 154 12 34 83 $38,550 1,984,618 7,045 18,420 ! ! , • $21, 599, 469 I 28,204,306 ! 6,907,562 '142,510,224 ! 56,796,871 i 39,188,748 i 73,549,860 • ! j ! ! ; 64 $47, 319 71 51,000 22 353, 700 161 510, 000 57 5,128, 099 56 3, 308, 504 105 I 2,616,896 Deposits. Invested in U. S. bonds. $21,721,964 $3,292,950 ; 1 28, 301, 549 924,499 ! 2 8, 531,140 690,846 i 3 144, 268, 273 13, 857, 606 4 64, 553, 766 9,051,771 ; 5 43, 134,708 5,207,957 6 78, 457, 961 8,404,664 7 37, 693, 200 | 2,048,633 358,430 7,528,342 3,000 800 274,180 117,527 i ,425 $3, 284, 637 919, 297 653, 862 13,633,993 6. 499, 110 4,570,369 8,131, 932 Capital. 91 I 23 i 7 ! ! ! i , " 2 0 3 ,'O37 '< 289 ,758 ; 8, 782, 499 $40,000 34 1 4 • 2 > 5 ! 9 i 1 I 4;>8, 300 10, 085 20, 075 !131, 291, 297 "457993/290" ' i 303 ! 8, 525, 645 174,566,730 i 73,737,079 ! 506 \49, 335, 306 ' 12,289,861 • 2, 552, 905 I 12 ! 641,000 ! 17,417,079 1, 324, 553 5,871,992 ! 51 270, 878 70,000 j 271 i 8, 789, 931 22,157, 680 6, 472, 097 j 61 2,108,904 7, 961,178 1, 679, 366 • 31 : ' 4, 053, 579 1, 207, 860 075, 089 8 235, 703 12 . 564, 434 21,467,947 38 , 3, 134,842 317, 644 357, 060 162, 275, 473 48, 293, 488 291, 914, 072 88,890,112 13,751,649 2, 910, 426 20,391,118 6,141, 675 29, 071, 132 822, 786 51,496,370 6, 671, 500 74, 651, 589 2, 340, 729 2,127, 426 20, 000 819,944 264, 727 25,814,319 10, 200, 253 3, 305, 875 310,293 181 j 528,460 389,183,857 146,301,15:: 2 S 340,912 558,336 1 j ' 2, 000 885, 004 14, 583 742 209, 358 45, 000 643,013 163, 133 75,102 306, 979 471, 197 125,388 1 • 14 5 62,400 1 5,000 4 3 8,940,548 1,413,171 550,515 10,570 48,167 ! ' 2,151,270 42, 061 CO, 000 208,'018 273,847 13,961,465 • 2,474,557 129, 272 112,423 25. 000 7 i 680,710 ; 2,839,944 : .; 9 2,119,796 ! 41,385,352 2,711,604 j 1 41,742 58,532 6,300 1 : 364, 457 9 4B0, 629 12 104, 54(5 1 245, 208 112,932 127,511 358 440, 708 6, 667 206. 000 257, 000 128,054 17 2,842,248 14,366,684 85 2'i 15 44,283,828 2,717,904 201 24,435,070 87,888,201 6,601,720 ! 658 4,044,187 817,644,113 189,187,816 ; 4,456 194,136,825 1,319,094,576 228,053,104 j CII REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks and trust companies, private bankers, and savings banks, with the months ending State banks and trust companies. 1 States and Territories. \ Banks.' Capital. • I 1 Maine 2 New Hampshire. 3 Vermont 4 ! Massachusetts .. Boston. Rhode Island . Connecticut .. $50, 000 350, 000 260, 000 790, 633 3, 361, 608 2,451,000 New England States Middle S t a t e s 19 20 21! 22 ! 48 31 2 10 73 18 18 4 4 10 \ 615, 000 j 1, 109, 300 675,293 • 1,311,167 2,237,803 •' 1,487,013 : 130,236 ! 5, 683, 563 ; 4,967,554 • 1, 748, 019 ! Southern States . . ', Western States Nevada California San Francisco Oregon Arizona Dakota Idaho Montana New Mexico Utah Washington Wyoming Pacific States and Territories United States 6,371,435 • 3, 313. 510 1, 063, 523 1, 553, 145 3,961,950 5,147,188 1,777,789 495,204 7,065,484 : 5, 903, 221 : 3, 356,-247 Deposits. $53,200 $169, 764 1,000 45, 234 2,804 ! 17, 267 50,000 ! 539, 028 4,065,097 ; 2, 570, 068 358,181 ; 462, 268 168,500 ! 1,359,079 $1,375 113, 748 167, 614 592, 798 909, 584 132,725 1, 917, 844 j 4, 698, 782 < 5,162, 708 163 1,551,347 508 45,482,515 ; 550,000 3 26, 231 172 4,140,679: hi 1,890,614 563,910 7 5,000 1 49,177 2 773, 657 19 364, 000 li 7,211,333 25,277,222 1,832,351 20, 527, 888 105, 898, 639 : 6, 987, 938 60, 000 ; 182, 579 ' < ! 1,167,683 3,487,561 '"323,675" 388. 685 : 3, 718, 015 11,599,119 768, 280 33,648,619 48; 033 623,348 2,922,125 5, 943, 543 10, 000 604, 561 844,743 256, 675 447,812 548, 605 36,189 1,816,816 2, 346, (510 2, 280, 452 : 1,158,983 I 463,807 : 305,000 2, 959, 758 23 i Georgia 24 I Florida 25 I Alabama Mississippi . 27 Louisiana*. 28 I New Orleans.. 29 I Texas 30 ; Arkansas Kentucky Louisville Tennessee 51 52 53 54 55 56 57; 58 59 ; 60 61 62 $77,409 25,658 I 2,057,666 ; 1,977,822 • 8, 153,354 : 4,212,867 4, 463, 846 : 218 j 39, 280, 513 189, 777, 240 10, 506, 894 Virginia West Virginia.. North Carolina . South Carolina . 34 I Ohio 35 j Cincinnati 36! Cleveland. Indiana . Illinois . . . . Chicago Michigan .. Detroit 42 Wisconsin 43 Milwaukee . 44! Iowa 45j Minnesota 46; Missouri. 47 ! Saint Louis . 48! Kansas 49 ; Nebraska 50! Colorado • Invested Deposits, i in U.S. Banks. Capital. ! bonds. 41 ; •JI 263, 841 • 20, 968, 622 New York 9 New York C i t y . . . 10 Albany 111 New Jersey 12! Pennsylvania Philadelphia. Pittsburgh .. Delaware 16 I Maryland 17 I Baltimore 18 I Washington . Private 12,699,067 45,414,376 1, 611, 470 1, 560 19, 978, 585 6,174, 785 2, 025, 477 1.9, 183 43, 742 2, 389, 032 3, 747, 703 55,397,130 I 94,104,980 I 208,136 66, 790 50 45, 000 18 3 4 8 30 6 21 11 3 5 107 11 23 3 5 122, 693 395,161 65,230 91, 177 249, 922 199, 763 "3697792"' 70, 000 40,833 229,956 • 478, 910 99,079 564,085 314,579 146,329 32,000 2, 560, 951 87, 066 368,731 178, 000 48, 517 2,102,077 ! 992,892 I 102,240 I 53,921. I 1,308,131 ' 521,699 : 1,372,342 833, 326 35,812 I "7,033,240'i 184,305 I 1,936,815 1 728,464 i 118,240 \ 21,712,481 i 42,429,163 • 1,443,922 j 258 5, 588, 828 ; 17, 323, 504 • 28 4 3 24 14 7 22 6 29 4 58 20 101 19 40 12 162,308 ; 1,225,363 i 3,390.421 : 562,150 ; 1, 558, 046 I 60,094 i 1,004,607 4,876,499 491,161 ' 1, 303, 220 2,291,526 40, 190 : 320,682 i 1,301,320 26,333 1, 951, 000 I 8, 793, 445 1,001,700 ! 1, 156,704 j 3,404,975 ' 42,227 i 732,772 ! 5,887,273 • 300,367 982,117 ' 5, 204, 869 95, 236 373,231 1,717 6, 954, 542 2,655,731 291,564 7, 975. 671 2,196, 744 4,475,337 23, 774 3, 245, 859 14,816,825 ! 339, 742 5,501,723 24,807,700 ' 339, 419 920, 399 2, 342, 089 30, 937 269, 072 607, 705 ; 355, 613 1,159, 507 5, 000 399 24,757,047 | 99,847,750 j 3,251,769 6 89, 000 617,119 7, 778, 073 12, 405, 968 254, 290 8,726,011 18. 816, 574 4, 219, 649 456, 344 6, 300 461,049 50, 000 80, 000 198,669 51, 000 80 ' 17,180,428 97,808!. 32,597,187 , 4,530,239 978 113,194, 310 385, 619, 962 21, 650, 668 4,119,220 812,167 55, 000 3, 130, 268 4,183, 346 2, 004,197 1,213j 796 161,256 848, 746 64, 667 2, 975, 737 679, 227 1,120, 244 261,302 1, 001,172 675, 300 547, 827 213 8 4 106 310 24 137 7 79 4 276 89 81 11 135 86 51 19, 931. 774 ; 3,863,817 ! 963,938 j 11,870,164 I 21,656, 149 i; 10, 455, 063 5,218,413 • 945, 669 i 4,901,883 \ 530,047 ! 10,388,843 i 2,772,567 ! 6,843,267 j 304,976 1 4,076,393 '. 2, 053, 586 ! 2,705,441 I 1,621 (23,853,472 109,481,990 ! 292, 851 387, 709 , 275,918 436, 500 67, 319 210, 263 6, 561 14 i 512, 706 ; 8! 13, 333 10 j 157. 225 ?84; 050 ! 135, 208 9I 22 I l 141 I 3,785,643 637, 530 ! 1.022, 592 ! 8, 271,660 I 973, 519 ! 430, 587 ! 484, 335 ! 19, 097 j 904, 498 ! 459, 518 1,484, 711 657, 015 421, 310 : 15,772,372 3, 038 93, 323, 855 241, 845, 554 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIII average amount of their capital, deposits, and investments in United States bonds, for the six May 31, 1881. Total. Sav] ngs b a n k s . bankers. Invested in U. S. Banks. Capital. bonds. Deposits. Investod in U. o. bonds. Banks. Capital. i Deposits. 16, 667 1, 003, 343 32, 613 8,063 57 67 16 157 12 33 83 1, 067, 652 425 25, 000 403, 052, 876 36, 640, 795 546 11, 987, 623 ; 429,184, 206 364, 268 9, 670, 751 351,000 333 288, 461 224, 208 20, 374 89 24 7 33 1 4 5 145, 650,176 54, 898, 091 192, 517, 560 83, 257, 940 2, 964, 825 13,981,392 20, 388, 409 7, 729, 081 67, 850 369, 457 25, 007, 693 6, 534, 649 2, 372, 208 9, 918, 603 1 43r> 466 10,976 295, 395 23,123, 778 10, 749, 845 31, 585 397,172 300 563 12 48 246 74 30 7 11 39 7 8, 762, 680 66, 010, 403 616, 000 1,238,914 7, 858, 694 2. 658, 894 A, 019, 335 609, 561 507, 074 2, 640, 698 364, 000 $9, 966 $25, 000 45, 000 533, 300 9 195, 384 287, 029 5 10 1 11, 401, 808 181 35, 000 35, 617 3 7,000 10, 085 20, 225 $24,116,117 $4, 049, 652 32, 092, 232 738, 716 508, 777 7, 971, 977 162,120, 982 14, 485, 728 5, 720, 483 59, 921,155 38, 364, 006 4, 228, 338 78, 466, 347 6, 909:101 608, 610 433, 085,101 168, 617, 050 1,337 418, 741 813, 449 2 15, 000 2 1 """ 2,000 307, 201 929, 082 17, 750 21, 689 1 14, 000 1, 250 80, 000 2 129 74 19 13 14 54 27 800 48, 280 30, 000 66 72 22 163 62 55 106 28 3 13 120 14 75 2 397 15 31 11,833 75, 350 10, 000 75, 000 150, 000 10, 021, 320 1,716,516 946, 035 67, 515 393, 671 2, 586, 087 2,133,583 122,645 85, 234 24, 648 550 202,292 246 12 8 145 330 33 161 14 108 8 337 112 182 3, 483,180 2,125 i 30 175 98 59 38 515, 350 17, 639, 717 100, 000 104, 074 250, 000 454, 074 16, 670, 494 681,965 4 8 1,951,243 12 2, 633, 208 2, 233, 524 41, 892, 395 44,125, 919 MiU08 6,911,198 665 4, 220, 038 899, 973, 492 214, 880,178 264, 825 19 102,407 ?0 50 45, 000 7,000 23 24 800 170, 973 26 30, 000 395,161 flR 14, 000 66, 480 30 171,177 31 249, 922 32 211,596 33. 9, 424, 395 507 118, 369 228, 281 506, 510 9, 286, 961 4, 306, 402 1,165,763 1,914,267 6,199,163 539, 449 2 481 642 2,144, 493 35, 812 5 149 585 8 811 029 679, 509 9, 002, 299 6, 631, 685 3, 474, 487 2, 689, 446 2, 058 49,125, 869 226, 969, 457 21,689 1,173,782 40, 000 3, 068, 985 1, 228, 983 504, 640 : 549, 956 3, 438, 668 101, 079 1 179 085 ' 989, 872 146, 329 2 271 932 4 047,964 217, 302 6, 052, 294 5,145, 554 1,796,536 936, 899 340. 239 2,033,711 734,8:4 1,357, COS 1, 198,137 117,2 1 503, 91 2 207, 19U 2, 067 360, 976 69, 622 473, 884 383, 825 63, 537 14 070 20, 000 2, 069, 879 165, 000 15 83 24 16 9 37 2 14 8 \ 4 233 8 9 10 11 12 13 14 15 16 17 18 95, 286, 253 716, 967, 321 190, 525, 752 1,729,391 437, 870 5 1 2 3 4 5 6 7 39, 626, 291 i 283,626,465 57,094,710 343,830,575 99, 916, 629 i 15,775,441 3, 315, 825 23, 877, 530 8, 053, 089 744, 996 i 31, 947,161 6, 806, 890 64,831,097 17, 887, 623 3, 015, 930 10, 000 2, 299, 392 267, 651 : 887,742 27, 859, 420 10,981,418 318, 614 4, 144, 875 24,495,977 5 i°] 863 15,861,757 15, 878, 20(5 23, 903, 504 19,31(5,023 9,017,059 9,419,029 10,106,752 7 484 589 18, 592, 795 7,754,414 21 660 092 25 112 676 6, 418, 9482 2 661 91 3, 864, 948 9 656,222 280, 205 8, 967 571. 999 1, 245, 738 172, 5S9 74, 464 7, 333 111,960 350 67, 287 45, 848 134,142 44. 406 32, 600 14 070 15, 000 3 3 i $24,363,290 $4, 056, 618 740, 091 32,163,124 622, 525 10,046,910 : 164,637,832 14, 670, 009 : 70, 644, 577 7, 316, 624 ! 43, 039, 201 5,170, 535 • 84, 289, 272 7, 049, 889 1 61,822,546 263, 780 15 6 2 2 $53, 200 76, 000 352, H04 310, 000 4, 855, 730 3, 719, 789 2, 620,100 Invested in U. S. bonds. 30, 739,179 5, 509, 583 1 374 317 1, 059, 667 4, 433, 488 4, 579, 378 3.965, 197 2, 445, 500 1, 044, 028 1,830,863 437 898 5,671,468 2, 875, 971 4 366 103 5 763 025 1,921,571 944 372 903, 440 381,851 8, 847, 747 11, 953,172 892, 844 147, 319 216,263 6, 561 512,706 13,333 208 225 284, 050 135, 208 100,000 1,254,649 254, 290 15,662,084 68, 980, 629 11, 234, 921 256, 300 1, 434, 568 50, 000 635, 256 484 335 19, 097 904, 498 459, 518 1 582 519 657, 015 421, 310 23, 599, 279 I 92,495,478 11, 895, 511 4, 681 210, 738, 203 1,527,439,008 253,201,340 34 3f> 36 37 38 39 40 41 4?, 43 44 45 46 47 48 49 50 5t 5? 53 54 55 56 57 58 59 60 61 62 CIV RKPOftT OF THE COMPTROLLER OF THE CURRENCY. Number of State hanks and trust companies, private bankers, and savings banks, with the months ending State banks and trust companies. States and Territories. $9, 272 25,541 2, 629, 483 2,150, 705 10,828,462 4, 379, 082 4,938, 177 New England States 8; New York 9 ; New York City 10, Albany 11: Now Jersey 12 \ Pennsylvania 13 i Philadelphia 14; Pittsburgh 15 | Delaware 16 Maryland 17 Baltimore 18 Washington Middle States 19 20 21 22; 23 24 I 25 26 : 27 28 29 30 i 31 32 33 Virginia W e s t Virginia N o r t h Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana N e w Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States.... 34 Ohio 35 Cincinnati 36 Cleveland 37 Indiana 38 , Illinois 39 ; Chicago 40 . Michigan 41 Detroit 42 ; Wisconsin 43 Milwaukee 44 Iowa 45 Minnesota 46! Missouri 47 \ Saint Louis 48 I Kansas 49 ! Nebrask a 50 I Colorado W e s t e r n States . . . . 51; 52 53 54 55 56 ; 57 j 58 59 60 61 62 Nevada California San Francisco Oregon Arizona Dakota Idaho. Montana N e w Mexico . Utah Washington . Wyoming. Pacific States and Territories United States ; Invested Deposits. . in U. S. Banks.; Capital. bonds. Banks. Capital. 1 Maine 2 | New Hampshire 3 ! Vermont 4 J Massachusetts 5 : Boston 6 ; Rhode Island 7 j Connecticut Private 10 2 ' $210,000 4, 405 555,325 810,417 83,377 i ; ; • 24,966,722 1 3,663,524 ! 31,281,778 L30, 220, 961 1, 674, 602 4,047,185 13, 329, 320 35, 300,119 5,770, 173 958, 305 480, 1(14 2, 445, 70(5 205 1,788,506 ! 7,239,463 '• 351,000 418, 644 616,576 42, 900 626,174 6,667 244, 075 38,202 Deposits. j 64,167 ! 6,088,250 | 412,496 ! 477, 158 $224, 909 256 22,001 618,206 5,980,391 553,489 2,018,460 104 ; 7,130,196 9,417,712 3 64 8 16 $88,125 ! ! i ; ! ! | 15,152,959 : 162 I 1,753,420 536 ! >1, 654, 464 '•.56,364,207 : : 91,000 85,767 '. 3 j 16,710 341 4 i 24,780,177 ! 203 i 4,295,918 50 I 2, 040, 877 : 6,097,791 : 785, 754 3,278,514 • io ! 5,000 7,132 ! l !• 37, 837 31,386 : 2 2, 942, 802 35 ; 1,104,268 408,517 4,338,716 : 40,562,792 225,508,253 11,372,207 . 1,014 ; 62,193,765 113,079,792 410,590 i 40,000 ; 56,667 i 189,577 561,667 I 131,521 576. 175 I 372; 537 i 132,286 i 71, 000 ; !, 708, 3*54 : 176,676 ! 602. 308 180, 500 99, 773 54 18 10 4 22 2,369,397 1, 145,057 510,534 i 405, 000 2, 970, 333 7,770,008 3, 970, 727 1, 154,273 1,774,087 4,517,393 6 17 615,000 659,824 2,046,648 1,620, 183 111,583 2, 213, 700 1, 978, 079 112, 167 5, 577, 074 5, 090, 596 1,725,292 5, 586,109 3, 357, 246 206. 712 6, 530, 576 6, 8-")8, 511 3, 063, 792 557,302 ! 26,619 I 17, 981 73, 311 465, 135 29, 981 246 25,372, 053 48,465,265 1,635,815 293 j 6, 369, 701 j 19, 981, 042 3, 667, 715 1, 150,458 5, 545, 652 2, 582, 609 2,581, 150 11,914,114 4, 054, 348 6, 994, 957 5, 77:5, 299 9, 072, 025 7, 578, 034 6, 495, 1:57 17,706,715 28, 527, 263 2, 742, 402 1,301,035 2, 477, 522 121,135 64,156 400, 000 197, 814 73, 1(57 1,158, 567 55, 100 216, 383 74. 999 3,366 204, 390 22, 200 528, 940 47,229 35, 929 221 ! 4 15 5 52 13 26 22 22 14 19 6 31 5 53 23 118 19 54 28 14 996, 856 300, 000 1,053,435 1,333, 696 605, 376 2, 697, 573 975, 372 806, 164 942, 930 473, 231 2, 290, 823 2, 291, 842 4, 306, 632 5, 081, 333 1, 210, 861 555, 731 558, 401 439.26,486,256 120,170,435 53 10 3 4 82 97, 333 7,190. 822 8, 540! 142 88,175 47, 167 39, 435 359, 627 13, 811, 198 16, 959, 847 545, .184 326,019 29, 249 57, 994 860, 577 16,061,068 32,891,701 197,686 104,500 . * 51,667' 10, 000 19 3 5; 8 30 9 23 10 3 10 123 16 11 5 118 297 27 149 7 85 4 315 109 89 11 164 126 48 4,294,085 I 686,994 ! 77, 000 3, 286, 507 3, 735, 378 8,604,618 1,407,597 i 161,541 '78(),952 ! 160,000 i 4, 186, 651 ! 992, 068 j 1,263,396 ! 295,351 I 1,633,919 j 931,366 I 629,939 ! 2,378,420 1,195,100 110,750 63,432 , 951,645 834,965 : 1,792,676 1,017,893 • 80,235 i 1,082 ; 7,224,606 ! 529, 125 '•• 2, 779, 621 709,290 312, 193 23,709,057 ; 2, 809, 514 1,599,202 i 14,069,359 24, 328, 452 10,916,243 : 6,930,293 1,095,923 4,317,066 2,352,465 16.703,267 4,486,316 6,961,756 246, 285 5, 046, 452 3,046,989 ; 2, 469, 192 3, 213, 375 : 1, 786 j 33, 127, 362 131,147,831 976,635 4,349,874 ' 5,326,509 ! 12 17 11 6L 6 15 11 9 15 5 215. 445 352,006 2, 030, 465 863, 367 81, 889 392, 789 11,575 570, 858 25, 927 278, 404 418, 657 193, 426 779, 656 1,309, 128 10, 863, 554 2, 370, 081 536, 727 810, 324 57, 390 1, 434, 947 793, 359 1, 259, 082 1, 008, 857 772, 078 194 5,434,868 21,995,783 1,012 116,800,512 452,002,376 23, 211, 430 j 3, 391 114, 255, 892 295,622,160 : REPORT OF THE COMPTROLLER OF THE CURRENCY. CV average amount of their capital, deposits, and investments in United States bonds, for the six May 31,1882. bankers. Invested in U. S. bonds. Total. Savings b a n k s . Banks. $15,113 Invested in XL S. bonds. Deposits. Capital. Banks $27,172, 530 $5, 299, 227 36, 630, 994 602,414 9, 249, 045 502, 598 101, 344, 850 12, 587,172 •• 04,137,140 7,300,254 41,647,644 4, 504, 880 ; 81,938,327 6, 250, 080 Capital. ' Invested , Deposits. i in IT. S. bonds. $88,125 144, 250 450, 000 324,167 7, 938, 250 3,586,531 3, 017, 466 : $27,406,711 ! $5,314,340 602,414 36, 656, 791 712,598 i 11, 900, 529 ! I 164,119, 761 12,025,880 1 8, 726, 974 80, 945, 999 ; 46,580,215 i 5, 368, 280 : 88, 894, 964 ; 6, 341, 028 34, 309 871,395 52, 983 7, 571 56 65 16 153 14 33 83 981,371 : 420 94, 250 422, 120, 536 37,046,025 564 15, 548, 789 ; 450,504,970 493, 976 : 7, 846, 422 i ' 73 227, 954 77,738 54, 712 89 159, 564, 970 ?09, 919, 280 15,416,751 20, 394, 884 453, 744 28,788,501 10, 945, 882 1 597. 880 325, 989 24, 437,120 483, 205 63, 542, 916 89, 965, 526 4, 185,189 10,111,406 65, 700 7, 453, 283 3, 249, 803 303 591 12 46 267 70 31 7 11 52 10 9,184, 753 73, 010, 305 641,000 1,255,201 8, 055, 943 2, 768, 982 4,146,833 559 686 504, 757 2, 832, 398 408, 742 177,107 326, 634 $94, 250 24 7 32 " 55," 000' 1 4 526, 383 2 5 10, 085 10 20, 350 2 225 9,204,616 181 40, 000 32,108 3 10,970 11,159,458 31,585 612, 043 478, 328,212 189, 775, 842 411, 783 4, 333 1, 146, 692 62 477 30, 000 2 000 1 70, 822, 043 1, 802, 940 198, 924 249 1, 739, 022 76, 100 118, 233 38, 453 2, 150 181,828 8 154 317 30 170 14 110 9 371. 130 207 30 218 154 02 5, 480, 570 980 994 1, 130, 435 4, 020, 203 4. 383, 254 11,311,191 2, 412,909 1,117,705 1. 723, 882 033 4>3l 6,517,474 3, 283, 910 5 570 028 5, 370, 084 2, 850, 780 1, 487, 097 1, 188,340 28, 896, 92(5 4, 107, 026 18,597,030 18, 042, 515 23,501,274 22, 902, 014 11,190,90:5 11,280.247 10,090,305 11 424 400 24, 555, 913 11,924,154 24 008, 471 28, 773, 548 7, 788, 854 4, 34.S, 024 4, 946, 714 1,104,796 208,014 2, 153, 232 980, 879 820, 245 1,432. 807 204, 457 403, 90 L 144, 815 7 178 525, 700 40.613 747 030 9.1*, 054 471,400 38, 237 11,500 2, 354, 710 2, 205 60, 074, 747 272, 759, 734 . 9, 454, 584 25, 099 12, 825, 900 12 81 30 21,083 16,417 8 764, 737 203,858 14,21.0 706, 905 634, 845 235, 787 147, 207 5, 750 69, 816 3 812 321,310 18,413 ; : 6 l i 14 6 ' 2 1 I 3 4 527, 510 2 376, 336 189, 629 : 42, !), 30, 150, 500 000 000 000 40, 000 ! l, 520,154 81. 654 n 452,182 I, 990, 547 i 051, 072 132, 257 200, 322 3 189,307 274, 012 942, 701 21H, 0 9 0 45, 435, 38, 1, 825 531 237 500 3, 880, 499 40 461,129 : 21 441,408 100, 000 152, 950 *65 250 2, 607 3 428, 057 8 I, 744, 583 2 128, 970 44 678, 418 14, 870, 745 660 3, 867, 572 971 073, 946 242, 028, 782 1 51,667 6, 000 8 9 10 11 12 13 14 15 16 17 18 3, 839, 324 2, 638, 076 80, 235 5, 606, 677 10, 581, 852 735 837 9,310. 197 7, 567; 801 3, 375, 985 557, 302 37, 794 80 922 94, 394 465, 185 46, 398 500 148, 490 18, 749, 242 1 19 21 22 23 *>•! 897 442 287 ; 23,068,576 ; 101,694,878 11 15 5 12, 851, 005 '•• 100, 000 1,002,334 17, 328, 73(5 15 06 0 15 11 2,172, 640 ; 46 807, 394 : 1,139,283 312,778 , 7, 970, 885 17,249,302 12,315, 190 • 72,501,819 9 915 805 951 542 862, 746 129,050 839, 573 432 '>^4 57, 390 11 575 1, 434, 947 570, 858 793 351) 2, 119, 659 33fi, 458 : 418,657 1,008,857 193, 420 772, 078 '•'•() 47, 755 '» 500 571,128 237, 680 136, 608 32, 209, 204 11,175 227, 131 11,240,785 5,105, 827 1, 205, 023 ' 1,841,852 i 6, 615, 730 547 79,486' 8\ 727 76 21 15 13 54 10 29 27 3 15 138 21 16 32 • 500 30, 907 ! 39,691,520 ; 205, 999, 707 ; 65,825,398 : 390,504,448 105,051,411 1 17,177,120 ! 4,536,189 30, 442, 410 1 10, 530,123 38, 563, 241 910, 230 • 70, 186, 41.1 7, 573, 921 ! 19, 994, 569 3, 930, 6$<) 6 607 837, 479 255, 051 : 29, 825, 628 11,374,767 358,219 : 4, 821, 921 3,191,770 1,185,057 567,201 624, 577 3, 532, 000 133 5^1 1, 191,175 1, 032, 361 132,286 2, 368. 427 4, 686; 443 288 843 0, 239, 442 5,271,096 1, 825, 065 1 1 2 3 4 5 6 7 1,400 103,368,600 : 816,910,257 210,352,605 1, 083, 348 2 0, 000 67 68 23 159 82 55 110 ' 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 40 47 48 49 50 'Hi") 9 5 0 51 52 53 51 2, 607 DO r >7 58 50 47, 755 2, 500 5,063 234, 929, 976 1,718,098,482 280,110, 957 00 61 02 CVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks and trust companies, private bankers, and savings banks, ivith the i State banks and t r u s t companies. ; States and Territories.! i Banks. ! i 11 Maine 2 | New Hampshire 3 j Veimont 4 j Massachusetts 5 I Boston 6 ] Rhode Island 7 j Connecticut N e w E n g l a n d States: 8| 9j 10 i 11 i 12 13 14; 15 16 17 18 New York N e w Y o r k City . Albany I... New Jersey Pennsylvania Philadelphia . . Pittsburgh Delaware M a n land Baltimore Washington -. ." 19, 20 i 21 I 22 | 23 i 24 | 25 j 26 | 27 ! 28' 29 30 31 32 33 Virginia W e s t Virginia North Carolina . South Carolina Georgia Florida Alabama Mississippi Louisiana. New Orleans. Texas Arkansas Kentucky Louisville Tennessee Middle S t a t e s . . . Private Capital. ; Invested ! Deposits. ' in 17. S. Banks.! ; bonds. : $50, 000 450, 000 200,000 1,850,000 2, 809, 444 2, 876, GOO $26,090 !. 2,989,123 \ $175,233 : 2,310,348 | 7,015 . 11, 803, 403 ; 555,249 ; 9,005,582 800,000 5, 503, 432 42 Capital. • Deposits. ' : $83,343 •' 1 6 3 4 13 13 20,097 ! 572,673 : 3,621,863 ! 577,740 i 1,519,857 •• 1 61 7 13 68, 333 5, 439, 589 406, 539 217 833 1,537,539 ; 94 6,215,637 '•. 6,568,310 7,661,046 '. 31,456,891 1,738,097 21,030,532 143,742,564 6,649,176 550, 000 1, 769, 771 351, 000 1,219,175 4, 172, 032 405,075 : 3,877,327 14, 841, 430 424,189 : 760, 271 37, 026, 174 42,900 2, 794, 971 7, OHO, 947 618,348 5G6, 686 1,061,025 436, 793 447, 027 "'240,'625"; 1,707,780 2, 469, 845 38,202 166 506 3 4 189 44 8 1 3 35 8 40 ; 8,296,044 31,637,9*7 210 ! 40,604,581 244,017 706 10,507,612 55 18 11 4 21 2, 244, 539 1, 150,314 566,026 ; 415,000 2,845,433 7 17 1 4 14 6 53 13 24 717,500 ' 614,590 7,500 2, 213, 700 1,785,590 256,973 5,756,809 : 5,109, 877 ' 1, 653,144 1,906,605 '•. 1, 175,794 3,667 . 4, 628, 934 3,283,417 . 493,801 ; 6,721,715 7,331,686 2,620,008 : : ; ! ! \ : ! j ; i i | 202*925'j ! , ; i 11 4 11 123 16 22 3 5 381,991 ! 40,000 | 58,333 ! 177,297 ! 652,177 I 153,874 ! 514,500 ! 423,615 I 158,536 i 85,667 ! 2,881,555 i 118,568 i 395,386 J 181, 000- j 111,591 : 2,934,803 1,158,647 83, 728 58,122 1,117, 969 962,202 1,530,913 949,095 55,907 692 8,25.1,624 249,633 2,244.248 732,766 344, 952 4,135,845 673, 096 52, 000 2, 910,130 3, 654, 239 1,473,408 1,424,515 205, 708 764, 904 160,000 4, 200, 584 1,000,781 1,195, 067 220,412 1,323,412 1,044,974 774, 735 2?, 482,648 2, 600,855 1, 359,130 12,151, 432 24,591, 579 10, 660,525 7, 064,720 1,192, 947 4, 405,467 2, 433,026 14, 580,124 4, 770,307 6, 052,073 18, 729 5, 595,708 3, 369,134 2, 423,305 ; ! ! ! ! | f ! i I I 20, 675, 301 368, 30, 50, 10, Western States ... 760 587 556 000 2,143, 538 130, 943, 897 51i Nevada 52 '. California San Francisco Oregon ; 15,556,555 55, 565, 884 17,592 1,119 24,174 291 6, 738, 522 2,922,571 8,519 36, 149 3,057,709 4,611,745 62,418,206 :112,690,656 i 31,500 ' i 17, 038 22,250 445,740 6,229 1, 742, 889 51,758,575 91, 000 16,026 4, 248, 463 2, 206, 728 755,312 5,000 39,025 1,126,738 428,450 Southern States Ohio .. Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa. Minnesota Missouri Saint Louis Kansas 49 i Nebraska 50 I Colorado 59 I 60 i 61 , 62 $256,080 i I : i ! i ! | ' 25, 213, 810 il25, 751, 709 262, 382 16,832,311 1, 290, 652 19,019,692 3, 902, 369 823, 557 149, 905 81, 645 Montana New Mexico Utah Washington Wyomin, Pacific States and Territories United States 82 16,754,459 37, 466, 443 .; 5,193, 021 ; 1,061 123,135,677 490,004,370 22,097,290 : 217 5, 094, 490 23, 271, 602 3,412 105,276,233 1288,957,578 | REPORT OF THE COMPTROLLER OF THE CURRENCY. CXII average amount of their capital, deposits, and investments in United States bonds, for the six November 30, 1882. Total. Savings b a n k s . bankers. j I n v e s t e d i No. of in U. S. Capital. bonds. b a n k s . Deposits. Invested in U. S. bonds. 60, 693 878, 590 : 7,486 : 7, 052 : 57 65 : $100,000 16 154 14 33 83 $29, 009, 229 38, 472, 971 9 919 ?18 166, 502, 943 65,912,931 42, 983, 717 84, 340, 264 $5, 339, 575 521,145 467, 798 11,694,434 6,122, 503 4, 341, 253 5, 787, 491 963, 958 . 422 437,141, 273 : 34,274,199 556 : 14,611,681 ; 7, 926) 545 89 23 61. 218,107 73, 914 54, 878 30 2 4 4 525, 000 *"l83,'36o" 324, 037 6 10 2 30,135 20, 396 369 164.154,094 58, 824, 572 216, 964, 102 87, 280, 284 15,914,020 3, 889,153 25, 654, 735 • 8, 591,140 767, 743 99, 033 29, 767, 052 6,367,917 3, 026, 942 11,397,835 ( 1 679 80 ) 358, 070 10,976 25,132,461 11,010,351 533, 743 31, 585 308 562 12 44 256 64 29 7 12 52 10 9, 227, 728 492, 323, 664 179,131, 959 $10,137 : 100, 000 57, 500 179 , 633,400 20, 000 14, 325 3 399,866 1,148,941 6,000 1 3 1 30 000 30, 000 2, 000 5 235 1,947,620 69, 603 1.00,000 117. 973 9 561, 806 3, 289, 372 6 1 1 18 235, 000 1 1 16 675 2 500 28,167 19, 500 107, 107 : 143*, 083 11, 525 516, 305 640, 121 153, 249 131,803 5, 933 92, 439 3 6L4 210 551 14, 997 121, 165 35 838 36 (585 35, 512 4 4 1 2, 710, 262 : 105, 7, 149. 270, 42, 8, 55, 150, 2 I 000 967 (537 000 500 500 000 000 iS 333 10, 000 1, 702, 765 i 166,011 So, 253 11,754,444 , 1, 606, 872 2, 102, 977 101, 558 1,636,303 78, 033 142, 087 38, 600 434, 622 3, 374, 995 "".152,'044' 394 814 I, 110, 140 34, 288 549,333 22, 772, 688 ! 2, 143, 118 3 428, 748 8 1, 746, 873 2, 214,169 55, 000 45, 969, 257 i 14,325,007 45 ; 56,124 ! 588, 728 13, 597, 843 j 3, 200 26, 664 12 ,2,178, 821 48,210,090 1 14; 380, 007 667 4,023,420 1,003,737,087 229,929,283 No. of ! banks. Capital. 1 D e p o s i t s . Invested in U. S. bonds. $83,343 $29, 265, 309 66 ! 38, 499. 070 150, 000 66 12, 928; 438 450, 000 23 328,333 169, 385, 964 160 ; 81,338,197 79 ; 7, 289, 589 53 1 3,215,983 ! 52, 567, 039 3, 094, 433 : 91, 363, 553 109 $5,349,712 521,145 643, 031 11,762,142 7, 5^6, 342 5,148, 739 5, 794, 585 475, 347, 570 36, 775, 696 9, 403, 935 72,789, 107 641, 000 1,292,701 8,125, 790 2, 9(56, 999 4, 075, 283 571 686 505, 953 2,854,914 428, 819 1,356 103, 656,187 849,032,026 198, 867, 299 11,748 559 3, 026, 396 5,194, 440 1,190, 314 1,020,439 624, 359 2, 022, 526 622, 297 3, 527, 610 •• 6,241,721 1. 031, 805 155, 874 3, 437, 608 1, 232, 000 ;: 2,124, 889 1, 038, 205 59, 574 166, 036 4, 747, 599 2, 399, 367 11,535,041 4 667 145 743, 434 375, 541 8, 905, 963 6,152, 255 8, 0(54, 452 5 290 877 ; 1, 764, 735 ! 2, 964, 960 546 32, 233, OIL i 69, 903, 010 2, 371 12 90 24 20 11 84 10 17 13 11 13 311 7 211,167,540 61, 009, 490 ; 416, 272, 550 101,856,005 4,240, 153 1 , 17, 701, 383 8, 996, 282 1 29, 827, 886 741,329 1 i 30,783,464 6,484,731 1 i 73,531,748 3, 700,168 It i 21,351,353 j 2 749, 353 T> 251,601 16 841, 246 30, 660, 015 11,231,918 17 355, 622 18 • 5,145, 488 75 21 16 14 53 10 29 28 5 16 137 22 75 16 29 247 14 9 159 355 35 173 15 119 9 380 146 209 28 220 186 61 1 f> 3 4 5 (5 139, 741 19 50, 616 ?,0 91 59, 000 90 6,000 23 24 25 31,500 26 ?7 202, 925 28 16, 675 *>M 119, 538 30 50, 417 3 1 445, 740 S'> 25, 729 33 1, 147,881 856, 040 34 5,628,145 : 28,531,602 169, 336 35 973, 096 ! 3, 779, 835 2, 02:5, 76f5 36 19, 443, 979 1,170, 333 830, 129 37 4, 641, f)75 <• 18, 541, 399 818, 702 38 29, 463, 096 4, 450, 925 1,546,674 39 6, 948, 496 , 26, 105, 415 180, 179 40 2. 486, 644 :i 11, 528, 356 348, 477 41 11,985.237 1,178, 857 117, 695 42 1,741,666 !! 10, 369, 501 4, 684 4S 12,021,752 633 231 1 514,347 44 (5 989, 591 24, 368, 088 40, 530 45 3, 554, 896 1 13 659, (566 653, 287 46 5, 688, 087 i 22, 589, 009 404, 598 47 5 957 087 i 28,770,571 67, 272 48 8, 563, 312 2 728, 261 1 86, 008 49 4, 890, 754 1, 745, 302 10, 000 50 1,390,489 ! 4, 856, 722 57,906,681 : 279, 468, 294 8,671,784 987, 065 20, 747, 732 73, 899, 731 3,576,109 829, 953 1, 380, 968 184 471 1,540,824 920,000 2,571.5(56 1 221,654 1,088,062 105,000 1, 353, 619 18.377,013 ' 270, 000 24,027,770 . 108,948,135 20,161, 756 208, 734 8. 628, 599 11,78(5,368 959, 009 130, 24S 619, 358 30 947 525 727 25, 417 359, 785 466 414 : 218, 165 ... 50,124 5,140 232, 435, 330 1,782,699,035 265,624.416 51 52 53 54 55 56 57 58 59 60 61 62 CVIII REPORT OF THE COMPTROLLER OF THE CURRKNCY. Lawful-money reserve of the national banks, as shown by the STATES AND NumCities, States, and Territories. i ber of I banks. Maine New Hampshire Vermont 72 49 47 192 63 88 260 69 216 15 24 1 23 19 15 13 13 2 10 3 1 43 Massachusetts Rhode Island Connecticut New York New J e r s e y Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia Nortli Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois . Michigan Wisconsin Iowa Minnesota Missouri Kansas N ebra.sk a Colorado Nevada California Oregon Arizona Dakota Idaho Montana New Mexico Utah Washington ... W \ oming Reserve reRatio of Reserve held. I reserve. quired. $10,399,455 : 5,775,644 5, 518, 255 ! 49,803,762 13,370,872 22,872,215 , 81,811,998 i 31,217,867 ! 66, 204, 347 4, 603, 162 i 6,286,943 j 715,654 ! 13,258,751 2, 818. 920 , 3, 675| 665 ; 3,118,464 3,435,298 404,707 i 1,610,732 352,081 78, 424 8, 007, 130 1,177, 867 : 10,262,660 9, 063, 424 37,754,980 ! 24,310,982 31,182, 536 , 19, 915, 956 10,589,542 ; 17,026,837 •• 18,777.164 6, 449, 537 , 7,334,781 10, 997, 387 11, 175,225 177, 305 1 6, 654, 289 3,342,788 165, 685 4,245,519 391,892 4, 722, 064 1, 354, 377 1, 565, 510 1,631,746 1,670,413 $1,559,918 866,346 ' 827,738 . 7,470,565 ; 2, C05, 631 ; 3,430.832 : 12,271,800 ! 4,682,680 9,930,652 690,475 943,042 107,348 1,988,813 422, 838 551,350 ! 467,770 I 51f>, 294 2,253 577,8S0,812 86,685,688 54 7 32 23 81, 117,615 9,162, 738 65, 630. 501 23, 671, 843 20,431,341 2, 694, 375 8,214,029 6, 527, 304 18,914,173 9.541,575 52, 035, 036 8, 678, 364 5, 066, 358 10, 263, 278 *1, 895,905 50 30 180 98 151 83 42 110 43 28 36 40 22 1 14 6 1 30 3 10 6 4 12 4 Totals Deposits. 60,706 • 241,609 ! 52,812 11,764 1,291,070 176,680 : 1, 530, 399 : 1, 359, 514 5,663,247 : 3,646,647 4,677,380 i 2, 987, 394 1,588,431 : 2, 554, 025 2,810,574 907,430 ' 1,100,217 1,649,608 ! 1,676,284 < 26, 596 1,001,710 501,418 24,853 636, 828 58, 784 708,310 203, 156 234,826 244,762 250, 562 $2, 992, 376 1, 998, 649 1, 700, 836 14,116,646 3, 391, 361 6, 964, 567 20, 886, 378 8,782,411 19, 310, 254 1, 488, 045 1, 939, 526 324, 666 2, 681, 492 950, 071 832, 278 580, 892 667, 852 93, 794 424, 347 116,359 37, 069 2, 043, 041 300,511 2, 931, 276 2, 247, 763 10, 386, 010 7, 722, 472 8, 801,173 4, 865, 524 2, 930, 373 4, 647,169 3, 813, 050 1, 793, 617 2, 252, 429 3, 186, 662 3, 960, 987 33, 956 1,264,266 580, 331 93, 540 1, 020, 139 62, 984 747, 674 309, 879 307, 036 397, 437 514.416 Per cent. 28.77 34.60 30.82 28.34 25. 37 30. 45 25. 53 28.13 j 29.16 | 32.32 30.85 ! 45.36 i 20.22 i 33.70 j 22. C>4 18.63 i 19.44 i 23.17 j 26.35 I 33.04 47.26 23.74 25.51 i 28.56 ! 24.80 i 27.50 31.76 28.22 ; 24. 43 27.67 27.29 ; 20.30 [ 27.81 : 30.71 ! 28.97 ! 35.44 ' 19.15 19.00 17.36 56.45 24.03 16. 07 15. 83 22. 88 19. 61 24. 36 30.79 27.25 157,493,584 RESERVE 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 Boston Albany Philadelphia Pittsburgh Baltimore Washington . . . New O r l e a n s . . . Louisville Cincinnati Cleveland Chicago Detroit Milwaukee Saint Louis San Francisco . Totals 16 New York United States j ; j , 7 9 13 7 11 5 3 6 1 20,279,404 2,290.684 16, 407, 625 5,917.962 5, 107. 835 673. 594 2, 053. 508 : 1,631,826 4,728.543 2,385,393 13,008,759 2,169. 591 1, 266. 590 2,565.819 473! 976 31.66 25, 681, 906 : 3, 709, 730 : 40.49 29.47 19,341,916 30.08 7,119,571 ! 28. 32 5, 786, 524 34. 96 941,895 25.84 I 2,122,427 1,577,248 : 24.16 i 31.21 ! 5,904,690 26.17 2,496,666 j 34. 26 17, 827, 189 26. 84 2, 329, 026 32. 21 1,6.:U,883 3, 237, 161 • 31.54 49.08 | 93J,403 j 200 323,844,435 80,961,109 100, 638, 235 31.08 ! 48 266, 941, 495 66, 735, 374 70, 809, 773 26.53 I 1,168,660,742 234,382,171 2,501: 28.15 ! * Includes national NOTE.—Prior to June 20, 1874, the required reserve in States and Territories was 15 per centum, and centum of the deposits only. REPORT OF THE COMPTROLLER OF THE CURRENCY. CIX reports of their condition at the close of businettii on October 2, 1883. TERRITORIES. Cash reserve. Required. $462,1C6 241,928 208, 867 ; 2, 228,146 : 527,356 1,030,072 ; 4,384,662 i 1,685,464 : 3,461,811 ! 245,288 ! 335,232 I 88, 439 742, 449 141, 768 196, 588 166,838 172,430 28, 122 7ti, 088 18,614 2, 906 487, 200 64, 972 487, 055 492,086 1,962,794 1,293,353 1,715,351 1,111,679 i 600,247 ! 9:50, 398 j 1,083,953 | 360,087 ! 419, 507 i 629, 363 ; 648,599 I 9,918 : 386.594 ! 193,897 I 9,329 I 241,338 | 21,484 i 274,989 i 72,983 | 86,551 ; 92,010 ! 97,633 ' 30,163,604: Classification of reserve held. Held. Specie. $774,491 : 319,759 : 397, 960 3, 390, 919 770, 197 1, 997, 352 6, 997, 435 2,873,882 : 7,031,102 381,819 733, 118 ! 152,045 : 1,347,114 ! 473, 942 475, 167 467, 511 484,574 ; 75,990 282, 860 104,297 : 10,474 1,320,696 168,231 955,621. 1, 234, 855 5, 322, 201 3,891,346 ; 3,996,372 2,112,339 I 1, 188,701 2, 803, 519 : 1,947,431 757,672 I 1,177,362 i 1,054,996 ! 1,557,604 '< 28,144 ! 966,739 • 545,883 ! 68,260 ! 587,101 ! 57,909 ! 431,640 ! 180,835 j 197,429 | 287,859 j 189,341 j $574,764 : 189,714 215,939 1,645,874 351,913 1. 140, 799 3, 391, 274 1,016,731 4,0 46,978 181,062 293, 507 117,585 538, 690 212, 089 205,551 : 252,804 : 220, 552 22, 990 141,901 68, 592 • 8,344 : 524,900 89,977 490, 889 709,428 i 2, 372, 355 1, 095, 444 2,075,404 1, 207, 458 717,581 1,027,912 916,349 447, 579 439,950 513,446 ; 648,998 , 27,014 ! 879, 582 I 531,449 ! 42,167 223,976 I 28,009 ! 163,994 103, 560 175,610 : 273, 786 , 114, 164 62, 080, 894 I 31,253,194: United States Due lledempcertiiicates of from reserve tion fund with ; deposit. agents. Treasurer. ; $199,727 . 130,045 .. 182.021 . 1,565,045 418,284 •'.. 846, 553 8,316, 161 1, 817,151 : 2, 939,124 170,767 : 439; 551 . 34, 460 . 813,424 :. 261,853 269,616 : 215,207 . 264.022 58,000 •:. 140,959 :. 85,705 ; . 11, 180 '. 795, 796 128,254 461,732 . 525,427 2,949,846 ' 2, 1 05, 702 1,910,868 ! 904,881 ! 461, 120 . 1,275,607 i 1,031,082 i. 310,093 : . 737,412 . 541,550 '. 908,606 L 1,130 •;. 87,157 '. 14,434 :. 26,093 i. 363, 125 !. 29,900 !. 267,646 i. 77, 275 i. 21,819 !. 14,073 I 75,177 . 30, 245, 600 $180,000 io," 666 290,000 10,000 : 55,000 30.000 : $1,813,381 1,417,365 997,306 8, 825, 527 1,933,925 i 4, 111,563 : 12,578,796 ! 5,439,509 : 10,993,026 I 1,028,972 : 1.101,448 : 161,371 : 1,201, 690 407,712 297,232 62,706 : 99,061 14, 904 9 0 , 0 9 3 '•• 10, 000 5,786 13,095 619,275 1J 8, 030 1, 653, 895 883, 608 4, 307, 546 3, 418, 061 4,415,898 : 2, 544, 988 1,660,857 : 2,115,619 : 1,758,928 . 968,731 1,023,618 2, 055, 466 2, 348, 595 4,012 248,927 , 17,773 : 28,750 : 399,555 I 295,197 | 108,344 ! 91, 157 94,840 318,595 ' 585,000 j 84,119,738 \ $404, 504 261, 525 305, 570 1, 900, 200 687, 239 855, 652 1,310, 147 469, 020 1, 276, 126 77, 254 104, 960 : 11, 250 ! 12 182, 688 13 4L7 14 59,' 879 : 15 50, 675 :10. 84, 217 !17 2, 900 : 18 51, 389 : 19 6, 27ti ;• 2 0 4, 500 21 78, 070 j 22 14, 250 I 23 321, 760 :24 1.29, 301) 25 756, 263 !: 26 413, 265 ] 27 389, 003 28 208, 197 :: 29 87, 815 30 228, 031 31 106, 691 132 67, 214 ! 33 51, 449 '• 34 76, 200 ' 35 54. 788 136. 1, 800 '37 48, 600 I 38 16, 675 '39 1, 530 I 40 33, 483 5, 075 20, 837 20, 700 18, 450 14, 738 6, 480 11,290,052 CITIES. 9,442,121 ' 10,155,603 I 1,111,188 ; 1,139,229 I 7, 967, 446 ; 32,234,536 ; 2,801,653 i 4,354,275 i 2, 387, 622 I 3, 317, 508 i 821,047 * 469,111 ! 971,317 i 1, 520, 857 j 750,156 : 770,475 ! 2, 209,176 i 3,589,924 j 1,151,072 ; 1,580,744 i 6, 483, 875 12,368,653 | 1,063,795 , 1,322,390 ! 622,044 848,426 : 1,263,562 ; 1,841,126 : 228, 061 912,550 : 5,531,693 503, 622 6, 753, 421 1,907,531 794, 822 185, 965 739, 464 348, 970 455, 401 295, 744 5, 90 4, 992 756, 932 487,141 720, 307 904, 610 38,773,635 56,425,407 ; 26,290,615 ~65, 877738(T 69,95l7 779^ i 50^2747174 134,814,619 188,458,080 j 107,817,983 3, 293, 910 165, 607 3,366,115 2, 446, 744 I 1,562,686 I 233,146 I 781,393 ! 421,505 i 1,879,523 i 1,270,000 I 5,943,661 I 565,458 I. 361,285 |. 1,020,819 7,940 1, 330, 000 14,131,141 470, 000 ! 2, 502,193 2, 115,000 ! 6, 634, 646 j 2, 450, 639 960,000 ; 2,136, 424 50, 000 : 441,284 j 490, 695 ! 675, 259 2, 004, 576 1,255,000 ] 15,000 ' 832, 672 520,000 i 5, 416, 528 964, 636 760, 957 100,000 : 1, 357, 340 1,395,162 68, 308 472, 734 314, 657 332, 592 31,500 110,875 131,514 310,190 83, 250 42, 008 42 000 22, 500 38, 695 17. 853 76,682,997 j gold hank circulation. in reserve cities 25 per centum of circulation and deposits; since t h a t date 15 per centum and 25 per ex REPORT OF THE COMPTROLLER OF THE CURRENCY. State of the lawful-money reserve of the national banks as STATES AND Num- I ber of ! Net deposits. banks. \ Dates. Oct. Dec. Mar. May June Oct. Dec. Jan. Apr. 10 June 11 Oct. 12 Dec. Feb. Apr. June 15 i Oct. 16 | Dec. 17 ! Mar. 18 | May 1 9 | June 20 i Oct. 21 Dec. 22 Mar. 23 May 24 July 25 Oct. 26j Dec. 27 I Mar. 28 May 29 June 30 Oct. 31 si 1877 . . 1877.. J878 . . 1878 - 1878 - 1878 - 1878-1879 - 1879 .1879 . 1879 - 1879 - 1880-. 1880 . . 1880 . . 1880 - 1880 . . 1881 - 1881... 1881-1881 1881 . 11,1882 . 19.1882 1,1882 . 3.1882 . 30,1882. 13.1883 . 1.1883 . 22,1883 . 2,1883 . Reserve re quired. 1, 845 ! .$290,136, 048 1,834 i 287,728,891 ! 286,105,648 , 1,831; 1, 827 i 282,678,523 • 283,101,236 1.824 ! 1, 822 ; 289, 071, 448 283,181, 956 1.825 ! 290,504,788 • 1,821 ! 1, 819 i 293,817,962 1, 819 ! 300,097,942 '. 1, 820 | 329,874,452 ;: 1, 824 ! 348,834,775 375,281,538 ' 1,831 | 384,765,183 1.844 ; 385, 168, 252 -, 1.845 j 410,522,448 \ 1.859 | 439,354,304 ; 1,863 ! 447,410,923 ; 1.860 ; 460,478,466 i 1,868 ! 484,089,521 I 1,880 ; 507, 247, 143 1, 895 518,701,965 1,926 ! 515,198, 159 ! 1,945 519,247,650 | 1, 981 527,588,049 : 1,996 545,842,660 j 2, 026 | 554, 245, 520 \ 2, 065 | 550,892,283 ' 2, 097 ; 556,309.464 2,128 ! 500,731,879 ; 2,169 577, »80, 812 2,253 $43,594,978 43,616,668 42,990,670 42,476,500 42,539,987 43,437,474 42,555,776 : 43, 654, 032 44,120,773 45, 068, 973 49,535,540 : 52,379,535 56,340,827 j 57,766,633 i 57, 801, 806 Gl, 598, 298 65, 922, 995 67,131,602 69, 091, 733 72, 633, 329 76,196, 945 77, 309, 257 77, 283, 686 77, 891,110 79,142,169 81,880,361 83,140, 390 82, 637,104 83,449,581 84,112,683 I 86, 685, 688 RESERVE 1! Oct. 21 Dec. 3! Mar. 4\ May 5 ! June 6 | Oct. 7 j Dec. 8 : Jan. 9 ; Apr. 10 ! J u n e 11; Oct. 12 ! Dec. 13 F e b . 14 • Apr. 15 J u n e 16! Oct. 17 Dec. 18; Mar. 19 May 20' J u n e 21 : Oct. 22 ; Dec. 23 ! Mar. 24 : May 25 ! J u l y 26 Oct. 27 Dec. 28 Mar. 29' May 30 J u n e 31 Oct. 1,1877 28,1877 15,1878 1,1878 29,1878 1,1878 6,1878 1,1879 4,1879 14,1879 2,1879 12,1879 21,1880 23,1880 11,1880 1,1880 31,1880. 11,1881 6,1881 30,1881 1,1881 31,1881 11,1882 19,1882 1,1882 3,1882 30,1882 13,1883 1,1883 22,1883 2,1883 ! ! j j j • j ! ' i ! ; ' ' : : ! ! ! j ! ! i ! ' | ; I 235 233 232 233 232 231 230 230 229 229 228 228 230 231 231 231 232 234 234 235 237 238 242 242 243 243 243 246 247 248 248 378,992,700 . 372,696,990 i 384, 942, 505 : 373, 875,154 ; 395,473,477 389, 031, (586 381,431,393 \ 384,319,202 ! 366, 814, 853 i 414, 518, 542 : 439,009,954 ; 458,944,779 .. 498,980,548 • 482,230,794 ; 516,491,857 557, 508, 975 \ 544, 501,717 ! 530,112,658 • 588,714,401.; 655,815,066 j 604, 438, 599 j 577,163,351 ; 564,058,531 j 500, 883, 075 j 604,391,647 j 572,791,257 i 565,948,445 i 559,431,070 I 5(58, 267, 546 ; 611,259,171 | 590, 785, 930 ! 94, 748, 175 93,174, 248 96, 235, 626 93, 468, 789 98,868,369 ! 97,257,896 ' 95,357,848 t 96, L30, 280 j 91,703,713 103, 629, 635 ! 109,752,489 114,736,195 i 124,745,137 \ 120,557,698 | 129,122,964 j 139,377,244 ' 136,125,429 134,028,165 147,178, 600 163, 953, 766 151,109.650 144,290,838 141, 014, 632 147, 720, 769 151,097,911 143,197, 814 141, 487, 111 139, 857, 768 142, 066, 886 152, 814, 793 147, 696, 483 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXI shown by their reports from October \, 1877, to October 2, 1883. TERRITORIES. Reserve held. Classification of reserve held. 1 Amount. $95, 379, 331 101,866,983 108, 782, 223 99, 320, 989 102, 308, 371 106,045, 159 106, 003, 028 110,164, 553 105, 684, 344 112,463,409 124, 315, 513 124, 606, 178 139, 489, 054 133, 966, 543 138,632,303 147,105, 244 155,406,393 150,919,415 155,258,642 170, 055, 750 158, 299, 042 159, 060, 717 150, 725, 091 154, 776, 359 151, 908,107 150, 351, 513 158, 832, 406 155,131,167 148, 836, 606 157, 728, 089 157,493,584 Ratio ! to liabili-! ties. ! Per cent. \ 32.9 : 35.1 j 38.0 i 35.1 1 36.1 i 36.7 ; 37.4 ! 37.9 I 36.0 •• 37.5 : 37.7 ! 35.7 : 37. 2 34. 8 36.0 35.8 ! 35. 4 33. 7 : 33. 7 35.1 31.2 30.7 i 29.3 29.8: 28.8 ! 27.5 •' 28.7 : 28.2 i 26.7 i 28.1 i 27.2 ! Specie. Legal tenders. United States ; RedempDue certificates of from reserve tion fund with deposit. agents. Treasurer. $4,155, 631 4, 486,185 6, 305, 680 7, 007, 260 7, 049, 274 7, 988, 990 9, 048, 396 11, 578,143 11,872,699 12,135,564 11, 474, 961 13, 257, 825 15, 931, 208 18, 523, 230 18, 988, 001 21,145, 738 25, 108, 888 26, 660, 882 27, 842, 501 27, 635, 215 27, 509, 821 30, 283, 767 29, 161, 734 30, 036, 477 30, 089, 064 30, 024, 289 31,095,496 30, 072, 360 31,414,155 31, 055, 220 31, 253,194 $30, 316, 538 32, 730, 224 31, 528,169 32, 024, 586 29, 390,198 30, 064, 665 30, 579, 974 32, 374, 428 29, 074, 259 26, 433, 762 29, 628, 096 29, 357, 057 ! 28,471,133 ! 30, 138,708 ! 28, 650, 254 ! 27, 613, 370 j 29, 063, 892 : 26, 783,131 28, 672, 789 1 27,416,230 ;i 26, 473, 002 ! 28, 905, 001 26, 897, 694 1; 28,160,627 j 26, 857, 620 28, 318, 646 31,038,111 28,871,031 i 30, 367, 252 29,053,116 30, 245, 600 18, 503,189 28,421,566 48, 416, 378 39, 016, 496 22,202,196 22, 699, 616 25, 306, 854 29, 921, 614 29, 275, 864 30,197, 723 30, 698, 771 65,527,137 73, 215, 503 67, 410, 642 80, 023,104 87, 035, 651 80,609,813 77, 490, 354 93, 525. 721 100, 058,123 85, 162, 735 82, 253, 632 79, 620, 297 81,177, 310 80,751,158 72, 883, 489 75, 331, 663 67, 890, 006 72,193, 111 84, 299,176 76, 564, 789 36, 544, 635 ; 37, 767, 429 I 32, 422, 675 35,163, 963 i 42, 209, 909 : 34, 306, 906 ! 34, 074,142 38,162, 935 35, 373, 905 40,611,933 39, 557, 866 25, 362, 067 26 749, 506 30, 889, 350 35,821,472 29, 023, 558 30, 150, 982 : 25, 371,178 33, 842,177 31,308,173 : 26, 677, 602 31,188, 493 29, 725, 298 37, 797, 247 : 37,153,139 34, 994, 871 ; 37,440,310 : 31, 977, 037 37,889,216 ' 44, 779, 342 40, 437, 397 $1,315,000 $48, 885,195 1, 225, 000 52, 587, 886 1, 115,000 58, 950, 369 i 1,035,000 48, 325, 035 1,040,000 54, 033, 882 995, 000 56, 023, 564 1, 140, 000 54, 268, 698 1,035,000 54,197, 445 895,000 52,916,702 695,000 ! 62, 257, 734 735,000 71, 302, 887 070,000 ; 70, 017, 269 670, 000 ' 83, 134, 259 645,000 : 73, 296, 236 605, 000 , 79,126, 763 640, 000 , 86, 371, 229 630,000 i 89, 258, 930 86, 060, 705 585,000 : 585,000 I 87, 109, 924 575,000 ; 103,297,184 620,000 92, 335, 036 595,000 ; 87, 745, 656 610,000 ; 82, 599, 924 535,000 : 84,721,969 620,000 83, 221, 970 610,000 . 80, 064, 196 635,000 i 84,783,917 565,000 ! 84, 431, 394 585,000 75, 216, 795 575,000 '• 85, 825, 601 585,000 : 84,119, 738 i $10,706,697 10, 837, 688 10, 883, 005 10, 929, 108 10,795,017 10, 972. 940 10, 965, 960 10, 979, 537 10, 925, 684 10,941,349 11, 184,569 11,304,027 11, 282, 454 11, 363, 369 11,262,285 11,334,907 11,344,683 10, 829, 697 11,048,428 11,132, 121 11,361,183 11,531,293 11, 455, 739 11, 322, 286 11,119,453 11, 334, 382 11, 279, 882 11,191,382 11, 253, 404 11, 219,153 11, 290, 052 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 3, 787, 666 4,190, 652 4, 211, 591 4,195, 707 4, 250, 740 4, 232, 601 4, 323, 867 4, 290, 088 4, 330, 483 4, 383, 451 4, 598, 146 4, 843, 660 4, 738, 976 4, 705,120 4, 657, 726 4, 586, 834 4, 544, 457 4,161, 514 4,531,676 4, 596, 298 4, 754, 569 4, 848, 397 4, 769, 548 4, 534, 632 4, 401,139 4, 481, 464 4, 493, 609 4, 407,118 4, 411, 768 4, 392, 424 4, 271, 832 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 CITIES. 115, 329, 428 119,041,848 131, 607, 266 121, 342, 350 129, 369, 019 121,993,977 122, 549, 302 123, 982, 261 111, 075, 311 130, 843, 837 136,610,443 138, 638, 047 149,451,113 140, 898,106 169, 206, 207 175,852,592 157,721,336 147, 308, 032 180, 221, 803 197, 889, 047 163. 348, 053 161,410, ,332 157, 802. 939 172, 827,165 167, 963, 478 153, 557, 856 162, 387, 772 148, 706, 922 156, 419,122 184, 362, 295 171,448,008 30.5 i 31.9 34.2 32.5 32.7 3i.3 32.1 i j • | •: i 32.3 ; 1 30.3 31.6 31.1 ' 30.2 i 30.0 1 29.2 ; 32.8 31. 5 29. o ; 27.5 ' 30.6 : 30.2 I 27.0 28.0 28.0 : 29. 2 : 27.8:: 26.8 : 28.7 26.6 :: 27.5 30.2 :! 29.0 32, 095, 000 ; 25,290,000 ; 19,490,000 ! 19,960,000 35,865,000 '. 31,695,000 I 31,380,000 27,880,000 20,990,000 ; 24,465,000 26,035,000 10,180, 000 10,090,000 , 7, 225, 000 11,895,000 : 7, 015, 000 | 5,520,000 ; 5,525,000 ! 7,400,000 8, 965, 000 6,120. 000 7, 335, 000 8, 835, 000 [ 9,850,000 10,425,000 8,035,000 • 7,840,000 i 7,840,000 j 7,835,000 i 10, 070, 000 ; 9, 375, 000 ! 24, 398, 938 23, 372, 201 27, 066, 622 23, 006,184 24, 841,174 29, 059, 854 27, 464, 439 23, 727, 624 21,105, 059 31,185, 730 35, 720, 660 32, 725,183 34, 657, 128 30, 667, 994 36, 808, 905 48,191,549 36, 896, 084 34, 759, 086 40, 862, 229 52,961,453 40, 633,147 35,784.810 34, 852, 796 39, 467, 976 35, 233, 042 33,213,032 37,282,190 36, 592, 761 34, 090, 027 40, 821, 353 40, 798, 990 1 ! • : 1 : i ; i i i CXI I REPORT OF THE COMPTROLLER OF THE CURRENCY. Clarification of the loans and discounts of the banks in New York City, in Boston, Philadelphia, and Baltimore, in the other reserve cities, and in the States and Territories, on October ± 1883. Cities. States, and Territories. New York City. Boston ... . Philadelphia. Ualtinioie Totals No. of On singlebanks, name paper. On TJ. S. bonds. $19,147, 049 . $2, 093, 526 , $94,321,605 12, 546. 446 6, 025, 250 6,112, 414 319,507 21,530 3, 300 12, 649,142 13,380,086 3, 609, 048 24, 684, 110 • 344, 337 29,638,276 Albany Pittsburgh ... "Washington .. New Orleans.. Louisville Cincinnati Cleveland Chicago Detroit Milwaukee . . Saint Louis .. San Francisco 1.100 li 900 62, 094 22, 740 1,000 7, 995 Totals . Maine New Hampshire Vermont. Massachusetts Khode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia Wc.4 Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana... Illinois Michigan . Wisconsin Iowa Minnesota Missouri. Kansas Nebraska Colorado . Nevada California Oregon Arizona Dakota Idaho . . . Montana New Mexico . Utah "Washington Wyoming Totals United States On other stocks. All other loans. $129,546,152 83, 952, 204 44,145, 525 : 18,051,476 146,149,205 2,323,381 3, 454, 463 577, 906 2, 034, 882 853, 951 2,215,558 1, 577, 693 7, 565, 320 472, 629 010, 068 1, 302, 401 111,430 23,099,682 • 110,381,881 , 743,849 706, 256 854, 763 11,711.662 5. 29'ii. 6 8 6 6, 080, 740 6,351,666 2, 188, 250 4, 756, 403 80, 863 818. O'J5 50, 998 115,812 238, 479 93,881 502, 816 8, 351 280, 816 30, 783 1, 924, 531 35, 386 951,188 1,523,973 4,499,448 2, 928, 827 5, 608, 207 3, 208,146 1,418,461 2, 995, 839 9,134,682 808, 830 855, 290 1,326,617 2, 901, 853 107,407 538, 484 ,192, 282 1,233 949, 886 51, 188 1, 519, 621 149, 304 333, 563 309, 767 328, 407 166, 925 . 55, 979 ; 25, 7G(i ! 40,063 ' 3,052 i 50, 000 1,300 | 35 11,000 ! 1,400 i 17,350 i 2,000 ! 15, 252 1, 000 28, 500 940 11,500 | 6,817 i 87,910,589 I 1,972,232 $245,108,332 109, 467, 299 63, 572, 391 27, 776, 238 200, 815, 928 8,1097353 26, 241, 045 2, 151,080 9, 314, 632 7, 938, 881 19,938,812 10,683^888 42,251,269 8, 414, 955 3, 594, 707 10, 608, 926 2,117, 278 151.364,826 18,741,194 8, 509, 941 11,991,237 84,551,661 30. 792, 135 42, 062, 744 90,204,186 33,317,077 69, 863, 242 4, 599, 543 5, 854, 697 374,563 12,919,273 3, 509, 737 4,765,117 4, 398,199 5, 103, 823 359, 787 2, 328, 798 300, 570 132, 878 9, 559, 205 1, 089, 481 14, 274, 475 10, 364, 065 45, 247, 742 28, 574, 671 32,490, 106 24, 363, 881 10,159,907 19, 774, 945 23, 974, 801 6, 106, 693 5,915,098 9, 631, 094 7, 549, 953 215, 300 5, 923, 119 2, 580, 978 55, 765 3, 595, 966 232, 584 4, 645, 795 1,101, 460 961,220 1,794,584 1,298,415 83,878 i 671, 672 ; 692,500 i 6, 370 j 149, 001, 382 | 5, 033, 774 Totals. 41,518,741 ! 574,760,143 706,161, 705 188, 578, 304 | 960, 837, 381 j 1, 303, 450, 791 REPORT OF THE COMPTROLLER OF THE CURRENCY. CX1H Liabilities of the national banks, and of the reserve required and held at three dates in each year from 1880 to Ife83. STATES AND TERRITORIES EXCLUSIVE OF RESERVE CITIES. Reserve held. Date. Numb e r of bankvS. Net de- Reserve posits. required. 1 Classification of rese rve. I j A m o u n t i Ratio to ; deposits. 1 i Millions. Millions. Millions 57.8 384.8 134.0 57.8 ; 138.6 385. 2 61.6 410.5 147. 2 Specie. Other lawful money. Due Redemption from agents. i fund. i ; Per cent. Millions. Millions Millions Millions. 18.5 \ 34.8 30..8 \ 73.3 11.4 19.0 i 36.0 1 29. 2 79.1 11.3 21.2 I 35.8 ! 28. 3 86.4 11.3 A p r . 23,1880 J u n e 11,1880 Oct. 1,le80 1,844 1, 845 1,859 M a y 6,1881 J u n e 30,1881 Oct 1,1881 1,868 1, 880 1,895 460.5 484.1 507. 2 69. 1 j 72.6 1 76.1 J 155.3 170. 1 i 158.3 | 33. 7 35. I 31.2 27.8 27. 6 27. 5 29. 3 87.1 2R 0 ! 103.3 27.1 92.4 11.0 11.1 11.4 M a y 19,1882 J u l y 1,1882 Oct. 3,1882 1,981 1,996 2, 026 519.2 527.6 545.8 77.9 79.1 81.9 i 154.7 : 151. 9 150.4 29.8 28.8 27.5 30. 0 30.1 30. 0 28.7 27.5 30.0 84.7 83. 2 80.1 11.3 11.1 11.3 M a y 1,1883 J u n e 22,1883 Oct. 2,1883 2,128 2,169 2, 253 556. 3 560.7 577. 9 83.4 : 84.1 i 86.7 148.9 \ 157.7 157. 5 ! 26.7 28.1 27.2 31.4 31.1 31.2 31.0 29.6 30.8 75.2 85.8 84.1 11.3 11.2 11.3 NEW YORK CITY. A p r . 23,1880 J u n o 11 1880 Oct. 1,1880 47 47 47 224.1 247. 7 268. I . 56.0 61.9 67.0 58.4 76.4 70.6 : 26.0 30.8 26.4 44.6 57.4 58.7 12. 8 18. 0 11. 0 1.0 1 0 0.9 M a y 1,1881 J u n e 30,1881 Oct. 1,1881 48 48 48 277. 3 312. 1 268.8 69. 3 78.0 67. 2 79.9 i 81.9 ; (52. 5 > 28.8 26.2 23.3 64.1 66. 5 50. 6 14.9 14.4 10. 9 1.0 1.0 1. 0 May 19 1882 J u l y 1,1882 Oct 3 1882 50 50 50 ' 267. 3 277.4 • 254. 0 C)C>. 8 69. 3 03. 5 70. 5 • 72.1 ; 64. 4 ! 26.4 26.0 25.4 50. 5 50. "> 44 5 19.0 20. 6 18 9 1 0 1.0 1 0 M a y 1,1883 J u n e 22,1883 • Oct. 2,1883 ; 48 48 48 • 253.7 : 279.3 ; 266.9 ; 63.4 69. 8 66.7 64.6 : 80. 5 1 70.8 i 25.5 28.8 26.5 47.3 56. 8 50.3 16. 5 22.8 19.7 0.8 0. 8 0.9 OTHER RESERVE CITIES. A p r . 23,1880 '. J u n e 11,1880 Oct. 1,1880 184 184 ' 184 . 289.4 ! 64.5 67.2 72.4 82.5 ! 92. 8 i 105. 2 32.0 34.5 36. 3 22. 8 22. 6 28.3 29.8 25. 0 30.7 36. 8 48.2 3.7 3.6 3.7 M a y 1,1881 ' J u n e 30,1881 Oct, 1,1881 180 187 189 311.4 ! 343.7 335.6 ! 77.9 86.0 83.9 100. 3 : 116.0 i 100.8 j 32.2 33.7 30.0 29. 5 33. 6 34.6 26. 4 25. 9 21.9 40.9 53.0 40.6 3.6 3.6 3.7 M a y 19,1882 J u l y 1, 1882 Oct. 3,1882 192 193 193 323. 5 ! 327.0 318. 8 , 80. 9 81.8 79.7 102.4 95.9 89.1 31.6 29. 3 28.0 30. 7 30. 2 28.3 28.6 27.0 24.1 39. 5 35.2 33.2 3.6 3.5 3.5 May 1,1883 : J u n e 22,1883 Oct. 2,1883 ; 199 200 200 ! 314.6 ; 332.0 i 323.9 i 78.7 83.0 81.0 91.8 ' 103. 9 100. 6 29.2 31. 3 31.0 24.9 27. 5 26. 3 29.2 32.1 30.1 1 34.1 40.8 40.8 3.6 3.6 3.4 258.1 ! 2 6 8 . 8 •• S U M M J \RY. 178.3 186.9 201.0 | 274. 9 307.8 323. 0 1 31.7 1 34.1 33.4 85.9 99.0 108. 2 68.9 ! 77.0 64.3 104.0 115.9 134.6 16.1 15.9 15.9 1,049.2 i 1,139.9 ; 1,111.6 i 216.3 i 23l>. 6 227.2 335. 5 368.1) 321.6 32. 0 32. 3 28.9 121.4 127. 7 112.7 70.6 68.3 : 59.9 i 128. 0 156. 3 133.0 15.6 15.7 16.1 May 19,1882 ; J u l y 1, 1882 Oct. 3,1882 : 2,223 : 1,110.0 ' 2, 239 j 1,132.0 : 2, 269 | 1,118.0 i 225. 6 230. 2 ! 225.1 327. 6 319.9 303. 9 29.5 28. 3 i 27.2 I 111.2 110.8 102. 8 76.3 : 75.1 : 72.0 : 124.2 118. 4 113. 3 15.9 15.6 15.8 May 1,1883 ' J u n e 22,1883 Oct. 2,1883 : 2,375 i 2,417 2,501 1,124.6 1 1,172.0 ! 1, 168. 7 | j 225. 5 2:16. 9 234.4 305. 3 342.1 328.9 27.1 j oq o J 103.6 115. 4 107.8 76.7 1 84. 5 80.6 109.3 126. 6 124. 9 15.7 15.6 15.6 650 S C C - VIII Apr. 23,1880 ; J u n e 11, 1880 Oct. 1,1880 ; 2,075 ! 2,076 i 2,090 ;, M a y 1,1881 ! 2,102 i J u i i o 30,1881 •' 2,115 : Oct. 1, 188L i 2,132 ; 867. 0 1 901.7 ! 968.0 i i 28.1 | CXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Average weekly deposits, circulation, and, reserve of lite national bank* in New York City, as reported to the New York Clear'uuj House, for the nionfhs of September and October in each year from 1875 to 1^83. Liabilities. Reserve. Week endingCirculation. Net deposits. Dollars. Sept. 4,1875 Sept. 11, 1875 Sept. 18,1875 Sept. 25,1875 Oct. 2, 1875 Dollars. ! 210,397,200 209, 802, 100 | 206,916,800 ! 205,483.200 | 201, 409, 700 197,555,800 • 195, 192,400 j 191,468,500 i 189,068,800 ; Specie. Legal tend i ': Dollars, Dollars. 58, 810, 600 57, 828, 300 57, 856, 609 56, 348, 400 56, 181,500 51, 342, 300 48, 582, 700 47, 300, 900 45, 762, 800 Total. Dollars. 228, 490, 900 227,527,100 224,640,000 223,385,800 219, 303. 800 215,376,500 212.973,600 209,313,100 206,968,900 : ' i 9.1875 Oct. Oct. 16, 1875 Oct. 23,1875 Oct. 30.1875 18, 093, 700 17, 725, 000 17,223,200 17,902,600 17, 894, 100 17, 820. 700 17, 781, 200 17, 844. 600 17, 700,100 Sept. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 2.1876 9,1876 16.1876 23,1876 30,1876 7,1876 14,1876 21,1876 28,1876 197,992,400 : 14, 577, 300 14, 339, 700 200, 754, 700 14,403,500 202, 734, 500 14, 400, 800 200, 794, 800 14,615,700 j 196, 590,400 11,897, 000 195,145, 700 14, 693, 300 190, 699, 600 14, 809, 200 190, 019, 900 15, 059, 600 1845, 810, 200 212, 569, 700 215,094,400 217, 138,000 215, 195,600 211,206, 100 207, 042, 700 205, 392. 900 204, 829, 100 193, 869, 800 Sept. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 1,1877 8,1877 15,1877 22,1877 29.1877 6,187.7 13,1877 20,1877 27,1877 15, 357, 900 15, 543, 000 15,551,700 15, 570, 700 15, 699, 000 15,964,900 16, 055, 600 16,205,000 16, 600, 700 197, 099, 400 198, 492, 400 197, 135, 800 196, 204, 400 190,735, 800 188, 070, 900 187.114, 100 185, 875, 5i JO m , 974, 500 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 7,1878 14, 1878 21,1878 28,1878 5,1878 12,1878 19,1878 26,1878 19,037,000 ''191, 650, 200 1 9, 453, 000 191,090,500 ; 19. 591, 000 190, 268,100 19, 592, 500 189,832,700 i 19,552,200 187,568,400 j 19,567,800 . 184, 825, 400 ! 19,575,900 183,627,600 ! 19, 864, 400 186, 082, 100 ( Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 6,1879 13,1879 20,1879 27, 1879 4,1879 j 11,1879 I 18,1879 ! 25,1879 i 21,354,100 21,585,300 21, 366, 700 21, 513, 700 21,914,200 22,061,900 22, 268, 600 22, 430, 500 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 4,1880 11, 1880 18,1880 25,1880 2,1880 9.1880 16, 18*0 23,1880 30.1880 Sept, Sept. Sept, Sept. Oct. O«-t. Oct. Oct. Oct. 3,1881 10,1881 17,1881 24,1881 1,1881 8.1881 15, 1881 22.1881 29,1881 19, 669, 400 19, 764. 500 19, 768, 100 19,747,500 19,841,400 i 19, 849, 400 IP, 878, 400 19,901,400 19,930,400 Sept. Sept. Sept. Sept, 2,1882 9,1882 16,1882 23, 1882 18, 18, 18, 18, Oct. 19,324,200 ! 19, 335, 500 ! 19, 326, 400 ! 18,864,400 | 18,618,600 ' 18, 555, 600 ; 17,611,000 ; 18, 682, 500 18, 628, 400 278, 307, 357. 623, 400 000 500 700 181,741,500 j 182, 949, 400 i 181,584.100 i 180,633.700 I 175,036.800 j 172,106,000 i 171,058,500 ! 169, 670, 500 168,373,800 j : . i 9, 155, 700 i 8,494,500 ; 6, 538, 200 6,432,400 5, 438, 900 5, 716, 200 ' 5, 528, 500 5, 735, 000 8,975,600 ; 19,617,600 i 48, 238, 000 20,202,700 ' 48, 699, 700 20, 068. 900 • 49, 338, 200 16,907,800 ; 48, 625, 500 14, 751, 200 ; 47, 538, 900 17, 682, 600 ! 45,535,600 16,233,600 ! 43,004,600 15, 577, 500 41.421,7(0 ; 14,011,600 , 41,645,600 Total. Katio to | liabilities. Dollars, j Pe, :r ct. 67,966,300 i 29.75 66,322,800 I 29.15 64,394,800 j 28. 67 62,780,800 i 28.10 61,620,400 | 28.10 57, 058, 500 26. 49 54,111,200 25. 41 53.035,900 I 25. 34 54,738,400 j 26.45 67, 855, 600 j 68.902,400 j 69,407,100 65,533,300 62, 290, 100 63,218,200 59,238,200 56,999,200 55, 657. 200 13,993,800 41.460,400 55, 454, 200 17.811,000 , 39, 019, 800: 56, 830, 800 17,451,000 : 38,429,900 55,880,900 16,^45. 100 • 37,113,200 '. 54,058,300 14, 682,100 i 36,978,900 51,661,000 14, 665, 600 I 36, 168, 300: 50, 833, 900 14, 726, 500 j 35,178, 900 ; 49,905,400 14, 087, 400 • 35,101,700 : 49.189,100 15, 209, 000 1 34,367,800 i 49; 576, 800 I 210, 687, 200 i 14,583,200 ! 43, 260, 300 ! 57,843,500 210, 54.'5, f>00 15,929,300 i 41,673,400 1 57, 602, 700 201), S')[), 100. 15, 590, 4 t0 41,894, I 700 ! 57, 485, 100 209, 425, 200 ! 15,373,300 i 39, 762, 000 : 55, 135, 300 207, 120, 600 i 14,995,800 j 38, 304, 900 I 53, 300. 700 204, 393, 200 ' 12, 1K4, 600 I37, 685, 100 ; 49,869,700 203, 203, 500 13.531,400 36, 576, 000 50,107, 400 205, 946, 500 17,384,200 35, 6<)0, 500 53, 074, 700 31. 92 32. 03 31. 96 30. 45 29. 49 30. 53 28. 84 27. 83 27. 99 28.14 28.63 28. 35 27. 55 27. 09 27. 03 26. 67 26. 4(> 26.80 27. 45 27. 36 27.40 26.33 25. 73 24. 40 24. 66 25. 77 201,608,400 | 222, 962, 500 28, 502, 900 I36, 275, 800 201,071,200 ; 222, 656, 500 18,538,000 • 36,181, 600 203, 336, 900 ; 224, 693, 600 18,670,400 > 37, 781,100 204,964,400 226, 478, 100 18,731,600 i 35, 901, 900 206, 8(i(j, 800 .228,781,000 IS, 979, 600 !34, 368, 000 207, 684, 500 229,746,400 j 20,901.800 i32, 820, 300 207,200,200 : 229,468,800 i 24, i)8(\ 500 29, 305, 200 205, 496, 800 227, 927, 300 ! 25,636,000 : 26,71.3,900 j 267,791,300 287.115. 500 '• 61,269,200 i 12,545.900 267, 792, (iOO 287,128, 100 I00. 716, 000 ! 11,952,000 61,522,200 I 11,407, 100 268, 244, 300 287,570,700 ', 264, 358, 200 2^3,222,600 ! 60, 026. 600 I 11,090,500 263. 755, (iOO 282,373,600 i 59, 823, 700 i 11,129,100 269, 993, 400 288, 549, 000 : 62, 521,300 1 10, 785, 000 271, 907, 700 289,518,700 62, 760, 600 I 10,939,200 269,708,600 ' 288, 391,100 :60, 888, 200 : 10,988,200 289, 859,100 | j 61,471,600 10, 925, 000 271,230 700 54, 778, 700 54, 719, 600 56,451,500 54, 633, 500 53, 347, 600 53, 722,100 53, 991, 700 52, 349, 900 24. 57 24. 58 25.12 24.12 23. 32 23. 38 23. 53 22. 97 73, 815,100 72, 668, 000 72, 929; 300 71,116,100 70, 952, 800 73, 306, 300 73, 699, 800 71, 876. 400 j72, 396, 600 25.71 25. 31 25.36 25. 11 25. 37 25. 42 25. 46 24. 92 24.98 278, 241, 700 277, 011, 700 279, 404, 900 277,268.600 . 270, 727, 400 263,081,000 254, 224. 700 250, 299, 000 251, 480, 300 297,911, 100 ,: 57,816, 100 13, 226, 600 296. 776, 200 '•• 59, 9 9 1 , 6 0 0 12,591,300 299, 173,000 61,224. 100 11, 979, 000 297,016,100 i 60,476,000 12, 451, 300 290, 508, 800 ! 54,954,600 12, 150, 400 282, 931, 000 | 53, 287, 900 12,153, 800 , 300 1 12.452,700 274. 103, 100 270,200.400 i 54.016,200 12,496,500 271,410,700 ; 55,961,200 | 12, 947,900 71, 042, 700 72, 582, 900 73, 203, 100 72, 927, 300 67, 105, 000 65, 441, 700 63,461,000 66, 512, 700 68,909,100 2?. 85 24. 46 24, 47 24.55 23. 09 23.13 23. 15 24. 61 25. 61 271, 990, 400 265, 566. 900 263, 736, 700 260,205,800 290, 277, 800 49. 775, 400 283. 873, 900 \ 47,148, 500 282. 094. 200 48, 571, 500 278.829,500 , 47, 114,000 I 19, 953, 100 .' 69, 728, 500 19,448,800 i 66,597,300 18, 6'J 1,500 ! 67,263,000 17, 993, 700 j G5, 107, 700 24. 02 23.46 23. 84 23.35 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXV Average weekly deposits, circulation, and reserve of the national banks in New York, $-c.— Continued. Liabilities. Week ending;— Circulation.! Net deposits.; Dollars. Sept. Oct. Oct. Oct. Oct. 30,1882 7,1882 14,1882 21,1882 28,1882 Dollars. \ 18, 768,1.00 : 18, 894, 800 i 18,732,000 i 18, 749,400 I 18, 764, 500 | Sept. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 1,1883 8,1883 15,1883 22,1883 29,1883 i 6,1883 | 13,1883 I 20,1883 I 27,1883 ! 15,622,600 i 269, 961, 900 15,527,000 i 268, 805, 500 15.519.700 '•• 272, 325,100 15.394J 600 ' 271,728.200 15,184,800 ; 268, 496, 600 265, 592, 500 15,069,100 268, 942, 000 15,164, 200 262, 535, 700 15, 252, 900 15,336,200 | 258, 589, 600 251,858,100 249, 136, 800 249, 629, 700 247, 974, 400 247,575, 400 Reserve. Total. Specie. Dollars. Dollars. Dollars. Total. Dollars. Ratio to liabilities. 000 500 700 900 700 63, 314, 500 65, 400, 500 66, 283, 700 66, 542,100 65, 578, 900 Per ct. 23. 25 24.03 24.70 24. 97 24.77 53, 529. 21, 729,000 52,601, 074, 500 53, 397. 2o! 662, 700 49, 360' 22, 44!{, 300 50, 067, 900 j 20,566, 800 51, 586, 700 20, 122, 500 50, 894, 145, 800 47, 262, 719,700 46, 372, 20, 617, 600 75, 258, 000 73, 675, 900 74,060,100 71, 803, 900 70, 634, 700 71,709,200 72, 039, 800 67, 982, 600 66, 990, 400 26,35 25. 91 25. 73 25. 01 24. 90 25. 51 25.36 24.47 24,46 270, 644, 200 ! 44, 925, 500 268,031,600 ! 47, 016, 000 268,361,700 • 48,281,000 266,723,800 49, 518, 200 266,339,900 48, 374, 200 285, 584, 500 284,332,500 287,844,800 287,122, 800 283,681,400 280,661,600 , 284,106, 200 j 277,888,600 273, 925, 300 I Legal tenders. 18, 18, 18, 17, 17, 389, 384, 002, 023, 204, CXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Dividends and earnings of the national hanks, arranged by geographical divisions, for semiannual periods from September 1, 1674, to September 1, 18&3. Ratios. No. of banks Geographical divisions. 510 $160,461,832 $43, 020, 505 580 189,639,519 57, 749, 497 4, 646, 468 168 33,681,310 739 109, 786, 170 26,144,167 2,007 March, 1875, to Sept., 1875: New England States... Middle State* Southern States Western States Totals 512 603 175 757 ... 2,047 Sept., 1875, to March, 1876: j New England S t a t e s . . . j Middle States Southern States Western States | Totals Southern States Western States Totals Western States Totals 542 633 175 732 4.4 4.2 4.9 5.8 493,568,831 ; 131, 560, 637 24, 750, 816 129,136, 007 j 5. 0 4.0 4.7 161, 190, 34, 110, 928. 732 775, 569 640,100 520, 432 j i | j 43, 563, 385 7, 758, 460 57, 826, 444 j 9,151, 653 4, 965,170 1, 539, 234 27, 768, 650 ! 5, 868, 438 8, 767, 978 9, 985, 736 1,956,203 8, 090, 300 4.8 4.8 4.4 5.3 3.8 3.7 3.9 4.2 4.3 4.0 4.9 5.8 497,864,833 (134,123,649 24.317,785 28,800,217 4.9 3.8 4.6 166, 396, 620 193, 834, 271 33, 390, 100 110, 588, 500 7,371,060 1 7,548,855 4.4 10,174.655 j 5.770,198 5.2 1,509,125 ! 2,211,357 4.5 5, 756, 741 ; 7, 567, 511 5.2 3.5 4. I 3 9 4.1 3.6 2.3 5.7 5.4 4.9 3.9 3.6 4.0 4.6 4.3 5.1 3.2 3.6 3.7 4.0 2.9 3.2 3.9 4.5 43, 739, 079 56, 319, 205 5,348,175 29,061,135 ! | i j 168,178,520 190,272,820 32,120,440 106,079,800 43,109, 865 53, 430, 3(i8 5, 678, 22G 28, 653, 706 3.1 3.4 3.7 4.1 2. 9 2. 8 3.9 3.9 2,080 ; 496,651,580 J130, 872,165 . 21,803,9(59 .19,592,962 4.4 3.5 3.1 541 • 167,237,820 41,370,408 ; 6,147,573 , 631 1 185,468,951 51,871,038 ! 7,086,267 5, 571, 362 i 1,299,476 ' 175 32, 599, 989 j 725 101,018,100 25, 536, 446 | 6, 983, 800 ! 37 4.1 40 6.9 2.9 3.2 3.4 5.5 1.8 2.6 3.2 3.3 i2, 072 j 486,324,860 124,349,254 6.501,179 8,328,761 1,387,478 5, 58(5, :>51 ; 544 1 166, 546, 320 40, 560, 405 631 178,149,931 51,551,601 32,166, 800 5,482,012 176 98, 746, 700 24, 779, 543 722 | i ' j 3,744,799 6, 185,157 1,207,343 4, 136, 729 22,117,116 15,274,028 j 4. 5 ! 3. 6 | 3.5 2.9 4.1 ! 3.2 3.8 3.2 4.7 3.7 2.4 2.7 3.1 3.7 4. 0 I 3. 2 j 2.8 3.3 3.8 3.5 4.9 2.7 2.9 3.0 4.0 1.9 2.2 470. 231, 896 118,687,134 j 17,959,223 j 13, 658, 893 3.8 3.0 2.3 165, 645, 820 173,979,676 30, 882, 8(10 93, 905, 700 3.2 4.0 3.5 4.6 2.6 3.1 3.0 3.6 1.8 2.6 2.7 3.6 5,903,213 7,261,008 ], 217, 880 4, 599, 689 ! 4,985,926 ': 6,283,445 : 1,174,220 I 4, 503,105 2,074 • 475,609,751 ;122, 373, 561 j 18,982,390 16. 946, 696 543 629 176 699 2,047 Sept., 1878, to March, 1879: New England States... Middle States I Southern States j Western States j Totals 3.8. 3.9 3.8 4.4 4.8 5.0 4.3 5.4 3.9 4.4 4.3 53 March, 1878, to Sept., 1878: New England States... Middle States Southern States i We stern States Totals . FT. ct. Pr. ct. Pr. et. 0,128,206 0, 7*7, 978 1,470,475 5. 206, 303 Sept., 1877, to March, 1878 New England States. Middle States Southern States Western States Totals . $9,031,409 110, 361, 652 ! 1,861,758 j 7, 881,188 2,081 i 500,482,271 |132. 251,078 j 22,563,829 ;2(», 540, 232 j 4.5 j 3.6 \ Sept., 1876, to March, 1877: j New England States. ... Middle States Southern States • Western States Totals 531 625 174 746 j $7,785,166 9,537,118 1,463, 170 5, 965, 362 if 2, 076 ! 504, 209, 491 |l34, 467, 594 24,811,581 23,097,921 I j 539 I 167, 902, 820 43,319,060 i 6, 770, 149 C, 098, 661 626 | 190,928,351 54, 527, 758 ; 8,818.572 j 6,751,345 179 j 33, 392, 600 5. 486, 1,432'.194 | 1,498,873 737 ! 108, 258, 500 ; 28, 917, 630 j 5,542,914 j 6, 191,353 March, 1876, to Sept., 1876: New England States... Middle States March, 1877, to Sept., 1877: New England S t a t e s . . . Middle States Southern States earnDividends. Net ings. Surplus. T Sept., 1874, to March, 1875: New England States.. Middle States Southern States Western States Totals Capital. 544 630 175 694 166, 587, 820 176, 694, 576 31,491,800 95, 457, 700 38, 51), 5, 23, 956, 874 j 5, 459, 786 1S2, 622 i 6, 674, 618 684, 035 "" ' 1,115,865 863, 603 4,708,954 38, 037,115 j 50,084,782 5, 240,""" 054 23,382,183 ' 3, 846.183 ' 4, 999, 505 j 951,995 i 3,861,210 5, 295, 347 ! 3, 658. 989 6,876,398 ! 5,826,662 1,077,333 i 961,734 4,291,976 ! 4.231,275 2, 043 464,413,996 116, 744,134 ! 17,541,054 ,14,678,660 | 3. 8 j 3. 0 j 2.5 REPORT OF TITE COMPTROLLER OF THE CURRENCY. CXV1I Dividends and earnings of the national banks, 4'C.—Continued. Ratios. I NO. Geographical divisions. ' of banks : Capital. ; ' Surplus, ' JO Dividends. Net earn- i "S . ings. i Q^a I+J " j QrS "^ " 13 Hat Sit ;^3 £ i-E: rag-is•&£•«•&§• P March, 1879, to Sept., 1879: New England S t a t e s . . . Middle States Southern States Western States I I ! I Totals : Pr. ct. Pr. ct. Pr. ct. 542 $UM, 4f>0,120 $37, 441, 984 $5, 257, 526 !$4, 761, 422 2.6 2.4 3.2 3.0 3.2 640 , 169, 645, 936 : 49, 779, 783 6, 690, 394 7,128, 979 3.9 1,056,594 979, 496 3.0 2.7 175 30, 281, 800 ;• 5. 198. 481 3.5 90, 754, 200 22, 729,103 3.9 3.5 088 4,397,353 j 4,003,303 4.8 2, 045 ; 4f>5, 132, 050 115,149, 351 17,401,867 116,873,200 i 3.8 Sept., 1879, to March, 1880: j New England S t a t e s . . J Middle States • Southern States ' Western States ! ( 546 ! 164,820,020 • 37,869,312 640 !169,399, 170 51,306,583 175 | 30, 432, 700 .' 5, 210,198 685 i 89,428,200 22,840,408 Totals j •. f 548 I 165, 380, 242 ! 38, 450, 297 I 654 169, 343, 870 • 52, 762, 674 I 30,4-23,700 ! 5,516,335 176 89, 067, 250 i 23, 416,343 694 ;2,072 Sept., 1880, to March, 1881: New England States... Middle States I 657 Southern States ! 178 Western States Totals . 3.6 4.1 4.0 4.8 7,413,622 I 3.5 9, 805, 448 4.2 1, 434,102 3.7 5, 380, 078 4.7 38,944,841 | 5, 900, 861 53,536,248 I 6, 974, 934 5,898,107 | 1,264,398 4, 737, 324 6, 757, 787 9,162, 771 1,905, 690 6, 625, 773 18, 877, 517 |24, 452, 021 39, 878, 448 55,747,501 6,530,694 25, 081, 751 650, 488, 672, 542, 870 315 700 600 40, 703, 776 57, 470, 278 6, 928, 882 26,188, 953 5,952, 275 7,123, 339 7, 367,409 10, 210, 373 , 333, 715 1, 981, 226 5, 261, 978 7, 768, 661 102, 948, 830 41, 58, 7, 26, 5t 729, 842 6, 732,530 7,194, 528 9, 704, 251 1,289,362 2, 062, 960 6, 662, 821 7, 737, 893- 165,653,070 174, 375,472 33, 963, 000 109, 099, 800 41, 341, 246 62,118, 694 8, 228, 309 25, 881, 856 5,819, 093 6, 200, 443 3.5 7, 542,146 9, 900, 021 1,405,019 i 2,198,993 4.1 5, 518, 844 I 8,133,477 5.1 2.8 3.2 3.3 4.1 3.0 4.2 5.2 6.0 483, 091, 342 137, 570,105 20, 285,102 26, 432, 934 4.2 3.3 4.2- 3.5 4.3 4.0 4.7 2.8 3.2 3.2 3.8 3.2 4.2 5.4 5.9 20,393, 576 .27, 574, 214 4 . 1 3.2 4.3 3.4 3.7 2,137 | 460, 354, 485 165,515,870 173, 270, 315 32, 212, 700 033, 491, 503, 542, 296 696 078 862 fe,197 557 687 207 816 12,267 March, 1883, to Sept., 1883; [ New England States...! 562 Middlee States 224 Southern States 875 Western States 166,793,070 173,915,465 35,685,300 118, 246, 305 41,727,679 63,453,454 9,084,011 26, 967, 043 5, 861,182 7, 556, 795 1, 415, 529 5, 560, 070 6, 651, 595 9, 960, 635 2, 433, 336 8, 528, 648 Totals i|2,350 494,640,140 il41,232, 187 General averages J2,102 476,699,375 ^127,296,444 j 20,473,844 ,22,485,322 I 3.7 19,499,968 129,170,542 162, 171, 31, 94, Sept., 1882, to March, 1883: j' New England States ..A Middle States \ Southern States Western States [ Totals 623,120 739, 045 448, 700 034, 000 ^2,106 March, 1882, to Sept., 1882: New England States... Middle States Southern States Western States Totals 165, 170, 30, 90, 165, 373,120 171,560,315 30,973,950 91, 027,100 Sept., 1881, to March, 1882: New England States... Middle States Southern States Western States 5, 858, 434 7,120, 204 1,139, 203 4,172, 359 3.2 454, 215, 062 120,145, 649 18, 290, 200 24, 033, 250 456, 844, 865 122, 481, 788 March, 1881, to Sept., 1881: New England States... Middle States Southern States Western States Totals . 5,409, 351 5,610,287 ' 3.3 7,151,166 9,220,826 4.2 1,246,470 | 1,278,695 j 4.1 4,314,286 j 5,042,976 | 4.8 2, 046 j 454, 080 090 117, 226, 501 j 18,121, 273 i21,152, 784 I 4. 0 Totals March, 1880, to Sept., 1880: ! New England S t a t e s . . . i Middle States \ Southern States ! Western States | Totals A CXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports of dividends and earnings of national hanks in the United States September 1, 1882, to March 1, 1 3 from Ratios. States and Terri- No. of; tories. (banks, j Maine New Hampshire. .. "Vermont Massachusetts Boston Rhode Island Connecticut New England States New York New York City. Albany New Jersey Pennsylvania Philadelphia.... Pittsburgh Delaware Maryland Baltimore Dist. of ColumbiaWashington Middle states... Virginia "West Virginia . . . . North Carolina . . . South Carolina . . . Georgia llorida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States. Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States . Colorado Nevada California San Francisco.. Oregon Arizona Dakota Idaho Montana i Dividends. Net earnings. 71 $10,435,000 49 ! 0, 080, 000 46 I 7,786,000 190 45, 027, 500 53 50, 450, 000 62 20, 315, 050 86 25, 559, 520 $2,606,118 ], 118, 321 1,796,902 13, 539, 511 11, 420, 461 $447, 025 233,150 298, 580 1,685,410 1,448,194 690,165 1, 016, 566 3,971,17^ 6, $8S, 758 00 ; 00 i 00 | 83 i 80 i 25 I 95 ! $459, 653 211,228 307,128 1,706, 102 1,656,214 667, 365 1,192, 751 56 11 03 16 27 43 40 Pr.ct i 4. 28 | 3.83 i 3. 83 j 3. 74 \ 2. 87 ; 3.40 j 3. 98 Pr. ct..•Pr.ct. 3.43 j 3.52 ! ; i I 3.24 ! 2.93 3.20 3.12 2. 92 2.88 I 2.34 | 2.68 i 2.84 ! 2.75 ; 3.13 j 3.67 557 J165, 653, 070 j 41, 341, 245 84 i 5, 819, 002 83 j 6, 200, 442 96 I 3. 51 ! 2. 81 251 50 7 66 199 32 23 14 22 17 1 5 ! 34,192,767 8, 616, 365 20 • j 51,650,000 23, 678, 976 05 J 1,800,000 1, 400, 000 00 i i 12,125,350 3, 723, 605 06 ! ; 30,156, 340 8, 671, 442 79 i I 17,358,000 8,531,803 08 j ! 10, 050, 000 3, 267, 015 47 ! 1, 743, 985 554, 517 98 734,571 63 i 2,431,700 ! 11,490,330 2, 626, 336 34 | 252,000 60, 000 00 254, 000 00 1,125, 000 687 ;i74,375,472 21 18 15 13 12 j ! i ! ! 3, 271, 300 1, 836, 000 2, 501, 000 1, 885, 000 2,283,000 2 I 100, 000 1,468, 000 75, 000 100,000 2, 875, 000 1, 900, 000 305, 000 8,198, 900 ! 3, 451, 500 291 3, 715, 300 ?! Jl I 1,766.333 i 3,120, 416 I 162,043 I 746,338 ! 1,755,687 998, 340 ,' 510,744 ! 105,207 ! 131,872 ! 556,783 £.<J i 12,230 57 I 34,021 32 2.99 3.22 i 4.13 3.23 ; 4.14 3.45 j 5.06 3.58 : 4.71 3. 06 ! 4.52 3. 26 j 3.86 2.87 I 3.84 O. O U ! 4.00 i 2.41 3.42 3. 60 2.93 3.23 1.97 4.58 4.16 3.94 3. 92 2.47 62,118, 693 60 j 7, 542,146 35 i 9, 900, 021. 38 j 4. 33 I 3.19 1,087,024 475,132 425,557 700, 038 576, 400 11,742 290, 600 2, 565 595 1, 055, 000 638, 950 65, 000 1,523,466 656, 973 719,263 19 37 90 39 00 21 00 94 30 00 01 00 06 40 53 136.939 78,190 97, 830 75, 400 84, 610 7, 618 59, 480 6, 000 5, 000 118, 000 101, 375 18, 000 297, 237 117,060 202, 280 00 00 00 00 00 36 00 00 00 00 00 00 00 00 00 i I I ! ! J I i ! 1 I 1 197, 090 90, 418 97. 673 128, 969 138, 432 2,195 46, 798 4, 025 5, 833 209, 696 301, 770 37,467 442, 498 200, 406 295, 713 4.19 40 1 *• I 9 1 78 I 4.26 i 21 3.9L j 62 \ 4. 00 62 I 3.71 1 ! 98 7.62 44 4.05 ! 22 8.00 ! 44 5.00 51 4.10 83 5 34 45 j 5.90 49 I 3.63 92 ! 3.39 80 I 5.44 207 | 33, 963,000 8, 228, 309 30 ; 1, 405, 019 36 \ 2,198, 992 66 j 4.14 j 3. 33 ! 5. 21 166 11 6 94 138 10 80 5 38 3 88 35 20 5 21 22 20, 324, 000 8,100, 000 4, 200, 000 13, 323, 500 11,964,600 7, 050, 000 8, 205, 000 2, 650, 000 2, 880, 000 650, 000 7,175, 000 6, 003, 700 2, 030, 000 2, 950, 000 1, 420, 000 1, 744, 000 742 1100,669,800 1, 390, 000 75, 000 1, 800, 000 1, 500, 000 300, 000 100, 000 1, 040, 000 100, 000 650, 000 4,189, 778 989, 000 740, 000 3, 637, 964 3, 860, 753 2,165, 000 2, 081,707 340, 000 700, 204 285, 000 1, 741, 030 1, 263, 387 444, 900 690, 929 314, 269 356, 477 48 00 00 69 35 00 67 00 34 00 67 78 00 82 32 24 23, 800, 403 36 693, 500 18, 517 376, 890 202,466 55, 000 500 207, 615 20, 000 101,500 00 52 51 94 00 00 02 00 00 : •: i ' i i ; j 1 ! i 875, 001 60 286, 000 00 174, 000 00 680,110 00 722, 405 00 349, 500 00 457. 057 00 112,500 00 123,100 82 28, 000 00 381,942 86 317, 7JB4 98 197,391 82 80, 500 00 91, 250 00 86,050 00 1, 218, 631 412, 560 287, 355 775, 346 933, 423 993, 271 616,321 19, 933 204, 692 79 43 40 63 59 43 82 22 58 88, 689 585, 380 500, 932 128, 066 31,540 148, 772 187, 357 34 49 13 27 09 18 71 4, 962, 594 08 j 7,132, 275 10 166, 500 7,500 94,500 60, 000 42, 500 5, 000 34, 750 20, 000 00 00 00 00 00 00 00 00 254,471 12, 059 146, 619 81,190 51, 048 5, 500 139, 459 20,441 122, 276 97 61 73 40 43 00 24 66 86 4.3L i 3.53 ! 4.14 i 5.10 6.04 j 4.96 I 5.57 I 4.25 ; 4.27 j 4 31 i 5.32 I 5.29 9.72 2.73 1 6.07 j 4.93 I 3.57 [ 4.97 4.54 3.15 5.82 4.57 5.90 3.79 10.78 5.90 4.44 0.67 3.76 5.72 3.44 9.49 2.99 6.56 4.28 6.89 4.37 5.18 7.98 2.21 I 0.87 5.26 I 8.58 4.10 ! 8.92 3.52 4.01 4.56 4.93 i 3.99 i 11.98 10.00 5.25 4.00 14.17 5.00 3.34 20.00 I 7. 99 ! 8.02 ! 4.34 i 3.52 ill. 97 4.97 ! 2.79 ;i6.67 : i j i ; i I i 5.73 12. 21 12.90 6.74 4.77 14.38 5.47 11.18 17.03 16.1'7 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports of dividends and earnings of national banks, CXIX ifc.—Continued. Ratios. States and Terri- i No. of tories. 'banks.: Capital stock. Surplus. j Dividends. :Net earnings. :£*.g£3 New Mexico . Utah Washington . Wyoming Pacific S t a t e s a n d Territories.... United States 6 ! $500, 000 ,• 350, 000 2 ; 200, 000 4 i 425, 000 3 74' $124 713 28 150 000 00 32 750 00 98 000 00 j \ 8, 430, 000 I 2, 081,453 2 7 ! $61, 000 00 16, 000 00 19, 000 00 29, 500 00 Pr. ct.Pr. ct.Pr. ct. i $54,009 46 12.20 9.76 8.65 i 29, 505 95 4.57 3.20 5.90 ! 38, 336 81 9.50 8.16 16.47 | 46, 282 24 6.94 5.64 8.84 I I , ; 556, 250 00 | 1, 001, 202 36 ' 6. 60 ; 5. 29 ' 2,267 483,091,342 j 137, 570,105 37 ;20, 285,102 62 26,432,934 46 j 4.20 3.27 9,52 4.25 CXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports of dividends and earnings of national banks in the United Stales March 1, 1883, to September 1, 1883. from Uatios. States and Territories. No. of: banks. Maine 2s'ew Hampshire ... Vermont Massachusetts Boston Rhode Island Connecticut 72 49 46 191 54 63 87 New England States | I: New York i New York City ..j Albany j New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Dist. of Columbia.. Washington Middle States Virginia. West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Surplus. j Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States.., Colorado Nevada California San Francisco . . . Oregon Arizona Dakota Idaho Montana Dividends. N e t earnings.: J£^ i— ^ nj i * ** a> : ' i Pr.ct.Pr.cl.Pr.ct. $10, 525, 000 I $2, 622, 415 86 [ $438, 825 00 ; $467, 053 75 j 4. 17 j 3. 34 ' 3. 56 1,169, 964 :}" 235,050 00 ; 281,608 11 3.87 ' 3.24 !: 3.88 , 0,080,000 3. 40 1, 809, 465 58 325, 730 00 : 326, 635 73 4.18 ! 3. 39 ! 7, 786, 000 : 45,402,500 33,594,047 93 1,663,739 96 , 2,050,307 12 3.66 | 2.82 3.47 2.70 50,750,000 11,590,572 18 1,454,450 00 I 1,68:"), 217 74 2.87 2.33 i : 0,540, 050 4, 060, 588 94 • 715, 570 25 i 889, 637 65 3. 48 ! 2. 91 3. 62 : ™i 4. 00 ' 3.15 2. 92 25,709,520 6, 880, 623 74 1,027,816 95 i 95], 135 56 562 ; 166, 793, 070 , 41,727,678 60 ' 5,861,182 16 | 6,651,595 66 253 48 7 67 208 32 23 14 23 17 1 5 i 34,088,760 ' 50.350,000 ' 1,800,000 ; 12,050,350 ! 30, 925, 340 Ii 17,558,000 10, 050, 000 ! 1, 743, 985 i 2,481,700 I 11,490,330 j 252,000 I 1,125, 000 1,494,181 2, 335, 885 76,500 551, 054 1, 221, 221 820,810 377,000 83, 015 108, 893 441, 029 10, 080 37, 125 698 j 173, 915, 465 Southern States.. Capital stock. 22 18 14 13 13 2 i 9 i 2 I 7j 30 5 49 .si 62 ! 1, 829,608 00 ] 3, 463,729 00 J07, 461 00 693, 255 90 1, 534,535 00 999, 110 00 501, 422 10 122, 472 00 144, 085 76 ! 497, 195 00 i 13, 00 : 53. 773 06 25 21 22 75 82 24 24 09 66 '5 69 4. 38 4.64 4. 25 4.57 3. 95 4,67 3.75 4.76 4.39 3.83 4.00 3.30 3.49 3.15 2.39 3.48 3. 06 3.12 2. 82 3.52 3.37 3.08 3.23 2.64 7, 556, 795 38 9, 960, 634 98 139, 012 00 , 224,951 88 75, 880 00 I 85, 523 20 79, 750 00 ! 139,712 58 77, 000 00 168,300 41 79, 875 00 143,779 17 2, 500 00 13, 228 21 50, 480 00 48,180 80 10, 803 55 6,712 82 253,287 10 414,990 43 27, 857 59 455, 793 24 188, 436 02 251, 779 01 3, 1, 2, 1, 2, 371, 300 836, 000 351, 000 885, 000 331, 300 100, 000 1, 443, 000 125, 000 100, 000 2, 875, 000 2, 825, 000 455,000 ; 8, 570, 900 ! 3,551,500 I 3,865,300 ' 3.09 3.26 2.83 2. 92 2.69 2.18 2.94 224 | 35, 685, 300 9, 084, 010 55 ; j 20, 769, 000 i 8, 990, 805 ! 4, 200, 000 , 13, 373, 500 ! 12,464, 600 |10, 050, 000 8, 450, 300 2, 650, 000 3,140, 000 40 650, 000 3! 97 | 8, 033,100 6, 270, 000 35 ! 24 2, 340, 000 3,150, 000 6 1,675,000 25 30 2, 235, 000 172 13 6 95 144 11 4, 225, 859 55 1, 049, 000 00 770, 000 00 3, 714, 410 08 3, 966, 052 23 2, 565, 000 00 i 1, 934, 426 88 i 180, 000 00 ;! 705, 961 08 290, 000 00 j 1,931, 983 31 ! 1,337, 984 08 j 486,100 00 • 723, 655 22 j 350, 250 00 ! 407, 9b7 33 1, 167, 570 71 350, 609 28 212, 465 69 808, 049 27 954, 631 12 ,791 73 646, 619 22 209, 783 72 237,718 84 83,889 88 595, 711 91 437, 530 72 156, 006 61 220, 756 57 172, 510 54 211, 376 12 4.12 3.85 4.14 4.59 5.66 3.90 5.34 3.67 4.55 4.92 4.90 5.14 4.13 3.94 5.91 4.91 i 3.42 3.45 3.50 3.59 4.30 3.10 4.34 3.45 3.72 3.40 3.96 ! 4. 24 i 3.42 ; 3.20 ! 4.89 4.15 4.67 3.49 4.27 4.73 5.81 7.84 6. 22 7.41 6.19 8.92 5.98 5.75 5.52 5.70 8.52 8.00 786 |108, 441, 305 24, 63S, 649 76 1, 395, 000 75, 000 1, 800, 000 1, 500, 000 350, 000 100,000 1, 435, 0i)0 100, 000 1,175,000 720, 700 00 20, 000 00 382, 284 77 211,400 28 60,000 00 1,320 00 297, 621 08 20, 000 00 165, 000 00 101, 000 00 208, 494 63 I 7.24 4.77 7, 500 00 10, 610 07 iio. oo 7.90 100, 500 00 148, 559 39 5.58 4.61 60, 000 00 89,333 38 | 4.00 3.50 67, 500 00 100, 915 40 ; 19. 2916.46 7, 000 00 7,820 00 6.90 27, 250 00 164, 456 67 !| 7.00 1.57 15, 000 00 I 14,463 65 il5.1.89 12.50 128, 000 00 i 134, 908 23 !10. 00 9.55 89 9.85 11.17 6.80 5.22 24. 61 7.72 9.49 12. 05 10.07 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports of dividends and earnings of national banks, CXXI cfc.—Continued. Ratios. States and Terri- No. of banks. tories. Capital stock. Surplus. j Dividends. ! Net earnings. re a ps £ cs p : .;_, CJ »: cd o ® Pr. ct\Pr. ctPr. ct. $143,817 65 ; $40, 250 00 $550, 000 $59, 890 62 7.32 I 5.80 8.63 169,500 00 ] 16, 000 00 450, 000 48, 653 32 3.56 I 2.58 7.85 450,000 ! 33, 750 00 ! 19,000 00 i 42, 828 24 4. 22 i 3. 93 8.85 425, 000 j | 103,000 14,500 00 43,692 15 3.41 i 2.75 8.27 420, Wl) 1U..), UUU 00 UU !i New Mexico Utah "Washington Wyoming Pacific States and Territories United States 89 9, 805, 000 | 2, 328, 393 78 | 603, 500 00 j 1, 074, 625 6.16 75 i 4. 97 8.86 4.12 > 3. 21 I 4. 34 2, 359 |494, 640, 140 1141, 232,180 79 120, 393, 576 72 27, 574, 214 33 I CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of Ratio of dividends to capital for six months ending— States, Territories, and ' reserve cities. j ~ l1Q b 9Q I \ ' - 1881. 1882. 1883. | i- .Ratio of 1879. Mar.| Sept. 'Mar. Sept. ;Mar.| Sept. (Mar.j Sept. Mar.; Sept. Mar. Sept. 1 2 3 4 5 6 7 8 9 10 11 32 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware ...'. Maryland Baltimore District of Columbia Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas.... Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis j I Kansas | Nebraska Colorado Nevada California. San Francisco Oregon Arizona Dakota Idaho Montana New Mexico Utah Washington Wyoming Averages 4. 7 j 3. 9 j 3. 4 3. 4 i 2.2 I 8. 3 j 4.0 i 3. 9 ! 4.2 i 4.9 j 4. 0 ! 3. 5 4.7 3.3 j 4. 4 j 4. 5 3. 5 4.0 1.8 4.2 4. 0 3.1 1.6 3. 8 2.6 4. 2 4. 0 5.3 3.7 2.5 4. 2 | 4.9 2. 8 i 3.0 : 4. 2 ! 5.1 : 3.8 | 6. 0 I 5.1 5.9 2.9 4.5 4.9 4.6 Pr. ct. Pr. ct. Pr. ct. ;Pr. ct. Pr. ct. Pr. ct 4.2 4. 1 ; 4.4 '•• 4 . 4 4.4 •: 4 . 4 5!o 3.7 4.2 3.8 4.5 4.0 3.5 4.4 3.5 4.1 4.4 4.3 4.0 2.7 4.2 4.0 3.3 1.9 3.0 i ! i ! ! . 5. 1 i 4.6; 4.1 ! 3.8 I 4. 5 I 3.6 ' 4.4 i 4.6 ! 3.9 | 4.0 i 2.4 4.0 4.0 3.7 1.9 3.3 2.8 4.2 3.6 3.7 3.2 3.2 4.8 4.1 5.2 3.5 4.0 6.1 6.8 5.9 4.9 5.8 2.9 4.4 6.0 3.3 2.8 j 1.3 I 2. 5 3.1 i 6. 7 10.8 i 2. 7 2.8 I j 7. 5 4.2 I 3. 7 3.5 17. 0 22.0 | j 2. 0 9.4 :20. 0 15.0 I 8.6 1.8 4.5 4 5 6.0 6.0 j 3. 3.7 3.4 2.5 3.3 4.0 3.5 3.9 3.7 3.7 2. 2 4.8 4.1 5.4 6.3 3.5 3.6 7.9 4.9 5.6 3.7 4 3 5.2 4.9 4.7 5.1 B.I ! j 4.8 ! 5.1 •: 4 . 7 3.2 •' 5.3 7.7 4.1 1 ! 3.7 3.1 12.0 15.0 3.3 3.5 , 6.0 18.0 38.0 j 3. 9 j 3. 8 i 4. 0 3.7 4.5 3.6 2.9 3.4 4.1 3.8 4.4 4.3 4.2 4.4 4.5 3.7 4.4 4.5 4.2 4.0 2.3 4.2 4.2 2.5 1.4 3.7 •; 3. 9 i 4.1 ' 4.1 I 2.9 j : 3.4 | 4.0 ! 4.1 I! 4.8 6.0 i 4.4 ; 3.9 I 4.4 I 3.7 ' 4.4 : 4.4 j 3.7 ! 4.0 ! 2.6 . 4.3 i 4.5 I 3.6 : 3.5 ! 3.5 j 2.5 I 4.1 4.3 4.5 3.7 3.8 3.8 5. 4 4. 4 4. 7 4.1 6.9 6.3 3.7 i 3.7 j 5.6 4.5 4.6 4.1 ! 4.7 I 7.0 9.6 i 5.9 ; 5.1 I 5.5 i 4. 0 | 5.6 i 5.1 i 4.6 3.5 i 8.3 ! 7.6 15.6 J12.0 i 4.7 ! 4.0 !l2.0 its : 4.1 5.8 3.7 3.8 4.2 5.1 4.4 3.8 4.1 4.5 j 5.1 5.7 5.3 i 6.4 4.9 4.8 ; 9.5 i 5.2 4.9 5.1 ' 4.9 5.1 5.4 5.0 ; 6.5 4.0 4.0 ! 4.0 5.2 4.4 ] 5.3 8.0 5.6 ' 4.6 4.3 6.5 ' 7.8 3.7 3 . 2 • 3.7 3.6 3.6 j 3.4 7.4 7.5 j 7.6 9.6 4.5 !'10 7 | 5.0 5.0 4.2 4.4 i 4.6 4.0 4.0 I 4.0 32.0 12.0 !l2.0 10. 0 | 3. 6 5.0 15.0 118.0 28.0 ! 6.3 I 3.7 ! 3.6 5. 6 4. 3 I 4. 5 2.6 j 6.4 6.0 I 6.0 J20.0 6. 0 22. 0 7.5 4.9 7.7 6.0 i 6.0 ! 3.0 •11.1 4. 0 I 4 . 1 i 4. 2 •v. n. Pr. ct. Pr. ct. Pr. ct.\ Pr. ct. 3.5 4.2 3.8 4.3 \ 4.3 3.3 3.9 3.3 3.0 4.2 2.8 2.9 3.7 2.6 1.8 2.9 1.8 2.6 3.5 2.8 4.0 3. 2 3.0 • 4.0 3.4 ! 4.0 4.4 3.1 2.9 ! 4.7 4.6 3.2 2.6 2.8 4.2 6.1 3.1 4.6 3.2 4.7 2.8 2.8 3.9 ! 3.9 3.1 : 4.9 4.7 3.3 2.7 2.6 : 3.8 3.7 3.2 3.5 4.8 4.5 3.4 3 4 4.4 i 4.7 3.8 2.9 3.5 ' 3.6 4.0 3.3 3.3 i 4.0 3.3 1.5 2.2 i 2.4 4.1 3.3 3.3 4.2 3.2 4.1 3.2 I 4.3 3.4 2.7 2.9 \1 3.9 4.1 1.4 3.7 4.0 3.4 3.2 2.6 I 3 . 7 i 2.5 ! 7 . 6 | 3.5 2.5 2.4 ! 4.0 I 8.0 5.0 5.0 4.2 4.1 4.1 3.6 i 5.3 3.9 3.1 3.8 ' 5.9 4.0 4.5 3.8 i 3.6 3.8 3.2 2.8 3.9 I 3.4 3.9 2.3 2.9 4.9 ! 5.4 5.0 3.6 4.1 5.8 i 4. 3 I 4.1 4.0 I 3.4 10.5 ! 3.5 3.8 3.4 | 4.4 5.2 ! 4.1 4.1 2.6 I 3.0 5.9 - 5.1 4.6 3.3 i 3.1 6.9 ! 6.0 5.7 3.9 j 4.6 14.7 : 5.0 3.9 2.5 4.5 5.3 4.7 5.6 5.6 4.7 3.1 i 4.2 3.7 3.8 ! 3.6 ! 4.6 | 4.3 4.5 4.6 i 4.5 3.1 , 4.3 4.9 2.2 2.2 4.9 3.6 j 3.5 7.0 5.1 4.9 iI 5.3 4.2 ! 5.1 5.3 4.1 3.5 9.7 3.7 ! 2.6 3.9 1.0 i 2.2 • 2.6 2.7 5.9 2.0 j 2.5 4.2 6.1 4.9 5.5 13.8 4.9 8.9 8.4 :12. 0 7.2 2.3 i 2.4 10.0 |l0. 0 10.0 4.7 j 5.2 5.6 6. 9 i 3. 8 4.0 | 4.0 4.0 3. 5 ' 3. 3 1.8. 3 |14.2 19.3 |14.2 I 18.3 j 5.0 7.0 8.4 4. 0 I 3.3 1.9 1.8 15. 0 :20.0 15.0 |16.7 12.5 1.3 10.9 6.1 4.0 5.3 11272 7.3 4.0 3.6 4.8 4.0 4.6 4.2 3.7 9.5 3.4 1.2 6.9 12.9 3.7 5.3 3.9 I 3.9 i1 2.9 2.8 3.3 3.4 : 3.8 4.1 4.1 3.7 ; 4.5 5.0 6.2 4.2 : 4.2 4.2 I 3.8 4.1 , 4.4 4.4 i 3.4 3.7 4.4 5.6 4.0 ; 3.8 4.0 I 4.0 2.4 ; 2.6- 4.1 ; 4.3 4.6 3.7 • 4.7 I 3.7 3.6 ! 5.1 3.9 i 3.8 2.5 3.5 ! 5.0 3.7 I 3.5 I 3.9 | 4.1 3.6 3.4 3.6 2.8 3.4 4.1 4.0 4.5 4.6 4.2 4.1 4.0 3.7 4.4 4.4 3.9 4.0 2.4 4.3 4.3 3.8 4.0 3.3 2.5 4.0 I 3.8 ! 3.8 i 3.7 i 2.9 ! 3.4 4.3 | 4.4 I 4.2 iff 4.1 3.0 3.1 NOTE.—Fignres printed in bold-faced type in column REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIII the dividends and earnings of national banks, from March 1, 1879, to September 1, 1883. Ratio of earnings to capital and surplus for six months ending— dividends to capital and surplus for six months ending— 1881. 1880. 1882. 1883. 1879 1880. 1881. 1882. 1883. Mar. Sept. M a r . Sept. Mar. Sept Mar. Sept Mar. Sept Mar. Sept Mar. Sept Mar. Sept Mar. Sept 1. 1. 1. 1. 1. 1 1 I 1. 1. 1. 111. ! 1 • 3.3 3.1 2.9 2.7 2.1 2.8 3.2 2.8 3.8 2. 5 3.2 3.0 3.1 2.8 3.5 3.5 3.2 3.3 2.0 3.1 3.2 3.3 1.6 2.8 • " ! " " 3. 6 i 3. 6 3. I 3. 7 2. 9 2.4 2.8 3.2 i 3. 3 i33 | 31 ! 2.4 ! 2.8 3.0 3. 1 3. 0 3.2 : 3.3 2.4 3.0 3.5 3.1 2.8 3.5 3.3 3.0 3.0 2.6 3. 4 3. 4 3.5 3. 6 3.4 3 1 3.3 1.9 3.3 3.4 2.2 1.2 3.1 3.2 2.1 3.3 3.8 3.3 4.2 3.1 4.7 4.2 3. 0 3. 0 Pr ct 3.5 3.1 4.4 3.0 2.3 2.8 3.3 3.3 3.6 2.4 3.2 3.3 3.0 2.8 3.4 4.3 3.3 3.2 2.0 3.2 3.6 3.2 2,9 3.2 2.4 3.2 3. 5 3. 3 3. 0 3.4 2. 7 3.1 2. 8 3.5 2.4 2.9 3.2 3.3 3.4 3.4 3.4 3.0 2.9 2.8 3.4 3.4 3.0 3.2 2.1 3.2 3.6 3.1 2.9 2.8 2.3 3.5 ' 3. 4 3. 3 i 3. 2 3. 2 3.2 i 3.4 ' 3.1 3.4 2 . 5 : 2.9 ; 2.8 1 1.4 2.3 i 2.3 2. 3 0. 8 2. 8 : 2. 8 i 2. 9 2. 4 3.2 3.1 3. 1 : 2. 9 3. 2 ; 3.2 ; 3. 5 2.8 3.2 3 2 2.6 3.4 3. 3 3. 6 3. 2 3.1 2.7 3.5 2.9 2.7 2.5 1.4 2.9 2.8 3.3 3.6 2. 9 3.3 3. 5 2.3 2 4 3.8 3.2 3. 6 3.4 3.9 3.9 2. 7 4.0 3.7 ' 3.1 ! 2. 5 3! 6 5. 8 6. 2 2.4 1.2 1.4 3.1 1.9 ; 3. 5 2.5 3.1 3.3 3.8 ! 3.1 9 '-{ 2.8 3.3 3.4 3.1 £4 3.4 2. 8 ! 2.9 i 2. 8 2.4 3.1 3. 4 i 3.4 i 3. 5 4.0 3.6 3.4 3.2 3. 6 4. 3 4.1 j 5.1 3.9 3.6 3.5 4. 0 3. 4 3. 3 i 3. 8 3. 4 3. 4 2.9 ! 3.4 3.2 3.1 i 1. 9 3.2 3.2 ! 3.2 4.6 2. 0 i 2.0 2.6 i 1.4 3.2 3.1 ; 3.1 j 3. 4 3.4 3. 4 j 3.3 2.2 3.3 3.3 • 2.8 4.2 8.1 : 2. 9 ! 2. 9 1.1 2. 7 3. 0 i 2. 7 3. 2 2. 3 6. 8 i 2. 2 1 1.1 3.4 ! 3.4 2.9 i 3.5 3.4 3.0 4.3 3.9 3.6 4.5 3.4 3. 9 3. 9 4.8 3.3 4.0 4.3 4.2 3.2 1.5 1.5 1.7 3.0 4. 2 4. 3 3.5 3.7 4 . 1 2.5 4.0 1.9 1.4 3.0 3.O 2.6 2.5 4.6 2.8 5 . 3 1.7 4.7 3.6 7.2 3.2 3.6 3.7 3. 5 1 4. 4 3. 7 3.0 i 3.4 3.2 2.0 I 4.0 4.1 i 4.1 4.0 ! 4.5 3. 6 3. G 4. 1 4.5 7.1 4.8 4. 1 3. 9 3.4 3. 9 ! 4. 5 3. 8 3.8 3.7 3.7 4.4 4.3 4.6 4. 2 5. 9 3. 1 4.5 4. 0 4.2 4.3 4.4 4.4 5. 2 3.5 4.9 4. 1 ! 3. 6 3.9 0.3 2.0 3.6 4.8 4.2 5.5 4.6 6.7 4.3 4. 7 : 4. 8 4.7 9.4 i 7.2 7.3 5. 3 5. 5 4.8 3.3 68 4.'6 3.1 3.3 3.9 3.1 3.7 3.8 5.6 2.3 3.9 4.4 3.8 2.6 4.3 6.2 3.3 3.3 2.9 10.0 0.8 12.5 2.8 3.1 4.8 27.1 3.2 8. 6 3. 5 3. 6 3.1 3.1 i 5.3 3.3 ; 3.2 3. 4 j 3.1 3.2 4.7 3.0 3. 2 3.6 3.1 5.5 5.2 3.2 3.2 3.1 : 3.0 2.8 4.0 3.1 4. 9 3.2 ; 3.1 3.3 : 2.8 3.0 j 2.9 i 3. 4 3.2 3.2 il.O 5.7 2,1 2.1 3.0 0 1 2.4 0.1 3.5 2.7 3.3 3.3 3.4 3.4 I 3.3 i 3.2 2.5 for 1879 and 1880 signify percentage of loss. 4.6 5.0 7.2 2.8 6.3 1.6 4.4 3.6 5.7 3.9 5.1 4. 6 3. 1 5. 1 3. 3 1. 9 2.9 5.4 3.8 3.7 i 3.5 3.7 3.8 4. 8 3. 6 3. 4 3.4 2.6 3. 9 3. 9 3.3 4. 1 9. 4 . 3.1 3.4 ! 3.5 4.0 3.4 3 3 4. 5 1 3. 5 3. 5 3.2 2 1 3.3 3.4 3.5 !j 3. 6 3.9 3.6 4.6 4.0 3 . 6 j 3 . 3 2.9 4 . 2 5.2 5.2 4. 6 4. 3 2. 0 3.7 4.0 4.8 3. 1 6. 0 3.0 5.4 8. 7 i 3. 8 3.1 5.0 6.8 3.5 ; 4.1 3.9 4 . 6 4. 5 4. 4 4. 3 4 . 1 3.7 3.7 3.7 2.4 3. 8 ' 3. 4 2.0 5.9 3.8 j 3.6 4.2 4 . 3 3.7 j 3.4 3.7 4.9 4.4 3.9 5.0 3.0 3.0 2 9 2.9 2? 2 ! 3. 0 3.4 3.3 3.6 3. 5 4. 2 4.1 4.4 5. 6 : 4. 3 . 4. 0 , 3. 4 3.6 4 8 39 6 7 4.2 4 3 4 4 4 2 5 0 4 1 5.3 3.3 3.5 3.7 2.9 ! 8.0 ; 3.4 3.0 2.5 2. 5 2. 9 2.9 2.9 2. 2 i 2. 2 i 3. 2 !' 2. 8 1.4 2. 9 2. 8 2.9 6.7 3. 4 ; 5. 3 4.9 5.2 0.9 5. 9 5. 9 5.6 5.5 10. 4 ! 4.1 : 4.1 6. 0 5.4 3. 5 8. 2 7.0 10.8 5. 9 8. 0 4. 8 4 . 1 3.7 4. 8 4 . 5 10.5 8. 4 R n i 7 fl 3. 9 4.1 3.7 4.0 4. 0 ! 4. 3 ! 4. 6 6.0 4 . 5 3.6 ? 3.6 3.6 3.6 3.5 : 3.5 3.5 3.6 2.8 10.0 10.0 26.7 10.0 15.6 12.0 16.5 17.4 16.6 5 0 69 9.2 3.1 5.2 5.3 3.4 2.8 i 1.6 14.9 14.4 12.5 15.0 23.3 18.3 12.5 16.7 12.5 16.9 12.5 6.2 9.5 11.8 4.8 3.3 5.9 4. 2 9. 8 5.8 4.5 3.7 2.3 6.4 4.0 3.7 2.8 ! 3.2 2.6 5.7 7,2 3.3 4.4 2.7 3. 2 ' 8. 2 3 9 6.0 6.2 8.3 1. 0 5. 6 2.7 13.0 r.s 15.0 3.2 4. 3 1.9 4.3 4.0 3.3 8.8 4.5 0.3 3.0 4.3 7.7 4.0 5.0 6.8 4.4 8.8 4.6 6.1 7.6 5.2 10.0 5.6 6.6 4.2 ; 5.2 4.3 ! 7.9 6.1 ; 6. 0 4.6 ; 4.9 5. 5 5. 1 4. 2 i 5.0 4.4 j 4.8 5.5 ; 6.3 8.8 ! 9.8 5. 5 I 6.2 4. 5 j 6. 5 6.1 ; 6.1 11.1 ' 5. 6 5. 7 3 2 7.0 7 0 3.6 3.9 3.4 3.5 2.7 3.6 2.9 4.3 4.7 3.3 4.4 3.8 3.8 3.7 5.1 4.5 3.5 3. 9 4 . 5 2.5 3.8 4.5 5.1 3.9 3.7 3.3 4.9 5.0 6.4 4.8 4.8 2.0 11.6 2.7 2.8 5.2 8.5 5.8 6.6 5.3 6.3 3.2 3. 5 2.9 2.7 2.7 3. 4 2.7 , 3.6 3.7 4. 4 4 . 1 5.2 4 . 1 2.1 5.1 4. 0 4.7 4.5 4.5 3. 2 3.9 0.3 3 8 4. 9 4.6 4. 2 4.2 3. 5 3.9 8.2 10.4 2.7 lu. 7 5.6 ! 5.1 2.3 6.3 ; 7.7 ! !.... K /j • A a ; 3.6 4.2 5.3 3.1 3.2 5.8"; 5I4 8.8 ! 7.5 11.9 10.8 4. 0 ! 8.1 |10.1 5.3 3. 8 ! 4. 2 i 4. 5 4.5 4. 0 ; 4. 8 ! 4. 9 4.4 5.5 6. 4 1 5. 4 u. 1 4.7 4. 8 I 4. 5 5.0 7.7 5.8 4 . 5 3.5 6. 3 8. 0 5. 8 4 . 3 4.7 6.6 4.8 4.6 4.7 10.2 5. 8 5. 9 5.8 8.3 10.8 7.8 9.4 6. 6 4 2 5. 5 1 5. 5 6.6 5. 0 ;! 3. 7 4. 6 6.8 7.4 9.3 13.5 ! 6.7 12.1 15. 7 ill. 8 18. 9 8. 7 11. 2 16.0 3.6 = 4.9 6.7 1 5.1 8. 9 3.1 j 4. 4 5. 6 5. 1 4.3 18.9 19.6 13.8 16.7 14. 5 8.3 I 0.7 7.4 5.4 5.7 6.2 18.5 9.5 8.9 5. 5 6.6 6.0 5.1 6.9 5.7 4.5 5.2 5.5 4. 8 0. 9 5.7 7.2 8.6 8.5 12.4 i 8.9 8.0 10. 9 12. 2 9.8 12.4 12. fl 11.2 6.1 6.7 6.8 4.4 4 . 8 5.2 20. 9 14. 4 24.6 5. 2 5.3 6. 0 5.7 5. 2 ! 4.1 4.5 : 4.2 4. 7 ; 5. 7 6.7 5.3 2.7 i 3.8 5. 7 : 4. 3 7.2 6.3 10.7 ! 8.3 9.2 12.6 17.1 14.5 13.2 12.1 14.6 23.1 8.4 13.3 11.3 16 fi 2.9 j 7.6 12.5 7.0 5.7 i 6.4 7.5 19.9 8. 1 8. 9 11.1 17. 2 16.7 4.5 1 2 . 8 '• 5 . 0 3.7 4.2 4. 2 5. 0 6.2 4.2 6.0 10. 6 18.4 27.6 9.1 6 . 0 '•• 6 . 0 6.2 5.5 ! 8.7 11. 2 12.7 17.0 11.2 16.3 8. 6 8. 6 7.7 9.5 12.0 10.1 8.6 7.8 12. 5 16. 9 16. 5 8.8 16.1 ' 4.2 j 8.8 8.3 4.4 1 7.4 4. 6 5.9 4. 3 4.2 ~ 3 1 2" 3 4 5 6 7 8 9 10 11 12 13 14 1516 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 4L 42 4a 44 4546 47 48 49 50/ 51 52 5a 54 55 56 57 5859 60 61 62 63 CXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ^Number and denomination* of national-bank notes issued and redeemed, and the number of each denomination outstanding, on November 1 in each year, from 1871 to 1883. Ones. 1871. Issued Redeemed.. Twos. Tivea. Tens. 12, 537, 657 4,195, 791128,174, 940 9, 728, 375 2, 779, 392 5,276,057 1,493,326 3,276,374 933,445 245,361 Outstanding. 1872. Issued Redeemed Outstanding. J.010. One hundreds. Twenties. Fifties. 433. 426 82,972 321,163 76, 287, 7,261,600 2,702,46524,898,566 8,794,930 2,534,031! 350,454 244,876 Five One himthoudreds. | sands. 14, 642 6, 017 4, 843 4, 005 8, C25! 838 497,199 126,180: 367, 797: 110, 989 15, 621 7, 867 4, 933 4, 315 6,377,9712,371,23925,972,681 9,553,750 2, 7b6, 836. 371, 019| 256,808 7, 7f)4 618 14, 297, 360 4, 782, 628 31, 933, 348 11, 253, 452 3, 225, 688i 7,919,389 2,418,389; 5,960,667 1,699,702 438,852 r 1 ! 115, 524,189 5,195,111:34, 894, 456 12, 5(50, 399 3, 608, 219 I 9,891,606 3,120,7231 9,141,963 2,573,070 653, 071! 55'.), 722 168,976 416,590 144, 057. 16,496 9, 658 5,148 4, 530 Outstanding.; 5, 632, 583 2, 074, 388 25, 752, 493 9, 987, 329 2, 955,148 390, 746 272, 533. 6, 838 618 17, 344 11, 676, 5, 240 4, 683 295, 910 5, 668 557 884,165: 645, 838 381, 037; 299, 428! 18, 476 14, 47i; 5,530 5,048 346, 410 4, 005! 482 Issued 1873. Redeemed ! i ; ; ] i '16,548,259 5,539,113 39,243,13613,337,076 3.962,109 666,950 492,482 ill, 143, 606 3, 555, 01913, 041, 605 3, 912, 707 1,171, 608; 231, 5 J6 196, 572 1874. Issued Redeemed Outstanding.; 5, 404, 653 1, 984, 09426, 201, 531 9, 424, 369 2, 790, 501 j 435, 394, 1 1875. Issued Redeemed il8, 046,176 6, 039, 752 47, 055,184 17, 410, 507j 5, 296, 064 14, 092,126 4, 616, 623;24, 926, 771; 7, 608, 5321 2, 204, 464 Outstanding. 1 3, 954, 050 1, 423,129 22,128, 413; 9, 801, 975; 3, 091, 600 503,128! 1876. !l8, 849, 264 6, 307, 448i51, 783, 528 20, 008, 652; 6, 086, 492 15, 556, 708 5,124, 546,32, 382, 056 10, 369, 214; 3, 052, 246 985, 615, 515,784; 710, 900: 395, 785, 18.72L 16,217; 5,539 5,272 3, 292, 556 1,182,902 19, 401, 472| 9, 639, 438 3, 034, 246 469, 831' 315, 115J 2, 504 267 1 ; i | | I 20, 616, 024 6, 896, 968 56, 816, 848 22, 266, 0641 6, 776, 253 1, 079, 781; 767, 317 . 116, 10, 815, 010, 568 000 5, c 555, 526 38,115, 868 12, 434, 77 9! 3, 703, 528 634. 679 479, 317 20, 022 17, 615: 5,668 5,411 288,000 2, 407j 257 812, 903 541, 859| 20, 2io| 18, 895; 6,204 5,900 271,044 1,315| 304 850, 720 581, 604 ! 6,340 6,057 Issued Redeemed.. Outstanding. 1877. Issued Redeemed : Outstanding 1 | 3, 800,4561, 341, 442 18,700, 980; 9, 831, 285J 3,072,725, 1878. Issued Redeemed [ 1 . II 445,102 I• 4, 284, 219,1, 491, 07318, 507, 85510, 298,144| 3, 210, 989 I 419,356j "I" 1879. Redeemed Outstanding . j '22, 478, 415 7, 517, 765 61,191, 288 24,157, 2931 7, 344,167 1,147. 578j 118,194,196 6, 026, 692 42, 683, 433 13, 859,149j 4,133,178 728, 222i Outstanding Issued i |23,167, 6777, 747, 519 65, 578, 440 25, 904, 2231 7, 869, 9511, 211, 761 19, 600, 477,6, 501, 270 45, 996, 076 14, 930, 599 4, 437, 343 785, 26B I 3, 567, 200 1, 246, 249 19, 582, 364 10, 973, 624; 3, 432, 608 I 1880. 426,498| _ I Issued 23,167, 69,131, 27, I B B U D U . . . . . . . . . |£t>, .IUI , 677 u/ < 7, <, 747, i t 1, 519 uiiriuiT, 101, 976 ai u^ i , 203, _,uo, 168j ivo\ 8, 266, 398 1, 253, 865 _R e d. e e m e d ..... 20, 875, 215;6, 943, 889 49,149, 824115, 821,110 4,684,820 825,499 Issued Redeemed Outstanding 1882. Issued Redeemed Outstanding 1883. Issued Outstanding Redeemed 269,116! 1,283! _ __ _ 283 879, 490 610,601 20, 763! 19, 484! 6, 363 6,124 268,889| 1,279 239 959, 712 660, 202 891, 890| 465,684! 299,510 21, 959 20, 495 7,144 6,943 1,464 201 23,167, 677 7, 747, 519 78, 697, 424 32, 042, 260! 9, 751, 784 1, 453,, 035,1181 3241 22,787 22,353, 877 7,484,140 59, 313, 233 19, 770, 934| 5, 751,707i 980,182 719,130 20,880 7,187 6,990 Outstanding. 2, 292,462 803, 630 19, 982,152 11, 382, 0583,581,578 1881. 20,570 19,287; 428,366! 23, 167, 677 7, 747, 519 73, 612, 504 29, 477, 519 8, 940, 817 1, 357, 574' 21, 838, 565 7, 286, 434 53, 516, 488.17, 346, 635| 5, 084,992; 1, 329,112 461, 085 20, 096, 016 12,130, 884 3,855,825; 813, 800 315, 988 1,907 107 23,167, 677 7, 747, 519 83, 447, 208J34, 544, 086 10. 578, 8461, 556,009 1, 114, 722 22, 593, 909 7, 570, 903 65,142, 567 22, 712, 355 6, 424, 638 1, 090, 703 789,125 23,163 21,367 7,277 7,092 1,796 185 I 573,768 263, 379 19, 384,19112, 271, 326! 4, 000, 077J 473,142, 176, 616 18, 304,64111, 831, 731 4,154, 2081 465, 306j I I 325, 597 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXY Table showing by States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation, from June 20, 1874, to November 1, 1883, and amount remaining on deposit at latter date, States and Territories. Maine -. New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia W e s t Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kt ntneky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Jowa. Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico Dakota Washington Arizona California Legal tender notes deposited prior to J u n e 20, 1874, and remaining at that date Totals ! Additional ! circulation issued since ; J u n e 20. ! 1874. $1,820,580 1, 250. 665 2, 507. 970 26, 978, 910 4,019,720 5, 585, 550 32,218,255 3, 481, 035 20,295.610 i 369, 075 2, 259, 260 457, 000 1, 446, 250 285, 310 1, 280, 660 189, 700 673, 330 72, 000 232, 400 139, 500 1, 755, 2.10 1, 256, 290 310, 500 6, 327, 920 1,22(5,770 2, 338, 060 12, 788, 230 5, 655, 020 5. 133,075 3, 803, 380 1,811,020 3, 439, 430 1, «27, 990 759, 080 1, 252, 240 36, 000 120, 020 957, 150 323. 900 22, 750 503, 580 75, CuO 144, 000 710, 030 488, 250 41, 840 1, 226, 240 L e g a l - t e n d e r n o t e s deposited t o r e t i r e na- j t i o n a l - b a n k circulation since J u n e 20, 1874. For redemption of notes of To retire circulation under act of Tune 20, 1874 $495, 000 442, 397 521,097 1,266,800 I 32,350 ! 533,478 i 4,926, 112 ! 1, 021, 758 3, 394, 486 ! 166,600 451, 164 937,369 731,060 167,000 i I ; ! 330,925 ! $1,044,800 145, 800 2, 099, 090 17,108.910 2, 828, 185 5, 300, 662 37, 044, 921 3,891,232 15, 472, 581 53, 350 2, 010, 880 530, 060 1,189,010 431, 085 1, 642, Wo 1, 259, 380 851,225 Total deposits. $1,539,800 i 588,197 ! 2,620,187 18,375,710 2, 860, 535 I 5, 834,140 ) 41, 971, 033 4, 912, 990 18, 867. 067 53, 350 2,177,480 981.224 2. 126, 379 1, 162.745 ], 809, 585 1, 259, 380 1.182,150 10, 000 384, 480 666, 413 61, 290 '"'849,817 405,301 i 1,043,450 ! 5,796,768 ! 3,244,735 ! 2,658,184 ' 3,912, 113 i 1, 078, 880 ! 1, 392, 526 ; 718,219 • 781,721 | 56, 240 I 2, 144, 250 404, 790 198, (100 3, 288, 7S3 821,059 5, 064, 365 6,237,121 8. 080, 025 8. 559, 546 3, 787, 092 1, 577, 469 2, 575, 495 1,904,201 509, 530 509, 380 278, 225 | 161,191 i 158, 400 190,81)0 436, 025 ! 357,991 ' 164,250 342,950 87, 300 180, 000 87,300 ; 180,000 90, 000 I 90,000 Legal-tenders on deposit with the U. S. Treasurer at date. 474,480 i 2, 810, 663 466, 080 198,000 j 4, 138. 600 j 1,286,360 ! 6,107,815 I 12, 033, 889 I 11,330,760 I 11,217,730 j 5, 699. 205 2, 656. 349 3,968,021 2, 622, 420 1,291,251 565, 620 180, 000 $343, 397 292, 805 385, 788 4, 064, 636 145, 024 1,013,065 7,149, 351 1,123, 467 4, 266, 720 * " 228,' 090 52, 988 191,136 54, 294 361, 040 37, 500 268, 525114,524 21 25, 585 116, 592 2, 35(> 1,109, 064 352, 034 1, 096,169 4, 259, 712 2, 312, 375 1,677,970 1, 779, 794 668, 600 1,119, 886 403, 401 230, 423 54, 546 1,438 97, 984 6, 97 (> 112,464 56, 650 60, 900 119, 000 3,813,675 159, 702, 355 36,941,369 j 139,832,692 | 180,587,736 35, 756, 308 CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Statement of the monthly increase and decrease of national-bank circulation from November 1, 1879, to November 1, 18d3, to which is added itie preceding yearly increase and decrease since January 14, 1875. National-bank circulation. Months. November. December . January ... February.. March April May June July August September. October November . December . January ... '.February .. March..... Apiil May June July August September. October November . December . January ... February .. March April May June July August September. October November . December . January ... February .. March ."... A pril May 1880. 1, 6<«3, 875 703. 400 1,14:*. 450 1,316,880 626,100 463,610 658, 950 506, 590 106, 040 407, 300 412, 500 1,105, 650 249, 887 540, 560 365, 210 649, 987 343, 037 1,134, 326 950, 055 567, 844 412, 645 555, 271 359, 406 635, 483 626, 630 577, 640 4, 820, 620 7, 202, 630 3, 342, 070 3, 109, 520 3, 027, 820 2,1)36, 660 366, 645 1,023,785 ; 1,174, 376 2,228,435 1, 724, 310 , 2,264,377 j 745,882 i 1,310,587 ' 673. 821 1,189,143 933,665 1, 224, 639 1, 2, 2, 1, 554, 700 803,190 730, 930 491, 820 1882. 1, 402, 450 I 046,470 ' 1,350,300 ! tfO4, 540 I 076, 220 ! 1,121, 530 • 1, 956, 900 ; 3, 869, 000 i 3,805,510 2,028,400 ! 1,341,450 i 1, 875, 420 : i 1883. TotaLs From January 14,1875, to October 31, 1875.. From November 1,1875, to October 31,1876. From November 1,3876, to October 31,1877. From November 1,1877, to October 31,1878. From November 1,1878, to October 31,1870. Circulation surrendered to this office and retired $2, 914, 430 $104, 920 229,322 : 2, 347, 258 $3,100, 350 2, 576, 580 June July August September. October Grand total. Retired. 1879. 1881. Decrease. Increase. Issued. 1,371,080 1,272,780 1,290,220 1,075,650 1,307,790 1,305,200 3,114,110 3,318,770 642, 980 793, 850 j I i i ; : ; 81,356,295 I 10, 086, 675 7, 093, 680 36, 306, 030 36,201,685 22, 033, 400 i ' , I ; $670, 716 291,105 61, 254 216, 605 57, 971 , I 154, 967, S55 | 53,094 !. 560,167 j. 259, 985 446,145 "3,646,244' 5, 064,105 3,617,751 035,143 2,283,938 717, 073 880, 870 1, 704, 047 1, 797, 265 267,181 3, 195, 849 206, 601 1, 506, 388 :: 1, 600, 289 1,218,388 3,841,750 2,237,820 295,104 1, Cfil, 886 ; 2, 015, 043 ! 3, 853, 957 1,535,052 ; 2, 360, 458 2, 061, 402 i 1, 520, 369 1, 749, 379 126, 041 649,918 249, 809 523, 648 865, 530 1,116, 290 33. 002 178,919 1. 657, 272 2, 115, 551 2,708,839 1, 505, 875 2, 076, 373 2, 644, 072 2,147,800 ; 2,404,394 : 1,883,885 1,091,104 285, 292 F42, 771 3, 508, 599 520, 225 968, 583 1,338,872 1, 033, 690 1,175, 424 1, 240, 905 1,107, 344 63, 605, 066 : 33,133, 036 : 15, 472, 707 14, 570, 305 I | 3, 583, 630 27, 506, 081 : 20.413,301 38,265,331 i ! 1, 059, 301 10,086,116 : 5,305,569 i. 7, 040, 397 i 15, 893, 093 !. 142,064,306 , 154, 067, 1, 353, 988 162, 921 778, 240 666, 803 283, 083 13,397,810 155, 462, 006 54,332,598 j 41,428,039 J. : 54, 332, 598 •• 41, 428, 939 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXVII Number of State batiks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the ta.r thereon, for the six months ending November 30, 1882. I No. of : banks. States and Territories. Capital. On capital, i On deposits. $83, 343 150, 000 450, 000 328, 333 7, 289, 589 3. 215. 983 Maine New Hampshire . Vermont. Massachusetts... Boston Rhode Island Connecticut Tax. Deposits. $29, 265, 309 38, 490, 071 12,928,438 169, 385, 964 81,33*, 196 52, 567, 039 91, 363. 553 3, <>94, 433 $183 02 375 00 686 91 651 55 14,639 40 6. 021 23 7,718 35 $784 1,707 7, 582 7, 425 38, 579 31,667 24,147 Total. 18 70 26 74 64 62 39 New England States. -. New York New York City Albany New Jersey — Pennsylvania Philadelphia Pittsburgh Dela ware Maryland Baltimore W ashmgton 118,701 18 498, 409 93 4,472 23 10, 587 45 98, 214 02 1(19,411 92 27,216 30 2, 712 25 1,324 79 14,048 11 11,527 37 I j i „. Middle States 849, 032, i)2(> Virginia "West Virginia,.. North Carolina . South Carolina . Florida Alabama Mississippi .._. Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati. Cleveland. . Indiana Illinois. Chicago Michigan Detroit Wisconsin . Milwaukee Iowa M innesota M issouri Saint Louis Kansas Nebraska Colorado Western States Nevada California San Francisco Oregon Arizona Dakota Idaho Montana New Mexico Utah Washington Wyoming i ; j > ! 69,903,010 3r 173' 2, 15 \ 1, 96,627 34 1, 1U6,218 27 77,712 50 2. 356 4,059 1, 571 16. 187 8, 785 12, 586 13,881 6, 652 4.148 3, 451 i j j I 05 86 36 89 90 93 21 44 05 23 j 2, 371 I ' i j ! j | i 12 268,734 90 8, 628, 598 24 11, 786, 369 20 959,009 j \ Pacific States and Ter- ! ritories 311 ! 24,027,770 n 12,207 16 2, 009 40 1,883 60 9, 782 43 9, 269 34 13, 593 55 5, 766 03 130, 248 619,358 39,947 525,726 25,417 359, 785 466.414 218.165 Grand totals , 20.631 50 11,791 32 7, 216 60 2, 849 24 1, 560 89 1,408 24 8, 803 92 389 66 3, 080 00 2, 516 73 415 09 5,491 10 11,626 13 640 00 15,254 55 12, 112 S 4, 347 49 i \ ! | 209, 590 93 136, 748 68 643,943 34 5, 197 23 12. 662 64 116,922 73 116,537 17 35,654 09 4, 141 46 ! , ' i •' ; 108,948,135 5,140 232,435,330 1,782,699,035 43,113 75 169,881 32 212,995 07 488,885 07 1,993,220 38 2,482,105 45 CXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending November 30, 1875. State banks, private j bea ftv unT1isfqw wl \ v m;11,rRbftn bankers, and trust £» f companies. | ^P«aJ. Geographical divisions. Savings banks; i without cap•' ! ital. No. Capital. Deposits. No. Ca Total. No. Capital. Deposits. \Miirns. 'MiWns. New England States 126 I 11.6 • 24.0 Middle States jl, 270 j 90. 8 j 232.4 Southern States....; 517 j 36.0 | 42.6 "Western States and \ I Territories !l, 853 j 70. 9 ' 188. 0 \MiWns. 2 i 0.3 3 j 0.2 3 0.4 4.1 32. 6 | United States .. J3, 766 | 209. 3 ; 487. 0 5.0 39. 1 MilVns. I MiWns. MilVns. '•MilVns. I | 5. 2 j 436 ! 413.9 564 11.9 443.1 I 0.8 i 218 | 382. 8:1, 491 91.0 616.0 ! 0.5 ! 3 | 1. 9 , 523 36.4 45.0 38 j 47. 0 jl, 910 75.0 267.6 695 ! 845. 6 !4, 488 I 214. 3 1,371.7 Table, by geographical divisions, of the number, and average capital and deposits, of State banks] private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1876. State banks, private bankers, and trust companies. Geographical divisions. i No. Capital. Icapital.j I MilVns. \MUVns. New England States 135 11.7 23.6 Middle States 1, 256 89. 2 223. 4 | Southern States..-. | 516 35.7 44.9 j "Western States and • i i ( Territories 1, 896 ' 77. 4 ! 188.1 J De £ o s " j No. | T > ^ ° S " Xo. 'Capital. • Deposits. MilVns. MUVns.!! MilVns. \MiWns. MilVns. 0.2 ! 4.4 436 i 415.1 572 ! 11.9 443.1 0.3 I 1.2 212 i :.;82.5 1,471 , 89.5 607.1 0.4 0. 6 ; 41 2. 0 , 523 36.1 47.5 31.0 | 39 ! 45.0 |l,954 81.5 19 264.1 i i j 37. 2 i 691 1 844. 6 J4, 520 ! 219. 0 United States .. :3, 803 \ 214. 0 j 480. 0 j 26 1, 361. 8 1 3 3 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of (tarings banks with and ivithout capital, for the six months ending November 30, 1876. companies. Geographical divis- ! ions. jI No. Capital.1 ! i ,Savings banks without cap-i; ital. capital. No.'Capital.: No. ! 'MilVns. MUVns. iMUVns. MilVns. 0.20 4.15 New England States1 131 I 11.34 j 22.76 0.16 0.77 Middle States jl, 213 I 88.34 226.40 0.48 0.64 Southern States 505 j 35.40' 42.40 Western States and ! I I Territories :1,915| 82.14 192.49 17 I 4.21 32.38 United States ..3,764 J 217.22 \ 484.05 24 | 5.05 37.94 438 211 3 35 its. Total. Capital Depos-* its. \MilVns. i MUVns. MilVns. 422.99 I 570 11.54 449.90 385.82 1,426 88.50 612. 99 2.04 512 35.88 45.08 44.68 1,967 86.35 269. 55 855. 53 ;4, 475 j 222. 27 il, 377. 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIX Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings banks ivith and without capital, for the six months ending May 31, 1877. jank s, pi bankers, and trust companies. Geographical divis- j ions. '- No. Hew England States 117 Middle States 1, 202 Southern States 517 Western States and I Territories X 963 Capital. 1 Total. capital. ital. 'Capital.1 D ^ s * No. = D f£° 8 ' I No. Noncapital. MilVns. MilVns. 19.99 11.07 84.87 215. 87 : 34.58 40.17 MilVns. MilVns: 3.94 i 0.20 0.88 i 0.16 0.52 ! 0.42 ; 88.11 : 188.51 United States . . 3, 799 j 218.63 \ 470.54 26 4.09 32. 83 I 4.87 38.17 MilVns.\ MilVns. \ MilVns. \ 11.27 | 452.62 439 ; 428.69 ! 557 85. ( 585. 56 200 368.81 11,404 2.12 ! 524 35.00 48.81 4 33 676 : 43. 54 -2, 016 92.20 ; 264.88 843.16 ;4, 501 223.50 1,351.87 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1878. Geographical divisions. State hanks, private b a n t e r s , and trust companies. ; Savings banks i: without cap ital. capital. No. Capital.1 D f£ os -:No.;Capital.: D ^ 8 1 MilVns. New England States 113 11.05 Middle States 1,133 i 76. 93 Southern S t a t e s . . . . ! 513; 34.68 "Western States and i ! Territories .1,950 ; 79.49 ; United S t a t e s - - 3 , 709 ; 202.15 MiWns. 18.29 ' 184. 02 ! 44.35: : 166.65 \ MilVns. Mill ]ns. 1. 14 0.07 0.16 1. 37 0.88 1. 28 1 3 4 15 2.13 413.31 j 23 \ No. j D fP° 8 - ; No. ^Capital. Deposits. i MilVns. 'MilVns. MilVns. 441 ; 403. 43 555 ; 11.12 422. 86 190 i 358. 68 1, 326 | 77. 09 544. 07 3 i 2.14 ! 520 ! 35.56 47.77 22.39 3. 24 i 26.18 Total. 34 i 39.05 1,999 i 81.62 228. 09 668 ! 803.30 4,400 | 205.39 1,242.79 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings banks with and without capital, for the six months ending May 31, 1878, the jjrivate bankers being given separately. Private ital. Geographical divisions. ; No. jcapital.j New England States 42 Middle States : 217 Southern States ; 233 "Western States and 361 Territories United States . . : 853 6568 c c MilVns. MilVns, 8.19 ; 15.06 42.45 : 122.10 27.38 ; 30.67 No. ^ 3 " ; No. Capital. D ^ ° s " | No. Deposits. MilVns. MilVns: 71 2.86 : 3.23 ; 916 ! 34.48 : 61.92 i 280 : 7. 30 ! 13.68 i 46.33 i 61.65 1,589 33.16 ; 105.00 \ 15 124. 35 j 229. 48 :2, 856 ; 77. 80 • 183. 83 i 23 ix MilVns. 0.07 0.16 MilVns. 1.14 1.37 1.28 2.13 : 22.39 3.24 26.18 MilVns. 441 403. 43 190 ! 358. 68 3 j 2.14 34 ! 39.05 668 i 803.30 CXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1878, and of the number, capital, and deposits of the national banks on June 29, 1878. Stale "banks, savings banks, private bankers, ; and trust companies. j Geographical divisions. National banks. Total. j No. Capital. Deposits' No. Capital. Deposits.: No. j Capital, j Deposits. New England States.! 555 Middle States 1, 326 Southern States \ 520 Western States and | Territories jl, 999 United States..k, 400 Millions, i 3[illions. 11.12 i 422.86 77.09 544.07 35.55 47.77 81.62 Millions. Millions. j ^Millions. Millions, f 551. 69 128.83 1,097 i 542 166.52 177. 64 918. 96 374.89 ! 1,960 \ 634 ; 177.18 254. 27 35.94 696 83.71 j 176 ' 31.49 67.04 228.09 ! 704 205. 38 1, 242. 79 ;2, 056 i 95.20 137.50 .2,703 176. 82 365. 59 470. 39 677.16 16,456 675. 77 1, 919. 95 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings banks with and without capital, for the six months ending May 31, 1879, the private bankers being given separately. State banks and trust companies. Private bankers. capital. Geographical divisions. No. CapitalJ No. Capital. Deposits. New England States i. Middle States Southern States Western States and Territories 40 239 251 \ MilVns. MilVns. 14.39 7.10 40.72 124. 64 27.43 ! 32.60 No. Capital. MilVns. MilVns..1 \ MilVns. \MUVns.\ MilVns. 70 , 3.72 3.32 853 34.54 54.53 237 ! 5.64 11.89 127. 27 j 257. 07 2,634 366. 46 1426 350. 95 2.44 |182 1.69 0.83 i 3 | 0.51 0.86 52.02 I 85.44 1,474 i 25.85 United States .. 1,005 : out capital. 69.75 I 139.92 2.85 32.80 i 33 ! 4.22 36.07 1644 ! 747.06 27.96 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1879, and of the number, capital, and deposits of the national banks on June 14, 1879. State banks, s a v i n g s I banks, private bankers, <fcc. Geographical divisions. No. New England States. 536 1,280 Middle States 494 Southern States Western States and Territories 2, 002 United States.. 4,312 National banks. Capital. Depos its. i' No. Capital. Total. 1 Deposits. No. j Capital. Deposits. Millions. Millions. Millions. Millions. 384.17 i 544 10.83 164.43 126. 72 1, 080 532. 56 640 75. 77 170.21 393.12 1,920 47.02 176 33.92 30.40 37. 93 670 ! Millions. Millions. i 175.26 510.89 ! 245.98 925. 68 I 64.32 84.95 ! 688 90.20 155. 63 2,690 j 170.92 372. 00 201. 24 1,180.12 2,048 455. 24 713. 40 6,360 j 656.48 1, 893. 52 80.72 216. 37 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI Table, by geographical divisions, of the number and average capital and deposits of State banks and trust companies, private bankers, and savings banks with and without capital, for the six months ending May 31, 1880, the private bankers being given separately. State baiilcs and trust; companies. \ Savings Savings banks with banks withcapital. out capital. Private bankers. Geographical divisions, i No. Capital.! Capital. No. Deposits. No.jcapital. its. I" I j New England States . . . I 40 : Middle States 234 i Southern States J241 j Western States and Ter-1 i ritories ;481 j United States MilVm. MUVns. MUVns. MUVns. 5.16 6.86 16.47 74 3.74 38. 98 154.89 885 40.01 71. 54 4.81 13.54 26. 69 38.51 i 252 41.44 |996 ' 313.97 108.91 1,591 I" • MUVns.l MUVns.\ MUVns. i :422 368. 76 0.53 3.19 175 386. 00 0.34 I 0.57 26.14 I 93.85 j 20 318. 78 2, 802 j 76. 12 i 182. 67 ! 29 j 3.17 ! 30.85 4. 04 30 34. 61 27.39 783. 03 Table, by geographical divisions, of the number and average capital and deposits of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1880, and of the number, capital, and deposits of the national banks on June 11, 1880. State banks, savings banks, private bankers, &c. National banks. Geographical divisions. No. New England States. 536 Middle States !l, 300 Southern States j 498 Western States and j Territories ;2,122 United States . . . ;4, 456 ; Capital. Capital. Deposits. No. Millions. Millions. 388. 97 12. 02 615. 62 79.51 53. 50 31.85 70.76 548 654 177 Total. Net deposits. No. Capital. Deposits. I Millions. Millions. Millions, j Millions. 161. 96 1,084 177. 62 165. 60 550. 93 480. 06 1,954 249. 95 1, 095. 68 170.44 675 62.64 30.79 99.40 261.00 ! 697 194.14 j 1, 319. 09 J2, 076 j 89.08 212. 87 2, 819 i 159. 84 \ 455. 91 900. 79 6, 532 ; 650. 05 j 2, 219 88 473. 87 Table, by geographical divisions, of the number and average capital and deposits of State banks, and trust companies, private bankers, and savings banks with and without capital, for the six months ending May 31, 1881, the private bankers being given separately. Geographical divisions. JNo.iCapita] j I MilVns.\ MUVns. its, l ' MUVns. MUVns.\ 5.16 94.11 17. 32 41 j 7.26 New England States .._. !, 20.97 i -. : 4.70 Middle States 39. 28 | 189. 78 \ 938 j 55. 40 Southern States 24. 71 | 42. 43 \ 258 ! 5. 59 Western States and Ter41. 94 i 132. 44 !l, 762 j 27. 64 | ritories United States No. Capital. Depos-! - No. |capitalj ' ' I Deposits. | MUVns. MUV71S. MUVns. .02 .19 424 1 402.86 .61 4.68 174 428. 40 .44 3 .84 1.24 125. 26 22 ! 3.15 31.90 113.19 ! 385. 62 3, 038 I 93.33 j 241. 85 I 36 ; 4.22 37.61629; 28 29.86 862.36 CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number and average capital and deposits of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1881, and of the number, capital, and deposits of the national banks on June 30, 1881. Geographical divis- State banks, savings banks, private bankers, &c. No. New England States. 546 1,337 Middle States Southern States 507 Western States and Territories 2,291 United States . . . 4,681 Total. National banks. Net deposits. Capital. Deposits. N o . Capital. Millions. Millions. 429.2 12.0 717.0 95.3 61.8 30.7 552 664 184 Millions. Millions. Millions. Millions. 165.9 208.6 1,098 177.9 637. 8 171.7 599.7 2,001 267.0 1, 316. 7 59.5 31.1 691 61.8 121.3 319.4 715 91.5 272.1 3,006 164.2 591.5 1, 527. 4 2,115 460.2 1,139.9 6,796 670.9 2, 667. 3 72.7 210.7 No. Capital. Deposits. Table, by geographical divisions, of the number and average capital and deposits of State banks, and trust companies, private bankers, and savings banks with and without capital, for the six months ending May 31, 1882, the private bankers being given separately. Geographical divisions. State banks a nd trnst compani es. Private bankers. Sav] ngs ban cs with capita 1. Savings banks without capital. 1 N o . Capital. Depos- N o . ; Capital. Depos- N o . Capital. Depos- N O . : 1 } * p ° 8 its. its. its. MilVns. MilVns. I MilVns. MilVns. New England States. 40 8.32 24. 96 104 i 7.13 9.42 205 Middle States 40.56 225. 51 1,014 • 62.19 113. 08 246 293 ! Southern States 25. 37 48.47 6.37 19.98 Western States and 521 i 42.54 153. 06 1,980 ; 38. 56 153.14 Territories 2 8 6 .09 .61 .53 5.07 1.23 22 2.63 34.17 29 34.07 United States ... 1,012 116.79 452. 00 3,391 : 114.25 295. 62 38 3.86 41.24 622 929.83 MilVns. MilVns. .77 \MilVns. 418 | 421.35 173 473.26 2 1.15 Table, by geographical divisions, of the number and average capital and deposits of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1882, and of the number, capital, and deposits of the national banks on July 1, 1882. Geographical divis- State banks, savings banks, private bankers, &c. No. New England States. 564 Middle States 1,400 Southern States 547 Western States and Territories 2,552 United States... 5,063 National banks. Capital. Deposits. No. Millions. Millions. 15.5 103.4 32.3 83.7 234.9 Total. No. Capital. Deposits. Millions. Millions. Millions. Millions. 105. 7 191.4 1,121 181. 2 647.9 173.3 572.8 2,086 276.7 1, 389. 7 32.9 62.0 65.2 747 132.8 456.5 816.9 70.8 557 686 200 374.5 796 105.3 305.5 3,348 189.0 680.0 1, 718. 7 2,239 477.2 1,131. 7 7,302 712.1 2, 850.4 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII Table of the resources and liabilities of State banks at various dates. Rhode Isl- j Connecti- ! New York, and, Nov. ! cut, Oct. 1, i Sept 22, 28, 1882. j 1882. | 1883. lfew Hamp-I Vermont, shire, Nov. : June 30, 14, 1882. j 1883. RESOURCES. 13 banks, j 6 banks. I 56 banks. 1 bank, j 8 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cash items Specie Legal tenders, bank notes, &c I $82, 438 ! $2, 426, 744 $2, 716, 792 [; $3, 896, 341 $33, 750, 439 $62, 458, 501 ! 50,791 94, 092 ! 175, 726 I 285, 387 j 2, 428, 244 970, 780 215,508 ! 933,426 6, 978, 073 5, 954, 590 127,074 i 151,079 727, 084 1, 550, 330 3,708 ; 89, 683 532, 367 10,282 : 173, 237 186, 029 •I 430, 514 31, 758, 874 21, 266 420, 482 6,185, 509 63,788 j 100,558 | 4, 460, 902 277, 305 1, 320, 654 ! 142, 268 ; 971,866 ! 135,847 31,769 i 205,071 ! 7,275 : 990 ! 5,354 i 1,146 97,203! 3,977,353 Totals . 26 banks. ! 5,543,538 46,369,201 1,980,715 i 1,849,880 6,393 ! 19,375 7, 814, 000 9,558 2,158,140 1, 709, 550 3,370,914; 114,151, 974 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits.. Dividends unpaid.. Deposits Due to banks Other liabilities. . 50, 000 1,130 15, 640 510,000 1, 750 28,683 169,410 i 86,767 I 329, 496 25, 345 | 3," 363,' 706 "| 1,032,877 j 2,880,940 30, 053, 504 2, 541, 212 132,884 ! 463,847 23,290 i ! 2,083,237 16, 880 Totals . 97, 203 3, 977, 353 ! 3, 370, 914 Resources and liabilities of State banks at twious 7 banks. ; 81 banks. : 10 banks. $3,201, 001 Loans and discounts 358 Overdrafts ,253,700 United States bonds ^35,251 Other stocks, bonds, &c 444,837 Due from banks 131,672 Real estate 34,549 Other assets 9,946 Expenses Cash items Specie I Legal tenders, bank notes, <fec! 186, 925 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits. Dividends unpaid Deposits Due to banks Other liabilities... Totals . 700 683 736 817 83, 740, 371 8, 267, 433 946, 234 114,151, 974 dates—Continued. New Jer- Pennsylva- Maryland, jSouth Caro-j Georgia, Louisiana, sey, Jan. 1, nia, Nov. September,; lina, Sept. June 30, Aug. 1 '1883. j 1,1882. | 1883. 30,1882. | 1883. ! 1883. RESOURCES. Totals 5, 543, 538 i 46, 369, 201 13, 912, 13, 4, 243, 3, 027, 3 banks, j 17 banks. ; 4 banks. !$23, 207, 406 I $4,414, 314 $998, 569 ! $5, 720, 030 : $6, 849, 715 i 50,862 i 1,208,000 | 75, 000 50, 000 ! I ""'"477," 350 3, 795, 534 ! 359, 030 588,023 !' 1,055,972 : 327, 206 3,528,092 ! 515, 763 61,404 I 504,435 ! 725, 205 2,031,929 j 413, 217 64,498 221,646 j 374, 698 1,454,567 ! 56,671 i 7,962 2,500 190,521 ! 50,285 ! 13, 098 2,439 4,176 34,179 j 26, 350 206, 520 17,176 400,299 j 22, 915 1,930,051 I 375, 365 92,522 i 793,371 1,871,106 i j i i ; i 4, 698. 239 37,746,399 \ 6,223,014 | 1,859,192 ! 8,504,627 ! 10,862,739 ! 170, 000 7, 275, 006 j 1, 935, 945 43 148, 300 1,134,160 204, 632 26, 500 160, 965 759,317 i 196, 060 56,103 2,175 I 17,800 3,157, 885 27, 303, 795 i 3, 711, 063 " 1,553,'988 126, 443 439, 800 i 109, 233 52, 601 48, 238 56, 000 834,321 i 412,102 392, 336 40, 653 4, 296, 472 319, 636 174, 328 4, 698, 239 8, 504, 627 1, 046, 471 37,746,399 6,223,014 1, 859,192 2, 869,100 2, 563 700 8,607 150,000 236, 254 47, 921 6, 732, 239 1,124, 018 10, 862, 739 CXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities ef Slate banks at various i TT?"?<" i ^ S ^ 1882 ' : 1883. dates—Continued. i * ? T 5 ? ' ! Ohio, Aprili Indiana, | Michigan, | 1883 ' ! 2 ' 1 8 8 3 ' ;Nov.l,1882.|July2,1883. RESOURCES. 6 banks. ; 65 banks. ! 155 banks- \ 29 banks. ! 17 banks. Loans and discounts $1,161, 333 ,$21, 560, 006 $44, 984, 644 $5, 592, 631 $2, 518, 987 Overdrafts 2, 934 ! 25,771 639, 049 33, 209 14, 956 United States bonds I 89,150 : 843,681 185, 271 33, 550 Other stocks, bonds, &c 10, 082 i1 1,254,025 3, 844, 670 300, 249 Due from banks 409, 474 3,146,684 10,288,680 534, 395 357,320 Real estate 844,207 1, 357, 476 68,152 i 277,179 130,530 Other assets 12, 052 i 274,246 i 3, 081, 038 62, 202 Expenses 22,805 23, 280 I 45,803 ; 17, 267 Cash items "i,'863,649 39,512 ! Specie 80,167 | 1, 912, 672 103, 239 Legal tenders, bank notes, &cj 587, 635 *| 4P9,120 i 2,204,555 5,792, 022 236, 036 Totals 2,176,427 29,421,449 ( 74,607,581 30 banks. $15,198, 782 19, 872 163, 550 888, 488 2, 789, 792 323, 699 106, 076 62, 656 333, 911 96, 921 746, 809 7,742,147 3,474,087 20, 730, 556 1, 404, 300 974, 800 2, 308, 550 268, 744 130, 452 947 5, 724, 781 118, 338 94, 585 147, 781 81,150 3,514 2,243, 707 10, 566 12, 569 346, 917 532, 312 17, 335, 829 145, 542 42, 714 7, 742,147 i 3,474, 087 20, 730, 556 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities 478, 798 11,027,197 I 11, 068, 681 128,966 ! 524, 934 i 5,127,157 85, 313 95, 420 1,605,642 248,960 I 56 i 1,434,915 i 14,816,240 52, 805, 899 952, 855 5, 512, 166 81, 925 116, 655 93,678 2,176, 427 Totals . 29, 421, 449 74, 607, 581 Resources and liabilities of State banks at various dates—Continued. j Wisconsin, Iowa, Aug.; Minnesota,! Colorado, j California, ! J u l y 2,1883. 4,1883. I Oct. 2,1883. | July, 1883. ! J u l y l , 1883. 35 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cashiteni3 Specie Legal tenders, bank notes, &c Totals 76 banks, j 34 banks. | 8 banks. 67 banks. |$13, 879,739 $12,518,121 $10,813,109 ; $1,039,334 $43, 369, 251 150,404 90,010 220, 653 I 2,200 1,763, 886 1,429, 799 670, 795 2, 284, 902 138, 332 14, 648, 281 3,591, 868 1, 522, 557 1, 283, 963 100, 789 350, 869 275, 825 4, 033, 715 | 223 17, 228 3, 331, 774 41, 298 564, 395 ! 24, 028 75, 593 6,958 ; 253,974 170, 896 338,761 130, 410 *7, 700, 000 839, 801 409,198 1,162, 780 1, 020, 641 314, 026 i 21,182,445 [ 15,846,367 14, 369, 830 1, 640, 737 77, 541, 007 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals. 1,649,431 223 3, 701, 793 153,998 374, 349 219, 598 34, 839 10, 043, 934 214,091 387, 719 15, 846, 367 14, 369, 830 620,861 ; 789,778 14, 647, i64 Vil," 200,'798 4,264,766 i 21,182, 445 3,095,300 * Estimated. 449, 500 88, 335 1, 063, 562 39, 340 24, 318, 994 10, 394, 333 35, 823, 350 "*7,004*336 1, 640, 737 77, 541, 007 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXV Aggregate resources and liabilities of State banks from 1879 to 1883. ! 1878-79. i 1879-'8O. 1880-'8l. 1881-'82. 1882-83. RESOURCES. i 616 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other assets Expenses Cash items Specie Legal tenders, bank notes, &c 620 banks. 652 banks. , 672 banks. ,' 754 banks. $322, 358, 227 ' $191, 444, 093 $206, 821,194 $250, 819, 420 $272,520,217 1, 335, 310 447, 302 528, 543 1, 392, 961 1,196,369 j 7,142, 532 12, 048, 452 7, 739, 203 8, 739,172 5, 287, 606 j 24, 904, 903 17,117,117 19,780,527 22, 083, 304 j 21,916,024 46, 657, 328 36,180, 435 58, 709, 516 49,919,183 \ 22,169, 065 13, 914, 238 14, 227, 927 13,037,939 ! 13, 592, 791 ; 14, 264, 835 10, 542, 266 9, 221, 760 5, 801, 796 12,306,578 9,943, 706 ' 801, 005 878, 696 965, 327 918, 403 999,944 i ! 11,176, 374 16, 900, 325 8, 767, 391 18,546,073 ] 35,118,379 j 1, 979, 701 17, 071, 445 17,201,489 17, 429, 817 6, 201, 617 j 23, 797, 046 24, 586, 682 i 25, 302, 316 48, 828, 255 . | 37, 088, 961 Totals | 315,839,340 1 354,904,486 1 418,956,060 | 438,834,173; 512,137,026 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities .. *-* • ^ i • I 104,124, 871 389, 542 16, 667, 574 5, 666, 221 501,831 166, 958, 229 13, 093, 069 8, 438, 003 f t **•» *X *" * it 90, 816, 575 ! 283, 308 j 18,816,496 i 6, 721, 615 ! 474, 567 I 208,751,611 ! 18,462,707 ! 10,577,607 ! 92, 922, 525 274, 941 20, 976,167 7, 943,466 567,171 261, 362, 303 18, 870, 466 16, 039, 021 91,808,213 , 102, 454,861 286,391 ; 187, 978 23,148,050 ; 25, 762, 738 8, 902, 579 : 11, 287, 623 481,858 i 442,652 281,835,496 ! 334, 995. 702 18,262, 172 ! 20, 651, 930 14,109, 414 I 16, 353, 542 315,839,340 1 354, 904, 466 I 418, 956, 060 j 438,834,173 Totals. 512,137,026 Resources and liabilities of trust and loan companies at various dales. RESOURCES. MassachuIsland, Connecticut, setts, Oct. 31, Rhode Nov. 28,1882. Oct. 1,1882. 1882. 1 bank. 6 banks. 12 banks. 9 banks. $11, 823, 930 $4, 860, 268 $2, 711,129 1, 504, 947 2, 912,174 2,198, 530 40,462 155, 877 74, 671 1, 000, 666 2, 020, 600 344,500. $95, 775, 092 40 13, 638, 250 11, 206, 786 4, 036, 431 2, 728, 459 3, 674, 841 6 banks. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Heal estate Other assets Expenses . Cash items Specie Legal tenders, bank notes, &c. Totals New York, Pennsylvania Jan. 1,1883. Sept. 1,1883. 536, 721 628,183 124, 749 543,186 $24, 851, 939 100, 635 1, 294, 793 13, 914,147 2, 551, 614 3, 489, 574 178, 431 115, 731 88,483 825,483 1,123, 914 19, 247, 312 9, 090, 740 3, 866, 706 131, 603, 085 48, 534, 744 2, 750, 000 800, 000 926, 600 10, 258, 000 8,043, 575 5, 807, 224 4,184, 375 2,646 107, 416, 454 3,934,386 2,735,215 1,830,770 12,192 31,973,979 95, 000 3, 844, 013 131,603,085 48, 534, 744 237,189 268, 713 430, 073 309, 261 22, 781 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities 270, 284 448, 922 3,841 15, 257, 842 Totals 19, 247, 312 . . 8,119, 049 153, 229 3,680 2, 611,191 172, 006 9, 090, 740 3, 866, 706 171, 691 516, 423 CXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of trust and loan companies from 1879 to 1883. I 1878-79. 1879-'8O. 1880-81. 1881-'82. 1882-'83. 32 banks. 30 banks, j 31 banks. 32 banks. 34 banks. $61,171, 877 26, 291 17, 948, 856 16, 892, 230 6,013,039 4, 044, 285 2, 874,164 124, 563 54, 879 377, 272 2, 284, 480 $74, 675, 537 i$101, 906, 566 $132, 054, 203 69,156 i 72, 385 176, 747 19,109,650 ! 15, 631, 573 16, 934, 812 18,544,675 i 17, 426, 054 25, 878, 256 4, 159, 910 8, 005, 501 8, 054, 535 5,261,159 7, 482, 534 6, 877, 743 1,572,241 1, 399,475 1, 378, 627 100, 796 193, 401 171,100 218 437 704, 360 ; 701,271 854,183 2, 671, 971 3, 594, 271 2, 736, 230 111,809,936 126,869,673 RESOURCES. Loans and discounts Overdrafts United States bonds Otber stocks, bonds, &c. Due from banks Real estate Other assets Expenses Cash items Specie Legal tenders, bank notes, &c Totals 156,544,079 j 194,985,825 $140, 022, 358 100, 675 17,437, 990 30, 322,420 9, 561,148 6, 567, 756 4, 246, 338 213,183 88,483 825, 483 2, 956, 753 212,342,587 LIABILITIES. Capital stock Circulation. Surplus fund Undivided profits Dividends unpaid . Deposits Due to banks Other liabilities... Totals j 21,101,876 18, 501, 876 i 7,714,316 1, 480, 254 24, 637 75, 873, 219 140, 443 5, 475,191 6,191, 935 6, 881, 809 4, 053,116 ! 4, 293, 854 11,527 I 9,242 90, 008, 008 i 111, 670, 329 235, 198 150, 629 I 7, 952, 582 ! 14, 264, 847 ; 111,809,936 '• 126,869,673 19,188, 800 156, 544, 079 21, 553, 718 ] 22, 778,175 8, 356, 302 5, 855, 859 95, 561 144, 841, 596 147,179 14,135, 610 8, 812, 723 6, 788, 987 22, 359 165, 378, 515 267, 006 8, 294, 822 194, 985, 825 212, 342, 587 Table, by geographical divisions, of the resources and liabilities of State banks and trust companies, 1882-'83. RESOURCES. New England States. Middle States. 41 banks, i 201 banks. Southern States, Western States. Pacific States. Aggregate. 95 banks. 376 banks. 75 banks. 788 banks. Loans and discounts $28, 517, 642 $247, 658, 692 i$36, 289, 653 $105, 506, 013 $44, 408, 585 $462, 380, 585 Overdrafts 79, 567 '' 1,168, 153 1, 493, 636 ! 245,916 United States bonds 2, 647, 215 16, 469, 743 616,500 1, 228, 252 1, 763, 886 22, 725, 596 Other stocks, bonds, &c .. 6, 641, 741 33,109, 772 3, 235, 308 7,134, 001 2, 284, 902 52, 405, 724 Due from banks 4, 258, 874 24, 009, 400 4, 847, 202 20, 368, 575 14, 786, 613 68, 270, 664 20,160, 547 Real estate 2, 715, 578 4,134, 504 664, 999 11, 072, 265 1, 573, 201 345, 469 Other assets 5, 972, 400 3, 897, 258 3, 373, 072 14,190, 044 601, 845 1,131, 586 102, 985 225. 347 6,958 Expenses 688, 562 107,734 35, 206, 862 240, 699 2, 661, 942 Cash items 32, 304, 221 18, 255, 300 2, 662,170 Specie 7, 854, 688 17,176 21, 266 Legal tenders, banknotes, &c 9, 940, 997 5, 476, 674 10, 385, 724 1, 732, 450 Totals . 45,193, 766 j 389, 326, 656 I 52, 824, 434 157, 953r 013 79,181,744 I 724,479,613 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Duetobanks Other liabilities j 8, 867,195 50, 285, 697 ' 26,898 23, 284 : 285, 924 16,431,407 • 1, 359, 515 11, 868, 854 34, 616 34, 813 i 33,294,288 i 287,357^051 I 768, 737 j 11,579,121 556,593 I 11,746,429 17,108, 795 24, 202, 855 125, 233, 036 137, 573 223 187, 978 1,198, 849 6, 264, 948 10, 394, 333 34, 575, 461 2, 385, 755 2, 374,151 88, 335 18, 076, 610 465, 011 337, 590 57, 992 28, 833, 854 114, 002,112 36, 886, 912 500, 374, 217 39, 340 20, 918, 936 2, 531, 035 6, 000, 703 290, 983 5, 050, 029 7, 004, 330 24, 648, 364 Totals | 45,193,766 | 389,326,656 52, 824, 434 157, 953, 013 | 79,181, 744 724, 479, 613 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII Resources and liabilities of savings banks organized under State laws at various dates. Vermont, ! ^ e t t T ^ o d e Island, ' ' \ 0 ^ 3 1 1882. i N o V ' 2 8 ' 1 8 8 2 ' ! Maine, ', Nov. 1,1882. June30 1883 RESOURCES. 66 banks. 55 banks. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks. ... Bank stock Real estate Other assets Expenses Due from banks Cash Totals $5,180,472! $14,434,253; 38 banks. $5,771,738! $86,129,138 $18,613,543 2,052,653 ! 284,410 | 3,964,906 i 5, 647,158 ' 8,210,261 482,150 9,466,256 2,690,540 1,408,308 ' 1,149,232 1,050,964 i 1,812, 116 ; 17,840,712 6,523,433 7,898,724 9,016,755 ; 1, 691, 487 : " 158, 285 : 25, 300, 927 986,680 ; 158,910 ; 9,741,974 1,128, 249 , 297, 589 ! 2, 280, 903 68,055,283 , 18, 312, 315 10, 604,175 4, 377, 000 5, 552, 539 4, 100, 980 2, 425, 306 3, 359, 375 131, 830 771,015 507,058 j 12,907,905 87,349 I 1, 060, 480 1, 501,129 31,430,636; 42,126,252 11,130,108 j 250,646,392: 50,665,877 29, 503, 890 1, 076, 449 776, 699 73, 598 39,124, 815 : 1,363,210 1,250,421 ! 387, 806 I 10,686,941 241,311,362 167,684 i 4,027,205 269,068 5,032,415 6,415 275,410 48, 320, 672 872,800 ' ! 17 banks. ; 166 banks. LIABILITIES. Deposits , Surplus fund Undivided profits. Other liabilities .. 31, 430, 636 ! Totals. 42,126, 252 11,130,108 ! Resources and liabilities of savings banki organized under State 250, 646, 392 | 2, 337, 205 8,000 50, 665, 877 lawi,$c.—Continued. Connecticut, i New York, I New Jersey, 'Pennsylvania/ Maryland, Oct. 1, 1882. : Jan. 1, 1883. | Jan. 1, 1883. j Sept. 1,1883. i July!, 1883. RESOURCES. 84 banks. I 127 banks. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, aDd other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Due from banks Cash 4 banks. 16 banks. $38, 381,167 | $107, 812, 214 $8,819,605 , $4,422,300 $3, 220, 053 5,924,911 i 8, 470,189 ! 2, 996, 245 j 6, 731, 392 5, 951,187 9, 925, 700 11,391,559 5, 523, 848 10, 448, 223 1,417,542 499,168 236, 983 518, 736 10, 714, 965 ! 22, 245, 595 5,649,571 | 140,564,910 12,692,442 7,041,311 5,366,521 5, 548, 714 332,085 ; 117,372,114 ! ! i 8, 630, 319 i 46,483,809 | 2,609,862 j 579,232 . 24,961,850 4, 856, 508 88,915,870 ; 472,927,319 { Totals. 29 banks. 896,563 i 886,932 , 872,232 i 297,131 29,163,808 : 680, 561 124,299 ;.. 11,307 '.. 1,363,351 .. 35,256,468 I 27,209,741 84, 942, 410 I 412,147, 213 j 27,344,035 1,514,499 , 60,630,827 I 3, 894, 086 ; i. 79,374 j 149,279 : 305, 274 32,347,733 ! 1,953,873 | 894,862 I 60,000 I 27, 205, 225 88,915,870; 472,927,319; 35,256,468 27, 209, 741 LIABILITIES. Deposits Surplus fund Undivided profits . Other liabilities ... Totals J 29,163,808; 4,516 CXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of savings banks organized under Slate RESOURCES. ! District of ! Columbia, Oct. 2,1863. Ohio, Indiana, i California, j aril 2,1883. Nov. 2,1882. ; July 1,1883. j 1 bank. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Due from banks Cash Totals laws—Continued. 4 banks. $405,963 6 banks. $3,466,595 30, 000 I 1, 254, 390 1,725,750 144, 000 j 6,968,951 I 89,705 : 8,800: ! 1,389 624 i 22,195 i $754,453 17 banks, $30,786,364 690,953 : 5,499,338; 151,022 ; 15,980,092 ' 166,684 i 53, 644 16,220 441,653 ; 115,304 702,676 \ 14,209,191 60,776 2,258,941 77, 989 4,874 2,315 98,731 62,432 i 5, 219,159 576,092 1,903,545 i 62,503,061 773,407 1,409,668 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities . . . Totals . 690,406 | " 12," 270' 702, 676 i 12, 969, 666 1,236,832 , 2,693 1, 755, 256 { 56, 507,163 113, 924 1,936,484 34, 365 *4, 059, 414 14, 209,191 1, 903, 545 62, 503, 061 Aggregate resources and liabilities of savings banks from 1879 to 1883. 1878-79. i 1879-'8O. 1880-'81. 1881-'82. 1882-'83. 629 banks. 629 banks. 630 banks. RESOURCES. 639 banks. ' 629 banks. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks . . . Bank stock Real estate Other assets Expenses Due from banks Cash Totals. $352, 695, 026 j $315, 273,232 65, 694, 465 70,175, 090 156,415,159 j 187,413,220 151, 804, 313 !150, 440, 359 18, 737, 917 i 20, 705, 378 32,452,020 ! 32, 225, 923 33,573,091 j 39, 038, 502 16,643,100 J 27, 053, 452 194,113 I 216, 423 22,880,849 !I 22, 063, 091 14,056,894 17, 072, 680 $307, 096,158 $307, 089, 227 $328,197, 858 I 155, 874, 522 95,817,641 j 128,483,698 219,017, 313 210, 845, 514 ] 237,786,442 159,819,942 206, 291, 274 190, 629,915 27, 069, 048 32, 994, 578 41, 695, 701 33, 249, 203 35, 365,717 36, 587, 817 41,987,674 39, 882,429 37, 224, 601 37, 408,163 j 11, 047, 346 53, 235,771 135, 572 i 132, 204 144, 223 40,603,641 I 38, 977,135 43,184, 629 13, 758,106 j 14, 932, 015 12, 998, 594 865,146, 952 j 881, 677, 350 967, 790, 662 jl, 052, 982, 065 ! 1,118, 790, 944 LIABILITIES. Deposits Surplus fund Undivided profits . Other liabilities . . . Totals 802,490,298 \ 819,106,973 891,961,142 906,797,081 50,495,200 ! 51,226,472 60,289,905 69,454,512 4,019,569 i 4,740,861 10,325,800 I 11,136,219 8,141, 885 I 6, 603, 044 5,213,815 i 5,594,253 1, 024, 856, 787 72, 784,155 15, 738, 223 5,411,779 | 865,146, 952 | 881, 677, 350 j 967, 790, 662 1, 052, 982, 065 j 1,118, 790,944 * Includes $3,485,706 capital stock. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIX Table, by States, of the aggregate deposits of savings banks, with the number of their depositors and the average amount due to each in 188.2 and 1883. 1881-'82. States - Maine New Hampshire. Vermont Massachusetts... Rhode Island Connecticut . New York New Jersey. Pennsylvania Maryland District of Columbia Ohio Indiana California Totals 1882-83. j Number ofj Amount of | ^ T e a T |'Number of Amount of | depositors. ! deposits, jfleDOsitorI depositors. deposits. 87,977 ! $26,474,555 ' 104,692 j 36,181, 187 | 9,839,157 ! 34,882 : 738,951 i 230,444,479 ! 102,991 i 46,771,723 i 225,366 ! 80,522,301 I 1, 036,106 387,832,893 ! 86, 448 25,321,713 I 112, 352 29, 913, 605 ! *70, 817 25,989,874 ! 4,971 548,532 i 81, 966 12,417,317 *3, 502 1,330,956 , *69, 333 53,208,789 ! I 2,710,354: 966,797,081 Average to each depositor. $300 92 95, 489 $29, 503, 890 39,124, 815 345 59 113,167 10, 686, 941 282 07 37,358 311 85 772, 518 241,311,362 454 13 112,472 48, 320, 672 357 29 237,993 I 84, 942, 410 374 32 1,095,971 412,147, 213 292 91 91,951 27, 344, 035 266 25 120, 636 32, 347, 733 367 00 *74,141 27, 205, 225 110 35 5,676 690, 406 388 45 34,553 I 12, 969, 666 380 00 8,027 ! 1, 755, 256 767 44 ! 76,486 i 56, 507,163 $308 97 345 72 286 07 312 37 429 63 356 90 376 05 297 37 268 14 367 00 121 64 375 33 218 67 738 79 356 70 | 2, 876, 438 1, 024, 856, 787 356 29 * Estimated. Statement showing the amount of national-bank and legal-tender notes outstanding on June 20, 1874, January 14, 1875, May 31, 1878, and November 1, 1883, and the increase or decrease in each. NATIONAL-BANK NOTES. Amount outstanding June 20,1874 Amount outstanding January 14, 1875.. Amount outstanding May 31, 1878 Amount outstanding at date* Decrease during the last month Decrease since November 1,1882 $349, 894,182 351, 861, 450 322, 555, 965 351, 264, 803 1, 334, 334 10,684, 555 LEGAL-TENDER NOTES. Amount outstanding June 20, 1874 Amount outstanding January 14. 1875 Amount retired under act of January 14, 1875, to May 31, 1878 Amount outstanding on and since May 31, 1878 Amount on deposit with the Treasurer United States to redeem notes of insolvent and liquidating banks, and banks retiring circulation under act of June 20, 1874 . Decrease in deposit during^ tthe * last month Decrease in deposit since November 1, 1882 382, 000, 000 382, 000, 000 35, 318, 984 346, 681, 016 35, 756, 308 1,065,193 2, 325, 362 *The notes of two national gold banks located in the State of California, which have an aggregate capital of $1,700,000, and a circulation of $748,984, not included. CXL REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have gone into voluntary liquidation under the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, with the dates of liquidations, the amount of their capital, circulation issued and retired, and circulation outstanding Novemlev ) , 1883. • Name and location of bank. Dateofliqui<lation. i : > Issued. Circulation. Retired. First National Bank, Pt-nn Yan, N. Y* .. j Apr. 6,1864 : \ First National Bank, Norwich, Conn* . . . j May 2,1864 i :. Second National Bank, Ottumwa, Iowat .,! May 2,1864 i j. Second National Bank, Canton, Ohiot.... Oct. 3,1864 | j. First National Bank, Lansing, Mi* ht Dec. 5,1864 i. $155 $90, 000 $89,845 ; First National Bank, Columbia, Mo j Sept 19,1864 $100, 000 i 126 25,374 : 25,500 ! First National Bank, Carondelet, Mo ! Mar. 15,1865 30, 000 ! First National Bank, Utiea, N. Y* : June 9,1865 i i. Pittston National Bank, Pittston, Pa ! Sept, 16,1865 200, 000 i Fourth National Bank, Indianapolis, Ind [ Nov. 30, 1865 i 100, 000 j 100, 000 j '8, 970 ! 1,030 100,000 ! Berkshire National Bank, Adams, Mass* Dec. 8,1865; 190,658 ! 192,500 | 1, 842 400,000 ! National Union Bank, Rochester, N. Y ..! Apr. 26,1866 : 44,245 ! 755 45, 000 cO, 000 ; First National Bank, Leonardsville, N. Y.i July 11,1866 j 82,828 | 2,172 85, 000 100, 000 i Farmers' National Bank, Richmond, Va : Oct. 22,1866 89,405 i 595 HO, 000 Farmers' National Bank, Waukesha, Wis Nov. 25,18(36 i 100,000 i National Bank of Metropolis, Washingi 4,091 175,909 180,000 200,000 ; ton, D. C Nov. 28,1866 | 2,055 00, 000 87,945 First National Bank, Providence, Pa Mar. 1,1867 : 100,000 j First National Bank of Newton, New- i i 1,902 128, 098 150,000 i 130, 000 tonville, Mass Mar. 11,1867 1,769 150,000 ! 127. 000 125, 231 National State Bank, Dubuque, Iowa ...'. Mar. 9, 1867 60,000 1,045 54, 000 First National Bank, New Ulm, Minn ..\ Apr. 18,1867 52, 955 National Bank Crawford Countj, Mead- i 300,000 ville.Pa Apr. 19,1867 j Kittanning National Bank, Kittanning, , Pa + . . . . Apr. 29,1867 ; 200, 000 ; 100,000 City National Bank, Savannah, Gat May 28,1867 : 8,215 500, 000 450, 000 441, 785 Ohio National Bank, Cincinnati, Ohio ...; July 3,1867 3,661 180, 000 176, 339 First National Bank, Kingston, N. Y Sept. 26,1867 ! 200, 000 559 45, 000 50,000 44, 441 First National Bank, Bluffton, Ind Dec. 5,1867 ! 1, 530 180, 000 178, 470 National Exchange Bank, Richmond,Va. Dec. 5,1867 ; 200, 000 1,800 135,000 150, 000 133, 200 First National Bank, Skaiieatele«, N. Y . Dec. 21,1867 : 315 40,500 100, 000 40,185 First National Bank, Jackson, Miss Dec. 26,1867 1,440 90,000 100, 000 88, 560 First National Bank, Downingtown, Pa.i Jan. 14,1868 ; 1,411 86, 750 100, 000 85, 339 First National Bank, Titusville, Pa i Jan. 15,1868 : 694 45, 000 44,306 50, 000 Appleton National Bank, Appletor, Wis. Jan. 21,1868 ! 437 44, 500 44, 063 120, 000 National Bank of Whitestown. N Y ; Feb. 14,1868 First National Bank, New Brunswick, \ 1,821 88,179 90,000 100, 000 N.J Feb. 26,1868: First National Bank, Cuyahoga Falls, | 663 45,000 44, 337 50, 000 Ohio i Mar. 4,1868 j 90,000 100, 000 First National Bank, Cedarburg, Wis...! Mar. 23,1868 89,172 Commercial National Bank, Cincinnati, ; i 4,415 341,535 345, 950 500, 000 Ohio Apr. 28, 1808 2,430 90,000 100,000 Second National Bank, Watertown, N. Y. July 21, 1868 87, 570 First National Bank, South Worcester, 1,974 157, 400 155, 426 N.Y i Aug. 4,1868 175,500 National Mechanics and Farmers' Bank, i 3,695 314,950 i 311,255 350, 000 Albany, N . Y j Aug. 4,1868 503 41, 997 42,500 I 50, 000 Second National Bank, Des Moines, To wa. Aug. 5,1868 3,693 135,000 I 131,307 150, 000 First National Bank, Steubenvillo, Ohio Aug. 8,1868 2,153 85, 347 87,500 Aug. 25,1868 100, 000 First National Bank, Plumer, Pa 44, 380 620 45, 000 Sept. 30, ] 8(>8 50, 000 First National Bank, Danville. Va 129, 566 2,934 132, 500 150, 000 First National Bank, Dorchester, Mass Nov. 23,1868 66, 813 687 67, 500 75, 000 j First National Bank, Oskaloosa, Iowa .. j Dec. 17,1868 Merchants and Mechanics' National 2, 184 184, 750 182, 566 300, 000 Dec. 31,1868 Bank, Troy, N. Y 1,055 90. 000 100, 000 National Savings Bank, Wheeling, W. Va Jan. 7,1869 88, 945 1,278 109,850 125, 000 Jan. 12,1869 First National Bank, Marion, Ohio 108, 572 751 85, 000 200,010 National Insurance Bank, Detroit, Mich Feb. 26,1869 84,249 1,673 150,000 i 135, 000 Mar. 6,1869 National Bank of Lansingburg, N. Y 133,327 National Bank of North America, New ! 3,450 329, 550 York, N . Y I Apr. 15,1869 1,000,000 | 333, 000 588 53, 350 52, 762 60,000 ! First National Bank, Hallow ell, Me Apr. 19,1869 935 44, 000 43,065 50, 000 First National Bank, Clyde, N. Y . i Apr. 23,1869 1,483 134, 990 422, 700 133, 507 Pacific National Bank, New York, N. Y . | May 10,1869 539 85, 250 84, 711 390,000 Grocers' National Bank, New York, N. Y. j J u n e 7,1869 880 84,120 85,000 100,000 Savannah National Bank, Savannah. Ga ! J a n e 22,1869 44, 633 367 45, 000 50,000 First National Bank, Frostburg, Md . . . . July 30,1869 44,400 600 45,000 I Aug. 30,1869 50, 000 First National Bank, La Salle, 111 National Bank of Commerce, George1,225 88,775 100,000 90,000 town,D.C iOct. 28,18691 *New bank with same title, t Never completed organization. J Consolidated with another bank. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLI National banks that have gone into voluntary liquidation, <?e.—Continued. Name and location of bank. Date of liquidation. Circulation. Capital, i Issued. Retired. Outstanding Miners' National Bank, Salt Lake City, ! $150, 000 $135, 000 $133, 472 Utah | Dec. 2,1869 42, 500 First National Bank, Vinion, Iowa j Dec. 13,1869 50, 000 42, 224 National Exchange Bank, Philadelphia, I 300, 000 172, 395 175,750 Pa Jan. 8,1870 100, 000 85,250 84, 057 First National Bank, Decatur, 111 ! Jan. 10,1870 88, 250 86, 315 National Union Bank, Owego, N. T ; Jan. 11,1870 j 100, 000 44, 000 43, 558 First National Bank, Berlin, Wis ! Jan. 25,1870 j 50,000 : 419,120 Central National Bank, Cincinnati, Ohio. Mar. 31,1870 | 500,000 i 425, 000 135. 000 150,000 133,380 First National Bank, Dayton, Ohio ; Apr. 9,1870 90, 000 100,000 ! 89, 298 National Bank ofChemung, Elmira, N. Y.| June 10,1870 Merchants' National Bank, Milwaukee, ! 88, 775 100,000 90,000 Wis June 14,1870 177, 867 First National Bank, Saint Louis, Mo .. July 16,1870 | 200,000 , 179,990 Chemung Canal National Bank, Elmira, ! ' 90,000 : N.Y .: Aug. 3,1870, 100,000 : 88,894 I Central National Bank, Omaha. Nebr* .. Sept. 23,1870 : 100,000 ! 50,000 First National Bank, Clarksville, Va.... Oct. 13,1870 27,000 26,685 ! 300,000 270, 000 264,313 , First National Bank, Burlington, Vt Oct. 15,1870 100,000 ! 85,000 , 84,064 ! First National Bank, Lebanon, Ohio Oct. 24,1870 National Exchange Bank, Lansingburg, i 100, 000 90,000 i^8, 984 ' N. Y .. Dec. 27,1870 Muskinguni National Bank, Zanesville, 100,000 90.000 88,615 \ OJiio Jan. 7,1871, 50,000 45, 000 44,435 I United National Bank, Winona, Minn .. Feb. 15,1871 100, 000 88,829 First National Bank, Des Moines. Iowa Mar. 25,1871 90, 000 State National Bank, Saint Joseph, Mo.. Mar. 31,1871 , 100, 000 89,340 j 90, 000 Saratoga County National Bank, Waterford, N. Y ...'. Mar. 28,1871 133,441 ! 150, 000 135,000 i 100,000 49,500 48,913 i First National Bank, Fenton. Mich May 2,1871 90, 000 88,853 ! First National Bank, Wellsburg, W. Ya. June 24,1871 , 100,000 Clarke National Bank, Rochester, N. Y .: Aug. 11,1871 : 200,000 180,000 177,684 i Commercial National Bank, Oshkosh, j Wis Nov. 22,1871 100,000 , 90,000 88,832 | Fort Madison National Bank, Fort Mad75,000 67,500 06,620 I ison, Iowa , Dec. 26,1871 300, 000 270, 000 267, 011 National Bank of Maysville, Ky Jan. 6,1872 105, 500 91,700 i 90,451 Fourth National Bank, Syracuse, N. Y .. Jan. 9,1872 American .National Bank, New York, 450,000 : 440,675 500, 000 N. Y May 10,1872 Carroll County National Bank, Sand45,000 43, 837 wich, N. II -"' i May 24,1872 : 50, 000 100, 000 81, 000 i 79,053 ' Second National Bank, Poitland. Me June 24,1872 200,000 165, 000 162,715 Atlantic National Bank, Brooklyn, N.Y. July 15,1872 Meichants and Farmers' National Bank, 135,000 132. 900 Quincy, 111 Aug. 8,1872 '. 150, 000 206,100 . 202, 7ti0 First National Bank, Rochester, N. Y... Aug. 9, 1872 i 400, 000 180, 000 176, 919 Lawreneeburg National Bank, Ind Sept. 10,1872: i 200,000 Je wet t City National Bank, Jowett City, ; 60, 000 48,750 47,802 • Conn ... 1 "..: Oct. 4,1872 100,000 80,910 i 79,391 First National Bank, Knoxville, Tenn .. Oct. 22,1872 115, 000 103, 500 I 101,649 ; First National Bank, G-oahen, Ind :' Nov. 7,1872 i Kidder National Gold Bank, Boston, 120,000 j . 120,000 Mass ...-• ;Nov. 8,1872 ; 300, 000 154, 700 138,140 ! 135, 208 j Second National Bank, Zanesville, Ohio.j N"ov. 16,1872 ; Orange Countv National Bank, Chelsea, ; \ 174,824 180,000 ' Yt ." Jan. 14,1873 • 200, 000 90,000 j 88, 340 Second National Bank, Syracuse, N. Y ..; Feb. 18,1873 ,! 100, 000 Richmond National Bank, Richmond, ' i 207,000 ! 207,000 • Indt ..-..: Feb. 28,1873 I 230, 000 65,539 . 75, 000 66,900 First National Bank, Adams, N. Y j Mar. 7,1873 Mechanics' National Bank, Syracuse, ! 92,155 • 140, 000 N.Y .' i Mar. 11,1873 93,800 ! Farmers and Mechanics' National Bank, i 100, 000 81,673 83,250 I Rochester, N. Y j Apr. 15,1873 31,245 , 100, 000 31,500 j Montana National Bank, Helena, Mont J Apr. 15,1873 43,725 ; 45,000 I 50, 000 First National Bank, Havana, N. Y , June 3,1873 Merchants and Farmers' National Bank, 50, 000 45, 000 43,881 • Ithaca, N.Y ...I June 30,1873 114,364 i 150, 000 National Bank of Cazenovia, N. Y i July 18,1873 116, 770 Merchants' National Bank, Memphis, i 250, 000 225, 000 Tenn ; Aug. 30,1873 220,158 Manufacturers' National Bank, Chicago, • 450, 000 439,060 : 111 ! Sept. 25,1873 ; 500, 000 97, 500 94,771 ' Second National Bank, Chicago, 111 I Sept. 25,1873 j 100,000 I Merchants' National Bank, Dubuque, j 200, 000 | 180, 000 172, 780 ; Iowa | Sept. 30,1873 t New bank with same title. * Never completed organization. $1, 528 276 3, 355 1, 193 1, 935 442 5, 880 1 620 702 1 225 2,123 1,106 315 5, 687 936 1,016 1 385 565 1,171 660 1,559 587 1,147 2,316 1,168 880 2,989 1, 249 9,325 1,163 1,947 2,285 2,100 3,340 3, 081 948 1,519 1,851 2, 932 5,176 1,660 1,361 1,645 1,577 255 1,275 1,119 2,406 4,842 10, 940 2, 729 7,220 CXLII REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have yone into voluntary liquidation, • Name and location of bank. I cjx.—Continued. ! Circulation. '\laUon'11" i Capital, j Retired. iOutstand- Issiied. $50, 000 Beloit National Bank, Beloit, Wis Oct. 2,1873 j Union National Bank, Saint Louis. Mo.. Oct. 22,1873 ! 500, 000 50, 000 City National Bank, Green Bay, Wis... ! Nov. 29,1873 100, 000 First National Bank, Shelbina, Mo Jan. 1,1874 125, 000 Second National Bank, Nashville, Term.; Jan. 8,1874 125, 000 First National Bank, Oneida, N. Y ; Jan. 13,1874 Merchants' National Bank, Hastings, i 100, 000 Minn Feb. 7,1874 National Bank of Tecumseh, Mich '. Mar. 3,1874 50, 000 Gallatin National Bank, Shawneetown, 250, 000 111 Mar. 7,1874 100, 000 First National Bank, Brookville, Pa ; Mar. 26,1874 50, 000 Citizens' National Bank, Sioux City, Iowa j Apr. 14, 1874 Citizens' National Bank, Charlottesville, I i 100, 000 Va . Apr. 27,1874 50, 000 Farmers' National Bank, Warren, 111 Apr. 28,1874 i 75, 000 First National Bank, Medina, Ohio | May 6,1874 Croton Iliver National Bank, South East, May 25,1874 200, 000 N.Y Merchants' National Bank of West Vir- , 500, 000 ginia. Wheeling, W. Va July 7,1874, 200, 000 Central National Bank, Baltimore, Md..! July 15,1874 Second National Bank, Leaven worth, j 100, 000 Kans | July 22,1874 Teutonia National Bank, New Orleans, 300, 000 La | Sept, 2,1874 170, 000 City National Bank, Chattanooga, Tenn. j Sept. 10,1874 100, 000 First National Bank, Cairo, 111 j Oct. 10,1874 50, 000 First National Bank, Olathe, Kans Nov. 9,1874 i First National Bank, Beverly, Ohio Nov. 10,1874 102, 000 Union National Bank, La Fayette, Ind.. | Dec. 4,1874 [ 250, 000 * Ambler National Bank, Jacksonville, Dec. 7,1874 • 42, 500 Fla 250,000 Mechanics' National Bank, Chicago, 111.. Dec. 30,1874 55,000 | First National Bank, Evansville, Wis... Jan. 9,1875 \ First National Bank, Baxter Springs, Jan. 12,1875 Kans 50,000 People's National Bank, Pueblo, Colo . . Jan. 12,1875 50,000 National Bank of Commerce, Green Bay, I 100,000! Jan. 12,1875 Wis 100, 000 First National Bank, Millersburg, Ohio.. | Jan. 12,1875 ! Jan. 23, 1875 i 100,000 First National Bank, Stauntou, Va National City Bank, Milwaukee, Wis... ' Feb. 24,1875 I 100,000 ; Irasburg National Bank of Orleans, 75,000 i Mar. 17,1875 Irasburg, Vt Mar. 25,1875 , 100, 000 ; First National Bank, Pekin, 111 Merchants and Planters' National Bank, Augusta, Ga Mar. 30,1875 [ 200, 000 | Monticello National Bank, Monticello, 100,000 Iowa Mar. 30,1875 Iowa City National Bank, Iowa City, 125, 000 Iowa Apr. 14,1875 , 250, 000 First National Bank, Wheeling, W. Va.. Apr. 22,1875 First National Bank, Mount Clemens, 50, 000 May 20,1875 Mich 50, 000 First National Bank, Knob Noster, Mo... May 29,1875 50, 000 June 24,1875 First National Bank, Brodhead, Wis Auburn City National Bank, Auburn, I 200, 000 ! June 26,1875 N.Y : 50, 000 j June 30,1875 First National Bank, El Dorado, Kans.. First National Bank, Junction City, I July 1,1875 50, 000 Kaus | July 19,1875 50, 600 First National Bank, Chetopa, Kans... j Aug. 25, 1875 50, 200 First National Bank, Golden, Colo 60, 000 ! Aug. 26,1875 National Bank, Jefferson, Wis Green Lane National Bank, Green Lane, Sept. 9,1875 100, 000 Pa Sept. 15,1875 60, 500 State National Bank, Topeka, Kans. . . Farmers' National Bank, Marshall town, Sept. 18,1875 50, 000 Iowa 150, 000 Sept, 25,1875 | Rich land National Bank, Mansfield, Ohio Sept. 30,1875 ' 350, 000 Planters' National Bank, Louisville, Ky Oct. 1,1875 75, 000 First National Bank. Gallatin, Tenn . . . Oct. 2,1875 100, 000 First National Bank^ Charleston, W. Va | Oct. 4,1875 75, 000 People's National Bank, Winchester, 111 First National Bank, New Lexington, Oct. 12,1875 ; 50, 000 Ohio * No circulation. $45,000 i 150,300 45,000 90,000 92,920 110,500 90,000 45,000 $43,910 I 145,638 ! 43,049 i 87, 406 i 90, 295 I 107,052 | $1, 090 4,662 1,951 2,594 2,625 3,448 86,602 | 43,685 ! 3,398 1,315 i 225,000 90, 000 45, 000 218,447 | 87, 010 I 44, 365 ! 6,553 2,990 635 90, 000 45, 000 45, 000 86,974 j 43,403 i 44,179 ! 3,026 1,597 821 166, 550 162, 364 i 450, 000 180, 000 437,177 i 175,387 j 90, 000 270, 153, 90, 45, 90, 224, 85,969 000 000 000 000 000 095 12, 823 4,613 4,031 259, 505 147, 720 86, 718 44,130 86, 283 216,945 j 10, 495 5,280 3,282 870 3,717 7,150 I 144, 900 45, Q00 ! 117, 900 43, 887 27, 000 1,113 36,000 27, 000 , 35,147 i 26,584 853 436 90,000 j 72,000 : 90,000 ! 76,500 ! 87,455 i 70, 309 86.432 73; 640 ! 2,545 1,691 3,568 2,860 67,500 ! 90,000 i 64,784 i 85,205 : 2,716 4,795 ! 180,000 j 45,000 | 112,500 j 171,950 , 2,393 108,537 ; 212,799 I 3,963 12,201 26,405 j 43,675 595 940 1, 325 134,632 43, 758 1,242 225,000 j 27, 000 45, 000 45,000 I 141,300 j 45,000 I 8,050 42,607 i 44,060 • 000 000 000 000 43, 495 34,945 I 26,495 I 51,467 ; 1, 505 1,055 505 2,533 90, 000 30, 600 87,869 i 30,017 i 2,131 583 45, 36, 27, 54, 27, 000 135, 000 315, 000 45, 000 90, 000 67, 500 45,000 i 26,165 125, 135 285,435 43,650 87,355 63, 792 j ! j i j I 43,801 ! 835 9,865 29, 565 1,350 2,645 3, 708 1,199 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLIII National banks that have gone into voluntary liquidation, <|-c.—Continued. Circulation. Name and location of bank. Capital. Issued. First National Bank, Ishpemiiig, Mich.. Oct. 20,1875 I Fayette County National Bank, Washi ington, Ohio i Merchants' National Bank, Fort Wayne, ; Oct. 26,1875 ; Ind ." Nov. 8,1875; Kansas City National Bank, Kansas City, Mo .". . -.! Nov. 13,1875 ' First" National Bank, Schooleraft, Mich.. Nov. 17,1875 ' First National Bank, Curwensville, P a . J Dec. 17,1875 ! National Marine Bank, Saint Paul, Minn. Dec. 28.1875 > Jan. 11.1876 ! First National Bank, Rochester, Ind First National Bank, Lodi, Ohio | Jan. 11,1876 j Iron National Bank, Portsmouth, Ohio..! Jan. 19,1876 First National Bank, Ashland, Nebr ; Jan. 26,1876 ! First National Bank, Paxton, 111 : Jan. 28, 1876 i First National Bank, Bloornfield. Iowa..! Feb. 5,1876 Marietta National Bank, Marietta, Ohio.j Feb. 16,1876 ; Salt Lake City National Bank, Salt Lake ; City, Utah" j Feb. 21,1876 i First National Bank, La Grange, Mo j Feb. 24,1876 ! First National Bank, Atlantic, Iowa . j Mar. 7,1876 i First National Bank, Spencer, Ind j Mar. 11,1876 National Currency Bank, New York, N. Y: Mar. 23,1876 ; Caverna National Bank, Caverna, Ky. ..\ May 13,1876 i City National Bank, Pittsburgh, Pa.'. ...I May 25,1876 \ National State Bank, Des Moines, Iowa.! June 21,1876 j First National Bank, Trenton, Mo i June 22,1876 \ First National Bank, Bristol, Tenn ; July 10,1876 i First National Bank, Leon, Iowa j July 11,1876 j Anderson County National Bank, Law- j " I renceburg, Ky i July 29,1876 , First National Bank. Newport, Ind | Aug. 7,1876 j First National Bank, De Pere, Wis j Aug. 17,1876 | Second National Bank, Lawrence, Kans..' Aug. 23,1876 j Commercial National Bank, Versailles, i ! Ky i Aug. 26, 1876 ! State National Bank, Atlanta, Ga i Aug. 31,1876 ! Syracuse National Bank, Syracuse, N. Y.! Sept. 25,1876 ; First National Bank, Northumberland, i i Pa ' Oct. 6,1876 : First National Bank, Lancaster, Mo . . . . I Nov. 14,1866 First National Bank, CouncilGrove,Kansi Nov. 28,1876 j National Bank of Commerce, Chicago, 111. ] Dec. 2,1876 First National Bank, Palmyra, Mo ! Dec. 12,1876 j First National Bank, Newton, Iowa ! Dec. 16,1876 j Natioral Southern Kentucky Bank, Bowl-! ! ing Green, Ky '. I Dec. 23,1876 ] First National Bank, Monroe, Iowa j Jan. 1,1877 j First National Bank, New London, Conn. \ Jan. 9,1*877 j "Winona Deposit National Bank, Winona, i j Minn j Jan. 28,1877 First National Bank, South Charleston, Ohio Feb. 24,1877 Lake Ontario National Bank, Oswego, NY Feb. 24,1867 First National Bank, Sidney, Ohio i Feb. 26,1877 j Chillicothe National Bank, Ohio | Apr. 9,1877 ; First National Bank, Manhattan, Kans.. 1 Apr. 13,1877 I National Bank of Monticello, Ky i Apr. 23,1877 ! First National Bank, Rockville,"Ind ! Apr. 25,1877 Georgia National Bank, Atlanta, Ga \ May 31,1877 i First National Bank. Adrian, Mich j June 11,1877 ! First National Bank, Napoleon, Ohio ...I June30,1877 | First National Bank, Lane ster, Ohio ...! Aug. 1,1877 i First National Bank. Minerva, Ohio . . . . I Aug. 24,1877 j KinnevNational Bank, Portsmouth, Ohio: Aug. 28,1877 | First National Bank, Green Bay, Wis ..; Oct. 19,1877 | NationalExchangeBank, Waken*eld.R.I.: Oct. 27,1877 First National Bank, Union City, Ind . ..| Nov. 10,1877 ! First National Bank, Negauneej Mich ..; Nov. 13,1877 j Tenth National Bank, New York, N. Y.. Nov. 23,1877 i First National Bank, Paola. Kans j Dec. 1,1877 ! National Exchange Bank, Troy. N. Y ...; Dec. 6,1877 | Second National Bank, La Fayette, Ind..i Dec. 20, 1877 State National Bank, Minneapolis, Minn.! Dec. 31,1877 Second National Bank, Saint Louis, Mo..!! Jan. 8,1878 First National Bank, Sullivan, Tnd Jan. 8,1878 Retired. Outstanding. $50,000 ; $45, 000 $43, 242 $1, 758 100,000 i 90, 000 86, 873 3,127 i 100,000 I 90, 000 87, 795 2,205 90, 000 45, 000 90, 000 90,000 45, 000 90, 000 90, 000 45, 000 45, 000 49, 500 135, 000 86, 049 43, 222 82, 663 85, 440 41,880 81,447 86,147 43, 433 41, 490 46, 645 129, 003 3, 951 1,778 7,337 4,560 3,120 8,553 3,853 1,567 3,510 2,855 5,997 90, 000 45, 000 45, 000 63, 000 90, 000 45, 000 90, 000 90, 000 45, 000 45, 000 45, 000 87, 614 42, 265 42, 254 60,178 87, 440 43, 200 82, 453 84, 855 42, 531 43, 091 41,457 2,386 2, 735 2,746 2,822 2,560 1,800 7,547 5,145 2,469 1,909 3,543 45, 000 45, 000 31, 500 90, 000 43, 085 39, 293 30, 573 84, 865 1,915 5,707 927 5,135 170,000 i 200,000 ;! 200, 000 153, 000 135, 000 180, 000 139,941 128, 025 166, 677 13, 059 6,975 13, 323 100,000 50, 000 i 50,000 ; 250,000: 300,000 90, 000 27, 000 26, 500 166, 500 90, 000 45, 000 84, 586 25, 862 24, 875 160, 261 85, 889 35, 440 5,414 1,138 1, 625 6,239 4,111 9, 560 27, 000 45, 000 91, 000 25, 332 41,193 85, 986 1,668 3, 807 5,014 90,000 ! 80,894 9,106 80, 460 9,540 230, 971 41, 202 81,755 40, 235 37, 495 146, 055 85, 548 82,130 39, 746 47,270 40, 704 79, 724 38, 470 28,211 38, 795 38, 430 369, 949 37,537 77, 202 42, 409 65, 834 40, 621 39, 660 7,179 4,998 8, 235 3,965 12, 005 27, 035 4,452 6,370 5, 254 6, 730 4,296 10, 276 6, 530 6, 439 6, 205 6, 570 71,051 6,813 12, 798 9,758 16, 666 12, 434 5, 340 100,000 50,000 100,000 100,000 50,000 100,000 100,000 50,000 50,000 55,000 150,000 ! i ; i i ! i : 100,000 50,000 50,000 70,000 100,000 50,000 200,000 i ! I i i | : ! i ! 100,000 ; 50,000 ! 50,000 I 60,000 j 100, 000 60,000 50,000 100,000 ; ; i : 50,000 ; 50,000 ; 60,000 i 100,000 ; 100,000 j 90, 000 100,000 ! 275, 000 ; 238,150 52,000 ! 46, 200 100,000 I 89, 990 50,000 : 44, 200 60,000 49, 500 200,000 173, 090 100,000 90, 000 100, 000 88, 500 50,000 45, 000 60,000 54, 000 50,000 45, 000 100, 000 90, 000 50,000 , 45, 000 70,000 ; 34, 650 50,000 45, 000 50,000 : 45, 000 500,000 441, 000 50,000 . 44, 350 100,000 ! 90, 000 200,000 ! 52,167 100,000 i 82, 500 200,000 ! ! 53, 055 50,000 45, 000 CXLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have gone into voluntary liquidation, #c.—Continued. Circulation. Name and location of bank. Date of liquidation Rockland County National Bank, Nyaek, N.Y ' Jan. 10,1878 First National Bank, Wyandotte, Kans.. Jan. 19,1878 First National Bank, Boone, Iowa .;1 Jan. 22,1878 First National Bank, Pleasant Hill, Mo.. Feb. 7,1878 National Bank of Gloversville, N. Y Feb. 28,1878 First National Bank, Independence, Mo. Mar. 1,1878 National State Bank, Lima, Ind Mar. 2,1878 First National Bank, Tell City, Ind Mar. 4,1878 First National Bank, Pomeroy, Ohio Mar. 5,1878 Eleventh Ward National Bank, Boston, Mass Mar. 14,1878 First National Bank, Prophetstown, 111.. Mar. 19,1878 First National Bank, Jackson, Mich . . . Mar. 26,1878 First National Bank, Eau Claire, Wis Mar. 30,1878 First National Bank, Washington, Ohio. Apr. 5,1878 First National Bank, Middleport, Ohio .. Apr. 20,1878 First National Bank, Streator, 111 Apr. 24,1878 First National Bank, Muir, Mich Apr. 25,1878 Kane County National Bank. Saint Charles, 111 May 31,1878 First National Bank, Cartilage, Mo June 1,1878 Security Notional Bank, Worcester,Mass. June 5, 1878 First National Bank, Lake City, Colo June 15,1878 People's National Bank, Norfolk, Va . . . . July 31,1878 Topeka National Bank, Topeka, Kans... Aug. 7,1878 First National Bank, Saint Joseph, Mo.. Aug. 13,1878 First National Bank, Winchester, Ind.. - Aug. 24,1878 Mnscatine National Bank, Museatine, Iowa Sept, 2,1878 Traders' National Bank, Chicago, 111 Sept. 4,1878 Union National Bank, Rah way, N. J Sept, 10,1878 First National Bank, Sparta. Wis ; Sept. 14., 1878 Herkimer County National Bank, LittleFalls, N. Y . . . i Oct. 11,1878 Fanners' National Bank, Bangor, Me Nov. 22,1878 Pacific National Bank, Council Bluffs, Iowa Nov. 30, 1878 First National Bank, Anamosa. Iowa ... Dec. 14,1878 SmithnVld National Bank, Pittsburgh, Pa Dec. 16,1878 First National Bank, Buchanan, Mich... Dec. 21,1878 First National Bank, Prairie City, 111 .. Dec. 24,1878 Corn Exchange National Bank, Chicago, 111.... : Jan. 4,1879 Franklin National Bank, Columbus, Ohio Jan. 4, 1879 Traders' National Bank, Bangor, Me Jan. 14,1879 First National Bank, Goiric, N. II Jan. 14,1879 First National Bank, Salem, N. C Jan. 14,1879 First National Bank, Granville, Ohio Jan. 14,1879 Commercial National Bank. Petersburg, Ya Jan. 14,1879 First National Gold Bank, Stockton, Cal. Jan. 14,1879 First National Bank, Sheboygan, Wis . . . Jan. 14,1879 First National Bank, Boscobel, Wis Jan. 21,1879 National Marine Bank, Oswego, N. Y Jan. 25,1879 Central National Bank, Hightstown, N. J. Feb. 15,1879 Brookville National Bank, Brookville, Ind Feb. 18,1879 Farmers' National Bank, Centreville, Iowa Feb. 27,1879 First National Bank, Clarinda, Iowa . . . Mar. 1,1879 Waterville National Bank, Waterville, Me Mar. 3,1879 First National Bank, Tremont, Pa Mar. 4,1879 First National Bank, Atlanta, 111 Apr. 15,1879 Union National Bank, Aurora, 111 Apr. 22, 1879 National Bank of Menasha, Wis Apr. 26,1879 National Exchange Bank, Jefferson City, Mo : . . May 8,1879 First National Bank, Hannibal, Mo May 15,1879 Merchants" National Bank, Winona, Minn June 16,1879 Farmers' National Bank, Keitbsburg, III July 3,1879 First National Bank, Franklin, Ky July 5,1879 National Bank of Salem, Ind July 8,1879 Fourth National Bank, Memphis, Tenn.. July 19,1879 Bedford National Bank, Bedford, I n d . . . . July 21,1879 First National Bank, Afton, Iowa i Aug. 15,1879 First National Bank, Deer Lodge, Mont. Aug. 16,1879 Capital. Issued. $100, 000 i 50, 000 i 50,000 50,000 i 100, 000 j 50,000 ! 100,000 I 50,000 I 200,000 ! 200, 50, 100, 60, 200. 80, 50, 50, 000 000 000 000 000 000 000 000 ! Retired. Outstanding. $89,000 45,000 32,400 i 45, 000 64,750 ' 27, 000 A 33,471 ! 44, 500 75,713 $74, 686 39, 267 27, 390 38, 545 52, 510 19,958 25, 092 41,104 64, 690 $14, 314 5,733 5,010 6,455 12, 240 7,042 8,379 3,396 11, 023 89,400 45, 000 88, 400 77, 705 41, 761 72, 075 31, 647 54,549 28, 525 35, 855 37, 063 11, 695 3,239 16, 325 6,814 15, 201 2,975 4,645 7,137 4,737 7,185 9, 215 2, 701 27, 710 29,158 21, 625 13, 509 566 740 206 620 15,634 14, 960 19, 994 10, 380 3 8 , 4 6 1 '•• 69,750 31, 500 i 40,500 44,200 ; 50, 000 50, 000 100, 000 50, 000 100, 000 100, 000 100,000 60, 000 26,300 | 44,500 ! 49, 000 25,300 i 85,705 i 89,300 | 52,700 j 21, 563 37, 315 39, 785 22, 599 57, 995 60,142 45, 485 39,191 100, 200, 100, 50, 000 000 000 000 44,200 43,700 ! 89,200 ! 45, 000 ! 28, 28, 69, 34, 200, 000 100, 000 178, 300 ' 89,100 132, 143 63, 372 46,157 25, 728 100,000 50, 000 200, 000 50, 000 50, 000 45,000 44,500 90, 000 27,000 27, 000 1 j 1 ! 38, 830 28, 903 60,200 22, 078 13, 920 6,170 15, 597 29, 800 4,922 13, 080 67, 110 1 500, 100, 100, 60, 150, 50, 000 000 000 000 000 000 450.000 j 180,000 1 76,400 ! 45,597 ! 128,200 ! 45,000 i 435,157 156, 673 48, 823 33,100 83, 660 34, 744 14, 23, 27, 12, 44, 10, 120, 300, 50, 50, 120, 100, 000 000 000 000 000 000 99,800 ; 238, 600 ; 45,000 : 43,900 ! 44,300 i 32,400 ! 61, 513 161, 746 34, 449 32, 988 35,165 26, 495 38, 287 76,854 10, 551 10, 912 9,135 5,905 100, 000 89,000 | 53, 695 35, 305 50, 000 50, 000 41,500 i 45,000 j 32, 302 38, 261 9,198 6,739 125, 75, 50, 125, 50, 000 000 000 000 000 50, 000 100, 000 100, 000 50, 000 100, 000 50, 000 125.000 100, 000 50, 000 50, 000 110,300 64,600 ! 26,500 '\ 82,000 44, 500 45, 000 88, 200 35,000 27,000 ; 54,000 ! 44,400 1 45,000 1 87,200 ! 26,500 ; 45.000 82, 38, 14, 49, 34, 843 327 577 497 540 256 328 627 770 224 746 27, 972 25, 973 11, 730 32, 776 9,754 32, 700 54, 005 26, 869 17,480 34, 530 37, 377 24,995 70, 568 18, 299 36, 350 12, 300 34,195 8,131 9, 520 19,470 7,023 20, 005 16,632 8,201 8,650 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLV National banks that have gone into voluntary liquidation, $c.—Continued. Circulation. Capital. Name and location of bank. Issued. jI*. Aug. 30,1879 | $50, 000 First National Bank, Batavia, 111 National Gold Bank and Trust Company, | i San Francisco, Cal . . . . . . . . . . .. Sept. 1,1879 \ 750, 000 Gainesville National Bank, Gainesville, 100,000 Nov. 25,1879 i Ala. 100, 000 First National Bank, Hackensack, N. J".. Dec. 0,1879 i 50, 000 Jan. 7,1880 ; National Bank of Delavan, Wis Mechanics' National Bank, Nashville, echan Jan. 13,1880 ! 100, 000 T Tenn Manchester National Bank, Manchester, 50, 000 ! Jan. 13,1880 ; Ohi Ohio 50,000 | Mar. 5, 1880 ; First National Bank, Meyersdale, Pa First National Bank, Mifflinburg, Pa . . . F i t N i l B k Mifflib P National Bank of Michigan, Marshall, I Mich ! May 14,1880: 120,000! 100, 000 National Exchange Bank, Houston, Tex. j Sept. 10,1880 ; 100, 000 : Ascurney National Bank, Windsor, Vt ..; Oct. 19,1880 !: 60, 000 First National Bank, Seneca Falls, N. Y.I Nov. 23,1880 50, 000 i First National Bank, Baraboo, M i c h . . . . ' Nov. 27,1880 i 50, 000 \ Bundy National Bank, "New Castle, Ind .; Dec. 6,1880 i 50; 000 ; Viueland National Bank, Vineland, N. J . ; Jan. 11,1881 i : Ocean County National Bank, Tom's : 100, 000 > River,N. J '. Jan. 11,1881 50, 000 : Hungerford National Bank, Adams, N. Y\ Jan. 27,1881 | Merchants'National Bank, Minneapolis, i ', "• Minn ! Jan. 31,1881 150, 000 j Farm ers' National Bank, Mechanicsburg, ' ' Ohio . ! Feb. 18,1881 . 100,000; 50, 000 ; First National Bank, Green Spring, Ohio.; Feb. 18,1881 50, 000 , First National Bank, Cannon Falls, Minn.1: Feb. 21,1881 , 50, 000 ! First National Bank. Coshocton, Ohio . . . Feb. 21,1881 : Manufacturers' National Bank, Three ; ! 50, 000 Rivers, Mich : Feb. 25, 1881 ; 50, 000 ' First National Bank, Lansing, Iowa • Feb. 25,1881 100, 000 First National Bank, Watertown. N. Y.. i May 26, 1881 GO, 000 i First National Bank, Americus, Ga June 17,1881 50, 000 , First National Bank, Saint Joseph, Mich. I June 30, 1881 50. 000 ; First National Bank, Logan, Ohio July 8,188L 50, 000 i First National Bank, Shakopeo. Minn ...; Aug. 10,1881 50, 000 : First National Bank, Rochelle, 111 \ Aug. 9,1881 50, 000 National State Bank, Oskaloosa, Iowa ...:! Aug. 13,1881 50, 000 , Attica National Bank, Attica, N". Y Aug. 30,1881 100, 000 ; First National Bank, Hobart, N. Y j Aug. 27.1881 300, 000 . National Bank of Brigh ton, Boston, Mass. I Oct. 4, 1881 100, 000 i Clement National Bank, Rutland. Vt* I Aug. 1,1881 50, 000 First National Bank, Lisbon, Iowa Nov. 1. 1881 50, 000 First National Bank, Warsaw, Ind | Dec. 1,1881 50, 000 Brighton National Bank, Brighton, Iowa. I Dec. 15, 1881 120, 000 Merchants'National Bank, Denver, Colo.; Dec. 24,1881 50, 000 Merchants'National Bank, Holly, Mich..! Dec 31,1881 ; 50, 000 First National Bank, Alliance, Ohio : Jan. 3,1882 , 300, 000 National Union Bank, New London, Conn Jan. 10, IH82 100, 000 National Bank of Royal ton, Vt \ Jan. 10,1882 50, 000 First National Bank. Whitehall, N. Y Jan. 18,1882 70, 000 National Bank of Pulaaki, Tenn. ... . . . Jan. 23,1882 100, 000 First National Bank, Alton, III i Mar. 30, 1882 50, 000 ; Havana National Bank, Havana, N. Y . ..I Apr. 15,1882 75, 000 First National Bank, Brownsville, Pa ! May 2,1882 100, 000 Second National Bank, Franklin, Ind ... j June 20,1882! Merchants' National Bank, Georgetown, | 50, 000 Colo j June 22,1882 \ 100, 000 Commercial National Bank, Toledo, Ohio.; July 6,1882 50, 000 Harmony National Bank, Harmony, Pa... July 7,1882 GO, 000 First National Bank, Liberty, Ind' • July 22,1882 ; Manufacturers' National Bank, Amster- ;; 80, 000 dam. N. Y Auir. 1,1882 400, 000 : First National Bank, Bay City, Mich....\ Nov. 8,1882 ' 100, 000 First National Bank, Ripley, Ohio \ Nov. 10,1882 i ; National Bank of State of New York, I New York, N. Y I Dec. 6,1882 800, 000 First "National Bank Wellington, Ohio.. J Dec. 12,1882 100, 000 Second National Bank, JeilWrson, Ohio...! Dec. 20, 1882 - 100, 000 First National Bank, Painesville, Ohio...; Dec. 30,1882 200, 000 Saint Nicholas' National Bank, New j 500,000 York,N.Y j Dec. 30,1882 500. 000 : Fifth National Bank, Chicago, 111 j Dec. 30,1882 ; 50, 000 , First National Bank, Dowagiac, Mich . . . j Jan. 3,1883 ; *New bank with same title. 656S c C -10 ; Retired. $44,300 jOutstand- I ing$31, 613 | $12, 687 40,000 , 21, 700 90,000 i 90,000 ! 27,000 i 46, 244 56, 477 16, 005 90, 000 49, 050 18, 43, 33, 10, 40, 48,303 i 30, 600 ; 90,000 ; 29, 405 23, 555 47, 495 18, 898 7, 045 42, 505 100,800 ; 31,500 90,000 54,000 27, 000 45, 000 45,000 60, 015 16,647 49, 707 44, 603 14,872 34,524 32, 915 40, 785 14, 853 40, 293 9, 397 12, 128 10, 470 12, 085 119, 405 45, 000 65,110 25, 090 54, 295 19, 310 98, 2G8 73,498 24,770 30,140 45,000 45, 000 53,058 20,420 27,955 25,605 30,297 9, 720 17, 045 19, 335 16, 701 45, 000 45, 000 90, 000 45, 000 27, 000 45, 000 45, 000 45, 000 81, G85 45,000 90, 000 270, 000 45, 000 48, 500 45, 000 72, 000 45, 000 45, 000 112,818 90, (00 45, 000 45, 000 90,000 I 45,000 i 67,500 ' 90,000 i 45, 90, 45, 54, 000 000 000 000 72, 000 150,100 09, 201 300 756 523 995 950 28,230 • 27, 530 45,505: 30,956 13,885 29, 175 23,000 25,207 35,025 24,580 40, 364 126, 400 10,770 17,470 44, 495 14, 044 13,115 15,825 21, 940 19, 793 40, 600 20, 420 49, 036 143, 6C0 22,935 i 24, 810 22, 089 H.7H0 24,068 20, 500 40, 319 35,842 18,509 18,453 : 34, 220 21,680 21,530 33,850 22, 005 23, 090 22. 311 57, 220 20, 932 24, 500 60, 499 54, 158 26, 431 20, 547 55, 774 23,314 45, 970 56,150 18, 34, 12, 18, 20,172 55, 203 32,300 35, 400 828 797 700 600 27,100 . 37,100 i 18,601 i 44, 900 119,000 50,600 397, 004 90, 000 90, 000 173,187 126,004 ! 271, 000 69, 000 21,000 ' 21, GOO j 68, 400 44,187 : 129, 000 450, 000 45, 000 45, 000 110,300 6,300 11, 398 339, 700 38, 700 33, 002 CXLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. National Imnhs thai have gone into voluntary liquidation, $x.—Continued. Jirculation. Of Ik Hi (h ition. 1 Name and location of bank. Capita . Issued. Jan. 9, 1883 F i r s t National Bank, Greenville, 111 Merchants' National Bank, East SagJan. 9,1883 inaw, Mich Jan. 11,1883 National Bank of Vandalia, 111 Logan County National Bank, RussellJan. 9,1883 ville, Ky Traders-' National Bank, Charlotte, N. C. Jan. 16,1883 Feb. 3,1883 F i r s t National Bank, Norfolk, Nt/br . . F i r s t National Bank, Midland City, Mich. Feb. 5, 1883 Citizens' National Bank, New Ulm, Minn. Mar. 1,1883 National Bank of Owen, Owen ton, Ivy . . . Mar 5,1883 Merchants' National Bank, Nashville, J u n e 30,1883 Tenn City National Bank, Lawrenceburg, Ind Aug. 13,1883 : Aug. 25,1883 Indiana National Bank, Bedford, Ind Stockton National Bank, Stockton. Cal . . ! Oct. i 1W«'* Wall Street National Bank, New York, j Oct. 15,1883 N. Y Commercial National Bank, Reading, Pa.! Oct. 23,1883 : Retired. •Outstandinjr. $10, 400 i $49,000 200, 000 100,000 101,100 ' 90, 000 23,700 I 13, 500 i 77,400 70,500 50, 000 50. 000 45, 000 30, 000 SO, 000 5(5, 000 40, 050 ; 45, 000 ' 11, 240 : 10,350 i 13,800 i 640 i 29,700 31,200 10,600 27, 000 ! 48, 900 ; 4, i66 1 8r 200 ! 22,900 40,700 200 1 000 ; 250 ' 000 9,100 900 • 11,250 132,100 80,100 : 147,800 134, 000 $59, 400 $150, 000 300, 000 100, 000 35, 000 100,000 141, 81, 11, 90, 500, 000 150, 000 147, 800 135, 000 1 90 000 1,000 33, 972, 483 ! 28,320,328 '. 5,652,155 47, 381, 610 National banks that have gone into voluntary liquidation under the provisions of sections 5220 and 5221 of the Revised Statutes of the United States, for the pnrjwse of organizing new associations with the same or different title, with date of liquidation, amount of capital, circulation issued, retired, and outstanding November 1, 1883. I Name and location of bank. j | D a t id«a ?t l£o lni q u i " ! Capital. ' First National Bank, Rondout, N. Y . Oct. 30.1880 : $300, 000 First National Bank, Huntington, Ind... Jan. 31.1881 •, 100, 000 First National Bank, Indianapolis, Ind... July 5,1881; 300, 000 First National Bank, Valparaiso, Ind . . . Apr. 24.1882 i 50, 000 First National Bank, Stillwater, Minn .. Apr. 29,1882 | 130, 000 First National Bank, Chicago, 111 Apr. 29,1882 i 1,000,000 First National Bank. Woodstock, III Apr. 30,1882 : 50, 000 Second National Bank, Cincinnati, Ohio. Apr. 2 8 , 1 8 8 2 '•• 200, 000 Second National Bank, New York, N. Y. Apr. 28,1882 , 300, 000 First National Bank, Portsmouth, N. H. Apr. 29,1882 300, 000 May 5,1882 First National Bank, Richmond, Ind 200, 000 Second National Bank, Cleveland, Ohio . May 6,1882 1, 000, 000 First National Bank, New Haven, Conn. May 6,1882 : 500, 000 May 2,1882 100, 000 First National Bank, Akron, Ohio First National Bank, "Worcester, Mass.. May 4,1882 ; 300, 000 May 9,1882 | 150, 000 First National Bank, Barre, Mass First National Bank, Davenport, Iowa.. May 9,1882 i 100, 000 First National Bank, Kendallville. Ind.. May 12,1882 | 150, 000 300, 000 First National Bank, Cleveland, Ohio .. •May 13,1882 First National Bank, Youngstown, Ohio. May 15,1882 ! 500, 000 First National Bank, Evansville, Ind . . . ! May 35,1882 I 500, 000 ! May 15,1882 50, 000 First National Bank, Salem, Ohio ! May 18,1882 200, 000 First National Bank, Scranton, Pa 50,000 First National Bank, Centreville, Ind ; May 18.1882 300, 000 First National Bank, Fort Wayne, Ind.. May 22,1882 May 22,1882 100, 000 First National Bank, Strasburg, Pa May 100, 000 27,1882 First National Bank, Marietta, Pa 150, 000 First National Bank, La Fayette, Ind... May 31,1882 First National Bank, MeConnellsville, Ohio..... ! May 31,1882 | 50,000 200, 000 First National Bank, Milwaukee, Wis ..j May 31,1882 j Second National Bank, Akron, Ohio , May 31,1882 i 100,000 First National Bank, Ann Arbor, Mich .j June 1,1882 ! 100, 000 100,000 First National Bank, Geneva, Ohio i June 1,1882 ' ! First National Bank, Oberlin, Ohio June 1,1882 ; 50, 000 First National Bank, Philadelphia. Pa ..: June 10,1882 1, 000, 000 First National Bank, Troy, Ohio \ June 10,1882 200, 000 Third National Bank, Cincinnati, Ohio..| June 14,1882 800, 000 First National Bank, Cambridge City, | Ind "... | June 15,1882 50,000 First National Bank, Lyons, Iowa i June 15,1882 100,000 Circulation. —,— _ . ! _ . . OutstandIssued. ! Retired. ; ing. $270,000 , $146,358 : $123, 642 90,000 60,145 ! 29, 855 279,248 145,199 ! 134, 049 45,000 19,260 25, 740 83,456 ! 41,637 ; 41, 839 90,000 i 66,787 ; 23. 213 45,000 17,900 \ 27,100 180,000 : 61,600 118, 400 376,890 126, 045 j 250, 845 286,000 ! 113,900 ! 172,100 139,500 81,303 i 58, 199 532, 800 341, 980 190,820 355,310 i 134,410 220, 900 114,822 ! 37, 620 77, 202 252, 000 i 105, 897 146,103 135,000 ; 50, 454 84, 546 45,000 i 13, 318 31, 682 90,000 ! 30,951 59, 049 206, 462 179, 313 87,149 286, 800 441, 529 154, 729 299, 700 442, 870 143,170 110, 540 38,425 72,115 45, 000 18,755 26, 245 64, 525 38, 593 25,932 45, 000 14,155 30, 845 79,200 ; 49, 640 29,560 99,000 I 64, 020 34,980 175,060 i 99, 415 75, 645 84,640 ; 229, 170 j 102,706 i 85, 078 \ 90,000 ! 58,382 I 799,800 : 180,000 609,500 | | 45,000 90; 000 27,588 69, 690 32, 339 30, 801 26, 910 20,197 138, 000 63,133 ! 189,715 j 57, 052 159, 480 70, 367 54, 277 63, 090 38,185 661, 800 116,867 419, 785 12,790 ! 22,497 ! 32,210 67, 503 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLVIJ National hanks that have gone into voluntary liquidation, Jx.—Continued. Circulation. Dale of liqui- Name and location of bank. (,, . , : First National Bank, Detroit, Mich June 17, 1882 . $500, 000 First National Bank "Wilkesbarre, Pa -. June 20,1882 .' 375, 000 First National Bankj Iowa City, Iowa... June 24,1882 j 100, 000 June 24,1882 : J 00. 000 : First National Bank, Nashua, N. 11 First National Bank, Johnstown, Pa . . . June 24,1882 '.. GO, 000 ! Juno 29,1882 , 750, 000 First National Bank, Pittsburgh, I\i 200, 000 ^ First National Bank, Terre. Haute, Ind .; June 29,1882 ! First National Bank, Hollidaysburg, Pa. ; June 30,1882 ' 50,000 i June 30,1882 ! First National Bank, Bath, Me .. 200, 000 • 125, 000 First National Bank, Janesville, Wis ... June SO, 1882 First National Bank, .Michigan. City, June 30,1882 3 00,000 Ind July 3,1882 75,000 i First National Bank, Monmouth, 111 50,000 First National Bank, Marion, Iowa • July 11,1882 : First National Bank, Marlboro', Mass... Aug. 3,1882 i 200,000 National Bank of Stanford, Ivy , Oct. 3.1882 ; 150, 000 150,000 ' First National Bank, Sandusky, Ohio Oct. 0,' 1882 50,000 I First National Bank, Sandy Hill, N. Y .. i Dec. 31.1882 !: 100,000 First National Bank, Lawrenceburg, Ind. Feb. 24.1883: First National Bank, Cambridge, Ohio .. i Feb. 24,1883 I 100,000 : First National Bank, Oshkosh, Wis - ...! Feb. 24,1883 ! 100,000 FirstNationalBank,Grand Rapids, Mich.| Feb. 24,3883 I 400,000 i 50,000 ! First National Bank, Delphos, Ohio ; Feb. 24,1883 ' First National Bank, Freeport, 111 ! Feb. 24,1883 i 100,000 I First National Bank, Elyria, Ohio ! Feb. 24,1883! i 100,000 I 300,000 ! First National Bank, Troy, N. Y ; Fob. 24,1883 Second National Bank, Detroit, Mich ... : Feb. 24,1883 i 1, 000, 000 Second National Bank, Peoria, 111 ! Feb. 24,1883 • 100,000 National Fort Plain Bank, Fort Plain, I NY ! Feb. 24,1883 i 200, 000 Total i ; , $115,985 ; $220, 300 $330,345 337, 500 • 309,83 0 ; 227, 690 88,400 , 20, 185 ! 02,215 1)0, 000 32,400 ; 57, 000 54,000 17, 275 ' 30, 725 594,000 : 171,020 ; 422, 380 141,705 50,938 ' 90, 767 45,000 15,345 : 29. 055 180,000 04,700 | 115; 300 121,050 ! 34, 590 ! 80, 460 45,000 45,000 | 45,000 I 180, 000 135, 000 90, 000 45, 000 90,000 80, 820 47, 800 155, 900 45, 000 53,500 | 90,000 229,550 363,700 I 90,000 ! 174,300 I 21,200 • 39,999 -. 18, 534 > 00,900 , 42,500 i 21,100 ; 31,900 I 17,800 ' 14,020 , 13,500 ; 40,700 11,000 : 14,800 12,500 ! 58,950 I 70,100 i 11,900 ! 30,996 : 16,015,000 j 11,547,058 j 3,828,989 ; 23, 800 25, 001 20, 46G 119,100 92. 500 68, 900 33,100 72, 200 60, 800 30, 300* 115, 200 34, 000 38, 70077, 500 170, 600 293, 600 78,10O 143, 304 7,718,069 Names of banks in liquidation under section 7, act July 1*2, 1882, with date of expiration of charter, circulation issued, retired, and outstanding November 1, Io83. i jDa^JJqUi" Name and location of bank. Circulation. • *-•• Capital. Issued. I Retired, j First National Bank, Pontiac, Mich ] Dec. 31,1881 j First National Bank, Washington, Iowa. Apr. 13,1882 | First National Bank, Fremont, Ohio j May 22,3882 I Second National Bank, Dayton, Ohio I May 26,1882 First National Bank, Girard, Pa I June 1,1882 ! First National Bank, Kittanninir, Pa July 2, 3882 First National Bank, Xenia, Ohio '' Feb'. 24,1883 First National Bank, Peru, 111 Feb. 24,1883 First National Bank, Elmira, N. Y Feb. 24,1883 First National Bank, Clrittenango, N. Y J Feb. 24,1883 Total l $50, 100, 100, 300, 100, 200, 120, 100, 100, 150, 000 000 000 000 000 000 000 000 000 000 $90,000 i 88,565 90,000 262, Oil 90, 000 199,500 108,000 45,000 90, 000 135.000 i 1, 320, 000 , 1,199, 006 $34, 255 27, 895 28, 806 86. 470 29, 990 61, 700 18,300 8,300 16, 500 31, 300 $55, 60, 63, 176. 60, 137, 89, 36, 73, 103, 343, 316 855, 690 745 070 394, 471 010 800 700 900 500 700 CXLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. National hanks that have been placed in the hands of receivers, together with their capital, circulation issued, lawful money deposited loith the Treasurer to redeem circulation, the amount redeemed, and the amount outstanding on November 1,1883. Circulation. Name and location of bank. Capital stock. Lawful \ money de- i posited, i Redeemed. Outstanding. $279 $43, 721 $44,000 i $44, 000 $50, 000 First National Bank, Attica, N. Y j 84, 688 312 85, 000 300, 000 85,000 j Yeuango National Bank, Franklin, Pa i 179, 094 906 180, 000 180,000 Merchants' National Bank, Washington, D. C . . > 200, 000 39, 742 258 50, 000 40,000 i 40,000 ! First National Bank, Medina, N. Y , 89, 555 100, 000 445 90,000 j 90,000 I Tennessee National Bank, Memphis, Tenn j ! 84, 512 100,000 ! 488 85, 000 ; 85,000 First National Bank, Selma, Ala : 1,495 First National Bank, New Orleans, La ; 500, ooo ; 180,000 i 180,000 i 178, 505 99, 674 326 100,000 i 100,000 \ National Unadilla Bank, Unadilla, N. Y j 120, 000 252, 272 1, 628 253, 900 j 253,900 ! Farmers and Citizens' National Bank, Brooklyn, j 300,000 • N.Y. 179, 481 519 180,000 I 180,000 ] 200,000 ! Croton National Bank, New York, N. Y ; 26, 089 26, 300 : 211 60, 000 26,300 : First National Bank, Bethel, Conn ; 89, 509 491 100, 000 90, 000 ! 90,000 ] First National Bank, Keoknk, Iowa j 25, 384 116 25,500 i 25,500 i 50, 000 National Bank of Vicksburg, Miss 44,623 377 45,000 , 45,000 i 50, 000 First National Bank, Rockford, 111 ; 1,439 129,700 •128,261 250, 000 129,700 ! First National Bank of Nevada, Austin, Nev... 12, 223 800,000 I 800,000 I 787, 777 Ocean National Bank, New York, N. Y ! 1, 000, 000 200,000 454 50,000 : 49, 546 50,000 i Union Square National Bank, New York, N. YJ 250,000 , 3, 586 243,393 239, 807 243,393 j Eighth National Bank, New York, N. Y ; 200,000 2, 525 179,000 , 176, 475 179,000 | Fourth National Bank, Philadelphia, Pa j 100, 100 1,451 71,000 i 69, 549 71,000 ! Waverly National Bank, Waverly, N. Y , 635 45,000 i 44, 365 50,000 45,000 | First National Bank, Fort Smith, Ark 1,114 135,000 ; 133, 886 135,000 ' Scandinavian National Bank, Chicago, 111 '• 250,000 2, 232 175,000 : 118, 900 116, 608 118,900 ! Wallkill National Bank, Middletown, N. Y i 6,540 Crescent City National Bank, New Orleans, La. : 500,ooo : 450,000 | 450,000 : 443,460 : 1,836 100,000 98,164 100,000 ! Atlantic National Bank, New York, N. Y 300,000 i 14, 761 450,000 435, 239 450,000 ! First National Bank, Washington, D. C 500,000 . 6, 053 234,000 ! 227, 947 234,000 ! National Bank of Common wealth, New York, 750, 000 N.Y. 12, 075 400,000 ; 360,000 360,000 347,925 Merchants' National Bank, Petersburg, Ya 6, 830 200,000 ! .170, 200 ! 179, 200 172, 370 First National Bank, Petersburg, Va 100, 000 I 2, 750 90,000 i 90,000 i 87,250 First National l>ank, Mansfield, Ohio 600,000 j 8,000 360, 000 ' 360, 000 j 35*2, 000 New Orleans National Banking Association, i New Orleans, La. ; 50,000 I 45,000 I 1, 355 45,000 : 43, 645 First National Bank, Carlisle, Pa ; 50,000 i 1,438 45,000 i 45,000 ! 43, 562 First National Bank, Anderson, Ind •. 2,918 First National Bank, Topeka, Kans ioo, ooo ; 90,000 i 90,000 ! 87, 082 3, 505 95, 000 | 95,000 i 91, 495 First National Bank, Norfolk, Va i 100,000 i 1,305 43,800 i 42, 495 43,800 ! Gibson County National Bank. Princeton, Ind.. 1 50, 000 ! 3, 063 134,991 , 131, 928 134,991 j First National Bank of Utah, Salt Lake City, r 150, 000 Utah. j 8,892 500,000 ! 307, 008 311,400 ! 315,900 Cook County National Bank, Chicago, 111 j 2,946 100,000 i 65, 904 68,850 i 68,850 First National Bank, Tiffin, Ohio ! 9, 320 200,000 137, 265 146,585 j 146,585 Charlottesville National Bank, Charlottesville, i Va. j 2,760 45, 000 42, 240 150,000 j 45,000 ! Miners' National Bank, Georgetown, Colo i 173,104 Fourth National Bank, Chicago, 111 ! 200,000 '• 180,000 | 180, 000 22, 260 4,740 30,000 ! 27,000 ! 27, 000 First National Bank, Bedford, Iowa ! 42, 634 2,366 50,000 • 45,000 : 45, 000 First National Bank, Osceola, Iowa I 88, 015 1,985 100,000 i 90,000 ; 90, 000 First National Bank, Duluth, Minn j 4'2, 528 2,472 50,000 45,000 j 45, 000 First National Bank, La Crosso, Wis | 9,088 215, 912 250,000 ! 225,000 i 225, 000 City National Bank, Chicago, 111 | 6,327 61,173 67, 500 75,000 67,500 | Watkins National Bank, Watkins, N. Y i 2,078 52, 200 50,122 60,000 ' 52,200 ! First National Bank, Wichita, Kans 2, 328 50, 000 47, 672 50, 000 50,000 ! First National Bank, Greenfield, Ohio i 20,102 157, 098 200,000 : 158,200 : 177, 200 National Bank of Fishkill, Fishkill, N. Y ! 14, 890 132,000 130,992 ; 130, 992 116,102 First National Bank, Franklin, Ind ' 7, 220 60, 300 67,000 ' 60,300 | 53, 080 Northumberland County National Bank, Sha- j i mokin, Pa. > 39,040 I 5, 960 45, 000 First National Bank, Winchester, 111 • f>o, ooo ; 45, 000 18,165 90, 000 90, 000 7.1,835 | National Exchange Bank, Minneapolis, Minn . . ; 100,000 , 55, 414 National Bank of State of Missouri, Saint Louis, i 2,500,000 j 1,648,800 : 1,693,6(50 | 1,638,246 Mo. 4,184 45, 000 40, 816 50, 000 45, 000 First National Bank, Delphi, Ind ! 7, 515 40, 000 37, 485 75,000 45, 000 First National Bank, Georgetown, Colo | 71,200 15,747 120,000 71. 200 55, 453 Lock Haven National Bank, Lock Haven, Pa . . ! 496, 840 750, 000 432, 506 165, 334 597, 840 Third National Bank, Chicago, 111 i 45, 000 200,000 7,747 45, 000 37, 253 Central National Bank, Chicago, 111 44, 940 500,000 ' -10,330 44, 940 34,610 First National Bank, Kansas City, Mo 44, 500 100, 000 44, 500 34, 703 * 9,797 Commercial National Bank, Kansas City, Mo . . 75, 554 112,500 ' 18, 876 75, 554 56, 678 First National Bank, Ashland, Pa 89, 200 100, 000 17,366 89, 200 71, 834 First National Bank, Tarry town, N. Y 78, 641 250, 000 16, 003 78, 641 62, 638 First National Bank, Allentown, Pa 69, 345 100,000 1,950 69, 345 67,395 i First National Bank, Waynesburg, Pa 200,000 114, 220 114, 220 93,021 I 21,199 Washington County National Bank, Greenwich, N. Y. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLTX National hanks that have been placed in the hands of receivers, cj~c.—Continued. ,. ._ . , Circulation. Cimtil l Lawful • Name and location of bank. money de-, uVA.»v pobiteu. l 8 S U 0 ( L Redeemed.1 stand• ! $29,800 89,300 ; 44,400 , 45,000 i 27,000 ' 45, 000 62, 500 $24,165 ! 65,010 • 37,095 I 38,542 ! 21,140 j 38,976 j 57,021 | $5,-635 24, 290 7,305 6,458 5, 8C0 6,024 5,470 435,470 ! 75,148 I | 64,928 j 70,807 i 20,970 ! 40,820 ' 51,542 i 34, 530 11,752 First National Bank, Dallas, Tex ! People's National Bank, Helena, Mont \ First National Bank, Bozeman, Mont j Merchants' National Bank, Fort Scott, Kans-.-i Farmers' National Bank, Platte City, Mo ; First National Bank, Warrensburg, Mo i German-American National Bank, Washington, D. C. German National Bank, Chicago, 111 Commercial National Bank. Saratoga Springs, ! $50, 000 100, 000 50, 000 50, 000 50, 000 100,000 130, 000 $29, 800 89,300 44,400 45, 000 27,000 45,000 58,000 500, 000 100, 000 367,000 I 86,900 i 450, 000 86, 900 Second N a t i o n a l Bank, Scranton, P a National B a n k of P o u l t n e y , V t F i r s t National Bank, Moiiticello, I n d F i r s t National Bank, Butler, P a F i r s t N a t i o n a l Bank, Meadville, P a F i r s t National Bank, N e w a r k , N. J F i r s t National Bank, B r a t t l e b o r o u g h , V t Mechanics' National Bank, N e w a r k , N. J F i r s t N a t i o n a l Bank, Buffalo, N . Y Pacific National Bank, Boston. Mass F i r s t National Bank, Union Mills, P a Vermont National Bank, Saint A l b a n s , V t 200, 000 100, 000 50, 000 50, 000 100, 000 300, 000 300, 000 500, 000 100, 000 961,300 50, 000 200, 000 91,465 ! 90,000 ; 27,000 ; 51,165 i 89, 500 326,643 90, 000 • 289,750 . 45,000 • 243,500 : 10,000 12,200 91, 465 90, 000 27, 000 71,165 89, 500 326,643 i 90,000 450, 000 99, 500 I 450, 000 i 45, 000 : 65,200 ! N. Y. ' ' , ; ! ' j \ j ! ; j I j ' ; ing. 26, 537 19,193 6, 030 30, 345 37, 958 222, 761: 103,882 48,562 41, 438 216,917 i 233, 083 39,200 60,300 231,996 218,004 8,450 : 36, 550 5, 005 60,195 •19,973,900 12,753,574 14,424,684:12,877,900 1,546,784 CL REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with date of appointment of receivers, amount of capital stock and claims proved, and rate of dividends paid to creditors. Name and location of bank. I Receiver ap- i Capital ! pointed— | stock. Divi(lends Proved claims. llemarks. Pr.ce?it. First National Bank of Attica, N.Y.! Apr. 14,1865 $50, 000 j $122, 089 Venango National Bank of Frank- May 1,1866 | 300, 000 j 434,186 i lin.Pa. " I | Merchants' N a t i o n a l Bank of ! May 8,1866! 200,000 ; 069,513 Washington, 1). C ' I First National Bank of Medina, : Mar. 13,1867 i 50, 000 ! 82,338 • N.Y. ; Finally closed. Finally closed. j Tennessee National Bank of Mem- \ Mar. 21,1867 j 100, 000 \ 376, 932 phis, Tenn. \ j j F i r s t National Bank of Selma, Ala.: Apr. 30,1867 100,000 1 289, 467 j 46.6 289,467 F i r s t National Bank of New Or- ! May 20,1867 500, 000 | 1,119, 313 j 79 1,119,313 leans, La. i National Unadilla Bank, Unadilla, Aug. 20,1867 I 120, 000 127, 801 N. Y. ! Farmers and Citizens' National •• Sept. 6,1867 j 300, 000 1,191, 500 i i 96 Bank of Brooklyn, N. Y. i j j Croton National Bank of N e w Oct. 1,1867 ; 200,000 170,752 ! 88* : York, N . Y . i ! I F i r s t National Bank of Bethel, , F e b . 28,1868 ! 60, 000 68, 986 ! 100 Conn. • J F i r s t National Bank of Keokuk, ; Mar. 3, 1868 : 100, 000 205, 256 i 68^ [ Iowa, ! National Bank of Yicksburg, A p r . 24,1868 50,000 j 33,562 ' 49.2 : ; Miss. F i r s t National Bank of PtOckford, Mar. 15,1869 , 50, 000 69, 874 : 41T9T : 111. ! ; F i r s t National Bank of Nevada, j Oct. 13,1869 j 250, 000 | 170, 012 90 Austin, Nev. • i j Ocean National Bank of New York, Dec. 13,1871' 1,000,000 i 1,282,254 100 N.Y. I Union Square National Bank of New York, N. Y. Dec. 15,1871 200,000 I 157,120 100 E i g h t h National Bank of N e w York, N. Y. F o u r t h National Bank of Philadelphia, Pa. Waverly National Bank of Waverly,'N. Y. , Dec. 15,1871 '• 250, 000 i i 200, 000 ! 378, 772 IOO | 645, 558 , 100 i 79, 864 j 100 • j E e c . 20,1871 i i A p r . 23,1872 ; i F i r s t National Bank of F o r t Smith, May Ark. 106,100 i j 2,1872 , 50, 000 ! 15,142 ! 100 Scandinavian National Bank of Dec. 12,1872 j Chicago, 111. ! Wallki 11 National Bank of Middle- ! Dec. 31,1872 ; town, N . Y . [ ! 250, 000 ; 249,174 j 50 . j 171,468 \ 100 ; Orescent City National Bank of New Orleans, La. Atlantic National Bank of New York, N . Y . F i r s t National Bank of Washington, D. C. National Bank of t h e Commonwealth, New York, N . Y . 500,000 i 657,020 i 84 £ • j 300,000 i 574,513 • 95 ; ! 500, 000 ! 3, 619, 965 l 100 , i 750, 000 796, 995 ''• 100 ! I : Mar. 18,1873 ! ! Apr. 28,1873 ! Sept, 19,1873 • • i ! ' ! | Sept. 22,1873 j ; i ; 175,000 ! i I . Mechanics' National Bank of Pe- Sept, 25,1873 j ! tersbnrg, Ya. : F i r s t National Bank of Petersburg, Sept. 25,1873 j Va. F i r s t National Bank of Mansfield, Ohio, New Orleans National Banking Association of New Orleans. La. F i r s t National Bank of Carlisle, Pa. First National Bank of Anderson, Ind. F i r s t National Bank of Topeka, Kans. F i r s t National Bank of Norfolk, Ya, : i Oct. 18,1873 j i Oct. 23,1873 j ! ; Oct. 24,1873 ; I i > Nov. 23,1873 I : i i Dec. 16,1873 j i j J u n e 3,1874 I ! ! I I Gibson County National Bank of ! Nov. 28,1874 j Princeton, Ind. ; j Finally closed. 15 • 400, 000 200,000, . 100,000 : 992, 636 , 34 : 167,285! 76 I 175,008! ' GOO, 000 1, 428,152 52 : * ! 50, 000 65, 729 : i j 50, OuO ! 143, 534 i 100, 000 55, 372 j 100, 000 i i 57V " 60 73. 5 Finally closed. : Finally closed. Finally closed. Finally closed. Finally closed. Finally closed. Finally closed. Finally closed. Finally closed. Finally closed. Finally closed; 46 per cent, of interest paid. Fiually closed; 10 per cent, paid to stockholders. Fiually closed. | Finally closed. Finally closed; 324 per cent, paid to stockholders. Finally closed; 13 per cent, paid to stockholders. 10 per cent, since last 1 report. Finally closed; 30 j per cent, of inter| est paid. ! Finally closed. Finally closed. Finally closed ; 35/0per cent, paid to stockholders. Finally closed. Finally closed. Finally closed. 12£ per cent, since last report. Finally closed. i 25 58-^- 176, 330 : 57-A ' ' ; 50,000 i 62,646 ' 100 '< \ Finally closed. Finally closed; 8£ per cent, since last report. Fin all v closed. REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with date of appointment of receivers, Receiver ap1 1 ; x\V"M!+"Ji "''" • ^IVwN pointed— stock.-" Name and location of bank. First National Hank of Utah, Salt Lake City, Utah. 4 Cook County National Bauk of Chicago. 111. First National Bank of Tiffin, Ohio Charlottesville National Bank of Charlottesville, Va. Miners' National Bank of Georgetown, Colo. Fourth National Bank of Chicago, First National Bank of Bedford, Iowa. First National Bank of Osceola, Iowa. First National Bank of Duluth, !; Minn. First National Bank of La Crosse, Wis. i City National Bank of Chicago, 111.; Watkins National Bank of "Watkins, N. Y. Dec. 10,1874 $150, 000 Fob. 1,1875 500, 000 Oct. 22,1875 100, 000 Oct. 28,1875 ; 200, 000 j'<'.—Continued. | Dividends ' dends paid. ; Itemarks. 'Pr.cent. 24i3Jo-ff Finally closed. 1, 777, 147| , 14£jVo Finally closed ; 6 ^ since last report! 237,824 i 66 Finally closed. 351,847 | 62 $93, 021 Jan. 24,1876 : 150, 000 02,624 I Feb. 1,1870 200, 000 35,801 Feb. 1,1876 30, 000 50 i Finally closed; 10 per cent, since last report. Finally closed. 50,781 ! 22 h Feb. 25.1876 50, 000 34, 535 :100 Mar. 13,1876 100,000 87,786 .100 Apr. 11,1876 50,000 May 17,1876 J u l y 12,1876 250, 000 75,000 First National Bank of Wichita, ' Sept. 23,1876 Kans. First National Bank of Greenfield, : Dec. 12,1676 ' Ohio.* National Bank of Fishkill, Fish- J a n . 27,1877 : kill, N. Y. First National Bank of Franklin, Feb. 13,1877 Ind. Northumberland County National Mar. 12,1877 Bank, of Shamokin, Pa. Finally closed. Interest paid in full. Finally closed. 135,952 703, 658 ; 77 59,144 100 60,000 | 97,464 70 Finally closed ; 1 3 per cent, paid to stockholders. Finally closed. 50, 000 , 34, 665 27 Finally closed. 200, 000 j 345,320 : 100 132, 000 ' 184,457 67,000 175, 952 First National Bank of Winches- ' Mar. 16,1877 50, 000 ter, 111. I National Exchange Bank of Miime- •! May 24,1877 ; 100, 000 apolis, Minn. National Bank of the State of Mis- J u n e 23,1877 •' 2,500,000 souri, Saint Louis, Mo. F i r s t N a t i o n a l B a n k of Delphi, J u l y 20,1877 \ 50, 000 Ind. ! ! First National Bank of George- ! Aug. 18,1877 ! 75, 000 town. Colo. ; Lock Haven National Bank of Aug. 20,1877 120,000 Lock Haven, Pa. ; Third National Bank of Chicago, III. Nov. 24,1877 750,000 ; Central National Bank of Chicago, Dec. 1,1877 200, ooo : First National Bank of Kansas City, Mo. Commercial National Bank of Kansas C ity, Mo. Feb. 11,1878 500,000 Feb. 11,1878 100, 000 First National Bank of Ashland, Pa/ i First National Bank of Tarry town. N.Y. First National Bank of Allentown, Pa.* First National Bank of Waynesburg, Pa.* Washington County N a t i o n a l Bank of Greenwich, JST. Y. First National Bank of Dallas, Tex. People's National Bank of Helena, Mont. First National Bank of Bozeman, Mont. ; Merchants' National Bank of Fort Scott, Ivans.* Farmers' National Bank of Platte City, Mo. Feb. 28,1878 Mar. 23,1878 f.i!,"™ CL1 100 143, 300 223,942 : Finally closed. 1, 841, 949 133,112 169, 616 234,186 ' Finally closed. Interest paid in full. Finally closed; 6 ^ 5 ; per cent, since last report. i Finally closed. 1 100 5 p e r cent, of principal and 35 per cent, of interest since la st report; total, 85 per cent, interest. Finally closed. 22i 100 988,641 100 298, 324 60 392, 394 100 75,175 100 112,500 33,105 100 100, 000 118,371 90 h Apr. 15,1878 250,000 89, 650 70 May 15,1.S78 100, 000 Juno 8,1878 200, 000 June 8,1878 50, 000 73,804 i 37 Sept. 13,1878 100,000 i 108,048 : 30 33, 3(12 40 262,812 100 Finally closed. Interest paid in full. Finally closed. Finally closed. 3 7 ^ , per cent, paid to stockholders. Finally closed. Finally closed. i Finally closed. Sept. 14,1878 j 50,000 69,631 ; 85 Sept. 25,1878 50,000 I 27,801 | 60 Finally closed. Oct. 50,000 I 12,449 i 100 Finally closed; 18 per cent, paid to stockholders. 1, 1878 * Formerly in voluntary liquidation. CLII REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with date of appointment of receivers, i Receiver apj pointed— Xame and location of bank. Capital stock. First National Bank of "Warrens- j Nov. 1, 1878 burg, Mo. i German-American National Bank ! Nov. 1, 1878 of Washington, D. C. I ; German National Bank of Chicago, j Dec. 20,1878 111.* i Commercial National Bank of Sar- | Feb. 11,1879 a toga Springs, N. Y. i ! Second National Bank of Scranton, j Mar. 15,1S79 Pa. * j ; National Bank of Poultney, Yt • Apr. 7,1879 First, National Bank of Monticello, ! July 18,1879 | Ind. I First National Bank of Butler, Pa.. July 23,1879 Remarks. $100, 000 279, 305 500, 000 197, 353 128, 832 ; 100 Finally closed. 200, 000 132, 246 I 95 100, 000 50, 000 8J, 801 | 100 14,200 | 98 I 108,385 | i 93,625 |; ioo : 580,592 j 100 20 per cent, sine© last report. Finally closed. Finally closed. 68 per cent, since last report. 10 per cent, since last report. Finally closed. Interest paid in full. 10 per cent, and interest in full to creditors, and 10 per cent, to stockholders. 50, 000 First National Bank of Brattleboro', Yt. Mechanics 7 National Bank of Newark, N. J. First National Bank of Buffalo, N.T. Pacific National Bank of Boston, Mass. First National Bank of Union Mills, Union City, Pa. Vermont National Bank, Saint Albans, Yt. 300,000 ' Nov. 2,1881 ! \ Apr. 22,1882 • May 22,1882 Mar. 21,1883 i ; Aug. 9,1883' , • Finally closed. 50 100, 000 100, 000 June 19,1880 Pr. cent. $156, 260 100^ 130, 000 First National Bank of Meadville, June 9,1880 Pa. i First National Bank of Newark, June 14,1880 N. J. Total . $e.—Continued. 300, 000 ! i 104,749 j 100 ' I 500, 000 ! 2, 695, 334 ! 60 ', \ 100,000 853,733 | 33 961, 300 2,158, 482 i 5 ' 50,000; 186, 715; 20 I 200,000 188, 421 ! i ' .19,973,900 32,873,807 "••' Formerly in voluntary liquidation. i 5 per cent, since last ; report. : 8 per cent, since last '< report. 1 Since last report. AGGREGATE RESOURCES AND LIABILITIES THE NATIONAL BANKS FJKOM OCTOBER, 1SG3, TO OCTOBER, 1883. CLJ1I CLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 JANUARY. §63. APRIL. JULY. OCTOBEB 5. Resources. 66 banks. $5,466,086 33 5, 662,600 00 106,009 12 Other items Due from nat'l and other b'ks. 2,625,507 05 177,565 60 53,808 02 2,503 69 Checks and other cash items -. Bills of nat'l and other banks. Specie and other lawfolmon'y- 492,138 58 764,726 00 1,446,607 62 16,797,644 00 Total 1 864. JANUARY 4. APRIL 4. JULY 4. OCTOBEB 3 . 139 banks. 307 banks. 467 banks. 508 banks. Loans and discounts V. S. bonds and securities— Other items $10,666,095 60 15,112,250 00 74,571 48 $31,593,943 43 41,175,150 00 432,059 95 $70,746,513 33 92, 530, 500 00 842,017 73 $93,238,657 92 108,064,400 00 1,434,739 76 Due from national banks Dae from other b'ks and b'k'rs Real estate, furniture, &o Current expenses •4,786,124 58 381,144 00 118,854 43 4,699,479 56 8,537,908 94 755,696 41 352,720 77 15,935,730 13 17,337,558 66 1,694, 049 46 502,341 31 19,965,720 47 14,051,396 31 2,202,318 20 1,021,569 02 Checks and other cash items.. Bills of nat'l and other banks. Specie and other lawful mon'y. 577,507 92 895,521 00 5,018,622 57 2,651,916 96 1,660,000 00 22,961,411 64 5,057,122 90 5,344,172 00 42,283,798 23 7,640,169 14 4,687,727 00 44,801,497 48 37,630.691 58 114,820,287 66 252,273,803 75 297,108,195 80 Total 1 865. JANUARY 2. APRIL 3. JULY 3 . OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. Loans and discounts U. 8. bonds and securities— Other items $166,448,718 00 176,578,750 00 3,294,883 27 $252,404,208 07 277,619,900 00 4,275,769 51 $362,442,743 08 391,744,850 00 12,569,120 38 $487,170,136 29 427,731,300 00 19,048,513 15 Dae from national banks Dae from other b'ks and b'k'rs Real estate, furniture, &o Current expenses Premiums paid 30,820,175 44 19,836, 072 83 4,083,226 12 1,053,725 34 1,323,023 56 40,963,243 47 22,554,636 57 6,525,118 80 2, 298, 025 65 1,823,291 84 76, 977,539 59 26,078,028 01 11,231,257 28 2,338, 775 56 2,243,210 31 89,978,980 55 17,393,232 25 14,703,28177 4,539,525 11 2,585,501 00 Checks and other cash items.. Bills of nat'l and other banks. Specie Legal tenders and fract'l our'y 17,837,496 77 14,275,153 00 4,481,937 68 72,535,504 67 29,681,394 13 13,730,370 00 6, 659,660 47 112,099,320 59 41,314,904 50 21,651,826 00 9,437,060 40 168,426,166 55 72,309,854 44 16,247,241 00 18,072,012 59 189,988,498 28 512,568,666 68 771,514,939 10 1,126,455,48166 1,359,768,074 49 Total * Including amount due from national bankfi. REPORT OF THE COMPTROLLER OF THE CURRENCY. CLV Batiks from October, 1863, to October, 1883. I863. JANUARY. APKIL. JULY. OCTOBER 5. Liabilities. 66 banks. Capital stock $7,188,393 00 128,030 06 8,497,68184 981,178 59 2,360 51 Individual and other deposits. Due to nat'l and other banks*. Other items Total 16,797,644 00 1 JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. $14,740,522 00 Capital stock Surplus fund Undivided profits .National b'knotes outstanding Individual and other deposits. Due to nat'l and other banks*. Other items $42,204,474 00 $75,213, 945 00 $86,782,802 00 432,827 81 1, 625, 656 87 1,129,910 22 3,094,330 11 2,010,286 10 5,982,392 22 30,155 00 19,450,492 53 2,153,779 38 822, 914 86 9,797, 975 00 51,274, 914 01 6, 814, 930 40 3,102,337 38 25,825, 065 00 119,414, 239 03 27,382,006 37 213,708 02 45,260, 504 00 122,166,536 40 34,862,384 81 43,289 77 252,273,803 75 297,108,195 30 37,630, 691 58 Total 1 Capital stock 114,820,287 66 §65. JANUARY 2. APRILS. JULY 3. OCTOBEB 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $135,618,874 00 $215,326,023 00 $325,834,558 00 $393,157,208 00 17,318,942 65 17, 809,307 14 31,303,565 64 23,159,408 17 38,713,380 72 32,350,278 19 8,663,311 22 12,283,812 65 Surplus fund Undivided profits 864. National b'k notes outstanding 66,709,375 00 98,896,488 00 131,452,158 00 171,321,903 00 Individual and other deposits. United States deposits 183,479,636 98 37,764,729 77 262,961, 473 13 57, 630,141 01 398,357, 559 59 58,032,720 67 500,910,873 22 48,170,381 31 Due to other b'ksand bankers* 30,619,175 57 37,104,130 62 41, 301,031 16 59, 692,581 64 78,261,045 64 79,591,594 93 90,044,837 08 84,155,16127 Other itema 265,620 87 Total 512,568,666 68 462,871 02 944,053 70 771,514,939 10 1,126,455,481 66 578,95137 1,359,708,074 49 * Including State bank oirculaiion outstanding. CLV1 REPORT OF THE COMPTROLLER OP THE CURRENCY. Aggregate resources and liabilities of the National 1 Resources. APRIL 2. JULY 2. OCTOBER L 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $500,650,109 19 Loans and discounts U. S. b'ds dep'd to secure circ'n 298, 376,850 00 Other U. 8. b'ds and securities. 142, 003,500 00 Oth'r stocks, b'ds, and mortg's 17,483,753 18 Due from national banks 93, 254, 551 02 Duefromother b'ks and b'k'rg 14, 658, 229 87 15,436,296 16 Heal estate, farm tore, &c 3,193, 717 78 Current expenses 2,423,918 02 Premiums paid Checks and other cash items. 89, 837, 684 50 Bills ot national and other b'ks 20,406, 442 00 Specie 19,205,018 75 Legal tenders and fract'l cur'y 187,846,548 82 Total §66. JANUARY L 1,404,776,619 29 $550,353,094 17 326,483,350 00 121,152,950 00 17,565,911 46 96,696,482 66 13, 982,613 23 16, 730, 923 62 3,032,716 27 2,398,872 26 96,077,134 53 17, 866,742 00 12, 629, 376 30 201,425,041 63 $603,314,704 83 331,843, 200 00 94,974,650 00 15,887,490 06 107,650,174 18 15,211,117 16 17,134,002 58 5,311, 253 85 2,493,773 47 103,684,249 21 17,437,779 00 9,226,831 82 205,793,578 76 1,442,407,737 31 1,476,395,208 13 1,526,962,804 42 $528,080,526 70 315,850, 300 00 125,625,750 00 17,379,738 92 87,564,329 71 13, 682,345 12 15, 895, 564 46 4, 927, 599 79 2,233, 516 31 105,490, 619 36 18,279,816 00 17, 529,778 42 189, 867,852 52 1 §67. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,642 banks. 1,636 banks. 1,642 banks. $608, 771,799 61 $597, 648,286 53 $588,450, 396 12 Loans and discounts $609,675,214 61 338, 863, 650 00 TL 8. b'ds dep'd to secure circ'n 339, 570, 700 00 337, 684, 250 00 338, 640,150 00 36,185, 950 00 38,465, 800 00 IT. 8. b'ds dep'd to seo're dep'ts 38, 368, 950 00 37, 862,100 00 52,949,300 00 46, 639, 400 00 U. 8. b'ds and sec'ties on hand. 45, 633, 700 00 42,460, 800 00 15, 073,737 45 20,194, 875 21 Oth'r stocks, b'ds, and mortg's 21,432, 615 43 21, 507, 881 42 92, 552, 206 29 Due from national banks 94,121,186 21 92, 308, 911 87 95,217, 610 14 12,996,157 49 Dne from other b'ks and b'k'rs 10,737, 392 90 9, 663, 322 82 8, 389, 226 47 18, 925, 315 51 Real estate, furniture, <fcc 19, 625, 893 81 19, 800, 905 86 20, 639. 708 23 2, 822, 675 18 Current expenses 5,693,784 17 3, 249,153 31 5, 297,494 13 2, 860, 398 85 Premiums paid 3,411, 325 56 3, 338, 600 37 2, 764,186 35 Checks and other cash items. 101,430, 220 18 87, 951, 405 13 134,603,231 51 128, 312,177 79 Bills of national banks 19, 263, 718 00 12,873,785 00 11, 841,104 00 16,138, 769 00 Bills of other banks 1,176,142 00 825, 748 00 333, 209 00 531, 267 00 Specie 19, 726,043 20 11,444, 529 15 12,798, 044 40 11,128, 672 98 Legal tenders and fract'l cur'y 104,872, 371 64 92, 861, 254 17 100,550,849 91 102, 534, 613 46 Compound interest notes 82, 047, 250 00 84, 065, 790 00 56,888,250 00 75,488,220 00 Total 1, 511,222, 985 40 1,465,451,105 84 1,494,084, 526 01 1,499,469, 060 17 1 APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,643 banks. $628,029, 347 65 339, 686, 650 00 37, 446, 000 00 45, 958, 550 00 19,874,384 33 95, 900, 606 35 7,074,297 44 22, 082, 570 25 5, 428, 460, 25 2, 660,106 09 114, 993, 036 23 12,573, 514 00 196,106 00 1, 825, 640 16 18, 373,943 22 84, 390,219 00 38, 917,490 00 24, 255,000 00 $655,729, 546 42 339, 569,100 00 37, 853,150 00 43, 068, 350 00 20,007,327 42 114,434, 097 93 8, 642,456 72 22, 699, 829 70 2, 938, 519 04 2,432,074 37 124, 076,097 71 13,210,179 00 342, 550 00 1,863,358 91 20,755,919 04 100,166,100 00 19,473,420 00 44,905,000 00 $657,668,847 83 340,487, 050 00 37, 360,150 00 36, 817,600 00 20,693,406 40 102,278,547 77 7,848,822 24 22,747,875 18 5,278,911 22 1,819,815 50 143,241,394 99 11, 842,974 00 222, 668 00 2,262,791 97 13,003,713 39 92,453,475 00 4,513,730 00 59,080, 000 00 1,409,668,920 97 1,572,167,076 26 1,559,621,773 49 $616, 603, 479 89 Loans and discounts U. 8. b'ds dep'd to secure circ'n 339, 064, 200 00 37, 315,750 00 U. 8. b'ds dep'd to sec're dep'ts XT. 8. b'ds and sec'ties on hand. 44,164, 500 00 Oth'r stocks, D'ds, and mortg's 19, 365, 864 77 99,311,446 60 Due from national banks 8,480,199 74 Due from other b'ks and b'k'rs 21,125, 665 68 Heal estate, furniturey &c 2,986, 893 86 Current expenses 2,464,536 96 Premiums paid Checks and other cash items. 109, 390,266 37 16,655, 572 00 Bills of national banks 261, 269 00 Billb of other banks 1, 927, 876 78 Fractional currency 20, 981,601 45 Specie 114,306, 491 00 Legal-tender notes 39,997,030 00 Compound interest notes 8,245,000 00 Three per cent. certincate& .. Total 868. JANUARY 6. 1,502,647,644 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLVII Bmtefrom October, 1863, to October, 1883—Continued. 1866. JANUARY 1. APRIL 2. JULY 2. OCTOBBB L 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $403,357,346 00 $409,273,534 00 $414,270,493 00 $415,472,369 00 43,000,370 78 28,972,493 70 44,687,810 54 30, 964,422 73 50,151,991 77 29,286,175 45 53,359,277 64 32,593,486 69 National b'k notes outstanding State bank notes outstanding. 213,239,530 00 45,449,155 00 248, 886, 282 00 33, 800,865 00 . 267,798, 678 00 19, 996,163 00 280,253,818 00 9,748,025 00 Individual deposits TJ. S. deposits Dep'tsof U. S. disb'sing officers 522,507,829 27 29,747, 236 15 534,734,950 33 29,150, 729 82 533,338,174 25 36, 038,185 03 3,066,892 22 564,616,777 64 30, 420, 819 80 2,979,955 77 Due to national banks Dae to other b'ks and bankers. Total 94,709,074 15 23,793, 584 24 89, 067, 501 54 21, 841, 641 35 96, 496,726 42 25,951,728 99 110,531,957 31 26,986,317 57 1,404,776,619 29 1,442,407,737 31 1,476,395,208 13 1,526,962,804 42 Liabilities. Capital stock Surplus fond Undivided profits 1867. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 banks. 1,042 banks. 1,636 banks. 1,642 banks. $420,229, 739 00 $411), 399,484 00 $418, 558,148 00 $420,073,415 00 59,992, 874 57 26, 961,382 60 60,20C, 013 58 31,131, 034 39 63,232, 811 12 30, 656, 222 84 66,695,587 01 33, 751,446 21 National b'k notes outstanding State bank notes outstanding - 291,436, 749 00 6, 961, 499 00 292, 788, 572 00 5,460, 312 00 291,769, 553 00 4, 484,112 00 293,887,941 00 4, 092,153 00 Individual deposits U.S. deposits Dep'tsof U. S. disb'sing officers 558, 699, 768 06 27, 284, 876 93 2, 477, 509 48 512, 046,182 47 27, 473, 005 66 2, 650, 981 39 539, 599, 076 10 29, 838, 391 53 3,474,192 74 540, 797,837 51 23, 062,119 92 4,352,379 43 Due to national banks Due to other b'ks and bankers- 92,761, 998 43 24,416, 588 33 91,156, 890 89 23,138, 629 46 89, 821,751 60 22, 659,267 08 93, 111, 240 89 19, 644,940 20 1,511,222, 985 40 1,465,451,105 84 1,494,084, 526 01 1,499,469,060 17 Capital stock Surplus fond Undivided profits Total 1868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,643 banks. 1,640 banks. 1,643 banks. $420,260,790 00 $420,676,210 00 $420,105,011 00 $420,634,511 00 70,586,125 70 31,399,877 57 72, 349,119 60 32, 861,597 08 75,840,118 94 33, 543,223 35 77,995,761 40 36,095,883 98 Kational b'k notes outstanding State bank notes outstanding. 294,377,390 00 3,792,013 00 295,336,044 00 3,310,177 00 294,908,264 00 3,163,771 00 295,769,489 00 2,906,352 00 Individual deposits U. S. deposits Dep'ts of U. S. disb'sing officers Due to national banks Due to other b'ks and bankers. 534,704,709 00 24,305,638 02 3,208,783 03 532,011,480 36 22,750,342 77 4,976,682 31 575, 842, 070 12 24,603,676 96 3,499,389 99 580,940,820 86 17,573,250 64 4,570,478 16 98,144,669 61 21,867,648 17 94,073,631 25 21,323,636 60 113,306,346 34 27,355,204 56 99,414,397 28 23,720,829 18 1,502,647,644 10 1,490,068,920 97 1,572,167,076 26 Capital stock Surplus fund Undivided profits Total 1,559,621,773 « CLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 Resources. §69. OCTOBER 9. 1,620 banks. 1,619 banks. $662,084, 813 47 338, 379,250 00 29,721, 350 00 30, 226, 550 00 20, 074, 435 69 57,554, 382 55 30, 520, 527 89 8, 075, 595 60 23, 798,188 1» 5, 641,195 01 1,716,210 13 154,137,191 23 11,725,239 00 2, 088, 545 18 9,944, 532 15 80, 875,161 00 51,190, 000 00 $686, 347, 755 81 338,699, 750 00 27, 625, 350 00 27,476, 650 00 20,777,500 53 62,912,636 82 35, 556, 504 53 9,140,919 24 23, 859, 271 17 5, 820, 577 87 1,809, 070 01 161, 614, 852 66 11, 524,447 00 1, 804,855 53 18,455, 090 48 80,934,119 00 49,815, 000 00 $682,883,106 97 339,480,100 00 18, 704, 000 00 25 903, 950 00 22, 250,697 14 56, 669, 562 84 35, 393, 563 47 8,790, 418 57 25,169,188 95 5, 646, 382 96 2, 092, 364 85 108,809, 817 37 10,776,023 00 2, 090,727 38 23, 002,405 83 83, 719,295 00 45, 845,000 00 1, 540, 394, 266 50 1, 517, 753,167 03 1, 564,174,410 65 1,497,226,604 33 1,628 banks. Loans and discounts $644, 945,039 53 U. S. bonds to secure circ'lat'n 338, 539, 950 00 XL S. bonds to secure deposits 34, 538, 350 00 U. S. b'ds and sec'ties on hand. 35, 010, 600 00 Oth'r stocks, b'ds, and mortg's 20,127, 732 96 Due from redeeming agents.. 65, 727, 070 80 Due from other national banks 36, 007, 316 84 Due from State b'ks and b'k'rs 7, 715, 719 34 Real estate, furniture, &c 23, 289, 838 28 Current expenses 3,265, 990 81 Premiums paid 1, 654, 352 70 Checks and other cash items. 142,605,984 92 Bills of other national banks. 14, 684, 799 00 Fractional currency 2,280,471 06 Specie 29,626, 750 26 Legal-tender notes 88,239, 300 00 Three per cent, certificates .. 52, 075, 000 00 Total JUNE 12. APRIL 17. JANUARY 4. 187 o. 1,617 banks. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 banks. 1,612 banks. 1,615 banks. 1,648 banks. Loans and discounts. $688,875,203 70 $710,848,609 39 $719, 341,186 06 $715,928,079 81 $725, 515,538 49 Bonds for circulation. 339,350,750 00 339,251, 350 00 338,845,200 00 340,857,450 00 344,104, 200 00 15, 381,500 00 15,189, 500 00 Bonds for deposits... 17, 592, 000 00 16,102, 000 00 15,704, 000 00 27,292,150 00 28, 276, 600 00 22, 323,800 00 23,893,300 00 U. 8. bonds on hand. 24,677,100 00 20,524,294 55 23,300,681 87 23, 614,721 25 22,686,358 59 Other stocks and b'ds 21,082,412 00 Due from red'gagents 71, 641,486 05 73,435,117 98 74, 635,405 61 66,275,668 92 64,805,062 68 Due from natl banks 31,994, 609 26 29, 510,688 11 36,128,750 66 33,948,805 65 37,478,166 49 9,319,560 54 9, 202,496 71 9,824,144 18 10,238,219 85 10,430, 781 32 Due from State banks 26,002,713 01 26, 330,701 24 28,021,637 44 26, 593,357 00 27,470,746 97 Beal estate, &c 3,469,588 00 5,871,750 02 6,905,073 32 6,683,189 54 6,324,955 47 Current expenses 2,439,591 41 2,491,222 11 3,251, 648 72 2,680, 882 39 3, 076,456 74 Premiums paid 111, 624,822 00 13,229,403 34 Cash items 11,267,703 12 11,497,534 13 12, 536,613 57 79, 089, 688 39 76,208,707 00 Clear'g-house exch'gs 75,317,992 22 83,936, 515 64 12,512,927 00 17,001, 846 00 16,342,582 00 National bank notes. 15, 840, 669 00 14,226,817 00 2, 078,178 05 2,476,966 75 2,150,522 89 2,184,714 39 Fractional currency. 2,285,499 02 48,345,383, 72 26,307, 251 59 Specie 37, 096, 543 44 31,099,437 78 18,460,011 47 79,324,577 00 87, 708, 502 00 80,580,745 00 94, 573,751 00 Legal-tender notes... 82,485,978 00 Three per cent, cert'fs 43,820,000 00 43, 570,000 00 43, 465, 000 00 43,345,000 00 41,845,000 00 Total 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 18*7 1. MARCH 18. APRIL 29. JUNE 10. 1,688 banks. 1,707 banks. 1,723 banks. Loans and discounts. $767,858,490 59 $779,321,828 11 $789,416,568 13 Bonds for circulation 351,556,700 00 354,427, 200 00 357, 388, 950 00 Bonds for deposits... 15,231,500 00 15, 236, 500 00 15, 250, 500 00 24, 200, 300 00 XT. S. bonds on hand. 23,911,350 00 22,487,950 00 Other stocks and b'ds 22,763,869 20 22,414,659 05 23,132,871 05 85,061,016 31 92,369,246 71 83,809,188 92 Due from red'g agents Due from nat 1 banks 30,201,119 99 38,332,679 74 39, 636, 579 35 11,478,174 71 11,853,3Q£ 60 10,271,605 34 Due from State banks 28,805,814 79 29,242,762 79 29,637,999 30 Beal estate, &o 6,764,159 73 6,295,099 46 6,694,014 17 Current expenses 4,414,755 40 5,026,385 97 3,939,995 20 Premiums paid 11,642,644 74 12,749,289 84 13,101,497 95 Cash items Clear'g-house exch'gs 100,693,917 54 130,855,698 15 102, 091,311 75 19,101,389 00 National bank notes. 13,137,006 00 16,632, 323 00 2,103,298 16 2,135, 763 09 2,160,713 22 Fractional currency. 25,769,166 64 22,732,027 02 19, 924, 955 16 Specie Legal-tender notes... 91,072,349 00 106,219,126 00 122,137,660 00 33,935, 000 00 30, 690, 000 00 Three percent, cert'fs 37,570, 000 00 Total OCTOBER 2. DECEMBER 16. 1,767 banks. 1,790 banks. $831,552,210 00 $818,996,311 74 364,475,800 00 366,840,200 00 28,087,500 00 23,155,150 00 17,753,650 00 17,675, 500 00 24,517,059 35 23,061,184 20 86,878,608 84 77,985,600 53 43,525,362 05 43,313,344 78 12,772,669 83 13.069,301 40 30,089,783 85 30,070,330 57 6,153,370 29 7,330,424 12 5,500,890 17 5,956,073 74 14,058,268 86 13,784,424 76. 101,165,854 52 114,538,539 93' 14,197,653 00 13,085,904 00 2,095,485 79 2,061,600 89 13, 252,998 17 29,595,299 50 109,414,735 00 93,942,707 00 25,075,000 00 21,400,000 00 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CLIX Banks from October, 1863, to October, 1883—Continued. I § Liabilities. Capital stock 69. JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 banks. 1,617 banks. $419,040,931 00 $420, 818,721 00 $422,659,260 00 $426,399,151 00 Surplus fnnd Undivided profits Nat'l bank notes outstanding.. State bank notes outstanding. 81,169, 936 52 35,318,273 71 82, 653, 989 19 87,489,314 82 82,218, 576 47 43,812,898 70 86,165, 334 32 40,687, 300 92 294,476,702 00 2, 734, 669 00 292,457, 098 00 2, 615, 387 00 292, 753,286 00 2,558,874 00 293, 593, 645 00 2,454,697 00 Individual deposits IT. S. deposits Dep'ts u. S. disbursing officers. 568, 530, 934,11 13,211,850 19 3,472, 884 90 547, 922,174 91 10,114, 328 32 3, 665,131 61 574, 307, 382 77 10, 301, 907 71 2,454, 048 99 511,400,196 63 7,112,646 67 4, 516, 648 12 Due to national banks Due to State banks and b'k'rs 95, 453,139 33 26,984, 945 74 92, 662, 648 49 23, 018,610 62 100, 933, 910 03 28,046,771 30 95, 067,892 83 23, 849,371 62 2,464, 849 81 1, 870, 913 26 2,392,205 61 1, 735,289 07 3,839,357 10 2,140,363 12 1,564,174,410 65 1,497,226,604 33 Notes and bills re-discounted. Bills payable Total 1,540,394,266 50 1,517,753,167 03 o. Capital stock JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. 1,615 banks. 1,615 banks. 1,612 banks. 1,615 banks. $426,074,954 00 $427,504,247 00 $427,235,701 00 $430,399,301 00 DECEMBER 28. 1,648 banks. $435,356,004 00 90,174,281 14 34,300,430 80 90,229, 954 59 43,109,471 62 91,689,834 12 42,861,712 59 94,061,438 95 38,608,618 91 94,705,740 34 46,056,428 55 Nat'l bank circulation 292,838,935 00 State bank circulation 2,351,993 00 292,509,149 00 2,279,469 00 291,183,614 00 2,222,793 00 291,798,640 00 2,138,548 00 296,205,446 00 2,091,799 00 2,299,296 27 1,483,416 15 1,517,595 18 2,462,591 31 2,242,556 40 Individual deposits. - 546,236,881 57 516,058,085 26 6,750,139 19 6,424,421 25 U. S. deposits 4,778,225 93 Dep'ts U.S.dis.oflVrs 2,592,001 21 542,261,563 18 10,677,873 92 2,592,967 54 501,407,586 90 6,807,978 49 4,550,142 68 507,368,618 67 6,074,407 90 4,155,304 25 109,667,715 95 115,456,491 84 29,767,575 21 33, 012,162 78 100,348,292 45 29, 693,910 80 106,090,414 53 29,200,587 29 3,843,577 67 4,592,609 76 4,612,131* 08 4,838, 667 83 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 Surplus fund Undivided profits Dividends unpaid Due to national banks 108,351,300 33 Due to State banks .. 28,904,849 14 Notes re-discounted.. Bills payable Total 3,842,542 30 1,543,753 49 2,462, 647 49 2, 873,357 40 18 Capital stock 2,741,843 53 2,302,756 99 7 1. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. 1,688 banks. 1,707 banks. 1,723 banks. 1,767 banks. $444,232,771 00 $446,925,493 00 $450,330,841 00 $458,255,696 00 DECEMBER 16. 1,790 banks. $460,225,866 00 96,862,081 66 43,883,857 64 97,620,099 28 44,776,030 71 98,322,203 80 45,535,227 79 101,112,671 91 42,008,714 38 101,573,153 62 48,630,925 81 Nat'l bank circulation 301,713,460 00 2,035,800 00 State bank circulation 306,131,393 00 1,982,580 00 307,793,880 00 1,968,058 00 315,519,117 00 1,921,056 00 318,265,481 00 1,886,538 00 1,263,767 70 2,235,248 46 1,408,628 25 Undivided profits 4,540,194 61 1,393,427 98 Individual deposits .. 561,190,830 41 611,025,174 10 6,314,957 81 6,521,572 92 U. S. deposits 3,757,873 84 Dep'ts U. S. dis. afli'rs 4,813,016 66 602,110,758 16 600,868,486 55 6,265,167 94 20,511,935 98 4,893,907 25 5,393,598 89 596,586,487 64 14,829,525 65 5,399,108 84 Due to national banks 118,904,865 84 Due to State b a n k s . . . 37,311 519 13 128,037,469 17 36,113,290 67 135,167,847 69 41,219,802 96 131,730,713,04 40,211,97167 118,657,614 16 38,116,950 6? 3,256,896 42 5,248,206,01 3,573,723 02 5,740,964 77 3,120,039 09 5,278,973 72 3,964,552 57 4,528,191 12 4,922,455 78 5,374,362 67 1,627,032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 Dividends unpaid Notes re-discounted.. Bills payable Total CLX REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 banks. 1,940 banks. Resources. Loans and discounts. $839,665,077 91 870,924,700 00 15,870,000 00 21,323,150 00 22,838,338 80 89,548,329 93 38,282,905 86 12,269,822 68 30, 637,676 75 6,265,655 13 6,308,821 86 12,143,403 12 93,154, 319 74 15, 552,087 00 2, 278,143 24 25,507, 825 32 97, 865,400 00 Bonds foi circulation Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from red'g agents Due from nat'l banks. Due from State banks Real estate, &o Current expenses Premiums paid Cash items Clear'g-house exch'gs National bank notes. Fractional currency. Specie Legal-tender notes... TJ. 3. cert'fs of deposit Three per cent, cert's Total 18,980, 000 00 $877,197,923 47 $885,653,449 62 382,046,400 00 384,458, 500 00 15,479,750 00 16,304,750 00 12,142,550 00 10, 306,100 00 23, 533,151 73 23,160,557 29 80,717,071 30 86,401,459 44 34,486, 593 87 42,707,613 54 12, 976, 878 01 12,008,843 54 32,276,498 17 33,014,796 83 6, 310,428 79 8,454,803 97 6,546,848 52 7f 097,847 86 14, 916, 784 34 13,696, 723 85 110,086,315 37 90,145,482 72 15,787,296 00 19,070,322 00 2,151,747 88 2,270,576 32 10,229,756 79 19,047,336 45 105,121,104 00 102, 922,369 00 6,710, 000 00 12,650,000 00 7,140, 000 00 4,185, 000 00 12, 005,000 00 $844,902,253 49 $871,531,448 67 374,428,450 00 377, 029,700 00 15,169,000 00 15, 409,950 00 19, 292,100 00 16,458, 250 00 21,538, 914 06 22,270, 610 47 82,120, 017 24 91,564,269 53 36, 697, 592 81 39,468,323 39 12,299,716 94 13,014,265 26 30,809, 274 98 31,123, 843 21 7, 026, 041 23 6, 719, 794 90 6,544,279 29 6, 616,174 75 12,461,171 40 13,458, 753 80 114,195,966 36 88, 592,800 16 18,492,832 00 16,253, 560 00 2,143, 249 29 2, 069,464 12 24,433, 899 46 24,256, 644 14 105,732,455 00 122, 994,417 00 15, 365,000 00 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 1 8 "73 . FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 banks. 1,962 banks. 1,968 banks. 1,976 banks. 1,976 banks. Loans and discounts. $913,265,189 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,118 34 $856, 816,555 05 Bonds for circulation. 384, 675, 050 00 386,763, 800 00 388, 080, 300 00 388, 330,400 00 389,384,400 00 15, 935, 000 00 14,805, ooa oo 14,815, 200 00 Bonds for deposits... 15, 035, 000 00 16,235, 000 00 9,789, 400 00 8,630,850 00 9, 613, 550 00 U. S. bonds on hand. 10,436, 950 00 8, 824,850 00 Other stocks and b'ds 22, 063, 306 20 22,449,146 04 22, 912,415 63 23,709, 034 53 24, 358,125 06 Due from red'g agents 95, 773, 077 10 88, 815, 557 80 97,143, 326 94 96,134,120 66 73, 032, 046 87 Due from nat'l banks- 39,483, 700 09 38, 671, 088 63 43,328,792 29 41,413, 680 06 40,404,757 97 Due from State banks 13, 595, 679 17 12, 883, 353 37 14, 073, 287 77 12,022, 873 41 11,185,253 08 34, 023, 057 77 34, 216, 878 07 34, 820, 562 77 34, 661,823 21 35,556,746 48 Real estate, &c 7,154, 211 69 8, 678,170 39 7,410, 045 87 6,977, 831 35 Current expenses 6, 985,436 99 7, 890, 962 14 7, 987, 707 14 7, 559, 987 67 7,205,259 67 Premiums paid 7, 752,843 87 11,761,711 50 11,425, 209 00 13,036,482 58 11,433,913 22 12, 321, 972 80 Cash items Clear'g-house exch'gs 131,383,860 95 94,132,125 24 91, 918, 526 59 88, 926,003 53 62,881,342 16 National bank notes. 15,998,779 00 19,310,202 00 20,394,772 00 16,103,842 00 21,403,179 00 2,197, 559 84 2,287,454 03 2,198,973 37 2,289,680 21 Fractional currency. 2,302,775 26 17,777, 673 53 16,868, 808 74 27, 950, 086 72 19,868, 469 45 26, 907, 037 58 Specie Legal-tender notes.. - 97,141,909 00 100,605,287 00 106, 381,491 00 92, 522,663 00 108,719,506 00 24, 010,000 00 18, 370, 000 00 22, 365, 000 00 20, 610,000 00 IT. S. cert'fs of deposit 18,460,000 00 305,000 00 710, 000 00 1,805, 000 00 Three per cent, cert's Total 1,839,152,715 21 1,800,303,280 11 jl, 851,234,860 38 1,830,627,845 53 1,729,380,303 61 187 4. FEBRUARY 27. MAYl. JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 banks. 1,978 banks. 1,983 banks. 2,004 banks. 2,027 banks. Loans and discounts. $897,859, 600 46 $923,347,030 79 $926,195,671 70 $954, 394, 791 59 $955,862,580 51 Bonds for circulation. 389,614,700 00 389,249,100 00 390,281,700 00 383,254, 800 00 382,976,200 00 14, 691,700 00 14,714,000 00 Bonds for deposits. . 14, 600, 200 00 14, 890, 200 00 14,890, 200 00 13,313, 550 00 15,290,300 00 10,456; 900 00 10,152,000 00 IT. S. bonds on hand. 11, 043,400 00 25,460,460 20 27, 010, 727 48 27, 807,826 92 28,313,473 12 Other stocks and b'ds 25,305, 736 24 Due from res've ag'ts 101,502, 861 58 94,017, 603 31 97, 871, 517 06 83,885,126 94 80,488,831 45 Due from nat'l banks. 36, 624, 001 39 41,291,015 24 45,770,715 59 39, 695,309 47 48,100,842 62 12, 374, 391 28 12, 469, 592 33 11,196, 611 73 11,655, 573 07 Due from State banks 11,496, 711 47 36, 043, 741 50 36,708, 066 39 37,270,876 51 38,112,926 52 39,190,683 04 Real estate, &c 7, 608,738 82 7,550,125 20 5,510,566 47 6,998,875 75 7, 547, 203 05 Current expenses 8, 376, 659 07 8, 563, 262 27 8,626,112 16 8,741,028 77 8,680,370 84 Premiums paid 12,296,416 77 10,496,257 00 14,005,517 33 10,269,955 50 11, 949, 020 71 Cash items 63, 896, 271 31 97,383, 687 11 112,995,317 55 Clear'g-house exch'gs 62, 768,119 19 94, 877,796 52 18,450, 013.00 23, 527,991 00 22,532,336 00 20, 003, 251 00 20, 673,452 00 National bank notes. 2, 224, 943 12 2, 283, 898 92 2,392, 668 74 2,309,919 73 2,187,186 69 Fractional currency 21,240, 945 23 22, 326, 207 27 22,436,761 04 33,365,863 58 32, 569,969 26 Specie 82,604,791 00 Legal-tender notes... 102,717,563 00 101,692,930 00 103,108, 350 00 80,021, 946 00 33,670,000 00 IT. S. cert'fs of deposit 37,235,000 00 40,135, 000 00 47,780, 000 00 42,825,000 00 91,250 00 20,349,950 15 21,043,084 86 Dep.withU.S.Treaa Total 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXI Banks from October, 1863, to October, 1883—Continued. 1872. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 banks. DECEMBER 27. Liabilities. 1,940 banks. $464,081,744 00 $467,924,318 00 $470,543,301 00 $479,629,174 00 $482,606,252 00 103,787, 082 62 104, 312, 525 81 105,181, 943 28 110, 867, 516 45 Surplus fund Undivided profits . . . . 43, 310, 344 46 46,428, 590 90 50, 234, 298 32 46, 623, 784 50 111, 410,248 98 56,762,411 88 Nat'l bank circulation 321, 634, 675 00 325, 305,752 00 327, 092,752 00 333, 495, 027 00 1,763, 885 00 1,700,935 00 1,567,143 00 1,830, 563 00 State bank circulation 336, 289, 285 00 1,511,396 00 Capital stock 1, 561, 914 45 1,454, 044 06 3,149, 749 61 1,356,934 48 Individual deposits . . 593, 645, 666 16 620,775,265 78 6, 355,722 95 7,114,893 47 U. S. deposits 3,416,371 16 5,024,699 44 Dep'tsU.S.dis.officers 618,801, 619 49 6,993, 014 77 5,463,9o3 48 613, 290, 671 45 7, 853,772 41 4, 563, 833 79 598,114,679 26 7,863,894 93 5,136, 597 74 120, 755, 565 86 132,804,924 02 110, 047, 347 67 35, 005,127 84 39, 878, 826 42 33, 789, 083 82 124,218, 392 83 34,794, 963 37 1,451,746 29 Dividends unpaid Due to national banks 128,627,494 44 Due to State banks . . 39, 025,165 44 3, 818, 686 91 6,062,896 11 Notes re-discounted.. Bills payable Total 4, 225, 622 04 5, 821, 551 76 Surplus fund Undivided profits 5, 649,431 88 6, 040, 562 66 6, 545, 059 78 6,946,416 17 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 187 Capital stock 4, 745,178 22 5,942,479 34 3. FEBRUARY 28. APRIL 25. JUKE 13. SEPTEMBER 12. DECEMBER 26. 1,947 banks. 1,962 banks. 1,968 banks. 1,976 banks. 1,976 banks. $484,551,811 00 $487, 891, 251 00 $490,109, 801 00 $491, 072,616 00 114,681,048 73 115, 805, 574 57 116,847,454 62 48, 578, 045 28 52,415, 348 46 55, 306,154 69 Nat'l bank circulation 336,292,459 00 338,163, 864 00 State bank circulation 1, 368, 271 00 1,280,208 00 1,465,993 60 Dividends unpaid 338,788, 504 00 1,224,470 00 1,462,336 77 1,400,491 90 $490, 266, 611 00 120,314,499 20 54,515,131 76 120,901,267 91 58, 375,169 43 339, 081 799 00 1,188, 853 00 341, 320, 256 (H/ 1, lf30, 585 0C 1,402, 547 89 1,269, 474 74 Individual deposits .. 656,187,551 61 616, 848, 358 25 641,121, 775 27 622,685, 563 29 U. S. deposits 7, 044,848 34 7, 880, 057 73 8, 691, 001 95 7, 829, 327 73 Dep'ts u.S.dis.officers 5,835, 696 60 4,425,750 14 6,41G, 275 10 8, 098, 560 13 540, 510, 602 78 7, 680, 375 26 4,705, 593 36 Due to national banks 134,231,842 95 Due to State banks . . 38,124, 803 85 114, 996, 666 54 36, 598, 076 29- Notes re-discounted.. Bill* payable Total 5,117, 810 50 5,672, 532 75 126,631, 926 24 35, 036,433 18 137, 856, 085 67 133, 672,732 94 40,741, 788 47 39, 298,148 14 5, 403, 043 38 7, 059,128 39 5, 515, 900 67 7,215,157 04 5, 987, 512 36 5,480, 554 09 3, 811, 487 8& 7,754,137 41 1,839,152,715 21 1,800,303,280 11 |l,851,234,860 38 1,830,627,845 53 1,729,380,303 61 18 7 4. Capital stock Surplus fund Undirided profits FEBRUARY 27. MAY 1 . JUNK 26. OCTOBER 2. 1,975 banks. 1,978 banks. 1,983 banks. 2,004 banks. $495,802,481 00 123,497, 347 20 125, 561, 081 23 126, 239, 308 41 128,958,106 84 50, 236, 919 88 54, 331, 713 13 58, 332, 965 71 51, 484,437 32 130,485, 641 37 51,477, 629 33 1, 291, 055 63 Dividends unpaid 340, 267, 649 00 338, 538, 743 00 333, 225,298 00 1, <M9, 286 00 1, 009, 021 00 9G4, 567 00 2,259,129 91 Due to national banks 138,435,388 39 Due to State banks .. 48,112,223 40 3, 448, 828 93 4, 275, 002 51 Notes re-discounted Bills payable 1,242,474 81 331,193,159 00 860,417 00 3, 516,276 99 6, 088, 845 01 622,863,154 44 669, 068, 995 88 7, 322, 830 85 7, 302,153 58 3,238 639 20 3, 927, 828 27 682, 846, 607 45 7,492, 307 78 3, 579,722 94 135,640,418 24 143, 033, 822 25 125,102,049 93 48,683,924' 34 50, 227,426 18 50,718,007 87 129,188,671 42 51, 629,602 36 Individual deposits .. 595,350,334 90 649,286,298 95 7, 276, 959 87 U. S. deposits 7,994,422 27 Dep'tsU.S.dis.officers 5,034,624 46 3,297,689 24 4, 581,420 38 4,772,662 59 4, 436,256 22 4, 352, 560 57 4,197,372 25 4,950,727 51 6,365, 652 97 5,398, 900 83 1,808,500,529 16 1,867,802,796 28 11,851,840,913 64 j 1,877,180,942 44 1, 902, 409, 638 46 6568 c c 2,027 banks. $490,859,101 00 $490, 077, 001 00 $491,003,711 00 $493,765,121 00 Nat'l bank circulation 339, 602,955 00 State bank circulation 1,078, 988 00 Total DECEMBER 31. xi CLX1I REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 7 5 . Resources. MARCH 1. MAT 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2, 029 banks. 2, 046 banks. 2, 076 banks. 2, 088 banks. 2,086 b a n k s . Loans and discounts $956, 485, 939 Bonds for circulation 380, 682, 650 14, 492, 200 Bonds for deposits .. 0". S. bonds on hand. 18, 062,150 Other Btocks and b'ds 28,208,841 Due from res've ag'ts 89, 991,175 44,720,394 Due from nat'l banks Due from State banks 12,724,243 39,430,952 Real estate, &o 7,790,581 Current expenses 9, 000, 880 Premiums paid 11, 734, 762 Cash items. Clear'g-house exeh'gs 81,127, 796 Bills of other b a n k s . . 18, 909, 397 3,008,592 Fractional currency. 16,667,106 Specie Legal-tender notes. . - 78, 508,170 U. 3 . cert'fs of deposit 37, 200, 000 Due from U. S. Treas. 21, 007, 919 Tojal 35 $971, 835, 298 74 $972, 926, 532 14 $984, 691, 434 40 $962,571,807 70 00 378, 026, 900 00 375,127, 900 00 370, 321, 700 00 363, 618,100 00 00 14, 097, 200 00 14,147, 200 00 14,372,200 00 13, 981, 500 00 00 13, 989, 950 00 12, 753, 000 00 14, 297, 650 00 16, 009, 550 00 69 33, 505, C45 15 32,010,316 18 29,102,197 10 31, 657, 960 52 34 85,701,259 82 81), 788, 903 73 80, 620, 878 75 81, 462, 682 27 11 47,028,709 18 48, 513, 388 86 46, 039, 597 57 44, 831, 891 48 97 11, 963, 768 90 11,625,647 15 12, 094, 086 39 11,895,551 08 12 42,360,047 65 40, 969, 0110 49 40, 312, 285 99 41,583,311 94 86 7, 841, 213 05 4, 992, 044 34 7, 706, 700 42 9, 218, 455 47 92 8,670,091 18 8, 742, 393 83 8,434,453 14 9,442,801 54 42 12, 753,872 03 12, 433,100 43 13,122,145 88 11,238,720 72 39 116,970,819 05 75,142, 863 45 88, 924, 025 93 67,886,967 04 00 18, 528, 837 00 24, 261, 961 00 19, 504, 640 00 17,166,190 00 12 2, 595, 631 78 2, 020, 504 26 2, 702, 326 44 2,901,023 10 17 8, 050, 329 73 18, 959, 582 30 10, 620, 361 64 17, 070, 905 90 00 76, 458, 734 00 87, 492, 895 00 84, 015, 928 00 70, 725, 077 00 00 48, 810, 000 00 47, 310, 000 00 38, 615, 000 00 31, 005, 000 00 76 19, 680, 960 30 19, 640, 785 52 21, 454, 422 29 19, 202, 256 68 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 18 7 6 . MARCH 10. 2,091 banks. Loans and discounts. $950, 205, 555 Bonds for circulation. 354, 547, 750 Bonds for deposits. .- 14, 216, 500 0". S. bonds on h a n d . - 25,910, 650 Other stocks and b'ds 30,425,430 Due from res've ag'ts 99, 068, 360 Due from nat'l b a n k s . 42, 341, 542 Due from State banks 11,180,562 41, 937, 617 Real estate, <fcc 8, 296, 207 C u r r e n t expenses 10,946,713 Premiums paid 9, 517,868 Cash items Clear'g-house exeh'gs 58,863,182 Bills of other b a n k s . . 18, 536, 502 3, 215, 594 Fractional c u r r e n c y . 29, 077, 345 Specie Legal-tender n o t e s . . . 76, 768, 446 U. S. cert'fs of deposit 30,805, 000 Due from TJ. S. T r e a s . 18,479,112 Total MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2,089 banks. 2,091 banks. 2,089 banks. 2,082 b a n k s . 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304,714 06 $929, 066,408 42 00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336, 705, 300 00 14, 757, 000 00 14, 698, 000 00 14,128, 000 00 14, 328, 000 00 00 31, 937, 950 00 33,142,150 00 26, 577, 000 00 30, 842, 300 00 00 31, 565, 914 50 34,446,157 16 30, 905,195 82 32, 482,805 75 43 83, 789,174 65 87, 326, 950 48 86, 769, 083 97 87, 989, 900 90 35 44,011, 664 97 47, 525, 089 98 44, 328, 609 46 47,417, 029 03 67 12,415, 841 97 12, 061, 283 08 11, 262,193 96 10, 989, 507 95 15 43, 498, 445 49 43,121, 942 01 42,183, 958 78 42, 722,415 27 25 9, 818,422 88 6, 987, 644 46 6, 820, 573 35 5, 025, 549 38 85 10,811, 300 66 10,715,251 16 10,414, 347 28 10, 621, 634 03 15 10, 658,709 26 12,043,139 68 9, 693,186 37 11, 724, 592 67 86 68, 027,016 40 87,870,817 06 56, 806, 632 63 75,328,878 84 43 17, 521, 663 00 15, 910,315 00 20,347, 964 00 20,398,422 00 00 1,146,741 94 1,417,203 66 2,771, 886 26 1, 987, 897 44 30 32,999,647 89 21,360, 767 42 21, 714, 594 36 25, 218, 469 92 85 66, 221,400 00 84, 250, 847 00 79,858,661 00 90, 836, 876 00 00 26, 095. 000 00 29,170, (/OO 00 27, 380, 000 00 27, 955,000 00 00 16, 359, 491 73 16,743, 695 40 16, 911, 680 20 17, 063,407 65 79 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1,787,407,093 76 18 7 7 . JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2,083 banks. 2,073 banks. 2,078 banks. 2,080 banks. 2,074 banks. Loans and discounts. $920, 561, 018 Bonds for circulation. 337, 590,700 Bonds for deposits . - 14,782,000 U. S. bonds on hand. 31,988,650 Other stocks and b'ds 31, 819, 930 Due frum res' ve ag'ts. 88, 698, 308 Due from nat'l banks - 44, 844, 616 Due from State banks 13, 680, 990 43, 704, 335 Real estate, &c 4,131, 516 Current expenses 10, 991, 714 Premiums paid 10, 295, 404 Cash items Clear'g-huuso exeh'gs 81,117, 889 Bills of other b a n k s . . 18, 418, 727 1, 238, 228 Fractional currency. 49, 709, 267 Specie Legal-tender n o t e s . . . 72, 689, 710 U. S. cert'fs of deposit 25,470, 000 Due from U. S. Treas. 16, 441, 509 Total 65 $911,946,833 88 $901, 731,416 03 $891, 920, 593 54 $881,856,744 87 00 339, 658,100 00 337, 754,100 00 336, 810, 950 00 343, 869, 550 00 15, 084, 000 00 14, 971, 000 00 00 14, 903, 000 00 13, 538, 000 00 32, 964, 250 00 32, 344, 050 00 00 30, 088, 700 00 28,479, 800 00 32, 554, 594 44 35, 653, 755 29 20 34, 435, 995 21 32,169, 491 03 84, 942, 718 41 82, 132, 099 96 85 73, 284,133 12 75, 960, 087 27 42, 027, 778 81 44, 567, 303 63 88 45, 217, 246 82 44,123, 924 97 11, 911, 437 36 11, 246, 349 79 81 11,415,761 60 11, 479, 945 65 44, 736, 549 09 44, 818, 722 07 47 45, 229, 983 25 45, 511, 932 25 7, 842, 296 86 7, 910, 864 84 48 6,915,792 50 8, 958, 903 60 10, 494, 505 12 10, 320, 674 34 50 9, 219,174 62 8, 841, 939 09 10, 410, 623 87 10, 099, 988 46 19 11, 674, 587 50 10, 265, 059 49 85,159, 422 74 57,861,481 13 04 74, 525, 215 89 64, 664,415 01 17, 942, 693 00 20,182, 948 00 00 15,531,467 00 20, 312, 692 00 1,114, 820 09 1, 055,123 61 08 900, 805 47 778, 084 78 27, 070, 037 78 21, 335, 996 06 55 22, 653, 820 31 32, 907, 750 70 72, 351, 573 00 78, 004, 386 00 00 66, 920, 684 00 70, 568, 248 00 32,100, 000 00 44> 430, 000 00 00 33,410, 000 00 26, 515,000 00 16, 291, 040 84 17, 932, 574 60 98 16,021,753 01 16, 493, 577 08 1,818,174,517 68 1,796,603,275 29 1,774, 352,833 81 1,741,084,663 84 1,737,295,145 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIII Banks from October, 1863, to October, 1883—Continued. 18 7 5 . MARCH 1. MAY 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2,029 banks. 2,046 banks. 2,076 banks. 2,088 banks. 2 086 banks. Liabilities. Capital stock $496, 272, 901 00 $498,717,143 00 $501, 568, 563 50 $504, 829, 769 00 $505,485,865 00 131, 249, 079 47 51, 650, 243 62 131, 604,608 66 55, 907, 619 95 133,169, 094 79 52,160,104 68 134, 356, 076 41 52, 904, 953 50 133,085, 422 30 59,204,957 81 Nat'l bank circulation 324, 525, 349 00 State bank circulation 824, 876 00 323,321,230 00 815, 229 00 318,148, 406 00 786, 844 00 318, 350, 379 00 772, 348 00 314,979,451 00 752,722 00 Surplus fund Undivided profits 1, 601, 255 48 2, 501, 742 39 6,105, 519 34 4, 003, 534 90 1, 353, 396 80 Individual deposits . . 647, 735, 879 69 7, 971, 932 75 U. S. deposits 5, 330, 414 16 Dep'ts U.S.dis.officers 695, 347, 677 70 6, 797, 972 00 2, 766, 387 41 686,478, 630 48 0, 714,328 70 3, 459, 001 80 664, 579, 619 39 6,507,531 59 4,271,195 19 618, 517,245 74 6, 652, 556 67 4,232, 550 87 Due to national b a n k s 137, 735,121 44 Due to State b a n k s . . . 55, 294, 663 84 127, 280, 034 02 j 138, 914, 828 39 53, 037, 582 89 55, 714, 055 18 129, 810, 681 60 49, 918, 530 95 119, 843, 665 44 47, 048,174 56 5, 254, 453 66 6, 590, 234 43 5, 257,160 61 7, 056, 583 64 Dividends unpaid Notes re-discounted.. Bills pay able Total 4, 841, 600 20 4, 786,436 57 5, 671, 031 44 0, 079, 632 94 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469, 752 44 18 MARCH 10. 2,091 b a n k s . Capital stock $504,818, 666 00 Surplus fund 133, 091,739 50 51,177, 031 26 Undivided profits Nat'l bank circulation 307,476,155 00 State bank circulation 714, 539 00 Dividends unpaid 1,405, 829 06 Individual deposits.. 620, 674, 211 05 U. S. deposits 6, 606, 394 90 Dep'ts U.S.dis. officers 4,313, 915 45 Due to national banks 139,407, 880 06 Due to State banks... 54, 002,131 54 Notes re-discounted.. 4, 631, 882 57 Bills payable 6, 049, 566 31 Total 4,261,464 45 5,758,299 85 7 6. MAY 12. JUNE 30. OCTOBER 2. 2,089 b a n k s . 2,091 banks. 2,089 b a n k s . $500, 982,006 00 $500, 393,796 00 $499, 802, 232 00 DECEMBER 22. 2,082 banks. $497,482, 010 00 131,795,199 94 49, 039,278 75 131, 897,197 21 4G, 609,341 51 132, 202, 282 00 46, 445, 215 59 131,390,664 67 52,327, 715 08 300,252, 085 00 667,060 00 294,444, 678 00 658, 938 00 291, 544, 020 00 628,847 00 292, 011, 575 00 608,548 00 2, 325, 523 51 6,116, 679 30 3, 848, 705 64 1,286,540 28 612,355, 096 59 8,493, 878 18 2, 505, 273 30 641, 432, 886 08 7, 667, 722 97 3, 392, 939 48 651,385,210 19 7,256, 801 42 3,746,781 58 619,350, 223 06 6, 727,155 14 4,749, 615 39 127, 880, 045 04 46,706, 969 52 131, 702,164 87 51,403, 995 59 131, 535 969 04 48, 250, 111 63 122,351,818 09 48, 685, 392 14 4, 653, 460 08 5, 050,126 87 3, RG7, 622 24 6,173,006 03 4,464,407 31 6,154,784 21 4, 553,158 76 5,882,672 15 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1, 787,407, 093 76 18 7 7. JANUARY 20. I 2,073 Hanks. 2,083 banks. Capital stock JUNK 2 2 . OCTOBER 1. 2,078 banks. 2,080 banks. DECEMBER 28. 2,074 b a n k s . $493, 634, 611 00 ;$489, 684, 645 00 $481, 044,771 00 $-179,467,771 00 $477,128, 771 00 Surplus fund ! 124, 714, 072 93 122,770,121 24 130, 224,169 02 I 127, 703, 320 52 | 50,508,351 70 44, 572, 078 72 Undivided p r o f i t s . . . . 37, 456, 530 32 | 45, 009, 418 27 121, 618, 455 32 51, 530, 910 18 ! Nat'l bank circulation! 292, 851, 351 00 I 294, 710, 313 00290, 002, 057 00 291, 874. 236 00 581, 242 00 j 535, 963 00 State bank circulation. 521,611 00 481, 7.">8 00 299, 240. 475 00 470, 540 00 Dividends unpaid I 2, 448, 909 70 I 1, 853, 974 79 ' Individual deposits . . 659, 891, 969 76 j 641, 772, 528 08 7, 234, 696 96 7, 584. 207 72 U. S. deposits 3,108, 316 55 ! 3, 070, 878 70 Dep'ts U.S.dis.officorsj 1, 398,101 52 636, 207, .VJ9 20 7,187,431 67 3, 710,107 20 3, 023, 703 43 I 1, 404,178 34 616,403,987 12 604, 512, 514 52 7, 972, 714 75 i 6, 529, 031 09 2, 370, 983 02 ; 3, 780, 759 43 i Due to national banks! 130, 293, 566 36 | 125,422,444 43 49, 965, 770 27 ; 48, 604, 820 09 Due to State banks. -. Notes re-discounted. Bills payable Total. 4, 000, 063 82 6,483, 320 92 3, 985,459 75 5, 969, 241 94 121, 443, 601 23 48, 352, 583 90 2, 953,128 58 6,249,426 88 115, 028, 954 38 j 46, 577, 439 88 | 8,791,219 47 6,137,110 83 115,773, 660 58 44,807, 958 70 4, H54,784 51 5,843,107 Oil 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 CLXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 7 8 . MARCH 15. MAT 1. JUKE 29. OCTOBER 1. DECEMBER 6. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 b a n k s , K.680HTC68 l Loans and discounts $854, 750,708 Bonds for circulation 343, 871, 350 Bonds for deposits .. 13, 329, 000 U. S. bonds on hand.. 34, 881, 600 Other stocks and b'ds 34,674,307 Due from res've ag'ts 86, 016, 990 Due from nat'l banks 39, 692,105 Due from State banks 11, 683, 050 Real estate, &c 45, 792, 363 Current expenses 7, 786, 572 Premiums paid 7, 806, 252 Cash items 10,107, 583 Clear' g-house exch'gs 66,498, 965 Bills oi other banks. - 16, 250, 569 Fractional currency. 697, 398 Specie 54,729, 558 Legal-tender notes. -. 64,034,972 XT. S. cert'fs of deposit 20, 605, 000 Due from U. S. Treas. 16, 257, 608 Total j 87 $847, 620, 392 49 $835, 078,133 13 $833, 988, 450 59 $826,017,45:! 87 00 345,256,350 00 347, 332,100 00 347, 556, 650 00 347,812, 300 00 I 19, 536, 000 00 00 28,371,000 00 47, 936, 850 00 49,110, 800 00 i 33, 615, 700 00 00 40, 479, 900 00 46, 785, 600 00 44, 255, 850 00 j 34, 697, 320 53 21 36, 694, 996 24 36, 859, 534 82 35,816, 810 47 | 71, 331,219 27 78 78, 875, 055 92 85, 083, 418 51 81,733,137 00 j 40, 545, 522 72 87 41, 897, 858 89 41,492, 918 75 43,144,220 68 12,413, 579 10 17 12, 232, 316 30 12, 314, 698 11 12,259,856 09 i 45, 901, 536 93 73 46,153,409 35 46, 702, 476 26 46,728,147 36 1 7, 239,365 78 42 4,718, 618 66 6, 272, 566 73 7, 608,128 83 7, 574, 255 95 00 7, 335, 454 49 7,134, 735 68 6, 978,768 71 10, 989,440 78 76 11, 525, 376 07 10, 982, 432 89 9,985,004 21 95, 525,134 28 23 87, 498, 287 82 82, 372, 537 88 61,998,286 11 18, 3G3, 335 00 00 17, 063, 576 00 16, 929, 721 00 19,392,281 00 601,044 69 86 610, 084 25 515, 661 04 496, 864 34 46, 023,756 06 02 29, 251,469 77 30, 688, 606 59 34,355,250 36 67, 245, 975 00 00 71, 643, 402 00 64,428, GOO 00 64, 672,762 00 20, 995, 000 00 00 3G, 905, 000 00 32, 690, 000 00 32, 520, 000 00 16, 364, 030 47 98 16, 798, 667 62 16, 543, 674 36 17, 940, 918 34 1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1,742,826,837 37 18 7 9 . JANUARY 1. APRIL 4. JUNE 14. 2,051 b a n k s . 2,048 b a n k s . 2,048 b a n k s . Loans and discounts. $823, 906, 765 Bonds for circulation. 347,118, 300 Bonds for deposits... 66, 507, 350 U. S. bonds on hand . 44, 257, 250 Other stocks and b'ds 35, 569,400 Due from res've agt's 77, 925, 068 Due from nat'l banks 44,161, 948 Due from State banks 11, 892, 540 47, 091, 964 Heal estate, <&x 4, 033, 024 Current expenses 6, 366, 048 Premiums paid 13,564, 550 Cash items Clear'g-house exch'gs 100, 035, 237 Bills of other banks.. 19, 535, 588 475, 538 Fractional currency . 41, 499, 757 Specie Legal-tender notes... 70, 561, 233 TJ. S. cert'fs of deposit 28, 915, 000 Due from TJ. S. Treas 17,175,435 Total DECEMBER 12. 2,048 b a n k s . 2,052 b a n k s . 1,800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 1,925,229,617 08 80. 18 2,061 banks. Loans and discounts. $974, 295, 360 70 Bonds for circulation 361, 901, 700 00 Bonds for deposits .. 14, 917, 000 00 TJ. S. bonds on hand . 36, 798, 600 00 Other stocks and b'ds 41, 223, 583 33 Due from res've ag'ts 117,791,386 81 Due from nat'l banks 53, 230, 034 03 Due from State banks 14, 501,152 51 Real estate, &c . 47,845,915 77 Current expenses ... 6, 404, 743 54 Premiums paid . 3, 908, 059 27 Cash items 10,320,274 51 Clear'g-house exch'gs 166, 736,402 64 Bills of other banks . 15, 369, 257 00 Fractional currency. 397,187 23 Specie 89,442, 051 75 Legal tender notes .. 55,229,408 00 U.S. cert'fs of deposit 10, 760, 000 00 Due from TJ. S.Treaa. 16,994,381 37 OCTOBER 2. 68 $814, 653,422 69 $835, 875, 012 36 $878, 503, 097 45 $933, 543,661 93 00 348, 437, 700 00 352, 208, 000 00 357,313,300 00 364,272, 700 00 18, 204, 650 00 00 309, 348,450 00 257, 038,200 00 14,788, 800 00 62,180, 300 00 54, 601, 750 00 52, 942,100 00 00 40, 677, 600 00 37, 617,015 13 36,747,129 40 39, 671, 916 50 93 38,836,369 80 93, 443,463 95 307,023,546 81 102,742,452 54 74, 003, 830 40 68 48,192, 531 93 39,143, 388 90 46, 692, 994 78 46 55,352,459 82 11, 258, 520 45 10, 535, 252 99 13, 630,772 63 26 14,425, 072 00 47, 796,108 26 47,461,614 54 47, 817,169 36 70 47,992, 332 99 6, 913, 430 46 6, 693, 668 43 6, 111, 256 56 67 7,474, 082 10 5, 674,497 80 6, 609, 390 80 4, 332,419 63 85 4,150, 836 17 10, 209, 982 43 10, 011, 294 64 11, 306,132 48 25 10,377,272 77 83,152, 359 49 112, 964, 964 25 112,172, 677 95 63, 712, 445 55 82 16,685,484 00 17,068, 505 00 16, 707, 550 00 00 16,406,218 00 446, 217 26 467,177 47 396, 065 06 50 374, 227 02 42, 333, 287 44 41,148, 563 41 42,173, 731 23 32 79, 013, 041 59 67, 059,152 00 64,461,231 00 69,196, 696 00 00 54, 715, 096 00 25,180,000 00 21,885, 000 00 26, 770, 000 00 00 10, 860,000 00 16, 620, 986 20 17, 029,121 31 17, 029, 065 45 13 17, 054, 816 40 FEBRUARY 21. Total | APRIL 23. 2,075 banks. $992,970,823 361, 274, 650 14, 722, 000 29, 509, 600 42,494,927 103, 964, 229 54, 493, 465 13, 293, 775 47, 808, 207 7, 007,404 3, 791, 703 9, 857, 645 99, 357, 056 21, 064, 504 395, 747 86,429, 732 61, 048, 941 7, 890, 000 17,226,060 JUNE 11. OCTOBER 1. DECEMBER 3 1 . 2,076 banks. 2,090 banks. 2,095 banks. 10 $994, 712, 646 41 $1,040,977,267 53 $1,071,356,14179 00 3o9, 512, 050 00 357,789.350 0U 358,042,550 00 00 14, 727, 000 00 14,827,000 00 14,726,500 00 00 28, 605, 800 00 28,793,400 00 25,016,400 00 73 44, 947, 345 75 48,863,150 22 48,628,372 771 84 115, 935, 668 27 134,562,778 70 126,155,014 40 1 09 56,578,444 69 63,023,790 84 69,079,32615 94 13, 861, 582 77 15,881,197 74 17,111,24103 09 47, 979, 244 53 48,045,832 54 47,784,46147 19 6, 778, 829 19 6,386,182 01 4,442,440 02 33 3, 702, 354 60 3,488,470 11 3,288,602 63 34 9, 980,179 32 12,729,00219 14,713,929 02 4.1 122, 390, 409 45 121,095,249 72 229,733,904 59 00 21, 908,193 00 18,210,943 00 21,549,367 00 67 387, 226 13 367,171 73 389,92175 21 99, 506, 505 26 109,346,509 49 107,172,900 92 00 64, 470, 717 00 56,640,458 00 59,216,934 00 00 12, 510, 000 00 7,655,000 00 6,150,000 00 01 16, 999,083 78 17,103,866 00 17,125,822 37 2,038,066,498 46 1,974,600,472 95 2,035,493,280 15 2,105,786,625 82 2,241,683,829 91 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXV Banks from October, 1863, to October, 1883—Continued. 1§7§, Liabilities. Capital stock MARCH 15. MAY 1. JUNE 29. OCTOBER 1. DECEMBER 8. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 banks. $473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00 $464, 874, 996 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation 120, 870, 290 10 45, 040, 851 85 119, 231,126 13 43, 938, 961 98 118,178, 530 75 40, 482, 522 64 116, 897, 779 98 40, 936, 213 58 116, 402,118 84 44, 040,171 84 300, 926, 284 00 439, 339 00 301, 884, 704 00 426, 504 00 299, 621, 059 00 417, 808 00 301, 888, 092 00 413, 913 00 303, 324, 733 00 400, 715 00 Dividends unpaid .. - 1, 207, 472 68 1, 930, 669 58 5, 466, 350 52 3,118, 389 91 1,473, 784 86 Individual deposits .. 602, 882, 585 17 7, 243, 253 29 TJ. S. deposits Dep'ts U .S.dis.officers 3, 004, 064 90 Due to national banks. 123, 239,448 50 Due to State banks... 43, 979, 239 39 Notes re-discounted.. 2, 465, 390 79 4%215,196 23 Bills payable Total 1,729,465,956 90 625, 479, 771 12 13,811,474 14 2, 392,281 61 621, 632,160 06 22, 686, 619 67 2, 903, 531 99 620,236,176 82 41, 654, 812 08 3, 342, 794 73 598, 805, 775 56 40, 269, 825 72 3, 451, 436 56 109, 720, 396 70 44, 006, 551 05 117, 845, 495 88 43, 360, 527 86 122, 496, 513 92 42, 636, 703 42 120,261,774 54 41, 767,755 07 2, 834, 012 00 4, 270,879 74 2, 453,839 77 5,022, 894 37 3, 007, 324 85 4, 502, 982 92 3, 228,132 93 4, 525, 617 45 1,741,898,959 05 1,750,464,706 51 1,767,279,133 21 1, 742, 826,837 37 1 8 7 9. Capital stock JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2 2,051 b a n k s . 2,048 b a n k s . 2,048 b a n k s . 2,048 b a n k s . $462, 031, 396 00 $455, 611, 362 00 $455,244,415 00 $454, 067, 365 00 DECEMBER 12. 2,052 b a n k s $454, 498, 515 00 Surplus fund - . . . . . Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 116, 200, 863 52 36,836, 269 21 114, 823, 316 49 40, 812, 777 59 114, 321, 375 87 45, 802,845 82 114, 786, 528 10 41, 300, 941 40 115, 429, 031 tw 47, 573, 820 75 303, 506, 470 00 388, 368 00 304, 467,139 00 352, 452 00 307, 328, 695 00 339, 927 00 313, 786, 342 00 325, 954 00 321, 949,154 00 322, 502 00 5, 816, 348 82 2,158, 516 79 1, 309, 059 13 2, 658, 337 46 1,305, 480 45 Individual deposits .. U. S. deposits Dep'ts U. S.dis.officers 643, 337, 745 26 59,701,222 90 3, 556, 801 25 598, 822, 694 02 303, 463, 505 69 2, 689,189 44 648, 934,141 42 248, 421, 340 25 3, 682, 320 67 719, 737, 568 89 11, 018, 862 74 3, 469, 600 02 755, 459, 966 01 6, 923, 323 97 3,893, 217 43 Due to national banks Due to State banks... Notes re-discounted.. Bills payable 118, 311, 635 60 44, 035, 787 56 110,481,176 98 43, 709, 770 14 137, 360, 091 60 50, 403, 064 54 149, 200, 257 16 52, 022, 453 99 152, 484, 079 44 59,232, 391 93 2, 926, 434 95 3, 942, 659 18 2, 224, 491 91 4, 452, 544 48 2, 226, 396 39 4, r>10, 876 47 2, 205, 015 54 4, 208, 201 89 2,116, 484 47 4, 041, 649 70 Total 1,800,592,002 25 Jl,984,068,936 53 12,019,884,549 16 .1,868,787,428 19 1,925,229,617 08 1§S Capital stock o. FEBRUARY 21. APRIL 23. JUNK 11. OCTOBER 1. 2,061 b a n k s . 2,075 b a n k s . 2,076 b a n k s . 2,090 b a n k s . $454, 548, 585 00 $456, 097, 935 00 $455, 909, 565 00 $457, 553, 985 00 DECEMBER 31. 2,095 b a n k s . $458, 540, 085 00 117, 044, 043 03 Surplus fund Undivided profits . . . 42, 863, 804 95 117, 299, 350 09 48, 226, 087 61 118,102, 014 11 50, 443, 635 45 120, 518, 583 43 46,139, 690 24 121, 824, 629 03 47, 946, 741 64 N a t ' l b a n k circulation 320, 303, 874 00 303, 452 00 State b a n k circulation 320,759,472 00 299,790 00 318, 088, 562 00 290, 738 00 317, 350, 036 00 271, 045 00 317, 484, 496 00 258, 499 00 3, 452, 504 17 6,198, 238 38 1, 365, 001 91 1, 542,447 98 1, 330,179 85 I n d i v i d u a l d e p o s i t s . . 848, 926, 599 86 7, 856, 791 97 U. S. deposits D e p ' t s U.S.dis.officers 3, 069, 880 74 791, 555, 059 63 7, 925, 988 37 3, 220, 606 64 833, 701, 034 20 7, G80, 905 47 3, 026, 757 34 873, 537, 637 07 1, 006, 452, 852 82 7, 548, 538 67 7, 898,100 94 3, 344, 386 62 3, 489, 501 01 D u e to national b a n k s 170, 245, 061 08 D u e to S t a t e b a n k s . . 65, 439, 334 51 157, 209, 759 14 63, 317,107 96 171, 462,131 23 67, 938, 795 35 192,124,705 10 75, 735, 677 00 192,413, 295 78 71,185,817 08 1, 918,788 88 4,181,280 53 2, 616, 900 55 4, 529, 967 98 2,258,544 72 5, 260,417 43 3,178,232 50 5, 031, 604 96 3,354,697 18 4, 636, 876 05 Dividends unpaid . . - Notes re-discounted. Bills p a y a b l e Total 2,038,066,498 46 J1,974,600,472 95 2,035,493,280 15 2,105,786,625 82 2,241,683,829 91 CLXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1**1. MAY 6. MARCH 11. I JUNE 30. Resources. : 2, 094 b a n k s . 2,102 b a n k s . 2,115 b a n k s . j L, 093,649,382 18 $1, 144,988,949 4 5 $ Loans and discounts $1, 073,786,749 358,287,500 00; Bonds forcirculafion.; 3 8 1 9 352,653,500 001 15,265,000 00! Bonds for deposits . . i 15,24(1,000 00; 14,851,500 001 TJ. S bonds on hand j 44,116,500 00 48,584.950 00• 46,026.150 00! Other stocks and b'dsi 52,908,123 98 58,049,202 63 49,545,154 92 Due from res' veag'ts , 128,017,627 03 156,258,637 05 120,820,691 09; Due from nat'l banks i 63,176.225 67 62,295,517 34| 75,703.599 78 Due from State banks 16,938,734 .16 1S.850.775 34J 17,032,261 64! 47.791,348 36 47,-34.060 20; 47,525,790 02; Real estate, &c j 4,235.911 19i 6^096,109 78 Current expenses j 7.810,930 83i 4,024,763 60 4,115 980 01! Premiums paid ' 3,530,516 71! 11,826,603 16 13,534,227 31 ! 10,144,682 87! Cash items -. j 196,633,558 01; 143,9'0,236 84' 147,761,543 96; Clear'g-house exch'gs 21,631,932 00: 17,733 032 00; Bills of other banks ' 25,120,933 00 372,140 23; 386.569 63' Fractional currency | 386,950 21 128,638.027 50 122,628,562 08 Specie ! 105,156,195 24 j 62,516,296 00 58,728.713 00. Legal-tender notes . . : 52,156,439 00 9,540,(100 00 8,045.000 00 TJ. S. cert's of deposit ! 6,120,000 00i Due from U. S. Treas ; 17,251.868 22 17.015,269 83 18,456,600 14 Total OCTOBER 1. DECEMBER 31. ?, 132 banks. 2,164 b a n k s . , 173,796,083 09 $1, 169,177.557 1 6 363,385,500 00 368,735,700 0015,540,000 00 15,715,000 00 40,866,750 00 31,884,000 00 61,952,402 95 : 62,663,218 93 132.968,183 12 123,530,465 7578, r 05,446 17 77,633,902 77 17,644,704 62 19,306,826 62 47,445,050 46 47.329,111 16 4,647,101 04 6,731,936 48, 3,891.728 72 4,138,585 711 17,337,964 78 14,831.879 30! 217,214,627 10 189,222,255 95 24,190.534 00 17,732,712 00 366,361 52 373.945 96 113,6801639 60 114,334^736 12 60,104,387 00 53,158,441 00 7,930,000 00 6,740,000 00 18,097,923 40 17.472,595 96 l i 2,140,110,944 78; 2,270,226,817 76 2,325,832,700 75 2,358,387,39159, 2,381,890,866 85 I MARCH 11. Resources. 2,187 banks. , MAY 19. , — | 2,224 banks. JULY 1. OCTOBER 3 . i DECEMBER 30. 2,239 b a n k s . 2,269 banks. ] 2,308 banks. Loans and discounts j$l, 182,661,609 53:$1, 189,094.830 35 i 11,208,932,655 92 $1.243,203,210 08 $1. 230,456,213 97 357.631,750 00 Bonds for circulation. | 367,333,700 00j 360,153,800 00' 355.789,550 00 357,047,650 00 Bonds for deposits . . j 15,920,0(10 00; 15,920,000 001 16,093,000 00J 16,111,000 00' 16,344,000 00 TJ. S. bonds on hand 29,662,700 001 27,242,5"'0 0C 28,523,450 00i 21,314,750 00: 15,492,150 00 ! Other stocks and b'ds. 65,274,999 32 66,691.399 5* 66,168,916 64, 64,430.686 18; 66,998,620 36 Due from res've ag'ts; 117,452,719 75| 124,189,945 23 118,455.012 38 li;{,277,227 87| 122,066,106 75 Due from nat'l banks', 66,883.512 751 68.516,841 06; 75,366,970 74 68,301,645 12i 76,073,227 76 Due from State banks' 16,890,174 92 17,105,468 44i 16.344,688 66 15,921.432 07, 18,405.748 49Real estate, &c j 46,956,574 28 46,425,351 40 4(5,537,066 41; 47,073,247 4.")! 46,993.408 41 Current expenses \ 6,774,571 86 3,030.464 69 7.238,270 17! 8.494,036 211 5,130.505 53 Premiums paid j 5,062,314 52 5.494,224 35 6, T. 15,155 03; 3,762.382 59| 6,472,585 82 Cash items j 12,295,256 96 20,166,927 351 14,784,025 21 13.308.120 70! 16,281,315 67 ! Clear'ghouseexch'gs 107,270,094 71! 159,114.220 08 208,366,540 08 162,088,077 94j 155,951,194 81 Bills of other banks..; 25,226,186 00: 21,405,758 00! 19 440,089 00; 20,689,425 00! 25,344,775 00 Fractional cunency.; 390,236 36, 373^25 83; 389,508 07 396.367 64| 401,314 70 Specie 112,415,806 73; 111,694,262 54j 109.984,111 04: 102,857,778 27j 100,427,159 40 65,969,522 00| 64,019.518 00; Legal-tendernotes.,. ! 56.633,572 00j 63 313,517 00 68,478.421 00 10,395,000 00! 11.045,000 00! TJ. S. cert's of deposit, i 9.415,000 00 8,(545,000 00 8,475,000 00 17,099,385 14! 16,830,407 401 Due from U. S. Treas. 17,954,069 42 17.720,701 07| 17,161,367 94 Total. .! 2,309,057,088 72 2,277,924,911 13j 2,344,342,686 901 2,399,833,676 84 2,360,793,467 09 1 § § 3 . MARCH 13. Resources. Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand Other stocks and bonds ... Due from reserve agents .. Due from national banks .. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clearing-house exchanges . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer.. Total ! 2, 343 b a n k s . MAY 1. I JUNE 22. OCTOBER 2. 2, 375 b a n k s , j 2, 417 b a n k s . 2, 501 banks. $1,249, 114,879 43 $1, 262, 330,981 87: $1,28o,591,902 19 £1,3^9,244,781 3">4, 74(5, 5(10 00 354, 480,250 00 354, 002, 900 00 351, 412, 850 16, 799, 000 00 16, 949,0 0 0 ()()• 17. 11(5 000 00 17,081,000 17. 850, 100 00 15,870, 600 001 1(), 978, 150 00 13, 593, 050 68, 42<S, (585 (57 68. 340,590 79' (58, 552, 073 03 71, 114, 031 121,024. 154 60 109,306. 823 23; 126, 64(5. 954 62 124,918,728 67, 263, 503 86 (58, 477.918 02; 66,164,638 21 65. 714, 229 16.993,341 72 19, 382. 129 33: 19,451,498 16 18,266,275 47, 063, 305 68 47,155, 90U 80i 47. 502, 163 52 48, 337, 665 8, 949, 615 28 7, 754.958 861 6, 808, 327 8 82!), 278 26 7, 420, 939 84| 7, 798.445 O4j 8, 064, 073 8,079,72t5 01 11,360,731 07 15.461, 050 16 13,581,049 11, 109,701 18 107, 790, 065 17 96,353,211 145, 990,998 18 90, 79.', 075 08 19, 739, 526 CO 22,675,447 22, 655.833 00 26, 279, 856 00 431,931 15 446, 318 94 456,447 36 443.951 97, 962, 36*5 34 103, 607,266 321 107, 817, 983 115, 354, 394 62 60, 848, 068 00 68, 256,468 00) 73, 832, 458 00 70,682,997 000 00 8, 405, 000 00 8, 420. 10,685,000 00 9, 960, 000 16,726,451 30 17, 497,694 31| 16,586,712 17, 407, 906 20 2,298,918,165 11 2, 360,192, 235 85, 2, 364, 833,122 44 64 00 00 00 11 71 44 05 02 30 60 94 76 00 12 53 00 00 60 2, 372, 656, 364 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXVII Banks from October, 1863, to October, 1883—Continued. MARCH 1 1 . ' MAY 6. j JUNE 30. j OCTOBER 1. DECEMBER 3 1 . 2,132 b a n k s . 2,164 b a n k s . Liabilities. 2,094 b a n k s . 2,102 b a n k s . \ 2,115 b a n k s . $458, 254, 935 00; $459, 039, 205 Oo' $460, 227, 835 00 $463, 821, 985 00 $465, 859, 835 00 Capital stock Dividends unpaid . . . 122, 470, 996 73; 124,405, 926 91 126, 679, 517 97| 128,140, 617 75 129, 867, 493 92 10 54, 072, 225 49; 54, 906, 090 47; 54 684,137 16| 56, 372,190 92! 54 5< 221 22i; 816 10 I 298, 590, 802 00| 309, 737,193 00* 312, 223, 352 00^ 320, 200, 069 00 325,018,161 00 '242,967 00l' 244,399 00 241,701 00 . 252,765 00 252,647 00: ! | 5, 871, 595 59; 3, 836, 445 84i 6, 372, 737 13 1, 402,118 43 2, 617,134 37 Individual deposits.. U. S. deposits . Dep. U. S. dis. officers 933, 392. 430 75 1, 027, 040, 514 10 1, 031, 731, 043 421, 070, 997, 531 711,102, 679,163 71 8, 971,826 73; 8, 476, 689 74j 8,796,678 73 7, 381, 149 25 9, 504, 081 2o! 3; 37i; 512 48' 3, 272, 610 45; 3, 631, 803 4li 3, 595, 726 83 3, 839, 324 771 Duetonational banks Due to State banks.. 181,677,285 37; 191,250,091 901 223,503,034 19; 205,862,945 80'; 197,252,326 01 71, 579, 477 47: 80, 700, 506 06; 91, 035, 599 65 19, 047, 471 00 79, 380, 429 38 I I 2, 908, 370 45i 2, 220, 053 02 3, 091,165 30; 4,122, 472 79 2, 616, 203 05 4, 493, 544 77: 5,169,128 57! 4, 482, 325 25 4,581,231 47| 4, 664, 077 121 Surplus fund Undivided profits . . . Nat'l bank circulation State bank circulat'n. Notes re-discounted Bills payable Total 2,140,110, 944 782, 270, 226, 817 76 2, 325, 832, 700 75:2, 358, 387, 391 59:2, 381, 890, 866 85 MARCH 11. MAY 19. JULY 1. OCTOBER 3. DECEMBER 30. 2,187 b a n k s . 2,224 b a n k s . 2,239 banks. 2,269 b a n k s . 2,308 banks. Liabilities. Capital stock $469, 390, 232 00 $473, 819,124 00 $477, 184, 390 00 $483,104, 213 00 $484, 883, 492 00 Surplus fund Undivided profits 130, 924,139 66 60, 475, 764 98 129, 233, 358 24 62, 345,199 19 131,079,251 52,128, 817 131, 977, 450 77 61,180, 310 53 135,930,969 31 55, 343, 816 94 N a t ' l b a n k circulation State b a n k circulation 323,651,577 00 241, 527 00 315, 671, 236 00 241, 319 00 308,921,898 235,173 314, 721, 215 00 221,177 00 315, 230, 925 00 207,273 00 1, 418,119 12j 1, 950, 554 88 Dividends unpaid 6, 634, 372 2o! 3,153, 836 30 6, 805, 057 82 Individual deposits-. 1, 036, 595, 098 20:1, 001, 687, 69374 1L, 066, 707. 248751,122, 472, 682 46I,1.066, 901, 719 85 U . S. deposits j 8, 853, 242 16 9, 741,133 36 8, 817, 411 21 9, 622, 303 56 9,817,224 44] 3, 627, 846 72 3, 786, 262 20 Dep'tsU.S.dis.officers! 3,372,363 96 2, 867, 38563 3, 493, 252 88 D u e to national b a n k s D u e to State b a n k s . . . 187, 433, 824 90j 192, 067, 865 20 194, 868, 025 78, 359, 675 85; 78, 911, 787 20 84, 066, 023 Notes re-disco a n t e d . . ' Bills payable j Total 3, 912, 992 38 4,428,531 51 180, 075, 749 77 79, 885, 652 22 3, 754, 044 38 4,195,210 99 5, 637, 665 88! 5,008,343 00 194, 491, 260 60 77,031,165 82 5,747,614 68 6, 703,164 45 4, 848, 517 18 3, 856, 056 54 2, 309, 057, 088 72|2, 277, 924, 911 13 2, 344, 342, 686 90|2, 399, 833, 676 84 2, 360, 793, 467 09 MAltCH 13. JUKE 22. MAY 1. i OCTOBER 2. \ 2, 501 b a n k s . Liabilities. 2, 343 b a n k s . Capital stock $490, 450, 932 00 2, 375 banks. 2, 417 b a n k s . $493 963, 069 00 $500, 298, 312 00 ; $509, 699, 787 00 Surplus fund Undivided profits - 136, 922, 884 44 59, 340, 913 61 137, 775. 004 39 ! 60, 739, 878 85 j 138, 331, 902 06 68, 354,157 15 • 142, 000, 482 27 61, 551, 958 95 National bank circulation . State bank circulation 312, 778, 053 00 206, 779 00 313, 549, 993 00 '\ 198, 162 00 i 311,963,302 00 189, 253 00 310, 517, 857 00 184, 357 00 I Dividends unpaid. 1,389,092 96 2, 849, 629 87 j I Individual deposits . 1, 004, 111, 400 55 ! 1, 067, 962, 238 35 U. S. deposits 9, 613, 873 33 11, 624, 894 57 3, 787, 225 31 j DepositsU. S. disburs'g officers 3, 618,114 79 Due to national banks . Due to State banks Notes re-discounted . Bills payable Total. 1, 454, 232 01 | 3, 229, 226 31 1, 043,137, 763 11 ; 1, 049, 437, 700 57 10,183,196 95 10,130, 757 88 ' 3, 980, 259 28 3, 743, 326 56 I 180, 445, 876 92 78, 544,128 82 194,150,676 43 l 84, 744, 666 35 ! 186, 828, 676 27 83, 602, 073 01 5,101,458 69 3, 660, 724 79 5, 557,183 69 3,364,061 60 5,197, 514 12 j 3,137, 259 77 j 7, 387, 537 40 4, 053, 252 81 2, 298, 918,165 11 2, 360,192, 235 85 191, 296, 859 14 80, 251, 968 26 2, 364, 833,122 44 ! 2, 372, 656, 364 82 ABSTRACT OF REPORTS OF THE CONDITION OF THE NATIONAL BANKS DI-CEMBER 30, 1882, MARCH I:*, MAY 1, JUXE 22, AND OCTOBER 2, 18K*. Arranged l>y States, Territories, and Reserve Cities. NOTE.—The abstract of each State is exclusive of any reserve city therein. CLXJX CLXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since "October 3, 1882, MAINE. Resources. DECEMBER 30. MAKCH 13. MAY 1. JUNE 22. OCTOBER 2 72 b a n k s . 72 b a n k s . 72 b a n k s . 72 b a n k s 72 b a n k s . Loans and discounts. $19, 251, 605 92 Bonds for circulation. 9,172, 300 00 170, 000 00 Bonds for deposits .. 119, 600 00 TJ. S. bonds on hand.. 538, 937 16 Other stocks1 and b'ds 2, 322,171 96 Due from res ve ag'ts 633,352 42 Due from nat 1 banks. 29, 024 00 Due from State banks 408,180 69 Real estate, &c 13, 367 05 Current expenses 105, 060 45 Premiums paid 342, 479 20 Cash items 146, 296 00 Clear'g-house exch'gs 369, 064 00 Bills of other banks.. 4, 206 93 Fractional currency. 584,160 42 Specie Legal-tender notes .. 297, 673 00 U. S. cert's of deposit. 424,253 50 Due from U. S. Treas 1 i Total 34, 931, 732 70 NEW $18, 696, 058 9,172, 300 170, 000 108, 600 564, 292 1, 905, 405 426, 266 8,247 406,618 76, 082 75,641 321, 664 53, 213 273, 399 3,910 601, 482 222, 694 86 00 00 00 33 36 15 97 05 03 31 40 71 00 55 31 00 39 00 00 00 83 95 64 60 95 48 21 77 91 00 81 34 00 $18, 694 054 9,172, 300 170, 000 59, 950 556,169 1, 565, 428 402, 457 11,909 416, 544 73, 608 96, 600 363, 884 47, 389 337, 756 4,798 582,1 f-6 222, 821 45 00 00 00 18 92 78 92 20 15 74 19 25 00 56 34 00 411, 313 50 434, 668 50 432, 863 50 33, 497,189 53 32, 983, 745 38 33,211,322 18 $18,778, 198 9, 082, 300 170, 000 37, 800 570,408 1, 813, 380 363, 636 8,414 433, 442 69, 422 77, 786 450, 060 91, 888 326, 978 3, 635 574, 763 199, 727 60 00 00 00 47 91 35 15 61 53 27 21 53 00 07 96 00 426, 803 50 33, 478, 646 HAMPSHIRE. 49 banks. 49 banks. $18, 524, 672 9, 172, 300 170, 000 63,450 551,469 1, 644, 416 319,433 14, 333 419, 553 63, 777 95, 837 346,171 68, 291 302,112 3, 474 555,484 234, 297 ! 49 banks. 49 banks. 49 banks. $8,197, 474 88 5, 930, 000 00 372, 000 00 48, 700 00 1, 307, 277 69 1, 006, 802 31 95, 945 13 28, 705 21 197, 850 51 52, 982 90 53, 845 25 165, 493 44 $8, 536, 853 85 5. 930, 000 00 372, 000 00 49, 000 00 1, 324, 665 39 1, 417, 365 34 80, 298 05 37, 523 55 202, 663 26 52, 429 49 73, 545 28 132,188 52 209, 041 00 4, 893 40 169, 876 61 120,591 00 302,116 00 5, 446 21 189, 713 70 130, 045 00 Loans and discounts $8,146, 797 73 Bonds for circulation 6, 005, 000 00 Bonds for deposits .. 372 000 00 TJ. S. bonds on hand.. 71, 900 00 Other stocks and b'ds 1, 292, 706 08 Due from res've ag'ts. 1, 296, 889 75 Due from nat'l banks 80, 949 52 Due from State banks 33, 024 24 Real estate, &c 210,325 88 Current expenses 41, 861 85 Premiums paid 60, 495 18 Cash items 158 622 37 Clear'g-house exch'gs 286, 660 00 Bills of other banks.. Fractional currency. 4, 021 5L Specie 195 448 4M 129, 817 00 Legal-tender notes .. TJ S cert's of deposit 276, 500 00 Due fromU. S. Treas $8, 286,104 48 ' $8,108,120 17 5, 905, 000 00 j 5, 930, 000 00 372, 000 00 j 372, 000 00 61, 950 00 ! 55, 700 00 1,298,351 78 , 1, 353, 382 69 853,021 30 956, 969 06 79, 957 55 : 102, 483 60 27, 516 98 20, 987 28 208, 549 58 : 203, 455 58 56,810 16 44, 965 95 72, 277 99 ' 78, 889 97 122, 039 47 | 107, 376 9'? 272,200 00 ; 273, 925 00 271, 025 00 266, 625 00 18, 663, 019 53 18,091,408 34 i 18,140, 535 45 18, 232, 504 33 19,102, 478 64 Total 175, 715 00 i 4, 622 83 ; 162,919 22 !' 132, 432 00 234,193 00 4,709 26 163, 302 97 130, 074 00 VERMONT. Loans and discounts. Bonds for circulation Bonds for deposits - TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses.... Premiums paid Cash items . . . Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Ljegal-tendei notes .. IT & cert's ofdenosit Due from TJ. S. Treas Total 46 b a n k s . 46 banks 47 b a n k s . $12, 308, 623 05 7, 263, 000 00 50, 000 00 51, 500 00 705, 578 72 1, 051, 546 62 120, 978 02 22,7(51 13 322. 003 44 35, 934 26 51, 309 66 81, 376 93 $12, 478,180 20 7, 203, 000 00 50, 000 00 54, 800 00 707, 177 85 684, 461 27 148, 554 80 8, 036 63 318, 944 62 39, 365 75 51, 292 07 74, 023 37 $12, 39:5, 299 95 7, 303. 000 00 50, 000 00 44,200 00 769, 980 20 813,535 70 122, 567 42 38, 337 99 317, 544 6-<i 59, 636 49 60, 127 07 74, 539 54 165, 428 3,117 234 916 271, 780 00 47 08 00 140,151 3, 606 200,104 234,137 00 61 06 00 330,756 31 322, 695 00 23, 070, 609 69 22, 778, 530 23 130, 293 4,115 217,704 196,433 47 b a n k s 00 52 18 00 330, 605 60 $12, 393, 258 7. 403, 000 50, 0d0 49, 250 799, 206 821, 705 209,170 8, 6f>l 309, 906 74, 359 54, 794 62,689 ' 145, 540 4,476 224, 711 214,137 47 b a n k s . 69 $12, 054, 045 45 00 7, 278, 000 00 00 ! 50,000 00 00 53, 500 00 45 888, 295 96 00 997, 305 83 21 164, 343 98 99 j 16,538 12 91 283, 872 31 63 : 41,878 11 57 57, 657 00 57 82,164 79 00 94 99 1 00 ! i 323, 895 00 | 22, 985, 920 28 ! 23,148, 753 95 143, 884 4, 096 215,939 182,021 00 93 11 00 308,270 00 22, 821, 812 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI arranged by /States and reserve cities. MAINE, DECEMBER 30. MARCH 13. 72 banks. 72 banks. Liabilities. $10,485, 000 00 Capital stock Surplus fund J Undivided profits 2, 602,173 35 1, 217, 045 27 N a t ' l b a n k circulation I State bank circulation 8, 098, 598 00 1,432 00 10,711,327 18 51, 084 76 71,125 54 Due to national banks Due to State b a n k s . . . 1, 043, 226 83 58, 594 30 Notes re-discounted. . Bills payable 257, 630 92 10, 658 54 Total $10, 485, 000 00 ! $10,485,000 00 2, 607, 756 51 j 1, 360, 716 96 I 8, 085, 620 00 i 1,427 00 ! Surplus fund Undivided profits i Nat'l bank circulation: State bank circulation! Dividends unpaid | Individual deposits... i U. S. deposits j Dep'ts U.S.dis. officers | Due to national banks Due to State banks...'•. Total 72 banks. $10, 485, 000 00 $10, 485, 000 00 2, 591,197 95 1, 438,158 89 2,581,784 91 1, 602, 756 32 2, 575, 305 09 1,410,259 14 8,166, 791 00 1, 427 00 8,148, 500 00 1,427 00 8, 080, 063 00 1, 427 00 67, 038 13 37, 543 24 9, 348, 599 93 38,141 99 69,132 67 10,032,017 81 62,218 02 34, 372 06 499, 460 18 90, 867 61 707, 710 33 101, 216 51 519,065 41 100,393 84 181, 718 01 ! 68, 000 00 25, 000 00 34,171 63 55, 337 65 63,197 50 30, 000 00 85, 327 29 34, 931, 732 70 I 33, 497,189 53 j 32, 983, 745 38 | 33, 211, 322 18 ! 33, 478, 646 16 HAMPSHIRE. 49 banks. 49 b a n k s . 49 b a n k s . 49 banks. $6, 080, 000 00 $6, 080, 000 00 $6,105,000 00 $6,155, 000 00 1,112,137 44 558, 232 35 1,118,321 08 588,557 68 1,121, 462 50 603, 057 95 1,116, 585 08 ! 664, 692 69 | 1,197,682 20 560,398 85 5, 321, 660 00 6, 838 00 5, 232, 992 00 6, 838 00 5, 279, 537 00 6,838 00 5, 274, 927 00 j 6, 838 00 j 5, 278, 237 00 6, 838 00 93, 815 37 18, 983 61 29,987 10 4, 545, 588 08 159, 342 80 127, 913 77 4,177,187 26 165,707 83 163, 255 55 4, 262, 301 96 164, 348 50 145, 573 72 435,221 13 213, 347 73 377, 553 06 150, 072 27 278, 225 47 128,683 13 ! 12, 000 00 13,520 12 | 2,000 00 j Notes re-discounted.. ! Bills payable • OCTOBER 2. 9,422,531 78 59, 801 02 68,471 82 51, 877 53 NEW Capital stock. JUNE 22. 72 b a n k s 9, 767, 781 42 i 66, 362 80 i 73, (49 48 j 733,296 09 j 82, 583 73 i 323, 836 01 Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 72 b a n k s 7,450 00 1,472 86 49 b a n k s . $6,155,000 00 17,293 10 31, 923 26 4,143. 698 35 \ 164,583 05 i 148,465 97 430, 949 41 97, 111 48 321,903 01 222, 385 85 12,360 20 10, 857 30 10,000 00 i , 18, 063, 019 53 | 18, 091, 468 34 4, 982, 532 04 167,623 16 157, 007 97 18,1-10, 535 45 I 18, 232, 504 33 i 19,102, 478 64 VERMO NT. 40 banks. 46 b a n k s . • $7, 786, 000 00 Capital stock — • • I 47 b a n k s . 47 b a n k s . 47 b a n k s . | - $7, 786, 000 00 j $7, 886, 000 00 $7, 986, 000 00 $7, 986, 000 00 Surplus fund Undivided profits 1, 789, 683 45 596, 921 14 1, 795, 906 52 590, 818 83 i 1,795,764 20 (597, 322 95 1,837,324 20 \ 743, 042 32 ! 1, 795, 884 88 599, 268 80 Nat'l bank circulation! State bank circulation! 6,471,741 00 ; 4,000 00 ! 6, 500, 537 00 4, 000 00 6, 558, 951 00 : 4, 000 00 ' 6, 512, 779 00 3, 500 00 5,372,010 92 20, 277 05 12,622 52 141,318 61 6,486,487 00 j 4, 000 00 i I 17, 594 24 j Individual deposits . . • U. S. deposits ! Dep'ts U. S.dis. officers 5,839,054 35 ! 27,179 32 , 15, 106 08 ,• 5,459 316 20 j 22,512 85 8, 295 67 Due to national banks; Due to State banks . . ! 129,071 49 I 10, 905 09 • 237,598 53 10, 599 94 160,176 75 170,122 92 200, 730 86 ! 154, 976 73 | 168, 393 93 12, 505 82 Notes re-discounted..( Bills payable | 196,145 75 I 62, 883 41 I 316, 979 23 42,421 22 305, 880 77 45,864 12 287,121 58 ' 42,221 22 i 225, 242 55 12,211 82 22, 985, 920 28 j 23,148, 753 95 I 22, 821, 812 59 Dividends unpaid Total 1 23, 070, 609 69 | 22, 778, 530 23 15,341 08 23, 949 95 ! 5, 275, 707 07 25, 167 91 ' 9,761 11 | i 14,293 69 5, 455, 000 58 32, 438 29 4, 293 23 CLXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged MASSACHUSETTS. DECKMUEH :. 0. MARCH 13. i MAY 1. JL'XK 22. 191 b a n k s . : 191 b a n k s 192 banks. OCTOURH2 Resources. 191 b a n k s Loans and discounts $82, 041, 024 02 42, 832, 850 00 Bonds for circulation 430, 000 00 Bonds for deposits . . 397, 150 00 U. S. bonds on hand.. 4, 0G4, 1(52 40 Other stocks and b'ds 8,130, 071 29 Due from res've ag : ts 1, ] 71, 401 32 Due fromnafl banks 230, 703 02 Due from State banks 2, 102, 491 63 Real estate, &c 370, 502 37 Current expenses.... 850, 354 33 Premiums paid 855, 827 87 Cash items 35, 643 81 Clear' g-house exch'gs 1, 408, 480 00 Bills of other banks.. 32, 876 44 Fractional currency . 1, 095, 845 53 Specie 1, 50(5, 941 00 Legal-tender notes . . 185, 000 00 U. S. cert's of deposit. 1, 943, 073 75 Due from U.S.Treas. Total $83,013,406 42, 748, 450 430, 000 405, 550 4,1)57, 940 6, 478, 405 702,423 149,082 2,103, 450 624, 906 879,249 760, 685 35,404 1, 070, 304 34,697 1, 565, 574 1,391,643 185, 000 1, 968, 518 12 ; $83, 110,252 00 • 42,490,450 DO 430, 000 00 3:i8, 500 25 i 4,015,841 32 I 7, 278, (139 13j 870, 137 20 ! 206,277 2, 082. 294 69 | 06 ! 190,838 14 ! 873, 521 70 8(50 391 32 j 55, 161 00 ! 1, 105, 670 48 ': 33,467 51 1, 6(54, 119 00 1, 347, 960 00 180,000 1, 921, 159 90 148,604,750 82 150, 344, 498 78 C I T Y OF 53 b a n k s $83, 312,206 48 17 00 00 00 93 41 19 62 31 43 40 84 42, tj50, 450 430,0)0 300. 800 3, 908\ 942 7, "i3>, 261 763, 413 137,583 2, 069, 725 287, 476 £71,807 766, 887 14, 306 1,446,668 30, 270 1, 670, 727 1, 464, 945 180, 000 1,971,409 99 00 48 67 00 00 75 149, 054, 083 19 B O 54 b a n k s . 192 b a n k s . 00 00 00 55 40 51 80 05 73 65 98 82 00 94 44 00 00 50 $84, 663, 010 42, 365, 450 370, 000 301 500 3, 884, 927 8, 825, 527 784. 486 235, 344 2, 061,135 248,113 947, 609 792, 421 54, 564 1,312,190 31, 083 1, 645, 873 1, 565, 045 180, 000 1, 929, 519 16 00 00 00 05 30 77 43 96 (50 40 45 53 00 71 71 00 00 75 149, 909, 972 ^ 5 ~ 152, 197, 802 82 54 b a n k s 54 b a n k s . STO N 54 b a n k s • • Loans and discounts. $111, 990,155 Bonds for circulation. 34, 275,150 161, 000 Bonds for deposits . . 210, 700 U.S. bonds on hand.. 2, 642, 698 Other stocks and b'ds Due from res've ag'ts. 10, 970, 054 Due from nat'l banks. 10, 041, 700 289, 806 Due from State banks 3, 220. 640 Real estate, &c 761,468 Current expenses 312, 223 Premiums paid 641, 427 Cash items Clear'g-house exch'gs 10, 724, 359 2, 577, 932 Bills of other banks.. 9, 240 Fractional currency 6, 001, 522 Specie Legal-tender notes... 4, 240, 758 1, 300, 000 U. S. cert's of deposit. Due from U. S. Treas 2, 088, 027 Total 97 $109, 015, 665 76 $108,210,106 42 $108, 725, 491 82 $109, 511, 660 31 00 34, 308,150 00 34, 298,150 00 33,178, 150 00 31, 013,150 00 00 161, 000 00 161,000 00 161,000 00 161, 000 00 79,700 00 305, 200 00 80, 850 00 00 1.2 i, 950 00 04 2, 737, 376 88 2,716,612 63 2, 619, 935 61 2, 376, 961 48 10, 943, 055 96 11, 802, 312 88 14, 131, 140 78 9, 821, 013 15 43 35 7,753,370 24 8, 146, 836 37 9, 495, 217 11 8, 954, 393 42 35 287, 389 88 583, 302 15 497, 233 47 561, 232 83 36 3, 238, 078 86 3, 154, 029 60 3, 149, 498 46 3, 141, 619 70 1,437, 199 08 146,371 97 314, 089 46 31, 338 87 14 66 325, 727 41 450, 510 04 447, 258 25 451, 178 25 51 400, 091 92 501,365 87 297, 025 97 438, 287 09 71 8, 113,001 37 10, 702, 695 84 7,931,298 83 7,731,448 01 00 1, 430, 538 00 1, 682, 520 00 2, 342, 126 00 3,810,918 00 77 12,338 00 11.136 7.1 11, 404 07 9, 635 35 46 4, 900, 379 97 5, 074. 338 29 5, 475, 800 53 5, 531, 693 25 3,293,910 00 00 2, 9*2, 233 00 2, 893, 331 00 3, 469. 357 00 695, 000 00 00 510. 000 00 760, 000 00 1,330,000 00 72 1, m(), 548 05 ' 1, 460,179 50 I 1, 612, 938 50 1, 808, 857 25 1 202,407,931 47 189, 359, 807 57 191,921,851 35 192, 851, 256 76 192, 020, 596 84 RHODE I SLAND. 62 banks. ; 62 b a n k s . j 63 b a n k s . 63 b a n k s . • (53 banks'. j Loans and discounts $29,313,216 95 $30, 037,149 39 | $30,112, 530 03 $30,141, 319 87 ! $30,811,846 33 ! Bonds for circulation 15,811,300 00 : 15,767, 300 00 i 15, 794, 900 00 15,914, 900 00 15, 902, 900 00 ! 150,000 00 Bonds for deposits . . 150.000 00 ; 150, 000 00 I 150, 000 00 150, 000 00 U. S. bonds on hand.. 233,950 00 450 00 221, 950 00 190, 200 00 184,250 00 Other stocks and b d s 1, 131,090 82 1,114«!158 55 \ 1,183,834 73 1, 269, 862 78 1,201, 109 52 Due from res've ag'ts 1, 709,602 23 j 1, 902, 070 42 2, 030, 494 48 1, 933, 924 88 1,857, 260 24 499, 883 36 i Due from nat'l banks 712,618 63 < 585, 350 74 690, 352 70 648, 704 38 98, 071 61 ! Due from State banks! 129, 987 91 : 113,155 94 79,937 94 83, 574 57 829, 503 94 i Real estate, &c 844,902 10 813, 120 69 845,900 12 815, 303 90 144, 069 21 I Current expenses 67, 6*55 96 153, 845 65 270 89 112, 942 78 122, 307, 910 54 i Premiums x>aid 308, 187 25 335, 356 46 324, 835 82 338, 795 72 174, 000 71 ; Cash items 134, 605 36 128, 344 73 128, 943 57 154, 492 21 301, 867 3(5 i Clear'"-house exch'gs 566, 002 40 671,290 62 268,120 11 310, (528 51 307, 830 00 Bills of other banks..' 426,117 00 343, 558 00 368,113 00 421, 940 00 12, 047 83 Fractional currency . 12,305 65 13,337 61 239 54 12, 306 36 332, 603 78 ! Specie "... 35!), 508 58 377, 984 42 360, 238 22 351, 912 96 409, 210 00 i Legal-tender notes . . 532, 179 00 420, 382 00 418, 284 00 482, 101 00 U. S. cert's of deposit. Due from IT. S. Treas 736, 029 64 698,089 16 : 699,389 16 Total 53, 500,161 73 ! 53,158, 747 67 i 54, 080, 401 20 ; 53, 927, 387 73 i 54, 564, 972 51 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXIII by States and reserve cities—Continued. MASSACHUSETTS. Liabilities. DECEMBER 30. MARCH 13. MAY 1 . JUNK 22. I OCTOBER 2. 191 banks. 191 banks. 191 banks. 192 banks. | 192 banks. $45, 402, 500 00 $45, 402, 500 00 $45, 402, 500 00 ._.. Capital stock . . . . i.. $45, 502, 500 00 j $45, 552, 500 00 13,494,541 19 ! 13, 537, 798 50 ' 13,416,894 39 4, 304, 377 02 j 5, 310,108 22 j 4, 228, 846 71 I 13,496,141 92 5,039,091 16 13, 637,105 50 4, 094, 536 40 Nat'lbank circulation: 38, 014, 077 00 | 37, 984, 332 00 I 37, 877, 907 00 4, 842 00 j 4, 842 00 j 4, 842 00 State bank circulation. 37, 765, 602 00 37,698,717 00 Surplus fund Undivided profits Dividends unpaid 344, 048 67 ' Individual deposits... U. S. deposits Dep'tsU.S.dis.officers Due to national banks; Due to State banks... I 104,543 18 i 266, 899 16 132, 831 20 j 44, 237, 478 57 ! 43,195, 571 28 45 153,790 83 230, 5f>4 69 ! 285, 502 35 254, 090 40 | 43, 054 68 30, 886 43 36, 038 49 44, 569,139 84 289, 696 44 28, 019 98 3,105, 382 51 200,011 53 1,907,343 97 j 1, 020, 232 31 = 2, 218, 380 46 140, 023 13 j 110,482 53 I 105,400 03 765,407 06 47, 924, 958 86 264, 891 94 29, 239 80 1,799,341 42 82,107 02 i 601, 068 89 S 551, 759 (51 i 346, 448 53 ' 650,169 82 ; 336, 786 00 Notes re-discounted..' 313, 304 12 I 231,204 15 I 296,704 15 ! 12,211 82 113,000 oo ; Bills payable ; ! 150,344,498 78 i 148,604,750 82 j 149,054,083 19 ; 149,909,972 85 i 152,197,802 82 Total CITY 53 banks. OP BOSTON. 54 banks. 54 banks. 54 b a n k s . $50, 450, 000 00 ; $50, 750, 000 00 j $50, 750, 000 00 j $50, 850, 000 00 Capital stock 54 banks. $51, 050, 000 00 Surplus fund Undivided profits 11,420,46172 4, 090,179 32 11,420,46172 5, 594, 816 91 11,590,572 17 j 11,600,572 17 11,725,772 43 3,317,614 20 j 4,195,767 06 : 3,178,894 82 Nat'l bank circulation, State bank circulation: 30 469, 620 00 30 425, 380 00 30, 597, 00400 Dividends unpaid j 59, 483 46 29, 611 Individual deposits . . 73, 543,188 68 81, 965 37 IT. S. deposits | 22,109 84 Dep'tsU.S.dis.officers; 64 591, 231 49 80, 000 00 28, 018 17 19 935, 215 48 Due to national banks; 24, 893, 294 00 Due to State b a n k s . . . j 7,138, 629 08 j 5, 775, 072 55) Notes re-discounted.. j Bills payable Total 200, 000 00 ! 99, 000 00 ' 200,000 00 530,000 00 29, 410, 363 00 27 701, 240 00 101,063 21 52, 237 96 , 801, 683 72 67, 959, 23986 80, 000 00 28 029 83 68,311,318 76 ' 107, 327 70 ; 63 100, 998 57 94, 936 85 20, 533, 02665 21,660,271 23 I 6, 288, 301 43 | 6,143, 596 40 200, 000 00 i 477,000 00 ; 100, 000 00 419,802 48 21, 990, 316 88 7,120, 629 57 256,124 00 j 202, 467, 931 47 . 189, 359, 807 57 j 191, 921, 851 35 192, 851, 256 76 : 192, 020, 596 84 RHODE ISLAND. 63 banks. 63 banks. $20, 315, 050 00 j$20, 315, 050 00 $20, 540, 050 00 $20, 540, 050 00 $20, 540, 050 00 3, 959, 029 55 I 3, 980, 365 38 1,165, 624 81 ; 1, 436, 031 26 4, 000, 880 35 1, 566, 574 72 4, 020, 380 28 1, 605, 422 39 4, 071, 368 13 1, 348,198 29 14,107, 604 00 ! 14, 080, 268 00 8, 969 00 8, 973 00 | 113,222 29 Dividends unpaid 315, 025 80 ' 11, 076, 284 47 Individual deposits . . j 16, 908 09 U. S. deposits ! 11, 208,155 81 I 102, 410 55 Dep'tsU.S.dis.officers' 50,641 19 ; 84, 545 90 : Due to national banks 1, 633, 450 10 ! 1,259,411 98 769, 826 65 Due to State b a n k s . . . ! 652,061 57 : 14, 026, 783 00 8, 945 00 14,182, 003 00 8, 939 00 14,187, 208 00 107, 593 50 95, 607 49 11, 419, 667 32 116,938 88 41, 061 96 11,104, 206 34 70,911 29 47, 071 96 1, 228, 684 44 1, 023, 222 03 1,400,157 58 852, 638 40 62 banks. Capital stock Surplus fund Undivided profits : 62 banks. N a t ' l b a n k circulation State bank circulation 63 banks. 8, 865 00 201, 092 48 11, 719, 312 45, 939 74,592 1, 345, 527 1, 013, 817 92 99 14 60 96 Notes re-discounted. Bills payable Total : 53, 500,161 73 .' 53,158, 747 67 54, 080, 401 20 j 53, 927, 387 73 i 54, 564, 972 51 CLXX1V REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CONNECTICUT. DECEMUEU 30. MARCH 13 87 b a n k s . 87 banks. MAY 1. JUNE 22. OCTOBER 2 87 b a n k s . •88 b a n k s . Resources. 87 bsu iks. Loans and discounts $42, 461, 264 16 $42, 089,713 16 19 530, 000 00 19, 552. 100 00 Bonds for circulation 375, 000 00 .'$70, 000 00 Bonds for deposits. . . 433. 300 00 381, fi5()00 U.S. bonds on hand.. 2, 383, (iOO 45 <> 345, 7(52 08 Other stocks and b'ds 5, (577, 652 44 4, 008, 213 26 Duefroni. res'veag't.s. 2 ] 00, 720 70 3, 133,5*5 47 Due from nat'l banks 324,731 83 177, 440 04 Due from State banks 1 045, 382 vy 1, 005, 574 05 Real estate. <fcc 226, 201 55 105, 0(52 07 Current expenses.... 445 047 73 443 573 1 4 .Premiums paid ("ash items . . 407 828 31 267 412 61 204, 820 45 Clcar'g-houseex'ch'g;-. 405, 370 737,145 00 824. 092 00 Bills of other banks.. 15, 557 47 15, 157 20 Fractional currency 1 104, 775 30 1, 182, 252 34 Specie U. S. cerfs of deposit Due fro»n U. S. Treas. Total -55 00 00 00 83 21 07 18 29 90 01 "1 10,000 00 872, 714 00 10. 000 00 898, 9(50 10 00 27 35 864, 8/ t 00 in, (100 00 910, 710 43 i 81 233, 074 55 78 261, 188 57 77 167, 628 89 NEW 252 banks. $12, 247,004 32 $42,183, 465 98 10 402, 100 00 19, 302, 600 00 370, 000 00 370, 000 00 304, 050 00 206, 200 00 9 405, (506 82 2, 417, 906 64 4 338. 571 07 4, 111,562 95 1 700, o;.7 99 1, 280, 006 00 165,201 02 171, 129 39 1 587, 4f 4 96 1, 552, 902 86 202. 034 00 211,550 64 495 I.JX 01 301 073 57 449 91 3 01 '>08 --M4 17 211,400 71 335, 164 30 663, 847 00 754, 042 00 16, 878 82 16, 278 89 1 16-1, 303 74 1, 140,790 51 819, 0 ] 9 00 84(5, 5;>3 00 10, 000 00 10, 000 00 809, 609 50 ; 892,345 38 77 573,181 30 76, 632, 457 48 YORK. 252 b a n k s Loans and discounts. $91,066,592 03 ! $89, 728, 921 97 BoiidvS for circulation. 29, 668, 900 00 | 29, 229, 900 00 Bonds for deposits . . 903, 000 00 ! 918, 000 00 U. S.bonds on hand.. 2, 266, 350 00 i 2, 477, 400 00 6,175, 065 17 i 6, 333, 256 55 Other stocks and b'ds Due from ves'vea<i,'ts. 12, 990, 945 94 ! 13, 193, 658 56 Due from nafl banks 3, 284, 966 27 i 2, 248, 455 38 Due from State batiks 669, 989 97 728, 124 15 Real estate, dec 2, 917, 855 35 j 2, 848, 450 73 Current expenses 391,738 27 1 502, 792 13 Premiums paid 757, 230 77 1 830, 868 72 Cash items 2,077,213 0 0 • 1,207 859 r>5 81,188 92 : Clear'g-house exeh'gs 37, 177 51 Bills of other b a n k s . . 1, 075, 275 00 1,014, 931 00 24, 288 38 ! 27, 833 33 Fractional currency Specie, 3, 099, 932 47 ! 2, 957, 722 72 Legal-tender notes . . 3, 738, 848 00 1 3, 296, 210 00 U. S. cerfs of deposit. 325, 000 00 ,' 265, 000 00 1, 365, 452 80 1, 393, 207 75 Due from U . S . Treas. Total $41, 645. 609 19, 492, 100 370, i oo :V>M. 650 44(5, 071 ;{ 385, 20S :> (557, 9 0 177, 570 \ 51 ! 6. 544 204, 006 443 TW H01 200, 130 786, 172 17, (523 1 133, 228 162, 879, 833 24 1 159, 239, 763 05 255 b a n k s $90, 909, 502 29, 352, 400 918, 000 2, 262, 100 6,370,011 11,115, 396 2, 678, 206 732, 335 2, 872, 244 581, 1.98 829, 052 3 017,9 0 5 46,214 1,097, 519 25, 842 3, 045, 514 3, 422, 715 290, 000 1,336,403 257 b a n k s . 27 00 00 00 79 35 99 83 6i 31 09 43 21 00 64 11 00 00 90 $90, 099, 273 29, 402, 900 935, 000 2, 264, 650 6, 264, 523 13, 545, 113 2,314, 387 765, 927 2, 880, 227 677, 322 841, 599 1 317 4 9 1 33, 410 1,261, 364 26, 650 3, 137, 812 3, 430, 252 280, 000 1, 389, 714 160, 901, 862 53 260 b a n k s 16 00 00 00 71 88 53 22 91 08 62 11 40 00 85 80 00 00 87 $90,625,018 54 29, 608, 900 00 885, 000 00 2, 223, 750 00 6, 843, 252 09 12, 578, 795 99 2, 089, 054 27 772, 791 55 2, 939, 705 f»9 426, 008 31 867, 126 38 1 389 666 30 55, 385 68 1,117,714 00 29, 925 85 3, 391, 273 96 3,316, 161 00 290, 000 00 1, 392, 701 85 160, 867, 551 14 160, 842, 231 36 C I T Y OF N E W YO R K . 48 banks 48 b a n k s . 48 b a n k s ; 48 b a n k s Loans and discounts. $237, 316, 460 36 $239, 085 537 41 $236, 663 415 68 !$244, 089 145 Bonds for circulation. , 20, 830,150 00 19, 669 650 00 19, 117 500 00 18, 867 500 Bonds for deposits . . ! 81:0, 000 00 820, 000 00 820, 000 00 820 000 TJ. S. bonds on h a n d . . 1,681,850 00 3, 174 050 00 3, 547 500 00 4, 028 550 Other stocks and b'ds ' 12,611,241 17 13, 062 791 50 12,930 05(5 84 13, 102 841 Due from res'veag'ts Due from nafl banks 1 21, 101,65s 56 1 (5, 600 181 43 17, 547 004 13 14, 940 6S'> Due from State banks 3, 197,392 10 2, 183 207 9:) 3, 012 418 05 3, 223, 41)3 Real estate, ^ e 1.0, 575, 722 82 10,600 091 31 10, 7d0 583 13 10,04(5 764 Current expenses 274, 030 73 057 017 37 1, 100 617 f»9 1,564, 247 Premiums paid 262, 853 75 (527 5H> 25 001 82! 50 867 345 Cash items 3,321,053 KO 1,00(5 815 9(5 2,841 2(5(5 08 2, 030 886 Cli-ar'g-house e\"ch'(>i.N 121, 450, 508 50 82, 005 304 04 100, 804 507 06 67, 141 .-•84 Bills of other banks.. 2, 380, -81 00 1, 280 400 00 1, 500 01 5 00 4, 700 (60 Fractional currency : 42.205 >4 30, 505 30 4.". 078 10 41 (i5:> 50, 5 5 ] , S2I5 fiO Specie 4°, 601 K71 05 47 310 S10 1 5 50 83(5 fO4 13, 508 371 00 Legal-tender notes . . 14, 103, til () 00 14, 947 00 20, 671 731 1, 655, 000 00 U. S. c e r f s of deposit1, 845 000 00 1, 520 000 00 2.125 000 Due from U.S. Treas 1, 676, 2i)6 35 1, 023, 827 34 1, 728 25(5 ol) 1,317 010 Total 504, 022, 691 82 451, 740 408 85 482,751 296 21 48 b a n k s 89 $245, 469, 802 81 00 18, 277. 500 00 00 820, 000 00 00 2, 296, 050 00 95 13, 017, 587 96 69 46 23 72 08 15 92 00 17 00 00 57 17,336,756 85 2, 800, 515 36 10, 7""'7, 222 40 1, 077, 692 632,152 83 2, 69(5,131 83 69, 207, 772 07 1, 812, 886 00 45, 399 8? 50 t;>74 173 82 17] 117^ 605 00 2, 560, 000 00 1, 048, 314 12 467,123 .'83 65 457, 217, 563 19 9-> REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV by /States and reserve cities—Continued. C ONNE C T I C U T . DECEMBER 30. MARCH 13. Liabilities. f 7 banks. I ... . Capital stock | j j MAY 1. JUNE 22. 87 b a n k s . 87 b a n k s . j $25, 706, 820 00 ; $25, 706, 820 00 i $25, 700, 820 : 6,837,913 Surplus fund Undivided profits..-.j 1,530,08* Nat'l bank circulation 17, 308, 070 State; bank circulation 38, 983 Dividends unpaid j. . 87 b a n k s . \ 38 ; 04 | 0,872,380 54 ; 1,815,425 70 : 00 ! 17, 352, 755 00 00 ; 38, 580 00 610,502 20 I 85,867 10 Individua 1 deposits.. , 23,727,37] 39 j 22,077,594 J 7 208, 200 50 I 223,732 07 IT. S. deposits i 21, 751 02 | 22, 120 52 Dep't.s U.S.dis. officers, Due to national bank si 4, 250, 339 20 j 2, 810, 538 73 075, 509 27 I 472, 79i 77 Due to State banks ..! Notes re-discounted.. Bills payable | 101,259 89 I 77, 000 00 | Total Surplus fund Undivided profits... Xat'l bank circulation State bank circulation $25, 920, 820 00 0, 836, 000 56 ; 2, 358, 505 38 j 0, 870, 300 03 1,940,001. 99 17, 305, 205 i^, 508 17, 315, 491 00 I 38, 500 00 ! 17, DO, 998 00 38, 521 00 100, 990 98 75, 230 50 1, 924, 927 89 ! 205, 174 00 . I 81,233,074 5 5 | 78,201,188 57 Capital stock 88 b a n k s . 700, 820 00 0,881,442 2, 15(i, *M) 22, 523, 047 98 . 22, I 247, 183 18 20.825 07 j 01,581 31. 115, 000 00 NEW 00 ! $25, $: OCTOBER 2. 093, 472 29 246, 292 72 17, 100 25 22, 542, 418 05 279, 181 30 22,357 05 2, 471, 752 23 371,242 78 1,423,752 81 229, 080 71 22, 228 50 28, 045 93 i 30, 000 00 I 77,107,028 89 77,573,181 30 j 92, 208 30 55, 100 00 70,032,457 YORK. 252 banks. 252 b a n k s . 255 banks. 257 b a n k s . $34,163,692 00 $33, 914,160 00 $34, 194,160 00 $34, 444,160 00 260 banks. $34, 744,1C0 00 8,402,473 10 5, 481, 530 76 8, 474, 360 20 4, 938, 640 24 8, 548, 0(50 20 5, 621, 955 05 8, 557, 234 41 6, 260, 926 79 8,789,414 76 5, 680, 328 58 26, 442, 704 00 34, 945 00 25, 980, 454 00 20, 097, 049 00 34, 892 00 26, 043, 219 00 34, 900 00 26, 375, 393 00 30, 635 00 34, 945 00 Dividends unpaid... 385, 121 90 98, 489 40 78, 034 93 70, 993 70 82, 123 18 | Individual deposits .. U. S. deposits Dep'ts U. S. dis. of n cers Due to national banks Due to State banks . 80,615,058 28 657,146 37 111, 287 53 4, 338, 521 63 1, 419, 045 32 Notes re-discounted.. Bills payable 275, 933 05 552, 314 30 Total 102,879,833 24 CITY 48 banks. 79,103, 966 06 589,591 58 118,862 86 79, 777, 949 42 580,919 51 94,147 48 2,432,433 14 1,272,019 17 3, 518, 520 61 1, 248, 752 22 2, 796, 452 47 1,064,516 81 359, 588 55 481,473 83 249, 404 92 478, 597 64 493,070 36 337, 209 04 408,200 30 468, 223 61 160, 867, 551 14 | 100, 842, 231 36 159,239,703 05 ; 100,901,802 53 OF NE W YORK. 48 banks. \ 48 b a n k s . | 48 b a n k s . j 48 b a n k s . $50, 350, 000 00 $50, 350, 000 00' $50, 350, 000 00 j $50, 350, 000 00 j $50, 350, 000 00 Capital stock 23, 087, 090 30 Surplus fund Undivided profits-.. -j 9, 150, 742 03 Nat'l bank circulation; 17,997,210 00 State bank circulation 47, 417 (-0 Dividends u n p a i d 79,602,717 19 619, 340 55 80, 887 58 3, 623, 636 52 1, 160, 436 03 80, 833, 663 21 825, 248 20 102, 830 72 23"., 49:2 07 223, 103 12 | Individual deposits .. | 269.041,802 30 217,008,300 04 251, 81 i). 25.1 87 220,429,204 98 U. S. deposits j 437,049 09 431.458 17 : 402,302 i»5 417, 520 12 152, 772 24 243, 730 17 21L593 00 : 220,594 89 Dep'ts U.S.dis. officers j 221,072,302 38 420, 095 01 225, 399 72 Due to national banks Due to State banks... j 1,530,903 01 23, 322, 502 14! 23,342,502 14 23,492,502 14 ! 23, 875, 025 30 10, 195, 214 22 11, 344, 005 33 • 12.567,310 1 6 : 11, 282, 715 36 17,185,905 00 10,531.090 00 \ 10,121,395 00 i 15, 384, 205 00 39,078 00 39, 085 00 39, 085 00 '. 47, 340 00 97, 881, 377 24 34, 339, 120 81 ltiO, 021 88 i 438,878 92 93, 750, 201 49 : 99. 410, 9".'O 57 97, 915,189 97 34, 871, 080 00 34,521,125 51 ; 37, S33, 540 72 90,578, MS 04 37, 107, 431 26 Notes re-discounted.. Bills payable Total . . 504, 022, 091 82 451, 740, 408 85 . 482, 751, 296 21 467,123, 583 65 ; 457, 217, 563 19 CLXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CITY OF A L B A N Y . DECEMBER 30. JUNE 22. OCTOBER 2. Resources. 7 banks. 7 banks. Loans and discounts. Bonds for circulation. Bonds for d e p o s i t s . . . U. S. bonds on h a n d . . Other stocks and b'ds Due from res've a g ' t s . Due from nat'l b a n k s . Due from State banks Real estate, &c Current expenses Premium3 paid Cash items Clear'g-house exch'gs Bills of other b a n k s - . Fractional c u r r e n c y . Specie Legal-tender notes . . IT. S. c e r t s of deposit. Due from U. S. Treas Total $8, 973, 340 1,718, 000 100, 000 16, 750 66, 731 1, 817, 360 750, 676 173, 403 330, 788 3. 038 74,465 96 73, 625 99, 613 97,331 03 183, 268 296, 090 51 92, 974 126, 750 00 4, 283 2,051 5L 534, 309 78 539, 691 181, 113 259,743 00 510, 000 380, 000 00 i 79,807 50 I 78, 812 $7,885,951 48 1, 718, 000 00 100,000 00 16, 550 00 67, 996 42 1, 605, 250 86 968, 056 80 228, 525 48 329, 000 00 14,769,940 33 15,713,474 74 NEW 66 banks 7 banks. 7 banks. 65 $9,861,714 84 $9, 446, 982 53 00 1, 518, 000 00 1,5J 8, 000 00 00 100, 000 00 100, 000 00 00 100 00 200 00 42 111, 731 42 ! 95, 111 42 48 1, 635, 393 00 ! 1, 768, 783 89 39 i 836, 229 61 I 747, 509 00 78 ! 89, 270 39 ! 95, 262 46 24 330, 788 24 j 330, 788 24 29 46 j 45, 785 00 45, 785 00 80 I 86, 550 85 69,735 66 02 ! 187, 339 79 154, 090 35 00 ! 91,051 00 155, 610 00 81 i 2, 680 70 2,182 39 90 : 545, 626 00 606, 803 85 00 : 258,430 00 205, 250 00 00 I 510,000 00 625, 000 00 50 I 68, 307 50 68, 407 50 16,278,998 3 4 ; 16,035,502 2 9 ! 7 banks. $8,117, 873 04 1, 518, 000 00 100, 000 00 800 00 44,911 42 2, 502,192 60 718, 757 68 105, 053 62 324, 056 24 41,435 00 84, 460 70 193, 403 97 105, 379 00 1,294 41 503, 622 25 165, 607 00 470, 000 00 76,907 50 15,073,754 43 j JERSEY. 66 banks. 66 banks. 68 bank8. 69 banks. Loans and discounts. $32,098,143 11 $31, 752,002 72 $31, 898, 890 86 $31, 550,995 23 $33, 349,098 75 10, 916, 850 00 ! 10, 591,850 00 ! 10, 591, 850 00 10, 661,850 00 10, 624,850 00 Bonds for circulation 250,000 00 j 250, 000 00 ; 250, 000 00 Bonds for deposits . . 250, 000 00 250, 000 00 17. S. bonds on hand.. i 691,300 00 j 638, 450 00 i 528, 300 00 489, 900 00 339, 150 00 Other stocks and b'ds 1, 481,161 35 , 1, 591,899 64 1, 643, 894 32 1, 625,529 03 1, 736,667 96 Due from res've ag'ts 5, 820, 565 64 j 5, 335,240 67 ; 4, 502, 134 89 5,121, 684 71 5, 439,508 50 Due from nat'l banks. 1, 529, 720 24 ' 1, 274,355 61 1, 330, 756 10 1,129, 054 35 1, 240,101 48 Due from State banks 293,813 21 ; 208, 788 61 120, 197 62 263, 088 28 190, 620 59 1,550,577 57 , 1, 576,118 87 Real estate, &c 1, 562, 144 58 1,579, 329 87 1, 594,709 73 118,200 6.i ! 202, 045 66 ; Current expenses 215,527 18 274, 469 32 153, 361 33 200, 755 39 ! 210,119 54 Premiums paid 224, 020 17 212, 565 92 219, 889 86 1, 204, 066 82 ! 584, 495 80 I 701, 502 21 Cash items 554, 988 94 693, 766 15 Clear' g-house exch'gs : 436, 712 00 ; 372,442 00 I Bills of other banks.. 437,767 00 509, 452 00 553, 897 00 17, 053 06 Fractional currency. 15, 723 68 : 15,586 60 17, 053 07 17,591 76 911.303 20 1,016,711 29 : 948, 097 76 1, 026, 688 55 1, 046, 730 72 Specie 1, 527, 743 00 1, 527, 454 00 ; 1,642,200 00 Legal-tender notes . . 1, 747, 294 00 1, 817,151 00 10, 000 00 ; 10, 000 00 10, 000 00 TJ. S. cert's of deposit. 10,000 00 10,000 00 486, 908 69 : 503,494 19 Due from U.S. Treas 479, 055 89 478, 903 49 483,420 40 Total | 59, 665, 538 12 j 57, 465, 837 71 j 57,176, 615 54 57, 502, 846 76 \ 59, 760, 515 23 PENNSYLVANIA. 203 banks. 207 banks. 211 banks. 212 banks. 216 banks. Loans and discounts $66,165,723 76 $66,001, 403 27 $67, 995, 226 92 $67,189, 799 36 $70,122, 055 28, 457,100 00 28, 667,100 00 28, 967,100 00 29, 024,100 00 29, 078,100 Bonds for circulation 580, 000 00 580, 000 00 580, 000 00 Bonds for deposits . . 580, 000 00 580, 000 1, 684, 650 00 1, 559,100 00 1, 571, 300 00 U. S.bonds on hand.. 1, 512, 400 00 1, 436,400 6,956,995 52 7, 450,747 73 Other stocks and b'ds 7,544,231 53 7, 953, 206 90 8,354, 872 9, 526, 508 17 11,497, 606 01 10, 288, 250 22 12, 862, 084 73 10, 993,025 Due from res've ag'ts 3,149, 836 67 2, 940,833 08 Due from nat'l banks 3, 347, 663 35 3,113, 401 71 2, 015,036 1, 386, 875 92 1, 253,428 73 Due from State banks 1,314, 680 90 1,117,034 17 1, 029,769 3,432,632 30 163 19 3, 419, 3, 397, 782 49 3, 408, 506 81 3, 433,464 Real estate, &c 293, 212 46 668, 592 27 627, 328 82 Current expenses 448,243 74 496, 452 434, 266 92 435, 348 04 468,240 59 Premiums paid 511,248 58 513, 334 929, 857 38 744, 395 82 765, 584 90 Cash items 789, 019 35 817, 546 59, 937 55 40, 992 74 63, 893 84 Clear'g-house exch'gs 21, 742 13 62, 305 1,188,341 00 962, 099 00 1,332,503 00 Bills of other banks'.. 1, 095,196 00 1,147, 685 42, 341 08 47, 720 31 53,215 76 Fractional currency. 49, 749 95 50, 168 3, 923, 457 79 3, 364,891 02 3, 859, 474 45 3, 625, 754 57 4, 046,977 Specie >.--2, 970, 316 00 2, 845,105 00 3,330,461 00 Legal-tender notes . . 2, 927, 539 00 2, 939,124 55, 000 00 55, 000 00 55, 000 00 II. S. cert's of deposit. 55, 000 00 55, 000 1, 312, 238 32 1, 302,165 03 1, 336, 304 82 1, 362, 989 03 1, 317,990 Due from U.S. Treas Total 132, 549, 290 84 53 00 00 00 16 59 25 40 66 63 48 76 76 00 39 87 00 00 27 133, 835, 691 24 ! 136, 898, 242 59 137, 647, 016 138, 03 489, 308 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXVII States and reserve cities—Continued. CITY OP ALBANY. Liabilities. DECEMBER 30. Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid MAY 1. JUNE 22. OCTOBER 2. 7 banks. 7 banks. 7 banks. $1, 800, 000 00 $1, 800, 000 00 $1, 800, 000 00 $1,800,000 00 $1, 800, 000 00 1, 400, 000 00 334, 616 26 1, 400, 000 00 291, 370 91 1,400,000 00 273, 386 02 1, 400, 000 00 308, 732 30 1, 400, 000 00 334, 460 80 1, 539, 940 00 1, 529, 840 00 1,362,440 00 1, 349, 530 00 1,359,340 00 7 banks Capital stock MARCH 13 7 banks. 17, 539 50 773 84 10, 870 11 552 92 13, 854 50 Individual deposits.. IT. S. deposits Dep'ts U.S.dis. officers 6, 016, 355 -22 57,151 99 21, 271 74 7, 256, 540 20 66, 005 46 13,099 91 8, 360, 627 29 75, 675 34 16, 261 06 7, 745, 264 55 55, 364 50 8, 569 66 6, 688, 993 08 64, 361 63 13,711 94 Due to national banks Due to State banks... 2, 930, 791 18 652, 274 44 2, 684, 988 87 670, 855 55 2, 565, 925 09 413,813 43 2, 595, 659 58 771, 828 78 2, 677, 554 47 721, 478 01 14, 769, 940 33 15, 713, 474 74 16, 278, 998 34 ^ 16, 035, 502 29 15, 073, 754 43 Bills payable Total NEW Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total JERSEY. 66 b a n k s . 66 b a n k s 66 b a n k s . 68 b a n k s . $12, 075, 350 00 $12, 000, 350 00 $12, 000, 350 00 $12, 096,109 00 $12, 203, 350 00 3, 707, 272 14 1, 429, 895 11 3, 702,165 06 1, 640, 723 20 3, 716, 665 06 1, 759, 961 61 3, 716, 665 06 2, 030, 868 66 3, 824,198 41 1, 703, 422 21 9, 565, 411 00 8,477 00 9, 358, 806 00 8,477 00 9, 365, 031 00 8,477 00 9, 377, 789 00 8,477 00 9,351,479 00 8, 477 00 69 b a n k s . 103,102 75 353, 482 00 58, 228 01 61, 878 97 36, 347 96 29, 404,027 66 169, 635 75 8,946 26 27, 999,127 97 164, 793 61 20, 304 90 27, 640, 916 76 246, 454 78 19, 725 16 27, 449, 403 78 139, 729 38 27, 028 58 29,700,323 98 155,493 78 32, 960 68 2, 541, 501 33 226,179 48 2, 240, 765 91 258, 296 05 2, 036, 960 12 283, 847 33 2,173,218 61 265, 445 73 2, 309, 525 65 285,881 77 115, 660 39 59, 700 00 7,500 00 6,300 00 15, 047 75 21, 300 00 125, 464 00 56, 300 00 21, 000 CO 61,300 CO 59, 665,538 12 57,465, 837 71 57,176, 615 54 57, 502, 846 76 59,760, 515 23 PENNSYLVANIA. Capital stock Surplus fund Undivided profits Nat'lbank circulation State bank circulation Dividends unpaid 203 b a n k s 207 b a n k s . 211 banks. 212 b a n k s . $30, 330,490 00 $30, 813, 068 00 $31,165,288 00 $31, 280, 266 00 $31, 552, 690 00 8, 505, 470 42 2, 771, 616 66 8,707,903 84 2, 910, 889 42 8, 855, 444 64 2, 993, 322 89 9, 097, 586 85 3, 332,197 73 25, 022, 088 00 20, 474 00 25,183,360 00 20, 469 00 25, 513, 813 00 20, 367 00 25, 650, 626 00 20, 362 00 8, 768, 078 43 3,143, 875 80 25, 521, 964 00 20, 367 00 333,235 49 188, 916 99 382, 275 79 Individual deposits .. U. S. deposits Dep'ts U. S. dis. officers 60, 829, 903 05 389, 377 15 18, 675 07 61, 730,158 32 354,947 66 9, 064 88 64, 739, 228 54 518,937 38 13, 428 41 Due to national banks Due to State banks... 3, 414,101 23 397, 244 73 3,163, 294 11 422, 836 68 1, 965, 304 21 342, 934 24 Notes re-discounted.. Bills payable 339, 624 76 176, 990 28 215, 992 06 114, 790 28 215, 070 51 98, 490 28 132, 549, 290 84 133, 835, 691 24 136, 898, 242 59 Total 6568 c -XII 206, 012 49 216 b a n k s . 189, 975 49 64, 693, 366 56 398,791 78 12, 729 82 65, 475, 393 61 431,627 12 16, 746 37 2, 793, 773 93 726, 897 71 2, 082, 337 00 421, 311 68 141,731 83 10, 498 38 137, 647, 016 03 65, 544 62 152, 910 28 138, 489, 308 75 CLXXV1II REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CITY OF DECEMBER 30. j PHILADELPHIA. MARCH 13. MAY 1. JUNE 22. 32 b a n k s . 32 b a n k s . Resources. 32 banks. i 32 banks. OCTOBER 2. | 32 b a n k s . j Loans and discounts $57, 495, 333 84 $00,178, 012 25 $60, 129, 892 17 $63, 095, 195 69 $63,581,156 97 , 10, 782, 800 00 10, 882, 800 00 10, 597, 800 00- : 10, 982, 800 00 Bonds for circulation - 10, 642, 800 00 300, 000 00 300, 000 00 300, 000 00 300, 000 CO j 300, 000 00 Bonds for deposits - 203,300 00 203, 300 00 153, 300 00 153,300 00 I U. S. bonds on hand.. 153, MOO 00 4, 953, 844 56 5,410,310 67 5, 334, 296 06 4, 995, 799 19- ! Other stocks and b'ds 5,137, 957 47 7, 364, 409 62 6, 206,169 3.1 6, 825, 220 79 6, 634, 646 47 i Due from res've ag'ts 7, 878, 524 95 5, 757, 0G5 51 4, 727, 417 77 5, 376, 314 18 4,338,284 73 ! Due from nat'l banks 4, 639. 801 32 985,100 99 798, 625 66 1,101, 315 49 993, 268 67 ! Due from State banks 1, 060, 850 06 2, 505, 681 57 2, 585, 434 51 2, 58(5, 156 85 2, 658,142 19 I 2, 633, 727 53 Real estate, &c 252,189 47 549, 823 47 : 610, 647 57 207, 804 62 234, 794 04 Current expenses 171, 760 00 : 176, 089 54 175, 5G0 00 175, 5G0 00 175, 560 00 Premiums paid 652, 977 47 \ 731, 474 55 . 450,318 17 681, 133 48 379, (547 33 Cash items 8,718,441 58 ; 8, 741, 995 90 6, 168, 585 12 Clear'g-house exch'gs 10, 242, 885 17 j 7,929,581 28 688, 798 00 ! 564, 890 00 638, 120 0G ! 679, 372 00 760, 317 00 Bills of other b a n k s . . 24, 092 25 ! 22, 455 58 24, 562 40 i 20, 956 22 28, 380 56 Fractional currency 6, 016, 525 03 \ 5, 718, 6(58 79 6,753,421 09 i 6, 070, 791 30 7, 487, 759 60 Specie 4, 614, 786 00 j 3, 434, 922 00 3, 366,115 00 i 3, 3(53, 726 00 3, 674, 515 00 Legal-tender notes . . 2, 235, 000 00 ! 2, 020, 000 00 2,1L5, 000 00 j 2, 375, 000 00 2, 980, 000 00 U. S. cert's of deposit 541, 059 56 I 518, 034 56 533,939 56 | 034, 574 56 552, 564 56 Due from XJ.S.Treas. Total 115, 791, 035 06 j 112, 637,148 12 CITY 23 b a n k s . OF 115,640,210 22 ! 118,324,280 23 117, 776, 5(54 79 PITTSBURGH. 23 b a n k s . 23 banks. 23 b a n k s . 23 b a n k s . Loans and discounts $26, 024, 359 91 $25, 695, 264 38 $2(5, 416, 271 06 $27, 092, 027 94 $26, 310, 512 31 7, 305, 500 00 7, 305, 500 00 7, 305, 500 00 7, 305, 500 00 Bonds for circulation. 7, 005, 500 00 250, 000 00 25(i, OUO 00 250, 000 00 250, 000 00 Bonds for deposits - 250, 000 00 151, 800*00 152, 3U0 00 150, 500 00 TJ. S. bonds on h a n d . . 150, 700 00 202, 950 00 862, 721 15 805,918 15 812, 909 29 Other stocks and b'ds 741, 956 24 771, 664 35 2, 280, 392 37 3,027,206 14 1, 838, 789 22 D u e from res've a g ' t s . 2, 725, 456 03 2, 450, 639 52 776, 326 33 1, 259, 101 39 913, 974 72 D u e from n a t ' l b a n k s . 1,195,192 32 935, 879 56 180, 141 14 190,481 19 329, 240 51 D u e from State b a n k s 362,139 80 221,112 40 1, 489, 372 58 1,470,059 95 1,451,757 29 1, 433, 6 <5 27 1, 401, 491 70 Real estate, &c 113, 298 81 188, 599 21 179, 423 01 ' 179, 821 33 169,307 68 C u r r e n t expenses 41, 763 60 40, 827 38 40, 827 38 40, 327 38 50, 452 38 P r e m i u m s paid 675 62 286, 242,777 64 315, 242 86 252,571 67 316, 627 46 Cash items 1, 907, 771 67 1, 446, 450 93 1, 206,177 62 3, 864, 741 54 1,032,431 53 Clear'g-house exch'gs 334, 223 00 292, 264 00 569, 562 00 521,766 00 531,260 00 Bills of other b a n k s . . 13, 028 13 12,738 38 10, 727 01 Fractional currency. 10, 660 92 11, 486 92 709 93 1,565,910 96 1, 675,195 87 1, 723, 575 72 1, 907, 530 53 Specie 1, 532, 1, 614, 698 00 2, 491, 530 00 2,348,641 00 Legal-tender notes . . 2, 446, 744 00 1, 984, 448 00 U . S. cert's of deposit 370,189 31 345, 981 36 379, 079 11 356, 025 73 D u e fromU. S. T r e a s . 329,921 86 Total 45, 903,180 34 45, 911, 559 95 46, 333, 527 18 48, 554, 804 98 46, 344, 686 20 DELAWARE. Loans and discounts Bonds for circulation. Bonds for deposits . . TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Casb items Clear1 g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . \J. S. cert's of deposit. Due from U. S. Treas Total 14 b a n k s . 14 b a n k s . 14 b a n k s . $3, 949, 008 93 1, 693, 200 00 60, 000 00 143, 000 00 292,197 70 801, 233 36 368, 238 98 43, 752 15 182, 021 73 25, 695 50 47, 806 77 105,162 45 $4, 004,187 83 1, 693, 200 00 60, OUO 00 106, 200 00 340,197 70 690,812 34 244, 488 23 123, 958 94 181,647 67 19,174 85 47, 612 35 45, 757 98 $4, 064, 359 35 1, 693, 200 00 60, 000 00 3, 000 00 348,197 70 654, 745 67 182, 487 74 63,293 00 181, 567 11 22, 723 18 43, 912 35 132, 701 30 89,140 00 2,197 96 165, 473 77 156, 002 00 30, 000 00 77, 863 75 57, 367 00 2, 528 05 156, 948 45 131, 062 00 30, 000 00 78,138 75 8, 231, 995 05 8, 013, 282 14 62, 983 2, 080 156, 800 148, 307 30, 000 73, 538 00 43 30 00 00 75 7, 923, 896 88 14 b a n k s . $4,114, 339 93 1, 693, 200 00 60, 000 00 3, 000 00 344, 897 70 803, 454 08 273, 331 42 76, 846 09 181,567 21 28, 386 50 43, 912 35 48, 447 94 75, 253 00 2, 422 26 163,219 22 144, 110 00 30, 000 00 84,138 75 8,170, 526 45 15 b a n k s . $4, 611, 491 69 1, 743, 200 00 60, 000 00 3,000 00 344, 897 70 1, 028, 972 41 265,124 28 39, 255 58 183,081 53 19, 016 21 48,961 98 65, 708 69 99, 348 2, 095 181,061 170,757 30, 000 84, 253 00 28 87 00 00 75 8, 980, 225 97 • REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXTX by States and reserve cities—Continued. CITY OF PHILADELPHIA. Liabilities. Capital stock DECEMBER 30. MARCH 13 32 banks 32 banks . - - - $17, 358, 000 00 MAY JUNE 22. 1. 32 banks. ; 32 banks. $17, 558, 000 00 : $17, 558, 000 00 : $17, 558, 000 00 OCTOBER 2. 32 banks. $17, 558, 000 00 Surplus fund Undivided profits 8 520 903 08 1,761,075 78 8.041,803 08 2,199, 258 12 08 • 8 097 1. 001, 260 31 8, 697, 303 08 1, 803, 822 65 8, 717, 303 OR 2, 476, 843 01 Xat'l bank circulation 9. 500. 789 00 '480 00 9, 615, 808 00 ;' 480 00 9, (550 243 00 1 9, 714, 373 00 9, 343, 923 oa 51, 778 31 Dividends unpaid Individual deposits... 63, 853, 717 35 U. S. deposits 208, 509 03 DfTi'ts TJ S dis officers 58, 609, 255 7 3 ; 235,170 35 Due to national banks 11.761,509 60 2, 708, 273 51 Due to State banks.. 34, 835 56 i 4H0 00 449, 213 36 61, 258 46 62 327,712 08 64.222,423 54 232, 051 55 64, 586, 992 84 234, 522 44 12, 832, 961 67 ; 12 160 255 96 : 13, 005, 665 43 897 120 10 ; 3, 029, 382 52 2, 909, 575 01 ' 11, 609, 305 47 3, 208, 646 45 232,621, 73 41, 028 50 "Wxtf s re-discounted Total ! 115,791,035 G(y I 112,637,148 12 • 115,640,210 22 \ 118,324,280 23 | 117,776,564 75 CITY OF PITTSBURGH. 23 banks 23 banks 23 banks. 00 $10, 050, 000 00 $10, 050, 000 00 $10, 050, 000 00 $10,150, 000 00 i 3, 185, 820 39 723,788 01 3,267,015 47 709, 897 01 3,278,923 67 723,978 82 3, 299, 768 89 834, 587 93 3, 324,148 20833, 840 92 Nat'l bank circulation State bank circulation 6, 467, 445 00 6, 466, 795 00 6, 462, 465 00 6, 422, 320 00 6,175, 430 23 banks Capital stock j $10, 039, 255 Surplus fund Undivided profits i 23 banks. oa 91, 789 00 48, 676 75 153, 028 25 56, 661 50 80,121 50 Individual deposits .. 21, 399, 735 49 163, 268 56 IT. S. deposits , 57, 066 10 Dept's U. S. dis. officers, 21, 499, 722 63 175, 007 10 53, 461 50 21, 558, 666 17 103,946 69 117, 206 43 23, 619, 739 59 155, 454 69 112, 601 88 21, 557, 475 25 114, 212 54 114, 666 25 2, 162, 883 90 1, 135,423 26 2, 254, 676 71 1, 328, 957 78 2, 234, 721 44 1,580,490 71 2, 207, 655 36 1, 591, 239 99 2, 453, 843 60 1, 540, 947 94 346, 705 63 130, 000 00 57, 350 00 50,100 00 20, 000 00 104,775 15 100, 000 00 45, 903,180 34 45, 911, 559 95 46, 333, 527 18 48, 554, 804 98 Dividends unpaid Due to national banks| Due to State banks Notes re-discounted.. Bills pay able Total. 46, 344, 686 20 DELAWARE. Carntal stock Sn rains fund Undivided profits Nat'l bank circulation State bank circulation H banks • 14 banks 14 banks. 14 banks. V 743 985 00 $1,743,985 00 $1, 743, 985 00 $1, 743,985 00 $1,783 985 oo 547, 402 08 221, 418 51 554, 517 98 186, 805 15 557, 017 98 217, 333 71 557, 017 98 258, 019 26 616, 265 00 185, 880 25 1 , 459, 639 00 1, 457, 889 00 855 00 1, 455, 479 00 855 00 1, 452, 029 00 855 00 1, 466,199 00 855 00 855 00 35 banks. 10, 621 70 15,172 25 17, 224 00 12, 551 95 14,176 35 Individual deposits... TT S denoaits Dep'ts U.S. dis. officers 3 , 735, 842 65 48, 319 23 1,394 64 3, 583, 313 74 47, 099 29 1,688 66 3, 648, 904 44 47,171 80 2, 448 09 3, 642, 500 39 36,754 89 910 74 4, 5a& 699 76 4^347 45 1, 355 49 Due to national banks Due to State banks... 416,113 86 46, 403 38 406,115 99 15, 840 08 205, 688 66 7, 789 20 426, 923 98 17, 578 26 299,463 38 10, 499 29 20, 000 00 21, 400 00 19, 500 00 7, 923, 896*88 8,170, 526 45 8, 980, 225 97 Dividends unpaid Notes re-discounted. Total £ , 231, 995 05 8, 013, 282 14 €LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged MARYLAND. DECEMBEU 30. MARCH 13. MAY 1. JUNE 22. 23 banks. 23 b a n k s . 23 b a n k s . 23 b a n k s . $5, 330, 782 03 2, 400, 050 00 $5, 429, 921 03 2, 400, 050 00 $5, 572, 263 89 2, 400, 050 00 356, 300 357, 991 684, 029 676, 693 53,152 244, 274 23, 267 59, 894 89, 882 00 45 93 30 65 03 38 67 55 335,100 392,371 945, 285 600, 865 51,106 243, 410 47, 626 59, 592 62, 714 00 45 62 25 73 85 97 66 04 331,500 461, 453 660, 906 408, 612 48, 239 243,150 55, 060 64,353 68, 883 00 45 59 41 36 82 75 76 74 281,900 456, 440 869, 368 360, 880 50, 755 242, 037 52,135 57,231 25,261 00 55 78 81 68 60 92 51 88 108,117 2, 782 256, 217 339, 351 00 00 54 00 100, 3, 249, 277, 00 61 32 00 100, 427 2, 975 284, 306 443, 408 00 10 04 00 99, 856 2, 389 280, 456 379, 339 00 63 40 00 i OCTOBER 2. Resources. Loans and discounts Bonds for circulation Bonds for deposits .. XJ. S. bonds on hand.. Other stocks and b'ds Due from res Ve ag'ts Due from nat'l banks Due from State*banks Heal estate, &c Current expenses Premiums paid Cash items Clear' g-house exeh'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit Due fromTJ. S. Treas. Total 552 289 675 517 114, 200 00 io5, bob bb 109, 900 00 11,096,985 53 11, 304, 078 53 11, 255, 490 91 24 b a n k s . $5, 615, 699 14 ' $5, 907, 571 85 2, 400, 050 00 ; 2, 428, 050 00 i66, 549 77 j 11, 274, 352 67 170, 600 552,302 1,101,448 652, 468 82,196 233, 825 51, 350 53,480 66, 898 00 14 39 32 21 90 79 69 43 116,101 3, 565 293, 566 439, 551 00 80 83 00 li3,160 66 12, 266,137 35 CITY OF BALTIMORE. 17 b a n k s . 17 b a n k s . 17 b a n k s . 17 b a n k s . 17 b a n k s . Loans and discounts $24, 418, 339 67 $26, 604, 892 57 $26,132, 533 79 $25, 423, 492 34 $27,780,753 59 7, 541,100 00 7, 541,100 00 7, 541,100 00 7, 541,100 00 Bonds for circulation 7, 391,100 00 200,000 00 200, 000 00 200, 000 00 200, 000 00 Bonds for deposits... 200, 000 00 10n, 000 00 150, 000 00 100, 000 00 100, 000 00 U. S. bonds on hand.. 100, 000 00 66, 832 12 88, 206 96 61,916 12 57, 746 12 Other stocks and b'ds 57, 746 12 1, 537, 594 72 2, 614, 940 68 2,144, 766 00 1, 948, 648 11 Due from res've ag'ts2,136, 424 08 1,138, 305 67 1,125, 700 66 1, 030, 254 01 1,143, 575 27 Due fromnatlbanks. 1,164, 959 23 225,101 00 212, 606 97 167, 752 45 129, 695 70 Due from State banks 174,982 07 731,963 00 709,234 39 741, 039 08 752, 665 55 Real estate, &c 781, 585 34 118, 547 60 25, 719 19 181, 227 71 313, 240 28 Current expenses 151, 716 88 86, 076 08 85, 936 24 82, 374 14 68, 323 50 Premiums paid 67, 880 26 55,807 83 86.654 75 77, 827 79 53,623 22 Cash items 78, 053 04 1, 650, 067 95 2,071,489 13 1, 338, 717 74 Clear'g-house exeh'gs 2, 282, 955 09 1, 822, 276 11 341, 298 00 514, 880 00 461, 880 00 540, 233 00 Bills of other banks.. 394, 662 00 3, 084 00 2, 887 73 3, 713 34 4.069 34 Fractional currency. 4, 218 07 869, 738 24 1, 472, 052 26 824, 302 18 903,061 86 Specie 794, 821 66 1,137, 048 00 1, 299,447 00 1, 267, 900 00 1, 425, 296 00 Legal-tender notes . . 1, 562, 686 00 1, 070, 000 00 485, 000 00 935, 000 00 1, 610, 000 00 U. S. cert's of deposit. 960,000 00 343,142 00 339, 342 00 344, 337 00 375,142 00 Due from U. S. Treas 338, 592 00 Total 43, 655, 003 59 43, 820, 598 78 44, 369,412 74 43, 928, 630 03 45, 962,456 45 DISTRICT OF COLUMBIA. JLoans and discounts Bonds for circulation Bonds for deposits... XJ. S. bonds on hand.. Other stocks and b'ds Due from res'ye ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Oash items Clear'g-house exeh'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit. Due from U. S. Treas Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $364, 321 00 250, 000 00 $335, 862 45 250, 000 00 $388, 941 51 250, 000 00 $370, 863 85 250, 000 00 $374, 960 55 250, 000 00 00 00 11 55 73 00 45 275, 000 00 1, 930 00 139, 611 21 19, 537 50 2, 506 57 17, 700 00 2,467 30 275, 000 00 1, 930 00 113, 776 25 13, 513 25 5,183 83 17, 700 00 4, 512 62 11,201 66 3, 940 00 3,150 00 11,336 06 12, 350 00 9, 404 00 6 14 72, 928 00 67, 000 00 8, 075 00 2 33 92,200 00 35, 000 00 11, 885 00 7 50 120, 020 00 25, 500 00 16, 050 00 9 70 117, 585 00 34, 460 00 11, 250 00 11, 250 00 275, 000 1, 930 92, 468 6,112 3, 902 17, 950 183 10, 679 12 61,889 80, 000 00 50 00 00 11, 250 00 1,186, 900 00 1, 209,143 17 1, 220, 234 79 275, 000 1, 930 134, 739 15, 068 742 23, 675 00 00 89 25 09 69 11,250 00 1, 252, 018 33 275, 000 00 930 00 161, 370 83 15, 940 40 4,121 26 20,000 00 3, 200 64 11, 250 00 1, 297, 228 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXI by States and reserve cities—Continued. M AR YL AND. Capital stock DECEMBER 30. MARCH 13 MAY 1. JUNE 22. OCTOBER 2. 23 b a n k s . 23 b a n k s . 23 b a n k s . 23 b a n k s . 24 b a n k s . $2, 467, 010 00 $2, 479,15] 00 $2, 481, 700 00 $2,481,700 00 $2, 517, 700 00 733, 426 94 234,302 98 735, 071 63 289,131 16 736, 371 63 336, 528 13 741, 681 63 326,186 82 755, 757 52 299,474 12 2, 099, 291 00 2,152, 489 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation 2,137, 557 00 Dividends unpaid 2,120, 852 00 2,124, 201 00 68, 072 38 20, 523, 17 23, 518 66 31, 209 39 Individual deposits... U S deposits Dep'ts U S dis officers 5, 236, 377 36 5, 438,503 03 5, 375, 739 87 5, 326, 858 03 Due to national banks Due to State banks... 159, 661 99 21, 276 88 158, 836 86 31, 724 68 104, 378 84 20, 006 99 178, 931 02 30, 425 74 179, 952 41 30,664 76- Notes re-discounted.. Bills payable 39, 300 00 30, 285 00 33, 045 79 20, 000 00 48, 069 04 10, 000 00 43,156 11 10, 000 00 11, 096, 985 53 11,304,078 53 11, 255, 490 91 11, 274, 352 67 12,266,137 35 Total 30, 312 97 6, 246, 630 46 . CITY OF BALTIMORE. Capital stock 17 banks. 17 banks. $11,490, 330 00 $11,490,330 00 17 banks. 17 banks. $11, 490, 330 00 $11, 490, 330 00 17 banks. $11, 690, 330 00 Surplus fund Undivided profits.... 2, 656,183 34 1, 038, 598 97 2, 658, 383 34 1, 354, 405 08 2, 665, 938 91 1, 580, 991 31 2, 765, 938 91 1, 562, 807 70 2, 870, 300 00 1, 310, 695 86 Nat'l bank circulation State bank circulation 6, 630, 106 00 21, 654 00 6, 588, 206 00 21, 654 00 6, 628, 006 00 21, 483 00 6,472, 906 00 21, 396 00 6, 476,176 00 21, 396 00 387, 024 12 74, 077 94 67, 575 38 63, 043 92 72, 936 84 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 18, 531, 512 88 111, 808 41 17, 971, 658 55 119, 303, 55 19,112, 228 86 159, 520 08 18, 388, 093 32 106,480 14 19, 324, 940 33 109, 991 83 Due to national banks Due to State b a n k s . . . 2, 374, 731 22 413, 054 65 3,124,179 29 418,401 03 2, 276, 621 67 360, 717 53 2, 674, 466 38 383, 167 66 3, 687, 448 54 398, 241 05 43, 655, 003 59 43, 820, 598 78 44, 369, 412 74 43, 928, 630 03 45, 962, 456 45 Dividends unpaid Notes re-discounted Bills payable i Total ! DISTRICT OF COLUMBIA. 1 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid bank. $252, 000 00 1 bank. $252, 000 00 1 bank 1 bank. 1 bank. $252, 000 00 $252, 000 00 $252, 000 00 60, 000 00 36,117 99 60, 000 00 42, 064 96 60, 000 00 47,712 82 00, 000 00 36, 474 41 60, 000 00 43, 444 56 220, 000 00 211,700 00 218, 500 00 215, 200 00 213,000 00 11,936 00 2,144 00 2,104 00 12, 048 00 2,700 00 Individual deposits .. U S deposits Dep'ts U S.dis officers 591, 026 06 631, 577 94 632, 467 14 674, 597 36 712,954 25 Due to national banks Due to State banks Notes re-discounted.. Bills payable 15, 387 83 432 12 9, 856 27 7,323 67 127 16 1, 617 31 81 25 12, 528 61 600 % 1, 220, 234 79 1, 252, 018 33 1,297, 228 38 Total • ; 1,186, 900 00 1, 209,143 17 CLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CITY OF W A S H I N G T O N . DECEMBER 30. Resources. Loans and discounts Bonds for circulation. Bonds for deposits - U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes - U. S. cert's of deposit. Due from tl. S» Treas. Total.. 5 banks. j MARCH 13. MAY 1. 5 banks. 5 banks. JUNE 22. 5 banks. $2,033,670 87 j $2, 028, 490 81 730, 000 00 730,000 00 j 100, 000 00 100, 000 00 j 122, 750 00 79,100 00 103,179 18 105,604 18 451, 086 06 240, 953 91 124,241 52 111, 970 09 11,057 98 15,355 51 438,136 20 430,136 20 20, 336 02 12, 926 95 15 864 18 14,166 75 8l| 209 14 87,135 99 37,272 00 6. 014 92 168, 572 25 180, 286 00 | 50, 000 00 30, 900 00 4, 434, 065 62 33, 446 6,197 170, 432 196, 769 60, 000 31, 500 (52,161,213 730, 000 100,000 130, 900 141,921 604, 615 . 119, 544 15, 048 438,136 41,190 18, 263 80, 259 00 69 75 00 00 00 ; OCTOBER 2. i 5 banks. 62 \ $2,156, 096 91 00 i 730, 000 00 00 i 100, 000 00 00 j 158, 550 00 23 j 141, 483 02 81 441,283 81 50 141, 606 38 50 18,213 11 20 ! 437, 936 20 44 20,166 87 78 19, 231 95 30 j 71,707 10 25,469 00 5,922 85 142,688 00 211, 925 00 40, 000 00 31, 500 00 4, 724, 696 53 33, 532 4, 973 185,965 233,146 50,000 31, 500 5, 047, 598 23 j 00 04 25 00 00 00 | i I I j | 4, 975, 391 64 VIRGINIA. 21 b a n k s . 21 b a n k s Loans and discounts $10, 709, 672 58 2,918,350 00 Bonds for circulation 600, 000 00 Bonds for deposits .. 154,150 00 IT. S. bonds on hand.. 617, 908 86 Other stocks and b'ds 1,245, 779 84 Due from res' ve ag'ta 415, 611 26 Due from nat'l banks 361, 460 42 Due from State banks 440, 300 96 Real estate, &c 40,290 26 Current expenses 87, 867 95 Premiums paid 226 70C Ml Cash items 48, 847 21 Clear'g-house exch'gs 354, 954 00 Bills of other banks.. 2,450 42 Fractional currency 611,494 81 735, 266 00 Legal-tender notes . XT S cert's of deposit. 148, 572 33 Due from U. S. Treas 19, 719, 677 21 Total $11,527,542 2, 928, 350 600, 000 133, 450 586, 954 977, 896 3*3, 747 262,193 438, 795 65, 550 89, 455 176,145 24, 365 262, 990 3,772 388, 546 562, 019 $11,497,501 2, 928, 350 600, 000 96, 850 504, 323 1, 070, 917 381,641 362, 439 438, 563 110,504 86,127 299 874 67,519 179, 716 4,151 396 9 95 682, 537 22 b a n k s . 23 b a n k s . 59 $12, 060, 638 53 00 2, 940, 850 00 00 600, 000 00 00 74, 450 00 56 503, 438 07 04 1,206,780 98 17 447,167 21 09 375, 074 12 49 439, 292 22 03 149, 324 57 02 92, 074 27 97 183 417 50 44 58, 874 07 00 191, 090 00 47 4,331 03 MM 539 411 40 00 707,324 00 $12, 958, 703 2, 990, 850 575, 000 275,600 577, 401 1, 201, 690 465, 987 424, 955 429, 070 67,266 109, 755 184 703 14' 862 249, 868 2,583 533 690 813, 424 50 00 00 00 40 21 79 00 78 12 39 03 90 00 60 14 00 142, 784 83 141,233 83 170, 547 64 146, 647 63 19, 848, 544 39 20, 744, 085 61 22, 022, 059 49 VIRGINIA. 18 b a n k s . 18 b a n k s . Total 03 00 00 00 53 12 63 97 39 54 77 *>'> 67 00 39 *>() 00 19, 554, 559 59 WEST Loans and discounts. Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. XJ. S. cert's of deposit Due from IT. S. Treas. 21 b a n k s . 18 b a n k s . $3,352,309 10 $3, 393, 261 07 1, 561, 950 00 i 1,561,950 00 18 b a n k s . $3, 433, 432 03 1, 561, 950 00 19 b a n k s . $3, 470,1-76 12 :: 1,561,950 00 $3,522,372 14 1,576,950 00 28,100 00 101,408 61 274, 888 48 ' 231,209 67 79,915 91 i 204, 422 40 36,187 65 ; 29, 608 09 19,153 74 28,100 105,581 254, 448 133,128 58, 549 204. 841 25,720 17,808 20,159 00 ; 81 ! 78 > 73 i 50 87 i 30 ! 59 . 37 i • 18,100 00 104,801 81 191,120 96 126, 622 57 66, 201 50 211,409 44 33,738 48 17, 806 58 29, 970 58 18, 500 104, 801 229, 440 108,137 80, 3.-3 213, 272 36, 435 17, 909 17, 769 00 i 81 j 96 ! 14 ; 98 ! 19 ; 98 : 32 ! 66 i 14, 600 121, 901 407, 712 215, 478 50, 426 214, 238 28, 967 24, 408 25, 720 00 81 ! 28 30 76 71 14 78 19 54, 705 1,398 256,014 251, 624 55, 022 1,415 204,521 197, 646 00 ; 87 • 58 : 00 61,232 1,535 219,164 225, 878 57,144 1,342 182,677 202, 704 00 60 77 00 114, 927 1,730 212, 088 261,853 00 89 80 00 00 42 i 32 00 75, 557 18 : 6,558,452 57 70,754 18 6, 332, 909 65 j 00 34 99 00 65, 552 43 6, 368, 516 71 j 75, 356 18 i 6, 378, 471 71 I 71, 538 06 I 6, 864, 914 36 j REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXKX1II by States and reserve cities—Continued. CITY OF W A S H I N G T O N . Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 30. MAllCH 13 MAY 1. 5 banks. 5 banks. $1,125, 000 00 247, 083 54 88,172 10 624, 400 00 JUNE 22. OCTOBEJi 2. 5 banks. 5 banks. 5 banks. $1,125, 000 00 $1, 125,000 00 $1,125, 000 00 $1,125,000 00 247, 655 05 91,439 72 247, 735 25 120, 648 36 247, 725 65 147, 766 27 279, 285 46 98, 069 62 623, 200 00 627, 200 00 618,700 00 625 200 00 _____ — 17, 488 50 2,131 00 1,781 00 1, 731 00 1,737 50 Individual deposits. . U. S. deposits Dep'tsU S dis. officers 2,176,240 10 11, 959 28 2, 474, 391 98 44, 668 47 2, 572, 790 91 35,107 73 2, 683, 967 46 65, 372 82 2, 653, 571 26 39, 063 46 Due to national banks Duo to State banks.. 126, 530 05 16, 592 05 93, 276 84 22, 933 47 67, 52 L 53 17,161 24 138, 331 27 19,003 76 140, 644 31 12, 817 03 4, 434, 065 62 4. 724, 696 53 4, 814, 946 02 5, 047, 598 23 4, 975, 391 64 N"otes re-discounted Bills payable Total VIRGINIA. 21 banks. Capital stock urp Surplus fund Undivided profits Nat'l bank circulation State bank circulation 21 b a n k s . 21 b a n k s . Total 23 b a n k s . $3, 321, 300 00 $3, 321, 300 00 1,081,500 00 465, 029 95 1, 097, 524 19 473, 004 84 1, 097, 524 19 i 588, 545 62 j 1,102, 343 68 739, 036 24 1, 060,124 87 623, 019 41 2, 542,150 00 2, 559, 700 00 2, 568, 850 00 2, 582, 650 00 2, 614, 900 00 $3, 321, 300 00 3, 343 50 Dividends unpaid 104, 295 00 Individual deposits... 10, 710, 070 34 10,594,811 80 352, 532 51 379, 292 31 U. S. deposits 87, 306 44 112,988 71 Dep'ts U.S. dis. officers 481,815 54 511.964 25 i Due to national banks 479, 086 65 I 476, 235 00 Due to State banks .. _f otes re-discounted .. Bills payable I 22 b a n k s . 2, 947 00 ; $3,371,300 00 $3, 496, 300 00 2, 799 00 3, 937 00 10, 728, 851 49 I 11,380,779 97 348, 568 96 513, 446 83 I 122, 639 85 126,149 89 j 12, 385, 826 60 373, 592 28 109, 522 56 391, 200 33 j 404, 592 55 i 469, 302 90 426, 423 68 406, 630 66 716, 047 24 118, 241 33 80, 000 00 63,158 87 169, 000 00 I 12, 000 00 | 81,985 77 1 25, 000 00 95,136 49 ! 10 000 00 i I 19, 719, 677 21 j 19, 554, 559 59 j 19, 848, 544 I 20, 744, 085 61 ! 22, 022, 059 49 WEST VIRGINIA. 18 banks. Capital stock ; $1, 836, 000 00 Surplus fund Undivided profits j Nat'l bank circulation! State bank circulation 1 471, 035 80 159, 805 63 1, 379, 785 00 18 banks. $1, 836, 000 00 480, 798 37 154,316 41 1, 385, 180 00 1, 384, 930 00 Dividends u n p a i d . . . . ! 43,896 50 2, 451, 241 49 2, 347, 999 39 178, 972 39 35, 629 21 95, 583 62 40, 255 39 Notes re-discounted..!! Bills pay able Total 24,705 50 | 598 00 1,488 55 6, 558, 452 57 6, 332, 909 65 18 banks. $1, 836, 000 00 ! $1, 836, 000 00 j 480, 098 37 123, 087 38 Individual deposits . . U. S. deposits. Dep'ts U.S.dis.officers . Due to national banks; Due to State banks.., 18 banks. 479, 998 37 I 176, 937 81 i j 23,92100 2, 359, 049 11 78,104 50 40, 985 78 1, 386, 870 00 j 16, 344 00 ! 2, 330,166 31 19 banks. $1, 866, 878 00 490,182 93 138, 791 47 1, 381, 810 00 16, 000 CO '2,802,920 26 101,050 44 87, 371 67 54, 244 26 40, 777 55 5,411 54 : 19, 006 00 13,037 00 5, 000 00 5, 000 00 6, 368, 516 71 j 6, 378, 471 716, 864, 914 36 CLXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY Abstract of reports since October 3, 1882, arranged NORTH CAROLINA. DECEMBER 30. MARCH 13. MAY 1. JUNE 22. OCTOBER 2. 15 b a n k s . 14 b a n k s . 14 b a n k s . 14 banks. 15 b a n k s . Resources. Loans and discounts. $4, 246, 291 96 1,537,000 00 Bonds for circulation. 200, 000 00 Bonds for deposits... 31,150 00 TJ. S. bonds on hand.. 280, 936 51 Other stocks and b'ds 461,757 87 Due from res've ag'ts. 370, 968 69 Due from nat'l banks 93,878 95 Due from State banks 380, 625 14 Real estate, &c 53, 692 34 Current expenses 20, 014 82 Premiums paid 50, 599 52 Cash items Clear'g-house exch'gs 187, 726 00 Bills of other banks.. 2, 200 52 Fractional currency. 228, 508 34 Specie 316, 664 00 Legal-tender notes . . TJ. S. cert's of deposit. 73, 436 19 Due from U. S. Treas. Total 8, 535, 450 85 $4,320, 960 10 1, 487, 000 00 200,000 00 31,150 00 286, 612 40 624, 796 09 273, 521 62 55,162 41 355, 337 18 36,257 29 20,014 82 33,959 40 $4, 456, 269 51 1, 487, 000 00 200, 000 00 16, 000 00 269, 018 80 470,778 03 236, 535 00 82, 771 97 353, 961 18 58, 484 52 17,164 82 28, 581 06 $4, 623, 280 39 1, 387, 000 00 200, 000 00 31,150 00 376, 5.56 91 223, 047 94 157, 520 19 73, 914 04 352, 820 18 58, 765 36 20, 014 82 48, 539 62 $4,832,129 06 1, 337, 000 00 200, 000 00 31,150 00 415,129 44 297, 232 45 139,301 59 45, 893 64 347,645 39 31, 221 57 22,539 82 33, 752 73 i23, 603 66 2, 083 59 184, 500 44 295, 084 00 U5, 438 66 3, 019 80 249, 388 25 330, 539 00 93, 894 00 2, 862 66 244,960 95 380, 287 00 83, 665 00 2, 563 11 205, 551 05 269, 616 00 67, 936 19 70, 228 34 8, 397, 978 53 8,445,178 28 62, 726 94 60, 022 34 8, 337, 341 00 8,354,413 19 13 banks. 13 banks. SOUTH CAROLINA. 13 banks. Loans and discounts $3, 265, 785 54 1, 305, 000 00 Bonds for circulation 250, 000 00 Bonds for deposits... 85,100 00 TJ. S. bonds on hand.. 793, 883 04 Other stocks and b'ds 572, 039 10 Due from res've ag'ts. 448, 942 40 Due from nat'l banks 69, 640 99 Due from State banks 216,766 00 Eeal estate, &c 46, 848 22 Current expenses 6, 597 22 Premiums paid 29, 852 46 Cash items Clear'g-house exch'gs Bills of other banks.. 230, 829 00 Fractional currency 2, 746 48 Specie 281, 597 90 Legal-tender notes . . 447, 660 00 TJ.S. cert's of deposit. Due from IT. S. Treas 60, 425 60 Total 8,113,713 95 13 banks. 13 banks. $3,287, 523 51 1,255,000 00 250, 000 00 85,100 00 823, 842 10 855, 909 92 443, 568 30 78, 570 36 197,251 00 50, 006 48 6, 424 62 34, 425 06 $3,415, 938 73 1, 255, 000 00 250, 000 00 85,100 00 821,975 10 596, 952 78 278, 383 03 96,645 93 197, 251 00 70, 939 98 8, 557 12 15, 995 76 $3, 630,277 03 1, 255, 000 00 250,000 00 85,100 00 757,799 10 326, 592 28 159, 016 25 80,103 13 197, 251 00 94, 466 35 8,557 12 22, 411 44 $4, 530,125 75 1,255,000 00 250, 000 00 100 00 557, 631 07 62,705 90 198,120 89 50, 828 33 196, 645 50 42, 734 26 6, 297 22 13, 681 61 164, 348 00 2, 039 36 296,119 05 356, 350 00 150, 080 00 2, 405 21 329,743 55 274, 034 00 102,413 00 1,151 55 427, 901 70 257, 473 00 103,270 00 1, 841 78 252, 304 15 215, 207 00 59, 314 60 58, 073 20 8, 245, 792 36 7, 907, 075 39 57, 573 80 54, 318 40 7, 713, 086 75 7, 790, 811 86 13 banks. 13 banks. GEORGIA. 12 banks. 13 banks. Loans and discounts $4, 466, 302 92 1, 841, 500 00 Bonds for circulation. 110, 000 00 Bonds for deposits... 1,500 00 TJ. S. bonds on hand.. 309, 894 44 Other stocks and b'ds 331, 696 17 Due fromres've ag'ts 163, 324 11 Due from nat'l banks 108, 235 61 Due from State banks 267, 797 44 Real estate, &c 53, 290 29 Current expenses 27, 269 32 Premiums paid 137, 598 68 Cash items Clear'g-house exch'gs 273,109 00 Bills of other banks.. 2, 073 92 Fractional currency. 402, 360 77 Specie 318, 635 00 Legal-tender notes . . TJ. S. cert's of deposit 91, 709 60 Du e from U. S. Treas. $4,180, 349 82 1, 891, 500 00 110, 000 00 1, 500 00 361,194 18 426,702 69 183, 931 24 131,144 52 278, 274 27 42, 837 12 29, 456 82 129, 900 78 8, 906, 297 27 8, 842, 449 57 Total 301,997 00 3,135 93 385, 612 60 308, 553 00 76, 359 60 13 banks. $4, 292, 568 85 $4, 303, 544 27 $5, 252,120 77 1,891,500 00 1, 871, 500 00 1, 871, 500 00 110,000 00 110, 000 00 110, 000 00 1,500 00 356,807 18 339, 064 93 313, 366 16 363, 073 40 366, 957 94 99, 060 87 113, 041 21 88, 990 37 155, 977 83 81. 730 49 42, 780 77 147, 095 74 278,381 53 280, 739 56 325, 397 72 78, 737 23 94, 272 15 41, 900 46 38, 381 82 38, 381 82 37, 469 32 110,131 02 69, 320 27 129, 522 62 222, 363 3, 446 512, 454 247, 633 00 09 04 00 92, 361 40 8, 794,110 26 137, 831 00 3, 374 60 390, 661 00 217, 211 00 139,125 00 2, 554 35 220, 552 04 264, 022 00 101, 758 65 89, 270 40 8, 456, 388 33 9,198, 935 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXV by States and reserve cities—Continued. NORTH Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers CAROLINA. DECEMUKlt 30. MAltCH 13. MAY 1. JUNE 22. 15 b a n k s . 14 b a n k s . 14 b a n k s 14 b a n k s . $2, 501, 000 00 $2, 351, 000 00 $2, 351, 000 00 $2, 351, 000 00 $2, 401, 000 00 472, 241 77 290, 520 57 470, 838 92 258, 089 04 421, 557 90 353, 718 20 421,557 90 424, 954 23 472, 655 76 308, 269 93 1, 346,190 00 1, 305,145 00 1, 300,165 00 1, 210, 975 00 24, 696 00 3, 329, 206 04 157,423 69 19, 787 97 OCTOBER 2. 15 b a n k s . 1,152, 270 00 8,029 50 7,040 50 4,832 50 6, 651 50 3, 529, 421 17 142, 793 98 32, 609 44 3, 466, 328 03 154, 924 51 39, 759 73 3, 358, 015 69 139, 251 95 34, 009 56 3, 214, 853 20 152, 872 79 24,743 08 Due to national banks Due to State banks... 173, 367 51 53, 458 74 141,044 00 49, 012 67 139, 315 76 93, 821 85 148, 339 42 55, 510 52 254, 949 77 42, 789 45 Notes re-discounted.. Bills payable 120, 558 56 47, 000 00 78, 994 81 31, 000 00 117, 546 80 158, 894 23 30, 000 00 159, 357 71 164, 000 00 8, 535, 450 85 8, 397, 978 53 8, 445, 178 28 8, 337, 341 00 8,354,413 19 Total SOUTH CAROLINA. 13 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 13 banks. 13 banks. 13 banks. 13 b a n k s . $1, 885, 000 00 $1, 885, 000 00 $1, 885, 000 00 $1, 885, 000 00 $1, 885, 000 00 700, 038 39 394, 569 04 700, 038 39 428, 555 62 700, 038 39 503, 736 37 700, 038 39 564,532 52 754, 000 00 443, 370 44 1, 098, 915 00 1,118,135 CO 1,165, 805 00 1,113, 920 00 1,120, 260 00 28, 997 00 9, 285 00 7, 437 00 9, 421 50 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 3, 361, 630 34 104, 347 02 70, 679 77 3,606,064 16 102,175 29 66, 328 69 3, 273, 868 30 163,471 49 41, 623 71 3, 024, 332 46 146,137 67 39, 723 42 2, 583, 716 71 149, 536 33 60, 219 30 Due to national banks Due to State b a n k s . . . 209, 775 28 136, 228 01 173, 864 75 118, 937 22 114, 671 08 89, 258 53 122, 374 64 75, 063 49 225, 374 51 74, 623 41 Notes re-discounted.. Bills payable 56, 644 10 41, 623 24 7, 040 52 49, 532 16 222, 893 66 264, 521 00 8,113, 713 95 8, 245, 792 36 7, 907, 075 39 7, 713, 086 75 Dividends unpaid Total 8,107 00 7,790, 811 86 GE ORGI A. 12 banks. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid 13 b a n k s . 13 banks. 13 b a n k s . 13 b a n k s . $2, 281, 000 00 $2, 331, 000 00 $2, 331, 000 00 $2,333,000 00 $2, 331, 000 00 554, 973 13 374, 861 21 606, 400 00 309, 475 21 606, 400 00 369, 895 90 606, 400 00 434, 604 67 635, 358 64 323, 424 63 1, 632, 300 00 1, 669, 850 00 1, 674, 300 00 1, 657, 730 00 1, 659, 350 00 6, 800 00 3,173 50 2, 543 00 1,535 00 4,826 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 3, 429, 654 69 93,485 15 18, 305 16 3, 453, 260 34 67, 509 39 50, 850 59 3, 353, 925 81 89, 722 10 18, 396 86 3, 013, 587 53 57, 846 72 40, 730 23 2, 812, 937 69 62, 044 62 46,167 82 Due to national banks Due to State banks... 233, 320 62 128,650 98 172, 830 61 111, 099 93 84, 294 21 151,863 76 82, 777 05 126, 281 40 339, 774 82 147, 326 80 Notes re-discounted.. Bills payable 135, 921 33 17,025 00 60, 000 00 7,000 00 111, 768 62 103, 895 73 511,430 52 325, 293 74 8, 906, 297 27 8, 842, 449 57 8, 794,110 26 8, 456, 388 33 9,198, 935 28 Total CLXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged FLORIDA. MARCH 13. DECEMBER 30. JUNE 22. MAY 1. OCTOBER 2. Resources. Loans and discounts. Bonds for circulation. Bonds for deposits XT. S. bonds on hand Other stocks and b'ds Due from res've ag'ts Due fromnat'l banks Due from State banks Real estate, &c -Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due from U. S. Treas Total 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $320, 240 27 80, 000 00 $370, 984 45 80, 000 00 $449, 903 36 80, 000 00 $381,349 72 80, 000 00 $371, 272 98 80,000 00 65 38 41 46 51 03 00 28 990, 40, 006 30, 499 53,774 21,161 11, 233 972 19, 702 19,287 26,436 21,359 14, 343 1,088 36, 798 6, 723 30, 867 21, 390 17, 099 2*]", 713 66 21 30 9, 702 45 48, 000 00 19, 945 79 9, 889 55, 500 1,114 7, 275 8, 607 64, 274 21,031 9, 248 1, 000 11, 338 07 17 09 17 51 95 2,170 50 1,733 30 00 74 95 00 12, 848 52 14, 280 68, 000 1,394 47 28, 5i9 66 61 51 25.473 95 51, 500 00 1,198 14, 904 3, 266 6, 023 14, 841 10, 956 45 38 40 74 25 85 1,113 66 17, 209 54 22,990 53, 000 00 08 15 00 3, 400 00 9, 500 00 3, 900 00 3, 900 00 2, 900 00 705, 734 60 732, 819 46 686,165 79 599, 730 94 9 banks. Total 00 71 00 00 52 11 09 25 40 77 606, 966 74 AL AB AM (Loans and discounts. Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Heal estate, &c •Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. [Fractional currency. Specie (Legal-tender notes .. U. S. cert's of deposit. Due from XJ. S. Treas 02 H 88 03 60 72 9 banks. $1, 992, 626 57 1,228,800 00 50, 000 00 300, 342 445,136 346,946 106, 802 122, 573 32, 616 10,218 70, 004 97 38 36 49 68 55 54 04 A. 9 banks. 9 banks. $1, 879, 218 1, 208, 800 50,000 7, 800 321, 200 409,832 335, 783 119,181 122,140 32, 249 10, 218 65, 484 15 00 00 00 43 26 36 39 87 71 54 07 $1, 803, 917 1, 208, 800 50, 000 6, 500 322,131 508, 916 300, 982 104, 595 122,159 62, 553 11, 453 75, 484 48 00 00 00 69 76 43 51 15 15 54 83 153, 671 855 190,125 223,629 00 41 85 00 77, 454 1,120 206,916 198, 670 00 24 10 00 188, 64 i 66 943 21 184, 822 49 204, 361 00 $1,977,310 1, 208, 800 50,000 8, 500 313, 872 256, 466 293, 080 J7, 385 122,186 73, 864 11, 833 29, 452 10 b a n k s . 02 00 00 00 31 98 63 18 89 61 54 27 $2, 379, 546 1,233,800 50, 000 4, 500 308,321 90,098 176, 799 104, 054 131,353 41,300 12,473 21, 696 94 00 00 00 52 12 69 99 05 12 54 03 62,713 00 949 57 178, 378 95 155, 824 00 106,358 816 141,901 140, 959 00 56 10 00 53, 329 79 51, 557 09 53, 353 94 55, 852 14 51, 839 19 5, 338,165 07 5,181, 747 13 5,115, 008 82 4, 896, 470 09 4, 995, 817 85 MISSISSIPPI. 1 bank. Loans anddiscoun ts Bonds for circulation Bonds for deposits . TJ. S. bonds on hand. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks Fractional currency. Specie Legal-tender notes .. U. o. cert's of deposit Due fromtl. S. Treas. Total 2 banks. $115, 222 23 75, 000 00 $48, 772 86 105, 000 00 16, 827 03 400 00 37, 207 56 55, 1, 5, 3, 9, 266 237 056 783 937 244 35 85 ; 55 : 17 '<• 50 62 47 90 29, 819 45 53, 940 00 3, 375 00 i 369, 757 65 2 banks. 2 banks. 3 banks. $122, 412 93 105,000 00 $161. 535 54 105, 000 00 $325,591 16 155, 000 00 122, 629 7, 971 5, 066 1, 812 11, 239 213 15 94 05 36 12 25 600 37, 207 7 153 321,355 6, 054 7, 006 2, 663 11, 276 2,150 20, 692 35 33, 957 12, 873 00 20 35 00 3,790 98 46, 874 15,368 00 56 69 16 46 05 95 12 49 600 41, 771 36, 967 26, 477 6, 851 7, 066 3. 883 10, 468 141 00 56 29 23 34 05 82 37 90 600 42,535 5, 785 6, 486 6, 799 16,714 8, 809 11, 242 335 00 03 58 96 52 59 43 62 27 hb 55 90 00 5, 701 26 65,170 10, 863 00 55 05 00 13, 454 51 68, 592 35, 705 00 42 00 00 3, 375 00 4, 725 00 2, 825 00 6, 276 00 411, 244 84 493, 796 86 485. 348 70 703, 978 58 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXVII by States and reserve cities—Continued. FLORIDA. Liabilities. Capital stock Surplus fund Undivided profits Nat '1 bank circulation State bank circulation DECEMBER 30. MAI1CII 13. MAY 1. JUNE 22. OCTOBER 2. 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $100,000 00 $100,000 00 $100, 000 00 $100, 000 00 i $100 000 00 10, 742 21 23,301 99 11, 742 21 20, 901 62 11,742 21 27, 584 63 11,742 21 i 34, 822 31 14,922 70 12,811 27 52, 400 00 50, 500 00 52, 500 00 70, 800 00 58 000 00 409, 240 24 512, 420 66 540, 985 87 465, 543 10 401, 077 68 Dividends unpaid Individual deposits... XJ. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks Notes re-discounted Bills navable Total 375 00 6 75 8, 574 07 1 221 04 11,282 30 705, 734 60 606, 966 74 1,691 7 8 '• 1 566 39 732, 819 46 686,165 79 8,067 09 4 852 9 0 599, 730 94 ALABAMA. 9 banks. 9 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 9 banks. j 9 banks. 10 b a n k s . $1,468, 000 00 $1, 468, 000 00 $1,468,000 00 $1, 443, 000 00 $1,493, 000 00 284,100 00 235, 026 35 290, 600 00 189,126 01 290, 600 00 228, 703 74 274, 659 47 264, 855 97 276, 659 47 190, 592 63 1, 098, 337 00 1, 080, 037 00 1,043,112 00 1, 072, 287 00 1, 069,137 00 16, 682 00 1, 677 00 1, 066 00 906 00 2, 465 00 Individual deposits.,. U. S. deposits Depts U.S.dis. officers 2, 074, 752 61 32, 502 35 8, 343 42 2, 024, 391 45 31, 657 98 8, 578 47 1, 968, 707 59 32, 798 47 9, 601 50 1,766,769 26 23, 446 49 7, 074 67 1, 567, 800 73 23,791 96 16, 674 07 Due to national banks Due to State b a n k s . . . 41, 898 28 33, 759 57 36, 485 40 44, 868 43 38, 909 30 33, 510 22 18, 077 92 25, 393 31 99,015 96 30,663 71 Notes re-discounted.. Bills payable 44, 763 49 6, 325 39 Total 5, 338,165 07 5,181, 747 13 226, 017 32 5,115, 008 82 4, 896, 470 09 4, 995, 817 85 M I S S I S S I P P I. 2 banks. 2 banks. 2 banks. $75, 000 00 $111,750 00 $117, 200 00 $125, 000 00 $175, 000 00 85 ^7 12, 263 74 2, 565 94 5,972 95 2 565 94 10, 695 13 2 565 94 14, 450 89 2 565 01 23, 294 92 66, 900 00 67, 500 00 94, 500 00 94, 400 00 137, 750 00 207, 871 87 222, 557 04 268,164 34 248, 515 54 309, 944 09 7,636 67 898 91 671 45 416 33 48, 472 12 6,951 51 369, 757 65 411, 244 84 493, 796 86 485, 348 70 703, 978 53 1 bank. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 3 banks. Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... Notes re-discounted Bills payable Total . . CLXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged L OUISIANA, Resources. Loans and discounts. Bonds for circulation. Bonds for deposits TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due froinnat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie . . . . Legal-tender notes . . U. S. cert's of deposit. Due from TJ. S. Treas. Total .. .. DECEMBER 30. MARCH 13. MAY 1. JUNE 22. 1 bank. 1 bank. 1 bank. 1 bank. $110,410 63 100, 000 00 $131,166 99 100, 000 00 OCTOBER 2 1 bank. $149, 584 64 100, 000 00 $146, 560 04 100, 000 00 84 68 00 50 90 00 18, 022 937 675 894 2,556 1,000 69 99 50 50 33 00 10, 972 1,685 511 894 3,007 1,000 08 93 73 50 90 00 13, 094 450 57 986 1,533 1,000 79 90 12 70 53 00 5, 414 66 2, 431 193 5,440 11, 998 00 03 00 00 5,530 170 13, 495 20,217 00 98 50 00 990 241 8,344 11,130 00 64 00 00 $132, 878 04 100, 000 00 500 00 : : : : : : : : : : : : : : : : 16, 567 23 3, 632 58 4, 385 35 894 50 1, 095 00 3, 445 17 18, 821 6, 352 00 22 50 00 28, 839 860 430 894 1, 717 1, 000 52 77 8,766 50 9, 333 00 4, 500 66 4, 500 00 4,500 00 4,500 00 4, 500 00 270, 621 01 292, 976 18 298, 233 68 308, 545 66 275, 206 72 CITY OF NEW ORLEANS. 7 banks. Loans and discounts. Bonds for circulation. Bonds for deposits . TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Cash items - . Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ S cert's of deposit Due from U. S. Treas Total $9, 249, 243 82 2, 425, 000 00 350 552, 959 1, 088, 029 164, 213 347,241 331,116 39, 672 7 banks. 7 banks. 00 28 16 35 32 74 79 31,672 14 1, 951,194 75 129, 810 00 8, 740 48 853,434 60 1, 316, 792 00 $9, 671, 505 05 2, 475, 000 00 330, 450 489, 875 997, 790 84, 799 430, 749 330, 794 88, 485 34 609 1, 883 1, 242, 747 137, 360 3, 321 951, 758 1,176, 815 00 40 48 27 12 25 16 0^ <W 92 00 26 90 00 7 banks. 7 banks. $9, 280, 209 69 2, 475, 000 00 200, 000 00 403, 727 66 1,031,911 16 76, 858 11 835, 362 71 331, 455 87 132, 522 45 14 281 1 861 04 1,231,748 74 184, 940 00 5,475 84 1 269 849 <W 1, 072, 580 00 122,475 00 111, 875 00 112,225 00 18, 611, 945 43 18, 559, 820 66 18, 660, 009 51 $9, 064, 651 30 2,475, 000 00 $9, 334, 325 68 2, 475, 000 00 550 382, 005 626, 538 120,658 908, 876 331, 470 163, 865 13 281 I 519 603, 782 181, 324 4, 407 975 008 931, 427 1,500 474, 778 490, 695 110, 746 359, 280 348, 805 88, 511 4 000 1 572 572,161 136, 585 4,129 739 464 781,393 00 30 07 56 07 07 68 25 82 98 00 15 60 00 ilO, 975 66 00 74 17 84 59 17 50 00 44 43 00 97 41 00 117, 985 00 16, 895, 340 85 16, 040, 934 94 33 b a n k s . 43 b a n k s . TEXAS. 24 b a n k s Loans and discounts. Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U. S. Treas. Total 29 b a n k s . 26 b a n k s . 60 00 00 00 87 22 74 24 65 17 33 19 $6, 840, 693 1, 419, 500 200, 000 2,500 114, 020 729, 834 487, 904 635, 850 268, 582 72, 613 26, 337 157, 323 84 00 00 00 23 00 33 39 79 68 52 78 $8,259,816 1, 424, 500 200, 000 54, 300 207, 617 971,164 401, 692 724, 805 298, 578 81, 774 37,014 111, 612 37 00 00 00 19 58 79 15 09 48 63 87 351,077 00 3,193 46 479 009 1, 005, 979 00 548,154 6,912 552 750 1, 042, 224 00 93 8*) 00 428, 216 5, 931 604 886 890, 828 00 32 00 00 $6, 213, 554 1, 352, 000 200, 000 2, 200 118, 278 974, 861 356, 479 612, 658 256, 807 56, 352 22,801 197, 894 $8, 677, 411 1, 474, 500 200, 000 2,500 221,169 621, 433 585, 913 864, 644 327, 019 111,348 38, 401 100, 951 51 $10, 099, 212 46 00 00 00 48 31 90 08 56 92 38 35 631, 254 00 5,341 54 564 371 871, 721 00 62,915 69 68, 675 29 74, 565 34 74, 430 04 12, 246, 062 19 13,173, 877 67 14, 777, 322 81 15, 372, 411 27 1, 674, 500 00 250, 000 00 2,200 00 191,016 64 649, 274 96 484,904 58 703, 864 82 394, 970 61 87,487 05 51,415 15 322,493 32 469, 067 6, 669 5°4 900 795 796 00 96 52 00 81,195 74 16, 788, 968 81 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIX by States and reserve cities—Continued. L O U I S I ANA. DECEMBER 30. Liabilities. 1 bank. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits-. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks . . MAKCII 13 MAY 1. JUNE 22. OCTOBER 2. 1 bank. 1 bank. 1 bank. 1 bank. $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 $100,000 00 595 39 358 57 595 39 4,243 41 595 39 7,022 91 595 39 10, 370 03 2, 000 00 4,783 20 90, 000 00 90, 000 00 90, 000 00 90, 000 00 90, 000 00 90 00 5, 000 00 10 00 5 00 74,138 47 98,127 38 100, 610 38 107, 579 34 78,333 52 292, 976 18 298, 233 68 308, 545 66 275, 206 72 528 58 Notes re-discounted Bills payable Total 270, 621 01 CITY OP NEW 7 banks. Capital stock ORLEANS. 7 banks. 7 banks. 7 banks. 7 banks. $2, 875, 000 00 $2,875, 000 00 $2, 875, 000 00 $2, 875, 000 00 $3,125, 000 00 £'111)1118 fund Undivided profits 1, 055, 000 00 303, 279 04 1, 055, 000 00 362, 763 14 1, 055, 000 00 487, 262 72 1, 065, 000 00 612, 502 55 1,100,000 00 409, 857 23 Nat'l bank circulation State bank circulation 2,134, 700 00 2,152, 610 00 2,164, 460 00 2,161, 690 00 2,149, 860 00 Dividends unpaid 98, 899 69 22, 035 26 20, 867 94 19, 989 20 25, 003 57 Individual deposits... XL S. deposits Dep'ts U.S.dis.officers 10,764, 744 06 10, 467, 976 69 10, 574, 602 21 9, 225, 806 68 8, 058,121 36 Due to national banks Due to State banks.. - 449, 387 82 930, 934 82 758, 378 33 866, 057 24 559, 369 68 923, 446 96 254, 704 73 680, 647 69 384, 811 97 788, 280 81 18, 611, 945 43 18, 559, 820 66 18, 660, 009 51 16, 895, 340 85 16, 040, 934 94 Notes re-discounted . Bills payable Total TEXAS. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 24 b a n k s . 26 b a n k s . 29 b a n k s . 33 b a n k s . $2,177, 000 00 $2,402,000 00 $2, 724, 000 00 $3, 005, 500 00 $3, 652,250 00 741, 625 00 345, 839 62 814,450 01 400, 480 81 891, 950 01 445, 315 29 922, 450 01 613,147 02 1, 048, 549 99 683,145 45 1,102, 085 00 1, 242,195 00 1,241, 930 00 1, 234, 670 00 1, 462,100 00 43 b a n k s . 9,360 00 1, 029 00 665 00 175 00 948 00 Individual deposits .. IT. S. deposits Dep'ts TJ.S.dis.ofticers 6, 799, 053 10 72, 780 34 208, 331 29 7,103, 885 53 81, 414 98 110, 382 91 8, 043,183 94 118,171 50 171, 370 19 8, 214, 964 92 32, 293 88 192, 906 31 8, 002, 524 86 38,197 89 188, 563 18 Due to national banks Due to State b a n k s . . . 181,114 95 419, 708 25 163, 852 32 629, 919 26 160, 788 90 643, 098 83 197, 577 04 598, 218 21 408, 385 61 485, 323 88 Notes re-discounted.. 54,164 64 135, 000 00 131, 767 85 92, 500 00 226, 849 15 110, 000 00 165, 593 31 194, 915 57 442, 084 01 376, 895 94 12, 246, 062 19 13,173, 877 67 14, 777, 322 81 15, 372, 411 27 16, 788, 968 81 Bills payable Total cxc REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged ARKANSAS. ! DECEMBER 30. "Resources. 1 Loans and discounts, j Bonds for circulation. | Bonds for d e p o s i t s . . . ! U. S. bonds on h a n d . . \ Other stocks andb'dsi D u e from res've a g ' t s . j D u e from n a t ' l b a n k s . j D u e from State b a n k s Real estate, &.c ' C u r r e n t expenses ; P r e m i u m s paid Cash items ' Clear'g-house exch'gs 1 Bills of other b a n k s . . | Fractional currency. I Specie ! Legal-tender notes . . U. S. cert's of deposit. D u e fromU. S. T r e a s . Total 3 banks. MAY 5 banks. • $556, 862 63 :! $675, 58.7 25 I 217, 500 00 ; 282, 500 00 I 100, 000 00 ! 100,000 00 i 16,600 00 ! i 87, 978 66 ""43,198 28 202,117 91 143, 020 70 . 80, 708 24 85, 578 20 I 45,127 04 5, 929 30 ! 18, 647 66 1, 972 03 ioioo": 6, 987 01 2, 634 01 ! 4, 244 72 2,313 64 ! 53 178 340 22 410 94, 310 00 i 35 73 ' 00 9, 225 00 1, 336, 601 90 ! 64, 794 00 386 65 28, 389 80 85, 519 00 9, 810 00 1, 711, 369 97 1. JUNE 22. 5 banks. $727, 490 282,500 100 000 36, 600 86, 396 178, 815 58, 689 53, 451 20, 090 4, 378 7, 737 6, 088 OCTOBER 2. 5 banks. 80 00 00 00 06 14 09 41 16 86 01 38 39, 202 00 165 27 45, 992 85 131, 270 00 5 banks. $773, 639 14 320, 000 00 1 00, 000 00 36, 600 00 82, 084 85 562, 977 46 33, 278 64 36, 596 00 20,195 41 6, 423 93 15, 237 01 7.171 13 $1,102, 559 330,000 100, 000 26,500 86,739 118, 029 32, 041 23,463 19, 559 4,405 15,221 4, 655 51 00 00 00 13 99 80 04 84 89 01 82 29, 963 443 39, 977 128, 254 00 74 25 00 i i i | 48. 640 00 302 80 37, 398 80 154, 212 00 14, 796 00 14,500 00 1, 791, 392 03 ; 2, 249; 553 17 2, 076, 314 02 53 banks. 56 banks. 12, 525 00 KENTUCKY. 49 b a n k s . 49 b a n k s . L o a n s and discounts. $13, 202, 347 01 7,322,500 00 Bonds for circulation. 300, 000 00 Bonds for deposits . . TJ. S. bonds on h a n d . . 48,200 00 Other stocks and b'ds 835, 295 62 D u e from res've ag'ts 1, 538, 828 62 D u e from n a t ' l b a n k s . 849, 976 40 D u e from State b a n k s 264, 581 40 557, 599 61 Real estate, &c 58,130 72 C u r r e n t expeuses 198,720 63 P r e m i u m s paid 81, 339 44 Cash items | Clear'g-house exch'gs: 354, 565 00 Bills of other b a n k s . . 2, 776 87 Fractional c u r r e n c y . 401, 032 63 Specie 482, 975 00 Legal-tender notes . . IT. S. cert's of deposit. 318, 940 28 D u e fromU. S. T r e a s . Total 26,817, $13, 302, 738 7,364,000 300, 000 38, 500 807, 466 1, 453,166 712,432 289, 382 524, 821 85, 946 237, 319 65, 871 51 b a n k s . 01 00 00 00 21 87 02 94 55 19 71 48 $13, 693, 905 7, 464, 000 300, 000 25, 700 833, 985 1, 050, 557 645, 543 236,400 533,748 106,104 249, 814 73, 603 \ 35 ! $13, 943, 928 73 $14, 468, 111 42 00 ; 7, 519, 600 00 7, 659, 600 00 00 I 300. 000 00 350,000 00 00 7,150 00 55,300 00 11 823: 551 01 . 893, 984 10 68 1, 441, 398 00 1, 653, 895 38 65 755, 621 29 1, 030, 615 83 99 233, 269 82 238,418 18 80 533, 699 24 532, 616 24 10 127, 746 40 108, 256 04 26 241, 748 52 242, 037 78 07 70, 813 28 99, 886 75 248, 647 00 | 3,033 58 382, 092 05 483, 607 00 275, 2, 373, 505, 318,207 58 314, 602 85 ; 013 036 049 856 00 37 98 00 > 23 I 26, 617,232 19 j 26, 683, 921 21 297, 2, 402, 496, 091 893 538 355 00 60 41 00 329,196 85 308, 837 00 3,159 79 490, 888 92 464,732 00 325, 890 55 27, 526, 601 15 28, 926, 229 98 CITY OP LOUISVILLE. 9 banks Loans and discounts. Bonds for circulation. Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. 0. cert's of deposit. Due fromU. S. Treas. Total $7, 567, 841 3, 283, 700 600, 000 23, 550 37, 803 396, 711 263, 978 139, 594 132, 409 19,196 118, 506 81, 859 104, 550 119, 068 337 276, 764 326, 848 9 banks. 81 00 00 00 69 80 64 52 44 49 98 06 84 00 83 85 00 $7,138, 257 2, 883, 700 900, 000 3, 250 47, 512 679, 280 321, 750 158, 241 123, 470 73, 599 164, 444 24, 260 27, 045 74, 419 299 328, 500 389, 012 9 banks. 70 00 00 00 47 81 43 78 94 65 48 55 58 00 74 26 00 $7, 210, 530 2, 883, 700 900, 000 3,250 27,572 475, 683 353,100 153, 708 123,160 47, 765 167,113 26, 493 38,174 87, 465 170 282, 535 480, 966 9 banks. 46 00 00 00 50 14 90 57 75 77 96 41 03 00 92 98 00 $7,418, 039 2, 933, 700 900, 000 33, 350 48, 293 657, 941 307, 018 207, 928 123,119 41,159 182, 319 45, 892 56, 716 64,043 224 454, 846 263, 769 9 banks. 55 00 00 00 00 38 12 96 15 70 73 95 34 00 38 48 00 $7, 987,420 77 2, 933, 700 00 900, 000 00 3, 250 00 49, 022 37 675, 258 76 405, 997 29 139,448 03 127, 796 04 78, 651 36 175, 308 58 68, 651 58 26, 006 55 38, 451 00 1,392 88 348, 969 55 421, 505 00 152, 266 25 135, 263 75 146, 964 00 134, 243 50 136, 214 00 13, 644, 988 20 13, 472, 309 14 13,408, 355 39 13, 872, 605 24 14, 517, 043 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCI by States and reserve cities—Continued. ARKANSAS. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 30. MARCH 13. MAY 1. JUNE 22. OCTOBER 2. 3 banks. 5 banks. 5 banks. 5 banks. 5 banks. $355, 000 00 $455, 000 00 $455, 000 00 $455, 000 00 $455,000 00 05,000 00 62, 356 78 69, 500 00 57, 692 98 252, 740 00 284, 300 00 297, 000 00 65,000 00 19, 944 05 195, 740 00 65, 000 00 ! 34, 397 22 65, 000 00 40, 999 14 i 209, 940 00 18, 200 00 820 00 800 00 200 00 457 50 Individual deposits .. U. S. dej)osits Dep'ts U.S.dis.officers 560,102 24 64, 656 60 9, 429 22 828, 547 01 74, 859 26 13,796 20 865,183 79 61, 294 03 21,206 96 1,291,214 37 59,151 5:J 15, 558 96 1, 097, 239 49 52, 645 90 20, 524 65 Due to national banks Due to State banks... 4, 389 05 13, 015 74 8t 525 33 17, 484 95 11, 424 96 14,743 15 10,179 01 6, 592 52 10, 514 94 8, 738 56 Notes re-discounted.. Bills payable 31,125 00 3,000 00 3, 000 00 1,336,601 90 1, 711, 369 97 1, 791, 392 03 2, 249, 553 17 2, 076, 314 02 Total 7, 000 00 KENTU CK 49 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits... U. S. deposits Dep'ts U.S.dis.oflicers Due to national banks Due to State banks... Notes re-discounted . Bills payable Total 49 b a n k s . Y. 51 b a n k s . 53 b a n k s . 56 b a n k s . $8, 413, 939 00 $8, 540, 900 00 $8, 695, 900 00 $8, 793, 400 00 $9, 016, 400 00 1, 511, 916 06 451, 717 37 1, 504, 832 97 539, 285 97 1, 506,173 92 639, 075 88 1, 508,173 92 797, 657 55 1,597,851 59 572, 902 25 6, 537, 888 00 6, 448, 938 00 6, 594, 858 00 6, 664, 058 00 6,802,428 00 126,770 00 35,103 00 29, 630 50 17, 059 00 39, 047 00 8, 856, 081 40 190,000 00 7, 087 40 8, 643, 938 05 190, 000 00 3, 640 00 8, 316,115 78 190, 000 00 7, 030 00 8, 675, 063 75 190, 000 00 249 00 9, 960, 753 23 256, 508 87 5, 541 26 372, 614 93 292, 055 61 476,204 25 220, 579 33 408,114 69 248, 901 09 499,492 76 325, 420 85 362, 712 40 261,193 89 47, 406 41 10, 333 05 13,810 62 33,121 35 15, 000 00 51, 026 32 5, 000 00 50, 081 78 809 71 26, 817. 809 23 26, 617, 232 19 26, 683, 921 21 27, 526, 601 15 28, 926, 229 98 CITY' OF LOUISVILLE. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 9 banks. 9 banks. 9 banks. 9 banks. $3,551, 500 00 $3, 551, 500 00 $3, 551,500 00 $3, 551,500 00 $3, 551,500 00 656, 973 40 180, 719 67 656, 973 40 286, 309 08 736, 973 40 195, 369 50 740, 481 43 219,114 09 763, 981 43 261,321 28 2, 936, 883 00 2, 592, 033 00 2, 592, 733 00 2, 592, 333 00 2, 631, 833 00 9 banks. 33, 272 00 6, 338 50 34, 686 00 7, 418 00 6,192 50 Individual deposits.. U. S. deposits Dep'ts U.S.dis.oflicers 2, 984, 022 74 435, 354 37 78,194 70 2, 848, 095 80 677, 887 84 116, 997 32 2, 911, 504 87 758,171 08 122,387 00 3, 271,116 87 701, 876 31 83,321 91 3, 617, 737 37 640, 711 81 143,252 57 Due to national banks Due to State banks... 1, 028, 254 72 1,184,196 91 1,194, 069 29 1,108, 442 25 1, 250, 350 71 1, 019, 282 19 1,418, 858 63 1, 286, 585 00 1, 297,761 39 1, 393,100 44 Notes re-discounted.. Bills payable 575, 616 69 433, 662 66 235, 397 64 13, 644, 988 20 13, 472, 309 14 13, 408, 355 39 Total 209, 651 fr7 13, 872, 605 24 14, 517, 043 7e €XCII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged TENNESSEE. Resources. £ioans and discounts. Bonds for circulation Bonds for deposits .. •TJ. S. bonds on hand.. Other stocks1and b'ds Due from res ve ag'ts. Due from nat'lbanks. Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house excb'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes -. <U. S. cert's of deposit. Due from TJ. S. Treas. Total DECEMBER 30. MARCH 13. MAYl. JUNK 22. OCTOBER 2. 30 b a n k s . 30 b a n k s . 30 b a n k s . 30 b a n k s . 30 b a n k s . $9,157, 296 3,170, 000 350, 000 17,150 375, 874 1, 093, 474 535, 018 160, 002 360, 344 97, 432 99,114 242, 536 144, 755 439,451 2, 763 554, 887 748, 333 32 00 00 00 04 43 90 37 92 90 71 25 15 00 81 54 00 $9, 076, 873 3,170, 000 350, 000 50, 400 329, 460 1, 314, 992 784,112 167, 242 346,160 87, 812 98, 404 131, 977 78, 679 414, 856 3, 711 746, 588 705, 494 26 00 00 00 11 67 02 49 37 85 86 36 87 00 57 95 00 153, 256 11 153, 016 86 17, 701, 691 45 18, 009, 783 24 $9,166,449 3,170, 000 350, 000 60, 650 321,140 1, 370, 585 696, 023 130, 383 349, 754 . 82, 713 109,137 179, 938 67, 318 409, 779 3,811 640, 725 839,486 46 00 00 00 44 01 91 43 70 13 23 58 95 00 03 69 00- 149, 029 26 $9, 352, 749 3,150, 000 350, 000 51, 950 343, 394 1,192, 281 544, 547 167,468 357,715 106, 611 95,134 113, 895 33, 568 387, 010 5, 524 779, 937 729, 774 33 00 00 00 54 99 49 13 34 07 68 77 61 00 28 50 00 $10, 475,194 38 2, 900, 000 00 350, 000 00 14,450 00 307, 815 72 883,607 50 581, 289 74 103,028 78 379, 018 00 66, 976 70 92, 273 94 150, 653 62 49, 001 73 340, 569 00 2, 991 16 709,427 84 525, 427 00 158, 624 91 137, 099 25 18, 096, 925 82 1 17, 920,187 64 18, 068, 824 36 OHIO. 172 b a n k s 167 b a n k s Loans and discounts. Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. $43, 613, 257 16, 756, 400 550, 000 863, 050 2, 721, 758 4, 002, 617 1, 502, 345 604, 942 1,671,199 245, 227 225, 649 534, 086 98, 053 1,123, 203 21, 682 •SDCcie 2, 452, 346 2, 658, 692 Legal-tender n o t e s . . U . S. c e r t ' s of deposit. 770, 811 D u e from TJ. S. T r e a s . Total 19 00 00 00 46 58 99 46 86 86 32 71 59 00 84 44 00 $44, 006,112 16, 784, 400 550, 000 823, 350 2, 601,176 4, 310, 515 1, 638, 001 585, 770 1, 628,147 404,447 260, 111 442,406 37, 053 1,195, 912 26, 867 2, 401, 669 2, 694, 772 175 b a n k s . 66 00 00 00 03 50 42 21 76 08 20 53 40 00 22 02 00 $44, 702, 855 16, 874,400 550, 000 735, 200 2, 614, 548 3, 511, 516 1, 317, 510 564, 845 1, 620, 223 393, 876 323, 696 502 626 48,106 1, 281, 596 22, 740 2, 552, 747 2, 891, 849 19 00 00 00 11 38 86 17 83 50 59 01 57 00 69 89 00 180 b a n k s 177 b a n k s $45, 522, 949 16, 910, 950 550, 000 674,150 2, 486, 866 3,438, 265 1, 335, 955 579, 772 1, 591, 563 252,415 340, 654 485, 362 44,966 986, 647 25, 304 2,305,443 2, 310, 712 13 00 00 00 41 61 95 50 66 81 87 35 22 00 99 83 00 $45, 614,108 64 17, 327, 050 00 600, 000 00 610, 350 00 2, 649,161 11 4, 307, 546 29 1,429, 546 59 645, 311 14 1, 620, 281 55 388, 094 85 394,345 03 486, 212 26 53, 572 47 1,445, 656 00 23, 923 94 2, 372, 354 93 2, 949, 846 00 20 769, 754 08 764, 030 34 760,446 43 788, 995 13 80, 415, 324 50 81,160,466 11 81, 272, 369 13 80, 602,426 76 83, 706, 355 93 CITY OF CINCINNATI. 12 b a n k s . Loans and discounts $18, 992, 283 73 5, 887, 500 00 Bonds for circulation 883, 000 00 Bonds for deposits... 363, 500 00 TJ. S. bonds on hand.. 696, 982 59 Other stocks and b'de 2, 309, 608 90 Due from res've ag'ts 1,172, 872 91 Due from nat'l banks 742,462 14 Due from State bankr 255, 289 84 Real estate, &c 121, 389 80 Current expenses 277, 543 66 Premiums paid 199, 500 Of) -Cash items 556, 876 11 Clear'g-house exch'gs Bills of other banks.. 450, 521 00 3,032 25 Fractional currency. 313,165 63 "Specie Legal-tender notes .. 1, 992, 649 00 890, 000 00 TJ. S. cert's of deposit. 270, 805 00 Due from TJ. S. Treas. 36, 378, 982 65 Total 12 b a n k s . $20, 368, 614 6, 283,150 853, 000 340, 550 690,877 2, 329,114 1, 062, 906 902, 654 260, 632 144, 030 335,013 104, 279 264, 353 180, 739 2,205 317, 394 1, 523, 950 855, 000 291, 535 13 b a n k s 75 00 00 00 59 96 43 25 78 77 86 46 92 00 51 00 00 00 37,110, 003 19 $19, 813, 225 6, 543,150 853, 000 206, 650 648, 082 1, 787, 207 1,181, 296 734, 007 265, 261 143, 213 351, 235 55, 234 430, 497 291, 592 2,724 339, 295 1, 692, 718 1, 000, 000 293, 360 13 b a n k s . 35 00 00 00 59 17 27 01 55 20 24 66 32 00 50 75 00 00 00 36, 631, 750 61 $20,153,194 6, 643,150 853, 000 273, 300 648, 408 2, 561, 985 1,162, 495 675, 924 266, 046 147, 470 354, 444 75, 375 246, 532 330, 388 3,386 488 154 1, 567, 332 1, 055, 000 314, 870 13 b a n k s . 82 00 00 00 59 32 38 27 84 29 11 80 25 00 66 00 00 00 $19, 947,813 29 6, 893,150 00 853, 000 00 319, 250 00 607,752 07 2, 004, 575 91 1, 225, 819 03 632, 975 07 266,357 16 167, 816 47 362, 869 66 66 665 47 393, 332 74 444, 929 00 2,289 16 455 400 1, 879, 523 00 1, 255, 000 00 324, 040 00 37, 820,459 26 38,102, 558 93 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCIII by States and reserve cities—Continued. TENNESSEE. DECEMBER 30. MARCH 13. 30 b a n k s . 30 b a n k s . MAY 1. | JUNE 22. OCTOBER 2. 30 b a n k s . \ 30 b a n k s . 30 b a n k s . Liabilities. $3, 865, 300 00 \ $3, 865, 300 00 • $3, 865, 300 00 :3,865,300 00 Capital stock . ! N a t ' l b a n k circulation S t a t e b a n k circulation . Dividends u n p a i d j 699,063 57 j 382,158 91 \ 691, 039 40 342, 217 03 671, 326 06 436,723,36 ! S u r p l u s fund Undivided profits | 2, 826, 230 00 I 2, 824, 960 00 2, 804, 760 00 j 7,032 00 26,405 00 j D u e to national b a n k s D u e to State b a n k s . . 278,180 44 292, 431 89 Notes re-discounted.. : Bills payable 22, 486 44 • 24, 000 00 : Total 17, 701, 691 45 2, 786, 400 00 . 9, 2.11, 864 14 165.170 75 101,009 03 : 325, 082 24 274,654 54 303, 635 41 211,775 32 ' 299, 482 77 260, 796 46 37,192 19 24, 000 00 23,000 00 24, 000 00 8, 419,186 52 161. 885 41 117,960 11 613,417 71 435, 258 87 10, 000 00 ! 24, 000 00 : 18, 096, 925 82 2, 567, 660 00 19, 999 00 9, 489, 795 37 156, 824 39 130, 290 85 18, 009, 783 24 810,119 77 383,629 11 3,767 00 6,322 00 8, 948, 994 76 : 9, 354, 205 68 168,632 18 173, 416 76 ; 115,467 98 136,196 74 ! Individual deposits U. S. deposits D e p ' t s U.S.dis.oflicers 4,315,300 00 699,063 57 493, 273 92 195, 371 20 29, 036 QQ 17, 920,187 64 ! 18, 068, 824 36 OHIO, 167 b a n k s , j 177 b a n k s . 175 b a n k s . 172 b a n k s . $21, 204, 000 00 $20,124, 000 00 | $20, 614, 300 00 $20, 897, 936 00 Capital stock... Surplus fund Undivided profits. - - - 4,134.122 80 1, 798' 640 25 Nat'l bank circulation State bank circulation 14, 857, .108 00 7, 903 00 Dividends unpaid-... 118, 038 10 180 b a n k s . $21, 568, 250 00 4,107,005 32 4, 095, 704 96 ! 4,114, 526 67 | 1, 932,189 59 ! 2,110, 602 43 j 1,953,143 55 14, 615. 869 00 7, 903 00 : 20,150 80 ; 4, 213, 561 97 2, 253, 264 31 14,922.414 00 j 14, 957, 674 00 4,403 00 7, 903 00 15, 389, 635 00 4,403 00 70, 671 37 36,159 26 37, 062, 081 32 I 35,927,583 30 | 35, 617,179 29 ! 37,153,180 03 Individual deposits . . ! 36.671,602 63 495, 280 66 : 393,195 05 ! 438, 504 75 393,367 65 i 383, 600 51 U. S. deposits i 43, G55 54 ;: 37, 226 92 • 42,397 37 40,437 57 \ 61, 978 23 , Dep'ts U.S.dis.ofticers: ! Due to national banks Due to State banks... i 1, 285, 628 70 • 544,945 27 Notes re-discounted..'. Bills payable [ 310, 190 46 : 117, 506 55 j 80,415,324 50 Total . 1, 352, 041 06 ! 600, 220 41 : 213, 454 75 ! 212, 746 00 ; 1, 459, 668 89 585, 304 69 1.210,224 50 i 1, 395, 780 17 ' 523, 525 38 j 570,129 05 466, 607 72 89, 889 93 497,432 65 : 139, 389 93 j 81,160,466 11 ; 81,272,369 13 : 80,602,420 76 j 502, 779 47 138,311 55 83,706,355 93 CITY OF CINCINNATI. Liabilities. 12 b a n k s . Capital stock | $8, 350, 000 00 Surplus fund Undivided profits ! ; N a t ' l b a n k circulation State b a n k circulation 1 Dividends unpaid 976, 500 00 . 678, 291 87 ; 11.2, 660 00 | Notes re-discounted.. Bills payable Total 13 b a n k s . \ 13 b a n k s . 3,147 00 i 1, 049, 000 00 694, 059 40 5, 749, 900 00 5, 885, 800 00 6, 093, 200 00 94, 640 00 j 31, 833 00 10, 795 00 13, 038, 063 57 | 13, 663, 289 88 13, 629, 797 48 735, 000 00 ! 735, 000 00 | 735, 000 00 14, 215, 973 11 735, 000 00 69, 752 392, 850 35, 000 00 391,900 00 395, 200 00 36, 631, 750 61 37, 820, 459 26 -XIII $9,100, 000 00 1, 029, 000 00 733,324 36 4, 510, 335 99 1, 576,489 12 I 36,378,982 65 13 banks. 1, 021, 000 00 620,412 93 4,472,316 33 ; 4, 691, 480 1, 711,101 88 : 1, 883, 063 201, 944 05 ! 392, 000 00 j 6568 c C- 989, 000 00 621,712 29 5; 238, 200 00 ; 5, 494, 200 00 , Individual d e p o s i t s . . - 13, 510, 968 52 U. S. deposits | 735, 000 00 D e p ' t s U.S.dis. officers;. D u e to national b a n k s j D u e to State b a n k s . . . ; 12 banks. $8, 600, 000 00 ' $8, 850, 000 00 | $8, 990, 805 00 I 37,110,003 19 4, 587, 453 55 1, 768, 753 47 4, 330, 928 40 1, 483, 603 02 390, 000 00 38,102, 558 93 CXCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CITY OF C L E V E L A N D . DECEMBER 30. MARCH i:, 6 banks. 0 banks. JUNE 22. 1. OCTOHER 2 Itosourccs. Loans and discounts $10, 040, 979 Bonds for circulation 1, 900, 000 Bonds for deposits . . I 550, 000 17. S. bonds on hand.. 5, 300 Other stocks and bYis 530, 550 Due from res'veau'ts | 903, 24(5 Due from nat'l banks 041, 050 Due from State banks' 334. SOf! Real estate, &c 353,352 Current expenses 24,512 Premhims paid 102, 047 Cash items 53, 357 Clear <r-house exeh'g 245, 4S9 Bills of other banks 278, 780 Fractional currency 0. 854 Specie, 323. 813 Le,Uiil-tender notes . 1, 093; 500 U.S. cert's of deposit 15, 000 Due from U.S. Treas 87, 22(5 70 00 00 00 50 83 2(5 84 09 79 00 79 92 00 25 (K5 00 00 50 17, 490, 475 03 Total. (5 b a n k s . 08 00 00 00 08 43 05 52 9(5 103, i r>r>50 130, 7 0 5 75 37, 7 0 9 07 ijhi 500 52 391,872 00 4, 157 09 241, 335 47 1, 040, 500 00 15, 000 00 S<>, 424 70 $.10,375,214 1,900; 000 550. 000 5. 300 545; 844 051,319 019, 249 230. 089 383,854 17 '^74 89302 $10. 182 858 1, 900 000 550 uoo 5. 300 542 008 709 029 010. 28(5 271 52(5 3S4 114 72, 541 11 s. SI 2 72. 273 217, 3 OS 34(5. 0.17 1 ] ) 322 290, 513 1, 223^ 500 15, 000 335 7 banks. 40 00 00 00 00 09 53 44 97 19 50 41 27 00 37 10 00 00 00 17. 022, 740 33 $10,553,008 1, 850, 000 550, 000 5, 300 440, 230 899, 041 795.711 239. 045 383, 79(5 23, 012 124;937 33. 007 127, 094 251,007 5, 050 242. 058 1,173, f;00 15, 000 70, <)35 7 banks. 32 00 00 00 00 42 87 24 47 98 50 72 89 00 81. 19 00 00 00 17, 789, <!«3 41 $10, 702.151 1,850,000 550. 000 5. 300 440, 394. 832, 672 515, 725 197. 359 443. 870 116, 074 134.400 03. 896 229.' 578 28(>; 002 0, 003 295. 743 1, 270, 000 15, 000 89. 750 19 €0 00 00 00 16 04 36 37 82 19 27 74 00 42 74 00 00 00 18,11.1,481 30 INDIANA. 94 b a n k s L o a n s and discounts $28 010 510 35 9 841 300 00 Bonds for circulation. 800 000 00 Bonds for dejK)sits.. IT. S. bonds on h a n d . . 873 800 00 Other stocks and b'ds 1 409 073 33 D u e from res' ve a^'ts3 200 41 H 95 D u e from n a t ' l b a n k s 2 043 970 59 D u e from State b a n k s 474, So.I 40 1 322; 518 03 Heal estate, &c C u r r e n t expenses 189, 895 04 P r e m i u m s paid .120. 930 04 Dash items 274, 996 32 Clear" <r-bo u s e e x e h ' g s 242, 228 21 Bills of other b a n k s . . 1, 125, 035 00 F r a c t i o n a l currency 12, 919 19 ] , 0 5 0 443 00 Specie .... 2, 145, 708 00 Le<ial-tender notes . . XI. S. cert's of deposit D u e from XT. S. T r e a s 458, 020 83 Total 55, 408, 01)7 00 93 banks 103, 275 9, 721, 300 900,000 705, 050 1, 301,871 3, 247, 027 2, 824, 094 480,511 1, 239, 9(58 170, 773 118,183 214, 140 139, 545 806, 377 10, 500 1, 400, 010 054, 888 $29, 441,785* 9 3 banks. 73 00 00 00 32 00 14 53 04 52 05 84 22 00 80 52 00 £20, 803, 701 53 9, 821, 300 00 OOo! 000 00 023, 750 00 304, 045 54 1, 3, 227,512 50 2( 9(53, 083 57 437. 527 97 1, 308, 180 93 304, 073 3(5 118, (5-J2 25 252, 145 09 183. 437 24 971,212 00 15,784 00 l f 71(5. 121 55 040, 064 00 ir> 443, 834' 92 55, 138, 873 92 50, 497, 157 11 97 b a n k s . 98 b a n k s . $30, 091, 265 54 $28, 744, 800 61 9, 803, 800 00 9, 620, 300 00 850, 000 00 900, 000 00 : 543.000 00 549, 050 00 i 90 ; 1, 802, 489 40 1,45a V. 28 2, 810; (505 02 : 3, 418, 000 84 2, 084. 531 52 2, 132, 037 30 41.S, 590 45 [ 446, 917 53 1, 313, 5! 5 1, 374. 937 ' 327. 1:44 75 101,010 40 125, (.-,13 95 122, 781 90 227, (:50 22 ' 264,195 41 90, 889 59 . 46,817 73 803,408 oo : 1, 033, 044 00 15,393 32 14, 144 69 1, 550, 100 1, 095, 443 90 1, 860, 058 00 2, 185! 702 00 10, 000 00 43(5, 240 12 435, 027 89 55, 484, !.>45 88 ' 54, 908, 571 01 ILLINOIS. I 144 b a n k s . Loans and discounts J $32,172,070 69 Bonds for circulation I 9,236,010 00 Bonds for deposits.. -1 945; 000 00 U . S . bonds on hand..; 096,550 00 Other stocks and b'ds! 2, 251, 850 96 D ue from res've ag'ts.' 5, 428,197 86 Due from n a f l b a n k s : 1,658,806 22 Due from State banks! 301. 943 03 Real estate, &c I 1, 382, 223 99 Current expenses j 222, (515 15 Premiums paid • 228, 052 21 Cash items: 393, 622 24 Clear'<r-house exeh'gs 117.094 73 Bills of other b a n k s . . j 936, 925 00 Fractional currency .! 13, 549 15 Specie j 2, 336, 252 78 Leiial-tender notes . . I 2, 095, 522 00 XT.'S. cert's of deposit. I 10, 000 00 Due from XT. S. Treas.' 453, 290 11 Total ! 60, 880, 706 12 144 banks. 144 banks. 148 b a n k s . 151 b a n k s . $33,022, 088 50 $33,801, 010 40 $33, 744,136 53 $32, 963, 203 39 9, 052, 000 00 8, 808,500 00 8, 833, 500 00 8, 779, 500 00 I 945, 000 00 945. 000 00 945, 000 00 945, 000 00 ! 786, 550 00 055; 050 00 73(5, 450 00 641, 150 00 ! 2,502, 155 73 2, 294,470 31 2.109, 801 13 2, 106. 319 61 I 6,224, 848 82 5,137, 006 26 5; 565, 422 81 4, 415, 897 68 1. 018, 899 98 1, 489,478 36 1,307,334 92 1, 104. 571 10 298, 883 91 30' 691 (57 314. 003 25 305' 943 31 1,297, 295 75 1,287, 035 40 1, 284, (599 81 1, 306, >0 06 200, 314 77 342, 354 23 363. 757 (50 193, 520 43 258, 285 95 260, 0(57 80 279, 536 57 248, 308 84 397, 310 49 492, 520 62 34(>; 291 06 388, 300 09 55, 630 84 89. 732 53 29, 753 65 98, 426 62 993, 905 00 898, 808 00 860, 382 00 969. 817 00 376 04 15; 15, 739 07 10,329 14 16! 375 89 2, 504, 561 39 2.331, 942 69 2,228,891 53 2, 075; 404 19 2, 040. 040 00 2, 008,191 00 2, 036, 153 00 1,910, 868 00 ; 000 00 10, 000 00 10.000 00 10. 000 00 779 71 438, 398 08 440; 001 25 430, 436 25 62,732.926 88 . 61,734,257 02 j 61,457,444 85 : 58,915,258 46 HKiCiii 01" THK COMPTROLLER by tttiitvx f'iiiit rcsercc OF THE CLKRENCY, CXCV cities—Continued, CITY OF [H<:cr::vLisi-:sj 10. CLEVELAND. is 13 6 banks. " o ba iks. MAY i . Jf.NL LL. UCTOBK ii 2 . 0 banks. 7 banks. 7banl ;s. $4, 200, 000 00 $4, 200 000 00 $4, 200, 000 00 : $4,410, 000 00 Surplus fund . . . . - - • • Fndividru profits-•-• 740, 00() 00 329! 7.14 19 740 000 00 473 048 65 770. 000 oo : 372,58! 46 i 770, 000 00 304. SOI 33 770, 000 00 539. 342 05 Xai'l bank circulation State bank circulation 1, 699, 660 00 1, o;)5 260 00 1, 701, 560 00 ! ],'Jf>:.', two 00 J, 664, 9510 CO Capital stock . . . . Individual deposits . . V. S. deposits D e p t s r.S.dis.oilicers 7, 808, 337 46 307,017 61 49, 363 64 Due to national banks! Due to Si ate b a n k s . . . 663,593 40 500, 800 73 Bills payable. Total 153 oo 1, 757 00 Dividends unpaid j 55,775 00 1,080,360 00 | 17,496,475 03 017 06 ;os l-:99 so : 154 519 (Jo ! 54, 457 35 j 8, 155. 343 44 : 378, 873 79 ! 68, 123 '.'it ; 753.603 35 501. 76. ^5 50o,437 72 423,741 70 5!). 775 00 004. 4-*> 32 105, 9^7 50 17, 274, 8:>3 ('2 •• $4,515, 839 00 235 00 s, 24;>, '•i33 17 364, 018 M J v'J ', 105 86 8. 246, 42 327, 976 5U i2<;. 632 SO . 4 7 0 015 5 s l , 2 u 5 47 4 ) 4 , 0 5 3 10 175, -MM 7 2 7li'j. 0U0 00 SO1. 700 0U 17.022,746 33 : COO 00 17, 7Sli, UGii 137, i'io 90 788, U0O <<V 1.8, H I . 481 30 INDIANA. 95 banl:s 94 bnnks Cap tiil stock $13,323, 500 00 : $ 1 3 , 3 7 3 , :0-i oO Sun •In* »'i"nl Und 1 video, profits 3, 570, 343 00 1,634, 9-1 74 : ?s T ar 1 bank circulation 8, 657, 440 00 : 3, 618. ; J,388 : L 97 b inks $13, 473, 500 00 $13,49; . 000 00 8.0 3, 0-!! , (.'53 59 1 591! 78i) 8! 68 MO Cf 1, 510 371 3t oo 8, 595, (•20 u- 00 8,612,1 to 00 banks. 9 } banks. 748, 540 00 .'•. 735 .555 98 $u, l)2S 500 ui • bank circulation 101. 574 03 Divi dends u n p a i d . . . . : '»••• 65) 9 3 Indi vidual deposits . . 24,614, 1)85 76 1 24, 547. 745 41 : 505, 905 20 ; 4 6 1 , 144 6i i U. S 79 1 8 • 237! 945 t:.i U.S.dis.oilict'i's Due to national b a n k s I) u» to State b a n k s . . . 1. 915. 062 22 819,047 71 972 19 ! 000 00 ; Bil]s pay aide. Total ; 55, 468. 697 00 : 1,811,8 18 45 959, 3 89 79 17, 7J4 40 ' 14, t JO 00 : 55, 138, s73 02 9, 708 53 25, 408, 112 50 67!), 237 135, 380 79 9 , 0s2 20 . 24, 267 13 87 ', 052 85 ; 10. 73] 5: 23. 542, 138 ; r (J69 ;-> 110.' :->:j8 0 ' C10, 629 767, 81 r 58 1, C47, 904 58 894 , 255 11 1. 437 93!). 5.18 -;' 4. D00 00 12, 000 00 ; m,, 4S4 08 313. :)59 3: . 945 88 54. 908. 571 0 ; 50. 41)7. 157 "iT , 000 00 ILLINOIS. 144 b a u k s Capirai s t o r k N a t ' l bank circulation Sta/te bank circ'iilaxion 144 b a n k $12 ,41f>, 568 00 $12, 764, 600 00 $12, 953, 524 01 8-)3 ()05 1, 76);, 197 74 7 8 " :).'}:» 51 1 , 585. 15(54 3 700 635, 'V> 1,739.031 59 '] <'<{' i">[)'.>.) 1,9*5. 5)5 00 3 963 " 6 " | ( 1, 64:', 0 0 8 2L 8 227: 044 00 8 , 0! 4, 083 00 7,821,073 00 7, 825, 843 00 7.S-UI. 060 • > ' $1.2, 440,000 00 151 bhiiks. 148 bailie $12 315, 621 00 •} "Undivided piotits 1 i4 b a n k s Dix'idends u n p a i d . . . . 114, 042 00 25, 433 9(5 30, 769 00 Individual d e p o s i t s . . . U. vS. deposits Dep't s IT. S. dis. oilicers 32 9;"!2, 052 56 678. 894 74 - 31J035 0,1. 34 , 840. 672 740,174 70 41, 120 89 33, 790, 642 743. 301 78 46, 475 47 D u e to national b a n k s D u e to State b a n k s . . 182, 233 20 449, 205 94 501, 104 30 550, 572 33 566,120 04 483, 58c 94 417, 767 59 459, 604 458, 03 U o t e s re-disconnted.. Bills p a \ able 319,234 32 74, COO 00 143. 000 00 9i; 000 00 104, 405 23 192. 000 00 125, 052 0 1 29, 000 00 320, 118, 000 Oi. 60 880, 766 12 62 . 732.. 926 88 (51,734,257 02 iil^ 457, 444 85 Total 14. 005 50 33, 238, 357 7L'8, 115 42, 657 Jo 725 30, 340. 176 17, 05:.i 58, 915, 258 a CXCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1332, arranged CITY OF CHICAGO. DKCKMBFJi 30. MARCEI 13 MAY 1. JUNK 22. OCTOBER 2. .10 b a n k s 11 banks. 11 banks 11 b a n k s 11 b a n k s $34 006, 009 23 983. 500 00 100,000 00 2,132, 500 00 1 180, 174 58 4 546, 409 51 2 104, 502 27 1 092, 385 12 413 983 67 2, 275 18 86, 086 06 38 508 83 3 056. 925 18 1 500, 303 00 4, 574 11 4, 801. 230 78 3 252, 550 00 830, M00 00 117, 757 50 $39 776, 469 97 1 083, 500 00 100, 000 00 2 0!)3, 650 00 1 122, 495 22 6 155, 843 73 2, 430, 245 53 1 213,326 84 408 741 0 5 (55, 04(5 7(5 112,721 54 43 793 30 2 305, 772 30 1, 000, 040 00 6, 501 12 6 620, (i58 30 653, 021 00 770, 000 00 136, 757 50 60 249, 741 62 C8: 158, 645 12 R630UTC6S. Loans and discounts. Bonds for circulation Bonds for deposits .. TJ. S. bonds on band.. Other stocks and b'ds Due from res' vo air ts Due from nat'lbanks Due from State banks Ural estate &c Current expenses Premiums paid Cash items Clear'g-houseexch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit. Due from U. S. Treas Total $43, 096, 729 933, 500 100, 000 1,803, 100 1,243,613 3. 8i)6, 408 2, .145, 047 1. 235, 23!) 410 897 21.' 795 95, 286 40 280 10,396, 616 1. 065, 529 8, 045 5. 230, 426 4, 757,153 K30, 000 123, 507 60 00 00 00 42 19 17 95 00 93 13 06 42 00 83 75 00 00 50 $45,820,011 933,500 100, 000 2, 335,150 1, 399, 594 6,320, 819 2, 418, 125 1, 058, 327 404 Mj() 32, 752 103, 734 41 225 2,997,014 1, 611, 042 4, 849 6,011 115 6, 385, 343 800, 000 132, 107 78, 042, 242 61 25 00 00 00 64 69 76 12 38 oo 46 80 88 00 93 50 00 00 50 $42, 293, 545 933, 500 100, 000 1, 709, 550 2, 170, 566 5,416,528 2, 586, 665 1,226,421 2% 150 23, 081 114,135 38 187 3, 825, 831 1,231,209 6, 465 5, 904, 991 5, 943, 661 520, 000 122, 611 99 00 00 00 45 25 44 17 77 67 46 31 11 00 74 % 00 00 05 78, 909, 333 03 74, 463,102 37 81 b a n k s . 83 b a n k s . M I C H I G A N. 80 banks. 79 banks. ; 80 b a n k s . Loans and discounts $22, 338,133 10 $21,114,063 75 $23,189, 941 01 $24,098,8-12 30 $24, 547, 058 28 4, 909, 400 00 5,115,900 00 Bonds for circulation. 4, 969, 400 00 4, 669, 400 00 4, 900, 900 00 50, 000 00 50,000 00 Bonds for deposits -. 50, 000 00 50. 000 00 50, 000 00 TJ. S. bonds on band.. 129, 850 00 99,400 00 100, 200 00 99,350 00 73, 800 00 Otber stocks and b'ds 723; 651 45 492,250 51 492. 475 40 475, 349 80 511,160 92 Due from res've ag'ts ) 2, 423, 230 20 2. 820. 979 30 1, HS:y, 036 70 2.154, 02 i 05 2, 544, 988 26 Dae from nat'l banks | ' 763, 922 27 716,234 15 591,614 42 081, 939 11 495,452 25 Due from State banks 142,276 76 ' 118,291 02 1H,382 00 158,112 02 108,874 74 773, 530 49 Real estate, &c 797, 3S5 22 791,542 35 895, 722 29 907,346 86 141,313 04 ; 98, 080 04 187, 803 78 197,902 81 152, 180 90 Current expenses 87, 91 fi 00 05,821 50 88, 950 48 91,403 95 97, 927 75 Premiums paid 151, :*8« 10 299,977 Cl 213, 874 09 143,845 79 178, 579 98 Gash items Clear'g-houseexch'gs 051,492 00 : 440,872 00 480,270 00 j 477,995 00 584,397 00 i "Bills of other banks.. 7,840 40 9,027 09 10,300 52 | 10,090 45 ' 8,850 20 Fractional currency. 1,420,537 08 1,337,373 83 ' 1.303,003 06 I 1,281,314 38 1,207,458 34 Specie 1,035,013 00 ' 767,998 00 '856,929 00 810,785)00 904,88100 Legal-tender notes .. II. S. cert's of deposit Due froinU. S. Treas. 257, 793 00 234, 234 34 248, 144 98 244,104 28 234,008 59 Total 36,255,837 33 ; 34,403,145 54 \ 35, 574, 469 11 CITY Total $7, 799, 585 1,333,400 500, 000 35, 000 72, 802 1, 257, 568 915, 743 123,263 81,830 50, 423 9, 750 63,160 216, 857 268,468 7,328 805, 092 706, 460 68 00 00 00 25 44 76 51 02 78 00 18 92 00 94 48 00 $8, 532, 749 933, 400 500, 000 35, 000 87, 862 1, 425; 397 1, 072, 705 89, 422 84, 328 57, 279 114, 250 33, 029 173, 250 93, 575 6,153 611, 232 588, 674 37, 302, 521 07 DETROIT. 5 banks 5 banks. Loans and discounts Bonds for circulation. Bonds for deposits - TJ. S. bonds on band.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exeh'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposits Due from U. S. Treas OF 36,758,130 23 5 banks. 55 00 00 00 25 67 18 20 30 14 00 97 38 00 20 32 00 $8,471,296 933, 400 500, 000 35, 000 86, 400 969, 676 595, 546 105, 821 84, 328 43, 091 114, 250 28, 834 198,' 280 176, 271 7,211 675 380 091.' 878 5 banks. 14 00 00 00 00 07 60 02 30 71 00 08 54 00 48 67 00 $8, 038, 771 933, 400 500, 000 35, 000 68, 400 943, 754 527, 287 103, 493 SS, 420 66, 799 114, 250 52, 888 183, 685 109, 081 21, 488 695 372 603| 535 5 banks. 52 00 00 00 00 17 11 44 00 02 00 41 41 00 15 55 00 $8, 429, 916 47 933,400 00 500, 000 00 35, 000 00 68, 400 00 964,636 16 j 579, 093 05 1 133, 808 84 88, 697 40 30, 915 53 108, 000 00 44, 359 07 171, 830 58 93,127 00 11, 790 08 756, 932 25 565, 458 00 64, 780 00 46, 000 00 61, 000 00 46, 000 00 46, 550 00 14, 311, 580 96 14, 484, 315 16 13, 777, 665 61 13,131, 631 78 13, 561, 914 43 RKPORT OF THE COMPTROLLER OF THE CURRENCY. CXCVIL by States and reserve cities—Continued. CITY OF CHICAGO. DECEMBER 30. Surplus fund Undivided profits $8, 550, 000 00 \ $8, 950, 000 00 2,185, 000 00 1, 072, 250 47 2, 365. 000 00 • 1, 088, 072 94 , Nat'l bank circulation State bank circulation . 027, 350 00 Dividends unpaid ; OCTOBER 2. 11 banks. 11 banks. 11 banks. 10 banks. $0, 700, 000 00 Capital stock... JUNE 22. MAYl. Liabilities. 11 banks. $10, 050, 000 00 . $10, 050, 000 00 2, 305, 000 00 ' 2, 305, 000 00 1,174, 829 08 1,454,792 55 752, 850 00 740. 050 00 ' 2, 040, 000 00 1,342,998 11 750,150 00 124,900 00 .1, 50ti 00 Individual deposits.. 30,121,018 40 U. S. deposits 44,035 01 Dep'ts IT.S.dis.officers . 31,272,44140 58,437 03 42, 577, 77!! 57 70,990 82 40, 070, 520 04 '. 37, 480, 514 49 09, 277 97 50, 875 92 Due to national banks Due to State b a n k s . . . 10, 953, 071 53 8, 420, 909 01 13,130, 103 48 10, 983. 532 27 12, 442, 001 02 9, 098, 412 12 13, 723, 025 38 '. 12, 589, 955 87 10, 422, 045 09 9, 507, 487 98 Notes re-discounted Bills payable Total CO, 249, 741 62 08,158, 045 12 78, 042, 242 01 78, 909, 333 03 74, 403,102 37 81 banks. 83 banks. 3,780 00 39,120 00 1,422 00 MICHIGAN. 80 banks. ... . j ; 80 banks. | | $8, 205, 000 00 | $7, 955, 000 00 ! $8, 240, 000 00 | $8, 300, 300 00 I $9, 015, 000 00 Capital stock . . . 2, 059. 001 95 | Surplus fund 1,340, OeC : Undivided profits Xat'l bank circulation 4,518,797 00 Stale bank circulation . Dividends unpaid 79 banks. i ] Individual deposits .. IT. S. deposits Dep'ts U.S.dis.ollicers 188, 432 02 i 1, 790, 202 72 1,090,21.7 38 . 1, 801, 027 72 j 1, 81.2. 127 72 | 1,315,424 00 ; 1,477,258 59 \ 1, 975. 839 38 l,340J335 29 4,307,080 00 4,343,985 00 | 4,142, 295 00 18, C77 05 17, 897 00 200,225 16 ! 259, 292 74 503,013 22.1, OM 2.1. 154,109 189, 870 01 j 297,755 44 Notes re-discounted..: 322, 497 33 823. "105 3, 000 00 Bills payable : 90, 028 5, 010 27 30,255,837 33 i 34,403, 145 54 i 35,574,409 Total C I T Y OF banks. $'">, Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 10, 218 50 17, 292 73 19, 859, 078 24 19,100, 273 79 i 18,380,997 47 i 18.182,083 39 ; 19,537,582 15 21, 903 47 25, 953 28 | 271 ^^' 033 • ' 29, 3400 90 27,1 9 !; 24, 838 81. \ 8,701 01 0, 082 33 4, 705 03 ! 7, 758 04 '•• 0,122 28 i Due to national banks Due to State b a n k s . . . ; Capital stock 4,324,380 00 ! I 13 i OS ; 370, 035 17 189, 750 38 1-2, 018 25 173,423 22 557, 023 10 5, 000 00 45 i 08 [. 11 ! 30,758,139 23 j 37,302,521. 07 DETROIT. 5 banks. 5 hanks. 050, 000 n o '< f> 050, 000 00 p 5 banks. 5 banks. fr>n 000 00 $2, 050, 000 00 $2, G50, 000 00 335 000 00 ' 349. 780 43 ; 140. 000 00 3.14, 545 44 no 000 00 331 978 03 140 000 00 429, 018 08 180, 000 00 337, 717 88 1, 168, 000 00 i 822. 000 00 840, 000 00 827, 500 00 831,100 00 45 440 00 ' 750 13. 430 00 00 Individual deposits.. U. S. deposits | Dep'ts U.S.dis. officers 7, 093, 878 9 2 •• 204, 029 40 i 192, 042 27 i 7, 255, 490 03 259, 020 09 209,300 57 0, 983, GOO 39 310,443 27 175, 030 93 6, 438, 775 14 194, 593 40 202, 228 00 0, 944, 202 38 ' 217, 252 81 250, 537 93 Due to national banks Due to State banks... 804, 074 35 i 1, 349, 335 53 ! 1, 493, 883 92 1, 339, 402 51 809, OSS 50 1 440, 707 83 880, 800 74 1,308,7.15 70 800,207 83 1, 337, 405 00 14, 484. 315 10 13, 777, 005 01 13,131, 031 78 13, 501, 914 43 !N^otes rc-discounted Bills payable Total : 14, 311.580 90 CXCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since Octoher <.> ' , 1882, arranged WISCONSIN. DfiCEXir.F.R 30. MAUCII 13. 33 b a n k s . 40 b a n k s . OCTOP.KH 2. Resources. 41. b a n k s . Loans and d i s c o u n t s . | $8,877,330 97 i $9,479,001) 05 i *f), 778. 3o5 15 Bonds for circulation . 2.0*8,000 00 j 2,029, 500 00 • 2,017,001) 00 Bonds for d e p o s i t s . . . | 100|000 0 0 ! 100. 000 00 ! ] 00, 000 00 17. S.bonds on h a n d . . ! 93. 050 Oo I 107, 100 00 131.850 00 Other stocks and b'ds' 010.177 05 < 541,701 23 519. 391 07 D u e from res 1 v e a g ' t s . 1 1.791,200 03 i 1,677,993 OS 1.385.541 71 D u e from n a t ' l blanks.! 418. 131 37 j 404,40150 3ii-iJ>>5 32 Duo from State banks' 1 HP, 79 J- 7 0 ; 105,920 77 JU!(577 7! Real estate. <fcc ' 281,729 93 i 20*, 341 20 2*2,795 29 C u r r e n t e x p e n s e s . . . -: 4-4-, 31 .""• 22 I 51,301 84 74. 43U 58 P r e m i u m s paid ' 51. K-11 19 \ 50, 9:!9 00 03. 9(i9 22 Casli i t e m s ! 93.202 13 j 77,910 00 71, 3IP 90 Clear 1 ir-house. e x c h ' g s ' Bills of oilier b a n k s ; . : 321, 135 ()o | 204,845 00 230,910 00 F r a c t i o n a l currency : 5, 845 ;v> i 5. 9(i5 09 : 0, 0S3 82 Specie. '..I 705.210 01 | 715,287 05 : 741,015 39 Lenal-tender notes . J 525,9+7 00 j 411,095 00 490.277 DO 17. S.ce-rf.-sofdeposits • D u e from I T . S . Treas | 101.150 45 j 97,900 00 : 93,758 80 Total i 10, 237, 548 47 | 10,431,037 7 3 ' CITY OP 3 banks. 42 b a n k s . 41 b a n k s . $0, 908. f 91 07 1.917. 000 00 100,000 00 ]O7, 000 00 473,802 38 1.420.200 38 KU. 835 11 81,420 50 285. >o0 29 92.7:5 29 02, SV.O ' 21 07,502 34 $10,227,504 80 ' 3,078,000 00 : 100,000 0 0 ' 38,050 00 501, 178 77 • 1,000,850 45 : 472. 099 11 105,427 15 304,881 19 01,207 75 70,330 78 05,977 07 275,4:i9 00 5, 705 73 7o4, 778 95 500,1H 00 10,471,017 02 233,297 00 5, 932 47 717,581 15 404,120 00 95: 235 40 101,572 70 10,438,050 25 17,138,712 99 MILWAUKEE. 3 banks. 3 banks. 3 banks. 3 banks. ; Loans and discounts ; $3,410,585 10 : $.'{,098,551 07 ' $3,533,040 12 $3,820,10!) 00 i 53,013,906 09 Bonds for circulation000,000 00 • 000,000 00 : 500,000 00 ' '500,000 00 ; 500, 000 00 i 550,000 00 | Bonds for deposits . . . 550,000 00 550, O.M ' ) 00 ! 55o, 000 00 550,000 00 j IT. S. bonds on h a n d . - . 000 oo 1.250 oo 750 00 i Other stocks and b'ds 313,7^5 o o ; 335,250 00 200.3.1)5 00 280,322 50 234,447 50*j 7(50, 950 77 ' D u e from r e s ' v e a u ' t s 7.18.409 05 • 057, 8,-iO 11 790,213 78 893. Us 00 ; 390, 347 78 Due fromnat'lbaiiks. 7i).U'M -H • 405,337 40 ' 323, 045 04 293,750 ]."> • 47.213 38 D u e from State banks' 20,07:' 24 31,!)23 49 29.477 27 42,254 7 8 ; 132,000 00 Eeal estate. Sec 87, 0(iO on 117,000 oo • 117,000 oo , 117.001- 00 ,' 0, 014 32 Current expenses 11,512 4! 4, Kid 01 8.09:5 25 . 10, 00J 07 P r e m i u m s paid 10,9-8 72 : 7,-105 10 ' i.199 22 Cash items 5,91') 9 i i 3,400 ol 1,574 51. 035 1 1 : 120, 523 53 Clearv-hoiise.exeh'o-s 178,40s fit;, 130,91174; 514. 7o5 58 119,09174: 20, 709 00 Bills of other b a n k s . . 22,02s no : j0, O.-'l 00 . 5*2,1.10 no 28,734 00 • : 2,421 25 f r a c t i o n a l currency 2. 7oo 03 l^ 08:. 10 3,103 72 2.138 97 487,140 75 Specie .''..' 373, 981 0*; 378. ;-s7 98 : 424.702 0(5 404,332 00 : 301,285 00 Leo-al-tender notes . . : 5.15:o90 oo ,*?<>;-,' 57<> 00 • 408, sil oo 399,000 00 •• IT. S. fei't's of deposits --• 23, 500 00 : D u e from U . S . T r o a s . 44,700 00 32, 0U'> 00 28.000 00 27,800 00 Total ; 0, 957, CM* V-> 7, 33«i. 200 70 ' 7,017,447 33 7,503,575 32 ; ,203, 784 59 IOWA. | 92 banks. 97 banks. 98 banks. 101 banks. • Loans and discounts • $17,3.97,003 47 i Bonds foreireulation \ 5,252,000 00 150, 000 00 Bonds for deposits ' 80, 550 00 IT. S. bonds on hand..! Other stocks and b'ds; 1, 004, 09:5 51 Due from resYeairts ; 2,008, 507 85 839, 914 -OS Due from nat'l banks :: 240, 48!) 7^ Due from State hanks Eeal estate, &c ! 1, 09.1.100 54 100, 507 91 CurrfJit exjienses... .1 13.0.218 03 Premiums ]>aid ' 258,519 08 Cash items I Clear'u-h on se exch'gs; 700,120 00 Bills <jf other banks!, i 7 •" 5^" 01 fractional currency Specie !.. 1,005, 929 2(5 Leual-tender notes .. 1,397, 903 00 10 000 00 U.S. celt's of deposit | 240,015 82 Due from LT. S. Tieas • Total 32,200,810 57 $18,817, 180 44 $19, 5,424, 500 00 150, 000 00 101. 750 00 1,085! 873 95 2, 8S7, 847 47 1. 380. 908 { 9 :;*>;>, 327 20 1.143.707 45 ' 251, 04 (i 90 141,870 04 253, 880 37 003, 300 00 9,104 08 1.23s. 923 54 1,329, 2is; 00 202, 340 05 35,550,022 73 015 000 000 200 790 795 442 57 00 00 00 20 (is 98 3V>0 3 0 101 17 438 98 500 10 750, 315 00 : 10 504 60 1.224. 720 <)9 ' 1.388, ;_> i 0 00 201, 454 25 | • $19,095,251 5, 314, 000 250, 000 140, 500 1.093,445 2, 342.. 401 1,321.000 375! 310 1, 200/209 203.715 105, 729 181,341 081,382 11, 047 44 ; 1.280, 910 89 : 1,291, 072 1.10 b a n k s . ! 62 | 520,124,327 03 ! 00 | 5, 255, 500 00 300, 000 00 00 \ 44, 900 00 00 | 1, 054,181 90 22 ! 80 i 2.115,019 10 -35 I li 077, 392 42 30 i 310,096 02 57 ! 1, 274, 640 92 12 i 212,846 16 39 ! 178, 020 94. 48 ! 224, 617 99 (.0 ; 248,13s 7 8 '•• 531, 201 00 12, 030 (56 1.027, 912 18 1.275, 007 00 245, 535 07 35,178,348 39; 35,202,788 32; 35,205,040 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCIX by-State* anA reserve cities—Con tinned. WISCONSIN. 1. JUNE 22. ! OCTOUKK 2. 41 ba n k s 41 b a n k s . i 42 banks. MAIICI1 13 M V\' Liabilities. 40 b a n k s 38 b;uiks 9 $2, 9 5, 000 00 £3,140, 000 00 $:; 190 000 00 $3 200,000 00 I 385, 000 00 Surplus fund ... Undivided profits 083, 070 54.0, 347 20 080, 204 34 484! 530 Gs5 204 34 :;73. 701 70 095, 204 34 074, 129 92 ! 730, 908 91 443, 483 04 X a t ' l bank circulation State bank circulation 1, 820, 953 00 1, 758. 0(i3 00 1 782 053 00 1 704,093 00 ; 1, 732, 943 00 Capital stock 15,140 00 710 00 Individual deposits.. TJ. 8. deposits Dep'ts IT.S.dis.ottieers 9,950,140 32 04, 727 .10 8, 331 05 10,1.12.85)0 70 5i.57i 74 8. 208 Due to national banks Due to State b a n k s . . . 14, 09(5 00 53. 384 79 ISTotes re-discounted.. Bills payable 105, 145 49 5'), 000 00 Dividends unpaid Total .... 580 00 ; 8, 018 54 910 83 117, 814 H.154 00 9 937, 717 57 ; 75, 280, 70 , 3,905 47 10, 490,149 10 78, 404 04 0, 309 78 37, 340 80 82. 4 15 31 , 24, 957 18 03 593 41 32,398 17 : 54, 401 50 ' 03, 755 24 78,188 89 75, 390 51 i 111. 528 orj GO, 885 52 : 114,891 79 10 471. 017 (52 1G 438,050 25 : 17, 138,712 99 10.431,937 73 10, 237, 548 47 CITY Capital stock 1, 700 00 9 9 1 ••', OF MILWAUKEE. 3 banks. 3 ba iks. $050 000 00 $050 (HID 00 3 banks. 3 banks. $050, 000 00 : $050, 000 00 00 : 94 ; 285 000 00 195, 915 11 290 000 00 193, 342 23 3 banks. $050 000 on °85 000 00 13H, 151 01 oo : .140 , 804 97 155, 248 540, 000 00 54( , 000 00 450, 000 00 l 450, 000 00 450, 000 00 Individual deposits.. i ; U. 8. deposits Dep'ts U.S.dis.officers 3, 008, 452 G5 ' 274, 311 50 180, 115 48 4, 01C . 809 300 . 850 82 100 405 04 4, 495, 558 88 340. 071 148, 303 12 ! 4, 407, 994 07 208. 704 91 200, 047 49 4, 003, 321 59 300, 18G 70 387, 910 09 Due to national banks Due to State b a n k s . . . ; 790, 578 09 375, 804 749 38 ' 43f 1 H53 82 092, 045 81 347,207 020. 073 80 312, 949 °5 i<)4 70 50 874 95 0, 957, 008 13 7, 33( 200 70 SUIT>1US f'und Undivided i>rotits Nat" 1 bank circulation »State bank circulation 000 Dividends unpaid i .Notes re-di -'counted Bil's pavabie Total 709. 854 02 1 323, 410 05 : 50, 000 00 7, 017, 447 33 7, 503. 575 32 7, 203, 784 59 IOWA. I Capital stock Surplus fund Undivided protits 97 banks. 92 banks. j $7, 4-14, 750 00 I $7, 907, 200 oo | I ! 1,005,794 29 ! 1. 802, 803 93 ! 974,515 81 ' 800, !">sl ~)S X a t ' l bank circulation: State bank circulation 4,588,700 00 4, 001,255 00 40, 471 50 25, 732 05 18,175,474 48 117,450 00 10, 731. 80 j Due to national banks: Due to State b a n k s . , j 490, 092 33 j 708,598 79 j Notes re-di s c o u n t e d . J Bills payable ! 275, 8SG 28 | 107,150 00 i Total 101 banks. 110 banks. $7, 974, 050 00 ! $8, 273,100 00 $9, 055, 000 00 1,804,887 79 1. 018. 224 20 1,814,405 93 1,130,100 34 1,949,983 91 1, 008, 780 55 4 , 7 1 2 , 4 3 2 00 4, 053,1,'JC 00 4, 590, 303 00 17,493,713 82 | 17,311,070 45 131, 984 57 ! 171, 788 70 2, 087 54 j 9,1.05 09 10, G47, 921 G4 224, 907 70 38, 443 94. j Individual deposits ..[ 15,742,002 07 U. S. deposits ! 157,2o2 37 Dep'ts U.S.dis.oiucers 1,453 13 Dividends unpaid 98 banks. 007, 052 92 L 18-',034 29 80.15!) 08 I 25, j 50 00 | ; 32, 209, 810 57 j 35 550, (522 73 20, 290 42 ; 030,148 39 '• 1, 038, 992 02 ; 317,331 04 27, 000 00 11,370 93 5*3, 929 27 1, 055, 003 91 177, 820 70 00, 000 00 581, 957 00 879, 394 38 240,041 50 30, 329 24 35,178, 348 39 , 35, 202, 788 32 j 35, 205, 040 39 CC REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3,1882, arranged MINNESOTA. Resources. DECEMBER 30. ! 31 banks. I 32 banks. 32 banks. JUNE 22. OCTOBER 2. 34 banks. 38 banks. j Loans and discounts . $10,525,351 00 ' $10,772,039 90 $11, 021, 011 33 $11, 618, 009 81 $12,124,772 45 \ Bonds for circulation. 1, 600, 000 00 1, 572, 500 00 • 1, 572, 500 00 1, 005, 0JO 00 i, 004, ooo oo ; Bonds for deposits . . U. S. bonds on hand.. 5, 000 00 5, 000 00 11,050 00 17,500 00 20, 000 00 Other stocks and b'ds 199,373 86 193, 889 61 180. 870 16 , 200, 253 00 209,152 20 Duo from res've agt's. 805, 023 42 776, 359 70 ' 702', 708 42 870.4(52 30 912, 393 28 Due fvom n a t l banks., 582, 891 41 637,433 99 540, 200 18 772| 073 41 042, 677 21 Due from State banks 125,387 09 109, 5flO 29 184,823 99 253,293 50 200, 885 37 376, 631 06 402, 492 01 424, 443 41 Heal estate. &o 439, 5(-3 95 : 407, 982 52 68,240 10 81, 320 72 125, 318 31 Current expenses 148. 257 99 09, 784 1G 22, 400 91 24.588 41 29,219 91 Premiums paid 31,711 37 31,245 11 205,414 00 178, 800 44 190,303 20 Casli items 173,335 71 280,854 17 Clear"g-houseexch'<rs' 143, 919 00 220,419 00 130, 077 00 178, 520 00 Bills of other banks.. 158, 399 00 3,428 07 3, 396 80 3, 702 {,3 3,021 51 Fractional currency. 4,139 53 431, 200 90 489,231 84 450,753 10 432, 285 08 : Specie 522,708 22 489, 593 00 453, 026 00 521,022 00 Legal-tender notes .6G9, 197 00 538, 286 00 U. S. cert's of deposit. Due from 17. S. Treas. 78, 949 36 81, 043 (55 88, 093 05 90,919 35 SI, 816 75 Total. ; 15,970,943 81 CITY 3 banks. 15,903,920 35 16,127,523 05 OF S A I N T 3 banks. j 17,301,229 70 17,935,096 1 PAUL. 3 banks. 5 banks. j 5 banks. Loans and discounts. $7, 856, 787 41 $7, 916, 053 55 \ $8, 005, 078 09 $11,218,539 12 1 033, 500 00 1 033, 500 00 Bonds for circulation 633,500 00 733, 500 00 ; Bunds for deposits ..I 500, 000 00 i 500,000 00 5.00, 000 00 500, 000 00 j TJ. S. bonds on hand.. . 700 00 ; 150 00 2,400 00 ! Other stocks and b"ds "'285,'21 if 07' 272, 98 L 02 ', 270,474 84 320, 877 90 • Due from res'veag'ts 701, 375 38 743, 800 70 : 1, 731, 019 54 i 591,810 32 Due from nat'l banks 81, 405 38 102, 203 80 • 83, 919 35 ! 65. 254 52 Due from State banks 107, 315 97 85,455 09 I 187, 357 99 \ 230,209 01 Heal estate, &.c 57, 990 01 ; ;">•<, 880 61 153,003 9L i 00. 901 90 ID, 107 00 ; 27.824 53 45, 188 92 . Current expenses . . . \. 3, 084 03 Premiums paid L 12, 735 00 ! 43, 900 40 12, 845 49 ; 48, 284 05 : Cash items ' 123, 348 03 135,892 02 I 200,950 13 ! Clear ij-houseexch'gs 211, 297 29 202, 551 00 107, 320 00 ; 120,405 00 • Bills of other banks..! 81,175 00 904 04 1,152 38 ! 3,142 51 J Fractional currency. 757 50 ; 500, 398 52 282, 057 20 j 479, 306 49 349,351 29 i Specie 417, 812 00 240, 541 00 • 392. 842 JO ' 212, 897 00 : Legal-tender notes .. IT. S. cert's of deposit ;. 28,753 15 27, 945 05 ; 49,675 10 48, 165 50 Due from U. S. Treas. Total i 11, 271, 000 30 ' 11,100, 322 13 ; 11, 830, 278 54 16, 201, 077 39 j 10,192, 010 58 MISSOURI. 22 banks. 20 banks. Loans and discountsBonds for circulation Bonds for deposits -. U. S. bonds on hand.. Other stocks and b'ds Due from res* ve a^'ts Due from nat'l banks Due from State banks Real estate, <fcc Current expenses Premiums paid Gasb items Clear'g-houseexch'gs Bills of other b a n k s . . Fractional currencv . Specie Legal-tender notes .. U. S. cert's of deposit Due from U.S. Treas Total $1,291,831 1, 412, 000 50, 000 90, 950 871, 024 908, 405 71,054 362, 628 180, 096 01,040 13, 233 38 090 45, 583 269, 356 1, 357 275 6"4 347, 392 22 00 00 00 72 92 52 47 17 55 00 0") 33 00 43 33 00 65, 511 79 9, 363, 015 50 $4, 502, 023 21 1,224,500 00 50, 000 00 109,050 00 781,427 54 1, 235, 644 28 190, 800 25 360, 750 90 175, 299 49 05, 810 (52 19,291 97 48 138 50 33. 887 98 240, 593 00 .1. 034 93 9 08 518 90 318,485 00 5H, 940 00 9, 685, 402 57 25 banks. $4, 916, 065 27 1,299,500 00 50, 0u0 00 103, 850 00 798, 514 37 1,135, 775 04 249, 961 00 448, 70ri 11 187, 003 87 61, 130 00 34, 095 74 51 757 95 05'121 70 230, 732 00 1, 240 53 90 'A°S ''SI 300, 957 00 25 banks $4, 994, 780 1, 300, 000 100, 000 158, 450 797, 337 1, 473, 558 255,169 441,781 202, 452 85, 601 52,919 3-> 941 53, 481 190, 117 1, 395 410 013 290, 927 28 b a n k s . 15 00 00 00 13 27 14 28 52 94 68 ob 93 00 53 6'"' 00 59, 752 00 04, 599 50 10, 389, 051 80 10,911,480 27 $6,173,108 1, 529, 250 100, 000 188, 550 894, 579 968, 730 315,825 377, 533 228, 922 40.132 72, 861 84 71l> 136, 926 176, 730 1, 925 447 578 310, 093 03 00 00 00 06 97 3?, 31 29 09 88 18 19 00 \>n 00 74, 220 50 12,127, 691 CO i REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. MINNESOTA. DECEMIJKK 30. MARCH 13 MAY 1. JUNE 22. 31 b a n k s 32 banks. 32 b a n k s 34 b a n k s i OCTOBER 2 . Liabilities. - Capital stock Surplus fund Undivided profits !N"at'l bank circulation State bank circulation $4,195 000 00 38 b a n k s . or $3 803 700 00 $4 070 000 00 $4, 070, 000 00 5G5, 287 78 495, 445 05 604,110 30 407, 943 58 590, 110 30 517, 038 03 590,110 30 ' G3G, 907 34 ': 634, 484 08 495, 066 42 1, 415, G34 00 1,406,194 00 1, 405, 494 00 1,436,244 00 : 1, 470, 044 00 $4, 451, COO oo ; 4, 018 62 4, 110 02 ; 8, 597, 794 01 8, G18, 899 18 9,471,880 8 9 • 9, 833, 906 63 Dividends unpaid. . 01,435 Individual deposits . . U S deposits Dep'ts II. S.dis.officers 8, 557,157 GO 7, 241 62 4, 732 62 Due to national banks Due to State banks... 215, 277 66 ' 448,173 2 o ; 222, 087 78 162,132 98 , 230, 519 27 114, 057 G7 303, 395 5 4 • 263, 922 8 7 • 245, 589 85 441, 068 73 Notes re-discounted.. Bills payable 411, 833 52 \ 3, 000 00 ; 444, 045 08 45, 000 00 544, 204 58 33, 000 00 453, 381 14 ; 5, G55 00 305, 384 70 50,710 00 Total. . i 15, 976, 943 81 ! 15, 963, 926 35 16,127, 523 65 17, 361, 229 70 ' 17, 935, 090 03 CITY OF BAINT PAUL. 3 banks. I $2, 200, 000 00 i $2, 200, 000 00 | $2, 200, 000 00 3 banks. 3 banks. 5 banks. 5 banks. $3, 906, 900 00 I $4, 700, 000 00 Surplus fund Undivided profits 655, 000 00 i 279, 829 49 j 655, 000 00 ' 325,003 15 j 65"), 000 00 388, 703 86 655, 000 00 i 501, 588 54 ' 805, 000 00 395, 777 42 !Xat'l bank circulation State bank circulation 554, 780 00 570, 080 00 567, 080 00 558, 880 00 j 656, 480 00 Capital stock Dividends unpaid 50, 357 00 105 00 70 00 5, 421, 423 30 172, 405 46 394, 625 01 5, 288. 386 96 12(>i 094 78 29(5, 445 91 5, 594, 479 02 156, 500 29 276, 812 72 7 526, 444 50 '< 125, 011 6 7 ; 348, 383 48 i 7, 202, 443 54 78, 93* 328, 501 64 664, 287 74 878, 951 70 824, 983 73 880,162 60 56 1, 21tJ* 407 09 174, 931 69 i \ 403, 867 45 | 926, 4<)6 93 1, 097, 818 59 ; l l , 2 7 1 , 6 0 0 3 0 i 11,166, 322 13 i 11,830,278 54 10, 201, 077 39 , 16,102, 010 58 Individual d e p o s i t s . . U. S. deposits '. Dep'tsU.S.dis. officers Due to national banks Due to State banks . . 70 00 ! 583 00 !Notes re-discounted Bills navable Total MISSOURI. 20 b a n k s Capital stock Surplus fund Undivided profits N a t ' l bank circulation State b a n k circulation 22 b a n k s $2, 030, 000 00 $2,130, 0(10 00 436, 519 36 338, 403 98 450, 400 00 241, 128 83 1,262,825 00 1, 078,120 00 25 b a n k s 25 batiks $2, 350, 000 00 i $2, 390 000 00 455, 750 00 ! 259, 693 06 : 1,109,460 00 : 28 b a n k s . $2 700,000 00 455 750 00 345 559 90 492, 579 35 289, 979 18 1,146 310 00 1, 300, 310 00 15, 285 50 305 50 305 50 . 261 50 4,207 50 I n d i v i d u a l deposits -U. S. deposits D e p ' t s U . S.dis.officers; 4, 681, 576 46 34,847 56 9, 436 35 5, 000,124 43 44,143 98 5, 582 02 5, 243, 898 82 50, 903 05 , 3 9, 726 72 \ 5, 306 902 15 76 998 34 37, 906 53 5, 683, 050 30 80.157 71 7,610 51 D u e to national b a n k s D u e to State b a n k s . . 95, 359 02 350, 302 193,789 92 494, 282 83 216. 993 2 9 • G37, 23:{ 70 . 305 215 90 814, 366 02 376. 489 40 1, 070, 860 15 !N~otes re-discounted.. Bills payable 30, 000 00 78, 459 61 10,000 00 37, 525 06 45, 087 06 32, 215 93 5, 000 00 57, 447 21 Dividends unpaid Total 9,363,015 56 j 9,685,402 57 j 10,380,051 80 ; 10,911,486 27 | 12,127,691 31 CCII REPOKT OF THE COMPTROl.-LMt OF THE CURRENCY. Abstract of reports since October 8, 1 882? arranged C I T Y DKCEMBKK 30. i Resources. 5 banks. • OF S T . L O U I S . MARCH 13. OCTOI1KLI 2. 6 banks. (5 b a n k s . 6 banks. ; I ! G banks, Loans and discounts. $8, 437, 228 79 ! $9, 847, 3(50 23 .*!), 117, 907 01 $10,150,329 98 : $10, 635, 209 15 710, 000 00 810, 000 00 810, 000 00 • 860, 000 00 Bonds for circulation 760, 000 00 250, 000 00 • 25o! 000 00 250, 000 00 : 250, 000 00 Bonds for deposits... 250,000 00 74,550 00 i 94, 550 00 171, 250 00 U. S. bonds on hand.. 71, 850 00 1 CIS. 650 00 242,487 54 , 337, 424 55 477, i::4 55 ! Other stocks and b'ds 478, 424 55 242,487 54 ; 1)80, 204 28 620, 725 20 1, J88, S83 i>5 Due from res've asr'ts 1, 357, 340 0G 835, 753 7 2 • 710,223 01 ; 513,084 81 r)8(>, 105 04 Due from nat'l banks 423, 465 90 514.038 8L ' 25H, 020 17 400, 013 05 J35, 117 13 Due from State banks 157,860 56 203, 507 37 :' 194, .'J30 15 223, 353 20 201,134 37 201, 238 67 Keal estate, &c 224,4*3 12 : 57.452 43 89. 817 63 82, 5fc5 89 128, 574 02 Current expenses 85,1)82 65 ! 8^562 50 11,336 50 11, 336 50 13, 399 00 Premiums paid 9, 336 50 72, 821 75 77. 296 26 27, 750 78 40,302 23 Cash items 01. 597 74 ; 523,423 39 1. 17::, 610 67 563, 001 95 640, 022 68 ClearV-houseexch'ii's 599, 714 44 313, 464 00 ' 397, 502 00 243, 177 00 i 159. 329 00 Bills of other banks.. 409,312 00 , 3,401 34 3, 606 38 4, 603 99 ; 2, 077 31 Fractional currency. 4,514 35 : 53G, 209 25 ' 1, 266, 37 L 70 | 720, 307 53 Specie 793, 941 50 : 1,104,500 90 1,444,700 00 ' 2, 023, 800 00 1, 440. 285 00 J 1, 020, 819 00 Lejial-tendernotes.. . 1,169,831 00 ! 100, 000 00 100, 000 00 j 100, 000 00 IT. S. cell's of deposit . 46. 445 00 42, 545 00 ! Due from U. S. Treas. 4-8, 695 00 44, 945 00 Total 14,868,150 50 10,225,766 02 1 7 , 3 9 5 , 1 2 3 7 0 ; 1 7 , 7 5 1 , 9 6 2 43 17,308,914 66 KANSAS. 23 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits... V. S. bonds on hand.. Other stocks and b'ds Due from res' ve ajr'ts Due from nat'lbanks Due from State banks ".Real estate, &c Current expenses.. -. Premiums paid Cash items ClearV-houseexch'<is Bills of oi her banks.. Fractional currency Specie Leual-teiider notes .. XT.S.tvrfs of deposit Due from l.\ S. Treas Total $3,864, 573 997, 000 400, 0!)!> 25^ 150 98, 569 622,945 293, 934 238, 240 186, 876 57. 990 12^ 702 65, 103 24 b a n k s . 14 $4,145, 260 84 1, 009, 500 00 00 400, 000 00 00 76,200 00 U0 84, 582 30 08 749,845 01 59 . 111, 953 34 75 273,448 84 47 202, 729 89 51 36, 571 48 27 ! 10, 148 69 99 ' 72, 915 38 32 i 244, 211 00 2, 473 40 249, 837 6(5 406,901 00 242,551 00 2, 036 90 216, 574 31 447,517 00 48, 112 14 48, 538 79 7,81,4,681 32 8, 430, 373 ' 26 b a n k s . ; 27 b a n k s . $4, 326, 966 51 1, 017, 000 00 400, 000 00 61, 300 (}() 92,339 41 800, 272 23 4*7,391 17 475, 795 73 212.451 69 47,596 33 14. 373 32 89, 091 01 281,279 00 1,784 60 305, 578 30 459, 609 00 47, 103 79 9,1^5,932 15 36 b a n k s . $5, 995,135 98 l $ 4, 775, 522 91 1,182, 000 00 ! 1, 004, 501' 00 400, 000 00 400, 000 00 61,500 00 17, 200 00 : 94, 830 00 ] 213, 829 59 1 972,555 81 i 1,02a, 617 84 • ! 546,226 19 503. 489 28 i 559. 321 16 458,310 09 ! 229, 439 03 j 281, 571 59 i 61,698 81 45,412 17 27, 259 28 17, 0<»0 27 j 124, 764 83 i 88, 937 37 ! 262, 670 00 2, 075 71 I 370,462 48 i 481,815 00 43, 125 44 357, 505 00 ! 2. 862 GO ! 439. 950 62 i 737^412 00 54,310 94 9,972,346 18 ; 11,864,631 87 NEBRASKA. 28 banks. $7,130,500 46 Loans and discounts 1, 434, 500 00 Bonds for circulation 350, 000 00 Bonds for deposits... U.S. bonds on hand.. \ui 000 00 Other stocks and b'ds 217,497 90 Due from res've a^'ts 948,373 79 Due from nat'l banks 283, 720 54 Due from. State banks. 202, 104 28 lieal estate. &c 443, 791 54 •Current expenses 50, 399 25 Premiums paid 23,947 57 Cash items ': 246, 488 49 Clear" <j-house exeir<j;s 201, 225 00 Bills of other banks'".'.' 3, 901 29 Fractional currency.. 470,310 99 •.Specie '..[ Le<i-al-tender notes .. 438, 920 00 IT. S. cert's of deposit ; Due from U. S. Treas 73,797 85 Total ! 12, 624, 478 95 29 b a n k s . 32 b a n k s . $7,608,066 13 ], 502, 000 00 350. 000 00 Wi, 000 00 190, 835 79 813, 040 02 443^ 767 07 370, 817 60 495, 302 83 76. 158 16 22,813 82 139. 282 33 $7, ('37. 830 09 'l,547,000 00 350, 000 00 DO. 000 00 194,540 27 1,109,874 27 039. 43S 36 348, 997 92 520, 098 76 57, 574 85 25, 966 Gr) 365,419 7;; 198,428 3. 258 367, 295 412, 020 241,735 5, 00(5 556, 172 473, 991 00 73 70 00 73,630 85 13,193,317 03 00 95 62 00 74. 384 85 j 35 b a n k s . $8, 032, 980 82 1, 584, 500 00 350, 000 00 96, 000 00 265.516 01 1,704,817 76 840 79'A 08 443,939 54 510. 119 10 103, 639 84 26, 797 78 224,137 93 206, 744 00 4. 505 80 474; 404 OS 431,432 00 76, 096 85 I 40 banks. $9, 732, 259 51 \ 1,729,000 00 350, 000 00 : 102, 800 00 320, 374 82 2, 055, 465 70 974,210 30 352, 091 02 : 587,938 50 77,249 82 . 41, 886 32 149. 045 63 : 308, 563 00 4, 364 72 513,446 42 54li 550 00 80, 677 85 14,244,031 32 i 15, 406, 420 15 j 17,920,923 61 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCIII by State* and reserve cities—Continued. CITY OF ST. LOUIS. JL'XE 22. DKCKMI'.KK 3 0 . MAUCII 1 3 . MAY 1. 5 hanks. 0 banks. 0 banks. G bunks. $2, 950, 000 00 $3,150, 000 00 $3,150, 000 00 $3, 150, 000 00 $3, 150, 000 00 Surplus fund Undivided profits 054, 892 03 170,020 41 090, 929 82 214, 515 77 703.475 12 322, 529 70 705,741 88 321, 033 07 723, 055 22 300, 290 74 Nat "1 bank circulation State bank circulation 032, 850 00 720, 250 00 702, 050 00 757, 250 00 Liabilities. Capital stock -. 11,310 08 Dividends unpaid .OCTOHKK 2. 0 banks. 12, 208 08 Individual deposits . . 17. S. deposits Dep'isTJ.S.dis.officers . 5, 277, 022 59 114,820 22 5,322,441 89 117,013 70 G, 112,133 29 277, 182 58 5,809,330 13 170,540 11 5, 939, 040 17 192,919 12 Due to national banks D u e to State b a n k s . . 2, 005, 002 92 2,725,297 75 . 2, 455, 537 35 3,531,900 81. 2, 710, 345 88 3,382,307 51 • 2, 939, 053 78 3,875,344 18 2.144, 044 27 3,195,042 34 Notes r<'-diseounted.. ; Dills payable ' 80, 009 GO 150,000 00 . . 14,808,150 50 Total 25, 000 00 10,225,700 0 2 : 893,085 12 17,395,123 70 17,751,902 43 17,308,914 00 KANSAS. 24 ba 23 b a n k s Capiral stock Surplus fund Undivided profits : . K a t ' l bank circulation State bank circulation 1 20 b; n k s . $1, 025, 0'JO 00 27 b a n k s . $1, 725 .000 00 $1, 800, 000 00 289 977 72 253 800 78 318. 709 32 ^ 214, 380 10 328 709 3° 251 , 790 12 334,195 0 2 309, 880 94 893 920 00 908, 140 00 ': 904 0.10 00 887, 750 00 $1, 500 000 00 i 3G b a n k s . $2, 250, 000 00 • 305. 024 00 295, 071 09 1, 030, 000 00 ; 8,189 00 ) 000 00 1, 575 00 2, 218 00 Individual d e p o s i t s . . . 17. S. deposits : Dep'Is V.S.dis.officers 4, 200 950 44 131 957 84 175 472 43 4, GOO, 084 37 ; 88, 482 (>4 ! 233 077 81 ! 5,177 ,708 04 98 359 00 234 , 090 45 5, 730, 805 145, 298 70 203, 895 82 G, 993. 925 03 HO! 200 85 228, 370 78 Due to national banks Due to State b a n k s . . . . 027 05 241 494 10 44.240 20 ; 299, 758 (53 j , 204 13 305,057 85 132,478 14 340, 308 10 102, 283 47 329, 285 00 Notes re-discounted . . Bills payable 80 879 90 000 00 87, 100 58 : 10 000 00 . 84 103 24 80, 158 25 90, 927 05 7,814,08132 8,430,373 7 7 ; 9,972,340 18 11,804,03187 Dividends unpaid Total 140 00 i 9,185,932 15 | : NEBRASKA. 28 b a n k s . 29 b a n k s . $1,901,400 00 Capiral stock Surplus fund Undivided p r o f i t s . . . .j N Nat'l bank.circulation! St State b a n k eirculationj 335, 500 00 430, 290 07 : 1,285,120 oo ; 3, 000 00 : 32 b a n k s . 35 b a n k s 40 h a n k s . $2,175 ; 200 00 $2, 325, 000 00 353, 750 00 510,381 '' 1. 351,115 00 371,750 00 48!), 001 09 379, 750 00 580,171 49 ! 454, 007 33 550, 514 49 1, 373, 075 00 1, 402, 915 00 j i 1, 547, 395 00 $2, 440, 000 00 i $2, 800, 000 00 1, 807 50 820 00 Individual deposits ._: U. S. deposits j D e p ' t s U .S.dis.officers! 6,107,952 04 : 120,017 81 : 171, 952 51 . 6.2)0.899 22 159,091 as 148, 428 7,108, 092 21 198, 839 150,293 91 7,771, 070 14 i 95, 502 4 7 ! 225, 749 10 j 9,419,109 66 112,007 98 221, 028 25 D u e to national banks; D u e to State banks ...; 903,191 80 . 659, 721 49 , 880, 318 41 812, 921 48 1,043.883 32 904, 002 07 1,301,105 2 5 i 1, 139,590 2 3 j 1, 259, 935 08 1, 209, 903 19 Notes re-discounted.. j Bills payable I 553, 732 03 : 20, 00C oo • 502, 803 49 213, 000 00 201,953 87 10, 000 00 09, 072 47 | 178,057 63 39, 500 00 Dividends unpaid Total 1 j 12,024,478 0 5 : 780 00 j 13, 193. 317 03 j 14, 244, 031 32 | 15,400,420 15 1 1, 245 00 17,920,923 61 CCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3,1882, arranged COLORADO. DECEMBER 30. MA u r n ]:;. MAY 1. OCTOBER 2. Resources. 19 b a n k s . 20 b a n k s . 19 b a n k s . 19 b a n k s . $7, 564, 801 48 j Loans and discounts - $6,915,774 10 $7,136, 375 76 1, 150, 000 00 1,160, 000 00 Bonds for circulation. I 1,100,000 00 300, 000 00 ! 300, 000 00 300, 000 00 Bonds for deposits... I 135, 000 00 j 30, 000 00 130, 600 00 TJ. S. bonds on hand.. i G31, G05 38 704,210 07 748, 728 87 Other stocks and b'dsj 1, 548, 502 32 1,681,679 12 Due from res've airts j 2,178, 950 45 841,231 95 757, 998 04 922, 745 83 Due from nat'l baiiks j 405,180 Gl. 528, 592 52 453, 815 67 Due from State banks! 233, 954 52 231, 795 50 Heal estate, <fcc \ 243,611 00 82, 199 13 85, 836 40 34,512 17 Current expenses j 23,278 12 23,357 10 14, 24 G 87 Premiums paid 285, 288 54 342, 956 75 261,475 04 Cash items Clear'g-hou se exch 'gsj Bills of other banks . j 229, 342 00 203, 706 00 , 190 437 00 1, 530 30 Fractional currency . | 1,177 20 ! 1 284 38 : 490, 440 54 528, 456 69 | 441* 022 72 ; Specie |! 754 864 00 : 874, 723 00 836, 229 00 i Legal-tender notes .. : TJ. S. cert's of deposit. 66,420 15 j 67,499 11 , 72,201 08 ; Due from IT. S. Treas i Total 14.851,832 85 | 14,854,959 00 14,662,911 83 22 b a n k s . $7, 079, 966 21 $7, 1,165, 000 00 1, 400, 000 00 105.600 00 584; 576 92 j 2, 456,146 92 i 2, 1,216,285 12 I 1, 532, 462 53 ' 238, 631 Si) | 92, 78 ~) 00 j 25,717 99 1 119, 602 92 ! 234, 63:2 164 552, 345 850 < 481. 00 i 73 ! 85 00 ! 83, 111: 11 j 670, 977 222, 500 4U0, 000 106, 500 675, 350 348, 595 307, 365 468, 178 290, 545 50,-461 25, 844 259, 944 249, 1, G48, 908 9( 00 00 00 40 01 53 25 69 54 88 66 Loans and discounts i i£202, 243 06 40, 000 00 Bonds for circulation.; Bonds for deposits TJ. S. bonds on hand 1 28, 298 25 Other stocks and b'ds Due from res' ve. a °'ts • Due from na t'l banks '• .. 447 :u Due from State banks 3, U00 00 Heal estate, &c Current expenses - - - i - - - 3, 225 00 Premiums paid ; I7u 00 Cash items . . . Clear'ii'-house e\eh'°'S' "Bills of other banks ' . . Specie Legal-tendei1 notes .. | TJ. o cert's of deposit i Due from ij. S. Treas Total : $1.84, 10!) 84 ! 40, 000 00 ! £187, 879 40,000 00 3, 8, 3, 1, 3, oo; 105 1(51 000 845 225 303 99 75 00 58 ; » ! i oo : •• 10,016 5 518 12, 597 12, 140 3. 000 3, 460 3, 225 52 : 41 326 19 2,153 00 1,800 oo ; 2, 200 00 8 6 1 bank. l l r 010 00 : 31 881 ° 1 '• 1, 982 313, 446 1 bank. 69, 270 61 15, 744, 512 16 : ICy, 704,165 90 300,106 87 ; 1 bank. 1 bank. CO • $210,157 i>0 40, 000 00 $217, 485 58 40, 000 00 00 : 8 20 ' 62 00 i 54 00 26 : 10,139 75 ;) 2,102 4,440 3, 000 4, 429 3,225 318 10 35 00 88 00 01 12,517 4,012 4, 531 2,195 3, 000 2, 418 3, 225 182 42 33 81 00 00 00 07 5, 280 00 3,980 00 1,200 00 52, 689 09 1, 874 00 62, 743 60 2,041 00 27, 013 60 1,130 00 1, 800 00 1, 800 00 1, 800 00 339, 802 59 348, 377 1:5 320, 711 08 CALIFORNIA. 11 b a n k s . Loans and discounts j $5, 060, 919 Bonds for circ i ila tion. \ 1, 200, 000 50, 000 Bonds for deposits... i TJ. S. bonds on hand.. j 273, 450 332, 971 Other stocks and b'ds; Duefromres'vea«;'ts i 723,186 Due from nat'l banks j 43, 596 Due from State banks' 410,483 Real estate, &c ' 343, 021 22, 862 Current expenses j Premiums paid j 47,71 + : 63,122 Cash items Clear'<!:-house exelr^s 45, 085 Bills of other banks:.; 126 Fractional currency . '• Specie \ 1, 335, 287 Legal-tender notes ..' 100, 702 U.S. cert's of deposit.; Due from TJ. S. Treas. I 50, 500 47 00 00 00 34 09 62 77 98 65 48 06 $4,343,156 1, 150, 000 50, 0U0 371, 600 311,278 546, 177 76, 009 306. 345 342, 245 40, 851 52,517 56, 685 12 b a n k s . 11 b a n k s 11 b a n k s 86 00 00 00 42 06 42 75 28 22 10 38 $4 999, 077 1, 150, 000 50, 000 393, 500 314,230 489, 663 35, 420 27.1,872 334,006 38, 881 51, 397 85, 849 | 790 00 237 70 997 67 GOG 00 NEVADA. 1 bank. ,' i ! 14 b a n k s . 78 00 00 00 47 22 51 42 48 18 72 82 $5, 469, 420 1, 200, 000 50, 000 298, 650 282, 311 366, 612 49, 943 240, 066 340, 431 49, 063 66, 228 124, 199 45 00 00 00 89 43 00 01 91 04 75 70 $6, 026, 584 66 1, 312, 500 00 400 438 926 953 428 461 487 780 294 00 16 70 04 52 84 44 39 27 68, 795 00 117 15 1, 282, 470 54 93, 916 00 120, 473 68 1,115.598 83, 891 00 88 32 00 90, 237 575 879, 581 87,157 00 61 82 00 252, 316, 248, 70, 778, 368, 28, 68, 101, 00 80 67 00 78,814 00 123 90 1,572,139 84 82, 4m 00 00 45, 750 00 49, 950 00 67, 850 00 49, 200 00 10,103, 029 93 9, 426, 850 23 9 689, 148 29 9, 924, 808 39 10, 680, 006 45 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCV by States and reserve cities—Continued. COLORADO. MAltCII 33. DKCEMHKR 3 0 . Liabilities. MAY 1. JUNK 22. OCTOBEK 2 . 19 b a n k s 20 banks 22 b a n k s . — Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 19 b a n k s . 19 b a n k s . $1, 445, 000 00 $1, 445, 000 00 $1,445,000 00 $1, 495, 000 00 $1, 640, 000 00 623,200 00 474, 697 72 693,500 00 392,358 60 694, 000 00 454, 420 91 694, 000 00 550, 423 18 775, 700 00 567, 630 04 1, 027,100 00 1, 024,100 00 1,022,000 00 1, 023, 620 00 1, 093, 850 00 8, 280 00 1,185 00 1, 365 00 1, 250 00 3, 490 00 Individual deposits.. TJ. kS. deposits Dep'ts U.S.dis.ofticcrs 9, 750, 338 86 130. 738 96 111, 051 08 9, 777, 693 31 103,110 27 117,884 80 9, 557, 953 65 115,923 89 143, 779 58 10, 121, 508 87 184,173 91 120,164 58 10, 837, 555 20 201, 047 65 133,132 67 Due to national banks Due to State banks... 686, 906 64 543, 262 59 668,877 42 537, 358 60 670. 595 51 537, 273 29 845, 008 58 673, 063 04 808, 738 08 618,022 26 Notes re-discounted .. Bills payable Total 50, C57 00 33, 885 00 20, 000 00 30, 300 00 25, 000 00 14, 851, 832 85 14, 854, 959 00 14, 602, 911 83 15, 744, 512 16 16, 704,165 00 i NEVA D A . 1 bank. 1 bank. Capital stock Surplus fund Undivided profits.... Kat'l bank circulation State bank circulation 1 bank. 1 bank. 1 bank. $75, 000 00 $75,000 00 $75, 000 00 $75, 000 00 $75, 000 00 13, 957 91 12,080 15 18,617 52 2, 672 88 18, 017 52 6, 240 30 18, 617 10, 441 21 20, 000 00 6,418 56 35, 46!) 00 35,900 00 35, 260 00 34, 060 00 35, 200 00 127, 208 32 167.601 12 203, 579 71 188, 922 78 167, 001 68 5, 965 87 43, 714 61 2:»5 35 1, 105 00 103 12 21,232 0'> 17 030 84 313, 446 86 300,106 87 339, 802 59 348, 377 25 320, 711 C8 Dividends unpaid . . Individual deposits.TJ. S. deposits Dep'ts U.S dis officers Due to national banks Due to State banks . Notes re-discounted Bills pavable Total CALIFORNIA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 11 b a n k s . 11 b a n k s . 11 b a n k s . $1, 900, 000 00 $1, 800, 000 00 $1, 800, 000 00 $1, 900, 000 00 $2, 050, 000 00 374, 338 91 247,192 30 376, 890 51 268, 083 95 376, 890 51 280, 093 92 376, 890 51 338, 563 39 382. 284 77 325| 512 56 1, 010, 060 00 955, 605 00 957, 485 00 1,009,735 00 1, 015, 945 00 12 b a n k s 14 b a n k s . 20, 845 57 13,053 32 6,129 32 6, 359 82 17, 286 52 Individual deposits.. U. S. deposits Dep'ts U.S. dis.officers 6. 099,114 82 17, 970 94 5, 667, 049 79 11, 459 37 5, 922, 309 82 27, 556 11 10 00 5, 901, 354 79 29, 657 53 1 810 00 6, 591, 332 67 Due to national banks Due to State banks... 24,186 26 409, 321 13 63, 005 52 271,102 77 17, 345 55 301, 328 06 34, 434 81 311, 002 54 31, 488 04 256,156 89 15, 000 00 10, 000 00 10,103, 029 93 9, 426, 850 23 9, 689,148 29 9, 924, 808 39 10, 680, 006 45 Notes re-discounted.. Bills payable Total CCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged CITY Resources. OF SAN FRANCISCO. DECEMHKR 30. MAKCII 13. MAY 1. JUNE 22. OCTOBER 2. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. Loans and discounts $2, 920, 045 52 $2,520,504 91 : $2,590.0-7 04 $2, 354, 098 39 $2,148, 480 89 Bonds for circulation 000, 000 00 600, 000 00 OOi.t, 000 00 : 000, 000 00 ; 600, 000 00 Bonds for deposits ... U. S. bonds on hand Other stocks and b'ds Due from res'veag'ts 105,001 «'i9 Due fromnafl banks 227,351 49 187.013 18 37, 100.977 06 Due from State banks 288, 824 30 109,413 (54 158, 73,112 27 ; 197,599 12 Real estate. <fcc 2, 500 00 2,500 (.'0 2,500 00 '. 2,500 00 921 55 ' Current expenses 43 50 • 106 24 9,300 00 Premiums paid : 9, 500 00 9,100 00 ! 8,000 00 215 GO Cash items i 71 05 83 0 5 ; • 20 95 Clear>-houseex<'h'i!;s 908 92 230,406 19 170,222 31 j 99,079 01 Bills of other banks".. 10,825 00 2,920 00 2,905 00 ', 7.200 00 Fractional currency 5 54 ' 13 20 t» 80 10 13 Specie .".. • 770, 320 00 I 1,189,000 00 00 j 881,935 00 904,010 00 Lejial-teiider notes . J 12,(537 00 : 11,510 00 8, uGil 00 7.940 00 00 I TJ. S. cert's of deposit.! '< 17,852' • j 17,852 75 17,852 75 Due from U. S. Treas ', 19, 3K7 75 ; 17, 852 7 5 Total ! 4,802,370 0;^: 4,932,879 2 3 , 4 , 5 5 5 , 5 3 0 80 3,854.98132! 4,101,582 75 OREGON. 2 banks. 2 banks. 3 b;\nks. Loans and discounts ' $1,775,512 30 I 31,997,840 14 300, 000 00 | 300, 000 00 Bonds for circulation j 500, 000 00 | 500, 000 00 i Bonds for deposits .. 50, 050 00 TJ. S. bonds on hand j 49, 200 00 ; 412, 095 99 Other stocks and b'dsi 401, 507 02 : 140, 077 51 i Due from res' ve ag'ts j 193,995 13 I Due from natl banks j 12. 304 91 : 38, 051 85 Due from State. bankSj 159, 003 15 ' 203,487 10 • 125, 358 53 ! 139, 242 33 Real estate, <fcc ; 23,115 05 | 7, 929 31 . Current expenses i 9,971 75 23, 580 87 i Premiums paid !: 3,517 48 i 3, 793 37 Cash items Clear" u-house exeh'gs!. 7,700 00 Bills of other banks..; 3, 035 00 530 59 Fractional currency .; 324,957 90 520, 520 00 Specie . >: 0,291 00 i 5,300 00 Lea;fil-tender notes .. U.S. cert's of deposit ; . 32, 000 00 Due from U. S. Treas i 25,400 00 Total 3,939,240 55 4, 370, 001 07 5 banks. 0 banks. $2, 1 3 \ 974 53 \ $2,175, 529 93 312,800 00 j 347,800 00 500, 000 00 j 500, 000 00 52, 750 00 I 28, 950 00 395, 789 45 \ 390,735 91 197, 012 48 i 210,006 93 30, 441 90 | 94,750 (iO 190, 925 58 | 192,092 88 142,243 83 ' 143, 544 «:j 10, 480 70 •' 25, 097 1.1 10, 802 15, 273 75 7, 021 0 20, 326 03 14, 390 00 472 13 497,144 75 7, 220 00 11, 015 (i0 ! 91 82 ! 516, 390 40 ! 13, 000 (.0 I 25, 890 00 ! 25, 572 00 ! 4,539,031 80 • 4,724,043 88 | $2, 2.1,07(5 204 531,449 14, 434 00 24 55 00 ! : j i 31,307 00 I 4,797,910 14 j ARIZONA. 1 bank. Loans and discounts j Bonds for circi ilation. | Bonds for deposits . - • TJ. S. bonds on band.. . Other stocks and b'ds; Due from res' ye ag'ts Due from nat'lbanks. Due from State banks Heal estate, &c , Current expenses Premiums paid Cash items ; Clear'"--house exch'gs . Bills of other banks.. Fractional currency. I Specie '.. .Legal-tender notes .. TJ. S. cert's of deposit . Due from U. S. Treas. Total. $112,702 00 34, 000 00 75,000 00 1 bank. 1 bank. 1 bank. $85, 358 00 34, 000 00 1b. 000 00 $81,157 64 I 34, 000 00 | 75, 000 00 j 35, 032 95 328 48 175 59 43,127 25 2, 914 08 3, 820 42 1, 200 00 3,400 07 32, 926 55 390 20, 025 2,914 0, 039 1, 200 0, 303 21 i 01 I 08 j 71 ' 00 00 ! 32, 398 23 28,174 49 1,310 35 23,424 68 2, 9.14 08 811 34 1, 020 00 2,501 55 20, 370 00 150 14 41, 074 15 11,000 00 20, 554 31 22,108 15, 850 00 21 ! 45 00 6, 893 30 27, 421 21,300 1, 530 00 384,497 73 < i : i | : ; 00 98 i 00 j 00 I 1 bank. $73, 878 75 34,000 00 75, 000 00 30, 517 72, 425 5, 903 14. 735 2,914 1,693 1,020 1,001 91 i 87 i 1C i 41? ! 0b ; 32 i 00 I 19 i 7,840 00 . 48 90 I 41, 585 00 19,250 00 1, 530 00 1, 530 00 j 1, 530 00 324, 890 22 339, 887 34 I 384, 009 07 $50, 998 03 34,000 GO 75, 000 00 27, 229 23,749 110 15,160 4, 093 5,186 1. 020 722 75 93 97 54 33 44 00 68 133 00 42,166 75 | 20, 093 00 j 1,530 00 i 313,800 42 ; EFFORT OF THE COMPTROLLER OF THE CURRENCY. CCVI1 by States ftnd reserve cities—Continued. CITY I>K 'KMIIKi; I-bilit'V- OF Surplus fund Undivided profits ; JS'at'l bank circulation State bank circulation Dividends unpaid F R A N C I S C O . MAIU'll 1 3 . 30. MAY i. 1 bank. 1 bank. Capital stock S A N H:NK 1 bank. : 22. OtTOHKU 2 1 bank. 1 bank. $1 , 500, 000 00 $1 500, 000 no- $1 , 500, 000 00 $1,500,000 00 $1 500, 000 00 197,347 121, 539 38 202,406 94 1.13,786 98 205, 460 94 102, 605 14 205, 400 94 126, 140 72 211.400 28 136, 547 66 335.135 00 309. 575 00 380, 845 00 424, 980 00 461.405 00 1,744 00 . Individual deposits .. U S deposits Dei* is I'.S.dis.officers 1, 840, 931 09 Due to national banks Due to State banks... 342, 386 79 523, 293 10 : : 570 00 i 1, 720 00 LOCO 00 .1,136 oc 2, 1 ')5, 099 05 . i 853, 344 28 : i , 281, 043 7 0 : 300. 757 67 :.}")(!, 6 2 3 59 195.626 35 315,923, 09 133.192 01 183, 091 11.1. 6o9 23 146, 390 61 23 4 555, 530 80 3 , 854, 981 32 4 1.01,582 75 5 banks. 6 banks. 1 533, 043 97 Xotes re-discounted. I>ills i>avable Tot;;] 4 , 862, 376 63 4, 932. 8 7 9 ORB GO N 2 banks. $300, 000 00 i $300, 000 00 ! i 52,000 0 0 ; 406,061 97 : 55,000 0 0 : 37SJ»33 15 55.000 00 409^803 41 X a t l bank circulation! State bank circulation' 244,100 00 ' : 256.390 00 Capital stock Surplus fund Undivided profits Dividends unpaid ; : Individual d e p o s i t s . . -! IT. S. deposits i Dep'tsU.S.dis.oineers' 2, 042.168 12 ! 401,113 41 , 206,03141 Due to national banks Due to State banks... • 19,368 28 • 267, 407 30 \ 2, 518,108 73 324,482 14 170,437 40 : 63, 775 07 303. 774 58 $350, 000 00 • $442, 000 00 $505, 000 00 : 55,000 00 4-18,953 67 00,000 00 440, 933 44 274,590 0 0 ; 282,330 00 324,020 00 2, 625. 211 08 ; 395^ 371 54 ! 184,244 4 8 : 2, 700, 756 11 269,295 17 193,686 99 57, 359 78 i 187,451 51 I : 2, 296, 437 45 195.371 10 221,60187 76.103 03 : 255/J18 91 ; 321,754 24 432,792 04 4,724,043 88 ; 4,797,910 14 Xotes Tv-disc Bills payable Total 3,939,240 55 ; 4,370,001. 07 4,539,031 80 ! ARIZONA. Capital sloc"k Surpliis fund Undivided profits Nat'l bank circnlation State bonk ciT'Ciilation 1 bank. 1 bank. $100, 000 00 ; $100, 000 1 bank. 1 bank. 1 bank. 00 • $100,000 00 $100, 000 00 $100, 000 00 500 0 0 :• 5, 746 87 ; 500 00 : 11,867 39 1,320 00 969 07 1, 320 00 5, 799 26 1.320 00 15, 130 97 28, 600 00 ! 30, 600 00 : 29, 900 00 30, 600 00 30, 600 0G 116, 561. 23. 430 61 39| 351 82 135.251 65 31.889 55 38,801 00 181,815 60 17, 484 49 44,616 00 107,010 6? 33,991 24, 682 05 1.430 61. 1 148 ^6 55 00 1 701 07 2, 374 32 76 00 988 8P 339, 887 34 384, 009 67 313, 800 4s* Dividends unpaid Individual deposits. -. U. S. deposits Dei>' ts IT. S. di s.officers 172, 461 61 21, 548 50 50, 252 98 . Due to national banks Due to S+ate banks 5,225 7 6 162 01 ;• N"otcs re-discounted Total 381, 497 73 324, 890 09 CCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October o, 1882, arranged DAKOTA. DECEMBER 30. OCTOBER 2. MARCH 13. Resources. 20 b a n k s . 24 b a n k s . L o a n s and d i s c o u n t s . $2, 668, 060 02 665, 000 00 Bonds for circulation. 50, 000 00 Bonds for d e p o s i t s . . . 400 00 XT. S. bonds on h a n d . . O t h e r stocks and b'ds 165, 908 02 D u e from r e s ' v e a g ' t s . 280, 016 03 D u e from n a t ' l b a n k s . 309, 563 40 D u e from State b a n k s 246, 225 18 238, 359 84 R e a l estate, &,c 25, 920 33 C u r r e n t expenses 17, 830 19 P r e m i u m s paid 60,106 23 Cash items Clear'g-housecxch'gs; Bills of other b a n k s . . j 106, 463 00 Fractional currency 1,217 97 142,506 12 Specie 281, 763 00 Legal-tender n o t e s . . U . S. cert's of depositD u e from XT. S. T r e a s 35,180 00 Total 5, 294, 519 33 24 b a n k s 27 b a n k s 30 b a n k s . $2, 861, 678 699, 500 50, 000 20, 400 174,114 398, 401 344, 773 260, 376 279, 930 64, 293 24, 069 39, 701 37 00 00 00 41 79 64 89 31 84 96 29. $3, 029, 947 699, 500 150,000 1, 250 200, 062 375, 445 41.6,157 341, 394 282, 035 80, 732 33, 471 50, 878 54 00 00 00 21 92 85 Ho 10 29 08 03 $3, 284, 973 714, 500 150, 000 12, 750 231, 502 539, 741 560, 269 292, 872 302, 680 101,1 !4 31, 799 88,1118 86 00 00 00 72 68 11 23 62 96 45 03 $3, 649,189 759, 500 150, 000 50, 400 311, 878 399, 554 646, 570 284,415 333,513 76, 326 34, 973 75,128 85 00 00 00 78 60 41 47 34 26 83 99 105, 949 2, 735 127, 587 300, 505 00 02 25 00 167, 932 1,748 133, 560 399, 917 00 88 35 00 221,122 2, 147 177. 358 357; 442 00 86 56 00 156,177 2, 038 223, 975 3g3,125 00 54 58 00 32, 337 90 32, 985 55 34, 271 00 35, 223 00 5, 786, 354 67 6,397,018 65 7,102, 774 08 7, 551, 990 65 IDAHO. L o a n s and discounts Bonds for circulation XT S bonds on h a n d . . Other s t o c k s and b ' d s D u e from res 1 ve ng'ts D u e from n a t ' l b a n k s D u e from S t a t e ban ks Keal estate, &c C u r r e n t expenses . . . C a s h items Clear'g-house exeh'gs Bills of other b a n k s ! . Eract ional c u r r e n c y . Specie Legal-tender notes . . TJ S c e r t ' s of deposit D u e from U . S . T r e a s . Total 1 bank. 1 bank. 1 bank. 1 bank. 3 banks $132, 563 42 100, 000 00 $117,119 67 100, 000 00 $130,856 07 100, 000 00 $148, 877 39 ; 100, 000 00 $241, 054 80 125, 300 00 103, 730 38 115, 470 25 127, 686 57 3.35, 767 07 187, 351 51 35, 373 58, 630 7, 000 7, 614 50 46 00 59 32, 058 94,491 7, 000 3, 116 17 88 00 06 15, 733 42 6, 405 73 40, 470 00 38; 284 00 7, 237 00 36, 000 00 6, 277 55 33, 000 00 4, 384 00 548, 736 83 42, 70, 7, 4, 977 821 000 209 87 76 00 75 3, 283 95 28, 848 68, 732 7, 000 4, 922 82 ! 71 ' 00 ! 24 : 3, 917 62 ; 16, 408 88,119 7, 000 3, 903 4, 476 10, 674 07 52 00 09 07 69 00 89 25 00 17, 725 00 : 6, 500 00 5, 500 00 4, 500 00 ; 6,596 00 559, 723 31 500, 466 11 570, 340 85 . 757, 270 52 22. 910 2 6, 456 38, 761 15,000 00 i 35, 050 0 0 : 8,478 00 17 28, 008 60 29, 900 00 . . . 1.. MONTANA. 9 banks. Loans and discounts Bondsforcirculation Bonds for deposits... U. S. bonds on hand Other stocks and b'dt* Due from res've ag'ts Due from nat'l banks. Duo from State banks Real estate, &c..' Current expenses .. Premiums paid Cash items Cleir'o*-house exch'^s Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cer'ts of deposit Due from U. S. Treas. Total 9 banks. $3, 358, 758 04 543,100 00 300, 000 00 220, 216 232, 516 186, 678 119, 248 117,176 7, 373 19, 248 45, 920 11 58 49 36 35 49 34 66 $3, 463, 972 543, 100 300, 000 25 000 239,159 189, 647 276, 056 213, 097 117,924 32, 239 21, 246 37, 279 189, 961 642 159, 045 304, 212 00 44 30 00 173, 328 362 177 460 390,441 9 banks. 90 00 00 00 75 26 88 08 84 S.8 89 77 $3, 741, 741 468,100 250, 000 25 000 252,176 194, 288 280, 356 336, 332 121,599 43,161 22,121 20, 081 9 banks. 10 b a n k s . n 81 00 00 00 39 56 82 62 09 45 89 98 $3, 990, 664 468,100 250, 000 25 000 244, 325 567, 535 303, 915 204, 987 141,350 50,219 19,417 25, 957 00 00 00 31 67 45 89 72 37 09 73 00 13 50 00 153, 702 00 747 59 167, OSG10 305, 229 00 219, 942 702 167, 058 339, 098 00 28 5T> 00 25, 055 56 24, 668 56 25, 653 66 23, 729 5(5 23,152 31 5, 829,152 72 6, 224, 986 14 6, 413, 378 96 7, 042, 003 73 7, 398, 294 29 $4, 729, 723 71 463,100 00 250, 000 00 268, 437 295,197 350,112 195, 935 158, 579 28, 907 19, 459 17, 442 93 30 00 78 25 32 24 56 166, 029 00 578 02 163 993 87 267, 646 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCIX by States and reserve cities—Continued. DAKOTA. Liabilities. Capital stock DECEMBER 30. MARCH 13 MAY 1. JUNE 22. OCTOBER 2. 20 b a n k s . 24 b a n k s . 24 b a n k s . 27 b a n k s . 30 b a n k s . $1, 225, 000 00 $1, 410, 000 00 $1, 425, 000 00 $1, 631, 700 00 $1, 766, 700 00 Surplus fund Undivided profits 154, 615 02 304, 240 91 221, 021 08 283, 488 74 277, 021 08 288, 422 24 277, 021 08 364,127 40 358, 241 72 329, 978 75 Nat'lbank circulation State bank circulation 561,750 00 617,170 00 626, 220 00 637, 060 00 662, 000 00 4, 235 00 845 00 845 00 1,345 00 Individual deposits... U. S. deposits . . . . Dep'ts U.S.dis.officers 2, 787, 349 97 33, 663 13 39, 957 65 2, 966, 927 17 43, 582 19 56, 271 62 3, 418, 714 43 167, 576 56 43, 665 23 3, 912, 630 96 95, 089 06 45, 536 84 4, 080, 279 67 134, 445 02 19, 449 20 Due to national banks Due to State banks... 31, 222 91 36, 665 27 15, 438 56 43, 586 44 12,211 80 58, 274 37 33, 638 27 58, 687 26 43, 954 16 57, 682 95 Notes re-discounted.. Bills payable 88, 899 47 27,400 00 102, 941 21, 692 12 69, 443 79 9, 624 15 46, 438 21 87, 914 18 10, 000 00 5, 294, 519 33 5, 786, 354 67 6, 397, 018 65 7,102, 774 08 7, 551, 990 65 Dividends unpaid Total 3, 755 00 IDAHO. 1 bank. 1 bank. 1 bank. $100, 000 00 $100, 000 00 $100,000 00 $100, 000 00 $200, 000 00 Surplus fund Undivided profits 20, 000 00 26, 366 73 20, 000 00 9, 505 45 20, 000 00 13, 119 25 20, 000 00 18, 622 32 20, 000 00 21, 650 78 N a t ' l b a n k circulation State bank circulation 82, 200 00 83, 900 00 88, 500 00 82, 700 00 98, 800 00 314, 693 34 343, 710 92 336,146 83 347, 761 89 391, 891 71 5,476 76 2,606 94 2,700 03 1,256 64 24, 828 03 548, 736 83 559, 723 31 560, 466 11 570, 340 85 757, 270 52 1 bank. Capital stock 3 banks. Dividends unpaid . . . Individual deposits . . U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State b a n k s . . Notes re-discounted.. Bills payable Total MONTANA. 9 banks. Capital stock 9 banks. ' $975, 000 00 i ;l, 175, 000 00 9 banks. $1,175, 000 00 9 banks. | $1,175,000 00 i 10 b a n k s . $1,210, 000 00 Surplus fund Undivided profits 100,000 00 ! 362,255 12 101,500 00 310,626 50 141,500 00 305,711 90 141,500 00 | 366,148 04 I 170 (i(io 00 429,413 55 Nat'l bank circulation State bank circulation 404, 540 00 479, 940 00 412, 740 00 413,440 00 398, 060 00 Individual deposits.. ] U. S. deposits i Dep'ts U. S. dis. officers 3, 557, 235 61 29, 078 21 156, 415 38 3, 069, 6-3 72 37, 558 01 i 91, 820 22 3, 835, 444 64 63, 315 76 119, 296 74 4, 449, 617 44 102,431 60 110,210 36 4, 550. 274 43 81, n00 66 80, 728 98 Due to national banks Due to State banks . . . 06, 364 26 138, 264 14 215,115 41 i 98, 742 28 : 160,846 79 163, 368 13 213, 839 92 46, 605 37 303, 369 49 70, 374 11 30, 000 00 10, 000 00 ; 36,155 00 23,211 00 94,413 07 10, 000 00 Dividends unpaid Notes re-discounted..: Bills payable ; Total.. 6568 C c- 5, 829,152 72 | -XIV 35, 000 00 10, 000 00 6, 224, 986 14 ; 6, 413, 378 96 7, 042, 003 73 7, 398, 204 29 CCX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged NEW MEXICO. j DEOEMUEli 30. MAKCII13. MAY 1. 6 banks. 6 banks. J OCTOUEU 2. J I : X E 22. Resource s. 6 banks. Loans and discounts Bonds for circulation Bonds for deposits - . U . vS. bonds on hand . Other stocks and b \ l s D u e from res'venti"is D u e f r o m n a f l hanks D u e from State1 baulks Heal estate, &o Curi'ent. expenses P r e m i u m s paid Cash item Clear'<r-ho use exoh'^s .Bills oCol her b a n k s . . ' f r a c t i o n a l cui rency . Specie Lejral-tender notes . . XI. S. c e r t s of deposit. Due ironi U. IS. T r e a s Total $1,070, 583 89 ' 460, 000 00 100, 000 00 ; 29,80(5 11 130, 5;>0 73 367,914 52 118,113 30 92, Si)") 35 22,407 88 a, 222 52 3-1, 874 98 22. 507 00 441 23 ll;{, SfrO 27 82, 748 00 24, 900 00 ! 6 banks. 6 banks. n, 120, 077 21 $1,180,(547 03 I 11,139,961 63 j 400, 000 00 400, 000 00 ! 460, 000 00 ' 210,001) 00 210, 000 00 210, 000 00 100 00 31, 038 73 39, 009 29 41,453 31 134, ;J4L» 41 1C0, 78:i 64 172, M48 15 294, 384 41 321. 054 24 324, f>82 74 iy.i. 197 57 . 1!2. (>4<) 18 MM. (.56 40 93. 538 48 9:5. 37!) 11 9.), bin 83 1 5, 079 80 i 18, 022 08 23, 753 79 ! 3,000 52 | 2, 907 52 4,335 02 I 4, 742 58 ! I!, 090 85 11, 476 65 j 17,04.'} 00 096 60 154, (550 25 92, 95(5 00 48, 546 80 108, 344 13 339,343 58 100. 606 69 92: 528 25 I 20,681 99 I 4, 335 02 ! 14, 992 31 J 15, 179 00 968 05 14:5, 875 00 £>8. 31b 00 10, 742 00 5(51 36 120, 512 75 7(5, 147 00 28, 200 00 26, 720 00 25,720 00 j 2, 865, 238 99 ; 2, 883, 664 03 2, 757, 806 60 ! 25, 720 00 j 2,740,021 78 : 2,751,212 56 ,125,131 27 460, 000 00 210, 000 00 26. 285 00 456 53 103,560 03 77, 275 00 UTAH. Loans and discounts. Bondsfor circulation. Bonds for deposits .. U. ts. bonds on hand.. Other stocks and b'ds Due from res ve au ts D u e from n a t l b a n k s D u e from State banks Real estate. &c Current expenses.... P r e m i u m s paid Cash items Clear'<i--ho use exch's^s Bills of other b a n k s . . .Fractional currency Specie Leiial-tender notes . . U !S. cert's of deposit D u e from 17. S. T r e a s . Total 3 banks. 4 banks. 4 banks. $608,015 81 310, 000 00 100, 000 00 $740, P27 4 8 • 335, 000 00 100, 000 00 : $922, 726 94 360, 000 00 J 00, 000 00 247, 000 68, 0l.)2 157, 658 38, 335 41, 395 11,609 1, 300 6 336 00 09 81 50 00 35 00 •n 247, 000 68, 657 248, 504 65, 943 73. 001 16, 187 4, 425 4 9°7 59,138 71 271, 3(52 38,120 00 3(5 ?0 00 32, 784 00 130 28 230, 297 43 33, 707 00 13, 950 00 1 973 2*4 45 00 45 ; 28 • 29 ' 40 70 00 92 13, 950 00 ; 2,221 343 23 , 253, 000 82, <>2i> 34n, 052 143, 370 73, 001 4, 606 7, (575 13 607 4 banks. 00 86 58 92 40 24 00 '-'O 40, 672 00 193 80 237 042 •15 41, 833 00 4 banks. $1, 000. 236 40 410, 000 00 100, 000 00 269, 000 81, 4C0 209, 607 1.07, 038 73. 920 9,21.7 9, 34<j 5 095 00 36 57 56 65 47 88 47 24, 743 00 134 187 711 HO 30, 997 00 16, 200 00 18, 450 00 2, 636, 668 39 2, 536, 957 75 $1, 010, 374 76 410, 000 00 | 100, 000 00 269,149 91,157 311,101 97, 213 77, 689 14,041 7, 846 20, 529 84 16 33 99 64 76 88 JJ_ 23, 995 00 107 ft*. 175 609 74 21,' 819 00 19, 050 00 | 2, 649, 686 1 3 ; WASHINGTON. 5 banks. 4 banks. Loans and discounts Bon d s for circ ul ation Bonds for deposits . U. S. bonds on hand.. Other stocks and b'ds Due from res've a&'ta. Due from nat'l banks Due from State banks Heal estate, <fcc Current expenses Premiums paid Cash items Clear' g-h on se exch'gs Bills of other banks'.. Fractional currency . Specie Legal-tender notes .. U. S. cert's of deposit. Due from U.S. Treas Total $948, 360 58 240, 000 00 3,500 00 30, 628 83 26, 963 67 15, 358 79 55,991 19 59, 789 38 13, 098 10 1,500 00 5, 819 47 1, 490 3 189,218 26, 302 00 69 75 00 $1,116. 769 13 190, 000 00 30, 62(5 90 18, 004 52 40,321 04 31, 958 32 61, 304 58 10, 637 67 11, 500 00 25, 543 06 286 00 1 29 174, 997 38 14, 492 00 11, 300 00 8, 050 00 1, 629, 324 45 1, 734, 491 89 6 banks. 8 banks. $1,233,063 17 ! $1,391,939,04 210, 000 00 ! 235, 000 00 31, 730 52, 985 34, 932 32, 387 64, 938 17, 195 12,425 8, 042 48 43 79 39 58 90 00 35 11, 280 00 1 61 141, 065 44 34, 073 00 8,350 00 1,892,471 14 1, 000 00 42, 668 29 64.806 22 74, 061 26 91, 899 51 89, 680 62 17, 806 44 13,535 75 3,533 86 16, 430 00 13 59 214,030 15 8, 699 00 12 b a n k s . $1, 850, 674 95 327, 500 00 65, 271 94, 840 81, 530 154,105 116, 317 32, 559 16, 929 12, 420 61 00 69 19 68 43 37 93 14, 350 121 273,786 14,073 00 85 39 00 { 9,450 00 14, 737 50 2, 274, 553 73 3, 069, 218 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXI by States and reserve cities—Continued. NEW MEXICO. DECEMBER 30. MARCH 13. MAY 1. JUNE 22. OCTOBER 2. 6 banks. 6 banks. 6 banks. 6 banks. 6 banks. $550, 000 00 $550, 000 00 $550, 000 00 $550, 000 00 $550, 000 00 Liabilities. Capital stock. Surplus fund Undivided profits 123, 702 68 ! 70, 304 06 | 134, 702 68 48,611 ]1 135,317 65 64, 282 07 135, 317 65 90, 308 74 143, 817 65 73, 258 57 Nat'l bank circulation State bank circulation 411, 737 00 I 408, 707 00 409, 047 00 406, 267 00 408, 667 00 Dividends unpaid 2, 516 50 Individual deposits .. I 1 190,112 U. S. deposits I 44, 234 82 Dep'ts U.S.dis.officers! 146, 266 71 Dae to national banks Due to State banks.. . 49, 408 27 155,155 44 Notes re-discounted.. Bills payable Total 1, 334, 761 03 29, 906 32 105, 840 18 49 00 17 50 1, 288, 647 91 1, 312, 298 47 | 98,135 77 ! 72, 373 47 i 124, 485 02 i 114, 895 00 26, 276 87 94, 407 37 108,844 11 78, 962 96 70, 047 37 127,107 93 18, 000 00 5, 000 00 5, 000 00 1,169,186 74 100,169 14 85, 003 38 46, 597 96 181, 088 66 i 2, 740, 921 78 ; 2, 751, 212 56 I 2, 865, 238 99 : 2, 883, 664 63 2, 757, 806 60 UTAH. 3 banks. 4 banks. 4 banks. 4 banks. $350 000 00 $425, 000 00 $435, 000 00 $450, 000 00 $450, 000 00 Surplus fund Undivided profits 150, 000 00 35, 605 46 155, 000 00 48, 832 39 157, 500 00 37, 297 44 157, 500 00 59, 947 53 169, 500 00 77, 784 68 Nat'l bank circulation State bank circulation 270, 000 00 270, 000 00 318, 300 00 365, 300 00 368, 400 00 Capital stock 4 banks. 778 00 600 00 6, 572 00 722 00 690 00 Individual deposits . . U. S. deposits Dep'ts U.S.dis.officers 1, 031, 608 07 24,192 71 70, 8G6 38 1,184, 988 25 10, 813 26 55, 957 63 1, 529, 327 67 36, 409 94 53, 712 72 1, 356, 231 79 37, 919 44 48, 736 02 1,479,515 62 18, 738 47 06, 506 06 Due to national banks Due to State b a n k s . . . 33, 563 11 6,610 72 31, 503 99 38, 647 71 50. 620 31 11J928 31 30, 721 84 29, 879 13 12, 040 17 6, 451 13 1, 973, 224 45 2, 221, 343 23 2, 636, 668 39 2, 536, 957 75 2, 649, 686 13 Dividends unpaid Notes re-discounted Bills payable Total WASHINGTON. 4 banks. 5 banks. 6 banks. 8 banks. $380, 000 00 $450,000 00 $475, 000 00 $595, 987 00 $760, 000 00 Surnlus fund Undivided profits 32, 750 00 168, 072 03 42, 750 00 167,161 60 42, 750 00 194, 390 71 43, 756 55 196,194 25 43, 756 55 239, 278 89 Nat'l bank circulation State bank circulation 198,000 00 165, 000 00 181, 500 00 186, 000 00 252, 580 00 Individual deposits... U. S. deposits . . Dep'ts U S dis officers 773, 373 93 780,114 72 898, 628 94 1,149, 678 23 1, 622, 745 58 Due to national banks Due to State banks... 2, 594 62 74, 533 87 21,433 90 108, 031 67 16, 800 58 83, 400 91 21, 697 12 81, 240 58 18, 810 91 123, 046 66 1, 629, 324 45 1, 734, 491 89 1, 892, 471 14 2, 274, 553 73 Capital stock 12 banks. 9, 000 00 Notes re'discounted Total :: 3, 069, 218 59 CCXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 3, 1882, arranged WYOMING. Resources. Loans and discounts Bonds for circulation. Bonds for deposits... TJ. S. bonds on hand Other stocks and b'ds Due from res' veag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Bills of other banks. Fractional currency. Specie Legal-tender notes .. XT S cert's of deposit Due from U. S. Treas. Total DECEMBER 30. MARCH 13. MAY 1. JUNE 22. OCTOBER 2 4 banks. 4 banks. 4 banks. 4 banks. 4 banks. $1 114, 639 69 144, 000 00 50, 000 00 $1, 055, 599 04 144, 000 00 75, 000 00 $1, 253, 838 91 144, 000 00 75, 000 00 $1,189, 273 50 144,000 00 75, 000 00 $1, 312, 880 08 144, 000 00 75, 000 00 49, 500 532, 052 116, 775 7, 226 39, 935 5,751 11, 750 22, 611 50, 954 309, 379 195, 935 5,525 40,181 13, 209 16, 593 15, 265 59, 083 227, 262 259, 869 9, 742 40, 077 16, Oil 16, 593 15, 436 00 78 73 34 54 74 75 65 78, 285 318, 595 179, 675 6,551 39, 915 22, 850 16, 593 12, 036 98 26 98 79 00 72 75 33 36, 232 163 99 894 57, 088 00 35 % 00 . 33, 819 312 114 163 75,177 00 92 04 00 64 02 46 15 73 84 00 94 17, 320 00 117 73 112 120 05 75, 823 00 36 30 18 98 68 52 75 51 13, 365 00 107 19 110, 088 54, 437 00 51, 358 244, 988 273, 046 10, 786 40, 541 18, 361 16, 593 44, 994 44 27 72 56 64 51 75 09 16, 905 00 250 77 121 556 MO 69, 256 00 6, 480 00 6,480 00 6,480 00 6,480 00 6,480 00 2, 306,104 25 2,106, 071 86 2, 387, 958 56 2, 252, 809 34 2, 436, 336 85 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXIII by States and reserve cities—Continued. WYOMING. MA11CH 13. MAY 1. JUNE 22. OCTOBER 2. 4 banks. 4 banks. 4 banks. 4 banks. $425,000 00 $425,000 00 $425,000 00 $425, 000 00 $425,000 00 90, 000 00 43, 049 90 98, 000 00 51,652 58 98, 000 00 68, 037 55 101, 000 00 77, 418 72 103, 000 00 94, 516 08 127, 000 00 125, 950 00 124,100 00 124, 200 00 122, 800 00 1, 512, 288 95 5,371 87 58, 438 10 1, 316, 603 62 10, 412 31 50, 752 17 1, 480, 755 47 8, 717 62 68, 239 25 1,405, 541 32 36,627 18 33, 611 27 1, 603, 522 11 49, 788 92 17,101 67 1, 531 36 8, 424 07 3,720 07 3,981 11 2,188 73 2, 649 52 1, 503 96 1, 995 72 5, 625 16 14, 982 91 10, 000 00 20, 000 00 90, 270 42 20, 000 00 25,911 17 20, 000 00 2, 306,104 25 2,106, 071 86 2, 387, 958 56 2, 252, 809 34 DECEMBER 30. 1 Liabilities. 4 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... Notes re-discounted Bills payable Total | 25, 000 00 2,436, 336 85 INDEX. Page. INTRODUCTION Ill Number of banks organized during the year, with their capital and circulation Location of banks organized during the year, with the number, capital, bonds deposited, and circulation issued in each State Location by geographical divisions Number of banks having gone into voluntary liquidation durirrg the year Number of banks in liquidation for the purpose of organizing new associations Banks placed in hands of receivers _ Total number of national banks in liquidation Total number of national banks in operation Comparative statements of national banks for eleve:i years Increase in resources and liabilities during the last eleven years. Resources and liabilities of national banks on October 2, 1883 -. Tables showing twenty-five States having the largest number of national-bank capital, together with amount of circulation, loans, and deposits Ill Ill Ill IY IV IV IV IV IV V V VI NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BANKS, STATE AND SAVINGS BANKS, AND PRIVATE BANKERS VI Table showing, by geographical divisions, the State banks and trust companies, savings banks with capital and savings banks without capital, their number, capital, and deposits Table showing, by geographical divisions. State banks, savings banks, private bankers, &c, and national banks, and the total, with their number, cayjital, and deposits Total number of banks and bankers in the country Table showing for the last seven years the number, capital, and deposits of each of the classes of ban ks given in the foregoing tables Repeal of law taxing capital and deposits of State banks and private bankers EXTENSION OF THIS CORPORATE EXISTENCE OF NATIONAL BANKS VTT VII VII VIH VIH Banks whose corporate existence expired on or before December 1,1882 Banks organized under act of l^ebruary 25, 1803, whose corporate existence has expired since that date Expiration of corporate existence of banks organized under act of June 3, 18(34 Extract from act of June 3,186i The provision of act of July 12, 1882, authorizing national banks to extend corporate existence Applications received for extension Rule of the office in regard to such extension Table showing the whole number of banks now in operation whose period of succession will terminate previous to the year 1900 CONTRACTION OF NATIONAL-UANK CIRCULATION VIII VIII VIII VIII vin IX IX IX IX Rapid payment of the bonded debt of the United States payable at the option of the Government Amount paid during the year Amount called on which interest has ceased Reduction in the aggregate amount of bonds deposited for circulation Amount of 3 | per cents held by the banks withdrawn or called for payment Increase in threes held by the banks less than twenty-two millions Increase in 4 and 4 | per cents—nine millions Three per cents called during the months of September, October, and November Remaining threes outstanding and proportion thereof held by the national banks Probability that all the threes will be called during the next three years Probable reduction of bonds held by the banks Probable contraction of national-bank circulation Substitution of four and four-and-a-halves for called threes Total amount outstanding of bonds available for circulation not payable at the pleasure of the Government VT (JCXV IX IX IX X X X X X X X X X X X CCXVI INDEX. CONTRACTION OF NATIONAL-BANK CIRCULATION—Continued. Legislation necessary to prevent the reduction of the bonds held for circulation True policy to prevent contraction is reduction of redundant revenue Contraction may also be avoided by the conversion of long bonds into 3 per cents The proposition for such exchange considered Removal of the tax on circulation a remedy for contraction Quotation from report of the Comptroller for 1882 recommending legislation to prevent a contraction of national-bank currency Legislation should be shaped so as to continue United States bonds as long as possible as a basis for national-bank circulation Proportion of circulation issued under original bank act Bonds held by national banks on November 1, 1865 Bonds held by national banks on November 1, 1882 and 1883 Reduction in interest on bonds and profit on circulation during the period Yearly profit on circulation based on 4 per cent, bonds Proportion of security required for circulation under present law greater than necessary. Legislation recommended authorizing increase of issue to 90 or 95 per cent, of the market value Repeal of tax on circulation Gain from lost notes inures to the benefit of the Government Amount of gain upon lost notes Such gain furnishes additional security to the Government Government also holds paramount liens upon all the assets of each bank as further security for its circulation Gain on lost notes should be carried to insolvent redemption account in office of Treasurer Result of exx>erience with circulation of insolvent national banks Estimated loss if circulation had been issued to such banks equal to the value of bonds deposited 1 Under national banking system no circulation should be issued without adequate security Legislation recommended would probably supply the country with bank circulation for twenty-four years Further security afforded by section 5167 of the United States Revised Statutes Decline in premium on bonds deposited as security to be offset by annual reduction of circulation Proposition to convert long bonds into threes considered Substitution of silver certificates not desirable Suggestions that reduction in national-bank circulation may be supplied by gold and silver Increase in gold and silver coin Excess of exports and imports from 1868 to 1883 Gold production of the mines during the last six years Great variation in the annual increase and decrease of gold Steady increase in the standard silver dollars Suggestion that Treasury notes as well as silver certificates may be issued in place of bank notes Substitution of Treasury notes considered Reserve required to be kept ou such notes Objections to the proposition Redundant revenue would prevent the issue of such notes Such issue would lead from a gold to a silver standard DISTRIBUTION OF COIN AND PAPER CURRENCY Net imports and estimated gold production since resumption on January 1, 1879 Standard silver dollars coined during the year Table showing the coin and currency in the country on resumption day and on November 1, 1880, 1881, and 1882 Increase during the previous year shown in the foregoing table Decrease in national-bank notes during the year Table showing the gold, silver, and currency in the Treasury and in the banks. State and national, on resumption day and on November 1,1880, 1881, and 1882 Table showing the gold, silver, and currency in the country outside of the banks and the Treasury on the same day Increase in gold and paper currency in the Treasury and in the banks during the year. Issue of silver certificates and amount outstanding on resumption day and on November 1, 1880,1881,1882, and 1883 Page. X X XI XI XI XI XII XII XTI XII XII XIII XIII XIII XIII XIV XIV XIV XIV XIV XIV XIV XV XV XV XV XV XVI XVI XVI XVI XYI XVI XVI XVI XVI XVII XVII XVII XVII XVIII XVIII XVIII XVILT XIX XIX XIX XIX XX XX INDEX. DISTRIBUTION OF COIN AND PAPER CURRENCY—Continued. Increase in silver certificates during the year Gold certificates issued under act July 12, 1882 Amount of silver dollars in the Treasury Amount represented by silver certificates in circulation Amount in the hands of the people Silver, other than standard dollars -' Increase since date of resumption of gold and silver coin and paper currency, outside of the Treasury and the banks INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND THE AMOUNT HELD BY THE NATIONAL BANKS Gradual reduction and refunding of the debt since 1869 Tables showing the interest-bearing funded debt on August 1, 1865, and on July 1 in each succeeding year, and on November 1,1883 Reduction of interest on bonds held by national banks as security for their circulation. Amount and kinds of United States bonds held by the national banks as security for circulation Table showing the same on July 1 of each year from 1865 to 1883, inclusive, and on November 1, 1883 More than one-half of the bonds held by national banks consists of three per cents... AMOUNT OF UNITED STATES BONDS HELD BY NATIONAL BANKS, AND BY BANKS ORGANIZED UNDER STATE LAWS, AN D BY PRIVATE BANKEUS United States bonds held by banks organized under State laws, as ascertained from reports made to State officers Portion of the total interest-bearing funded debt of the United States held by all the banks and bankers in the country Amount of United States bonds held by State banks in 1880, 1881, 1882, and 1883, arranged by geographical divisions Amount of United States bonds held, as shown by reports made to the Commissioner of Internal Revenue, by State banks, private bankers, and trust companies, and by savings banks, for the six months ending May 31,1880,1881, and 1882, and November 30,1882, arranged by geographical divisions ILLEGAL CERTIFICATION OF CHECKS Law imposing penalty for illegal certification quoted Acceptance of chocks claimed to be in accordance with law Opinion of the Attorney-General in reference to acceptance of checks Proposition for the establishment of a stock clearing-house .'. Abandonment of the proposition Loss sustained by the Wall Street National Bank by non-certification of checks Action taken by the Comptroller of the Currency Indictment of the teller of the bank named Organization of a stock clearing-house recommended Suggested amendment to the present law Attention called to extract from London Economist relative to working of stock clearing-house in London LOSSES ON UNREDEEMED BANK NOTES Provisions of law requiring closing banks to provide for the redemption of all their outstanding circulation Provision that all gain from failure to present notes for redemption shall inure to the United States Gain from this source under the New York free-banking system Gain from this source under the banking systems of other States Probability that the gain from this source under the national-banking system will be less than under the State systems Percentage unredeemed on November 1, 1883, of the circulation of fifteen national banks which failed previous to 1870 Percentage unredeemed on same date, of eight national banks which failed previous to 1873 Similar percentage in regard to seventeen national banks which failed prior to 1876... Reference to similar information to be found in the Appendix Reason why a larger percentage of Treasury notes of the earlier issues is still outstanding The amount outstanding and redeemed during each year previous to November 1, from 1873 to 1883, inclusive NATIONAL BANK FAILURES Failures since last report CCXVII Page. XX XX XX XX XX XX XX XX XXI XXI XXI XXII XXII XXII XXIII XXIII XXIII XXIII XXIII XXIV XXIV XXIV XXIV XXV XXV XXV XXV XXV XXV XXV XXV XXVI XXVI XXVI XXVI XXVII XXVII XXVII XXVII XXVIII XXVIII XXVIII XXIX XXIX XXIX CCXVIII INDEX. NATIONAL BANK FAILURES—Continued. Page. Affairs of insolvent banks finally closed during the year Insolvent banks closed with the exception of litigation List of insolvent banks which have paid dividends daring the year Number of banks placed in the handB of receivers since the commencement of the national-banking system Number of banks in voluntary liquidation Number of insolvent banks finally closed Number still in process of settlement Loans to depositors in national banks Suits against directors of insolvent national banks Total amount paid to creditors of insolvent national banks Total claims proved Amount paid in dividends during the last year Assessments upon shareholders of insolvent banks and amounts collected thereon Reference to further tables in the appendix LOANS AND RATES OF INTEREST XXX XXX XXX XXX XXX XXX XXXI XXXI XXXI XXXI XXXI XXXI Classification of the loans of banks in New York and other reserve cities, on October 1, 1881, 1882, and 1883 Classification of the loans in New York City for the last five years Recommendation renewed that the law should be amended to relieve from the limit of ten per cent, of capital, legitimate loans on produce and warehouse receipts RATES OF INTEREST IN NEW YORK C U T AND IN THE BANK OF ENGLAND AND IN THE BANK OF FRANCE Average rate in New York City for the fiscal years from 1874 to 1883 Average rate of discount for the Bank of England fur the same years Changes in rate of discount of the Bank of England Rate in New York City forfivemonths previous to November 9, 1883, and on that date. Changes in the rate of discount of the Bank of France Trade bills admitted to discount in the Bank of France during the year 1882 TRANSACTIONS OF TIIE NEW YORK CLEARING-HOUSE XXIX XXIX XXX .itr Average daily balances Total amount of settlements during the j-ear Form in which balances were paid Balances due from the Government paid in gold certificates, authorized by act of July 12, 1882 Transactions of the New York Clearing House for thirty years Transactions of the assistant treasurer of the United States at New York for the last year Reference to Clearing House tables in the appendix Transactions of Clearing Houses located in New York and other cities for the week ending November 3,1883, and for corresponding week in 1882 Transactions of Clearing Houses located in twenty-four cities for the year ending October 1, 1883 Large proportion of exchanges in New York City COUNTRY CLEARING System of clearing country checks adopted by London Clearing House Extract from London Bankers' Magazine describing process CLEARING-HOUSE CERTIFICATES What Clearing House certificates are deemed lawful money available for reserve Legal-tender note certificates and amount outstanding .. Acts previous to July 12,1882, authorizing the issue of gold certificates, and the amount of such certificates outstanding at various dates Gold certificates issued by the Bank of America and the amount of such certificates outstanding at various dates Siver certificates and amount of same outstanding Authorized to be counted as lawful money reserve Gold certificates authorized by the act of July 12, 1882 XXXI XXXII XXXII XXXII XXXII XXXII XXXIII XXXIII XXXIII XXXIII XXXIII XXXIII XXXHI XXXIII XXXIII XXXIY XXXIY XXXIY XXXY XXXY XXXY XXXVI XXXYI XXXYI XXXYI XXXYI XXXYII XXXYII XXXYII XXXYII XXXVII XXXVII SPECIE IN BASKS AND IN THE UNITED STATES TREASURY AND ESTIMATED AMOUNTS IN THE COUNTRY XXXVIII Specie held by the national banks for the last eleven years XXXVIII Silver held by the national banks, coin and certificates XXXVIII Specie held by banks other than national, as reported to State officers XXXIX Estimate of the Director of the Mint as to amount of coin in the country on June 30,1883. XXXIX Estimated increase from July 1,1883, to November 1,1883 XXXIX INDEX. SPECIE IN BANKS AND IN TUB UNITED STATES TREASURY, &c—Continued. CCXIX Page. Amount of gold and silver bullion in the mint and in the New York assay office on November 1,1883 XXXIX Table showing the amount of gold and silver in the Treasury of the United States on September 30 of each year from 187G to 1883, and on November 1, 1883, with the percentage of each XXXIX Bullion in the Bank of England for each year from 1870 to 1883 XXXIX Gold and silver in the Bank of France for each year from 1870 to 1883 XL SECURITY FOK CIRCULATING NOTES * Changes in rate of interest on United States bonds hold by banks Amount of United States bonds held by the Treasurer as security for circulating notes of national banks on November 1, 1883 Large percentage of three per cents held STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS Act of Congress requiring Comptroller to obtain information in reference thereto States from which returns have been received through the courtesy of State officers... liesources and liabilities of State banks and trust companies in operation for the last four years States included in the foregoing table Resources and liabilities of savings banks for the last four years Savings banks in the city of Philadelphia Comparisons of dejxnsits of savings banks and trust companies with those of national banks Deposit accounts in New England, average amount thereof, and average savings deposits per capita of the population Average savings deposits per capita of the population of the State of New York Reference to tables in the appendix For information in regard to State banks, &c, the Comptroller must hereafter depend upon the courtesy of State officers Uniformity in the reports made to such officers desirable Form of bill regulating such reports recommended for passage by the legislatures of the several States PRIVATE BANKERS Private bankers in sixteen principal cities; their number, capital, and deposits, and amount of capital invested in United States bonds Larger proportion of private bankers located in New York City Private bankers in thirty-four States and Territories Private bankers in eleven other States and Territories Total private bankers in the United States by geographical divisions Recapitulation of the foregoing information in regard to private bankers TAXATION '....". '. Repeal of the law taxing capital and deposits of national banks, State banks, and private bankers Construction of the act of repeal by the Attorney-General Only remaining tax—that on circulation Total cost of national-banking system to the Government to date -. Total tax collected on capital and deposits of national banks Taxes paid by the national banks on circulation, deposits, and capital from 1864 to 18S3, inclusive Taxes paid by banks other than national on circulation, deposits, and capital, from 1804 to 1882 .. Shares of national banks still subject to State taxation UNITED STATES LEGAL-TENDER NOTES AND NATIONAL-BANK CIRCULATION Sketch of the history of the issue of legal-tender- notes Table showing the amount and kinds of outstanding currency of the United States and of the national banks from August 31, 1865, to November 1, 1883 Lawful money deposited under provision of act of June 20,1874 Table showing amount of circulation issued and retired by banks located in each State since June 20, 1874 Circulation issued during the year Decrease in circulation outstanding during the year Amount of lawful money during the year to retire circulation Amount of lawful money previously deposited under the act of June 20, 1874 Lawful money in the hands of Treasurer on November 1, 1883, for the redemption and retirement of bank circulation XL XL XL XLI XLI XLI XLI XLI XLI XLII XLII XLII XLIII XLIII XLIII XLIII XLIII XLIII XLV XLV XLV XLVI XLVI XLVII XLVII XLYII XLVII XLVII XLVII XLVII XLVII XL VIII XLVIII XLVIII XLIX XLIX XLIX XLIX L L L L LI LI CCXX INDEX. UNITED STATES LEGAL-TENDER NOTES AND NATIONAL-BANK CIRCULATION—Continued. Table showing for the last five months the amount of law ful money on deposit by insolvent banks, by liquidating banks, and by banks reducing circulation NATIONAL-BANK AND LEGAL-TENDEH NOTES BY DENOMINATIONS Least denomination of national-bank notes now issued Table showing by denominations amount of national-bank and legal-tender notes outstanding on November 1, 1883, and the aggregate amount of both kinds of notes in previous years Percentages of notes of various denominations now outstanding Table showing by denominations the circulation of the Imperial Bank of Germany on January 1, 1883 Increase in the circulation of the Imperial Bank of Germany Table showing the circulation, by denominations, of the Bank of France on January 25, 1883 Increase in the circulation of the Bank of France Least denominations of notes in circulation of the Imperial Bank of Germany and of the Bank of France Least denominations of notes of the Bank of England and of the Irish and Scotch banks. REDEMPTION Page. LI LI LI LI LII LH LII LII LIII LIU LIII LIII Maintenance of thefive-per-cent. redemption fund Redemption of national-bank notes at Treasury without expense to the Government.. Table showing the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency and at the redemption agency of the Treasury from November 18, 1882, to October 31, 1883 Amounts received at the redemption agency from the principal cities . Increase during the year in notes fit for circulation received for redemption Total amount received by the Comptroller for destruction Amount received by Comptroller for destruction from banks in principal cities Table showing the number and amount of national-bank notes of each denomination issued since the organization of the system and amount outstanding on November 1, 1883 Reference to table in appendix Table showing amount of national-bank notes received and destroyed in the office of the Comptroller yearly since the commencement of the system RESERVE LIII LIII LIII LIII LIY LIY LIV LIY LIY LIY LY Table showing net deposits, amount and classification of reserve held by the national banks in New York City and the other reserve cities, and the remaining banks at various dates Table derived from returns made to the Clearing House in NOAV York City showing movement of reserve for the last Steven years Reference to reserve table in the appendix Special attention called to the synopsis of judicial decisions and to other tables in the appendix, and to the index of subjects and list of tables to be found at the close of the appendix Conclusion LY LYI LYI LYI LYI TABLES CONTAINED IN THE APPENDIX. Names and compensation of the officers and clerks in the office of the Comptroller of the Currency, and expenses for the fiscal year ending June 30,1883 LYU Synopsis of decisions of the Supreme and Circuit Courts of the United States, and of State courts of last resort upon national-bank questions LIX National banks whose corporate existence expires during the year 1884 LXXXIY Number of banks organized and in operation, with their capital, bonds on deposit and circulation issued, redeemed, and outstanding on November 1, 1883 XC Clearings and balances of the banks of New York City for the weeks ending at the dates given XCI National banks that went into voluntary liquidation prior to 1870, with the dates of organization and liquidation, the amount of circulation issued, the amount outstanding November 1, 1883, and the percentage unredeemed XCII National banks that went into volnntary liquidation previous to 1876, with the dates of organization and liquidation, the amount of circulation issued, the amount outstanding November 1, 1883, and the percentage unredeemed XCIII Principal liabilities and resources on October 2, 1883, of the national banks by States and reserve cities, arranged in eight principal divisions XCYIII INPEX. CCXXI Page. Number of State banks and trust companies, private bankers and savings' banks, with the average amount of their capital, deposits, and investments in United States bonds for the six mouths ending May 31, 1880 CII Similar table for the six months ending May 31, 1881 CIV Similar table for the six mouths ending May 31, 1882 C VI Similar table for the six months ending November 30, 1882 CVIII Lawful money reserve of the national banks, as shown by their reports of condition at close of business on October 2, 1883 CX State of the lawful money reserve of the national banks, as sbown by their reports from October 1, 1877, to October 2,1883 CXII Classification of the loans and discounts of the banks in New York City, Boston, Philadelphia, and Baltimore, and in the other reserve cities, and in the States and Territories on October 2, 1883 CXIV Liabilities of the national banks and of the reserve requited and held at three dates in each year from 1880 to 1883 CXV Average weekly deposits, circulation, and reserve of the national banks in New York City, as reported to the New York Clearing House, for the months of September and October in each year from 1875 to 1883 CXVI Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1874, to September 1, 1883 CXVIII Abstract of reports of dividends and earnings of national banks from September 1, 1882, to March 1,1883 CXX Similar table, from March 1, 1883, to Septeinher 1,1883 CXXI Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of the dividends and earnings of national banks from March 1, 1879, to September 1, 1883 CXXII Number and denominations of national-bank notes issued and redeemed, and the number of each denomination outstanding on November 1, in each year, from 1871 to 1883 CXXIV Table showing, by States, the amount of national-bank circulation issued, the amount of legal-tender notes deposited in the United States Treasury to retire national-bank circulation from June 20, 1874, to November 1, 1883, and amount remaining on deposit at latter date CXXV Statement of the monthly increase and decrease of national-bank circulation from November 1, 1879, to November 1, 1883, to which is added the preceding yearly increase since January 14. 1875 CXXVI Number of State banks, savings banks, and trust companies and private bankers, with their average capital and deposits, for the six months ending November 30, 1883 CXXVII Table, by geographical divisions, of the number and average capital and deposits of State banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending November 30, 1875 CXXVIII Similar table for the six months ending May 31, 1876 . . . CXXVIII Similar table for the six months ending November 30, 1870 CXXVIII Similar table for the six months ending May 3.1, 1877 CXXIX Similar table for the six months ending May 31, 1878 CXXIX Similar table for the six months ending May 31, 1878, the private bankers being given separately CXXIX Similar table for May 31, 1878, combining State banks, private bankers, savings banks and trust and loan companies, and giving, in addition, the number, capital, and deposits of national banks on June 29, 1878 CXXX Table, by geographical divisions, of the number and average capital and deposits of State banks, private bankers and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1879, the private bankers being given separately CXXX Similar table in which the State banks, savings banks, private bankers, &c, are combined, giving in addition, the number, capital and deposits of the national banks on June 14,1879. CXXX Tables similar to the last two for the six months ending May 31, 1880, the national banks being for June 11, 1880 CXXXI Similar tables for the six months ending May 31,1881, the national banks being for June 30, 1881 CXXXI Similar tables for the six months ending May 31. 1882, the national banks being for July 1, 1882 CXX XII Tables of the resources and liabilities of State hanks in different States at various dates . . . CXXXIil Tables of the resources and liabilities of trust and loan companies at various dates CXXXV Tables, by geographical divisions, of the resources and liabilities of State banks and trust companies for 1882 and 1883 CXXXVI CCXXII INDEX. Page. Resources and liabilities of savings banks organized under State laws in different:. States at various dates Table, by States, of the aggregate deposits of savings banks, with, the number oi" their depositors and the average amount due to each in 1882 and 1883 Table showing the amount of national-bank and legal-tender notes outstanding on June 20, 1874, January 14, 1875, May 31, 1878, and November 1, 1883, and the increase or decrease in each National banks that have gone into voluntary liquidation, with dates of liquidation, amount of their capital, circulation issued and retired, and amount outstanding on November 1,1883 National banks that have gone into voluntary liquidation, for the purpose of organizing new associations, with the same or different titles, with dates of liquidation, amount of capital, circulation issued and retired, and amount outstanding on November 1, L883 National banks in liquidation under section 7 of the act of July 12, 1882, dates of expiration of corporate existence, circulation issued and retired, and amount outstanding on November 1,1883 Table giving similar information in regard to national banks in the hands of receivers Insolvent national banks, with dates of appointment of receivers, amount of capital stock and claims proved, and rates of dividends paid to creditors Aggregate resources and liabilities of the national banks from October, 1863, to October, 1883. Abstract of the reports of the condition of the national banks on December 30, 1882, March 13, May 1, June 22, and October 2, 1883 List of States, Territories, and reserve cities Report of the condition of each national bank on October 2, 18S3 Index of towns CXXXYII CXXXIX CXXXIX CXL CXLV I CXLYII CXLVIII CL CLUI CLXIX CCXXIII 1 853 LIST OF STATES, TERRITORIES, AND RESERVE CITIES. STATES AND TERRITORIES. States and Territories. | Abstract. CLXXXVI Page. CCVT 827 exc 488 CCIV 820 CCIV 811 CLXXIV 164 CCVI1I 828 CLXXVIII 413 CLXXX 432 CLXXXVI 464 CLXXXIV 459 CCVII1 838 CXCIV 622 CXCIV 589 CXCVII1 721 ecu exc 785 CLXXXVIII 470 CLXX 3 CLXXX 418 CLXXII 61 CXCVI 676 cc 758 CLXXXVI 469 400 Missouri , Montana ; Nebraska ; Nevada I New Hampshire | New .Jersey ; New Mexico • New York j CLXXVI CLXXX CLXXII CXCVI CXCII CXCIV CXCVI exc i ! North Carolina | Ohio j I ---! i I Oregon ' Pennsylvania ! Rhode Island ! South Carolina. i ! 1 ennessee ! Texas ' Utah ; Vermont ' Virginia | AVashington ' West Virginia ; Wisconsin ; Wyoming Abstract. Reports. :, Page. Albany Baltimore Boston Chicago Cincinnati Cleveland Detroit Louisville ; Abstract. Reports. 405 : RESERVE Cities. States and Territories. Page. Page. Alabama Arizona Arkansas California Colorado Connecticut Dakota Delaware * District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Reports, il j I Page. CC 773 CCVI IT 839 CCII 797 CCIV 819 CLXX 28 CLXX VI 299 ccx 843 CLXXIV 194 CLXXXIV 449 CXCII 522 CCVI 825 CLXXVI. 322 CLXXII 143 CLXXXIV 454 CXCII 512 CLXXXVIII 473 CCX 845 CLXX 45 CLXXX II 434 CCX 847 CLXXXII 442 CXCV1II 706 CCXII 851 CITIES. Cities. Page. !| 194 ;• Milwaukee 418 ;. New Orleans... 64 |: New York 630 I Philadelphia... 533 | Pittsburgh 538 |j San Francisco . 682 || St. Louis 500 ! Washington... Abstract. I Reports. Page. Page. CXCVIII CLXXXVIII CLXXIV 714 470 247 CLXXVIII 370 CLXXVIII 381 CCVI 823 CCII 782 CLXXXII 432 NOTE.—For index of towns, see end of vdume. CCXXIII EBPOETS OF THE CONDITION OF THE NATIONAL BANKS CLOSE OF BUSINESS ON TUESDAY, OCTOBER 2, 1883. H. Ex. REPORTS OF THE THE CONDITION NATIONAL BANKS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 2, 1883. MAINE . First National Bank, Auburn. JAMES DINGLEY, J R . , President. L. LINN SMALL, Cashier. No. 154. Liabilities. Resources. Loans and discounts Overdrafts i U. S. bonds to secure circulation...! U. S. bonds to secure deposits J U. S. bonds on hand ' Other stocks, bonds, and mortgages. j Due from approved reserve agents. I Due from other banks and bankers.! Real estate, furniture, and fixtures. j Current expenses and taxes paid...i Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $150, 000 00 $241 323 38 Capital stock paid in. 40, 000 00 6, 752 25 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 10,191 24 State bank notes outstanding Dividends unpaid . 1, 272 36 Individual deposits United States deposits 1,107 94 Deposits of U. S. disbursing officers. 135, 000 00 !0, 340 02 800 00 Due to other national banks 89 96 Due to State banks and bankers . . 3,276 00 587 00 Notes and bills re-discounted . Bills payable 6, 750 00 415, 457 J Total. 3, 365 61 415, 457 88 National Shoe and Leather Bank, Auburn. AKA CUSHMAN, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U.S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2270. H . C. PEKCIVAL, Cashier. $443, 714 53 |: Capital stock paid in j "306,606 66" 11 Surplus fund iij 'Other undivided profits 6, 417 63 National bank notes outstanding.. State bank notes outstanding 12, 075 89 Dividends unpaid. 6, 000 00 2, 418 93 13, 548 19 Individual deposits j United States deposits j. Deposits of U.S. disbursing officers, j . 9,057 00 Due to other national banks 348 83 ji Due to State banks and bankers . ' 16,649 00 !| Notes and bills re-discounted Bills payable 13, 500 00 823,730 00 Total. $300, 000 00 18, 000 00 20, 274 63 268, 600 00 386 00 168, 988 58 2, 480 79 15,000 00 30, 000 00 823, 730 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Augusta. DANIEL A. CONY, President. No. 367. JOHN W. FOGLER, Cashier, Resources. Loans and discounts ;: Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand j Other stocks,bonds,and mortgages.! Due from approved reserve agents.; Due from other banks and bankers.! Real estate, furniture, and fixtures.: Current expenses and taxes paid... j Premiums paid j Checks and other cash items j Exchanges for clearing-house Bills of other banks Fractional ~ currency. Specie Legal-tender notes . TJ. S. certificates of deposit. Due from TJ. S. Treasurer... Total. Liabilities. $404,705 26 I: Capital stock paid in ! $250,000 00 402 32 i 250, 000 00 ' Surplus fund | 50, 000 00 i 10, 309 93 Other undivided profits . 225, 000 00 National bank notes outstanding-.! j. 24, 005 84 i State bank notes outstanding 6 08 Dividends unpaid. 600 00 * i,467 29 Individual deposits 200, 550 62 14, 000 00 : United States deposits 28, 987 70 | Deposits of U.S. disbursing officers. 1, 332 00 Due to other national banks 100 52 Due to State banks and bankers . . 13, 351 00 Notes and bills re-discounted. Bills payable 11, 250 00 , Total. 749, 608 01 13,147 46 749, 608 01 Freeman's National Bank, Augusta. W. F. HALLKTT, President S. B. GLAZIER, Cashier. No. 406. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $169, 707 01 1,415 31 100, 000 00 13, 000 00 25, 302 22 3,013 92 8, 000 00 546 90 2, 256 53 1, 335 00 136 68 4, 500 00 203 00 $100,000 00 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 33, 000 00 5, 638 35 90, 000 00 535 00 Individual deposits United States deposits Deposits of U.S. disbursing officers 80,232 16 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 3,778 44 20,732 62 4, 500 00 : Total. 333, 916 57 I 333,916 57 Granite National Bank, Augusta. DARIUS ALDEN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Dae from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer. Total No. 498. TREBY JOHNSON, Cashier. $164, 920 07 Capital stock paid in. 22,693 29 100,000 00 | Surplus fund 50,000 00 I. Other undivided profits 2,100 00 I 19,100 00 National bank notes outstanding.. State bank notes outstanding Dividends unpaid . $100, 000 00 25, 000 00 7, 018 94 90, 000 00 260 67 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. 143, 704 86 8, 498 34 6, 275 10 Due to other national banks j Due to State banks and bankers 25, 643 84 Notes and bills re-discounted. Bills payable Total. 406, 401 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. First National Bank, Bangor. G-EOIJGE STETSON, No. 112. President. E. Gr. WYMAN, Resources. Loans and discounts • Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits . U. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $969,868 08 Capital stock paid in 1,340 25 i| 300,000 00 •!Surplus fund 50,000 00 ;••Other undivided profits $500, 000 00 100, 000 00 7J, 865 14 National bank notes outstanding.. 47 , State bank notes outstanding . . ' 75 '; Dividends unpaid 97 4.1) : Individual deposits \ United States deposits j 7, 099 45 Deposits of U.S. disbursing officers | 14,049 228 3,516 3, 259 • Due to other national banks i Due to State banks and bankers . ! ! Notes and bills re-discounted. i Bills payable 13, 500 00 ! 4,307 4 29,800 6, 200 00 73 00 00 1,403,174 19 ! Total. Cashier. Total 267, 700 00 548 00 404, 778 20 34, 392 11 1,396 91 22,493 83 | 1,403,174 19 Second National Bank, Bangor. NATHAN C. AYEK, President. Loans and discounts \ Overdrafts J U. S. bonds to secure circulation... i U. S. bonds to secure deposits \. U. S. bonds on hand '. Other stocks, bonds, and mortgages J Due from approved reserve agents j Due from other banks and bankers . Real estate, furniture, and fixtures I. Current expenses and taxes p a i d . . . j . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 306. "WILLIAM S. DENNETT, Cashier. $473, 510 14 | Capital stock paid i n . 686 06 150,000 00 Surplus fund Other undivided profits . $150, 000 00 30, 000 00 52,737 26 132 50 National bank notes outstanding. 117, 566 43 State bank notes outstanding . . . . Dividends unpaid . 131,000 00 Individual deposits United States deposits Depositsof U.S. disbursing officers 414,015 55 379 47 8, 8n9 00 Due to other national banks 131 87 Due to State banks and bankers .. 26, 200 00 10, 000 00 Notes and bills re-discounted Bills payable 6, 750 00 Total. 794, 215 47 5, 500 00 10, 962 66 794, 215 47 Kenduskeag National Bank, Bangor. WILLIAM B. HAYFORD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid..Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 518. $334, 729 60 963 51 100, 000 00 57, 586 27 ; GEOUGE H . HOPKINS, Cashier. Capital stock paid in. 20 000 00 18, 738 32 National bank notes outstanding.. State bank notes outstanding P0, 000 00 Dividends unpaid 23 45 : 19, 556 78 Individual deposits United States deposits Deposits of U. S. disbursing officers 12,444 00 Due to other national banks 50 00 Due to State banks and bankers .. 12, 374 ^0 5, 000 00 !Notes and bills re-discounted Bills payable 4, 500 00 i 547, 228 41 $100, 000 00 Surplus fund Other undivided profits . Total. 460 00 316, 549 45 1,480 64 547,228 4 1 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Merchants' National Bank, Bangor. No. 1437. SAMUEL II. BLAKE, President. ALBERT P. BAKER, Cashier. Resources. Liabilities. Loans and discounts ' Overdrafts j U. S. bonds to secure circulation... | IT. S. bonds to secure deposits j TJ. S. bonds on hand Other stocks, bonds, and mortgages, j Due from approved reserve agents j Due from other banks and bankers. j Real estate, furniture, andfixtures.I Current expenses and taxes paid... j Premiums paid j Checks and other cash items ! Exchanges for clearing-house ; Bills of other banks Fractional currency ! Specie Legal-tender notes ' U. S. certificates of deposit | Due from IT. S. Treasurer I $319, 170 20 Capital stock paid in. 804 84 100, 000 00 Surplus fund 23, 200 00 73, 926 84 Other undivided profits . National bank notes outstanding.. State bank notes outstanding " 6, 588"75" Dividends unpaid i Individual deposits ! United States deposits ! 8, 851 92 Deposits of U.S. disbursing officers ! i 19,500 00 \ 36 02 I Due to other national banks 20, 800 50 ! Due to State banks and bankers . . 2,877 00 Notes and bills re-discounted . Bills.payable 5, 500 00 : 581, 256 13 j Total . Total. $100, 000 00 20, 000 00 72, 829 66 89, 830 00 1, 427 00 220 00 278, 525 26 18, 424 21 581,256 13 Veazie National Bank, Bangor. No. 2 089. CHARLES V. LOUD, President. WILLIAM C. HOLT, Cashier. $180,011 53 i| Capital stock paid in. Loans and discounts Overdrafts U. S. bonds to secure circulation...; 10 0, 000 00: Surplus fund U. S. bonds to secure deposits Other undivided profits U. S. bonds on hand Other stocks, bonds, and mortgages. National bank notes outstanding.. Due from approved reserve agents.! 27, 483 77 State bank notes outstanding Due from other banks and bankers. J Real estate, furniture, and fixtures.; 3, 000 00 Dividends unpaid. Current expenses and taxes paid... Individual deposits Premiums paid United States deposits Checks and other cash items ! 20, 735 69 Deposits of U. S. disbursing officers Exchanges for clearing-house i 1 Bills of other banks | 13,489 00 i| Due to other national banks Fractional currency 39 19 I Due to State banks and bankers .. Specie ' 500 00 '! Legal-tender notes j 12, 000 00 ; | Notes and bills re-discounted j U. S. certificates of deposit •. '.\ Bills payable ; Due from U. S. Treasurer 4, 500 00 j Total . 367,759 18 ,! $100, 000 00 17,546 61 3, 332 19 87, 200 00 3, 000 00 147, 074 67 9, 605 71 367, 759 18 Total. First National Bank, Bath. GALEN C. MOSES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Dae from approved reserve agents. Due from other banks and bankers. | Real estate, furniture, andfixtures'< Current expenses and taxes paid...! Premiums paid ! Checks and other cash items 1 Exchanges for clearing-house I Bills of other banks I Fractional currency j Specie j Legal-tender notes i U. S. certificates of deposit I Due from U. S. Treasurer I Total No. 2743. WILLIAM D. MUSSENDEX, Cashier. $351,565 87 ; Capital stock paid in 266,066 66"•; Surplus fund Other undivided profits . 10,100 00 National bank notes outstanding.. State bank notes outstanding 44, 296 50 3, 000 00 I Dividends unpaid . 2, 517 47 Individual deposits United States deposits Deposits of U. S. disbursing officers. 7, 598 6 13, 742 2,300 00 Due to other national banks 84 'I Due to State banks and bankers .. 00 00 , Notes and bills re-discounted. $200, 000 00 50, 000 00 18, 364 37 180, 000 00 340 00 176,200 64 19, 221 67 Bills payable 9,000 00 644,126 68 .! Total. 644,126 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. A IJV Bath National Bank, Bath. ARTHUR SEWALL, No. 494. President. WILLIAM D. HILL, Cashier. Resources. Liabilities. ' Loans and discounts $171, 927 68 Capital stock paid in Overdrafts TJ. S. bonds to secure circulation... i 125, 000 00 Surplus fund TJ. S. bonds to secure deposits : Otflfer undivided profits . U. S. bonds on hand Other stocks, bonds, and mortgages.! 32,650 00 National bank notes outstanding-. : Due from approved reserve agents. [ 3, 328 92 ; State bank notes outstanding Due from other banks and bankers. j Dividends unpaid. Real estate, furniture, and fixtures.; * Current expenses and taxes paid... j 1, 314 63 i Individual deposits Premiums paid United States deposits j Checks and other cash items 7, 677 35 Deposits of U. S. disbursing officers. Exchanges for clearing-house Bills of other banks 1, 947 00 Due to other national banks Fractional currency 5 03 i Due to State banks and bankers . Specie 971 75 ; Legal-tender notes 5, 000 00 ! Notes and bills re-discounted Bills payable :. U. S. certificates of deposit Due from TJ. S. Treasurer 5, 625 00 Total. Total. 355, 447 36 $125, 000 00 37, 304 84 9, 808 78 112, 500 00 574 00 70, 259 74 355, 447 36 Lincoln National Bank, Bath. CHARLES DAVENPORT. No. 761. President. WILLIAM R. SHAW, Cashier. Capital stock paid in Loans and discounts $282, 922 12 Overdrafts U. S. bonds to secure circulation... 200, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits TJ. S. bonds on hand Other stocks, bonds, and mortgages 33, 400 00 National bank notes outstanding.. Due from approved reserve agents 24, 570 68 State bank notes outstanding Due from other banks and bankers. 3, 294 73 Real estate, furniture, and fixtures 7, 700 00 Dividends unpaid Current expenses and taxes paid... 91 62 Individual deposits Premiums paid United States deposits Deposits of U.S. disbursing officers. Checks and other cash items Exchanges for clearing-house Bills of other banks 7, 829 00 Due to other national banks Fractional currency 24 14 Due to State banks and bankers ..'•• Specie ' 11, 157 95 Notes and bills re-discounted Legal-tender notes TJ. S. certificates of deposit Bills payable Due from TJ. S. Treasurer 9, 000 00 Total 579, 990 o4 Total $200, 000 00 50, 000 00 4, 079 83 177, 500 00 10, 946 50 137, 464 21 579, 990 54 Marine National Bank, Bath. No. 782. S. D. BAILEY, President. H. A. DUNCAN, Cashier. j $100, 000 00 Loans and discounts $143, 885 44 Capital stock paid in Overdrafts ! 25, 000 00 U. S. bonds to secure circulation..., 100, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits 6, 718 99 U. S. bonds on hand .-88, 000 00 Other stocks, bonds, and mortgages. 4, 000 00 National bank notes outstanding..: j Due from approved reserve agents. 28, 069 18 State bank notes outstanding Due from other banks and bankers. Dividends unpaid ! 588 00 Real estate, furniture, and fixtures. 2, 500 00 Current expenses and taxes paid... 1, 440 02 Individual deposits ! 74, 689 14 Premiums paid United States deposits j Checks and other cash items 2, 055 16 : Deposits of U. S. disbursing officers.! Exchanges for clearing-house i 2, 442 29 Bills of other banks 2, 565 00 Due to other national banks Fractional currency 5 37 Due to State banks and bankers ..! Specie ' 7, 341 25 i Legal-tender notes 1, 077 00 : Notes and bills re-discounted TJ. S. certificates of deposit i : Bills payable ! Due from U. S. Treasurer ; 4, 500 00 Total ! 297,438 42 ' ' ! Total i ! 297,438 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. UI A I N JE. Sagadahock National Bank, Bath. HENRY EAMES, Cashier. No. 1041. FRANKLIN REED, President. Liabilities. Resources. I Loans and discounts Overdrafts i U. S. bonds to secure circulation... j U. S. bonds to secure deposits \ U. S. bonds on hand j Other stocks, bonds, and mortgages. j Due from approved reserve agents. j Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $100, 000 00 $135,534 39 ji Capital stock paid in. 31, 000 00 5,151 82 1004)00 00 ; Surplus fund Other undivided profits : National bank notes outstanding.. 10, 804 21 I State bank notes outstanding 30, 179 32 Dividends unpaid . 12, 000 00 ! 426 01 ! Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,464 00 3 58 7,130 00 250 00 85, 675 00 2, 075 00 78, 390 29 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 4, 500 00 302,292 11 Total. 302, 292 11 Belfast National Bank, Belfast. A. H. BRADBURY, Cashier. No. 840. J. G. BROOKS, President. Loans and discounts . Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total. $200, 871 60 |! Capital stock paid in j 150, 000 00 | Surplus fund Other undivided profits . 15, 824 17 National bank notes outstanding.. 66,672 99 State bank notes outstanding 7,500 00 Dividends unpaid . 627 46 deposits 16, 000 00 Individual United States deposits 1, 694 08 Deposits of U.S. disbursing officers $150, 000 00 33, 000 00 7, 848 79 133, 200 00 648 00 155, 888 41 * 3, 481 00 I Due to other national banks I Due to State banks and bankers . 10, 563 90 600 00 Notes and bills re-discounted. Bills payable 6, 750 00 | Total. 480, 585 20 j 480, 585 20 First National Bank, Biddeford. E S R E F F H. BANKS, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes "CT. Is. certificates of deposit Due from U. S. Treasurer Total. No. 1089. $211, 060 15 " i66," 666" 66' 37,761 16 6, 609 86 1, 430 22 3, 831 00 2 74 425 10 11,000 00 CHAS. A. MOODY, Cashier. Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits. 20, 000 00 28, 899 40 National bank notes outstanding. State bank notes outstanding 90, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 136, 022 66 Due to other national banks Due to State banks and bankers - - 3,198 17 Notes and bills re-discounted . Bills payable 6, 000 00 378,120 23 Total. 378,120 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. d MAINE. Biddeford National Bank, Biddeford. LiJTHEu BUY ANT, President. No. 1575. CIIAS. E. GOODWIN, Cashier. Resources. Liabilities. Loans and discounts i Overdrafts i U. S. bonds to secure circulation...j TJ. S. bonds to secure deposits TJ. S. bonds on hand i Other stocks, bonds, and mortgages, j Due from approved reserve agents j Due from other banks and bankers \ Real estate, furniture, and fixtures , Current expenses and taxes paid .. j Premiums paid | Checks and other cash items j Exchanges for clearing-house i Bills of other banks j Fractional currency j Specie Legal-tender notes j TJ. 8. certificates of deposit * Due from TJ. S. Treasurer I Total. $ 198, 845 54 Capital stock paid in j 150, 000 00 Surplus fund Other undivided profits 16, 106 02 ;! National bank notes outstanding.. 22, 380 46 I i State bank notes outstanding 6, 916 97 • i Dividends unpaid $150, 000 00 37, 000 00 17,657 52 133, ooo oa 6,491 9S j Individual deposits j United States deposits 908 63j: Deposits of U.S. disbursing officers. 6, 3o()00 34 975 00 o 502 00 54, 949 13 I Due to other national banks Due to State banks and bankers . . 6,750 s 00 12, 709 ! Notes and bills re-discounted Bills payable Jii 411, 807 96 411, 807 96 Total . National Village Bank, Bowdoinham. J O H N COOMHS, President. No. 944. Loans and discounts Overdrafts U. S. bonds to secure c i r c u l a t i o n . . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages $60, 438 63 Due from approved reserve agents Dae from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid 6,272 16 3, 991 68 300 00 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 50,000 00 3, 600 00 H . Q. SAMPSON, Capital stock paid in • $50, 000 00 Surplus fund Other undivided profits i j 7, 924 25 195 65 National bank notes outstanding.. j State bank notes outstanding 44, 495 00 Dividends unpaid. 2,131 00 • Individual deposits I United States deposits 78 00 I Deposits of U. S. disbursing officers 607 00 78 1, 249 50 1,250 00 Cashier. 25, 291 85 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. BiUs payable 2, 250 00 130, 037 75 '.! Total. Total . 130, 037 75 First National Bank, Brunswick. N. T. PALMER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand J Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house... Bills of other banks Fractional currency Specie Legal-tender notes TJ. Is. certificates of deposit Due from U. S. Treasurer Total. No. 192. J . P. WINCHELL, Cashier, $90,751 78 |[ Capital stock paid in io6, 000 00 i| Surplus fund !l Other undivided profits il 72,378 20 j i 12,864 51 1,399 33 National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits • i | I 'United States deposits 1,420 01 'j Deposits of U.S. disbursing officers 1,405 6 1, 037 5, 000 00 j 20 j 60 00 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable $100, 000 00 20, 000 00 18,169 02 90, 000 00 965 00 59, 268 57 3, 245 00 4, 500 00 291, 647 59 I Total. 291, 647 59 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Pejepscot National Bank, Brunswick. H. C. MARTIN, President. No. 1315. L. H. STOVER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits 17. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures j Current expenses and taxes paid... j Premiums paid j Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $39,157 00 Capital stock paid in : 131 87 50,000 00 Surplus fund i Other undivided profits j 2, 000 00 6, 000 00 National bank notes outstanding-. 29, 250 59 State bank notes outstanding 2, 485 27 I j Dividends unpaid 4, 200 00 ! Individual deposits ! : I United States deposits '. 354 19 ; Deposits of IT. S. disbursing oflicers. [. 'i \ i • j | j i $50, 000 00 4. 000 00 4,133 35 45, 000 00 426 00 35, 679 64 j i. 906 00 Due to other national banks 4 07 Due to State banks and bankers . i. 1,200 00 1,300 00 i Notes and bills re-discounted. ! Bills payable 2,*250*00 139, 238 99 Total. 139, 238 99 Union National Bank, Brunswick. No. 1118. S. J . YOUNG, President. Loans and discounts i Overdrafts ! TJ. S. bonds to secure circulation . i U. S. bonds to secure deposits | IT. S. bonds on hand | Other stocks, bonds, and mortgages j Due from approved reserve agents ; Due from other banks and bankers Real estate, furniture, and fixtures! Current expenses and taxes paid... j Premiums paid ! Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total H. A. RANDALL, Cashier. $73, 060 42 ; Capital stock paid in i 50, 000 00 ! Surplus fund.... ! Other undivided profits \ 24, 000 00 National bank notes outstanding. '. 1, 799 08 State bank notes outstanding 900 00 4,743 10 i Dividends unpaid Individual deposits ! : United States deposits j. 4, 740 ^3 Deposits of U. S. disbursing officers.! $50, 000 00 10, 000 00 M 679 89 45,000 00 1. 233 00 49, 987 01 1, 477 00 1 Due to other national banks ! Due to State banks and bankers .. i 2, 428 79 1, 500 00 ; Notes and bills re-discounted i; Bills payable I 2, 250 00 166, 899 90 r ' j Total | 166, 899 90 Bucksport National Bank, Bucksport. THKO. C. WOODMAN, President. No. 1079. EDWARD SWAZEY, Cashier. Loans and discounts ; $122, 857 09 Capital stock paid in $100, 000 00 Overdrafts | U. S. bonds to secure circulation... i 50, 000 00 1\ Surplus fund ; 15. 500 00 TJ. S. bonds to secure deposits ! i' Other undivided profits 3, 254 28 IT. S. bonds on hand ! 300 00 Other stocks, bonds, and mortgages j National bank notes outstanding.. 44, 910 00 Due from approved reserve agents ' 19, 449 37 ; State bank notes outstanding Due from other banks and bankers \ 18, 093 74 Dividends unpaid ''• 147 54 Real estate, furniture, and fixtures.! i Current expenses and taxes paid... | 400 00 j Individual deposits i 62, 845 93 Premiums paid > j. United States deposits Checks and other cash items ; 3, 815 21 ; Deposits of U.S. disbursing oflicers.!. Exchanges for clearing-house : Bills of other banks 5, 030 00 j Due to other national banks i Fractional currency 75 34 i!Due to State banks and bankers . . I Specie ' i 3, 857 00 Legal-tender notes ; 530 00! Notes and bills re-discounted. U. S. certificates of deposit j., Bills payable Due from U. S. Treasurer | 2, 250 00 • Total 226, 657 75 i: Total. 226, 657 75 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 MAIN E. Calais National Bank, Calais. LEMUEL G-. DOYVNEP, President. No. 1425. FRANK NELSON, Cashier. Liabilities. Resources. Loans and discounts j Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures ; Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks ; Fractional currency Specie ! Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $231, 230 33 , Capital stock paid in 1,021 78 100, 000 00 Surplus fund Other undivided profits. $100, 000 00 .... 39,527 35 4, 330 84 National bank notes outstanding.. State bank notes outstanding 90,000 00 2, 521 51 !;Dividends unpaid . 652 02 ij Individual deposits j!1 United States deposits : 2, 576 42 |:: Deposits of U. S. disbursing officers. 5, 552 9 4, 060 17, 364 00 Due to other national banks 35 i Due to State banks and bankers .. 00 00 Notes and bills re-discounted 4, 500 00 369, 487 41 120, 712 19 13, 906 40 1,010 63 Bills payable Total. 369, 487 41 Camden National Bank, Camden. G. L. FOIXANSHKK, President. Loans and discounts Overdrafts • U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums x>aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 2311. $108,873 70 ""50,000 00 39, 787 03 1, 292 06 4, 000 00 518 80 2, 799 08 997 00 5 45 7, 360 00 50 00 2, 250 00 Capital stock paid in \ Surplus fund • Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid ' Individual deposits United States deposits Deposits of U.S. disbursing officers $50, 000 00 3,450 00 5, 856 50 45, 000 00 452 00 113,174 62 ; Due to other national banks Due to State banks and bankers .. i Notes and bills re-discounted Bills payable 217,033 12 Total. J. F. STETSON, Cashier. 217,933 12 Total First National Bank, Damariscotta. EDWIN FLYE, President. Loans and discounts | Overdrafts 1 IT. S. bonds to secure circulation... j U. S. bonds to secure deposits j U. S. bonds on hand jOther stocks, bonds, and mortgages. | Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid j Checks and other cash items I Exchanges for clearing-house i Bills of other banks j Fractional currency i Specie ' j Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. WILLIAM I 1 LYE, Cashier. No. 446. $59, 661 90 50, 000 00 Capital stock paid in. Surplus fund Other undivided profits . 10, 920 00 ; National bank notes outstanding..! 23,815 05 [ State bank notes outstanding Dividends unpaid 430 39 j Individual deposits United States deposits 1,121 88 ,.Deposits of U. S. disbursing officers. j, 2,860 00 i Due to other national banks 1 75 ! Due to State banks and bankers .. 1, 877 55 j: | 1, 651 00 j Notes and bills re-discounted i. Bills payable 2, 250 00 ' 154,589 52 | Total. $50,000 00 15, 000 00 7, 059 52 44,400 00 487 00 37,643 00 154, 589 52 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Dexter. No. 2259. CHARLES SHAW, President CHAS. W. CuiiTrs, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Dne from approved reserve agents Due from other banks and bankers, j Real estate, furniture, and fixtures.! Current expenses and taxes paid. ..I Premiums paid \ ; Checks and other cash items Exchanges for clearing-house Bills of other banks :; Fractional currency Specie " ; Legal-tender notes ; TJ.'S. certificates of deposit Due from TL S. Treasurer Total . $179, 573 49 Capital stock paid in. $100,000 00 8, 500 00 6, 869 40 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding. 5,899 63 State bank notes outstanding 2,217 53 Dividends unpaid 2, 000 00 360 03 Individual deposits . . . United States deposits T.S.disbu:rsing officers. 197 00 Deposits of UA 89, 870 00 291 00 71, 502 02 145 00 Due to other national banks 4 04 Due to State banks and bankers .. 4, 250 20 83 00 Notes and bills re-discounted Bills payable 4, 500 00 22,197 50 299,229 92 Total 299, 229 92 Frontier National Bank, Eastport. SEWARD B. HUME, President. No. 1495. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks aud bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid. .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TL S. certificates of deposit Due from U. S. Treasurer Total. $154,96(5 50 GEORGE H. HAYES, Cashier. Capital stock paid in I j *60, 300 00 Surplus fund i Other undivided profits National bank notes outstanding.. 32, 009 01 ; State bank notes outstanding 17 51 ! Dividends unpaid ; Individual deposits "! i United States deposits .' | Deposits of U. S.disbursing officers. 16,100 00 Due to other national banks 236 68 12, 500 00 Due to State banks and bankers .. 1, 000 00j Notes and bills re-discounted. $75, 000 00 24,830 41 3, 919 04 54,270 00 191 25 119, 974 20 1, 745 91 1,072 19 : Bills payable 3,313 50 Total. 281,003 00 281, 003 00 First National Bank, Fairfield. NAHUM TOTMAX, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2175. H. L. KELLEY, Cashier: Capital stock paid in. "56, ooo 6o Surplus fund Other undivided profits . 1,000 00 National bank notes outstanding,. 11, 928 79 State bank notes outstanding $69, 616 63 766 69 288 28 Dividends unpaid Individual deposits United States deposits 609 69 Deposits of U. S. disbursing officers. 1, 845 00 2 68 2, 089 00 382 00 $50, 000 00 4, 242 83 2, 224 34 43, 900 00 476 00 39, 935 59 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 2, 250 00 140, 778 76 Total. 140, 778 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. 13 MAINE. Sandy River National Bank, Farmington. FRANCIS G. BUTLER, President. No. 901. Resources. TIMOTHY F. BELCHER, Cashier. \' Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $76,134 80 iiCapital stock paid in $75, 000 00 720 56 ii 7 5 , 0 0 0 00 !!Surplus fund j Other undivided profits ' "IO.OOO oo ': 21,000 00 ! | National bank notes outstanding.. j ! 8,017 56 !| State bank notes outstanding 17, 888 70 707 75 06, 700 00 3, 751 00 3 9^4 53 • I dividends unpaid. * 11 Individual deposits | ! ! United States deposits 4,174 09 Deposits of U. S. disbursing officers. j . 44,166 02 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 3,375 00 !, 2,781 2 1,583 1, 500 00 : 915 ! 00 : 00 I Total. 208, 213 47 ; 208, 213 47 Cobbossee National Bank, Gardiner. JAMES STOSK, President. No. 939. Loans and discounts Overdrafts i U. S. bonds to secure circulation.... TJ. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages.! Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid , '\ ; i • Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit ' Due from U. S. Treasurer Total j I ' j | HENRY S. "WEIJSTKU, Cashier. $195, 311 01 !! Capital stock paid in i! 100, 000 00 j; Surplus fund . j | Other undivided profits j ! $100, 000 00 20, 000 00 8, 344 29 89,320 00 5; 900 00 j : National bank notes o u t s t a n d i n g . . ii State bank notes outstanding 4, 628 24 "i! Dividends u n p a i d . 8, 000 00 i 1, 529 93 ; ! Individual deposits United States deposits i Deposits of U. S. disbursing officers | 3, 003 83 1, 475 91 2, 332 1, 053 00 j 36 !1; 45 j 00 j ; \ 4, 500 00 Ij ! 327, 824 82 |i Due to other national b a n k s j D u e to State b a n k s and bankers . . \. Notes and bills re-discounted Bills payable Total 200 00 106,293 01 3,667 52 j ; j | 327, 824 82 Gardiner National Bank, Gardiner. No. 1174. I. J . CARR, President. Loans and discounts j Overdrafts : TJ. S. bonds to secure circulation . . . I TJ. S. bonds to secure deposits | TL S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents j Due from other banks and bankers.; Real estate, furniture, and fixtures j Current expenses and taxes paid ..: Premiums paid j Checks and other cash items , ! Exchanges for clearing-house Bills of other banks ; Fractional currency ! Specie Legal-tender notes I U. S. certificates of deposit I Dae from U. S. Treasurer j Total j F. W. HUNTON, Cashier. $119, 941 35 Capital stock paid in. 121 22 50, 000 00 ; Surplus fund * I Other undivided profits . 11,315 60 1|| National bank notes outstanding.. j State bank notes outstanding :. Dividends unpaid 1, 798 08 2, 700 5 4, 472 1,100 Individual deposits '< United States deposits j Deposits of U. S. disbursing officers I 00 Due to other national banks 04 i D u e to State banks and bankers . . 00 00 Notes and bills re-discounted . 2, 250 00 221, 699 73 $50,000 00 10, 000 00 18, 699 72 44,500 00 590 00 87, 399 40 10, 510 52 Bills payable Total. 221, 699 73 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAHE. Oakland National Bank, Gardiner. No. 740. JOSHUA GRAY, President SIFAMAI BOWMAN, Cashier. Liabilities. Resources. $149,521 92 Capital stock paid in. Loans and discounts \ 3, 261 72 Overdrafts \ 50, 000 00 Surplus fund U. S. bonds to secure circulation...! 0". S. bonds to secure deposits i-Other undivided profits U. S. bonds on hand !. National bank notes outstanding.. Other stocks, bonds, and mortgages J.. 0, 672 92 State bank notes outstanding Due from approved reserve agents.! 5, 1H4 67 Due from other banks and bankers. 9, 993 26 Dividends unpaid. Real estate, furniture, and fixtures. Current expenses and taxes paid... , i Individual deposits Premiums paid j | United States deposits 8,913 09 Ij Deposits of U.S. disbursing officers. Checks and other cash items Exchanges for clearing-house 1, 317 00 Due to other national banks Bills of other banks 83 28 I Due to State banks and bankers . . Fractional currency 3, 535 85 | I 1, 526 00 : Notes and bills re-discounted Legal-tender notes ! 0". S. certificates of deposit •.. Bills payable | 2,250 00 ] Due from U. S. Treasurer 242,209 71 | Total. $50,000 00 10, 342 00 24, 573 97 44, 380 00 608 00 108,979 21 3,326 53 242, 209 71 Total. American National Bank, Hallowell. PETER F. SAXHORN, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Dut fr jin other banks and bankers. Real estate, furniture, and fixtures. Current, expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie .' Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 624. $79, 531 39 75,000 00 7,000 00 16, 739 39 " 6," 806" 50 180 23 AUSTIN D. KNIGHT, Cashier. $75, 000 00 Capital stock paid in. 14, 000 00 5, 793 47 66,100 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid 468 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 30,305 15 Due to other national banks Due to State banks and bankers . 849 65 2,000 00 Notes and bills re-discounted Bills payable 3, 375 00 181 00 3 46 191, 666 62 Total. 191,666 62 Northern National Bank, Hallo well. JUSTIN E. SMITH, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bond.s on hand j Other stocks, bonds, and mortgages j Due from approved reserve agents, j Due from other banks and bankers j Real estate, furniture, and fixtures. Current expenses and taxes paid...{ Premiums paid i Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 532. $144, 210 96 GEORGE R. SMITH, Cashier. Capital stock paid in i 100,000 00 Surplus fund Other undivided profits . 4, 225 00 12,332 55 122 60 2,435 51 5, 546 13 1, 070 00 17 75 520 00 5, 639 00 National bank notes outstanding.. i State bank notes outstanding |. Dividends unpaid . $100, 000 00 25, 000 00 15, 210 44 89, 000 00 1, 252 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 48,157 87 Due to other national banks Due to State banks and bankers .. Notes and bills re-discounted . Bills payable 999 19 3, 500 00 279, 619 50 Total. 279, 619 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. 15 MAINE. First National Bank, Houlton. W M . C. DONNELL, Cashier. No. 2749. WALTER MANSUR, President Liabilities. Resources. Loans and discounts | Overdrafts j U. S. bonds to secure circulation...! U. S. bonds to secure deposits : TJ. S. bonds on hand i Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers.' Real estate, furniture, and fixtures. Current expenses and taxes paid...; Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer ; Total. $78, 56 i 63 ; Capital stock paid in \ ";JO,OOO 00 ;! Surplus fund •: Other undivided profits ! I National bank notes outstanding.. \ 6,296 09 State bank notes outstanding ..'...'• 1, 882 95 j 3, 600 00 Dividends unpaid I 514 72 | 5, 700 00 , Individual deposits j United States deposits 810 70 i Deposits of U.S. disbursing officers $50, 000 00 1, 500 00 2, 073 92 27, 000 00 54, 759 83 i 2,] 76 00 Due to other national banks I 24 59 Due to State banks and bankers ..! 3, 219 50 1, 545 00 Notes and bills re-discounted. Bills payable 1,350 00 Total. 135, 681 18 I 347 43 135, 681 18 Ocean National Bank, Kennebunk. No. 1254. JOSEPH DANE, President. CHRISTOPHER LITTLE FIELD, Cashier. j $100, 000 00 Loans and discounts $102, 302 37 j Capital stock paid in Overdrafts 20, 000 00 U. S. bonds to secure circulation... , .„ 100, 000 00 | Surplus fund 1 7,152 64 U. S. bonds to secure deposits | Other undivided profits U. S. bonds on hand 83, 235 00 ; National bank notes outstanding.. Other stocks, bonds, and mortgages. 20, 944 94 State bank notes outstanding Due from approved reserve agents 4, 261 84 : Dividends unpaid. Due from other banks and bankers 894 00 Real estate, furniture, and fixtures. 6, 783 67 Current expenses and taxes paid. 302 90 Individual deposits i 34,133 07 Premiums paid i i United States deposits i. I Checks and other cash items . 25 63 ;| Deposits of U.S. disbursing officers.!. Exchanges for clearing-house I Bills of other banks 301 00 Due to other national banks Fractional currency 5 36 Due to State banks and bankers . Specie ' 5, 787 00 Legal-tender notes j 200 00 j! Notes and bills re-discounted. U. S. certificates of deposit I 11 Bills payable Due from U. S. Treasurer j 4, 500 00 Total . Total. 245,414 71 245, 414 71 First National Bank, Lewis ton. E. F . PACKARD,President. Loans and discounts Overdrafts U. S. bonds to secure circulation...I U. S. bonds to secure deposits j U. S. bonds on hand i Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer j Total A. L. TEMPLETON, Cashier. No. 330. j $681, 576 04 400, 000 00 19, 637 75 38, 776 80 1,505 20 155 60 Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U.S. disbursing officers. 21, 993 00 ! Due to other national banks 330 29 j Due to State banks and bankers . 25, 740 00 3, 500 00 j Notes and bills re-discounted. I Bills payable 18, 000 00 | 1,281,214 68 || Total $400, 000 00 175, 000 00 43,028 26 353, 800 00 756 00 303, 740 43 4, 889 99 1, 281, 214 68 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Manufacturers' National Bank, Lewiston. JOHN M. BOBBINS, President. No. 2260. ADDISON SMALL, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. ..I U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Dae from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currencj^ Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $254, 429 29 Capital stock paid in \ $200, 000 0C 150,000 00 Surplus fund Other undivided profits i 648 00 National bank notes outstanding..; 24,381 90 State bank notes outstanding 1,237 08 j 20,785 38 Dividends unpaid 1,569 12 Individual deposits , 1,000 00 United States deposits i 1, 733 65 Deposits of U.S. disbursing officers ; 12, 000 00 4, 749 63 i 26, 923 00 Due to other national banks 259 82 Due to State banks and bankers . . ; 10,771 00 4, 000 00 Notes and bills re-discounted . Bills payable 6. 750 00 89 00 152,149 61 500 00 504, 488 24 Total. 504, 488 24 135, 000 00 Limerick National Bank, Limerick. JEREMIAH M. MASON, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation.. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Dae from approved reserve agents Due fi-om other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 2785. $52, 974 01 50, 000 00 JOSHUA C. LANE, Cashier. Capital stock paid in. Surplus fund ; Other undivided profits National bank notes outstanding.. State bank notes outstanding 376 17 Dividends unpaid. 115 00 Individual deposits United States deposits Deposits of U.S. disbursing officers 41 4 50 26 00 $50, 000 00 3, 745 62 45,000 00 7, 000 47 Due to other national banks i. Due to State banks and bankers .. j . Notes and bills re-discounted. Bills payable 2, 250 00 105, 746 09 Total. 105, 746 09 New Castle National Bank, New Castle. JOBEFH HAINES, President. Loans and discounts i Orei-drafts I TJ. S. bonds to secure circulation...; U. S. bonds to secure deposits : U. S. bonds on hand | Other stocks, bonds, and mortgages j Due from approved reserve agents, j Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ! Exchanges for clearing-house ! Bills of other banks j Fractional currency i Specie ' i Legal-tender notes i ! TJ. S. certificates of deposit Due from U. S. Treasurer | Total No. 953. DAVID W. CHAPMAN, Cashier. $57, 902 39 Capital stock paid in. -50, 000 00 Surplus fund Other undivided profits . 9,350 00 National bank notes outstanding.. 40,118 99 State bank notes outstanding 1,725 00 Dividends unpaid. 294 15 Individual deposits • 672 50 United States deposits j i! Deposits of U. S. disbursing officers ' $50, 000 00 25, 000 00 6, 513 59 44,000 00 300 00 41, 758 26 1, 244 00 , Due to other national banks 82 j Due to State banks and bankers . 2,514 00! 1, 500 00 . Notes and bills re-dis.counted . Bills payable 2, 250 00 j 167,571 85 j Total. 167, 571 85 REPORT OP THE COMPTROLLER OF THE CURRENCY. 17 MAINE. North Berwick National Bank, North Berwick. FRANK 0. SNOW, President. No. 1523. Resources. CHARLES TV. GREENLEAF, Cashier. 11 Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents j Due from other banks and bankers j Real estate, furniture, and fixturesCurrent expenses and taxes paid...| Premiums paid Checks and other cash items. | Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $52,176 27 i Capital stock paid in j "*50, 000 00 Surplus fund i Other undivided profits | !! National bank notes outstanding..! • 4, 295 89 •: State bank notes outstanding Dividends unpaid : 1, 900 00 77 15 Indi vidual deposits 1 United States deposits j. 1, 948 34 Deposits of U. S. disbursing officers. j. $50, 000 00 7, 628 16 2, 367 67 45, 000 00 123 00 11, 876 76 Due to other national banks 94 ; Due to State banks and bankers. 185 00 2, 100 00 Notes and bills re-discounted. Bills payable 2, 250 00 '27002 00" 116, 995 59 Total . Liabilities. Total . 116,995 59 Norway National Bank, Norway. No. 1956. HENRY M. PEAIICE, President. I Loans and discounts Overdrafts • TJ. S. bonds to secure circulation...' TJ. S. bonds to secure deposits j TJ. S. bonds on hand -- 1 Other stocks, bonds, and mortgages. • Due from approved reserve agents.j Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 6,190 00 2, 777 46 9, 256 69 3, 249 09 702 96 1,376 03 1, 970 32 $100, 000 00 Surplus fund Other undivided profits 10,000 00 2, 889 47 National bank notes outstanding..; State bank notes outstanding..... j 45,000 00 Dividends unpaid 611 00 Individual deposits i United States deposits \ Depositsof TJ.S.disbursingofficers.j 2, 715 00 Due to other national banks ' 13 80 Duo to State banks and bankers ._j 2,110 00 Notes and bills re-discounted Bills payable 2, 250 00 ! Total . 230, 699 39 Total . HOWARD D. SMITH, Cashier. $148, 088 04 ' Capital stock paid in. 69, 267 35 2, 931 57 230, 699 39 West Waterville National Bank, Oakland. ALIJION P . BENJAMIN, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits j U. S. bonds on hand ' Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items . . Exchanges for clearing-house . Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit — Due from TJ. S. Treasurer Total. H. Ex. 3- No. 2231. GEORGE H. BRYANT, Cashier. $80, 833 77 Capital stock paid in. 30 77 75,000 00 Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding 10,437 70 7, 200 99 1,189 31 229 04 754 98 2, 470 8 1, 474 1,550 00 78 60 00 Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing officers. i Due to other national banks I Due to State banks and bankers . Notes and bills re-discounted. Bills payable $75, 000 00 6, 018 56 2, 879 23 66, 900 00 42 00 33, 320 44 394 71 3, 375 00 184,554 94 jj Total. 184, 554 94 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Orono National Bank, Orono. No. 1134. SAMUEL LIHBET, President. ELVATOX P. BUTLER. Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . -. U. S. bonds to secure deposits XJ S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures.. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. Capital stock paid in. $30, 719 77 "so," 666 "66" Surplus fund ... Other undivided profits. 400 00 200 00 I National bank notes outstanding i State bank notes outstanding 20, 932 77 5, 476 51 4, 800 00 327 81 174 89 Dividends unpaid. [ 7, 470 76 1, 826 40 39, 200 00 126 00 Individual deposits United States deposits Depositsof U. S. disbursingofficers- 9,281 00 i 43 38 ; 8,137 68 ; $50, 000 00 34,120 65 Due to other national banks Due to State banks and bankers Notes and bills re-discounted . Bills payable 2, 250 00 Total. 132, 743 81 132, 743 81 Union National Bank, Phillips. NATHANIEL B. BEAL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation IT. S. bonds to secure deposits U. S. bonds on hand Other st ocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures . Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 2267. $52, 823 38 Capital stock paid in. "56,000 00 2,480 52 ""676 86 976 53 Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid. $50, 000 00 3, 200 00 1, 345 28 44, 640 00 171 00 Individual deposits United states deposits Depositsof U. S. oisbursingofficers. 13, 693 12 1, 365 00 Due to other national banks 01 Due to State banks and bankers . 1,140 10 837 00 Notes and bills re-discounted . Bills payable 2, 750 00 113,049 40 Total . JAMES E. THOMPSON, Cashier. Total 113, 049 40 First National Bank, Portland. HARRISON J. LIBBY, President. Loans and discounts Overdrafts U. S. bonds to seem e circulation IT. S. bonds to secure deposits U. S. bonds on hand.... Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures . Current expenses and taxes paid.. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of ot her banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 221. WILLIAM E. GOULD, Cashier. $2, 003, 213 36 Capital stock paid in. $800, 000 00 806,606 66" Surplus fund Other undivided profits- 300, 000 00 77, 850 81 966 00 100,762 69 128, 369 88 97, 83.i 38 4,412 52 720, 000 00 34,004 16 32, 368 78 7,1^0 0<> 300 18 60. 4S0 no 10, 000 00 I National bank notes outstanding.. State bank notes outstanding Dividends unpaid. . 1, 812 60 Individual deposits United States deposits Deposits of U.S.disbursing officers. 1, 270, 069 56 Due to other na1 ional banks . . . . . . Due 10 State banks and bankers .. 95,184 19 62, 215 79 Notes and bills re-discounted . Bills payable 46, 700 0U 3,327,132 95 Total 3, 327, 132 95 REPORT OP" THE COMPTROLLER OF THE CURRENCY. 19 MAINE. Canal National Bank, Portland. No. 941. WILLIAM W. THOMAS, President. BENJAMIN C. SOMEBBY, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation ... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid. . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Liabilities. $1,414,201 68 ; Capital stock paid in j $600, 000 06 | | 120,000 00 319,797 39 i National banknotes outstanding..! ; 72 State bank notes outstanding 10 Dividends unpaid | 00 41 Individual deposits ' United States deposits | 34,122 79 Deposits of U.S.disbursing officers.' 25, 985 35 9, 279 00 Due to other national banks i 72 96 Due to State banks and bankers.. : 27,800 00 30, 000 00 Notes and bills re-discounted . Bills payable 22, 500 00 445,500 00 500,000 00 | Surplus fund 1 Other undivided profits 100, 585 29, 877 5, 275 4, 061 2, 203, 761 01 Total. Total.. 1,114 10 684,325 38 33, 024 14 s 2,203,761 01 Casco National Bank, Portland. IRA P. FARRINGTON, President. No. 1060. WILLIAM A. WINSHIP, Cashier. Loans and discounts | $1, 883, 989 30 Capital stock paid iu I $800, 000 00 Overdrafts ; ' 400,000 00 U. S. bonds to secure circulation...I 50, 00000 !' Surplusfund U. S. bonds to secure deposits Other undivided profits j 69, 3u9 90 U. S. bonds on hand : 45, 000 00 Other stocks, bonds, and mortgages.', 4,000 00 National bank notes outstanding.. | State bank notes outstanding ; Due from approved reserve agents-; 39, 024 27 |Dividends unpaid Due from other banks and bankers.; ; 2, 407 27 5, 000 00 i Real estate, furniture, and fixtures.! 4, 575 41 IIndividual deposits Current expenses and taxes paid... j 664, 358 68 Premiurns paid | U nited States deposits , 65, 575 54 Deposits of U.S.disbursing officers. ("hecks and other cash items \ Exchanges for clearing-house ' 12,481 00 !: Due to other national banks j 142, 088 66 Bills of other banks 13 29 : Due to State banks *md bankers . Fractional currency ! 55, 655 70 Specie ; Notes and hills re-discounted . Lejial-tender notes ! ! Bills payable U. S. certificates of deposit j ! 2, 250 00 Due from U. S. Treasurer Total . 2,123,164 51 Total 2,123,164 51 Cumberland National Bank, Portland. HORATIO N. JOSE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bunkers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. . No. 1511. WILLIAM H. SOULE, Cashier. $411, 789 02 Capital stock paid in. " 250, 000 00 Surplus fund Otber undivided profits. National bank notes outstanding.. 54, 551 35 State bank notes outstanding 10,417 65 Dividends unpaid 17, 763 27 2, 857 84 deposits 9, 875 00 Individual United States deposits 13,959 67 Deposits of U.S.disbursing officers . 7,486 00 Due to other national hanks 51 33 Due to State banks and bankers . . 10, 985 00 Notes and bills re-discounted I Bills payable 14, 250 00 803,986 13 Total. $250, 000 00 50, 000 00 49, 372 36 225, 000 00 325 0 1 215,145 42 14,143 34 803, 986 13 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Merchants' National Bank, Portland. J A C O B M C L E L L A N , President. No. 1023. CHARLES PAYSON, Resources. Cashier. Liabilities. $738, 608 67 Loans and discounts Overdrafts U. S. bonds to secure circulation... XJ. S. bonds to secure deposits U. S. bonds 0.1 hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes p a i d - . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Capital stock paid in 300, 000 00 70, 000 00 4,917 75,261 7,240 24,661 2,934 | Surplus fund Other undivided profits . 60,000 00 134,167 34 48 National bank notes outstanding.. State bank notes outstanding 73 '•.'. 35 '; Dividends unpaid. 95 : 22 i! Individual deposits United States deposits |;Deposits of U". S. disbursing officers 16,830 17,812 8,047 51 30,550 66 04 ji 00 !; Due to other national banks 47 ii Due to State banks and bankers .. 00 jj ; Notes and bills re-discounted[ Bills payable 13, 500 00 i Total. 1, 310, 415 57 Total. $300, 000 00 267,100 00 1, 430 73 489, 816 46 19, 327 57 26, 700 05 11, 873 42 1, 310, 415 57 National Traders' Bank, Portland. FitED. G. MESSER, President. Loans and discounts Overdrafts No. 1451. ' : U. S. bonds to secure circulation... U. S. bonds to secure deposits '. U. S. bonds on hand : Other stocks, bonds, and mortgages ! Due from approved reserve agents • Due from other banks and bankers [ Real estate, furniture, and fixtures. j Current expenses and taxes paid... j Premiums paid J Checks and other cash items j Exchanges for clearing-house ! Bills of other banks j Fractional currency | Specie .' Legal-tender notes j TJ. S. certificates of deposit ; Due from U. S. Treasurer \ Total i EDWARD GOULD, Cashier* ; Capital stock paid in ' Surplus fund j • Other undivided profits . 5,000 00 . National bank notes outstanding.. 3f>, 847 14 State bank notes outstanding 17,752 02 ; Dividends unpaid. 2, 768 90 ; Individual deposits ; United States deposits Deposits of TJ. S. disbursing officers. $559, 550 27 \ 172,000 00 15,722 36 772 00 68 74 12,520 00 6, 349 00 M ; j Due to other national banks ii !iDue to State banks and bankers . jjNotes and bills re-discounted. i Bills payable 8, 740 00 j j 838,090 43 ji Total. $300, 000 00 75,000 00 26, 969 51 154, 800 00 696 68 280, 549 24 75 00 838, 090 43 First National Bank, Richmond. LEVI MUSTARD, President. Loans and discounts j Overdrafts j TJ. S. bonds to secure circulation...j U. S. bonds to secure deposits I TJ. S. bonds on hand i Other stocks, bonds, and mortgages.! Due from approved reserve agents., Due frum other banks and bankers j Real estate, furniture, and fixtures, j Current expenses and taxes paid... j Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes XJ. S. certificates of deposit . . . Due from U. S. Treasurer Total. No. 662. JOSEPH M. ODIORNE, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding $56,450 40 50, 000 00 18, 720 86 819 10 Dividends unpaid. 243 79 , Individual deposits ; United States deposits Deposits of U. S. disbursing officers $50,000 00 3, 685 00 2,181 82' 44, 000 00 35, 469 72 1,326 24 ;; 3,174 1 367 2,005 00 j Due to other national banks 23 ;i Due to State banks and bankers 30 00 jj Notes and bills re-discounted. 2, 250 00 135, 357 92 21 38 .. ;| Bills payable Total. 135, 357 92: REPORT OF THE COMPTROLLER OF THE CURRENCY. 21 MAINE. Richmond National Bank, Richmond. GEORGE H . THEOBALD, President. ]STo. 909. AYILLIAM H. STUART, Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other b a n k s . Fractional currency Specie • Legal-tender notes U. "S. certificates of deposit Due from TJ. S. Treasurer Total. Capital stock paid in. $126, 055 90 $120, 000 00 "120,066'66' Surplus fund Other undivided profits . 16, 059 38 j National bank notes outstanding.. State bank notes outstanding 6, 289 57 I 370 62 I Dividends unpaid. 1,200 00 I 24, 000 00 4, 553 40 103, 000 00 201 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 27, 262 32 1,205 00 j! Due to other national banks 73 50 11Due to State banks and bankers . 2, 364 75 i j 1,000 00 ;j Notes and bills re-discounted ; Bills payable 4,400 00 : 279, 016 72 : Total. 279, 016 72 Lime Rock National Bank, Rockland. J O H N T. BEERY, President. No. 2097. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . GEORGE "W. BERRY, Cashier. 5157, 843 28 Capital stock paid in. 134 20 65, 000 00 Surplus fund Other undivided profits . 600 00 National bank notes outstanding.. 12, 893 28 State bank notes outstanding 2,166 59 Dividends unpaid . $105, 000 00 ! Individual deposits 7, 500 00 I United States deposits 10, 769 52 ; Deposits of U.S. disbursing officers. I 2, 015 00 i Due to other national banks 6 89 5,189 65 I Due to State banks and bankers .. 1,074 00 Notes and bills re-discounted. Bills payable 83,050 04 8, 000 00 766 42 58, 500 00 3, 571 42 7, 786 08 1, 443 45 2, 925 00 268, 117 41 Total I 268,117 41 North National Bank, Rockland. ADONIRAM J . BIRD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures i Current expenses and taxes paid ' Premiums paid Checks and other cash items Exchanges for clearing-house . - T\ Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit ! Due from U. S. Treasurer Total. No. 2371. NATHAN T. FARWELL, Cashier. $144, 389 91 Capital stock paid i n . "160,000 00 J Surplus fund $100, 000 00 9, 000 00 10, 612 83 \ Other undivided profits 2, 200 00 National bank notes outstanding-. State bank notes outstanding 32, 905 56 84, 600 00 j Dividends unpaid . Individual deposits United States deposits 9, 059 57 Deposits of U. S. disbursing officers. 99, 035 26 843 50 ; 6, 888 00 Due to other national banks Due to State banks and bankers .. i 4, 0*4 74 1, 300 00 j! Notes and bills re-discounted . Bills payable 3, 100 00 304, 527 78 Total. 436 19 304, 527 78 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Rockland National Bank, Rockland. No. 1446. MAYNARD SUMNER, President. Gr. H O W E WIGGIN, Cashier, Resources. Liabilities. Loans and discounts '• Overdrafts TJ. S. bonds to secure circulation.. .1 U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents ! Due from other banks and bankers \ Real estate, furniture, and fixtures. | Current expenses and taxes paid... j. Premiums paid |. Checks and other cash items j Exchanges for clearing-house i. Bills of other banks Fractional currency j Specie Legal-tender notes I. U. S. certificates of deposit Due from U. S. Treasurer Total. $326, 372 09 Capital stock paid in $150, 000 00 Surplus fund \ Other undivided profits j 3, 300 00 National bank notes outstanding.. j 46,928 54 State bank notes outstanding | 184 70 7, 500 00 Dividends unpaid I 40, 000 00 16, 355 12 131, 000 00 Individual deposits 4, 917 12 i United States deposits 4, 305 00 Deposits of IT. S. disbursing officers 18 00 i Due to other national banks 11, 880 50 Due to State banks and bankers .. Notes and bills re-discounted ! j G, 750 00 Bills payable 194, 964 90 150, 000 00 1, 287 1, 406 40 26, 000 00 562,155 95 Total. 562,155 95 1,142 00 Saco National Bank, Saco. No. 1535. RISHVVOIITH JORDAN, President. Loans and discounts ! Overdrafts j IT. S. bonds to secure circulation... j IT. S. bonds to secure deposits j IT. S. bonds on hand ! Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid ; Checks and other cash items j Exchanges for clearing-house ; Bills of other banks Fractional currency Specie Legal-tender notes | IT. S. certificates of deposit \ Due from U. S. Treasurer ; Total. TRISTRAM SCAMMAN, Cashier. $108, 290 60 J Capital stock paid in $100, 000 00 Surplus fund Other undivided profits . j National bank notes outstanding.. ! State bank notes outstanding I Dividends unpaid. I : 20, 000 00 892 75 deposits II 1, 454 90 Individual United States deposits !. 1, 820 23 Deposits of U. S. disbursing officers.' 44, 482 38 6, 252 00 Due to other national banks j 6 94 Due to State banks and bankers .. j : Notes and bills re-discounted. Bills payable 2, 952 03 "lOO.OOO 6 6 18, 000 00 11,839 48 420 73 4, 160 72 90, 000 00 4, 218 44 2,100 00 2, 000 00 6, 200 00 262,545 60 [> Total. 262, 545 60 York National Bank, Saco. R. F . C. HARTLEY, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1528. JNO. C. BRADBURY, Cashier. " .| """' $187, 434 28 ;| Capital stock paid in 93 08 ! 100, 0U0 00 jj Surplus fund Other undivided profits ; " "23,000 00 i | " " $100, 000 00 ' j 35, 000 00 11, 252 39 National bank notes outstanding.. 23,871 77 State bank notes outstanding 263 69 3, 404 85 ; Dividends unpaid. Individual deposits . United States deposits . 25 00 !| Deposits of U.S. disbursing officers 3,920 55 6,420 8,600 00 79 00 00 ijDue to other national banks i!Due to State banks and bankers . i, IINotes and bills re-discounted. Bills payable 4, 800 00 ! 361, 888 46 Total. 89, 000 00 3, 337 87 121, 938 13 1, 360 07 361,888 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 Jfl A I N E • Searsport National Bank, Searsport. J A S . G. PENDLETOX, President. No. 2(542. CHAS. F . GORDON, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... \ U. S. bonds to secure deposits j U. S. bonds on hand : Other stocks, bonds, and mortgages. j Due from approved reserve agents. I Due from other banks and bankers.! Real estate, furniture, and fixtures, i Current expenses and taxes paid. ..I Premiums paid J Checks and other cash items | Exchanges for clearing-house ' Bills of other banks j Fractional currency I Specie ! p Legal-tender notes U. 3. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $76,118 06 Capital stock paid in $50,000 00 j 50, 000 00 Surplus fund Other undivided profits i 2, Oil 00 National bank notes outstanding..) ;. 34, 543 06 State bank notes outstanding Dividends unpaid. 258 04 Individual deposits United States deposits 276 17 Deposits of U. S. disbursing officers. 1, 000 00 3,216 06 45, 000 00 400 00 70, 788 78 480 00 Due to other national banks 451 Due to State banks and bankers . 2, 464 00 2, 000 00 Notes and bills re-discounted. Bills payable 2,'250 00 Total. 170, 404 84 170, 404 84 First National Bank, Skowhegan. No. 239. ABNEK COBURN, President. Loans and discounts J Overdrafts i TJ. S. bonds to secure circulation. ..j TJ. S. bonds to secure deposits j TJ. S. bonds on hand i Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items . . Exchanges for clearing-house. Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $215,210 98 " 156,66o 66 23, 800 00 17, 528 99 5, 986 24 2, 000 00 7, 513 53 8, 245 95 3,025 4, 000 GEORGE N. PAGE, Cashier. Capital stock paid in. $150,000 00 Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid . 50, 000 00 5, 676 68 128, 080 00 236 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 00 Due to other national banks . . 70 Due to State banks and bankers oo : 00 Notes and bills re-discounted . 110,162 76 . Bills payable 6, 750 00 Total. 444,155 44 444,155 44 Second National Bank, Skowhegan. ~R. B. SHEPHERD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation...] U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 298. JAMES FELLOWS, Cashier. $142,087 27 ;| Capital stock paid in. $125, 000 00 125, 000 00 Surplus fund Other undivided profits . 16,366 17 3,414 60 4, 000 00 2,713 26 29, 000 00 3, 076 64 National bank notes outstanding.. State bank notes outstanding Dividends unpaid 110, 550 00 . 821 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 41, 671 67 3,185 00 Due to other national banks 5 17 Due to State banks and bankers . 3, 722 84 4, 000 00 Notes and bills re-discounted . Bills payable 5, 625 00 310,119 31 : Total. 310,119 31 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. South Berwick National Bank, South Berwick. WILLIAM I). JEWETT, President No. 959. Resources. Loans and discounts • Overdrafts i U. S. bonds to secure circulation...' U. S. bonds to secure deposits j U. S. bonds on hand ! Other stocks, bonds, and mortgages j Due from approved reserve agents. j Due from other banks and bankers !. Real estate, furniture, and fixtures j . Current expenses and taxes paid... j Premiums paid i. Checks and other cash items Exchanges for clearing-house |. Bills of other banks i Fractional currency • Specie ; Legal-tender notes i U. S. certificates of deposit j. Due from U. S. Treasurer | Total . J O H N F. WALKER, Cashier- M Liabilities. $104, 328 61 Capital stock paid in 774 63 j I i 100, 000 00 Surplus fund j : Other undivided profits j I: 14, 925 00 National bank notes outstanding.. State bank notes outstanding 43,483 19 I Dividends unpaid 318 47 I! Individual deposits ! United States deposits ' Deposits of U.S. disbursing officers. j $100, 000 00 2§, 000 00 13, 484 72 88, 700 00 3, 521 00 48, 518 22 1,883 00 J i Due to other national banks 6 04 Ii Due to State banks and bankers 3,002 00 1, 003 00 Notes and bills re-discounted. Bills payable 4,500 00 Total. 274,223 94 274, 223 94 Georges National Bank, Thomaston. EDWARD E. O'BRIEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie " Legal-tender notes TT. S. certificates of deposit Due from U. S. Treasurer No. 1142. $78, 677 56 ': Capital stock paid in. $110, 000 00 110,000 00 :: Surplus fund Ii Other undivided profits . ! ! National bank notes outstanding 11,653 54 :| State bank notes outstanding ..'. !: Dividends unpaid "3,450 00 deposits 19,500 00 •:; Individual United States deposits 22,192 82 ! Deposits of U. S. disbursing officers :j 1,543 00 •j 4 61 il 3,875 00 500 00 3,312 13 98, 000 00 227 50 38, 332 96 573 94 5, 900 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 4,950 00 256,346 53 Total . J N O . C. LEVENSALEU, Cashier. Total. 256, 346 53 Thomaston National Bank, Thomaston. CHRISTOPHER PRINCE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. D\ie from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures"V Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks ! Fractional currency Specie Legal-tender notes i TJ. S. certificates of deposit ! Due from U. S. Treasurer | Total . No. 890. FRANK H. JORDAN, Cashier. $128, 391 90 ! Capital stock paid in 100,000 00 ' Surplus fund Other undivided profits I $100, 000 00 20, 000 00 12,970 63 13, 824 45 National bank notes outstanding.. 41, 346 26 State bank notes outstanding 17, 400 00 Dividends unpaid. 90, 000 00 Individual deposits United States deposits 44, 077 59 Deposits of U. S.disbursing officers 130, 621 33 153 00 Due to other national banks 15 Due to State banks and bankers .. 7, 655 00 Notes and bills re-discounted Bills payable 5, 500 00 ;l Total 358, 348 35 I\ 3, 918 39 838 00 358, 348 35 REPORT OF THE COMPTROLLER OF THE CURRENCY. OTAIHE. Medomak National Bank, Waldob SAMUEL AV. JACKSON, President. No. 1108. DAVID W. POTTER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation. . XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures I Current expenses and taxes paid... | Premiums paid \ Checks and other cash items I Exchanges for clearing-house j Bills of other banks ! Fractional currency j Specie ". Legal-tender notes i XJ. S. certificates of deposit ' Due from U. S. Treasurer ! Total. $52, 439 37 Capital stock paid in. 50, 000 00 ! Surplus fund I Other undivided profits . 38,900 00 ! National bank notes outstanding.. State bank notes outstanding 7, 453 49 i Dividends unpaid . . . j Individual deposits . I United States deposits . 2, 810 50 ! Deposits of U. S. disbursing officers. $50, 000 00 10, 000 00 1, 474 30 43, 688 00 305 50 56,130 12 2, 516 00 i Due to other national banks I Due to State banks and bankers. 2,728 56 2, 500 00 ! Notes and bills re-discounted. j Bills payable 2, 250 00 Total. 161, 597 92 161, 597 92 Waldoboro' National Bank, Waldoboro'. ISAAC REED, President. No. 744. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XJ. S. certificates of deposit Due from U. S. Treasurer Total. BELA B. HASKELL, Cashier. $59, 652 07 Capital stock paid in j 3 21 50, 000 00 Surplus fund ! Other undivided profits i 11,000 00 ; National bank notes outstanding..I State bank notes outstanding . . . . . : . 483 09 I Dividends unpaid. 541 11 Individual deposits United States deposits Deposits of U.S. disbursing officers - $50, 000 00 10, 000 00 2, 694 26 44, 780 00 267 75 19, 276 90 1,240 114 835 900 00 ; Due to other national banks 43 ; Due to State banks and bankers . 00 i oo ; Notes and bills re-discounted. Bills payable 2,250 00 I 127,018 91 ! Total. 127,018 91 Merchants' National Bank, Waterville. JOHN W A R E , President. Loans and discounts Overdrafts .TJ. S. bonds to secure circulation. .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer ; Total. No. 2306. HORATIO D. BATES, Cashier $116, 930 03 Capital stock paid in 2, 405 60 100, 000 00 Surplus fund Other undivided profits. 12,500 00 • National bank notes outstanding.. 6, 584 71 | State bank notes outstanding 2, 524 34 ! Dividends unpaid 8, 984 22 j Individual deposits j United States deposits j ; Deposits of U.S. disbursing officers, j $100, 000 00 18, 000 00 3,108 67 89,000 00 450 00 48, 537 96 1,519 00 Due to other national banks ' 167 73 I Due to State banks and bankers .. j 830 00 I 1, 151 00 Notes and bills re-discounted Bills payable 5, 500 00 259, 096 63 ; Total. 259, 096 63 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. People's National Bank, Waterville. N.G.H.PULSIFER,President. No. 880. HOMER PERCIVAL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from TJ. S. Treasurer Total. Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid. $200, 000 00 42,000 00 7, 895 80 177, 000 00 757 75 Individual deposits United States deposits Deposits of U.S. disbursing oflicers. 84, 300 80 Due to other national banks Due to State banks and bankers . . 1,460 66 Notes and bills re-discounted j Bills payable. 9,000 00 : Total. 513,415 01 513, 415 01 Ticonic National Bank, Waterville. SAMUEL APPLETON, President. No. 762. Loans and discou nts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items | Exchanges for clearing-house | Bills of other banks i Fractional currency { Specie ' Legal-tender notes | U. S. certificates of deposit ] Due from U. S. Treasurer ; Total. $152,817 66 AARON A. PLAISTED, Cashier. Capital stock paid in. " 100,000 66" Surplus fund Other undivided profits 3, 036 60 2,018 96 9, 000 00 National bank notes outstanding.. State bank notes outstanding Dividends unpaid. $100, 000 00 22, 000 00 7, 448 21 89, 000 00 355 00 Individual deposits United States deposits Deposits of U. S. disbursing oflicers. 59,423 05 3, 559 00 Due to other national b a n k s . . . . . . . 80 00 Due to State banks and bankers .. 1, 411 70 413 00 Notes and bills re-discounted. Bills payable 3, 700 00 691 01 2,880 35 278, 917 27 Total. 278, 9.17 27 National Bank, Winthrop. CHARLES M. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation. ..i U. S. bonds to secure deposits j TJ. S. bonds on hand j Other stocks, bonds, and mortgages. j . Due from approved reserve agents.! Due from other banks and bankers. |. Real estate, furniture, andfixtureks. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie *. Legal-tender notes U. S, certificates of deposit Due from U. S. Treasurer. „ Total. No. 553. JOHN M. BENJAMIN, Cashier, $156, 580 68 Capital stock paid in. 100, 000 00 j 1 Surplus fund ,| Other undivided profits . National bank notes outstanding.. 26, 682 91 !! State bank notes outstanding Dividends unpaid Individual deposits United States deposits 3,509 58 Deposits of U.S. disbursing oflicers. $100, 000 00 20, ooo oa 30, 775 44 89,940 00 4, 660 00 55,133 05 3,793 00 Due to other national banks 9 82 Due to State banks and bankers . 4,432 50 1, 000 00 Notes and bills re-discounted . Bills payable 4, 500 00 300, 508 49 | Total. 300, 508 REPORT OF THE COMPTROLLER OF THE CURRENCY. 27 MAINE. First National Bank, Wiscasset. HENRY iNGALLrs, President. No. 1549. F R E D ' K TV. SEWALL, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation — TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages., Due from approved reserve agents. [. Due from other banks and bankers.;. Real estate, furniture, and fixtures.; Current expenses and taxes paid...!. Premiums paid ; Checks and other cash items j Exchanges for clearing-house Bills of other banks Fractional currency |. Specie i Legal-tender notes i TJ. S. certificates of deposit I. Due from TJ. S. Treasurer i Total. Liabilities. $122, 476 13 ji Capital stock paid in 100, 000 00 i i Surplus fund |; Other undivided profits 23,688 04 i! National bank notes outstanding ' State bank notes outstanding-.. Dividends unpaid 1, 626 64 i I Individual deposits United States deposits 585 90 Deposits of U.S. disbursing officers. 1,300 00 H Due to other national banks Due to State banks and bankers.. 1,605 00 ;' 700 00 Notes and bills re-discounted . Bills payable 4, 500 00 ; 264,879 55 !| Total . : $100, 000 00 30, 000 00 8,169 83 89, 000 00 1,433 23 22, 893 77 13,382 72 264, 879 55 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Connecticut River National Bank, Charlestown. ROBERT ELWELL, President No. 537. Resources. GEOKGE OLCOTT, Cashier. ! Loans and discounts I Overdrafts ! U. S. "bonds to secure circulation U. S. bonds to secure deposits • U. S. bonds on hand. Other stocks, bonds, and mortgages.! Due from approved reserve agents, j Due from other banks and bankers.!1 Real estate, furniture, and fixtures. Current expenses and taxes paid... i Premiums paid. j Checks and other cash items | Exchanges for clearing-house ; Bills of other banks j Fractional currency ; Specie j Legal-tender notes j U. S. certificates of deposit Due from U. S. Treasurer j Total.. $127, 084 32 Liabilities. Capital stock paid in. ioo, ooo 6o $100, 000 00 Surplus fund Other undivided profits. National bank notes outstanding. 4,701 72 State bank notes outstanding 15, 000 00 Dividends unpaid.. 5, 250 00 32, 000 00 1,314 32 Individual deposits United States deposits Deposits of U.S. disbursing officers. 35, 521 73 90, 000 00 985 00 Due to other national b a n k s 8 01 Due to State banks and b a n k e r s 110 00 1,197 00 Notes and bills re-discounted. Bills payable 4, 500 00 ! 258, 836 05 i Total. 258, 836 05 Claremont National Bank, Claremont. OEO. N. FARWELL, President. No. 596. GEO. N. FARWELL, 2D, Cashier. $142,657 69 \ | Capital stock paid in Loans and discounts ! Overdrafts I.., U. S. bonds to secure circulation j "150," 666" 0 0 ' ; | Surplus fund TJ. S. bonds to secure deposits j.. Other undivided profits. IT. S. bonds on hand 65,800 00 j |National banknotes outstanding.. Other stocks, bonds, and mortgages J 25,927 69 j State bank notes outstanding Due from approved reserve agents.! 10,671 98 i! Due from other banks and bankers. I Dividends unpaid. Real estate, furniture, andfixtures,j . . 2 00 Current expenses and taxes paid... I Individual deposits Premiums paid :.. United States deposits Checks and other cash items ; 2,113 77 Deposits of U.S. disbursing officers. Exchanges for clearing-house '.. 4,981 00 Bills of other banks j Due to other national banks 3 20 Fractional currency j Due to State banks and bankers. 240 00 Specie ..' I 6, 300 00 Notes and bills re-discounted. Legal-tender notes j U. S. certificates of deposit .. Bills payable "6,* 750 00' Due from U. S. Treasurer \ Total.. Total 415, 447 33 $150, 000 00 47, 000 00 1, 042 52 135, 000 00 82, 404 81 415,447 33 First National Bank, Concord. No. 318. "WILLIAM M. CHASE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation TJ. S. bonds to secure deposits U. S. bonds on hand O t h e r stocks, bonds, and mortgages. I D u e from approved reserve a g e n t s . D u e from other b a n k s and b a n k e r s . j Real estate, furniture, and fixtures, j C u r r e n t expenses and taxes p a i d . . . j P r e m i u m s paid ' C h e c k s and other cash i t e m s . . Exchanges for clearing-house. Bills of other b a n k s Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $377, 989 131 150, 000 165, 000 1, 350 144, 840 TVILLIAM F . THAYER, Cashier. 44 i i Capital stock paid in 33 ' 00 !! Surplus fund 00 :! Other undivided profits 00 00 !! National bank notes outstanding.. 109, 919 32 46, 886 09 10, 000 00 1, 288 35 j | State bank notes outstanding i; Dividends unpaid Individual deposits 694 06 i! I Un ited States deposits 859 23 i Deposits of U.S. disbursing officers. 00 i Due to other national banks U ! Due to State banks and bankers.. 00 ! 00 : Notes and bills re-discounted I. Bills payable j. "'6,"750 00 5,585 317 11,444 21, 650 !... ; I 1,061,703 96 j' Total $150, 000 00 75,000 00 33,239 15 133, 850 00 504 00 326, 472 69 27, 589 47 131, 434 91 183, 613 74 1, 061, 703 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Mechanicks' National Bank, Concord. No. 2447. BEN.T. A. KIMBALL. President. JAMES MINOT, Cashier: Resources. Liabilities. Loans and discounts i Overdrafts \ U. S. bonds to secure circulation. - - i U. S. bonds to secure deposits j. U. S. bonds on hand |. Other stocks, bonds, and mortgages. j Due from approved reserve agents ' Due from other banks and bankers j . Real estate, furniture, and fixtures ! Current expenses and taxes paid... |. Premiums paid j Checks and other cash items ; Exchanges for clearing-house j. Bills of other banks I Fractional currency i Specie I Legal-tender notes j U. S. certificates of deposit :. Due from TJ. S. Treasurer j $231, 254 40 , Capital stock paid in | $100, 000 00 7,093 09 40, 000 00 Surplus fund ! 3, 000 00 j Other undivided profits j 4, 687 9231, 700 0ft 25, 000 00 : National bank notes outstanding.. j | 147,919 85 : State bank notes outstanding ! 360 00 " 15," 666 00 '* Dividends unpaid Individual deposits j " 1,500 00 ;• United States deposits 6, 055 85 | Deposits of U.S. disbursing officers. 12, 762 866 JO, 660 10, 270 00 Due to other national banks , 48 Due to State banks and bankers ..; 25 00 : Notes and bills re-discounted . ; Bills payable 1, 800 00 509, 681 98 Total. 347, 545 97 22, 388 09 509,681 98 Total. National State Capital Bank, Concord. L E W I S DOWNING, JR., President. No. 758. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $341, 900 10 Capital stock paid in 200, 000 00 Surplus fund Other undivided profits j $200, 000 00 ! I 40, 000 00 31,869 52 50, 634 55 National bank notes outstanding.. 25, 874 17 ; State bank notes outstanding 12, 563 42 25, 000 00 Dividends unpaid Individual deposits United States deposits ! 496 72 Deposits of U.S. disbursing officers • 9, 056 00 Due to other national banks ! 150 46 | Due to State banks and bankers . J 1, 903 00 12, 000 00 Notes and bills re-discounted . Bills payable 9, 000 00 : 688, 584 42 Total . J . E. FERNALD, Cashier. 180,000 00 7, 085 00 201, 335 76 28, 294 14 688, 584 42' Total. Derry National Bank, Derry. J . TV. No YES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 499. $69,514 33 F. J". SIIEPAKD, Cashier. Capital stock paid in. 60, 000 66 Surplus fund Other undivided profits 7,000 00 National bank notes outstanding. 13,483 70 State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $60,000 00 9, 400 00 2, 239 68 52,700 00 519 00 36, 587 07 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable Total. 161, 445 75, 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Cochecho National Bank, Dover. J A S . E. LOTHROP, President. No. 1087. Resources. HARRISON HALEY, Cashier. \ Loans and discounts i Overdrafts j U. S. bonds to secure circulation...; U. S. bonds to secure deposits j TJ. S. bonds on hand : Other stocks, bonds, and mortgages. j Due from approved reserve agents.! Due from other banks and bankers, j Real estate, furniture, and fixtures.! Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer i $148,142 93 i Capital stock paid in. 2, 255 47 |. 150, 000 00 I;Surplus fund ' Other undivided profits 10,387 50 I National bank notes outstanding.. 1,777 2L j; State bank notes outstanding 12,184 "63 Dividends unpaid . 1, 225 70 Individual deposits 1,086 12 j United States deposits 1,317 61 | Deposits of U. S. dis bursing officers. 2,065 00 I Due to other national banks 58 49 \\ Due to State banks and bankers . 1,107 50 !: Notes and bills re-discounted j Bills payable •. 6, 750 00 ; 338,358 16 i Total. Liabilities. Total. $150, 000 00 9, 464 66 2, 453 46 135, 000 00 939 19 30, 643 55 9, 857 30 338, 358 16 Dover National Bank, Dover. No. 1043. OLIVER "VVYATT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents | Due from other banks and bankers i Real estate, furniture, and fixtures, j Current expenses and taxes paid. ..j Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit... Due from U. S. Treasurer $115, 457 41 !| Capital stock paid in 368 54 100, OuO 00 I Surplus fund ; Other undivided profits . 9, 040 00 j; National bank notes outstanding.. 8, 985 67 | State bank notes outstanding 6, 500 00 Dividends unpaid . 208 17 Individual deposits United States deposits 2, 843 05 i Deposits of U. S. disbursing officers. i 7,218 00 Due to other national banks 354, 98 Due to State banks and bankers . 3, 300 00 Notes and bills re-discounted. Bills payable $100, 000 00 20, 000 00 13,003 14 86, 400 00 1, 221 00 38,151 68 4, 500 00 258, 775 82 Total. CALVIN HALE, Cashier. Total. 258, 775 82 Strafford National Bank, Dover. WILLIAM S. STEVENS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation. . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-houso Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1353. ELISHA R. BROWN, Cashier. $295, 682 80 Capital stock paid in. "150,'000 66*:! Surplus fund ;; Other undivided profits . $150, 000 00 30, 000 00 38, 203 26 .;i National bank notes outstanding.. 84, 398 22i]; State bank notes outstanding '; i Dividends unpaid 131,300 00 1, 805 00 ': j Individual deposits " j United States deposits . i! Deposits of U.S. disbursing officers 131,449 24 7,544 00!' Due to otLer national banks 500 72 j Due to State banks and bankers .. 3, 600 00 6, 000 00 Notes and bills re-discounted i Bills payable 6, 750 00 554, 475 74 Total. 160 00 71, 558 24 554, 475 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 31 HAMPSHIRE. Monadnock National Bank, East Jaffrey. PETER UPTON, President. No. 1242. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks.... Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. HIRAM D. UPTON, Cashier. j- Liabilities. $86, 218 36 j Capital stock paid in j $100, 000 00 j I 20, 000 00 4, 995 29 33, 918 75 ! National bank notes outstanding.. \ 88, 500 00 "i66,'666'66"; Surplus fund Other undivided profits 17, 039 43 j State bank notes outstanding j. 7, 569 94 Dividends unpaid 535 83 • Individual deposits 1,137 25 734 8Q 39,979 19 I United States deposits 1, 358 95 j Deposits of U.S. disbursing officers. 5, 091 9 3, 020 800 Due to other national banks Due to State banks and bankers . . i 00 49 00 00 6, 989 66 Notes and bills re-discounted. Bills payable 4,500 00 ; Total. 261,199 00 2bl, 199 00 National Granite State Bank, Exeter. CHARLES A. MERRILL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 1147. Capital stock paid in $172, 274 46 "i66,*666*6o": Surplus fund Other undivided profits 30, 000 00 j 20, ooo oo ; National bank notes outstanding.. 8, 677 12 I State bank notes outstanding" Dividends unpaid 5, 000 00 443 60 $100, 000 00 11, 500 00 2,586 41 90, 000 00 543 00 Individual deposits United States deposits 9, 514 91 I Deposits of U. S. disbursing officers. 153, 855 60 Due to other national banks Due to State banks and bankers 1,000 00 74 92 7, 000 00 Notes and bills re-discounted Bills payable 4, 500 00 Total 358,485 01 Total. WARREN F. PUTNAM, Copier. 358, 485 01 Farmington National Bank, Farmington. JOHN F. CLOUTMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2022. JAMES B. EDGERLY, Cashier. $113, 702 59 I Capital stock paid in. 487 21 100, 000 00 • Surplus fund ! Other undivided profits I National bank notes outstanding. | State bank notes outstanding 4, 750 73 | Dividends unpaid 1, 392 81 Individual deposits 1,437 50 United States deposits Deposits of U.S. disbursing officers 70 00 5,114 1 1,337 1, 225 00 Due to other national banks 79 Due to State banks and bankers... 50 00 ! Notes and bills re-discounted. ; $100, 000 00 3, 500 00 4,106 84 90, 000 00 167 50 27, 686 44 8, 558 35 Bills payable 4, 500 00 234,019 13 |l Total. 234,019 13 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. N 12 W HAMPSHIRE. First National Bank, Francestown. No. 576. M. L. MORRTSON, President. G-. W. CUMMINGS, Cashier* Liabilities. Resources. Loans and discounts O verd rafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents.! Due from other banks and bankers, j. Real estate, furniture, and fixtures I Current expenses and taxes paid...! Premiums paid i Checks and other cash items Exchanges for clearing-house :. Bills < >f other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $70, 020 99 Capital stock paid in 1, 000 00 81 255 00 344 00 20, 000 00 9, 822 73 89, 500 00 518 00 4, 625 44 j Due to other national banks 1 Due to State banks and bankers Notes and bills re-discounted . . . Bills payable 4, 500 00 i Total. 224, 466 17 Total . j • $100, 000 00 " 100, 000 00 Surplus fund Other undivided profits . 27, 756 25 National bank notes outstanding.. State bank notes outstanding 5, 783 27 326 67 Dividends unpaid 818 07 Individual deposits | 13,100 00 United States deposits \. 566 11 Deposits of U.S. disbursing officers.!. 224,466 17 Franklin National Sank, Franklin. A. W. SULLOWAT, President Loans aud discounts ! Overdrafts U. S. bonds to secure circulation. ..'• U. S. bonds to secure deposits j U. S. bonds on hand i Other stocks, bonds, and mortgages j Due from approved reserve agents ! Due from other banks and bankers, j Real estate, furniture, and fixtures. Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . No. 2443. $135, 923 86 100,000 00 FRANK PROCTOR, Cashier. Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 2, 631 06 12,360 52 National bank notes o u t s t a n d i n g . . j 9,187 50 26, 920 35 i State bank notes outstanding . Dividends unpaid 89, 000 00 814 55 j Individual deposits United States deposits 1,314 16 Deposits of U. S. disbursing officers 3,023 90 2,241 2,000 00 .; D u e to other national b a n k s 55 :i D u e to State b a n k s and b a n k e r s . . 20 00 , j Notes and bills re-discounted . j Bills payable 4,500 00 286, 015 17 i J Total. 255 00 66, 558 29 15, 210 30 286,015 17 Great Falls National Bank, Great Falls. A. A. PERKINS, President. No. 1180. J . A. STICKNEY, Cashier. Loans and discounts ; $204, 892 97 -, Capital stock paid in .. Overdrafts • 56 63 ;! U. S. bonds to secure circulation.. J 150, 000 00 ! Surplus fund U. S. bonds to secure deposits ; Other undivided profits . U. S. bonds on haud '... Other stocks, bonds, and mortgages. '•... ; National bank notes outstanding.. 10 739 94 ^ State bank notes outstanding Due from approved reserve agents.! Due from other banks and bankers. •... 7800 00 "1 Divid© 11 ^ unpaid Real estate, furniture, and fixtures.) Current expenses and taxes paid... j 1,438 53 ;| I n ( l i v i ( l u a l d e p o s i t s Premiums paid \... i United States deposits Checks and other cash items 2,843 62 j. Deposits of U.S. disbursing officers. Exchanges for clearing-house i... Bills of other banks , 6,251 00 !i Due to other national banks Fractional currency ! 2 48 ii Due to State banks and bankers Specie ; 1,324 75 ii Legal-tender notes ' 1, 850 00 ! Notes and bills re-discounted U. S. certificates of deposit !... !j Bills payable One from. U. S. Treasurer j 6, 750 00 i Total. 393, 949 92 Total. $150,000 0050,000 00 4, 786 73 135,000 00 458 00 53, 705 19 393, 949 92 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 33 HAMPSHIRE. Somersworth National Bank, Great Falls. EDWAUD HARGBAVKS, President. No. 1183. Resources. H. C. GILPATRICK, Cashier. , Liabilities. $170, 320 22 Capital stock paid in. 961 50 100, 000 00 Surplus fund Other undivided profits I National bank notes outstanding.. 23, 601 48 State bank notes outstanding Dividends unpaid 1,189 92 Individual deposits I United States deposits 7,837 90 Deposits of U.S. disbursing officers. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 3, 435 2 2, 012 1, 000 $100,000 00 20, 000 00 27, 714 38 87, 700 00 484 00 7(3,662 62 00 Due to other national banks 98 Due to State banks and bankers... 00 00 Notes and bills re-discounted. Dills payable 2, 200 00 312,561 00 Total. 312,561 00 Total. Dartmouth National Bank, Hanover. NEWTON S. HUNTINGTON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... j TJ. S. bonds to secure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures.! Current expenses and taxes paid.. J *l Premiums paid Checks and other cash items. Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. | ! No. 1145. CHARLES P . CHASE, Cashier. : $64, 220 86 i Capital stock paid in j ! 50, 000 00 Surplus fund Other undivided profits • '• 13,870 12 National bank notes outstanding...: State bank notes outstanding . . . - . ' 23, 485 72 Dividends unpaid. 372 42 Individual deposits United States deposits Deposits of U.S. disbursing officers $50, 000 00 17,000 00 2, 985 93 42, 500 00 51,288 73 3, 650 00 Due to other national banks 15 54 5, 910 00 Due to State banks and bankers . Notes and bills re-discounted : Bills payable 2, 250 00 163, 774 66 Total. 163,774 66 First National Bank, Hillsborough. STEPHEN KENRICK, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . . . Due from TJ. S. Treasurer Total. H. Ex. 3 No. 1688. 9, 508 51 National bank notes outstanding.. 39, 797 45 Stato bank notes outstanding "*2,"3i9"06* Dividends unpaid 833 61 deposits 5, 000 00 Individual United States deposits 769 70 Deposits of U. S. disbursing officers. $50, 000 00 7, 000 00 2, 171 91 45, 000 00 64, 670 65 Due to other national banks 81 Due to State banks and bankers . 3, 389 25 I Notes and bills re-discounted . Bills payable 2, 250 00 " 4 , 2 3 8 66 168, 848 56 ; 3 JOHN C. CAMPBELL, Cashier. $50, 577 42 Capital stock paid in. 164 75 50, 000 00 Surplus fund Other undivided profits . Total. 168, 848 56 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Ashuelot National Bank, Keene. GEORGE A . WHBELOCK, President. No. 946. HENRY 0 . COOLIDGE, Cashier. Resources. Loans and discounts . Overdrafts U. S. bonds to secure circulation ..:: TJ. S. bonds to secure deposits ,. U. S. bonds on hand TJ. : Other stocks, bonds, and mortgages. | Due from approved reserve agents. j Due from other banks and bankers. j Real estate, furniture, and fixtures. I Current expenses and taxes paid... j Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $143, G03 35 Capital stock paid in. $150, 000 00 30, 000 00 8, 895 06 150, 0.;0 00 i Surplus fund Other undivided profits !i 48,450 00 !i National bank notes outstanding.. 71, 015 82 j I State bank notes outstanding ' | [ Dividends unpaid 6, 500 00 451 72 ! Individual deposits j United States deposits 1, 757 45 | Deposits of U. S. disbursing officers. 1, 901 00 217 47 5, 080 00 5, 007 00 133, 000 00 188 00 74, 299 54 Due to other national banks Due to State banks and bankers .. 11 05 34, 640 16 Notes and bills re-discounted. Bills payable 10, 000 00 7, 050 00 Total.. 441, 033 81 441, 033 81 Cheshire National Bank, Keene. J O H N H. ELLIOT, President. No. 559. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $194, 342 27 333 00 200, 000 00 117, 700 00 7, 288 55 ROYAL H. PORTER, Cashier. Capital stock paid In. Surplus fund Other undivided profits . National bank notes outstanding., State bank notes outstanding $200, 000 00 50, 000 00 32, 398 82 180, 000 00 Dividends unpaid 708 18 5, 863 20 2, 349 00 28 87 4, 217 50 144 00 Individual deposits United States deposits Deposits of U.S. disbursing officers 72, 482 77 Due to other national banks Due to State banks and bankers .. Notes and bills re-discounted. Bills payable. 793 40 6, 011 58 9, 000 00 Total. 541, 830 57 541, 830 57 Citizens' National Bank, Keene. OBED G. DORT, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers.] Real estate, furniture, and fixtures.! Current expenses and taxes paid. ..j Premiums paid j Checks and other cash items j Exchanges for clearing-house ; Bills of other banks > Fractional currency I Specie I Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 2299. $98, 918 05 1,418 64 100, 000 00 36, 375 00 36, 842 35 HENRY S. MARTIN, Capital stock paid in. 3, 520 00 3, 262 00 23 39 5, 342 25 700 00 $100, 000 00 Surplus fund Other undivided profits . 20, 000 00 6, 742 81 National bank notes outstanding.. State bank notes outstanding 88,300 00 Dividends unpaid " " 9 1 0 94' Cashier. Individual deposits United States deposits Deposits of U.S. disbursing officers. 735 00 76. 034 81 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 4, 500 00 291,812 62 ; Total. 291,812 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 35 HAMPSHIRE. Keene National Bank, Keene. EDWARD JOSLIK, President. J. R. BEAL, Cashier. No. 877. Resources. |. Loans and discounts ! Overdrafts XJ. S. bonds to secure circulation...; U. S. bonds to secure deposits IT. vS. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and hankers Real estate, furniture, and fixtures. Current exp< uses and taxes paid... Premiums i>aid Checks and other cash, items Exchanges for clearing-house l Bills of other banks Fractional currency Specie '. Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $133, 564 55 Capital stock paid in. 3, 934 74 100, 000 00 Surplus fund Other undivided profits. 75,350 00 National bank notes outstanding.. State bank notes outstanding 4, 648 89 Dividends unpaid j $100,000 00 Individual deposits j United States deposits j 9, 530 77 Deposits of U.S.disbursing officers. | 88, 671 96 655 00 Due to other national banks | 2 11 Due to State banks and bankers..i 8, 491 55 Notes and bills re-discounted ' Bills payable j 5, 700 00 3, 673 65 7, 561 59 Total. 341, 877 61 20, 000 00 30, 636 41 90, 000 00 1, 334 00 341, 877 61 Laconia National Bank, Laconia. No. 1645. JOHN C. MOULTON, President Loans and discounts Overdrafts • U. S. bonds to secure circulation... | U. S. bonds to secure deposits j U. S. bonds on hand j Other stocks, bonds, and mortgages. \ OURAN TV. TIBBETTS Cashier. Capital stock paid in. $219, 878 99 75 00 150, 000 00 Surplus fund Other undivided profits National b a n k notes o u t s t a n d i n g . . 5, 000 00 State bank notes outstanding Due from approved reserve a g e n t s . : 30, 516 33 Due from other b a n k s and b a n k e r s . ! ' Dividends unpaid. Real estate, furniture, and fixtures. ; Current expenses and taxes paid \ Individual deposits P r e m i u m s paid • j Checks and other cash items E x c h a n g e s for clearing-house Bills of other b a n k s Fractional currency Sperie "Legal-tender notes U. S. certificates of deposit Due from U. S. T r e a s u r e r | • | i ' ; : j Total. 1, 232 67 j : ; United States deposits Deposits of U.S. disbursing officers.! 6,177 0 0 ; 6 80 ; 4, 680 00 j GOO 00 : : 6, 750 00 $150, 000 00 22,100 00 3, 766 74 133, 000 00 3,144 00 112, 906 05 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable Total. 424,916 79 i: 424, 916 79 Lancaster National Bank, Lancaster. GEORGE R. EATON, President. No. 2600. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.!. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other- ban ks Fractional currency Specie Legal-tender notes II. S. certificates of deposit Due from U. S. Treasurer. Total "I FRANK D. HUTCHINS, Cashier. $174, 502 61 Capital stock paid in. 99 86 125, 000 00 Surplus fund , Other undivided profits. 1 $125, 000 00 1,100 00 4,201 76 National banknotes outstanding.. State bank notes outstanding 112, 500 00 3, 000 00 i! Dividends unpaid. 644 13 Individual deposits ! United States deposits 363 48 ; Deposits of U.S.disbursing officers. 0, 577 56 6, 230 04 2,763 00 ! Due to other na.1 ionalbanks 4 20 : Due to State banks and bankers ..! 305 00 5,842 00 Notes and bills re-discounted | Bills payable !. i, 625 00 324, 379 32 , Total. 1, 000 00 324, 379 32 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National Bank, Lebanon. No. 808. WILLIAM S. ELA, President. EDWARD A. KENDRICK, Cashier Liabilities. Resources. L >ans and discounts O verdrafts XT, S. bonds to secure circulation... TL S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks i Fractional currency j Specie Legal-tender notes I U/S. certificates of deposit Due from IT. S. Treasurer.. Surplus fund I Other undivided profits . National bank notes outstanding.. 23,337 00 State bank notes outstanding 24, 757 34 Dividends unpaid . 7, 378 96 100, 000 00 726 70 5,105 95 Individual deposits United States deposits Deposits of U. S. disbursing officers. 18, 200 00 6,133 59 90, 000 00 76, 470 86 18, 767 00 | Due to other national banks 823 10 Due to State banks and bankers . 8, 957 50 1, 000 00 Notes and bills re-discounted . Bills payable 4, 500 00 290, 804 45 Total. 290, 804 45 TotaJ. $100, 000 00 $95,450 90 | Capital stock paid in. Littleton National Bank, Littleton. No. 1885. JOHN PARK, President. Loans and discounts . Overdrafts U. S. bonds to secure circulation...; U. S. bonds to secure deposits '. TJ. S. bonds on hand iOther stocks, bonds, and mortgages ; Due from approved reserve agents-; Due from other banks and bankers ;. Real estate, furniture, and fixtures j Current expenses and taxes paid...; Premiums paid IChecks and other cash items j Exchanges for clearing-house iBills of "other banks J Fractional currency • Specie | Legal-tender notes i IT. S. certificates of deposit 'Due from TJ. S. Treasurer ! 150,000 00 Surplus fund.. ^ Other undivided profits . 39, 000 00 National bank notes outstanding. State bank notes outstanding 69, 824 22 Dividends unpaid. 5, 740 73 914 02 ij Individual deposits United States deposits 42 08 Deposits of U.S. disbursing officers 9, 324 00 Due to other national banks 53 50 Due to State banks and bankers.. 1, 400 00 5, 000 00 Notes and bills re-discounted. Bills payable 6, 750 00 Total. 532,171 70 Total. OSCAR C. HATCH, Cashier* $244,123 15 Capital stock paid in. $150, 000 00 30, 000 00 17, 959 72 135, 000 00 64 00 194,785 17 4, 362 81 2,171 70 First National Bank, Manchester. WATERMAN SMITH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.; Due from other banks and bankers.! Real estate, furniture, and fixtures. Cur: ent expenses and taxes paid... PT6 iiiums paid Cheeks and other cash items Ex. fringes for clearing-house Bills of other banks Fi a tional currency S] e ie Leg 11-tender notes TJ. S certificates of deposit Due from U. S. Treasurer Total. No. 1153. $98,123 254 150, 000 100, 000 24 13 00 00 37,100 00 | 24,165 09 i 1, 915 95 ; , I 2, 000 92 I 24, 632 11 | FREDERICK SMYTH, Cashier. Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits United States deposits 1, 817 08 ! Deposits of U. S. disbursing officers. 8,126 00 436 22 6, 634 15 $150, 000 00 24,632 11 5,151 00 135, 000 00 1,158 00 65, 600 40 80, 413 38 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 6, 750 00 461,954 89 Total. 461,954 89 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEWHAMPS) 37 IRE. Second National Bank, \ No. 2362. ABETAS BLOOD, President. JOSIAH CARPENTER, Cashier. Liabilities. Resources. Loans and discounts ! : Overdrafts U. S. bonds to secure circulation...' TJ. S. bonds to secure deposits : U. S. bonds on hand j Other stocks,bonds, and mortgages j Due from approved reserve agents.; Due from other banks and bankers. i Real estate, furniture, and fixtures-! Current expenses and taxes paid...]< Premiums paid | Checks and other cash items Exchanges for elearing-house Bills of other b a n k s . . V Fractional currency Specie.. ' Legal-tender notes U. S. certificates of deposit Duo from U. S. Treasurer I I ! | ! | $117,104 93 56 02 j 100, 000 00 j ' ! 6, 350 00 i 8,588 06 ; Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 4, 350 00 2, 458 25 National bank notes outstanding.-! State bank notes outstanding j 26,816 17 ! I Dividends unpaid i 2, 500 00 i| 13 50 !I Individual deposits j 4, 000 00 ; United States deposits j 89,000 00 1, 815 00 75, 735 83 39 35 • Deposits of U.S.disbursing officers. 1 2,131 00 1 68 1,541 00 500 00 Due to other national banks ! Due to State banks and bankers . . j 842 63 Notes and bills re-discounted. Bills payable 4, 500 00 Total. 274,201 71 Total. 274, 201 71 Amoskeag National Bank, Manchester. MOODY CURRIER, President. Loans and discounts Overdrafts No. 574. "• U. S. bonds to secure circulation...| U. S. bonds to secure deposits ; U. S. bonds on hand j Other stocks,bonds, and mortgages.! Due from approved reserve agents \ Due from other banks and bankers i Real estate, furniture, and fixtures. j Current expenses and taxes paid... j Premiums paid ; Checks and other cash items j Exchanges for clearing house Bills of other banks Fractional currency | Specie j Legal-tender notes U. S. certificates of deposit j Due from U. S. Treasurer j Total. G. BYRON CHANDLER, Cashier. $490, 618 03 \ Capital stock paid in 1,499 61 j 100, 000 00 | Surplus fund Other undivided profits $200, 000 00 , 42, 000 00 22, 747 22 25,450 00 i National bank notes outstanding.. 113,285 90 jjState bank notes outstanding ..".. | Dividends unpaid. 90, 000 00 deposits , United States deposits Deposits of U. S.disbursing officers. 330,160 55 |! 5,529 01 ji Individual 17,19U 87 18, 789 00 Due 479 94 Duo 2,780 75 11 to other national banks to State banks and bankers .. Notes and bills re-discounted 12, ooo oo '; Bills payable ""4,560 6o 792,129 11 Total.. 40 00 59,153 62 48, 027 72 792,129 11 Manchester National Bank, Manchester. NATHAN PARKER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Curi ent expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie * Legal-tender notes U. S. certificates of deposit .... Due from U. S. Treasurer Total. o. 1059. $363, 023 15 1,384 93 150,000 00 21, 900 00 112, 674 14 62 95 CHARLES E. BALCH, Cashier. Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding..' State bank notes outstanding Dividends unpaid - 998 19 j I Individual deposits '! United States dejjosits 1,759 63 , I Deposits of U. S. disbursing onicers. 32,807 00 75 02 12,483 25 1,000 00 Due to other national banks Due to State banks and bankers . . $150, 000 00 60, 000 00 21, 040 89 133, 400 00 155 00 322, 867 35 10, 966 61 6,488 41 Notes and bills re-discounted. Bills payable 6, 750 00 704, 918 26 Total. 704,918 26 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Merchants' National Bank, Manchester. JAMES A. WESTON, President No. 1520. Resources. DANIEL W . LANE, Cashier, [ Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits ; U. S. bonds on hand Other stocks, bonds, and mortgages j Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... j Premiums paid Checks and other cash items Exchanges fur clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. $214, 218 2,117 150, 000 ; Liabilities. Capital stock paid in j Surplus fund Other undivided profits J 63,267 00 i: National bank notes outstanding.. j State bank notes outstanding I 5,163 Dividends unpaid I 2 00 !' Individual deposits United States deposits | 758 89 ; Deposits of U. S. disbursing officers, i ;,497 00 ; Due to other national banks 22 23 ! Due to State banks and bankers ;,405 oo ! Notes and bills re-discounted . Bills payable j $150, 000 00 21, 643 03 12, 955 39 135, 000 00 2,822 00 122, 546 16 8, 335 25 6,850 00 453, 301 83 | 453, 301 83 Total- Souhegan National Bank, Milford. N o . 1070. C. S. AVJSRILL, President. F . T. SAWYER, Cashier. Loans and discounts '• $156, 520 95 Capital stock paid in | Overdrafts ' tT. S. bonds to secure circulation,..! 100, 000 00 ! Surplus fund ! IT. S. bonds to secure deposits Other undivided profits j IT. S. bonds on hand : Other stocks, bonds, and mortgages.! 12, 325 00 National bank notes outstanding..; State bank notes outstanding Due from approved reserve agents.' Due from other banks and bankers, j 2,181 61 Real estate, furniture, and fixtures.,' 3, 287 38 Dividends unpaid Current expenses and taxes paid.. .i 1,163 71 Individual deposits Premiums paid ! United States deposits Checks and other cash items : 962 22 Deposits of U. S. disbursing officers Exchanges for clearing-house ' Bills of other banks I 5, 465 00 Due to other national banks Fractional currency ; 71 32 Due to State banks and bankers .. Specie ' 11, 200 00 : Notes and bills re-discounted . Legal-tender notes TJ. S. certificates of deposit ; Bills payable Due from U. S. Treasurer j 4, 500 00 ; Total. 297, 677 19 ; • | Total. $100, 000 00 32, 319 34 2, 625 73 90, 000 00 72, 304 86 427 26 297, 677 19 First National Bank, Nashua. GEORGE A. RAMSDELL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages Due from api)ioved reserve ageuts Due from other banks and bankers.i Real estate, furniture, and fixtures j Current expenses and taxes paid...! Premiums paid ' Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2741. JOHN A. SPALDING, Cashier. $114, 645 32 Capital stock paid in $100, 000 00 517 43 100,000 00 '! Surplus fund 700 00 1, 238 80 | Other undivided profits ! 10, 450 00 ',''. National bank notes outstanding../ 88, 000 00 7, 247 56 j State bank notes outstanding .. 1.. J. 3,024 24, 000 1, 054 500 14 00 69 00 j! Dividends unpaid i Individual deposits ! United States deposits 8,185 12 j Deposits of U. S. disbursing officers. i 619 82 102, 218 98 3, 622 00 Due to other national banks 31 34 Due to State banks and bankers . 6, 000 00 ! Notes and bills re-discounted . : Bills payable. 4, 500 00 292, 777 60 Total. 292, 777 60 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 39 HAMPSHIRE. Second National Bank, Nashua. JEREMIAH W. WHITE, President No. 2240. Resources. FREDERICK A. EATON, Cashier. i Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... 1 Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks..". Fractional currency Specie Legal-tender notes U. S. certi Hcates of deposit ' Due from TJ. S. Treasurer Total. Liabilities. $138, 270 33 ! Capital stock paid in \ 291 35 150, 000 00 ; Surplus fund | Other undivided profits \ 1 47,458 34 National bank notes outstanding.. State bank notes outstanding ; 17,253 10 ! Dividends unpaid 10, 000 00 ! 1, 534 45 Individual deposits 4, 832 50 United States deposits 2, 418 26 Deposits of U.S. disbursing officers. $150, 000 00 9, 000 00 4, 264 41 135, 000 00 243 00 90, 454 21 5, 490 00 Duo to other national banks j 13 29 Due to State banks and bankers ..' G50 00 4, 000 00 Notes and bills re-discounted . Bills payable 6,750 00 Total. 388, 961 62 388,961 62 Indian Head National Bank, Nashua. EDWARD SPALDING, President. No. 1310. Loans and discounts I Overdrafts ' U. S. bonds to secure circulation... j U. S. bonds to secure deposits ' U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie, Legal-tender notes U. S. certificates of deposit Dae from U. S. Treasurer Total. FRANK A. MGKEAN, Cashier. $313, 680 86 Capital stock paid in 376 81. 120, 000 00 Surplus fund Other undivided profits j $120, 000 00 27,000 00 43,167 62 29, 600 00 "National bank notes outstanding..' 49, 947 43 State bank notes outstanding 5, 547 17 Dividends unpaid i 989 54 Individual deposits • United States deposits Deposits of U. S. disbursing officers. 107, 000 00 542 40 281,177 70 35, 834 00 211 91 10,000 00 6, 000 00 I Due to other national banks : Due to State banks and bankers . . i ; Notes and bills re-discounted . Bills payable , 6,900 00 ! Total. 578,887 72 j 578, 887 72 New Market National Bank, New Market. JOSEPH C. BURLEY, President. No. 1330. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $90,161 t>5 SAMUEL A. HALEY, Cashier. Capital stock paid in $80, 000 00 "86,006" oo" Surplus fund 18,000 00 1, 777 53 Other undivided profits 19, 384 30 National bank notes outstanding State bank notes outstanding 69, 600 00 *"i,'7oo'oo* Dividends unpaid . Individual deposits 5, 865 3i United States deposits 5, 292 30 Deposits of U. S. disbursing officers. 4,260 10 473 800 00 ; I Due to other national banks 35 Due to State banks and bankers 00 00 ! Notes and bills re-discounted 3, 600 00 r 211,546 81 i| Bills payable Total. 517 00 41, 652 28 . ' j 211, 546 81 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. First National Bank, Newport. DEXTER RICHARDS, President. No. 888. FREDERICK W. LEWIS, Cashier. Resources. Liabilities. $100, 000 00 i $102, 406 22 |j Capital stock paid in \•"ioo,ooo"oo ! Surplus fund 25, 000 00 4, 221 26 U. S. bonds to secure deposits .. I Other undivided profits 1,300 00 U. S. bonds on hand 2, 000 00 i National bank notes outstanding..j 86, 000 00 Other stocks, bonds, and mortgages. ! 48, 035 28 j State bank notes outstanding .. Due from approved reserve agents i Dae from other banks and bankers. .. j. 700 00 Dividends unpaid Real estate, furniture, and fixtures. Current expenses and taxes paid... 18 17 | Individual deposits j 52,117 49 Premiums paid I United States deposits j. Checks and other cash items 120 00 ! Deposits of U. S. disbursing officers. |. Exchanges for clearing-house 2, 409 00 ! Due to other national banks Bills of other banks 08 1 Due to State banks and bankers . Fractional currency 5, 850 00 Specie Legal-tender notes . I Notes and bills re-discounted ; U. S. certificates of deposit Bills payable Due from U. S. Treasurer 4, 500 00 Loans and discounts Overdrafts IT. S. b o n d s t o s e c u r e c i r c u l a t i o n . . .! j Total. Total. 267, 338 75 267, 338 75 First National Bank, Peterborough. FREDERICK LIVINGSTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1179. CIIAS. P. RICHARDSON, Cashier, $121, 943 46 Capital stock paid in 320 35 100, 000 00 Surplus fund Other undivided profits j $100, 000 00 | ! i 19, 550 00 National bank notes outstanding.. I I 11,140 79 State bank notes outstanding 1, 000 00 Dividends unpaid 942 37 Individual deposits United States deposits 3,147 30 Deposits of U.S. disbursing officers. | 20, 000 00 18,120 16 87, 800 00 495 00 991 99 40,691 55 3,458 00 : Due to other national banks \. 52 83 I Due to State banks and bankers . . j . 1,843 60 200 00 Notes and bills re-discounted . Bills payable 4,500 00 268, 098 70 Total. 268, 098 70 Pittsfield National Bank, Pittsfield. CHAS. H.^CARPENTER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand I Other stocks, bonds, and mortgages. I Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. JOHN A. Goss, Cashier, No. 1020. 9, 337 57 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding.. 13, 811 61 State bank notes outstanding 50, 000 00 3, 000 00 \ 712 22 i 4,000 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. $50, 000 00 7, 766 00 2, 202 89 45, 000 00 434 00 35, 018 70 3, 500 310 2, 500 1, 000 00 Due to other national banks 19 Due to State banks and bankers 00 00 Notes and bills re-discounted Bills payable 2,250 00 140 421 59 Toed 140,421 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 41 HAMPSHIRE. Pemigewasset National Bank, Plymouth. NATHAN H. WEEKS, President No. 2587. Resources. Loans and discounts . Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures. j Current expenses and taxes paid... j Premiums paid j Checks and other cash items J Exchanges for clearing-house ' Bills of other banks ' Fractional currency j Specie '. | Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. OSMOK B. COPKLAND, Cashier. !i Liabilities. $118,209 83 ; Capital stock paid in.. 75, 000 00 11, 200 00 22, 489 08 1,100 00 1,021 82 225 08 3, 335 00 30 57 700 00 4, 000 00 $75,000 00 Surplus fund > Other undivided profits j National bank notes outstanding..| State bank notes outstanding 3,000 00 3, 849 80 66, 800 00 Dividends unpaid Individual deposits United States deposits Deposits of U.S. disbursing officers.; 92, 536 58 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 3, 875 00 Total . 241,180 38 241,186 38 First National Bank, Portsmouth. EDWARD P. KIMBALL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. It. C. P E T K C E , Acfg Cashier, No. 2672. $355, 919 96 ! Capital stock paid in. 500 00 300 000 00 Surplus fund 107, 000 00 Other undivided profits . 150,621 81 National bank notes outstanding.. 43,114 47 State bank notes outstanding 16, 332 75 Dividends unpaid. 4, 000 00 11, 024 43 Individual deposits ! United States deposits 7, 961 10 I Deposits of U.S. disbursing officers. $300, 000 00 "l\ 685" 66' I Due to other national banks j Due to State banks and bankers... 13, 700 00 3,400 00 Notes and bills re-discounted. ! Bills payable 10, 500 00 i 2, 015 01 Total 1, 031, 759 52 100, 000 00 22,485 61 267, 000 00 526 00 254, 449 53 59, 620 31 25, 663 06 1, 031, 759 52 National Mechanics and Traders' Bank, Portsmouth. JOHN SIBE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total No. 401. $413, 446 09 300,666 00 J. P. BARTLETT, Cashier. Capital stock paid in. Surplus fund Other undivided profits . 10, 000 00 i 44, 200 00 j National bank notes outstanding.. 14, 919 25 State bank notes outstanding 11, 900 00 Dividends unpaid 4, 843 11 ! i Individual deposits ! United States deposits ( Deposits of U. S. disbursing officers. 3,280 00 318 51 503 00 4, 000 00 Due to other national banks Due to State banks and bankers $300, 000 00 60, 000 00 35, 042 91 267, 000 00 766 50 152, 007 88 6, 092 67 Notes and bills re-discounted. Bills payable 13, 530 00 820 909 96 Total . 820, 909 96 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. N e w Hampshire National Bank, Portsmouth. E. A. PETERSON, President. No. 1052. Resources. LAFAYETTE S. BUTLER, Cashier. Liabilities. I! Loans and discounts i Overdrafts i TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ; Exchanges for clearing-house Bills of other banks : Fractional currency ! Specie ' j Legal-tender notes ' U. S. certificates of deposit i Due from U. S. Treasurer | Total. $150,000 00 $167,493 42 \\ Capital stock paid in 603 10 :! 150, 000 00 ; I Surplus fund ! • Other undivided profits . 23,300 16,922 2, 748 25, 755 00 2, 581 75 National bank notes outstanding .. | ; State bank notes outstanding j 134, 000 00 ! Dividends unpaid 462 00 2, 576 396 Individual deposits j \ United States deposits •. 73 34 Deposits of U. S. disbursing officers. j - 774 51 409 500 ; 59, 799 48 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 6, 750 00 372, 598 23 Total. 372,598 23 Rockingham National Bank, Portsmouth. JNO. J. PICKERING, President. No. 1025. Loans and discounts | Overdrafts ; U. S. bonds to secure circulation, .j U. S. bonds to secure deposits \ TJ. S. bonds on hand Other stocks, bonds, and mortgages j Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. JOHN P. HART, Cashier. $259, 467 98 Capital stock paid in !! 200, 000 00 Surplus fund j Other undivided profits. 29, 000 00 National bank notes outstanding.. 17, 899 76 State bank notes outstanding 887 24 5,000 00 Dividends unpaid $200, 000 00 40, 000 00 28, 894 30 175, 800 00 4, 538 00 48 00 , Individual deposits United States deposits 930 93 l Deposits of U.S. disbursing officers 80,140 66 3, 739 00 ! iDue to other national banks 66 55 h Due to State banks and bankers . 3,429 50 i; Notes and bills re-discounted Bills payable 9, 000 00 i 529, 420 96 529,420 96 Total. Rochester National Bank, Rochester. JOHN MCDUFFEE, President. No. 2138. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. I TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages I Due from approved reserve agents ! Due from other banks and bankers ! Real estate, furniture, and fixtures I Current expenses and taxes paid .. j Premiums paid ' Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer | Total . .1 HENRY M. PLUMER, Cashier. $50,000 00 $87, 394 14 Capital stock paid in. 289 03 50, 000 00 Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding . . . 4, 500 00 3, 869 96 44,400 00 316 85 Dividends unpaid . 865 39 Individual deposits . . . ..I United States deposits 1,690 46 Deposits of U.S. disbursing officers. I 13, 983 00 Due to other national banks 12 12 Due to State banks and bankers . . 2,034 25 2, 500 00 Notes and bills re-discounted . Bills payable 2, 250 00 161,335 24 Total 846 50 52, 955 96 4,762 82 | 161,335 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 43 HAMPSHIRE. Citizens' National Bank, Tilton. No. 1333. AUSTIN F. PIKE, President. WILLIAM T. CASS, Cashier, Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, andfixturesCurrent expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $77,895 09 "70,000 00 5,457 95 $70, 000 00 Capital stock paid in.- • Surplus fund Other undivided profits . 1 National bank notes outstanding.. 1 : State bank notes outstanding | Dividends unpaid Individual deposits | United States deposits Deposits of U.S. disbursing officers, j . 5, 129 00 17 44 2, 592 10 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted i Bills payable 3,150 00 : 61,600 00 !•. 585 59 1,578 20 1,366 72 28, 297 83 167,772 09 Total. 167,772 09 6, 375 00 1,499 26 Kearsarge National Bank, Warner. GEORGE SAVORY, President. Loans and discounts Overdrafts ' TJ. S. bonds to secure circulation... I IT. S. bonds to secure deposits !. TJ. S. bonds on hand j. Other stocks, bonds, and mortgages I Due from approved reserve agentsDue from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1674. OILMAN C. GEORGE, Cashier. $45, 605 84 I Capital stock paid in 1, 522 21 35, 000 00 : Surplus fund \ Other undivided profits \ 7, 500 00 I National bank notes outstanding..! i State bank notes outstanding ..'...!. 2, 682 73 1, 000 00 I Dividends unpaid. 294 25 deposits 2, 885 63 i: Individual United States deposits 292 87 Deposits of U.S. disbursing ofiicers. 1, 042 00 8 29 1, 220 35 0, 000 00 7, 096 00 875 02 29, 487 00 154 50 13,01 65 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 1, 575 00 Total. 100, 629 17 100, 629 17 Winchester National Bank, Winchester. EDWARD C. T HAYEB, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exhanges for clearing-house Bills of other banks .. Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 887. $238, 970 01 "i5o,"o66"66" 11,457 90 HENRY ABBOTT, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. I State bank notes outstanding . I ""5,'288'in." Dividends unpaid. I 905 71 Individual deposits \ United States deposits I 1, 045 07 Deposits of U.S. disbursing officers. | ! ]35~00* Due to other national banks . 74 28 Due to State banks and bankers . . 1,682 15 1, 360 00 Notes and bills re-discounted . Bills payable * 8, 250 00 419,168 43 Total. $200, 000 00 35, 650 00 6, 347 70 133, 900 00 224 00 39, 536 63 3,510 10 419,168 43 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Lake National Bank, Wolfborough. BLAKE FOLSOM, President. No. I486. CHAS. F . PARKER, Cashier. Resources. Loans and discounts j Overdrafts \. U. S. bonds to secure circulation...j U. S. bonds to secure deposits •. U. S. bonds on hand I. Other stocks,bonds, and mortgages. I. Due from approved reserve agents.| Due from other banks and bai kers. |. Real estate, furniture, and fixtures. Current expenses and taxes puid... Premiums paid Checks and other cash items Exchanges for clearing-hoaso Bills of other banks „ Fractional currency Specie Legal-tender notes . i : U. S. certificates of deposit Due from U. S. Treasurer.. . , Total. Liabilities. $143,199 53 j Capital stock paid in. "i25, ooooo"' Surplus fund Other undivided profits . 3,341 12 National bank notes outstanding. State bank notes outstanding 3,000 00 Dividends unpaid. individual deposits United States deposits 497 51 Deposits of U. S. disbursing officers. 4,496 00 30 27 863 75 '< : 5, 600 00 : 286,028 18 ; $125, 000 00 14, 000 00 2, 662 77 112, 500 00 31, 865 41 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted Bills payable Total. 286, 028 18 45 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT, National Bank, Barre. LEONARD F. ALDBICH, President. No. 2109. FREDERICK L. EATON, Cashier, Resources. Liabilities. j $100, 000 00 Loans and discounts $126, 788 26 Capital stock paid in Overdrafts U. S. bonds to secure circulation... | 100, 000 00 Surplus fund 20, 000 00 TJ. S. bonds to secure deposits j 6, 692 02 Other undivided profits TJ. S. bonds on hand I. Other stocks, bonds, and mortgages.! 89, 510 00 26, 500 00 National bank notes outstanding.. State bank notes outstanding Due from approved reserve agents | 8, 656 08 Due from other banks and bankers. |. ; Real estate, furniture, and fixtures. 5, 900 00 Dividends unpaid Current expenses and taxes paid... 361 41 deposits \ 53, 704 70 Premiums paid 300 00 Individual United States deposits Checks and other cash items 178 25 Deposits of U.S. disbursing officers.'. Exchanges for clearing-house Bills of other banks 4, 740 00 : Due to other national banks Fractional currency 16 62 ; Due to State banks and bankers . Specie 1, 933 60 Legal-tender notes 2, 690 00 Notes and bills re-discounted.. U. S. certificates of deposit Bills payable 12, 050 00 Due from U. S. Treasurer 4, 500 00 282, 564 22 Total. Total. 282, 564 22 Barton National Bank, Barton. No. 2290. HIRAM MCLELLAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer $198,129 91 * 1.50, 000 00 3, 947 i 1, 500 00 1, 607 53 644 45 3, 475 00 101 26 2, 625 25 1,000 00 Capital stock paid in. Cashier. $150,000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 11, 400 00 5, 8(18 21 i:$4, ioo oo Dividends unpaid. < . 404 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 68, 069 07 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 6, 750 00 Total. 369, 781 28 Total . H. K . DEWEY, 369, 781 28 National Bank, Bellows Falls. JAMES H. WILLIAMS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1653. $208, 053 77 " ioo, 666 66 39, 902 43 52, 256 11 14, 250 00 PRESTON H. HADLEY, Cashier. Capital stock paid in $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 20, 000 00 53, 304 16 89, 980 00 State bank notes outstanding Dividends unpaid Individual deposits United States deposits " 6," 745" 66' Deposits of U.S. disbursing officers. Due to other national banks 11, 072 73 Due to State banks and bankers 615 00 Notes and bills re-discounted. Bills payable 4, 500 00 3, 500 00 | 759 00 172, 215 75 2, 821 30 440, 216 34 Total. 457 43 440, 216 34 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, Bennington. No. 130. LUTHER R. GRAVES, President. GEORGE F . GRAVES, Cashier, Liabilities. Resources. $332,994 78 Capital stock paid in. 2, 816 00 122,000 00 Surplus fund Other undivided profits Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer 2, 000 00 25, 528 07 55,000 00 40,912 30 National bank notes outstanding.. State bank notes outstanding 107,985 00 Dividends unpaid . 5, 000 00 1,856 34 Individual deposits United States deposits Deposits of U.S. disbursing officers. 199, 748 76 3, 245 00 ; Due to other national banks 182 53 '' Due to State banks and bankers . . 6, 000 00 9, 000 00 i Notes and bills re-discounted . Bills payable 5, 450 00 2, 476 66 50 00 Total. $110, 000 00 516,122 72 Total. 516,122 72 Bennington County National Bank, Bennington. CHARLES THATCHER, President. No. 2395. $155, 822 33 967 31 100, 000 00 Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bank* rs Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer ELLIS A . COBB, Cashier. Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 5, 500 00 3,096 68 National bank notes outstanding.. 30 ! State bank notes outstanding 87 \\ Dividends unpaid 00 ! 79 Individual deposits United States deposits 622 92 i Deposits of U. S. disbursing officers 14, 760 2,614 2,500 849 2,489 66 3,617 857 00 I Due to other national banks 16 ! Due to State banks and bankers 50 !| 00 || Notes and bills re-discounted '^soo'bb'jj Total. .. Bills payable 291, 667 18 89, 700 00 87, 230 03 808 30 5,170 35 161 82 Total 291, 667 18 National White River Bank, Bethel. NELSON GAY, President. No. 962. MERKICK SYLVESTER, Cashier. Loans and discounts I $146,319 44 :;Capital stock paid i n . Overdrafts j 2,124 94 i TJ. S. bonds to secure circulation...!: 125, 000 00 j:Surplus fund TJ. S. bonds to secure deposits ; Other undivided profits TJ. S. bonds on hand ; |; Other stocks, bonds,and mortgages, j j • National bank notes outstanding.. Due from approved reserve agents, i 3, 789 20 I;State bank notes outstanding Due from other banks and bankers.! 1 'I unpaid. Real estate, furniture, and fixtures. 3,000 00 ,jDividends 1 Current expenses and taxes paid... 575 42 jIndividual deposits Premiums paid "< United States deposits Checks and other cash items 3, 743 37 !! Deposits of U.S. disbursing officers. Exchanges for clearing-house ! Bills of other banks I 5, 848 00 j Due to other nntional banks Fractional currency ! 64 44 • iDue to State banks aud bankers . Specie ' j 4, 918 59 Legal-tender notes ! 2, 000 00 ; Notes and bills re-discounted TJ. S. certificates of deposit ; Bills payable Due from U. S. Treasurer I 5, 625 00 ; Total i 303, 008 40 : j Total. $125, 000 00 20, 000 00 3, 691 94 112,500 00 394 50 41,421 96 303, 008 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. 47 VERMON T. First National Bank, Brandon. NATHAN T. SPRAGUK, President. Ko. 278. FRANK E. BRIGGS, Cashier. Resources. Loans and discounts I Overdrafts | U. S. bonds to secure circulation ..!l U. S. bonds to secure deposits U. S. bonds on hand ! Other stocks, bonds, and mortgages I Due from approved reserve agents Due from other banks and bankers j Real estate, furniture, and fixtures, j Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house — Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $225, 300 77 j Capital stock paid in. 1,850 03 150, 000 00 Surplus fund Other undivided profits 150 00 38, 350 00 National bank notes outstanding.. 8,177 36 State bank notes outstanding 6, 42 L 97 Dividends unpaid 5, 500 00 484 87 Individual deposits 1, 839 50 United States deposits 2, 797 25 Deposits of U.S.disbursing officers $150,000 00 120, 000 00 7, 962 61 135, 000 00 305 00 40,360 14 3, 580 00 Due to other national banks 430 00 Due to State banks and bankers. 890 00 1,100 00 Notes and bills re-discounted Bills payable 6, 750 00 ' Total. 453, 027 75 453, 627 75 Brandon National Bank, Brandon. No. 404. E. D. THAYEK, President. Loans and discounts Overdrafts I TJ. S. bonds to secure circulation .. | U. S. bonds to secure deposits ! U. S. bonds on hand ! Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Curren