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ANNUAL REPORT COMPTROLLER OF THE CURRENCY TO THE SECOND SESSION OF THE FORTY-SEVENTH CONGRESS OF THE U NITED ITED S O T A T E S. DECEMBER 4, I§§2. IVASHIFG-TGH; GOVERNMENT PKINTIJNTGT OFFICE. 1882. TABLE OF CONTENTS. [A full index will be found at page ccxxv of this volume.] Report submitted for consideration of Congress National banks organized during the year, witli their location, capital, and circulation . . . . National banks placed in voluntary liquidation during the year Resources and liabilities of national banks on October 3, 1882, classified as to city and country banks *. Twenty States and Territories haviug tbe largest national-banking capital Comparative statements of tbe national banks for eleven years Number, capital, and deposits of national banks, State and savings banks, and private bankers Extension of corporate existence of national banks - - -. Passage of act of July 12, 1882 Provisions of same act Operations under same Expiration of corporate existence of banks on and before February 25, 1883 Expiration of corporate existence of national banks on or before January 1, 1900 Coin and paper circulation of the United States Different kinds in circulation on November 1,1882 Propositions discussed for authorizing the issue of national-bank notes without deposit of United States bonds Bonds, four and four and one-half percent., on deposit for circulation by national banks on November 1, 1882 Bonds not redeemable at the option of the Government available as basis for circulation.. Kinds of bonds not redeemable Probable contraction of bank circulation unless revenue is reduced ^Remedies suggested for the contraction of national-bank currency First, by the refunding of the debt at three per cent Second, by the reduction of tax on circulation Third, by authorizing the issue of circulation equal to 90 per cent, of the current market value of the bonds deposited Distribution of coin and paper currency Illegal certification of checks Amount of the interest-bearing funded debt, and the amount held by the national banks.. Amount of United States bonds held by the national banks, by banks organized under State laws, and by private bankers National-bank failures and dividends to creditors Loans and rates of interest Specie in bank, in the Treasury of the United States Estimated amount in the country Specie in the Bank of England Specie in the Bank of France, and proportions of gold and silver Transactions of the New York Clearing-House Transactions of clearing-houses in other cities Clearing-house certificates State banks, trust companies, and savings banks Private bankers Security for circulating notes Counterfeit and unsigned national-bank notes Taxation of national banks State taxation of national banks Dividends of national banks Losses III Page. V "V Y "VI VII VII VIII IX X XI XII XII XIII XIII XIII XVI XIX XIX XIX XIX XXI XXI XXI XX LI XXIII XXV XXIX XXXI XXXIII XXXVI XXXIX XXXIX XL XL XL XLII XLIII XLIV XLVI XLVIII XLIX L LV LVII LVLII IV TABLE OF CONTENTS. Surplus , . United States legal-tender notes and national-bank circulation National-bank and legal-tender notes by denominations; circulating notes of the Bank of France and Imperial Bank of Germany by denominations Redemption Reserve Attention called to tables in appendix Page. LXI LXII LX1Y LXVI LXVIII LXIX APPENDIX. Names ami compensation of officers and clerks LXX Expenses of the office LXXI Synopsis of decisions of the Supreme and circuit courts of the United States and of State courts of last resort upon national-bank questions LXXII Number, capital, bonds, and circulation of national banks XCV Principal liabilities and resources on October 3,1882, of the national banks by States and reserve cities, arranged in eight principal divisions XC VI Classification of the loans of national banks CX Number, average capital, deposits, and investments in United States bondsof State banks, &c C Lawful money reserve of the national banks CVI Average weekly deposits and circulation of national banks in New York City, as reported to clearing-house CXII Tables of dividends and earnings of national banks CXIV Numbers and denominations of national-bank notes issued, redeemed, and outstanding CXX Circulation issued and legal-tender notes deposited to retire circulation CXXI Monthly and yearly increase of national-bank circulation CXXII Clearings and balances of banks in New York City CXXIII Tables of taxation of national banks, from 1867 to 1880 CXXIV Tables showing taxation of State banks, savings banks, trust companies, and private bankers, from 1876 to 1882, inclusive CXXXIII Tables by geographical divisions of the number, average capital, and deposits of State banks, private bankers, trust and loan companies, and savings banks, from 1876 to 1881, inclusive CXL Tables of the resources and liabilities of State banks, savings banks, and trust companies, at various dates CXLIV Amount of national-bank, and legal-tender notes outstanding at various dates CL List of banks in voluntary liquidation under sections 5220 and 5221 CLI National banks in liquidation under sections 5220 and 5221 for the purpose of organizing new asso- ciations CLYII National banks in liquidation under section 7 of act of July 12, 1882 CLYIII Tables of insolvent national banks •. CLX Abstract of resources and liabilities of national banks for each year from 1863 to 1882 CLXIV Abstract by States and principal cities of the reports of national banks from October 1, 1881, to October 3,1882 CLXXX Report of the condition of each national bank on October 3, 1882 3 TKEASUKY DEPARTMENT, ) Document No. 364. S Comptroller of the Currency. ) REPORT OF THE COMPTROLLER OF THE CURRENCY, TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, December 2, 1882. I have the honor to submit for the consideration of Congress the twentieth annual report of the Comptroller of the Currency, in compliance with section 333 of the Revised Statutes of the United States-. The number of national banks organized during the year ending November 1, 1882, has been 171, with an aggregate authorized capital of $15,767,300. Circulating notes have been issued to these associations amounting to $6,500,680. This is the largest number of banks organized in any year since 1872, and they are located in the following States and Territories: States and Terri- No. of Panitnl banks.: capital. tories. Maine New H a m p s h i r e . . Massachusetts Connecticut New York Pennsylvania Maryland Virginia "West Virginia Mississippi Louisiana Texas Arkansas Kentucky Missouri Tennessee Ohio Indiana 3 ! $150, 000 200, 000 2 2 400, 000 2 200, 000 14 1, 302, 000 10 865, 000 2 350, 000 3 305, 300 1 100, 000 1 75, 000 1 100, 000 8 525, 000 1 50, 000 6 1, 010, 000 3 305, 000 5 305, 000 10 1, 650, 000 4 320, 000 | Circulation issued. States and Terri^ s . tories. $117, 000 Illinois 180, 000 Michigan 108, 000 Wisconsin 162, 000 Iowa 774, 000 Minnesota 357, 300 Kansas 45, 000 Nebraska 139, 500 Colorado 45, 000 Oregon 67, 500 Utah 90, 000 Montana 160, 640 "Wyoming 11, 240 New Mexico 219, 600 Dakota 103, 500 Washington 166, 500 Arizona 639, 000 California 148, 500 United States ^pital. 13 $1, 200, 000 6 850, 000 5 325, 000 13 1,125, 000 6 550, 000 10 600, 000 15 1, 050, 000 4 i 270, 000 1 50, 000 150, 000 2 325, 000 4 200, 000 1 100, 000 2 310, 000 6 250, 000 3 100, 000 1 100, 000 1 ! 171 : 15,767,300 $37:». 750 30li. 000 153. 000 505, 790 76, 500 217, 790 593, 970 144, 000 45, 000 99, 000 104, 000 45,000 54, 000 135,000 81, 000 30, 600 6, 500,6 These banks are located by geographical divisions as follows: Eastern States, nine banks with a capital of $950,000; Middle States, twenty-six, with a capital of $2,517,000; Southern States, twenty-nine, with a capital of $2,775,300; Western States, eighty-six, with a capital of $7,940,000; Pacific States and Territories, twenty-one, with a capital of $1,585,000. Nineteen banks, with an aggregate capital of $1,855,000 and circulation of $1,440,800, have voluntarily discontinued business during the year. The number of banks organized and in voluntary liquidation as given, is exclusive in each case of those banks which have gone into voluntary liquidation during the year and have been succeeded by other banks, with the same or nearly the same shareholders. Three national banks, since November 1, have been placed iu the hands of receivers, making 87 in all since the establishment of the system. The total number of banks which have voluntarily closed their VI REPORT OF THE COMPTROLLER OF THE CURRENCY. affairs by vote of shareholders owning two-thirds of their stock, tinder sections 5220 and 5221 of the Eevised Statutes, has been 414; 72 of this number have gone into liquidation within the past year, of which 53 were closed by their stockholders for the purpose of organizing new banks, and all but three of this latter number in anticipation of the near approach of the expiration of their corporate existence. The shareholders of six banks permitted their corporate existence to expire, and these associations are in liquidation under section 7 of the act of July 12,1882. National banks are organized in every State of the Union and in every organized Territory. The total number in operation on October 3 last was 2,269—the largest number that has ever been in operation at any one time. The following table exhibits the resources and liabilities of the national banks at the close of business on the 3d day of October, 1882, the returus from New York City, from Boston, Philadelphia, and Baltimore, from the other reserve cities, and from the remaining banks of the country, being tabulated separately: Country banks. Aggregate. 2,026 banks. 2,269 banks. Baltimore. 50 banks. I 102 banks. 91 banks. RESOURCE?. Loans and discounts $239, 041, 802 $201, 987, 503 108, 482 69,476 Overdrafts i 22,105,150 52,548,050 • Bonds for circulation 661,000 ' Bonds for deposits 820, 000 472,400 3, 545, 950 TJ. S. bonds ou hand \ 8,117,294 Other stocks and bonds : 12, 692, 046 17,766,418 Due from reserve agents 13,136,707 Due from other national banks. ±9,258,566 Due from other banks and bankers \ 1,126, 884 3, 087, 918 Real estate, furniture, and fix- ; 6, 501, 659 tures 10, 671, 839 826,941 Current expenses 1, 092, 203 444,529 Premiums 665, 549 Checks and other cash items.. \ 1, 337, 998 2, 809, 544 Exchanges for clearing-house.. ] 24, 148, 573 Bills of other national banks...; 174, 929, 476 2, 753, 321 1, 634, 685 Fractional currency • 31,210 43,131 15,343,221 Specie 44, 523, 884 6, 727, 782 Legal-tender notes 3, 175, 000 U. S. certificates of deposit : 16, 956, 390 1, 970, 000 2, 353, 504 Five per cent, redemption fund.! 963, 999 Due from U. S. Treasurer 620, 828 Totals ! 557, 541, 532 $146, 282, 464 $651, 024, 666 $1, 238, 286, 525 372, 403 4, 366, 333 4, 916, 694 26, 472. 700 256, 505, 850 357, 631, 750 3, 883, 000 10, 747, 000 16, 111, 000 3, 803, 750 18,492,650 21, 314, 750 4, 895, 668 40, 463, 909 66,168, 917 15, 446, 614 80,064,196 113, 277, 228 9,198, 735 26, 922, 833 68, 516, 841 3,364,283 | ! • 4,060,660 ! 852,926 I 762, 261 1, 076, 034 8, 384, 539 2, 466, 461 50, 428 12, 966, 384 : 11, 310, 699 2, 890, 000 : 1,163, 961 108, 325 359, 557, 535 j 259, 812, 295 9, 526, 383 17,105, 468 25, 302, 908 4, 466,190 4, 642, 816 9, 560, 449 903, 952 13, 834, 958 271, 599 30, 024, 289 28, 286, 396 640, 000 11, 336, 634 538, 303 46, 537, 066 7, 238, 260 6, 515,155 14, 784, 025 208, 366, 540 20, 689, 425 396, 368 102, 857, 778 63, 281, 267 8, 675, 000 15,818,093 1, 345, 521 1, 222, 922, 314 j 2, 399, 833, 676 LIABILITIES. Capital stock Surplus fund Undivided profits National bank notes outstanding State bank notes outstanding.. Dividends unpaid Individual deposits XT. S. deposits Deposits of V. S. disbursing officers Due to national banks Due to other banks and bankers Notes and bills rediscounted . . Bills payable Totals 51,650,000 21, 314,109 13, 970, 754 79,298,330 | 22,501,193 6,712,526 19,270,285 47, 446 228, 865 325, 268, 004 425,115 46,467,247 35,154 941, 097 151, 959, 431 397, 200 .127,364 90,104, 275 35,134, 415 •I 20,986 I 38,461,312 I 12,084,059 | 220,000 ! 459,000 j ; 557,541,532! 359,557,535 46,080,995 ' 306,074,888 11,641,071 I 76,521,077 5,288,721 < 35,208,309 22, 365, 298 157, 931 119,162, 216 2, 563, 517 567,154 29, 048, 962 20, 619, 577 879, 906 1, 436, 947 226, 618, 385 138, 577 1, 825, 943 526, 082,132 5, 431, 579 2, 22, 12, 4, 2, 912, 461, 047, 647, 952, 483,104, 213 131, 977, 451 61,180, 310 314, 721, 215 221,177 3,153, 836 1,122,472, 682 8, 817, 411 343 201 601 709 570 3, 627, 847 180,075,750 79, 885, 652 5, 747, 615 4, 848, 517 259, 812, 295 |1, 222, 922, 314 2, 399, 833, 676- •The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore are Albany Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee, Saint Louis, and San Francisco. REPORT OF THE COMPTROLLER OF THE CURRENCY. VII The following table exhibits, in the order of their capital, the twenty States having the largest amount of capital, together with the amount of circulation, loans and discounts, and individual deposits of each, on October 3,1882: Capital. States. Massachusetts New York Pennsylvania Ohio Connecticut Rhode Island Illinois Maryland Indiana New Jersey Kentucky Michigan -m • » Maine . Vermont Iowa New Hampshire. Minnesota Missouri Tennessee Virgiuia .".. | Circulation. Loans and discounts. $68, 572, 889 $195,125, 594 I $95,852,500 47, 596,145 335, 378, 784 j 87,580,567 40, 618, 976 154,445, 895 i 57,452,051 20, 839, 922 74,442, 871 i 32,604,000 17,217,745 43, 468, 889 I 25,556,820 14,143, 039 20,315, 050 30, 078, 658 8, 799, 530 18, 989, 600 73,117,769 8, 793, 523 31,575,651 I 13,922^030 8,117,470 27, 585.4C 1 13,323,500 9, 769, 701 31, 481, 551 12,375,350 9,198, 631 19, 593, 643 I 11,421,350 5, 793,152 29, 825, 149 ! 10,855,000 I - . / i n j-> • — m-, j \ 8, 090, 233 18, 937, 910 10,335,000 12,186, 775 7, 786, 000 ! 6,487,367 4, 683,116 17, 799, 344 7,135,000 5,147, 345 6,080,000 8,137, 442 5, 920, 000 i 1, 986, 694 17, 907, 894 4,980,000 , 12, 890, 836 1, 883,290 3, 715, 300 ' 2, 780, 590 8, 434, 524 3, 263, 060 2, 647,100 10,444,317 Individual deposits. $114,397 392 409, 934, 724 148,490,486 60, 734,873 24, 933, 405 11, 460, 515 69, 763, 033 23, 995, 278 24, 942, 872 28, 606, 052 11. 506,117 26, 238, 875 10, 433, 752 5, 955, 461 16,169, 065 4, 569, 085 14, 045, 218 9, 608,139 7, 590,120 10, 293, 487 COMPARATIVE STATEMENTS OF THE NATIONAL BANKS FOR ELEVEN YEARS. The following table exhibits the resources and liabilities of the national banks for eleven years, at nearly corresponding dates, from 1872 to 1882, inclusive: Oct. 3, Sept 12, Oct. 2, Oct. 1,, Oct. 2, Oct. 1, Oct. 1,! Oct. 2, Oct. 1,! Oct. 1,! Oct. 3, 1879. I 1880. I 1881. 1882. 1R79 1873 1S7i 1875 i 1K76 i 1877. 1878. 1,919 1,976 i 2,004 2,087 ! 2,089 ! 2,080 2,053 2,048 2,090 2,132 2,269 b a n k s . b a n k s , [banks.,banks, i b a n k s , b a n k s . banks, b a n k s . b a n k s . banks. b a n k s . itESOURCES. Minima. Millions. Millions. Milliom. Millions. Millions. Millions.',Millions. Milliom Millions. \Millions. Loans 877.2 944. 2| 954.4 984.7 931.3 891.9 834.0 878. 5;1, 041. 0 1,173. 8il, 243. 2 Bonds ibrcirculat'n! 382.0 388. 31 383. 3 370.3 337.2 336.8 347.6 357. 3! 357. 8 363.3 357.6 71.2 43. 56.5 Other IT. S. b o n d s . . 45.0 94.7, 37.4 28.0 28.1 27.6 23.6 47.8 39.7 48.9 Stocks, bonds, & c . 33.5 34.5 36.9 61.9 27.8 66.2 23.5 23.7 34.4 Due from b a n k s . . . 128.2 149.5 134. 8 144.7 146.9 129.9 138.9 167.3 213.5 230.8 198.9 48.0 45.2 46.7 47.8 47.3 Heal estate 42.4 46.5 32.3 34.7 38.1 43.1! 22.7 30.7 42.2 109.3 114.3 102.9 Specie 10.2 19.9 21.2 8.1 21.4 66.9 69.2 56.6 64.4 53.2 Legal-tender n o t e s l 102.1 92.4 76.5 84.2 63.2 80.0 15.6 16.7 16.9| 18.2 Nat'1-bank n o t e s . . . 16.1 15.9 17.7 15.8 18.5 18.5 20.7 74.5 82.4 113.0 121. lj 189.2 208.4 C. H. exchanges 125. 0 100. 3| 109.7 87.9 100.0 33.4 26.8 29.2 32.7 7.7 6.7 6.7 20.6! 48.8| TJ. S. cert, of deposit 8.7 42. J 16.0 17.0 16.7 16.5 17.1 17.5 D u e fromTJ.S.Treas 19.6 17.2 20.3! 28.7 22.1 19.1 24.9 23.0 26.2 Other resources — ""25."2 *"i7."3 28.9 18. 3, 19.1 Totals 1,755.8 1, 830. 6:1, 877. 2:1, 882. 2 1, 827. 2 1, 741.1 1, 767. 3 1 , 868. 8j2,105. 8 2, 358. 4 LIABILITIES. Capital stock Surplus fund Undivided profits. Circulation Due to depositors D u e to b a n k s Other l i a b i l i t i e s . . . Totals 479.6 110. 31 46.6 335.1 628.9 143.8 11.5 491. 0! 120.3 54.5 340.3 640.0 173.0 11.5 493.8 129.0 51.5 334.2 683. 8! 175. 8l 504. 8 134. 4 53.0| 319.1 679.4 179. 7{ 11. 8j 499. 132. 21 46.4' 292. 2i 666. % 179. 8j 10. 6: 479.5 122. 8: 44. 51 291. 9j 630. 4; 161. 61 10.41 466. 21 116. 9i 44.9] 301.9 668.4 165.1 7.9| 454. lj 114. 8 41.3! 313. 8 736. 9! 261. 2! 6.7! 457.6 463.8 483 1 120. 5 128. l! 132. 0 46.1 56.4! 61. 2 317.3 320.2k 315.0 887. 91,083. l] 1,134. 9 267. 9l 294.9 259.9 11.9 8.5 13.7 |1, 755. 8| 1, 830. 6 1, 877. 2 1 , 882. 2 1 , 827. 2 1, 741.1;1, 767. 311, 868. 8 2,105. 8 2, 358. 4|2, 399. 8 VIII EEPOET OF THE COMPTROLLER OF THE CURRENCY. In the Appendix will be found a table, showing the principal resources and liabilities on October 3,1882. of the banks in the States, Territories, and reserve cities, arranged in eight divisions. NUMBER, CAPITAL, AND DEPOSIT* OP NATIONAL BANKS, STATE AND SAVINGS-BANKS, AND PRIVATE BANKERS. Section 333 of the Kevised Statutes of the United States requires the Comptroller to present annually to Congress a statement of the condition of the banks and savings-banks organized under State laws. Returns of capital and deposits are made by these institutions and by private bankers semi-annually, to this department for purposes of taxation. From these returns the following table has been compiled, exhibiting, in concise form, by geographical divisions, the total average capital and deposits of all the State and savings-banks and private bankers of the country, for the six months ending May 31, 1882: Private capital. Geographical d i v i aions. ; i No. Capital. D i * o s - No. jcapital. No. Capital. Mill's. Mill's. New England States.. ; 40 8.32, 24.96 104 Middle States 205 40.56 225.51 1014 Southern States 246 25.37 : 48.47 293 Western States and ! Territories ! 521 42.54 153.06 1980 Mill's. Mill's. out capital. - v- ' Deposits. Mill's, i Mill's. • : .09 .77 418 .61 5.07 173 .53 1.23 2 2.63 [ 34.17 29 • 3.86 ! 41.24 B22 7.13 9.42 62.19 113. 08 6. 37 19. 98 • 38. 56 i 153.14 United States...! 1012 116.79 : 452.00 , 3391 j 114.25 I 295.62 Mill's. 421.35 473.26 1.15 34.07 929.83 The capital of the 2,239 national banks in operation on July 1, 1882, as will be seen by a table in the Appendix, was $477,184,390, not including surplus, which fund at that date amounted to more than 131 millions of dollars; while the average capital of all the State banks, private bankers, and savings-banks, for the six months ending May 31, 1882, was but $234,929,976. The latter amount is less than two-fifths of the combined capital and surplus of the national banks. The table below exhibits the capital and net deposits of the national banks on July 1, 1882, together with the aggregate average capital and deposits of all classes of banks other than national, for the six months endingMay 31, 1882: Geographical divisions. State banks, savingsbanks, private bankers, &c. National banks. Panital i ^ e * ^eCapital, j p o s H s No. Capital. ; Deposits. No. New England States. 564 Middle States 1400 Southern States 547 "Western States and Territories 2552 United States.. 5063 Millions. 15.5 103.4 32.3 83.7 234.9 Millicns. 456.5 816.9 70.8 374.5 Total. 557 ! 686 200 796 No. Capital. Deposits. Millions. \ Millions. 165. 7 j 191.4 173.3 ! 572.8 32.9 j 62.0 1121 2086 747 Millions. • Millions. 181.2 647.9 i 276.7 1, 389. 7 65.2 132.8 105.3 ! 1, 718. 7 2239 i 3348 J 189.0 680.0 477.2 j 1,131. 7 7302 i 1 305.5 712.1 2, 850. i REPORT OF THE COMPTROLLER OP THE CURRENCY. IX The total number of banks and bankers in the country at the date named was 7,302, with a total banking capital of $712,114,366, and total deposits of $2,850,678,178. • lii the Appendix will be found similar tables for various periods from 1875 to 1882. On a subsequent page in this report, under the head of " State banks, savings banks, and trust companies," will be found tables showing the resources and liabilities of these corporations for the present year, and in the Appendix similar results for previous years. A table arranged by States and principal cities, giving the number, capital, and deposits, and the tax thereon, of all banking institutions other than national and of the private bankers of the country, for the six months ending May 31, 1882, and for previous years, will also be found in the Appendix. The following table exhibits, for corresponding dates nearest to May 31 in each of the last seven years, the aggregate amounts of the capital and deposits of each of the classes of banks given in the foregoing table: National banks. Savings State banks, private Siryiujxs banks bankswithbankers, &e. | with capital. ont capital. Total. Tears. 1876 .. 1877. 1878. 1879. 1880. 1881. 1882... 2091 2078 2056 2048 2076 2115 2239 Depos- No. its. Capi- Depos- No. tal. its. : No. : : Capital. Mill's. Mill's. 500.4 713.5 3803 481.0 768. 2 3799 470.4 677.2 3709 455.3 713.4 3639 455.9 900.8 3798 460.2 1,039.9 4016 477.2 1,131.7 4403 Mill's. Miffs. 214. 0 218.6 202. 2 197. 0 190.1 206.5 231.0 480.0 470. 5 413. 3 397.0 501.5 627.5 747.6 Capi- iDepos-!- Dcpos-; A o ;\ Capi- i Depot K tal. I its. r°-\ its. I N o- I tal. • its. Mill's, Mills. 26 26 23 29 29 36 38 5.0 4.9 3.2 4.2 4.0 4.2 3.9 37.2 691 844.6 38.2 676 843.2 26.2 803.3 36.1 747.1 34.6 783.0 37.6 862.3 41.3 929.8 I Mill's. Mill's. 6611 6579 6450 6.360 6532 6796 7302 719.4 704.5 675.8 656.5 650. 0 670.9 712.1 2, 075. 3 2, 120.1 1,920.0 1, 893. 5 2,219.9 2, 867. 3 2. 850. 4 EXTENSION OF THE CORPORATE EXISTENCE OF NATIONAL BANKS. Section 11 of the national-bank act of February 25, 1863, provides that— Everj association formed pursuant to the provisions of this act may make and use a common seal, and shall have succession by the name designated in the articles of association, and for the period limited therein, not, however, exceeding twenty years from the passage of this act. Ninety-eight national banks organized under this act were entitled, under their organization papers, to continue for nineteen years only, and the corporate existence of 307 other banks will expire on or before the close of business on February 24, next. The Comptroller recommended in his last report— That an act be passed during the present session, authorizing any national bank, with the approval of the Comptroller, at any time within two years prior to the date of the expiration of its corporate existence, to extend its period of succession for twenty years, by amending its articles of association. The bill may provide that such amendments must be authorized by the votes of shareholders owning not less than two-thirds of the capital of the association, the amendment to be certified to the Comptroller of the Currency, by the president or cashier, verified by the seal of the association, and not to be valid until the Comptroller's approval thereof shall have been obtained, and he shall have given to the association a certificate authorizing it to continue its business under such extension. Responsibility for the extension of the corporate existence of the banks will thus, in a measure, rest with the Comptroller; and he can require such an examination of their affairs to be made prior to granting the extension, as may seem to him proper, in order to ascertain if the capital stock is intact, and all the assets of the bank in a satisfactory condition. * * * X REPORT OF THE COMPTROLLER OF THE CDREENCY. If, for any reason, the legislation herein proposed shall not be favorably considered by Congress, the banks can still, under the present laws, renew their existence if they so desire; and in the absence of prohibitory legislation many of them undoubtedly will, on the expiration of their present charters, organize new associations, with nearly the same stockholders as before, and will then apply for and obtain from the Comptroller certificates authorizing them to continue busiuess for twenty years from the respective dates of their new organization certificates. Such a course of procedure will be perfectly legal, and, indeed, under the existing laws, the Comptroller has no discretionary power iu the matter, but must necessarily sanction the organization, or reorganization, of such associations as shall have conformed in all respects to the legal requirements. The passage, however, of a general act directly authorizing an extension of the corporate existence of associations whose charters are about to expire would, in many instances, relieve the banks from embarrassment. As the law now stands, if the shareholders of an association are all agreed, the process of reorganization is simple ; but if any of the shareholders object to such reorganization, they are entitled to a complete liquidation of the hank's atfairs, and to a, pro rata distribution of all its assets, including its surplus fund. In many instances executors and administrators of estates hold national-bank stock in trust; and while they might prefer to retain their interests in the association which issued the stock, they would perhaps have no authority to subscribe for stock in the new organizations. While, therefore, the legislation asked for is not absolutely essential, yet its passage at an early day would be a great convenience to many of the national banks, and especially so to th e class last referred to. Some doubts having been expressed in reference to the right of the shareholders of national banks whose corporate existence had expired to organize new associations with the same names as those which had just expired, the opinion of the Attorney-General was requested on this point, and on the 23d of February, 1882, an opinion was given, in which he said: The present national banking laws do not forbid the stockholders of an expiring corporation from organizing a new banking association, nor from assuming the name of the old corporation, with the approval of the Comptroller of the Currency, and, in the absence of any prohibition to that eftect, no legal obstacle to the formation of a new association by such stockholders, and the adoption of the name of the old association, would, in my opinion, exist. He also said: I do not know of anything to prevent a national banking association, upon the expiration of the period limited for its duration, from being converted into a State bank under the laws of the State, provided it has liquidated its affairs agreeably to the laws of Congress ; nor after it has thus become a State bank, to prevent such bank from being converted back into a national banking association under section 5154 of the Revised Statutes, and adopting the name of the expired corporation, with the approval of the Comptroller of the Currency. To enable a State bank so to reconvert itself into a national banking association, authority from the State is not necessary.* In conformity with this opinion, fifty banks have been organized to succeed other institutions whose corporate existence has expired and which had previously given notice of liquidation. These banks have in most cases been organized with the same title as that of the banks which had been placed in liquidation and by the same stockholders. Soon after the assembling of the present Congress a bill was introduced for the extension of the corporate existence of national banks, embodying the recommendations of the Comptroller. It was subsequently reported to the House from the committee with important amendments, and, after continued discussion, passed on May 30,1882, by a vote of 125 to 67.t The bill was amended in the Senate in many particulars, and passed that body on June 22,1882, by a vote of 34 to 14,| and was subsequently passed in the House July 10, upon the report of the con- *Casey v. Galli, 94 U. S., 673. tCongressional Record No. 120, p. 25. t Ibid.,So. 147, p. 32. REPORT OF THE COMPTROLLER OF THE CURRENCY. XI ference committee, yeas 110, nays 79, not voting 101,* and received the approval of the President on July 12, 1882. The act provides for the extension of the corporate existence of all national banks for twenty years by amending their articles of association, which amendment shall be authorized by the consent in writing of shareholders owning not less than two-thirds of the capital stock of the association. It provides that the Comptroller, upon receipt of the application of the bank and the amendment certified by the association, shall cause a special examination to be made to determine its condition, and authorizes him to grant his certificate for the proposed extension, if the condition of the association is found to be satisfactory. It provides that'any shareholder not assenting to the amendment of the articles of association may give notice in writing to the directors, within thirty days of the date of the certificate of approval of the Comptroller, that he desires to withdraw from said association, in which, case he is entitled in accordance with the method provided in the act to receive from said association the value of the shares; that in the organization of any association intended to replace any existing banking association and retaining the name thereof, holders of stock in the expiring association shall be entitled to preference in the allotment of the shares of the new bank in proportion to the number of shares held by them respectively in the expiring association; that the circulating notes of the association extending its period of succession, which were issued to it previous to such extension, shall be retired by redemption at the Treasury ; that at the end of three years from the date of such extension lawful money shall be deposited by the bank with the Treasurer for the redemption of the circulation then outstanding; that any gain that may arise from the failure to present such circulating notes for redemption shall enure to the benefit of the United States; that new notes shall be issued to the banks thus extending, bearing such devices as shall make them readily distinguishable from those previously issued and that national banks whose corporate existence has expired or shall hereafter expire, which do not avail themselves of the privilege of extension, shall give notice of liquidation and deposit lawful money for the retirement of their circulating notes as required by law. It also provides for the extension of the franchise of expiring associations for the sole purpose of liquidation until their affairs are finally closed. The other provisions of the act in reference to national banks are general in their character and do not exclusively apply to banks whose corporate existence is extended by its provisions. Immediately upon the passage of this act appropriate blanks were prepared for the use of those banks whose corporate existence was about to expire, and new circulating notes were subsequently issued to such institutions as conformed to the law. The note of the denomination of five dollars has for its vignette the portrait of the late President G-arfield. The faces of the notes of other denominations are similar to those previously issued, but all the new notes have, as a distinctive feature, the charter number engraved six different times in the border, so that the name of the bank issuing the note may be ascertained from fragments thereof. The charter number of each bank is also printed conspicuously in the center of the reverse or back of each note. The brown and green colors of the back of the new notes are said to be a protection against the arts of the photographer and counterfeiter, and * Ibid., July 11, 1882. XII REPORT OF THE COMPTROLLER OF THE CURRENCY. are printed upon the new distinctive paper which has given general satisfaction. Under the act of July 12, 1882, 30 banks have already extended their corporate existence, and nearly all of the banks which were organized under the act of February 25, 1863, have already given notice of their intention to take advantage of the act. The total number of banks whose corporate existence either has expired, or would have expired if no action had been taken by their stockholders, is 86, having a "capital of $18,877,500, and surplus of $6,994,854, and circulation of $12,840,010. Of these 50 were placed in liquidation by their stockholders previous to the date of the expiration of their corporate existence, and all but two before the passage of the act of July 12, 1882. The stockholders of 45 of these liquidating banks organized new associations with the same name; those of four organized new associations with different names, and those of one did not perfect any new organization. The corporate existence of six of the 86 banks first mentioned expired* without having been previously put into liquidation. The united stockholders of three of these banks perfected new organizations with the same name, and in the case of two others a portion of the stockholders organized new associations with different names, while those of one took no action. The stockholders of the remaining 30 of the 86 banks mentioned, which are all of the banks whose corporate existence has expired since the passage of the act of July 12,1882, have extended under this act. The number of national banks yet in operation at the date of this report, organized under the act of February 25,1863, is 307, and their corporate existence will expire on the following dates : No. of banks! Date. December, 1882 January, 1883 February, 1883 , ! j 10 . 3 294 Capital. $1,420,000 400,000 69,793,250 Circulation. $1, 278, 000 360, 000 53, 222,170 Section 8 of the act of June 3, 1864, provides that each association— Shall have power to adopt a corporate seal, and shall have succession by the name designated in its organization certificate, for the period of twenty years from its organization, unless sooner dissolved according to the provisions of its articles of association, or by the act of its shareholders owning two-thirds of its stock, or unless the franchise shall be forfeited by a violation of this act. Under the previous act, banking associations were entitled to succession for twenty years from the date of the passage of the law; but under the act of 1864, each association was entitled to an existence of twenty years from the date of its organization certificate. The Merchants' National Bank of Boston was the first association to organize under the act of June 3, 1864, and its organization was followed by the conversion of 28 other banks in the city of Boston and 22 in the city of Philadelphia during the same year, and by the conversion of 38 banks in the city of New York during the year 1865. The provisions of the act of July 12, 1882, relating to the extension of the corporate existence of national banking associations, have proved to be well adapted to the purpose for which they were intended. They are simple in form and appear to be readily understood by the banks. * These banks were, however, revived for purpose of liquidation by section 7 of the act of July 12, 1862. REPORT OF THE COMPTROLLER OF THE CURREKCY. XIII The whole number of banks now in operation which organized under the act of June 3, 1864, whose periods of succession will expire during each year previous to 1900 is 1608, with capital and circulation as follows: Tears. THo. of banks. Capital. 249 734 19 6 11 3 63 105 105 39 68 S3 24 29 1884. 1885. 1886. 1887 . 1888 1889 . 1890 . 1891. 1892 . 1893 . 1894 . 1895 . 1896 . 1897 . 1898 . 1899 . Totals. $89. 611, 570 188; 286, 715 2, 715, 300 1,100, 000 1, 300, 000 600, 000 9, 290, 500 13, 293, 900 13, 035, 600 4, 740, 000 7, 688, 000 10, 567, 000 2, 018, 800 3, 019, 000 2, 649, 600 4, 930, 000 1,608 354, 845, 985 Circulation. $60,526,825 125, 635, 450 1, 758, 250 976, 500 719,100 540, 000 6, 419, 950 9,180, 280 8, 441, 270 3,849,400 5, 864,150 7, 740,180 1, 552, 600 2, 151, 000 2, 208, 600 3, 910, 900 241, 474, 355 One advantage in extending the corporate existence of associations under this law, over the only method possible previous to its passage, is in the retention of the surplus fund. Thus, in the case of the fifty-four banks which have been liquidated, either under sections 5220 and 5221, or under section 7 of the act of July 12,1882, by their stockholders, in order to organize new associations, the surplus was reduced from $5,540,067 to $2,559,252. The aggregate surplus of the thirty banks extending their existence under the act of July 12, 1882, has slightly increased. COIN AND PAPER CIRCULATION OP THE UNITED STATES. On another page, tables similar to those which have been given in the three preceding annual reports are published, exhibiting the amounts of gold and silver coin and paper currency which were in the Treasury, in the banks, and in the hands of the people at the time of the resumption of specie payments, and on the 1st of November of each year since that date. The total amount of the circulating medium of the country on November 1 is given as follows: Treasury notes outstanding $346, 681, 016 National bank notes outstanding 362, 727, 747 Gold in the Treasury, less certificates held by the banks.. 148,435, 473 Standard silver dollars in the Treasury 92, 414,977 Subsidary silver coin and silver bullion in the Treasury.. 30, 761,985 Coin in the national banks 102,362,063 Coin in State and savings banks 17,892,500 Estimated amount of coin held by the people 387,562, 793 Total 1, 488, 838,554 The estimated total currency of the country on November 1 thus appears to have been more than fourteen hundred and eighty-eight millions, XIV REPORT OF THE COMPTROLLER OF THE CURRENCY. which is four hundred, and thirty-three millions in excess of the amount held on January 1, 1879, and one hundred and eighty-six millions in excess of the amount held two years ago—on November 1, 1880. The gain in gold coin since the resumption of specie payments has been two hundred and eighty-eight millions, and in gold and silver coin three hundred and ninety-four millions. The increase in national bank notes has been nearly thirty-nine millions. ] T change has been made in the amount of legal-tender notes outSo standing. It remains at $346,681,016, which was the amount outstanding at the date of the passage of the act of May 31, 1878, which prohibited any further reduction of the volume of these notes. The act of January 14, 1875, required the Secretary of the Treasury on and after January 1, 1879, to redeem in coin these notes, on their presentation at the office of the Assistant Treasurer in the city of K"ew York, in sums of not less than fifty dollars. In order that he might always be prepared to do this, he was " authorized to use any surplus revenue from time to time, in the Treasury not otherwise appropriated, and to issue, sell, and dispose of, at not less than par, in coin," any of the five, four and a half, and four per cent, bonds authorized by the act of July 14,1870. This act is still in force, and gives the Secretary unlimited power with which to provide for the redemption in coin of the legal-tender notes. He is thus enabled, so long as the credit of the government continues good, to check, by the sale of United States bonds, any exportation of coin which might endanger the redemption of United States legal-tender notes. These notes were issued at a time when the expenditures of the government were in excess of its revenue. Its receipts now so largely exceed its expenditures that more than 148 millions of the public debt was paid during the past year. The only reason that can be advanced for the increase of these issues, would be that they may be substituted for other forms of public debt, and the only method by which they can now be disbursed is in payment of United States bonds, at a time when the bonds are being paid from the surplus revenue at a rate unprecedented in the history of nations. It is evident that whatever difference of opinion may have heretofore existed upon the subject, so long as the revenue shall continue to supply more money than is needed for expenditures, there can be no sufficient reason for the authorization by Congress of an increase of these notes. The act of July 12, 1882, has again inaugurated the policy of issuing gold certificates. These substitutes for coin are hereafter to be issued against deposits of coin in the Treasury, and, together with certificates for silver deposited in like manner, are authorized to be included in the reserves of the banks, and to be used as clearing-house certificates in the cities where clearing-houses are established. They will not increase the amount of the currency in the country, but, by saving the cost of transporting specie from one point to another, will render the stock of specie more available for use by the banks and the people. The Comptroller, in his report for 1881, in elaborate tables giving the receipts of banks upon two different days, showed that the proportion of money required for the transaction of business throughout the whole country was about five per cent, of the total receipts, the remaining ninety-five per cent, being in checks and drafts. There has been during the current year an increase of 171 in the number of national banks in operation, and during the three preceding years the increase was 314. During the current year 36 additional State banks and 353 private bankers have commenced business. The rapid increase in these places of REPORT OF THE COMPTROLLER OF THE CURRENCY. XV deposit brings into use a larger number of the small checks of depositors, and largely diminishes the use of the circulating medium. These depositories, and the amount of capital employed in banking, notwithstanding the excessive taxation imposed upon this business, nearly keep pace with the advance in the population and wealth of the country ; but the increase in the receipts and payment of banks and bankers, made by checks and drafts, shows the absurdity of the theory that the money required for business purposes, should bear a fixed proportion to the population or to the wealth of the country. The same causes which have operated to bring about a rapid reduction of the public debt have also tended to increase the circulating medium. The large imports of coin, in excess of exports, together with the products of the mines, have filled the channels of circulation. The circulation during the past year has undoubtedly been much larger than at any period since the organization of the government. The per capita of circulation is larger, and it is probable that its proportion to wealth is greater than at any previous time. It is undoubtedly large enough to supply the legitimate demands of business; and it is probable that the addition to the coin of the country, since the resumption of specie payments, has been in advance of such demands. There has been no complaint of scarcity of money which cannot probably be traced to those engaged in speculative business, and however great the aggregate of the circulating medium may become, complaints of scarcity will always be heard from those who desire a rise in prices. No other nation economises the use of its circulating medium as does this, and it is probable that but a slight annual increase in the amount of national bank notes outstanding will hereafter be required, provided that the exports of coin are not greatly in excess of imports, and the receipts from our increasing revenue, in excess of the requisite reserve, are kept in circulation and not hoarded in the Treasury. The interest-bearing bonded debt of the United States has been rapidly reduced since 1869, at which time the funding of the miscellaneous obligations of the government had been successfully accomplished. The reduction of this debt during the twelve years ending June 30, 1881, has been more than six hundred and forty-eight millions ($648,403,068) and the amount of interest paid more than one thousand two hundred and seventy millions ($1,270,596,784); the average annual payment of the principal being $54,033,639, and of interest, $105,883,065. The annual average reduction in the interest-bearing debt during the last three years, ending November 1, has been $126,295,816. The reduction during the past year was $148,648,550. The successful refunding of the five and six per cents as they matured, at first into four and four and one-half per cents, and subsequently into three and one-half per cents, and during the last year into three per cents, together with the rapid reduction of the debt, has had the effect of renewing the discussion as to the permanency of the national banking system, and its ability under existing laws to supply the additional circulation which may be hereafter annually required. The banks hold 40 millions of three and one-half per cents, and nearly 180 millions of three per cents as security for their circulation. Jf the debt should hereafter continue to be reduced at the same rate as daring the last year, all of these bonds will be called for payment in less than three years, and it will be necessary for the banks holding such called bonds, either to deposit lawful money for the purpose of retiring two hundred millions of their circulation, or to purchase four or four and one-half per cents, or XVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Pacific Kaihvay six per cents, which are now at a high premium in the market. Many plans have been suggested for the purpose of supplying the deficiency in bank circulation, which it is probable will arise as these bonds are paid. The systems of banking in operation previous to the establishment of the national banking system, and particularly those known as the " charter " and " safety-fund" systems, have been brought forward for discussion, and opinions have been expressed that under the general restrictions of the national banking system, or with increased limitations, it would be advisable for Congress to authorize the issue of circulating notes based upon the capital, the assets, and the individual liability of stockholders, without requiring, as heretofore, the actual deposit of securities in the Treasury for such issues. It has been suggested if the circulation issued be considerably less than the actual capital paid up, and if the bill holder be entitled to a first lien upon all the assets of the bank, and to the amount which maybe collected upon the individual liability of the shareholder, that the people would be abundantly secure from any loss upon the circulation so issued by the banks. As supplementary to this proposition, it has also been suggested that the banks be required to hold not less than the minimum amount of bonds now provided by law, which is estimated not to exceed 100 millions of dollars, and that in addition they be required to deposit ten per cent, upon their capital in coin with the Treasurer as a safety fund, and that they shall continue to receive each other's notes in payment of obligations due them. It is not probable that the stockholders of those banks which do not desire to issue circulation, would be willing to continue business upon the condition that they should contribute so large an amount to a fund intended to insure the public against the issues of fraudulent or badly-managed institutions. It is suggested, however, that the proposition would be improved if banks desiring to issue circulation be required to contribute to such a fund a percentage upon the circulation issued, instead of a percentage upon capital. If this fund, amounting to, say, 30 millions, be held in United States three per cent, bonds instead of coin, and the losses from the circulation of insolvent banks be small, the interest, in the course of a few years, if retained as proposed, would amount to a considerable sum. The large fund on deposit in the Treasury for the purpose of redeeming the notes of national banks retiring circulation now amounts to more than 38 millions. If it should be thought expedient to invest a considerable portion of this fund in three per cents, thus releasing it from the Treasury, the income might also be added to the safety fund. The gain resulting from the failure on the part of the public, to present for redemption national bank notes which are being retired by an act of the present Congress, accrues to the benefit of the government, and it is estimated will amount to not less than from three to five millions during each twenty years. This gain might also properly be included iii the proposed safety fund, and in the course of a few years these funds, by reinvestment, would increase to so large an amount, that the securities required to be deposited by the banks could be largely diminished. The foregoing propositions have no precedents in any form of general legislation heretofore known in this country. Circulation authorized upon similar plans has heretofore been issued to banks which have been specially chartered, and not to banks organized under a general law. Nearly every State in the Union has had its experience in authorizing REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII the issue of bank notes, based exclusively upon the capital and assets of the banks issuing the same; and many States have required the accumulation of a safety fund for the protection of the public from unsecured and nncurrent bank notes. In most cases circulation was authorized to be issued by such banks equal to the capital; sometimes the amount issued was less; sometimes it largely exceeded the capital. The Suffolk system in the New England States, which was perhaps as good a system as could be desired to protect a bank circulation not secured by bonds, by a prompt and vigorous redemption of the notes, kept them in a healthy state, but the annual losses upon bank circulation, even in the New England States, up to the time of the organization of the national banking system, were by no means inconsiderable. Notwithstanding the restrictions then existing, banks of circulation were organized with but little capital paid in, and notes, either worthless or irredeemable, were placed in circulation atpoints remote from the places of issue. In New York under the safety fund system, and previous thereto, losses to the bill holders frequently occurred, and in other States, almost without exception, such losses were large, and have usually been estimated to have been, in the aggregate, not less than five per cent, annually of the whole amount outstanding. It is true that there are in England, Ireland, and Scotland 119 private and joint-stock banks, with many branches, which are authorized to issue circulation based upon their capital, but their authorized circulation is only about 100 millions of dollars. Thirty-five banks, with numerous branches in the Dominion of Canada, are also authorized to issue circulation in a similar manner, but the total circulation of these banks does not exceed 35 millions. Most of these are banks which have been in existence for many years, and were organized under special charters, and the liability of the shareholders in many cases, particularly in Great Britain, is unlimited. No State or nation has ever authorized the organization of banks under a general banking law, with the right to issue circulating notes proportionate to capital, except under a restriction requiring the deposit with the government of securities as the basis for the issue of such, notes. Banks in this and in other countries, which have been authorized to issue circulating notes without security, have been those organized under special charters, and in granting such charters the means and character of the applicants and proposed stockholders are subject to investigation by committees and legislators. Propositions for the issue of circulation without the fullest security cannot be too carefully considered. The security of the national-bank note under the present system is perfect. In twenty years not a single bank note has failed' to be redeemed at its face value. Banks organized under a general law, located so often at great distances from commercial centers, render a security for circulation of uniform and positive value an absolute necessity. It is evident that the authorizing of more than three thousand banks, under a general or free banking law, to issue circulation without security, located in a country having such extensive territory as our own, would result disastrously. Under the present banking system it is difficult in all cases to prevent the organization of banks with deficient capital, but if such banks are organized, at least no injury can happen from the issue of their circulating notes. The failure to pay the capital is almost certain soon to be ascertained, when such associations can be summarily closed, or required to make good the deficiency. If under the proposed system, banks should be organized with deficient capital and receive circuli*c o ir XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. tion, an irreparable injury would be accomplished before the worthless character of the assets could be ascertained. It would be practically impossible for any government officer to prevent unprincipled jaen from organizing and controlling such associations for the purpose of benefiting themselves at the expense of the holders of their circulating notes. There are in this country more than a thousand State banks and trust companies, and nearly thirty-four hundred private bankers. The temptation would be strong, on the part of these corporations and individuals, to organize banks of circulation, if circulation could be obtained without depositing bonds as security therefor. The value of the different notes issued would depend upon the management of the bank and character and standing of the different stockholders. Many notes would be at a discount in exchange for coin, and the failure of one bank to pay its notes, would throw discredit upon the whole volume of bank circulation and the system under which such banks were organized. If the issue of circulation were confined to a few banks, organized by men of character, integrity, and means, such associations would be characterized as a monopoly. Even if corporations are organized upon the condition that all should contribute a percentage of the circulation to a safety fund for the protection of the aggregate circulation, there is danger that the issues of fraudulent or badly-managed banks would soon consume the safety fund, and it is evident that the circulation would be paid, if at all, at the expense of the depositor, who would be, in some cases, stripped of the dividends which under existing laws are distributed to unfortunate creditors. Under the national banking system, it is provided that the circulation issued shall first be paid from the proceeds of the bonds deposited to secure the same. The proceeds of the remaining assets are distributed pro rata among the creditors. Eighty-seven national banks, in all having an aggregate capital of $19,262,000, have failed during the last twenty years, and since the organization of the system. The amount of circulation to which these banks were entitled under existing laws, namely, ninety per cent, upon capital, is $17,336,340, which is a less amount in the aggregate than the amount of dividends which will have been paid to the creditors of these insolvent institutions. Forty-four of these banks, having a capital of $10,094,000, would each have paid in full their circulation, if ninety per cent, had been issued upon their capital, from the proceeds of their assets, and would also have paid small dividends to their depositors. The remaining forty-three insolvent banks, having a capital of $9,168,600, would in the aggregate have paid, it is estimated, seventy-five per cent, only, from the avails of their assets upon the circulation authorized; entailing a loss upon the bill-holders of over $2,000,000, and leaving no assets whatever for the benefit of the depositors, whose claims are $9,043,605, and upon which dividends will be paid averaging, it is estimated, sixty-eight per cent. While these forty-three banks would in the aggregate have paid seventyfive per cent, to the bill-holders, about one half of this number would have paid on the average from the avails of their assets not exceeding fifty per cent, of the amount of their circulating notes. The losses which the holders of the notes of insolvent banks would have experienced under the national banking system, if securities had not been required to have been deposited, would have been small in comparison with the whole circulation. But the fact that such losses would nave occurred in so many banks, and that, too, at the expense of the depositors under a system with so many safeguards and restrictions, is REPORT OF THE COMPTROLLER OP THE CURRENCY. XIX an argument from experience against any proposition to issue notes for ©irculation under any general system, without requiring sufficient security, which cannot easily be answered. If the public debt is to be paid hereafter as rapidly as during the past three years, all of the interest-bearing bonds will soon be surrendered and canceled, and there is danger that the bank circulation willbe so rapidly retired as to cause a contraction of the currency which will affect the price of commodities and create embarrassments in business; but there is now no such pressing necessity for a speedy payment of the public debt as there is for the reduction of the redundant revenue. It is believed that Congress will soon provide for so large a reduction of the revenue that a sufficient amount of bonds will remain for the security of the bank circulation. The national banks held, on November 1, bonds for circulation, not payable at the pleasure of the government, as follows: Four and one-lialf per cent, bonds Pacific Railway sixes Four per cent/bonds f 33,754,650 3,526,000 104,917, 500 Total 142,198,150 None of these bonds will be payable until nine years hence, in the year 1891. The total amount of bonds outstanding, held by the banks and by the people, Avhich are available for circulation, and not payable at the pleasure of the government, and cannot be redeemed except by purchase in the market, is as follows: Four per cents., payable July 1, 1907 Four and one-half per cents., payable September 1, 1891 Pacific Railway sixes, payable September 1, 1895 Pacific Railway sixes, payable September 1, 1896 Pacific Railway sixes, payable September 1, 1897 Pacific Railway sixes, payable September 1, 1898 Pacific Railway sixes, payable September 1, 1899 $738, 929,600 250,000,000 $3,002,000 8, 000,000 9,712,000 29,383, 000 *14,526,512 64,623,512 1,053,553,112 These bonds, including the Pacific sixes, amount to nearly 1,054 millions, and are abundantly sufficient as a basis for bankiug'during the next twenty years. In fact, one-fourth of this debt, exclusive of the 142 millious held by the banks, is sufficient to supply a basis for the bank notes now outstanding. The law provides that any bank may reduce the amount of its bonds held as security for circulation, to an amount not less than $50,000, and, by an act of the present Congress, banks having a capital of $150,000 or less can reduce their bonds to a minimum of one-fourth of their capital. The aggregate amount of bank circulation outstanding has not been reduced for a series of years, as may be seen from the following table, which gives the total amount of the national bank circulation outstanding on the 1st of June and 1st of November of each year since 1873: ! National-bank notes. J u n e 1,1874 J a n e 1,1875 June 1,1876 Junel,1877 June 1,1878 June 1,1879 i j ! i j : June),1880 : June 1,1881 J u n e 1,1882 | ; $351,850,502 354,455,478 336,6ti5, 930 319,096,212 323, 988,085 329, 539, 411 ! i November I November I November j November November November 345,183,783 November 354,151,718 November 359,875,334 November Vate - 1,1874 1,1875 1,1876 1,1877 1,1878 1,1879 1,1880 1,1881 1,1882 *$483, 512 of this amount is payable in 1900, and $4,680 in 1902. National-bank notes. 1 i i j ! 1 $354,077,246 348,216,902 323,241,308 318,207,231 322,460,715 337,181,418 343,834,107 360,344,250 362,727,747 XX REPORT OF THE COMPTROLLER OF THE CURRENCY. The above table exhibits the total circulation actually outstanding,, which includes the notes of the insolvent banks, of those in voluntary liquidation, and of those which have deposited lawful money for the purpose of reducing their circulation. The circulation of the banks in operation during the present year has, however, by the payment of the bonds held as security and the voluntary retirement of bank notes, been reduced from $320,200,069 to $314,721,215, as will be seen from the table below, which gives, by geographical divisions, the amount of notes outstanding of the banks in operation in the month of October yearly since 1877. 1878. No. of banks. New England States Middle States Southern States Western States Pacific States and Territories 543 633 176 693 35 No. of banks. Circulation. $107,308,787 00 : 102,562,331 00 I 20, 604,171 00 58, 542,738 00 : 2,856,209 00 1879. No. of banks. Circulation. 543 $112,106,441 00 635 109,134,919 00 176 21, 837, 670 00 55, 85(1. 523 00 663 2, 958, 539 00 36 2, 080 i 291, 874, 236 00 2, 053 547 $117, 088, 368 00 641 113,121, 339 00 175 i 23, 478, 426 00 649 56, 921, 027 00 36 3,177,182 00 301, 888, 092 00 I 2, 048 j 313, 786, 342 00 1880. No. of . banks. New England States Middle States Southern States Western States Pacific States and Territories 1882. ! No. of Circulation. i banks. 550 $121,460,013 00 657 110, 765, 602 00 i 179 24,305, 338 00 660 57, 048, 761 00 44 3,770,322 00 2, 090 Circulation. Circulation. No. of banks. 554 $123,764,682 00 668 ! 111, 639, 689 00 ! 185 24, 698, 702 00 673 56, 268, 899 00 3, 828, 097 00 317, 350, 036 00 ; 2,132 320, 200, 069 00 Circulation. 558 I $119, 658, 618 " " ' 109,039,214 25,105, 793 56, 376, 988 4, 540, 602 00 00 00 00 00 !, 269 [ 314, 721, 215 00 The reduction from January 1 to July 1 of the present year was still greater, and amounted to more than 16 millions, but the amount has again increased, as is »sual in the fall season of the year. Banks, during the year, have been frequently called upon to surrender their bonds to the Secretary for payment. In such cases the three and the three and one-half per cents have usually been substituted or the circulation surrendered. The amount of four and four and one-half per cents held as security for bank notes have, however, during the year increased more than 14 millons. The banks hold, as has been seen, 220 millions of dollars of United States bonds which are subject to the call of the government, and these bonds can be replaced only by other bonds bearing a high premium, and payable after afixeddate. If these latter bonds are not substituted for the former, the circulation of the banks will be reduced about 200 millions. The profit upon circulation upon the four and four and a half per cent, bonds, where the rate of interest is six per cent., is not much in excess of three-fifths of one per cent., and where the rates of interest are above eight per cent, the profits are nominal, and are not sufficient to induce the banks to purchase large amounts as security forTcirculation. Where the profits are so small there is a serious objection "to the investment of EEPOKT OF THE COMPTROLLER OF THE CURRENCY. XXI so large an amount of capital in premium, which, in the case of four per cent, bonds, amounts to one-fifth of the face value of the bonds. If the whole public debt were reduced to a uniform rate of three per cent., the present high premium upon bonds would almost entirely disappear, and the volume of circulation would respond more readily to the demands of business. The temptation to sell such bonds for the purpose of realizing the premium would no longer remain. A proposition for refunding all the bonds, not payable at the pleasure of the government, into three per cents, was suggested during the last session of Congress. The proposition is that inducements be offered to the holders of the four and four and one-half per cent, bonds to surrender them to the government, receiving in payment therefor three per cent, bonds having the same dates of maturity as the bonds which are to be surrendered. The new three per cent, bonds issued would themselves bear a small premium, and it is believed that the holders of four per cents, would consent to such an exchange if accompanied by an offer of not more than fifteen per cent, premium. The amount of the premium upon this class of bonds, say 700 millions, now outstanding at fifteen per cent, would be 105 millions of dollars, and this premium could be paid, as the bonds are surrendered for exchange, from the surplus revenue of the government, thus in effect reducing the debt of the government 105 millions by a prepayment of interest which must be paid at a greater rate each year until their maturity. The benefits of this plan both to the holder and to the government are apparent. The holders would receive, in the shape of fifteen per cent, premium upon the bonds, a portion of their interest in advance, which would be available tor loans at rates greatly exceeding the bor.rowing power of the government, which is now less than three per cent. The government would be enabled by this use of its surplus to save a portion of the interest which otherwise it would be compelled to pay hereafter. The market price of the four per cent, twenty-five-year bonds is now 119.20, which indicates a market estimate of a borrowing rate of interest of 2.92. per cent, per annum to the government. At this rate the present value of one per cent, of interest upon each $100 bond annually for twenty-five years, relinquished by the holder, is $17.70. If the holder accepts fifteen dollars as an equivalent for these twenty-five annual payments, instead of $17.70—a reduction of $2.70 from the market estimate of the value—the government will practically purchase from the holder of the bond at a tour and one-half per cent, rate of interest instead of at 2.92 per cent. In other words, the present value of the twenty-five one dollar annual payments relinquished by the holder, when computed at the rate of 2.92 per cent, per annum, is worth $17.70; but computed at the rate of four and one-half per cent, is worth only $15, a premium which, it is believed, the holders would be willing to accept; and if the government be able to invest its surplus revenue at a rate so favorable to itself as four and one-half per cent., there would seem to be good reason for Congress to provide the necessary legislation for authorizing an arrangement which can also be shown to be of advantage to the holders of the four per cent, bonds. One alternative would be to reduce the tax upon circulation to onehalf of one per cent, per annum, and another to ainend section 12 of the act of July 12, 1882, so as to authorize the banks to receive circulation at the rate-of ninety per cent, upon the average current market value of the bonds for the six mouths previous. If the bonds shall decline in the market, additional bonds may be required to be deposited, or t h e XXII REPORT OF THE COMPTROLLER OF THE CURRENCY. interest may be retained by the Treasurer upon notice from the Comptroller to make up the deficiency. Such an amendment has frequently been suggested, and, in fact, the original national bank act authorized the issue of circulating notes to the amount of 90 per centum of the current market value of United States six per cent, bonds deposited, provided that such 90 per centum was not in excess of the amount of the bonds at their par value, or in excess of the paid-in capital stock. That law also provided for the deposit of additional bonds or money upon their depreciation, or the suspension of payment of interest upon the bonds held, so long as the depreciation should continue. It is submitted that the issue of circulation upon four and four and a half per cents at ninety per cent, upon their current market value, under a restriction similar to that last mentioned, is equally safe with the issue of ninety per cent, upon the three per cents now outstanding at par; or that a reduction of the tax upon circulation to one-half of one per cent., or to an amount sufficient to reimburse the Treasury for the whole expense of the issue of bank circulation and all expenses incident thereto, is not unreasonable in view of the fact of the large reduction upon the income derived from United States bonds, amounting to more than two per cent, since this tax was imposed. Either of these plans is feasible and would prevent a sudden contraction of the currency, by bringing into possession of the banks a sufficient amount of bonds to supply the circulation which is needed, and is certainly greatly to be preferred to the propositions for a large increase in legal-tender notes—if such issues were practicable—or to the issue of bank circulation without a deposit of bond security under restrictions however stringent. If, however, it shall be the policy of the government to accumulate the revenue instead of largely reducing it, thus rendering it necessary to continue the rapid reduction of the debt even if it is to be purchased at the price fixed by the holders, it is of the greatest importance that the basis upon which the bank currency is issued should be enlarged so as to include some other form of security besides government credit. The national banking system has been in operation nearly twenty years, and may be said to have not yet attained its majority. It is part of the machinery of the government. Its advantages have been well tested in goed and in o /il times, and during the searching and acrimonious discussions of the last ten years, the final result of which has been the legislation of the present Congress authorizing the extension of the period of succession of each one of these institutions for twenty years from the date of the expiration of its corporate existence. The Comptroller, while he believes it is for the best interests of the government to continue the national banking system, subject to such improvements as shall hereafter be authorized by Congress, is after all of opinion that it would be better that the circulation should diminish ir> volume, than that the issue should be increased at the risk of placing in the hands of the poorer classes nncurrent and irredeemable circulation, or of giving to associations organized by unscrupulous men an opportunity to use an excellent system of banking for bad purposes. The national banking system was established with a view to uproot other and evil systems, and nothing but the heroic legislation of taxing bad issues of circulation out of existence, which was passed in the interests of the government during a great war, could have accomplished this purpose. By increasing the rate of issue upon the bonds pledged by the banks as security for their circulation, or by reducing the tax upon bank notes, or by a proper refunding of the debt, REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII and reducing the revenue derived in many instances from unjust and burdensome taxation, the system may continue for twenty-five years, or until the maturity of the four per cents ; but it is far better that the right to issue notes should be gradually discontinued than that so good a system should be used to bring again upon the country the very evils which were experienced at the time of its organization, twenty years ago. DISTRIBUTION OF COIN AND PAPER CURRENCY. In the reports of the Comptroller for the three years preceding 18S2, tables have been given showing the amount of coin and currency, and its distribution in the Treasury, in the banks, and in the hands of the people on January 1, 1879, the date of the resumption of specie payments, and on November 1 of that and each succeeding year. These tables are again presented, the amounts on November 1, 18fi2, having been added. From November 1, 1881, to November!, 1882, the production of gold by the mines of the United States is estimated at $43,359,021, and the amount of gold exported from the country, iu excess of the amount imported, has been $36,122,530. The difference, $7,230,485, is the increase during the year. The Director of the Mint estimates that $2,700,000 of this amount has been used in the arts, leaving $4,530,485 as the increase in the stock of gold remaining in the country and available for circulation. The total excess of imports of gold over exports, from the date of resumption to November 1,1882, has been $101,311,578, and the total gold product of the mines of the United States for the same period is estimated to have been $147,509,021. This is the first year since 1879 during which the exportation of gold has exceeded the importation. During the last two months (September and October, 1882) the imports have, however, slightly exceeded the exports. The amount of standard silver dollars coined during the year has been $27,657,175, and the total amount coined up to November 1, t882, since the passage of the law of February 28, 1878, authorizing their coinage, has been $128,329,880. The following table shows the amount of coin and currency in the country on Januarv 1, 1879, and on November 1 of the years 1879,1880, 1881, and 1882 : January 1,1879. Gold coin* Silver coin* Legal-tender notes 2fational-bank notes Totals November 1, 1879. November 1,1880. $278, ill 0,120 j 106, 573, 803 340, 681,010 J 323, 791, 674 $355, 681, 532 120, 009, 537 346, 681,011< 337,181,418 $453, 882, 692 158,320,911 346,681.016 343, 834,107 Novembe 1,1881. November 1, 1882. $562, 568, 971 180, 037, 365 346,681,016 860, 344, 250 $567,103, 456 212 324, 335 346,681,016 362, 727, 747 | ] , 055, 356, 619 1, 165, 553, 503 1,302,718,726 '1,455,631,602 1,488,838,554 There has been no change in the aggregate of legal-tender notes ou1> standing, which remains as fixed by the act of May 31,1878. Nationalbank notes have increased $2,383,497 during the year; the amounts of gold and silver coin have increased $4,536,485 and $26,280,970, respectively, making a total increase in coin and currency of $33,206,952. The table below gives the portion of coin and currency held by the United States Treasury, and by the national and State banks. The amounts in the Treasury are for the same dates as in the preceding * Estimate of Director of the Mint, which includes bullion in process of coinage. XXIV REPORT OF THE COMPTROLLER 01' THE CURRENCY. table, and those in the national banks are for the dates of the bank returns nearest thereto, viz, January 1 and October 2, 1879, October 1, 1880 and 1881, and October 3,1882. The amounts in the State bauksj trust companies, and savings banks have been compiled in this office from official reports for the nearest obtainable dates. January 1, 1879. In tbe Treasury, less certificates In national bants, including certificates In State banks, including certificates Total gold November 1, 1879. $112,703,342 j $156,907,986 November 1, 1880. November 1, 1881. $133, 679, 349 j $167,781,009 ] November 1, 1882. $148, 435,473 94,127, 324 35, 039, 201 j 37,187, 238 102, 851, 032 10,937,812 | 12,171,292 17,102,130 19,901,491 17, 892, 500 206,266,516 253,632,511 294,905,569 j 260,455,297 158,680,355 107, 222,169 SILVER. In tbe Treasury, standard silver dollars In the Treasury, bullion In the Treasury, fractional coin. I n national banks Total silver 17,249,740 . 32,115,073 9,121, 417 3, 824, 931 6,048,194 17,854,327 6,460,357 j 4,986,492 47,156,588 66,576,378 6,185,000 3,424,575 24,635,561 25,984,687 6, 495. 477 : 7,112, 567 38,879,908 j 84,472,626 '' 103,098,207 j 58,780,823 92,414.977 4, 012, 503 26, 749, 482 8, 234, 739 131,411,701 CURRENCY. In tbe Treasury, less certificates In national banks, including certificates In State banks, including certificates In savings banks 44, 425, 655 126,491,720 25, 944, 485 14, 513, 779 21, 711, 376 18, 221, 826 22, 774, 830 26, 224, 248 118, 546, 369 86, 439, 925 77,630,917 : 92, 549,767 25, 555. 280 15, 880, 921 25, 828, 794 17, 072, 680 27,391,317 | 11,782,243 27, 086,482 14, 724, 978 Total currency- 211, 375, 639 181, 693, 946 147,563,225 Grand totals 408, 935, 902 446, 741, 285 485, 668, 362 139,579,307 160, 580, 475 537, 583, 083 ~552, 447, 473 If the amounts of gold and silver coin and of currency in the above table—that is, the amounts of these items in theTreasury and the banks— be deducted in each case from the amounts of gold and silver coin and currency in the country, as shown in the first table, the remainder will be, approximately, the amounts which are in the hands of the people, as follows: January 1, 1879'. Gold Silver Currency Totals November 1, 1879. $119,620,771 $149,415,010 67,6!I3. 895 67,228,714 459,097,051 502,168,488 646,420,717 718,812,218 November 1, 1880. $200,250,181 73,848,285 542,951,898 817,050,364 November 1, 1881. November 1, 1S82. $267,663,402 $306,650,159 82,939,158 80,912,634 567,445,959; 548,828,28 918,048,519 936,391,081 The gold in the Treasury, including bullion in the process of coinage, has decreased during the year $19,34:0,430, and in the banks $15,103,846. The paper currency in the Treasury has increased $3,449,418, and in the banks $17,557,050. The increase of gold outside of the Treasury and the banks has been $38,980,757, and the decrease of paper currency, exclusive of silver certificates, $18,617,671. In the foregoing tables the silver certificates issued by the Treasury have not been included, but the standard silver dollars held for their redemption on presentation REPORT OF THE COMPTROLLER OF THE CURRENCY. XXV form a portion of the silver coiu in the Treasury. The silver certificates in the hands of the people and the banks, at dates corresponding with those given in the preceding tables, were as follows: January 1, 1879 November 1, 1879 November 1, 1880 November 1, 1881 . November 1. 1882 $413, 360 1,604,370 19,780,240 58,838,770 65,620,450 It will be seen that the amount of these certificates in circulation has increased only $6,781,680 during the past year, and if this whole increase were held outside of the banks, it would not offset the decrease of $18,617,671 in other forms of paper currency in the hands of the people, for which coin has been substituted. As before stated, the total amount of standard silver dollars coined up to November 1, 1882, was $128,329,880, of which, as shown in one of the foregoing tables, $92,414,977 was then in the Treasury, although an amount equal to $65,620,450 was represented by certificates in the hands of the people and the banks, leaving $26,794,527 belonging to the Treasury. Of the $128,329,880 coined, $35,914,903 was therefore •circulating outside of the Treasury in the form of coin, and $65,620,450 in the form of certificates. The remainder of the silver, $83,994,455, consisted of subsidiary coin, trade dollars, and bullion, of which $30,761,935 was in the Treasury, and $53,232,520 was in use in place of the paper fractional currency for which it was substituted, as against $55,955,398 similarly employed on November 1,1881. The increase of gold and silver coin and paper currency, outside of the Treasury, since the date of resumption is thus estimated to have been $289,964,414, and the increase during the year ending November 1, $18,336,612; or, if the amount of silver certificates in circulation be added, the total increase since resumption would be $355,172,504, and during the past year, $25,118,292. ILLEGAL CERTIFICATION OF CHECKS. The practice of certifying checks had been in use for more than thirty years, previous to the organization of the national banking system, and at least twenty years previous to the establishmentof the clearing house. In the beginning, this certification was not considered as legally binding the bank to pay the check. For many years it had little signification other than as giving clerical information, and the amount of the check, when certified, was not charged to the account of the drawer until it was afterwards presented for payment. Subsequently, after the year 1854, when the clearing house was organized, it became the custom to present checks, and also bills receivable or acceptances on the day of maturity at the bank where they were made payable for certification. The bills and checks which were certified, were then returned to the bank messenger who had presented them, and on the following morning were transmitted to the clearing house with other exchanges. The certification consisted of the signature of the paying teller, written across the face of the paper inside of a stamp bearing the date of the certification and the title of the bank. This form of certification was regarded as a legal obligation of the bank, and the amount of the check was charged to the account of the drawer at the date of the certification. If the maker or acceptor of notes or bills was in good standing at the bank at which it was made payable, such bills were not unfrequently certified, even if the full amount was not to the credit of the account to XXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. which it was subsequently charged. Bills or checks are usually presented for certification during the first business hours of the day, and the deposits of merchants and brokers are not usually made until the later hours of the day. The officers of the bank, who know the usual habits of their dealers in making their deposits, as well as their responsibility, do not hesitate to assume the payment of checks or drafts which they feel assured will be provided for before the exchanges of the clearing house are received. If these certifications were confined to mercantile and commercial transactions, little objection would have been raised to the practice, and it is not probable that there would have been any legislation prohibiting it. It would certainly seem to be advisable to leave to the discretion of a bank the right to accept bills drawn by correspondents at a distance, or by merchants at home, whose standing is beyond question, and whose deficiency in the account is known to arise from delay in receiving remittances or making deposits. A refusal to certify or pay under such circumstances would be likely to subject the bank to the loss of the accounts of its most valuable dealers. Such legitimate certifications in mercantile,or commercial transactions are for comparatively small amounts, and would not attract attention as a large item in the abstracts of the condition of the banks in the city of New York, to which this practice is chiefly confined. The large use of these instruments by which the banks in effect guarantee the contracts of stock-brokers with their customers has grown to be a great abuse during the past few years, and cannot be defended upon any correct principle of banking. This business is chiefly done by nine or ten national banks, although other banks, organized under State laws as well as national, certify similar checks for considerable amounts. Section 5208 of the Eevised Statutes makes i t Unlawful for any officer, clerk or agent of any national banking association to certify any cheek drawn upon the association, unless the person or company drawing the check has on deposit with the association, at the time such check is certified, an amount of money equal to the amount specified in such cheek. There are many methods of evading this law. If certification is required in excess of the amount on deposit a demand note is made, and the amount thereof is entered to the credit of the broker desiring the accommodation; or his check upon another bank is received without certification, and a temporary credit entered upon his account, and these temporary credits are canceled at the close of business when the account has been made good. Brokers asking for such over-certifications keep large balances to their credit, on which the bank pays no interest. Certification is made without charge, the bank receiving its compensation in the large deposits which stand to the credit of the broker. The banks justify the practice upon the ground tliat it is of great convenience to the community, and that stock transactions, particularly, could not be carried on without some such arrangement. They insist that for many years only trifling losses have arisen from the practice—very much less than the losses incurred by them in ordinary discounts. Section 1.3 of the act of July 12, 1882, provides : That any officer, clerk, or agent of any national-banking association who shall willfully violate the provisions of an act. entitled "An act in reference to certifying checks by national banks," approved March third, eighteen hundred and sixty-nine, being section fifty-two hundred and eight of the Revised Statutes of the United States, or who shall resort to any device, or receive any fictitious obligation, direct or collateral, in order to evade the provisions thereof, or wko shall certify checks before the REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII amount thereof shall have been regularly entered to the credit of the dealer upon the books of the banking association, shall be deemed guilty of a misdemeanor, and shall, on conviction thereof in any circuit or district court of the United States, be fined not more than five thousand dollars, or shall be imprisoned not more than five years, or both, in the discretion of the court. Previous to the passage of this act those national banks which are accustomed to make large advances to brokers for stock transactions certified checks for large amounts under evasions of the law, or such arrangements or agreements as were deemed by them not to be in conflict with section 5208 of the Revised Statutes. The latter act seems to have been passed for the purpose of preventing the evasions of the previous law to which reference has been made. The language of the section is: " Or who shall resort to any device or receive any fictitious obligation, direct or collateral, in order to evade the provisions thereof." Since the passage of this act the banks have accepted checks which have been drawn upon them instead of certifying them, and have assumed that such acceptance is not in violation of law. In some cases these acceptances are made payable through the clearing house, the effect of which form of acceptance is that such checks are payable upon the following day; in other cases the acceptance is made without any condition as to the mode of its payment. The banks claim that they have power to accept cheeks under the third and seventh paragraphs of section 5136 of the Revised Statutes. The former authorizes national banks " to make contracts," and the latter provides for the "exercise of all sucli incidental powers as shall be necessary to carry on the business of banking." It is also claimed that section 5209 of the Revised Statutes, which provides that it shall be a misdemeanor for an officer of a bank to make acceptances without proper authority, by implication authorizes acceptances to be made with the authority of the directors, and that the act of July 12, 1882, does not, in plain terms, prohibit such acceptance. The Comptroller being in doubt in reference to the proper construction of the section, prepared a letter containing the following questions, which, at his request, was submitted by the Secretary to the Attorney-General for his opinion : Has a national bank the legal right to accept checks drawn upon it, unless the drawer has the amount stated in the cheek actually on deposit in the bank? If a national bank has the power to make such an acceptance, would such acceptance at a time when the money was not on deposit to the credit of the drawer be a liability to it for money borrowed, and as such be required to be. limited to one-tenth of the paid-in capital of the bank, as provided by section 5200 United States Revised Statutes ? If a national bank has the power to accept such checks equal in amount in anyone case to one-tenth of its capital, would the acceptance of any number of checks to an amount exceeding, in the aggregate, the amount of its paid-in capital be in violation of section 5202 United States Revised Statutes ? The violation of section 5208, Revised Statutes, subjected a national bank to the appointmeut of a receiver. The law was not mandatory, and the appointment was left to the judgment and discretion of the Comptroller. The proper ground for the appointment of a receiver is insolvency, and it may be questioned whether the responsibility for taking a bank from the control of its owners should be exercised in other cases thaa insolvency until the question of violation of law shall have been brought before the courts for determination. No appointments of receivers have ever been made since the organization of the national banking system,, except in cases of insolvency, although two large banks which had previously been found to be insolvent, were placed in charge of a receiver for illegal certification of checks. XXVIII KEPOKT OF THE COMPTROLLER OF THE CURRENCY. The passage of the act of March 3, 1869 (section 5208, Revised Statutes), and the examinations which followed, had the effect to check and •diminish the practice of certification. The practice has, however, greatly increased during the last three years, and the returns of the banks for October 3, the date of their last statement, discloses the fact that the amount of certificates or acceptances made on that day was nearly one-third greater than for a corresponding date in the year previous ; and that the amount of acceptances for stock-brokers of nine national banks on that day was more than nine times the aggregate capital stock of those banks, as may be seen from the following table, which exhibits the amount of capital and certified checks or acceptances outstanding of all the national banks of New York City for corresponding dates from 1875 to 1882 inclusive, and like information in reference to nine national banks for the same dates. Date. June 30,1875... October 1, 1875. June 30,1876... October 2, 1876. June 22, 1877... October 1, 1877. June 29,1878 .. October 1, 1778 June 14, 1878... October 2, 1879. June 11, 1880... October 1, 1880. June 30, 1881 October 1, 1881 July 1, 1882 October 3, 1882 . No. of banks. Capital. Certified checks. Date. 0», 500,000 $41, 223, 840 June 30, 1875... 68, 500, 000 28,049,100 October 1, 1875. 68,400, 000 36, 983, 391 June 30, 1376... 65, 850, 000 : 38,725,100 October 2, 1876. 57, 400, 000 : 29,450,134 J u n e 22,1877... 57, 40D, 000 29,199, 900 October 1, 1877. 55, 600 000 42, 576, 240 June 29, 1878 . 53, 486, 300 ; 40,290,100 . October 1, 1878. 50, 750, 000 , 44,465,002 June 14, 1879... 48, 750, 000 1 58, 827, 717 October 2, 1879. 50, 450, 000 ; 75,737,938 June 11, 1880 . . 49, 900, 000: 61,791,510 October 1. 1880. 51,150, 000 i 78, 142,179 June 30, 1881 . . 51,150, 000 i 97,522,120 October 1, 1881. 51, 500, 000 65,101, 191 July 1, 1882 . .. 51, 650, 000 137, 316,600 October 3, 1882. i No. of ! banks. Capital. $18,300, 000 18, 300, 000 17,100, 000 17,100, 000 14, 300, 000 14, 300, 000 13,750,000 12', 700, 000 11, 700, 000 11, 700, 000 11, 700, 000 11, 700, 000 11, 700, 000 11, 700, 000 11,700,000 11, 700, 000 Certified checks. $25, 889, 826 17, 835, 333 22, 893, 395 20, 722, 766 19,191,192 17, 576, 591 29,134, 950 26,147, 765 30, 274,422 42, 875, 636 54, 521,170 43, 396,496 53, 820, 573 71, 635, 693 45, 563, 450 105,481, 705 The penalty for the violation of section 13 of the act of July 12, 1882, is a fine of not more than $5,000, or imprisonment for not more than five years, or both, upon conviction thereof in any circuit or district court of the United States; and the penalty for the violation of other laws relating to the national banks where the penalty is not specified is the forfeiture of the rights, privileges, and franchises of an association, to be determined and adjudged by a proper circuit, district, or Territorial court of the United States. The Attorney-General, in answer to the questions submitted to him, has returned an opinion, in which he says: These provisions together [section 5208 Revised Statutes, and section 13 of the act of July 12, 1882] prohibit the certijicalwn of a check drawn upon a national bank, where, at the time of certification, the drawer has not on deposit with the bank, and regularly entered to his credit on its books, an amount of money equal to the amount of the check. What, then, is certification of a check? It is an act on the part of the bank upon which the check is drawn, implying (as is observed by the Supreme Court in the case of Merchants' Bank v. State Hank, 10 Wall., u'04). "That the check is drawn upon sufficient funds in the hands o'f the drawee, that they have been set apart for its satisfaction, and that they shall be so applied whenever the check is presented for payment. It is an undertaking that the check is good then and shall continue good, and this agreement is as binding on the bank as its notes of circulation, a certificate of deposit payable to the order of the depositor, or any other obligation it can assume." No particular form is required for the certification. Ordinarily this is done by simply writing the word "good" upon the face of the check, adding thereto the signature or initials of the certifying officer. But any language employed by such officer, importing that the check is good and will be paid, would seem to be sufficient. (See "i Daniel on Neg. Inst., Sec. KiOfi.) REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX A check being an order for the payment of money addiessed to a bank or banker, it is always presumed to be drawn against funds on deposit therewith. It is not, when considered with reference to its purpose, presentable for acceptance, but only for payment—that is to say, payment is the only acceptance which in contemplation of law enters into the engagement of the parties. Hence, if the payee or holder of the check presents it with the view of having it certified, instead of paid, he does so at the peril of discharging the drawer. (First Nat. Bank v. Leach, f>2 N. Y., 353.) In Security Bank v. National Bank, (67 N. Y., 4(i2), the court says: "The manifest object of a certification is to indicate the assent of tlie certifying bank to the request of the drawer of the check that the drawer will pay to the holder the sum mentioned; and this is what an acceptor does by his acceptance of a bill." Whether such assent is indicated by writing the word "good" or the word "accepted" upon the check can make no difference as between the holder of the check and the bank, the obligation assumed by the latter is precisely the same in either case; and thus the legal effect of marking a check "accepted" being the name as marking it "good," the employment of the former expression may, equally witli that of the other, well be deemed to import a certification thereof. Agreeably to this view, the acceptance of a check, other than for immediate payment, is not legally distinguishable from its certification. In fact and effect the words are equivalents; they are for the same forbidden purpose to produce the same forbidden results. The aim of the statute, in prohibiting the certification of checks by national bankswhere the amount thereof is not on deposit to the credit of the drawer, is obviously to provide a guard against the risks and evils attending such pledging of their credit without adequate security. The mischief sought to be avoided is the incurring of liabilities by these banks on checks drawn upon them without sufficient funds; and inasmuch as the liability is the same whether the check be marked by the bank "accepted" or simply " good," either of these modes of incurring it would seem to be sufficient to bring the case within the prohibition referred to. Each may properly be regarded as constituting a certification, according to the meaning and intent of the statute. To construe otherwise would be to allow a "device" to "evade the provision" of the law, and such, too, as by express terms is prohibited and punished. In answer to the first question I accordingly reply that in my opinion a national bank cannot legally accept checks drawn npon it, where the drawer has not on deposit therewith the amount stated in the check. To do so renders the bank subject to certain proceedings on the part of the Comptroller of the Currency (under section 5234, R. S.), and the officer by whom the acceptance is made becomes liable to the penalties provided in the act of July 12, 1882. The case presented in the second question is not, iu my opinion, covered by the provisions of section 5200 Revised Statutes. The restriction then applies only to liabilities "for money borrowed." The acceptance of a check, where the drawer has no funds on deposit, would be a loan of the credit of the bank, rather than a loan of money, and, if otherwise unobjectionable, it could not properly be regarded as within the terms of the restriction adverted to. The third question presents the same case in connection with section 5202, Revised Statutes, which declares that " no association shall at any time be indebted or in any way liable to an amount exceeding the amount of its capital stock actually paid in and remaining undiminished by losses or otherwise," except on account of demands of the nature therein described. Liabilities incuri'ed by the acceptance of checks, the drawers thereof having at the time no funds on deposit with the bank, do not appear to fall within any of the exceptions enumerated ; and assuming such acceptance to be lawful, I am of the opinion that the limit imposed by section 5202 extends to liabilities thus incurred, and that the acceptance of checks by a bank, without the existence of funds on deposit therewith, to an amount exceeding in the aggregate the amount of its paid-in capital, would be a violation of that section. Under this opinion of the Attorney-General it will be the duty of the Comptroller to bring such evidence as he can obtain by frequent examinations to the attention of the proper officers, in order that such violation may be determined by the courts, and the penalty enforced as provided by the statute. THE AMOUNT OP THE INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES, AND THE AMOUNT HELD BY THE NATIONAL BANKS. The report for 1881 contained tables exhibiting a classification of the interest-bearing debt of the United States, and of the bonds held by XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. the national banks for a series of years. These tables are again presented, and now exhibit also the amount of the outstanding bonds of the government, and the amount held by the banks on November 1st of the present year. The most important operations of the Secretary of the Treasury, during the years which followed the close of the war, were the funding of large amounts of temporary obligations then outstanding of the government chiefly into six per cent, bonds. The six per cent, bonds were gradually reduced during the year 1869, and the seven years following, by payment and refunding, into five per cents. The six per cents, together with the five per cents, were subsequently rapidly replaced by four and a half and four per cents, which were authorized to be issued by the act of July 14, 1870. In the year 1881 all of the unredeemed five and six per cent, bonds, amounting to #579,560,050, were continued, payable at the pleasure of the government, with interest at three and one-half per cent., by agreement with the holders, and since that time $164,833,200 of these three and onehalf per cent, bonds have been paid, and during the present year $259,370,500 have been replaced by three per cents, under the act of June 12,1882. The following table exhibits the classification of the miniatured interest-bearing bonded debt of the United States* on August 31,1865, when the public debt reached its maximum, and on the 1st day of July of each year thereafter, together with the amount outstanding on November 1 of the present year: Date. Aug. 31,1865 July 1,1866 July 1,1867 Jl July 1,1868 July July July July July July July y "" " July 1,1869 1,1870 1,1871 1,1872 1,1873 1,1874 1,1875 1,1876.. July 1,1877 July 1,1878 July 1,1879 July 1,1880 y , J l 1,1881 July July 1,1882 Nov. 1,1882 • Sis per cent. Five per cent. ! Four and a half Four per cent, bends. 'per cent, bonds, i bonds. bonds. $199, 792,100 198, 528, 435 198, 533, 435 221, 588,400 221, 589, 300 i 221,589,300 274, 236, 450 414, 567, 300 414, 567, 300 510, 628, 050 607,132, 750 711,685,800 703, 266, 650 703, 266, 650 646, 905, 500 310, 932, 500 484, 864, 900 235, 780, 400 439, 841, 350 196, 378, 600 Continued at Continued at 3 | per cent. 3^ per cent. 401, 503, 900 58, 957,150 155, 356,350 ) < 3 per cents. 3 per cents. > ( 13, 231, 650 246,138, 850 ) $908,518,091 1, 008, 388, 469 1, 421, 110, 719 1, 841, 5:>1, 800 1, 886, 341, 300 1,764,932. 300 1, 613, 897, 300 1, 374, 883, 800 1, 281,238, 650 1,213,624,700 1,100, 865. 550 984, 999, 650 854, 621, 850 738, 619, 000 Total. $140,000,000 240,000,000 250,000,000 250, 000, 000 250,000,000 '0, 000 679,878,110 739, 347, 800 739, 347, 800 $1,108,310,191 1, 206, 916, 904 1, 619, 644,154 2, 063,110, 200 2,107, 930, 600 1, 986, 521, 600 1,888,133,750 1, 780, 451,100 1,695,805,950 1, 724, 252, 750 1, 707,998, 309 1, 696, 685, 450 1, 696, 888, 500 1, 780, 735, 650 1, 887, 716,110 1, 709, 993,100 1, 625, 567, 750 250, 000, 000 739,349,350 1,449,810,400 250,000,000 739,353,350 1,404,080,200 The operations of the Treasury Department for a series of years have largely reduced the amount of interest receivable by the national banks on the bonds held by them. During the present year, ending November 1, the three and one-half per cents have been reduced more than two hundred millions ($200,769,200), and $179,685,550 of three per cents have been deposited in place thereof. Sixteen years ago the banks had on deposit as security for circulation, 327 millions in United States bonds, of which amount 241 millions bore interest at six per cent, and 86 millions at five per cent. These *The Navy pension fund, amounting to $14,000,000 in three per cents, the interest upon which is applied to the payment of naval pensions exclusively, is not included in the table. REPORT OP THE COMPTROLLER OF THE CURRENCY. XXXI bonds have now entirely disappeared from the list of securities held by the national banks. The average rate of interest now paid by the United States on the bonds deposited as security for circulating notes is about 3.5 per cent, upon their par value; but is equal to about 3.26 per cent, only of the current market value of the bonds. The banks now hold 33 millions of four and one-halfs; nearly 105 millions of fours; 40 millions of three and one-half per cents converted from five and six per cents, and 179 millions of three per cents, which have been refunded from three and one-half per cents, during the present year. This will be seen from the following table, which exhibits the amount and classes of United States bonds owned by the banks, including those pledged as security for circulation and for public deposits on the first day of July in each year since 1865, and upou November 1 of the present year. United States bonds held for oth'^r purposes at nearest date. United States bonds held as security for circulation. Date. July 1,1865. July 1,1866 July 1,1867. July 1,1868. July 1,1869 July 1,1870. July 1,1871. July 1,1872 July 1,1873. July 1,1874. July 1,1875. July 1,1870. July 1,1877. July 1,1878 July 1,1879. July 1,1880. July 1,1881. July 1,1882. Nov. 1,1882. 6 percent. bonds. 5 per cent, i 4Jpercent. 4 per cent. bonds, i bonds. i bonds. \ $170, 382, 500 241, 093, 500 251, 430, 400 250, 726, 950: 255,190, 350 247, 355, 350 220, 497, 750' I 173,251,450! 160,923,500 I 154, 370, 700 ; 136,955,100 1 109,313,450 t 87, 690, 300 ; 82, 421, 200, i 56, 042, 800 i 58,056,150, ! 61,901,800 $65, 576, 600' 86, 226, 8501 89, 177,100; 90, 768, 950i 87, 661, 2501 84, 923, 200: 139, 387, 800 207,189, 250! 229, 487, 050| 236, 800, 5001 239, 359, 400; 232, 081. 3001 206,651,050 199. 514, 550 144,616,300 139, 758, 050 172, 8J8, 350 , Continued C o n t i n u e d at 3J per at3iper \ cent.: i cent. : 25,142, 600 202, 487, 650j f 2, 101, 200! 38, 505, 750! <3 p e r c e n t s : 3 per c e n t s : 1 ( 7,788,100 171, 897,450, $44, 48, 35, 37, 32, Total Grand total. ,$235,959, 100 $155, 785, 750 $391, 744, 850 ; 327, 31(1, 350| 121, 152,950, 448,463,300 • 340,607, 500! 84, 002, 850 424, 610, 150 : 341,495, 900 80, 922,500; 422,418,400 : 342,851, 600 55, 102, 000 397, 953, 600 342,278, 550J 43, 980,600 386,259,150 i 359,885, 550 " 450,800 399,336,350 : 380,440, 700 31, 868, 200 412, 308, 900 390,410, 550 25, 724, 400 416,134,150 391,171, 200] 25, 347, 100 416, 518, 300 ! 376,314, 500 26, 9»0, 200 403, 214, 700 | 341,394, 750' 45, 170, 300 386, 565, 050 338,713, 600 47, 315,050! 386,028,650 $19,162, O O 349,546, 400 68, 850,000! 418.397,300 Ol 118, 538, 950| 354, 254, 600 76, 603, 520S 430, 858,120 1L'6, 070. 300 361, 652, 050 42, 831.300! 404,483,350 93,637,700: 360,488, 400 63. 849,950 424,338,350 97, 429, 800! 357, 812, 700, 43,122, 550! 400, 935, 250 104, 917, 500| 358, 964, 650 37, 563, 75o' 396, 528, 400 The banks also held $3,526,000 of Pacific Eailroad six per cents, and $15,000 of five per cents upon which interest has ceased. AMOUNT OP UNITED STATES BONDS HELD BY THE NATIONAL BANKS, BY BANKS ORGANIZED UNDER STATE LAWS, AND BY PRIVATE BANKERS. The amounts of United States bonds held by the national banks on November 1, 1880, 1881, and 1882, were, respectively, $403,369,350, $426,120,950, and $396,528,400. In the following table these amounts have been combined with the average amount of United States bonds held by the savings banks, State banks and trust companies, and private bankers of the country during the six mouths ending May 31 of the same years: 1880. National banks Savinas banks State banks and trust companies. Private bankers Totals. 1881. 1882. $403, 369, 350 : 189,187,816 24,498,604 , 14,366,684 i $426,120, 950 214, 880, 178 21, 650, 668 16, 670, 494 $395, 057, 500 242, 028, 782 23, 211, 430 14, 870,745 631, 422, 454 ] 679, 322, 290 675,168, 457 XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. The interest-bearing funded debt of the United States was, on November 1 last, $1,418,080,200. The total amount of bonds held by all the banks and bankers in the country as given above was $675,168,457, which is not greatly less than one-half of the interest-bearing debt. The amountsfor the banks other than national have been obtained from the semiannual reports made by them to the Commissioner of Internal Revenue, for purposes of taxation. The table given below has also been compiled from these reports, and shows, by geographical divisions, the average amount invested by State banks, private bankers, trust companies, and savings banks in United States bonds, for the six months ending May 31 for the four years named: Amount invested in United States bonds. Geographical divisions. By State banks, private bankers, and trust companies. May 31, 1879: New England States Middle States Southern States Western States Pacific States and Territories. $3, 669, 967 | 25,686,469 | 3, 593, 179 i 8,326,402 i 5,015,948 By saving banks. $34, 941, 378 123, 818,148 86, 021 2,164, 668 1, 372, 845 Total. $38, 611,345 149, 504, 617 3, 679, 200 10, 491, 07O 6, 388, 79S United States May 31, 1880: New England States Middle States Southern States Western States Pacific States and Territories 37, 698, 200 146, 301,155 1,000 2,474, 557 2, 717, 904 United States May 31, 1881: New England States Middle States Southern States Western States Pacific States and Territories 2, 985, 496 21, 908,703 1, 707, 702 6, 734, 948 4, 984, 313 39, 626, 291 190, 525,752 1, 729, 391 9, 424, 395 11, 895, 511 United States May 31, 1882: New England States MiddleStates Southern States Western States Pacific States and Territories United States . I ! I 2,644,895 20,576,823 J 1,862,946 I. 7,099,874 I 5, 897,637 i 37,046,625 189,775,842 38,082,175 I 242,028,782 2, 354, 710 12, 851, 605 39, 691, 520 210, 352, 665 1, 862, 946 9,454, 584 18, 749,242 280,110, 957 The above table gives the average amount of capital invested in United States bonds, from which should be deducted the amount of premium paid at the time of purchase, which cannot be ascertained. Through the courtesy of State officers the Comptroller has obtained the official reports made to them, under State laws, by State banks in twenty-one States, by trust companies in five States, and by savings banks in fifteen States, at different dates during the year 1882, and from these returns the following table has been compiled: Held by State banks in twenty-one States Held by trust companies in five States Held by savings banks in fifteen States Total $8,739,172 16,934,812 237,786,442 263,460,426 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII The amount held by geographical divisions during the years 1880,1881, and 1882, was as follows : Geographical divisions. Eastern States Middle States Southern States Western States Pacific States | 1880. i $45,230,098 | 157,563,757 ! 958,470 I 2,672,242 ! 7,240,833 Total 213,665,402 j 1881. | 1882. $40, 468, 340 176, 373, 889 1, 073,460 5,735,518 14, 874, 332 $42, 007, 248 197, 135, 28£ 268, 350 3,369, 414 20, 020,175 238,525,539 I 263,460,426 The amounts of United States bonds held, as shown by the tables compiled from returns made by State banks, trust companies, and savings banks to State officers, in twenty-one States and Territories were, in 1882, $16,650,531 less than the average amount shown by the table compiled from the reports made to the Commissioner of Internal Revenue, which were received from similar institutions. The first-named table shows the actual amounts held at various dates in 1882, while the last gives the average amount held for the six mouths ending May 30,1882. Although obtained from different sources and based on data that are not equally complete, the amounts obtained from the one source serve to corroborate those obtained from the other. NATIONAL BANK FAILURES. Three national banks have been placed in the hands of receivers during the year ending November 1,1882, namely: The Mechanics' National Bank of Newark, N. J., on November 2, 1881; the Pacific National Bank of Boston, Mass., on May 22,1882, and the First National Bank of Buffalo, N. Y., on April 22,1882. The suspension of the first-named two banks was mentioned in the report of the Comptroller for the year ending November 1,1881, and the causes which led to both these failures were then fully discussed. The directors of the Pacific National Bank of Boston undertook to make good the impairment of its capital stock in the mariner authorized by section 5205 of the Eevised Statutes, but, as they failed to do so within the time fixed by law, a receiver was appointed to take charge of its affairs. The failure of the First National Bank of Buffalo was the result of the misappropriation of its funds by its president. Its condition was discovered by the bank examiner when making his annual examination, and a receiver was appointed as before stated. The affairs of ten national banks have been finally closed within the year. These banks, with the total dividend paid by each to their creditors, are as follows: The First National Bank of Selma, Ala The First National Bank of New Orleans, La The National Bank of Vicksburg, Miss The Ocean National Bank of New York City The First National Bank of Carlisle, Pa The First National Bank of La Crosse, Wis The First National Bank of Wichita, Kans The First National Bank of Greenfield, Ohio The First National Bank of Tarrytown, N. Y The First National Bank of Meadville, Pa 46.6 per cent. 79. 0 per cent. 49.2 per cent. 100. 0 per cent, and interest. 73.5 per cent. 48. 4 per cent. 70.0 per cent. '27. 0 per cent. 90. 5 per cent. 100.0 per cent, and interest. The following banks have been closed, with the exception of litigation pending in the courts, and the expenses of the receiverships, inC C III XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. eluding the amounts paid to receivers for j)ei\soiial services, are in each case no more than is necessary to carry on the suits. In each of these instances, if litigation results favorably to the banks, some additional dividends may be paid. The dividends already paid to the creditors of these associations are as follows: Per cent. The Charlottesville National Bank, Ckarlottesville, Va The First National Bank of Norfolk, Va The First National Bank of Anderson, Ind The Venango National Bank of Franklin, Pa The Atlantic National Bank, of New York City The First National Bank of Mansfield, Ohio The Miners' National Bank of Georgetown, Colo The First National Bank of Bedford, Iowa The City National Bank of Chicago, 111 The First National Bank of Georgetown, Colo The First National Bank of Dallas, Tex The Central National Bank of Chicago, 111 The People's National Bank of Helena, Mont The First National Bank of Allentown, Pa The First National Bank of Waynesburg, Pa 62 49 25 15 95 45 65 12.5 77 22.5 37 60 40 70 40 If the litigation now in progress should result favorably, it is estimated that additional dividends will be paid as follows: To the creditors of the First National Bank, "Waynesburg, 25 per cent.; of the First National Bank, Allentown, Pa., and First National Bank, Georgetown, Col., 20 per cent.; the First National Bank of Mansfield, Ohio, and Miners' National Bank of Georgetown, Col., 10 per cent., and to the remaining banks, dividends less than 5 per cent. The affairs of the Cook County and Scandinavian National Banks of Chicago, and of the National Bank of the State of Missouri of Saint Louis also, cannot be closed until pending litigation is brought to a conelusion. The latter bank has already paid to its creditors 100 per cent, of the principal of their claims, and more than 50 per cent, of interest accrued up to December 1, 1882. It is expected that a considerable portion, though not the whole, of the remaining interest will hereafter be paid. The First National Bank of New Orleans has been closed during the year. The payment of a final dividend had been necessarily postponed on account of delay experienced in adjusting accounts due to and from the government, but which have during the year been finally settled by an appropriation by Congress resulting in a recovery by the bank of $94,000. The three following banks have paid their creditors the full amount of their claims, principal and interest, and their affairs are still in the, hands of receivers appointed by the Comptroller, who are administrating the remaining assets in the interest of the stockholders: First National Bank of Newark, N. J First National Bank of Brattleboro, Vt Third National Bank of Chicago, 111 100 per cent, and interest in full. 100 per cent, and interest in full. 100 per cent, and interest in full. f It is probable that in each of these cases the shareholders will eventually receive a handsome percentage upon the capital stock of the bank. The following banks in the hands of receivers have paid dividends during the past year. The total dividends up to November 1, 1882, being also given. The First National Bank of Selma, Ala., 4.6 percent.; total, 46. 6 per cent. The First National Bank of New Orleans, La., 9 per cent.; total, 79 per cent. The National Bank of Vicksburg, Miss., 13 per cent.; total, 49.2 per cent. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV The Ocean National Bank, New York City. Interest dividend; total, 100 per cent., and interest. The Ne.w Orleans National Banking Association, New Orleans, La., 5 per cent.; total, 60 per cent. The (;harlottesville National Bank, Charlottesville, Va., 7per cent.; total, 62 per cent. The First National Bank of La Crosse, Wis., 3. 4 per cent.; total, 48. 4 per cent. The First National Bank of Greenfield, Ohio, 27 per cent.; total, 27 per cent. "The First National Bank of Franklin, Ind., 15 per cent, to stockholders ; creditors paid in full. The National Bank of the State of Missouri, Saint Louis, Mo., 5 per cent., and 50per cent, of interest; total, 100 per cent., and 50 per cent, of interest. The Lock Haven National Bank, Lock Haven, Pa., 10 percent.; total, 100 per cent. Ths Third National Bank of Chicago, 111. Interest in full; total, 100 per cent, and interest. *The Commercial National Bank of Kansas City, Mo., 6.165 per cent, to stockholders; total, to stockholders, 37.165. The First National Bank of Tarrytown, N. Y., 5.5per cent.; total, 90.5 per cent. The First National Bank of Allentown, Pa., 20 per cent.; total, 70 per cent. The People's National Bank of Helena, Mont., 10 per cent.; total, 40 percent. TheGerman American National Bank, Washington, D. C , 10 per cent.; total, 50 per cent. The Second National Bank of Scranton, Pa., 50 per cent.; total, 75 per cent. The First National Bank of Bntler, Pa., 20 per cent.; total, 60 per cent. The First National Bank of Meadville, Pa. Interest in full. 100 per cent, and interest. The First National Bank of Newark, N. J. Interest in full. 100 per eent. and interest. The Mechanics' National Bank of Newark, N. J., 55 per cent.; total, 55 per cent. The First National Bank of Buffalo, N. Y., 25 perceut.; total, 25 per cent. Since the commencement of the national banking system 87 banks have been placed in the hands of receivers, and 420 banks have voluntarily closed their business by the votes of shareholders owning two-thirds of their stock, under the provisions of sections 5220 and 522 L of the Revised Statutes of the United States. Of the banks so placed in voluntary liquidation by their stockholders, 7 failed to pay their depositors, and in these cases receivers were appointed by the •Comptroller to wind up their affairs. Of the 87 banks placed in the hands of receivers, 51 have been finally closed, leaving 36 still in process of settlement. The loss to creditors of national banks which have been placed in the hands of receivers during the nearly twenty years that have elapsed since the passage of the act of February 25, 1863, as •near as can be estimated, including dividends which will probably be hereafter paid, has been about $7,000,000. The average annual loss has been, therefore, about $400,000 in the business of corporations having -an average capital of about $450,000,000, and which have been responsible for the safe keeping of deposits in their hands averaging constantly over $800,000,000, or about one-twentieth of one per cent, of annual loss to depositors. The time required for liquidating the affairs of insolvent banks depends chiefly upon the amount of litigation which may arise, as in any case it is impossible to tell in advance what questions it jinay become necessary to refer to the courts for decision. In many of these cases no conclusion can be reached until the matter has been brought before the courts of last resort. The dockets of the supreme tourts in most of the States, and that of the Supreme Court of the United States, are crowded, and when an appeal is made to these tribunals, years often elapse before the case can be reached. Owing, however, to the decisions already made, the forms of procedure, under the laws governing national banks, are better understood, and in collecting assets, in allowing offsets, and enforcing the liabilities of stockholders, there is now no inducement to protract litigation, either on the part of the ordinary debtors of the bank or of the stockholders who become such debtors when assessed under their liability, as provided in section 5151 of the Eevised Statutes. In all cases of failui'e of national banks 'Cie.litors paid in full. XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. there are many claims presented to the receivers which, for various reasons, do not appear to be properly liabilities of the association, and itis necessary, in order to protect the interests of the genuine creditors^ that such claims should be rejected until their merits have been properly investigated by a court of competent jurisdiction. The liability of directors for negligent discharge of their duties, or for malfeasance, is not yet clearly denned by any authoritative decision, but such decisions as there are bearing upon this matter point to a complete remedy against them also. The total amount paid to creditors of insolvent national banks amounts to $20,945,090; upon proved claims amounting to $29,586,558. The dividends so far paid thus equal about 70 per cent, of the proved claims. The amount paid during the year was $2,283,392. Assessments amounting to $8,101,750 have been made upon the stockholders of insolvent national banks for the purpose of enforcing their indiAddual liability under section 5151 of the Kevised Statutes, of which about $3,200,000 have been collected and $534,080.70 during the past year. A table showing the national banks which have been placed in the hands of receivers, the amount of their capital, of claims proved, the rates of dividends paid, and also showing the amount of circulation of such banks issued, redeemed, and outstanding, will be found in the Appendix. LOANS AND RATES OF INTEREST. The following table gives the classification of the loans of the bank& in the city of New York, in Boston, Philadelphia, and Baltimore, and in the other reserve cities, at corresponding dates in each of the last three years: OCTOBER 1, Classification. New York City. 47 banks. On TT. S. bonds on demand On other stocks, bonds, &c, on demand On single-name paper without other security All other loans Totals 1880. Boston, Phila- Other redelphia, and serve cities. Baltimore. 101 banks 83 banks. Country banks. Aggregate. 1.859 banks. 2,090 banks. $3, 915, 077 $525,445 $1,378,168 $5, 818, 690- 92, 630, 982 30, 838, 692 16, 558, 260 140, 027, 934- 27, 755,152 114,127, 290 22, 542, 776 137, 405, 246 10,402, 295 75, 687, 334 $503,294*724* 60, 700, 225 830, 514, 594 238, 428, 501 191,312,159 104, 026, 057 503, 294, 724 1, 037, 061, 441 OCTOBER 1, 1881. Classification. On U. S. bonds on demand On other stocks, bonds, &c, on demand On single-name paper "without other security All other loans Totals 48 banks. 102 banks. On TT. S. bonds on demand On other stocks, bonds, &c, on demand On single-name paper without other security All other loans Total 1,895 banks. 2,132 banks. $2, 539, 928 $415,164 $468, 496 $2, 661, 256 97, 249,162 39, 251, 526 24,227,158 35, 423, 896 196,151, 742- 26, 935, 878 120, 032, 691 34, 465, 661 137, 682, 302 12, 904, 338 96, 806, 506 73,114, 405 464, 843, 937 147, 420, 282' 819, 365, 436- 246, 757, 659 211, 814, 653 134, 406, 498 OCTOBER 3, Classification. 87 banks. 50 banks. $6, 084, 844- 576, 043, 494 1,169, 022, 304- 1882 102 banks. 91 banks. 2,026 banks. 2, 269 banks. $1,618, 687 $265, 357 $1, 532,214 $1,851,550 $5, 267, 808 89, 532, 760 31, 653, 098 22,143, 725 39, 554, 649 182, 884, 232 21, 382, 572 126, 507, 873 26, 721, 688 143, 297, 359 16, 075, 330 106, 531,193 83, 576, 480 526, 041, 081 147, 754, 806 902, 379, 670 146,282,462! 631, 024, 660 | 1, 238, 286, 516; ! 239, 041, 892 | 201,937,502 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXVII In the table below is given a full classification of the loans in New York City alone for the last five years: October 1, 1878. October 2, 1879. October 1, 1880. October 1, 1881. October 3, 1882. 47 bauks. 47 banks. 47 banks. 48 banks. 50 banks. On indorsed paper $83, 924, 333 17, 297, 475 7, 003, 085 51,152, 021 786, 514 6. 752,181 2, 670, 371 $81, 22, 8, 78, 4, 821, 210 5,731,917 7, 747, 587 7, 600, 487 Totals 169, 585, 980 195, 851, 902 238, 428, 501 246, 757, 659 239, 041, 892 Loans and discounts. On single-name paper On TJ. b. bonds on demand On other stock, &c, on demand On real-estate security Payable, in gold All other loans 520, 491, 286, 062, 670, 129 926 525 085 021 $107, 27, 3, 92, 1, 058, 860 755,152 915, 077 630, 982 336, 513 $112,049,004 26, 935, 878 2, 539, 928 97, 249,162 236,100 $118, 21, 1, 89, 692,651 203, 573 797, 687 532, 762 304, 732 The attention of Congress has previously been called to section 5200 of the Revised Statutes, which places restrictions upon loans, and to the difficulty of enforcing its provisions. In cities where large amounts of produce are received and stored, it is represented that it is impossible for the banks to transact this class of business, if restricted to loans for an amount not exceeding in any instance one-tenth of their capital. It is true that the limitation does not apply to loans upon produce in transit, where the drafts are drawn on existing values; but if produce is stored, instead of being shipped, large loans cannot be made except in violation of law. In such case the Comptroller has no means of enforcing the law, •except by bringing a suit for forfeiture of charter, and this course might result in great embarrassment to business, as well as loss to many innocent stockholders of the banks. It is evident that the law should be so amended as to exclude from the limitation mentioned legitimate loans upon produce or warehouse receipts, and some other classes of collat•eral security, as well as loans upon United States bonds. RATES OF INTEREST IN NEW YORK CITY, AND IX THE BANK OF ENGI.AXD AND THE BANK OF FRANCE. The average rate of interest in New York City for each of the fiscal years from 1874 to 1881, as ascertained from data derived from the Journal of Commerce and The Commercial and Financial Chronicle, was as follows: 18T4, call loans, 3.8 per cent. 18T5, call loans, 3.0 per cent. I87ii, call loans, 3.3 per cent. 1877, call loans, 3.0 per cent. 187s. call loans, 4.4 per cent. 1879, call loans, 4.4 per cent. 1380, call loans, 4.9 per cent. 1881, call loans, 3.8 per cent. 1882, call loans, 4.4 per cent. commercial paper, 6.4 per cent. commercial paper, 5.8 per'cent. commercial paper, 5.3 per cent. commercial paper, 5.2 per cent. commercial paper, 5.1 per cent. commercial paper, 4.4 per cent. commercial paper,' 5.3 per cent. commercial paper, 5.0 per cent. commercial paper, 5.4 per cent. The average rate of discount of the Bank of England for the same years was as follows: During During During During During During During During During the calendar year ending December 31, 1874, 3.69 per cent. the calendar year ending December 31, 1875, 3.23 per cent. the calendar year ending December 31, 1876, 2.61 per cent. the calendar year ending December 31, 1877, 2.91 percent. the calendar year ending December 31, 1878, 3.78 percent. the calendar year ending December 31, 1879, 2.50 per cent. the calendar year ending December 31, 1880, 2.76 per cent. the calendar year ending December 31, 1881, 3.49 per cent. the fiscal year ending June 30, 1882, 4.01 per cent. "From the Financial Chronicle only. XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. In the calendar year ending December 31, 1881, the rate of discount of the Bank of England was increased four times, and only twice reduced. During the fiscal year ending June 30, 1882, the rate was» increased four times and decreased three times. The present rate is 5 per cent. The rate of interest in the city of New York on November 28 was, on call loans, from 4 to 7 per cent., and on commercial paper from 7 to 8per cent. SPECIE IN BANK AND IN THE TREASURY OF THE UNITED STATES, AND" ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF ENGLAND AND IN THE BANK OF FRANCE. The following table exhibits the amounts of specie held by the national banks at the dates of their reports for the last ten years, the coin and coin certificates held by the New York City banks being stated separately : Held by national banks in New York City. Dates. Coin. Oct. 3,1872.. Dec. 27,1872.. Feb. 28,1873.. Apr. 25,1873.. J u n e l 3 , 1873.. Sei>t.l2,1873.. Dec. 2(i, 1873.. Feb. 27,1874.. May 1,1874.. June 26,1874. Oct. 2,1874. Dec. 31,1874.. Mar. 1,1875. May 1,1875. J u n e 30, 1875.. Oct. 1,1875. Dec. 17, 1875. Mar. 10,1876. May 12,1876. J u n e 30,1876. Oct. 2,1876. "Dec. 22,1876. Jan. 20,1877. Apr. 14,1877. June22,1877. Oct. 1,1877. Dec. 28,1877. Mar. 15,1878. May 1,1878. June29,1878. Oct. 1,1878. Dec. 6,1878. Jan. 1,1879. Apr. 4,1879. J u n e 14,1879. Oct. 2,1879. Dec. 12,1879. Feb. 21,1880.. Apr. 23,1880.. J u n e 11,1880. Oct. 1,1880.. Dec. 31,1880.. Mar. 11,1881.. May 0,1881.. J u n e 30,1881.. Oct. 1,1881.. Dec. 31,1881.. Mar. 11,1882.. May 19,1882.. July 1,1882.. Oct. 3,1882.. U. S. Clearing-house ; certificates. > Total. Held by i other national j banks. Aj_r<;n'<;ate $6, 375, 347 37 $3, 854, 409 42 '$10, 229, 756 79> $920,767 37 $5, 454, 580 1, 30H, 091 05 12,471,940 ; 13, 778, 031 05 5, 2(i9, 305 40 19,047,336 45 1, 958, 769 86 11, 539, 780 13.498,541 86 4,279,123 67 17, 777, 673 53 1, 344, 950 93 11, 743, 320 13, 088, 259 93 3,780,557 81 16, 868, 808 74 1, 442, 097 71 22,139, 080 23,581,177 71 4, 368, 909 01 27, 950, 086 72 1,063,210 55 13,522,600 14, 585, 810 55 5, 282, 658 90 19, 868, 469 45 1, 376, 170 50 18, 325, 760 19, 701, 930 50 7. 205, 107 08 26,907,037 58' 1,167,820 09 i 518, 640 24, 686, 460 09 8,679,403 49 33, 365, 863 5& 23, 1,530,282 10 23, 454, 000 24,984,942 10 7, 585, 027 16 32, 56!i, 969 26 1, 842, 525 00 13, 671.60B 15, 514,185 00 6, £12, 022 27 22, 326, 207 2T 1,291,786 56 13, 114,480 14, 406, 266 56 6, 834, 678 67 21, 240,945 23. 1, 443, 215 42 :11, 410,1140 15,854,155 42 6, 582, 605 62 22, 436, 761 04 1, 084, 555 54 10, 622, 100 11, 706, 715 54 4, 960, 390 63 16, 667.106 17 930, 105 76 i 5, 753, 220 6,683,325 76 3, 937, 035 88 10,620,361 64 1, 023, 015 86 12,642,180 : 13, 665,195 86 5, 294, 386 44 18, 959, 582 30 753, 904 90 4,201,720 4, 955, 624 90 3, 094, 704 83 8, 050, 329 78 869,436 72 12, 532, 810 • 13, 402, 246 72 3, 668, 659 18 17,070,905 90 ; 22, 348, 051 36 6, 729, 294 49 29, 077, 345 85 3, 261,131 36 19, 086, 921) 16, 016, 073 70 5, 698, 520 66 21,714,594 3ff 832, 313 70 15,183, 760 18, 087, 302 92 7,131,167 00 25,218,469 92 1, 214, 522 92 16, 872, 780 14, 576, 574 34 6, 785, 079 69 21, 361, 654 03 1,120, 814 34 13, 446, 760 23, 037, 601 83 9, 962, 046 06 32, 999, 647 89 1,434,701 83 21,602,900 35, 298, 944 94 14, 410, 322 61 40, 709, 267 55 1, 669, 284 94 33, 629, 660 1, 930, 725 59 13, 889, 180 15, 829, 905 59 11, 240, 132 19 27, 070, 037 78 1, 423, 258 17 10, 324, 320 11, 747, 578 17 9,588,417 89 21, 335, 996 Oft 1, 538, 486 47 11, 409, 920 12, 948, 406 47 9,710,413 84 22,658,820 31 21,074,826 20 11, 832, 924 50 32,907, 750 70 1, 955, 746 20 19,119,080 37, 432, 017 44 17, 290, 040 58 54, 722. 058 02 2, 428, 797 44 35, 003, 220 28, 085, 732 06 17,938,024 00 46, 023, 756 Oft 2, 688, 092 06 25, 397, 640 13,860,205 22 15,391,264 55 29, 251, 469 77 1, 905, 705 22 11, 954, 500 1, 779, 792 43 11,514,810 13, 294, 602 43 17, 394,004 16 30, 688, 606 59> 4, 009, 299 01 12, 277,180 16, 286, 479 01 18,068,771 35 34, 355, 250 36 18,161,092 49 23, 338, 664 83 41, 499, 757 32 5, 421, 552 49 12, 739, 544 17, 533, 906 90 23,014,656 51 41,148, 563 41 5, 312, 906 90 12, 220, 940 18, 349, 742 34 23,(183,545 10 42, 333, 287 44 6, 058, 472 34 12, 291, 270 i 19, 349, 867 69 22, 823, 873 54 42,173,731 23: 7,218,967 69 12,130, 900 20, 096, 249 64 8, 366, 140 $21, 569, 000 00 50,031,389 64 28,981,651 95 79, 013, 041 59 33, 869, 860 31 12,252,541 44 7, 404, 650 35, 855, 000 00 55, 572,191 44 41,461,761 72 89, 442, 051 7512, 595, 720 49 6, 914, 250 25, 458, 000 00 44,967,970 49 41, 677, 078 86 86, 429, 732 21 16,682,226 40 7, 810, 200 33, 337, 000 00 57, 829, 426 40 49, 562, 954 11 ! 99, 506, 505 2ft 16,104, 855 28 7, 489, 700 36, 189, 000 00 59, 783, 555 38 52, 443, 141 91 !109, 346, 509 4» 6, 709, 900 28, 246, COO 00 54, 729, 759 01 107, 172, 900 92 19, 773, 859 01 4, 825. 300 30, 809, 000 00 51,558,983 90 53,597,211 36 105, 156, 195 2ft 15, 924, 683 90 4, 625; S00 31, 176, 000 00 65, 044, 008 60 57, 584. 553 48 !122, 628, 562 08 26, 242,108 60 4, 513, 400 41, 858, 000 00 67, 194, 190 87 61,444.736 63 128, 6'i8, 927 50 20, 822, 790 87 4, 486, BOO 31,721,000 00 51, 524, 768 04 62, 809. 968 08 114.334,736 12 15,317,168 04 4, 037, 600 33,852,000 00 53, 828, 680 49 58,908,719 11 112,537,399 60 15,739,080 49 4, 075, 800 29, 907, 000 00 50, 220, 457 39 58, 555, 573 05 108,782,031 04 16, 243, 657 39 4, 034, 300 31, 783, 000 00 50, 526. 288 93 60, 687, 499 80 111.213,786 73 14, 708, 986 93 4, 005, 100 32, 854, 000 00 50, 507, 790 77 60, 272, 431 77110,810,222 54 13, 708, 690 77 3, 908, 100 20, 224, 000 00 43,397,403 74 57, 652, 774 53 101,050,178 2? 13, 265, 303 74 REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX The national banks held silver coiu amounting, on October 1,1877, to $3,700,703, and on October 1, 1878, to $5,392,628. On October 2, 1879, the amount held was $4,986,493, and on October 1, 1880, it was $6,495,477, including $1,165,120 in silver treasury certificates, and on October 3, 1882, it was $8,273,815, including $1,807,600 of silver certificates. On October 1, of the present year, the official reports of the State banks in New England, New York, Pennsylvania, Maryland, Louisiana, Ohio, Indiana, Iowa, Wisconsin, Missouri, and Minnesota show that these banks then held specie amounting to $7,140,867, of which the banks in New York City held $3,484,913. The official returns from the State banks of California do not give separately the amount of coin held by them; but it is estimated that of the total cash reported, amounting to $10,542,859, $10,060,622 consisted of coin. The amount of coin held by State banks in the States before mentioned, including California, was, therefore, $17,201,489. The Director of the Mint, in his report for 1881, estimates the amount of coin in the country on June 30, 1880, at $501,555,711, of which $358,958,691 was gold and $142,597,020 was silver. His estimate for the fiscal year ending June 30, 1882, is as follows: United States coin. Gold. Circulation June 30, 1881 Coinage for the year, less deposits for recoinage Excess of exports over imports Total. Silver. $419, 774, 753 $171, 459, 766 gS, 814, 091 27,655,816 517, 778 Total Less excess of exports over iui|>orts 528,590,844 25, 008, 650 Remainder Less amounts used in the arts 503,582,185 2,700,000 Circulation July 1, 1882. 500, 882,185 199,633,360 $611, 236, 519 116,460,907 517, 778 : ; 728,224,204 25, 008. 659 199,633,360 60,000 703,215.545 2,760,000 199, 573, 360 : 700, 455, 545 From July 1, 1882, to November 1, the Director estimates that there was added to the coin $15,306,491 of gold and $8,738,472 of silver, making the stock of coin in the country at the latter date $724,500,508, of which $516,188,076 was gold and $208,311,832 was silver. The amount of"bullion in the mint and in the New York assay office on November 1 is stated to have been $50,916,780 of gold and $4,012,503 oftsilver, making in all $54,929,283; which, added to the estimated amount of coin stated above, gives $779,429,791, of which amount $567,105,456 was gold and $212,324,335 was silver. The following table shows the amount of gold and silver, including the amount held to protect gold and silver certificates, and the percentage of each, in the Treasury of the United States, on September 30 of each year from 1876 to 1882, and on November 1, 1882 : Silver. Period. Sept. 30,1876.. Sept. 30,1877.. Sept. 30,1878. Sept. 30,1879. Sept. 30,1880. Sept. 30,1881. Sept. 30,1882. Nov. 1, 1882 . Standard dollars. ^,, . , ., Other coin Total silfc and bullion. ! ver. ! $6, 029, 367 7,425,454 15,777,937 $12,155, 205 31,806,774 I 21,173,023 47,784,744 ' 30, 878, 286 28, 945, 297 66,092,667 92, 2'?8, 649 I 30, 769, 705 30, 761, 935 92, 414, 977 Per cent of— I Gold coin and bullion, 9,367 7,425, 454 27, 933,142 52, 979, 797 78, 663, 030 96, 037, 964 122, 998, 354 123,176. 912 $55, 423, 0'9 107, 0i9, 529 136, 036, 302 169, 821, 571 ' 135, 641, 450 174, 361, 343 152, 739, 106 159. 805, 744 Total coin and bullion. $61,4i2, 426 I 114, 464, 983 163,969,444 222, 807, 368 214, 304, 480 269, 399, 307 275, 737, 460 282, 982, 656 Silver. 9.8 6.5 | 17.0 ! 23.8 ; 86.7 35.3 i 44.6 j 43.5 Gold. 90.2 93.5 83.0 76.2 63.3 64.7 .'5.4 r.i;. 5 XL REPORT OF THE COMPTROLLER OF THE CURRENCY. The bullion in the Bank of England for each year from 1870 to 1882, is shown in the following table, the pound sterling being estimated at five dollars: $103,900,000 1877 117,950,000 1878 112,900,000 1879* 113,500,000 18801 111,450,000 1881+ 119,600,000 18821 143,500,000 1870 1871 1872 1873 1874 1875 1876 $126,850,000 119,200,000 150,942,980 141,637,000 115,221,870 108,689,912 Below is a similar table, giving the amount of gold and silver, and the percentage of each, in the Bank of France, on December 31 of each year | from 1870 to 1881, and on November 1882, five francs being estimated at one dollar Per cent of— Silver coin and bullion. Gold coin a n d bullion. December 31 1870 $13, 700 000 December December December December 31 1872 31 1873 31 1874 . 31 1875 December December December December 31 1877 311878 31 1879 31 1880 26, 520, 31, 260 62, 640, 101, 000, 127, 720, 173, 080, 211, 620, 245, 520, 244, 360, 231,180, 223,136, $85, 740, 000 110,680,000 131, 740, 000 1^,260 000 204, 220, 000 234, 860, 000 306, 080, 000 235, 420, 000 196, 720, 000 148, 320, 000 110, 480, 000 129,160, 000 194, 314, 000 ;o, 2-M, ooo . .. 000 000 000 000 000 000 000 000 000 000 000 Total. Silver. $99, 440, 126, 920, 158, 260, 153 520 266, 860, 335, 860, 433, 800, 408, 500, 408, 340, 393, 840, 354, 840, 360, 340, 417, 450, 000 000 000 000 000 000 000 000 000 000 000 000 000 13 8 12.8 16.8 20 4 23.5 30 1 29.4 42.4 51.8 62.3 68.9 64.2 53.5 Gold. 86 2 87.2 83.2 79 6 76.5 69.9 70.6 57.6 48.2 37.7 31.1 35.8 46.5 TRANSACTIONS OF THE NEW YORK CLEARING- HOUSE. The New York Clearing House Association is composed of forty-seven national and fourteen State banks, and the assistant treasurer of the United States at New York. Through the courtesy of Mr. W. A. Camp, its manager, a statement of the transactions during the year ending October 1, 1882, has been obtained, 'which shows that the total exchanges were more than forty-six thousand millions of dollars, while the balances paid in money were nearly 1,600 millions. The daily average balances paid were somewhat more than $5,000,000, or about 3.4 per cent, of the amount of the settlements. The balances paid in money during the year consisted of $1,325,990,000 in clearing house certificates of the Bank of America, legal tenders amounting to $10,220,245, and $258,550,000 in gold coin, weighing 476J tons. If, instead of gold coin, silver had been used, the weight would have been nearly 8,000 tons. Since the date of the issue of the new gold certificates (October 4), authorized by the act of July 12, 1882, the balances due from the government have been paid in these * London Economist, November 8,1879. t London Bankers' Magazine, October, 1880,1881, and 1882. $ The Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol. xiii, page 740; except the items for 1879-'8O and '81, which were obtained from the London Bankers' Magazine for August, 1830, page 661, September, 1881, page 716, and September. 1832, page 739, and the last item from The London Economist, November 4. !Si2. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLI certificates instead of coin, thus dispensing with the movement of large amounts in bags and upon drays from the Treasury to the custody of the banks. The following table shows the yearly transactions of the New York clearing house for the twenty-nine years since its organization in 1853, and the amounts and ratios of currency required for the payment of daily balances: Years. No. of banks. •Capital. Exchanges. Balances paid in money. Average Average daily baldaily ances paid exchanges. in money. Ratios. Per. ct. 1854 1855 1856 1857 1858 1859 1860 J861 1862 1863 1864 1865 1866 1867 1863 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 1882 50 48 50 50 46 47 50 50 50 50 49 55 58 58 59 59 61 62 61 59 59 59 59 58 57 59 57 60 61 $47, 044, 900 48, 884,180 52, 883, 700 64, 420, 200 67,146, 018 67, 921, 714 69, 907, 435 68, 900, 605 68, 375, 820 68, 972, 508 68, 586, 763 80, 363, 013 82, 370, 200 81, 770, 200 82, 270, 200 82, 720, 200 83, 620, 200 84, 420, 200 84. 420, 200 83, 370, 200 81, 635, 200 80, 435, 200 81, 731, 200 71, 085, 200 63,611,500 60, 800, 200 60, 475, 200 61, 162, 700 60, 962, 700 171,043,710 $19,104, 505 17,412,052 22, 278,108 26, 968, 371 15, 393, 736 20, 867, 333 23, 401, 757 19, 269, 520 22, 237, 682 48. 428, 657 77, 984, 455 84, 796, 040 93, 541,195 93,101,167 92,182,164 121, 451, 393 90, 274, 479 95,133, 074 109, 884, 317 115, 885, 794 74, 692, 574 81, 899, 470 70, 349, 428 76, 358,176 73, 555, 988 82, 015, 540 121, 510, 224 159, 232, 191 151,637,935 $988, 078 940. 565 1. 079, 724 1,182, 246 1, 016, 954 1, 177, 944 1, 232, 018 1,151,088 1,344,758 2, 207, 252 2, 866, 405 3, 373, 828 3, 472, 753 3, 717, 414 3, 642, 250 3, 637, 397 3, 365, 210 3, 927, 666 4, 636, 632 4, 818, 654 4, 205, 076 4, 603, 297 4, 218, 378 4, 504, 906 4, 274, 000 4, 560, 622 4, 956, 009 5, 823, 010 5, 195, 440 5.2 5.4 4.8 4.4 6.6 5.6 5.3 6.(1 6.0 4.6 3.7 4.0 3.7 4.0 4.0 3.0 3.7 4.1 4.2 4.1 5.7 5.6 5.9 5.9 5.8 5.6 4.1 3.5 3.4 •645,059,244,842 J28, 280,157, 052 (72,443,011 f3,170, 537 4.4 $5, 750, 455, 987 5, 362, 912, 098 6, 906, 213, 329 8, 333, 226, 718 4, 756, 664, 386 6, 448, 005, 956 7, 231,143, 057 5, 915, 742, 758 6, 871, 443, 591 14, 867, 597, 849 24, 097,196, 656 26, 032, 384, 342 28, 717,146, 914 28, 675,159, 472 28, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 29, 300, 986, 682 33, 844, 369, 568 35, 461, 052, 826 22, 855, 927, 636 25, 061, 237, 902 21, 597, 274, 247 23, 289, 243, 701 22, 508, 438, 442 25,178, 770, 701 37, 182,128, 621 48, 565, 818, 212 46, 552, 846,161 $297,411,494 289, 694,137 334, 714, 489 365, 313, 902 314, 238, 911 363, 984, 683 380, 693, 438 353, 383, 944 415, 530, 331 677, 626, 483 885, 719, 205 1, 035, 705,108 1, 066,135,106 1,144, 963, 451 1,125, 455, 237 1,120, 318, 308 1, 036, 484, 822 1, 209, 721, 029 1, 428, 582, 707 1, 474, 508, 025 1, 286, 753,176 1,408,608,777 1, 295, 042, 029 1, 373, 996, 302 1, 307, 843, 857 1, 400, 111, 063 1,516,538,631 1, 776, 018, 162 1, 595, 000, 245 The total amount of transactions for the twenty-nine years given in the table is $645,059,244,842, and the annual average is $22,243,422,236. The clearing house transactions of the assistant treasurer of the United States at New York, for the year ending November 1,1882, were as follows: Exchanges received from clearing-house $341,737,470 97 Exchanges delivered to clearing-house 124, 963, 744 70 Balances paid to clearing-honse 218,899, 803 26 Balances received from clearing-house 2,126, 076 99 Showing that the amount paid by the assistant treasurer to the clearing-house was in excess of the amount received by him 216,773,726 27 A table compiled from statements made by the New York clearinghouse, giving the clearings and balances weekly for the months of September, October, and November, of the years from 1874 to 1882, will be found in the appendix, and are valuable for purposes of comparison. The following table exhibits the transactions of clearing-houses located * The capital is for various dates, the amount at a uniform date in each year not being obtainable. t Yearly averages for twentj'-uine years. { Totals for twenty-nine years. XLII REPOKT OP THE COMPTROLLER OF THE CURRENCY. in 22 cities, for the year ending October 1,1882, from official returns received by the manager of New York Clearing-House: Cities. Boston, Mass Philadelphia, Pa Cg, Chicago, 111 Cincinnati, Ohio C i i t i O Saint Louis, Mo Baltimore, Md San Francisco, Cal New Orleans, La Pittsburgh, Pa Louisville, Ky Milwaukee, Wis Kansas City, Mo.. Cleveland, Ohio... Indianapolis, Ind . Hartford, Conn . -. Peoria, 111 Memphis, Tenn... Worcester, Mass.. Springfield, Mass . Lowell, Mass Syracuse, N. T N"ew York City h i Exchanges. Balances. 7 t 9 $479, 090, 6P5 00 234, 099,190 71 247,934,356 00(*) 141,172, 251 00 83, 968, 848 07" 112,275,530 21' 49, 733, 734 00 82,218,178 18 41,072,489 27 62, 640, 929 20 » (*) 24, 000, 000 00 23, 588, 000 00. (*) 9, 721, 986 74 13, 747, 394 0012, 694, 908 7* 10, 701, 606 94 6, 043, 858 28 1, 595, 000, 245 27 61,054,353,584 75 9 ! $3, 753, 4%, 901 00 2,760, 946,905 49 2,873,903,487 00 0 0 971, 900, 000 00 000 878, 549,184 00 700,464, 508 35 635, 787, 678 51 484, 615, 412 00 433,689,238 82 392,189, 934 00 388,170, 946 06 178, 044, 500 00 116, 481, 767 00 112,000,000 00 88, 493, 000 00 54,428, 517 00 43, 693, 882 07 42,769, 666 00 41, 450, 006 06 28, 502, 573 08 81, 929, 316 97 46,552,8*6,161 34 3,229,701,101 61 49.4 per c e n t , of total balances. 22cities New York City 76.3 per cent, of total exchanges. • No record kept. The. following interesting table has been copied from the Public, of New York City, of November 23, which gives the latest information concerning the exchanges at New York and other cities having clearinghouses, for the week ending November 18, 1882, comparing them with those for the corresponding week in 1881, and showing the percentage of differences. The exchanges at the same places for the week ending November 11,1882, are also given with the percentage of differences resulting from a comparison with the exchanges for the same week of the previous year. Week ending November 11. Week ending November 18. 1882. New York Boston Philadelphia Chicago Cincinnati Saint Louis Pittsburg Baltimore San Francisco New Orleans Milwaukee Louisville Providence Kansas City Cleveland Indianapolis Hartford Memphis New Haven Peoria Columbus Portland Worcester Springfield Lowell Syracuse Total Outside New York j $1, 054, 585, 666 75, 587, 683 55, 876, 635 48, 202, 252 21, 494, 000 17, 080, 980 14, 586, 503 14, 514, 871 14,116, 305 13, 491, 661 8,123, 670 7, 338, 929 5, 421, 800 4, 630, 200 2, 393, 822 2,141, 641 2, 055, 788 '• 1, 634, 766 I 1, 418, 481 I 1, 078, 558 1, 073, 541 *1, 030, 655 949, 086 945, 168 772, 367 576, 316 i j j j I i - 1,370,090,689 315, 505, 023 1881. $892, 319, 707 86, 781,980 57, 969, 493 46, 857, 356 20, 275, 000 18, 552, 432 8, 231,182 15, 270, 602 13, 934, 168 12, 381, 927 7, 816, 756 7, 158, 985 069, 600 5, 074, 700 3, 577, 219 434, 748 762, 978 611, 834 263, 734 062, 509 899,134 880,377 926, 288 546, 991 504, 512 Per cent. +18.2 -12.9 -3.6 + 2.9 + 6.0 79 +77^2 -4.9 + 1.3 + 9.0 + 3.9 + 2.5 + 6.9 + 50.6 - 7.1 -12.0 + 16.6 + 1.4 + 12.2 + 1.5 + 19.4 + 7.8 + 2.0 + 41.2 +14.2 1,210,164,212 I +13.2 317,844,505 j — .7 * Portland omitted in footings. 1882. Per cent. $950, 469, 957 4 19. S 74, 693, 348 -11.1 54, 040, 419 + 11.6 48, 221, 994 -2.7 19, 109, 500 - 3.8 17, 870,457 -11.6 23, 161, 722 +173.8 12. 213,156 -7.8 10, 493, 471 -14. 5 14, 512, 512 +21. a 2 915,788 781,630 -13! 8 304, 900 + . 9 300, 000 +71.8 398, 234 + 1.1 897, 587 -23.3" 878, 811 + 15 6 707,416 + 36.3 308, 520 + 1 4 . 6 127,170 4.0 254, 293 - 21.0 + 186,168 930, 826 823, 707 764, 848 507, 070 1, 263, 687, 336 313, 217, 380 + 11.7 - 7.4 + 30.91 +28.8 +l + 2.T REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII CLEARING-HOUSE CERTIFICATES. Section 5192 Revised Statutes provides that clearing-house certificates, representing specie or lawful money specially deposited for the purposes of any clearing-house association, shall also be deemed to be lawful money in the possession of any association belonging to such clearing-house holding and owning such certificate; and section 5193 provides that the Secretary of the Treasury may receive United States notes on deposit, without interest, from any national banking association, in sums not less than ten thousand dollars, and issue certificates therefor in denominations of not less than five thousand dollars, which certificates may be counted as part of the lawful-money reserve, and may be accepted in the settlement of clearing-house balances at the places where the deposits therefor were made. The legal-tender note certificates were first issued in the fiscal year 1873. On June 30, 1875, there were outstanding $59,045,000 of these certificates, of which the national banks held $47,310,000. On June 30, 1876, the amount outstanding was $33,140,000, of which the banks held $27,955,000. On June 30, 1879, the amount had been reduced to $29,330,000, and the banks held on June 14 of the same year, $25,180,000. The amount outstanding on October 3, 1882, was $10,725,000, and the national banks held on that day, $8,645,000. The issue of the gold certificates was authorized by the fifth section of the act of March 3,1863, and they were used for clearing-house purposes soon after the passage of the national bank act. The first issue was made on November 13, 1865. On June 30, 1875. there were outstanding $21,796,300,of which the national banks in New York City held $12,642,180. The issue of these certificates was discontinued on December 1,1878. and the amount outstanding had decreased on June 30,1879, to $15,413,700,. and on October 1, 1880, to $7,480,100. The amount outstanding on October 3, was $4,907,440, of which the national banks held $4,594,300. The issue of gold certificates having been discontinued by the government, and the amount of gold coin having rapidly increased, the banks in New York found it necessary to establish a depositoiy of gold coin for the convenience of the clearinghouse. This depository at the present time is the Bank of America, by which bank certificates of deposit were first issued on October 14, 1879. The amount of such certificates outstanding on November 1, 1882, was $26,390,000; on January 1, 1880, $25,610,000. The largest amount of coin on deposit, during the year, was on January 21, 1882, viz, $45,330,000, the capacity of the vault having been increased since 1880. The national banks of New York City held on July 1,1882, $34,486,000; on October 3, $41,132,000. The act of February 28, 1878, authorized any holder of silver dollars of the weight of 412£ grains troy of standard silver, to deposit the same with the Treasurer, or any assistant treasurer, of the United States, in sums not less than ten dollars, and receive therefor certificates of not less than ten dollars each, corresponding with the denominations of the United States notes. It required that the coin deposited, or representing the certificates, should be retained in the Treasury for the payment of the same on demand, and that said certificates should be receivable for customs, taxes, and all public dues, and also authorized their reissue. This act did not authorize their use as clearing-house certificates, nor make them available as reserve for the national banks. The act of July 12, 1882, authorized and directed the Secretary of the Treasury to receive deposits of gold coin in denominations of not less than $20 each, corresponding with the denominations of United States XLIV REPORT OF THE COMPTROLLER OF THE CURRENCY notes. The coin deposited for the certificates is required to be retained for the payment of the same on demand, aud these certificates, and also silver certificates, are authorized to be counted as part of the lawful reserve of the national banks. The act also provides that— Xo national banking association shall be a member of any clearing house in which such certificates shall not be receivable iu the settlement of clearing-house balances. The amount of silver certificates outstanding on November 1 was $05,620,450. The amount of gold certificates which had been issued under this act on November 1, 1S82, was $21,790,000. STATE BANKS, TRUST COMPANIES, AND SAVINGS BANKS. The act of Congress of February 19, 1873, section 333 of the United States Kevised Statutes, requires the Comptroller to obtain from authentic sources, and report to Congress, statements, exhibiting under appropriate heads, the resources and liabilities of such banks and savings banks as are organized under the laws of the several States and Territories. In compliance with this act, he has presented annually in the appendices to his reports, the resources and liabilities of these corporations, so far as it has been possible to obtain them. Through the courtesy of State officers, returns of State banks, savings banks, and trust and loan companies have, during the past year, been received from twenty-three States. Many of the States and Territories, including Illinois, Kansas, Nebraska, Dakota, Oregon, Virginia, and Tennessee do not require periodical returns of the condition of the different classes of banks organized under their laws. From these returns, the following abstract has been compiled, showing the resources and liabilities of State banks and trust companies for the last three years, the number reporting in 1880 being 650; in 1881, 683, and in 1882, 704. 1882. 1880. 704 b a n k s . 050 banks. 683 banks. $281, 496, 731 5!17, 699 252, 182 601, 792 340, 345 489, 086 374, 037 979, 492 176, 592 905, 977 51 500, 226 $352, 725. 986 1, 407, 095 27 680, 025 42, 330, 957 54, 662, 829 21, 396, 772 941,741 136, 427 900, 762 925, 628 391, 317 $404. 574, 420 i; 373, 116 25, 673, 984 45, 658, 783 57, 973, 718 19, 915, 682 13, 685, 205 1,193, 345 18, 546, 073 17, 902, 760 27, 322, 912 481, 774,159 ^75, 500,139 633, 819, 998 109, 318, 451 283, 308 25, 008, 431 10, 774, 731 486, 094 298, 759, 619 18,613, 336 18, 530,189 112, 111,325 274, 941 27, 857, 976 12, 237, 320 576, 413 373, 032, 632 19, 105, 664 30, 303, 868 113, 361, 931 286, 391 31, 504, 352 14, 758, 438 577, 419 426, 677, 092 18, 409, 351 28, 245, 024 481,774,159 : 575.500,139 633,819,998 RESOURCES. Loans and discounts . •Overdrafts United States bonds Other stocks, bonds, Due t'rom banks Rea) estate •Other assets Exp Cash items . Specie Legal-tenders, bank notes, &c. Total LIABILITIES. Capital stock -Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks O t h e r liabilities . . . Total REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV The foregoing table was prepared from returns from all the New England States, except Maine; from four Middle States, not including: Delaware, and from all the Western States, excepting Illinois, Kansas, and Nebraska. The only Southern States from which reports have been received were South Carolina, Georgia, Louisiana, Texas, and Kentucky. The only Pacific State is California. There no are State banks in Maine, but one in New Hampshire, six in Vermont, and none in Massachusetts. There are, however, six trust and loan companies in the latter State, one in Ehode Island, and seven in Connecticut. SAVINGS BANKS. The following table exhibits the aggregate resources and liabilities of 629 savings banks in 1880, 1881, a*nd 1882 : 1880. 1881. 1882. RESOURCES. Loaas on real estate Loans on persona] and collateral security United States bonds State, municipal, and other bonds and stocks.. Bailroad bonds and stocks Bank stock Heal estate Other assets Expenses Due from banks Cash Total $315, 273,232 $307, 096,158 70,175, 090 95, 817, 641 187, 413, 220 210, 845, 514 150,440, 359 159, 819, 942 20, 705, 378 27, 069, 048 32, 225, 923 33, 249, 203 39, 038, 502 41, 987, 674 27, 053,452 37,408,163 216, 423 135, 572 22, 063, 091 40, 603, 641 17, 072, 680 13,758,106 881, 677, 350 $307, 089, 227 128, 483, 698 237, 786, 442 206, 291, 27* 32, 994, 578 35, 365, 717 39, 882,429 11, 047, 346. 132, 204 38, 977,135 14, 932, 015 967, 790, 662 1, 052, 982, 065 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities Total 819,106,973 891, 961,142 51, 226,472 60, 289, 905 4, 740, 861 10, 325, 800 6, 603, 044 5, 213, 815 881, 677, 350 966, 797, 081 69, 454, 512 11,136,219 5, 594, 253 967, 790, 662 1, 052, 982, 065- The foregoing table includes the returns from the six New England States, from four Middle States, not including Delaware, from the States of Ohio, Indiana, California, and the District of Columbia. The aggregate of loans in the New England States is $252,010,803, and of deposits, $430,233,402. In the Middle States the aggregate of loans is $145,099,593, and of deposits, $469,058,085. Some of the largest savings banks in the city of Philadelphia, organized under old charters, are not required to make reports to any State officer. Eeturns received directly from four of these banks, having deposits amounting to $29,913,605, are included in the returns from the State of Pennsylvania. The savings-banks deposits, given in the foregoing table for 1882, based upon reports made to State authorities, are $966,797,081, and the deposits of the State banks and trust companies were $426,677,092. These returns do not include bank deposits. The deposits of the national banks on October 3, 1882, exclusive of those due to banks, were $1,138,071,777. These deposits of the national banks bear to those of the savings banks the proportion, nearly, of 55 to 45 ; to those of the State banks and trust companies the proportion of 73 to 27; and to the combined deposits of both, the proportion of 45 to 55. The total population of New England, according to the census of 1880,. XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. was 4,010,529, and the number of open-deposit accounts of the savings "banks in the year 1882 is 1,294,859, which is equal to 32.3 accounts to each one hundred of the entire population. The average amount of «ach account is $332.26, and if the total deposits were divided among the entire population, the average sum of $107.27 could be given to each individual. The deposits of the savings banks in the State of New York were 4387,832,893, while the population is 5,082,871, showing that an equal distribution of the savings-banks deposits among the entire population of the State would give $76.30 to each individual. Tables showing the aggregate resources and liabilities of State banks, trust companies, and savings banks in each State, from which returns have been received from the State authorities appear in the Appendix. A table is also there given showing by States the number of savingsbank depositors and the average amount due to each in 1881 and 1882. PRIVATE BANKERS. In the Appendix will be found three comprehensive tables of two pages each, giving by geographical divisions, and by States, Territories, and principal cities, the number of State banks, savings banks, trust -and loan companies, and private bankers of the country, for the present and two previous years, together with the amount of their capital and deposits, and the amount of their capital invested by them in United States bonds. The first official information of this character ever published in regard to the private bankers of the country was contained in a, table in the Comptroller's report for 1880. The following information in reference to the private bankers in sixteen of the principal cities has been compiled from the table in the Appendix for the year 1882: Cities. <Boston N e w York City. Albany Philadelphia Pittsburgh ^Baltimore 'Washington N e w Orleans Louisville Cincinnati •Cleveland Chicago Detroit Milwaukee Saint Louis San F r a n c i s c o . . . Totals . Number of banks. Invested in United States bonds. Capital. Deposits. 64 536 3 50 10 35 8 10 3 11 5 27 7 4 11 12 $6, 088, 250 51, 654,464 91, 000 040, 877 785, 754 104, 268 408,517 71, 000 180, 500 686,994 77, 000 604, 618 161, 541 160, 000 295, 351 2, 030, 465 $5, 980, 391 56, 364, 207 85, 767 6, 097, 791 3, 278, 514 2, 942, 892 4, 338, 716 1,082 709, 290 2, 869, 514 1, 599, 202 10, 916, 243 1, 095, 923 2, 352, 465 246, 285 10, 863, 554 $871, 395 7, 846, 422 796 : 74,440,599 109,741, 746 10, 016, 206 77, 738 54, 712 177,107 326, 634 203, 858 14, 210 235, 787 5,750 3,812 45, 825 152, 956 The total number of private bankers in the foregoing cities is 796, with an aggregate capital of $74,440,599, and aggregate deposits of $109,741,746; the average capital being $93,518, and the average deposits $137,867. About 68 per cent, of these private banks are located "in New York City, representing more than two-thirds of the aggregate capital and over one-half of the aggregate deposits. In the city of New York the average amount of capital is $96,370 and deposits $105,157 for each private banker; and the bankers in that city also held $7,846,422 of United States bonds, or nearly one-half of the amount of such bonds lield by all of the private bankers of the country. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII The following table gives similar information for tlie thirty-three States and Territories, exclusive of the cities in the above table, having an amount of capital in excess of $100,000. In this table the number of private bankers is 2,530; the aggregate amount of capital, $39,287,623, and of deposits $181,970,664, the average capital being $15,529, and the average deposits $7i,925. States and Territories. Pennsylvania... Ohio Iowa Illinois Indiana Texas New York Kansas Michigan Missouri Minnesota Nebraska Oregon Wisconsin Kentucky Colorado Alabama Montana ^Georgia Connecticut "Washington Rhode Island. -. Virginia Dakota Mississippi •California Utah Nevada Wyoming Sontu Carolina Arkansas Louisiana Florida Totals . i No, of j banks. 203 221 315 297 118 123 162 164 149 89 109 126 17 85 25 48 23 15 30 16 15 8 19 61 10 25 9 7 5 8 16 3 9 Deposits. $4, 295, 918 $24, 780,177 4, 294, 085 23, 709, 057 4,186, 651 16, 703, 267 3, 735, 378 24, 328,452 3, 286, 507 14, 069, 359 7, 224, 606 2, 708, 364 1, 753, 420 15,152,959 1, 633, 919 5, 046, 452 1, 407, 597 6, 930, 293 1, 263, 396 6, 961, 756 992, 068 4,486,316 931, 366 3, 046, 989 863, 367 2, 370, 681 780, 952 4, 317, 066 662, 368 2, 779,621 629, 939 2,469,192 576,175 1, 792, 676 1, 434, 947 570, 858 951, 645 561, 667 2, 018, 460 477,158 418, 657 1, 008, 857 412, 496 553,489 410, 590 2, 378, 429 392, 789 810, 324 1, 017, 893 372. 537 352; 006 1, 309, 128 1. 259, 082 278, 464 ' 779, 656 215,445 193, 426 772, 078 189, 577 63, 432 529,125 176, 676 80, 235 132, 286 834,965 131, 521 2,530 I 39,287,623 181, 970, 664 Invested in U. S. bonds. $227,954 784, 737 321, 310 634, 845 706, 965 11,175 493, 976 435, 531 147, 207 218, 696 18,413 38, 237 265, 250 69, 816 21, 083 1,500 500 6,000 7,571 2,500 52, 983 40, 000 36, 907 47, 755 100, 000 62,941 4, 753, 852 The remaining thirteen States and Territories, not enumerated in the above table, contain 65 private bankers, with an aggregate capital of $527,670, and aggregate deposits of $3,909,750. Massachusetts has only three private bankers, outside the city of Boston, with an aggregate capital of $64,167, and aggregate deposits of $618,206. Maryland has but two private bankers outside of the city of Baltimore. The State of Maine has ten private bankers, North Carolina but four, New Hampshire two, New Jersey four, Delaware and Vermont only one each, and Arizona eleven. The average amount of capital held by each of these 65 private bankers is $8,511, and of deposits $63,060. The following table shows, by geographical divisions, the number of private bankers in the United States, with the aggregate amount of their capital, deposits, and investments in United States bonds, for the six months ending May 31, 1882: Geographical divisions. New England States MiddleStates Southern States Western States and Territories United States No. of banks. 104 1,014 293 I 1, 980 3,391 Capital. Deposits. $7,130,196 62, 193, 765 6, 369, 701 38, 552, 230 $9, 417, 712 113, 079, 792 19, 981, 042 153,143, 614 114, 255, 892 | 295, 622,160 | Invested in United States bonds. $981, 371 9, 204, 616 227,131 4, 457, 627 14, 870, 745 XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. The table below is a recapitulation of the foregoing, showing by groups the aggregates for the bankers in the sixteen principal cities, in the thirty-three States and Territories having a private banking capital in excess of $100,000, and in the thirteen remaining States and Territories* for the last year: RECAPITULATION. K"o. of banks. Principal cities Principal States and Territories Remaining States and Territories ! 796 ; 2,530 65 3,391 United States. Capital. Deposits. Invested in United Statesbonds. $74, 440, 599 ' $109, 741, 746 39,287,623 j 181,970,664 527,670 ! 3,909,750 S10, 016, 206. 4, 753, 852 100, 687 114, 255, 892 14, 870, 745- 295, 622,160 SECURITY FOR CIRCULATING- NOTES. During previous years there have been many changes in the classes of United States bonds held by the national banks as security for their circulation, owing to the payment or refunding or extension of the different issues of five and six per cent, bonds bearing interest at four and one-half, four, three and one-half, and three per cent. During the present year 259 millions of three and one-half per cent, bonds, held by the banks, which were extended from five or six per cent, bonds in the year 1881, have been changed into three per cent, bonds. The amount of United States bonds held by the Treasurer as security for the circulating notes of the national banks on the first day of November, 1882, is exhibited in the following table: Class of bonds. Authorizing act. Funded loan of 1881 (5's, interest ceased) • July 14, 1870, and January 20, 1871. Funded loan of 1891 '.. do Funded loan of 1907 :;.-do Loan of July and August continued July 17 and August 5,1861 Loan of 1863 continued (81's) ! March 3, 1863 Funded loan of 1881 continued i July 14, 1870, and January 20, 1871. Fundedloanof July 12,1882 July 12, 1882 Pacific Railway bonds July 1, 1862, and July 2,1864 Total. Rate of interest. Per cent Amount. $15, 00O 33, 754, 650 104, 927, 509 749, 50O 1, 351, 700 38, 505, 750 179, 675, 550 3, 526, 00» 362, 585, 650 During the year 1871, and previous thereto, a large portion of the bonds bore interest at the rate of six per cent., and until the year 1877 all of the bonds bore interest at either five or six per cent. The five or six per cent, bonds, in the year 1881, entirely disappeared from the list of these securities, with the exception of three and a half million of Pacific sixes. At the present time more than eleven per cent, of the amount, pledged for circulation, consists of bonds bearing interest at three and a half per cent, only, and nearly fifty per cent, of them bear interest at three per cent., and the remainder, with the exception of three and one-half millions of Pacifies, bear interest at the rate of four and four and a half per cent. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIX COUNTERFEIT AND UNSIGNED NATIONAL-BANK NOTES. Section 5 of the act of June 30, 1876, provides— That all United States officers, charged "with the receipt or disbursement of public moneys, and all officers of national banks, shall stamp or write in plain letters the word "counterfeit," "altered" or "worthless," upon all fraudulent notes issued in the form of, and intended to circulate as money, which shall be presented at their place of business, aud if such, officers shall wrongfully stamp any genuine note of the United States, or of the national banks, they shall, upon presentation, redeem such notes at the face value thereof. This section makes it the duty, not only of every officer of the United States charged with the receipt or disbursement of public moneys, but also of all officers of the national banks, to stamp every fraudulent note which shall be presented at their counters, in such a manner as shall thereafter prevent its circulation. There is no doubt that there has been great neglect on the part of national bank officers to comply with this law. The number of counterfeit national bank notes which have been issued is very small in proportion to the number issued previous to the establishment'of the national banking system, but the number in circulation has largely increased during the last few years, probably owing to the fact that the bank notes which are presented at the counters of the banks, and which are known to be fraudulent, are not immediately stamped " counterfeit," " altered," or " worthless," as required by law. If a genuine note is wrongfully stamped, the officer thus stamping it can immediately obtain a genuine note in exchange by forwarding the same to the Treasurer for redemption, so that there is no risk whatever on the part of the officers of national banks, even if they should wrongfully stamp a genuine note. Section 5172 of the Revised Statutes provides that national bank notes shall express upon their face the promise of the association issuing the same to pay on demand, attested by the signatures of the president or vice-president and cashier, and section 5182 of the Bevised Statutes provides, that after any association receiving circulating notes has caused its promise to pay such notes on demand to be signed by the president or vice-president and cashier thereof, in such manner as to make them obligatory promissory notes, payable on demand at its place of business, such association may issue and circulate the same as money. There can be no doubt as to the meaning and intention of these sections. The law requires that national bank notes shall be signed by the president or vice-president and cashier, before they are placed in circulation, and every bank issuing notes, not thus signed by these officers, subjects itself to a forfeiture of its charter. Notwithstanding this plain provision of law, various banks have issued their notes with printed signatures, and in some cases with lithographic signatures, which are so badly executed as to excite suspicion as to the genuineness of the notes. The written signature of the officers of the bank are necessary as an. additional precaution against counterfeiting. The signature of at least one bank officer is necessary as a check between this office and the issuing bank, for if the question of an overissue of notes should arise, the signature of such officer would, without question, determine the genuineness of the note. A bill is now pending in Congress, imposing a fine of twenty dollars for every circulating note issued by any national bank without the written signature thereon of at least one of its officers. National bank notes, with new designs, are now being rapidly issued Cc iv L REPORT OF THE COMPTROLLER OF THE CURRENCY. to banks whose corporate existence lias been extended, aud to other national banks which are being organized, and it is important that these new notes should not be issued unless signed by the officers in accordance with law. The Comptroller respectfully repeats his previous recommendations for the passage of the act referred to, which act should also impose a penalty upon any engraver or lithographer who shall print the signature of bank officers upon such notes. TAXATION. In previous reports the repeal of the law imposing a tax upon bank capital and deposits, and of the two cent stamp tax on checks, has been recommended as a measureof justice to the banks, and as a benefit to the people, and to the manufacturing and commercial interests of the country. During the last session of Congress a bill including a provision for repealing these taxes was passed by the House by a vote of 127 to 79. The debate in the Senate, as well as some votes on preliminary questions, showed that if a vote upon the bill had been reached it would have become a law. The force of the reasons heretofore urged for the repeal of these taxes is as great as ever. The revenue still continues in excess of the amount required for the expenses of the government, including interest on the public debt which is being rapidly reduced; and the taxes imposed upon banking capital by the government, State, and municipal authorities are larger than during any previous year. The Comptroller presents, herewith, a table which gives, for the year 1881, the amount of the banking capital invested in national banks, and the amount and rates of United States and State taxes paid by the national banks in every State and principal city in the Union. Ratios to capital. Amount of taxew. States ami Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island.. • Connecticut Capital.* $10, 394, 806 5,835,442 8, 073,115 • 45, 340, 820 50, 862,191 19, 968, 874 25, 539,720 New England States. 166,014,968 New York New York City .. Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia . Washington Middle States $129,324 73,493 92,045 601,953 883,716 216,910 325,760 $226, 648 98, 848 125, 796 856, 031 903, 444 280, 812 419, 701 1'er ct. 1'er ct. 1.2 2.2 1.3 1.7 1.1 1.6 1.3 1.9 1.7 1.8 1.1 1.4 1.6 1.3 2,323,201 : 2,911,280 ! 5,234,481 i 33,037,003 605,458 573,679 ! 1,179,137 51,045,869 1, 697, 0fl3 1,757,982 : 3,454,985 1, 800, 000 62,851 I 49,058 111,909 32,913,077 , 239,020 I 229,874 468,894 518,798 29,305,142 186, 981 705,779 442,913 i 129, 368 17, 358, 000 572, 281 176,312 9, 850, 000 78, 838 255,150 1,743,985 2,866 31,820 34, 686 2,396,849 43,351 36, 256 79, 607 11,136,997 167, 350 175, 356 342, 706 252, 000 5,100 255 5, 355 1,125, 000 18,193 4,261 22, 454 i 171,963,922 : 4,008,169 | 3,224,774 Virginia ' 2,978,995; 66,749 , West Virginia : 1,750,470: 26,262 North Carolina i 2,501,000 35,142 South Carolina 1,871,679 31,748 Georgia 2,250,946 33,744 Florida 100,000 2,535 *The capital of the banks that reported State, county, is $456,579,431. $355, 972 172, 341 217, 841 1,457,984 1, 787,160 497, 722 745,461 : 1. 4 j 1.8 3.3 3.5 1.9 1.8 2.6 1.8 1.8 1.8 1.5 2.0 ! 1.6 •er ct. 3.4 3.0 2.7 3.2 3.5 2.5 2.9 1.8 3.2 1.8 3.5 2.7 1.9 0.6 0.7 0.8 0.2 1.5 1.6 0.1 0.4 3.6 6.8 6.2 3.8 2.4 3.3 2.6 2.0 3.3 3.1 2.1 2.0 7, 232,943 59,540 126,289 32,560 58,822 34,039 69,181 44,607 76,355 38,838 72,582 1,035 3,570 and municipal taxes on 4.2 1.5 3. 3 1.8 1.4 1.4 2.8 2.4 1.7 4.1 1.8 1.5 3.3 2.1 2.5 4.6 stock and real estate REPORT OF THE COMPTROLLER OF THE CURRENCY. Ratios to capital. Amount of taxes. Capita!. States ami Territories. Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States $1,518,000 2,875,000 1,430,769 205,000 7,303, 824 3,151, 500 3, 321,239 j 31,258,422' Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit AYisconsin Milwaukee Iowa Minnesota Missouri Saint Louis - Kansas Nebraska Colorado Nevada California San .Francisco. Oregon Dakota Idaho Montana New Mexico "Utah.. Washington "Wyoming 19,158,781 i 5, 732, 633 | 3,700,000 : 13,025,842 I 10,914,614 4,250,000 7,348,556 2,114,298 2,419,721 650,000 5,999,645 5, 062, 546 1, 534,184 2,725,000 , 925, 000 I 880,924 1,185,702 62, 500 1,780,788 1,500,000 250,000 554,909 100,000 225,815 400,000 200,000 200,000 ' 202,831 United States. f\ State, i Total. Total. State. Per et. Per et. I Per et. 1.3 1.1 i 2.4 2.4 0.3 2.7 1.9 1.5 3.4 2.2 1.6 ! 3.8 1.4 I 0.6 2.0 1.7 2.5 2.0 4.1 $19,814 67,698 27,247 4,506 101, 520 54,544 66, 700 | $16, 285 7,092 15, 998 3,237 : 47,970 24,891 | 62, 903 $36, 099 74,790 43, 245 7,743 149, 490 79,435 129,603 538,209: 388,995 927,204 1.7 1.3 3.0 334,242 131,973 57,583 222,220 i 234,657 I 252,349 126,613 52, 468 56,338 ! 29,794 123, 069 95,716 31,156 ; 68,120 20, 967 ! 32, 911 57, 329 992 361,143 104,151 57,816 265,197 196, 960 109,763 131,511 695,385 236,124 115, 399 , 487,417 431,617 362,112 258,124 90,357 103,115 45,398 237,719 183,014 : 62,978 138,365 45,175 55,150 86,468 2,042 43,553 18,764 15, 235 27, 012 4,987 14, 060 13,219 9,173 5,221 1.7 2.3 1.6 1.7 2.1 5.9 1.7 2.5 2.3 4.6 2.1 1.9 2.0 2.5 2.3 3.7 4.8 1.6 1.8 1.2 4.4 2.0 1.9 3.8 2.0 2.8 1.6 2.1 1.9 1.9 1.6 ! 2.0 ! 1.8 2.6 i 1.8 1.8 2.0 2.4 2.0 1.8 2.3 2.7 2.8 2.5 2.9 : 1.7 0.6 0.1 1.7 3.1 3.0 ! 2.7 1.3 1.8 ' 1.4 ] 2.1: 3.6 4.2 3.2 3.7 3.9 8.5 3.5 4.3 4.3 7.0 4.1 3.7 4.3 5.2 5.1 6.2 7.7 3.3 2.4 1.3 6.1 5.1 4.9 6.5 3.3 4.6 3.0 4.2 2. 2 1.9 i 4.1 32, 289 18,661 10,985 10,999 ' 1,940 8,590 8, 149 5,573 3,151 , 4,179 37,889 ' 46,777 15, 604 114, 650 87, 298 31, 822 70,245 24,208 22,239 29,139 1,050 11, 264 103 4,250 16,013 3,047 5,470 5,070 3,600 2, 070 3,090 Western States and I Territories ! 93,104,289 j 2,033,013 I 1,761,439 ! 3,794,452 United States LI | 462,341,601 ! 8,902,592 ! 8,286,488 | 17,189,080 3.7 Similar tables for the years 1867 and 1869, and for the years 1871 to 1880, inclusive, may be found in the Appendix. The following condensed table shows for the years 1879,1880, and 1881 the amount of these taxes paid by banks located in each geographical division of the country: 1879. Eatios to capital. Amount of taxes. Geographical divisions, j Capital. United States. State. Total. [United ! States. State. New England States $165, 032,512 $1,942,209 $2, 532, 004 $4, 474,213 Middle States ' 170,431,205 3,190,113 2, 936, 269 6,126, 382 ! Southern States ! 30,555,018 425, 997 383, 927 I 809,924 "Western States and Terr's. j 90,949,769 1, 457, 812 1, 751,032 3,208,844 "United States j 456, 968,504 7, 016,131 7, 603, 232 14, 619, 363 ; Total. 1.2 1.9 1.4 1.6 1.5 1.7 1.3 2.0 2.7 3.6 2.7 3.6 1. 5 1. 7 3.2 LII REPORT OF THE COMPTROLLER OF THE CURRENCY. 1880. Ratios of capital. Amouiit of taxos. Geographical divisions. Capital. United States. New England States Middle States $165, 680, 256 170, 781,946 30,829,178 89, 975,165 Western States and Terr's United States Total. United State. States. Tota!. 921 245 613 324 $2, 886, 916 | 5 , 077, 837 2, 927, 948 6, 625,193 403,092 882,705 1,658,866 ; 3,409,190 1.3 2.2 1.6 1.9 1.8 1.8 1.4 2.0 3.1 4.0 3.0 3.9 8,118,103 7, 876, 822 , 15, 994, 925 1.8 1.8 3. ( $2, 323,201 4, 008,169 538, 209 2, 033, 013 $2, 911, 280 I $5, 234, 481 3,224,774 7,232,943 388,995 1 927,204 1,761,439 j 3,794,452 1,4 2.3 1.7 2.2 ' 1.8 1.9 1.3 1.9 4.2 3.0 4.1 8, 902, 592 8, 286, 488 j 17,189, 080 1.9 1.8 3.7 $2,190, 3, 697, 479, 1, 750, 457,266, 545 1881 # Mew England States Middle States $166, 014, 968 171, 963,922 31,258,422 "Western States and Terr's. 93,104,289 United States State. 462,341, 601 q O o. 6 It will be seen that the per centage of State taxation during the year 1881 varies from 1.3 per cent, in the Southern States to 1.9 per cent, in the Middle and Western States, and that the average percentage throughout the United States remains the same as it was during the year 1880, but has increased one-tenth of one per cent, as compared with that paid during the year 1879. The total of United States and State taxes paid by national banks to capital is 3.7 per cent, during the year 1881, having increased one-tenth of one per cent, over those paid in 1880, and one-half of one per cent, over those paid during the year 1879. The rates of United States taxation are the same in all sections of the country. The inequality in the percentages of United States taxes to capital arises from the fact that while the United States tax is imposed on the three items of capital, deposits, and circulation, the percentages given in the tables are those of the total tax derived from these three sources to capital only. "Where the deposits are large in proportion to capital, the proportion of the United States tax, as measured by capital, appears greater. The first table given below shows the percentages to capital of taxation paid by the banks in the principal cities of the country. Particular attention is called to the inequality in State taxation shown by it. The second table gives the States in which the taxes, United States and State, are most excessive. 1879. Cities. Boston New York... Albany Philadelphia Pittsburgh.. Baltimore Washington. New Orleans Louisville... Cincinnati Cleveland... Chicago Detroit Milwaukee.. Saint Louis.. Saint P a u l . . . 1880. 1881. United State. States. United Total. States. State. Total. United State. States. Total. Per ct. Perct Per ct. Per ct. Per ct. Per ct. Per ct. Perct 1.6 1.9 3.5 1.8 2.6 1.7 2.9 3.5 5.5 3.1 6.0 3.3 5.4 3.2 3.1 6.3 3.5 2.7 2.8 2.4 0.7 2.6 0.7 3.1 2.0 1.7 0.7 2.4 1.8 0.8 2.5 1.5 1.6 1.4 1.5 2.9 1.8 1.5 0.4 1.9 1.6 0.4 2.2 0.3 2.0 0.2 2.2 2.4 2.1 0.8 1.7 0.6 2.3 1.7 4.3 2.3 4.6 2.3 1.9 2.3 3.3 1.6 1.6 1.4 1.6 3.0 5.8 1 4.8 2,6 2.5 7.3 5.9 4.0 2.5 1.8 2.2 1.7 3.9 5.3 3.0 4.6 2.4 4.0 7.0 3.9 2.5 2.7 2.4 2.5 4.9 3.0 3.5 1.4 2.1 1.7 1.8 Per ct. 1.3 2.6 2.9 2.1 1.4 .2 .4 1.7 1.5 1.9 1.3 3.4 1.8 2.8 1.8 1.5 1.3 2.9 2.5 0.7 0.6 1.3 0.4 0.5 0.6 2.4 2.0 2.4 2.2 2.5 2.1 1.5 3.5 6.8 6.2 3.3 2.6 3.1 2.0 2.7 2.5 4.2 3.2 8.5 4.3 7.0 5.2 3.5 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1879. States. ! United I States. ' Per ct. 1.5 1.5 1.4 1.4 1.5 1.6 2.1 2.6 1.2 1.7 Kew York New Jersey - - Ohio Indiana Illinois "Wisconsin Kansas Nebraska South Carolina Tennessee 1880. LIII 1881. United,' United State. I Total. States. State. ! Total. States. • State. Total. | Per ct. i Per ct. I Per ct. ' Per et. Per el. | Per ct. Per ct. : Per ct. 3.5 1.9 3.6 1.8 1.8 3.6 2.0 1.7 3.3 1.9 3.6 1.9 : 3.8 1.8 i 1.7 1.9 : 3.4 1.9 3. 5 | 1.9 3.0 i 2.0 1.6 1.7 3. S 3.8 2.0 i 3.7 I 1.6 2.2 1.7 3.3 3.7 1.8 3.9 1.9 1.8 2.1 L8 i 3.4 3.9 j 2.0 ! 4.3 i 2.0 1.9 2.3 1.8 4.8 4.5 2.8 5.1 I 2.3 2.2 2.7 2.3 : 5.2 5.8 2.5 ; 6.2 3.3 2.5 I 2.6 3.7 i 3.2 3.9 ! 2.4 4.1 1.4 2.5 2.0 1.7 3.5 4.6 I 2.1 4.1 1.9 2.7 2.0 1.8 The uniform rates of United States taxes are annually one per cent, upon their notes in circulation; one-half of one per cent, upon their deposits, and the same rate upon the average amount of their capital, in excess of that invested by them in United States bonds. These taxes are paid semi-annually by the national banks to the Treasurer of the United States, and subject the government to no expense for their collection. The whole cost of the national banking system to the government, from the date of its establishment in 1883, has been $5,366,908; on the other hand, the government has, in about twenty years, collected taxes upon the capital, circulation, and deposits of national banks at the rates heretofore specified, amounting, as may be seen by the following table, to $118,005,706.25: Tears. 1864 1865 1866 . 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877... . 1878 1879 . . 1880 1881 1882 .. - .. . . O n circulation. $53,193 32 733, 247 59 2,106, 785 30 2, 868, 636 78 2, 946, 343 07 2, 957, 416 73 2, 949, 744 13 2, 987, 021 69 . ... 3,193, 570 03 3, 353,186 13 3, 404, 483 11 . 3, 283,450 89 3, 091, 795 76 2, 900, 957 63 . . . 2, 948, 047 08 3,009, 647 16 3,153, 635 63 3,121, 374 33 3,190, 981 98 O n deposits. $95,911 87 1, 087, 530 86 2, 633,102 77 2, 650,180 09 2, 564,143 44 2, 614, 553 58 2, 614, 767 61 2, 802, 840 85 3,120, 984 37 3,196, 569 29 3, 209, 967 72 3,514, 265 39 3, 505,129 64 3, 451, 965 38 3, 273, 111 74 3, 309, 668 90 4, 058,710 61 4, 940, 945 12 5, 521, 927 47 52, 253, 518 24 58,166, 276 70 O n capital. $18,432 07 133,251 15 406, 947 74 321, 881 36 300,781 67 312, 918 68 375,962 26 385,292 13 389, 356 27 454, 891 51 469, 048 02 507,417 76 632,296 16 660, 784 90 560, 296 83 401, 920 61 379, 424 19 431 233 10 437,774 90 Total. $167, 537 26 1, 954, 029 60 5,146, 835 81 5, 840, 698 23 5, 817, 268 18 5, 884, 888 99 5, 940, 474 00 6,175,154 67 6, 703, 910 67 7, 004,646 93 7, 083, 498 85 7, 305,131 04 7, 229,221 56 7, 013, 707 81 6, 781, 455 65 6, 721, 236 67 7, 591, 770 43 8 493 552 55 9,150, 684 35 7, 585, 911 31 118,005,706 25 The tax imposed upon banks other than national is collected by the Commissioner of Internal Eevenue. The rates upon ctipital and deposits are the same as in the case of the national banks. A tax of ten per cent, is imposed, under section 3412 of the Revised Statutes, on the use, in payments, of notes issued by any banks other than national. This tax has the effect of preventing the issue of circulating notes by State banks. The table below gives the taxes collected annually by the Commissioner of Internal Eevenue during the years from 1864 to LIV REPORT OF THE COMPTROLLER OF THE CURRENCY. 18S2, inclusive, showiug the whole amount paid during that period by banks, other than national, to have been $66,793,930. Ou circulation. Years. 1864 1865 1866 1867 1868 1869 j 1 1 ! 1870 1871. 1872. 1873. 1874. 1875. 1876. 1877. 1878. 1879. '1880. 1881. 1882. O n ilrposits. $2,056,996 30 1,993,661 84 990, 278 11 214, 298 75 28, 669 88 16, 565 05 15, 419 94 22,781 92 8, 919 82 24, 778 62 16, 738 26 22, 746 27 17, 947 67 5,430 16 1,118 72 13, 903 29 28, 773 37 4,295 4.285 77 " I Aggregates. $780,723 52 2, 043, 841 08 •i, 099, 635 83 1, 355, 395 98 1, 438, 512 77 1,734,417 63 2,177, 576 46 2, 702,196 84 3, 643, 251 71 3, 009, 302 79 3, 453, 544 26 2, 972, 260 27 2, 999, 530 75 2, 896, 637 93 2, 593, 687 29 2, 354, 911 74 2, 510, 775 43 2, 946, 906 64 4, 096,102 45 O n capital. $903, 367 98 374, 074 11 476, 867 73 399,562 90 445, 071 49 827, 087 21 919, 262 77 976, 057 61 736, 950 05 916, 878 15 1,102,241 58 989, 219 61 927, 661 24 897, 225 84 '830,068 56 811,436 48 811,006 35 1,153, 070 25 Totals. $2, 837, 71982 4, 940, 87090 3,463, 98805 2, 046, 56246 1, 866, 74555 2,196, 05417 3, 020, 08361 3, 644, 24153 4, 628, 22914 3, 771, 03146 3, 387,160 67 4, 097, 24812 4, 006, 69803 3, 829,729 33 3, 492, 03185 3,198,883 59 3, 350, 98528 3, 762, 20807 5, 253,458 47 5, 487, 608 82 46, 809, 211 37 ! 14, 497,109 91 ! 66, 793, 930 10 The following table exhibits the taxes, both national and State, paid by the national banks during each of the sixteen years preceding 1882, and the proportion of such taxes to capital. ' Ratio of tax to capital. Amount of taxes. Years. Capital stock. United States. '• 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1880 1881 : , ; i ' i : ! i $410, 593, 435 422, 804, 666 480,143,491 419,619,860 429, 314, 041 451,994,133 472,956,958 488,778,418 493,751,679 503,687,911 501,788,079 485,250,694 471,064,238 450,968,504 457,266,545 462,341,601 $7,949,451 9,525,607 i 9,465,652 i 10,081,244 ! 10; 190, 682 ! ! 10,649,895 6,703,910 i 7,004,646 7, 256, 0X3 7,317,531 7, 076, 087 6,902,573 6,727,232 7,016,131 : 8,118,103 i 8, 902, 592 State. $8, 069, 938 8, 813,127 8, 757, 656 7, 297, 096 7, 465, 675 7, 860, 078 8, 343,772 8, 499, 748 9, 620, 326 10, 058,122 9, 701, 732 8, 829, 304 8, 056, 533 7, 603, 232 7, 876, 822 8,286, 488 Total. $16, 019, 389 18, 338, 734 18, 223,308 17, 378, 340 17,656,357 18, 509, 973 15, 047, 682 15, 504, 394 16, 876, 409 17, 375,653 16, 777, 819 15, 731, 877 14,783,765 14, 619, 363 15, 994, 925 17,189, 080 • United : States. State. Total. Per ct. Per ct. Per ct. 1.9 2.0 3.9 2.2 2.1 4.3 2.2 2.1 4.3 2.4 1.7 4.1 2.4 1.7 4.1 2.4 1.7 4.1 1.4 1.8 3.2 1.4 1.8 3.2 1.5 2.0 3.5 1.5 2.0 3.5 1.4 2.0 3.4 1.4 1.9 3.3 1.4 1.7 3.1 1.5 1.7 3.2 1.8 3.6 ' 1.8 1.8 3.7 1.9 This table shows that the percentages to capital of taxes have never been less than three per cent, annually, and that during the last four years given there has been an increase in the rate from 3.1 per cent, to 3.7 per cent. It is probable that the rates of State taxation paid by banks, other than national, do not vary much from the rate of those paid by the national banks, although in many of the States, the laws relative to the assessment of taxes upon bank capital have, heretofore, somewhat discriminated against national banks. The repeal of the law imposing the government taxes will still leave the banks subject to a burden of taxation by the different States much greater than that imposed by them upon any other kind of capital, and this repeal is again urgently recommended. The reduction of the annual rate of the tax on circulation to one-half of one per cent, is also recommended for reasons i ven in another portion of this report. REPORT OF THE COMPTROLLER OF THE CURRENCY. LV . DECISIONS RELATIVE TO STATE TAXATION OF NATIONAL BANK SHARES. la the last annual report of the Comptroller of the Currency reference was made to the decision of the United States circuit court of the northern district of the State of New York, in the case of the National Albany Exchange Bank vs. Charles A. Hills et al., supervisors of Albany County, New York, namely, that the law of the State of New York under which taxes had been assessed for fourteen years upon bank shares was void and invalid, for the reason that this act did not permit the owners of national bank shares to reduce the assessment by the amount of their debts, while owners of other moneyed capital possessed that privilege. The circuit court rendered a judgment in favor of Stanley, the assignee and representative of the stockholders of the National Albany Exchange Bank, for taxes previously exacted and paid. The supervisors appealed to the Supreme Court of the United States. The decision of the latter court was rendered April 3,1882, and reversed the decision of the circuit court in the case of all except one of the stockholders represented by Stanley. The court said: The question here to be decided arises under two statutes of the State of New York in regard to taxation. The first of these is the act of 1850, relating to the assessment and collection of taxes in the city of Albany. The sixth section of the act requires the board of assessors to prepare an assessment roll, in which there shall be set opposite the name of each tax-payer (1) all his real estate liable to taxation, and its value; (2) the full value of all his personal property, after deducting the just debts owing by him. Section 9 of the act is as follows: " I f any person shall at any time before the assessors shall have completed their assessments make affidavit that the value of his real estate does not exceed a certain sum, to be specified in such affidavit, or that the value of the personal estate owned by him, after deducting his just debts and his property invested in the stock of any corporation or association liable to be taxed therefor, does not exceed a certain sum, to be specified in the affidavit, it shall be the duty of the board of assessors to value such real or personal estate, or both, as the case may be, at the sum specified in such affidavit, and no more." In 1866 the State enacted a law concerning the taxation of bank shares, which was evidently intended to meet the requirements of the act of Congress in relation to State taxation of the shares of national banks, and the provision of this statute relates only to taxing stockholders in banks, and to the capital invested in individual banks. The first section of -this act reads as follows, and it contains no other provisions for deductions as the basis of taxation, except what is found in this section : "No tax shall hereafter be assessed upon the capital of any bank or banking association organized under the authority of this State or of the United States, but the stockholders in such banks and banking associations shall be assessed and taxed on the value of their shares of stock therein," &c. In the case of People v. Dolan (36 N. Y., 59) the question was whether, taking the two statutes together, an owner of shares of stock was entitled to deduct from the assessed value of his shares the just debts due him. * * * The court of appeals decided that no such deduction should be made under the law of 1866. In the case of Williams v Weaver, Williams had made the affidavit required by section 9 of the act of 1850, and demanded a deduction of the assessors, which they refused. The case -was taken to the court of appeals, which reaffirmed the principles held in the case of People v. Dolan. The Williams case coming to the United States Supreme Court by writ of error, it was held that while we are bound to accept the decision of the highest court of the State in construction of its own statute, the act of 1866 as thns construed was in that particular in conflict with the act of Congress, because it did tax shares of the national banks at a higher rate than other moneyed capital in the State. * * * Accepting, therefore, as we must, the act of 18§6, as construed by the court of appeals of New York, as not authorizing any deduction for debts by a shareholder of a national bank, is it for that reason absolutely void? * * * It would seem that if the act remains a valid rule of assessment for shares of State hanks and for individual bankers, it should also remain the rule for shareholders of national banks who have no debts to deduct. * * * None of the stockholders except Williams made the affidavit required by the act of 1850, showing they had debts to deduct, and therefore in LVI REPORT OF THE COMPTROLLER OF THE CURRENCY their case tlie judgment of the circuit court was reversed, and in that of Williams affirmed. This decision seems to cut off all remedy for taxes already paid by stockholders of Albany national banks who neglected to make the affidavit required under the act of 1850. In People v. Weaver the Supreme Court pointed out that the method to pursue in cases where the taxation by State authority of shares of national banks was greater than that of other monied capital in the same State, was by enjoining the collection of the excessive taxation. In the case of National Albany Exchange Bank v. Hills, the bank brought, on behalf of its stockholders, a suit to enjoin the collection for taxes assessed but unpaid for the year 1879, and the circuit court of the northern district of New York granted a perpetual injunction. The Supreme Court decided that the injunction was properly granted as to one stockholder, who made affidavit and demand on account of deduction of his debts, but not as to the others, who had made no such affidavit or demand, but in the case of the latter the lower court was directed to permit them to bring their action in an amended form, on the ground that they refrained from making affidavit and demand, because they knew it would have no effect. In the case of German National Bank of Chicago v. Kimball, appealed to the United States Supreme Court from circuit court for the northern district of Illinois, it was decided that no one can be permitted to go into a court of equity to enjoin the collection of a tax, until he has shown himself entitled to the aid of the court by paying so much of the, tax assessed against him as it can be plainly seen he ought to pay, nor should he be permitted, because his tax is in excess of what is just and lawful, to screen himself from paying any tax at all, until the precise amount which be ought to pay, is ascertained by a court of equity. In the case of Evausville National Bank v. Brittou, referred to last year, as decided in the United States circuit court for the district of Indiana, the Supreme Court affirms the decree of the lower court, perpetually enjoining the collector as to those shareholders who at the time of the assessment proved that they owed debts which should rightfully be deducted, and dismissing the bill as to other shareholders. AH of these decisions appear to have grown out of matters pending when the decision of the United States Supreme Court in the case of People v. Weaver was rendered. It is probable that in most States the legislatures will so modify their laws taxing bank shares as hereafter to conform with the principles laid down ill that decision; but these supplementary decisions are valuable in that they point out a mode of action in all cases where discrimination in any form is made in assessing or collecting taxes on national bank shares. The party aggrieved must clearly state the amount of the excessive taxation, pay what is justly due, and enjoin the collection of the remainder. In stating the amount believed to be unjustly demanded, strict regard must be had to the forms required by the State law* in force in the place where the bank in located. While the Supreme Court of the United States is extremely careful not unnecessarily to interfere with the effect of State legislation in the taxation of national bank shares, it upholds the rights of individuals under Federal laws when actions based on equitable grounds are brought in a proper manner. In New York City it is claimed that under the act now in force in the State, taxiDg national and other bank shares, which permits the deduction of debts, there is still great discrimination in the valuation of bank shares as compared with the valuation of other personal property and real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII DIVIDENDS. From the semi-annual returns made to this office under section 5212 of the lievised Statutes of the United States, the following table has been prepared, showing the dividends and total earnings, and the ratio of each to capital and combined capital and surplus, for each semi-annual period from September 1,1869, the close of the period for which these reports were first received, to September 1, 1882. Period of i „ Sept. 1, 1869 Mar. 1, 1870 Sept, 1, 1870 Mar. 1, 1871 Sept. 1, 1871 Mar. 1, 1872 Sept. 1, 1872 Mar. 1, 1873 Sept.l, 1873 Mar. 1, 1874 Sept. 1, 1874 Mar. 1, 1875 Sept. 1, 1875 Mar. 1, 1876 Sept. 1, 1876 Mar. 1, 1877 Sept, 1, 1877 Mar. 1. 1878 Sept. 1, 1878 Mar. 1, 1879 Sept. 1, 1879 Mar. 1, 1880 Sept. 1, 1880 Mar. 1, Sept. 1, 1881 1881 Mar. 1, 1882 Sept. 1, 1882 f j Capital. s-pi- >™?- 1,481 $401, 650, 802 $82,105, 848 86,118, 210 1,571 416, 366, 991 91, 630, 620 1,601 425, 317, 104 94, 672, 401 j 1,605 428, 699, 165 98, 286, 591 ' 1,693 445, 999, 264 1,750 450, 693, 706 99, 431, 243 1,852 465, 676, 023 105,181, 942 1,912 475, 918, 683 114, 257. 288 1,955 488,100, 951 118,113, 848 1,967 489, 510, 323 | 123, 469, 859 1,971 489, 938, 284 128, 364, 039 2,007 493, 568, 831 131,560,637 2,047 497, 864, 833 134,123, 649 2,076 504, 209, 491 134, 467, 595 2,081 500, 482, 271 132, 251, 078 2,080 496, 651, 580 130, 872,165 2,072 486, 324, 860 ; 124, 349, 254 2,074 475, 609, 751 j 122, 373, 561 2,047 470, 231, 896 I 118, 687,134 2,043 464,413, 996 [ 116, 744,135 2,045 455,132, 056 115,149, 351 2,046 454, 080, 090 117, 226, 501 2,072 454, 215, 062 j 120,145, 649 2,087 456, 844, 865 122,481,788 2, 100 458, 934, 485 127, 238, 394 2,137 I 460,354, 485 I 131,291,889 2,197 i 473,947, 715 133,570,931 $21, 767, 831 i 21, 479, 095 21,080,343 22, 205, 150 22,125, 279 • 22,859,826 i 23, 827, 289 24, 826, 061 I 24, 823, 029 23,529,998 S 24, 929, 307 24, 750, 816 24, 317, 785 24, 811, 581 22, 563, 829 31,803,969 22,117, 116 18, 982, 390 17, 959, 223 17, 541, 054 17, 401, 867 18,121, 273 18, 290, 200 18, 877, 517 19, 499, 694 19, 915, 375 20. 876, 553 .. . Total net earnings. Earnings Divi- Dividends! to capital to capital p dends to and p sur- and sur. capital. plus. plus. [Per cent. 5.42 S29, 221, 184 5.16 28, 996, 934 26, 813, 885 I 4.96 27, 243,162 5.18 27, 315, 311 4.96 5.07 27, 502, 539 5.12 30, 572, 891 5.22 31, 926, 478 5.09 33, 122, 000 4.81 29, 544, 120 5.09 30, 036, 811 5.01 29,136, 007 4.88 28, 800, 217 4.92 23, 097, 921 4.50 20. 540, 231 4.39 19J592, 962 4.54 15, 274, 028 3.99 16, 946, 696 3.81 13, 658, 893 3.78 14, 678, 660 3.82 16, 873, 200 3.99 21,152, 784 4.03 24, 033, 250 4.13 24, 452, 021 4.25 29,170. 816 4 33 27, 083; 599 4.40 26, 237, 635 Per cent. 4.50 4.27 4.08 4.24 4.07 4.16 4.17 4.21 4.09 3.84 4.03 8.96 3.85 3.88 3.57 3.47 3.62 3.17 3.04 3.02 3.05 3.17 3.18 3.26 3.33 3.37 3.44 Per cent. 6.04 5.77 5.19 5.21 5.02 5.00 5.36 5. 41 5.46 4.82 4.86 4.66 4.56 3.62 3.25 3.12 2.50 2.83 2.31 2. 53 "2.96 3.70 4.18 4.22 4.98 4.56 4.32 In the following table is given, by geographical divisions, the number of national banks, with their capital, which paid no dividends to their stockholders during the two semi-annual periods ending March and September 1,1882; to which has been added the total number of banks, with their capital, similarly passing dividends during the semi-annual periods of each of the four preceding years, with the average for each year and the average for the whole period of six years. Six months ending— Geographical divisions. March 1, 1882. No. of September 1,1882. No. of Average for year. the No. of 58 18 89 $1,350,000 6, 763. 000 1, 640, 000 7, 430, 500 14 62 25 118 P. 206, 000 8 725, 000 2 337, 000 12 812,730 11 60 21 104 $1, 778, 000 7, 744, 000 1, 988, 500 10,121, 615 Totals for 1882 . Totals for 1881 . Totals for 1880 . Totals for 1879 . Totals for 1878 . 173 175 226 309 328 17,183, 500 20, 321, 530 30, 407, 200 53, 843, 700 48, 797, 900 219 171 233 299 357 26, 080, 730 18, 387, 550 26, 334,150 44, 576, 300 58, 736, 950 196 173 230 304 343 21, 632,115 19, 354, 540 28, 370, 675 49, 210, 000 53, 767, 425 Average for each year . 242 ! 34,110, 766 249 34, .466, 951 New Ensland States Middle States , Southern States Western States and Territories 256 | 34, 823,136 LVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. The percentage to capital of dividends paid, and of dividends and earnings, respectively, to combined capital and surplus, is shown by similar geographical divisions for the years 1877 to 1882, inclusive: 1879. 1877. Geographical divisions. Ea Divi- deml" to ™ings : Divi- diPndsto " dends to capital ^ ^ 1 ,d dendsto capital capital. capitaL Per ct. Per ct. 7.6 8.5 8.3 6.0 6.6 7.1 4.7 5.4 7.1 12.2 9.6 7.2 8.9 w New England States Middle States.. SouthernStates Western States and Territories • United States.. Per ct. New England States Middle States.. SonthernStates Western States and Territories Sif? Perct. 6. 9 7.9 7 ?. Per ct. 6.1 6.2 4.3 4.9 5.7 7.1 6.2 5.2 6.1 6.0 4.2 5.8 5.4 7.1 6.1 Per ct. Per ct. 6.4 7.9 7.0 7.5 Per ct. 5.5 5.1 1880. Geographical divisions. Dividends to ; capital 1881. Per ct. 1882. ; DiviDivi- ! dendsto dends to capital uenusio capiiai ! , ' capital. ! and sur- ° \ ™ itl dendsto capital , l 0 - ? ^ 1 1aenas to |capital t"_ri *£&* dends to Tapitel' uenasto capital i •,; ,,, Per ct. Per ct. Per ct. Per ct. 6.8 8.4 7.8 5.5 6.5 6.7 6.4 8.6 7.6 7.6 9.3 United States 6.4 Divi- Divi- : capital. and sur-: Per ct. 5.8 6.4 6.9 Divi- ^ I capital. ' autf sur- Per ct. \ Per ct. 7.3 9.4 11.3 7.1 i 8.4 1 8.2 i Per ct. 5.7 6.3 6.7 12.0 10.4 8.4 Divi- 6.0 9.2 ! 6.8 pi u s 3 Per ct. 8.6 10. S 10.0 8.7 Earnings 8.9 In the appendix may be found tables exhibiting the amount of dividends and earnings of the national banks, arranged by geographical divisions, for semi-annual periods from September 1, 1882; also an abstract of reports of dividends and earnings for the two semi-annual periods of the present year, and a table, by States and reserve cities, of the ratios to capital and to combined capital and surplus of the dividends and earnings from March 1, 1877, to September 1. 1882. LOSSES. During the year ending Septem ber, 1882, losses in their business on every account, including losses on technical bad debts, under section 5204 of the Revised Statutes, and premiums on United States bonds, Have been charged off by the national banks, amountingto $11,324,912.93. Of this sum $4,963,155.22 was charged off during the six months ending March 1, 1882, and $6,361,757.71 during the six months ending September 1, 1882. The following table shows the number of banks charging off these Josses and the amount charged off in each State and reserve city in the TTnitedd States for the semiannual x)eriods named above. REPORT OF THE COMPTROLLER OP THE CURRENCY. March 1, 1*82. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia... Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Nevada California San Francisco Oregon Dakota Montana New Mexico Washington Wyoming^ Totals for 1882 . Add for 1881 Add for 1880 Add for 1879 Add for 1878 Aggregate losses for five years . No. of banks. 34 •-'7 26 97 36 138 ! 40 i 5 47 114 25 13 8 5 12 3 10 11 1 24 8 10 85 5 4 48 63 14 3 32 ' 16 30 4 9 12 1 >• 1 1 2 3 1 1,199 1,210 1,360 1,421 1,304 Loss.- LIX September 1, 1882. i No. of • banks. $70, 634 K! 43, 369 91 84, 831 31 35S, 769 27 269, 632 31 130, 931 56 179, 671 07 482, 230 69 466, 519 58 21,401 38 261, 295 73 309, 020 24 333,833 66 119, 205 60 43, 566 60 12,939 37 33, 047 65 17,145 61 34, 345 71 1,110 79 23, 607 94 79, 366 74 18, 201 60 1. !»7 26 43, 699 08 23, 811 21 47, 751 25 9,515 90 76, 650 80 37, 245 99 40, 516 90 256, 334 63 13,474 68 47, 621 14 106, 422 07 139,146 49 101,933 50 72, 400 47 5(1,147 58 28, 789 96 15,217 22 66, 200 20 (i«, 801 04 54, 526 74 70, 940 63 10, 684 84 12, 041 81 66, 312 91 692 65 28,192 99 10,439 04 24, 355 60 33, 654 71 3, 404 45 4, 098 40 5, 796 48 697 55 4, 963, 155 22 5, 889, 761 19 7, 563, 886 04 10, 238, 324 98 10, 903, 145 04 39, 55S, 272 47 36 22 21 101 41 30 53 132 41 5 50 111 25 17 7 9 12 1 5 15 5 8 10 8 1 7 7 11 18 99 8 41 65 42 3 15 1 43 18 12 4 9 6 14 1 4 1 Losses. $106, 926 28 79, 877 71 90, 848 43 370, 248 93 285, 216 51 76, 950 71 152,105 13 439,013 51 815, 959 14 84, 790 97 205, 688 08 255,080 14 255,258 93 992, 381 21 10,176 70 35, 854 63 104,116 35 2,200 00 29,490 93 63, 688 53 3,171 75 80, 692 33 44, 880 17 32,781 87 5 00 9,343 38 129,905 30 58, 358 43 3,716 42 42, 721 40 19, 894 14 30, 221 63 311,295 37 70,405 19 65,740 74 108, 330 09 149, 522 62 63,521 65 76, 930 40 12,191 58 42, 531 37 695 09 87, 756 76 70,402 99 59,077 10 75, 693 70 20, 613 76 19, 945 50 166,565 84 381 07 16, 882 25 5, 937 43 22,029 81 2, 289 97 1, 018 68 434 16 1,252 : 1,269 1,321 1,442 1,430 i 0, 361, 757 71 6, 801. 588 56 7, 142' 519 96 11, 487, 330 17 13, 563, 654 85 45, 356, 851 25 I $177, 561 01 123, 247 62 175, 679 74 726,018 20 554, 848 82 207, 882 27 331, 776 20 921, 244 20 1, 282,478 72 106,192 35 466, 983 76 564,100 38 589, 092 59 1, 111, 586 81 53, 743 30 48, 794 00 137,164 00 2,200 00 46, 636 54 98, 034 24 4, 282 54 104, 300 27 124, 246 91 50, 983 47 1,962 26 53, 042 48 153, 716 51 106,109 68 13, 232 32 119, 372 20 57,140 13 70, 738 53 567,630 00 83, 879 87 113, 361 88 214, 752 16 288,669 11 165, 455 15 149, 330 87 62, 339 16 71, 321 33 15, 912 31 153,956 96 137, 204 03 113, 603 84 146, 634 33 31, 298 60 31, 987 31 232,878 75 1, 073 72 45, 075 24 16, 376 47 24, 355 60 55, 684 52 5, 694 42 5,117 08 5, 796 48 1,131 71 11,324,912 93 12,691,349 75 14, 706, 406 00 21, 725, 655 15 24,466,799 89 84, 915,123 73 The total losses charged off in each of the five preceding years are added to this table. A considerable portion of these technical losses have already been collected, and other large amounts will undoubtedly be hereafter recovered. Full tables for the six preceding years may be found in the appendix. LX REPORT OF THE COMPTROLLER OF THE CURRENCY. The following table gives the losses i'or the last six years of the national banks located in each geographical division of the United States. The number of banks reporting losses and the total losses for five years are also shown in this table. 1STeW Six months ending- Stat D ef n<1 Southern MiMle States- 1 No. Amount, i No. i Amount, i K"o. Amount. ! No. Amount, j No. | Amount. 327 $3, 344, 012 March 1,1878 September 1, 1878. 399 4, 016, 814 417 :$4, 506,813 449 I 5,502,770 Total, 1878... 7, 360, 826 3, 612,128 3,388,394 3,592,950 4,360,440 379 3«4 Total, 1879. 362 March 1, 1880 September 1, 1880. 326 Total, 1880.... 7,000,522 463 2,236,928 1, 866, 658 446 I 3,152, 317 440 ! 2,817,870 4,103,586 : 285 March 1, 1881. September 1, 1881.1 318 1, 584, 675 1, 707, 338 Total, 1881.... 412 428 2, 548, 203 2, 975,110 2, 297, 014 •• 24,053,901 121 124 5, 330, 217 34,786,690 5,198,757 456 530, 787, 431 431 384, 797, 437, 781 519, 380 957,161 7, 286, t 1, 372, 276 ll, 210! 1,321,908 il, 269| 2,694,184 1,181, 840 I 107 122 387 411 21,725,654 1, 643, 872 l,360 ! 7, 563, 886 1, 670, 946 l,32ll 7, 142, 52C 3, 314, 818 401 404 i 24,466,800 2, 336, 600 1, 42l! 10, 238, 324 2, 502, 712 1,442; 11, 487, 330 4, 839, 312 1,932,430 1, 317, 815 118 119 5, 523, 313 | 1,134, 840 416 ! 2,100,206 1,162,174 415 i 3,230,011 696, 1, 235, j ; 5,970.187 3, 292, 013 March 1, 1882 289 September 1, 1882. 304 Total, 1882.... > 1,897,634 125 139 | 7,953,390 i ; $672, 032 j 436 !$2, 380, 288 |l,304$10, 903,145 1, 225, 602 , 442 2, 818, 469 1,430. 13, 563, 655 124 140 10,009,583 I March 1 , 1 8 7 9 . . . September 1, 1879 Total for five years : Western States | TU rmi tt e] d M+a tt (, and Territories.j ] 14,706,406 5, 889,761 6, 801, 589 12,691,350 1, 290, 328 ll, 199! 4, 963,155 1, 450,193 1,252! 6, 361, 758 2,740,521 11, 324, 913 18, 787, 592 | ! 84,915,123 Of the losses exhibited by the foregoing tables, $2,025,502 was on account of premiums on United States bonds charged off. The high premiums upon the United States bonds not subject to redemption at the option of the government, compel those organizing new national banks to invest a portion of their capital in a premium account. As the premium may entirely disappear at the maturity of the bonds it has been a requirement of this office that a portion of such premium account shall be charged to undivided profits each half year before the declaration of a dividend until the whole account shall have disappeared. It is, of course, possible that many of these amounts charged off, either on account of premiums or on account of technical bad debts, may eventually be realized by the bank. The bank may close and withdraw andV sell its bonds while they yet command a premium. Debts, though technically bad on account of interest remaining due and unpaid over six months, may nevertheless be afterwards paid. These recovered losses are included in the profits of each half year. Banks holding 4 per cent, bonds have been instructed to charge off each year one-twentieth part of the premium paid thereon, and counted as an asset; those holding 4J per cent, bonds have been instructed to similarly charge off one-tenth of the premium, and those holding Pacific T Railroad sixes to charge off one-fifteenth. The charges in each case w ere to be made previous to the semiannual declaration of a dividend, and at no time is the amount of premium counted as an asset to exceed the current market premium on the bonds held. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXI In the following table the losses charged off by the national banks in the principal cities of the country are given for each of the years covered by the preceding tables, with the total for the period. Cities. 1878. ! 1880. 1879. : 1882. New York $5,147, 819 98 $3,135, 557 37 $2, 054, 381 52 $2, i 72 Boston i 2,490,197 46 ! 2,655,390 58 I 1,110,831 ,4,17 399, 943 74 Philadelphia...| 561,676 30 491, 558 36 258,128 15 333, 022 99 Pittsburgh I 419,036 51 ! 211, 329 01 294, 507 00 Baltimore 368,915 99 118, 080 38 i New Orleans... i 338,496 90 272, 889 87 Total. 321, 002 62 $1, 282, 478 72 :$13, 740 21 940, 701 054 73 I 554,848 " ' " 512, 323 31 701, 054 i 82 " 406, 249 16 ; 589 092 59 ! 448, 520 15 258,088 09 i 1, 111, 586 181 379, 862 55 99,179 76 i 137,164 0 0 • 111, 096 76 153, 716 51 I 958,103 91 74, 920 25 SURPLUS. In the following table is exhibited the gradual accumulation of a surplus fund under the provisions of section 5199, requiring each association, before the declaration of the semi-annual dividend, to carry to surplus one-tenth of its net profits for the preceding half year, until such fund shall amount to 20 per cent, of its capital. Dates. Amount. July 4 1864 January 2,1865 July 3,1865 January 1,1866 July2,1866 •January 7, 1867 Julyl,1867 January 6, 1868 July 6, 1868 January 4, 1869 June 12,1869 January 22,1870 June 9,1870 December28, 1870 . . . June 10, 1871 December 16, 1871... June 10, 1872 December 27, 1872... June 13, 1873 $1,129,910 8,663,311 31.303,560 43, 000, 371 50,151, 992 59, 992, 875 63, 232, 811 70, 586,126 75, 840.119 81,169, 937 82, 218, 576 90,174,281 91, 689, 834 94, 705, 740 98, 322, 204 101,573,154 105, 181, 943 111, 410, 249 116, 847, 455 Semi-annual increase or decrease. Dates. Amount. Increase. $7, 533, 401 22, 640, 255 11, 696, 805 7,151, 621 9, 840, 883 3, 239, 936 7, 253, 315 5, 253, 993 5, 329, 818 1, 048, 639 7, 955, 705 1, 515, 553 3, 015, 906 3, 616, 464 3, 250, 950 3, 608, 789 6, 228, 306 5,437, 206 December 26,1873.... $120 961 268 June 26, 1874 126^239,308 Decembers!. 1874 . . . 130, 485, 641 June 30,1875 133, 169, 095 December 17,1875.... June 30,1876 December 22,1876... J u n e 22,1877 Decembei 28,1877 June 29,1878 January 1, 1879 June 14,1879 133, 085, 422 131,897,197 131, 390, 665 124,714,073 121,568,455 118, 178, 531 116,200,864 114,321,376 December 12,1879 June 11, 1880 December 31, 1 0 . . . June 30,1881.. ,. .. December 31, 18 1 . . . July 1,1882 115,429,032 118, 102, 014 121,824,620 126,679,518 129, 867, 494 131, 079, 251 Semi-annual increase oi decrease. Increase. $4 113 81? 5, 278, 040 4, 246, 333 2, 083, 454 Decrease. 83, 673 1,188,225 506, 532 6, 676, 592 3,145,618 3, 389, 924 1,977,667 1,879,488 Increase. $1,107,650 2, 672, 982 3,722,615 4, 854, 889 3,187, 976 1, 211, 757 Practically the law requires that the surplus fund of each bank shall at all times equal an amount equal to one-tenth of its total net earnings since it commenced business. Many of the banks accumulate the fund much faster than this, and some pass dividends for the purpose of doing so. Some do not stop at the twenty per cent, limit named in section 5199, but continue to increase their surplus until the latter is often greater than the capital stock. As the fund is very rarely diminished except for such extraordinary losses as cannot be met out of current profits, it, together with the capital, constitutes the working fund of the bank by the use of which dividends are earned. Bearing this in mind, it will be seen that the returns made to stockholders of national banks for their investment are not excessive. In an excellent paper on the national banks of the United States, read before the Banker's Institute of London, England, May 17, 1882, by Mr. EobertW. Barnett, an associate of the Institute, and published LXII REPORT OF THE COMPTROLLER OF THE CURRENCY. in the journal of the Institute for July, 1882, the following comment is made: "Dividends paid by the banks have, on the whole, been satisfactory; although, taking into consideration the value of capital in the United States and the general rates of interest prevailing, the average rate of dividends must be pronounced moderate." UNITED STATES LEGAL-TENDER NOTES AND NATIONAL BANK CIRCULATION. The acts of February 25, 1862, July 11, 1862, and March 3,1863, each authorized the issue of 150 millions of dollars of legal-tender notes, making an aggregate of 450 millions of dollars. On January 30, 1864, the amount of such notes outstanding was $449,338,902, which was the highest amount outstanding at any one time. The act of June 30, 1864, provided that the total amount of United States notes issued, or to be issued, should not exceed 400 millions of dollars, and such additional sum, not exceeding 50 millions, as might be temporarily required for the redemptiou of temporary loans. By the act of June 20,1874, the maximum amount was fixed at 382 millions. Section 3, act of January 14, 1875, authorized an increase of the circulation of national banks in accordance with existing law, without respect to the limit previously existing, and required the Secretary of the Treasury to retire legal-tender notes to an amount equal to eighty per cent, of the national-bank notes thereafter issued, until the amount of such legal-tender notes outstanding should be 300 millions, and no more. Under the operation of this act, $35,318,984 of legal-tender notes were retired, leaving the amount in circulation on May 31, 1878, the date of the repeal of the act, $346,681,016, which is the amount now outstanding. In the following table are given the amount and kinds of the outstanding currency of the United States and of the national banks on January 1 of each year, from 1866 to 1882, and on November 1, 1882, to which is prefixed the amount on August 31, 1865, when the public debt reached its maximum. "United States issues. Date. LegrtWeT notes. demand] Fractional no*tes. ' Notes of national banks, i n c l u d i n g Aggregate. gold notes. currency. Aug. 31,1865 $432, 553, 912 $402, 965 $26, 344, 742 i $176, 213, 955 $635, 515, 574 Jan. 1,1866 . 425, 839, 319 392, 670 26,000,420 i 236, 636, 098 688, 867, 907 Jan. 1,1867 . 380, 276,160 298, 588,419 707,819, 023 221,632 28,732,812 Jan. 1,1868 . 356, 000, 000 159,127 31, 597, 583 , 299, 846, 206 687, 602,916 Jan. 1,1869 . 356, 000, 000 128, 098 34,215,715 299, 747, 569 690, 091, 382 Jan. 1,1870 . 356, 000, 000 113, 098 39,762,664 299, 629, 322 695, 505, 084 Jan. 1,1871 . 356, 000, 000 101, 086 39,995,089 306, 307, 672 702, 403, 847 Jan. 1,1872 . 357, 500, 000 92, 801 40, 767, 877 328, 465,431 726, 826,109 Jan. 1,1873 . 358, 557, 907 84, 387 45,722, 061 i 344, 582, 812 748, 947,167 Jan. 1,1874 . 378, 401, 702 79, 637 48, 544, 792 i 350, 848, 236 777, 874, 367 Jan. 1,1875 . 382, 000, 000 72,317 46,390,598 ; 354,128, 250 782, 591,165 Jan. 1,1876 . 371, 827, 220 69,642 44,147,072 346, 479, 756 762, 523, 690 Jan. 1,1877 . 366, 055, 084 65,462 26,348,206 321, 595,606 714, 064, 358 Jan. 1,1878 . 349, 943, 776 63, 532 17,764,109 321, 672, 505 689,443, 922 Jan. 1,1879 . 346, 681,016 62, 035 16,108,159 323, 791,674 686, 642, 884 Jan. 1,1880 . 346, 681, 016 61, 350 15,674,304 ' 342, 387, 336 704, 804, 006 Jan. 1,1881 . 346, 681, 016 60,745 15,523,464 344, 355,203 706, 620, 428 Jan. 1,1882 . 59, 92C 15,451,861 362, 421, 988 724, 614, 785 Nov. 1, 1882. 346, 681, 016 346, 681, 016 59, 380 15, 402,120 362, 727, 747 724, 870, 263 If Golc price of $100 cu $144 25 144 133 133 135 120 110 109 112 110 112 112 107 102 100 100 100 100 100 50 00 25 00 00 75 50 00 25 50 75 ro 87 00 00 00 00 00 $69 69 75 75 74 83 90 91 89 90 88 88 93 97 100 100 100 100 100 32 20 18 04 07 33 29 32 28 70 89 69 46 21 00 00 00 00 00 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII The act of June 20, 1874, provided that any national banking association might withdraw its circulating notes upon the deposit of lawful money with the Treasurer of the United States in sums of not less than $9,000. Since the passage of this act, $154,424,641 of lawful money have been deposited with the Treasurer by the national banks for the purpose of reducing their circulation, and $120,156,646 of bank notes have been redeemed, destroyed, and retired. In the following table is shown, by States, the amount of circulation issued and retired during the year ending November 1, 13S2, and the total amount issued and retired since June 20, 1874. Circulation retired. States and Teriitories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico Dakota Washington California Arizona Total Surrendered to this oiiice and retired . Total From June 20,1874, to October 31,1881 Surrendered to this office between same dates. Grand total Circulation issued. $253,400 540, 000 251,110 1, 606, 200 443, 120 755, 380 2, 792, 820 209, 250 2,573,080 45,000 235,750 171, 200 45, 000 9. 000 85, 500 2, 900 67, 500 87,100 259, 590 38,240 657, 990 288,000 260,710 4, 276. 670 963,090 ], 048, 050 1,061,080 423,000 979,140 202,500 240, 310 620,970 Act of June Liquidating 20,1874. banks. $63, 070 334, 742 2, 352, 033 773, 659 1,071,921 3, 711,140 584,128 2, 617, 877 20, 450 55,060 19, 245 67,125 53, 790 125, 216 91,643 57,406 74, 895 23,169 27, 696 18,818 285, 630 17, 503 216, 607 902, 354 878, 361 511,402 440,118 140, 238 100,320 138,979 69,540 99, 305 45, 000 165,600 99. 000 149, 000 45,000 54, 000 243, 000 108, 000 32.400 30,600 ; 22,464,2.50 [ $41,571 39,858 ! 66,882 i 123, 229 | 2,638 i 55,220 • 346,618 i 257,168 i 226,740 4,443 15,308 I 44,280 14,901 SO, 855 26, 019 13,176 120 11, 540 10, 728 459 41, 800 39, 792 121,731 434, 320 362, 014 192, 528 129,119 88, 495 148, 357 107, 558 56, 334 2,010 165 Total. $104,641 39, 858 40], 624 2, 475, 262 776,297 1,127,141 4, 057,758 851, 296 2, 844, 617 20, 450 59, 503 34, 553 111, 405 68, 691 146, 071 91,643 83, 425 88, 071 120 34, 709 35, 424 19, 277 327,430 57, 295 338, 338 1, 336, 674 1,240,375 703, 930 569, 237 228, 73.3 248, 677 246, 537 125, 874 101, 315 165 19, 959 ! 3,860 i 26, 066 ]9, 959 3,860 29, 585 55, 651 750 42, 335 750 42,335 16,022,591 3, 099, 380 19,121, 971 753, 953 22, 464, 250 122,727,905 16,022,591 83, 438, 594 3, 099, 380 17, 596, 080 19,875, 929 101, 034, 674 12, 205,755 145,192,155 99,^|1,185 20,695,460; 133,116,358 The amount of circulation issued to national banks for the year ending November 1, 1882, was 122,464,250, including $6,500,680 issued to banks organized during the year. The amount retired during the year LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. was $19,937,630, and the actual increase for the same period was therefore $2,526,620, making the total on November 1, $361,949,358. During the year ending November 1,1882, lawful money to the amount of $26,501,045 was deposited with the Treasurer to retire circulation, of which amount $7,895,754 was deposited by banks in liquidation. The amount previously deposited under the act of June 20, 1874, was $107,978,052; by banks in liquidation $19,945,544, to which is to be added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from the total the amount of circulating notes redeemed and destroyed without reissue ($120,156,646), there remained in the hands of the Treasurer, on November 1,1882, $38,081,670 of lawful money for the redemption and retirement of bank circulation. NATIONAL BA^K AND LEGAL-TENDER NOTES BY DENOMINATIONS. CIRCULATING NOTES OF THE BANK OP FRANCE AND IMPERIAL BANK OF GERMANY, BY DENOMINATIONS. In accordance with law, no national-bank notes of a less denomination than five dollars have been issued since January 1, 1879, when the amount outstanding was $7,718,747. Since that date the amount of ones and twos issued by the banks has been reduced $6,778,189, and during the same period the legal-tender notes of these denominations nave been increased $12,435,707. During the last year the amount of national-bank notes of these denominations has decreased nearly one-half, to 940,558, the amount of the decrease being $910,724. The total increase of the amount of ones and twos outstanding, in national-bank and legal-tender notes, is $5,657,518. The following table shows, by denominations, the amount of nationalbank and legal-tender notes outstanding on October 31, 1882, and the aggregate amounts of both kinds of notes at the same period in 1880 and 1881: 1882. Denominations. Ones Twos Fives ... Tens Twenties Fifties One hundreds Five hundreds One thousands Five thousands Ten thousands Add for unredeemed fragm of national-bank notes ents Deduct for legal-tender destroyed in Chicago notes fire Total 1881. 1880. Natioral- ! Legal-tender Aggregate. bank notes. notes. Aggregate. Aggregate. $813, 800 126,758 96, 920, 955 122, 713, 260 84, 001, 540 23. 657,100 31, 598, 800 953, 500 197, 000 $27, 255,144 25, 473,197 68, 344,110 72, 012, 211 66, 716, 419 24,145, 545 34, 237, 890 14, 671, 000 12,200,500 2, 395, 000 230, 000 $28, 068, 944 25, 599, 955 165,265, 065 194, 725,471 150, 717, 959 47, 802, 645 65, 836, 690 15. 624, 500 12. 397, 500 2,395,000 230, 000 +18, 233 +18, 233 — 1 , 000, 000 361, 000, 946 346, 681, (>16 — 1 , 000, 000 707, 681, 962 $25,793,171 24, 254, 366 168, 380, 062 196, 717, 671 151, 922, 503 46, 441, 775 63,190, 370 14, 949, 500 12, 266, 500 2, 430, 000 260, 000 $24, 247, 362 23, 036, 578 167, 042, 898 189, 655, 588 147, 719, 837 45,777,475 59. 958, 600 16, 765,500 14, 640, 500 56.% 000 320, 000 +16, 586 + 15,129 — 1 , 000, 000 — 1 , 000, 000 705, 622, 504 688, 744,467 The amount of one and two dollar notes outstanding is but one-fourth of one per cent, of the whole circulation of the banks; the fives constitute 26.9 per cent., the tens 34 per cent., the twenties 23.3 per cent., REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV while the fifties arid larger notes are only 15.G per cent, of the entire circulation. While the amount of ones and twos of the national-bank circulation is steadily diminishing, the legal-tender notes of these denominations are as steadily increasing. Of the entire amount of national-bank and legal-tender notes outstanding, about 7.5 per cent, consists of one and two dollar notes; more than 30.8 per cent, of ones, twos, and fives; more than 58.3 per cent, is in notes of a less denomination than twenty dollars, while about 79.6 per cent, is in notes of a lower denomination than fifty dollars. Of the entire issue about twenty per cent, is in denominations of fifties, one hundreds, five hundreds, and one thousands. There arc also outstanding 479 legal-tender notes of the denomination of five thousand, and 23 notes of the denomination of ten thousand. The following table* exhibits by denominations the circulation of the Imperial Bank of Germany on January 1,1882, in thalers and marks, which are here converted into our currency: Thalers. Number of pieces. Denominations. Marks. Amount in T . , , , , nf Value ol Number of donars each piece (Thaler= pieces. in dollar 75 cents.) 500 thalers. 100 thalers. 50 thalers. 25 thalers. 10 thalers. 375 00 75 00 37 50 18 75 7 50 30, 375 164, 625 63, 094 161, 644 66, 993 261, 588 195, 642 4, 920, 300 486, 731 81 2, 195 1, 682J8,621 8, 932k Denominations. Value of each piece in dollars. 5, 383, 530 1,000 m a r k s . 510 marks. 100 m a r k s . 250 125 Amount in dollars. (Mark=25 cents.) 66, 897, 000 24, 455, 250 123, 007, 500 214, 359, 750 The circulation of the Imperial Bank of Germany on January 1,1881, was $201,036,187, showing an increase during the following year of $13,323,563; on January 1,1879, the circulation was $165,933,942, showing an increase during the three years preceding January 1, 1882, of $48,425,808. The following tablet gives the circulation of the Bank of Prance and its branches, with the number of pieces, and the denominations in francs and in dollars, on January 26, 1882: Number of pieces. ], 365, 028 6-8, 400 2, 823 9. 626, 652 :i, 464, 329 24,110 233, 845 182, 700 1,217 15, 589,109 Denominations. 5, 000 francs. 1, 000 francs. 500 francs. 200 francs. 100 francs. 50 francs. 25 francs. 20 francs. 5 francs. Forms out of date. Value of each pi in dollars. 1, 000 200 100 40 20 10 '• Amount in francs. at in dollars. c=20 cents.) 5,000 273, 005, 600 68, 840, 000 112, 920 192, 533, 040 34, 643, 290 120, 550 935, 380 182, 700 84, 855 :, 852, 316, 675 4 1 25, 000 1, 365. 028, 000 344, 200, 000 564, 600 962, 665, 200 173, 216, 450 602, 750 4, 676, 900 913, 500 424, 275 570, 463, 335 The amount of circulation of the Bank of France on January 27,1881, was 2,524,081,780 francs, or say $504,816,356, showing an increase be- C C * London Bankers Magazine, August, 1882, p. 623. \Ibhl., September, p. 742. V LX.VI REPORT OF THE COMPTROLLER OF THE CURRENCY. tween that time and January 26, 1882, the date of the foregoing table, of 328,231,895 francs, or $65,646,979, and since January 30,1879, an increase of 561,345,845 francs, or $112,269,169. It will be seen that the Imperial Bank of Germany has in circulation no notes of a less denomination than seven dollars and a half (ten thalers), and issues none of less than twenty-five dollars (one hundred marks); and that the Bank of France issues but little over a million and a quarter of a less denomination than ten dollars. The Bank of England issues no notes of less than £5, or twenty-five dollars, and the Irish and Scotch banks none of less than £1, or five dollars. REDEMPTION. Since the passage of the act of June 20, 1874, section 3 of which requires the banks at all times to keep on deposit in the Treasury 5 per centum of their circulation as a redemption fund, that fund as a rule has been maintained, and circulating notes of the banks have been promptly redeemed at the Treasury, without expense to the government. The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency for the year ending October 31,1882, and the amount received for the same period at the redemption agency of the Treasury, together with the total amount received since the passage of the act of June 20, 1874: Received by the Comptroller. Months. Received a t redemption agency. From national From redempbanks for re- tion agency tional banks Under a c t issue or sur- for reissue. render. tion. 1881. $4, 882, 846 4,700, 649 5, 003,100 5,187, 200 5, 567, 500 4, 747, 800 5, 862, 700 7,138, 200 3, 967, 900 4,100, 400 3, 346,200 5, 549,400 $201, 091 $1, 089,555 55,463 754, 086 228, 603 1, 442, 970 253, 553 1,272, 610 222, 584 1, 498,148 169, 751 1, 045, 863 265,364 1,807,888 486, 820 2, 065,193 280, 685 985, 762 351, 358 1,401, 440 148, 658 1,181, 773 210, 745 1, 575,185 6, 692, 683 6, 797, 863 7, 372, 842 6, 021, 814 8,163,402 9,734, 833 5, 327, 697 5, 948, 218 4, 701,131 7, 435, 980' 8,185, 651 6,345, 210 6,671,918 7,248, 503 9, 042, 641 8, 980, 367 7, 363, 382 6, 296, 071 5, 640, 717 6, 858,152 882,610 57, 992, 200 2, 874, 675 16,120,473 77, 869, 958 84,150, 789 13,074,089 429, 748, 255 17, 695, 793 83, 605, 213 544,123, 350 1,100, 523, 269 13, 956, 699 487,740, 455 20, 570,468 1,184, 674, 058 November December $20, 000 31,500 $3, 572, 200 3, 949, 600 January February March April May June July August September October 18,010 84, 500 84,610 58,400 227,450 44,620 93,350 95,020 24,500 100,650 ! Total ' R e c e i v e d from October 31,1881.; Grand total.. 99, 725, 686 621,993, 308 $5, 034, 073 6, 484,104 From the passage of the act of June 20, 1874, to November 1, 1882, there was received at the redemption agency of the Treasury $1,184,674,058 of national-bank currency for redemption. During the year there was received $84,150,789, of which amount $30,577,000, or about 30.3 per cent., was received from banks in the city of New York, and $8,766,000, or about 10.4 per cent., from banks in the city of Boston. The amount received from Philadelphia was $6,412,000; from Chicago, $4,465,000; Providence, $1,532,000; Baltimore, $1,102,000; Cincinnati, $1,430,000; Saint Louis, $1,201,000; Pittsburgh, $929,000. The amount of notes fit for circulation returned by the redemption agency to the REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII banks of issue during the year was $4,017,100. The decrease in this class of notes has been very marked in the past five years, the amount for the year ending October 31,1878, having been $151,683,200, or 75.4 per cent, of the whole amount received, and for the year only 4.7 per cent. The total amount received by the Comptroller of the Currency for destruction from the agency and from national banks direct was $74,995,283. Of this amount $5,820,140 were the issues of banks in the city of New York, $7,287,443 of Boston, $3,104,471 of Philadelphia, $2,359,692 of Providence, $1,170,578 of Baltimore, $1,475,062 of Pittsburgh, $598,100 of Cincinnati. $580,274 of Louisville, $264,530 of Chicago, $159,406 of Saint Louis, $404,969 of New OrleaDS, and of each of the other principal cities less than $400,000. The following table exhibits the number and amount of national-bank notes, of each denomination, which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1, 1882: Number. Denominations. Issued, Ones Twos Fives Tens Twenties Fifties One hundreds Five hundreds One thousands Portions of notes lost or royed Total i Redeemed. Amount. Outstanding. Issued. : Redeemed. Outstand- 813,800 $23,1«7,677 i$22, 353, 877 i 23,167,677 22, 353, 877 $813, 800 83,379 15, 495, 038 15, 368, 280 7, 684,140 i 7,747,519 126, 758 19,384,191 393, 487,120 296, 566,165 96, 920, 955 | 78,697,424 I 50,313,233 32, 042, 260 19, 770, 934 12, 271, 326 j 320, 422,600 197,709,340 122,713,260 4,200,077 I 195, 035, 680 111, 034,140 5,551,707 84, 001, 540 9,751,784 473,142 080,182 72, 666, 200 49, 009,100 23, 657,100 1,453,324 315,988 103, 511, 800 71, 913, 000 31, 598, 800 7)9,130 I 1, 035,118 1,907 20, 880 11, 393,500 10,440, 000 953, 500 22,787 197 7,187, 000 6,990 6, 990, 000 197, 000 ! 7,187 : 153 925 080 116 401, 073 -18,233 + 18,233 37 524 007 1 142, 366, 615 i781, 365, 668 361, 000, 947 A table showing the number and denomination of national-bank notes issued and redeemed, and the number of each denomination outstanding on October 31 for the last fourteen years will be found in the Appendix. The following table shows the amount of national-bank notes received at this office and destroyed yearly since the establishment of the system : Prior to November 1,1865 During the year ending October 31, 1866 During the year ending October 31, 1867 During the year ending October 31, 1868 During the year ending October 31, 1869 During the year ending October 31, 1870 During the year ending October 31, 1871 During the year ending October 31, 1872 During the year ending October 31, 1873 During the year ending October 31, 1874 During the year ending October 31, 1875 During the year ending October 31, 1H76 During the year ending October 31, 1877 During the year ending October 31, 1878 During the year ending October 31, 1879 During the year ending October 31, 1880 During the year ending October 31, 1881 During the year ending October 31, 1882 Additional amount of notes of national banks in liquidation Total $175,490 1,050,382 3,401, 423 4,602, 825 8,603,729 14,305,689 24,344,047 30,211,720 36,433,171 49,939,741 137,697,696 98,672,716 76,918,963 57,381,249 41,101,830 35,539, 660 54,941,130 74,917,611 31,126,596 781,425,688 LXVIII EEPOET OF THE COMPTROLLER OF THE CURRENCY. liESERVE. The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the amount and classification of reserve held by the national banks in New York City, in the other reserve cities, and by the remaining banks, at the dates of their reports in October of each year from 1875 to 1882: NEW YORK CITY. Reserve held. Netde- Reserve barts. ' Ainnimt Amount. Million*. October 1, 1875. October 2, 1876. October 1,1877. j October 1,1878. ! October 2, 1879. October 1, 1880. j October 1, 1881. Octobers, 1882. 202.3 197.9 174.9 189.8 210.2 268.1 268.8 254.0 50.6 49.5 43.7 47.4 52.6 67.0 67.2 63.5 i 60. 5 60.7 48.1 50.9 53.1 70.6 62.5 64.4 Eatio to (leposits Classification of reserve. «npcif Other, law- Due from Redeinp»P ecle -f u i money, agents, tion fund. 30.7 27.5 26.8 25.3 26.4 23.3 25.4 5.0 14.6 13.0 13.3 19.4 58.7 50.6 44.5 Horn. Mitlio 54.4 45. 3 34. 3 36.5 32.6 11.0 10.9 18.9 1.1 0.8 0.8 1.1 1.1 0.9 1.0 1.0 OTHER RESERYE CITIES. October October October October October October October October 1,1875. 2, 1876 1,1877. 1, 1878 2, 1879. 1,1880. 1,1881. 3, 1882 188 189 188 184 181 184 189 223.9 ; 217.0 i 204.1 | 199.9 | 228.8 i 289.4 i 335.4 I 318.8 56.0 54.2 51.0 50.0 57.2 72.4 83.9 79.7 ! i I ! 74.5 76.1 67.3 71.1 83.5 105.2 100.8 89.1 37.1 37.1 34.3 29.4 33.0 ! 25.0 i 21.9 24. 1 j 32. ;i 32.0 24.4 29.1 35.7 48.2 40.6 33.2 3.6 3.0 3.0 3.2 3.5 3.7 3.7 3.5 2.7 i 4.2 i 8.0 11.5 21.2 i 27.5 i 30.0 33.7 31.0 31.6 31.1 30.3 28.3 27.1 30.0 53.3 55.4 48.9 56.0 71.3 86.4 92.4 80.1 11.5 10.8 10.7 11.0 11.2 11.3 11 4 11. b 3?. 0 8.1 33.5 21.3 31.5 22.8 33. 6 30.7 33. 9 42 2 38.4 10&2 28.9 ; 112.7 I 27.2 102.8 ; 125.2 113.4 100.2 97.0 95.9 64.3 59.9 72,0 85.6 87.4 73.3 85.1 107,0 134.6 133.0 113.3 16.2 14.6 14.5 15.3 15.8 15.9 16.1 15.8 33.3 35.1 33.0 35.6 36.5 : 36.3 30.0 28.0 ' 1.5 4.0 5.6 9.4 11.3 28.3 34.6 28.3 STATES AND TERRITORIES. October 1, 1875. October 2, 1876. October 1, 1877. October], 1878. October 2, 1879. October 1,1880. Octoberl, 1881. Octobers, 1882. 1,851 1,853 1,845 1,822 1,820 1,859 1,895 2,026 307.9 291.7 290.1 289.1 329.9 410.5 507.2 545.8 46.3 i 43.8 i 43.6 i 43.4 49.5 61.6 76.1 81.9 100.1 99.9 95.4 106.1 124.3 147.2 158.3 150. 4 32.5 [ 34.3 | 32.9 ! 36.7 i 37.7 ; 35.8 31.2 ! 27. 5 1 1.6 t SUMMART. October 1, 1875 2,087 October 2, 1876. 2,089 October 1, 1877. 2,080 October 1, 1878 October 2, 1879. October 1,1880Octoberl, 1881. October 3, 1882. 2,053 2,048 2,090 2,132 2; 269 734.1 706.6 669.1 678.8 768.9 968.0 1, 111. 6 1,118. 6 152.2 147.5 138.3 140.8 159.3 201.0 227.2 225.1 235.1 236. 7 210.8 228.1 260. 9 323. 0 321.6 303.9 The following table, compiled from returns made to the clearing-house by the national banks in New York City, exhibits the movement of their reserve, weekly, diiring October, for the last seven years: REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX Ratio of reserve t o Specie. AVeok ending— October 7,1876 October 14,1876 October 21,1876 October 28,1876 October 6,1877 October 13,1877 October 20,1S77 October 27,1877 October 5,1878 October 12,1878 October 19,1878 October 26,1878. October 4,1879 . October 11,1879. October 18,1879 . October 25,1879 . October 2,1880 . October 9,1880 October 16,1880 October23,1880 October 30,1880 October 1,1881 October 8,1881 October 15,1881 October 22,1881 October 29,1881 October 7,1882 October 4,1882 October 21,1882 October 28,1882 17,082,600 j 16,233,600 j 15,577,500 i 14,011,600 : 14,665,600] ; 14,726,500 j 14,087,400 I j 15,209,000 I ,| 14,995,800! 1 12,184,600 j ; 13,531,400 ! 17,384,200 18, 979, 600 20, 901,800 24, 686, 500 25, 636, 000 59, 823, 700 ! 62521300 1 62,521,300 -..I 62,760,600 : ! 60,888,200 , j 61,471,600 ' 54,954,600 : ' 53,287,900 ; 51,008,300 • 54,016,200 '• 55,961,200 : ' 47,016,000' i 48,281,000 ' 49,518,200 ! 48,374,200 : Legal tenders. 45,535,600 ' 43,004,600 , 41,421,700 i 41,645,600 36,168,300 35,178,900 i 35,101,700 34,367,800 38,304,900 37, 685,100 36, 576, 000 : 35,690,500 34,368,000 : 32,820,300 j 29,305,200 : 26,713,900 i 11,129,100 10, 785, 000 10, 939, 200 10,988,200 10,925,000 12,150,400 12,153,800 12, 452, 700 12, 496, 500 12, 947, 900 18, 384, 500 18, 002, 700 17, 023,900 17, 204, 700 Total, i Circulation and j deposits. 63,218,200 59, 238, 200 '. 56,999,200 55,657,200 50,833,900 49,905,400 49,189,100 49,576,800 53, 300,700 49, 869, 700 50, 107, 400 53,074,700 53,347,600 53, 722,100 53,991,700 52, 349,900 70,952,800 73, 306, 300 73, 699, 800 71, 876, 400 72, 396, 600 67,105, 000 65,441,700 63, 461, 000 66,612,700 . 68, 909,100 65,400,500 66,283,700 ' 66,542,100 65, 578, 900 Deposits. Per cent. Per cent. 30.5 32.4 28.8 31.1 27.8 30.0 28.0 30.3 27.0 29.5 26.7 29.2 26.5 29.0 26.8 29.4 25.7 28.4 24.4 27.0 24.7 27.3 25.8 28.5 23.3 25.8 23.4 25.9 23.5 26.1 23.0 25.5 25.4 26.4 25.4 27.2 25.5 27.1 24.9 26.6 25.0 26.7 23.1 24.8 23.1 24.9 23.2 25.0 24.6 26.6 25.6 27.4 24.0 26.3 24.7 26.6 25.0 26.8 24.8 26.5 Tables will be found in the appendix, exhibiting the reserve of the national banks as shown by their reports, from October 2,1874, to October 3,1882; the reserve by States and principal cities for October 3,1882; and in the States and Territories, in New York City, and in the other reserve cities, separately, at three dates in each year, from 1878 to 1882. APPENDIX. Special attention is called to the synopsis of judicial decisions, to the numerous and carefully prepared tables in both report and appendix, and to the index of subjects and list of tables to be found at the close of the appendix. At the end of the full volume of more than seven hundred pages, which contains separate statements of 2,269 national banks as returned by them for October 3, is an alphabetical list of the cities and villages in which the national banks are situated. In concluding this report; the Comptroller gratefully acknowledges the efficiency of the officers and clerks associated with him in the discharge of official duties. JOHN JAY KNOX, Comptroller of the Currency. Hon. JOSEPH W. KEIFEE, Speaker of the House of Representatives. LXX REPORT OP THE COMPTROLLER OF THE CURRENCY. APPENDIX. NJMES and COMPENSATION of OFFICERS and CLERKS in the OFFICE of the COMPTROLLER OF THE CURRENCY. Name. Grade. John Jay Knox John S. Langworthy Salary. : Comptroller ; $5, 000 Deputy Comptroller 2,800 J. Franklin Bates William B. Greene JohnD. Patten Edward Wolcott Chief of division i do do do 2,200 2,200 2,200 2,200 John "W. Griffin Edward S. Peck "Watson W. Eldridge Frank A. Miller Theodore O. Ebaugh , Bond clerk Superintendent Teller Principal bookkeeper ! Assistant bookkeeper 2,000 2,000 2,000 2,000 2, 000 James C. Brown Fernando C. Cate Charles H. Cherry William Elder Charles H. Norton William Sinclair George H. Wood Thomas C. Folger Charles E. Brayton David B. Brenner William H . Glascott J o h n A . Hebrew George T. May Washington K . McCoy E d m u n d E . Schreiner Charles J . Stoddaid William D. Swan Walter Taylor Edwin D.i'racy Fourth class do do do do do do Stenographer Third class do do do do do ' do do do do do " ' ; ' '. i ; 1,800 1,800 1,800 1,800 1,800 1,800 l,8€0 1, 600 1,000 1, G O O 1,600 1,600 1,600 1,600 1,600 1,600 3,600 1,600 1,600 J . Edward De Saules Charles B. Hinckley E. Le Roy Livingston Isaac C. Miller Charles McC. Taylor William H. Walton Arthur M. Wheeler Frederick Widdows Second class do do do do do do do 1,400 1,400 1,400 1.400 1,400 1,400 1,400 1,400 Harriet M. Black May Crosby Julia K. Donoho Sarah F . Fitzgerald M a r y E . McCormick Morris M. Ogden First class do do do do do 1,200 1,200 1,200 1,200 1,200 1,200 Margaret L. Simpson George F. Walker First class do EvelineC.Bat.es Clerk Edward Myers do Joseph K. Miller Messenger Philo Bnsh William Griffiths Silas Holmes Assistant messenger do do 1,200 1,200 1,000 : Engineer John Newman i 1,000 1,080 840 ' j i 720 720 720 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI NAMES and COMPENSATION of OFFICERS and CLERKS, #c—Continued. JSTame. i Thomas H. Austin Thomas Jackson Lafayette J. Garner "Watchman do \ Fireman Langston W. Allen Lee Nance Boston Nowlin i Laborer ! do j do Eliza M. Barker Ettie J . Broughler Margai-et M. Browne K a t e R . Bruce Louisa Campbell Virginia H. Clarke Sarah G. Clemens Mary L.Conrad Mary A. Curtis Margaret F. Dewar Jane A. Dorr AnnabellaH. Finlay Mora M. Fleming-.". Margaret E. Gooding Elizabeth Hutchinson Kebecca C. Hulburd Eliza E. Hyde Alice M. Kennedy Lucretia \V. Knowlton Emma Lafayette Sarah Lowell Maggie B. Miller Margaret F. Ogden M a r y E . Oliver C a m e L. Pennock Eliza M-. Peters Annie E. Kanney Emily H. Reed Marie Eichardson ElizaA.Saunders F a y e t t e C . Snead Amelia P. Stockdale Sarah A. W. Tiffey Julia C. Townsend ! Clerk ' do i do do do j do I do ! do i do i do do do ! do ' do i do I do ; do i do I do | do I do j do ; do .do do j do ] do I do do do i do ! do I do | do. Salary. Grade. '. , | $720 720 720 I ! j j I ' .j '• : ' ! i ! j i i i i 660 660 660 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30,1882. For special dies, plates, printing, &c For salaries $116,860 29 101,398 88 Total 218,259 17 Total expenses of the office of the Comptroller of the Currency from its organization to June 30, 1882, $5,366,908.18. The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept for the different bureaus, the amount cannot be stated. LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. SYNOPSIS OF DECISIONS OF THE SUPREME AND CIRCUIT COURTS OF THE UNITED STATES AND OF STATE COURTS OF LAST RESORT, UPON QUESTIONS ARISING UNDER THE NATIONAL BANK ACT, AND UPON COGNATE POINTS OF INTEREST TO BANKS AND TO PARTIES HAVING DEALINGS WITH THEM.* ABATEMENT. I. An action brought by a creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its franchises. (First National Sank of Selma vs. Colby, 21 Wallace, p. 609.) II. Suit by the receiver of the Netv Orleans National Banking Association (formerly a State organization called the Bank of New Orleans) against a shareholder to enforce his personal liability. Plea in abatement that " at the date of the appointment of said receiver there was not, nor has there since been, nor is there now, any such corporation as said New Orleans National Banking Association, because said Bank of New Orleans had no power by its charter, nor authority otherwise from the State of Louisiana, to change its organization to that of a national association under the laws of the United States." On general demurrer this plea was held bad, because no authority from the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of Congress, 13 Statutes, 112. "Thepower there conferred was ample, and its validity cannot be doubted." (Casey, Receiver, $-e., vs. Galli,4 Otto, p. 673.) This plea was also held bad upon the additional ground that "where a shareholder of a corporation is called upon to respond to a liability as such, and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such corporation." (Ibid.) "To hold otherwise," says Mr. Justice Swayne (p. 680), " would be contrary to the plainest principles of reason and good faith, and involve a mockery of justice. Parties must take the consequences of the positions they assume." "They are estopped to deny the reality of the state of things which they have made to appear to exist, and upon which others have been led to rely. Sound ethics require that the apparent, in its eifects and consequences, should be as if it were reai, and the law properly so regards it." ACCOMMODATION ACCEPTANCES, INDORSEMENTS AND NOTES. I. Where bills, indorsed by a national bank for accommodation only, had been negotiated by the bank through its usual channels of communication with its correspondents as its own bills, and the proceeds thereof have been placed to the credit of the bank, which thereupon gave the same credit to the parties for whom it had thus indorsed, and received no benefit therefrom: Meld, that although an accommodation indorsement by a national bank, in such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for the same to holders, for value without notice. (Blair vs. First National Bank of Mansfield, Ohio. United States circuit courtfor Ohio, at Cleveland November term, 1875, Emmons, J. Seported in Bankers' Magazine for March, 1878, pp. 721-5.) II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which money has been advanced by plaintiff, that the draft was accepted for the accommodation of the drawer. (Davis vs. Mandall, 115 Mass., p. 547.) III. A national bank discounted a note made by the defendant for the benefit of the payee, and which the payee agreed to take care of at maturity: Held, that the hank could recover the note although it bad, when it took the note, full notice of the circumstances under which it was given. (Thatcher vs. West River National Bank, 19 Mich., p. 196.) (See, also, Title "EVIDENCE.") * Many of the decisions cited in this synopsis will be found in "Thompson's National Bank Cases," vols. 1 and 2; but in most instances reference is made to the original report, thus indicating the tribunal by which the point was decided. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII AcOOMODATION ACCEPTANCES, INDORSEMENTS, AND NOTES—Continued. IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. Paichin Bank, 13 N. Y.,p. 309, mid 19 N. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions, p. 80; Monfords vs. Farmers $• Mechanics' Bank, 26Barb., p. 568; Farmers $• Mechanics' Bank vs. Troy City Bank, 1 Doug. \_Mich.~\, p. 45.) [NOTE.—In the United States circuit court, western district Virginia Judge Bond has recently decided the cases of Seligman §• Co. vs. The Charlottesville National Bank, and Johnston Brothers $• Co. against the same bank. The first was an action of covenant upon a letter of credit for £5,000, issued under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said letter. The latter was assitmpsit upon five bills of exchange for$5,000 each, dated April 16, 1875, each drawn by said Charlottesville Bank upon the Citizens' National Bank of Baltimore, payable to the order of Flannagan & Son, acceptance waived, maturing upon days "fixed" within five days of each other, the first, November "20, and the last, December 10 of same year. Said bills were not drawn against funds due or to become due from the said Citizens' to said Charlottesville Bank, but were a mere loan of the credit of the latter bank (it being without funds) to the said Flannagan & Son, and drawn to be used by the latter, as they were used, as collateral security in part for a loan of $25,000, made by said Johnston Brothers Sf Co. to said Flaunagan &, Son. Said plaintiff's took said bills as such collateral security, and with full notice of all the facts aforesaid. Held, I. That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void in the hands of the plaintiffs, holding with full notice of their character. II. That the incidental powers conferred upon national banks are not such as are conferred upon banks generally, but only such as are necessary to carry on the specific banking business prescribed by the national-bank act. Hence, though such banks may borrow money for certain purposes, they have no power to loan their credit to customers. These cases were reported in the Bankers' Magazine for December, 1879.] ACTION*. I. A national bank may be sued in the proper State court. (Bank of Bethel vs. Pahquioqne Bank, 14 Wall., pp. 383,395.) II. Such banks may sue in Federal courts. The word " by " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 506-7.) III. Receivers may also sue in United States courts. (Ibid.) IV. When the full personal liability of shareholders is to be enforced the action mustfbeatlaw. (Kennedy vs. (lib-son, 8 Wall., p. 505; see, also, Casey, <fc, vs. Galli, supra.) X. But if contribution only is sought, the proceedings may be in equity, joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) (See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITIES OP," VI, post.) VI. But in Bailey, Receiver, tfe., vs. First National Bank of Duluth, U. S. circuit court for Minnesota, Nelson, J.—Held, that even where less than the par value was assessed the suit might be at law; and this would seem to be the ti ne theory. (See Bankers' Magazine, April, 1877, p. 793.) [NOTE.—InStanton, Receiver, <fc, vs. Wilkeson, 8 Ben., 357, the point was distinctly made before Judge Blatchford. The suit was brought to enforce an assessment of sixty per centum, and defendant insisted that plaintiff should have proceeded by bill in equity; but the court held that the action at law was the proper remedy, at the option of the receiver.] VII. A national bank located in one State may bring action in the circuit court of the United States sitting within another State against a citizen thereof. (Manufacturers' National Bank vs. Baack, 8 Blatch., p. 147.) VIII. In such action it will be presumed, so far as the question of jurisdiction is concerned, that the stockholders of such bank are citizens of the State where the bank is located. (1 bid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in the United States circuit court northern district of Ohio, it was held that a national bank does not sue in the Federal court by virtue of any right conferred by the judiciary act of 1789, but by virtue of the right conferred by its charter, the national-bank act, and this would seem to be the true doctrine. (See Thomp. National Bank Cases, p. 295. Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298, decided by Mr. Justice Miller, of the United States Supreme Court.) LXXIV REPORT OP THE COMPTROLLER OF THE CURRENCY. ACTIONS—Continued. IX. National banks can be sued only in the courts designated in the national-bank act. Therefore a State court of New York has no jurisdiction of an action against a national bank located in Alabama. (Cadlexs. Tracy, 11 Blatch.,p. 101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. T., p. 96. X. Actions in their nature local, in the technical legal meaning of that word, may be brought against a national bank in the State court of the proper county. (Case// vs. Adams, 102 V. S., p. 66.) (See, also, Title "JURISDICTION,"pout.) ATTACHMENTS OF ASSETS, I. When a creditor attaches the property of an insolvent natioual bank, he cannot hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others. (Bank of liehna vs. Colby, 21 Wall.,pAM9; see, also, Harvey vs. A lien, 16 Match/., p. 29.) (See, also, Title "JURISDICTION," If, post.) II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court, before final judgment. (Central National Bankxn. Richland National Bank, 52 Howard \_N. T.}, p. 136.) III. In Robinson vs. National Bank of New Berne, 58 How., p. 306, the court of appeals decides that a State court can issue attachment process against a solvent national bank, located in another State, upon which its funds within the jurisdiction ofsuch court can be seized and subjected to the satisfaction of any claim established by the judgment of such tribunal. But in the supreme court of New York, in Ilhoner vs. First National Bank ofAllentoivn, 14 Hun., p. 126, the contrary doctrine is held in accordance with the rulingin Central National Bank vs. Richland National Bank, 52 How., p. 136, heretofore cited. [NOTE.—It is submitted that the latter is the correct rule. The currency act favors the policy, on the part of country banks, of keeping a large portion of their reserve in certain cities. But if such banks are advised that such reserve funds are there subject, at any moment, to be seized by process of a State court, at the instance or caprice of any resident who may think himself a creditor, such deposits will be made with more or less hesitation, or not at all.] ATTORNEYS. I. Section 56 of the currency act is directory only, and it cannot be objected by defense that a suit is brought by a private attorney instead of the United States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.) BY-LAWS. I. A national bank cauuot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, <$-e., 18 Wall., p. 589.) (See, also, case of Bank vs. Lanitr, 11 Wall., p. 369, cited under " LOANS OX SHARES," post.) [NOTE.—In Youn<f vs. Fough, 23 N. J. Equity M., p. 325, it was held that a national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted to the bank, and that transfers in violation of such by-laws were void. As it is held by the Supreme Court of the United States that such by-laws can create no lien for indebtedness, it would seem that a regulation prohibiting such transfers can be of little practical use, even if the power exists.] CHECKS. I. The holder of a check on a natioual bank cannot sue the bank for refusing; •• payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic vs. Millard, 10 Wall., p. 452.) * II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lieu upon them. (Ibid., p. 155.) III. Perhaps, on proof that check had been charged to the drawer, and that the bank had settled with him on that basis, the holder or payee could recover on account for "iimney had and received." (Ibid,, pp. 155-0.) KEPORT OV THE COMPTROLLER OF THE CURRENCY. LXXV CHUCKS—Continued. IV. The facts that the bank was a United States depositary and the check wag drawn by a United States officer to a United States creditor do not vary the rule. (Ibid., pp. 155-6.) V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands, only reasonable diligence is required to be exercised in giving notice to prior holders of the forgery, after its discovery, in order to hold them liable. (Shrwder vs. Harvey, 75 III., p. 638.) VI. A clerk of plaintiffs received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due. The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and transferred them to other persons, appropriating the proceeds to his own use. Subsequently these checks were deposited with a bank, which in good faith collected them and paid over the proceeds to the depositors. In a snit by plaintiffs against the bank to recover the amounts so collected by it: Held, that the bank was liable. (Johnson vs. First National Bank, 13 N. Y. Sup. Court.) VJI. Bankers are presumed to know the signatures of their customers, and pay checks purporting to be drawn by them, at their peril. ( Weisser va. Dennison, 10 N. ¥., p. 68; National Batik of the Commonwealth vs. Grocers' National Bank, 35 Howard IN. ¥. JV.], p. 412.) This last case holds that if the bank, the drawee, pays the forged check to the holder, it cannot recover back the money so paid. The same doctrine was held in case of First National Bank of Quinci/ vs. llicker, 71 III., p. 439; but qualified by holding that it applied only where the presumed negligence was all on the s'ide of the. bank, and where the holder or payee had been guilty of no fraud or act to throw the bank off its guard. YIII. CERTIFYING.—National banks have the power to certify checks; and thi. power may be exercised by the cashier without any special authorization The directors can limit this power, but such limitation will be no defense as to parties having no notice. (Merchants' National Bank vs. Stale National Bank, 10 Wall, p.6Qi.) IX. A certificate of a bank that a check is good is equivalent to an acceptance implying that the bank has the funds to pay it, and that they are set apart for that purpose. (Ibid., p. 604.) X. A national bank is liable on a check certified by its cashier to the holder in good faith, although the drawer has no funds in the bank when it was certified. (Cooke vs. State National Bank, 52 N. T., p. 96.) XI. The act of Congress of March 3, 1869, making it unlawful for a national bank to certify checks unless the drawer has at the time funds on deposit to an amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer in its hands at the time, but engaging to pay the same when a draft left with it for collection by the drawer shall have been paid. (First National Bank vs. Merchants' National Bank, 7 West Va., p. 544.) XII. A bank is liable to pay a subsequent bona fide purchaser the amount of a check which it has certified, notwithstanding the check was fraudulently raised, if before certification, from a smaller amount. (Louisiana National Bank vs. Citizens' Bank, 28 La. Annual, p. 189.) XIII. When a bank was chargeable with negligence in certifying a check, which was so drawn as to admit of a fraudulent alteration of the amount being easily made, and the check was raised: Held, that the bank was liable to a bona fide holder, for value, for the increased amount. (Helwegevs. Hibernia National Bank, 28 La. Annual, p. 5'20.) [NOTE.—As the above case unquestionably declares the true rule of law, prudence would seem to dictate that cashiers should always insist upon such filling up of checks as to render alteration impracticable, before certifying.] XIV. A certified check is not deemed dishonored by delay between its date and the time when it is sold to a bonafidepurchaser, for value, so that the latter takes it as overdue, and subject to equities; because, by certifying, the bank becomes the principal debtor, and liable indefinitely, like an acceptor of a bill of exchange. Hence, one who in good faith, and after making reasonable inquiry, bought a certified check, three or four months after its date, which had been stolen, was held entitled to recover its amount. (Nolan vs. The Bank of New York, 67 Barb., p. 24.) LXXVI REPORT OF THE COMPTROU-KR OF THE CURRENCY. CHECKS—Continued. XV. A check contained ou its face this recital: "To hold as collateral for 1,000 P. T. Oil, pipage paid to Jan. 4, 1870 "; across its face the cashier wrote, " Good when properly indorsed." Held, that the check was not drawn in usual course of banking business, and. therefore the certificate of the cashier did not bind the bank. (Dorse;/ vs. Abrams et al., bankers, 85 Pa., p. 299. See, further, as to liability ou checks, certified or otherwise, Dodge vs. National Exchange, Bank, 30 O., p. 1; Security Bank vs. National Bank of the Republic, 67 N. ¥., p. 458; Andrewsva. German National Bank, 9 Heisk. [Tenn.],p. 211.) CIRCULATION. The circulating notes of a national bank are valid without the imprint of the seal of United States Treasury. V. S. v. Bennett, 17 Blatehf.,'Ao7. CITIZENSHIP. I. National banks are citizens of the State in which they are organized and located, and when sued by national banks of other States have a right to demand a removal of the snit from a State to the proper Federal court. (Cliatham National Bank vs. Merchants' National Bank, 4 ThompsonfyCook, N. T. Sup. C, p. 196, and 1 Hunter [N. F ] , p. 702; Daw vs. Cook, 9 Nevada, p. 134.) (See also Title "ACTIONS" V and VI,supra.) II. A national bank, being a citizen of the State in which it is located, may be required to give security for costs when suing in another State; and in the State of New York such security may be required, because the bank is regarded as a corporation created by a foreign State. (National Park Bank vs. Gunst, 1 Abbott's New Cases, p. 292.) COLLECTIONS. I. A bank receiving paper for collection undertakes to use due diligence in making demand, at maturity, and giving the proper notices of non-payment. An unreasonable delay will charge the bank with liability for the amount; and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p. 211; Capital State Bank vs. Lane, 52 Miss., p. 677; Fabens vs. Mercantile Bank, 23 Pick. [Jlfass.], j>.320.) II. And if the bank receiving paper for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will be liable for the misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery Count)/ Bank vs. Albany City Bank, 7 N. ¥., p. 459; Commercial Batik vs. Union Bunk, 11 N. T., p. 203; Kent vs. Dawson. 13 Blatehf, p. 237; First National Bank vs. First National Bank of Denver,'4 Dill.,p. 290.) III. A bank received a check upon itself for collection, being at the same time a large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check: Held that the bank was chargeable for the negligence. (Bank of New Hanover vs. Kenner, supra.) IV. A bank holding a check for collection, and accepting the certification of the bank upon which it is drawn, in lieu of payment, assumes the risk and thereby becomes liable to the owner for the amount, with interest from date of certification. (Essex Count)/ National Bank vs. Bank of Montreal, 7 Bissell, p. 193.) V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank, at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, N. C , for collection. Defendant by letter acknowledged the receipt of the draft, stating that it had been credited to the Corn Exchange Bank, and entered for collection. Thereupou defendant sent draft to Bwrbank 4" Gallagher, bankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting. In a suit brought by the assignee of the Corn Exchange National Bank against the Dawson Bank to recover the proceeds of the draft: Held, per Wallace, J., thattl|e latter bank was liableforthe amount. (Kent, assignee, #c, vs. The Dawson Bank, 13 Blatehf., p. 237.) [NOTE.—The court concedes that the authorities are conflicting upon the point involved in this case. In Nero York, Ohio, and in England, the decisions sustain the conclusions of Judge Wallace, while in Connecticut, Massachusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The point was made in this case that the law of Illinois should control the right* of parties, but it was held otherwise.] REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXVII COLLECTIONS—Continued. VI. In an a«tion by (i against a bank it appeared that a note was made to G's order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and credit" : Held, that B, \>j the indorsement, did not become the owner of the note, and had no right to pledge it, or direct its proceeds to be credited to him in payment of his indebtedness to the defendant bank. (First National Bank vs. Gregg, 79 Pa., p. 384.) VII. In such case, if the defendant bank had made advances, or given new credit to B on the faith of the note, it would have been entitled to retain the amount out of the proceeds. {Ibid.) VIII. A bank holding a customer's demand note has a lien upon the proceeds or drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. (Be Farnsworth, 5 Bliss.,p. 223.) IX. A collection agent who receives from his principal a bill of lading of merchandise, deliverable to order, and attaches to it a time draft, may, in the absence of special instructions, deliver the bill of lading to the drawee of the draft, upon the latter's acceptance of the draft. It is not the duty of the agent to hold the bill after such acceptance. (National Bank of Commerce vs. Merchant's National Bank, 1 Otto, p. 92.) X. Woolen &• Co., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The remittance was by letter, which merely stated that the draft and bills were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen < Co. The draft was drawn by, and to the order of, Coder $• f Co., indorsed by them, by Mayhew, and the plaintiffs. By the terms of the draft the drawer, indorsers, and acceptor waived presentment for payment and notice of protest and non-payment. It was payable fifteen days after its date, and it was admitted that by ordinary course of transit the lumber would reach its destination eight days prior to the maturity of the draft. There had been no business transactions between plaintiffs and defendants, save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and upon such acceptance delivered to him the bills of lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft. It was conceded that the draft was drawn for the price or value of the lumber: Held, per Wallace,./., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber the funds to meet the draft at maturity. Therefore, upon his acceptance of the draft, he was entitled to the bills of lading, and defendants were not liable for thus delivering them ; but if the draft had not been upon time, a different rule might have prevailed. (Woolen <f Webb vs. N. T. and Erie Bank, 12 Blatehf., p. 359.) XI. L. transmitted to a bank a draft indorsed "for collection ou his account." The bank provisionally credited the draft, when received, to L., presented it for payment, and surrendered it to the drawee on receipt of his check for the amount. Instead of demanding the money on this check, the bank had it certified "good," and ou the same day suspended payment. The next day the cheek was collected, and the money mingled with the other money in the hands of the receiver : Held, that the receiver held the funds in trust for L. {Lent vs. Missouri Bank, 5 Dillon, p. 104.) XII. The general power of a bank to collect ceases by its suspension, as to paper previously deposited therewith. (Jocknsch vs. Toiesey, 51 Tex., p. 129.) COMPBOMISES. I. In adjusting aud compromising contested claims against it, growing out of a legitimate banking transaction, a national bank may pay a larger sum than would have been exacted in satisfaction of them, so as to thereby obtain a transfer of stocks of railroad and other corporations, in the honest belief that, by turning them into money under more favorable circumstances than then existed, a loss which it would otherwise suffer from the transaction might be averted or diminished. {First National Bank vs. National Exchange Bank, 2 Otto, p. 122.) II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to their subsequent conversion into money, in order to make good or reduce an anticipated loss. (Ibid.) (See, also, Title "ESTATE, RHAT.," I, post.) LXXVIII REPORT OF TI1K COMPTROLLER OF THE CURRENCY. COMPROMISES—Continued. III. A courthasnopowrv, under section 5324 of the Revised Statutes of the United States, to order the receiver of a national bank to compound debts which are not " bad or doubtful" ; and a composition under such an order, of debts not bad or doubtful, is ineffectual. (Price, Receiver, cfc., vs. Yales, 2 Thomp. Cases, p. 204, V. S. circuit court, western district Pa.) IV. A receiver compromised suits with counsel for the United States : Held, that the compromise would not bo opened after a lapse of years, no fraud being alleged. Henderson v. Myers, 11 Phil. (Pa.), 616. [NOTE.—This must have been a compromise made without a special order - of court.] COMPTROLLER. I. The Comptroller appoints the receiver, ami can therefore remove him. (Kennedy vs. Gibson, 8 Wall., p. 498.) II. The Comptroller's certificate, reciting the existence of the facts of which ho is required to be satisfied, to justify the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such appointment, in an action brought by such receiver. ( Platt vs. Bebee, 57 A". T.,p. 339.) III. The Comptroller must authorize any increase of the capital stock of a national bauk ; and such increase must be certified by him as prescribed by section 13 of the act of Congress providing for the organization of national bants. (Charleston vs. People's National Bank, 5 S. C, p. 103.) IV. The Comptroller cannot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Casevs. Terrill, 11 Wall., p. 199.) (See, also, title " SHAREHOLDERS, INDIVIDUAL LIABILITY OF,"post.) CONVERSION. I. The conversion of a State into a national bank works no dissolution, only a change of the original corporation; nor does the latter thereby escape any of its liabilities. (Maynard vs. Bank, 1 Brewster, Pa., p. 483; Kelsey vs. National Bank of Crawford County, 69 Pa., p. 426; Coffey vs. National Bank of the Slate of Missouri, 46 Mo., p. 140.) CREDITORS OF NATIONAL BANKS. I. The respective rights and liabilities existing between a national bank and its creditors and debtors becomefixed,when its insolvency occurs. * * * All the property and assets of the association then become a fund legally dedicated, first, to the satisfaction of any claim of the United States for the redemption of its circulating notes, and, second, for a ratable distribution of the balance among its general creditors upon the principle of equality. (Balch vs. Wilson, 2 Thomp. Cases, p. 276 ; 25 Minn., p. 299.) CURRENCY. I. The word "currency," in a certificate of deposit, means money, including bank notes, which, though not an absolute legal tender, are used as money by authority of law, and are in circulation generally, at the locus in quo, on par with coin. (Klauber vs. Biggerslaff, 47 Wis., p. 551.) CURRENCY ACT. I. The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the government loans. (Per Strong, J., in Tiffany vs. National Bank of the State of Missouri, 18 Wall., p. 413.) II. National banks organized under the act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of an important branch of the public service; and Congress, which is the sole judge of the necessity for their creation, having brought them into existence, the States cau exercise no control over them, nor in any wise affect their operation, except so far as Congress may see proper to permit. (Per Swayne, J., in Farmers and Mechanics' National Bank vs. Dearing, 1 Olio, p. 29.) III. The constitutionality of the act of June 3,1864, is unquestioned. It rests on the same principle as the act creating the second Bank of the United States. The reasoning of Secretary Hamilton aud of this court in MeCulloch vs. The State of Maryland, 4 Wheat., p. 316, and in Osborne vs. Bank U.S.,7 Wheat., ' p. 708, therefore applies. IV. The power to create carries with it the power to preserve. The latter is a corollary of the former. (Ibid., per Swayne, J., pp. 33, 34.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX DEBTORS OF NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadle, Receiver, #c, vs. Baker if- Co., 20 Wall, p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of the Comptroller. (Bank vs. Kennedy. 17 Wall, p. 19.) DEPOSITS. I. CERTIFICATES OF.—A certificate of deposit was issued by a bank for a certain sum, subject to the order of the depositor at a. certain date, payable on the return of the certificate: Held, in an action on said certificate against the bank, brought by an assignee, that there could be no recovery without proof of au actual demand and refusal of payment. (Brown vs. McElroy, 52 Ind., p. 404.) II. In a suit against the bank, upon a stolen certificate of deposit given by the defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return of the certificate properly indorsed : Held, first, that the instrument should be regarded as the promissory note of the bank, assignable under the statute (of Indiana), but that it was not negotiable as an inland bill of exchange, being made payable not in money, but "in current funds"; second, that the payee could recover on said stolen certificate without giving a bond against a subsequent claim thereunder by another person. ( National State Bank vs. Ringel, 51 Ind., p. 393.) III. Where a bank issues a certificate of deposit, payable on its return properly indorsed, it is liable thereon to a bona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. ^National Bank of Fort Edward vs. Washington County National Bank, 5 Hun., N. Y. Sup. Court, p. 605.) IV. Under a statute prohibiting the circulation of bills or notes not payable on demand, banks have no power to issue time certificates of deposit; and such certificates, if issued, are void. They are equivalent to post notes. (Bank of Peru vs. Farnesworth, 18 III, p. 563; Bank of Orleans vs. Merrill, 2d Hill [N. Y.], p. 295; Leavitt vs. Palmer, 3 N. T. [Comst.J, p. 19.) (See, also, "CURRENCY," supra.) V. GENERAL.—The relation between a bank and its depositors is that of debtor and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the depositor in his general account, then overdrawn, becomes the property of the bank, which becomes indebted to him for the proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good by other deposits before collection of the note makes no difference. (In re Bank of Madison, 5 Bissell, p. 515. A national bank may also apply a deposit in payment of a matured note held against the depositors. (Home Bank vs. Newton, 8 III, App., 563.) VI. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of money with a banker, a previous demand by the depositor, or some other person by his order, is indispensable to the maintenance of an action for the deposit, unless circumstances are shown which amount to a legal excuse. (Brahm vs. Adkins, 77 III, p. 263.) VII. A national bank having become insolvent, a depositor therein assigned his deposit to a debtor of the bank: Held, that the latter could not offset such deposit against his debt, in an action thereon. ( Venango National Bank vs. Taylor, 56 Pa., p. 14.) VIII. A depositor was also indebted to the bank on bond and mortgage: Held, that he could offset his deposit against said indebtedness, the bank being in the hands of a receiver. (Mattel- of New Amsterdam Savings Bank vs. Garlter, 54 How. IN. Y. Pr.}, p. 385.) IX. The claims of depositors in a suspended national bank are, when proved to the satisfaction of the Comptroller of the Currency, on the same footing as if they were reduced to judgments, and from date of such proof bear interest. (National Bank of the Commonwealth vs. Michigan National Bank, 94 Xf. S. [4 Otto], p. 437.) X. SPECIAL.—The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of uational banks; and the cashiers of such banks have no power to bind them on any express contract accompanying, or any implied contract arising out of, such taking. (Wiley vs. First National Bank, 47 Vt., p. 546.) LXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. DEPOSITS—Continued. [NOTE.—To the same effect was the decision of the New York court of appeals in J'ijsi'.Nat. Bankof Lyonsvs. Ocean Nat. Hank, 60 N. T.,p.278. But it is to be remembered that in both these oases only the act of the cashier was relied upon to bind the bank. In the latter case it was stated that there was no proof of even implied knowledge or assent on the part of the directory. In the well-reasoned case of Weckler vs. First Nat. Bank of Magerstown, 42 Md.,p. 581, these cases are cited with decided approval; bu t a recent decision of the supreme court goes very far towards establishing a different doctrine. In National Bank vs. Graham, 100 V. S. ,p. 699, the supreme court held that section 5228 R. S. U. S. conferred upon a national bank power to receive and take charge of special deposits, such as the public securities of the government, and that such bank is liable in damages for the loss, through gross negligence, oi such deposit, when it had been made with the knowledge and acquiescence of its officers arid directors. The learned judge who delivered the opinion (Mr. Justice Swayne) cited numerous State decisions, only referring to the cases in Vermont as being in conflict with the weight of adjudications, and based the conclusion of the court upon the doctrine that " gross negligence on the part of a gratuitous bailee, though not a fraud, was equivalent thereto in legal effect, and that the doctrine of ultra vires has no application in favor of a corporation when guilty of a wrong."] XI. A national bank receiving a special deposit for safe-keeping, without reward, is liable only for gross negligence. The burden of proof is on the plaintiff, and gross negligence is not the omission of that care which every attentive and diligent person takes of his own goods, but the omission of that care which the most inattentive takes. {First National Bank, cj-c, vs. Hex, 8!) Perm., p. 308.) In Pattisou vs. Syracuse Hank, 80 X. Y., 82, the case oiNat'l Bank of Lyons vs. Ocean National Bank is substantially overruled, following the ruling iu Nat'l Bank vs. Graham. DIRECTORS OF NATIONAL BANKS. I. Directors of a national bank may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists if the bank has adopted no by-laws. (Taylor vs. Mutton, 43 Barb., N. T. Sup. Court, p. 195; S. C, 18 Abb. Pr. B., p. 16.) II. In all cases where an act is to be done by a corporate body, a majority of the whole number of directors is necessary to constitute a valid meeting ; but at a meeting wheu a quorum is present the majority of those present may act. A by-law adopted when less than a majority are present is void. (Lockwood vs. American National Bank, 9 Rhode Island, p. 308.) (See Title "OFFICERS,"post.) III. The power to compromise or release claims in favor of a bank is in the board of directors, and not within the scope of the cashier's authority. Chemical Bank vs. Kohner, 8 Daly [.V. F.], p. 530. EMBEZZLEMENT. I. "When the president of a national bank, having charge of its funds, coiiTerts them to his own use, he embezzles and abstracts them within section 55 (R. S., sec. 5209) of the national-bank act, unless he shows authority for thus using them. (In the matfer of Van Campen, 2 Benedict, p. 419, per Blatchford, J.) II. Although false entries in regard to such embezzlement are made on the books of such bank by the clerk, but by the order of the president, the latter is chargeable as principal; and the intent to defraud the bank is to be inferred from the fact of such embezzlement. (Ibid.) III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On trial it was proved that defendant took the moneys of the bank and used them in stock speculations, carried on in his own name, by depositing the same with a stock broker as "margins" for stock bought on his own account. Meld, that the intent to injure or defraud was conclusively presumed upon proof of the act charged4; and, therefore, evidence was not admissible to prove that the cashier used the funds with the knowledge and consent of the president and some of the directors of the bank, and on account of and for the benefit of the bank. (United States vs. Taintor, 11 Blatchf.,p. 374.) [NOTE.—This last case was decided in the United States circuit court, southern district of New York, Woodruff, Blatehford, and Benedict, JJ., all concurring in the decision.] REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXI EMBEZZLEMENT—Continued. IV. A State court has no jurisdiction of the crime of embezzlement by an officer of a national bank situated within the State. (Commonwealth vs. Felton, 101 Mass., p. 204; Stale vs. Taller, 34 Conn.,p. 280.) But in this latter case it was also held that while a teller of such bank could not be punished for embezzling the funds of the bank, he could be convicted, under the statute of the State, for purloining property deposited with such bank for safekeeping; and in Commonwealth vs. Barry, 116 Mass., p. 1, it was decided that though an officer of a national bank, who has stolen its property, may be subject to punishment for embezzlement under the national law, he may also be punished for the same act, an a larceny, under the statute of the State. ESTATE, REAL. I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of the bank, and to other liens, is discharged of those other liens by funds from the assets of the bank, the land beingthen sold, and the entire proceeds of such sale realized to the bank assets, provided the title does not pass through the bank or its trustees. (Zantzingtrs vs. Gunton, 19 Mall., p. 32.) II. In Union National Bank et al. vs. Mathews, 98 U. S., p. 658, the court recognized the doctrine that, "where a corporation is incompetent by its charter to take a title to real estate, a conveyance to it is not void, but only voidable, and the sovereign alone can object. It is valid unless assailed in a direct proceeding instituted for that purpose." [NOTE.—Thus it would seem that a mortgage executed to secure a present loan, or any other conveyance of real estate to a national bank, must be held valid until declared void in a direct proceeding instituted for that purpose by the United States Government.] (See also, Wroien's Assignee vs. Armat, 31 Grattan, p. 238.) III. The title to real estate taken by a national bank, on adjustment of a liability in its favor, mnst be held valid until attacked by the United States, in direct proceedings instituted for that purpose. Such title cannot be impeached collaterally, in an ejectment suit. (Mapes et al. vs. Scott et al., 94 17/.., p. 379; National Bank vs. Whitney, 106 D. S.,p. 99; Graham va. National Bank, 32 N. J. Eq., p. 804; Warner vs. DewUt, 4 III. App., p. 305.) (See, also, Title "LOANS OH REAL ESTATE,"pout.) ESTOPPEL. I. A shareholder in a national hank, who has participated in its transactions as such, and received dividends, is estopped from denying the legality of its incorporation. The same rule applies to one accustomed to deal with a national bank as such, as by giving his promissory note to such bank. (Wheeloelc vs. Kost, 77 III., p. 296; National Bank of Fairhaven vs. Phoenix Warehousing Company, 6 Hun. [N. T. ], p. 71; Casey vs. Galli, 94 U. 8., p. 673, and numerous cases therein cited.) XI. The Manufacturers' National Bank of Chicago, defendant, being the city correspondent of the People's Bank of Belleville, plaintiff, guaranteed to the latter bank the payment of certain notes of one Picket, pursuant to an agreement that thus guaranteed their amount should be, as it was, debited to the account of the Belleville bank. Such agreement, and the guarantee in pursuance thereof, were made by the vice-president of the defendant hank, with the assent of the president and cashier, but without the assent of the directors. Held, that under the circumstances the defendant bank was estopped from setting up, as a defense, that such guarantee was ultra vires. (People's Bank vs. National Bank. 101, U. 8., p. 181.) [NOTE.—It will be observed that this decision stops far short of legalizing naked accommodation paper made by a national bank.] III. A national bank which has wrongfully converted to its own use the property of another, is estopped from denying its liability to account therefor upon the ground that it received and held the property in carrying on the business of a warehouseman, outside the powers conferred by its charter. (German National Bank vs. Meadoweroft, 2 Thomp. Cases, p. 462. Sup. Court III.) EVIDENCE. I. Even if it be within the authority of the president of a national hank to bind the bank by an agreement with the acceptor of a draft, which is discounted by the bank, not to enforce the draft against him, yet oral evidence of such an agreement is not competent in defense of a suit by the bank against the acceptor. (Davis vs. Randall,\W> Mass., p. 547.) CC VI LXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. EVIDENCE—Continued. II. The certificate of the Comptroller of the organization of a national bank is conclusive evidence as to the completeness of such organization, in a suit against oue of its shareholders. (Casey vs. Galli, ante; Thatcher vs. West. River National Bank, 19 Mich., p. 196.) III. In ordering an assessment for the payment of the debts of an insolvent bank, the stock certificates and stock ledger of the bank must be taken by the Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were, at the time of the failure. (Davis vs. Essex, Baptist Society, 44 Conn., p. 582.) IV. The maker of a certificate of deposit cannot overcome its effect, as proof of a deposit actually made, except by clear and satisfactory evidence. (First National Bank of Lacon vs. Meyer's, 83 III., p. 507.) INTEREST. I. Under section '30, act of 1864, a national bank in any State may take as high rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a less rate. (Tiffany vs. National Bank of the State of Missouri, 18 Wall., p. 409.) II. As the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.) [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent.—Held, legal.] III. In a suit by a national bank upon a bill of exchange discounted by it, the acceptor cannot set up by way of counter-claim, or set-off, that the bank in discounting a series of bills of said acceptor, the proceeds of which it used to pay other bills, knowingly took, and was paid, a greater rate of interest than that allowed bylaw. (Burnett vs. National Bank, 98 U.S. [8 Otto'], p. 555.) IV. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal representative, may in an action of debt against the bank recover back twice the amount so paid, he can resort to no other mode or form of procedure. (Brown, vs. Second National Bank of Erie, 72 Pa., p. 209; Barnett vs. National Bank, 98 U. S., p. 555.) [NOTE.—The above case of Barnett vs. National Bank, 98 77. S., p. 555, overrules several State adjudications, and settles several points in regard to usurious interest as affecting loans by national banks. It holds that when suit is brought by such bank to recover a loan made at usurious rate, stipulated for, but not paid, the entire interest thus agreed upon, but no part of the principal, is forfeited, and the latter may be recovered in full; that when the usurious interest has been paid, twice its sum may be recovered by the borrower, but this can only be done by a suit directly brought for that purpose, which suit must be in the nature of an action of debt, commenced, of course, within the two years specified. Suppose, then, A borrows $1,000 from a national bank on 90 days time, and for the loan actually pays usurious interest in advance. Suppose his paper is protested and suit is brought upon it. It follows that while A cannot offset twice the usurious interest he has paid, nor any part thereof, in reduction of the face of his paper, the bank can recover from him not only the principal of the loan, but legal interest theveou from the date of maturity of the note or bill.] (See, also, Nat!. Bank vs. DearUig, 91 U. S.,p. 29, and Title "USURY," post.) V. ON CLAIMS OF CREDITORS.—Where a national bank is put in charge of a receiver, under section 50 of the original Currency Act (R. S., sec. 5234), and a sufficient sum is realized from its assets to pay all claims against it and leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration, before appropriating the surplus to the stockholders of the bank. An action of assumpsit by the holder of such a claim will not lie against the Comptroller, nor against the receiver, but will lie against the bauk. (Chemical National Bank vs. Bailey, 12 Blatchf., p. 480.) VI. In such action interest is recoverable on all demands originating in contract conditioned for the payment of interest, and on all demands for money due and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such bank, although he has made no formal demand of payment. (Ibid.) But, as to this last point, see the ruling of the Supreme Court. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII INTEREST—Continued. VII. In the case of National Bank of the Commonwealth vs. Mechanics National Bank, 4 Otto, p. 4'.57, this United States Supreme Court decided tbat a depositor in a national bank, wlien it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest on the deposit; that the claims of depositors iu such bank at date of suspension, for the amount of their deposits, are, when proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to say, they draw interest from the time of such proof and allowance. It was also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon. VIII. When the Comptroller assesses shareholders to pay the debts of an insolvent national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. GalK, ante.) IX. A statute of New York, fixing the rate of interest at 7 per cent., also makes forfeiture of principal and interest the penalty for taking interest at a greater rate. Notwithstanding this statute, the courts of that State have held that the payee of a, promissory note may, in good faith, sell and indorse it to a third party for a sum agreed upon, amounting as discount to any rate in excess of that prescribed bylaw ; that such purchaser may recover from the maker principal and interest in full, and that if it be necessary to resort to the indorser, the purchaser may recover against him the actual sum paid for the note with interest. Acting upon these adjudications, a national bauk in that State, discounted for a customer notes (all paid at maturity) for sums aggregating $2,735.36, in excess of the legal rate of interest. Subsequently the seller sued the bank to recover, under sections 5197 and 5198 of the National-Bank Act, the penalties therein prescribed, to wit, double the aggregate paid. In the State courts the plaintiff had judgment as prayed, and on writ of error to the court of appeals of New York, the Supreme Court of the United States affirmed the judgment below ; holding that, "Although under the laws of New York a contract between natural persons to reserve and pay upon the discount of business paper any stipulated rate of interest (discount) may be valid, such contract, if a national hank be party thereto, and the paper be, in pursuance thereof, transferred to it, is in violation of said sections, if the rate agreed upon exceeds 7per cent., and subjects such bank to the penalties therein prescribed. (National Bankxs. Johnson, 104 V. S., 271.) JUDGMENTS. I. A judgment against a national bank in the hands of a receiver, upon a claim, only establishes the validity of such claim; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel vs. 1'ahqiiioqne Bank, 14 Wall., p. 383, and Clifford, J., p. 402.) JURISDICTION. I. A United.States district court has jurisdiction to authorize a receiver of an insolvent national bank to compromise a debt. (Matter of Platt, 1 Ben., p. 534.) , II. A resident (citizen) of Kentucky was a creditor of a national bank located in Alabama, and commenced a suit on his claim against said hank in the supreme court of the State of New York, at the same time attaching certain moneys belonging to said bank, in the hands of the National Park Bank, in New York. Subsequently the receiver of the Alabama bank (which had failed) was, on his own motion, made party defendant to the action pending in the New York supreme court, and pleaded "want of jurisdiction," and other defenses. The supreme court overruled his plea to the jurisdiction, rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed his bill in chancery in the United States circuit court for the proper circuit, praying an injunction to restrain the collection of the judgment rendered by said supreme court, and that the moneys attached be paid to him as receiver. Held, that, by the provisions of the Currency Act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was not estopped by the proceedings in said State court from asserting his rights in said circuit court, and that he was entitled to the relief prayed for in his bill. (Cadle, Beceicer, <fc, vs. Tracy, 11 Blatchf., p. 101.) (See, also, Title "RECEIVERS," VII, post.) LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. JURISDICTION—Continued. III. State courts have no jurisdiction of actions to recover penalties imposed by the National-Bank Act. (Newell vs. National Bank of Somerset, ViBush. [Ky.jr p. 57.) (See, also, Title "EMBEZZLEMENT," IV, ante.) IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the Comptroller of the Currency in the discharge of their duties in respect tobonds deposited to secure the redemption of circulating notes of a national bank. (YanAntwerp vs. Hulburd, Blatchf., p. 426.) V. An action will not lie against the Comptroller nor the receiver, upon a claim against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See, also, Bank of Bethel vs. Pahquioque Bank, ante.) VI. A national bank cannot be sued in the United States district courts outside of the district where it is located. (Main vs. Second Nat. Bank of Chicago? 6Bissell,p.26.) VII. Nor can such action be brought against a national bank in a State court, save in the county or city where it is located. (Crocker vs. Marine National BankT 101 Mass.,p. 240.) (See, also, Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.) VIII. The provision of section 5198, U. S. Rev. Stats., requiring that suits, actions, and proceedings againsi a national bank in any State, county, or municipal court must be brought in the county in which such bank is located, is held to apply to transitory actions only, and not to such actions as are by law local in their character. (Casey, Receiver, §c, vs. Adams, 2 Thomp. Cases,p. 102. U. S. Supreme Court.) [NOTE.—The jurisdiction of the local court was sustained in this cause, although it seemed clear that a complete remedy might have been had in the U. S. circuit court at New Orleans, where the bank was situated.] IX. National banks are not entitled, by force of the national-bank act, to have any suit in a State court, wherein they are parties defendant, removed to a Federal court. (Wilder vs. Union Nat. Bank, 2 Thomp. Cases, p. 124.) X. National banks are not authorized to sue in the Federal courts out of the districts in which they are located, when the amount sued for does not exceed $500. (St. Louis Bank vs. Brinkham, 1 MeCrary, 9.) [NOTE. —As to present jurisdiction of Federal and State courts, see act of Congress of July 12, 1882, proviso to section 4.] LOANS IN EXCESS. I. A loan by a national bank in excess of the restriction of section 29 of the act of 18(54 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the capital stock, &c, is not void on that account. The loan may be enforced, though the bank may be liableto proceedings for forfeiture of its privileges, &c, for making it. (Stewart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424. See, also, O'Hare vs. Second National Bank, 77 Pa., p. 96.) If. In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The same vs. The National Union Bank, application for injunction, & c , United States circuit court, Baltimore, Mel., Judge Giles held, * * * "As to the first charge in this bill against the defendant, in reference to the amount loaned to Bayne & Co., in violation of the twenty-ninth section of the act of June 3, 1864, I would only say that the loan made under such circumstances is not void; it can be enforced as any other loan made by the bank." (Vide 31 Md., p. 396.) III. The validity of a loan in excess of the above-named statutory restriction was established and set at resf. by the decision of the United States supremecourt, In the case of Gold Mining Company vs. Rocky Mountain National Bank, 96 U. S. [6 Otto~\, p. 640. LOANS ON REAL ESTATE. I. A executed a note to B, and, to secure payment thereof, also executed a deed of trust on lauds, which was in effect a mortgage, with a power of sale thereto annexed. A rlational bank, on the security of the note and deed, loaned money to B, who thereupon assigned them to the bank. The note not being paid at maturity, the trustee was proceeding to sell the lands pursuant to the power, when A filed a bill in chancery to enjoin the sale upon the ground that by sections 5136-'37, Revised Statutes, the deed did not inure as a security for a loan made by the bank at the time of the REPOET OP THE COMPTROLLER OF THE CURRENCY. LXXXV iLOAXS ox REAL ESTATE—Continued. assignment of said note and deed: Meld, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power in the deed of trust. {Union National Bank of St. Louis vs. Matthews, 96 V. S. [8 Otlo~],p. 621.) Mr. Justice Miller dissented, holding the note valid, but that the deed was inoperative as security to the bank. [NOTE.—It is now well settled that a mortgage given to secure a loan from a national bank, executed directly to the bank when the loan is made, is valid, unless set aside by proceedings instituted for that purpose by the government. {National Bank vs. Whitney, 103 U. S., p. 9b. Graham vs. National Bank, 32 N. J. Eq., p. 804. Warner vs. Dewitt, 4 III. App., p. 305. Thornton vs. Exchange National Bank. 71 Mo. 221.)] LOANS ON SHARES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, make loans on the security of their own shares, unless to secure a pre-existing debt, contracted in good faith. (Bank, <fc, vs. Lanier, 11 Wall., p. 369.) II. The placing of funds by one bauk on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. {Ibid., p. 369.) III. Loans by such banks to their shareholders do uot create a lien on the shares of such borrowers. (Ibid., p. 369.) (See, also, Billiard vs. Bank, 18 Wall., p. 5S0; and " BY-LAWS," supra.) IV. But a national bank has the right to make loans on negotiable notes secured by the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics' Bank, 1 Hugh., p. 101.) The same doctrine was also held in case of Germania National Bank et al. vs. F. F. Case, receiver^ §c, decided by the United States supreme court at its last term. It will be reported in 99 U. S. iLOCATIOX. I. Under sections 6, 8, 10, 15, 18, and 44 of the original Currency Act (13 Statat Large, 101), respecting the location of banking associations, a national bank is to be regarded as located at the place specified in its organization certificate. If such a place is in a State, the association is located in that State. (Manufacturers' National Bank vs. Baaek, 8 Blatchf., p. 137.) OFFICERS. I. CASHIER. The cashier is the general executive officer of a bank, having charge of its funds, notes, bills, and other choses in action. Either directly or through his subordinates he receives all moneys and notes of the bank, delivers up discounted paper when paid, draws checks to withdraw funds of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. ( United States vs. City Bank of Columbus, 21 How., p. 356, and numerous later decisions ) II. But the cashier can make no declaration binding the bank not within the scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12; S. P., 3 Watts 4- S., Pa., p. 317: 3 Gill [Md.], p. 96.) III. A cashier who has made sale of corporate property, and holds a balance in his hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss.,p. 181.) IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. (West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill, p. 403.) V. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. IN. T."\, p. 447.) VI. A cashier has not the authority to compromise or release a claim of the bank. (Chemical Bank vs. Kohner, 8 Daley IN. I*.], p. 530.) VII. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence in acquiring knowledge of its business. They cannot be heard, when sued, to say that they were not apprised of facts the existence of which is shown by the books, accounts, and correspondence of the bank. They should control the subordinate officers of the bank in all important transactions. Therefore, under the circumstances proved in this particular case, they were held liable for the abstraction and sale of special deposits by the latter. ( United Society, <f-c, vs. Undenvood, 9 Bush [Ky.~\, p. (509; German Bank vs. Wnlfekuhler, 19 Kansas, p. 60.) LXXXVI REPORT OF THE. COMPTROLLER OF THE CURRENCY. OFFICERS—Continued. VIII. The cashier of a national bank, who had executed no bond, embezzled its funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being prudently and honestly administered, and from which the public had a right to believe that he was trustworthy. Afterwards, persons who had seen this report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to beheld liable thereon: Held, that such sureties, being misled by the statement, were released. They had a right to believe that the directors, before publishing it, investigated the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bush \_Ky.lp.23.) IX. The mere fact that directors of a bank knew of and sanctioned overdrafts will not release from liability the sureties of a teller who causes a loss to the bank by permitting overdrafts; for the directors of a bank have nopower to sanction overdrafts. (Market Street Bank vs. Stnmpe, 2 Mo., App.t 545.) X. PRESIDENT. A guarantee against loss for signing as sm-eties, given by a bank president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (Fir-it National Bank vs. Bennett, 33Mieh.,p. 520.) XI. A president of a bank bought the stock of A. for $1,000, and iu payment gave up to A. his note for that amount, which the bank held against A.: Heldr that the president exceeded his powers, and that the bank could recover from A. the amount of the note thus surrendered. (Rhoads vs. Webb, 24 Minn., p. 292.) XII. A president of a bank, who, with the cashier, had the general charge of its business, permitted and directed the drawing of moneys from the bank by one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested thecashier not to say anything of it to the directors: Held, that the president was personally responsible for the moneys thus drawn. (First National Bank of Sturgis vs. Reid, 36 Mich., p. 263.) Quere: Would not au indictment for embezzlement lie under the national-bank act? XIII. The president of a bank, as such, has no authority to release the claims of the bank against any one. Such authority must come from the directors, by vote or implication. (Olney vs. Chadsey, 7 R. I., p. 224.) Nor can he bind the bank to pay or become liable for a debt by his admission. (Henry vs. Northern Bank, 63 Ala., p. 527.) POST-NOTES. I. Certificates of deposit, payable at a fixed future day, held to be equivalent to post-notes, and therefore void, as prohibited by a State law. (See, ante, Title"DEPOSITS, CERTIFICATES OF," IV, and cases there cited.) RECEIVERS. I. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. (Kennedy vs. Gibson, 8 Wall., p. 505.) II. Such receiver is the statutory assignee of the assets of the Dank, and may sue to collect the same in his own name, or in the name of the bank for his use. (Ibid.,p.bO6.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid. r 2>.5O6.) IV. The receiver of a national bank represents such bank and its creditors, but he in no sense represents the United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall. t p. 199.) V. The decision of a receiver, rejecting a claim against his bank, is not final. Claimant may still sue. (Bank of Bethel vs. 1'aliquioque Bank, 14 Wall., p~ 383.) VI. The clause of section 50, act of 1864, which prescribes that the receiver shall be "under the direction of the Comptroller,"means onlythatheshallbe subject to his direction, not that he shall not act without orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs. Kennedy, 17 Wall., pp. 22-3.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXVII KECF.IVEKS—Continued. VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts. (Platt, receiver, tfc, vs. Beach, 2 Ben., p. 303.) [NOTE.—The judge places stress upon the provision of section 31 of the act of 1864, which requires (in that particular instance) that the Secretary of the Treasury shall concur in the appointment of the receiver.] VIII. Receiver not liable to be sued on a claim against the bank. (See Title "JURISDICTION," V, ante.) IX. The personal assets and personal property of an insolvent national bank in the hands of a receiver appointed by the Comptroller of the Currency in accordance with the provision of section 5234 of the Revised Statutes, in legal contemplation still belong to the bank, though in the hands of the receiver to be administered nnder the law. The bank does not cease to exist on appointment of the receiver. Its corporate capacity continues until its affairs are finally wound np, and its assets distributed. (Rosenblatt vs. Johnston, Chief Justice IVaite, U. S. supreme court, October term, 1881. SKT-OFK. I. In an action brought to enforce the individual liability of a shareholder of an insolvent bank, such shareholder cannot set off against such liability the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. ¥., p. 458 ; In re Empire City Bank, 18 JV. Y., p. 199.) [NOTE.—Though these cases were decided by a State tribunal (New York court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Seammon vs. Kimball, 2 Otto, p. 342. See, also, Vumngo National Bank vs. Taylor, 56 Pa., p. 14.] II. A creditor of an insolvent national bank, being such at date of its suspension, may set off the amount of his claim against any claim held by the bank against him at the same date; as, for example, his note, even though such note had not then matured. (Berry vs. Brett, 6 Bos. [N. P".], p. 627 ; New Amsterdam Savings Bank vs. Gariter, 54 Sow. [P. R.], p. 385; Plait, receiver, vs. Bentley, 11 Am. Law Register, p. 171; Hade, receiver, vs. McVay, 31 0. St., p. 231; same case, Brown's National Bankrupt Cases, p. 353; and see the cases cited on p. 357, viz, 56 Maine, 167 ; 1 Paige [JV. F.], p. 444 ; 12 Gray [Mass.], p. 233.) III. Usurious interest paid cannot be set off. (Hade vs. Me. Fay, 31, 0. St., p. 231; Barnetvs. National Bank, 98 U. *.,i>. 555.) SHAREHOLDERS. 1. GENERAL RULES. A person is presumed to be the owner of stock when his name appears on the books of a company as a stockholder; and when he is sued as such, the burden of disproving such presumption is cast upon him. (Turnbull vs. Payson, 95 U. S. [5 Otto~\, p. 418.) II. Shareholders have no standing in court to interfere for the protection of their company, until the board of directors has neglected, or refused on application, to take the proper steps to protect the interests of the company. (Fifth National Bank, $c., vs. Railroad Co., 2 Thomp. Cases, p. 190.) III. Snares of stock in a national bank are salable and trausfev able like other personal property; and the statute recognizes this transferability by authorizing each association to prescribe the manner of their transfer. (Johnston vs. Zafflin, 103 U. S., per Field, J., on p. 803.) IV. This power can only go to the extent of prescribing conditions essential to the protection of the association against fraudulent transfers, or such as are designed to evade just responsibility. It must be exercised reasonably. Transfers cannot be clogged with useless restrictions, nor be made dependent on the consent of directors or stockholders. (Ibid.) V. As between the parties to a sale, it is enough that the certificate of stock is delivered, with authority to the purchaser, or any one he may name, to transfer it on the books of the association, and payment of the price. (Ibid., p. 804.) VI. The entry of the transaction on the books of the association is required, not for the translation of title, but for the protection of parties and others dealing with the bank, to enable the bank to know who are its stockholders, entitled to vote and receive dividends. It is necessary to protect the seller against subsequent liability ax stockholder, and, perhaps also, to protect the purchaser against proceedings bv creditors of the seller. (Ibid., I'iclil,./., p. 804.) LXXXVI1I REPORT OF THE COMPTROLLER OF THE CURRENCY. SHAREHOLDERS—Continued. VII. When a national bank'reduces its capital, each shareholder is entitled to a return of his proportional amount, and the bank cannot retain the funds as surplus, or for any other purpose; and having refused to permit shares thus retired to be transferred on its books, the bauk is liable for the value of the shares to the holders. (Seeley vs. New York National Exchange Sank, 4 Abb. New Cases, p. 61.) VIII INDIVIDUAL LIABILITY OF. The Comptroller must decide when aud for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.) IX. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid., p. 505 ; Casey vs. Galli, 94 U. S. [4 Otto}, p. 673 ; Germania National Bank et al. vs. Case, Receiver, U. S. supreme court, not yet reported.) [NOTE.—These cases are decisive against the ruling in Bowden vs. Morris, 1 Hugh,., p. 378.] X. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaintiff, and, if put in issue, must be proved. (Kennedy vs. Gibson, supra.) XI. The liability of shareholders is several, and not joint. (Ibid., p. 505.) XII. The limit of such liabilities is the par value of the stock held bv each one. (Ibid., p. 505.) XIII. Where the whole amount is sought to be recovered, the proceeding must be at law; where less is reqviired, the proceeding may be in equity, aud in such case an interlocutory decree may be taken for contribution, and the case may stand overforthe further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.) XIV. In such equity suit, all shareholders within the jurisdiction of the court should be made parties defendant; but it is uo defense that those not within the jurisdiction are not joined. (Kennedy vs. Gibson, supra.) XV. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid.,pp. 505-6.) XVI. One Stevens bought shares in a national bank, and caused them to be transferred to one Elston, a porter in the office of his New York broker, and irresponsible. At the time of the transfer, there was no suspicion of the insolvency of the bank, and it remained in good credit for more than a year afterward: Held, that Stevens was liable as stockholder upon the failure of the bank. (Davis, Receiver, vs. Stevens, 2 Thomp. Cases, p. 158. U. S. circuit court Southern district N. Y., per Waite, C. J.) XVII. Where, before the failure of a bank, stock was transferred on its books to the name of an irresponsible person, for the purpose of escaping liability, and so stood at the time of the appointment of a receiver: Held, that the receiver could show who the real owner was, and that the latter was liable for the assessment. (Ibid.) XVIII. RATABLE LIABILITY OF. Mr. Morse, in his Treatise on Banks, &c, second edition, p. 503, states the law in substance as follows: "The liability of each stockholder is precisely for his ratable proportion of that indebtedness of the bank which is to be borne by the shareholders. It is for his share of such total indebtedness, not for his proportion of each ijem thereof. Neither are the solvent shareholders, or those who can be come at for collection, liable to assessment beyond the proportional amount as above stated, by reason of the insolvency or inaccessibility of others of the shareholders. Those who are solvent and accessible have not the burden of paying off .the sum which is due from all together; only their own proportionate share." This theory was fully sustained by the United States suprfine court, in the case of United Slates vs. Knox, 102 V. S.,p. 422. See also the cases there cited. XIX. LIABILITY OF EXECUTOR, ADMINISTRATOR, AND HEIRS OF. Where stock- holder died before failure of bank, stock not having been transferred to name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such a sense as to constitute him a shareholder within the meaning of sec. 5152, U. S. Rev. Stat., so as to limit liability of the estate to funds actually in the hands of administrator. Held, also, that the provision of the act exempting executors, administrators, and trustees from personal liability was not intended to affect the liability to assessment of estates in process of settlement, but only to prevent a personal liability from running against persons acting in a trust capacity, who had received the stock for the benefit of trust estates. (Davis vs. Weed, 44 Conn., p. 569.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX SHAREHOLDERS—Continued. XX. The liability of a stockholder is in the nature of a contract, and as sucli was a personal liability, for which his estate was holden at his death, {Davis vs. Weed, supra, citing Hawthorne vs. Galef, 2 Wall., p. 22; Lowry vs. Jamen, 46 N. Y.,p. 119; Bailey vs. Hollister, 26 N. T., p. 112.) XXI. LIABILITY OF TRUSTEE OF. TO protect trustee of stock from personal liability it nwist appear upon the books that he held as such trustee. (Davis vs. Essex Baptist Society, 44 Conn., p. 583.) • XXII. Creditors have a right to know who have pledged their personal liability. (Ibid.) XXIII. If a trustee wishes to disclose his trusteeship, there is no difficulty in giving notice upon the books of the bank. If he does not do so he is guilty of laches, for which others should not suffer. (Ibid.) XXIV. The settlement of the affairs of an insolvent bank would bo rendered a matter of great labor, expense, and delay if persons who appeared upon the books of the bank as individual stockholders were permitted to relieve themselves by proof aliunde that they held the stock as executors, guardians, or trustees. (Ibid.) [NOTE.—The last-cited case, and Davis vs. Weed, supra, although reported in the Connecticut Reports, were decided by the United States district court. ] XXV. LIABILITY OF TRANSFEREE OF. The transferee of shares, when such transfer is absolute on the books of the bank, is liable to creditors to the amount of such shares, although in fact he holds them as collateral security for a loan to the shareholder who transferred them. (Hale vs. Walker, 31 Iowa, p. 614; Adderley vs. Storm, 6 Hill, p. 624; Van Hiker's ease, 20 Wend., p. 614 ; Bowden, Receiver, vs. Santos et ah, 1 Hugh., p. 158; Marcyvs. Clark, 17 Mass., p. 330.) [NOTE.—In the Bankers' Magazine for January, 1875, is a notice of the case of Mann, Receiver, vs. Dr. Chceseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the .judge held that until there was a transfer of shares on the books of the bank, the shareholder whose name there appeared was liable for the debts of the bank: that an actual sale and the signing of the ordinary power of attorney on the back of the certificate will not relieve the seller. To the foregoing rulings of State and other subordinate tribunals may now be added the decision of the supreme court of the United States, in Germania Bank et al. vs. Case, Receiver, alreadycited. The Germania National Bank of New Orleans discounted a note for the firm of Phelps, McCullough & Co. for $14,000, at ninety days, taking as part security therefor the pledge of 100 shares of the Crescent City National Bank stock, with power of attorney to the Germania cashier to transfer, sell, & c , on default in payment of the note. Phelps, McCullough & Co. failed, and the note was protested at maturity. Prior to the maturity of the note, the Ci'escent City Bank sustained such heavy losses that it was notoriously in bad repute in New Orleans; and yet, when the note fell due, the cashier of the Germania immediately transferred to his own bank, upon the books of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, :t clerk of the Germania Bank; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the mere agent of the Germania Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent City Bank for its debts in case of insolvency. Soon after, the Crescent City Bank failed. Held, per Strong, J., that the transfers to said Waldo were void as against said receiver, and that although the Germania Bank only held said shares as collateral security for the payment of said discount, it was still liable as owner for the assessment in this case ordered by the i omptroller. The opinion is able and fortified by numerous authorifies. In this same case, at a former term, upon a motion to dismiss the appeals of certain of the appellants, the Supreme Court recognized the right of the Comptroller to make an additional assessment, if deemed necessary ; and for this reason sustained the appeals, holding that the matter in dispute was, or might be, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent. ] (See, also, Pullman vs. Upton, 96 ZJ. S. [6 Otto'], p. 328, as to liability of transferee.) SIIAHE'HOLDEK'S RIGHT TO SUE. I. In an action by a shareholder of a national bank charging the directors with misconduct, if the complaint fails to show a demand on the Comptroller for and his refusal of a direction to the receiver to bring suit, it is XC REPORT OF THE COMPTROLLER OF THE CURRENCY, SHAREHOLDERS EIGHT TO SUE—Continued. bad, and the action must fail; though it is said that if the Comptroller, iu a proper case, should thus refuse, probably the stockholders could sue, making the bank a proper party. (Iirinlerlioffvs. Bostwick, 23 Hun. IN. y.], 237.) NOTE.—In a suit at law iu New Jersey, by one Ackernian, a shareholder, against Bahey, president of the Mechanics' Rational Bank, it was by Mr. Justice Depne Held 1st. That a suit under section 5239 of the National Bank acf, to eniorce the liability of a director for m'sconduct, should be brought by the corporation, or, when in the hands of a receiver, by him. 2d. That in the event of the improper refusal of the corporation or receiver to sue, one or more shareholders might institute a suit; but in such instances the suit should be for the benefit of all shareholders, making the bank or receiver a proper party, and, of course, the proceedings should be, not at law, but in equity. SHARES OF STOCK. I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherwise, and which suffers a shareholder to transfer without such surrender, is liable to a bonafide transferee, for value of same stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. (Bank vs. Lanier, 11 Wall, p. 369.) II. Shares arc quasi negotiable. (Ibid., p. 369.) SURPLUS FUND. I. Where the shares of a national bank are assessed for taxation at their par value, the surplus fund of such bank, in excess of the amount required by law to bekept on hand, is taxable. (First National Bank vs. Peterborough, 56 N. H., p. 38.) But when such shares are assessed at their market value, and the amount of such surplus is taken into account in estimating such market value, it is not taxable. (State vs. City of Newark, 10 Vroom[N. J. ], p. 380.) II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by the directors to constitute a surplus fund. (Seeleij vs. New York National Exchange Bank, 4 Abb. IN. Y.], p. 61.) III. The surplus fund which a national bank is required, by section 5199, U. S. Revised Statutes, to reserve from its net profits, is not excluded, in the valuation of its shares for taxation. (Strafford National Bank vs. Dover, 2 Thomp. Cases, p. 296, Sup. Court N. if., following National Bank vs. Commonwealth, 9 Wall., p. 353; People vs. Commissioners, 94 U. $., p. 415.) TAXATION. I. By LICENSE. The District of Columbia imposed a license tax on all the national banks in the District, the rate being 50 cents annually on each $1,000 of the capital invested. The Citizens' National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice MacArthur presiding. This court, after full argument, held the tax illegal and void, as being contrary to the mode of taxation prescribed by Congress, which mode was held to be exclusive. This ruling of Judge MacArthur is fully sustained by the supreme court of Missouri, Carthage vs. Carthage National Bank, 71 Mo., 508; also by National Bank of Tittisville vs. Cadwell, V. S. Dist. Court, West. Dist. Pa., Fed. Reporter, XIII,p. 429.) II. OP INSOLVENT BANKS.—A tax levied upon the property of a national bank, subsequent to its insolvency, is subordinate to the rights of a receiver, even though he be appointed after such levy. (Woodward vs. Ellsworth, 4 Colo., p. 590.) (See Title " SURPLUS FUND," supra.) III. OF INTEREST AND DIVIDENDS.—Under the internal-revenue aet'of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared during the year 1871. (Blake vs. National Banks, 23 Wall., p. 307.) IV. OF SHARKS OF STOCK.—The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States, under certain limitations set forth in section 41, without regard to the fact that part or the whole of the capital of snch association is invested in national securities, which are declared by law exempt from State taxation. (Fan Allen vs. Asses-tors, 3 Wall., 573. Chase, C. J., and other judges dissented.) KEPORT OF THE COMPTROLLER OF THE CURRENCY. XCI TAXATION—Continued. V. Act thus construed is constitutional. (Ibid., p. 573.) VI. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national banks .shall be taxed only as shares of State banks are. (Ibid, p. 573. The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., p. 459 ; National Bank vs. Commonwealth, 9 Wall., p. 353.) VII. In last case, Held, that a State law requiring the cashier to pay the tax was valid. Held, also, that a certain State tax law virtually taxed " shares of moneyed corporations," &c. (Ibid., p. 353.) VIII. Section 52^9 of United States Revised Statutes applies to and includes as well the valuation of shares for taxation as the rate of tax to be imposed, and prohibits a State from discriminating, detrimentally to a national bank, as to either valuation or rate. Therefore, a statute of the State of New York which.perrnitted a party, when being assessed, to deduct his just debts from the value of all his personal property, save such as was invested in shares of national-bank stock, was held void as to taxation of such shares. (People vs. Weaver, 100 U.S., p. 539, overruling the judgment of New York court of appeals in same cause.) IX. So in another case, where local assessors valued all other property below its cash worth, but assessed shares of national-bank stock at par, or their full value: Held, that the tax upon shares thus assessed was invalid, and that, upon payment of the amount justly assessable, a court of equity would enjoin collection of the residue. (Pelton vs. Commercial National Bank of Cleveland, 101 U. S.,p. 143.) X. W here it appeared that throughout a portion of Ohio, including Lucas County, and perhaps all over the State, a settled rule with the equalizing officers was to value real estate and ordinary personal property at one-third of tbeir worth, while moneyed capital was fixed at three-fifths, and the State board1 of equalization, without changing the valuation thus made of real estate and ordinary personalty, assessed national-bank shares at par: Held, that such unequal valuation was in violation of the constitutional rights of such shareholders; and, on payment of the tax justly due, equity would enjoin collection of the residue. (Cummings vs. Merchants' National Bank of Toledo? 101 U.S., p. 153.) XI. Shares of stock in national banks are personal property, and though in onesense incorporeal, the law which created them could separate them from the person of their owner, for taxation, and give them a situs of their own. (Tappan, Collector, vs. Bank, 19 Wall.,p.490.) XII. Section 41 did thus separate them and give them a situs of their own. (Ibid.,. p. 490.) XII. This provision of the national currency act became a law of the property (in shares), and every State in which a bank was located aequhed jurisdiction, for taxation, of all the shares, whether owned by residents or nonresidents, and power to legislate accordingly. (Ibid., p. 490.) XIV. Under the act of Congress of February 10,1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks located within the State, subject to the restriction that the taxation shall not be greater than the rate assessed upon other moneyed capital in the hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed for school, municipal, and local purposes at the same rate as is now or may hereafter be assessed and imposed upon other moneyed capital in the handsof individual citizens of the State: Held, that shares of national-bank stock may be valued for taxation for county, school, municipal, and local purposes, at an amount above their par value. (Hepburn vs. School Directors of the Borough of Carlisle, 23 Wall.,p. 480.) [NOTE.—In this case it appeared that Hepburn owned several thousand dollars of national-bank stock, the par value of which was $100 per share, and that it was valued for taxation, for a school tax, at |150 per share. This assessment was held valid, notwithstanding that by a certain act of the State legislature, applicable to the county of Cumberland, in which theborough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.] XV. The rate of taxation of shares of a national bank by a State should be the same as, ornot greater than, that upon the moneyed capital of the individual citizen which is liable to taxation; that is, no greater in proportion or percentage of tax on the valuation of shares should be levied than upon other moneyed taxable capital in the hands of the citizen. (People vs. The Commissioners, $-c, Wall.,p. 256.) XCII REI'OKT OF THE COMPTROLLER OF THE CURRENCY. TAXATION—Continued. XVI. The act of Congress approved June 3,1864 (R. S., see. 5219), was not intended to curtail the power of the States on the subject of taxation, or to prohibit the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the States in the exercise of their taxing power. (Adams vs. Nashville, 95 XJ. S. [5 Otto~\,p. 19. See, also, Saint Louis National Bank, National Bank of the State of Missouri, Third National Bank, Valley National Bank, and Merchants' National Bank of Saint Louis vs. l'apin, in United States circuit court, Eastern district of Missouri, September term, 1876. Also, Gallatin National Bank of New Torkvs. Commissioners of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published in the Bankers' Magazine for December, 1876.) XVII. OF TOWN AND CITY NOTES, ETC.—Section 3413, U. S. Revised Statutes, which enacts that every national bank, State bank, orbanker, or association, shall pay a tax of ten per centum on the amount of notes of any town, city, or municipal corporation paid out by them, imposes the tax thus laid, not on the notes, but on their use as a circulating medium, and is therefore constitutional. (National Bank vs. United States, 101 XJ. S.,p. 1.) XVIII. When by a State statute the citizeu may have the amount of his indebtedness deducted from the total value of his personal property, thus ascertaining the amount of his personal estate subject to taxation, and a subsequent statute relatiug to taxation of bank shares makes no provision for such deduction, the latter statute is nevertheless the valid rule for assessing such shares in all instances where there are no debts to be deducted. That the latter statute does not authorize a deduction for debts does not invalidate it, except as to that distinct and separable principle. XIX. Under such statutes assessments of bank shares where there are no debts to deduct are valid. Even in cases of assessments where debts exist, which should be deducted, but are not, the assessments are voidable only, not void. (Supervisors of Albany vs. Stanley, II. S. supreme court, April, 1882. Fed. Eeporter, Vol. XII, p. 82.) TRANSFERS OF ASSETS. I. A preference of one creditor to another, within the meaning of section 5242, Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of the assets of the bank, this transfer does not give him the preference prohibited by the statute. (Casey vs. Le Societe de Credit Mobilier, 2 Woods, p. 77.) II. WHEN NOT BINDING.—Under said section 5242, which declares void transfers of its property by a national bank, made in contemplation of insolvency, and with a view to give a preference to one creditor over another, or with a view to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the bank making the transfer, although the party to whom it is made does not know or contemplate the insolvency of the bank. (Case, Receiver vs. Citizens' Bank, 2 Woods, p. 23.) III. As to when a pledge of assets, even when intended as security for a loan to a national bank, will be held invalid, as against general creditors, see the cases of Casey, Receiver, vs. Le Societe de Credit Mobilier; Same vs. National Vark Bank; Same vs. Schuehardt, 96 XJ. S., [6 Otto's, pp. 467,492, 494. ULTRA VIRES. I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Weckler vs. First National Bank of Hagerstotvn, court of appeals of Maryland, 42 Md., p 581.) II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held, that the selling of such bonds on commission was not within the authorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it, and it was not responsible for the deceit of its teller. (Ibid.) III. A national bank has no inherent power to act as ageut in the purchase of bonds or stocks for third persons, and its president cannot bind it by an agreement so to act without special authority. (First National Bank of Allentown vs. Hoch, 89 Penn., p. 324.) Quere: If the bankhas no such inherent power, how can it confer "special authority" on the president? [NOTE.—Whether the purchase of promissory notes by a bank empowered REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIII ULTP.A VIRES—Continued. to discount them is ultra vires, is a question upon which the adjudications are in conflict. That such purchase is valid, see Pape vs. Capital Bank of Topeka, 20 Kans., p. 440; Smith vs. Exchange Bank, 26 0., p. 141, #c. Per contra, see Farmers and Mechanics' Bank vs. Baldwin, 23 Minn., p. 198; First National Bank of Iiochesler vs. Peirson, 1 Thmnp. Cases, p. 673. There is much in the point that if a national bank can purchase promissory notes, it can do so for such price as the seller may be willing to take; and thus the prohibitions as to usury may be practically nullified. But further, why should not the rule " expressio unius estexclusio alterius " control ? In National Bank vs. Johnson, 104 U. S. 271, the United States supreme court hold that a national bank may purchase business paper (promissory notes) when the transaction amounts in law, to a discount, but expressly leave undecided the question whether such bank can buy such paper " indorsed without recourse," or transferred by delivery only. (See the closing paragraph of Opinion.)] IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward the bank paid f500 to discharge a prior lien upon the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Ornn vs. Merchants'National Bank,V6 Kans., p. 341. ) V. A chattel mortgage taken by a national bank to secure a pre-existing debt is valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p. 181.) VI. A bank organized under the national bank act has power to sell any immovable it may own, and may reserve a mortgage and vendor's privilege (lien) thereon. (New Orleans National Bank vs. Maymond, 29 La Annual, p.. 355.) VII. It would seem that where a national bank had realized the consideration agreed upon for its guarantee of the paper of'another, the doctrine of estoppel inpais precludes such bank from asserting that such guarantee is ultra vires. (People's Bank vs. National Bank, 101 U. S.,p. 181.) VIII. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds ;. and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Terkes vs. National Bank, 69 N. Y.,p. 382.) (See, also, Title "DEPOSITS, SPECIAL," ante.) IX. A township in Vermont issued its bonds with interest coupons attached* Each coupon contained an express promise to pay, &c. A national bank bought of these bonds, and sued the township in assumpsit, on unpaid coupons : Held, that the action was in due form, and that a national bank could legally buy, hold, and sue upon such bonds and upon the coupons. (North Bennington Bank vs. Bennington, 16 Blatchf, p. 53.) USURY. I. State laws relative to Usury do not apply to national banks. (Farmers and' Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.) II. The only forfeiture declared by the 30th section of the act of June 3, 1864, (Revised Statutes, section 5198), is of the entire interest which the note or bill carries with it, or which has been agreed to be paid thereon, when the rate knowingly reserved or charged by a national bank is in excess of that allowed by that section ; and no loss of the entire debt is incurred by suck bank as a penalty or otherwise, by reason of the provision of the usury law of a State. (Farmers and Mechanics' National Bank vs. Dearing, above cited; National Exchange Bank vs. Moore, 2 Bond, p. 170; Barnettva. National' Bank, 98 U. S. [8 Otto), p. 555.) III. If usurious interest has been paid to a national bank, twice the amount of interest thus paid may be recovered from such bank by the person paying the same, or his legal representative; but as this provision of the statute is. penal and the same statute prescribes how such recovery may be had, no other remedy can be resorted to. It mnst be recovered, if at all, in a suit in the nature of an action of debt. That the borrower from a national bank has paid usurious interest can avail him nothing, as a defense, or by way of a set off, when sued for the amount of the loan, by the bank. (Barnettvs. National Bank, above cited.) (See Title " INTEREST," ante.) IV. While the National-Bank Act prescribes penalties for usury, it does not make the contract (e.g. contract of indorser) void; and for the court so to decide would be to add a penalty not imposed by the statute. This the court will not do. (Oates vs. First 'NationalBank of Montgomery, 100 U. S., p. 239.) XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. USURY—Continued. V. The assignee in bankruptcy of a borrower from a national bank may sue for and recover the penalty for having received usurious interest. ( Wright vs. First National Bank of Greensburg, 2 Thomp. Cases, p. 138, U. S. Cir. Court, Indiana.) VI. The exacting of usurious interest by a national bank, upon the discount of a note, works a forfeiture of interest accruing after, as well as before, the maturity of the note. (National Bank of Uniontown vs. Stauffer, 2 Thomp. Cases, p. 178, U. S. Cir. Court, Western District Penn.) VlSITORIAL POWEKS. I. Section 5241 U. S. Rev. Stats, prohibits a State court from compelling officers of a national bank to produce the bauk books, for the purpose of ascertaining facts upon which to impose a State tax upon the deposits of depositors. (National Bank of Toungstmimva. Hughes, Auditor, ifc, 2 Thomp. Cases,p.\7(>, U. S. Cir. Court, N. Dirt. Ohio.) REPORT OF THE COMPTROLLER OF THE CURRENCY. XCV SViunbcr of hanks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on Xorember 1, 188.!. Circulation. Banks. States and Terri- : torics. | In ; Organ-; Iiqni- , ized. I da- \ iteratiou. ' tion. Maim' i >few Hampshire .! Vermont j Massachusetts.,.\ Rhode Island . . . . \ Connecticut ! Eastern States New York N'e,w Jersey Pennsylvania Delaware Maryland Middle States.. Capitiil stock paid in. (1 ,,,.,,„„!t. (1 $9, 318, 500 0,220,800 i 7, 070, 400 78,923,850 15,214,200 20,194, 650 Ilederiued. Outstanding. $25,179, 540 $16,367,472 $8, 812, 068 15, 708, 005 10, 0U3, 314 5, 704, 691 23, 321, 070 16,314,004 7, 007, 066 219, 786, 825 146,761,142 • 73, 025, 683 46, 526, 205 31, 486, 465 I 15,039,740 61, 325, 950 42,224,345 i 19, 101, 605 i i ; ] 4 8 10 1 6 72 $10, 585, 000 48 : 8, ;S80, 000 7, 78ti, 000 46 244 97, 213, 800 20,315,050 26, 056, 820 593 j 35 558 |]68, 336, 670 136, 942, 400 j 391, 847, 595 263,156, 742 1128, 690, 853 73 8 40 308 66 256 14 40 78 52 54 254 63 92 : 74 ) 296 | 14 42 88, 065, 5«8 12. 850, 350 58^ 605, 635 1, 743, 985 13, 947, 030 54, 070, 700 j 11,261,850 46,703,900 1,744,200 9,181, 600 684 175,212,568 122,962,250 807 IHst. Columbia . . Virginia West Virginia... Xorth Carolina . . South Carolina... Oeoriria Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri.. 12 5 1 1,377,000 , 1,100,000 3, 157, 200 3, 206, 300 1,936,000 ] 1, 479, 600 1,522,000 2, 501, 000 1,886,200 | 1, 360, 000 1,858,500 2, 281, 000 100, 000 80, 000 1, 458, 000 • 1,226,800 i 75, 000 75,000 2,545,000 2, 975, 000 2,125, 000 1, 266, 000 217, 500 355,000 11, 686, 989 10, 186, 200 3,380,500 3, 765, 300 1,587,000 5,030,000 40, 817, 789 ! 31,041, 300 ' 33, 259, 000 13, 633, 500 10. 037, 843 10, 741, 300 3, 625, 000 7, 177, 500 6, 102, 700 1, 465, 000 1,800, 000 25,707,100 », 809, 800 10, 567,500 0, 471, 800 2, 683, 000 5, 324. 000 2, 593, 900 1, 057, 000 1, 513, 000 65,727,100 Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico Dakota "Washington Arizona California Pacific States and Territ ! es. Issued. 213,194,345 158, 567, 673 54, 626, 672 37, 430, 060 26, 140, 304 11, 289, 7S6 141, 925, 615 93, 424, 675 ! 48, 500, 940 2, 858, 495 \ 1, 593, 000 4,451,495 28, 414, 430 19, 218, 109 ! 9,196, 321 425,415,945 300,209,256 125,206,68!) 3, 985, 400 9, 196, 530 5,777,700 5, 162, 210 4,289,285 6,050,790 113, 900 3, 582, 530 133, 500 8,060,130 2, 646, 930 649, 840 24, »65, 855 8, 299, 890 13, 256, 565 3,058,594 6,415,768 : 4,217,479 | 3,407,260 3.021,791 I 4,002,923 ! 56,380 j 2,262,085 67,449 5,626,933 1,533,721 | 449,855 14,838,012 I 5,233,478 ] 10,411,410 96,171,055 64,603,138 31,567,917 74,365,200 47, 271, 524 41.275,695 20, 843, 988 40,591,025 29, 749, 804 21, 844,100 14, 382, 235 !), 685, 080 6. 545, 828 10, 628, 730 10, 830, 714 8, 793, 440 ' 6, 146, 856 3, 650, 430 2, 588, 483 2, 957,170 1, 552, 461 27, 093, 676 11,431,707 10, 841, 221 7, 461, 805 3,139, 852 5, 798, 016 2, 646, 584 1,061,947 1, 404, 709 219,791,470 148,911,893 170,879,577 39, 000 300, 000 1, 185, 000 310, 000 100, 000 498, 100 194, 000 460, 000 702, 500 190,000 34, 000 ], 120. 000 171,060 650,800 2,759,440 947,530 259,340 973, 420 245,600 933,610 738, 730 390, 540 30, 600 142,674 375.600 1.552J258 662,882 177,939 504, 057 115,590 526, 710 174,030 68,390 ! 1,039,880 184,510 5, 132, 600 92 926, 806 780, 762 560, 221 754, 950 267, 494 047, 867 57, 520 1, 320, 445 66, 051 2, 433,197 1, 113, 209 199, 985 10, 127, 843 3, 066, 412 2, 845,155 2, 1, 1, 1, 2, 9, 140, 550 28, 386 275, 200 1, 207,182 284, 648 81,401 469, 363 130,010 406, 900 564,700 322,150 30, 600 855, 370 4, 484, 640 ! 4, 655, 910 Addformutilated 948, 412 Total currency banks '..! 2,802 Add gold banks..; 6 T'nited States..'. 2,808 504 3 2,298 488,168,870 361,805,650 1,142, 366, 615 :781,365, 669 1361,949,358 3 I 2, 000, 000 1 700, 000 j 3, 277, 510 | 2, 499,121 j 778, 389 507 ! 2,301 490,168,870 362,505,650 II, 145, 844,125 ;783, 864, 790 .362,727,747 XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Principal liabilities and resources, on Octobers, 1882, of the national States and Territories. No. of banks. Maine New Hampshire Vermont Boston Massachusetts, other.. Ehode Island Connecticut 71 49 46 53 191 02 86 Total division No. 1 ... New York City Albany New York, other New Jersey Philadelphia Pittsburg Pennsylvania, other. 50 7 251 66 32 23 198 Total division No. 2 . Delaware Baltimore Maryland, other "Washington District of Columbia, other.. Virginia "West Virginia Total division No. 5 . Iowa Minnesota Saint Louis Missouri, other. Kansas Nebraska Total division No. 6 . Colorado Nevada San Francisco... California, other. Oregon Total division No. 7 . $10, 335, 000 6, 080, 000 7, 786, 000 50, 450, 000 45, 402, 500 20, 315, 050 25, 556, 820 165,925,370 627 51, 650, 000 I 1,800,000 j 34,130,567 j 12,375,350 I 17,358,000 i 10,029,495 ' 30,064,556 ', 157,407,968 $2,594,844 1,102,631 1,796,958 11,431,366 13,520,116 3,9fiO, 822 6, 789,186 i i i : 41,195, 873 21, 314,109 1,400, 000 8, 351, 627 3, 622, 908 8, 456, 403 3,166, 772 8,109, 518 54, 421, 337 ~ 1 , 743, 985"| 11, 490, 330 2,431,700 1,125,000 252,000 3,263,060 1,836,000 542, 797 2, 613, 424 731,018 230, 915 60, 000 1, 070,000 467, 723 22,142, 075 14 17 Total division No. 3. North Carolina ... South Carolina .. Georgia Florida Alabama Mississippi New Orleans Louisiana, other. Texas Arkansas Louisville Kentucky, other . Tennessee Total division No. 4 . Cincinnati Cleveland Ohio, other Indiana Chicago Illinois, other Detroit Michigan, other .. Milwaukee Wisconsin, other. Surplus. 5, 715, 877 474, 956 697, 693 544, 973 10, 742 283,100 i 85 985,000 474, 581 64, 000 561, 842 1, 440, 056 695, 326 28, 666, 650 11 6 169 94 10 138 5 80 3 38 6, 229, 354 8,100, 000 4, 200, 000 20, 304, 000 13, 323, 500 7, 050, 000 11,939,600 2, 650, 000 8, 205, 000 650, 000 2, 935, 000 931, 500 710, 000 3, 936, 689 3, 297, 773 2, 052, 500 3, 793, 784 582, 000 2, 014, 687 245, 000 681,177 18,245,110 1, 632, 469 1,172,103 581,196 425, 819 280, 660 323, 000 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII banks, by States and reserve cities, arranged in eight 2>nneipal divisions. Deposits. 1 Individual. counts. Gold. Silver. Other. $18, 937, 909 8,137, 442 12,186, 775 111,413,119 83,712,475 30. 078, 658 43,468, 889 $489, 956 161, 601 195,492 6,450,107 1,469, 009 262, 567 1, 087, 845 L egal tenders and TJ S certificates of deposit. $10,433, 752 4, 569, 085 5, 955, 461 68, 664, 218 45, 733,175 11,460,515 24, 933, 405 $116, 863 290, 242 23, 498 53, 873 301, 069 122, 062 209, 745 171,749, 611 1,117. 352 10,116,577 875, 784 552, 479 59, 756 572, 822 196, 750 250, 546 241,694 333, 690 239.150,374 8, 786, 455 87, 441, 955 31,481,551 64, 282, 838 25, 947, 840 64,215,216 43, 004,181 521, 968 2, 326, 690 758, 134 6, 666, 862 1, 587, 680 3,171, 492 1, 519,703 22, 883 484, 257 293,485 490,324 172, 056 774,184 18, 926, 390 698, 631 3, 544,161 1, 757,408 4, 947, 732 2, 091, 967 2,772, 096 587, 031, 262 2, 207, 737 521, 306, 229 58,037, 007 3, 756, 892 34, 738, 385 4,121, 901 18, 444, 730 5 550 548 2,390, 238 711 633 10, 293,486 2, 583, 944 42, 223 113,767 4, 0»2, 965 26, 311, 022 5, 264, 628 1, 850, 621 349 6''8 10,444,317 3, 480, 418 126, 272 1, 338, 769 220,765 103,267 52, 205 485, 438 206, 798 34, 765 133, 843 44, 720 48,152 10 711 169,785 27, 283 191, 591 1, 752, 395 359, 821 423,106 100 000 629,172 224, 099 44, 096, 480 612, 364 51, 703, 599 2, 533, 514 469, 259 3, 680, 184 2, 889, 789 2, 504, 996 2, 751, 995 400 979 1, 646, 975 107 934 8 l 010 003 42 646 5,487, 068 472, 517 3, 034, 281 8,471,836 7,590 120 190, 840 165, 909 82, 609 309, 712 74, 207 675, 052 195, 593 273, 303 4, 73K, 012 4,306,292 4,711,006 291 726 2, 531, 746 132, 245 8 7'->8 134 100, 684 5,601,882 577, 741 6, 859,101 12, 734, 542 8,434, 523 139,035 113, 523 204, 835 12,145 61, 493 20, 346 362, 162 1,043 227.017 28, 320 366, 951 312, 689 531, 559 87, 393 63, 509 113, 330 12 032 49, 507 15, 111 205 696 15 973 268,470 19,140 51,707 79,192 135, 758 222,433 149, 374 209, 291 43 000 202, 579 9,602 814 274 4 333 507, 720 43, 230 327, 795 379, 510 428, 835 43, 411,139 1, 900, 072 59, 747, 634 2, 381,118 1,116,818 3,401, 976 13, 969, 642 7, 942,932 38, 822, 300 24, 942, 872 35, 602, 856 34,160,176 7,519,383 18, 719, 492 4, 001, 236 9, 723,179 735, 000 373, 809 402, 329 683, 311 63, 831 720, 125 475, 450 29. 248 464,983 66, 000 19, 923, 286 10, 289, 970 44, 229, 615 27, 685, 400 40, 035, 632 33, 082, 137 8, 56t>, 566 21, 258, 582 3, 76H, 986 9, 420, 341 446, 563 344,.26 2,479, 726 1,417,701 5, 782, 298 2, 221, 797 876, 206 1,167, 613 393, 180 586, 980 46, 907 33,173 285, 265 222, M00 104, 997 251, 547 121,198 171,412 28, 620 78, 891 2, 824, 249 1, 209, 000 2, 848, 166 2,160,251 3, 539, 500 1, 953,010 771,176 915,352 351,099 447, 459 195,404, 068 4, 014, 086 218, 155, 514 15, 713, 288 1, 344, 898 16, 999, 862 16,169, 065 14,045,218 5,456,166 4 151 973 4,210,787 6,113, 052 148,912 449, 756 140, 824 311, 746 336, 482 17, 799, 343 17, 907, 884 8, 837, 857 4 052 979 3, 479, 713 6, 774, 674 895, 609 390,119 577, 572 205, 517 164, 240 365, 861 183, 924 92, 913 15, 734 36,646 43,647 73,171 1,341,964 1, 025, 558 1,168, 850 315 542 458,864 340, 522 1 ?, 3 4 5 6 T 6,839, 739 325, 268, 904 6,890,888 77, 774, 932 28,606,052 64, 850,484 22, 395, 910 61, 244,092 272 456,102 32,847 307, 935, 267 $46, 635 53, 075 43,178 263, 316 253,124 60,966 155,490 $254,637 124, 721 232, 373 3, 202, 655 1, 670, 277 450, 284 904, 792 1, 387, 720 58, e52, 450 2, 598, 918 446, 035 175, 265 408, 542 33,142 734, 700 900,122 397, 502 93, 201 2,199 18,490 57,766 18, 677 857, 593 514, 602 6, 888, 304 205, 476 3 065,421 4, 624, 783 1, 724, 262 20,127, 885 689, 867 16, 508. 246 2, 474, 008 J 190,333 884,179 n n n 14 is 16 17 18 T) M 21 2.1 ?4 of i 2fl °7 °R ''ft 30 SI 33 33 34 85 36 37 30 M 40 41 *?, 43 44 45 41! 47 40 49 50 4, 651, 300 10, 338, 395 162 029 1 948 680 5 484 887 2,193, 894 8 9 10 50,146, 261 j or ~\7TT 1 052 9 402 16,102 51 *)* "i? M 55 XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Principal liabilities and resources, on States and Territories. No. of hanks. $100,000 1,065,000 100,000 655,000 500, 000 350, 000 200,000 425, 000 Arizona. Dakota Idaho Montana NewMexioo Utah Washington Territory Wyoming Total division No. 8 Total for United States Capital. 41 3,395,000 2,269 483,104,213 Surplus. $139,365 20,000 73,500 137,890 125, 000 31,750 78, 000 605,505 131,977,451 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX October 3, 1882, ^-c—Continued. Deposits. Loans and discounts. Individual. Gold. Silver. Other. $211,174 2,945, 366 274, 320 3,039, 674 1,181, S87 1,087,870 581,472 1,184,514 $45,653 41,085 10, 505, 977 516,060 8,994,271 729,528 73,789 762, 892 1,122,472,683 12,445,258 1,243,203, 210 94, 583,958 8,273,820 71,958,517 160,892 163,075 85,576 19,779 $114,198 2,517,462 132,034 2,700,832 1, 044,376 648, 605 756, 257 990, 507 $40,153 137,121 7,180 101, 522 87,453 224,001 50,747 81, 351 $3,888 17,797 2,224 19,181 17,994 6,187 2,904 3,620 Legal tenders and U. S. certificates of deposit. $24 500 245, 539 37, 855 264, 500 69, 672 35,924 12,021 72,881 56 57 58 59 60 61 62 63 REPORT OF THE COMPTROLLER OP THE CURRENCY. Number of Stale banks and trust companies, private bankers, and savings banks, with Iheavermonths ending Private State banks and trust companies. States and Territories. Deposits. Deposits. ! in U. S. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut ,000 350, 000 260, 000 644,349 3, 074, 385 2, 476, 896 $8,313 5,202 36, 984 185, 063 568, 043 630, 543 254. 312 $47, 319 1,000 3,700 250, 000 4, 483, 750 234,119 140, 000 $120,155 61, 240 16, 025 434,415 1, 636, 216 334, 718 1,140, 930 163 1, 524,103 452 ,31,187,192 91, 000 29,180 4, 378, 527 1, 346, 729 324, 382 2,000 98, 508 667, 256 357, 060 2,340 36, 003 1, 607, 553 1, 323, 634 6,120, 679 3,611,242 3, 767,165 11,402,788 30, 552, 744 71, 649 920 18,727,565 4,104, 001 1,474, 866 New England States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore. "Washington Middle States Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana. New Orleans Texas Arkansas Kentucky Louisville Tennessee 3, 743, 705 7, 001, 542 18,148,114 550, 000 1, 255, 373 4,411,404 762, 175 3, 270. 897 673, 889 455, 841 2,447,511 71, 540,139 38,976,546 154,894,971 ,11,782,335 2, 321. 590 1,177,12 747, 894 295, (100 3, 6U4, 625 5,137,229 3, 089,199 1, 477, 416 611, 0(17 4,341,983 643,013 3,000 74. 017 218, 553 471, 197 112, 388 374,472 70, 000 42,427 216,493 433, 654 81, 830 425, 241 439,485 126, 265 53, 333 1,761,804 112,110 394, 628 20ti, 584 71,464 1, 278, 058 620, 769 940, 924 1,201,244 987, 033 3,681,114 1, 337 700 710,000 785 614 :, 231 ! 2,521,985 971,307 3,167, 050 5, 250, 582 767,707 192,032 259, 250 3, 132, 931 163, 656 1, 350, 032 20. 882 4,198,909 623. 837 2,169,517 88, 268 3, 228, 683 117,717 8, 846, 734 2, 398, 878 3, 378, 821 88, 973 4, 849. 999 329, 692 2, 654, 682 112,477 6. 252. 283 13, 489 6, 100, 367 222,112 1,911,978 51, 924 10, 360, 654 325, 025 18, 074, 610 849, 920 1, 810, 416 47, 883 480, 354 545, 512 4, 361, 082 775, 472 105, 000 3, 164,190 3, 042, 881 586. 381 1, 009, 099 206, 041 793, 229 161,500 2, 583, 754 935, 068 1, 083,125 454, 973 796, 437 461, 458 325, 667 108, 000 283, 006 7,901,233 98, 560 11, 269, 822 18,199,412 1, 012, 426 1,441, 669 4, 632,122 2, 280,131 412, 310 5, 902, 969 5,116,149 3, 050, 686 Pacific States, & c . United States 87, 343 17, 004, 516 3, 042,679 826,114 9, 590, 096 13,282,590 3, 726, 779 3, 727, 131 826, 455 3, 309, 346 1, 536, 607 7, 017, 806 2, 814, 325 4, 946, 562 614, 089 3, 066, 734 1,539,460 2, 934, 365 79, 805, 653 Western States.. Nevada California San Francisco... Oregon Arizona Dakota Idaho Montana New Mexico Utah Washington Wyoming 2, 061, 637 945, 544 119, 216 47, 745 683, 840 272, 706 1, 257, 221 1,193, 246 13, 541,159 Southern States.. Ohio.... Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit. Wisconsin Milwaukee Iowa Minnesota Missouri. Saint Louis Kansas Nebraska Colorado 1,824 143,185 2, 072, 366 2, 988, 231 29, 567, 794 735, 988 818, 952 7, 912, 530 974, 571 243, 673 396, 279 18,368 724, 031 181, 925 1, 233, 952 525,109 271, 201 3, 517,121 318, 783, 228 [24, 498, 604 117 • 5,300,583 14,036,579 1827667.23? REPORT OF THE COMPTROLLER OF THE CURRENCY. CI age amount of their capital, deposits, and investments in United States bonds, for the six May 31,1880. Invested in U. 8. bonds. : $38, 550 3,984,618 7,045 18, 420 $21, 599, 469 $3, 284, 637 I 28,204,300 919, 297 j 6, 907, 562 653, 862 142,510,224 13, 633, 993 50, 790, 871 6.499,110 I 39, 188, 748 , 570, 369 73,549,860 8, 131, 932 358,430 1 7, 528, 342 3,000 800 274,180 117, 527 7,425 $47, 319 $21, 721, 964 $3, 292, 950 924, 499 51,000 28, 301, 549 69U, 846 8, 531,140 353, 700 510,000 144, 268, 273 13, 857, 606 5,128, 099 64, 55::, 76fi 9,051,771 3, 308, 504 43, 134, 708 5, 207, 957 78, 457, 961 8,404, 664 2,616,896 91 1131,291,297 45, 9fl3, 290 ! 23 174.566,730 73, 737, 079 7 ! i 12,289,861 2, 552, 905 34 ! $40, 000 i 17, 417, 079 5. 871, 992 70,000 6, 472, 097 1, 679, 366 162, 275, 473 48,2 291,914,072 88, 890, 2, 910, 13,751,649 6,141, 20,391,118 822, 29,071,132 6, 671, 51,496,370 74, 651, 589 2, 340, 20, 2,127,4.6 264, hi 9, 944 25.814,319 10, 200, 310, 3, 305, 875 528,460 389,183,857 2 340,912 8, 940, 548 1,413,171 550, 515 10, 570 366,695 I 17 2,842,248 44, 283, 828 | 2, 717, 904 j j 757, 202 034, 743 596, 632 658,812 910, 827 287, 289 269, 647 634,915 87, 34:i ',122 3.12, 7-M 577, 628 S, 114 8(13, 673 222,740 20, 834, 648 4,392,711 13, 905, 571 13,172, 783 17,061,788 12, 584, 083 7,105, 952 7, 544, 048 5, 964, 028 7, 788, 900 13, 326, 191 5, 000, 150 15, 307. 216 18, 688, 4,877,150 2,019.814 3, 479. 877 2,151,270 42, 061 60, 000 7 I 680,710 I 2,839,944 9 2, 119, 796 1 41, 385, 352 1 ! 41,742 1 58 532 129, 272 112, 423 25, 000 14,366,684 615, 618, 967 166, 865, 989 3,036 1,247 790 511 4,068 83 1,040 1, 083 126 2,777 3,701 245 ,099 5, 2OT 1.769 558,336 364. 457 9, 430, 629 12,104,546 1, 245, 208 112,932 127,511 5, 35 446, 708 6,007 206, 000 2"7, 000 128, 054 201,24,435,070; 87,888,201 954, 434 275, 671 2, 829,649 550, 014 735, 2. 559, 154, 480, 184, 15, 319. 34 35 36 ! 37 100, 000 197,34! 6,160, (56 118,723 25, OUO 6, 601, 720 | 658 4, 044,187 « 7 , 644,113 189,187, 816 ' 4, 456 194, 136^ 825 1,319,094,576 '228, 053, 104 CII REPORT OF THE COMPTROLLER OP THE CURRENCY. Number of State banks and trust companies, private bankers, and savings banks, with the months ending State banks and trust companies. Private States and Territories. Maine . Vermont. Boston . Ehode Island . Connecticut. New England States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland : Baltimore Washington Middle States Virginia West Virginia North Carolina. South Carolina. Georgia Florida... Alabama. Mississippi Louisiana . New Orleans . Texas Arkansas . Kentucky... Louisville . Tennessee. Southern States Ohio Cincinnati. Cleveland . Indiana . Illinois. Chicago. Michigan . Detroit Wisconsin. Milwaukee. Iowa . Minnesota . Missouri Saint Louis. Kansas. Nebraska 50 Colorado. Western States Nevada California San Francisco Oregon A rizona . 1) ikota Idaho Montana New Mexico Utah Washington 62 i Wyoniiu: Pacific States United States 7, 211, 333 25,277,222 1, 832. 351 20, 527, 888 105,898,639 6, 987, 938 182, 579 66, 000 3,487,561 ; "'323,'675 1,167, 683 3, 718, 015 11,599,119 | 388, 685 768, 280 33,648,619 I 48, 033 5,943,543 | 623, 348 2,922,125 844,743 ! 601,561 10, 000 548, 605 447, 812 256, 675 2, 346, 610 1, 846, 816 36,189 218 163 1, 551, 347 508 45, 482, 515 550, 000 3 26, 231 5 172 4,140, 679 52 1, 890, 614 7 563, 910 1 5, 000 49,177 2 773, 657 19 364, 000 6 12, 699, 067 45, 414, 376 1, 611, 470 1,560 19, 978, 585 6,174, 785 2, 025, 477 19,183 43, 742 2, 389, 032 3, 747, 703 39,280,513 189,777,240 ! 10, 506, 894 938 |55, 397,130 94,104, 980 369, 792 70, 000 40, 833 229, 956 478, 910 99, 079 564, 085 314, 579 146, 329 32, 000 2, 560, 951 87, 066 368, 731 178, 000 48, 517 2,102,0^7 992, 892 102, 240 53, 921 1, 308,131 521, 699 1, 372, 342 833, 326 35, 812 REPORT OF THE COMPTROLLER OF THE CURRENCY. cur average amount of their capital, deposits, and investments in United Stales bonds, for the six May 31, 1881. bankers'. Savings banks. Invested in tJ. S. Banks. Capital. bonds. $6,966 16, 667 L 003, 343 32, 613 8,063 89 24 7 33 1 4 5 2 5 10 195, 384 287, 029 $24,116,117 32, 092, 232 7, 971, 977 162,120, 982 59, mi, 155 38, 364, 066 78, 466, 347 $4, 049, 652 738, 716 508, 777 14, 485. 728 5, 720,483 4, 228, 338 6, 909,101 145, 192, 13, 45, 000 20, Capital. Deposits. Invested in TJ. S. bonds. 66 72 22 163 62 55 106 $53, 200 76, 000 352, 804 310, 000 4, 855, 730 3,719,789 2, 620,100 $24, 363, 290 32,163,124 10,046,910 164, 637, 832 70, 644, 577 43, 039, 201 84,289, 272 $4, 056, 618 740, 091 622, 525 14, 670, 009 7, 316, 624 5,170, 535 7, 049, 889 36, 640, 795 546 11,987,023 429,184, 206 39, 626, 29! 54, 898, 83, 257, 2, 964, 7, 729, 67 6 534 2, 372, 10, 976 10, 749, 845 31, 585 300 563 12 48 246 74 30 7 11 39 7 8, 762, 680 66, 010. 403 616,000 1, 238, 014 7, 858, 694 2, 658,894 4, 019, 335 609, 561 507, 074 1, 640, 698 364, 000 183, 626,465 343, 830, 575 15,775,441 23, 877, 530 31 947,161 64 831,097 17, 887, 623 2, 299, 392 887, 742 27,859, 420 4,144, 875 57,094,710 99, 916, 629 3, 315, 825 8, 053, 089 744 996 6, 806 890 3, 015, 930 10, 000 267, 651 10, 981, 418 318,614 608, 610 433, 085,101 168, 617, 050 425 364, 268 9, 670, 751 351, 000 333 288,461 224, 208 20, 374 Deposits. 25,000 403, 052, 876 57 67 16 157 12 33 83 1, 067, 652 Total. Invested in U. S. bonds. 716, 967, 321 190, 525, 752 $25,000 a- 533, 300 10, 085 20, 225 650,176 517, 560 981, 392 388, 409 369 457 25 007 693 9, 918, 603 1, 435, 466 295, 395 23,123,778 397,172 11,401, 808 181 35, 000 35, 617 3 418, 741 813, 449 2 2 1 15, 000 2,000 091 940 825 081 850 649 208 307, 201 929 082 17, 750 2,129 Banks. 2,397 i 7,000 1,337 95,286, 253 21, 689 74 19 13 14 54 7 27 28 3 13 120 14 75 15 31 3, 068, 985 1, 228, 983 504 640 549, 956 3, 438, 668 101,079 1, 179, 085 989, 872 146, 329 2, 271, 932 4, 047, 964 217, 302 6, 052, 294 5, 145, 554 1, 796, 536 9, 286, 961 4, 306, 402 1 165 763 1, 914, 267 6,199,163 539,449 2,481,642 2,144, 493 35, 812 5,149, 585 8, 811, 029 679, 509 9, 002, 299 6,631,685 3, 474, 487 800 48, 280 30, 000 1 14, 000 1,250 80,000 I 11,833 1 2 3 4 5 li 7 8 9 ia n T> 14 15 16 17 18 264, 825 19 102, 407 20 50 45, 000 22 7 000 24 800 25 170 973 30 000 97 395,161 28 14, 000 66, 480 30 171,177 31 249 922 •)9 211, 596 33 263, 780 9 437, 870 '2, 069, 879 21,689 ; 507 30, 739,179 61, 822, 546 1, 729, 391 656, 222 280, 205 8,967 571, 999 1,245, 738 172, 589 74,464 7, 333 ! 111, 960 350 67, 287 1 45, 848 134, 142 44, 406 32, 600 14, 070 15,000 5 165, 000 1,173, 782 118, 369 • o l 75, 350 10, 000 75, 000 160, 000 10 021 390 1, 716, 516 946, 035 67, 515 393, 671 2, 586, 087 3 40, 000 228, 281 51)6, 510 246 12 8 145 330 33 161 14 108 8 337 112 182 30 175 98 59 5, 509, 583 1, 374, 317 1, 059, 667 4, 433, 488 4, 579, 378 3,965,197 2, 445, 500 1, 044, 028 1, 830, 863 437, 898 5,671,468 2, 875, 971 4, 366, 103 5, 763, 025 1,921,571 944, 372 903, 440 24, 495,977 5,421, 863 15, t>61, 757 15,878,206 23, 903, 504 19,316,023 9, 017, 059 9, 419, 029 10,106, 752 7, 484. 589 18, 592, 795 7, 754, 414 21, 660, 092 25,112, 676 6, 418, 482 2 661,291 3, 864, 948 936, 899 340 999 2,633 711 734, 834 1, 357, 305 1, 198, 937 117, 241 509, 992 207, 196 2, 067 360, 976 69, 622 473 884 383, 825 6.!, 537 14 070 20, 000 38 515, 350 17, 639, 717 2, 689, 446 ; 2,058 49, 125, 869 226, 969, 457 9, 424, 395 2 »33 524 15 83 381,851 8 847,747 11, 953,172 892, 844 147, 319 216, -i&i 6 561 512,706 13 333 208, 225 284, 050 135, 208 1, 254, 649 15, 662, 084 68, 9811, 629 1, 434, 568 635, 256 484, 335 19 007 904, 498 459, 518 1, 582, 519 657, 015 421, 310 100,1100 51 254 290 11, 234, 921 53 256 300 54 50, 000 56 57 58 23,599,279 92, 495, 478 11. 895, 511 1 15 6 3, 483,180 | 2 133, 122, 85, 24, 583 645 234 i 6)8 550 202, 292 : 2,125 100, 000 681 965 4 8 1, 951, 243 41, 892, 395 104, 074 250 000 1 6.911,198 ! '• \ 454, 074 16, 670, 494 12 2, 633, 208 44,125, 919 6, 911.19K 665 4, 220, 038 899, 973, 492 214, 880,178 24 16 9 37 2 14 8 12 9 4 233 ; 34 35 36 37 38 39 40 41 #1 44 45 46 47 48 40 50 (III r.i 62 4,681 210,738,203 1, 527, 439, 008 253, 201, 340 CIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State ianks and trust companies, private bankers, and savings banks, with tlie months ending State banks and trust companies. Invested in IT. S. Banks, bonds. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut $50, 000 450, 000 260, 000 1, 850, 000 3,174, 035 2, 540, 308 New England States 456,835 1,707,780 205 Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana . New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States ... Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit . Wisconsin Milwaukee Iowa. Minnesota — 2,445,706 40,562,792 225,508,253 11,372,207 2, 369, 397 1,145,1)57 510, 534 405, 000 2, 970, 333 1, 753,420 51,654,464 91, 000 16,7)0 4, 295,918 2,040,877 785, 754 5,000 37, 837 1,104,268 408, 517 1,014 I 62,193,765 ;il3,079,792 7, 779, 008 3, 970, 727 1,154, 273 1, 774, 087 4, 517, 393 2, 046, 648 1,620,183 ! 2,213,700 1,978,079 112,107 5,577.074 5, 090, 59S 2, 378, 429 1, 195,100 110, 750 63, 432 951, 645 834, 965 1, 792, 676 017,893 80, 235 3,082 7, 224, 606 529,125 2,779,621 709, 290 312,193 115,583 557, 302 26, 619 17, 961 73,311 465,185 29. 981 ,369,701 19,981,042 996,856 i 3,667,715 . 300, 0(10 1,1.-6,458 I 1, 053, 435 5,545,652 , 1, 333, 696 2,582,61(9 005, 376 2,581,150 > 2, 697, 573 11,914,114 ' 4,054,348 : 5, 372 806, 104 , 994, 957 942, 930 5, 773, 299 473, 231 9, 072. H25 2,290, 823 7, 578, 034 2, 291. 842 6,495.137 4, 306, 632 17,706,715 5,081,333 28, CM, 263 1,210, 8til 2, 742, 402 555,731 , 301,0:i5 558, 401 2, 477, 522 i j ' Missouri Saint Louis Kansas Nebraska Colorado Western States... Nevada California San Francisco Oregon Arizona Dakota. Idaho Montana New Mexico Utah "Washington "Wyoming 1, 788, 506 7, 239,463 351, 000 418, 644 616, 576 42,900 626,174 6,667 244, 075 38, 202 550, 000 1,183, 491 3, 760, 025 728,105 2, 834, 696 554. 6K6 Middle States 34, 35 ! 36 : 37 : 38 39 j 40 41 42 43 44 45 46 47 48 49 50 64,167 6, 088, 250 412,496 477,1S8 24,966,722 I 1,663,524 New York Kew York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington 19 20 21 22 23 24 26 26 27 28 29 30 31 32 33 $9,272 25, 541 2, 629, 483 2,156, 705 ]0. 828, 402 4, 379, 082 4, 938,177 439 26, 4;6, 256 120,170. 435 3, 213, 375 97,333 i 359,(27 7,190,822 13,811,198 33,127,362 131,147,83 779, 6i 309,12) 863, 55 370, 68 536, 72 810,32 57,: 434, 94 793, 35 259, 08 008, 85 772,07 Pacific States and Territories United States : 5,012 110.806.512 -I?,-.', 002. 37« 2:!. 211,430 114, 205, 892 .295, 622,16 EEPORT OF THE COMPTROLLER OF THE CUKEENCY. average amount of their capital, deposits, and investments in United States bonds, for the six May 31,1882. Savings bants. bankers. Invested inTJ.S. Banks.! Capital, Deposits. bonds. ' Total. Invested in TJ. S. ;Banli3. bonds, 309 395 983 571 56 65 16 153 14 33 83 $27,172,530 $5, 299, 227 $94,250 I 36,630,994 602, 414 i 9,249,045 502, 598 161,344,850 12, 587,172 64,137,146 7, iJOO, 254 41, 647, 644 4, 504, 880 81, 938, 327 6, 250, 080 981 371 420 94,250 J422,120, 636 | 37,046,625 $15,113 34 871 52 7 493 976 7,846 422 !l59, 564, 970 '209, 919, 280 15,416,751 55, 000 26, 394, 884 453, 744 28, 788, 501 526, 383 10, 945, 882 1, 597, 886 325, 989 10,085 20, 350 24,437,120 225 483, 205 73 227, 954 77, 738 54, 712 177,107 326,634 40, 000 32,108 411,783 ] 1,083,348 1 500 36, P07 10, 976 11,159, 458 31, 585 Deposits. Invested in TJ. S. bonds. $88,125 $27, 406, 711 $5, 314, 340 144, 250 36, 656, 791 602,414 11,900,529 712, 598 450, 000 324,167 164,119,761 12, 625, 886 80,945,999 7, 938, 250 8, 72«, 974 3. 586, 531 48, 580, 215 5, 368,280 88, 894, 964 3, 017,4C6 6, 341, 028 67 68 23 159 82 55 110 504 j 15,548,789 j 456,504,970 j 39,691,520 303 9,184, 753 591 73,030,305 12 641, 000 4G 1,255,201 267 8, 055, 943 70 2, 768, 982 31 4,146, 833 7 559, 686 11 504, 757 52 2, 832, 398 10 408, 742 205, 999,707 I 65, 825, 398 396, 504, 4481105,051,411 17,177,120 4,536,189 10 30, 442, 410 10,530,123 11 38, 563, 241 910, 230 12 70,186,411 7, 573, 921 19, 994, 569 3, 930, 689 2, 563, 323 6,667 837, 479 255, 051 29, 825, 628 11, 374, 767 4, 821, 921 358,219 612, 043 j478, 328, 212 J189, 775, 8421,400 103,368,600 i 816,916,257 210,352,665 9,204,616 6,000 63, 542, 916 89, 96?, 526 4,185,189 10,111,406 65, 700 7,453,283 3, 249, 803 Capital. 30,000 ?k 2,000 76 21 15 13 54 10 29 j 4,333 1, 146, 692 62, 477 27 I 83, 727 3 15 138 21 77 16 32 79, 48C 11,175 62, 941 21,083 16, 417 I I I I 3,191,770 11,240,785 1,185,057 5,165,827 567,201 1, 265, 023 1,841,852 624,577 6,615,730 3,532,000 133,521 897, 442 1,191, 175 3, 839, 324 1,032,361 2, 638, 076 332,286 80, 235 2,368,427 5, 666, 677 4,086,443 I 10, 581, 852 735, 837 288,843 6,239,442 ; 9,310,197 7, 567, 801 5,271,096 1,825,065 i 3, 375, 985 237, 686 11» 136, 608 i 2ft '21 51,667 i 22" 6,000 23 J2* 500 25 148, 490 557, 302 37, 794 80, 922 94, 394 465,185 46, 398 1, 862, 946 784, 737 203, 858 14, 210 706, <J65 634, 845 235, 787 147, 207 5, 750 69, 816 3,812 321, 310 18,413 218, 696 45. 825 3, 886, 499 5,480, 570 986, 91 4 1,130,435 4, 620, 203 4, 38S, 254 11,311,191 2,412,969 1,117,705 1, 723, 882 633, 231 6,517,474 3,283,910 6, 570, 028 5, 376, 684 2, 850, 780 1, 487, 097 1, 188, 340 42, 500 ,000 30, 000 150, 000 40 461,129 21, 441, 468 2, 354, 710 2,265 100, 000 3 428, 057 2,128, 976 25,699 152, 956 8 1, 744, 583 44, 678, 418 12,825,906 265, 250 2, 667 . . . I 47, 755 2, 500 571,128 14, 870, 745 11 2,172,640 46,807,394 12,851,605 660 3, 867, 572 971, 073, 946 242,028,782 12 81 30 20 15 66 6 15 11 11 15 5 28, 896, 926 1,104,796 34 4,107, 626 268,014 | 35 18,597,036 2, 153, 2S2 18, 642, 51b 9811, 879 28, 561, 274 826, 245 22, 962. 614 1, 432, 807 11,190,963 204, 457 11,280,247 40»,961 | 41 10, 090, 365 144,815 42 11, 424, 490 7, 178 I 4 * 24, 555, 913 525,700 44 11,924,154 40,613 45 24, 668, 471 747, 636 28, 773, 548 7,788,854 4, 348, 024 4,946,714 60,074,747 ' 272,759,734 312,778 7,970,885 12,315,100 951,542 129, 056 432, 224 11,575 570,858 25, 927 336,458 418, 657 193. 426 I 1,139,283 100,000 151 i 17,249,302 1,002,334 152 l 72,501,819 17,328,736 5S 265,250 54 I 2,915,865 2,667 55 862, 746 66 839, 573 57 57,390 58 1,434,947 793, 359 '59 2,119,659 47,755 60 2,500 ,61 1, 008, 857 62' I 772, 078 CVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national banks, as shown by the reports STATES AND States aad cities. 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 .34 35 36 37 38 39 40 41 42 j 43 44 45 46 -47 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas. Arkansas. Kentucky Tennessee . Ohio. Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Colorado Nevada California Oregon Arizona Dakota Idaho Montana New Mexico . trtah Washington . Wyoming Totals Reserve held. ' Nam! ber of banks. 71 49 46 191 62 86 251 60 198 14 1 21 18 15 13 12 2 9 1 1 21 2 49 29 169 94 138 80 38 88 33 20 20 23 19 1 10 2 1 17 1 6 3 2 4 2,026 4-iuount. $11,019,988 5,312,637 6,034,687 48,044,832 13, J93, 357 25,036,515 79, 750, 175 29, 774, 327 61,826,159 4,210,595 5, 586, 746 713,525 10, 880, 966 2, 610,128 3, 288,779 3, 258, 515 3, 132, 620 400, 979 1,754,413 131,784 42,823 5,958,903 553,125 8, 757, 560 7.828,991 39, 350, 944 25, 535, 752 34,955,531 18,776,964 9,865,527 16, 453, 067 15,262,482 4,403,216 4, 530, 970 7, 428, 769 10,5)4,445 182, 291 *5, 53H, 137 2, 859, 535 256, 827 3,020,076 274,320 3, 200, 506 1,344,682 1,173.986 597, 171 1, 214, 293 545,842,660 Ratio to liabilities. $3, 062,583 1, 785,411 1, 845,680 12,368,432 3,315,789 6, 954,689 20, 686, 6S1 8, 718, 769 18, 429,418 1,514,275 631,589 838, 012 1, 670, 485 107,029 311, 595 1, 632,145 2, 698, 656 391, 519 832, 352 493, 317 782, 361 488, 777 612,313 469, 893 839, 983 60, 147 100, 765 263,162 616,259 19,768 48,434 6,423 29, 446 893,835 1, 794, 081 82,969 )48, 038 1, 313, 634 2, 494, 055 1,174,349 1, 926, 910 5, 902, 642 10, 602, 840 3, 830, 363 8, 265, 287 5,243,330 9, 599, 004 2,816,545 4, 955,115 1,479,829 2, 547, 602 2, 467, 960 4, 369, 890 2,289,372 3, 015,103 660,482 1, 455, 888 679, 645 1, 373,100 1.114, 315 1, 652,112 1,577,167 3, 872, 801 27, 344 37,141 834,683 1, 696, 203 428, 930 635, 668 38, 524 82,549 453,011 680, 747 41,148 51,759 4*0, 085 636, 468 201,699 391,048 176,098 j 359, 760 134, 386 89, 576 I 182, 144 349, 582 Per cent. 27.79 33.61 30.58 25.74 25.13 27.78 25.94 29.28 29.80 35.96 29.90 43.67 24.80 31.89 23.79 18 79 26.81 26.13 35.13 36.75 68.76 30.11 26.78 28.48 24.61 26 94 32.37 27.46 26.39 25.82 26. 56 19.75 33.06 30.30 22.24 36.83 20.37 30.63 22.23 32.14 22.54 18.87 19.89 29.08 30.64 22; 50 28.79 81,880,361 | 150,351,513 27.54 $1,652,998 796,896 905,203 7,206,725 1, 979, 003 3,755,477 11, 962, 526 4, 466,149 9,273,924 RESERVE Boston Albany Philadelphia 3] P i t t s b u r g h Baltimore Washington 7i New Orleans Louisville 8 Cincinnati 9 10 Cleveland 11; Chicago 12 Detroit 13 Milwaukee. 14 i Saint Louis 15 San Francisco I li $80,899, 9,426, 66,071, 23,174, 18,939, 2,414, 7,915, 5,638, 19,375, 9, 562, 50.084, 8,843, 4, 910, 8,868, •2, 652, Totals 16 I New York United States 63,503,245 j 64,414,273 225, 078^ i75~i~30379097369 * Includes national NOTE.—Prior to J n n e 20, 1874, the required reserve in States and Territories was 15 per centum, and •centum of the deposits only. REPORT OF THE COMPTROLLER OF THE CURRENCY. CVII of their condition at the close of business on October 3, 1882. TERRITORIES. Cash reserve. Required. | Held. Classification of reserve held. Specie. United States: Due RedempLegalteiiders. certificates of from reserve tion fund with treasurer. agents. deposit. $536, 591 214, 676 238, 670 1, 722, 133 323, 533 1, 243, 335 2,810,947 1, 051, 618 3,945,676 161,037 265,485 ; 62, 916 655,223 ; 234,081 226,428 177, 032 318, 165 24,177 111,000 35,457 17,016 495, 486 47, 460 391, 881 667, 317 2,764 991 1, 640, 602 2, 473, 344 1, 336, 024 685, 871 1, 079, 533 483, 032 242, 164 207, 887 439, 033 501, 743 35, 341 957, 888 416,179 44, 035 154, S17 9,404 120, 702 105, 447 230, 189 $254, 637 124, 721 232, 373 1, 470, 277 450, 284 894, 792 3, 249, 161 1, 747, 408 2,717,096 161,591 359, 821 100, 000 629, 172 224, 099 222, 433 149, 374 269, 291 43, 000 202, 579 9,602 4,333 507, 720 43, 230 379, 510 428, 835 2, 848,166 2,160,251 1, 943, 610 915, 352 447, 459 1, 341, 964 1, 025, 558 315, 542 458, 864 340, 522 $1, 865, 026 1,186, 314 1, 048, 292 7, 059,435 1, 845, 015 3, 945, 079 13, 002, 624 5 419. 953 10, 445, 818 1, 086,183 940, 904 137, 429 1, 282, 856 305, 064 264, 221 228, 782 158, 832 29, 988 251, 466 $498, 668 214, 878 231,543 , 2,116,055 | 512,818 1, 157, 598 4,253,431 1, 590, 544 3, 203, 238 222, 450 293, 495 38,312 600, 296 128, 964 169, 615 172, 661 X50, 479 22, 619 84,779 6, 557 769 335, 827 29, 497 400, 020 416, 128 2, 064, 997 1, 389, 219 I, 932, 208 1, 032, 507 554, 840 892, 993 875, 422 238, 917 257, 166 423, 730 •609, 987 10, 218 320,116 166, 172 14.798 169, 905 14, 659 185, 094 72, 400 64, 859 32, 590 70, 266 $791, 228 339, 397 471, 043 3, 392, 410 773, 817 2,148,127 6, 355,108 2, 809, 026 6, 717, 772 352, 628 625, 306 162, 916 1, 284, 395 458, 180 448, 861 326, 40ti 587, 456 67, 177 313, 579 45, 059 21, 349 1,003,206 90, 690 771,391 1, 096,152 5, 613,157 3, 800, 853 4, 426, 954 2, 251, 37R 1,113,330 2, 421, 497 1, 508, 590 557, 706 666, 751 779, 555 I, 359, 336 35, 341 967, 320 432,281 68, 535 400, 456 47, 259 385, 202 175,119 266,113 65, 673 157, 852 28,224,334 I 58,952,935 j 30,024,289 28, 318, 646 610, 000 I, 064, 196 $9, 916, 078 1, 243, 482 12,104, 918 3, 851, 703 3, 225, 007 574, 525 1, 382,132 746, 452 3,317,719 1,586,399 i 9, 426, 794 1, 768, 580 752, 899 1, 762, 156 754, 242 $6, 713, 423 544, 851 7,157,186 1, 759, 736 1, 472, 612 151,419 567, 858 418, 657 493, 470 377, 399 5, 887, 294 997, 404 421, 800 593,3.1 753,190 $2, 707, 655 218,631 2, 867, 732 2, 091, 967 1,152, 395 423,100 814, 274 327, 795 1, 394, 249 1,194, 000 2, 574, 500 771,176 331, 099 1, 168, 850 1, 052 $495, 000 480, 000 2, 080, 000 $10, 304,293 1, 694, 343 5, 510, 646 2,158, 041 1, 951, 479 420, 554 452, 617 526, 632 1, 844, 353 560, 080 4, 928, 707 987, 693 678, 284 1,195, 310 53, 652 84, 971 $200,000 j 10, 000 205, 000 10, 000 55,00(1 30,000 10, 000 857, 593 9, 432 16,102 24, 500 245, 539 37, 855 264,500 I 69,672 i 35,924 12,021 72,881 i 3,597 736, 608 48,123 1, 409, 080 696,728 4, 249, 534 4, 057,194 4, 759, 240 2, 468, 462 1,341,542 1, 712, 915 1, 405, 696 834, 992 669, 619 817, 567 2, 461, 265 679, 189, 12, 252, 633 887 484 044 233, 195, 79, 60, 185, 916 229 697 613 250 $406, 259, 326, 1, 916, 696, 861, 1,32! 489, 790 1, 265, 828 75, 464 i10 104, 275 j 1 1 11, 250 131, 405 69, 108 ', 69, 279 115 57, 125 16 93, 695 17 3, 600 !18 51, 214 3, 375 4, 500 54, 267 I, 9, 225 313, 584 134, 030 740, 149 407, 240 412, 810 235, 277 92, 730 235, 478 100, 63, 36, 54, 52, 1, 49, 13, 1, 28, 4, 17, 20, 13, 6,480 11, 334, 382 CITIES. $9, 342, 200 1, 139, 655 8, 022,145 2, 732, 687 2, 197, 767 2.86,117 9:13, 968 641, 337 2,302,767 I 1,157,800 6,241,761 1,076,397 | 600,257 1, 092, 649 353, 281 600 000 1, 430, 000 15, 000 965, 000 $1, 540, 77, 473, 328, 339, 31, 110, 127, 238, 74, 10 37, 507 111 58, 005 I 12 27, 31, 21, 15 16 15,815,846 ^old bank circulation. in reserve cities 25 per centum of circulation and deposits ; since that date 15 per centum and 25 per CVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the state of the lawful-money reserve of the national banlcs STATES AND Dates. 1 Oct. 2,1876 . 2 Dec. 22,1876. 3 Jan. 20,1877 . ' April 14,1877 . J u n e 22,1877 . 6 Oct. 1,1877. Dec. 28,1877. Mar. 15,1878. May 1,1878. J u n e 29,1878. Oct. 1,1878. Dec. 6,1878. Jan. 1,1879. Apr. 4,1879. J u n e 14,1879. Oct.. 2,1879 Dec. 12,1879 Feb. 21,1880 Apr. 23,1X80 J u n e 11,1880 21 Oct. 1,1880 22 Dec. 31,1880 23 Mar. l i , 1881 May 6,1881 J u n e 30,1881 Oct. 1,1881 Dec. 31,1881. Mar. 11,1882. May 19, 1882 . July 1,1882 . Oct. 3, 1882 . I Nnm1 ber of Net deposits. ; banks. 1,853 1,848 1,1-49 1,839 1,844 1,845 1,834 1,831 1, 827 1,824 1,822 1, 825 1,821 1,819 1,819 1,820 1,824 1,831 1,844 1,845 1,859 1,863 1,860 1,868 1,880 1,895 1,926 1,945 1,981 1,996 2, 026 $291, 744, 349 288, 950, 818 299, 364, 605 294,192, 806 291, 600, 630 290, 136, 048 287, 728, 891 286,105, 648 282, 678, 523 283,101, 236 289,071,448 283, 181, 956 290, 504, 788 293, 817, 962 300, 097, 942 329, 874, 452 348, 834, 775 375, 281, 538 384, 765,183 385,168,252 410, 622, 448 439, 354, 304 447,410, 923 460, 478, 466 484, 089, 521 507,247,143 518,701,965 515, 198, 159 519, 247, 650 527, 588, 049 545, 842, 660 Reserve required. $43,862,907 43,416, 361 44, 978, 935 44, 203, 308 43, 814, 051 43, 594, 978 43,616,668 42, 990,67» 42, 476, 500 42, 539, 987 43, 437, 474 42, 555, 776 43, 654, 032 44,126, 773 45, 068, 973 49, 535, 540 52, 379, 535 56, 346, 827 57, 766, 633 57, 801, 806 61, 598, 298 65, 922, 995 67,131, 602 69, 091, 733 72, 633, 329 76,196, 945 77, 809, 257 77, 283, 686 77, 891,110 79,142,169 81, 880, 361 RESERVE Oct. Dec. Jan. Apr. June Oct. Dec. Mar. May W| J u n e 11 Oct. 12 Dec. 13 Jan. 14 Apr. 15 J u n e 16 Oct. 17 Dec. 18 Feb. 19 Apr. 20 J u n e 21 Oct. 22 Dec. 23 Mar. 24 May 25 J u n e 2«, Oct. 27 I Dec. 28 i Mar. 29! May 30 i July 31 Oct. 2,1876.. 22, 1876.. 20,1877.. 14,1877.. 22,1877.. 1,1877.. 28.1877 . 15.1878 . 1,1878.. 29,1878.. 1,1878.. 6,1878.. 1,1879.. 4,1879 . 14,1879.. 2,1879 . 12,1879. 21,1880.. 23,1880. 11,188(1. 1,1880. 31,1880. 11,1881. 6,1881. 30, 1881. 1, 1881. 31,1881. 11,1882. 19,1882. 1, 1882. 3,1882. 236 i 234 ' 234 : 234 234 235 233 i 232 233 232 231 i 230 230 229 i 229 1 228 i 228 230 231 231 I 231 ' 232 234 234 235 : 237 238 : 242; 242 243 243 414, 887, 769 396, 950, 934 421, 845,188 402, 090, 332 420,184,1-65 378, 992, 700 372, (S96, 990 384, 942, 505 373, 875,154 .395, 473, 477 389, 031, 686 381, 431, 393 384, 319, 202 366,814,853 414, 518, 542 439, 009, 954 458, 944, 779 498, 980, 548 482, 230, 794 516,491,857 557, 508, 975 544,501,717 536,112,658 588, 714, 401 655, 815, 066 604, 438, 599 577,163,351 564, 058, 531 590, 883, 075 604, 391, 647 572, 791, 257 103, 721, 942 99, 237, 733 105, 461, 297 100, 522, 583 105,040,216 94,748,175 93,174, 248 96, 235, 626 93, 468, 789 98, 868, 369 97, 257, 896 95, 357, 848 96,130, 280 91, 703, 713 103, 629, 635 109, 752, 489 114, 736, 195 124,745,137 120, 557, 698 129, l-.'2, 964 i:<9, 377, 244 130,125,429 134,028,165 147,178, 600 163, 953, 766 151,109,650 144,290, 838 141,014,632 147, 721), 769 151,097,911 143, 197, 814 REPORT OF THE COMPTROLLER OF THE CURRENCY, CIX os shown by their reports from October 2, 1876, to October 3, 1882, TERRITORIES. Reserve held. Amount. $99, 985, 627 101, 429, 533 108, 706, 493 103, 945, 584 101, 962,783 95, 379, 331 101,866,983 108, 782, 223 99, 320, 989 102, 308, 371 106, 045,159 106, 003, 028 110,164, 553 105, 684, 344 112, 463,409 124, 315, 513 124, 606,178 139, 489, 054 133, 966, 543 138, 632, 303 147, 105, 244 155, 406, 393 150, 919, 415 155, 258, 642 170, 055, 750 158, 299, 042 159, 060, 717 150, 725, 091 154, 776, 359 151, 908,107 150,351,513 Classification of reserve held. Ratio to liabilities. Per cent. 34.3 35.1 36.3 35.3 35.0 32.9 35.1 38.0 35.1 36.1 36.7 37.4 37.9 36.0 37.5 37.7 35.7 37.2 34.8 36.0 35.8 35.4 33.7 33.7 35.1 31.2 30.7 29.3 29.8 28.8 27.5 Specie. $2,763,198 3,427,133 3, 941, 358 4,166, 989 4, 208, 317 4,155, 631 4, 486,185 6, 305, 680 7, 007, 260 7, 049, 274 7, 988, 990 9, 048, 396 11, 578,143 11, 872, 699 12,135, 564 11,474,961 13, 257, 825 15, 931, 208 18, 523, 230 18, 988, 001 21,145,738 25, 108,888 26, 660,882 27, 842, 501 27, 635, 215 27, 509, 821 30, 283, 767 29,161, 734 30, 036, 477 30, 089,064 30, 024, 289 Legal tenders. $29, 723,138 30, 714, 772 32, 707, 525 31, 948, 207 30, 879,163 30, 316, 538 32,730,224 31, 528,169 32,024, 586 29, 390,198 30, 064, 665 30, 579, 974 32, 374, 428 29, 074, 259 26, 433, 762 29, 628, 096 29, 357, 057 28, 471,133 30, 138, 708 28, 650, 254 27, 613, 370 29, 063, 892 26, 783,131 28, 672, 789 27, 416, 230 26, 473, 002 28, 905, 001 26, 897, 694 28. 160, 627 26, 857, 620 28, 318, 646 United States Due Redempcertificates of from reserve tion fund with deposit. agents. Treasurer. $1, 280, 000 1,280,000 1, 245, 000 1,180, 000 1, 250, 000 1. 315, 000 1, 225, 000 1,115, 000 1. 035, 000 1, 040, 000 995, 000 1,140, 000 1, 035, 000 895, 000 695, 000 735,000 670, 000 670, 000 645, 000 605, 000 640. 000 630, 000 585, 000 585, 000 575,000 620,000 595, 000 610, 000 535, 000 620, 000 610, 000 ! $56, 362, 468 $10, 856, 823 55. 244,747 10,762,881 60,110, 762 10,701, 848 55, 904, 422 10, 745, 584 55, 012,171 10, 613,132 48,885,195 10,706, 697 52, 587, 886 10, 837, 688 58, 950, 369 10, 883, 005 48, 325,035 10, 929,108 54, 033, 882 ! 10, 795, 017 10, 972, 940 56, 023, 564 10, 965, 960 54, 268, 698 10, 979, 537 54, 197, 445 10, 925, 684 52, 916, 702 62, 257, 734 10, 941, 349 71, 302. 887 11,184, 569 70, 017, 269 11,304,027 83,134,259 11, 282,454 73, 296, 236 11,363,369 79,126, 763 11, 262, 285 86, 371, 229 11,334,907 89. 258, 930 11, 344, 683 86, 060, 705 10, 829, 697 87, 109, 924 11, 048, 428 103, 297,184 11,132,121 92, 335, 036 11,361,183 87, 745, 656 11, 531, 293 82, 599, 924 11,455,739 84, 721, 969 11,322,286 83, 221, 970 11,119, 453 80, 064,196 11, 334, 382 CITIES. 136, 821, 941 122, 279, 996 142, 409,114 127, 205, 252 138, 499,197 115, 329,428 119,041,848 131. 607, 266 121, 342, 350 129, 869, 019 121,993,977 122, 549. 302 123, 982, 261 111,075,311 130, 843, 837 136, 610, 443 138, 638. 047 149, 451,113 140, 898,106 169,206, 207 175, 852, 592 357,721,336 147, 308, 032 180, 221, 803 197, 889, 047 163, 348, 053 161, 410, 332 157, 802, 939 172, 827,165 167, 963, 478 153, 557, 856 34.2 30.8 33.8 29.0 33.0 30.5 31.9 34.2 32.5 32.7 31.3 32.1 32.3 30.3 31.6 31.1 30.2 30.0 29.2 32.8 31.5 29.0 27.5 30 6 30.2 27.0 28.0 28.0 29.2 27.8 26.8 18, 598,456 29, 572, 511 45, 767, 909 22, 903, 049 17,127, 679 18,503,189 28, 421, 566 48, 416, 378 39, 016, 496 » , 202. 196 22, 699, 616 25, 306, 854 I 29, 921, 614 ! 29, 275, 864 30,197, 723 30, 698, 771 65, 527,137 73, 215, 503 67, 410, 642 80, 023,104 87,035,651 80, 609, 813 77, 490, 354 93, 525,721 100, 058,123 85,162, 735 82, 253, 632 79, 620, 297 81,177, 310 80, 751,158 72, 883, 489 54, 488,445 35, 466, 510 39, 908, 797 40, 330,831 47, 072, 388 36, 544, 635 37, 767,429 32, 422, 675 35, 163,963 42, 209, 909 34, 306, 906 34, 074,142 38,162, 935 35, 373, 905 40,611,933 39, 557, 866 25, 362, 067 26, 749, 506 30, 889, 350 35, 821, 472 29, 023, 558 30,150, B82 25, 371,178 33, 842,177 31,308,173 26, 677, 602 31,188, 493 29, 725, 288 37, 797, 247 37,153,139 34, 994, 871 27, 890, 000 24,815,000 24, 225, 000 30, 920, 000 43, 180,000 32, 095, 000 25, 290, 000 19, 490, 000 19, 960, 000 35, 865, 000 31, 695, 000 31,380,000 27, 880, 000 20, 990, 000 24, 465, 000 26, 035, 000 10.180, 000 10, 090, 000 7, 225, 000 11, 895, 000 7, 015, 000 5, 5l!0, 000 5, 525, 000 7, 460, 000 8, 965, 000 6,120, 000 7, 335, 000 8, 835, 000 9, 850. 000 10, 425, 000 8, 035, 0Q0 31, 981, 995 28, 544, 429 28, 587, 547 29, 038, 296 27,119, 929 24, 398, 938 23, 372, 201 27, 066, 622 23,006,184 24, 841,174 29, 059, 854 27,464,439 23, 727, 624 21,105, 059 31.185. 730 35, 720, 660 32, 725,183 34, 657,128 30, 667, 994 36, 808, 905 48, 191, 549 36, 896, 084 34, 759, 986 40, 862, 229 52, 961, 453 40, 633, 147 35,784,810 34, 852, 796 39, 467, 976 35, 233, 042 33, 213, 032 3, 863, 045 3, 881, 546 3, 919, 861 4, 013, 076 3, 998, 201 3, 787, 666 4, 190, 652 4, 211, 591 4, 195, 707 4, 250, 740 4, 232, 601 4, 323, 867 4, 290, 088 4, 330, 483 4, 383,451 4, 598,146 4, 843, 660 4, 738, 976 4, 705,120 4, 657, 726 4, 586, 834 4, 544, 457 4,161, 514 4, 531, 676 4, 596, 298 4,754, 569 4, 848, 397 4,769, 548 4, 534, 632 4, 401,139 4,481, 464 ex REPORT OF THE COMPTROLLER OF THE CURRENCY. Classification of the loans and discounts of the banks in New York City, in Boston, Philadelphia, and Baltimore, in the other reserve cities, and in the States and Territories, on October 3, 1882. Cities, States, ana Territories. Total. New York City $239, 041, 892 Boston Philadelphia Baltimore 111,362,914 64, 272, 224 26, 302, 364 13, 835, 460 6, 704, 8c3 6.181, 345 14, 754, 065 13, 808, 630 3, 090, 403 82, 638,155 43, 646, 588 17, 012, 616 528, 793 1,313,916 2, 871 151,103 135 4, 273, 233 1,010,950 6, 092, 527 308, 207 539, 540 125,138 1, 728. 917 2, 625, 912 2, 020. 834 509, 601 2, 293, 447 561, 629 2,421,864 1, 271, 249 7,671,169 731, 050 452, 265 1, 430, 626 154; 079 5, 621, 723 22, 524, 369 1, 281, 735 251, 276" 6, 235, 865 13, 063, 997 7, 971, 370 25, 040, 495 7, 522, 992 2, 747, 964 7, 265, 7 1, 003, 608 12,566 12, 385 26, 890 93, 254 3,033 11,490 541,499 650, 655 224, 405 4,000 1,200 1,523 50, 000 100 42. 260 590, 475 912, 226 456, 377 5,493, 726, 555 2, 662, 647 200 3,000 6,700 22, 486 18,150 11, 000 7,617 11,330 26, 522 219,932 328, 303 456, 375 1, 498, 463 1,113, 053 1, 443, 681 1, 447, 866 226, 988 199, 054 456, 536 103, 305 112, 890 113, 264 608, 344 184, 489 9, 267 570,454 183, 325 101 90, 804 17, 252, 375 6,468, 936 10, 669, 097 65, 078, 273 23, 849, 556 31,450, 412 71, 820, 634 22,312,702 | 56, 843, 945 I 3,720,421 ' 4, 562, 873 147,104 9, 203, 663 3, 246, 875 4, 404, 020 3,619,034 3, 523, 780 243, 632 1, 928, 247 25, 979 71, 462 3, 927, 580 427,174 11, 487, 683 5, 670, 666 38, 745, 104 23, 501, 581 25, 622, 643 17, 812, 866 7, 679, 841 14,263,932 10, 590,157 3, 275, 506 2, 734, 237 4, 826, 559 4, 746, 518 99, 905 2, 878, 623 742, 084 74. 806 1,958,818 83, 240 1, 602, 992 912, 873 495, 718, 210 719,177 Totals 201,937, 502 Albany Pittsburgh Washington New Orleans Louisville Cincinnati Cleveland Chicago.. Detroit Milwaukee Saint Louis San Francisco 8, 783, 378 25, 868, 219 1, 848, 392 8,711,176 6, 797, 629 19, 909, 419 10, 254,162 40, 002, 591 8, 562, 249 3, 739, 769 8, 821, 563 2,983,915 146, 282, 462 Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Colorado Nevada California Oregon Arizona Dakota Idaho Montana New Mexico Utah "Washington "Wyoming Totals United States 5, 747, 544 2, 811, 772 175, 775 157, 200 200,714 ,531 84,938 61, 765 472, 465 675, 697 25, 000 309, 428 72, 820 526, 041. 981 2,269 147, 756, 070 90273787406 18, 912788» 8,111,986 12,114,058 83, 603, 918 30, 037, 681 43, 310. 911 87, 038, 954 31, 444, 384 63, 944, 559 4, 000, 672 5, 225, 869 349, 341 10, 396, 922 3, 469, 574 4, 664, 512 4, 160, 229 4, 562, 303 275, 758 2,505,400 113, 984 100, 684 5,434, 228 577, 089 12, 616, 323 8, 350, 578 43, 875, 995 27, 387, 929 32, 007, 562 21,082,584 9, 323, 366 17, 483, 065 17, P05, 454 4, 017, 031 3, 421, 675 6, 651, 274 6, 765, 796 202, 237 4, 587, 243 1, 707, U59 111,713 2, 485, 472 120, 566 2, 699, 922 1, 027, 430 633, 422 739, 426 965, 635 651, 024, 660 1, 238, 286, 516 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXI Table of the liabilities of the national banks, and of the reserve required, and held at three dates in each year from 1879 to 1882. STATES AND TERRITORIES EXCLUSIVE OF RESERVE CITIES. Classification of reserve. Reserve "held. Date. Number of banks Net de- Reserve posits. required. Other lawful money. Due Redempfrom tion fund. agents. Ratio to Amount. deposits. Specie. Millions. Millions. Millions. 11.9 30.0 52.9 12.1 27.1 62.3 11.5 30.3 71.3 Apr. 4 1879 June 14 1879 Oct. 2 1879 1,819 1,819 1,820 Millions. 293.8 300.1 329.9 Millions. 44.1 45.1 49.5 Millions. 105.7 112.4 124.3 Percent 36.0 37.5 37.7 Apr. 23 1880 June 11 1880 Oct. 1 1880 1,844 1,845 1,859 384.8 385.2 410.5 57.8 57.8 61.6 134.0 138.6 147.2 34.8 36.0 35.8 18.5 19.0 21.2 30.8 29.2 28.3 73.3 79.1 86.4 May 6 1881 J u n e 30,1881 Oct. 1 1881 M a y 19,1882 July 1 1882 Oct. 3 1882 1,868 1,880 1.895 460. 5 484.1 507.2 69.1 72.6 76.1 155. 3 170.1 158.3 33.7 35.1 31.2 27.8 27.6 27.5 29.3 28.0 27.1 87.1 103.3 92.4 11.4 11.3 ii. a 11.0 11.1 11.4 1,981 1,996 2,026 519.2 527.6 545.8 77.9 79.1 81.9 154.7 151.9 150.4 29.8 28.8 27.5 30.0 30.1 30.0 28.7 27.5 30.0 84.7 83.2 80.1 11. S 11.1 11. s 27.0 27.8 25.3 17.5 18.3 19.4 28.0 37.2 32.6 1.1 1.1 1.1 Millions* 10.9 10.9 11,2 NEW YORK CITY. Apr. 4,1879 June 14,1879 Oct. 2,1879 47 47 47 172.2 203.5 210.2 43.1 50.9 52.6 46.6; 56.6 I 53.1 f Apr. 23,1880 J u n e 11,1880 Oct. 1,1880 47 47 47 224.1 247.7 268.1 56.0 61.9 67.0 58.4 76.4 i 70.6 I 26.0 30.8 26.4 44.6 57.4 58.7 12.8 18.0 11.0 1.0 1.0 0.9- May 1,1881 Juiie 30,1881 Oct. 1,1881 48 48 48 277.3 312.1 268.8 69.3 78.0 67.2 79.9 81.9 62.5 28.8 26.2 23.3 64.1 66.5 50.6 14.9 14.4 10.9 1.0 1.0 1.0 May 19,1882 J u l y 1,1882 Oct. 3,1882 50 50 50 267.3 277.4 254.0 66.8 69.3 63.5 70.5 ;i 72.1 64.4 26.4 26.0 25.4 50.5 50.5 •44.5 19.0 20.6 18.9 1.0 1.0 1.0 i OTHER RESERVE CITIES. Apr. 4,1879 J u n e 14,1879 Oct. 2,1879 182 182 181 194.6 211.0 228.8 48.6 52.7 57.2 64.5 74.3 83.5 33.1 35.2 36.5 11.7 11.9 11.3 28.4 27.9 33.0 21.1 31.2 35.7 3.S 3.3 3.5 Apr. 23,1880 J u n e 11,1880 Oct. 1,1880 184 184 184 258.1 268.8 289. 4 64.5 67.2 72.4 82.5 92.8 105.2 32.0 34.5 36.3 22.8 22.6 28.3 25.3 29.8 25.0 30.7 36.8 48.2 3.7 3.8 3.7 May 1,1881 J u n e 30,1881 Oct. 1,1881 186 187 189 311.4 343.7 335.6 77.9 86.0 83.9 100.3 116.0 100.8 32.2 33.7 30.0 29.5 33.6 34.6 26.4 25.9 21.9 40.9 53.0 40.6 3.6 3.6 3.7 May 19, J882 J u l y 1, 1882 Oct. 3,1882 192 193 193 323.5 327.0 318.8 80.9 81.8 79.7 102.4 95.9 89.1 31.6 29.3 28.0 30.7 30.2 28.3 28.6 27.0 24.1 39.5 35.2 33.2 3.6 3.5 3.5 Apr. 4,1879 J u n e 14,1879 Oct. 2,1879 32.8 34.0 33.9 43.1 42.3 42.2 86.4 92.2 95.9 74.0 93.5 107.0 15.3 15.3 15.8 Apr. 23,1880 J u n e 11,1880 Oct. 1,1880 31.7 34.1 33.4 85.9 99.0 108.2 68.9 77.0 64.3 104. 0 115.9 134.6 16.1 15 9 15.9 May 1,1881 Jniie 30,1881 Oct. 1,1881 32.0 32.3 28.9 121.4 127.7 112.7 70.6 68.3 59.9 128.0 156.3 133.0 15.6 15. T 16.1 May 19,1882 J u l y 1,1882 Oct. 3,1882 29.5 28.3 27. 2 111.2 110.8 102.8 76.3 75.1 72.0 124.2 118.4 113.3 15.9 15.6 15.8 SUMMARY. CXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Average weekly deposits, circulation, and reserve of the national banks in New York City, as reported to the Istw York Clearing House, for the months of September and October in each year from 1»75 to 1882. Liabilities. Reserve. Weet endingCirculation. Net deposits. Dollars. Dollars. Dollars. Dollars. Dollars. Per et. 67, 966, 300 29.7S 66, 322, 800 29.15 28.67 64, 394, 800 28.10 6?, 780,800 28.10 61, 620,400 26.4* 57, 058, 500 25.41 54, 111, 200 25.34 47, 300, 900 53, 035, 900 26.45 45, 762, 800 54, 738,400 Sept. 4,1875 18,093,700 17, 725, 000 17, 223, 200 17, 902, 600 17, 894,100 17, 820, 700 17,781,200 17, 844, 600 17, 900,100 210, 397, 200 209, 802,100 206, 916, 800 205,4-3,200 201, 409, 700 197, 555, 800 195,192, 400 191, 468, 500 189, 068, 800 228,490, 900 227, 527, 100 224, 640, 000 223, 385, 800 219,303,800 215, 376, 500 212, 973, 600 209,313,100 206, 968, 900 Dollars. 9,16f, 700 8,494, 500 6, 538, 200 6, 432, 400 5,438,900 5,716,: 00 5, 528, 500 5. 735, 000 8, 975, 600 58,810,600 57, 828, 300 57, 866, 609 56, 348, 400 56, 181, 500 51,341', 300 48, 582, 700 Sept. 2,1876 Sept. 9,1876 Sept. 16,1876 Sept. 23,1876 Sept. 30,1876 Oct. 7, is ;e Oct. 14,1876 Oct. 21,1876 Oct. 28,1876 14, 577, 300 14, 339, 700 14,403, 500 14, 400, 800 14,615,700 11, 897, 000 14, 693, 300 197, 992, 200, 754, 202, 734, 200, 794, 196. 590, 195,145, 190, 699, 190, 019, 183, 810, 212, 569, 700 215, 094, 4liO 217,138, 000 215,195,600 211, 2(16,100 207, 042, 700 205, 392, 900 204,829,100 198 869, 800 19, 617, 600 20, 202, 700 20, 068, 900 16, 907,800 14,751,200 17, 682, 600 16, 233, 600 15, 577, 500 14, 011, 600 48, 238, 000 48, 699, 700 49, 338, 200 48, 625, 500 47, 538, 900 45, 535, 6"0 43, 004, 600 41, 421, 700 41, 645, 600 Sept. 1,1877 Sept. 8.1877 Sept. 15,1877 Sept. 22.1877 Sept. 29,1877 Oct. 6,1877 Oct. 13,1877 Oct. 20,1877 Oct. 27,1877 15, 357, 900 15, 543, 000 15,551,700 1 15, 570, 700 ! 15, 699, 000 15,964,900 16, 055, 600 16, 205, 000 16, 600, 700 181, 741. 500 182, 949, 400 181,5X4,100 180, 63:i. 700 175, 0!!6, 800 172, 106, 000 171,058,500 1«9. 670, 500 168, 373, 800 197, 099, 198, 492, 197,15, 196, 204, 190,73"), 188, 070, 187, 114, 185, 875, 184, 974, 13, 993, 800 41, 460, 400 17,811,000 39, 019, 800 17,451, 000 38,429, 900 16, 945,100 37,113,200 14, 682, 100 36, 978, 900 14, 665, 600 36,168, 300 14, 726, 500 35,178,900 14, 087, 400 35,101, 700 15, 209, 000 ] 34,367,800 Sept. 7,1878 Sept. 14,1878 Sept. 21,1878 Sept. 28,1878 Oct. 5,1878 Oct. 12,1878 Oct. 19, 1878 Oct. 26,1878 19, 037, 000 19, 453, 000 19, 591. 000 19, 592. 500 19, 552, 200 19,567,800 19, 575, 900 19,864,400 191,650,200 191,090,500 190,268, 100 189, 832, 700 187, 508, 400 18,, 82"), 400 183, 027, 600 186, 082, 100 Sept. 6,1879 Sept. 18. 1879 Sept. 20,1«79 Sept. 27,1879 Oct. 4, 1879 Oct. 11,1879 Oct. 18,1879 Oct. 25,1879 21, 354,100 21, 585, 300 21,366,700 21, 513, 7D0 21,914,200 22,061,900 22,268, 600 22,430, 500 201, 608,400 201, 071, 200 203, 326, 900 204, !>64, 4H0 206, 866, 800 207. 684, 5nO 207, 200, 200 205,496, 800 Sept. Sept. Sept, Oct. Oct. Oct. Oct. Oct. 11,1875 18,1875 25,1875 2,1875 9.1875 16,1875 23,1875 30,1875 67, 855, 60 • 68, 902,400 69,407,100 65, 533, 300 62, 290,100 63,218,200 59, 238, 200 56, 999, 200 55, 657, 200 31.92 32.03 31.96 30.45 29.49 30.53 28.84 27.83 27.99 55, 454, 200 56, 830, 800 55, 880, 900 54, 058, 300 51, 661, 000 50, 833, 900 49, 905, 400 49, 18:), 100 49, 576, 800 28.14 28.63 28.35 27.55 27.09 27.08 26.67 26.46 26.80 210,687,200 i 14, 583, 200 210.543,500 1 15, 929, 300 209, 859,1C0 15, 590, 400 200, 425, 200 15, 373, 300 2()7, 120, 600 14, 995, 800 204, 393.200 12,184, 600 203, 203, 500 13, 531, 400 205, 946, 500 17, 384, 200 43,260,300 j57, 843, 500 41,673.400 I 57, 602, 700 41, 894' 700 57, 485,100 39, 762, 000 55, 135, 300 38, 304, 900 53. 3"0t 700 37, 685,100 49, 86!>, 700 36, 576, 000 50,107, 400 35, 690, 500 53, 074, 700 27.45 27.36 27.49 26.33 25.73 24.40 24.66 25.77 222, 962, 500 18, 502, 900 222, 656, 500 18, 538, 000 224, 693, 600 18,670,400 226, 478, 100 I 18. 731, 600 228, 781, 000 i 18,979,600 229. 746, 400 20,901,800 229, 468, 800 24,686,500 227, 927, 300 25,636,000 36,275, 800 36,181, 600 37, 781, 100 35, 901, 900 34, 368, 000 32,820; 300 29, 305, 200 26, 713, 900 54, 778, 700 54, 719, 600 56, 451, 500 54, 633, 500 53, 347, 600 53, 722,100 53, 991, 700 52, 349, 900 24. 5T 24.58 25.12 24.12 23.32 23.38 23.53 22.97 Sept. 4,1880 Sept. 11,1880 Sept. 18,1880 Sept. 25,1880 Oct. 2, 1880 Oct. 9,1880 Oct. 16,188(1 Oct. 23, i880 Oct. 30,1880 19,324,200 267, 791, 300 287,115,500 i 61,269,200 19, 335, 500 267, 792, 600 287,128,100 60,716,000 19,326,400 i 268, 244, 300 287, 570, 700 : 61,522,200 18.864,400 ' 264, 358, 200 '• 283,222, 600 ! 60,026,600 18,618,(00 263,755,000 ! 282, 373, 600 i 59,823,700 18,555,600 269,993.400 i 288, 549, 000 i 62.521,300 17,011,000 271, 907, 700 , 28!), 5 8, 700 62,7i;0, 600 18,682,500 | 269,70^,600 288, 391, '.00 j 60,888,200 18,628,400 ! 271,230,700 : 289, 859,100 ! 61, 471, 600 12, 545, 900 11, i)5'2, 000 11, 407, 100 11, 090, 500 11,129, 100 10, 785, 000 10, 819, 200 10,988,200 10, 925, 000 73, 815,100 72, 6 8, 000 72, 929. 300 71,116,100 70, 952, 800 73, 306, 300 73, 699, 800 71, 876, 400 72, 396, 600 25.71 25.31 2R.36 25.11 25.37 25.42 25.46 24.92 24.98 Sept. 3,1881 Sept. 10,1S81 I Sept. 17,1881 Sept. 24,1881 Oct. 1,1881 Oct. 8, 881 Oct. 15. 1881 Oct. 22,1»81 Oct. 29, 1881 19, 669, 400 \278,241,700 297,911,100 ' 19,764,500 . 277,011,700 296, 776, 200 19, 768, 1C0 : 279,404,900 299, 173, 000 19,747,500 I 277,268,600 ; 297, 016,100 19,841,400 I 270.7-7,400 290, 568, 800 19, 849. 400 ! 263,081,600 282, 93.. 000 19,878,400 j 254,224,700 274,103, 100 19,901,400 i 250, '-99, 000 270, 200, 400 19,930,400 ; 251,480,300 '. 271,410,700 13, 226, 600 12, 591, 300 11,979,000 12,451,300 12,150, 400 12, 153, 800 12,452, 700 12, 496, 500 12, 947, 900 71, 042, 700 72, 582, 900 73, 203,100 72. 927, 300 67,105, 000 65,441,700 63, 461, 000 66, 512, 700 68, 909,100 23.85 24.46 24.47 24.55 23.09 23.13 23.15 24.61 25.61 Sept. 2,1882 Sept. 9,1882 Sept. 16,1882 Sept. 23,1882 18,278,400 ! 271,999,400 18,307,000 265, 586, 900 18,357,500 263, 736, 700 18, 623, 700 260, 205. 800 19, 953,100 19, 448, 800 18, 691, 500 17, 993, 700 69,728, 500 66, 597, 300 67, 263, 000 65,107, 700 24.02 23.46 23.84 23.35 14, 809, 2U0 15, 059, 600 57,810,100 59, 991, 600 61,224,100 60. 476, 000 54, 9."i4, 600 53, 287, 900 51, 008, 300 54,016,200 55, 961, 200 290,277,800 ! 49,775,400 283,873,900 ! 47,148,500 28-2,094,200 l 48,571,500 278,829,500 47,114,000 REPORT OP THE COMPTROLLER OF THE CURRENCY. CXIII Average weekly deposits, circulation, and reserve of the national banks in New York, tfe.— Continued. Keserve. Liabilities. "Week endingCirculation. Net deposits. Sept. 30,1882 Oct. 7,1882 Out 14,1882 Oct. 21,1882 Oet. 28,1882 Dollars. 18, 768,100 18, 894, 800 18, 732, 000 18, 749, 400 18,764, 500 C 0- -VIII Dollars. 251, 858,100 249,136, 800 249, 629, 700 247, 974, 400 247, 575, 400 Total. Dollars. 270, 644, 200 268, 031, 600 268, 361. 700 266, 723, 800 266, 339, 900 Dollars. U. 925, 500 47, 016, 000 48,281,000 49, 518, 200 48, 374, 200 Dollars. 18, 389, 000 18, 384, 500 18, 002, 700 17, 023, 900 17, 204, 700 Dollars. 63, 314, 500 65,400, 500 66, 283, 700 66,542,100 65, 578, 900 Per cl. 23.25 24.03 24.70 24.97 24.77 CXIV EEPOKT OF THE COMPTEOLLEE OF THE CUEEENCY. Dividends and earnings of the national banks, arranged by geographical divisions, for semiannual periods from September 1, 1873, to September 1, 1882. Ratios. Geographical divisions. : of • Capital. Ib'nks. Sept., 1873, to March, 1874: ] New England States... Middle States ; Southern States j Western States ! Totals Surplus. Dividends. Net earnings, j Pr. ct. Pr. etiPr. 4.8 3.8 4.8. 3.7 4.3 3.9; 4.9 4.0, ct. 4.9 4.5 4.8 5.4 503 $159, 041,832 $39,714,859 588 190,368,669; 55,931,654 159' 32, 605, 522! 3, 865, 491 717 107, 494, 3001 23,957,855 $7,627,811 9,164,682 1,415,933: 5,321,571j $9,682,704 $ , , 9048 10.983,048 1,750,914 7,127,454 I 1,967: 489,510,323 123,469,859: 23,529,997 29,544,120 4.8 9,603,512 11,214,753 1, 871, 562 7, 346, 984 4.9 5.0 4.8 5.6 3.9 3.8: 4. 3 4. 5! 4.8 4.5 5.0 5.5 March, 1874, to Sept., 1874: New England States... Middle States Southern States Western States 506! 139,531,832 41, 978,153 586! 189,385,019 57,176, 298 159 33,138, 800 4,121,405' 720 107^882! 633^ 25, 088', 183 Totals 7,838,007! 9,463,707! 1, 594, 208 6, 033, 384 1,971; 489,938,284 128,364,039; 24,929,3061 30,036,811 5.1! 4. o! 4.9 43, 020, 505: 57,749, 497 j 4,646, 468 26,144,167. 7,785,166! 9,031,409 9,537,118: 10,361,652 1,463,1701 1.861,758, 5,965,362! 7,881,188 4.8 5.0! 4.3 1 5.4 3.8! 3.9 3.8 4.4! 4.4 4.2 4.9 5.8 2,007 493,568,831: 131,560,637; 24,750,816! 29,136,007 5.0 4.0J 4.7 4. 3 4. 9 4. 8 5. 8 Sept., 1874, to March, 1875: New England S t a t e s . . . Middle States 510 160,461,832 589 189,639,519 169 33,681,310 739 109,786,170 Southern States Western States Totals . March, 1875, to Sept., 1875: New England S t a t e s . . . Middle States Southern States Western States 512 161,928,732 43, 563, 385 603 190,775,569 57, 826, 444, 4, 965,170| 175 34,640,100 757 110,520,432! 27, 768, 650i 7, 758, 460 9,151, 653 1, 539, 234' 5, 868, 438 8, 767, 978! 9, 985, 736! 1,956,203! 8, 090, 300 4.8 4.8 4.4 5.3 3. 8 3 7, 3. 91 4.21 2,047 497, 864, 833! 134,123, 649 24, 317, 785 28, 800, 217! 4. f 3. 8; 4. 6 j 166, 396, 620! 43,739,079 193,834,271s 56,319,205 33, 390,100 5, 348,175 110,588,500] 29,061,135 7, 371, 060 10,174, 655 1, 509,125 5, 756, 741 7, 548, 855 5, 770,198! 2, 211, 3571 7, 567, 51l! 4.4! 5.2 4.5 5.2. 3.5 4.1 3.9 4.1 3.6 2.3 5.7 5.4 2,076 5"4, 209, 491: 134,467,594 24, 811, 581 23, 097, 921 4.9 3.9 3.6 6, 770,149, 8, 818, 572 1,432,194 5, 542, 914 6, 098, 661 6,751,345: 1,498, 873 6,191, 353 4.0! 4.6 3.2 3.6 3.7 4.0 2.9 4.3 5.1 22, 563, 829 20, 540, 232 4. 5' 3. 6 3. 3 43,109, 865 53,430, 368 5, 678,226 28, 653, 706 6, 501,179 8, 328,761 1,387,478 5, 586, 551 6,128, 206 6, 787, 978 1,470,475 5, 206, 303 3.9 4.4 4.3 5.31 3.1 3.4 3.7 4.1 2 9 2! 8 3.9 3.9 ! 2,080! 496,651,580 130, 872,165 21,803,969 19,592,962 4.4 3.5 3.1 1. 8 2. 6 3. 2 3. 3 I Totals Sept., 1875, to March, 1876: ! New England S t a t e s . . . j MiddleStates ] Southern States. Western States . Totals . Miirch. 1876, to Sept., 1876: j New England States . . I MiddleStates Southern States Western States Totals Sept., 1876, to March, 1877: New England States •. - MiddleStates Southern States Western States Totals March, 1877, to Sept., 1877: New England States.. Middle States Southern States Western States Totals. Sept., 1877, to March, 1878: New England States. MiddleStates Southern States Western States Totals 531 625 174 746 539 167,902,820; 626 190,928,351: 179! 33, 392, 600J 737! 108,258,500 2,081 500,482,271 132,251,078 542; 168,178,520 63li 190,272,820 175: 32,120,440 732| 106,079,800 41,370,40f 51, 871, 08! 5,571,36: 25, 536, 44( 6,147, 573 7, 686, 267 1. 299 476 6, 983i 800; 3, 744,799 6,185,157 1, 207, 343 4,136, 729 4.1' 4.0! 6.9 2. 9 3. 2! 3. 4 5. 5! 2, 072 486. 324, 860 124, 349, 254 22,117,116: 15, 274, 028 4. 5| 3. 6 541 ] 6311 175 725 167,217,820 185,468,951 32. 599, 989 101,018,100 544 166,546.320 631 178,149,931 176 32,166, 800 722 98, 746, 700 40, 560,405 51,551,601 5, 482, 012 24, 779, 543! 2,074 475,609,751 122,373,561' 4, 985, 926 6,283,445 1,174,220 4, 503,105 18,982,390, 16,946,696 3.9 4.5 REPORT OF THE COMPTROLLER OF THE CURRENCY. Dividends and earnings of the national tanls, CXV 4'C.—Continued. Ilatios. Geographical divisions. No. of b'uks. March, 1878, to Sept., 1878: New England States... Middle States Southern States Western States Totals Totals Totals Sept., 1879, to March, 1880: New England States-. Middle States Southern States Western States Totals . March, 1880, to Sept., 1880: New England States.. Middle States Southern States Western States Totals Surplus. 543 $166, 587, 820| $38, 956, 8741 $5,459,786 176,694,576! 50,182,622 6, 674, """ 618 --•-•5, 684. 035 1,115, 865 23, 863, 603i Pr.ct.lPr.ct.Pr.ct. , 846,183 4, 999, 505 951, 995 3,861,210' ! 2,047! 470,231,896 118,687, J"i! Sept., 1878, to March, 1879: New England S t a t e s . - ! Middle States , | Southern States I Western States ! March, 1879, to Sept., 1879: Hew England States . Middle States Southern States Western States Capital. 544! 165, 645, 820' 38,037,11 630i 173, 979, 676! 50,084,782; 175; 30,882,800, 5, 240, 054^ 694! 93,905,700, 23,382,183; 5,295, 347 6, 876, 398i 1, 077, 333 4, 291, 976 3, 658, 989 5, 826, 6621 961, 734' 4, 231, 275; 2. 6: 3. V 3.0: 3. 6i 1. 8 2. 6 2. 7 3. 6 3. 5 4. 2 3. 7 4. 7 2. 9 3. 2 3. 2 3. 7 3.6 4.1 4.0 4.8 ! 2, 043 464,413,996, 116,744,134! 542 640: 175; 688 164,450,120 37,441,984 169,645,936! 49, 779, 783 30, 281, 800 5.198, 481 90, 754, 200, 22, 729. 103, 4, 761, 422 7,128, 9791 979, 496; 4, 003, 303i a, 045! 455,132, 056: 115,149, 351 17, 401, 8671 16, 873, 200 546 164,820,020 640 169, 399, 170; 175' 30, 432, 700 89, 428, 200; 5, 409, 351! 7,151,166 1, 246, 470' 4, 314, 286 454,080,0901 117,226,501 165, 380, 242 38, 450, 297 169, 343, 870' 52, 762, 674 30, 423, 700; 5, 516, 335 89,067,250 23,416,343 5, 858, 434 7,120, 204 1,139,2031 4,172, 359! 7, 413, 622, 9, 805, 448 1,434,102; 5, 380, 078' 5,900,861; 6,974,934! 1, 264, 398 4, 737, 324] 6, 757, 787! 9, 162, 7711 1, 905, 690; 6, 625, 773 i 2, 072 454, 215, 062, ] 20,145, 649^ Sept., 1880, to March, 1881: New England States . Middle States Southern States Western States Totals March, 1881, to Sept-, 1881: New England States.. Middle States Southern States Western States Totals 165,623,120 38,944,841 > 170,739,045! 53,536,248 7 30, 448, 700, 5, 898.107! 90, 034, 000! 24,102, 592 2, 087, 456, 844, 865! 122, 481, 7 550 165,373,120 66l> 171,560,315! 181 30,973,950 709 91,027,100 6, 005, 608; • 8, 166, 022 7, 558, 407i 11, 925, 784 1, 282,120' 2, 300, 624 4, 653, 833| 6, 778,112 2,100 458, 934, 485: 127, 238. 394 Sept.. 1881, to March. 1882: New England States.. Middle States Southern States Western States 553 162,650,870: 40,703.776, 666 171,488,315! 57,470,278 188 31, 672, 700| 6, 928 882 730 94, 542, 600 26,188, 953 Totals . March, 1882, to Sept., 1882: New England States.. Middle States Southern States Western States 2,137 460, 354, 485! 131, 291, 889, 555! 165,515,870; 41,033,296, 678 173,270,315 58,491,696: 194' 32,212,700 7,503,078 770 102,948,830! 26,542,862 5. 952, 275 7, 367, 409! 1, 333, 715] 5, 261, 976! 5, 729, 842 7,194, 528 1, 289, 362 6, 662, 821 6, 732, 530, 9, 704, 251' 2, 062, 960J 7, 737, 893 Totals 2,197; 473, 947, 715J 133, 570, 931 26, 237, 635, 4.4: 3. 4; 4. 3 General averages . . . 2,064 476,795,271! 125,798,200 22, 794. 977 4.4 3. 5; 3. 8 CXVI REPORT OF THE COMPTROLLER OP THE CURRENCY. Abstract of reports of dividends and earnings of national banks in the United States September 1,1881, to March 1, 1882. from Katios. States and Territories. No. of' banks.! Capital stock. 21 | 5 Surplus. i Dividends. [Net earnings Pr. ct.Pr. to. Maine New Hampshire.. Vermont Massachusetts .Boston Rhode Island Connecticut ... New England States 69 47 47 190 53 62 85 N e w York N e w York C i t y . . Albany N e w Jersey • Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Dist. of Columbia. Washington Middle S t a t e s . . . I $10, 385, 000 j 5,830,000 1 | 8,151, 000 42, 327, 500 50, 350, 000 I 20, 065, 050 1 25, 542, 320 ! $2, 608, 710 41 $453, 000 00 1,120,210 56 229, 950 00 1, 789, 677 80 335,130 00 13, 390, 035 44 1, 742,127 96 11,179, 451 70 1, 470,114 60 3, 855, 586 33 688, 3a5 25 6, 760,104 15 1, 033, 556 95 243 48 7 65 191 32 22 14 22 16 1 5 $508, 639 08 239, 523 96 369, 615 86 2,049,072 83 1,945,097 51 860, 426 04 1,150, 963 35 553 !l62, G50, 870 40, 703, 776 39 5, 952, 274 76 7,123, 338 63 3. 66 2. 93 32, 842,160 "8,145, 882 96 "1,348, 67529" 1,666, 949"29" " " 3 29 51,150, 000 20, 330, 890 70 2, 462,165 00 3, 411,916 78 3.44 109, 165 42 1, 800,000 1,400,000 00 108, 525 00 3.39 608, 142 21 540,871 25 12,410, 350 3, 483, 835 18 3.40 29, 343, 340 8,357,657 02 1,145, 299 70 1,668,245 00 3.04 826 91 17, 358, 000 8,324,303 08 758,000 00 1, 341, 2.95 465, 745 34 9, 850, 000 364, 000 00 3,314,730 80 2.76 69, 567 31 1, 743, 985 521, 867 10 76, 683 35 3.38 126, 059 04 2,431, 700 720, 021 62 107, 751 00 3.42 680, 784 45 11,181,780 2,559,689 71 416, 233 95 3.03 12, 091 26 252, 000 10,080 00 60, 000 00 3.23 49. S79 66 1,125, 000 251,400 00 29,125 00 2.12 171, 488, 315^ 57, 470, 278 17 7,367,409 54" "3.22 4.46 3, 016, 000 977, 500 00 ""1287980 00" ~266,"848 27 4.28 ''""19 Virginia 1, 736, 000 461, 902 67 78, 640 00 17 94, 500 03 4.53 W e s t Virginia. 368, 866 74 89, 830 00 15 2, 501, 000 134,651 55 3.59 N o r t h Carolina 420, 363 05 66, 900 00 1, 885, 000 13 169, 029 46 3.54 South Carolina 509, 538 13 2,281, 000 12 79, 251 66 133,148 82 3.47 Georgia 8,673 51 100, 000 2,500 00 2 2, 966 58 2.50 Florida 1, 518, 000 62,480 00 9 270, 350 00 41,509 10 4.12 Alabama 2, 875, 000 118, 000 00 7 910, 000 00 220, 624 49 4.10 N e w Orleans 1, 475, 000 102, 336 37 15 375, 002 30 162, 966 51 6.94 Texas 205, 000 13, 000 00 43, 000 00 9, 862 45 6.34 2 Arkansas 940 23 7, 498, 900 281, 557 00 1, 367, 336,541 22 3.75 44 Kentucky 3,151, 500 118, 060 00 531, 193 43 8 147, 223 48 | 3.74 Louisville 192, 180 00 _ 2 6 y S 5 4 56 5.60 3, 430, 300 678, 551 50 25 Tennessee 881 56 1, 333,715 03" 1, 981, 226 52 "4. 21 6,928, Southern States . •, 188~; 31,672,700 1,118,760 12 4.84 Ohio f 162 19,109, 000 4, 004,4b9 06 30b, 000 00 6, 600, 000 824, 0U0 00 568, 791 47 7.66 10 Cincinnati 152, 000 00 3, 700, 000 845, 000 00 284,416 09 6.26 Cleveland 6 618, 370 00 808,343 35 4.75 Indiana 93 13, 093, 500 3,909,615 6U 777, 350 00 986,473 27 3,775,691 92 6.63 Illinois 132 11,100,100 408, 000 00 765, 838 75 4, 250,000 3, 242, 500 00 10.22 Chicago 9 431, 535 00 586, 027 83 7, 335, 000 2,065,651 59 6.23 Michigan 76 107, 000 00 120,471 97 2, 100, 000 760, 000 00 4.21 Detroit j 4 140,203 78 196, 947 48 2, 5S5, 000 6.04 698,180 74 Wisconsin t 33 26,000 00 83, 332 70 9.36 G50, 000 240,0(10 00 Milwaukee 3 332,756 00 499, 336 73 6.64 ' 5, 890, 000 1, 634, 398 50 Iowa 75 248, 850 00 249,077 51 4.19 4, 900, 000 1, 050, 813 48 Minnesota 27 136, 706 58 6.60 76, 500 00 1, 675, 000 395, 128 70 Missouri 16 161, 793 26 4.60 103, 000 00 2, 950,000 566,027 84 Saint Louis 5 107, 640 76 9.32 77, 000 00 925, 000 229,960 00 Kansas 13 152, 807 11 69, 500 00 356, OoO 00 Nebraska 12L07_ _910, 000 12 676" 87,752,600 24", 597/437 52 4, 743,475 77 J3JI26, 764J>8 6.08 W e s t e r n St&tes - 182, 500 00 1,170,000 I 520,500 00 Colorado 9, 000 00 75,000 i 10, 449 21 13,635 19 Nevada 82, 500 00 1,750,000 I 183, 053 29 307,752 07 California 60.000 00 1,500, 000 ! 186, 822 36 72,189 95 San Francisco . . . 30J 000 00 250,000 ! 43*371 35 50,000 00 Oregon 43, 500 00 720,000 I 82,167 50 99,004 23 Dakota 22, 000 00 100,000 ' 22,128 21 20, 000 00 Idaho 15,000 00 200,000 I 66, 234 17 40, 000 00 Montana 31, 000 00 400,000 i 47, 813 88 125,987 37 N e w Mexico 12,000 00 200,000 j 125, 000 00 14,187 72 Utah 6,000 00 200,000 i 28,986 06 31,000 00 Washington 25,000 00 225, 000 i 48, 416 93 75,000 00 Wyoming Pacific States and 54 6,790,000 I 1, 591, 515 24 | 518, 500 00 j 94^ 896 34 7.64 Territories Grand totals ! 2,"i37 460, 354. 485 131, 291, 888 88 19, 915, 373 10 27,0837599" 14" r 4 . 3 3 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXVII Abstract of reports of dividends and earnings of national banks in the United States from March 1, 1882, to September 1, 1882. 1 No. of | banks. Capital stock. J Surplus. Dividends. [Net earnings. s ! capital. vide apit States and Territories. Ratios $ •§7? s P* fi I Maine New Hampshire ... Vermont Massachusetts Boston Rhode Island Connecticut New England States 70 $10, 385, 000 49 6, 080, 000 46 7, 801, 000 190 45,142, 500 53 50,450,000 62 20, 315, 050 85 25, 342, 320 $2, 665,154 1,169, 031 1, 816, 851 13, 387, 342 11,253,210 3, 943, 239 6, 798,466 555 !l65, 515, 870 247 33, 507,160 50 51, 500, 000 7 1, 800, 000 66 12, 375, 350 195 29. 845, 340 32 17, 358, 000 22 9, 850, 000 14 1, 743, 985 22 i 2, 431, 700 17 11, 481, 780 1 252, 000 5J 1,125,000 678 173, 270, 315 3, 016, 000 1, 736, 000 2, 501, 000 1, 885, 000 2, 281, 000 100, 000 1, 468, 000 75, 000 100, 000 2, 875, 000 1, 625, 000 230, 000 7, 603, 900 3,151, 500 _3i565,300 Pr. ct.\Pr, ct. ct. Pr. 4.34 ! 3.46 3.59 3.58 3.00 3.36 3.38 2.74 3.16 3.64 2.82 3.52 2.84 2.32 2.70 3.41 2.85 3.44 4.06 3.20 3.60 41, 033, 295 69 N e w York New York City..I Albany 1 New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore ' Disk of Columbia.. "Washington Middle States '[ "Virginia West Virginia North Carolina • Sonth Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States.. Ohio 11 Cincinnati 6 Cleveland 93 Indiana 132 Illinois 10 Chicago 77 Michigan 5 Detroit 35 Wisconsin 3 Milwaukee 83 Iowa 32 Minnesota 19 Missouri 5 Saint Louis 15 Kansas Nebraska _12_ Western States.. 706 Colorado Nevada California San Francisco ... Oregon Dakota Idaho Montana New Mexico Utah Washington Wyoming Pacific States and Territories Grand totals 64 1,220,000 75, 000 1, 800, 000 1, 500, 000 300, 000 890, 000 100, 000 375, 000 500, 000 300, 000 200, 000 365, '000 7, 625, 000 e|| 22 ! $451,125 00 $468, 514 20 40 J 217, 575 00 243, 256 10 52 ! ZU, 390 00 303,960 63 84 '<1,643,321 00 2, 059, 645 76 13 1,434,450 00 1, 664, 370 43 10 691, 715 25 835, 027 69 48 1, 028, 265 J 5 ^,157/755^32 5, 729, S41 70 6,732,530 63 8, 368, 052 25 1, 335, 47 1,842, 969 40 488 21, 214,109 21 2, 307,125 00 3, 809, 816 13 1, 400,000 00 82, 260 00 66, 216 28 3,486,908 29 518, 594 00 628, 249 10 8, 252, 860 73 1, 218,239 70 1, 715, 582 20 8,436,403 08 703, 660 00 823, 561 02 3,166, 883 21 362, 000 00 43, 731 67 542,797 08 77, 183 35 111, 338 62 725, 318 05 106, 251 00 132, 367 86 2, 585, 664 45 446, 521 15 491, 105 55 60, 000 00 10, 080 00 13, 332 58 252, 700 00 27, 125 00 25, 98058 58,491, 696 35 7,194, 527 CT"97704, 25(f99"" 1, 020, 000 00 130,480 00 175, 338 56 468, 676 57 | 75,190 00 87, 956 46 391, 960 19 I 95, 750 00 153, 131 12 597,693 34 j 76, 400 00 218, 717 54 544,804 18 j 76,110 00 126, 539 27 10,173 51 I 2, 500 00 16, 175 18 283,100 00 59, 480 00 109, 760 45 261 68 120 52 118, 000 00 209, 813 03 57, 975 00 157, 209 55 8,750 00 22, 738 83 291, 387 00 376, 269 19 122, 060 00 178, 470 54 175,280 00 230, 458 36 17289, 362"00 27662, 96028" 4,152, 045 70 1,174,308 15 1,100, 757 24 931, 500 00 765, 000 00 478, 504 80 545, 000 00 186, 000 00 328, 819 76 3, 868,192 93 789, 560 00 821, 911 85 3, 808, 593 59 783, 480 00 884,277 17 3, 450, 000 00 740, 700 00 704,177 86 2,044,615 33 438, 500 00 592, 568 18 782, 000 00 81, 497 47 285, 096 95 700,176 87 123, 050 00 180,771 22 245 000 00 ! 20, 000 00 165, 095 84 1, 64li 615 94 ! 475, 875 54 466,135 88 1,097,102 71 j 347, 100 00 419, 018 43 418, 500 00 ' 69, 750 00 107, 699 79 581,195 53 j 78, 000 00 170, 018 32 249, 660 00 I 45, 250 00 95, 893 73 _320, 000 00 j 133, ooq_oo 158,602 14 24, 835,188" 60" | 251, 6, 071 16 6; 9597344 16 518, 000 00 i 102,500 00 189,107 23 13, 957 91 | 7, 500 00 11, 008 70 85, 500 00 323, 842 75 ! 130,435 02 194, 347 21 ! 60, 000 00 75, 248 49 52, 000 00 i 55, 000 00 i 73,447 24 89, 478 62 139, 365 02 j 35, 500 00 j 15.192 20, 000 00 i 15,000 00 ! 50i 191 73, 500 00 I 55,153 • 137, 900 17 I "26,756 661 31, 423 12,000 00 125 000 00 39,225 31, 750 00 7, 500 00 18, 637 78, 000 00 4, 500 00 1 1,707,663 06 411, 750 00 778, 548 80 2,197 J473, 947,715 133, 570, 931 46 20, 876, 552 53 26, 237, 634 86 3.46 f99~ 4.48 4.57 4.19 4.08 4.05 3.68 4.43 4.37 3.89 4.00 2. 41 4.15 4.33 4.33 3.83 4.05 3.34 2.50 4.05 2.77 3.19 3.17 2. 57 3.27 3.20 2.73 2.78 3.38 3. 37 3.17 % 23 1.97 3.10 3.26 4.49 5.24 2.07 4.02 4.50 3.18 .34 4.87 4.19 3.49 4.27 1.89 4.18 3.23 3.41 3.31 3.08 2.69 2.27 3.39 4.34 3.99 5.29 8.81 4.48 4.10 3.57 3.80 3.83 3.87 4.92 3.06 2.77 3.14 3.22 3.29 i"5. 83" 10. 55 j 5.20 5.90 j 6.88 14.67 I 5.65 3.08 4.63 3.08 6.99 4.92 3.52 2.64 4.21 13. 85 "6.56 14.68 6.27 .34 .12 5.44 7.51 8.15 4.16 4.81 4J.2 3j2(f "4783" T53 9.39 5.84 4.50 7.98 4.58 4.76 5.16 5. 82 8.71 8.28 4.47 6.04 2.37 8.31 3.66 5.38 2.24 18.46 5.63 5.52 4.26 5.14 2.91 4.49 2.21 4.82 3.42 7.24 10.39 12.39 5f20 9 JL? 8.40 5.90 ToTfg 110. 00 8.43 12.38 4.75 4.03 6.14 j 4.00 3.54 4.44 118.33 15.63 20.87 8.69 3.44 15.00 12.50 12.66 5.35 4.00 3.75 1.23 4.19 2.82 3.24 1.02 5.40 4.41 4.40 1 3.44 11.19 8.64 7.39 16.91 8. 34 4lS2 CXVIII REPORT OF THE COMPTROLLER OP THE CURRENCY. Tulle, by Slates and reserve cities, of the ratios to capital, and to capital and surplus, I Ratios of dividends to capital for six months ending— States, Territories, and it serve cities. lg7g \ : lg?9 i m 18g] of Eatio of 1878. lgg2_ MarJ Sept. Mar. i Sept. Mar. Sept. Mar. Sept. iMar. Sept. Mar. Sept. 1. 1. 1. 1. 1. 1 . : 1. i 1 . 1 . | 1 . •• 1 . 1 . Pr. cl.l Pr. ct. Pr. < 1 Maine 2 ! New Hampshire 3 J Vermont . . . 4 I Massachusetts 5 ! Boston 6 I Rhode Island 7 I Connecticut 8 ' New York 9 New York City 10 j Albany 11 ;| New Jersey 12 Pennsylvania 13 ! Philadelphia 14! Pittsburgh 15 Delaware 16 : Maryland 17 Baltimore 18 I District of Columbia 19 Washington 20 ; Virginia 21 "West Virginia 22 ;! North Carolina 23 South Carolina 24 : Georgia 25 Florida 26 •. Alabama 27 ' Mississippi 28 '• Louisiana 29 i New Orleans 4. 5 3.9 ; 4. 0 3.9 : 2.9 3.3 3. 9 4.2 3.7 5.2 ' 4.7 3.9 5.1 3.8 4.7 5.1 3.9 : 4.0 2.3 3.2 • 4.1 ; 2.5 ; 3.3 I 3.4 3.0 2.3 I . 4.3 4.4 3.8 3.6 3.4 2.3 3.4 4.2 3.8 3.6 4.7 4.0 3.6 4.6 3.6 4.7 4.8 3.3 4.0 2.6 3.5 4.2 2.3, 2.3 3.5 3.0 2.7 30 j Texas , 8.4 4.5 1.6 3.7 1.6 4.6 4.4 4.5 4.1 5.0 4.8 31 Arkansas 32 Kentucky 33 Louisville 34 I Tennessee 35 : Ohio 36 Cincinnati 37 Cleveland 38 Indiana 39 Illinois 40 Chicago 41 Michigan 42 Detroit, 43 "Wisconsin 44 Milwaukee 45 Iowa 46 Minnesota 47 Missouri 48 Saint Louis 49 Kansas 50 Nebraska 51 Colorado 52 Nevada 53 California 54 San Francisco 55 Oregon 56 Dakota 57 Idaho 58 Montana 59 New Mexico 60 Utah 61 Washington 62 Wyoming Averages 4.7 3.9 3.4 3.4 2.2 3.3 4.0. 3.9 4.2 4.9 4.0 3.5 4.7 3.3 4.4 4.5 3.5 4.0 1.8 4.2 4.0 3.1 1.6 3.8 4.2 3.9 3.7 3.7 4.2 4.0 5.3 3.7 2.5 4.2 4.9 2.8 3.0 4.2 5.1 3 8 6.0 5. 1 P. 9 2.9 4.5 4.9 4.6 1.3 i 2.5 6.7 4.2 3.6 3.7 3.2 3.2 4.8 4.1 5.2 3.5 4.0 6.1 6.8 5.9 4.9 5.8 2.9 4.4 6.0 3.3 2.8 3.1 10.8 2.8 3.9 ! 3. 5 4. 8 4.6 4. 4 3.4 4.5 5.5 1.8 5. 7 4.5 5.3 17.2 5. 5 5.0 4.7 2.9 5. 5 4.7 5.5 5.3 3.8 5.3 2.0 3.6 4.9 3.8 5.4 6.8 2.4 2.1 .... 9.9 3.7 7.5 < 2. 9 4.1 3.7 12.0 12.0 17.0 5.0 4.0 2.0 18.0 10.0 20.0 5.5 1.5 8.6 4. 0 2.5 4.5 6.0 6.0 6.0 3.7 4.2 3.8 4.5 4.0 :s.5 4.4 3.5 4.1 4.4 4.3 4.0 2.7 4.2 4.0 3.3 1.9 3.0 4.2 3. 5 22. 0 9. 4 15.0 1.8 4.5 6.0 18.0 14.4 4.5 3.9 j 3.8 •i.; Pr. ct. Pr. ct. Pr. ct. 4.1 4.4 4.4 4.4 3.7 i 3.7 3.9 : 3.7 3.7 i 4.5 4.1 5.3 3.4 : 3.6 3.9 3.9 2.5 2.9 2.9 2.8 3.3 3.4 3.3 3.4 4.1 4. o : 4.1 3.8 4.1 i 3.5 i 3.8 3.7 4.4 4.5 5.0 5.1 ; 4.3 6.2 4.2 4.6 4.2 4.2 4.2 4.1 4.4 3.8 4.1 3.8 4.5 4.4 4.4 ; 4 . r> 3.7 3.4 3.7 3.6 4.4 4.4 4.4 4.4 4.5 4.6 5.6 4.6 4.2 3.8 4.0 3.9 4.0 4.0 4.0 4.0 2.3 2.6 2.4 2.4 4.2 4.3 4.1 4.0 4.2 4.7 4.6 4.0 2.5 3.7 3.7 3.7 1.4 5.1 3.6 1.9 3.7 3.8 3.9 3.3 2.5 5.0 3.7 4. 8 3. 5 3.5 'r. 4.4 3.9 4.1 4.1 2.9 3.4 4.0 4.1 4.8 6.0 4.4 3.9 4.4 3.7 4.4 4.4 3.7 4.0 2.6 4.3 4.5 3.6 3.5 3.5 2.5 4.1 ct. 4.2 4.1 4.1 4.1 3.8 5.8 6.9 3. 6 3.7 6.3 3.8 ; 6.3 3.8 3.7 3.8 : 3.7 4.2 3.7 3.9 3. 6 5.1 5.6 4.9 5.6 4.4 4.5 5.8 4.3 3.8 4.6 10. 5 4.5 4.1 4.1 5.2 4.1 5.1 4.7 5.9 4.7 5.7 7.0 6.9 6.4 4.9 14.7 9.5 4.9 5.6 5.2 5.1 5.1 3.1 4.9 5.4 5. 5 4.6 6.5 4.0 4.0 3.1 4.0 5.2 5.6 7.0 5.3 8.0 5.1 4.9 4.6 4.3 3.5 : 7.8 3.7 4.6 3.5 2.6 ! 3.7 3.6 8.3 4.2 3.4 7.4 7.6 13.8 7.6 9.6 15.6 10.7 8.4 5. 0 5.0 12.0 10.0 4.7 3. 7 4. 4 4. 6 4.2 4.7 4.0 4.0 4.0 3.1 4.0 4.0 12. 0 12. 0 12. 0 32.0 12.0 18.3 5.0 6.0 4.0 0. 9 10.0 3.6 15.0 15.0 18.0 28.0 22.0 15.0 3.3 7.5 3.5 5.3 2. 6 6. 4 '4.9 7.7 6.0 6.0 6.0 6. 0 6.0 4.0 3.0 3.7 20.0 1.2 11.1 38.0 4.1 5.4 6.3 3.5 3. 6 7.9 4.9 5.6 3.7 4.3 5.2 4.9 4.7 5.1 7.2 3.1 4.8 5.1 4.7 3.2 5.3 7.7 4.1 4.0 4.3 4.5 3.7 3.8 3.8 5.4 4.4 4.7 3.9 4.5 5.3 4.8 4.4 5.1 5.0 4.0 4.4 5.6 6.5 3.2 3.6 7.5 4.5 4.0 4.1 j 4.2 i 4.3 Pr. ct. 4.3 3.7 3.6 3.3 3.4 3.2 3.6 3.0 2.8 2.4 3.4 2.8 4.1 3.1 4.0 3.4 4.5 2.8 4.6 3.0 4.2 3.7 4.1 3.1 4.0 3.5 3.7 2.9 4.4 3.7 4.4 i 4.0 3.9 i 3.3 4.0 3.3 2.4 2.0 4.3 2.6 4.3 3.3 3.8 2.2 4.0 3.0 3.3 2.9 2.5 2.8 4.0 2.1 3.7 I 6. 6 3.3 3.1 4.1 3.8 3.7 2.9 3.5 4.1 1.3 4.5 3.7 4.3 3.5 4.4 4.6 3.2 3.0 3.1 5.8 2.0 6.8 Pr. ct. 3.6 3.2 2.9 2.6 1.9 2.9 3.3 3.1 2.8 2.7 3.2 2.8 3.2 2.8 3.7 3.7 2.7 3.3 2.1 2.8 3.4 2.1 2.0 2.6 2.9 2.5 5.1 3.5 1.4 3.2 1.5 4.0 3.7 3.7 3.5 3.9 3.6 4.5 3.5 12.8 3.9 3.2 3.7 4.5 4.3 1.6 4.1 4.3 2.6 5.0 3.4 3.9 10.0 3.3 8.3 1.2 2.2 5.0 4 . 4 ] 3.2 3.0 10.0 4.2 15.0 4.4 3.6 NOTE.—Figures printed in bold-faced type in column REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIX the rfindenda and earnings of nut tonal banks, from March 1, 1878, to September 1, 1882. dividends to capital and .surplus tor six months eliding— 1879. 1880. 1881. Eatio of earnings to capital aud surplus for six mouths ending— 1882. 1878. 1880. 1881. 1882. M a r . S e p t . M a r . ' S e p t . M a r . ; SeptjMar.! S e p t M a r . iSept M a r . S e p t M a r . S e p t ' M a r . S e p t M a 1 Sept ir. 1. 1. i 1. 1. : 1. : 1. I 1. ; 1. 1. I 1. 1. 1. ; 1. 1. ! 1. 1 IV. it P.-. rt. 3.8 ! 3.5 a. 3 | 3.3 2.8 | 3.0 2.9 2.6 1.8 1.8 2.8 18 3.0 a. 2 3.1 j 3.4 •i. 2 2,9 2.6 2.8 3.1 3.2 2.8 2.8 3.1 3.3 2.7 2.6 3.5 3.4 3.4 3.5 2.9 3.3 3.3 1.5 2.2 3.3 3.3 3.2 2! 9 2.7 1.4 1.7 3.2 2. (i Pr. 3.3 3.1 2.9 2.7 2. 1 i 2.8 3.2 2.8 3.8 2. 5 :• 3.2 3.0 ; 3.1 2.8 3.5 3.5 3.2 3.3 2.0 3.1 3.2 3.3 1.6 2.8 it. 3.6 3.1 3.7 2.9 2.4 2.8 3.2 3.1 3.2 Pr. « 3.6 3.3 i 3.3 3.1 2. 4 2.8 3.0 3.0 3.3 3.5 3.3 3.0 3.0 2.6 3.4 i 3.0 3.1 4.4 3.0 2^8 3.3 3.3 3.6 2.4 2.4 3.2 3:0 3.3 3.5 3.0 3.1 2.8 2.8 3.4 3.4 4.3 3.5 3.3 3.4 3.2 3.3 2.0 1.9 3.3 3.3 3.2 3.4 3.8 3.6 2.2 3.3 3.2 2.9 L2 4.2 3.2 3.1 3 . 1 ; 2.4 3.2 ' 2.4 1 2.5 i 4.2 i 3.0 3.01 3.7 3.1 4.5 3.2 2.3 3.6 4.0 2.4 2.6 3.3 3.9 2.5 4.7 3.8 4.6 4.2 3.7 1.0 2.0 5.5 2.3 3. 7 3. 6 2. 8 j 4. 2 3.1 I 5.3 4.1 3.4 4.4 3.0 3.1 4.6 4.5 4.7 3.6 4.5 3.1 3.3 6.8 4.1 4.6 3.1 3.3 3.9 s! 7 3.8 5.6 2.3 3'5 3.9 5.1 4.4 2.6 3.8 2 2 2.6 2! 5 4.3 8.9 6.2 2.4 3.3 6.9 3.8 3.3 3.5 3.3 2.9 14.2 18.3 10.0 1.8 8.4 0.8 16.7 12.5 12.5 6.1 1.3 2.8 4.0 3.1 4.0 4.8 4.8 4.8 12. 9 127.1 3.0 ' 3.1 f 3.2 if! 3. 6 3.6 3.1 3.3 3.4 4.6 3.7 3.9 3.3 3.5 4.0 3.1 3.5 3.8 3.9 3.0 3.5 4.8 5.3 2.5 i 3. 5 3.2 j 3.1 4.7 I 5.3 3.0 3.2 3.2 3.1 3. 6 4.7 4.3 3.5 3.7 3.9 3.3 3.4 3.4 3.6 4.8 6.0 4.1 3.6 3.0 50 3.0 4.2 4.1 3.9 ! 6.7 3.3 i 3.5 2.9 12.9 2.8 ' 2.9 5.9 5.6 3.5 8. 17.0 1 4.5 3. 9 ! 4.1 ; 3.7 3. 6 I 3. 6 3.6 3.5 3.3 3.4 3.1 2.4 2.9 3.2 3.3 3.4 3.4 3.4 3.0 2.9 2.8 3.4 3.4 3.0 3.2 2. 1 3.2 3. 6 3.1 2.9 3.1 5. 5 5. 2 " " ts 5. 5 10.8 10.5 4.0 3.6 10.0 .10.0 10.0 ;26.7 5.3 9. 2 ; 3.1 12.5 115.0 18.3 23! i 6 . 2 5. 9 3. 7 2.7 8.3 3.5 3.0 2.7 2.8 2.3 2.8 3.2 3.2 3.2 2.6 3.3 3.2 2.7 2.8 3.4 3.4 3.2 3.2 2.0 3.2 3.4 3.3 3.1 2.7 23 3! 4 4.2 3.9 2.9 2.6 1.2 1.9 3.7 2.8 2.0 1.1 3.4 3.1 3.8 3.4 3.9 3.5 3.2 3.4 9 <> 2.5 T!5 1.4 0.9 0.8 2.0 2.4 *.. 7 2.9 2.8 2. 5 0.7 1.2 1.9 2.3 2.3 3.4 1.2 2.4 3.4 4.0 4.1 ti. 2 1.9 4.6 1.4 3.4 2.2 2.3 j O . l 4.2 2.4 i 2.2 1.1 2.8 i 3.1 3.2 3. 8 j 4. 0 1.1 2.5 ! 0.9 4.5 3.0 1.6 3.4 3.9 1.2 1.6 3.2 4.5 9.8 (.0 4.7 3.5 as 2.1 3.4 2.1 2.7 0 . 3 3.0 4.2 2.5 4.8 4.0 3.1 3.4 3.8 3.8 3.5 3.5 0.4 3.2 3.7 2.6 3.3 4.1 3.1 2.0 1.6 4.8 5.0 4.3 3.9 4.1 5.1 4.5 2.0 4.2 4.2 4.9 1.0 1.1 3.3 3.4 3.1 3.4 4.3 4.5 4.2 5.0 4.4 3.0 2.9 2.2 2.0 1.6 2.8 3.4 3.9 16.3 5.2 |10. 4 6. 7 ' 7. 3 6.0 3.5 0.6 4.1 8.4 4.0 6.4 , 5.6 6.0 3. 5 3.6 ' 3.8 3.6 il5. 6 12.6 il4. 9 17.4 i 3.4 6.1 1.6 14.9 il2. 5 12.9 | 7.7 16.9 i . . . . 10. 8 ! 4. 8 11.8 : 4. 2 4. 8 i 4. 4 4.5 j 2. 8 7. 3 I 3. 6 5.7 j 3.1 2. 8 3.1 3.2 Pr. rt, 3.5 2.9 2. 7 2.5 . 1.4 2.9 2,8 3.0 1.4 3.1 2.8 3.4 3.5 3.6 3.4 4.8 4.3 1.5 3.0 3.5 2.5 1.4 2.6 2.8 4.7 2.4 0.1 3.5 2.7 1.» 4.7 2.C 4.0 2.1 2.9 3.7 6.8 3.7 5.9 4.4 3.6 3.6 4.1 2.5 1.4 0.9 5.4 3. 7 4.5 2.8 16.6 14.4 12.5 4.8 3.7 7. 2 i 3.2 6.0 6.2 ! 1.0 11.3 111.0 113. 0 7.8 ft.IPr.ct. Pr. rt. Pr. ct.lPr. 3.6 4.3 I 4.0 3.4 i 3.3 3.2 j 3.5 3.6 2.8 3.4 2.4 3.9 3.8 3.9 I 4.0 3.7 I 5.8 6.2 3.1 1.9 3.3 3.8 j 3.3 3.4 i 3.4 3.9 i 3.0 3.6 I 4.3 4.5 ! 3 9 3.9 i 3.3 4.0 3. 2 i U 1.7 ' 4.2 4. 3 1 3.7 4.1 1 4.0 1.9 i 2 5 3.0 3.0 4.6 5.2 1.7 3.6 7.2 4.1 5.1 3.3 3.8 3.2 3. 6 3.5 4.4 3.0 3.4 2.0 4.0 4.1 I 4.1 4.0 4.5 4.5 7.1 4.1 3.9 3 9 4.5 3.S 4.4 3.7 4.3 3.7 4.6 4.2 5.9 4.2 4.5 ; 4.3 4.4 ' 4.1 3.6 i 0.3 2.0 5.5 Ii '4. 8 4.6 4.2 4.8 4.7 9.4 7.2 5.3 5.5 8.2 10.4 5. 6 5.1 3. 3.6 4.1 4.8 10 3.4 11 3.8 4.4 , . „ 12 5.2 3. 2 i 13 3.5 0.3 I 1* 3.1 4. 9 ! 15 4.0 4.2 ! 16 4.9 3.5 17 3.9 4.3 ! 18 3.6 19 6.7 4.3 4.3 4.0 4.7 3.3 7.3 8.8 4.8 4.5 2.7 14.7 2.3 6.3 0.3 0.1 4.(1 6. 3 6.1 7.6 5.8 5.4 5.0 1.6 5.2 10.0 8.8 7.5 7.2 4.4 5.6 6.6 4.0 8.1 2.8 3.6 4.2 5.2 3.8 4.2 2.!) ! 5.0 4.3 7.9 4.0 4.8 5.4 I 6.8 6.1 6.0 6.4 5.4 3.8 ; 3.9 4.6 4.9 4.8 4.5 5.7 5.1 • 5. 5 5.1 7.7 5.8 4.6 5.1 4.2 5.0 6.3 8.0 3.1 3. 3 i-i 4.8 4.7 4.8 4.3 j 4.4 : 5.5 6.3 6.6 5.8 7.7 ! 8.8 j 8.8 9.8 10.2 8.3 4.0 ! 4.0 6.2 6.2 6.0 5.2 I 0.0 j 4.5 6.5 4.2 8.3 5.3 ' o. / I 6.1 6.1 6.0 5.4 5.2 i 4.1 '11. 1 ! 5.6 9.4 18.5 4 . r> i 4.2 ! 5 - 7 j 3.2 6.6 5.5 4.7 5. 7 1 7.0 7.0 4.2 5.1 6.7 5.3 ! 5.5 0.5 6.6 4.5 I 2.7 3.8 I 5.0 ! 3.7 4.6 4.8 I 5.7 I 4.3 0.8 7.4 9.3 ... ! 6.3 113.5 6.7 112.1 12! 4 ko!? 8.3 115. 7 11.8 118. 9 bo. 9 8.7 11.2 116.0 I12.4 3.6 4.9 6.7 5.1 I 8. 9 1 6.1 3.1 I 4.4 5.6 5.1 ! 4.3 4.4 18.9 IS). 6 13 8 ll(i. 7 14. 5 20.9 9.2 12.6 |17.1 114.6 10.0 8.7 13.2 12.1 iM. 6 23.1 18.4 12.7 S.4 13.3 11.3 116.6 27.6 11.2 2.9 7.6 jl'2. 5 7.0 9.1 8.6 6.4 ! 7.5 19.9 4.4 7.4 R l 8.9 [11.1 17.2 12.5 16.9 16.7 i 4.5 (12. 8 4.2 i - 3.2 i 3.3 ! 3.3 i 3.4 I 3. 4 I 2.8 • 2.3 ! 2. 5 I 3.0 : 3.7 ' 4.2 or 1878, 1879, and 1880, signify percentage of loss. 3.2 2.9 4. 2 5. 0 4.6 4.3 CXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Number and denominations of national-bank notes issued and Redeemed, and the number of each denomination outstanding, on November I in each year, from 1870 to 1882. Ones, 1870. Issued Redeemed.. j Twos. Fives. Tens. Twenties. Fifties. One Five One hunhun- thoudreds. ! dreds. sands. 10,729, 327 3, 590,157 24, 636, 720, 8, 413, 244i2, 370, 056 378,482| 284, 460 2, 568,703 667,733 1,737,983; 484,135 129,185 47, 8451 43, 599 Outstanding, .'j 8,160,624 2,922,424 22,898,737 7, 929,109 2, 240, 871 13, 926 3, 952! 330, 637 240, 8611 433,426 82, 972 321,163 76, 287 14, 642 6,017 Outstanding.. 7, 261, 60012, 702, 465,24, 898, 566 8, 794, 93012, 534, 031 350, 454 244, 876) 4,779 3, 263 8, 625 1871. Issued . Redeemed 1872. Issued Eedeemed 12, 537, 657j4,195, 791 28,174, 940 9, 728,375 2, 779,392 933, 445] 245, 361 5,276,057jl,493,326 3, 276, 374 il4, 297, 36014, 782, 62831,933, 348 U, 253, 45213, 225, 688 497,199 i 7,919,389;2,408,389, 5,960, 1,699,702; 438,852 126,180 Outstanding.. j 6,377,9712,374,239 25,972,681 9, 553, 750.2, 786, 836 371, 019 1873. Issued Redeemed.. 15, 524,189ft 195, 111 34, 894, 456 12, 560, 3993, 608,219 9, 891, 606:3,120, 723 9,141, 963 2, 573, 070, 653, 071 559,722 168, 976 9, 974 1,516 4,843 4,005 367, 797j 15, 621 4,938 110, 989! 7, 867 4,315 256, 8081 7, 754 618 416,59o! 16,496 5,148 144, 057: 9, 658 4,530 618 Outstanding.. 5, 632, 583,2, 074, 388 25, 752, 493 9, 987, 329:2, 955,148 390,746 272, 533: 6, 838 1874. 16, 548, 259I5, 539,113 39, 243,136 13, 337, 076'3, 962,109 950 492,482; 17, 344 5,240 Issued 666, Redeemed 11,143, 606 3, 765, 019 13, 041, 605 3,912,707 971,608! 231,556 196, 5721 11, 676 4,688 Outstanding.. ] 5,404,653 1,784,094 26,201, 531 9,424,3692,990,501 1875. Issued Redeemed.. 18,046,176 6,039,752 47,055,18417,410,5075,296,064: 884,165 14,092,126 4,816, 623 24,926,771] 7,608, 532 2,004,464! 381,037 Outstanding.. 3, 954, 05011,223,129 22,128, 413| 9, 801, 975 3, 291, 600 1876. Issued Redeemed Issued Redeemed 5,668 557 645,838 18,476 299,428; 14,471 5,530 5,048 503,12Si 346,418, 4,005 482 18, 84», 264 6, 307,448 51,783, 528 20, 008, 652 6, 086, 492; 985,615 710,900; 18,721 5, 53fl 15, 556, 708 5, 324, 546 32, 382, 056 10, 369, 2142,852,246j 515,784j 395,785: 16,217 5,272 Outstanding..] 3,292,556] 1877. 435,394 -295,910, 982,90219,401,472 9,639,438 3,234,246; 469,831! 315,115: 2,504 267 |20,»il6, 024 6, 896, 968 56, 816, 848 22, 266, 064 6, 776, 253il, 079, 7811 767,317; 20,022 5,668 16, 815,568:5,755,526 38,115,868 12,434, 779J3, 503, 528J 634,679! 479,317 17,615 5,411 Outstanding.. \ 3, 800,4561,141,442J18,700, 980 9, 831, 285J3, 272, 725! 445,102 8, 000 2, 407 257 22, 478,4157, 517, 765 61,191, 288 24,157, 29317, 344,167 1,147, 578 812, 903 18,194,196i6,226,692J42, 683,433 13,859,149 3,933,178 728,222! 541,859 20, 210 18,895 6, 2«4 5,900 Outstanding..! 4, 284,2191,291,073 18,507,85; 10,298,144 3,410,989! 419, 350| 271,044, 1,315 304 1878. Issued . Redeemed 1879. Issued Redeemed :23,167,677:7,747,51965, 578,440 25, 904, 223 7, 869, 9511, 211, 761 850, 720 ;19, 600,477^6,701,270r45,996, 076 14,930,599]4,237,343 785,163 581,604 Outstanding.. 3, 567, 200J1, 046, 249119, 582, 364 10, 973, 624 3, 632, 608 426, 498 269,116 1880. Issued . Redeemed.. 28S T Issued ~ ' " Redeemed. 1,279 239 23,167, 677;7, 747, 519 73, 612, 504 29, 477, 51»;8, 940, 81711, 357, 574! 959, 712 21, 959 21,838,565 7,486,434 53,516,488 17,346,635|4, 884,9921 891,890; 660,202! 20,495 1881. 603, 630;i9,982,155 11,382,058 3,781,578] 428,366, 268,889i 7,144 6,9«( Outstanding.. 1,329,112: 261,085 20,096,016 12,130, 884 4, 055. 825j 465,684 Issued Redeemed 1, 283 23,167,f t677J7, 747, *51969,131, <J I\J 77, 203,1688, 266, 398,1, 253, 865' 879, 490 20, 763 6,363 ^i/ x\jt jf(]<f >T!J ; i < ; v f f x f i f 976 20, 875, 21517,143, 889.49,149, 824 15,821,110 4,484,8201 825,499 610,601! 18,484 6,124 Outstanding.. 2,292,462 1882. 20, 570 6,340 19,287 6,067 299,510 1,464 201 J23,167,677 7, 747, 519 78, 697, 424 •i% 042, 260 9, 751, 784 1,453,3241,035,118 !22, 353, 877 7, 684,140 59, 313, 23i 19, 770, 934:5, 551, 707 980, 182 719,130 22, 787 20, 880 7,187 6,990 1,907 197 Outstanding..! 813,800 63, 379 19, 384,19] 12,271, 326!4, 200, 077 , 142! 315, S KEPORT OP THE COMPTROLLER OF THE CURRENCY. CXXI Table showing by States the amount of national-bank circulation issued, the amount of legaltender notes deposited in the United States Treasury to retire national-bank circulation, from June 20, 1874, to November 1, 1882, and amount remaining on deposit at latter date. States and Territories. Maine -New Hampshire Vermont Massach usett s Khode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio ,... Indiana Illinois Michigan "Wisconsin Iowa Minnesota Kansas Nebraska Nevada ' Oregon Colorado Utah Montana "Wyoming New Mexico Dakota "Washington Arizona California Legal-tender notes deposited prior to June 20, 1874, and remaining at that dafce Totals Additional circulation issued since J u n e 20, 1874. $1, 781, 580 1,183,165 2, 251, 470 26,117,190 3, 839, 720 5,168, 350 30, 934, 035 3,108, 585 18, 956, 310 322, 275 2, 216, 060 457, 000 1, 273, 000 271,810 1, 235, 660 189, 700 628, 330 72, 000 209, 900 67, 500 1,710,210 749,190 209, 240 5, 279, 370 1,136, 770 1, 904, 070 9, 960, 230 4, 863, 940 4, 508, 975 3, 515. 390 1, 676, 030 2, 959, 840 1, 367, 900 509, 390 887. 370 36, 000 45, 000 887,400 233, 900 404, 600 75, 600 144, 000 535, 500 333, 000 30, 600 945, 000 Legal-tender notes deposited to retire national-bank circulation since June 20,1874. Legal-tenders on deposit with the U.S. Tor To retire Treasurer redemption circulation Total at date. of notes of under act of ! deposits. | liquidating June 20,1874.; banks. $450, 000 342, 097 458,097 826, 250 32,350 202,150 3, 133, 288 881, 758 2,671,486 166, 600 444, 664 937,369 731, 060 128, 200 330, 925 «809, 700 100, 800 1, 919, 090 12, 983, S5« 2, 730, 985 4, 779, 590 33, 671, 280 3, 255, 832 14, 859, 681 53, 350 1, 875, 880 530, 060 1, 036, 010 $1,259,700 ! 442, 897 | 2,375,187 13,809,800 I 2, 763, 335 ' 4,981,740 j 36,804,568 : 4,137,590 j 17, 531,167 ! 53,350 ! 2,042,480 i 974,724 1.973.379 : 1,117, 745 1,573,685 1,445,485 1. 214, 380 I 1.214.380 i 1,058,850 ! 727,925 90, 000 368, 280 2,144, 250 319, 340 198, 000 2, 524, 583 674, 259 4, 706,165 6, 735,451 7, 962, 935 8, 014, 546 3, 790, 075 1, 540, 839 1, 986, 680 1, 857,177 384, 050 463, 480 2, 800, 663 380, 630 198, 000 3, 154, 450 1, 088, 360 5,749,615 10, 382, 52: 10, 429, 510 10, 254, 620 4, 535, 555 2, 355, 699 3, 223, 904 2, 509, 940 1,165, 771 508, 480 629,867 : 414,101 1,043,450 3,647,070 2,466,575 . 2, 240, 074 ! 745,480 I 814,860 • 1,237,224 652,763 ; 781,721 45,000 361,820 96,800 304,856 187, 935 101 70,090 93, 816 16, 721 853, 957 254, 862 1,153, 046 4, 669, 852 458, 280 656,413 61, 290 $336, 983 299, 928 616, 36S 2, 925,117 899, 711 1, 478, 695 6, 745, 357 1, 353, 380 6, 337, 471 32,900 173,171 74, 813 171, 761 71,764 2, 673, 387 1, 671, 315 1, 489, 835 714, 308 824, 486 588, 203 199,122 128, 691 1,553 149,400 j 196,800 81,000 ! 420,625 ! 357,991 1 229,700 j 120, 957 8,748 37,495 15,750 90,000 : 271,225 ! 161,191 148,700 90|000 1 15, 000 27,300 " "" 3, 813, 675 145,192,155 27, 841, 298 ' 126, 583, 343 158,238,316 38, 081, 670 CXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Statement of the monthly increase and decrease of national-bank circulation, from November 1, 1878, to October 31, lS&i, to which is added the preceding yearly increase since January 14, 1875. i National-bank circula- i I tion. j Increase. Months. Issued. Decrease. Retired. 1878. November December ; $1,219,720 | 801, 830 $189,219 I $1,030,501 270,633 | 531,197 1879. January February March..' April May June July August September October November December 075,510 i 2. 078,190 < 2, 003, 460 2, 957, BiO ' 1, 290, 920 i 1, 428,480 953, 430 ! 1, 628,130 j 3, 912,120 j 3, 582, 050 3, 109, 350 I 2, 576, 580 1880. 603, 875 703, 490 143, 450 i 1 316, 880 626,100 463, 610 658, 950 506, 590 196. 040 497, 300 412, 500 ] ; 1 , 195, 650 January February March April May June , July August September October November December 1881. January . February March April May June July. Ang ust September October November December j '• 626, 630 577, 640 4, 820, 620 ; 7, 292, 630 ! 3, 342, 070 3, 199,520 3, 027, 820 ' 2 036, 660 1 554, 700 2 893, 190 ! 2 730, 930 1 491, 820 287, 424, 919, 478, 893, 1, UI7, 674, 732, 427, 594, 194, 229, 788, 035 653, 762 083, 646 478, 904 397, 681 281,186 280, 439 895,311 485, 103 987, 328 914, 430 347. 258 249, 887 1,353,988 540, 569 162,921 365, 210 778,240 t 649, 987 1566,893 I 343, 017 283,083 , 134, 326 950, 055 567, 844 412,645 555, 271 359, 406 53, 094 635, 483 560, 167 366, 645 1, 023,785 1,174, 376 2, 228,435 1, 724,359 2, 264,377 745, 882 1, 319,587 673, 821 1, 189,143 933, 665 1, 224,639 ' 259, 985 i I 3,646,244 I 5, 061,195 1, 617, 751 9S5,143 2, 281, 938 717, 073 880, 879 3,704,047 1, 797, 265 267,181 $670, 716 291,105 61, 254 216, 605 57, 971 446,145 1882. January February March.." April May June July. August September October From From From From Totals J a n u a r y 14,1875, to October 31.1875 November 1,1875, to October 31,1876 November 1.1876, to October 31.1877 November 1,1877, to October 31,1878 Circulation surrendered to this office and retired Grand totals 1,195, 849 I 206, 601 1, 402, 450 1, 596, 388 : . 946, 470 1, 600, 289 ' . i 1,350,390 1,218,188 :. 1 694,540 l 1,841.750 . 976,220 2,237.820 . i 1,121,530 i 1,956,990 | 1,661,886 295,104 3,869,000 1 2,015,043; 1,853,957 ! 3,895,510 I 1,535,052 1 2,360,458 ; 2,028,400 2,061,402' 89,779,585 i 10, 986,675 7, 093, 680 , 16, 306, 030 10,291,085 46, 060, 680 14, 570, 305 27, 506. 981 18, 265, 331 10, 986,116 48,900,988 649, 918 249, 899 523, 648 865, 530 , 116, 290 33, 002 5,182,('h3 3, 583, 630 20, 413, 301 1, 959, ;«ll 5, 305, 569 |140.457,655 '117,389,413 ; 54,206,557 i j 12, 959,713 ''• 31,138, 315 1140,457,653 130,349,126 I 54,206,557 31,138,315 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIII Clearings and balances of the banks of New York City for the weeks ending at the dates given. AVeek ending— Sept. Sept, Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. 1,1877 8, 1877 15, 1877 22, 1877 29, 1877. 6, 1877 13. 1877 20, 1877 27, 1877 3,1877 NOT. 10, 1877 "— Nov. 17, 1877 Nov. 24. 1877 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. NOT. Nov. Nov. Nov. Nov. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Nov. Nov. Nov. NOT. Nov. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. Clearings. Balances. .j • : i ! ; i ! i ; i $400,793,928 37 397,270,385 61 379,235,693 05 405,032,278 32 419,336,185 05 428,838,637 02 485,782,249 45 478,165,840 10 437,887,453 60 458,025,653 30 358,005,167 11 401,980,936 84 ; 417,104,418 66 $17,195, 538 34 21, 276, 952 69 16, 226, 864 42 18, 062, 064 62 17, 638, 612 67 17, 969, 027 54 19,466, 542 22 21, 282, 891 22 10, 555,158 76 23, 219, 535 73 16, 400, 805 41 20,952,083 11 17, 367,124 75 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 1878. 348, 022, 456 02 330, 877, 791 01 333, 606, 566 02 370, 111, 767 49 453, 971, 364 93 424,149, 900 70 482, 291, 920 94 392, 878, 293 23 488, 571, 553 53 408, 903, 425 00 480, 572, 737 80 404, 037, 742 00 368, 238, 659 90 17, 551,602 17, 037,659 17, 080,319 17, 596,844 18, 225,691 22, 036,490 21,414, 267 16, 507,373 24, 886,588 19, 531,868 20, 918,299 17, 061,847 16, 450,900 23 82 34 29 50 39 79 90 26 14 11 4S 37 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 1879. 452, 345, 265 71 507,109, 348 67 530, 921, 366 52 591,859,560 99 747, 278, 535 78 741,448,440 55 798,960,746 51 761,277,728 00 865, 862, 857 05 772,150,134 18 870, 092, 059 78 942, 922, 768 23 ! 779, 955, 847 24 23, 606,921 23, 279,390 24, 859,791 26, 691,095 28, 371,132 29, 463,295 26, 950,734 28, 333,087 32, 796,457 30, 621,579 39. 899,377 30, 443,292 28, 364,989 32 27 49 46 68 51 21 7a 88 21 29 71 12 33, 414,325 26,812, 778 30, 733,842 30, 070,332 32, 827,400 28, 586,849 27, 875.042 32, 910,082 31,018, 354 33, 236,599 34, 579,373 34, 404,039 32, 472,796 94 80 94 13 90 16 64 09 80 77 05 13 33 4, 1880. 11, 1880 . 18, 1880. 25, 1880 . 2, 1880. 9, 1880 . 16, 1880 . 23, 1880 . 30, 1880. 6, 1880 . 13, 1880 . 20, 1880 . 27, 1880 Sept. 3. 1881 Sept. 10, 1881 Sept. 17, 1881 Sept. 24, 1881 Oct. 1, 1881 Oct. 1881 Oct. 1881 Oct. 1881 Oct. 29, 1881 Nov. 5, 1881 Nov. 12, 1881 N O T . 19, 1881 Nov. 26, 1881 Sept. 2. 1882. Sept. 9, 1882. Sept. 16, 1882. Sept. 23, 1882. Sept. 30, 1882. Oct. 7, 1882. 1882. Oct. 14, 1882. Oct. 21, 1882. Oct. 28, NOT. 4 1882. , 1882. Nov. 11, 1882. NOT. 18, Nov. 25, 1882. 603, 877, 203 02 625, 650, 183 37 623, 375, 655 48 573,355,801 73 705, 598, 706 46 651,169,020 35 693, 917, 360 86 872,895,695 57 785, 361. 621 85 886, 393, 048 37 896, 540, 451 06 868, 076, 513 35 1,072,680,747 81 • . : 857,413,263 85 i 639,907,979 97 i i 925,116,460 3 7 ; 773,401,695 57 ! 758,155,052 10 i 1,154,052,466 33 1 975,722,717 38 i 953,850,125 2 3 ; : 881,124,243 1,021,882,159 74 ' 796,664.258 85 ; 97 j 892,319,707 29 ! 892,475,503 06 : 37,132, 230 8ft 28, 808.004 38 36, 408|897 13 29, 389,049 98 26,349, 314 58: 35,187, 686 23 31, 673,440 10 35,159, 491 42 32, 450,957 70 37, 173,439 72 27, 635,753 35 31, 043,351 43 23, 882,022 31 787. 790, 34316 806; 162,117 62 97 1, 010, 034, 295 950, 962, 83149 1 011,393,333 57 1,124, 300, 24743 999, 817, 80493 21 1, 044, 396, 226 857, 810, 08635 991, 296, 92646 950, 469, 95650 67 1, 054, 584, 665 95 1, 246, 998, 567 27, 396, 924 64 29, 786, 386 41 30, 418, 411 7 8 27, 978, 458 28 34. 393, 848 91 30,742,717 31 35,772,217 86 33, 623, 283 8626, 633, 506 70 37,122. 701 71 26,969, 785 92 33,258. 877 77 28, 657, 750 01 ' i I ! ! CX XIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rale of taxation ( United States and State) of thenational banks for theyear 1867. Ratio of tax to capital. Amount of taxes. States and Territories. Capital stock. United States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Colombia Virginia "West Virginia North Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado man Idaho Montana Totals State. $9,085,000 4,735,000 6, 510,012 79, 932, 000 20, 364, 800 24, 584, 220 116,494,941 11, 333, 350 50,277,795 1,428,185 12,590,203 1,350,000 2, 500, 000 2,216,400 583, 300 1, 700, 000 500.000 . 1,300,000 576,450 I 200,000 I 2, 885, 000 2,100, 000 22, 404, 700 12, 867, 000 11, 620, 000 5, 070, 010 2,935,000 ! 3,992,000 ! 1,660,000 j 7,559,300 400, 000 250, 000 100,000 I 350, 000 ' 150, 000 100, 000 100, 000 $180,119 88, 773 122, 214 1, 616, 825 324, 844 434, 440 3, 022, 662 253, 359 1, 242, 037 32, 621 260,261 15, 330 48, 345 422,804,666 ! 9, 525, 607 ; 8, 813,126 9,049 40,845 8,763 35,894 6,865 5,745 59, 816 52, 460 514, 681 278, 798 321,406 111, 790 76, 583 106, 349 39,132 133,142 10, 229 10, 735 1,624 9,702 1,887 479 837 Total. $141,226 $321, 345 93,179 181, 952 144,164 266, 377 1, 562,128 3,178, 953 195, 355 520, 200 387,146 821,587 4, 058, 706 7, 081, 368 223,106 476, 465 278, 268 1, 520, 305 1,261 33, 881 166, 054 426, 315 3,286 . 18,615 13, 926 62, 270 51,457 ! 98, 424 5,144 14,193 6,050 46, 895 3,830 ' 12. 592 20,042 55, 936 2,149 9.015 1,351 7,096 17,467 27,975 520, 951 200, 372 231, 917 68,061 62, 012 88,281 29,522 189, 248 7,801 7,014 i.'eis' 1,097 1,405 560 77,283 80,435 1,035, 633 479,170 553, 323 179, 851 138, 595 194, 631 68,655 322, 380 18, 030 17, 749 1,624 11, 317 2,984 1,884 1,397 18, 338,734 United State. Total. States. Perot. Pr. et. Pr. et. 1.5 2.0 3.5 1.9 1.9 3.8 1.9 4.1 2.2 2.0 4.0 2.0 1.5 2.5 1.0 1.7 3.3 1.6 2.6 6.1 3.5 2.2 4.2 2.0 2.5 3.0 0.5 2.3 2.4 0.1 2.1 3.4 1.3 1.3 1.6 0.3 1.9 2.5 0.6 2.1 4.4 2.3 1.5 2.4 0.9 2.5 2.9 0.4 1.7 2.7 1.0 2.8 4.3 1.5 1.2 1.6 0.4 2.9 3.6 0.7 2.1 2.7 5! 7 0.6 4.1 1.4 2.3 4.6 2.3 2.2 3.7 1.5 i 4.8 2.8 2.0 | 3.5 2.2 1.3 2.6 4.7 2.1 2.7 4.9 2.2 2.0 3.3 1.3 1.4 3.4 2.0 2.5 *. 5 2.0 4.3 7.1 2.4 2.4 2.8 3.2 0.4 1.3 2.0 0.7 0.5 1.9 1.4 0.8 1.4 0.6 2. 2 2.1 4.3 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV Amount and rate of taxation ( United States and State) of the national banks for iheyear 1869. Ratio of tax to capital. Amount of taxes. States and Territories. Capital Btock. United States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado !plaho Montana Totals $9,185, 000 4,835,000 6,385, 012 81,282,000 20.164, 800 24, 60B, 820 112, 267, 841 11, 465, 350 49, 560,390 1, 428,185 12,790, 203 1,050, 000 2, 221, 860 2,116, 400 683, 400 823, 500 1, 500, 000 400, 000 1, 300, 000 525, 000 200, 000 2, 835, 000 1, 987, 400 21, 917, 399 12, 752,000 12, 370,000 5, 510, 000 2, 710, 000 3, 717, 000 1, 770, 000 7, 810, 300 400, 000 400, 000 100,000 350, 000 100,000 100, 000 419,619, 860 State. Total. $191, 779 97,245 129, 059 1, 691, 620 344, 687 476, 244 2, 958, 089 279, 410 1,312,419 30,907 277, 590 23, 814 59, 281 51,979 15, 712 19, 763 45,824 5,926 27, 455 11,184 4,284 62,886 47,164 635, 935 298, 336 369,742 143, 649 80,963 322,162 45, 223 171,198 17, 443 14, 593 2,917 11,902 1,179 1,731 $164,150 102,812 117,107 1, 329, 018 175, 466 366, 457 2, 980,104 200,121 266,186 3,265 147, 854 1,850 8,882 37, 053 2,455 7,952 8.254 490 7,107 4,375 6,998 10, 236 6,570 573, 576 218, 888 217, 652 34,384 50, 663 53, 621 29, 873 120, 720 16, 009 10, 838 11, 286 2,541 2,283 $355, 929 200, 057 246,166 3, 020, 638 520,153 842, 701 5, 938,193 479, 531 1, 578, 605 34,172 425, 444 25,664 68,163 89, 032 18, 167 27,715 54, 078 6,416 34, 562 15, 559 11,282 73, 072 53,734 1, 209, 511 517, 224 587,394 178,033 131,626 175, 783 75,096 291, 918 33,452 25, 431 2,917 23,1S8 3,720 4,014 10, 081, 244 7,297, 096 17, 378, 340 Stated State. Total. Per ct. Pr. ct.Pl ct. »r. 2.1 1.8 3.9 2.0 2.1 4.1 2.0 1.8 3.8 2.1 1.6 3.7 1.7 0.9 2.6 1.9 1.5 3.4 2.6 2.7 5.3 2.4 1.8 4.2 2.7 0.5 3.2 2.2 0.2 2.4 2.2 1.1 3.3 2.2 0.2 2.4 2.7 0.4 3.1 2.3 1.7 4.0 2.3 0.4 2.7 2.4 1.0 3.4 3.0 0.6 3.6 1.5 0.1 1.6 2.1 0-6 2.7 2.2 0.8 3.0 2.1 3.5 5.6 2.2 0.4 2.6 2.4 0.3 2.7 2.9 2.6 5.5 2.4 1.7 4.1 3.0 1.8 4.8 2.6 0.6 3.>2 3.0 1.9 4.9 3.3 1.4 4.7 2.5 1.7 4.2 2.2 1.5 3.7 4.4 4.0 8.4 3.7 2.7 6.4 2.9 2.9 3.4 6.6 1.2 '3.2 3.7 1.7 2.5 4.0 2.4 1.7 4.1 CXXVI REPORT OF THE COMPTROLLER OP THE CURRENCY. Amount and rate of taxation (United States and State) of the national banks for the year 1874. Katio of tax to capital. Amount of taxe 3 . States and Territories. Capital stock. United States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas . Kentucky Tennessee Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana State. Total. United State. Total States. Per. ct. Pr. ct. Pr. ct. 1.2 1.1 1.1 1.3 1.0 11 1.9 1.5 1.6 1.4 1.3 1.5 1.5 1.4 1.4 1.1 1.1 1.2 1.5 1.4 1.2 1.1 1.5 1.4 2.3 1.2 1.2 1.4 1.4 1.2 1.9 2.T 6,777 $192,290 $303, 693 106, 587 166, 589 139, 297 227, 449 1, 878, 368 • 3, 042, 226 224, 540 425, 857 439, 402 711, 203 3, 044, 565 5, 071, 525 282, 645 488, 096 377, 546 1, 248, 766 6,630 27, 428 194, 697 375, 946 5,288 25,035 52, 207 107,164 34,507 67, 991 38, 601 69,438 111, 654 146, 075 53, 872 85, 528 25, 289 44,035 52, 270 113, 912 22, 863 37, 247 8,030 10, 518 47,655 151, 290 70,844 121,134 642,054 1, 045, 751 429, 585 644, 562 420, 461 788,179 149, 720 283, 772 70, 330 143, 815 117,115 215, 536 76, 876 140,100 190,140 302, 665 41, 867 68, 049 34,282 55,165 3,488 9,296 46 044 10,750 27, 733 4,137 9,524 3,150 6,868 1,180 2, 877 129 1,522 1,225 1, 839 8,190 14,967 1.4 1.1 2.5 0.1 2.5 2.3 4.4 2.6 2.3 3.9 1.5 3.7 4.2 7, 256, 083 9, 620, 326 16, 876,409 1.5 2.0 3.5 $9,654,019 5, 317, 037 7, 862, 712 91, 754, 078 20, 504, 800 25, 424, 620 106, 599, 70S 13,830,466 53,178, 261 1, 523,185 13, 720,997 1, 309, 512 3, 580, 913 2, 375, 216 2,173, 338 3,156, 250 2, 843, 962 1, 834, 883 4, 000, 000 1, 054, 897 205, 000 9, 076,127 3, 457, 897 29,112, 642 17, 936, 404 20, 507, 963 10, 098,162 3, 704, 032 6, 048, 562 4, 268, 026 9, 308,198 1, 783, 235 1, 025, 000 250, 000 3, 358, 594 748, 581 439,402 300, 000 125, 000 100, 000 50, 000 350, 000 $111,403 60,002 88,152 1,163, 858 201, 317 271, 801 2, 026, 960 205, 451 871, 220 20, 798 181, 249 19, 747 54, 957 33, 484 30,837 34,421 31, 656 18,146 61,642 14,384 2,488 103, 635 50, 290 403, 697 214, 977 367,718 134, 052 67, 485 98, 421 63, 224 112. 525 26i 182 20, 883 5,808 46, 044 16, 983 5,387 3,718 1,697 1,393 *493, 751, 679 614 1 2 1.8 1.3 1.8 1.6 1.5 1.2 1.5 2.0 2.3 1. 4 2.0 2.1 1.8 2.1 1.1 1.8 2.9 2.1 0.7 0.4 1.5 . 0.4 1.6 1.8 1.9 3.6 1.9 1.7 1.4 2.3 3.9 0.5 2.2 2.2 2.6 2.2 1.5 2.3 2.1 2.0 2.1 3.3 3.3 1.4 3.2 3.2 2.9 3.4 2.1 2.9 4.8 3.6 2.3 1.8 2.8 1.9 3.1 3.2 3.3 4.7 3.0 2.9 2.9 3.7 5.1 1.6 3.7 3.6 3.8 4.0 2.8 4.1 3.7 3.5 3.3 4.8 5.3 3.7 1 4 * Including capital of banks from which returns of the amount of State taxation were not received. REPORT OP THE COMPTROLLER OF THE CURRENCY. CXXVII Amount and rate of taxation ( United States and State) of the national banks for the year 1875. Ratio of tax to capital. Amount of taxes. States and Territories. Capital stock Maine. New Hampshire "Vermont Massachusetts Boston Rhode Island Connecticut NewYork New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia "Washington Virginia "West Virginia North Carolina South Carolina «, Georgia Florida Alabama New Orleans Texas Arkansas Tennessee Kentucky Louisville Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Minnesota Iowa Missouri Saint Louis Kansas Nebraska. Oregon California San Francisco New Mexico Colorado Utah Idaho Montana "Wyoming Dakota Totals. , United States. State. $112, 652 $9, 790,104 $215, 981 5, 482, 514 61, 006 103,949 169,044 8, 216, 467 89, 360 865,198 43, 063, 374 491,157 957,283 I 703,218 51, 362, 454 269,402 20, 548, 433 201, 639 435,680 I 25,852,987 ' 277, 984 962,982 ' 35, 471, 333 529, 804 68.466, 576 1, 376, 541 2,093,143 71,740 62,215 2, 088, 462 300,894 208,559 I 14, 072, 520 175,059 410,928 29, 655, 994 128,996 I 346,950 17, 019, 239 56,246 ! 141,545 10, 059, 041 7,952 : 22,025 i 1, 523,185 31,355 i 30,468 2, 268, 238 230,368 11, 469, 355 150, 003 262 252, 000 4,555 1, 239, 564 3,462 ! 16, 905 70,710 3, 535, 719 54,132 30,102 1, 971, 000 25, 775 34,584 i 2, 232,150 31, 406 106,760 ! 3,135, 000 34,747 45, 790 I 2, 716, 974 29, 023 1,056 50, 000 854 1, 638, 868 22,204 18,865 9,870 3, 766, 667 59, 314 ' 1, 205, 350 15,819 20,844 : 205, 000 3,288 1,983 3, 468, 992 47,341 78,427 I 7, 201, 765 80,777 36,311 3, 358, 000 16,290 45, 012 21,110, 393 507,231 | 292, 900 105,199 4, 000, 000 80, 198 4, 550, 000 104,872 51, 011 18, 588,189 229, 606 470,836 11, 873, 363 271,636 ! 186,188 188,524 7, 673, 757 173, 506 8, 568, 270 105, 676 146, 998 1, 900, 000 33, 331 24, 744 2, 974, 651 47, 584 55,156 700, 000 16, 263 19, 229 4, 391, 068 60, 781 93, 736 6, 416, 607 104, 607 126, 088 2, 742,199 36, 361 93, 467 75,135 ! 6, 360, 300 177, 464 22,901 1, 588, 821 45. 548 22,277 994, 758 21,689 5,654 250, 000 3,037 1, 552, 622 17, 186 : 2, 917,112 35,780 i 300, 000 4,228 3, 250 923, 478 18,997 25, 714 300, 000 3,472 , 2,550 100, 000 1.429 I 2,367 350, 000 7,047 ; 9,137 125, 000 2,049 | 3, 523 742 50, 000 900 Total. $328, 633 164, 955 258, 404 1, 356, 355 1, 660, 501 471, 041 713, 664 I, 492, 786 3, 469, 684 133, 955 509, 453 585, 987 475, 946 197, 791 29, 977 61, 823 380, 371 4,817 20, 367 124, 842 55, 877 6,5, 990 141, 507 74, 813 1,910 41, 069 69,184 36, 668 5,271 125, 768 117, 088 61, 302 800,131 185, 397 155, 883 700,442 457, 824 362, 030 252, 669 58, 075 102, 740 35. 492 154; 517 230, 755 129, 828 252, 599 68, 449 43, 966 8,691 17,186 35, 780 7,478 44,711 6,022 3,796 16,184 5. 572 1,642 503, 687, 911 | 7, 317, 531 : 10, 058,122 I 17, 375, 653 United States. State. ! Total. Per ct. Per ct. Per ct. 1.2 2.2 3.4 1.1 1.9 3.0 1.1 2.2 3.3 1.1 2.0 3.1 1.4 1.9 3.3 1.0 1.3 2.3 1.1 1.7 2.8 1.5 27 4.2 2.0 d.l 5.1 3.0 3. 6 6.6 1.5 2 1 3.6 1.4 0^6 2.0 2.0 0.8 2.8 1.4 0.5 1.9 1.5 0.5 2.0 1.3 1.4 2.7 1.3 2.0 3.3 1.8 0.1 1.9 1.4 0.3 1.7 1.5 2.0 3.5 1.3 1.7 3.0 1.4 1.6 3.0 1.1 3.4 4.5 1.1 1.6 2.7 1.7 2.1 3.8 1.2 1.4 2.6 1.6 0.3 1.9 1.3 1.7 3.0 1.0 i 1.6 2.6 1.4 2.3 3.7 1.1 0.5 1.6 1.3 0.5 1.8 1.4 2.4 3.8 2.0 2.6 4.6 1.1 2.3 3.4 1.2 2.6 3.8 1.6 2.3 3.9 2.3 2.5 4.8 1.2 1.7 2.9 1.8 1.3 3.1 1.6 1.9 3.5 2.3 3.0 5.3 1.4 2.3 3.7 1.6 2.0 3.6 1.3 3.5 4.8 1.2 4.0 1,4 i 4 6 2.8 2.2 I 4.5 3.2 3.5 i 2.3 1.1 1.2 1.2 0.0 1.1 2.5 0.0 1.2 5.4 1.1 1.4 2.5 3.3 2.1 3.6 1.3 1.2 4.8 2.4 1.4 4.4 2.6 2.0 3.3 2.8 1.6 1.8 1.5 1.5 2.0 3.5 CXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national banks for the year 1876. Eatio of tax to capital. Amount of taxes. States and Territories. Capital stock. Maine New Hampshire Vermont Massachusetts Boston Khode Island Connecticut New York NewYorkCity Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia •Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis. Kansas Nebraska Oregon California* San Francisco* New Mexico Colorado XTtah Idaho Montana Wyoming Dakota.. Totals i ; ! : i ' | I | United States. Dnited State. States. State. $10,635,819 $115,272 I $237,792 62,627 I 5,615,000 97, 255 91,777 I 8,722,369 179, 876 497, 228 I 825, 685 44, 299,557 704,655 ' 52,200,000 855, 446 200,420 | 20, 579, 800 279, 765 275,991 ! 438, 989 26,015,834 512,233 I 35,326,077 826, 929 1,278,956 I 2,197,681 66,607,325 j 63,650 i 2,000,000 | 67, 972 204, 512 14,238,634 292, 024 417, 324 29,354,981 j 182, 003 356, 204 17,189,489 | 119, 655 142,232 10,531, 592 56,620 1,571,730 j 22, 030 6,900 2,299,960 j 31, 280 28, 046 11, 491, 985 i 142,102 229, 484 252,000 4,478 3,906 1,300,000 15, 246 14, 096 3,339,307 51, 297 71, 827 1,746, 000 21, 783 28, 878 2,499,499 31, 021 39, 933 3,172,500 31, 793 84,863 2,504,317 26, 265 41, 764 50,000 941 948 1,690,412 19,184 16, 888 3,436,786 53, 388 6,534 14, 518 1,038,782 19, 057 2, 055 2,830 205,000 79, 609 7,259,641 32, 587 3, 095, 500 42, 676 14, 676 49, 251 3,401,449 70,479 20,757,903 274, 814 569, 498 4,373,680 74,720 1 128, 087 4,550,000 49,454 ! 114,072 17,781,910 210,769 424, 904 11,728,823 173,495 ! 231, 693 6,950,123 154,246 , 200, 866 8, 238, 899 100,414 . 128, 446 31,078 i 1,900,000 28, 633 2,827,322 43, 783 j 53,499 650,000 14,207 18, 606 91,667 j 122, 519 6,430, 308 60,336 i 4,455,478 86, 623 35, 824 j 2,574,000 53, 580 73,314 5,742,596 76, 071 20,722 1,369,167 34, 518 21, 839 975,000 23, 274 6,319 237, 500 2,550 17, 484 | 1,700,000 3, 463 705 2,875,000 23, 526 I 3, 976 I 300,000 3,513 18,276 16,465 824,025 2,625 2,840 250.000 1,278 100,000 2,370 6.811 9,561 350, 000 1,976 3,367 125,000 891 636 50,000 $353, 064 159,882 271,653 1,322,913 1, 560,101 480.185 714, 980 1, 339,162 3,476, 637 131, 622 496, 536 599, 327 475, 859 198, 852 2o, 930 59,326 371, 586 8,384 29, 342 123,124 50,661 70,954 116, 656 68, 029 1,889 36, 072 59, 922 33, 575 4,885 112,196 57, 252 119, 730 834, 312 t501,788, 079 7,076,087 I 9,701,732 Total. Per ct. Per ct. Per ct. 163, 526 635, 673 405,188 355,112 228, 860 59, 711 97, 282 32,813 214.186 147,259 89, 404 149,415 55, 240 45,113 8,869 20, 947 24,231 7,489 34,741 5, 465 3,648 16,372 5,343 1,527 1.1 1.1 1.1 1.1 1.4 1.0 1.0 1.5 1.9 3.2 1.4 1.4 2.1 1.4 1.4 1.4 1.2 1.8 1.2 1.5 1.2 1.2 1.0 1.0 1.9 1.1 1.6 1.4 1.0 1.1 1.4 1.4 1.3 1.7 1.1 1.2 1.5 2.2 1.2 1.6 1.5 2.2 1.4 1.4 1.4 1.3 1.5 2.2 2.7 1.0 0.8 1.3 2.2 1.1 1.3 1.9 1.6 1.8 2.2 1.7 2.1 1.9 1.6 1.3 1.7 2.4 3.5 3.4 2.1 0.6 0.7 0.5 0.4 1.3 2.0 1.2 1.1 2.1 1.7 1.6 2.7 2.0 1.9 1.0 0.2 1.9 1.4 0.5 0.5 2.1 2.8 2.9 2.5 2.5 2.0 3.0 1.6 1.5 1.9 2.9 2.0 2.0 2.2 2.6 3.0 1.0 0.2 0.0 1.2 2.2 1.3 2.4 2.7 2.7 1.3 3.3 2.8 3.2 3.0 3.0 2.3 2.7 3.9 5.4 6.6 3.5 2.0 2.8 1.9 1.8 2.7 3.2 3.0 2.3 3.8 2.9 2.8 3.7 3.0 3.8 2.1 1.8 3.3 2.4 1.6 1.9 3.5 4.1 4.6 3.6 3.7 3.5 5.2 2.8 3.1 3.4 5.1 3.4 3.4 3.6 3.9 4.5 4.7 3.7 1.2 0.8 2.5 4.4 2.4 3.7 4.6 4.3 3.1 16, 777, 819 1.4 2.0 3.4 202, 807 25 * California banks pay no State taxes on capital, except on such as is invested in real estate, t The capital of the banks that paid State, county, and municipal taxes on stock and real estate is •488,272,782. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXIX Amount and rate of taxation ( United States and State) of the vationaltattk* for the year .877. Amount of taxes. States and Territories. Maine New Hampshire. Vermont .. Massaehusetts . Boston Rhode Island Connecticut Capital stock. $10,689,837 5,683,750 . 8,568,700 i 44,413,464 I 52, 329, 080 20, 27). 65 • 25, 831, 994 j Katioof t-ix to capital. ! United States. State. $113,855 ! 113,252 ' ?8, 659 493, 489 6 4, 562 103, 088 270,871 $240,442 j $354.207 1 3, !«2 300. 700 , •jr,i,'/H> 1 8, r n i i •i, 321. 553 8:8, i C4 ' 83.1.817 ; ),5lf>,4()9 KF, 31.") 2 3, 2 7 i CS», 159 422.188 j j '!!"} State. •>'»ta). Total. Per el. Ver H. Per ct. 1.1 1. 1 t'.l 1.3 1.0 1.0 2. 2 1.8 2. 0 1.9 1 6 I 4 1.8 ?, 3 2.9 3.0 :i. II 2.» 2.4 2. ti New England State! New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware . . . Maryland Baltimore District of Columbia . . . Washington 3. 3 2.1 L9 18 . 31 . 2.6 2.0 Middle States 3.6 Virginia "West Virginia North Carolina South Carolina GeorgiaFlorida Alabama New Orleans . -. Texas Arkansas i.... Kentucky Louisville Tennessee 3, 285, 229 1,740,000 2, 586, 096 2, 927, 043 2, 146, 305 50. 000 1, 668, 000 3, 300, 000 1, 081, 782 205, 000 7, 008, 500 3, 095, 500 6, 112, 233 Southern States. Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas "Nebraska Colorado Oregon California * l l 32,212,288 i 49, 796 21, 461 30, 792 28,918 25, 547 818 18,653 50, 099 14, 597 2,700 77, 141 42, 265 48, 039 411, 48(5 3JUHS Ban Francisco * Totals 2.0 3.6 2.3 2.4 3.6 3.1 1.5 1.9 3.8 429, 149 840, 635 1.3 14 . 428, 902 128,159 97, 591 347, 744 223, 990 331,744 120,710 34, 885 50 SIC9 16,010 121,291 93, 923 41, 243 05, 722 18,855 098,440 201,976 145.730 550, 338 387, 581 277,111 214,917 05, 990 94, 329 32, 005 206, 37(1 155, 352 75, 961 122, 534 37, 848 41, 407 44, 495 9, 874 22, 356 23. 827 7, 300 5, 529 4, 551 13, 227 3 572 1, 803 1.4 1.7 1.1 12 1.4 9 9 2.3 2.9 3, 168 2, 750 3,184 (i, 432 1, 599 093 [.Western States and Territories 3.5 114,480 49,198 04,737 3 02,945 08, 179 1,841 38,025 76, 486 35,252 6,301 107, 777 58, 201 117, 153 )!). 922 23, 951 2, 050 3, 940 535 New Mexico Utah Idaho Montana Wyoming Dakota 2.0 1.6 1.4 2.6 64, 084 'Si, I'-Yt 33,945 74, 027 42, 632 1, 023 19, 372 20, 387 20, 655 3, 601 30, 63f 15, 936 08, 514 1, 991,174 i 3, 444, 495 8,829,304 ; 15,731,877 1.2 1.0 1.2 1.0 1.1 1.5 1.4 1. 3 i.i 1.4 1.0 1.2 1.0 1.5 2.4 1.4 1.4 1.5 1.4 1.7 2.3 2.1 2.9 1.2 0.8 1.4 1.4 1.4 1.9 1.0 : 1. 4 1.4 0.0 2. 2 1.8 0.4 0.5 2.0 2.9 1.7 1.7 1.9 2.0 2.e 2.0 2.3 3.0 1.1 0.2 0.0 1.1 1.4 3.2 1.8 1.3 1.4 2.1 2^6 3.6 4.6 3.3 3. 5 3.4 5.1 2.9 3.3 3.4 5.0 3. 5 3.0 4.1 3.9 4.3 4.6 5.1 4.0 1.4 0 8 o 5 2. 8 4.6 3.7 2.9 3.6 3.5 1.9 * California hanks pay no State taxes on capital, except on suoh as is invested in real estate, t The capital of the banks that paid State, county, and municipal Taxes on stock and real estate $474, 607,771. c c ix CXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United Statex and •State) of the national haul's for the year 187S. Amount of taxes. States and Teiritories. jCapital stock. United Stafe $10.760, 000 5, 740, 000 8, 544, 285 44, 260", 128 51,927,865 20,031, 112 25, 474, 204 $114,880 64, 849 88, 157 499, 959 672, 766 191, 410 268, 714 $231. 655 101, 484 158, 588 760, 115 7(i2, 834 257, 654 380, 713 $346. 535 166, 333 246, 745 1, 260, 074 1, 375, 600 449, 064 649, 427 166, 737, 594 1, 900, 735 2, 593, 043 4, 493, 778 1.1 1.6 '2. 7 499. 197 1, 226, 933 55, 609 203, 567 395, 089 333,161 134, 072 24, 451 31 847 129, 571 4, 392 16, 687 700, 786 1, 606, 049 56, 440 257, 276 187, 709 114,235 54, 0«8 6, 980 99 903 197, 716 255 6, 068 1, 199,983 2, 832, 982 112,049 460,843 582, 798 447, 396 188,140 31,431 61, 750 327, 287 4,647 22, 755 1.5 2.2 2.8 1.4 1.4 2.0 1.3 1.4 1.4 1.2 1.7 1.4 2.1 2.9 2.8 1.8 0.7 0.7 0.5 0.4 1.3 1.8 0.1 0.6 3.6 5.1 5.6 3.2 2.1 Baltimore District of Columbia Washington 33,541,481 55, 150, 348 2, (1(10, 000 14,101,926 28, 549,169 ] 6, 843, 000 10, 350, 000 1, 738, 294 2 264 510 10, 762, 648 252. 000 1,215,023 Middle States 176, 768, 399 3, 054, 576 3, 217, 485 6, 272, 061 1.7 1.8 3.5 3 ^21 9 02 1, 714, 179 2, 553, 083 2,853,154 2 083 322 50, 000 1, 668, O O O 3,0(0,538 1 0 7 ' 099 205, 000 7, 030, 396 3 012 075 3 080 300 48, 789 21,411 30, 495 29, 515 25, 769 779 19,826 46, 068 14 863 3,243 78, 046 40 741 50, 294 66, 607 27, 196 31, 982 59,010 37, 667 851 22, 404 28, 332 15,104 2, 705 39, 830 16 469 57,919 115, 396 48,607 62, 477 88, 525 63, 436 1,630 ' 42,230 74, 400 29 967 5,948 117, 876 57,210 108, 213 1.5 1.2 1.2 1.0 1.2 1.6 1.2 1.5 1.4 1.6 1.1 1.4 2.2 1.6 1.3 2.1 1.8 1.7 1.3 1.0 1.7 1.3 0.6 0.5 1.6 2.1 3.T 2.8 2.5 3.1 3.0 3.3 2.5 2. 5:s. l 2.9 1.7 1.93.7 406,076 815, 915 1.3 1.3 2.6 390, 062 120, 832 86, 779 316,918 210,986 106,157 113,231 31, 099 49, 903 17,144 115, 594 92, 720 31,987 62, 748 21,131 23, 706 23,106 2, 925 3,696 169 5, 243 2, 750 3,147 4, 588 2,636 672 644, 092 186, 516 133, 031 511, 022 368, 529 224, 794 204, 146 66,264 90, 651 32, 700 197, 543 155, 570 56, 499 106, 762 36, 369 45, 396 47,108 10, 635 22, 243 22,739 9,523 5,553 4,543 11, 225 4,824 3,035 699 1.3 1.5 1.1 1.3 1.4 2.5 1.2 1.7 1.5 2.4 1.4 2.1 2.7 2.0 2.1 2.0 2.6 1.5 1.5 2.0 2.6 2.1 3.4 4.* 3.1 3.4 3.4 5.1 1.3 2.0 Connecticut New England States. New York New York Citv Philadelphia West Virginia New Orleans Southern States ... Ohio Detroit Milwaukee California* San Francisco* Utah Idaho Dakota Washington Western States and Territories Totals ' 31,583,348 409, 839 18, 903, 637 4, 333, 333 4,289, 130 15,381,544 11, 319, 200 4, 770, 166 7,561,740 2,100,000 2, 690, 000 650, 000 6 048 704 4 793 131 1, 725, 817 2, 653, 750 952, 320 050 000 1 003 750 250, 000 1, 550 000 2, 750, 000 300, 000 200, 000 100 000 332 880 125.000 129, 124 111,671 254, 030 65, 684 46, 252 194,104 157. 543 118, 637 90, 915 35,165 40, 748 15, 556 81, 949 62 850 24, 512 44, 014 15, 238 21 690 24,002 7,710 18, 547 22, 570 4,280 2,803 1 396 6,637 2,188 2,363 699 95, 974, 897 1, 362, 082 1, 839, 929 (471,064,238 6, 727,232 8, 056, 533 ; ; Ratio of tax to capital. Total Unitod state ToU, Per ct. Per ct. Per et. 1.1 2.2 3.S 1. 1 1.8 1.0 1.9 2.9 1.1 1.7 2.» 1.3 1.3 2.6 0.9 1.3 •> 9 1.0 1.5 2.5 1.8 1.8 2.7 3.0 1.8 2.0- 1.8 1.8 0.6 2.1 1.3 0.0 3.2 3.5 5.0 3.5 3.3 3. & 4 0 4.2 4.9 4.8 4.3 1.5 0.8 3.2 2.8 4.6 5.1 3.9 3.1 0.6 3, 202, 011 1.4 2.0 3.4 14,783, 765 1.4 1.7 3.1 1.4 1.1) 2.3 2.5 2.4 2.6 2.6 2.4 2.4 1.J 3.1 1.2 0.8 1.4 1.4 1.4 2.0 1.2 0.3 0.0 1.8 1.4 qo 3.1 * California banks pay no State taxes on capital, except on such as is invested in real estate, t Tlie capital of the banks that reported State, county, and municipal taxes on stock and real estate Is $403,983,724. REPORT OF THE COMPTROLLER OP THE CURRENCY. CXXXI A mo u u I and rate of taxation ( United States and Stale) of the national banks for the year 1879. : Amount of taxes. Ratio of tax to capital. States and Territories. Capital stock. United States. Maine New Hampshire Vermont Massachusetts Boston Khode Island Connecticut : -. $10, 507, 115 5,666,257 8, 528, 353 44. 302, 447 50,445,725 20, 000, 800 25,572,815 : New England States : 165, 032, 512 New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington.* Middle States Virginia West. Virginia North Carolina South Carolina Georgia Florida. Alabama New Orleans... Texas Arkansas Kentucky Louisville Tennessee Southern States. ... Ohio Cincinnati . . . Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint L o u i s . . . . Kansas ... Nebraska Colorado Oregon California* San Francisco' N e w Mexico Utah Idaho Montana Wyoming Dakota . Washington Western States and Territories. Totals ! 32,973,066 50, 813, 657 1,920,229 13, S53, 308 28.513,098 10,818,000 9,897,977 1,7(8,9*5 2,265,125 10, 535, 760 252,000 ! 1,125,000 ' State. $114,855 65, 138 89, 863 517, 410 678,371 195,509 281, 063 $228, 030 97,950 169,099 719,(329 ; 675,691 , 251,079 389,926 i $342, 885 163, 088 259, 563 1,237,039 1, 354, 062 446, 588 670,989 ^ d ; State. I Total. Per et. ! Per ct. 1.1 2.2 1.7 1.2 ; 2.1 1.0 j 1.6 1.2 i 1.3 1.3 1 2 1.0 1.5 1. 1 Per ct. 3.1 2.8 2.6 2 2 2.6 1,942,209: 2,532,004 4, 474, 213 12 . 15 . 2.7 511,243 3, 299, IMS 637,489 1, 466. 570 50, 532 241,379 191,626 109, 508 59, 834 6,215 30, 522 138,415 130 4,049 1,148,732 2, 765, 736 106,709 447, 235 599, 936 487, 531 202, 890 31, 742 63,363 288, 196 4,639 19, 673 15 . 2.6 2.9 15 . 1.4 2.1 1.4 1.4 1.5 1.2 18 . 1.4 2.0 2.9 2.5 18 . 07 . 07 . 06 . 0.4 13 . 13 . 01 . 0.4 3.5 5.5 5.4 3.3 2.1 2.8 2.0 1.8 2.8 2.5 1.9 18 . 2,936,269 6,126, 382 1.9 17 . 3.6 103, 090 48, 438 69, 942 78, 496 63, 844 1,609 51,797 63, 356 35, 035 6, 087 122,161 63, 891 102,178 17 . 13 . 13 . 1.2 1.3 1.6 1.2 1.7 15 . 16 . 12 . 1.5 1.7 19 . 16 . 16 . 2.0 1.7 1.6 2.0 0.5 19 . 1.4 0.6 0.6 18 . 3.6 2.9 2.9 3.2 3.0 3.2 3.2 2.2 3.4 3.0 1.8 2.1 3.5 56, 177 205, 856 408, 310 358, 023 143,050 25, 527 32, F41 129, 781 4,509 15,024 170, 431, 205 • 3.190,113i 2, 947, 560 1, 60S, 000 2, 500, 884 2, 450, 000 2,119,216 50, 000 1, 662, 000 2, 875, 000 1, 050, 000 205, 000 7, 037, 974 2, 995. 500 3, 005, 884 Total. 49, 21, .31, 28, 27, 380 523 586 709 807 794 20, 267 50,212 15, 439 3, 217 82, 347 44, 606 50,110 53,710 26, 915 38, 356 49, 787 36, 037 815 31, 530 13,144 19, 596 2, 870 39, 814 19,285 52, 068 30, 555, 018 425, 997 383, 927 809, 924 IT 13 . 2.7 18, 451, 403 4, 108, 333 3, 887, 500 13, 828, 074 11,068,214 4, 020, 054 7, 263, 673 2, 100, 000 2, 530, 093 650, 000 5, 809, 832 4, 662, 307 1, 282, 065 2, 650, 000 816, 394 927, 141 1, 050, 000 250. 000 1, 559, 045 2, 750, 000 326, 000 200, 000 100, 0<!0 200, 000 125,000 185, 041 150, 000 264,013 79, 722 50,530 i 196,213[ 169,594: 137, 681 96,743 38, 391 41, 295 I 18,190 j 86,537 65,598 i 18,740 i 47,910 ' 17,066 i 24,321 ' 34, 545 i 6, 836 19.645 21,543 4,598 3,098 1,434 • 5, 416 2,403 4,206 1, 544 368, 946 99,415 78, 862 289, 943 194, 416 94, 288 118, 018 46, 687 44, 425 16, 236 118,056 85, 475 28, 637 55, 642 21, 763 23, 814 35,412 2,900 4, 229 122 4,204 3,350 3,478 4,477 2,731 3, 509 1, 937 63?, 959 179,137 129, 392 486,156 364, 010 231, 969 214, 761 85, 078 85, 720 34, 426 204, 593 151, 073 47, 377 103, 552 38, 829 48, 135 69, 957 9, 736 23, 874 21,665 8,862 6,448 4,912 9, 893 5, 134 7,715 3,481 14 . 19 . 13 . 14 . 15 . 3.4 13 . 1.8 1.6 2.8 15 . 1.4 15 . 1.'8 2.1 2.6 3.3 2.7 13 . 08 . 1.4 15 : 1.4 2.7 1.9 2.3 10 . 2.0 2.4 2.0 2.1 .1.8 2.4 16 . 2.2 18 . 2.5 2.1 1.8 2.4 2.1 2.7 2.6 3.4 1.2 03 . 00 . 14 1.7 3.5 3.0 2.2 2.0 13 . 3.4 4.3 3.3 3.5 3.3 5.8 2.9 4.0 3.4 5.3 3. 6 3.2 3.9 3.9 4.8 5.2 6.7 3.9 10 . 0.8 2.8 3.2 4.9 5.7 4.1 4.3 2.3 1.6 2.0 1,751,032 1 3,208,844 I 7,016,131 i 776037232"; I4T6T9730T, iTiT 3.6 "¥2 ^California banks pay no State taxes on capital, except on such as is invested in real estate. tThe capital of the banks that reported State, count y, and municipal taxes on stock and real estate is $452,869,712. CXXX1I REPORT OF THE COMPTKOLLER OF THE CURRENCY. Amount ami rate of taxation (United States and State) of the national banks for the year 18(30. Amount ol'taxes, States ami Ten Mories. tt -stori JliHnU', I.slnnd Count etiout JVew E:i^lauil Slates.. Albany Pennsylvania Washington Middle States "Florida Tennessee Southern States Ohio . . . Colorado Utah Wyoming Western States and Territories Totals Ratios to capital. United States. State. $124. 884 70 523 93. 745 569, 299 813.080 210, 778 308, 612 .|228, 263 97 720 141.678 819, :<89 943. 219 255, 850 400, 797 $•'53,147 168, 243 235, 423 1, 388. 688 1, 756, 299 466, 628 709, 409 2, 190, 921 2, 886, 910 5, 077, 837 1.3 561, 912 32,847.771 50, C> i, 000 1. 580, 920 " 55,398 1,800,000 225, 397 13,147,917 465, 380 28, 969, 850 17, 180,580 405, 834 9 850 OOti 161, 365 1,761,677 28, 573 37, 263 '» 306 815 153 847 10 890 330 4,837 252, 000 16, 513 1,125, 000 590, 085 1, 459, 209 57, 124 241, 937 182, 124 115, 377 72. 2-8 7, 423 31,538 10" 505 3,910 4, 428 1, 151, 997 3,040,135 112, 522 467, 334 647, 504 521,211 233, 653 35, 996 68,801 316. 352 8,747 20, 941 1.7 3.1 3.1 1.7 1.6 2.4 1.7 1.6 1.6 1.4 1.9 1.5 5 8 44 5^ 2", -.5, 8'7 8:!0 355, 6S3 '»;>.'> OiO 5.to ooo ell;l, >00 550, ft.13 165. 680, 1:56 ; Total. Total. [ Per ct. 1.2 1.2 1.1 1.3 1.6 1.0 1.2 Perct. 2.2 1.7 1.8 1.8 1.9 1.3 1.6 2^9 3.2 1.9 0.7 0.7 0.7 0.4 1.4 1.5 1.6 0.4 3,697,245 2, 927, 948 6,625,193 22 1.8 2. 806, 000 1. 780, 795 '' 501 00O '» 3'4, 900 2 201,506 75 000 1,518. 000 2. 875. 000 1,267.042 ••05 000 7 151 135 3 008, 50(1 3,055, :;oo 55, 892 25, 033 34, 459 32, 299 31,418 1 195 20, 054 56, 992 19, 248 3, 546 9-' 417 49, 664 57, 396 51,270 26, 835 32, 477 55, 185 36, 770 1 975 32, 754 4,851 17. 548 2, 750 41 088 18,608 80, 975 107, 162 51, 868 66, 936 87, 484 68, 194 3, 170 52, 808 61,843 36, 796 6,296 133,505 68, 272 138, 371 2.0 1.4 2.0 1.7 1.4 1.4 1.4 1.6 1.4 2.5 1.7 2.0 30.820, 178 479, 613 403, 092 18 099, 746 296. 403 9/; 157 54 013 213,989 199 573 203, 049 ; 114,968 40,320 48,903 26,048 103 810 70, 613 i 25, 024 62,407 19,903 28,071 51, 853 340 23, 955 17, 325 8, 660 7 587 1,564 6,622 6, 857 4, 513 2, 622 3,169 325, 047 94 7'>'> 60 302 272. 963 180 842 107, 447 115,216 30 446 43, 332 19, 409 ]->l 076 81 289 25 673 64 089 13, 899 20, 381 28,645 184 16, 369 1'J2 3, 688 5 430 3, 111 2, 078 8, 655 3, 350 1,440 3, 021 1, 658, 866 7,876,822 ••>".•> 0 0 0 3 700 000 13, 230, 452 10 714 600 4 250, 000 7, 384. 851 •' 100. 00O 2 425, 000 650, 000 5 793 813 4 901 55'' 1 416 667 2 650 000 865. 004 854. 121 1, 070. 000 30,874 ],(W0, 073 1, 500. 000 l >50 000 370 7°2 100, 000 200, 000 400. 000 200. 000 150. 000 150. 000 89, 975,165 457, 266, 545 1,750,324 8,118,103 j I Perct. 3.4 • 2.9 2.9 3.1 j 3.5 2.3 1 2.8 1.8 i 170, 781, 946 4 Detroit j Capital.- i i i I 3.1 3.6 6.0 6.3 3.6 2.3 3. 1 2.4 2.0 3.0 2.9 i 1 1 3.5 1.9 4.0 4.0 3.1 2.8 3.9 3.1 3.6 3.5 2.2 3.5 3.0 1.9 2.3 4.6 1.3 2.0 1.5 1.7 2.2 0.2 2.0 1.3 1.3 1.7 1.9 0.6 0.6 2.7 882, 705 1.6 1.4 3.0 621, 450 190, 879 114, 375 486, 952 380,415 310,496 230,184 82, 772 92, 235 45, 457 ''25 486 157, 902 50, 697 1'6, 496 33. 802 48, 452 80, 498 524 40, 324 17, 427 12, 348 13 017 4,675 8,700 15, 512 7,863 4,062 6,190 1.6 2.3 1.4 1.9 2.3 1.6 4.8 1^8 2.5 3.5 4.6 3.6 3.8 3.7 7.3 3.3 3.9 3.9 7.0 3.9 3.4 4.1 4.9 4.5 1.6 1.9 1.6 2.2 1.7 1.7 2.0 1.9 4.0 1.8 3.0 2.1 1.6 1.8 2.4 2.3 1.8 2.3 2.5 2.2 3.3 4.8 1.1 1.4 1.2 3 5 20 2.5 2.7 0.4 1.0 0.0 1.5 1. 7 1.6 3.1 3.3 1.7 5.8 7. 5 1.5 2.4 5.0 3.7 4.7 5.4 1.7 2.1 2.1 2.2 1.7 1.0 2.0 3, 409,190 1.9 2.0 3.9 15, 994, 925 1.8 1.8 3.6 3.9 4.0 4.1 [ "The capital of the banks that reported State, county, and municipal taxes on stock and real estate $444,773,085. California banks pay no State taxes on capital, except on such as is invested in real estate. REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIII her of State banks, savings banks, trust eompanUs, and private bankers, with their average vital and deposits, and the tax thereon, for the mix months ending Xovember 30,1876. Capital. States and Territories. Maine New Hampshire. "Vermont Massachusetts... Boston Rhode Island Connecticut Sew England States Is ew York ... New York City. Albany ." yew Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia. Washington Middle States. Virginia West Virginia. North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana , Xew Orleans.. Texas Arkansas Kentucky Louisville Tennessee Southern States. Ohio Cincinnati.. Cleveland... Indiana Illinois Chicago Michigan Detroit "Wisconsin .... Milwaukee ., Iowa Minnesota Missouri Saint Louis. Kansas ... Nebraska Western States. Oregon , California San Francisco . Colorado Nevada Utah New Mexico "Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Grand totals 66 78 ! 21 168 67 58 112 I 570 Tax. Deposits, j r " jOncapital.On deposits. $177, 658 151, 000 302, 500 855, 000 3, 108, 788 3, 923, 222 3, 027, 892 $27,017,950 30, 937, 358 8, 123, SS3 163, 430, 720 84, 686, 258 52, 888, 125 82, 818, 889 $403 314 650 1, 569 4,442 8,482 5, 815 11, 546,060 449, 909, 289 *$6,240 13,071 4,998 8,115 23,174 54, 206 56, 043 21, 675 144,172 165, 847 151, 986, 519 278, 634, 125 12,754.533 36, 110, 777 41, 393, 020 47, 415, 908 13, 937, 144 1, 684, 846 543,171 24, 876, 590 28, 452 3, 618, 467 23, 044 78, 635 452 5, 243 29,125 5, 845 11, 863 ],687 1.293 8,591 50 412 111, 326 271, 833 10, 177 28,120 102, 767 78, 369 24, 939 2,000 875 18, 217 71 7,973 134, 370 350 468 10, 629 33, 363 131, 892 84,214 36, 802 3,687 88, 503, 627 612,983,558 166,240 i 656, 667 822, 907 3,563, 878 1,426. 858 576. 062 1,006, 452 4, 823, 597 39, 000 ], 0(15, 900 1,251,577 54, 000 3,011, 584 3,400, 041 225, 167 7 488, 271 5,592, 382 1,723, 291 7,188, 428 3, 939, 744 885, 795 1, 008, 034 3, 383, 964 240, 821 1, 501, 305 1,196.752 40, 508 6, 290, 194 4, 302,285 264, 300 6,086,657 5,976,005 2, 775. 023 8, 723 3,553 ],442 2, 516 12. 059 16, 925 9, 84'9 2,214 2,341 8, 264 602 3, 753 2, 992 101 11, 796 10, 756 661 15,216 14, 940 6, 938 25, 648 13, 402 3,656 4,857 20, 323 340 10 850, 325 472 48 518, 473 15 579, 500 67 2 418,120 344 12 475, 573 66 2 502,021 43 5 137, 193 10 "70f, 596 17 631, 885 40 4 0B6, 837 1 20, 000 11 595, 102 1,426 77 25 15 18 69 3 18 29 " 2 24 98 13 72 18 31 Total. $5, 837 12, 757 4,348 6,546 18, 732 45, 724 50, 228 512 35, 878, 060 262~ 21 266 68 165 54 109 35 6, 327, 007 1, 903,150 802, 819 6, 033, 563 5, 4.52, 244 4, 918, 350 2, 597, 657 1, 172, 902 1, 328, 035 677, 522 4, 832, 196 1, 158, 438 3, 467, 093 7, 928, 799 1, 638, 143 407, 354 1,748 2, 650 2,423 13= 9, 029 7, 559 561 18, 132 13, 838 4,172 2,168 26, 808 121 8,385 50, 705, 272 n> 149 315 41 140 14 87 ~ 7 84 49 29 17 6 3 3 3 546, 985 9, 917, 377 23, 728, 485 549, 540 299, 438 151,000 2,000 38, 372 57, 417 24, 000 97, 431 222, 947 8,333 219 i 35,643,325 38, 794 20, 312 16, 446 22, 287 41, 832 20,172 12, 339 15, 372 9,112 15, 590 21, 846 6,306 24, 60, 801 «7, 002 3,126 16, 069,106 8, 955,100 11, 859, 737 10, 533, 17, 518, 220 14, 913, 591 4, 935, 755 6,148,749 3, 645, 026 6, 236, 008 8, 738, 362 2, 539, 637 , 921, 909 24, 723, 031 2, 800, 868 1, 250, 342 4,290 59, 997 224, 055 3 4,975 1,848 1, 24, 739 57,129 1,374 749 377 118,756,472 4,475 222,276,944 11,377,518,351 474,091 1,459,249 CXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings banks, trust companies, and private bankers, with their artr age capital and deposits, and the tax thereon, for the six months ending May 31, 1877. States and Territories. : tan£. Ca PitaL Maine ISiew Hampshire . Vermont Massachusetts-. Boston Rhode Island ... Connecticut New England States Tax. Deposits. On capital. On deposits. 162, 477,183 88,716,005 53,031,370 82, 893, 262 ' New York New York City . . . . Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Middle States 557 11,272,273 336 466 14 65 346 60 41 10 15 40 1 10 11, 061, 45, 785, 637, 2,170, 12. 216, 2, 091, 1,404 ' 717', 623, 4,104, 5, 595, 85,028, 770 Virginia West Virginia North Carolina South Carolina Georgia Florida. Alabama Mississippi Louisiana.. New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland. Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska •Western States Oregon California San Francisco.. Colorado Nevada Utah N e w Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories. Grand totals Total. $26, 499, 218 30, 896, 234 8,107, 445 ,182 3, 632 1,436 2, 508 10. 980 92 2,458 2,274 135 8,640 8, 235 558 17, 478 13, 373 3,983 524 i 34, 995, 834 257 23 9 146 319 42 145 18 90 12 279 71 180 46 114 39 6, 334, 477 2, 008, 549 838, 290 5, 626, 955 5, 483, 644 4, 836.153 2, 605, 763 1, 240, 932 1, 389, 348 672. 065 5,178, 643 1,168, 965 3, 806, 229 7, 530, 583 1, 725, 224 465, 664 16,640,560 : 9,016,478 12,767,959 11,128,830 17.299,692 15, 136. 791 • : 4, 914, 596 5, 870, 285 3, 765, 813 6, 328, 969 8,730,477 2, 508, 685 11,223,423 22,691,281 3,116, 289 1,184, 932 1, 790 '• 50,909,484 152,325,060 610, 724 12,110,922 26,902,567 588, 858 417, 039 179,521 5, 667 55, 489 56, 507 34, 167 103, 037 222,312 10, 000 14,051 ! 3,436 1,653 13,051 12,270 9,568 6,367 2,250 3,190 1,406 12, 545 2,757 8,448 16,947 4,039 1,114 1,349,112 41, 522, 335 65, 865, 076 971, 936 1, 545,409 587, 894 36, 342 98, 987 16, 182 113, 092 40,293 20,231 17,940 23, 336 41, 303 23,426 12,286 14, 676 9,414 15,822 21,661 6,135 28, 058 56,281 7,791 2,962 + 341, 615 , ; : 54,344 23, 667 19, 593 36, 387 53, 573 32, 994 18, 653 16, 926 12, 604 17, 228 34, 20(5 8,892 36, 506 73, 228 11, 830 4,070 •454, 707 3,373 68,587 123,034 2,430 3,864 1,470 91 247 40 351 234 794 13 ]40,321 93, 800 317,696 5,000 226 i 41, 296, 810 j 112, 550, 090 97,021 4.501 223,503,171 (1,351,867,650 468, 333 4.791 98, 700 184, 342 3, 902 4,907 1,919 105 386 181 436 492 1, 350 38 204, 528 301, 54» 1. 416, 8 6 6 ' 1,885,199 REPORT OF THE COMPTROLLER OP THE CURRENCY. CXXXV Jfumber of State banks, savings banks, trust companies, and privatebankers, with their average mpital and deposits, and the tax thereon, for the six months ending May 31, 1878. States and Territories. banks. Maine ^New Hampshire Vermont Massachusetts . Boston Rhode Island - Connecticut Capital. ; Deposits. $92, 108 01,000 344,167 834, 666 3, 061, 397 3, 883, 267 2, 840, 000 New England State; New York New York City Albany !... New Jersey Pennsylvania Philadelphia Pittsburgh Delaware . Maryland Baltimore Washington On capital.• On deposits. $188 98 152 50 829 33 1, 429 33 3, 826 47 8, 188 16 S, 604 82 422, 857, 720 20, 219 59 100, 972 62 214, 356 85 148, 258, 669 247,904,314 12,153,189 19, 320, 498 29, 979. 015 42, 552, 729 13, 727, 252 1,798,521 559, 703 24, 604, 030 3,151,613 Middle States Virginia West Virginia North Carolina South Carolina Oeorgia Florida Alabama MisMssippi ILouisiana... New Orleans Texas Arkansas Kentucky Louisville Tennessee . . . . 544,075,53:1 3,281,667 1,496,792 588, 290 911,523 4,317,817 89, 483 993, 276 1, 289, 573 116, 000 4, 473, 905 3, 707, 057 225, 576 7, 010, 103 5, 288, 296 1. 769, 671 Total. $1, 253 21 4, 270 50 4, 096 57 5,085 19 17, 694 04 39,301 63 31, 9.71 53 4,039 30 14, 587 16 74,851 74 61,604 26 22, 599 96 2 031 54 913 51 15, 740 49 , 469 94 121,262 98 270, 633 43 4, 745 83 18,123 45 100, 024 56 66, 252 94 32, 884 89 3, 699 51 1,875 52 24, 535 98 983 12 132,854,78 , 499, 580 3,927,737 978, 018 1, 004, 808 3, 948, 488 :' 233,405 1, 813, 005 1, 732, 597 48,110 7, 994, 123 ! 4, 626, 420 298, 605 6,287,262 ' ft, 650, 057 2,731,199 Southern States Ohio Cincinnati .. Cleveland... Indiana Illinois Chicago Michigan Detroit Arisconsin Milwaukee . Iowa Minnesota.... Missouri Saint Louis. Kansas Nebraska Western States Oregon California San Francisco . Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana •Washington Arizona Pacific States and Ter ritories Grand totals 255 21 9 150 319 31 153 15 89 11 287 .76 32 109 48 ' 1,782 10 84 33 28 18 8 4 3 a 12 8 3 4 6, 042, 364 2, 022, 369 898, 623 5,081, 175 4, 509, 738 3, 612, 908 •I. 636,707 1,108,368 1,380,425 729, 853 5, 255, 013 1, 510, 502 4,124, 269 6,576,033 1, 472, 344 503,595 15,952,238 12, 959 68 ' 7,361,629 3, 388 23 12,244,967 1, 590 98 ' 10,224,039 11, 724 36 12,472,557 10, 153 55 6,832,759 i 4, 892 45 4,737,722 6, 454 25 5,179,009 1,800 91 I 3,714,069 3, 026 20 : 1, 069 66 I 5, 747, 509 8,224,785 12,711 94 ! 3,233,693 3, 662 47 10,184,792 : 9, 811 03 • 14,540 48 16, 387, 002 3,441 85 2, 598, 746 1,203 76 1,189,250 47,470,280; 126,284,766 103,03180 643, 225 9, 943,129 21, 787, 036 526,190 412,268 190, 000 5,000 82, 794 54, 000 78, 039 133, 413 208, 000 85, 000 217 ! 34,148,094 38, 776, 39 17, 295 38 17,403 31 21,838 78 29, 981 71 17, 043 45 11,844 11 11,038 32 9, 284 96 14, 368 72 20,377 82 7,950 50 25,461 50 40,967 45 6,496 55 2, 972 96 3, 101 91 i 396,133 71 1, 489, 547 1, 499 49 ; 17, 422,175 24,733 99 ' 78,070,629 , 46, 256 46 ! 934,915 1,315 46 • 1.914,583 1,030 66 714, 555 i 475 00 61,180 ' 12 50 148, 682 198 69 16, 358 135 00 ' 277, 927 •195 10 188, 918 333 53 537,450 520 00 25,885 ! 212 50 3, 692 45 } 37, 946 00 132, 601 59 ! 2, 336 38 ; 4, 786 37 i 1, 780 37 152 95 371 70 ; 40 88 ' 694 80 ! 472 28 1, 343 62 64 70 i 101, 802, 804 ; 76, 918 38; 186, 200 09 263,118 47 1, 4, 400 J205, 382, 832 242, 794, 903 j 418,112 05| 1, 213, 483 94 Jl, 631, 595 99 CXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, Havings btuikn, trust eoutpun'('», and private bankers, with their average capital and deposits, and the itix thereon, for the six months ending May 31, 1879. Tax. States and Territories. Maine - . New Hampshire . Vermont Massachusetts Boston Rhode Island Connecticut On capital.! On deposits. $41,209 61,000 331, 200 810, 000 3, 357, 412 3, 565, 961 2, 640, 000 $22, 801, 402 26, 766. 055 7, 8110, 150 148, 785, 115 61, 086, 908 42,614,408 74, 227, 500 $645 2,041 3,436 5,149 17, 432 23,961 19,758 16 34 90 48 42 69 50 Total. 710 2,193 4,256 6, 508 21, 006 31,021 24,621 84 10 18 35 02 33 New England States.. New York . New York City Albany N ew Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington 142, 418, 399 9, 339, 629 250, 534,151 43, 027, 777 12, 744, 630 641,000 18, 073, 791 1,554,540 23, 888, 582 9.328, 171 43,417,806 1,952,718 4, 466, 965 12, f>44, 729 1, 745, 570 640.412 630, 081 570, 723 23, 891, 161 3, 871, 2,571,645 377. 550 Virginia West Virginia North Carolina South Carolina Georgia. Florida Alabama Mississippi Louisiana.. New Orleans Texas Arkansas Kentucky Louisville.. Tennessee . 3,226,054 j 1,478,645 442,377 : 720,633 i 3,957,486 • 81,783 j 1, 060, 999 1,226,268 111,450 5, 988, 1«8 3, 620, 868 207, 903 6, 454,156 5, 585, 957 1, 758, 029 Ohio Cincinnati Cleveland Indiana niinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska 16, 790 91 59,323 50 706 62 2,725 00 21, 540 22 4, 075 69 9,407 67 1, 545 05 718 99 8, 051 40 137 50 5, 968, 718 1, 707,174 962, 317 4, 836, 292 4, 034, 349 3, 984, 828 2, 327, 2 1, 110,775 1, 405, 619 743, 541 5, 084, 219 1, 670, 319 , 053, 300 6, 335, 969 1, 369, 532 444, Oregon Californ;a San Francisco Colorado Nevada Utab New- Mexico Wyoming Idaho . Dakota Montana Washington Arizona Pacific States and Ter ritories Grand totals 1, 078, 739 10, 337, 967 21, 369,142 635,180 368, 737 230, 000 5,000 106,411 ,083 103, 093 154, 204 207, 000 81, 827 6, 769, 857 7,258 3, 797, 525 3,291 90 833, 385 1, 105 95 800, 592 1,497 83 4, 545. 928 9, 644 67 215, 970 204 45 1,908,807 2, 586 65 1,682, IfW- 2, 375 15 166 12 59, 575 6,310,557 8, 037 57 5, 503, 345 8,215 82 352 60 336, 328 6, 134, 643 15,010 92 12, 706 05 5,271,471 2, 837, 835 3, 365 55 50, 452 48 14, 255 78 16, 54a 42 33, 909 71 37, 872 17 23, 620 33 18, 470 50 14, 6f7 43 12,276 59 16,185 11 ,975 7 12, 315 24 35, 583 00 53, 684 02 11,122 40 4,179 22 1, 353,172 i 16,707,656 64, 312, 295 1, 724, 854 1, 688, 318 857, 933 ,251 | 191,290 | 45,304 : 200, 995 284,136 339, 991 76,107 87, 868, 302 ! 73,402 48 4,312 201,241,484 1,180,122,835.1 386,247 56 164, 064 94 237, 467 42 1,113, 554 75 II, 499, 802 81 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXVII Snniber of State banks, savings banks, trust companies, and private bankers, with their aver aye capital and deposits, and the tax thereon, for the six months ending May 31, 1880. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut Ifew England States.. New York New- York City Albany >Tew Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington Middle States Capital. 64 71 22 161 57 56 105 Southern States Western States Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Grand totals ! $47,319 $21,721,964 i 51,000 i 28, 301, 549 I 353,700 ! 8, 531,140 I 510, 000 i 144, 268, 273 '• 5,128,099 j 64, 553, 766 43,134, 708 | 3,308,504 78, 457, 961 I 2,616,896 1, 300 8, 525, 645 49,335,306 641, 000 1, 324, 553 8, 789, 931 2,108, 904 4, 053, 579 675, 689 564, 434 3,134, 842 357, 060 248 12 9 144 316 34 155 14 109 9 309 95 170 28 148 83 1, 883 31,847,370 5, 704,140 1, 402, 241 1, 045, 924 4, 365, 434 4, 092, 314 4, 272, 495 2, 340, 799 1, 066, 041 1, 578, 843 634, 731 5,153,906 1, 906, 375 4, 250, 175 5, 705, 555 1 564,144 $97 52 114 49 791 79 715 96 0,438 60 6, 677 32 5, 860 40 $472 44 1, 082 04 4, 088 58 4,664 95 19,426 34 16, 977 36 14, 951 09 $569 96 1,196 53 4, 880 37 5, 380 91 25,864 94 23, 654 64 20, 811 49 20, f i 08 61,662 80 82, 358 i 78, 945 75 15, 563 57 85, 455 58 j 293, 743 04 3,654 47 708 69 j 7,719 79 2, 537 17 ! 20,093 39 I 72, 000 44 4, 773 76 ! 73, 346 71 18,319 50 8, 353 69 2, 320 03 1, 639 18 ! 1, 525 23 10, 983 21 7,470 56 94, 509 32 379,198 62 4, 363 16 10, 256 36 92, 093 83 78,120 47 26,673 19 3,959 21 32 18,045 55 7, 638 81 1, 245, 208 "i, 430, 629 26 i 12,104,546 584,917 364, 457 206, 000 6,667 128, 054 5,358 127, 511 446, 708 257, 000 112, 932 25, 019 ! 18,257 23 10,086 80 3, 991 55 i 1,647 01 ; 13,615 93 681 76 i 5,674 02 I 6, 587 20 ) 218 35 i 11, 580 30 ' 15, 832 10 1,444 01 19, 245 06 14,509 16 8, 056 73 7, 757, 202 4, 034, 743 1, 596, 632 658, 812 5, 910, 827 287, 289 2, 269, 647 2, 634, 915 87, 343 4, 632,122 6, 332, 751 577, 628 7, 698,114 5, 803, 673 3,222,740 53,504,438 20, 834, 648 4, 392, 711 13, 965, 571 13, 172, 783 17, 061, 788 12, 584, 083 7,105, 952 7, 544, 048 5, 964, 028 7, 788, 900 13, 326,191 5, 000,150 15, 307, 216 18, 688, 699 4, 877,150 2, 019, 814 45, 743, 007 169, 633, 732 15 239 162, 275, 473 291, 914, 072 13, 751, 649 20, 391,118 29, 071,132 51, 496, 370 14, 651, 589 2,127, 426 819, 944 25, 814, 319 3, 305, 875 Total. 79, 510, 943 | 615, 618, 967 3, 036, 974 1, 247,128 790, 321 511,499 4, 068. 279 83, 830 1, 040, 241 1, 083, 690 126, 265 2, 777, 031 3, 701, 080 245,110 6, 099, 666 5, 267, 028 1, 769, 228 498 Tax. • ,Ou capital. On deposits.) 536 I 12,015,518 | 388,969,361 303 506 12 51 271 61 31 8 12 Virginia West V irginia North Carolina South Cai-olina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa.. Minnesota Missouri Saint Louis Kansas Nebraska I Deposits. 11, 993 31 2, 816 43 918 87 9,643 63 8, 541 52 4, 281 69 5, 479 68 1, 800 75 3,485 19 1, 547 05 12, 084 91 4,466 02 9, 554 76 12, 080 40 3,684 19 1,535 90 50,407 23 10, 981 78 12,562 56 29,581 35 41, 336 76 31, 433 74 17, 764 58 14,693 74 14, 909 89 19,472 26 32, 879 70 11,878 55 38,267 88 46,721 75 12,192 78 5,049 38 93, 914 I 390,133 93 1, 14, 67, 3, 033,103 928, 718 497, 294 479, 877 834,548 1,233,952 181, 925 271, 201 18, 368 396, 279 724, 031 525,109 243, 673 2, 816 21 23,083 17 20, 528 20 1, 462 30 661 12 515 00 16 66 320 14 13 39 318 78 1,116 75 642 50 219 83 91, 268 078 51,714 05 4, 456 |194,136, 825 1, 319, 094, 576 I 386, 726 40 62,400 54 13,798 21 13, 481 43 39,224 98 49, 878 28 35, 715 43 23, 244 26 16, 494 49 18,395 08 21,019 31 44,964 61 16, 344 57 47,822 64 58, 802 15 15, 876 97 6,585 28 2, 446 89 32, 355 28 98, 276 22 8, 699 65 2, 086 31 3, 084 82 454 81 678 00 45 92 990 67 1. 810 04 1, 312 77 609 17 152,850 55 1, 306,103 22 1, 692, 829 62 CXXXVill REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1881. Tax. States and Territories. Maine New Hampshire Vermont Massachusetts .. Boston Rhode Island . . . Connecticut Deposits. $53, 200 76, 000 352, 804 310, 000 4, 855, 730 3, 719, 789 2, 620,100 66 72 22 163 $24, 363, 290 32, 163,124 10, 046, 910 164. 637, 832 70, 644, 577 43,039,201 84, 289, 272 New England States New York New York City Albany New Jersey Pennsyl vania Philadelphia Pittsburgh Delaware Maryland Baltimore. Washington Middle States il, 068, 985 1, 228, 983 504, «40 549, 956 3, 438, 668 101, 079 1, 179, 085 989, 872 140, 329 2, 271, 932 4, 047, 964 217, 302 6, 052, 294 5,145, 554 1, 796, 536 Tennessee 507 I 30, 739, 179 Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee . . . . Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States 5, 509, 583 1,374,317 1,059,667 4, 433, 488 4, 579, 378 3, 965, 197 2,445,500 i 1, 044, 028 1,830, 8t>3 437,898 , 5, 671, 468 2,875,971 . 4, 366, 103 5, 763, 025 1, 921, 571 944,372 ; Pacific States and Territories Grand totals 9, 286. 061 4,306.402 . 1,165,76:1 1,914,267 6, 199. 163 539, 449 2. 481, 642 2,144,493 35, 812 5, 149, 585 8, 811, 029 679, 509 9. 002, 299 6, 631, 685 3, 474, 487 59 56 64 31 93 98 28 61, 822, 546 7, 010 47 2, 816 42 1, 261 46 1,262 39 8, 579 16 252 69 2, 945 74 2,047 25 290 82 4, 691 92 10,084 92 377 05 14, 702 80 12, 239 07 3, 962 35 72, 524 51 24, 495, 977 11, 620 60 5. 421, 863 2, 585 05 1. 398 85 15,861,757 9, 553 25 15,878,206 23, 903, 504 8,257 80 19, 316, 023 6,971 51 9, 017, 059 5,821 95 9, 419, 029 1,840 83 4, 059 21 10,106, 752 7, 484, 589 1. 089 54 18, 592, 795 13, 276 07 7, 754. 414 7, 015 81 21, 600, 092 9, 730 42 25, 112, 676 13, 448 00 4, 644 97 6 418, 482 2, 661, 291 2, 325 66 1,999 48,222,429 j 223,104.509 Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona $115 186 597 314 8,148 8, 943 6,198 $795 1, 216 5,210 6, 525 26,810 17, 985 18, 487 $910 1,402 5, 807 6.840 34. 959 24, 929 24, (585 15 24 14 74 53 83 29 74 80 78 05 46 81 57 16,415 12 123, 379 20 662 50 2,174 76 17, 953 87 5, 966 64 8, 350 90 1, 498 89 625 98 6,022 80 192 43 Virginia West Virginia . North Carolina Smith Carolina . Georgia Florida Alabama Mississippi Louisiana New Orleans. Texas Arkansas Kentucky • Louisville Southern States. On capital, j On deposits. > Total. 103,639 52 1,434,568 1, 591 36 15,662,084 21, 483 57 68, 980, 629 , 16, 908 58 3, 864, 948 ; 2, 208 61 1. 254, 649 i 704 63 1,582,519 520 56 459.518 '• 33 34 13, 333 421,310 135, 208 338 02 6, 561 19,097 i 16 40 216,263 , 484, 335 540 66 512, 706 904,498 ! 1,281 74 284,050 6J7, 015 710 11 147,319 635,256 243 30 892,844 i 8,847,747 : 11, 953,172 903, 440 381, 851 208, 225 14 9 9 292 : 24, 502, 719 I 96, 360, 426 | 46, 580, 88 . 21, 558 82 I 10, 765 99 ! 2, 914 43 4,238 05 i 14,061 09 ! 1, 304 20 ; 6, 204 03 ' 5,361 18 89 52 12,867 95 '< 22,027 48 1, 698 75 22, 505 60 16, 579 17 8,686 11 ; 28, 569 29 13, 582 41 4, 175 89 5, 500 44 22, 640 25 1, 556 89 9,14 i 77 * 7,408 43 380 34 17, 559 87 32,112 40 2, 075 80 37,208 40 28, 818 24 12, 648 46 150, 862 37 j 223, 386 I 58, 439 13, 554 14,601 35, 556 57, 507 48,122 21, 666 18,081 25, 266 18,711 45,943 18,273 54,149 62,781 16, 046 6, 652 37 86 10 69 : 25 • 96 56 01 77 45 62 96 87 65 02 75 70, 059 16,139 15, 999 45,109 65,765 55, 094 27,488 19,921 29, 325 19,800 59, 219 25, 289 63, 880 76, 229 20, 690 8, 978 97 71 95 94 05 47 51 84 98 99 69 77 29 65 99 41 515, 355 69 \ 618, 995 21 3. 586 35, 389 91, 580 9, 662 3,136 3,956 1,148 1, 053 47 1,210 2,261 1, 642 1, 588 5,177 56, 873 108, 488 11, 870 3,8(1 4, 476 1,182 1,391 64 1,751 3, 542 2,352 1,831 36 80 19 32 62 27 80 27 74 78 19 52 06 156, 263 92 ! 72 37 77 93 25 83 14 29 14 44 93 63 36 202, 844 80 \ 4,6*1 [210,738,203 1,527,439,008 i 428,493 29 : 1,613,863 61 2,042,356 9i REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXIX umber of State hanks, savings banks, trust companies, and private bankers, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1882. Tax. States and Territories. On capital. On deposits. : Total Maine New Hampshire Vermont Massachusetts. Boston Rhode Island Connecticut , 125 New England States $719 95 1,400 80 6, 675 06 7.133 65 42, 039 27 19, 6] 1 83 22.465 21 $27, 406, 711 36, 656, 791 11, 900, 529 164,119, 761 80, 945, 999 46, WO, 215 88, 894, 964 ! 456, 504, 970 I 32, 259 70 New York New York City Albany New Jersey Pennsylvania. Philadelphia Pittsburgh Delaware .. Maryland.. Baltimore Washington . 17, 255 65 134,811 21 725 00 1, 953 73 9,184,753 73, 010, 305 641, 000 1, 255, 201 8, 055, 943 2, 768, 982 4,146,833 559, 686 504, 757 2, 832, 398 408, 742 Middle States. 18, 028 6, 620 8, 594 1,382 651 6, 542 205 103,368,600 54 88 05 54 68 73 27 816,916.257 Virginia . "West Virginia . North Carolina . South Carolina , Georgia. Florida . Alabama. Mississippi . Louisiana... New Orleans. Texas Arkansas. Kentucky Louisville.. Tennessee . 850, 824 96 1, 057, 596 24 11,240, 785 5, 165, 8-27 1, 265, 023 1,841,852 6, 615, 730 897, 442 3, 839, 324 2, 638, 076 80 235 5, 666, 677 10, 581, 852 735, 837 9, 310,197 7, 567, 801 3, 375, 985 33, 272 IS, 535 4,580 6,030 23,254 2,433 12,574 8, 804 531 18, 495 , 075 2, 359 38, 637 30, 934 12,886 03 65 52 81 84 63 96 72 30 80 99 37 82 29 42 Southern States . Ohio Cincinnati .. Cleveland.. Indiana Illinois Chicago Michigan .. . Detroit "Wisconsin Milwaukee . Iowa Minnesota Missouri Saint Louis . Kansas Nehraska Colorado Western States. Nevada California San Francisco . Oregon Arizona Dakota Mali* Montana New Mexico Utah Washington Wyoming Pacific States and Territories Grand totals 249 14 8 154 317 36 170 14 116 9 136 207 30 218 154 62 2,265 12 81 30 20 15 5,480, 570 986, 994 1,130,435 4, 620, 203 4, 383, 254 11,311,191 2, 412, 969 1, 117, 705 1, 723, 882 633, 231 6, 517, 474 3, 283, 910 5, 570, 028 5, 376, 684 2, 850, 780 1, 487, 097 1,188, 340 28, 896, 926 4,107, 626 18, 597, 036 18, 642, 515 28, 561, 274 22, 962, 614 11,190,963 11, 280, 247 10, 090, 365 11,424,490 24, 555, 913 11,924,154 24, 668, 471 28,773, 548 7, 788, 854 4, 348, 024 4. 946, 714 60,074,747 j 272,759,734 312,778 7,970,885 12,315,190 951,542 129,056 432,224 11,575 570, 858 25,927 336,458 418,657 193,426 ; . ] i i 1,139, 283 17, 249, 302 72, 501, 819 2, 915, 865 862, 746 839, 573 57, 390 1, 434, 947 793, 359 2,119, 659 1, 008, 857 772, 078 287 101, 694, 878 I 5,063 1, 718, 698,482 11,303 1,797 1, 790 9,288 9,125 24, 784 5, 522 2, 238 3, 947 1,565 14, 978 8, 108 12, 055 13, 209 5, 948 3, 622 2, 942 10 46 56 41 48 85 60 93 68 13 93 22 85 08 10 11 14 132, 228 63 531 17,421 17,171 1, 715 315 1,080 28 1,427 64 721 1, 040 483 i)5 27 92 72 99 49 94 14 82 : 75 35 56 42,003 9 0 ! 68, 574 10, 080 17,862 41,853 67, 616 57, 082 27,568 21, 570 25,225 28,561 60, 795 27, 818 54 54 14 92 40 27 11 62 80 20 96 13 • 61, 670 65 71,933 88 19,471 86 10,869 90 12, 366 79 ! ! i ! i 79, 877 64 11,878 00 19,652 70 51, 142 33 76,741 88 81,867 13 33, 090 71 23, 809 55 29,173 48 30, 126 33 75, 774 89 35, 926 35 73,726 50 85,142 96 25,419 96 14, 492 01 15,308 93 i 922 71 , 763,151 34 39, 475 84 87, 218 02 7, 289 65 2, 156 83 2, 098 84 143 48 3, 587 31 1, 983 37 5, 299 13 2, 522 09 I, 930 17 3, 380 14 56,807 11 104, 389 94 9, 005 37 2,472 82 3,179 33 172 42 5, 014 45 2, 048 19 6,020 88 3, 562 44 2.413 73 156,552 9 2 : 198,556 88 489, 278 94 i 1, 910, 739 08 .2, 400, 018 06 CXL REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings batiks with and without capital, for the six months ending November 30, le<75. 1 Geographical divisGeographi ions. State banks, private ! c a ,,i T l t r ,i, a n i,,«.i,i, Savings banl bankers, and trust ha-ungs banks witn w i t l l o u t c a ] t 1 tal «™W*i*»\ " " "al. No. Capital. Depos- New England States! 126 Middle States 1,270 Southern States j 517 Western States and r Territories 1,853 United States.. 3,760 o Depos its. ' 'CaPital \Mill'ns. MilVns.; 11.6 24. 0 90.8 232. 4 42. 0 36.0 Mill'ns. Mill'ns. 0.3 5.2 0.2 0.8 0.4 0.5 32.6 70.9 i 188.0 : 19 i 209.3 | 487.0:27 5.0 39.1 Total. No. Capital, Deposits. MilVns. 'MilVns. Mill'ns. 11.9 443.1 436 413.9 564 91.0 616.0 218 382.8 1,491 36.4 45.0 523 3, 38 47.0 jl, 910 I 75.0 695 I 845. 6 4, 488 j 214. 3 267.6 1, 371. 7 Table, by geographical divisions, of the number, and average capital and de})osits, of State banks, private bunkers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1876. State banks, private ! & l ln tt with Savings banks bankers, and trust j " jrj without capcapital. , ital. Geographical diviscompanies. ions. No. Capital. No. Capital. 'MilVns. Mill'ns. \ 3.0 11.7 New England States 135 89.2 223. 4 ! Middle States....... 1,256 44.9 i Southern States . . - 516 t 35.7 Western States and Territories 77.4 188.1 i 19 1, t United States.. 3,803 214.0 480.0 , 20 0.2 0.3 0.4 No. IVns. 4.4 1.2 0.0 436 212 4 31.0 5.0 39 37.2 691 Total Depos- No. Capital : Deposits. MiU'ns. MilVns. Mill'ns. 11.9 443.1 572 415.1 89.5 607.1 382.5 1, 471 523 j 3 6 . 1 2.0 47.5 45.0 1,954 \ 844.6 4,520 81.5 264.1 219. 0 1, 361. 8 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending Xoveniber 'SO, 1876. State banks, private bankers, and trust companies. Geographical divisions. capital. No. Capital. Deposits. iMill'ns. ^Mill'ns. 11.34 22. 76 88.34 226. 40 35.40 42.40 82.14 192. 49 United States.. 3, 764 217. 22 484. 05 New England States 131 Middle States 1,213 Southern States 505 "Western States and Territories 1, 915 Total. ital. No. Depos- No. Capital. D «P 03 its. MiU'ns. MilVns. 0.20 4.15 0.77 0.16 0.64 0.48 4.21 ! 3138 5. 05 i 37. 94 Mill'ns. MiU'ns. \MilVns. 422. 99 570 11.54 I 449.90 385.82 1,426 88.50 612. 99 2.04 512 35.88 45.08 35 44.68 1,967 r 86.35 19.55 438 211 3 687 j 855.53 4,475 222.27 1,377.52 I I ' i REPORT OF THE COMPTROLLER OP THE CURRENCY. CXLI Table, by geographical divisions, of the number, and average capital and deposits, of Stale banks, private bankers, and trust and loan companies, and of savings banks with and without capital, for the six months ending May 31, 1877. Geographical divisions, i No. Capital. ! D ? t p 3 o s '!No. Capital. Depos- its. Mill'ns. .MiU'ns., Xew England States 1 117 I 11.07 j Middle Stales % 202 j 84. 87 j Southern States 517 i 3 4 . 5 8 ! W e s t e r n S t a t e s and Territories '1,963 8.11 U n i t e d States . . <3, 799 Savings banks; without cap-| Hal. capital. companies. Mill'ns. MiWn,i>. 0.20 3.94 0. lli j 11.88 19.99 j 1 215. 87 ! 2 46.17 3 0. 42 | No. Total Dt pos- No. its. Mill'ns. 200 4 Mill'ns. 428 till 5!>7 I 11 17 31i8. 81 ,1,404 85. o;i 2. 12 j 524 4. 3:! 81 4.87: 188. 51 I 20 218.63 i 470.54 ! 26 Capital/1^* 3 8 . 1 7 1 67li | 8 4 3 . lli ,4, 5 0 1 33 43.54 2,016 4 5 ' «S uK>. Mi 48. H 92 20 LT4. Hi 2 . 3 . So II, K l . i 7 Table, by geographical divisions, of the number, and average capital and deposits, of Stale banks, private bankers, and trust and loan companies, and of sarings banks it ith and without capital, for the six months ending May 31, 1878. State banks, private bankers, and trust companies, o^ , hl m " ft hnnkswith Savings banks °.a",fcs w l U l without capcapital. , it,(1 Total. Geographical divisions. No. [Capital Depos- No. Capital. Depos- No. its. its. N e w En gland States ^13 1,133 MiddleStat.es Southern States 513 W e s t e r n States and 1,950 Territories ''Mill'ns. i MiU'ns. 18. 29 11.05 76. 93 184.02 34. 68 44. 35 79. 49 166.65 United States . . 3, 709 . 202.15 i 413. 31 1 3 4 Mill'ns. MiU'ns. 0.07 1.14 0.16 1.37 0.88 1.28 15 2.13 22. 39 23 i 3.24 Depos- No. ^Capital. Deposits. its. Mill'ns. 441 190 3 26.18 34 403. 43 555 358. 68 1,326 2.14 520 'Mill'ns. Mill', s. 11.12 422. 86 77.09 544. 07 47. 77 35. 56 39.05 1,999 228. 09 81. 62 803.30 4,400 i 205.39 !1, 242.'79 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings bankx with and without capital, for the six months ending May 31, 1878, the private bankers being given separately. ' State banks and trust companies. Private bankers. Savings banks with capital. .-f UaL Geographical divisions. No. jCapital.:D?P°sj j No. Capital. lvS. f D fP 0S - .No. Capital. ITS. D f£ o s - Mill'ns. Mill'ns. Mill'ns. Mill'ns. 'Mill'ns. Mill'ns. 2.86 0. 07 1.14 42 . 8. 19 15.06 ! 71 3.23 New England States : 0.16 1. 37 34.48 61.92 217 42.45 122. 10 ; 916 Middle States 0. 8$ 1. 28 13.68 7.30 Southern States . . . ' 233 j 27.38 I 30.67 i 280 Western States and ' 361i 4 6 . 3 3 : 61.65 1,589 33.16 105.00 15 2.13 22.39 Territories United States..1 853 124. 35 • 229. 48 2, 856 77. J 183.83 No. ITS. 23 3.24 26.18 Deposits.' MiU'ns. 441 190 3 403.43 358. 68 2.14 668 803.30 39. 05 CXLU REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings banks, and trust and loan, companies, for the six months ending Mail 31, 1878, and of the number, uaoital, and deposits of the national banks on June, 29, 1878. State hanks, s a v i n g s banks, private bankers, and trust companies. Geographical divisions. National banks. No. i Capital. {Deposit*!. No. ! Millions. \ Millions. New England States. 555 ! 11. 12 ' 422.80 7.09 j 544.07 Middle States 1, 326 35. 55 I 47.77 Southern States 520 Western States and • Territories 1,999 81.02 228.09 Capital. Total. Deposits. No. Capital. Deposits. Millions. 166. 52 177.18 31.49 704 95.20 137.50 2,703 176.82 205. 38 | 1, 242. 79 '?,, 056 '• 470.39 United States. . 4 , 400 542 634 176 Millions. MiHions. Millions. 128.83 1,097 551. 89 177.64 374.89 1,960 254. 27 j 918. 96 35.94 696 67.04 | 83.71 677.16 0,456 675. 77 | 1, 919. 96 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings batiks with and without capital, for the six months ending Mai/ 31, 1871), the private bunkers being given separately. bankers. Geographical divisions. No. Capital. D ?£ oa " ; No. Capital. ?& Mill'ns. MiU'ns.] M M , Millns. Mill'ns.', MilVni | MilVns. 70 3.72 3.32 426 366. 46 New England States.. 40 ; 7.10 14.39 0.51 2.44 182 350. 95 Middle States ; 239 40.72 124.64 | 853 34. 54 54.53 11.89 5.64 0.86 0.83 i 3 1.69 Southern States ! 251 I 27.43 ! 32.60 ! 237 Western States and 32. SO | 33 27.96 Territories ! 475 52.02 85.44 !l, 474 I 25.85 70.18 20 1 2.85 United States ..il, 005 127.27 257.07 j2, 634 j 69.75 139.92 29 j 4.22 36.07 ;644 747. 06 Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings banks, and trust and loan companies, for the six months ending May 31, 1879, and of the number, lapital, and deposits of the national banks on June 14, 1879. Geographical divisions. State banks, s a v i n g s ' banks,private bankers, ! &c. ! National banks. Total. No. Capital. Deposits.! No. Capital. Deposits. No. j Capital. [Deposits. l New England States. 536 I 1, 280 ! Middle States 494 Southern States Western States and 2,002 Territories United States.. 4, 312 j Millions. Millions, i 1(183 75. 77 33.92 ! 80. 72 | 201. 24 384.17 :I 544 532.56 640 47.02 176 216. 37 I 1, 180. 12 2, 048 Millions. Millions. 164. 43 170. 21 30.40 j Millions. Millions. 126.72 1,080 175.26 510.89 393.12 11,920 245.98 925. 68 37.93 I 670 64.32 84.95 90.20 155.63 2, 690 170. 92 455.24 | 713.40 \(S, 360 656. 48 372.00 1, 893. 52 REPORT OF THE COMPTROLLER OP THE CURRENCY. CXL1II Table, by geographical divisions, of the number and average capital and deposits of State banks and trust companies, private bankers, and savings banks tvith and without capital, for the six months ending May 31, 1880, the private bankers being given separately. Slate banks ami trust companies. Private bankers. Savings Savings banks with banks withcapital. out capital. ; Geographical divisions. No. Capital. Depos- No. Deposits. its. No. Capital. MilVns. Mill us. ; .MilVns. 74 S. 86 16.47 5.16 38.98 154.89 i 885 40.01 28. 69 38. 51 4.81 MilVns. 3.74 71.54 13.54 6 3 , 0.53 0.34 3.19 0.57 41.44 108.91 1,591 26.14 93.85 20 i 3.17 30.85 996 113.97 318.78 2,802 76.12 j 182.67 i 29 New England States 40 Middle States 234 Southern States 241 Western States and Territories 481 United States Mill'ns. MilVns Mill'ns. 368. 76 386. 00 0.88 27.39 4.04 I 34.61 783. 03 ,p ding / June 11, 1880. Geographical divis- : ions. ' State, banks, s a v i n g s [ banks, private bankers, & ! National banks. No. J Capital. (Deposits. No. Capital. Millions, i Millions. \ 12.02 388. 97 79.51 615. 62 31.85 53.50 New England States. 536 Middle States 1,300 | Southern States | 498 I Western States and Territories 2,122 United States . . . 4, 456 548 654 177 Total. Net de. posits. No. Millions. j Millions.! 165. 60 161.96 1,084 170. 44 4811.06 1,954 30.79 45.90 j 675 Capital, j Deposits. Millions. 177.62 249.95 62. 64 I Millions. ! 550.93 j 1,095.68 | 99. 40 261.00 ! 697 89.08 212.87 2,819 159.84 ! 194.14 ! 1,319.09 2,078 455. 91 900.79 6,532 650.05 70.76 . 473. 87 2,219 88 Table, by geographical divisions, of the number and average capital and deposits of State banks, and trust companies, private bankers, and savings banks with and without capital, for the fix months ending May 31, 1881, the private bankers being given separately. State banks and trusi companies. p r i v a t » bankers. Private h a n k e r Savings I Savings banks with bankswithcapital. out capital. Geographical divisions. No. Capital. New England States... 41 Middle States 218 Southern States 240 Western States and Ter479 ritories United States D ?los- MiU'ns. j MiU'ns. 7.26 I 20.97 39.28 189. 78 42. 43 24.71 No. 80 938 258 Capital. D f.T N»- Capital. MiU'ns. MUl'ns. 4.70 5.16 55.40 94.11 5.59 17.32 41.94 132. 44 1, 762 27.64 125. 26 978 \ 113.19 385. 62 3,038 93. 33 241. 85 Depos- No. Deposits. its. MiU'ns. MilVns. .Mill'ns. .02 .19 t24 402. 86 .61 4.68 L74 428. 40 .44 3 1.24 31.90 28 3.15 29.86 4.22 37.61 862. 36 CXLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number and average capital and deposits of State banks, private hauliers, savings banks, and trust and loan companies, for the six months ending Mai/ 31, 1881, and of the number, capital, and deposits of the national banks on June 30, 1881. aplite:tl divis ions. State banks, savings banks, private bankers, &c. National banks. Total. No. Capital. Deposits. No. Capital. Net tie- Millions. [Millions. 12.0 429.2 95. 3. I 717.0 30.7 01.8 Millions. 165.9 171.7 31. 1 Millions. Millions. Millions. 208.6 1, 177.9 637.8 599.7 2,001 267.0 1, 316. 7 59. 5 I 691 01.8 121.3 New England States 546 Aliddle Stiiles 1,337 Southern States 507 "Western States and Territories 2,291 United States ...4. 681 552 664 184 posits. No. Capital. Deposits. 715 210.7 91.5 272. 1 :3, 006 1,527.4 2,115 460. 2 164.2 1, 139. 9 6, 796 591. S 2, 067. 3 Table of the resources and liabilities of State banks at various dates. NewHanip- Vermont, Rhode Isl- Counecti- New York, sbire, Jau'y J u n e 30, and,Nov.21, cut, Oct.-1, Sept. 30, .. • 18g] lg81 lg8. 11, 1882. 1882. RESOl'HCES. 1 bank. $72 360 0 banks. $2 , 006,174 183, 765 846, 837 111,636 24, 023 104, 927 13 banks. 4 banks. 53 banks. $3, 033, 217 $2, 316, 247 $33, 258, 246 49, 476 12,095 42, 843 16 521 143, 575 228, 848 2, 660,109 4, 977, 814 764, 265 93, 456 138,172 440,131 391, 978 1, 373, 820 102,812 3 , 380, 205 3, 894, 694 3, 666, 078 44,147, 467 50 000 1, 130 10 338 450, 000 2, 374, 035 9,149 1, 449, 328 19, 396 76, 207 17, 825 188, 497 11, 850 1,167, 659 123,161 20, 343 7, 783, 000 15, 997 2, 268, 853 1, 376, 261 1, 535, 491 454,374 27, 494, 705 2, 446, 86S 2, 761, 788 3 , 380, 205 3, 894, 694 3, 666. 078 44,147, 467 7 275 9 9 8 10 154 Legal tenders, bank notes, &c Totals 231, 816 314, 594 139,587 13, 288 2,096 118, 675 850, 653 144, 055 7,600 LIABILITIES. 505 34 839 Other 1 abilities - •"" Totals 102,812 2 ,836,113 207, 489 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLV Resources and liabilities of State banks at rations dates—Continued. | New York j New Jer- Pennsylva- Maryland, So«tt> Caro; City, Sept. sey, Jan.. i nia. Nov., Sept., 1882. llna > Sept. «„„* iaao 3 0 ) 1 8 g £ 1882. ! 1881. 30, 1882. KESOUUCES. 21 b a n k s . 6 banks. \ 81 b a n k s . 10 b a n k s . I 4 b a n k s . 8, 968, 668 $3, 940, 311 $1,131, 999 9!»2, 530 3, 744, 296 4, 279, 317 2,106,195 1, 262, 839 209, 272 50,000 538,120 120, 370 81,763 419,521 2, 264, 303 95, 000 394, 583 410,023 425, 783 2,221 16, 266 84,188 3,805 368, 427 .; 78,276,135 ; 4,117,184 j 34,246,841 5,740,607 2, 090, 698 470, 000 24, 744, 8:i7 i 319,808 355,872 1, 837, 025 441 184, (132 157, 501 19,922 3, 307, 682 175,188 58, 216 15, 000 99,415 385 1, 407, 298 98, 600 34, 246, 941 5, 740, 607 2, 090, 698 Loans and discounts !$49, 672, 853 i $2, 636, 503 ;$1 45,030 332, 425 | 800,994 420, 784 I 388,294 3,884,598 151,223 1,210,388 33,636 ' 123,351 13, 104 I 185,632 14,868,516 3,484,913 ! 3, 993, 860 141, 215 j Overdrafts . United States bonds Other stocks, bonds, &c Due from banks Keal estate Other assets Expenses Cash items Specio Legal tenders, bank notes, &o Totals 21, 921 146, 525 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities 10,987,700 13, 701 3,521,447 2, 486, 130 1,064,350 6->8 380 815 054 957 000 54, 458, 551 6, 004,403 804, 203 52, 1'8, 1, 2,771, 58, 80, 78, 276,135 Totals . ] 4,117,184 7,161,740 .058,400 '606,275 : Resources and liabilities of State banks at various Georgia, June 30, 1882. IlESOUKCES. 18 banks. Loans and discounts $6, 001,163 Overdrafts 84, 088 United States bonds Other stocks, bonds, &c 494,117 Due from banks 716,590 Eeal estate 260, 044 Other assets | 191, 988 35, 615 Expenses , Cash items Specie 956, 420 Legal tenders, banknotes, &c Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals c o- 4 banks. | 6 banks. Kentucky, June 30' 1882. Missouri, Ohio, April Aug. 31, 3, 1882. 1882. 60 b a n k s . 134 banks. 27 banks. :6,411,156 | $1,161, 333 $20, 551, 490 $36, 256, 312 , 2,934 ! 481, 372 35,015 143,500 899, 588 44,850 141,591 10, 082 3, 781, 582 1, 463, 362 488,011 409, 474 8, 637, 800 3, 063, 837 316,451 68,152 1, 363, 892 933, 325 2,500 12, 052 4, 644, 502 433, 938 17,818 23, 280 19, 289 'l,' 879,' 298' I 653, 648 378, 030 1,715,983 ; 1, 256, 511 489,120 I 2,233,371 4,959,049 ;5, 050, 043 40, 080 135, 978 257,700 704, 917 291, 551 60, 799 50, 376 44,182 75, 994 575, 809 :, 740, 025 I 9,809,216 1 2,176, 427 j 28, 778, 477 j 64, 619, 378 J Totals LIABILITIES. Louisiana,' Texas, Dec. 31, June 30, 1881. j 1882. dates—Continued. 7,287,429 ; ; 2, 834, 975 I 338, 328 345, 379 I 44, 581 ] i 4,266, 057 463, 221 i 447, 484 i 8,740,025 2, 213, 700 8,670 100, 000 152,469 45, 366 6,407,429 881, 582 9, 809, 216 10, 859, 887 217, 684 85,313' 426, 846 95, 420 1,428, 875 259, 306 56 1,434, 915 14, 531, 655 828, 594 81, 925 225, 630 10,197, 708 1, 374, 300 4, 346, 304 44, 427, 230 5,594,418 53,718 184, 598 113, 803 844 5, 351, 661 196,815 65, 408 2,176,427 64, 619, 378 7, 287,429 478, 798 " 28, 778,477 CXLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of State hanks at various dates—Continued, Indiana, i Michigan, Wisconsin,] Iowa, June Minnesota, California, Nov. 1881. iJuly3,l882. July3,1882. 30,1882. Oct. 2, 1882.! T " "" ' July 1,1882. " RESOURCES. 17 banks. 28 banks. 34 banks. 57 banks, i 27 banks. ! 61 banks. Loans and discounts i2, 056, 983 $12,195,265 $13,412,450 $9,890,859 | !8,169, 592 $34, 326, 991 Overdrafts 14, 257 21. 651 142, 270 237,431 ! 42, 765 United State bonds 80, 761 286,132 88, 326 5,406, 31T 291,076 ! Other stocks, bonds, &c . 1, 757, 477 1, 240, 855 169, 906 409, 290 591,184 2,169, 256 Due from banks 3, 298, 498 1,316,804 I 1, 381, 376 11, 803, 209 336,041 Real estate 144, 365 377, 580 1P4, 106 153, 035 3, 535, 961 120,995 84, 906 107, 703 Other assets 233 4, 945, 644 111,071 ' 51, 624 15, 012 22, 898 Expenses •. 66, 498 117,120 32, 904 426, 086 Cash items 200,803 i 73, 301 »10, 060, 62J 313, 556 Specie 66,462 840,174 | 968, 257 321, 802 1, 853, 949 944,472 472, 23T Legal tenders, banknotes.&c! Totals 3,375,732 18,441,676 | 20,019,209 13,748,506 j 11,215,004 70, 960, 271 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits. Dividends unpaid. Deposits Due to banks Other liabilities .. 964,800 2, 022, 400 1, 534, 431 2, 650, 355 223 114,843 370, 624 422, 955 115, 000 77, 746 405, 699 580, 013 2,813 93, 036 2, 210, 438 15, 342, 629 14,427, 801 10,172, 093 5,092 243, 312 138, 009 57,012 3, 633, 799 3, 375, 732 18,441,676 I 20,019,209 Totals . 2, 458, 250 20, 591, 431 158, 732 "9," 367,'200 386, 960 1,379 7, 901, 574 35, 543, 785 147, 850 100, 259 "b, 457," 857 13, 748, 506 11, 215, 004 70, 960, 27» •Estimated. Aggregate resources and liabilities of Stale hanks from 1878 to 1882. 1877-78. [ 1878-79. i 1879-'8O. 1880-'81. 1881-82. 652 banks. 672 banks. RESOURCES. 475 hanks. Loans*and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Eeal estate Other assets Expenses --.... Cash items Specie Legal tenders, bank notes, &c Totals 616 banks. ! 620 banks. $169,391,427 $191, 444, 093 3H>, 959 447, 302 2,150, 880 7, 739, 2(13 19, 398, 287 21, 916, 024 25,107,149 22,169, 065 11, 092, 118 14, 264, 835 10, 694, 390 9, 221, 760 914, 726 801, 005 7, 320, 845 •8,767,391 3, 041, 676 1, 979, 701 28, 480, 374 37, 088, 961 277, 911, 831 !206, 821.194 $250. 819, 528, 543 1,335, 7,142, 532 12,048, 17,117,117 24, 904, 46, 657, 36,180,435 13,914, 15, 227, 927 10, 542, 5, 801, 796 965, 878, 696 16, 900, 11, 176, 374 17,071, 6,201,617 23, 797, 48, 828, 255 $272, 520, 217 1,196,369 8, 739, 172 19, 780, 527 49,919, 183 13, 037, 939 12, 306, 578 999, 944 18,546,073 17, 201, 489 24, 580, 682 315,839,340 | 354,904,486 418,956,060 I 438,834,11* 95,193,292 104,124, 871 90,816,575 388,298 389,542 I 283,308 7,983,996 16, 667, 574 i 18,816,496 11,693,064 5,666,221 6,721,615 324, 176 501,831 | 474,567 142,764,491 166, 958, 229 | 208,751,611 10,348,911 ! 13, 093, 069 18,402,707 9,215,603 ' 8,438,003 I 10,577,607 92, 922, 525 274,941 20, 976,167 7, 943, 466 567,171 I 261,362,303 18, 870,466 16,039,021 91, 808, 21S 286, 391 23,148,050 8, 902, 579 481, 858 281, 835, 496 18, 262,17S 14,109, 414. LIABILITIES. Capital stock Circulation Surplus fund TTnnivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals , 277, 911, 831 315, 839, 340 354, 904, 486 I 438, 834,17S REPORT OF THE COMPTROLLER OF THE CURRENCY. CXLVII Resources and liabilities of trust and loan companies at various dates. Massaclnv Island, New York, setts, Oct. 31, ,Rhode21,1881. Connecticut, Jan. 1, 1882. Pennsylvania, Nov. Oct. 1, 1881. Oct., 1882. 1881. KESOUKCES. 6 banks. Loans and discounts \ $11,583,706 Overdrafts 1, 235, 737 United States bonds Other stocks, bonds, &c. 1,393,618 1, 830, 204 Due from banks 305, 741 Real estate Other assets 68, 027 64, 843 Expenses Cash items Spei 144,128 Legal tenders, bank notes, &c. 1 bank. 7 banks. ! $3,964,904 ! .. . $3,212,343 I $85,537,490 i 208 13, 369, 893 4, 537, 731 271, 968 3, 250, 341 363, 920 2, 616, 265 312, 877 986, 615 213,775 ;. 1, 000, 000 1,986,600 33,150 555,793 124, 919 16, 626, 004 ! 7, 721,132 ! 4, 319,178 2, 550, 000 Totals . 10 banks. 800, 000 1, 026, 600 152, 267 8 baDks. $27, 755. 700 176, 539 1, 329,182 17, 688, 338 2, 610, 070 3, 642, 860 110, 210 95, 408 701, 271 1, 759,123 110,450, 810 } 55, 868, 701 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid. Deposits Due to banks Other liabilities... Totals 220, 000 337, 991 i 2,775 12, 736, 592 7,721,132 4,319, 178 778, 646 | 16,626,004 7,677,118 2, 339, 591 1, 554, 705 4,325 33, 466, 076 2,530,078 6,860,818 123,640 8,083 I 3,013,676 147, 179 60, 314 9. 500, 000 5, 796, 711 3, 779, 209 80,378 88, 764, 434 10, 820, 886 110,450,810 55, 868, 701 Aggregate resources and liabilities of trust and loan companies from 1878 to 1802. 1877-78. 1878-'79. 1879-8(1. 1880-'81. 1881-82. 35 banks. 32 banks. 30 banks. 31 banks. 32 banks. EESOUKCEB. Loans and discounts Overdra Its United States bonds Other stocks, bonds, &c Due from banks Heal estate Other assets Expenses • Cash items Specie Legal tenders, bank notes, &c. Totals. $59, 303, 327 $61,171, 877 11,565 26, 2!ll 19,445,460 17, 948, 856 17, 296, 237 16, 892, 230 5, 536, 854 6,011,039 3, 700, 375 4, 044, 285 2, 412, 519 2, 874,164 274, 911 124, 563 43,215 54, 879 3(i9, 831 377, 272 2, 449, 309 2, 284, 480 $74, 675, 537 $101,906,506 69,156 72, 385 19,109, 650 15, 631, 573 18, 544, 675 17, 426, 054 4,159, 910 8, 005, 501 5, 261,159 7, 482, 584 1, 572, 241 1, 399, 475 100, 796 171, 100 218 437 704, 360 854,183 2, 671, 971 3, 594, 271 $132, 054, 203 110, 843, 603 [ 111. 809, 936 I 126, 869, 673 156, 544, 079 194, 985, 825 19,188, 800 21, 553, 718 176, 747 16,934,812 25, 878, 256 8, 054, 535 6, 877, 743 1, 378, 627 193, 401 701, 271 2, 736, 230 LIABILITIES. Capital stock. Circulation. Surplus fund Undivided profits . Dividends unpaid. Deposils Due to banks Other liabilities — Totals.. 22, 086, 611 I 21,101, 876 18,501,876 7, 925, 303 691, 651 11,261 73,136, 578 521,426 6,470,773 6,191, 935 I 6,881,809 4,053,116 ! 4, 293, 854 11, 527 I 9,242 90,008,008 111,670,329 I 150,629 235,198 i 7, 952, 582 • 14,264,847 > 110, 843, 603 7,714,316 1, 480, 254 24, 637 75, 873, 219 140, 443 5, 475, 191 111, 809, 936 j 126, 869, 673 . 156, 544, 079 8, 356, 302 5, 855, 859 95, 561 144,841,598 147,178 14,135, 610 194, 985, 825 CXLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the resources and liabilities of State banks and, trust companies, 1881-'82. New S Middle Southern sae . tts ; = 38 banks. 189 banks. ] "Western States. 92 banks. 324 banks. Pacific States. 61 banks. I 704 banks. Loans ana discounts i$26,189, Oil $221,769,771 35, 257,141 !$87, 031, 504 $34, 326, 993 979, 826 I 271,253 122, 037 Overdrafts 1,490,785 "5,"406,Tl7 16,119,030 238, 350 United States bonds 2,419, 502 7,498, 596 30,246.835 2, 647, 272 409, 290 Other stocks, bonds, &c I 4, 8S6, 790 Due from banks 3,471, 935 19.800,457 4, 798, 282 18, 099, 835 11, 803, 209 2, 860, 570 3, 535, 961 1, 659, 735 Real estate i 936,437 10,922,979 5, 019,138 4, 945, 644 2,612,328 ri40, 478 Other assets j 467,617 317, 479 657,854 117, 923 Expenses j 100,089 2, 499, 590 653, 648 15,392,835 Cash items : 2, 446, 099 10, 060, 622 378, 030 5,001,488 i Specie ] 16, 521 472, 237 Legal tenders, bank notes, &c 1,252,201 10,053,015 I 5, 081, 947 10,463,512 Totals i 39,710,103 332,847,845; 51,594,843 138,706,934 Aggregate. 70,960,273 $404, 574, 420 t 1, 373,116 ! 25, 673, 984 | 45. 658, 788 57, 973, 718 19,915,682 13, 685, 205 1, 193,345 18, 546, 073 17, 902, 760 27, 3S2, 912 633, 819, 998 LIABILITIES. 1,963 29, 675 236,338 i 994,108 I 23,213 I ,185,188 : 724,714 816,814 Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . Totals. 39, 710, 103 46,010,933 30,139 15,222,-m 10,078,461 106,440 235,007.339 9,0 5^219 17,387,043 16, 857, 360 21, 202, 244 20, 591, 431 113, 361, 931 223 226, 354 286, 391 965, 487 5, 713, 056 9, 367, 200 31, 504, 352 2,121, 558 1, 564, 221 14, 758, 438 349, 694 98, 072 577, 41S) 28, 047, 354 99, 893, 426 35, 543, 785 426, 677, 092 2, 353, 922 6, 325, 496 18, 409, 351 673, 114 3, 910,196 " 5," 457, 857 28, 245, 024 633, 332,847,845 51, 594, 843 |138, 706, 934 : 70, 960, 273 819, 998 Resources and liabilities of savings banks organized under States laios at various dates. NewHamp. \ MassachuT e n a m t Maine, Rhode Island, sniie, T qn l s i u sens, Nov. 7, 1881. March 1,1882. « ) u n e < ! t ) .toga ! Oct. 31, 1881. Nov. 21,1881. - RESOURCES. 55 banks. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Dae from banks Cash Totals 65 banks. $4,984,511 : $12,956,892 16 banks. 165 banks. 39 banks.. $82, 518, 068 $19,128, 256 7, 473, 259 624, 000 1, 876, 696 486, 310 59, 596, 552 22, 025,197 8. 738, 35T 4, 586, 500 7,765,227 2, 541, 580 1,199, 464 1, 200, 438 864, 048 6,485,266 6,809,458 1,595,794 815,961 1, 210, 787 1, 759,454 17,407,424 141, 028 161, 905 190, 530 24, 937, 671 10, 599,354 1, 218,003 5, 3, 2, 3, 1,237,222 j $5,073,301 2,766,652 5,802,259 962, 243 489, 771 66, 264 11,770,415 1, 061, 651 1, 468, 320 7, 802,403 285, 608, 469, 467, 177, 069 445 626 713 205 28,301,401: 38,933,660 10,245,259 1 238,936,738 48, 929,491 Deposits Surplus fund Undivided profits . Other liabilities . . . 26, 474, 555 1,033,219 671, 082 j 182,545 I 36,181,187 1,162, 654 1,309,662 280,157 9, 839,157 i 230, 444, 479 3, 341, 062 363, 356 4, 890, 601 42, 746 260, 596 46,771, 72S Totals. 28,361,401 \ 38,933,660 10, 245, 259 ! 238, 936,738 I 48, 929, 491 LIABILITIES. 2,150,13T 7,631 REPORT OF THE COMPTROLLER OF THE CURRENCY Resources and liabilities of savings hanks organized, tinder State CXLVIX laws—Continued. Connecticut, [ New York, New Jersey, Pennsylvania 1 Maryland, Oct. 1, 1881. | Jan. 1, 1882. Jan. 1, 1882. Oct.,'1882. I J u l y 1,1882. KESOUKCES. 85 banks. Loans on real e s t a t e . . . . Loans on personal and collateralsecurity ... United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Eeal estate Other assets Expenses Due from banks Cash 127 banks. 30 banks. $39, 808, 956 $91, 401, 641 $8,383,166 7, 089, 303 j 17, 638, 223 6,723,480 I 155,133,760 3, 836, 570 9, 602, 481 4 banks. 15 banks. $4,613,855 ! $3,384,590 6, 760,183 5, 671,188 6,160, 830 6, 601,452 9, 081, 365 10, 608, 780 11, 465,192 138, 886,135 4,593,520 4,855,047 j 5,675,822 9,527,517 299,983 I 4,795,249 2,197,126 2, 950, 640 781,192 21, 077, 293 4, 587, 596 799, 429 286, 964 586, 588 546 104, 926 10,450 2. 298, 818 84,243,135 443,047.414 26,874,861 32,808,836 25,989,874 Deposits Surplus fund Undivided profits . Other liabilities.. - 80, 522,301 3, 435, 385 387, 832, 893 55, 044, 756 25, 321, 713 1, 375, 499 29, 913, 605 1, 971,140 924, 091 25,989,874 285,449 169, 765 177, 649 Totals. 84, 243,135 443, 047, 414 26, 874, 861 32, 808, 836 25, 989, 874 Totals. 922,791 846, 334 1,180, 394 1, 037,720 167, 087 529, 938 LIABILITIES. Resources and liabilities of savings banks organized under State KESOUECES. laws—Continued. District of | Indiana, Ohio, umu, i -»T._. m v.i -i California, Vjaiiiorma, 'Columbia. Oc-i e ' i J u l y 1,1882. 18?n • tober 3, 1882. April 3, 1882.: 1 bank. Loans on real estate i Loans on personal and collateral security... ! United States bonds I' State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock ; Beal estate j Other assets ' Expenses j Due from banks | Cash ( 4 banks. $157,804 30, OOOJ 249, 689 ' I 97,230 1, 585 1,164 463 20,347 $3, 394,142 1,112, 625 1, 775,125 5, 896, 200 168, 282 55, 374 6 banks. 17 banks. $536,218 I $30, 747, 827 432, 535 I 2, 081, 378 103, 504 j 14, 613, 858 82,362 1, 470, 906 6, 074, 620 1, 353, 390 686, 630 105, 058 54, 270 34, 312 2,274 207, 037 1,192, 044 1, 849, 303 558,282 j 13,217,276 1,452, 512 59, 383, 326 Deposits Surplus fund Undivided profits Other liabilities.. 548,532 12, 417, 317 789, 959 10, 000 1, 330, 956 93, 975 27, 581 53, 208, 789 1, 996, 822 9,750 Totals. 558, 282 13, 217, 276 Totals. 23, 840 LIABILITIES. * Includes $3, 602,319 oapital stock. *4,177, 716 I, 452, 512 59, 383, 326 CL EEPOET OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of savings banks frort i 1878 to 1882. 1877-78. 1878-'79. 1879-'8O. 1880-'81. 1881-82. 663 b inks. 639 banks. 629 banks. 629 banks. 629 banks. BESOUECES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other assets Expenses Due from banks Cash $408,921,601 88, 192, 337 129, 362, 890 $352,695 026 : 170,155,076 ': 21,752,650 | 34, 703, 256 j 29,952,494 18,169,863 ; 216,690 22, 551, 208 17, 469, 085 $315,273,232 ! $307,096,158 $307, 039, 22T 65, 694, 465 ! 70, 175, 090 156, 415,159 j 187, 413, 220 95, 817, 641 210, 845, 514 128, 483, 698 237, 786, 442 151,804,318 18,737,917 32, 452, 020 33,573,091 16,643,100 194,113 22, ^80, 849 14, 056, 894 150, 440, 359 20, 705, 378 3'2, 225, 923 39, 038, 502 27, 053,452 216, 423 22, 083, 091 17, 072, 680 159, 819, 942 27, 069, 048 33, 249, 203 41, 987, 674 37, 408,163 135, 572 40, 603, 641 13,758,106 206,291,274 32. 994. 578 3o, 8li5, 717 39, 882, 429 11, 047, 346 132, 204 38, 977,136 14, 932, 015 865,146,952: 881,677,350 967, 790, 662 1, 052, 982, 066 802, 490, 298 50, 495, 200 4,019,569 8,141, 885 819,106,973 51,226,472 4, 740, 861 6, 603, 044 891,961,142 60, 289, 905 10, 325, 800 5, -213, 815 966, 797. 081 69,154, 512 11,136, 219 5, 594, 258 941,447,150 1 865,146,952 Totals ' i | i ; | 881,677,350 967,790,662 1,052,982,066 941,447,150 LIABILITIES. Deposits Surplus fund "Undivided profits Other liabilities Totals :. 879, 897, 425 43, 892, 503 6, 964,177 10, 693, 045 Table, by States, of the aggregate deposits of savings banks, with the number of their depositors and the average amount due to each in 1881 and Ib82 1880-81. States. New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Maryland "District of Columbia Louisiana Ohio California Totals Number of Amount of depositors. ^ deposits. 80, 947 96, 881 32, 081 706, 395 97, 682 213, 913 953, 707 74, 965 99, 416 *64, 911 4,492 6,178 28, 587 *3, 502 65, 092 $23, 277, 676 32, 097, 734 8, 606, 607 218, 047, 922 44, 755, 625 76, 518, 571 353, 629, 657 19, 863, 638 26, 895, 295 23, 824, 354 462, 636 1, 794, 086 10, 902, 052 1, 330, 956 49, 954, 333 2, 528, 749 1881-'82. Average Number of to each depositor. depositors. 891, 961,142 Amount of deposits. Average to each depositor. 87, 977 104, 692 34, 882 738, 951 102, 991 225, 366 1, 036, 106 86,448 112, 352 •70, 817 4,971 426. 474. 555 36,181,187 9, 839,157 230,444, 479 46, 771, 723 80, 522, 301 387, 832, 893 25, 321, 713 29, 913, 605 25,989, 874 548, 532 31, 966 *3, 502 *69, 333 12, 417, 317 1, 330, 956 53, 208, 789 388 45 380 00 767 4i 352 73 j 2, 710, 354 966, 797, 081 356 78 $287 331 268 308 458 357 370 264 270 367 102 290 381 380 767 57 31 28 68 18 71 79 97 53 00 99 40 36 00 44 $300 345 282 311 454 357 374 292 206 367 110 92 59 07 85 13 29 32 91 25 00 35 * Estimated. Statement showing the amount of national-bank and legal-tender notes outstanding on June 20, 1874, January 14, 1875, May 31, 1878, and November 1, 1882, and the increase or decrease in each. NATIONAL-BANK NOTES. Amount outstanding June 20,1874 Amount outstanding January 14, 1875 Amount outstanding May 31,1878 Amount outstanding at date" Decrease during the last month Increase since November 1, 1881 — $349, 894,182 351, 861, 450 322, 555, 96* 361, 949, 358 128, 272 2, 526, 620 LEGAL-TESDER NOTES. Amount outstanding June 20,1874 Amount outstanding January 14, 1875 Amount retired under act of January 14, 1875, to May 31, 1878 Amount outstanding on and since May 31, 1878 Amount on deposit with the Treasurer United States to redeem notes of insolvent and liquidating banks, and banks retiring circulation under act of June 20, 1874 Decrease in deposit during the last month Increase in deposit since November 1, 1881 382, 382, 35, 346, 000, 000, 318, 681, 000 000 984 016 38, 081, 670 968, 962 7, 379, 074 * The notes of three national gold banks located in the State of California, which have an aggregate capital of $2,000,000, and a circulation of $778,389, not included. REPORT OP THE COMPTROLLER OF THE CURRENCY. CLI National banks thai have gone into voluntary liquidation under the provisions of section 5220 ami 5221 of the Kevised Statutes of the United States, with the dates of liquidations, the amount of their capital, circulation issued and retired, and circulation outstanding November 1,1882. Name and location of bank. Circulation. Date of liquidation. Issued. First National Bank, Penn Tan, N. Y*.. Apr. 6,1864 First National Bank, Norwich, Conn*... May 2,1864 Second National Bank, Ottumwa, Iowaf. May 2, 1864 Secoud National Bank, Canton, Ohiot Oct. 3,1864 First National Bank, Lansing', Mieht.... Dec. '"•, If 64 First National Bank, Columbia, Mo Sept, 19.1864 First National Bank, Carondelet, Mo Mar. 15, 1865 First National Bank, TJtica, N. T* June 9,18B5 Pittston National Bank, Pittston, Pa Sept. 16.1865 Fourth National Bank, Indianapolis, Tnd. Nov. 30.1865 Berkshire National Bank, Adams, MassJ Dec. 8, 18fi5 National Union Bank, Rochester, N. Y.. Apr. 26, 1866 First National Bank, Leonanlsville, N. Y July 11,1866 Fanners' National Bank, Richmond, Va. Oct. 22, ] 866 Farmers' National B;:nk, Waukesha,Wis Nov. 25.1866 National Bank of Metropolis, Washington, D. C Nov. 28, 1866 First National Bank, Providence, Pa Mar. 1,1867 ; First National Bank of Newton, Newtonville, Mass .... Mar. 11,1867 I National State Bank, Dnbuque, Iowa .. Mar. 9,1807 ! Frst National Bank, New Ulm, Minn.. Apr. 18,1867 j National Bank Crawford County, Meadville, Pa Apr. 19,1867 KittanningNational Bank, Kit} anning,Pa Apr. 29,1867 City National Bank, Savannah. Gat. May' 28, 1867 ! Ohio National Bank, Cincinnati, Oliio... July 3,1867 j First National Bank, Kingston, N. Y Sept. 26,1867 Dec. 5,1867 : First National Bank, Bluffton, Ind National Exchange Bank, Richmond, Va Dec. 5,1867 First National Bank, Skaneatelcs,N. T.. Dec. 21,1867 Dec. 26, 1867 First National Bank, Jackson, Miss First National Bank, Downingtown, Pa.. Jan. 14,1868 Jan. 15,1868 ! First National Bank, Titusville, Pa Appleton National Bank, Appleton, Wis Jan. 21, 1868 i Feb. 14,1868! National Bank of Whitestown, N. Y First National Bank, Now Brunswick, N.J. Feb. 26,1868 First National Bank, Cuyahoga Falls, Ohio ' Mch. 4,1868 First National Bank, Cedarbnrg, Wis... Mch. 23,1868 Commercial National Bank, Cincinnaii, Ohio x\pr. 28,1868 Second National Bank. Watertown, N. Y J u l y 21, 1868 First National Bank, South Worcester, N.X A u g . 4,1868 National Mechanics and Fanners' Bank, Albany, N. Y A u g . 4,1868 Second National Bank, DesMoines, Iowa1 A u g . 5.186S First National Bank, Steubenville, Ohio.j A u g . 8,1868 | First National Bank, Plumer, Pa A u g . 25,1868 First National Bank, Danville, Va ' Sept. 30, 1868 First National Bank, Dorchester, Mass.. N o v . 23,1868 First National Bank, Oskaloosa, Iowa... D e c . 17,1868 Merchants and Mechanics' National Bank, Troy, N. Y D e c . 31, 1868 National Savings Bank, Wheeling, W. Va J a n . 7, 1869 First National Bank, Marion, Ohio J a n . 12,1869 National Insurance Bank Detroit Mich. F e b . 26,1869 National Bank, Lansingburg, N. Y M a r . 6,1869 National Bank of North America, New York.N. Y A p r . 15,1869 First National Bank, Hallowell, Mo A p r . 19,1869 A p r . 23,1869 First National Bank, Clyde, N.Y Pacific National Bank, New York, N. Y. M a y 10,1869 Grocers' National Bank, New York, N. Y. J u n e 7,1869 Savannah National Bank, Savannah. Ga J u n e 22,1869 J u l y 30,1869 First National Bank, Frost burg, Md A u g . 30,1869 } First National Bank, La Salle, 111 National Bank of Commerce, Georgetown, p.c r Miners' National Bank, Salt Lake City, Utah I. Oct. 28,1869 i D e c . 2, 1869 $100,000 : 30,000 I I 200, 000 100, 000 100, 000 400, 000 50, 000 100, 000 100, 000 $90, 000 25, 500 200, 000 | 100,600 I i 150,000 1 150,000 j 60,000 I 500 000 000 000 ing- $89. 835 25,356 $165 144 98, 845 1,155 358 190 663 365 2,142 810 2,337 635 180, 000 90, 000 175, 598 87, 585 4,402 2,415 130, 000 127, 000 54, 000 127, 882 125,156 52, 900 2,118 1,844 1,100 450, 180, 45, 180, 135, 40, 90, 86, 45, 44, 000 000 000 000 000 500 000 750 000 500 441, 020 175, 884 44, 386 178,185 133, 097 40,115 88, 335 85, 068 44, 256 44, 008 8,980 4,116 614 1,815 1,908 385 1,665 1,682 744 492 100, 000 90, 000 87, 949 2,051 50, 000 100, 000 45, 000 90, 000 44, 312 89, 042 688 958 500, 000 100, 000 345, 950 90, 000 341,000 87, 020 4,950 2,980 175, 500 157, 400 155,196 8,204 350, 50, 150, 100, 50, 150, 75, 000 000 000 000 000 000 000 314, 950 42, 500 135, 000 87, 500 45, 000 132, 500 67, 500 310, 945 41, 952 130, 392 84, 812 44, 320 129,115 66, 773 4, 005 548 4,608 2,688 680 3,385 727 300, 000 100, 000 125, 000 200, 010 150, 000 184, 750 90, 000 109, 850 85, 000 135,000 182, 381 88, 800 108, 458 84,144 133,185 2,369 1.200 1,392 856 1,815 333,000 53,350 44,000 1 134,990 85,250 85,000 I 45,000 j 45,000 328, 930 52, 717 42, 975 133, 307 84, 696 84, 005 44, 568 44, 360 4,070 633 1,025 1,683 554 995 432 90, 000 ; 88, 560 135,000 • ' 133, 289 300,000 200, 000 100. 000 500, 000 200, 000 50, 000 200, 000 150,000 100, 000 100, 000 100, 000 50, 000 120, 000 1, 000, 000 60, 000 50, 000 422,700 390, 000 100, 000 50, 000 190, 44, 82, 89, 640 50, 000 100, 000 150,000 i •' New bank with same title, i Never completed organization. 100, 000 192, 45, 85, 90, Betired. 1,440 1,711 J Consolidated with another bank. CLII REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have gone into voluntary liquidation, fyc.—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Retired. Issued. First National Bank, Vinton, Iowa Hational Exchange Bank, Philadelphia, Pa First National Bank, Decatur, 111 National Union Bank, Owego, N. Y First National Bank, Berlin, Wis Central NationalBank, Cincinnati, Ohio . First National Bank, Dayton, Ohio National Bank of Chemung, Elniira, V. Y. Merchants' National Bank, Milwaukee, Wis First National Bank, Saint Louis, Mo.. Chemung Canal National Bank, Elmira, N.Y.. Central National Bank, Omaha, Nebr*.. First National Bank, Clarksville, Ta First National Bank, Burlington, T t First National Bank, Lebanon, Ohio National Exchange Bank, Lansingburg, Muskingum National Bank,Zanesville, Ohio United National Bank, Winona, Minn.. First National Bank, i)es Moines, Iowa State National Bank, Saint Joseph, Mo.. Saratoga County National Bank, Waterford/N. T . . . . First National Bank, Fenton, Mich First National Bank, Wellsburg, W. Va. Clarke National Bank, Rochester, N. Y. Commercial National Bank, Oshkosh, Wis Fort Madison National Bank, Fort Madison, Iowa National Bank, Maysville, Ky Fourth National Bank, Syracuse, N. Y . . American National Bank, New York, N. Y Carroll County National Bank, Sandwich, N. H Second National Bank, Portland, Me. . Atlantic National Bank, Brooklyn, N. Y. Merchants and Farmers' National Bank, Quincy, 111 First National Bank, Rochester, N. Y . LawrenceburgNational Bank, Lawrenceburg, Ind Jewett City National Bank, Jewett City, Conn First National Bank, Knoxville, Tenn... First National Bank, Goshen, Ind Kidder National Gold Bank, Boston, Mass . Second National Bank, Zanesville, Ohio Orange County National Bank, Chelsea, Dec. 13,1869 $50, 000 $42, 500 $42,184 $316 Jan. 8,1870 Jan. 10,1870 Jan. 11,1870 Jan. 25,1870 Mar. 31,1870 Apr. 9,1870 June JO, 1870 300, 000 100, 000 100, 000 50, 000 500, 000 150, 000 100, 000 175, 85, 88, 44, 425, 135, 90, 750 250 250 000 000 000 000 171, 900 008 782 533 230 050 218 3,850 1,242 2,468 467 6,770 1,950 782 June 14,1870 July 16,1870 100, 000 200, 000 90, 000 179, 990 88, 625 177, 665 1,375 2,325 Aug. 3,1870 Sept. 23,1870 Oct. 13,1870 Oct. 15,1870 Oct. 24,1870 100, 000 100, 000 50, 000 300, 000 100, 000 90, 000 27, 000 270, 000 85, 000 26,645 262, 838 83, 934 355 7,162 1,066 Dec. 27,1870 100, 000 90, 000 88, 878 1,122 Jan. 7,1871 Feb. 15,1871 Mar. 25,1871 Mar. 31, 1871 100, 000 50, 000 $100, 000 100, 000 90,000 45, 000 $90, 000 90, 000 88, 510 44, 355 $88, 719 89, 287 1,490 645 $1, 281 713 Mar. 28,1871 May 2,1871 June 24,1871 Aug. 11,1871 150, 000 100, 000 100, 000 200, 000 135, 49, 90, 180, 000 500 000 000 133, 238 48, 868 88, 693 178, 521 1,762 632 1,307 1,478 Nov. 22,1871 100, 000 90, 000 88, 657 1,348 890 3,658 1,392 84, 85, 43, 418, 133, 89, 1,196 I Dec. 26,1871 Jan. 6,1872 Jan. 9,1872 75, 000 300, 000 105, 500 67, 500 270,000 91,700 | 66, 510 266, 347 90, 308 May 10,1872 500, 000 450,000 i 439, 090 10, 910 May 24,1872 June 24,1872 July 15,1872 50,000 100, 000 200, 000 45,000 i 81,000 I 165,000 I 43, 522 78, 758 162, 370 1,478 2,242 2,630 Aug. 8,1872 Aug. 9,1872 150, 000 400, 000 132, 540 202,252 2,468 3,848 Sept. 10,1872 I 200, 000 135,000 I 206,100 ! ! 180, 000 176,130 3,879 Oct. 4,1872 Oct. 22,1872 Nov. 7,1872 60, 000 100,000 115,000 48, 750 80,910 103, 500 47, 582 79, 051 101, 315 1,1«8 1,869 2,185 Nov. 8,1872 Nov. 16,1872 300,000 I 154,700 120, 000 138,140 120, 000 134, 863 3,277 200, 000 i 100,000 ! 180, 000 90, 000 173, 623 88,130 6,377 1,870 230, 000 | 207, 000 66, 900 207, 000 65, 279 1,621 93, 800 91, 910 1,890 50, 000 I 83,250 31,500 45, 000 81, 286 31,165 43, 310 50, 000 ! 150, 000 45, 000 116,770 1,964 835 1,690 1,316 2,958 Jan. 14,1873 Second National Bank, Syracuse, IT. Y . . Feb. 18,1873 t Richmond National Bank, Richmond, Feb, 28,1873 Ind Mar. 7,1873 First National Bank, Adams, N. Y Mechanics' National Bank, Syracuse, N. Mar. 11,1873 Farmers and Mechanics'National Bank, i Rochester, N. Y j Apr. 15,1873 Montana National Bank, Helena, Mont.. I Apr. 15,1873 I First National Bank, Havana, N. Y June 3,1873 Merchants and Farruers'NationalBank, June 30,1873 1 Ithaca, N Y . . . July 18,1873 ; National Bank, Cazenovia, N. Y Merchants' National Bank, Memphis, Aug. 30,1873 Tenn Manufacturers' National Bank, Chicago, Sept. 25,1873 Jll Sept. 25,1873 Second National Bank, Chicago, 111 Merchants' National Bank, Dubuque, Sept. 30,1873 Iowa Vt 7 5 0 0 0 •• I 140,000 ; i 100,000 ' 100, 000 I 43, 684 113, 812 : 250, 000 225,000 500, 000 100 000 j 450, 000 97, 500 219,063 423, 974 94,106 200,000 i 180,000 171,134 "Never completed organization. tNew bank organized with same title. Outstanding. 5,937 26, 026 3,394 EEPOET OF THE COMPTROLLER OF THE CURRENCY. CLIII National banks that luive gone into voluntary liquidation, $c.—Continued. Name and location of bank. Circulation. Date of liquidation. : Capital. ! Issued. Beloit National Bank, Beloit, Wis Oct. 2,1873 Union National Bank, Saint Louis, Mo . Oct. 22,1873 City National Bank, Green Bay, Wis... Nov. 29, 1873 Jan. 1,1874 First National Bank, Sbelbina, Mo Second National Bank, Nashville, Tenn J J a n . 8,1874 Jan. 13,1874 First National Bank, Oneida, N. T Merchants' National Bank, Hastings, Minn Feb. 7,1874 National Bank, Tecumseh, Mich Mar. 3,1874 Gallatin National Bank, Shawneetown, Mar. 7,1874 in Mar. 26,1874 First National Bank, Brookville, P a . . . . Citizens1 National Bank, Sioux City, Apr. 14,1874 Iowa .. Citizens' National Bank, Charlottesville, Apr. 27,1874 Va Farmers' National Bank, Warren, 111 . . . Apr. 28,1874 May 6,1874 First National Bank, Medina, Ohio Croton River National Bank, South East, May 25,1874 N.T Merchants' National Bank of West VirJuly 7,1874 ginia, Wheeling, W. Va Central National Bank, Baltimore, Md .. July 15,1874 Second National Bank, Leavenworth, July 22,1874 Kans Teutonia National Bank, New Orleans, Sept. 2,1874 La City National Bank, Chattanooga, Tenn Sept. 10,1874 Oct. 10,1874 First National Bank, Cairo, 111 Nov. 9,1874 First National Bank, Olathe, Kans Nov. 10,1874 First National Bank, Beverly, Ohio Union National Bank, La Fayette, Ind.. Dec. 4.1874 * Ambler National Bank, Jacksonville, Fla . . . Dec. 7,1874 Mechanics' National Bank, Chicago, 111.. Dec. 30,1874 First National Bank, Evansville, Wis... Jan. 9,1875 First National Bank, Baxter Springs, Kans Jan. 12,1875 People's National Bank, Pueblo, Colo . . . Jan. 12,1875 National Bank of Commerce, Green Bay, Wis Jan. 12,1875 First National Bank, Millersburg, Ohio.. Jan. 12,187o First National Bank, Staunton, Va Jan. 23,1875 | National City Bank, Milwaukee, Wis... Feb. 24,1875 Irashui'g National Bank of Orleans, Irasburg, Vt Mar. 17,1875 First National Bank, Pekin, III Mar. 25,1875 Merchants and Planters' National Bank, Augusta, Ga Mar. 30,1875 ; Monticello National Bank, Monticello, Iowa Mar. 30,1875 Iowa City National B>mk, Iowa City, Iowa Apr. 14,1875 ; First National Bank, Wheeling, W. Va. Apr. 22,1875 First National Bank, Mount Clemens, Mich May 20,1875 First National Bank, Knob Noster, Mo .. May 29, 1875 First National Bank, Brodhead, Wis J u n e 24,1875 i Auburn City National Bank, Auburn, N.T....•..' J u n e 26,1875 First National Bank, El Dorado, Kans .. J u n e 30,1875 • First National Bank, Junction City, Kans J u l y 1,1875 First National Bank, Chetopa, Kans J u l y 19,1875 ' Aug. 25,1875: First National Bank, Golden, Colo Aug. 26,1875 . National Bank, JetFerson, Wis Green Lane National Bank, Green Lane, Pa Sept. 9,1875: State National Bank, Topeka, Kans Sept. 15,1875 Farmers' National Bank, Marshalltown, Iowa Sept. 18,1875 , RichlandNationalBank, Mansfield, Ohio. Sept. 25, 1875 Planters' National Bank, Louisville, Ky. Sept. 30,1875 i Oct. 1,1875 First National Bank, Gallatin, Tenn First National Bank, Charleston, W. Va. Oct. 2,1875 People's National Bank, Winchester, III. Oct. 4,1875 First National Bank, New Lexington, Ohio Oct. 12,1875 Outstanding. 000 300 000 000 920 500 43, 610 144, 378 42, 459 86, 533 89, 575 106,082 1,390 5,922 2,541 3,467 3,345 4,418 100, 000 50, 000 90, 000 45, 000 85,480 43, 345 4,520 1,655 250, 000 100, 000 225, 000 90, 000 215, 818 86, 095 9,182 3, 90S 50, 000 500, 000 50, 000 100, 000 125, 000 125, 000 50, 000 100, 000 50, 000 75, 000 45, 150, 45, 90, 92, 110, Retired. 45, 000 ; 44, 050 950 90,000 45,000 45, 000 85,854 42, 922 43, 784 4,146 2,078 1,216 200, 000 166,550 i 161,471 5,079 500, 000 200, 000 450, 000 180, 000 433, 262 173, 271 16,738 6,720 90, 000 84, 807 5,193 000 000 000 000 000 000 270, 000 153, 000 90, 000 45, 000 90,000 224, 095 255, 385 145, 386 85, 548 43, 716 84,938 214, 993 14, 615 7,614 4,452 1,284 5,062 9,102 42, 500 250, 000 55, 000 144, 900 45, 000 136,190 43, 312 8,710 1,688 34, 676 26, 374 1,324 626 000 000 000 000 36, 000 27, 000 90,000 72,000 90,000 76, 500 86,440 69, 551 84, 987 72, 825 3,560 2,449 5,013 3,675 75, 000 100, 000 67, 500 90, 000 64,076 83, 285 3,424 6,715 100, 000 300, 170, 100, 50, 102, 250, 50, 000 50, 000 100, 100, 100, 100, 200, 000 lf-0, 000 167, 870 12,130 100, 000 45,000 41, 025 3,975 125, 000 250, 000 112, 500 225, 000 106,985 208, 267 5,515 16, 733 $50, 000 50, 000 50, 000 $27, 000 45, 000 45, 000 $25, 870 43, 521 42, 885 $1,130 1,479 2,115 200, 000 50,000 I 141,300 45, 000 131, 662 42, 887 9,638 2,113 50, 000 50,000 | 50,200 i 60,000 ' 45, 000 36, 000 27, 000 54, 000 42, 615 34, 233 26,100 49,917 2,385 1,767 900 4,083 90, 000 30, 600 86,378 29, 547 3,622 1,058 000 000 000 000 000 000 27, 000 135, 000 315,000 45, 000 90, 000 67, 500 25, 500 120, 741 273, 821 42, 755 85, 837 61, 751 1,500 14, 259 41,179 2,245 4,163 5,749 50, 000 45,000 43, 008 1,992 100, 000 60, 500 50, 150, 350, 75, 100, 75, * No circulation. CLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. National hanks that have gone into voluntary liquidation, 4c.—Continued. Circulation. Name and location of bank. Dat ,? °£!j, q " ' Capital. Issued. First National Bank, Ishpeming, Mich ..! Oct. 20.1875 I Fayette County National Bank, "Washington, Ohio Oct. 26,1875; Merchants' National Bank, Fort Wayne, Ind Nov. 8, 1875 '< Nov. 13, 1875 Kansas City National Bank, Mo First National Bank, Schooleraft, Mich.. Nov. 17, 1875 First National Bank, Cnrwensville, Pa. .. Dec. 17, 1875 ! National Marine Bank, Saint Paul, Minn. Dec. 28, 1875 I First National Bank, Rochester, Ind ... Jan. 11, 1876 i Jan. 11, 1876 First National Bank, Lodi, Ohio Iron National Bank, Portsmouth,Ohio... Jan. 19, 1876 i | Jan. 26,1876! First National Bank, Ashland, Nebr Jan. 2R, 1876 | First National Bank, Paxton, 111 First National Bank, Bloninfleld, Iowa .. Feb. 5, 1876 I Feb. 16, 1876 1 Marietta National Bank, Ohio Salt Lake City National Bank, Salt Lake City, Utah' Feb. 21, 1876 j First National Bank, La Grange, Mo Feb. 24, 1876 Mar. 7, 1876 First National Bank, Atlantic, Iowa Mar. 11, 1876 First National Bank, Spencer, Ind National Currency Bank, New York, N. Y Meh. 23, 1876 I May 13, 1876 ! Caverna National Bank, Ky May 25, 1876 I City National Bank, Pittsburgh, Pa National State Bank, Des Moines, Iowa. June 21, 1876 i First National Bank, Trenton, Mo : June 22, 1876 | July 10, 1876 First National Bank, Bristol, Tenn July 11, 1876 First National Bank, Leon, Iowa Anderson County .National Bank, Lawrt-ncehurg, Ky July 29,1876 First National Bank, Newport, Ird Aug. 7,1876 , First National Bank, De Pere, Wis Aug. 17, 1876 Second National Bank, Lawrence, Kans . Aug. 23, 1876 Commercial National Bank, Versailles, Ky Aug. 26, 1876 State National Bank. Atlanta, Ga Aug. 31, 1876 Syracuse National Bank, N. Y Sept. 25,1876 First National Bank, Northumberland, Pa Oct. 6,1876 First National Bank, Lancaster, Mo Nov. 14,1866 Fiist National Bank, Council Grove, Kans Nov. 28.1876 j NationalBankot Commerce, Chicago, 111. Dec. 2,1876 First National Bank, Palmyra, Mo Dec. 12,1876 First National Bank, Newton, Iowa Dec. 16,1876 National Southern Kentucky Bank, Bowling Green, Ky Dec. 23,1876 First National Bank, Monroe, Iowa Jan. 1,1877 First National Bank, New London, Conn. Jan. 9,1877 Winona Deposit National Bank, "Winona. Minn Jan. 28,1877 i First National Bank, South Charleston, Ohio Feb. 24,1877 j Lake Ontario National Bank, Oswego, N. Y .... Feb. 24,1877 First National Bank, Sidney, Obio Feb. 26,1877 Chillicothe National Bank, Ohio Apr. 9,1877 First National Bank, Manhattan, Kans.. Apr. 13,1877 Apr. 23,1877 National Bank of Monticello, Ky Apr. 25.1877 First National Bank, Rockville, Ind May 31,1877 Georgia National Bank, Atlanta, Ga June 11,1877 First National Bank, Adrian, Mich J u n e 30,1877 First National Bank, Napoleon, Ohio Aug. 1,1877 First National Bank, Lancaster, Ohio First National Bank, Minerva, Ohio... . Aug. 24,1877 Kinney National Bank, Portsmouth, Ohio Aug. 28,1877 First National Bank, Green Bay, Wis . . . Oct. 19,1877 National Exchange Bank, Wakefield, E.I Oct. 27,1877 First National Bank, Union City, Ind ... Nov. 10,1877 First National Bank, Negaunee, Mich Nov. 13,1877 Tenth National Bank, New York, N. Y.. Nov. 23,1877 Dec. 1,1877 First National Bank. Paola, Kans Dec. 6.1877 National Exchange Bank, Troy, N. Y Second National Bank, LaFayette, Ind.. Dec. 20, 1877 State National Bank, Minneapolis, Minn. Dec. 31,1877 Second National Bank, Saint Louis, Mo. Jan. 8.1878 Jan. 8,1878 First National Bank, Sullivan, Ind OutstandRetired. ! ing- 50, 000 45, 000 42, 445 2,555 100, 000 90, 000 85, 275 4,728 100, 000 100, 000 50, 000 100, 0C0 100, 000 50,000 100,000 100,000 50,000 50,000 55,000 150,000 I 90, 000 90, 000 45, 000 90, 000 90,000 45, 000 90,000 90,000 45, 000 45,000 49, 500 135, 000 86, 895 84, 343 42, 242 79, 368 83, 4i0 40, 773 77,473 84, 217 42, 088 40, 251 45, 320 126, 282 3,10S 5,657 2, 758 10, 632 6,580 4,227 12, 527 5, 783 2,912 4,749 4,180 8,718 100, 000 I 50,000 : 50,000 ! 70,000 ! 100, 000 50, 000 200, 000 100, 000 50, 000 50,000 ' 60,000 j 90, 000 45, 000 45. 000 63, 000 90, 000 45, 000 90, 000 90, 000 45, 000 45, 000 45, 000 86, 629 40, 163 40, 259 57, 991 86, 460 41,555 78, 683 82, 730 40, 531 41,516 40, 383 3,371 4.83T 4,741 5,009 3,540 3,445 11,317 7,270 4,46» 3,484 4,617 100, 000 I 60,000 | 50,000 100,000 45. 000 45, 000 31, 500 90, 000 41, 540 36, 613 29, 691 82, 070 3.460 8,387 1,809 7, 930 133, 910 123, 885 162, 095 19, 090 11,115 17,905 ! i ! ' I 170, 000 200, 000 200, 000 153,000 ! 135, 000 ISO, 000 100,000 i 50,000 90,000 27,000 82, 601 24, 622 7.399 2,378 50,000 i 250, 000 100, 000 50, 000 26,500 160, 500 90, 000 45, 000 23, 586 156, 510 83, 869 31, 635 2,914 9,990 6,131 13,365 27, 000 45, 000 24, 012 39, 333 84,161 2,988 5,667 6,839 76, 428 13, 572 75,131 14, 869 50,000 60, 000 100, 000 100, 000 100,000 91, 000 90,000 275, 000 52, 000 100, 000 50, 000 60, 000 200, 000 100, 000 100, 000 50, 000 60, 000 50, 000 90, 000 238, 150 46, 200 89, 990 44, 200 49, 500 173, 0!)0 90, 000 88, 500 90, 000 54, 000 45, 000 229,154 37, 787 78, 340 37, 050 32,715 131, 065 83,103 78, 261 81, 364 42,715 37, 009 8,413 11, 650 7,150 16, 785 42, 025 6.89T 10, 239 8,636 11, 285 7,991 100, 000 50, 000 90, 000 45, 000 72,164 33, 954 17, 836 11, 046 70, 000 50, 000 50, COO 500, 000 50, 000 100, 000 200, 000 l00, 000 200, 000 50, 000 34, 650 45, 000 45, 000 441,000 44, 350 90, 000 52,167 82, 500 53, 055 45, 000 25, 639 34. 570 33, 773 338, 359 32, 340 70, 956 38, 930 55, 399 36, 046 35,120 9,011 10,430 11,227 102, 641 12, 010 19,044 13, 237 27,101 17, 009 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLV National banks that have gone into voluntary liquidation, tfc.—Continued. Circulation. Name and location of bank. Date of liquidation. Capital. Issued. Rockland Countv National Bank, Nyack, If. T First National Bank, Wyandot, Kans . . . First National Bauk, Boone, Iowa First National Bank, Pleasant Hill, Mo . National Bank of GloYersville, N. Y First National Bank, Independence, Mo. National State Bank, Lima, Ind First National Bank, Tell City, Ind First National Bank, Pomeroy, Ohio Eleventh Ward National Bank, Boston, Mass First National Bank, Prophetstown, 111 . First National Bank, Jackson, Mich First National Bank, Eau Claire, Wis. -. First National Bank, "Washington, Ohio First National Bank, Middleport, Ohio . . First National Bank, Streator, 111 First National Bank, Mnir, Mick Kane County National Bank, Saint Charles, 111 First National Bank, Carthage, Mo Security National Bank, Worcester, Mass First National Bank, Lake City, Colo ... People's National Bank, Norfolk, T a Topeka National Bank, Topeka, Kans . First National Bank, Saint Joseph, Mo.. First National Bank, Winchester, Ind .. Muscatine National Bank, Muscatine, Iowa Traders' National Bank, Chicago, 111 Union National Bank, Rahway. N. J First National Bank, Sparta, Wis Herkimer County National Bank, Little Falls, N. T ..." Farmers' National Bank, Bangor, Me — Pacific National Bank, Council Bluffs, Iowa First National Bank, Anatnosa, Iowa — Smithfield National Bank, Pittsburgh, Pa First National Bank, Buchanan, Mich... First National Bank, Prairie City. Ill Corn Exchange National Bank, Chicago, Franklin National Bank, Columbus, Ohio. Traders' National Bank, Bangor, Me First National Bank, Gonic, N. H First National Bank, Salem, N. C First National Bank, Granville, Ohio Commercial National Bank, Petersburg, Va '.. First National Gold Bank, Stockton, Cal First National Bank, Sheboygan, Wis -.. First National Bank, Boscobel, Wis National Marine Bank, Oswego, N. T . . . Central National Bank, Hightstown, N. J . Brookville National Bank, Brookville, Ind Farmers' National Bank, Centerville, Iowa First National Bank, Clarinda, Iowa Waterville National Bank, Waterville, Me First National Bank, Tremont, Pa First National Bank, Atlanta, 111 Union National Bank, Aurora, 111 National Bank of Menasha, Wis NationalExchange Bank, JeffersonCity, Mo First National Bank, Hannibal, Mo Merchants' National Bank, Winona, Minn Farmers' National Bank, Keithsburg, 111. First National Bank, Franklin, Ky National Bank, Salem, Ind Fourth National Bank, Memphis, Tenn-. Bedford National Bank, Bedford, I n d . . . . First National Bank, Afton, Iowa Jan. Jan. Jan. Feb. Feb. Mar. Mar. Mar. Mar. 10,1878 19,1878 22, 1878 7,1878 28,1878 1,1878 Mar. Mar. Mar. Mar. Apr. Apr. Apr. Apr. Retired. Outstanding. 4,1878 5,1878 100, 000 50,000 50, 000 50, 000 100, 000 50, 000 100, 000 50, 000 200, 000 89,000 45,000 32, 400 45, 000 64, 750 27, 000 33, 471 44, 500 75, 713 66, 801 34, 891 24, 210 33, 283 46, 678 16, 928 20, 457 37, 444 59, 509 22,199 10,109 8,190 11, 717 18, 072 10, 072 13, 014 7,056 16, 204 14,1878 19,1878 26,1878 30,1878 5,1878 20,1878 24,1878 25,1878 200, 000 50, 000 100, 000 60, 000 200, 000 80, 000 50, 000 50, 000 89, 400 45, 000 88, 400 38, 461 69, 750 31, 500 40, 500 44, 200 70, 715 38, 983 62,115 26, 272 47,148 25, 415 31, 445 31, 227 18, 68* 6,017 26, 28S 12,189 22, 602 6,085 9,055 12, 973 50, 000 50, 000 26, 300 44, 500 18, 078 30, 533 8,222 13, 967 2,1878 May 31,1878 June 1,1878 i June 5,1878 June 15,1878 July 31,1878 Aug. 7,1878 Aug. 13,1878 Aug. 24,1878 100, 50, 100, 100, 100, 60, 000 000 000 000 000 000 49, 000 25, 300 85, 705 89, 300 67,110 52, 700 35, 630 19,404 46, 705 48, 323 35, 480 32, 248 13, 370 5,896 39, 000 40, 977 31, 630 20, 452 Sept. 2,1878 Sept. 4,1878 Sept. 10,1878 Sept. 14,1878 100, 200, 100, 50, 000 000 000 000 44, 43, 89, 45, 22, 22, 58, 27, 21, 21, 30, 17, Oct. 11,1878 Nov. 22,1878 200, 000 100, 000 Nov. Dec. Dec. Dec Dec. 30,1878 14,1878 16,1878 21,1878 24,1878 100, 50, 200, 50, 50, 000 000 000 000 000 Jan. Jan. Jan. Jan. Jan. Jan. 4,1879 4,1879 14,1879 14,1879 14,1879 14,1879 500, 100, 100, 60, 150, 50, Jan. Jan. Jan. Jan. Jan. Feb. 200 700 200 000 201 395 551 920 999 305 649 080 109, 910 50, 867 68, 390 38, 233 000 500 000 000 000 33,145 21,119 50,150 18,163 9,720 11, 85* 23, 381 39, 850 8,837 17, 280 000 000 000 000 000 000 450, 000 180, 000 76, 400 45, 597 128, 200 45. 000 429, 794 132, 653 37,765 26, 493 63, 380 29, 344 20, 206 47, 347 38, 63S 19 104 64,820 15, 656 14,1879 14,1879 14,1879 21,1879 25,1879 15,1879 120, 000 300, 000 50, 000 50, 000 120, 000 100, 000 99, 800 238, 600 45, 000 43, 900 44, 300 32, 400 46,903 126, 396 27, 088 25, 068 29, 778 21, 625 52, 897 112, 204 17, 912 18, 832 14, 522 10, 77S Feb. 18,1879 100, 000 89, 000 38, 245 50, 755 Feb. 27,1879 Mar. 1,1879 50, 000 50, 000 41, 500 45, 000 23, 592 30, 978 17, 908 14, 032 Mar. 3,1879 Mar. 4,1879 Apr. 15,1879 Apr. 22,1879 Apr. 26,1879 125, 000 75, 000 50, 000 125, 000 50, 000 69, 037 28, 860 9,680 33, 824 27,108 41, 26» 35, 740 16, 820 48,176 17, 39S M a y 8, M a y 15, 1879 June 16, 1879 July 3, 1879 July 5, 1879 July 8, 1879 July 19, 1870 July 21, 1879 Aug. 15, 1879 50, 000 100, 000 100, 000 50, 000 100, 000 50, 000 125, 000 100, 000 50, 000 110, 300 64,600 j 26,500 82, 000 44,500 I l 45, 000 88, 200 35, 000 27, 000 54, 000 44, 400 45, 000 87, 200 26, 500 24, 435 37, 234 21,016 12,160 24, 625 29, 830 17, 775 55, 007 11, 874 20, 561 50, 966 13, 984 14, 840 29, 37i 14, 579 27, 22S 32,198 14, 626. 178, 300 89,100 45, 44, 90, 27, 27, CLVI REPORT OF THE COMPTROLLER OP THE CURRENCY. National banks that have gone into voluntary liquidation, <fc.—Continued. Circulation. CaPital- Name and location of bank. Issued, First National Bank, Deer Lodge, Mont. First National Bank, Batavia, 111 National Gold Bank andTrust Company, San Francisco, Cal •Gainesville National Bank, Ala First National Bank, Hackensack, N. J . Kational Bank, Delavan, Wis Mechanics' National Bank, Nashville, Tenn Manchester National Bank, Ohio First National Bank, Meyersdale, Pa Fisrt National Bank, Mifflinburg, Pa National Bank of Michigan, Marshall, Mich National Exchange Bank, Houston, Tex. Ascutney National Bank, Windsor, V t . . First National Bank, Seneca Falls, N. T . First National Bank, Baraboo, Wis Bundy National Bank, New Castle, Ind . Vineland National Bank, Vineland, Ttf. J . Ocean County National Bank, Tom's River.N.J Hnngerford National Bank, Adams, N. Y. Merchants' National Bank, Minneapolis, Minn Farmers' National Bank, Mechanicsburg, Ohio First National Bank, Green Spring, Ohio. First National Bank, Cannon Falls, Minn First National Bank, Coshocton, Ohio... Manufacturers' National Bank, Three Rivers, Mich First National Bank, Lansing, Iowa First National Bank, Watertown, N. T . . First National Bank, A mericus, Ga First National Bank, Saint Joseph, Mich First National Bank, Logan, Ohio First National Bank, Shakopee, Minn... First National Bank, Rochelle, 111 Vational State Bank, Oskaloosa, Iowa... Attica National Bank. N. Y First National Bank, Hobart, N. Y National Bank of Brighton, Boston, Mass. Clement National Bank, Rutland, Vt*... First National Bank, Lisbon, Iowa First National Bank, Warsaw, Ind Brighton National Bank, Iowa Merchants' National Bank, Denver, Colo. Merchants' National Bank, Holly, Mich. First National Bank, Alliance, Ohio National Union Bank, New London, Conn Kational Bank of Royalton, Yt First National Bank, Whitehall, N. Y.. National Bank of Pulaski, Tenn First National Bank, Alton, 111 Havana National Bank, N. Y First National Bank, Brownsville, Pa . . . Second National Bank, Franklin, Ind — Merchants' National Bank, Georgetown, Colo Commercial National Bank, Toledo, Ohio. Harmony National Bank, Pa First National Bank, Liberty, Ind Manufacturers' National Bank, Amsterdam, N. Y Aug. 16,1879 Aug. 30,1879 50, 000 50, 000 Sept. Nov. Dec. Jan. 1,1879 25, 3879 6,1879 7,1880 750, 100, 100, 50, Jan. Jan. Mar. Mar. 13,1880 13,1880 5,1880 8,1880 100, 000 50, 000 50,000 100, 000 000 000 000 000 i Retired. Outstanding. 45,000 44,300 27, 915 23, 399 40,000 90,000 90, 000 27, 000 18,470 29, 658 39, 505 10, 400 17, 085 20, 901 21, 530 60, 342 50, 495 16,600 90, 48, 30, 90, 36, 250 20, 285 17, 850 30, 245 53,750 28,018 12, 750 59, 755 000 303 600 000 May 14,1880 Sept. 10,1880 Oct. 19,1880 Nov. 23,1880 Nov. 27,1880 Dec. 6,1880 Jan. 11,1881 120, 000 100, 000 100, 000 60, 000 50, 000 50, 000 50, 000 100, 800 31, 500 90, 000 54, 000 27, 000 45, 000 45, 000 38,149 9,693 29, 911 40, 240 8,400 23,118 21, 375 Jan. 11,1881 Jan. 27,1881 100, 000 50, 000 119, 405 45, 000 40, 300 14, 333 62, 651 21, 807 60,089 13, 760 18, 600 21, 882 23, 625 79,105 30, 667 Jan. 31,1881 150,000 49, 572 48,696 Feb. Feb. Feb. Feb. 18,1881 18,1881 21,1881 21,1881 100, 000 50, 000 50, 000 50, 000 30,140 45, 000 45, 000 53,058 11, 305 16, 247 14,120 22, 342 18, 835 28,753 30, 880 30,716 Feb. 25,1881 Feb. 25,1881 May 26,1881 June 17,1881 June 30,1881 July 8,1881 Aug. 10,1881 Aug. 9,1881 Aug. 13,1881 Aug. 30, 1881 Aug. 27,1881 Oct. 4,1881 Aug. 1, 1881 Nov. 1,1881 Dec 1,1881 Dec. 15,) 881 Dec. 24,1881 Dec. 31,1881 Jan. 3,1882 Jan. 10,1882 Jan. 10,1882 Jan. 18,1882 Jan. 23,1882 Mar. 30,1882 Apr. 15,1882 May 2,1882 June 20,1882 50,000 50, 000 100, 000 60, 000 50, 000 50, 000 50, 000 50, 000 50, 000 50, 000 100, 000 300, 000 100, 000 50, 000 50, 000 50, 000 120, 000 50, 000 50, 000 300, 000 100, 000 50, 000 70, 000 100, 000 50, 000 75, 000 100, 000 45,000 45, 000 90, 000 45, 000 27, 000 45, 000 45, 000 45, 000 36, 685 45, 000 90, 000 270, 000 16, 750 15, 932 19, 225 17, 995 ! 7,517 18, 055 11, 735 12, 827 15, 520 12, 600 18, 854 49, 300 45, 000 48, 500 45, 000 72, 000 45, 000 45, 000 112, 818 90,000 45,000 45,000 90, 000 45,000 67, 500 90, 000 10, 470 11, 425 9,669 4,330 9,868 June 22,1882 July 6,1882 July 7,1882 July 22,1882 50, 000 100, 000 50, 000 60, 000 45,000 90,000 45,000 54,000 Aug. 1,1882 80,000 42, 715, 610 * Failed to complete organization. 28,250 29,068 70, 775 27, 005 19,483 26, 945 33, 265 32,173 21,165 32, 400 71,146 220, 700 10, 300 16, 776 13, 692 7,618 j 9,218 9,364 6,686 6,150 13, 345 34, 530 37, 075 35, 331 67, 670 35,132 34, 700 96, 042 76, 308 37, 382 35, 782 80, 636 38, 314 61,350 76, 655 i I j ' 2,985 6,700 2,300 3,000 42, 015 83,300 42,700 51, 000 72,000 ! 4,200 67,800 | ' ' ' , 31,428, 051 ! 26,119,114 5, 308, 937 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLVII National hanks that have gone into voluntary liquidation under the provisions of sections 5220 and 5221 of the Eevised Statutes of the United States, for the purpose of organizing new associations with the same or different title, with date of liquidation, amount of capital, circulation issued, retired, and outstanding November 1, 1882. Name and locatiOD of bank. Date of liquidation. Circulation. Capital. lOutstanding- Issued. Oct. 30,1880 First National Bank, Bondout, N. Y $300, 000 First National Bank, Hnntington, Ind .. Jan. 31,1881 100, 000 First National Bank, Indianapolis, Ind.. July 5,1881 300, 000 Apr. 24,1882 First National Bank, Valparaiso, Ind 50, 000 First National Bank, Stillwater, Minn .. Apr. 29,1882 130, 000 Apr. 29,1882 1, 000, 000 First National Bank, Chicago, IU First National Bank, Woodstock, 111 .. Apr. 30,1882 50, 000 Second National Bank, Cincinnati, Ohio. Apr. 28,1882 200, 000 Second National Bank, New York, N. Y. Apr. 28,1882 300, 000 First National Bank, Portsmouth, N. H . . Apr. 29,1882 300, 000 First National B:ink, Richmond, Ind .. May 5,1882 200, 000 Second National Bank, Cleveland, Ohio . May 6, 1882 1, 000, 000 First National Bank, New Haven, Conn. May 6,1882 500, 000 May 2,1882 100, 000 First National Bank, Akron, Ohio 300, 000 First National Bank, Worcester, M a s s . . May 4,1882 May 9, 1882 150, 000 First National Bank, Barre, Mass 100, 000 First National Bank, Davenport, Iowa.. May ' 1882 150, 000 First National Bank, Kendallville, Ind.. May 12,1882 300, 000 F i A t National Bank, Cleveland, Ohio .. May 13, 1882 500, 000 First National Bank, Youngstown, Ohio. May 15,1882 ! 500, 000 First National Bank, EvansviHe, Ind . . . May 15,1882 i May 15,1882 j 50, 000 First National Bank, Salem, Ohio May 18,1882 I 200, 000 First National Bank, Scranton, Pa May 18, 1882 I 50, 000 First National Bank, Cent reville, I n d . . . May 22,1882 \ 300, 000 First National Bank, Fort Wayne, Ind.. May 22, 1882 100,000 First National Bank, Strasbnrg, Pa May 27,1882 100, 000 First National Bank, Marietta, Pa 150, 000 First National Bank, La Fayette, I n d . . . I May 31,1882 First National Bank, McConnellsvill' [! Ohio May 31,1882 50, 000 First National Bank, Milwaukee, Wis .. May 31,1882 200, 000 Second National Bank, Akron, Ohio May 31,1882 100, 000 First National Bank, Ann Arbor. Mich . June 1,1882 100, 000 June 1,1882 100, 000 First National Bank, Geneva, Ohio June 1,1882 First National Bank, Obeilin, Ohio 50, 000 First National Bank, Philadelphia, Pa .. June 10,1882 1, 000, 000 June 10,1882 First National Bank, Troy, Ohio 200, 000 Third National Bank, Cincinnati. Ohio -. June 14,1882 800, 000 First National Bank, Cambridge City, Ind '-. Jnne 15, 1882 50. 000 First National Bank, Lyons, Iowa Jnne 15, 1882 100, 000 First National Bank, Detroit, Mich , June 17, 1882 500, 000 First National Bank, Wilkesbarre, Pa . June 20, 1882 375, 000 -First National Bank, Iowa City, Iowa .. June 24, 1882 _~ 100, 000 First National Bank, Nashua, N. H June 24, 1882 100, 000 First National Bank, Johnstown, Pa June 24, 1882 60, 000 First National Bank, Pittsburgh, Pa June 29, 1882 750, 000 First National Bank, Terre Haute, Ind.. June 29, 1882 200, 000 First National Bank, Hollidaysburg, P a . June 30, 1882 50, 000 First National Bank, Bath, Me June 30, 1882 ! 200, 000 First National Bank, Janesville, Wis . -. June 30, 1882 125,000 First National Bank, Michigan City, Ind. June 30, 1882 100, 000 July 3, 1882 First National Bank, Monmouth, 111 75, 000 July 11, 1882 First National Bank, "Marion, Iowa 50, 000 Aug. 3, 1882 First National Bank, Marlboro, Mass 200, 000 Oct. 3, 1882 National Rank of Stanford, Ky 150,000 First National Bank, Sandusky, Ohio . . . Oct. 6, 1882 150, 000 Totals I 13,415,000 $270,000 90, 000 279, 248 45, 000 83, 456 90, 000 45, 000 180, 000 241, 890 286, 000 139,500 532,800 355,310 114.822 252,000 135,000 45,000 90,000 266,462 441, 529 442, 870 110, 540 Retired. | [ I ' j ! 45, 000 64, 525 45, 000 79,200 99, 000 175, 060 $89, 857 $180,148 36, 878 53,122 75, 704 203, 544 6,089 I 38, 911 13,398 ! 70, 058 59, 415 j 30, 585 5,400 39, 600 20,135 159, 865 35,370 206, 520 34,461 251, 539 133, 759 5,741 63,365 I 469, 435 320, 015 35,295 ! 7,808 ! 107,014 31,150 ; 220, 850 11,856 : 123,144 3,278 41, 722 8, 510 I 81, 490 20,494 | 245, 968 392, 871 48,658 410, 055 32,815 9,945 I 100,595 9, 645 i 35, 355 58, 299 6, 226 4,123 40, 877 7,965 71, 235 8, 675 90, 325 157, 751 17, 309 84, 640 229,170 102, 706 85, 078 90, 000 58, 382 799, 800 180, 000 609, 500 7,337 14, 240 5,143 5,475 5,610 4,872 70, 850 20, 091 34, 675 77, 303 214, 930 97, 563 79, 603 84,390 53, 510 728, 950 159, 909 574, 825 45, 000 90, 000 336, 345 337, 500 88, 400 90, 000 54,000 594, 000 141, 705 45, 000 180, 000 121, 050 45, 000 45, 000 45, 000 180, 000 135, 000 90, 000 2,494 4, 335 20,440 21, 795 3,615 5,637 3,860 31,365 10,105 2,945 7,508 4,300 I 7,700 3,445 3,512 6,600 4,000 6,700 42, 506 85, 665 315, 905 315,705 84, 785 84, 363 50,140 562, 635 131, 600 42, 055 172, 492 116, 750 37, 300 41, 555 41, 488 173, 400 131, 000 83. 300 9,946,488 1, 028,214 8, 918, 274 •CLVIII REPORT OF THE COMPTROLLER OP THE CURRENCY. Names of banks in liquidation under section 7, act July 12, 1882, with date of expiration of charter, circulation issued, retired, and outstanding Noreniber 1, 188S. Name and location of bank. First National Bank, Poutiac, Mich First National Bank, Washington, Iowa. First National Bank, Fremont, Ohio Second National Bank, Dayton, Ohio First National Bank, Girard, Pa First National Bank, Kittanning, Pa Date of expiration of cor; porate existence. r a C i Circulation. ,. , PltaL | ! Issued. Retired. Outstanding. Total. $50, 000 100,000 100, 000 300, 000 100, 000 200 000 $90, 45, 90, 262, 90, 199, 000 000 000 941 000 500 $13,238 11,711 6,984 19, 299 6, 945 16, 000 850,000 Deo. 31,1881 ; Apr. 11,1882 May 22,1882 May 26,1882 ! June 1,1882 j July 2,1882 777, 441 74,177 $70, 33, 83, 243, 83, 183, 762 289 016 642 055 500 703, 264 National hauls lhat hate been placed in the hands of receivers, together with their capital, circulation issued, laufnl money deposited with the Treasurer to redeem circulation, the amount redeemed, and the amount outstanding on Noreniber \, 1881. Name and location of bank. Capital stock. First National Bunk, Attica, N.Y $50,000 Venango National Bank, Franklin. Pa 300,000 Merchants' National Bank, "Washington, D.C 200,000 I First National Bank. Medina, N. Y 50,000 i Tennessee National Bank, Memphis, 100,000 j Tenn 100, 000 I First National Bank, Selma, Ala 500, 000 i First National Bank, New Orleans, La... 120,000 I National UnadiHa Bank, t'naililla. N. Y .. Farmers and Citizens' National Bank, Brooklyn, N. Y 300,000 Croton National Bank. New York, N. Y.. 200, 000 First National Bank, Bethel, Conn 60, 000 First National Bank, Keokuk, Iowa 100,000 National Bank of Yieksburg, Miss 50, 000 First National Bank, Rnckford, 111 50 000 First National Bank of Nevada. Austin, 250, 000 Nev 1, 000, 000 Ocean National Brink, New York, N. Y Union Square National Bank, New York, 200, 000 N.Y 250, 000 Eighth National Bank, New York, N. Y .. 200, 000 Fourth National Bank, Philadelphia, Pa .. 106,100 Waverly National Bank, Waverly, N. Y -. 50, 000 First National Bank, Fort Smith! Ark 250, 000 Scandinavian National Bank, Chicago, 111. Wallkill National Bank, Middletown, N. Y 175, 000 Crescent City National Bank, New Orleans, La 500, 000 Atlantic National Bank, New York, N. Y. 300, 000 First National Bank, Washington, D. C.... 500,000 ITatioDal Bank of Commonwealth, New York, N.Y 750, 000 Merchants' National Bank, Petersburg, 400,000 ! Va First National Bank, Petersburg, Va 200,000 \ First National Bank Mansfield, Ohio ioo, ooo'; New Orleans National Banking AssociaI tion, New Orleans, La 600,000 First National Bank, Carlisle, Pa 50.000 First National Bank, Anderson, Ind 50, 000 First National Bank, Tope ka, Kans 100,000 First National Bank, Norfolk, Va 100, 000 Gibaon County National Bank, Princeton, 50, 000 Ind ' First National Bank of Utah, Salt Lake 150, 000 City, Utah 500, 000 Cook' Connty National Bank, Chicago, 111 100, 090 First National Bank, Tiffin, Ohio Charlottesville National Bank, Charlottesville. Va 200, 000 Lawful money deposited. Circulation. Redeemed. Issued. Outstanding. $44, 000 85, 000 $44, 000 85, 000 $43, 691 84, 663 $308 337 180, 000 40, 000 i ISO, 000 I 40,000 i 178, 979 39,722 1,021 278 90, 000 ! 85,000 180, 000 100,000 90, 000 85, 000 ISO, 000 100, 000 89,539 i 84,487 | 178.305 99,654 461 513 1,695 346 253,900 | 180,000 I 20,300 00, 000 25, 500 45, 000 253, 900 180,000 20, 300 90, 000 25, 500 45, 000 252, 217 179, 430 26, 064 89, 479 25, 374 44, 588 1,683 570 236 521 126 412 129, 700 800, 000 129,700 800, 000 128,146 786, 347 1, 554 13, 653 50, 000 50, 000 243, 393 179, 000 71, 000 45, 000 135, 000 49, 447 239, 480 176, 030 69, 387 44, 300 133, 547 553 3,913 2,970 1,613 700 1,453 243, 393 179, 000 71, 000 45, 000 135, 000 118, 900 118, 900 116,199 2,701 450, 000 100, 000 450, 000 450, 000 100, 000 450, 000 440,775 97,801 432, 674 9,225 2,199 17,326 234, 000 234, 000 226, 391 7,609 360, 000 179, 200 90, 000 360, 000 179, 200 90, 000 343,220 170,415 86,481 16, 780 8,785 3,519 350, 45, 45, 90, 95, 360, 000 45, 000 45, 000 90, 000 95, 000 349, 500 43, 280 43,173 86, 339 90,380 10,500 1,720 1,827 3,661 4,620 000 000 000 000 000 43, 800 134, 991 306, 400 68,850 j 146,585 ' 43, 800 I 134,991 ! 315,900 I 68,850 ; . Ii6, 585 41, 870 1,930 131, 324 302, 973 65,065 | 3,667 12, 927 3,785 133,230 I 13, 355 REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have been 2>laced in the hands of receivers, I Name and location of bank. Miners' National Bank, Georgetown, Colo. Fourih National Bank. Chicago, 111 First National Bank, Bedford, Iowa First National Bank, Owceola, Iowa First National Bank, Dulnth. Minn First National Bank, La Ciosse, Wis City National Bank. Chicago, 111 Wsitkins National Bank, Watkins, N. T... First National Bank, Wichita, Kans First National Bank, Greenfield, Ohio Nal ional Bank of Fishkill, Fishkill N. X.. First National Bank, Franklin, Ind Northumberland County National Bank, Shamokin, Pa. { First National Bank, "Winchester, 111 National Exchange Bank, Minneapolis, i Minn. National Bank of State of Missouri, Saint j Louis Mo. First National Bank, Delphi, Ind First National Bank, Georgetown, Colo Look Haven National Bank, Lock Haven Pa. Third National Bank, Chicago, 111 Central National Bank, Chicago, 111 First National Bank. Kansas City, Mo Commercial National Bank, Kansas City, Mo. First National Bank, Ashland, Pa First National Bank, Tarrytown, N. Y First National Bank, Allentown, Pa First National Bank, Waynesburg, Pa "Washington County National Bank, Greenwich, N. T. First National Bank, Dallas, Tex People's National Bank, Helena, Mont First National Bank, Bozeman, Mont Merchant s' National Bank, Fort Scott, Kans. Farmers' National Bank, Platte City, Mo. First National Bank, Warrcnsburg, Mo... German-American National Bank, Washington, IX C. German National Bauk, Chicago, 111 Commercial National Bank/ Saratoga Springs, N.T. Second National Bank, Scranton, Pa National Bank of Poultney, Vt First National Bank, Monticello, Ind First National Bank, Butler, Pa First National Bank, Meadville, Pa First National Bank, Newark, N. J First National Bank, Brattlehoro', Yt Mechanics' National Bank, Newark, N. J. First National Bank, Buffalo, N. Y Pacific National Bank, Boston, Mass Capital stock. $150,000 200, 000 30, 000 50, 000 100, 000 50, 000 250, 000 75, 000 00, 000 50, 000 200, 000 132, 000 67, 000 tyc.—Continued. Circulation. Lawful i money de- ! posited. I $42, WO, 20, 45, 9(1, 45, 225, 67, 52, 50, 152, 130, 49, 000 000 512 000 000 000 000 500 200 000 900 992 300 Issued. OutstandI Kedeemed. i ing. 000 000 000 000 000 000 000 500 200 000 200 992 300 $40, 545 170, 607 19, 750 40, .934 87, 000 41,043 211,552 58, 606 48, 667 46, 627 149, 624 108,732 49, 745 45, 000 90, 000 45, 000 90, 000 2,500,000 ! 1,848,800 1, 693, 660 35, 801 62, 500 1,621,121 45, 000 36, 000 71, 200 45, 000 45, 000 71,200 38,156 33,595 49,168 50,000 100,000 50,000 75,000 120,000 $45, 180, 27, 45, 90, 45, 225, 07, 52, 50, 177, 130, 60, 750, 200, 500, 100, 000 000 000 000 496, 32, 44, 44, 840 500 940 500 597,840 : 45, 000 44,940 ! 44,500 112, 100, 250, 100, 200, 500 000 000 000 000 75. 89, 78, 09, 114, 554 200 641 345 220 75, 554 89,200 78,641 69,345 114,220 ; 50, 100, 50, 50, 50, 100, 130, 000 000 000 000 000 000 000 29, 800 59, 300 44, 400 45, 000 27, 000 45, 000 51,500 29,800 i 89,300 ! 44,400 45,000 27,000 45,000 62,500 500, 000 100, 000 367, 000 86, 900 200, 100, 50, 50, 100, 300, 300, 500, 100, 961, 000 000 000 000 000 000 000 000 000 300 19, 723, 900 CL1X 370,859 33,143 31,000 31,179 $4, 456 9,39? 7,250 4,066 3,000 3, 95T 13,448 8,894 3, 533 3,373 27, 576 22, 260 10, 55* 9,139 27, 500 72, 53» 6,844 11, 405 22, 032 226, 981 11.85T 13, 949 13,321 48,466 63, 888 ! 54, 857 60,840 81,222 27, 088 25,312 23, 784 2,505 32, 998 20, 095 52, 715 30, 875 33, 293 16, 010 33, 397 51,103 9,705 36, 585 13, 525 11,707 10, 990 11,608 11, 397 450, 000 86, 900 431, 045 66,144 18, 955 20, 756 91, 465 90, 000 19, 000 51,165 89, 500 326, 643 35, 000 149, 750 10, 000 20, 000 91, 465 90, 000 27, 000 71,165 89, 500 326, 643 90, 000 450, 000 99, 600 450, 000 52, 073 57, 642 16, 393 30, 315 34, 600 160, 075 31,187 105,450 10, 760 56, 771 39, 392 32, 358 10, 607 40, 850 54, 900 166, 568 58, 813 344, 550 88, 740 393, 229 12,156, 086 13, 414, 484 11, 229,1962,185,288 CLX REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with date of appointment of receivers, amount of capital stool; ami claims proved, and rate of dividends paid to creditors. Name ami location of bank. Proved claims. Dividends paid. $50, 000 300, 000 $122,089 434,186 Pr. cent. 58 15 200, 000 669, 513 50, 000 82, 338 100, 000 376, 932 100, 000 500, 000 289,467 1,119, 313 ' Keceiver ap- Capital i pointed— j stock. First National Bank ofAttica, N. Y Apr. 14,1865 Venango National Bank of Frank- May 1,1866 lin, Pa. Merchants' N a t i o n a l Bank of j May 8,1866 Washington, D. C. i First National Bank of Medina, Mar. 13,1867 N.T. Tennessee National Bank of MemMar. 21,1867 phis, Tenn. First National Bank of Selma, Ala. Apr. 30,1867 First National Bank of New Or- May 20,1867 leans, La. National Unadilla Bank, TJnadilla, Aug. 20,1867 j 120, 000 N. Y. Farmers and Citizens' National Sept. 6,1867 i 300, 000 Bank of Brooklyn, N. Y. Croton National Bank of New Oct. 1,1867 \ 200, 000 York, N. T. First National Bank of Bethel, Feb. 28,1868 60, 000 Conn. Mar. 3,1868 j 100, 000 First National Bank of Keokuk, Iowa. National' Bank of Vicksburg, Apr. 24,1868 50, 000 Miss. First National Bank of Eockford, Mar. 15,1869 50, 000 111. First National Bank of Nevada, Oct. 13,1869 250, 000 Austin, Nev. Ocean National Bank of New York, Dec. 13,1871 1,000,000 N. X. Union Square National Bank of i Dec. 15,1871 200,000 New York, N. Y. Eighth National Bank of New I Dec. 15,1871 250, 000 York, N. Y. I Fourth National Bank of Philadel- Dec. 20,1871 200,000 phia, Pa. Waverly National Bank of "Wa- Apr. 23,1872 106,100 verly.'N. Y. First National Bank of Fort Smith, May 2,1872 50, 000 Ark. Scandinavian National Bank of Dec. 12,1872 250, 000 Chicago, 111. Wallkill National Bank of Middle- Deo. 31,1872 175,000 town, N. Y. ; j Crescent City National Bank of Mar. 18,1873 \ 500, 000 New Orleans, La. j Atlantic National Bank of New '• Apr. 28,1873 300, 000 York, N. Y. First National Bank of Washing- Sept. 19,1873 ! 500, 000 ton, D. C. National Bank of the Common- Sept. 22,1873 1 750, 000 wealth, New York, N. Y. Mechanics' National Bank of Pe- Sept. 25,1873 tersburg, Va. First National Bank of Petersburg, Sept. 25,1873 Va. ' First National Bank of Mansfield, Oct. 18,1873 Ohio New Orleans National Banking Oct. 23,1873 Association of New Orleans, La. First National Bank of Carlisle, Oct. 24,1873 Pa. First National Bank of Anderson, Nov. 23,1873 Ind. I First National Bank of Topeka, Dec. 16,1873 [ Kans. First National Bank of Norfolk, j June 3,1874 Va. Gibson County National Bank of j Nov. 28,1874 Princeton. Ind. i Remarks. 24ft Finally closed. Finally closed. Finally closed. Finally closed. 46.6 79 Finally closed. Finally closed; 9 p e r cent, s i n c e l a s t report. Finally closed. 96 Finally closed. 100 Finally closed. 127, 801 1,191, 500 170, 752 Finally closed. 68, 986 205, 256 Finally closed. 33, 562 Finally closed. 69, 874 Finally closed. 170, 012 1, 282, 254 j 90 100 Finally closed; 46 per cent, of interest paid. Finally closed; 1« per cent, paid to stockholders. Finally closed. 157,120 I 100 378, 772 100 645, 558 100 Finally closed. 79, 864 100 15,142 100 Finally closed; per cent paid stockholders. Finally closed; per cent, paid stockholders. 249,174 100 13 to 40 171, 468 32J to Finally closed; 30 per cent, of interest paid. Finally closed. 657, 020 574, 513 95 1,619,965 100 Finally closed. I 796, 995 I 100 j 400, 000 992, 636 ' 34 200, 000 167, 285 76 100, 000 Finally closed; 35 per cent, paid to 1 stockholders. Finally closed. 175, 068 i 45 600, 000 1, 428,152 50, 000 65, 729 60 73.5 50, 000 143, 534 100, 000 55, 372 100, 000 176, 330 62, 646 100 5 per cent, since last report. Finally closed. 49 50, 000 Finally closed. 25 Finally closed. Finally closed. REPORT OF THE COMPTROLLER OP THE CURRENCY. CLXI 1 nxolvenl national hauls, with date of appointment of receive. ', 4c*—Continued. Name and location of bank. E 0 !; f|T?!i ap* First National Bank of Utali, Salt Dec. Lake City, Utah. Cook County National Bank of Feb. Chicago. 111. • ' First National Bank of Tiffin, Ohio. Oct. Cliarlottesville National Bank of Oct Charlottesville. Va. i Miners' National Bank of George- ! Jan. town, Colo. Fourth National Bank of Chicago. Feb. 111.* First National Bank of Bedford, Fob, Iowa. First National Bank of Osceola, Feb. 10,1874 Capital stock. Divi dends paid. Proved claims. $150,000 Remarks Pr.cent.]1 y.j Finally closed. $93.1121 1, 096, 530 3,1875 500, 000 22,1875 28,1875 i 100, 000 200, 000 237, 824 351,847 60 62 24,1876 ! 150, 000 92, 624 65 1,1876 200, 000 35, 801 50 1,1876 30,000 50, 781 25.1876 50,000 34, 535 First 'National Bank of Dnluth, Minn. Mar. 13,1876 100, 000 First National Bank of La Crosse, Wis. Apr. 11,1876 50.000 City National Bank of Chicago, 111. May 17,1876 Watkins National Bank of Wat- J u l y 12,1876 kins. N. Y. '• First National Bank of Wichita, Sept. 23,1876 Filially closed. 7 per cent, since last report. 12.1 100 I Finally closed. 87,786 | 100 Finally closed. Interest paid in full since last report. Finally closed: 3,», per cent, since la.it report. Finally closed. 75,000 ; 59,144 ! 100 60,000 97,404 ! 70 Finally closed. KBIIS. First National Bank of Greenfield, Ohio.' Bee. 12,1876 50, 000 34. 665 ; 27 National Bank of Fishkill, Fishkill, N. Y. First National Bank of Franklin, Ind. Northumberland County National Bank, of Shamokin, Pa. First National Bank of Winchester. 111. National Exchange Bank of Minneapolis. Minn. National Hank of the State of Missonri. Saint Louis, Mo. Jan. 27,1877 : I Feb. 13,1877 200,000 345, 3JO 300 Mar. 12,1877 ': 184.457 67, 000 First National Bank of Ashland, ! Feb. 28,1878 Pa First National I'.ank of Tarrytown, Mar. 23,1878 N. Y. " 500,000 392, 394 XI Finally closed. Interest paid in full. Finally closed. F i n a 11 y closed. 3 100,000 111', 500 33, 105 100,000 118,371 90i 70 : 100 7i'n".f« I'er cent. paid to stockholders. Finally closed. Finally closed: 5J percent, since last report. 20 per cent, since last report. Apr. 15,1878 250, 000 89, 650 May 15,1878 100, 000 33, 3(12 -10 June 8,1878 200, 000 202, 812 10(1 Finally closed. June 8,1878 50. 000 73, 804 60 Finally closed. Peoples'National Bauk of Helena, Sept. 13,1878 100, 000 ' 168. 04S Mont. i First National Bank of Bozeman. Sept. 14,1878 ! 50, 000 69, 631 Mont. i 27,801 I Merchants" National Bank of Fort Sept.25,1878 50,000 Scott, Kims.* • > _ * Formerly in voluntary liquidation. C C 100 175, 952 ' 75 ( ; Mar. 16,1877 50, 000 143,300 63/i Finally closed. i ; May 24,1877 { 100,000 223, U42 SSt%% Finally closed ; ' June 23,1877 ,500,000 ; 1,841.949 ; 100 5 per ceni. of priuci, rial and 50 per c e n t , of interest since last report. Julv 20,1877 ' 50. 000 Finallv closed. 133,112 100 ' ; • Aug. 18,1877 75, 000 160,016 I 22! ' ; ; Aug. 20,1877 ; 120, 000 '. 234,186 j 100 10 per cent, since ' last report. ! tfov. 24,1877 : 750, 000 • 988,641 ! 100 Interest paid in full l I ! since last report. I Dec. 1,1877 1 200,000 298, 324 60 First National Bauk of Delphi, Ind. First National Bank of Georgetown. Colo. Lock Haven National Bank, of Lock Haven, Pa. Third National Bank of Chicago, 111. Central National Bank of Chicago. 111. First National Bank of Kansas Feb. 11,1878 City. Mo. Commercial National Bank of Kan- ! Feb. 11,1878 sas City, Mo. : First National Bauk of Alleni own, Pa. First National Bank of "Waynesburs. Pa.* Washington County N a t i o n a l Bank of Greenwich, N. Y. First. National Bank of Dallas,. 132,000 Finally closed: 27 per cent, since last report. CLXil REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national baiiSi*, with (late of appointnun / of reveirtrs, <f'c.—Continued. Capital stock. Dividends paid. Name and location of bank. Keeeiver appointed— Proved Farn 'aimers'National Bank of I'latto City. Mo. Oct. 1,1878 50,000 First National Bank of YTaiTensbnrg. Mo. German American National Bank of Washington, IX C. German National Bank of Chicago. 111.* Commercial National Bank of Saratoga Springs, N. Y. Second National Bank of Seranton. Pa.* National Bank of Poultney, Vt First National Bank of Monticello, Ind. First National Bank of Butler, P a . Nov. 1,1878 100, 000 Fr.cent.i 100 I Finally closed: 18 : per "cent, paid t o stockholders. 156,260 100 Finally closed. Nov. 1,1878 130, 000 279,305 j 50 Dec. 20,1878 500, 000 197,353 Feb. 11,1879 100, 000 128,832 ; 100 Finally closed. Mar. 15,1879 200, 000 132, 246 : 75 Apr. 7,1879 July 18,1879 100, 000 50, 000 50 per cent, since last report. Finally closed. J u l y 23,1879 50, 000 First National Bank of Meadviile, Pa. June 9,1880 100, 000 claims. 12,449 80 81,801 100 108,385 60 93,625 ! 100 300,000 : 580,592 100 First National Bank of Brattleboro', Vt. Mechanics' National Bank of Newark, N. J . First National Bank of Buffalo, N. Y. Pacific National Bank of Boston, Mass. 103,617 100 10 per cent, last repoit. since 14,200 ! 30 First Nation.il Bank of Newark. June 14,1880 N. J . Total. llemarks. June 19,1880 300,000 Nov. 2,1881 500, 000 '2,602,655 i 55 Apr. 22,1882 100,000 : 814,470 May 22,1882 961,300 ; 1,362,934 : . 19, 723, 900 30, 049, 492 * Formerly in voluntary liquidation. 25 20 per cent, since last report. Finally closed. Interest paid in fall since last report. 10 per cent, and interest in full to creditors, and 10 per cent, to stockholder. AGGREGATE RESOURCES AND LIABILITIES OP THE NATIONAL BANKS OCTOBER, 1863, TO OCTOBER, 1882. CLXIV REPORT OP THE COMPTROLLER OP THE CURRENCY. Aggregate resources and liabilities of the National 1803. JAJIUARY. 1 Resources. APBIL. JULY. OCTOBEE 5. 66 banks. $5,466,088 33 5,662,600 00 106,009 13 Pun from uat'l ami otherb'k9. 2, 625,507 05 177,565 69 53,808 92 2, 503 69 492,138 58 764 726 00 1,416,607 62 Specie and other lawful moB'y. 16,797,644 00 Total 1 804. JANUARY 4. JULY 4. OCTOBKK 3. 139 banks. Loans and discounts XT. S. bonds and securities Other items APRIL 4. 307 banks. 467 banks. 508 banks. $10, CCO, 095 C O 15,112,250 00 74,571 48 $31,593,943 43 41,175,'15O 00 432,059 95 $70,746,513 33 92,530,500 00 842,017 73 $93,238,657 92 108, 064,400 00 1,434,739 78 Due from national banks Dae from other b'ksandb'k'rs Beal estate, furniture, &o Current expenses •4,786,124 58 S81,144 00 118,854 43 4, 699,479 56 8,537,908 94 755, 096 41 352,720 77 15,935,730 13 17,337,558 68 1, 694, 049 46 502, 341 31 19,965,720 47 14,051,396 31 2,202,318 20 1,021,569 02 Checks and other cash items.. Bills of nat'l and other banks. S;>ecie and othei lawful mon'y. 577, 507 92 895,521 00 5,018, 622 57 2, 651, 916 96 1,060,000 00 22,901,411 64 5,057,122 90 5,344,172 00 42,283,798 23 7, 640,169 14 4,687,727 00 44,801,497 48 37, C30. 691 58 114,820,287 66 252,273,803 75 297,108,195 SO Total 1 § 65. JANUAKY 2. Ai-im, 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $106,448,718 00 176, 578,750 00 3,294, 883 27 $252,404,208 07 277,619, 900 00 4,275,709 51 $362, 442,743 08 391,744,850 00 12,569,120 38 $487,170,130 29 427,731,300 00 19,048,513 15 Due from national banks Due from other bks and b'k'rs Real estate, furniture, &c Current expenses Premiums paid 30, 820,175 44 19,836,072 83 4,083,226 12 1,053,725 34 1, 323, 023 50 40, 903, 243 47 22,554,636 57 6,525,118 80 2,208, 025 65 1, 823, 291 84 76, 977, 539 59 20,078,028 01 11,231,257 28 2,338,775 56 2,243,210 31 89,978,980 55 17,393,232 25 14,703,281 77 4,539,525 11 2,585,501 00 Checks and other cash items.. Hills of nat'l and other banks. Specie Legal tenders and fract'l cur'y 17,837,496 77 14,275,153 00 4,481,937 68 72, 535,504 67 29,681,394 13 13,710,370 00 6, 659, 660 47 112,999,320 59 41,314,904 50 21,651,826 00 9,437, 000 40 168,426,166 5t> 512,568,666 68 771,514,939 10 Loans and discounts U. S. bonds and securities Other items Total 72,309,854 16,247,241 18,072,012 189,988,498 44 00 59 28 1,126,455,481 66 1,359,768,074 48 •Including amount dne from national banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. OLX.V Banks from October, 18C3, to October, 1882. 1 § 6 3. JANUARY. APRIL. JULY. OCTOBEB 5. 60 b a n k s . $7,188, 393 00 128, 030 8,497, 681 981,178 2, 300 Individual and other deposits. Due to nat'l and other banks*. Other items Total 00 84 59 51 16,797, 644 00 1864. JANUARY 4. APRIL 4. 139 banks. 307 b a n k s . $14, 740, 522 00 Capital stock Surplus fund Undivided profits 432, 827 81 Xational b ' k notes outstanding Individual and other deposits. D u e to nat'l and other banks*. Other items Total 30,155 19,450,492 2,153, 779 822, 914 00 53 38 80 37,030,091 58 JULY 4. OCTOBER 3. 407 banks.' 508 banks. $42, 204, 474 00 $75, 213, 945 00 $8fl, 782,802 00 1, 025, 650 87 1,129,910 22 3,094,330 11 2,010,280 10 5, 982,392 2? 9, 797, 975 51,274,914 0, 814, 930 3,1(12,337 00 01 40 38 114,820, 287 00 25,825,665 119,414, 239 27,382, 000 213, 708 00 03 37 02 252,273,803 75 45,260, 504 122,106, 536 34,802,384 43,289 00 40 81 77 297,108,195 30 1 8 6 5. JANUARY 2. • OCTOBEB 2. 907 banks. 1,294 b a n k s . 1,513 b a n k s . $135, 018, 874 00 $215, 326, 023 00 $325,834, 558 00 $393,157,206 00 8,003,311 22 12,283,812 65 !>urplns fund Undivided profits JULY 3. 638 b a n k s . Capital stock APRIL 3. 17, 318, 942 65 17,809, 307 14 31,303, 505 64 23,159,408 17 38, 713, 380 72 32, 350,278 19 National b'knotes outstanding Individual and other deposits. Uni ted States deposits 00, 709, 375 00 98, 800,488 00 131,452,158 00 171,321, 903 00 1R3, 479, 636 98 37, 704,729 77 202,961,473 13 57,630,141 01 398,357, 559 59 58,032, 720 67 500,910,873 22 48,170, 381 31 Dne to national banks Due toother lr'ksand bankers' 30, 619,175 57 37,104,130 02 41,301, 031 16 59, 692,581 64 78,261, 045 04 79,591,594 93 90,044,837 08 84,155,161 27 Other items Total 205,620 87 578,951 37 402, 871 02 944,053 70 512,508,666 08 771,514,939 10 1,120,455, 481 66 1,359,768,074 49 " Inoiuding State bank oircnlflUon outstaDding. CLXVI BEPOKT OP THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National I860. JA-NUAKr 1. APKIL2. JULY 2. OCTOBKB 1. j 1,582 banks. Resources. 1,612 banks. 1,634 banks. 1,644 banks. | $500,650,109 19 Loans and discounts V. S. b'dsdep'd to secure ciro'n 298, 376, 850 00 142, 003,500 00 3therU.S. b'dsand securities. 17,483,753 18 Oth'r stocks, b'Ua, audutortg's Dno from national banks 93,254,551 02 l>uefromother b'ks and b'k'ra 14, 658, 229 87 JReal estate, furniture, &c 15,4:16,296 10 Current expenses 3,193, 717 78 Premiums paid 2,423,918 02 8!), 837, 6R4 50 Checks and other cash items. 20,406, 442 00 Bills of national and other b'ks 19, 205, 018 75 Specie 187,840, 548 82 legal tenders and fract'l cur'y $528, 080, 526 70 $550,353,094 17 326,483,350 00 315,850,300 00 121,152.950 00 125, 625, 750 00 17, 605,911 46 17, 379, 738 92 87, 5G4, 329 71 96,690,482 06 13,082,345 12 13,982, 613 23 15, 8<ir>, 504 46 16, 730, 923 62 4, 9.'7, f,(l9 79 3,032,716 27 2, 398, 872 28 2, 233, 51'6 31 105. 490, 619 36 96, 077,131 53 18, 279, 81(5 00 17, 866, 742 00 17, 529, 778 42 12, 629,376 30 189,867,852 52 201,425,041 63 1,404,776,619 29 1, 442, 407, 737 31 1,470,395,208 13 Total $603,314,704 63 331,843,200 00 94, 974,650 00 15,887,490 Ofi 107,650,174 18 15,211,117 16 17,134,002 W 5,311,253 M S 2,493, 773 -17 103, fl«4,249 21 17. 437,779 (HI 9,226, 831 Si 205, 793,578 7« ! 1,526, 982,804 42 1 867. JANUAKI 7. Total JULY 1. OCTOBER 7. 1,648 banks. [joana and discounts U. S. b'ds dep'd to secure circ'n tj, S. b'ds dep'd to sec're dep'ts tT. S. b'ds and see'ties on band. Oth'r stocks, b'ds, and mortg's I>ne from national banks l)ne from other b'ks and b'k'rs Keol estate, furniture, &c Current expenses E'remiums paid Checks Rnd other cash items Hills of national banks Bills of other bunks Specie Legal tenders and fract'l cur'y Compound interest notes..... APKILl. 1,642 banks. 1,636 banks. 1,642 banks. $608,771,799 61 339, 570,700 00 36,185, 950 00 52,9-19,300 00 15,073,737 45 92, 552,206 29 12, 990,157 49 18,925,315 51 2, 822, 675 18 2,860, 398 85 101,430,220 18 19,263,718 00 1,170,142 00 19,720, 043 20 104,872,371 64 82, 047, 250 00 $597,648,286 53 388,863, 650 00 38,465, 800 00 46,639, 400 00 20,194,875 21 94,121,186 21 10,737,392 90 19, 625, 893 81 5, 693, 784 17 3,411, 325 56 87,951,405 13 12, 873,785 00 825, 748 00 11, 444, 529 15 92,861,254 17 84, 005, 790 00 1, 511, 222, 985 40 1,405,451,105 84 $588,450, 396 12 337, 684, 250 00 38,368,950 00 45,633,700 00 21,452, 615 43 92,308,911 87 9, 603, 322 82 19, 800, 905 86 3, 249,153 31 3,338,600 37 128, 312,177 79 16,138,769 00 531,267 00 11,128,072 98 102, 534,613 46 75,488, 230 00 $609,075,214 61 338,640,150 00 37,862,100 00 42,460,800 00 21,507,881 42 95,217,610 14 8, 389, 226 47 20, 639,708 23 5,297,494 13 2,764,180 35 134,603,231 51 11,841,104 00 333,209 00 12,798,044 40 100,550,849 91 50,888,250 00 1, 494,084, 526 01 1,499,409,060 17 18 JANUAItr 0. APRIL 0. JULY 6. OCTOBEK 5. 1,042 banks. 1,043 banks. 1,640 banks. 1,643 banks. $018, 603, 479 89 Loans and discounts IS. S. b'dsdep'd to secure circ'n 339, 064, 200 00 U. S. b'ds dep'd to sec're dep'ts 37, 315, 750 00 44,164, 500 00 (7. S. b'ds and see'ties on hand. 19, 305, 804 77 Jth'r stocks, t>'ds, and mortg's 99,311, 440 60 Due from national banks 8, 480,199 74 Dae from other b'ks and b'k'ry 21,125,665 68 Keal estato, furniture, &c 2, 986, 893 86 Current expenses 2,404, 536 96 Premiums paid 109, 390, 266 37 Checks and other caah items. 10,055, 572 00 Bills of national banks 261,209 00 Bnisof other banks 1,927,876 78 Fractional currency 20, 981,601 45 Specie 114,300,491 00 legal-tender notes 39, 997,030 00 Uompound Interest notee 8,245,000 00 Three per cent. certificate!* . . Total 1,502,647,644 10 $028, 029, 347 65 339, 686, 650 00 37, 440, 000 00 45, 958, 550 00 19, 874,384 33 95, 900, 606 35 7, 074,297 44 22, 082, 570 25 5, 428, 460, 25 2, 000,100 09 114,993,036 23 12,573,514 00 190,106 00 1,825,040 ]fl 18, 373, 943 22 84, 390, 219 00 38,917,490 00 24,255, 000 00 $655,729,548 42 339,509,100 00 37,853,150 00 43, 068,350 00 20,007,327 42 114,434,097 93 8, 642,456 72 22, 699, 829 70 2,938, 519 04 2,432,074 37 124,076,097 71 13,210,179 00 342,550 00 1, 863,358 91 20,755, 919 04 100,166,100 O O 19,473,420 00 44, 905, 000 00 $657,668,847 83 340,487, 050 00 37, 360,150 00 36,817, 600 00 20, 693,406 40 102,278,547 77 7,848,822 24 22,747, 875 18 5,278,911 22 1, 819, 815 50 143,241,394 99 11,842, 974 00 222, 668 00 2,262,791 97 13,003,713 39 92,453,475 00 4, 513, 730 00 59,080,000 00 1,499, OCa 920 97 1,572,167,078 20 1,559,021,773 49 EEPOKT OF THE COMPTROLLER OF THE CURRENCY. CLXVH Banks from October, 1SG3, to October, 1882-Continued. 1 866. JANUAICZ 1. APKIL 2. JCJLT 2. OCTOBKB 1. 1,582 banks. 1,612 banks. 1,634 banks. 1,644 banks. $403, 357, 346 00 $409,273, 534 00 Liabilities. Capital stock Surplus fund Undivided profits 43,000,370 78 28, 972, 493 70 $414, 270, 493 00 $415,472, 369 00 44, 687, 810 54 30, 964, 422 73 50,151, 991 77 29, 286,175 45 53,359,277 64 32, 593,466 69 National b'k notes outstanding State bank notes outstanding. 213,239, 530 00 45,449,155 00 248, 886, 282 00 33, 800, 865 00 267, 798, 678 00 19,990,163 00 280,253,818 00 9, 748, 025 00 Individual deposits U. S. deposits Dep'tsot U. S. disb'sing officers 522, 507, 829 27 29, 747, 236 15 534, 734, 950 33 29,150, 729 82 533,338,174 25 36,038,1*-, 03 3, 0G6, 892 22 564, 616, 777 IH 30,420,819 Wt 2, 979, 955 77 Due to national banks Due to other l>'ks and bankers. 94, 709, 074 15 23, 793, 584 24 89, 007, 501 54 21,841, 641 35 96, 496, 7°6 42 25,951, 728 99 1.10 531. »r.7 31 26, OSu, 317 57 Total 1,404, 776, 619 29 1,442,407,737 31 1, 476, 395, 208 13 1,526,962,81)4 42 1867. JANUAltY 7. Capital stock APKIL 1. JULY 1. OCTOBEIl 7. 1,648 banks. 1,042 banks. 1,036 banks. 1,642 banks. $420,229, 739 00 $419, 399, 484 00 $418, 558,148 00 $420, 073, 415 00 59, 992, 874 57 26, 961, 382 60 60,206,013 58 31,131, 034 39 63, 232, 811 12 30, 656,222 84 66, 695, 587 01 33,751,446 21 National b'k notes outstanding State bank notes outstanding. 291, 436, 749 00 6, 961,499 00 292,788, 572 00 5, 460, 312 00 291, 769, 553 00 4, 484,112 00 293,887, 941 00 4,092,153 00 Individual deposits U.S. deposits Dep'teoi U. S. disb'sing officers 558, 699,768 06 27, 284, 876 93 2,477, 509 48 512, 046,182 47 27,473,005 66 2, 650, 981 39 539, 599, 076 10 29, 838, 391 53 3,474,192 74 540,797,837 51 23, 062,119 92 4, 352, 379 43 Pue to national banks Due to otlior b'ks and bankers. 92,761,998 43 24, 416, 588 33 91,156, 890 89 23,138, 629 46 89, 821, 751 60 22, 059, 267 08 93,111,240 89 19, 644, 940 20 Surplus fund Undivided profits Total 1, 511, 222, 985 40 1, 485,451,105 84 1, 494, 084,526 01 1,499,469,060 17 18 6 8. JANUARY 6. APItIL 6. JULY 6. OCTOBER 5. 1,642 banks. 1,648 banks. 1,640 banks. 1,643 banks. $420, 260,790 00 $420, 676, 210 00 $420,105,011 00 $420,634,511 00 70, 586,125 70 31,399,877 57 72,349,119 60 32,861,597 08 75,840,118 94 33,543, 223 35 77, 995,761 40 36,095,883 98 National b'k notes outstanding State bank notes outstanding. 294, 377, 390 00 3,792, 013 00 295,336, 044 00 3,310,177 00 294, 908, 264 00 3,163, 771 00 295,769,489 00 2, 906,352 00 Individual deposits V. S. deposits Dep'tsof. U. S. disb'sing officers 534,704, 709 00 24,305,638 02 8,208, 783 03 532,011,480 36 22,750,342 77 4, 976,682 31 575,842,070 12 24, 603,676 96 3,499,389 99 580, 940,820 85 17, 573, 250 64 4, 570, 478 16 I>ne to national banks HUB to other b'ks and bankers. 98,144, 609 61 21, 867, 648 17 94,073,631 25 21,323,030 60 113,306,346 34 27, 355, 204 58 99,414,397 28 23, 720, 829 M 1,499,668,920 »7 1,572,167,076 28 Capital stock Surplus fund Undivided profits Total 1,502,647,644 10 1,559,621,773 49 CLXVIII REPORT OP THE COMPTROLLER OP THE CURRENCY. Aggregate resources and liabilities of the National I860. JAXUARY 4. APRIL 17. JUKE 12. OCTOBER 9. 1,628 banks. 1,620 banks. 1,619 banks. 1,617 banks. $662,084, 813 47 338,379,250 00 29,721,350 00 30,226, 550 00 20, 074,435 69 $686, 347,755 81 338, 099, 750 00 27, 625, 350 00 27, 476, 650 00 20,777,500 53 $682,883,108 97 339,480,100 00 18, 704,000 00 25 903,950 00 22, 250, 697 14 80 84 34 28 81 70 57, 554, 382 55 30, 520, 527 89 8, 075, 595 60 23,798,188 13 5, 641,195 01 1,716, 210 13 62, 912, 036 82 35,556,504 53 9,140,919 24 23, 859,271 17 5, 820,577 87 1, 809, 070 01 142, 005, 984 92 14, 684,799 00 2, 280,471 06 29, 626, 750 20 S3,239, 300 00 52, 075, 000 00 154,137,191 23 11,725,239 00 2, 088, 545 18 9, 944, 532 15 80, 875,161 00 51,190, 000 00 161, 614, 852 66 11,524,447 00 1, 804, 855 53 18, 455, 090 48 80, 934,119 00 49,815,000 00 1, 540, 304,266 50 1, 517,753,167 03 1, 564,174,410 65 1,497, 226, 604 33 Resources. Loans ami discounts TJ. S. bonds to secure circ'lat'n IT. S. bonds to secure deposits U. S. b'ds and see'ties on hand. Oth'r stocks, b'ds, and rnortg's $644,945,039 53 338,539,950 00 34, 538, 350 00 35, 010, 600 00 20,127, 732 96 Due from redeeming agents.. Due from otber national banks Due from Stateb'ks and b'k'rs Keal estate, furniture, &o Current expenses Premiums paid 65, 727, 070 30, 007, 316 7, 715, 719 23, 289, 838 3. 205, 990 1, 654, 352 Cheeks and other cash items. Bills of other national banks. Fractional currency Specie Legal-tender notes Three per cent, certificates . . Total 56, 669, 562 84 35,393, 563 47 8, 790, 418 57 25,169,188 95 5, 646, 382 96 2, 092, 364 85 108,809,817 37 10,776, 023 00 2, 090, 727 38 23, 002,405 83 83,719,295 00 45, 845, 000 00 1 S 7o. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . 1,648 b a n k s . Loans and discounts. $688,875,203 70 $710, 848, 609 39 $719,341,186 06 $715, 928, 079 81 $725, 515, 538 49 Bondsfor cironlation. 339,350,750 00 339, 251, 350 00 338,845,200 00 340, 857,450 00 344,104, 200 00 16,102, 000 00 15,704,000 00 15,381, 500 00 15,189,500 00 Bonds for deposits... 17,502, 000 00 27,292,150 00 28, 276,600 00 22, 323, 800 00 23, 893, 300 00 XT. S. bonds on h a n d . 24, 677,100 00 20, 524, 294 55 23, 300, 681 87 23, 614, 721 25 22,686,358 59 Other stocks and b'ds 21, 082,412 00 66,275, 608 92 04, 805, 002 88 Du e from red 'g agents 71,641,480 05 73,435,117 98 74,635, 405 61 37,478,166 49 36,128, 750 66 33, 948, 805 65 Due from n a t l banks 31, 994, 609 26 29,510,688 11 0,824,144 IS 10, 430, 781 32 9, 319, 500 54 9, 202, 496 71 X>no from State banks 10,238,219 85 26, 5.03, 357 00 26, 002, 713 01 20, 330,701 24 27,470, 746 97 28, 021. 637 4-1 Real estate, Sea 6, 905, 073 32 0, 324, 955 47 3,469, 588 00 5, 871, 750 02 Current expenses 6,683,189 54 3,251,648 72 3, 076, 456 74 2,439,591 41 2,491,222 11 Premiums paid 2, 680, 882 39 13, 229, 403 34 111, 624,822 00 11,267,703 12 11, 497, 534 13 12,530,613 57 Cash items 76,208.707 00 75,317,992 22 83, 930, 515 64 79, 089, 688 39 Clear'g-house exch'gs 17,001,846 00 14, 226, 817 00 16, 342, 582 00 12,512,927 00 National bank notes. 15, 840, 669 00 2,150,022 89 2,476, 966 75 2, 285,499 02 2,184,714 39 2, 078,178 05 Fractional currency . 20, {(07,251 59 48, 345,3S3, 72 37, 096, 543 44 31, 099,437 78 18,400,011 47 Specie 80, 580, 745 00 82,485, 978 00 94, 573,751 00 79,324,577 00 legal-tender notes . 87, 708,502 00 41, 845, 000 00 43, 570, 000 00 43, 465, 000 00 43,345,000 00 Three percent, cert'fs 43, 820,000 00 Total 1,540,201,357 44 1,529,147,735 85 1,505,756,909 67 11,510,713,236 93 1,538,998,105 93 187 1 . MARCH 18. APRIL 29. JL'XE 10. OCTOBER 2. DKCEMBRR 16. 1,688 banks. 1,707 banks. 1,723 banks. 1,767 banks. 1,790 banks. Loans and discounts. $767,858,490 59 $779,321,828 11 $789,416,568 13 $831, 552, 210 00 $818,990,311 74 Bonds for circulation 351,556,700 00 354,427,200 00 357, 388, 950 00 364, 475, 800 00 360, 840, 200 00 15, 250, 500 00 28, 087, 500 00 23,155,150 00 15,230,500 00 Bonds for deposits... 15,231, 500 00 24, 200, 300 00 17,753,650 00 17,675,500 00 22,487, 950 00 U. S. bonds on hand. 23, 911, 350 00 23,132, 871 05 24, 517, 059 35 23, 061,184 20 22,414, 059 05 Other stocks and b'ds 22, 703, 809 20 One from red'gagents Due from natl banks Inxa from State banks Eeai estate, &o Current expenses 1'remiiims paid 83,809,188 92 30,201,119 99 10,271, 005 34 28, 805,814 7!) 6, 694, 014 17 3, 939. 905 20 85,061, 016 31 38,332, 679 74 11,478,174 71 29, 242, 762 79 6, 764,159 73 •t, 414, 755 40 11, 042, 044 74 12, 749,289 84 Cash items Clear' g-honse exch'gs 100,693,917 54 130, 8.">5, 698 15 l(i, (>32, 323 00 National bank notes. 13,137, 000 00 2,103, 208 10 2,135, 703 09 .Fractional currency. ?5, 769,106 64 22, 732, 027 02 Specie Legal-tender notes... 91,072,349 00 100,210,120 00 33, 935, 000 00 Three per cent, cert'fs 37, 570, 000 00 Total 92, 309, 240 71 39, 630, 579 35 11,853,308 60 29, 637,9'J9 30 6,295,099 *S 5, 026, 385 97 80, 878, 608 84 43, 525,302 05 12, 772, 609 83 30, 089, 783 85 6,153,370 29 5,500,890 17 14, 058,268 8fi 13,101,497 95 102,091,311 75 101, 165,854 52 14,197, 653 00 19,101, 389 00 2, 095, 485 79 2,'16O, 713 22 13, 252,998 17 19, 924, 955 16 122,137, 660 00 109,414,735 00 25, 075,000 00 30, 690, 000 00 77, 985, 600 53 43,313,344 78 13, 069, 301 40 30, 070, 330 57 7, 330,424 12 5, 950, 073 74 13,784.424 76 114,538,539 93 13,085,904 00 2, 001, 600 89 29, 595, 299 56 03, 942, 707 00 21, 400, 000 00 1,627,032,030 28 11,694,440,912 94 1,703,415,335 65 1,730,506,899 72 1,715,801,897 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXIX Banks from October, 18C3, to October, 188ii~Continued. 869. 1 JANUARY 4. APRIL 17. JUNE 12. OCTOBER 9. 1,628 b a n k s . 1,620 b a n k s . 1,619 b a n k s . 1,617 b a n k s . $419, 040, 931 00 $420,818,721 00 $422,659,260 00 $426,399,151 00 81,169,936 52 35, 318, 273 71 82, 653, 989 19 37,489,314 82 82,218,576 47 43,812,808 70 86,165,334 32 40,687, 300 92 Natl banknotes outstanding.. State bank notes outstanding. 294,476,702 00 2,734,669 00 292,457, 098 00 2, 615, 387 00 292, 753,286 00 2,558, 874 00 293, 593, 645 00 2,454, 697 00 Individual deposits D". S. deposits Dep'ts TJ. S. disbnrstogoffioers. 568, 530,934,11 13,211,850 19 3,472,884 90 547, 922,174 91 10,114, 328 32 3, 665,131 61 574,307,382 77 10, 301, 907 71 2,454, 048 99 511,400,196 63 7,112, 646 67 4, 516,648 12 Due to national banks Due to State banks and b'k'rs 95,453,139 33 20, 984, 945 74 92, 662, 648 49 23, 018, 610 62 100,933, 910 03 28, 046, 771 30 95,067,892 83 23, 849,371 62 2,464, 849 81 1, 870, 913 26 2,392,205 61 1, 735,289 07 3,839, 357 10 2,140, 303 12 1,517,753,167 03 | 1,564,174,410 65 1,497,226, G04 33 Liabilities. Capital stock Snrplas fond Undivided profits Notes ana bills re-discounted Bills payable Total 1, 540, 394, 266 50 18 70. JANUAKY 22. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 b a n k s . Capital stock MAECH 24. 1,615 banks. 1,612 b a n k s . 1,615 b a n k s . 1,648 b a n k s . $426, 074,954 00 $427,504,247 00 $427,235,701 00 $430,399, 301 00 • 90,174, 281 14 91, 689, 834 12 94, 061, 438 95 90, 229, 954 59 42,861,712 59 34,300,430 80 38,008,018 91 43,109,471 62 Surplus fund Undivided profits Nat! bank circulation State bank circulation 292, 838, 935 00 2, 351,993 00 Dividends unpaid Individual deposits .. U. S. deposits Dep'ts U. S. dis. offl'rs 292, 509,149 00 2, 279,409 00 291,183, 614 00 2,222, 793 00 291, 798, 640 00 2,138, 548 00 $435,356,004 00 94, 705, 740 34 46, 056,428 55 296, 205, 440 00 2, 091, 799 00 2,299,296 27 1,483, 416 15 1, 517, 595 18 2, 402, 591 31 2, 242, 556 49 546,236,881 57 6,750,139 19 2, 592, 001 21 516, 058, 085 26 6,424,421 25 4, 778,225 93 542,261,563 18 10, 077, 873 92 2, 592, 967 54 501,407,586 90 6, 807, 978 49 4, 550,142 68 507,308, 618 67 6, 074, 407 90 4,155,304 25 Duo to national banks 108, 351, 300 33 Due to State banks .. 28, 904,849 14 Notes ro-disconnted.. 3, 842, 542 30 Bills payable 1, 543,753 49 Total 1,546,261,357 44 109,607,715 95 29, 707, 575 21 115,456,491 84 33,012,102 78 100, 348, 292 45 29, 693, 910 80 106,090,414 53 29, 200, 587 28 2, 402, 647 49 2,873, 357 40 2,741, 843 53 2,302,756 99 3,843,577 C7 4, 592, 609 70 4, 012, 131 08 4, 838 667 83 1,529,147,735 85 1,565,756,909 67 1,510,713,230 92 1,538,998,105 93 187 I. MAECII 18. JUNE 10. OCTOBEK 2. 1,688 b a n k s . Capital stock APRIL 29. 1,707 b a n k s . 1,723 b a n k s . 1,767 b a n k s . $444, 232, 771 00 $446, 925,493 00 $450,330, 841 00 $458. 255, 690 00 DECEMBER 16. 1,790 b a n k s . $460, 225, 866 00 96,862,081 66 43, 883, 857 64 97, 620, 099 28 44,770, 030 71 98, 322, 203 80 45, 535,227 79 101,112, 671 91 42, 008,714 38 101, 573,153 62 48, 630, 925 81 N a t ' l b a n k circulation 301,713,460 00 2, 035, 800 00 State b a n k circulation 300,131,393 00 1. 982, 580 00 307,793, 8S0 00 1, 968, 058 00 315.519,117 00 1, 921, 056 00 318,205,481 00 1, 886, 538 00 Surplus fnnd Undivided profits 1, 203, 707 70 2, 235,248 40 1,408, 628 25 4,540,194 61 1,393,427 98 [ndividual deposits . 501,190, 830 41 6, 314, 957 81 U. S. deposits 4, 813, 016 06 D e p ' t s U. S. dis. offl'rs 611, 025,174 10 6, 521, 572 92 3,757, 873 84 602,110,758 16 6, 265,167 94 4, 893, 907 25 600, 868,486 55 20, 511, 935 98 5,393, 598 89 596, 586,487 54 14,829,525 65 5, 399,108 34 Due to national b a n k s 118, 904, 865 84 Dne to S t a t e b a n k s . . . 37,311 519 13 128.037,469 17 30,113, 290 67 135,107, 847 69 41, 219, 802 96 131, 730, 713, 04 40, 211,971 67 118,657.614 16 38,116, 950 6T 3,573, 723 02 5, 740, 964 77 3,120, 039 09 5,278,973 72 3, 964, 552 57 4,528.191 12 4,922, 455 78 5.374. 362 67 1.627.032,030 28 1,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861.897 22 Dividends unpaid Notes re-discounted.. Bills payable Total 3, 250, 896 42 5, 248, 206, 01 CLXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 18 7 2. FEBRUARY 27. APRIL 19. JL'.VE 10. OCTOBER 3. DECEMBER 27. 1,814 b a n k s . Resources. 1,843 b a n k s . 1,853 b a n k s . 1,919 b a n k s . 1,940 b a n k s . j Loans and discounts- $839,665, 077 91 Bonds to. circulation 370, 924,700 00 Bonds for deposits... 15,870,000 00 U. S. bonds on hand. 21, 323, 150 00 Other stocks and I ds 22, 838, 338 80 V Due from red'j; agents 89, 548, 329 93 Due from nat'l banks. 38, 282,905 86 Due from State banks 12, 2«9, 822 08 30, 037, 676 75 Real estate, &c Current expenses.... 6, 265, 655 13 6,308,821 86 Premiums paid 12,143,403 12 Cash items Clear'g-houso exch'^s 93, 154,319 74 National bank notes. 15, f>r,'.!, 087 00 Fractional currency . 2, 278, 143 24 25,507,825 32 Specie Legal-tender notes... 97,865,400 00 X . S. cert Is of deposit T Three per cent, cert's 18, 980,000 00 Total $844, 902,253 374,428,450 13,169, 000 19, 292,100 21, 538, 914 82,120,017 36, 697, 592 12, 299, 716 30,809,274 7, 026, 041 6, 544, 279 12,461,171 114,195. 966 18, 492, 832 2,143, 249 24, 433, 809 105,732, 455 49 $871, 531,448 67 $877,197, 923 47 $885, 653, 449 62 00 377, 029, 700 00 382, 046,400 00 384, 458, 500 00 00 15, 409, 950 00 15,479,750 00 16, 304,750 00 00 16, 458, 250 00 12,142, 550 00 10, 306,100 00 06 22,270,610 47 23, 533,151 73 23,160,557 29 24 91, 564,269 53 80,717,071 30 80,401,459 44 81 39,408, 323 39 34,480,593 87 42,707,613 54 94 13, 014, 265 26 12, 976, 878 01 12, 008, 843 54 98 31,123, 843 21 32,276,498 17 33, 014, 796 83 23 6, 719..794 90 6,310,428 79 8 454, 803 97 29 6, 616,174 75 6, 546, 848 52 i, 097, 847 86 40 13,458,753 80 14,916,784 34 13, 696, 723 85 30 88, 592, 800 16 110,086,315 37 90,145, 482 72 00 16, 253,560 00 15, 787, 298 00 19, 070, 322 00 29 2,069,464 12 2,151, 747 88 2, 270, 576 32 46 24,256,644 14 10,229,756 79 19, 047, 336 45 00 122,994,417 00 105,121,104 00 102,922, 309 00 6,710,000 00 12, 650, 000 00 7,140, 000 00 4,185,000 00 12, 005, 000 00 15, 305, 000 00 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 1 § 7 3. FEBRUARY 28. 1,947 banks. Loans and discounts $913,265,189 Bonds for ci rculat ion . 384,675,050 Bonds for d e p o s i t s . . . 15, 035,000 TJ. S. bonds on hand. I 10,436,950 Other stocks and b'dsi 22. 063, 306 Due from red'j* agents: 95,773, 077 D u e from nat'l b a n k s . \ 39, 483, 700 D u e from State banks! li!, 595,679 34, 023, 057 Eeal estate, &o 6, 977, 831 C u r r e n t expenses 7, 2()3,259 Premiums paid 1L, 761, 711 Oa«h items i Clear'g-house exch'fisj 131,383,860 National bank notes. 15, 998, 779 2, 289, 680 Fractional currency . 17, 777, 673 Specie Le#al-tender n o t e s . . ; 97,141,909 IT. S. cert 1 is of deposit 18,460, 000 1,805,000 T h r e e per cent, c e r t ' s Total iraE 13. I 1,902 banks. !$912. OOt, 207 386,763, 800 16,235,000 9, 013, 550 22, 449,146 88,815, 557 38,671,088 12, 883, 353 34,216,878 7,410,045 7,559,987 11,425,209 94, 132, 125 19, 310, 202 2,198,973 16,868,808 100, 605, 287 18, 370, 000 710, 000 SEPTEMBER 12. 1,968 banks. | 1,976 banks. 31 $925, 557, 682 42 $944, 22ft, 116 00 388, 080, 300 00 388, 330,400 00 15, 935,000 00 14, 805, 000 00 9, 789, 400 00 8, 824, 850 04 22, 912, 415 63 23, 709, 034 80 97,143, 326 94 96,134.120 63 43, 328. 792 28 41, 413, 680 37 14, 073, 287 77 12,022,873 07 34, 820, 562 77 34, 661, 823 87 7,154,211 09 6, 985, 436 67 7, 890, 902 14 7, 752, 843 00 13,0:16,482 58 11,433,913 24 91,918,528 59 88,926,003 00 20, 394, 772 00 16,103, 842 37 2,197,559 84 2,302, 775 74 27, 95(1, 086 72 19, 808,469 00 100,381,491 00 92, 522, 663 00 22, 365, 000 »0 20,610,000 00 305, 000 00 DECEMBER 26. 1,976 b a n k s . 34 $850,816,555 05 00 389, 384,400 00 00 14,815,200 00 00 8, 630, 850 00 63 24, 358,125 06 66 73, 032, 046 87 00 40,404, 757 97 11,185, 253 08 41 35, 556, 746 48 21 8,678, 170 39 99 7,987,707 14 87 12, 321, 972 80 22 02,881,342 16 53 21, 403,179 00 00 2,287,454 03 26 26,907, 037 58 45 00 108, 719,506 00 24,010, 000 00 00 '1,839,152,715 21 (1,800,303,280 11 jl,851,234,800 38 1,830,627,845 53 1,729,380,303 61 1874. FEBRUARY 27. MAY 1. JUNE 20. OCTOI1ER 2. DECEMBER 31. 1,975 bunks. 1,978 b a n k s . 1,983 b a n k s . 2,004 b a n k s . 2,027 banks. Loans and discounts. $897, 859, 600 4(i Bonds for circulation. 389,614,700 00 Bonds for deposits- . 14, 600, 200 00 TJ. S. bonds on hand. 11,043,400 00 Other stocks and b'ds 25, 305,730 24 Due from res'vea£:ts 101,502,801 58 Due from nat'l banks. 36, 624, 001 39 Due from State banks 11, 496, 711 47 36,043,741 50 Real estate, &c Current expenses.... 6, 998, 875 75 8,741,028 77 Premiums paid 10,269,955 50 Cash items Clear' jj-housoexch'fis 62,708,119 19 National hank notes. 20,003,251 00 2, 309, 919 73 Fractional currency 33,365,863 58 Specie Legal-tender notes... 102,717, 563 00 U. S. cert'fsof deposit 37,235, 000 00 Dep. with IT. S. Treas Total $923, 347, 030 79 $926,105, 671 70 $934,394,791 59 $955, 862, 580 51 389, 249,100 00 390,281, 700 00 383,254, 800 00 382, 976, 200 00 14, 890, 200 00 14, 890,200 00 14,691,700 00 14,714,000 00 10,152,000 00 10,456,900 00 13,313,550 00 15, 290, 300 00 25, 460, 460 20 27, 010, 727 48 27, 807, 826 92 28, 313, 473 12 94,017,603 31 97, 871, 517 06 83,885,126 94 80, 488, S:J1 45 41,291,015 24 45, 770, 715 59 39, 695, 309 47 48,100, 842 62 12,374,391 28 12,409,592 33 11,196,611 73 11,655,573 07 30,70S, 060 39 37, 270, 876 51 38,112,926 52 39,190, (i83 04 7, 547, 203 05 7,550,125 20 7, 658, 738 82 5, 510, 566 47 8, O U 370 84 K, 8, 563, 262 27 8, 376, 659 07 8,626,112 16 11, 949, 020 71 10,406,257 00 12,296,416 77 14,005,517 33 94, 877, 796 52 63,890,271 31 97, 383, 687 11 112,995, 317 55 20, 673,452 00 23, 527, 991 (10 18,450, 013 00 22, 532, 330 00 2,187, 186 69 2, 283, KI8 92 2,224,943 12 2, 392, 008 74 32, 569,969 26 22,326,207 27 21, 240, 945 23 22,436,761 04 101,692,930 00 103,108,350 00 80, 021, 946 00 82,604,791 00 40,135, 000 00 47, 780, 000 00 42, 825, 000 00 33, 070, 000 00 91,250 00 20, 349, 950 15 21,043, 084 36 1.808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXI Banks from October, 1863, to October, 1882—Continued. FEBRUABY 27. APRIL 19. JUXE 10. OCTOBER 3. DECEMBER 27. 1,814 banks. Liabilities. 1,843 banks. 1,853 banks. 1,919 banks. 1,940 banks. Capital stock $464,0Sl,744 00 $407, 924,318 00 $470, 543,301 00 $479,629,174 00 $482, 606, 252 00 Surplus fund 103, 787, 082 02 104,312, 525 81 105,181, 943 28 110,257,516 45 111, 410, 248 98 56,702,411 8S Undivided profits . . .. 43, 310,344 40 46,428, 590 00 50, 234, 298 32 40, 623, 784 50 H"at'l bank circulation 321, 634, 675 00 325, 305. 752 00 327, 002,752 00 333,495, 027 00 336,289, 285 00 1, 507,143 00 State bank circulation 1,830, 563 00 1, 703, 885 00 1, 700, 933 00 1, 511, 396 00 Dividends unpaid 1, 561, 014 43 3,149, 749 61 ' 1, 356, 934 48 Individual deposits .. 593, 645, 006 10 020, 775, 205 78 01S, 801,619 49 013,290,671 45 6, 355,722 85 0, 993, 014 77 7, 853, 772 41 TJ. S. deposits 7,114,893 47 3,410,371 16 5, 403, 953 48 Dep'tstf.S.dis.officers 5, 024, 099 44 4, 563, 833 79 598,114,679 26" 7,803, 894 03 5,136, 597 74 Due to national banks 128, 627, 494 44 120, 755, 565 86 132, 804, 924 02 110, 047, 347 67 Dae to State banks . - 39, 025,1«5 44 35, 005,127 84 39, 878, 826 42 33, 789, 083 82 124,218,392 83 34,794, 903 37 1,451,746 29 Notes re-discounted.. Bills payable 3, 818, 686 91 6,062,896 11 1,434,044 06 4, 225, 622 04 5, 821, 551 76 5, 549,431 88 0, 040, 502 06 4, 745,178 22 5, 942, 479 34 0, 545, 059 78 0,940,416 17 1,719,415,637 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556, 532 « Total 187 FEBRUARY 28. I 3. APRIL 25. SKFTlEMUEtt 12. DECEMBER 26. 1,976 banks. 1,970 banks. ! 1,908 banks. 1,947 banks. I 1,962 banks. Capital stock .. $484, 551, 811 1)0 j$487, 891, 251 00 $490,109, S01 00 $491, 072, 616 00 $490, 200, 611 00 Surplusftmd '< Undivided profits 114,081.048 73 115,805,574 57 ! 48, 578, 045 28 j 52,415, 348 40 116, 847, 454 62 55,300, 154 69 120,314,499 20 64, 515,131 70 120, 961, 267 91 58, 375,169 43 Nat'l bank circulation' 336,292,459 00 | 338,103,804 00 338, 788, 504 00 1, 224, 470 00 339, 081 799 00 1,188,853 00 341,320,250 0V I, KiO, 585 00 1,400,491 90 1, 402, 547 89 1, 209, 474 74 State bank circulation; 1,308,271 00 j 1,280,208 00 Dividends unpaid 1,463,993 00 j 1,402,330 77 i Individual deposits .. i 656,187,551 XT. S. deposits I 7, 044, 848 Dep'tstf.S.dis.oflicers 5,835,690 Due to national banks! 134, 231,842 Due to State banks ..[ 38,124,803 Notes re-discounted..! 5,117,810 Bills payable j 5,072,532 Total :l,630,152,715 61 i 616,848,358 34 I 7, 880, 057 0 0 ! 4,425,750 95 126,031,920 85 35,030,433 50 5,403,043 75 7,059,128 21 |l,800,303,280 641,121, 775 27 622, 685, 563 29 I 540, 510, 602 78 8, 691, 001 95 7, 829, 327 73 7, 080, 375 26 0, 410, 275 10 8, 098, 560 13 I 4,705, 593 3(i 25 73 14 I 137,856, 085 67 133, 672, 732 94 | 114, 996, 666 54 24 40, 741, 788 47 39, 208,148 14 I 36, 098, 070 29 18 5, 515, 900 07 5, 987, 512 36 i 8,811,487 89 38 7,215, 157 04 5,480,554 09 7,754,137 41 39 11 1,851,234,800 38 1,830,627,845 53 |1, 729, 880, 303 61 18 i FEBRUARY 27. MAY 1. ! 1,975 banks. 1,978 banks. JUNK 26. ; 1,983 banks, OCTOBER 2. i 2,004 banks. DECEMBER 31. 2,027 banks. Capital stock |$490,851>, 101 00 !$490. 077, 001 00 $491, 003, 711 00 [$493, 705,121 00 j $495, 802, 481 00 Surplus fund "Undivided prottts j 123, 4!>7, 347 211 ; 50, 230, 919 SS 123, 5H1. 081 23 j 120, 239, 308 41 128, 958,106 84 I 130, 485, 041 37 34,331,713 13 ' 58, 332, 905 71 51,484, 437 32 | 51,477, 629 33 Nat'l bank circulation! 339, 002, 955 00 310, 2fi7, 049 00 ! 338, 538, 743 00 333, 225, 298 00 | 331,193,159 00 State bank circulation! 1, 078, 988 00 1,049,280 00 j I, 009, 021 00 •• 904, 507 00 | SOU, 417 01) Dividends iui|>aid....[ 1,291,055 03 2,259,129 91 1,242,474 8 1 ! 3,516,270 9 9 ; 0,088,843 0! Individual deposits . ,| 595, 350, 334 90 U. S. deposits J 7, 276, 959 87 Dep'tslT.S.dis.officers 5,034,024 40 049, 280, 298 95 i 622, 80S, 134 44 | 669, 008, 995 88 7,991,422 27 ! 7, 322, 830 85 ! 7, 302,153 58 3, 297, 089 24 \ 3, 238 639 20 j 3, 927, 828 27 682, 840, 007 45 7, 492, 307 78 3, 579, 722 94 Due to national banks] 138,435,388 3D Due to State banks ..! 48,112, 223 40 135, 640. 418 24 ' 143, 033, 822 25 ! 125,102, 049 93 48, 683, 924 34 50, 227, 426 18 ! 50, 718,007 87 129,1S8, 671 42 51,029,002 3« Notes re-discounted. 1 3,448,828 02 Bills payable j 4,275,002 51 Total. : 4, 581,420 38 I 4, 772, 002 59 I [ 4, 436,256 22 i 4,332,500 57 ! 4,197, 372 25 4, 950, 727 51 0,365,052 m 5, 398, 900 83 • 11,808,500,529 10 ]l,807,802,796 2S '1,851,840,913 04 :1,877,180,942 44 11, 902, 409, 038 46 CLXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. •Aggregate resources and liabilities of the National 1 § "Resources. MARCH 1. JIAY 1. JUXE 30. OCTOBER 1. DECEMBER 17. 2,046 banks. 2,076 banks. 2,088 banks. 2, 086 b a n k s . 1 2, 029 hanks. Loans and discounts - $950, 485, 039 33 Bonds ibr circulation 380, 082, 650 00 Bondsfordeposits .. 14,492,200 00 LJ. S. bonds on hand. 18,002,150 00 Other stocks and b'ds 28,208,841 60 Duo from res've ag'ts 89, U91,175 34 Duo fromnat'l banks 44,720,394 11 Duo from State banks 12,724,243 97 39,430,952 12 Real estate, &c 7, 790, 581 86 Current expenses 9, 006, 880 92 Premiums paid '11,734,762 42 Cash items Clear'ghouseoxch'gs 81,127,796 39 Bills of other banks - - 18, 909, 397 00 Fractional currency - 3, 008, 592 12 16, 607,100 17 Specie Legal-tendernotes. -. 78,508,170 00 TJ. S. cert'fs of deposit 37,200, 000 00 Duefrom TJ. S. Trcas. 21,007, 919 76 To;al i 75. $971, 835, 298 378, 020, 900 14,372,200 14, 297, 050 29, 102,107 SO, 020, 878 40, 039, 597 12, 094, 086 40,312,285 7, 706, 700 8,434,453 13,122,145 116,970,819 19, 504, 040 ' 2, 702, 320 10, 020, 301 84, {115, 928 33, 015, 000 21, 454, 422 74 $972, 926, 532 14 $984, 691, 434 40 $902, 571, 807 70 00 375,127, 900 00 370, 321,700 00 363, 618,100 00 00 14, 097, 200 00 13, 981, 500 00 14,147,200 1)0 00 13, 08!), 950 00 16, 009, 550 00 12,753,000 00 10 33, 505, 045 15 31,657,060 52 32,010,310 18 75 85, 701,259 82 81,402,682 27 89, 788, 903 73 57 47, 028. 709 18 44, 831, 891 48 48,513,388 86 39 11, 963, 768 90 11,895,551 08 11,025,047 15 99 42, 300, 647 65 41, 583, 311 94 40, 009, OW 49 S 42 7, 841, 213 05 fl, 218,455 47 4, 992, 044 34 14 8, 070, 091 18 9,442,801 34 8, 742, 393 83 88 12, 758,872 03 11,238,720 72 12,433,100 43 05 75,142,863 45 67,886, 067 04 88, 924, 025 93 00 18, 528,837 00 17,166,190 00 24,201,901 00 44 2,595,631 78 2, 901, 023 10 2, 020, 504 26 64 8, 050, 329 73 17, 070, 905 90 18, 959, 582 30 00 70, 458, 734 00 70, 725, 077 00 87, 492,893 00 00 48, 810, 000 00 31, 005,000 00 47, 310, (100 00 29 19, 086, 000 30 19, 202, 256 08 19,640,785 52 1,869,819,753 22 1,909,847,891 40 1,913,239,201 10 1,882,209,307 02 1,823,409,752 44 6. MARCH 10. MAY 12. JUKE 30. OCTOBER 2. DECEMBER 22. 2,091 banks. 2,089 banks. 2,091 banks. 2,089 banks. 2,082 b a n k s . Loans and discounts. $950, 205, 555 62 Bonds for circulation. 354, 547, 750 00 Bonds for deposits... 14, 210, 500 00 C . S. bonds on hand.. 25, 910, 050 00 T Other stocks and b'ds 30,425, 430 43 Due from res've ag'ts 99, 068, 360 35 Due from nat'l banks. 42, 341, 542 67 Due from State banks 11,180, 562 15 41, 037, 617 25 Eeal estate, &c 8,296,207 85 Current expenses 10, 940, 713 15 Premiums paid 9, 517, 868 80 Cash items Clear'g-houseexcb'gs 58, 803,182 43 Bills or other banks. - 18, 536, 502 00 Fractional currency. 3, 215, 594 30 29, 077, 345 85 Specie — Legal-tendernotes... 76, 768, 446 00 U. S. cert'fs of deposit 30, 805, 000 00 Due from TJ. S. Treas. 18,479,112 79 Total $939, 893, 083 344, 537, 350 14,128, 000 20. 577, 000 30, 905,195 80,709,083 44, 328, 609 11, 202,193 42,183, 958 6,820,573 10, 414, 347 9, 093,186 50, 800, 032 20, 347, 964 2, 771, 886 21, 714, 594 79, 858, 661 27, 380, 000 10, 911, 080 34 $933, 686, 530 45 $931,304,714 06 $929, 066,408 42 00 339,141, 750 00 337,170,400 00 336,705, 300 00 00 14, 328, 000 00 14, 698, 000 00 14,757,000 00 00 30, 842, 300 00 33,142,150 00 31, 937, 950 00 82 32, 482, 805 75 34, 446,157 16 31,565,914 50 97 87, 989, 900 90 87, 326, 950 48 83, 789,174 65 40 47, 417, 029 03 47, 525, 089 98 44,011,664 97 90 10, 9S9, 507 95 12, 061,283 08 , 12,415, 841 97 78 42,722,415 27 43,121, 942 01 43, 498,445 49 35 5, 023, 549 38 6, 987. 044 40 9, 818,422 88 28 10, 621,634 03 10, 715, 251 10 10, 811, 300 66 37 11, 724, 592 67 12, 043,139 68 10, 658,709 26 03 75, 328, 878 84 87, 870,817 06 68, 027, 016 40 00 20, 398, 422 00 15, 910, 315 00 17,521,063 00 26 1, 987, 897 44 1, 417, 203 66 1,146, 741 94 36 25, 218,409 92 21,300,707 42 32,999, 647 89 00 90, 836, 870 00 84,250,847 00 06,221,400 00 00 27, 955, 000 00 29,170, 000 00 26, 095. 000 00 20 17,003,407 65 16, 743, 695 40 16,359,491 73 1,834,339,941 70 |l,793,300,002 78 1,825,760,967 28 1,827,205,307 01 1,787,407,003 76 1§7 7. JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. DECEMBER 28. 2,083 banks. 2,073 banks. 2, 078 banks. 2, 080 banks. 2, 074 b a n k s . Loans and discounts. $920, 561, 018 65 Bonds for circulation. 337, 590,700 00 Bonds for deposits. -. 14, 782,000 00 X . S. bonds on hand. 31,988,650 00 T Other stocks and b'ds 31,819,930 20 Duefrom res've ag'ts - 88, 698, 308 85 Duefromnat'l banks. 44, 844, 616 88 Due from State banks 13, 680, 990 81 Real estate, &c 43, 704, 335 47 Current expenses 4,131,510 48 Premiums paid 10, 991, 714 50 Cash items 10,295,404 19 Clear'g-house exch'gs 81,117, 889 04 Bills of other banks. - 18,418,727 00 fractional currency. 1, 238, 228 08 Specie 49, 709, 267 55 Legal-tendernotes. - - 72, 089, 710 00 17. S. cert'fs of deposit 25, 470, 000 00 Duo from TJ. S. Treas. 16,441, 509 98 Total $911, 946, 833 339,658,100 15, 084, 000 32, 904,250 32, 554, 594 84, 942, 718 42, 027, 778 11,911,437 44, 736, 549 7, 842, 296 10, 494, 505 10,410,023 85, 159, 422 17, 942, 693 1,114, 820 27, 070, 037 72, 331, 573 32,100, 000 16, 291, 040 88 $001,731,410 03 $891, 920, 593 54 $881, 850,744 87 00 337, 754,100 00 330, 8.10, 9.">0 00 343, 869, 550 00 00 14,971,000 00 14,903,000 00 13,538,000 00 00 32, 344, 050 00 30, 088, 700 00 28,479,800 00 44 35, 653, 755 29 34, 435, 995 21 32,109,401 03 41 82,132, 099 96 73,284,133 12 75,960,087 27 81 44, 507, 303 03 45,217,246 82 44,123, 924 97. 36 11, 246, 349 79 11,415,701 00 11, 479, 945 65 09 44,818,722 07 45, 229, 083 25 45, 511, 932 25 80 7, 910, 804 84 0,915,702 50 8, 958, 903 60 12 10, 320, 674 34 9,219,174 02 8, 841, 939 09 87 10, 099, 088 46 11,674,587 50 10, 265, 059 49 74 57,801,481 13 74, 523, 215 89 04, 664, 415 01 00 20.182, 948 00 15.531,407 00 20, 312, 092 00 0« i; 055,123 01 ' 900, 805 47 778, 084 78 78 21, 335, 990 00 22, 058, 820 31 32, 007, 750 70 00 78, 004, 3KB 00 00, 920, 084 01) 70,508,248 00 00 44, 430, 000 00 33, 410, 000 00 20,515,0(10 00 84 17, 932, 574 00 10, 021, 753 01 10,493,577 08 1,818,174,517 68 1,706,603,275 29 1,774, 352,833 81 1,741,084,663 84 l,",'i7,295,H5 79 REPORT OP THE COMPTROLLER OF THE CURRENCY. CLXXIII Banks from October, 1863, to October, 1882—Continued. 1 8 75. Capital stock Surplus fund Undivided profits MARCH 1. MAYl. JUNE 30. OCTOBER 1. 2,029 banks. Liabilities. 2,046 banks. 2,076 banks. 2,088 banks. 2.080 banks. $496, 272,901 00 $498,717,143 00 $501,568,563 50 $504,829,769 00 $505,485,865 00 131, 604,608 66 133,169,094 79 134,356, 076 41 55,907,619 95 52,160,104 68 52,964,953 50 133,085,422 30 59,204,957 81 323,321,230 00 815,229 00 314,979,451 00 752,722 00 131,249,079 47 51, 650,243 62 Nat'l bank circulation 324, 525,349 00 State bank circulation 824,876 00 Dividends unpaid DErSMBER 17. 1, 601, 255 48 318,148,406 00 318,350,379 00 786, 844 00 772, 348 00 2,501,742 39 6,105,519 34 4,003,534 90 1,353,396 80 Individual deposits .. 647, 735, 879 69 695,347, 677 70 686,478,630 48 664, 579, 619 39 U. S. deposits 7, 971,932 75 6, 797, 972 00 6, 714,328 70 6,507,531 59 Dep'ts U.S.dis.officers 5, 330,414 16 2,766,387 41 3,459,061 80 4,271,195 19 618,517,245 74 6, 652, 556 67 4,232,550 87 Dae to national banks 137, 735,121 44 127,280,034 02 138,914,828 39 129, 810, 681 60 Due to State banks.. - 55, 294, 663 84 53, 037, 582 89 55, 714, 055 18 49, 918, 530 95 119,843,665 44 47,048,174 56 Notes re-discounted.. Bills payable Total 4,841, 600 20 4, 786,436 57 5, 671, 031 44 6,079, 632 94 4,261,464 45 5,758,299 85 5,254,453 66 6,590,234 43 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 187 6. MARCH 10. MAY 12. JUNE 30. OCTOBER 2. 2,091 banks. Capital stock 5,257,160 61 7,056,583 64 2,089 banks. 2,091 banks. 2,089 banks. DECEMBER 22. 2,082 banks. $504, 818, 666 00 $500, 982, 006 00 $500, 393, 796 00 $499,802,232 00 $497,482, 016 00 133, 091, 739 50 131,795,199 94 131, 897,197 21 132,202,282 00 51,177, 031 26 49, 039, 278 75 46, 609,341 51 46,445, 215 59 131,390, 664 67 52,327, 715 08 Nat'l bank circulation 307,476,155 00 300, 252, 085 00 294, 444, 678 00 291, 544, 020 00 State bank circulation 714, 539 00 667,060 00 058,938 00 628,847 00 292, 011, 575 00 608, 548 00 Surplus fund Undivided profits Dividends unpaid.... 1,405, 829 00 2, 325, 523 51 6,116, 679 30 3,848,705 64 1, 286, 540 28 Individual deposits.. 620, 674, 211 05 612,355, 096 59 641,432,886 08 6, 606, 394 90 U. S. deposits 8, 493,878 18 7,667, 722 97 4, 313,915 45 Dep'ts U.S.dia.offlcers 2,505, 273 30 3,392, 939 48 651,385,210 19 7,256, 801 42 3,746,781 58 619, 350, 223 06 6,727,155 14 4, 749, 615 39 Due to national banks 139, 407, 880 06 127, 880,045 04 131, 702,104 87 Due to State banks... 54,002,131 54 46, 700, 969 52 51, 403,995 59 131, 535 909 04 48, 250, 111 63 122, 351,818 09 48, 685,392 14 Motes re-discounted.. Billa payable Total 4,631,882 57 6, 049,566 31 4, 653,460 08 5, 650,126 87 3, 867, 622 24 6,173,006 03 4,464,407 31 6,154, 784 21 4, 553,158 76 5,882,672 15 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,205,367 61 jl, 787,407, 093 76 1 8 7 7. JANUARY 20. 2,083 banks. Capital stock Snrplns fund Undivided profits APRIL 14. 2,073 banks. OCTOBER 1. 2,080 banks. $493,634,011 00 $489, 684, 645 00 $481, 044,771 00 $479,467,771 00 130, 224,169 02 87,450,530 32 127, 793, 320 52 124,714, 072 93 122,776,121 24 45, 609,418 27 50, 508, 351 70 44, 572,678 72 Nat'l bank circulation 292, 831, 351 00 294,710,313 00 State bank circulation 581, 242 00 535,963 00 Dividends unpaid JUNE 22. ' 2,078 banks. 2,448, 909 70 1,853, 974 79 290, 002, 057 00 291,874,236 00 521,611 00 481, 738 00 1, 398,101 52 3, 623,703 43 DECEMBER 28. 2,074 banks. $477,128,771 00 121, (!18,455 32 51,530, 910 18 299,240, 475 00 470,540 00 1, 404,178 34 Individual deposits .. 659, 891, 909 76 641, 772, 528 08 636, 267, 529 20 616,403,987 12 7, 584, 267 72 U. S. deposits 7, 234, (>90 98 7,187,431 67 7, 972,714 75 3, 070, 878 70 Dep'ta U. S.dis.oflicers 3, 710,107 20 3,108, 310 55 2, 376, 983 02 604, 512,514 52 6,529, 031 09 3,780,759 43 Due to national banks 130, 293, 566 38 125,422,444 43 121, 443, 001 23 115,028,954 38 Duo to State banks... 49,963, 770 27 48, 604, 820 09 48, 352, 583 90 40, 577,439 88 115,773, 660 58 44, 807, 958 79 Notes re-discounted.. Bills payable Total 4, 000, 063 82 6,483,320 92 3, 985,459 75 5, 969, 241 94 2, 953,128 58 6,249,426 88 3, 791, 219 47 6,137,116 83 4, 654, 784 51 5,843,107 03 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 CLXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 8 7 8. MAY 1. JUNE 29. OCTOBER 1. | DECEMBER 6. 2,063 banks. Resources. MAKCH 15. 2,059 b a n k s . 2,056 banks. 2,053 b a n k s . | 2,055 b a n k s . Loons and discounts. $854,750, 708 87 Bonds for circulation 343,871, 350 00 Bonds for deposits... 13, 329, 000 00 IT. S. bonds on hand.. 34, 881, 600 00 Other stocks and b'ds 34,674,307 21 Due from res'veag'ts 80, 016, 990 78 Due from nat'I banks 39,692,105 87 Due tVom State banks 11, 683, 050 17 Eeal estate, &c 45, 792, 363 73 Current expenses 7, 786, 572 42 Premiums paid 7, 806, 252 00 Dash items 10,107, 583 76 Clear'g-house exch'gs 66,498, 965 23 Bills of other banks.. 16, 250, 569 00 Fractional currency. 697, 398 86 Specie 54,729,558 02 Legal-tender notes... 64, 034, 972 00 XT. S.cert'fs of deposit 20, 605, 000 00 Duo from X . S. Treas. 16, 257, 608 98 T Total $847, 020, 392 345, 256, 350 19, 536, 000 33,615,700 34, 697, 320 71,331,219 40, 545, 522 12,413,579 45,901,536 7, 239, 305 7, 574, 255 10, 989, 440 95, 525,134 18, 363,335 661,044 46, 023,756 67, 245,975 20, 995,000 16, 364,030 49 $835, 078,133 13 $833, 988, 450 59 $826,017,451 87 00 347, 332,100 00 347, 556, 650 00 347, 812, 300 00 00 47, 936, 850 00 49,110,800 00 28,371,000 00 00 46, 785, 600 00 44, 255, 850 00 40, 479, 900 00 53 36,859,534 82 35, 816, 810 47 36,694, 990 24 27 85, 083, 418 51 81, 733,137 00 78, 875, 055 92 72 41, 492, 918 75 43,144, 220 68 41, 897, 858 89 10 12, 314, 698 11 12, 259, 856 09 12,232,316 30 93 46, 702, 476 26 46, 728,147 36 46,153, 409 35 78 ti, 272, 566 73 7, 608,128 83 4,718,618 66 95 7,134, 735 68 6, 978, 763 71 7, 335, 454 49 78 10, 982, 432 89 9, 985, 004 21 11, 525, 376 07 28 82, 372, 537 88 61, 998, 286 11 87, 498, 287 82 00 16, 929, 721 00 19,392,281 00 17, 063, 576 00 69 515, 661 04 496, 864 34 610, 084 25 06 30, 688, 606 59 34, 355,250 86 29, 251,469 77 00 64,428, 600 00 64, 672,762 00 71, 643, 402 00 00 32,690,000 00 32, 520,000 00 36, 905,000 00 47 16, 543, 674 30 17, 940,918 34 16, 798,667 6C 1,729,465,956 90 1,741,898,959 05 1,750,404,706 51 1,767,279,133 21 1,742,826,837*37 I 18 7 9 . JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. DECEMBER 12. 2,051 b a n k s . 2,048 banks. 2,048 b a n k s . 2,048 banks. 2,052 banks. Loans and discounts. $823, 906,765 Bonds for circulation. 347,118,300 Bonds for d e p o s i t s . . . 66, 507, S50 XT. S. bonds on hand . 44,257, 250 Other stocks and b'ds 35, 569,400 D u e from res've a g t ' s . 77, 925, 008 D u e from nat'I b a n k s 44,101, 948 D u e from Stato b a n k s 11, 892, 540 E e a l estate, &c 47, 091, 964 C u r r e n t expenses 4, 033, 024 P r e m i u m s paid 6, 366, 048 Cash items 13, 564, 550 Clear'g-house exch'gs 100,035,237 Bills of other b a n k s . . 19, 535, 588 Fractional currency. 475, 538 Specie 41,499,757 Legal-tendernotes... 70, 561, 233 XT. 5 . cert'fs of deposit 28, 915, 000 D u e from TJ.S. T r e a s 17,175, 435 Total 68 $814, 653, 422 69 $835, 875,012 36 $878, 503, 097 45 $933,543,661 9* 00 348, 487, 700 00 352, 208, 000 00 357, 313, 300 00 364, 272, 700 00 00 309,348,450 00 257, 038, 200 00 18, 204,650 00 14, 788, 800 00 54, 601, 750 09 00 62,180,300 00 52, 942,100 00 40, 677, 500 00 38, 747,129 40 93 37,617,015 13 39, 671, 916 50 38,836,369 80 74, 003, 830 40 08 93, 443,463 95 107, 023, 546 81 102,742,452 54 39,143, 388 90 46 48,192, 531 93 46, 692, 994 78 55, 352, 459 82 10, 535, 252 99 26 11, 258, 520 45 13, 630, 772 63 14,425, 072 00 47, 461, 614 54 70 47, 790,108 26 47, 817,169 36 47, 992, 332 99 6, 693, 668 43 67 6, 913, 430 46 6, 111, 256 56 7, 474, 082 10 6, 609,390 80 85 5,074,497 80 4, 332,419 63 4,150, 836 17 10, 011, 294 64 25 10, 209, 982 43 11, 306,132 48 10, 377, 272 77 63, 712, 445 55 82 83,152, 359 49 112, 964, 964 25 112,172, 677 95 17, 068, 505 00 00 16, 685, 484 00 16, 707, 550 00 16, 406, 218 00 467,177 47 50 440, 217 26 396, 065 06 374,227 02 41,148, 563 41 32 42, 333, 287 44 42,173, 731 23 79,013, 041 59 64,461,231 00 00 67, 059,152 00 69,196, 696 00 54,715, 096 00 21,885,000 00 00 25,180, 000 00 26,770, 000 00 10, 860, 000 00 17, 029,121 31 13 16, 620, 986 20 17, 029, 065 45 17, 054, 816 40 1.800,592,002 25 1,984,068,936 53 2,019,884,549 16 1,868,787,428 19 ;1,925,229,617 08 188 o. FEBRUARY 21. APRIL 23. JUNE 11. OCTOBER 1. DECEMBER 31. 2,061 banks. 2,075 b a n k s . 2,076 b a n k s . 2,090 b a n k s . 2,095 b a n k s . Loans and discounts. $974, 295, 360 70 Bonds for circulation 361,901,700 00 Bonds for deposits .. 14, 917, 000 00 XT. S. bonds on hand.. 36, 798, 600 00 Other stocks and b'ds 41, 223, 583 33 Due from resVe ag'ts 117,791,386 81 Due from nat'I banks. 53, 230, 034 03 Due from State banks 14, 501,152 51 Eeal estate, &c 47, 845, 915 77 Current expenses ... 6, 404, 743 54 Premiums paid 3, 908,059 27 Cash items 10, 320, 274 51 Clear'fc-bouse exch'gs 166, 736, 402 64 Bills of other banks. - 15, 369, 257 00 Fractional currency. 897,187 23 Specie 89,442,051 75 Legal tender notes .. 55, 229, 408 00 XT.S. cert'fsof deposit 10,760,000 00 Due from X . S.Treas. 16,994,381 37 T Total $992,970,823 10 $994, 712, 646 41 $1,040,977,267 53 $1,071,356,14179 361, 274, 650 00 359, 512, 050 00 357,789,350 00 358,042,550 00 14, 722, 000 00 14,727,000 00 14,827,000 00 14,726,500 00 29, 509, 600 00 28, 005, 800 00 28,793,400 00 25,016,400 00 42,494, 927 73 44, 947, 345 75 48,863,150 22 48,628,372 77 103, 964, 229 84 115, 935, 668 27 134,562,778 70 126,155,014 40 54, 493, 465 09 56,578,444 69 63,023,79684 69,079,32615 13, 293, 775 94 13, 861, 582 77 15,881,197 74 17,111,24103 47, 808, 207 09 47, 979, 244 53 48,045,832 54 47,784,461 47 7, 007,404 19 6, 778. 829 19 6,386,182 01 4,442,440 02 3, 791, 703 33 3, 702i 354 60 3,488,470 11 3,288,602 63 9, 857, 645 34 9, 980,179 32 12,729,002 19 14,713,929 02 99, 357, 056 41 122, 390, 409 45 121,095,249 72 229,733,904 59 21,064, 504 00 21, 908,193 00 18,210,943 00 21,549,367 00 395, 747 07 387,226 13 367,171 73 389,921 75 86, 429, 732 21 99, 506, 505 26 109,346,50949 107,172,900 92 61, 048, 941 00 64,470,717 00 56,640,458 00 59,210,934 00 7, 890, 000 00 12, 510, 000 00 7,655,000 00 6,150,000 00 17, 226, 060 01 16, 999, 083 78 17,103,866 00 17,125,822 37 2,038,006,498 46 1,974,600,472 95 2,035,493.280 15 2,105,786,625 82 2,241,683,829 91 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXV Banks from October, 1863, to October, 1882—Continued. 187 8. MARCH 15. Capital stock J U X E 29. OCTOBEK 1. DECEMBER 6. 2,063 b a n k s . Liabilities. MAT 1. •2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 b a n k s . $473, 952, 541 00 $471, 971,627 00 $470, 393, 306 00 $466,147, 436 00 Surplus fund Undivided profits $464, 874, 996 00 120,870,290 10 45, 040, 851 85 119, 231,126 13 43, 938, 961 98 118,178, 530 75 40,482, 522 64 116, 897,779 9? 40, 936, 213 58 116,402,118 84 44, 040,171 84 Nat'l bank circulation 300, 926, 284 00 State bank circulation 439, 339 00 301, 884,704 00 426, 504 00 299, 621,059 00 417,808 00 301, 888, 092 00 413, 913 00 303, 324, 733 00 400, 715 09 Dividends unpaid 1, 207,472 68 1, 930, 669 58 5,466, 350 52 3,118, 389 91 1, 473, 784 86 Individual deposits . . 602, 882, 585 17 TJ. S. deposits 7, 243, 253 29 Dep'ts U.S.dis.oflicers 3, 004, 064 90 625,479,7T1 12 13, 811, 474 14 2, 302, 281 61 621, 632,160 00 22, 686, 619 67 2, 903, 531 99 620, 236,176 82 41, 654, 812 08 3,342, 704 73 598,805,775 56 40, 269, 825 72 3,451,430 56 Due to national banks. 123, 239. 448 50 Due to State banks... 43, 979; 239 39 109, 720, 396 70 44, 006,551 05 117, 845, 495 88 43, 360, 527 86 122,496,513 92 42, 638, 703 42 120, 261, 774 54 41, 767, 755 07 2,834, 012 00 4, 270, 879 74 2,453, 839 77 5, 022, 894 37 3, 007, 324 85 4, 502, 982 92 3, 228,132 03 4,525,617 45 Hotes re-discounted.. Bills payable 2, 465, 390 79 4, 215,196 23 Total 1,729,465,956 90 1,741,898,959 05 1,750,464,706 51 1,707,279,133 21 >1, 742, 826, 837 37 18 JANUARY t. APRIL 4. 2,048 bank s. 2,051 bank s. Capital stock JUNE 14. 2,048 b a n k 9. OCTOBER 2 2,048 banks. $462, 031, 396 00 $455,611,302 00 $455,244,415 00 $454, 067,365 00 Surplus fund Undivided profits DECEMBER 12. 2,052 b a n k s $454,498, 515 00 116, 200, 863 52 36,836, 269 21 114,823,316 49 40, 812, 777 59 114, 321,375 87 45, 802, 845 82 114, 786, 528 10 41, 300, 941 40 115, 429, 031 93 47, 573, 820 75 Nat'l bank circulation 303, 506,470 00 State bank circulation 388, 368 00 304,467,139 00 352, 452 00 307, 328, 095 00 339, 927 00 313, 786, 342 00 325, 954 00 321, 949,154 00 322, 502 00 5,816,348 82 2,158, 510 79 1, 309, 059 13 2, 658, 337 46 1, 305, 480 45 Individual deposits.. 643, 337,745 26 V. S. deposits 59, 701, 222 90 Dep'ts C.S.dis.officers 3, 556, 801 25 598, 822, 694 02 303,463, 505 69 2, 689,189 44 648,934,141 42 248,421, 340 25 3,682, 320 67 719, 737, 568 89 11, 018, 862 74 3, 469, 600 02 755, 459, 966 01 6, 923, 323 97 3, 893, 217 43 Due to national banks 118, 311, 635 60 Due to State banks... 44, 035, 787 50 110,481,176 98 43, 709,770 14 137,300, 091 60 50, 403, 064 54 149, 200, 257 16 52, 022, 453 99 152,484,079 44 59, 232, 391 93 2, 224, 491 91 4, 452, 544 48 2, 226, 396 39 4, 510. 876 47 2, 205, 015 54 4, 208, 201 89 2,116, 484 47 4, 041, 649 70 Dividends unpaid JTotes re-discountsd. Bills payable Total 2, 926, 434 95 3, 942, 659 18 1,800,592,002 25 1,984,068,936 53 2,019,884,549 18 1,808,787,428 19 1, 925, 229, 617 08 1 880. FEBRUARY 21. 2,061 banks. Capital stock APRIL 23. JUNE 11. | 2,075 banks. OCTOBEK 1. DECEMBER 31. 2,070 b a n k s . 2,090 banks. 2,095 banks. ! <$454,518,585 00 $456,097,935 00 $455, 909, 565 00 j$457, 553, 985 00 117, 044, 043 03 Surplus fund Undivided profits . . . 42,863,804 95 Nat'l bank circulation; 320,303,874 00 State bank circulation! 303,452 00 Dividends u n p a i d . . . ' i 1,365,00191] 117.299,350 48, 226, 087 320,759,472 299, 790 09 61 00 00 1,542,44798 $458, 540, 085 00 121, 824, 629 03 47,946,741 64 118,102,014 11 50,443, 63» 45 120, 518, 583 43 40,139, 090 24 318, 088, 562 00 290, 738 00 317, 350, 036 00 i 317, 484, 496 00 271, 045 00 ; 258, 499 00 1, 330,179 85 j 3, 452, 504 17 i 6,198, 238 38 Individual deposits..! 848,926,599 86 V. S. deposits j 7,856,79197 Dep'tsU.S.dis.officers 3,069,880 74 791, 555, 059 63 833, 701, 034 20 873, 537, 637 07|l, 006, 452, 852 82 7, 925, 988 37 7, 680, 905 47 7, 548, 538 67 7, 898,100 94 3,220, 606 64 3, 026, 757 34 3, 344, 386 62 3, 489, 501 01 Due to national banks 170, 24f>, 061 08 Due to State banks.. 65,439, 334 51 157, 209, 759 14 j 171,462,131 23 192,124, 705 10 192, 413, 295 78 63, 317,107 96 I 67, 938,795 35 75, 735, 677 06 71,185, 817 08 Notes re-discounted. Bills payable Total. 1, 918, 788 88 4,181,280 53 2,616,900 55 I 2,258,544 72 4, 529, 967 98 5,260,417 43 3,178, 232 50 5, 031, 604 96 3, 354, 697 18 4, 636, 876 05 2,038,066,498 46 11,974,600,472 95 2,035,493,280 15 2,105,786,625 82 J2,241,683, 829 91 CLXXYI REPORT OF THE COMPTROLLER OF TFIE CUKRENCV. Aggregate resources and liabilities of the National 188 1. MAIICH 11. Kesourees. 2,094 b a n k s . ; MAY C. JUNK 30. OCTOBER 1. 2,102 b a n k s . 2,115 b a n k s . < 2,132 b a n k s , L o a n s a n d d i s c o u n t s . $ ,073,780,749 70 $1, 093,649,382 18 $1, 144,988,949 45 $1, 339,811,950 00 352,653,500 00 358,287,500 00| B o n d s for c i r c u l a t i o n . •14,851,500 00 15.240,000 00 15,265.000 001 Bonds for d e p o s i t s . 46,626,150 00 44,116,500 00! 48,584,950 00 TJ. S. b o n d s on h a n d . . 49,545,154 92 58,049,292 63 Other stocks and b'ds 52,908,123 98 120,820,69109, D u e from res' ve a g ' t s . 128,017,627 03 156,258,637 05 D ue from nat'l b a n k s 63,176,225 67 62,295,517 34 75.703,599 78 D u e from State b a n k s 17,032,26164 16,938,734 56 18,830,775 34 47,525,790 0247,791,348 36 47,834.060 20 Heal estate, &c 7.810,930 83 4,235,91119 6.096,109 78 Current expenses.... 3,530,516 71 4,024,763 60 4.115,980 01 P r e m i u m s paid 10,144,682 87 11,826,603 16 13,534,227 31 Cash items 147,761,543 96 196,633,558 01 143,960,236 84 Clear'&-uouso exch'gs 17,733,032 00 25,120.933 00 21,631,932 00' Bills of other b a n k s . . 386,50963 386,950 21 372,140 23 Fractional c u r r e n c y . 105,156,195 24 122,628,562 08 128,638,927 50; {Specie 52,156,439 00 62,516,296 00, 58.728,713 00: Legal-tender notes . . , 6,120,000 00: 8,045,000 00 9,540,000 00; U . S. cert' s of deposit. 17,015,269 83 18,456,600 14 D u e from U . S . Treas 17,251,868 22, Total DECEMBER 31. s 173,796,083 09 $1, 169,177,557 16 363,385,500 00 368,735,700 00 15,715,000 00 15,540,000 00: 31,884,000 00 40,866,750 00: 61,952,402 95: 62,663,218 93 132,968,18312: 123,530,465 75 78,505,446 17: 77,633,902 77 19,306,826 62: 17,644,704 62 47,329,11116 47,445,050 46 4,647,10104 6,731,03648 3,891,728 72 4,138,585 71' 14,831,879 30 17,337,964 78 189,222,255 95 217,214,62710 17,732,712 00 24,190.534 00 373,945 96: 366,36152 114,334,73612 113,680,639 60 60,104,387 00 53,158.44100 7,930,000 00 6,740^000 00 17,472,595 96 18,097,923 40 : 2,140,110,944 78 2,270,226,817 76 2,325,832,700 75: 2,358,387,39159; 2,381,890,866 85 1 § S !>. MAKC'H 11. Resources. 2,187 b a n k s . MAY 19. 2, 224 banks. JULY 1. OCTOBEU 3. 2, 239 banks. 2, 269 banks. Loans and discounts $1,182, 661, 609 53 $1,189, 094, 830 35 $1, 208, 932, 655 92 Bonds for circulation : 307, 333, 700 00 360,153, 800 00 355, 789,550 00 Bonds for deposits , 16, 093, 000 00 15, 92o, 000 00 15,920, 000 00: IT. S. bonds on hand 2S, 523,450 00 20, 662, 700 00 27, 242,550 00 Other stocks and bonds 64, 430, 08(5 18 65, 274, (190 32 66,691, 399 56 Due from reserve agents ]17, 452, 719 75 124,1811,945 23 118,455, 012 38 Due from national banks 08,301,645 12 66,883,512 75 75, 366,970 74 D u e from State b a n k s 15,921,432 07 16,890.174 92 10, 344,688 66 Keal estate, &c 47, 073, 247 45 46, !)50, 574 2S 46, 425,351 40 Current expenses 8, 494, 036 21 6, 774, 571 8t> 464 69 3, 030, P r e m i u m s paid 3, 762, 382 59 5. 062, 314 .-,•_• 5, 494,224 35 Cash items 13, 30^, 120 70 12, 295, 256 90 20,166, 927 35 Clearing-house exchanges . . 162, 088, 077 94 107, 270, 094 71 159,114, 220 08 Bills of other b a n k s 19,440,089 00 25,226,180 00 21, 405,758 00 Fractional currency 389, 508 07 390, 236 30 373, 725 83 Specie 109,984,11104, 112,415,806 7:: 111,094, 202 54 Legal-tender notes 56, 633, 572 00 65, 969. 522 00 64, 019,518 00 11,045, 000 00 IT. S. certificates of d e p o s i t . . . . 9,445,000 00 10, 395. 000 on 16, 830,407 40 D u e from TJ. S. T r e a s u r e r 17, 720, 701 07 17,099, 385 14: Total : 2,309,057,088 72 2,277,924,91113 2, 344, 342, 686 90 210 . 243, 203, , 357, 631,750 000 16,111, 21, 314,750 66,168, 916 113,277, 227 68, 516,841 17, 105,468 46, 537,066 7, 238,270 6, 515,155 34,784, 025 208, 366,540 20, 689,425 396, 367 102, 857,778 63, 313,517 8, 645,000 17, 161,307 08 00 00 00 64 87 06 44 41 17 03 21 08 00 64 27 00 00 94 2, 399, 833 676 84 UKPOKT OF THE COMPTROLLER OF THE CURRENCY. CLXXVII Bunks from October, 1.803, to October, lfvS2—Continued. 1 § 8 1 . Liabilities. MAY 6. j MARCH 11. | . ' 2,102 b a n k s . I 2.115 b a n k s i 2,094 banks. OCTOlSEIt 1. DKCEM1IK1S 3 1 . 2.132 banks. 2,164 b a n k s . Capital stock j $458, 254, 935 00 $459, 039, 205 O0J $460, 227, 835 00 $463,821,985 00 $465, 859, 835 00 Surplus fund Undivided profits ! 122, 470, 996 73 ! 54,072, 225 49 124,405,926 91 54, 906, 090 47 126,679,517 97 54,684,137 10 128.140,017 75 56, 372, 190 92 129, 867, 493 92 54, 221, 816 10 Nat'l l a n k circulation! 298, 590,802 00 State bank circulation' 252, 765 00 309. 737, 193 00' 252,647 Od' 312, 223, 352 00 242,967 110 320, 200, 069 00 244,399 00 325, 018, 161 00 241,701 0(1 1,402,118 43 2,617,134 37' 5,87.1,595 59 3,836,445 84 6,372,737 33 Dividends unpaid... J Individual deposits., i 933,392,4011 75 1, 027, 040, 514 101,031.731,043 42 1, 070, 997, 531 71 1,102, 679, 163 71 8,971.826 73 8, 476, 689 74 8, 796, 678 73 9. 504, 08] 2.V U. S. deposits I 7, 381,149 25, 3, 272, 610 45 3, 631, 803 41 3, 595, 726 83 3, 371, 51.2 4,s Dep'ts U. S.dis.officers' 3, 839, 324 77 Due to national banks: 181, 677, 285 37 Due to State banks...! 71, 579, 477 47 Xotes re-discounted.. i Bills payable ! Total 2, 616, 203 05 4, 581, 231 47 191*250,091 90 80, 700, 506 06 223, 503,034 19 91, 035, 599 65 205, 862, 945 80 89, 047, 471 00 197, 252, 326 01 79, 380, 429 38 2, 908, 370 45 4, 493, 544 77 2, 220, 053 02 5, 169, 128 57 3, 091,165 30 4,664,077 12 4,122, 472 79 4, 482, 325 25 12,140,110,9+4 78 2, 270, 226, 817 70)2. 3~">. 8:!2 > "00 75 -. 3 3 8 . 387 . 39 § § a . MAKCH 1 1 . : MAI' 19. JULY 1. Liabilities. 2,187 banks. : 2, 224 b a n k s . 2, 239 b a n k s . OCTOBKK 3 . 2, 269 banks. , $469, 390, 232 00 $473,819. 124 00 $477,184, 390 00 $483, 104,213 00 Surplus fund Undivided profits 130,924,139 66 60, 475, 764 98 129, 233, 358 24 62, 345,199 19 131,079,251 16 52, 128, 817 73 131,977,450 77 61,180,310 53 Xational bank circulation . . . . 323,651,57700 315,671,230 00 241, 319 00 308,921,898 00 235, 173 00 j 314,721.215 00 221J77 00 Capital stock State bank circulation Dividends unpaid 241, 527 00 1. 418,110 12 : Individual deposits 1, 036, 595, 098 20 IT. S. deposits 8,853,242 10 DepositsTT. S. disburs'gofflcers 3,372,363 96 Duo to national banks 187, 433,824 90 Due to State banks 78, 359, 675 85 Notes re-discounted 3, 912, 992 38 Bills payable 4,428,53151 Total 2,309,057,088 72 c c xn 3,950,554 88 6, 034, 372 20 j 3, 353, 836 30 1, 122,472,082 41 8,817,411 22 3, 627, 846 72 1,001,687,693 74 9,741,333 36 3, 493, 252 88 1, 066, 707. 248 75 9, 817, 224 44 2, 867, 385 63 192, 067, 865 26 78,911,787 20 194. 868, 025 40 84, 066, 023 66 180, 075, 749 77 79,885,652 22 3, 754, 044 38 5, 008. 343 00 4. 195,210 99 5, 637, 605 88 5, 747, 614 OS 4,848,517 18 2, 277, 924, 911 13 2, 344, 342, 686 90 2, 399, 833, 676 84 ABSTRACT OF REPORTS OF THE CONDITION OF THE NATIONAL BANKS ON DECEMBER 31, 1881, MARCH 11, MAY 19, JULY 1, AND OCTOBER 3, 1882. Arranged by States, Territories, and Reserve Cities. NOTE.—The abstract of each State is exclusive of any reserve city therein. CLXXIX CLXXX REPORT OK THE COMi'TROEEER OF THE CURRENCY. Abstract of reports since October 1,1881, arranged MAINE. 0ECEMI5K!; 31. MAUCIT 1 1 . j MAY HI. 69 b a n k s . (19 banks. i 70 banks. JLM.Y I . OCTOBER 3 . Kesources. £;«9!ts and discounts. 117,318. :S(i4 4;". JKoiiils forcirculation i 9, 270, 300 00 170, 000 00 Solids tor deposits .. • U.S. bonds on hand..: Other stocks and b'ds: Khrefronires'veag'ts :'• Due from nat'l banks Due from State banks Steal estate, &c Current expenses.... % Premiums paid Cask items "Clear'^-uouse exch'gs tRills ot' other banks.. Fractional currency. • Specie Local-tender notes .. CT. S. cert's of deposit Due from U. S. Troas Total *17, 510, 280 25 !l, '270. 300 00 170, 000 00 137, 2.">0 00 145,750 00 514,488 (i!l 500,530 l(i 3, 003. 92.". 81 2,415,571! 07 092.573 75 5(!3, IW8 27 15, 194 45 (i, 260 00 33!).: 331.511 31 12.913 51 48, 085 42 ]«, (I8fl 90 37, 720 08 379,492 25 287. 470 04 304, 557 3, 9K7 408, 089 25!), 240 00 80 71 00 207,753 2.681 475'200 388,221 429, 773 511 ILoans and discounts. $7, 496, 554 4 3 5.1)02. 000 00 SBondsfoveirculation. 372, 000 00 Bonds for deposits... 205, flflu00 XT. S. bonds on hand.. Other stocks and b'ds 1,212,740 3 0 1, 380, 140 30 Due from res're ag'ts 80, 277 5 8 I) ue from nat'l bank s 45. 720 59 J>ue fmm State banks 248 238 1 8 Ueal estate, &o 47. 090 43 | •Current expenses.... 111. 074 !>"_' I Premiums paid 1 Oil, *57 '?.'> ! ^L'ash items ''C'ifar'ff-hoiise exch'jis Bills of other banks.. fractional currency. "Specie . . . Le.sal-tender notes '.. 3U. S. cert's of deposit. Due from U . S . l r e a s 209. 324 CD 3, 404 2] (>, 874 (Hi 114,948 1)0 00 99 95 ! 00 1 71 bunks. 417,392 3,290 472,092 213,714 00 ; 12 ! 13 : 00 ; 428, 478 5(1 280,701 3.234 487,507 214.524 00 44 57 ; 00 424, 778 50 356,244 00 3,152 18 53B, 591 04 254,637 0(1 427, 823 50 32,800.550 51 ; 33, 080, 338 37 HAMPSHIRE. 49 b a n k s . 49 banks. ! .">(•>, 32,069,17184' 32. !I1S, 108 90 NEW 70 banks. *17,8SG, 101 28 $17, 883. 688 «1 I if]8, 9. 317. SI, 167, 300 00 170, 170, 000 00 142, 147, 250 00 505. 497,011 48 1, 908, 561 88 1 2, 078, 551, 770.241 51 12. 824 27 12. 334. 330, 802 07 13,143 95 30. 55. 797 80 432,468 83 287, 432, 503 50 : 450, 156 55 , ; if 7, 728, 621 5. 902, 000 372, 000 1!I3. 050 1,185,326 1,091,125 57, 403 29, 144 243, 956 51.299 20. 005 152, 319 4 I banks. 49 banks. 34 1 oo ;| 00 00 09 11 22 28 37 ! 13 ) 20 ; 181.023 00 | 3, 486 20 i 384, 485 50 ( 1 (IS, 273 00 $7. 723. 281 0 3 5*730, 000 372, 000 93, 000 1.215. 282 1.185,400 94, 046 21,430 241,566 45. 120 44, 80) 143, 072 00 00 1)0 48 33 8(1 42 54 32 230. 251 3, 038 207. 710 118,477 00 07 "'" 81 94 00 49 b a n k s . $7 756, 424 91 065, 000 00 372, 001) 00 144. 750 00 1 222, 988 31 1 352, 847 20 95, 24!) 25 17,714 82 220, 017 22 27, 187 07 58. 655 19 3 88, 922 07 251,037 oo 3, 720 27 mo, DOS 24 134,444 00 $8,137,441 87 5, 7!>0, COO 00 372, 000 00 101, 050 00 1, 244, 322 84 1, 186,314 31 82, 229 74 13, 085 11. 222, 500 2 1 50, 949 73 (ill, 128 68 157,574 07 244, 921 3, 404 214. 075 124, 721 00 44 98 00 264, Kll 94 268, 000 00 \ 257, 875 00 254. 675 00 266, 010 00 18,048,932 29 Total 37.822.717 77 i 17.727.514 S6 17 962, 029 11 18, 33S, 027 08 VERMONT. 47 banks. JLomis and discounts.! $11,200,255 80 JBonds forcirculation. | 7, 278, 000 0 0 3 Soiids for deposits ..! 50, 000 00 '4S. S. bonds on hand.. i 360, 500 0 0 Other stocks and b'ds! 787. 201 4!) 3 Hie from res' veag'ts. \ 1,473,125 44 iDue from nat'l banks i 131, 175 86 iDuefrom State banks| 46, 000 3 0 "Steal estate, &<• j 37!), 563 13 •Current expenses 42, 599 37 Premiums paid I 11,834 !>;; •Cash items S3, 251 97 'Clear' £-Uouse exch'^si Bills of other banks..' 187,888 0 0 Fractional currency.: 2, 834, 80 Specie ...j 239, 703 •>7 Ijejral-tender notes ..! 234. 825 00 JJ. S cert's of deposit! SDuefromU.S. Treas : 32!), 002 02 Total • 22. 841. 8;./ 08 40 banks. 46 ha iks. $11,200,246 49 7, 178, 000 00 50, 000 00 302, 250 00 668, 822 06 1,057,976 55 102, 922 39 45, 885 41 350, 128 74 26, 569 65 ! 8.046 06 1 79. 913 88 • 132,575 2, 654 229. 808 198, 042 00 91 03 Oil $11,388, 039 1,17S] 000 50, 000 280, 600 089. 682 996, 210 236, 900 17, 430 349, 916 41, 161 9. 192 86, 787 160 3 238 207 121 473 173 353 46 b a n k s 66 00 00 00 46 47 88 88 62 Hi 84 46 b a n k s . $13,507. 288 i 7, 108, 500 50, 000 ' 282, 550 0U2, 045 , 1, 098, 226 i 188, IJ14 ! 15, 723 346, 840 i .19 164 I 23 980 63 113 972 90 00 00 00 48 84 7C 70 05 28 37 00 ' 0(1 00 70 00 125 3 253 215 219 433 102 S44 74 78 57 (ill $32,186,774 92 7, 263, 000 00 50, 000 00 151, 350 00 6P6, 293 26 1, 048, 292 40 124,325 50 19, 043 87 329, 526 13 54, 557 83 54, 244 92 85, 719 02 123,453 3, 252 23S, 66!) 232. 37:! 00 05 78 00 323 : 292 02 322 092 62 321 165 1.2 328. 5fi7 62 22, 047. 133 79 22. 255 136 07 22, 365 371 59 22. 989. 443 3(5 KEI'ORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXI by States and reserve cities—Continued. MAINE. DECEMUKU31. ! MAISCH) 1 1 . .MAY 19. JL'I.V 1. 70 banks. 70 brinks. $10, 435, 000 00 $10,335,000 00 Liabilities. 09 banks. Capital stock . 69 banks. $10,385,000 00 j$10,385,000 00 OCTOBER 3. 71 b a n k s . . $10, 3:i5. 000 0O 2, 009. 210 41 1, 373, 459 S3 2,594,923 37 1,508,990 16 2, 603, 657 29 : 1,199, 743 43 2, 594, 844 25 1, 432, (IS7 8S 8,215,386 00 I 8, 223, 730 00 1, 432 00 1, 432 00 i Surplus fund Undivided profits Nat'l bank circulation State bank circulation 8, 285, 441 00 8, 090, 798 00 8, 090, 23."i 0O 1. 432 0O 2,000,151 05 1, 212, 791 35 Dividends unpaid ! Individual deposits..S U. S. deposits j Dep'ts U.S.dis.officers! 321,320 70 j 9, 405, 529 67 56, 808 36 53,331 84 0(1,150 51 9,172, 430 97 67,460 05 46,602 04 1,432 00 . 60,195 19 Due to national banks! Due to State banks..-1 945, 629 85 110, 282 32 ! 570, 578 08 ' 8^,448 47 ' 9, 010, 436 07 73,521 04 46,277 47 677,409 05 ! 57, 209 03 ; Notes re-discounted.. Bills payable 62, 487 41 20, 000 00 52, 663 48 22, 000 0U 125, 773 92 32, 500 00 1,432 00 295,874 62 9, 409, 385 83, 534 50, 429 614, 176 68, 536 32 68 28 41 22 10, 433, 752 40 52, 535 04 64, 327 86 772, 743 SI 77,047 (iG 20, 000 «O 10 000 III} | 33, 450,156 55 | 32, 069,171 84 ! 32, 915,108 90 : 32, 806, 556 51 Total 02, 334 92 1],654 34 33, 9S6, 338 U~ NEW HAMPSHIRE. 49 b a n k s . Capital stoc k S-nidus fund Undivided profits Nat'l bank circulation State bank circulation 49 b a n k s 49 banks. 49 b a u k s . 49 banks. $6, 080, 000 00 $6, 080, 000 00 $6, 080, (100 0 0 1,116, 041 18 550, 626 02 1,120, 210 50 571, 311 38 , 1,121, 430 36 586, 429 78 1, 124, 816 40 498, 311 18 1,102, 631 4©> 582. 960 2» 5,161,137 00 7,676 00 5, 274, 937 00 ; 7,670 00 5, 036, 900 00 7,075 00 4,941,412 00 7,075 00 5,147, 345 00 7, 075 0(> $5, 967, 500 00 $6, 017, 500 00 Dividends unpaid.... 87, 325 91 19, 998 20 j 22, 231 00 92, 301 60 38. 286 03 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 4, 365, 546 14 128, 391 12 132, 772 12 4, 007,180 94 ' 173, 663 29 j 114, 742 49 4, 082, 852 67 191.431 26 110,516 6!t 4, 352, 800 30 179, »59 73 88, 521 57 4, 569, 0S4 166, 771 34 123, 471 01 388, 378 31 94, 643 54 381,819 39 203, 345 03 349. 500 1(> 161,432 99 Notes re-discounted.. Bills payable 5, 000 00 53, 700 00 5, 020 25 ]0, 190 89 1, 470 02 8, 804 20 17, 727, 514 80 17, 962, 629 11 18, 338, 027 98 Total . 273. 404 53 199, 792 27 18, 048, 912 29 278, 306 64 187,185 27 50, 000 00 ; 17, 822, 717 77 VERMONT. 47 b a n k s . Capital stock Surplus fnnd | Undivided profits.... • Nafl bank circulation! State bank circulation! Dividends unpaid 46 b a n k s . 46 b a n k s . $7, 801, 000 00 $7,801,000 00 46 b a n k s . $7, 786, 000 00 1, 786, 646 60 651, 819 88 1, 769, 754 50 i 581, 458 04 : 1, 773, 312 36 694, 699 14 1, 796, 417 36 ; 521, 987 89 : 1,796,957 45 622, 718 63 6,474 956 00 4, 000 00 6, 390 980 00 4, 000 00 6, 406, 807 00 4, 000 00 6, 289, 626 00 4, 000 00 6. 487, 367 00 4, 000 0G 120, 022 26 Due to national banks] Due to State banks.. J j Notes re-discounted..! Bills payable 46 b a n k s . $7,701, 000 00 10, 304 99 5, 696, 547 68 31, 218 65 8, 692 02 Individual deposits .. U. S. deposits Dep'ts U.S.dis.offieers Total *7, 801, 000 00 5, 308, 751 28 20, 794 92 12, 668 88 142, 836 61 12, 395 84 137,572 63 5,671 22 75, 072 44 42, 650 00 | 22,847,857 9 8 ! 85, 527 33 12, 650 00 i 22, 047,133 79 13, 663 04 132, 612 35 17, 916 VI 5, 396, 249 27 23, 600 69 18, 533 89 5,955,461 1(» 16, 841 42 6. 656 8» 182, 670 72 8,124 44 178, 510 35 15, 270 78 121,143 97" 20, 104 5« 141, 945 31 12, 650 00 169,606 01 17, 957 00 116,465 12: 37. 811 22 5, 171, 583 53 27, 223 76 17, 450 77 ! 22,255,136 0 7 . 22,365,37159: 22,989,443 3 6 CLXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged MASSACHUSETTS. DECEMBER 3 1 . I Resources. 191 banks. Loans and discounts Bonds for circulation. Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'dsi Dne from res've ag'ts. Due from nat'lbanks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. tT. S. cert's of deposit. Due from TJ. S. Treas. Total MAUCH 1 1 . j " 191 banks. J U L Y 1. MAY 19. 190 banks. OCTOBER 3. 191 banks. 191 banks. $79, 048, 240 58 $80,109, 369 77 $78, 654,168 08 £80,120,172 46 $83,712,474 85 43, 683,100 00 43, 529,100 00 42, 904, 550 00 43, 078,100 00 42, 758, 950 00 430, 000 00 430,000 00 380, 000 00 430, 000 00 430, 000 00 767, 500 00 669, 600 00 532, 500 00 958. 400 00 1, 234,450 00 4, 251, 323 86 4, 260, 470 49 4, 210, 910 02 4,186, 319 51 4, 084,629 89 7, 849, 391 02 7, 392, 305 06 7, 059, 434 24 7, 386, 912 91 6, 780, 455 03 849, 280 26 1, 015, 839 85 986, 242 55 978, 809 17 1 103, 401 55 274, 079 94 206, 675 53 139, 030 99 99,164 20 215, 895 74 2,196,105 44 2 132, 634 44 2,137, 023 29 2,141, 058 98 2,120,240 35 214, 445 45 249, 721 42 346,156 37 195,401 16 615, 039 87 794, 314 54 512, 728 25 622, 775 78 283, 876 45 305, 701 03 987,116 31 947, 204 52 790, 861 50 662,171 82 689, 406 20 32, 975 74 59, 021 86 52,243 11 48, 603 65 32,413 65 1, 284, 693 00 1,029,430 00 1,252, 699 00 1,404, 849 00 1 038, 3C7 00 28, 982 09 30,405 18 29, 848 79 27, 681 61 31, 924 86 1,745,238 03 1, 758, 314 75 1, 722,133 13 1, 877, 877 78 1 672, 595 84 1,285,204 00 1, 330,137 00 1, 470, 277 00 1, 469,663 00 1 233, 267 00 135, 000 00 200, 000 00 200, 000 00 190, 000 00 185, 000 00 1, 987,136 00 1, 969, 394 00 1,964,486 75 2, 025, 693 51 2 016, 072 99 147,775,536 21 147 339, 455 46 146, 014, 632 17 147, 322,102 02 150, 505, 074 18 CITY OF BOSTON. 53 b a n k s . 53 b a n k s . Loans and discounts $114, 918, 897 30 $112, 407, 075 52 Bondsforeirculation 36, 592, 500 00 35, 550,500 00 175, 000 00 100, 000 00 Bonds for deposits... 221, 500 00 109, 600 00 TJ. S. bonds on hand.. 2, 643, 576 63 Other stocks and b'ds 2, 366, 400 01 10, 883,096 68 10, 435, 266 37 Dne from res've ag'ts. 9,190, 500 69 7, 766, 556 82 Due from nat'l banks 243, 282 74 460,562 07 Due from State banks 3, 501, 859 57 3, 145, 586 04 Real estate, &c 748, 027 56 1, 401, 391 51 Current expenses 97,841 20 139, 650 58 Premiums paid 1, 042, 834 24 477, 542 37 Cash items 7, 920, 591 54 Clear'g-house exch'gs 11, 081, 290 77 Bills of other banks.. 2, 035, 419 00 1,129,183 00 6,440 36 6,764 04 Fractional currency. 7, 241, 208 31 5, 899, 944 22 Specie Legal-tender notes .. 3,259,701 00 2, 345, 458 00 1, 830, 000 00 1,810,000 00 TJ. S. cert'sof deposit 1, 654, 009 36 Due fromTJ. S. Treas. 1, 884, 690 66 Total 207, 320, 490 09 195, 403, 258 07 53 b a n k s $109, 527, 632 35, 260, 500 100, 000 698, 200 2, 837, 322 14, 858, 876 9, 260, 996 231, 276 3, 325, 328 165, 263 200,069 402, 272 7, 993, 319 1, 610, 305 6,447 7, 605, 429 2, 546, 226 1, 420, 000 1, 654, 450 53 b a n k s 53 b a n k s . 97 $118, 333, 491 69 $111, 413,118 77 00 34, 936, 500 00 34, 354,150 00 00 100 000 00 161, 000 00 00 318, 700 00 69,100 00 81 2, 977, 361 56 2, 872, 350 49 9, 768, 812 57 10, 304, 293 36 22 17 9, 719,100 52 7, 883, 356 94 85 247, 374 53 189, 930 56 01 3, 223, 563 36 3, 222, 300 51 90 390, 479 25 12,494 86 61 244, 392 78 260, 877 50 24 954,104 75 577, 832 03 64 11, 385, 614 38 11, 151,592 11 00 1, 749, 797 00 1, 294, 041 00 11 6,558 77 6,882 30 40 7, 663, 263 53 6, 713. 423 27 00 2, 482, 836 00 2 707, 655 00 00 1, 015, 000 00 495, 000 00 41 1, 683, 345 00 1 563, 607 50 199, 703, 916 34 206, 744, 539 64 195 708, 762 20 62 b a n k s . 62 b a n k s . RHODE ISLAND. 62 b a n k s . Loans and discounts $28, 497, 684 09 Bonds for circulation 16, 635 300 00 Bonds for deposits . . 150, 000 00 TT. S. bonds on band.. 432,600 00 Other stocks and b'ds 751, 013 30 Due from res've ag'ts 2, 068, 580 09 Due from nat'l banks 771, 433 34 Due from State banks 81, 890 80 Heal estate, &c 826,460 44 73,124 61 Current expenses... Premmms paid 185, 419 19 Cash items 541, 040 65 Clear' g-house exch'gs1 Bills of other banks.. 472, 994 00 Fractional currency. 9, 329 82 Specie 431,342 64 Legal-tender notes .. 498, 579 00 XJ. S. cert's of deposit. Due from TJ. S. Treas 777,152 ! Total 62 banks- 62 b a n k s . $28, 918, 396 76 15, 972, 300 00 150, 000 00 306,750 00 768, 883 52 1, 884,192 02 709, 425 96 42, 645 53 821,163 66 149, 205 59 231, 957 38 441, 925 19 $29,131,116 64 16, .042, 300 00 150, 000 00 291, 700 00 893, 623 91 2,426,861 67 760, 412 57 63, 669 40 821,280 17 121, 680 37 253, 389 54 317,177 09 268,143 00 15, 316 31 312, 523 73 387,477 00 712, 441 31 53, 2(13, 844 95 I 52, 01)2, 746 !>6 410,152 00 11,731 11 370, 364 99 426, 385 00 $29, 293, 061 29 $30,078, 658 48 15, 821, 300 00 15, 811, 300 00 150, 000 00 150, 000 00 335, 750 00 297,200 00 1,087, 087 08 891, 973 18 1, 845, 014 47 2, 090, 515 09 704, 218 06 747, 250 25 77, 372 30 91, 634 93 825, 917 56 849, 136 99 66, 218 51 117, 542 14 324, 823 64 253, 464 72 470, 398 42 611,728 99 246, 12, 370, 394, 282 606 517 744 00 67 33 00 379,108 00 12, 767 20 323,533 11 450, 284 00 734,106 31 720, 418 81 713,051 31 53, 225, 950 77 52, 870 570 70 53, 744, 307 83 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXIII by States and reserve cities—Continued. MASSACHUSETTS. DECEMUKR 31. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid MARCH 11. MAY 19. JULY 1. 191 banks. 191 banks. 190 banks. 191 banks. \ $45, 427, 500 00 $(5, 227, 500 00 $44, 852, 500 00 $45, 227, 500 00 OCTOUEB 3. 191 banks. $45,402,500 00 13, 378, 544 21 4, 062, 923 55 13, 334, 455 13 5, 039, 236 25 13, 279, 000 69 4,292,023 37 13,468,771 12 4, 330, 356 69 13, 520,116 15 3,811,783 15 38, 893, 732 00 10, 556 00 38, 710, 071 00 10, 556 00 38,110, 025 00 10, 546 00 37, 984, 615 00 10,546 00 38,131, 707 00 4, 842 00 361, 054 46 107, 747 84 183,290 39 404,007 94 718,261 04 Individual deposits... 41, 652, 204 59 240, 710 25 TJ. S. deposits 3.3,851 93 Dep'ts U.S.dis.officers, 4), 328, 697 72 236,810 09 40,258 56 41, 400, 878 15 236, 606 96 55, 303 71 42, 948, 946 32 260,060 61 30, 918 03 45, 733,174 62 265, 518 79 35, 550 30 Due*to national banks! 2, 646, 400 65 131, 092 14 D ue to State banks... [ 2, 285,147 11 204, 435 30 2, 799, 937 62 80, 876 96 1, 842,190 64 86,531 29 1, 755, 805 58 117, 350 48 296, 630 73 511, 909 73 399, 015 42 314, 627 90 Notes re-discounted.. Bills payable Total . 393, 317 67 538, 588 76 147, 775, 536 21 147, 339, 455 48 146, 014, 632 17 CITY 403, 323 67 324. 334 71 147, 322,102 02 413, 690 65 594, 774 42 150, 505, 074 18 OP B O S T O N . 53 banks. 53 banks. 53 banks. 53 banks. $50, 450, 000 00 $50, 450, 000 00 $50, 450, 000 00 $50,450, 000 00 11,189, 876 47 3, 925, 664 86 11,189,876 47 5, 291, 265 61 11, 253, 210 13 3, 482, 006 88 11, 253, 210 13 4, 276, 704 09 11, 431 365 3, 041, 700 Nat'l bank circulation 32, 474, 414 00 State bank circulation . 31,775.012 00 31, 229, 736 00 31,065,322 00 30,441 182 00 Capital s t o c k . . . Surplus f u n d . . . Undivided profits 53 banks. $50,450,000 00 951 4H 49, 962 71 25, 767 96 77, 647 71 56, 278 97 829, 749 21 Individual deposits... IT. S. deposits Dep'ts U.S.dis.officers 76, 000, 553 01 66, 212 97 24, 655 02 67, 432, 950 61 21, 129 20 22, 322 11 72, 216, 572 42 36,118 07 22, 613 27 73, 299, 590 52 90, 771 97 22, 301 29 68, 664, 217 7 1 32, 886 94 20, 986 21 Due to national banks Due to State banks. 25, 036, 23.3 22 7, 504, 856 07 21, 205, 541 91 7, 303, 592 20 22, 730,293 91 7, 603, 717 95 27, 000, 698 22 8, 670,162 45 21, 704, 707 21 8, 412, 968 51 Notes re-discounted.. Bills p a y a b l e . . . 197, 599 76 400, 460 00 300, 000 00 385, 800 00 300, 000 00 302, 000 00 300, 000 00 259, 500 00 220, 000 00 459, 000 00 207, 320, 490 09 195,403, 258 07 199, 703, 916 34 206. 744, 539 64 195, 708, 762 20 Dividends unpaid Total RHODE ISLAND. 62 banks. Capital stock Undivided profits Nat'l bank circulation State bank circulation 62 banks 62 banks 62 banks. $20, 065,050 00 $30, 065, 050 00 $20, 315, 050 00 $20, 315, 050 00 $20, 315, 050 00 3, 838, 055 79 1,167,169 85 3, 869, 619 33 1, 328, 044 55 3, 901, 377 88 1, 356, 258 54 3, 936,164 19 1,138, 449 78 3,960, 822 t 8 1, 327, 213 43 14, 828, 552 00 8,998 00 14,180, 575 00 8,998 00 14,361,021 00 8,975 00 14,106,715 00 8,973 00 14,143, 039 00 8,973 00 62 banks. 287, 050 59 103, 521 83 116, 445 38 305, 699 10 165, 913 43 Dep'ts U.S.dis.officers 10, 443,175 68 52, 385 88 42, 958 03 10,178, 536 49 49, 200 10 70, 331 43 10, 479, 588 09 53, 625 96 67, 791 65 10, 584, 691 82 63,173 15 84, 009 88 11, 460, 515 17 33, 479 67 88, 582 42 Duetonational banks Due to State banks... 1, 700, 585 59 730, 079 65 1, 552, 214 34 610, 456 66 1, 737, 747 28 707, 370 76 1, 382, 689 82 806, 255 73 1, 447, 943 37 792, 775 96 Dividends unpaid Individual deposits... Bills payable Total 39, 883 89 76,199 23 120, 699 23 138, 699 23 53, 20.3, 944 95 52, 092, 746 96 53, 225, 950 77 52, 870, 570 70 53, 744, 307 m CLXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Jbslraets of report* since October 1, 1861, arniinjad CONNECTICUT. Total 86 bauks. j 83, 500, 357 24 •• 80, 548,105 14 NEW 1 1 243 b a n k s Loans and discounts $80,540,611 Bonds for circulation. 30. 011, 900 895, 000 Bonds for deposits-.. 1 TJ. S. bonds on hand.. • 4, 885, 400 Other stocks and b'ds Duefromres'veag'ts i Due from nat'l banks Due from State banks; Real estate, &c Current expenses;...' Premiums paid : Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency .' Specie Legal-tender notes .. U.S. cert'sof deposit DuefromTJ.S.Treas Total 5, 314, 616 13,862,458 2, 812, 662 930,137 ' 2, 999, 023 387, 336 417,253 2, 382, 632 52, 290 1,155,270 23, 101 2 995 234 3,124,249 265, 000 1, 433, 550 154,487,737 34 88 b a n k s . 86 b a n k s . $42, 858, 990 36 19, 225, 300 00 370, 000 00 495, 500 00 2,544,133 40 3, 991, 295 18 2, 717, 831 32 205, 803 76 1,628,882 46 55, 488 37 355.158 17 537, 704 43 540, 749 82 615,225 00 15, 034 70 1, 263, 085 36 709,417 00 10,000 00 891,041 90 79,161,748 10 $82, 704, 681 30,387,100 895, 000 4,198, 400 5, 433, 691 IS, 649, 6(59 2, 312, 346 777, 921 2, 966, 245 469, 385 411. 141 1, 376,712 23, 440 912, 649 26, 316 2 772, 327 3, 099, 747 305, 000 1, 403, 570 250 b a n k s 24 00 00 00 72 07 72 70 24 29 12 72 59 00 83 10 00 00 82 154,125, 346 16 $64, 219, 848 29, 988, 600 895, 000 2, 844, 000 5, 081,197 13,335,416 2,170, 949 641, 557 2, 948,190 543, 276 407, 646 1,125, 625 28, 555 1, 207, 377 25, 835 2 933 457 3, 280, 695 295, 000 1,404,483 Loans and discounts $241,230,467 14 Bondsforcirculation. 23,476, 500 00 Bonds for deposits... 820, 000 00 XT. S. bonds on hand.. 4, 550, 550 00 Other stocks and b'ds 13, 063, 990 59 Duefromres'veag'ts.! Due from nat'l banks ! 22.146, 657 39 Due from State banks! 2,859,316 00 Real estate, &c 10, 905, 943 57 252, 611 55 Current expenses Premiums paid 772, 857 85 Cash items 1 3,113, 883 39 Clear'g-house exch'gs: 185. 664,136 32 Bills of other banks.. i; 933, 589 00 Fractional currency. 38, 535 16 Specie 54, 242, 230 49 Legal-tender notes .. 10, 213, 289 00 TJ. §. cert's of deposit. 1,670,000 00 Due from TJ.S.Treas. 1, 548, 581 63 578, 503,139 08 $43,468, 889 31 19, 359,500 00 370, 000 00 491, 000 00 2, 354,286 66 3, !)45,079 07 1, 668,339 45 155, 346 56 1, 648,919 73 256, 574 85 ::66, 650 05 622 0!) 413, fll« 16 •>''2 802 00 438 70 1.243! 335 09 792 00 10, 000 00 . 082 30 895, 78. 506, 036 1)2 79,090.64123 50 b a n k s $237,117,499 23, 601, 500 820, 000 3, 984, 850 13, 308, 727 16, 932, 592 2,160, 084 10, 950, 472 979, 794 400, 507 2, 541, 052 137, 330, 898 1, 675, 508 40, 800 51,076,247 11,395,892 1,740,000 1, 688, 297 251 b a n k s 250 bankb 93 00 00 00 01 37 43 06 73 99 17 38 24 00 07 45 00 00 17 153, 976, 711 00 CITY OF NEW 49 b a n k s 19. YORK. 246 b a n k s 83 00 00 00 76 10 99 69 11 96 15 12 01 00 40 87 00 00 29 OCTOBER 3. MAY 85 b a n k s . Loans and discounts. $43,953,340 17 Bondsfor circulation. 20,197, 500 00 Bonds for deposits... 370, 000 00 XT. S. bonds on hand.. 540,600 00 Other stocks and b'ds 2, 207, 811 04 Due from res've ag'ts 5, 974, 326 S6 Dne from nat'l banks 3, 209, 841 91 Due from State banks; 187, 290 36 Real estate, &c i 1,634,936 98 Current expenses 95, 936 44 Premiums paid 247, 494 23 571,485 04 Cash items Clear'g-house excb'gsi 388,250 70 Bills oi other banks.. 742, 506 00 Fractional currency. 14, 559 84 Specie 1,291,647 58 legal-tender notes .. 921, 030 00 U. S. cert'sof deposit. 10,000 00 Due from TJ.S.Treas 941, 794 3;! JULY 1. $42, 636, 269 45 19, 225, 300 00 370, 000 00 438,450 00 588, 5fi8 87 952,104 51 102, 668 11 207, 367 58 029, 334 75 268, 209 08 359, 651 26 348,606 13 208, 677 66 844, 683 00 15,101 63 248,230,86 K21, 667 00 10,000 00 886, 838 27 DECEUBEK 31. Resources. $63, 001, 074 29, 978,100 895, 000 3,001,150 5, 756, 395 12, 597, 931 2, 805, 252 680, 536 2, 903, 071 266, 215 440, 249 4, 343, 696 08, 607 806, 524 26, 343 2, 825, 922 2, 925, 821 295. 000 1,415,105 93 .1*87, 441, 95o 20 00 i 30,185,400 00 895, 000 00 00 ; 00 ] 2, 821, 500 00 18 5, 838, 840 30 58 i 13, 002, 623 78 16 2, 038, 454 16 60 531,176 93 25 2, 939, 248 06 65 468, 926 39 03 700, 038 71 02 1, 635, 799 89 47, 098 79 13 '. 1, 052, 049 00 00 20 : 24, 853 62 2, 810, 947 01 96 3, 249, 161 00 00 00 ; 295, 000 VI) 05 1, 374, 748 20 155,091,995 74 lf.7, S73, 421 04 YORK. 50 b a n k s . 50 b a n k s 50 b a n k s 49 $238, 750, 645 98 $247, 545, 234 10 $239,150, 374 00 00 22,112, 450 00 22,105,150 00 22,112, 450 00 00 820, 000 00 820, 000 00 820, €00 00 CO 6, 006, 750 00 4, 796, 400 00 3, 545, 950 00. 12, 692, 046 20 53 14,284,111 31 14,247, 075 81 32 45 86 65 73 84 16 00 53 39 00 00 07 517, 095, 725 02 15,884,366 3,478, 350 10, 782, 354 1,258,052 782,177 2, 687, 953 84, 638, 329 3, 703, 666 40, 942 51, 359, 256 17, 409, 677 1, 570, 000 1,291,602 42 56 65 30 33 89 86 00 43 93 00 00 95 476, f 61, 687 61 19, 523, 931 2, 260,144 10, 687, 545 150, 038 665, 852 3, 849, 656 120, 999,198 3,071,818 39,181 51,137,390 17, 689, 942 2, 865, 000 1,241,219 56 93 54 22 49 39 68 00 08 77 00 00 20 523, 702, 078 77 19,258,565 3, 087, 917 10, 671, 839 1, 092, 202 665, 548 2, 809, 544 174, 929,475 1, 634, 685 43,131 44, 523, 883 16, 956, 390 1, 070, 000 1, 584, 827 81 83 35 72 81 48 54 00 17 74 00 00 42 557. 541,532 07 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXXV 61/ States ami resen-e cities—Continued. CONNECTICUT. MARCH 11 DECEMBER 31. Liabilities. - 85 banks. — 85 banks. ! JULY 1. OCTOBER IS. 80 b a n k s 80 b a n k s 86 b a n k s . MAY 19. — $•'5 539 620 Oft $25, 399 620 00 $'>.-> 400 820 00 $25 556 820 0 0 0, 714, 909 82 1,720,581 18 6, 728, 939 30 2, 146, !(86 0» 6, 783, 612 ], 354, 195 84 0 789.135 ir» 1, 948. 129 4!> 18, 013, 607 00 41, 663 00 Dividends unpaid.... $"5 339 820 00 6, 737, 641 75 1,403,617 33 Surplus fund Undivided profits.... Xat'l bank circulation State bonk circulation 17, 859, 240 00 ' 41, 665 00 17, 020, 89.1 00 41, 659 00 10,948,410 00 41, 659 00 17 217. 745 00 38, 983 0(> 68, 283 15 038, 047 52 101. 082 59- 24,337, 191 74 . 25, 039, 720 04 231, 019 92 238, 000 74 31, 969 7 0 • 31, 571 66 24 933, 405 47 185, 313 34 24. 431 62- 651,128 07 Individual deposits.. !Hi. 097 23 24, 800, 827 16 20,115, 210 13 207, 841 71 136, 016 08 24, 829 56 • 2 0 , 5 5 6 62 Dep'ts Tf.S.dis.ofncers Due, to national banks Daft to State banks... 4, 177, 630 81 I 577, 561 88 2, 722, 272 76 364,171 11 2, 086, 475 66 252, 020 84 1 339,712 5;! 35 10,000 00 i Xotea re-discounted.. Bills payable Total 3,217,172 84 : 490, 878 61 20,000 00 ' 68, 740 32 107, 909 08 100, 980 62 83,153 08 125, 200 0(V •79,101, 748 JO 79, 090, 641 23 78 560. «30 02 250 b a n k s . 251 banks. 83, 500, 357 24 80, 548,165 14 NEW YORK. ! Capital stock ... 243 banks. 246 b a n k s . 250 b a n k s . j $32, 842,160 00 | $33, 355, 540 00 I $33, 572, 095 00 $33, 639, 030 00 $34,130,507 00 8, 318, 617 50 4, 832, 453 38 8, 351. 620 78 5,484,311 70 26, 574,168 00 34, 945 00 20, 781, 720 0l> 34.945 00 1 Surplus fund Ii 8, 085, 844 41 8,157, 272 50 ; 8, 093, 061 20 i Undivided profits ! 4,977, 795 82 ] 4,895,943 16 \ 5, 634, 402 23 Xat'l bank circulation! 26, 788, 764 00 20, 977, 420 00 ; 26, 626, 603 00 41, 082 00 State bank circulation] 41, 097 00 41,097 00 Dividends unpaid | 385,139 33 80, 974 48 Due to national b a n k s Due to State b a n k s . . . j Xotes re-discounted., j Bills payable Total 75, 429 93 80. 240 4!» 382, 759 77, 77, 774. 931 5* 478.871 32 93, 950 85 74. 310, 853 48 i 73 034, 284 86 : 75, 688, 403 32 558, 821 11 ! 546,743 68 595,183 94 72, 306 25 61, 556 15 : 08, 509 43 Individual deposits . . J 74, 059, 868 42 576,657 67 U. S. deposits | 112,478 03 Dep'ts U.S.dis.officers! 4, 419, 988 28 1,391,413 06 3. 615, 334 78 • 1, 382, 721 48 i 335,911 54 ! 470, 619 78 3, 421, 505 71 •• 1, 451, 901 66 ! 233, 923 83 i 465, 965 62 | 244,816 39 550, 341 66 1 ] 154, 487, 737 34 ! 154,125, 346 10 10 05 2, 299. 289 88 1, 103, 748 !ir> 406, 908 22 414,703 03 223. 345 55 475 871 95 153 976, 711 00 ; 155,091,995 74 157, 373 421 04 2, 773, 029 1, 303, 225 CITY OF NEW YORK. 49 banks. Capital stock . $51,350,000 00 50 b a n k s . 50 b a n k s . $51, 500, 000 00 ; $51, 500, 000 00 50 b a n k s . 50 banks. $51, 500, 000 00 | $51, 050,1)00 00 20,133,816 75 11, 015, 312 67 20, 336, 890 70 12, 611,188_22 20, 386, 890 70 14, 524, 853 93 21, 260, 946 91 11, 825,763 77 21, 314,109 21 13, 970, 753 58 20, 508, 950 00 47,470 00 20, 595, 087 00 47, 467 00 19, 066, 570 00 47, 453 00 18, 935, 605 00 I 47, 446 00 I 19,270,285 00 47.446 00 1,465,178 44 172, 971 54 189, 043 14 Individual d e p o s i t s . . . 339,720,244 88 U . S . deposits 444,140 55 Dep'ts U.S.dis.offlcers 122,520 16 284, 429, 052 33 417,498 31 195, 791 25 239, 034, 650 84 427,031 65 185, 894 34 94, 386,177 33 32, 753, 601 34 96, 501, 805 34 34,497,494 67 Surplus fund Undivided profits Xat'l bank circulation State bank circulation Dividends unpaid Dne to national b a n k s to State b a n k s . . . 98, 987,954 53 34,451,545 10 Notes re-discounted .. Bills payable Total 578, 503, 139 08 250, 000 00 ! 228, 864 Ott 1, 300, 922 75 325, 268, 903 86. 281, 723, 991 54 428, 605 08 I 423,115 50 72, 387 58 j 127, 363 6098, 726, 010 52 I 37, 380, 393 02 250, 000 00 500, 000 00 500, 000 00 517, 095, 725 02 476,861,087 61 523, 702, 078 77 90.104,274 84 35,134.415 52 : 557, 541, 532 0T CLXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1,1881, arranged CITY OF ALBANY. Resources. Loans and discounts. Bonds for circulation. Bonds for deposits... U. S.bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Dae from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit. Due from U. S. Treas. Total DECEMBER 31. MAKCH 11. 7 banks. 7 banks. $7, 525, 060 45 1, 680, 000 00 100,000 00 577,650 00 123, 632 08 2, 060, 718 68 997,173 69 162, 287 48 333, 500 00 $8, 673, 399 91 1, 680, 000 00 100, 000 00 379, 650 00 115, 757 08 1. 423, 635 24 706, 253 86 87, 483 31 329, 000 00 2, 370 19 23, 910 00 87, 584 06 168, 631 55 68, 646 00 3, 340 70 530, 858 95 191, 076 00 505, 000 00 88, 897 50 $8, 867, 590 1, 718, 000 100, 000 415, 050 133, 243 2,146, 582 813, 935 159, 822 330, 200 15,165, 494 35 37, 270 38 106, 897 12 308, 818 60 161, 926 00 2,272 59 541,758 78 212, 967 00 480, 000 00 78, 997 50 15,490, 930 35 JULY 1. MAY 19. 7 banks. OCTOBER 3. 7 banks. 7 banks. 57 00 00 00 58 56 32 30 00 $9,521,168 17 1, 718,000 00 100,000 00 215, 050 00 141,960 25 1, 501, 213 06 893, 991 23 169, 534 14 330, 200 00 110, 249 08 89,069 39 121, 262 53 147, 038 00 3, 072 61 607,067 45 238,100 00 530, 000 00 84, 607 50 110, 097 08 122, 828 94 319, 426 94 81, 572 00 2, 054 80 620, 205 24 192, 806 00 530, 000 00 82,107 50 $8, 786, 454 77 1, 718, 000 00 100,000 00 116,150 00 142, 682 19 1, 694,343 10 663, 958 33 162,175 95 330,200 00 4,954 75 96, 087 96 68,126 25 265, 919 58 80,457 00 1, 593 86 544, 851 26 218, 631 00 480, 000 00 80,107 50 16, 614, 890 89 16, 652, 215 35 15, 554, 693 50 NEW JERSEY. 66 banks Loans and discounts. Bonds for circulation. Bonds for deposits -. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Bills of other banks.. Fractional currency. Legal-tender notes .. U. S. cert'sof deposit. Due from U.S. Treas. Total 66 banks. 66 b a n k s . $28,170,364 11, 658, 85C 300,000 1, 556, 850 1, 534,291 6, 307,302 1, 759, 025 284, 780 1, 668,172 115, 957 124, 217 1, 023, 577 43 00 00 III) 44 57 HI 75 H5 14 78 53 392,059 13,740 960, 265 1, 434,258 10, 000 542, 030 00 06 77 00 00 80 57, 855, 743 73 $29, 657,705 01 $29,691,400 40 11,599,350 00 11, 568,850 00 300, 000 00 300, 000 00 1, 535, 650 00 1,177, 300 00 1,518,255 1,490, 958 67 6, 347, 313 u 38 5, 485,132 81 1, 251,403 11 1, 529, 534 74 279, 020 03 199, 686 66 1,659,691 47 1, 646, 848 66 207, 573 03 190, 443 15 126, 836 73 153, 222 84 751, 612 42 595, 310 97 325, 252 13, 095 834, 053 1, 367,483 10, 000 526, 890 00 74 63 00 00 00 57, 294, 744 40 528, 356 13,128 863, 395 1, 682, 092 10, 000 531, 479 00 28 < W 00 00 75 58, 673, 590 44 66 banks 66 b a n k s . $29,798, 409 11, 270, 350 300, 000 1, 072, 800 1, 580, 847 6, 988, 034 1, 435, 310 276,154 1, 610, 071 71, 028 151, 340 1,113, 031 332, 700 13, 601 898, 244 1, 308, 728 10,000 517, 900 43 00 00 III) 28 93 7fi 34 07 97 K4 04 00 80 v> 00 00 70 $31, 481, 551 11, 032, 350 250, 000 848, 500 1, 475, 585 5, 419, 952 1, 213, 436 235,119 1, 59s, 744 158, 286 211, 999 750, 818 28 00 00 Oil 69 91 5(1 43 89 12 97 84 546, 546 16, 772 1, 051, 618 1, 747,408 10, 000 497, 722 00 92 48 00 00 10 58, 748, 553 68 58, 546, 413 13 199 banks. 198 banks. PENNSYLVANIA. 194 banks. Loans and discounts. Bondsforcirculation. Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Dae from U. S. Treas Total 195 b a n k s . 198 b a n k s . $58, 079, 836 99 $59, 839, 603 45 $62, 542,114 04 $61, 334, 619 53 $64,215,217 69 28, 467,100 00 27,870,100 00 28, 435,100 00 28, 410,100 00 28, 369,100 00 580, 000 00 580, 000 00 580,000 00 580, 000 00 580, 000 00 2, 817, 000 00 2, 709, 450 00 2,199,400 00 3, 579, 250 00 3,102,650 00 6, 313, 515 08 6,328, 840 32 6, 797,156 22 5, 924, 303 08 6,138,778 23 9,631,816 96 10,445,817 64 9, 459, 449 87 11,115, 063 45 10,418,101 75 2,800,892 67 3, 525, 394 67 2,396, 418 81 3, 521, 924 83 3, 544, 450 98 1,217, 898 84 1, 388, 539 34 1, 099, 756 87 1, 375, 710 64 1, 287, 270 77 3,404, 826 06 3, 347, 602 48 3, 427,774 23 3, 461, 803 26 3,440,048 36 337, 072 62 279, 510 69 576, 775 00 283, 552 03 610, 072 08 301, 605 52 321, 779 50 460,148 40 218,071 91 241,009 65 749, 727 42 800,163 32 835, 249 99 849, 662 01 879, 222 50 33, 998 95 46,882 45 44, 338 72 53,034 10 34,739 95 1,133, 248 00 1, 218, 376 00 973, 692 00 1, 253,174 00 833, 742 00 43, 470 81 44, 379 19 42, 377 04 40, 098 49 43, 398 46 3,924, 985 90 4, 068, 745 21 3, 945, 675 74 3, 924, 272 20 3, 600, 537 14 2, 814, 762 00 2, 868, 284 00 2, 717, 098 00 2, 884, 822 00 2, 529, 016 00 45, 000 00 55, 000 00 55, 000 00 60, 000 00 50, 000 00 1, 318, 031 35 1, 264, 270 10 1, 293, 626 88 1, 320, 397 22 1, 330, 958 67 125,279,462 63 127, 569, 661 69 129, 263, 351 01 127, 683, 753 76 130, 540, 621 23 EEPOET OF THE COMPTROLLER OF THE CURRENCY. CLXXXVII by States and reserve cities—Continued. CITY OP ALBANY. DECEMBER 31. MARCH 11 MAY 19. JULY 1. OCTOBER 3 Liabilities. 7 banks. Capital stock Surplus fund Undivided profits Uat'l bank circulation Dividends unpaid 7 banks. 7 banks. 7 banks. $1, 800, 000 00 $1, 800, 000 00 $1, 800, 000 00 $1, 800, 000 00 1,400, 000 00 260, 549 98 1, 400, 000 00 233, 528 88 1, 400, 000 00 219, 023 51 1,400,000 00 226, 762 67 1 400, 000 00 292, 034 41 1, 503, 040 00 1, 500,140 00 1, 503, 640 00 1, 526, 040 00 1, 544,140 00 37, 310 78 7 banks. $1 800,000 00 11,372 85 6,315 96 1,802 55 I n d i v i d u a l deposits . . TT. S. deposits D e p ' t s TJ.S.dis.officers 6,777,063 25 66,371 06 10, 988 74 6, 803, 590 48 60, 494 39 9,039 41 7, 763, 991 57 69, 225 00 9,284 35 7,805,117 00 54, 355 35 18, 315 73 6 890,888 27 52,131 04 7,625 38 D u e to national b a n k s D u e to State b a n k s . . . 2, 952, 258 26 683, 348 28 2, 883, 095 91 469, 289 32 3,109, 639 97 738, 283 94 2, 948, 484 53 856, 478 41 2, 879, 512 23 15, 490, 930 35 15,165, 494 35 16, 614, 890 89 16, 652, 215 35 15 554, 693 5ft 16,661 66 676, 989 32 N o t e s re-discounted.. Bills payable Total NEW JERSEY. 66 b a n k s . 66 banks. 66 b a n k s . 66 b a n k s . $12, 475, 350 00 $12, 375, 350 00 $12,375,350 00 $12, 375, 350 00 $12,375, 350 00 S u r p l u s fund Undivided p r o f i t s . . . 3,477,158 83 1, 408,196 13 3, 485, 835 18 1, 534, 980 42 3, 505, 335 18 1, 776, 054 47 3, 580, 491 32 1, 371, 682 15 3, 622, 908 29 1, 538, 051 10 N a t ' l b a n k circulation S t a t e b a n k circulation 10, 414, 799 00 10, 295,483 00 9,113 00 10, 278, 933 00 9,108 00 10, 039, 546 00 9,108 00 C a p i t a l stock Dividends unpaid Individual deposits.. TT. S. deposits D e p ' t s O.S.dis.officers' D u e to national b a n k s D u e to State b a n k s . . . N o t e s re-discounted.. Bills payable Total 9,116 00 298, 315 47 27, 034,167 00 179, 927 05 13,440 89 2, 234,145 05 175, 029 59 51,398 72 84 700 00 57, 855, 743 73 56,375 38 45,297 74 26, 878, 635 09 27, 368,427 14 188, 088 95 210, 908 51 14,248 18 13, 488 39 2,135, 655 71 280, 679 49 35, 600 00 4,700 00 280, 951 68 66 b a n k s . 9, 769, 701 00 8,480 00 107, 860 99 28, 757, 966 87 205, 473 33 11,307 74 28, 606, 051 73 176, 662 43 20, 087 29 2, 696, 984 29 265,448 77 1, 750, 747 00 205, 783 02 2, 047, 125 94 258, 794 78 113, 554 95 14,700 00 65, 446 57 94,700 00 14, 039 61 6, 300 00 57, 294, 744 40 | 58, 673, 590 44 I 58, 748, 553 68 ] 58, 546, 413 13 PENNSYLVANIA. 194 b a n k s . •Capital stock . S u r p l u s fund Undivided profits N a t ' l b a n k circulation S t a t e b a n k circulation 195 banks. 198 b a n k s . 199 banks. $29, 662,840 00 $29, 738, 056 00 $30, 084, 699 00 $29, 643, 425 00 7, 894, 717 59 2,623, 575 03 25, 006,401 00 25, 639 00 7,995.661 55 2,899,500 69 24, 902, 007 00 25, 474 00 8,185, 392 04 2, 564, 376 58 24,905,747 00 25, 445 00 8,114, 656 73 2,498, 327 49 24, 004, 836 00 25, 445 00 198 b a n k s . $30, 064, 556 00 8,109, 517 43 3, 293, 012 15 24, 911, 982 00 20, 489 00 265, 789 19 184,957 89 349,594 24 341, 569 20 177, 205 41 Individual deposits... U. S. deposits D e p ' t s U.S.dis.offlcers 55, 876, 463 06 377, 278 01 13, 570 87 57, 939, 292 25 342, 883 98 5, 904 29 59, 748, 349 77 369, 762 59 5,115 32 59, 870, 507 44 395, 789 30 11, 648 67 61, 244, 091 93 317, 857 50 15, 832 63 D u e to national b a n k s H3ue to State b a n k s . . . 2,998,139 51 425, 019 34 2, 956, 084 42 496, 990 57 2, 390, 307 78 303. 337 21 1, 918, 718 23 285,115 64 1, 870,196 29 297, 076 84 N o t e s re-discounted.. Bills payable 73,494 75 36, 535 28 41, 358 77 41, 490 28 155, 734 20 175,490 28 125,279,462 63 127, 569, 661 69 129, 263, 351 01 Dividends unpaid Total 122,724 78 450, 990 28 ! 103, 293 77 115,510 28 127, 683, 753 76 i 130, 540, 621 23 CLXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arrnnged CITY OF PHILADELPHIA. DECEMBER 31. MARCH 11. JULY 1. Resources. U . S. bonds on h a n d . . O t h e r stocks and b'ds D u e from res've ag'ts D u e from n a t ' l banks Due from State b a n k s Real estate, &c \ Current expenses.... P r e m i u m s paid Cash items Clear'g-house cxch'gs Bills of other h a n k s . . Fractional c u r r e n c y . Specie Legal-tender notes . . TJ. S. cert's of deposit I D u e from U. S. Treas , Total $57, 069, 510 13, 438, 000 250, 000 920, 500 4, 473, 587 5, 034, 409 5,169,132 1, 072, 632 2, 600, 250 239, 39S 62, 201 956, 307 9,860,507 812, 668 18,461 0, 315, 978 4. 052, 017 1, 580, 000 689, 318 32 banks. 32 h a n k s . 32 banks. Loans and discounts Bonds for circulation. Bonds for deposits .. 94 $58,140, 134 35 $60, 240,712 00 13, 285, 000 00 ; 12, 008,000 250, 000 00 250, 000 00 00 1, 070,500 744, 500 00 919 98 10 3, 899,404 4, 716, 5, 933,253 91 6, 205, 521 04 95 4,157, 686 41 4, 051,482 892, 608 80 885, 948 73 00 2, 588, 729 34 2,59], 278 90 598, 178 17 135, 944 11 04, 078 84 07, 861 15 028, 146 500, 912 31 745 30 50 7, 862, 0,116,538 403, 701 00 00 692, 010 932 526 18 30 23, 0, 85?,954 10 6, 913, 231 30 041 00 00 2, 800, 3, 474,386 00 1, 890, 000 00 2, 310,000 805 35 41) 636, 600, 443 115,214,878 25 '. 112,728,259 90 CITY 22 b a n k s Loans and discounts j $23, 897, 498 Bonds for circulation ! 7, 652, 000 Bonds for deposits . . ! 250, 000 U . S. bonds on h a n d . . : 400,150 Other stocks and b'ds• 1, 025, 476 Duefromres'veag'ts \ 2, 016, 524 Due fromnatl banks ' 918, 483 D u e from State banks! 245, 093 Real estate, &c ! 1,678,090 84, 531 C u r r e n t expenses • P r e m i u m s paid 32, 503 Cash items ! 352, 574 Clear'g-house exch'gsi 1, 321, 029 Bills of other b a n k s . . i 530, 728 Fractional c u r r e n c y . [ 10, 030 1, 526, 222 Specie \ Legal-tender notes .. j 1, 799, 464 TJ. S. cert's of deposit. [ D u e from U . S . Treas I 376, 600 112,440,450 65 119,569,167 75 119,520,205 60 OF PITTSBURGH. 22 hanks. 26 00 00 00 40 98 86 19 40 36 25 73 38 00 19 83 00 32 banks. 44 $60,030,811 90 $64,282, 838 27 00 11, 048, 000 00 10, 652, 800 00 00 300, 000 00 300, 000 00 00 824, 300 00 303, 300 00 13 4,994, 334 50 5.156, 378 00 47 7, 048, 581 36 5, 510, 645 76 54 4, 660, 205 15 4,129, 799 76 88 1,101, 661 90 789. 004 58 50 2, 591,141 65 2, 595, 177 18 08 O 284,165 04 638, 111 C 38 73,077 11 37. 083, 07 28 1,031,604 42 681. 669 ill 22 12, 512, 276 15 11, 092, 055 21 00 599, 900 00 052, 996 00 84 19, 876, 07 21, 598 84 04 6, 300, 040 05 7.157. 185 80 00 3, 236, 209 00 2, S07, 732 0) 00 2, 370, 000 00 2, 080, 000 0(1 85 542, 970 85 527, 819 50 $24, 444,176 7. 020, 500 250, 000 242, 300 1,124,261 2, 330,151 859, 447 195, 509 1, 765, 770 180,913 10, 25)8 1S7.285 1,149,118 300, 718 11,046 1, 382,106 1, 820, 825 22 b a n k s 37 00 00 00 96 46 17 74 28 24 05 29 75 00 31 04 00 35 367, 745 47 44,117, 067 18 44, 254, 839 T3 $24, 000, 407 7, 070, 500 250, 000 203, 650 827, 212 2, 051, 908 907,166 3112 360 1, 744, 658 124,916 111, 454 159, i>74 1, 406, 585 673, 209 10, 843 1,409,713 2, 101,110 23 b a n k s . 23 b a n k s . 10 $24, 290, 029 27 00 7, 320, 500 00 00 250, 000 00 00 514, 060 00 21 916,139 47 79 : 2, 224, 884 50 15 1,192,054 04 00 182, 508 98 05 1, 594,141 62 13 ' 53, 542 17 90 05, 901 02 28 259, 577 08 00 1,210,353 27 00 ' 348, 077 00 30 8, 973 95 90 1,629,600 04 00 2, 069, 084 00 374, 642 47 $25, 947. 839 7, 305, 500 250, 000 352, 550 813, 002 2,158, 040 1,20", 182 275, 304 1, 499, 609 200. 304 78, 942 302, 955 1, 874, 703 484, 010 12,193 1, 759. 736 2, 091, 967 92 00 00 00 27 4!) 81 73 01 79, 75 15 53 00 85 10 00 376,140 72 350, 360 22 45, 009, 438 00 : 44,505, 622 73 46, !>03, 334 62 DELAWARE. 14 banks. Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Duefrom res've ag'ts. Due from nat'lhanks. Due from State hanks Keal estate, &c , . Current expenses Premiums paid Cash items . . Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. V. ?S. cert's of deposit Due from U. S. Treas. Total 14 banks. 14 banks. $3, 047, 048 76 1, 693,200 00 60, 000 00 182, 000 00 291, 774,48 787, 005 57 221, 787 23 80, 876 06 209, 034 30 18, 927 52 11, 677 62 112, 734 72 $3, 714,139 98 1, 693,200 00 60, 000 00 285, 500 00 300,752 70 671, 542 96 191, 608 85 68, 576 44 199,117 25 18,122 01 12, 281 37 96, 072 49 89, 744 2, 005 174, 321 138, 544 30, 000 80,138 75, 521 2,454 181, 529 137,160 30, 000 80,838 00 91 90 00 00 75 7, 830, 880 82 00 16 93 00 00 75 7, 824, 417 89 14 banks 14 banks. $3, 731, 086 1, 693, 200 60,000 272, 000 300, 552 641, 265 171, 622 27, 336 185, 837 22, 755 17, 273 56,652 77 00 00 00 70 87 14 98 45 42 87 91 $3, 611,204 99 1, 693, 200 00 00, 000 00 272, 000 00 300, 552 70 661, 477 47 180, 060 68 81, 592 15 185, 827 45 17, 576 51 17, 273 87 102, 495 50 $4, 002, 965 1, 678, 200 60, 000 1!>3. 000 290, 499 1, 086,183 214, 228 62,284 185, 912 23, 048 :t7, 901 «8, 628 80 00 00 00 48 19 05 68 54 54 37 40 71, 054 1, 519 165, 009 151,779 30, 000 74, 738 00 09 04 00 00 75 67, 759 1,747 134, 388 152,965 30, 000 79, 038 00 58 41 00 00 75 7«, 951 2, 254 101, 036 161,591 ::o, 000 70, 463 00 61 58 00 00 75 7,073,083 ffil 7,049, 100 00 8, 41". 149 05 REPORT OF THE COMPTROLLER OF THE CURRENCY. CLXXX1X by States find reserve cities—Continued. CITY OP PHILADELPHIA. MARCH 11. MAY 19. JULY 1. OCTOBER 3. 32 b a n k s . UECBMUEU 31. 32 b a n k s . 32 b a n k s . 32 b a n k s . Liabilities. 32 b a n k s . Capital stuck ' $17, 858, 000 00 , $17,358,000 00 •17, 338, 000 00 I $17, 358, 000 00 S u r p l u s fund Undivided p r o f i t s . . . . Nat'l bank circulation S t a t e bank circulation 8, 312, 303 08 ' 1, 555, 29!) 14 i 11, 335, 638 00 480 00 $17, 358, 000 00 8, 419, 303 08 1,762,610 53 8,456,403 08 2, 298, 320 47 9,292,694 00 480 00 9, 330, 359 00 480 00 8, 339, 303 08 1, 973, 056 00 8, 399, 303 08 : 1, 417, 776 46 10, 256, 934 00 480 00 li, 402, 286 00 480 00 112,242 64 46, 968 69 36, 018 03 Individual deposits. • . 60, 514, 763 32 213, 970 34 IJ. S. deposits D e p ' t s U.s.dis.officer's . 57, 976, 917 18 202,341 07 59,641,887 72 203, 626 90 66, 008, 879 96 217, 305 41 6*, 850, 483 57 250, 546 46 D u e t o national b a n k s Due to State b a n k s . . 12. 401, 035 52 :;, 040, 873 27 12,125, 039 44 2, 925, 146 41 13, 716, 710 50 2, 74(5, 215 58 13, 617, 073 96 3,328,521 03 112, 728, 259 96 ' 112, 440, 456 65 119,569,167 75 119,526,205 60 Dividends unpaid 48, 745 31 12. 621,107 58 3,034,571 48 33,967 84 ': Notes re-discounted. P>ills payable Total . . . 115, 214, 878 25 CITY OF PITTSBURGH. 22 b a n k s 22 b a n k s - 1 banks. 2 ! banks. 23 banks. 850, 000 00 $9, 830, 000 00 i 850, 000 00 $9, 975. 580 00 $10, 029, 495 00 Undivided profits 3, 291, 134 49 810, 784 91 3, 311, 477 42 881, 239 51 , 3, 336,346 73 563, 337 3, 361, 883 21 382, 832 10 3, 166,771 66 733, 236 18 X a t ' l b a n k circulation 6 7.12 418 oo 0, M l , 600 00 ; 6 691, 380 00 «, 106,970 00 6, 376, 635 00 i Dividend* u n p a i d - . - . 76 111 75 46,819 75 71, 987 25 168, 871 75 Individual d e p o s i t s . . . U. S. deposits D e p ' t s U.S.dis.ofliceis 19 189 858 26 13 5 430 18 104 673 90 39,343,188 159,973 50 63, 355 15 20 761, 029 06 146, 930 76, 571 31 20 556,774 178,024 58 36, 240 97 D u e to national banks 'Due t o State l>anks . . 621 594 66 1 275 452 48 2.831.286 62 1,08], 1.04 69 502,132 81 1 086, 356 90 363, 662 28 i 510,104 33 436, 179 09 1 389, 829 77 Notes re-discounted - . T>ills payalde 69 608 33 7, 500 00 37, 294 98 92, 784 24 50, 781 64, 678 96 132, 827 48 44 117 067 18 44, 254. 839 73 45 009, 438 00 44 505, 622 73 46 963, 334 02 Total 60, 756 50 OO 395, 910 23 3 83,763 45 57, 930 26 DELAWARE. 14 banks Capital stock S urplus fund i Undivided profits....; 510,080 81 185, 344 23 Nat'l bank circulation State b a n t circulation' 3,467, 849 00 855 00 Dividends unpaid 30,608 65 Individual deposits ..} TJ. S. deposits Dep'ts tT. S.dis.otneers 3, 462, 036 80 38,360 76 3, 341 74 Duo to national banks Due to State b a n k s . . 383, 1«4 01 35,654 22 526,367 10 350,456 54 ; 3, 465, 599 00 855 00 34,941 75 3, 409, 027 08 39, 389 38 2,389 49 422, (139 42 39, 368 13 30. 000 00 Notes re-discounted.. l Bills payable . Total . 14 banks 14 b a n k s . ifl, 743, 985 00 i $3,743, 985 00 j $3, 743, 985 00 7, 830, 880 82 7,824,437 34 b a n k s . $1, 743, 975 00 14 b a n k s . $1, 743, 985 00 526,867 10 386,070 64 529, 949 10 j 192,411 13 | 542, 797 08 187, 435 08 3,466,349 00 855 00 1,458,999 00 j 855 00 j 1,450,969 00 835 00 33,471 (10 23,043 75 3,243,641 50 3,311,821 94 • 37,844 56 I 42, 161 10 i 581 72 2, 920 56 409,734 97 I 26, 302 50 | 38, 000 00 7,673,683 9 9 ! 322,165 76 ( 1,857 72 11, 867 40 4, 121, 900 75 40,772 57 3,449 73 3IM.424 73 6, 692 73 21, 000 00 7,649,160 0 6 ! 8,413,149 05 cxc REPORT OP THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1,1881, arranged MARYLAND. Loans and discounts. Bonds for circulation. Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due fromres've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U.S. cert's of deposit Duefrom U. S. Treas. Total DECEMBER 31. MAKCH 11. MAY 19. JULY 1. OCTOBER 3. 22 banks. Resources. 22 banks. 22 banks. 22 banks. 22 b a n k s . $4,611,996 83 2,266, 550 00 100,000 00 556,150 00 349,913 81 866,126 91 584,593 79 63,753 16 245, 287 56 17, 489 52 47,670 55 47, 008 33 $4, 694,422 78 2,266,550 00 100,000 00 538, 550 00 374,013 81 748,789 05 523, 776 40 88,611 98 245, 559 83 44, 203 0) 56,477 92 53,178 45 $4 975,419 00 2, 266, 550 00 100,000 00 452, 550 00 385,196 94 625, 554 54 447, 477 25 51,129 15 240,221 38 51,904 74 68, 878 84 44,500 82 $5, 025, 238 93 2,266,550 00 $5, 264, 628 11 2,355,050 00 508, 050 00 379,145 69 545,057 12 353, 785 99 43, 601 30 245, 540 78 16,153 63 63,275 56 61,138 25 454, 500 00 j 359, 903 82 940,903 74 533, 488 10 91, 535 »7 j 244, 693 41 ' 56,446 12 ! 73,141 30 i 75, 995 51 j 78, 199 00 2,967 32 286,396 69 308,817 00 94,180 00 2,242 60 265,001 01 407,628 00 73,786 00 2,704 95 254, 967 35 367, 438 00 92, 622 2, 996 265, 485 358, 821 105,745 80 101, 992 60 116, 692 35 j 106, 092 60 106,175 00 ! 10,566,320 11 10, 512, 505 84 93, 706 2,661 263, 602 344, 064 00 07 78 00 10, 595,126 62 10, 312, 526 15 00 ' 81 ! 29 | 00 | 11, 277, 385 28 ' CITT OF BALTIMORE. 16 banks. 17 banks. 17 banks. 17 banks. Loans and discounts $24,267, 088 34 $25,139, 161 44 i $25,595,152 46 7, 691, 100 00 7,691,100 00 7, 641,100 00 Bonds for circulation. 200, 000 00 200, 000 00 l!00, 000 00 Bonds for d e p o s i t s . . . 200,000 00 250, 000 00 U. S. bonds on h a n d . . 200, 000 00 Other stocks and b'da 81, 738 87 74, 494 07 74,283 10 Due from res've a g ' t s . { 2, 294, 820 59 1, 836, 047 17 1, 613,186 84 Due from nat'l b a n k s . 1,113,916 65 860, 296 38 1, 028, 430 05 D u e from State banksi 175, 969 29 243, 809 01 135, 711 70 722, 706 94 687, 796 89 712, 332 90 Keal estate, &c 113, 704 16 49,260 25 143,454 37 Current expenses 52, 118 74 51,140 70 40,398 74 Premiums paid 63, 568 13 98,926 89 80,252 49 Cash items 1, 407, 537 49 1, 727, 752 56 i, 398, 465 33 Clear'g-house exch'gs 537, 550 00 556,438 00 782,942 00 Bills of other b a n k s . . 2,173 45 2, 553 15 Fractional currency. 3, 074 46 926, 457 93 1, 057, 63 93 943,187 90 Specie 00 1, 1,354,206 00 1, 227,134 00 Legal-tender notes .. 630,000 00 1, 730, 000 00 V. S. cert's of deposit i, 315; 000 00 592 00 356, 242 00 354,887 10 Due fromU. S. T r e a s . 381, Total 42,482,868 13 42, 890, 575 20 43, 953, 472 13 DISTRICT 1 bank. 17 banks. S26, 311, 022 53 | 7,541,100 00 i 200. 000 00 t 100,000 00 I 88, 565 69 ' 1, 951, 478 95 I 1,123, 550 21 | 147, 948 43 684,181 70 176, 334 14 96,558 74 78, 496 20 1, 904, 925 9T 350,528 00 2, 728 36 1, 472, 611 89 1,152, 395 00 600,000 00 340,142 00 44, 322, 567 81 OP COLUMBIA. 1 bank. 1 bank. . 1 bank. Loans and discounts Bonds for circulation. $319, 289 23 250,000 00 $318, 884 46 250,000 00 $333,189 69 250, 000 00 $317,166 48 250, 000 00 $349, 627 87 250,000 00 U. S. bonds on hand.. Other stocks and b'ds Due from res'ye ag'ts. Due from nat'lbanks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U.S. cert's of deposit. Due from U.S. Treas. 275,000 00 930 00 102, 501 62 9, 957 08 3,868 92 17, 950 00 103 39 2, 200 00 9,417 37 275, 000 00 930 00 131, 833 21 9,123 80 9,148 60 17, 950 00 2,028 12 2, 200 00 7,456 48 275, 000 00 1, 930 00 104, 357 16 7,437 26 3,901 75 17,950 00 4, 065 96 2,200 00 4, 219 00 275,000 00 1, 930 00 118, 804 12 29, 244 61 941 18 17,950 00 155 02 275,000 00 1, 930 00 137, 429 33 30, 559 80 602 71 17,950 00 3, 027 01 6,380 00 9,290 00 10,259 00 14 50 54, 288 00 ' 01, 000 00 12,590 00 16 00 59, 572 50 106, 000 00 14, 530 00 12 24 56,584 50 84, 000 00 15,419 00 23 38 58,681 00 90, 500 00 16, 056 00 8 14 62,916 00100,000 00' Total 1 bank. : 11, 250 00 11, 250 00 11, 250 00 11, 250 00 11, 250 W 1,158, 029 11 1, 213, 983 17 1,170, 627 56 1,193,444 79 1,265, 646 SG REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCI by States and reserve cities—Continued. MARYLAND. Liabilities. DECEMBEK 31. MAY 19. MABCH 11 JULY 1. 22 b a n k s 22 b a n k s OCTOBEK 3. 22 banks. 22 b a n k s 22 b a n k s . $2, 431, 700 00 Surplus fund Undivided profits Nat'l tank circulation Dividends unpaid $2, 431, 700 00 $2, 431, 700 00 $2,431,700 00 $2, 431,700 0(1 718, 570 15 198,174 31 720, 021 62 264,124 89 721, 663 13 312, 082 63 724, 278 23 206, 028 67 731, 018 05 270, 991 48 1, 996, 492 00 32 00 2, 017, 747 00 32 no 2, 005, 427 00 )1 32 11 1, 993, 442 00 32 00 2, 097, 817 00 64, 436 93 18, 529 94 26,140 18 44, 573 33 36,197 68 Individual deposits... 17. S. deposits Dep'ts U.S.dis.officers 4, 885, 766 74 21, 866 63 45 436 31 4, 813, 579 43 26, 625 05 24 535 27 4, 785, 616 85 28, 957 43 28 021 48 4, 712, 975 56 5, 550, 548 26 Due to national banks Due to State banks.. Notes re-discounted.. Bills payable 173,226 95 28, 618 09 136, 975 43 34,162 74 180, 533 57 24, 821 01 106, 398 77 20, 535 19 112, 577 0221, 535 7D 2,000 00 24, 472 47 50,131 34 62, 562 40 10, 000 00 25, 000 00. 10, 566, 320 11 10, 512, 505 84 10, 595,126 62 10, 312, 526 15 11, 277, 385 28 Total CITY OF BALTIMORE. 16 b a n k s . Capital stock Surplus fund Undivided profits Natl bank circulation State bank circulation Dividends unpaid Individual deposits. U. S. deposits Dept'sTT.S.dia.officers Due to national banks DuetoState banks... Total 17 banks. 17 banks 17 b a n k s $11,190,330 00 $11, 340, 330 00 $11, 490, 330 00 $11,490,330 00 $11,490,330 0& 2, 579, 446 79 966, 909 70 2, 586, 646 79 1, 218, 839 39 2, 588, 882 87 1, 393, 692 69 2, 613, 424 919,103 41 2, 613, 424 05 1, 372, 504 88 6, 661, 461 00 34, 784 00 6, 644, 011 00 34, 779 00 6, 747, 661 00 34, 674 00 6, 692,106 00 34, 674 00 6, 695, 706 00. 34, 674 00 17 b a n k s . 361, 891 22 70, 975 68 92, 944 01 358, 504 51 75, 329 42 18, 207, 619 38 112, 516 19 18, 253, 333 74 103, 923 55 18, 081, 878 24 110, 318 53 19, 096, 420 27 1)8, 395 25 18, 444, 729 92 113, 766 86 1 996,139 90 371, 769 95 2,330,707 97 307, 028 08 3, 051, 323 05 361, 767 74 2, 529, 209 00 303, 378 42 3,139, 531 03 342, 571 65 42, 482, 868 13 42, 890, 575 20 43, 953, 472 13 44,155, 544 91 44, 322, 567 81 DISTRICT OP COLUMBIA. 1 bank. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 1 bank. 1 bank. 1 bank. $252, 000 00 $252,000 00 $252, 000 00 60,000 00 32,225 36 224,400 00 60,000 00 40,121 40 214, 500 00 lbank. $252,000 00 $252, 000 00 60, 000 00 47,172 82 60, 000 00 34,120 73 60, 000 00 41, 080 50 207, 000 00 200,100 00 192,100 00* 11, 772 00 1, 928 00 1, 856 00 6, 312 00 1, 892 06- Individual deposits... TJ g. deposits Dep'ts TJ.S.dis.officers 575, 026 15 641,942 30 592, 981 07 637,783 70 711,633 45 Due to national banks 2,605 60 2,936 94 554 53 9,617 67 1, 232 22 1, 896 14 6, 726 97 213 941 Notes re-discounted.. Bills payable Total 1,158, 029 11 1,170,627 56 1,193,444 79 1,265, 646 86 1,213, 983 17 CXC1I REPORT OF THE COMl'TBOLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged CITY OF W A S H I N G T O N . DECEMBER 31. j Resources. 5 banks. i MAR»11 11. MAY 19. 5 banks. 5 banks. 5 banks. 5 banks. (Loans and discounts j $1, 854, 717 92 $1, 753,402 49 $1, 868, 898 20 $1,929,428 92 I Bonds for circulation | 730, 000 00 730, 000 00 730, 000 00 730, 000 00 | Bonds for deposits -. i 100, 000 00 100, 000 00 100,000 00 100, 000 00 i U. S. bonds on hand.. j 172, 600 00 301, 650 00 346, 950 00 205, 800 00 : Other stocks and b'ds 101, 900 51 107, 191 59 ' 77, 599 76 68,152 70 Duefrornres'veag'ts \ 424, 145 58 365,138 12 221,312 53 417, 952 93 Due fromnat'l banks.! 164,907 57 168, 569 36 106, 503 21 121, 066 27 Duo from State banks 13,986 01 6,580 6!) 19,105 20 11, 203 97 418, 6«5 67 430,772 00 425, 665 67 430, 974 00 Real estate, &c 11,918 43 19, 264 73 12, 744 49 •Current expenses.. -.: 33,776 75 4,564 13 4, 694 43 8,631 16 Premiums paid i 6, 032 11 92,502 79 69,169 75 62, 469 34 90, 380 47 Cash items : Clear'g-house exch'gs . Bills of other banks..! 17. 862 00 £1,099 00 43, 679 00 32, 808 00 Fractional currency.; 4,923 65 5, 852 40 6,353 92 5, 132 90 171,844 25 203, 052 25 184,686 25 Specie 170,291 50 213, 084 00 167,907 00 206, 603 00 167, 335 00 Legal-tender notes ..: V. S. cert's of deposit. j. DnefrumTJ.S.Troas.: 31,500 00 31,500 00 34,000 00 31, 500 00 Total 4,198,467 35 4, 504, 247 31 1, 850, 620 92 730,000 00 : 100,000 00 ! 63, 800 00 | 100, 542 93 I 420,553 58 I 109,221 29 ; 21,132 41 430, 772 00 , 23, 901 99 ! l i . 117 8 6 ; 94. 792 93 I 45, 745 6,401 151, 418 423, 106 00 I 78 ! 50 ] 00 j 31,500 00 4, 588, 199 71 4, 743, 209 20 j ! 4,614,687 17 VIRGINIA. : 19 banks. 19 banks. Loans and discounts.! $9,677,700 51 ; $9,970,158 38 Bondsforcirculation. 2,843,350 0 0 ! 2,863,350 00 Bonds for deposits . . : 600,000 00 j 600, 000 00 TT.S. bonds on h a n d . . ; 361,800 0 0 ! 342,800 00 O t h e r stocks and b'ds! 398,177 97 421,587 78 DnefromresVeag'ts I 1,533,280 21 1,307,965 35 Duefromnaflbaukx 466,577 67 389,542 78 l>ue from State "banks1 360,396 86 286,722 52 Real estate, &e 364,896 84 359,313 22 Current expenses 33.595 87 59,364 39 Premiums paid ' 50, 318 9<i 49, 013 56 Cask items 324, 332 68 282, 961 67 Clear' g-honsoexeVgs Bills of other banks".. ] 384,400 00 258.032 00 Fractional currency ' 2, 509 45 2, 759 71 Specie 468, 483 99 593,103 26 Legal-tender notes . . 664, 236 00 538, 601 00 XJ. S. cert's of deposit ; DuofroiuU. S. Treas. 135,135 3 5 ' 141,81(156 Tol nl IS, 069,252 36 18, 407, 986 18 19 banks. I $9,861,203 52 2, 863, 350 00 600, 000 00 231,000 00 373, 377 09 1,000,459 82 391, 688 19 310, 425 38 368, 624 77 93, 401 72 46, 788 42 225,524 60 21 banks. 19 banks. $9,412,016 37 2,863, 350 00 600, 000 00 240, 900 00 353. 864 33 1, 440, 290 95 462, 003 16 300, 103 49 369, 954 42 34,072 50 48.632 17 377. 970 10 $10,444,317 27 2, 908, 350 00 600,000 00 280,950 00 522, 594 34 1, 282, 855 83 I 380,159 87 ; 281,877 35 • 394, 077 73 ' 85,102 51 74, 210 50 231, 505 51 389,810 S O 2, «27 18 036, 175 52 | 614, 041 00 I 266, 188 00 2,147 23 744,314 14 098, 236 00 394,597 00 2, 923 28 ! 855,222 87 i 629, 172 00 I 136, 029 06 152,700 00 I 18, 144, 526 27 i 18, 346, 743 46 143, 464 60 ! 19, 371, 440 66 j WEST VIRGINIA. 17 banks. 17 banks. Loans and discounts, i $3,130,329 32 $3,190, 989 52 ISondsforcirculation ; 1,561,950 00 ; 1, 561, 950 00 Bonds for deposits . . i [ U . S . bonds on h a n d . . ; 61,200 00 81,200 00 O t h e r stocks and b'ds 58, 752 11 69,752 11 Due from resVeag'ts : 327,482 98. 352,856 83 Duefromnat'lbanks.i 218,860 90 180,773 80 D u e from State b a n k s 85, 237 94 67,102 19 Real estate, &c 184, 957 98 199,512 74 Current expenses.... 31,57581 24, 571 42 P r e m i u m s paid 18.296 03 21, 736 53 C a s h items 15, 306 41 14, 885 59 Clear' g-house exch'gs Bills of other banks'.. 75, 070 00 56,128 00 Fractional c u r r e n c y . 1,486 46 1,357 39 Specie . ' . . « 228,062 14 214, 941 36 Legal-tender notes . . 300, 083 00 248, 645 00 C. S. cert's of deposit DUB from U . S . Treas 75, 096 88 75, 746 13 Total 6,373,747 96 6, 362,148 61 I 18 banks. 18 banks. $3, 347, 104 83 j $3, 373, 279 35 1,611,950 00 ! 1,611,950 00 62, 200 00 65,052 11 I 226,136 99 i 146,706 44 I 60,162 56 j 202, 465 03 ! 27,169 12 25. 698 26 14,065 80 52, 700 00 65, 252 61 234, 647 39 150,169 05 66, 540 66 202,499 83 ' 8, 892 93 27,696 04 17, 479 81 08, 396 00 1,364 53 213,952 32 247,591 C O 6G, 875 00 1, 175 81 199,476 77 223, 842 00 76, 245 93 6, 396, 260 92 J 69, 745 88 6, 378, 222 93 ' 18 banks. • $3, 4S0, 418 87 ! 1,611,950 00 ; 32, 600 00 93, 008 61 305,063 77 286, 912 20 59, 995 75 204, 405 40 26, 654 47 ' 29, 269 51 19,853 99 48, 430 1,155 234,081 224, 099 00 85 36 00 74,960 68 6, 732, 859 46 REPORT OP THE COMPTROLLER OF THE CURRENCY. CXCIII by States and reserve cities—Continued. CITY OP WASHINGTON. DECEMBER 31. MAT 19. j JULY 1. 5 banks. 5 banks. i 5 banks. $1,125, 000 00 Capital stock MARCH 11 5 banks. Liabilities. $1,125, 000 00 $1,125, 000 00 251,100 00 79, 772 84 251, 400 00 78, 992 90 623, 600 00 021, 000 00 Surplus fund Undivided profits — Nat'lbank circulation Dividends unpaid j OCTOBEU 3. 5 banks. $1,125,000 00 $1, 125, 000 00 251,400 00 ! 119,661 57 : 252,400 00 79, 965 35 2Sd. 914 86 !>.., 676 93 621, 800 00 | 624, 500 00 617,800 00 17, 699 50 1,888 50 1,143 00 11,764 50 1,951 00 Individual deposits... U. S. deposits 1, 942, 066 37 27, 271 28 2,216,928 85 64, 370 64 2,434,040 52 35, 046 57 2, 357, 309 18 4,618 31 2 390, 2"8 24 271 79 Due to national banks Due to State banks... Notes re-discounted.. 117, 328 71 14, 628 65 126, 970 67 17, 695 75 138, 904 33 ; 15, 313 21 ; 114, 481 88 18,160 49 135, 928 00 16, 900 35 4,198, 467 35 4, 504, 247 31 [ 1 4, 743, 209 20 | 4, 588,199 71 4, 614, 687 17 Total VIRGINIA. 19 b a n k s . 19 banks. $3, 016, 000 00 $3,016, 000 00 $3, 016, 000 00 976,100 00 388, 207 05 977, 500 00 386, 600 03 2, 536, 500 00 2, 542, 900 00 19 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation Dividends unpaid 995, 500 00 540,191 24 2,545,100 00 19 banks. 21 b a n k s . $3, 016, 000 00 $3,263,060 00 1, 020, 000 00 342, 013 24 1, 070, 000 00 493, 286 37 2, 531, 000 00 2, 647,100 00 103, 425 04 4,410 36 3, 702 86 70, 702 50 3, 426 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 10,123, 340 48 337, 742 30 72, 780 93 9, 807, 948 63 317,142 25 59, 736 91 9,586,189 53 348, 786 23 123, 997 19 10, 037, 818 83 381,973 81 77, 632 61 10, 293,486 55 373, 6U2 43 82, 439 27 Due to national banks Due to State banks... 488, 437 34 482, 219 22 590. 598 22 449, 512 65 457,091 21 363,287 01 408, 753 90 332,108 57 273, 699 39 428, 289 95 Notes re-discounted . Bills payable Total 59, 500 00 85, 000 00 50, 637 13 265, 000 00 74, 681 00 90, 000 00 23,740 00 105, 0011 00 354, 91)0 70 82, 000 00 18, 669, 252 36 18, 467, 986 18 18, 346, 743 46 19, :.7I, 440 66 18,144, 526 27 WEST VIRGINIA. 17 b a n k s . 18 b a n k s 18 b a n k s . $1, 736, 000 00 $1,736,000 60 $1,806, 000 00 $1, 816, 000 00 460, 481 31 132,138 86 Capital stock 17 b a n k s . 461, 902 67 111, 186 10 463,102 67 147, 097 70 Surplus fund Undivided profits Nat'l bank circulation 1, 378, 630 00 Dividends unpaid 1,379,550 00 1, 424, 285 00 487, 723 41 Io5, 734 20 1, 431, 255 00 24,589 50 52, 898 50 2-1, 024 50 Individual deposits.. 2, 439, 836 21 2, 422, 533 08 2, 327, 247 87 2, 358, 075 25 2, • ;-;i, 943 92 Dep'ts TLS.dis officers Due to national bnnks Due to State banks .. 150, 366 14 29, 512 44 171,116 71 43, 388 55 137, 606 99 52, 267 49 101, 693 73 33, 546 86 1 III, 297 88 52, 721 07 9. 000 00 2,428 70 11, 075 00 6, 362,148 61 6, 396, 260 92 41, 283 00 Notes re-discounted.. Bills payable Total 27,471 50 1, 424, 845 00 465, 036 74 94,191 26 1> banks. > $!, K.;6, 000 00 5, 500 00 6, 373, 747 96 -XIII , 11.101 09 21, 394 50 6, 378, 222 93 6, 000 00 2. l.-i9 48 6 T.S, S59 46 CXCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged NORTH CAROLINA. DECEMBER 31. Resources. MARCH 11; MAY 19. JULY 1. 15 banks. 15 banks. 15 banks. 15 banks. Loans and discounts. $4,345,907 03 $4, 771, 338 52 $4,731,700 57 $4, 747,158 26 1, 868, 000 00 1, 818, 000 00 1, 568, 000 00 1, 568, 000 00 Bonds for circulation 200, 000 00 200, 000 00 200, 000 00 200,000 00 Bonds for deposits .. 81, 200 00 81,200 00 34, 050 00 36,050 00 TT. S. bonds on hand.. 229,195 36 214,850 50 199, 506 30 200,276 51 Other stocks and b'ds 515,155 82 357, 478 16 176, 266 83 219, f21 48 Due from res've ag'ts 428, 372 48 401, 937 11 278, 419 22 211,422 55 Due from nat'l banks 49, 979 88 44,886 89 56, 978 30 31, 965 34 Due from State banks 335, 740 38 326,203 45 380, 918 27 376, 890 26 Eeal estate, &c 64, 444 13 44, 766 50 64, 755 30 29, 756 87 Current expenses 38, 225 47 39, 725 47 35,298 60 35,746 10 Premiums paid 61, 787 22 81, 085 91 63,155 02 39,159 85 Cash items Clear' g-house exch'gs 83, 880 00 108, 667 00 143,283 00 95,767 00 Bills of other banks.. 2, 016 29 2,901 91 1, 902 47 2, 859 63 Fractional currency. 259, 862 26 346, 393 54 229, 32H 57 282, 425 85 Specie 266, 525 00 272, 669 00 364, 345 00 235, 299 00 Legal-tender notes .. U. S. cert's of deposit. 85,548 05 70, 642 81 70,469 49 70,969 64 Due from TJ. S. Treas. Total 9, 042, 414 86 9, 064, 398 87 SOUTH 13 banks. 8, 590,149 35 8, 383, 568 34 OCTOBER 3. 15 banks. $4,738, Oil 83 1, 537, 000 00 200, 000 00 31,150 00 199, 615 51 264,220 63 389,065 48 51, 224 09 379, 933 65 50,063 54 34, 833 47 51,393 74 124, 854 2, 663 226, 428 222, 433 66 87 25 00 72,471 19 8, 375, 362 25 CAROLINA. 13 banks. 13 banks. 13 banks. 13 banks. Loans and discounts $3,521,475 28 1, 335, 000 00 Bonds for circulation 150, 000 00 Bonds for deposits . 210,100 00 tT. S. bonds on hand . 561,042 42 Other stocks and b'ds 580,168 31 Due from res've ag'ts 322, 379 49 Due from nat'l banks 76,903 35 Due from State banks 220,939 28 Real estate, &c 43, 489 32 Current expenses 10, 518 75 Premiums paid 27, 056 90 Cash items $3, 647, 248 06 1, 335, 000 00 150, 000 00 210,100 00 779, 360 56 501,282 66 274, 818 82 46, 769 45 198,141 50 37,857 21 10, 518 75 24, 865 39 $3, 957,413 33 1, 335, 000 00 150, 000 00 210,100 00 656, 030 56 202, 621 50 181, 707 58 58, 405 32 198,016 50 69, 959 26 10, 518 75 18, 623 26 $3, 858, 098 05 1, 335, 000 00 150,000 00 210,100 00 651, 548 05 434, 428 94 130, 747 56 47,374 36 214, 016 50 259 60 10, 347 22 22,912 52 $4, 306, 292 56 1,305,000 00 150,000 00 185,100 00 587,561 55 228, 782 18 195, 551 32 51, 369 19 214, 016 50 43, 926 94 6,597 22 25, 313 88 205, 690 00 2, 999 56 421,721 65 306, 293 00 89, 641 66 2, 833 65 278, 939 03 252,115 00 75, 359 00 3,412 19 361, 094 72 172, 912 00 166,180 00 2,245 84 333, 887 60 152, 337 00 100,342 00 1, 725 84 177,031 90 149, 374 00 Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes . TJ. S. cert'sof depositDue fromtj. S. Treas Total 61, 626 61 8, 057, 403 92 59, 872 10 7, 899, 363 18 58, 272 05 67,171 60 63, 225 35 7, 719, 446 02 7, 786, 654 84 7, 791, 210 43 GEORGIA. 12 banks. 12 banks. 12 banks. 12 banks. 12 banks. "Loans and discounts $1, 039, 775 90 $3,976, 695 30 $3, 936, 270 07 $3, 870, 930 38 $4,710, 996 14 2, 281, 000 00 2, 281, 000 00 2, 281, 000 00 2,082,100 00 Bonds for circulation 2, 082,100 00 110, 000 00 110, 000 00 110, 000 00 110, 000 00 Bonds for deposits . 110, 000 00 1, 500 00 1, 500 00 1, 500 00 1, 500 00 TJ. S. bonds on hand1,500 00 275, 632 89 415, 432 89 300,491 94 Other stocks and b'ds 302,116 94 305, 379 44 480, 889 23 411, 430 57 406, 856 52 Due from res've ag'ts 233, 087 35 158,831 91 Due from nat'l banks 253, 302 97 239, 612 67 191,497 03 178, 291 06 198, 885 76 Dae from Stat; banks 102, 813 72 220 522 06 81, 906 00 131,101 98 50, 880 56 670 84 218, 906 96 220, 258, 285 95 258, 960 46 259, 625 86 Real estate, &c 54,107 47 43, 903 56 71, 611 74 32, 533 68 Current expenses 54, 758 04 35, 655 07 31, 614 32 31,349 32 31, 324 32 28, 744 32 Premiums paid 188, 635 53 146,118 57 160, 142 27 96, 054 05 115, 331 11 Cash items Clear'g-house exch'gs 309, 907 00 265, 060 00 310, 686 00 138, 795 00 Bills of other banks.. 140, 607 00 2, 282 89 1, 929 39 2, 758 07 2, 361 73 Fractional currency 2, 393 09 345, 317 18 469, 260 34 379, 081 65 357.113 71 318,164 96 Specie 282,617 00 306,077 00 309,607 00 291,253 00 269, 291 00 Legal-tender notes .. TJ. §. cert's of deposit 113, 597 10 132, 901 30 106, 697 10 Due from U. S. Treas 104, 747 00 97, 846 60 Total. 9, 053,423 95 > 287, 752 51 , 8, 968, 233 92 8, 222, 270 66 8, 905, 335 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXCV by States and reserve cities—Continued. NORTH CAROLINA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 31. MARCH 11. MAY 19. JULY 1. OCTOBER 3. 15 b a n k s . Liabilities. 15 b a n k s . 15 b a n k s . 15 b a n k s . 15 b a n k s . $2, 501, 000 00 $2,501,000 00 $2, 501, 000 00 $2, 501, 000 00 $2, 501, 000 00 349, 663 17 352, 497 97 377, 866 74 276,430 69 377, 866 74 374, S88 07 387,116 74 299, 922 86 474, 956 02 255, 758 23 1, 669, 690 00 1, 606, 790 00 1, 367, 670 00 1, 363, 970 00 1, 343,790 00 24, 291 50 8, 573 50 7,190 00 37, 078 00 8,150 00 2, 940, 412 90 163, 574 05 17, 750 27 2, 889, 788 62 172,975 25 17, 864 82 Individual deposits... TJ. S. deposits Dep'ts U.S.dis.offieers 3, 389, 529 63 159, 989 90 12, 749 42 Due to national banks Due to State banks... 177, 666 26 72, 495 20 179, 735 05 93, 830 88 206, 997 63 70, 693 41 156, 239 55 58, 606 14 168, 213 28 69,753 03 Notes re-discounted.. Bills payable 267, 841 81 65, 000 00 236,168 95 130,000 00 241,182 34 136, 500 00 283,197 83 175,000 00 273,113 00 200, 000 00 9, 042, 414 86 ' 9, 064, 398 87 . 8, 590,149 35 8, 383, 568 34 8, 375, 362 25 Total 3,463,301 49 165, 538 09 25,163 48 3,117, 861 22 167, 695 48 20, 504 46 SOUTH CAROLINA. 13 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits - -. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... Bills payable Total 13 banks. 13 b a n k s . 13 banks. $1, 885, 000 00 $1,885,000 00 $1,885,000 00 $1, 885,000 00 423, 963 05 505, 943 67 428.363 05 54 I, 748 86 428,363 05 650, 965 14 1,197,400 00 1,192, 705 00 1,197, 355 00 697, 693 34 285,121 57 1,193, 812 00 13 banks. $1,885,000 00 697,693 34 358,235 05 1,169, 885 00 28, 788 50 10, 319 75 8, 319 75 36, 528 00 3, 451, 867 78 44, 508 79 75, 014 35 3, 332, 555 59 47, 837 01 103,047 88 2,855,999 71 51, 339 03 94, 484 03 2, 894, 486 69 35, 595 41 74, 511 71 231, 757 52 163,160 26 198, 993 87 108,792 17 239,183 28 74, 909 84 144, 450 20 180, 093 36 322, 013 63 105, 244 56 50, 000 00 50, 000 00 98, 527 19 135, 000 00 119,362 56 240, 000 00 174, 961 47 400, 000 00 7,719,446 02 7, 786, 654 84 7, 791, 210 43 8, 057,403 92 7,899,363 18 7, 273 00 2, 504, 995 82 107,468 48 58, 440 08 GEORGIA. 12 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid [ndividual deposits .. U. S. deposits Dep'ts TT.S.dis. officers 12 banks. 12 banks. 12 banks. 12 banks. $2,281,000 00 $2,281,000 00 $2,281,000 00 $2,281,000 00 $2,281,000 00 509,538 13 300,970 16 525,538 13 353,194 36 490, 959 43 328,031 76 2,016,780 00 8, 684 18 3,470, 128 69 49,455 75 20,674 85 1,995,700 00 2,002,400 00 1,825,390 00 1,950 50 48,132 00 2,116 50 2, 887, 283 82 74,523 18 9 309 65 2,751,994 67 67,745 38 14,864 01 132, 456 50 86,017 19 242, 843 50 137,822 35 244,093 83 157, 278 39 239,146 33 214,250 21 Notes re-discounted. Bills payable 25,674 91 10, 000 00 10,000 00 10, 000 00 92,093 40 10,000 00 1,819,720 00 3, 166,264 46 74, 782 22 7,614 31 2,443 50 216,249 05 135,785 33 9, 053,423 95 544,973 13 302, 872 77 3,693,860 10 74,298 77 8,569 63 Duetonational banks Due to State banks... Total 534,204 18 253,373 06 9,287,752 51 8,968,233 92 86,251 08 10,000 00 8, 222, 270 66 568,713 48 165, 000 00 8,905,335 79 CXCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged FLORIDA. DECEMBER 31. MARCH 11 MAY 1 9 . JULY 1. OCTOBER 3. 2 banks. 2 banks. 2 banks 2 banks. 2 banks. Loans and discounts Bondsforcirculatum. $306, 256 78 80,000 00 $304, 692 81 80, 000 00 $320, 944 52 80, 000 00 $335,156 81 80, 000 00 $291, 725 89 80,000 00 Other stocks and b'ds Due from res' ve ag' ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid 050 1,910 1, 529 12, 8 ^ 13, 579 21, 000 5,551 2, 303 3 830 00 38 04 6(1 10 76 62 61 10 3,910 60, 944 48. 753 31, 652 21,031 6, 515 1, 0"0 3 8''5 38 '22 22 11 51 33 19 3, 522 24, 724 75, 8(i7 3, 733 21, 031 10,574 1, 000 4 693 13 09 «9 09 .11 64 00 71) 3, 522 13 8, 255 34 29, 632 58 17,0114 70 21,031 51 13, 358 10 1, 000 00 1 7:34 1,114 29, 987 54,132 9,686 21, 031 3,103 1,000 3 483 65 61 75 04 51 13 00 60 8,942 2 6,193 32,555 00 58 78 (10 10, 0S1 4 13,395 49, 178 00 87 7ll 00 43, 977 16 21,131 38, 300 00 71 T>, 00 16, 739 9 21,137 51, 000 00 14 «•' 00 15,261 6 24,177 43, 000 00 20 20 00 Bills of other banks^. Fractional currency Legal-tender notes .. Due from U. S. Xreas Total (III <m 3,175 48 2,789 88 4,445 28 2,340 28 4, 600 00 500, 368 89 637, 804 22 653, 962 08 602, 031 24 582, 309 58 ALABAMA. 9 banks. Loans and discounts $2, 033, 315 38 1, 437, 000 00 Bonds for circulation 50,000 00 Bonds for deposits .. U.S. bonds on hand.. 323, 609 62 Other stocks and b'ds Due from res'veag'ts. 316,859 03 Due from nat'lbanks. 357,930 55 Due from State banks 76. 765 (JO 135, f96 01 Real estate, &c 41, 053 33 Current expenses 16, 097 42 Premiums paid 11,151 59 Cash items Clear'£-house exeh'gs . 147, 027 00 Bills of other banks..' 765 94 Fractional currency i Specie - - j 164, 415 45 264, 021 00 Legal-tender notes -. | U. 8. certs of deposit.:. 64, 756 86 Due from D. S. Treas -1 Total 5, 440, 665 08 9 banks. 9 banks. $2, 044, 343 «7 1, 387, 0(10 00 50, 000 00 261, 389 211,924 141,762 55,546 130. 079 29, 163 15,727 70, 310 52 73 39 03 67 60 42 05 $2,109, 079 1, 387, 000 50, 000 1, 100 250, llfi 160, 833 191,495 79, 670 130,551 53,0.19 15,727 22, 809 158, Of 0 837 188,(165 283, 290 00 83 10 00 68, 265 1,200 l-»0, 389 225, 682 9 banks. 05 00 00 00 28 51 74 08 42 13 42 19 00 66 89 00 $2, 251, 383 1,226,800 50, 000 2110 247,081 167, 7'.)2 147, 660 120,1141 130, 525 8, 426 16,731 23, 268 62, 312 1, 122 131,314 158, 997 9 banks. 62 00 00 00 59 08 85 31 46 36 29 66 00 05 19 00 $2,531,746 1, 226, 800 50,000 200 255,055 251.465 124, 849 97, 698 122.470 30, 853 16,7X1 12,947 109, 151 1,162 110, 999 202, 579 79 00 00 00 88 85 28 26 91 83 79 13 00 11 74 00 54, 801 96 61, 632 80 56, 670 05 51,264 45 5, 062, 922 59 4, 928, 592 17 4, 801, 246 51 5,195, 956 02 MISSISSIPPI. 1 bank. Loans and discounts Bonds for circulation Other stocks and b'ds Due from res1 ve ag'ts Due from nat'l banks Due from State banks Clear'g-bouse excb'jjs Fractional currency Legal-tender notes .. U.S. cert's of deposit Sue from U.S. Treas Total 1 bank. •1 bank. $69, 761 54 75 000 00 $94, li)0 05 75, 000 00 $132,244 79 75,000 00 15, 767 47 15, 729 65 16, 214 77 54, 856 2,700 2 035 1 152 23,916 10,017 2, 035 1,588 93 83 80 25 04 30 80 80 738 135 5,066 2, 789 62 30 55 97 1.076 23 344 15 3, 303 46 50 60 ''8 500 00 28,958 00 79 44 30,071 80 21,651 00 100 34 35,457 30 9, 602 00 3, 375 00 3, 375 00 3, 375 60 283,234 65 278, 599 03 284,018 10 REPOKT OF THE COMPTROLLER OF THE CURRENCY. CXCVII by States and reserve cities—Continued. FLORIDA. DECEMBER 31. MAHCH 11. MAY 19. JULY 1. OCTOBEB 3 2 banks. Liabilities. 2 banks. 2 banks. 2 banks. 2 banks. $100, 000 00 , $100, 000 00 Undivided profits Nat'l bank circulation State bank circulation individual deposits.. $100, 000 000 $100, 000 00 $100,000 00d 7,673 51 18,372 13 8, 673 51 16, 757 43 8,673 fil 25, 600 J l 8,673 51 31,141 87 10,742 21 15, 067 72 65,100 00 62,600 00 60, 000 00 57, 400 00 55,100 00 304, 775 91 440, 005 40 447,390 00 391, 981 79 400, 979 36 1, 920 21 2, 527 13 9, 767 88 6,552 01 6,746 45 10, 245 53 2,588 54 420 SKI 500, 368 89 Capital stock 637, 804 22 653, 962 08 602, 031 24 582, 309 58 Dep'ts U.S.dis.officers Due to national banks Due to State banks . - Total ALABAMA. t banks. 9 banks. on $1,468, 000 no $1,468, 000 on 250,350 00 276, 696 03 270, 350 no 185,159 85 270. 350, 00 246,411 57 1 270, 267 00 1, 239, 267 00 1, 234, 367 00 $1 518,009 Undivided profits Nat'l bant circulation 9 banks. 9 banks. $1 468,000 9 banks. no 280, 000 on 170, 880 09 1 098, 587 00 $1, 468,000 no 283,100 00 187,165 19 1, 099, 037 00 3,941 00 7,789 00 216 00 31, 412 00 2,134 00 Individual deposits .. 1 878, 964 53 1, 646, 974 85 29, 755 76 4,457 43 1, 603, 958 99 29, 930 59 7,176 79 1 586, 735 99 Dep'ts XLS.dis.offlcers Due to national banks Due to State banks... 1, 751, 512 00 23, 962 33 8,277 21 75, 476 01 132, 757 32 48, 634 69 59, 970 51 49, 476 19 18, 705 04 63, 685 35 16, 209 63 200, 462 73 76,543 13 42, 052 99 10, 000 00 181, 692 8 ' 18, 000 00 Dividends unpaid Bills payable ... Total 5, 440, 665 08 5, 062, 922 59 4, 928, 592 17 28, 827 13 4,856 33 4, 801,246 51 26,563 71 6,282 59 5, 195. 956 „., MISSISSIPPI. 1 bank. Due to national banks Bills payable Total i $75, 000 00 $$75, 000 00 85 37 4,108 30 U S deposits Dep'ts tr.S.dis.officers 1 bank. $75, 000 00 State bank circulation 1 bank. 85 37 6,056 15 85 37 8,774 98 67,500 00 67,500 00 67,500 00 132,626 54 129,348 02 107,934 89 3,914 44 609 49 20,680 95 4,041 91 283,234 65 278,599 03 284,018 ID CXCVIII EEPOET OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged LOUISIANA. Resources. DECEMBER 31. JULY 1. 1 bank. Loans and discounts. Bonds for circulation. $58,135 33 100, 000 01) 1, 740 1, 045 332 886 2, 826 9,155 Due from State banks Premiums paid 29 13 05 00 06 00 Clear'g-house exch'gs 3, 594 00 30 40 12, 992 00 9, 520 08 Fractional currency. V. S. cert's of deposit Dne from U.S. Treas. $100, 683 98 100, 000 00 500 00 17, 291 1,910 37 894 72 53 97 50 10, 342 50 i, 158 66 34 57 4, 588 00 7, 583 00 500 00 3, 597 1,176 596 894 1, 480 1, 095 39 20 48 50 41 00 1,870 00 104 19 17, 015 75 4, 333 00 2,250 00 4, 355 00 4, 500 00 203, 006 26 Total 243,704 31 237, 846 90 CITY OF NEW 7 banks. Clear'g-house exch'gs Bills of other banks.. Fractional currency Legal-tender notes .. Due from U. S. Treas Total 1 bank. $95, 008 52 100, 000,00 500 00 Other stocks and b'ds Due from res've ag'ts. Loans and discounts Bonds for circulation U. S. bonds on hand. Other stocks and b'ds Due from resVe ag'ts Due from nat'lbanks. Due from State banks Real estate, &e Current expenses.... OCTOBER 3. 1 bank. MAT 19. MARCH 11. 7 banks. 7 banks. $8, 977, 728 57 2, 475, 000 00 $8,975,030 87 2, 475, 000 00 965,761 32 2, 475, 000 00 700 901 954 043 535 578 854 00 55 26 22 07 93 59 56, 330 1, 704, 990 133, 680 3,4-15 1 508, 993 985, 064 84 45 00 09 27 00 492, 829, 384, 495, 337, 40, 220, 700 589, 781 548, 659 116, 381 464, 715 336, 963 88, 913 11 125 23 059 1, 318,103 181, 815 3,211 1, 241, 361 1,156, 701 00 69 67 H O 14 22 25 00 43 00 83 71 00 ORLEANS. 150, 200 00 549, 518 47 880, 890 94 173,917 86 482, 544 01 323, 825 74 148,645 41 1 597 71 23 41)9 75 801, 095 "3 133, 400 00 4, 139 28 888, 250 14 1, 248, 859 00 7 banks. 7 banks. $R 787,230 «7 2, 475, 000 00 $8,728,133 83 2, 475, 000 00 26,100 573, 645 778, 241 115, 852 302, 7G9 336, 724 4,154 00 45 47 67 34 20 86 2,550 548, 657 452, 617 62, 702 324, 270 335, 589 106, 062 00 32 07 3V 40 64 21 4 130 789, 937 190,833 2,736 1, 249, 522 1, 200, 748 88 74 00 48 15 00 2,130 1, 058, 357 171, 475 3,118 567, 858 814, 274 83 15 00 06 26 00 110, 925 00 121, 975 00 118, 875 00 121, 775 00 112, 875 00 18, 525, 767 59 17, 916,195 45 17, 439, 259 21 16, 959, 401 91 15, 765, 671 14 TEXAS. 15 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res Ve ag' ts Due from nat'l banks. Due from State banks Real estate, &e Current expenses.... Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit Due from U.S. Treas Total 16 b a n k s . 16 b a n k s . $3, 498, 801 56 1, 055, 000 00 200, 000 00 7,100 00 178, 736 90 561,249 04 334, 693 23 507, 925 04 132,132 17 46, 237 16 8, 310 02 46, 781 10 $4,187, 672 30 1,124, 000 00 200, 000 00 2,300 00 149, 808 44 529, 211 58 270, 519 68 512,166 76 142, 219 72 41,035 13 11, 938 27 72, 314 59 $4, 612, 998 09 1,074,000 00 200,000 00 2, 300 00 123,915 33 754, 239 87 364. 053 64 317, 031 73 158, 939 60 63,130 88 14, 900 77 66,118 45 312,636 00 2,883 85 283. 028 72 723,155 00 229, 368 00 3, 204 02 381, 637 95 681,110 00 276, 030 00 2, 721 97 348,911 96 524, 042 00 17 banks. $4,611,713 31 1,104,000 00 200,000 00 2,300 00 156,454 05 729, 744 46 291,158 05 459,198 94 162,278 01 14,433 16 14,425 77 65, 815 39 310, 370 5, 070 413, 718 587, 956 00 47 25 00 21 b a n k s . $5, 601, 881 69 1, 218, 500 00 200, 000 00 2,200 00 93, 684 64 736, 608 07 479, 068 60 571,169 14 191, 433 47 53, 864 95 22, 817 46 69, 083 20 269, 2, 495, 507, 785 860 486 720 00 57 43 00 50, 044 37 61, 599 37 49, 889 57 48,378 82 56,911 57 7, 948, 714 16 8,600,105 81 8, 933, 223 86 9,177, 014 68 10, 573, 074 79 REPOKT OF THE COMPTROLLER OF THE CURRENCY. CXCIX by States and reserve cities—Continued. LOUISIANA. OCTOBER 3. 1 bank. 1 bank. $60,000 00 MARCH 11. JULY 1. 1 bank. DKCBMBEB 31. $100, 000 00 $100,000 00 MAY 19. 2, 597 96 3,251 16 87,100 00 90, 000 00 66 340 73 55,254 15 42, 646 27 1,189 77 Dep'ts U.S.dis.officers Due to national banks 160 39 45, 000 00 Nat'l bank circulation State bank circulation 1, 947 39 2 08 243,704 31 237, 846 90 29,067 57 Bills payable Total 203, 006 26 CITY OF N E W ORLEANS. 7 banks. Capital stock 7 banks. $2, 875, 000 00 7 banks. 7 b a n k s. 7 b a n k i. $2,875, 000 00 $2, 875, 000 00 $2, 875, 000 00' $2,875,000 00 Surplus fund Undivided profits Nat'l 'bank circulation 895, 000 00 280, 704 80 910, 000 00 347, 695 49 910,000 00 520,138 22 985, 000 00 193, 071 45 985, 000 00 388, 910 90 2, 202, 820 00 2,188, 000 00 2,141, 030 00 2,184,190 00 2,156,190 00 Dividends unpaid.. -. Individual deposits.. 97, 087 47 22, 755 26 20, 864 60 106, 647 98 22, 644 69 10, 995, 603 07 10, 297,165 40 9, 957, 673 76 9, 581, 225 95 8, 010, 002 60 Dep'ts U.S dis.officers Due to national banks Due to State banks... 573, 711 49 . 605,830 76 353, 673 41 921, 905 89 208,381 52 717,171 11 247, 538 58 786, 727 95 435,880 58 844, 542 37 18, 525, 757 59 17, 916,195 45 17, 439, 259 21 16,959, 401 91 15, 765, 671 14 Bills payable Total 47, 500 00 TEXAS. 15 banks. 16 banks. 16 banks. 17 banks. $1,475,000 00 $1,675,000 00 $1, 625,000 00 $1, 675, 000 00 $1,950,000 00 Surplus fund Undivided profits . -. 362,700 00 237,818 6L 375, 002 30 241,251 80 375, 802 30 327, 218 91 449, 302, 30 213, 959 29 471,581 40 322, 886 34 Nat'l bank circulation State bank circulation 931, 225 00 957, 025 00 928, 225 00 925,525 00 1, 056, 925 00 Capital stock Dividends unpaid 21 banks. 11, 974 00 1,095 00 690 00 23, 540 00 2, 695 00 Individual deposits .. U.S. deposits Dep'ts U.S.dis.officers 4, 066, 378 86 109, 593 14 158,639 30 4, 640, 374 75 118,943 64 103, 335 79 4, 668, 513 09 104, 665 59 206, 773 86 5,103, 392 89 113,000 11 188, 227 19 5, 487, 067 63 96,716 37 212, 995 88 Due to national banks Due to State banks .. 149,146 62 293, 611 45 102,459 29 333, 086 48 114, 763 89 385, 210 72 114, 425 82 297, 027 20 246, 591 85 411, 479 70 Notes re-discounted.. Bills payable 52,627 18 100, 000 00 2, 531 76 50, 000 00 119,360 50 97, 000 00 13, 614 88 60, 000 00 154.707 11 159,428 51 7,948,714 16 8, 600,105 81 8, 953, 223 86 9,177, 014 68 10, 573, 074 7s) Total cc REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged ARKANSAS. DECEMBER 31. MARCH 11. MAY 19. 2 banks. Loans and discounts Bonds for circulation. Bonds for deposits... IT. S. bonds on band.. Other stocks and b'ds Due from res've ag'ts Due fromnat'lbanks Due from State banks 2 banks. ' 2 banks $397, 111 17 205, 000 00 100, 000 00 20,700 00 57, 031 99 85, 794 25 15, 332 47 2, 897 20 $418,862 68 205, 000 00 100, 000 00 J2, 400 00 64,457 68 37,091 09 18,766 13 2 598 12 8 500 00 271 36 $397, 295 205, 000 100, 000 26, 900 17, 875 248, 365 24,328 13, 492 8 321 64 20, 075 66 8, 215 66 74 61 7 931 65 45, 658 00 173 32 17, 283 45 31, 031 00 15, 043 251 14, 710 29, 066 9, 225 00 9, 225 00 966, 831 34 963, 874 83 JULY 1. OCTOBER 3. 2 banks. 2 banks. $459, 496 205, 000 100, 000 7,400 37, 493 138, 244 6,947 13, 500 7 829 4 63 00 00 00 27 51 27 12 10 •>n $577, 741 31 205,000 00 100, 000 00 3, 800 00 42, 249 45 48,123 34 21, 059 90 16, 989 90 9 323 50 166 22 12, 262 169 11,145 18, 814 00 76 10 00 11, 348 00 466 79 47 459 75 43,230 00 9,225 00 7,875 00 9, 225 00 1,113, 933 15 1,026,181 76 1,137, 395 91 49 00 (Ml 00 94 93 27 38 10 In 3 393 75 Bills of other banks.. Fractional currency. Legal-tender notes .. Due from U.S. Treas Total 1 212 75 00 24 to 00 KENTUCKY. 44 b a n k s Loans and discounts Bonds for circulation. Bonds for deposits .. TF.S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts Due frotnnat'lbanks Due from State banks Real estate, &o Current expenses Premiums paid Clear' g-house exch'gs Bills of other banks.. Fractional currency Legal-tender' notes .. Due from TJ. S. Treas Total 45 b a n k s $11,898,674 7,133, 000 300, 000 151, 35U 801, 882 1,135,404 707, 352 205, 851 540, 703 50. 470 112,73* 54 01C 74 00 00 00 10 77 49 82 17 61 80 7(1 305,149 3,135 355 30S 442, 274 00 05 O H 00 $11,932,932 7,226,000 300, 000 96, 450 767, 652 953, 396 587,9;e 222, 645 .',38,76C 72, 804 160, 662 39, 995 45 b a n k s . 28 $11, 470, 870 87 00 7,256,000 00 00 300,000 00 flfl 51,450 00 43 802, 671 86 92 1, 067, 792 99 2(1 577, 640 04 32 195, 803 41 53 547, 689 66 15 88, 810 59 62 168, 497 35 '*» 54, 951 49 236,114 00 3,851 92 337 13! 420, 111 00 233, 802 1, 900 348 002 415,921 47 b a n k s . $11, 623, 891 87 7, 386, 000 00 300, 000 00 49,150 00 751, 000 38 1, 220, 547 46 560, 717 77 219, 770 66 573, 036 51 31, 636 29 176,196 66 52 416 84 00 72 24 00 290, 528 1, 834 369 259 425, 614 00 50 25 00 49 banks , $12, 734, 542 7, 382, 500 300, 000 77, 450 913,606 1, 409, 079 785,199 345, 599 557, 975 103, 313 181, 200 54 216 55 00 00 110 40 98 96 S3 5Si 41 40 11 247, 636 3,247 391 880 379, 510 00 33 < M 00 315, 483 23 314, 613 30 306, 794 20 313, 045 90 317, 561 90 24, 512, 797 56 24, 211, 041 95 23,888, 598 42 24, 344, 646 09 26,184, 519 92 CITY OP LOUISVILLE. 8 banks. Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Clear'g-house exch'gs Bills of other banks.. Fractional currency. Legal-tender notes .. U.S. cert's of deposit. Due from U.S. Treas Total $7,423, 989 47 2, 933, 700 00 600, 000 00 9, 250 00 129, 169 33 353,340 21 198, 470 41 107, 061 84 123, 345 52 14, 787 52 72, 797 61 63 747 37 134, 856 71 98, 992 00 167 20 189 933 35 408, 728 00 8 banks. $6, 882, 547 2,933, 700 600, 000 8, 250 114, 262 345,198 210, 588 138, 982 128. 653 66, 548 72, 797 22 148 30, 783 163, 034 351 222 251 378, 099 8 banks. 8 banks. 66 oo 00 00 91 57 12 111 82 35 61 70 87 00 01 11 00 $6, 550, 661 2, 783, 700 600, 000 8,250 62, 329 375, 616 237, 592 150, 752 125, 499 29,190 66, 797 24 543 12,186 82, 805 324 364 767 260, 456 96 00 00 00 16 45 46 51 10 68 61 23 00 53 10 00 $6, 573,336 73 2, 783, 700 00 600, 000 00 8,250 no 92, 596 74 600, 453 63 312, 766 97 166,468 ?4 131, 867 68 15, 632 49 66, 797 61 y 331 28, 626 46 55, 320 00 155 56 344, 537 00 8 banks. $6, 859,100 91 2, 933, 700 00 600, 000 00 74,250 00 53, 872 85 526, 631 99 260, 795 131, 208 85 130, 062 18 89, 780 95 70, 295 30 44,799 41 17, 449 10 82, 326 00 221 05 418, 657 327, 795 00 143, 079 73 131, 516 50 133, 766 50 130, 563 75 131, 016 50 13, 005, 416 27 12,449,713 41 11, 869, 238 58 12, 324, 037 18 12, 751, 962 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCI by States and reserve cities—Continued. ARKANSAS. DECEMBER 31. Surplus fund Undivided profits.... jSTat'l bank circulation State bank circulation Dividends unpaid MAI" 19. JULY 1. OCTOBER 3. 2 banks. 2 banks. 2 banks. 2 banks. $205, 000 00 Capital stock MARCH 11. 2 banks. Liabilities. $205, 000 00 $205, 000 00 $205, 000 00 $305,000 00 43, 000 00 22, 863 66 49, 000 00 15,878 80 84, 000 00 25,265 88 180,100 00 157, 400 00 • 184,400 00 7, 050 00 400 00 578, 995 75 59, 282 90 11, 635 41 507,958 95 56, 802 28 13, 356 77 472, 517 38 64, 053 64 10,153 64 43, 000 00 7, 323 21 ; 184, 400 00 I 43,000 00 ! 13, 561 18 i 184,400 00 13, 050 00 I 50 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 418,897 10 ! 63,431 38 j 7, 557 51 | 444,791 18 55, 318 87 12, 549 84 Due to national banks; Due to State banks...! 12, 776 56 ! 11, 395 58 1, 039 48 ! 4,164 28 j 9, 892 25 3, 842 71 144 84 5,480 63 1, 026,181 76 1,137, 395 91 13, 055 43 Notes re-discounted.. j. Bills payable Total 6, 000 00 >6, 831 34 963, 874 83 1,113, 933 15 j KENTUCKY. 44 banks 45 banks. 45 banks 47 banks. 49 banks. $7 538 900 00 17, 598 900 00 $7,598,900 00 $7, 989, 850 00 $8, 269, 850 00 Undivided proiits 1, 357, 394 09 389, 574 95 1, 377, 940 23 464, 509 40 1, 390, 547 52 594, 763 84 1, 425, 753 70 357, 344 15 1, 440, 056 Ifi 557 645 41 Kat'l bank circulation 6, 362, 358 00 6, 434, 978 00 6,426, 203 00 6, 448,847 00 6, 561, 898 00 116, 064 50 31, 259 50 21,131 00 119, 919 00 42, 631 00 Dividends unpaid Individual deposits . . U . S . deposits Dep'ts U.S.dis.officers 7, 941, 242 89 180. 000 00 235 00 7, 374,443 40 180, 000 00 2, 367 55 6, 860, 983 54 180, 000 00 926 90 7, 228, 097 26 180, 000 00 356 90 8, 471, 835 82 190, 000 00 5,592 80 Due to national banks Due to State banks -. - 338, 247 43 224,940 85 334, 490 67 252, 834 96 408, 529 55 287,167 03 249, 637 29 256, 730 39 315, 074 44 268, 636 29 Notes re-discounted.. Bills payable 37, 839 88 26, 000 00 95. 453 49 63, 864 75 57, 629 39 61, 816 65 41, 782 50 46, 327 90 10, 800 00 47,500 00 24, 512, 797 56 24,211,041 95 23, 888, 598 42 24, 344, 646 09 26,184, 519 g-> Total C I T Y OF L O U I S V I L L E . 3 banks. Nat'l bank circulatioDj State bank circulation! 6 banks. $3,151,500 00 $3 ,151 ,500 00 $3 ,151,500 00 $3 ,151,500 00 531,193 43 193,103 24 Surplus fund. lrplu Undivided profits 3 banks. $3 ,151,500 00 Capital stock. 8 banks. 531,193 43 297,686 95 533 ,589 67 296 ,665 54 561,841 52 234,429 21 561,841 52 356,670 72 2 ,633,203 00 2,636,753 00 2 ,491 ,603 00 2 ,494,603 00 2 ,633,733 00 8 banks. j 34,015 00 5,933 00 12 ,132 00 32,982 00 5,185 00 Individual deposits - X . S. deposits T Dep'ts U.S.dis.oflicers 2 ,819,239 75 2 ,645 ,188 61 2 ,751,480 45 3 ,034,281 35 465,202 38 89,193 61 2,635,235 05 446,628 76 116,389 76 Due to national banks Due to State banks... 1 ,270,153 98 1 ,185,309 52 998-,445 84 918,981 41 1 ,095 ,768 19 1 ,003 ,887 48 1 ,179,082 85 1 ,266,209 26 i ,244,655 03 Notes re-discounted.. Bills payable 513,302 36 120,000 00 640,966 21 70,000 00 64 ,967 90 110,748 82 13 ,005,416 27 12,449,713 41 11 ,869 ,238 58 12 ,324,037 18 Dividends unpaid Total. 442 ,983 75 130 ,952 44 419,157 91 122,002 16 469,004 12 106,047 ,189,044 19 12 ,751,962 64 CCII REPOET OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged TENNESSEE. DECEMBER 31. j MAY 19. 26 banks. 27 banks. 28 banks. 29 banks. OCTOBER 3. 29 banks. Loans and discounts $8,609,581 71 $8, 543, 227 31 $7, 906, 711 17 ! $8,011,701 69 $8, 434, 523 43 Bondsfor circulation 3,121, 000 00 3, 206, 000 00 3,256,000 00 3,120, 000 00 3,156, 000 00 Bonds for deposits . 350, 000 00 350,000 00 350, 000 00 350, 000 00 350, 000 00 900 00 TJ. S. bonds on hand. 850 00 16, 700 00 29, 16,500 00 22, 200 00 23, Other stocks and b'dsj 376, 224 17 3?4 436 65 358, 320 90 332, 192 25 j 417,169 74 Duefromres'veag'ls [ 918, 82.5 14 863, 311 83 696, 728 18 695, 782 85 j 1,144, 010 51 j Due from natl banks 541, 888 51 493. 247 40 ! 395,619 34 472, 937 05 i 562,588 51 j Due from State banks 111, 754 94 143, 651 14 117,763 05 111, 149 27 \ 141,454 59 j 334,612 15 342, 258 97 ' 335, 247 86 329, 537 95 ! Real estate, &c 336, 468 62 ' 70, 774 75 87, 686 04 80, 639 82 1 18, 862 00 Current expenses 80,466 64 Premiums paid 83,136 23 89, 102 88 94, 923 78 J 97, 568 53 98,981 17 191.232 07 157, 424 61 I 18!), 794 87 I 143.139 32 Cash items 214, 941 85 74, 938 75 45, 535 17 • 38, 957 46 ! 6 I, 190 94 47, 355 54 Clear'g-house exch'gs 641,804 00 376, 225 00 Bills of other banks..' 451, 702 00 347, 361 00 360, 111 00 3,984 55 2, 508 74 Fractional currency. 4, 576 17 5. 438 25 ! 5, 523 24 209 107 89 i 529,303 26 667,317 08 Specie 630, 685,056 99 720, 488 55 00 779, 948 00 428, 835 00 711, 200 oo ; 724,249 00 Legal-tender notes .. 791, V. S. eert'sof deposit. Due from TJ. S. Treas 155, 755 24 146, 993 16 i 152, 900 79 145, 057 31 146, 455 71 Total 16,911,463 47 16, 339,866 68 i 16,141,315 67 16, 546, 507 45 | 15,821,686 96 OHIO. 164 banks. 166 banks 169 banks 169 banks 169 banks Loans and discounts. $40,031, 463 08 $41. 534, 370 59 $42, 261, 248 80 $42,142, 753 12 $44,229,#615 47 Bonds for circulation 17, 793, 200 00 18,127, 500 00 17,262, 000 00 16, 873, 000 00 17,154, 700 00 500, 000 00 553, 000 00 550, 000 00 550, 000 00 550, 000 00 Bonds for deposits . 1,681,250 00 1,115, 800 00 1,116, 900 00 1,002,950 00 IT. S. bonds on hand.. 1, 875, 550 00 2, 684, 388 28 2,702, 220 43 2, 563, 711 86 2, 653,196 04 Other stocks and b'ds 2, 657, 071 45 5, 816, 465 63 5, 528, 320 57 4, 827, 702 29 4, 991, 336 57 4, 249, 534 01 Duefromres've ag'ts 2, 255, 993 61 2,145, 973 91 2, 093, 644 54 1, 829, 714 22 1, 710, 940 84 Due from nat'l banks 754, 145 70 688, 621 69 571, 029 16 585, 327 11 615, 684 88 Due from State banks 1, 793, 784 75 1, 750, 563 61 1, 686, 939 07 1, 725, 729 71 1, 711, 937 27 Real estate, &c 214, 964 06 422, 224 02 198, 838 78 187, 858 27 429, 075 14 Current expenses.... 150, 378 19 173, 311 00 226,760 86 246, 673 50 271, 087 47 Premiums paid 591 974 4-1 432 679 449 680 54 595 787 •'« 510, 916 •'0 48, 793 51 28, 072 09 57, 498 01 Clear'g-house exch'gs 75,115 56 81, 776 08 Bills of other banks. - 1, 381, 556 00 1, 318, 928 00 1, 207, 949 00 1,172, 520 00 1,186, 852 00 20, 050 14 22, 290 73 23, 344 34 19, 934 60 23, 224 32 Fractional currency K 2 645 987 06 2 721 892 2 847 319 00 2 693 419 2 764 990 M 2, 848,166 00 2, 874, 966 00 2, 522, 702 00 Legal-tender notes .. 2, 982, 474 00 2, 910, 915 00 Due fromU. S. Treas Total 853,287 39 843,347 01 805,637 71 754,135 45 785,346 58 82,393,461 56 83,621,352 72 81,733,152 11 80,629,001 08 82,747,010 71 CITY OP C I N C I N N A T I . 10 banks. Loans and discounts Bonds for circulation Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items • Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tendei notes .. U.S. cert's of deposit. DuefromU.S. Treas. Total i 11 banks. 11 banks. 11 banks. 11 b a n k s . $19, 019, 839 43 • $18,916,444 83 $18, 077, 388 90 $18, 319, 036 29 $19, 923,585 13 4, 613, 000 00 4, 624, 000 00 5,333,600 00 4, 826, 000 00 i 4, 883, 000 00 823, 000 00 878, 000 00 823, 000 00 I 878, 000 00 883,000 00 467,800 00 723, 050 00 444.100 00 569, 950 00 i 720, 650 00 728,107 81 782, 207 81 791, 962 07 659,143 07 738, 054 69 1,779,824 63 2,158, 753 48 1,844.353 05 2, 390, 539 01 I 1, 637, 306 24 906, 515 39 961, 709 60 1,010,415 52 i 999, 600 98 1, 274, 812 99 565, 448 22 661, 428 14 558, 467 12 706, 201 48 821,916 75 I 311, 011 82 280, 349 90 278, 833 60 275, 027 92 280, 019 72 182,000 53 141,874 35 49, 262 65 168, 925 47 68, 080 54 i 142, 725 85 93, 895 78 99, 302 59 307, 055 00 296,197 40 193, 282 46 113, 933 14 128, 271 52 113, 329 75 209,884 03 i 268,891 58 255,426 03 460, 689 40 I 368, 677 70 343,151 01 592 00 304, 605 00 205,388 00 341, 858 00 498, 865 00 1 209, 2,082 14 1, 308 82 1, 842 58 1, 784 93 ! 3, 805 23 258 33 279, 754 90 493, 469 70 560,667 82 • 372, 495 80 297, 1, 655, 062 00 1, 415, 467 00 1, 394, 249 00 1,996,831 00 | 1,653,924 00 795,000 00 1, 100, 000 00 985, 000 00 1,430,000 00 605,000 00 ! 220, 490 64 249,435 00 242,711 03j 199,291 50 179, 690 00 35,218,144 65 33,369,685 14 32,957,713 33, 270, 892 56 36, 039, 511 55 I REPOET OF THE COMPTROLLER OF THE CURRENCY. CCIII by States and reserve cities—Continued. TENNESSEE. DECEMBER 31. 26 banks Capital stock Undivided profits Nat'l bank circulation Dividends unpaid MAY 19. MARCH 11 29 banks. 29 b a n k s 28 banks 27 banks. OCTOBER 3 . JULY 1. on no $3,715,300 00 668,918 61 375,638 28 686, 3^3 73 235, 524 59 695,326 06 330,685 03 eo 2,857, 780 00 2,780,590 00 wnjSOO on $3,555, too 00 646 767 • n 395 ,982 79 668, 918 61 308, 464 73 2 779 ,150 00 2,771, 790 00 16 ,746 00 7, 495 00 6,064 00 60, 701 00 12,923 00 8,200, 793 63 160, 045 48 67, 985 75 7,590,119 75 162,379 17 110,924 10 $3 $3,665,300 2,796,440 $3,715, 300 Dep'ts ff.S.dis.offlcers 8 724 ,728 38 171 ,511 09 149 ,792 92 8,228 258 02 136, 768 11 111, 965 21 7,890,723 48 172,158 74 94,761 35 Due to national banks Due to State banks-.. 365 ,913 46 124 ,031 16 374 970 46 110, 176 54 238,255 10 205,735 28 240, 941 00 297, 730 31 225,484 72 185,505 29 Notes re-discounted.. Bills payable 49 ,520 55 7 ,000 00 67 760 00 27,320 83 23, 381 96 12,449 84 16 911 ,463 47 16,339 866 68 16,141,315 67 16,546 507 45 15,821,686 96 Individual deposits... Total OHIO. 164 bank s. 166 banks 169 banks. $19,439,000 00 $19,888,620 00 $19,659,060 00 $20,174,000 00 $20 304,000 00 3,940,792 19 1,741,645 47 4,020,480 02 2,075,812 34 3,873,776 20 1,717,774 88 3,927,266 39 1,564,301 63 3 936,688 41 2 185,737 01 15,622,079 00 7,903 00 16,027,161 00 7,903 00 15,089,666 00 7,903 00 14,289,033 00 7,903 00 14 880,142 00 92,873 90 23,102 50 159,919 60 124,601 54 35,618 40 Individual deposits - -. 39,178,086 35 TT. S. deposits 373,190 77 Dep'ts TT.S. dis. officers 35,297 26 39,302,795 59 343,538 45 39,723 65 37,878,252 48 368,887 67 38,007 19 38,097,805 65 356,143 04 70,706 95 38,822,299 53 354,337 96 47, 991 52 1,127,678 57 566,828 69 1 243,779 53 175,140 94 147,591 68 238,051 10 139,489 93 80,629,001 08 82 747,010 71 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Due to national banks Due to State banks... 1,089,628 64 718,580 26 1,022,248 50 707,646 80 Notes re-discounted.. Bills payable 30,488 04 123,896 68 64,929 19 97,391 68 1,958,612 36 683.296 52 178, 004 17 119,992 04 82,393,461 56 83,621,352 72 81,733,152 11 Total 169 banks. 169 banks. 7,903 00 550,972 32 CITY O P CINCINNATI. 10 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation Dividends unpaid 11 banks 11 banks. 11 banks. 11 banks. $6,600,000 00 $7,100,000 00 $7 000, 000 00 $8, 050, 000 00 $8,100,000 00 809,000 00 913, 400 84 824, 000 00 984, 366 64 834, 000 00 1 013, 274 18 924,000 00 413, 550 68 931, 500 00 666,165 77 4, 273, 890 00 4, 326, 970 00 4 047, 200 00 3, 489, 900 00 4, 641, 800 00 17,143 00 16,349 00 3,884 00 135, 250 00 8,880 00 13, 742,162 03 750, 000 00 11, 618, 825 31 750, 000 00 12,518,200 34 735, 000 00 12, 735, 542 47 735, 000 00 13, 969, 641 54 735, 000 00 Due to national banks Due to State banks . . 5,149, 733 53 2, 364, 915 25 5, 052, 365 02 2, 053, 909 17 4 346, 785 95 1 746,419 42 4, 367, 903 35 1, 640, 846 06 4, 793, 850 69 1, 645, 586 80 Notes re-discounted.. Bills payable 597, 900 00 45 000 00 597, 900 00 12 000 00 700, 950 00 88 000 00 690, 900 00 547, 086 75 33, 369, 685 14 32, 957, 713 89 33, 270, 892 56 36,039, 511 55 Individual deposits - Dep'ts U. S. dis.offlcers Total 35, 218,144 65 CCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged CITY OF CLEVELAND. DECEMBER 31. Resources. Loans and discounts Bonds for circulation Bonds for deposits . U. S. bonds on hand-. Other stocks and b'ds Due from res'veag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items 31ear'g-house exoh'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due fromU. S. Treas Total MARCH 11. 6 banks. 6 1 anks. 6 banks. 6 banks. 75 17 00 07 04 00 00 15 $9, 538, 672 58 1, 397, 800 00 55H, (100 00 403, 300 00 456. 261 50 P75, 379 88 632, 648 72 243, 282 06 265, 408 56 4, 752 50 83, 937 50 140 243 45 170, 911 97 322, 683 00 9,422 72 464,453 06 1, 084, 000 00 15, 000 00 48,172 50 $9, 700,133 30 1, 497, 800 00 550, 000 00 403, 300 00 436, 261 50 420, 845 35 570, 397 80 246, 082 38 268, 415 06 27, 276 56 103, 812 50 81, 357 23 171, 124 51 155, 264 00 8, 9:H2 77 443, 069 77 1,007,500 00 15, 000 00 53, 142 50 17, 687, 013 6C 16, 706, 330 00 16,159, 715 23 $10,011,351 2,392, 000 575, 000 3,300 196,279 830, 745 671, 783 261, 618 226,312 47, 839 33 00 00 00 16 42 95 52 58 27 $10, 249, 286 32 2, 392, 000 00 575,000 00 3, 300 00 575,249 16 718, 521 38 658,877 18 220, 762 51 218,355 90 105, 441 03 125,117 236, 929 363,612 13, 536 467. 598 1, 025, 000 15, 000 110,849 20 03 00 51 39 00 00 15 129, 360 197,450 194,994 7,297 371 186 945, 000 15, 000 103,932 17, 573, 872 51 JULY 1. MAY 19. OCTOBER 3. 6 banks. $10, 289, 970 1, 900, 000 550, 000 5, 300 535, 050 560, 080 547, 631 226,413 268, 529 101, 358 107, 387 91,871 222,149 245, 563 9, 023 377, 398 1,194, 000 15, 000 81, 405 60 00 00 00 50 01 08 83 90 11 00 25 71 00 05 82 00 00 30 17, 328,132 16 INDIANA. 93 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due fromnat'Ibanks Due from State banks Real estate, &c Current expenses.... Premiums paid Cash items Clear'g-house exch'gs Bills of other banks .. Fractional currency. Specie Legal-tender notes .. U. S. cert's oi'deposit Due from U.S. Treas. Total 94 b a n k s $27, 780, 469 47 10, 037, 800 00 800. 000 00 1, 685. 000 00 1, 050, 975 00 3, 351, 293 97. 2, 983, 828 17 561, 766 47 1, 507, 384 06 176, 498 98 102, 868 71 333, 718 77 203, 251 44 1, 051, 573 00 15, 080 26 1,721,952 75 1, 972, 864 00 $28, 357, 3 <i4 83 10,108, 800 00 950, 000 00 1, 338, 000 00 1,141,541 21 2, 887, 508 67 2, 905, 092 73 476, 478 95 1, 533, 720 03 183,472 93 107, 544 26 282 084 79 155, 486 43 808, 839 00 12,919 49 1 W t y t*Ul^ 17 637 269 Xf 1, 930, 386 00 95 b a n k s 94 b a n k s $26, 999, 940 33 9, 543, 800 00 800, 000 00 1,185, 600 00 1,158, 943 41 3, 059, 327 37 2, 398,152 75 390,477 23 1, 436, 076 39 270, 706 73 101, 981 66 233, 316 98 209, 029 79 939, 055 00 12, 874 71 1, 733,155 89 l] 913, 095 00 , $26, 476, 386 13 9, 248, 800 00 800, 000 00 949, 750 00 1, 093, 506 59 2, 967, 664 37 2, 394, 317 32 352, 589 73 1, 307, 415 17 64, 055 09 77, 361 16 226, 382 17 164, 823 45 907,431 00 13, 249 62 1 650, 667 79 1, 833, 379 00 94 b a n k s . $27, 585, 400 9,304,800 800, 000 834,100 1, 238, 355 4, 057,194 3, 524, 469 620, 600 1,316,533 241, 805 91, 362 310,028 127, 978 1, 070, 234 11, «19 1,640, 602 2, 160, 251 89 00 00 00 24 15 99 20 85 57 79 50 68 00 31 04 00 471, 594 80 460, 904 05 436, 392 03 395, 711 01 436, 975 74 55, 807, 919 85 55, 277, 212 54 52, 821, 925 27 50, 923, 489 60 55,372,311 95 ILLINOIS. 132 b a n k s . Loans and discounts Bonds for circulationBonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Duefromres'veag'ts Due fromnat'Ibanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposits Due from U.S. Treas Total 132 b a n k s . $29, 840, 099 45 8, 985, 000 00 875,000 00 1,222,000 00 2, 032, 293 36 6,154,085 88 1, 971, 947 29 480, 618 16 1, 384,154 93 200, 485 37 100, 688 49 514, 959 14 $30, 941,161 89 9, 058, 000 00 975, 000 00 1, 204, 750 00 2, 233, 604 40 6, 221, 518 27 2, 204, 855 34 443, 086 62 1, 368, 268 66 228,684 44 118, 242 48 485, 230 73 1, 111, 607 11,111 2, 614, 748 2,183, 582 10, 000 442, 515 00 84 68 00 00 97 60,134, 897 56 1,176, 092 12,157 2, 626, 442 2,216,107 10, 000 438, 655 00 87 53 00 00 31 61, 961, 857 54 136 b a n k s . 138 b a n k s . $30,407, 992 9,193, 500 975, 000 1,167, 850 2,133, 046 6, 948,114 1, 967, 256 521, 085 1, 356,108 305, 049 155,104 420, 907 50 00 00 00 41 37 89 77 10 73 68 48 $30, 582, 609 9, 223, 500 975, 000 1, 048, 250 2, 232, 825 7,108, 303 2,461,701 484, 505 1, 360,137 130, 427 187,406 482,124 1,113, 470 11, 343 2, 649, 026 2,184, 092 10, 000 455, 599 00 80 84 00 00 83 1,077,798 11, 920 2, 685,108 2, 245, 565 10,000 458, 909 61, 974, 548 40 138 b a n k s . 19 $33, 082,137 43 00 9, 277, 500 00 00 975, 000 00 00 955, 150 00 04 2, 243, 379 11 08 4, 759, 240 02 25 1,637,478 71 00 374, 356 70 70 1, 343, 335 37 40 230, 377 68 65 213, 524 31 04 402, 496 47 00 77 03 00 00 33 62, 766, 090 48 851,180 12, 354 2, 473,344 1,943,610 10, 000 464,196 00 88 16 00 00 37 61, 248, 661 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCV by States and reserve cities—Continued. CITY OF CLEVELAND. DECEMBKU 31. | Liabilities. MAHCH 11 MAY 19. JULY 1. OCTOBER 3 I 6 banks. Obanka. 6 banks. 6 banks. 6 banks. ] $3, 700, 000 0 0 i $3,700,000 00 Undivided profits Nat'l bank circulation Dividends unpaid-... $3, 575, 000 00 575 flflfl 00 $4,200, 000 00 845, 000 no 470, 49.) 45 695 000 00 244, 032 56 fW 1)00 00 317 460 40 710, 000 00 506, 607 18 2,141, 340 00 987, 980 00 1, 032, 980 00 1, 317, 980 00 845 000 00 i 306, 771 3 4 ! 2,117,120 00 107 00 2, 823 00 325 00 123 00 Individual deposits -. U. S. deposits Dep'ts U.S.dia.officers 7, 528, 847 62 ! 290, 237 17 i 65, 639 7 9 : 7, 477, 022 11 3.S7, li03 41 148, 419 9.5 7, 763, 482 91 426, 3l>9 36 23, 334 42 7,447 839 46 334 010 00 104 465 77 7, 942, 932 23 320, 047 67 53,761 31 Due to national banks Due to State banks.. 947,168 04 ! 771, 1(18 70 ; 960, 868 42 678, 578 07 1, 104,022 27 565, 925 48 732 538 44 579 994 22 866, 263 93 533,481 71 927, 519 25 1,318,31)0 00 21 741 94 1,318 360 00 34, 575 13 842, 360 00 17, 687, 013 66 16, 706, 330 00 16, 159, 715 23 17, 328,132 16 Bills payable Total 260 00 1 001,719 25 ; 17, 573, 872 51 INDIANA. 93 banks Capital stock . Surplus fund Undivided profits Nat'l bank circulation State bank circulation 94 banks $13, 093, 500 00 $13,233,500 00 3, 853, 225 14 1, 601, 950 30 3, 899,500 78 1,468,177 06 3, 648, 862 59 1, 634, 971 20 3,195,760 33 1, 084, 681 03 3, 297, 773 18 1,500, 913 61 8, 827,190 00 S, 915,330 00 8, 208, 635 00 7,788, 780 00 8,117, 470 00 77, 827 45 Dividends unpaid Individual deposits .. 21,347,445 84 660, 259 75 U. S. deposits 84, 940 17 Dep'ts U.S.dis.officers Dae to national banks 2, 022, 725 11 Due to State banks.. 1, 059, 321 55 Notes re-discounted. 71, 534 54 10F, 000 00 Bills payable Total 55, 807, 919 85 95 banks. 94 banks $12, 833, 500 00 $13, 033,500 00 94 banks. $13,323, 500 00 27, 275 20 21, 425 48 146, 591 03 29, 548 03 23,681,032 80 602, 087 03 154, 233 99 23, 235, 866 36 649, 384 48 83, 678 58 22, 517, 987 35 516, 015 55 61, 237 34 24, 942, 871 78 438, 405 63 244, 905 70 1, 986, 931 42 1,164, 500 76 1, 493, 574 40 905, 968 89 1, 624, 202 11 90K, 216 91 2,438, 425 65 1, 007, 897 16 35, 643 50 109, 000 00 32, 058 29 14, 000 00 28, 517 95 18, 000 00 22, 60! 21 8,000 00 55, 277, 212 54 52, 821, 925 27 50, 923, 489 60 55, 372, 311 95 ILLINOIS. 132 banks Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 132 banks 136 banks 138 banks 138 banks. $11,400,100 00 $11 410,100 00 $11,722, ICO 00 $11, 951,100 00 $11, 939,600 3, 687,499 20 1, 618, 939 73 3 767. 397 85 1 463, 883 14 3,711,268 33 1, 682, 515 23 3,758,792 02 1,422,931 05 7, 970, 352 00 8, 042, 092 00 7, 938, 217 00 8, 071,477 00 1 00 793, 783 57 525,170 64 s, 261, 781 00 93,900 50 20, 624 41 27, 995 41 121, 471 41 35,230 41 33, 921, 908 68 Individual deposit; U. S. deposits 639, 766 49 Dep'ts U.S.dis.officor8 29,403 67 35 666, 076 78 653, S66 24 22,554 99 35, 233, 786 35 728,152 17 50, 920 14 35, 839, 203 696, H51 39,474 85- 34, 160,176 26 684, 584 42 35, 540 33 Due to national banks Due to State banks.. 115,108 91 547, 918 38 177, 000 03 560, 542 83 206, 4(16 62 478, 532 74 288,334 82 467, 639 86 141, 560 44 400, 950 01 Notes re-discounted. .| Bills payable .. 60, 000 00 50, 000 00 153,019 27 25, 000 00 146, 654 41 48, 000 00 89, 014 54 20, 000 00 230, 284 13 40, 000 00 60,134, 897 56 61, 961, 857 54 61,974,548 40 62. 766, 090 48 61, 248, 661 21 Total CCVX REPORT OF THE COMPTROLLER OP THE CURRENCY. Abstract of reports since Octvber 1, 1881, arranged CITY 9 banks. Loans and discounts $32, 401, Bonds forcirculation 1, 350,000 Bonds for deposits.. 100, 000 IT. S. bonds on hand. 1, 956,250 Other stocks and b'ds 1,216, 494 Due from res1 ve ag'ts 5, 912,978 Due from nat'lbanks 2, 735,258 Due from State banks 1, 186,187 Real estate, &c 586, 741 558 Current expenses Premiums paid 24, 558 670 46. Cash items Clear'g-house exch'gs 2,634, 661 Bills of other banks. 1, 023,807 Fractional currency 1, 812 Specie 6, 439,158 Legal-tender notes . 3, 008,060 U. S. cert's of deposits 525, 000 Due fromir. S. Treas 96, 750 Total 00 00 00 49 35 59 86 72 30 71 03 75 00 21 35 00 00 00 61,246,816 32 MARCH 1 1 . MAY 19. 10 banks. DECEMBER 31. Resources. OF C H I C A G O . 10 banks. 10 banks. 10 banks. $34, 467, 313 38 $35, 655, 589 13 $36, 664, 840 98 $40, 035, 631 83 983, 500 00 1,400,000 00 1,030,500 00 833, 500 00 100, 000 00 100, 000 00 100, 000 00 100,000 00 2,321,750 00 3, 175, 100 00 | 3, 315, 250 00 2,581,450 00 987, 493 13 1, 541, 557 64 1, 563,112 16 1, 464, 856 80 6,129, 170 45 5, 347, 999 88 5, 914, 959 13 4, 928, 707 13 3,123,527 06 3, 078, (163 85 4, 039, 429 49 3, 050, 322 39 1,132, 340 17 1, 058, 553 24 I 1, 077, 919 91 991, 372 42 589, 748 36 705, 898 63 620, 358 01 416, 558 35 3, 580 49 55,207 27 68, 588 25 9, 483 24 64,323 97 28, 184 88 86,176 82 59, 960 14 34,201 88 39, 129 91 36,684 75 43, 540 66 2,702,21)3 65 6 840,133 08 3, 539, 958 37 2, 540, 957 37 1,492, 968 .00 1, 392, 024 00 1, 805, 662 00 773, 445 00 2,769 50 4, 306 96 3, 651 34 2, 527 11 8, 383, 487 87 7, 460, 908 50 5, 887, 294 25 8, 027, 761 80 3, 637, 270 00 2,574,500 00 3, 303, 885 00 2, 878,105 00 1, 235, 000 00 765,000 00 1,175, 000 00 965, 000 00 90, 132 50 78, 507 50 70, 750 00 79, 372 50 16, 333,171 42 69, 061, 615 15 75,196, 615 32 68,336,615 19 MICHIGAN. 78 b a n k s . Loans and discounts Bonds for eirc ulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items 31ear'g-house exch'gs Bills of other banks.. Fractional currency 3pecie Legal-tender notes .. U. S. cert's of deposits Due from U.S. Treas. Total 77 b a n k s . $17, 816, 605 45 $19,566,721 90 5,146,900 C O 5,346,900 00 50,000 00 50, 000 00 202, 950 00 228,100 00 701,233 07 573,076 66 2, 779, 380 24 2, 516,430 01 763, 7)9 36 916,323 68 226, 932 82 159, 394 87 881,756 60 866, 247 24 70,722 05 142,905 15 39, 208 83 36,163 53 223, 232 00 181, 031 48 546, 5*5 00 7,446 23 1,271,561 13 1, 048,146 00 422, 238 00 9, 093 44 1, 237, 618 38 841,764 00 77 banks. 77 banks. 80 banks. $20, 379, 508 32 5, 346, 900 00 50.000 00 192, 550 00 581,848 66 2,192,316 79 752, H I 92 165. 800 52 859, 903 44 191,651 83 33,851 19 181, 935 33 $20, 585, 111 66 5,190, 900 00 50, 000 00 153, 250 00 525,718 79 2, 443, 571 35 822, 564 95 185, 306 25 848, 818 05 35, 352 47 32,167 86 222,110 52 $21, 258, 582 63 5, 305 900 00 50,000 00 230, 050 00 715, 846 05 2, 468, 461 68 988,817 95 187,958 93 793,830 84 184, 742 89 53, 799 50 200,124 71 573,608 00 9,492 06 1, 265, 522 93 971,331 00 378, 010 8,128 1, 235, 236 948, 418 00 77 84 00 670, 732 00 8, 821 92 1, 336, 024 24 915, 352 00 281,487 81 267, 879 19 267,919 04 251, 937 03 263, 086 77 32, 057, 866 59 33, 361, 887 53 34,016,251 03 33, 916, 602 54 35, 632,132 11 CITY OF DETROIT. 5 banks. Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. 8. cert's of deposit Due from U.S. Treas. Total 5 banks. $7, 540,739 98 I, 583, 400 00 500,000 00 35, 000 00 87, 631 25 1,082,744 14 916, 206 81 45, 914 38 99,461 05 10, 774 90 2,125 00 90, 977 21 244, 435 85 275, 079 00 13,488 50 868, 399 75 547, 789 00 $7, 743, 018 56 1, 283, 400 00 500, 000 00 35, 000 00 82,131 25 1,853,092 94 1,361,646 15 66, 399 08 100, 591 78 52,193 12 4, 375 00 61,417 90 154, 966 53 141, 344 00 7, 675 24 759, 708 58 572, 240 00 89, 432 65 14, 033, 599 47 5 banks. 5 banks. 5 banks. $7, 869, 863 76 1, 333, 400 00 500, 000 00 35, 000 00 80, 262 25 1, 350, 742 16 782, 708 93 86, 381 60 15,470 43 32, 758 76 5, 500 00 35,181 99 173, 522 90 273, 483 00 10, 760 90 940, 380 70 - - • - oo $7, 654, 579 14 1, 333. 400 00 500, 000 00 35, 000 00 75, 262 25 1,355,701 93 1, 060, 480 49 87, 699 44 13, 345 50 8, 384 52 11, 060 00 67, 217 49 166, 933 47 84, 429 00 9,616 79 1, 035, 053 35 617, 437 00 $8, 566, 565 93 1, 333, 400 00 500,000 00 85,000 00 75, 262 25 987, 693 27 931,647 20 94, 998 76 82, 273 82 23, 857 88 11,685 00 54,178 93 249, 357 98 163, 984 00 5, 802 53 997, 404 08 771,176 00 56,169 05 73, 924 25 19, 457 45 60, 025 05 14, 835, 369 18 14, 407, 809 63 14,185,057 82 14,994,312 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCVII by States and reserve cities—Continued. CITY OF CHICAGO. DECEMBER 31. Capital stock Surplus fund Undivided profits Nat'l bank circulation Dividends unpaid MARCH 11 MAT 19. JULY 1. OCTOBER 3. 9 banks. 10 b a n k s 10 banks. 10 banks. 10 banks. $4, 2E0, 000 00 $4,550,000 00 $7, 050, 000 00 $7, 050, 000 00 $7, 050, 000 00 3, 242, 500 00 1, 018, 974 36 3, 245, 000 00 1, 206, 000 80 1, 947, 500 00 988, 258 37 2, 050, 000 00 838, 363 49 2, 052, 500 00 1, 030, 601 81 615,197 00 653, 797 00 590,450 00 544,150 00 537, 750 00 121, 313 25 1,124 50 415 00 81, 311 50 26, 755 00 Individual deposits.. XJ. S. deposits 29, 449, 571 99 39, 969 03 31, 520, 313 19 39, 513 00 34,104, 349 81 23, 482 96 38, 566, 743 27 69, 246 98 35, 602, 856 45 63, 831 13 Due to national banks Due to State banks... Notes re-diacounted-. 12,475, 572 04 10, 033,718 65 13,705, 068 83 11, 412, 354 10 13, 625, 391 95 10, 731, 767 06 14,150, 381 46 11, 846, 418 62 12, 229, 861 85 9, 742, 458 95 61, 246, 816 32 66, 333,171 42 69, 061, 615 15 75,196, 615 32 68, 336, 615 19 Total MICHIG AN. 76 b a n k s . Dividends unpaid 77 b a n k s 80 b a n k s . on $7, 749, 350 00 $7,725,000 Ofl $8, 205, 000 00 2, 052, 991 63 1, 089, 842 45 2, 062, 051 59 1,179, 297 30 2, 043, 326 59 1,463, 944 41 2, 048, 200 33 1,071,888 17 2, 014, 686 97 1, 385, 009 31 4, 512, 217 00 4, 708,117 00 4, 728, 842 00 4, 555,187 00 4, 668, 852 00 $7, 285, 000 00 Undivided profits Natl bank circulation 77 banks. 77 banks. $7,738,006 172, 646 00 14, 062 56 28, 556 31 186, 053 47 19,113 95 Individual deposits.. X . S. deposits T Dep'ts u.S.dis.officers Due to national banks Due to State banks... 16, 552, 558 00 26, 389 43 4,246 63 17, 201,126 73 22, 395 81 6,369 01 17,4S6, 474 87 39, 470 10 4,451 27 17, 817, 799 78 28,190 60 2,078 69 18, 719, 491 56 23,129 42 6,118 82 133, 222 72 130, 521 85 70,188 05 130, 088 46 98, 653 65 138,183 03 98, 914 22 128, 480 40 200, 643 93 189, 080 75 Notes re-discounted.. Bills payable Total 98, 230 88 230,185 02 234, 998 80 253, 093 42 1,716 46 191,895 00 9,110 40 32, 057, 866 59 33, 361, 887 53 34, 016, 251 03 33, 916, 602 54 35, 632,132 11 CITY OP DETROIT. 5 banks. 5 banks. 5 banks. $2, 250,000 09 $2, 443,105 00 $2, 505, 805 00 $2,650,000 00 $2, 650, 000 00 760, 000 00 565, 546 40 764, 655 25 762,027 22 767, 790 25 744,694 39 582, 000 00 492, 303 13 582,000 00 433, 811 39 1, 251, 825 00 1, 098, 680 00 1,148, 680 00 1, 081, 900 00 1,124, 300 00 5 banks. Capitol stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 5 banks. 63, 490 00 1, 360 00 % 715 00 9, 817 50 " 9,485 00 Individual deposits .. TJ. S. deposits Dep'ts U.S.dis.offieers 7,133, 364 76 260, 781 45 234, 452 29 7, 667, 936 49 283, 400 50 178, 802 35 6, 739, 015 77 306,092 82 227, 947 98 6, 552,139 59 327, 592 97 202, 511 76 7, 519, 383 20 323, 820 97 151, 629 01 Due to national banks Due to State banks.. 680, 635 17 833, 504 40 834,465 24 800,937 13 920,135 95 1, 044, 932 47 1, 259, 675 87 1, 027,117 00 858, 842 38 1, 256, 040 73 Bills payable Total 85, 000 00 1 14, 033, 599 47 14, 835, 369 18 14,407, 809 63 14,185, 057 82 14, 994, 312 68 CCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged WISCONSIN. DECEMBER 31. Resources. 33 b a n k s . i I 14,946,55442 MAY 19. 36 b a n k s . 34 banks. Loans and discounts.! $7, 360, 256 79 Bondsforcireulation. i 2, 079, 500 00 Bonds for deposits .. I 100, 000 00 U. S. bonds on hand - - j 184,700 00 Other stocks and b'ds] 506, 917 44 Duefroinres'veag'ts i 1, 740, 063 92 Due from nat'l banks I 776,837 25 Due from State banks 114,403 55 Real estate, &c I 2!)8, 228 Oli Current expenses.... | 58,460 02 22, 276 3 i Premiums paid j 74, 344 73 Cash items j Clear'g-house exch'gs 326, 439 00 Bills of other banks. Fractional currency 3,456 SB 664, 927 63 Specie 531, 758 00 Legal-tender notes .. XT. S. cert's of deposit Due from V. S. Treas 103, 985 11 Total MARCH 11. $8, 432, 718 92 $7,845,791 49 2, 149, 500 00 ' 2, 239, 600 00 100, 0011 00 100, 000 00 181. 750 00 119,85(1 00 540, 072 30 543,419 04 1, 530, 195 00 1,351.155 15 : 678,077 90 6(10, 358 72 161,128 34 139,697 05 304, 519 73 2«7, 070 02 55, 798 63 ! 65.0)5 14 37,2:16 11 46, 639 73 43, 788 34 66, 275 94 215,477 00 3,837 30 680, 641 79 430, 345 00 219,270 00 ! 4, 560 38 I 705, 839 41 445,210 00 111, 735 99 15, 081, 893 01 109, 779 66 99, 828 61 103,514 31 15, 486, 489 70 j 15, 563, 872 04 j 16, 048, 390 05 CITY OP M I L W A U K E E . 3 banks 3 banks. Loans and discounts Bonds for circulation Bonds for deposits - XT. S. bonds on hand.. Other stocks and b'ds Due from res' veag'ts Due from nat'l banks Due from State banks Real estate, &o Clear' g-house exeh'gs Bills of other banks.. Fractional currency Legal-tender notes .. Due from X . S. Treas. T Total 3 banks. 3 banks. 3 banks. $3, 700,425 C50, 000 550, 000 500 296, 179 772,067 227, 290 52, 796 118,781 9,593 29 (1(1 00 00 10 47 55 29 43 V« $3, 947, 935 650, 000 550, 000 37, 050 390, 102 728, 223 353, 066 34, 032 113, 830 4. 003 33 00 00 00 77 111 51 69 28 65 $3,936,441 550, 000 550, 000 36, 800 317,225 724, 058 436, 722 25. 472 112, 744 11,690 26 00 00 00 00 00 55 04 66 54 $3, 766, 853 500,000 550, 000 5, 300 400, 500 625, 717 93, 812 41, 280 85, 000 57 00 00 00 00 60 80 04 00 3,968 148, 342 35, 853 2,512 397, 137 579, 470 49 35 00 24 2,553 136, 758 26.719 2,356 372, 233 547, 365 50 12 0(1 71 00 00 4 745 103, 822 26, 622 3,014 431 138 405, 275 09 78 00 84 11 00 2 325, 10, 1, 309 359^ 45 55 1)0 58 4 M •<•) III) 189 437 005 902 531 754 $3, 763, 985 600, 000 550, 000 550 254, 050 678, 283 557, 563 38, 519 85, 000 5 702 12 225 868 164, 068 12, 541 2, 493 421 800 331, 099 on 56 00 (10 00 no 86 82 41 00 49 no 09 10 D O 83 no no 40, 250 00 29, 250 00 32, 450 00 27, 850 00 27, 000 00 7,585, 108 72 7, 925, 479 57 7, 708, 821 91 7,105, 734 02 7, 506, 750 99 IOWA. 80 banks. Loans and discounts Bonds for circulation Bonds for deposits - XT. S. bonds on hand... Other stocks and b'dsj Due from res've ag'ts ] Due from nat'l banks ! Due from State banks; Real estate, &c Current expenses.... Premiums paid [ Cash items i Clear'g-house exch'gs1 Bills of other banks.. Fractional currency.! Specie ' Legal-tender notes .. XT. S. cert's of deposit. | Due from U.S. Treas Total 82 banks. $15, 249, 997 06 . !16, 143, 673 66 5,345,500 00 5. 432, 500 00 75,000 00 125, 000 00 424,800 00 264, 600 00 944,428 97 981, 604 01 2, 354, 406 45 2,002,987 20 1,310,854 62 1, 381, 503 14 293,103 41 328, 51-3 14 931, 809 89 934, 769 39 140, 045 39 213, 932 73 72, 003 95 65, 661 90 219,641 56 221, 140 50 630,473 00 6,406 78 ! 1,250.964 38 j 1, 2-16, 625 00 j 20,000 00 266, 587 37 675, 759 00 7, 356 76 1,303,931 79 1,361.883 00 10, 000 00 263, 769 51 30, 431, 228 58 i 32, 069,174 98 85 banks. $16, 249,560 5, 530,000 125, 000 192, 500 1,007, 144 2, 358,706 692 1, 5(17, 25>, 406 930, 504 213, 626 87, 114 203, 272 86 banks. 43 $16, 377,471 00 5, 323,400 00 125, 000 00 224, 000 91 3,033, 612 23 2, 300,935 46 1, 538,305 70 333, 623 41 915, 996 90 127. 703 34 132, 511 31 204, 426 j 88 b a n k s . 38 ! $17, 799, 343 56 00 i 5,431,000 00 175,000 09 00 ! 00 207,500 00 71 995, 328 93 25 1,712,915 40 17 999, 807 78 69 216,765 40 65 929,537 51 23 204. 597 42 79 126, 526 58 15 204, 612 17 670, 718 00 00 | 76 j 8,147 91 96 ! 1,268,840 16 00 I 1,306, 119 00 00 10, 000 00 64 ! 237,666 17 620, 584 00 9,112 34 | 079, 532 85 341,964 00 32, 310, 549 05 | 32,138, 477 26 32,304,805 28 632,371 7,225 1,311,310 1, 370, 239 10,000 261, 873 250,677 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCIX by States and reserve cities—Continued. WISCONSIN. DECEMBER 31. MARCH 11. MAY 19. JULY 1. OCTOBER 3 Liabilities. 34 banks. 33 banks. 36 b a n k s 36 b a n k s 38 b a n k s . no $2 935 000 00 716, 895 74 529, 357 60 678, 025 74 428, 948 36 681,176 87 528,319 31 1, 920, 773 00 1, 825, 558 00 1, 839 983 00 $2 565 000 00 $2 640 000 00 $2 720 000 00 Surplus fund Undivided profits.... 698, 500 33 465, 340 31 716, 550 74 433, 678 01 N a t l bank circulation 1,812,763 00 1, 882,163 00 $2 657 500 13, 315 00 615 00 615 00 9, 155 00 1,190 00 [ndividual deposits.. U. S. deposits Dep'ts U.S.dis.officers 9,274,723 63 55, 344 18 9, 714 82 9, 271, 006 02 53, 890 39 12, 199 94 9, 348, 207 12 96, 141 26 1,924 45 9, 700, 608" 91 75, 509 95 3, 772 66 », 723,179 38 60,104 59 5, 895 16 Due to national banks Due to State banks... 17, 035 88 29, 659 83 29, 842 45 31,790 02 42, 862 65 47, 055 50 29, 215 23 35, 147 22 53,155 77 00, 064 27 Xotes re-discounted.. Bills payable 5, 000 00 157 44 10,000 00 157 44 12, 500 00 50,157 44 70, 273 53 50,157 44 85,170 26 75,157 44 14, 940, 554 42 15, 081, 893 01 15,486, 489 76 15, 563, 872 04 16, 048, 396 05 Dividends unpaid Total CITY OF MILWAUKEE 3 banks. 3 banks. 3 banks. $650, 000 00 I $650, 000 00 ! $650, C O 00 O $650 000 00 235, 000 00 250,108 71 240, 000 00 i 253, 290 44 I 240, 000 1)0 288,790 99 245, (100 00 KG, 105 92 245, 000 00 177, 054 83 585, 000 00 585, 000 00 : 495, DM Oil I ) -105, 000 00 540, 000 00 3, 739, 874 16 268, 415 39 189, 081 80 4,001,235 68 274, 822 48 190,160 03 3 banks. Capital stock $650,000 00 ! Surplus fund ! Undivided p r o f i t s . . . .j I iS'at'l bank circulation, State bank circulation] Dividends u n p a i d . . . .j ; 3 banks. i I 9 00 4, 076, 476 40 251,231 19 216, 474 01 Individual deposits . . TJ. S. deposits Dep'ts U.S.dis.officers 3, 735, 432 80 236, 907 60 177, 814 95 Due to national banks: Due to State b a n k s . . . | 1,073,821 71 530, 137 27 110,934 68 : 4, 235, 503 03 ; 297, 614 37 j 204, 903 94 j 980,141 00 060,366 53 Xote.s re-discounted..! Bills payable | j 12, 500 00 Total | 7,585,166 72 7, 925, 479 57 839,360 25 I 457, 049 33 700, 682 28 443,311 30 151,083 20 7, 708, 821 91 843, 763 15 481, 410 40 224, 483 85 7,105, 734 02 I 7, 506, 750 99 86 b a n k s . 88 banks. IOWA. 80 b a n k s . Capital stock. j £6, 267, 500 00 Surplus fund Undivided profits 82 b a n k s . 85 banks. i, 600, 000 00 j $6, 809, 530 00 j $6, 919, 530 00 i i ! 1, 555,790 84 842, 201 41 j 1, 627, 651 18 I 1, 619, 396 03 i 749, 643 32 ] 821, 366 27 ! Nat'l bank circulation' State bank circulation'. 4, 681,173 00 ! 4, 693, 003 00 j 79,891 50 ; Dividends unpaid Individual deposits...', 15, 274,206 53 TJ. S. deposits. ' 50,342 94 17, 604 05 Dep'ts U.S.dis.offlcersj 32, 170 90 | 16, 586, 698 53 81, 940 43 25, 932 92 4, 689, 504 00 : 30, 382 50 ; 748,910 93 667, 264 45 632, 215 84 931, 531 87 \ 719, 468 62 ; 1, 035,418 96 i Kotos re-discounted.. Bills payable 231,100 31 i 15, 242 62 108,386 99 j 35,862 26 i 5, 000 00 j C C | 30,431,228 58 XIV 32, 069,174 98 4, 451, 603 00 73, 209 00 | 4, 683,116 00 15,090 00 16, 415, 691 15 10, 642, 239 53 16,169, 064 72 101,913 09 i 79,219 02 118,809 86 27, 016 17 i 10, 606 71 30,102 67 Due to national banks' Due to State banks.. - Total $7,135, 000 00 1, 559, 540 69 I 1, 632, 469 09 716, 596 86 i 858, 496 33 587,184 69 990, 429 80 47,197 84 . 01, 060 12 32, 310, 549 05 i 32,138, 477 26 , 513,246 16 649, 385 83 380, 024 62 120,000 00 32, 304, 805 28 CCX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged MINNESOTA. DECEMBER 31. Loans and discounts Bonds for circulation Bonds for deposits -. IT. S. bonds on h a n d . Other stocks and b'ds Duefromres'veag'ts Duefromnat'lbanks D u e from State banksj Real estate, &c ! Current expenses... ' P r e m i u m s paid j Cash items j Clear' g-house exch'gsj Bills of other b a n k s . . j Fractional currency j Specie \ Legal-tender notes . . i XT. S. cert's of deposit. | D u e from U . S . Treas Total MAY 19. MARCH 11. 28 banks. Resources. 28 banks. $7, 378, 426 60 j $8, 045, 660 24 1, 570, 000 00 1, 590, 000 00 .JULY 1. 29 banks. 50, 100 00 53, 711 85 727,325 64 854, 645 01 199, 225 78 363, 772 84 74, 735 50 9, 986 33 138, 404 16 6, 600 00 90, 939 86 649, 263 77 821, 799 76 142,181 78 357, 355 66 104, 296 18 16,067 58 135, 730 95 : 00 j :', 484 21 471,760 12 580, 009 00 146, 255 00 2, 407 80 415,169 37 384,502 00 199,521 2,117 303, 465 446, 215 74, 066 21 76, 258 43 00 34 42 00 i Loans and discounts j Bonds for circulation | Bonds for deposits...; U.S. bonds on hand. Other stocks and b'ds Due from res've ag'ts. I Duefromnat'lbanks • Due from State banks; Real estate, &c , Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie j Legal-tender notes .. U. S. cert's of deposit. Due from U. S. Treas. Total OF S A I N T 3 banks. 3 banks. $8,107, 094 77 j $7, 845,170 99 633, 500 00 633, 500 00 500, 000 00 500,000 00 1, 400 00 279, 019 39 268, 311 79 573, 213 96 1,013,499 30 91, 858 98 52, 534 97 88, 854 57 114,143 72 42, 523 08 43, 346 93 17, 063 22 6,100 92, 069 765,146 1,160, 705 199,896 359, 428 12, 002 16, 083 138,455 17, 900 00 167, 680 49 720, 317 44 653,215 49 176, 348 20 367,195 06 68,177 50 19, 951 06 198, 278 54 00 ! 91 45 I 37 98 ! 45 ' 49 ; 75 i 85 j 231,205 00 2, 016 30 312, 786 34 591, 551 00 74, 458 43 ] 12, 475, 494 04 i 13,132,159 95 | 13, 737, 604 87 CITY 30 b a n k s . 29 banks. $8, 767, 592 14 $9,169, 232 03 ! $10, 074, 603 07 1,620,000 00 I 1, 620, 000 00 j 1, 615, 000 00 00 j 81 I 68 05 ! 94 ; 99 73 33 37 50.100 54,113 738, 669 639,143 115, 960 366, 603 51, 941 9, 436 154, 095 OCTOBER 3. 239,196 00 2, 968 66 339, 037 88 648, 364 00 ;8, 258 65 78, 573 25 j 14, 755 253 23 15, 396, 492 04 PAUL. 3 banks. 3 banks. $8,090,014 84 633, 500 00 500,000 00 700 00 270, 540 20 972, 455 97 130, 909 59 101,562 60 45, 457 78 28,003 15 7,091 38 130,258 17 228, 578 00 1,071 85 331, 377 64 ; 370, 972 00 30,861 74 ; 74, 699 93 . 55, 797 00 761 03 336, 899 18 | 197,682 00 i 21,146 19 71,558 54 53, 025 00 956 99 232,472 67 294, 622 00 31, 896 00 38,888 20 j 37, 386 40 3 banks. $7, 833,281 20 633, 500 00 500, 000 00 200 00 281, 917 00 273, 684 32 804, 594 03 685, 378 32 92,394 18 148, 001 44 140,836 03 169, 945 68 49, 157 78 55, 633 48 331 09 17, 295 22 58,212,824 06 633, 500 00 500, 000 00 9, 069 41 106, 405 54 141, 599 00 620 74 326, 478 71 273, 065 00 j 12, 065 29 165, 398 36 107, 809 00 1,313 54 143, 994 24 377,194 00 55,; 74 70 39,474 70 | 11, 405, 498 78 I 11, 236, 371 07 I 11, 484, 311 92 | 11, 628,167 27 11, 164,168 79 MISSOURI. 17 b a n k s . Loans and discounts Bonds for circulation U. S. bonds on hand-. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate. &c Current expenses.... Premiums paid Clear' g-honse exch'gs Bills of other banks. Fractional currency Legal-tender notes . Due from U. S. Treas. Total 18 b a n k s . $3,542, 547 99 1, 330, 000 00 $3, 506, 569 72 1,390,000 00 00 93 43 65 23 49 36 49 169, 250 00 941,267 45 594, 353 63 103,584 27 191,150 23 168, 523 10 64, 289 03 5, 052 99 36 116 13 38,469 13 210,800 00 1,271 63 937 881 87 329, 207 00 201,400 961, 228 740.126 105, 391 178, 354 178, 423 33, 542 3, 837 48, 588 31,114 211, 190 79+ 209 0'4 301, 323 on 42 00 53 SO 00 19 banks 20 b a n k s 20 banks. $3, 862,116 03 1, 430, 000 00 $3, 764, 459 76 1, 460, 000 00 $4, 052, 979 03 1,422, 000 00 131,150 904, 492 585, 937 68, 947 208, 604 61, 927 169, 341 6,158 36 544 21, 506 173, 715 837 218 150 293, 855 134,150 898, 906 599, 548 174,418 193, 694 178,134 33, 750 4,686 38 098 18, 470 186, 835 1, 076 231 343 283, 666 00 20 54 84 49 89 27 93 ^ 88 00 70 71 00 no 3fi 51 47 68 04 43 94 «1 79 00 l!l 79 00 128, 800«00 888,882 93 834, 992 43 69, 788 27 263, 524 36 180, 592 31 50, 376 37 2, 959 49 44 930 43 37, 827 87 237, 793 00 941 68 24° 163 63 315, 542 00 63, 203 49 66, 625 24 66, 867 00 68, 862 09 70,910 79 8,140, 090 31 8, 054, 411 42 8, 240,152 93 8, 270,101 90 8, 844, 304 59 REPORT OF THE COMPTROLLER OF THE CUERENCY. CCXI by States and reserve cities—Continued. MINNESOTA. DECEMBER 31. MABCH 11. MAY 19. JULY 1. OCTOBER 3. Liabilities. 28 b a n k s . Surplus fund Undivided profits... Dividends unpaid... Dep'ts U S dis officers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total 29 banks. 29 b a n k s . $2, 890, 000 00 $3, 020, 000 00 $3,170, 000 00 $3,720,000 00 ! 502, 512 71 304, 917 71 537,102 71 398, 521 66 1, 390, 434 00 ] 1, 380, 364 00 1, 421, 514 00 415, 725 88 387,945 19 Nat'l bank circulation | Individual deposits. 28 b a n k s . $2,880,000 00 Capital stock 1,361,814 00 19, 288 00 i 436, 313 48 i 343, 916 28 | 5,401,019 00 476,113 48 457,083 04 4, 412 50 •I, 345 00 ! 30 b a n k s . 83, 900 00 6,092 00 7, 592, 594 72 ' 7, 848, 625 83 8, 826, 261 09 8, 689, 588 80 74, 024 98 93, 768 64 191,310 99 96,131 33 180, 969 77 66,953 80 233, 348 30 111, 496 84 201, 403 38 245, 983 10 129,103 33 176, 461 65 239, 079 95 55, 000 00 97, 452 58 45, 000 00 176, 286 39 12, 475, 494 04 13,132,159 95 13, 737, 604 87 14,755, 253 23 15, 396, 492 40 7, 113, 824 02 CITY O SAINT F PAUL. 3 banks. 3 banks. 3 banks. 3 banks. $2, 200, 000 00 $2, 200, 000 00 $2, 200, 000 00 $2, 200, 000 00 $2,200, 000 00 Surplus fund Undivided profits 615, 000 00 185,644 16 615, 000 00 271, 224 89 615,000 00 330,801 79 635, 000 00 265, 336 36 635, 000 00 331, 664 42 Nat'l bank circulation 567, 380 00 567, 080 00 570, 080 00 558,680 00 565, 180 00 Capital stock Dividends unpaid Individual deposits. U. S. deposits Dep'ts U.S.dis.oflicers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total 3 banks. 50, 000 00 1, 057 00 70 00 14, 000 00 462 00 5,755,263 88 76, 524 87 393, 544 41 5,157, 902 79 181,117 23 254, 323 30 5,175, 239 55 164,941 96 346, 625 56 5,125,181 71 180, 282 88 257, 253 56 5, 355, 628 72 74,019 18 375, 736 98 718, 932 17 843,209 29 943, 977 59 1, 044, 688 27 1, 089, 980 68 991, 572 38 1,172, 441 86 1, 214, 990 90 734, 732 28 891, 745 21 5, 000 00 11, 405, 498 78 11, 236, 371 07 11, 484, 311 92 11, 628,167 27 11,164,168 79 MISSOURI. 20 b a n k s . 17 b a n k s . Capital stock Surplus fund Undivided profits — Nat'l bank circulation Dividends unpaid 18 b a n k s . 19 banks. 20 b a n k s . $1, 725, 000 00 $1, 925, 000 00 $1, 980, 000 00 $2, 030, 000 00 $2, 030, 000 00 377, 629 75 286, 233 46 402,700 00 273, 426 42 407,700 00 323, 784 42 468, 500 00 194, 503 36 425, 819 36 332,198 51 1,187, 545 00 1, 228, 440 00 ], 270, 030 00 I, 270, 030 00 1, 266, 930 00 24,177 50 1 640 00 4,179, 667 82 3, 687,160 09 3, 528, 871 IB Dae to national banks Due to State banks... 82, 564 19 238, 501 04 143,349 62 303, 427 81 235,140 38 368, 053 18 140, 256 28 334, 939 07 i 148, 316 38 435, 959 69 Notes re-discounted.. Bills payable 9, 000 00 29,771 55 34, 976 93 55,188 55 54, 232 25 71, 701 55 41,166 00 62,162 55 15, 000 00 37,186 80 8,140, 090 31 8, 054,411 42 8, 240,152 93 8, 270,101 90 8, 844, 304 59 Total 2, 460 75 920 75 742 00 Individual deposits.. U. S. deposits Dep'ts U.S.dis.offlcers 3, 726, 083 89 j 4,151, 973 10 CCXII REPORT OP THE COMPTROLLER OF THE CURRENCY. Abstract of reports .since October 1, 1881, arranged CITY OF S T . L O U I S . DKCKMBE1! 31. Resources. OCTOBER 3 . MARCH 11. 5 banks. 5 banks. 5 banks. Loans and discounts. $9, 738, 045 53 $9,132, 294 80 $8, 883,581 77 1,160, 000 00 Bonds for circulation 1, 610, 000 00 1,160, 000 00 250. 000 00 Bonds for deposits... 250, 000 00 250, 000 00 86, 600 Oil TT. S. bonds on hand.. 98,750 00 79,450 00 280, (Mil 60 Other stocks and b'ds 406,095 95 283, 922 75 Due from res've ag'ts 504, 850 83 501,557 44 238, 049 02 Due from nat'lbanks 350, 955 48 494,845 55 421,189 57 Due from State bank: 212, 591 98 317,570 54 217, 717 44 224, 666 86 Real estate, &c j 239,458 04 227, 999 34 89, 2J8 01 Current expenses j 59, 206 06 83,241 56 6,549 64 14,537 14 6, 549 64 Premiums paid I 52, 783 39 43, 079 51 Cash, items ! 71,736 62 625, 833 24 622, 400 86 489, 376 47 Clear'g-house exch'gsj 367,282 00 274, 153 00 Bills of other banks" - j 121,041 00 Fractional currency. 4, 189 55 3, 375 79 3, 864 77 665, 055 89 884, 068 00 Specie j 686,829 78 1, 828,000 00 Legal-tender notes .. i 1,578,000 00 1, 818, 000 00 TT. S. cert's of deposit. Due from XT. S. Treas. I 64, 179 50 9, 429 50 : 58,179 50 Total i 16,904,312 18 15,706,992 64 5 banks. 5 banks. $8, 503, 038 23 710, 000 00 250, 000 00 525. 900 00 311, 002 40 016, 083 73 448, 289 91 139, 055 73 217, 616 86 11, 915 29 I), 549 64 237, 747 45 443 11 556, 846 00 472, 968 00 3, 987 84 749, 0(9 00 1,715, 41,945 0© 15,417,760 09 1 15, 517, 438 19 $8, 837, 856 52 710, 000 00 250, 000 00 78,050 00 248, 487 54 1,195, 310 34 476, 277 50 197, 939 12 204, 536 50 117,807 64 8, 562 50 259, 439 82 550, 002 09 200, 776 00 4,168 51 593, 305 60 1.108,850 00 41, 945 00 15,143,314 KANSAS. 14 b a n k s . Loans and discounts $2, 503, 885 80 Bonds for circulation 785, 000 00 Bonds for deposits.. 375, 000 00 V. S. bonds on hand.. 40, 200 00 Other stocks and b'ds 62, 364 94 Due from res've ag'ts 512, 985 96 Due from nat'l banks. 259, 455 60 Due from State banks 133, 297 42 Real estate, &c 159, 428 03 Current expenses . . . 34,465 63 Premiums paid 11, 382 08 Cash items 39, 803 86 Clear'g-house exch'gs Bills of other banks.. 181, 528 00 Fractional currency 2,487 84 155, 592 76 Specie Legal-tender notes .. 326, 214 00 U. b. cer'ts of deposit. Due from TJ. S. Treas. 39, 398 13 Total. 5, 622, 490 05 14 b a n k s . 17 b a n k s . 16 b a n k s . 20 b a n k s . $2, 602, 244 785, 000 375, 000 22, 000 60,146 359, 781 219, 807 154,216 147, 666 22, 735 10, 338 34, 350 94 00 00 00 93 98 14 02 2ii 82 XI 76 $2, 762, 604 849, 000 375, 000 15, 100 63, 280 461, 418 212,035 125, 381 154, 565 37, 548 11, 798 35, 726 68 00 00 00 69 84 98 27 85 77 61 74 $2, 930, 041 879, 000 375, 000 15, 700 68. 662 487,119 219, 025 158,256 156, 740 30, 485 8,679 42, 362 29 00 00 00 80 14 08 48 93 64 96 69 $3, 479, 713 897, 000 375, 000 35, 000 89, 580 669, 619 434, 535 233, 887 162, 016 32, 456 9,977 81, 478 47 00 00 00 19 11 35 38 63 17 93 58 145, 172 1,531 134, 487 337, 655 00 58 65 00 148, 683 2,280 141, 267 318, 437 00 99 54 00 132, 190 1,783 163, 743 304, 767 00 06 51 00 193, 008 2,016 207, 887 458, 864 00 5(8 04 00 43,178 13 5, 455, 312 51 45, 582 58 44, 995 43 42, 671 43 5, 759, 712 54 6, 018, 553 01 7, 404, 711 56 NEBRASKA. 12 banks. Loans and discounts. $5, 059,968 72 769, 000 00 Bonds for circulation 350, 000 00 Bonds for deposits... 376, 950 00 V. S. bonds on hand.. 209, 757 39 Other stocks and b'ds 470,173 50 Due from res've ag'ts 281, 404 04 Due from nat'l banks 107, 788 71 Dnefrom State banks 247, 357 55 Real estate, &c 33, 845 18 Current expenses . . . 6,294 01 Premiums paid •ash items 330, 891 31 Clear'g-house exch'gs Bills of other banks. •. 151, 090 00 2,612 76 Fractional currency. 376 938 •17 Legal-tender notes . . 295,120 00 U. S. cert's of deposit 37, 382 35 Due fromTJ. S. TreasTotal 9,106, 574 49 12 b a n k s . $4, 667, 272 43 769, 000 00 350, 000 00 81, 700 00 186, 380 79 616.314 29 286, 581 54 258,315 70 250, 210 02 43,040 38 6, 765 76 376, 082 89 126, 765 00 1, 944 52 388 292 10 287, 403 00 16 b a n k s 13 b a n k s . $4, 837,133 844, 000 350, 000 78, 600 209, 824 1,295,851 515,518 240, 630 266, 323 39, 462 2,643 219, 552 23 b a u k s . 92 00 00 00 15 88 57 12 32 43 61 11 $5,209,415 983,000 350, 000 112, 900 197, 246 908, 823 449, 766 380, 804 293, 204 40, 244 16, 704 274, 838 75 00 00 00 19 85 98 78 28 53 08 35 $6, 774, 673 1, 387, 000 350. 000 106, 200 165, 799 817, 566 359, 267 433, 032 373, 044 53, 250 20, 243 296, 010 65 00 00 00 84 92 84 79 69 10 04 145,126 00 2,851 97 297 088 328, 453 00 174, 279 2,676 504 666 289, 901 00 98 (> 1 00 161, 409 3,629 439, 032 340, 522 00 14 M 00 11 38,282 35 38, 302 35 43, 852 35 59, 037 35 8, 734, 350 77 9, 711,363 91 10, 232, 324 33 12,139, 719 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXIII by States and reserve cities—Continued. C I T Y OF ST. DECEMBER 31. LOUIS. MARCH 11. MAY 19. Liabilities. JULY 1. OCTOBER 3. 5 banks Capital stock Surplus fund Undivided profits Nat'l bank circulation ' 5 banks. 5 banks. 5 banks $2,950,000 00 $2, 950, 000 00 $2,950, 000 00 $2, 950, 000 00 $2, 950, 000 00 562, 857 17 243, 863 94 566,027 84 297, 254 97 566. 027 84 365, 879 53 581,195 53 238, 938 09 581,195 53 499, 548 30 1, 448, 590 00 1, 039, 990 00 1, 030, 890 00 594, 760 00 616, 360 00 5 banks. Dividends unpaid.... 77, 496 18 11, 708 68 17, 072 68 57, 200 68 Individual deposits.. U.S. deposits 5, 536, 903 66 110, 913 63 5, 097, 690 83 100, 434 80 5, 367, 884 57 110, 730 47 5, 376, 927 77 192, 290 02 5, 456,165 77 140, 823 74 Due to national banks Due to State banks... 2,136, 060 79 3,116, 056 96 1, 986, 263 11 3, 044,136 96 1, 975, 553 25 2,962,721 75 2, 256, 275 56 2, 867, 040 37 2, 038, 029 03 2, 447, 874 25 Notes re-discounted.. Bills payable Total 621, 069 85 100, 500 00 512, 985 45 100, 500 00 71, 000 00 202, 810 17 200, 000 00 403,019 38 16, 904, 312 18 15, 706, 992 64 15, 417, 760 09 15, 517,438 19 15,143, 314 68 10, 298 68 KAN8 A S . 14 b a n k s Capital stock 14 banks. 16 b a n k s . 17 b a n k s 20 banks. $975,000 00 $975, 000 00 $1,125,000 00 $1,155,000 00 $1, 335, 000 00 Surplus fund Undivided profits 226,210 00 195, 534 24 237, 960 00 137, 445 32 243, 360 00 186, 021 90 246,160 00 173, 314 63 280, 660 00 195, 865 10 Nat'l bank circulation 706, 460 00 706, 460 00 764,060 00 789, 500 00 795, 080 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.offlcers 2, 928, 449 44 104,141 57 225,182 11 2,849,642 54 113, 725 72 142,140 18 2, 922, 754 59 171, 286 56 143, 328 62 3, 068, 496 23 209, 228 43 116, 367 87 4,210,787 17 120, 768 60 190, 977 82 Due to national banks Due to State banks.. Notes re-discounted.. Bills payable Total 25,442 33 170, 446 87 12,941 78 218,231 26 7, 762 67 139, 078 20 21, 830 18 166, 416 65 83, 553 52 150, 992 27 50, 623 49 15, 000 00 61,715 71 57, 060 00 75, 739 02 32,591 08 5, 000 00 5, 622, 490 05 5,455,312 51 5,759,712 54 6, 018, 553 01 7,404,711 56 2 500 flO 50 00 3 436 00 N E B R A SKA. 12 banks. Capital stock 12 b a n k s . 13 banks. 16 b a n k s 23 b a n k s . $960, 000 00 $960,000 00 $1,210, 000 00 $1, 340, 000 00 $1, 715, 050 00 Surplus fund Undivided profits 304, 500 00 202, 640 89 310, 000 00 271,235 44 313,500 00 282, 537 47 321, 500 00 254,168 38 323, 000 00 373, 939 80 Nat'lbank circulation 692, 050 00 692,050 00 681, 550 00 813, 350 00 1, 098, 750 00 Dividends unpaid Individual deposits.. U. S. deposits Dep'tsU.S.dis.officers Due to national banks Due to State banks.. Notes re-discounted.. Bills payable Total 2, 568 00 1,118 00 414 00 11, 630 00 5, 500 00 5, 005, 442 22 86, 539 76 223, 006 54 4, 962, 241 76 53, 729 34 238, 056 50 5, 263, 341 98 116, 255 58 225,439 45 5, 452, 527 83 119, 937 33 182, 201 04 6,113, 052 23 75, 370 29 261,111 30 499, 371 72 758, 266 99 430, 325 57 676, 911 32 776,570 06 841, 355 37 801, 800 89 848,158 86 950, 463 64 785, 572 10 372,188 37 138,682 84 400 00 67, 050 00 20, 000 00 407, 909 65 30, 000 00 9,106, 574 49 8, 734, 350 77 9, 711, 363 91 j 10,232, 324 33 12,139, 719 01 CCXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged COLORADO. JULY 1. OCTOBER 3. 19 b a n k s . DECEMBER 31. 19 b a n k s . • Kesources. Total $6,717, 609 1,130, 000 • 200, 000 403, 900 834, 637 2,189, 545 484, 785 474, 818 166, 334 28, 794 33, 384 353,222 282, 356 1, 449 542, 760 811, 977 18 bauks. 17 bants. 17 b a n k s . Loans and discounts Bondsforcirculation Bonds fordeposits . TJ. S. bonds on bancl J Other stocks :unl b'dsj Duefrom res've ag'ts Due from nat'l banks Dne from State banks Eeal estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit. Due from TJ. S. Treas. 35 00 00 00 01 38 ' 29 31 19 87 37 89 $6,922,969 37 1, 080, 000 00 300, 000 00 64,700 00 699, 255 80 1, 867, 076 37 756,962 87 479, 748 95 175,192 88 71. 763 85 11,612 77 263, 821,18 00 23 44 | 00 I 230, 248 1, 098 369,462 785,144 00 53 68 00 $6, 867, 955 1,130, 000 300, 000 52, 700 532, 839 1,880, 890 861, 846 442, 537 180, 418 66, 906 12, 878 220, 857 232,440 2. 294 464,763 883,172 88 l $6, 921,366 47 00 , 1,160, 000 00 00 300, 000 00 00 142, 600 00 77 512, 788 35 64 1, 750, 540 72 54 724,116 13 98 552, 099 65 69 190, 618 71 61 17, 516 42 77 . 13, 829 37 88 280,312 11 00 93 56 00 64, 969 60 76,605 22 14,740, 827 97 I 14,144, 626 85 14,209,108 47 65,193*04'! 179,443 1,857 509, 541 775, 867 00 j 04 ; 86 00 73,387 4 7 : $6,888,303 1,160, 000 300, 000 131, 350 740, 880 2, 461, 265 1, 074, 248 595, 051 211,408 62, 732 13, 779 250, 930 215,607 1.196 501,742 857, 593 84 00 00 00 22 29 46 48 27 92 : 4^ 98 00 57 60 00 80,310 77 14, 105, 884 30 I 15, 541), 400 81 NEVADA. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. Loans and discounts Bonds for circulation. $194, 912 93 40, 000 00 $184, 205 82 40, 000 00 $173, 901 32 40,000 00 $188, 093 90 40, 000 00 $205, 476 22 40, 000 00 Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State hanks Heal estate, &c 1,561 40 916 37 8,051 75 1,416 65 345 89 3, 32? 34 Premiums paid Clear'g-house exch'gs Bills of other banks.. Fractional currency. 3, 225 00 350 00 4,951 3,328 1,951 3, 225 320 8,083 4, 918 1, 039 8, 821 3, 328 3, 556 3, 225 313 8,083 3,544 58 4,146 3,000 75 3,225 295 Legal-tender notes .. Due from TJ. S. Treas Total . . 49 34 04 00 50 25 73 91 41 34 02 00 25 25 29 17 38 00 00 00 75 2,785 00 6,540 00 2, 980 00 1,875 00 37 242 87 4,133 00 40, 009 73 7,463 00 57, 376 77 2, 417 00 54, 081 ''4 962 00 14, 336 29 5, 219 2,469 3, 000 2,453 3, 225 266 70 18 00 68 00 50 4,647 00 35 341 V 2,200 00 1,800 00 1, 800 00 2,200 00 2, 200 00 291, 000 80 303, 263 32 311,761 00 309, 639 98 318, 634 88 CALIFORNIA. 10 h a n k s 10 b a n k s 10 b a n k s 10 b a n k s Loans and discounts. $4,481, 903 Bonds for circulation 1, 234,000 Bonds for deposits... 50, 000 TJ. S. bonds on hand.. I 285, 400 Other stocks and b'ds! 218,122 Due from res Ve ag'ts j 508, 246 Due from natl banks. i 6,807 Due from State banksj 199, 797 306, 881 Real estate, &c | Current expenses 16, 805 40, 470 Premiums paid 46, 622 Cash items 76 00 00 00 65 88 04 62 26 46 54 42 $3, 544, 423 1,134, 000 50, 000 461, 250 306, 548 731, 943 63, 015 273, 381 313, 806 31, 450 41, 514 69, 984 46 00 00 00 64 34 29 16 97 53 38 81 $3, 816,176 1,150, 000 50, 000 458, 200 326,115 815, 223 71, 937 451, 543 329, 426 34, 003 48, 659 69, 341 57 00 00 00 18 31 84 55 14 62 93 89 52, 617 224 1,143, 876 19, 227 00 81 51 00 86, 043 145 1.014,671 32,951 00 04 13 00 24, 251 132 771, 242 16,139 00 28 41 00 Clear'g-bouse exch'gsl Bills of other banks.. Fractional currency. Specie *.. Legal-tender notes .. IT. S. cert's of deposit. Due from TJ. S. Treas - $4,045, 615 1,150, 000 50, 000 437, 700 323, 267 868, 967 66, 835 505, 553 330, 611 5,816 47, 816 113, 888 10 b a n k s . 23 00 00 00 78 43 83 45 83 94 55 38 $4, 624,783 1,150,000 50, 000 340, 050 315, 678 679,633 20, 528 455,127 328, 294 27. 962 47, 893 65, 535 09 00 00 00 79 43 98 63 •23 66 56 65 50, 689 00 107 37 054 675 93 45, 113 00 56, 488 90 957, 887 9,432 00 84 90 00 46, 530 00 40, 530 00 46, 750 00 46, 250 00 49, 250 00 8, 657, 592 95 8, 201, 658 75 8, 479,142 72 8, 742, 908 72 9,178, 636 76 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXV by States and reserve cities—Continued. COLORADO. DECEMBER 31. Capital stock MAKCH 11 MAY 19. JULY 1. 17 b a n k s . 17 b a n k s 18 b a n k s . 19 b a n k s . OCTOBEK 3. 19 b a n k s . $1,290, 000 00 $1, 220, 000 00 $1, 270, 000 00 $1, 382, 000 00 $1, 440, 000 00 Surplus fund Undivided profits 503, 500 00 301, 283 21 528, 500 00 316, 814 41 528, 500 00 434, 791 03 563, 000 00 360, 880 25 564, 000 00 439, 726 13 Nat'l bank circulation 998, 850 00 937 200 00 1, 010,100 00 983, 500 00 1, 027, 560 00 Dividends unpaid 26,000 00 275 00 22, 505 00 785 00 [ndividual deposits. - - 10, 561, 660 79 78, 676 07 U. S. deposits 104, 662 07 Dep'ts U.S.dis.officers 9, 813, 355 30 85,167 79 66, 547 39 9, 738, 586 94 l§0, 862 05 98, 611 17 9, 474, 848 20 207, 084 58 59, 672 72 10, 338, 394 86 06, 739 42 108, 525 38 565, 206 03 571, 560 93 488, 936 18 374, 470 10 572, 936 04 395,137 94 815,136 32 697, 573 70 30, 000 00 10, 000 00 74, 251 00 84, 319 57 47, 960 00 14,144, 626 85 14, 209,108 47 14,105, 884 30 15,546,400 81 Due to national banks Due to State banks... 401,362 66 474,833 17 Bills payable Total 14, 740, 827 97 NEVADA. 1 bank. Capital stock . 1 bank. 1 bank. I 1 bank. 1 bank. $75, 000 00 I $75, 000 00 j $75,000 00 $75, 000 00 Surplus fund Undivided profits... ! 8, 821 02 I 11, 639 81 10, 449 21 4,139 46 10, 449 21 9, 686 41 10,449 21 10, 470 28 $75, 000 00 13, 957 91 6,136 71 Nat'l bank circulation State bank circulation 35, 980 00 35, 960 00 35, 360 00 34, 860 00 33, 560 00 Individual deposits.. ~U. S. deposits Dep'ts U.S.dis.offlcers 124, 403 35 i 149, 771 06 ! 168, 309 15 Due to national banks Due to State banks.. 11, 196 92 23, 959 70 2, 900 14 24, 953 45 291,000 80 i 303,263 32 Dividends unpaid-.. 158, 779 45 162, 028 89 12, 956 23 , 20, 081 04 1, 276 01 26, 675 36 311, 761 00 ' 309, 639 98 318, 634 88 Notes re-discounted. Bills payable Total CALIFORNIA. 10 b a n k s Capital stock 10 b a n k s . $1, 800,000 00 $1, 800, 000 00 Surplus fund Undivided profits 303, 884 98 214, 705 73 307,752 07 236, 321 14 Nat'l bank circulation State bank circulation 904, 890 00 920, 450 00 Dividends unpaid 17,904 39 9, 767 23 4, 970, 953 76 27, 839 47 4, 677, 780 30 22, 339 53 Due to national banks Due to State banks... 22, 081 50 365, 333 12 30, 356 26 196, 892 22 Total 10 b a n k s 10 b a n k s . $1, 800, 000 00 $1,800, 000 00 308, 752 07 271, 801 98 , 319, 752 07 236, 965 40 324, 842 75 273, 982 44 907, 640 00 | 914, 070 00 945, 585 00 1 Individual deposits . . U. S. deposits Dep'ts U.S.dis.officers Notes re-discounted.. Bills payable 10 b a n k s . $1,800,000 00 6,876 15 4, 909, 431 49 ! 27, 617 21 i 31, 023 39 1 216. 000 43 ; 16, 589 65 13, 630 15 5,123, 862 90 14,454 89 5, 484, 887 29 42, 461 29 274, 752 52 28, 365 31 307, 343 82 30, 000 00 8, 657, 592 95 { 8, 201, 658 75 j 8, 479,142 72 | 8, 742, 908 72 9,178,636 7ft CCXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged CITY OF SAN DECEMBER 31. i MARCH 11. Resources. 1 bank. 1 bank. FRANCISCO. MAY 19. JULY 1. 1 bank. 1 bank. Loans and discounts . $2, 537,147 15 | $2, 428, 765 61 $2, 466, 396 80 Bonds for circulation. 600,000 00 600, 000 00 600, 000 00 Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Duefrom res'veagt's. Due from nat'l banks. 259,359 77 147, 686 54 82, 098 30 Due from State banks 194,412 19 164, 331 44 167, 631 13 7, 500 00 Eeal estate, &c 7, 500 00 7, 575 51 865 73 2,065 62 Current expenses 10, 000 00 i Premiums paid I 10,000 00 10, 000 00 367 50 j Cash items 164 15 166 60 77, 039 57 I 3, 490 33 Clear'g-houseexch'gs 93, 716 72 25,020 00 | 18, 714 00 Bills of other banks.. 3, 894 00 78 40 | 9 18 Fractional currency. 9 27 Specie I 1,111,963 8.0 1, 209, 070 00 I 1,189, 892 50 JO, 580 00 ! 17,180 00 legal-tender notes .. I 10,893 00 U. S. cert's of deposit.! Duefrom IT. S. Treas. Total 4,753,653 57 1 4,681,304 79 OCTOBER 3. 1 bank. $2,466, 633 66 600, 000 00 $3, 065, 420 99 600,000 00 95,748 77 160, 889 20 2, 500 00 i 698 50 I 10,000 00 i 63, 619 77 194, 746 34 2, 500 00 727 10 9, 800 00 11, 558 21 I 11,191 00 10 16 j 1,091,170 00 | 8, 759 00 I 99, 361 89 745 00 42 04 753,190 00 1, 052 00 22,102 75 22,102 75 4,640,626 45 | 4,481,26125 4,813,307 88 OREGON. 1 bank. Loans and discounts. Bonds for circulation Bonds for deposits .. . TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Heal estate, &c Current expenses ... Premiums paid ; Cash items ! Clear'g-house exch'gs Bills of other banks.. j Fractional currency.j Specie • Legal-tender notes ..' TJ. S. cert's of deposit. Dae from TJ. S. Treas. Total 2 banks. 2 banks. $1,159,368 46 280,000 00 500, 000 00 254,150 00 405, 633 36 158,428 32 10, 348 65 216, 484 64 45,800 00 5,188 65 23, 859 38 2, 091 45 $896, 303 91 250,000 00 500, 000 00 154,150 00 422, 296 16 311, 299 46 5,901 34 266, 926 81 16,282 15 23, 909 60 3,157 56 2 banks. $1, 413, 319 39 300,000 00 500,000 00 121,150 00 384, 428 76 421, 447 79 5, 254 45 55, 698 68 50, 000 00 10, 888 68 23,386 87 6, 017 05 32, 800 00 17,500 00 316, 019 20 61, 800 00 204,836 24 ' 91, 900 00 12, 500 00 ! 432, 776 42 17,465 00 $1,376,066 300, 000 500, 000 121, 150 393, 712 486,423 21, 566 126, 975 64,001 607 23, 386 1,190 2 banks. 27 00 00 00 15 36 10 39 71 14 87 21 19, 496 00 140 44 407, 854 00 17 800 00 11, 724, 261 81 300,000 00 500, 000 00 121,200 00 396, 665 21 189, 887 06 45, 364 74 166, 795 71 83,921 59 10, 812 94 23, 586 87 5,126 11 16,695 600 416,179 16, 102 00 10 30 00 15 550 oo ; 17, 450 00 3, 278, 296 19 j 17 bOO 00 ; 13, 800 00 26,700 00 3,391 139 15 i 3,771 833 09 i 3 874,169 64 4, 043, 898 44 ARIZONA. 1 bank. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks TJ. S. cert's of deposit Duefrom TJ. S. Treas. Total 1 bank. $99, 074 28 34, 000 00 $114,197 83 34, 000 00 75, 000 00 1, 398 79, 509 2,935 1, 794 1, 078 1,109 Clear'g-house exch'gs Fractional currency. Specie 1 bank. $83, 084 85 34, 000 00 Loans and discounts. Bonds for circulation [ 20 94 90 43 85 55 8 05 8, 455 50 36, 901 00 69,107 1, 642 8, 629 2,950 3, 889 717 28,081 53 51 74 08 63 50 65 22,154 12, 484 725 19, 607 2, 950 7,122 1,367 2, 227 30 27 50 35 08 10 50 44 18 500 00 24, 500 00 3, 777 41 7, 480 00 44, 034 64 24, 500 00 1,530 00 1,530 00 1, 530 00 251, 806 27 279, 380 33 386,401 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXVII by State.* and reserve cities—Continued. CITY OP SAN MARCH 11 DECEMBER 31. 1 bank. Capital stock FRANCISCO. MAY 19. 1 bank. 1 bank. JULY 1. 1 bank. OCTOBER 3. 1 bank. 1,500,000 00 1,500,000 00 1, 500,000 00 1, 500, 000 00 182,603 36 99, 576 99 186, 822 36 89, 887 07 189,822 36 85, 063 59 189, 822 36 107, 697 76 194, 347 21 108, 403 04 353, 570 00 Undivided profits Nat'l bank circulation State bank circulation 1, 500, 000 00 319, 245 00 293, 025 00 276,110 00 258,610 00 Dividends unpaid... 2,012 00 1,258 00 2,032 00 592 00 480 00 Individual deposits .. 1, 874, 765 31 1, 874, 780 45 1, 705, 955 48 1, 690, 637 77 1,948,680 02 Dep'tsU.S.dis.officers Dae to national banks D lie to State banks -.. 206, 684 31 534, 441 60 368, 495 84 340, 816 07 367, 423 21 497, 304 81 332,076 94 384, 324 42 424, 887 31 377, 900 30 Notes re-discounted.. Bills payable Total.... 4, 753, 653 57 4, 681, 304 79 4, 640, 626 45 4, 481, 261 25 4, 813, 307 88 OREGON. 1 bank. 2 banks. 2 banks. 2 banks. $250, 000 00 $300,000 00 $300, 000 00 ; $300, 000 00 i $300,000 00 Surplus fund Undivided profits...., 50, 000 00 359, 983 34 50, 000 00 339, 612 31 50, 000 00 362, 939 11 52,000 00 ! 333, 638 06 52, 000, 00 363, 313 31 Nat'l bank circulation 1 State bank circulation:. 217, 590 00 210,890 00 231,890 00 240,190 00 ; 256, 890 00 1, 963, 263 72 304, 988 25 288, 356 37 2,147, 807 45 i 393, 654 45 i 207, 696 31 I 2,193, 894 27 268, 861 63 245,740 01 Capital stock Dividends unpaid ; 2 banks. . Individual deposits . . U. S. deposits Dep'tsTT.S.dis.officers1 Due to national banks Due to State banks . . i 1, 692, 710 43 212, 747 46 i 285, 907 65 ! 38,747 72 i 170, 609 59 ; 1, 737, 439 68 219, 329 03 297,460 40 16,323 87 220, 083 86 39, 122 82 231, 272 82 32, 425 65 330,773 57 15,530 50 I 183, 652 87 i Notes re-discounted. Bills payable Total.. 3, 278, 296 19 I 3, 391,139 15 3, 771, 833 09 1 3, 874,169 64 | 4, 043, 898 44 ARIZONA. 1 bank. Capita] stock $60,000 00 Surplus fund Undivided profits lbank. $90,000 00 1 bank. $100,000 00 2, 900 30 4, 641 66 10, 453 30 30,600 00 18, 600 00 19,100 00 144 340 73 Nat'l bank circulation . State bank circulation . 165,128 62 211,174 16 13, 257 31 32,395 84 Dividends unpaid Dep'tsIT.S.dis.officers 1 3 104 49 10 860 75 Due to national banks 1,010 05 , 21 40 Bills payable Total • 251 806 27 279, 380 33 386, 401 01 CCXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged DAKOTA. SIAKCH 11. MAY 19. 14 banks. DECEMBER 31. I 17 banks. OCTOBER 3. Resources. 13 banks. Loans and discounts - $1, 687,933 91 $1,889,313 05 . $2, Bonds for circulation | 555, 000 00 i 525, 000 00 Bonds for d e p o s i t s . . . ] 50, 000 00 50, 000 00 XT. S. bonds on hand..' 100 00 100 00 Other stocks and b'ds' 86,923 66 : 102,917 00 D n e from res've ag' ts 242, 967 80 184,436 76 : Due from n a t ' l banks i 352, 914 82 266, 594 17 Due from State b a n k s 119,364 36 ! 157, 532 88 ! : 146,043 69 I Real estate, &c 136, 076 59 83,360 01 ! Current expenses 18, 721 94 9, 422 25 j Premiums paid 9,291 00 33, 656 76 Cash items ; 29,302 64 Clear'g-house exch'gs . Bills of other b a n k s . . ; 73,018 00 70, 536 00 Fractional currency ^ 442 80 581 79 Specie ...' 166,241 15 107,633 54 Legal-tender n o t e s . . . 166, 345 00 176, 885 00 U. S. cert's of d e p o s i t ' . Dnefrom IT. S. Treas. 24, 484 50 23, 634 50 Total. 3, 595,106 34 3, 901, 669 23 200, 945 39 645, 000 00 50, 000 00 1,000 00 82, 320 29 295,100 64 412, 715 64 285, 777 01 167,255 06 45,056 65 11, 783 00 24,085 65 99,760 00 747 78 j 173,247 56 I 232, 093 00 ; 17 banks. 17 banks. !, 289, 784 24 645,000 00 50, 000 00 3,500 00 33, 845 59 365,467 31 354, 948 34 237,203 81 182, 377 47 27,127 33 12,600 50 59, 065 29 $2, 517,461 89 627, 500 00 50, 000 00 3,500 00 205, 628 78 252, 043 53 331, 762 38 261,159 07 203, 874 38 37,424 65 13, 438 00 62, 840 87 74,188 00 463 95 146,351 20 245, 249 00 144,729 00 812 84 154, 917 48 245, 539 00 28, 659 50 30,434 50 4,755,547 17 4,817,406 53 28, 652 00 5, 141, 283 87 IDAHO. 1 bank. Loans and discounts ! Bonds for circulation.! Bonds for deposits...; U. S. bonds on hand.. i Other stocks and b'ds! Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses.... Premiums paid Cash items Clear'g-house exch'gs Bills of other banks . Fractional currency. Specie Legal-tender notes . U.S. cert's of deposit Due from U.S. Treas Total 100, 000 00 42,123 12 649 35 : 69, 980 94 ; 7,000 00 t 7, 459 39 17,437 50 3, 841 31 100, 000 00 47, 308 77 : 445 52 | 19, 721 47 j 7,000 00 ' 2, 699 01 i 17,437 50 | 2, 822 06 1 bank. 1 bank. 1 bank. $119,528 46 100,000 00 1 bank. $101,028 48 100,000 00 $127, 623 82 ! 100, 000 00 $132, 034 50 100,000 00 100, 000 00 59, 770 28 60,254 54 82, 856 74 35, 747 92 30,129 04 7, 000 00 4, 014 04 17, 437 50 2, 603 64 28,761 35 72, 936 63 7, 000 00 14, 885 06 63,366 33 7,000 00 3,976 93 5, 940 19 ; 753 38 18, 200 00 32,320 00 33, 816 00 j 18,300 00 j 25,300 W 14 800 00 24 600 00 14, 300 00 I 39, 800 0 0 ; 5,839 00. 29,100 00 6,778 00 15, 783 00 9,403 50 37, 855 00 6 940 31 3, 057 31 | 6,500 00 481, 856 79 i 551, 485 88 514 060 40 6,200 oo ; 448, 577 53 ; 7,782 00 485, 213 44 MONTANA. 4 banks. 4 banks. 4 banks. 4 banks. 7 banks. oans and discounts onds for circulation 3 onds for deposits.. - $1, 519, 385 29 330, 000 00 200, 000 00 $1, 698, 020 94 330, 000 00 200, 000 00 $1, 893, 753 55 330, 000 00 200, 000 00 $2, 002, 283 85 330,000 00 200, 000 00 $2, 790, 831 71 445, 600 00 200, 000 00 Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes . U. S. cert's of deposit. Dne from U. S. Treas 112, 606 87 25, 057 88 65, 862 62 53, 814 79 57, 397 83 1, 791 74 5, 500 00 51, 596 93 135, 894 05 03,425 29 42, 715 69 56, 589 64 65, 382- 04 16,181 70 7, 000 00 78, 521 37 136,135 57 103,710 81 56, 468 49 138, 727 39 65, 967 69 23,233 69 7, 000 00 142,152 03 136, 087 21 115, 868 28 51, 967 23 178, 613 13 65,896 41 6, 883 41 5,750 00 133, 391 83 187, 998 68 233,915 54 125, 766 40 180,196 06 88, 659 75 30 267 62 14,381 00 55,278 49 51, 227 66 86 28 74, 814 95 95, 670 00 26, 701 00 155 86 59, 016 70 116, 654 00 26, 791 00 371 91 49, 927 40 107, 000 00 80, 390 366 120,702 264,500 Total 26, 529 6 76, 434 72, 935 00 17 20 00 00 37 37 00 12, 982 38 16, 262 90 13, 632 38 16, 232 38 18,511 38 2, 611, 900 70 2, 931, 791 85 3, 313, 309 16 3,427, 064 04 4, 837. 365 37 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXIX by States and reserve cities—Continued. DAKOTA. DECEMBER 31. MAT 19. JULY 1. OCTOBER 3. 13 banks. 14 banks. 17 banks. 17 banks. 17 banks. $800,000 00 $883,570 00 $995, 750 00 Liabilities. Capital stock . Surplus fnnd Undivided profits Nat'l bank circulation State bask circulation $1,018,350 00 $L, 065,000 00 83,100 00 228, 557 63 99, 004 23 193,058 70 ! 101,004 23 252, 547 71 • 113,004 23 239, 412 62 139, 365 02 249, 388 32 454, 430 00 489,500 00 ! 552, 900 00 ! 579, 600 00 564, 750 01) Dividends unpaid. Individual deposits .., U.S. deposits i Dep'ts U.S.dis.officers Due to national banks! Due to State banks .. i 1, 891, 058 07 23, 891 88 43, 063 97 2, 060, 848 30 42, 901 19 36, 386 54 6, 246 47 29,256 52 7, 429 52 26, 994 07 38, 553 88 j 29, 698 18 32, 689 37 25, 093 82 28,886 94 24, 1C3 4tt Notes re-discounted..: Kills payable 35, 501 80 61, 311 08 32, 013 64 i 51, 047 83 49, 054 40 33, 070 00 3, 901, 669 23 4, 755, 547 17 | 4, 817,406 53 5,141, 283 87 Total 260 00 555 00 2, 701, 763 08 I 2, 717, 286 63 29,183 42 14,830 36 21,873 03 25, 831 67 2, 945, 365 59 23, 784 38 17, 300 76 665 00 ' 3, 595,106 34 | 260 00 IDAHO. 1 bank. 1 bank. 1 bank. 1 bank. $100,000 00 $100, 000 on $100,000 00 $100,000 Surplus fund Undivided profits Nat'l bank circulation 20, 000 00 25, 076 51 20, 000 00 6,179 05 75, 500 00 Individual deposits-.. Dep'ts U.S.dis.officers Dne to national banks Due to State banks... Bills payable Total 1 bank. $100, 000 00 20, 000 00 13, 377 81 20,000 00 398 64 20, 000 00 9,454 2."» 73, 900 00 77, 700 00 83,600 00 80, 800 Oft 281,195 40 309, 002 09 243, 963 94 274, 319 92 472 70 - no 293, 011 19 Capital stock 582 34 31,405 98 1,614 95 039 27 449, 577 53 485, 213 44 . .. 514, 060 40 481, 856 79 551, 485 88 MONTANA. 4 banks. Capital stock. 4 banks. 4 banks. 4 banks. $350,000 00 ' $375,000 00 $375, 000 00 $375,000 00 $655, 000 00 7 banks. Surplus fund... urp] 40,000 00 257, 574 17 > 65, 000 00 244, 624 23 65, 000 00 279,782 44 73, 500 00 264, 304 10 73.500 00 353, 700 71 Nat'l bank circulation State bank circulation 246, 900 00 289, 900 00 291,200 00 291,800 00 389, 200 Oft Undivided profits Dividends unpaid. Individual deposits .. I 1,457,285 89 U. S. deposits . 16, 310 54 Dep'ts U.S.dis.ofncers 152, 397 37 I 30, 719 90 Dne to national banksj 50, 715 73 Due to State banks.. - [ Notes re-discounted.. I Bills payable Total. 1, 718, 829 32 16,122 61 115, 848 82 1, 993, 050 80 44, 392 40 144, 715 69 2,080, 581 29 58, 350 87 109,150 65 3, 039, 074 24 24, 423 23 136, 468 19 32, 612 38 73, 854 49 14, 679 59 65, 849 47 35, 796 55 .113, 580 58 48, 378 12 97,020 88 29, 638 77 10, 000 00 15, 000 00 10, 000 00 20, 000 00 3, 313, 309 16 3, 427, 064 04 4, 837, 365 37 10, 000 00 2, 611, 900 70 i 2, 931, 791 85 j CCXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1881, arranged NEW MEXICO . MAY 19. J U L Y 1. OCTOBER 3. D E C E M B E R 31. i M A K C H 11. 4 banks. 6 banks. 6 banks. $948, 463 15 460, 000 00 160, 000 00 400 00 4, 606 66 141, 633 10 226, 772 30 109, 459 58 43, 296 65 15, 436 61 3,233 31 4, 625 74 $975,460 17 460, 000 00 160, 000 00 400 00 10,751 80 224,150 01 262, 018 40 91, 307 99 47, 298 79 20,313 68 3,233 31 7, 056 94 $1,040, 528 05 460, 000 00 160, 000 00 400 00 11,811 88 234, 645, 84 414, 759 86 83, 735 40 61, 237 76 19,467 80 3,233 31 7, 019 38 $1, 044, 375 62 460, 000 00 160, 000 00 400 00 26,275 66 195, 228 73 473, 925 40 98, 059 97 80, 267 88 27,158 49 2, 745 81 14, 220 91 70,577 00 . 624 48 142,060 83 109, 297 00 31,158 00 715 05 69, 965 95 93, 076 00 20,631 00 618 77 105, 447 35 69, 672 00 28,720 00 24,200 00 Resources. Loans and discounts Bonds for circulation. i Bonds for deposits .. I T . S. bonds on hand. - j X •Other stocks and b'dsj . Duefromres'veag'ts. Due froninat'lbanks Due from State banks! Real estate, &c Current expenses Premiums paid i Cash items ' •Clear'g-house exch'gs: Bills of other banks.. j Fractional currency. •• Specie ; Legal-tender notes ..: U. 8. cert's of deposit -: Due fromTT.S.Treas j Total ' ; $825, 437 11 ! 400,000 00 [ 160, 000 00 I 400 oo : 3, 464 77 277,182 17 201, 304 49 126,307 11 ! 29, 275 72 15,925 06 2, 295 81 7,643 39 17,930 00 426 34 103, 201 85 76, 620 00 18, 000 00 2, 265, 413 82 i 40, 418 966 88, 985 106,133 00 48 i 81 I 00 ! 27, 760 00 22, 520 00 | 2, 377, 950 39 6 banks. 2, 612, 310 40 6 banks. 2, 720, 474 28 , 803, 227 59 UTAH. 2 banks. 1 bank. .Loans and discounts' Bonds for circulation' Bonds for deposits... TJ. S. bonds on hand.. •Other stocks and b'ds Due from res've ag'ts Due from nat'lbauks Due from State banks Real estate, &.c Current expenses Premiums x>aid Cash items Clear'g-house exch'gs Bills of other banks -. Fractional currency. Specie Legiil-tender notes . . TJ. S. cert's of deposit. Due from IT. S. Treas Total $377, 685 59 200, 000 00 100, 000 00 100,100 00 226, 400 00 54,222 05 87,967 15 38, 970 26 40, 000 00 2, 809 05 12, 674 44 16, 449 00 104 00 227, 888 85 28, 200 00 $410, 550 250, 000 100, 000 80, 600 267, 000 57, 649 130, 385 25, 833 40, 791 10, 811 1, 250 3, 061 3 banks. 72 00 00 00 00 j 78 ! 05 30 | 00 58 00 : 64 19,115 00 181 20 250, 439 68 23, 615 00 9, 000 00 11, 250 00 I 1,522,470 39 1, 682, 533 95 ! 3 banks. 3 banks. $608, 079 96 310,000 00 100, 000 00 $557, 737 79 310,000 00 100,000 00 267, 000 00 63, 423 90 151, 652 03 34, 252 57 40,791 00 3, 668 76 2,012 50 1,149 43 247, 000 55, 534 143, 360 39, 935 40, 791 7,132 2,181 3, 785 00 56 28 01 00 68 35 45 $648, 605 47 310,000 00 100, 000 00 300 00 254, 000 00 79, 696 87 228, 555 51 46,295 02 41, 666 00 13,432 92 2,181 35 4, 964 33 32, 736 00 81 86 185,866 20 29, 070 00 57, 375 00 85 60 222,808 55 50,491 00 21, 772 00 141 41 230,188 65 35, 924 00 13,275 00 1, 843, 059 21 j 13, 725 00 1, 851, 943 27 13, 950 00 2, 031, 673 53 WASHINGTON. 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. Loans and discounts Bonds for circulation. $591,188 01 150, 000 00 $686, 348 43 150, 000 00 $670, 805 00 180, 000 00 $741,119 18 180,000 00 $756, 257-46 180, 000 00 Other stocks and b'ds Duefromres'veag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses 7,640 56, 070 62, 820 34, 229 9,606 425 00 09 69 56 19 99 72 500 00 25, 494 06 41, 415 34 6, 546 96 9, 606 99 3,683 09 3, 500 00 24, 958 84 60,613 02 20, 549 37 27, 519 09 10, 506 99 10, 418 01 243 ?6 515 63 10,990 10 500 66 Total 7, 322 40 6,463 85 28, 633 53 21, 358 70 9, 606 99 3, 659 95 1 218 05 Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit. Due fromTJ. S. Treas. 30 32 02 50 99 42 655 47 3,575 8 122, 300 29,180 00 10 93 00 850 1 109, 552 4, 450 00 80 53 00 500 28, 091 23, 488 29, 320 10,752 9,606 3,013 452 11 63, 734 2,985 00 10 74 00 250 00 74, 892 66 6, 955 00 53, 651 85 12, 021 00 6,750 00 6, 750 66 6,750 00 8,100 00 8,100 00 . 1, 075, 012 64 1, 036,153 65 1,029,754 34 1, 098, 828 25 1,179,335 73 REPORT OF THE COMPTROLLER OF THE CURRENCY, CCXXI by States and reserve cities—Continued. NEW MEXICO. D E C E M B E R 31. M A E C H 11 MAY 19. Liabilities. 4 Capital stock banks. 6 banks. 6 banks J U L Y 1. 6 banks. OCTODEK 3. 6 banks: $400,000 00 $485, 000 00 $405, 000 00 $500, 000 00 $500, 000 00 Surplus fund Undivided profits 105,987 37 74, 637 31 126,162 35,193 84 126, 889 57 62, 418 78 131, 889 57 61,190 98 137, 889 57 75, 930 22 Nat'l bank circulation 349, 437 00 354, 807 00 411,167 00 410, 737 00 406, 537 00 Individual deposits .. U. S. deposits Dep'tsU.S.dis.officers 927, 940 81 57, 744 04 111, 978 07 959, 790 51 106, 599 04 93, 794 82 1, 039, 575 92 83, 614 69 81,155 96 1,112, 708 93 118, 932 31 79, 295 01 Due to national banks Due to State banks.. - 54, 740 92 182, 948 30 91, 466 31 125,136 64 151,812 07 160, 676 41 96, 362 89 209, 357 59 98,972 34 239, 236 78 2, 612, 310 40 2, 720, 474 28 2, 803 227 59 .. Total 2 265 413 82 2 377,950 1,181, 586 95 42, 020 11 121, 054 62 U T A H. 1 bank. Capital stock Surplus fund Undivided profits Nat'l bank circulation 2 banks. 3 banks. 3 banks. $200, 000 00 $270, 000 00 $315, 000 00 $335, 000 00 $350, 000 00 125, 000 00 21, 460 53 125, 000 00 39,183 72 125, 000 00 31, 609 41 125, 000 00 44, 614 72 125,000 00 68, 029 08 177, 500 00 204, 200 00 248, 000 00 271, 800 00 269, 230 00 3 banks. Dividends unpaid.... 402 00 378 00 1,056 00 672 00 Individual deposits .. U. S. deposits Dep'tsU.S.dis.oflicers Due to national banks Due to State banks... 885, 396 27 49, 785 48 56, 434 53 946, 680 75 8,164 71 61, 390 62 1, 011, 234 88 44, 206 81 38, 943 67 974; 999 82 49, 063 78 28, 374 65 1, 087, 869 63 36, 325 04 49,251 11 5,441 41 1, 050 17 17,493 27 10, 042 88 12, 987 96 15, 020 48 19, 219 49 3,198 81 31,875 11 13,553 56 1, 522,470 39 1, 682, 533 95 1, 843, 059 21 1, 851, 943 27 2,031,673 53 540 00 Bills payable Total WASHINGTON. 2 banks. 2 banks. Individual deposits.. Dep'ts U.S.dis.officers Due to national banks Due to State banks... 2 banks 2 banks. $200, 000 00 Undivided profits Nat'l bank circulation State bank circulation 2 banks $200, 000 00 $200,000 00 $200, 000 00 $200, 000 00 31, 000 00 94, 732 80 31, 000 00 111, 433 20 31,750 00 119,471 01 31 750 00 126, 504 88 31 750 00 140, 346 50 135, 000 00 135, 000 00 135, 000 00 162, 000 00 162, 000 00 583,106 31 515, 329 91 518, 278 62 532,122 26 581,472 09 :::::::::::: 31,173 53 26, 755 49 16, 635 05 25, 254 71 19, 427 54 27, 023 57 19, 927 43, 839 78 1, 075, 012 64 1, 036,153 65 1, 029, 754 34 1, 098, 828 25 1,179, 335 72 Bills payable Total CCXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1,1881, arranged WYOMING. DECEMBER 31. Resources. Loans and discounts Bonds for circulation Other stocks and b'ds Due from res've ag'ts. Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due fromTJ. S. Treas Total MARCH 11. MAY 19. j JULY 1. OCTOBER 3. 3 banks. 3 banks. 4 bauks. 4 banks. 4 banks. $668, 364 86 94,000 00 $670, 207 05 94, 000 00 $719,077 90 144, 000 00 $847, 366 30 144,000 00 $990,506 95 144,000 00 50, 000 00 34, 210 81 70, 678 81 76,416 18 9, 538 98 35, 829 69 5,188 34 406 61 4, 774 78 46,199 67 35, 216 96 48,183 98 3, 367 62 36, 051 79 12, 976 19 406 61 8, 925 11 48, 653 56 93,196 59 96, 802 81 9, 045 77 38, 359 53 8, 813 65 1,781 25 9, 622 44 64,140 51 88,430 84 68, 905 01 1, 464 15 38, 964 13 9,357 09 1, 781 25 14, 099 03 66, 596 76 185, 250 37 198, 859 55 4,604 17 38,170 55 19, 644 19 11,750 0« 15, 762 24 18, 803 00 54 44 81,440 70 50, 490 00 8, 060 00 71 02 96,142 36 49, 782 00 17, 868 00 69 66 88, 666 45 65,134 00 20, 080 00 80 20 104, 996 80 61,113 00 38, 476 00 96 40 84, 970 95 72, 881 00 4, 309 00 4,230 00 5, 230 00 6, 480 00 6,480 00 1,154, 506 20 1,113, 820 31 1,345,821 61 1, 471, 258 31 1, 928, 049 13 REPORT OF THE COMPTROLLER OF THE CURRENCY. CCXXI1I by States and reserve cities—Continued. WYOMING. DECEMBER 31. MAKCH 11. MAY 19. JULY 1. OCTOBER 3. 4 banks. Liabilities. 3 banks. 3 banks. 4 banks. 4 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation $225, 000 00 $225,000 00 $345, 000 00 $365, 000 00 $425, 000 00 75, 000 00 21, 056 84 75, 000 00 32, 791 30 78,000 00 35, 579 32 78, 000 00 39, 210 87 78, 000 00 70, 610 83 81, 950 00 97,950 00 125,150 00 126, 780 00 4 500 00 30f> no Individual deposits... XT. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 744, 702 35 661, 049 02 724, 513 89 837, 572 24 1,184, 514 18 10, 450 14 9, 328 70 2, 948 77 3, 048 24 32, 338 66 5,691 33 1, 912 15 7, 783 00 j 2, 878 99 3, 562 96 2, 026 53 11,338 75 50 583 25 ! 10 RRS 9.1 10,000 00 1, 471 258 31 1,928,049 13 82, 750 00 1 Notes re-discounted.. Total 1,154, 506 20 1,113, 820 31 1, 345, 821 61 INDEX. Page. INTRODUCTION Number of banks organized dining the year, with their capital and circulation Location of banks organized during the year Banks in liquidation Number of banks which have gone into liquidation during the year Number of banks placed in the hands of receivers during the year Number of banks in liquidation for the purpose of organizing new associations Number of banks whose corporate existence has expired during the year Total num ber of national banks in operation Resources and liabilities of national banks on October 3,1882 Table showing the twenty States having the largest national bank capital, together with the amount of circxilation, loans and individual deposits Table showing the resources and liabilities of national banks for eleven years at corresponding dates V V V V V V VI VI VI VI Vil VII NUMBER, CAPITAL, AND DEPOSITS OF NATIONAL BASKS, STATE, AND SAVINGS BANKS, AND PRI- VATE BANKERS Table showing, by geographical divisions, State banks and trust companies, private bankers, savings banks with capital, savings banks without capital, their number, capita], and deposits Table showing, by geographical divisions, State banks, savings banks, private bankers, &c, and national banks, and the total, with their number, capital and deposits Table showing for the last seven years the number, capital and deposits of each of the classes of banks given in the foregoing table BXTEN6I0N OF THE CORPORATE EXISTENCE OF NATIONAL BANKS Banks organized under the act of February 25, 1803, whose corporate existence will expire on or before February 25, 1S83 Recommendation of the Comptroller in his last report Opinion of the Attorney-General as to organizing new associations with the samename. Number of banks organized in conformity with foregoing opinion Passage of the act of July 12, 1882 Synopsis of provisions of the act of July 12, 1882 Blanks issued in accordance with provisions of the act New circulation issued in accordance with provisions of the act Number of banks which have extended their corporate existence under act up to date of report Total number of banks whose corporate existence would have expired prior to date of report . Number liquidated for the purpose of organizing new associations with same or different names Number actually expiring Table showing number of banks which will expire during December, 1882, and January and February. 1883, with their capital and circulation Expiration of corporate existence of banks organized under act of June 3, 1864 Provisions of the act of July 12, 1882, we:l adapted to the purpose for which intended. Table showing the number, capital and circulation of banks organized under act of June 3, 1864, which will expire previous to the year 1900 Reduction of surplus in case of banks liquidating for the purpose of organizing new associations COIN AND PAPER CIRCULATION OF THE UNITED STATES Table showing total amount of circulating medium of the country on November 1,1882. Comparison of this amount with amount shown in previous years 15 C C VIII VIII VIII IX IX IX IX IX X X XI XI XI XII XII XII XII XII XII XII X UI XI11 XIII X III XIV CCXXVI INDEX. Page. LEGAL-TENDER NOTES The Secretary of the Treasury authorized to sell bonds to procure coin for the redemption of such notes No farther necessity for any increase in the issue of these notes Gold certificates authorized under act of July 12, 1882 Stock of specie rendered more available thereby "Use of checks and drafts in the business of the country Payment by checks and drafts largely reducing the use of circulating medium Circulation during the last year larger in amount than at auy period since the organization of the government -. Per capita and proportion to wealth greater than at any previous time Probability that but a slight annual increase in the amount of national-bank notes outstanding will hereafter be required Interest-bearing debt of the United States largely reduced Total reduction of this debt during twelve years Amount of interest paid on debt during the same period Average annual reduction of debt Reduction during the past year Refunding and reduction of the debt, and the amount and kinds of bonds held by the banks — Proposed plans for supplying anticipated deficiency in national-bank circulation Issue of circulation based upon capital, assets, and individual liabilities of stockholders without requiring deposit of bonds discussed Effect of a safety fund to be deposited by the banks Such safety fund should be based upon deposit of amounts having a certain percentage to the circulation issued Fund now on deposit for redeeming national-bank notes might be invested in 3 per cent. bonds No precedent for general legislation authorizing tbe issue of circulation without a depoait of securities « Losses to the people by failure to redeem circulation under previous systems where the deposit of securities was not required "Where such losses were small special charters have generally been granted and the amount of cii dilation issued has not been large Objections to issuing circulation to banks organized under a general law without requiring the deposit of bonds Under present system there can be no failure to redeem circulating notes Temptations existing if circulation could be obtained without depositing bonds as security ;.. Defects of a safety fund as security „. Experience derived from the failure of banks under the national system Danger of the contraction of national-bank currency, owing to the rapid payment of the public debt Bonds held by the national banks which are not payable at the option of the government Total amount of bonds outstanding, not payable at the option of the government, which may be made available as a basis for national-bank circulation Table showing that the aggregate amount of bank circulation outstanding has not teen reduced The aggregate outstanding circulation iucludes notes of insolvent and liquidating banks and of banks retiring their circulation Table showing, by geographical divisions, the outstanding circulation of banks in operation during the past six years Reduction in the outstanding circulation «Uow-i by the preceding table during the last year Profit upon circulation based upon 4 and 4J per cent, bonds Proposition for reducing rate of interest on the entire public debt to 3 per cent, by the exchange of 3 per cent, bonds for the outstanding 4, 4J, and 6 per cents Calculation showing the premium which it will be necessary for the government to pay. This proposition a remedy for a contraction of national-bank currency Recommendation that the tax on circulation be reduced Contraction of bank currency would be prevented if the issue of circulation to the extent of 90 per cent, upon the average current market value of bonds deposited were authorized by Congress Similar authority given in original bank act XIV XIV XIV XIV XIV XIV XV XV XV XV XV XV XV XV XV XV XVI XVI XVI XVI XVI XVI XVII XVII XVII XVII XVIII XVIII XVIII XIX XIX XIX XIX XX XX XX XX XXI XXI XXI XXI XXI XXII INDEX. ccxxvn Page. LE^AL-TENDER NOTES—Continued. Any of the foregoing plans would, without risk, prevent contraction of national-bank currency Comptroller believes it to be better for the national-bank currency to diminish in volume rather than that any risk should be run of issuing irredeemable circulation DISTRIBUTION OF COIN AND PAPER CURRENCY Net imports and estimated gold production since resumption on January 1, 1879 Standard silver dollars coined during the year . Table showing coin and currency in the country on resumption day, and on November 1, 1879, 1880, 1881 and 1882 Increase during the previous year shown in the foregoing table Tables showing the gold, silver and currency in the Treasury, and in the banks, State and national, on resumption day and on November 1, 1879, 1880, 1881 and 1882 Tables showing the gold, silver and currency in the country outside of the banks and Treasury on the same dates Increase of gold and paper currency in the Treasury and in the banks during the year. Issue of silver certificates and amount outstanding on resumption day and on November 1, 1879, 1880, 1881 and 1882 Increase in silver certificates during the year Amount of silver dollars in the Treasury Amount represented by silver certificates in circulation Amount in the hands of the people Increase, since date of resumption, of gold and silver coin and paper currency outside of the Treasury and the banks JlSLEGAL CERTIFICATION OF CHECKS Origin of the custom Original form of certification The subseqiient custom in reference to certification What certifications legitimate Abuse of certifications in stock transactions Certifications for use in stock-broking chiefly made by nine or ten national banks in New York City Methods of evading section 5208 of the Revised Statutes, forbidding certification of checks under certain circumstances Section 13 of the act of July 12,1882, makes such certifications or evasions a misdemeanor. Acceptances substituted for certifications since passage of latter act Questions in reference to such acceptances submitted to the Attorney-General Penalty of appointment of receiver considered Practice of certifications in evasion of section 5208 greatly increased during the last three years ." Table showing the capital and certified checks or acceptances outstanding of all the national banks in New York City in June and October, from 1875 to 1882, inclusive.. Like information for the nine banks doing the most of this business in the same city.. Penalty for violation of section 13, act of July 12,1882 Opinion of the Attorney-General making either certification or acceptance of checks when money is not on deposit to the credit of the drawer, a violation of section 13 oftheactof July 12, 1882 Violation of this section to be determined by the courts, and the penalty enforced INTEREST-BEARING FUNDED DEBT OF THE UNITED STATES AND AMOUNT HELD BY THE NATIONAL BANKS Gradual reduction and refunding of the debt since 1869 Table showing the interest-bearing funded debt of the United States on August 31,1865, and on July 1 in each succeeding year, and on November 1, 1882 Reduction of interest on bonds held by national banks as security for their circulation. Tables showing the amount of United States bonds held as security for circulation on July 1 of each year from 1865 to 1882, inclusive, and on November 1, 1882 AMOUNT OF UNITED STATES BONDS HELD BY NATIONAL BANKS, AND BY BASKS ORGANIZED UNDER STATE LAWS AND BY PRIVATE BANKERS Total amount of United States bonds held by all banks and bankers in the country, including national, in 1880, 1881 and 1882 Proportion of the total interest-bearing funded debt of the United States held by all the banks and bankers in the country Amount of United States bonds held, as shown by reports made to the Commissioner of Internal revenue, by State banks, private bankers, trust' companies, and savings banks for the six months ending May 31, 1879,1880,1881 and 1882, in different sections •f the United States XXII XXII XXIII XXIII XXIII XXIII XXIII XXIV XXIV XXIV XXV XXV XXV XXV XXV XXV XXV XXV XXV XXV XXVI XXVI XXVI XXVI XXVI XX V11 XXVII XXVII XXVIII XXVIII XXVIII XXVIII XXVIII XXIX XXIX XXX XXX XXXI XXXI XXXI XXXI XXXII XXXII CCXXVIII INDEX. AMOUNT OF UNITED STATES BONDS HELD BV NATIONAL HANKS. &c.—Continued. United States bonds held by bants organized under State laws, as ascertained from reports made to State officers Amount of such bonds held by the same banks in l?80. 1381 and 1882, arranged by geographical divisions Page. XXXIT XXXIII NATIONAL-BANK FAILUREO XXXIII Failures since last report • Affairs of insolvent banks finally closed during year Insolvent banks closed with except ion of litigation Prospective dividends in case of said banks Affairs of The Co«k County and The Scandinavian National Banks of Chicago Affairs of The National Bank of the State of Missouri, Saint Louis The final closing of The First National Bank of New Orleans, La Banks which have paid creditors in full, and which will still pay something to stockholders Lists of insolvent banks which have paid dividends during the past year Number of banks placed in bands of receivers since the commencement of the national banking system Number of banks in voluntary liquidation Number of insolvent banks finally closed Losses to depositors in national banks Causes of delay in liquidating insolvent banks Liability of directors tor negligent discbarge of their duties Total claims against insolvent banks and dividends thereon Amount paid in dividends during the past year Assessments upon shareholders of insolvent banks, and amounts collected therefrom .. Reference to further tables in appendix XXXIIT XXXIIT XXXIV XXXIV XXXIV XXXIV XXXIV LOANS AND BATES OF INTEREST XXXIV XXXIV XXXV XXXV XXXV XXXV XXXV XXXVI XXXVI XXXVI XXXVI XXXVI XXXVI Classification of the loans of banks in New York and other reserve cities on October 1, 1880, 1881 and 1882 XXXVI Classification of the loans in New York City for the last five years XXXVII Recommendation that the law should be amended to relieve from the limit of 10 per cent, of capital legitimate loans on produce and warehouse receipts XXXVII Bates of interest in New York City and of the Bank of England and the Bank of Trance at various dates fiom 1874 to 1882 XXXVIT Changes in the rate of discount in the Bank of England XXX-VIII SPECIE IN BANKS ASH IN THE. UNITED STATES TREASURY, AND ESTIMATED AMOUNTS IN THE COUNTRY XXXVIII Silver coin held by the national banks XXXIX Specie held by banks other than national XXXIX Estimate of the Director of the Mint as to the amount of coin in the country on June 30, 1882 XXXIX Estimated increase from July 1 to November 1, 1882 XXXIX Amount of gold and silver bullion in the mint and in the New York assay office on November 1,1882 XXXIX Table showing amount of gold and silver in the Treasury of the United States on September 30 of each year from 1876to1882, and on November 1, 1882 XXXIX Bullion in the Bank of England for each year from 1870 to 1882 XL Gold and silver in the Bank of Trance XX TRANSACTIONS OF THE NKW YORK CLEARING HOUSE Average daily balances Total amount of settlements during the year Form in which balances were paid Balances due from the government paid in gold certificates, authorized by act of July 12, 1882 Table showing yearly transactions of the New York clearing-house for twenty-eight years Clearing-house transactions of the assistant treasurer of the United States at New York . Reference to clearing house tables in the appendix Table showing the transactions of clearing-houses located in twenty-two cities for Che year ending October 1, 1882 Table showing the transactions of clearing-houses located in New York and other cities for the weeks ending November 18 and November 11, 1882, and for corresponding weeks in 1881 CLEARING-HOUSE CERTIFICATES What clearing-house certificates are deemed lawful money available for reserve XL XI, XL XL XL XLI IH XLI XLTI XLII XLni XLTTT INDEX, CCXXIX -HOL'sE CELITIFICATE»—Continued. Legal-tender note certificates Acts authorizing the issue of gold certificates Issue of gold certificates by the Bank of A merica The issue of silver certificates under act of -February 8. 1878. Issue of gold certificates under act of July 12, 1882. "National banks cannot be members of clearing-houses iu which silver certificates are not receivable in settlement of clearing-house balances Page, XLIII XLIIT XLII1 XLIII XLIII XLIY .STATE BANKS, TRUST COMPANIES AND SAVINGS BANKS XLIV" Art of Congress requiring Comptroller to obtain information in reference thereto Returns received through the courtesy of State officer-* Resources and liabilities of State banks and trust companies in operation in 1880, 1881 and 1882 v States included in the foregoing table Resources and liabilities of savings banks for 1830, 1881 and 1382 States included in the foregoing table Comparisons of deposits of savings banks, State banks and trust companies with, those. of national banks Deposit accounts in New England, average amount thereof, average savings deposits per capita shown by the population of the State Average savings deposits per capita in New York shown by the population of the State . . Reference to farther tables in the appendix XLIV XLTV PRIVATE BANKERS Private bankers in sixteen principal cities: their number, capital and deposits, and amount of capital invested in United States bonds Private bankers in the States and Territories giviug the same items as foregoing table. Private bankers not enumerated in the foregoing table Total private bankers in the United States by geographical divisions Recapitulation of private bankers in 16 principal cities, iu 33 States and Territories, and in 13 remaining States and Territories, for the last year SECURITY FOR CIRCULATING NOTES Amount of United States bonds held by the Treasurer as security for the circulating notes of national banks on November 1, 1882 COUNTER*EIT AND UNSIGNED NATIONAL-BANK NOTES Law requiring officers of national banks to stamp fraudulent notea Genuine notes wrongly stamped may be exchanged for others at the Treasury Department "Written signatures required on bank notes Notes issued with lithographic signatures The Comptroller recommends the passage of pending bill imposing a penalty forissuing notes without written signatures TAX ATION Repeal of tax upon bank capital and deposits and two-cent stamp tax on checks recommended Action taken during the last session of Congress Increase of the revenues of the government Table showing the amount of United States and State taxation paid by the national banks in each State and Territory during the year 1881 Reference to tables for previous years in appendix Table showing the amount of taxation paid by banks located in each geographical division of the country for the years 1879, 1880 and 1881 Increase in the United States and State taxation during the year 1881 Tables showing the inequality of taxation in different States and cities of the country. Rates of United States taxation imposed by present law Cost of the national banking system to the government Table showing taxes paid by the national banks on circulation, deposits and capital from 1864 to 1882, inclusive Table showing taxes paid by banks other than national on circulation, deposits and capital fiorn 1864 to 1882 * Table showing the amount of taxation, both national and State, paid by national banks from 1866 to 1881, inclusive Reduction of the tax on circulation to one-half of one per cent, annually recommended. DECISIONS RELATIVE TO STATE TAXATION OF NATIONAL-BANK SHAKES DIVIDENDS OF NATIONAL BANKS Table showing dividends of the banks, semi-annually, from September 1, 1360, to Sep- . tember 1, 1882 XLIV XLV XLV XLV XLV XLV I XLVI XLVI XLVI XLV I XLVII XLVIJ XLVIT XLVIIT XLVIII XLVI1I XLIX XLIX XLIX XLIX XLIX XLIX L L L L L L LI LII LII LIII till LIII LIV LIV LIV LV LV1E LVII ccxxx INDEX. Table showing, forfiveyea™, national banks which declared no dividends Percentages of dividends to capital and to combined capital and surplus for six years.. LOSSES Table showing losses charged off by the banks during the semi-annual periods ending March 1 and Sentomber 1. 1832, with the total losses for the four previous years Losses of the national bants by geographical divisions for the last five years Premiums charged off Losses in six principal cities Su Ri'LUS Table showing the amount of surplus at various periods from July 4, 3864, to July 1, 1882, with the increase and decrease of the same Law in reference to surplus UNITED STATES LEGAL-TENDER NOTES AMI NATIONAL-BANK CIRCULATION Sketch of the history of the issue of legal-tender notes Table showing the amount and kinds of outstanding currency of the United States and of the national banlis from August 31, 1865, to November 1, 1882 Lawful money deposited under provisions of act of Jnne 20. 1874 Table showing amount of circulation issued and retired by banks located in each State since June 20, 1874 Increase in national-bank circulation outstanding during the year Amount of lawful money deposited with the Treasurer to retire circulation during the year Amount of lawful money in the hands of the Treasurer for redemption and retirement of circulation on November 1, 1882 NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS Table showing by denominations amount of national-bank and legal-tender notes outstanding on November 1, 1882, and the aggregate amount of both kinds of notes on the same date in previous years. Percentages of notes of various denominations now outstanding Table showing by denominations the circulation of the Imperial Bank of Germany on January 1, 18b2 Table showing the circulation by denominations of the Bank of France on January 26, 1882 ." increase in the circulation of the BanK of France Least denominations of notes of the Imperial Bank of Germany and the Bank of France in circulation REDEMPTIONS Table showing the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency and at the redemption agency of the Treasury from November, 1881, to October 31, 1882 Amounts received at the redemption agency from principal cities -. Decrease in notes fit for circulation received for redemption Total amount received by the Comptroller for destruction Amount received by Comptroller for destruction from banks in principal sities Table showing the number and amount of national-bank notes of each denomination issued since the organization of the system, and amount outstanding on November 1, 1882 Reference to other tables in the appendix Table showing amount of national-bank notes received and destroyed in the office of the Comptroller yearly since the establishment of the system RESERVE Table showing net deposits, amount and classification of reserve held by the national banks in New York City and the other reserve cities, and the remaining banks at • various dates Table derived from returns made to the clearinghouse in New York City showing movement of reserve for the last seven years Reference to reserve tables in appendix Special attention called to the synopsis of judicial decisions and to other tables in the appendix—to the index of subjects and lists of tables to be found at the close of the appendix "Conclusion Page. LVII LVIII LVin LVIII LX LX LXI LXI LXI LXI LXII LXII LXH LXIII LXIII LXlV LXIT LXIY LXIT LXIV LXV LXV LXV LXV LXVI LXVI LXVI LXVI LXVIT LXVII LXVII LXVII LXVII LXVII LXVIII LXVIII LXIX LXIX LXIX LXIX INDEX. CCXXXI TABLES CONTAINED IN THE APPENDIX. Page. Names and compensation of officers and clerks in the office of Comptroller of the Currency and expenses of the office for the fiscal year ending June 30, 1882 LXX Synopsis of decisions of the Supreme and circuit courts of the United States and of State courts of last resort upon national-bank questions LXXII Number of banks organized and in operation, with their capital, bonds deposited, and circulation issued, redeemed and outstanding, ou November 1, 1882 LXLV Principal liabilities and resources, on October 3, 1882, of the national banks, by State3 and reserve cities, arranged in eight priucipal divisions LXLVI State banks, trust companies, private bankers and savings banks, with the average amount of their capital, deposits and investments in United States bonds, for the six months ending May 3], 1880 C Similar table for the six months ending May 31, 1881 ClI Similar table for the six months ending May 31, 1882 CIV" Lawful money reserve of the national banks, as shown by the reports of their condition at the close of business on October 3. 1882 CVI Table of the lawful money reserve of the national banks, as shown by their reports, from October 1, 1876. to October 3, 1882... CVIII Classification of the loans and discounts of the banks in New York City, Boston, Philadelphia and Baltimore, and in the other reserve cities and in the States and Territories, on October ( 3,1882 CX Table of the liabilities of the national banks and the reserve required and held at three dates in each year from 1879 to 1882 CXI Average weekly deposits, circulation and reserve of the national banks in New York City, as icported to the New York clearing-house, for the months of September and October in each year from 1877 to 1882 CXI I Dividends and earnings of the national banks, arranged by geographical divisions, for semi-annual periods from September 1, 1873, to September 1, 1882 CXIV Abstract of reports of dividends and earnings of national banks from September 1, 1881, to March 1, 1882 CXVI Similar table, from March 1, 1882, to September 1, 1882 CXV1I Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of the dividends and earnings of national banks from March 1, 1878, to September 1, 1882 .. CXVIIT Number and denominations of national-bank notes issued and redeemed, and the number of each denomination outstanding on November 1, in each year, from 1871} to 1882 CSX Table showing, by States, the amount of national-bank circulation issued, the amount of legal tenders deposited in the United States Treasury to retire national-bank circulation from June 20,1874, to November 1, 1882, and amount remaining on deposit at latter date. CXXI Statement of the monthly increase and decrease of national-bank circulation from November ], 1878, to October 31,1882, to which is added the preceding yearly increase since January 14, 1875 CXXII Clearings and balances of the banks in New York City for the weeks endiug at various dates CXXIII Amount and rate of taxation, United States and State, of the national banks for the yeas' 1867 CXXIV Similar table for the year 1869 CXX\T Similar table for the year 1874 CXXYI Similar table for the year 1875 CXXVII Similar table for the year 1876 CXXVIII Similar table for the year 1877 CXXIX Similar table for the year 1878 CXXX Similar table for the year 1879 CXXXI Similar table for the year 1880 CXXX1I Taxes paid by State banks, savings banks, trust companies and private bankers on their average capital and deposits for the six months ending November 30,1876 CXXXIll Similar table for the six months ending May 31, 1877 CXXXIV Similar table for the six months ending May 31, 1878 CXXXV Similar table for the six months ending May 31, 1879 CXXXVI Similar table for the six months ending May 31, 1880 CXXXYII Similar table for the six months ending May 31, 188! .CXXXVIII Similar table for the six months ending May 31, 1882 CXXXIX Table, by geographical divisions, of the number, average capital, and deposits of State banks, private bankers, and trust and loan companies, and of savings banks, with and without capital, for the six months ending November 30, 1875 CXL Similar table for the six months ending May 31, 187G CXL CCXXXII INDEX. Page. Similar table for the six months {-cuing November 30. i&76 f!TL Similar table for the sis months ending May 31, 1877 CXLI Similar table for the six mouths ending May 31, 1878 CXLI Similar table for May 31, 1878, giving private bankers separately . CXLI Similar table for May 31,1878. combining State banks, private bankers, savings banks, and trust and loan companies, and giving, in addition, the number, capital and deposits of national banks on June 29,1878 CXLI I Table, by geographical divisions, of the munber, average capital and deposits of State banks and trust companies, private bankers and savings bauks. with and without capital, for the six months ending May cil, 1879. the private bankers being given separately CXLII Similar table in which the State banks, savings banks, private bankers, &c, are combined, giving, in addition, the number, capital, ami deposits of the national banks on June 14, 1879 CXLII Tables similar to the last two for the six months ending May 31, 1880 CXLIII Similar tables for the six months ending May 31, 1881 CXLIII Table of the resources and liabilities of State banks in different States at various dates... CXLIV Aggregate resources and liabilities of State banks from 1878 to 1882 CXLVI Resources and liabilities of trust and loan companies in different States at various dates .. CXLVII Aggregate resources and liabilities of-trust ard loan companies from 1878 to 1882 CXLVII Table, by geographical divisions, of the resources and liabilities of State banks and trust companies 1881-1882 CXLVIII Resources and liabilities of savings banks organized under State laws in different States at various dates CXLVIII Aggregate resources and liabilities of savings banks from 1878 to 1882 OL Table, by States, of the aggregate deposits of savings banks, with the number of their depositors, and the average amount due to each in 1881 and 1882 CL Statement showing the amount of legal-tender notes outstanding at various dates and the increase and decrease in each CL National banks that have gone into voluntary liquidation, with dates of liquidation, amount of their capital, of circulation issued and retired, and the amount outstanding on November 1,1882 CLI National banks that have gone into voluntary liquidation for the purpose of organizing new associations with the same or different titles, dates of liquidation, amount of capital, circulation issued, retired and outstanding November 1, 3882 CLVM National banks in liquidation under section 7 of act of July 12, 18*2. dates of expiration of corporate existence, circulation issued, retired, and outstanding November 1, 1S82 CLVIII Table giving similar information in regard to national hanks in the hands of receivers CLVIII Insolvent national banks, withdate of appointment of receivers, amount of capita] stock and claims proved, and rate of dividends paid to creditors CLX Aggregate resources and liabilities of national "t^nks at tho dates of their reports from 1863 to 1882 CLXIV Abstract by States, Territories, and reserve cities of the reports made by the national banks since October 1, 1881 CLXXX List of States, Territories, and reserve cities CCX XXIII Report of the condition of each national bank on Octobers, 1882 1 Index of towns 777 LIST OF STATES. TERR!FORIKS, AND RESERVE CITIES. S T A T \:> A X [> T K U U 1 T O \l I K S . .AbsU'iUt- States and Territories. i'tu ! K')> 1'ion. rex I 7J i-i'MV , Alubamn 7;i Arizona A rkansas.. _ California N't-w 1 iiuiijtsliii i 7-MJ Colorado (Jonnwru-ul (I.XXXTV . UV.'. ax\NVi Delaware II.XXMV ("Si' District (if Columbia. . . Flurida (*rtH>i;i"iii cxciv f.'O \4.Hh Carolina cxciv »t."> Orruon • VXVI j fXOVI 7(i(> Illinois r .h8 Indiana 5tMi Iowa 1'nnusylvitniii . . 7!il - Kentucky . ' S o n t l s C.'jirolnia. rciHH'SS(-. ( Xt.VlU _ \'»i ivn | I'Uih r :; ( l.XXX I r\r:jv i <-.xf-vni J ' Tt'KHf- Mi'. .- - Louisiana n.xxxvi i : Klio.lr INI-UKI . . l#l Kansas 4!I4 ((II Idaho - - Maine - ^9 Nc« Mi^i.-o.... ccwin Dakota fi,XXX ' I'CXX V c i ini.uf I'lAXX Virj>'ini:i . (Mil I 41(7 \\;i>lii)iut" i-OXX | ( i.wxn Maryland tiM W I - M Vij-ii"i rxni i Ct'Vl i;::,s Wis.oiiMi) Ci'VIlI I 71) Wyoininu". crxxii : - Michigan - < ox Minnesota t-V! U K rt K U V i : f ''it-ioK. iiwrt. Reports. I ' I T I F S . Oirit-'w. ALifltract. f'fifHi. : t i.xxxvi 191' MihvM.U,- HIT Xrw Yolk <*IA VXIJ Cincinnati \ j u;rv ' Detroit ; ei.xxxvm ecu Cleveland . . CCVI .~.O8 San Francisco WaHhinirton K.-—For mdt'X of t nc.l of voiume. <CXV < XCI Koports. REPORTS OF THE CONDITION OF THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 3, 1882. H. Ex. 3 1 REPORTS OF THE CONDITION THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 3, ls*2. M A I IV E . First National Bank, Auburn. JAMES DINGLF.Y, Jr., President No. 154. L. LIXN SMALT,, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.. i U. S. bonds to secure deposits | U. S. bonds on hand j Other stocks, bonds, and mortgages ! ; Due from approved reserve agents Due from other banks and bankers ; Real estate, furniture, and fixtures | Current expenses and taxes paid .. i Premiums paid ' Checks and other cash items Exchanges for clearing-house j : Bills of other banks Fractional currency Specie ' Legal-tender notes tJ. S. certificates of deposit Due from U. 8. Treasurer Total. $246, 308 43 Capital stock paid in j 150, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. 17, 353 15 State bank notes outstanding Dividends unpaid . 1, 612 95 Individual deposits United States deposits 3, 477 97 Deposits of U. S. disbursing officers. 5,257 00 Due to other national banks 16ti 16 Due to State banks and bankers . . 1, 800 00 2,250 00 Notes and bills re-discounted . Bills payable 6, 750 00 434,977 G [ 6 Total. $150, 000 00 40, 000 00 5,005 14 134, 940 00 102,415 36 2,617 16 434, 977 66 National Shoe and Leather Bank, Auburn. AKA CUSHMAN, President. Loans and discounts ! Overdrafts U. S. bonds to secure circulation . . TT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages . Due from approved reserve agents :I Due from other banks and bankers Real estate, furniture, and fixtures , Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 2270. M. C. PEHCIVAL, Cashier. $473, 535 47 Capital stock paid in. 300, 000 00 Surplus fund Other undivided profits 5,351 80 National bank notes outstanding.. 13, 397 32 State bank notes outstanding 6, 000 00 Dividends unpaid . 2,847 23 Individual deposits United States deposits , 6.164 92 Deposits of U.S. disbursing officers 2. 406 00 Due to other national banks 34-3 87 Due to State banks and bankers .. 14, 07G 00 ! Notes and bills re-discounted. j Bills payable 13, 500 00 837, 622 til Total. $300, 000 00 15, 000 00 24,659 76 270,000 00 466 50 219,893 51 2, 602 84 5,000 00 8B7,622 61 3 4 REPORT OF THE COMPTROI>LEK OF THE CURRENCY. MAINE. First National Bank, Augusta. DANIEL A. CONY, President. No. 367. JOHN W. FOGLEH, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgagesDue from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from IT. S. Treasurer Defalcation of late cashier Total Liabilities. $816, no3 21 1, 109 11 250, 000 00 Capital atock paid in $250, 000 00 50, 000 00 20,701 41 Surplus fund Other undivided profits National bank notes outstanding.. 59, 5{)7 01 State bank notes outstanding 999 13 Dividends unpaid 2,209 54 Individual deposits United States deposits 7, 353 04 Deposits of U.S. disbursingofficers 2, 479 00 185 00 17, 80S 70 20,913 16 225, 000 00 930 00 638, 081 50 Due to other national banks Due to State banks and bankers 12, 068 99 Notes and bills re-discounted Bills payable 1, 196, 781 90 1,196,781 90 Total Freeman's National Bank, Augusta. W. 1\ HAT.LETT, President. S. B. GLAZIER, Cashier. N o . 406. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits.. U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from U. S. Treasurer $154, 831 32 1,154 80 100, 000 00 28, 000 00 4, 246 47 Surplus fund Other undivided profits . 26, 850 00 National bank notes outstanding.. 11, 183 21 State bank notes outstanding 931 12 8, 000 00 Dividends unpaid 813 58 Individual deposits United States deposits 1,404 10 Depositsof U.S. disbursing officers 318 00 175 04 4, 500 00 1,000 00 90, 000 00 454 00 77,135 15 7, 462 63 3, 362 92 Due to other notional banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 5,000 00 4,500 00 315,661 17 Total. $100,000 00 Cax>ital stock paid in. Total. 315, 661 17 Granite National Bank, Augusta. DAUIUS ALDEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes V. S. certificates of deposit Due from U. S. Treasurer Total. No. 498. $246, 140 55 13, 495 57 100,000 00 50, 000 00 3, 050 00 41, 600 00 28. 267 69 5,128 77 12, 000 00 TREISY JOHNSON, Cashier. Capital stock paid in i $100, 000 00 Surplus fund Other undivided profits . 25,000 00 10,113 47 National bank notes outstanding.. State bank notes outstanding 90,000 00 Dividends unpaid 269 00 5,800 00 9, 265 95 Individual deposits United States deposits Deposits of U.S. disbursing officers 273, 029 35 16, 682 36 21, 308 37 4, 231 00 143 56 19, 893 00 Due to other national banks Due to State banks and bankers.. 7,119 54 Notes and bills re-discounted. Bills payable 4, 500 00 54.3, 522 09 Total. 543, 522 09 EKPORT OF TK) COMPTROLLER OF THE CURRENCY. MAINE. Fi rst National Bank, Bangor. No. 112. GEORGE STETSON, President E. G. WYMAN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.. TJ. S. bonds to secure deposits XT. S. bonds on band ; Other stocks, bonds, and mortgages i D.ue from approved reserve agents | Due from other banks and bankers ' Real estate, furniture, and fixtures , Current expenses and taxes paid.. .: Premiums paid Checks and other cash items Exchanges for clearing-house . Bills of other banks ; Fractional currency : Specie Legal-tender notes IT. S. certificates of deposit •. Due from U. S. Treasurer Liabilities. $860, 003 567 300, 000 50, 000 21, 286 3, 516 4, 379 9, 092 00 Capital stock paid in. 98 00 Surplus fund.. 00 Other undivided profits . National bank notes outstanding.. 90 State bank notes outstanding 97 Dividends unpaid 50 Individual deposits United States deposits 49 Deposits of U.S. disbursing officers. 100,000 00 67, 786 30 268, 250 00 692 00 277, 797 97 25, 750 90 347 73 3, 666 00 Due to other national banks 5 51 Due to State banks and bankers . . 21,500 00 Notes and bills re-discounted. Bills payable 52; 705 10 188 29 13, 500 00 Total. 1, 293, 518 35 Total. $500, 000 00 1, 293, 518 3," Se< ond National Bank, Bangor. NATHAN C. AYEU, President. Loans and discounts | Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits ] TJ. S. bonds on band j Otber stocks, bonds, and mortgages j Due from approved reserve agents j Due from other banks and bankers Real estate, furniture, and fixture* Current expenses and taxes paid... I Premiums paid Checks and other cash items j Exchanges for clearing-house • Bills of other banks , .1 Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 306. W H . S. DENNETT, Cashier. $489 687 74 Capital stock paid in j $150, 000 00 i i 30,000 00 46, 155 90 1, 231 72 National bank notes outstanding . j '' 50,142 31 State bank notes outstanding Dividends unpaid 135, 000 00 150, 000 00 Surplus fund Other undivided profits Individual deposits . -1 5, 975 00 365, 908 02 United States deposits 2,342 41 DepositsofU. S. disbursing officers - 7,112 0(1 Due to other national banks , Due to State banks and bankers ..' Notes and bills re-discounted . Bills payable 7, 214 26 ; 50 00 16, 937 00 10, 000 00 6,750 00 Total. 740, 253 18 740,253 18 Keiid tiskeag National Bank, Bangor. "Win. B. HAYFORD, President. Loans and discounts Overdrafts U.S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 518. $349, 878 54 27 20 100,000 00 Capital stock paid in $100, 000 00 2, 751 60 25 12,173 45 00 ; 00 I 7(i I 00 • 4, 500 00 518, 211 28 Surplus fund Other undivided profits 20,000 00 18,233 46 National bank notes outstanding.. State bank notes outstanding 19,715 8, 458 40 2, 606 18, 000 G E O . H. HOPKINS, Cashier. 90, 000 00 Dividends unpaid 2, 015 00 Individual deposits United States deposits Deposits of U.S. disbursing officers 285,945 4." Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted . . Bills payable Total. 2,017 35 I 518,211 26 REPORT OF THE COMTPROLLKK OF THE CURRENCY. MAINE. Merchants' National Bank, Bangor. SAMUEL H. BLAKK, No. 1+37. President. ALBERT P. BAKER, Resources. Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds t o secure circulation.... TJ. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages $270, 71)0 50 2, 4«5 48 100, O O 00 U Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. C u r r e n t expenses and taxes paid P r e m i u m s paid 123,003 14 !), 800 00 23, 490 U0 6, ;"88 75 1 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer 40, 292 74 22, 3.">3 00 05 20 27,429 21 10 000 00 Capital stock paid i n . $100, 000'00 Surplus fund Other undivided profits . 20, 000 00 91, 588 30 National b a n k notes outstanding.. State bank notes outstanding 89, 830 00 1,432 00 3, 585 00 Dividends un paid Individual deposits United States deposits Deposits of U.S.disbursingoflicers. 309,434 03 Due to other national b a n k s Due to State banks and bankers . . 25, 479 44 Notes and bills re-discounted. Kills payable 4, 500 00 Total Total. . 041, 348 77 Veazie National Bank, Bangor. C U A U L E S V. LOUD, No. 2089. President $208, 424 08 Capital stock paid in Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand . Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes V. S. certificates of deposit Due from U. S. Treasurer Total WILLIAM C. HOLT, Cashier. 100, 000 00 i Surplus fund Other undivided profits . $100,000 00 16,149 42 7,276 00 National bank notes outstanding.. 14, 097 41 State bank notes outstanding 3, 000 00 Dividends unpaid. 88,400 00 Imli vidual deposits United States deposits 30,857 99 Deposits of U. S. disbursing officers 152,498 11 00 Due to other national banks 31 Due to State banks and bankers . . 00 00 Notes and bills re-discounted Bills payable 4, 500 00 3, 360 2> " 1, 000 7, 000 ' 372,870 79 Total. 4, 000 00 4, 547 26 372, 870 79 First National Bank, Bath. No. 2743. GALEX C. MOSES, President. Loans and discounts : Overdrafts ' TJ. S. bonds to secure circulation... i U. S. bonds to secure deposits i TJ. S. bonds on hand I Other stocks, bonds, and mortgages Due from approved reserve agents. . Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house • Bills of other banks j Fractional currency | Specie I Legal-tender notes I U. S. certificates of deposit ' Due from TJ. S. Treasurer j Total 1 W J I . D. MUSSENDEN, Cashier. $312, 539 83 Capital stock paid in. 698 87 100, 000 00 Surplus fund Other undivided profits . 12,100 00 National bank notes outstanding.. 38,355 84 State bank notes outstanding Dividends unpaid . 3, 000 00 2, 451 71 $100, 000 00 50,000 00 15,644 22 45, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 169,330 18 1,805 00 Due to other national banks 2 30 14,379 00 Due to State banks and bankers . 1, 000 00 Notes and bills re-discounted. Bills payable 2,250 00 108,608 15 488,582 55 Total. 488, 582 55 KEPORT OF THE COMPTROLLER OP THE CURRENCY. MAINE. Bath National Bank, Bath. AKTHUR SEWALL, President. No. 494. Resources. WILLIAM D. HILL, Cashier. \\ liabilities. Loans and discounts i $174,032 12 Capital stock paid in Overdrafts ' j tT. S. bonds to secure circulation. . .j 125, 000 00 , Surplus fund IT. S. bonds to secure deposits ' Other undivided profits . TT. S. bonds on band Otber stocks, bonds, and mortgages 32,650 00 National bank notes outstanding.. State bank notes outstanding Due from approved reserve agents-: 10,477 98 j Due from otber banks and bankers. 29,102 73 I Dividends unpaid. Real estate, furniture, and fixtures' Current expenses and taxes paid... 1, 004 20 Individual deposits Premiums paid \ United States deposits Checks and other cash items 2,101 15 Deposits of IT. S. disbursing officers. Exchanges for clearing-bouse Bills of other banks 2, 787 00 Due to other national banks Fractional currency 1 84 Due to State banks and bankers . Specie 3. 082 50 Legal-tender notes 5, 000 00 Notes and bills re-discounted Bills payable TT. S. certificates of deposit _ Due from XT. S. Treasurer 5, 025 00 Total : Total. 391,464 52 $125, 000 00 50,000 00 22, 598 62 112, 500 00 610 00 80, 755 90 391, 464 52 Lincoln National Bank, Bath. CHARLES DAVENPORT, President. Loans and discounts : Overdrafts IT. S. bonds to secure circulation... ; IT. S. bonds to secure deposits IT. S. bonds on hand ! Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures, j Current expenses and taxes paid.. , Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks j Fractional currency ! Specie Legal-tender notes U.S. certificates of deposit Due from U. S. Treasurer Total WM. R. SHAW, Cashier. No. 761. $273,609 04 | Capital stock paid in. ". 200, 000 00 Surplus fund Other undivided profits . 5, 000 00 29,400 00 National bank notes outstanding- 53, 505 62 State bank notes outstanding 3, 973 62 7, 700 00 ! | Dividends unpaid 88 12 | Individual deposits ,1 United States deposits 6 961 Deposits of U. S. disbursing officers. 1 $200,000 00 7,704 00 ! Due to other national banks 38 03 Due to State banks and bankers . . 10, 943 11 Notes and bills re-discounted . Bills payable 9, 000 00 4, 778 87 600,968 50 Total. 50, 000 00 513 37 179,100 00 10, 092 00 156,484 26 600, 968 50 Marine National Bank, Bath. S. D. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Cnrrent expenses and taxes paid. .. Premiums paid Checks and other cash items •Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 782. H. A. DUNCAN, Cashier. $155, 210 84 Capital stock paid in. 100,000 00 Surplus fund Other undivided profits 24, 000 00 6,907 18 2,000 00 National bank notes outstanding.7,112 16 State bank notes outstanding 3,000 00 Dividends unpaid . % 019 42 Individual deposits United States deposits 3, 361 04 Deposits of U. S. disbursing officers. 89, 000 00 $100, 000 00 228 00 67, 803 24 1,726 00 Due to other national banks 8 96 Due to State banks and bankers . 9,000 00 Notes and bills re-discounted . Bills payable 4, 500 00 287, 938 42 Total. 287, 938 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Sagadahock National Bank, Bath. No. 1041. FSANKLIN REED, President. HENKY EAMES, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. j Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid. -. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks : Fractional currency Specie : Legal-tender notes U. S. certificates of deposit | Due from IT. S. Treasurer Total. $100,000 00 $174,120 10 Capital stock paid in. "'ioo.'ooo'oo" Surplus fund Other undivided profits i National bank notes outstanding.. !. 20, 745 05 State bank notes outstanding 00,197 84 Dividends unpaid. 1, 000 00 1, 083 42 Individual deposits United States deposits Deposit s of TJ. S. disbursing officers. 4, 072 00 Due to other national banks 5 85 Due to State banks and bankers. 8, 592 00 Notes and bills re-discounted Bills payable 4, 500 00 ; 86,105 00 3,640 00 136, 252 04 j 374, 316 26 Total. 374, 310 26 I 42, 000 00 6, 319 22 Belfast National Bank, Belfast. No. 840. J O H N G BROOKS, President. A. H . BRADBUBY, Cashier. $150, 000 00 Loans and discounts $208, 340 40 Capital stock paid in Overdrafts 33,000 00 Surplus fund TJ. S. bonds to secure circulation... 150, 000 00 6, 830 80 TJ. S. bonds to secure deposits Other undivided profits . tT. S. bonds on hand 40, 500 00 133,500 00 Nation.il bank notes outstanding.. Other stocks, bonds, and mortgages !. Due from approved reserve agents. 35, 081 43 State bank notes outstanding Due from other banks and bankers21, 975 88 Dividends unpaid 264 00 Real estate, furniture, and fixtures 7. 500 00 Current expenses and taxes paid... 558 44 179, 029 41 Premiums paid 19,645 00 Individual deposits United States deposits [. Checks and other cash items 1, 934 05 DepositsofU.S. disbursing officers ;. Exchanges for clearing-house Bills of other banks 1, 527 00 Due to other national banks Fractional currency Due to State banks and bankers . Specie 7,806 01 Legal-tender notes , 1,000 00 Notes and bills re-discounted. Bills payable TT. S. certificates of deposit Due from TT. S. Treasurer | 6,750 00 Total I 502,624 21 ; Total. 502, 624 21 First National Bank, Biddeford. E S R E F F H. BANKS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from otner banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie , Legal-tender notes TT. S. certificates of deposit Due from U. S. Treasurer Total No. 1089. CHAS. A . MOODY, Cashier. $226, 904 36 Capital stock paid in. 100,000 00 29,105 01 $100,000 00 Surplus fund Other undivided profits 20, 000 00 21,351 11 National bank notes outstanding.. State bank notes outstanding 90, 000 00> Dividends unpaid. Individual deposits United States deposits 800 12 Deposits of U. S. disbursing officers - 111, 812 68 2, 809 00 Due to other national banks 2 16 Due to State banks and b a n k e r s . . . 406 30 6, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 27,363 16 370,520 95 Total. 370, 526 95- REPORT OF THE COMPTROLLER OF THE CURRENCY. \t HAINE. Biddeford National Bank, Biddeford. LUTHER BRYANT, President. No. 1575. CHAS. E. GOODWIN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts I •, U. S. bonds to secure circulation... 1 U. S. bonds to secure deposits ! U. S. bonds on hand ' Other stocks, bonds, and mortgages.; Due from approved reserve agents. I Due from other banks and bankers. Real estate, furniture, and fixtures.: Current expenses and taxes paid— Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total ' $218, 373 55 Capital stock paid in I $150, 000 00 ' 150,000 00 Surplusfund Other undivided profits 37,000 00 16,928 81 '[ 16,166 02 National bank notes outstanding.. 7,118 49 State bank notes outstanding 2, 703 73 Dividends unpaid. 135, 000 00 6, 318 98 Individiial deposits United States deposits 1, 344 91 Deposits of U. S. disbursing officers - 59, 502 64 00 Due to other national banks 73 Due to State banks and bankers . . 00 00 Notes and bills re-discounted Bills payable 6, 750 00 5, 861 00 5,100 16 763 2, 275 410,611 43 Total. 410, 611 43 National Village Bank, Bowdoinham. JOHN COOMBS, President. No. 944. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer $49, 943 60 Capital stock paid in. "50,000 00 3, 600 00 4,198 23 11,035 67 300 00 386 52 4,338 00 92 1, 580 00 1, 250 00 $50, 000 00 Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding Dividends unpaid . 7,188 61 150 00 42, 695 00 1, 871 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 26, 978 33 Due to other na tional banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 2, 250 00 128, 882 94 Total. 128, 882 94 Total. H. Q. SAMPSON. Cashier. First National Bank, Brunswick. N. T. PALMEK, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency .'.. Specie Legal-tender notes U.ls. certificates of deposit Due from U. S. Treasurer Total. No. 192. $98, 638 16 J. P . "WINCHELL, Cashier. Capital stock paid in 100, 000 00 $100, 000 60 Other undivided profits 66, 500 00 20, 000 00 17, 421 12 National bank notes outstanding-. 89, 900 00 15, 670 19 990 00 500 00 1,019 08 66,103 44 4, 043 13 Depositsof U.S. disbursing officers. 3,641 00 13 28 171 25 5,000 00 Due to other national banks Due to State banks and bankers .. 1,191 19 4,090 34 Bills payable 4, 500 00 299, 696 09 Total 299, 696 09 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAIKE. Pejepscot National Bank, Brunswick. No. i315. H. C. MARTIN, President. L. H. STOVEH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds.and mortgages Due from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid Premiums paid .. Checks and other cash items Exchanges for cle,aring-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total $2li, ~64 37 Capital stock paid in 50, 000 00 ; $50,000 00 ' i Surplus fund Other undivided profits 3,200 00 2, 346 22 2, 000 00 8, 800 00 National bank notes outstanding..: j 58, 25.'J 05 State bank notes outstanding ( .'), 355 32 Dividends unpaid 4, 200 00 Individual deposits , -United States deposits 1, 556 00 Deposits of U.S. disbursing officers : 1, 081 00 Due to other national banks 82 Due to State banks and bankers .. 1, 001 00 j 1, 000 00 Notes and bills re-discounted Bills payable ; 2, 250 00 j Total j 156,101 56 45, 000 00 603 00 55, 012 34 156,161 56 Union National Bank, Brunswick. No. 1118. STEPHEN J . YOUNG, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Dae from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. • S. certificates ofdeposit Due from U. S. Treasurer H . A. RANDALL, Cashier. $75, 897 02 • Capital stock paid in | 50,000 00 I Surplus fund Other undivided profits 10, 500 00 20,000 00 National bank notes outstanding.. State bank notes outstanding . . $50, 000 00 10,000 00 4, 753 73 45, 000 00 12,722 04 4,743 16 4,432 39 Dividends unpaid. 6,460 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 67,454 58 1, 128 00 Duo to other national banks Due to State banks and bankers . 495 70 1,500 00 Notes and bills re-discounted. Bills payable 2, 250 00 Total 183, 608 31 Total. 183,668 31 Bucksport National Bank, Bucksport. T H E O . C. WOODMAN, President. No. 1079. Loans and discounts '• Overdrafts 1 U. S. bonds to secure circulation... i TJ. S. bonds to secure deposits , XT. S. honds on hand Other stocks,bonds,and mortgages Due from approved reserve agents, j Due from other banks and bankers I Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes ' TJ. S. certificates of deposit | Due from U. S. Treasurer i Total | $122, 569 00 EDWARD SWAZEY, Cashier. Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits 16, 300 00 18,337 99 National bank notes outstanding.. State bank notes outstanding 84,130 00 Dividends unpaid. 425 00 Individual deposits United States deposits 2, 514 97 Deposits of U. S. disbursing officers. 93,280 88 100,000 00 600 00 34, 714 08 38,516 85 4,503 00 4,160 47 4,500 00 312,503 37 454 50 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total.. 312, 503 37 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 MAINE. Calais National Bank, Calais. No. 1425. LEMUEL G. DOWSES, President. FRANK NELSON, Cashier. Liabilities. Resources. Loans and discounts Overdratls TT. S. bonds to secure circulation . I U.S. bonds to secure deposits ! TT. S. bonds on hand - -..! Other stocks, bonds, and mortgages j Due from approved reserve agents Due fiom other banks and bankers Real estate, furniture, and fixtures OurTent expenses and taxes paid.. j Premiums paid : Checks and other cash items : Exchanges for clearing-house Bills of other banks Fi actional currency Specie " Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. . \ $225, 084 59 Capital stock paid in 1, 046 6« 100, 000 00 Surplus fund Other undivided profits $100,000 00 i 37,985 82 4, 018 53 National bank notes outstanding.. State bank notes outstanding i 89,800 00 2,70] 39 Dividends unpaid 08!) (i3 Individual deposits United States deposits 3, 0G6 71 Depositsof U.S. disbursing officers, ' 108 30 j ! i 113, 972 32 j 2,4!)7 00 Due to other national banks ! 8 20 Due to State banks and bankers...' 3, 65B Notes and bills re-discounted j 14, 281 Bills payable 4, 500 Total. 358, 521 74 10, 728 17 1,908 60 358, 521 74 Camden National Bank, Camden. Loans and discounts \ Overdrafts j U. S. bonds to secure circulation...! U. S. bonds to secure deposits i U. S. bonds on hand \ Other stocks, bonds, and mortgages I Due from approved reserve agents | Due from other banks and bankers ! Real estate, furniture, and fixtures j Current expenses and taxes paid... I Premiums paid j Checks and other cash items i Exchanges for clearing-house Bills of other banks ! Fractional currency j Specie \ Legal-tender notes , : U. S>. certificates of deposit Due from U. S. Treasurer j Total J. F. STETSON, Cashier. No. 2311. G. L. FOLLAXSBEE, President. I $92,255 90 Capital stock paid in. $50, 000 00 50,000 00 Surplus fund Other undivided profits . National bank notes outstanding.. 37, 348 89 State bank notes outstanding 2, 020 ••> "; " 3, 525 37 Dividends unpaid . 83(> 19 Individual deposits United States deposits 4, 468 93 Deposits of U. S. disbursing officers. 2, 775 00 4,217 56 44, 500 00 48 00 99, 356 58 1,505 00 Due to other national banks 7 81 Due to State banks and bankers . 5,378 50 700 00 Notes and bills re-discounted... Bills payable ' 2,250 00 200, 897 14 Total.. 200, 897 14 First National Bank, Damariscotta. EDWIN FLYE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation-.. TT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. o. certificates of deposit Due from U. S. Treasurer Total. No. 446. WILLIAM FLYE, Cashier. : $63,172 23 ! Capital stock paid in. 50,000 oo Surplus fund Other undivided profits. 11, 620 00 41, 289 97 National bank notes ou tstanding.. State bank notes outstanding Dividends unpaid. 577 67 37 50 811 54 1 64 503 40 , 698 00 Individual deposits United States deposits Deposits of U.S. disbursing offic $50, 000 00 15, 000 00 7, 350 54 44,400 00 680 00 56, 531 41 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills payable 2, 250 00 173, 961 95 Total. 173, 961 95 12 REPORT OF THE COMPTROLLER Ol1 THE CURRENCY. MAINE. First National Bank, Dexter. CHABLES SHAW, President. No. 2259. CHAS. W. CURTIS, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U.S. bonds to secure circulation... U. S. bonds to secm-e deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Duo from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $155, 004 17 100, 000 00 10,282 19 1,218 14 2, 000 00 828 27 180 3 ],902 1,486 00 21 10 00 Capital stock paid i n . $100,000 00 Surplus fund Other undivided profits 5,500 00 8,126 58 National bank notes outstanding.. State bank notes outstanding Dividends unpaid 90, 000 00 195 50 Individual deposits United States deposits icers Deposits of U. S. disbursing offi 79,642 05 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . . . Bills payable 4, 500 0(1 283, 464 08 283, 464 08 Total.. Frontier National Bank, Eastport. SEWARD B. HUME, President. No. 1495. Loans and discounts Overdrafts ' U. S. bonds to secure circulation.... U. S. bonds to secure deposits U.S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers , Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes i : U. S. certificates of deposit Due from TJ. S. Treasurer i $130, 514 40 GEOUGE H. HAYES, Cashier, Capital stock paid in $75, 000 00 60, 300 00 Surplus fund Other undivided profits National bank notes outstanding.. 66, 558 76 State bank notes outstanding 1,551 53 Dividends unpaid 424 02 Individual deposits Uuited States deposits Depositsof U.S. disbursing officers 9,950 00 Due to other national banks 88 70 Due to State banks and bankers 6,000 00 Notes and bills re-discounted. Bills payable 2,713 50 22,282 24 3. 468 38 54,270 00 08 48 122,120 90 920 97 j Total i Total. 278,100 97 | 278,100 97 First National Bank, Fairfield. HENRY EELLEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit i Due from TJ. S. Treasurer Total No. 2175. ELBRIDGE G. PRATT, Cashier. $50,000 00 ;63,048 47 ) Capital stock paid i n . 50,000 00 i; Surplus fund Other undivided profits . 3, 500 00 1,000 00 | National bank notes outstanding 14,191 48 766 69 850 24 593 75 73 30 3, 886 3 3, 513 150 00 I 10 I 20 ] 00 3, 805 38 1. 644 96 . 44.950 00 Individual deposits United States deposits Deposits of U.S. disbursing officers. 38. 662 46 State bank notes outstanding Dividends unpaid . . 324 00 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 2, 250 00 143, 826 23 j Total. 143, 826 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 13 MAINE. Sandy River National Bank, Farmington. FRAXCIS IT. Jivrt^ii, President. No. 901. TIMOTHY F. BELCHER, Cashier. Liabilities. Resources. Loans anil discounts Overdrafts U. S. bonds t o secure circulation . U. S. bonds t o secure deposits U. S. bonds on b a n d Other stocks, bonds, and mortgages Due from approved reserve agents Due from other b a n k s and b a n k e r s . Real estate, furniture, and fixtures C u r r e n t expenses and taxes paid . . P r e m i u m s paid Cheeks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes V. S. certificates of deposit Due from TJ. S. T r e a s u r e r $75. 376 9S 406 70 7!\ 000 00 13, 200 00 -U, 000 00 13. 755 58 <>,26L 80 Capital stock paid i n - . 26, 149 84 114 72 National bank notes outstanding- State b a n k notes outstanding . — 07,500 00 3,442 00 Dividends unpaid Individual deposits United States deposits G 69 DepositsofU.S. disbursing officers 2, 000 4 2. :!29 1,000 110 87 00 00 :;, o7."> 00 47,450 12 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted Bills pay able Total.. 219, « 5 6 68 Total. $75, 000 00 Surplus fund Other undivided profits . 219,056 68 Cobbossee National Bank, Gardiner. J A M E S STO.NE, No. 93!). President. $176,714 51 Loans and discounts 579 43 Overdrafts 100, 000 00 U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S.bonds on hand Other stocks, bonds, and mortgages 5. !Ki0 00 Due from approved reserve agents '•• ]«, ,777 33 Due from other banks and bankers .. Real estate, furniture, and fixtures ; 8,000 00 Current expenses and taxes paid .. l,.">08 Hi Premiums paid 232 91 Checks and other cash items Exchanges for clearing-house 40 00 Bills of other banks 47 43 Fractional currency :;, 229 o.-> Specie 1,019 00 Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer \ Cashier. $100,000 00 Capital stock paid in Surplus fund Other undivided profits 20,000 00 7,726 15 National b a n k notes outstanding State bank notes o u t s t a n d i n g . . . 89, 900 00 390 00 Dividends unpaid 97,758 16 Individual deposits United States deposits Depositsot'U.S. disbursing officers 3, 173 51 D u e to other national banks • Due to State b a n k s and b a n k e r s . - . Notes and bills re-discounted . Bills payable 318, 9J7 82 Total. H E N R Y S. W E B S T E R , 318, 947 82 Total. Gardiner National Bank, Gardiner. JosErH BRADSTKEKT, President. No. 1174. FRED. " " HUNTOX, Cashier. W. Loans and discounts $101. 732 62 Capital stock paid in... Overdrafts TJ. S. bonds to secure circulation... 50,000 00 Surplus fund IT. S. bonds to secure deposits Other undivided profits U. S. bonds on hand Other stocks, bonds, and mortgages 12, 315 60 National bank notes outstanding.. Due from approved reserve agents 6, 989 94 State bank notes outstanding Due from other banks and bankers 1, 761 65 Real estate, furniture, and fixtures 8, 000 00 Dividends unpaid Current expenses and taxes paid... 245 99 Premiums paid Individual deposits , Checks and other cash items 502 36 United States deposits Exchanges for clearing-house Bills of other banks 1,433 00 Depositsof U.S. disbursing officers ! : Fractional currency 159 H Due to other national banks Specie 2, 770 00 Due to State banks and bankers Legal-tender notes Notes and bills re-discounted U. S. certificates of deposit I Bills payable Due from XT. S. Treasurer 2, 250 00 Total. 188,160 30 Total. $50, 000 00 10,000 00 16, 537 42 45, 000 00 1,127 50 62,174 59 3,320 79 188,160 30 LIBRARY 14 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAIiVE. Oakland National Bank, Gardiner. No. 74(1. JOSHUA GRAY, President. SIFAMAI BOWMAN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits . . . . U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $143, 4f>8 58 Capital stock paid i n . . 1,1113 70 50, 000 00 Surplus fund Other undivided profits $50, 000 00 13, 424 00 23, 275 21 1, 000 00 National bank notes outstanding.. State bank notes outstanding 5, 500 23 ^ 8 unpaid 44,985 00 000 02 Individual deposits United States deposits 2, 504 21 Deposits of U.S. disbursing officers 89.427 37 817 00 47 72 3, 320 70 2,795 00 948 50 Due to other national banks Due to State banks and bankers .. Notes and bills re-discounted Hills payable 2, 248 34 .. : 2,250 00 .224.303 42 Total . 124, 303 42 American National Bank, Hallo well. No. 024. PETER F . SAMSOKN, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from othqr banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiumspaid Checks and other cash items Bxchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U . B . certificates of deposit Due from U. S. Treasurer $78, 407 31 Capital stock paid in. $75,000 00 Surplus fund Other undivided profits -. 13, 300 00 5, 377 46 000 00 National bank notes outstanding.. • Slate bank notes outstanding 013 01 I ividmids unpaid 66, 700 00 000 00 Individual deposits United States deposits i Deposits of U.S. disbursingorticers ••.. 1 UK (10 >>91 844 40 200 00 •> 3 ,rf7o 00 | 368 00 33, 325 67 Due to other national banks Due to State banks and bankers .. I.. Notes and bills re-discounted Bills payable Total. 194 071 13 Total. AUSTIN D. KNIGHT, Cashier. 194.071 13 Northern National Bank, Hallowell. JUSTIN E. SMITH, President. Loans and discounts Overdrafts Tf. S. bonds to secure circulation .. TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IX. S. certificates of deposit Due from U. S. Treasurer Total No. 532. $122,485 69 100,000 00 10,000 00 5, 725 00 38, 723 87 938 10 2, 435 51 1, 290 97 1, 89.1 73 •>, 007 4, 831 Ml 87 00 00 GEORGE R. SMITH, Cashier. Capital stock paid in. $100, 000 00 Surplus fund Other undivided profits 25,000 00 14, 501 92 National bank notes outstanding.-| State bank notes outstanding j. 89,978 00 Dividends unpaid j 1,408 00 Individual deposits United States deposits Depositsof U.S. disbursing officers, j 66, 763 15 Due to other national banks Due to State banks and bankers . . 800 94 Notes and bills re-discounted . Bills payable 4, 500 00 298, 512 01 Total. 298, 512 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. 15 MAINE. First National Bank, Houlton. No. 2749. WALTER MAXSUU, President. ¥i. C. DONKELL, Cashier. Liabilities. .Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits , IT. S. bonds on hand . Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. ' Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks "Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $14, 824 29 94 22 30,000 00 15, 093 71 1, 928 17 515 80 0,000 00 1,965 08 3,118 00 96 2, 403 75 3, 800 00 $50,000 00 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding i 262 97 100 00 Dividends unpaid Individual deposits United States deposits DepositsofU.S. disbursingoflicers Due to other national banks Due to State banks and bankers 30, 667 22 : 63 77 Notes and bills re-discounted. Bills payable 1,350 00 Total. 81, 093 9« Total. 81, 093 96 Ocean National Bank, Kennebunk. No. 1254. JOSEPH DAXE, President. Loans and discounts : Overdrafts i U. S. bonds to secure circulation...! TJ. S. bonds to secure deposits ; U. S. bonds on hand ! Other stocks, bonds, and mortgages ' Due from approved reserve agents Due from other banks and bankers j Heal estate, furniture, and fixtures i Current expenses and taxes paid... | Premiumspaid ' Checks and other cash items i Exchanges for clearing-house : Bills of other banks i Fractional currency Specie j Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer i Total , CHKISTOPHER LITTLEFIELD, Cashier. $100, 000 00 $104,443 04 ! Capitol stock paid in. I . 100,000 00 Surplus fund Other undivided profits National bank notes outstanding.. '17,450 60 State bank notes outstanding 5,475 50 Dividends unpaid. 0,783 67 7115 Individual deposits United States deposits 370 09 Deposits of U. S. disbursing oflicers 20,000 00 6, 228 71 81, 508 00 600 00 39,112 89 2,107 00 Due to other national banks 5 05 Due to State banks and bankers. 6, 243 50 Notes and bills re-discounted Bills payable 4, 500 00 247,449 60 i; Total. 247,449 60 First National Bank, Lewiston. No. 330. E. F . PACKAKD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to sectire deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid ' Checks and other cash items Exchanges for clearing-house j Bills of other banks j Fractional currency j Specie • Legal-tender notes i U.15. certificates of deposit j Due from U. S. Treasurer ! Total ! A. L. TEMPLETON, Cashier. j $400,000 00 i ' 175,000 00 32, 851 09 National bank notes outstanding.. : 67,522 72 State bank notes outstanding : 42,208 98 Dividends unpaid 1,429 91 Individual deposits United States deposits i 1, 275 53 DepositsofU.S.disbursmgofficers i 354,300 00 $651, 215 87 Capitol stock paid in 400, 000 00 Surplus fund Other undivided profits 46,173 106 23, 916 7, 000 00 Due to other national banks ; 54 Due to State banks and bankers .. i 50 00 Notes and bills re-discounted . Billspayable 18,000 00 ! 1, 258, 84B 05 Total 485 00 288,650 20 7, 562 76 ! 1,258,849 05 16 REPORT OF T H E COMPTROLLER OF T H E CURRENCY. ]I A I N E • T Manufacturers' National Bank, Lewiston. Joire M. BOBBINS, President No. 2260. ADIMSOS SMALL, Cashier Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other baiiks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certiticatea of deposit Due from TJ. S. Treasurer Total Liabilities. 010 38 Capital stock paid in. 000 00 Surplus fund Other undivided profits . 648 00 National bank notes outstanding.. State bank notes outstanding , 073 3 i H3 88 ', 7(10 (10 , 087 40 . 1)00 00 02! 00 (>!) r>0 til)! 00 000 00 $200,000 00 10, 000 00 4, 545 89 135, 000 00 Di vidends unpaid 168 00 Individual deposits p U i t d States deposits United S t t d i t Deposits of U.S. disbursing officers 123, 861 17 Due to other national banks Due to State banks and bankers 1, 879 21 Notes and bills re-discounted Hills payable Total. 475,454 27 475,454 27 New Castle National Bank, New Castle. J O S E P H HAINES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U . S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U . S. Treasurer Total. D A V I D W. CHAPMAN, No. 053. $58, 008 82 30,000 00 4,250 00 9, 000 00 1, 72"> 00 557 77 1, 54fi 50 1,611 00 80 1, 580 00 2, 000 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Cashier. $50,000 00 25, 000 00 5, 877 99 45, 000 00 Di vidends unpaid Individual deposits United States deposits Deposits of U.S. disbursing officers. 440 00 49, 746 38 Due to other national banks Due to .State banks and bankers . Notes and bills re-discounred . Bills payable 2,250 00 176, 064 37 Total. 170, 064 37 North Berwick National Bank, North Berwick. FKANK O. SNOW, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer i Total. No. 1523. $50, 335 64 CHAS. "W. GEEENLEAF, Cas, Capital stock paid in. 50, 000 00 Surplus fund Other undivided profits — National bank notes outstanding.. j 634 89 State bank notes outstanding . . . . . 1,900 00 Dividends unpaid 55 01 Individual deposits : United States deposits !. 1,288 60 Deposits of U.S. disbursing officers.! I 580 00 Due to other national banks 88 Due to State banks and bankers .. I 486 50 1, 800 00 Notes and bills re-discounted . Bills payable 2, 250 00 109,331 52 Total. $50, 000 00 7, 268 90 2,102 55 44,000 00 . 32 00 5,928 07 /. 109, 331 52 17 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE . Norway National Bank, Norway. No. 1950. HENHY M. PEAHCB, President. HOWARD D. SMITH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... XJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Eeal estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. j $107,100 63 '. Capital stock paid in i 100,000 00 Surplns fund : Other undivided profits j "25,000 00 6,100 00 National bank notes outstanding..: : 6,411 24 State bank notes outstanding 10,1«9 43 Dividends unpaid 2, 375 00 1,056 11 Individual deposits 500 00 i United States deposits 3, 460 75 j Deposits of U. S. disbursing officers. 520 00 47 95 2,500 00 500 00 Due to other national banks Due to State banks and bankers . . $100,000 00 8,500 00 3, 838 72 88,000 00 836 00 67, 369 31 1, 787 08 Notes and bills re-discounted . . Bills payable 4, 500 00 Total.. 270,331 11 270, 331 11 Orono National Bank, Orono. EBENEZEE WEBSTER, President. Loans and discounts < Overdrafts i. TJ. S. bonds to secure circulation,..[ TJ. S. bonds to secure deposits . TJ. S. bonds on hand Other stocks,bonds,and mortgages.. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid . Checks and oth er cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes ! TJ. S. certificates of deposit i. Due from U. S. Treasurer [ Total. No. 11.34. ELVATON P. BUTLER, Cashier. $36,310 07 •• Capital stock paid in 50, 000 00 400 00 200 00 7, 368 2, 735 5,050 396 33 | $50,000 00 7,158 55 2,247 98 Surplus fund Other undivided profits . National bank notes outstanding.. 18 State bank notes outstanding 47 00 Dividends unpaid. 18 Individual deposits United States deposits 27 Deposits of U.S. disbursing officers. 39 £ i 00 204 00 19, 621 98 8, 380 00 Due to other national banks 23 00 Due to State banks and bankers . 5,186 34 700 00 Notes and bills re-discounted . Bills payable : 2, 250 00 Total. 119, 032 51 119, 032 51 Union National Bank, Phillips. NATHANIEL B. BEAL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand '. Other stocks, bonds, and mortgages. . Due from approved reserve agents.! Due from other banks and bankers ; . Real estate, furniture, and fixtures \ Current expenses and taxes paid... i. Premiums paid \. Ohecks and other cash items j Exchanges for clearing-house |. Bills of other banks | Fractional currency ! Specie : Legal-tender notes ; U. o. certificates of deposit j. Due from 17. S. Treasurer Total. H. Ex. 3- No. 2267. JAMES E . THOMPSON, Cashier. $46,840 21 I Capital stock paid in 50, 000 00 ,1 Surplus fund ! Other undivided profits National bank notes outstanding.. 11, 596 16 ; State bank notes outstanding Dividends unpaid. 676 86 Individual deposits Uuited States deposits 602 48 Deposits of U. S. disbursing officers. 1, 622 00 05 1,130 85 209 00 j $50,000 00 j i 2,600 00 1,369 45 44, 970 00 300 00 16,397 16 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 2, 950 00 115, 636 61 Total. 115, 636 61 18 EEPOET OF THE COMPTROLLER OF THE CURRENCY. ar AINE . First National Bank, Portland. HARRISON J . LIBISY, President. No. 221. "WILLIAM E. GOULD, Cashier. Liabilities. Resources. Loans and discounts $1,924,455 26 Overdrafts. 800, 000 00 IT. S. bonds to secure circulation... U.S. bonds to secure deposits . IT. S. bonds on hand Other stocks, bonds, and mortgages. 935 00 3,195 63 Due from approved reserve agents. 183, 967 98 Due from other banks and bankers Real estate, furniture, and fixtures. 72,479 18 Current expenses and taxes paid... 4,920 80 Premiums paid Checks and other cash items 56, 750 85 Exchanges for clearing-house 18,324 00 Bills of other banks 450 05 Fractional currency 52,130 90 Specie Legal-tender notes 52,400 00 U. S. certificates of deposit Due from TJ. S. Treasurer 52,000 00 Total Capital stock paid in I $800, 000 00 Surplus fund Other undivided profits . 300,000 00 77,717 98- National bank notes outstanding.. State bank notes outstanding 708, 000 00 Dividends unpaid . 2, 460 90 Individual deposits I 1, 038,917 97 United States deposits i Deposits of U. S. disbursing officers 1 Due to other national banks ; Due to State banks and bankers . . ] 236, 591 34 58, 321 46 Notes and bills re-discounted. Bills payable Total 3,222,009 65 3,222,009 65 Canal National Bank, Portland. WILLIAM "W. THOMAS, President. No. 941. BENJAMIN C. SOMERBT, Cashier. Loans and discounts [ $1, 530, 245 15 Capital stock paid in Overdrafts ' U. S. bonds to secure circulation... 500, 000 00 Surplus fund U. S. bonds to secure deposits ! * Other undivided profits U. S. bonds on hand I Other stocks, bonds, and mortgages National bank notes outstanding.. State bank notes outstanding Due from approved reserve agents. 67, 460 60 Due from other banks and bankers. 16, 066 97 Dividends unpaid . Real estate, furniture, and fixtures. 8, 500 00 Current expenses and taxes paid... 4, 643 22 Premiums paid : Individual deposits United States deposits Checks and other cash items , 57,990 04 Deposits of U. S. disbursing officers. Exchanges for clearing-house I Bills of other banks ' 6,700 00 ; Due to other national banks Fractional currency : 38 29 Due to State banks and bankers . . Specie 32,051 75 ; Legal-tender notes ; 19,900 00 j Notes and bills re-discounted . T . S. certificates of deposit X i Bills payable Due from U. S. Treasurer ', 22, 500 00 |: Total. 2, 266, 096 02 |' Total. $600,000 09 120, 000 00 308, 982 45 440,000 00 2,473 93 730, 558 94 64, 080 70 2, 266, 096 02 Casco National Bank, Portland. IKA P. FARRINGTON, President. Loans and discounts :... Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from U. S. Treasurer Total. No. 10"60. $1, 847, 696 35 50,000 00 WILLIAM A. 'WiNSHrp, Cashier. Capital stock paid in. Surplus fund Other undivided profits . 4, 000 00 National bank notes outstanding - 55, 827 36 20, 251 15 5,000 00 Dividends unpaid 4, 683 99 Individual deposits 566 25 .30,895 61 Deposits of U.S. disbursing officers. 10,219 00 Due to other national banks 18 19 Due to State banks and bankers . . 49, 718 00 15,000 00 Bills payable 2, 250 00 j 2, 096,125 90 | Total $800, 000 00 400, 000 00 64, 084 61 45,000 00 2,607 9a 650,291 88 134,141 45 2,096,125 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. 19 MAIWE . Cumberland National Bank, Portland. HORATIO N. JOSE, President. No. 1511. Resources. WILLIAM H. SOULE, Cashier. |, Loans and discounts -Overdrafts ! IT. S. bonds to secure circulation...! TJ. S. bonds to secure deposits J IT. S. bonds on hand Other stocks, bonds, and mortgages .-j Due from approved reserve agents.. Due from other banks and bankers -: Keal estate, furniture, and fixtures. [ Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house : Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from II. S. Treasurer : Liabilities. $411, 964 45 Capital stock paid in 250,000 00 24,749 39 178 00 17,763 27 3,036 61 11,300 00 3, 840 88 Dividends unpaid 50,000 00 55, 236 39 219, 500 00 502 92 • Individual deposits i United States deposits j. Deposits of U.S. disbHrsing officers. [ 00 Due to other national banks 61 Due to State banks and bankers... 00 00 Notes and bills re-discounted. Bills payable 11,250 00 176, 791 12 391 78 5,690 46 10,603 2,000 Total. 752, 422 21 Total. $250,000 00 Surplus fund | Other undivided profits . National bank notes outstanding- State bank notes outstanding ; 752, 422 21 Merchants' National Bank, Portland. JACOB MCLEI.LAX, President. No. 1023. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... i XT. S. bonds to secure deposits ' TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. ». certificates of deposit Due from TJ. S. Treasurer Total ] CHARLES PAYSON, Cashier. $692, 698 93 Capital stock paid in j 151 10 300, 000 00 Surplus fund 70,000 00 Other undivided profits . . , 2,722 48 National bank notes outstanding..! 49, 614 37 State bank notes outstanding ; 17, 076 50' 31, 000 00 Dividends unpaid • 3,090 48 Individual deposits ; 26, 928 79 United States deposits ! 13, 774 00 Deposits of U.S. disbursing officers. I Due to other national banks 114 67 26, 800 00 Due to State banks and bankers. Notes and bills re-discounted. Bills payable 13,500 00 Total 1,247,471 32 | $300,000 00 60.0H0 00 146,229 76 270, 000 00 1, 238 67 412, 806 10,101 42,671 4,422 47 78 76 88 1,247,471 32 National Traders' Bank, Portland. FEED. G. MESSER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Keal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges (or clearing-house Bills of other banks Fractional currency Specie , Legal-tender notes U.S. certificates of deposit Due from U. S. Treasurer Total. No. 1451. $583,435 49 "297,066 66' EDWARD GOULD, Cashier. Capital stock paid in Surplus fund Other undivided profits. 5, 000 66 National bank notes outstanding.. 36,352 60 State bank notes outstanding 13,878 09 Dividends unpaid. 4, 217 99 Individual deposits United States deposits 8,800 81 Deposits of U. S. disbursing officers. 7,191 00 50 86 10,680 00 5,837 00 I $300,000 00 75 000 00 37, 866 41 267, 300 00 1, 251 68 305, 390 75 Due to other national banks Due to State banks and bankers. Notes and bills re-disconnted. Bills payable 14, 365 00 986, 808 84 Total. 986,808 84 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Richmond. No. 002. LEVI MUSTARD, President. JOSEPH M. ODIORNE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... tT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items? Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes tT. S. certificates of deposit Due from TJ. S. Treasurer Total. $64,696 20 I' Capital stock paid in 50, 000 00 Surplus fund 1 • Other undivided profits ; National bank notes outstanding.. ! 22,235 34 ! State bank notes outstanding Dividends unpaid 1,100 00 174 99 i Individual deposits : Ij United States deposits i. 1,110 33 i: DepositsofU.S.disbursingofficers I. Total. 43, 200 00 18 75 46,208 51 144, 748 89 Richmond National Bank, Richmond. No. 909. 291,548 40 ; ' "WILLIAM H. STUART, Cashier : Loans and discounts $136, 906 25 ; Capital stock paid in. Overdrafts : TJ. S. bonds to secure circulation... 120, 000 00 Surplus fund U. S. bonds to secure deposits : Other undivided profits . TJ. S. bonds on hand j Other stocks, bonds, and mortgages ; 8, 000 00 National bank notes outstanding.. Due from approved reserve agents. 16,548 21 State bank notes outstanding Due from other banks and bankers ! Real estate, furniture, and fixtures., 1, 200 00 Dividends unpaid . Current expenses and taxes paid j; Individual deposits Premiums paid j United States deposits Checks and other cash items J 48 59 [Deposits of U.S. disbursing officers. Exchanges for clearing-house * Bills of other banks... : 1,815 00 Due to other national banks Fractional currency 01 85 ( Due to State banks and bankers . Specie 2, 008 50 | Legal-tender notes 1, 000 00 ! Notes and bills re-discounted. XJ. S. certificates of deposit ' Bills payable Due from TJ. S. Treasurer 2,900 00 ' Total 3,254 63 2, 067 00 3,120 00 I Due to other national banks 1 43 ! Due to State banks and bankers . 360 60 500 00 Notes and bills re-discounted. Bills payable 1,450 00 , 144, 748 89 GEORGE H. THEOBALD, President. $50, 000 00 Total. $120,000 00 24, 000 00 6, 607 08 102,000 00 513 00 38,293 30 75 02 291,548 40 Lime Rock National Bank, Rockland. JOHN T. BEIIKY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid. Premiums paid Checks and other cash items . Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total No. 2097. $156, 029 59 201 14 105, 000 00 GEORGE W. BERRY, Cashier. Capital stock paid in $105, 000 00 Surplus fund Other undivided profits . 1 11, 000 00 1,709 72 National bank notes outstandingState bank notes outstanding 89,900 00 Dividends unpaid . Individual deposits United States deposits Depositsof U.S. disbursing officers Due to other national banks Due to State banks and bankers .. 3, 868 17 122,422 07 7, 861 55 68 55 Notes and bills re-discounted . Bills payable Total. 341,830 06 REPORT OF THE COMPTROLLER OP THE CURRENCY. 21 MAIUE. North National Bank, Rockland. No. 2371. ADOKIKAM J . BIRD, President. NATHAX T. FAUWELT,, Cashier. Liabilities. Resources. Loans and discounts $139, 509 01 Overdrafts U. S. bonds to secure circulation.. . • ICO, 000 00 U. S. bonds to secure deposits TJ. S. bonds on band Otber stocks, bonds, and mortgages. Due from approved reserve agents. 17,946 96 Due from other banks and bankers., Real estate, furniture, and fixtures. 500 00 Current expenses and taxes paid Premiums paid Checks and otber cash items 11, -178 54 Exchanges for clearing-bouse Bills of other banks 3, 945 00 Fractional currency 5 41 Specie ". 3,666 50 Legal-tender notes 1,047 00 U. S. certificates of deposit Due from TJ. S. Treasurer 2, 500 00 Total Capital stock paid in ( Snrplusfund Other undivided profits : 7,500 00 8, 927 75 National bank notes outstanding.. i State bank notes outstanding | 85,100 00 Dividends unpaid $100, 000 00 731 50 Individual deposits United States deposits Depositsof TJ. S. disbursing officers. 78, 239 77 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 280,499 02 Total. 280, 499 02 Rockland National Bank, Rockland. MAYNARD SUMXEU, President. No. 1446. G. HOWE "WIGGIN, Cashier. $333, 496 65 Capital stock paid in Loans and discounts Overdrafts U. S. bonds to secure circulation .. IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $150,000 00 Surplus fund Other undivided profits j ' 2,700 00 National bank notes outstanding..': 48, 578 34 State bank notes outstanding > 7,500 00 Dividends unpaid "150,000 00 Individual deposits j United States deposits | 3, 472 50 Deposits of U.S. disbursing officers, i 8,927 22 10,561 2, 000 00 ;' Due to other national banks 48 I Due to State banks and bankers 00 I 00 I: Notes and bills re-discounted 6, 750 00 ' Total. Bills payable 900 00 209, 853 60 ! 600 45 .. | . 480 39 ' 26,000 00 ' Total. 574,007 97 40.000 00 13, 673 53 132,500 00 574, 007 97 Saco National Bank, Saco. No. 1535. RISHWORTH JOKDAS, President. Loans and discounts I Overdrafts U. S. bonds to secure circulation- -. U. S. bonds to secure deposits U . S . bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid : Checks and other cash items ; ! Exchanges for clearing-house Bills of other banks , Fractional currency ; Specie .' ; Legal-tender notes ; U. S. certificates of deposit j Due from U.S. Treasurer ] Total I TRISTRAM SCAMMAN, Cashier. $107,125 24 I Capital stock paid in 100, 000 00 Other undivided profits $100, 000 00 20, 000 00 540 02 18, 000 00 National bank notes outstanding.. 13, 723 10 State bank notes outstanding . 1,308 17 4,160 72 Dividends unpaid 1,454 90 Individual deposits United States deposits 1, 369 99 DepositsofTJ.S. disbursingofficers. 88, 000 00 4,175 00 Due to other national banks 4 73 Due to State banks and bankers .. 1,550 00 2,000 00 1,954 97 1,971 49 48, 805 43 6, 400 00 261,271 91 Total 261, 271 91 22 REPORT OF THE COMPTROLLER OP THE CURRENCY. MAUVE. fork National Bank, Saco. E. F. C. HARTLEY, President. • No. 1528. JNO. C. BRADBURY, Cashier. Resources. Liabilities. Loans and discounts $163,608 59 Capital stock paid in $100,000 00 Overdrafts 612 88 XT. S. bonds to secure circulation... 100, 000 00 Surplusfund 35,000 00 TJ. S. bonds to secure deposits Other undivided profits 11, 267 17 tT. S. bonds on hand 30,000 00 National bank notes outstanding.. 83,400 00 Other stocks, bonds, and mortgages. Due from approved reserve agents. 33,100 67 State bank notes outstanding Due from other banks and bankers 1,629 91 Dividends unpaid 2.645 81 Eeal estate, furniture, and fixtures. 3, 409 85 Current expenses and taxes paid Individual deposits 124, 843 52 : Premiums paid United States deposits , Checks and other cash items 584 00 Deposits of IT. S. disbursing officers.; Exchanges for clearing-house ' 10,167 61 Bills of other banks 10,206 00 Due to other national banks Fractional currency 32 21 Due to State banks and bankers Specie 8,040 00 Legal-tender notes 10,000 00 Notes and bills re-discounted ; TJ. S. certificates of deposit Bills payable i Due from IT. S. Treasurer ; 6,100 00 Total i Total 367,324 11 i 367,324 11 Searsport National Bank, Searsport. JAS. G. PENDLETON, President. Loans and discounts Overdrafts ' U. S. bonds to secure circulation... j TT. S. bonds to secure deposits : TT. S. bonds on hand ; Other stocks, bonds, and mortgages. | Due from approved reserve agents. I Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ' Exchanges for clearing-house Bills of other banks Fractional currency. Specie , Legal-tender notes TT. S. certificates of deposit. Due from TJ. S. Treasurer. - No. 2642. $75, 976 72 Capital stock paid in ! 50,000 00 Surplus fund Other undivided profits ! | National'bank notes outstanding. .• ; 28, 505 09 State bank notes outstanding Dividends unpaid | 122, 58 Individual deposits United States deposits 637 78 Deposits of U.S. disbursingomcers. t 1, 019 00 Due to other national banks 3 21 Due to State banks and bankers 2, 889 70 1,400 00 Notes and bills re-discounted Bills payable 2, 250 00 Total 162, 804 I Total. CHAS. F. GORDON, Cashier. $50,000 00 2,11330 45,000 00 65, 690 78 ' i 162,804 08 First National Bank, Skowhegan. ABNER COBURN, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation.. .j U. S. bonds to secure deposits i U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents ] Due from other banks and bankers.' Keal estate, furniture, and fixtures. Current expenses and taxes paid... | Premiums paid ! Checks and other cash items ; Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from U. S. Treasurer Total. No. 239. 4,539 33 GEORGE N . P A G E , Cashier. Capital stock paid in 150, 000 00 Surplusfund Other undivided profits National bank notes outstanding..' 40, 577 17 i State bank notes outstanding Dividends unpaid 2, 000 00 6,533 \4 Individual deposits United States deposits Deposits of U.S. disbursing officers 10,235 00 Due to other national banks 8060 ; Due to State banks and bankers 2,625 00 4, 000 00 Notes and bills re-discounted Bills payable 6,750 00 487, 340 24 Total $150, 000 00 50,000 00 11, 706 92 128, 600 00 360 00 146,144 00 529 32 487,340 24 KEPORT OF THE COMPTROLLER OF THE CURRENCY. 23 MAINE. Second National Bank, Skowhegan. E. B. SHKI-HEELI, President. No. 298. JAMES FKLLOWS, Cashier. Liabilities. Resources. Ijoana and discounts Overdrafts U. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from otber banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total . j $157, 858 32 i Capital stock paid in 79 51 125,000 00 Surplus fund Other undivided profits .4,500 66" National bank notes outstanding.. 13, 260 63 State bank notes outstanding 3, 277 73 Dividends unpaid 2,054 19 1,410 00 90 04 837 14 2,300 00 Individual deposits United States deposits Deposits of U. S.disbursing officers. $125, 000 00 27, 500 00 3,122 19 109, 900 00 1,101 00 53, 523 26 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 5,625 00 I Total. 320,146 45 ; 320,146 45 South Berwick National Bank, South Berwick. WILLIAM D. JEWETT, President. Loans and discounts Overdrafts V. S. bonds to secure circulation... XJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. h. certificates of deposit Due from U. S. Treasurer Total . No. 959. * JOHN F. WALKER, Cashier. $125, 883 21 Capital stock paid in 100,000 00 Surplus fund Other undivided profits . $100,000 00 20,000 00 9,483 40 25,125 00 National bank notes outstanding".. j State bank notes outstanding !. 23, 808 75 Dividends unpaid 87, 000 00 Individual deposits Tjnited States deposits 1, 388 54 Deposits of TJ. S. disbursing officers. 68, 381 24 5, 073 50 1, 617 00 Due to other national banks 2 34 2,887 50 Due to State banks and bankers . 3, 700 00 Notes and bills re-discounted . Bills payable 4, 500 00 Total. 89, 938 14 289, 938 14 Georges National Bank, Thomas ton. EDWARD E. O'BBIEK, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation ..; IT. S. bonds to secure deposits j XT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit j Due from TJ. S. Treasurer Total. No. 1142. $83, 653 40 JNO. C. LEVENSALER, Cashier. Capital stock paid in 110; 000 00 Surplus fund Other undivided profits 19, 765 66 2,200 00 National bank notes outstanding.. State bank notes outstanding Dividends unpaid $110,000 00 19,500 00 4,784 83 99,000 00 251 00 "9,'i87"50" Individual deposits Tjnited States deposits 45,977 34 Deposits of TJ. S.disbursingofficers. 46,168 85 2,915 00 Due to other national banks 10 90 Due to State banks and bankers . . 4,512 50 1,100 00 Notes and bills re-discounted . Bills payable 4,950 00 1, 567 62 3, 000 00 284,272 30 Total. 284, 272 30 24 REPORT OF THE COMPTROLLER OF THE CURRENCY, MAINE . Thomaston National Bank, Thomaston. CHKISTOPHEB PKINCE, President. No. 890. PRANK H . JOEDAN, Cashier, Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.... TJ. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages ; Due from approved reserve agents. Due from other banks and bankers. Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items i Exchanges for clearing-house Bills of other banks Fractional currency • Specie Legal-tender notes j : TJ. S. certificates of deposit Due from TJ. S. Treasurer ,., ! $100,000 00 $135, 485 87 Capital stock paid in 20,000 00 100,000 00 Surplus fund ; 11,834 81 Other undivided profits . 88,000 00 5, 200 00 National bank notes outstanding..i i 52,282 31 State bank notes outstanding Dividends unpaid j 434 00> 17,400 00 Individual deposits i United States deposits ' 50, 542 69 Deposits of U.S. disbursing officers, j 156,325 81 : 1,949 00 Due to other national banks 2 29 Due to State banks and b a n k e r s . . . 7, 875 00 2,286 00 Notes and bills re-discounted. Bills payable 4, 500 00 928 54 Total. 377, 523 16 Total. 377, 523 16 Medomak National Bank, Waldoboro'. SAML. W. JACKSON, President. • ! Loans and discounts Overdrafts TJ. S. bonds to secure circulation...; TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages ' Due from approved reserve agents-1 Due from other banks and bankers ! Real estate, furniture, and fixtures.: Current expenses and taxes paid. Premiums paid i ! Checks and other cash items Exchanges for clearing-house ' Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer ; Total. No. 1108. $58,740 66 50,000 00 GEORGE ALLEN, Cashier. Capital stock paid in. Surplus fund '... Other undivided profits . 3,600 00 National bank notes outstanding.. i 55,377 33 State bank notes outstanding . . 224 11 Dividends unpaid Individual deposits United States deposits 4, 059 45 Deposits of U. S. disbursing oflicers. 2,420 00 7,862 00 2, 250 00 $50, 000 00 9, 200 00 1, 616 11 43, 822 00- 235 50 79, 659 94 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 184, 533 55 184, 533 55 Waldoboro' National Bank, Waldoboro'. ISAAC REED, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits . TJ. S. bonds on hand Other stocks, bonds, and mortgages Dne from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid. ..j Premiums paid j Checks and other cash items ; Exchanges for clearing-house Bills of other banks ' : Fractional currency , Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total. No. 744. BELA B. HASKELL, Cashier. $50, 000 00 $51, 251 65 50,000 00 13, 000 00 5, 556 I Surplus fund Other undivided profits 10,000 00 966 26 National bank notes outstanding.. j State bank notes outstanding !. 45,000 00 Dividends unpaid. 280 00 Individual deposits 18,630 82 United States deposits Depositsof U.S. disbursingofiicers. 1,260 00 Due to other national banks 855 650 00 Due to State banks and bankers . 900 00 I Notes and bills re-discounted I Bills payable I 2, 250 00 124, 877 08 Total. 124,877 08 KEPOET OF THE COMPTROLLER OF THE CURRENCY. MAINE . 25 • Merchants' National Bank, Waterville. J O H N WAKE, President. No. 2306. Resources. Loans and discounts Overdrafts TT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid , Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TT. S. Treasurer Liabilities. $117,012 15 344 31 100,000 00 Capital stock paid in ' $100, 000 00 Surplusfund Other undivided profits 16/000 00 3,367 63 12,500 00 National bank notes outstanding.., 3, 564 54 State bank notes outstanding 2, 945 63 Dividends unpaid 9, 001 72 Individual deposits United States deposits 361 00 Depositsof U.S. disbursing officers 90,000 00 399 00 47, 465 94 3,175 00 Due to other national banks 20 22 2,171 00 Due to State banks and bankers . 1, 637 00 Notes and bills re-discounted. Bills payable 4,500 00 257, 232 57 Total. 257, 232 57 Total. HOKATIO D. BATES, Cashier. i People's National Bank, Waterville. N. G. H. PULSIFER, President. No. HOMER PERCIVAL, Cashier. Capital stock paid in Total. ; Surplusfund Other undivided profits $243. 385 86 Loans and discounts Overdrafts U. S. bonds to secure circulation...! 200, 000 00 U. S. bonds to secure deposits i TJ. S. bonds on hand ' Otherstocks, bonds, and mortgages, i 28,000 00 Due from approved reserve agents.' 370 84 Due from other banks and bankers j 391 43 Real estate, furniture, and fixtures.; 6, 400 00 Current expenses and taxes paid...! Premiums paid i Checks and other cash items : 2, 315 68 ; Exchanges for clearing-house Bills of other banks 3, 548 00 Fractional currency ' 9 93 Specie ' i 1,665 00 Legal-tender notes ' 800 00 TJ. S. certificates of deposit i Due from TJ. S. Treasurer : 9, 000 00 | j National bank notes outstanding ..j State bank notes outstanding ' Dividends unpaid $200,000 00 42,000 00 6, 093 37 180,000 00 j 948 00 Individual deposits i United States deposits j Deposits of U. S. disbursing officers.! 61, 617 21 Due to other national banks •< Due to State banks and bankers - Notes and bills re-discounted. Bills payable 5, 228 16 495, 886 74 Total. 495, 886 74 Ticonic National Bank, Waterville. SAMUEL' API'LETON, President. Loans and discounts i Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits ' U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents j Due from other banks and bankers ! Real estate, furniture, and fixtures 1 Current expenses and taxes paid... j Premiumspaid ! Checks and other cash items j Exchanges for clearing-house ; Bills of other banks i Fractional currency i Specie .' ! Legal-tender notes j U . S . certificates of deposit ! Due from U . S . Treasurer I I Total j No. 762. AARON A. PLAISTED, Cashier* $148, 470 96 Capital stock paid in 100,000 00 1 Other undivided profits National bank notes outstanding.. State bank notes outstanding . . . . . 1,628 08 1,376 13 Dividends unpaid 9, 000 00 Individual deposits 2,397 38 $100,000 0022, 000 008, 355 58 90, 000 00 565 00 53, 626 59 Depositsof U.S. disbursingofficers. 4,648 00 Due to other national banks 66 10 : Due to State banks and bankers .. 2,134 00 412 00 380 48 4,79500 274, 927 65 Total 274, 927 65- 26 EEPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. West Waterville National Bank, West Waterville. ALBION P. BENJAMIN, President. No. 2231. Resources. GEORGE H. BRYANT, Cashier. ! Liabilities. . * Loans and discounts $78,977 19 Capital stock paid in Overdrafts 12 40 U. S. bonds to secure circulation... 75, 000 00 Surplus fund Other undivided profits TT. S. bonds to secure deposits ! TT. S. bonds on hand Other stocks, bonds, and mortgages | National bank notes outstanding.. Due from approved reserve agents. * 14, 843 50 I S t a t e b a n k n o t e s ^ s t a n d i n g . Due from other banks and bankers 6, 659 39 : Real estate, furniture, and fixtures1,189 31 , Dividends unpaid Current expenses and taxes paid... 405 35 current expenses ana taxes paid... 400 d» , I n a i v l d u a l a e p o s i t s : Premiums paid j; United States deposits Checks and other cash items 1,032 03 j! DepositsofU.S.disbursingofficersJ '. Exchanges for clearing-house. Bills of other banks 825 00 Due to other national banks Fractional currency 315 Due to State banks and bankers . Specie 79 00 Legal-tender notes 1, 074 00 I Notes and bills re-discounted I TT.S. certificates of deposit :i Bills payable Due from U. S. Treasurer 3,375 00 ! i Total 183,475 32 j; Total $75, 000 00 5,301 86 2,848 56 67, 500 00 24 50 32,800 40 183,475 32 National Bank, Winthrop. CHARLES M. BAILEY, President. No. 553. Loans and discounts ' Overdrafts TT. S. bonds to secure circulation... :! TJ. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agentsCurrent expenses and taxes paid Premiumspaid Checks and other cash items Exchanges for clearing-bouse Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from U. S. Treasurer JOHN M. BENJAMIN, Cashier. $170,405 93 :! Capital stock paid in j $100,000 00 '•'. 100, 000 00 j I Surplus fund : 20,000 00 Other undivided profits 30, 631 40 \. i: National bank notes outstanding.. 90,000 00 28,387 65 ' State bank notes outstanding Individual deposits ' United States deposits ; DepositsofU.S.disbursingofficers 2,789 06 68,776 22 620 00 ; Duetoother national banks ; 28 48 Due to State banks and bankers . 3,12150. > 1, 000 00 ' Notes and bills re-disconnted ; Bills payable , 4,500 00 Total 310,852 62 Total ' 310,852 62 First National Bank, Wiscasset. HENRY ISGALLB, President. No. 1549. FREDK. W. SEW ALL, Cashier. . .. .. . 98' Capital stock paid in ] $100,000 00 : 00 : Surplus fund ! 30,000 00 ' Other undivided profits i 8,640 18 ]'< \1 00 •[ National bank notes outstanding.. 89, 500 00 22 ! State bank notes outstanding ; Loans and discounts $121,847 Overdrafts V. S. bonds to secure circulation... 100,000 TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks,bonds,and mortgages 16, 000 Due from approved reserve agents. 5,662 Due from other banks and bankers. Dividends unpaid i Real estate, furniture, and fixtures. 1,626 64 Current expenses and taxes paid . ,Indlvidnal d | lts Premiumspaid 8,851 78 •> United States deposits \ Checks and otner cash items 936 19 ! DepositsofU.S.disbursingofiicer8.| Exchanges for clearing-house , Bills of other hanks 2, 000 00 , | Due to other national banks j Fractional currency i Due to State banks and bankers .. i Specie 260 00 ; i Legal-tender notes 300 00 ; Notes and bills re-discounted ' TT. S. certificates of deposit Bills payable j Due from U. S. Treasurer 4,500 00 : Total : 261,984 81 Total i 1,372 61 040 48 , 3i, 1,431 54 261,984 81 REPOKT OF THE COMPTROLLER OF THE CURRENCY. NEW 27 HAMPSHIRE. Connecticut River National Bank, Charlestown. HOBEKT ELWELL, President. No. 537. GEORGE OLCOTT, Cashier. Resources. Liabilities. I $100,000 00 Loans and discounts ' $152, 373 22 Capital stock paid in Overdrafts : 32,000 00 TJ. S. bonds to secure circulation... 100, 000 00 Surplusfund TJ. S. bonds to secure deposits \ Other undivided profits ' 1,163 80 TJ. S. bonds on hand -. 90, 000 00 National bank notes outstanding.. Other stocks,bonds, and mortgages. : Due from approved reserve agents. 10, 533 45 State bank notes outstanding Due from other baiiks and bankers.' Real estate, furniture, and fixtures. 5, 250 00 Dividends unpaid . Current expenses and taxes paid... • Individual deposits 52, 502 01 Premiums paid United States deposits Deposits of U.S.disbursingoffic Checks and other cash items '•• Exchan 2es for clearing-house Bills oi other banks 827 00 Due to other national banks Fractional currency 2 74 Due to State banks and bankers . Specie 900 00 Legal-tender notes 1,280 00 Notes and bills re-discounted. Bills payable TJ. S. certificates of deposit Due from TJ. S. Treasurer 4, 500 00 Total 275,666 41 Total. 275, 666 41 Claremont National Bank, Claremont. GEO. N. FAKWELL, President. No. 596. Loans and discounts Overdrafts U. S. bonds to secure circulation .., TT. S. bonds to secure deposits : XT. S. bonds on hand Other stocks.bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid...; Premiums paid Checks and other cash items Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from XT. S. Treasurer Total. $171, 644 67 48 44 150,000 00 GEO. N. FARWELL, 2D, Cashier. Capital stock paid in [ $150, 000 00 45, 000 00 1,192 86 Surplus fund Other undivided profits . 44,650 00 National bank notes outstanding.. 22, 207 79 State bank notes outstanding 2, 699 31 Dividends unpaid 5 00 Individual deposits United States deposits 1, 463 35 Deposits of TJ. S.disbursing oflicers. 135, 000 00 6,000 00 68,937 20 2,068 00 Due to other national banks 3 50 Due to State banks and bankers . 1,330 00 3, 205 00 Notes and bills re-discounted. Bills payable 6,750 00 Total. 406,130 06 406,130 06 First National Bank, Concord. No. 318. AUGUSTINE 0. PIERCE, President. Loans and discounts $321, 812 00 Overdrafts 227 30 TJ. S. bonds to secure circulation . . 150, 000 00 TJ. S. bonds to secure deposits 165, 000 00 U. S. bonds on hand.. ; 7,150 00 Other stocks,bonds, and mortgages118,990 00 Due from approved reserve agents. • 116,869 35 Due from other banks and bankers.: 20,227 53 Keal estate, furniture, and fixtures.! 10, 000 00 Current expenses and taxes paid... 4,101 38 Premiums paid ; , Checks and other cash items [ 7, 310 45 Exchanges for clearing-house Bills of other banks : 8,195 00 Fractional currency , 171 59 Specie ' 10,716 85 Legal-tender notes 19, 650 00 U. S. certificates of deposit ! Due from U. S. Treasurer j 6, 750 00 Total i 967,171 51 : WILLIAM F . THAYEE, Cashier. Capital stock paid in '' $150,000 00 Surplusfund Other undivided profits , ; National bank notes outstanding..; State bank notes outstanding 30,000 00 68,354 31 134, 850 00 Dividends unpajd 580 00 Individual deposits - 311,7)8 23 United States deposits ; 19,472 06 Deposits of U.S. disbursing oflicers., 102,369 67 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted Bills payable Total 149, 827 24 ' '• ! 967,17151 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Mechanicks' National Bank, Concord. BENJ. A. KIMBALL, President. No. 2447. JAMES MIXOT, Cashier- Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on band Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bar kers Real estate, furniture, and fixtures. Current expenses and taxes p'lid... Premiums paid Checks and other cash items Exchanges for clearing-housoBills of other banks Fractional currency Specie Legal-tender notes IT. S3. certificates of deposit Due from TJ. S. Treasurer. - . Total. 201, 222 41 Capital stock paid iu 1,241 83 40, 000 00 Surplus fund Otlicr undivided profits $100, 000 00 i 27, 6r>8 25 National "bank notes outstanding.. | I 99,16ft 47 State bank notes outstanding Dividends unpaid 'its," boo" oo : Individual deposits 5, 500 00 United States deposits i 3, 798 30 DepositsofU.S. disbursing officers.' 9, 878 00 Due to other national banks 38 11 Due to State banks and bankers ..; 0,875 00 13,340 00 Notes and bills re-discounted ' Bills payable 1, 800 00 Total. 420, 521 37 2,100 00 6.484 60 30, 500 00 345 00 263,139 12 467 37 23, 485 28 426,521 37 National State Capital Bank, Concord. LEWIS DOWNIKG, Jr., President. J . E. 1'ERNAI.U, Cashier, No. 758. Loans and discounts $356, 068 92 Capital stock paid in | $200, 000 00 Overdrafts 89 06 40,000 00 U. S. bonds to secure circulation... 200, 000 00 Surplus fund 23,953 09 IT. S. bonds to secure deposits/ Other undivided profits . U. S. bonds on hand Other stocks,bonds, and mortgages. 42,840 00 National bank notes outstanding.. 180.000 00 Due from approved reserve agents 39, 586 11 State bank notes outstanding Due from other banks and bankers 10, 921 37 7,175 0* Real estate, furniture, and fixtures 25, 000 00 Dividends unpaid Current expenses and taxes paid. 215,790 53 Individual deposits Premiums paid United States deposits j. Checks and other cash items 3,4o8 70 DepositsofU.S. disbursing officers. I. Exchanges for clearing-house Bills of other banks 9, 950 00 Due to other national banks 44, 503 83 Fractional currency 81 79 Due to State banks and bankers .. j. Specie 2, 426 50 Legal-tender notes 12,000 00 Notes and bills re-discounted . IT. o. certificates of deposit Bills payable Due from V. S. Treasurer 9, 000 00 Total. 711, 422 45 Total. 711,422 45 Derry National Bank, Derry. JOHN W. No YES, President. Loans and discounts Overdrafts - . S. bonds to secure circulation . . IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid C hecks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total No. 499. F. J . SHEI'AKI), Cashier. $64, 350 63 Capital stock paid in. 60, 000 00 Surplus fund Other undivided profits . 7,000 00 11,554 85 National bank notes outstanding.. State bank notes outstanding 320 00 Dividends unpaid • 432 03 Individual deposits 4,929 37 United States deposits 236 62 Deposits of U. S. disbursing officers ,. 3,323 00 27 78 118 60 $60, 000 00 9, 000 00 2,448 20 51, 700 00 384 00 29, 460 68 Due to other national banks Due to State banks and bankars . Notes and bills re-discounted . Bills payable 2,700 00 152, 992 88 Total. 152, 992 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 29 HAMPSHIRE. Cochecho National Bank, Dover. No. 1087. J A S . E. LOTHHOP, President. HARRISON HALEY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. j Due from other banks and bankei's ' Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TJ. S. Treasurer $146, 908 99 Capital stock paid in 3,327 79 150, 000 00 Surplus fund Other undivided profits . i , 910 00 43 93 1, 209 50 6, 750 00 $150, 000 00 8, 562 09 3, 745 36 10,387 50 National bank notes outstanding. State bank notes outstanding 4, 902 07 Dividends unpaid i 1,490 40 Individual deposits j 1, 08(5 12 United States deposits \ 589 51 Deposits of U.S. disbursing officers. I 135,000 00 620 20 45, 059 19 Due to other national banks ' Due to State banks and bankers .. I Notes and bills re-discounted Bills payable 351, 851 04 Total. • I i 8,864 20 351,851 04 Total. Dover National Bank, Dover. No. 1043. OLIVER "WYATT, President. CALVIN HALE, Cashier. Loans and discounts $115, 246 01 • Capital stock paid in ! Overdrafts 748 99 : TJ. S. bonds to secure circulation... 100, 000 00 Surplus fund ; TT. S. bonds to secure deposits Other undivided profits i XT. S. bonds on liand . Other stocks, bonds, and mortgages. • 10,170 0 0 National bank notes outstanding.. j I Due from approved reserve agents. I 7, 894 65 State bank notes outstanding Due from other banks and bankers, i Dividends unpaid . Real estate, furniture, and fixtures.'< 6, 500 00 Current expenses and taxes paid... 1 125 37 Individual deposits Premiums paid United States deposits Checks and other cash items 2,167 13 Depositsof U.S. disbursing officers. Exchanges for clearing-house Bills of other banks 5, 431 00 Due to other national banks Fractional currency '• 156 94 Due to State banks and bankers . Specie 4, 800 00 ; Notes and bills re-discounted. Legal-tender notes 1 Bills payable XJ. S. certificates of deposit i Due from TT. S. Treasurer I 4, 510 00 Total. 257, 745 09 Total. $100,000 00 20, 000 00 12,630 54 86, 200 00 373 50 38, 541 05 257, 745 09 Straffbrd National Bank, Dover. No. 1353. WILLIAM S. STEVENS, President. BLISHA E. BROWN, Cashier. ! Loans and discounts $305, 343 50 Capital stock paid in Overdrafts U. S. bonds .to secure circulation... 150, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits . U. S. bonds on hand Other stocks,bonds, and mortgages. 2,000 00 National bank notes outstanding. Due from approved reserve agents31, 837 43 i State bank notes outstanding . . . . Due from other banks and bankers ; Dividends unpaid Real estate, fumitnre, and fixtures Current expenses and taxes paid... Individual deposits Premiums paid ; United States deposits Checks and other cash items ' [ DepositsofU.S.disbursingomcers Exchanges for clearing-house .... Bills of other banks 12, 886 00 Due to other national banks Fractional currency 140 58 Specie 5,760 00 ; Due to State banks and bankers . Legal-tender notes 3,000 00 Notes and bills re-discounted. ; Bills payable IT. S. certificates of deposit ' Due from U. S. Treasurer | 6,750 00 Total j 517,717 57 Total. $150,000 00 30,000 00 32,590 74 133, 000 00 1, 805 00 180 00 137, 828 31 32, 313 52 517, 717 57 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEV HAMPSHIRE. Monadnock National Bank, East Jaffrey. PETER UPTON, President. No. 1242. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation. . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Eeal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes V. ». certificates of deposit Due from U. S. Treasurer Total . HIRAH D. UPTOX, Oashie r. : Liabilities. $86, 906 77 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits 20, 000 00 9,361 44 National bank notes outstanding.. j State bank notes outstanding 89, 300 00 837 00 1 "7,~S69'94" Dividends unpaid 686 37 Individual deposits I 1, 566 97 United States deposits ! 1, 881 61 Deposits of U. S. disbursing officers. i 43, 594 38 40,863 75 14, 917 29 '~2,'224'oo" 39 28 1, 800 00 1,000 00 [ $100,000 00 863 16 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 4, 500 00 263, 955 98 Total. 263, 955 98 National Granite State Bank, Exeter. BENJ. L. MERRILL, President. No. 1147. $186, 741 35 Loans and discounts Overdrafts " 100,000 '66 U. S. bonds to secure circulation... U. S. bonds to secure deposits 30,000 00 "U. S. bonds on hand , 5, 000 00 Other stocks, bonds, and mortgages. 12, 927 84 Due from approved reserve agents. Due from other banks and bankers ' Real estate, furniture, and fixtures. • Current expenses and taxes paid...' Premiums paid Checks and other cash items ( Exchanges for clearing-house j Bills of other banks | Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 6,500 66 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits i i United States deposits 10,916 27 ; j Deposits of U.S. disbursing officers 318 00 68 40 4, 698 00 $100, 000 00 •20, 000 00 14,221 98 90, 000 00 800 00 724 27 137, 372 15 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 4, 500 00 362,394 13 Total. WAEREN F. PUTNAM, Cashier. 362,394 13 Total. Farmington National Bank, Farmington. JOHN F. CLOUTMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2022. $113, 433 92 832 72 100, 000 00 6,882 00 2, 987 30 2, 529 57 1, 437 50 227 20 1, 763 1 587 1, 000 JAMES B. EDGERLY, Cashier. $100,000 00 Capital stock paid in 2, 500 00 Surplus fund 5, 880 84 Other undivided profits 90,000 00 National bank notes outstanding-. j State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 80 00 37, 720 63 0« i Due to other national banks 06 I 20 Due to State banks and bankers 00 I Notes and bills re-discounted. Bills payable 4, 500 00 136,181 47 Total. 236,181 4T REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 E V W 31 HAMPSHIRE. First National Bank, Prancestown. J O H N D. BUTLER, Ho. 576. President, GEORGE "W. CUMMINGS, Cashier. Liabilities. Resources. Loans and discounts Overdrafts i. IT. S. bonds to secure circulation-..' U. S. bonds to secure deposits U . S . bonds on hand '. Other stocks,bonds, and mortgages.! Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid.. .1 Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U . S . Treasurer Total ! $78,823 13 j Capital stock paid in. $100,000 00 Surplus fund Other undivided profits . 22, 756 25 National bank notes outstanding.. 225 88 I State bank notes outstanding 400 00 Dividends unpaid. 943 70 '. 13,260 00 Individual deposits United States deposits 46 00 Depositsof U.S. disbursing officers. 100, 000 00 2, 200 00 34 438 00 20, 000 00 6, 564 53 89, 603 00 165 00 7,260 77 Due to other national banks i Due to State banks and bankers . Notes and bills re-discounted. Bills payable 4, 500 00 Total. 223, 593 30 223, 593 30 Franklin National Bank, Franklin, A. W. SULLOWAY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid...! Premiums paid I Checks and other cash items j Exchanges for clearing-house ' Bills of other banks ! Fractional currency i Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2443. $133, 608 03 32 63 100,000 00 5, 000 00 21, 926 46 FEANK PROCTOR, Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding-. State bank notes outstanding . . Dividends unpaid 1,259 35 2,180 74 1,610 02 8, 779 65 90,000 00 18 00 Individual deposits United States deposits f 1, 863 00 3 52 Due to State banks and bankers . . 1, 511 25 2, 000 00 Bills payable 4,500 00 Total 273, 884 98 ! $100,000 00 59,745 62 13 73J 69 273 884 98 Great Falls National Bank, Great Falls. DAVID H. BUFFUM, President. Loans and discounts Overdrafts U. S. bonds to secure circulation. - U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U". S. certificates of deposit Due from U. S. Treasurer Total. No. 1180. $203, 889 39 150, 000 00 JOSEPH A. STICKNEY, Cashier. Capital stock paid in Other undivided profits 1, 500 00 National bank notes outstanding- 8,787 48 10,000 00 Dividends unpaid 845 44 Individual deposits 7, 878 52 $150,000 00 50,000,00 5, 533 11 135,000 00 768 00 57,063 51 Depositsof U.S. disbursing oflicers. 3, 928 00 159 Due to State banks and bankers . . 3, 798 20 986 00 Bills payable 6, 750 00 398, 364 62 Total 398, 364 62 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Somersworth National Bank, Great Falls. EDWARD HAKGRAVES, President. No. 1183. H. C. GILPATRICK, Cashier. Resources. Liabilities. Loans and discounts ] Overdrafts U. S. bonds to secure circulation... i C S. bonds to secure deposits | U. S. bonds on hand Other stocks, bonds, and mortgages.! Due from approved reserve agents.! Due from other banks and bankers Eeal estate, furniture, andtixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U . S . certificates of deposit Due from U. S. Treasurer Total. $100, 000 00 $168,681 90 Capital stock paid in 2,389 53 20, 000 00 100,000 00 Surplus fund 26, 372 77 Other undivided profits . National bank notes outstanding.. 90, 000 00 ... < 12,168 38 State bank notes outstanding I Dividends unpaid ! 599 00 ! 1, 301 44 *Individual deposits 62,001 57 United States deposits j. 6,018 27 Deposits of U. S. disbursing officers. ]. 1,781 00 Due to other national banks 2 82 Due to State banks and bankers . 630 00 j 1, 500 00 Notes and bills re-discounted Bills payable 4,500 00 '8, 973 34 Total. 298,973 34 Dartmouth National Bank, Hanover. NEWTON S. HUNTINGTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. • Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1145. CHARLES P. CHASE, Cashier. Capital stock paid in. $49,064 05 50,000 00 ' Surplus fund i Other undivided profits . j 13,870 12 National bank notes outstanding..' I. 52,856 00 State bank notes outstanding Dividends unpaid 139 80 Individual deposits United States deposits Deposits of U. S. disbursing officers... $50, 000 00 15, 500 00 3, 570 74 43, 400 00 62, 068 41 1,150 00 Due to other national banks 9 18 Due to State banks and bankers . 4, 900 00 300 00 Notes and bills re-discounted. Bills payable 2, 250 00 174, 539 15 Total. 174, 539 15 First National Bank, Hillsborough. STEPHEN KEN RICK, President. No. 1688. I Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. o. certificates of deposit Due from U. S. Treasurer Total. JOHN C. CAMPBELL, Cashier. $45, 601 48 Capital stock'paid in. 118 08 50, 000 00 Surplus fund Other undivided profits . 9, 508 51 National bank notes outstanding.. 13,360 90 State bank notes outstanding 2,319 06 Dividends unpaid. 739 83 3, 050 00 Individual deposits United States deposits 220 75 Deposits of U. S. disbursing officers. $50, 000 00 6, 400 00 1,646 60 45, 000 00 28, 872 42 2,170 00 Due to other national banks 6 25 Due to State banks and bankers . 2, 574 16 I Notes and bills re-discounted. !j Bills payable 2,250 00 131, 919 02 Total. 131, 919 02 REPORT OF THE COMPTROLLER OP THE CURRENCY. NEW 33 HAMPSHIRE. Ashuelot National Bank, Keene. GEORGE A. WHISK LOCK, President. No. 946. HENRY O. COOLIDGE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $140,988 76 281 82 150, 000 00 59,440 00 18, 325 89 6,500 00 326 23 Capital stock paid in. Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid . $150,000 00 30, 000 00 14,160 30 135, 000 00 530 00 Individual deposits United States deposits Deposits of U.S. disbursing officers 51. 877 47 1, 580 00 SI 85 4,114 00 Due to other national banks Due to State banks and bankers .. j 696 26 19, 272 90 6, 200 00 Notes and bills ro-discounted Bills payable 3,978 38 9, 750 00 Total. 401, 536 93 401, 536 98 Cheshire National Bank, Keene. No. 559. JOHN H. ELLIOT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... tT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit. Due from TJ. S. Treasurer ROYAL H. PORTER, Cashier. $179, 859 48 Capital stock paid in.. 642 t7 200, 000 00 Surplus fund Other undivided profits 124,600 00 National bank notes outstanding. State bank notes outstanding 17, 143 15 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Duo to other national banks Due to State banks and bankers .. Notes and bills re-discounted Bills payable Total. Total. $200,000 00 50, 000 0« 28,245 57 180, 000 00 100 00 90, 594 80 7, 572 79 2, 821 71 559, 334 87 Citizens' National Bank, Keene. OBED G. DORT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. j Current expenses and taxes paid...; Premiums paid Cheeks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2299. $100, 390 67 694 42 100, 000 00 Capital stock paid in Other undivided profits 35,900 00 National bank notes outstanding.. 22,988 14 $100, 000 00 16, 000 00 7,491 85 90, 000 00 726 1,000 00 541 14 Individual deposits 4,112 25 on Deposits of U.S. disbursing officers. 58, 317 62 "i,'266 00' 29 85 1, 113 00 4,500 00 272, 535 47 H. Ex. 3- HENRY S. MARTIN, Cashier. Total 272, 535 47 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Keene National Bank, Keene. No. 877. EDWARD JOSLIN, President. J . E. BEAL, Cashier. Resources. Loans and discounts Overdrafts ' U. S. bonds to secure circulation...' U. S. bonds to secure deposits ; U. S. bonds on hand Other stocks, bonds, and mortgages ; 1 >ue from approved reserve agents i Due from other banks and bankers j Real estate, furniture, and fixtures Current expenses and taxes paid. Premiums paid ; Checks and other cash items I Exchanges for clearing-bouse [ Bills of other banks I Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $101, 507 77 Capital stock paid in 346 07 100,000 00 Surplus fund Other undivided profits. 20,000 00 25, 845 99 76,950 00 National bank notes outstanding.. 3,581 22 State bank notes outstanding Dividends unpaid. 90,000 00 Individual deposits United States deposits 6,466 09 Deposits of U.S. disbursing officers 71,564 20 458 00 6,458 00 Due to other national banks I l l Due to State banks and bankers . . 3, 993 30 4, 000 00 Notes and bills re-discounted Bills payable 5, 300 00 308,604 16 | Total. $100, 000 00 735 97 Total. 308, 604 16 Laconia National Bank, Laconia. JOHN C. MOULTON, President. Loans aud discounts Overdrafts U S. bonds to secure circulation. . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from oilier banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer No. 1645. $233,263 84 j' Capital stock paid in. 150,000 00 Surplus fund Other undivided profits $150, 000 00 , 20,500 00 4,190 82 5, 000 00 National bank notes outstanding.. 17, 456 44 State bank notes outstanding Dividends unpaid 53 05 Individual deposits j United States deposits 2,399 15 Depositsof U.S. disbursing officers. | 135,000 00 3, 712 00 109,901 94 '3,042 66" Due to other national banks Due to State banks and bankers . '5,'339*99' Notes and bills re-discounted . Bills payable fi, 750 00 Total. 423. 304 76 Total. DANIEL S. DINSMOOR, Cashier. 423, 304 76 Lancaster National Bank, Lancaster. GEO. R. EATON, President. No. 2600. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures •Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total... • FRANK D. HUTCHINS, Cashier. $136,081 091 Capital stock paid in. 1 1,177 76 125, 000 00 ]• Surplus fund 1 i Other undivided profits 1,760 20 330 3, 100 00 78 00 00 3, 072 20 National bank notes outstanding.. State bank notes outstanding 3,000 00 3, 000 00 654 110 437 50 $125, 000 00 90, 000 00 ii Dividends unpaid , Individual deposits United States deposits Depositsof U.S. disbursing officers 55, 484 39 , Due to other national banks Due to State banks and bankers .. 5, 519 54 1 Notes and bills re-discounted 1 Bills payable | 4/566 66' I 279, 076 13 Total. 279,076 13 REPORT OF THE COMPTROLLER OF THE CURRENCY. MEW 35 HAMPSHIRE. National Bank, Lebanon. No. 808. WILLIAM S. ELA, President. EDWARD A. KENDRICK, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total . Capital stock paid in - $86, 083 59 $100, 000 00 100,000 00* | Surplus fund I Other undivided profits 23, 337 00 : National bank notes outstanding.22,016 79 : State bank notes outstanding 12,212 67 7,378 96 Dividends unpaid. 1, 005 01 Individual deposits • j United States deposits Deposits of U.S. disbursing officers. 1,950 10 9, 565 00 518 81 6, 738 95 2,000 00 Due to other national banks Due to State banks and bankers .- 17,100 00 6, 013 95 89, 500 00 59, 660 82 5,038 11 i 4, 500 00 ! Notes and bills re-discounted . . Bills payable Total. 277, 312 : 277, 312 88 Littleton National Bank, Littleton. No. 1885. J O H N FARU, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie -' • Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $233, 545 69 150, 000 00 OSCAR C. HATCH, Cashier. Capital stock paid in j $150,000 00 Surplus fund ;! Other undivided profits . 30,000 00 13, 644 60 36,000 00 jj National bank notes outstanding.. 105,445 05 State bank notes outstanding 411 72 5, 000 00 Dividends unpaid . 806 72 Individual deposits United States deposits 16 00 Deposits of U. S. disbursing officers. 135, 000 00 7,941 00 10 39 4. 000 00 9, 000 00 Due to other national banks Due to State banks and bankers . . 88 00 227, 221 52 3, 972 45 Notes and bills re-discounted . Bills payable 7, 750 00 Total.. 559, 926 57 559, 926 57 First National Bank, Manchester. WATEKMAN SMITH, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Keal estate, furniture, and fixtures. Current expenses and taxes paid. -. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of otluT banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1153. $81,491 11 1, 488 98 150,01)0 00 100, 000 00 67, 100 00 11,991 71 980 95 FREDERICK SMYTH, Cashier. Capital stock paid in . Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding . . . . . Dividends unpaid . Individual deposits 4, 592 50 United States deposits 981 04 Deposits of U.S. disbursing officers. 3, 3'10 HO 1, 9:ir, 00 312 14 8, 826 20 $150,000 00 6, 840 09 135, 000 00 733 00 73,805 99 73,381 13 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 6, 750 00 41)9,760 21 Total. 439, 760 21 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Second National Bank, Manchester. No. 2362. AKETAS BLOOD, President. JOSIAH CARPENTER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U.S. bonds to secure deposits j. XT. S. bonds on hand ' Other stocks, bonds, andmortgages . Due from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks • ! Fractional currency Specie i Legal-tender notes U. S. certificates of deposit ; Due from TJ. S. Treasurer Total. $143,406 70 217 22 100, 000 00 6, 400 00 19, 917 96 3, 500 00 22 50 4, 500 00 2, 739 19 Capital stock paid in. $100,000 00 3, 700 00 2,450 31 Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding 90,000 00 Dividends unpaid. 2,100 00 ' Individual deposits j United States deposits I DepositsofU.S.disbursingofficers 90,531 51 2,163 00 j Due to other national banks : Due to State banks and bankers . . 1, 924 00 500 00 Notes and bills re-discounted . Bills payable 4, 500 00 1, 008 75 Total. 289, 790 57 289,790 57 Amoskeag National Bank, Manchester. MOODY CURRIER, President. No. 574. $486, 660 49 3,015 24 200,000 00 Loans and discounts Overdrafts U.S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency , Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer G. BYRON CHANDLER, Cashitr. Capital stock paid in Surplus fund Other undivided profits $200,000 00 < 42,000 00 17,705 46 i National bank notes outstanding.. 94,154 91 State bank notes outstanding Dividends unpaid J 6, 384 89 Individual deposits I United States deposits j 27, 296 09 Deposits of U. S. disbursing officers .1 180, 000 00 40 00 313,773 27 i 26, 926 00 Due to other national banks < 217 13 13, 379 80 Due to State banks and bankers . . I' 14,000 00 Notes and bills re-discounted ! | 9, 000 00 Bills payable 881, 034 55 Total. 71,445 33 56, 070 49 881, 034 55 Total. Manchester National Bank, Manchester. NATHAN PARKER, President. No. 1059. Loans and discounts i ; Overdrafts U. S. bonds to secure circulation... j U. S. bonds to secure deposits ! U. S. bonds on hand ; Other stocks, bonds, andmortgages ' Due from approved reserve agents • Due from other banks and bankers ; Be.il estate, furniture, and fixtures . Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house • Bills of other banks Fractional currency Specie Legal-tender notes , U. S. certificates of deposit Due from U.S. Treasurer i Total... i $307,258 09 3,212 30 150, 000 00 19,400 00 68,781 62 441 20 CHAELES E. BALCH, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. I State bank notes outstanding [ Dividends unpaid | 1. 826 31 * 8, 983 64 Individual deposits United States deposits j 2,085 30 Depositsof U.S. disbursing officers. | 17,221 00 39 75 15, 730 00 6,750 00 601,729 27 Due to other national banks [ Due to State banks and bankers ..: I Notes and bills re-discounted Bills payable Total. $150, 000 00 60,000 00 25, 358 50 135, 000 00 155 00 223, 042 99 3,356 78 4,816 00 601,729 27 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 37 HAMPSHIRE. Merchants' National Bank, Manchester. JAMES A. WESTON, President. No. 1520. DANIEL W. LANE, Cashier Liabilities. Resources. Loans and discounts i Overdrafts U. S. bonds to secure circulation. ..I U. S. bonds to secure deposits tT. S. bonds on hand |. Other stocks, bonds, and mortgagesDue from approved reserve agents-! Due from other banks and bankers.'. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid .' . Checks and other cash items Exchanges for clearing-house ! Bills of other banks Fractional currency j Specie j Legal-tender notes i. TJ. S. certificates of deposit '. Due from U. S. Treasurer .', Total : $200, 653 65 j Capital stock paid in 1, 854 33 150, 000 00 i Surplus fund j Other undivided profits ! , j 75, 920 33 National hank notes outstanding.. State bank notes outstanding 3,319 07 Dividends unpaid 3, 52!) 35 14 00 Individual deposits ; "United States deposits 896 62 • DepositsofU.S.disbursingoflicers 19,303 71 10,864 49 135,000 00 3,348 00 121,183 56 1, 590 00 Due to other national banks 2 50 Due to State banks and bankers .. I 6,485 25 Notes and bills re-di3counted. Bills payable 6, 750 00 Total. 451, 015 10 $150, 000 00 11, 315 34 451,015 10 Souhegan National Bank, Milford. RoiiX. R. HOWISON, President. No. 1070. Loans and disconnts Overdrafts U. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Duo from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer FKEDK. T. SAWI'EU, Cashier. $137,770 74 I Capital stock paid in 100, 000 00 Surplusfnnd Other undivided profits 356'bb' ; $100,000 00 , 29,819 19 3, 452 62 12, 325 00 National bank notes outstanding..] 7, 337 81 | State bank notes outstanding 3,250 60 \ Dividends unpaid ] i 3,287 38 I 1,457 97 \I Individual deposits . . 68 00 United States deposits. 4,789 26 J DepositsofU.S. disbursingoificers ! 89,000 00 8,713 75 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable Total Total. 290, 985 56 First National Bank, Nashua. GBOKUE A. RAMSDELL, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes 0". S. certificates of deposit Due from TT. S. Treasurer Total No. 2741, JOHN A. SPALDING, Cashier. $100, 522 56 Capital stock paid in j 1,650 64 35,000 00 Surplus fund ! Other undivided profits 65, 000 00 14, 900 00 National bank notes outstanding-. State bank notes outstanding 2, 282 93 Dividends unpaid 18, 000 00 1,257 78 Individual deposits 495 23 United States deposits 5, 326 92 Deposits of U. S. disbursing officers. 895 00 26 38 4, 000 00 Due to other national banks Due to State banks and bankers . . $100,000 00 2, 206 74 31, 500 00 323 78 78, 053 69 39, 648 23 Notes and bills re-discounted. Bills payable 2,375 00 251, 732 44 Total. 251, 732 44 38 REPORT OP THE COMPTROLLER OP THE CURRENCY. NEW HAMPSHIRE. Second National Bank, Nashua. JIREMIAH W. WHITE, President. No. 2240. Resources. Loans ana discounts Overdrafts U. S. "bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand ... Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers : . Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ' Exchanges for clearing-house ! Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit i Due from TJ. S. Treasurer ! Total. FREDERICK A. EATON, Cashier. ; Liabilities. $165, 761 05 !: Capital stock paid in 315 08 ll 1 125, 000 00 Surplus fund Other undivided profits . 24,400 00 National bank notes outstanding..! State bank notes outstanding '< 18, 045 09 Dividends unpaid. 11, 500 00 1,482 88 Individual deposits '' United States deposits 943 33 ; Deposits of U.S. disbursing officers. $] 25,000 9» 7,000, 00 3, 865 73 112,500 0» 234 0* 107,250 71 551 00 [! Due to other national banks 27 01 j; Due to State banks and bankers . . 200 00 2, 000 00 Notes and bills re-discounted. Bills payable 5,625 00 Total. 355, 850 44 355, 850 44 Indian Head National Bank, Nashua. EDWARD SPALDING, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits IX. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures ! Current expenses and taxes paid...' Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from U. S. Treasurer Total. No. 1310. FRANK A. MCKEAN, Cashier. $266,603 81 Capital stock paid in 150 20 : 120, 000 00 Surplus fund Other undivided profits 22,000 00 29, 600 00 | National bank notes outstanding . 27,036,45 I State bank notes outstanding 3, 775 48 Dividends unpaid. 27296 74 i Individual deposits 3,066 00 United States deposits 555 38 Deposits of U.S. disbursing officers. $120,000 0» 27, 000 09 40, 502 02 106, 000 0» 776 0» 217, 851 93 16,182 66" Due to other national banks 163 89 Due to State banks and bankers . 12,300 00 3,000 00 Notes and bills re-discounted. Bills payable 5,400 00 Total. 512,129 95 512,129 9E New Market National Bank, New Market. JOSEPH C. BUKLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TT. S. bonds to secure deposits . U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes IT. S. certificates of deposit . Due from U. S. Treasurer.. Total. No. 1330. SAMUEL A. HALEY, Cashier. $90,539 85 ! Capital stock paid in. $80, 000 08 Surplus fund Other undivided profits . 18, 000 0* 1, 087 21 National bank notes outstanding.. 3,245 22 | State bank notes outstanding \ 1, 700 00 ' Dividends unpaid Individual deposits ; 4,407 81 United States deposits ! 4, 075 10 Deposits of U.S. disbursing officers.! 70,200 0» 10,000 00 573 0* 23, 882 6t 4, 260 00 Due to other national banks 10 11 ! Due to State banks and bankers • 1, 505 00 ' 4U0 00 I Notes and bills re-discounted. Bills payable 3, 600 00 193,743 09 Total. 193,743 0» REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 39 HAMPSHIRE. First National Bank, Newport. DEXTER EICHAUDS, President. No. 888. FREDERICK AV. LEWIS, Cashier. Resources. Loans and discounts Overdrafts tT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes U. S. certificates of deposit . Due from U. S. Treasurer... Liabilities. $103,904 58 ! i Capital stock paid in I $100, 000 0» 100,000 00 !' Surplus fund t | Other undivided profits ' 5,500 00 1,000 00 National bank notes outstanding-. State bank notes outstanding 44, 487 24 25,000 00 3,931 10 87, 000 00 Dividends unpaid . 700 00 84 83 Individual deposits i United States deposits * Depositsof U.S. disbursing officers, j 3,760 00 77 4,625 00 52,631 33 Due to other national banks Duo to State banks and bankers . Notes and bills re-discounted. Bills payable 4, 500 00 Total . Total. 208, 562 42 268, 562 48 First National Bank, Peterborough. FREDERICK LIVINGSTON*, President. j Loans and discounts ' Overdrafts . - -! U. S. bonds to secure circulation... TJ. S. bonds to secure deposits ]. U. S. bonds on hand j. Other stocks, bonds, and mortgages j Due from approved reserve agents Due from other banks and bankers. |. Real estate, furniture, and fixtures. • Current expenses and taxes paid... I Premiums paid ! Checks and other cash items : Exchanges for clearing-house . Bills of other banks ; Fractional currency I Specie ; Legal-tender notes U. S. certificates of deposit ;. Due from U. S. Treasurer '• Total. No. 1179. CHAS. P. RICHARDSON, Cashier. $128,730 35 Capital stock paid in 345 94 100, 000 00 ! Surplus fund Other undivided profits. $100, 000 0» 20.000 0» 17,120 88 24,231 35 j National bank notes outstanding. j 9, 344 24 State bank notes outstanding : "'i'ooo'oo Dividends unpaid 88,000 00 495 0* 1, 214 67 Individual deposits United States deposits 1, 563 55 Deposits of U. S. disbursing officers. 48, 074 63 1,987 00 45 23 1,694 05 500 00 1, 465 8T Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 4, 500 00 Total. 275, 156 38 I 275,156 38 Pittsfield National Bank, Pittsfield. CHAS. H. CARPENTER, President. Loans and discounts i Overdrafts j TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits I TJ. S. bonds on hand • Other stocks, bonds, and mortgages, j Due from approved reserve agents. • Due from other banks and bankers \ Real estate, furniture, and fixtures. Current expenses and taxes paid...! Premiums paid ] Checks and other cash items . Exchanges for clearing-house . Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U.S. Treasurer Total. JOHN A. Goss, Cashier. No. 1020. $56,312 20 Capital stock paid in : j $50,000 0* j 50, 000 00 ! Surplusfund Other undivided profits 7,440 0» 1,878 54 National bank notes outstanding.. I 5,891 03 State bank notes outstanding . . . . . ! i 299 0* ! Dividends unpaid I j Individual deposits I United States deposits 1,950 00 I Deposits of U.S. disbursing officers j 24, 581 5» 3, 000 00 i ' 43,700 0# 4, 000 00 Due to other national banks |. 245 90 Due to State banks and bankers - - i. 3,250 00 1, 000 00 Notes and bills re-discounted. Bills payable 2,250 00 127, 899 13 Total. 127,899 1* 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Pemigewasset National Bank, Plymouth. SATHAN H. "WEEKS, President. No. 2587. OSMON B. COFELAND, Cashier. Resources. Liabilities. Loans and discounts '• $105,189 27 Capital stock paid in. Overdrafts U. S. bonds to secure circulation .. i 75,000 00 Surplus fund U. S. bonds to secure deposits ' Other undivided profits . U. S. bonds on hand ! Other stocks, bonds, andmortgages.! 12,700 00 j | National bank notes outstanding.. ; Due from approved reserve agents 17,297 01 I State bank notes outstanding Due from other banks and bankers | Dividends unpaid Real estate, furniture, and fixtures :< 1,196 07 Cuirent expenses and taxes paid... 1, 046 81 I Individual deposits Premiums paid 1,000 00 United States deposits Checks and other cash items '• 7 00!' Depositsof U.S. disbursing offie Exchanges for clearing-house : Bills of other banks ; 3,381 00 1 Due to other national banks 1 Fractional currency I 54 89i i Due to State banks and bankers . Specie , 715 00 Legal-tender notes ; 3,000 00 [ Notes and bills re-discounted. U. S. certificates of deposit i ' Bills payable Due from IT. S. Treasurer ; 4,875 00 Total ; 225,462 05 Total. $75,000 00 1,000 00 4, 642 77 66,800 00 78, 019 28 225,402 05 First National Bank, Portsmouth. E. C. PEIUCE, Actg. Cashier. No. 2672. EDWARD P. KIMBALL, President. $341,270 11 219 25 150, 000 00 107, 000 00 Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from appioved reserve agents Dne from othoi banks and bankers Real estate, fiiitiiture, and fixtures Current expenses and taxes paid... Premiums paid Checks and othr r cash items Exchanges for clearing-house Bills of other banks Fractional currei-oy Specie Legal-tender notes XT. S. certificates OL deposit Due from U. S. Tt jasurer Capital stock paid in { $300, 000 00 Surplus fund Other undivided profits 100,000 00 23,886 04 143, 969 78 ! National bank notes outstanding..; 46, 004 20 State bank notes outstanding . .-.• 1)8, 030 58 I Dividends unpaid 4, 000 00 6,928 61j] Individual deposits 1 United States deposits . . 4,144 89 !' De-.ositsofU.S.disbursingofficers.i 135,000 00 • 17, 500 00 I Du e t o other national banks I 500 00 1 Due to State banks and bankers ..• 21, 300 00 5,700 00 ; No;' a and bills re-discounted . j Bill.) payable 6,750 00 1 1 Total. 3,801 00 893,317 42 Total. 893,317 42 i 583 00 235,027 89 73, 918 15 21,101 34 National Mechanics and Traders' Bank, Portsmouth. JOHN SISE, President. No. 401. Loans and discounts • Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits : TJ. S. bonds on hand Other stocks, bonds, andmortgages Due from approved reserve agents : Due from other banks and bankers.< Real estate, furniture, and fixtures Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other bauks Fractional currency Specie , Leial-t<nder notes TJ. S. certificates of deposit j Due from U. S. Treasurer ' Total i J . P. BABTLETT, Cashier. $372,943 88 Capital stock paid in 300,000 00 $300,000 00 Surplus fund Other undivided profits 17,000 00 29,200 00 National bank notes outstanding.. 50, 825 58 State bank notes outstanding 15,900 00 Dividends unpaid 4, 772 67 Individual deposits United States deposits j DepositsofU.S.disbursingofficers.: 16,737 106 6, 591 4,000 00 Due to other national banks : 07 Due to State banks and bankers .. [ 75 00 Notes and bills re-discounted Bills payable | 13,500 00 831,576 95 Total j 60, 000 00 31,425 07 270,000 00 812 00 164, 620 76 4, 719 12 831,576 95 REPORT OF THE COMPTROLLER OF THE CURRENCY. JfEW 4L HAMPSHIRE. New Hampshire National Bank, Portsmouth. K. A. PETERSON, President. No. 1052. LAFAYETTE S. BUTLER, Cashier. "Resources. Loans and discounts Overdrafts 17. S. bonds to secure circulation-. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages.' Due from approved reserve agents. Due from other banks and bankers.; Real estate, furniture, and fixtures. Current expenses and taxes paid-..! ; Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U.S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $151, 723 13 Capital stock paid in : $150,000 00 25, 683 39 3,443 52 150,000 00 Surplus fund Other undivided profits 24,300 00 National bank notes outstanding.. 11,610 17 State bank notes outstanding Dividends unpaid 2,090 76 Individual deposits 455 43 United States deposits : 226 32 Deposits of U. S. disbursing officers. j 131, 300 00 199 50 39,197 65 620 00 Due to other national bants 4 2 5 Due to State banks and bankers . 1,544 00 500 00 Notes and bills re-discounted . Bills payable 6,750 00 349,824 06 Total. 349, 824 06 Rockingham National Bank, Portsmouth. JNO. J. PICKERING, President. Loans and discounts j Overdrafts U. S. bonds to secure circulation... | U. S. bonds to secure deposits : U. S. bonds on hand '. Other stocks,bonds, and mortgages, j Due from approved reserve agents, i Due from other banks and bankers. j Real estate, furniture, and fixtures. Current expenses and taxes paid. Premiums paid j ! Checks and other cash items Exchanges for clearing-house j. Bills of other banks ! Fractional currency I Specie ] Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer No. 1025. $255, 368 58 Capital stock paid in $200, 000 00 Surplus fund Other undivided profits . 40,000 00 26,693 94 00 National bank notes outstanding.. 64 State bank notes outstanding 45 • 00 Dividends unpaid Individual deposits i United States deposits i 3, 922 03 Deposits of U.S.disbursing officers. 176, 700 00 4,538 00 200, 000 00 29, 000 21, 067 680 5,000 665 00 81, 634 43 2,109 00 Due to other national banks ' 126 92 Due to State banks and bankers . . 3, 950 75 Notes and bills re-discounted. Bills payable 9, 000 00 Total. 530,231 37 Total. JOHN P. HAST, Cashier. 530,231 37 Rochester National Bank, Rochester. JOHN MCDUPFEE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankersReal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U.S. certificates of deposit Due from U. S. Treasurer Total No. 2138. HENKY M. PIAJMER, Cashier. $79,170 83 Capital stock paid in 29 00 50, 000 00 Surplusfund Other undivided profits • •. ! National bank notes outstanding.. State bank notes outstanding Dividends unpaid $50, 000 00 3,500 00 3,238 17 44,000 00 693 50 Individual deposits j United States deposits Deposits of U.S.disbursing officers, j 50, 347 07 Due to other national banks i Due to State banks and bankers . . 1,652 13 Notes and bills re-discounted Bills payable Total. 153,430 87 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Citizens' National Bank, Tilton. No. 1333. AUSTIN F . PIKE, President. WILLIAM T. CASE, Cashier. Resources. Loans and discounts Overdrafts I IT. S. bonds to secure circulation... I U. S. bonds to secure deposits I XT. S. bonds on hand ! Other stocks, bonds, and mortgages. | Dae from approved reserve agents i Due from other banks and bankers : Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes U. S. certificates of deposit. Due from TJ. S. Treasurer. -. Total. Liabilities. $75,471 83 Capital stock paid in. $70, 000 0* 70,000 00 Surplus fund Other undivided profits . 11, 200 00 2, 233 48 National bank notes outstanding..! 13, 776 89 State bank notes outstanding 1,100 00 Dividends unpaid. 1,010 92 Individual deposits 268 86 United States deposits i 400 00 Deposits of U. S. disbursing officers. j 60,200 01 1,603 00 28 2, 533 75 Due to other national banks I Dae to State banks and bankers ..! ! Notes and bills re-discounted Bills payable 2,650 00 I 2,000 0» i j Total. 168,815 51 23,182 03 168, 815 51 Kearsarge National Bank, Warner. GKOBGB SAVORY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U.S. bonds on hand Other stocks, bonds, and mortgages, j Due from approved reserve agents! Due from other banks and bankers. '• Real estate, furniture, and fixtures. Current expenses and taxes paid— Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1674. GILMAN C. GEOKGE, Cashier. $37,814 32 I Capital stock'paid in 763 22 35, 000 00 i Surplus fund ! Other undivided profits . 7, 650 00 9, 855 00 National bank notes outstanding.. 1, 968 24 State bank notes outstanding i 1, 000 00 Dividends unpaid 426 36 1,023 75 Individual deposits United States deposits j. 631 12 Depositsof U.S.disbursingoflicers . 95 00 5 05 843 70 $50,000 00 6, 713 0» 1, 346 72 29, 892 00 482 0* 10,217 04 Due to other national banks Due to State banks and bankers . I Notes and bills re-discounted . Bills payable 1, 575 00 , Total. 98, 650 76 '8,650 78 Winchester National Bank, Winchester. EDWARD C: THATER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U.S. bonds to securekleposits U.S. bonds on hand ' Other stocks, bonds, and mortgages.! Dae from approved reserve agents. Due from other banks and bankers, j Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 887. $172, 656 57 150,000 00 HENRY ABBOTT, Cashier. Capitol stock paid in ! Surplus fund Other undivided profits . $150,000 0» 26,000 0* 8, 254 61 National bank notes outstanding.. i State bank notes outstanding |. 135, 000 00 [ 5, 939 67 Dividends unpaid 1, 020 11 Individual deposits | United States deposits 2, 072 52 Deposits of U. S. disbursing officers.;. 23,245 49 3, 618 15 91 00 11 50 1, 726 40 Due to other national banks Due to State banks and bankers . . 238 51 1,147 3i Notes and bills re-discounted . Bills payable 6, 750 00 343, 885 92 Total. 343, [85 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 43 HAMPSHIRE. Lake National Bank, Wolfborough. BLAKE FOLSOM, President. No. 1486. CHAS. F . PARKEK, Cashier. Liabilities. Kesources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Dae from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of otber banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $137,820 91 ] Capital stock paid in \ 125, 000 00 I Surplus fund Other undivided profits 11,029 40 3,000 00 13, 000 00 3,371 84 National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits 17 50 j Deposits of U.S. disbursing officers. $125,000 00 112,500 0a '• 38, 915 98 6,180 00 Due to other national banks 30 06 Due to State banks and bankers . 2, 609 95 Notes and bills re-discounted . Bills payable 5, 600 00 290, 787 82 Total. 290,787 82 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Barre. No. 2109. LEONARD F. ALDKICH, President. FREDERICK L. BATON, Cashier. Resources. Liabilities. $137,704 81 ' Capital stock paid in Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, f urniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes 0 . S. certificates of deposit Dae from TJ. S. Treasurer ! 100, 000 00 Surplus fund 100 00 11,500 00 13,731 30 9,400 00 625 69 174 37 Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid $100,000 00 ; i 20.000 00 6,791 04 88, 675 00 j : Individual deposits United States deposits |. Depositsof U.S. disbursing officers. \. !, 035 00 Due to other national banks 22 48 764 95 Due to State banks and bankers . 898 00 Notes and bills re-discounted . Bills payable 4, 500 00 281,456 60 Total.- 78 00 53, 262 56 12,650 00 281,456 60 Total. Barton National Bank, Barton. No. 2290. HIKAM MCLELI.AS, President. H. JK. DEWEY, Cashier. Loans and discounts $165, 042 78 ! Capital stock paid in Overdrafts j U. S. bonds to secure circulation... l">0, 000 00 Surplusfund j U. S. bonds to secure deposits ' Other undivided profits ! U. S. bonds on hand i Other stocks, bonds, and mortgages : National bank notes outstanding.. Due from approved reserve agents.; 35, 471 97 State bank notes outstanding Due from other banks and bankers., Real estate, furniture, and fixtures. 1, 500 00 Dividends unpaid Current expenses and taxes paid... 952 64 ' Individual deposits Premiums paid United States deposits Checks and other cash items 2, 814 00 j Deposits of U.S. disbursing officers ; Exchanges for clearing-house ; Bills of other banks 4,584 00 j Due to other national banks Fractional currency 126 27 j Due to State banks and bankers .. Specie ' 960 00 Legal-tender notes j 1,000 00 Notes and bills re-discounted. U. S. certificates of deposit ! Bills payable Due from U. S. Treasurer ! 6,750 00 j Total ; 369,201 66 • $150, 000 00 10,000 00 5, 307 35 135,000 00 496 00 68, 398 31 369,201 66 Total. National Bank, Bellows Falls. JAMES H. WILLIAMS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation..., TT. S. bonds to seoure deposits j U. S. bonds on hand Other stocks, bonds, and mortgages : Due from approved reserve agents. Due from other banks and bankers. > Real estate, furniture, and fixtures. Current expenses and taxes paid...' Premiums paid Checks and other cash items.. Exchanges for clearing-house . Bills of other banks Fractional currency Specie Le^al-tender notes 0*. S. certificates of deposit Dae from U. S. Treasurer Total . No. 1653. PRESTON H. HADLEY, Cashier. $178, 722 00 Capital stock paid in 1,589 86 100, 000 00 Surplusfund Other undivided profits $100,000 00 20,000 00 50,911 14 , National bank notes outstanding.-! ! 46,627 48 j State bank notes outstanding 62,483 93 j j 14,250 00 ! Dividends unpaid ' Individual deposits | | United States deposits ; 7, 757 62 Deposits of U. S. disbursing officers J 2, 619 00 Due to other national banks Due to State banks and bankers 11, 603 02 1, 590 00 Notes and bills re-discotmted. Bills payable 4, 500 00 431, 742 91 Total. | 90,000 00 4,000 00 1,659 00 164,715 34 457 43 431, 742 91 REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 VERMONT. First National Bank, Bennington. LUTHER R. GRAVES, President. No. 130. GEORGE 1\ GRAVES, Cashier. Kesources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U.S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other bants and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items . Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit... Due from U. S. Treasurer Total. Liabilities. $381, 525 68 I Capital stock paid in 1,963 12 122,000 00 I Surplusfund Other undivided profits $110,000 00 J10,000 00 26,903 33 National bank notes outstanding.. 44 State bank notes outstanding 89 00 ! Dividends unpaid I 48 Individual deposits United States deposits i 50 00 Deposits of U. S. disbursing officers I 22, 000 00 15, 504 476 5, 000 1, 590 1, 345 111 4, 000 16, 000 00 Due to other national banks i 76 Due to State banks and bankers ..; 00 00 Notes and bills re-discounted. Bills payable 5,450 00 Total. 577, 017 37 108,795 00 217, 111 43 4,207 61 577, 017 37 Bennington County National Bank, Bennington. CHARLES THATCHER, President. Loans and discounts | Overdrafts j U. S. bonds to secure circulation . . U. S. bonds to secure deposits | U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers,; j Real estate, furniture, and fixtures Current expenses and taxes paid-..' Premiums paid j Checks and other cash items : Exchanges for clearing-house ' Bills of other banks j Fractional currency Specie j Legal-tender notes . - -' U. S. certificates of deposit Due from U. S. Treasurer I Total.. No. 2395. ELLI6 A. COBB, Cashier. $146,325 07 |! Capital stock paid in 527 27 I 100,000 00 |l Surplusfund Other undivided profits 6,506 22 2, 218 72 3, 084 74 904 70 208 00 | : ; National bank notes outstanding.. j State bank notes outstanding . . $100, 000 00 3,900 00 2, 997 38 90,000 00 Dividends unpaid Individual deposits j United States deposits ! Deposits of U.S. disbursing officers j 806 00 ; Due to other national banks j 47 23 , Due to State banks and bankers... 2, 517 00 Notes and bills re-discounted Bills payable 4,500 00 3, 379 00 271, 023 95 Total. 55,734 2o 2,206 97 16, 024 13 161 22 271, 023 95 National "White River Bank, Bethel. NELBON GAY, President. Loans and discounts ; Overdrafts U. S. bonds to secure circulation -.' U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.' Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ; Exchanges for clearing-house . Bills of other banks ' Fractional currency , Specie I Legal-tender notes ! U. S. certificates of deposit Due from XT. S. Treasurer Total. No. 962. $145,163 43 5,487 72 125,000 00 7,142 40 3, 600 00 485 31 693 77 3,776 00 15 00 5,628 10 1,500 00 MERRICK SYLVESTER, Cashier. Capital stock paid in ' Surplus fund Other undivided profits . National bank notes outstanding. State bank notes outstanding Dividends unpaid Individual deposits United States deposits | Deposits of U. S. disbursing officers j $125, 000 00 18,417 00 2, 446 76 112,500 00 816 00 44, 936 97 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 5, 625 00 304,116 73 Total. 304,116 73 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, Brandon. H. C. COPELAKD, Cashier No. 278. KATHAN T. SFRAUUE, President Resources. Liabilities. Loans and discounts i Overdrafts TJ. S. bonds to secure circulation. . . | TJ. S. bond3 to secure deposits !. TJ. S. bonds on hand j Other stocks, bonds, andmortgages.; Due from approved reserve agents j Due from other banks and bankers ; Eeal estate, furniture, and fixtures j . Current expenses and taxes paid... j . Premiums paid • C hecks and other cash items • E x changes for clearing-house :. Bills of other banks Fractional currency Specie i Legal-tender notes i. TJ. S. certificates of deposit ). Due from TJ. S. Treasurer I Total. $207,162 83 Capital stock paid in. 2, 487 24 150,000 00 Surplus fund Other undivided profits "*26,O5O 00' 38, 850 00 National*bank notes outstanding.. 14, 008 35 State bank notes outstanding 5, 500 00 Dividends unpaid. 2, 662 50 2, 900 95 Individual deposits United States deposits Depositsof U.S. disbursingouicers 2, 395 00 i Due to other national banks 104 00 Due to State banks and bankers .. 106 00 I Notes and bills re-discounted . Bills payable 6, 750 00 452, 978 87 Total. $150,000 00 80, 000 08 45,559 18 135,000 00 650 00 41,100 54 667 15 452, 976 87 Brandon National Bank, Brandon. No. 404. ERASTUS D. THAYEE, President Loans and discounts Overdrafts tT. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total i j | i ! j | I 1 ; i ! ' ; ' | ' FRANK E. BRIGGS, Cashier. $208, 808 37 Capital stock paid in $200, 000 00 200,000 00 Surplus fund Other undivided profits .. National bank notes outstanding. 15,266 69 State bank notes outstanding Dividends unpaid.. 7, 200 00 Individual deposits United States deposits 645 80 Deposits of U.S. disbursingotficers. 12,222 78 180, 000 00 55, 028 28 3,460 00 Due to other national banks 30 15 Du 3 to State banks and bankers . 790 00 2,05u 00 Notes and bills re-discounted. Bills payable 9,000 00 447,251 01 Total. 447, 251 01 People's National Bank, Brattleboro'. PARLEY STARB, President. No. 2305. W. A. FACLKNEK, Cashier. $209,587 84 I Capital stock paid in Loans and discounts 51 91 Overdrafts 100,000 00 Surplus fund -TJ. S. bonds to secure circulation.. Other undivided profits . U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages I 19,000 00 National bank notes outstanding.. Due from approved reserve agents 20,967 09 State bank notes outstanding Due from other banks and bankers 78 90 Real estate, furniture, and fixtures 4, 00» (10 Dividends unpaid. Current expenses and taxes paid-.. 1, W0 46 Individual deposits Premiums paid 255 00 United Statt-s deposits Checks and other cash items I 299 30 Depositsof U.S. disbursingotlicers. Exchanges for clearing-house Bills of other banks 2,008 00 Due to other national banks Fractional currency 00 6-1 Due to State banks and bankers . . Specie 3,64:100 Legal-tender notes 8, 800 00 Notes and bills re-discounted . U. S. certificates of deposit Bills payable Due from U. S. Treasurer 4,5uo 00 Total 374, 412 15 Tot.il. $100, 000 00 13, 000 00 6, 244 68 90, 000 00 164,184 27 983 20 374, 412 15 47 REPORT OF THE COMPTROLLER 0^ THE CURRENCY. VERMONT. Vermont National Bank, Brattleboro'. "WM. P . CUNK, President. N o . 1430. G E O . S. DOWLEY, Loans and discounts Overdrafts IT. S. bonds to secure circulation... TT. S. bonds to secure deposits IT. S. bonds on band Otherstocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankersReal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes ,.. U. S. certificates of deposit Due from U. S. Treasurer Total. Cashier. Liabilities. Resources. Capital stock paid in 10, 000 00 117,800 00 45,257 85 441 95 j $150,000 00 Surplus fund Other undivided profits . $340, 232 93 ""150," 000 00 I i 100,000 00 53,457 31 ! National bank notes outstanding.. State bank notes outstanding j Dividends unpaid ! 2, 030 00 1,885 46 Individual deposits ! United States deposits 2,030 40 j DepositsofU.S.disbursingoflicers.j. 109 30 2, 42!) 10,000 00 53 75 00 133,000 00 252,540 56 | Due to other national banks ;. Due to State banks and bankers . Notes and bills re-discounted . Bills payable 6, 750 00 Total. 688, 997 87 8, 997 87 Howard National Bank, Burlington. LAWRENCE BAKNES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... V. S. bonds to secure deposits . XT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes IT. S. eel ti ticates of deposit Due from V. S. Treasurer Total. No. 1698. $428, 815 04 2, 335 08 100, 000 00 CHARLES A. SUMNEK, Cashier, n Capital stock paid in. $300, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 53, 086 76 25, 500 00 11,145 55 90, 000 00 22. 854 94 Dividends unpaid. 3,306 97 Individual deposits United States deposits 9, 556 93 DepositsofU.S. disbursingofncers 3,125 100 5, 853 9,000 273 00 215, 838 57 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 00 03 75 00 * * 4, 722 62 Total. 642, 757 12 642,757 12 Merchants' National Bank, Burlington. EDWaRD LYMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits . U S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Cuireni expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie .' Legal-tender notes TX. S. certificates of deposit Due from XJ. S. Treasurer No. 1197. $751,6:>5 21 16 65 500,001) C I O 50, 000 00 WOODHOUSE, Cashier. Capital stock paid in. ; Surplus fund ; Other undivided profits . -ij National bank notes outstanding.. 130,418 58 State bank notes outstanding . 2ti9 7 1 Dividends unpaid. 5 000 00 30, 000 00 819 4U Individual deposits United States deposits Depositsof U.S. disbursingofflcers. Due 9 , 0 0 4 00 >-9 26 j Due 10.791 SO 1 37, <J7n 00 i to other national banks to State banks and bankers .. $500, 000 00 100,000 00 20, 714 90 450, 000 00 518 00 424,186 13 10, H41 42 6, 656 80 29,617 12 Notfes and bills re-discounted Bills payable 1>2, 500 00 Total. CHAS. W. 3,548,534 37 Total | 1,548,534 37 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. V E R M O N T. Castleton National Bank, Castleton. CARLOS S. SHERMAN, President. No. 1598. HENKY I. COLE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts , ;• IT. S. bonds to secure circulation... U. S. bonds to secure deposits U.S. bonds on hand Other stocks, bonds, and mortgages. . Due from approved reserve agents. Due from other banks and bankers ! Real estate, furniture, and fixtures : Current expenses and taxes paid.... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U.S. certificates of deposit Due from U. S. Treasurer $68, 987 92 Capital stock paid in. 53 00 61 263 00 1, 900 00 10, 000 00 2, 939 84 45, 000 08 23, 420 41 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 2, 250 00 131, 360 25 Total. 131, 360 25 Total . $50,000 00 Surplus fund Other undivided profits. National bank notes outstanding..; 4, 725 62 State bank notes outstanding 3, 000 00 Dividends unpaid Individual deposits \ United States deposits 180 10 DepositsofU.S.disbursingoflicers | 50, 000 00 First National Bank, Chelsea. No. 2120. SMITH ELY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. | Due from other banks and bankers! Real estate, furniture, andfixtures,j Current expenses and taxes paid. -. j Premiums paid Checks and other cash items Exchanges for clearing-house . -. Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $130,071 65 3,135 96 150, 000 00 Capital stock paid in.. $150,000 00 11,040 O H 1, 411 55 Surplus fund Other undivided profits . 1,323 44 National bank notes outstanding.. State bank notes outstanding 11, 248 77 5, 496 84 Dividends unpaid. 415 07 3,415 16 Individual deposits United States deposits 1,259 64 Deposits of U. S. disbursing ofiicers 1,413 00 18 69 650 49 700 00 127,200 00 1,264 00 24,983 16 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 Total. 315,898 71 ,j Total . JOHX C. CLARK, Cashier. 315, 898 71 Caledonia National Bank, Danville. NEWELL STOCKER, Vice-Prendent. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . No. 1576. JAS. B. MATTOCKS, Cashier $130,478 53 Capital stock paid in 116 19 70, 000 00 Surplus fund 500 00 2,145 08 6,241 75 4,426 29 50 91 Other undivided profits . National bank notes outstanding.. ] State bank notes outstanding :. Dividends unpaid Individual deposits United States deposits 71 95 Deposits of U. S. disbursing officers 1. 068 00 18 98 1, 096 50 500 00 I $100,000 00 34,245 23 38 60 63, 000 00 1, 061 50 21, 518 85 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted. Bills payable 3,150 00 219,864 18 Total. 219, 864 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. 49 VERMONT. National Bank, Derby Line. AUSTIN T. FOSTER, President. No. 1368. STEPHEN FOSTER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $359, 599 14 7, 750 35 140, 000 00 10, 018 75 19, 548 80 9,176 00 2, 096 28 2, 941 00 53 10 9, 205 20 5, 988 00 Surplus fund Other undivided profits. National bank notes outstanding. State bank notes outstanding Dividends unpaid Individual deposits United States deposits . Deposits of TT.S. disburs gofficers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 30,000 00 10,154 66 125, 900 00 252, 541 55 4, 080 41 6, 300 00 Total . 572, 676 62 Total. $150, 000 00 Capital stock paid in. 572, 676 62 First National Bank, Fair Haven. No. 344. ! ZENAI C. ELLIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Le gal-tender notes U. S. certificates of deposit D e trom (J. S. Treasurer $228, 894 83 324 58 100, 000 00 550 00 2, 980 00 27,297 82 48 74 13,700 00 1,570 10 3, 209 42 834 00 32 08 2, 978 00 3, 975 00 4, 500 00 $100,000 00 Capital stock paid in. Surplus fund Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U.S. disbursingofiicers Due to other national banks Due to State banks and bankers .. Notes and bills re-discounted. Bills payable Total. 390,895 17 Total. ERASTUS H. PHELPS, Cashier. 20, 000 00 11,094 08 90,000 00 280 00 169, 417 54 103 55 390( 895 17 Allen National Bank, Fair Haven. IBA C. ALLEN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender no