The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.
ANNUAL REPORT OF THE COMPTROLLER OF THE CURRENCY SECOND SESSION OF THE FORTY-SIXTH CONGRESS OF THE UNITED STATES DECEMBER 1, 1879. WASHINGTON 0OYERNMEN1 PRINTING- OFFICE, 1879. REPORT THE COMPTROLLER OF THE CURRENCY. TREASURY DEPARTMENT, OFFICE OF THE COMPTROLLER OF THE CURRENCY, Washington, November 26, 1879. I have the honor to submit for the consideration of Congress, the Seventeenth Annual Eeport of the Comptroller of the Currency, in compliance with section three hundred and thirty-three of the Eevised Statutes of the United States. The total number of national banks organized, from the establishment of the national-banking system, February 2o7 1863, to November 1 of the present year, is 2,438. Of these, 307 have gone into voluntary liquidation by the vote of shareholders owning two-thirds of their respective capitals, and 81 have been placed in the hands of receivers for the purpose of closing up their affairs, leaving 2,050 in operation at the date last named. Included in the aggregate number organized are ten national gold banks, seven of which, still in operation, are located in the State of California. These banks redeem their circulating-notes in gold coin in the city of San Francisco and at their own counters. They have an aggregate capital of $4,000,000, and a total circulation of $1,534,000, but are entitled to receive circulating-notes in amount equal to 80 per cent, of their capital, upon the deposit with the United States Treasurer of the requisite amount of bonds as security therefor. Within the past year one of this class of banks has gone into voluntary liquidation and reorganized as an ordinary national bank, receiving circulating-notes at the rate of 90 per cent, of its capital, and redeeming them at the Treasury Department and at its own counter; and it is probable that the others will also reorganize so soon as the necessary legislative authority shall be obtained to enable them to do so without first going into liquidation. A bill passed the House of Representatives during a previous session, amending the present law, and authorizing the national gold banks to receive circulating notes in amount equal to 90 per cent, of their capital^ and also requiring such banks to keep on deposit, in gold coin, with the Assistant Treasurer of the United States in San Francisco, an amount equal to 5 per cent, of their circulation, instead of keeping 25 per cent, of the same on hand, as is now required by law. The passage REPORT OF THE COMPTROLLER OF THE CURRENCY. of an act similar in terms, and also of one authorizing the conversion of national gold banks into currency banks, is recommended. Since my last annual report thirty-eight banks have been organized with an aggregate authorized capital of $3,595,000, to which $2,390,440 in circulating-notes have been issued. Thirty-eight banks, with an aggregate capital of $4,450,000, have voluntarily discontinued business within the same period, and eight banks, having a total capita] of $1,030,000, have failed. The insolvent banks include two, with a capital of $700,000, which failed after having previously gone into voluntary liquidation. The following table exhibits the resources and liabilities of the banks on the 2d day of October, 1879, the returns from New York City, from Boston, Philadelphia, and Baltimore, from the other reserve cities, and from the remaining banks of the country being tabulated separately: RESOURCES. Loans and discounts. On U. S. bonds on demand... . On other stocks, bonds, Sec, on demand On single-name paper without other security All other loans Overdrafts Bonds for circulation Bonds for deposits TJ. S. bonds on hand Other stocks and bond3 Due from reserve agents Due from other national banks Due from other banks and bankers Heal estate, furniture and fixtures Current expenses Premiums Checks and other cash items .. Exchanges for clearing-house.. Bills of other national banks... Fractional currency Specie Legal-tender notes ! TJ. S. certificates of deposit Five per cent, redemption fund Due from TJ. S. Treasurer Totals 7,150, 239 6o, 023, 494 349, 810 25, 650, 800 3, 404, 500 5, 953, 000 2,634,916 16, 530,117 6, 284, 310 992,478 9, 883, 679 953, 465 827, 972 1, 969, 660 93, 487, 352 1, 467, 887 55, 672 19, 349, 868 19, 738, 584 12, 900, 000 1,131, 721 492, 650 420, 840,104 7,005,672 ; 732,041 683,149 972, 523 14,781,348 2,524,131 ; 35,023 6,979,727 i: 8,293,515 9,560,000 ; 2,371,148 I 81,501 2, 252, 9, 27, 24, 71, 19, 928, 766 769, 700 578, 500 806, 450 464,174 302, 887 438, 529 3, 339,131 7, 053, 979 4, 559, 515 714,102 334, 362 888, 807 4, 696, 265 1, 845, 771 53, 965 4, 369,176 11,526,789 3, 575, 000 1, 095, 277 88, 256 26, 368, 304 3, 711, 648 2, 486, 937 7, 475,143 306,796,846 I 185,873,204 "lO,"869,'76i 251, 405 11, 474, 961 29, 637, 808 735, 000 11,184, 569 583, 963 3, 357, 18, 52, 39, 107, 46, 489, 313, 204, 966, 647, 023, 692, 990 300 650 600 416 547 994 13, 630, 772 47, 6, 4, 11, 112, 16, 817,170 111, 256 332, 420 306,133 964, 965 707, 550 396, 065 42,173, 732 69,196, 696 26, 770, 000 15, 782, 715 1, 246, 370 955,277,294 j 1,868,787,448 LIABILITIES. Capital stock 50, 750, 000 16,006,435 Surplus fund 9,096,919 Undivided profits > National-bank notes outstand22, 328, 624 ing. 53, 251 State bank notes outstanding.. 202, 727 Dividends unpaid 213, 354, 222 Individual deposits 3,877,135 TJ. S. deposits Deposits of U. S. disbursing 157,193 officers 81, 915, 319 Due to national banks 23,098,279 Due to other banks and bankers Notes and bills re-discounted .. Bills payable Totals 287,965,605 68,449,256 24,403,030 454, 067, 365 114, 786, 529 41, 300, 942 46,283,414! 22, 017, 051 67,044 778,241 1.53," 546 117,446,336: 72, 709, 006 340,613 j 1, 796, 869 223,157,273 196,566 ! 1,532,916 316,228,005 I 5, 004, 246 j 313, 786, 316, 2, 667, 719, 737, 11, 018, 362 861 430 569 863 6,746 949, 796 32, 048, 687 I 21, 240, 841 6, 891, 020 j 13, 734,193 266, 680 182,766 1, 032, 310 1,241,300 2,355,865 i 13,995,410 8,298,961 1, 755, 569 1, 934, 592 3, 149, 52, 2, 4, 600 257 453 015 202 77,556,200 19, 869, 063 4, 085, 356 37, 795, 500 10, 461, 775 3, 715, 637 469, 200, 022, 205, 208, 420, 840,104 ; 306, 796, 846 j 185, 873, 204 955, 277, 294 ; 1, 868, 877, 448 * The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany, Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee Saint Louis, and San Francisco. REPORT OF THE COMPTROLLER OF THE CURRENCY. V The following table exhibits the resources and liabilities of the national banks during the last nine years, at nearly corresponding dates for each year: Oct. 2, Oct. 3, Sept. 12, Oct. 2, Oct. 1, Oct. 2, Oct. 1. Oct. 1.-. Oct. 2, 1876. 1877. . 1878. i 1879. 1871. 1872. 1873. 1874. 1875. 1,919 1, 976 2,004 2,087 1,767 banks. banks. banks. banks. banks. RESOURCES. 2, 0S0 ' 2, 0f>3 I 2,048 banks, banks. i banks. 2,089 Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions. Loans 831. 6 877.2 834. 0 878.5 944. 2 954.4 984. 7 931. 3 891.9 Bonds for circulation 364. ,5 382.0 357.3 388. 3 383. 3 370.3 337. 2 336. 8 347.6 45.8 47.8 45.0 94.7 71.2 Other IT. S. bonds 27.6 23. 6 28. 0 28.1 24.5 34. 4 34. 5 36.9 39.7 Other stocks, bonds, &c 23. 5 23.7 27.8 33.5 138.9 167.3 143.2 Due from other banks 128. 2 149.5 134.8 144. 7 146. 9 129.9 43.1 45.2 46.7 47.8 30.1 Real estate 32.3 34.7 * 38.1 42.4 8.1 21.4 22. 7 30.7 42. 2 13.2 Specie 10. 2 19.9 21.2 84.2 64.4 69.2 66*! 9 107.0 Legal-tender notes 102.1 92.4 80.0 76.5 15.9 16.7 15.6 16.9 14.3 National-bank notes 15.8 16. I 18.5 18. 5 100. 0 74.5 113.0 82. 4 Clearing-house exchanges . j 115. 2 125. 0 100. 3 109. 7 87.9 29. 2 33.4 26.8 32.7 IT. S. certificates of deposit. I 6.7 20.6 42.8 48.8 16.7 17.0 16.0 16. 5 Due from TJ. S. Treasurer ..! 20.3 19.6 19.1 22.1 24.9 Other resources I 41.2 25.2 """i7.3" 18.3 19.1 I 1,755.8 il, 830.6 1,877.2 1,882.2 1, 827. 2 1,741.1 1,767.3 i 1,868.8 Totals 1,730.6 LIABILITIES. Capital stock , Surplus fund Undivided profits Circulation Due to depositors Due to other banks Other liabilities Totals : 493. 8 129. 0 504. 8 134. 4 466.2 ! 454.1 116.9 ! 114. 8 40.9 41.3 301.9 313.8 668.4 ! 736.9 160.1; 201.2 6.7 7.9 1,730.6 1,755.8 1,830.6 {1,877.2 1,882.2 1,827.2 1,741.1 1,767.3 1,868.8 458. 3 | 101.1 I 42. 0 j 317. 4 ; 631. 4 I 171. 9 j 8. 5 479.6 110. 3 46.6 335.1 628.9 143.8 11.5 491.0 120.3 54.5 340.3 640.0 173.0 11.5 51. 5 334. 2 683. 8 175. 8 9. 1 53. 0 319. 1 679. 4 179. 7 11. 8 499.8 132.2 46.4 292.2 666.2 179.8 10.6 479. 5 122.8 44.5 291.9 630.4 161.6 10.4 ! Section 333 of the Revised Statutes of the United States requires the Comptroller to present annually to Congress a statement of the condition of the banks and savings-banks organized under State laws. Returns of capital and deposits are made by these institutions and by private bankers, semi-annually, to the Commissioner of Internal Revenue for purposes of taxation. From these returns the following table has been compiled in this Office, exhibiting, in concise form, by geographical divisions, the total average capital and deposits of all the State and savings banks and private bankers of the country, for the six months ending May 31, 1879: Geographical divisions. New England States.. Middle States Southern States Western States and Territories United States State banks and trust companies. Private bankers. SavingsSavings-banks with banks withcapital. out capital. No. Capital. DeposN o . Capital. its. 40 239 251 475 1,005 Millions. Millions. 7.10 40.72 27.43 52.02 14.39 124. 64 32.60 70 853 237 Capital. DeposN o . Deposits. its. Millions. Millions. 3.72 34.54 5.64 85.44 1,474 25. 85 127. 27 257. 07 2,634 69.75 Millions. Millions. Millions. 3.32 54. 53 11.89 6 3 0.51 0.86 70.18 20 2.85 32.80 33 27.96 139. 92 29 4.22 36.07 644 747. 06 426 2.44 182 0.83 3 366. 46 350. 95 1.69 The capital of the 2,048 national banks in operation on June 14, 1879, as will be seen by a subsequent table, was $455,244,415—not including surplus, which amounted at that date to more than $114,000,000—while VI REPORT OF THE COMPTROLLER OF THE CURRENCY. the average capital of all the State banks, private bankers, and savingsbanks, for the six months ending May 31 previous, was but $201,241,484, which amount is considerably less than one-half that of the national banks. The net deposits of the national banks were $713,403,639, and the average deposits of all other banks, including savings-banks, were $1,180,122,835. The average deposits for the sameperiod of the 644 savings-banks having no capital stock, which are included in the above aggregate, were $747,062,057. The table below exhibits the aggregate average capital and deposits for the six months ending May 31, 1879, of all classes of banks other than national, and the capital and deposits of the national banks on June 14, following: State banks, savingsbanks, private bankers, &c. Geographical divisions. National I) anks. No. Capital. Deposits. New England States Middle States Southern States Western States and Territories ! Millions. 536 ! 10.83 1,280 ' 75.77 494 33.92 2,002 80.72 4,312 201.24 No. Total. Capital. Deposits. N o . Capital. Deposits. Millions. 384.17 532. 56 47.02 544 640 176 216.37 688 90.20 155. 63 2, 690 170. 92 372. 00 1,180.12 2,048 455. 24 713. 40 6,360 656. 48 1, 893. 52 Millions. 164. 43 170. 21 30. 40 Millions. Millions. 126. 72 1,080 175. 26 393.12 1,920 245. 98 670 37.93 64.32 Millions. 510. 89 925. 68 84.95 From this table it will be seen that the total number of banks and bankers in the country at the dates named was 6,360, with a total banking capital of $656,485,899, and total deposits of $1,893,526,474. In the appendix will be found tables showing by geographical divisions the number, average capital, and deposits, of State and savings-banks, and private bankers, for various periods from 1875 to 1878, and there will also be found other tables giving the assets and liabilities of State institutions during the past year, so far as they could be obtained from the official reports of the several State officers. A table arranged by States and principal cities, giving the number, capital and deposits, and the tax thereon, of all banking institutions other than national, for the six mouths ending May 31, 1879, will be found on a subsequent page. Similar tables for previous years will be found in the appendix. The following table exhibits, for corresponding dates in each of the last four years, the aggregate amounts of the capital and deposits of each of the classes of banks given in the foregoing tables: National banks. Years No. Capital. Deposits. 1876 1877 1878 1879 2,091 2,078 2,056 2,048 Millions. 500.4 481.0 470.4 455.3 Millions. 713.5 768.2 677.2 713.4 SavingsState banks, private Savings-banks banks withbankers, &c. with capital. out capital. No. 3,803 3,799 3,709 3,639 Capital. Deposits. Millions. Millions. 480.0 470.5 413.3 397.0 214.0 218.6 202.2 197.0 De- No. Deposp'sits. its. 26 26 23 29 Mill- Millions. ions. 5.0 37.2 4.9 38.2 3.2 26.2 4.2 36.1 691 676 668 644 Millions. 844.6 843.2 803.3 747.1 Total. No. 6,611 6,579 6,456 6,360 Capital. Deposits. Millions. Millions. 719.4 704.5 675.8 656.5 2,075.3 2,120.1 1,920.0 1,893.5 REPORT OF THE COMPTROLLER OF THE CURRENCY. VII The aggregate capital of the various classes of banks shown by the foregoing table has diminished from $719,400,000 in 1876 to $656,500,000 in 1879, and the aggregate deposits have fallen off from $2,075,300,000 in 1876, to $1,893,500,000 in 1879—a reduction of $62,900,000 in capital and $181,800,000 in deposits during the last four years. The national banking capital has diminished $45,100,000, but the deposits of the national banks are almost precisely the same that they were in 1876. Savings-banks with capital show a reduction of about one million in capital and the same amount in deposits. The capital and deposits of State banks and private bankers are less by seventeen millions and eighty-three millions, respectively. The greatest reduction, however, is in the deposits of savings-banks without capital, which have diminished $97,500,000. THE NATIONAL BANKS AND THE REFUNDING OF THE PUBLIC DEBT. The great wrar debt of the United States was contracted in less than four and a half years. In 1835 the country was entirely out of debt, and on January 1, 1861, the whole debt of the Union amounted to but $66,243,721. During the next six months it increased at the rate of about four millions a month, being, on the first day of July, 1861, $90,580,873. During the next year it increased at the rate of more than thirty-six millions per month, and at the close of the fiscal year ending June 30? 1862, it had reached $524,176,412. At the end of the succeeding year it was considerably more than twice that amount, being on July 1,1863, $1,119,772,138. During the following year it increased nearly seven hundred millions, reaching on July 1, 1864, the sum of $1,815,784,370. During the next nine months, to the close of the war, April 1- 1865, the debt increased at the rate of about two millions a day, or sixty millions a month, and for the five months next thereafter, at the rate of about three millions a day, or ninety millions a month, reaching its maximum on August 31,1865*, at which date it amounted to $2,845,907,626,t and was composed of the following items: Funded debt | Matured debt Temporary loans Certificates of indebtedness Five per cent, legal-tender notes Compound interest legal-tender notes Seven-thirty notes United States notes (legal tenders) Fractional currency Suspended requisitions uncalled for Total , $1,109,568,191 80 1,503,020 09 107,148,713 16 85,093,000 00 33,954,230 00 217, 024,160 00 830, 000, 000 00 433,160,569 00 26,344,742 51 2, 111, 000 00 2,845,907,626 56 This table shows an aggregate of more than one thousand two hundred and seventy-five millions of temporary obligations of the govern* Report of Secretary McCulloch, 1867, p. iv; 1868, p. xli. tLess cash in the Treasury, $88,218,055. X This item includes $1,258,000 of bonds issued to Pacific railroads. VIII REPORT OF THE COMPTROLLER OF THE CURRENCY. ment, of which eight hundred and thirty millions bore interest at 7.30 per cent, annually.* This immense amount of temporary obligations was funded within the three years which followed the close of the war; and the skill and good judgment displayed in so doing can only be fully appreciated by those who are familiar with the difficulties and delicate conditions under which the work was accomplished. The temporary loans, certificates of indebtedness, seven-thirty notes, and all the other items of the debt—except the legal-tender notes and fractional currency, which have been largely reduced—have either been paid, have matured and ceased to bear interest, or have been funded into five-twenty six per cents, of which more than one thousand six hundred millions ($1,602,698,050) were issued. The acts of July 14, 1870, and January 20, 1871, authorized the issue of bonds for the purpose of refunding the five-twenty six per cents. The former act authorized the issue of fifteen hundred millions in bonds, two hundred millions of which were to be five per cents payable ten years after date, at the pleasure of the United States, three hundred millions of four and a half per cents payable in fifteen years, and one thousand millions payable in thirty years from the date of their issue, and bearing interest at the rate of four per cent, per annum. The act provided that these bonds should not be sold for less than their par value in coin, and that the proceeds should be applied to the redemption of the five-twenty bonds. The latter act increased the amount of the five per cent, bonds to five hundred millions, but provided that the whole amount of bonds issued should not exceed the amount originally authorized ; and the subsequent act of January 25, 1879, authorized the refunding or exchanging of any other of the five or six per cent, bonds which were redeemable at the pleasure of the government. The whole amount of the funded debt on the first of January, 1871, was $1,935,342,700, of which $1,437,097,300 consisted of five-twenty six per cent, bonds, and $194,567,300 of ten-forty five per cent, bonds. On the first day of August, 1871, nearly sixty-six millions ($65,775,550) of new five per cent, bonds had been subscribed for, chiefly by the national banks. During the same month an agreement was entered into by the Secretary with Jay Cooke & Co.f for the sale of the remaining two hundred millions of said bonds, and in the month of January, 1873, similar arrangements were made for the sale of a large additional amount.^ The remainder of the five hundred millions ($178,548,300) was sold during the next three years, the Secretaryuof the Treasury stating in his report of December 6,1875,§ that he had the pleasure of announcing to Congress that the funding of five hundred millions six per cent, bonds into those bearing five per cent, interest has been accomplished." On August 24, 1876, a new contract was made by the Secretary with A. Belmont & Co. an d as sociates, 11 for the sale of the three hundred millions of four and a half per cent, bonds authorized. In this contract the Secretary reserved the right to terminate it by giving ten days' notice to the contractors, and under the contract calls were made prior to March 4, 1877, for the redemption of one hundred millions of six per cents. In May, 1877, the present Secretary, availing himself of the privilege secured in the contract, gave notice that he would limit the sale of four * At that date one thousand seven hundred and twenty-five millions of the public debt bore an average interest of 6.62 per cent. Finance Report, 1865, p. 23. f Secretary BoutwelFs report, 1871, p. xvii. $ Secretary Bristow's report, 1875, p. xii $ Secretary Richardson's report, 187)$, p. ix. !| Secretary Morrill's report, 1876, p. xi. REPORT OF THE COMPTROLLER OF THE CURRENCY. IX and a half per cents to two hundred millions; and additional subscriptions were rapidly made until that amount was taken. The avails of one hundred and eighty-five millions of these bonds were applied to the redemption of live-twenties, the remaining fifteen millions being held for resumption purposes. On the 9th of June, 1877, a contract was made with a syndicate for the sale, at par, in coin, of the four per cent, bonds authorized to be issued by the refunding act, with the right to terminate the contract at any time after December 31, 1877, by giving ten days' notice to the contracting parties.* In 1877 seventy-live millions of the four per cents were sold, and in 1878 more than one hundred and twentyeight millions ($128,685,450). During the first four months of 1879 $497,247,750 additional fours were disposed of, of which more than one hundred and forty-nine millions were sold at a premium of one-half of one per cent. Of this amount, one hundred and twenty-one millions were taken by the First National Bank of Xew York and associates, and the remainder by other national banks. These, with the sales of forty millions of refunding certificates, completed the refunding of all the bonds of the United States which were redeemable. The sales of United States bonds since 1871, under the refunding acts, have been five hundred millions of fives, one hundred and eighty-five millions of four-and-a-halfs, and $710,345,950 of four per cents; in all r more than one thousand three hundred and ninety-five millions of dollars. There have also been sold for resumption purposes, since March 1, 1877, under the authority of the resumption act of January 14^ 1875, twenty-five millions of fours, and sixty-five millions of four and a half per cents $ fifty millions of the latter being at a premium of one and a half per cent. The reduction on the interest-bearing debt of the United States^ from its highest point, on August 31,1865, to November 1,1879, is $583,886,594, of which amount $105,160,900 has been effected since the refunding" operations were commenced on May 1, 1871. At its highest point the annual interest on the debt was $150,977,697, while it is now $83,773,778 only. There has, therefore, been a total reduction in this charge of $67,203,919 annually. The total annual reduction of interest under these refunding operations^ accomplished since March 1, 1877, Iis $14,290,416, while the saving- on this account growing out of the operations of the present year alone, is nearly nine millions ($8,803,707), and the total annual saving in all the refunding operations of the government since 1871 is nearly twenty millions ($19,900,846). These funding transactions are believed to be without parallel in financial history. The public debt of England in January, 1793, amounted to $1,191,145,000. At that date began the great expenditures caused by the wars of the French revolution and of Napoleon, extending from 1793 to 1816. Between these dates stock and annuities to the amount of $3,881,000,000 were placed on the market at rates of interest varying from 3 to 5 per cent. The average rate of discount at which the stock was sold was 33 per cent., and the average rate of interest paid on the money actually raised by the sale was 5.15 per cent. After a long interval of peace, the Irish famine in 1847, and the Crimean war and Indian mutiny, from 1854 to 1856, caused other additions to the public debt. In the years 1847, 1855, and 1856, three per cent, interest-bearing stock, to the amount of one hundred and seventy * Secretary Sherman's reuort for 1877, p. viii. X REPORT OF THE COMPTROLLER OF THE CURRENCY. millions of dollars, was issued, and sold at a discount of 10.94 per cent., while the average rate of interest paid on the money raised by the sale was 3.4 per cent.* The three great Fench loans in 1870,1871 and 1872, of nearly fifteen hundred and ninety-two millions of dollars, realized twelve hundred and seventy-three millions of dollars only. The first loan was at the rate of 3 per cent., and realized to investors nearly 5 per cent., while the two * The figures given in the following table, relative to the loans of 1793-1817, inclusive, are based upon information derived from a somewhat similar table originally published inMcCulloch's "Treatise on Taxes and the Funding System/' London, 1852, and republished in the appendix to an essay of William Newmarch, on the " Loans raised by Mr. Pitt," which essay appeared in the London Statistical Journal for September, 1855. The figures relating to the loans of 1847-1856 are derived from Sir Stafford Northcote's "Twenty Years of Financial Policy," pp. 94, 265, 278, 288. Stock issued Year. Money raised on stock issued ( £ = $5). Annual interest on stock (£> = $5). • Average A v e r a g e interest discount realized on sale of by investstock. ers. Kind of stocks. Pr. ct. 1793 1794 $31, 250, 000 78, 350, 000 $22, 500, 000 64, 550, 000 $950, 000 3, 000, 000 1795 1796 277, 700, 000 284, 700,000 210, 450, 000 213, 800, 000 28 17.6 4.22 4.65 10, 650, 000 11, 350, 000 24.2 24.9 5.06 5.31 1797 145,100, 000 .73,100, 000 4, 650, 000 49.6 6.36 1798 178,100, 000 90, 000, 000 5, 500, 000 49.5 6.11 1799 1800 1801 1802 109, 145, 279, 151, 42.8 30.3 38.5 24.2 5.20 4.70 5.14 3.96 1803 1804 1805 1806 1807 1808 1809 1810 1811 1812 500, 500, 050, 000, 000 000 000 000 3, 250, 4, 350, 8, 850, 4, 550, 80, 000, 000 90,100, 000 197, 700, 000 149, 400, 000 91,850,000 68, 450, 000 110, 850, 000 99, 050, 000 146, 200, 000 50, 000, 50, 000, 107, 600, 90, 000, 61, 000, 60, 000, 97, 650, 81, 550, 120, 000, 000 000 000 000 000 000 000 000 000 2, 550, 000 2, 700, 000 5,700,000 4, 450, 000 2, 900, 000 2, 950, 000 4, 750, 000 3, 800, 000 5, 950, 000 37.5 44.5 45.6 39.8 33.6 12.3 11.9 17.7 ! 17.9 5.10 5.40 Do. 5.30 Do. 4.94 Do. 4.75 4.92 4.86 4.66 4 per cents. 4.96 3 per cent, consols, with 203, 700, 000 139, 350, 000 7, 400, 000 31.6 5.31 long annuity. 3 per cent, consols ; 5 per 3 per cent, consols, with long annuity. 350, 200, 750, 750, 000 000 000 000 62, 92, 172, 115, 000 000 000 000 3 per cent, consols. 3 per cent, consols ; 4 per cent, withlong annuity. Do. 3 per cent, consols; 5 per cent., with long annuity. 3 per cent, consols ; 4 per cent., with long annuity. 3 per cent, consols; long annuity. 3 per cent, consols. Do. Do. 3 per cent, consols, with long annuity. 3 per cent, consols. ] 1813 468,650,000 293, 800, 000 16,150, 000 37.3 5.50 1814 1815 123, 450, 000 354, 450, 000 92, 500, 000 225, 650, 000 4, 250, 000 12, 900, 000 25.1 36.3 4.59 5.72 1816 15, 000, 000 15, 000, 000 450, 000 Totals .. 3, 881, 000, 000 2, 600, 550, 000 40, 000, 000 35, 800, 000 Feb'y, 1847.. 80, 000, 000 70,100, 000 April, 1855.. 25, 000, 000 22, 500, 000 Feb'y, 1856.. 25, 000, 000 23,177, 500 May, 1856... Totals .. 4, 051, 000, 000 2, 752,127, 500 134, 000, 1, 200, 2, 400, 750, 750, 000 000 000 000 000 139,100, 000 0 3 per cent, consols; 4 per 3 5.15 3.35 3.42 3 per cents. 3.33 Do. Do. 3.24 Do 5.05 33 10.5 12.4 10 7.3 32.1 i In 1793 the total funded and floating debt of Great Britain was $1,239,372,170, the Interest on which, at the several rates of 3, 3£, 4, and 5 per cent., amounted annually to $48,556,190. In 1817 the total debt, including exchequer bills, had reached the sum of $4,196,910,725, carrying an annual interest of $157,959,635. In 1857 the amount of the funded debt, exchequer bills and exchequer bonds, was $4,040,543,610, the annual interest upon wrhich was $142,750,195. The total debt had diminished in 1875 to $3,876,741,930, with an annual charge for interest and cost of management of $135,472,400; while in 1878 there appeared a slight increase, the amount of the debt being then $3,888,907,980, with interest and cost of management equaling $142,063,756. REPORT OF THE COMPTROLLER OF THE CURRENCY. XI subsequent and larger loans were sold at 82.5 and 84.5 per cent., which was about equivalent to G per cent, bonds at par.* The following table exhibits the classification of the miniatured, interest-bearing bonded debt of the United States on August 31? 1865, when it reached its maximum, and on the first day of July annually It appears from official documents that the national debt of Great Britain, with its interest and cost of management, stood, at the dates named below, as follows: Principal. Year, 1775 1783 1793 1818 1857 1861 1875 1878 Interest and cost of management. £126, 842, 811 | 231, 843, 631 247, 874, 434 840, 582, 664 808,108, 722 805, 664, 387 775, 348, 386 777, 781, 596 . . . . . . Authorities. £4, 703, 519 House of Commons document, 1858. 9, 065, 585 Do. 9, 711, 238 Do. 31, 485,753 Do. 28, 550, 039 Do. 26,342,606 Statistical abstract, 1861. 27, 094, 480 Statistical abstract, 1875. 28, 412, 750 ! WMtaker's Almanack, 1879. Many of the loans which the debt- comprised were what are known as perpetual loans and annuities, some of which, as well as previous loans, which then bore interest at the rates of 5 and 4 per cent., were, during the twenty-three years from 1822 to 1844, inclusive, refunded from time to time into stocks bearing interest at the rate of 4, 3|, 3^, and 3 per cent. During this period the principal of the debt was reduced $5,251,900 only, but the annual saving to the government through refunding at lower Tates of interest was $15,259,000. The refunding operations were continued subsequent to 1844, until in 1854 there remained no stocks bearing a greater interest than 3 per cent., except the new 3 | per cents, which were in 1855 also reduced to threes. In this process nothing was added to the principal of the debt. This information is obtained from the standard authorities above referred to. It is here worthy of remark that the consols, standing in 1853 at £500,000,000, constituted at that time 65 per cent, of the entire national debt. This 3 per cent, stock cannot under the conditions of its issue be redeemed by the government without giving to its holders a full year's notice of payment. It is well understood, however, that the government cannot with j>rudence or safety venture upon the bold policy to which the giving of such a notice would commit it, thereby assuming all the risks incident to a change of circumstances in the interval between notice and time of payment. See Sir Stafford Northcote's "Twenty Years of Financial Policy," p. 222. The reserved option of redemption in the terms of the great war-loans of the United States is of much greater value to our government than is the virtual perpetuity of the British consols to the government of Great Britain; for through this option the Treasury has been enabled to refund the outstanding bonds of the United States at the present low current rate of interest, and this on notice so brief that no risk whatever was incurred thereby, while the British exchequer is in effect prevented from availing itself of any decline in the rates of interest, but must continue to pay 3 per cent, upon its enormous amount of debt, though it might otherwise refund or borrow money for its redemption, at a greatly reduced rate. The resulting savings arising out of that provision in our loans which authorizes the anticipation of the time of their redemption may eventually wholly offset the excess in the rate of interest paid upon them over that paid on the British consols, which excess is now, as to the greater part of our loans, but 1 per cent, annually. *The following table in reference to the French loans of 1870-71-72 has been compiled from data given in the May, 1877, number of the Bulletin De Statistique et l)e Legislation Compare?: Date of loans. August 12,1870 June 20,1871 July 15,1872 Total t a l amount Rate of inreceived T oreceived Kate of in- Amount of loans Amount from terest refor e a c h 100 alized to terest. loans. (lfr. = 19.3cts.) dollars of loan. (lfr.=19.3cts.) investors. 3 5 5 $256, 241, 635 536, 444, 639 799,121, 557 1, 591, 807, 831 $60. 60 82. 50 84.50 $155, 282, 431 442, 566, 827 675, 257, 715 1, 273,106, 973 Per cent. 4.95 6.06 5.92 XII REPORT OF THE COMPTROLLER OP THE CURRENCY. thereafter, together with the amount outstanding on November 1 of the present year: 6 per cent. bond*. Date. Aug. July July July July July July July July July July July July July July Nov. 5 per cent. bonds. 4| per cent. 4 per cent. cen1 bonds. $908, 518, 091$199, 792,100 1, 008, 388, 469 198, 528, 435 1,421,110,719 198, 533, 435 1,841,521,800 221, 588, 400 1,886, 341, 300 221, 589, 300 1, 764, 932, 300 221, 589, 300 1,613,897,300 274, 236, 450 1, 374, 883, 800 414, 567,300 1,281,238,650 414, 567, 300 1,213,624,700 510, 628, 050 1,100, 865, 550 607, 132,750 984, 999, 650 711, 685, 800 854, 621, 850 ! 703,266, 650 $140, 000, 000 738, 619, 000 703, 266, 650 240, 000, 000 310. 932, 500 ! 646,905, 500 250,000,000 283, 681, 350 ! 508,440, 350 250,000,000 , 1805 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 1879 bonds. $98, 850, 000 679,878,110 740,845,950 Total. 108, 310, 191 206, 916, 904 619, 644, 154 063, 110, 200 107, 930, 60O 986, 521, 600 888, 133, 750 789, 451, 100 695, 805, 950 724, 252, 750 707, 998, 300 696, 685, 450 697, 888, 500 780, 735, 650 887, 716, 110 782, 967, 650 The refunding of the national debt commenced in 1871, at which time the national banks held nearly four hundred millions of the five and six per cent, bonds; and from that date to the present time they have held more than one-fifth of the interest-bearing debt of the United States. A large portion of the bonds held by them in 1871 bore interest at the rate of 6 per cent. This class of bonds has since been greatly reduced, and is now less than one-sixth of all the bonds pledged for circulation, while more than one-third of the amount consists of bonds bearing interest at 4 per cent. This will be seen from the following table, which exhibits the amounts and classes of bonds owned by the banks, including those pledged as security for circulation and for public deposits, on the first day of July of each year, since 1805, and upon November 1 of the present year : TJ. S. bonds lield as security for circulation. Date. 6 per cent, bonds. J u l y 1, 1865. J u l y 1,1866. J u l y 1, 1867. J u l y 1, 1868. J u l y 1, 1869 J u l y 1, 1870. J u l y ] , 1871. J u l y ] , 1872 J u l y 1, 1873 J u l y 1, 1874. J u l y 1, 1875. J u l y 1, 1876. J u l y 1, 1877 J u l y 1, 1878 J u l y 1, 1879. X o v . l , 1879. $170, 382, 500 241,083,500' 251, 430, 400| 250, 726, 9501 255,190, 350 247, 355, 350 220, 497, 750 173, 251, 450 160, 923, 500 154, 370, 700j 136, 955,100! 109, 313, 450! 87, 690, 300 82, 421, 200 56, 042, 800 59, 315, 450 > per sent. eei bonds. 4h per cent, bonds. I p e r con" bonds. Total. U. S. bonds h e l d for other pur- t p o s e s at! nearest! date. i Grand total. $65, 576, 600! . $235, 959,100 $155, 785, 7501391, 744, 850* 86, 226, 8501 327, 310,"350 121,152, 950! 448,463,300 89,177, iooi 340, 607, 500 84, 002, 650 424, 610,150 90, 768, 950 341,495,900 80, 922, 5001 422,418,400 87, 661, 250; 342, 851, 600 55,102, 000! 397,953,600 94, 923, 200! 342, 278, 550 43, 980, 600 386,259,105 800' 139, 387, 359, 885, 550 39, 450, 800 399,336,350 207,189, 250; 380, 440, 700 31, 868, 200! 412, 308, 900 229, 487, 050, 390, 410, 550 25, 724, 400! 416,134, 950 236, 800, 500! , 391,171,200 25, 347, 100|! 416,518,300 239, 359, 400: : 376,314,500 26, 900, 200! 403,214,700 232, 081, 300! 341, 394, 750 45,170, 300 386,565,050 206, 651, 050 $44, 372, 250 i 338, 713, 600 47, 315, 050 386,028,650 199, 514, 550: 48,448,650 $19,162, 000! 349, 546, 400 68, 850, 900 418,397,300 144, 616, 300; 35, 056, 550 118, 538, 950! 354, 254, 600 76, 603. 520 430,858,120 131, 301, GOOi 34,866,950 138, 318, 400 363, 802, 400 71,181. 250! 434,983,650 It is certain that if the national banking system had not existed, and United States notes had alone been issued, the refunding operations here described and the consequent large reduction of interest upon the public debt would not have been possible. The Secretary of the Treasury, in his report for 1862, said that among the advantages which would arise from the establishment of a national banking system would be the fact that the bonds of the government would be required for banking purposes; a steady market wrouid be REPORT OF THE COMPTROLLER OF THE CURRENCY. XIII established, and their negotiation greatly facilitated; a uniformity of price for the bonds would be maintained at a rate above that of funds of equal credit, but not available as security for circulation. " It is not easy to appreciate the full benefits of such conditions to a government obliged to borrow; " it will " reconcile, as far as practicable, the interests 7 of existing institutions with those of the whole people; ' and will supply u a firm anchorage to the union of the States.77 There is no doubt that these expectations have been more than realized, and that the credit of the United States and its ability to borrow money at low rates of interest have been greatly enhanced by placing its bonds in large amounts in the possession of the leading monetary institutions of nearly every city and village in the Union. The wisdom of Secretary Chase, and of others who, in 1862, advocated the establishment of a national banking system, was long since recognized by those who understood the principles which should govern a sound system of currency and banking; but, in the light of the extraordinary financial operations of the government during the present year, the wisdom and the economy of the system, both for the government and the people, are now more apparent than ever. The government has still outstanding $273,031,350 in six per cents, and $508,440,350 in five per cents, all of which will mature in 1881. The refunding of these bonds into four per cents will save $10,558,030 in interest annually. The credit of the government is now such that it is not improbable that long before the maturity of the fours the present debt may be refunded into three and a half per cent, bonds, which is one-half of one per cent, more than the rate of the English consols, thereby saving a large additional amount of interest. RESUMPTION OF COIN PAYMENTS. The act of January 14, 1875, required the Secretary of the Treasury, on and after January 1, 1879, to redeem " in coin the United States legal-tender notes then outstanding, on their presentation for redemption at the office of the assistant treasurer of the United States in the city of New York, in sums of not less than fifty dollars.77 At the time of the passage of this act the leading industries and general business of the country were greatly depressed. The agricultural classes were largely in debt, and the failures of mercantile establishments and manufacturing corporations in the three years previous represented more than $500,000,000. During the succeeding years an era of economy supervened, agricultural products greatly increased,* and the balance of trade was turned largely in our favor—the excess of exports over imports for the fiscal year 18 7G being more than seventy-nine millions, in 1877 more than one hundred and fifty one millions, in 1878 exceeding two hundred and fifty-seven millions, and for the year ending September 30 last more than two hundred and ninety-four millions. For 1878 the excess was, it will be seen, more than three times as great as that of 187C, and more than two-thirds greater than that of 1877. f * The Department of Agriculture estimates the product, of corn in 1878 at 1,338 millions bushels; wheat, 420 millions; oats, 414 millions; barley, 42 millions; rye, 26 millions; cotton, 2,347 millions pounds ; tobacco, 393 millions pounds. The estimates for 1879 are: Corn, 1,601 millions bushels; wheat, 449 millions; oats, 364 millions; barley, 40 millions; rye, 24 millions; cotton, 2,217 millions pounds; tobacco, 384 millions pounds. tExcess of exports in fiscal year 1876, $79,643,481; in 1877, $151,152,094; in 1878, $257,814,234; during the calendar year 1878, $305,279,5)0; and during the fiscal year 187), (264,661,66:i. ' XIV REPORT OF THE COMPTROLLER OF THE CURRENCY. The resumption act not only fixed the day of resumption, but authorized the Secretary, in order to prepare and provide therefor, to use any surplus revenues not otherwise appropriated, and to issue, sell, and dispose of, at not less than par in coin, any of the bonds of the United States described in the act of July 14, 1870. Under this act, the Secretary in 1877 sold at par in coin fifteen millions of four-and-a-half and twenty-five millions of fours; and in April, 1878, he sold fifty millions of four and a half per cents at a premium of one and a half per cent. The coin in the Treasury continually increased, so that on the day of resumption the Secretary held one hundred and thirty-five millions ($135,382,639) of gold coin and bullion, and, in addition, over thirty-two millions ($32,476,095) in silver coin and bullion, the gold coin alone being nearly equal to forty per cent, of the United States notes then outstanding. The banks in the cities of New York and Boston strengthened the hands of the government by their action in October, 1878, an account of which will be found in my report for that year. The assistant treasurer of the United States at New York became a member of the clearing-house, thus facilitating the business of the banks with the government, and the banks agreed to receive United States notes, not only for their ordinary balances, but in payment of the interest upon the public debt and of other coin obligations of the government. The banks of the country at the date of resumption held more than one-third of the outstanding Treasury notes $ but they had so much confidence in the ability of the Secretary to maintain resumption that none were presented by them for redemption. The people also, who held more than three hundred millions of the issues of the national banks, which issues were based uj>on the bonds of the nation, preferred such notes to coin itself. There was, therefore, no demand for payment of the notes of the government, and the gold coin in the Treasury, which amounted to one hundred and thirty-five millions on the day of resumption, increased more than thirty-six millions in the next ten months, the amount held on the first day of November, 1879, exceeding one hundred and seventyone millions. The Comptroller has for a series of years presented in his reports the following table, showing the amount of Treasury notes and of nationalbank notes outstanding at the dates named therein, with the currency price of gold and the gold price of currency at the same dates: United States issues. Currency Gold price Date. Legal tender notes. Old de- Fractional A u g u s t 31,11865.. . $432, 757,604 $402, 965 $26, 344, 742 $176, 213, 955 $635, 719, 266 392, 070 26, 000, 420 298, 588, 419 750, 820, 228 J a n u a r y 1,11866.. . 425,839, 221 632 28, 732, 812 299. 846, 206 709, 076, 860 J a n u a r y 1,11867.. . 380,276, 31, 597, 583 299, 747, 569 687, 504, 279 159,127 J a n u a r y 1,11868... 356,000, 128, 098 34,215,715 299, 629, 322 689, 866,110 J a n u a r y 1,11869.. . 355,892, 113, 098 39, 762, 664 299, 904, 029 695, 779, 791 J a n u a r y 1,11870.. . 356,000, 101, 086 39, 995, 089 306, 307, 672 702, 403, 847 J a n u a r y 1,11871.. . 356,000, 92. 801 40, 767, 877 328, 465, 431 726, 826,109 J a n u a r y 1,11872.. . 357,500, 84; 387 45, 722, 061 344, 582, 812 748, 947,167 J a n u a r y 1,11873... 358,557, 79, 637 48, 544, 792 350, 848, 236 777, 874, 367 January 1,1 1874.. . 378,401, 72, 317 46, 390, 598 354,128, 250 782, 591,165 January 1,1 1875.. . 382,000, 69, 642 44,147, 072 346, 479, 756 762, 523, 690 January 1,11876.. . 371,827, 65, 462 26, 348, 206 321, 595, 606 714, 064, 358 January 1,11877.. . 366,055, 63, 532 17, 764,109 321, 672, 505 689, 443, 922 January 1,11878.. -I 349,943, 62, 035 16,108,159 323, 791, 674 686, 642, 884 January 1,11879.. J 346,681, 61, 365 15,710,960 337,181, 418 699, 634, 759 November 1,1879 J 346,681 I of $100 currency gold notes $144 144 133 133 135 120 110 25 50 00 25 00 00 75 109 112 110 112 112 107 102 100 100 50 00 25 50 75 00 87 00 00 $69 32: 69 20. 75 1875 04 74 07 83 33 90 29 91 32 89 28 90 70 88 89 88 6993 46. 97 21 100 00 100 00. KEPORT OF THE COMPTROLLER OF THE CURRENCY. XV On July 1? 1864, one hundred dollars in gold was worth $250 in Treasury notes $ on August 31, 1865, the day when the public debt was at its maximum, it was worth more than $144; and on January 1,1870, $120; since which time the Treasury notes and the national-bank notes have gradually increased in value, until the beginning of the present year, when they each reached the same purchasing power as gold coin. This may be seen by the following table, which gives the average value of the standard gold dollar, in legal-tender paper dollars, during the month of July in each year, from 1864 to 1878, and also on January 1 of the present year: 1864. ! 1865. : 1866. 1867. 1868. 1869. 1870. 1871. I 1872. 1873. 1874. 1875. 1876. 1877. i 1878. 1879. Cts. i Cts. Cts. Cts. Cts. Cts. \ Cts.cts. i cts. cts. : cts. cts. | cts.Cts. ' Cts. Cts. 258.1 142.1 151. 6 139. 4 142. 7 I 136.1 116. 8 i 112. 4 114. 3 115. 7 110. 0 114. 8 112.1 105. 8 100. 06 During the last ten years the average amount of coin held in the Treasury has been about ninety millions, while the average amount held in the reserves of the banks, which was largely composed of special deposits and subject to special check of the depositor, was about twentyfive millions. During this whole period gold coin has been used by the banks as a reserve in comparatively small amounts, and by the people only in the payment of customs duties and in the purchase of foreign exchange. If it was used for other home purposes, it was first converted into paper money; but since the day of resumption the Treasury note and the national-bank note have been generally preferred in business transactions* to coin itself. The old forms of tables, giving the amount and kinds of currency in circulation, are now obsolete, and must be superseded by new ones, which shall include not only the paper currency but also the coin of the country. The total amount of the circulating medium cannot, for this reason, be hereafter accurately given, such total being affected by estimates of the amount of coin in the country. The latter amount is estimated by the Director of the Mint to have been four hundred and twenty-seven millions on the first day of November in this year, of which amount one hundred and twenty-one millions was in silver coin. If this estimate is correct, the circulating medium on that date was composed as follows: Treasury notes outstanding $346, 681, 016 National bank notes outstanding 337,181,418 Gold in the Treasury, less certificates held by the banks. 157, 960,193 Silver in the Treasury ]' 50, 078, 620 Coin in the banks (October 2) 42,173, 731 Estimated amount of coin held by the people 231,478,515 Total 1,165,553,493 The estimated total currency of the country on November 1 thus appears to have been more than eleven hundred and sixty-five millions, which amount is at least three hundred and eighty millions in excess; XVI REPORT OF THE COMPTROLLER ' ' F THE CURRENCY. of the highest point reached between the suspension and the resumption of specie payment. It was generally supposed that upon the day of resumption the amount of available currency would be immediately increased by the addition to its volume of the coin of the country; but it is now evident that this expectation has not been realized. The Treasury owns nearly one hundred and fifty-eight millions of gold coin and bullion, a large portion of which is a basis for the redemption of the Treasury notes outstanding, and fifty millions of standard silver dollars and subsidiary coinage, none of which can properly be included in the aggregate circulation. The average gold coin held by the national banks as a 'reserve during the three years ending January 1, 1879, was about thirty millions. The coin upon the Pacific coast, in the State of Texas, and in the mountain districts of the country, amounting to say forty millions, as well as the subsidiary silver coin outstanding, amounting to thirty millions, had been continually in circulation previous to the present year. Deducting these amounts from the total, there would remain but about one hundred and twenty millions of currency in excess of previous years. Of this excess a large amount has probably been for many years hoarded by the people—now estimated to number forty-nine millions—and, if so, does not enter into circulation in any greater degree than before resumption. The hoarders of coin and of small savings are a timid class, who do not easily part with their treasure. The amount of coin and currency in actual circulation at the present time may not therefore be greatly in excess of the average amount during the last five years. It is probable that at no time since the date of suspension has so large an amount of currency been needed for the legitimate purposes of business as during the present year. The harvests have been unprecedentcdly large, while the value of agricultural products, owing to the short crops of other nations and the consequent demand for our products abroad, has greatly increased. There has also been a rise in wages, in the value of manufactured goods, in provisions, and in the prices of iron and other commodities. If this statement is correct, it will explain the scarcity of currency in the city of New York during the last three months, and the consequent demand for additional issues; the amount of national-bank notes issued from September 1 to November 26, being nine millions, which is more than the increase for the ten months preceding. It will also explain why the banks in New York City have grudgingly presented for payment their legal-tender certificates, and have been obliged to designate one of their number as a depository for gold, on which Olearing-House certificates are issued and used in settling their exchanges. Notwithstanding the large increase of specie in the country during the past year, the amount held by the banks has by no means increased in proportion. The amount held on October 1, 1878, was $30,688,606; on the 1st day of January, 1879, $41,499,757; and on the2d of October last, $42,173,732—showing an increase on that day of less than seven hundred thousand dollu since the date of resumption. The more recent returns, however, of the national banks in the city of New York to the clearing-house, show a further increase of $27,633,032 of specie, and a loss in legal-tender notes of $16,578,284, for the week ending November 22. The amount of cash reserve now required to be held by all of the banks is less than ninety-four millions, as will be seen by the following table, which gives the amount held and required for the banks in the city REPORT OF THE COMPTROLLER OF THE CURRENCY. XVII of New York, in tlie reserve cities, and for the other banks, separately, at the dates named: XEW TOEK CITY. October 1, 1878. January 1, 1879.' $13, 294, 602 14, 893, 468 21, 660, 000 $18,161, 093 16, 351, 562 18, 695, 000 $19, 349, 868 19, 738, 584 12, 900, 000 49, 848, 070 46, 374, 285 53, 207, 655 4Q, 011,118 51, 988, 452 51, 408, 068 9, 405, 014 19, 413, 438 10, 035, 000 11, 760, 521 21, 811, 373 9,185,000 11, 348, 903 19, 819, 282 13,135, 000 38, 853, 452 23, 492, 748 42, 756, 894 23, 496, 840 44, 303,185 26, 952, 810 11, 578,143 32, 374, 428 1, 035, 000 11, 474, 961 29, 628, 096 735, 000 39, 048, 655 13, 738, 718 44, 987, 571 13, 807, 826 41, 838, 057 15, 419, 246 30, 688, 606 64, 371, 571 32, 690, 000 41, 499, 757 70, 537, 363 28, 915, 000 42,173, 732 69,185, 962 26, 770, 000 j 127,750,177 I 83, 605,751 140, 952,120 83, 315, 784 138,129, 694 93, 780,124 Specie Legal-tender notes United States certificates of deposit., Amount held Amount required October 2, 1879. OTHER KESEBVE CITIES. Specie Legal-tender notes United States certificates of deposit. Amount held Amount required I STATES AND TERRITORIES. Specie Legal-tender notes United States certificates of deposit Amount held Amount required UNITED STATES. Specie Legal-tender notes United States certificates of deposit Amount held Amount required ; | j From this statement it will be seen that the banks outside of the large cities held, on October 2, $11,474,961 of specie, which nearly equals three-fourths of the full amount of cash reserve which they are required to hold, while the banks in ]sTew York and in the other principal cities held in specie considerably less than one-half of their legal cash reserve. The Comptroller urgently recommends that all the national banks shall take advantage of the present influx of gold to accumulate in their vaults an amount equal to the total cash reserve required by law. He indulges the hope that the reports of another year may show them to be possessed of at least $100,000,000 of gold coin. If this coin, which is still flowing into the Treasury, shall also be largely accumulated by the banks, it will be more likely to become diffused among the people. This would certainly be the case if the smaller denominations of notes were withdrawn from circulation, which might perhaps be done without inconvenience if postal-orders were issued k r s ^ l l amounts and at a minimum cost at every post-office. The addition of coin to the circulation should have the effect to reduce the amount of paper money if in excess of the wants of business^ and to send homeward for redemption the legal-tender and nationalbank notes. If the legal-tender notes accumulate in the Treasury, they cannot again be issued except upon requisitions of the govern2 cc XVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. merit; and tlie accumulation of such notes has a tendency to induce extravagant appropriations and expenditures by Congress. The law, as it now stands, requires that the Secretary shall keep in circulation the legal-tender notes, which is not practicable; and their accumulation by him will lead to constant agitation of the subject in Congress and among the people, which discussions will encourage speculation and disturb the current of legitimate business. With the influx of specie it is important that such a paper currency shall be in circulation as can be easily retired, if in excess. A currency is needed which will act automatically and as a regulator, like the governor in machinery or the balance-wheel in the chronometer. The best currency is that which will most readily adapt itself to the needs of business, and its relative cost should not be taken into consideration; for the best money is always the cheapest in the end. This principle was recognized by those who reluctantly recommended and voted for the legislation which authorized the issue of Treasury notes as a temporary measure; and a review of the debates in Congress, while that measure was pending before it, will show that the principal objection to the bill was acknowledged, both by those who favored and those who opposed its passage, to be that the government circulating note did not have the chief attributes of a perfect currency, and that its issue would tend to disturb values, and thus derange the commerce and business of the country. " The Treasury note represents no business capital, and its volume is controlled, not by the demands of business and the wants of the country, but by the views and action of political parties, and of Congress. The national-bank note, on the other hand, is based upon eight hundred and thirty millions of bills receivable, and an equally large amount of other assets, a large proportion of which is readily convertible into money. The deposits and balances of the banks amount to more than six hundred millions, and their circulating notes are promptly redeemed, with but little expense to the holders, through the use of their assets, which represent their capital, surplus, and deposits. If more notes are issued to the banks than are necessary for the requirements of business, they can be easily retired. If a larger amount is desired, they can be readily obtained upon application in the manner provided by law."* The Comptroller cannot too urgently ask the attention of Congress to the following views of Secretary Chase, as submitted by him in his annual report for 1862, just previous to the passage of the national-bank act: "The recommendations, now submitted, of the limited issue of United States notes as a wise expedient for the present time, and as an occasional expedient in future times, and of the organization of banking associations to supply circulation secured by national bonds and convertible always into United States notes, and, after resumption of specie payments, into coin, are prompted by no favor to excessive issues of any description of credit moneys. ^On the contrary, it is the Secretary's firm belief that by no other path can the resumption of specie payments be so surely reached and so certainly maintained. United States notes, receivable for bonds bearing a secure specie interest, are next best to notes convertible into coin. The circulation of banking associations organized under a general act of Congress, secured by such bonds, can be most surely and safely maintained at the point of certain convertibility into coin. If temporarily these associations redeem their issues with United States * Comptroller's report for 1878, p. 22. REPORT OF THE COMPTROLLER OF THE CURRENCY. XIX notes, resumption of spede payments will not thereby be delayed or endangered, but hastened and secured; for just as soon as victory shall restore peace, the ample revenue, already secured by wise legislation, will enable the government, through advantageous purchases of specie, to replace at once large amounts, and, at no distant day, the whole of this circulation, by coin, without detriment to any interest, but, on the contrary, with great and manifest benefit to all interests. u The Secretary recommends, therefore, no mere paper-money scheme, but, on the contrary, a series of measures, looking to a safe and gradual return to gold and silver as the only permanent basis, standard, and measure of uvalues recognized by the Constitution. No country possesses the true elements of a higher credit 5 no country, in ordinary times, can maintain a higher standard of currency and payment than the United States.77 Eesumption has made the dollar of the same value at home and abroad. The refunding of the debt has placed idle funds in the hands of such holders as have declined to reinvest in the four per cents. The good harvests, the shipment of produce, the large annual production of gold and silver from the mines, and the importation of gold, which still continues, will certainly make money abundant, and have already stimulated speculation to an unhealthy degree, and will be likely to do so in the future. Not long hence the specie which has so long been hoarded, or which has hitherto been used only in payment to the government of duties on imports or in the purchase of foreign exchange, will be brought into general use. The effect of the present increasing and prospective redundancy of the currency* is manifest in the transactions of the stock board during the last three months, which are said to be the largest on record, one-fourth of which are estimated to have been based upon stocks which pay no dividends. The increase in the market value of many classes of bonds which have heretofore been considered almost worthless has brought upon the market a flood of shares of mining and other corporations, many of them fictitious. The necessaries of life, as well as articles of luxury, have sympathized in the upward movement, and their prices, if not already too high, are likely soon to rise beyond a reasonable limit. The influx and accumulation of a large amount of specie may thus result in injury instead of benefit. The payment by the French nation to Germany of five thousand millions of francs brought about an unhealthy rise of prices and deranged the business of the German Empire, while France, notwithstanding the prompt liquidation of its enormous obligation, speedily recovered its wonted prosperity. In England, also, immediately after resumption, a similar financial revulsion was experienced. Leone Levi, in a late address,! refers to this subject as follows : " Soon after the war ended, the Bank of England was ready to resume cash payments, and, with an increasing demand for produce and manufactures, commerce immediately revived. For a time the alternation of revival and depression continued 5 but from 1820 to 1824 trade was in a prosperous condition 5 the crops were abundant, and with an addition in the amount of bullion in the Bank of England, from £1,746,000 * The total amount of specie imported from January 1, 1879, to November 15, is $75,512,392, of which $65,124,200 has arrived since August 1. The production of precious metals for the fiscal year 1879 is estimated by the Director of the Mint at $79,711,990, of which $38,899,858 is gold and $40,8] 2,132'is silver. t Lecture on Commercial Crises, delivered at King's College, London, by Professor Leone Levi, Bankers' Magazine, New York, vol. xiii, p. 43. XX REPORT OF THE COMPTROLLER OF THE CURRENCY. in February, in 1820, to £6,092,000 in February, 1824, and a large addition to its deposits of from £5,000,000 in 1820, to £11,000,000 in 1824, speculation began to set in in earnest. Other circumstances contributed to this end. Government came forward in 1823 with a measure for the reduction of the rate of interest from five to four per cent, upon consols to the amount of £135,000,000, and in 1824 for the reduction of four to three per cent, on £80.000,000. The acknowledgment of the South American Bepublic introduced a new kind of commerce in loans and mining in foreign countries. A large number of companies were started for railroads, mining, canals, insurance, banking, gas, &c, six hundred and twenty-four in number, requiring a nominal capital of £372,000,000, for which, however, no more than £17,600,000 were actually advanced 5 and prices of all commodities, and of securities of all kinds, rose enormously, but the fall was as precipitous as the rise was unjustified, and to unbounded credit and confidence there soon succeeded a general distrust, during which the best securities could not be converted and goods were rendered unsalable." History repeats itself; and the experience of England, and of Germany, and our own experience in former days, seem not unlikely again to be repeated in this country. A currency which will adapt itself to the existing circumstances is particularly needed at the present time, and it will be the province of Congress to watch carefully the indications of an excess of paper money, and to prevent by proper legislation the mischief and danger of a redundant and non-elastic currency. PROPOSED SUBSTITUTION OF TREASURY-NOTES FOR NATIONAL-BANK NOTES. In order to save the net amount of about twelve millions of interest now paid by the government upon the bonds deposited by the banks to secure their circulating notes, it is proposed to abolish the nationalbanking system, and to substitute additional Treasury-notes for the notes now issued by the banks. Such a measure* if adopted, will not result in profit to the government, because nearly the amount now paid in interest to the banks, as has already been seen, can be saved to the government by refunding the bonds bearing a higher rate of interest into those bearing interest at four per cent., while a further issue of Treasury-notes must necessarily arrest the operation of refunding the debt. The amount of annual loss, if refunding cease, will be $10,558,030; but if refunding continue and the whole debt shall be eventually funded into three and one-half per cent, bonds, there will be an additional saving of near]y ten millions. Moreover, if, as is proposed in this measure, the government should issue all the circulation of the country in the form of Treasury-notes, it must keep on hand at all times, to protect this circulation, a large amount of reserve, the interest on which would amount to nearly as much as the net interest now received by the national banks. The abolition of the national banking system would be immediately followed by the repeal of section 3412 of the Eevised Statutes, imposing a tax of 10 per cent, upon State bank notes, thus reviving the diverse banking systems of forty different States, and with them the former rates of exchange between the commercial centers of the country and other points. The banks now organized under the national system would reorganize under the laws of the several States in which they REPORT OF THE COMPTROLLER OF THE CURRENCY. XXI are located; and under those laws they would be enabled to realize much greater profits than they now receive, not alone from circulation, but, in addition, from the sale, at high rates, of sight bills of exchange, rendered necessary to internal commerce by the inequality in value, in different localities, of circulating notes issued under widely differing State systems. On the other hand, the people would be subject to losses, both on circulation and exchange, exactly corresponding to the gains of the banks. In further support of these propositions, the Comptroller ventures to repeat what has been previously stated by him: " The government, unlike the banks, does not receive deposits nor loan money, and it must therefore provide for the redemption of its notes from its own resources. If it issues a small amount of currency, the amount of reserve required and the expense of redemption will be small; but if it issues the whole paper currency of the country, it must, when specie payments are reached, maintain a ratio of reserve equal to that of the Bank of England or the Bank of France, which is not less in either case than one-third of the amount of its issues. If the amount of government issues should reach 66$ millions, which is the present volume of the currency, a reserve of 223 millions in coin must be kept on hand. The interest upon this amount of reserve, at the lowest government rate (4 per cent.), would be $8,920,000. The expense of issuing the notes and the cost of redemption would also be large, and the total cost to the government, including the hazard attending the issue of so large an amount of money, would not probably be less than 10 millions of dollars annually. This amount is but three millions less than that of the net annual interest received by the national banks upon their bonds, and is much greater than the profits derived by them from their entire circulation. " If the amount of Treasury notes should be largely increased, and be subject, as it will, to additional increase by each successive Congress, the ability of the government to redeem its issues will in time be questioned, and the amount and proportion of reserve required will need to be increased, thus adding materially to the expense attending such issues, meanwhile saving the government but little, if anything, by the transaction. "It is believed by the Comptroller that this proposed substitution is impracticable, and that the repeal of the national-bank act will result, not in an additional issue of Treasury notes, but in the repeal of section 3412 of the Eevised Statutes, consisting of four lines in the Statute Book, which is as follows: u ' SEC. 3412. Every National banking association, State bank, or State banking association, shall pay a tax of ten per centum on the amount of notes of any person, or of any State bank or State banking association, used for circulation and paid out by them.' "The South desires the repeal of this section, because it believes that such repeal will be followed by the organization of numerous banks of circulation under State charters, which will, for the time being, at least, stimulate the business of that section of the country. " The East and the North, and a portion of the West, in the event of the repeal of the National Banking System, will join with the South in the repeal of this section, but for a different reason, namely, to prevent the increase of the issue of Government notes, because they believe that a system of State bank notes, at the worst, can only injure the credit of individuals, while the unrestricted issue of United States notes will be likely to produce a new suspension of specie payments, and thereby in- XXII REFORT OF THE COMPTROLLER OF THE CURRENCY. jure, not only every kind of private business, but also the credit of the nation. Those persons in the West who have been erroneously led ta believe that the downfall of the National Banking System will be followed by an additional issue of greenbacks, w7ill certainly find upon investigation that State Bank notes, not United States notes, will be almost immediately substituted for the present uniform National currency, accompanied with an increase in tbe cost of exchange, losses to theu bill "holders, and other evils which are inseparable from such issues. I n New York and Massachusetts, Wisconsin, Minnesota, Iowa, and other States, provisions either of law or of the constitution now exist, which prohibit the issue of circulating notes unless secured in a manner similar to those issued under the provisions of the national banking system. As a consequence of these kws and constitutional provisions, the bonds now held in the Treasury at Washington will be largely transferred to the capitals of many of the States, the result being that while, contrary to the expectation of many, no great saving of interest to the government will ensue, the circulating notes of State associations, secured and unsecured, will soon fill the places now occupied by the uniform circulation of the national banks. But even if this circulation shall all be well secured, it will be impossible, under the varying legislation of different States, to secure the issue of a homogeneous currency of equal value throu ghout the country. Many useful restrictions may be adopted, but it would be hopeless to expect all the States to agree upon a central point of redemption outside of their own respective boundaries, or upon a uniform system of cash reserve, or upon similarity in form of public statements. State lines, as formerly, will bound the field of circulation of many of rthe Southern and Western issues, while the notes of New York and New England will not only monopolize the field within their owrn boundaries, but w ill successfully contest the privilege of circulation in those States remote from the commercial centers, which have no Eastern agency for the redemption of their notes. Eastern communities will suffer comparatively little from the unsound issues of other States, but those which are less favored with capital will, as of old, be the chosen field for the establishment of illegitimate corporations. The cost of exchange, which under the present system has, during the last fifteen years, nearly disappeared, will be again revived. The rate will not, perhaps, be so large as in former times, but yet large enough to be a grievousu burden upon the business of the country. Few persons have a just conception of the many advantages possessed by a homogeneous currency, fully secured, the issue of a single system, redeemable at a common point, and exempt from the discount occasioned by an irregularity of value in different localities. Great pains have been taken to obtain an estimate of the amount of exchange issued annually upon New York by the Western and Southern States. The amount drawn upon New York alone is estimated at nearly three thousand millions of dollars annually; and it will not probably be an exaggeration to say that not less than four thousand millions of dollars are annually drawn in exchange by the West and South upon the East. The amounts drawn upon each other by the banks in the commercial cities and States of the East is also great. In 1859 the average cost of Southern and Western exchange upon New York was not less than from 1 to 1^ per cent. If this latter rate should be restored, the cost of exchange alone would be sixty millions annually; while if the rate were but one-half of one per cent., which was the current rate in the State of New York ir* the year I860, a loss in exchange of twenty millions annually would en- REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII sue, to say nothing of the loss incident to the issues of banks not properly organized. "The overthrow of the present well-established system, with its abundant capital and reserve, its large surplus, and its wise provisions, will be succeeded, either by two kinds of government notes, one or both at a discount for gold and of unequal current value, or by circulating notes issued under State authority. Either system will be bad. The one will be subject to the changing opinion of each successive Congress, and the other to the independent caprice of the legislatures of forty States. "The proposition is to save money to the government, by placing the principal existing monetary institutions of the country in liquidation at a time when specie payment is assured, and the nation has just entered upon a new career of prosperity. There will be no saving to the government, but a loss of millions of dollars annually to the people, which loss will increase yearly 77with the growth of business and commerce between the different States. THE VALUE OF CIRCULATION TO THE NATIONAL BANKS. The Comptroller has, in previous reports, given tables showing the profit upon national-bank circulation. The refunding operations of the government and the consequent reduction in the rate of interest upon the bonds held by the banks as security for their circulating notes having diminished this profit, and the expectation that the further refunding of the public debt will diminish it yet more, render it necessary to again refer to the subject. The total amount of interest annually received by national banks upon the bonds deposited for the security of their circulation on November 1? ultimo, was $17,152,396.75, as will be seen by reference to a table on page 27. If from this amount be deducted the interest upon that portion of these bonds on which the banks receive no circulation, namely, 10 per cent. ($1,715,239.67), and the tax upon circulation of one per cent. ($3,274,221), there will remain $12,162,936, which was the net amount of interest received by the banks on that portion of the bonds deposited, equal to 90 per centum of the whole, which represents the entire amount on which the banks receive any additional income through the issue of circulation. The banks now hold $7,227,700 of called bonds, five and six per cents, upon which interest has ceased, which are classified as four per cents in the above calculation. The other five and six per cent, bonds held by the banks, with the exception of the Pacific Railroad bonds, amount ing to $4,465,000 only, known as currency sixes, will be payable by the government in a little more than a year, and will then be converted into bonds bearing a lower rate of interest. If all are converted into four per cent, bonds, the net amount of interest received by the banks, after making the same deductions as before, will be $9,822,666. If the present capital of the national banks invested in bonds were loaned directly upon commercial paper, or upon bonds and mortgages, at eight per cent, it would yield annually $29,722,656. The net interest to be derived from four per cent, bonds amounts, as has been seen, to $9,822,666, and the interest upon the circulation issued upon these bonds when loaned at eight per cent, amounts to $24,884,084, the interest on the bonds and the income on circulation making a total net income of $34,706,750. The amount by which this latter sum exceeds that which the banks may derive from loaning their capital directly on commercial paper, or on bonds and mortgages, is $4,984,094, and represents the profit on circulation. It is equal to 1.3 per cent, on the capital invested in bonds. The follow- XXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. ing statement presents in one group the figures by which these results are obtained: The interest at 8 per cent, per annum on the loanable amount of circulation is $24,884,084 The interest on the bonds deposited to secure the circulation when funded into 4 per cents, is 14, 552, 096 Gross amount received by the bants from bonds and loanable circulation. 39, 436,180 From which deduct one percent, of the issuable amount of circulation as the tax thereon and the interest on the margin in bonds deposited 4, 729, 430 Net income upon the capital employed » 34,706,750 The capital necessary to purchase the bonds pledged by the banks loaned at 8 per cent, per annum would produce..., 29,722, 656 Difference, representing the profit on circulation if the whole amount available for use be loaned continually throughout the year 4,984, 094 If the rate of interest on loans be taken at six per cent., instead of eight per cent., as above, a like computation shows that the profit on circulation does not exceed 1.7 per cent, on the capital invested. That the advantage to be derived from receiving and issuing circulating notes is not great, is evident from the fact to which the Comptroller has repeatedly called attention that there are in this country 1,005 State banks and 2,634 private bankers who decline to reorganize under the national system. Additional proof is also found in the fact that the amount of existing national-bank circulation is much less than that which under the law these banks might obtain upon their present capital by the deposit of additional bonds. This is shown in the following table: Geographical divisions. Eastern States Middle States Southern States . ......... Western States Pacific States and Territories Totals . Capital. E Authorized circulation. $165, 086, 920 169, 700, 095 30, 428, 700 82, 751, 650 6,100, 000 $140, 418, 781 142, 024, 725 27,150, 830 73, 226, 485 5,190, 000 454,067,365 388,010,821 $118, 115, 24, 57, 3, itP 742, 578 701, 970 028, 460 878, 997 306, 480 $21, 676, 203 26, 322, 755 3,122, 370 15, 347, 488 1, 883, 520 319,658,485 68, 352, 336 The total amount of circulation which by law might have been obtained by banks in operation, upon their paid-in capital stock, was on October 2, $388,010,821, while the amount actually received by them at that date was $319,658,485; showing that the banks already organized and in operation are entitled to receive $68,352,336 additional circulation as soon as they see fit to deposit United States bonds to secure it. In other words, these banks already in operation can at any time, if any profit can be made by an additional issue, increase their circulation by more than one-fifth. Bonds can now be purchased in the market at a small premium, and it is reasonable to suppose that if there were a profit on circulation, the banks now in successful operation, with a capital stock fully paid in, would at once avail themselves of the privilege of receiving and issuing the full proportionate amount allowed by law. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXV ILLEGAL CERTIFICATION OF CHECKS. On February 19 and March 3, I860, two extraordinary acts in reference to the business of banking were passed by the Fortieth Congress, which enactments were subsequently embodied in sections 5207 and 5208 of the Eevised Statutes. The first of these sections prohibits the loaning of money upon United States or national-bank notes as collateral security, with the purpose of withdrawing such notes from use, and the latter section prohibits the certification of checks drawn upon any national bank, unless the drawer has the money actually on deposit in such bank. The violation of the first-named section is made a misdemeanor, and punished by a fine not exceeding one thousand dollars, and a further penalty equal to one-third of the money loaned. The officer or officers of the bank who shall make such a loan are also liable for a further penalty, equal to one-fourth of the money loaned. The penalty for the violation of the last-named section is forfeiture of the charter of the bank and the appointment of a receiver to close its affairs. It seems scarcely credible that it should have been found necessary to prohibit by positive legislation the practice by national banks, located in the principal commercial city of the country, of methods of business so inconsistent with the principles of good banking. But it was soon found that even this legislative prohibition was not sufficient in times of extraordinary activity in the stock-board to entirely prevent the illegal certification of checks. A few months later, therefore, the Committee on Banking and Currency of the House of Representatives, after an investigation which occupied some weeks,* was instructed to inquire if any further legislation was necessary to prevent the improper certification of checks by the national banks, and to report by bill or otherwise. In compliance with these instructions a bill was reported, which on June 19, 1870, passed the House, and which provided that any officer, clerk or agent of any national banking association who should violate the provisions of the act of March 3, 1869, relating to certified checks, should be deemed guilty of a misdemeanor, and be fined not more than five thousand dollars, or imprisoned not more than five years, or both, in the discretion of the court. This bill, like similar acts which preceded it, passed the House almost unanimously and with but little discussion. A Representative from New York City, who was also a member of the Committee on Banking and Currency, seemed to reflect the sentiment of the House and also of his constituents when he said: U I concur with my colleagues in regard to reporting this bill, after careful examination of the facts ascertained by the gold investigating committee and of the statements made by the substantial merchants of New York—not the speculators, either in produce or gold, but the men of solid parts, the men who look to the substantial interests of the people outside as wrell as inside their city, men of character and propriety." The House bill of June 19, 1870, failed to pass the Senate, but the action of the House had the effect to largely diminish, although it did not entirely put an end to, this illegal practiced No complaints of its renewal reached the Comptroller until recently, * " Reports of Committees, H. R., Forty-first Congress, Second Session"—Gold panic Investigation, page 23. t The clearing-house association of the city of New York, which is composed of forty-five national, together with thirteen State banks, to which latter associations the legislation named did not apply, took action on this subject in November, 1873, by the appointment of a committee to consider and report upon "reforms in the bankingbusiness." The committee in their report referred to this subject as follows: "Every bank iu XXVI REPORT OF THE COMPTROLLER OF 1HE CURRENCY. when his attention was called to the large increase of certified checks among the clearing-house exchanges, their amount having risen from 31 millions on April 4, to 44 millions on June 14, to GO millions on October 2, and finally to more than 90 millions on October 30 last. He was also advised of an informal conference of the presidents of some of the prominent banks, with the object of devising some plan to avoid the risk and loss of such overcertifications. It had also, about the same time, been brought to the knowledge of the Comptroller that certified checks, drawn upon an institution which was known to be largely addicted to this practice, had been refused by banks in good standing; whereupon he considered it his duty to exercise whatever power belonged to his office for the arrest and prevention of the custom complained of. He therefore, on the 29th ultimo, directed the nationalbank examiner for the city of Xew York to examine such banks as were believed to be certifying checks illegally, and to report the facts to this Office; and a separate letter was transmitted to him on the same day requesting him to consult with the clearing-house committee, and to take its advice in reference to the best course to be pursued. The examiner soon after reported that nine of the city banks had at various times cer-. tilled checks contrary to the provisions of the law, but that only five of them were largely given to the practice; and he added his opinion that the amount of such illegal certifications had been very much overstated by the public press. A subsequent investigation was made on ^November 6, which was conducted in such manner as to avoid publicity; and the Comptroller was then advised that the certifications complained of had been very largely reduced in number and amount, and, in the cases of some banks, entirely discontinued, and that it was believed that in a short space of time all the banks would conform fully to the provisions of the statute. Section 5239 of the Revised Statutes provides that every director of a, national bank who participates in or assents to violation of law " shall be held liable in his personal and individual capacity for all damages which the association, its shareholders, or any other person shall have the association is directly involved in the risks attending this practice. It multiplies excessively the sums which such institutions pass through the clearing-house, and the consequent balances of the exchanges with their associates, which the caxntal of such banks can never adequately guarantee. "The most striking commentary upon the dangers of this practice was afforded during the late panic by the dealer of a bank who had largely received such favors, and who, seeing by its application to others that his own checks were in peril, declined, under advice of counsel, to cover them by a deposit, until otherwise assured that the bank could respond to these very obligations. u No sufficient reasoc, in the opinion of your committee, can be given why a corporation should place itself without compensation and special security between two parties dealing with each other, and become the guarantor of either, in transactions entirely personal to themselves, simply because one or the other is a depositor in the institution. We have already stated that the safe custody of money p ay able < on demand'is full compensation for its legitimate use, and the risks attending such a business are all that properly appertain to the profession of a banker. And if the rule be invariably observed of certifying checks only when the drawer has the full amount at his credit in the bank,no one can be injured or offended when he is treated in all respects like every other of his fellow-dealers. The restriction suggested will work favorably to every interest—to the banks, the shareholders, and their associates— by diminishing the risks now so widely incurred, and it also conforms to and confirms the law which Congress has established upon this subject in respect to national banks. Your committee, therefore, recommend that in no case shall a check or other obligation be certified by a bank unless the amount of it is first found regularly entered to the credit of the dealer upon the books of the institution."* * The report of the committee, it is said, failed of unanimous adoption by four votes only. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII sustained in consequence of such violation." If a loss result from such certifications or overdrafts, there would seem to be no doubt that consequential damages may be collected from those directors who knowingly permitted them. The bank examiner has been instructed to report to this Office every instance of overcertincation which may come to his knowledge, whereupon the Comptroller will not hesitate to enforce the provisions of law in reference thereto $ and in the event of the appointment of a receiver, he will endeavor to have determined in the courts the question of the several liabilities of the directors for violation of the law mentioned. In the mean time those banks which consider the law inimical to their interests have the option either to conform to its provisions or to conduct their business under some banking system in which the restrictions that to them are so objectionable do not exist. The Comptroller is glad to be able to state that he has no reason to suppose any national bank has been guilty of withdrawing circulating notes for illegitimate purposes, but the examiner has been directed to report any violations of section 5207, if such shall occur; and upon the receipt of such report the Comptroller will immediately transmit the same to the law officer of the department for his action. SECURITY OF CIRCULATING NOTES. The following table exhibits the classes and amounts of United States bonds held by the Treasurer on the 1st day of November, 1879, to secure the redemption of the circulating notes of the national banks: Class of bonds. Authorizing act. Loan of February, 18(31 (81s) February 8,1861 Loan of July and August, 1861 (81s).... July 17 and August 5,1861.. Loan of 1863 (81s) | March 3, 1863 Consols of 1867 March 3, 1865 Consols of 1868 do Ten-forties of 1864 1 March 3, 1864 Funded loan of 1881 « July 14, 1870, and January 20,1871. Funded loan of 1891 | do Funded loan of 1907 ; do Pacific Railway bonds ! July 1,1862, and July 2,1864. Total. Kate of interest. Amount. 6 per cent. do do ....do . -..do 5 per cent. do 221, 000 971, 750 549, 50033, 200 75, 000 7, 119, 500 124, 182,100 4^ per cent 4 per cent 6 per cent 34, 866, 950 138, 318, 400 4, 465, 000 363, 802, 4C0 On October 1, 1865, the total amount of bonds held for this purpose was $276,250,550, of which $199,397,950 was in six per cents, and $76,852,600 in rive per cents. On October 1, 1870, the banks held $246,891,300 of six per cents and $95,942,550 of five per cents. Since that time there has been, to ^November 1, 1879, a decrease of $187,575,850 in six per cent, bonds and an increase of $35,359,050 in five per cents. During the year ending January 1, 1879, there was a decrease of $12,677,600 in six per cents and of $6,357,800 in ^ve per cents. Since September 1, 1876, $34,866,950 of four and one-half per cents, and since July 1,1877, $138, 318,400 of four per cents, have been deposited. Since the 1st day of January, 1879, there has been a decrease of $12,652,650 in six per cents, $63,415,600 in five per cents, and $12,138,800 in four and one-half per cents, while during the same period $102,941,450 of four per cents have been deposited. The banks still hold $108,200 of six per cent, five-twenty bonds and $7,119,500 of five per cent, ten-forty bonds, upon which interest has ceased. XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. SPECIE IN BANK AND IN THE TREASURY, AND ESTIMATED AMOUNT IN THE COUNTRY—SPECIE IN THE BANK OF ENGKLAND AND IN THE BANK OF FRANCE. The table below exhibits the amount of specie held by the national banks at the dates of their reports for the last eleven years ; the coin, coin-certificates, and checks payable in coin held by the New York City banks being stated separately. Held by national banks in New York City. Dates. Coin. Oet. 5,1868. Jan. 4,1869. Apr. 17,1869. J u n e 12,1869. Oct. 9,1869. Jan. 22,1870. Mar. 24,1870. J u n e 9,1870. Oct. 8,1870. Dec. 28,1870. Mar. 18,1871. Apr. 29,1871. J u n e 10,1871. Oct. 2,1871. Dec. 16,1871. Feb. 27,1872. Apr. 19,1872. J u n e 10,1872. Oct. 3,1872. Dec. 27,1872. Feb. 28,1873. Apr. 25,1873. June 13,1873. Sept. 12,1873. Dec. 26,1873. Feb. 27,1874. May 1,1874. June 26,1874. Oct. 2,1874. Dec. 31,1874. Mar. 1, 1875. May 1,1875. June 30,1875. Oct. 1,1875. Dec. 17,1875. Mar. 10,1876. May 12,1876. June 30,1876. Oct. 2,1876. Dec. 22,1876. Jan. 20,1877. Apr. 14,1877. June 22,1877. Oct. 1,1877. Dec. 28,1877. Mar. 15,1878. May 1,1878. June 29,1878. Oct. 1,1878. Dec. 6,1878. Jan. 1,1879. Apr. 4,1879. June 14,1879. Oct. 2,1879. 623 24 1, 902,769 48 1, 652,575 21 2,542, 533 96 1, 792,740 73 6,196, 036 29 2, 647,908 39 2, 942,400 24 1, 607,742 91 2, 268,581 96 2, 982,155 61 2, 047,930 71 2, 249,408 06 1,121, 869 40 1,454, 930 73 1, 490,417 70 1, 828,659 74 3, 782,909 64 920, 767 37 1, 306,091 05 1, 958,769 86 1, 344,950 93 1, 442,097 71 1, 063,210 55 1, 376,170 50 1,167, 820 09 1, 530,282 10 1, 842,525 00 1, 291,786 56 1, 443,215 42 1, 084,555 54 930, 105 76 1, 023,015 86 753, 904 90 869, 436 72 3, 261,131 36 832, 313 70 1, 214,522 92 1,129, 814 34 1, 434,701 83 284 94 1, 930,725 59 1, 423,258 17 1, 538,486 47 1, 955,746 20 2, 428,797 44 2, 688,092 06 1, 905,705 22 1, 779,792 43 4, 009,299 01 5, 421,552 49 5, 312,966 90 6, 058,472 34 7, 218,967 69 | U. S. coin- I Checks paya- ! icertificates.' ble in coin. ! $6, 390,140 18, 038, 520 3,720,040 11, 953, 680 16, 897, 900 28, 501, 460 21, 872,480 18, 660, 920 7, 533, 900 14, 063, 540 13, 099, 720 9, 845, 080 9,161,160 7, 590, 260 17, 354, 740 12, 341, 060 10,102,400 11,411,160 5, 454, 580 12, 471, 940 11, 539, 780 11, 743, 320 22,139, 080 13, 522, 600 18, 325, 760 23, 518, 640 23, 454, 660 13, 671, 660 13,114, 480 14, 410, 940 10, 622,160 5, 753, 220 12, 642,180 4, 201, 720 12, 532, 810 19, 086, 920 15,183, 760 16. 872, 780 13J 446, 760 21, 602, 900 33, 629, 660 13, 899,180 10, 324, 320 11, 409, 920 19,119, 080 35, 003, 220 25, 397, 640 llr954, 500 11, 514, 810 12, 277,180 12, 739, 544 12, 220, 940 12, 291, 270 12,130,900 Total. $1, 536, 353 66 $9, 625,116 90 2, 348,140 49 22, 289, 429 97 1, 469, 826 64 6, 842, 441 85 975, 015 82 15, 471, 229 78 1, 013, 948 72 19, 704, 589 45 2,190, 644 74 36, 888,141 03 1, 069, 094 30 25, 589, 482 69 1,163, 905 88 22, 767, 226 12 3, 994, 006 42 13,135, 649 33 3, 748,126 87 20, 080, 248 83 3, 829, 881 64 19, 911, 757 25 4, 382,107 24 16, 275,117 95 3, 680, 854 92 !15, 091, 422 98 1,163, 628 44 |9, 875, 757 84 4, 255, 631 39 I23, 065, 302 12 3,117,100 90 !16, 948, 578 60 4, 715, 364 25 16, 646, 423 99 4, 219, 419 52 |19, 414, 489 16 6, 375, 347 37 13, 778, 031 05 13, 498, 549 86 13, 088, 250 93 23, 581,177 71 14,585,810 55 19, 701. 930 50 24, 686, 460 09 24, 984, 942 10 15, 514,185 00 14, 406, 266 56 15, 854,155 42 11, 706, 715 54 6, 683, 325 76 13, 665,195 86 4, 955, 624 90 13,402,246 72 22, 348, 051 36 16, 016, 073 70 18, 087, 302 92 14, 576, 574 34 23, 037, 601 83 35, 298, 944 94 15, 829, 905 59 11, 747, 578 17 12, 948, 406 47 21, 074, 826 20 37, 432, 017 44 28, 085, 732 06 13, 860, 205 22 13, 294, 602 43 16, 286, 479 01 18,161, 092 49 17, 533, 906 90 18, 349, 742 34 19, 349, 867 69 ! Held by other | I n a t i o n a l | Aggregate. banks. $3, 378, 596 49 $13, 003, 713 39 7, 337, 320 29 29, 626, 750 26 3,102, 090 30 I 9, 944, 532 15 2, 983, 860 70 I 18, 455, 090 48 3, 297, 816 37 j 23,002,405 83 11, 457, 242 69 I 48, 345, 383 72 11, 507, 060 75 ! 37, 096, 543 44 8, 332, 211 66 ! 31, 099, 437 78 5, 324, 362 14 ! 18, 460, 011 47 6, 227, 002 76 ! 26, 307, 251 59 5, 857,409 39 i 25, 769,166 64 6, 456, 909 07 22, 732, 027 02 4, 833, 532 18 I 19, 924, 955 16 3, 377, 240 33 i 13, 252, 998 17 6, 529, 997 44 29, 595, 299 56 8, 559, 246 72 I 25, 507, 825 32 7, 787, 475 47 24, 433, 899 46 4:842,154 98 24, 256, 644 14 3, 854, 409 42 10, 229, 756 79 5, 269, 305 40 19, 047, 336 45 4, 279,123 67 17, 777, 673 53 3, 780, 557 81 16,868,808 74 4, 368, 909 01 27, 950, 086 72 5, 282, 658 90 19, 868, 469 45 7, 205,107 08 26, 907, 037 58 8, 679, 403 49 33, 365, 863 58 7, 585, 027 16 32, 569, 969 26 6, 812, 022 27 22, 326, 207 27 6, 834, 678 67 21, 240, 945 23 6, 582, 605 62 22, 436, 761 04 , 4, 960, 390 63 16, 667,106 17 3, 937, 035 88 10, 620, 361 64 5, 294, 386 44 18, 959, 582 30 3, 094, 704 83 8, 050, 329 73 3, 668, 659 18 17, 070, 905 90 6, 729, 294 49 29, 077, 345 85 5, 698, 520 66 21, 714, 594 36 7,131,167 00 25, 218, 469 92 6, 785, 079 69 21, 361, 654 03 9, 962, 046 06 32,999,647 89 14, 410, 322 61 49, 709, 267 55 11, 240,132 19 27, 070, 037 78 9, 588, 417 89 21, 335, 996 06 9, 710, 413 84 22, 658, 820 31 11, 832, 924 50 32, 907, 750 70 17, 290, 040 58 54, 722, 058 02 17, 938, 024 00 46, 023, 756 06 15, 391, 264 55 29, 251, 469 77 17, 394, 004 16 30, 688, 606 59 18, 068, 771 35 34, 355, 250 36 23. 338, 664 83 41, 499, 757 32 23, 614, 656 51 41,148, 563 41 23, 983, 545 10 42, 333, 287 44 22, 823, 873 54 42,173, 731 23 The amount of silver coin held by the national banks on October 1, 1877, was $3,700,703, and on October 1, 1878, $5,387,738. The amount held on October 2, 1879, was $4,986,493. The aggregate amount of specie held by the State banks in New England, New York, New Jersey, Pennsylvania, Maryland, Louisiana, Kentucky, Ohio, Iowa and Wisconsin,*as shown by their official reports for 1879, was $1,971,362, of which the banks in New York City held $1,389,551. In the returns from California the amount of coin is not given separately. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX The amount of gold and silver in the Treasury of the United States on November 1,1879, was, in gold, $171,517,713; silver coin, $50,078,620; total, $221,596,333; of this amount $14,591,000 in gold and $6,135,850 in silver is represented by coin-certificates. The Director of the Mint in his report for this year estimates that the amount of coin in the country on June 30, 1878, was $327,781,898, of which $247,429,570 was gold and $80,352,328 was silver. His estimates for the fiscal year ending June 30, 1879, are as follows: Estimated amount of coin in the country June 30, 1878 Net gold coinage for the year Net silver coinage for the year Importation of silver for the year $327,781,898 39,290,009 26,518,642 5,180,015 Total Deduct net exportation of gold for the year Total estimated amount of coin in the country June 30, 1879 398,770,564 228,881 398,541,683 Of this amount it is estimated that $286,490,698 consists of gold coin, and $112,050,985 of silver coin. The Director estimates that from the close of the fiscal year to ^November 1 there has been added to the coin $19,259,799 of gold and $9,405,370 of silver, making the stock of coin in the country at the latter date $427,206,852, consisting of $305,750,497 of gold coin and $121,456,355 of silver coin. The amount of bullion in the mints and New York assay office on November 1st is stated to have been $49,931,035 of gold and $4,553,182 of silver, making in all $54,484,217, which, added to the estimated amount of coin stated above, gives, as the total estimated - amount of coin and bullion in the country on November 1st, $481,691,069, of which $355,681,532 was gold and $126,009,537 was silver. The following table shows the amount of bullion held by the Bank of England in each year from 1870 to 1879: * (£ = 5 dollars.) 1870...". 1871 1872 1873 1874 $103,900,000 117,950,000 112,900,000 113,500,000 111,450,000 (£ = 5 dollars.) '1875 1876 1877 1878 18791 $119,600,000 143,500,000 126,850,000 119,200,000 150,942,980 The amount of coin held by the Bank of France on December 31 of each year from 1870 to 1878, and also on October 30,1879, is shown by the following table: | Date. Dec. Dec. Dec. Dec. Dec. Dec. Dec. Dec. Dec. Oct. 31, 1870 31, 1871 31, 1872 31, 1873 31, 1874 31, 1875 31, 1876 31, 1877 31, 1878 30, 1879 Gold coin and Silver coin bullion. and bullion. (5fr. = $l.) $85, 740, 000 110, 680, 000 131, 740, 000 122, 260, 000 204, 220, 000 234, 860, 000 306, 080, 000 235, 420, 000 196, 720, 000 169, 000, 000 $13, 700, 000 16, 240, 000 26, 520, 000 31, 260, 000 62, 640, 000 101, 000, 000 127, 720, 000 173, 080, 000 211, 620, 000 241, 800, 000 Total. $99,440, 000 126, 920, 000 158, 260, 000 153, 520, 000 266, 860, 000 335, 860, 000 433, 800, 000 408, 500, 000 408, 340, 000 410, 800, 000 * Page 412, Journal of the Statistical Society, June, 1879. t London Economist, November 8, 1879. X From the Bulletin de Statistique, as quoted in the Bankers' Magazine, New York, vol. xiii, page 740, except the item for the present year, which was obtained from the Financial Chronicle of New York, of November 15, 1879. XXX REPORT OF THE COMPTROLLER OF THE CURRENCY. LOANS AND RATE OF INTEREST OF NEW YORK CITY BANKS. The following table contains a classification of the loans of the national banks in New York City for the last five years: October 1, 1875. October 2. 1876. October 1, 1877. October 1, 1878. I October 2, 1879. 48 banks. 47 banks. 47 banks. 47 banks. 47 banks. Loans and discounts. On endorsed paper ; $120,189, 537 ; On single-name paper 18,555,100 ! On U. S. bonds on demand \ 4, 934, 674 On other stock, &c, on demand. j 50,179, 384 On real-estate security 868,160 ; Payable in gold 3, 454, 276 l All other loans 3,908,602 | Totals :.! 202,089,733 $92, 618, 776 $83, 924, 333 $95,510,311 16. 634, 532 15,800,540 17, 297, 475 4,763,448 7, 003, 085 6, 277, 492 58, 749, 574 48, 376, 633 51,152, 021 786, 514 536, 802 497, 524 4, 681, 570 4, 319, 014 i 6, 752,181 2,786,456 1, 852, 944 2, 670, 371 $81, 520,129 22, 491, 926 8, 286, 525 78, 062, 085 G70, 021 184, 243, 225 I 169,162, 391 ; 169, 585, 980 i 195, 851, 902 4,821,216 The average rate of interest in Few York City for each of the fiscal years from 1874 to 1879, as ascertained from data derived from the Journal of Commerce and Financial Chronicle, was as follows : 1874, 1875, 1876, 1877, 1878, 1879, call loans, call loans, call loans, call loans, call loans, call loans, 3.8 per cent. 3.0 per cent. 3.3 per cent. 3.0 per cent. 4.4 per cent. 4.4 per cent. commercial paper, commercial paper, commercial paper, commercial paper, commercial paper, commercial paper, 6.4 per cent, 5.6 per cent, 5.3 per cent, 5.2 per cent, 5.1 per cent, 4.4 per cent. The average rate of discount of the Bank of England for the same years was as follows: During During During During During During the calendar year ending December 31, 1874, 3.69 per cent. the calendar year ending December 31, 1875, 3.23 per cent. the calendar year ending December 31, 1876, 2.61 per cent. the calendar year ending December 31, 1877, 2.91 per cent. the calendar year ending December 31, 1878, 3^78 per cent. the fiscal year ending June 30, 1879, 3.87 per cent. The rate of interest in the city of New York on November 25, of tke present year, as quoted in the Daily Bulletin, was, on call loans, from 5 to 7 per cent.) and on commercial paper of the best grade, from 5J to 7 per cent. The rate of interest of the Bank of England on November 29, 1877, was four per cent. On January 30, 1878, it was two per cent., from which date to October 14, 1878, there were seven changes, and, with a single exception, on May 29, a gradual increase. The rate was fixed at the date last named at six per cent., and reduced on November 21,1878, to five per cent.; since which time there have been changes in the rate as follows: On January 15,1879, four per cent.; on the 29th of the same month, three per cent.; on March 12 it was reduced to 2J per cent., and again on April 9 to two per cent., at which rate it remained until November 7, when it was increased to three per cent., which was also at that time the rate of the Bank of France. TRANSACTIONS OF THE NEW YORK CLEARING HOUSE. The New York Clearing House Association is composed of forty-five national and thirteen State banks, and the assistant treasurer of the United States at New York. The exchanges at the Clearing House for REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI the year ending October 1, 1879, obtained through the courtesy of W. A. Camp, its manager, were more than twenty-four thousand millions, and the balances paid in money were more than thirteen hundred millions. The average daily exchanges were nearly eighty millions, and the average daily balances paid in money were but about four and threetenths millions, or only five and four-tenths per cent, of the amount of the settlements. The ]STew York Clearing House was organized in 1853, and the following table exhibits its transactions and the amount and ratio of currency required for the payment of daily balances, yearly, for the last twenty-six years: Years. 1854 1855 1856 1857 1858 1859 1860 1861 1862 1863 1864 1865 1866 1867 1868 1869 1870 1871 1872 1873 1874 1875 1876 1877 1878 1879 N o . of banks. 50 48 50 50 46 47 50 50 50 50 49 55 58 58 59 59 61 62 61 59 59 59 59 58 57 59 *Capital. Exchanges. $47, 044, 900 48, 884,180 52, 883, 700 64, 420, 200 67,146, 018 67, 921, 714 69, 907, 435 68, 900, 605 68, 375, 820 68, 972, 508 68, 586, 763 80, 363, 013 82, 370, 200 81, 770, 200 82, 270, 200 82, 720, 200 83, 620, 200 84, 420, 200 84, 420, 200 83, 370, 200 81,635,200 80, 435, 200 81, 731, 200 71, 085, 200 63, Gil, 500 60, 800, 200 $5, 750, 455, 987 5, 362, 912, 098 6, 906, 213, 328 8, 333, 226, 718 4, 756, 664, 386 6, 448, 005, 956 7, 231,143, 057 5,915,742,758 6, 871, 443, 591 14, 867, 597, 849 24, 097,196, 656 26, 032, 384, 342 28, 717,146, 914 28, 675,159, 472 28, 484, 288, 637 37, 407, 028, 987 27, 804, 539, 406 29, 300, 986, 682 32, 636, 997, 404 33, 972, 773, 943 20, 850, 681, 963 23, 042, 276, 858 19, 874, 815, 36 L 20, 876, 555, 937 19, 922, 733, 947 24, 553,196, 689 Average Balances paid Average daily daily bal- Kain money. exchanges. ances paid tios. in money. • $297, 411, 494 289, 694,137 334, 714, 489 365, 313, 902 314, 238, 911 363, 984, 683 380, 693, 438 353, 383, 944 415,530,331 677, 626, 483 885, 719, 205 1, 035, 765,108 1,066,135,106 1,144, 963, 451 1,125,' 455, 237 1,120, 318, 308 1, 036, 484, 822 1, 209, 721, 029 1, 213, 293, 827 1,152, 372,108 971, 231, 281 1,104, 346, 845 1, 009, 532, 037 1, 015, 256, 483 951, 970, 454 1, 321,119, 298 t72, 217, 969 +498, 692,168, 926 :21,156, 276, 411 $988, 078 940, 565 1, 079, 724 1,182, 246 1, 016, 954 1,177, 944 1, 232, 018 1,151, 088 1, 344, 758 2, 207, 252 2, 866, 405 3, 373, 828 3, 472, 753 3,717,414 3, 642, 250 3, 637, 397 3, 365, 210 3, 927, 666 3, 939, 266 3, 765, 922 3,173, 958 3, 608,977 3, 288,381 3, 328,710 3, 111, 015 4, 303, 320 Pr. ct. 5.2 5.4 4.8 4.4 6.6 5.6 5.3 6.0 6.0 4.6 3.7 4.0 3.7 4.0 4.0 3.0 3.7 4.1 3.7 3.4 4.7 4.8 5.1 4.9 4.8 5.4 J62, 408, 634 +2, 647, 811 4.2 $19,104,505 17, 412, 052 22, 278,108 26, 968, 371 15, 393, 736 20, 867, 333 23, 401, 757 19, 269, 520 22, 237, 682 48, 428, 658 77, 984, 455 84, 796, 040 93, 541,195 93,101,167 92,182,164 121,451,393 90, 274, 479 95,133, 074 105,964,277 111, 022,137 68,139, 484 75, 301, 558 64, 738, 812 68, 447, 724 65,106, 974 79, 977, 839 * The capital stock is stated at various dates, the amount at a uniform date in each year not being obtainable, f Yearly averages for twenty-six years. \ Totals for twenty-six years. The Clearing House transactions of the assistant treasurer of the United States at New York, from the 25th of November, 1878, when he became a member of the Clearing House Association, to November 1, 1879, were as follows : Exchanges received from Clearing House $374, 503, 874 Exchanges delivered to Clearing House 105,551, 028 Balances paid to Clearing House 275,295,908 Balances received from Clearing House 6, 343, 062 Showing that the amount paid by the assistant treasurer to the Clearing House was in excess of the amount received by him .«. 268,952, 846 During the month of October last the exchanges made at the Clearing House amounted to $3,539,807,083, which included the business of the assistant treasurer, amounting to $44,323,506. The balances paid during that month amounted to $130,138,117, including $27,037,192 paid by the assistant treasurer, of which $13,475,000 was paid in gold, while the XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. banks paid $28,180,000 in gold, making the total gold payments for the month $41,655,000, or a daily average of $1,581,000—$1,080,000 by the banks, and $501,000 by the assistant treasurer. A table compiled, for purposes of comparison, from returns made to the New York Clearing House, will be found in the appendix, giving the clearings and balances weekly, for the months of September, October and November of various years, from 1869 to 1879. NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS. CIRCULATING-NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK OF GERMANY BY DENOMINATIONS. The following table exhibits, by denominations, the amount of nationalIjank and legal-tender notes outstanding on November 1, 1879: 1879. Denominations. 0n6S Twos Fives Tens . . . Twenties Fifties One-hundreds . Five-hundreds One-thousands Five-thousands Ten-thousands . Add for fractions of notes not presented or destroyed Totals Deduct for legal-tender notes destroyed in Chicago fire Totals 1878. 1877. Amount of nationalbank notes. Amount of legal-tender notes. $3, 567, 200 2, 092, 498 97, 911, 820 109, 736, 240 72, 652,160 21, 324, 900 26, 911, 600 641, 500 283, 000 $19, 320, 302 18, 938, 365 61, 611, 033 71, 711, 318 68, 793, 773 24, 853, 045 31, 428,180 22, 446, 500 22, 828, 500 3, 250, 000 2, 500, 000 $22, 887, 502 21, 030, 863 159, 522, 853 181, 447, 558 141,445, 933 46,177, 945 58, 339, 780 23, 088, 000 23, 111, 500 3, 250, 000 2, 500, 000 13, 586 11, 561 10, 800 335,134, 504 347, 681, 016 682, 815, 520 667, 333,137 671, 372, 882 1, 000, 000 1, 000, 000 1, 000, 000 1, 000, 000 335,134, 504 346, 681, 016 681, 815, 520 666, 333,137 670, 372, 882 13, 586 Aggregate. Aggregate. Aggregate. $24, 652, 750 $28,606,915 26, 883, 428 22, 915, 066 148,116, 015 146, 444, 048 168, 908, 071 • 161, 459, 711 131, 785, 709 126, 290, 995 52, 363, 815 47, 658, 995 58, 976, 670 58, 331, 470 35, 956, 000 31,159, 000 34, 380, 500 33, 794, 500 Section 5175 of the Revised Statutes provides that " after specie payments are resumed no association shall be furnished with notes of a less denomination than five dollars." Accordingly no notes of the denominations of one and two dollars have been issued since the first day of January last. The amount of these notes outstanding on the 1st of November, 1878, was $4,284,219 in ones, and $2,582,146 in twos. The whole amount of one and two dollar notes outstanding on the 1st of November, 1879, was $5,659,698, which shows a reduction during the past year of $1,206,667. The amount of legal-tender notes of these denominations outstanding on the 1st of November, 1878, was $40,701,451, and the total reduction of ones and twos during the year has been $2,442,784. Of the entire amount of national-bank and legal-tender notes now outstanding, six per cent, consists of one and two dollar notes; thirty per cent, of ones, twos, and fives; and fifty-six per cent, is in notes of a less denomination than twenty dollars. Of their entire issue, less than twenty-two per cent, in amount is of the denomination of fifty dollars and upwards. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII The following table* exhibits by denominations the circulation of the Imperial Bank of Germany on January 1, 1879, in thalers and marks, which have been converted into our currency: Thalers. Marks. in of eacli Amount Number | Denomma- Value Number of in dol- dollars. of pieces. ! tions. i piece (Thaler = pieces. lars. 75 cents. 194 2,517 1, 745-5? 9,194~ 9, 311* 500 t h a l e r s . 100 thalers. 50 thalers. 25 thalers. 10 thalers. 375. 00 75.00 37.50 18.75 7.50 in Value of each Amount piece in dol- dollars. (Mark = lars. 25 cents.) 72,750 218.444 1,000 marks. 188,775 207,018 500 marks. I 65,45G 3,395,059fT 100 marks. 172,388 : 1 ' 69, 836 i 569, 205 22, 962 Denominations. 3, 820, 521| i 250 i 54,611,000 125 : 25,877,250 25 : 84.876,487 ;....'. ; j 165, 364, 737 The following table* gives the circulation, of the Bank of France and its branches, with the number of pieces, and the denominations in francs and in dollars, on January 30,1879: Number of pieces. 5 1, 382, 379 753, 599 3, 087 5. 046, 031 316, 166 29, 525 426, 537 206, 653 1, 245 8,165, 227 Denominations. 5, 000 francs. 1, 000 francs. 500 francs. 200 francs. ' 100 francs. 50 francs. 25 francs. 20 francs. 5 francs. Forms out of date Value of each piece in dollars. 1, 000 200 100 40 20 10 5 4 1 Amount in francs. : Amount in dollars. (Fr. =20 cents.) 25, 000 1, 382, 379, 000 376, 799, 500 617, 400 504, 603,100 15, 808, 300 738,125 8, 530, 740 1, 033, 265 430, 400 5,000 276, 475, 800 75, 359, 900 123, 480 100, 920, 620 3,161, 660 147, 625 1, 706,148 206, 653 87, 280 2, 290, 970, 830 458,194,166 The amount of circulation of the Bank of France on December 31, 1877, was 2,547,044,000 francs, or say $509,408,800, showing a reduction between that time and January 30, 1879, the date of the foregoing table, of 256,073,170 francs, or $51,214,634. It will be seen that the Imperial Bank of Germany issues no notes of a less denomination than $7.50, and that the Bank of .France issues but about two millions of dollars in notes of a less denomination than five dollars. The Bank of England issues no notes of less than twenty-five dollars, and the Banks of Ireland and Scotland none less thanfivedollars. The amount of paper circulation in this country in denominations of less than ten dollars was $203,441,218 on'November 1, 1879. In the foreign countries named a large amount of silver and gold coin of the lower denominations enters into general circulation. If the people of the United States continue to prefer a paper circulation of small notes, and the laws of the country authorize it, it will be impossible to keep in circulation any large amount of silver dollars, or of the smaller denominations of gold coins. Section 5182 of the Eevised Statutes requires that the circulating notes of the national banks shall be signed by the president or vice* See pages 788 and 793 of London Bankers' Magazine for September. 1879, 3 C C XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. president and the cashier of the association issuing the same. The written signature of at least one bank officer is necessary as a check between this office and the issuing banks; for if an illegal issue should occur the signature of such officer would be a means of determining the genuineness of the note. The written signatures of the officers of the banks are also necessary as an additional precaution against counterfeiting. A number of the banks, however, issue their notes with printed signatures, and in some cases with badly-executed lithographic ones. Bills have been introduced in Congress imposing a iine of twenty dollars for every circulating note issued by any national bank without the written signature thereon of at least one of its officers; and the Comptroller respectfully repeats his previous recommendation for the passage of such an act, which act shall also impose a fine upon any engraver or lithographer who shall print the signatures of bank officers upon such circulating notes. LIQUIDATION OF INSOLVENT BANKS. Since the establishment of the national banking system eighty-one national banks have become insolvent and been placed in the hands of receivers. The following table gives for each State and Territory the number of national banks which have failed since the commencement of the system, a period of sixteen years, with their capital, the amount and percentage of dividends paid to creditors, and the estimated losses. In the States and Territories which do not appear in this table no national banks have failed. No. of banks. "Vennont Connecticut Xew York Pennsylvania Dist. of Columbia . Virginia Alabama Mississippi Louisiana Texas Arkansas Tennessee Missouri Ohio Indiana Illinois Wisconsin Iowa Minnesota Kansas Colorado Utah Xevada Montana Total. Capital. Claims proved. Dividends paid, 1 1 17 10 3 4 1 1 3 1 1 1 5 3 5 9 1 3 $100, 000 60, 000 4.176,100 1,449,500 830, 000 900, 000 100,000 50,000 1, 600, 000 50, 000 50, 000 100, 000 3, 250, 000 250, 000 332,000 2, 750, 000 50, 000 180,000 200, 000 200, 000 225, 000 150, 000 250, 000 150, 000 $20, 378 $81, 605 82.910 97. 541 5, 896, 653 5, 298, 997 2,108,522 1, 069, 539 2,123, 303 1, 501, 998 677, 940 1, 447, 673 291,308 ; 122, 349 33,632 11,771 2,981,554 1, 989. 837 74,406 7, 307 15,142 15,142 376, 932 (Jo, 335 2, 786, 850 1,831,681 382,137 : 215, 446 525,785 1 277, 966 3, 828, 368 |1, 972, 498 134,445 47, 055 311,190182,311 318, 048 216, 275 80, 888 169, 458 52,816 389, 997 21,756 89, 200 170, 012 153,012 225, 651 60,116 81 17, 452, 600 24, 859, 472 Estimated \ dividends Estimated Percentage of claims yet to be j losses. paid. paid. 15, 975, 223 $57,287 I 4,631 325,025 . 517,183 196,635 66,159 , 68,817 7,099 $4, 000 10, 000 272, 631 521, 800 424, 670 703, 574 168, 959 21, 861 922,900 i 60,000 i 311, 597 620,169 335, 000 13, 635 153, 056 S6, 819 161, 070 358, 672 • 1, 497,198 17, 390 70, 000 .33,881 94, 998 52, 773 49, 000 18,169 70, 401 169,181 168, 000 67, 444 17, 000 135,000 30, 535 25 85 . 89.86 50.72 70.74 46.83 42 35 66. 74 10 100 17.33 65.73 56.38 52.87 57. 50 35 58.3 68 48 13. 54 24.40 26.64 2, 644, 060 j 6, 240,189 i 64.3 There is no means of definitely determining the amount of losses sustained through the failures of banks operating under systems in vogue during the earlier periods of the history of this country. The losses under those systems, both to the note holders, to whom there can be no loss under the national system, and to their general creditors and shareholders, are known to have been large. The loss to noteholders alone is estimated to have been 5 per cent, annually upon the total amount of circulation outstanding. In Elliot's Funding System, on page 1176, it REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV is stated that fifty-five banks with an aggregate capital of $67,036,265, and circulation of $23,577,752, failed in 1841. The total bank capital of that year is stated by the same authority to have been $317,642,692, and the circulation at $121,665,198; and it is also stated in the same connection that in nearly every instance the entire capital of the banks which failed was lost. Numerous failures of private banking firms have occurred in this country within the last six years, and the losses consequent upon three or four of them are equal to the total losses which have occurred, under the national system. For the purpose of comparing the losses to creditors of insolvent national banks with those sustained by the creditors of insolvent banks other than national, much pains have been taken by the Comptroller to obtain as reliable and complete statistics as possible relating to the failures of State and savings-banks and private bankers in the different States during the three years ending January 1, 1879. The results of his labors in this direction are to be found in the following table: State. No. of hanks. ! $5,127, 995 4, 864, 216 4, 436, 457 5, 551, 186 12, 601, 826 3, 960. 821 1, 236| 567 27, 978, 699 1, 386, 083 1, 597. 393 325. 380 3, 054, 135 466, 233 10, 038. 221 637, 407 730, 786 78, 000 Sot give 1 1 . . . 337, 082 110, 000 90, 000 3, 786, 541 45, 000 Maine New Hampshire Massachusetts.. Boston Rhode Island . . . Connecticut New York New York City.. Pennsylvania — New Orleans Kentucky Ohio '. Indiana Illinois Michigan Iowa /T Minnesota Missouri Kansas Nebraska Colorado California Dakota Total . Claims. I 88, 440, 028 Amount paid and to he I paid. \ $4, 370, 524 3, 622, 804 2, 670,158 3, 989, 799 10, 746, 554 2, 066, 805 332, 081 22,185, 547 819, 000 277, 638 161, 690 1,138, 085 281, 778 3, 915,169 135, 372 85, 266 45, 708 N o t given... 97, 875 24, 000 31, 500 1,137, 783 18, 000 58,152, 638 Losses. $757, 471 1, 241, 412 1, 766, 299 1, 561, 887 1, 855, 270 1, 894, 016 904, 486 5, 793,152 567, 083 1,319,755 164,190 1, 916, 050 184, 455 6,123, 052 502,035 645, 520 32, 292 2, 200, 000 271, 207 183, 271 58, 500 2, 648, 758 27, 000 32, 616, 661 The amount of claims of five banks in Missouri, one in Kansas, and two in Nebraska could not be obtained. In the foregoing table it has been found impossible to give the capital, or the exact amount of dividends paid to creditors, the liabilities and the losses only having been ascertained with any degree of accuracy. The differences between the two items last named represent the amount which it is assumed will eventually be paid to creditors. The average annual loss sustained by creditors during the past sixteen years by the insolvency of national banks throughout the United States,"has been $390,012, and that occasioned by the failures of banks other than national, as shown by the incomplete data obtained by the Comptroller, has for the last three years been not less than $10,872,220. In the States of Ohio and Illinois alone the losses during the last three • years, through the failure of State, savings, and private banks and bankers, aggregated $8,039,102, of which $1,916,050 were in Ohio, and $6,123,052 in Illinois. The total loss in these two States is greater by $1,798,913 than the total loss to creditors by all the national bank failures which have ever occurred. XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. In tlie next table the losses to creditors through the failures of natioi banks in the cities of Xew York and Brooklyn, since the establishing of the system, are contrasted with those sustained through the insolvency of savings-banks in the same cities during the last eight years alone, with the names of the banks and the dates of the appointment of receivers: NATIONAL HANKS. Xame of bank. Liabilities. B , paid. of receiver. losses. idends. ;. Farmers and Citizens' Xational Bank Croton ^Tational Bank Ocean National Bank Union Square National Bank Eighth National Bank Atlantic National Bank , National Bank of Commonwealth Sept Oct. Dec. Dec. Dec. Apr. Sept G, 1807 $1,181,197 $1 138, 732 1,1807 104, 834 145, 878 13,1871 1, 282, 254 1 282, 254 15,1871 157,120 157,120 15,1871 2G3, 541 263, 541 28, 1873 574, 512 524,116 22,1873 770, 798 770, 778 4, 400, 25G Totals for national hanks $42, 465 18, 956 $20, 396 30, 000 4 289, 439 20, 396 91, 421 $25, 930 881, 334 180, 005 $10, 560 128, 489 $51, 507 275, 071 334, 295 102, 545 21, 723 40, 888 45, 556 355, 631 SAVINGS-BANKS. Ahingdon Square Savings Bank Aug. 28,1876 Bond Street Savings Bank i Sept, 26,1876 | Bowling Green Savings Bank ' Nov. 20,1876 j Clairmont Savings Bank j Sept. —, 1877 | Clinton Savings Bank j July 17,1877 ] Central Park Savings Bank Nov. 30,1875 German Savings Bank of Morrisania ..! July 15,1877 German Uptown Savings Bank Dec. 7,1875 Guardian Savings Bank Nov. 17,1871 Long Island Savings Bank of Brooklyn Sept. 14,1877 j Market Savings Bank Jan, 20,1872 | Mechanics' and Traders' Savings Bank July 13, 1876 : Mutual Benefit Savings Bank Nov. 28,1875 New Amsterdam Savings Bank Sept, 29,1876 Oriental Savings Bank / Dec. 19,1877 People's Savings Bank Nov. 30,1875 j Security Savings Bank June 28,1876 ' Six Penny Sayings Bank Mar. 29,1878 Teutonia Savings Bank Ax>r. 26,1878 Third Avenue Savings Bank Oct. —, 1875 Traders' Savings Bank Nov. —, 1876 Yorkville Savings Bank June 24,1877 Totals for savings-hanks $87,997 I 1,284,894 i 514,299 ! 102,545 i. 07, 885 40,888 |. 227,779 j 889, 088 501,052 I 857, 478 977. 304 1,453,910 437,400 511,992 182, 278 200, 288 : 395, 518 1,783,408 881, 000 1,390,138 79,114 20, 027 j 12,953,048 16, 971 56,945 529,157 533,569 017,740 371,398 1,032,281 253,747 391,830 54, 683 SG, 792 223,082 1,158, 965 440,500 209,471 11,867 ! 7,076,267 29,190 125,279 4,300 28,082 I 72,696 21, 874 "54 "683" "l5*82i\ 356, 682 396, 450 139,614 "is," 606" 1,401,720 239, 738 605, 966 348, 940 161, 876 120,162 72, 911 113, 497 156, 615 267, 762 44, 050 1, 047, 054 67, 247 2,027 4,475,061 The total losses by savings-banks in Xew York City for eight years, as shown by the above table, the data for which, in reference to savingsbanks, were obtained from the report for 1879 of the superintendent ot the banking department of the State of Xew York, have been $4,475,061, and those by national banks in the same city for sixteen years, $91,000.* Some inquiry has been made in reference to the expense of liquidating the affairs of national banks through the agency of receivers, an impression having prevailed that these expenses usually exhaust a large proportion of the assets. The following table has therefore been prepared, which shows by States and Territories the cost of the receiverships of insolvent national banks up to November 1 of the present year, *Data supplied by Dun, Barlow *fc Co., with reference to the failures in New York City of trust companies, Stare and .savings-banks, private banking firms, and stock and money brokers, show failures since September, 1873, numbering 191. The aggregate liabilities reported in these cases were #74,70-1,478, and the aggregate assets $49,974,054, the excess of liabilities over assets being &i>4,730.424. REPORT OF THE COMPTROLLER OP THE CURRENCY. XXXVII iii the form of percentages of the total expenses to the amount of money collected: Total net cash collected. States and Territories. Vermont Connecticut New York New York City Pennsylvania Dist. of Columbia Virginia Alabama Mississippi Louisiana Texas Arkansas Tennessee Ohio Indiana, Illinois Chicago Wisconsin Minnesota Iowa Missouri Saint Louis Kansas Colorado Utah Nevada Montana .. j i ,! | | | j \ | j j j J I j Totals 1 1 11 6 10 3 4 1 1 3 $100,000 60,000 1,476,100; 2.700,000; 1,449,500' 830,000i! 900,000 100,0001 50,000 1,600,000'. 50, 000! so, ooo; 100, 000 250, 000 332, 000; loo, ooo: 2, (550, 000' 50, 000! 200, 0001 180, 000 750. ooo; 2, 500, 000 200, 000 225, 000 150, 000 250, 000 150. 000^ $126. 115, , 447. , 243! . 404,' 249, 47, :, 358, 54, 66, 158, 401, 545, 234, ,911, 109, 401, 380, 559, , 060, 204, 218, Per cent, of It ec elvLegal Other totalexTotal er's salary. expenses, expenses. expenses. penses to net cash. ...• ' $722 6" 27 $1,201 30 52 00 82 4,075 00 $2, 000 00 89 148. 075 66 84,227 26 26, 456 30j 07 189, 729 03 140, 721 45 101, 550 981 14,074 73 15, 548 32 9~> 41,676 82 60,595 11 25,201 17 7, 547 06 49 36,424 72 8,734 53 21, 695 91 00 11,049 67 22, 083 56 95 1.600 14 2, 797 22 51 4i 545 50 1,506 62 97,777 01 98,861 95 79, 068 66 .. 2, 023 89| 36 2,416 64 224 00 02 1,650 00 6,372 54 82: 2,847 96,. 76 9,116 41 45 17,383 42 1.201 80 19,136 16 7,262 15 7, 446 48 04 8,333 ^, 66811 3, 847 T 85; 57, 701 14 52,567 00 43, 922 82 1,951 10 2,127 30 52 5,125 8,204 20 5, 571 ~ 84 9,606 7,014 85 3, 647 05 54 26,740 6,073 13 10, 774 74 83 12,505 9,882 70 25, 714 88 54 32,096 8,130 25 996 01 96 12,236 8,072 90 8,105 83 10 12, 074 1,165 50 3, 826 95 57 6,337 9,091 10 12, 315 28 OS, 31, 253 40 25 1,474 ~~ 45 5.500 $1, 923 97 6,127 00 258, 759 22 432, 001 46 71, 299 29 93, 343 34 66, 855 16 34, 733 23 8, 848 86 275,707 62 4, 440 53 8, 246 54 2, 847 96 27, 701 59 33, 844 79 19,848 64 154,190 96 9, 203 40 23, 382 47 37, 402 78 29, 353 21 67, 694 18 21, 362 36 28, 253 62 11, 329 94 52, 660 13 7, 015 23 347,' 186, 8117, 452, 600 26, 825, 477 76 848, 644 70 521, 074 44'418, 658 341, 788, 377 48 1.5 5.3 7.8 7. 7 4.9 4.2 4.7 13.9 18.8 8.2 8.1 12.4 1.8 6.8 6.2 8.5 5.3 8.4 5.8 9.8 5.2 4.1 10.4 12.9 15.0 15.0 3.7 6.7 If that portion of the amount realized from the sale of United States bonds which was necessary to redeem the circulation be omitted from the item of cash collected, the total expense of the liquidation of insolvent banks would be at the rate of 9.73 per cent. A great many offsets are allowed by the receivers, in cases where parties having credits on the books of the bank are also indebted to it. Bad and doubtful assets are frequently compounded, or are exchanged for proved claims against the bank, under order of the court as provided by law. The cost of these operations is included in expenses in the foregoing table, but the sums thus liquidated do not appear in the amount of net cash collected. Below is given a table showing the expense of liquidating the affairs of each insolvent national bank in the city of New York: Narne of bank. Per cent, Per of total cent, Total net Iieceiv- Legal ' Other Total expenses Capital, cash col- er's sal-i expen- expen- expen- to total paid to lected. ary. | ses. ses. cash col- creditors. lected. Croton National Bank $200, 000 $374, 009 $22, 500 $17,242 Ocean National Bank 1, 000, 000 2, 341, 819 85, 730 72, 837 Union Square National Bank. 200, 000 242, 544 \ 10, 000 4,831 Eighth National Bank 250, 000 546,142 i 20, 536 9,435 Atlantic National Bank 300, 000 782, 992 17,146 22 739 National Bank of Commonwealth 750,000 1,297,543 33, 817 I 13, 637 $8, 368 $48,109 35, 320 193, 888 580 I 15,410 S 9,236 '39, 208 I 27, 250 67,135 20, 797 68. 251 2,700,000 5,585,049 189,729 1140,721 101,551 432,001 ! 12.8 8.3 6.3 5.3 100 100 100 90 100 XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. A large portion of the expense incident to the receiverships of ins( ent banks usually arises from litigation. Many persons who punctua pay their obligations to a bank which is in operation, do so only at the end of a lawsuit when the same bank has been placed in the hands of a receiver. Complicated questions arise in the enforced settlement of a bank's affairs, which are frequently carried up to the court of last resort before they are finally determined. The time necessary to the final closing of an insolvent bank being thus extended, the expenses of the receiverships are increased. In the case of national banks, however, these expenses are reduced as much as possible, by decreasing the salaries of the receivers and their assistants as the business of settlement of their affairs diminishes. Although the expense attendant upon the liquidation of the affairs of insolvent national banks appears, in some instances, to be large, yet it is believed that the cost of receiverships under the national system is very much less than that usually incurred in the liquidation of insolvent estates and corporations under the laws of the different States. NATIONAL BANK FAILURES. Since November 1, 1878, receivers have been appointed for banks in operation at that date as follows: Capital. First National Bank, Warrensburg, Mo German-American National Bank, Washington, D. C Commercial National Bank, Saratoga Springs, N. Y National Bank, Poultney, Vt First National Bank, Monticello, Ind First National Bank, Butler, Pa $100,000 130, 000 100,000 100,000 50, 000 50, 000 530,000 Receivers have also been appointed for the German National Bank of Chicago, 111., and for the Second National Bank of Scranton, Pa., both of which banks had previously gone into volun tary liquidation. This action was rendered necessary by complaints received that the affairs of these associations were not being properly managed by the officers or agents having them in charge, and the appointments were made under authority of the act of June 30, 1876. Dividends have been paid to the creditors of six of the banks which have failed since November 1, 1878, as follows: First National Bank of Warrensburg, Mo German-American National Bank, Washington, D. C German National Bank, Chicago, 111 Commercial National Bank, Saratoga Springs, N. Y National Bank of Poultney, Vt First National Bank of Butler, Pa 10 per 10 per 25 per 60 per 25 per 15 per cent. cent. cent. cent. cent. cent. The aggregate amount of these dividends is $187,752.83, and their average per cent, to claims proved is 22.66. Dividends have also been paid to the creditors of banks which had failed prior to November 1, 1878, as follows: First National Bank, New Orleans, La Ocean National Bank, New York City Crescent City National Bank, New Orleans, La Atlantic National Bank, New York City. 5 per cent.; total, 70 per cent. 5 per cent.; total, 100 per cent. 5 per cent.; total, 80 per cent. ..5 per cent.; total, 90 per cent. REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX First National Bank Utah, Salt Lake City, Utah 9.4 per cent.; total, 24.4 per cent. First National Bank, Tiffin, Ohio 19 per cent.; total, 66 per cent. Criaiiottesville National Bank, Chariot!esville, Va 10 per cent.; total, 40 per cent. City National Bank, Chicago, 111 25 per cent.; total, 70 per cent. National Bank, Fishkill, N. Y , 10 per cent. ; total, 55 per cent. First National Bank, Franklin, Ind 20 per cent.; total, 65 per cent. Northumberland County National Bank, Shamokin, Pa. 12^ per cent.; total, 62i per cent. First National Bank, Winchester, 111 10 per cent.; total, 60 per cent. National Exchange Bank, Minneapolis, Minn 10 per cent.; total, 75 per cent. National Bank State Missouri, Saint Louis, Mo 35 per cent.; total, 70 per cent. First National Bank, Delphi, Ind ~.. 10 per cent. 5 total, 60 per cent. First National Bank, Georgetown, Colo 12^ per cent.; total, 12| per cent. Lock Haven National Bank, Lock Haven, Pa 30 per cent.; total, 60 per cent. Third National Bank, Chicago, 111 20 per cent.; total, 90 per cent. Central National Bank, Chicago, 111 15 per cent.; total, 55 per cent. First National Bank, Ashland, Pa 100 per cent.; total, 100 per cent. First National Bank, Tarrytown, N. Y 10 per cent.; total, 80 per cent. First National Bank, Allentowii, Pa 50 per cent.; total, 50 per cent. First National Bank, Waynesbnrg, Pa 40 per cent.; total, 40 per cent. Washington County National Bank, Greenwich, N. Y..50 per cent.; total, 100 per cent. First National Bank, Dal las, Tex 10 per cent.; total, 10 per cent. People's National Bank, Helena, Mont 15 per cent.; total, 15 per cent. First National Bank, Bozeinan, Mont 40 per cent.; total, 40 per cent. Merchants' National Bank, Fort Scott, Kans 15 per cent. 5 total, 15 per cent. Farmers' National Bank, Platte City, Mo 100 per cent.; total, 100 per cent. The total amount of dividends paid by the Comptroller to creditors of insolvent national banks during the year ending November 1, 1879, was $1,909,595. The total dividends paid since the organization of the system is $15,919,908, upon proved claims amounting to $24,913,496. The dividends paid equal 64.16 per cent, of the amount of the claims. Assessments amounting to $6,320,250 have been made upon the shareholders of insolvent banks, for the purpose of enforcing their individual liability, of which amount $1,816,007.82 has been collected in all, and $357,173.82 of it during the past year. A table showing the national banks which have been placed in the hands of receivers, the amount of their capital and of claims proved, and the rates of dividends paid, and also one showing the amount of circulation of such banks, issued, redeemed, and outstanding, will be found in the appendix. THE LOSSES OF THE BANKS. It is the practice of this office, under the law providing that reports shall be made by the national banks and published by them in such form as the Comptroller may require, to insist that all the assets of these associations shall appear in such reports at their real value, as nearly as such value can be determined, in order that the general public may not be deceived thereby. To show the real state of facts in this respect, it is necessary that all losses and depreciations in values shall, as often at least as once in each six months, be charged to the profits of the bank. Where this rule is strictly followed, and dividends are determined in all cases by the remaining profits only, there is little danger of insolvency; since in most cases which have heretofore occurred the causes of insolvency can be traced to the accumulated losses of a long series of years, and the continuance of dividends regardless of such losses. The losses charged off semi-annually by national banks in the years 1876, 1877 and 1878, have been given, by States and reserve cities, in previous reports. The fol- XL REPORT OF THE COMPTROLLER OF THE CURRENCY. lowing table, similarly arranged? shows the number of banks which have charged off losses, and the amount of losses charged off by them, in each of the two periods of six months ending on March 1 and September 1, 1879, together with the total amount for the year; to which have been added the amounts charged off in each of the three preceding years: March 1,1879. States and Territories. | No. of ! banks. ; Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City... Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia . Washington Virginia West Virginia North Carolina....... South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco New Mexico Utah Montana Wyoming Dakota . T Washington Totals for 1879 A d d for 1878 A d d for 1877 A d d for 1876 Aggregate losses for four years.. 43 27 28 134 50 39 58 145 41 6 55 140 26 18 5 6 12 1 4 15 7 7 • 1 7| 7 i 7! 2 30 8 • 18; 101 3| 5 ; 57 ' 79 4 12 ; 3! 43 ! 24 I 11 3 10 ! 10 ; 10 1 Losses. September 1,1879. No. of banks, i $154, 523 16 52, 749 90 159, 439 95 1,155, 600 64 1, 284, 879 30 351, 752 05 453,183 19 677, 589 82 1,148, 856 67 115, 338 99 383,108 89 579,140 70 j 183,174 86 I 179, 258 88 j 4, 211 79 I 31, 006 79 ! 265, 236 89 749 76 25,276 11 43, 852 73 36, 228 42 14, 980 74 50,477 56 23, 595 05 10 43 26, 404 19 150,923 53 7, 232 98 15,297 04 231, 871 47 57.120 44 38, 651 83 490, 395 44 50, 869 56 08, 418 54 295,417 17 466, 280 05 153, 296 24 | 175| 849 41 83, 908 36 20, 723 59 38, 508 11 125, 870 78 99, 821 96 32, 261 99 12, 346 11 29, 302 49 33.121 63 41, 785 02 12,130 04 10, 517 83 70,250 91 5, 808 61 5, 023 00 5, 251 93 2,843 72 5, 721 73 868 81 1,421 10, 238, 32498 1,304 : 10, 903,145 04 980 8,175, 960 56 806 6,501.169 82 35, 818, 000 40 Total losses. Losses. 42 | $137, 930 13 28 ;! 103, 734 00 35 144, 053 70 141 972, 937 54 45 1, 370,511 28 32 171, 501 46 : 61 487, 725 94 150 821, 412 49 40 1, 986,700 70 116, 831 57 50 307, 204 83 ; 142 563, 256 39 25 308, 383 50 ; 19 153, 764 11 6 8, 981 52 946 95 i 9 35, 270 11 ' 10 29, 0 28, 687 32 5; 116, 071 48 16 14,109 20 5! 62, 636 18 9 260, 719 11 10 ; 65, 764 66 10 530 68 1 i 36. 396 85 9 12L 960 34 7 136. 785 73 11 4. 409 07 i 2 145, 860 62 32 ' 184. 594 91 8 i 85, 939 52 19 430, 594 57 97 i 45, 297 04 4; 85, 689 36 6! 534, 523 79 59 s 257, 646 75 ; 79 j 140, 165 23 8 245, 081 99 52 ! 14, 832 27 4 50, 801 50 16 I 25, 744 91 3 116, 743 20 45 ! 96, 341 75 23 30, 311 86 10 146, 611 30 5 58, 215 78 10 25, 454 00 9 i 58,182 43 4, 881 41 29,155 79 39, 543 30 19, 596 26 """5," 340*16" 37, 690 38 3, 975 36 291 89 1,442 ; 1,430 1,108 1, 034 11, 487.330 17 13, 563,654 85 11, 757.627 43 13, 217,SoG60 50, 026, 469 05 $292, 453 29 156, 483 90 303,493 65 2,128, 538 18 2, 655, 390 58 523, 253 51 940,909 13 1, 499, 002 31 3,135, 557 37 232,170 56 690, 313 72 1,142, 397 09 491, 558 36 333, 022 99 13,193 31 66, 953 74 294,507 00 749 76 53, 963 43 159, 924 21 50, 337 62 77, 616 92 311,196 67 89, 359 71 541 11 62, 801 04 272,889 87 144, 018 71 19, 706 11 377,732 09 241, 715 35 124, 591 35 920, 990 01 96,166 60 154,107 90 829, 940 96 723, 932 80 293, 461 47 420, 931 40 98, 740 63 71, 525 09 64, 253 02 242, 613 98 196,163 71 62, 573 85 158,957 41 87.518 27 58; 575 63 99, 968 05 17, 012 05 39, 673 62 109, 794 21 25, 404 87 5, 023 00 10, 592 09 40, 534 10 9. 697 09 1,160 70 21, 725, 655 15 24, 466, 799 89 19, 933, 587 99 19, 719, 026 42 85, 845, 069 45 REPORT OF THE COMPTROLLER OP THE CURRENCY. XLI Iu the following table the total losses charged off in each geographical division of the country during the last four years are shown, with the number of banks reporting the losses: New England ! Middle States. States. Sc>ut]i e m states. W e s t e r n States and Territories. United States. Six mouths ending— Amount. i N o . Amount. No. Marcn 1,1876 201 $1 485, 532 ! 268 $3, 553 129 September 1,1876 .. 282 3, 074,128 J 344 7, 156 349 67 90 Xo. Total, 1876 4 559, 660 jlO, 709 478 289 March 1,1877 465. 328 ; 314 3, 462, 684 September 1,1877 -. 312 \ 4 825, 040 I 353 i > 945, 806 3 Total, 1877 Amount. No. • A m o u n t . $308, 861 896, 891 478, 252 511, 841 7, 408 490 990, 093 March 1,1878 327 3, 344, 012 417 4, 506, 813 September 1,1878 .. 399 ' 4, 016, 814 i 449 5, 502, 770 124 672, 032 140 1, 225, 602 7, 290, 368 Total, 1878 10, 009 583 1, 897, 634 3, 612,128 459 3, 592, 950 3, 388, 394 ! 463 4, 360, 440 125 696, 646 139 1, 235, 784 7, 360. 826 379 March 1,1879 September 1,1879 .. 384 Amount. 270 $1,153, 648 806 $6, 501,170 318 2, 090, 489 1,034 13, 217, 857 1, 205, 752 80 86 No. i 3, 244,137 19, 719, 027 980 8,175, 961 297 ! 1, 769, 697 357 I 2,474,940 1,108 11, 757, 627 4, 244, 637 19, 933, 588 436 442 2,380,288 1,304 2,818,469 1,430 10, 903,145 13, 563, 655 5,198, 757 24, 466, 800 458 456 2, 336, 600 1,421 10, 238, 324 2, 502, 712 1, 442 11, 487, 330 Total, 1879 1 7, 000, 522 7, 053 390 1, 932, 430 4, 839, 312 21, 725, 654 Total for 4 years 26, 211, 376 36, 080, 941 6, 025, 909 17, 526, 843 85, 845, 069 It will be seen from the foregoing table that the total losses charged off by the banks during the current year were $21,725,654, that in 1878 they amounted to $24,466,800, in 1877 to $19,933,588, and in 1876 to $19,719,027; making a grand aggregate of $85,845,069 of losses which the banks have sustained during the four years named. Of the $57,950,081 of losses charged off within the last two and a half years, $8,639,407 Avas on account of depreciation in the premium on the United States bonds held by the banks. The total losses thus charged off during the last four years are more than 19 per cent, of the entire capital of the banks. The amount of losses sustained in the several principal cities of the United States is shown in the following table: Cities. New Y o r k . . . Boston Philadelphia Pittsburg Baltimore New Orleans 1876. 1877. 1878. $6, 873, 759 97 $4, 247, 941 66 $5,147, 319 98 1, 598, 722 68 2,192, 053 81 2, 490,197 46 333,248 47 561, 676 30 152, 976 14 289.466 59 419, 036 51 333,851 56 200, 597 74 368, 915 99 876, 207 32 286, 259 47 338, 496 90 519, 701 41 1879. Total. $3,135, 557 37 $19, 404, 578 98 2, 655, 390 58 8, 936, 364 53 491, 558 36 1, 539, 459 27 333,022 99 1,375,377 65 294, 507 00 1, 740, 228 05 272, 889 87 1, 417, 347 65 These losses have, to a considerable extent, been charged to the current profits of the banks—that is, to the profits of the semi-annual periods in which the losses occurred. In some cases, however, where the losses were large, they have been partly met from the accumulated profits of the banks, including the legal surplus; and in extreme cases they have been met, either by assessment upon the shareholders, or by a reduction of the capital stock under section 5143 of the Eevised Statutes. It will be seen from the above that the national banks have not escaped the effects of the general depression which, since 1873, has affected all branches of trade and industry in the country, and this will still more plainly appear in the paragraphs and tables which follow, relating to surplus and dividends. XLII REPORT OF THE COMPTROLLER OF THE CURRENCY. SURPLUS. In addition to the paid-up capital which each national bank must have, and which must be kept always unimpaired, there is also the surplus fund, which the law provides shall be accumulated by setting aside, before the usual semi-annual dividend is declared, one-tenth part of the semi-annual net profits of the bank, in course of time this legal surplus becomes working capital, in the case of many banks largely exceeding their nominal capital. The capital and .surplus together form the working fund of a bank, each contributing pro rata to its ultimate profits f and the banks which make large dividends in proportion to their capital are those which have accumulated a large surplus, such dividends being really earned by their combined capital and surplus. The following table shows the growth of surplus from the commencement of the system to the present time, as nearly as possible by semiannual periods, with the increase or decrease for each period : Surplus. Dates. Amount. Surplus. Semi-annual increase or decrease. Date.s. Amount. Increase. July 4 1864 January 2,1865 July 3, 1865 January 1,1866 July 2, 1866 January 7,1867 July 1,1867 January 6,1868 . „ July 6, 1868 January 4,1869 June 12,1869 January 22,1870 June 9,1870 December 28,1870 June 10,1871 December 16,1871 $1 129 910 8, 663, 311 31, 303, 566 43, 000, 371 50,151, 992 59, 992, 875 63, 232, 811 70, 586,126 75, 840,119 81,169, 937 82, 218, 576 90,174, 281 91, 689, 834 94, 705, 740 98, 322, 204 101, 573,154 $7, 533, 401 22, 640, 255 11, 696, 805 7,151, 621 9, 840, 883 3, 239, 936 7, 253, 315 5, 253, 993 5, 329, 818 1, 048, 639 7, 955, 705 1, 515, 553 3, 015, 906 3, 616, 464 3, 250, 950 Semi-aDuual increase or decrease. Increase. June 10 1872 $105 181 943 December 27,1872 . . . 111,410,249 June 13,1873 . 116,847,455 1 December 26,1873 . . . 120,961,268 June 20, J 874 i 126,239,308 i December 31,1874 . . .; 130,485,641 i June 30,1875 J 133,169,095 i December 17,1875 . . .| 133,085,422 1 June 30,1876 .! 131, 897,197 December 22,1876 . . I 131, 390, 665 June 22,1877 .! 124,714,073 December 28,1877 . . . i 121, 568, 455 June 29,1878 .i 118,178,531 January 1,1879 . 116,200,864 June 14,1879 . 1 114, 321, 376 $3 608 789 6, 228, 306 5, 437, 206 4,113, 813 5, 278, 040 4, 246, 333 2, 683, 454 Decrease. $83, 673 1,188, 225 506, 532 6, 676, 592 3,145, 618 3, 389, 924 1, 977, 667 1, 879,488 The total surplus fund, which up to June, 1875, had from the beginning shown a constant increase, during the six months next following first began to showT a decrease; while each semi-annual period since the latter date has exhibited a still diminishing surplus, thus in some measure indicating how severely the national banks have felt the business inactivity and depression of the past six years. DIVIDENDS. Since the year 1869 the banks have been required to make semi-annual reports of their dividends and earnings. From these reports tables have been prepared showing the profits and dividends of all the national banks. The latter must, to afford a fair view of the subject, be considered in their relation, not alone to capital, but to capital and surplus combined 5 since, in reality, the latter contributes proportionately as much to the semi-annual profits from which the dividends are derived as does the former. In the appendix is given a table which shows in a concise form the ratio of dividends to capital, and of dividends to the united capital and surplus, and also the ratio of the total net earnings to capital and surplus, of the national banks in each State and principal city in the Union, for each half-year from March 1, 1875, to September 1, 1879. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII The following table shows the capital, surplus, dividends, and total earnings of all the national banks, for each half-year from March 1,1869r to September 1, 1879, together with the ratio of dividends and earnings to capital, and to combined capital and surplus: KATIOS. Period of six Xo. of months end- banks. ing- Sept. Mar. Sept. Mar. Sept. Mar. Sept, Mar. Sept. Mar. Sept. Mar. Sept. Mar. Sept, Mar. Sept. Mar. Sept, Mar. Sept. 1,1869 1,1870 1,1870 1,1871 1,1871 1,1872 1,1872 1,1873 1,1873 1,1874 1,1874 1,1875 1,1875 1,1876 1,1876 1,1877 1,1877 1,1878 1,1878 1,1879 1,1879 1,481 1, 571 1,601 1, 605 1,693 1,750 1,852 1, 912 1, 955 1,967 1,971 2,007 2,047 2,076 2,081 2,080 2,072 2,074 2,047 2,043 2,045 Total dividends. Capital. Surplus. $401, 650 802 416, 366, 991 425, 317,104 428, 699,165 445,999,264 450, 693, 706 465, 676, 023 475, 918, 683 488,100, 951 489, 510, 323 489, 938, 284 493, 568, 831 497, 864, 833 504, 209, 491 500,482,271 496, 651,580 486, 324, 860 475, 609, 751 470, 231, 896 464, 413, 996 455,132, 056 $82,105, 848 86,118, 210 91, 630, 620 94, 672, 401 98, 286, 591 99,431.243 105,181, 942 114, 257, 288 118,113, 848 123, 469, 859 128, 364, 039 131, 560. 637 134,123, 649 134, 467, 595 132, 251, 078 130, 872,165 124, 349, 254 122, 373, 561 118, 687,134 116, 744,135 115,149, 351 Total net earnings. Dividends to capital and surplus. Earnings to capital and surplus. Per cent. Per cent. 5.42 4.50 5.16 4.27 4.96 4.08 5.18 4.24 4.96 4.07 5.07 4.16 5.12 4.17 5.22 4.21 5.09 4.09 4.81 3.84 5.09 4.03 5.01 3.96 4.88 3.85 4.92 3.88 4.50 3.57 4.39 3.47 4.54 3.62 3.99 3.17 3.81 3.04 3.78 3.02 3.82 3.05 Per cent. 6.04 5.77 5.1& 5. 21 5.02 5.00 5.36 5.41 5.46 4.82 4.86 4.66 4.56 3.62 3.25 3.12 2.50 2.83 2.31 2.53 2.96 Dividends to capital. $21. 767. 831 $29, 221,184 : • 21, 479; 095 28, 990, 934 ; 21, 080, 343 20,813,885 22, 205, 150 27, 243.162 1 22,125,279 27, 315, 311 I 22, 859, 826 27, 502, 539 i 23,827,289 30, 572, 891 , ; 24,826,061 31. 926. 478 i i 24,823,029 33,122, 000 ! 23,529,998 29, 544,120 24, 929, 307 30, 036, 811 j : 24,750,816 29,136, 007 I ! 24,317,785 28,800,217 : 24,811,581 23, 097, 921 ; 22,563,829 20, 540, 231 1 21,803,969 19, 592, 962 i 22,117,116 15, 274, 028 ; 18,982,390 16, 946, 696 17, 959, 223 13, 658, 893 17,541,054 14, 678, 660 17,401,867 16, 873, 200 This table shows that there has been a steady falling off in the rate of earnings since 1870. In that year the ratio of dividends to capital was 10.12 per cent, while this year it is but 7.60 per cent. In the former year the ratio of dividends to capital and surplus was 8.35 per cent, while now it is 6.07 per cent, only 5 and since the date mentioned the ratio of earnings to capital and surplus has fallen from 10.96 per cent, to 5.49 per cent. This marked decline is directly attributable to the losses sustained by the banks, in consequence of which many of them have declared no dividends at all, while others, though declaring dividends, have reduced them to a rate far below the average legal rates of interest. The following tabular statement shows by geographical divisions the number of national banks, with their capital, which have paid no dividends to their stockholders during the semi-annual periods of 1878 and 1879 respectively, together with the totals of each semi-annual period for the three preceding years: Six months ending— March 1,1879. Geographical divisions. I Average for year. Capital. Xew England States Middle States Southern States Western States and Territories Totals Totals Totals Totals for for for for 1879 1878 1877 1876 Average for four years : Capital. 46 $16,135, 700 99 ' 17,804,000 32 5,751,000 132 14,153.000 42 $15. 020, 000 91 12,920,300 41 5,254,000 125 11, 382, 000 j 309 328 245 235 299 357 288 273 53, 843, 700 48,797,900 40, 452, 000 : j 34,290,320 279 l 44,345,980 the September 1,1879. i 44 $15,577,850 95 15,362,150 37 : 5,502,500 128 12,767,500 44, 576, 300 ! 58,736,950 , 41,166, 200 44,057,725 ' 304 343 266 254 49, 210, 00053, 767, 425 40, 809,100 39,174, 022 304 47,134,294 ' 292 45,740,137 XLIV REPORT OF THE COMPTROLLER OF THE CURRENCY. The number of banks passing dividends in the first dividend period of 1879 was 309, with a total capital of $53,843,700 5 in the second period the number was 299, with a capital of $44,576,300 5 while during the last four years the average number of banks semi-annually passing dividends on account of losses has been 292. The average amount of capital upon which no dividends have been paid during that time is $45,740,137; from which it follows that for a continuous period of four years about one-seventh of the whole number of banks in operation have paid no dividends, and that more than one-tenth of the total capital has been unreinunerative. The percentage to capital of dividends paid, and of dividends and earnings to combined capital and surplus, is given by similar divisions in the following table, for the years 1877, 1878, and 1879: 1877. 1878. 1879. DiviGeographical , Earnings Divi t 0 Divi- dends to divisions. " '• ^capital jdendsto capital t1^; S £ 'dendsto o.wi L.. dendsto capital toandcapital sur| capital, j and surcapital, and surcapital.! andsurplus. ! plus. plus. plus. Per ct. Kew England States Middle States.. Southern States Western States and Territories United States..1 Per ct. Per ct. 7. 6 8. 5 8. 3 Per ct. 6.0 6.6 7.1 Per ct. i Per ct. 4.7 ! 5.4 | 7.1 ! 6.9 7.9 7.3 5.5 6.1 6.2 4.3 4.9 5.7 12 2 9.6 7.2 9.6 7.8 7.1 5.6 7.8 6.2 Per ct. , Per ct. 6.4 7.9 7. 0 5.2 6.1 6.0 6.9 9.4 7.5 5.1 7.6 6.1 Per ct. 4.2 5.8 5.4 5.5 The three subjects of losses, surplus, and dividends are, it will be perceived, intimately connected one with another. The large losses, the depleted surplus, and the diminished dividends of the national banks all point to the conclusion that these institutions cannot longer continue to pay the heavy rates of taxation imposed upon them alike by the States and by the General Government, and at the same time adequately remunerate their shareholders for the use of their capital. TAXATION. The Comptroller respectfully calls the attention of Congress to the subject of taxation of the circulation, capital and deposits of the national banks, and again recommends the repeal of the tax upon their capital and deposits. The reasons which induce this recommendation are given at length in his report for 1877. It is important to be considered that this tax originated as a war measure. At the time it was imposed it was deemed expedient, in order to meet an extraordinary emergency, to lay even the necessaries of life under contribution to sustain the government. All taxes thus imposed upon these necessaries have since then been repealed, and the internal revenue of the government, with the exception of that arising from the tax on banking capital and deposits, is now derived from imposts on spirits, tobacco, matches, patent medicines and fermented liquors. Even the tax on tea and coffee, which are admitted luxuries, has been removed. Banking capital, one of the necessities of trade and commerce, is thus put on a footing with what are generally considered the least indispensable luxuries. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLV The taxes imposed by the general government are not the only ones to which the national banks are now compelled to submit. As has been shown in previous reports, a large proportion of the taxes of the banks are those imposed under State laws. The repeal of the law of the United States which taxes banking capital and deposits would not, therefore, remove the heaviest burden to which the banks are subject. It would, however, lighten the weight which now rests upon them, and which amounts to nearly seventeen millions annually, or more than 4 per cent, upon the total amount of national-bank circulation outstanding; and such action on the x>art of Congress Yvould set an example, the wisdom of which might perhaps be recognized and copied by State legislatures. In order to show how the taxes paid by national banks under State laws compare with those paid by the same banks under the laws of the United States, the Comptroller presents with this report tables for the years 1867 and 1869, and for the years from 1874 to 18787 inclusive, showing the total taxes paid in each State and reserve city, with the capital of the banks, and the percentage of tax to capital in each case. The tables for the years named, with the exception of that for 1878, will be found in the appendix. The table for the latter year is given below, and shows, by geographical divisions, the amounts of taxes paid and their percentage to capital: A m o u n t of taxes. States and Territories. Miaine New Hampshire Vermont Massachusetts Boston . Rhode Island Connecticut Xew England States New York Xew York City Albany . . . . New Jersey Pennsylvania. . . Philadelphia Pittsburgh. Delaware Maryland Baltimore District of Columbia Washington Middle States Virginia W^est Virginia.. North Carolina South Carolina Georgia . . . Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States Capital." 1 United ' States. $10, 760, 000 5, 740, 000 8, 544, 285 44, 200,128 i 51, 927, 865 9 0 031 112 1 25 474 204 I i U.S. State. Total. Per ct. Per ct Per ct 1.1 2. 2 3.3 1.1 L8 2.9 1.0 1.9 2. 9 2.9 1.1 1.7 2.69 1.3 1.3 0.9 2 1.3 1.0 1.5 2.5 2,593,043 ! 4,493,778 \ 1.1 1.6 2. 7 499,197 j 700, 786 1,226,933 1,606,049 55,609 | 56, 440 203,567 i 257,276 395, 089 ; 187, 709 333,161 114,235 134,072 | 54, 008 24,451 6, 980 31,847 29, 903 129, 571 ; 197,716 ! 4,392 j 16,687 6,068 ' 1,199,983 i 2,832,982 ; 112,049 ! 460,843 1 582,798 447, 396 188,140 31,431 61,750 i 327 287 4! 647 j 22, 755 i 1.5 2*! 8 1.4 1.4 2. 0 1.3 1.4 1.4 1. 2 L7 1.4 2.1 2.9 2.8 1.8 0.7 0.7 0.5 0.4 1.3 1.8 0.1 0.6 3.6 5.1 5.6 3.2 2.1 2. 7 1.8 1.8 2,7 3.0 1.8 2.0 i i , i 1,900,735 i ; i 1 ! i : ! ! 221 202 714,179 ; 553, 083 ! 853,154 9 083 322 50 000 1, 068, 000 3, 040, 538 1, 072, 099 205 000 7, 030, 396 i 3, 012, 075 3, G80, 300 31, 583, 348 Total, $346,535 166,333 246, 745 1,260,074 ! 1,375,600 ! 449 064 i 649,427 ] 176, 768, 399 \ 3 1, 2, 2, State. Katios to capital. $231, 655 101,484 158, 588 760,115 702,834 ! 257 654 380, 713 166, 737, 594 33, 541, 481 55,150, 348 2, 000, 000 14,101, 926 28 549 169 16, 843, 000 10, 350, 000 1, 738. 294 2, 264, 510 10, 762, 648 252, 000 1, 215, 023 $114,880 64,849 88,157 499,959 672,766 191 410 268, 714 ! ; i 3, 217, 485 6,272,061 1. 7 1.8 3.5 48 789 21,411 30,495 ; 29,515 9 5 769 779 19,826 46,068 14, 863 3 243 78,046 40,741 50,294 66 607 27,196 31,982 59,010 37 667 851 22,404 28, 332 15,104 2, 705 39,830 16, 469 57,919 115 396 48,607 62,477 88. 525 63 436 1, 630 42, 230 74, 400 29, 967 5 948 117,876 57, 210 108, 213 1.5 1.2 1.2 1.0 1.2 1. 6 1.2 1.5 1.4 1.6 1.1 1.4 1.6 2 1.6 1.3 2.1 1.8 37 2.8 2.5 3.1 30 1.3 1.0 1.7 1.3 0.6 0.5 2.1 2. 5 25 3.1 2. 9 1.7 1.9 409, 839 ; 406, 076 815, 915 1 3 1.3 2.6 3, 054, 576 ; 9 1.7 3.3 * The capital of the banks that reported State, county, and municipal taxes on stock and real estate is $403,983,724. XLVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of Taxes, $-c.—Continued. Ratios to capital. Amount of taxes. States and Territories. Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan. Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas ^Nebraska Colorado Oregon California* San Francisco* ]STew Mexico Utah Idaho Montana Wyoming Dakota Washington Western States and \ Territories Totals. Capital. $18, 903, 037 4,333,333 4, 289, 130 15,381,544 11,319,200 4,770,166 7,561,740 2,100, 000 2,690,000 650,000 ! 6, 048, 704 4, 793,131 1,725,817 2, 653, 750 952, 320 950, 000 1, 003, 750 250, 000 1, 550, 000 2, 750, 000 300, 000 200, 000 100, 000 332,880 i 125,000 129,124 ' 111,671 : United States. State. Total. U. S. $254, 030 65, 684 46,252 194,104 157, 543 118,637 90,915 : 35, 165 , 40,748 15, 556 81,949 62,850 24,512 ' 44,014 15,238 21, 690 24, 002 7.710 18! 547 22, 570 4, 280 2, 803 1, 396 6,637 2,188 2, 363 699 $390,062 120,832 86,779 i 316, 918 210, 986 i 106,157 113,231 31,099 , 49,903 17,144 115,594 ! 92,720 31,987 62,748 21,131 23, 706 23,106 2, 925 3,696 109 5,243 2,750 3,147 4, 588 2, 630 672 $644, 092 186, 516 133, OBI 511, 022 368, 529 224, 794 204,146 06, 264 90, 651 32, 700 197,543 155, 570 56, 499 106, 762 36. 369 45^ 396 47,108 10, 635 22, 243 22, 739 9, 523 5, 553 4, 543 11, 225 4,824 3, 035 699 Per ct. Per ct. Per ct 3.4 1.3 2.1 4.2 1.5 2. 7 3.1 1.1 2.0 3.4 1.3 .2.1 3.4 1.4 2.0 5.1 2.5 2.6 2.7 1.2 1.5 3.2 1.7 1.5 3.5 1.5 2.0 5.0 2.4 2.6 3.5 1.4 2.1 3.3 1.3 2.0 3.9 1.4 2.5 4.0 1.6 2.4 4.2 1.6 2.6 4.9 2.3 2.6 4.8 2.4 2.4 4.3 3.1 1.2 1.5 1.2 0.3 0.8 0.8 0.0 3.2 1.4 1.8 2.8 1.4 1.4 4.6 1.4 3.2 5.1 2.0 3.1 3.9 1.8 2.1 3.1 1.8 1.3 0.6 0.0 0.0 State. Total. 95, 974, 897 1,362,082 1,839,929 3,202,011 2.0 3.4 471, 064, 238 6, 727, 232 8, 056, 533 14, 783, 765 1.7 3.1 * California banks pay no State taxes on capital, except such as is invested in real estate. It is to be regretted that it has not been possible to obtain the data from which to prepare a table similar to the above, showing the United States and State taxes paid by banks other than national, with their capital and the percentage of tax to capital. In the following table, however, the taxes paid annualy to the Commissioner of Internal Revenue by banks other than national, on circulation, on deposits, and on capital, are given from 1864 to 1879: On circulation. Years. 1864 1865. 1866. 1867. 1868. 1869. 1870. 1871. 1872. 1873. 1874. 1875. 1870. 1877. 1878. 1879. $2, 056, 996 30 • --- 84 1,993,661.84 990, 278 11 214, 298 75 28, 669 88 16, 565 05 15, 419 94 22, 781 92 8, 919 82 24, 778 62 16, 738 26 22, 746 27 17, 947 67 5,430 16 1,118 72 13, 903 29 Aggregates ! 5, 450, 254 60 On deposits. ; On capital. $780,723 52 2, 043, 841 08 2, 099, 635 83 1, 355, 395 98 1. 438, 512 77 1,734,417 63 2,177, 576 46 2. 702,196 84 3. 643, 251 71 3, 009, 302 79 2, 453, 544 26 2, 972, 260 27 2, 999, 530 75 2, 896, 637 93 2, 593, 687 29 2. 354, 911 74 37, 255, 42i $903, 367 98 374, 074 11 476, 867 73 399, 562 90 445, 071 49 827, 087 21 919, 262 77 976, 057 61 736, 950 05 916, 878 15 1,102, 241 58 989, 219 61 927, 661 24 897, 225 84 830, 068 56 Totals. 837, 719 82 940, 870 90 463, 988 05 046, 562 46 866, 745 55 196, 054 17 020, 083 61 644,241 53 628, 229 14 771, 031 46 387,160 67 097, 248 12 006, 698 03 829,729 33 492, 031 85 198,883 59 11, 721, 596 83 54, 427, 278 28 The rate of taxation imposed on the deposits and capital of State banks and private bankers is precisely the same as that imposed upon national banks. The tax upon their circulation consists chiefly of penalties imposed for its unauthorized issue. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII Iii comx>arison with the foregoing is placed the following table, showing the taxes paid to the United States by the national banks during the same years: O n circulation. Years. 1864 . 1865 .1866 1867 1868 1869 1870 1871 1872 1873 1874 .. 1875 1876 1877 1878 1879. ... ... . ... $53,193 32 733 247 59 2,106,785 30 2, 868, 636 78 2, 946, 343 07 2 957 416 73 2 949, 744 13 2, 987, 021 69 3 193 570 03 3 353 186 13 3 4()4 483 11 . .. 3, 283, 450 89 3,091,795 76 2,900.957 53 2, 948^ 047 08 3, 009, 647 16 49 787 5^6 30 O n deposits. O n capital. $95, 911 87 1 087, 530 86 2, 633,102 77 2, 650,180 09 2, 564,143 44 2 614, 553 58 2, 614, 767 61 2, 802, 840 85 3 V>0 984 37 3 196 569 99 3 209, 967 72 3, 514, 265 39 3, 505,129 64 3, 451, 965 38 3,273,111 74 3, 309, 668 90 $18,432 07 133,251 15 406, 947 74 321, 881 36 306, 781 67 312,918 68 375, 962 26 385, 292 13 389 356 27 454 891 51 469, 048 02 507,417 76 632, 296 16 660, 784 90 560, 296 83 401, 920 61 Totals. $167, 537 26 1, 954 029 60 5,146, 835 81 5, 840, 698 23 5,817,268 18 5,884,888 99 5, 940, 474 00 6,175,154 67 6 703 910 67 7 004 646 93 7 083 498 85 7, 305,134 04 7,229,221 56 7, 013, 707 81 6, 781, 455 65 6, 721, 236 67 43, 644, 693 50 6, 337, 479 12 92, 769, 698 92 The taxes above shown are those paid under the laws now in force, requiring the national banks to pay semi-aimually to the Treasurer of the United States a duty of one-half of one per cent, on the average amount of their circulating-notes outstanding, one-quarter of one per cent, upon the average amount of their deposits, and a like duty upon their capital in excess of the- amount invested in United States bonds. It will be seen that the national banks have contributed more than two-thirds of the whole amount of the taxes paid by the banks and bankers of the country, while the cost to the government of the national system since its inauguration in 1863, including the engraving of plates and the printing of circulating-notes, has been but $4,732,731. From tables similar to the one first given herein for 1878, showing the amounts of national and State taxes paid by the national banks, the following condensed table has been prepared, which shows the taxes, national and State, paid by the national banks during each year from 1866 to 1878 inclusive. The taxes shown for 1866, 1867, and I860, and for the years 1874 to 1878, inclusive, are from complete data obtained by this Office, while those given for the year 1868, and from 1870 to 1873, inclusive, are estimated. In the returns of the United States taxes paid prior to 1872, the special or license tax of two dollars on each one thousand dollars of capital, and the income tax on net earnings, are included: Ratio of tax to capital. Amount of taxes. Tears. | Capital stock. United States. 1866 1867 1868 ! $410, 593, 435 i 422, 804, 666 ! 420,143,491 1869... 1870 1871 1872 1873 1874 1875 1876 1877 1878 j 419,619,860 ! 429,314,041 i 451, 994,133 472.956,958 ; 488,778,418 493,751,679 503, 687, 911 i 501, 788, 079 485,250,694 471,064,238 $7, 949. 451 9, 525; 607 9, 465, 652 10, 081, 244 10,190, 682 10, 649, 895 6, 703, 910 7, 004, 646 7, 256, 083 7, 317, 531 7, 076, 087 6, 902, 573 6, 727, 232 State. $8, 069, 938 8, 813,127 8, 757, 656 7, 297, 096 7, 465, 675 7, 860, 078 8, 343, 772 8, 499, 748 9, 620, 326 10, 058,122 9, 701, 732 8, 829, 304 8, 056, 533 Total. $16, 019, 389 18, 338, 734 18, 223, 308 17, 378, 340 17, 656, 357 18, 509, 973 15, 047, 682 15, 504, 394 16, 876, 409 17, 375, 653 16, 777, 819 15, 731, 877 14, 783, 765 ™ £ ; State. Per 1. Total. Per ct Per ct 3.9 2.0 4.3 2.1 4.3 2.1 4.1 1.7 4. 1 1.7 4.1 1.7 3.2 1.8 3. 2 1.8 3.5 2.0 3.5 2.0 3.4 2.0 3.3 1.9 3.1 1.7 XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. In order that it may be seen how unequally these United States and State taxes bear on the national banks in different sections of the country, the following tables have been prepared, giving, for the years from 1874 to 1878 inclusive, the capital stock invested, and the percentage thereon of taxes paid, in each of the four geographical divisions of the country: 1874. Katios to capital. Amount of taxes. Geographical divisions. Capital. IT. S. State. Total. I New England States $160, 517, 266 $1, 896, 533 j $2, 980, 484 $4, 877, 017 Middle States 190,162,129 3, 325, 425 j 3, 91], 371 7, 236, 796 Southern States 33, 558, 483 436, 540 j 517, 792 954, 332 Western States and Terr's. 109, 513, 801 1, 597, 585 j 2, 210, 679 3, 808, 264 United States 493, 751, 679 State. I Total. U . S. Per ct. Per ct. j Per ct. 1.2 1.8 3.0 1.7 2.1 3.8 1.3 1.5 1.5 2.0 3.5 7, 256, 083 j 9, 620, 326 16, 876, 409 3,5 1875. $164, 316, 333 New England States 193, 585, 507 Middle States 34, 485, 483 Southern States Western States and Terr's. 111, 300, 588 United States $1, 937, 016 $3, 016, 537 $4, 953, 553 3,300,498 I 4,062,459 7,362,957 ! 445,048 476,236 ! 921,284 ! 1,634,969 2,502,890 i 4,137,859 I 503, 6S7, 911 7, 317, 531 1. 2 1.7 1.3 1.5 1.8 2.1 U 2.4 10, 058,122 , 17, 375, 653 3.0 3.8 2. 7 3.9 2.0 1876. $168, 068,379 ,.$1, 947, 970 $2, 914, 808 $4, 862, 778 New England States 192,163, 773 Middle States 3,190, 247 4,025, 316 7, 215, 563 854, 945 33, 439,193 1 Southern States 423 781 431 164 Western States and Terr's. 108,116, 734 514 089 2,330, 444 3, 844, 533 i !• United States 501, 788,079 076, 087 »,701 732 16, 777, 819 1.2 7 1, 1.4 . 2.3 2.8 3.9 2.6 3.7 1.4 2.0 3.4 1.1 1 1.7 ! 1.3 ! 1.4 1.7 1.9 1.4 •> 1 2.8 3.6 2.7 3.5 1. 1.9 3.3 1.1 [ 1.6 1.7 1.8 1.3 i 1 . 3 1.4 2.o : 2.7 3.5 2.6 3.4 7 | 3.1 1.7 9 2 1.3 1877. New England States I $167, 788, 475 $1 907 776 $2, 864 119 $4 771 895 i Middle States j 182,885,562 3 129, 990 3,544 862 6,674 852 Southern States 32, 212, 288 429,149 411 486 840 635 Western States and Terr's. 102, 364, 369 1 453 321 1,991 174 3 444 495 ! United States I 485, 250, 694 877 : 6, 902, 573 j 8, 829, 304 j 15, 731, 87 i 1878. New England States $166,737,594 $1,900,735 $2,593,043 $4,493,778 Middle States 176, 768, 399 3, 054, 576 3, 217, 485 6, 272, 061 Southern States 31, 583, 348 409, 839 406, 076 815, 915 Western States and Terr's.. 95, 974, 897 | 1,362,082 1,839,929 3,202,011 United States 471, 064, 238 ! 8,056,533 14,783,765 j 1.4 L * The capital of the banks which reported State taxes in 1874 was $476,836, '6,836,031: in 1875, $493,738,408 n 1876, $488,272,782; in 1877, $474,667,771, and in 1878. $463,983,724. REPORT OF THE COMPTROLLER OF THE CURRENCY. XLTX This table shows that the heaviest taxes are paid in the Western and Middle States, and the lightest in the Southern and Eastern. The table below shows for three different years the great inequality in the rates of State taxation paid in the principal cities of the country: Kate s of taxation. 1876. Cities. United States. State. Boston A l l)nn v Philadelphia Baltimore New Orleans Louisville Cincinnati Cleveland Detroit Milwaukee Saint Louis Saint Paul 1878. 1877. Total. United State, j Total. United States. State. States. Total. Per cent Per cent Per cent Per cent Per cen11*er centPer cent Per cent 1\'r 1.6 1.6 1.3 2. 9 1.4 3.0 1.3 1.3 v) 9 5.0 35 21 2.9 1 9 54 6,2 6.6 2.8 3.4 3. 2 3.0 32 •2.8 0.7 2.8 0.7 0.7 2.1 2.0 05 1.9 1.9 1.4 0.5 0. 5 1.4 1.3 3.2 1.9 1.2 2.0 1.2 3.1 1.8 1.2 --2.3 1.2 0.7 0. 6 1.1 1.3 2.0 1.4 1.8 0.9 0.2 1.5 2.4 1.0 1.6 1.5 1.9 0.5 1.4 1.9 0.5 1.4 1.4 0.5 4.6 2.9 1.7 4.6 2.9 1.5 1. 7 .- . . . . . . . 3.6 1.1 2.5 : 3.3 1.1 2.0 1.1 5.2 2.9 5.8 9.5 2.2 2.2 3.0 ° 6 1. 5 3.1 1.7 3.3 1.6 1.6 1.5 1.7 5.1 2.6 2.4 5.0 2.4 22 2.9 ! 2.6 .3.9 2.5 2.6 ! 3.9 1.3 1.4 2.4 1.6 3.0 1.2 1.8 3.0 1.3 1.3 1.7 1 1. 5 cent 2. (5 5.1 5.6 2.7 1.8 3.0 2.0 2.5 1.9 4.2 3.1 5 1 3.2 5.0 4.0 The States in which the rates of State taxation were most excessive during the years 1876, 1877, and 1878 are shoAvn in the table below: 1876. 1877. 1878. State. Total, i U.S. State. States. U.S New York New Jersey Ohio .' Indiana Illinois Wisconsin Kansas Nebraska South Carolina. Tennessee State. Total. U.S. Perce nt Per cent Per cent Per 1. 8 4.9 3.1 1. 4 3.5 2.1 4.0 1. 3 2.7 1. 9 2.5 3.7 4.2 2.4 1. 8 1. 2.1 3.8 1. 5 2 9 1. 0 1. 4 3.0 2.5 2.7 2.1 4.5 4.7 3.7 3.5 cent Per cent Per cent Per 1.9 2.7 4.0 1.4 i 1-9 1 3.3 ! 2.4 3.8 1 1.4 3. 5 1.2 1.7 '\ 2 3.9 ' 1.7 2.1 3.8 1.7 2.3 1.0 1.6 2.6 2.3 2.6 4.3 4.6 cent Per 2.0 1.4 1.3 1 3 1.7 17 1.6 23 3.8 1.0 1.6 3.6 i Total. cent Per cent 2.6 4.6 IS 39 3.5 2 1 34 3.8 39 26 42 26 49 21 3 1 2.1 3.7 In the foregoing tables there appears to be an inequality in national as well as State taxation; but this inequality is seeming only, and arises from the fact that while the rate of tax imposed on circulation, deposits, and capital is uniform as to all banks and in all sections of the country, yet in the tables there is given the percentage of the total tax to the capital only. Therefore, in those States where the deposits and circulation are'large in proportion to capital, the percentage appears greater. In States where the deposits and circulation are proportionately smaller, the percentage appears less. But in the case of State taxation the inequality is a real one, as the whole taxes are laid directly on the shares of capital stock alone. These heavy impost rates of necessity compel national and other banks and bankers to raise their rates of discount, in order to be able both to pay the tax and to make a reasonable return to their stockholders for the use of their capital 5 and this increased rate 4cC L REPOKT OF THE COMPTKOLLEK OF THE CURRENCY. of-discount must be and is largely paid- by the producers and active business men of the country, who are the customers of the banks. For the past twelve years, upon an average combined capital and surplus of $588,554,173, the average annual net earnings of the national banks, including the amount paid in taxes, have been $68,078,144. Of this latter sum $10,958,578, or about one quarter, have been annually paid in taxes, national and State, and about $45,443,564 have been annually paid in dividends. Of the $16,953,578 paid annually in taxes of all kinds, $3,239,009 have been paid to the United States under the law taxing deposits and capital, the repeal of which the Comptroller earnestly recommends. These taxes amount to nearly one per cent, of the average capital, and its repeal would undoubtedly, in the case of the country banks at least, haAre an appreciable effect in lowering the rate of discount. RESERVE. The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the amount and classification' of reserve held by the national banks in iNew York City, in the other reserve cities, and by the remaining banks, at the date of their reports in October of each year from 1875 to 1879: NEW Number of Net de- Reserve banks posits. required. Millions. October October October October October 1, 1875 48 47 47 47 47 1870 1, 1877 1, 1878 2, 1879 202, 3 197.9 174.9 189.8 210.2 Millions. 50. 6 49.5 43.7 47.4 52.6 YORK CITY. Reserve held. Classification of reserve. j Ratio to Other law- Due from RedempAmount. deposits. Specie. ful money. agents. tion fund. Millions. 60.5 60.7 48.1 50.9 53.1 29.9 30.7 27.5 20. 8 25.3 Millions. 5.0 14.6 13.0 13.3 19.4 1.1 0.8 0.8 1.1 1.1 54.4 45.3 34.3 36.5 32.6 OTHER RESERVE CITIES. October 1 October 2 October 1 October 1, October 2 1875. 1876. 1877 1878 1879. 188 189 188 184 181 223. 9 217.0 204.1 199.9 228.8 56.0 54.2 51.0 50.0 57.2 74.5 76.1 67.3 71.1 83.5 33.3 35.1 33.0 35.6 36.5 1. 4. 5. 9 11 5 0 6 4 3 37.1 37.1 34.3 29.4 33.0 32.3 32.0 24.4 29.1 35.7 33.7 31.0 31.6 31.1 30.3 53.8 55.4 48.9 56.0 71.3 11.5 10.8 10.7 11.0 11.2 125. 2 113. 4 100. 2 . 85.6 87.4 , 73.3 ! 85.1 107.0 1 16.2 14.6 14.5 15.3 15.8 ! ! ! | 1 3.6 3.0 3.0 3.2 3.5 STATES AND TERRITORIES. October 1, 1875. October 2, 1876. October 1 1877. October 1, 1878. October 2, 1879. 1, 1, 1, 1, 1, 851 853 845 822 820 307. 291. 290. 289. 329. 9I 7 1 1 9 46.3 43.8 43.6 43.4 49.5 100.1 ! 99.9 95.4 100.1 124. 3 32. 5 34.3 32.9 36. 7 37.7 1.6 2.7 4.2 8.0 11.5 SUMMARY. October October October October October 1,1875. 2,1876" 1,1877. 1,2 878. 2,1879. 2, 087 2, 089 2,080 2,053 2,048 734.1 i 706. 6 i 669.1 I 678.8 768. 9 152.2 147. 5 ' 138.3 140.8 159. 3 235. 236. 210. 228. 260. 1 7 8 1 9 32.0 33.5 31.5 33.6 33.9 8. 21. 22. 30 42 1 3 8 7 2 97. 0 95. 9 It will be seen from the above table that the reserve held by the banks in the city of New York on October 2 last was much less in proportion REPORT OF THE COMPTROLLER OF THE CURRENCY. LI to their liabilities than it had been at a corresponding date in any of the four preceding years. The following table, compiled from returns made to the Clearing House by the national banks in New York City, exhibits the movements of their lawful-money reserve, weekly, during the month of October, for the last se ven years: llatio of reserve to— "Week ending— Specie. Legal-tunders. | | T o t a L i I Octobei • 4 1873 Oetobei • 11 1873 Octobei • 18 1873 Octobei • 25, 1873 Octobei • 3 1874 Octobei • K) 1874 Octobei • 17 1874 . . . Oetoboi • 94 1874 Octobei •31 1874 Octobei • 9 1875 Oetobei • 9, 1875 Octobei1 1 6 1875.. . . Octobei 23 1875 Octobei 30 1875 Octobei • 7 1876 Octobei •14, 1876 Oetobei ' 2 1 , 1876 Octobei •28, 1876 Octobei1 6 1877 Octobei1 1 3 1877 Octobei1 20 1877 Octobei •27, 1877 Octobei• 5, 1878 Octobei • 12 1878 Octobei' 19, 1878 Octobei • 26, 1878 Octobei 1 4, 1879 Octobei • 11. 1879 Octobei •18, 1879 Octobei* 25 1879 . . #9 240 300 10, 506, 900 11, 650,100 11,433,500 15, 373, 400 14, 517, 700 12 691 400 11, 457, 900 10 324, 900 5, 438, 900 5, 716, 200 5 5>;)8 500 5, 735, 000 8, 975, 600 17 682 600 16, 233, 600 15,577,500 14, 011, 600 14 665 600 14 726, 500 14, 087, 400 15, 209, 000 14, 9.95, 800 12 184, 600 13, 531, 400 17, 384, 200 18, 979, 600 20, 901, 800 24, 686, 500 25, 636, 000 $9 251, 900 8,049,300 5,179,800 7,187,300 53,297,600 52,152, 000 51 855,100 49,893,900 50.773,000 56,181,500 51,342.300 48 582, 700 47, 300, 900 45,762,800 45 535, 600 43,004,600 41, 421, 700 41,645,600 36 168 300 35,178, 900 35,101,700 34, 367, 800 38,304,900 37,685,100 36, 576, 000 35,690,500 34,368,000 32, 820, 300 29,305.200 26, 713, 900 i $18, 492, 200 : 18,556,200 i 16,829,900 : 18,620,800 68,671,000 ; 06, 669, 700 64 546,500 61,351,800 61.097,900 01,620,400 ; 57,058,500 i 54, 111, 200 ! 53, 035, 900 I 54,738,400 63 218 200 59,238,200 ! 56, 999, 200 55,657,200 50 833- 900 ! 49, 905, 400 1 49,189,100 '. 49, 576, 800 53,300,700 49,869,700 ! 50,107, 400 i 53,074,700 [ 53,347,600 ! 53, 722,100 ! 53,991,700 ! 52, 349, 900 Circulation and Deposits. deposits. Per cent. Per cent. 11.6 14.0 11.6 14.1 10.7 13.0 12. 2 14.8 30.0 33.9 29.6 33. 3 32.7 29.0 28.8 31.7 27.9 31.6 28.1 30.6 26.5 28.9 25.4 27.7 25. 3 27.7 26.5 29.0 30.5 32.4 28. 8 31.1 27.8 30.0 28.0 30.3 27.0 29.5 26.7 29.2 26.5 29.0 26.8 29.4 25.7 28.4 24.4 27.0 24.7 27.3 25.8 28.5 23.3 25.8 23.4 25.9 23. 5 26.1 23.0 25.5 the above table it appears that while the national banks, in October last, held the amount of reserve required by law, the proportion of their reserve to their liabilities was much less during that month than it has been at any time since 1873. The returns of the banks to the Clearing House for the week ending October 25 last, showed that the reserve of a considerable number of them was below the requirements of the law. Letters were at once addressed to these banks, directing them to increase their reserve to the necessary amount. Replies were received showing that the deficiency of reserve was in many cases but temporary. Other banks still showed a deficiency during the week following. These delinquent banks were again notified, andthe returns for the week ended November 22, show that the specie had increased $27,033,032 since October 2, which, notwithstanding the fact that the legal-tender notes had decreased in the same time $10,578,284, made a net increase of $11,054,748 in the reserve funds. A table showing the average weekly deposits, circulation and reserve of the national banks in New York City, for the months of September and October since 1872, will be found in the appendix. Tables will also be found in the appendix exhibiting the state of the lawful-money reserve of the national banks, as shown by their reports from September 12,1873, to October 2,1879, together with a table showing the reserves by States and principal cities for October 2, 1879. LI1 REPORT OF THE COMPTROLLER OP THE CURRENCY. NATIONAL-BANK CIRCULATION. A table exhibiting by States and geographical divisions the number of banks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding, on November 1, 1879, will be found in the appendix. The act of February 25,1803, and* the subsequent act of June 3,1864, authorized the issue of 300 millions of dollars of national-bank circulation, which was increased by the act of July 12, 1870, to 354 millions. The act of June 20,1874, authorized any national bank desiring to withdraw its circulating notes, in whole or in part, to deposit lawful money with the Treasurer of the United States in sums of not less than nine thousand dollars, and to withdraw a proportionate amount of bonds held as security for such notes; and the act of June 14, 1875, repealed all previous provisions restricting the aggregate amount of nationalbank circulation, and required the Secretary of the Treasury to retire legal-tender notes to an amount equal to eighty per cent, of the nationalbank notes thereafter issued, until the amount of such legal-tender notes outstanding should be 300 millions and no more. That provision of the act which required a reduction of United States legal-tender notes was, however, repealed by the act of May 31, 1878. Subsequent to the passage of the act of June 20, 1874, and that of January 14, 1875, which latter act authorized the retirement and reissue of national-bank notes at the pleasure of the banks, the circulation steadily decreased in volume until the year 1877, the total decrease in this interval being $30,809,655. During the year ending November 1, 1878, there was an increase of $4,216,684, and during the year ending November 1, 1879, a further increase of $14,742,503, as will be seen from the following table, which exhibits the total outstanding circulation, not including mutilated notes in transit, on the 1st day of November of each year for the last thirteen years, and also upon the dates of the acts above named : November 1, 1867 November 1, 1868 November 1, 1869 November 1 1870 November 1, 1871 November 1 1872 November 1, 1873 June 20, 1874 - $•299,153, 290 November 1, 1874 300, 002, 234 January 14, 1875 299,910,419 November 1, 1875 302 007 942 November 1 1876 324,810,656 November 1, 1877 341 512 772 May 31 1878 348, 382, 046 ! November 1, 1878 349, 894,182 ' November 1, 1879 : | ' | ; $351, 927, 246 351, 861, 450 345, 586. 902 321 150 718 316, 775, 111 3^1 23^ 099 320^ 99l| 795 335,134, 504 Since the passage of the act of June 20, 1874, $90,229,886 of legaltender notes have been deposited in the Treasury by the national banks, for the purpose of reducing their circulation, and $81,136,362 of banknotes have been redeemed, destroyed, and retired. From the date of the passage of the act of January 14, 1875, to that of the act of May 31, 1878, which prohibited the further cancellation of legal-tender notes, $44,148,730 of additional circulation was issued, and legal-tender notes equal to eighty per cent, thereof, or $35,318,984, was retired, leaving the amount authorized $346,681,016, which is the amount of legal-tender notes now outstanding. The amount of additional circulation issued for the year ending November 1, 1879, was $22,933,490, of which $7,494,170 was issued during the months of September and October. The amount issued to banks organized during the year was $2,615,440; the amount retired was $8,190,987; the actual increase for the year being $14,742,503. During the year ending November 1, 1879, lawful money to the amount of REPORT OF THE COMPTROLLER OF THE CURRENCY. LIU $10,319,398 was deposited with the Treasurer to retire circulation, of which amount $2,936,063 was deposited by banks in liquidation. The amount previously deposited under the act of June 20, 1874, was $65,164,523, and by banks in liquidation $14,745,965, to which is to be added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from, the total, $94,043,561, the am omit of circulating notes redeemed and destroyed without reissue ($81,136,362), there remained in the hands of the Treasurer on November 1, 1879, $12,907,199 of lawful money for the redemption and retirement of bank circulation. The following table exhibits by States the issue and retirement of circulation during the year ending November 1,1879, and the total amount issued and retired since June 20, 1874: Circulation retired. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana ,. Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois Michigan Wisconsin Iowa. Minnesota Kansas Nebraska Nevada Oregon Colorado Utah Idaho Montana New Mexico Dakota Washington California Surrendered to this office and retired . Total Totals from J u n e 20,1874, to October 31,1878. Surrendered to this office between same dates Total issued and retired from J u n e 20, 1874, to October 31, 1879 Circulation issued. Under act of ! Of liquidating June 20,1874. j banks. $81, 500 6,100 132,740 4, 895, 850 822, 200 716, 890 5, 503,120 287, 000 2, 327, 730 18, 000 574, 950 1,600 311, 400 18,000 458,100 13, 500 117, 920 $74, 433 9,907 25,100 31, 275 5,745 4,987 288, 518 28, 547 114, 326 $16, 340 42,131 75, 294 419, 377 56, 743 23, 580 1, 489, 814 285,170 378, 460 5,090 28, 020 56, 500 25, 308 16, 010 228, 689 24, 965 44, 250 25, 370 136, 784 24, 020 14, 038 18, 731 9,000 351,480 146,490 9,000 967,690 ! 104,700 | 360,210 1,041,340: 544,900 647, 240 884, 600 421,560 262,600 276,400 109,300 , 22, 500 19,986 110,768 31,745 112,053 379,893 611,426 266,523 134,505 53,524 33,810 38,871 5,913 26, 329 63,000 i 89,900 j 129 ! I ' i I j I 22,500 ! 27,000 ! 45, 000 i 90,000 j 297,000! 15 140 16, 485 4,560 185 46, 637 18, 081 134,197 162,192 118, 549 206, 807 47, 740 57,195 75,178 38, 312 67, 870 Total. $90, 53, 100, 450, 62, 28, 1, 778, 313, 773 038 394 652 488 567 332 717 492, 786 233, 779 52, 985 100, 750 50, 678 152, 794 24, 020 32, 769 3,840 240 875 140 162, 975 4,560 20,171 157, 405 49, 826 246, 250 542, 085 729, 975 473, 330 182,245 110,719 108, 988 77,183 73, 783 30,169 240 16, 403 6,884 16, 532 6,884 27, 540 27, 540 1,150, 590 22,933,490 j 55, 412, 570 i 5,258,850 i 61,002,608 1, 781, 547 13, 093, 357 8,190, 987 74, 095, 965 10, 218, 992 78,346,060 ! 66,261,458 14,874,904 ! 92,505,944 LIV REPORT OF THE COMPTROLLER OF THE CURRENCY. The following' table exhibits the monthly issue and retirement of national-bank notes for the year ending Xovember 1, 1879: Xational-banli circulation. Local-tender notes. Months. 1 ietired. suei 1. 1878. November . December 91 q 7°0 801 830 1879. Januarv February March April May June July August .. September. . October 1 075 078 003 957 1 428 1 510 100 400 050 920 480 430 1, 028 130 3, 912 120 3, 582 050 National-bank notes s u r r e n d e r e d retired Deposited. $189 219 270, 033 H94 519 908, 900 °87 475 424 428 919, 814 478, 740 893, 239 1, 147, 294 074, 991 732, 819 427,017 594, 722 1 387 950 005 000 407,700 034, 287 500,142 319, 850 1 844, 050 404, 500 573, 300 318, GOO ] I , 040, 397 10 319, 398 22 933 490 Retired. $189, *">19 270, 033 9 87 4°4 919, 478, 893, 1, 147, 074. 732, 427, 594, 475 4°8 814 740 °39 294 991 819 017 722 7, 040, 397 t o t h i s office a n d 1, 150, 590 Total 8 , 190, 987 10 319, 398 22 933 490 '... 7, 040, 397 '• A table will be found in the appendix which shows, to Xovember 1, 1878, the monthly issue and retirement of national-bank notes, and the increase or decrease in their amount, under the act of January 14,1875. The following table shows concisely the operations of the acts of June 20, 1874, and of January 14,1875, from the dates of their passage to Xovember 1, 1879: XATIOXAL-BANK NOTES. Amount outstanding June 20, 1874 Amount outstanding January 14, 1875 Amount outstanding May 31, 1878 Amount outstanding at date'* Increase during the last month Increase since January 1, 1879 Increase since November 1, 1878 . $349, 894,182 351, 861, 450 322, 555,965 335, 734, 298 2, 909,178 13, 411, 444 14, 742, 503 LEGAL-TENDER NOTES. Amount outstanding June 20, 1874 $382, 000, 000 Amount outstanding January 14, 1875 382, 000, 000 Amount retired under act of January 14, 1875, to May 31, 1878 35, 318, 984 Amount outstanding on and since May 31, 1878 .... 346, 681, 016 Amount on deposit with the Treasurer United States to redeem notes of insolvent and liquidating banks, and banks retiring circulation under act of June 20, 1874... ." .. 12,907,199 Decrease in deposit during the last month 276,122 Increase in deposit since January 1, 1879 2, 335, 434 Increase in deposit since November 1, 1878 3, 279, 001 The notes of the eight national gold banks located in the State of California, which have an aggregate capital of $4,000,000, and a circulation of $1,447,120, are not included in the above table. * Circulation of national gold banks not included in the above, $1,447,120. REPORT OF THE COMPTROLLER OF THE CURRENCY. LV REDEMPTION. Section 3 of the act of June 20,1874, provides that every national bank " shall, at all times, keep and have on deposit in the Treasury of the United States, in lawful money of the United States, a sum equal to five per centum of its circulation, to be held and used for the redemption of such circulation." Since the passage of this act the banks have, as a rule, maintained their redemption fund, and their circulating notes have been promptly redeemed at the Treasury with out expense to the government. The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency, for the year ending November 1, 1879, and the amount received for the same period at the redemption agency of the Treasury, together with the total amount received since the passage of the act of June 20, 1874: Received by Comptroller. Months. November . December.. January .. February . March. April May June July August September. October 1878. 1879. \ From na- From re- Notes of national banks demption tional banks Under act \ 20, I for reissue agency for in liquida- of June 1874. ! or surren- reissue. tion. I der. $14,190 $2, 395, 400 20, 200 2, 697, 400 21, 010 71, 560 78, 740 23,100 77, 400 25,100 82, 380 19, 200 6, 600 13, 700 3, 017,100 2, 898, 800 3, 004, 400 2, 973, 000 4, 437, 000 4, 542, 500 3, 047, 900 2, 704, 000 2, 014,100 1, 638, 200 $116, 716 124, 861 131 585 159,476 217, 988 110, 280 197, 060 354, 871 43, 780 179, 480 64, 030 81, 420 Total. I Received at I1 redemption agency. $156, 909 $2, 683, 215 $8, 936, 806 179, 886 3, 022, 347 8, 431, 074 340, 530 555, 792 558, 090 410, 334 889, 817 848, 740 282, 425 414, 938 409, 808 267, 386 3,510,225 12,169,897 3, 685, 628 !13, 083, 822 3,859,218 11, 869,175 3, 516, 714 !10, 346, 522 5,601,277 I 15, 660, 085 5,771,211 ! 13, 398, 800 3,456,485 ! 9,123, 425 3,317,618 ! 6, 314, 586 2,494,538 ! 4, 508, 041 2, 000, 706 3, 349, 766 Total 453,180 35, 369, 800 1, 781, 547 5,314,655 ; 42, 919," 182 117,191, 999 Received from June 20,1874, to November 1, 1878 11, 970, 045 321, 520, 055 12, 968, 365 61, 021, 768 407, 480, 233 867, 294, 293 Grand total ! 12, 423, 225 356, 889, 85514, 749, 912 66, 336, 423 450, 399, 415 984, 486, 292 During the year ending November 1, 1879, there was received at the redemption agency of the Treasury $117,199,999 of national-bank notes, of which amount $43,966,000, or about 38 per cent., was received from the banks in New York City, and $42,757,000, or about 37 per cent., from Boston. The amount received from Philadelphia was $5,041,000; from Baltimore, $402,000; Pittsburgh, $545,000; Cincinnati, $1,153,000; Chicago, $1,610,000; Saint Louis, $1,441,000; Providence, $2,785,000. The amount of circulating-notes fit for circulation, returned by the agency to the banks of issue during the year, was $75,284,500. The total amount received by the Comptroller for destruction, from the redemption agency and from the national banks direct, was $41,101,830. Of this amount, $3,762,953 were issues of banks in the city of New York; $3,745,699 of Boston; $1,445,400 of Philadelphia; $1,425,423 of Providence; $743,816 of Baltimore; $631,370 of Pittsburgh; and of each of the other principal cities, less than $500,000. REPORT OF THE COMPTROLLER OF THE CURRENCY. LVI j^ following table exhibits the number and amount of national-bank notes of each denomination which have been issued and redeemed since the organization of the system, and the number and amount outstanding on November 1, 1879: Number. Amount. Denominations. Issued. Ones Twos Fives Tens Twenties Fifties One hundreds. Five hundreds Thousands . .. Total Redeemed. j Outstanding 23,167,677 | 7,747,519 ! 65, 578, 440 | 25,904,223 ! 7,869,951 ! 1,211,761 850,720 ! 20, 570 6,340 132,357,201 Issued. Redeemed. Outstanding. 19,600,477 i 6,701,270 | 45,996,076 ! 14,930,599 ! 4,237,343 I 785,263 581,604 ! 19,287 i 6,057 | 3, 567, 200 1, 046, 249 19,582,334 10, 973, 624 3, 632, 608 426, 498 269,116 1, 283 283 $23,167, 677 15, 495, 038 327, 892, 200 259, 042, 230 157, 399, 020 60, 588, 050 85, 072, 000 10, 285, 000 6, 340, 000 $19, 600, 477 13, 402, 540 229, 980, 380 149, 305, 990 84, 746, 860 39, 263,150 58,160, 400 9, 643, 500 6, 057, 000 *-13,586 $3, 567, 200 2, 092, 498 97, 911, 820 109, 736, 240 72,652,360 21, 324, 900 26, 911, 600 641, 500 283, 000 *4-13, 586 92,857,976 39,499,225 945,281,215 610,146, 711 335,134. 504 * Portions of notes lost or destroyed. A table showing the number and denominations of the national-bank notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last twelve years, will be found in the appendix. The following table shows the amount of national-bank notes received at this office and destroyed yearly, since the establishment of the system: Prior to !N"ovembe: 1,1865. During the year e-iiding October 31,1866 . During the year ending Octobe: 31.1867 ... During the year ending Octobe 31.1868 ... During the year ending Octobe 31.1869 ... During the year ending Octobe 31.1870 ... During the year ending Octobe 31.1871 . . . During the year ending Octob< 31, 1872 . . . During the year ending Octobe: 31,1873 . . During the year ending Octobe: 31, 1874 . . . During the year ending Octol 31,1875 . . During the year ending Octol 31, 1876 . . . During the year ending Octobe 31,1877 . . . During the year ending Octobe 31, 1878 . . . During the year ending Octobe 31,1879 . Additional amount destroyed of notes of banks in liquidation Total. $175, 490 1,050,382 3, 401, 423 4, 602, 825 8, 603, 729 14. 305, 689 24, 344, 047 30,211,720 36, 433,171 49, 039, 741 137, 697, 696 98,672,716 76, 918, 963 57, 381, 249 41,101, 830 25, 324, 699 610,165, 370 STATE AND SAVINGS BANKS. Section 333 of the Eevised Statutes requires the Comptroller to report to Congress " a statement exhibiting under appropriate heads the resources and liabilities and condition of the banks, banking companies, and savings-banks organized under the laws of the several States and Territories, such information to be obtained from the reports made by such banks, banking companies and savings-banks to the legislatures, or officers of the different States and Territories, and where sueh reports cannot be obtained, the deficiency to be supplied from such other authentic sources as may be available.77 The laws of the United States require returns of capital and deposit to REPORT OF THE COMPTROLLER OF THE CURRENCY. LVII be made to the Commissioner of Internal Revenue, for purposes of taxation, by all State banks, savings-banks, and private bankers. The data for the following table were obtained from the Commissioner, and compiled in this Office. This table exhibits, by geographical divisions, the number of State banks and trust companies, private bankers, and savings-banks, and their average capital and deposits for the six months ending May 31, 1878: STATE BANKS AND TRUST COMPANIES. Number of banks. Geographical divisions. New England States Middle States .. . Southern States "Western States Pacific States and Territories 384 91 24,146, 207 27, 874, 655 $14, 393, 516 124, 639, 510 32,601,456 58,191,153 27, 243, 830 1,005 127, 268, 655 257, 069, 465 70 853 237 1,351 123 ! 3, 725, 930 '< 34, 542, 494 5, 638, 564 : i 21, 630, 462 4, 215, 951 : $7,100, 852 40 . . . . .. . . United States Deposits. Capital. 239 . 40,720,772 251 27, 426,169 PRIVATE BANKERS. New England States Middle States Southern States •Western States Pacific States and Territories United States 3, 54, 11, 58, 11, 316, 206 534, 763 891,105 520, 816 654, 663 69, 753, 401 139, 917,553 6 3 9 11 508,108 856, 673 261, 870 2, 592, 777 2, 439, 807 832, 046 1, 427, 418 31,374,489 29 4, 219, 428 36, 073, 760 2,634 ! SAVINGS-BANKS WITH CAPITAL. New En<>land States Middle States Southern States Western States Pacific States and Territories United States SAVINGS-BANKS WITHOUT CAPITAL. New England States Middle States Southern States Western States Pacific States and Territories . 426 182 3 27 6 366, 350, 1, 10, 17, United States . 461, 946, 695, 363, 595, 816 471 377 073 320 747, 062, 057 SUMMARY. New England States . Middle Stat Southern States Western States Pacific States and Territories . United States 536 1,280 494 1, 771 231 4,312 384,171, 538 532, 560, 551 47, 019, 984 128, 502, 460 87, 868, 302 10, 826, 782 75, 771, 374 33, 921, 406 46, 038, 539 34, 683, 383 201,241,484 1,180,122,835 I LVIII REPORT OP THE COMPTROLLER OF THE CURRENCY. The following table exhibits by States, cities, and geographical divisions the average capital and deposits of the same banks and bankers, and taxes thereon, for the same period : Deposits. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut' E n g l a n d States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington Middle States. Virginia "West Virginia.. North Carolina . South Carolina.. Georgia Florida Alabama Mississippi Louisiana New Orleans.. Texas Arkansas Kentucky Louisville Tennessee Southern States. Ohio Cincinnati .. Cleveland... Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee . Iowa Minnesota Missouri Saint Louis . Kansas Nebraska Western States . Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho .• Dakota Montana Washington Arizona Pacific States and Territories Totals . $41,209 j ' j 53 103 01,000 351, 200 810,000 3, 357, 412 3, 5(i5, 901 2, (540, 000 On capital. On deposits. $22,801,402 • 20. 706, 055 7, 890, 150 14s, 785,115 01, 080, 008 42, (514, 408 74, 227, 500 $G5 152 819 1,358 3, 573 7, 059 4, 8G2 52 50 20 70 93 33 83 $045 2, 041 3, 430 5, 149 17, 432 23, 901 19, 758 10 34 90 48 42 09 50 530 j 10,820,782 ! 384,171,538 17,892 01 72,425 49 317 45!) 12 10, 790 91 59. 323 50 700 02 2, 725 00 21,540 22 4, 075 09 9,407 07 1, 545 05 718 99 8, 051 40 137 50 75, 550 01 222,203 75 3, 019 02 9, 078 48 59,110 99 00, 591 74 17, 249 02 1, 691 70 1,119 07 11, 017 S4 5, 730 27 029 | 142, 418. 399 250, 534.151 000 1-,744. 030 540 18, 073. 791 171 718 I 23, 411\ 80(1 43, 044, 729 905 412 ! 745, 570 570, '23 030, 081 89.1,101 1,871, 889 I 550 I 571,045 377, 3S 1, 280 I 75, 771, 374 | 532, 500. 551 21 12 14 00 o ! 24 I 3, 220, 654 1. 478, 645 ' 442, 377 720, 633 3, 957, 486 81, 783 1, 060, 999 1, 220, 208 111, 450 3, 988,198 3, 620, 868 207, 903 6, 454,156 5, 585, 957 1, 758, 029 ™\ 3 I 19 103 ! 14 68 10 | 494 30 | i 33, 921, 406 | 239 16 10 149 317 709. 797. 833, 800, 545, 215. 908. 082, 59, 310, 503, 330, 134, 271, 837, 857 525 385 592 928 970 807 1(50 575 557 345 328 043 471 835 47, 019, 984 Total. $710 68 2,193 84 4, 256 10 0,508 18 21, 006 35 31, 021 02 24, 021 33 90,317 50 125, 022 55 , 407, 507 89592, 590 44 7, 258 98 i 3,291 90 1,105 95 1,497 83 9, 644 67 204 45 2, 586 65 2, 375 15 i 166 12 I 8, 037 57 : 8, 215 82 | 352 60 ! 15, 010 92 12,706 05 3, 365 55 75, 820 21 16, 098 18 9, 493 76 2, 083 43 2,016 43 10, 315 17 539 92 4, 771 92 4, 205 25 148 93 13, 602 94 13, 758 32 840 82 15, 336 37 13,178 64 7, 094 48 23, 357 16 12, 785 66 3,189 38 3, 514 26 19, 959 84 744 37 7, 358 57 6, 580 40 315 05 21, 640 51 21, 974 14 1,193 42 30, 347 29 25, 884 69 10, 460 03 113, 484 56 189, 304 77 15, 602, 726 4,591,510 12, 063, 332 10, 541, 861 12, 394, 243 7, 836, 760 5, 183, 535 5, 848, 080 3, 049, 814 5,705, 170 9,291,284 3, 520, 090 10, 037, 955 10, 543, 840 3,175, 805 1, 250, 437 12, 562 33 2, 777 02 1, 439 88 10, 777 33 8, 655 23 4, 045 84 5, 511 93 1, 869 26 3,152 14 1, 772 20 11, 920 27 4, 077 73 8, 988 61 12, 324 13 3,183 11 1, 053 30 1, 771 | 46, 038, 539 j 128, 502, 400 94,110 31 296, 011 87 | 390,122 18 2, 573 01 25, 482 40 40, 006 29 1,587 84 921 8 3 ; 575 00 12 50 266 03 15 20 254 81 385 51 517 50 : 3 254 83 36 277 48 110 794 98 4 312 04 4 220 76 2 144 79 215 62 478 22 14(5 16 92 10 290 82 171 120 40 19 10 4 3 12 8 4 231 1.078,739 1,353, 172 10,337,967 10, 707. 050 21,309,142 64, 312, 295 035,180 1, 724,854 308,737 ! 1,088, 318 230,000 j 857, 933 5,000 { 80, 251 100,411 : 191, 290 45, 304 0,083 i 200. 995 103, 093 ! 284, 130 154, 204 ! 339, 991 207, 000 | 107 81,827 i 34, 683, 383 j 87, 808, 302 4, 312 201, 241, 484 1,180,122, 835 204 56 73, 402 48 37, 890 15 11, 478 76 15,102 54 23,132 38 29, 216 94 19, 574 49 12, 958 57 12, 808 17 9.124 45 14,412 91 23,055 51 8,237 51 26, 594 39 41, 359 89 7, 939 29 3.125 92 ! 113 502 710 849 190 25 46 31 96 24 50, 452 48 14, 255 78 16, 542 42 33, 909 71 37, 872 17 23, 620 33 18,470 50 14, 677 43 12.276 59 16,185 11 34, 975 78 12, 315 24 35, 583 00 53, 684 02 11,122 40 4.179 22 5, 827 84 61, 759 88 151, 401 27 5, 899 88 5; 142 59 2,719 79 228 12 744 25 128 45 757 27 1, 095 82 1, 367 46 394 80 164, 004 94 I 237, 467 42 386, 247 56 1,113, 554 75 1, 499, 802 31 REPORT OF THE COMPTROLLER OF THE CURRENCY. LIX Similar tables for previous semi-annual periods will be found in the appendix. From the State authorities reports of State and savings-banks and trust and loan companies have been obtained in the case of twenty-one States and the District of Columbia. Ileports of State banks have been received from twenty States, of savings-banks from fourteen States, and of trust and loan companies from six States. From seventeen States no reports have been received. In the appendix may be found statements of the returns received from the various States, and a summary of the whole. This summary, as may be seen from the number of States from which no returns have been received, and from the incompleteness of some which have been received, does not present a satisfactory exhibit of the resources and liabilities of the State and savings-banks of the United States, and it will be impossible to obtain such an exhibit until laws are enacted by the legislatures of all the States which shall require these banks to make uniform reports to the proper officers. In the Comptroller's report for 1877 the form of a bill was presented, substantially the same as one passed by the legislature of Ohio in 1876? which, should it become a law in each of the States, would obviate the difficulty now experienced in obtaining full and accurate statistics in regard to banks doing business under State laws. SYNOPSIS OF DECISIONS OF THE SUPREME AND CIRCUIT COURTS OF THE UNITED STATES, AND OF STATE COURTS OF LAST RESORT, UPON QUESTIONS ARISING UNDER THE NATIONAL-BANK ACT, AND UPON COGNATE POINTS OF INTEREST TO BANKS AND TO PARTIES HAVING DEALINGS WITH THEM.* ABATEMENT. I. An action brought by a creditor of a national bank is abated by a decree of a district or circuit court dissolving the corporation and forfeiting its franchises. (First National Bank of Selma vs. Colby, 21 Wallace, p. 609.) II. Suit by the receiver of the Neiv Orleans National Bankiny Association (formerly a State organization called the Bank of New Orleans) against a shareholder to enforce his personal liability. Plea in abatement that " at the date of the appointment of said receiver there was not, nor has there since been, nor is there now, any such corporation, as said New Orleans National Association, because said bank of New Orleans had no power by its charter, nor authority otherwise from the State of Louisiana, to change its organization to that of a national association under the laws of the United States." On general demurrer this plea was held bad, because no authority from the State was necessary to enable the bank to make such change. The option to do so was given by the forty-fourth section of the banking act of Congress, 13 Statutes, 112. " The power there conferred was ample, and its validity cannot be doubted." (Casey, receiver, 4'-c, vs. Galli, 4 Otto, p. 673.) This plea was also held bad upon the additional ground that "where a shareholder of a corporation is called upon to respond to a liability as such, and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such corporation." (Ibid.) " To hold otherwise," says Mr. Justice Swayne (p. 680), u would be contrary to the plainest principles of reason and good faith, and involve a mockery of justice. Parties must take the consequences of the positions they assume." ."They are estopped to deny the reality of the state of things which they have made to appear to exist, and upon which, others have been led to rely. Sound ethics require that the apparent, in its effects and consequences, should be as if it were real, and the law properly so regards it." * Many of the decisions cited in this synopsis are to be found in "THOMPSON'S NATIONAL-BANK CASES," Albany, 1878, but it was deemed best to give the original report, thus generally indicating the tribunal by which the point was decided. LX REPORT OF THE COMPTROLLER OF THE CURRENCY. ACCOMMODATION, ACCEPTANCES, INDORSEMENTS, AND NOTES. I. Where bills, indorsed l»y a national l>ank for accommodation only, had been negotiated by the bank through its usual channels of communication with its correspondents as its own bills, and the proceeds thereof have been placed to the credit of the bank, which thereupon gave the same credit to the parties for whom it had thus indorsed, and received no benefit therefrom— Held, That although an accommodation indorsement by a national bank, in such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for the same to holders, for value, without notice. (Blair vs. First National Bank, Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term, 1875, Emmons,J. Reported in Bankers7 Magazine for March, 1878, pp. 721-5.) Query, whether, under the provisions of section 5202 of the Revised Statutes of the United States, any indorsement by a national bank is not ultra vires. (Johnston.) II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which "money has been advanced by plaintiff, that the draft was accepted for the accommodation of the drawer. (Davis v. Randall, 115 Mass., p. 547.) III. A national bank discounted a note made by the defendant for the benefit of the payee, and which the payee agreed to take care of at maturity: Held, that the bank could recover the note although it had, when# it took the note, full notice of the circumstances under which it Avas given. (Thatcher vs. West River National Bank, 19 Mich., p. 196.) See, also, Title " EVIDENCE." IV. That the accommodation acceptance, indorsement, bill, or note of a corporation is ultra vires. (See Bank of Genesee vs. .Pal chin Bank, 13 N. T., p. 309, and 19 N. Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions, p. 80; Monfords vs. Farmers'' $ Mcch. Bank, 2(5 Barb., p. 5(58 ; Farmers1 $• Mecii. Bank vs. Troy City Bank, 1 Doug. (Mich.), j>. 45.) [NOTE.—In the United States circuit court, western district Virginia, Judge Bond has recently decided the cases of /Scligman $ Co. vs. The Charlottesville National Bank, and Johnston Brothers J- Co. against the same bank. The first was an action of covenant upon a letter of credit for £5,000, issued under the seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said letter. The latter was assumpsit upon live bills of exchange for $5,000 each, dated April 16, 1875, each drawn by said Charlottesville Bank upon the Citizens7 National Bank of Baltimore, payable to the order of Flannagan & Son, acceptance waived, maturing upon days " fixed" within five days of each other, the first, November 20, and the last, December 10 of same year. Said bills were not drawn against funds due or to become clue from the said Citizens7 to said Charlottesville Bank, but were a mere loan of the credit of the latter bank (it being without funds) to the said Flannagan &, Son, and drawn to be used by the latter, as they were used, as collateral security in part for a loan of $25,000, made by said Johnston Brothers <}•' Co. to said Flannagan & Son. Said plaintiffs took said bills as such collateral security, and with full notice of all the facts aforesaid. Held, I. That said letter of credit and said bills of exchange were only the accommodation paper of said Charlottesville National Bank, and, as such, void in the hands of the plaintiffs, holding with full notice of their character. II. That the incidental powers conferred upon national banks are not such as are conferred upon banks generally, but only such as are necessary to carry on the specific banking business prescribed by the national-bank act. Hence, though such banks may borrow money for certain purposes, they have no power to loan their credit to customers. These cases will be reported in the Bankers' Magazine for December, 1879.] ACTIONS. I. A national bank may be sued in the proper State court. (Bank of Bethel vs* Fahquioque Bank, 14 Wall., 383, p. 395.) II. Such banks may sue in Federal courts. The word " b y " was omitted in section 57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 5O6'-7.) Receivers may also sue in United States courts. (Ibid.) III. When the full personal liability of shareholders is to be enforced the action must be at law. (Kennedy vs. Gibson, 8 Uall., p. 505; see also, Casey <jrc, vs. Galli, supra.) IV. But if contribution only is sought, the proceedings may be in equity, joining all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.) See, also, title " SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post. REPORT OF THE COMPTROLLER OP1 THE CURRENCY. LXI ACTIONS—Continued. V. A national bank located in one State may bring an action in the circuit court of United States sitting within another State, against a citizen thereof. (Manufacturers' National Bank vs. BaaeJc, 8 Blatch., 147.) VI. In such action it will be presumed, so far as the question of jurisdiction is concerned, that the stockholders of such bank are citizens of the State where the bank is located. (Ibid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in United States circuit court northern district of Ohio, it was held that a national bank does not sue in the Federal court by virtue of any right conferred by the judiciary act of 1789, but by virtue of the right conferred by its charter, the national-bank act, and this would seem to be the true doctrine. (See Thomp. National Bank Cases, 295.) Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298f decided by Mr. Justice Miller of the United States Supreme Court. VII. National banks can be sued only in the courts designated in the national-bank act. Therefore a State court of New York has no jurisdiction of an action against a national bank located in Alabama. (Cadle vs. Tracy, 11 Blatch. p. 101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. Y.f p. 96. See, also, Title " JURISDICTION," post. ATTACHMENT OF ASSETS. I. When a creditor attaches the property of an insolvent national bank, he cannot hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others. (First National Bank of Selma vs. Colby, 21 Wall., p. 609.) See, also, title "JURISDICTION," II, post. II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court, before final judgment. (See Central National Bank vs. Richland National Bank, 52 Howard, N.Y., p. 136.) ATTORNEYS. I. Section 56 of currency act is directory only, and it cannot be objected by defense that a suit is brought by private attorney instead of the United States district attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.) BY-LAWS. I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, <J-c, 18 Wall,p. 589.) See,.also, case of Bank vs. Lanier, 11 Wall., p. 369, cited under "LOANS ON SHARES," post. [NOTE.—In Young vs. Vangh, 23 N! J. Equity R., p. 325, it was held that a national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted'to the bank and that transfers in violation of such bylaws were void. As it is held by the Supreme Court of the United States that such by-laws cau create no lien for indebtedness, it would seem that a regulation prohibiting such transfers can be of little practical use, even if the power exist. ] CHECKS. I. The holder of a check on a national bank cannot sue the bank for refusing payment, in the absence of proof that it was accepted by the bank. (National Bank of the Republic YS. Millard, 10 Wall, p. 152.) II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment they are received they become the moneys of the bank, may be loaned as a part of its general fund, and the check of the depositor gives no lien upon them. (Ibid., per Davis, J., p. 155.) III. Perhaps, on proof that check had been charged to the drawer, and that the bank had settled with him on that basis, the holder or payee could recover on a count for u money had and received." (Ibid., pp. 155-6.) IV. The facts that the bank Avas a United States depository and the check was drawn by a United States officer to a United States creditor do not vary the rule. (Ibid., pp. 155-6.) V. Where a bank pays a check drawn on it in favor of a party whose indorsement thereon is forged, and the same has passed through several hands, only reasonable diligence is required to be exercised in giving notice to prior holders of the*" forgery, after its discovery, in order to hold them liable. (Schroeder vs. Harvey, 75 III, p. 638) LXII HEPORT OF THE COMPTROLLER OF THE CURRENCY* CHECKS—Continued. VI. A clerk of plaintiffs' received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due, The clerk, wrongfully and without authority, indorsed the names of the plaintiffs on these checks and transferred them to other persons, apropriatng the proceeds to his own use. Subsequently these cheeks were deposited with a bank, which in good faith collected them and paid over the proceeds 1to the depositors. In a suit by plaintiffs against the bank, to recover the amounts so collected by it: Held, that the bank was liable. {Johnson vs. First National Bank, 13 N. Y. Sup. C.) VII. Bankers are presumed to know the signatures of their customers, and pay checks purporting to be drawn by them at their peril. ( Weisser7 vs. Dennison, 10 N. Y., p. 08; National Hank of the Commonwealth vs. Grocers National Bank, 35 Howard, N. Y., Pr., p. 412.) This last case holds that if the bank, the drawee, pays the forged 'check to the holder, it cannot recover back the money so paid. The same doctrine was held in case of First National Bank of Quincy vs. Iiicker, 71 III., p. 439; but qualified by holding that it applied only where the presumed negligence was all on the side of the bank, and where the holder or payee had been guilty of no fraud or act to throw the bank off its guard. VIII. CERTIFYING.—National banks have the power to certify checks ; and this power may be exercised by the cashier without any special authorization. The directors can limit this power, but such limitation will be no defense as to parties having no notice. (Merchants' Nal. Bank vs. State Nat. Bank, 10 Wall., p. 604.) IX. A certificate of a bank that a check is good is equivalent to an acceptance, implying that the bank has the funds to" pay it, and that they are set apart for that purpose. [Ibid.) X. A national bank is liable on a check certified by its cashier to the holder in good faith, although the drawer had no funds in the bank when it was certified. (Cooke vs. State Nat. Bank, 52 N. Y., ]). 90.) XI. The act of Congress of March 3, 1889, making it unlawful for a national bank to certify checks unless the drawer has at the time funds on deposit to an amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer in its hands at the time, but engaging to pay the same when a draft left with it for collection by the drawer shall have been paid. (National Bank vs. National Bank, 7 West Vu. St., p. 544.) CITIZENSHIP. 1. National banks are citizens of the State in which they are organized and located, and when sued by national banks of other States have a right to demand a removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants'' National Bank, 4 Thomp. fy C. (Thompson <$r Cook), N. Y. Sup. C.,p. 195, and 1 Hunter, N. Y., p. 702. See also title "ACTIONS" V and VI, supra; Davis vs. Cook, 9 Nevada, p. 134.) II. A national bank, being a citizen of the State in which it is located, may be required to give security for costs when suing in another State ; and in the State of New York such security may be required, because the bank is regarded as a corporation created by a foreign State. (National Park Bank vs. Gunst, 1 Abbott's New Cases, 292.) COLLECTIONS. I. A bank receiving paper for collection undertakes to use due diligence in making demand at maturity, and giving the proper notices of non-payment. An unreasonable delay will charge the bank with liability for the amount; and proof that the paper would not have been paid, if presented, will constitute no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p. 211; Capital State Bank vs. Lane, 52 Miss., />. 677; Fal)ens vs. Mercantile Bank, 23 Pick., Mass., p.mi) II. And it the bank receiving paper for collection, upon a sufficient consideration, transmits it to another bank to be collected, the receiving bank will be liable for the misconduct of such other bank, unless there is some agreement to the contrary. (Montgomery Comity Bank vs. Albany City Bank, 7 N Y.,p. 459 ; Commercial Bank vs. Union Bank, 11 N. Y.,p. 203; Kent vs. Daivson, 13 Blatchf, p. 237 ; First National Bank vs. First National Bank of Denver, 4 Dill, p. 290.) III. A bank received a check upon itself for collection, being at the same time a large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check : Held, that the bank was chargeable for the negligence. (Bank of New Hanover vs. Kenner, suj)ra.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII COLLECTIONS—Continued. IV. A bank holding a check for collection, and accepting the certification of the hank upon which it is drawn, in lieu of payment, assumes the risk and thereby becomes liable to the owner for the amount, with interest from date of certification. {Essex County National Bank vs. Bank of Montreal, 7 Bissell, p. 193.) V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, X. C, for collection. Defendant by letter acknowledged the receipt of the draft, stating that it had been credited to the Corn Exchange Bank, and entered for collection. Thereupon defendant sent draft to Burbank & Gallagher, 1 jankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting. In a suit brought by the assignee of the Corn Exchange National Bank against the Dawson Bank to recover the proceeds of the draft: Held, per Wallace, J., that the latter bank was-liable for the amount. {Kent, assignee, <$-c, vs. The Dawson Bank, 13 Blatchf, p. 237.) [NOTE.—The court concedes that the authorities are conflicting upon the point involved in this case. In New York, Ohio, and in England, the decisions sustain the conclusion of Judge Wallace, while in Connecticut, Massa• chusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The point was made in this case that the law of Illinois should control the rights of parties, but it was held otherwise.]1 VI. In an action by G against a bank it appeared that a note was made to G's order, indorsed by him, and sent through the house of B, a banker, for collection, and by B indorsed to the defendant bank, "for collection and credit": Held, that B, by the indorsement, did not become the owner of the note, and had no right to pledge it, or direct its proceeds to be credited to him in payment of his indebtedness to the defendant bank. {First National Bank vs. Gregg, 79 Pa. St., p. 384.) VII. In such case, if the defendant bank had made advances, or given new credit to B on the faith of the note, it would have been entitled to retain the amount out of the proceeds. {Ibid.) VIII. A bank holding a customer's demand note has a lien upon the proceeds of drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. {Be Earns worth, 5 Biss., p. 223.) IX. A collection agent who receives from his jmncipal a bill of lading of merchandise, deliverable to order, and attached to it a time draft, may, in the absence of special instructions, deliver the bill of lading to the drawee of the draft, upon the latter's acceptance of the draft. It is not the duty of the agent to hold1 the bill after such acceptance. {National Bank of Commerce vs. Merchants' National Bank, 1 Otto, p. 92.) X. WoolenfyCo., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The remittance was by letter, which merely stated that the draft and bills were sent to defendant for collection and remittance of proceeds to plaintiffs, Woolen cf Co. The draft was drawn by, and to the order of, Coder fy Co., indorsed by them, by Mayhew, and the plaintiffs. By the terms of draft the drawer, indorsers, and acceptor waived presentment for payment and notice of protest and non-payment. It was payable fifteen days after its date, and it was admitted that by ordinary course of transit the lumber Avould reach its destination eight days prior to the maturity of the draft. There had been no business transactions between plaintiff's and defendants, save one collection similar to this. Defendants presented the draft to Bugbee for acceptance, and, upon such acceptance, delivered to him the bills of lading. Bugbee failed before the draft matured, and plaintiffs sued defendants for delivering the bills of lading to Bugbee before payment of the draft. It was conceded, that the draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber -the funds to meet the draft at maturity. Therefore, upon his acceptance of the draft, he was entitled to the bills of lading, and defendants were not liable for thus delivering them, but if the draft had not been upon time, a different rule might have prevailed. (Woolen if Webb vs. N. Y. and Erie Bank, 12 Blatchf, p. 359.) LXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. COMPROMISES. I. In adjusting and compromising contested claims against it, growing out of a legitimate banking transaction, a national bank may pay a larger sum than would have been exacted is satisfaction of them, so as to thereby obtain a transfer of stocks of railroad and other corporations, in the honest belief that, by turning them into money under more favorable circumstances than then existed, a loss which it would otherwise suffer from the transaction might be averted or diminished. (First National Bank vs. National Exchange Bank. 2 Otto, p. 122.) II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to their subsequent conversion into money, in order to make good or reduce an anticipated loss. (Ibid.) See, also, Title " ESTATE, REAL," I, post. COMPTROLLER. I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy • vs. Gibson, 8 Wall, p. 498.) II. The Comptroller's certificate, reciting the existence of the facts of which he is required to be satisfied, to justify the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such appointment, in an action brought by such receiver. (Plait vs. Bebce, 57 JV". Y., p. 339.) III. The Comptroller must authorize any increase of the capital stock of a national bank; and such increase must be certified by him as prescribed by section 13 of the act of Congress providing for the organization of national banks. (R. S., sec. 5142. Charleston vs. People's National Bank, 5 S. C, p. 103.) IV. The Comptroller cai*»ot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill, 11 Wall., p. 199.) See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITY OY," post. CONVERSION. I. The conversion of a State into a national bank works no dissolution, only a change of the original corporation; nor does the latter thereby escape any of its liabilities. (Maynard vs. Bank, 1 Breicster, Pa., p. 483; ilelsey vs. National Bank of Crawford, 69 Pa. St., p. 426; Cojfeij vs. National Bank of Missouri, 46 Mo., p. 140.) CURRENCY ACT. I. The purpose of the currency act was, in part, to provide a currency for the whole country, and, in part, to create a market for the government loans. (Per Strong, J., in Tiffany vs. Missouri, 18 Wall., p. 413.) II. National banks organized under the act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of an important branch of the public service; and Congress, which is the sole judge of the necessity for their creation, having brought them into existence, the States can exercise no control over them, nor in any wise affect their operation, except so far as Congress may see4 proper to permit. (Per Swayne, J., in Farmers and Mechanics' National Bank vs. Dearing, 1st Otto, p. 29.) III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on the same principle as the act creating the second Bank of the United States. The reasoning of Secretary Hamilton, and of this court in-McCulloch vs. Maryland, 4 Wheat., p. 316, and in Osbornexs. Bank U. S., 7 Wheat., p. 708, therefore applies. IV. The, power to create carries with it the power to preserve. The latter is a corollary of the former. (Ibid., per Swayne, J.,pp. 33-34.) DEBTORS OF NATIONAL BANKS. I. Debtors of an insolvent national bank, when sued by the receiver, cannot object that pleadings do not show a compliance with all the steps prescribed by statutes as preliminary to the appointment of such receiver. (Cadle, Receiver, <^c, vs. Baker § Co., 20 Wall., p. 650.) II. Such ordinary debtors may be sued by receiver without previous order of the Comptroller. (Bank \s. Kennedy, 17 Wall., p. 19.) DEPOSITS, GENERAL. I. The relation between a bank and its depositors is that of debtor and creditor only, and is not fiduciary. Thus, a note deposited for collection, if passed to the credit of the dex>ositor in his general account, then overdrawn, becomes the property of the bank, which becomes indebted to him for the proceeds. Upon the bankruptcy of the bank, the proceeds are assets available to the general creditors. And the fact that the account was made good by other deposits before collection of the note makes no difference. (In re Bank of Madison, 5 Bissell, p. 515.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV DEPOSITS, GENERAL—Continued. II. A deposit is general, unless the depositor makes it special, or deposits it expressly in some particular capacity. And in case of a general deposit of money with a banker, a previous demand by the depositor, or some other person by his order, is indispensable to the maintenance of an action for the deposit, unless circumstances are shown which amount to a legal excuse. (Brahm vs. Adkins, 77 III., p. 263.) III. A national bank having become insolvent, a depositor therein assigned his deposit to a debtor of the bank. Held, that the latter could not offset such deposit against his debt, in an action thereon. ( Fenango Nat. Bank vs. Taylor, 56 Pa. St.,p.U.) IV. A depositor was also indebted to the bank on bond and mortgage. Held that he could offset his deposit against said indebtedness, the bank being in the hands of a receiver. (Matter of New Amsterdam Sav. Bank vs. Tar tier, 54 How. (NY. Pr.),i>. 385.) Y. The claims of depositors in a suspended national bank are, when proved to the satisfaction of the Comptroller of the Currency, on the same footing as if they were reduced to judgments, and from date of such proof bear interest. (Nat Bank of the Commonwealth vs. Mich. Nat. Bank, 94 U. S. (4 Otto), p. 437.) DEPOSITS, CERTIFICATES OF. I. A certificate of deposit was issued by a bank for a certain sum, subject to the order of the depositor at a certain date, payable on the return of the certificate : Held, in an action on said certificate against the bank, brought by an assignee, that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. McElroy, 52 Ind., p. 404.) II. In a suit against the bank, upon a stolen certificate of deposit given by the defendant to the plaintiff, reciting that he had deposited in the bank a certain number of dollars, payable to his order in current funds, on the return of the certificate properly indorsed: Held, first, that the instrument should be regarded as the promissory note of the bank, assignable under the statute (of Indiana), but that it was not negotiable as an inland bill of exchange, being made payable, not in money, but "in . current funds'7; second, that the payee could recover on said stolen certificate without giving a bond against a subsequent claim thereunder by another person. (National State Bank vs. Ring el, 51 Ind., p. 393.) III. Where a bank issues a certificate of deposit, payable on its return properly indorsed, it is liable thereon to a oona-fide holder, to whom it was transferred seven years after it was issued, notwithstanding the payment thereof to the original holder. Such certificate is not dishonored until presented. (Natio7ial Bank Fort Edward vs. Washington Co. National Bank, 5 Hun., N Y. Sup. Court, p. 605.) IV. Under a statute prohibiting the circulation of bills or notes not payable on de» inand, banks have no power to issue time certificates of deposit; and such certificates, if issued, are void. They are equivalent to post notes. (Bank of Peru vs. Farnesivorth, 18 III, p. 563; Bank of Orleans vs. Merrill, 2d Hill (N. Y.)y p. 295; Leviatt vs. Palmer, 3 N. Y. (Comst.), p. 19.) DEPOSITS, SPECIAL. I. The taking of special deposits to keep, merely for the accommodation of the depositor, is not within the authorized business of national banks,* and the cashiers of such banks have no power to bind them on any express contract accompanying, or any implied contract arising out of, such taking. ( Wiley vs. First National Bank, 47 Ft,, p. 546. ) II. If a banking association, under the national-currency act, has power to assume the duties and obligations of a naked bailee of property, either gratuitously or for hire (as to which point the court does- not decide, though apparently inclined to deny such power), it is clearly outside its ordinary business • and it is not within the scope of the general powers or general authority of its executive or ministerial offices to bind such corporation by a contract for such bailment. Therefore, in the absence of proof of special authority for that purpose, delegated by the board of directors, or evidence that such powers have been exercised by their knowledge and sanction, or that such has been the habit and custom of the bank, it is not responsible for property thus received by its cashier. (First National Bank Lyons vs. Ocean National Bank, 60 N. Y., p. 278.) III. A circular issued by such corporation, inviting the correspondence of other banks, and offering to buy and sell securities for them, is no evidence of a consent, on its part, to become a general bailee and deuositorv of such securities for its correspondents. (Ibid.) LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. DEPOSITS, SPECIAL—Continued. IV. The corporations formed under the national-currency act are banks of deposit, as well as circulation. They are authorized to issue their own notes, and receive from others their money and circulate it. Money so received is termed a deposit, although it has none of the qualifications of a bailment, thus named. There is no trust or promise to redeliver the same money. By the deposit the money becomes the property of the bank, and only the relation of debtor and creditor is created. (Ibid., per Allen, J., p. 288.) [NOTE 1.—In the last-cited case the cashier of the Ocean National Bank had, at sundry times, received United States bonds belonging to the Lyons bank. Some of these bonds had been purchased by said cashier and the assistant cashier for the Lyons bank. Two or three times, by the order of the latter bank, the coupons of these bonds had been cut off by said cashier and proceeds credited to the Lyons bank. But there was no proof that these transactions were done, or that said bonds were kept in the vault of said Ocean Bank, with the knowledge of the directors. While said bonds were thus kept, burglars broke in and stole them. The court held, and the opinion was unanimous, that there was no difference under the currency act between such a deposit of United States bonds and a deposit of other valuable property, such as plate, diamonds, or jewelry, for safe-keeping, gratuitously. It was a naked bailment of deposit, without reward, and such an act of the cashier as did not bind the bank.] For definition of the bailment called " deposit," and the liabilities of such a bailee, see Story on Bailments, section 4, and sections 61 to 135. As to special deposits of money with a hank, see Story on Bailments, section 88; also Smith vs. First National Bank, 99 Mass., p. 605. In this last case there had been a special deposit of gold coin, to be returned when called for. The cashier embezzled the funds: Held, that the bank was not liable, as there was no gross negligence on the part of the corporation. [NOTE 2.—The cases of Wiley vs. First National BanJc and First National Bank of Lyons vs. Ocean National Bank, as above cited, are referred to with decided approval in Weckler vs. First National Bank of Hagerstotvn, 42 Md., p. 581. It is proper to state, however, that the cases of Scott vs. National Bank of Chester Valley, 72 Fa. St., p. 471; First National Bank of Carlisle vs. Graham, 79 Pa. St., p. 106, and ChattahoocJiee National Bank vs. Schley, 58 Ga.,p. 369, hold directly the contrary doctrine, although in the last-named case the point was not really in dispute. The rulings in New York and Vermont would seem, to the writer, sound; but the custom of receiving special deposits for safe-keeping, and without reward, has been so general with banks that it may control, in giving construction to the national-bank act.] DIRECTORS OF NATIONAL BANKS. I. Directors of a national bank may remove the president, both under the law of Congress and the articles of association, where the latter so provide. The power exists if the bank has adopted no bv-laws. (Taylor vs. Hutton, 43 Barb., N. Y. Sup. Court, p. 195; S. C, 18 Abb.^Pr. B.,p. 16.) II. In all cases where an act is to be done by a corporate body, a majority of the whole number of directors is necessary to constitute a valid meeting; but at a meeting when a quorum is present, the majority of those present may act. A by-law adopted when less than a majority are present is void. (Lockwood vs. American National Bank, 9 Bhode Island, p. 308. See Title ' ' OFFICERS," post.) EMBEZZLEMENT. I. When the president of a national bank, having charge of its funds, converts them to his own use, he embezzles and abstracts them within section 55 (R. S., sec. 5209) of the national-bank act, unless he shows authority for thus using them. (In the matter of Van Campen, 2 Benedict,p. 419, per Blatchford, J.) II. Although false entries in- regard to such embezzlement are made on the books of such bank by the clerk, but by the order of the president, the latter is chargeable as principal; and the intent to defraud the bank is to be inferred from the fact of such embezzlement. (Ibid.) III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud, &c. On trial it was proved that defendant took the moneys of the bank and used them in stock speculations, carried on in his own name, by depositing the same with a stock broker as "margins77 for stocks bought on his own account. Held, that the intent to injure or defraud was conclusively presumed upon proof of the act charged; and, therefore, evidence was not admissible to prove that the cashier used the funds with the knowledge and consent of REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII EMBEZZLEMENT—Continued. the president, and some of the directors of the hank, and on account of and for the henefit of the hank. ( United States vs. Taintor, 11 Blatchf., p. 374.) [NOTE.—This last case was decided in the United States circuit court, southern district of New York, Woodruff, Blatchford, and Benedict, J. J., all concurring in the decision.] _ IV. A State court has no jurisdiction of the crime of emhezzlement hy an officer of a national hank situated Avithin the State. (Commonwealth vs. Felton, 101 Mass., p. 204; State vs. Tidier, 34 Conn., p. 280.) But in this latter case it was also held that while a teller of such hank could not he punished for emhezzling the funds of the bank, he could he convicted, under the statute of the State, for purloining property deposited with such hank for safe-keeping; and in Commonivealth vs. Barry, 116 Mass., p. 1, it was decided that though an officer of a national hank, who has stolen its property, may be subject to punishment for embezzlement under the national law, he may also be punished for the same act, as a larceny, under the statute of the State. ESTATE, REAL. * I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land subject to a lien in favor of the bank> and to other liens, is discharged of those other liens by funds from the assets of the bank, the land being then sold, and the entire proceeds of such sale realized to the bank assets, provided the title does not pass through the bank or its trustee. (Zantzingers vs. Gunton, 19 Wall, p. 32.) (i See, also, Title LOANS ON REAL ESTATE," post.) ESTOPPEL. I. A shareholder in a national bank, who has participated in its transactions as such, and received dividends, is estopped from denying the legality of its incorporation. The same rule applies to one accustomed to deal with a national bank as such, as by giving his promissory note to such bank. (Wheelock vs. Kost, 77 III., p. 296; National Bank vs. Phoenix Warehousing Company, 6 Hun. (N. Y.), p. 71; Casey vs. Galli, 94 U. S., p. 673, and numerous cases therein cited.) EVIDENCE. I. Even if it is within the authority of the president of a national bank to bind the bank by an agreement with the acceptor of a draft, which is discounted by the bank, not to enforce the draft against him, yet oral evidence of such , an agreement is not competent in defense of a suit by the bank against the acceptor. (Davis vs. Randall, 115 Mass., p. 547.) II. The certificate of the Comptroller of the organization of a national bank is conclusive evidence as to the completeness of such organization, in a suit against one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. Westliiver National Bank, 19 Mich,, p. 196.) III. In ordering an assessment for the payment of the debts of an insolvent bank, the stock certificates and stock ledger of the bank most be taken by the Comptroller of the Currency, in the absence of fraud or mistake, as showing who the stockholders were at the time of the failure. (Davis TS. Essex Baptist Society, 44 Conn., p. 582.) INTEREST. I. Under section 30, act of 1864, a national bank m any State may take as high rate of interest as by the laws of such State a natural person may stipulate for, although State banks of issue are restricted to a less rate. (Tiffany vs. National Bank of Missouri, 18 Wall., p. 409.) [NOTE.—In Missouri, natural persons may take ten per cent., but State banks are restricted to eight per cent. In this case the national bank had taken nine per cent.: Meld, legal. ] II. Held, also, that as the action was virtually brought to recover the penalty for usury, the statute (section 30) must receive a strict construction. (Ibid., p. 409.) III. In a suit by a national bank upon a bill of exchange discounted by it, the acceptor cannot set up by way of counter-claim, or set-off, that the bank in discounting a series of bills of said acceptor, the proceeds of which it used to pay other bills, knowingly took, and was paid, a greater rate of interest than that allowed by law. (Barnett vs. National Bank, 98 U. S., 8, Otto, p. 555.) LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. INTEREST—Continued. IV. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty for such taking, the person paying such unlawful interest, or his legal representative,, may in an action of debt against the bank recover back twice the amount so paid, he can resort to no other mode or form of procedure. (Ibid., Brown vs. Second National Bank of Erie, 72 Pa. St., p. 209.) [NOTE.—The above case in 98 U. S. overrules several State decisions on the same point.] See also Title " USURY/ 7 post, INTEREST ON CLAIMS OF CREDITORS. I. Where a national bank is put in charge of a receiver, under section 50 of the original currency act (R. S., sec. 5234), and a sufficient sum is realized from its assets to pay all claims against it and leave a surplus, the Comptroller ought to allow interest on the claims during the period of administration before appropriating the surplus to the stockholders of the bank. An action of assunrpsit by the holder of such a claim will not lie against the Comptroller, nor against the receiver, but will lie against the bank. (Chemical National Bank vs. Bailey, 12 Blatchf, p. 480.) II. In such action interest is recoverable on all demands originating in contract conditioned for the payment of interest, and on all demands for money due and unpaid, by way of damages for non-payment after such demands became due. And interest is recoverable on a balance due a depositor in such bank, although he has made no formal demand of payment. (Ibid.) But, as to this last point, see the ruling of the Supreme Court. III. In the case of National Bank of the Commomvealth vs Mechanics' National Bank, 4 Otto, p. 437, the Supreme Court United States decided that a depositor in a national bank, when it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest upon the deposit; that the claims of depositors in such bank at date of suspension for the amount of their deposits are, when proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to say, they draw interest from the time of such proof and allowance. It was also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon. IV. When the Comptroller assesses shareholders to pay the debts of an insolvent national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galli, ante.) JUDGMENTS. I. A judgment against a national bank in the hands of a receiver, upon a claim, only establishes the validity of such claim ; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel vs. Pahquioque Bank, 14 Wall., p. 383. Clifford, J., p. 402.) JURISDICTION. I. A United States district court has jurisdiction to authorize a receiver of an in. solvent national bank to compromise a debt. (Matter of Platt, 1 Ben.,p. 534.) II. A resident (citizen) of Kentucky was a creditor of a national bank located in Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain moneys belonging to said bank, in the hands of the National Park Bank, in New York. Subsequently the receiver of the Alabama bank (which had failed) was, on his own motion, made party defendant to the action pending in the New York supreme court, and pleaded "want of jurisdiction," and other defenses. The supreme court overruled his plea to the jurisdiction, rendered judgment against the receiver on the merits, and ordered satisfaction to be made from the moneys attached. Thereupon the receiver filed his bill in chancery in the United States circuit court for the proper circuit, praying an injunction to restrain the collection of the judgment rendered by said supreme court, and that the moneys attached be paid to him as receiver. Held, that, by the provisions of the currency act, the State court was deprived of jurisdiction of the attachment proceedings; that the receiver was not estopped by the proceedings in said State court from asserting his rights in said circuit court, and that he was entitled to the relief prayed for in his bill. (Cadle, receiver, <fc, vs. Tracy, 11 Blatchf., p. 101.) See also Title "RECEIVERS," VII, post. III. State courts have no jurisdiction of actions to recover penalties imposed by the national-bank act. (Newell vs. National Bank of Somerset, 12 Bush., Ky., p. 57. (See also Title "EMBEZZLEMENT," IV, ante.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX JURISDICTION—Continued. IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the Comptroller of the Currency in the discharge of their duties in respect to bonds deposited to secure the redemption of circulating notes of a national bank. (Van Antwerp vs. Hulburd, 1 Blatchf., p. 426.) V. An action will not lie against the Comptroller nor the receiver, upon a claim, against an insolvent national bank, but will lie against such bank. (Chemical National Bank vs. Bailey, ante. See also Bank of Bethel vs. Pahquioque Bank, ante.) VI. A national bank cannot be sued in the United States district courts outside of the district where it is located. (Main vs. Second Nat. Bank of Chicago, 6 Bissell, p. 26.) Nor can such action be brought against a national bank in a State court, save in the county or city where it is located. (Crocker vs. Marine National* 101 Mass.t p. 240. See also Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.) LOANS IN EXCESS. I. A loan by a national bank in excess of the restriction of section 29 of the act of 1864 (Revised Statutes, section 5200), which provides that the total liabilities of any person (borrower) shall not exceed ten per centum of the capital stock, &c, is not void on that account. The loan may be enforced, though, the bant may be liable to proceedings for forfeiture of its privileges, & c , for making it. (Steivart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424. See also O'Hare vs. Second National Bank, 11 Pa. St., p. 96.) In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The Same vs. The National Union Bank, application for injunction, &c, United States circuit court, Baltimore, Md., Judge Giles held * * * " As to the first charge in this bill against #the defendant, in reference to the amount loaned to Bayne & Co., in violation of the twenty-ninth section of the act of June 3, 1864, I would only say that the loan made under such circumstances is not void; it can be enforced as any other loan made by the bank." Vide 31 Md., p. 396. The validity of a loan in excess of the above-named statutory restriction was established and set at rest by the decision of the Supreme Court United States, in the case of Gold Mining Company vs. Rocky Mountain National Bank, 96 U. S., (6 Otto), p. 640. LOANS ON REAL ESTATE. A executed a note to B, and, to secure payment thereof, also executed a deed of trust on lands, which was in effect a mortgage, with a power of sale thereto annexed. A national bank, on the security of the note and deed, loaned money to B, who thereupon assigned them to the bank. The note not being paid at maturity, the trustee was proceeding to sell the lands pursuant to the power, when A filed a bill in chancery to enjoin the sale upon the ground that by sections 5136-37, R. S., the deed did not inure as a security for a loan made by the bank at the time of the assignment of said note and deed. Held, that the bank was entitled to enforce collection of the note by a sale of the lands pursuant to the power in the deed of trust. Union National Bank of St. Louis vs. Matthews, 98 U. S. (8 Otto), p. 621. Mr. Justice Miller dissented, holding the note valid, but that the deed was inoperative as security to the bank. LOANS ON SHARES. I. National banks are governed by the act of 1864, which repealed the act of 1863, and cannot, therefore, make loans on the security of their own shares, unless to secure a pre-existing debt, contracted in good faith (Bank, &c, vs. Lanier, 11 Wll'3(9) ,p) II. The placing of funds by one bank on permanent deposit with another bank is a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.) III. Loans by such banks to their shareholders do not create a lien on the shares of such borrowers. (Ibid., p. 369. See also Bullard vs. Bank, 18 Wall., p. 580; and "BY-LAWS," supra. IV. But a national bank has the right to make loans on negotiable notes secured by the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics' Bank, 1 Hugh. ,p. 101.) The same doctrine was also held in case of Germania National Bank et al. vs. F. F. Case, receiver,tyc,decided by the Supreme Court U. S. at its last term. It will be reported in 99 U. S., C. C.) LXX REPORT OF THE COMPTROLLER OF THE CURRENXT. LOCATION. I. Under sections 6, 8, 10, 15, 18, and 44 of the original currency act (13 Stat. at Large, 101), respecting the location of banking associations, a national bank is to be regarded as located at the place specified in its organiz ation certificate. If such place is in a State, the association is located in that State. (Manufacturers' National Bank vs. Baack, 8 Blatchf., p. 137.) OFFICERS. I. CASHIER. The cashier is the general executive officer of a bank, haviug charge of its funds, notes, bills, and other choses in action. Either directly or through his subordinates he receives all moneys and notes of the bank, delivers up discounted paper when paid, draws checks to withdraw funds of the bank when deposited, and generally, as such executive officer, transacts most of the bank business. ( United States vs. City Bank of Columbus, 21 How.,p. 356, and numerous later decisions.) II. But the cashier can make no declaration binding the bank not within the scope of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12: S. P., 3 Watts 4- S., Pa., p. 317; 3 GUI, Md., p. 96.) III. A cashier, AVIIO has made sale of corporate property, and holds a balance in his hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.) IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. ( West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill, p. 403.) Y. Although the cashier of a bank may, in the ordinary course of business, without the action of the directors, dispose of the negotiable securities of the bank, he has not the power to pledge its assets for the payment of an antecedent debt. (State of Tennessee vs. Davis, 50 How. (N. Y.), p. 447.) VI. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence in acquiring knowledge of its business. They cannot be heard, when sued, to say that they were not apprised of facts the existence of which is shown by the books, accounts, and correspondence of the bank. They should control the subordinate officers of the bank in all important transactions. Therefore, under the circumstances proved in this particular case, they were held liable for the abstraction and sale of special deposits by the latter. ( United Society, <f*c., vs. Undenvood, 9 Bush, Ky.,p. 609; German Bank vs. Wulfekuliler, 19 Kansas, p. 60.) VII.|The cashier of a national bank, who had executed no bond, embezzled its funds, discovery whereof might have been effected by use of slight diligence on the part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being prudently and honestly administered, and from which the public had a right to believe that he was trustworthy. Afterward, persons who had seen this report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to be held liable thereon: Held, That such sureties, being misled by the statement, were released. They had a right to believe that the directors, before publishing it, investigated the condition of the bank. (Graves vs. Lebanon National Bank, 10 Bushy Ky., p. 23.) VIII. PRESIDENT. A guaranty against loss for signing as sureties, given by a bank president without authority from the directors, to those whom he had solicited thus to sign a note, given to the bank to retire a prior note held by it against their principal, is held to be the individual contract of the president, and not binding upon the bank. (First National Bank vs. Bennett, 33 Mich., p. 520.) IX. A president of a bank, who, with the cashier, had the general charge of its business, permitted and directed the drawing of moneys from the bank by one irresponsible, without security, and for a business in which the president was interested with the party drawing the funds. He requested the cashier not to say anything of it to "the directors: Held, That the president was personally responsible for the moneys thus drawn. (First National Bank of Sturgis vs. Heed, 36 Mich., p. 263.) [ Quaere: Would not an indictment for embezzlement lie under the national-bank act ?] X. The president of a bank, as such, has no authority to release the claims of the bank against any one. Such authority must come from the directors, by vote or implication. (Olney vs. Chadsey, 7 B. I., p. 224.) POST-NOTES. I. Certificates of deposit, payable at a fixed future day, held to be equivalent to post notes, and therefore void, as prohibited by a State law. (See ante Title, "DEPOSITS, CERTIFICATES OF," IV, and cases there cited.) REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXI RECEIVERS. I. The receiver of a national bank is the instrument of the Comptroller, and may be removed by him. {Kennedy vs. Gibson, 8 Wall., p. 505.) II. Such receiver is the statutory assignee of the assets of the bank, and may sue to collect the same in his own name, or in the name of the bank for his use. (Ibid., p. 506.) III. In such suit it is not necessary to make the bank or creditors parties. (Ibid., p. 506.) IV. The receiver of a national bank represents such bank and its creditors, but he in no sense represents the United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall., p. 199.) V. The decision of a receiver, rejecting a claim against his bank, is not final. Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall, p. 383.) VI. The clause of section 50, act of 1864, which7 prescribes that the receiver shall be "under the direction of the Comptroller/ means only that he shall be subject to his direction, not that he shall not act without orders. He may and must collect the assets. That is what he is appointed for. (Bradley, J., in Bank vs. Kennedy, 17 Wall.,pp. 22-3.) VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts. (Plait, receiver,fyc,vs. Beach, 2 Ben., p. 303.) [NOTE.—The judge places stress upon the provision of section 31 of the act of 1864, which requires (in that particular instance) that the Secretary of the Treasury shall concur in the appointment of the receiver.] VIII. Receiver not liable to be sued on a claim against the bank. (See Title, *'JURISDICTION," V, ante.) SET-OFF. I. In an action brought to enforce the individual liability of a shareholder of an insolvent bank, such shareholder cannot set off against such liability the amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. Y., p. 458; In re Empire City Bank, 18 JV. Y., p. 199.) [NOTE.—Though these Cases were decided by a State tribunal (New York court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs. Kimball, 2 Otto, p. 362; vide also, Venango National Bank vs. Taylor, 56 Pa. St.,p. 14.] II. As to when a depositor may set off his deposit against a debt due by him to an insolvent national bank, see ante Title DEPOSITS GENERAL, IV; also, Platt, receiver, vs. Bentley, 11 Am. Law Register, p. 171. III. Usurious interest paid cannot be set off. (See Title "INTEREST," III and IV, ante.) SHAREHOLDER, WHO IS PRESUMED TO BE. I. A person is presumed to be the owner of stock when his name appears on the books of a company as a stockholder ; and when he is sued as such, the burden of disproving such presumption is cast upon him. (Turnbull v. Payson, 95 U. S. (5 Otto), p. 418.) SHAREHOLDERS, INDIVIDUAL LIABILITY OF. I. Comptroller must decide when and for what amount the personal liability of the shareholders of an insolvent national bank shall be enforced. (Kennedy vs. Gibson, 8 Wall., p. 505.) II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid., p. 505; Casey vs. Galli, 94 U. S. (4 Otto), p. 673; Germania Bank et al. vs. Case, receiver, U. S. Supreme Court, not yet reported.) [NOTE.—These cases are decisive against the ruling in Bowden vs. Morris, 1 Hugh., p. 378, C. C] III. In any suit brought to enforce such personal liability, such decision of the Comptroller must be averred by the plaintiff, and, if put in issue, must be proved. (Kennedy v. Gibson, supra.) IV. The liability of shareholders is several, and not joint. (Ibid., p. 505.) V. The limit of such liabilities is the par value of the stock held by each one. (Ibid., p. 505.) VI. Where the whole amount is sought to be recovered, the proceeding must be at law; where less is required, the proceeding may be in equity, and in such case an interlocutory decree may be taken for contribution, and the case may stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.) LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. SHAREHOLDERS, INDIVIDUAL LIABILITY or—Continued. But in Bailey, receiver, $-c, vs. First National Bank Duluth, TJ. S. circuit court for Minnesota, Nelson, J., held that even where less than the par value was assessed the suit might be at law; and this would seem to he the true theory. Vide Bankers' Magazine, April, 1877, p. 793. VII. In such equity suit, all shareholders within the jurisdiction of the court should he made parties defendant; but it is no defense that those not within the jurisdiction are not joined. {Kennedy vs. Gibson, supra.) VIII. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid., pp. 505-6.) IX. Where, before the failure of a bank, stock was transferred on its books to the name of an irresponsible person, for the purpose of escaping liability, and so stood at the time of the appointment of a receiver: Held, That the receiver could show who the real owner was, and that the latter was liable for the assessment. (Davis, Receiver of Ocean National Bank, vs. Stevens, TJ. S. Cir. Ct., southern district N Y., October, 1879. JVaite, Chief Justice.) SHAREHOLDER, LIABILITY OF TRANSFEREE-, I. The transferee of shares, when such transfer is absolute on the books of the bank, is liable to creditors to the amount of such shares, although in fact he holds them as collateral security for a loan to the shareholder who transferred them. (Sale vs. Walker, 31 Iowa, p. 344; Adderley vs. Storm, 6 Hill, p. 624; Van Biker's case, 20 Wend., p. 614; Bowden, receiver, vs. Santos et ah, 1 Hugh., p. 158; Marcy vs. Clark, 17 Mass., p. 330.) [In the Bankers1 Magazine for January, 1875, is a notice of the case of Mann, receiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank the shareholder whose name there appeared was liable for the debts of the bank; that an actual sale and the signing the ordinary power of attorney on the back of the certificate will not relieve the seller. ] To the foregoing rulings of State and other subordinate tribunals may now be added the decision of the Supreme Court United States in Germania Bank et at. vs. Case, receiver, already cited. The Germania National Bank of New Orleans discounted a note for the firm of Phelps, McCullough & Co. for $14,000, at ninety days, taking as part security therefor the pledge of 100 shares of the Crescent City National Bank stock, with power of attorney to the Germania cashier to transfer, sell, &c., on default in payment of the note. Phelps, McCullough & Co. failed, and the note was protested at maturity. Prior to the maturity of the note, the Crescent City Bank sustained such heavy losses that it was notoriously in bad repute in New Orleans; and yet, when the note fell due, the cashier of the Germania immediately transferred to his own bank, upon the books of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, a clerk of the Germania Bank ; and on the day following transferred the remainder to said Waldo. It was proved that Waldo paid nothing, was the mere agent of the Germania Bank, which still owned the 100 shares as security for the payment of said note, and that one of the principal reasons for the transfers to Waldo was the possible liability of the shareholders of the Crescent Bank for its debts in case of insolvency. Soon after, the Crescent City Bank failed. Held, per Strong, J., that the transfers to said Waldo were void as against said receiver, and that although the Germania Bank only held said shares as collateral security for the payment of said discount, it was still liable as owner for the assessment in this case ordered by the Comptroller. The opinion is able and fortified by numerous authorities. [NOTE.—In this same case, at a former term, upon a motion to dismiss the appeals of certain of the appellants, the Supreme Court recognized the right of the Comptroller to make an additional assessment, if deemed necessary; and for this reason sustained the appeals, holding that the matter in dispute was, or might be,, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent. C. C ] See also Pullman vs. Uptoyi, 96 TJ. S., 6 Otto, p. 328, as to liability of transferee. SHAREHOLDER, LIABILITY OF EXECUTOR, ADMINISTRATOR AND HEIRS OF. I. Where stockholder died before failure of bank, stock not having transferred to name of administrator: Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such a sense as to constitute him a shareholder'within the meaning of sec. 5152, U. S. Rev. Stat., so as to limit liability of the estate to funds actually in the hands of administrator. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII SHAREHOLDER, LIABILITY OF EXECUTOR OF, &C—Continued. Held, also, that the provision of the act exempting executors and administrators and trustees from personal liability was not intended to affect the liability to assessment of estates in process of settlement, but only to prevent a personal liability from running against persons acting in a trust capacity, who had received the stock for the benefit of trust estates. Davis vs. Weed, 44 Conn., p. 569. II. The liability of a stockholder is in the nature of a contract, and as such was a personal liability, for which his estate was holden at his death. (Davis vs. Weed, supra; citing Hawthorne vs. Calgf, 2 Wall.,p. 22; Lowry vs. Jamen, 46 N. T., p. 119 ; Bailey vs. Hollister, 26 N. Y., p. 112.) SHAREHOLDER, LIABILITY OF TRUSTEE OF. I. To protect trustee of stock from personal liability it must appear upon the books that he held as such trustee. (Davis vs. Essex Baptist Society, 44 Conn., p. 582.) II. Creditors have a right to know who have pledged their personal liability. (Ibid.) III. If a trustee wishes to disclose his trusteeship there is no difficulty in giving notice upon the books of the bank. If he does not do so he is guilty of laches, for which others should not suffer. (Ibid.) IV. The settlement of the affairs of an insolvent bank would be rendered a matter of great labor, expense, and delay, if persons who appeared upon the books of the bank as individual stockholders were permitted to relieve themselves by proof aliunde that they held the stock as executors, guardians, or trustees. (Ibid.) [NOTE. This last-cited case, and Davis vs. Weed, supra, although reported in the Connecticut Reports, were decided by the United States district court. ] SHARES, TAXATION OF. I. The act of 1864, rightly construed, subjects the shares of the association in the hands of shareholders to taxation by the States, under certain limitations set forth in section 41, without regard to the fact that part or the whole of the capital of such association is invested in national securities which are declared by law exempt from State taxation. (Van Allen vs. Assessors, 3 Wall., 573.) (Chase, C. J., and other judges dissented.) II. Act thus construed is constitutional. (Ibid., p. 573.) III. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national banks shall be taxed only as shares of State banks are. (Ibid., p. 573.) The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4 Wall., 459; National Bank vs. Commonwealth, 9 Wall., p. 353. In last case, held that a State law requiring the cashier to pay the tax was valid. Held, also, that a certain State tax law virtually taxed " shares of moneyed corporations," &c. (Ibid., p. 353.) IV. Shares of stock in national banks are personal property, and though in one sense incorporeal, the law which created them could separate them from the person of their owner, for taxation, and give them a situs of their own. (Tappan, collector, vs. Bank, 19 Wall., p. 490.) V. Sec. 41 did thus separate them and give them a situs of their own. (Ibid., p. 490.) VI. This provision of the national-currency act became a law of the property (in shares), and every State in which a bank was located acquired jurisdiction, for taxation, of all the shares, whether owned by residents or non-residents, and power to legislate accordingly. (Ibid., p. 490.) VII. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks located within the State, subject to the restriction that the taxation shall not be greater than the rate assessed upon other moneyed capital in the hands of individual citizens of such State, and of a certain act of the legislature of Pennsylvania which provided that such shares shall be assessed for school, municipal, and local purposes at the same rate as is now or may hereafter be assessed and imposed upon other moneyed capital in the hands of individual citizens of the State; held, that shares of national-bank stock may be valued for taxation for county, school, municipal, and local purposes, at an amount above their par value. (Hepburn vs. School Directors of the borough of Carlisle, 23 Wall, p. 480.) [NOTE.—In this case it appeared that Hepburn owed several thousand dollars of national-bank stock, the par value of which was $100 per share, and that it was valued for taxation, for a school-tax, at $150 per share. This asesssment was held valid, notwithstanding that by a certain act of the State LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. SHARES, TAXATION OF—Continued. legislature, applicable to the county of Cumberland, in which the borough of Carlisle was situated, certain specified kinds of moneyed obligations were exempt from taxation except for State purposes.] VIII. The rate of taxation of shares of a national bank by a State should be the same as, or not greater than, upon the moneyed capital of the individual citizen Avhich is liable to taxation; that is, no greater in proportion, or percentage of tax on the valuation of shares should be levied, than upon other moneyed taxable capital in the hands of the citizen. {People vs. The Commissioners, <fc, 4 Wall, p. 256.) IX. The act of Congress approved June 3, 1864 (R. S., sec. 5219), was not intended to curtail the power of the States on the subject of taxation, or to prohibit the exemption of particular kinds of property, but to protect the corporations formed under its authority from unfriendly discrimination by the States in the exercise of their taxing power. {Adams vs. Nasliville, 95 77. S., 5 Otto, p. 19.) See also Saint Louis National Batik, National Bank of Missouri, Third National Bank, Valley National Bank, and Merchants? National Bank of St. Louis vs. Papin, in United States circuit court, eastern district of Missouri, September term, 1876. Also, Gallatin National Bank of Neiv York vs. Commissioners of Taxes, supreme court of New York, first department, general term, November, 1876. These latter cases are published in the Bankers' Magazine for December, 1876. SHARES OF STOCK. I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherivise, and which suffers a shareholder to transfer without such surrender, is liable to a bona fide transferee, for value of same stock, who produces such certificate with usual power of attorney to transfer; and this is so though no notice had been given to the bank of the transfer. {BankYS. Lanier, 11 Wall., p. 369.) II. Shares quasi negotiable. {Ibid., p. 369.) SURPLUS FUND. I. Where the shares of a national bank are assessed for taxation at their par value, the surplus fund of such bank in excess of the amount required by law to be kept on hand is taxable. {First Nat. Bank vs. Peterborough, 56 N. H., p. 38.) But when such shares are assessed at their market value, and the amount of such surplus is taken into account in estimating such market value, it is not taxable. {State vs. City of Newark, 10 Vroom, N. J., p. 380.) II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by the directors to constitute a surplus fund. {Seely vs. N. Y. Nat. Exchange Bank, 4 Abb., N. Y. cases, p. 61. TAXATION BY LICENSE. I. The District of Columbia imposed a license tax on all the national banks in the District, the rate being 50 cents annually on each $1,000 of the capital invested. The Citizens1 National Bank refused to pay this assessment, and a test case was made in the District criminal court, Mr. Justice Mac Arthur presiding. This court, after full argument, held the tax illegal and void, as being contrary to the mode of taxation prescribed by Congress, which mode was held to be exclusive. TAXATION OF INTEREST AND DIVIDENDS. I. Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared during the year 1871. {Blake vs. National Banks, 23 Wall., p. 307.) TRANSFERS OF ASSETS. I. A preference of one creditor to another, within the meaning of section 5242, Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed, makes to it a loan, taking as security therefor a pledge of part of the assets of the bank, this transfer does not give him the preference prohibited by the statute. {Casey vs. Le Societe de Credit Mobilier, 2 Woods, p. 77.) II. When not binding. Under said section 5242, which declares void transfers of its property by a national bank, made in contemplation of insolvency, and with a view to give a preference to one creditor over another, or with a view to prevent the application of the assets of the bank in the manner prescribed by law, such a transfer is void if the insolvency is in the contemplation of the REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV TRANSFER OF ASSETS—Continued. bank making the transfer, although the party to whom it is made does not know or contemplate the insolvency of the bank. {Case, receiver, vs. Citizens' Bank, 2 Woods, p. 23.) As to when a pledge of assets, even when intended as security for a loan to a national bank, will be held invalid, as against general creditors, see the cases of Casey, receiver, vs. Le Societie de Credit Mobilier ; Same, vs. National Park Bank; and Same vs. Scimchardt, 96 U.S., 6 Otto, pp.467, 492, 494. ULTRA VIRES. I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Welcker vs. First National Bank of Hagerstoivn, Court of Appeals of Maryland, 43 Md., p. 581. II. In an action of deceit against a national bank, for alleged false representations of its teller in the sale to plaintiff of certain railroad bonds: Held, That the selling of such bonds on commission was not within the anthorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it ; and it was not responsible for the deceit of its teller. (Ibid.) IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward, the bank paid $500 to discharge a prior lien upon the land, taking a note and mortgage on land in Kansas to secure this advance. Lien and mortgage held valid and warranted by law. (Ovum vs. National Bank, 16 Eans., p. 341.) V. A chattel mortgage taken by a national bank to secure a pre-exisiing debt is valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p. 181.) VI. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds; and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. Nat. Bank, 69 N. Y., p. 382.) (See also Title "DEPOSITS, SPECIAL/' ante.) USURY. I. State laws relative to usury do not apply to national banks. (Farmers and Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.) II. The only forfeiture declared by the 30th section of the act of June 3, 1864 (Revised Statutes, section 5198), is of the entire interest which the note or bill carries with it, or which has been agreed to be paid thereon, when the rate knowingly received, reserved, or charged by a national bank is in excess of that allowed by that section; and. no loss of the entire debt is incurred by such bank, as a penalty or otherwise, by reason of the provision of the usury law of a State. (Ibid.) To same effect are National Exchange Bank vs. Moore 2 Bond, p. 170, and several State decisions. (The New York court of appeals had decided the other way.) See also Titles " INTEREST" and " SET-OFF/ 7 ante. APPENDIX. On the following page will be found an index to the principal subjects of the report. A list of all the tables in both the report and the appendix appears at the close of the appendix; and at the end of the full volume is an alphabetical list of the cities and villages in which are located the national banks whose detailed reports are herein printed. In concluding this report, the Comptroller gratefully acknowledges the ability and devotion to the public service of the officers and clerks associated with him in the performance of official duties. JOHK JAY KK0X? Comptroller of the Currency. Hon. SAMUEL J. BANDALL, Speaker of the House of Representatives. PEIKOIPAL SUBJECTS OF THE EEPOET. Total number of national banks organized to November 1,1879 Number organized and discontinued during the year Resources and liabilities of the national banks on October 2, 1879 Number of national banks, State banks, and private bankers, on May 31,1879 NATIONAL BANKS AND REFUNDING OF THE PUBLIC DEBT Amount of public debt in 1861, and the increase of the war-debt to date of its maximum Eefunding of the public debt from 1871 to 1879, inclusive Refunding of the public debt in 1877, 1878, and 1879 Reduction of principal and interest of the public debt Reduction of interest since March 1, 1877 Reduction of interest during the year 1879 Amount of public debt of England in 1793 Refunding of English debt from 1793 to 1856, rate of interest, and amount realized to investors French loans of 1870, 1871, and 1872 Amount of French loans and rate of interest realized to investors (note) Amount and classes of bonds of the United States, 1865 to 1879, inclusive Amount and kind of the United States bonds held by the national banks from 1865 to 1879, inclusive Proposed refunding of the remainder of the public debt RESUMPTION OF COIN PAYMENTS Amount of agricultural products in the years 1878 and 1879 (note) Excess of exports over imports during the years 1876, 1877, 1878, and 1879 United States bonds sold for purposes of resumption Amount of gold and silver coin held by the Treasury on January 1,1879 Action of banks in reference to resumption in October, 1878 Increase of gold coin in the Treasury from January 1 to November 1, 1879 Amount of paper currency outstanding from 1865 to 1879 (table) Average value of gold coin in legal-tender notes during the month of July from 1864 to 1879 Estimated amount of coin and currency in the country on November 1, 1879 Estimated amount in actual circulation Amount of specie held by the national banks on October 2,1879 Increase of specie of the national banks city of New York in October and November, 1879 Cash reserve of the national banks held and required October 2,1879 Increase of coin reserve recommended Characteristics of Treasury notes and national-bank notes contrasted Retirement of greenbacks Views of Secretary Chase on retirement of greenbacks Danger arising from the influx of gold coin 1 Example of France and England Amount of specie imported from January 1 to November 15, 1879 (note) Production of precious metals during the fiscal year 1879 (note) PROPOSED SUBSTITUTION OF TREASURY FOR NATIONAL-BANK NOTES Objections to the increase of Treasury notes Refunding operations would be retarded The government would be obliged to hold a much greater percentage of coin State-bank notes would be issued and the rates of exchange increased throughout the country Page. Ill IV IY VI YII VII VIII IX IX IX IX IX X X XI XII XII XIII XIII XIII XIII XIV XIV XIV XIV XIV XV XV XVI XVII XVII XVII XVII XVIII XIX XIX XIX XIX XIX XIX XX XX XX XX XXI LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Page. VALUE OF CIRCULATION TO NATIONAL BANKS XXIII Amount of net interest received l>y national banks on bonds now deposited to secure circulation Amount of profit to national "banks on their circulation when all United States bonds shall have been refunded into 4 per cents Amount of issuable circulation not called for by national banks in operation ILLEGAL CERTIFICATION OF CHECKS XXIII XXIV XXIV XXV Existing laws prohibiting certification of checks and withdrawal of Treasury notes from use Report of committee of House of Representatives in reference to illegal certifications.. Bill reported to prevent illegal certification Passage by the House of an additional bill upon this subject ' Action of the Clearing-Houso Association of New York City in November 1873 (note) . Action of the Comptroller SECURITY OF CIRCULATING NOTES XXV XXV XXV XXV XXVI XXVI XXVII Amount and kind of bonds held by the Treasurer on November 1,1879 Amount offiveand six per cent, bonds held on October 1, 1865, and October 1, 1870 Decrease of six per cent, bonds during the year 1878, and to November 1, 1879 SPECIE XXVII XXVII XXVII XXVIII Specie in banks at the dates of their report, from 18G8 to 1879 (table) Specie in Treasury on November 1, 1879 Estimate of Director of the Mint of the movement of coin and bullion in the country for the fiscal year 1879 Amount of coin held by the Bank of England from 1870 to 1879 Amount of coin held by the Bank of France from 1870 to 1879 LOANS AND RATE OF INTEREST OF NEW YORK CITY BANKS XXVIII XXIX XXIX XXIX XXIX XXX Classification of the loans forfiveyears Average rate of interest in New York City from 1874 to 1879 Kate of interest of Bank of England and Bank of France XXX XXX XXX TRANSACTIONS OF NEW YORK CLEARING-HOUSE FROM 1854 TO 1879 (table) XXXI Clearing-House transactions of assistant treasurer United States to November 1, 1879 . DENOMINATIONS OF NATIONAL-BANK AND LEGAL-TENDER NOTES XXXI XXXII Denominations of notes of Imperial Bank of Germany (table) Denominations of notes of Bank of France (table) Written signatures of officers of national banks on their notes required XXXIII XXXIII XXXIV LIQUIDATION OF INSOLVENT BXINKS XXXIV Losses by failures of national banks XXXIV Losses by failures of other banks for three years XXXV Losses in Ohio and Illinois by insolvencies of national and other banks compared XXXV Losses of insolvent national banks compared with those of insolvent savings banks in New York City XXXVI Expense of liquidating insolvent national banks XXXVII Percentage of expense to cash collected XXXVII NATIONAL BANK FAILURES Dividends to creditors during the year Amount of assessments on stockholders XXXVIII XXXVIII-XXXIX XXXIX LOSSES OF NATIONAL BANKS IN OPERATION XXXIX Total losses semi-annually for four years Total losses, by geographical divisions Losses of national banks in the principal cities SURPLUS, increase and decrease of XL XLI XLI XLII DIVIDENDS XLII Reports required to be made Falling off in dividends Number of banks passing dividends TAXATION Principal war taxes, except those on banking capital and deposits, repealed State as well as national taxes imposed on national banks Impossible to obtain amount of State taxation paid by banks other than national United States taxes paid by State banks and private bankers United States taxes paid by national banks United States and State taxes of national banks, by geographical divisions, forfiveyears Inequality of taxation in different sections ,,, XLII XLIII XLIV XLIV XLIV XLV XLVI XLVI XLVII XLVIII XLIX REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX Page. RESERVE HELD BY THE NATIONAL BANKS L Liabilities and reserve of the national banks in October for five years Average weekly reserve of the national banks in New York City in October for seven years L LI NATIONAL BANK CIRCULATION LII Various acts affecting its amount Amount of legal-tender notes deposited under act of June 20, 1874 Amount of legal-tender notes canceled under operation of act of January 14, 1875 LII LII LIII REDEMPTION OF NOTES LV Operation of act of June 20, 1874 Amount redeemed during year (tables) LV LV STATE AND SAVINGS BANKS Capital and deposits of State banks, trust companies, savings banks with capital, savings banks without capital, and private bankers by geographical divisions, compiled from returns made to the Commissioner of Internal Revenue Number, capital, and deposits of banks and bankers other than national, together with the tax thereon by States and principal cities Incompleteness of returns made to State officers of State banks and savings banks Number of States from which such returns were received Satisfactory returns of the condition of State banks and savings banks not procurable.. Bill recommended for passage by State legislatures to require such returns Form of bill in Comptroller's report for 1877 LYI LYII LVIII LIX LIX LIX LIX LIX SYNOPSIS OF JUDICIAL DECISIONS OF THE SUPREME AND CIRCUIT COURTS OF THE UNITED STATES AND OF STATE COURTS UPON QUESTIONS ARISING UNDER THE NATIONAL-BANK ACT LIX-LXY NOTE.—An index to the tables contained in the report will be found at the end of the appendix. APPENDIX. Names and compensation of officers and clerics in the office of the Comptroller of the Currency. Grade. Xanie. Salary. John Jay Knox Comptroller I $5,000' John S. Langworthy Deputy Comptroller . ! 2, 80O Chief of division do do do Bond clerk Superintendent Teller Principal bookkeeper Assistant bookkeeper | | i 2,200 2, 2002,200 2, 200 2, 000 2, 000 2, 000 2. 000 2, 000 J. Franklin Bates John W. Magruder J o h n D . Patten Edward Wolcott John W. Griffin Edward S. Peck Watson W. Eldridge Prank A. Miller Theodore O. Ebaugh ' - , Fernando C. Gate Nathaniel O. Chairman William Elder William B. Greene George W. Martin Charles H. Norton William Sinclair George H. Wood Fourth clas: do . do . do . do . do . i do . do . 1,800 1, 80O 1, 800 1,800 1,800 1,800 1,800 1,800 F. A. Simkins Charles E. Brayton James C. Brown Charles H. Cherrv William H. Glascott John A. Hebrew Joseph A. Kayser George T. May Washington it. McCoy William D. Swan Edward D. Tracy Stenographer ! Third class : do do : do ! do I do I do j do j do j do 1,600 1,600 1,600 1,600 1,600 1,600 1, 600 1,600 1,600 1,600 1,600 David D. Brenner Isaac C. Miller Edward W. Moore Edmund E. Schreiner Charles J. Stoddard Walter Taylor William H. Walton Frederick Widdows j Second class j do j do j do I do j do J do j do 1,400 1,400 1,400 1,400 1,400 1,400 1, 400" 1, 400* I First class j do . . . j do . . . | do . . . j do . . . j do . . . j, do . . . I do . . . 1, 200 • 1, 200 1, 200•• 1, 200> 1, 200' 1, 200« 1, 200' 1,20© : Edgar C. Beman J. Edward De Saules Julia R. Donoho Sarah F. Fitzgerald Edward McCauley Mary L. McCormick Margaretta L. Simpson Arthur M. Wheeler Edward Myers John J. Patten Zachariah E. Thomas Philo Burr r Charles McC. Taylor M. F. Ogden Thomas H. Austin Silas Holmes Charles B. Hinckley Thomas Jackson K. Le Roy Livingston 6oc •. J Clerk . do . Messenger Assistant messenger. .do .do . : •. Watchman do Laborer. do ., j do . _ \ 1,000 1,000 840 .720 720 720 660 660 660 660 66 0 XXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Names and condensation of officers, and clerks, Name. Eliza M. Barker Eveline C. Bates Harriet M. Black Margaret L. Browne Kate It. Bruce Louisa Campbell Virginia H. Clarke Sarah G-. Clemens Mary L. Conrad May Crosby Margaret F. Dewar Jane A. Dorr Annabella H. Finlay Flora M. Fleming Margaret E. Gooding Lizzie S. H>nry Elizabeth Hvitchinson Eliza E. Hyde Mary E. Kammerer Alice M. Kennedy Lucretia W. Knowlton Emnia Lafayette Lillian D. Massey Lizzie McKenney Maggie B. Miller M. V. L. Moore Emma F. Morrill Mary E. Oliver Carrie L. Pennock Eliza M. Peters Annie E. Banney Emily H. EeedJ "Mfiria Richardson !Eliza A. Saunders 3Eayette C. Snead .Amelia P. Stockdale TiMa-iia A. Summers Sarsuh A. W. Tiffey -TriEa C. Townsend "Martha A. Walker §c.—Continued. Grade. ', ; '• Female clerk do do do do do j do do do j do do .do , .do do \ do j do I do do do j do , do do do do ; do do | do do do j .do ! do do j do ! do ! do I do ! do i do do | do , k Salary. $900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 Expenses of the office of the Comptroller of the Currency for the fiscal year ending June 30, 1379. 3For special dies, plates, printing, &c $104, 429 22 For salaries 103,280 00 Total 207,709 22 The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept ifor the different bureaus, the amount cannot be stated. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII Nuniber of oanks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1879. States and Territories. Banks. Capital. Bonds. Organ- I n liqui- I n operized. dation. ation. Capital paid in. Bonds on deposit. Maine NewHampshire Vermont Massachusetts. Khode Island .. Connecticut 74 47 51 246 62 88 5 2 4 5 1 4 Eastern States. 568 New York New Jersey Pennsylvania.. Delaware Maryland Issued. Redeemed. Outstanding. 383, 800 $21, 444, 000 $12, 696, 289 689, 500 12, 688, 515 7, 543, 746 675, 900 19, 935, 510 12, 638,120 210, 050 179, 493,155 111, 337, 312 403, 400 37, 750,145 24, 004, 983 674,100 50, 631, 940 31, 981,129 $8, 747, 711 5,144, 769 7, 297, 390 68,155, 843 13, 745,162 18, 650, 811 21 547 165, 387, 420 137, 036, 750 321, 943, 265 200, 201, 579 121, 741, 686 348 71 260 14 35 62 3 25 286 68 235 14 33 Middle States.. 728 92 Dist. of Col.... Virginia West Virginia. North Carolina South Carolina . Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri 11 29 20 16 12 18 5 12 5 1 11 2 11 12 3 56 32 44 Southern States 2 ' 69 $10, 335, 000 45 5, 630, 000 47 8, 591, 000 241 95, 257, 000 61 20, 009, 800 84 25, 564, 620 $9, 5, 7, 78, 15, 20, Circulation. 86,347,160 \ 58,431,550 181, 303, 055 126, 996, 835 13, 420, 350 i 12, 383, 350 31, 252, 470 19, 880, 371 55,386,540 48,226,100 116, 071, 045 71, 946, 356 1,763,985 1,566,200 2,157, 995 3, 605, 065 12,794,960 8,314,100 23, 634, 850 15, 580,195 54, 306, 220 11, 372, 099 44,124, 689 1, 447, 070 8, 054, 655 636 169, 712, 995 128, 921, 300 355, 866, 485 236, 561, 752 119, 304, 733 5 1 1 2 4 1 1 8 8 24 6 17 15 15 12 13 1 10 1,507,000 3, 066, 000 1, 756, 000 2, 501, 000 2, 451,100 2,166, 000 50, 000 1, 608, 000 1,185, 000 2, 725, 850 1, 478, 000 1, 983, 000 1, 505, 000 2, 056, 000 50, 000 1, 581, 000 7 11 2 48 24 20 3, 475, 000 1,100, 000 205, 000 9, 936, 500 2, 955, 300 7, 000, 000 279 78 201 Ohio Indiana Illinois Michigan Wisconsin Iowa Minnesota Xansas Nebraska 198 116 167 91 57 101 39 28 12 36 25 32 12 21 28 9 16 2 Western States 809 181 Nevada Oregon Colorado Utah Idaho Montana Wyoming New Mexico ... Dakota Washington California 1 1 19 1 Pacific States and Territories 1 6 2 3 4 5 3 4 2 2,170, 000 670, 000 205, 000 9, 439, 700 2, 771, 500 2, 075, 000 3, 637, 500 7, 747, 770 5, 093,140 4, 557, 510 3, 719, 415 5, 088, 290 64, 900 3,124, 030 66, 000 6, 976, 950 1, 750, 670 546, 500 19, 811, 935 6, 726,120 11, 441, 785 2, 599,116 5,180, 008 3, 576, 780 2, 549, 954 2, 380, 780 3, 076, 570 21,100 1, 637, 217 65, 529 4, 764,109 1, 219, 675 324, 978 10, 757,170 4,100,183 9, 033, 408 1, 038, 384 2, 567, 762 1,516,360 2, 007, 556 1, 338, 635 2, 011, 720 43, 800 1, 486, 813 471 2, 212, 841 530, 995 221, 522 9, 054, 765 2, 625, 937 2, 408, 377 39,776,900 29,895,050 80, 352, 515 51, 286, 577 29, 065, 938 162 91 135 79 36 73 30 12 10 26, 221, 900 13, 319, 500 16,149, 600 9, 223, 500 3, 150, 000 5, 677, 000 4, 558, 700 840, 000 975, 000 23, 489, 900 11, 906, 500 10,160, 500 6, 753, 000 2, 403, 000 4, 570, 000 2, 770, 400 820, 000 869, 000 59, 319, 020 36,102, 075 35, 053, 425 17, 734, 450 7, 803, 210 13,138, 020 7, 660, 840 3, 003, 900 1, 937, 380 37, 404, 632 23, 866, 746 24, 979, 306 11, 022,105 5, 215, 389 8, 590, 039 4, 839, 344 2, 046, 265 1, 203, 775 21, 914, 388 12, 235, 329 10, 074,119 6, 712, 345 2, 587, 821 4, 547, 981 2,821,496 957, 635 733, 605 628 80,115, 200 63, 742, 300 181, 752, 320 119,167,601 1 62,584,719 1 14 1 1 2 3 4 1 2 250, 000 1, 295, 000 200, 000 100, 000 300, 000 125, 000 350, 000 205, 000 150, 000 330, 000 250, 000 878, 000 150, 000 100, 000 255, 000 60, 000 350, 000 160, 000 150, 000 320, 000 131 700 509, 200 1, 773, 220 710, 930 209, 040 585, 320 127, 900 675, 990 208, 730 136, 500 298,100 128, 827 284, 000 982, 971 559, 658 127,139 341,166 73, 900 362, 410 66, 530 1,500 1,100 2,873 225, 200 790,249 151,272 81, 901 244,154 54, 000 313, 580 142, 200 135, 000 297, 000 31 3, 305, 000 2,673,000 5, 366, 630 2, 929, 201 2,437,429 44 13 Totals c'yb'ks Add gold banks. 2, 428 10 385 3 2,043 458, 297, 515 362, 268, 400 945, 281, 215 610,146, 710 1, 534, 000 4, 000, 000 3, 096, 320 1, 649, 200 7 335, 734, 298 1,447,120 Grand totals . 2,438 388 2,050 462, 297, 515 363, 802, 400 948, 377, 535 611, 795, 910 337,181,418 Add for mutilated notes retired 599, 793 LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Table showing by States the amount of national-bank circulation issued, the amount of legal tender notes deposited in the United States Treasury to retire national-bank circulation, from June 20, 1374, to November 1, 1879, and amount remaining on deposit at latter date. Legal-tender notes deposited to retire national-bank circulation since June 20, 1874. Legal-tenders Additional on deposit circulation For with the TJ. S. To retire j issued since redemption Treasurer Total | June 20,1874. of notes of circulation Nov. 1,1879. under act of deposits. liquidating 'June 20, 1874. banks. States and Territories. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana Texas Arkansas Kentucky Tennessee Missouri Ohio Indiana Illinois ..• Michigan "Wisconsin Iowa Minnesota Kansas Nebraska Nevada Colorado Utah Montana "Washington New Mexico Dakota $1, 461,180 505, 365 1, 672, 310 17,181, 265 1,345,550 2, 426, 500 19, 044, 685 1, 702, 665 9, 045, 650 173, 275 923,560 455, 500 719, 500 63, 370 1, 217, 660 59, 200 470, 850 45, 000 207, 000 1, 284,110 116,100 144, 000 3, 599, 930 534, 800 614, 260 2, 429, 580 2, 874, 080 2, 074, 575 1, 620, 310 627, 530 1, 290, 400 1, 017, 800 147, 600 67, 500 • California , Legal-tender notes deposited prior to June 20, 1874, and remaining at that date Totals 455, 400 89, 900 62,100 135, 000 45, 000 99, 000 297, 000 i 78,346,060 $317, 000 72, 997 169, 097 234, 800 32, 350 65, 350 2,135, 398 151, 660 1,160, 226 166,600 407,6(34 908,369 731,060 128,200 S ! I I 287,725 645,750 I 10, 000 629, 867 280, 901 .998, 510 1, 538, 754 222, 797 729, 934 354, 500 626, 860 811, 669 420, 095 781, 721 45, 000 135, 083 161,191 72, 300 $600, 000 55, 800 1, 069, 340 6, 632, 900 735, 385 1, 555, 830 19,198, 850 1, 517, 280 6, 097, 071 $917, 000 128, 797 1, 238, 437 6, 917, 700 767, 735 1, 621,180 21, 334, 248 1, 668, 940 7, 257, 297 $225, 051 39, 589 137, 950 606, 231 76, 742 299, 281 2, 065, 338 345,151 974, 605 1, 646, 380 427, 500 880, 510 270, 000 1, 012, 585 953, 380 437, 675 1, 812, 980 835,164 1, 788, 879 1, 001, 060 1,140, 785 953, 380 725, 400 95, 005 30,186 284,171 120, 855 205,126 37, 005 95, 360 139, 500 139, 500 2, 099, 250 229, 340 144, 000 1, 441, 933 533, 859 3, 607, 410 2, 949, 787 5, 488, 483 6, 377, 746 2,114, 995 878, 439 1, 554, 955 1, 316, 445 190, 550 188, 080 2, 745, 000 239, 340 144, 000 2, 071, 800 814, 760 4, 605, 920 4, 488, 541 6, 711, 280 8,107, 680 2, 479, 495 1, 505, 299 2, 366, 624 1, 736, 540 972, 271 233, 080 149, 400 196, 800 45, 000 284, 483 357, 991 117, 300 44, 813 366 230, 428 1,575 7, 352 393, 645 113, 351 755, 004 1, 050, 614 1, 740, 508 1, 055,153 439, 375 333, 222 455, 854 283, 700 262, 661 9, 295 2,108 27, 407 20, 272 42, 850 3, 813, 675 17,443,428 I 72,786,458 ; 94, 043, 561 12, 907,199 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV Statement of the monthly increase and decrease of national-bank circulation since the passage of the act of January 14, 1875. Months. •Jan., 1875, (last 17 days). Feb., " Mar., " Apr., " May " -! June, " July, " Aug., " Sept., " Oct.. " Dec, " Jan., 1876 Feb., " Mar., " Apr., May, June, July, Aug., Sept., Oct., Xov., " . Dec, " , Jan., 1877 . Feb., " . Mar., " . Apr., " . May " . June, '' . July, " . Aug., " . Sept., " . Oct., " . Xov., " . Dec, " Jan., 1878 . Feb., " . Mar., Apr., May, Juiie, July, Aug., Sept., Oct., Xov., Dec, Jan., 1879 . Feb., " . Mar.. Apr., May, Juiie, July, Aug., Sept., Oct., Issued. $537, 580 1, 062, 440 1, 956, 580 1, 390, 200 1, 237, 500 1, 735, 525 1,151,140 626, 960 520, 650 768,100 981, 010 821, 220 702, 370 329, 385 322, 380 225, 815 476, 560 485, 670 144, 8S0 360,100 1, 045, 510 1,198, 780 780, 895 1, 069, 895 1, 337, 840 931, 660 1, 979,100 1, 452, 250 1, 352, 280 810, 310 837, 640 1, 397, 570 1, 326, 540 3, 030, 050 3, 938, 255 1, 745, 640 1,041,690 615, 500 961, 640 1, 459, 620 2, 007, 620 1, 400, 450 844, 910 607, 910 630, 640 1, 037, 810 1, 219, 720 801, 8B0 1, 075, 510 2, 078,190 2, 003, 460 2, 957, 650 1, 290, 920 1, 428, 480 955, 430 1, 628,130 3, 912,120 3, 582, 050 73, 611, 560 Add notes surrendered to this office and retired. Totals 73, 611, 560 Retired. $255, 600 1,139, 204 583, 200 1, 614, 400 1, 532, 530 1, 734, 900 2,156, 500 1, 847, 596 1, 803, 020 1, 903, 355 967, 969 898, 039 1, 986, 723 1, 949, 873 1, 853, 549 1, 622,117 2, 087, 421 4, 744, 747 2,.831, 816 4, 032, 953 2, 330,168 2, 201, 606 1, 900, 862 1,410, 285 1, 447, 868 2, 250, 377 1, 319, 728 1, 435, 491 1, 739,105 1,121,440 1,123, 854 1, 444,141 595, 599 1, 476, 581 1, 385, 767 694, 833 621, 285 653, 449 750, 617 502, 655 1,140,124 877, 271 1, 435, 685 914, 597 947, 743 1, 062, 090 189, 219 270, 633 287, 475 424, 428 919, 814 478, 746 893, 239 1,147, 294 674, 991 732, 819 427, 017 594, 722 Increase. $76, 764 1, 373, 380 224, 200 295, 030 625 1, 005, 360 1, 220, 636 1, 282, 370 1,135, 255 13, 041 76, 819 1, 284, 353 1, 620, 488 1, 531,169 1, 396, 302 1, 610, 861 4, 259, 077 2, 686, 936 3, 672, 853 1, 284, 658 1, 002, 826 1,119, 967 340, 390 110, 028 1, 318, 717 659, 372 16, 759 386, 825 1, 311,130 286, 214 46, 571 730, 941 1, 553, 469 2, 552, 488 1, 050, 807 420, 405 37, 949 211, 023 956, 565 867,496 523,179 590, 775 306, 687 317,103 24, 280 1, 030, 501 531,197 788, 035 1, 653, 762 1, 083, 646 2, 478, 904 397, 681 281,186 280, 439 895, 311 3, 485,103 2, 987, 328 78,369,130 j 27,105,023 11,369,582 i 38, 712 Decrease. 27,105, 023 31, 862, 593 31, 862, 593 LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national banks for the year 1867. Amount of tax.es. Kate of taxation. States and Territories, Maine New Hampshire $180.119 : $141,226 ! $321, 345 88,773 181,952 93,179 | 122,214 144,164 ; 266, 377 1,616,825 1,562,128 I 3,178, 953 324,844 195, 355 I 520, 200 434,440 821, 587 387,146 I 3,022,662 ; 4, 058, 706 i 7, 081, 368 253,359 ' 223,106 I 476, 465 1,242,037 278, 268 ! 1, 520, 305 32,621 1,261 33, 881 260,261 166,054 426, 315 15,330 3,286 ! 18, 615 48, 345 13, 926 ! 62, 270 46, 966 51,457 98, 424 9, 049 5,144 i 14,193 40, 845 6,050 ; 46, 895 8,763 3,830 ; 12, 592 20, 042 35, 894 55, 936 6, 865 2,149 ! 9,015 7,096 5, 745 1,351 ! 59, 816 17,467 ! 77, 283 52, 460 27,975 80, 435 514, 681 520,951 1,. 035, 633 278, 798 200,372 479,170 321,406 231,917 553, 323 111, 790 179, 851 68,001 j 76, 583 138, 595 62,012 ! 106. 349 194, 631 88,281 39,132 68. 655 29, 522 133,142 322, 389 189, 248 10, 229 18, 030 7,801 10, 735 17, 749 7, 014 1, 624 1,624 9, 702 11, 317 1,097 1, 887 2, 984 1,405 479 1, 884 500 837 1,397 Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia. North Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon Colorado Utah Idaho Montana Totals 422, 804, 666 ! 9, 525, 607 8, 813r 126 18, 338, 734 Per ct. 2.0 1.9 1.9 2.0 1.5 1.7 2.6 22 2^5 2.3 2.1 1.3 1.9 2.1 L5 2.5 1.7 2.8 Pr. ct. Pr. ct. 1.5 3.5 1.9 3.8 2.2 4.1 j 2.0 4.0 1,0 2.5' 3.3 1.6 6.1 3.5 4.2 2.0 i 0.5 I 3.0 I 0 . 1I 2 . 4 I 1.3 I 3.4 1.6 I 0.3 2.5 I 0.6 4.4 I 2.3 j' I 0.9 0.4 1.0 i 1.51 : 0.4 1 2! 9 ! 0.7 ; 2.1 I 0.6 I 2.3 I I ! • i 1-4 I i I 1.5 ! 2.0 : I 1.3 I 2.6 ! 2.7 ! 2.0 i 1.3 ' 2. 0 1.4 2.5; 2 . 0 ; 2.8 : 4.3 2.4 2.8 ; "0.4" 0.7 1.3 1.4 0.5 0.6 0.8 I 2.1 2.T 4.3 1.6 3.6 2.7 4.1 4.6; 3.7 4.8 3.5 4.7 4.9 3.3 3.4 4.5 7.1 2.4 3.2 2.0 1.9 1.4 REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV1F Amount and rate of taxation (United States and State) of the national banks for the year 1869. Amount of taxes. Hate of taxation, States and Territories. Capital stock. United States Maine New Hampshire Yermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia. Virginia "West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas Arkansas Kentucky Tennessee Ohio Indiana Illinois Michigan "Wisconsin Iowa Minnesota Missouri ..'. Kansas Nebraska Oregon , Colorado Idaho Montana Totals . $9,185,000 I 4,835,000 6, 385, 012 81, 282, 000 20,164,800 !! 24,606,820 112,267,841 | 11,465,350 I 49,560,390 j 1,428,185 12,790,203 I 1,050,000 I 2,221,860 ! 2,116,400 | 683,400 I 823,500 ! 1,500,000 400,000 1,300,000 • 525,000 200,000 2,835,000 1, 987, 400 21, 917, 399 12,752,000 12, 370, 000 5, 510, 000 2, 710, 000 3, 717, 000 1, 770, 000 7, 810, 300 400, 000 400, 000 100, 000 350, 000 100, 000 100, 000 419, G19, 8G0 State. Total. ! United States. State. I Total. $191, 779 $164,150 ! $355, 929 97, 245 102,812 i 200, 057 129, 059 117,107 ! 246,166 1, 691, 620 1,329,018 ':3, 020, 638 344, 687 520,153 175,466 ; 476, 244 366,457 ! 842, 701 2, 958, 089 2,980,104 ' 5, 938,193 279, 410 200,121 ! 479, 531 1, 312, 419 266,186 1, 578, 605 30, 907 34,172 3,265 ' 277, 590 425, 444 147,854 23, 814 25, 664 1,850 59, 281 68,163 8,882 89, 032 51, 979 37,053 | 15, 712 18,167 2,455 19, 763 27, 715 7,952 45, 824 54, 078 8,254 5,926 6,416 490 7,107 34, 562 27, 455 4,375 15, 559 11,184 11, 282 4, 284 6,998 62, 836 10, 236 73, 072 6,570 53, 734 47,164 573, 576 1, 209, 511 635, 935 218, 888 298, 336 517, 224 369, 742 217, 652 587, 394 34, 384 178, 033 143, 649 50, 663 131, 626 80, 963 53, 621 175, 783 122,162 29, 873 75, 096 45, 223 120, 720 291, 918 171,198 16, 009 33, 452 17, 443 10, 838 25, 431 14, 593 2, 917 2, 917 11,286 23,188 11, 902 2, 541 3,720 1,179 2,283 4,014 1,731 10, 081, 244 Per ct. Perct 2.1 1.8 2.0 2.1 2.0 1.8 2.1 1.6 1.7 0.9 1.9 1.5 2.6 2.7 2.4 1.8 2 7 0.5 2! 2 0.2 2.2 1.1 2.2 0.2 2.7 0.4 2.3 1.7 2.3 0.4 2.4 1.0 .3.0 0.6 1.5 0.1 2.1 0.6 2. 2 0.8 3.5 2^2 0.4 2.4 0.3 2.9 2.6 2.4 1.7 3.0 1.8 2.6 0.6 3.0 1.9 3.3 1.4 2.5 1.7 2 2 1.5 4 4 4.0 Perct. 3.9* 4.1 3.8 3.7 2.6 3.4 2.5 2.3 3.2 2.4 3.3 2.4 3.1 4.0 2.7 3.4 3.6 1.6 2.7 3.0 5.6 2.6 2.7 5.5 4.1 4.8 3.2 4.9 4.7 4.2 3.7 8.4 6.4 2.9 6.6 3.7 4.0 7, 297, 096 i 17, 378, 340 2.4 i 1.7 4.1 3.7 2.9 3.4 1.2 1.7 2. 7 I ! i I I LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national hanks for the year 1874. Kate of taxation. Amount of taxes. Capital stock. States and Territories. United States.! Maine New Hampshire Vermont .Massachusetts Rhode Island •Connecticut .'New York New Jersey Pennsylvania Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Alabama Louisiana Texas . , Arkansas Kentucky Tennessee >Ohio Indiana .Illinois Michigan "Wisconsin Iowa Minnesota Missouri Kansas Nebraska Oregon California Colorado Utah New Mexico Wyoming Idaho Dakota Montana Totals . , $9, 654, 019 5, 317, 037 7, 862, 712 91, 754, 078 20, 504, 800 25, 424, 620 106, 599, 708 13, 830, 466 53, 178, 261 1,523,185 13, 720, 997 1, 309, 512 913 3, 580, 375, 216 173, 338 156, 250 843, 962 634, 883 000, 000 054, 897 205, 000 076,127 457, 897 112, 642 936, 404 507, 963 098,162 704, 032 048, 562 268, 026 308,198 783. 235 025, 000 250, 00.) 338, 594 748, 581 439, 402 300, 000 125. 000 100, 000 50, 000 350, 000 $111, 403 60, 002 88,152 1,163, 858 201, 317 271, 801 2, 026, 960 205, 451 871,220 20. 798 181, 249 19, 747 54, 957 33, 484 30. 837 34i 421 31, 656 18. 746 61, 642 14. 384 2,488 103, 0)15 50, 290 403. 097 214, 977 367, 718 134, 052 67, 485 98, 421 63, 224 112, 525 26,182 20, 883 5, 808 40, 044 16. 983 5, 387 3, 718 1.697 1, 393 614 493, 751, 679 7, 256, 083 State. Total. United States. State. Total, $192,290 $303,693 166, 589 106,587 i 139,297 : 227, 449 1, 878, 368 3, 042, 226 425, 857 224r540 711, 203 439,402 5, 3,044,565 ' 071, 525 488, 096 282,645 377, 546 ! 1, 248. 766 i 27,428 ' 6,630 • 375, 946 194, 697 25, 035 5.288 52,207 '• 107,164 67,991 I 34,507 69,438 38, 601 146, 075 ! 111, 654 85,528 I 53, 872 44,035 I 25.289 113,912 ! 52, 270 37,247 I 22. 863 10,518 j 8, 030 ' 151,290 j 47,655 : 121,134 ! 70,844 1,045,751 i 642,054 644, 562 429. 585 788,179 420.461 283. 772 149,720 143, 815 76, 330 215,536 i 117, 115 140,100 ! 76,876 : 302,665.! 190,140 68,049 I 41, 867 55, 165 I 34, 282 9,296 3,488 4(1044 ! 27,733 ! i6,75o" 9, 524 I 4,137 6.868 j 3,150 2, 877 ' 1, 180 1.522 I 129 1,839 1, 225 14,967 I 8,19) 9, 620, 326 16, 876, 409 Per ct. Perct.Pi ret. 1.2 2.0 j 3.2 3.2 1.1 2.1 1.1 1.8 ! 2,9 3.4 1.3 2.1 2.1 1.0 1.1 2.9 1.1 1.8 4.8 1.9 2.9 3.6 1.5 2.1 2.3 1.6 0.7 1.8 1.4 0.4 2.8 1.3 1.5 1.9 1.5 0.4 3.1 1.5 1.6 3.2 1.4 1.8 3.3 1.4 1.9 4.7 1.1 3 6 3.0 1.1 1.9 2.9 1.2 1.7 2. 9 1.5 1.4 3.7 1.4 2.3 5.1 1.2 3.9 1.6 1.1 0.5 3.7 1.5 2. 2 3.6 1.4 2.2 3.8 2.6 4.0 L8 2.2 2.8 1.3 1.5 4.1 1.8 2.3 3.7 1.6 3.5 1.5 2*.O 3.3 1.2 2.1 1.5 3.3 j 4.8 5.3 2.0 3.3 i 3.7 2.3 1.4 j 1.4 1.4 4.4 *2.i 2.6 L2 1.4 2.3 1.1 3.9 L4 2. 5 1.5 1.4 0.1 3.7 1.2 2.5 4.2 2.3 1.9 1.5 2.0 3.5 * Including capital of banks from which returns of the amount of State taxation were not received. REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIX Amount and rate of taxation ( United States and State) of the national banks for the year 1875* Amount of taxes. States and Territories. Maine New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York Kew York CityAlbany. New Jersey Pennsylvania ~ ' '" Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia West Virginia North Carolina South Carolina Georgia Florida Alabama. . . New Orleans Texas Arkansas Tennessee Kentucky Louisville Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan _ Detroit "Wisconsin Milwaukee Minnesota Iowa Missouri Saint Louis Kansas Nebraska •Oregon California . San Francisco New Mexico Colorado Utah Idaho Montana Wyoming Dakota. 1 Totals Capital. United States. $112, 652 61, 006 89, 360 491,157 703, 218 201, 639 277, 984 529, 804 1, 376, 541 62, 215 I 14, 072, 520 208, 559 29,655,994 410, 928 346, 950 17, 019, 239 141, 545 10, 059, 041 1, 523,185 22, 025 2, 268, 238 30, 468 11, 469, 355 150, 003 252, 000 4, 555 1, 239, 564 16, 905 54,132 3, 535, 719 25, 775 1, 971, 000 2, 232,150 31, 406 3,135, 000 34, 747 2, 716, 974 29, 023 50, 000 854 1, 638, 866 18, 865 3, 766, 667 59, 314 1, 205, 350 15, 819 1,983 205, 000 3, 468, 992 47, 341 7, 201, 765 80, 777 3, 358, 000 45, 012 21,110, 393 292, 900 80,198 4, 000, 000 51, 011 4, 550, 000 229, 606 18, 588,189 186,188 11, 873, 363 173, 508 7, 673, 757 105, 676 8, 568, 270 33. 331 1, 900, 000 47, 584 2, 974, 651 16, 263 700, 000 60. 781 4, 391, 068 104, 667 6, 416, 607 36, 301 2, 742,199 75, 135 6, 360, 300 22, 901 1, 588, 821 22, 277 994, 758 250, 000 5, 654 1, 552, 622 17,186 35, 780 2, 917,112 4, 228 300, 000 923, 478 18, 997 300, 000 3,472 100, 000 1, 429 350, 000 7,047 125, 000 2, 049 742 50, 000 $9, 790,104 5, 482, 514 8, 216, 467 43, 003, 374 51, 362, 454 20, 548, 433 25, 852, 987 35, 471, 333 68, 466, 576 2, 088, 462 State. $215, 981 103, 949 169, 044 865.198 957, 283 269, 402 435, 680 962, 982 2, 093,143 71, 740 300, 894 175, 059 128, 996 56, 246 7, 952 31, 355 230, 368 262 3, 462 70, 710 30, 102 34, 584 106, 760 45, 790 1, 056 22, 204 9, 870 20, 844 3, 288 78, 427 36, 3L1 16, 290 507, 231 105.199 104, 872 470, 836 271, 636 188, 524 146, 993 24, 744 55,156 19, 229 93, 736 126,088 93, 467 177, 464 45, 548 21, 689 3, 037 3, 250 25, 714 2, 550 2, 367 9,137 3, 523 900 ....503,687,911 7,317,531 \ 10,058,122 Total. $328, 633 164, 955 258, 404 1, 356, 355 1, 660, 501 471, 041 713, 664 1, 492, 786 3, 469, 684 133, 955 509, 453 585, 987 475, 946 197, 791 29, 977 61,823 380, 371 4,817 20, 367 124, 842 55, 877 65, 990 141, 507 74, 813 1,910 41, 069 69,184 36, 663 5, 271 125, 768 117, 088 61, 302 800,131 185, 397 155, 883 700, 442 457, 824 362, 030 252, 669 58, 075 102, 740 35, 492 154, 517 230, 755 129, 828 252, 599 68, 449 43, 966 8,691 17,186 35, 780 7,478 44, 711 6, 022 3,796 16,184 5, 572 1,642 17,375,653 Ratios to capital. United State. States. Total. Per ct. Per ct. ! Per ct. 1.2 2.2 \ 3.4 1.1 1.9 I 3.0 1.1 2.2 ! 3.3 1.1 2.0 i 3.1 1.4 1.9 ; 3.3 1.0 1.3 I 2.3 1.1 1.7 I 2.8 1.5 2.7 i 4.2 2.0 3.1 ! 5.1 3.0 3.6 i 6.6 1.5 2.1 1 3.6 1.4 0.6 I 2.0 2.0 0.8 ! 2.8 1.4 0.5 I 1.9 1.5 0.5 ] 2.0 1.3 1.4 i 2.7 1.3 2.0 i 3.3 1.8 0.1 1.9 1.4 0.3 1.7 1.5 2.0 3.5 1.3 1.7 3.0 1.4 1.6 3.0 1.1 3.4 4.5 1.1 1.6 2.7 1.7 2.1 3.8 1.2 1.4 2.6 1.6 0.3 1.9 1.3 1.7 3.0 1.0 1.6 2.6 14 2.3 3.7 1.1 0.5 1.6 1.3 0.5 1.8 1.4 2.4 3.8 2.0 2. 6 4.6 1.1 2.3 3.4 1.2 2.6 3.8 16 2.3 3.9 2.3 2.5 4.8 1.2 1.7 2.9 1.8 1.3 3.1 1.6 1.9 3.5 3.0 5.3 2.3 3.7 U 2.0 3.6 1.6 3.5 4.8 1.3 2.8 4.0 1.2 3.2 4.6 1.4 2.3 4.5 1.2 3.5 2. 3 1. 1 1.1 1.2 1.2 2.5 1.4 3.1 5.4 2.1 3.3 2.5 1.2 1.3 3.6 1.4 2.4 4.8 2.0 2.6 4.4 1.6 2.8 3.3 1.5 1.8 1.5 2.0 I XC REPORT OF THE COMPTROLLER OF THE CURRENCY. Amount and rate of taxation ( United States and State) of the national banks for the year 1876. Ratios to capital. Amount of taxes States and Territories. Maine New Hampshire Vermont Massachusetts Boston Ithode Island Connecticut New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Virginia West .Virginia North Carolina South Carolina Georgia Florida Alabama New Orleans Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit "Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas : Nebraska Oregon California! San Francisco t New Mexico Colorado Utah Idaho Montana Wyoming Dakota..' Totals Capital.* United States. $10, 635. 819 5, 015, 000 8, 722, 369 44, 299, 557 52, 200, 000 20, 579, 800 26, 015, 834 35, 326. 077 66, 607, 325 2, 000, 000 14, 238, 634 29, 354. 981 17,189, 489 10, 531, 592 1, 571, 730 2, 299, 960 11,491.985 252. 000 l. 3oo, ooo 3, 1. 2. 3. 2, 339. 307 746, 000 499. 499 172. 500 504, 317 50. 000 1, 690, 412 3, 430. 786 1, 088. 782 205. 000 7.259.641 i 3. 095. 500 ' 3, 401. 449 ; 20, 757, 9a3 I 4, 37J, 080 | 4, 550, 000 i 17.781.010 ! 11. 72s. 8L'y ! 6. 950. 123 i 8, 238. 899 i 1, 90O. 000 j 65(1, 000 430. 3i-8 455, 478 574. 000 742, 596 369, 167 975, OtiO j 237. 500 | 1, 700, 000 | 2, 875. 000 300. 000 ! 824. 025 I 250, 000 I 100, 000 350, 000 125, 000 50, 000 6. 4. 2. 5, 1, 501, 788, 079 State. $115,272 $237, 792 62,627 i 97, 255 91,777 | 179, 876 497,228 ; 825, 685 704, 655 j 855. 446 200,420 i 279, 765 275, 991 . • 438,989 512,233 826, 929 1, 278, 956 2,197, 681 63,650 I 67. 972 204, 512 292, 024 417,324 ! 182, 003 356,204 119,655 142, 232 56, 620 22, 030 6. 900 31, 280 28, 046 142,102 229, 484 4,478 3. 906 15.246 14, 096 51.297 71.827 21,783 28. 878 31,021 39, 933 31,793 84. 863 26, 265 41, 764 941 948 19,184 16. 888 53,388 6,534 14. 518 19, 057 2, 055 2, 830 79,609 32, 587 42. 676 14, 576 49,251 70. 479 559. 498 274,814 128, 087 74, 720 114.072 49, 454 424. 904 210,769 231, 693 173,495 200, 866 154. 246 1 ;8, 446 100,414 28, 633 31, 078 53. 499 43, 783 18. 606 14,207 122. 519 91,667 66, 923 CO, 336 53, 580 35,824 76. 071 73,344 34, 518 20. 722 21; 839 23. 274 G. 319 2, 550 17,484 3, 463 705 23, 526 3, 976 3. 513 18,276 16. 4<>5 2,840 1,278 2, 370 0,811 • 9, 561 1,976 3.367 891 636 7, 076, 087 Total. I United IStates. Total. i States, i $353, 064 159, 882 271, 653 1, 322, 913 1, 560,101 480.185 714, 980 1, 339,162 3, 476, 637 131, 622 496, 536 599, 327 475, 859 198, 852 28, 930 59, 326 371, 586 8,384 29, 342 123,124 50, 661 70, 954 116, 656 68, 029 1,889 36, 072 59, 922 33, 575 4, 885 112,196 57, 252 119, 730 834, 312 202, 807 163, 526 635, 673 405,188 355,112 228, 860 59, 711 97, 282 32,813 214.186 147, 259 89, 404 149, 415 55, 240 45,113 8, 869 20, 947 24. 231 7, 489 34, 741 5. 465 3, 648 16, 372 5, 343 1,527 9, 701, 732 i 16, 777, 819 I Per et. Per ct. Per ct. 1.1 22 3.3 1.1 L7 2.8 1.1 2.1 3.2 1.1 1.9 3.0 1.4 1.6 3.0 1.0 1.3 2.3 1.0 1.7 2.7 1.5 2.4 3.9 1.9 3.5 5.4 3.2 3.4 6.6 1.4 3.5 1.4 2.0 0.6 2.1 2.8 0.7 1.4 1.9 0.5 1.4 1.8 0.4 1.4 2. 7 1.3 1.2 3.2 2.0 1.8 3.0 1.2 1.2 2.3 1.1 1.5 3.6 1.2 2.9 L7 1.2 1.6 1.0 £7 2.7 1.0 3.0 2.0 1.9 3.8 1.9 1.1 2.1 1.0 1.6 1.8 0.2 1.4 3.3 1.9 1.0 2.4 1.4 1.1 1.6 0.5 1.4 1.9 0.5 1.4 3.5 2.1 1.3 4.1 2.8 1.7 4.6 2.9 1.1 3.6 2. 5 1.2 3.7 2.5 1.5 3.5 2.0 5.2 3.0 2.8 1.6 L2 3.1 1.5 1.6 3.4 1.9 1.5 5.1 3.4 L4 2*.O 3.4 1.4 2.0 3.6 1.4 ° 2 39 1.3 2.6 4! 5 1.5 3.0 4.7 2. 5 3.7 L0 1.2 0.2 I.'o 0.8 08 2.5 1.3 4.4 2.4 1 •' LI 3.7 2'. 4 1.3 4.6 2.7 1.9 4.3 2.7 1.6 3.1 1.3 1.8 1. 4 2.0 3.4 *The capital of the banks that paid Stats, county, and municipal taxes on stock and real estate is $483,272,782. t California banks pay no State taxes on capital, excspt on su^h as is invested in real e3tate. REPORT OF THE COMPTROLLER OF THE CURRENCY. XCI Amount and rate of taxation ( United States and State) of the national banks for the year 1877. Batios to capital. Amount of taxes. States and Territories. U . S. Maine i $10, 689, 837 New Hampshire Vermont Massachusetts Boston Bhode Island Connecticut ; - N e w E n g l a n d States.' New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia "Washington Middle States Virginia West Virginia North Carolina. South Carolina Georgia Florida Alabama New Orleans . Texas Arkansas Kentucky . Louisville Tennessi Ohio Cincinnati Cleveland Indiana Illinois . Chicago Michigan Detroit "Wisconsin Milwaukee Iowa .. Minnesota Missouri .. Saint Louis Kansas Nebraska Colorado Oregon California t San Francisco t . . . New Mexico. Ttah Idaho Montana "Wyoming Dakota ! 5, 683, 750 8, 568, 700 44, 413, 464 52, 329, 080 20,271,650 25, 831, 994 $113, 03, 88, 493, 684, 193, 270, 855 252 659 489 562 088 871 $240, 100, 168, 828, 830, 273, 422. $354, 297 163, 952 257, 210 1, 321, 553 1,515,409 466, 315 693,159 State. Per ct. Per ct. 2.2 3.3 2,9 1.8 3.0 2.0 3.0 1.9 2.9 1.6 2.4 1.4 2.6 1.6 2.8 167, 788, 475 34,118, 60, 057, 2, 000, 14, 278, 28, 417, 16. 985, 10, 347, 1, 663, 2, 302, 11, 233, 252, 1, 229, 498, 204 1, 250, 636 59, 870 202, 678 409, 062 357, 311 139, 751 23, 398 31,818 137, 075 4,317 15. 870 ! 182, 885, 56: 3, 285, 229 1,746,000 586, 096 2, 927, 643 2,146, 305 50, 000 1, 668, 000 3, 300, 000 1, 081, 782 205, 000 7, 008, 500 3, 095, 500 3,112, 233 Total, 754, 951 1, 253,155 1, 822,196 3, 072. 832 64, 281 124,151 276, 680 479, 358 200, 841 609, 903 120, 471 477,782 54, 335 194,086 6,842 30, 240 30,395 ; 62, 213 205,830 ; 342, 905 312 I 4. 629 7,728 23, 598 3.2 1.9 0.7 0.7 0.5 0.4 1.3 1.9 0.8 0.7 3.6 3,544,862 I 6,674,852 49,1.. 21, 461 30, 792 28. 918 25, 547 818 18, 653 50, 099 14, 597 2, 760 77,141 42, 265 48. 639 19, 944, 625 4, 400, 000 4, 416, 667 16, 559, 568 11, 489, 927 6. 472, 418 7, 871, 463 2, 000, 000 2,814,808 65J, 000 6, 090, 538 ,519,779 391,167 4, 015, 639 1, 108, 333 938, 398 976, 872 250, 000 1, 579, 167 2, 750, 000 300, 000 200, 000 3 00, 000 350, 000 125, 000 50, 000 64, 684 27, 737 33, 945 74, 027 42, 032 1,023 19, 372 26, 387 20, 655 3, 601 30, 636 15, 936 , 514 428. 902 128, 159 97, 591 347, 744 223, 996 131, 744 120, 716 34, 885 50, 969 16.610 121, 291 93, 923 41, 243 65, 722 18, 855 19, 922 23, 951 2, 650 3, 940 535 3,168 2, 750 3,184 6, 432 1, 599 693 Western States and Territories 1, 453, 321 1,991,174 Totals 6, 902, 573 8, 829, 304 698. 446 201.976 145, 730 550. 338 387. 581 277, 111 214, 917 65. 990 94. 329 32, 005 200. 376 155, 352' 75,961 122. 534 H7, 848 41, 407 44, 495 9,874 22, 350 23, 827 7, 360 5, 529 4, 551 13, 227 3, 572 1,803 3.8 50 6.2 3.3 2.1 2.8 1.9 1.8 2.7 3.1 2.6 2. 0 2.0 1.6 1.4 2.6 2.1 2.0 1.2 0.9 2 2 18 0.4 0.5 2. 2 3.5 2.8. 2.6 3.6 3.3 3.6 2.3 2. 4 3.6 3.1 1.5 1.9 2.3 2.9 2.2 2.1 1.4 3.7 4.6 3.3 3. 5 3.4 5.1 2.9 3.3 3.4 5.0 3. 5 3.6 4.1 3.9 4.3 4.6 5.1 4.0 1.4 0. 8 2. 5 2.8 4.6 5.1 3. 7 3.6 2.1 3.5 2. 3 2. 0 2.9 1.7 1. 7 19 2. 6 2.1 2.2 2.6 2.5 2. 6 2.3 3.0 1.1 0.2 0.0 1.1 1.4 3.2 '] 9 * The capital of the banks that paid State, county, and municipal taxes on stock and real estate ia $474,667,771. t California banks pay no State taxes on capital, except on such as is invested in real estate. XC1I REPORT OF THE COMPTROLLER OF THE CURRENCY. Dividends and earnings of the national banks, arranged by geographical divisions, for semi' annual periods from September I, 1870, to September 1, 1879. Ratios. $% Geographical divisions. Capital. S e p t , 1870, to March, 1871: New England S t a t e s . . . Middle States Southern States "Western States : Totals ! 492 $153, 419, 032! $30, 647, 742 585; 189,066,559 46,418,681 83 15,221,574; 1,733,167 445J 70,992,000; 15,872,811 1, 605; 428, 699,165! 94, 672, 401 March, 1871, to Sept., 1871: New England States . . Middle States Southern States W e s t e r n States | ! 493 154, 151, 032 31, 938, 761 591: 190,676,869; 47,776.315 113 22,153, 463 1, 885, 311 496; 79,017,900 16,686,204 Totals 494 589 129 538 Totals Totals Sept., 1872, to March, 1873: ; New England S t a t e s . . . ! Middle States ! Southern States Western States Totals Totals March, 1874, to Sept., 1874: New England S t a t e s . . . Middle States Southern States W e s t e r n States Totals 5.0 50 6. 1 5.7 4.2i 4.0! 5.4; 4.6 7,713,428! 9,674,5J2; 1,317,525 4,154,361! 9,152.734: 10,983.549 1,700,643! 5,660,613 5.2 4.7 6.7 6.2 5. 2 27, 243, 162 27,315,311 4.9 4.9. 5.2 5.2 4.1: 5.0 3.9 4.7 4.8; 5.5 4.3 5.8 5. 0 5.0 5.1 5.0 5.3 4.1; 4.0; 4.7! 4.4; 4.9 4.6 6.0 6.0 99,431,243 22,859,826; 27,502,539; ; 155, 220, 568; 34,113, 635 191, 776,118 50, 328, 781 29, 513, 235 2, 353, 213 89,166,102; 18,386,313 7, 625, 549; 9, 432, 709 1,552,664' 5. 216, 367: i 9, 721, 465' 12, 099, 457 1,967,089 6, 784, 880! 4.9 4. 9| 5.3: 5. 8 4.0' 3.9j 4.9! 4.8; 5.1 5.0 6.2 6.3 1,852 405,676,023 105,181,942 23. 827, 289 30, 572. 891; 5.1 4. 2i 5. 4 5.1 5.1 5.1 5.5 4.1; 4. 0i 4. 7! 4. 5| 5. 4 4. 7 6. 3 6. 4 • 4. 2; 5. 4 4.1 3. 9j 5.2 5.1 6.1 6.4 497 594 141 620 j i 495! 155, 659, 232 36, 858, 324 594 192, 845, 669! 53, 3(3. 503 147: 31,328,787! 3. 207, 78S 676 100, 084, 095 20, 887, 673 l" ' 496 157. 014, 832 38. 303, 887 591 192, 234, 009, 53,431,089 161 33,259,530 3,600,607 707 105, 592, 580 22, 778, 265 ~. 503 588 159 717 j 159,041,832 190. 368, 669 32, 605, 522 107,494,300 ; 39,714,859 55, 931, 654 3, 865, 491 23,957,855 | ~~ 506; 159, 531, 832 41, 978,153 586j 189, 385, 019 57,176, 298 159; 33, 138, 800' 4, 121, 405 720; 107, 882, 633 25, 088,183: I 1, -971; 489, 938, 284; 128, 364, 039 7.938,341 10,324,340; 9, 766, 087! 11, 642, 716 1. 612, 680 2, 170, 179 5. 508, 953; 7, 789, 243; 24,826,061; 31,926,478! 7, 941, 687 10,103, 736! 9, 575, 193: 12, 565, 331 l,544,046| 2,246,024 5, 762,103! 8, 206, 909 5.1 5.0 4.6 5.5; it 33,122,000! 5.1 4.1 5.5 9, 682, 704 7,627,811 9,164, 682'' 10, 983, 048 1, 415, 933! 1. 750, 914 7,127, 454 i 5,321,571! 4.8 4.8 4.3, 4. 9 3. 3. 3. 4. 4. 9 4. 5 4. 8 5. 4 4.8; 3.8; 4.8 4.9; 5.0 4.8 ! 5.6! 3.9; 3.8| 4.3 4.5 24,823,029; 23,529,997i 29,544,120' 9, 603, 512 7, 838, 007j 9, 463. 7071 11,214,758 1,871,561'; 1. 594, 208 6, 033, 384 i 7, 346, 984 8j 7; 9' Ol 4.8 4.5 5.0 5.5 24,929,306! 30,036,811; 5.1; 4.0 43,020,505 57, 749, 497 4,646,463 26,144,167 7, 785,16f! 9, 537, 1181 1,463,170! 5, 965, 362j 9,C31,40S 10,361,65:1 1,861,758: 7,881,18*.! 4.8 5. 0 4.3 5.4 3. 3. 3. 4. ! 2,007 493,568,831 131,560,637 24,750,8L6| 29,136,007: 5.0 4.0; 4.7 Sept., 1874, to March, 1875: j N e w England States . . | Middle States j Southern States ' "Western States j "Totals 22, 205,150 22,125,279! j 1,967 489,510,323; 123,469,859 j j i ; | Pr.ct Pr.ct. Pr.ct. $7,747, 077 $9,547, 922 9,494, 432 11.146, 367 924, 477 1,138. 066 4.039,164 5, 410,807! 98,286,591 ; 1, 955 488,100, 951 118,113, 848 Sept., 1873, to March, 1874: \ New England States . . ; Middle States Southern States j Western States ] ' ! 154, 869, 032! 33,163, 949 190, 985, 969 48, 754, 556 26,182,281; 2,118,475 78,656,424; 15,394,263 ; 1,912: 480,518,683 114,257,283 March, 1873, to Sept., 1873: ! New England S t a t e s . . . ! Middle States > Southern States j Western States ; m 9, 259,127: 11.207,080 1, 317, 419 5, 531, 685 1,750 450,693,706; March, 1872, to Sept., 1872: New England States . . Middle States ! Southern States ; W e s t e r n States Dividends. ; ^ ^ i 7, 619, 422! 9,274,773 1,148, 038! 4, 082. 446; 1,693 445,999,264' Sept., 1871, to March, 1872: N e w England S t a t e s . . . Middle States : Southern States Western States Totals ! Surplus. ! 510 589! 169 739 160,461,832 189, 639, 519 33,681,310 109, 786,170 8| 9 8j 4 4. 4 4. 2 4. 9 5. 8 REPORT OF THE COMPTROLLER OF THE CURRENCY. Dividends and, earnings of the national banks, XCIH $c.—Continued. Ratios. Geographical divisions. \ ^ ; Capital. Surplus. Dividends, "^i^g™ £ ! March, 1875, to Sept., 1875: New England States .. Middle States Southern States Western States Totals Sept., 1875, to March, 1876: New England States .. Middle States Southern States Western States Totals Totals 4.9 3.8 4.6 ! 7,371,060 10,174, 635 1. 509,125 5, 756, 741 7, 548, 855 5, 770,198 2,211,357 7, 557, 511 4.4 5.2 4.5 5.2 3.5 4.i: 3.9 4.1! 3.6 2.3 5.7 5.4 2,076 504, 209, 491 134, 467, 594 24. 811, 581 23, 097, 921 4.9 3.9 3.6 770,149 818, 572 432,194 542, 914 6, 098, 661 6, 751, 315 1. 498, 873 6,191, 353 4.0 4.6 4.3 5.1 3.2 3.6 3.7 4.0 2.9 3.2 3.9 4.5 22, 563, 829 20, 540, 232 4.5 3.6 43, 319, 54, 527, 5. 486. 28, 917J 0601 758 630 680 6, 8, 1, 5, 43,109, 865! 53, 430, 368. 5, 678, 226 28, 653, 706 3.3 41, 370, 51, 871, 5, 571, 25, 536, 544 166, 546, 320 631 178,149, 931 176 32,168, 800 722 98, 746, 700 40, 51, 5, 24, 560, 551, 482, 779, 408 038 362 446 6,128,206 6, 787, 978 1, 470, 475 5, 206, 303 3.9 4.4 4.3 5.3 3.1 3.4; 3.7 4.1 2.9 2.8 21, 803, 969 19, 592, 962 4.4; 3.5| 3.1 6,147, 573 7, 686, 267 1, 299, 476 6, 983, 800 3, 744, 799 6,185,157 ] , 207, 343 4,136, 729 3.7J 4.1 4.0 6.9 2.9 3. 2 3.4 5.5; 1.8 2.6 3.2 3.3 15, 274, 028 4.5 3.6 2.5 213 608 880 689 4, 985, 926 6, 283, 445 1,174, 220 4, 503,105 3. 5! 4.1; 3.8 4.7j 2.91 3.2 3.2 3.7; 2,4 2.7 3.1 3.7 18, 982, 390 16, 946, 696 4.0 3.2 2.8 1.9 2.2 2.6 3.2 2.3 22,117,116 5, 7, 1, 4, 405 601 012 543 2,074 475, 609, 751 122, 373, 561 543 166, 587, 820 629 176, 694, 576 176 31, 491, 800 699 95, 457, 700 501,179 328, 761 387, 478 586, 551 6, 8, 1, 5, 2, 072 486, 324, 860 124, 349, 254 Totals Pr.ct. Pr.ct.Pr.ct. 4. 8 3.81 4.3 4. 8 3.7! 4. 0 4. 4 3. 9 4. 9 5. 3 4.2: 5. 8 43, 739, 079 56, 319, 205 5, 348, 175 29, 061,135 541 167, 237, 820 631 185, 468, 951 175 32, 599, 989 725 101, 018,100 March, 1878, to Sept., 1878: New England States - Middle States Southern States Western States Totals 28, 800, 217 2,080 496, 651, 580 130, 872,165 Totals General av<^rages 24, 317, 785 542 168,178, 520 631 190, 272, 820 175 32,120, 440 732 106, 079, 800 Sept., 1877, to March, 1878: New England S t a t e s . . . Middle States . . Southern States Western States Totals 2, 047 497, 864, 833 134,123, 649 978 736 203 300 V 00 1 March, 1877, to Sept., 1877: New England States.. Middle States Southern States Western States March, 1879, to Sept., 1879: New England States.. Middle States Southern States Western States $8, 767, 9, 985, 1, 956, 8, 090, 2, 081 500, 432, 271 132, 251, 078 Totals Sept., 1878, to March, 1879: New England States... Middle States Southern States Western States . $7, 758, 460 9,151,653 1, 589, 234 5, 868, 438 530 167, 902, 820 626 190, 928, 351 179 33, 392! 600 737 108, 258, 500 Sept., 1876, to March, 1877: New England S t a t e s . . . Middle States Southern States Western States Totals 512 $161, 928, 732 $43, 563, 385 603 190, 775, 509 57, 826, 444 4, 965,170 175 34, 640.100 27, 768, 650 757 110,520,432 531 166, 396, 620 625 193, 834, 271 174 33, 390,100 746 110, 588, 500 March, 1876, to Sept., 1876: New England States .. Middle States Southern States Western States 5 3 38, 956, 874 50,182, 622 5, 684, 035 23, 863, 603 2,047 470, 231, 896 118,687,134 903, 261, 217, 599, 5, 459, 786 6, 674, 618 1,115, 865 4, 708, 954 3, 846,183 4, 999, 505 951, 995 3, 861, 210 3.3 j 3.8, 3.5 49; ( 2. 7i 2.9 3.0 4.0; 17, 959, 223 13, 658, 893 3.8, 3.0 3^9 i 544 165, 645, 820 630 173, 979, 676 175 30, 882, 800 694 93, 905, 700 38, 50, 5, 23, 5, 295, 347 6, 876, 398 1,077,333 4, 291, 976 037,115 084, 782 240, 054 382,183 3, 658, 989 5, 826, 662 961, 734 4, 231, 275 j 2,043 464,413,996: 116,744,134! 17,541,054; 14, 678, 660{ 2.6 3.1' 3.0| 3.6 3.8 3.0; 2.5- 3.2 3. 9, 3.51 4.8; 2.6 2.4 3. 0 3. 2 3.0 2.7 3.9; 3.5 542 164,450,120i 37,441,984, 640 169, 645, 936 49, 779, 783 175 30,281,800 5,198,481} 688 90,754,200; 22,729,103 5,257,526 6, 690 394 1,056,594 4,397,353! 2, 045; 455,132, 056 115,149, 351) 17, 401,867; 16 873,200 8 1, 960 476, 868,109 ] 119, 019, 764; 22, 298, 642 24 214, 563 4 7 i i 4,761,422j 7,128, 979! 979,4961 4,003,303 3.2! 4.0 3.5 4.6 1.8 2.6 27 3.6 3.1j 3.0 3.7 4.1 XCIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of Ratio of dividends to capital for six months ending— States, Territories, and reserve cities. 1878. Eatio of 1879. Mar. Sept. Mar.'Sept. Mar..'Sept. Mar. Sept.;Mar. Sept. 1. ] Maine • New Hampshire Vermont Massachusetts Boston Rhode Island Connecticut New York New York City.... Albany 10 11 New Jersey Pennsylvania 12 : Philadelphia. 13 ! Pittsburgh 14 Delaware 15 Maryland 16 Baltimore ,. 17 18 District of Columbia.. Washington 19 2 0 ; Virginia 21 !West Virginia 22 i North Carolina 23 ;South Carolina 24 ;Georgia 25 i Florida 26 I Alabama 27 ; New Orleans 28 !Texas 29 !Arkansas 30 |Kentucky 31 ! Louisville , 32 j Tennessee 33 |Ohio 34 ! Cincinnati , 35 | Cleveland 36 i Indiana Illinois 37 ! 38 ! Chicago 39 !Michigan 40 t Detroit 41 I Wisconsin 42 I Milwaukee 43 !Iowa 44 Minnesota 45 i Missouri 46 ; Saint Louis 47 i Kansas 48 !Nebraska 49 |Oregon 50 !California 51 I San Francisco 52 i Colorado 53 !New Mexico 54 I Utah 55 Wyoming 56 Idaho 57 I Montana 58 Dakota 59 Washington Averages. 5.3 5.0 4.7 5.2 4.4 4.6 5.2 5.0 4.8 5.6 4.9 4.9 5.8 5.2 1. | 1. ! 1. 5.4 4.9 4.6 5.3 4.1 4.5 5.4 4.6 4.5 4.7 4.8 5.0 5.5 4.8 5.2 5.4 5.1 4.0 4.7 4.6 5.1. 1. 1. I 1. j 1. ; j Pr. ct. Pr. ct. Pr. ct. Pr. rt 1. | 1.. ct. ! Pr. ct 4.8 ! 5.1 4.5 i 4.4 4. 7 | 4. 2 4.3 4.4 4.3 4.1 3.9 3.8 3.9 3.9 4.1 4.1 4.0 4.0 4.0 3.6 3.4 ! 3.7 3.8 3.7 4.1 4.0 3.9 3.4 3.4 ! 3.7 4.0 4.0 3.1 3.0 2.9 2.3 2.2 ; 2.2 3.5 3.3 3.5 3.3 3.3 3.4 3.3 3.0 3.8 3.7 4.7 4.0 3.9 4.2 4.0 3.7 4.0 4.1 4.4 4.3 4.2 3.8 3.9 4.2 4.1 3.7 4.1 3.7 3.7 3.6 4.2 3.8 3.6 3.4 5.4 5.0 5.2 4.7 4.9 4.5 3.5 2.7 4.4 4.3 4.7 4.0 4.0 4.0 3.9 3.8 4.4 4.1 3.9 3.6 3.5 3.5 3.9 3.9 5.4 5.0 5.1 4.6 4.7 4.4 4.1 3.8 4.0 4.0 3.8 3.6 3.3 3.5 3.9 3.7 4.1 4.0 4.0 4.9 4.9 4.7 4.7 4.4 4.4 4.3 5.4 5.4 5.4 4.8 5.1 4.8 4.3 4.2 4.3 4.8 4. 2 4.4 4.1 3.9 3.3 5.1 4.0 4.0 4.0 4.0 4.0 4.0 3.5 i 4.0 3.5 3.5 4.0 4.8 4.8 4.1 8.0 2.6 4.0 ! 2.7 3.9 3.9 4.7 4.1 4.0 3.9 3.6 3.5 1.8 | 4.2 3.8 3.9 4.6 5.3 4.7 4.4 4.6 4!l 4.2 4.2 4.0 4.2 4.2 5.0 4.0 3.7 4.3 2.7 2.5 4.3 4.0 ! 3.3 3.9 3.9 4.8 4.1 4.4 4.2 4.0 3.8 3.5 2.3 3.1 i 1.9 4.2 3.8 5.1 3.7 4. ^ 3.5 3.2 4.8 3.4 3.5 1.6 j 3.0 5.1 3.0 I10.0 5.0 5.0 4.0 3.0 3.0 3.8 | 2.3 2. 7 2.6 2.8 '3.*8*" 3. 6 "4.2 3. 9 i 2. 9 3.5 3.4 2.9 2.9 4.1 I 3.7 4.0 3.5 4.6 4.3 6.2 4.2 4.2 2.7 3.8 4.7 8.4 4.5 4.0 3.6 2.8 2 1 9.0 3.4 2.6 ! 8.5 9.3 1.6 5.3 3.7 6. 3 . 4. 1 : i4. 5 '< 4. 74.3 4.3 3.9 3.7 3.7 3.2 3.*6* 4.o ; 3.2 4.6 4 . 3 I . 5.0 l 4.7 4.9 4.7 4.5 ! 3*! 8 3.5 1.6 . 4. 9 5.3 4.5 I 4.9 5. 5 4.8 4.6 4.2 4.8 4.3 4.7 I . 5.3 i 5. 5 i 5.1 ' 5.4 4.9 4.6 4.4 4.9 4.1 4.3 I . 4.9 o. o 4.9 4.9 4.5 ! 5.9 4.4 4.5 2.8 5.2 4.0 4.4 4.5 i . 4 . 9 : 5.0 5.0 i 5.4 4.0 ! 5.3 3.4 4.1 3.0 3.5 ! 4.3 4.3 . 5.0 5.3 5.3 i 5 . 1 5.5 i 4.9 4.5 5.0 4.2 4.0 5.1 6.1 I 4.6 4.2 5. 5 . : 5 . 8 ; 6.0 5.9 i1 5.3 5.7 4.7 . 3 . 5 4.4 4.0 2.9 9.4 31.0 1.8 6.6 3.8 6.8 I 2.5 2.9 . 5.6 ! 5.4 5.2 I ?'? 5. 4 i 4. 5 5. 7 4. 5 6.0 5.9 I 4.6 4.4 ! . 5.8 5.5 5.8 5. 5 5.5 | 5.5 H 17.2 5.1 4.9 ! 4.2 4.0 I . 6. 9 I6.1 6.0 ! 5. I 6.9 ! 5.1 ! 5. 5 | 5. 0 5.9 5.8 ! 5.5 4.8 ! . 4.9 ; 5.3 5.6 20.7 5.6 j 5.6 ! 4. 7 j 2. 9 2.9 2.9 [ 3.4 3 . 5 I . 5.5 : 5.9 5.8 ; 5.6 5.1 ! 5.2 | 5. 5 4. 7 4.5 4.4 4.5 4.8 . 6.2 3.8 5.6 ! 5. 2 5.2 !I 4.6 i 5. 5 5. 3 4.9 6.0 5.2 3.2 . 4.6 4.6 5.5 ! 4.3 4.5 4.0 i 3.8 I 5.3 4.6 3.3 3.8 3.8 I 3.4 3.2 . 3.9 !3.7 1.6 i 3.5 1.1 ; 3.9 3.6 i 2.0 1.3 . 4 . 1 4.5 7.6 1.7 5.3 ! 4.4 ! 3.8 I 4.9 2. 5 | 3.1 3.5 3.8 .5.1 5.5 6.2 7.6 6. 8 | 5. 4 6.7 10.8 4.5 6.6 . 6. 0 i6.0 !l2. 0 12.0 12.0 37.0 12.0 12. 0 17.0 22.0 5.0 5.0 5.6 5.1 9.9 | 3.7 7. 5 I 4. 2 6.3 6.1 . 6 . 5 • 6.3 I 6.7 5.7 . 6 . 6 6.5 I 4.8 3.3 3.6 3.6 2.9 4.1 3.7 I 3. 5 5.9 5.8 . is. i ; 7.2 J12.2 6.7 4.8 3.8 2.1 2.4 2.7 2.8 9.7 5.5 4.5 I 4.5 5.9 . 6. 5 6. 5 | 6. 5 3.5 6.5 6.5 4.0 5.8 . 4. 0 4. 0 I 4. 0 6.0 6.0 6.0 6.0 6.0 6.0 j 6.0 3.2 3.0 .18.0 20.0 25.0 15.0 18.0 10.0 20.0 15.0 16.5 16.3 .20.0 20.0 ! . 12. 5 3.6 112.2 11.4 4.1 5.7 5. 5 1. 5 ! 8.6 i 1.8 il0.2 3.0 . . . . | 5.0 5.0 5.0 5.0 5. 0 4. 0 ! 2.0 i 9.4 ! 4.8 4.3 I 4.0 1 4.3 3.1 4. 1 5.0 i 5.1 i 4.2 5. 1 4.7 ! 4.7 |: 5.4 4.2 it ill 4. 8 5.1 5. 0 4. 9 | 4. 9 4. 5 4.4 4. 5' \ 3. 9 | 3. 8 3. 9 i 3. NOTE.—Figures printed in bold-face type in REPORT OF THK COMPTROLLER OF THE CURRENCY XCV the dividends and earnings of national banks, from March 1, 1875, to September 1, 1879. dividends :o capital and surplu s for six months endm<I— 1876. Mar. 1. 4. t 3.9 3.2 3.6 3.1 3.5 3.9 3.9 4.6 3.2 3.7 3.7 3.7 3.4 4.0 4.2 3 9 3.4 3.9 •3.3 4.3 3.6 3.8 4.0 9.9 2.6 3.2 6.9 ...... 4.T 4.5 3.9 4.2 4.0 4.3 4.2 4.5 2.5 4.1 3.9 4.7 3.7 4.8 4.4 4.6 1.4 6.2 6.5 10.0 6.5 4.3 9.4 5.8 3.0 io.4.26 3.9 1877. 1878. Sept. Mar. Sept. Mar. Sept 1. •1. 1879. Ratio of earnings to capital and surplus for six months ending— 1875. Mar. Sept. Mar. 1. 3* 9** 3.9 4 . 1 3.7 3.6 3.8 3.5 5. 7 3*. 6 3.7 3.5 3.3 3.2 3.3 3.3 4.8 3.3 3.2 3.2 3.2 2.9 2.8 | 3.0 5.1 3.3 3.2 3.1 3.0 2.6 2. 6 2. 9 4.5 2.5 2.5 2.4 2.4 1 9 1. 8 ' 1. 8 4 . 1 3.4 2.9 2.7 2.8 2 9 2.8 2.6 4.3 3.9 3.7 3.2 3.1 3^3 3. 2 3. 0 4.3 4 . 1 3.5 3.5 3.4 3.1 3. 1 3. 4 4.3 3.2 3.2 2.9 2.8 2.8 3.2 2.9 3.8 2.9 3.1 2.9 3.0 2.7 2. 8 2. 6 3.4 3.7 3.5 3.4 3.7 3.2 3.2 3.1 5.1 3.7 3.4 3.2 3.1 2.8 2. 8 ; 2. 8 4.3 3.7 3.7 3.5 3.5 3.2 3. 3 3.1 4 2 3.3 3.1 3.1 2 9 2.8 2.6 2.7 4. 4 4.0 3.9 3.9 3*. 7 3.7 3. 5 3. 2 4.3 4.2 4.2 3.7 4.0 3.7 3. 4 3. 4 4.7 3.5 3.7 3 4 3.3 2.7 2. 9 3. 5 4 8 3.4 3.4 3.3 3.3 3.3 3.3 3.3 5.8 3.9 3.4 6.3 2.0 2.1 1.5 2.2 6.2 3.2 3.1 2.9 2.6 2.8 3. 3 1 3. 3 4.6 3.8 3.5 3 6 3.3 3.4 3.2 3.2 5.5 3.4 3.9 2.4 2.2 2 . 1 2. 7 2. 9 5.5 3.6 3.3 3.3 3.0 2.0 1. 4 1. 7 6.2 2.9 2.7 4 . 1 2.9 2.6 3. 2 : 2. 6 4.0 4.9 4.8 3.9 2.8 2.9 0.1 3.2 3.1 2,7 2.1 2.5 *2.'4;'2.'5' 4.4 3.4 3.1 3.9 3.7 5.1 3.7 3.7 2.6 3.7 7. 2 2.5 6.6 3.5 3.1 2.8 5. 7 8.1 1.2 1.4 4. 5 i 3.1 5.2 3.7 3.7 3.5 '3.3" 3.2 3. 2 2. 8 5.1 4.0 4 . 1 3.4 3.1 1.5 2. 3 2. 9 5.2 4.5 4.7 4.4 4 . 1 4.0 3. 6 4. 1 5.3 4.4 4.0 4.6 3.8 3.7 4.0 3.4 4.8 4.0 3.7 4.9 3.7 3.7 2.4 4.4 5.7 4.6 3.4 4.5 2.9 3.5 2. 6 3. 0 4.7 4.0 4 . 3 3.9 3.5 3 9 3.3 3.1 6.0 4.4 4.3 4.3 4 . 1 3.6 3. 9 4. 6 6.4 1.8 5.5 21.8 1.3 4 5 2.5 4.5 6.0 4.7 4 3 3.5 4.5 3.5 4. 7 4. 7 5.3 3.7 3.7 3.7 3.7 12.8 3.8 ! 3.6 6.2 4.0 5.4 4 . 1 4 . 3 3.9 4. 6 i 4. 5 6.1 1 5 . 1 4 . 1 4 . 1 3.5 2.2 2. 2 2.2 6.6 4.6 4 . 1 4.2 4.4 3.7 3. 6 3. 5 5.8 4 . 1 4.3 3.9 4.6 4 . 5 4.2 5.1 8.0 3.5 3.8 3.3 3.2 4.3 3.7 2.6 2.8 3.0 1.0 3.3 3.0 1.6 1.0 1 2.2 4.6 1.5 4.4 3.5 3.1 4 . 1 2. 0 2. 5 5.3 4.6 5.2 6.3 5.8 4.3 5.5 8.9 6.5 10.0 10.0 30.8 10.0 10.0 14.2 18.3 13.5 5.4 5.3 4.7 6.8 3.4 6.9 3.8 6.1 3.1 3.5 3.5 2.8 3.9 3.5 3.3 9.2 5.5 3.6 3.3 2.0 2.6 2. 3 2. 4 11.9 3.1 5.7 5.9 3.6 2.2 4.0 4.0 7.9 5.1 5.0 5.0 5.0 5.0 4. 8 4. 8 11.2 12.9 4 . 1 8.3 16.7 12.5 18.6 16.6 20.7 12.4 9.4 3.4 4.6 4.4 1.2 6.1 1.3 8.4 4.2 4.2 4.2 4.2 3.3 1. 8 8. 4 6.6 is. 6 3.6 3.5 3.6 3.2 3.0 3.0 3.1 4.7 Sept. Mar. 1. 5.3 4.2 4.8 4.7 3.8 4.4 4.6 4.4 3.6 3.3 4.8 4.1 3.9 4.3 4.0 5.1 4 2 2.4 5.0 5.8 5. 8 5.2 4.3 3.0 5.9 4.6 3.7 6.0 1.2 5.6 5.2 5. 2 5.0 5.9 4.9 4.9 6.5 9.4 6.3 6.5 5.6 4.2 6.6 5.2 5.4 1.8 4.2 7.4 14.9 8.2 8.7 9.2 6.8 6.3 8.6 18.1 7.1 5.1 3.3 3.7 4. 3 4. 2 3.9 4.6 5.3 3 0 4.8 5.6 5.5 5.8 5.6 5.0 4.8 7. 2 2! 9 8.0 6.6 3.6 6.0 5.4 5.9 4.9 4.9 4.7 4.8 6.5 6.6 5. 7 5.3 5.6 6.4 6.6 6.5 4.3 3.2 5.6 6.4 18.1 6.2 1.5 7.8 7.3 5.9 12.2 11.7 13.1 5.7 4.6 3.6 columns for 1878 and 1879 signify percentage of loss. 1876. 3.8 3.7 4.7 3.7 3.2 3.1 4.2 3.7 1877. 1878. 1879. Sept Mar. Sept, Mar. Sept Mar. 1. 1. 1. 1. ! 1. 1 3. f 4.6 4.0' 4. 2" 3.? 3.C2 2.4 4.7 3.7 3. 9 2! 9 3! 4 2.5 3.1 4.6 4.3 2.9 ! 2.2 3.1 3.1 2.9 2. 6 I 1.9 1.4 0.8 1. 7 1.9 1.4 1. 2 0. 9 2.4 3.6 2.8 0.3 1. 9 2. 0 3.6 3.2 0.1 3. 7 2. 7 2.9 2.8 2.8 3.5 2.9 2.8 2.7 1.7 1.4 1.5 2.0 1 2.0 2.5 3.0 3.9 2.5 1.1 0.7 1.2 2.5 4 . 1 3.2 3.6 3.4 1.9 2.3 3.5 3.8 2.8 3.1 2.5 3.4 4.2 3.6 3.2 3.8 2.3 3.4 3.0 3.2 3. 4 ! 1.2 2.4 4.0 4.7 4.3 4.0 3.9 3.4 3.2 4.2 4.4 4.4 3.5 4 . 1 1 2 3 2 4. 2 2.8 2.2 1.9 4.6 4.6 4.7 4.8 4.5 3.9 4.0 1.9 4.5 3.0 I 1.2 1.4 3.4 3.1 3.3 3.2 1.6 ! 1.6 4 8 3.7 2.3 3. 4 3. 2 ? 2 4.2 4.7 4.2 4.0 2.3 0 . 1 2.7 5.2 2.9 2. 4 2. 2 1.1 0.9 3.2 1. 8 S 2. 8 3.1 3.2 7.0 4.0 3. 2 ! 3.8 ! 4.0 1.1 3.5 2.1 3.5 3. 4 ; 2. 5 0.9 3.6 2 2 3.8 4.5 9.8 1.0 5.6 S! 5 3. 7 4. 7 2. 7 5.7 2.1 2. 3 3.6 1.0 3.5 0.5 2.1 4.4 4.0 3. 9 3. 4 2 2 4.9 4.6 3.8 2.7 0 . 2 3.0 4.6 4.3 3. 5 4. 2 2. 5 4.8 3.4 3.9 4.2 2.1 4. 0 3.1 4.2 3.6 1.0 : 3.8 | 3.8 3.5 3.2 4.6 3.9 3.5 0.4 3.2 4.3 4.0 3. 5 3. 7 2. 6 3.3 5.1 5.2 4. 0 4.1 3.1 2.0 5.0 6.4 1.5 2. 2 1.6 4. 8 4.8 3. 2 3. 9 4. 3 3.9 4.1 2.0 4.5 4.7 5.4 5.1 ! 4.5 5.9 5.3 5. 3 4. 2 4. 2 4.9 6.1 2.8 4.2 I 1.0 1.1 3.3 5.3 5.5 3.7 3.4 ; 3.1 3.4 5.0 3.6 5.1 2.9 i 4. 5 4.2 5.3 3.5 4. 4 ! 2. 6 4. 4 3.0 1.5 0.5 1. 0 i 2. 0 1. 6 2.8 3.4 3.9 4.5 3.9 6 . 3 5.2 6.0 4.4 7.4 5.7 6. 7 7. 3 15.7 11.0 11.1 12.6 14.9 17.4 6.4 7.1 5.9 6.4 5.6 6.0 3.6 6.0 1.8 3.9 3. 6 3. 8 2.9 1.2 0.9 3. 5 0. 6 4.1 4. 8 I 4. 4 4.5 6.4 6.3 6.4 6.9 5. 5 7. 3 3. 6 5.7 7.4 17.2 10.1 11.3 11.0 13.0 6.1 18.3 13.1 12.9 7.7 16.9 4.5 7.3 4.0 10.8 4.8 11.8 5.9 3.4 6.8 6.1 1.6 14.9 6.0 3.2 3.1 2.5 2.8 2.3 2.5 Sept. 3.5 2,9 2.7 2.5 1 4 2.9 •2.8 2.7 ,3.6 1.4 3.1 2.8 3.4 3.1 3.6 3.4 4 8 4.3 1.5 3.0 3.5 2.5 1.4 2.6 2.8 4.7 2.4 0.1 3.5 2.7 1.9 4.7 2.6 4.0 2.1 2.9 3.7 6.8 3.7 5.9 4.4 3.6 3.6 4.1 2.5 1.4 0.9 5.4 16.6 4.5 2.8 3.7 3.7 7.2 7.S 12.5 4.8 14.4 6.2 3.0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 XCVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of dividends and earnings of national banks in the United States from 1, 1878, to March 1, 1879. September Ratios. States and Territories. Capital. Maine Kew Hampshire . Vermont Massachusetts... Boston... Rhode Island Connecticut New York Xew York City Albany New Jersey Pennsylvania ... Philadelphia... Pittsburgh Delaware Mm viand Baltimore Dist. of Columbia Washington ... Virginia West Virginia ... North Carolina... South Carolina... Georgia [Florida Alabama New Orleans... Texas Arkansas Kentucky Louisville Tennessee Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco.. New Mexico "Utah Idaho Montana Wyoming Dakota Washington $9, 930, 000 5, 680, 000 8, 546, 000 44, 402, 700 51,550,000 20, 009, 800 25, 527, 820 33, ]46, 091 53,600,000 2, 000, 000 13, 833, 350 28,451,240 16, 843, 000 10,150, 000 1, 703, 985 2,181. 700 10,633,310 252, 000 1,125, 000 3, 085, 000 1, 056, 000 2,551,000 2, 735, 000 2, 041, 000 50, 000 1, 668, 000 2, 875, 000 1, 050, 000 205, 000 6, 891, 000 2, 995, 500 3, 080, 300 18, 586, 900 4, 300, 000 4, 350, 000 14, 959, 000 11, 329, 600 4, 450, 000 7, 478, 200 2,100, 000 2, 615, 000 650, 000 5, 807, 000 4, 770, 000 1, 375, 000 2, 650, 000 800, 000 950, 000 1,010,000 250, 000 1, 550, 000 2, 750, 000 300, 000 200, 000 100, 000 200, 000 125, 000 100, 000 150, 000 Totals 2,043 464,413, 996 Surplus. Dividends. N e t earnings.1 £^1 'r§^ a5' ao^ » Pr. ct. $396, 077 87 4.69 $465, 544 75 ' 224, 050 00 228, 096 63 3.94 262, 353 46 3.42 292,480 00 784. 066 93 3.37 ,496,407 42 510| 109 52 2.20 , 135, 586 60 559, 381 38 3.28 656, 259 00 918, 903 56 4.02 , 025, 019 45 : , 160, 243 09 3.87 , 282, £58 51 , 234, 458 68 .,751,167 07 4.17 40, 232 67 4.85 97, 000 00 443, 461 99 3.99 551, 945 50 835, 796 35 3.54 , 005. 828 20 824,194 96 4.66 785, 240 00 311,222 47 3.32 336. 500 00 89,208 55 4.42 78, 033 35 91, 386 72 4.47 97, 60.1 00 246,274 78 3.54 376.652 35 13, 949 38 4.00 10, 080 00 19, 523 76 1.4*2 20, 500 00 131, 292 60 4.22 130, 150 00 44,981 25 3.95 65,400 00 119, 590 77 3.07 78, 330 00 34, 582 74 1.61 44, 125 00 77, 800 00 76, 534 37 3.81 554 37 64,169 62 2*63" 2.38 "43,~900'00" 34,098 62 4.23 3.66 121, 750 00 77, 391 28 3.95 3.06 41, 500 00 5, 010 15 5.27 4.51 10, 800 00 168, 792 94 3.75 3.22 258,150 00 100, 886 01 2.54 2.28 76, 060 00 172, 047 04 4.20 3.61 129, 368 00 770, 899 25 4.86 4.03 903,120 24 180,487 12 2.84 2.35 122, 000 00 3.02 2.65 156,713 56 131, 500 00 626, 586 76 4.20 3.31 627, 975 00 5.14 3.87 302,497 54 582,117 00 337, 646 46 3.82 2.54 170,000 00 5.97 4.71 384, 856 87 446, 635 00 56, 035 34 5.10 3.80 107, COO 00 5.88 4.58 164, 085 58 153, 714 56 28,652 88 2.88 2.17 18, 750 00 4.53 242, 835 55 3.64 262, 795 53 275, 898 25 4.92 4.21 234,450 00 51, 313 27 4.56 3.66 62, 750 00 94, 385 86 1.26 1.01 33, 500 00 51, 395 99 2.45 1.99 19, 600 00 69, 883 73 6.74 I 5.49 64. 000 00 49,281 61 2.70 I 2.28 27, 250 00 52, 330 77 17.00 114.17 42, 500 00 102, 850 46 7.55 j 6.86 117,000 00 104, 644 18 3.66 3.47 100, 625 00 15, 361 28 4.50 ] 3.97 13, 500 00 14, 203 93 6.00 | 4.80 12, 000 00 20, 332 91 0. 00 |16. 67 20, 000 00 33,125 07 8.60 6.14 17,193 14 19, 528 30 16,442 04 L82" 2, 000 00 9, 000 00 "2.66 116, 744,134 52 |17, 541, 054 28 14, 678, 660 22 I 3.78 NOTE.—Figures in bold-faced type signify a loss. 3. 02 2. 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII Abstract of dividends and earnings of national hanks in the United States from March 1,1879, to September 1, 1879. Ratios. States and Terri- j tories. j Maine JTew Hampshire . Vermont Massachusetts... Boston Rhode Island Connecticut New York New York City Albany ". New Jersey Pennsylvania Philadelpnia... Pittsburgh Delaware Maryland Baltimore Dist. of Columbia Washington ... Virginia West Virginia ... N.orth Carolina .. South Carolina... Georgia Florida Alabama New Orleans... Texas Arkansas Kentucky Louisville Tennessee - . . , . . . Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Colorado Oregon California San Francisco . New Mexico Utah Idaho Montana Wyoming Dakota Washington Totals Capital. Surplus. Dividends. |Net earnings. Pr.ct Pr.ct1 Pr.ct. 3.48 69 $10, 435, 000 $2, 385, 509 63 $443, 409 88 j$446, 311 78 4.25 3.46 5, 630, 000 1, 034, 374 86 221, 600 00 194, 917 21 3.94 3.33 2.92 45 284, 977 30 2.97 3.70 2.71 46 8, 441, 000 2, 059, 898 16 311, 980 00 j 2.54 184 44, 057, 000 12, 297, 234 51 1, 642, 778 33 I1,429,404 16 3.73 2.92 1.40 54 50, 300, 000 9, 898,125 71 1, 084, 000 00 j 840, 564 95 2.16 1.80 2.89 61 20, 009, 800 3, 546, 599 56 601,039 00 i 681,156 10 3.00 2.55 884, 090 31 3.00 2.78 83 25, 577, 320 3.72 6, 220, 242 10 952, 718 45 | 2.72 229 32, 817,15 L 7, 401, 338 43 1,381, 152 53 i1, 093, 077 15 4.21 3.43 2.91 3.64 47 50, 750, 000 15, 909, 641 89 1, 941, 500 00 !2, 429, 544 00 3.83 1.45 90, 500 00 i 49, 547 35 4.53 2.65 2, 000, 000 ,1, 420, 000 00 7 3.14 3.08 528,282 77 3.97 13, 545, 350 3, 598, 409 59 537, 475 50 69 2.78 28, 448, 340 7, 284, 959 48 1, 005, 948 70 991, 783 08 3.54 2.82 182 3.07 3.43 16, 793, 000 31 7, 421, 536 07 744, 560 00 831, 734 42 4.43 3.05 22 9, 812, 300 2, 958, 290 08 344, 500 00 389, 809 29 3.51 2.70 3.24 3.62 14 462, 568 04 72, 083 35 80,488 10 4.08 1, 763, 985 3.40 19 2,281,700 669, 061 63 101, 001 00 100,180 55 4.43 3.42 4.85 14 430,843 05 599, 512 47 4.28 3.48 2, 311,177 38 10, 057,110 4.30 55, 000 00 10, 080 00 13,211 33 4.00 3.28 1 252, 000 2.18 1.54 287,800 00 21, 808 71 2.73 1,125, 000 30,750 00 5 3.29 3.03 792, 850 77 110, 705 61 2, 866, 000 120, 480 00 4.20 17 3.19 3.55 400, 508 15 15 65, 680 00 72,967 61 3.96 1, 656, 000 2.46 293,415 30 14 2, 361, 000 78, 250 00 65, 223 75 3.31 2.95 1.42 356, 289 94 12 2, 449, 900 46, 750 00 39, 803 14 1.91 1.67 2.56 2.61 380, 674 07 12 2, 041, 000 63, 099 52 3.04 62, 050 00 2.78 2, 000 00 50, 000 1, 446 98 1 4.72 193, 096 00 10 1, 668, 000 46, 300 00 87, 840 77i 2.78 2.49 2.37 448, 000 00 121, 750 00 78, 912 04 4.23 3.66 2, 875, 000 7 0.05 296, 368 87 1, 050,- 000 37, 500 00 625 64 I 3.57 2.79 11 3.49 205, 000 35, 625 00 8, 387 55| 3.66 3.12 7, 500 00 2 2.71 1,127, 412 12 229, 650 00 222,613 02 | 3.24 2.80 7, 084,100 41 1.92 2, 995, 500 319,013 01 63, 552 59i 3.24 2.93 97, 060 00 8 4.65 553, 227 56 143, 624 00 2, 980, 300 164, 318 00i 4.82 4.06 25 2.62 3, 774, 960 09 747, 032 83 18, 211, 900 575, 188 42I 4.10 3.39 149 3.97 834, 300 00 228, 000 00 207, 926 47 I 5.18 4.36 4 400, 000 6 2.06 630,700 00 3, 950, 000 138, 500 00 94,185 17 i 3.51 3.02 6 2.90 3, 930,104 20 13, 657, 500 540, 925 00 514, 796 06 j 3.96 3.08 93 3.73 3, 552,170 83 10, 999, 600 665, 780 00 543,136 36 I 6.05 4.58 129 6.81 3, 950, 000 2, 000, 000 00 270,000 00 405, 398 61! 6.84 ! 4.54 3.68 8 1, 906,104 62 7, 218, 200 429, 360 00 335, 387 15! 5. 95 | 4.71 5.87 74 715, 000 00 102, 000 00 165, 222 60I 4.86 | 3.62 4.39 2,100, 000 4 709, 850 26 145, 250 00 140, 936 63 5.81 I 4.53 3.61 2, 500, 000 34 215, 000 00 650, 000 18, 750 00 31, 223 79 ! 2.88 2.17 3 3.62 1, 437, 445 06 254, 700 00 5, 807, 000 262, 397 94 | 4.39 ! 3.52 4.11 75 800, 858 66 4, 660, 000 280, 800 00 224, 631 23 I 6.03 I 5.14 2.46 30 320,010 50 1,175, 000 38,500 00 36,801 09 I 3.28 j 2.58 1.39 14 639, 905 06 2, 650, 000 74, 000 00 45, 696 69 i 2.79 ! 2.25 0.92 5 181, 839 00 790, 000 24,400 00 8, 894 53 I 3.09 ! 2.51 5.42 11 205, 300 00 100,250 00 925, 000 61, 305 34 10. 84 I 8.87 3.66 10 205, 500 00 1, 010, 000 28, 750 00 44, 495 20 i 2.85 I 2.37 13 50, 000 00 250, 000 55, 000 00 49,680 58 22. 00 18.33 16.56 1 198,130 90 92, 513 74 , 4.18 3.77 1, 850, 000 77,250 00 4.52 8 80,571 83 I 3.45 3.26 159, 915 40 2.77 95, 000 00 2, 750, 000 2 : 4. 50 12,495 48 3.69 38, 955 87 300, 000 13, 500 00 *3.98 2 18; 065 72 6.00 4.80 7.23 200, 000 50, 000 00 ]2, 000 00 1 14,979 69 15. 00 12.50 12.48 100, 000 20, 000 00 15, 000 00 1 13,405 59 1.80 1.29 4.79 200, 000 80, 000 00 3, 605 23 3 125, 000 50, 000 00 22, 500 00 18,662 32 18.00 12.86 7.81 2 175, 000 21,123 00 16, 500 00 28, 237 24 ! 9.43 8.41 14.40 3 150, 000 1, 839 22 | 6.19 9, 392 20 1 2,045 j 455,132,056 ! 115,149,350 58 17,401,866 85 116,873,200 28 i 3.82 3.05 NOTE.—Figures in bold-faced type signify a loss. 7cc XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of the state of the lawful-money reserve of the national banks, STATES AND Reserve held. Dates. Sept. Dec. Feb. May June Oct. Dec. Mar. May June Oct. 12 Dec. Mar. May June Oct. Dec. Jan. Apr. June Oct. Dec. Mar. May June Oct. Dec. Jan. Apr. June Oct. 12,1873, 26,1873. 27,1874 1,1874 26,1874 2,1874 31,1874. 1,1875. 1,1875 30,1875. 1,1875. 17,1875 10,1876. 12,1876 30,1876 2,1876 22,1876 20,1877 14,1877. 22,1877. 1,1877, 28,1877 15,1878 1,1878 29,1878 1,1878 6,1878 1,1879 4,1879 14,1879 2,1879 Number of Circulation and deposits. janks. 1,747 1,749 1,748 1,751 1,755 1,774 1,797 1,801 1,815 1,845 1,851 1, 850 1,853 1,853 1,855 1,853 1,848 1,849 1,839 1,844 1,845 1,834 1,831 1,827 1,824 1,822 1,825 1,821 1,819 1,819 1,820 $536, 925, 203 486,180, 869 510, 946, 655 521,953,283 522, 874, 575 527, 506, 306 535, 679, 077 536, 289,193 536, 716, 262 541, 385, 844 537, 418, 449 525, 293, 754 527, 361, 413 521,137, 335 517, 605, 821 509, 793, 743 506,146, 248 516, 509, 339 511,110,102 505, 411, 087 505, 863, 456 508, 016, 893 504, 088,183 501, 295, 836 500,160, 076 507, 520, 794 502, 366, 967 509, 884, 805 513, 082, 781 520, 413, 938 552, 488, 005 Reserve required. $80, 593, 659 72, 985, 967 76, 700, 872 78, 351, 858 43,173, 243 44, 077, 914 45, 487, 042 46, 018, 207 46, 020, 096 46, 996, 069 46, 304, 791 44, 647, 985 45, 535, 811 44, 990, 757 44, 996, 205 43, 862, 907 43, 416, 361 44, 978, 935 44, 203, 308 43, 814, 051 43, 594, 978 43, 616, 668 42, 990, 670 42, 476, 500 42, 539, 987 43, 437, 474 42, 555, 776 43, 654, 032 44,126, 773 45, 068, 973 49, 535, 540 Amount. Ratio to liabilities. $110,456, 096 101,120, 726 115, 577, 200 112, 637, 640 111, 464, 693 100, 641, 694 103, 592,165 106, 826, 053 100, 691,135 105,154, 553 100,128, 907 97, 855, 940 108, 547, 092 104, 514, 789 103, 832, 286 99, 985, 627 101, 429. 533 108, 706, 493 103, 945, 584 101, 962, 783 95, 379, 331 101, 866, 983 108, 782, 223 99, 320, 989 102, 308, 371 106, 045,159 106, 003, 028 110,164, 553 105, 684, 344 112, 463, 409 124, 315, 513 Per cent. 20.6 20.8 22.6 21.6 38.8 34.3 34.2 34.9 32.9 33.6 32.5 32.9 35.8 34.9 34.7 34.3 35.1 36.3 35. 3 35.0 32.9 35.1 38.0 35.1 36.1 36.7 37.4 37.9 36.0 37.5 37.7 P^ior to June 20, 1874, the required reserve in States and Territories was 15 per RESERVE Sept. Dec. Feb. May June Oct. Dec. Mar. May June Oct. Dec. Mar. May June Oct. Dec. Jan. Apr. June Oct. Dec. Mar. May June Oct. Dec. Jan. Apr. June Oct. 12,1873.. 26, 1873.. 27,1874.. 1,1874,. 26,1874.. 2,1874,. 31,1874.. 1,1875.. 1,1875.. 30,1875.. 1,1875.17,1875.. 10,1876.. 12,1876.. 30,1876.. 2,1876.. 22,1876.. 20,1877.. 14,1877.. 22,1877.. 1,1877.. 28,1877.. 15,1878.. 1.1878.. 29,1878.. 1,1878.. 6,1878.. 1,1879.. 4,1879.. 14,1879.. 2,1879.. 227 227 227 228 230 230 228 231 231 236 236 238 236 236 236 234 234 234 234 235 233 232 233 232 231 230 230 229 229 228 $475, 521, 916 453, 081, 026 518, 570, 014 523, 075, 980 528, 619,121 521, 561, 727 509, 411, 623 514, 896, 921 507, 208, 290 532,175, 922 512, 848, 868 468, 699, 930 499, 853, 392 472, 260, 505 490, 357, 058 487,415, 795 470, 362, 089 495,143,120 478, 473,129 552, 836, 716 453, 740, 223 452, 799,159 466, 473, 764 455,737,410 476, 710. 381 471, 702, 867 464,122, 290 467, 004,100 450, 811, 448 500, 318, 396 529, 001, 668 $118, 880, 480 113, 270, 257 129, 642, 504 130, 768, 995 106,380,827 106,136,122 103, 317, 529 105, 569,158 104,199, 595 111, 317, 435 106, 542, 005 95, 863, 466 104, 535, 425 98, 776, 747 103, 860, 841 103, 721, 942 99, 237, 733 105, 461, 297 100, 522, 583 119, 511, 586 94, 748,175 93,174, 248 96, 235, 626 93, 468, 789 97, 257, 896 95, 357, 848 96,130, 280 91, 703, 713 103, 629, 635 109, 752, 489 $118, 679,153 127, 402, 586 158, 940,175 155, 563, 677 159, 275, 638 144, 307, 997 132, 348, 803 132, 217, 368 129, 803, 941 154, 560, 093 134, 976, 509 118, 291,125 142, 753,190 126,179, 248 142, 906, 797 136, 821, 941 122, 279, 996 142, 409,114 127, 205, 252 138, 499,197 115, 329, 428 119, 041, 848 131, 607, 266 121, 342, 350 129, 369, 019 121, 993, 977 122, 549, 302 123,982,261 111, 075, 311 130, 843, 837 136, 610, 443 Per cent. 25.0 28.1 30.6 29.5 37.4 34.0 32.0 31.3 31.1 34.7 31.7 30.8 34.1 31.9 34.4 34.2 30.8 33.8 29.0 31.6 30.5 31.9 34.2 32. 5 32.7 31.3 32.1 32.3 30.3 31.6 31.1 NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX as shown by their reports from September 12, 1873, to October 2, 1879. TERRITORIES. Classification of reserve held. Specie. $2, 071, 686 2, 286, 734 2, 475, 202 2, 431, 605 2, 256, 951 2, 375, 290 1, 992, 383 1, 652, 694 1,511,483 1, 600, 028 1, 555, 034 1, 452, 639 1, 800, 017 1, 912,171 2. 469, 391 2, 763,198 3, 427,133 3, 941, 358 4,166, 989 4, 208, 317 4,155, 631 4, 486,185 6, 305, 680 7, 007, 260 7, 049, 274 7, 988, 990 9, 048, 396 11, 578,143 11, 872, 699 12,135, 564 11, 474, 961 "United States Legal tenders. certificates of deposit. $42, 279, 728 45, 904, 389 44, 017, 327 47, 603, 805 44, 633,155 32, 885,197 34, 952, 061 33, 493, 083 34, 414, 616 34, 610, 241 32, 783, 502 32, 073, 246 32,141, 468 33, 630, 711 31,920,320 29, 723,138 30, 714, 772 32, 707, 525 31, 948, 207 30, 879,163 30, 316, 538 32, 730, 224 31, 528,169 32, 024, 586 29, 390,198 30, 064, 665 30, 579, 974 32, 374, 428 29, 074, 259 26, 433, 762 29, 628, 096 Clearing-hous certificates. Due from reserve agents. $63, 854, 50, 914, 66, 814, 60,112, 61, 978, 52, 714, 53, 935, 59, 021, 52, 061, 58, 439, 53, 322, 52, 073, 62,102, 56, 654, 57, 268, 56, 362, 55, 244, 60,110, 55, 904, 55,032, 48, 885, 52, 587, 58, 950, 48, 325, 54, 033, 56, 023, 54, 268. 54,197, 52, 916, 62, 257, 71, 302, 250, 000 015, 000 270, 000 490, 000 585, 000 775, 000 820, 000 845, 000 790, 000 890, 000 900, 000 805, 000 180, 000 285, 000 280, 000 280, 000 280, 000 245, 000 180, 000 250, 000 315, 000 225, 000 115, 000 035, 000 040, 000 995, 000 140, 000 035, 000 895, 000 695, 000 735, 000 Redemption fund with | Treasurer. $11, 11, 891, 11, 892, 11, 813, 11, 913, 11, 614, 11, 568, 11, 451, 11, 322, 11, 032, 10, 894, 10, 856, 10, 762, 10, 701, 10, 745, 10, 613, 10, 706, 697 10, 837, 10, 883, 10, 929, 10, 795, 017 10, 972, 10, 965, 10, 979, 10, 925, 10, 941, 11,184, 569 centum of circulation and deposits; since that date, 15 per centum of deposits only. CITIES. $17, 796, 781 24, 620, 304 30, 890, 661 30,138, 364 20, 069, 256 18, 865, 654 20, 444, 378 15, 014, 411 9,108, 878 17, 359, 554 6, 495, 294 15, 618, 267 27, 277, 329 19, 802, 423 22, 749, 078 18, 598, 456 20, 572, 511 4"), 7o7,!>00 2J, 90;>. 04i> 3 7, 11'7, <:7;i 3*. 5o:>, lHfr i'S.42!.."G<> 4S, 416, 37i*> 2J, «'»*.*, I)Hi 2-\ & «, *»"'4 : u !)2i,«i4 !•:(. -_r7.V > t>4 ::.. Mw. Tin ;;ti. C)bc, .71 $50, 067, 935 58, 943, 716 58, 620, 696 54, 062, 598 58, 423, 307 47, 082, 343 47, 458, 251 44, 952, 897 49, 462, 643 54, 756, 683 43, 583, 429 38, 563, 571 44, 603, 718 46,171, 398 58, 852, 046 54, 488, 445 35, 466, 510 39, 908, 797 40, 330, 831 47, 072, 388 36, 544, 635 37, 767, 429 32, 422, 675 35,163, 963 42, 209, 909 34, 306, 906 34, 074,142 38,162, 935 35, 373, 905 40, 611, 933 39, 557, 866 360, 000 995, 000 965, 000 645, 000 195, 000 055, 000 850, 000 555, 000 825, 000 420, 000 910, 000 200, 000 605, 000 095, 000 675, 000 890, 000 815, 000 225, 000 920, 000 380. 000 095, 000 290, 000 490, 000 960, 000 865, 000 695, 000 380. 000 880! 000 990J 000 465, 000 035, 000 75, 000 $32, 279, 437 21, 843, 566 34, 463, 818 33, 717, 715 35, 508, 075 31,142, 306 26, 553, 818 30, 967, 551 28, 559, 818 31,291,415 32, 322, 812 29, 389, 472 36, 965, 578 30,114, 214 30, 719, 768 31, 981, 995 28, 544, 429 28, 587, 547 29, 038, 296 27,119, 929 24, 398, 938 23, 372, 201 27, 066, 622 23,006,184 24, 841,174 29, 059, 854 27, 464, 439 23. 727, 624 21,3 05,059 31,185, 730 35, 720, 060 centum of circulation and deposits; since that date, 25 per centum of deposits only. 000 5,162, 694 5, 042, 356 4, 927, 509 4, 347, 602 4, 732, 441 4, 664, 974 4, 519, 815 4, 301, 565 3, 996, 213 3, 910, 905 3, 863, 045 3, 881, 546 3, 919, 861 4, 013, 076 3, 999, 201 3, 787, 666 4,190, 652 4, 211, 591 4,195, 707 4, 250, 740 4, 232, 601 4, 323, 867 4, 290, 088 4, 330, 483 4, 383, 451 4, 598, 146 I I i | | 9 10 11 12 13 14 17 | 20 21 22 23 24 25 26 27 28 29 30 31 I | j ! I i REPORT OF THE COMPTROLLER OF THE CURRENCY. Lawful money reserve of the national banks, as shown by the reports STATES AND ! dumber of banks. Maine New Hampshire Vermont Massachusetts Hhode Island Connecticut New York New Jersey Pennsylvania Delaware Maryland District of Columbia . Virginia West Virginia.... North Carolina South Carolina , Georgia Florida Alabama Texas Arkansas Kentucky Tennessee Ohio , Indiana Illinois Michigan Wisconsin Iowa. Minnesota... Missouri Kansas Nebraska Colorado Oregon New Mexico. Utah Idaho Montana Wyoming Dakota Washington . California Totals. 69 45 47 187 61 84 231 68 182 14 19 1 17 15 15 12 13 1 10 11 2 40 24 150 91 128 75 33 73 30 15 12 10 14 1 2 1 1 2 2 4 1 Deposits. $6, 429,156 3, 600, 030 3, 866, 293 32,431,375 ! 8,825,526 I 17,423,522 I 51,042,847 I 20, 613, 438 35, 629, 283 2, 526, 066 3,198, 499 495, 482 6,175, 336 1, 563, 893 2, 534, 788 2, 220, 739 2, 258,197 102, 255 1,442,500 ! 1,876,969 331,316 4, 742, 088 4, 979,100 25,113, 539 17, 656, 800 20, 320, 235 9, 478, 212 5,196, 580 8, 834, 461 7, 712, 842 1,737,235 j 2,453,250 ! 3,842,017 i 6,319,042 ' 1,064,340 394,746 i 640,018 131,315 : 810,170 i 444,244 i 797,444 | 159,691 f $964, 373 540, 005 579, 944 4, 864, 706 1, 323, 829 2, 613, 528 7, 656, 427 3, 092, 016 5, 344, 392 378, 910 479, 775 74, 322 926, 300 234,584 380, 218 333, 111 338, 730 15, 338 216, 375 281, 545 49, 697 711, 313 746, 865 3, 767, 031 2, 648, 520 3, 048, 035 1,421,732 779, 487 1, 325,169 1,156, 926 260, 585 367, 988 576, 303 947, 856 159, 651 59, 212 96, 003 19, 697 121, 526 66, 637 119, 617 23, 954 1, 813 7 327,414,879 j *2, 459, 573 j 49,112,232 ! 423,308 1,820 329, 874, 452 49,535,540 : NOTE.—Prior to June 20,1874, the required reserve in States and Territories was 15 per EESEEVE Boston Albany Philadelphia.. Pittsburgh . . . Baltimore Washington . . New Orleans.. Louisville Cincinnati Cleveland Chicago Detroit Milwaukee . . . Saint Louis... Totals . . New York San Erancisco $64, 717, 208 9, 558, 066 51, 769, 018 14, 254, 713 15, 239,109 1, 511, 801 5, 286, 725 4, 217, 425 13, 653,183 5, 981, 465 25, 578, 564 5, 510,128 2, 986, 560 6, 988, 054 $16, 179,302 i 2, 389,517 ! 12, 942,255 ; 3, 563.678 | 809' nnn 377| 950 1,321, 681 1, 054, 356 3,413, 296 1,495, 366 6,394, 641 1, 377, 532 746, 640 1,747, 014 180 227, 252, 019 56,813,005 I 47 210,159,157 52,539,789 \ * 1,598, 778 j 399,695 j *Includes NOTE.—Prior to June 20,1874, the required reserve in reserve cities was 25 per REPORT OF THE COMPTROLLER OF THE CURRENCY. CI of their condition at the close of business on October 2, 18/9. TERRITORIES. Classification of reserve lield. Reserve held. Ratio of $3, 374, 671 608, 007 1,809, 367 12, 390, 864 3,356, 893 6, 963, 024 17, 710, 499 7, 863, 868 13, 420, 950 1,043, 664 1,252, 083 252, 650 1,609, 225 646, 946 509,103 755,171 784, 960 23, 558 696, 793 870, 204 89, 085 2, 165, 209 1,532, 637 10, 168, 002 7 903, 641 7 940, 969 3,717, 355 1 920, 043 3 435, 621 1 969, 584 712, 626 860, 238 957, 349 2 252, 211 223, 819 141, 776 169, 551 24, 418 118, 879 122, 032 209, 243 44. 063 Per cent 52. 5 44.7 46.8 38.2 38.0 40.0 34.7 38.1 37.7 41.3 39.1 51.0 26.1 41.4 20.1 34.0 34. 8 23.0 48.3 46.4 26.9 45. 7 30.8 40.5 44.8 39.1 39.2 36.9 38.9 25.5 41.0 35.1 24.9 35.6 21.0 35.9 26.5 18.6 14.7 27.5 26.2 27.6 123,620,851 j 704,662 37.8 28.6 124, 325, 513 Specie. $172, 319 121,130 142, 952 1, 052, 909 279, 624 620, 749 1, 295, 788 597, 670 1, 524, 870 150, 095 119, 593 33, 259 117, 577 76,939 i 68,192 I 95,889 I 141, 518 | 2.067 I 66; 373 i 51,022 ! 1,614 ! 176, 084 ; 211, 898 876, 979 639, 328 608, 674 315,946 181, 790 429, 658 135,461 | 59,175 ! 45, 704 j 179,213 I 121,839 i 107,983 | 16, 618 | 57, 634 I 6,560 I 17,971 ; 38, 079 i 15,865 | 16,710 S Legal tenders. $345, 133, 264, 1, 348, 349, 1, 052, 3, 059, 1, 649, 3, 261, 107, 292, 105, 527, 252, 290, 435, 412, 20, 362, 531, 61, 480, 599, 3, 396, 2, 449, 2, 478, 1. 093, '521, 1, 203, 706, 212, 326, 200, 704, 46, 67, 81, 13, 59, 30, 88, United States Due from re- Redemption fund with certificates serve agents. Treasurer. of deposit. $200, 000 30, 000 335, 000 10, 000 60, 000 30, 000 25, 000 I 5, 000 1 10, 000 | 30, 000 $2, 437, 739 1,102, 833 1, 052, 279 7, 926,147 2, 058, 350 4, 347, 903 11, 684, 396 5, 050, 631 7, 402, 611 683,001 749, 042 103,141 849, 521 250, 486 73, 919 161,128 . 136,148 196, 426 258, 336 17.146 1, 207J 026 600, 753 5,103, 388 4, 301, 684 4, 456, 532 2, 061, 916 1,135, 562 1, 570,148 1, 003, 893 395, 760 454, 309 540, 755 1, 389, 297 58, 256 44,138 23, 915 37, 083 50, 552 99, 006 20,403 | 10, 991, 318 ! 483, 643 ! 29, 627, 905 191 735, 11,474,961 I 29,628,096 735, 000 000 j $419, 470 250, 350 349, 634 1, 862, 823 669, 060 911, 828 1, 335, 468 555, 757 1,171, 677 73, 279 90, 642 11,250 114, 700 66, 950 76, 319 62, 995 95, 029 1, 491 71, 744 29, 250 9,225 301, 249 120, 575 765, 779 508, 275 387, 610 246, 004 81, 042 202,138 123, 992 44, 845 33, 750 36, 405 36, 239 11, 250 13, 500 6,750 4, 500 4, 725 2,700 5,850 4,950 71, 095, 559 207,328 j 11,171, 069 13, 500 71, 302,887 11,184,569 centum of circulation and deposits ; since that date, 15 per centum of deposits only. CITIES. , 163, 765 532, 861 4, 026, 561 2, 293, 408 1,103,189 331, 848 1, 025, 637 459, 475 842, 433 1,185, 500 3, 034, 616 681,157 240, 332 898, 500 55, 000 100, 000 $11,475,485 2, 926, 674 5, 543,174 2, 291, 745 2,171, 884 165, 665 180, 533 846, 571 2, 084, 385 1,124, 593 4, 080,105 1, 599, 025 475, 496 755, 325 $1, 441, 737 76, 950 632, 324 333,152 297, 087 37, 350 94, 000 132, 242 159,132 97, 317 34, 950 63,150 28, 350 38, 685 13,135, 000 35, 720, 660 3, 466, 426 $1, 785, 000 385, 000 5, 880, 000 1,895, 000 1,520, 000 15, 000 1,500, 000 12,900,000 I circulation. centum of circulation and deposits; since that date, 25 per centum of deposits only. CII REFOKT OF THE COMPTROLLER OF THE CURRENCY. Table of the liabilities of the national banks, and of the reserve required and held at three dates in each year from 1876 to 1879. STATES AND TERRITORIES, EXCLUSIVE OF RESERVE CITIES. Number of banks. Dates. Reserve held. Xet de- Reserve posits. reared. Classification of reserve. Other Due Ratio to Specie. I lawful from Amount deposits S money. agents. Redemption fund. Millions Millions Millions Pi r ce t Millions Millions Milhlions Millions 1.9 j 34.9 299.4 45.0 104.5 11.0 34.9 56.7 2.5 I 33.2 299. 5 45.0 103.8 10.9 34.7 57.2 291. 7 43. 8 99. 9 2.7 I 31.0 10.8 34.3 55.4 103.9 294.2 35.3 33.1 55.9 10.7 44.2 4.2 101. 9 291.6 35.0 55.0 10.6 43.8 4.2 ! 32.1 31.6 95.4 290.1 32.9 48.9 10.7 43.6 10.9 35.1 7. 0 | 33.1 42.5 99.3 48.3 1,827 282.7 10.8 36.1 283.1 42.5 102.3 7.1 30.4 54.0 1,824 289.1 36.7 11. 0 43.4 106.1 56.0 1,822 8. 0 [ 31.1 10.9 36.0 30.0 52.9 293.8 44.1 105. 7 1,819 11.9 10.9 27.1 62.3 300.1 45.1 112.4 37.5 1,819 12.1 11.2 30.3 71.3 329.9 49.5 124.3 1,820 37.7 11.5 May 12,1876 . . . Juiio 30,1876... October 2,1876 April 14,1877 . J u n e 22,1877.., October 1,1877 1,853 1, 855 1,853 1,839 1,844 1,845 May 1,1878 . . . J u n e 29,1878.. October 1,1878 April 4,1879.. J u n e 14,1879... October 2,1879 N E W YORK C I T Y . May 12,1876 J u n e 30,1876 October 2,1876 April 14,1877 June22,1877 October 1,1877 May 1,1878 June29,1878 October 1,1878 April4,1879 Junel4,1879. October 2,1879 | 1 | 1 47 47 47 47 47 47 47 47 47 47 47 47 Millions Millions Millions Per cent Millions Millions 16.0 36.5 53.4 180.5 29.6 45.1 18.1 46.2 195.8 65.1 33.2 49.0 197.9 14.6 45.3 60.7 30.7 49.5 15.8 191.9 54.9 38.2 28.6 48.0 11.7 243.7 61. 3T 48.7 25.1 60.9 13.0 174.9 48.1 34.3 27.5 43.7 56.9 182.0 45.5 28.1 27.7 31.3 60.1 45.1 196.6 49.1 13.9 30.6 36.5 50.9 189.8 47.4 13.3 26.8 17.5 28.0 46.6 43.1 27.0 172.2 18.3 37.2 50.9 56.6 203.5 27.8 52.6 19.4 32.6 210.2 53.1 25.3 Millions Millions 0.9 0.8 0.8 0.9 0.9 0.8 1.1 1.1 1.1 1.1 1.1 1.1 OTHER RESERVE CITIES. May 12,1876 . . , J u n e 30,1876 .. October 2,1876 Millions Millions Millions Per cent Millions 33.9 214.6 53.6 3.8 72.8 54.9 35.4 219.6 4.7 77.8 54.2 35.1 217.0 4.0 76.1 210.2 52.5 72.3 34.4 7.1 234. 3 58.6 77.2 32.9 5.4 204.1 / 51.0 67. 3 33.0 5.6 April 14,1877 . J u n e 22,1877.. October 1,1877 189 189 189 187 187 188 May 1,1878 . . . , J u n e 29,1878 ., October 1,1878 185 185 184 191.9 198.9 199.9 48.0 49.7 50.0 April 4,1879 . . , J u n e 14,1879.. October 2,1879 182 182 181 194. 6 211.0 228.8 48.6 52. 7 57.2 64.4 69.2 71.1 64.5 74.3 83.5 33.6 34.8 35.6 10.9 8.3 9.4 33.1 35.2 36.5 11.7 11.9 11.3 Millw SUMMARY. May 12,1876 . . J u n e 30,1876... October 2,1876 2,089 2,091 2,089 April 14,1877 . J u n e 22,1877.'.. October 1,1877 Millions MillionsMillions Per cent Millions Millions Millions Millions 33.2 34.5 33.5 21.7 25.3 21.3 107.1 118.8 113.4 144.7 163. 3 138.3 230.7 246.7 236.7 231.1 240.4 210.8 33.2 31.2 31.5 27.1 21.3 22.8 136.0 141.3 140.8 220.6 231.6 228.1 33.6 34.1 33.6 46.0 29.3 30.7 135.8 148.7 159.3 216.8 243. 3 260.9 32.8 34.0 33.9 41.1 42.3 42.2 694.5 714.9 706.6 143.7 148.9 147.5 2,073 2,078 2,080 696.3 769.6 669.1 May 1,1878 . . . J u n e 29,1878... October 1,1878 2,059 2,056 2,053 April 4,1879... J u n e 14,1879.. October 2,1879 2,048 2,048 2,048 656.6 678.6 678.8 660.6 714.6 768.9 15.1 14.7 14.6 104.4 122.4 100.2 87.9 87.4 85.0 82.1 73.3 14.6 14.6 14.5 88.2 108.4 97.0 71.3 78.8 85.1 15.1 15.1 15.3 86.4 74.0 92. 2 93. 5 95.9 t 107.0 15.3 15; 3 15.8 REPORT OP .THE COMPTROLLER OF THE CURRENCY. CIII •Clearings and balances of the banks of New York City for the weeks ending at the dates given. Week ending;— ;Sept. 4,1869.. Sept. 11,1869.. Sept. 18,1869.. Sept. 25,1869.. Oct. 2,1869.. Oct. 9,1869 . Oct. 16,1869.. Oct. 23,1869.. Oct. 30,1869.. Nov. 6,1869.. Nov. 13,1869.. Nov. 20,1869.. Nov. 27,1869.. Sept. 7,1872.. Sept. 14,1872.. Sept, 21,1872.. Sept. 28,1872.. Oct. 5,1872.. Oct. 12,1872.. Oct. 19,1872.. Oct. 26,1872.. Nov. 2,1872.. Nov. 9,1872.. Nov. 16,1872.. Nov. 23,1872.. Nov. 30,1872.. Sept. 6,1873. Sept. 13,1873. Sept. 20,1873., Sept. 27,1873.. Oct. 4,1873.. Oct. 11,1873.. Oct. 18,1873.. Oct. 25,1873., Nov. 1,1873.. Nov. 8,1873.. Nov. 15,1873., *iov, 22,1873., Nov. 29,1873.. Sept. 1,1877.. Sept. 8,1877.. Sept. }5,1877.. Sept. 22,1877.. Sept. 29,1877.. Oct. 6,1877.. Oct. 13,1877.. Oct. 20, 1877.. Oct. 27,1877.. Nov. 3,1877.. Nov. 10,1877.. Nov. 17,1877.. Nov. 24,1877-. Sept. 7,1878.. Sept. 14,1878.. Sept. 21,1878.. Sept. 28,1878.. Oct. 5,1878.. Oct. 12,1878.. Oct. 19,1878.. Oct. 26,1878.. Nov. 2,1878.. Nov. 9,1878.. Nov. 16,1878.. Nov. 23,1878.. Nov. 30,1878.. Sept. Sept. Sept. Sept, Oct. Oct. Oct. Oct. Nov. Nov. Nov. Nov. 1879.. 1879.. 1879.. 1879. 1879.. 1879.. 1879.. 1879.. 1879.. 1879.. 1879.. 1879.. Clearings. $556, 889, 275 37 791, 753, 344 50 662,419,788 89 989, 274, 472 82 792, 893, 774 00 628, 380, 852 64 534, 392, 262 94 581, 510, 262 09 540, 450, 647 73 689, 884, 676 18 570, 859, 293 16 481, 750, 558 00 561,183, 865 48 559, 395,714 06 587, 682,466 85 765,187, 225 78 656, 301,418 37 777, 477,621 65 802, 224,679 44 818, 599,930 27 879, 906,570 29 903, 910,753 48 644, 455,688 37 879, 855,881 39 796, 302,118 06 678, 212,042 86 553, 727,902 28 548, 295,978 73 654, 392,916 42 302,201, 099 44 318, 257,024 83 329,152, 694 92 352, 555,457 62 307, 267,809 59 316, 235,255 26 330, 422,376 35 329, 556,276 45 357,181, 656 40 326, 834,765 78 400, 793, 928 37 397, 270, 385 61 379, 235, 693 05 405, 032, 278 32 419, 336,185 05 428, 838, 637 02 485, 782, 249 45 478,165, 840 10 437, 387, 453 60 458, 025, 653 36 358, 005,167 11 401, 980, 936 84 417,104, 418 66 348, 022,456 02 ! 330, 877,791 01 i 333, 606,566 02 370, 111,767 49 453, 971,364 93 424.149, 900 70 I 482, 291,920 94 392, 878,293 23 488, 571,553 53 408, 903,425 00 460, 572,737 80 404, 037,742 00 368, 238,659 90 i 452, 345,265 71 I 507,109, 348 67 I 530, 921,366 52 591, 859,560 99 747, 278,535 78 741, 448,440 55 798, 960,746 51 761, 277,728 00 865, 862,857 05 772.150, 134 18 870, 092,059 78 942, 922,768 23 Balances. $22, 846,525 42 20, 445,920 37 21, 332,873 03 23, 263,912 89 27, 822,334 99 20, 658,661 75 22,105, 212 59 22, 265,548 20 21,193, 926 00 23,177, 215 54 19, 047,548 13 19, 205,096 29 18, 389,396 74 21, 966, 697 50 23,129, 720 42 23, 284,120 91 23, 423, 227 08 25,584,378 23 26, 249, 450 31 22, 979, 886 08 25, 707, 450 11 28, 300, 444 40 19, 233, 388 26 23, 855, 689 89 26, 726, 313 98 21, 260, 670 d8 22, 328, 640 26 22,855,801 28 23,131, 846 63 22, 883, 461 74 18, 068, 688 12 15, 642, 330 07 17, 780, 057 56 13, 374,437 98 15, 957,165 33 14, 831, 208 01 13, 361, 572 96 12, 424, 216 49 13, 831, 781 11 17,195, 538 34 21, 276, 952 69 16, 226, 864 42 18, 062, 064 62 17, 638, 612 67 17, 969, 027 54 19, 466, 542 22 21, 282, 891 22 16, 555,158 76 23, 219, 535 73 16, 400, 805 41 20, 952, 083 11 17, 367,124 75 17, 551, 602 23 17, 037, 659 82 17, 080, 319 34 17, 596, 844 29 18, 225, 691 50 22, 036, 490 39 21, 414, 267 79 16, 507, 373 90 24, 886, 588 26 19, 531, 868 14 20, 918, 299 11 17, 061, 847 48 16, 450, 900 37 23, 606, 921 32 23, 279, 390 27 24, 859, 791 49 26, 691, 095 46 28, 371,132 68 29, 463, 295 51 26, 950, 734 21 28, 333, 087 73 32, 796, 457 88 30, 621, 579 21 39, 899, 377 29 30, 443, 292 71 CIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Average weekly deposits, circulation, and reserve of the national banks in New York City, as reported to the New York Clearing-House, for the months of September and October in each year from 1872 to 1879. Iieser\ r e. Liabilities. "Week endingCirculation. Xet deposits. Total. Specie. Legal-tenders. Total. Ratio to liabilities. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 7, 1872.. 14, 1872.. 21, 1872.. 28, 1872.. 5,1872.. 12, 1872.. 19,1872.. 26, 1872.. Dollars. 27, 487, 200 27, 580, 600 27, 622, 300 27, 689, 400 27, 551,100 27, 692, 900 27, 661, 300 27, 641, 000 Dollar,?. 183, 510, 100 179, 765, 800 171, 742, 500 165, 721, 900 158, 840, 300 161, 816, 200 171, 115, 000 174, 086, 400 Dollars. 210,997,300 ' 207, 346, 400 199,364,800 ' 193,411,300 i 186,399,400 ! 189,509,100 ! 198, 776, 300 201, 727, 400 Dollars. Dollars. 11,619,600 43, 866, 500 11,130, 700 42, 993, 300 16,851,600 39, 419, 300 10, 045, 900 39, 651, 700 8, 469, 700 •37, 998, 500 10, 070, 200 40, 675,100 10, 657, 400 46, 260,100 9,234,300 46, 885, 000 Dollars. Percent. 55, 486,100 26.30 54,124, 000 26.10 56, 270, 900 28.22 49, 697, 600 25.18 46, 468, 200 24.93 50, 745, 300 26.77 56, 917, 500 28. 63 56,119, 300 27.82 Sept, Sept. Sept. Sept. Oct. Oct. Oct. Oct. 6, 1873.. 13, 1873.. 20, 1873.. 27, 1873.. 4, 1873.. 11, 1873.. 18, 1873.. 25,1873.. 27, 323, 300 26, 351,200 27, 382,000 1 27, 295, 400 27, 393, 700 27, 419, 400 27, 421, 200 27, 390,100 182, 775, 700 177, 850, 500 168, 877, 100 150, 171, 300 131. 855, 500 131, 958, 900 129, 575, 800 125, 071, 300 210, 099, 000 204, 201, 700 196, 259,100 177, 366, 700 159, 249, 200 159, 378, 300 156, 997, 000 153, 061, 400 19, 935, 900 17, 655, 500 16,135, 200 11, 448,100 9, 240, 300 10, 506, 900 11, 650,100 11, 433, 500 33, 993,600 32, 500, 800 30, 083, 800 17, 883, 300 9, 251, 900 8, 049, 300 5, 179, 800 7, 187, 300 53, 929, 500 50,156, 300 46, 219, 000 29, 331, 400 18, 492, 200 18, 556, 200 16, 829, 900 18, 620, 800 25.66 24.56 23.55 16.54 11.61 11.64 10. 72 12.1G Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. 25, 630, 500 5, 1874.. 12,1874.. 27, 701,700 19,1874.. 25, 595, 700 26, 1874.. 25, 593, 900 3, 1874.. 25, 387, 700 10, 1874.. 25, 083, 900 17, 1874.. . 25, 028, 600 24, 1874.. 24, 981, 600 31, 1874.. 25, 025,100 202, 918, 100 205, 166, 500 204, 285, 600 187, 139, 700 202, 605, 300 200, 054, 500 197, 261, 900 193, 514, 600 193, 611, 700 228, 548, 600 232, 868, 200 229, 881, 300 212, 733, 600 227, 993, 000 225,138, 400 222, 290, 500 218, 496, 200 218, 036, 800 16, 807, 500 17, 589, 200 17, 453, 200 16, 799, 500 15, 373, 400 14, 517, 700 12, 091, 400 11, 457, 900 10, 324, 900 54, 878,100 54, 715, 700 55, 017, 300 53, 977, 900 53, 297, 600 52 152, 000 5l' 855,100 49. 893, 900 50, 773, 000 71, 785, 600 72, 304, 900 72, 470, 500 70, 777, 400 68, 671, 000 66, 669, 700 64, 546, 500 61, 351, 800 61, 097, 900 31. 41 31.05 31.52 33.27 30.01 29.61 29.04 28. 82 27.94 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. Oct. 4, 1875.. 11, 1875.. 18,1875 . 25, 1875.. 2, 1875.. 9,1875.. 16, 1875.. 23, 1875.. 30 1875.. 18, 093, 700 17, 725, 000 17, 223,200 17, 902, (300 17, 894, 100 17, 820, 700 17, 781, 200 17 844, 600 17 900,100 210, 397, .200 209, 802, 100 206, 916, 800 205, 433 200 201, 409 700 197, 555 800 195, 192 400 191, 468, 500 189, 068 800 22 5, 490, 900 227, 527,100 224, 640, 000 223, 385, 800 219, 303, 800 215, 376, 500 212, 973, 600 209, 313,100 206, 908, 900 9,155,700 8, 494, 500 6, 538, 200 6, 432, 400 5, 438, 900 5, 716, 200 5, 528, 500 5, 735, 000 8, 975, 600 58 810, 600 57, 828, 300 57, 856, 600 56 348, 400 56 181, 500 51 342, 300 48, 582, 700 47, 300, 900 45, 762, 800 67, 966, 300 66, 322, 800 64, 394, 800 62, 780, 800 61, 620, 400 57, 058, 500 54, 111, 200 53, 035, 900 54, 738, 400 29.75 29.15 28.67 28.10 28.10 26.49 25.41 • 25. 34 26.45 Sept. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. . 2 1876.. 9, 1876.. 16 1876.. 23 1876.. 30,1876.. 7 1876.. 14 1876.. 21 1876.. 28 1876.. 14 577, 300 14 339, 700 14 403, 500 14 400, 800 14 615, 700 11 897, 000 14 693, 300 14, 809, 200 15 059, 600 197, 200, 202 200 196 195 190 190 183 992, 400 754 700 734 500 794 800 590, 400 145 700 699 600 019 900 810 200 212, 569, 700 215, 094, 400 217,138, 000 215,195, 600 211, 206,100 207, 042, 700 205, 392, 900 204, 829,100 198, 869, 800 19, 617, 20, 202, 20, 068, 16, 907, 14, 751, 17, 682, 16, 233, 15, 577, 14, 011, 48 48 49 48 47 45 43 41 41 000 700 200 500 900 600 600 700 600 67, 855, 600 68, 902, 400 69, 407,100 65, 533, 300 62, 290,100 63, 218, 200 59, 238, 200 56, 999, 200 55, 657, 200 31.92 32.03 31.96 30.45 29.49 30.53 28.84 27.83 27. 99' Sept. Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 1 1877.. 8,1877.. 15 1877.. 22 1877.. 29 1877.. 6 1877.. 13 1877.. 20 1877.. 27 1877.. 15 357, 900 15 543, 000 15 551, 700 15 570, 700 15 699, 000 15, 964, 900 16, 055, 600 16 205, 000 16 600, 700 181 741 500 182, 949, 400 181 584 100 180 633, 700 175 036, 800 172 106, 000 171 058 500 169 670 500 168, 373 800 197, 099, 400 198, 492, 400 197,135, 800 196, 204, 400 190, 735, 800 188, 070, 900 187,114,100 185, 875, 500 184, 974, 500 13, 993, 800 17, 811, 000 17, 451, 000 16, 945,100 14, 682,100 14, 665, 600 14, 726, 500 14, 087, 400 15, 209, 000 41 460, 400 39 019, 800 38; 429, 900 37 113, 200 36 978, 900 36 168, 300 35 178, 900 35 101, 700 34 367, 800 55, 454, 200 56, 830, 800 55, 880, 900 54, 058, 300 51, 661, 000 50, 833, 900 49, 905, 400 49,189,100 49, 576, 800 28.14 28. 63; 28, 35 27.55 27. 09 27.03 26.67 26. 46 26. 80 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 7 1878.. 14 1878.. 21 1878.. 28,1878.. 5,1878.. 12,1878.. 19 1878.. 26,1878.. 19, 037, 19, 453, 19, 591, 19 592, 19 552, 19, 567, 19 575, 19 864, 191 650, 191 090 190, 268 189, 832 187 568 184 825 183 627 186 082 210, 687, 200 14, 583, 200 43 260, 300 210, 543, 500 15, 929, 300 41 , 673, 400 209, 859,100 i 15,590,400 41 894, 700 209, 425, 200 15, 373, 300 I 39 , 762, 000 207,120, 600 14, 995, 800 ! 38 , 304, 900 204, 393, 200 12,184, 600 i 37, 685,100 203, 203, 500 13, 531, 400 j 36, 576, 000 205, 946, 500 ! 17,384,200 j 35,690,500 57, 843, 500 57, 602, 700 57, 485,100 55,135, 300 53, 300, 700 49, 869, 700 50,107, 400 53, 074, 700 27.45 27.36 27.40 26.33^ 25. 73 24.40 24.66 25.77 Sept. Sept. Sept. Sept. Oct. Oct. Oct. Oct. 6,1879.. 13 1879.. 20 1879.. 27 1879.. 4, 1 8 7 9 . . 11 1879.. 18,1879.. 25,1879.. 21 354,100 21 585, 300 23 , 366, 700 21 513, 700 21 , 914, 200 22 061, 900 22 268, 600 22 430, 500 000 000 000 500 200 800 900 400 201 201 203 204 206 207 207 205 200 500 100 700 400 400 600 100 608 ,400 071 ,200 326 ,900 964, 400 866 ,800 684 ,500 200, 200 490,800 600 700 900 800 200 600 600 500 600 222, 962, 500 18, 502, 900 222, 656, 500 18, 538, 000 224, 693, 600 18, 670, 400 226, 478,100 18, 731, 600 228, 781, 000 18, 979, 600 229, 746, 400 20, 901, 800 229, 468, 800 24, 686, 500 227, 927, 300 ! 25, 636, 000 238, 699, 338, 625, 538, 535, 004, 421, 645, 36 , 275, 800 54, 778, 700 36 , 181, 600 54, 719, 600 | 37, 781,100 56, 451, 500 35,901,900 54, 633, 500 , 368, 000 53, 347, 600 1 34 ! 32. 820. 300 53, 722,100 1 29| 305, 200 53, 991, 700 26,713,900 1 52,349,900 24.57 24.58 25.12 24.12 23.32 23.38 23.53 22.97 REPORT OF THE COMPTROLLER OF THE CURRENCY, CV Number of State banks, savings-banks, trust companies and private bankers, ivitli their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876. Number. States, &c. Maine New Hampshire "Vermont Massachusetts Boston Rhode Island Connecticut - New England States New York New York City Albany New Jersey .Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Middle States Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Southern States Ohio Cincinnati Cleveland Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee Iowa Minnesota Missouri Saint Louis Kansas Nebraska Western States Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories Grand totals 66 78 21 168 67 58 112 Capital. I Deposits. Tax. - [On capital On deposits. I $177, 658 $27, 017, 950 151, 000 30, 937, 358 302, 500 8,123, 983 855, 000 163, 436, 726 3,108, 788 84, 686, 258 3, 923, 222 52, 888,125 3, 027, 892 82, 818, 889 Total. $403 314 650 1,569 4,442 8,482 5,815 $5, 837 12, 757 4,348 6,546 18, 732 45, 724 50, 228 $6, 240 13, 071 4,998 8,115 23,174 54, 206 56, 043 449,909,289 21,675 144,172 165, 847 340 10, 850, 325 151, 986, 519 472 48, 518, 475 278, 634,125 15 579, 500 12, 754, 533 36,110, 777 67 2, 418,120 344 12, 475, 573 41, 393, 026 66 2, 502, 021 47, 415, 908 43 5,137,193 13, 937,144 1, 684, 846 10 708, 596 543,171 17 631, 885 40 4, 066, 837 24, 876, 590 1 28, 452 20, 000 11 3, 618, 467 595,102 23, 044 78, 635 452 5,243 29,125 5,845 11, 863 1,687 1, 293 8,591 50 412 111, 326 271, 833 10,177 28,120 102, 767 78,369 24, 939 2,000 875 18, 217 71 7,973 134, 370 350, 468 10, 629 33, 363 131, 892 84, 214 36, 802 3,687 2,168 26, 808 121 8, 385 570 | 11,546,060 1, 426 i 88, 503, 627 j 612, 983, 558 | 166, 240 | 656,667 822, 907 7,188, 428 3, 939, 744 885, 795 1, 008, 034 3, 383, 964 240, 821 1, 501, 305 1,196, 752 40, 508 6, 290,194 4, 302, 285 264, 300 6, 086, 657 5, 976, 005 2, 775, 023 16, 925 9,849 2,214 2,341 8,264 602 3,753 2,992 101 11, 796 10, 756 661 15, 216 14, 940 25, 64g 13, 402 3,656 4,857 20, 323 699 6,403 5,415 236 20, 825 18, 315 1, 222 33, 348 28, 778 11,110 512 i 35,878,660 | 45,079,815 107, 348 194, 237 14,181 3,454 1,863 12, 847 12, 205 9,538 6,391 2,292 2,927 1,415 11, 691 2,732 7,597 18, 496 3,887 1,011 38, 794 20, 312 16, 446 22, 287 41, 832 20,172 12, 339 15, 372 9,112 15, 590 21, 846 6,306 24, 805 60, 801 7,002 3,126 52, 975 23, 766 18, 309 35,134 54, 037 29, 710 18, 730 17, 664 12, 039 17, 005 33, 537 9,038 32, 402 79, 297 10, 889 4,137 112,527 336,142 | 448, 669 3,024 35, 258 166, 926 2,519 4,226 1, 471 84 136 65 345 175 681 10 4,290 59, 997 224, 055 3, 893 4,975 1,848 89 232 208 405 419 1,238 31 214, 920 301, 680 77 25 15 18 69 3 18 29 2 24 98 13 72 18 31 262 21 10 149 315 41 140 14 87 266 68 165 54 109 35 3, 563, 878 1, 426, 858 576, 662 1, 006, 452 4, 823, 597 39, 000 1, 095, 900 1, 251, 577 54, 000 3, 611, 584 3,400,041 225,167 7, 488, 271 5, 592, 382 1, 723, 291 6, 327, 007 1, 963,150 802, 819 6, 033, 563 5, 452, 244 4, 918, 350 2, 597, 657 1,172, 902 1, 328, 035 677, 522 4, 832,196 1,158, 438 3, 467, 093 7, 928, 799 1, 638,143 407, 354 16, 069,106 8, 955,100 11, 859, 737 10, 533, 776 17, 518, 220 14, 913, 591 4, 935, 755 6,148, 749 3, 645, 026 6, 236, 008 8, 738, 362 2, 539, 637 9, 921, 909 24, 723, 031 2, 800, 868 1, 250, 342 1,748 ! 50,705,272 150,789,217 7 546, 985 84 9, 917, 377 49 23, 728, 485 29 549, 540 17 299, 438 6 151, 000 3 2,000 3 38, 372 3 57, 417 7 24, 000 6 97, 431 4 222, 947 \ 8,333 219 I 35, 643, 325 1, 209, 830 16, 928, 318 96, 733, 616 1, 007, 576 1, 690, 357 588, 283 33, 743 54, 368 25, 990 137, 911 69, 863 272, 450 4,167 1 266 24 739 57 129 1 374 749 377 5 96 143 60 244 557 21 118, 756, 472 16,760 I 4,475 222,276,944 1,377,518,351 474, 091 ! 1, 459, 249 j 1, 933, 340 CVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Number of State banks, savings-banks, trust companies and private bankers, ivith their average capital and deposits, and the tax thereon, for the six months ending May 31,1877. States~and Territories. Maine New H a m p s h i r e . Vermont Massachusetts... Boston Rhode Island Connecticut New England States New York New York City Albany New Jersey Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore District of Columbia Washington Middle States Virginia "West Virginia North Carolina South Carolina Georgia Florida Alabama Mississippi Louisiana New Orleans Texas Arkansas Kentucky Louisville Tennessee Tax. On capita1" ]on deposits. | Total. Capital. Deposits. 21 107 64 58 109 $173, 905 52, 333 335, 000 819, 333 3,127, 387 3, 894, 673 2, 869, 642 $20,499,218 i 30,890,234 8,107, 445 162,477,183 I 88,710,005 ! 53,031,370 ! 82, 893, 262 I 557 11,272,273 | 336 460 14 65 346 60 41 10 15 40 1 10 11,061,720 45, 785, 796 637, 000 2,170, 838 12, 216, 780 2, 091, 742 5,018,826 717,411 623, 378 4,104,003 5,917 595,359 452,620,717 I 148,889,703 271, 948, 412 12, 529, 737 35, 457,184 • 39, 203, 675 31, 884, 459 i 14,616,683 j 1,780,859 ; 566, 984 i 25,023,652 I 7,008 [ 3,657,830 1, 404 j 85, 028,770 | 585, 566,186 24 14 19 66 5 20 28 2 23 107 15 73 17 33 3, 407,110 1, 455, 900 574, 451 1, 003,105 4, 392,147 47, 000 1, 034, 733 1, 264, 396 54, 000 3, 558,192 3, 494, 002 258, 333 7, 279, 957 5, 404, 361 1, 768,147 6, 809, 858 3, 917, 534 872, 287 1, 095, 859 4, 363, 519 271, 057 1,747,031 I 1,413,033 ! 49,915 ; 7,310,099 I 4,891,428 | 376,619 I 6, 626, 535 6, 041, 033 3, 019, 7.90 $393 124 714 1,473 3,516 8, 340 5,593 $4,412 6,900 4,198 6,514 18, 490 •45, 213 47, 952 $4, 805 7,024 4,912 7,987 22, 006 53, 553 53, 545 20,153 \ 133,679 153, 832 22, 106, 653 258, 215 9,362 26, 330 97, 282 68, 671 24, 481 2,116 899 18, 051 18 8,144 129, 493 327, 336 10, 075 30, 812 126, 035 73, 469 35, 886 3,825 2,095 26, 700 33 8,506 154,103 620,222 I 774,325 8,182 3,632 1,436 2,508 10, 980 92 2,458 2,274 135 8,640 8,235 '558 17, 478 13, 373 3,983 16,138 9,794 2,181 2,597 10, 718 678 4,368 3, 532 125 14, 303 12, 228 942 16, 566 15,103 7,549 24, 320 13, 426 3,617 5,105 21, 698 770 6,826 5,806 260 22, 943 20, 463 1,500 34, 044 28, 476 11, 532 40, 293 20, 231 17, 940 23, 336 41, 303 23, 426 12, 286 14, 676 9,414 15, 822 21, 661 6,135 28, 058 56,28L 7,791 2,962 36, 506 73, 228 11, 830 4,076 4, 28, 4, 11, 1, 1, Southern States . 6, 334, 477 2, 008, 549 836, 290 5, 626, 955 5,483,644 ! 4, 836,153 2, 605, 763 1, 240, 932 1, 389, 348 672, 065 5,178, 643 1,168, 965 3, 806, 229 7, 530, 583 1, 725, 224 465, 664 Western States Oregon California San Francisco . Colorado Nevada Utah New Mexico "Wyoming Idaho Dakota Montana Washington Arizona Pacific States and Territories. Grand totals 8 610, 724 91 12,110, 922 38 26, 902, 567 30 ! 588, 858 19 ! 417,039 8 ' 179, 521 4 i 5, 667 4 55, 489 56, 507 3 , 34,167 8 103,037 8 ! 222,312 4i 10, 000 1 226 41,296,810 1, 349,112 41,522,335 65, 865, 076 971, 936 1, 545, 409 587, 894 30, 342 98, 987 16,182 340,321 93, 800 317, 090 5,000 1,418 30,113 61, 308 1,472 1,043 449 14 139 141 85 258 556 25 3,373 68, 587 123, 034 2,430 3,864 1,470 4,791 98, 700 184, 342 3,902 4,907 1,919 91 247 40 351 234 794 13 105 386 181 436 492 112,550,090 97, 021 204,528 | 4, 501 223, 503,171 1, 351, 867, 650 j 468, 333 j 1,416, 866 1,350 38 301,549 1, 885,199 REPORT OF THE COMPTROLLER OF THE CURRENCY. CVII Number of State banks, savings-banks, trust companies and private bankers, ivith their average capital and deposits, arid the tax thereon, for the six months ending May 31, 1878. States and Territories. Deposits. Maine New Hampshire. Vermont Massachusetts .. Boston Rhode Island Connecticut 69 71 21 170 59 58 107 N e w England States New Y o r k New York City . Albany New J e r s e y Pennsylvania Philadelphia Pittsburgh Delaware Maryland Baltimore Washington Middle States . Virginia "West Virginia . North Carolina. South Carolina. Georgia Florida Alabama Mississippi Louisiana New Orleans . Texas Arkansas Kentucky Louisville Tennessee Southern States Ohio... Cincinnati.. Cleveland . . . Indiana Illinois Chicago Michigan Detroit Wisconsin Milwaukee . Iowa Minnesota Missouri Saint Louis. Kansas Nebraska Western States Oregon California San Francisco Colorado Nevada Utah New Mexico Wyoming ]daho Dakota Montana Washington Arizona j | | ! { j j I Total. $28, 957. 428 28, 309', 624 8,140, 383 157, 816, 812 70, 746, 941 50, 028, 328 78, 858, 210 $188 98 152 50 829 33 1,429 33 3,826 47 8,188 16 5,604 82 $1, 253 21 4,270 50 4,096 57 5, 085 19 17, 694 04 39, 301 63 31, 271 53 555 11,116,605 i 422,857,726 20, 219 59 102, 972 67 123,192 26 328 443 14 59 313 59 37 9 13 41 10 10, 427, 448 40, 700, 289 642, 000 1, 741, 071 10, 807, 358 2,113, 756 4, 657, 547 712, 578 627, 513 4,162, 516 496, 742 148, 258, 669 247, 964, 314 12,153,189 39,326,498 29, 979, 015 42, 552, 729 13, 727, 252 1, 798, 521 559, 703 24, 604', 030 3,151, 613 20, 290 36 56, 276 58 706 47 3,536 29 25,172 82 4,648 68 10, 284 93 1,667 97 962 01 8,795 49 513 18 100, 972 62 214, 356 85 4,039 36 14, 587 16 74, 851 74 61, 604 26 22, 599 96 2,031 54 913 51 15, 740 49 6,469 94 121, 262 98 270, 633 43 4,745 83 18,123 45 100, 024 56 66, 252 94 32, 884 89 3,699 51 1,875 52 24, 535 98 6,983 12 1,326 77,088,818 544, 075, 533 132,854 78 518,167 43 651, 022 21 77 13 18 67 6 22 32 3 21 102 15 74 17 31 3, 281, 667 1, 496, 792 588, 290 911, 523 4, 317, 817 89, 483 993, 276 1, 289, 573 116, 000 4, 473, 905 3, 707, 057 225, 576 7, 010,103 5, 288, 296 1, 769, 671 520 35, 559, 029 j 255 21 9 150 319 31 153 15 89 11 287 77 176 32 109 48 6, 042, 364 2, 022, 369 898, 623 5, 081, 175 4, 509, 738 3, 612, 908 2, 636, 707 1,108, 368 1, 386, 425 729, 853 5, 255, 013 1, 510, 502 4,124, 269 6, 576, 033 1, 472, 344 503, 595 j 1, 782 j 47, 470, 286 I Pacific States and Territories Grand totals $92,108 61, 000 344,167 834, 666 3, 061, 397 3, 883, 267 2, 840, 000 Tax. On capital.! On deposits. 643, 225 9, 943,129 21, 787, 036 526,190 412, 268 190, 000 5,000 82, 794 54, 000 78, 039 133, 413 208, 000 85, 000 6, 499, 580 3, 927, 737 978, 018 1, 004, 868 3, 948, 488 233, 405 1, 813, 605 1, 732, 597 48,110 7, 994,123 4, 626, 420 298, 605 6, 287, 262 5, 650, 057 2, 731,199 7,753 69 3,668 37 ],470 72 2, 278 77 10, 711 40 223 70 2,420 69 2, 535 64 177 50 10, 726 42 8,744 54 514 24 16, 656 29 12, 971 68 4, 233 85 47, 774, 074 j 85, 087 50 | 15, 952, 238 7, 361, 629 12, 244, 967 10, 224, 039 12, 472, 557 6, 832, 759 4, 737, 722 5,179, 009 3, 714, 069 5, 747, 509 8, 224, 785 3. 233, 693 10,184, 792 16, 387, 002 2, 598, 746 1,189, 250 12, 959 3, 388 3, 590 11, 724 10,153 4, 892 6, 454 1,800 3, 026 1,669 12, 711 3, 662 9, 811 14, 540 3,441 1, 203 68 23 98 36 55 45 25 91 20 66 94 47 03 48 85 76 15, 421 29 9,819 28 2,445 03 2, 428 28 9,190 49 583 48 4,533 93 4,331 42 120 28 15,184 95 11, 565 63 746 48 15, 718 26 14,125 04 6,828 00 $1,442 19 4,423 00 4,925 90 6,514 52 21, 520 51 47, 489 79 36, 876 35 23,174 98 13, 487 65 3,915 75 4, 707 05 19, 901 89 807 18 G, 954 62 6,867 06 297 78 25, 911 37 20, 310 17 1,260 72 32, 374 55 27, 096 72 11, 061 85 113, 041 84 I 198,129 34 38, 776 17, 295 17, 403 21, 838 29, 981 17, 043 11, 844 11, 038 9, 284 14, 368 20, 377 7, 950 25,461 40, 967 39 38 31 78 71 45 11 32 96 72 82 50 50 45 6, 496 55 2, 972 96 51, 736 07 20,683 61 18, 994 29 33, 563 14 40,135 26 21, 935 90 18, 298 36 12, 839 23 12, 311 16 16,038 38 33, 089 76 11, 612 97 35, 272 53 55, 507 93 9, 938 40 4,176 72 126, 284, 766 I 103, 031 80 \ 293,101 91 1, 489, 547 1, 499 49 17,422,175 24, 733 99 78, 070, 629 46, 256 46 1,315 46 934, 915 1, 914, 583 1, 030 GQ 475 00 714, 555 61,180 12 50 198 69 148, 682 135 00 16, 358 195 10 277, 927 333 53 188, 918 537, 450 520 00 25, 885 212 50 217 i 34,148, 094 | 101, 802, 804 | 76, 918 38 j 4, 400 205, 382, 832 1, 242, 794, 903 396,133 71 5,101 94 3, 602 45 37, 946 00 62, 679 99 132,601 59 178, 858 05 3, 651 84 2, 336 38 5, 817 03 4, 786 37 2, 261 37 1,786 37 165 45 152 95 570 39 371 70 175 88 40 88 889 90 694 80 805 81 472 28 1,863 62 1, 343 62 277 20 64 70 186, 200 09 j 263,118 47 418,112 05 ; 1, 213, 483 94 1, 631, 595 99 CVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the nuniber, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings-banks with and without capital, for the six months ending November 30? 1875. Geographical divisions. State banks, private bankers, and t r u s t companies. So. !New England States 126 Middle States 1,270 Southern States 517 Western States and 1,853 Territories United States.. 3, 766 Savings-banks with Savings-banks without capcapital. ital. Capital. Depos- So. Capital. Depos- its. MilVns. MilVns. 11.6 24.0 90.8 232.4 36.0 42.6 2 3 3 Depos- So. its. MilVns. MilVns. 0.3 5.2 0.2 0.8 0.4 0.5 its. 436 218 3 Total. No. Capital. Deposits. MilVns. MilVns. MilVns. 564 11.9 443.1 413.9 91.0 616.0 382.8 1,491 36.4 45.0 523 1.9 70.9 188.0 19 4.1 32.6 38 47.0 1,910 75.0 267.6 209.3 487.0 27 5.0 39.1 695 845.6 4,488 214.3 1, 371. 7 Table, by geographical divisions, of the number, and average capital and deposits, of State banksj private bankers, and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1876. Geographical divisions. State banks, private Savings-banks with Savings-banks bankers, and trust without capcapital. ital. companies. So. Sew England States 135 Middle States 1,256 Southern States 516 "Western States and Territories 1,896 United States.. 3,803 Depos- So. Capital. Deposits. So. Capital. its. MilVns. MilVns. 11.7 23.6 89.2 223.4 35.7 44.9 1 3 3 MilVns. MilVns. 0.2 4.4 0.3 1.2 0.4 0.6 436 212 4 Deposits. Total. So. Capital. Depos- its. MilVns. MilVns. MilVns. 572 443.1 415.1 11.9 607.1 382.5 1,471 89.5 47.5 523 2.0 36.1 77.4 188.1 19 4.1 31.0 39 45.0 1,954 81.5 264.1 214.0 480.0 26 5.0 37.2 691 844.6 4,520 219.0 1, 361. 8 Table, by geographical divisions, of the number, and average capital, and deposits of State banks, private bankers, and trust and loan companies, and of savings-banks, with and without capital, for the six months ending November 30, 1876. Geographical divisions. State banks private d trust companies. So. capital. Depos- So. Capital. Deposits. So. Capital. its. MilVns. MilVns. XewEndand States 131 11. 34 1,213 | 88.34 Middle States 505 | 35.40 Southern States Western States and 82.14 1,915 Territories United States.. 3,764 217.22 Savings-banks! I without capj ital. i D Total. its o s "; 2sTo. Capital. D P it s? S " MilVns. MilVns. MilVns. MilVns. MilVns. 570 11.54 449. 90 0.20 4.15 i 438 422. 99 426 385. 82 1, 612. 99 211 88.50 0.16 0.77 3 2.04 512 35. 88 45.08 0.48 0.64 ! 22.76 226. 40 42.40 1 2 4 192. 49 17 4.21 32.38 ; 35 44.68 1, 967 484. 05 24 5. 05 37.94 i 687 855. 53 4, 475 86.35 269. 55 222. 27 1, 377. 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. CIX Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, and trust and loan companies, and of savings-banks ivith and without capital, for the six months ending May 31, 1877. Geographical divisions. State banks, private Savings-banks with Savings-bank^ without cap bankers, and trust capital. ital. companies. No. New England States 117 Middle States 1,202 Southern States 517 "Western States and Territories 1,963 Total. Depos- No. Capital. Deposits. No. Capital, its. Depos- No. Capital. Deposits. its. MilVns. MilVns. 11.07 19.99 84.87 215. 87 34.58 46.17 MilVns. MilVns. MilVns. 428. 69 557 11.27 452. 62 368. 81 1,404 85.03 585. 56 2.12 524 35.00 48.81 88.11 MilVns. MilVns. 0.20 3.94 0.16 0.88 0.52 0.42 1 2 3 188. 51 20 United States.. 3,799 218. 63 470. 54 26 439 200 4.09 32.83 33 4.87 38.17 676 43.54 2.016 92.20 264. 88 843.16 4,501 223. 50 1, 351. 87 Table, by geographical divisions, of the number, and average capital and deposits, of Slate banks, private bankers, and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1878. Geographical divisions. State banks, private Savings-hanks with Savings-banks without capbankers, and trust capital. ital. companies. No. DeposCapital. Deposits. No. Capital. its. MilVns. MilVns. MilVns. MilVns. 1 0.07 1.14 New England States 113 11.05 18.29 0.16 1.37 1,133 76. 93 184. 02 3 Middle States 1.28 0.88 513 • 34.68 44.35 4 Southern States Western States and 2.13 22.39 79.49 166. 65 15 Territories 1,950 United States .. 3,709 202.15 3.24 413. 31 23 26.18 Total. Depos- No. Capital Deposits. its. No. MilVns. MilVns. MilVns. 441 403. 43 555 11.12 422. 86 190 358. 68 1,326 77.09 544. 07 520 35.56 3 2.14 47.77 34 39.05 1, 999 81.62 228. 09 803. 30 4,400 205.39 1, 242, 79 668 Table, by geographical divisions, of the number, and average capital and deposits, of State banks and trust companies, private bankers, and savings-hanks with and without capitalf for the six months ending May 31, 1878, the private bankers being given separately. State banks and trust companies. Geographical divisions. No. New England States 42 Middle States 217 Southern States 233 "Western States and Territories 361 United States.- 853 Private bankers. Savings-banks with Savings-banks without capcapital. ital. Capital. DeposNo. its. Depos- N o . Capital. Deposits. No. Capital. its. Deposits. MilVns. MilVns. 15.06 8.19 42. 45 122.10 27. 38 30.67 MilVns. MilVns. 2.86 3.23 34.48 61.92 7.30 13.68 MilVns. 403. 43 358. 68 2.14 71 916 280 1 3 4 MilVns. MilVns. 0.07 1.14 0.16 1.37 0.88 1.28 441 190 3 46.33 61.65 1,589 33.16 105. 00 15 2.13 22.39 34 39.05 124. 35 229. 48 2,856 77.80 183. 83 23 j 3.24 26.18 668 803. 30 ex REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by geographical divisions, of the number, and average capital and deposits, of State banks, private bankers, savings-banks and trust and loan companies, for the six months ending May 31, 1878, and of the number, capital and deposits of the national banks on June 29, 1878. State "banks, savingsbanks, private bankers, Geographical divis- and trust companies. ions. National banks. Total. 1 No. Capital. Deposits. No. ; Capital. Deposits. No. New England States. 555 1,326 Middle States 520 Southern States Western States and 1,999 Territories United States... 4,400 Millions. Millions. i Capital. Deposits. Millions. Millions. ! Millions. \ Millions. 11.12 77.09 35. 55 422.86 ! 542 ! 544.07 i 634 I 47.77 ! 176 81.62 551. 69' 918. 96 83.71 166.52 ; 177.18 31.49 128.83 1,097 374.89 1,960 696 35.94 177. 64 254. 27 67.04 228.09 ! 704 ; 95.20 , 137.50 2,703 176. 82 365. 59 205. 38 ! 1, 242. 79 2, 056 1 470. 39 i 677.16 6,456 675. 77 1,919.95- Table of the resources and liabilities of State banks at the dates named. RESOURCES. New Hamp- Vermont, Rhode Isl- Connecti- N e w York, shire, Mar., July 1,1879. and, Nov. 20. cut , Oct. 1, Sept. 13, 1879. 1878. 1878. 1879. 1 bank. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Heal estate Other investments Expenses Cash items Specie Legal-tenders, bank notes, &c . Totals . 5 banks. 14 banks. $81, 389 $1, 087, 548 13, 378, 073 2, 097 114, 300 419, 972 66, 442 16,149 5, 216 3,676 152, 993 379, 217 261, 862 137, 256 3,786 3,519 22, 360 4 banks. 49 b a n k s . 118,428,52660, 921 20, 639 113, 725 $1, 718, 906 1, 284 382, 392 75, 629 537, 668 133, 472 71, 449 5, 499 57,110 13, 236 88, 543 91,162 I 1,737,760 4, 451, 070 3,085,188 28,996,083 50, 000 1,130 350, 000 3, 067, 850 14, 635 246, 011 10, 273 906, 353 194, 204 11, 744 1, 450, 000 19, 532 101, 661 94, 649 1,353 1,107, 202 310, 791 7, 493, 000 19, 286 1, 564,155 969,869> 4, 451, 070 7,375 "3" 700," 988 4,333,660 799, 421 142, 936 95, 264 438,659* 196,524 799,184 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . 1,545 22, 258 2,231 13, 998 4, 504 48, 424 1,253 1, 325, 642 2,020 5,857 Totals. 91,162 1, 737, 760 3, 085,188 16, 756, 571 1,327,523865, 679 28, 996, 083 KEPORT OF THE COMPTROLLER OF THE CURRENCY. CXI Resources and liabilities of State banks at the dates named—Continued. RESOURCES. Loans and discounts Overdrafts "United States bonds , Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Specie Legal-tenders, bank notes, &c . Totals. New York City, Sept. 13,1879. New Jer- j Pennsylva-1 Maryland, Louisiana, sey, Jan., nia, Nov., Jan. to 1879. 1878. Nov., 1879. Dec, 1878. 22 banks. 10 banks. 88 banks. $35, 023, 761 24,135 $2, 426, 936 430 390, 390 31,192 358, 613 233, 603 92, 441 10, 065 1,476 13, 371 222, 093 15, 497,104 $4, 537, 954 4, 267, 884 2, 882, 653 1, 609, 786 71, 258 122, 623 7, 887, 282 1,389,551 4, 304, 857 946, 395 1, 558, 590 2, 056, 210 1, 983, 326 781, 308 187, 071 76, 795 914, 476 13 banks. 334,063 839, 888 366, 786 697, 789 28, 322 15, 617 83, 605 14, 322 571, 628 10 banks. $6, 428, 23S 493 515, 000 1, 350, 004 1,161, 636 738, 808 304, 426 35, 930 3,243 114, 084 2,171,184 57, 583, 790 3,780,610 ; 24,001,275 I 7,489,974 12, 823, 046 11, 825, 18, 2, 918, 1, 778, 1, 353, 350 3,214 8,195, 765 62, 928 1,143, 994 342, 395 13, 427, 531 464, 234 364,428 3, 377, 255 6,789 156, 242 211, 682 48, 518 3, 282, 932 88, 319 318, 237 4, 458,198 8, 747 31,136 111, 610 46, 249 6, 393, 341 1, 531, 825 241, 940 24,001,275 j 7,489,974 12, 823, 046 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . 35, 431, 880 5,101, 743 509, 668 Totals. 57, 583, 790 200 092 599 608 132,136 2,210 2,170, 405 59,295 60,000 | 3,780,610 Ohio, Indiana, Kentucky, Missouri, Texas, June, 1879. July 1,1879. June, 1879. Apr. 7,1879 Nov., 1878.. RESOURCES. 5 banks. Loans and discounts , Overdrafts : United States bonds Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Specie Legal-tenders, bank notes, &c. Totals. 49 banks. 107 banks. !657, 496 $14, 355, 904 $19, 584, 516 20, 885 7,476 28, 056 178, 591 148,128 14, 618 19, 096 212, 577 159, 635 2,180,170 4, 300, 290 2, 235, 928 739,126 1, 516, 817 286, 970 1, 280, 662 12, 978 7,643 1,061 1, 870,174 12,196, 659 33 banks. 18 banks. , 013, 755 $2, 050,183; 63, 852 223, 530 136,158 120, 074 459, 225 397,178 261,142 131, 041 87, 624 818 49, 741 33, 779 • 27, 361 26, 300 468, 864 357, 920 < 1, 266, 038 21, 870, 474 38,878,944 | 5,817,552 3,090,993 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities Totals. 630, 000 9,134 41, 863 570, 225 14, 816 9, 254, 016 9, 905, 233, 698, 2, 547, 084 757, 195, 321 23, 895, 780 9, 309, 2, 908, 817 722, 273, 247 47, 1, 266, 038 21, 870, 474 1, 844, 292 186, 983 93, 449 2,794 3, 445, 055 103, 501 141, 478 1,228,600 100, 779 85, 917 1, 623, 200 52, 497 38, 878, 944 j 5, 817, 552 3, 090, 993 CXII REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of State banks at the dates named—Continued. Michigan, Wisconsin, Iowa, Sept. Minnesota, California, July 7,1879. July 7, 1879. 27, 1879: Oct., 1879. Dec.31,1878. EESOUKCES. 29 banks. 29 banks. ;8,109, 460 32, 524 $5, 314,113 !6, 657, 136, 004 82, 588 Loans and discounts , Overdrafts United States bonds Other stocks, bonds, &c Due from banks Real estate Other investments Expenses Cash items Specie Legal tenders, banknotes, <fcc. Totals. 137, 860 1, 099, 042 392, 871 43,197 1,111,282 53 banks. 17 banks. $1, 578, 534 $40, 514, 494 14, 611 11, 500 4, 233, 800 116, 509 878, 906 199, 799 2, 296, 073 4,104, 598 94, 470 5, 943, 769 30, 080 15, 495 9,949 8,339 237, 406 10,132, 310 275, 205 177, 229 891, 992 318,175 74, 674 114, 903 75, 373 43, 777 523, 368 1, 210, 2, 385, 207, 1, 32, 175, 61, 769, 10, 926, 242 11, 583, 684 60 banks. 7,944,813 2,316,692 68,103, 950 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals 2, 024, 400 324, 988 211, 682 I 8,191, 406 I 132, 695 41, 071 1, 476,131 1, 403 150, 851 7, 618, 777 2, 321, 605 33, 212, 513 478,960 192, 055 4, 900, 721 51, 472 63, 240 6, 665, 344 61, 709 260 1, 487, 378 25, 091, 959 24, 497 72, 428 **3," 134," 134 7, 944, 813 2, 316, 692 "2," 336,'522 10, 926, 242 11, 583, 684 607,180 18,103, 950 Aggregate resources and liabilities of State banks from 1875 to 1879. 1874-75. 1875-76. 1876-77. 1877-78. 1878-79. 551 banks. 633 banks. 592 banks. 475 banks. 616 banks. $176, 308, 949 377, 297 344, 984 23, 667, 950 19, 851,146 9, 005, 657 4, 909,190 1, 353, 066 8, 624, 086 1,156, 456 26, 740, 215 $178, 983, 496 348, 604 869,144 19, 364, 450 23, 096, 812 8, 561, 224 6, 863, 083 1, 559, 404 9, 059, 547 1, 926,100 27, 623, 988 $266, 585, 314 516, 565 929, 260 23, 209, 670 25, 201, 782 12, 609,160 6, 442, 710 1, 211, 416 9, 816, 456 2, 319, 659 34, 415, 712 $169, 391, 427 319, 959 2,150, 880 19, 398, 287 25,107,149 11, 092,118 10, 694, 390 914, 726 7, 320, 845 3, 041, 676 28, 480, 374 $191, 444, 093 447, 302 7, 739, 203 21, 916, 024 22,169, 065 14, 264, 835 9, 221, 760 801, 005 8, 767, 391 1,979,701 37, 088, 961 272, 338, £ 278, 255, 852 383, 257, 704 277, 911, 831 315, 839, 340 09, 084, 980 177, 653 6, 797,167 9, 002,133 83, 722 165,871,439 10, 530, 844 10, 791, 058 80, 425, 634 110,949,515 388,397 387, 661 7,027,817 i 5, 665, 854 10, 457, 346 i 18, 283, 567 393,419 i 335, 904 157,928,658 i 226, 654, 538 13,307,398 i 9, 412, 876 8,327,183 i 11, 567, 789 95,193, 292 388, 298 7, 983, 996 11, 693, 064 324,176 142, 764, 491 10, 348, 911 9, 215, 603 104,124, 871 389, 542 16, 667, 574 5, 666, 221 501, 831 166, 958, 229 13, 093, 069 8, 438, 003 278,255,852 i 277, 911, 831 315, 839, 340 KESOUItCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Heal estate Other investments Expenses Cash items Specie Legal tenders, bank notes, &c. Totals. LIABILITIES. Capital stock Circulation Surplus fund Undivided profits . Dividends unpaid . Deposits Due to banks Other liabilities . . . Totals j 272, 338, 996 383,257,704 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII Resources and liabilities of trust and loan companies at the dates named. Massachu- j Eh ode Isl- Connecti- New York, \nv rnt Opt 1 RESOURCES. setts, Nov.,! 1878. 6 banks. Loans and discounts $6,148, 398 Overdrafts United States bonds 1, 687, 602 ; Other stocks, bonds, &c ~ 731,014 Due from banks 1, 654,121 Eeal estate 39, 600 Other investments 303, 973 Expenses • 37, 891 Cash items ! Specie | Legal tenders, bank notes, &c 328,230 ! Totals -I 1Q7Q n , J O V . CUT',1878. VjCI). 1, fjn 20,1878. J<m 1 " ' 1879" 1878 I 1878 1 bank. 351 900, 000 1, 922, 276 316,189 421, 281 10 banks. 8 banks, $2, 870, 479 $33, 688, 241 9,313 7,278 200,101 12,401,159 6, 712, 570 234, 007 2, 437,168 318, 487 1, 388, 024 902,137 1, 583, 048 264, 843 16, 356 38,389 i 6,372 84,334 : 80, 863 ; 10, 930, 829 ! 5, 819, 097 I 4, 944, 818 New Jersey, J a n . 1, 1879. Pennsylvania, Oct., 1879. 1 bank. 6 banks. $402, 460 24, 387 $15, 802, 948 9,700 2, 739, 694 7, 246, 723 1, 584, 069 1, 693, 824 403, 502 70, 316 16, 490 370, 900 1, 345, 385 58, 298, 351533, 290 31, 283, 551 ""20,300 45, 640 17,194 20, 700 2, 609 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals. j 2, 250, 000 j 500, 000 2, 725, 000 j ;. j 125, 000 \ 301,161 j 408, 696 108,788 J J 3, 570 i. 3, 417 ! 8, 266,138 I 1, 655,104 ' 2," 998,'125'j • 106, 693 ! 109, 960 45, 908 2, 087," isi" 8, 851, 876 100, 000 6, 675, 000 "5,906,576 27, 778 41, 540, 513 125 405, 387 1, 654, 962 661, 609 17, 525 21, 007, 952 33, 750 1,232,753 533,290 31,283,551 1, 999, 386 10,930,829 j 5,819,097 | 4,944,818 j 58,298,351 Aggregate resources and liabilities of trust and loan companies from 1875 to 1879. j 1876-77. 1877-78. 1878-79. 39 banks. 35 banks. 32 banks. $67, 946, 390 13, 948 19, 805, 685 17, 960, 260 8, 028, 415 3, 544, 221 3, 410, 232 105, 157 59, 393 22, 952 2, 715, 846 |59, 303, 327 11, 565 19, 445, 460 17, 296, 237 5, 536, 854 3, 700, 375 2, 412, 519 274, 911 43, 215 369, 831 2, 449, 309 $61,171, 877 26, 291 17, 948. 856 16, 8C2, -, 6. 01J, 4,044, • 2, 874, .- i 127, 646,179 123, 612, 499 110, 843, 603 111, 809, 936 21,535,490 22, 347, 440 22, 086, 611 21,101, 876 8,288,825 534,375 254,522 87, 817, 992 151,766 9,063,209 7,164, 673 1, 239, 539 387,764 84, 215, 849 333,189 7, 924, 045 7, 925, 303 691, 651 11, 261 73,136, 578 521, 426 6, 470, 773 7, 714, 316 1, 480, 254 24, 637 75, 873, 219 140,443 5, 475,191 127, 646,179 123, 612, 499 110, 843, 603 111,809,936 1874-75. | 1875-76. 35 banks. 1 38 banks. RESOURCES. Loans and discounts Overdrafts United States bonds Other stocks, bonds, &c Due from banks Keal estate Other investments Expenses Cash items Specie Legal tenders, bank notes, &c Totals $65, 900,174 16,883 2,086,842 37,323,062 1, 837, 605 3, 733, 357 2,880,342 92,894 5,186, 004 1 $76, 608, 647 j 24,886 ! 16,491,646 18,847,238 5, 672, 637 j 4, 733, 647 ! 2,090,265 i 178,231 54, 833 234,321 3,833,012 i 2,709,828 122, 890,175 124, •; 5 4 , >-.'i 377, 272 2, 284, 480 LIABILITIES. Capital stock Circulation Surplus fund Undivided profits Dividends unpaid Deposits Due to banks Other liabilities Totals 8 c c 21,854,020 i ) 6,967,693 \ 582,867 i 18,921 ' 85, 025, 371 121,441 8,319,862 | 122, 890,175 CXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. Resources and liabilities of savings-banks organized under State laws at the dates named. RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other investments Expenses Due from banks Cash Hamp- Vermont, M a s s a c h u - Rhode Island Maine, Nov. ;! New r shire, Mar., July t s , Oct. 1,1879. I; s31,e t 1878. 4,1878. Nov. 20,1878. i 1879. 59 banks. 66 banks. 16 banks. $6,231,696 ' $8,987,236 $3,406,864 \ $96,505,410 i 1,933,006 1, 973, 285 5,534,484 1, 426, 614 1,016,412 791,052 I 36,505,158 18,059,037 4, 783,177 3, 722, 396 5, 525, 097 3,496,924 1, 130, 111 853, 865 47,600 75,115 270,450 152,691 15,236,600 7,225,991 24,408,028 I 8,292,327 | 1,857,934 5, 707, 839, 2, 080, 1, 879, 235, 7, 505, 474 2,477,187 976.045 905,739 663.046 1,222,051 307, 099 ; 123,536 i "6,916,862' 1, 247, 360 37 banks. $24,071,385 237 461 763 861 238 634 830, 444 23,173,112 28,152, 961 7, 044, 684- j 216, 254, 707 44, 365, ( Deposits Surplus fund Undivided profits Other liabilities 21,164,503 .1, 374, 941 404,400 229, 268 26,282,136 1, 145, 568 6,753,105 209,860,631 150,853 ! 5,873,586 119,889 : | 20,837 520,490 j 42, 806, 657 Totals 23,173,112 28,152,961 7, 044, 684 ; 216, 254, 707 44, 365, 694 Totals. 507, ; 168 banks. 1, 046,176- LIABILITIES. 725, 257 1,425,593 133,444 Connecticut, New York, Xew Jersey, Oct. 1,1878. Jan. 1,1879. Jan., 1879. Pennsylva- Maryland, Oct., 1879. 86 banks. 132 banks. 4 banks. 5 banks. $48, 142, 697 $93, 392, 041 $7,977,143 $5, 629, 202 $3, 041, 588 3, 601,177 6, 780, 565 3, 025, 244 100, 780, 200 526,112 3,612,911 1,249,144 6, 661, 786 2, 048, 482 8, 511, 939 855 95, 409, 848 327 112 133 * " 12,816, 145 184 11,063,434 1 634, 094 149, 770 4, 505 655 2, 330, 711 821,280 438, 722 545, 080 24, 000 88, 525 RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks .. Bank stock Real estate Other in vestments Expenses Due from banks Cash 7, 145, 766, 3, 620, 3, 707, 244, 37 hanks. 2, 01(5, 556 13, 936, 979 3, 813, 420 1, 043, 851 4 621 442 1, 356, 996 110, 411 233, 950 174, 963 80, 577 934 560,733 70, 024, 606 334, 237, 311 16, 057, 236 22, 077, 954 20, 742, 015 Deposits Surplus fund Undivided profits Other liabilities 72,515,408 2. 852, 120 290, 074, 039 34, 553, 262 15, 194, 562 750, 701 19, 923, 951 1, 444, 952 709, 051 657, 018 609, 410 111,973 19,981,366 18, 330 686,162 56,157 Totals 76, 024, (500 334, 237, 311 10, 057, 236 22, 077, 954 20, 742, 015 Totals 713,869 183,333 , LIABILITIES. REPORT OF THE COMPTROLLER OF THE CURRENCY cxv Resources and liabilities of savings-banks, <fc.—Continued. District of Columbia, Oct. 2,1879. Louisiana, J a n . 1,1879. Ohio, April 7,1879. 1 bank. 1 bank. 4 banks. 23 banks. 022 914 710 879 950 $3, 495, 461 644, 513 2, 034, 487 2, 499, 809 $51, 207, 637 4, 292, 652 1, 886,177 982, 866 68, 021 7,445 1,012 343 8,218 512,194 217, 299 143 206 34, 562 15, 460 474,168 82, 918 296, 270 2, 066, 507 9, 424, 584 65, 229, 311 Deposits Surplus fund Undivided profits Other liabilities 280, 609 10, 661 2, 009, 835 8, 796, 811 57, 846, 025 2, 320, 226 56, 672 617, 802 9,971 *5, 063, 060 Totals 296, 270 2, 066, 507 9, 424, 584 65, 229, 311 RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds ... State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Heal estate Other inventments Expenses Due from banks Cash $89, 644 8,990 20, 000 92, 597 Totals $517, 525, 154, 83, 46, 8,539 California, Dec. 31,1878. 51, 435 3, 377, 705 524, 830 530, 595 2, 375, 414 LIABILITIES. 5,000 •Includes $4,486,210 capital stock. Aggregate resources and liabilities of savings-banks from 1875 to 1879. 1874-75. 1875-76. 1876-77. 674 banks. 686 banks. 675 banks, $351, 336, 551 $373, 501, 243 $369,770,878 ! 1877-78. 1878-79. RESOURCES. Loans on real estate Loans on personal and collateral security United States bonds State, municipal, and other bonds and stocks Railroad bonds and stocks Bank stock Real estate Other investments Expenses Due from banks Cash Totals [ 181,143, 206 83, 206, 272 164, 024, 477 114, 474,163 108,162,624 I 115,389,880 161, 334, 436 20, 690, 901 30, 508, 752 14,136, 748 11, 354, 781 1, 248, 688 23, 378, 937 17, 858,182 169. 801, 399 23, 992, 313 33, 267, 494 15, 540, 384 20, 730, 050 860,013 i 23,011,142 | 18,45(1405 i 663 banks, j 639 banks. $408,921,601 I $352,695,026 88,192,337 129,362,890 I 184,116, 602 170, 155, 076 21,752,650 24, 586, 503 34, 703, 256 34,571,531 21, 037, 426 I 29, 952, 494 18,135,673 18,169, 863 1,029,238 216, 690 23,522,572 22, 551, 208 16, 160,096 17, 469, 085 65, 694, 465 156,415,159 151, 804, 318 18, 737, 917 32, 452, 020 33, 573, 091 16, 643,100 194,113 22, 880, 849 14, 050, 894 896,197, 454 i 951, 353, 544 | 922, 704, 562 941, 447,150 865,140, 952 LIABILITIES. Deposits Surplus fund Undivided profits Other liabilities Totals i 849, 581, 633 | i 16. 499, 565 j j 29, 072, 493 j i 1, 043, 763 | 891, 51, 5, 3, 459, 890 321, 033 497, 503 075,118 860, 498, 452 43, 835, 885 9, 200, 778 3, 259, 447 879, 897, 425 43, 892, 503 6, 964,177 10, 693, 045 802, 490, 298 50, 495, 200 4, 019, 569 8,141, 885 i 896,197, 454 951, 353, 544 922,794,562 941,447,150 , 865,146,952 CXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Table, by States, of the aggregate deposits of savings-banks, with the number of their depositors, and the average amount due to each, in 1878 and 1879. 1877-78. States. Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut New York New Jersey Pennsylvania Maryland District of Columbia Louisiana Ohio California Totals Number of depositors. ! -{ j ! i 1878-'79. e Amount of I A ™™S *? Number of A m o u n t of each dedeposits. positor. depositors. deposits. $25, 708, 472 28, 789, 549 6, 722, 691 244, 596, 614 48,103,119 77, 214, 372 312, 823, 058 16, 353, 275 17, 923, 825 19, 739, 206 382, 905 1, 932, 330 8, 623, 245 70, 984, 764 2, 400, 785 879, 897, 425 $303 00 303 19 242 78 330 64 537 61 377 43 370 40 257 74 263 59 391 26 97 48 323 24 386 00 732 05 77, 978 87, 279 27, 872 674, 251 82, 893 199, 795 810, 017 61, 662 74, 354 *54, 500 3,845 6,008 *22, 340 85, 913 $21,164, 503 26, 282,136 6, 753,105 209, 860, 631 42, 806, 657 72, 515, 468 299, 074, 639 15,194, 562 19, 923, 951 19, 981, 366 280, 609 2, 009, 835 8, 796, 811 57, 846, 025 366 50 : 2, 268, 707 802,490,298 * Estimated. Average to each depositor. $297 00 301 13 242 29 311 25 516 41 362 95 369 22 260 41 267 96 366 63 72 98 334 52 393 76 672 53 353 72 REPORT OF THE COMPTROLLKti OF THE CURRENCY CXVII Number and denominations of national-bank notes issued and redeemed, and the number of each denomination outstanding, on November 1 in each year from 1869 to 1879. Ones. 1869. Issued Redeemed Twos. Fives. lens. S- ™ie, One hundreds. Five hundreds. One thousands. 9, 589,160 3, 209, 388;23, 670, 760 8, 094, 645 2, 269, 764 904, 013 232, 224; 985, 940 272, 495! 71, 655; 363, 523 274, 799 22, 859 25, 968 13, 668 2,585 4,769 2,415 Outstanding . . 8, 685,147 2, 977,164 22, 690, 820 7, 821, 150 2, 198, 109 334, 664 248, 831 11, 083 2, 354 10 729 327 3 590 157 24 636 720 8 413, 244 2 370, 056! 378 48'? 284, 460 484, 135; 129,185 47, 845 43, 599 2,568,703 667,733 1,737,983 13 3, 952 4 770 3, 263 Outstanding . . 8,160, 624 2, 922, 424 22, 898, 737 7, 929, 109 2, 240, 871 330, 637 240, 861 9, 974 3, 516 1870. Issued . Redeemed 1871. 12, 537, 657 4,195, 791 28,174, 940 9, 728, 375 2, 779, 392 933, 445 245, 361 5, 276, 057 1, 493, 326j 3, 276, 374; 433, 426 321,163 82, 972 76, 287 14, 642 6, 017 4, 843 4, 005 Outstanding . . 7, 261, 600,2, 702. 465 24, 898, 566 8, 794, 930 2, 534, 031 350, 454 244, 87(> 8, 625 838 1 ! 14, 297, 360 4, 782, 628J31, 933, 348 11, 253, 452 3, 225 688 699,702 43$| 852 7, 919, 389 2, 408, 389| 5, 960, 667 j 1, 497, 199 367, 797 126, 180 110,989 15, 621 7, 867 4, 933 4, 315 Outstanding . . 6, 377, 9712, 374, 239,25, 972, 681; 9, 553, 750 2, 786, 836 371, 019 256, 80£ 7, 754 618 15, 524,189 5,195, 111 34, 894, 456 12, 560, 399 3, 608, 219 9,891,606 3,120,723; 9,141,963 2, 573, 070, 653, 071; 559, 722 4LG, 59( 168, 976 144, 057 16 496 9 658 5, 148 4, 530 Outstanding . . 5, 632, 583 2, 074, 388,25, 752, 493 9, 987, 329 2, 955, 148 390, 746 272, 533 C 838 618 16, 548, 259 5, 539,113 39, 243,13613, 337, 076 3, 962, 109 11,143, 606 3, 755, 019 13, 041, 605 3 912 707 971, 608 666, 9^0 492, 482 231 556 196, 572 17 344 11 676 240 4' 683 Outstanding . . 5, 404, 653 1, 784, 094,26, 201, 531, 9, 424 369 2, 990, 501 435 394 295, 910 5 668 557 18, 046,176 6, 039, 752 47, 055,184 17 410, 507 5 296 064! 884 165 64", 83;14, 092,126 4, 816, 62H 24, 926, 771 7 608, 532 2, 004, 464 381 037 299, 42* 18 476 14 471 5 530 5 048 Outstanding . . 3, 954, 050 1, 223,129;22, 128, 413 9, 801 9753 291 600 503, 128 346, 4U 4 005 482 ] ! I 1 18, 849, 264 6, 307, 448:51, 783, 528;20, 008, 6526 086 492 15, 556, 708.5, 324, 546 32, 382, 056 10, 369, 214 2 852 246 985, 615 710, 90( 515, 784 395, 78f 721 16 217 539 5 272 469, 831 315, l i ; 2, 504 267 20, 616, 024 6, 890, 968 58, 810, 84822 266 0646 776 253 1 079 781 767, 317 16, 815, 568 5, 755, 526; 38,115, 86X 12 434 7793 503 528 634 679 479, 317 20, 022 17, 615 5 668 411 445 102 288, 00i 2 4U7 257 22, 47-?, 415 7,«17, 765 61,191, 288 24 157, 2937 344 167 1 147, 578 812, 90: 18,194,196 6, 226, 692 42, 683, 433 13 859,149 3 933 178[ 728, 222 54i,85i 20, 210 18, 895 6 204 900 419, 356 271,04- 1 315 304 I 23,167, 677 7, 747, 519,65, 578, 440 25 904, 223 7 869,951 1 211 761 850, 72( 19, 600, 477.6, 70!, 270 45, 996, 076 14 930, 599 4 237, 343 785 263 581,60- 20, 57« 19,287 6 340 0 057 Issued Redeemed 1872. Issued Redeemed 1873. Issued Redeemed 1874. Issued Redeemed 1875. sane Redeemed 1876. Issued Redeemed Outstanding . . 3,292,556; 1877. ** Issued ... Redeemed 982,902 19,401,472 9 639, 438,3 234 246 Outstanding . . 3, 800, 456.1, 141, 442 18, 700, 980 9 831 285 3, 272 725. 1878. Issued Redeemed Outstanding . . 4, 284, 2191, 291, 073|18, 507, 85510 298 144 3 410 989; 1879. Issued Redeemed O u t s t a n d i n g . . j 3, 567, 200 1, 046, 249 19, 582, 364|10, 973, 624 3, 632, 6081 426, 498 269, IK 1, 283 i CXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY. National hanks that have gone into voluntary liquidation under the provisions of sections r>220 and 522 L of the Revised Statutes of the United States, with the dates of liquidation, the amount of their capital, circulation issued and retired, and circulation outstanding November 1, 1879. Circulation. Name and location of bank. L I Capital. Issued. First National Bant, Penn Yan, N. Y* First National Bank, Norwich, Conn*t. Second National Bank, Ottumwa, Iowa* Second National Bank, Canton, Ohio*.. First National Bank, Lansing, Mich*.. First National Bank, Columbia, Mo First National Bank, Carondelet, Mo.. First National Bank, Utica, N. Y*t . . . Pittston National Bank, Pittston. Pa.. Fourth National Bank, Indianapolis, Ind Berkshire National Bank, Adams, Mass National IJnion Bank, Rochester, N. Y.• First National Bank, Leonardsvilie, N. Y Farmers' National Bank, Richmond, Ya Farmers' National Bank, Waukesha, Wis National Bank of the Metropolis, Washington, I). C First National Bank, Proyidence, Pa.. First National Bank Newton, Newtonville, Mass . . . . National State Bank, Dubuque, Iowa . First National Bank, New Ulm, Minn . National Bank of Crawford County, Meadville, Pa Kittanning National Bank, Kittanning, Pa City National Bank, Savannah, Ga . . . Ohio National Bank, Cincinnati, Ohio t. First National Bank, Kingston, N. Y\. First National Bank, Bluffton, Ind -. National Exchange Bank, Richmond, Ya First National Bank, Skaneateles, N. Y First National Bank, Jackson, Miss .. First National Bank, Downington, Pa First National Bank, Titusville, Pa . . . Appleton National Bank, Appleton. Ipple Wis National Bank, Whitestown, N. Y First National Bank, New Brunswick, N.J First National Bank, Cuyahoga Falls. Ohio First National Bank, Cedarburg, Wis . Commercial National Bank, Cincinnati, Ohio Second National Bank, Watertown, N. Y First National Bank, South Worcester, N. Y National Mechanics and Farmers' Bank, Albany, N. Y Second National Bank, Des Moines, Iowa * First National Bank, Steubenville, Ohio First National Bank, Plumer, Pa + . .. First National Bank, Danville, Ya .. First National Bank, Dorchester, Mass+ First National Bank, Oskaloosa, Iowa Merchants and Mechanics' National Bank, Troy, N. Y . . . . National Savings Bank, Wheeling, W.Ya Apr. 6, 1864J. May 2, 1864 . May 2, 1864 . oct: 3, 1864 .. Dec. 5, 1864 000 Sept. 19, 1864! $100, 30, 000 Mar. 15, 1865 | I. June 9, 1865 Sept. 16, 1865 I 200, 000 100,000 ' Nov. 30,1865 ! 100, 000 Dec. 8,1865 j 400, 000 Apr. 26,1866 Retired. $90,000 j 25, 500 ! 100,000 J Outstanding. $89,805 25, 338 162 98,430 1,570 *3," 292 192, 500 189,208 | July 11,1866 | 50,000; 45, 000 43, 860 1,140 Oct. 22,1866 I 100,000 i 85, 000 82, 083 2,917 Nov. 25,1866 j 100,000 90, 000 89,185 Nov. 28,1866 \ Mar. 1,1867 j 200,000: 100, 000 . 180, 000 90, 000 174,466 I 85,955 I Mar. 11,1867 I Mar. 9,1867 Apr. 18,1867 j 150, 000 150,000 60,000 ! 130, 000 127, 000 54, 000 126, 272 124, 560 52, 605 815 5,534 4,045 3,728 2,440 1,395 Apr. 19,1867 ] 300,000 ' . Apr. 29,1867 May 28,1867 July 3,1867 Sept. 26,1867 Dec. 5,1867 200,000 L. 100, 000 500,000 I 450,000 ! 200, 000 i 180,000 ! 45,000 | 50,000 ; 439,035 I 173,489 ! 44,196 i 10, 965 6,511 804 Dec. 5,1867 Dec. 21,1867 Dec. 26,1867 200,000 I 150,000 I 100,000 J 177,105 ! 132,535 | 39,830 I 2,895 2,465 670 Jan. 14,1868 Jan. 15,1868 100,000 i 100,000 ; Jan. 21,1868 \ Feb. 14,1868 j 50,000 ! 120,000 I \ j I i 180, 000 j 135,000 I 40, 500 j ! 2,600 2,518 90,000 | 86,750 | 87,400 84, 232 45, 000 44, 500 44,145 i 43,753 j 855 747 3,342 i Feb. 26,1868 j 100,000 I 90,000 j 86,658 j Mar. 4,1868 \ Mar. 23, 1868 50, 000 100, 000 45, 000 90, 000 44,141 i Apr. 28,1868 ; 500, 000 July 21,1808 ] 00, 000 Aug. 4,1868 175, 500 Aug. 4,1868 350, 000 Aug. 5,1868 50, 000 i 88,762 6,505 &5.950 i 339, 445 90, 000 | 84, 420 5,580 2,684 157,400 I 154,716 314,950 ! 309,675 42,500 , 1,238 5,275 648 135, 000 87, 500 ! 45,000 132, 500 67,500 , 41,852 126,872 I 82,977 44,105 127,295 66, 578 j 8,128 4,523 895 5,205 922 184,750 i 18J, 838 | 2, 912 88,470 | Jan. 7,1869 i 100, 000 90,000 ! t A new bank with same title, '* Banks that never completed organization. I Consolidated with another bank. 1,530 Aug. 8, 1868 Aug. 25, 1868 Sept. 30,1868 Nov. 23, 1868 Dec. 17,1868 150,000 100, 000 ! 50, 000 150,000 Dec. 31,1868 300, 000 75,000 ! KEP'iRT OF TLIti COMPTROLLER OF THE CURRENCY. Table of liquidating CXIX banks—Continued. Circulation. j. \Jf(^^u Name and location of bank. Capital. Issued. l First National Bank, Marion, Ohio ...' Jan. 12,1869 $125,000 ! $109,850 i National Insurance Bank, Detroit, Mich Feb. 26, 1869 ! 85, 000 200,010 National Bank of Laiisingburg, N. Y . . Mar. 6,1869 135,000 | 150,000 , National Bank of North America, j New York, N". T Apr. 15,18G9 ; 1, 000, 000 333,000 First National Bank, Hallowell, Me.. Apr. 19,1869 •. 60,000 i 53,350 ! First National Bank, Clyde, N. Y* ... Apr. 23,1869 I 44,000 ; 50, ooo : Pacific National Bank, New York, N. Y May 10,1869 134,990 ] 422, 700 Grocers' National Bank, New York, >• ' j N. Y .. June 7, 1869 ! 390, 000 85, 250 ] Savannah National Bank, Savannah, Ga June 22,1869 100, 000 85, 000 First National Bank, Frostburg, Md . July 30,1869 50, 000 45, 000 First National Bank, La Salle, 111 Aug. 30, 1869 50, 000 45, 000 National Bank of Commerce, Georgetown, 1). C ... Oct. 28,1869 100, 000 90,000 i Miners' National Bank, Salt Lake City, Utah. '... Dec. 2,1869 150, 000 135, 000 First National Bank, Vinton, Towa Dec. 13, 1869 ; 50, 000 42, 500 National Exchange Bank, Philadel; phia, Pa .. Jan. 8,1870 300, 000 175, 750 First National Bank, Decatur, Til ... Jan. 10,1870 100,000 \ 85, 250 National Union Bank, Owego, N. T* ... j Jan. 11,1870 I 100, 000 88, 250 First National Bank. Berlin, Wis Jan. 25,1870 i 50,000 , 44, 000 Central National Bank, Cincinnati, i Ohio Mar. 31,1870 500,000 425, 000 First National Bank, Dayton, Ohio Apr. 9,1870 150, 000 135, 000 National Bank of Chemung, Elmira, N. Y June 10,187o 100,000 90,000 Merchants' National Bank, Milwaukee, Wis June 14,1870 100,000; 90, 000 First National Bank, Saint Louis, Mo.. July 16,1870 200,000 179, 990 Chemung Canal National Bank, Elmira, N.Y '. •! Aug. 3,1870 j 100, 000 90, 000 Central National Bank, Omaha, Nebr . j Sept. 23,1870 ; 100,000 i First National Bank, Clarksville, Va .. Oct. 13,1870 ! 50,000 I 27,000 First National Bank, Burlington, Yt ..! Oct. 15,1870 300,000 i 270,000 i First National Bank, Lebanon, Ohio .. | Oct. 24,1870 ; 100,000 85,000 National Exchange Bank, Lansing- ! i burg, N. Y ' Dec. 27,1870 | 100,000 I 90,000 j Muskingum National Bank, Zanesville, j Ohio Jan. 7,1871 i 100,000 i 90,000 l United National Bank, Winona, Minn..! Feb. 15,1871 ! 50, 000 i 45, 000 | First National Bank, Des Moines, Iowa' Mar-. 25,1871 I 100,000 ! 90,000 | State National Bank, Saint Joseph, Mo ; Mar. 31,1871 \ 100,000 I 90, 000 ! Saratoga County National Bank, Water- j j ford,N. Y ' ! Mar. 28,1871 I 150,000 I 135, 000 ! First National Bank, Fenton, Mich . . ! May 2, 1871 100,000 J 49,500 ; First National Bank, Wellsburg,W.Va.i June 24, 1871 I 100, 000 I 90, 000 200, 000 Clarke National Bank, Rochester, N.Yfj Aug. 11,1871 180, 000 Commercial National Bank, Oshkosh, j Wis '. Nov. 22,1871 100,000 90,000 Fort Madison National Bank, Fort Madison. Iowa Dee. 26, 1871 75, 000 67, 500 National Bank, Maysville, K y . . . J in. 300, 000 270, 000 Fourth National Bank, Syracuse, N. Y Jan. 105, 500 : 91, 700 American National Bank, New York, N.Y ...May 10, 1872 500, 000 450, 000 Carroll County National Bank, Sand- i wich, N. H i May 24,1872 50,000 45, 000 Second National Bank, Portland, Me. June 24, 1875 81, 000 100,000 , Atlantic National Bank, Brooklyn, N. Y July 15, 1872 165, 000 200, 000 ; Merchants and Farmers' National ' Bank, Quincy, 111 . .. ; Aug. 8,1872 150,000 135,000 First National Bank, Rochester, N. Y Aug. 9,1872 400,000 206, 100 : I Lawrenceburg National Bank, Law- ' renceburg, 1ml Sept. 10,1872 200, 000 180, 000 .Jewett City National Bank, Jewett City, Conn j Oct. 4,1872 60,000 48,750 : First National Bank, Knoxville. Tenn \ Oct. 22,1872 100,000 ; 80,910 ! First National Bank, Goshen, Ind | Nov. 7,1872 j 115,000 | 103,500 i Kidder National Gold Bank, Boston, j \ 120, 000 300, 000 Mass I Nov. 8,1872 Second National Bank, Zanesville, Ohio Nov. 16, 8872 154, 700 138, 140 Orange County National Bank, Chel- \ sea, Vt Jan. 14,1873 , 200, 000 180, 000 * Consolidated with another bank. t Banks that n< ver completed I^XJ\J\J aw. -X-i t*j ti.L/x&ux J-/U<XILV^ £juuv;o » J-4-i.v^j v^u.i_v/i Retired, $107,937 $1, 913 83, 918 132, 722 1,082 2,278 327, 709 52,554 42,300 132,872 I 5,291 796 1,700 2,118 84,511 83, 500 44,412 i 44, 205 739 1,500 588 795 88, 165 1,835 132, 669 42, 043 2,331 457 169,346 83,860 ! 83,992 ! 43,405 6,404 1,390 4,258 595 416,105 132, 490 8,895 2,510 88, 973 1,027 88, 085 176, 722 1,915 3,268 88, 554 1,446 26, 460 258,293 83,353 540 11, 707 1,647 88,478 ! 1, 522 87. 830 ! 44,180 , 88,193 i 88,997 I 2,170 820 1,807 1, 003 132, 699 ! 48, 693 l 88,153 176,648 ; 2,301 807 1,847 3,352 88,112 ; 1,888 65, 920 264, 106 89,661 1,580 5,894 2,039 432, 060 17, 940 42,464 ! 76, 968 I 161,110 ! 2,536 4,032 3,890 131, 625 ! 200, 762 i j 174,497 3, 375 5,338 5,503 46,592 | 77, 824 100,189 j 2,158 3,086 3,311 120, 000 133, 273 4,867 168, 733 11, 267 organization. CXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating banks—Continued. Circulation. Name and location of bank. Dat f o ?- f liqui ' I Capital. UrtiblOIl. Second National Bank, Syracuse, N. Y Feb. 18,1873 Richmond National Bank, Richmond, j Ind* Feb. 28,1873 First National Bank, Adams, N. Y Mar. 7,1873 ; Mechanics' National Bank, Syracuse. i N.Y „ Mar. 11,1873 Farmers and Mechanics' National , Bank, Rochester, N. Y Apr. 15,1873 Montana National Bank, Helena, Mont. Apr. 15,1873 j First National Bank, Havana, N. Y June 3,1873 . Merchants and Farmers' National Bank, Ithaca, N. Y June 30,1*73 National Bank, Cazenovia, N. Y July 18,1873 Merchants' National Bank, Memphis, Tenn Aug. 30,1873 Second National Bank, Chicago, 111 . . . Sept. 25,1873 Manufacturers' National Bank, Chicago, 111 Sept. 25,1873 \ Merchants' National Bank, Dubuque, Iowa Sept.30,1873 Beloit National Bank, Beloit, Wis . . Oct. 2,1873 Union National Bank, Saint Louis, Mo. Oct. 22,1873 City National Bank, Green Bay, Wis .. Nov. 29, 1873 ; First National Bank, Shelbina', Mo Jan. 1,1874 ! Second National Bank, Nashville, Tenn Jan. 8,1874 ! First National Bank, Oneida, N. Y Jan. 13,1874 ! Merchants' National Bank, Hastings, Minn Feb. 7,1874 National Bank, Tecumseh, Mich Mar. 3,1874 ; Gallatin National Bank, Shawneeto wn, 111 Mar. 7,1874! First National Bank, Brookville, P a . . . Mar. 26,1874 ! Citizens' National Bank, Sioux City, Iowa Apr. 14,1874; Farmers' National Bank, Warren, 111 .. Apr. 28,1874 j First National Bank, Medina, Ohio.... May 6,1874 | Croton River National Bank, South i East, N. Y May 25,1874 j Merchants' National Bank of West Virginia, Wheeling, W. Va July 7,1874 Centra] National Bank, Baltimore, Md July 15,1874 Second National Bank, Leavenworth, ! Kans July 22,1874 i Teutonia National Bank, New Orleans, La Sept, 2,1874 City National Bank, Chattanooga, Tenn Sept. 10,1874 First National Bank, Cairo. Ill Oct. 10,1874 First National Bank, Olathe, Kans -. Nov. 9,1874 First National Bank, Beverly, Ohio .. Nov. 10,1874 ; \ Union National Bank, LaFayette, Ind Dec. 4,1874 Ambler National Bank, Jacksonville. Fla '.. Dec. 7,1874 Mechanics' National Bank, Chicago, 111. Dec. 30,1874 First National Bank, Evansville, Wis.. Jan. 9,1875 First National Bank, Baxter Springs, Kans . . . Jan. 12,1875 Peopled National Bank, Pueblo, Colo.. Jan. 12,1875 National Bank of Commerce, Green Bay, Wis Jan. 12,1875 First National Bank, Millersburg, Ohio Jan. 12,1875 First National Bank, Staunton, Vat - Jan. 23, 1875 , National City Bank, Milwaukee, Wis.. Feb. 24,1875 Irasburg National Bank of Orleans, Irasburg, Vt Mar. 17,1875 First National Bank, Pekin, 111 Mar. 25,1875 Merchants and Planters' National Bank, Augusta, Ga Mar. 30,1875 Monticeilo National Bank, Monticello, Iowa Mai". 30,1875 Iowa City National Bank Iowa City, Iowa ' ".. Apr. 14, 1875 First National Bank, Wheeling, W. Va. Apr. 22,1875 First National Bank, Mount Clemens, Mich .. May 20.1875 First National Bank, Knobnoster, Mo May 29,1875 First National Bank, Brodhead, W i s . . . June 24,1875 * Now b.ink organized with same title. Issued, $100, 000 Retired. Outstanding. $90,000 • $87,222 I 230, 000 , 75,000 | 207,000 ! 66,900 ! 140,000 I 93,800 . 207,000 ,. 63,875 j 90,860 100,000 | 100,000 | 50, 000 I 83,250 I 31,500 i 80,337 • 30,500 ! 41,960 45, 000 $2, 778 3, 025 2,940 2,913 1,000 3,040 50, 000 150,000 45,000 116,770 42, 624 112,137 2, 376 4,633 250, 000 100,000 225,000 97, 500 : 214,203 90, 906 10, 797 6,594 500, 000 450, 000 421, 28, 919 200, 000 50, 000 500, 000 50, 000 100, 000 125,000 , 125,000 ; 180,000 45,000 ! 150,300 j 45,000 j 90,000 I 92,920 ! 110,500 164, 581 42,128 138,958 ; 40, 344 82, 372 85, 905 101, 855 15, 419 2,872 11, 342 4,656 7,628 7, 0158, 645 90,000 i 45,000 • 81,244 41,770 ! 8, 756 3, 230 100,000 50, 000 250,000 j 100,000 h 225, 000 90,000 j 50,000 I 45,000 ! 45,000 ! 45,000 j 50,000 | 75, 000 | 200,000 | 166,550 ! 500,000 i 200,000 | 450,000 180,000 I I 081 205,308 82,660 ; 41, 740 40,617 I 41,240 ' 19, 692 7, 340 3, 260 4,383 3,760 I 414, 933 165,153 35, 067 14, 847 80,908 i 9,092 102, 000 25!), 000 270,000 | 153,000 90, 000 ! 45,000 I 90,000 | 224,095 ! 239,290 136, 869 ! 80,381 ! 41,790 82,004 204, 024 30, 710 16,131 9,619 3,210 7, 996 20, 071 42, 500 250,000 55,000 144,900 | 45,000 ! 129,375 40,591 15, 525 4,409 36,000 ! 27, 000 32, 558 24, 441 3, 442 2,559 100,000 j 100, 000 100, 000 100, 000 90, 000 72, 000 90, 000 76,500 ' 80, 690 65, 376 79, 462 69,110 9,310 6,624 10,538 7,390 75, 000 100, 000 67,500 90,000 i 60,734 6,766 12, 326 100,000 ! 300,000 j 170,000 • 100,000 oo;ooo 50, 000 j 50,000 j 90,000 i 77, 674 200,000 180, 23, 375 000 156, 100,000 625 45,000 j 8, 523 125,000 250, 000 112,500 225, 000 36,477 100, 762 192,365 11,738 32, 635 50, 000 50, 000 50, 000 27, 000 45, 000 45, 000 22, 155 40, 391 38, 087 4, 845 4,609 6, 913 f Consolidated with another b a n k . REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating lame and location of bank. Date of liquidation. banks—Continued. Circulation. Capital. Issued. Retired. ! Outstand- j Auburn City National Bank, Auburn, • $141,300 $123,120 i $200,000 June 26,1875 N.Y 38,416 j 45,000 < 50,000 First National Bank, El Dorado, Kans. June 30,1875 First National Bank, City, j F it N t i l B k JJunction t i Cit 38,110 i 50,000 45,000 Kans - -. i July 1,1875 i 29,808 i 50,000 36,000 First National Bank, Chetopa, K a n s . . . I July 19,1875 I 23,550 50, 200 27, 000 First National Bank, Golden, Colo Aug. 25,1875 60,000 54,000 42,482 I National Bank, Jefferson, Wis Aug. 26,1875 Green Lane National Bank, Green i 78,761 i 100, 000 90, 000 Lane, Pa ' Sept. 9,1875 25,512 | 60,500 | State National Bank, Topeka, Kans .. Sept. 15,1875 ; 30, 600 Farmers' National Bank, Marshall| 50,000 j 21,877 : town, Iowa Sept. 18,1875 27, 000 Riehland National Bank, Mansfield, i 105,458 i 150,000 | Ohio I Sept. 25,1875 135, 000 242,704 i Planters'National Bank, Louisville, Ky| Sept. 30,1875 > 350,000 ; 37,835 i 75,000 ! First National Bank, G-allatin, Tenn .". Oct. 1,1875 315, 000 77,754 ! First National Bank, Charleston, W.Va. Oct. 2,1875 100,000 i 45, 000 People's National Bank, Winchester, 111 Oct. 4,1875 53,311 : 75,000 ! 90, 000 First National Bank, New Lexington, I j 67, 500 38,552 ! 50,000 ! Ohio ! Oct. 12,1875, 45, 000 36,541 I 50,000 j First National Bank, Tshpenning, Mich, j Oct. 20,1875 ! 45, 000 Fayette County National Bank, "Wash- ! \ 75,556 : 100,000 90,000 ington, Ohio - - Oct. 26,1875 Merchants' National Bank, Fort 82,460 100, 000 90, 000 Wayne, hid Nov. 8,1875 Kansas City National Bank, Kansas 76,671 100, 000 City, Mo ' Nov. 13,1875 90, 000 36,772 First'National Bank, Schoolcraft, Mich j Nov. 17,1875 50, 000 45, 000 First National Bank, Curwensville, Pa. 1 Dec. 17,1875 68,915 100,000 90, 000 National Marine Bank, Saint Paul, ! ! 76,160 100,000 90, 000 Minn Dec. 28,1875 : 34,963 First National Bank, Rochester, Ind .. Jan. 11,1876 50, 000 45, 000 66,756 First National Bank, Lodi, Ohio Jan. 11,1876 ' 100,000 90, 000 75,082 Iron National Bank, Portsmouth, Ohio., Jan. 19,1876 100,000 90, 000 35,345 First National Bank, Ashland, Nebr... Jan. 26,1876 50, 000 45, 000 36,090 First National Bank, Paxton, TIL . . . Jan. 28,1876 50, 000 45, 000 37,135 First National Bank, Bloomfieid, Iowa.! Feb. 5,1876 55,000 ; 49, 500 114,374 Marietta National Bank, Marietta, Ohio Feb. 16,1876 150,000 I 135, 000 Salt Lake City National Bank of Utah, j Salt Lake City. Utah , Feb. 21,1876 j 81, 496 100,000 90, 000 32,746 i 50, 000 45, 000 First National Bank, La Grange, M o . . . • Feb. 24,1876 , 32,828 : 50,000 I 45, 000 First National Bank, Atlantic, Iowa .. Mar. 7,1876 j 46,626 70,000 I 63, 000 First National Bank, Spencer, Ind ...! Mar. 11,1876 j National Currency Bank, New York, 100,000 82,385 90, 000 N. Y .' Mar. 23,1876 \ 33,060 50,000 i 45, 000 Caverna National Bank, Caverna, Ky. .1 May 13,1876 i 66, 593 200,000 90, 000 City National Bank, Pittsburgh, Pa .'. . May 25,1876 65,640 100, 000 90, 000 National State Bank, Des Moines, Iowa June 21,1876 32,213 50,000 45, 000 First National Bank, Trenton, Mo ... June 22,1876 33,574 50, 000 45, 000 First National Bank, Bristol, Tenn , July 10,1876 35,132 60,000 45, 000 First National Bank, Leon, Iowa July 11,1876 ! Anderson County National Bank, Law33, 515 100,000 : renceburg, Ind July 29,1876 45, 000 60,000 First National Bank, Newport, Ind ... Aug. 7,1876 45, 000 28, 838 50, 000 First National Bank, De Pere, Wis ... j Aug. 17,1876 31, 500 23, 844 Second National Bank, Lawrence, Kans| Aug. 23,1876 100,000 90, 000 74,015 Commercial National Bank, Versailles, j Ky I Aug. 26,1876 170,000 115,535 ! 153, 000 State National Bank, Atlanta, Ga ! Aug. 31,1876 200,000 | 111,770 ; 135, 000 Syracuse National Bank, Syracuse, N. Y .' Sept. 25,11876 145,526 200,000 180, 000 First National Bank, Northumberland, ! Pa ! Oct. 6,1876 75,016 100, 000 90, 000 First National Bank, Lancaster, Mo . . . Nov. 14,1876 50,000 17,830 : 27, 000 First National Bank, Council Grove, Kans I Nov. 28,1876 50,000 26, 500 16,907 National Bank of Commerce, Chicago, i j 111 .. Dec. 2,1S76 ! 142,343 I 250,000 166, 500 First National Bank, Palmyra, Mo Dec. 12,1876 ; 74,671 90, 000 100,000 ! First National Bank, Newton, Iowa Dec. 16,1876 j 23,515 ! 45, 000 50,000 National Southern Kentucky Bank, j Bowling Green, Ky .. ' ; Dec. 23, 1876 | 18,545 50, 000 27, 000 First National Bank, Monroe, Iowa | Jan. 1,1877 60,000 30,900 45, 000 First National Bank, Lew London, Conn: Jan. 9,1877 \ 100,000 91,000 76,902 Winona Deposit National Bank, Winona. Minn ... Jan. 28,1877 i 100,000 90, 000 62,306 [ First National Bank, South Charleston, Ohio Feb. 24,1877 55,301 ; 100,000 : 90, 000 CXXI $18,180 6,584 6,194 3,450 11, 518 11, 239 5,088 5,123 29, 542 72, 296 7,165 12, 246 14,189 6,448 8,459 14, 444 7,540 13, 329 8,228 21, 085 13, 840 10, 037 23, 244 14, 918 9,655 8,910 12, 365 20, 626 8,504 12, 254 12,172 16, 374 7, 615 11, 940 23, 407 24, 360 12, 787 11, 426 9,868 11,485 16,162 7,656 15, 985 37, 465 23, 230 34, 474 14, 984 9,170 9, 593 24,157 15, 329 21, 485 8, 455 14,100 14, 098 27, 694 34, 699 €XXI[ REPORT OF THE COMPTROLLER OF THE CURRENCY. Table of liquidating banks—Continued. Circulation. Name and location of bank. liquidation Capital. Issued. Retired. Outstanding. Lake Ontario National Bank, Oswego, $275, 000 $238,150 $217, 405 N.Y Feb. 24,1877 52,000 46, 200 26, 220 First National Bank, Sidney, Ohio .. Feb. 26,1877 Chillicothe National Bank, Chillicothe, 100, 000 89, 990 67, 910 Ohio Apr. 9,1877 50, 000 44,200 24,868 First National Bank, Manhattan, Kans. Apr. 13,1877 60, 000 21, 665 49, 500 National Bank, Monticello, Ky Apr. 23,1877 200, 000 87, 455 First National Bank, Rockville, I n d . . . Apr. 25,1877 173, 090 100, 000 72, 662 Georgia National Bank, Atlanta, G a . . . May 31,1877 90, 000 100, 000 66, 041 First National Bank, Adrian, Mich June 11,1877 88, 500 50, 000 69, 676 First National Bank, Napoleon, Ohio .. June 30,1877 90, 000 60, 000 26, 421 .First National Bank, Lancaster, Ohio.. Aug. 1,1877 54, 000 50, 000 22,777 . First National Bank, Minerva, Ohio .. Aug. 24,1877 45, 000 Kinney National Bank, Portsmouth, 43, 760 100,000 89, 000 Ohio Aug. 28,1877 ; 50, 000 45, 000 First National Bank, Green Bay, Wis . Oct. 19,1877 19, 032 National Exchange Bank, Wakefield, | R. I Oct. 27,1877 : 34, 650 19,165 70, 000 45, 000 50, 000 20, 050 First National Bank, Union City, Ind.. Nov. 10,1877 j 45, 000 50,000 19,278 First National Bank, Negaunee^ Mich . | Nov. 13,1877 ; 441, 000 500, 000 Tenth National Bank, New York, N. Y J Nov. 23,1877 \ 218,689 50,000 44, 350 16,783 First National Bank, Paola, Kans Dec. 1,1877 ! 100,000 i National Exchange Bank, Troy, N. Y .. Dec. 6,1877 90, 000 51,120 200,000 Second National Bank, LaFayette, Ind Dec. 20,1877 j 23,837 ; 52,167 State National Bank, Minneapolis, j 100,000 82, 500 25, 2!)9 Minn Dec. 31,1877 i 200, 000 53, 055 21, 430 Second National Bank, Saint Louis, Mo Jan. 8,1878! 50,000 ; First National Bank, Sullivan, Ind Jan. 8,1878 ! 18,730 45, 000 Rockland County National Bank, Ny89, 000 47,591 100,000 ack. N. Y .. Jan. 10,1878 | 32, 400 13, 355 First National Bank, Wyandotte, Kans Jan. W, 1878 j so, ooo : 44, 500 17,133 First National Bank, Boone, Iowa Jan. 22, 1878 j 50,000 ! 45, 000 16,425 First National Bank, Pleasant Hill, Mo Feb. 7,1878 50,000 64, 750 32,232 National Bank, Gloversville, N. Y ; Feb. 28,1878 j 100,000 27, 000 8,518 First National Bank, Independence, Mo Mar. 1,1878 50,000; 33, 471 7,417 National State Bank, Lima, Tnd Mai'. 2,1878 100,000 44, 500 17,825 First National Bank, Tell City, Ind Mar. 4,1878 ; 50, 000 75, 713 33, 114 First National Bank, Pomero'y, Ohio ..; Mar. 5,1878 200,000 ! Eleventh Ward National Bank, Bos54,395 ' 200,000 I 89, 400 ton, Mass 1 Mar. 14,1878 28,073 50, 000 First National Bank, Prophetstown, 111. Mar. 19,1878 i 45, 000 31,292 i 100,000 First National Bank, Jackson, Mich... i Mar. 26,1878 88, 400 12,086 60, 000 j First National Bank, Eau Claire, Wis. - Mar. 30,1878 38, 461 25,063 • 200,000 First National Bank, Washington, Ohio! Apr. 5,1878 69, 750 12,768 80,000 First National Bank, Middleport, Ohio j Apr. 20,1878 \ 31, 500 14,495 50, 000 : First National liank, Streator, 111 i Apr. 24,1878 i 40,500 15,199 ! 50,000 ; First National Bank, Muir, Mich I Apr. 25,1878 44, 200 Kane County National Bank, Saint | 7, 948 ! 50, 000 26, 300 Charles, 111 May 31,1878 \ ! 10,690 50,000 44, 500 First National Bank, Carthage, Mo June 1,1878 i Security National Bank, Worcester, 100, 000 26, 790 49, 000 Mass' June 5,1878 6, 725 50, 00.) . 25, 300 First National Bank, Lake City, Colo. June 15,1878 22, 895 People's National Bank, Norfolk, Va..! July 31,1878 100, 000 85, 705 Topeka National Bank, Topeka, Kans J Aug. 7, 1878 17,495 100, 000 89, 300 First National Bank, Saint Joseph, Mo.' \\VJ:. 13,1878 10, 555 100, 000 : 67,110 First National Bank. Winchester, Ind i Aug. 24, 1878 9, 819 60, 000 52, 700 Muscatine National Bank, Muscatine, | 7,141 i oo, ooo : 44, 200 Iowa Sept. 2,1878: 8,126 43, 700 Trader's National Bank, Chicago, 111.. Sept, 4,1878 200, 000 ; 26,446 Union National Bank, Rah way. X. J . . . Sept. 10,1878 89, 200 100, 000 I 9,311 | 45, 000 First National Bank, Sparta, 'Wis Sept. 14,1878 j 50, 000 Herkimer County National Bank, Lit; 178, 300 47,571 ! 200, 000 I tie Falls, N. Y Oct. 11,1878 \ 31,152 : 100, 000 ! 89,100 | Farmers' National Bank, Bangor. Me Nov. 22,1878 ' Pacific National Bank, Council Blutfs, 8,313 Iowa Nov. 30,1878 100,000 ! 45,000 j First National Bank, Anamosa, Iowa . Dec. 14,1878 | 5, 589 50,000 ' 44, 500 | Smithh'eld National Bank, Pittsburgh, 27,000 • 90, 000 Pa . Dec. 16,1878 200, 000 4, 894 [ 27, 000 First National Bank, Buchanan, Mich. Dec. 21,1878 \ 50, 000 3,040 j First National Bank, Prairie City, 111.. Dec. 24,1878 j 27, 000 50, 000 Corn Exchange National Bank, Chi! 403, 248 500, 000 I 450, 000 cago, 111 Jan. 4,1879 | $20, 745 19, 980 22, 080 19, 332 27,835 85, 635 17, 338 22, 459 20, 324 27, 579 22, 223 45, 240 25, 968 15, 24, 25, 222, 27, 38, 28, 485 950 722 311 567 880 330 57,201 31, 625 26, 270 41, 409 19, 045 27, 367 28, 575 32, 518 18, 482 26, 054 26, 675 42, 599 35, 005 16, 927 57,108 26, 375 44, 687 18, 732 26, 005 29, 001 18, 352 33, 810 22, 18, 62, 71, 56, 42, 210 575 ' 810 805 555 881 37, 35, 62, 35, 059 574 754 689 130, 729 57, 948 36, 687 38, 911 63, 000 22,106 23, 960 46, 752 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI1I Table of liquidating Name and location of bank. banks—Continued. Circulation. Date of liquidation. Capital. Issued. Franklin National Bank, Columbus, . Ohio ...iJan. 4,1879 Trader's National Bank, Bangor, Me..j Jan. 14,1879 First National Bank, Gonic, N. H . ... Jan. 14,1879 First National Bank, Salem, N. C | Jan. 14,1879 First National Bank, G-ranville, Ohio.. j Jan, 14,1879 Commercial National Bank, Peters- i burg,Va.. ! Jan. 14,1879 First National Gold Bank, Stockton, ! Cal j Jan. 14,1879 First National Bank, Sheboygan, Wis. j Jan. 14,1879 First National Bank, Boscobel, Wis .. Jan. 21,1879 National Marine Bank, Oswego, K F . | Jan. 25,1879 Central National Bank, Hightstown, i N. J I Feb. 15,1879 Brookville National Bank, Brookville, j Ind i Feb. 18,1879 Farmers' National Bank, Centreville, i Iowa i Feb. 27,1879 First National Bank, Clarinda, Iowa ..' Mar. 1,1879 Waterville National Bank, Water ville, j Me j Mar. 3,1879 First National Bank, Fremont, Pa > Mar. 4,1879 First National Bank, Atlanta, 111 | Apr. 15,1879 Union National Bank, Aurora, 111 | Apr. 22,1879 National Bank of Menasha, Wis j Apr. 26,1879 National Exchange Bank, Jefferson j City, Mo 'May 8,1879 First National Bank, Hannibal, Mo j May 15,1879 Merchant's National Bank, Winona, j Minn ! June 16,1879 Farmers' National Bank, Keithsburg, j 111 ! July 3,1879 First National Bank, Franklin, Ky ... i July 5,1879 | National Bank of Salem, Ind | July 8,1879 Fourth National Bank, Memphis, Tennj July 19,1879 Bedford National Bank, Bedford, Ind.. July 21,1879 First National Bank, Afton, Iowa ... Aug. 15,1879 First National Bank, Deer Lodge, Mont Aug. 16,1879 First National Bank, Batavia, 111 j Aug. 30,1879 National Gold Bank and Trust Com- j pany, San Francisco, Cal j Sept. 1,1879 Totals. *$100, 100, 60, 150, 50, 000 000 000 000 000 Eetired. $180, 000 76, 400 45, 597 128, 200 45, 000 $103, 003 18, 380 9,362 16, 010 16,007 Outstanding. $76, 997 58, 020 36, 235 112,190 28, 993 99,800 10, 088 000 000 000 000 238, 600 45, 000 43, 900 44, 300 18, 660 5, 237 5,407 9, 757 100, 000 32, 400 5,255 i 100, 000 89, 000 8,570 | 80, 430 50, 000 50, 000 41, 500 45, 000 110, 300 64, 600 26, 500 82, 000 44, 500 510 40, 990 39, 778 120, 000 300, 50, 50, 120, 125, 75, 50, 125, 50, 000 000 000 000 000 100, 000 45, 000 88, 200 35, 000 50, 000 100, 000 50, 000 125, 000 100, 000 50, 000 50, 000 50,000 27, 000 54, 000 44, 400 45, 000 87, 200 26, 500 45, 000 44, 300 750, 000 40, 000 50, 000 100, 000 38,370,610 I 28,020,974 * Original capital $200,000. 5, 222 I 23,769 ! 6,679 j 1,830 ! 89, 712 219, 39, 38, 34, 940 763 493 543 27,145 3,899 ! 86, 57, 24, 82, 40, 3, 385 | 4,416 | 41, 615 83, 784 1,180 ' 33, 820 1,610 ! 1, 180 | 1,240 330 1, 050 ! 670 531 921 670 000 601 27, 000 52, 390 43, 220 43, 760 87, 200 26, 170 43, 950 43, 630 40, 000 22,259,204 5, 761,710 CXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY. National banks that have been placed in the hand* of receivers, together with their capital, circulation issued, lawful money deposited with the Treasurer to redeem circulation, the amount redeemed, and the amount outstanding on November 1, 1879. Name and location of bank. Capital. Lawful money deposited. Circulation. Issued. Redeemed. Outstanding. First National Bank, Attica, NT. Y \ $50, 000 $44,000 $43, 666 $44,000 ! Venango National Bank, Franklin, Pa .. | 300, 000 84, 588 85,000 | 85,000 ! Merchants' National Bank, Washington, | j j 178, 659 D. C j 200, 000 180,000 180,000 ! 39, 686 First National Bank, Medina, N. Y j 50, 000 40,000 I 40,000 ! Tennessee National Bank, Memphis, I 90, 000 | 89, 443 90,000 ! Tenn ' 100,000 85, 000 ! 84, 326 85,000 ! First National Bank, Selma, Ala 100, 000 180,000 I 178, 075 First National Bank, New Orleans, La . J 500, 000 180,000 100,000 I National Unadilla Bank, Unadilla, N. Y. J 120, 000 99, 564 100,000 ! Farmers and Citizens' National Bank, 253,900 ; 251, 841 Brooklyn, N. Y j 300,000 253,900 i 180,000 | 179, 210 Croton National Bank, New York, N. Y . . I 200, 000 180,000 ! 26, 034 26,300 26,300 ; First National Bank, Bethel, Conn 60, 000 90, 000 First National Bank, Keokuk, Iowa 100, 000 90,000 89, 389 25,500 25, 323 National Bank of Vicksburg, Miss .. .. ; 50, 000 25, 500 I 44, 448 First National Bank, Rockford, 111 : 50, 000 > 45, 000 45, 000 ' First National Bank of Nevada, Austin, ' 129,700 ! 127, 591 Nev 250, 000 129,700 800,000 Ocean National Bank, New York, N. Y . . . 1, 000, 000 ! 800,000 782, 217 Union Square National Bank, New York, i 50, 000 49, 221 N. Y 200,000' 50,000 243,393 238, 027 Eighth National Bank, New York, N. Y 250, 000 243,393 ! 179,000 174, 805 Fourth National Bank, Philadelphia, Pa.; 200,000 179,000 | 71,000 68, 964 Waverly National Bank, Waverly, N. Y. 106,100 71,000 i 45,000 44,010 First National Bank, Fort Smith," Ark . . . 50, 000 45,000 135,000 I 132, 041 Scandinavian National Bank, Chicago, 111. 250, 000 135, 000 118,900 i 115, 112 Wallkill National Bank, Middleto wn, N. Y 175, 000 118,900 Crescent City National Bank, New Orleans, La...' 500, 000 450,000 430.885 450, 000 I Atlantic National Bank, New York, N.Y 300,000 100, 000 97, 025 100,000 ! 421, 398 First National Bank, Washington, D. C.. 500, 000 450,000 450,000 ; National Bank of the Commonwealth, 219, 901 234,000 New York, N. Y 750, 000 234,000 ! Merchants' National Bank, Petersburg, 326, 270 360,000 360, 000 i Va 400, 000 162, 755 179,200 : 179,200 First National Bank, Petersburg, Va 200, 000 83, 473 90, 000. i 90,000 j First National Bank, Mansfield, Ohio 100, 000 New Orleans National Banking Associa360,000 i 337, 500 339,337 j tion, New Orleans, La '. 600, 000 45,000 : 41, 715 45,000 I First National Bank, Carlisle, Pa 50, 000 45,000 ; 41, 791 45, 000 I First- National Bank, Anderson, Ind 50, 000 90,000 '• 82,342 ! 90,000 | First National Bank, Topeka, Kans 100, 000 95,000 86, 505 j 95,000 • First National Bank, Norfolk, Va 100, 000 Gibson County National Bank, Prince43, 800 38,460 j ton, I n d . . . . ' 50,000 43,800 First National Bank of Utah, Salt Lake City, Utah . 150,000 134,991 : 125,553 ! 134,991 : Cook County National Bank, Chicago, 111 500,000 315,900 ! 285,803 j 285,900 First National Bank, Tiffin, Ohio 100, 000 ! 61,977 j 68,850 ! 68,850 ! Charlottesville National Bank, Char118,515 ; lottesville, Va 200, 000 146,685 j 117, 585 Miners' National Bank, Georgetown, Colo 150, 000 ! 33,690 35, 857 '•• 45,000 | Fourth National Bank, Chicago. Ill 200, 000 180,000 I 161, 792 180,000 27,000 i 16,170 First National Bank, Bedford, Iowa 30, 000 16,512 45,000 ', 33, 802 First National Bank, Osceola, Iowa 50, 000 45,000 90,000 82, 904 First National Bank, Duluth, Minn 100, 000 90, 000 45,000 34, 100 First National Bank, La Crosse, Wis 50, 000 45,000 i 192, 273 City National Bank, Chicago, 111 250, 000 225, 000 i 225,000 67, 500 i 50, 446 Watkins National Bank, Watkins, X. Y 75, 000 67,500 52,200 i 39, 159 First National Bank, Wichita, Kans 60, 000 52, 200 50,000 i 40, 594 First National Bank, Greenfield, Ohio... 50, 000 50, 000 125, 513 National Bank, Fishkill, N. Y . ..." 200,000 177,200 125,200 First National Bank, Franklin, Ind 132, 000 130, 992 i 89,887 { 90, 992 Northumberland County National Bank, Shamokin, Pn ' 67,000 60,300 ! 39,595 39, 500 First National Bank, Winchester 111 50, 000 45,000 j 26,011 j 30, 000 National Exchange Bank, Minneapolis, Minn 100,000 90,000 ; 44,615 | National Bank of the State of Missouri, Saint Louis, Mo 2,500,000 1,557,267 | 1,648,800 j 1,693,660 90, 000 70,848 I First National Bank, Delphi, Ind 50, 000 28,600 j 45, 000 22,345 i First National Bank, Georgetown, Colo.. 75, 000 23,600 Lock Haven National Bank, Lock Haven, • Pa 120. 000 35,043 40,000 71, 200 j Third National Bank, Chicago, 111 750, 000 597,840 ! 243, 618 246,500 | $334 412 1,341 314 557 674 1, 925 436 2,059 790 266 611 177 552 2,109 17, 783 779 5,366 4,195 2, 036 990 2, 959 3,788 19,115 2, 975 28, 602 14, 099 33, 730 16, 445 6,527 22, 500 3,285 3,209 7,658 8,495 5, 340 9,438 30, 097 6,873 28, 170 11, 310 18, 208 10, 830 11,198 7,096 10, 900 32, 727 17, 054; 13, 041 9, 406 51, 68T 41,105 20, 705 18, 989 45, 385 136, 393 19,152 22, 655 36,157 354, 222 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV National banks that have been placed in the hands of receivers, §c.—Continued. P" Capital. Name and location of bank. Central National Bank, Chicago, 111 First National Bank, Kansas City, Mo .. Commercial National Bank, Kansas City, Mo First National Bank, Ashland, Pa First National Bank, Tarrytown, N. T . . . First National Bank, Allentown, Pa . First National Bank, Waynesburg, P a . . . Washington County National Bank, Greenwich, N. Y First National Bank, Dallas, Tex People's National Bank, Helena, Mont . . First National Bank, Bozeman, Mont . . . Citizens' National Bank, Chavlottesville, Va Merchants' National Bank, Fort Scott, Kans Farmers' National Bank, Platte City, Mo First National Bank, Warrensburg. Mo.. German-American National Bank, Washington, D. C German National Bank, Chicago, 111 Commercial National Bank, Saratoga Springs, N. Y Second National Bank, Scranton, Pa National Bank of Poultney, Yt First National Bank, Monticello, Ind First National Bank, Butler, Pa Totals " Circulation. Lawful money deposited. $200, 000 500, 000 Redeemed, j Outstanding. Issued. $20,876 16,970 i $45, 000 44, 940 $25, 000 25, 000 $24,124 27, 970 100, 000 112,500 { 100,000 250,100 ; 100,000 J 44, 500 88, 000 46, 000 78, 641 69, 345 44, 88, 89, 78, 69, 500 000 200 641 345 18,902 i 40,557 42, 390 30, 651 64,620 25, 47, 46, 47, 4, 598 443 810 990 725 200,000 ! 50,000 I 100,000 i 50, 000 114, 220 1.0. 000 18, 300 9,000 114, 29, 89, 44, 220 800 300 400 51,043 8,425 j 19,665 i 9,735 63,177 21, 375 69, 635 34, 665 100,000 90, 000 90, 000 82,154 j 7,846 50, 000 50, 000 100, 000 45, 000 27, 000 20,000 45, 000 27, 000 45, 000 15,897 i 3, 575 9,340 : 29,103 23, 425 35, 660 130, 000 500, 000 14, 500 367, 000 62, 500 450, 000 20,448 • 414,395 ; 42, 052 35, 605 100, 000 200, 000 100, 000 50, 000 50, 000 25, 000 91, 465 18, 000 900 31,165 86, 900 91, 465 90, 000 27, 000 71,165 23,421 12, 750 17, 892 1,920 3,100 63, 479 78, 715 72,108 25, 080 68, 065 17, 562, 600 10, 753, 653 12, 056, 387 9, 976, 506 2, 079, 881 Insolvent national banks, with date of appointment of receivers, amount of capital stock and claims proved, and rate of dividends paid to creditors. Capital stock. Dividends paid. Name and location of bank. Receiver appointed— First National Bank of Attica, N. Y. Venango National Bank of Frank- I lin, Pa, Merchants' National Bank of Washington, D. C. First National Bank of Medina, N. Y. Tennessee National Bank of Memphis, Tenn. First National Bank of Selma, Ala. First National Bank of New Orleans, La. National Unadilla Bank of TJnadilla, N. Y. Farmers and Citizens' National Bank of Brooklyn, N. Y. Croton National Bank of New York, N. Y. First National Bank of Bethel, Conn. First National Bank of Keokuk, Iowa. National Bank of Yicksburg, Yicksburg, Miss. First National Bank of Rockford, 111. First National Bank of Nevada, Austin, Nev. Ocean National Bank of New York, N. Y. Apr. 14,1865 May 1,1866 $50, 000 300, 000 $122, 089 434,186 Fr. ct. 58 Finally closed. 15 May 8,1866 200, 000 669, 513 24 r 7 0 Finally closed. Claims proved. Mar. 13,1867 50, 000 82, 338 38! Do. Mar. 21,1867 100, 000 376, 932 17* Do. Apr. 30,1867 May 20,1867 100, 000 500, 000 289, 467 1,119, 313 42 70 Aug. 29,1867 120, 000 127, 801 45 T % Sept. 6,1867 300, 000 1,191, 500 96£ Do. Oct. 200, 000 170, 752 881 Do. 1,1867 Feb. 28,1868 60, 000 68, 986 98 Mar. 3,1868 100, 000 205, 256 68^ 50,000 33, 562 35 Apr. 24,1868 1 Mar. 15,1869 50, 000 69, 874 Oct. 13,1869 250, 000 170, 012 90 1,282,254 100 157,120 100 Dec. 13,1871 | 1, 000, 000 Union Square National Bank of Dec. 15,1871 i New York, N. Y. 200,000 ! 5 per cent since last report. Finally closed. Finally closed. Finally closed. j Remarks. 5 per cent, since last report, and 30 per cent, interest dividend. 10 per cent, paid to stockholders, and finall, closed. CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY. Insolvent national banks, with date of appointment of receivers, $-c.—Continued, Name and location of bank. Receiver appointed— Capital stock. Eighth National Bank of New York, N. Y. FourthNational Bank of Philadelphia, Pa. "Waverlv National Bank of AVaverly,N. Y. First National Bank of Fort Smith, Ark. Scandinavian National Bank of Chicago, 111. Wallkill National Bank of Middle- Dec. 15,1871 ; $250, 000 Claims proved. | Crescent City National Bank of Now Orleans, La. Atlantic National Bank of New York N Y First National Bank of Washington, I). C. National Bank of the Commonwealth, New York, N. Y. Merchants' National Bank of PeFirst National Bank of Petersburg, Ya. First National Bank of Mansfield, Ohio. New Orleans National Banking Association of New Orleans, La. First National Bank of Carlisle. Pa. First National Bank of Anderson, Ind. First National Bank of Topeka, Kans. First National Bank of Norfolk, Ya. Gibson County National Bank of Princeton, Ind. First National Bank of Utah, Salt Lake City, Utah. Diviidends paid. Remarks. Pr.cL $378, 772 | 100 Finally closed. Dec. 20,1871 200, 000 ; 645,558 Apr. 23,1872 106,100 1 79,864 May 2,] 872 50, 000 Dec. 12,1872 250, 000 249,174 32^ per cent, paid to stockholders, and finally closed. loo ! 13 per cent, paid to stockholders, and finally closed. 40 Dec. 31,1872 i 175, 000 171, 468 100 Mar. 18,1873 500, 000 648, 608 80 Apr. 28,1873 300, 000 574, 512 90 100 15,142 [ Sept. 19,1873 j 500, 000 | 1, 619, 965 Sept. 22,1873 ! 750, 000 ! 796,995 992, 636 100 Sept. 25,1873 400, 000 200, 000 ; 167,285 76 Oct. 18,1873 100, 000 175, 068 45 ! Oct. 23,1873 600, 000 50, 000 1 1, 423, 825 50 60,280 72 Nov. 23,1873 50, 000 143, 534 Dec. 16,1873 100, 000 55, 372 J u n e 3,1874 Nov. 28, 1874 100, 000 50, 000 176, 330 62, 646 Dec. 10,1874 150, 000 93, 021 | 5 per cent, since last report. Do. Finally closed. 100 ! 35 per cent, paid to j stockholders. 34 ! Finally closed. Sept. 25,1873 Oct. 24,1873 Do. 100 Do. | 25 i 58fd Finally closed. 45 100 | Finally closed. 9ro P e r cent, since last report, and finally closed. 24-* 1 Cook County National Bank of F e b . 1, 1875 Chicago, Iil. First National Bank of Tiffin, Ohio. Oct. 22,1875 500, 000 989, 628 8 100, 000 237, 824 66 Charlottesville National Bank of Charlottesville, Va. Miners' National Bank of Georgetown, Colo. Fourth National Bank of Chicago, IU.; First National Bank of Bedford, Iowa. First National Bank of Osceola, Iowa. First National Bank of Duluth, Minn. First National Bank of La Cross;1, 40 i 10 per cent, since last 19 percent, since last report, and finally Oct. 28,1875 200, 000 342, 794 J a n . 24, 1876 150, 000 92, 624 Feb. 1,1876 200, 000 35, 801 50 ; Feb. 1, 1876 30, 000 50, 781 m Feb. 25,1876 50,000 34. 535 100 Mar. 13, 1876 100, 000 S0; 941 72 Apr. 11,1876 50, 000 134,445 35 City National Bank of Chicago, 111 M a y 17, 1876 250, 000 703, G57 70 AVatkins National Bank of Watkins. N. Y. First National Bank of Wichita, Kans. First National Bank of Greenfield, Ohio.* National Bank of Fishkill, Fishkill, N. Y. First National Bank of Franklin, Ind. Northumberland County National Bank, Shamokin., Pa. First National Bank of AYinchester, Iil. National Exchange Bank of Minneapolis, Minn. J u l y 12,1876 75, 000 59,144 ! 100 Sept. 23, 1876 60, 000 97.452 \ D e c 12,1876 ' 50, 0(10 Jan. 27, 1877 200, 000 Feb. 13, 1877 132, 0(10 Mar. 12, 1877 67, 000 Mar. 16,1877 50,000 M a y 24,1877 100, 000 report. 35 Finally closed. 25 per cent, since last report. Finally closed. 60 10 per cent, since last report. 20 per cent, since last report. 165. 435 j 62-1 1-h per cent, since last report. 140, 568 60 10 per cent, since last report. 223, 942 75 Do. 210, 797 55 100, 240 65 ! "ormerly in v o l u n t a r y liquidation. REPORT OF THE COMPTROLLER OF THE CURRENCY CXXVII Insolvent national banks, with date of appointment of receivers, Receiver ap- : Capital pointed— ! stock. Name and location of bank. tfc.—Continued. Divi- j dends; paid. Claims proved. Remarks. Pr. et. National Bank of the State of Mis- June 23,1877 :£2,500,000 souri, Saint Louis, Mo. First National Bank of Delphi, Ind. July 20,1877 50,000 First National Bank of Georgetown, Colo. Lock Haven National Bank of Lock Haven, Pa. Third National Bank of Chicago, 111. Central National Bank of Chicago, First National Bank of Kansas City, Mo. Commercial National Bank of Kansas City, Mo. First National Bank of Ashland, Pa.* First National Bank of Tarry town, N. Y. First National Bank of Allentown, Pa.* First National Bank of Waynesburg, Pa.* Washington County National Bank of Greenwich, N. Y. First National Bank of Dallas, Tex. People's National Bank of Helena, Mont. First National Bank of Bozeman, Mont. Citizens' National Bank of Charlottesville, Ya.* Merchants' National Bank of Fort Scott, Kans.* Farmers' National Bank of Platte City, Mo. Aug. 18,1877 75,000 Aug. 20, 1877 | 120,000 Nov. 24,1877 750,000 Dec. 1,1877 Feb. Feb. Feb. L, 887, 604 133,112 70 60 168,760 12J : 252,117 60 200,000 988,233 297,814 90 55 11,1878 500,000 ! 468,827 30 11,1878 100,000 ; 75,175 100 28,1878 ! 112,500 ; 33,105 100 Mar. 23,1878 100,000 j 118,362 Apr. 15,1878 250,000 | 39,968 50 May 15, 1878 j 100, 000 i 22,146 40 I June 8,1878 [ 80 262,812 100 200,000 | June 8,1878 i Sept. 13, 1878 ; 74,406 156,020 10 15 Sept. 14, 1878 j 50,000 ! 100,000 ! i 50,000 | Sept. 25,1878 ! 100,000 I 27, 881 15 50,000 | 12, 449 100 Sept. 14,1878 ; Oct. 1,1878 19, 631 40 50,000 First National Bank of Warrensburg, Mo. German American National Bank of Washington, D. C. German National Bank of Chicago, 111.* Commercial National Bank of Saratoga Springs, N. Y. Second National Bank of Scranton. Pa.* National Bank of Poultney, Yt First National Bank of Monticello, Ind First National Bank of Butler, P a . . Totals Nov. 1,1878 I 100,000 I 150, 10 Nov. 1,1878 130,000 265, 556 10 Dec. 20,1878 ! 500,000 183, 961 25 Feb. 11,1879 I 100,000 128, 354 60 Mar. 15,1879 ! 200,000 117, 020 Apr. 7,1879 | July 18,1879 | 100,000 50, 000 81, 665 19, 362 25 83, 15 July 23,1879 50,000 17, 5(52, 600 35 p e r cent, since last report. 10 per cent, since l a s t repoi't. Since last report. 25, 001,728 * Formerly in voluntary liquidation. 30 per cent, since last report. 20 per cent, since last report. 15 per cent, since last report. 31 per cent, paid to stockholders. Since last report, and finally closed. 10 per cent, since last report. Since last report. Do. 50 per cent, since last report, and finally closed. Since last report. Do. Do. Since last report. Since last report 18 per cent, paid to stockholders, and finally closed. TABLES CONTAINED IN EEPOET AND APPENDIX. KEPORT. ft. Table of the resources and liabilities of the national banks on October 2, 1879, classified by reserve cities, &c H. Table of the resources and liabilities of the national banks in October of each year, from 1871 to 1879 11 r. Table, by geographical divisions, of the number, capital, and deposits of the State banks and private bankers, &c, for the six months ending May 31, 1879 IV. Table, by geographical divisions, of the number, capital, and deposits of the State banks and private bankers, &c, for the six months ending May 31, 1879, and of the national banks on June 14, 1879 V. Table of the number, capital, and deposits of the national banks, and of the State banks and private bankers, and savings-banks at corresponding dates, 1876-1879 VI. Statement of the public debt at its maximum VJLL. Table showing the amount of the principal and interest of the public debt of Great Britain, 1793-1856 VJLL1. Table showing the principal and interest and cost of management of the public debt of G-reat Britain, at dates given IX. Table showing the amount, &c., of the French loans of 1871,1872, and 1873 X. Table showing the kinds and amounts of United States bonds outstanding August 31,1865, July 1,1866 to 1879, and November 1,1879 XI. Table showing the kinds and amounts of United States bonds owned by the national banks on July 1,1865 to 1879, and on November 1, 1879 XII. Table of the amounts and kinds of outstanding United States and national-bank issues, from 1865 to 1879, at the dates given "X"! i it Table showing the value of the legal-tender paper dollar in each year, from 1864 to 1879 XIV. Statement of the kinds and amounts of currency outstanding on November 1, 1879 XV. Table showing the cash reserve, held and required, by the national banks in New York, in the other principal cities, and in the remainder of the country, on October 1,1878, and January 1 and October 2,1879 XVI. Statement showing the value of circulation to national banks XVII. Table showing, by geographical divisions, the capital and circulation authorized and issued, together with the amount not called for by the national banks.. XVIII. Table of the amounts and kinds of United States bonds held as security for national-bank circulation on November 1,1879 XTXT Table of the amounts of specie held by the national banks at the'dates of their reports, from October, 1868, to October, 1879. XX. Statement showing the movement of coin and bullion in the United States for the fiscal year 1878-79, and the estimated amount in the country at the end of that year XXI. Table showing the amount of bullion held by the Bank of England in each year from 1870 to 1879 XXH. Table showing the amount of coin and bullion held by the Bank of France on December31, 1870-1878 and on October 30, 1879 XXIII. Table showing the classes of loans of the national banks in New York City in October of each year from 1875 to 1879 XXIV. Statement of the rates of interest in New York and London, 1874 to 1879 XXV. Table showing the transactions o the New York clearing-house, yearly, from 1854tol879 XXVI. Statement showing the transactions of the assistant treasurer of the United States at New York, with the clearing-house from November 25, 1878, to November 1,1879 cc—ix Page> IV V VI VI VI VII X XI XI XII XII XIV XV XV XVII XXIV XXTV XXVH XXVIH XXIX XXIX XXIX XXX XXX XXXI XXXI CXXX REPORT OF THE COMPTROLLER OF THE CURRENCY. Page. XXVII. Table showing, by denominations, the amounts of national-bank notes and of legal-tender notes outstanding on November 1, 1879, and of the aggregate of both outstanding on November 1,1877 and 1878 XXXII XXYIII. Table showing, by denominations, the circulation of the Imperial Bank of Germany outstanding on January 1, 1879 XXXIII XXTx~. Table showing, by denominations, the circulation of the Bank of France outstanding on|January 30, 1879 XXXHI XXX. Table, by States, of the number and capital of national banks which have failed, with the amounts of claims proved, dividends paid and estimated yet to be paid, and estimated losses XXXIV XXXI. Table, by States, of the number of State and savings banks, and private bankers, which failed during the three years preceding January, 1879, with the claims proved, amount paid and to be paid, and losses XXXV Table of the national banks and savings-banks which have failed in the city of New York, with their liabilities, dividends paid, and estimated losses XXXVI Table showing, by States and Territories, the cost of the receiverships of insolvent national banks XXXVII XXXIV. Table showing the cost of receiverships of insolvent national banks in New York city ' XXXVII XXXV. List of national banks which failed during the year ending November 1,1879, and their capital XXXVIH XXXVT. List of insolvent national banks and percentage of dividends paid XXXVIH XXXVH. Table, by States and reserve cities, of the amount of the losses charged off by national banks during the year ending September 1, 1879 XL XXXVIH. Table, by geographical divisions, showing the losses of the national banks for the years 1876, 1877, 1878 and 1879 XLI XXXIX. Table of the amount of losses charged off by the national banks in the principal cities in the years 1876, 1877, 1878 and 1879 XLI XL. Table showing the amount of the surplus fund of the national banks near the 1st of January and July of each year since 1863, and the semi-annual increase or decrease thereof XLH XLI. Table showing the capital, surplus, dividends, and earnings of the national banks, semi-annually, from 1869 to 1878 XLHI XLII. Table showing, by geographical divisions, the number and capital of the national banks that paid no dividends for the year 1879, and the number and capital of such banks for 1876, 1877, and 1879, together with averages for the four years XLHI XLIH. Table, by geographical divisions, of the ratios to capital and to capital and surplus of the dividends and earnings of the national banks for the years 1877, 1878 and 1879 : XLXV XLIV. Table, by States, reserve cities, and geographical divisions, of the capital and the amount and rate of taxation of the national banks for the year 1878 XLV XLV. Table showing the United States taxation of banks other than national, yearly, from 1864 to 1879 XXVI XLVI. Table showing the United States taxation of national banks, yearly, from 1864 to 1879 XLVH XLVH. Table of the taxation of national banks, yearly, from 1866 to 1878 XLVn X L V n i . Table, by geographical divisions, of the capital, and the amount and rates of taxation of the national banks, for the years 1874, 1875, 1876, 1877 and 1878 . . XLVIH XLIX.|Table of the rates of taxation of the national banks in certain cities for the years 1876, 1877 and 1878 XLIX L. Table of the rates of taxation of the national banks in certain States for the years 1876, 1877 and 1878 XLIX LI. Table of the liabilities, and reserve, required and held, of the national banks in New York City, in the other reserve cities, and in the States and Territories, at the dates of their reports in October of each year from 1875 to 1879.. L LH. Table showing the movement of legal-tender reserve of the national banks in New York City, weekly, in October of each year from 1873 to 1879, with the ratio of the reserve to the liabilities LI LUC. Table showing the outstanding circulation of the national banks on November 1, of each year, from 1867 to 1879, and on June 20, 1874, January 14, 1875, and May 31, 1878 LH LIV. Table showing, by States, the issue and retirement of circulation for the year ending November 1, 1879, and the total amount issued and retired since June 20, 1874 REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI Page. LV. Table showing the issue and retirement of national-bank notes and the deposit LYI. LVH. Lvm. LIX. LX. LXI. Lxn. and retirement of legal-tender notes, monthly, for the year ending November 1, 1879 Statement showing concisely the operations of the acts of June 20, 1874, and of January 14, 1875, to November 1,1879 Table showing the amounts of national-bank notes received for redemption, monthly, by the Comptroller and at the Redemption Agency of the Treasury, for the year ending November 1, 1879, and the amounts received from June 20, 1874, to November 1, 1878 Table, by denominations, of the number and amount of national-bank notes issued and r edeemed from 1863 to 1879, and the number and amount outstanding November 1, 1879 T able showing the amount of national-bank notes destroyed, yearly, from 1863 to 1879 Table showing, by geographical divisions, the average number, capital, and deposits of State banks and trust companies, private bankers, and savingsbanks, for the six months ending May 31,1879 Table, by States and reserve cities, and geographical divisions, of the number of State banks, savings-banks, &c, with their average capital and deposits, and the tax thereon, for the six months ending May 31, 1879 Synopsis of judicial decisions relative to national banks LIV LIV LV LVI LVI LVII LVIII LIX APPENDIX. I. Names and compensation of officers and clerks in the Office of Comptroller of the Currency, and expenses of the office for fiscal year ending June 30,1879 n. Table, by States and geographical divisions, of the number of national banks XLL IV. V. VI. vn. vm IX. X. XI. xn. ynr. XJV. XV. XVI. xvn. xvin. XIX. XX. LXXXI organized, closed, and closing, and in operation, with their capital, bonds, and circulation, November 1,1879 LXXX3H Table showing, by States, the amount of national bank circulation issued, the amount of legal-tender notes deposited in the United States Treasury to retire national bank circulation, from June 20, 1874, to November 1, 1879, and amount remaining on deposit at latter date LXXXIV Statement of the monthly increase and decrease of national bank circulation since the passage of the act of January 14,1875 LXXXV Table, by States, of the taxation of the national banks for the year 1867 LXXXVT Table, similar to the one preceding, for the year 1869 LXXXVII Similar table for the year 1874 LXXXVHI Similar table for the year 1875... L LXXXIX Similar table for the year 1876... ? XC Similar table for the year 1877 XCI Table, by geographical divisions, of the dividends and earnings of the national banks, semi-annually, from 1870 to 1879 • XCII Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of the dividends and earnings of the national banks, from March 1, 1875, to September 1,1879 XCIV Table, by States and reserve cities, of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus, from September 1, 1878, to March 1, 1879 XCVI Table, by States and reserve cities, of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus, from March 1, 1879, to September 1,1879 XCVII Table showing the liabilities and reserve of the national banks at the dates of their reports, from September, 1873, to October, 1879 XCVIH Table showing, by States and reserve cities, the liabilities and reserve of the national banks on October 2, 1879 C Table of the liabilities of the national banks, and of the reserve required and held, at three dates in each year, from 1876 to 1879 CII Table showing the clearings and balances of the banks of New York City for the weeks ending at the dates given CIII Table showing the average weekly liabilities and reserve of the national banks in New York City, as reported to the clearing-house, in September and October of each year from 1872 to 1879 CIV Table showing, by States, reserve cities, and geographical divisions, the number ot State banks, savings-banks, &c, with their average capital and deposits, and the tax thereon, for the six months ending November 30, 1876 CV CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY. YYTT Similar table for the six months ending May 31,1877 XXTL Similar table for the six months ending May 31, 1878 XXTTT. Table, by geographical divisions, of the number, average capital, and deposits of the State banks and private bankers, savings-banks and trust and loan companies, for the six months ending November 30, 1875 XXIV. Similar table for the six months ending May 31,1876 XXV. Similar table for the six months ending November 30, 1876 XXVI. Similar table for the six months ending May 31,1877 XXVIL Similar table for the six months ending May 31,1878 XXVJLLL Table, by geographical divisions, of the number, average capital, and deposits of State banks and trust companies, private bankers, and savings-banks, for the six months ending May 31,1878 YXi x. Table, by geographical divisions, of the number, average capital, and deposits of the State banks and private bankers, &c, for the six months ending May 31, 1878, and of the national banks on June 29,1878 "X"x"x*T Table, by States, of the resources and liabilities of State banks, at dates named. TYYT. Table showing the aggregate resources and liabilities of State banks, from 1875 to 1879 XxX it. Table by States, of the resources and liabilities of trust companies, at dates named XXXTTT. Table showing the aggregate resources and liabilities of trust companies, from 1875 to 1879 X x x i V . Table, by States, of the resources and liabilities of savings-banks, at dates named XXXV. Table showing the aggregate resources and liabilities of savings-banks from 1875 to 1879 XXXVX Table, by States, of the aggregate deposits of savings-banks, the number of their depositors, and the average amount due to each, in 1878 and 1879 XXXVH. Table showing the number and denominations of national-bank notes issued, redeemed, and outstanding November 1 in each year, from 1869 to 1879 XXXVm. List of national banks in voluntary liquidation, with their capital, circulation issued and retired, and circulation outstanding November 1,1879 !x"x*XTx*. List of insolvent national banks, with their capital, circulation issued and redeemed, and circulation outstanding November 1,1879 XL. List of insolvent national banks, with their capital stock, claims proved, and dividends paid, and date of appointment of receivers XLL Aggregate resources and liabilities of the national banks at the dates of their reports, from 1863 to 1879 XLH. Abstracts, by States, Territories, and reserve cities, of the reports made by the national banks since October 1,1878 XLHL Report of the condition of each national bank on the second day of October, 1879 CVI CVII CVHI CVHI CVIH CLX CIX CIX CX CX CXH CXTTT CXm CXTV CXV CXVI CXVH CXVIH CXXTV CXXV 1 15 59 AGGREGATE RESOURCES AND LIABILITIES THE NATIONAL BANKS FROM OCTOBEB, 1863, TO OCTOBEB, 1879. H. Ex. 3 A REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 863. JANUARY. APRIL. JULY. OCTOBER 5. Resources. 66 banks. $5,466,088 33 5, 662,600 00 106,069 12 IT S. bonds5 and securities. €Mher item * t Due from nat'l and other b'ks. ji»eal estate furniture &c Current expenses Premiums paid f»hecks and other cash items Sills of nat'l and other banks Specie and other lawfulmon'y. Total 2, 625, 597 05 177,565 69 53,808 92 2,503 69 492,138 58 764, 725 00 1 1,446, 607 62 16, 797, 644 00 1864. Loans and discounts IT. S. bonds and securities fHher items Due from national banks Due from other b'ks and b'k'rs Seal estate, furniture, &e €urrent expenses Checks and other cash items.. Bills of nat'l and other banks. Specie and other lawfulmon'y. Total JANUARY 4. A "31k 4. JULY 4. OCTOBER 3. 109 banks. 307 banks. 467 banks. 508 banks. $10, 666, 095 60 15,112, 250 00 74, 571 48 $31, 593, 943 43 41,175,150 00 432, 059 95 $70,746, 513 33 92, 530, 500 00 842, 017 73 $93, 238, 657 92 108, 064,400 00 1,434, 739 76 *4, 786,124 58 381,144 00 118, 854 43 4, 699,479 56 8. 53-7, 90S 94 755, "06 41 352, 720 77 15, 935,730 13 17, 337, 558 66 1, 694, 049 46 502, 341 31 19,965,720 47 14, 051, 396 31 2, 202, 318 20 1, 021, 569 02 577, 507 92 895, 521 00 5, 018, 622 57 2, 651, 916 96 1, 660, 000 00 22, 961,411 64 5, 057,122 90 5, 344,172 00 42,283,798 23 7, 640,169 14 4, 687, 727 00 44, 801,497 48 37, 630. 691 58 114, 820,287 66 252,273, 803 75 297,108,195 30 1865. JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. loans and discounts. •¥. S. bonds and securities— Other items $166,448, 718 00 176, 578,750 00 3,294,883 27 $252,404, 208 07 277, 619, 900 00 4,275,769 51 $362,442,743 08 391,744, 850 00 12,569,120 38 $487,170,136 29 427,731,300 00 19, 048,513 15 Duo from national banks Duo from other b'ks and b'k'rs Keal estate, furniture, &c Current expenses Premiums paid 30,820,175 44 19, 836, 072 83 4,083, 226 12 1, 053,725 34 1, 323, 023 56 40, 963, 243 47 22, 554, 636 57 6, 525,118 80 2,298, 025 65 1, 823,291 84 76, 977, 539 59 26, 078, 028 01 11, 231, 257 28 2, 338, 775 56 2, 243, 210 31 89,978,980 55 17,393,232 25 14,703,281 77 4, 539, 525 11 2,585,501 06 Checks and other cash items.. Bills of nat'l and other banks. Specie l*egal tenders and fract'l cur'y 17, 837,496 14,275,153 4,481, 937 72,535,504 Total 77 00 68 67 29,681,394 13 13,710, 370 00 6,659, 660 47 112, 999, 320 59 512,568,666 68 771,514,939 10 41,314,904 21,651, 826 9,437,060 168,426,166 50 00 40 55 72,309,854 44 16, 247, 241 00 18, 072, 012 59 189,988,496 28 1,126,455,481 66 1 1,359,768,074 49 ^Including amount due from national banks. REPORT OF THE COMPTROLLER OF THE CURRENCY. Batiks from October, 1863, to October, 1879. 1 JANUARY. §63. APRIL. JULY. OCTOBER 5. Liabilities. 66 banks. $7,188,393 00 Capital stock 128,030 06 8,497,681 84 981,178 59 2,360 51 Undivided profits . . . Individual and other deposits. Due to nat'l and other banks*. Other items 16, 797, 644 00 Total 1 JANUARY 4. APRIL 4. JULY 4. OCTOBER 3. 139 banks. 307 banks. 467 banks. 508 banks. $14, 740, 522 00 Capital stock Surplus fund Undivided profits $42, 204, 474 00 $75, 213, 945 00 $86, 782, 802 00 1, 625, 656 87 1,129, 910 22 3, 094, 330 11 2,010,286 10 5, 982, 392 22 30,155 00 19, 450,492 53 2,153, 779 38 822, 914 86 9, 797, 975 00 51, 274, 914 01 6, 814, 930 40 3,102, 337 38 25, 825, 665 00 119, 414, 239 03 27, 382, 006 37 213, 708 02 45, 260, 504 00 122,166, 536 40 34, 862, 384 81 43; 289 77 37, 630, 691 58 114, 820, 287 66 252, 273, 803 75 297,108,195 30 432, 827 81 National b'k notes outstanding Individual and other deposits. Due to nat'l and other banks*. Other items Total 1 Capital stock §65. JANUARY 2. APRIL 3. JULY 3. OCTOBER 2. 638 banks. 907 banks. 1,294 banks. 1,513 banks. $135,618, 874 00 8,663, 311 22 12, 283, 812 65 Surplus fund Undivided profits §64. $215, 326, 023 00 $325,834,558 00 $393,157,206 00 17,318,942 65 17, 809, 307 14 31, 303, 565 64 23,159,408 17 38,713,380 72 32, 350, 278 19 National b'k notes outstanding 66,769, 375 00 98, 896,488 00 131,452,158 00 171,321,903 00 Individual and other deposits. United States deposits 183,479,636 98 37,764,729 77 262,961,473 13 57, 630,141 01 398,357,559 59 58, 032,720 67 500,910,873 22 48,170,381 31 Due to national banks Due to other b'ks and bankers* 30,619,175 57 37,104,130 62 41, 301,031 16 59, 692,581 64 78,261,045 64 79, 591, 594 93 90,044,837 08 84,155,161 27 Other items 265,620 87 578,951 37 462,871 02 944,053 70 Total 512,568,666 68 771,514,939 10 1,126,455,481 66 1,359,768,074 49 * Including State bank circulation outstanding. REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 Resources. Loans and discounts U. S. b'ds dep'd to secure circ'n Other U. IS. b'ds and securities Oth'r stocks, b'ds, and. mortg's Due from national banks Due from other b'ks and b'k'rs Real estate, furniture, &c Current expenses Premiums paid Checks and other cash items. Bills of national and other b'ks Specie Legal tenders and fract'l cur'y Total 866. JANUAKY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 b a n k s . 1,612 b a n k s . 1,634 b a n k s . 1,644 banks. $500, 650,109 298, 376, 850 142, 003, 500 17, 483, 753 19 00 00 18 93, 254, 551 02 14,658,229.87 15, 436, 296 16 3,193, 717 78 2, 423, 918 02 89, 837, 6S4 20,406,442 19,205, 018 187, 846, 548 50 00 75 82 1,404, 776, 619 29 $528, 080, 526 315, 850, 300 125, 625, 750 17, 379, 738 87, 564, 329 13, 682, 345 15, 895, 564 4, 927, 599 2, 233, 516 70 00 00 92 71 12 46 79 31 105, 490, 619 18,279, 816 17, 529, 778 189, 867, 852 36 00 42 52 1, 442, 407, 737 31 $550,353, 094 326, 483, 350 121,152, 950 17, 565, 911 17 00 00 46 $603, 314, 704 331, 843, 200 94, 974, 650 15, 887, 490 96, 696, 482 13, 982, 613 16, 730, 923 3, 032, 716 2, 398, 872 96, 077,134 17, 866,742 12, 629, 376 201,425, 041 66 23 62 27 26 53 00 30 63 107, 650,174 15, 211,117 17,134, 002 5,311,253 2, 493, 773 103, 684, 249 17, 437, 779 9,226,831 205, 793, 578 j 83 j 00 1 00 06 18 16 58 35 47 21 00 82 76 1, 476, 395, 208 13 1,526, 962, 804 42 1 867. Loans and discounts U. S. b'ds dep'd to secure circ'n U. S. b'ds dep'd to sec're dep'ts 0. S. b'ds and sec'ties on hand. Oth'r stocks, b'ds, and mortg's Due from national banks Due from other b'ks and b'k'rs Real estate, furniture, &c Current expenses Premiums paid Checks and other cash items. Bills of national banks Bills of other banks Specie Legal tenders and fract'l cur'y Compound interest notes Total JANUARY 7. APllIL 1. JULY 1. OCTOBER 7. 1,648 b a n k s . 1,642 b a n k s . 1,636 b a n k s . 1,642 b a n k s . $608, 771, 799 339, 570, 700 36,185, 950 52, 949, 300 15,073,737 61 00 00 00 45' $597, 648, 286 338, 863, 650 38,465, 800 46, 639, 400 20,194, 875 53 00 00 00 21 92, 552,206 12, 996,157 18, 925, 315 2, 822, 675 2, 860, 398 101,430, 220 19, 263, 718 1,176,142 19,726, 043 104, 872, 371 82, 047, 250 29 49 51 18 85 18 00 00 20 64 00 94,121,186 10, 737, 392 19, 625, 893 5, 693, 784 3,411, 325 87, 951,405 12, 873, 785 825, 748 11, 444, 529 92, 861, 254 84, 065, 790 21 90 81 17 56 13 00 00 15 17 00 1, 511, 222, 985 40 1 Loans and discounts U. S. b'ds dep'd to secure circ'n D". S. b'ds dep'd to sec're dep'ts U. S. b'ds and sec'ties on hand. Oth'r stocks, o'ds, and mortg's Due from national banks Due from other b'ks and b'k'rs Real estate, furniture, &c Current expenses Premiums paid Checks and other cash items. Bills of national banks Bills of other banks Fractional currency Specie Legal-tender notes Compound interest notes Three per cent, certificates .. Total 1,465,451,105 84 $588, 450, 396 337, 684, 250 38,368,950 45, 633, 700 21, 452, 615 12 00 00 00 43 $609, 675, 214 338, 640,150 37, 862,100 42, 460, 800 21, 507, 881 61 00 00 00 42 308, 911 663, 322 800, 905 249,153 338, 600 87 82 86 31 37 95, 217, 610 8, 389, 226 20,639,708 5, 297, 494 2, 764,186 14 47 23 13 35 128, 312,177 16,138, 769 531, 267 11,128, 672 102, 534, 613 75,488, 230 79 00 00 98 46 00 134, 603, 231 11, 841,104 333, 209 12, 798, 044 100,550,849 56, 888, 250 51 00 00 40 91 00 92, 9, 19, 3, 3, 1,494, 084, 526 01 1,499,469, 060 17 868. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1,643 b a n k s . $616, 603,479 339, 064, 200 37,315,750 44,164, 500 19, 365, 864 89 00 00 00 77 99, 311, 446 8,480,199 21,125, 665 2, 986, 893 2, 464, 536 60 74 68 86 96 109, 390, 266 16, 655, 572 261, 269 1, 927, 876 20, 981, 601 114, 306,491 39, 997, 030 8, 245, 000 37 00 00 78 45 00 00 00 1,502, 647,644 10 65 00 00 00 33 $655, 729, 546 339, 569,100 37, 853,150 43, 068, 350 20, 007, 327 42 00 00 00 42 $657, 668, 847 340, 487, 050 37, 360,150 36, 817, 600 20, 693,406 83 0§ 00 00 40 95, 900, 606 35 7, 074, 297 44 22, 082, 570 25 5, 428, 460, 25 2, 660,106 09 114,434, 097 8, 642, 456 22, 699, 829 2, 938, 519 2, 432, 074 93 72 70 04 37 102, 278, 547 7, 848, 822 22,747, 875 5, 278, 911 1, 819, 815 77 24 18 22 50 124, 076, 097 13, 210,179 342, 550 1, 863, 358 20, 755, 919 100,166,100 19,473,420 44, 905, 000 71 00 00 91 04 00 00 00 143, 241, 394 11, 842, 974 222, 668 2, 262, 791 13, 003,713 92,453,475 4, 513,730 59, 080, 000 99 00 00 97 39 00 00 00 $628, 029, 347 339, 686, 650 37,446, 000 45, 958, 550 19, 874, 384 114, 993, 036 12, 573, 514 196,106 1, 825, 640 18, 373, 943 84, 390, 219 38, 917, 490 24, 255, 000 23 00 00 16 22 00 00 00 1,499,668, 920 97 1,572,167, 076 26 1, 559, 621,773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banlcs from October, 18637 to October, 1879—Continued. 1 Liabilities. Capital stock 866. JANUARY 1. APRIL 2. JULY 2. OCTOBER 1. 1,582 b a n k s . 1,612 b a n k s . 1,634 b a n k s . 1,644 b a n k s . $403, 357, 346 00 $409,273, 534 00 $414,270,493 00 $415,472, 369 00 Surplus fund Undivided profits National b'k notes outstanding State bank notes outstandingIndividual deposits TJ. S. deposits Dep'ts of U. S. disb'sing officers 43, 000, 370 78 28, 972, 493 70 44, 687, 810 54 30, 964,422 73 50,151, 991 77 29, 286,175 45 53, 859, 277 64 32, 593,486 69 213, 239, 530 00 45, 449,155 00 248, 886, 282 00 33, 800, 865 00 267, 798, 678 00 19, 996,163 00 280,253, 818 00 9, 748, 025 00 522, 507, 829 27 29, 747, 236 15 534, 734, 950 33 29,150, 729 82 533, 338,174 25 36, 038,185 03 3, 066, 892 22 564, 616,777 64 30,420,819 80 2, 979, 955 77 Due to national banks Due to other b'ks and bankers - 94, 709, 074 15 23, 793, 584 24 89, 067, 501 54 21, 841, 641 35 96, 496, 726 42 25, 951, 728 99 110, 531, 957 31 26,986, 317 57 1,404, 776, 619 29 1,442,407, 737 31 1,476, 395, 208 13 1, 526, 962,804 42 Total 1867. JANUARY 7. APRIL 1. JULY 1. OCTOBER 7. 1,648 b a n k s . 1,642 b a n k s . 1,636 b a n k s . 1,642 b a n k s . $420,229, 739 00 $419, 399, 484 00 $418, 558,148 00 $420, 073, 415 00 59, 992, 874 57 26, 961, 382 60 60, 206, 013 58 31,131, 034 39 63, 232, 811 12 30, 656, 222 84 66, 695, 587 01 33, 751, 446 21 National b'k notes outstanding State bank notes outstanding 291, 436, 749 00 6, 961, 499 00 292, 788, 572 00 5, 460, 312 00 291, 769, 553 00 4,484,112 00 293, 887, 941 00 4, 092,* 153 00 Individual deposits U. S. deposits Dep'ts ofTJ. S. disb'sing officers Due to national banks Due to other b'ks and bankers. 558, 699, 768 06 27, 284, 876 93 2, 477, 509 48 512, 046,182 47 27, 473, 005 66 2, 650, 981 39 539, 599, 076 10 29, 838, 391 53 3, 474,192 74 540, 797, 837 51 23, 062,119 92 4, 352, 379 43 92, 761, 998 43 24, 416, 588 33 91,156, 890 89 23,138, 629 46 89, 821, 751 60 22, 659, 267 08 93, 111, 240 89 19, 644, 940 20 1, 511, 222, 985 40 1,465,451,105 84 1, 494, 084, 526 01 1,499,469, 060 17 Capital stock Surplus fund Undivided profits Total 186 CajDital stock 8. JANUARY 6. APRIL 6. JULY 6. OCTOBER 5. 1,642 b a n k s . 1,643 b a n k s . 1,640 b a n k s . 1,643 b a n k s . $420, 260, 790 00 $420, 676, 210 00 $420,105,011 00 $420, 634, 511 00 Surplus fund Undivided profits National b'k notes outstanding State bank notes outstanding - 70, 586,125 70 31, 399, 877 57 72, 349,119 60 32, 861, 597 08 75, 840,118 94 33, 543, 223 35 77, 995,761 40 36, 095, 883 98 294, 377, 390 00 3, 792, 013 00 295, 336, 044 00 3, 310,177 00 294, 908, 264 00 3,163, 771 00 295,769,489 00 2, 906,352 00 Individual deposits U. S. deposits Dep'ts of U. S. disb'sing officers 534, 704,709 00 24, 305, 638 02 3,208, 783 03 532, 011,480 36 22, 750, 342 77 4, 976, 682 31 575, 842, 070 12 24, 603, 676 96. 3,499, 389 99 580, 940, 820 85 17, 573, 250 64 4, 570, 478 16 Due to national banks Due to other b'ks and bankers . 98,144, 669 61 21, 867, 648 17 94, 073, 631 25 21, 323, 636 60 113, 306, 346 34 27, 355, 204 56 99,414, 397 28 23, 720, 829 18 1,502,647,644 10 1,499, 668, 920 97 1, 572,167,076 26 Total 1, 559, 621, 773 49 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 869. 1 Resources. Loans and discounts IT. S. bonds to secure circ'lat'n IT. S. bonds to secure deposits U. S. b'ds and sec'ties on hand. Oth'r stocks, b'ds, and mortg's Due from redeeming agents.. Due from other national banks Due from State b'ks and b'k'rs Heal estate, furniture, &c Current expenses Premiums paid Checks and other cash items. Bills of other national banks. Fractional currency Specie Legal-tender notes Three per cent, certificates .. Total JANUARY 4. APKIL 17. JUNE 12. OCTOBER 9. 1,628 b a n k s . 1,620 b a n k s . 1,619 b a n k s . 1,617 b a n k s . $644, 945, 039 338, 539, 950 34, 538, 350 35, 010, 600 20,127,732 53 00 00 00 96 $662, 084, 813 338, 379, 250 29, 721, 350 30, 226, 550 20, 074,435 47 00 00 00 69 $686, 347, 755 338, 699, 750 27, 625, 350 27,476, 650 20, 777, 560 81 00 00 00 53 $682, 883,106 339,480,100 18,704, 000 25 903, 950 22, 250,697 97 00 00 00 14 65, 727, 070 36, 067, 316 7, 715, 719 23, 289, 838 3, 265, 990 1, 654, 352 80 84 34 28 81 70 57, 554, 382 30, 520, 527 8, 075, 595 23, 798,188 5, 641,195 1,716,210 55 89 60 13 01 13 62, 912, 636 35, 556, 504 9,140,919 23, 859,271 5, 820, 577 1,809, 070 82 53 24 17 87 01 56, 669, 562 35, 393, 563 8, 790, 418 25,169,188 5, 646, 382 2, 092, 364 84 47 57 95 96 85 142,605,984 14, 684,799 2, 280,471 29, 626,750 88,239,300 52, 075,000 92 00 06 26 00 00 154,137,191 11,725,239 2, 088, 545 9, 944, 532 80, 875,161 51,190, 000 23 00 18 15 00 00 161, 614, 852 11, 524,447 1, 804, 855 18, 455, 090 80, 934,119 49, 815, 000 66 00 53 48 00 00 108, 809, 817 10, 776, 023 2, 090, 727 23, 002, 405 83, 719, 295 45, 845, 000 37 00 38 83 00 00 1,540,394,266 50 1, 517, 753,167 03 1 Total 87 o. JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 b a n k s . 1,615 banks. 1,612 b a n k s . 1,615 b a n k s . 1,648 b a n k s . Loans and discounts. $688, 875, 203 Bonds for circulation. 339, 350, 750 Bonds for deposits... 17, 592, 000 TJ. S. bonds on hand. 24, 677,100 Other stocks and b'ds 21, 082, 412 Due from red'g agents Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs National bank notes Fractional currency. Specie Legal-tender notes. . Three percent, cert'fs 1, 497, 226, 604 33 1, 564,174, 410 65 70 $710,848, 609 00 339, 251,350 00 16,102,000 00 27, 292,150 00 20, 524, 294 05 73, 435,117 26 29, 510, 688 54 10, 238,219 26, 330, 701 01 6, 683,189 00 2, 680, 882 41 71, 641,486 31, 994, 609 9, 319, 560 26, 002,713 3,469, 588 2,439,591 111, 624, 822 00 15, 840, 669 00 2,476, 9C6 75 48, 345, 383, 72 87,708, 502 00 43, 820, 000 00 11, 267, 703 75, 317, 992 14,226,817 2, 285,499 37, 096, 543 82,485, 978 43, 570, 000 39 $719, 341,186 06 $715, 928, 079 81 $725, 515, 538 49 00 338, 845, 200 00 340, 857, 450 00 344,104, 200 00 15,704, 000 00 15, 381, 500 00 15,189, 500 00 00 28, 276, 600 00 22, 323, 800 00 23, 893, 300 00 00 23,300, 681 87 23, 614, 721 25 22, 686, 358 59 55 74, 635, 405 61 66, 275, 668 92 64, 805, 062 88 98 3G, 128, 750 66 33, 948, 805 65 37, 478,166 49 11 10, 430, 781 32 9, 202, 496 71 9, 824,144 18 85 26, 593, 357 00 27,470, 746 97 28, 021, 637 44 24 6, 324, 955 47 5, 871, 750 02 6, 905, 073 32 54 3, 076, 456 74 2, 491, 222 11 3, 251, 648 72 39 12 22 00 02 44 00 00 11,497,534 83, 936, 515 16, 342, 582 2,184, 714 31, 099, 437 94, 573, 751 43, 465, 000 13 64 00 39 78 00 00 12, 536, 613 79, 089, 688 12, 512, 927 2, 078,178 18,460, 011 79, 324, 577 43, 345, 000 57 39 00 05 47 00 00 13, 229,403 76, 208,707 17, 001, 846 2,150, 522 26, 307, 251 80, 580, 745 41, 845, 000 34 00 00 89 59 00 00 1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 1. MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 b a n k s . 1,707 banks. 1,723 b a n k s . 1,767 b a n k s . 1,790 b a n k s . Loans and discounts. $767,858,490 59 Bonds for circulation 351, 556,700 00 Bonds for deposits... 15,231,500 00 U. S. bonds on hand. 23, 911,350 00 Other stocks and b'ds 22, 763, 869 20 Due from red'g agents 83,809,188 92 Due from nat'l banks 30,201,119 99 Due from State banks 10, 271,605 34 28,805,814 79 Real estate, &c 6,694, 014 17 Current expenses 3, 939, 995 20 Premiums paid 11, 642,644 74 Cash items Clear'g-house exch'gs 100, 693, 917 54 National bank notes. 13,137,006 00 Fractional currency. 2,103, 298 16 25,769,166 64 Specie Legal-tender notes... 91, 072, 349 00 Three per cent, cert'fs 37, 570, 000 00 Total $779,321, 828 354,427,200 15,236, 500 22,487, 950 22,414, 659 85, 061, 016 38, 332, 679 11,478,174 29, 242,762 6,764,159 4, 414,755 12, 749, 289 130, 855, 698 16, 632, 323 2,135, 763 22,732, 027 106, 219,126 33, 935, 000 11 $789,416, 568 13 $831, 552,210 00 $818, 996, 311 74 00 357, 388,950 00 364, 475, 800 00 366, 840, 200 00 28, 087, 500 00 23,155,150 00 15, 250, 500 00 00 17,753, 650 00 17, 675, 500 00 24, 200, 300 00 00 24, 517, 059 35 23, 061,184 20 ' 23,132, 871 05 05 86, 878, 608 84 77, 985, 600 53 92, 369, 246 71 31 43, 525, 362 05 43, 313, 344 78 39, 636, 579 35 74 12, 772, 669 83 13, 069,301 40 11, 853, 308 60 71 30, 089, 783 85 30, 070, 330 57 29, 637, 999 30 79 6,153, 370 29 7, 330, 424 12 6, 295, 099 46 73 5, 500, 890 17 5, 956, 073 74 5, 026,385 97 40 84 15 00 09 02 00 00 13,101,497 102, 091,311 19,101, 389 2,160,713 19, 924, 955 122,137, 660 30, 690, 000 95 75 00 22 16 00 00 14, 058,268 101,165.854 14,197, 653 2,095,485 13, 252, 998 109,414,735 25, 075, 000 83 52 00 79 17 00 00 13,784,424 114, 538, 539 13, 085,904 2, 061, 600 29, 595, 299 93, 942,707 21,400, 000 78 93 00 89 56 00 00 1,627,032,030 28 1,694,440,912 94 |l,703,415,335 65 1,730,566,899 72 1,715,861,897 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Banks from October, 1863, to October, 1879—Continued. 1 869. JANUARY 4. Liabilities. APRIL 17. JUNE 12. OCTOBER 9. 1,620 b a n k s . 1,619 b a n k s . $419, 040, 931 00 $420, 818, 721 00 $422, 659,260 00 $426, 399,151 m 81,169, 936 52 35, 318, 273 71 82,653,989 19 37,489, 314 82 82, 218, 576 47 43, 812, 898 70 86,165, 334 32 40, 687, 300 92 Xat'l banknotes outstanding.. State bank notes outstanding 294,476,702 00 2, 734, 669 CO 292,457,098.00 2, 615 : a?7' 00 292, 753, 286 00 2, 558, 874 00 293, 593, 645 Of 2, 454, 697 0% Individual deposits U. S. deposits Dep'tsXJ. S. disbursing officers. 568, 530, 934,11 13, 211, 850 19 3,472, 884 90 547, 922,174 91 10,114, 328 32 3, 665,131 61 574, 307, 382 77 10, 301, 907 71 2, 454, 048 99 511, 400,196 61 7,112, 646 6? 4, 516, 648 12 Due to national banks Due to State banks and b'k'rs 95,453,139 33 26, 984, 945 74 92, 662, 648 49 23, 018, 610 62 100, 933, 910 03 28, 046, 771 30 95,067,892 8S 23, 849, 371 62 2,464, 849 81 1, 870, 913 26 2, 392, 205 61 1, 735,289 07 3, 839, 357 1« 2,140, 363 12 1,517,753,167 03 1, 564,174, 410 65 1, 497, 226, 604 31 1,628 b a n k s . Capital stock Surplus fund Undivided profits Xotes and bills re-discounted. Bills payable Total 1, 540,394,266 50 1,617 b a n k s . 1 8 70. Capital stock Surplus fund Undivided profits STat'l bank circulation State bank circulation JANUARY 22. MARCH 24. JUNE 9. OCTOBER 8. DECEMBER 28. 1,615 banks. 1,615 b a n k s . 1,612 b a n k s . 1,615 b a n k s . 1,648 b a n k s . $426, 074, 954 00 $427, 504, 247 00 $427, 235,701 00 $430, 399, 301 00 $435,356, 004 00 90,174,281 14 34, 300,430 80 90, 229, 954 59 43,109,471 62 91, 689, 834 12 42,861,712 59 94, 061, 438 95 38, 608, 618 91 94, 705, 740 34 46,056,428 55 292, 838, 935 00 2, 351, 993 00 292, 509,149 00 2, 279,469 00 291,183, 614 00 2, 222, 793 00 291, 798, 640 00 2,138, 548 00 296, 205,446 0% 2, 091, 799 0® Dividends unpaid 2, 299, 296 27 Individual deposits .. 546, 236, 881 57 U. S. deposits 6, 750,139 19 Dep'ts U. S. dis. offi'rs 2, 592, 001 21 Due to national banks 108, 351, 300 33 Due to State banks .. 28, 904, 849 14 Xotes re-discounted . 3, 842, 542 30 1, 543, 753 49 Bills payable Total 1,546,261,357 44 1,483, 416 15 1, 517, 595 18 2,462, 591 31 2, 242, 556 4S 516, 058, 085 26 6,424,421 25 4, 778,225 93 542,261, 563 18 10, 677, 873 92 2, 592, 967 54 501, 407, 586 90 6, 807, 978 49 4, 550,142 68 507, 368, 618 6? 6, 074,407 90 4,155, 304 25 109, 667, 715 95 29, 767, 575 21 115,456,491 84 33, 012,162 78 100, 348,292 45 29, 693, 910 80 106, 090, 414 53 29, 200, 587 29 2,462, 647 49 2, 873, 357 40 2, 741, 843 53 2, 302, 756 99 3, 843, 577 67 4, 592, 609 76 4, 612,131 08 4, 838, 667 83 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93 18 7 1. Capital stock Surplus fund Undivided profits MARCH 18. APRIL 29. JUNE 10. OCTOBER 2. DECEMBER 16. 1,688 b a n k s . 1,707 b a n k s . 1,723 b a n k s . 1,767 b a n k s . 1,790 b a n k s . $444,232,771 00 $446,925,493 00 $450, 330, 841 00 $458, 255, 696 00 $460, 225, 866 06 96, 862, 081 66 43,883,857 64 97, 620, 099 28 44,776, 030 71 98, 322, 203 80 45, 535, 227 79 101,112, 671 91 42, 008,714 38 101, 573,153 6? 48,630,925 81 Nat'l bank circulation State bank circulation 301,713,460 00 2, 035, 800 00 306,131, 393 00 1, 982, 580 00 307, 793, 880 00 1, 968, 058 00 315, 519,117 00 1, 921, 056 00 318, 265,481 00 1,886, 538 00 Dividends unpaid Individual deposits . U. S. deposits Dep'ts U. S. dis. offi'rs 1, 263, 767 70 2,235,248 46 1,408, 628 25 4, 540,194 61 1, 393, 427 9B 561,190, 830 41 6, 314, 957 81 4, 813, 016 66 611, 025,174 10 6, 521, 572 92 3,757, 873 84 602,110, 758 16 6, 265,167 94 4, 893,907 25 600,868,486 55 20, 511, 935 98 5, 393, 598 89 596, 586, 487 54 14, 829, 525 65 5, 399,108 34 Due to national banks Due to State banks... 118,904,865 84 37, 311 519 13 128, 037,469 17 36,113, 290 67 135,167, 847 69 41, 219, 802 96 131, 730, 713, 04 40,211,971 67 118, 657, 614 16 38,116, 950 67 Notes re-discounted. Bills payable 3, 256, 896 42 5,248, 206, 01 3, 573,723 02 5,740,964 77 3,120, 039 09 5, 278, 973 72 3, 964, 552 57 4, 528,191 12 4, 922,455 78 5, 374, 362 67 1,627,032,030 28 11,694,440,912 94 1,703,415,335 65 1,730,566,899 72 1,715,861,897 22 Total REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National Resources. FEBRUARY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 banks. 1,843 b a n k s . 1,853 banks. 1,919 b a n k s . 1,940 b a n k s . Loans and discounts $839, 665, 077 91 Bonds for circulation 370, 924, 700 00 Bonds for deposits... 15, 870, 000 00 TJ. S. bonds on hand. 21, 323,150 00 Other stocks and b'ds 22, 838, 338 80 Due from red'g agents 89, 548, 329 93 Due from nat'l banks. 38,282, 905 80 Due from State banks 12, 269, 822 68 30, 637, 676 75 Real estate, &c 6, 265, 655 13 Current expenses 6, 308, 821 86 Premiums paid 12,143,403 12 Cash items Clear'g-house exch'gs 93,154, 319 74 [National bank notes. 15, 552, 087 00 Fractional currency . 2, 278,143 24 ?5 507, 825 32 Specie Legal-tender notes... 97,865,400 00 U. S. cert'fs of deposit Three per cent, cert's 18, 980, 000 00 Total $844, 902, 253 49 $871, 531,448 67 $877,197, 923 47 $885, 653,449 62 374,428,450 00 377, 029, 700 00 382, 046,400 00 384,458, 500 00 15,169, 000 00 15, 409, 950 00 15,479, 750 00 16, 304,750 00 19, 292,100 00 16,458, 250 00 12,142, 550 00 10,306,100 00 21,538,914 06 22, 270, 610 47 23, 533,151 73 23,160, 557 29 82,120, 017 24 91, 564, 269 53 80,717,071 30 86, 401,459 44 36, 697, 592 81 39,468,323 39 34,486, 593 87 42,707, 613 54 12, 299,716 94 13, 014, 265 26 12,976, 878 01 12, 008, 843 54 30, 809, 274 98 31,123, 843 21 32,276,498 17 33, 014, 796 83 7, 026, 041 23 6, 719, 794 90 6, 310,428 79 8,454, 803 97 6, 544,279 29 6, 616,174 75 6, 546, 848 52 7, 097,847 86 12, 401,171 40 13,458,753 80 14, 916, 784 34 13, 696, 723 85 114,195, 966 36 88, 592, 800 16 110,086, 315 37 90,145,482 72 18,492, 832 00 16, 253, 560 00 15, 787, 296 00 19, 070, 322 00 2,143, 249 29 2, 069,464 12 2,151, 747 88 2, 270,'576 32 24,433, 899 46 24,256, 644 14 10, 229, 756 79 19, 047, 336 45 105, 732, 455 00 122, 994, 417 00 105,121,104 00 102, 922,369 00 6, 710, 000 00 12, 650, 000 00 7,140, 000 00 4,185, 000 00 15, 3G5, 000 00 12, 005, 000 00 1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43 3. FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. DECEMBER 26. 1,947 banks. 1,962 banks. 1,968 banks. 1,976 b a n k s . 1,976 b a n k s . Loans and discounts $913, 265,189 Bonds for circulation. 384, 675, 050 Bonds for d e p o s i t s . . . 15, 035, 000 TJ. S. bonds on h a n d . 10,436, 950 Other stocks and b'ds 22, 063, 306 D u e from red'g agents 95,773,077 D u e from nat'l banks. 39,483, 700 D u e from State b a n k s 13, 595, 679 34, 023, 057 Real estate, &c 6,977, 831 C u r r e n t expenses 7, 205, 259 P r e m i u m s paid 11, 761, 711 Cash items Clear'g-house exch'gs 131, 383, 860 National b a n k notes. 15, 998, 779 2, 289, 680 Fractional c u r r e n c y . 17,777, 673 Specie 97,141, 909 Legal-tender n o t e s . . TJ. S. cert'fs of deposit 18, 460, 000 1, 805, 000 T h r e e per cent, cert's Total 67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856,816, 555 05 00 386, 763, 800 00 388, 080, 300 00 388,330,400 00 389,384,400 00 14,805,000 00 15, 935, 000 00 14, 815,200 00 16, 235, 000 00 00 8, 824, 850 00 9,789,400 00 8, 630, 850 00 9, 613, 550 00 00 23, 709, 034 53 22, 912, 415 63 24, 358,125 06 22,449,146 04 20 96,134,120 66 97,143, 326 94 73, 032, 046 87 88, 815, 557 80 10 41,413, 680 06 43, 328, 792 29 40,404,757 97 38, G71, 088 63 09 12, 022, 873 41 14, 073, 287 77 11,185,253 08 j 12, 883, 353 37 17 34, 661, 823 21 34, 820, 562 77 35, 556,746 48 ! 34, 210, 878 07 77 6, 985,436 99 7,154,211 69 8, 678,170 39 7, 410, 045 87 35 7,752, 843 87 7, 890, 962 14 7, 987, 707 14 7, 559, 987 67 67 11, 433, 913 22 13, 036,482 58 12, 321, 972 80 11,425, 209 00 50 88, 926, 003 53 91, 918, 526 59 62, 881, 342 16 94,132,125 24 95 16,103, 842 00 20, 394, 772 00 21, 403,179 00 19, 310, 202 00 00 2, 302, 775 26 2,197, 559 84 2, 287,454 03 2,198, 973 37 21 19, 868,469 45 27, 950, 086 72 26, 907, 037 58 16, 868, 808 74 53 92, 522, 663 00 108,719, 506 00 00 100, 605, 287 00 106,381,491 00 20, 610, 000 00 22, 365, 000 00 24, 010, 000 00 18, 370, 000 00 00 305, 000 00 710, 000 00 00 1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61 18 7 4 . FEBRUARY 27. MAY 1. JUNE 26. OCTOBER 2. DECEMBER 31. 1,975 banks. 1,978 banks. 1,983 b a n k s . 2,004 b a n k s . 2,027 banks. Loans and discounts. $897, 859, 600 Bonds for circulation. 389, 614, 700 Bonds for deposits. . 14, 600, 200 TJ. S. bonds on hand. 11, 043,400 Other stocks and b'ds 25, 305, 736 D u e from r e s ' v e a g ' t s 101, 502, 861 D u e from n a t ' l b a n k s . 36, 624, 001 D u e from State b a n k s 11, 496, 711 36, 043, 741 Real estate, &c 6, 998, 875 Current expenses 8,741, 028 P r e m i u m s paid 10, 269, 955 Cash items Clear'g-house exch'gs 62, 768,119 National b a n k n o t e s . 20,003,251 2,309, 919 Fractional currency Specie . . . 33,365, 863 102,717, 563 Legal-tender n o t e s . . . TJ. S. cert'fs of deposit 37,235,000 Dep. w i t h TJ. S. Treas Total 46 $923, 347, 030 79 $926,195,671 70 $954,394,791 59 $955, 862, 580 51 00 389, 249,100 00 390, 281, 700 00 383,254, 800 00 382, 976, 200 00 14, 890, 200 00 14, 890, 200 00 14, 714, 000 00 14, 691,700 00 00 10,152, 000 00 10,456, 900 00 15, 290, 300 00 13, 313, 550 00 00 25,460, 460 20 27, 010, 727 48 28, 313,473 12 27, 807, 826 92 24 94, 017, 603 31 97,871,517 06 80,488, 831 45 83, 885,126 94 58 41, 291, 015 24 45, 770, 715 59 48,100, 842 62 39, 695,309 47 39 12, 374, 391 28 12,469, 592 33 11,196, 611 73 11, 655, 573 07 47 36, 708, 066 39 37, 270, 876 51 38,112, 926 52 39,190, 683 04 50 7, 547, 203 05 7, 550,125 20 7, 658,738 82 5, 510, 566 47 75 8, 680, 370 84 8, 563, 262 27 8, 376, 659 07 8, 626,112 16 77 11, 949, 020 71 10, 496, 257 00 12, 296,416 77 14, 005, 517 33 50 94, 877, 796 52 63, 896, 271 31 97, 383, 687 11 112, 995, 317 55 19 20, 073, 452 00 23, 527, 991 00 18,450, 013 00 22,532,336 00 00 2,187,186 69 2, 283, 898 92 2, 224, 943 12 2, 392, 668 74 73 32,569,969 26 22, 326, 207 27 21,240, 945 23 22,436,761 04 58 80, 021, 946 00 82, 604, 791 00 00 101,692, 930 00 103,108, 350 00 40,135, 000 00 47, 780, 000 00 42, 825, 000 00 33, 670,000 00 00 91, 250 00 20, 349, 950 15 21, 043,084 36 1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. BanJcsfrom October, 1863, to October, 1879—Continued. Liabilities. Capital stock FEBRUABY 27. APRIL 19. JUNE 10. OCTOBER 3. DECEMBER 27. 1,814 banks. 1,843 banks. 1,853 banks. 1,919 b a n k s . 1,940 banks. $464, 081, 744 00 $467, 924, 318 00 $470, 543, 301 00 $479, 629,174 00 $482, 606, 252 00 Surplus fund Undivided profits . . . . 103, 787, 082 62 43, 310, 344 46 104, 312, 525 81 46,428, 590 90 105,181, 943 28 50, 234, 298 32 110, 257, 516 45 46, 623, 784 50 111, 410, 248 98 56, 762, 411 89 ISTat'l bank circulation State bank circulation Dividends unpaid.... 321, 634, 675 00 1, 830, 563 00 325, 305, 752 00 1, 763, 885 00 327, 092, 752 00 1, 700, 935 00 333, 495, 027 00 1, 567,143 00 336, 289, 285 00 1, 511, 396 00 1, 451, 746 29 1, 561, 914 45 1, 454, 044 06 3,149, 749 61 1, 356, 934 48 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks .. 593, 645, 666 16 7,114, 893 47 5, 024, 699 44 620, 775, 265 78 6, 355, 722 95 3,416, 371 16 618, 801, 619 49 6, 993, 014 77 5, 463, 953 48 613, 290, 671 45 7, 853, 772 41 4, 563, 833 79 598,114, 679 26 7, 863, 894 93 5,136, 597 74 128, 627, 494 44 39, 025,165 44 120, 755, 565 86 35, 005,127 84 132, 804, 924 02 39, 878, 826 42 110, 047, 347 67 33, 789, 083 82 124, 218, 392 83 34, 794, 963 37 Notes re-discounted.. 3, 818, 686 91 6, 062, 896 11 Bills payable Total 1,719,415,657 34 4, 225, 622 04 5, 821, 551 76 4, 745,178 22 5, 942,479 34 5, 549,431 88 6, 040, 562 66 6, 545, 059 78 6, 946, 416 17 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1, 773, 556, 532 43 1 8 ? 3. Capital stock FEBRUARY 28. APRIL 25. JUNE 13. SEPTEMBER 12. 1,947 b a n k s . 1,962 banks. 1,968 banks. 1,976 b a n k s . $484, 551, 811 00 $487, 891, 251 00 $490,109, 801 00 ' $491, 072, 616 00 DECEMBER 26. 1,976 b a n k s . $490, 266, 611 00 Surplus fund Undivided profits 114, 681, 048 73 48, 578, 045 28 115, 805, 574 57 52, 415, 348 46 116, 847, 454 62 55, 306,154 69 120, 314, 499 20 54, 515,131 76 120, 961,267 91 58, 375,169 43 ISTat'l bank circulation State bank circulation Dividends unpaid 336, 292, 459 00 1, 368, 271 00 338,163, 864 00 3, 280, 208 00 338, 788, 504 00 1, 224, 470 00 339, 081 799 00 1,188, 853 00 341, 320, 256 00 1,130, 585 00 1,465, 993 60 1,462, 336 77 1,400,491 90 1, 402, 547 89 1, 269, 474 74 Individual deposits .. 656,187, 551 61 7, 044, 848 34 U. S. deposits Dep'ts U. S.dis. officers 5, 835, 696 60 Due to national banks 134, 231, 842 95 Due to State banks .. 38,124, 803 85 Notes re-discounted. 5,117, 810 50 Bills payable 5, 672, 532 75 Total 1,839,152,715 21 616, 848, 358 25 7, 880, 057 73 4, 425, 750 14 641,121, 775 27 8, 691, 001 95 6, 416, 275 10 622, 685, 563 29 7, 829, 327 73 8, 098, 560 13 540, 510, 602 78 7, 680, 375 26 4, 705, 593 36 126, 631, 926 24 35, 036, 433 18 137, 856, 085 67 40, 741, 788 47 133, 672, 732 94 39, 298,148 14 114, 996, 666 54 36, 598, 076 29 5, 403, 043 38 7, 059,128 39 5, 515, 900 67 7, 215,157 04 5, 987, 512 36 5,480, 554 09 3, 811, 487 89 7,754,137 41 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 ;1,729, 380, 303 61 18 7 4 . Capital stock FEBRUARY 27. MAY 1. JUNE 26. OCTOBER 2. 1,975 b a n k s . 1,978 b a n k s . 1,983 banks. 2,004 b a n k s . $490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493, 765,121 00 1 DECEMBER 31. 2,027 b a n k s . $495, 802,481 00 123,497, 347 20 Surplus fund. Undivided p r o f i t s . . . . 50, 236, 919 88 125, 561, 081 23 54, 331, 713 13 126, 239, 308 41 58, 332, 965 71 128, 958,106 84 51, 484,437 32 130,485,641 37 51,477, 629 33 N a t ' l bank circulation 339, 602, 955 00 State b a n k circulation 1, 078, 988 00 340, 267, 649 00 1, 049, 286 00 338,538,743 00 1, 009, 021 00 333, 225, 298 00 964, 567 00 331,193,159 00 860,417 00 Dividends unpaid 1, 291, 055 63 2, 259,129 91 1, 242, 474 81 3, 516, 276 99 6, 088, 845 01 Individual deposits . . 595, 350, 334 90 U. S. deposits 7, 276, 959 87 D e p ' t s U.S. dis.officers 5, 034, 624 46 649, 286, 298 95 7, 994,422 27 3, 297, 689 24 622, 863,154 44 7, 322, 830 85 3,238 639 20 669, 068, 995 88 7, 302,153 58 3, 927, 828 27 682, 846, 607 45 7,492, 307 78 3, 579, 722 94 D u e to national b a n k s 138,435,388 S9 D u e to State b a n k s . . 48,112, 223 40 135, 640, 418 24 48,683,924 34 143, 033, 822 25 50, 227, 426 18 125,102, 049 93 50, 718, 007 87 129,188, 671 42 51,629,602 36 3, 448, 828 92 4, 275, 002 51 4, 581, 420 38 4, 772, 662 59 4, 436, 256 22 4, 352, 560 57 4,197, 372 25 4, 950, 727 51 6, 365, 652 97 5, 398, 900 83 N o t e s re-discounted. Bills payable Total 1,808,500,529 16 1,867,802,796 28 |l,851,840,913 64 |1,877,180,942 44 jl, 902, 409, 638 46 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 5. Resources. MARCH 1. MAY 1. JUNE 30. OCTOBER 1. DECEMBER 17. 2, 029 banks. 2, 046 banks. 2, 076 banks. 2, 088 banks. 2, 086 banks. Loans and discounts. $956,485, 939 35 Bonds for circulation 380, 682, 650 00 Bonds for deposits .. 14,492, 200 00 U. S. bonds on hand. 18, 062,150 00 Other stocks and b'ds 28,268,841 69 Due from res've ag'ts 89, 991,175 34 Due from nat'l banks. 44, 720, 394 11 Due from State banks 12, 724, 243 97 39, 430, 952 12 Real estate, &c 7,790, 581 86 Current expenses 9, 006, 880 92 Premiums paid 11, 734, 762 42 Cash.items Clear'ghouse exch'gs 81,127,796 39 Bills of other banks.. 18, 909,397 00 Fractional currency. 3, 008, 592 12 16, 667,106 17 Specie Legal-tender notes. .. 78, 508,170 00 TJ. S. cert'fs of deposit 37,200, 000 00 Due from IT. S. Treas. 21, 007, 919 76 To^al 74 $972,926, 532 14 $984, 691, 434 40 $962, 571, 807 70 00 375,127, 900 00 370, 321, 700 00 363,618,100 00 14,147, 200 00 14, 097, 200 00 13, 981, 500 00 00 12,753, 000 00 13, 989, 950 00 16, 009, 550 00 00 32, 010,316 18 33, 505, 045 15 31,657,960 52 10 89, 788, 903 73 85, 701, 259 82 81, 462, 682 27 75 48, 513, 388 86 47, 028, 769 18 44, 831, 891 48 57 11,625,647 15 11, 963,768 90 11, 895, 551 08 39 40, 969, 020 49 42, 366, 647 65 41, 583, 311 94 99 4, 992, 044 34 7, 841,213 05 9, 218,455 47 42 8, 742,393 83 8, 670,091 18 9,442, 801 54 14 12,433,100 43 12, 758,872 03 11,238,720 72 88 88, 924, 025 93 75,142, 863 45 67, 886, 967 04 05 24,261, 961 00 18, 528,837 00 17,166,190 00 00 2, 620, 504 26 2, 595,631 78 2,901, 023 10 44 18, 959, 582 30 8, 050, 329 73 17, 070, 905 90 64 87,492, 895 00 76,458,734 00 70,725, 077 00 00 47,310, 000 00 48,810, 000 00 31,005,000 00 00 19, 640, 785 52 19, 686, 960 30 19, 202,256 68 29 $971,835,298 378,026, 900 14,372,200 14,297,650 29,102,197 80,620, 878 46,039, 597 12,094, 086 40, 312, 285 7,706, 700 8,434,453 13,122,145 116,970,819 19, 504,640 2, 702, 326 10, 620, 361 84, 015, 928 38, 615, 000 21, 454,422 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44 1 §7 6 . MARCH 10. MAY 12. JUNE 30. OCTOBER 2. DECEMBER 22. 2, 091 b a n k s . 2, 089 b a n k s . 2, 091 b a n k s . 2, 089 b a n k s . 2,082 b a n k s . Loans and discounts. $950, 205, 555 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066, 40S 42 Bonds for circulation. 354, 547, 750 00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336,705,300 00 14,757,000 00 14, 698, 000 00 14,128, 000 00 14, 328, 000 00 Bonds for deposits... 14, 216, 500 00 31, 937, 950 00 33,142,150 00 26, 577, 000 00 30, 842, 300 00 U. S. bonds on h a n d . . 25, 910, 650 00 31, 565, 914 50 34,445,157 16 30, 905,195 82 32, 482, 805 75 Other stocks and b'ds 30,425,430 43 83,789,174 65 87,326,950 48 87, 989, 900 90 Due from res've ag'ts 99, 068, 360 3-3 •86, 769, 083 97 44, 011, 664 97 47, 525, 089 98 44, 328, 609 46 47, 417, 029 03 Due from nat'l banks. 42, 341, 542 67 12, 415, 841 97 12, 061, 283 08 13,262,193 9G 10, 989, 507 95 Due from State banks 11,180, 562 15 43,498,445 49 43,121, 942 01 41, 937, 617 25 42,183, 958 78 42, 722,415 27 Real estate, &c 9, 818,422 88 6, 987, 644 46 8, 296, 207 85 6,820,573 35 5, 025, 549 38 Current expenses 10, 811, 300 66 10, 715, 251 16 10, 946, 713 15 10,414, 347 28 10, 621, 634 03 Premiums paid 10, 658,709 26 12, 043,139 68 9, 517, 868 86 9, 693,186 37 11, 724, 592 67 Cash items 68, 027, 016 40 87, 870, 817 06 50, 806, 632 63 75, 328, 878 84 Clear'g-house exch'gs 58, 863,182 43 17, 521, 663 00 15, 910, 315 00 18, 536, 502 00 20, 347, 964 00 20, 398,422 00 Bills of other b a n k s . . 1,146, 741 94 1,417, 203 66 3, 215, 594 30 2,771,886 26 1, 987, 897 44 Fractional currency. 32, 999, 647 89 21, 360, 767 42 29, 077, 345 85 2],714, 594 36 25, 218, 469 92 Specie 66, 221, 400 00 84, 250, 847 00 79, 858, 661 00 90, 836, 876 00 Legal-tender n o t e s . . . 76, 768, 446 00 26, 095. 000 00 29,170, 000 00 30, 805, 000 00 27, 380, 000 00 27, 955, 000 00 U . S . cert'fs of deposit 16, 359, 491 73 16, 743, 695 40 16, 911, 680 20 17, 063, 407 65 Duefrom TJ. S. Treas. 18, 479,112 79 Total 1,834,369,941 70 1,793,300,002 78 |l,825,760,967 28 1,827,265,367 61 1,787,407,093 76 1 8 7 7. JANUARY 20. 2,083 b a n k s . Loans and discounts. $920, 561, 018 65 Bonds for circulation 337, 590,700 00 Bonds for deposits... 14, 782, 000 00 TJ. S. bonds on hand. 31, 988, 650 00 Other stocks and b'ds 31, 819, 930 20 Due from res've ag'ts. 88, 698, 308 85 Due from nat'l banks. 44, 844, 616 88 Due from State banks 13, 680, 990 81 43,704,335 47 Real estate, &c 4,131, 516 48 Current expenses 10, 991, 714 50 Premiums paid 10,295,404 19 Cash items Clear'g-house exch'gs 81,117, 889 04 Bills of other banks.. 18, 418, 727 00 Fractional currency. 1, 238, 228 08 49, 709, 267 55 Specie Legal-tender notes .. 72, 689, 710 00 U. S. cert'fs of deposit 25,470, 000 00 Due from U. S. Treas. 16,441, 509 98 Total APRIL 14. JUNE 22. OCTOBER 1. DECExMBER 28. 2, 073 b a n k s . 2,078 b a n k s . 2, 080 b a n k s . 2,074 b a n k s . $911, 946, 833 88 $901, 731,416 03 $891, 920, 593 54 $881, 856,744 87 339,658,100 00 337,754,100 00 336, 810, 950 00 343, 869, 550 00 15, 084, 000 00 14, 971, 000 00 14, 903, 000 00 13, 538,000 00 32, 964, 250 00 32, 344, 050 00 30, 088, 700 00 28,479,800 00 32, 554, 594 44 35, 653, 755 29 34,435, 995 21 32,169,491 03 84, 942,718 41 82,132,099 96 73, 284,133 12 75,960,087 27 42, 027, 778 81 44, 567, 303 63 45, 217, 246 82 44,123,924 97 11, 911, 437 36 11, 246, 349 79 11, 415, 761 60 11,479, 945 65 44, 736,549 09 44, 818,722 07 45, 229,983 25 45,511,932 25 7, 842, 296 86 7, 910, 864 84 6, 915,792 50 8,958,903 60 10, 494, 505 12 10, 320, 674 34 9, 219,174 62 8, 841,939 09 10,410,623 87 10, 099, 988 46 11, 674, 587 50 10, 265, 059 49 85,159,422 74 57, 861,481 13 74,525,215 89 64, 664,415 01 17, 942, 693 00 20,182, 948 00 15, 531,467 00 20,312, 692 00 1,114, 820 09 1, 055,123 61 900, 805 47 778,084 78 27, 070, 037 78 21, 335, 996 06 22, 658,820 31 32, 907,750 70 72, 351, 573 00 78, 004, 386 00 66, 920, 684 00 70, 568, 248 00 32,100, 000 00 44, 430, 000 00 33,410, 000 00 26, 515, 000 00 16, 291, 040 84 17, 932, 574 60 16,021,753 01 16,493, 577 08 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. 11 Banks from October, 1863, to October, 1879—Continued. 1 § 7 5. Liabilities. Capital stock MARCH 1. MAYl. JUNE 30. OCTOBER 1. 2,029 b a n k s . 2,046 b a n k s . 2,076 b a n k s . 2,088 b a n k s . $496,272, 901 00 $498, 717,143 00 $501, 568, 563 50 $504, 829, 769 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 17. 2,086 b a n k s . $505,485,865 00 131, 249, 079 47 51, 650, 243 62 131, 604, 608 66 55, 907, 619 95 133,169, 094 79 52,160,104 68 134, 356, 076 41 52, 964, 953 50 133,085,422 30 59,204, 957 81 324, 525, 349 00 824,876 00 323, 321, 230 00 815, 229 00 318,148,406 00 786, 844 00 318, 350, 379 00 772, 348 00 314,979,451 00 752,722 00 1, 601, 255 48 2, 501, 742 39 6,105, 519 34 4, 003, 534 90 1, 353, 396 80 Individual deposits - TJ. S. deposits Dep'tsU.S.dis. officers 647, 735, 879 69 7, 971, 932 75 5, 330,414 16 695, 347, 677 70 6, 797, 972 00 2, 766, 387 41 686,478, 630 48 6, 714,328 70 3,459, 061 80 664, 579, 619 39 6,507,531 59 4, 271,195 19 618, 517,245 74 6, 652,556 67 4,232, 550 87 Due to national banks Due to State banks... 137, 735, 121 44 55, 294, 663 84 127, 280, 034 02 53, 037, 582 89 138, 914, 828 39 55, 714, 055 18 129, 810, 681 60 49, 918, 530 95 119,843, 665 44 47, 048,174 56 Notes re-discounted.. Bills payable 4, 841, 600 20 4, 786,436 57 5, 671, 031 44 6, 079, 632 94 4, 261,464 45 5, 758, 299 85 5, 254,453 66 6, 590, 234 43 5, 257,160 61 7, 056, 583 64 Total 1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1, 823,469, 752 44 6. Capital stock MARCH 10. MAY 12. JUNE 30. OCTOBER 2. 2,091 b a n k s . 2,089 banks. 2,091 banks. 2,089 b a n k s . $504,818,666 00 $500, 982, 006 00 $500, 393,796 00 $499,802,232 00 DECEMBER 22. 2,082 b a n k s . $497,482, 016 00 133,091, 739 50 51,177, 031 26 131, 795,199 94 49, 039,278 75 131, 897,197 21 46, 609, 341 51 132, 202,282 00 46,445, 215 59 131,390, 664 67 52, 327,715 08 X a t ' l b a n k circulation 307,476,155 00 714, 539 00 State b a n k circulation 300, 252, 085 00 667, 060 00 294,444, 678 00 658, 938 00 291, 544, 020 00 628, 847 00 292, 011, 575 00 608, 548 00 Surplus fund Undivided profits 1, 405, 829 06 2, 325, 523 51 6,116, 679 30 3,848,705 64 1, 286, 540 28 Individual d e p o s i t s . . 620, 674, 211 05 6, 606, 394 90 U. S. deposits 4, 313, 915 45 D e p ' t s U . S . d i s . officers 612, 355, 096 59 8,493, 878 18 2, 505, 273 30 641, 432, 886 08 7, 667,722 97 3, 392, 939 48 651, 385,210 19 7, 256, 801 42 3, 746, 781 58 619, 350, 223 06 6, 727,155 14 4, 749, 615 39 Due to national banks 139,407, 880 06 D u e to State b a n k s . . . 54, 002,131 54 127, 880, 045 04 46, 706, 969 52 131, 702,164 87 51, 403, 995 59 131, 535 969 04 48, 250, 111 63 122, 351, 818 09 48, 685,392 14 4, 653,460 08 5, 650,126 87 3, 867, 622 24 6,173, 006 03 4,464, 407 31 6,154, 784 21 4, 553,158 76 5, 882, 672 15 Dividends unpaid Notes re-discounted.. Bills payable Total 4, 631, 882 57 6, 049, 566 31 1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1, 787,407, 093 76 18 Capital stock 77. JANUARY 20. APRIL 14. JUNE 22. OCTOBER 1. 2,083 b a n k s . 2,073 banks. 2,078 banks. 2,080 b a n k s . $493, 634, 611 00 $489, 684, 645 00 $481, 044,771 00 $479,467,771 00 DECEMBER 28. 2,074 b a n k s . $477,128,771 00 130, 224,169 02 37, 456, 530 32 127, 793, 320 52 45, 609,418 27 124,714, 072 93 50, 508, 351 70 122, 776,121 24 44, 572, 678 72 121, 618,455 32 51, 530,910 18- N a t ' l b a n k circulation 292, 851, 351 00 581, 242 00 State bank circulation 294,710, 313 00 535, 963 00 290, 002, 057 00 521, 611 00 291,874, 236 00 481, 738 00 299, 240,475 00 470, 540 00 2,448, 909 70 1,853, 974 79 1, 398,101 52 3, 623,703 43 1,404,178 34 Individual deposits . . 659, 891, 969 76 7, 234, 696 96 U. S. deposits Dep'tstf.S.dis.officers 3,108,316 55 641, 772, 528 08 7, 584,267 72 3,076,878 70 636,267, 529 20 7,187,431 67 3, 710,167 20 616,403, 987 12 7,972,714 75 2,376, 983 02 604, 512, 514 52 6, 529, 031 0$ 3,780,759 43 D u e to national b a n k s 130,293, 566 36 Due to State b a n k s . . . 49, 965, 770 27 125,422,444 43 48, 604, 820 09 121,443, 601 23 48, 352, 583 90 115, 028, 954 38 46, 577,439 88 115,773, 660 58 44, 807, 958 79 4, 000, 063 82 6, 483, 320 92 3, 985,459 75 5, 969, 241 94 2, 953,128 58 6, 249,426 88 3,791, 219 47 6,137,116 83 4, 654,784 51 5,843,107 03 Surplus fund Undivided profits Dividends unpaid Notes re-discounted.. Bills payable Total 1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. Aggregate resources and liabilities of the National 1 8 7 8. MARCH 15 MAY 1 JUNE 29. OCTOBER 1. 2,063 b a n k s. 2,059 b a n k s . 2,056 banks. 2,053 b a n k s . Loans and discounts. $854, 750, 708 87 $847, 620, 392 49 Bonds for circulation. 343, 871,350 00 345, 250, 350 00 Bonds for deposits... 13, 329 000 00 19, 536, 000 00 U. S. bonds on hand.. 34, 881,600 00 33, 615, 700 00 Other stocks and b'ds 34, 674, 307 21 34, 697, 320 53 Due from res've ag'ts. 86, 016, 990 78 71, 331, 219 27 Due from nat'l banks 39, 692,105 87 40, 545, 522 72 Due from State banks 11, 683, 050 17 12, 413, 579 10 45, 792, 363 73 45, 901, 536 93 Real estate, &c 7, 786, 572 42 7, 239, 365 78 Current expenses 7, 806, 252 00 7, 574, 255 95 Premiums paid 10 107 583 76 10 989 440 78 Cash items Clear'g-house exch'gs 66, 498, 965 23. 95, 525,134 28 Bills of other banks.. 16, 250, 569 00 18, 363, 335 00 697, 398 86 661, 044 69 Fractional currency. 54 729 558 09 46 023 756 06 Specie Legal-tender notes... 64 034, 972 00 67, 245, 975 00 U. S. cert'fs of deposit 20 605,000 00 20, 995, 000 00 Due from U. S. Treas. 16 257 608 98 16, 364, 030 47 1,729,465,956 90 1,741,898,959 05 Total $835, 078, 133 347, 332, 100 28, 371, 000 40, 479, 900 36, 694, 996 78, 875, 055 41, 897, 858 12, 232, 316 46. 153, 409 4, 718, 618 7, 335, 454 11 525, 376 87, 498, 287 17, 003, 576 610, 084 29 251, 4 6 9 7i! 643, 402 36, 905 000 16, 798 667 DECEMBER 6. i 2,055 b a n k s. 13 $833, 988, 450 5G $826, 017, 453 87 00 347, 556, 650 00 347, 812, 300 00 00 49,110, 800 00 47, 936, 850 00 00 46, 785, 600 00 44, 255, 850 00 24 36, 859, 534 82 35, 816, 810 47 92 85, 083, 418 51 81, 733,137 00 89 41, 492, 918 75 43,144, 220 68 30 12, 314, 698 11 12, 259, 856 09 35 46, 702, 476 26 46, 728,147 36 66 6, 272, 566 73 7, 608,128 83 49 6, 978, 768 71 7,134, 735 68 07 10 982 432 89 9 985 004 21 82 61, 998, 286 11 82, 372, 537 88 00 19, 392, 281 00 16, 929, 721 00 25 496, 864 34 515, 661 04 77 30 688 606 59 34 355,250 36 00 64, 672, 762 00 64, 428, 600 00 00 32, 520, 000 00 32, 690, 000 00 62 16, 543, 674 36 17, 940, 918 34 1,750,404,706 51 1,767,279,133 21 1,742,826,837 37 1 * 7 9. •JANUARY 1. ,051 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits . U. S. bonds on hand . Other stocks and bonds . Due from reserve agents . Due from national banks Due from State banksi Heal estate, furniture &c Current expenses Premiums paid Cash items Clearing-house exchanges Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposi' Due from U. S. Treasurer Total AI'RII 4. 2,048 banks JUNE 14. 2,048 banks. OCTOBER 2 2,048 banks 409 6 9 $893 906 765 68 $P1< 34-7' 118 300 00 . 34S 4 8 7 700 00 309 348 450 00 66 501, 350 00 54[, 601 750 00 44, 263, 250 00 35, f 69, 400 93 3( ,747, 129 40 77. i 25, 068 68 14 , 003, 830 40 39, 143 3 8 8 90 44,161, 948 46 10, 535, 252 99 11, *92, 540 26 47, 091, 964 70 4" ,461 614 54 4, 033. 0°4 67 6, 693 668 43 6 609 390 80 6 f fifi. 048 So 13. 564. 550 25 10, 011 64 63, 712, 445 55 100, 035, 237 82 i 1"I, 0 6 * 505 00 19,1>35. 588 00 475 538 50 467 177 47 41,499,757 32 41 . 148 563 41 64. 461 00 70 561, 233 00 2]L, 885, 000 00 28, 915, 000 00 17,175, 435 13 17, 029 121 31 $1?35 87f> 019, 36 352 208 000 00 257.' 038. 200 00 62,180, 300 00 37, 617, 015 13 93, 443, 463 95 48,192, 531 93 11, 258, 520 45 47, 796,108 26 6,913,430 46 5 674,497 80 10, 209, 982 43 83,152, 359 49 16, 685, 484 00 446, 217 26 42, 333, 287 44 67, 059,152 00 25,180,000 00 16, 620, 986 20 $878 503 097 \^ 357 313 300 0 0 18, 204, 650 00 52, 966, 600 00 39, 647, 416 50 107,023,546 81 46, 692, 994 78 13, 630, 772 63 47, 817,169 36 6, 111, 256 56 4, 332, 419 63 11, 306,132 48 112, 964, 964 25 16, 707, 550 00 396, 065 0 6 42,173, 731 9 3 69,196, 696 00 26, 770, 000 00 17, 029, 085 45 1 , 984, 068, 936 53 2, 019, 884, 549 16 ]L, 868, 787, 448 19 1, 800, 592, 002 25 REPORT OF THE COMPTROLLER OF THE CURRENCY. 13 Banks from October, 1863, to October) 1879—Continued. 1878. MARCH 15. MAY 1 . JUNE 29. OCTOBER 1. DECEMBER 6. 2,063 b a n k s . 2,059 b a n k s . 2,056 b a n k s . 2,053 b a n k s . 2,055 b a n k s . Liabilities. Capital stock $473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00 Surplus fund Undivided profits $464, 874, 996 00 120, 870, 290 10 45, 040, 851 85 119, 231,126 13 43, 938, 961 98 118,178, 530 75 40, 482, 522 64 1] 6, 897, 779 9? 40, 936, 213 58 116, 402,118 84 44, 040,171 84 Nat'l bank circulation 300, 926, 284 00 439, 339 00 State bank circulation 301, 884, 704 00 426, 504 00 299, 621, 059 00 417, 808 00 301, 888, 092 00 413, 913 00 303, 324, 733 00 400, 715 00 Dividends unpaid . . . 1, 207, 472 68 1, 930, 669 58 5, 466, 350 52 3,118, 389 91 1, 473, 784 86 Individual deposits .. 602, 882, 585 17 7, 243, 253 29 U. S. deposits 3, 004, 064 90 Dep'ts U.S.dis. officers 625, 479, 771 12 13, 811, 474 14 2, 392, 281 61 621, 632,160 06 22, 686, 619 67 2, 903, 531 99 620, 236,176 82 41, 654, 812 08 3, 342, 794 73 598,805,775 56 40, 269, 825 72 3, 451, 436 56 Due to national bank s 123,239.448 50 Due to State banks... 43, 979' 239 39 109, 720, 396 70 44, 006, 551 05 117, 845, 495 88 43, 360, 527 86 122, 496, 513 92 42, 636, 703 42 120, 261, 774 54 41, 767, 755 07 2, 834, 012 00 4, 270, 879 74 2, 453, 839 77 5, 022, 894 37 3, 007, 324 Sh 4, 502, 982 92 3, 228,132 93 4, 525, 617 45 Notes re-discounted.. Bills payable Total 2, 465, 390 79 4, 215,196 23 1,729,465,956 90 1,741,898,959 05 1.750,464,706 51 jl,767,279,133 21 1, 742, 826, 837 37 18 JANUARY 1. 2,051 banks. Capital stock 2,048 b a n k s . JUNE 14. OCTOBER 2. 2,048 b a n k s . 2,048 b a n k s , | $462, 031. 396 00 $455, 611, 362 00 $455, 244, 415 00 | $454, 067, 365 00 Surplus fund Undivided profits . 116, 200, 863 52 36, 836, 269 21 114, 823, 316 49 40, 812, 777 59 114, 321, 375 87 ! 45, 802, 845 82 | 114, 786, 528 10 41, 300, 941 40 National bank circulation State bank circulation Dividends unpaid. 303, 506, 470 00 388, 368 00 304, 467,139 00 352, 452 00 307, 328, 695 00 339,927 00 313, 786, 362 00 316, 86100 5, 816, 348 82 2,158, 516 79 1, 309, 059 13 2, 667, 430 46 Individual deposits U. S. deposits P Deposits U. S. disburs'g officers 643, 337, 745 26 59, 701, 222 90 3, 556, 801 25 598, 822, 694 02 303, 463, 505 69 2, 689,189 44 648, 934,141 42 248, 421, 340 25 3, 682, 320 67 719. 737, 568 89 l l | 018, 862 74 600 02 Due to national banks . Due to State banks 118, 311, 635 60 44, 035, 787 56 110, 481,176 98 43, 709, 770 14 137, 360, 091 60 50, 403, 064 54 149, 200, 257 16 52, 022, 453 99 2, 926, 434 95 3, 942, 659 18 2, 224, 491 91 4, 452, 544 48 I 1, 800, 592, 002 25 1, 984, 068, 936 53 Notes re-discounted . Bills payable Total 2, 226, 396 39 4, 510, 876 47 2, 019, 884, 549 16 2, 205, 015 54 4, 208, 201 89 1, 868, 787, 448 19 ABSTEACT OF REPORTS OF THE CONDITION THE NATIONAL BANKS ON DECEMBER 6, 1878, JANUARY 1, APRIL 4, JUNE 14, AND OCTOBER 2, 1879. Arranged hy States, Territories, and Reserve Cities* NOTE.—The abstract of each State is exclusive of any reserve city therein. 15 LIST OF STATES, TERRITORIES, AND RESERVE CITIES. STATES AND TERRITORIES. States and Territories. Abstract. Reports. Page. Alabama Arkansas California Colorado Connecticut , Dakota , Delaware District of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota 34 36 50 50 56 26 ! 28 34 32 54 42 40 46 48 36 34 18 28 20 42 46 Page. 487 498 749 743 218 757 443 459 486 481 754 608 577 693 735 499 491 61 448 116 654 718 RESERVE Cities. Albany Baltimore Boston Chicago Cincinnati Cleveland Detroit Louisville H. Ex. 3- Abstract. Reports. I Page. Page. j 24 246 28 448 ; 20 j 119 | 42 614 j 40 531 j 40 534 j 44 659 j 38 505 States and Territories. Abstract. Reports. Page. Missouri Montana Nebraska New Hampshire New Jersey New Mexico New York North Carolina.. Ohio Oregon Pennsylvania... Rhode Island . . . South Carolina.. Tennessee Texas Utah Vermont Virginia "Washington. . . . West Virginia .. "Wisconsin "Wyoming 46 54 48 18 24 52 22 32 38 50 24 20 32 38 36 52 18 30 56 30 44 54 Page. 728 755 739 85 341 752 246 472 523 748 364 197 477 515 494 753 100 461 759 467 681 756 CITIES. Cities. lAbstract. Reports. Page. Milwaukee . . . New Orleans.. New York Philadelphia. Pittsburgh San Francisco Saint Louis ... Washington . NOTE.—For index of towns, see end of volume. —B 44 34 22 26 26 52 48 30 Page. 688 491 293 405 416 750 733 459 18 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October!, 1878, MAINE. DECEMBER 6. JANUARY 1. Al'KIL 4. JUNE 14 OCTOBER 2. ^Resources. 71 b a n k s Loans and discounts. $13, 643, 371 81 9, 516, 250 00 Bonds for circulation. 195, 000 00 Bonds for deposits... 433, 950 00 U. S. bonds on hand.. 453, 297 45 Other stocks and b'ds 2, 402, 301 31 Due from res've ag'ts 181, 871 23 Due from nat'l banks 21, 038 90 Due from State banks 336, 309 44 Heal estate, &c 59, 543 39 Current expenses 54, 076 77 Premiums paid 264, 422 71 Cash items Clear'g-house exch'gs 348, 400 00 Bills of other banks.. Fractional currency. 4,408 97 Specie 150 982 OS 435, 672 00 Legal-tender notes . . U. S. cert's of deposit. 5 000 00 443, 434 15 DuefromU.S.Treas. Total 28, 949, 330 21 71 banks. Loans and discounts $6, 486, 985 48 Bonds for circulation 5, 755, 000 00 Bonds for deposits... 432, 350 00 U. S. bonds on hand.. 342, 700 00 Other stocks and b'ds 619, 965 29 Due from res've ag'ts. 838, 006 86 Due from nat'l banks 64, 377 46 Due from State banks 35, 001 55 Heal estate, &e 263, 484 53 Current expenses 49, 504 84 Premiums paid 57,143 70 Cash items 83 763 0 6 Clear' g-house exch'gs Bills of other banks.. 238,137 00 Fractional currency. 4,835 74 Specie 79 681 <y> Legal-tender notes . . 174,135 00 U S cert7s of deposit DuefromU.S.Treas 244, 718 07 Total 15, 769, 790 50 69 b a n k s 69 b a n k s . 16 00 00 00 70 87 29 58 56 9L 32 67 $13, 410, 399 9, 324, 250 205, 000 731, 500 384, 015 2, 040, 628 297,115 10, 013 318, 545 48, 878 45, 866 253, 958 71 00 00 00 70 48 45 47 75 15 08 80 $13, 498, 233 9, 329, 750 195, 000 626, 750 442, 319 2, 347, 025 386, 073 6,308 330, 337 60, 730 40, 588 262, 691 59 00 00 00 70 72 67 10 67 57 47 402,410 3,791 184 707 476, 255 5 000 453, 854 00 93 39 00 00 49 303,124 4,120 173 172 418, 653 5 000 423, 794 00 32 65 00 00 45 283, 435 5,527 159 132 388, 827 5 000 432, 006 00 92 29,147, 248 87 NEW 46 banks. 69 b a n k s . $13, 416, 038 9,516,250 245, 000 490, 050 447, 273 2, 563, 916 260, 057 7, 212 340, 545 14,845 51, 226 268, 813 28, 458, 036 01 93 35 00 $13, 870, 533 30 9, 377, 300 00 195, 000 00 478, 200 00 419, 312 90 •' 2, 437, 738 87 388, 568 81 4, 040 87 332, 276 77 49,124 28 21, 672 12 274 022 18 304, 339 3, 470 172 318 345,143 00 38 59 00 00 33 431, 046 88 28, 799, 738 02 29,104,107 95 HAMPSHIRE. 45 banks. 45 banks. $6, 316, 455 72 5, 695, 000 00 547, 850 00 336, 400 00 672,413,54 797,381 04 72, 397 89 43, 010 30 266,713 83 19,426 18 53, 640 90 136 888 63 263, 057 3, 834 101 654 196, 246 00 26 03 00 249,357 50 15, 771, 726 82 45 banks $6, 219, 090 97 5, 649, 000 00 774, 550 00 359, 050 00 742, 437 36 558, 572 35 40,399 77 25, 234 81 263, 080 86 56, 871 81 51,518 69 113 305 77 $6, 009,143 75 5, 647, 000 00 500, 800 00 482, 450 00 733,714 31 855, 455 15 58, 657 9 9 38, 678 34 237, 878 72 54. 339 48 49, 929 00 103, 026 78 255, 535 00 4,199 90 113 299 V> 137, 394 00 190, 756 00 4,481 45 121 751 47 122, 887 00 45 banks. $6, 355,180 90 5, 647, 000 00 383, 000 00 335, 700 00 777,838 21 1,102, 833 22 | 64, 604 99 62,100 85 261, 010 37 46, 700 18 44, 799 31 133 638 6^ 216, 702 00 4,899 20 121 129 76 133, 694 00 245, 846 36 256, 815 24 253, 415 24 15, 609, 387 17 15, 467, 765 18 15, 944, 246 88 VERMONT. 47 banks. 47 banks. 46* b a n k s . 47 banks. Loans and discounts. $10, 291, 099 00 $10, 238, 637 12 $10, 033, 673 38 $10, 021, 755 03 7, 913, 000 00 7, 933, 500 00 7, 993, 000 00 Bonds for circulation. ' 7, 993, 000 00 185, 000 00 235, 000 00 608, 900 00 383, 000 00 Bonds for deposits... 356, 850 00 384,400 00 520, 250 00 970, 750 00 U. S. bonds on hand.. 711, 244 37 613,944 98 607, 311 90 591, 699 53 Other stocks and b'ds 707, 091 14 1,156, 076 58 830, 776 20 1, 031, 004 48 Due from res've ag'ts. 167, 414 18 89, 679 20 126, 381 44 144,223 06 Due from nat'l banks. 108 15 297 77 40 94 11 94 Due from State banks 367, 342 52 356, 064 48 343,918 91 347, 768 35 Real -estate, &c 45, 976 28 35, 032 74 32, 453 03 41, 648 40 Current expenses 40, 481 53 47, 932 59 47,197 72 57, 505 19 Premiums paid 73,306 51 113, 251 32 95,151 68 93,478 84 Cash items Clear'g-house exch'gs 143, 991 00 144, 473 00 162, 021 00 172,129 00 Bills of other banks.. 4, 454 54 4, 452 28 3,920 96 4, 585 51 Fractional currency . 151, 228 53 144, 980 £1 150, 479 22 102,176 66 Specie 259,112 262, 451 00 324, 008 00 00 318,843 00 Legal-tender notes . . XJ. S. cert's of deposit 351, 392 81 360,189 356, 780 49 81 359, 680 25 Due from U. S. Treas. & Total 22,117, 720 26 22, 260, 356 02 22, 043, 968 64 22, 342, 935 43 47 banks. $10, 047, 618 7, 838, 500 50, 000 790, 000 698, 669 1, 052, 278 241,175 259 358, 248 29, 920 35, 690 124, 901 98 00 00 00 39 65 46 17 01 89 02 73 123, 390 4,403 142, 951 264, 502 00 22 95 00 351, 059 31 22,153, 568 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. 19 arranged hy States and reserve cities. MAINE. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. Liabilities. 71 b a n k s . 71 b a n k s . 69 b a n k s . 69 b a n k s . $10, 660, 000 00 $10, 660, 000 00 $10, 435, 000 00 $10, 435, 000 00 $10, 435, 000 00 Surplus fund Undivided profits 2, 373, 887 71 1, 356, 092 99 2, 378, 947 92 1, 056, 569 69 2, 365, 959 97 1,142, 762 35 2, 372,175 94 1,271,944 00 2, 390, 911 68 1,176, 856 07 Nat'l bank circulation State bank circulation 8, 213, 516 00 1,437 00 8,154, 260 00 1, 437 00 8, 049, 829 00 1,437 00 8,120, 873 00 1, 432 00 8, 229, 292 00 1,432 00 Capital stock Dividends unpaid 69 b a n k s . 44, 447 78 293, 365 28 65, 929 06 49, 787 89 78, 587 24 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 5, 679, 205 56' 227, 925 59 35, 001 78 5, 920, 405 55 29(3, 233 28 50, 718 46 5, 413, 762 84 634,186 85 33, 696 23 5, 628, 900 81 436, 529 96 31, 852 55 6,189, 202 33 93, 405 90 41,158 26 Due to national banks Due to State banks... 271, 823 07 40, 752 35 274, 273 72 34, 917 87 232,160 48 47,138 48 416, 861 59 29, 380 28 367, 577 65 51, 834 56 Notes re-discounted.. Bills payable 35, 240 38 10, 000 00 15, 644 18 10, 475 92 31,173 75 5, 000 00 5, 000 00 33, 850 26 15, 000 00 28, 458, 036 01 28, 799, 738 02 29,104,107 95 Total 28, 949, 330 21 29,147, 248 87 NEW 46 banks. Capital stock. Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid HAMPSHIRE. 45 b a n k s . 45 b a n k s . 45 b a n k s . $5, 740, 000 00 $5,680,000 00 $5, 630, 000 00 $5, 630, 000 00 $5, 630, 000 00 1, 035, 890 34 595, 580 07 1, 036, 925 01 439, 748 43 1, 010, 080 51 518, 452 89 1, 022,173 23 568, 278 93 1, 045, 674 86 526, 545 08 5, 026, 074 00 7,709 00 5, 006, 811 00 7, 699 00 4, 977, 727 00 7, 699 00 4, 962,188 00 7, 686 00 5, 007, 605 00 7,686 00 20, 446 66 99, 053 66 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 2, 826, 863 88 222, 973 66 125, 235 65 2, 857, 473 43 309, 355 29 132: 877 26 Due to national banks Due to State banks... 113, 958 98 31, 741 "00 108, 125 05 74, 969 00 Notes re-discounted.. Bills payable 23, 317 26 15, 769, 790 50 Total . 45 b a n k s . 19, 977 74 18, 540 97 22, 592 81 2, 545,418 02 272, 309 73 123, 218 00 3, 349, 701 08 130,818 87 59, 866 44 178, 605 72 78, 436 63 258, 228 20 43, 724 10 103,720 58 60, 036 16 18, 689 69 1, 668 82 16, 000 00 15, 771, 726 82 15,609,387 17 2, 488,131 48 587, 711 20 110, 896 18 15, 467, 765 18 j 15, 944, 246 R8 VERMONT. 47 b a n k s . Capital stock. 47 b a n k s . 46 b a n k s . 47 b a n k s . 47 banks. $8, 546, 000 00 $8, 546, 000 00 $8,441,000 00 $8, 471, 500 00 $8, 490, 500 00 Surplus fund Undivided profits 2, 072, 470 24 685, 024 32 2, 064,133 70 504, 700 28 2, 031, 551 20 575, 035 71 2, 024, 351 20 705, 381 32 2, 058, 368 85 541, 900 65 "NTat'l bank circulation State bank circulation 7, 080, 209 00 6,193 00 7, 079, 709 00 6,193 00 7, 036, 433 00 6, 044 00 7, 026, 846 00 6, 044 00 !, 618 00 6, 044 00 Dividends unpaid 9,162 17 113, 215 57 11,134 15 8, 351 21 10, 920 89 Individual deposits . . U. S. deposits Dep'ts U.S.dis.officers 3, 491, 862 33 130,275 73 3,182 86 3, 731, 394 59 136, 926 64 8,707 88 3,191, 586 91 470, 814 20 4, 418 68 3, 300, 284 23 367, 331 98 4, 677 33 3, 806, 440 48 38,173 54 10, 757 93 Due to national banks Due to State banks.. 46, 340 61 22, 375 36 146, 005 91 394 75 151, 406 35 3, 667 01 60,474 15 47, 000 00 47, 000 00 717 47 832 66 70, 000 00 203, 094 80 106, 925 90 24, 444 39 Notes re-discounted. Bills payable Total 22,117, 720 26 | 22, 260, 356 02 22, 043, 968 64 | 22, 342, 935 43 22,153, 568 73 20 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged MASSACHUSETTS. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. 183 b a n k s . 183 b a n k s . 184 b a n k s . 184 banks. 187 banks. Resources. Loans and discounts. $58, 279, 987 38 $57, 617, 948 22 $57,163, 944 65 $56, 790, 325 90 $61, 276, 698 07 41,280, 900 00 41,208,900 00 41, 492, 300 00 42, 095, 000 00 Bonds for circulation. 41,178, 900 00 12, 015, 500 00 3, 537,150 00 430, 000 00 4,147, 250 00 2, 310, 800 00 Bonds for deposits . . 6, 251, 700 00 4, 979, 800 00 5, 681, 550 00 4, 908, 550 00 4, 672,150 Otf TJ. S. bonds on hand.. 3, 318, 856 82 3, 012, 272 10 3, 637, 883 70 3,477,218 89 2, 931, 866 91 Other stocks and b'ds 6, 219, 853 64 6, 919, 873 26 7, 387, 365 01 7, 926,147 67 7, 591, 757 51 Due from res've ag'ts. 644, 670 29 924, 926 72 768, 571 23 753, 998 00 796,717 43 Due from nat'lbanks. 102, 347 44 86, 728 94 208,403 95 106,171 81 93, 274 50 Due from State banks 2, 302, 490 84 2, 204,173 41 2, 331, 531 06 2, 352, 623 98 2, 211,159 41 Real estate, &c 198,240 04 388,186 76 266,387 48 258, 925 77 412, 552 76 Current expenses 408, 405 60 481, 318 00 363, 567 08 412, 208 93 500, 862 27 Premiums paid 771, 766 23 839, 270 96 735, 260 95 645, 038 12 635, 465 48 Cash items Clear'g-house exch'gs Bills of other banks.. 1, 279, 618 00 1, 216, 360 00 1, 089, 324 00 1, 331, 724 00 1,272,597 00 Fractional currency. 26,102 36 29, 444 67 27,196 26 30,135 82 27, 246 19 Specie 1,123, 369 39 1, 090, 639 28 1, 052, 908 74 1,187, 209 04 898, 302 20 Legal-tendei notes .. 1, 348, 985 00 1, 252.174 00 1,190, 966 00 1, 621, 999 00 1, 506, 275 00 U. S. cert's of deposit. 200, 000 00 205, 000 00 200, 000 00 215, 000 00 250, 000 00 Due from XT. S. Treas. 1,841,131 00 1, 873,153 51 1, 883, 550 85 1, 892, 093 89 1, 871, 586 00 Total 127, 411, 045 04 128, 458, 202 23 CITY 54 banks. )A oans and discounts. $89, 200, 326 50 Bonds for circulation 30, 294, 500 00 Bonds for deposits . . 4, 911, 450 00 "U. S. bonds on hand.. 4, 605, 500 00 Other stocks and b'ds 1, 464, 539 95 Due from res Ve ag'ts 9, 469,185 01 Due from nat'l banks. 5, 637, 805 69 Due from State banks 293, 771 79 Real estate, &c 3, 747, 265 28 Current expenses 552, 680 34 Premiums paid 502, 979 23 Cash items 515, 429 09 4, 261, 365 69 Clear'g-house exch'gs Bills of other b a n k s . . 2,185, 802 00 Fractional currency 10, 528 22 Sp ecie 2, 871, 328 79 3, 859, 266 00 Legal-tender notes .. U. S. cert's of deposit. 3, 535, 000 00 Due from IT. S. Treas 1, 657, 561 69 Total 169, 576. 285 27 61 banks. Total 46, 446, 652 78 128, 965, 559 88 130, 768, 802 10 OF BOSTON. 54 banks. 54 banks. 54 banks. 54 banks. $90, 307, 634 95 30, 444, 500 00 6, 522, 000 00 4, 837, 500 00 1, 591, 969 07 7, 891, 686 91 5, 530, 654 92 287, 344 25 3, 778, 690 35 739,167 94 530, 023 28 877, 859 49 7, 403, 331 78 1, 889,150 00 11, 217 36 3, 911, 366 16 3, 443,108 00 2, 395, 000 00 2,108, 887 32 $87, 338, 862 10 30, 774, 500 00 26, 04 0, 650 00 3, 283, 700 00 1, 210,182 61 6, 244, 539 49 5, 253, 608 95 273, 835 07 3, 675, 513 11 51, 676 65 610, 432 45 378, 060 46 6, 329^ 976 87 1, 320, 459 00 8,285 80 3, 720, 540 55 3,165, 329 00 1,115, 000 00 1, 442, 684 63 $88, 316,160 01 31, 604, 500 00 9, 542, 550 00 3, 827, 900 00 1, 309, 863 12 9,183, 099 78 6, 880, 790 53 303, 201 22 3, 701, 470 02 272, 335 13 341, 317 12 478 359 74 6, 247| 316 95 1, 741, 276 00 9,924 29 3, 627, 327 60 3, 495, 725 00 800, 000 00 1, 604, 003 63 $91, 076, 550 30 32, 414, 500 00 100, 000 00 4, 407, 350 00 1, 370,193 62 11, 475, 484 67 6, 657,131 46 300, 716 14 3, 698, 063 39 36, 635 68 324, 924 09 508, 736 93 6, 790 380 61 1, 339, 830 00 7,349 01 3, 361, 323 65 3,163, 765 00 1, 785, 000 00 1, 470, 649 44 174, 501, 091 78 182, 237, 836 74 173, 287,120 14 170, 288, 583 99 RHODE Loans and discounts $24, 257, 869 47 Bonds for circulation. 14, 519, 900 00 Bonds for deposits . . 150, 000 00 U. S. bonds on hand.. •1, 245, 800 00 Other stocks and b'ds 399, 820 85 Due from res've ag'ts 2, 026, 264 91 Due from nat'l banks. 412, 621 51 Due from State banks 41, 301 95 Real estate, &c 747, 298 39 Current expenses 111, 900 05 Premiums paid ' 122, 091 39 Cash items 668, 883 09 Clear'g-house exch'gs Bills of other b a n k s . . 395, 638 00 Fractional currency. 8,750 73 Specie 234,104 54 Legal-tender notes .. 454, 372 00 TJ. S. cert's of deposit Due from IT. S. Treas. 650, 035 90 136, 378,177 12 ISLAND. 61 banks. 61 banks. $24, 390, 804 54 $24, 284, 772 22 14, 519,900 00 14, 689, 400 00 150, 000 00 400, 000 00 1, 211,050 00 1,136. 800 00 409, 060 26 431,124 26 1, 780, 650 33 1, 625, 851 45 340, 242 39 461, 657 12 86, 489 03 52, 318 79 748,352 33 751,704 56 95, 409 89 128, 018 36 118, 605 46 105, 765 88 1 034,191 17 677, 508 21 403, 540 9, 658 409, 344 497, 945 00 17 96 00 246. 681 00 7, 650 39 348 409 33 340J 210 00 61 banks. 61 banks. $23, 755, 011 60 14, 576, 400 00 410, 000 00 1, 417,150 00 485,124 26 3,173, 529 78 472, 733 48 72, 497 42 749, 083 04 112,151 49 152,139 73 405, 086 79 327, 002 8,371 303, 510 339, 225 00 88 93 00 $24, 320,163 60 15, 251, 300 00 150, 000 00 1, 401, 650 00 568, 285 62 2, 058, 350 07 621, 464 53 65, 830 55 • 734, 426 77 120, 229 90 191, 518 42 277,983 30 305,113 00 7,307 74 279, 624 24 349, 859 00 637, 346 34 644, 353 62 659, 494 38 698,145 63 46 842, 589 87 46,341,225 19 47, 418, 511 78 47,401,252 37 REPORT OF THE COMPTROLLER OF THE CURRENCY. 21 by States and reserve cities—Continued. MASSACHUSETTS. Liabilities. DECEMBER 6. JANUARY 1 AFRIL 4. JUNE 14. OCTOBER 2. 183 banks 183 banks 184 banks 184 banks $44, 248, 600 00 $44, 257, 000 00 $43, 957, 000 00 $43, 957, 000 00 $44, 707, 000 00 Surplus fund Undivided profits 12, 523,126 13 3, 340, 520 42 12, 397, 235 99 3, 304, 795 54 12, 223, 230 82 2, 771, 155 98 12,125, 465 78 3, 452, 057 18 12, 262, 040 69 2, 914, 024 13 £Tat'l bank circulation State bank circulation 36, 031, 418 00 9,490 00 36, 223, 381 00 4,843 00 36, 331, 368 00 4, 843 00 36, 610, 800 00 4, 843 00 37, 111, 169 00 4,843 00 €apital stock .. , Dividends unpaid 187 banks. 120, 762 18 368, 807 57 532, 307 49 122, 614 07 644, 021 84 Individual deposits . U. S. deposits Dep'ts U. S. dis. officers 27,124, 949 25 2, 034, 518 94 35, 458 40 27, 052, 908 14 3, 247, 270 44 11, 945 52 26, 858, 552 94 12, 016, 124 84 10, 603 03 26, 867,130 58 3, 711, 495 46 22, 786 25 30, 806, 095 03 253,192 52 37, 094 89 Due to national banks Due to State banks ., 1, 386, 236 01 136, 322 53 1, 083, 011 93 155,157 86 1,184, 211 44 188 737 45 1, 590, 425 19 251, 052 49 1, 363,116 57 304, 829 03 [Notes re-discounted.. Bills payable Total 100, 838 72 318, 804 46 98, 486 55 253, 358 69 82 825 73 217 216 40 87, 339 88 162 55J3 00 42, 000 00 319, 375 40 127, 411, 045 04 128, 458, 202 23 136, 378,177 12 128, 965 559 88 130, 768, 802 10 CITY 54 banks. Capital stock $51 050 000 00 OF B O S T O N . 54 banks. $51 050 000 00 54 banks. $50 300 000 00 54 banks. $50 300 54 banks. 000 00 $50 250 000 no •Surplus fund Undivided profits 10, 250, 074 85 2,102, 507 38 10, 251, 467 46 2, 551, 937 07 9, 871, 246 94 1, 600, 692 64 9, 881, 847 92 2, 538,101 51 10,123, 848 28 1, 659, 642 96 K a t ' l b a n k circulation S t a t e bank circulation 26, 018, 860 00 26,158, 721 00 26, 548, 417 00 27, 364, 939 00 28, 425, 590 00 51,979 43 49, 437 93 411, 027 43 56, 019 43 678, 717 46 Individual d e p o s i t s . . U. S. deposits D e p ' t s U.S.dis.officers 52, 483, 944 74 4, 465, 417 76 10,029 08 55, 379, 998 23 6, 327, 298 36 9,178 70 47, 214, 622 20 25, 608, 011 96 6,050 76 50,174, 969 07 8, 795, 798 58 6,144 09 54,167, 827 06 24, 829 63 6,745 52 D u e to national b a n k s D u e to State b a n k s . -. 18,158, 388 28 3, 966, 388 44 18, 572, 410 03 3, 431, 947 69 16, 421, 630 87 3, 440, 964 29 19, 247, 069 87 3, 668,169 00 19, 604, 587 19 3, 982, 729 49 Hotes re-discounted.. Bills payable 73, 695 31 945, 000 00 73, 695 31 645, 000 00 17,172 65 798, 000 00 76, 061 67 1,178, 000 00 182, 766 40 1,181, 300 00 169, 576, 285 27 174, 501, 091 78 182, 237, 836 74 173, 287,120 14 170, 288, 583 61 b a n k s . Dividends unpaid Total RHODE ISLAND. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 61 b a n k s . 61 banks. 61 banks. 61 banks. $20, 009, 800 00 $20, 009, 800 00 $20, 009, 800 00 $20, 009, 800 00 $20, 009 800 00 3, 505,197 66 1, 272, 074 00 3, 492, 424 41 1, 097, 537 49 3,481,998 13 1, 203, 206 20 3, 527, 083 08 1, 066, 349 96 12, 725, 981 00 8, 070 00 12, 782, 343 00 8,070 00 12, 833, 295 00 8, 069 00 13, 277,134 00 8, 064 00 139, 310 31 3, 499, 820 22 1,130, 336 83 12, 906, 303 00 8, 069 00 241, 777 73 132,417 08 83, 539 80 126,125 61 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 7, 246, 941 72 50, 271 96 48,743 69 7, 713, 396 55 112, 081 74 26, 863 34 7, 015, 576 37 300, 801 64 25, 284 00 7, 896, 855 91 190, 366 19 53, 914 17 7, 646, 270 28 64, 095 10 31, 471 25 Due to national banks Due to State banks... 1, 010, 099 56 430,162 88 872, 393 64 485, 901 97 875, 923 65 436, 893 40 1, 046, 625 79 610, 841 59 1, 044, 839 52 600, 019 57 46, 842, 589 87 46,341,225 19 47, 418, 511 78 47, 401, 252 37 l^otes re-discounted Bills payable Total 46, 446, 652 78 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878? arranged C ONNE CTI CUT. Resources. DECEMBER 6. 82 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits... XJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due from IT. S. Treas Total JANUARY 1. APRIL 4. 82 b a n k s . 84 b a n k s . 702, 718 16, 860 701, 897 1, 399, 770 30,000 923, 725 753, 699 00 17, 520 58 453,165 39 1, 369, 638 00 30, 000 00 912, 025 50 00 26 29 00 00 98 68, 780, 997 79 ! 69, 940, 588 58 NEW 227 banks. 84 b a n k s . 84 b a n k s . $32, 055, 085 85 $32, 543, 726 08 20,169, 600 00 20,434,600 00 270, 000 00 455, 700 00 2,113, 350 00 2, 218, 500 00 1, 285, 221 97 1, 375, 700 28 5, 442, 808 54 4, 275, 956 71 2, 009, 754 58 1, 263, 998 81 114,690 19 163, 411 87 1, 627, 734 68 1, 675, 537 10 91, 779 21 239, 517 98 231, 040 05 235, 798 94 754, 551 98 554, 421 22 $32, 518, 207 12 20,169, 600 00 270, 000 00 2, 234, 350 00 1, 291, 420 32 4, 514, 888 21 1, 482, 294 26 138, 595 82 1, 629, 015 45 261, 604 07 240, 583 01 494, 391 06 OCTOBER 2. JUNE 14. 638,123 00 15, 338 17 696,423 22 1,121, 089 00 30,000 00 935, 395 82 68, 873, 238 20 $32, 246, 631 20, 622,100 371, 000 2, 843, 200 1, 371, 609 5, 016, 646 1, 998, 588 167, 463 1, 691, 268 265, 873 283,207 497, 528 695, 512 18, 638 669, 622 1, 033, 582 30, 000 938, 071 74 $34, 011, 863 31 00 20, 385, 000 00 270, 000 00 00 2, 061, 800 00 00 1, 436, 540 97 17 4, 347, 902 60 38 1,160, 721 76 25 96, 522 02 34 1, 714, 341 79 18 232, 320 04 78 234,130 19 04 557, 867 21 33 00 18 12 00 00 63 70, 760, 542 14 613, 14, 620, 1, 052, 30, 953, 298 594 749 544 000 361 00 91 28 00 00 58 69, 794, 057 66 YORK. 227 banks 228 banks 230 banks. 231 banks. Loans and discounts. $60, 524, 646 80 Bonds for circulation. 29, 474, 400 00 1, 007, 550 00 Bonds for deposits... 3, 788, 750 00 U. S. bonds on hand.. 3, 593, 926 44 Other stocks and b'ds 8, 344,184 34 Due from res've ag'ts 1, 568, 981 88 Due from nat'l banks. 509, 525 49 Due from State banks 3, 214, 505 94 Heal estate, &c 615,389 83 Current expenses 332, 461 56 Premiums paid 1, 029, 493 02 Cash items $59, 986,179 72 29, 617, 400 00 1, 002, 300 00 4, 053,100 00 3,141,113 19 8, 602,193 74 1, 778, 432 05 582, 203 94 3, 257, 986 34 367 174 81 326, 607 56 1, 830, 606 41 $59, 052, 864 40 29, 923,150 00 1, 343, 550 00 5, 356,100 00 3,166, 660 94 8, 591, 243 6 3 1, 496, 604 2 0 633, 566 3 5 3, 326, 660 9 1 554, 559 7 8 252, 999 6 8 1, 212, 366 0 6 $58, 029, 735 66 30,137, 050 00 1,145, 200 00 6, 040, 550 00 3, 433, 944 95 8, 926, 468 70 2, 001, 791 97 526, 091 96 3, 403, 541 24 630, 544 70 269, 887 55 1, 280, 001 15 $58, 312, 479 46 29, 889, 850 00 945, 500 00 5, 615, 700 00 4, 084,142 78 11, 684, 395 82 1, 641, 520 65 562, 935 95 3, 354, 927 93 406, 632 00 242, 212 65 1,159, 027 65 992,189 00 43,161 07 929, 952 92 3, 088, 615 00 470, 000 00 1, 376, 662 47 1, 079, 361 00 36, 754 68 1,304,877 74 3, 952, 802 00 365, 000 00 1, 371, 621 32 886, 976 00 37, 032 75 1, 418, 784 28 3,129,171 00 315, 000 00 1, 451, 730 58 915, 452 00 28, 039 62 1, 295, 787 99 3, 059, 847 00 335, 000 00 1, 386, 696 09 120, 904, 395 76 122, 655, 714 50 1, 201, 733 00 37, 569 3 8 1, 381,180 7 8 3, 249, 847 00 455, 000 00 1,379,344 56 122, 615, 000 67 123, 063, 502 49 124, 920,147 59 Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U. S. cert's of deposit Due from TT. S. Treas Total CITY 47 b a n k s Loans and discounts $165, 380, 029 08 Bonds for circulation 24, 428, 500 00 Bonds for deposits .. 28,192, 800 00 U. S. bonds on hand.. 8, 512,100 00 Other stocks and b'ds 8, 024, 327 01 Due from res've ag'ts Due from nat'l banks 13,423, 945 31 Due from State banks 3, 258, 338 76 9, 488,142 05 Heal estate, &c 1, 832, 891 53 Current expenses 1, 725,157 68 Premiums paid 1, 471, 248 58 Cash items 47, 744, 046 37 Clear'g-house exch'gs Bills of other banks.. 2, 545,126 00 66, 422 84 ^Fractional currency. 16 286, 479 01 Specie 13, 623,117 00 Legal-tender notes .. TT. 3. cert's of deposit. 20, 080, 000 00 2, 758, 543 56 Due fromU. S. Treas 368, 841, 214 78 Total OF N E W Y O R K . 47 b a n k s $164, 649, 23, 855, 42, 349, 8, 037, 8, 065, 453 000 450 250 314 13, 891, 295 3,158, 600 9, 597, 506 262, 817 1, 378,120 2, 412, 519 80, 772, 950 2, 551, 500 62, 783 18,161, 092 16, 351, 562 18, 695, 000 1, 428, 496 47 b a n k s . 47 b a n k s 47 b a n k s . 43 $159, 007, 598 18 $178, 975, 217 45 $195, 976, 975 98 00 23, 604, 000 00 24,185, 500 00 25, 745, 500 00 00 249, 898, 400 00 225, 255, 700 00 4, 671, 650 00 UO 10, 905, 100 00 12, 998, 300 00 10,140, 900 00 39 8, 808, 288 24 8, 936, 233 00 8, 843, 712 44 58 21 11 12 46 45 40 00 98 49 00 00 89 415, 680, 712 51 10, 717,132 2, 039, 037 9, 772, 545 1,142, 897 2, 322, 903 1, 333, 484 47, 828, 563 1, 869, 955 61, 714 17, 533, 906 15,104, 969 12, 900, 000 1, 875, 435 83 99 81 69 05 98 86 00 76 90 00 00 92 576, 725, 934 21 14, 030, 290 2, 206, 321 9, 827, 078 1, 364, 033 1, 618, 207 1, 696, 246 67, 008, 511 2,143,183 60, 500 18, 349, 742 21, 933, 827 15, 255, 000 1, 277, 633 58 98 59 36 23 18 42 00 84 34 00 00 50 10, 957, 673 12 2, 245,184 44 9, 883, 678 80 953, 465 24 827, 971 60 1, 969, 659 58 93, 487, 351 64 1, 467, 887 00 55, 672 36 19, 349, 867 69 19, 738, 584 00 12, 900, 000 '00 1, 624, 370 27 607,121, 526 47 420, 840,104 16 REPORT OF THE COMPTROLLER OF THE CURRENCY. 23 by States and reserve cities—Continued. CONNECTICUT. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 82 b a n k s . 82 b a n k s . 84 b a n k s . 84 banks. $25, 524, 620 00 $25, 524, 620 00 $25, 593, 266 00 $25, 624, 620 00 $25, 564, 620 00 6, 219, 664 30 917, 251 92 6, 221, 354 86 1, 323, 956 03 6,178, 215 27 1, 594, 909 18 6, 260, 727 51 1, 269, 494 36 17, 783, 995 00 44, 878 00 17, 787, 626 00 42,070 00 17, 955, 671 00 42, 052 00 18, 038, 960 00 42, 017 00 6,199, 917 36 1, 567, 352 32 17, 740, 691 00 46, 971 00 84 banks. 87, 726 32 618, 326 52 85, 391 23 70, 665 08 107, 830 94 Individual deposits . . U. S. deposits Dep'ts U.S.dis. officers 15, 529, 216 82 131, 425 00 20, 948 56 15, 747, 914 51 147, 837 11 23, 047 68 15, 946, 475 55 333, 705 54 9, 885 12 15, 839,142 83 244, 209 48 10, 827 41 17,132, 731 82 165, 547 89 17, 411 14 Due to national banks Due to State banks... 1, 593, 380 85 295, 672 63 2, 360,184 26 509, 793 35 1, 238, 572 95 268, 835 99 2, 790,186 53 401, 967 43 927, 999 13 236, 641 94 18,075 93 25, 000 00 I 18, 075 93 25, 000 00 17, 098 93 5, 000 00 8, 075 93 30, 075 93 68, 780, 997 79 j 69, 940, 588 58 68, 873, 238 20 70, 760, 542 14 69, 794, 057 66 230 banks. 231 banks. Dividends unpaid Notes re-discounted.. Bills payable Total NEW 227 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid YORK. 227 banks. 228 banks. $33,189, 691 00 $33,185, 691 00 $33,185, 111 00 $33, 002,160 00 $32, 652,160 00 7, 597, 428 82 5, 021, 894 31 7, 627,196 30 4, 275, 894 56 7, 568, 277 47 4, 240, 365 33 7, 352, 087 94 4, 896, 900 30 7, 356, 899 33 4, 294,159 35 26, 090, 664 00 68, 916 00 26,154, 487 00 68, 915 00 26, 492, 810 00 62,203 00 26, 512, 780 00 58, 920 00 26, 510,127 00 49, 719 00 66, 320 02 75, 773 29 90, 616 73 46, 512, 901 24 45, 678,170 42 956, 085 53 623, 704 98 78, 460 46 106, 561 61 49, 783, 385 47 590, 619 23 97,343 02 71, 968 29 352,107 28 Individual deposits. U. S. deposits Dep'ts U.S.dis.officers 44,190, 819 03 449, 691 58 94, 819 22 45, 718, 937 51 503, 897 95 99, 584 84 Due to national banks Due to State banks... 2,112, 956 82 954, 503 04 2, 584, 252 79 918, 032 30 1, 762, 047 76 696,287 01 2, 750, 593 91 1, 008, 977 73 1, 702, 397 75 982, 941 67 Notes re-discounted.. Bills payable 302, 763 75 758, 279 90 375, 485 99 791,231 98 287, 238 74 706, 893 11 285, 877 07 710, 995 24 187, 748 85 622, 030 19 Total 120, 904, 395 76 122, 655, 714 50 122, 615, 000 67 123, 063, 502 49 CITY 47 banks. Capital stock 124, 920,147 59 OF N E W YORK. 47 banks. 47 banks. 47 banks. $53, 600, 000 00 $51, 250, 000 00 $50, 750, 000 00 $50, 750, 000 00 47 banks. $50, 750, 000 00 Surplus fund Undivided profits 15, 930, 323 56 9, 076, 530 41 15, 898, 610 84 6, 772,172 54 15, 881, 442 37 8, 093, 464 25 15, 786, 880 08 9, 765, 878 46 16, 006, 434 62 9, 096, 919 30 Nat'l bank circulation State bank circulation 20, 367, 710 00 73, 823 00 20,103,117 00 73, 705 00 19, 951, 990 00 54, 610 00 20, 398, 788 00 53, 256 00 22, 328, 624 00 53, 251 00 1, 202, 932 73 156, 039 -50 122, 253 65 202, 726 79 Individual deposits... 160, 298, 266 11 195, 632, 823 38 155, 846, 789 70 188, 285, 679 86 U. S. deposits 26,133, 086 93 42, 095, 890 02 249, 343, 958 11 223, 813, 792 91 Dep'ts U.S.dis.officers 167, 646 45 210, 539 98 156,231 75 197, 322 76 213, 354, 222 29 3, 877,135 25 157,193 21 Dividends unpaid 126,323 83 Due to national banks Due to State b a n k s . . . 63, 605,117 00 19, 454, 387 49 61,109, 208 73 21, 323, 712 29 Notes re-discounted.. Bills pay able 8, 000 00 8, 000 00 Total 55, 825, 444 97 73, 692, 943 82 20, 665, 963 56 24, 254, 730 93 368, 841, 214 78 415, 680, 712 51 576, 725, 934 21 607,121, 526 47 81, 915, 319 00 23, 098, 278 70 420, 840,104 16 24 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged CITY Resources. JANUARY 1. DECEMBER 6. Total OCTOBER 2. JUNE 14. APRIL 4. * 7 banks. 7 banks. 7 banks. Loans and discounts. Bonds for circulation. Bonds for deposits... U. S.bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due fromU. S. Treas OF A L B A N Y . 7 banks. 7 banks. 08 06 83 00 28 49 00 00 06 $5, 240, 391 51 1, 860, 000 00 1, 670, 000 00 1, 507, 300 00 227,002 22 1, 281, 661 75 379, 524 46 100, 356 55 352,183 55 3, 701 00 103, 883 57 127, 552 33 128, 264 58 99, 511 00 3,938 09 265, 621 48 455, 420 00 275, 000 00 86, 031 71 $5, 092, 502 79 1, 865, 500 00 1, 570, 000 00 1, 860, 350 00 225, 944 04 2, 798, 284 84 654, 242 41 140, 651 93 347, 500 00 5,987 00 183, 988 63 133, 350 43 170, 361 91 115, 960 00 2,937 54 273, 286 03 470, 347 00 355, 000 00 83, 714 26 $5, 988, 000 65 1, 810, 000 00 100, 000 00 1, 463, 500 00 213, 886 71 2, 926, 673 62 556, 804 43 142, 866 16 345, 500 00 2, 876 32 119, 714 43 113, 012 19 158, 460 21 75, 444 00 4, 094 00 234,280 55 532, 861 00 385, 000 00 86, 832 71 14, 357. 605 24 14, 227, 343 80 16, 349, 908 81 15, 259, 806 98 $6, 340, 627 21 1, 860, 000 00 980, 000 00 1,386,600 00 230, 292 91 2, 309, 743 32 592, 947 38 131, 241 67 331, 682 63 6, 000 00 205, 318 44 100, 046 13 109, 804 99 89,484 00 2, 488 21 137, 871 97 465,947 00 455, 000 00 93, 756 06 $5, 689, 812 39 1, 860, 000 00 1, 080, 000 00 1,118,100 00 230, 292 91 1, 634, 490 41 602, 318 58 110, 816 52 331,682 63 15, 828, 851 92 168, 673 109, 673 158, 510 102, 278 2, 842 172, 056 504, 808 385, 000 96, 250 NEW JERSEY. Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit. D u e from IT. S. T r e a s . Total 68 b a n k s . 69 b a n k s . 69 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res've agts. Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid 45 00 00 00 53 29 52 46 97 93 48 32 $23,140, 681 12, 474, 850 1, 247,150 1, 310, 050 533, 812 4, 722, 802 1,100, 629 205, 544 2, 017, 677 182, 507 104,152 516, 623 00 50 00 00 00 56 507, 817 00 11, 732 45 714,198 35 1, 689, 841 00 110, 000 00 596, 468 80 444, 235 10, 291 576, 001 1, 569, 247 60, 000 582, 793 49 477, 849 47 50, 415, 621 55 $22, 077,110 SO 12 616, 350 00 393, 000 00 1 230, 550 00 656. 003 15 4, 944; 878 91 1 037, 293 58 229, 543 44 1 985, 040 62 269, 448 02 170, 937 18 575, 766 71 476, 927 11, 578 533,194 1 552,128 110, 000 608, 099 $22, 293, 492 12, 566, 350 393, 000 1,160, 400 647, 520 5, 428, 733 1, 083,115 227, 440 1, 972, 648 111,064 132,122 769, 675 68 b a n k s . 68 b a n k s . 03 00 00 00 25 24 19 97 11 67 20 33 $22, 754, 689 12, 459, 850 933, 200 2,150, 500 494,460 5, 017, 475 1, 031, 908 196, 517 2, 031,133 255, 484 117,115 558, 038 00 19 55 00 * 00 39 50, 799, 048 12 487, 862 11,113 602, 081 1,515,796 40, 000 576, 548 70 00 00 00 58 14 65 86 48 13 47 71 $23, 732, 094 12, 393, 350 300, 000 2, 139, 050 495,102 5, 050; 631 1, 030, 003 234, 642 2, 008, 365 184, 250 100, 639 503, 448 04 00 00 00 68 41 79 40 74 08 98 11 00 84 93 00 00 44 501, 274 9,397 597, 670 1, 649, 810 10, 000 588, 866 00 21 25 00 00 59 51, 233, 775 93 51, 528, 596 28 | PENNSYLVANIA. 182 banks. Loans and discounts $42, 702, 762 21 Bonds for circulation. 26, 360, 950 00 605, 000 00 Bonds for deposits... XT. S. bonds on hand.. 1, 931, 600 00 Other stocks and b'ds 3, 427, 675 52 4, 489, 763 51 Due from res've ag'ts 1, 355,166 39 Due from nat'lbanks 717, 889 04 Due from State banks 3, 067, 986 01 Real estate, &c 290, 645 10 Current expenses 405, 836 71 Premiums paid 509, 837 29 Cash items Clear'g-house exch'gs 796, 869 00 Bills of other banks.. 42, 395 47 Fractional currency. 1,144, 825 04 Specie . . . . Legal-tender notes .. 3, 421, 276 00 80, 000 00 TJ. S. cert's of deposit Due froniU. S. Treas. 1,211,520 37 Total 92,561,997 66 182 banks. 182 banks. 182 b a n k s . 182 b a n k s . $42, 462, 971 09 26, 385, 950 00 605, 000 00 1, 916, 400 00 3, 349, 225 18 4, 293,188 48 1, 661, 984 05 837, 095 86 3, 200, 209 62 247, 478 73 392, 351 09 572, 928 28 $43, 693, 851 45 26,110, 950 00 799, 000 00 2,197, 650 00 3, 600, 864 92 5, 910, 963 55 2, 015, 737 37 867, 895 53 3,165, 575 83 545, 068 94 294,144 88 626, 729 70 $42, 811, 494 52 26, 258, 000 00 610, 000 00 2, 666, 500 00 3, 672, 584 85 5, 624,155 70 1, 919, 281 36 860, 735 04 3,205,290 02 306, 285 43 266, 725 42 527, 885 82 $43,129, 940 62 26, 374, 800 00 580, 000 00 2, 583, 650 00 3, 867,170 57 7, 402, 610 73 1, 870, 213 05 740, 406 87 3, 257, 493 24 484, 360 15 269, 279 03 611, 276 51 820, 771 00 47, 380 38 1, 280 878 42 3, 465] 081 00 85,000 00 1, 222, 969 80 938, 666 00 49, 832 91 1, 422, 662 30 d, 717, 933 00 75, 000 00 1,195, 059 30 825, 347 00 41, 858 88 1, 667, 364 71 2, 987] 152 00 70, 000 00 1,210,277 68 92, 846, 862 98 97, 227, 585 68 95, 530, 938 43 852, 494 41, 638 1 524, 870 3', 261, 792 60, 000 1, 211, 819 00 36 28 00 00 64 98,123, 815 05 REPORT OF THE COMPTROLLER OF THE CURRENCY. 25 by States and reserve cities—Continued. CITY Liabilities. OF A L B A N Y . JANUARY 1. DECEMBER 6. APRIL 4. JUNE 14. OCTOBER 2. 7 banks. 7 banks. 7 banks. 7 banks. $2, 000, 000 00 $2, 000, 000 00 $2, 000, 000 00 $2, 000, 000 00 $1, 800, 000 00 Surplus fund Undivided profits 1, 445, 000 00 221, 785 79 1, 445, 000 00 210,377 79 1, 420, 000 00 134,178 58 1, 420, 000 00 170, 850 79 1, 420, 000 00 167, 920 83 STat'l bank circulation State bank circulation 1, 607, 890 00 1, 606, 040 00 1, 597,190 00 1, 588, 290 00 1, 455, 690 00 Capital stock Dividends unpaid 2, 961 50 7 banks. 12,417 50 8,055 50 1, 689 50 16, 362 50 Individual deposits - U. S. deposits Dep'ts U.S.dis. officers 6, 371,132 72 933, 692 85 11,428 12 5,148,165 79 1, 052, 589 31 13,154 00 5, 025,172 02 1, 537, 368 35 2,921 57 7, 284, 671 16 1, 283, 492 47 9,153 60 6, 938, 993 81 70, 566 85 9,466 30 Due to national banks Due to State banks... 2, 593, 390 42 641, 570 52 2,221,506 48 648, 554 37 1, 889, 703 32 612, 754 46 1, 967, 556 61 624, 204 68 2, 735, 981 21 644, 825 48 15, 828, 851 92 14, 357, 605 24 14, 227, 343 80 16, 349, 908 81 15, '49, 806 9 8 ]N"otes re-discounted Bills payable Total NEW JERSEY. Capital stock Surplus fund Undivided profits N a t ' l b a n k circulation State bank circulation 69 b a n k s . 69 banks. 68 banks 68 b a n k s $13, 833, 350 00 $13, 783, 350 00 $13, 545, 350 00 $13,445, 350 00 $13, 445, 350 00 3, 721, 681 09 1, 655, 689 60 3, 704, 836 51 1, 292, 275 65 3, 725,178 58 1, 402, 553 92 3, 825, 301 87 1, 631, 415 20 3, 680, 326 93 1, 389,104 14 11,180, 511 00 32, 233 00 11,152, 931 00 26, 931 00 11, 055, 796 00 21, 311 00 11, 050, 242 00 18, 311 00 11, 044, 283 00 17,134 00 68 banks. 39, 673 31 317, 210 70 76, 571 83 37, 681 66 75, 224 12 Individual d e p o s i t s . . U. S. deposits D e p ' t s U.S.dis.officers 16, 805, 635 85 171, 735 32 10, 021 25 18, 437, 461 36 170, 619 68 5,063 20 17, 714, 298 87 1,187, 306 22 13, 073 31 17, 963, 234 51 1, 076, 340 63 4,535 40 19, 757, 311 30 210, 910 33 7,484 19 D u e to national banks Due to State b a n k s . . . 1, 663, 757 31 225,109 61 1, 226, 652 27 170, 633 70 1, 623, 231 25 195, 441 92 1, 595, 883 95 263,154 73 1, 650, 984 28 176,170 08 Notes re-discounted.Bills payable 51, 752 13 86, 700 00 58, 956 48 68, 700 00 74, 545 58 164, 389 64 96, 935 34 225, 389 64 38, 924 27 35, 389 64 49, 477, 849 47 50, 415, 621 55 50, 799, 048 12 51, 233, 775 93 51,528,596 •?8 Dividends unpaid Total PENNSYLVANIA. Capital stock Surplus fund. Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 182 b a n k s 182 b a n k s 182 banks. 182 b a n k s $28, 543, 840 00 $28, 548, 840 00 $28, 431, 240 00 $28, 452, 740 00 $28, 473, 640 00 7, 343, 004 12 1, 680, 753 80 7 309, 342 55 1 705, 990 68 7, 285,197 95 2,166, 242 02 7, 247, 665 77 1, 777, 832 46 7, 228, 914 16 2, 224, 285 55 23,181, 592 00 40, 452 00 23 300, 033 00 40, 427 00 23,108, 653 00 40, 404 00 23,117,108 00 40, 356 00 23, 279, 409 00 33, 949 00 182 banks. 162, 662 52 201, 534 47 84, 382 32 162, 687 85 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 29, 413, 741 51 310, 658 42 10, 212 63 29, 531, 728 14 338, 490 62 16, 828 13 33, 757, 985 67 543, 304 81 8, 891 26 32, 286, 222 27 357, 428 53 10, 609 86 35,144, 605 20 375, 309 48 6, 617 71 Due to national banks Due to State banks... 1,461,698 74 192, 431 14 1 470, 951 11 180, 549 72 1, 406, 420 84 234,158 76 1, 755, 484 89 227, 858 16 1, 048, 923 62 183,174 83 Notes re-discounted.. Bills payable 50, 950 78 170, 000 00 67, 647 56 134, 500 00 39, 205 05 121, 500 00 51, 944 64 43, 000 00 9, 745 82 12, 490 28 92, 561, 997 66 92 846, 862 98 97, 227, 585 68 95, 530, 938 43 98,123, 815 05 Total 102, 750 40 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged CITY Resources. Loans and discounts Bonds for circulation. Bonds for deposits... U. S. bonds on hand . Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U. S. Treas. Total OF PHILADELPHIA. DECEMBER 6. JANUARY 1. APRIL 4. JUXE 14. OCTOBER 2. 31 b a n k s . 31 b a n k s . 31 b a n k s . 31 b a n k s . 31 b a n k s . $41, 344, 347 13, 703, 700 250, 000 2, 555, 350 1, 767, 723 3, 882, 088 2, 427, 324 461,094 2, 643, 631 149, 948 374, 313 301, 303 4,106, 492 1,138, 458 24, 259 2, 497, 002 4, 254, 719 4, 065, 000 664, 272 54 $41, 029, 766 57 $43, 627, 511 79 $44, 753, 465 03 $45, 969, 593 48 14,130, 700 00 13,703,700 00 13, 728, 500 00 13, 728, 700 00 00 250,000 00 250, 000 00 250, 000 00 250, 000 00 00 3, 638, 900 00 3, 018, 200 00 2, 555,150 00 3, 512, 300 00 00 2, 003, 512 49 1, 805, 635 94 1, 766, 490 60 1, 877, 954 55 43 5, 543,173 96 3, 756,165 81 4, 059, 447 93 4,197, 600 94 84 2, 600, 402 62 2, 214, 346 43 2, 633, 060 04 2, 755, 464 11 12 534, 861 00 327, 599 34 520, 200 31 567, 977 93 54 2, 714, 221 26 2, 674, 602 56 2, 643, 641 99 2,721,239 69 39 558, 098 44 557, 423 21 238, 212 19 189,921 06 92 290, 363 48 316, 427 28 370, 850 69 305,173 63 06 423, 806 91 293 645 58 481, 881 04 326, 843 27 47 6, 017, 784 00 4, 959, 272 46 5, 967,136 39 5,169, 994 14 30 845, 946 00 535, 308 00 1, 223, 439 00 972, 998 00 00 24,021 35 26,114 56 27, 618 28 25, 405 86 97 3, 028, 529 43 3,172, 208 33 3,138, 594 62 3, 214, 277 52 79 4, 026, 561 00 3,114, 013 00 5, 490, 674 00 3, 307, 029 00 00 5, 880, 000 00 3, 705, 000 00 3, 615, 000 00 5,125, 000 00 00 680, 913 49 666, 559 37 681, 589 94 639, 579 37 15 86, 611, 029 52 90, 396, 453 59 88, 748, 533 66 93, 640, 924 10 99,161, 388 91 CITY OP PITTSBURGH. 22 banks. 22 banks 22 banks. 22 banks Loans and discounts. $16, 780, 086 92 6, 564, 500 00 Bonds for circulation. 295, 950 00 Bonds for deposits . . 761, 000 00 TJ. S. bonds on hand.. 543, 667 30 Other stocks and b'ds 1, 772, 408 96 Due from res've ag'ts 628,122 93 Due from nat'l banks 246, 454 86 Due from State banks 1, 479, 544 03 Real estate, &c 104, 486 05 Current expenses 88, 911 10 Premiums paid 123, 798 12 Cash items 465, 008 48 Clear'g-house exch'gs 597, 557 00 Bills of other banks.. 15, 832 49 Fractional currency. 356, 036 63 Specie Legal-tender notes - - 2, 079,110 00 XT. S. cert's of deposit 317, 589 97 Due from U. S. Treas. $17,164, 328 61 6, 564, 500 00 330, 700 00 759, 350 00 521,162 12 1, 216, 082 03 666,152 63 230,177 17 1, 534, 535 23 54, 839 71 78, 584 01 152, 444 72 600,160 11 395, 793 00 15, 979 40 486, 710 47 2, 272, 473 00 $17, 270, 264 89 7, 099, 500 00 717, 750 00 981, 800 00 837, 627 39 1, 402, 284 74 650, 595 91 197, 747 17 1, 542, 809 29 142, 816 06 71, 221 40 158, 431 62 656, 966 63 260, 273 00 14,153 10 524, 077 80 1, 959, 004 00 $17 199, 339 06 7, 359, 500 00 440, 050 00 717, 900 00 835, 938 60 1 777, 222 14 726, 668 57 170, 725 51 1 596, 220 73 99, 777 83 64, 444 41 131, 678 16 517,515 98 292, 635 00 13, 402 80 462, 655 83 1 723, 496 00 $17,460, 915 47 7, 404, 500 00 250, 000 00 509, 500 00 668,187 39 2, 291, 745 11 934, 068 11 228, 083 80 1, 634, 468 53 161,128 04 59 839 25 151, 281 59 660, 310 61 364, 485 00 10, 324 49 486,120 66 2, 293, 408 00 314, 959 75 415, 668 65 364, 829 13 357, 574 90 33, 220, 064 84 33, 358, 931 96 34, 902, 991 65 34 493, 999 75 35, 925, 940 95 22 banks. Total DELAWARE. 14 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits -. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie > Legal-tender notes - TJ. S. cert's of deposit. Due from U. S. Treas Total 14 b a n k s 14 b a n k s 14 b a n k s 14 b a n k s $2, 995, 293 1, 613, 200 60, 000 19, 900 165, 508 346, 941 101, 552 26, 018 188, 951 21, 958 18,141, 58,134 01 00 00 00 37 43 35 75 91 99 09 36 $3, 016, 023 1, 613, 200 60, 000 19, 900 165, 508 276, 749 141, 427 50, 747 188, 923 24, 588 18, 053 76,124 42 00 00 00 37 14 76 80 04 31 59 28 $2, 813, 928 1, 630, 200 60, 000 44, 350 186, 900 411, 424 98, 382 57, 722 214, 386 20,145 13, 563 54, 055 55 00 00 00 21 81 58 51 47 62 74 02 $2, 788, 247 1, 630, 200 60, 000 58, 400 185, 900 540, 218 146,179 46,103 215, 900 24,121 23, 598 75, 302 40 00 00 00 21 85 41 12 22 04 74 79 $2, 847, 393 1, 630, 200 60, 000 155. 250 181, 885 683, 000 72, 610 49,431 216, 242 21, 293 24,549 67, 579 94 00 00 00 21 99 15 78 25 72 50 43 39, 910 1, 450 94, 696 155, 014 40, 000 75, 278 00 97 46 d0 00 75 50, 336 1,038 147, 004 141, 931 30, 000 76, 578 00 70 54 00 00 75 153, 133, 30, 73, 62, 868 931 395 078 000 278 00 72 68 00 00 75 56, 447 902 154 574 122^ 248 30,000 79, 870 00 17 69 00 00 69 61, 502 817 150, 095 107, 289 30-, 000 78, 277 00 67 17 00 00 65 6, 021, 950 44 6, 098,134 70 6, 058, 611 66 6, 238, 214 33 6, 437, 418 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. 27 ly States and reserve cities—Continued. CITY OF P H I L A D E L P H I A . Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 6. JANUARY 1. JUNE 14. APRIL 4. 31 banks. 31 banks. 31 banks. 31 banks. $16, 843, 000 00 $16, 843, 000 00 $16,793,000 00 $16,793,000 00 7, 308, 691 42 959, 504 64 7, 319, 278 47 1,185, 997 03 7, 338, 390 90 1, 718, 668 84 7, 418, 553 89 1, 037,164 64 11, 825, 368 00 13, 745 00 11, 796, 676 00 13, 745 00 11, 979, 936 00 12, 260 00 11, 901,460 00 7, 535 00 OCTOBER 2. 31 banks. $16,793,000 00 7, 431, 639 07 1, 620, 466 23 12,326,683 00 7,535 00 82, 305 80 55, 631 00 59, 202 51 37,129 61 Individual deposits. -. U. S. deposits Dep'ts U.S.dis. officers 40, 763, 820 85 196,404 61 43,816,417 68 195, 926 22 40,179, 380 90 200, 478 97 44, 868, 879 99 201, 387 14 48, 459, 301 89203, 741 86 Due to national banks Due to State banks... Notes re-discounted Bills payable 6, 685, 682 00 1, 872, 507 20 7, 219, 985 82 1, 889, 796 37 8,169, 487 82 2, 258, 418 48 8, 592, 640 93 2, 701,100 00 Total 38, 511 75 9, 716, 440 87 2, 505, 451 3& 60, 000 00 60, 000 00 60, 000 00 60, 000 00 60, 000 00 86, 611, 029 52 90,396,453 59 88, 748, 533 66 93, 640, 924 10 99,161, 388 91 CITY OP PITTSBURGH. 22 banks. 22 banks. 22 banks. 22 banks. $10, 350, 000 00 $10, 350, 000 00 $9, 755, 750 00 22 banks. $9, 812, 300 00 $9, 850, 000 00 Surplus fund Undivided profits 2, 959,122 78 441, 206 57 2, 959, 643 00 392, 497 87 2, 941, 079 45 538,101 98 2, 944, 616 72 562, 423 84 2, 968, 060 46 576, 840 30 X a t ' l b a n k circulation State b a n k circulation 5, 765, 598 00 5, 827, 518 00 6,149, 028 00 6, 462, 088 00 6, 421, 948 00 Capital stock 53, 765 75 102,417 75 50, 064 75 46, 351 50 61, 720 50 Individual d e p o s i t s . . . U. S. deposits Dep'ts U.S.dis.officers 11, 692, 013 55 112, 601 71 158, 403 24 11, 804, 754 67 178, 481 17 179, 803 66 12, 849, 062 22 618, 318 60 145,912 50 12, 305, 975 74 276, 911 18 191, 525 22 13, 033, 222 44 106, 981 20 94, 974 15 Due to national b a n k s Due to State b a n k s . . . 910, 417 87 766, 935 37 807, 834 96 745,'980 88 955,650 33 924, 757 66 1, 705, 736 27 1, 074, 540 87 Notes re-discounted.. Bills payable 10, 000 00 10, 000 00 Dividends unpaid Total 1, 010, 907 02 818, 767 13 26, 000 00 11, 399 56 6, 916 76 25, ooo oa 33, 220, 064 84 33, 358, 931 96 34, 902, 991 65 34, 493, 999 75 35, 925, 940 95 DELAWARE. 14 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 14 banks. 14 banks. 14 banks 14 banks. $1, 763, 985 00 $1, 763, 985 00 $1, 763, 985 00 $1, 763, 985 00 $1, 763, 985 00 454, 516 86 129,143 44 454, 962 46 145, 872 38 458, 372 32 104, 942 30 458, 372 32 142, 570 38 463, 436 108,190 55 1,411,830 00 6,639 00 1, 413, 640 00 6,639 00 1, 446, 870 00 6,639 00 1, 438,189 00 6,639 00 1, 437, 059 oa 6,639 00 8,480 70 7,375 55 9,840 00 8,867 90 10, 263 45- Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 1, 965, 826 27 31, 746 56 3,607 98 1, 997,192 51 44, 669 86 8,957 85 1, 987, 993 58 37, 327 13 7,607 03 2, 037, 813 23 34, 497 93 8,111 09 2, 400, 817 81 47, 621 6,854 64 Due to national banks Due to State banks... 227, 646 16 12, 528 47 239, 098 08 9,742 01 206, 386 78 7,648 52 298, 247 45 9,921 03 166, 942 54 15, 608 49 Notes re-discounted Bills payable Total 6,000 00 6,000 00 21, 000 00 6, 021, 950 44 6, 098,134 70 6, 058, 611 G6 31,000 00 10, 000 00 6, 238, 214 33 6, 437,418 46 • 28 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878? arranged M AR YL Eesources. DECEMBER 6. 18 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits... XT. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from U. S. Treas. Total 65, 509 3, 304 94, 892 322, 409 10,000 92,442 00 15 00 00 00 50 7, 670, 612 48 JUNE 14. APRIL 4. JANUARY 1. 19 banks. 19 b a n k s . 18 b a n k s . $3, 473, 441 05 2, 066, 550 00 100, 000 00 345,400 00 236, 732 95 348, 355 12 214, 896 43 20, 093 05 190,920 23 33, 669 60 8, 608 95 43, 388 45 AND. $3, 431,142 2, 016, 550 100,000 400, 650 224, 325 350,811 257, 516 17, 022 190, 236 8, 472 6, 282 33,288 53 00 00 00 45 93 03 82 28 79 85 87 $3, 505,115 15 2, 066, 550 00 105,500 00 439, 850 00 250, 941 67 418, 715 32 188, 086 26 38, 488 71 192, 398 86 35, 982 38 9, 309 01 42,194 51 89, 604 2,983 105, 709 351, 688 10,000 89, 879 00 53 06 00 00 22 67, 838 2, 688 127, 866 315,432 7,686,163 36 $3, 551, 727 84 2, 066, 550 00 103,100 00 429, 550 00 247, 875 55 369, 370 26 141, 913 51 28, 590 74 189, 060 86 38, 566 08 9, 267 76 34, 920 73 63, 971 00 2,488 15 148,297 13 324,483 00 00 10 79 00 OCTOBER 2. 19 banks. $3,441,783 57 2, 091, 550 00 100, 000 00 489, 200 00 259, 528 55 749, 042 29 356, 940 97 76, 682 19 193,337 97 42,683 15 6,167 58 . 35, 216 80 68, 601 66 2,182 07 119,592 98 292, 806 00 93, 491 87 93, 839 50 94, 642 30 7, 900, 448 63 7, 843, 572 11 8, 419, 957 42 CITY OF BALTIMORE. 14 banks Loans and discounts. Bonds for circulation. Bonds for deposits... TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie . . . . Legal-tender notes . . U. S. cert's of deposit. Due fromU. S. Treas. Total 14 banks. 14 banks. 14 banks. 14 banks. $18, 044,172 72 $17, 364, 834 89 6,184, 000 00 6,184, 000 00 200, 000 00 200, 000 00 1, 214, 000 00 1, 214, 000 00 503,164 30 440, 325 25 2,135, 787 42 1, 861, 630 54 600, 093 74 682, 507 85 121, 416 69 132,993 14 615, 069 71 616, 729 71 172, 650 92 58, 587 43 61, 331 55 60, 025 18 67,169 55 99, 338 65 1, 292, 691 46 1, 328, 372 83 305, 705 00 450, 795 00 2, 729 37 4,606 59 336,151 57 544, 719 88 1,104, 298 00 911,135 00 1, 205, 000 00 900, 000 00 288, 672 50 282,172 50 $17, 850, 847 16 $17, 986, 302 61 6, 284, 000 00 484, 000 00 200, 000 00 200, 000 00 1 293, 000 00 1, 709, 000 00 395, 436 07 387, 684 69 1, 345, 319 05 2 195, 728 98 497, 228 69 561, 370 3 3 153, 804 16 149,197 06 636, 229 71 638, 759 60 127, 462 21 166, 205 71 43, 209 36 64, 585 30 34, 844 60 41,154 27 984, 449 91 1 134, 308 03 437, 682 00 309,150 00 3, 792 97 3,047 28 658, 003 60 647, 773 92 1, 088, 218 00 786,175 00 1 365, 000 00 1, 500, 000 00 290, 627 50 301, 435 00 $19, 067, 256 74 6, 602,100 00 200, 000 00 1, 020, 000 00 330, 907 63 • 2,171,884 43 754, 947 85 156, 901 06 593, 387 09 137, 306 95 67, 861 90 39, 979 10 1, 973,183 45 338, 355 00 3,652 41 589, 873 51 1,103,189 00 1, 895, 000 00 301, 087 00 33, 529, 937 44 34,240,354 99 , 34,714,877 78 37, 346, 873 12 34, 260, 941 50 DISTRICT OF COLUMBIA. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. Loans and discounts. Bonds for circulation. $268,083 50 250, 000 00 $257,267 53 250, 000 00 $219, 594 87 250, 000 00 $231, 460 15 250, 000 00 $222, 338 45 250, 000 00 TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses 200, 000 00 19,335 00 64, 378 76 19, 405 57 100 00 17, 950 00 4, 923 17 200, 000 00 19,335 00 56, 513 89 10, 962 03 2,140 18 17, 950 00 120 16 17, 950 00 3,107 32 244, 000 00 19, 335 00 78, 700 89 26, 022 22 5, 357 28 17,950 00 4, 937 36 250, 000 00 15,930 00 103,141 49 16, 957 07 3, 060 76 17, 950 00 2, 928 51 Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from TJ. S. Treas. 3, 596 45 13, 285 07 3, 933 39 8, 813 73 18,921 00 26 04 34, 566 00 98, 000 00 7, 373 00 9 00 33, 295 00 78, 000 00 Total 5, 582 00 9 04 22, 606 00 74, 500 00 4, 636 99 34, 866 63, 000 00 04 00 00 200, 000 19, 335 101, 758 23, 256 00 00 98 41 11, 250 00 11, 250 00 11. 250 00 961, 719 49 941, 424 90 1, 001, 699 01 11,250 00 1, 016, 503 63 6, 758 00 20, 896 16 33, 259 105, 000 00 95 00 00 11, 250 00 1, 059, 486 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 29 by States and reserve cities—-Continued. MARYLAND. DECEMBER 6. Liabilities. Capital stock . Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. TJ. S. deposits Dep'tsU.S.dis.offieers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total. 18 b a n k s . JUNE 14. 18 banks. $2,181, 700 00 $2, 281, 700 00 661, 514 37 221,402 36 662, 086 63 148, 517 10 668, 086 63 220, 985 07 1, 793, 890 00 1, 796, 855 00 1, 790, 370 00 2, 409 00 2,409 00 2, 406 00 42, 642 69 57, 995 77 35, 285 03 2, 462, 45, 7, 98, 16, 984 074 537 072 531 19 banks. 19 b a n k s . $2,181, 700 00 59 56 54 51 04 2, 483, 288 86 52, 285 76 17, 992 15 137,172 51 23,606 81 2, 578, 843 52 53,145 37 14, 526 09 98, 702 50 23,738 58 34,170 28 102, 683 54 17, 658 78 104, 594 99 31, 217 29 101,442 55 $2, 281, 700 00 668, 086 63 242, 069 72 1, 821,582 00 2, 401 00 25, 049 78 OCTOBER 2. 19 banks. $2, 281, 700 00 674, 991 38 203, 543 16 1, 838,115 00 2, 380 00 31,573 37 2, 489,547 23 50, 219 28 26, 267 34 3,117, 084 49 14, 531 13 35, 310 25 82, 552 82 28, 804 83 892 78 23, 740 79 22, 202 53 103, 088 95 7, 670, 612 48 | 7, 686,163 36 | 7, 900, 448 63 7, 843, 572 11 114,1 8, 419, 957 42 C I T Y OF B A L T I M O R E . 14 banks. 14 banks. 14 banks. 14 b a n k s . 14 b a n k s . $10, 633, 310 00 $10, 633, 310 00 $10, 533, 260 00 $10, 533, 260 00 $10, 513, 260 00 Surplus fund Undivided profits 2, 325, 968 37 769, 896 80 2, 322, 371 48 469, 730 95 2, 293, 256 21 844,442 76 2, 298,114 82 950, 365 66 2, 313, 575 56 805, 246 67 N a t ' l b a n k circulation State b a n k circulation 5, 317, 238 00 59, 912 00 5,302,488 00 5, 297, 851 00 59, 744 00 5, 293, 401 00 59, 699 00 5, 531,141 00 59, 509 00 Capital stock . Dividends unpaid 68, 601 57 Individual deposits . . U. S. deposits D e p ' t s U.S.dis. officers 12, 662, 934 06 104, 680 31 D u e to national b a n k s D u e to State b a n k s . . . 1, 941, 233 10 377,167 29 34, 260, 941 50 59, 761 00 64, 617 73 69, 635 60 62, 394 11 12, 913,136 50 104, 078 31 13, 319, 019 33 105, 682 31 14, 819, 206 85 112, 041 31 1, 571, 883 53 482, 915 92 1, 858, 863 04 270, 905 44 1, 767, 924 66 317, 775 40 2, 727, 659 16 402, 839 46 33, 529, 937 44 34, 240,154 99 34, 714, 877 78 37, 346, 873 12 281, 741 69 12, 286, 819 73 118, 915 14 'Notes re-discounted.. Bills payable Total . DISTRICT OF COLUMBIA. Capital stock Surplus fund Undivided profits !Nat'l bank circulation State bank circulation Dividends unpaid 1 bank. 1 bank. 1 bank. 1 bank. $252, 000 00 $252, 000 00 $252, 000 00 $252, 000 00 $252, 000 00 53, 000 00 39, 339 20 54, 000 00 23, 415 44 54, 000 00 33, 266 95 54, 000 00 41, 954 25 55, 000 00 35, 703 27 210,100 00 209, 400 00 220, 700 00 217, 600 00 216, 000 00 1 bank. 1,168 00 11, 248 00 1,248 00 1,248 00 1,376 00 Individual deposits .. U S deposits Dep'tsU.S.dis.officers 401, 233 46 381, 413 88 434, 656 42 445, 347 37 494,106 20 Due to national banks Due to State banks... 3, 084 42 1, 794 41 9, 280 28 667 30 4,302 24 1, 525 40 4,271 60 82 41 5,300 76 961, 719 49 941, 424 90 1, 001, 699 01 1, 016, 503 63 1, 059, 486 23 5sTotes re-discounted Bills pavable . . . . Total 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged CITY Resources. DECEMBER 6. 5 banks. Loans and discounts $1, 490, 243 85 830,000 00 Bonds for circulation 100, 000 00 Bonds for deposits... 30,900 00 U. S. bonds on hand.. 61, 604 16 Other stocks and b'ds 235, 520 91 Due from res've ag'ts. 85,887 06 Due from nat'lbanks 3, 621 30 Due from State banks 445, 989 46 Heal estate, &c 37, 939 73 Current expenses 6, 942 88 Premiums paid 28, 566 46 Cash items Clear' g-house exch'gs Bills of other banks -. 9, 211 00 Fractional currency. 7, 584 68 Specie 57, 653 83 Legal-tender notes .. 194, 602 00 U. S. cert's of deposit. 15, 000 00 Due from TJ. S. Treas. 36,750 00 Total 3,678,017 32 OP W A S H I N G T O N , JANUARY 1. 5 banks. APRIL 4. 5 banks. JUNE 14. 5 banks. OCTOBER 2. 5 banks. $1, 412, 223 32 830, 000 00 100, 000 00 21, 000 00 61, 639 14 123, 457 54 56,899 13 4,429 70 446,251 96 10, 873 45 6, 968 32 36,269 90 $1, 258,169 51 830, 000 00 100, 000 00 154, 500 00 55, 671 24 224, 952 65 62,411 09 6,185 78 445, 821 31 22, 764 64 5, 727 66 33, 208 97 $1, 249, 205 13 830, 000 00 100, 000 00 258,150 00 59,137 05 117, 032 75 64, 591 15 8, 608 19 445, 528 46 34, 234 49 5, 533 08 37, 438 86 $1, 257, 530 06 830, 000 00 100, 000 00 140, 750 00 73, 275 48 165, 664 67 74, 558 90 4,127 38 458, 009 46 21, 884 10 5, 781 45 57, 407 70 12,121 00 6,071 57 244, 664 44 256,160 00 15, 000 00 37, 350 00 9, 018 00 6, 510 25 254, 378 75 277,458 00 15, 000 00 36, 750 00 >, 943 00 5, 998 61 174, 083 25 363, 765 00 23,151 00 7,420 66 212, 931 74 331, 848 00 87, 350 00 37, 350 00 3, 681, 379 47 3, 798, 527 85 3, 848, 599 02 3, 801, 690 60 17 banks. 17 banks. VIRGINIA. 18 banks. Loans and discounts. $6, 440, 594 39 Bonds for circulation. 2, 357,350 00 525,000 00 Bonds for deposits .. 224,200 00 IT. S. bonds on hand.. 147, 285 12 Other stocks and b'ds 761,269 54 Due from res've ag'ts. 233,731 56 Due from nat'l banks. 183,416 91 Due from State banks 351, 546 77 Real estate, &c 114, 202 63 Current expenses 88,141 97 Premiums paid 180,433 69 Cash items Clear'g-house exch'gs 199, 287 00 Bills of other banks.. 7, 319 76 Fractional currency. 86,307 85 Specie 645, 246 00 Legal-tender notes... U. S. cert's of deposit. 112, 706 92 Due from U. S. Treas. Total 12, 658, 040 11 18 banks. 17 banks. $6, 818,157 30 2, 357, 350 00 525, 000 00 223, 600 00 142, 078 60 539, 515 07 197, 526 37 134, 052 30 350, 231 44 * 36,455 80 79, 204 76 204, 798 48 $6,162, 576 78 2, 333, 350 00 525, 000 00 289, 550 00 196, 597 81 697, 983 69 182, 502 71 181,198 90 336, 918 64 64,133 85 57, 978 75 155, 826 93 $6, 373, 917 95 2, 403, 350 00 525, 000 00 243, 600 00 170,140 28 443, 849 93 195,173 47 184, 278 26 342, 208 59 96, 859 14 24, 510 00 221,750 93 $6, 582, 381 63 2, 553, 350 00 525, 000 00 109,100 00 168, 368 03 849, 520 94 191,280 24 184, 298 93 349, 865 30 69, 840 52 25, 666 40 184, 934 11 248, 016 00 5, 514 86 110, 328 56 713, 946 00 212, 966 00 5, 912 53 149,194 66 595, 536 00 128, 500 00 4, 973 45 125, 729 95 482, 425 00 169, 255 00 2, 785 15 117, 576 72 527, 427 00 124, 399 45 107, 232 30 109, 683 50 124, 468 46 12, 810,174 99 12, 254,459 55 12, 075, 950 45 12, 735,118 43 WEST VIRGINIA. 15 banks. Loans and discounts. $2, 265, 585 59 Bonds for circulation. 1, 489, 000 00 Bonds for deposits 26, 400 00 TJ. S. bonds on hand.. 47, 452 21 Other stocks and b'ds 223, 614 11 Due from res've ag'ts 132, 260 74 Due from nat'l banks 60, 000 13 Due from State banks • 186,027 40 Real estate, &c 40, 221 27 Current expenses 14, 658 54 Premiums paid 10, 658 41 Cash items Clear'g-house exch'gs 76, 661 00 Bills of other banks.. 3,319 95 Fractional currency . 52, 279 79 Specie 321, 582 00 Legal-tender notes .. TJ. S. cert's of deposit. 73,175 00 Due fromU. S. Treas. Total 5, 022, 896 14 15 banks. $2, 286, 811 26 1, 489, 000 00 15 banks. 15 banks. $2, 375, 042 74 1, 496, 000 00 $2, 383, 861 70 1, 496, 000 00 $2, 381,791 51 1, 509, 000 00 15 banks 34, 800 00 47, 452 21 161,846 61 179, 558 90 37,173 95 180, 050 40 37, 824 24 14, 833 37 9,921 24 73, 250 00 30, 720 00 112, 826 07 96,170 66 35, 574 77 191, 857 29 28, 387 45 10, 541 98 13, 541 V>, 88, 250 00 30, 220 00 105,138 50 150, 733 05 22, 281 69 195, 462 76 29, 652 23 13, 383 10 15, 785 50 48, 850 00 48, 390 61 250, 486 40 217, 437 63 25, 886 94 194,102 75 25, 658 70 17, 396 17 17, 644 72 71,314 00 2, 848 35 84, 370 78 286, 469 00 23,166 00 3,170 31 85, 656 73 205, 550 00 36, 386 00 3,068 23 81 208 63 165, 448 00 71, 926 00 2, 741 27 76 938 69 252, 571 00 74, 549 43 64, 593 70 59, 530 34 72, 025 34 5, 004, 823 74 4, 840, 048 82 4, 876, 409 73 5, 212, 847 73 REPORT OF THE COMPTROLLER OF THE CURRENCY. 31 by States and reserve cities—Continued. CITY OF WASHINGTON. Liabilities. DECEMBER 6. JANUAltY 1. APKIL 4. JUNE 14. OCTOBER 2. 5 banks. 5 banks. 5 banks. 5 banks. $1,125, 000 00 $1,125, 000 00 $1,125, 000 00 $1,125, 000 00 $1,125, 000 00 Surplus fund Undivided profits 287, 400 00 103,161 25 287, 400 00 53, 051 53 287, 400 00 67, 496 13 287, 400 00 101, 753 78 287, 800 00 66,143 09 Nat'l bank circulation State bank circulation 737,100 00 738, 500 00 739,900 00 739, 610 00 732, 260 00 Capital stock Dividends unpaid Individual deposits .. IT. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... Notes re-discounted Bills navable Total 5 banks. 2,257 00 12, 308 00 2, 202 50 1, 371 50 1, 983 50 1,138, 252 99 85, 244 18 1, 261, 767 90 42, 692 26 1, 343, 269 54 82,243 74 1, 294, 646 92 73,277 64 1, 429, 966 65 33, 038 37 182, 717 13 16, 884 77 134, 772 93 15, 784 35 136, 501 78 14, 514 16 213,821 31 11,717 87 106,137 57 19, 361 42 3, 798, 527 85 3; 848, 599 02 3, 801,690 60 10,122 50 3, 678, 017 32 3, 681, 379 47 VIRGINIA. 18 banks. Capital stock Surplus fund Undivided profits N a t ' l b a n k circulation State bank circulation Dividends unpaid Individual d e p o s i t s . . . U. S. deposits D e p ' t s U.S.dis.officers 18 banks. 17 banks. 17 banks. $3, 085, 000 00 $3, 085, 000 00 $2, 921, 000 00 $2, 896, 000 00 $2, 866 000 00 800,159 32 353, 313 14 827,100 00 173, 808 38 816,100 00 232, 603 37 778,100 00 351, 632 20 792, 850 77 242, 785 92 2,101, 800 00 2,116, 600 00 2, 040,100 00 2,144, 597 00 2, 280, 067 00 1,190 00 5,142, 919 82 330, 845 21 86, 372 79 17 banks. 90, 460 00 1,185 00 1, 062 00 3, 203 40 5, 358, 054 87 268, 690 70 93, 928 27 5, 061, 829 81 286,144 19 83, 534 96 4, 784, 945 62 371, 878 77 62, 657 44 5, 620, 033 96 302,453 82 90, 639 05 Due to national banks Due to State b a n k s . . . 261, 338 27 383, 249 77 306, 348 03 401, 873 92 379,116 65 294, 781 42 284, 070 66 203,170 71 216, 799 06 317, 785 45 Notes re-discounted.. Bills payable 111, 851 79 88, 310 82 128, 064 15 10, 000 00 177, 836 05 20, 000 00 2, 500 00 12, 658, 040 11 12, 810,174 99 12, 254, 459 55 12, 075, 950 45 12, 735,118 43 Total WEST VIRGINIA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 15 banks. 15 banks. 15 banks. 15 banks. $1, 656, 000 00 $1, 656, 000 00 $1, 656, 000 00 $1, 656, 000 00 $1, 656, 000 00 404, 022 85 138, 084 19 390, 443 93 107, 704 97 390, 878 10 94, 275 87 390, 722 18 125, 826 17 399, 852 23 97, 992 00 1,326,438 00 1, 326, 228 00 1, 325, 763 00 1, 328, 280 00 1, 346, 605 00 15 banks. 15, 351 00 34, 718 00 13,103 50 13, 766 00 10, 840 50 Individual deposits... U S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks -.. 1, 301, 002 08 1, 309, 342 26 1, 239, 752 71 1, 243, 966 48 1,553,052 58 108, 579 97 7], 418 05 115, 797 68 61, 088 90 75, 605 89 48, 369 75 67,153 30 34, 093 75 81, 355 57 67,149 85 Notes re-discounted.. Bills payable Total 2, 000 00 3, 500 00 2,300 00 2, 801 85 13, 800 00 5, 022, 896 14 5, 004, 823 74 4, 846, 048 82 4, 876, 409 73 5, 212, 847 73 32 REPORT OF THE COMPTROLLER OF THE CURRENCY. ^1 bstract of reports since October 1,1878, arranged NORTH DECEMI3ER 6. 15 banks. Loans and discounts Bonds for circulation Bonds for deposits . U. S. bonds on h a n d . . Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit. Due from U.S.Treas. Total CAROLINA. APRIL 4. JANUARY 1. 14 banks. 15 b a n k s . $3, 730, 002 1, 919, 000 150, 000 205, 000 340, 810 271,823 173, 767 30,921 311, 564 66, 926 109, 841 33 140 84 00 00 00 43 67 26 35 91 59 31 86 190, 055 8, 944 57,656 343, 097 00 57 21 00 79,130 49 8, 021, 682 49 , JUNE 14. $3, 607, 510 9 1 1, 969, 000 0 0 150,000 0 155,000 0 339,603 9 297,364 24 190,738 54 48,548 40 310,824 89 40,968 76 108,178 81 31 812 46 209,294 00 5,917 58 58, 919 26 415,492 00 OCTOBER 2 15 b a n k s . 14 banks. $3, 343, 951 1, 950, 000 150, 000 80, 000 301,315 151, 909 137,386 71, 852 312, 683 47, 703 95, 889 30 132 69 00 00 00 76 32 81 70 44 89 22 87 $3, 520, 393 1, 868, 000 150, 000 80,150 297, 826 111, 558 84,689 72, 570 312,113 66, 860 93, 497 16,109 27 00 00 00 90 27 44 10 19 94 72 90 $3, 835, 549 1, 998, 000 200, 000 55, 850 300, 226 73, 919 185, 458 65,112 317, 668 47, 886 69, 905 20 088 44 00 00 00 47 33 25 32 00 93 51 05 223, 8, 59 368, 00 39 03 00 104, 910 7,335 79, 562 319,170 00 92 64 00 116, 003 4,577 68,191 290, 673 00 13 8?, 00 583 296 775 269 87,166 16 80, 357 45 70, 906 14 77, 541 04 8, 026, 339 90 7, 413,106 57 7, 255, 654 43 7, 726, 650 29 12 b a n k s . 12 b a n k s . SOUTH CAROLINA. 12 banks. 12 banks. 12 banks. Loans and discounts. $3,145, 054 38 1 $3,103, 088 54 1, 435, 000 00 1, 435, 000 00 Bonds for circulation. 150, 000 00 150, 000 00 Bonds for deposits. - U. S. bonds on h a n d . . 105, 000 oo j 105, 000 00 545, 527 77 574, 428 65 Other stocks and b'ds 679, 605 56 530, 879 72 D u e from res've a g ' t s . • 416, 875 91 619, 079 56 D u e from nat'l b a n k s D u e from State b a n k s 185, 827 10 229, 813 77 252, 282 93 250, 289 92 Real estate, &c 80, 753 99 41, 326 13 C u r r e n t expenses P r e m i u m s paid 24, 852 89 23, 312 50 Cash items 21 695 71 9 645 iY> Clear'g-house exch'gs 198, 578 00 126, 396 00 Bills of other b a n k s . . 4, 720 92 2,853 27 F r a c t i nal c u r r e n c y . Specie 71, 596 59 83, 529 55 356, 975 00 479, 694 00 Legal-t ender notes . . XJ. S. cent's of depo sit 66, 031 27 66, 977 70 D u e from U. S. T r e a s . Total 7, ?91, 861 45 7, 779, 830 90 $2, 645, 285 58 1, 435, 000 00 150, 000 00 170, 300 00 468, 240 32 438, 565 20 697, 722 75 284, 373 63 219, 781 15 52, 375 20 17, 877 34 20 869 Q5 229, 053 4. 600 97, 833 347, 516 00 04 9? 00 66, 398 67 7, 345, 792 75 i $2, 931, 340 1, 435, 000 150, 000 120, 200 519, 088 283, 294 425, 960 184, 676 217, 557 88, 246 13, 050 9 865 62 00 00 00 94 64 43 43 84 21 00 56 170, 203 3, 307 108, 618 350, 614 00 29 53 00 $3, 468, 264 00 1, 450, 000 00 150, 000 00 100, 000 00 498,181 39 161,127 74 153,467 86 192, 080 37 206, 538 59 43, 673 64 11,168 75 27 632 71 129, 318 00 3, 236 82 95, 888 68 435,159 00 64, 234 98 65, 672 62 7, 075, 258 47 7,191,410 17 GEORGIA. 12 banks. Loans and discounts Bonds for circulation. Bonds for deposits. -. U. S. bonds on h a n d . . Other stocks and b'ds Due from res've a g ' t s . D u e from nat'l banks D u e from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional c u r r e n c y . Specie Legal-tender notes . . U S cert's of deposit D u e from TJ. S. Treas. Total 12 banks. $2, 319, 502 2, 025, 000 131, 000 10, 500 200, 223 418, 656 230, 958 160, 508 219, 747 69, 384 60, 422 98, 257 68 00 00 00 63 20 21 57 92 39 26 49 157, 830 12, 486 76, 294 414, 671 00 83 84 00 92, 820 10 6, 698, 264 12 ; 12 banks. 13 banks. $2, 373,169 61 ! $2, 347, 095 77 2, 025, 000 00 ! 2, 025, 000 00 131,000 00 ' 131,000 00 10, 500 00 ' no, 500 00 210,223 63 : 331,213 88. 321,176 11 145, 927 65 190, 262 97 ; 209,192 07 160, 273 18 ! 161, 943 07 205, 635 42 \ 210, 918 10 23, 231 77 ! 46, 415 93 5~>, 7 6 147 59, 020 53 72, 665 32 i 93,822 r>o 140, 838 00 4,253 02 116,225 21 ' 451, 937 00 ! 100,154 35 6, 595, 566 12 j 146, 899 5, 248 146, 402 408,337 00 60 88 00 13 b a n k s . $2, 649, 045 2, 060, 000 131, 000 155, 800 394, 997 95,161 83, 235 85, 965 245, 334 79, 383 57, 802 73,193 13 00 00 00 54 41 75 45 35 93 06 7r> $3, 045,164 2,120, 000 110, 000 33, 550 366, 461 136,147 135, 886 93, 322 246, 425 46, 915 36, 295 110 083 99 00 00 00 39 69 01 46 35 01 22 58 177, 563 6,123 165 483 342, 642 00 94 S3 00 109, 818 5,086 141, 518 412, 265 00 74 39 00 100, 532 37 116,165 20 99, 646 55 6, 676, 210 29 6, 918, 897 34 7, 248, 586 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. 33 by States and reserve cities—Continued. NORTH Liabilities. Capital stock Surplus fund Undivided profits Kat'l bank circulation State bank circulation Dividends unpaid DECEMBER 6. CAROLINA. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. 15 b a n k s . 15 b a n k s . 14 b a n k s . 14 b a n k s . $2, 551, 000 00 $2, 551, 000 00 $2, 361, 000 00 $2, 351, 000 00 $2, 501, 000 00 300, 961 12 309, 055 77 306, 864 07 243, 457 36 288, 096 39 249,159 25 288, 096 39 307, 059 60 293, 415 30 224, 984 58 1, 726, 985 00 1, 769, 530 00 1, 726, 990 00 1, 667, 560 00 1, 752, 690 00 1, 608 00 43, 574 67 2, 830 00 Individual deposits.. TJ. S. deposits Dep'ts U.S.dis. officers 2, 437, 543 92 128, 779 01 9,174 82 Due to national banks Due to State banks... 238, 032 63 48,133 57 229, 549 78 20, 216 97 78, 632 18 81, 558 74 Notes re-discounted.. Bills payable Total 195, 408 65 75, 000 00 123, 616 69 45, 000 00 52, 016 13 25, 000 00 8, 021, 682 49 8, 026, 339 90 2, 560, 797 59 119,131 45 13, 601 32 2, 395,101 44 141,213 82 11, 508 62 7, 413,106 57 2, 203 00 15 b a n k s . 2, 736 00 2,152, 241 00 116, 844 46 19, 607 10 2, 341, 319 31 173, 786 28 16, 946 T9 86,185 57 55, 648 67 95, 099 91 17,420 99 124, 208 64 85,000 00 189,251 73 118,000 00 7, 255, 654 43 7, 726, 630 29 12 banks. 12 banks. SOUTH CAROLINA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 12 banks. 12 banks. $2, 851,100 00 $2, 851,100 00 393, 267 68 264, 515 50 1, 281, 451 00 395, 332 02 213, 764 03 1,283,751 00 12 banks. $2, 449, 900 00 $2, 449, 900 00 353, 736 58 250, 448 56 353, 748 50 305, 286 45 354, 376 56 253, 703 99 1, 255, 751 00 1, 212, 351 00 1, 300, 551 00 $2,449, 900 00 13, 538 50 34, 294 50 5, 752 00 4, 568 50 5, 312 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 2, 308, 932 92 56, 320 77 67, 903 17 2, 359, 689 27 68,901 53 92, 067 10 2, 627, 079 12 26,433 21 70, 209 03 2, 436, 845 78 53,537 24 53, 575 67 2,101, 497 23 •62, 088 19 51, 841 79 Due to national banks Due to State banks.. 195, 937 89 174, 078 42 165, 282 45 141, 398 94 192,170 49 64, 312 76 96,104 18 79, 341 15 230, 878 75 71, 281 65 Notes re-discounted. . Bills payable 130, 815 60 54, 000 00 120, 250 06 54,000 00 50, 000 00 30, 000 00 34, 979 01 275, 000 7, 791, 861 45 7, 779, 830 90 7, 345, 792 75 7, 075, 258 47 7,191,410 17 13 b a n k s 13 b a n k s . Dividends unpaid Total GEORGIA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 12 b a n k s . 12 b a n k s . $2, 041, 000 00 $2, 041, 000 00 $2, 041, 000 00 $2,141, 000 00 367, 061 09 239, 929 68 369, 954 69 187,144 54 366, 753 94 209, 725 84 366, 753 94 266, 638 84 380, 674 07 176, 922 07 1, 763, 400 00 1, 774, 300 00 1, 749, 793 00 1, 762,145 00 1, 860,409 00 12 b a n k s . $2,166, 000 00 9,083 50 39, 333 50 13, 355 00 12, 706 00 Individual deposits.. U. S. deposit's Dep'ts U.S.dis.officers 1, 991, 475 26 67, 262 38 30, 248 03 1, 937, 419 77 43, 298 24 33, 783 48 2, 050, 312 16 46, 634 81 17, 919 19 1, 949, 746 51 61, 834 14 30, 007 04 Due to national banks Due to State banks .. 67, 693 97 99, 610 21 73, 512 11 85, 819 79 40, 000 47 80, 715 88 127, 228 87 140, 837 00 281,162 32 337, 531 61 Notes re-discounted.. Bills payable Total 1,500 00 20, 000 00 10, 000 00 60, 000 00 60, 000 00 87,175 43 90,000 00 6, 698, 264 12 6, 595, 566 12 6, 676, 210 29 6, 918, 897 34 7,248,586 38 H. Ex. 15, 631 50 1, 768,333 23 60,705 21 24,041 94 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged FLORIDA. Resources. Loans and discounts. Bonds for circulation Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts Due from nat'lhanks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch' gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit Due from U.S.Treas Total DECEMBER 6. JANUARY 1. APRIL 4. JUXfi 14. OCTOBER 2. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $78, 219 49 50, 000 00 $72,475 14 50, 000 00 $72, 572 71 50,000 00 39, 450 00 1, 549 85 4, 680 27 723 63 8, 092 93 11, 874 63 2, 236 68 3,157 26 337 81 40,000 00 1,218 97 $80, 867 96 50, 000 00 $78, 651 00 50,000 00 18, 000 00 2, 833 72 357 65 1,189 83 2, 649 06 11, 909 63 3,320 74 2, 758 26 566 06 18, 000 00 3, 068 02 484 35 704 8, 000 00 40 69 00 306 4, 240 11, 909 3, 928 2, 757 539 85 29 63 34 26 68 18, 350 2, 633 24, 310 4, 204 2, 937 11, 882 1, 460 2, 757 813 1,657 13 1,130 5,000 00 23 69 00 2, 035 1 1, 907 14, 000 00 46 13 54 79 13 77 26 62 00 73 57 00 4, 494 36 2, 918 8, 000 00 03 17 00 226 522 11,874 809 2, 730 499 90 28 63 43 79 33 1,490 35 2, 067 20, 000 00 67 02 00 2,250 00 2, 249 95 2, 653 20 1,750 60 1, 471 01 185, 926 50 183, 451 94 218,166 69 211,777 00 205, 518 74 ALAB AM A. 10 b a n k s . Loans and discounts. Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of depositDue from IT. S. Treas Total 10 b a n k s . $1, 796, 046 1, 621, 000 100, 000 80,100 226, 301 248, 812 228, 409 66, 392 160,482 40, 272 69, 427 10, 745 03 00 00 00 74 23 14 29 23 85 69 07 $1, 702, 838 1, 621, 000 100, 000 80,100 239,101 262, 566 152,145 47, 524 160,124 43,741 3,712 39,127 229, 096 00 57 28 00 116, 305 3, 213 39,401 302, 914 68,177 69 10, 636 66 00 95 85 00 $1, 570,151 1, 621, 000 100, 000 161, 900 218, 748 266, 310 138, 512 64, 958 144, 687 34, 374 63, 717 8, 819 97 00 00 00 22 62 37 47 48 25 15 69 $1, 680, 558 1, 631, 000 100, 000 105, 500 209, 823 301, 503 100, 298 48, 568 144, 588 52, 798 63,717 4, 691 71 00 00 00 67 51 19 68 23 48 15 05 $1,923,117 1, 631, 000 50, 000 29, 500 211, 974 196, 426 157, 603 77, 225 144, 931 33, 615 56, 260 8, 766 17 00 00 00 63 52 78 83 31 64 28 22 67, 270 3,193 47, 224 276, 550 00 14 93 00 56, 694 3,170 33, 278 181, 035 00 72 91 00 133,613 931 66, 372 362,250 00 17 60 00 70, 095 75 70, 943 10 74, 255 21 70, 051 36 72, 522 52 4,976,993 38 4, 861, 673 50 4,787,277 66 5,156,110 67 7 banks. Total 91 00 00 00 18 42 81 31 50 10 b a n k s . 10 b a n k s . 5, 033, 761 87 CITY Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Due from Stat-r banks Real estate, <5c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due fromTT. S. Treas. 10 b a n k s . $6,122, 395 1, 700, 000 25, 000 400 331,132 372,186 102, 838 416,815 439, 510 124, 965 63, 400 150,182 1, 578, 427 126, 890 4, 943 134, 033 1, 017, 566 OF NEW 7 banks. 25 00 00 00 08 22 96 53 52 12 30 59 37 00 90 19 00 $6, 200, 325 1, 700, 000 25, 000 22, 650 257, 845 784, 052 114,912 196, 661 399, 822 34, 890 52, 620 149, 295 1,471, 214 138, 772 4, 373 103, 324 1, 545, 558 ORLEANS. 7 banks. 52 00 00 00 59 18 54 34 95 24 00 39 33 00 31 40 00 $4, 682, 313 2. 039, 000 50, 000 449, 200 257, 757 814,402 158, 303 169, 957 390, 360 92, 510 ] 1,682 133, 642 791,832 188, 603 5, 873 288, 389 2, 386, 622 7 banks. 05 00 00 00 84 18 30 80 00 91 50 33 98 00 16 31 00 7 banks $5, 794,119 92 2, 050, 000 00 443,200 210, 857 949, 524 144, 267 171, 857 359, 025 139, 259 11, 682 132, 364 562, 853 183,198 6, 034 289, 380 1,557,059 00 84 15 85 84 60 65 50 94 94 00 45 21 00 $5,670,082 07 2,100, 000 00 158, 200 391, 303 180, 533 89, 997 321,602 354, 326 101, 725 9, 400 129, 383 556,403 173, 455 6, 966 210, 690 1,025,637 00 97 11 38 11 79 25 00 91 17 00 32 45 00 76, 500 00 76, 500 00 92, 450 00 91, 750 00 94, 000 00 12, 787,187 03 13, 277, 817 79 13, 002, 900 36 13, 096,435 89 11, 573, 706 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. 35 by States and reserve cities—Continued. FLORIDA. DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. OCTOBER 2. 1 bank. 1 bank. 1 bank. Liabilities. 1 bank. 1 bank. $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 $50, 000 00 1, 978 00 4, 708 99 1,978 00 5,375 54 1, 980 00 3, 586 03 1, 980 00 5, 951 00 2,000 00 5,514 51 45, 000 00 44, 980 00 45, 000 00 45, 000 00 45, 000 00 53,783 08 49, 873 59 Due to national banks Due to State banks 2, 201 54 •?o 227 99 3,871 89 22 196 O'> Notes re-discounted.. Bills navable 8, 026 90 5,176 90 185, 926 50 183, 451 94 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. 88, 512 97 92, 984 97 99, 538 29 Dep 'ts U. S. dig. officers Total 3,465 94 24 615 69 20 333 03 218,166 69 211, 777 00 205, 518 74 ALABAMA. Capital stock Surplus fund Undivided profits N a t ' l bank circulation State bank circulation 10 banks. 10 banks. 10 banks. $1, 668, 000 00 $1, 668, 000 00 $1, 668, 000 00 $1,668,000 00 $1, 668, 000 00 167, 080 03 118, 705 25 173, 205 33 64, 530 00 171,128 36 131, 232 65 171,128 36 181, 520 12 193, 096 71 100, 786 03 1, 453, 320 00 1,457, 320 00 1, 452, 070 00 1, 448, 820 00 1, 463, 017 00 1, 452 00 27, 542 00 1, 274 00 934 00 Individual d e p o s i t s . . . U. S. deposits Dep'ts U.S.dis.officers 1, 209, 232 96 100, 388 90 1, 258, 285 95 100, 388 90 1, 325, 397 52 56, 945 78 623 35 1,195, 444 44 78, 966 11 314 42 Due to national banks Due to State banks . . 84, 355 04 34, 773 07 73, 524 69 86, 611 26 26, 903 08 28, 098 76 20, 008 50 22,141 71 Notes re-discounted.. Bills payable 196, 454 62 67, 585 25 5, 033, 761 87 4, 976, 993 38 Dividends unpaid Total CITY OF NEW Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 10 banks. 10 banks. 1, 268 00 1, 406, 917 43 32,981 06 1, 333 41 101, 402 02 82,153 23 105,155 78 4, 861, 673 50 4, 787, 277 66 5,156,110 67 ORLEANS. 7 banks. 7 banks. 7 banks. 7 banks. $2, 875, 000 00 $2, 875, 000 00 $2, 875, 000 00 $2, 875, 000 00 $2, 875, 000 00 573, 268 64 425, 305 18 453, 000 00 287, 514 91 453, 000 00 390, 351 81 453, 000 00 469, 354 27 448, 000 00 299, 008 51 1, 488, 600 00 1, 489, 525 00 1, 711, 360 00 1, 706, 270 00 1,696,970 00 7 banks. 17, 352 06 96, 954 06 18, 666 74 17,430 74 21, 111 72 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 6, 517, 674 07 21, 389 7? 7, 266, 761 14 3,000 00 6,804,155 21 29, 650 55 6, 836, 671 80 5, 297,458 96 Due to national banks Due to State banks . . 339,460 65 529,136 71 234, 866 69 571,195 99 181,612 71 539,103 34 196, 093 05 542, 616 03 375, 071 75 561, 085 59 12, 787,187 03 13, 277, 817 79 13, 002, 900 36 13, 096, 435 89 11, 573, 706 53 Notes re-discounted Bills payable Total _JL_ 36 REPOET OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged TEXAS. DECEMBER 6. Total 109, 266 201,821 220,143 116,349 170, 578 41, 037 7, 983 104, 813 24 73 31 55 13 12 18 66 $1, 612, 006 42 650, 000 00 200, 000 00 50 00 121, 231 36 64, 574 68 91, 729 73 93, 500 30 166, 769 6 8 14, 382 59 8,626 35 90, 292 06 151, 975 6, 425 74 972 504,255 00 05 26 00 135, 351 4,826 93, 662 610, 812 $1, 507, 778 80 650, 000 00 200, 000 00 JUNE 14. 00 89 06 00 $1,288,255 21 650, 000 225, 000 60, 050 147, 479 322, 981 238, 236 150, 234 176, 558 40, 023 8. 459 99, 281 102, 618 6,195 101,035 355, 056 OCTOBER 2 11 banks. 11 banks. 11 b a n k s . 11 b a n k s . Loans and discounts Bonds for circulation. Bonds for deposits .. U S bonds on hand Other stocks and b'ds Due from res Ve ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. XT S cert's of deposit Due from TJ. S. Treas APRIL 4. JANUARY 1 11 b a n k s . 24 03 97 12 02 39 54 40 78 $1, 511, 874 650, 000 175, 000 109, 600 146, 916 258, 336 82, 360 123, 036 160, 736 26,120 5,554 84, 962 00 22 36 00 164,610 3,165 51, 022 531, 596 00 85 98 00 11 44 29 21 59 13 51 72 $1, 396, 970 650, 000 175, 000 165,100 138, 749 245, 514 124,609 149, 524 176, 762 42,193 8, 384 86, 208 00 80 IN 00 116, 556 7, 536 86, 905 352, 520 00 00 00 00 00 00 00 00 97 31 91 89 81 33 62 60 30 00 35, 938 30 37,163 27 33, 834 91 27, 430 01 34, 966 22 4,103,337 33 3, 994, 978 39 4, 005, 299 04 3, 949, 964 82 4,119, 860 05 ARKANSAS. * Loans and discounts Bonds for circulation Bonds for deposits -.. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. XT. S. cert's of deposit. Due fromU. S. Treas. Total 2 banks. 2 banks. $251,456 205, 000 100, 000 11, 600 35, 392 38,265 17,125 1,270 1,000 521 07 00 00 00 65 06 94 51 00 54 1,073 00 16, 990 412 10, 302 59, 300 00 03 25 00 $264,582 205,000 100, 000 12, 600 35, 375 23, 887 13, 014 774 2 banks. 63 00 00 00 47 54 27 95 $287, 074 205, 000 105, 000 16, 650 35, 281 30, 029 25, 870 3, 391 2 banks. 82 00 00 00 09 73 15 48 1 04 611 74 18, 956 572 14,153 34, 000 00 81 85 00 1, 205 02 10, 702 82 3, 215 25,100 00 27 70 00 $289, 626 205, 000 102, 000 35, 550 35,215 35, 226 64, 779 12,192 2 banks. 33 00 00 00 30 24 30 95 $283,798 87 205, 000 00 100, 000 00 38,197 17,145 46,616 613 13 72 51 80 109 87 133 10 1, 059 8Q 2, 644 73 15, 737 134 4,926 26, 540 00 64 60 00 17, 901 132 1, 614 61,100 00 73 00 00 9, 225 00 9, 725 00 9, 725 00 9, 225 00 9, 225 00 758, 934 05 733, 255 30 758, 327 26 837, 323 09 784,122 59 KENTUCKY. 40 b a n k s . 40 b a n k s . Loans and discounts • Bonds for circulation Bonds for deposits .. IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit. Due from IT. S. Treas Total 41 b a n k s . 41 b a n k s . 40 b a n k s . $7, 990, 692 6, 241, 650 110, 000 508, 350 393, 070 819, 623 655,133 219, 211 487,101 86, 016 246, 456 29, 608 27 00 00 00 18 42 57 94 33 36 93 69 $7, 907, 081 6, 241, 650 110, 000 519,400 395,771 837, 298 641, 735 189, 090 488, 863 24,146 230, 840 24, 070 63 00 00 00 90 73 64 63 43 16 93 18 $8, 077, 858 6, 671, 500 379, 750 709, 750 390, 638 565, 692 423, 325 213, 862 507, 069 81, 224 206, 235 23, 519 84 00 00 00 93 09 75 42 04 46 57 96 $8,192,130 6, 721, 500 420, 650 491,450 381, 234 652, 658 492, 829 215, 903 522, 474 96, 070 195, 598 34, 581 92 00 00 00 14 30 84 76 65 75 15 96 $7, 789, 660 6, 761, 000 260, 000 228, 600 495, 591 1, 207, 026 681, 961 366,827 526, 321 84,780 130, 062 29, 075 83 00 00 00 21 25 72 06 87 77 18 99 240, 076 4, 632 114, 041 569, 500 80, 000 281, 251 00 40 66 00 00 93 277,108 3, 759 191, 469 604, 546 120,000 280, 797 00 39 75 00 00 13 173, 930 4, 469 192, 323 518, 500 00 40 44 00 198, 255 3, 504 173,175 456, 343 00 28 43 00 167, 211 2,132 176, 084 480,850 00 18 37 00 19, 076, 416 68 19, 087, 629 50 293,403 26 300, 605 01 306, 088 23 19, 433, 053 16 19, 548, 965 19 19,693,273 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. 37 by States and reserve cities—Continued. TEXAS. Liabilities. Capital stock DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. OCTOBER 2. 11 b a n k s . 11 banks. 11 banks. 11 b a n k s . $1, 050, 000 00 $1, 050, 000 00 $1,050,000 00 $1,050 000 00 $1 050 000 00 296, 455 26 124,867 13 301, 689 41 82, 427 16' 305,183 89 97, 908 31 285, 819 47 87,186 83 296, 368 87 80, 463 83 562, 406 00 567, 206 00 563, 765 00 559, 650 00 566, 970 00 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. TJ. S. deposits Dep'ts U.S.dis. officers Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total 11 b a n k s . 135 00 11, 635 00 282 50 112 50 175 00 1, 675, 927 21 86, 296 09 91, 054 94 1, 633, 253 85 84, 248 23 87, 997 01 1, 672, 784 59 47, 778 19 102, 867 86 1, 599,100 60 66, 031 79 144, 446 14 1, 604, 230 04 89, 332 69 119, 351 31 23,126 58 173, 069 12 34,197 32 127, 324 41 26,208 42 138,520 28 42, 627 39 109, 990 10 79, 957 84 189, 320 17 10, 000 00 10, 000 00 15, 000 00 5,000 00 43, 690 30 4,103, 337 33 3, 994, 978 39 3, 949, 964 82 4,119, 860 05 4, 005, 299 04 ARKANSAS. 2 banks. 2 banks. 2 banks. 2 banks. $205, 000 00 $205, 000 00 $205, 000 00 $205,000 00 $205, 000 00 81,750 00 10, 248 14 33,125 00 9, 904 25 34, 625 00 7, 443 41 34, 625 00 8, 381 20 35, 625 00 8, 627 77 184, 000 00 183, 500 00 184, 000 00 182, 900 00 184, 400 00 445 00 1,250 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 258, 093 21 59, 600 26 5, 698 12 226, 313 48 56, 394 05 8, 067 29 253, 491 45 56, 019 34 10, 056 71 303, 004 37 77,413 79 13, 080 67 255, 358 02 62, 233 73 12,473 86 Due to national banks Due to State banks... 1, 669 47 2, 874 85 1,162 02 6, 489 21 3,171 28 3, 925 07 1,737 69 10, 735 37 5,124 76 6, 529 45 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation 3, 300 00 Dividends unpaid 595 00 Notes re-discounted Bills payable 2 banks. 7, 500 00 Total 758, 934 05 733, 255 30 758, 327 26 837, 323 09 784,122 59 KE NTUCK Y. 40 b a n k s . Capital stock Surplus fund Undivided profits Nat'lbank circulation State bank circulation Total 41 b a n k s . 40 b a n k s . $6, 991, 000 00 $7, 042, 000 00 $7, 084,100 00 $6, 991, 000 00 1,110, 496 74 484, 908 39 1,123, 517 02 236, 813 88 1,129, 618 37 423, 998 24 1,126, 928 88 524, 357 16 1, 088,183 95 366,403 95 5, 469, 747 00 5, 496, 632 00 5, 807, 237 00 5, 946, 239 00 5, 966, 924 00 8, 340 90 94, 284 90 8, 579 90 8, 583 40 11, 218 90 4, 293, 894 54 90, 937 59 1, 538 86 4, 516, 491 26 60, 487 58 2,428 50 4, 060, 630 12 452, 073 40 1, 877 70 4, 013,124 98 332,161 99 52, 218 47 4, 550,407 11 180, 372 13 89 99 237, 623 40 355, 055 06 216, 610 00 326,490 16 178, 625 29 206, 541 14 220, 961 77 168,417 54 238,548 51 240, 853 12 32, 874 20 22, 874 20 3,400 00 118,472 00 31. 900 00 39, 972 00 3,000 00 56,272 00 19, 076, 416 68 19, 087, 629 50 19, 433, 053 16 19, 548, 965 19 19, 693, 273 66 Due to national banks Due to State banks... Notes re-discounted Bills payable 41 b a n k s . $6, 991, 000 00 Dividends unpaid Individual deposits .. U. S. deposits Dep' ts U. S. dis. officers 40 b a n k s . . 38 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged CITY' OF LOUISVILLE. Resources. DECEMBER 6. JANUARY 1 8 banks. 8 banks. Loans and discounts $4, 672, 248 65 $4, 642, 690 98 2, 644, 700 00 Bond s for circulation. 2, 644, 700 00 500, 000 00 500, 000 00 Bonds for deposits .. 11, 000 00 2,100 00 TJ. S. bonds on hand.. 53,750 92 53, 750 92 Other stocks and b'ds 324,116 74 192, 719 88 Due from res've ag'ts. 146, 396 21 136, 722 20 Due fromnat'lbanks 78, 887 67 82, 048 95 Due from State banks 208,267 03 203, 250 03 Real estate, &c 22,112 58 22, 245 90 Current expenses 155, 584 30 155, 584 30 Premiums paid 51, 926 35 63, 652 88 Cash items Clear'g-house exch'gs 52, 496 00 61, 983 00 Bills of other banks.. 1, 003 95 1,061 96 Fractional currency 92, 882 52 129 090 14 Specie 292, 000 00 342, 550 00 Legal-tender notes .. U. S. cert's of deposit i27, 750 18 119, 366 66 Due from TJ. S. Treas Total 9, 435,123 10 9, 353, 517 80 APRIL 4. JUNE 14. OCTOBER 2 8 banks. 8 banks. $4,113, 654 46 2, 858, 700 00 500, 000 00 533, 200 00 49, 299 15 235, 036 82 154, 685 99 110,205 53 193, 381 15 52, 706 62 93, 925 68 43, 835 07 $4, 356,416 18 2, 958, 700 00 500, 000 00 690, 850 00 83, 039 36 536, 384 70 132, 869 62 90, 379 24 192,170 40 22, 595 89 79, 787 28 28,194 52 Io2, 076 00 559 61 95, 982 70 464, 800 00 84, 381 1,857 86 995 469, 200 8 banks. 00 32 78 00 $4, 828, 727 2, 958, 700 500, 000 136,150 34, 606 846, 570 208, 591 116,131 187,235 60, 771 81, 828 69,177 23 00 00 00 50 79 32 95 52 28 78 45 94, 800 00 526 74 79 454 87 459, 475 00 148, 698 10 115, 641 50 132, 341 65 9, 800, 746 88 10, 429, 462 79 10, 795, 089 08 25 banks. 24 banks. TENNESSEE. 25 banks. 25 banks. 25 banks. Loans and discounts $5, 005, 827 02 $4, 864, 849 14 $4, 848, 217 43 $5, 014, 230 39 $4, 967, 022 35 2, 744, 000 00 2, 744, 000 00 2, 711, 000 00 2, 711, 000 00 Bonds for circulation 2, 761, 000 00 350,000 00 375,100 00 1, 264, 350 00 398, 000 00 Bonds for deposits .. 350, 000 00 166, 050 00 156, 850 00 376,400 00 385, 300 00 TJ. S. bonds on hand.. 123,300 00 298, 440 44 301, 550 31 315, 299 41 285, 528 42 Other stocks and b'ds 260, 081 45 406, 397 17 419, 469 83 696, 979 14 819, 271 58 Due from res've ag'ts 600, 752 89 386, 069 61 297, 294 27 381, 782 26 339, 240 00 Due fromnat'lbanks 226,151 47 120, 989 22 150, 066 81 126, 849 52 113,418 50 Due from State banks 84, 882 06 349, 942 35 348, 235 86 370, 811 96 368,880 19 Real estate, &c 371, 796 22 88, 719 53 50, 543 51 72, 943 19 87, 940 05 Current expenses 65,448 08 144,411 16 138, 950 17 107, 208 96 95,152 35 Premiums paid 72, 371 35 197, 950 53 216,422 52 218, 825 59 90, 839 19 Cash items 111, 730 62 Clear'g-house exch'gs Bills of other banks.. 423, 893 00 399, 948 00 328,732 00 431, 243 00 303,934 00 Fractional currency. 7, 714 54 5, 923 20 10,113 04 7, 967 86 4, 905 74 Specie 212, 005 57 231, 766 18 140, 685 89 178,950 53 211. 898 04 Legal-tender notes .. 1, 023, 566 00 903, 785 00 844,167 00 939,471 00 599, 411 00 U. S. cert's of deposit. Due from U.S. Treas. 239, 854 43 169,220 10 126, 895 01 129,171 68 132, 670 96 Total 11, 709, 389 97 11, 750,136 49 13, 397, 701 00 12,419,443 15 11, 247, 356 23 OHIO. 151 banks. 151 banks. 149 banks. 150 banks. 150 banks. Loans and discounts $28,631,026 24 $28, 608,100 26 $28, 089, 645 98 $27, 694, 083 43 $28, 599, 266 43 Bonds for circulation 16, 992, 850 00 16, 942, 850 00 16. 924 850 00 17, 034, 850 00 17,198,400 00 555, 200 00 591, 450 00 325,000 00 338, 400 00 330,400 00 Bonds for deposits .. 1, 328, 800 00 1,491,200 00 1, 786, 350 00 1,189,100 00 U. S. bonds on hand.. 1,180, 600 00 876, 630 56 837,990 32 980,432 69 798, 484 73 787, 461 16 Other stocks and b'ds 3, 909, 061 31 2, 985, 049 95 5,103, 387 98 3, 029,143 29 2, 974, 014 37 Due from res've ag'ts 1, 223, 438 18 1, 060, 923 84 1, 455, 733 21 1, 036, 548 19 947, 712 92 Due from nat'l banks 456, 647 67 435, 603 15 731,180 13 461, 806 84 438, 222 19 Due from State banks 1, 737, 542 71 1, 725, 740 48 1, 822,124 29 1, 673,192 15 1, 666, 283 83 Real estate, &c 174, 828 64 397, 379 77 376, 827 84 197, 688 52 196, 018 89 Current expenses 135, 277 07 148, 038 54 126; 782 54 167, 518 72 175,287 03 Premiums paid 421, 798 33 348, 000 99 495, 581 06 345, 660 46 327, 450 41 Cash items Clear'g-house exch'gs 972, 497 00 774, 953 00 836, 672 00 666, 598 00 1, 051,118 00 Bills of other banks.. 31,155 24 27, 988 76 24, 838 45 24, 005 32 31, 683 25 Fractional currency 824, 621 01 903,000 18 856, 543 37 876, 979 00 Specie 577,487 53 3,109, 221 00 2, 945, 931 00 2, 725, 507 00 3, 396, 856 00 Legat-tender notes .. 3, 263, 727 00 25, 000 00 TJ. S. cert's of deposit 788, 055 35 790, 506 59 829, 081 41 795, 582 81 793,121 20 Due from TJ. S. Treas Total 60, 288, 304 63 60, 321, 564 61 60, 537, 520 31 60, 612,151 31 65, 204,105 90 REPORT OF THE COMPTROLLER OF THE CURRENCY. 39 by States and reserve cities—Continued. CITY OP LOUISVILLE. Liabilities. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. 8 banks. 8 banks. 8 banks. 8 banks. 8 banks. $2, 995, 500 00 $2, 995, 500 00 $2, 995, 500 00 $2, 995, 500 00 $2, 995, 500 00 336,191 71 127,104 88 336,191 71 120,117 30 337, 391 71 231, 371 87 319, 013 01 146, 399 72 321, 357 91 220, 516 71 2, 376, 493 00 2, 376, 493 00 2, 549, 823 00 2, 632, 923 00 2, 644, 473 00 6, 586 50 4,748 50 9,220 50 5,074 50 9,887 00 Individual deposits... U. S. deposits Dep'ts U.S.dis. officers 1, 654,105 35 204,410 06 236,145 91 1, 571, 548 62 237, 709 53 216, 916 02 1, 783, 992 88 286,173 60 161, 259 79 2, 011. 918 49 241, 987 89 219, 956 10 2, 098,164 31 286, 726 67 185, 260 67 Due to national banks Due to State banks... 746, 856 44 661,700 59 699, 059 95 686, 553 36 673,118 22 752,895 31 958, 232 08 788, 458 00 914, 463 52 1, 047, 645 95 Notes re-discounted.. Bills payable Total 90, 028 66 108, 679 81 20, 000 00 10, 000 00 100, 000 00 71, 093 34 10, 429, 462 79 10, 795, 089 08 9, 435,123 10 ' 9, 800, 746 88 9, 353, 517 80 TENNE SSEE. 25 b a n k s . Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits -. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks .. Notes re-discounted.. Bills payable Total 25 b a n k s . 25 banks. 25 b a n k s . 24 b a n k s . $3, 080, 300 00 $3, 080, 300 00 $2, 980, 300 00 $2, 980, 300 00 $2, 955, 300 00 482, 243 92 320, 327 05 489, 994 79 276, 577 07 499, 770 44 251, 390 71 508,181 79 337, 876 12 450, 335 72 206,170 75 2, 417, 420 00 2, 417, 730 00 2, 387, 860 00 2, 377, 660 00 2, 370, 350 00 3, 561 00 19,151 00 5,759 00 3,839 00 7, 647 00 4, 807,189 43 212, 690 49 109, 789 07 4, 940, 056 80 205, 534 15 75,186 12 5, 795, 987 23 1, 216, 645 03 84, 613 08 5, 654, 837 54 260, 710 16 97, 846 65 4, 684, 357 43 190, 389 21 96, 706 62 169, 809 36 90, 359 65 171, 998 86 57,907 70 115,185 63 50, 429 88 126, 230 13 47, 261 76 187, 236 24 89,163 26 9, 700 00 6, 000 00 9,700 00 6,000 00 9,760 00 24, 700 00 9, 700 00 11, 709, 389 97 11, 750,136 49 13, 397, 701 00 12, 419, 443 15 11, 247, 356 23 OHIO. Capital stock Surplus fund Undivided profits Nat'l bauk circulation State bank circulation Dividends unpaid 151 b a n k s . 151 b a n k s . 149 b a n k s 150 b a n k s $18, 636, 900 00 $18, 636, 900 00 $18, 276, 900 00 $18, 291, 900 00 $18, 421, 900 00 3, 844, 084 98 1, 249, 298 83 3, 857, 396 50 1, 235, 757 77 3, 755, 091 48 1, 573, 412 58 3, 763, 467 73 1, 026, 616 75 3, 640, 033 63 1,425, 769 04 14, 983, 696 00 22, 716 00 14, 950, 313 00 22, 716 00 14, 873,117 00 22, 713 00 14, 891,132 00 22, 684 00 15,104, 476 00 16, 659 00 150 b a n k s . 44, 715 40 71, 069 40 23, 454 00 30, 574 40 27, 962 60 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 19,985,701 99 218, 251 43 30,567 82 20,155, 902 60 197, 738 62 23, 048 50 20,188, 512 24 490, 782 76 21, 760 65 20, 911, 764 72 398, 322 88 20, 422 68 24, 834,119 02 227, 817 13 23, 639 82 Due to national banks Due to State banks .. 579, 748 33 377,557 49 498, 968 40 413, 557 22 534, 639 16 388, 993 72 534, 468 74 409, 423 60 805,013 69 530,186 77 Notes re-discounted.. Bills payable 154,719 62 160, 346 74 100,299 86 157, 896 74 135,152 48 252,991 24 80, 864 37 230, 509 44 33, 054 76 113, 474 44 60, 288, 304 63 60, 321, 564 61 60, 537, 520 31 60, 612,151 31 65, 204,105 90 Total 40 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged CITY OF CINCINNATI. DECEMBER 6. Resources. 6 banks. 6 banks. Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts. Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from U. S. Treas $8, 425, 721 3, 702, 200 890, 500 476 800 208J 646 1, 376, 889 648, 513 257,682 238, 716 85, 899 5, 923 74, 410 131, 006 170, 300 409 105, 087 783, 200 810, 000 174, 906 Total JANUARY 1. 33 00 00 00 71 18 88 19 51 63 86 75 03 00 00 51 00 00 95 18, 566, 813 53 $8, 874, 348 3, 702, 200 890, 500 642, 650 233, 496 1,154, 801 503, 738 244, 861 238, 659 45, 520 5, 909 89,192 134, 388 147, 808 1, 036 341, 541 799, 500 750, 000 182, 703 APRIL 4. OCTOBER 2. JUNE 14. 6 banks. 6 banks. 6 banks. 43 00 00 00 71 40 13 60 51 37 49 83 01 00 77 33 00 00 71 $8, 523, 388 42 3, 527, 200 00 2, 581, 250 00 948, 650 00 296, 485 29 737, 746 25 439, 785 73 208, 012 44 229, 030 08 63, 740 98 11,108 77 54, 975 54 108, 817 83 219, 045 00 702 17 335, 522 81 1, 019, 024 00 455, 000 00 164, 890 38 $8, 462, 226 3, 537, 200 2, 214, 500 2,137, 900 337, 635 1, 670,197 445,138 345, 016 278, 957 91, 202 8,125 78, 021 102, 748 162, 760 2,172 369,312 644, 686 685, 000 171, 306 18, 982, 856 29 19, 924, 375 69 21, 744,106 50 06 00 00 00 21 48 01 92 52 78 48 16 79 00 80 16 00 00 13 $11,731,287 3, 537, 200 829, 500 575,200 204, 815 2, 084, 385 1, 086, 826 663, 732 283, 995 63, 540 68 00 00 00 82 18 63 66 10 19 95,423 119, 051 383, 285 4, 354 411, 895 842,433 1, 520, 000 169, 294 55 91 00 13 31 00 00 38 24, 606, 220 54 CITY OF CLEVELAND. 6 banks. $6,167, 439 18 Loans and discounts Bonds for circulation. 2, 067, 000 00 Bonds for deposits . . 225, 000 00 U. S. bonds on hand.. 317, 900 00 Other stocks and b'ds 79, 911 83 Due from res've ag'ts 1, 012, 647 31 Due from nat'l banks. 567, 435 17 Due from State banks 580, 042 61 Real estate, &c 224,131 25 Current expenses 7, 988 46 Premiums paid 13, 075 75 Cash items 81, 015 47 83,146 61 Clear'g-house exch'gs Bills of other banks.. 214,442 00 Fractional currency 8,457 36 Specie 81,768 04 1, 288, 000 00 Legal-tender notes . . U. S. cert's of deposit 15, 000 00 Due fromU. S. Treas 90 385 23 13,124, 786 27 Total 6 banks. 6 banks. 6 banks. $6, 239, 011 90 2, 067, 000 00 225, 000 00 190, 900 00 80, 911 83 905,112 '26 483, 314 40 522, 314 60 223,131 53 57, 085 28 13, 075 75 75, 701 21 101, 856 42 156, 815 00 10, 301 39 228, 759 0 8 1, 038, 000 00 15, 000 00 93, 692 99 $6, 447, 692 98 2, 267, 000 00 525, 000 00 180, 950 00 80, 230 83 889,167 40 418, 889 26 294,554 95 232,131 53 117, 734 24 14, 559 22 63, 341 57 83, 275 35 170, 272 00 11,099 93 205, 652 11 1, 020, 000 0 0 15, 000 00 90, 999 54 $5, 992, 995 2, 367, 000 250, 000 298, 000 95, 730 1, 392, 471 595, 203 632, 351 220,834 15, 057 12, 262 28, 735 72, 444 198, 431 10, 009 208, 576 1, 061, 000 15, 000 97, 963 12, 726, 983 64 13,127,550 91 13,564,068 56 6 banks. 87 00 00 00 83 44 02 98 30 81 34 74 14 00 73 98 00 00 38 $6, 490, 738 2, 367, 000 325, 000 253, 000 94, 205 1,124,592 592, 245 910, 804 216, 330 116,185 13, 892 62, 364 210,305 139, 458 7,191 216 901 1,185, 500 15, 000 100, 634 78 00 00 00 86 75 71 39 31 43 34 88 06 00 83 66 00 00 80 14, 441, 351 80 INDIANA. 94 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due, from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit Due from IT. S. Treas Total $21 201,189 12, 665; 500 400, 000 1 090, 800 934, 888 2 913, 808 1, 874, 272 564,107 1 750, 783 262, 883 176, 495 267, 643 745,130 18, 075 422, 534 2 507, 327 5,000 584,165 94 b a n k s . 94 00 00 38 94 53 82 88 28 83 40 $21,149,147 12, 490, 500 400, (!00 1, 343, 300 974, 327 2,172, 646 1, 362,187 415, 714 1, 819, 059 97, 890 179, 708 222, 528 00 97 58 00 00 18 814, 278 16, 670 629, 159 2, 547, 468 5, 000 645,109 00 . 48, 384, 606 73 94 b a n k s . 29 93 b a n k s . 91 b a n k s 00 00 01 06 67 25 41 83 23 12 $20, 235, 530 11,591,500 500, 000 1,158, 150 852, 944 2, 110, 514 1, 295, 204 387, 927 1, 812, 851 215, 538 127, 024 270, 902 09 00 00 00 55 39 71 43 96 34 04 88 $20, 699,161 01 11, 726, 500 00 503, 000 00 1, 262, 600 00 785, 723 84 2, 724, 639 01 1, 469, 756 84 354, 928 55 1, 852, 889 59 287, 552 78 144, 274 10 297, 353 40 00 71 24 00 00 52 645, 806 16,326 656, 210 2,198, 336 5,000 574, 868 00 74 85 00 00 83 602, 062 14, 229 672 244 1, 868', 950 5,000 535, 269 00 47, 284, 694 34 44, 654, 636 81 00 42 94 00 00 71 45, 806,135 19 $19, 873, 322 11, 566, 500 550, 000 1, 038, 550 943, 075 4, 301, 684 2, 709, 569 996, 226 1, 850,121 217, 261 105, 355 402,193 697, 330 12, 803 639 327 2,449' 354 5 000 561,622 00! 00 ! 00 i 00 46 j 34 73 29 89 58 48 45 00 68 96 00 00 71 48, 919, 298 57 REPORT OF THE COMPTROLLER OF THE CURRENCY. 41 by States and reserve cities—Continued. CITY DECEMBER 6. OF CINCINNATI. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. Liabilities. Capital stock Surplus fund Undivided profits N a t ' l b a n k circulation State bank circulation 6 banks. 6 banks. 6 banks. 6 banks. $4, 300, 000 00 $4, 300, 000 00 $4, 000, 000 00 $4,100, 000 00 718, 300 00 555, 961 11 718, 300 00 572,194 71 724, 300 00 489, 807 47 3,192, 590 00 3, 262, 790 00 3,132, 650 00 664,300 00 599, 571 52 3,163, 430 00 6 banks. $4,100, 000 00 675, 562 21 535, 634 00 3,168, 330 00 3, 217 00 9, 082 00 16, 775 00 Individual deposits . . U. S. deposits Dep'ts U. S.dis. officers 4,761,153 25 776, 825 66 5,130, 487 21 943, 917 80 5, 320, 271 35 2, 654, 757 29 7, 039, 513 47 1, 939, 744 80 9, 645, 494 01 744, 564 97 Due to national banks Due to State b a n k s . . . 2, 534, 502 34 1, 020, 260 17 2, 413, 886 46 934, 059 11 2, 259, 476 22 687, 946 36 2, 717, 460 05 835, 604 66 3, 702,130 66 1, 413, 829 69 Dividends unpaid Notes re-discounted Bills payable Total 5, 271 00 701, 950 00 701, 950 00 651, 950 00 675, 400 00 603, 900 00 18, 566, 813 53 18, 982, 856 29 19, 924, 375 69 21, 744,106 50 24, 606, 220 54 CITY Capital stock Surplus fund Undivided profits N a t ' l bank circulation State bank circulation Dividends unpaid 5, 271 00 OF CLEVELAND. 6 banks. 6 banks. 6 banks. 6 banks. 6 banks. $3, 950, 000 00 $3, 950, 000 00 $3, 950, 000 00 $3, 950, 000 00 $3, 700, 000 00 615, 922 76 113, 380 81 615, 922 76 162,113 66 615,922 76 301,443 10 630, 700 00 79, 650 14 630, 700 00 314, 326 55 1,819,250 00 1, 837, 830 00 1, 956, 470 00 2, 037, 000 00 2, 092, 730 00 27, 022 50 14, 811 50 1, 920 00 2,347 00 192 00 4, 810, 363 86 284, 082 55 57, 532 40 5, 537, 783 74 86, 365 27 141, 714 05 6, 023,149 15 56, 509 51 111, 919 19 Individual deposits . . U. S. deposits D e p t ' s U . S.dis. officers 5,112, 238 50 81, 452 87 123,616 99 Due to national banks Due to State b a n k s . . . 466, 274 23 390, 288 87 482, 601 17 339, 962 64 425, 338 74 237, 000 00 327, 000 00 302, 000 00 232, 316 97 13,124, 786 27 1 12, 726, 983 64 13,127,550 91 13, 564, 068 56 14; 441, 351 80 Notes re-discounted Bills payable Total 4,929,733 12 90, 458 62 66, 550 17 422,041 11 400, 775 13 382, 297 88 414, 210 48 702,841 75 570, 666 68 INDIANA. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 94 banks. 94 banks. 94 banks. 93 banks. $14, 959, 500 00 $14, 766, 500 00 $13, 657, 500 00 $13, 607, 500 00 $13, 277, 500 00 4, 084, 097 76 1, 464, 075 92 4, 013, 261 17 1, 236, 409 17 3, 982, 277 68 1, 379, 227 39 3, 978, 595 79 1, 546, 307 11 3, 912, 895 74 1, 216,150 72 11, 274, 923 00 11,112, 953 00 10, 285, 111 00 10, 458, 495 00 10, 350, 390 00 91 banks. 18, 243 66 112,120 18 37, 352 38 19, 302 32 12, 978 04 Individual deposits-.. U. S. deposits Dep'ts U.S.dis.officers 14, 288,131 05 156, 513 11 215, 307 45 13, 841, 654 54 120, 611 38 247, 614 73 13,391,579 33 270, 476 66 142, 738 39 14, 261, 698 38 156, 392 75 236, 400 72 17,180, 682 61 247, 070 47 216, 069 15 Due to national banks Due to State banks.. 1,140, 462 87 739, 351 91 1, 010, 489 44 730, 250 03 891, 982 12 554, 876 42 839, 793 37 653, 649 75 1, 542, 548 35 924, 493 49 Notes re-discounted.. Bills payable 14, 000 00 30, 000 00 14, 500 00 78, 330 70 61, 515 44 48, 000 00 5,000 00 33, 520 00 48, 384, 606 73 47, 284, 694 34 44, 654, 636 81 45, 806,135 19 48, 919, 298 57 Total .. .. 42 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged ILLINOIS. Resources. DECEMBER 6. 131 h a n k s . Loans and discounts Bonds for circulation. Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts Due from nat'lhanks Due from State hanks Real estate, &c Current expenses.... Premiums paid Cash items Clear'g-house exch'gs Bills of other hanks.. Fractional currency. Specie Legal-tender notes .. U. S. cert's of deposit Due from U.S.Treas Total $18, 988, 800 8, 675, 000 825, 000 678,800 632, 939 2, 680, 716 1, 049, 069 183,186 1, 499, 328 216, 230 168, 295 326, 474 574, 17, 573, 2, 290, 50, 415, 531 655 062 615 000 017 JANUARY]. 130 h a n k s . 131 b a n k s . 129 b a n k s . 96 00 00 00 19 52 43 38 97 62 29 81 $18, 889, 206 8, 611, 500 825,000 724, 400 658,134 2, 623, 753 891, 214 178, 272 1, 504, 439 161,133 159, 055 332, 664 29 00 00 00 47 51 34 79 06 17 15 45 $19, 899, 877 8, 686, 500 831,000 936, 800 673, 935 3,149, 584 1, 015, 386 174, 347 1, 497, 609 273,451 121, 324 331, 836 25 00 00 00 08 36 52 04 58 99 88 83 $19, 697, 278 8, 626, 500 837, 000 1, 010, 900 671, 946 4, 053,112 1, 253, 247 210,285 1, 503, 587 292, 012 121, 702 346, 359 00 56 42 00 00 71 647, 379 15, 946 614, 254 2, 352, 547 50, 000 411,523 00 87 60 00 00 58 725, 484 14,582 649, 878 2,253,413 30, 000 405, 056 00 62 34 00 00 43 636,836 12,131 594, 391 2, 079, 534 20, 000 401, 084 39, 844, 723 86 39, 650, 424 28 OCTOBER 2. JUNE 14. APRIL 4. 41, 670, 067 92 128 h a n k s . 59 $20,127, 707 25 8, 752, 000 00 00 825, 0C0 00 00 950, 300 00 00 738, 665 63 06 4, 456, 531 54 14 1, 521, 861 03 28 254, 048 60 59 1, 496, 939 86 41 190,203 88 67 103, 738 44 29 362, 985 11 62 00 66 55 00 00 28 42, 367, 909 14 764, 259 12,742 608, 674 2, 478,153 10, 000 419, 634 00 84 36 00 00 76 44, 073, 445 30 CITY OP CHICAGO. 8 banks. Loans and discounts $16, 445, 876 80 Bonds for circulation 800, 000 00 100, 000 00 Bonds for deposits . . U. S. bonds on h a n d . . 1, 670, 050 00 207, 443 68 Other stocks and b'ds 2, 739, 579 54 Due from res've ag'ts. 777, 963 13 Due from n a t ' l b a n k s . 320, 391 20 Due from State banks 723, 956 94 Real estate, &c . . « - . . Current expenses 89, 489 43 Premiums paid 18, 433 91 Cash items 10, 046 83 1 208,141 84 Clear'g-house exch'gs Bills of other b a n k s . . 612, 584 00 2, 557 36 Fractional currency. 1 385. 707 55 Specie 2, 979; 700 00 Legal-tender notes . . U . S . cert's of deposit. 965, 000 00 55, 572 50 Due fromU. S. Treas. Total 8 banks. 9 banks. 31 112, 494 71 $17, 098, 691 800, 000 100, 000 1, 504, 450 163, 967 2, 535, 543 699, 855 401, 981 717,138 21, 047 14,187 15, 077 1,165, 790 474, 918 3,402 1, 522, 229 2, 858, 000 725, 000 60, 725 19 00 00 00 00 23 63 04 57 00 50 51 36 00 85 59 00 00 65 30, 882, 005 12 $16,123, 655 750, 000 100.000 1, 922, 000 178, 561 2, 432,115 1, 017, 788 391, 564 703,190 90, 064 10, 505 20, 866 1,135, 292 698, 675 1,902 986, 679 3, 215, 074 805, 000 35, 650 8 banks. 31 00 00 00 49 16 22 28 73 51 52 54 02 00 67 39 00 00 00 30, 618, 584 84 $17, 188, 907 750, 000 100, 000 2, 405, 200 181,121 3, 812, 278 1, 455, 483 353, 829 606, 863 82, 971 15,199 34, 495 1, 257, 781 413, 862 962 1, 124,123 2 786, 000 625, 000 49, 850 8 banks. 19 00 00 00 49 97 46 72 84 15 85 99 08 00 39 79 00 00 00 33, 243, 930 92 $18, 275,149 950, 000 100, 000 2, 232, 300 415,126 4, 080,105 1, 422, 715 596, 871 575, 770 50,114 14,123 27,124 1, 953, 802 349, 723 1,693 1, 209, 733 3, 034, 616 1, 500, 000 55,150 87 00 00 00 33 53 25 63 68 74 33 14 35 00 84 77 00 00 64 36,844,121 10 MICHIGAN. 74 banks 75 banks. Loans and discounts Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'lbanks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'°"-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes .. TJ. S. cert's of deposit. Due from U.S. Treas Total $11, 683, 354 4,982,350 55, 000 278,400 469, 228 1,136,501 423, 371 104, 715 969, 821 161,402 67, 089 107, 931 312, 370 10, 863 322,373 1, 037, 573 10, 000 237, 611 74 banks 50 $11, 729, 280 67 4, 962, 350 00 00 55, 000 00 00 226, 550 00 00 73 473, 674 22 1,149, 930 33 35 450, 807 65 70 107, 738 94 44 71 990,130 77 65 50, 269 60 07 56, 041 95 74 118, 374 61 OQ 62 24 00 00 46 22, 369, 958 21 300, 795 11, 621 366, 546 1, 065, 453 10 000 233, 970 00 44 59 00 00 49 22, 358, 535 26 74 banks. 75 banks. $12, 470, 332 5, 253, 350 53, 000 332, 500 474, 714 851, 015 315, 807 53, 775 1, 023, 354 131,123 43, 830 81, 038 48 00 00 00 28 95 19 11 44 95 77 36 $12, 458, 638 56 5, 395,100 00 55, 000 00 313, 350 00 494, 382 71 1, 095,187 33 331,152 03 76, 263 74 1, 028, 247 41 149, 061 26 42, 711 96 110, 397 39 $11, 944,193 64 5, 505,100 00 50, 000 00 351, 650 00 516, 887 82 2, 061, 915 88 560, 562 80 105, 694 71 1, 012, 735 30 136, 611 68 37, 581 79 150, 652 39 258, 090 12, 475 350, 488 759, 965 00 61 83 00 271, 794 00 11, 229 78 347,172 63 806, 957 00 244, 762 32 22, 709, 624 29 243,879 75 23, 230, 525 55 433,112 7, 982 315, 946 1, 093, 489 00 07 39 00 312, 471 52 24, 596, 586 99 REPORT OF THE COMPTROLLER OF THE CURRENCY. 43 by States and reserve cities—Continued. ILLINOIS. Liabilities. DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. OCTOBER 2 131 b a n k s 130 b a n k s 131 b a n k s . 129 b a n k s . $11, 329, 600 00 $11, 279, 600 00 $11,149, 600 00 $10, 924, 600 00 $10, 884, 600 00 Surplus fund Undivided profits 3, 642, 787 87 1,137,169 94 3, 627, 834 07 1, 033, 368 05 3, 615, 847 61 1,126, 242 49 3, 550, 041 41 1, 247, 952 78 3, 539,108 27 1, 006, 730 31 Nat'l bank circulation 7, 604, 440 00 7, 567,190 00 7, 647, 915 00 7, 615, 964 00 7, 703,175 00 Capital stock Dividends unpaid 128 banks. 30,148 50 96, 782 50 14, 016 50 19, 622 00 16, 799 00 Individual deposits .. TJ. S. deposits Dep'tsU.S.dis.ofiicers 15, 037, 567 67 501, 093 81 49, 986 19 14, 849, 365 72 523,126 38 58, 639 69 16, 919, 716 29 725, 313 39 40, 715 48 17, 705, 917 22 651, 791 78 44, 632 23 19, 652, 884 61 623, 978 31 26, 572 71 Due to national banks Due to State banks... 107, 759 18 243,107 22 105, 461 82 298, 861 55 122, 921 06 218, 336 81 88, 883 96 325,770 59 89,102 93 473, 994 16 Notes re-discounted.. Bills payable 126, 542 48 34, 521 00 152, 338 66 57, 855 84 64, 658 45 24, 784 84 118, 948 33 73, 784 84 56, 500 00 39, 844, 723 86 39, 650, 424 28 41, 670, 067 92 42, 367, 909 14 44, 073, 445 30 Total CITY OF CHICAGO. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits .. U. S. deposits Due to national banks Due to State banks... Notes re-discounted Bills payable Total 9 banks. 9 banks. $4, 450, 000 00 $4, 450,000 00 950, 000 00 $3, 950, 000 00 $3, 950, 000 00 2, 250, 000 00 655, 976 30 2, 250, 000 00 454, 938 27 2 000, 000 00 678, 031 65 2, 000, 000 00 807, 587 18 2, 000, 000 00 731, 482 98 457, 500 00 453, 200 00 426,400 00 410, 295 00 610, 685 00 S banks. 8 banks. 8 banks. 249 00 110, 094 00 440 00 280 00 2,078 00 14, 602, 661 55 68, 614 11 13, 694, 795 64 65, 225 02 12 364, 257 24 69, 950 92 13, 574,137 07 65, 538 10 16,196, 759 38 70, 991 14 5, 282,173 76 3, 300, 319 99 673,181 37 3, 603, 570 82 6, 670, 898 20 4, 458, 606 83 7, 342, 643 76 5, 093, 449 81 8, 064, 849 79 5, 217, 274 81 45, 000 00 ] 27, 000 00 31,112, 494 71 30, 882, 005 12 30, 618, 584 84 33, 243, 930 92 36, 844,121 10 MICHIGAN. 75 b a n k s Capital stock Surplus fand Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 74 b a n k s . 74 b a n k s 74 b a n k s 75 b a n k s . $7, 478, 200 00 $7,428, 200 00 $7, 268, 200 00 $7, 252, 200 00 $7, 237, 200 00 1, 994, 019 89 931,185 51 1, 984, 662 41 626, 738 94 1, 882, 826 50 769, 711 36 1, 865, 741 80 893, 325 46 1, 870, 603 42 773, 536 84 4, 273, 891 00 4, 263, 724 00 4, 674, 630 00 4, 790, 334 00 4, 883, 020 00 * 43, 324 00 181,153 00 31, 393 62 34, 978 00 33, 855 50 Individual deposits-. U. S. deposits Dep'ts U.S.dis. officers 7, 420, 918 42 21, 864 05 18,104 21 7, 613, 885 53 24, 474 43 15, 398 21 7, 291, 342 17 21, 239 27 13, 012 8Q 7, 604, 758 89 32, 041 52 17, 875 89 9, 412, 622 55 12,113 19 19, 620 36 Due to national banks Due to State banks... 57, 994 82 41, 889 59 66,751 60 58,109 62 93,145 55 75, 954 51 79,175 77 92, 240 46 127,131 08 97, 792 94 Notes re-discounted.. Bills payable 69, 327 90 19, 238 82 79, 872 52 15, 565 00 579, 477 35 8,691 10 550,134 77 17, 718 99 124, 091 11 5,000 00 22, 369, 958 21 22, 358, 535 26 22, 709, 624 29 23,230,525 55 Total . . . 24, 596, 586 44 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878, arranged CITY OP DETROIT. JANUARY 1. DECEMBER 6. OCTOBER 2. JUNE 14. APRIL 4. Resources. 4 banks. Loans and discounts Bonds for circulation Bonds for deposits . . U. S. bonds on hand.. Other stocks and b'ds Due from res' ve ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g -house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. IT. S. cert's of deposit. Due fromU. S. Treas. Total $4,120, 846 1,353,400 500, 000 268, 600 71,311 801, 568 633,192 75, 923 93, 350 27, 876 11,109 50, 462 175,927 277,214 5,017 132,173 900, 879 4 banks. 4 banks. $4,184, 827 1, 353, 400 500, 000 212, 500 75, 886 741, 330 527, 650 50,566 93, 557 7,157 11,109 97, 587 218,149 245, 024 4, 699 113,707 862,182 60 00 00 00 73 39 01 54 00 66 36 75 43 00 96 59 00 77, 099 58 . 9, 575, 952 60 : 70 00 00 00 13 69 32 79 50 08 36 87 44 00 43 12 00 4 banks. 4 banks. $4, 616, 493 1, 403, 400 500, 000 87, 050 85, 710 734,176 364, 286 71, 452 93,307 9, 533 82 00 00 00 54 21 89 88 50 90 $4,210,032 1,403,400 500, 000 26, 750 85, 710 1, 280. 524 500, 341 61, 050 93,057 28, 467 60 00 00 00 54 02 12 52 50 25 72, 079 157, 305 104, 829 4,199 123,137 669, 963 71 39 00 85 70 00 108,811 152, 466 57, 471 4, 218 133, 681 680, 530 68 45 00 77 50 00 $4, 958,130 61 1,403,400 00 500, 000 00 213 200 00 87,172 79 1, 599, 025 36 845, 314 35 142, 670 80 92, 807 50 10, 651 60 2,125 00 90,710 13 139, 202 72 85, 022 00 6, 464 32 128, 579 34 681,157 00 77,118 94 66, 504 32 65,401 84 74, 526 94 9, 376, 454 37 9,163, 430 71 9, 391, 914 79 11, 060,160 46 WIS CONSIN. 35 banks. 35 b a n k s . Loans and discounts. $5,136, 750 64 Bonds for circulation 1, 959, 500 00 Bonds for deposits . . 100,000 00 U. S. bonds on hand.. 231,700 00 Other stocks and b'ds 70, 837 94 Due from res've ag'ts 598, 572 75 267, 000 61 Due from nat'l banks 51, 063 10 Due from State banks 323, 831 03 Real estate, &c 83, 380 30 Current expenses 25, 037 86 Premiums paid 35,991 70 Cash items Clear'g-house exch'°"s Bills of other banks.. 130,796 00 6, 038 71 Fractional currency 165 840 72 Specie Legal-tender notes . . 553,172 00 Due from U. S. Treas Total 34 b a n k s . $5, 058, 467 1, 959, 500 100, 000 194, 400 72, 899 745, 724 306, 654 76, 097 321, 308 33, 380 24, 954 43, 486 09 173, 773 5,694 190 467 565, 414 00 00 00 00 74 88 34 50 93 60 34 30 90 88 00 33 b a n k s . 33 b a n k s . 19 09 75 44 41 12 03 18 $5, 086, 925 1, 818, 000 100, 000 205, 900 121,264 1,135, 562 470, 756 93, 330 299, 033 50, 084 11, 943 46, 931 12 00 00 00 95 15 66 46 22 44 17 16 00 93 47 00 146, 387 4,565 181, 789 521, 649 00 41 94 00 $4, 934, 252 1, 864, 500 100, 000 234, 400 67, 594 797, 295 329, 938 54, 764 303, 430 61, 018 19, 265 41, 344 37 00 00 00 96 81 17 69 67 13 07 56 $4, 995, 243 1, 794, 500 100, 000 290, 750 90, 760 767, 576 356, 227 56, 775 301, 471 66, 848 19, 034 36, 302 72 00 <:0 144,120 5, 853 201, 130 450, 773 00 02 65 00 109, 757 5,872 186, 804 425, 786 00 91, 977 40 93, 428 36 87, 394 48 84, 279 53 89,182 53 9, 831, 490 76 9, 965, 651 86 9, 697, 075 58 9, 687, 988 86 10, 383, 305 21 CITY OP MILWAUKEE. 3 banks. Loans and discounts Bonds for circulation Bonds for deposits... IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses.... Premiums paid Cash items Clear g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. IT. S. cert's of deposit. Due from II. S. Treas Total $2, 082, 593 235, 000 400, 000 1,700 42, 000 502,107 158, 492 9,261 127, 338 13, 340 4, 403 2,015 158,144 20, 587 1,936 92,190 375, 901 50, 000 10, 575 3 banks. 36 00 00 00 00 35 09 79 43 46 67 53 73 00 67 72 00 00 00 4, 287, 587 80 3 banks. 3 banks. $2, 387, 543 235, 000 400, 000 5,100 42, 000 350, 211 168, 640 11,124 127, 512 78 00 00 00 00 81 01 12 56 $2, 404, 768 65 235, 000 00 500, 000 00 350 00 45, 500 00 505, 536 70 93, 019 84 10, 085 09 117, 238 62 4,977 14 2, 860 147, 833 15, 226 824 172, 304 354, 792 50, 000 11,106 36 26 00 45 37 00 00 87 2,949 98, 505 14, 237 1,731 151, 834 292, 011 20, 000 14,055 4, 482, 079 59 06 69 00 89 18 00 00 41 4, 511, 800 27 $2,190, 518 385, 000 520, 000 9,800 42, 000 479, 703 309, 873 18, 241 117, 053 13, 226 1,807 3,886 126, 529 12,197 754 158, 476 319, 094 55, 000 21, 746 3 banks. 84 00 00 00 00 00 26 23 62 88 50 66 46 00 42 99 00 00 16 4, 784, 909 02 $2, 267, 766 630, 000 450, 000 12, 050 44, 950 475, 495 165, 261 16,^06 125, 081 4,743 3,137 3,174 260, 823 4,818 1,148 165, 714 240, 332 55, 000 32, 350 94 00 00 00 50 93 89 60 96 43 23 62 76 00 73 12 00 00 00 4, 958, 355 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 45 by States and reserve cities—Continued. CITY Liabilities Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid DECEMBER 6. OF D E T R O I T . JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. 4 banks. 4 banks. 4 banks. $2,100, 000 00 $2,100, 000 00 $2,100, 000 00 $2,100, 000 CO $2,100, 000 00 715, 000 00 373, 857 39 715, 000 00 305, 927 18 715, 000 00 363, 803 79 715, 000 00 440, 728 38 715, 000 00 390,144 43 1,143, 900 00 1,155, 000 00 1,194, 000 00 1, 237,100 00 1, 217, 700 00 4 banks. 4 banks. 1, 322 50 56, 322 50 11, 732 50 2, 352 50 15, 082 50 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 3,767,583 84 161, 901 32 298,190 16 3, 679, 263 94 116, 058 13 207, 398 69 3, 770, 373 36 37,267 31 167, 853 80 3, 649, 830 46 50, 428 23 321, 233 46 4, 851, 957 14 62, 485 09 350, 235 00 Due to national banks Due to State banks... 570, 027 64 444,169 75 550, 609 05 490, 874 88 408,151 30 395, 248 65 437, 968 24 409, 483 16 641,256 33 716, 299 97 Notes re-discounted Bills payable Total 27, 790 36 9, 575, 952 60 9, 376, 454 37 9,163, 430 71 9, 391, 914 79 11, 060,160 -16 33 banks. 33 banks. WISCONSIN. 35 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid $2, 615, 000 00 739,136 72 358, 968 01 1, 751, 846 00 31, 708 50 35 banks. $2, 615, 000 00 $2, 515, 000 00 $2, 450, 000 00 $2, 450, 000 00 738, 640 49 286,331 97 733, 721 58 280, 747 81 724, 934 27 353,179 79 694,593 84 306, 898 21 1, 750,146 00 40, 458 50 4, 354, 341 71 49, 747 28 12, 008 37 Individual deposits.. TJ. S. deposits Dep'ts U.S.dis.officers 4,161, 369 35 44, 078 44 9, 755 75 Due to national banks Due to State banks... 14, 438 35 63, 737 80 11, 723 26 67, 733 44 Notes re-discounted.. Bills payable 13, 331 00 28,120 84 9, 831, 490 76 16, 520 84 23, 000 00 Total 34 banks. 9, 965, 651 86 CITY OF 1, 661, 246 00 1, 598,165 00 32,480 00 30,430 00 1, 615, 603 00 30, 390 00 4, 256, 000 38 57, 951 53 19,115 56 4, 310,112 97 55, 294 12 .12, 367 91 5, 077, 634 25 69, 867 68 18, 687 98 15,126 82 74, 955 58 15, 565 55 35,164 77 25, 772 61 81, 519 36 11, 504 73 88, 004 68 10, 000 00 10,120 84 9, 697, 075 58 11, 091 99 35,120 84 9, 687, 988 86 10, 383, 305 21 MILWAUKEE. 3 banks. 3 banks. 3 banks. 3 banks. $650,000 00 $650, 000 00 $650, 000 00 $650, 000 00 $650, 000 00 Surplus fund Undivided profits 215, 000 00 86, 444 34 215, 000 00 46,172 27 215, 000 00 72, 650 98 215, 000 00 90, 735 25 215,000 00 98, 003 16 Nat'l bank circulation State bank circulation 211,500 00 211, 500 00 211, 500 00 242, 980 00 566, 200 00 Individual deposits... U. S. deposits Dep'ts U.S.dis.officers 1,893,361 92 161, 744 29 229, 026 59 2, 028, 352 83 175, 860 00 283, 006 17 1, 967, 503 87 270, 663 50 195, 047 26 2, 336, 716 08 270, 265 28 221, 341 72 2,094,297 11 • 188, 026 96 197, 940 64 Due to national banks Due to State banks.. 437, 996 69 231, 993 22 459,143 88 277, 044 44 497 285 86 282,148 82 513, 255 06 244, 615 63 612, 502 41 336, 385 43 Notes re-discounted.. Bills pay able Total 60, 520 75 110, 000 00 26, 000 00 110, 000 00 150, 000 00 4, 287, 587 80 4, 482, 079 59 A, 511, 800 27 4, 784, 909 02 4,958,355 71 Capital stock 3 banks. Dividends unpaid.... 46 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged IOWA. Resources. DECEMBER 6. 75 b a n k s . Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. TJ. S. cert's of deposit Due from XL S. Treas Total JANUARY 1. 74 b a n k s . $9, 245, 930 4, 457, 000 75, 000 212, 450 442, 613 708, 969 388, 702 126, 067 926, 316 152, 728 100,162 106, 691 11 00 00 00 23 28 87 30 90 30 36 61 329, 391 9, 695 279,156 1, 088, 772 00 24 67 00 206, 754 81 18, 856,401 68 984 336 941 250 JUNE 14. 74 b a n k s . $9, 088, 333 83 4, 407, 000 00 75, 000 00 246, 350 00 505, 645 07 925,397 61 455, 263 24 123, 077 28 929, 888 95 93, 021 66 89, 596 10 124, 940 00 382, 8, 319, 1,178, APRIL 4. 00 07 92 00 206, 835 18 19,159, 860 91 OCTOBER 2. 74 b a n k s . 73 b a n k s . $8, 924, 656 4, 505, 000 75, 000 554, 350 395,180 1, 479, 556 735, 661 142, 969 917, 729 196, 029 66, 547 124, 741 90 00 00 00 26 22 85 44 08 91 90 12 $8, 818, 366 4, 575, 000 75, 000 546, 750 373,481 2, 057, 888 927,132 141, 230 931, 205 172, 655 60, 207 94, 068 75 00 00 00 06 40 68 04 66 73 46 92 $9, 603, 990 4, 550, 000 75, 000 443,400 435, 330 1, 570,147 627, 605 219,105 927,473 146, 781 49, 841 135,307 08 00 00 00 31 95 04 47 88 14 73 19 457, 820 8,193 402, 722 1, 204, 879 00 86 91 00 397, 239 7, 954 418, 501 1,112, 555 00 87 92 00 454, 302 6, 249 429, 658 1,203,677 30, 000 217,142 00 48 09 00 00 99 215, 391 04 219, 772 29 20, 406, 429 49 20, 929, 009 78 21,125, 012 35 MINNE SOT A. 31 banks. Loans and discounts. Bonds for circulation Bonds for deposits . . U. S. bonds on h a n d . . Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'o^-house exch'o's Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . U. S. cert's of deposit Due from IT. S. Treas Total $9, 343, 614 2, 623, 500 460, 000 2,450 78, 577 560, 947 265, 083 70, 276 442, 784 112, 478 70, 878 165, 008 31 banks. 31 banks 31 banks. 30 b a n k s . 64 00 00 00 10 52 15 89 54 42 84 50 $9, 078, 838 2, 623, 500 460, 000 2, 550 79, 096 603, 699 221, 329 78,115 428, 600 57,145 47, 493 171, 904 20 00 00 00 50 45 23 47 57 80 64 92 213, 715 00 4, 025 10 73, 562 47 701, 843 00 169, 718 4,139 94, 890 803, 803 00 81 124,481 59 121, 650 05 125, 885 16 125, 511 71 135,157 94 15, 313, 226 76 15, 046, 474 93 14, 887, 405 37 16, 772, 098 64 16, 729, 508 55 99 00 $9, 052,108 17 2, 673, 500 00 525, 000 00 9,150 00 71. 981 70 602, 720 80 >35, 219 94 58, 404 15 428,186 80 133, 396 83 42, 585 64 94, 744 78 120, 3, 88, 621, 677 575 300 969 00 10 30 00 $9, 590, 236 2, 768, 500 450, 000 296, 400 77,108 1, 234, 259 390, 430 62, 887 430, 790 160, 516 38, 910 155, 406 48 00 00 00 84 56 29 49 41 90 64 64 $10,005,489 2, 779, 500 450, 000 107, 950 144, 525 1, 003, 892 239, 847 63, 588 409, 344 67, 555 19, 098 263,170 38 00 00 00 ?,5 96 46 59 92 50 37 64 229, 330 3,317 97, 810 660, 682 00 08 60 00 195, 856 2,832 135 460 706, 238 00 74 80 00 MISSOURI. 16 b a n k s Loans and discounts Bonds for circulation Bonds for deposits U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Real estate, &c Current expenses... Premiums paid Cash items Clear'tr-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes . TJ S cert's of deposit Due from U. S. Treas Total 16 banks 16 b a n k s . $1, 862, 028 98 1, 230, 000 00 14 b a n k s 15 b a n k s . $1,805,641 65 1, 230, 000 00 $1, 765, 02f> 53 1,180, 000 00 $1, 593, 792 23 1, 030, 000 00 $1,701,783 77 1, 040, 000 00 110, 650 492, 097 275, 374 121, 203 68, 637 268, 323 47,017 26, 401 33, 881 00 76 93 65 77 28 29 99 95 104,100 494, 767 347, 475 133, 783 54, 867 264, 672 8, 872 22, 812 28,150 00 06 41 63 62 76 79 24 16 209, 700 519,132 311,116 124, 268 61, 277 264, 828 48,135 23, 603 23, 474 00 12 58 96 79 96 30 92 75 100,100 505, 770 374, 332 59, 450 61, 913 235,158 54, 538 26, 889 19, 383 00 94 45 96 86 43 09 30 71 66, 450 464,102 395, 760 66,589 53, 814 233,176 34, 907 13, 033 20, 550 00 47 09 13 91 74 28 99 36 88, 428 1,890 65, 098 248, 650 00 11 04 00 101, 979 1, 434 72, 999 295, 353 00 62 83 00 84, 475 1,427 70, 585 250, 415 00 48 48 00 59,149 1,367 70, 329 200, 298 00 02 7? 00 62, 852 1, 092 59,174 212, 846 00 18 86 00 56,185 53 57, 580 34 55, 808 69 47, 964 04 48,148 49 4, 995, 869 28 5, 024, 490 11 4, 993, 276 56 4,440,437 75 4,474, 282 27 REPORT OF THE COMPTROLLER OF THE CURRENCY. 47 by States and reserve cities—Continued. IOWA. Liabilities. DECEMBER 6. JANUARY 1. 75 banks. Capital stock Surplus fund Undivided profits.... Nat'l bank circulation State bank circulation Dividends unpaid APRIL 4. JUNE 14. OCTOBElt 2. 74 b a n k s . 74 b a n k s . $5, 857, 000 00 $5, 757, 000 00 $5, 747, 000 00 $5, 757, 000 00 $5, 707, 000 00 1, 375, 253 19 614, 666 90 1, 427, 829 84 513,987 31 1, 337,120 60 598, 427 81 1, 348, 205 95 602, 944 84 1, 380,169 60 543, 758 91 3, 949, 065 00 3, 907, 997 00 3, 966, 695 00 4, 014, 903 00 4, 036, 268 00 74 b a n k s . 73 b a n k s . 35, 821 66 72,160 69 36, 482 66 46, 477 16 38, 988 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 6, 498, 599 24 57,330 03 8, 031 16 6, 801, 218 04 49, 279 70 6, 021 32 8, 041, 322 63 37, 094 43 6, 224 30 8, 447, 727 17 41, 557 16 4, 545 16 8, 752, 223 32 36, 591 95 6, 658 16 Due to national banks Due to State banks.. 131, 587 66 162, 565 66 277, 210 51 196,122 34 203, 344 39 397, 341 00 182, 257 91 444, 001 76 166, 529 84 371, 724 57 Notes re-discounted.. Bills payable 151,481 18 15,000 00 138, 318 25 12, 715 91 35, 376 67 24, 389 67 15, 000 00 65,100 00 20, 000 00 19,159, 860 91 20, 406, 429 49 20, 929, 009 78 21,125, 012 35 Total 18, 856, 401 68 MINNES OTA. 31 banks. Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid 31 b a n k s . 31 banks. 31 b a n k s . $4, 770, 000 00 $4, 770, 000 00 $4, 760, 000 00 $4, 760, 000 00 $4, 660 000 00 779, 733 93 580, 848 50 2, 350, 431 00 777, 772 19 426, 725 09 786, 895 77 456, 826 92 787,195 77 613, 042 18 786, 458 66 386, 699 75 2, 350, 431 00 2, 393, 551 00 2, 480, 389 00 2, 493, 851 00 7,292 00 5, 455, 839 83 Individual deposits.. 66, 647 54 U. S. deposits 212, 690 76 Dep'ts U.S.dis.officers 218, 953 11 Due to national banks 185, 480 71 Due to State banks... 677, 309 38 Notes re-discounted.. Bills payable 8, 000 00 15, 313, 226 76 Total 30 b a n k s . 43, 707 50 5, 932 00 5, 687 00 6, 397 00 5, 306, 891 03 91, 824 64 230, 075 76 5, 407, 915 29 226,180 85 100,377 67 6, 797, 998 61 178, 638 49 210, 069 48 7,104, 034 86 63, 921 78 316,170 00 249,173 73 244, 239 80 186,170 75 218, 014 48 307,168 51 412, 555 86 223, 821 83 301, 933 10 543, 634 19 12, 000 00 322, 540 64 23, 000 00 199, 353 74 20,000 00 381, 220 57 5, 000 00 15, 046, 474 93 14, 887, 405 37 16, 772, 098 64 16, 729, 508 55 MISSOURI. Capital stock 16 banks. 16 b a n k s . 16 b a n k s . 14 b a n k s . $1,375,000 00 $1, 375, 000 00 $1, 325, 000 00 $1,175, 000 00 $1, 200, 000 00 15 b a n k s . Surplus fund Undivided profits — 336, 573 20 261, 754 23 336,393 76 181,140 58 335, 727 04 226, 845 70 320, 611 83 236, 736 13 314, 510 00 223, 803 36 Nat'l bank circulation State bank circulation 1, 095, 691 00 1, 099, 011 00 1,054,673 00 917, 644 00 903, 939 00 Dividends unpaid 123 00 29, 373 00 267 00 44 00 184 00 Individual deposits .. U. S. deposits Dep'ts U.S.dis.officers 1, 849, 722 85 1, 939, 725 79 1,970,457 88 1,730, 299 58 1, 737, 050 82 Due to national banks Due to State banks.. 22, 469 47 13, 876 32 7, 614 36 14, 622 41 19, 089 54 19, 515 67 16, 056 25 20, 594 23 6, 384 62 28, 830 00 Notes re-discounted Bills payable 17, 900 00 22, 759 21 20, 000 00 21, 609 21 41, 700 73 23, 451 73 5, 000 00 54, 580 47 4, 995, 869 28 5, 024, 490 11 4, 993, 276 56 4, 440,437 75 4, 474, 282 27 Total 48 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged C I T Y OF S T . L O U I S . DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. Resources. 5 banks. Loans and discounts Bonds for circulation Bonds for deposits . . U. S. bonds on h a n d . . Other stocks and b'ds Duefromres'veag'ts Due from nat'l banks Due from State banks Heal estate, &c C u r r e n t expenses P r e m i u m s paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . TJ. S. cert's of deposit D u e from TJ. S. Treas Total 5 banks. 5 banks. 5 banks. 5 banks. $6,301,307 82 510, 000 00 300, 000 00 61, 050 00 574,947 43 451, 791 45 314, 205 47 193, 718 26 276, 233 94 131, 975 40 55, 002 40 33, 074 52 604,112 80 263, 099 00 4, 702 65 64, 948 50 1, 049, 000 00 185, 000 00 32,179 63 $6, 037,120 42 510,000 00 300, 000 00 63,900 00 573,177 41 182,238 59 320,225 90 139, 239 22 277, 295 45 8, 283 33 54,983 90 28, 610 06 502, 768 67 251,421 00 4, 562 43 218, 545 07 939, 270 00 335, 000 00 29, 679 63 $6, 230,104 43 660,000 00 300, 000 00 871,150 00 427, 394 12 493, 274 68 246, 590 06 85, 390 04 261, 368 20 88, 413 81 49,262 80 30, 981 16 412, 926 24 249, 029 00 4, 826 39 280, 049 80 1.142, 000 00 185, 000 00 36,102 13 $6,121, 954 89 860, 000 00 250, 000 00 645, 650 00 422, 301 12 795, 676 80 340, 785 43 97, 011 16 258, 790 08 94, 482 24 48, 857 36 26,418 38 512, 808 92 184, 035 00 4, 389 17 293, 016 24 1, 014, 000 00 185, 000 00 40, 072 62 $7, 258, 803 99 860, 000 00 250, 000 00 259,150 00 407, 384 38 755, 324 85 183,050 29 130, 393 18 265, 270 30 119, 436 38 13, 599 87 89, 288 95 579, 769 27 139,126 00 3, 774 25 231, 433 59 898, 500 00 100, 000 00 40, 477 24 11, 406, 349 27 10, 776, 321 08 12, 053, 862 86 12,195, 249 41 12, 584, 782 54 KANSAS. 11 banks. 11 banks Loans and discounts Bonds for circulation Bonds for deposits . . TJ. S. bonds on h a n d . . Other stocks and b'ds Due from res' ve ag'ts Due from nat'l banks Due from State b a n k s Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . U S cert's of deposit Due from TJ. S. Treas Total 11 banks. 11 banks 12 banks. $1, 383, 971 680, 000 375, 000 84, 700 35, 811 191, 829 110, 426 119,116 235, 801 35,139 20, 411 42, 295 12 00 00 00 95 69 14 38 99 34 58 30 $1,403, 679 680, 000 375, 000 84,700 33, 978 195, 898 146, 246 108, 900 236, 008 21, 559 19, 911 38, 944 44 00 00 00 98 47 58 02 72 44 58 97 $1,423,017 720, 000 375, 000 93, 200 30,197 228, 839 .157, 525 106, 962 240, 554 25, 678 16, 222 31, 721 49 00 00 00 52 40 57 56 81 42 58 62 $1, 454, 504 720, 000 375, 000 104, 700 51, 692 402, 905 123, 203 127, 804 228, 421 37, 330 13, 553 26, 336 07 00 00 00 09 92 07 68 33 03 83 43 $1, 562, 481 760, 000 375, 000 108, 750 33, 025 454, 308 184, 088 143, 480 223, 852 25, 628 11, 914 41, 926 88 00 00 00 72 70 97 18 10 58 12 17 75, 798 1, 453 28, 573 241, 751 00 28 41 00 81, 897 1,212 35, 658 239,130 00 20 6'4 00 58, 841 1, 341 37, 728 309, 353 00 19 41 00 57, 517 1,615 43, 880 260, 793 00 10 '47 00 100, 584 1, 664 45, 704 326, 475 00 27 18 00 49, 367 00 31, 982 22 38, 680 37 40, 468 29 40, 482 29 3, 711, 446 18 3, 734, 708 24 3, 894, 863 94 4, 069, 725 11 4, 439, 366 16 NEBRASKA. 10 banks. Loans and discounts Bonds for circulation Bonds for deposits . . TJ. S. bonds on h a n d . . Other stocks and b'ds Due from res've ag'ts D u e from nat'l banks D u e from State b a n k s Real estate, &c Current expenses P r e m i u m s paid Cash items Clear' g-house exch'gs Bills of other b a n k s . . Fractional currency Specie Legal-tender notes . . U. S. cert's of deposit Due from U . S . Treas . Total $2, 460, 872 46 784, 000 00 310, 000 00 138,400 00 289,448 06 329,120 52 89, 550 85 119, 902 60 209,649 64 27, 916 62 18, 666 31 103, 607 88 107, 834 00 2, 214 47 143, 561 18 339, 509 00 46,137 74 5, 520, 391 33 j 10 banks. 10 banks. 10 banks. 10 banks. $2, 442, 563 62 784,000 00 310, 000 00 134, 000 00 260,066 94 326, 765 11 109, 398 41 98, 935 25 216, 094 71 25, 524 02 18 639 95 103, 760 84 $2, 472, 533 70 784, 000 00 300, 000 00 38, 350 00 256, 712 93 310, 509 18 141, 960 12 185, 878 36 217, 341 94 34,022 05 16,106 50 134, 989 13 $2, 380, 608 94 784, 000 00 325, 000 00 141,600 00 188,481 64 780,819 72 292, 373 48 205, 330 82 207, 334 94 62, 498 85 13, 498 44 128, 233 91 135, 369 1,900 152, 221 273, 344 82,067 2,159 243, 557 293, 023 108, 724 2,125 306, 649 236,448 00 72 36 00 00 74 21 00 00 04 37 00 $2, 896, 872 48 809, 000 00 350, 000 00 160, 700 00 282, 087 13 540, 755 03 114, 908 77 259,136 59 215, 797 36 36, 092 53 10,387 48 125, 048 44 114, 2, 179, 200, 564 395 213 976 00 16 37 00 40, 675 60 39, 376 95 46, 348 95 47, 332 25 5, 433, 259 53 5, 552, 587 81 6, 210, 076 10 6, 345, 266 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. 49 by States and reserve cities—Continued. CITY OF S T . L O U I S . Liabilities. Capital stock DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. OCTOBER 2 5 banks. 5 banks. 5 banks. 5 banks. 5 banks. $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 $2, 650, 000 00 Surplus fund Undivided profits 655,149 68 283, 591 57 6G6, 798, 37 1#1, 967 73 624, 842 64 293, 735 47 624, 842 64 296, 848 57 627, 788 45 293, 274 13 Nat'l bank circulation State bank circulation 361, 300 00 365, 500 00 550, 080 00 621, 280 00 772, 690 00 Dividends unpaid 5, 053 68 21, 721 68 5,584 18 5, 573 18 6,774 18 Individual deposits. . U. S. deposits Dep'ts U.S.dis. officers 3, 715, 379 34 231, 915 78 3,198, 628 01 187, 725 86 4,136, 371 48 185, 539 90 4, 244, 470 79 166, 626 77 4,115, 644 69 176, 977 96 Due to national banks Due to State banks.. - 1, 275, 249 81 1, 666, 554 25 1, 327, 200 63 1, 753, 245 66 1, 245, 562 95 1, 995, 096 24 1, 394, 569 18 2,181, 038 28 1, 542, 744 87 2, 039,125 29 263, 533 14 200, 000 00 37, 050 00 330, 000 00 10, 000 00 259, 762 97 100, 000 00 10, 776, 321 08 12, 053, 862 86 12,195, 249 41 12, 584,782 54 Notes re-discounted.. Bills payable Total 342,155 16 220, 000 00 11, 406, 349, 27 KANSAS. 11 banks. Capital stock . Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits... 11 banks. 11 banks. 11 banks. 12 banks. $800, 000 00 $800, 000 00 $800, 000 00 $790, 000 00 $838, 450 00 182, 314 00 90, 245 77 609, 825 00 182, 514 00 80, 533 05 611, 980 00 184, 539 00 89, 754 94 179, 739 00 119, 002 97 184, 839 00 79, 588 76 646, 300 00 646, 500 00 675, 000 00 380 00 260 00 246 00 428 00 358 00 U. S. deposits Dep'ts U.S.dis.officers 1, 558, 769 24 106, 324 41 209, 460 22 1, 554, 666 22 107, 550 67 227, 441 93 1, 744, 043 90 156, 804 36 88, 488 27 1, 803, 659 56 115,185 77 193, 067 66 2,138,150 43 122, 323 99 192, 417 26 D u e to national banks D u e to State banks .. 11, 064 32 118, 063 22 16, 813 39 125, 948 98 12, 318 03 167, 369 44 12, 933 32 205, 208 83 26, 633 24 174, 705 48 Notes re-discounted.. Bills payable 10, 000 00 15, 000 00 14, 000 00 13, 000 00 1, 000 00 4, 000 00 3, 711, 446 18 3, 734, 708 24 3, 894, 863 94 Total 4, 000 00 4, 069, 725 11 6, 900 00 4,439, 366 16 NEBRASKA. 10 b a n k s . Capital stock $950, 000 00 10 b a n k s . $950, 000 00 10 banks. $925, 000 00 10 b a n k s . 10 b a n k s . $925, 000 00 $925, 000 00 Surplus fund Undivided profits 224,200 00 154,199 23 224,200 00 165,159 99 217, 500 00 180, 979 41 222, 900 00 156, 312 23 210, 300 00 131, 655 54 Nat'l bank circulation State bank circulation 705, 000 00 704, 580 00 705, 040 00 704, 910 00 726, 970 00 Dividends unpaid Individual deposits -. U. S. deposits Dep'ts U.S.dis.officers 30 00 30 00 4, 030 00 3, 980 00 2, 581, 684 94 116, 018 81 176, 786 21 2, 492, 391 74 63, 294 64 245, 052 77 2, 524, 762 11 161, 971 11 217, 857 47 2, 963, 802 92 94, 788 69 228, 598 63 2, 987, 791 27 112, 436 87 235, 246 07 Due to national banks Due to State banks.. 361, 430 32 210,459 15 306, 396 80 186,113 63 231, 538 45 251, 635 28 538, 960 69 320, 822 94 495, 037 92 405, 550 37 Notes re-discounted.. Bills payable 40, 582 67 96, 039 96 132, 273 98 50, 000 00 135, 278 55 5, 520, 391 33 5, 433, 259 53 5, 552, 587 81 6, 210, 076 10 6, 345, 266 59 Total H. Ex. 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1? 1878, arranged COLOR AD O. Resources. DECEMBER 6. 13 banks. 13 b a n k s . Loans and discounts. Bonds for circulation. Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res'veag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear' g-house exch'gs Bills of other banks.. [Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit. Due from TJ.S.Treas Total $2, 838, 035 740, 000 150, 000 100, 800 206, 793 448, 247 355, 063 257, 982 183, 262 37,197 28,160 106, 275 23 00 00 00 55 07 23 84 17 68 99 31 77,175 928 65,420 574,453 00 62 57 00 $2, 861, 686 740, 000 150, 000 100, 800 214,389 511,079 502,201 224,139 184,148 30, 219 28,160 95, 314 OCTOBER 2. JUNE 14. 13 banks. 14 b a n k s . 14 banks. 68 00 00 00 88 55 32 29 07 23 99 74 $3,154, 629 745, 000 150, 000 * 84, 050 234, 736 708,588 387, 011 288, 758 186, 229 40,156 24,395 106, 518 81 00 00 00 57 48 31 25 78 88 00 86 $3, 420, 296 84 806, 500 00 150, 000 00 89, 500 00 320,121 56 1, 086, 242 87 569, 751 39 447, 896 00 190,133 07 53, 965 29 18,044 73 125, 203 31 66, 705 00 3, 044 81 54, 551 66 590,129 00 84, 749 1, 513 75, 862 585, 413 00 51 87 00 103, 553 1, 554 103, 535 635, 096 00 75 49 00 $3, 804, 640 810,000 160, 000 445, 950 311,020 1,389,296 715, 575 403, 315 202, 987 32, 684 17,427 195,115 79 00 00 00 99 94 20 97 25 67 49 9» 128, 077 1, 387 121, 838 704, 836 00 64 75 00 45, 627 39 45, 412 44 51, 969 09 57, 230 17 51, 659 40 6,215,422 65 6,401, 982 -66 6, 909, 582 41 8,178, 624 47 9, 495, 814 08 ORE 1 bank. Loans and discounts Bonds for circulation Bonds for deposits... U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c .. Current expenses Premiums paid $848, 385 43 250, 000 00 • 225, 000 00 62, 300 00 92,545 26 41, 274 88 2,213 17 115, 247 47 75 00 12, 526 60 133 92 Clear' g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . U. 3. cert's of deposit Due fromU. S. Treas 232, 478 56 85,100 00 Total APRIL 4. JANUARY 1. 3, 300 00 GON. 1 bank. 1 bank. 1 bank. 1 bank. $804, 426 76 250, 000 00 249,900 00 36, 400 00 92,178 41 33,876 97 1, 627 34 104, 633 09 $807, 331 12 250, 000 00 400, 000 00 35, 200 00 89, 633 54 28,153 98 16,527 39 133, 842 23 $847, 282 41 250, 000 00 500, 000 00 5, 850 00 89, 865 93 149, 435 65 8, 518 60 12, 256 21 $767, 380 18 250, 000 00 500, 000 00 800 00 113, 427 34 58, 255 87 898 3a 25, 244 91 6, 835 59 11,591 52 3, 522 10 299 61 6, 535 45 148 00 48 00 1,130 00 16, 670 00 34, 370 00 2,770 00 211,841 27 89, 380 00 154, 867 08 53, 630 00 124, 232 71 59,430 00 107, 983 38 46, 330 00 11, 250 00 11, 250 00 11, 250 00 1, 981, 830 29 1, 886, 791 84 2, 003, 988 93 11,247 00 2,107, 901 74 11, 250 00 1, 890, 875 43 CALIFORNIA. Loans and discounts Bonds for circulation Bonds for deposits .. TJ. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency Specie Legal-tender notes .. U. S. cert's of deposit Due from U. Sf Treas Total 7 banks. 7 banks. 7 banks. 7 banks. 7 banks. $2, 322, 998 42 984, 000 00 $2, 342, 549 23 984, 000 00 $2, 272, 934 00 784, 000 00 $2,117,737 24 984, 000 00 $2, 425, 917 40 984, 000 00 40,100 97, 362 197, 366 10, 352 95, 645 224, 931 33, 013 8,107 19 805 00 49 39 98 18 92 49 46 40,100 79, 663 208,494 18,142 64, 650 223, 569 200 6,649 27 429 00 88 13 59 64 16 00 82 17 40, 000 56, 768 109, 851 152, 481 165, 660 227, 218 21, 012 3,026 15 189 00 30 91 16 33 81 56 91 70 40, 000 78, 223 197, 463 51, 324 73, 426 232, 915 29,219 1,026 32 231 00 67 54 11 22 67 76 88 \\ 51, 600 108, 424 207, 328 29, 252 126, 768 215, 026 18, 376 3,518 18 557 5,645 2 468,199 12, 339 00 09 28 00 3,420 1 525, 047 5,570 00 24 33 00 7,041 00 48 491, 059 61 12, 573 00 6,971 1 524, 355 4,653 00 22 28 00 2,790 00 32 483, 643 10 9,903 00 13, 500 00 13, 700 00 4, 387, 049 03 4, 698, 805 62 4, 519, 869 28 4, 529, 487 19 4, 358 817 77 00 31 01 99 03 00 49 34 63 51 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. COLORADO. Liabilities. JANUARY 1. DECEMBER 6. APRIL 4. JUNE 14. OCTOBER 2. 13 b a n k s . 13 b a n k s . $1, 010, 000 00 $1, 010, 000 00 $1, 010, 000 00 $1, 070, 000 00 $1, 070, 000 00 166, 500 00 139, 079 88 177, 500 00 132, 216 04 188, 000 00 93, 792 43 188, 500 00 150, 371 37 206, 500 00 140, 981 78 663, 500 00 664, 300 00 669, 800 00 721, 300 00 727, 200 00 Individual deposits... U. S. deposits Dep'ts U.S;dis. officers 3, 701, 931 68 46, 232 55 40, 522 10 3, 776,178 01 33, 926 73 69, 505 57 4, 300, 536 88 77, 586 35 34, 669 41 5, 225, 763 53 101, 897 77 43, 261 36 Due to national banks Due to State banks... Notes re-discounted.. Bills payable Total 227, 920 34 219,159 10 243, 401 90 294, 954 41 215, 405 17 314, 699 67 309, 689 21 357, 841 23 5,092 50 10, 000 00 6, 909, 582 41 8,178, 624 47 Capital stock Surplus fund Undivided profits Nat'l bank circulation 13 b a n k s 14 b a n k s 14 b a n k s . Dividends unpaid 577 00 6, 215, 422 65 • Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... Notes re-discounted Bills payable Total 6, 401, 982 66 ORE 6,178, 873 36 75, 655 28 64, 513 91 407, 751 67 624, 338 08 9, 495, 814 08 GON. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $250, 000 00 $250, 000 00 $250, 000 00 $250, 000 00 $250, 000 00 50, 000 00 309, 350 27 50, 000 00 259, 201 19 50, 000 00 271,141 84 50, 000 00 295, 807 78 50, 000 00 287, 202 48 219, 600 00 218,100 00 219, 600 00 209, 497 00 213,190 00 600 00 27 500 00 13 100 00 830, 763 53 37, 649 56 259, 801 52 771, 511 47 57, 322 34 218, 292 07 686, 483 90 326, 008 88 163, 527 43 769, 464 19 336, 203 41 182, 094 14 710, 973 98 159,122 44 191, 263 57 24, 065 41 11, 790 63 23, 074 14 24,126 88 14, 835 22 6, 072 15 20, 890 81 1, 981, 830 29 1, 886, 791 84 2, 003, 988 93 2,107, 901 74 1, 890, 875 43 2 160 00 CALIF ORNIA. Capital stock 7 banks. 7 banks. 7 banks. 7 banks. $1, 550, 000 00 $1, 550, 000 00 $1, 550, 000 00 $1, 550, 000 00 $1, 550, 000 00 7 banks. Surplus fund Undivided profits 137, 485 07 154, 787 36 143,273 88 145,116 29 154, 383 80 107, 643 59 150, 063 80 150,190 38 164, 534 92 99,177 01 Nat'l bank circulation State bank circulation 784, 830 00 783,135 00 540, 785 00 722, 810 00 813, 220 00 Dividends unpaid 1, 722 00 5, 986 00 1,120 75 498 50 1, 278 25 Individual deposits.. U. S. deposits Dep'ts U.S.dis.officers 1, 772, 486 48 1, 718, 837 08 1, 873,126 45 1, 665, 718 85 1, 885, 931 54 Due to national banks Due to State banks... 12,115 85 106, 442 52 6, 813 42 176, 325 52 12, 645 48 119,112 70 32, 329 82 115, 437 68 28, 910 14 155, 753 76 4, 519, 869 28 4, 529, 487 19 4, 358, 817 77 4, 387, 049 03 4, 698, 805 62 Notes re-discounted Bills payable Total 52 EEPOET OF THE COMPTEOLLEE OF THE CUEEENCY. Abstract of reports since October 1 ? 1878, arranged CITY OF SAN FRANCISCO. APRIL 4. JANUARY 1. DECEMBER 6. JUNE 14. OCTOBER 2. Resources. Loans and discounts. Bonds for circulation TJ S. bonds on ^and Other stocks nndb'ds Due from res Ve ag'ts. Due from nat'l banks. Due from State banks Keal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit. Due fromTJ. S. Treas. Total 2 banks. 2 banks. 2 banks. 2 banks. 1 bank. $2, 903,187 78 850, 000 00 $3, 085, 660 48 850, 000 00 $3, 096, 212 58 850, 000 00 $3, 013, 646 22 850, 000 00 $2,142, 011 62 800, 000 00 30, 517 82 94, 818 83 34,283 89 323, 826 34 92, 702 85 22, 497 07 10,920 00 51,913 82 62,774 99 39, 549 00 14 20 432, 908 40 18,300 00 22, 497 07 8, 679 91 37, 907 66 138, 399 35 92, 754 73 1, 522 33 10, 920 00 4, 385 63 36, 995 74 6, 218 00 11 27 679, 878 50 1, 384 00 5,118,190 62 4, 990, 766 77 20, 393 50 78, 818 01 32,187 01 302, 410 11 92, 307 07 1, 005 00 10, 920 00 33, 757 76 79, 970 01 8, 315 00 13 54 675, 537 60 6,307 00 Total 124, 876 21 65, 340 00 20,719 07 1, 044 90 10, 920 00 458 15 58,135 49 13, 004 00 5 95 781,440 00 1, 022 00 3, 000 00 3, 000 00 5, 095,129 39 NEW Loans and discounts. Bonds for circulation Bonds for deposits-.. TJ S bonds on hand Other stocks andb'ds Due from res've ag'ts. Due from nat'l banks Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . TT. S. cert's of deposit Due fromU. S. Treas. 61,497 94 130, 888 29 92, 254 73 2,723 02 10, 920 00 14, 503 01 116, 718 28 3, 576 00 15 29 785, 013 00 11,890 00 5,116,142 85 4, 021, 977 39 MBXI CO. 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $328, 001 42 300, 000 00 160, 000 00 $316, 030 43 300, 000 00 160, 000 00 $329,625 48 300, 000 00 160, 000 00 $332, 010 28 300, 000 00 160, 000 00 $274, 859 82 300, 000 00 160,000 00 5, 762 10 64, 435 35 30, 580 52 41, 792 93 5, 579 89 6,149 50 23. 850 38 9, 709 90 5, 762 10 58, 850 17 25, 025 88 48, 065 07 5, 579 89 6, 786 33 23, 850 38 8, 058 03 5, 076 23 57,543 69 27, 542 76 47, 399 89 5, 579 89 1,491 59 5, 490 30 6, 671 98 6,121 00 63, 708 37 46, 554 09 63,419 25 5, 579 89 3, 938 97 5, 840 30 6, 308 99 250 15 44,137 78 50, 864 47 38, 325 71 9,434 41 7, 416 27 5, 840 30 6,664 68 3, 858 00 94 80 12,190 65 47,020 00 3, 337 00 157 45 12,971 66 43, 538 00 10, 962 00 105 88 11, 531 30 38, 630 00 5, 509 00 119 82 10, 335 10 41, 094 00 9,130 00 82 45 16, 618 18 67, 520 00 14, 300 00 14, 300 00 15, 900 00 13, 500 00 13, 600 00 1, 053, 325 44 1, 032, 312 39 1, 023, 550 99 1, 064, 039 06 1, 004, 744 22 UTAH. Loans and discounts Bonds for circulation Bonds for deposits TJ S. bonds on hand Other stocks andb'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Heal estate, &c Current expenses Premiums paid Cash items Clear1 °'-house exch 'gs Bills of other banks'.. Fractional currency. Specie Legal-tender notes . . TJ. S. cert's of deposit Due fromU. S. Treas. Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $244, 044 69 50, 000 00 $237,141 29 50, 000 00 87. 539 50 12,511 01 113, 273 30 27,772 48 40, 000 00 1,152 16 50, 000 00 86, 889 50 11, 976 89 42,213 02 18, 218 56 40, 000 00 2, 006 40 $247, 294 08 50, 000 00 50, 000 00 $235,972 07 50, 000 00 50, 000 00 1, 000 00 88,160 65 15, 465 77 115, 682 22 11, 067 43 40, 000 00 1, 261 02 $285, 211 46 150, 000 00 100, 000 00 1, 000 00 110, 624 50 23, 914 62 92, 658 38 23, 559 23 40,000 00 7, 315 09 87, 489 25 2, 086 29 18,187 47 13, 593 55 40, 000 00 6, 801 48 i, 622 67 5, 619 17 1,329 59 1, 818 27 16, 932 97 4,185 00 261 05 49, 315 25 48, 597 00 8, 545 00 307 50 58, 962 15 53, 278 00 3, 731 00 88 25 40, 880 45 139, 372 00 5, 500 00 5 80 58, 715 45 29, 983 00 7, 300 66 47 40 57, 633 75 81, 252 00 2, 250 00 682, 524 11 2, 250 00 667,407 48 2, 250 00 703,103 41 | 2, 250 00 6, 750 00 706, 881 68 1, 004,199 40 REPORT OF THE COMPTROLLER OF THE CURREHCY. 53 by States and reserve cities—Continued. CITY OP SAN FRANCISCO. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. 2 banks. 2 banks. 2 banks. 2 banks. $2,750,000 00 $2, 750, 000 00 $2, 750, 000 00 $2, 750, 000 00 2, 000, 000 00 Surplus fund Undivided profits 145, 208 90 64, 351 52 146, 542 23 68, 254 59 153, 806 64 46,265 73 157, 806 64 46,173 53 152, 505 65 22, 341 90 Nat'l bank circulation State bank circulation 663, 995 00 658, 420 00 664, 940 00 670, 035 00 637, 375 00 5, 685 19 5, 910 54 2,965 95 5,105 24 1, 579 50 1,194,107 67 1,119, 682 23 1, 205, 055 64 983, 898 32 OCTOBER 2. Liabilities. Capital stock Dividends unpaid 1 bank. Individual deposits... TJ S den o sits Dep'ts XJ S dis officers 1,124, 921 33 Due to national banks Due to State banks... 244, 538 05 96, 429 40 217, 975 57 76, 980 02 176, 698 42 76, 407 80 181, 218 36 100, 748 44 137,124 77 87,152 25 5, 095,129 39 5,118,190 62 4, 990, 766 77 5,116,142 85 4, 021, 977 39 Notes re-discounted Bills payable Total NEW Capital stock MEXICO. 2 banks. 2 banks. 2 banks. 2 banks. $300, 000 00 $300, 000 00 $300, 000 00 $300, 000 00 2 banks. $300, 000 00 38,198 85 32, 513 19 38,198 85 33, 072 03 36, 301 21 20, 942 69 36, 301 21 33, 328 37 30, 592 15 13, 111 25 265, 860 00 264, 720 00 267, 867 00 264, 367 00 265, 857 00 Individual deposits. -. U. S. deposits Dep'ts U.S.dis.officers 253, 330 31 92, 336 38 68, 987 45 262, 979 14 75, 038 88 57,633 21 272, 717 31 81, 486 80 42, 930 45 252, 551 87 52, 625 03 124, 828 74 257, 582 22 49, 092 78 88, 071 01 Due to national banks Due to State b a n k s . . . 23 97 2, 075 29 670 28 1, 305 53 36 84 381 09 56 72 1, 053, 325 44 1, 032, 312 39 1, 023, 550 99 1, 064, 039 06 1, 004, 744 22 Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Notes re-discounted . Bills payable Total UTAH. Capital stock 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 $200, 000 00 Surplus fund Undivided profits 50, 000 00 9, 402 33 50, 000 00 12,164 48 50, 000 00 25, 860 39 50, 000 00 16,118 49 50,000 00 27,187 92 Nat'l bank circulation State bank circulation 37,100 00 . 35, 900 00 37, 400 00 34, 900 00 77, 800 00 96 00 162 00 120 00 Dividends unpaid Individual deposits.. U. S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks . . 108 00 96 00 378, 643 10 363,159 40 345,148 91 29, 710 27 8, 605 99 357, 624 93 15, 311 80 19, 963 05 572, 738 75 47, 053 60 20,105 64 7, 270 68 6, 087 60 6, 281 85 12, 801 41 9,193 49 Notes re-discounted.. Bills payable Total _ 1 682, 524 11 667, 407 48 703,103 41 706, 881 68 1, 004,199 40 54 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1, 1878? arranged IDAHO. DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. 1 bank. 1 bank. 1 bank. 1 bank. OCTOBER 2. Resources. Loans and discounts Bonds for circulation Bonds for deposits XX S bonds on hand Other stocks andb'ds Due from res Ve ag'ts Due from nat'l banks Due from State banks Real estate, &c Current expenses Premiums p a i d . . . . Cash items Clear'g-house exch'gs Bills of other banks . Fractional currency. Specie Legal-tender notes . . XT. S. cert's of deposit Due from XL S. Treas Total 1 bank. $104, 686 59 100,000 00 $97, 433 86 100, 000 00 $95, 048 35 100, 000 00 $90, 553 68 100, 000 00 88, 630 16 85, 827 65 63, 904 66 63, 707 76 64, 845 75 10, 341 1, 263 7, 000 6, 262 2,337 37 26,103 71 7,000 00 32, 934 45 7,000 00 2,459 00 1, 998 50, 902 7,000 3,504 13, 332 13, 860 7, 000 2, 218 87 65 00 29 367 57 8, 225 40 7, 200 23, 272 00 60 00 00 336 37 9,659 40 10, 920 22, 300 00 00 00 00 726 60 6,106 30 19, 985 9,880 00 50 00 00 42 63 00 45 55 87 7,050 20 4,965 11, 989 00 00 50 00 $120, 242 68 100, 000 00 98 94 00 93 967 12 8,200 40 6, 560 13,358 00 00 00 00 4,700 00 4,400 00 5,300 00 4,500 00 4, 500 00 361, 989 73 366, 357 96 343, 374 56 346, 247 31 355,126 40 MONTANA. Loans and discounts. Bonds for circulation. Bonds for deposits . . XT S bonds on hand Other stocks and b'ds Due from res've ag'ts. Due from nat' 1 banks Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . XT. S. cert's of deposit. Due from XT. S. Treas. Total 3 banks. 3 banks. 3 banks. 3 banks. 2 banks. $818, 805 75 130, 000 00 100, 000 00 $820, 093 51 130, 000 00 100, 000 00 $784,157 37 130, 000 00 100, 000 00 $799,102 04 130, 000 00 100, 000 00 $633,302 97 105, 000 00 125, 000 00 60, 310 48 17, 440 19 6,652 54 50, 992 36 26, 274 41 18, 828 43 16, 815 16 94, 727 92 10,778 00 409 58 10, 435 20 97, 500 00 16,150 00 26, 491 80 56, 382 93 25, 704 75 16, 077 05 73, 931 36 25,441 91 2, 773 95 16,150 00 14, 440 90 61, 285 18, 242 25, 514 27, 571 25, 258 14, 994 15, 994 45, 772 83 63 60 40 66 91 94 68 57,380 16 37, 083 08 3, 668 09 4,491 67 17, 257 66 1, 479 92 8, 400 24 99, 857 75 11,486 00 360 26 15, 666 90 100,300 00 9, 396 00 254 19 15, 862 05 83,780 00 8, 590 00 149 81 23,493 05 87, 600 00 8,159 00 521 00 17, 970 85 59,100 00 53, 091 36, 355 16, 438 52, 044 25, 661 29 64 61 94 91 5, 850 00 6, 350 00 7, 050 00 6, 850 00 1, 465, 820 02 1, 410, 490 86 1, 361, 402 46 1, 390, 420 55 5, 822 95 1,184,495 34 WYOMING. Loans and discounts Bonds for circulation Bonds for deposits . . XT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency. Specie Legal-tender notes . . XT. S. cert's of deposit. Due from XT. S. Treas . Total 2 banks. 2 banks. 2 banks. 2 banks. 2 banks. $296, 276 36 60, 000 00 $295, 312 29 60, 000 00 $273, 586 11 60, 000 00 $283, 658 63 60, 000 00 $384, 761 98 60,000 00 50 00 17, 732 40 9. 630 79 68; 957 77 4, 505 88 19, 798 45 16, 341 94 5, 726 90 5, 492 09 8, 023 4a3 31,124 57, 519 00 52 61 00 3,100 00 i 604, 732 71 17, 817 88 472 83 51, 303 24 2, 455 32 19, 798 45 8,163 47 6, 957 266 32, 825 64, 520 00 90 19 00 50 24, 280 5, 021 21, 908 13, 638 19, 798 6,169 00 93 13 89 10 45 93 2, 515 32 3, 844 274 18, 704 35,753 00 85 77 00 4, 075 76 2,700 00 563, 968 33 488, 245 48 50 32, 811 3, 399 47,161 1, 025 19, 798 8, 610 00 90 64 09 43 45 67 > 53 5, 274 299 31,199 39, 335 00 20 57 00 2, 700 00 544, 020 11 42, 692 50, 551 103,413 67 19, 798 13, 366 90 56 75 63 45 56 2,124 45 4, 910 00 295 50 38, 078 65 30, 701 00 2, 700 00 753, 462 43 REPORT OF THE COMPTROLLER OF THE CURRENCY. 55 by States and reserve cities—Continued. IDAHO. Liabilities. DECEMBER 6. JANUARY 1 APRIL 4. JUNE 14. OCTOBER 2. 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 $100, 000 00 Surplus fund. ... Undivided, profits Uat'l bank circulation State bank circulation 20, 000 00 15, 669 54 20, 000 00 420 93 20, 000 00 7,151 27 20, 000 00 12,174 80 20, 000 00 4,638 12 84, 500 00 85, 750 00 84, 660 00 86,420 00 85, 650 00 Individual deposits.. 129, 719 22 151, 504 63 131,271 14 122, 835 18 131, 315 08 12,100 97 8,682 40 292 15 4, 817 33 13, 523 20 361, 989 73 366, 357 96 343, 374 56 346, 247 31 355,126 40 Capital stock Dep'ts U.S.dis. officers Due to national banks Due to State banks... • IN^otes re-discounted Bills payable Total MONTANA. 3 banks. 3 banks. 3 banks. 3 banks. $200, 000 00 $200, 000 00 $200, 000 00 $200,000 00 $150, 000 00 Surplus fund TJndivided profits 75, 000 00 116,445 55 75, 000 00 98, 646 71 80, 000 00 93, 878 76 80, 000 00 113, 544 04 30, 000 00 101,172 65 Kat'l bank circulation State bank circulation 109, 700 00 108, 700 00 113, 600 00 110, 500 00 87, 900 00 Individual d e p o s i t s . . . U. S. deposits Dep'ts U.S.dis.officers 787, 663 58 11,972 55 94, 225 26 772, 922 75 5, 838 38 93, 833 95 735, 077 28 6, 278 19 108r181 29 712, 690 45 3, 210 31 116, 917 47 684,440 54 2, 215 56 123, 514 32 Due to national b a n k s D u e to State b a n k s . . . 10, 287 78 12, 430 27 11, 718 03 5, 736 01 3, 486 94 9, 841 76 22, 786 52 978 74 4, 273 53 !N"otes re-discounted.. Bills payable 48, 095 03 38, 095 03 1,465, 820 02 1, 410,490 86 Capital stock 2 banks. Dividends unpaid Total 20, 900 00 1, 361, 402 46 20, 930 00 1, 390, 420 55 1,184,495 34 WYOMING 2 banks. 2 banks. 2 banks. 2 banks. $125, 000 00 $125, 000 00 $125,000 00 $125, 000 00 $125, 000 00 Surplus fund Undivided profits 25, 000 00 78, 202 77 50, 000 00 16, 508 81 50, 000 00 29, 323 38 50, 000 00 40;842 90 50, 000 00 58, 402 49 Nat'l bank circulation State bank circulation 45, 700 00 45, 200 00 52, 300 00 51,400 00 53, 000 00 Individual deposits... U S deposits Dep'ts U.S.dis.officers Due to national banks Due to State banks... 325, 064 67 291, 605 28 223,750 60 254, 291 57 444, 243 59 4, 736 40 1, 028 87 11, 334 84 1, 819 40 6, 353 23 1, 518 27 6, 805 63 70 01 13, 407 77 9, 408 58 Capital stock 2 banks. 22, 500 00 TS"otes re-discounted Bills payable Total 15, 610 00 604, 732 71 563, 968 33 488, 245 48 544, 020 11 753,462 43 56 REPORT OF THE COMPTROLLER OF THE CURRENCY. Abstract of reports since October 1 ? 1878, arranged DAKOTA. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. 3 banks. 3 banks. 3 banks. 3 banks. $295, 074 110, 000 50, 000 1, 000 11, 316 55, 788 97, 093 217, 577 30, 276 6, 300 2, 000 7, 214 OCTOBER 2. Resources. Loans and discounts Bonds for circulation Bonds for deposits .. U. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items Clear'g-house exch'gs Bills of other banks.. Fractional currency . Specie Legal-tender notes .. U. S. cert's of deposit. Due from XJ. S. Treas. Total $267, 527 110, 000 50,000 13, 500 6, 361 85, 438 116, 728 73,199 29, 965 7, 953 5,113 5, 504 93 00 00 00 33 89 85 98 06 66 25 30 $252,057 110, 000 50,000 12, 500 6, 859 79,895 124,300 71, 586 30, 046 10, 210 113 3, 750 01 00 00 00 24 39 01 87 86 48 25 41 $305, 295 02 110, 000 00 50, 000 00 5,131 93, 996 93, 825 71, 634 30, 291 3, 959 2, 000 6,100 46 72 44 34 99 18 00 63 13, 234 821 13, 409 52, 685 00 16 75 00 17, 260 1, 388 16, 222 66,175 00 80 28 00 22, 359 137 15, 370 76, 575 00 14 94 00 18, 1, 17, 65, 881 098 333 329 4 banks. 76 00 00 00 95 95 67 56 99 85 00 20 $354, 311 67 160,000 00 50, 000 00 18, 212 99, 006 148, 332 175, 767 31, 294 6,198 436 5, 525 23 12 59 10 62 16 25 27 00 39 27 00 30, 303 97 15, 864 88, 522 00 07 67 00 4,450 00 4, 450 00 4, 370 00 4, 450 00 5, 850 00 855, 893 16 856, 815 70 891, 046 86 990, 735 59 1,189, 720 75 WASHINGTON. Loans and discounts. Bonds for circulation. Bonds for deposits... IT. S. bonds on hand.. Other stocks and b'ds Due from res've ag'ts. Due from nat'l banks. Due from State banks Real estate, &c Current expenses Premiums paid Cash items ClearV-house exch'gs Bills oi other banks.. Fractional currency. Specie Legal-tender notes . . IT. 3. cert's of deposit. Due from TJ. S. Treas Total 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $137, 434 21 60, 000 00 100, 000 00 $157, 708 02 60, 000 00 100, 000 00 $179, 238 77 110, 000 00 50, 000 00 $175, 392 76 110, 000 00 50, 000 00 $201, 629 02 160, 000 00 3, 244 63 3,159 21 2,862 09 1, 894 48 2,124 99 3, 691 89 3, 758 65 33, 068 70 3,130 00 29, 962 20 1,156 85 9, 526 22 18, 055 59 15, 057 67 1, 050 40 3, 764 03 2,124 99 676 26 8, 532 8, 805 9, 792 181 72 63 75 59 2,124 99 654 70 285 00 717 00 44, 823 90 29, 404 00 42, 656 05 12, 697 00 20,402 17, 205 4, 845 3,400 2,390 65 97 91 00 07 16, 709 75 2, 000 00 3, 250 00 2, 700 00 4, 950 00 4, 950 00 4, 950 00 426, 609 12 406, 570 45 390, 728 66 380, 914 71 433, 541 06 57 REPORT OF THE COMPTROLLER OF THE CURRENCY. by States and reserve cities—Continued. DAKOTA. Liabilities. DECEMBER 6. JANUARY 1. APRIL 4. JUNE 14. OCTOBER 2. 3 banks. 3 banks. 3 banks. 3 banks. 4 banks. $175, 000 00 $175, 000 00 $175, 000 00 $175, 000 00 $205, 000 00 10, 000 00 33, 605 88 10, 000 00 35, 027 67 21,123 00 19, 857 61 21,123 00 40, 452 42 21,123 00 40, 256 61 97, 300 00 98,400 00 98, 000 00 97, 800 00 117, 000 00 120 00 120 00 760 00 80 00 280 00 506,150 94 10, 553 85 23,162 49 486,185 23 9, 364 39 41, 422 94 513,129 02 12, 050 19 49, 420 29 596,130 27 19, 948 33 27, 779 15 732, 224 68 16,417 44 48, 521 50 220 39 1 075 08 1, 706 75 12, 422 42 8,897 52 856, 815 70 891, 046 86 990, 735 59 1,189, 720 75 Capital stock Surplus fund Undivided profits Nat'l bank circulation State bank circulation Dividends unpaid Individual deposits.. U. S. deposits Dep'ts TJ.S.dis.officers Due to national banks Due to State banks Notes re-discounted Bills payable Total 855, 893 16 WASHIN GTON, 1 bank. 1 bank. 1 bank. 1 bank. 1 bank. $150, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 $150, 000 00 Undivided profits 14, 606 23 900 00 8, 921 40 900 00 14, 674 57 900 00 20,772 98 1,839 22 21,796 23 Nat'lbank circulation State bank circulation 44, 500 00 45, 000 60 70, 500 00 99, 000 00 98, 990 00 Individual deposits... U. S. deposits Dep'ts U. S. dis. officers Due to national banks Due to State banks Notes re-discounted Bills payable Total 102, 998 60 104,159 02 3,012 07 85, 300 07 93, 593 80 14, 619 44 81, 279 24 19, 625 89 38, 202 21 69, 553 25 13, 019 27 13, 990 79 159,691 23 8, 235 74 11 728 93 3,817 92 1 495 69 12,182 73 1,224 38 406, 570 45 390, 728 66 380, 914 71 433, 541 06 Capital s t o r k Sm pi os fund H. Ex. 3- 7 333 20 426, 609 12 -E EEPORTS OF THE CONDITION OF THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON THURSDAY, OCTOBER 2, 1879. 59 EEPOETS OF THE CONDITION THE NATIONAL BANKS AT THE CLOSE OF BUSINESS ON THURSDAY, OCTOBEE 2, 1879. MAINE. First National Bank, Auburn. No. 154. JAMES DINGLE Y, Jr., President. JOHN B. JORDAN, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. Is. certificates of deposit Due from U. S. Treasurer Liabilities. $206, 998 80 Capital stock paid in 2 57 150, 000 00 Surplus fund Other undivided profits. 24, 315 47 2, 026 95 1, 320 60 3,781 53 4, 311 00 75 68 460 00 National bank notes outstanding.. State bank notes outstanding 40, 000 00 7,182 03 133, 500 00 Dividends unpaid. Individual deposits United States deposits Depositsof U. S. disbursing officers. 19, 360 57 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted.. Bills payable 6, 750 00 400, 042 60 Total. $150, 000 00 Total. 400,042 60 National Shoe and Leather Bank, Auburn. ARA CUSHMAN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. H. Ex. No. 2270. $356, 668 53 *~36o,'66o"o6 20, 3, 6, 2, 617 980 000 502 20 21 00 99 9, 520 23 4,138 00 138 50 4, 990 00 13, 900 00 13, 500 00 735, 955 66 M. C. BERCIVAL, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding $300, 000 00 7, 000 00 6, 819 95 268, 800 00 Dividends unpaid. Individual deposits United States deposits Depositsof U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 124, 485 45 28, 850 26 735, 955 M 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Augusta. JAMES W. NORTH, No. 367. President. ISRAEL BOOTHHY, Cashier. Liabilities. Resources. $200,190 75 Loans and discounts Overdrafts XJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Dae from IT. S. Treasurer '"250," 066*60' "i66,"666*66" 17, 278 36 41, 293 92 938 10 1, 028 86 6, 000 00 1, 363 00 1, 850 325 725 4, 500 00 00 00 00 Capital stock paid in $250, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 43, 000 00 9, 641 22 222, 500 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 84, 339 92 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 27, 261 85 11, 250 00 Total. 636, 742 99 Total. 636, 742 99' Freeman's National Bank, Augusta. No. 406. "NY. F . HALLETT, President. S. B. GLAZIER, Cashier. $109,193 66 Capital stock paid in . 264 86 100, 000 00 Surplus fund Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer 4, 000 00 24, 200 00 21, 363 1,343 8, 000 562 54 96 00 25 2, 708 19 Other undivided profits. National bank notes outstanding .. State bank notes outstanding $100, 000 00 23, 000 00 4, 775 3© 89, 500 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 220 00 61. 859 16 2,253 70 940 30 2, 451 00 Due to other national banks 261 12 Due to State banks and bankers... 3, 700 00 Notes and bills re-discounted — Bills payable ! 4, 500 00 Total. 282, 548 58 Total. 282, 548 r>£ Granite National Bank, Augusta. No. DARIUS ALDEX, President. Loans and discounts j Overdrafts U. S. bonds to secure circulation... j U. S. bonds to secure deposits I TJ. S. bonds on hand j Other stocks, bonds, and mortgages I Due from approved reserve agents. | Due from other banks and bankers Real estate, furniture, and fixtures, j Current expenses and taxes paid... | Premiums paid ) Checks and other cash items il Exchanges for clearing-house Bills of other banks j Fractional currency I Specie Legal-tender notes j TJ. o. certificates of deposit | Due from U. S. Treasurer ! Total I $194, 136 42 13,384 86 150, 000 00 50, 000 00 24, 650 00 20, 200 00 45, 506 12 45,166 67 17, 490 00 498. *WILTJAM T. JOHNSON, Cashier. Capitaljstock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $150, 000 00 15,000 00 7, 726 11 134, 000 00 Dividends unpaid. Individual deposits United States deposits 1, 283 65 Deposits of U. S. disbursing officers. 242, 823 62 28, 249 11 848 33 00 Due to other national banks 01 Due to State banks and bankers... 00 00 Notes and bills re-discounted. Bills payable 6, 750 00 5, 269 50 3, 595 305 8,949 2, 500 583,916 73 Total. 583, 916 73 REPORT OF THE COMPTROLLER OF THE CURRENCY. 63 MAINE. First National Bank, Bangor. No. 112. G-EOKGE STETSON, President. E. G. WYMAX, Cashier. Liabilities. Kesources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Dae from approved reserve agents.. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U, S. certificates of deposit Due from IT. S. Treasurer Total. Capital stock paid in. $686, 492 69 944 24 300, 000 00 70, 000 00 Surplus fund Other undivided profits National bank notes outstanding. 1, 332 20 State bank notes outstanding. 14, 301 94 Dividends unpaid 3, 516 97 2,491 28 $500,000 00 100, 000 00 36,014 74 268, 391 00 132 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 170, 859 73 36, 281 79 69 67 00 Due to other national banks 01 Due to State banks and bankers... 00 00 Notes and bills re-discounted Bills payable 14, 320 00 21, 574 12 35 66 8,250 38 1, 032 77 5, 600 25, 000 Total 1,133, 358 71 1,133, 358 71 Second National Bank, Bangor. No. 306. NATHAN C. AYER, President. WILLIAM S. DENNETT, Cashier. Loans and discounts $305, 671 56 Capital stock paid in . Overdrafts IT. S. bonds to secure circulation... 150, 000 00 Surplus fund TJ. S. bonds to secure deposits Other undivided profits TJ. S. bonds on hand 3, 550 00 Other stocks, bonds, and mortgages. 3,500 00 National bank notes outstanding... Due from approved reserve agents. 101,181 78 State bank notes outstanding Due from other banks and bankers 225 00 Real estate, furniture, and fixtures. 1, 241 72 Dividends unpaid . Current expenses and taxes paid. Individual deposits Premiums paid United States deposits Checks and other cash items Deposits of TJ. S. disbursing officers. Exchanges for clearing-house. Bills of other banks 4, 073 00 Due to other national banks Fractional currency 18 67 Due to State banks and bankers... Specie 6,378 61 Legal-tender notes 19, 500 00 Notes and bills re-discounted U. S. certificates of deposit Bills payable Due from U. S Treasurer 6, 750 00 Total I 604,344 45 Total. $150, 000 00 30, 000 00 24, 260 19 134, 500 00 4, 365 00 258, 560 56 2, 658 70 604, 344 45 Kenduskeag National Bank, Bangor. B. HAYFOUD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 518. Capital stock paid in $167, 627 96 Surplus fund Other undivided profits . 100, 000 00 25, 500 00 1, 0^0 00 66, 784 14 CHARLES H. HAMMATT, Cashier. j National bank notes outstanding.. State bank notes outstanding ""5,144" 00* Dividends unpaid . Individual deposits United States deposits 2, 851 33 Deposits of U. S. disbursing officers 4, 696 00 IIDue to other national banks 1 29 jDue to State banks and bankers. 453 50 13, 000 00 Notes and bills re-discounted. Bills payable $100, 000 00 20, 000 00 4, %6 41 90, 000 00 5, 000 00 171,208 19 383 62 4, 500 00 391, 558 22 | Total. 391, 558 22 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Merchants' National Bank, Bangor. No. 1437. SAMUEL H. BLAKE, President. JONATHAN R. HOLT Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $161, 586 88 2, 018 24 100,000 00 5*156"66* 23, 290 66 136, Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 20, 000 00 22, 741 36 National bank notes outstanding . . State bank notes outstanding 85, 630 00 1,432 00 711 65 6, 586 75 2,175 85 3, 917 04 6, 449 128 5, 511 10,000 00 01 00 00 4,56666 468, Dividends unpaid 3, 460 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 226, Due to other national banks Due to State banks and bankers... 284 22 8,477 50 Notes and bills re-discounted Bills payable Total 025 08 468, 025 08 Veazie National Bank, Bangor. No. CHARLES V. LORD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie . Legal-tender notes TJ. S. certificates of deposit . . Due from TJ. S. Treasurer Total . $126, 857 16 ""166*666'66" 20: WILLIAM C. HOLT, Cashier. I Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits 5, 008 75 11, 282 10 National bank notes outstanding . . 20,118 16 State bank notes outstanding 27, 678 30 Dividends unpaid . 1, 893 48 Individual deposits United States deposits 14, 482 88 Deposits of U. S. disbursing officers 88,700 00 2, 748 00 Due to other national banks 110 37 Due to State banks and bankers. 500 00 2,500 00 Notes and bills re-discounted . Bills payable 4, 500 00 1, 283 81 301, 388 35 Total.. 2, 000 00 93,113 69 301, 388 35 First National Bank, Bath. No. OLIVER MOSES, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . $269, 693 29 " 266,"666 66 23,100 00 34,490 38 5, 000 2, 478 93 99 00 26 9, 946 1 6, 615 4,000 00 65 00 00 61. \YM. D. MUSSEXDEN, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding $200, 000 00 50, 000 00 12, 515 75 179, Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 990 00* 275 00 114, 047 73 7, 535 64 9, 000 00 564, 364 12 Total. 564, 364 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 65 MAINE. Bath National Bank, Bath. No. 494. ARTHUR SEWALL, President. WILLIAM D. HILL, Cashier. Resources. Liabilities. Loans and discounts $204, 772 14 U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit U. Is. certificates Due from U. S. Treasurer 125, 000 00 25,150 00 Capital stock paid in $125, 000 00 Surplus fund Other undivided profits 49,751 51 13, 577 36 National bank notes outstanding . . 112, 500 00 32, 229 82 Dividends unpaid 1,368 92 4,420 69 3,931 2 1,077 5,000 00 33 93 00 . Individual deposits United States deposits Deposits of U. S. disbursing officers. 590 00 107,158 96 Due to State banks and b a n k e r s . . . Bills payable 5,625 00 Total Total 408, 577 83 408, 577 83 Lincoln National Bank, Bath. No. 761. CHARLES DAVENPORT, President. Loans and discounts Overdrafts U. S. bonds to secure circulation.. IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. 1>. certificates of deposit Due from TJ. S. Treasurer Total. WILLIAM 11. SHAW, Cashier. $112,460 89 Capital stock paid in . "266,666"66 Surplus fund Other undivided profits - 21,000 00 24, 300 00 102, 522 42 57 74 9, 050 00 $200, 000 00 46,500 00 154 27 National bank notes outstanding-. State bank notes outstanding Dividends unpaid. 14, 640 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 10, 867 56 1, 016 8, 700 00 58 50 00 118, 800 00 118, 788 71 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 9, 000 00 Total. 499, 031 13 499, 031 13 Marine National Bank, Bath. S. D. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. 0. certificates of deposit Due from U. S. Treasurer Total. No. 782. $125, 848 69 "106,666 66 4, 000 00 20, 234 91 3, 475 00 H. A. DUNCAN, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $100, 000 00 20, 500 00 42 96 86, 600 00 4,192 00 56, 225 67 1, 391 00 Due to other national banks 15 05 Due to State banks and bankers. 4, 403 00 3, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 267, 560 63 Total. 267, 560 63 66 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Sagadahock National Bank, Bath. N o . 1041. FRANKLIN REED, President. HENRY EAMES, Cashier Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. o. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $160,829 34 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . 22, 766 27 State bank notes outstanding 49,137 58 Dividends unpaid 14, 437 71 915 03 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. $100,000 00 42, 000 00 6, 730 84 88, 385 00 4, 898 00 119,157 77 3, 250 00 Due to other national banks 68 Due to State banks and bankers... 5, 335 00 Notes and bills re-discounted Bills payable 4, 500 00 361,171 61 Total 361,171 61 Belfast National Bank, Belfast. No. 840. JOHN G. BROOKS, President. Loans and discounts I Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. ALBION H. BRADBURY, Cashier. $171,071 38 Capital stock paid in . "i56,"ooo"66 Surplus fund Other undivided profits. National bank notes outstanding . . 63, 912 82 State bank notes outstanding 9, 964 90 Dividends unpaid . 965 57 Individual deposits United States deposits 4,170 82 Deposits of U. S. disbursing officers. $150,000 00 35, 546 28 3, 914 43 132,100 00 248 00 93, 565 10 2, 045 66 Due to other national banks Due to State banks and bankers... 2,793 32 and bills re-discounted . 3, 700 00 Notes Bills payable 6, 750 00 415, 373 81 Total. 415,373 81 First National Bank, Biddeford. ESREFF H. BANKS President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, andmortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1089. CHARLES A. MOODY, Cashier. $147,108 56 Capital stock paid in "ioo," 666 "66 $100, 000 00 Surplus fund Other undivided profits. . 775 00 National bank notes outstanding.. 23, 679 82 State bank notes outstanding Dividends unpaid 20,000 00 6,126 86 Individual deposits United States deposits 9, 001 65 Deposits of U. S. disbursing ofiicers. 81, 215 13 "4," 147 66 Due to other national banks Due to State banks and bankers. 5, 417 12 11, 000 00 Notes and bills re-discounted. Bills payable 89, 500 00 8, 787 16 4, 500 00 305, 629 15 Total. 305, 629 15 REPORT OF THE COMPTROLLER OF THE CURRENCY. 67 MAINE. Biddeford National Bank, Biddeford. No. 1575. LUTHER BRYANT, President. CHARLES E. GOODWIN, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $242, 862 51 Capital stock paid in . 671 50 124, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $150, 000 00 37, 000 00 22, 433 69 109, 000 00 4, 611 72 3, 424 96 Dividends unpaid 67, 599 28 2, 058 19 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers... 2, 776 46 5, 775 00 36 35 567 25 1, 000 00 571 30 Notes and bills re-discounted. Bills payable 4, 373 25 Total . 389, 380 73 389, 380 73 National Village Bank, Bowdoinham. ROBERT P . CARR, President. No. 944. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. -. TJ. S. bonds to secure deposits TL S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... ^Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit i Due from TJ. S. Treasurer Total. $38, 515 87 "*56,*66o"6o 3,600 00 22, 922 69 300, 00 20 00 2,183 00 71 106 00 2,750 00 *2'25o"o6 HENRY Q. SAMPSON, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding 5, 681 33 163 64 39, 585 00 2, 608 40 Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing ofiicers. 24, 609 90 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 122, 648 27 122, 648 27 First National Bank, Brunswick. No. 192. N. T. PALMER, President. Loans and discounts Overdrafts ! TJ. S. bonds to secure circulation...| TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $79, 286 93 10, 000 00 51, 000 00 23, 525 65 157 48 630 32 2, 362 35 949 13 660 4, 000 00 39 75 00 J . P . "WINCHELL, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. 20, 000 00 11,450 69 National bank notes outstanding . . State bank notes outstanding... 90,000 00 Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing ofiicers. Due to other national banks Due to State banks and bankers... 396 00 51, 624 12 3,615 06 Notes and bills re-discounted.. Bills payable 4,500 00 277,085 87 Total. 277, 085 87 68 REPORT OF THE COMPTROLLER OF THE CURRENCY. MA INE. Pejepscot National Bank, Brunswick. H. C. MARTIN, President. No. 1315. L. H. STOVER, Cashier. Liabilities. ResourcevS. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ S bonds to secure deposits TJ S bonds on hand Other stocks, bonds, and mortgages. Dne from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Checks and other cash items Exchanges for clearing-house Bills of other banks [Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total $22, 464 73 50 000 00 9 000 00 3, 800 00 21 815 47 527 71 8 685 00 Capital stock paid in $50, 090 00 Surplus fund Other undivided profits 2,000 00 1,457 60 National bank notes outstanding . . State bank notes outstanding . Dividends unpaid 66 00 i Individual deposits United States deposits 500 50 Deposits of U. S. disbursing officers. 816 00 1 69 02b 00 1 00 r>oo 2 048 13 45,000 00 23, 321 63 Due to other national banks Due to State banks and bankers. .Notes and bills re-discounted . Bills payable Total . 121 845 23 121, 845 23 Union National Bank, Brunswick. STEPHEN J. YOUNG, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers, lieal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items ^Exchanges for clearing-house Bills of other banks jFractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1118. $49, 889 15 H. A. RANDALL, Cashier. Capital stock paid in . $100 000 00 Surplus fund Other undivided profits. 10,400 00 19, 500 00 National bank notes outstanding.. 66, 834 88 State bank notes outstanding Dividends unpaid 5, 441 17 15,926 91 3, 454 16 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 53, 985 58 100, 000 00 494 83 5, 765 53 955 00 672 47 2, 300 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 89,395 00 416 00 2, 975 38 3, 900 00 266,153 03 Total. 266,153 03 Bucksport National Bank, Bucksport. THEO. C. WOODMAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand . . Other stocks, bonds, and mortgages. •Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks ^Fractional currency Specie Legal-tender notes U.S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1079. EDWARD SWAZEY, Cashier. $77, 280 07 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits "6,950*00 National bank notes outstanding . . 58,139 65 State bank notes outstanding 3, 899 90 Dividends unpaid. 400 00 Individual deposits United States deposits 4,151 44 Deposits of U. S. disbursing officers. $100, 000 00 12, 800 00 6, 649 05 89, 400* 00 216 00 55, 652 47 347 00 Due to other national banks 51 26 Due to State banks and bankers. 1, 998 20 7, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 264, 717 52 Total. 264, 717 52 REPORT OF THE COMPTROLLER OF THE CURRENCY. 69 II 4II\E. Calais National Bank, Calais. LEMUEL G. DOWNES, President. No. 1425. FRANK NELSON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes TJ. S. certificates of deposit. T>ne from TJ. S. Treasurer... $182, 385 10 31 41 100, 000 00 3, 245 84 ""542*45' 2, 683 69 1, 000 30 2,198 5,102 00 30 25 00 Capital stock paid in . $100,000 00 Surplus fund Other undivided profits 36, 473 05 4, 285 10 National bank notes outstanding . . State bank notes outstanding 89, 300 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 67, 958 23 4, 202 66 5, 000 00 Total. Total. 302, 219 04 302,219 04 Camden National Bank, Camden. H E N R Y KNIGHT, No. 2311. President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $47, 641 19 *"5o,"66o"oo' sfooo'oo 27, 071 754 1,913 581 900 60 21 00 29 00 1, 707 64 260 9 24 1, 300 00 70 16 00 J. F. STETSON, Cashier. Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits. 1, 265 00 2, 308 28 National bank notes outstanding . . State bank notes outstanding 45, 000 00 114 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing oflicers. 40, 725 51 D u e to other national b a n k s D u e t o State b a n k s and b a n k e r s . Notes and bills re-discounted. Bills payable 2, 250 00 Total. 139,412 79 139,412 79 First National Bank, Damariscotta. E D W I N FLYE, No. 446. President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U.B. certificates of deposit Due from U. S. Treasurer Total. $52, 067 68 "56,606*60 25, 614 08 WILLIAM FLYE, Cashier. Capital stock paid in . 15,000 00 5, 095 34 National bank notes outstanding . State bank notes outstanding 44, 400 00 Dividends unpaid. 469 71 5416 886 3 107 2, 000 00 98 88 00 $50, 000 00 Surplus fund Other undivided profits. Individual deposits United States deposits Deposits of U. S. disbursing officers. 378 00 18, 580 15 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 133, 453 49 Total. 133,453 49 70 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Dexter. No. 2259. CHARLES SHAW, President. CHARLES \V. CURTIS, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer Total. $112, 843 52 Capital stock paid in . "ioo, 666 66 Surplus fund { Other undivided profits . National bank notes outstanding.. j State bank notes outstanding 8, 760 66 2, 000 00 691 18 2, 562 50 5, 749 00 549 2 187 1, 700 00 57 74 00 4,500 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable Total 239, 555 17 $100, 000 00 2, 400 00 3, 073 53 89, 935 00 330 00 38, 816 64 5, 000 00 239,555 17 Frontier National Bank, Eastport. SEWARD B. HUME, President. No. 1495. Loans and discounts Overdrafts "07 S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total. $91, 954 26 ""60," 300*00 47, 591 04 338 21 5, 074 00 90 24 3, 375 00 GEORGE H. HAYES, Cashier Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. $75,000 00 17,307 76 388 06 54, 270 00 1,667 35 62, 803 08 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 713 50 211, 436 25 Total. 211, 436 25 First National Bank, Fairfield. HENRY KELLEY, President. No. 2175. ELMIIDGE G. PRATT, Cashier. Loans and discounts ' $42, 290 33 Capital stock paid in. Overdrafts U. S. bonds to secure circulation..J 50, 000 00 Surplus fund IT. S. bonds to secure deposits IT. S. bonds on hand ! 3, 550 00 Other undivided profits. Other stocks, bonds, and mortgages. National bank notes outstanding. Due from approved reserve agents. 21, 778 77 State bank notes outstanding Due from other banks and bankers. j Real estate, furniture, and fixtures.! 766 69 Dividends unpaid. Current expenses and taxes paid... J 331 83 deposits Premiums paid \ 1, 545 19 Individual United States deposits Checks and other cash items ' 44 50 Deposits of U. S. disbursing ofiicers. ; Exchanges for clearing-house ; Bills of other banks j 1, 003 00 Due to other national banks Fractional currency I 6 40 Specie I 3,100 00 Due to State banks and bankers... Legal-tender notes \ 2, 600 00 Notes and bills re-discounted. IT. S. certificates of deposit j Bills payable Due from IT. S. Treasurer i 2, 350 00 Total. 129, 366 71 Total. $50, 000 00 2, 551 35 1, 576 91 45, 000 00 36 00 22, 846 84 7, 355 61 129, 366 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 71 MAI Sandy River National Bank, Farmington. FRANCIS G. BUTLER, President. No. 901. TIMOTHY F . BELCHER, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Duo from U. S. Treasurer Total Liabilities. $66, 643 33 272 50 75, 000 00 12, 700 00 17, 200 00 23, 707 85 "*3,"924 53 3, 730 64 2, 892 1 227 2, 000 00 06 50 00 Capital stock paid in . $75,000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 20, 483 84 5, 253 92 67,000 00 828 00 43,108 65 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 3, 375 00 Total. 211, 674 41 211, 674 41 Cobossee National Bank, Gardiner. No. 939. JAMES STONE, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total TREBY JOHNSON, Cashier, $118,186 15 Capital stock paid in . 3, 777 65 100, 000 00 Surplus fund i"550 66 Other undivided profits. 7, 300 00 23, 750 35 864 79 8, 321 00 30 00 780 17 1, 258 1,144 00 95 80 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid . Individual deposits $100,000 00 20, 000 00 13, 542 48 89, 975 00 585 00 United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 43, 980 81 3, 397 40 4, 500 00 Total. 271,480 69 271, 480 69 Gardiner National Bank, Gardiner. JOSEPH BKAPSTREET, President. Loans and discounts j Overdrafts j IT. S. bonds to secure circulation... j IT. S. bonds to secure deposits . . . . . IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Dae from IT. S. Treasurer Total . No. 1174. FRED. "W. HUXTON, Cashier. Capital stock paid in . Surplus fund Other undivided profits. 12,699 79 National bank notes outstanding 29, 064 21 State bank notes outstanding— 13, 500 00 Dividends unpaid. 117 24 Individual deposits United States deposits 615 30 Deposits of TJ. S. disbursing officers - $60, 861 70 1,193 97 50,000 00 1, 653 00 Due to other national banks $50,000 00 10,000 00 12,813 58 45, 000 00 1, 000 00 54,298 34 251 57 708 28 Due to State banks and bankers. 700 00 Notes and bills re-discounted. Bills payable 2, 250 00 173, 363 49 Total. 173, 363 43 72 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Oakland National Bank, Gardiner. No. 740. JOSHUA GRAY, President. SIFAMAI BOWMAN, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation. . TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks ^Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $96, 278 75 Capital stock paid in . 3,128 08 50, 000 00 Surplus fund Other undivided profits. 10, 000 00 National bank notes outstanding.. 27,166 36 State bank notes outstanding 1, 750 00 Dividends unpaid . $50, 000 00 deposits 8600 Individual United States deposits 3, 749 10 Deposits of U. S. disbursing officers. 64, 949 82 525 00 Due to other national banks 32 33 Due to State banks and bankers. 698 00 1, 511 00 Notes and bills re-discounted. Bills payable !, 250 00 Total. 197,174 62 17,800 00 15,805 17 44, 868 00 1, 237 00 2, 514 63 197,174 62 American National Bank, Hallo well. PETER F. SANBORN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 624. AUSTIN D. KNIGHT, Cashier. $73,190 02 Capital stock paid in . Surplus fund Other undivided profits. 6, 500 00 National bank notes outstanding . . 12,410 34 State bank notes outstanding 3, 931 50 Dividends unpaid. 75, 000 00 273 ! Individual deposits United States deposits Deposits of TJ. S. disbursing officers $75, 000 00 11,175 00 4,072 03 66, 900 00 244 00 20, 009 57 990 00 Due to other national banks 9 46 Due to State banks and bankers. 200 30 1, 520 00 Notes and bills re-discounted. Bills payable. 3, 375 00 Total. 177, 400 60 177, 400 00 Northern National Bank, Hallo well. JUSTIN E. SMITH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 532. $86, 466 87 35,000 00 5, 000 00 50,451 50 2,010 60 2,435 51 527 05 620 25 1,610 6, 340 00 31 01 00 GEORGE R. SMITH, Cashier. Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits. 25, 000 00 14, 563 62 National bank notes outstanding.. State bank notes outstanding 89, 983 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. 1, 670 00 62, 595 36 1,174 8G Notes and bills re-discounted. Bills payable 4,500 00 294, 986 84 Total. 294, 986 84 REPORT OF THE COMPTROLLER OF THE CURRENCY. 73 MAINE. Ocean National Bank, Kennebunk. No. 1254. J O S E P H DANE, President. CHRIS. LITTLEFIELD, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U, S. bonds to secure deposits TJ S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes XT. S.from certificates of deposit Due U. S. Treasurer Total Liabilities. $82,117 38 Capital stock paid in 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 40, 408 75 3,500 00 364 73 58 25 1,400 00 11 30 3,000 00 $100, 000 00 Dividends unpaid 20, 000 00 3,370 59 82, 969 00 391 50 Individual deposits 30, 519 32 Deposits of U. S. disbursing officers. Due to other national banks . D u e to State b a n k s and b a n k e r s Notes and bills re-discounted Bills payable 4,500 00 237, 250 41 237, 250 41 Total First National Bank, Lewiston. No. 330. E. F. PACKARD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total.. $503, 350 22 400, 000 00 " 48"666 66 133, 211 90 13,000 00 1, 466 70 985 92 16, 971 31 15, 216 5, 000 00 69 00 00 A. L. TKMrLETON, Cashier. Capital stock paid in . $400, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 175, 000 00 30, 345 28 359, 300 00 651 00 180,929 25 9, 007 90 18, 000 00 Total. 1,155, 233 43 1,155, 233 43 Manufacturers' National Bank, Lewiston. JOHN M. Ror.r.ixs, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds ou hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . . . Dae from TJ. S. Treasurer Total. No. 2260. WILLIAM LIBBY, Cashier. $211, 595 25 Capital stock paid in 13 80 200,000 00 Surplus fund Other undivided profits 740 00 28, 419 1, 896 5, 200 2,101 2,500 90 80 00 05 00 2, 466 49 15, 621 299 2,036 5, 000 00 97 00 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid $200, 000 0© 8, 000 0# 5, 547 49 180, 000 0# 171 09 Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. 90, 940 55 Due to other national banks Due to State banks and bankers... 2, 231 22 Notes and bills r e - d i s c o u n t e d . . . . Bills payable 9, 000 00 486, 890 26 Total 486,890 2« 74 REPORT OF THE COMPTROLLER OF THE CURRENCY.. MAINE. New Castle National Bank, New Castle. JOSEPH HAINRS, President. No. 953. DAVID W. CHAPMAN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation.. TJ. S. bonds to secure deposits T7. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Keal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $48, 734 44 50, 000 00 "i"66o "66 7, 500 00 38, 307 07 1,725 00 417 14 4,358 00 36 520 00 1, 300 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. $50,000 00 25,000 00 4, 369 65 44, 000 00 119 0 0 . Individual deposits United States deposits Deposits of U. S. disbursing officers. 32, 623 36 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 Total. 156,112 01 156,112 01 North Berwick National Bank, North Berwick. WILLIAM HILL, President. No. 1523. Loans and discounts $47,135 98 TJ. S. bonds to secure circulation... TJ S bonds to secure deposits TJ S bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Keal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid 50, 000 00 2,872 69 1, 900 00 35 61 CHAS. "W. GKEENLEAF, Cashier. Capital stock paid in $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 9 00 Individual deposits 3 259 81 C h e c k s and other cash items 411 00 Deposits of TJ. S. disbursing officers. Bills of other b a n k s Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit D u e from TJ. S. T r e a s u r e r 974 00 Due to other national banks Due to State banks and bankers 417 73 800 00 6,110 06 2,418 14 45, 000 00 Notes and bills re-discounted Bills paj'able 2," 250*00" Total Total 106, 797 01 100, 797 01 Norway National Bank, Norway. WILLIAM FROST, 2d, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid . Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. ISTo. 1956. HOWARD D. SMITH, Cashier. .$104, 359 45 Capital stock paid in . loo, ooo oo Surplus fund Other undivided profits 1, 092 11 11, 072 44 3, 357 39 2, 375 00 790 46 l,0G6 96 1, 410 00 8 40 130 00 4, 500 00 230,162 21 National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. $100, 000 00 7,200 00 3, 379 03 90, 000 00 185 00 29,398 18 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 230,162 21 REPORT OF THE COMPTROLLER OF THE CURRENCY. 75 MAINE. Orono National Bank, Orono. EKENEZEIJ "WEBSTER, President No. 1134. ELVATOX P. BUTLER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits. IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid. Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $31, 330 85 i Capital stock paid in . . . 50, 000 00 Surplus fund Other undivided profits $50, 000 00 . 6, 069 32 1,309 58 300 00 3, 317 36 1,270 18 5, 050 00 295 25 National bank notes outstanding . . State bank notes outstanding ! Dividends unpaid 62 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 985 15 42,100 00 3, 055 38 3, 087 00 Due to other national banks 46 47 Due to State banks and bankers... 2, 004 02 2, 660 00 Notes and bills re-discounted Bills payable 2, 250 00 | Total 102, 596 28 ! 102, 596 28 Union National Bank, Phillips. NATHANIEL B. BEAL, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for cleariii°'-house Bills of other banks Fractional currency Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 2267. $42, 577 63 50, 000 00 JAMES E. THOMPSON, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . 8,791 08 | State bank notes outstanding 1,514 70 Dividends unpaid 1,817 24 1,976 94 2, 500 00 1 03 720 00 2,250 00 Individual deposits $50, 000 00 1,100 00 1,221 47 43, 665 00 36 00 16,153 15 Deposits of U. S. disbursing officers. Due to State banks and bankers Notes and bills re-discounted Bills payable . . . Total 112,175 62 112,175 62 First National Bank, Portland. HARRISON J . LIBBY, President .No. 221. Loans and discounts $1, 278, 313 20 ! Overdrafts U. S. bonds to secure circulation... 800, 000 00 U. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages, j 935 00 Due from approved reserve agents. 86,132 35 Due from other banks and bankers. 90, 398 50 Real estate, furniture, and fixtures.j 5, 000 00 Current expenses and taxes paid... j 3, 779 10 Premiums paid ! , 34, 969 58 Checks and other cash items.. Exchanges for clearing-house. 24, 000 00 Bills of other banks 167 36 Fractional currency 23, 905 10 Specie 16, 000 00 Legal-tender notes U. S. certificates of deposit 37,260 00 Due from U. S. Treasurer Total. 2, 400, 860 19 WILLIAM E. GOULD, Cashier. Capital stock paid in. $800, 000 00 Surplus fund Other undivided profits. 200, 000 00 112, 662 50 National bank notes outstanding State bank notes outstanding 720, 000 00 Dividends unpaid 846 48 Individual deposits United States deposits Deposits of U. S. disbursing officers. 458, 682 25 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 78, 330 87 30, 338 09 Total. 2, 400, 860 19 76 KEPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Canal National Bank, Portland. WILLIAM W. THOMAS, President. No. 941. BENJAMIN C. SOMERBY, Cashier. Resources. Loans and discounts Overdrafts IT. S^bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $1, 061, 794 20 Capital stock paid in . 533,000 66 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding 171, 512 19 15, 848 55 9, 245 03 • 3, 654 52 28, 874 82 41, 983 140 3, 898 20, 000 00 02 15 00 Dividends unpaid. $600, 000 00 120, 000 00 267, 296 65 478, 800 00 991 79 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 435, 217 00 11, 630 04 23, 985 00 Total. 1, 913, 935 48 1, 913, 935 48 Casco National Bank, Portland. IRA P. FARRINGTON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 1060. $800, 000 00 Surplus fund Other undivided profits. 4,666 66 National bank notes outstanding .. 7, 573 65 State bank notes outstanding 36, 369 52 Dividends unpaid 5, 000 00 400, 000 00 54, 645 52 50,000 00 4, 566 56 29,720 32 2, 611 250 2, 566 40, 000 00 04 10 00 45,000 00 1,741 61 Individual deposits United States deposits Deposits of U. S. disbursing officers 388,667 80 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 135,737 97 2, 250 00 Total 1, 825, 792 90 Total. "WILLIAM A. WIKSHIP, Cashier. Capital stock paid in . $1, 640, 885 71 1, 825, 792 90 Cumberland National Bank, Portland. HORATIO N. JOSE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total No. 1511. $324, 961 49 250,666*66 13, 321 20 839 65 15, 000 00 3, 077 61 7, 797 76 5, 933 00 67 55 1, 625 00 7, 000 00 WILLIAM H. SOULE, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. $250, 000 00 50, 000 00 60,149 07 183, 600 00 743 64 81, 480 55 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 15, 000 00 11, 350 00 640, 973 26 Total. 640, 973 26 REPORT OF THE COMPTROLLER OF THE CURRENCY. 77 MAINE. Merchants' National Bank, Portland. No. JACOB MCLELLAN, President 1023. CHARLES PAYSON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on band Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $602, 870 11 82 67 300, 000 00 75, 000 00 2, 022 48 30, 410 2, 476 33, 010 2,791 20 56 34 88 8, 954 83 3,169 103 3, 220 16, 000 00 14 00 00 Capital stock paid in $300, 000 00 Surplus fund Other undivided profits 60, 000 00 139,109 83 National bank notes outstanding... State bank notes outstanding 269, 000 00 Dividends unpaid 1, 021 70 United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers 245, 612 87 28, 875 00 40, 240 26 9,751 55 Notes and bills re-discounted Bills payable 13, 500 00 Total 1, 093, 611 21 1, 093, 611 21 National Traders' Bank, Portland. No. A. K. SHURTLEFF, President. Loans and discounts Overdrafts U. S. bonds to secure circulation-.. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. 3fceal estate, furniture, and fixtures. Current expenses and taxes paid. - Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. 1451. EDWARD GOULD, Cashier. $381, 847 51 Capital stock paid in. "366*666 66 15, 665 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 103, 927 05 4, 950 68 864 86 3, 759 20 3, 962 74 12, 973 49 3, 380 16, 416 00 27 00 00 Dividends unpaid. $300, 000 00 75, 000 00 37, 751 23 247,879 00 1, 055 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 198, 685 06 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 202 20 2, 254 82 15, 697 00 Total. 862, 827 31 862, 827 31 First National Bank, Richmond. LEVI MUSTARD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation. - U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. H. Ex. No. 662. $43, 638 05 56,600 66 6, 018 I 1,100 00 135 93 I 70 2, 040 00 25 166 24 632 00 JOSEPH M. ODIORNE, Cashier. Capital stock paid in. Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding $50, 000 00 1, 546 18 1, 891 26 44,100 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 9, 340 02 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 106, 877 46 Total. 106, 877 46 78 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Richmond National Bank, Richmond. JAMES M. HAGAR, President. No. 909. WILLIAM H. STUART, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $112, 468 95 Capital stock paid in . 120*000 66 Surplus fund Other undivided profits. 6,297 11 National bank notes outstanding . . 15, 915 23 State bank notes outstanding "i," 200 '66 Dividends unpaid 14 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. $120, 000 00 17, 000 00 2,012 59 101,400 00 26, 639 73 2,483 00 Due to other national banks 16 88 Due to State banks and bankers. 1, 257 15 2, 000 00 Notes and bills re-discounted. Bills payable 5, 400 00 Total. 267, 052 32 267, 052 32 Lime Rock National Bank, Rockland. JOHN T. BERRY, President. No. 2097. Loans and discounts Overdrafts . . . . U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $137, 058 12 Capital stock paid in 105, 000 00 Surplus fund Other undivided profits $105, 000 00 6, 500 003, 268 81 National bank notes outstanding . . 23, 959 38 State bank notes outstanding, Dividends unpaid 93, 900 00 3, 450 00 Individual deposits United States deposits 9, 365 26 Deposits of U. S. disbursing officers. 77,186 03 2, 800 80 4, 690 33 00 Due to other national banks 00 Due to State banks and bankers... 10 00 Notes and bills re-discounted Bills payable . ... 4, 725 00 291,160 86 Total GEORGE W. BERBY, Cashier. Total 719 89 1, 749 88 2, 836 25 291,160 86 North National Bank, Rockland. ADONIRAM J. BIRD, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Dae from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fr ictional currency Sp cie Legal-tender notes U. S. certificates of deposit Dae from U. S. Treasurer Total . No. 2371. NATHAN T. FARWELL, Cashier. $98, 744 21 Capital stock paid in . 100,000 00 Surplus fund Other undivided profits 32, 584 90 11, 383 04 3, 000 00 National bank notes outstanding . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits 3, 296 84 Deposits of U. S. disbursing officers. 7, 460 00 10 27 966 00 1,400 00 $100, 000 00 4, 500 00 5, 686 26 87,100 00 355 50 65, 703 50 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 263, 345 26 Total. 263, 345 26 79 REPORT OF THE COMPTROLLER OF THE CURRENCY. M A I TV JE . Rockland National Bank, Rockland. MAYNAED SUMNER, President. No. 1446. Resources. G. H O W E W I G G I N , Liabilities. !I Loans and discounts Overdrafts TJ. S. bonds to secure c i r c u l a t i o n . . . TJ. S. bonds to secure deposits TJ". S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve a g e n t s . Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit D a e from TJ. S. Treasurer $234, 774 95 Capital stock paid in . 150, 000 00 Surplus fund Other undivided profits 13, 550 00 1,000 00 ' National bank notes outstanding. State bank notes outstanding 46, 372 09 Dividends unpaid 10, 500 00 Individual deposits United States deposits 3, 991 50 Deposits of TJ. S. disbursing officers 4, 299 12 3, 265 5, 500 00 82 00 00 Cashier. Due t o other national b a n k s Due to State banks and b a n k e r s . . $150, 000 00 40, 000 00 17, 831 07 134, 600 00 822 00 134, 955 30 548 22 1, 258 77 Notes and bills re-discounted. Bills payable 6, 750 00 Total. 480, 015 36 Total. 480, 015 36 Saco National Bank, Saco. No. 1535. RISHWORTH JORDAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bends, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furnituie, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional ciVrrency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $118, 752 55 Capital stock paid in . ioo, ooo oo Surplus fund Other undivided profits 20, 000 00 2, 900 35 National bank notes o u t s t a n d i n g . . State bank notes outstanding 86, 000 00 6,407 04 755 60 3, 954 13 2,410 09 2, 879 3 1,167 4, 000 00 11 00 00 Dividends unpaid . $100, 000 00 5,177 05 Individual deposits United States deposits Deposits of U. S. disbursing officers. 26, 572 15 Due to other national b a n k s Due to State banks and b a n k e r s . . . 7,178 97 Notes and bills re-discounted. Bills payable 7, 500 00 247, 828 52 Total. TRISTRAM SCAMMAN, Cashier. Total. 247, 828 52 York National Bank, Saco. R. F . C. HARTLEY, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... Tj. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1528. JNO. C. BRADBURY, Cashier. $142, 733 05 Capital stock paid in 260 24 100, 000 00 Surplus fund Other undivided profits. $100, 000 00 35, 000 00 18,884 59 300 00 70, 671 54 3,126 23 7, 099 83 252 85 7, 615 3 3, 441 7, 200 00 21 50 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid 81, 500 00 3G1 71 Individual deposits United States deposits Deposits of U. S. disbursing officers. 110, 481 33 Due to other national banks Due to State banks and bankers... 3, 375 82 Notes and bills re-discounted. Bills payable 6, 900 00 349, 603 45 Total. 349, 603 45 80 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Skowhegan. COBURX, President. No. 239. GEORGE 1ST. P A G E , Cashier. Resources. l Loan* and discounts i)\ er drafts U. S. bonds to secure circulation. - -j U. S. bonds to secure deposits . . . . . | IT. S. bonds on hand j Other stocks,bonds,and mortgages.I Due from approved reserve agents.i Due from other banks and bankers.] Real estate, furniture, and fixtures Current expenses and taxes p a i d . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Leual-tender notes XL'S. certificates of deposit Due froiH U. S. Treasurer Liabilities. $205, 882 03 I Capital stock paid in 150, 000 00 20, 570 48 "2*000 00 9, 285 80 i3,670 00 61 11 907 50 3, 000 00 6, 750 00 50, 000 00 6, 271 44 National bank notes outstanding . . State bank notes outstanding 133, 270 00 Dividends unpaid 80 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 71, 866 73 Due to other national banks Due to State banks and b a n k e r s . . 638 75 Notes and bills re-discounted Bills payable Total 412,126 92 Total. $150, 000 00 Surplus fund Other undivided profits 412,126 92 Second National Bank, Skowhegan. SAMUEL ROBINSON, President. No. 298. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages $122,562 10 658 49 125, 000 00 Due from approved reserve agents DUD from other banks and bankers R -al estate, furniture, and fixtures. -Current expenses and taxes p a i d . . . Premiums j>aid 5, 659 91 1, 179 18 4, 200 00 <C hecks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. 40, 300 00 J A M E S FELLOWS, Capital stock paid in . 794 59 4, 295 00 9 40 1, 497 45 2, 510 00 $125, 000 00 Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Cashier. 33, 500 00 2,870 20 111, 767 00 Dividends unpaid. 485 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 40, 668 92 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 625 00 Total.. 314,291 12 314*, 291 12 South Berwick National Bank, South Berwick. W I L L I A M D. J E W E T T , President. "Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits -IT. S. bonds on hand Other stocks, bonds, and mortgages. Duo from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. C u r r e n t expenses and taxes p a i d . . . Premiums paid 'Checks and other cash items ^Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 959. $87, 986 74 1, 662 40 100, 000 00 20, 000 00 9, 925 00 34, 929 45 125 00 272 12 160 00 38 39 2, 903 00 267 00 JOHN F. WALKER, Capital stock paid in . Surplus fund Other undivided profits . National bank notes outstanding . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Cashiei. $100,000 00 20, 000 00 9, 630 23 89. 650 00 4,871 50 38, 617 37 / Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 4, 500 00 262, 769 10 Total. 262, 769 10 REPORT OF THE COMPTROLLER OF THE CURRENCY. 81 m AIJVE. Georges National Bank, Thomaston. EDWARD O'BRIEN, President. No. 1142. JNO. C. LEVENSALER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... XI. S. bonds to secure deposits U. S. bonds on band Otber stocks, bonds, and mortgages Due from approved reserve agents Due from otber banks and bankers Keal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency ; Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total Liabilities. $94, 042 07 'ii6,'6o(Voo" 4, 550 00 44, 331 03 2, 787 36 2, 200 00 2,141 27 1, 953 00 2 08 600 00 3, 500 00 $110, 000 00 Capital stock paid in Surplus fund Other undivided profits 15, 500 00 5, 430 64 National bank notes outstanding . . State bank notes outstanding.. 98, 200 00 420 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers 37, 472 27 Due to other national banks Due to State banks and bankers . . . 833 90 3, 200 00 Notes and bills re-discounted. Bills payable 4, 950 00 271, 056 81 271,056 81 Total Thomaston National Bank, Thomaston. WILLIAM SINGER, President. Loans and discounts Overdrafts . ... U. S. bonds to secure circulation .. U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums ^aid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 890. FRANK H. JORDAN, Cashier. $61, 835 85 Capital stock paid in . 100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 8,35000' 10, 700 00 79,146 73 17, 400 00 $100, 000 00 Dividends unpaid. 16,000 00 8, 866 29 90, 000 00 | 644 00 Individual deposits United States deposits 932 34 Deposits of U. S. disbursing officers. 71,472 17 1,492 00 Due to other national banks 7 61 Due to State banks and bankers... 1, 568 39 3, 000 00 Notes and bills re-discounted. Bills payable 5,100 00 2, 550 46 289, 532 92 Total. i 289,532 92 Medomak National Bank, Waldoboro'. SAMUEL W. JACKSON, President. Loans and discounts j Overdrafts | U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages I Due from approved reserve agents I Due from other banks and bankers | Keal estate, furniture, and fixtures. I Current expenses and taxes paid... j Premiums paid j Checks and other cash items | Exchanges for clearing-house Bills of otiier banks Fractional currency Specie .' Legal-tender notes U. S. certificates of deposit j Due from U. S. Treasurer j Total. No. 1108. GEORGE ALLEN, Cashier. $51,171 90 Capital stock paid in j 1, 952 84 50, 000 00 Surplus fund j Other undivided profits | 500 00 3, 600 00 National bank notes outstanding .. | j 35, 905 31 State bank notes outstanding 634 30 j 713 66 Dividends unpaid Individual deposits United States deposits 631 74 Deposits of U. S. disbursing officers 1 105 50 2 246 1 073 00 00 00 01 2, 250 00 151,833 75 $50,000 00 7, 000 00 1, 708 14 42, 426 00 574 00 50,125 61 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable Total. 151, 833 75 82 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. Waldoboro' National Bank, Waldoboro'. ISAAC REED, President. No. 744. BELA B. HASKELL, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $39, 460 88 $50, 000 Capital stock paid in 50, 000 00 Surplus fund Other undivided profits 18, 000 00 11, 968 63 National bank notes outstanding . . State bank notes outstanding Dividends unpaid 36 98 450 00 1, 000 00 2 250 00 44,100 00 112 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 4, 0/3 00 00 9, 500 00 1,952 79 22, 074 70 127,739 49 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total V>7 739 49 Merchants' National Bank, Waterville. No 2306. OIIN W A R E , President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid...i Premiums paid ,. I Checks and other cash items ' Exchanges for clearing-house ! Bills of other banks i : Fractional currency Specie * Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. •3, 287 87 HORATIO D. BATES, Cashier. $100, 000 00 Capital stock paid in . 100,000 00 Surplus fund Other undivided profits10, 700 00 National bank notes outstanding . . 3, 086 58 State bank notes outstanding...'... 1, 075 69 8, 594 82 Dividends unpaid. 192 09 Indi vidual deposits United States deposits Deposits of U. S. disbursing officers. 5,825 00 4,155 96 89, 959 00 576 00 23, 379 16 705 27 575 1,151 00 Due to other national banks 07 Due to State banks and bankers. 00 00 Notes and bills re-discounted Bills payable 4, 500 00 223, 895 12 Total.. 223,895 12 People's National Bank, Waterville. J o n x WEBBER, President. No. 880. HOMER PERCIVAL, Cashier. Loans and discounts $202,181 64 Capital stock paid in Overdrafts .. U. S. bonds to secure circulation... 200,000 00 Surplus fund , U. S. bonds to secure deposits Other undivided profits. U. S. bonds on hand 12, 400 00 1 Other stocks, bonds, and mortgages. 23, 250 00 National bank notes outstanding . . Due from approved reserve agents. 3, 893 39 State bank notes outstanding Due from other banks and bankers Real estate, furniture, and fixtures 6, 400 00 Dividends unpaid. Current expenses and taxes paid Individual deposits Premiums paid United States deposits Checks and other cash items 2,196 56 Deposits of U. S. disbursing officers. Exchanges for clearing-house .... Bills of other banks 1, 372 00 Due to other national banks Fractional currency 36 42 Due to State banks and bankers . . Specie ], 000 00 Legal-ti nder notes Notes and bills re-discounted. U. S. certificates of deposit Bills payable ! Due from U. S. Treasurer 9, 000 00 Total. 461,730 01 Total $200,. 000 00 42, 000 00 6,172 77 179, 200 00 606 00 33,277 89 473 35 461, 730 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. 83 MAINE. Tic onic National Bank, Waterville. No. 762. SAMUEL APPLETON, President. AARON A. PLAISTED, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer ; $100, 000 00 Surplus fund i Other undivided profits | 1,656 66 National bank notes outstanding .. I 13,067 00 | 22, 727 91 State bank notes outstanding 2, 804 15 Dividends unpaid ! 10, 500 00 20, 500 00 4, 766 62 87, 900 00 Individual deposits ! United States deposits 2, 215 78 Deposits of TJ. S. disbursing officers. 55, 204 32 | 6, 640 00 Due to other national banks 36 45 Due to State banks and bankers...j 1,476 30 690 00 Notes and bills re-discounted . Bills payable 3, 900 00 400 90 $104, 756 25 Capital stock paid in "io6,"o66 00 Total. 269, 863 84 || Total. 1, 092 00 269, 863 84 West Waterville National Bank, West Waterville. ALBION P . BENJAMIN, President. No. 2231. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits -TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie *. Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $57, 550 58 35 00 75, 000 00 10,666 00 9, 343 50 4, 883 18 1,189 31 421 43 2,110 95 6, 907 92 GEORGE H. BRYANT, Cashier. Capital stock paid in . $75, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 2, 890 34 2, 664 46 67, 500 00 187 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 305 00 Due to other national banks 11 32 Due to State banks and bankers. 269 30 524 00 Notes and bills re-discounted. Bills payable 25, 375 87 ! 82 4, 075 00 173, 626 49 173, 626 49 Total. National Bank, Winthrop. CHARLES M. BAILEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Jxo. M. BENJAMIN, Cashier. No. 553. $115, 311 82 166,600 66 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 20, 000 00 32, 337 06 National bank notes outstanding . . State bank notes outstanding 89, 300 00 29, 450 00 23, 018 66 Dividends unpaid 2, 739 ( 826 00 76 486 00 3, 000 00 ." Individual deposits United States deposits Deposits of U. S. disbursing officers. 100 00 37, 595 80 Due to other national banks . Due to State banks and bankers Notes and bills re-discounted Bills payable 4. 500 00 279, 332 86 Total 279, 332 86 84 REPORT OF THE COMPTROLLER OF THE CURRENCY. MAINE. First National Bank, Wiscasset. HENRY INGALLS, President. STo. 15^9. FREDK. W. SEWALL, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ S bonds to secure deposits . V S bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit TJ S certificates Dae from TJ. S. Treasurer Total Liabilities. $105, 753 59 34 50 100, 000 00 15, 818 20, 449 1, 228 1, 626 75 22 40 64 553 21 2,000 00 300 00 4,500 00 252, 264 31 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits 30, 000 007,119 12 National bank notes outstanding .. State bank notes outstanding 88, 700 00 Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 995 <}<> 25, 448 77 Due to other national banks Due to State banks and bankers... Xotes and bills re-discounted Bills payable Total. 252, 264 31 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 85 HAMPSHIRE. Connecticut River National Bank, Cnarlestown. ROBERT ELWELL, President. No. 537. GEORGE OLCOTT, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers | Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other casli items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer $136, 010 01 Capital stock paid in . "ioo, 666 66 6, 534 95 2,250 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 58 00 1,711 00 90, 000 00 29, 812 17 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable Total. 254,150 96 Total. 32, 000 00 2, 338 79 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 087 00 $100, 000 00 254,150 96 Claremont National Bank, Claremont. No. 596. GEORGE N. FARWELL, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $177, 891 88 JOHN L. FARWELL, Cashier. Capital stock paid in . 150, 000 00 Surplus fund Other undivided profits. 7, 400 00 National bank notes outstanding .. State bank notes outstanding 31,147 44 22, 054 79 Dividends unpaid I Isi os Individual deposits United States deposits Deposits of U. S. disbursing officers 13, 398 57 $150, 000 00 52,000 00 2, 826 76 130, 405 00 92, 570 14 7, 058 25 8, 960 2, 965 00 Due to other national banks 17 Due to State banks and bankers.. 00 00 Notes and bills re-discounted . Bills payable 6,750 00 427,801 90 Total. . 427, 801 90 First National Bank, Concord. No. 318. AUGUSTINE C. PIERCE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $178, 828 77 150, 000 140,000 21,100 77, 450 69, 10, 10, 2, 2, 262 514 000 532 343 00 00 00 00 56 02 00 91 75 5, 060 24 7, 609 311 6,515 18, 450 00 71 00 00 WILLIAM F. THAYER, Cashier. Capital stock paid in . Suiplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $150, 000 00 30, 000 00 57,254 68 133,250 00. 930 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 246, 512 40 1,132 02 41,140 51 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 46, 508 35 6, 750 00 706, 727 96 Total.. 706, 727 96. 86 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National State Capital Bank, Concord. No. 758. LEWIS DOWNING, Jr., President. HENRY J . CRIPPEN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . $261, 485 10 Capital stock paid in . $200, 000 00 I Surplus fund Other undivided profits " " 41,100 00 14, 630 00 j National bank notes outstanding . . State bank notes outstanding 34, 882 73 Dividends unpaid. 22, 472 59 40, 000 00 42, 368 69 200,000 00 3, 085 80 8, 681 95 14, 038 178 1, 468 10, 500 00 99 50 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 176,900 00 525 00 148,398 15 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 13, 331 82 9, 000 00 Total. 621, 523 i 621, 523 66 Derry National Bank, Derry. No. 499. JOHN W. NOYES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total GEORGE C. CURRIER, Cashier. $39, 859 36 I Capital stock paid in . 627 62 60, 000 00 | Surplus fund j Other undivided profits 20, 000 00 National bank notes outstanding. State bank notes outstanding 7, 033 94 Dividends unpaid . 6, 500 00 613 27 Individual deposits United States deposits 545 41 Deposits of U. S. disbursing officers $60, 000 00 8,100 00 1, 029 31 53, 900 00 316 00 17,481 90 2, 375 00 Due to other national banks 2 36 Due to State banks and bankers.. 70 25 500 00 Notes and bills re-discounted. Bills payable 2, 700 00 Total. 140, 827 21 140, 827 21 Cochecho National Bank, Dover. JAMES E. LOTIIROP, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total . HARRISON HALEY, N o . 1087. $142, 482 23 4, 564 06 150,000 00 10, 534 00 22, 388 62 6, 000 00 707 48 5, 000 00 984 02 2, 536 20 301 1, 000 00 80 00 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers Cashier. $150, 000 00 13, 481 42 3,177 04 132,450 00 759 00 53, 400 75 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 6, 750 00 353, 268 21 Total. 353, 268 21 EEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 87 HAMPSHIRE. Dover ^rational Bank, Dover. No. 1043. OLIVER WYATT, President. CALVIN HALE, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ' Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Liabilities. $91, 874 75 Capital stock naid in . 399 33 100, 000 00 Surplus fund Other undivided profits. 24, 639 00 National bank notes outstanding .. | State bank notes outstanding 13, 294 60 Dividends unpaid. 9, 300 00 204 84 Individual deposits United States deposits 1, 430 09 Deposits of TJ. S. disbursing officers. ;100, 000 00 14, 300 00 8, 956 51 86, 700 00 863 00 43, 559 83 4, 939 00 Due to other national banks 197 73 Due to State banks and bankers.. 2,100 00 1, 500 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total.. Total. 254, 379 34 Strafford National Bank, Dover. WILLIAM S. STEVENS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1353. ELISHA R. BROWN, Cashier. $264,165 96 Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits 2, 000 00 National bank notes outstanding .. j I 53, 789 17 State bank notes outstanding I "4*560 "oo Dividends unpaid Individual deposits United States deposits 20, 000 00 Deposits of U. S. disbursing officers 150, 000 00 8, 693 50 3, 250 3, 500 00 38 00 00 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 30, 000 00 39, 346 87 130, 500 00 1, 809 00 330 00 140,157 01 24, 555 63 6, 750 00 Total. 516, 698 51 516, 698 51 Monadnock National Bank, East Jaffrey. BENJAMIN CUTTER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, pud mortgages Due from approved reserve agents Pue from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total No. 1242. $93, 861 85 ioo, 066 00 19, 367 50 8, 731 58 6, 354 58 600 95 3, 894 84 2, 009 30 120 1,100 00 84 00 00 PETER UPTON, Cashier. Capital stock paid in I $100, 000 00 1 Surplus fund Other undivided profits 16, 422 41 11,192 78 National bank notes outstanding .. State bank notes outstanding..T... 88, 000 00 839 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 1,641 11 22, 475 84 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 240, 571 14 Total. 240,571 14 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. National Granite State Bank, Exeter. No. 1147. BENJ. L. MERRILL, President. WARREN F . PUTNAM, Cashier, Resources. Liabilities. Loans and discounts Overdrafts *' U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ S. certificates of deposit Due from TJ. S. Treasurer ; Total. $155, 483 69 "loo,"66o oo 5, 000 00 9, 744 67 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 6, 500 00 541 00 Dividends unpaid 232 00 29 82 100 00 2, 000 00 Due to other national banks Due to State banks and bankers... 20,000 00 9, 872 29 90, 000 00 772 00 Individual deposits United States deposits 5, 091 65 Deposits of U. S. disbursing officers. !, 578 54 Notes and bills re-discounted Bills payable 4, 500 00 Total. 289,222 83 289, 222 83 Farmington National Bank, Farmington. JOHN F . CLOUTMAN, President. No. 2022. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bille of other banks Fractional currency Specie Legal-tender notes j TJ. S. certificates of deposit ; Due from TJ. S. Treasurer Total i $110, 256 39 * "lOO,OOO*OO 13,201 75 906 24 589 65 4, 000 00 1, 029 12 THOMAS F . COOKE, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers $100, 000 00 5, 000 00 1, 314 10 90, 000 00' 520 00 37, 487 30 1, 373 00 [ Due to other national banks 30 Due to State banks and bankers. 14 95 I 550 00 ! Notes and bills re-discounted. Bills payable " 2," 400" 0 0 ' j 234, 321 40 Total. 234, 321 40 First National Bank, Francestown. JOHN D. BUTLER, President. No. 576. GEORGE W. CUMMINGS, Cashier. Loans and discounts I $90, 890 23 Capital stock paid in Overdrafts ; U. S. bonds to secure circulation .. \ 100, 000 00 Surplus fund U. S. bonds to secure deposits i Other undivided profits U. S. bonds on hand i 10, 000 00 Other stocks, bonds, and mortgages. 3, 000 00 National bank notes outstanding . . Due from approved reserve agents.; 3,103 24 State bank notes outstanding Due from other banks and bankers Real estate, furniture, and fixtures. 800 00 Dividends unpaid Current expenses and taxes paid... 892 38 Individual deposits Premiums paid i United States deposits Checks and other cash items • 349 28 Deposits of U. S. disbursing officers. Exchanges for clearing-house Bills of other banks : 852 00 Due to other national banks Fractional currency ,...'. 41 42 Due to State banks and bankers .. Specie 822 50 Legal-tender notes 600 00 Notes and bills re-discounted U. S. certificates of deposit Bills payable Due from U. S. Treasurer 4, 500 00 Total. 215, 851 05 Total ;ioo, 000 00 18, 300 00 5, 927 33 90, 000 00 1, 623 72- 215,851 0.> EEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 89 HAMPSHIRE. Great Falls National Bank, Great Falls. No. 1180. DAVID H. BUFFUM, President. J o s . A. STICKNEY, Cashier] Resources. Loans and discounts. Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Legal-tender notes TJ. S. certificates of deposit.. Due from TJ. S. Treasurer... Total. Liabilities. $179, 976 76 1, 062 63 150, 000 00 Capital stock paid in Surplus fund Other undivided profits 8,100 00 12, 931 24 10, 000 00 792 89 1, 904 76 3, 872 5 272 400 00 43 50 00 National bank notes outstanding .. State bank notes outstanding $150, 000 00 40, 000 00 13,786 57 135, 000 00 580 00 Dividends unpaid Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. 36, 951 64 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 7, 000 00 Total 376, 318 21 I 376, 318 21 Somersworth National Bank, Great Falls. OLIVER H. LORD, President. No. 1183. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer $145, 893 25 500 00 100, 000 00 30, 557 65 Capital stock paid in . 20, 000 00 21, 263 91 National bank notes outstanding . . State bank notes outstanding 90, 000 00 Dividends unpaid. 943 64 1, 362 00 1, 200 10 1,190 500 00 30 00 00 $100, 000 00 Surplus fund Other undivided profits 1, 890 00 Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. 54, 302 93 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 5, 300 00 287, 456 84 Total. SAMUEL S. ROLLINS, Cashier. Total. 287, 456 84 Dartmouth National Bank, Hanover. NEWTON S. HUNTINGTON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer.,. Total. No. 1145. $46, 733 05 50, 000 00 6, 628 61 52, 857 13 1, 715 00 CHARLES P . CHASE, Cashier. Capital stock paid in . 13, 500 00 3,939 31 National bank notes outstanding .. State bank notes outstanding 44, 300 00 Dividends unpaid. Individual deposits.., TJnited States deposits Deposits of TJ. S. disbursing officers. 616 00 3 94 1,020 00 $50,000 00 Surplus fund Other undivided profits. 50, 354 38 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 2, 250 00 162, 093 69 Total. 162, 093 69 90 KEPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. First National Bank, Hillsborough. STEPHEN KENRICK, President. No. 1688. JOHN C. CAMPBELL, Cashier. Resources. Loans and discounts I Overdrafts | XT. S. bonds to secure circulation... j U. S. bonds to secure deposits I TJ. S. bonds on hand I Other stocks, bonds, and mortgages j Due from approved reserve agents.' Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid i Checks and other cash items Exchanges for clearing-house B 11s of other banks Fractional currency ! Specie j Legal-tender notes I IT. S. certificates of deposit I Due from U. S. Treasurer Liabilities. $43,141 84 Capital stock paid in 387 9J 50, 000 00 Surplus fund Other undivided profits 2, 618 51 National bank notes outstanding .. 3, 435 15 State bank notes outstanding " 2,'005* 06" Dividends unpaid 859 68 deposits 3, 050 00 Individual United States deposits 124 68 Deposits of U. S. disbursing officers 4, 900 00 1, 579 76 45,000 00 10,703 84 3, 091 00 Due to other national banks 4 57 Due to State banks and bankers . . . 415 20 800 00 Notes and bills re-discounted Bills payable 2, 250 00 112,18*3 60 Total. $50, 000 00 Total. 112,183 60 Ashuelot National Bank, Keene. A. WHEELOCK, President. Loans and discounts Overdrafts V,. S. bonds to secure circulation... IF. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 946. $120, 315 93 123 49 150, 000 00 Capital stock paid in . Surplus fund Other undivided profits. $150, 000 00 30, 000 00 5,194 84 6, 500 00 53, 915 00 3,172 23 National bank notes outstanding.. State bank notes outstanding 6, 500 00 189 82 73 926 85 Individual deposits United States deposits Deposits of U. S. disbursing officers 26, 206 13 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 158 51 15, 817 14 2,462 00 29 07 1, 678 00 7,185 00 Dividends unpaid. 134, 000 00 264 00 8,642 50 361, 640 62 Total. HENRY O. COOLIDGE, Cashier. Total. 361, 640 62 Cheshire National Bank, Keene. No. 559. JOHN H. ELLIOT, President. Loans and discounts I Overdrafts | U. S. bonds to secure circulation...I U. S. bonds to secure deposits j TJ. S. bonds on hand \ Other stocks, bonds and mortgages.! Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. ROYAL H. PORTER, Cashier. $180 855 89 Capital stock paid in . 844 07 200, 000 00 Surplus fund Other undivided profits 101,500 00 National bank notes outstanding .. 38, 780 90 State bank notes outstanding Dividends unpaid . 881 54 Individual deposits United States deposits 18, 777 95 Deposits of TJ. S. disbursing officers. 5,279 31 4, 353 2, 500 00 Due to other national banks 41 Due to State banks and bankers. 00 00 Notes and bills re-discounted . Bills payable 9, 000 00 562 803 76 Total. $200, 000 00 50, 000 00 21, 248 03 178,700 00 112, 618 33 237 40 562, 803 76 91 REPORT OF THE COMPTROLLER OF THE CURRENCY. \ 1: W HAMPSHIRE. Citizens' National Bank, Keene. No. 2299. OBED G. DORT, President HENRY S. MARTIN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits U S bonds on hand . .... Other stocks, bonds, and mortgages. $82, 571 84 33 09 100, 000 00 Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid 9, 049 69 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes .TJ S certificates of deposit Due from U. S. Treasurer ... 9,550 00 36, 300 00 1.500 00 485 49 Capital stock paid in $100, Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 89, 500 00 295 00 Individual deposits 54,126 26 2,784 60 Deposits of U. S. disbursing officers. 4,448 46 1,232 4, 500 Due to other national banks Due to State banks and bankers... 00 54 45 00 000 00 7,000 00 6,080 44 Notes and bills re-discounted Bills payable 4,500 00 Total 257, 001 70 Total 257, 001 70 Keene National Bank, Keene. No. 877. EDWARD JOSLIN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... If. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total ' $74, 948 86 J. R. BEAL, Cashier. Capital stock paid in 100,000 00 Surplus fund Other undivided profits. 5, 950 00 63, 940 00 National bank notes outstanding.. 5, 976 76 State bank notes outstanding Dividends unpaid 124 26 Individual deposits United States deposits 369 57 Deposits of U. S. disbursing officers. 7, 366 00 Due to other national banks 25 00 1, 303 40 Due to State banks and bankers. 6, 600 00 Notes and bills re-discounted. Bills payable 4, 500 00 Total. . 271,103 85 $100, 000 00 20,000 00 18, 726 52 84, 500 00 408 00 45, 086 68 2,382 65 271,103 85 Laconia National Bank, Laconia. JOHN C. MOULTON, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from U. S. Treasurer Suspense account Total. No. 1645. $152, 236 71 681 52 150, 000 00 250 00 28,109 97 1,000 00 1,227 38 4, 929 00 5, 532 55 7, 498 00 1,165 1, 000 6, 750 3, 537 56 00 00 48 363, 918 17 DANIEL S. DINSMOOR, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers $150, 000 00 15, 050 00 6, 623 58 135,000 00 100 00 57,144 59 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 13, 918 17 REPORT OF THE COMPTROLLER OF THE CURRENCY NEW HAMPSHIRE. National Bank, Lebanon. WILLIAM S. ELA, President. No. 808. EDWARD A. KENDRICK, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Liabilities. $91, 891 14 Capital stock paid in . 1,650 78 100, 000 00 Surplus fund Other undivided profits. 12, 337 00 30, 658 11 6,797 69 7,378 96 1, 000 23 411 28 14, 336 92 5, 787 92 89, 500 00 National bank notes outstanding State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 64,458 51 11, 691 00 Due to other national banks 597 74 Due to State banks and bankers. 1,169 42 4, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 274, 083 35 Total. $100, 000 00 Total. 274, 083 35 Littleton National Bank, Littleton. No. 1885. JOHN FARR, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. OSCAR C. HATCH, Cashier. $179, 875 61 Capital stock paid in "150* 000 '66' 6, 450 00 12, 867 50 56,110 65 33, 577 03 10, 000 00 584 43 145 00 $150, 000 Surplus fund Other undivided profits 00 21, 000 00 3, 378 44 National bank notes outstanding.. State bank notes outstanding 135, 000 Dividends unpaid 00 241 97 Individual deposits United States deposits Deposits of U. S. disbursing officers 171, 508 65 481,129 06 13, 573 00 Due to other national banks 45 84 Due to State banks and bankers 2,150 00 9, 000 00 Notes and bills re-discounted Bills payable 6, 750 00 Total 481,129 06 First National Bank, Manchester. WATERMAN SMITH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1153. $79, 497 63 929 15 150,000 00 100, 000 00 20, 000 00 12, 200 00 35, 818 56 19,121 77 5, 000 00 2, 210 52 FREDERICK SMYTH, Cashier. Capital stock paid in Surplus fund Other undivided profits . National bank notes outstanding State bank notes outstanding Dividends unpaid . Individual deposits United States deposits 1, 015 88 Deposits of U. S. disbursing officers. ; $150, 000 00 27, 000 00 5, 243 90 134, 950 00 841 00 62,181 19 64, 925 87 5,021 00 Due to other national banks.... 745 55 Due to State banks and bankers 5, 331 90 1,500 00 Notes and bills re-discounted. Bills payable 6, 750 00 ! 445,141 96 { Total. 445,141 96 REPORT OF THE COMPTROLLER OF THE CQRRENCY. NEW 93 HAMPSHIRE. Second National Bank, Manchester. No. 2362. AH ETAS BLOOD, President. JOSIAH CARPENTER, Cashier Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents l)ue from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house 1 Jills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from IT. S. Treasurer Total $113, 241 25 | Capital stock paid in . $100, 000 00 56 36 I 100,000 00 j Surplus fund 1, 500 00 941 21 Other undivided profits8, 350 00 | National bank notes outstanding .. 90, 000 00 13, 619 99 State bank notes outstanding 5, 000 00 2, 817 00 5, 718 76 Dividends unpaid 13 50 Individual deposits 62, 865 97 4, 500 00 United States deposits | 256 32 Deposits of XT. S. disbursing officers, j I 097 00 Due to other national banks Due to State banks and bankers. 171 00 2, 000 00 Notes and bills re-discounted j 4,500 00 Bills payable 258,124 18 Total. 258,124 18 Amoskeag National Bank, Manchester. MOODY CCRRIER, No. 574. President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand. Other stocks, bonds, and mortgages. $379, 676 48 1, 897 59 200, 000 00 Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid 39,159 35 Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from IT. S. Treasurer Capital stock paid in $200, 000 00 Surplus fund Other undivided profits 42, 000 00 15, 868 11 * 14, 500 00 ">7, 909 82 6, 502 78 6, 976 49 11, 737 00 81 91 10, 000 00 5,100 00 *9,000 00 Total ft. BYRON CHANDLER, Cashier. National bank notes outstanding . . State bank notes outstanding Dividends unpaid 179, 500 00 , Individual deposits United States deposits Deposits of U. S. disbursing officers 256, 606 73 Due to other national bauks Due to State banks and b a n k e r s . . . 18, 566 58 Notes and bills re-discounted Bills payable Total... 712, 541 42 712, 541 42 City National Bank, Manchester. JAMES A. TVESTON, President. Loans and difscounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stockvS, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from IT. S. Treasurer 3 DANIEL TV. LANE, Cashier. $183, 415 10 Capital stock paid in . 754 87 150, 000 00 Surplus fund Other undivided profits 37, 562 50 22, 845 04 84 86 12, 572 33 2, 008 89 425 00 967 57 National bank notes outstanding .. State bank notes outstanding Dividends unpaid $150, 000 00 15,120 89 19,030 98 135, 000 00 270 00 Individual deposits United States deposits Deposits of IT. S. disbursing officers 95, 584 68 1, 530 00 Due to other national banks 2 10 Due to State banks and bankers .. 6, 812 71 2,401 00 500 00 Notes and bills re-discounted. Bills payable 6, 750 00 421,819 26 Total.. H. Ex. 3 No. 1520. Total. 421, 819 26 94 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW Manchester National Bank, Manchester. NATHAN PARKER, President. No. 1059. CHARLES E. BALCH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $308,403 79 1, 044 14 154, 000 00 17, 250 00 4, 400 00 102, 080 72 556 51 Capital stock paid in | Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding 1, 337 75 875 45 12, 622 4 13, 365 1, 000 00 22 00 00 $150, 000 00 60, 000 00 24, 335 32 135, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 240, 530 60 Due to other national banks Due to State banks and bankers...! 1,491 48 12, 332 12 Notes and bills re-discounted. Bills payable 6, 750 00 623, 689 58 I: Total. 623, 689 58 Souhegan National Bank, Milford. IIOBT. It. Howisox, President. No. 1070. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. FREDK. T. SAWYER, Cashier. 800 66 28, 025 00 7, 664 44 Capital stock paid in . Surplus fund w Other undivided profits National bank notes outstanding .. State bank notes outstanding 8,287 38 1,001 01 13 00 546 08 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing olficers. i 29 100, 000 00 3, 352 00 3, 029 84 3, 000 00 $100,000 00 15, 884 S3 3,381 31 90, 000 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 4, 500 00 Total. 262, 828 04 262, 828 04 First National Bank, Nashua. N o . 84. EDWARD P. 'EMERSON, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Keal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ.ls. certificates of deposit Due from U. S. Treasurer Total. $105, 624 15 2, 217 56 100, 000 00 10, 000 00 11, 4, 27, 1, 448 582 800 252 42 57 00 10 J O H N A. SPALDIXG, Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding ., State bank notes outstanding Dividends unpaid. Individual deposits. United States deposits. 2, 714 19 Deposits of U.S. Lg officers. 1,"6ii 00 Due to other national banks 420 88 Due to State banks and bankers.. 11, 000 00 Notes and bills re-discounted. Bills payable 4, 500 00 282, 570 87 ! Total. Cashier. $100, 000 00 8, 750 00 1, 475 81 90, 000 00 1,398*94 80, 917 15 28 97 282; 570 87 95 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Second National Bank, Nashua. No. 2240. JEREMIAH W. WHITE, President FREDERICK A. EATON, Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation. XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Cashier. Liabilities. $98, 641 60 1, 081 80 125, 000 00 23, 980 00 H.396 5, 700 2:}, 402 1, 521 11, 000 80 00 80 47 00 2, 563 51 4,127 80 1, 230 1,500 00 55 00 00 Capital stock paid in . Surplus fund Other undivided profits . National bank notes o u t s t a n d i n g . . State bank notes outstanding Dividends unpaid . $125, 000 00 4, 500 00 2, 396 02 112, 500 00 108 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 75, 346 51 Due t o other national b a n k s Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 5, 625 00 Total. 319, 850 53 319, 850 53 Indian Head National Bank, Nashua. CALVIN B. HILL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits.. TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers, j Real estate, furniture, and fixtures. | Current expenses and taxes paid... j Premiums paid } Checks and other cash items \ Exchanges for clearing-house j Bills of other banks j Fractional currency j Specie ; Legal-tender notes j U. S. certificates of deposit Due from IT. S. Treasurer Total. No. 1310. FRANK A. MCKEAN, Cashier. $220, 918 79 Capital stock paid in 438 60 120, 000 00 Surplus fund Other undivided profits 10, 000 00 24, 600 00 National bank notes outstanding.. 71, 670 17 State bank notes outstanding Dividends unpaid 1,948 66 Individual deposits United States deposits Deposits of U. S. disbursing officers. $120, 000 00 27, 000 00 24, 244 79 108, 000 00 1, 036 80 203, 551 07 8, 853 00 Due to other national banks 103 44 Due to State banks and bankers... Notes and bills re-discounted Bills payable '4*900 00 13,400 00 7, 000 00 Total.... 483, 832 66 483,832 66 N e w Market National Bank, N e w Market. JOSEPH C. BURLEY, President. Loans and discounts I Overdrafts .j TJ, S. bonds to secure circulation... j U. S. bonds to secure deposits j TJ. S. bonds on hand I Other stocks,bonds,and mortgages. Due from approved reserve agents. Due fr6m other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house I Bills of other banks j Fractional currency j Specie. \ Legal-tender notes j TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 1330. SAMUEL A. HALEY, Cashier. $90, 402 41 Capital stock paid iu . 1,104 84 81, 000 00 Surplus fund Other undivided profits 9, 414 07 1, 700 00 1,795 81 3, 417 5 511 400 00 28 00 00 National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $80, 000 00 20/000 00 800 93 68, 000 00 352 01) 24,197 48 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 3, 600 00 193, 350 41 Total 113,350 41 96 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 1UMPSHIRE. First National Bank, Newport. No. 888. DEXTER RICHARDS, President FREDERICK. AY. LEWIS, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... j TJ. S. bonds to secure deposits U. S. bonds on hand j Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers, j Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie '. Legal-tender notes | TJ. S. certificates of deposit ; Due from U. S. Treasurer. ; Total Liabilities. $93, 4G7 87 j j Capital stock paid in ] 100, 000 00 ! j Surplus fund Other undivided profits 5, 000 00 G, 000 00 National bank notes outstanding.. 33, 522 72 State bank notes outstanding Dividends unpaid . 700 00 82 18 I Individual deposits ! United States deposits I Deposits of U. S. disbursing officers. $100, 000 23,000 00 4, 713 88 87, 000 00 38,000 28- 5,190 00 Due to other national banks 1 39 Due to State banks and bankers. 750 00 3, 500 00 ij Notes and bills re-discounted. I Bills payable 4, 500 00 252, 714 1G Total | 252, 714 lt> First National Bank, Peterborough. FREDERICK LIVINGSTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages.: Due from approved reserve agents. Due from other banks and bankers. '• Real estate, furniture, and fixtures J Current expenses and taxes i>aid.. .i Premiums paid Checks and other cash items Exchanges for clearing-house l Bills of other banks Fractional currency j Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1179. CIIAS. V. RICHARDSON, Cashier. $119,165 57 Capital stock paid in . 100 00 100, 000 00 Surplus fund $100, 000 00 | Other undivided profits 24, 231 35 National bank notes outstanding. 4, Gil GG State bank notes outstanding 2,000 00 j Dividends unpaid 1,090 44 j I Individual deposits I ] United States deposits 1,948 05 j| Deposits of U.S. disbursing officers. 4, 048 17 935 900 00 i Due to other national banks 39 Due to State banks and bankers.. 85 00 Notes and bills re-discounted. 4, 500 57 20, 000 00 21, 910 Kv 88, 693 00 495 W 994 99 28, 955 73 2, 500 90 Bills payable 263, 548 88 Total. 263, 548 8* Pittsfield National Bank, Pittsfield. CHAS. H. CARPENTER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... i U. S. bonds to secure deposits ! U. S. bonds on hand j Other stocks, bonds, and mortgages. j Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specii Legal-tender notes U. S. certificates of deposit . Due from U. S. Treasurer... Total. No. 1020. JOHN' A. Goss, Cashier. $39, 242 00 j I Capital stock paid in . 53, 000 00 Surplus fund Other undivided profits National bank notes outstanding 16, 093 19 State bank notes outstanding 3, 000 00 Dividends unpaid Individual deposits United States deposits 4, 870 00 Deposits of U. S. disbursing officers. $50,000 00 6, 570 00 2,113 14 44, 500 0(> 1, 346 00 16, 050 22 1, 500 00 Due to other national banks 26 50 Due to State banks and bankers 175 50 300 00 11 Notes and bills re-discounted. Bills payable :, 372 17 120, 579 36 Total. 120, 579 36 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW 97 HAMPSHIRE. First National Bank, Portsmouth. I<;iiABoi> GoomviN, President. No. 19. EDWARD P . KIMIJALL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts XI. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Capital stock paid in. $315, 940 24 4,975 10 318, 000 00 143, 000 00 15, 360 00 98, 212 24 42, 465 26 17, 683 34 4, 000 00 2, 933 45 Dividends unpaid 100, 000 00 38, 527 46 284, 200 00 512 00 Individual deposits United States deposits 3, 381 84 Deposits of U. S. disbursing officers. 203,501 40 64, 760 98 18, 725 93 9, 300 00 Due to other national banks 2, 000 00 Due to State banks and bankers... 11,500 00 9, 000 00 Notes and bills re-discounted Bills payable 1,823 70 "14,300 00 Total. 1, 012, 051 47 Total. . $300, 000 00 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding 1, 012, 051 47 National Mechanics and Traders' Bank, Portsmouth. J o fix SISE, President No. 401. Loans and discounts. Overdrafts. IT. S. bonds to secure circulation... j II. S. bonds to secure deposits | IT. S. bonds on hand j Other stocks, bonds, and mortgages j Due from approved reserve agents. j Due from other banks and bankers j . Heal estate, furniture, and fixtures, i Current expenses and taxes paid... j Premiums paid • Checks and other cash items \. Exchanges for clearing-house !. Bills of other banks Fractional currency Specie ; Legal-tender notes \. XT. S. certificates of deposit Due from U. S. Treasurer Total... G E O . \Y. BUTLER, Cashier. $339, 225 13 Capital stock paid in Surplus fund Other undivided profits. 30, 000 00 22, 200 00 National bank notes outstanding.. State bank notes outstanding 61, 904 14 Dividends unpaid. 5. 900 00 300, 000 00 $300, 000 00 42,000 00 27, 329 60 269, 500 00 361 50 2, 997 33 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 149, 606 98 14, 250 00 9 91 6, 650 00 Due to other national banks Due to State banks and bankers... I Notes and bills re-discounted Bills payable 7, 838 43 796.636 51 ii Total.. 796, 636 51 New Hampshire National Bank, Portsmouth. JAMES P. BAHTLETT, President No. 1052. ! Loans and discounts Overdrafts IX. S. bonds to secure circulation... \ F . S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages 1 Due from approved reserve agents., Due from other banks and bankers.! Real estate, furniture, and fixtures. j Current expenses and taxes paid...' Premiuinspaid ; Checks and other cash items i Exchanges for clearing-house Bills of other banks \ Fractional currency '• Specie... ' Legal-tender notes j U. S. certificates of deposit j Due from U. S. Treasurer j Total | $104,118 29 LAFAYETTE S. BUTLER, Cashier. Capital stock paid in . 150, 000 00 Surplus fund Other undivided profits. 40, 000 00 11,000 00 National bank notes outstanding.. 15,100 40 State bank notes outstanding 2, 500 00 1, 874 05 2,137 83 561 87 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $150, 000 00 28, 523 37 4, 051 82 135, 000 00 357 00 21,145 75 2, 074 00 Due to other national banks 67 50 Due to State banks and bankers. 1,894 00 1, 000 00 Notes and bills re-discounted. Bills payable 6, 750 00 339,077 94 Total 339, 077 94 98 REPORT OF THE COMPTROLLER OF THE CURRENCY. NEW HAMPSHIRE. Rockingham National Bank, Portsmouth. J N O . J . PICKKRIX<J, President. JOHN P . HART, Cashier. Xo. 1025. Resources. Liabilities. Loans and discounts | Overdrafts XT. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand j Other stocks,bonds, and mortgages j Due from approved reserve agents ! Due from other banks and bankers. j Real estate, furniture, and fixtures | Current expenses and taxes paid...j Premiums paid j Checks and other cash items i Exchanges for clearing-house | Bills of other banks ! Fractional currency ! Specie ! Legal-tender notes j IT. S. certificates of deposit Due from U. S. Treasurer ' Total. "I; $211, 866 58 Capital stock paid in $200, 000 00 200, 000 00 Surplus fund Other undivided profits 63,600 00 National bank notes outstanding . . 14, 045 73 State bank notes outstanding 1, 033 26 Dividends unpaid 5, 000 00 Individual deposits United States deposits 3, 035 47 Deposits of U. S. disbursing officers. ..... 4, 74ff 00 Due to other national banks 17 00 4,992 16 Due to State banks and bankers. 1, 000 00 Notes and bills re-discounted . . . Bills payable 9, 000 00 Total.. 524, 330 20 I 40, 000 00 24, 087 20 180, 000 00 4, 543 00 150 50 75, 549 50 524,330 20 Rochester National Bank, Rochester. No. 2138. JOHN MCDUFFKE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency * Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $57,453 63 50, 000 00 1," 650 00 336 85 911 74 2, 400 00 2, 485 39 FRANKLIX MCDUFFEE, Cashier. Capital stock paid i n . $50, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 44, 600 00 613 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. 943 25 1, 800 00 I Notes and bills re-discounted Bills payable 2, 250 00 1,706 00 I Total. 121, 936 86 1, 900 00 2, 093 50 18, 307 73 4,422 63 121, 936 86 Citizens' National Bank, Tilton. ELEAZER DAVIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1333. WILLIAM T. CARS, Cashier. $76,734 26 || Capital stock paid in 70, 000" 00 ; Surplus fund ! < Other undivided profits I | National bank notes outstanding .. ! State-bank notes outstanding 10,608 27 Dividends unpaid. 228 82 1,195 17 300 1,000 00 59 00 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. $70, 000 00 13, 700 00 1, 692 03 62, 200 00 15, 847 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. | j Bills payable 2,650 00 !! 163, 439 60 ! Total. 163, 439 6# 99 REPORT OF THE COMPTROLLER OF THE CURRENCY. TV E W HAMPSHIRE. Kearsarge National Bank, "Warner. XEH. G. ORDWAY, President. X o . 1674. G I L M A N C. G E O R G E , Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. Cashier. Liabilities. $34, 402 57 1, 780 05 35, 000 00 8, 428 23 Capital stock paid in . $50, 000 00 Surplus fund Other undivided profits Xational bank notes outstanding . State bank notes outstandingDividends unpaid . 300 05 1,904 28 787 00 13 66 1. 052 50 lj 300 00 5, 835 00 574 42 14, 057 00 925 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 15,151 42 Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted. Bills payable 1, 575 00 Total. 86, 543 34 16, 543 34 Winchester National Bank, Winchester. EDWD. C. THAYEK, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. "S. certificates of deposit Due from U. S. Treasurer Total. . Xo. 887. $108, 570 63 HENRY ABBOTT, Cashier. Capital stock paid in. 100,000 66 Surplus fund Other undivided profits 2Oo'oo" 1, 300 00 Xational bank notes outstanding . . State bank notes outstanding 4, 094 86 6, 500 00 Dividends unpaid. 789 95 Individual deposits United States deposits Deposits of U. S. disbursing officers. 865 ( 3, 265 00 Due to other national banks 3 85 Due to State banks and bankers... 1,179 50 33 00 Xotes and bills re-discounted . Bills payable 4, 500 00 Total. 231, 301 79 $100, 000 00 20,000 00 4, 962 93 89, 800 00 73 50 11, 516 74 4, 948 62 231, 301 79 Lake National Bank, Wolfborough. BLAKE FOLSOM, President. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total Xo. 1486. $103, 777 98 CHARLES F . PARKER, Cashier. Capital stock paid in . " 125," 666'66' Surplus fund Other undivided profits. Xational bank notes outstanding . . State bank notes outstanding 19, 026 47 3,006*06 5, 000 00 294 74 383 00 12 00 1,166 65 Dividends unpaid . $125, 000 00 7, 000 00 3, 556 09 112 500 00 15,204 75 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers.. Xotes and bills re-discounted. Bills payable 5, 600 00 263, 260 84 Total. 263,260 84 100 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Bank, Barre. NORMAN W. BKALKY, President. No. 2109. EDWARD D. BLACK WKI.L, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers :Real estate, furniture, and fixtures Current expenses and taxes paid.. ^Premiums j)aid Checks and other cash items Exchanges for clearing-house Bills of other banks -Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $135, 382 86 22 76 200, 000 00 Capital stock paid in $200, 000 00 Surplus fund | Other undivided profits ,j 40,150 00 14, 669 42 National bank notes outstanding . .1 | 20, 852 21 State bank notes outstanding Dividends unpaid 1, 400 00 386 70 110 72 Individual deposits United States deposits 276 43 | Deposits of TJ. S. disbursing officers. 20, 550 00 3, 550 01 177, 330 00 45 00 28, 022 68 605 12 597 6, 632 00 Due to other national banks 21 Due to State banks and bankers. 38 00 Notes and bills re-discounted. Bills payable 9, 000 00 Total. 430, 097 69 430, 097 69 Barton National Bank, Barton. No. 2290. HIRAM MCLELLXIN, President. Loans and discounts Overdrafts I TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand I Other stocks, bonds, and mortgages, j Due from approved reserve agents.! Due from other banks and bankers. | Real estate, furniture, and fixtures, j Current expenses and taxes paid... i Premiums paid ' Checks and other cash items j Exchanges for clearing-houso ' Bills of other banks Fractional currency Specie ! Legal-tender notes I; TJ. S. certificates of deposit Due from TJ. S. Treasurer ; Total . 11. K. DEWKY, Cashier. $145,141 29 Capital stock paid in . "156,060" oo' 2*366"66' 14, 239 18 1, 500 00 1, 501 85 8, 525 09 64 125 400 3, 000 00 41 00 00 6,750 66 $150, 000 00 5, 500 00 5, 374 07 Surplus fund Other undivided profits. 135, 000 00 National bank notes outstanding . State bank notes outstanding Dividends unpaid 102 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 37, 570 75 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total 333,546 82 333, 546 82 National Bank, Bellows Falls. JAS. H. WILLIAMS, President. Loans and discounts Overdrafts O d f TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ! Legal-tender notes ! TJ. S. certificates of deposit Due from TJ. S. Treasurer 1 Total. JAS. IT. WILLIAMS, Jr., Cashier. No. 1653. $190, 855 59 100, 000 00 35, 036 66 40, 820 81 12, 500 00 1, 737 16 Capital stock paid in I j i National bank notes outstanding .. j State bank notes outstanding i Dividends unpaid 20, 000 00 44, 934 77 89, 300 00 5, 000 00 I 450 00 Individual deposits I United States deposits Deposits of U. S. disbursing officers 147, 088 91 00 Due to other national banks 39 Due to State banks and bankers 50 00 Notes and bills rc-discounted Bills payable 3, 800 00 3, 638 807 4, 095 13, 940 407,231 11 $100, 000 00 Surplus fund Other undivided profits Total.. ! 457 43 ;. i407,231 11 REPORT OF THE COMPTROLLER OF THE CURRENCY. 101 VERMONT, i First National Bank, Bennington. Xo. 130. 11. GRAVES, President. GEOILGE F. GRAVES, Cashier. Liabilities. Resources. Loans and discounts -. ' Overdrafts ! TJ. S. bonds to secure circulation...'. U. S. bonds to secure deposits 'j TJ. S. bonds on band. Other stocks, bonds, and mortgages Due from approved reserve agents. \ Due from other banks and bankers. I Real estate, furniture, and fixtures, j Current expenses and taxes paid... j Premiums paid Checks and other cash items ! Exchanges for clearing-house Bills of other banks Fractional currency I Specie ". Legal-tender notes ; TJ. b. certificates of deposit Due from U. S. Treasurer i Total j $287, 348 35 Capital stock paid in . 3, 750 00 122, 000 00 Surplus fund Other undivided profits. 16,500 00 National bank notes outstanding.. 6, 643 79 State bank notes outstanding 5, 000 00 Dividends unpaid. 598 89 Individual deposits United States deposits 688 35 Deposits of TJ. S. disbursing officers. $110, 000 00 Due to other national banks Due to State banks and bankers... Xotes and bills re-discounted Bills payable 6, 289 70 2, 000 00 382 98 5, 000 00 2, 000 00 — 5, 450 00 457,362 36 110, 000 00 16, 942 51 108, 200 00 85, 930 15 20, 000 00 457, 362 36 Total. Bennington County National Bank, Bennington. •CHARLES THATCHER, President. Loans and discounts j Overdrafts IT. S. bonds to secure circulation...[ TJ. S. bonds to secure deposits ! TJ. S. bonds on hand i Other stocks, bonds, and mortgages. j Due from approved reserve agents. | Due from other banks and bankers, i Real estate, furniture, and fixtures.; Current expenses and taxes paid Premiums paid ! Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal tender notes TT. S. certificates of deposi t Due from TJ. S. Treasurer Total.. Xo. 2395. ELLIS A. COBB, Cashier. $117, 355 27 Capital stock paid in . 82 63 100, 000 00 Surplus fund 300 00 Other undivided profits National bank notes outstanding.. 4, 071 41 State bank notes outstanding 2, 922 95 Dividends unpaid. 3, 592 85 934 82 deposits (5. 242 00 Individual United States deposits 950 63 Deposits of U. S. disbursing officers 2, 042 00 Due to other national banks 106 39 Due to State banks and bankers... 1, 910 00 1, 000 00 Xotes and bills re-discounted Bills payable 3, 500 00 245, 010 95 $100, 000 00 400 00 3, 847 92 89,400 00 48,262 13 3,100 90 245, 010 95 Total. National White River Bank, Bethel. Xo. 902. XKUSOX GAY, President. Loans and discounts I Overdrafts I IT. S. bonds to secure circulation... I TJ. S. bonds to secure deposits { TJ. S. bonds on hand I Other stocks, bonds, and mortgages, j Due from approved reserve agents j Due from other banks and bankers Real estate, furniture, and fixtures j Current expenses and taxes paid... J Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $138, 314 56 3.317 98 125, 000 00 *930 00 12, 248 03 3, 600 00 557 76 829 40 552 12 1,899 2,000 00 92 80 00 294, 887 45 F. P. IIOLDEN, Cashier. Capital stock paid in . Surplus fund Other undivided profits Xational bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers $125, 000 00 18, 000 00 3, 227 75 111, 600 00 70 50 36, 989 20 Due to other national banks Due to State banks and bankers. Xotes and bills re-discounted Bills payable Total. 294, 887 45 102 REPORT OF THE COMPTROLLER OF THE CURRENCY . VERMONT. First National Bank, Brandon. NATHAN T. SPRAGUE, President. H. C. COPKLAND, Cashier. No. 278. Liabilities. Resources. Loans and discounts $159, 892 94 Capital stock paid in . Overdrafts 1 1,237 39 TJ. S. bonds to secure circulation... | 150, 000 00 Surplus fund U. S. bonds to secure deposits I Other undivided profits. IT. S. bonds on hand \ 35,000 00 Other stocks, bonds, and mortgages j 46,600 00 ! National bank notes outstanding.. Due from approved reserve agents i 10,174 78 j State bank notes outstanding Due from other banks and bankers.! 7,366 78 Real estate, furniture, and fixtures.! 4, 700 00 Dividends unpaid Current expenses and taxes paid .. | 197 34 Individual deposits Premiums paid ; 600 00 United States deposits Checks and other cash items j 1, 694 24 Deposits of U. S. disbursing officers Exchanges for clearing-house Bills of other banks ! 2,779 00 Due to other national banks ] Fractional currency 6 00 Due to State banks and bankers. Specie ; 314 50 | Notes and bills ro-discounted. Legal-tender notes j .Bills payable U. S. certificates of deposit I Due from U. S. Treasurer ! 6, 750 00 Total.. 427, 312 97 Total $150, 000 00 80, 000 00 20, 071 77 134, 820 00 370 00 42, 051 20 427, 312 97 Brandon National Bank, Brandon. CYUUS JENNINGS, President. No. 404. FKAXK E. BRKJGS, Cashier. $193, 644 01 Capital stock paid in . $200,000 00 Loans and discounts | Overdrafts i U. S. bonds to secure circulation... I 200, 000 00 Surplus fund U. S. bonds to secure deposits ! I 8,859 02 Other undivided profits. U. S. bonds on hand j National bank notes outstanding..! 180, 000 00 Other stocks, bonds, and mortgages j Due from approved reserve agents j 22, 555 58 State bank notes outstanding Due from other banks and bankers Dividends unpaid ! Real estate, furniture, and fixtures. 10, 823 81 Current expenses and taxes paid... | Individual deposits 56, 583 Premiums paid ! United States deposits Checks and other cash items • 482 67 Deposits of U. S. disbursing officers. j Exchanges for clearing-house j Bills of other banks j 5, 295 00 Due to other national banks Fractional currency 182 00 Due to State banks and bankers. -.! Specie 559 75 ; < Legal-tender notes | 2, 900 00 Notes and bills re-discounted U. S. certificates of deposit ! Bills payable \ : Due from U. S. Treasurer 9, 000 00 Total.. 445, 442 82 Total. 445, 442 82 First National Bank, Brattleboro'. SILAS M. AYATTE, President. N. 0. S.wvi'ER, Asst. Cashier. No. 470. ! $300, 000 00 Loans and discounts j $370,115 12 I Capital stock paid in 1! " i Overdrafts -i 54, 000 00 TJ. S. bonds to secure circulation... | "l00,"000*00 j j Surplus fund 8,216 20 TJ. S. bonds to secure deposits |j Other undivided profits . 1,200 00 U. S. bonds on hand ij National bank notes outstanding ..; 88, 800 00 Other stocks, bonds, and mortgages ; 14,212 16 State bank notes outstanding Due from approved reserve agents 241 00 Dividends unpaid Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... 76, 218 11 j Individual deposits | Premiums paid | United States deposits j Deposits of U.S. disbursing officers L. Checks and other cash items 21,116 11 Exchanges for clearing-house Bills of other banks. j 6, 221 00 i Due to other national banks Fractional currency \ 216 28 I Due to State banks and bankers...!.. Specie j 1, 412 64 ! Legal-tender notes 8, 000 00 ' I Notes and bills re-discounted TJ. S. certificates of deposit ! j j Bills payable j Due from TJ. S. Treasurer 4, 500 00 Total. 527, 234 31 Total. 527. 234 01 REPORT OF THE COMPTROLLER OF THE CURRENCY. 103 VERMONT. People's National Bank, Brattleboro'. PARLEY STARR, President. No. 2305. V M . A. FAULKXER, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $144,455 19 ~"i66,"oo6"66" 13,000 00 9, 000 00 4, 030 75 2, 000 1,147 671 73 52 00 40 00 058 38 672 00 44,37 2. 388 00 5,100 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding $100, 000 00 4, 000 00 4, 569 18 89, 400 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 87,345 14 Due to other national banks Due to State banks and bankers.. 2, 428 27 Notes and bills re-discounted. Bills payable 4, 500 00 Total 287, 742 59 287, 742 59 Vermont National Bank, Brattleboro'. WILLIAM P . CUNE, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer . No. 1430. $278, 635 48 GEORGE S. DOWLEY, Cashier. Capital stock paid in " "156," 666*66' Surplus fund Other undivided profits. oo, 66o oo 25, 706 6,160 10,000 1, 740 1, 664 05 22 00 00 00 2, 517 94 475 00 3 21 2, 565 00 2, 600 00 National bank notes outstanding.. State bank notes outstanding $150, 000 00 100, 000 00 38, 739 42 133, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 126, 841 1Q Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 6, 750 00 Total.. Total. 548, 816 90 Howard National Bank, Burlington. LAWRENCE BARNES, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1698. $349, 317 40 3, 351 11 200, 000 00 2, 500 00 18, 549 63 25, 500 00 2, 258 35 2, 993 69 3, 981 270 6, 074 7, 935 00 05 00 00 CHARLES A. SUMNEU, Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding.. State bank notes outstanding...... Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $300, 000 00 20, 000 00 7, 658 54 175, 000 00 477 00 128, 615'83 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9. 021 14 631, 751 37 Total. 631, 751 37 104 REPORT OF THE COMPTROLLER OF THE CURRENCY. V E R M O RT T . Merchants' National Bank, Burlington. CIIAS. \v". AYoonnousK, Cashier. N o . 1107. HENKY P. IIICKOK, President. Liabilities. Be sources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand ... Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $499, 685 94 994 59 500,000 00 50, 000 00 80, 000 00 79,149 16 259 17 17, 000 00 Capital stock paid in Dividends unpaid . 6, 207 00 27 33 25,781 00 17, 006 00 2I"GOO 66 80, 000 00 19, 935 51 450, 000 00 249 50 178, 978 10 38,173 54 10, 757 93 deposits io,ooo oo Individual United States deposits 7, 844 78 Deposits of U. S. disbursing officers 37,460 39 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 1, 315, 554 97 Total $500, 000 00 Surplus fund I Other undivided profits National bank notes outstanding . . State bank notes outstanding Total 1, 315, 554 97 Castle ton National Bank, Castle ton. CARLOS S. SHERMAN, President. Loans and discounts ! Overdrafts I U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits U. S. bonds on hand , Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers, j Real estate, furniture, and fixtures. Current expenses and taxes paid... i Premiums paid I Checks and other cash items Exchanges for clearing-house j Bills of other banks j Fractional currency ! Specie ! Legal-tender notes j U. S. certificates of deposit j Due from U. S. Treasurer ! No. 1598. ! $52,158 92 Capital stock paid in 13 70 | 50, 000 00 Surplus fund Other undivided profits j National bank notes outstanding .. j State bank notes outstanding ! 26,104 28 88 Dividends unpaid j . 3, 000 00 $50, 000 00 Individual deposits i United States deposits I. Deposits of U. S. disbursing officers. . 28, 454 52 , 10, 000 00 2, 657 74 45, 000 00 00 Due to other national banks 03 Due to State banks and bankers... I. 00 00 Notes and bills re-discounted . Bills payable 2, 250 00 480 6 370 1, 700 136,112 26 Total.. MAKTIX D. COLE, Cashier. Total . 136,112 20 First National Bank, Chelsea. ELIHU HYDE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer Total. N o . 2120. $105, 775 04 2, 997 98 150, 000 00 4,750 00 17,276 77 21, 534 30 2, 394 53 392 55 6, 239 00 2,537 39 1, 523 00 59 05 1,299 50 430 00 JOHN C. CLARK, Cashier. Capital stock paid in Surplus fund Other undivided profits I! ! National bank notes outstanding . J State bank notes outstanding ; Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers $150,000 00 10, 260 00 1, 608 98 133, 700 00 819 31 28, 470 82 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 7, 650 00 324, 859 11 Total. 324, 859 11 REPORT OF THE COMPTROLLER OF THE CURRENCY. 105 VERMONT. Caledonia National Bank, Danville. JAB. B. MATTOCKS, Cashier. No. 1576. SAMUEL ING ALLS, President. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U S bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Le^al-tender notesof deposit U S certificates Due from U. S. Treasurer Total $121, 951 75 100, 000 00 1,000 00 4,064 20 Capital stock paid in $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 24, 918 79 9 40 Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. Due to other national banks Due to State banks and bankers... 23, 884 90, 000 00 964 00 3, 300 00 356 33 557 41 1, 606 2, 400 00 71 00 00 Notes and bills re-discounted Bills payable 4, 500 00 Total 239, 776 99 f 239, 776 National Bank, Derby Line. AUSTIN T. FOSTER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks . / . Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . No. 1368. $184, 919 10 "ioo," 666 "66" STEPHEN FOSTER, Cashier. Capital stock paid in Surplus fund Other undivided profits $150, 000 00 | j 2.800 00 1 !>, 800 00 National bank notes outstanding State bank notes outstanding M, 424 98 Dividends unpaid 15, 930 00 Individual deposits United States deposits 2, 604 94 Deposits of TJ. S. disbursing ofiicers. 880 00 35 59 1,100 00 2,347 00 "4,500 66 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 89,780 0(> 87, 446 i Total. 359,341 61 30, 000 00 2,115 22 359, 341 61 First National Eank, Fair Haven. o. 344. ZENAI C. ELLIS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . ERASTUS H. PHBLPS, Cashier. Capital stock paid in . Surplus fund Other undivided profits. 00 I National bank notes outstanding .. 44 I State bank notes outstanding $115, 090 54 1, 855 88 i 100, 000 00 ! 2,200 4, 304 22,450 69 ! 27,401 31 ! Dividends 1, 286 78 I 3, 418 45 1,666 23 700 5, 755 00 05 00 00 unpaid Individual deposits United States deposits Deposits of U. S. disbursing ofiicers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable $100,000 00 20, 000 00 4, 551 4T 90, 000 00 517 5 0 75, 479 31 103 %C> 4,500 00 290, 652 14 Total. 290, 652 14 106 REPOKT OF THE COMPTROLLER OF THE CURRENCY. VE R M O N T . Allen National Bank, Fair Haven. IK A C. ALLEN, President. No. 2422. CHARLES It. ALLEN, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers \ Heal estate, furniture, and fixtures, j Current expenses and taxes paid... j Premiums paid ; Checks and other cash items j Exchanges for clearing-house ; Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer j Total $29,420 89 Capital stock paid in . $49,500 GO " 40," 500* 65" Surplus fund 800 00 33, 032 35 2, 021 34 1. 610 00 231 30 196 25 274 27 1,017 17 440 5, 920 00 09 00 00 1, 822 00 1,723 25 Other undivided profits. National bank notes outstanding . . State bank notes outstanding 35,480 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers 30, 599 24 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total. 117,302 49 117, 302 49 Lamoille County National Bank, Hyde Park. CARLOS S. N O YES, President. No. 1163. Loans and discounts Overdrafts U. S. bonds to secure circulation...', IT. S. bonds to secure deposits i U. S. bonds on hand ; Other stocks, bonds, and mortgages.; Due from approved reserve agents ; Due from other banks and bankers j Real estate, furniture, and fixtures. Current expenses and taxes paid... : Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks > Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer i : I ; Total i $134, 768 02 150, 000 00 " 14,000*00 43, 607 04 " 6," 584 "54" 216 86 3, 440 00 8, 247 79 499 00 1, 397 63 3, 000 00 ALBERT L. NOYES, Cashier. Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 24, 600 00 901 34 National bank notes outstanding . . State bank notes o u t s t a n d i n g . . . . . . Dividends unpaid ! Individual deposits j United States deposits j_ Deposits of U. S. disbursing officers. i. 134, 500 00 19 50 62,490 04 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 372, 510 88 372, 510 88 West River National Bank, Jamaica. "WILLIAM HARRIS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1564. $49, 612 84 1,418 80 75, 000 00 25000 3,000 00 22, 204 46 165 92 2, 500 00 422 64 148 87 1, 232 51 775 1, 802 00 24 00 00 JOHN A. BUTLER, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers $75, 000 00 4, 800 00 1, 453 95 66, 795 00 356 84 11, 552 98 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 3, 375 00 159, 958 77 Total. 159, 958 77 REPORT OF THE COMPTROLLER OF THE CURRENCY. 107 VERMONT. National Bank, Lyndon. No. 1140. HENRY CIIAHK, President. Hi 11 AM M. PEARL, Cashier. Liabilities. Resources. ,. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency | Specie { Legal-tender notes j TJ. S. certificates of deposit j Due from TJ. S. Treasurer I $96, 201 97 j Capital stock paid in . ! 106, 000 00 | Surplus fund Other undivided profits "4,460 00 1 National bank notes outstanding .. 20, 000 00 : State bank notes outstanding 10,400 00 4, 530 82 95,400 00 1, 784 11 3, 381 67 3,034 48 608 62 367 00 17 36 1, 400 00 3, 000 00 Dividends unpaid .. 363 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 26, 271 39 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payable 4, 770 00 Total. 242, 965 21 Total . $106, 000 00 242, 965 21 Battenkill National Bank, Manchester. No. 1488. ELIAS B. BURTON, President, Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency ;Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . $75, 995 40 Capital stock paid in . "2,606 00 $75, 000 00 Surplus fund Other undivided profits 11, 300 00 1, 722 52 National bank notes outstanding . . State bank notes outstanding 67, 500 00 " 7 5 , 6 0 0 00 27,176 97 WILLIAM P. BLACK, Cashier. Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 646 142 2, 800 5, 900 00 44 00 00 Due to other national banks Due to State banks and b a n k e r s . Notes and bills re-discounted... Bills payable 3,375 66 196, 035 81 Total. 196, 035 81 National Bank, Middlebury. J O H N W . STEWART, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items.. Exchanges for clearing-house. Bills of other banks Fractional currency Specio Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1195. JOHN G. WELLINGTON, Cashier. $125, 383 50 Capital stock paid in . "260,606 00 Surplus fund Other undivided profits "132,650 66 3, 600 00 30,120 14 "'16,'786*63 National bank notes outstanding .. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits 3, 442 04 Deposits of U. S. disbursing officers 3, 895 279 3, 999 15, 999 00 05 75 00 $200, 000 00 37, 519 75 39, 926 70 178,100 00 1,239 00 87, 769 66 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 9, 000 00 544, 555 11 I Total. 544,555 11 108 REPORT OF TIIK COMPTROLLER OF THE CURRENCY. VE R M O N T . First National Bank, Montpelier. JOHN A. PAGE, President No. 748. JAS. Resources. C. HOLTOIITON, Jit., Cashier, Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items J Exchanges for clearing-house ! Bills of other banks j Fractional currency | Specie I Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total $374, 272 52 i Capital stock paid in j 1, 286 93 I 250, 000 00 | Surplus fund """io*666*66'! Other undivided profits 12, 000 00 | National bank notes outstanding . . 7,121 02 ! State bank notes outstanding 11, 572 95 ' 2, 000 00 306 81 Dividends unpaid. 00 40 20 00 121,000 00 6, 020 94 220,115 00 70 0# Individual deposits 11 United States deposits 1,734 98 !j Depositsof TJ. S. disbursing officers 2,062 2 12,773 3,490 $250, 000 ;|Due to other national banks jj Due to State banks and bankers. j •!Notes and bills re-discounted. 102, 666 87 "I" Bills payable 11,250 00 | 699,872 81 :\ Total. 699, 872 81 Montpelier National Bank, Montpelier. No. 857. JAMES It. LANG POX, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total CHARLES A. REED, Cashier. $147, 360 73 : Capital stock paid in ,. j 572 55 | 300, 000 00 • Surplus fund Other undivided profits 265, 600 00 84,400 00 j National bank notes outstanding .. 8, 920 90 : ! State bank notes outstanding 6, 096 50 Dividends unpaid. 1, 585 33 Individual deposits United States deposits. 334 07 :' Depositsof U. S. disbursing officers. $300,000 00 150, 000 00 42, 002 43 270, 000 00 465 00 78,209 94 110 24 11,051 1, 122 00 ! Due to other national banks 19 Due to State banks and bankers.. 10 00 : Notes and bills re-discounted Bills payable 13, 500 00 Total. 840, 677 37 840, 677 37 National Bank, Newport. Lucius ROUINSOX, President. Loans and discounts I Overdrafts ; U. S. bonds to secure circulation... i U. S. bonds to secure deposits j TJ. S. bonds on hand j Other stocks, bonds, and mortgages. j Due from approved reserve agents j Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total... No. 2263. ROIIKRT J. WRIGHT, Cashier. $187,890 51 Capital stock paid in " 33, 500 00" Surplus fund Other undivided profits 860 00 25, 645 70 ] $100, 000 00 I | 7, 500 00 ! 7, 548 43 National bank notes outstanding .. j State bank notes outstanding...... i 30,150 00 }. 3, 050 00 Dividends unpaid I 366 93 deposits j 1,000 00 Individual United States deposits |. Depositsof U. S. disbursing officers j . j Due to other national banks Due to State banks and bankers. Notes and bills re-discounted j Bills payable i. Total. 264, 716 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. 109 VE BIONT, First National Bank, North Bennington. TKENOR "W. PARK, President. No. 194. SAMUEL B. HALL, Cashier. Liabilities. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $489, 074 44 2,142 30 551, 500 00 190, 200 00 67, 427 49 12, 724 20 5, 000 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding .. State bank notes outstanding Dividends unpaid. 1, 450 84 5, 000 00 200, 000 00 27, 917 97 490, 940 00 750 00 Individual deposits United States deposits 942 60 Deposits of TJ. S. disbursing officers 5," 799 00 $500, 000 00 Due to other national banks Due to State banks and bankers. Notes and,bills re-discounted. Bills payable 135, 636 22 i 68 24,810 00 Total. 1, 356, 070 87 1, 356, 070 87 Northfield National Bank, Northfield. No. 1638. GEORGE NICHOLS, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items . . . . . . . Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $100, 787 68 ioo, ooo 6o 3, 900 00 7, 200 00 5, 658 81 "'"6,~556'o6 1, 250 12 1,267 55 2, 120 00 20 47 I", 154 00 2, 200 00 CHAS. A. EDGERTON, Jr., Cashier. Capital stock paid in $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid 19, 000 00 5, 679 49 89, 300 00 147 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted Bills payable 17, 482 14 5, 000 00 "4,500 00 Total. 236, 608 63 236, 608 63 First National Bank, Orwell. No. 228. JOHN L. HAMMOND, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. H. Ex. 3- CHARLES E. BUSH, Cashier. $269, 987 17 Capital stock paid in . "ioo,'000 00 25, 341 15 3, 549 62 5, 000 00 105 12 1, 468 09 3, 788 411 2,155 3, 000 00 17 85 00 Surplu s fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding $100, 000 00 100, 000 00 27,153 90 90, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 102,152 27 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 419, 306 17 Total. 419, 306 17 110 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. National Black River Bank, Proctorsville. GEORGE S. HILL, President. No. 1883. CHAS. W. WHITCOMB, Cashier. Resources. Liabilities. Loans and discounts O verdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Capital stock paid in . $59, 912 76 * 5 , 0 0 0 00 1, 590 54 4, 439 39 1, 400 00 22, 298 97 1,198 26 45, 000 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 4, 300 00 1, 600 87 8, 000 00 2,750*00* I 20, 496 33 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 138,993 56 j Total. $50,000 00 Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding. 50, 000 00 Total. 138, 993 56 National Bank, Royalton. No. 1673. CitosBY MILLER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, andmortgages j Due from approved reserve agents. I Due from other banks and bankers.! Real estate, furniture, and fixtures. j Current expenses and taxes paid...) Premiums paid j ! Checks and other cash items Exchanges for clearing-house j Bills of other banks | Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from XL S. Treasurer $70, 535 14 6, 630 18 100, 000 00 " i ' o o o " 66" 8, 600 00 11, 304 05 2, 300 00 906 69 500 00 36 00 275 25 342 1,188 00 00 65 00 Capital stock paid i n . Surplus fund Other undivided profits National bank notes outstanding .. $100, 000 00 9, 790 00 2, 636 02 90, 000 00 State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 716 1 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 2, 000 00 4, 500 00 Total. 208,142 71 Total. A S A W. KENNEY, Cashier. 208,142 71 Baxter National Bank, Rutland. H. HENRY BAXTER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. •Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house j Bills of other banks j Fractional currency 1 Specie I Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1700. $331, 966 87 3,117 00 300, 000 00 8,"666"66" 78, 065 66, 984 5, 977 1, 353 67 91 00 57 326 05 2,122 58 4, 726 7, 030 00 32 00 00 GEORGE R. BOTTUM, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding. State bank notes outstanding , Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers $300, 000 00 48, 000 00 10,221 19 270, 000 00 60 00 195, 546 20 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 13, 500 00 I 823, 827 39 Total. 823, 827 39 REPORT OF THE COMPTROLLER OF THE CURRENCY. Ill VERMONT. National Bank, Rutland. No. 1450. JOHN B. PAGE, President. SIDNEY 'W. ROWELL, Cashier. Resources. Loans and discounts Overdrafts U. S.bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total Liabilities. $772,150 93 "500,000 66 19, 409 51 "32," 0*66 "OO 297 84 13, 660 00 13 00 4, 416 67 8, 000 00 22, 500 00 Capital stock paid in . $500,000 00 Surplus fund Other undivided profits National bank notes outstanding . . State b a n k notes outstanding 100, 000 00 33, 236 06 448,220 00 Dividends u n p a i d . Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due t o other national banks Due to State banks and b a n k e r s . Notes and bills re-discounted Bills payable 1, 372, 447 95 Total. 189, 065 99 101, 925 9a 1, 372, 447 95 Rutland County National Bank, Rutland. W M . Y. W. RirLEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 820. $315, 474 50 708 33 200, 000 00 HENRY F . FIELD, Cashier. Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits. 6, 850 00 National bank notes outstanding . . 19,119 05 State bank notes outstanding 8,481 85 Dividends unpaid. 386 99 Individual deposits United States deposits 1, 797 22 Deposits of U. S. disbursing officers 73, 000 00 11, 621 50 178, 700 00 1, 834 00 230 00 2,199 80 5, 000 00 76 00 107, 684 24 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9, 000 00 571, 081 74 Total. 571, 081 74 First National Bank, Springfield. AMASA "WOOLSON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits.. U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 122. $63, 251 72 16 42 100, 000 00 ""46," 660'66 28, 51t 50 37, 622 01 1, 000 00 534 00 10 29 550 90 6, 325 00 BENJ. F. ALDRICH, Cashier. Capital stock paid in . ;ioo, 000 00 Surplus fund Other undivided profits 33, 700 00 5, 968 58 National bank notes outstanding.. State bank notes outstanding 90, 000 00 Dividends unpaid.. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. 805 00 52, 586 50 157 56 Notes and bills re-discounted. Bills payable 4, 500 00 283, 217 64 Total. 283,217 64 112 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. First National Bank, St. Albans. EUWD. A. SOWLES, President. ALBERT SOWLES, Cashier Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $419, 080 55 4, 548 47 100, 000 00 Capital stock paid in . $100, 000 00 Surplus fund Other undivided profits 100, 000 00 5, 900 28 12, 500 00 27, 982 39 National bank notes outstanding . . State bank notes outstanding 12,000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 4, 304 00 2, 745 3 175 24, 500 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 00 17 50 00 89,480 00 316, 221 07 737 73 4, 500 00 Total. 612, 339 08 612, 339 08 Vermont National Bank, St. Albans. BRADLEY BARLOW, President. Loans and discounts. Overdrafts IT. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers i Real estate, furniture, and fixtures. I Current expenses and taxes paid... j Premiums paid Checks and other cash items j Exchanges for clearing-house Bills of other banks | Fractional currency ; Specie ! Legal-tender notes j U. S. certificates of deposit Due from U. S. Treasurer Total. Xo. 1583. CYRUS BT. BISHOP, Cashier. $430, 868 37 Capital stock paid in . 3, 6&2 13 70, 000 00 Surplus fund Other undivided profits. 24, 942 83 12, 804 89 8, 000 00 4, 880 29 $200, 000 00 100, 000 00 6, 258 53 National bank notes outstanding.. State bank notes outstanding 63, 000 00 Dividends unpaid Individual deposits United States deposits 3, 671 65 Deposits of U. S. disbursing officers. 228, 916 86 8,113 00 Due to other national banks Due to State banks and bankers. 160 23 27, 932 00 Notes and bills re-discounted Bills payable 3,150 00 598,175 39 jj Total. 598,175 39 First National Bank, St. Johnsbury. LUKE P . POLAND, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid. Premium id Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total No. 489. GEORGE MAY, Cashier. $502, 978 85 |;Capital stock paid in 500, 000 00 Surplus fund Other undivided profits 1, 200 00 15, 589 47 Mational bank notes outstanding . . 37, 041 59 State bank notes outstanding 2, 483 39 27, 605 80 Dividends unpaid Individual deposits United States deposits 4, 725 70 Deposits of U. S. disbursing officers. $500, 000 00 75, 000 00 24, 551 69 447, 093 00 90, 054 44 6, 488 00 Due to other national banks . 192 83 Due to State banks and bankers 8, 893 50 7, 000 00 Notes and bills re-discounted Bills payable 22, 500 00 1,136,699 13 Total 1,136, 699 13 EEPOET OF THE COMPTROLLER OF THE CURRENCY. 113 V E R M O N T. Merchants' National Bank, St. Johnsbury. FREDERICK FLETCHER, President. No. 2295. WILLIAM E. HAZEX, Cashier. Resources. Liabilities. Loans and discounts ! Overdrafts IF. S. bonds to secure circulation... j TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtur.es. j Current expenses and taxes paid.. Premiums paid j Checks and other cash items I Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit j Dae from U. S. Treasurer Total. $333, 799 38 Capital stock paid in $300, 000 00 140, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. 3, 086 90 State bank notes outstanding 448 76 29, 228 05 Dividends unpaid. 809 41 deposits 5, 000 00 Individual United States deposits 2, 00J 88 Deposits of TJ. S. disbursing officers. 7, 000 00 20, 931 38 117, 000 00 483 00 78, 820 37 1, 601 00 Due to other national banks 47 11 Due to State banks and bankers.. 4,500 00 1, 000 00 Notes and bills re-discounted Bills payable 5, 850 00 Total. 527, 378 49 527, 378 49 National Union Bank, Swanton. ALBERT SOWLES, President. No. 1634. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer $100, 955 95 G-. "WARREN BEEBE, Cashier. Capital stock paid in $75, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . 3, 320 45 State bank notes outstanding 475 88 Dividends unpaid. 2, 800 00 75, 000 00 Individual deposits United States deposits 5, 700 18 Deposits of U. S. disbursing officers. 1,169 00 26 36 246 00 500 00 15, 000 00 1, 932 67 67, 500 00 104 00 34. 032 15 Due to other national banks Due to State banks and bankers.. Notes and bills re- discounted. Bills payable 3, 375 00 Total. Total. 193, 568 82 National Bank, Vergennes. CARLETON T. STEVENS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes . * U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1364. $160, 518 14 "iso," 666'66 22, 500 00 2, 000 00 11, 553 38 ]37 32 6, 863 95 D. HENRY LEWIS, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 26, 206 34 15, 952 77 135, 000 00 Dividends unpaid Individual deposits United States deposits 5, 340 80 Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers. 433 11 10,400 00 Notes and bills re-discounted. Bills payable 6, 750 00 6,803*00 383, 299 70 $150, 000 00 Total. 55, 780 73 359 86 3,299 70 114 REPORT OF THE COMPTROLLER OF THE CURRENCY. VERMONT. Waterbury National Bank, Waterbury. PAUL DILLINGHAM, President. No. 1462. CURTIS WELLS, Cashier, Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $107, 753 81 £66," 666" 66" 5,666 66 13, 000 24, 607 1, 500 693 00 88 00 54 1, 220 36 3,189 00 16 70 1,816 35 1, 000 00 Capital stock paid in 30, 000 00 6, 590 12 National bank notes outstanding . State bank notes outstanding 89,000 00 Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers 38, 707 52 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4,500 00 Total. 264, 297 64 Total. $100, 000 00 Surplus fund Other undivided profits 264, 297 64 National Bank of Newbury, Wells River. WM. H. CUMMINGS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks [Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1406. GEORGE LESLIE, Cashier. Capital stock paid in . 9,721 59 300, 000 00 Surplus fund Other undivided profits 7,"i5o 66 65,183 00 National bank notes outstanding.. State bank notes outstanding. 45, 236 32 Dividends unpaid . 3, 000 00 1,482 10 Individual deposits United States deposits 10, 290 61 Deposits of U. S. disbursing officers. 3,183 00 1 19 10, 616 40 7, 774 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $300, 000 00 31, 300 00 3, 798 90 269, 915 00 1, 007 14 127, 854 60 5,171 65 13,500 00 Total. 739, 047 29 739, 047 29 Randolph National Bank, West Randolph. WILLIAM H. D U BOIS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total No. 2274. $67, 839 20 75, 000 00 "~8,"366'66 7, 656 97 1, 986 02 558 14 27 05 1, 460 94 266 00 269 98 1,100 00 ROYAL T. D U BOIS, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of U. S.disbursing officers. $75,000 00 1, 825 00 2,140 04 65, 500 00 36 00 20,893 87 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable 2, 444 39 3, 375 00 167, 839 30 Total 167, 839 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. 115 VERMONT. Ascutney National Bank, Windsor. HIRAM HARLOW, President. No. 81G. HENRY WARDNER, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Liabilities. $73, 857 29 "ioo,'ooo'6o' 68, 020 00 13, 755 74 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid 1, 7G7 13 1, 421 17 141 00 1 02 1, 009 35 4, 540 00 *4~500'66 50, 000 00 12, 272 48 88, 000 00 1,044 00 32 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 17, 664 22 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable Total. 269, 012 70 Total. $100, 000 00 Woodstock National Bank, Woodstock. FREDERICK BILLINGS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation.., TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer 'Total. No. 1133. HENRY C. JOHNSON, Cashier. $252, 478 23 Capital stock paid in . 54 47 300, 000 00 Surplus fund Other undivided profits """ 9,500 00 67, 235 00 National bank notes outstanding . . 34, 298 74 State bank notes outstanding 15, 669 24 Dividends unpaid. 10, 000 00 27 00 Individual deposits United States deposits 3, 080 20 Deposits of U. S. disbursing officers. 93 00 449 21 1, 000 00 3, 500 00 $300, 000 00 41, 500 00 13, 238 96 266, 600 00 842 60 88, 703 53 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 13, 500 00 710, 885 09 Total. 710 885 09 116 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Abington National Bank, Abington. No. 1386. RICHMOND J . LANE, President. J . X. FARRAR, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TT. S. bonds to secure deposits U. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. $231, 341 36 Capital stock paid in . $150, 000 00 150, 000 00 Surplus fund Other undivided profits 30, 000 00 7, 233 70 10, 000 00 12, 956 20 National bank notes outstanding . State bank notes outstanding 7, 330 00 Dividends unpaid . 2, 644 11 Individual deposits United States deposits Deposits of TT. S. disbursing officers. 134,100 00 4, 008 00 114, 359 35 6, 512 00 Due to other national banks 32 58 Due to State banks and bankers. 5, 034 80 7,100 00 Notes and bills re-discounted . Bills payable 6. 750 00 439, 701 05 Total. 439, 701 05 First National Bank, Adams. No. 462. HENRY J". BLISS, President Loans and discounts . Overdrafts TT. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TT. S. certificates of deposit Due from TT. S. Treasurer Total. II. H . WELLINGTON, Cashier. $244, 909 02 Capital stock paid in . 14, 659 44 150, 000 CO Surplus fund Other undivided profits.. National bank notes outstanding .. 15, 269 63 State bank notes outstanding 4,827 78 17, 000 00 Dividends unpaid . 1, 942 58 Individual deposits United States deposits 1, 567 13 Deposits of TT. S. disbursing officers 1, 263 00 Due to other national banks 455 57 Due to State banks and bankers... 2,082 80 4, 000 00 Notes and bills re-discounted Bills payable 6, 750 50 50, 000 00 15, 760 27 129, 000 00 208 00 74, 801 28 3, 209 85 14, 748 05 27,000 00 464, 727 45 Total. 464, 727 45 $150, 000 00 First National Bank, Amherst. L. D. HILLS, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation... TT. S. bonds to secure deposits TT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TT. S. Treasurer Total. No. 393. $146, 864 32 150, 000 00 65, 500 00 R. J . D. "WESTCOTT, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding . . I 65, 971 08 State bank notes outstanding-..... I 29, 973 82 10, 000 00 Dividends unpaid 168 57 16, 621 24 Individual deposits 2, 016 23 TTnited States deposits 4, 732 00 Deposits of TT. S. disbursing officers. 422 93 Due to other national banks 3, 884 34 Due to State banks and bankers 2, 969 00 Notes and bills re-discounted. Bills payable 7, 250 00 506, 373 53 Total. $150, 000 00 50, 000 00 4, 725 35 132, 450 00 2, 057 00 166, 759 57 381 61 506, 373 53 REPORT OF THE COMPTROLLER OF THE CURRENCY. 117 MASSACHUSETTS. Andover National Bank, Andover. No. 1129. JOHN L. TAYLOR, President. MOSES FOSTER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation..U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. B. certificates of deposit Due from U. S. Treasurer $215, 674 79 200, 000 00 "20,000 00 102, 855 51 " 7 * 0 0 0 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding. State bank notes outstanding 00 83 25 00 173, 959 00 92, 358 16 Due to other national banks Due to State banks and b a n k e r s . Notes and bills re-discounted. Bills payable 9, 500 00 569, 551 38 Total 569, 551 38 Total. 45, 926 47 2, 700 25 4, 607 50 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 953 10 2, 557 10, 000 $250, 000 00 First National Bank, Ashburnham. No. 2113. G. C. WINCHESTER, President. Loans and discounts. Overdrafts TJ. S bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency...-. Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer , Total.. GEORGE F. STEVENS, Cashier. $36, 060 87 Capital stock paid in. 50, 000 00 Surplus fund Other undivided profits. "9,200 00 National bank notes outstanding 13, 866 33 State bank notes outstanding 645 00 Dividends unpaid. 1, 277 54 Individual deposits 1, 204 00 United States deposits 28 24 Deposits of U. S. disbursing officers. $50, 000 00 1, 200 00 2, 239 87 44, 300 00 220 00 19, 870 94 2,175 00 Due to other national banks 33 200 50 Due to State banks and bankers. 923 00 Notes and bills re-discounted.. Bills payable 2, 250 00 Total. 117, 830 81 117,830 81 Athol National Bank, Athol. No. 2172. THOS. H. GOODSPEED, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. CHAS. A . CHAPMAN, Cashier. $110, 863 05 j Capital stock paid i n . 100," 000 00 i Surplus fund I Other undivided profits. 80000 13, 760 900 7, 000 1, 068 29 46 00 41 868 34 950 44 556 1, 499 00 77 00 00 ! National bank notes outstanding.. ' State bank notes outstanding Dividends unpaid . $100, 000 00 3, 000 00 5, 970 50 89, 200 00 306 86 Individual deposits United States deposits Deposits of U. S. disbursing officers. 43, 007 36 Due to other national banks Due to State banks and bankers.. 1, 325 i Notes and bills re-discounted. Bills payable 4, 500 00 242, 810 32 Total. 242, 810 32 118 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Miller's River National Bank, At hoi. ALPHEUS HARDING President. N o . 708. Resources. II Loans and discounts Overdrafts TJ. S. bonds to secure circulation... II. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. $328, 394 88 i 41 54 i 150, 000 00 j 5,450 00 35, 000 00 23, 4, 5. 2, 517 236 000 032 248 03 00 33 80 00 Cashier. Liabilities. Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits National bank notes outstanding . . State bank notes outstanding I I i Dividends unpaid. 100, 000 00 11, 788 23 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 166, 790 26 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 13,417 61 68 14 00 15 I 2, 944 61 7, 838 7, 064 ALBERT L . NEWMAN, 134, 905 00 977 45 6, 050 00 577, 878 55 Total.. 577, 878 55. First National Bank, Attleboro'. No. 2232. JOSEPH M. BATES, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks '. Fractional cui-rency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. $165, 913 02 HOMER M. DAGGETT, Cashier. Capital stock paid in . 35,000 00 *io," 666 "66' 21, 551 03 2, 353 37 1, 500 00 15 30 89 1,252 66 678i8 5, 000 00 1, 575 00 244, 853 64 $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid . 1, 300 00 1, 806 64 31, 500 00 2,631 50 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 106, 294 99 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 1, 320 51 Total. 244, 853 64 First National Bank, Barre. No. ! HIRAM WADSWORTIT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $158,176 78 21 60 150, 000 00 11,350 00 15,000 00 13, 555 81 5 00 4, 070 70 350 72 1,019 64 711 1, 289 00 84 85 00 FRANK A. KICH, Cashier. Capital stock .paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. $150, 000 00 27, 727 32 7, 273 84 134, 422 00 243 00 42, 699 14 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 362, 365 30 Total 362, 365 30 REPORT OF THE COMPTROLLER OF THE CURRENCY. 119 MASSACHUSETTS. Beverly National Bank, Beverly. No. 969. JOHN PICKETT, President. ROBT. G-. BENNETT, Cashier. Resources. Liabilities. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtiires Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $258, 866 07 Capital stock paid in . 726 73 200,000 00 Surplus fund Other undivided profits. 20, 790 58 National bank notes outstanding. 71,078 10 State bank notes outstanding 5, 554 04 Dividends unpaid. 8, 261 94 53 13 deposits 1,843 75 Individual United States deposits Deposits of TJ. S. disbursing officers 4, 588 00 47 62 4,287 50 9, 410 00 $200, 000 00 40, 000 00 4, 949 72 178, 700 00 4, 278 00 166, 579 74 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9, 000 00 Total. 594, 507 46 594, 507 46 First National Bank, Boston. No. 200. ABRAHAM T. LOWE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. J O H N C A R R , Cashier. i, 049, 241 78 Capital stock paid in ' 889," 000' 00 Surplus fund Other undivided profits 49, 000 00 428,165 38 215, 001 88 255,133 36 243 00 71, 874 25 186, 775 53 46,825 00 37 00 36,130 00 86, 577 00 70, 000 00 41,100 00 National bank notes o u t s t a n d i n g . . State bank notes outstanding $1, 000, 000 00 1, 000, 000 00 24, 570 95 799, 950 00 15, 444 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,163, 671 79 Due to other national banks Due to State banks and b a n k e r s . . . 1, 520, 579 35 888 09 Notes and bills re-discounted Bills payable 5, 525,104 18 Total 5, 525,104 18 Second National Bank, Boston. No. 322. JAMES H. BEAL, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from U. S. Treasurer Total $3,166, 382 71 88 89 700, 000 00 390, 010 34 718, 283 21 337 13 14, 000 00 5,218 13 316, 465 27 31,634 00 128,400 133,550 40, 000 31, 500 00 00 00 00 5, 675, 869 68 EDWARD C. BROOKS, Cashier. Capital stock paid in . $1, 600 000 00 Surplus fund , Other undivided profits. 750, 000 00 22,183 57 National bank notes outstanding.. State bank notes outstanding 628, 700 00 Dividends unpaid 18, 625 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 1,837,072 86 Due to other national banks Due to State banks and bankers... 798, 615 16 20, 672 59 Notes and bills re-discounted. Bills payable Total. 5, 675, 869 68 120 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Third National Bank, Boston. No. 359. PBRCIVAL L. EVERETT, President. FRANCIS B. SEARS, Cashier. Kesources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie •. Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer. Total . $647, 844 71 508 72 300, 000 00 11, 250 00 79, 012 124, 433 16, 000 1,147 46 20 00 65 6, 234, 94 66, 250 51 27, 727 00 39 20 44, 713 35 21, 750 00 10, 000 00 13, 500 00 Capital stock paid in $300, 000 00 Surplus fund Other undivided profits . National bank notes outstanding .. State bank notes outstanding Dividends unpaid 267, 490 00 4, 018 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable Total 1, 370, 411 74 33,100 00 4,103 66 713, 959 89 47, 740 19 1, 370, 411 74 Fourth National Bank, Boston. No. 2277. W. -W. KJMBALL, President. A. W . NEWELL, Cashier. Loans and discounts $235,110 68 Capital stock paid in . Overdrafts TJ. S. bonds to secure circulation... "lso'ooo'oo" Surplus fund TL S. bonds to secure deposits Other undivided profitsTJ. S. bonds on hand Other stocks, bonds, and mortgages National bank notes outstanding .. State bank notes outstanding Due from approved reserve agents. 12, 760 89 Due from other banks and bankers. 51, 638 61 Dividends unpaid . Heal estate, furniture, and fixtures. 1, 500 00 Current expenses and taxes paid... • 345 66 Individual deposits Premiums paid ' 3, 500 00 United States deposits Checks and other cash items ! 613 00 Deposits of U. S. disbursing officers Exchanges for clearing-house I 24, 604 77 Due t o other national b a n k s Bills of other banks ! 7, 256 00 Fractional currency i 42 25 D u e to State b a n k s and b a n k e r s . Specie i! 7, 500 00 Legal-tender notes 11,000 00 Notes and bills re-discounted . TJ. S. certificates of deposit ; Bills payable Due from TJ. S. Treasurer | 6, 750 00 Total . Total. 512, 621 J $200, 000 00 4, 000 00 1,140 76 134, 300 00 2, 996 00 170,185 10 512, 621 i Atlantic National Bank, Boston. ISAAC PRATT, Jr., President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Suspense account Total No. 643. 95, 440 03 667, 000 00 307, 050 00 127, 640 45, 717 264,135 86 26, 338 63 30 97 58 75 1, 431 50 43, 646 38 19, 368 00 37 39 7, 434 00 11, 975 00 40, 000 00 30, 000 00 23, 367 06 2, 410, 668 59 JAMES T. DROWN, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid . $750, 000 00 300, 000 00 14, 530 69 598, 000 00 27, 252 00 Individual deposits United States deposits '. Deposits of U. S. disbursing officers 572, 358 42 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills payable 87, 572 12 955 36 Total. 60, 000 00 2, 410, 668 59 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 1 MASSACHUSETTS. Atlas National Bank, Boston. No. 654. WILLIAM P . HUNT, President CHABLES L. LANE, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Liabilities. Capital stock paid in . Surplus fund Other undivided profits . 70, 000 00 National bank notes outstanding 241, 760 88 State bank notes outstanding 244, 053 10 Dividends unpaid $2,183, 355 02 312 96 500, 000 00 Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer 3, 738 39 137, 983 94 39, 339 00 245 98 24, 942 45 76, 453 00 60, 000 00 32, 500 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable Total. 3, 614, 684 72 Total. $1, 500, 000 00 300, 000 00 87, 416 52 447, 876 00 17,183 00 1, 208, 649 42 17, 294 J 36, 264 I 3, 634, 684 72 Blackstone National Bank, Boston. JOSHUA LOBING, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Duo from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 514. $2, 288, 768 02 527 63 900, 000 00 Capital stock paid in $1, 500,000 00 Surplus fund Other undivided profits. 75, 000 00 5,151 72 75, 000 00 44, 953 76 National bank notes outstanding.. 785, 580 00 224, 966 85 State bank notes outstanding 205,126 73 20,142 50 380,137 50 Dividends unpaid . 418 20 Individual deposits 1, 600, 566 83 20, 000 00 United States deposits 12,162 54 Deposits of U. S. disbursing officers. 125, 240 30 65, 444 00 Due to other national banks 425,141 82 39 63 209, 466 29 107,764 00 Due to State banks and bankers... 32, 000 00 Notes and bills re-discounted. 95, 000 00 Bills payable 43, 500 00 Total. 4, 621, 049 16 Total. JAMES ADAMS, Jr., Cashier. 4, 621, 049 16 Blue Hill National Bank of Dorchester, Boston. ELEAZER J . BISPHAM, President. Loans and discounts. Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits > U. S. bonds on hand ' Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of Mother banks Fractional currency Specie Legal-tender notes TJ. Is. certificates of deposit Due from U. S. Treasurer Total. No. 684. SABELL J . WILLIS, Cashier. $239, 342 61 Capital stock paid in . 773 77 200, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding G, 968 16 Dividends unpaid . 19,940 85 Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 649 00 24 54 2, 396 60 17, 470 00 10, 000 00 $200, 000 00 36, 380 14 3, 879 67 179, 970 00 396 00 18, 939 72 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 9, 000 00 509, 565 53 Total. 509, 565 53 122 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Boston National Bank, Boston. CHARLES B. HALL, President. o. 408. JAMES H. BOUVE. Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer , 402, 967 01 Ij Capital stock paid in j $1, 000, 000 00 315,000 00 ;' Surplus fund 50, 000 00 | Other undivided profits. 145, 500 00 |', Xational bank notes outstanding 143, 226 55 I State bank notes outstanding 57,102 54 ! Dividends unpaid. 139 25 i I Individual deposits j| United States deposits 3, 703 60j j Deposits of U. S. disbursing officers. 102, 236 88 17, 742 00 Due to other national banks Due to State banks and bankers... 63,100 00 43, 000 00 i Notes and bills re-discounted | Bills payable "U* 160'66' Total 2, 357, 877 83 Total 50, 585 25 11, 375 00 283, 200 00 626 00 798, 746 67 24, 829 63 30, 634 37 157, 880 91 2, 357, 877 Boylston National Bank, Boston. JOSEPH T. BAILEY, President. No. r>45. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total D. S. WATERMAN, Cashier. $744,154 60 i Capital stock paid in 117 56 600, 000 00 Surplus fund Other undivided profits j $700, 000 00 I ; 100, 000 00 11, 340 38 National bank notes outstanding.. j State bank notes outstanding ! 538,100 00 "226," 666 "66" 51,135 00 95, 691 36 51,443 10 72, 536 05 1,470 80 8, 735 64 5, 253 23 34, 935 95 38, 059 00 49 11 45,138 00 30, 000 00 Dividends unpaid 9, 574 00 Individual deposits \ United States deposits '• Deposits of U. S. disbursing officers. j Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable i 656, 705 02 10, 000 00 27, 000 00 ; 2, 025, 719 40 Total j 2, 025, 719 40 Broadway National Bank, Boston. AXEL DEARBORN, President. No. 551. A Q U I L A ADAMS, Cashier. ! Loans and discounts $175, 493 46 I Overdrafts i 166 15 I TJ. S. bonds to secure circulation...! 200,000 00 j Surplus fund TJ. S. bonds to secure deposits \. Other undivided profits TJ. S. bonds on hand | 30, 000 00 I Other stocks, bonds, and mortgages. i. National bank notes outstanding.. State bank notes outstanding Due from approved reserve agents. 7, 601 29 Due from other banks and bankers. 652 41 Dividends unpaid Real estate, furniture, andfixtures,j . Current expenses and taxes paid... 101 50 Individual deposits Premiums paid ' 1, 795 42 United States deposits Checks and other cash items • 1, 582 53 Deposit* of U. S. disbursing officers. Exchanges for clearing-house 5,758 81 Bills of other banks 2,418 00 Due to other national banks Fractional currency 80 27 Due to State banks and bankers Legal-tender notes TJ. S. certificates of deposit. Due from TJ. S. Treasurer... Total. 10, 691 50 10, 000 00 Notes and bills re-discounted Bills payable 7,358 71 70 24 122, 250 00 2,323 50 123, 338 89 « 9, 000 00 455, 341 34 Total 455, 341 34 REPORT OF THE COMPTROLLER OF THE CURRENCY. 123 MASSACHUSETTS. Bunker Hill National Bank of Charlestown, Boston. EDWARD LAWRENCE, President. No. 635. CHAS. R. LAWRENCE, Cashier. Resources. Liabilities. $997,323 79 s and discounts Overdrafts IT. S. bcp&ds to secure circulation... U. S. wjn'ds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid -. Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Dae from U. S. Treasurer Capital stock paid in . 400, 000 00 Surplus fund Other undivided profits National bank notes outstanding., 223, 884 23 State bank notes outstanding 1, 384 00 25, 000 00 Dividends unpaid 89 00 Individual deposits United States deposits 1, 544 64 Deposits of U. S. disbursing officers 300, 000 00 38,124 04 324,480 00 10, 568 00 598, 059 48 34, 544 86 11,452 00 Due to other national banks 166 00 30, 703 00 Due to State banks and bankers. 25,164 00 Notes and bills re-discounted.. Bills payable 19, 976 00 1, 771 231 52 Total. $500, 000 00 Total 1, 771, 231 52 Central National Bank, Boston. CHARLES J . BISHOP, President. No. 2103. Louis W. YOUNG, Cashier. Loans and discounts $1, 036, 066 95 Capital stock paid in . Overdrafts U. S. bonds to secure circulation... 367,000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits. II. S. bonds on hand j National bank notes outstanding .. Other stocks, bonds, and mortgages. 261,106 77 State bank notes outstanding Due from approved reserve agents 62, 931 44 Dividends unpaid. Due from other banks and bankers 4,977 61 Real estate, furniture, and fixtures. Current expenses and taxes paid... 617 80 deposits Premiums paid 7, 433 41 Individual United States deposits 10, 383 05 Deposits of U. S. disbursing officers. Checks and other cash items 67, 944 48 Exchanges for clearing-house 10, 212 00 Due to other national banks Bills of other banks 237 93 Due to State banks and bankers. Fractional currency 12,466 57 Specie 40, 000 00 Notes and bills re-discounted . Legal-tender notes Bills payable U. S. certificates of deposit Due from U. S. Treasurer 21, 695 00 1, 903, 073 01 Total.. Total. $500,000 00 4, 500 00 8, 065 53 330, 300 00 792,194 60 38, 012 88 230,666 66 1, 903, 073 01 Columbian National Bank, Boston. JOHN T. COOLIDGE, President. No. 1029. JAMES M. GORDON, Cashier. $1, 763, 226 69 Capital stock paid in . Loans and discounts Overdrafts 889*000 00 Surplus fund T7. S. bonds to secure circulation... U. S. bonds to secure deposits 111, 000 00 Other undivided profits.. U. S. bonds on hand Other stocks, bonds, and mortgages. National bank notes outstanding .. 184, 382 89 State bank notes outstanding Due from approved reserve agents 14, 085 12 Due from other banks and bankers Dividends unpaid. Real estate, furniture, and fixtures Current expenses and taxes paid... Individual deposits 16, 481 38 United States Premiums paid deposits Checks and other cash items Deposits of U. S. disbursing officers. 114, 053 97 Exchanges for clearing-house 92, 607 00 Due to other national banks Bills of other banks 148 13 Fractional currency 53,080 00 Due to State banks and bankers... Specie 74, 200 00 Notes and bills re-discounted. Legal-tender notes 5, 000 00 Bills payable U. S. certificates of deposit 40, 000 00 Due from U. S. Treasurer Total 3,357,265 18 Total $1, 000, 000 00 400, 000 00 7, 980 46 785, 950 00 14,120 00 1,149, 214 72 3,357,265 18 124 KEPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Continental National Bank, Boston. OLIVER DITSON, President, No. 524. CHARLES F. SMITH, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on band Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $1,125, 713 03 113 02 742, 000 00 38, 300 00 124, 706 13 05, 046 63 2G7, 443 72 16 25 17, 625 00 3, 381 33 46, 537 82 18,201 00 304 99 37, 900 00 15, 000 00 15, 000 00 34, 390 00 Capital stock paid in . $1, 000, 000 -00 Surplus fund Other undivided profits. National bank notes outstanding... State bank notes outstanding Dividends unpaid 93 000 00 35, 938 35 664, 700 00 8, 307 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 634, 733 07 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total 2, 551, 678 92 115, 000 00 2, 551, 678 92 Eliot National Bank, Boston. WILLIAM H. GOODWIN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid.. ^ Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie X.egal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer No. 536. National bank notes outstanding . 96, 285 88 State bank notes outstanding 197, 700 20 Dividends unpaid.. 2, 684 19 Individual deposits United States deposits 6, 484 22 Deposits of TJ. S. disbursing officers 144, 394 74 33, 312 00 Due to other national banks , 30 00 Due to State banks and bankers . . 03, 554 00 31, 394 00 Notes and bills re-discounted . 10, 000 00 Bills payable 30, 600 00 3,178, 248 00 Total. FRANCIS HARRINGTON, Cashier. $1, 666, 737 96 Capital stock paid in . 70 81 889, 000 00 Surplus fund Other undivided profits Total. . $1, 000, 000 00 180, 000 00 16,614 97 792, 840 00 12, 560 00 901, 342 15 184, 812 77 90, 078 11 3,178, 248 00 Everett National Bank, Boston. W A R R E N SAWYER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1469. $724, 621 09 332, 000 00 ""'21"850"66 45, 737 33 26, 317 40 14, 306.10 2, 220 98 4, 071 38 27, 877 77 17, 553 00 j' 298 07 15, 724 50 ij 28, 500 00 15, 000 00 15, 540 00 1, 291, 617 62 GEORGE E. CARR, Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... $400, 000 00 36, 921 81 13, 512 21 298, 800 00 4, 730 00 474,416 08 50, 589 56 12, 647 96 Notes and bills re-discounted. Bills payable Total 1, 291, 617 62 REPORT OF THE COMPTROLLER OF THE CURRENCY. 125 MASSACHUSETTS. Faneuil Hall National Bank, Boston. No. 847. ITATHAN BOBBINS, President. THOMAS Gr. HILER, Cashier. Liabilities. KesourcevS. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total $1, 323, 945 51 928 G8 950, 000 00 Capital stock paid in $1, 000, 000 00 Surplus fund i Other undivided profits 23, 150 00 34,320 02 National bank notes outstanding... 134,146 74 State bank notes outstanding 99, 041 74 189,857 00 ! Dividends unpaid deposits 17, 713 00 1 Individual United States deposits 3, 941 32 Deposits of U. S. disbursing ofiicers. 83, 808 09 26, 532 00 Due to other national banks 656 85 Due to State banks and bankers.. 103, 259 00 19, 000 00 Notes and bills re-discounted Bills payable 40, 000 00 Total 3, 050, 299 95 169, 000 00 43, 257 58 755, 700 00 17, 714 00 1, 055, 984 04 8, 644 33 3, 050, 299 95 First Ward National Bank, Boston. CHAS. E . MCLEAN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure, deposits U. S. bondsonhand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers.; Real estate, furniture, and fixtures ! Current expenses and taxes paid...] Premiums paid Checks and other cash items : Exchanges for clearing-house ! Bills of other banks [ Fractional currency Specie ' Legal-tender notes • TJ. S. certificates of deposit j Due from TJ. S. Treasurer j Total. . No. 2112. GEORGE B. FORD, Cashier. $258,933 75 Capital stock paid in $200, 000 00 Surplus fund Other undivided profits. 16.500 00 10,000 00 National bank notes outstanding.. 43, 543 17 State bank notes outstanding 24, 894 84 Dividends unpaid. 14, 305 ID 2. 384 35 | Individual deposits 900 00 United States deposits 5, 472 48 Deposits of U. S. disbursing ofiicers 10. 457 31 10, 835 00 Due to other national banks 421 42 10,173 11 Due to State banks and bankers.. 13, 750 00 Notes and bills re-discounted.. Bills payable 9, 000 00 200, 000 00 Total. 631, 570 62 8, 000 00 14,186 45 178, 600 00 3, 402 50 226, 914 11 467 56 631, 570 62 Freeman's National Bank, Boston. J O H N H. EOGEKS, President. No. 665. Loans and discounts j $1, 279, 813 05 384 Overdrafts 400, 000 00 TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages 69, 802 75 Due from approved reserve agents 48, 448 67 Due from other banks and bankers 12, 914 11 Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid 344 16 Checks and other cash items 35, 219 66 Exchanges for clearing-house 8, 000 00 Bills of other banks 26 00 Fractional currency 43, 896 32 Specie 22, 275 00 Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer 18, 000 00 Total H. Ex. 3 1,939,124 47 5 E D W . S. HAYWARD, Cashier. Capital stock paid in . . . $800, 000 00 Surplus fund Other undivided profits. 115, 000 00 18, 665 19 National bank notes outstanding . State bank notes outstanding 357, 650 00 Dividends unpaid 11, 851 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 577, 228 95 Due to other national banks Due to State banks and bankers .. 13, 785 21 44, 944 12 Notes and bills re-discounted . Bills payable Total. 1, 939,124 47 126 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Globe National Bank, Boston. No. 936. "WILLIAM B. STEVENS, President. CHAS. J A S . SPRAGUE, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ.3. certificates of deposit Due from U. S. Treasurer Total. Liabilities. il, 554, 577 64 750, 000 00 174, 303 82 182, 802 04 9, 936 89 147 42 61, 369 55 12, 837 00 164 27 14, 500 00 43, 000 00 100, 000 00 26, 500 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. 15, 500 00 37, 006 89 529, 300 00 10, 000 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable Total. 2, 930, 198 63 ;l, 000, 000 00 1, 013, 220 06 150,169 71 43, 701 97 131, 300 00 2, 930,198 63 Hamilton National Bank, Boston. No. 778. S. S. BLANCHARD, President. Loans and discounts $1, 427,142 20 Overdraft; TJ. S. bonds to secure circulation... 270,000 00 TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages.! Due from approved reserve agents 214, 977 99 44, 876 35 Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... 157 35 Premiums paid Checks and other cash items 4, 012 53 Exchanges for clearing-house 213, 996 23 6,273 00 Bills of other banks 1 44 [Fractional currency 49, 867 00 Specie 6, 000 00 Legal-tender notes 35,000 00 TJ. S. certificates of deposit Due from TJ. S. Treasurer 12,150 00 Capital stock paid in . $750, 000 00 Surplus fund Other undivided profits. 150, 000 00 59, 439 22 National bank notes outstanding . State bank notes outstanding , 240, 300 00 Dividends unpaid. 10, 458 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 2, 284, 454 09 Total. GEORGE "W. NEWHALL, Cashier. Total. 1, 053, 862 52 20, 394 35 2, 284, 454 09 Howard National Bank, Boston. No. 578. REUBEN E. DEMMON, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks "Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $2, 092, 657 35 93 15 600, 000 00 16,122 92 164, 189, 36, 1, 070 616 658 689 38 32 54 90 3,706 109, 707 33, 637 56 50, 675 6, 000 130, 000 27,000 19 68 00 30 50 00 00 00 3, 461, 691 23 SAMUEL F . WILKINS, Cashier. Capital stock paid in $1, 000, 000 00 Surplus fund Other undivided profits 117,108 66 66, 314 19 National bank notes outstanding .. State bank notes outstanding 534, 300 00 Dividends unpaid 13, 258 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 1,101, 008 33 Due to other national banks Due to State banks and bankers... 362,662 16 267, 039 89 Notes and bills re-discounted . Bills payable Total. 3, 461, 601 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 7 MASSACHUSETTS. Manufacturers' National Bank, Boston. EDWARD TURNER, President. No. 2111. FRANCIS E. SEAVER, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $545,159 49 Capital stock paid in . Surplus fund Other undivided profits "io6*55O 00 National bank notes outstanding . . 94, 619 07 State bank notes outstanding... 70, 019 34 160, 772 48 Dividends unpaid. 132 50 deposits 7, 856 36 Individual TJnited States deposits 1, 964 90 Deposits of U. S. disbursing officers. 28, 023 08 9,146 00 Due to other national banks 197 55 Due to State banks and bankers... 23, 955 50 15, 000 00 Notes and bills re-discounted. 15, 000 00 Bills payable 22, 500 00 "*500,"000 00' Total. 1, 594, 896 27 $500, 000 00 253 27 3,153 08 449, 200 00 499, 960 84 71, 069 10 1, 259 98 70, 000 00 1, 594, 896 27 Market National Bank, Boston. No. 505. CHAS. O. "WHITMORE, President. $1, 285, 723 00 Capital stock paid in . Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total JOSIAII Q. BENNETT, Cashier. Surplus fund Other undivided profits 7, 261 27 12,180 53 105, 351 00 National bank notes outstanding . . State bank notes outstanding 90, 000 00 127, 626 36 8, 737 69 295 91 1,156 65, 942 3, 489 63 22, 779 70, 520 15, 000 4, 500 | $800, 000 00 iso*ooo 66 43 90 00 26 50 00 00 00 Dividends unpaid. 8, 417 00 Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers. 712, 350 01 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 230, 976 24 Total 1,861,185 05 1, 861,185 05 Massachusetts National Bank, Boston. HENRY A. RICE, President. Loans and discounts Overdrafts TT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks,bonds,and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer. Total. No. 974. H. K. FROTIIINGHAM, Cashier. ,297, 333 66 Capital stock paid in . '206*666"66 50,000 00 14, 500 00 115,493 93 240, 595 35 1,346 77 7, 068 160, 779 51, 000 107 46, 838 74,172 90, 000 8, 999 69 73 00 00 50 00 00 50 2, 358, 235 13 $800, 000 00 Surplus fund Other undivided profits. 100, 500 00 46, 585 93 National bank notes outstanding . State bank notes outstanding 179, 990 00 Dividends unpaid. Individual deposits TJnited States deposits Deposits of TJ. S. disbursing officers Due to other national banks , Due to State banks and bankers... 9, 330 00 1, 016, 280 56 205, 548 64 Notes and bills re-discounted. Bills payable Total 2, 358, 235 13 128 EEPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Maverick National Bank, Boston*. No. 677. ASA P. POTTER, President JOHN J". EDDY, Cashier. Liabilities. Resources. Loans and discounts J Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Capital stock paid in $2, 452, 912 72 696 16 400, 000 00 $400, 000 00 | Surplus fund Other undivided profits. 1, 268, 400 00 National bank notes outstanding.. State bank notes outstanding 595,143 53 314,996 94 Dividends unpaid 27, 519 35 Total. 400, 000 00 10, 346 36 360, 000 00 6, 412 00 ; Individual deposits United States deposits Deposits of TJ. S. disbursing officers 3, 204, 782 78 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 1, 559, 552 05 143, 783 69 Total. 6, 084, 8' 6, 084, 876 88 Mechanics' National Bank, Boston. No. 932. JAMES W. CONVERSE, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation .. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie• Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer ALVAN SIMONDS, Cashier. Capital stock paid in . $297, 823 44 $250, 000 00 Surplus fund Other undivided profits 2,500 00 15, 000 00 j National bank notes outstanding. 62,707 04 |;State bank notes outstanding..."... J2~\ 052 67 j. Dividends unpaid. 9. 400 00 I 195, 000 66 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 802 41 2,186 20 11, 420 00 24 90 18, 093 00 13, 274 00 50, 000 00 14, 237 31 160, 300 00 3, 879 00 283,807 35 Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . I Bills payable Total. Total. 762, 283 66 Merchandise National Bank, Boston. ISRAEL G-. WHITNEY, President Loans and discounts Overdrafts ; U. S. bonds to secure circulation .. i U. S. bonds to secure deposits ' XT. S. bonds on hand ! Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total J. P. R. Foss, Cashier. No. 2304. $879, 604 06 j j Capital stock paid in 300, 000 oo" 139, 263 55, 717 Surplus fund Other undivided profits Ji National bank notes outstanding.. j | State bank notes outstanding 788 193 27, 988 16, 490 59 5, 780 17,155 55, 000 13, 500 I 1,511,539 43 $500, 000 00 7, 000 00 16, 362 .88 269, 000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 676, 373 79 Due to other national banks Due to State banks and bankers... 42, 802 76 Notes and bills re-discounted. Bills payable Total 1,511,539 43 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 9 MASSACHUSETTS. Merchants' National Bank, Boston. FRANKLIN HAVEN, President. No. 475. GEORGE R. CHAPMAN, Cashier. Liabilities. Resources. Loans and discounts Overdrafts XT'. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents I>ue from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJv S. certificates of deposit Due from TJ. S. Treasurer Total. $4, 857 617 00 2, 000 000 00 50, 000 00 915, 000 00 85, 750 00 448, 750 90 184, 266 83 520, 000 00 430 30 574,496 67 42,220 00 345,184 71 121, 000 00 10, 000 00 90,000 00 Capital stock paid in . $3, 000, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 3,000 000 00 74, 708 82 1, 795, 800 00 54, 421 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 3, 833, 902 42 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 292,155 05 186, 983 10 Total. 10, 244, 716 41 6, 745 52 10, 244, 716 41 Metropolitan National Bank, Boston. WALTER S. BLANCUARD, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2289. $393, 676 91 9 61 200, 000 00 G. HOWE DAVIS, Cashier. Capital stock paid in . $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 14, 256 25 44, 848 76 26, 892 38 Dividends unpaid. 13, 875 25 17 00 Individual deposits United States deposits 1, 605 33 Deposits of TJ. S. disbursing officers 12, 446 46 10, 046 00 Due to other national banks 32 19 Due to State banks and bankers. -. 1, 341 05 16, 395 00 Notes and bills re-discounted. 20, 000 00 Bills payable 9, 009 00 764, 451 19 Total. 16, 000 00 10, 282 29 180, 000 00 3, 665 00 309, 013 08 490 82 45, 000 00 764, 451 19 Monument National Bank of Charlestown, Boston. JAMES O. CURTIS, , President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1005. $182, 219 58 " i s o , 666 66' 193,900 00 15, 000 00 30, 970 60 2 58 5, 618 68 WARREN SANGER. Cashier. Capital stock paid in Surplus fund Other undivided profits. 130, 000 00 21, 667 59 National bank notes outstanding .. State bank notes outstanding 133, 070 00 Dividends unpaid . Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 8, 060 00 Due to other national banks 4 84 Due to State banks and bankers 10,491 05 8, 000 00 Notes and bills re-discounted. Bills payable 6, 750 00 611, 061 73 $150, 000 00 Total. 3, 364 00 169, 950 24 3, 009 90 611,061 73 130 REPORT OF THE COMPTROLLER OF THE CURRENCY. M A S S A C H I T S E T T S. Mount Vernon National Bank, Boston. THOMAS N. HART, President. No. 716. HENRY W. PERKINS, Cashier. Resources. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. $373, 591 77 $200, 000 00 Capital stock paid in. "2o6," 666 '66' Surplus fund 25." 666 oo Other undivided profits. 43, 880 42 17, 400 41 168 50 1,263 20, 884 17, 627 484 10, 692 2, 640 20, 000 9, 000 78 84 00 12 50 00 00 00 8, 500 00 1, 397 85 National bank notes outstanding . State bank notes outstanding 179,100 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 328, 603 49 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 742, 633 34 Total.. 32 00 25, 000 00 742, 633 34 National Bank of Brighton, Boston. CHESTER W. KINGSLEY, President. Loans and discounts . Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency j Specie | Legal-tender notes | TJ. S. certificates of deposit J Due from TJ. S. Treasurer 1 Total. BEL A S. FISKE, Cashier. No. 1099. $354, 770 53 3, 642 66 300, 000 00 Capital stock paid in . $300, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding 229 22 51, 600 00 10 00 2, 394 28 3, 508 3 1, 540 8, 800 00 12 00 00 Dividends unpaid. Individual deposits United States deposits... Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted . Bills payabl e 60, 000 00 7, 879 16 269, 000 00 9, 903 00 62, 436 67 5, 778 98 25, 000 00 13, 500 00 Total- 739, 997 81 739, 997 81 National Bank of Commerce, Boston. C. H. WARNER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 554. !, 315, 262 02 764 99 800, 000 00 96, 360 00 270, 000 00 97, 957 87 73, 595 78 25, 898 35 4,100 131, 940 40, 069 83 122, 928 78, 310 70 96 00 80 65 00 G-EO. W. HARRIS, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $1, 500, 000 00 60, 000 00 55, 429 39 686, 300 00 21, 854 96 Individual deposits United States deposits Deposits of U. S. disbursing officers. 767, 460 43 Due to other national banks Due to State banks and bankers . 977, 625 00 25, 402 34 Notes and bills re-discounted. Bills payable 36, 800 00 4, 094, 072 12 Total 4, 094, 072 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 1 MASSACHUSETTS. National Bank of the Commonwealth, Boston. E. C. SHERMAN, President No. 1827. ABRAM T. COLLIER, Cashier. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total $1, 909, 812 23 Capital stock paid in. $500, 000 00 Surplus fund Other undivided profits 116, 650 00 National bank notes outstanding .. 367, 660 20 State bank notes outstanding 111, 276 87 Dividends u n p a i d . . 306, 000 00 Individual deposits United States deposits 29, 507 17 Deposits of U. S. disbursing officers 133, 645 79 7, 399 00 Due to other national banks 259 22 Due to State banks and bankers... 20,400 00 269, 000 00 Notes and bills re-discounted. 500, 000 00 22, 000 00 33, 412 59 450, 300 00 5, 586 00 1, 345, 316 43 1, 349, 608 69 88,186 77 Bills payable 22, 500 00 3,794,110 48 Total. 3, 794,110 48 National Bank of North America, Boston. ISAAC T. BURR, President No. 672. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits UJ S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. $1, 588, 968 35 672,500 00 258,007 59 85, 636 55 127, 906 72 35,176 00 65 42 32, 285 00 83, 050 00 JOHN K. HALL, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding... State bank notes outstanding Dividends unpaid.. j $1, 000, 000 00 130, 800 48 9, 552 42 595,190 00 11, 758 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 816, 687 41 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 335, 920 73 14, 375 00 30, 000 00 Total 2, 914, 284 04 2,914,284 04 National Bank of Redemption, Boston. WILLIAM D. FORBES, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 515. $3, 669, 683 93 34, 976 52 810, 000 00 EDWARD A. PRESBREY, Cashier. Capital stock paid in . Surplus fund Other undivided profits 956, 952 550, 516 5, 025 1,803 05 55 34 64 37, 729 46 628, 752 28 23, 000 00 246, 83, 215, 35, 549 712 000 612 00 00 00 50 7, 299, 313 27 National bank notes outstanding .. State bank notes outstanding Dividends unpaid. $1, 000, 000 00 350, 000 00 33, 770 46 633, 010 00 10, 029 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. 770, 889 43 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 3,941, 582 81 560, 031 57 Total 7,299,313 27 132 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Bank of the Republic, Boston. HARRISON O. BRIGGS, President No. 379. CHARLES A. VIALLE, Cashier. Resources. Liabilities. $2, 233,137 87 Loans and discounts Overdrafts TJ. S. bonds to secure circulation... "i,"i66,'6oo'66 IT. S. bonds to secure deposits XT. S. bonds on hand 11,175 00 Other stocks, bonds, and mortgages. 309, 915 99 Due from approved reserve agents 39, 599 24 Due from other banks and bankers 109,963 93 Real estate, furniture, and fixtures. 263 75 Current expenses and taxes paid... 24,150 00 Premiums paid Checks and other cash items 114, 296 58 Exchanges for clearing-house 8, 000 00 Bills of other banks Fractional currency 21, 200 00 Specie 80, 000 00 Legal-tender notes U. S. certificates of deposit 49, 500 00 Due from TJ. S. Treasurer Total Capital stock paid in $1, 500, 000 00 Surplus fund Other undivided profits 300,000 00 99, 440 20 National bank notes outstanding . . State bank notes outstanding 990, 000 00 20, 794 50 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 890, 715 79 Due to other national banks Due to State banks and bankers... 253, 268 41 46, 983 46 Notes and bills re-discounted Bills payable Total 4,101,202 36 j 4,101, 202 36 National City Bank, Boston. CHARLES L. THAYER, No. 609. President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages D u e from approved reserve agents D u e from other banks and b a n k e r s . Real estate, furniture, and fixtures C u r r e n t expenses and taxes p a i d . . . P r e m i u m s paid Checks and other cash items Exchanges for clearing-house Bills of other b a n k s Fractional currency Specie Legal-tender notes U . S. certificates of deposit D a e from TJ. S. Treasurer { I $1, 509, 408 05 ' 350, 666 66 H, 600 10, 000 117,318 20, 695 5L), 000 137 00 00 93 27 00 50 Capital stock paid in $1,000,000 00 Surplus fund Other undivided profits 131,783 99 80, 390 40 National bank notes outstanding . . State bank notes outstanding. 314, 300 00 13, 935 00 Dividends u n p a i d . Individual deposits United States deposits 880 37 Deposits of U. S. disbursing officers. 40,499 37 29, 676 00 Due to other national banks 441 70 Due to State banks and bankers. 45, 200 00 20, 600 00 Notes and bills re-discounted. 15, 000 00 Bills payable 15, 750 00 2, 252, 207 19 Total. CHARLES C. BARRY, Cashier. Total 656,927 83 33,707 72 21,162 25 2,252,207 19 National Eagle Bank, Boston. RoiiERT S. COVELL, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer . Total. No. 993. WILLIAM G. BROOKS, Cashier. $1,465, 858 32 i Capital stock paid in . 400, 000 00 Surplus fund Other undivided profits. 400, 000 00 bank notes outstanding . 13, 000 00 National State bank notes outstanding 143, 268 28 31,133 48 Dividends unpaid 560 67 deposits 14, 000 00 Individual United States deposits 2, 886 42 Deposits of TJ. S. disbursing officers. 59, 547 49 18, 688 00 Due to other national banks Due to State banks and bankers.. 27, 936 84 18, 800 00 Notes and bills re-discounted. 30, 000 00 Bills payable 18, 000 00 2, 643, 679 50 Total. $1,000,000 00 128, 500 00 14,552 61 345,050 00 9, 690 00 769,143 12 2, 278 22 24, 465 55 350, 000 00 2, 643, 679 50 REPORT OF THE COMPTROLLER OF THE CURRENCY. 133 MASSACHUSETTS. National Exchange Bank, Boston. No. 529. EDWARD L. TEAD, President. J . M. PETTENGILL, Cashier* Liabilities- Resources. Loans and discounts Overdrafts U: S. bonds to secure circulation... TJi S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds,and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid. -. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. ,355,983 35 303 83 889, 000 00 67, 000 00 697, 948 46 160, 715 75 235 00 21, 236 88 51, 497 37 482,171 82 12, 577 00 7 46 257, 216 00 252, 600 00 50, 000 00 40, 000 00 Capital stock paid in $1, 000, 000 00 Surplus fund Other undivided profits. 400,000 o a 45, 793 01 National bank notes outstanding .. State bank notes outstanding 784, 700 00 Dividends unpaid. 14, 901 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 2, 304, 523 30 Due to other national banks Due to State banks and bankers Notes and bills re-discounted. Bills payable 2, 012,157 5& 776, 478 05 Total 7, 338, 552 92 7,338,552 92 National Hide and Leather Bank, Boston. GEORGE RIPLEY, President Loans and discounts Overdrafts U: S. bonds to secure circulation... TJ. S. bonds to secure deposits ...... TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents T)ne from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from IT. S. Treasurer Total. No. 460. SAMUEL CARR, Jr, Cashier. $2,137, 326 31 Capital stock paid in $1, 500, 000 0G 416 33 178, 300 00 1, 250, 000 00 Surplus fund 19, 474 22 Other undivided profits. 19, 500 00 National bank notes outstanding . . 1,106, 750 00 317, 330 93 State bank notes outstanding 231, 745 76 Dividends unpaid. 22, 747 00 30, 741 12 3,069 56 77, 006 73 46, 835 00 153 80 75,152 15 21, 658 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 650, 806 74 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 644, 274 42 144, 833 31 56, 250 00 4, 267,185 69 Total 4,267,185 69 National Market Bank of Brighton, Boston. JACOB F. TAYLOR, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ', S. certificates of deposit Due from U. S. Treasurer Total. No. 806. $470, 941 79 79 97 250, 000 00 51, 500 00 31, 300 00 75, 378 31 9, 672 50 4, 648 12 28, 829 95 2, 7, 5, 12, 624 15 558 000 000 050 00 31 75 00 00 00 949, 598 70 FRANK G-. NEWHALL, Cashier. Capital stock paid in . Surplus funds Other undivided profits .' National bank notes outstanding.. State bank notes outstanding Dividends unpaid . $250, 000 00 100, 000 00 47, 489 98 224,510 00 6,232 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 160, 501 59 Due to other national banks Due to State banks and bankers... 160,865 l a Notes and bills re-discounted. Bills payable Total. 949, 598 7 a 134 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. National Revere Bank, Boston. GEORGE S. BULLENS, President. No. 1295 HEXRY BLASDALE, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . Liabilities. $3, 034, 969 44 "Ti66,"6oo"bo" 276, 716 20 275, 332 65 2,114,50 27, 000 00 134,237 38 61, 051 00 3 73 101, 779 00 140, 000 00 $1, 500 000 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 173,000 00 11, 948 23 988,100 00 13, 564 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 1, 891, 584 58 Due to other national banks Due to State banks and bankers... 547, 860 61 76, 646 48 Notes and bills re-discounted. Bills payable 49, 500 00 Total 5, 202, 703 90 5,202,703 90 National Rockland Bank of Roxbury, Boston. SAMUEL LITTLE, President. No. 615. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages' Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $521, 062 94 861 30 300, 000 00 13, 500 00 21, 000 00 118, 499 09 6, 222 90 8,401 16 27,418 36 7, 286 00 410 00 7, 939 14 5, 000 00 20, 000 00 16, 908 33 $300, 000 00 Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding 140, 000 00 3, 900 97 265,400 00 7,301 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. 357, 907 25 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted., Bills payable 1, 074, 509 22 Total . ROBT. B. FAIRBAIRN, Cashier. 1, 074, 509 22 Total. National Security Bank, Boston. SAML. A. CARLTON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks , Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. CHARLES R. BATT, Cashier. No. 1675. $647, 940 09 3, 605 63 200, 000 00 228, 850 00 21, 315 85 108, 481 40 29,106 59 75, 000 00 50 15 12, 622 50 24, 969 52 53,116 46 11, 901 00 837 67 30, 600 00 38, 882 00 30, 000 00 9, 000 00 1, 526, 278 86 Capital stock paid in , Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid $200, 000 00 125, 000 00 3, 425 05 180, 000 00 2, 852 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 883, 062 05 Due to other national banks Due to State banks and bankers... 11, 939 26 Notes and bills re-discounted Bills payable Total... , 120,666 66 1, 526, 278 86 EEPORT OF THE COMPTROLLER OF THE CURRENCY. 135 MASSACHUSETTS. National Union Bank, Boston. CHARLES L. YOUNG, President. No. 985. ALMARIN TROWBRIDGE, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total $1, 725, 709 51 620,000-00 69, 350 00 147, 986 94 11.8, 455 87 141 50 3, 607 01 149,198 91 19, 095 00 60,188 23, 300 20, 000 27, 900 93 00 00 00 Capital stock paid in $1, 000, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid Individual deposits 400, 000 00 36, 810 52 556, 800 00 18, 012 00 965, 576 71 Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... 7, 734 44 Notes and bills re-discounted Bills payable Total 2, 984, 933 67 2, 984, 933 67 National Webster Bank, Boston. FRANCIS JAQUES, President No. 1527. $1, 844, 062 51 Loans and discounts U. S. bonds to secure circulation... U. S. bonds to secure deposits U S bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notesof deposit U. S. certificates Due from U. S. Treasurer Total 600, 000 00 201, 950 31 98, 535 92 8 52, 778 13, 300 89 35, 060 16, 907 15, 000 27, 000 45 58 00 39 65 00 00 00 CHARLES L. RIDDLE, Cashier. $1, 500 000 00 Capital stock paid in Surplus fund Other undivided profits 176, 200 00 National bank notes outstanding . . 536, 044 00 36, 260 31 Dividends unpaid 17, 680 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 634, 693 60 Due to other national banks Due to State banks and bankers... 3, 814 80 Notes and bills re-discounted Total 2, 904, 692 71 2, 904, 692 71 New England National Bank, Boston. THOMAS LAMB, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 603. 556, 814 43 '0, 000 00 90, 000 00 25, 000 00 100, 000 245,278 140, 000 140 00 92 00 50 11,593 60 115,172 90 j 32, 788 00 27,487 75 | 72, 770 00 i CHARLES F. SWAN, Cashier. Capital stock paid in . $1, 000, 000 00 Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid : 425, 728 89 7,676 35 791, 450 00 19, 485 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 865, 289 36 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 56, 296 97 181,119 53 40, 000 00 !, 347, 046 10 Total. 3, 347, 046 10 136 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. North National Bank, Boston. No. 525. GEOBGE' "WHITNEY, President. JOHN B. "WITHEUBEE, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer e account Total. $1, 927, 849 80 Capital stock paid in . 21, 739 07 890, 000 00 Surplus fund Other undivided profits bank notes outstanding . . 267, 392 69 National 318,612 53 State bank notes outstanding 71, 957 39 Dividends unpaid. 4, 218 05 Individual deposits 13, 926 34 United States deposits 246,413 83 Deposits of U. S. disbursing officers. 18, 844 00 3 39 Due to other national banks 43, 024 00 Due to State banks and bankers... 27, 000 00 30, 000 00 Notes and 1 ills r ^-discounted. 40, 000 00 Bills payable 23, 849 80 3, 944, 830 89 Total. $1, 000, 000 00 300,000 00 123, 558 21 744, 000 00 30, 093 00 1, 489, 843 41 257, 247 49 3, 944, 830 89" Old Boston National Bank, Boston. HENRY "W. PICKERING, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1015. $1, 437, 336 84 50,000 00 150*000 00 185, 347 59 175, 343 05 72, 000 00 124, 717 65 31, 314 00 98,128 26 66, 662 00 30, 000 00 2, 250 00 FREDERICK L. CHURCH, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid. $900, 000 00 180, 000 00 54,466 93 45, 000 00 10, 823 50 Individual deposits United States deposits Deposits of U. S. disbursing officers 1,129, 058 91 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted. Bills payable 98,451 74 5,298 31 Total.. 2, 423, 099 39 2, 423, 099 39 Pacific National Bank, Boston. N o . 2373. ABNER I. BENYON, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. $1, 468, 599 14 22 61 250, 000 00 17* 179, 574 20 75, 289 75 , 838 41 , 656 25 839 87 FREDERICK J. CHICK, Cashier. Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid . Inflividual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks 36 65 Due to State banks and bankers. 27, 500 00 166, 000 00 11 Notes and bills re-discounted Bills payable 11, 250 00 22, 849 00 2, 226, 855 88 Total. $250, 000 00 18, 378 06 18,563 64 223, 200 00 750 00 930, 726 59 602,471 19 182, 766 40 2, 226, 855 88 REPORT OF THE COMPTROLLER OF THE CURRENCY. 137 MASSACHUSETTS. People's National Bank of Roxbury, Boston. HENRY GUILD, President. No. 595. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TL S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit. Due from TJ. S. Treasurer $010, 513 53 5 30 300,000 00 100 00 27, 000 00 44, 595 2, 311 2, 457 709 14 54 33 48 2, 070 56 14, 436 00 50 94 16, 390 00 Liabilities. Capital stock paid in . $300,000 00 Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding Dividends unpaid. 175,000 0) 2, 746 18 270, 000 00 6, 661 50 Individual deposits United States deposits Deposits of U. S. disbursing offioers. Due to other national banks Due to State banks and bankers . Notes and bills re-discounted . Bills payable 279,188 05 2, 241 14 15, 200 00 Total.. 1, 035, 839 87 Total. GEORGE C. LEACH, Cashier. | 1, 035, 839 87 Shawmut National Bank, Boston. JOHN CUMMIN GS, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 582. 12, 651, 372 79 124 84 889, 000 00 419,108 43 210, 554 81 219, 908 69 45, 366 00 93 82 126,150 00 147, 582 00 5, 000 00 40, 000 00 JAMES P. STEARXS, Cashier. Capital stock paid in . $1, 000, 000 00 Surplus fund Other undivided profits. 123, 000 00 24, 922 28 National bank notes outstanding ,. State bank notes outstanding 783, 770 00 Dividends unpaid. 14,497 50 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 1,778,893 32 Due to other national banks Due to State banks and bankers . . . Notes and bills re-discounted . Bills payable 734. 487 54 294, 690 74 Total.. 4, 754, 261 38 4, 754, 261 38 Shoe and Leather National Bank, Boston. SETH TURNER, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 646. $1, 965, 564 35 10 04 889, 000 00 297, 969 70 i 77, 305 81 166 02 64, 504 37 22, 387 00 21 87 99, 900 00 24, 270 00 35, 000 00 40, 700 00 3, 516, 799 16 SAMUEL CARR, Cashier. Capital stock paid in Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers ... Notes and bills re-discounted . Bills payable Total; I $1, 000, 000 00 45, 476 90 20, 222 82 797,100 00 13,400 50 1, 096, 404 26 482,373 99 46, 820 69 15,000 00 3, 516, 799 16 138 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. State National Bank, Boston. No. 1028. AMOS W. STETSON, President. CLAUDIUS B. PATTEN, Cashier. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. Liabilities. Capital stock paid in . $3,144, 522 90 2,078 74 1, 389, 000 00 348,187 21 186, 357 29 ,399 97 29,145 156, 862 17, 582 14 77, 725 15, 750 130, 000 62, 500 99 89 00 30 00 00 00 00 $2,000,000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 270, 000 00 135, 642 4S 1, 247, 000 00 34, 552 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. Duo to other national banks Due to State banks and bankers..- 1, 762, 608 25 91, 872 48 18, 450 63 Notes and bills re-discounted Bills payable 5, 560,126 29 j] Total 5, 560,126 29 Suffolk National Bank, Boston. DAVID R. WHITNEY, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... XT. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XJ.- S. certificates of deposit Due from U. S. Treasurer No. 629. 750,000 66 Surplus fund Other undivided profits. 200, 000 00 103, 000 00 National bank notes outstanding . . 307, 893 06 State bank notes outstanding 57, 010 41 270, 000 00 Dividends unpaid. Individual deposits United States deposits 1, 661 00 Depositsof U. S. disbursing officers. 155, 038 00 38, 524 00 Due to other national banks 774 00 Due to State banks and bankers..106, 341 93 42, 700 00 Notes and bills re-discounted. 50, 000 00 Bills payable 34, 450 00 Total 4, 422, 701 59 Total. EDWARD TYLER, Cashier. $2, 305, 309 19 Capital stock paid in . $1, 500, 000 00 232, 000 00 58, 002 65 663, 750 00 16,481 00 1, 018, 775 28 843, 504 13 90,188 53 4, 422, 701 Traders' National Bank, Boston. EDWARD SANDS, President Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 1442. $1, 016, 808 16 FREDERICK S. DAVIS, Cashier. Capital stock paid in 205, 000 00 Surplus fund Other undivided profits 1, 600 00 National bank notes outstanding . . 156, 922 26 State bank notes outstanding 42, 067 51 Dividends unpaid. 1, 600 00 3,447 46 deposits 2, 362 50 I; Individual United States deposits 2, 583 67 : I Deposits of U. S. disbursing officers. 111, 724 M 13, 038 00 i Due to other national banks | Due to State banks and bankers... 539 50 784 00 j Notes and bills re-discounted. 000 00 | Bills payable 023 44 1,669,500 64 || Total $600, 000 00 19,440 25 184, 500 00 7, 271 00 706, 651 79- 100,593 05 51,044 55 1, 669, 500 64 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 9 MASSACHUSETTS. Tremont National Bank, Boston. AMOS T. FROTHINGHAM, Cashier. No. 625. WILLIAM PERKINS, President Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation . . U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from TJ. S. Treasurer , $2, 000, 000 00 $2, 451, 279 94 Capital stock paid in . 7, 464 84 193, 299 26 746,000 00 Surplus fund 366 10 Other undivided proiits. 51, 000 00 667, 600 00 18,000 00 National bank notes outstanding .. State bank notes outstanding 136, 567 75 250, 097 00 43 00 12, 689 26 79, 008 00 5, 848 00 500 00 46, 320 78 101, 748 00 30, 000 00 33,570 00 Dividends unpaid. 717, 631 86 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 319, 487 94 26, 212 91 Total. 3, 970,136 57 Total. 25, 538 50 Individual deposits United States deposits Deposits of U. S. disbursing officers. 20, 000 00 3, 970,136 57 Washington National Bank, Boston. No. 601. EBEN BACON, President. Loans and discounts Overdrafts .' TJ. S. bonds to secure circulation.. TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer.. Total.. ., 311, 749 96 WILLIAM H. BRACKETT, Cashier. Capital stock paid in . * 420, 666 66 Surplus fund Other undivided profits. 5, 000 00 94, 760 32 42, 724 99 2, 351 72 National bank notes outstanding . . State bank notes outstanding Dividends unpaid. $750, 000 00 261, 791 73 24,402 31 374, 700 00 11, 679 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 634, 048 77 Due to oth er national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable Total. 2, 056, 621 81 2, 056, 621 Home National Bank, Brockton. RUFUS P. KINGMAN, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 2152. $230, 548 44 CHAS. D. FULLERTON, Cashier. Capital stock paid in . " "266, ooo'oo Surplus fund "127" 566'60" 73, 950 00 42, 976 56 2, 500 00 226 46 5, 735 81 1, 057 00 217 11 3, 722 51 23, 900 00 Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid. Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable $200, 000 00 11, 000 00 5, 965 91 178, 800 00 3, 896 00 271, 671 98 50, 000 00 9, 000 00 721, 333 89 Total. 721, 333 89 140 REPOKT OF THE COMPTKOLLER OF THE CURRENCY. MASSACHUSETTS. Charles River National Bank, Cambridge. No. 731. SAML. B. RIXDGE, President. EBEN SNOW, Cashier. Resources. Liabilities. Loans and discounts Overdrafts U.S. bonds to secure circulation . . U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Capital stock paid in $308, 758 46 5 59 100, 000 00 $100, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . State bank notes outstanding 1,000 00 40, 254 40 50, 000 00 10, 271 13 89,950 00 Dividends unpaid. .l.oSO 00 7, 014 30 18, 283 312 18, 750 2, 000 247, 796 92 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted... Bills payable 00 24 00 00 "2,600 '66 Total. 2, 490 00 Individual deposits United States deposits Deposits of U. S. disbursing officers Total 500, 508 05 500, 508 05 First National Bank of Cambridge, Cambridgeport. ^BENJAMIN TILTON, President No. 433. Loans and discounts Overdrafts XT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid i Checks and other cash items ' Exchanges for clearing-house • Bills of other banks \ Fractional currency ' Specie I Legal-tender notes \ U.S. certificates of dejmsit \ Due from U. S. Treasurer j Total. WILLARD A. BULLAKD, Cashier. Capital stock paid in . $221, 679 28 $200,000 00 223, 000 i)0 Surplus fund ""loo, 6o6 66 Other undivided profits National bank notes outstanding . . 34, 700 48 State bank notes outstanding 190,000 00 Dividends unpaid. 100, 000 00 36, 264 66 197, 600 00 2, 600 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 7, 482 16 274,733 86 Due to other national banks Due to State banks and bankers... Notes and bills re-discounted . Bills pajable 13,486 00 212 20 4, 406 50 9,175 00 543 10 7, 600 00 811,741 62 i Total 811, 741 62 Cambridgeport National Bank of Cambridge, Cambridgeport. KOBEKT DOUGLAS*, President. No. 1228. SEYMOUR B. SNOW, Cashier. Loans and discounts > $240, 676 72 Capital stock paid in Overdrafts 7 42 U. S. bonds to secure circulation... 100, 000 00 Surplus fund U. S. bonds to secure deposits Other undivided profits. U. S. bonds on hand 15, 050 00 Other stocks, bonds, and mortgages ; [ National bank notes outstanding . Due from approved reserve agents. j ]\, 848 98 ; State bank notes outstanding. Due from other banks and bankers 93 24 Eeal estate, furniture, and fixture* 17, 000 00 j Dividends unpaid Current exx>enses and taxes paid.. J 41.20 jIndividual deposits Premiums paid United States deposits Checks and other cash items : 2,831 27 || Deposits of U.S. disbursing officers. Exchanges for clearing-house h Bills of other banks..' ; 1, 872 00 j; Due to other national banks Fractional currency I 378 29 Due to State banks and bankers... Specie ' j 7,400 00 Legal-tender notes | 2, 000 #0 Notes and bills re-discounted. U. S. certificates of deposit j 5, 000 00 Bills payable Due from U. S. Treasurer i 4, 500 00 ! Total ' 409,299 12 $100, 000 00 20, 000 00 47, 229 84 89, 997 00 4, 843 00 4, 717 00 142, 512 28 j Total. 409, 299 12 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 1 MASSACHUSETTS. National City Bank of Cambridge, Cambridgeport. GEORGE T. GALE, President. HENRY B. DAVIS, Cashier. No. 770. Liabilities. Resources. Loans and discounts < Overdrafts ; U. S. bonds to secure circulation... i U. S. bonds to secure deposits ' U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . $198, 668 83 Capital stock paid in . 5 16 100, 000 00 •Surplus fund Other undivided profits 8, 000 00 12, 670 13 15, 000 00 37 50 1, 326 34 2, 334 00 125 10 1, 051 00 280 00 5, 000 00 4,500 00 $100, 000 00 50, 000 00 11, 094 25 National bank notes outstanding . . State bank notes outstanding Dividends unpaid . 90, 000 00 ' Individual deposits United States deposits Deposits of U. S. disbursing officers 3,781 80 89,122 01 Due to other national banks Due to State banks and bankers. :. Notes and bills re-discounted. Bills payable Total.. 343, 998 06 343, 998 06 Neponset National Bank, Canton. No. 663. CHARLES H. FRENCH. President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid -. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency. Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total . FRANCIS W. DEANE, Cashier. $229, 050 66 Capital stock paid in . 175 31 250, 000 00 Surplus fund Other undivided profits. $250, 000 00 46, 678 10 18, 253 40 136, 378 75 National bank notes outstanding State bank notes outstanding 22, 217 83 Dividends unpaid.. 6, 329 67 Individual deposits United States deposits Deposits of U. S. disbursing officers 6, 900 i 224, 700 00 8, 879 00 120, 572 99 Due to other national banks Due to State banks and bankers.. Notes and bills re-discounted... i i Bills payable 10,150 00 | Total. 669, 083 49 1, 565 36 5, 558 722 00 19 00 00 669,083 49 First National Bank, Chelsea. IHAAO STERBINS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation .. U, S. bonds to secure deposits TJ, S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid . Premiums paid : Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes Due from U. S. Treasurer Profit and loss Total . H. Ex. 3- No. 533. ¥ M . R. PKARMAIN, Cashier. $382, 217 90j Capital stock paid in $300, 000 00 310 35 300, 000 00 Surplus fund 100, 000 00 Other undivided profits I 18,154 08 340, 000 00 9, 925 00 i National bank notes outstanding .. I 270, 000 00 I 5, 523 42I State bank notes outstanding 1, 332 75 Dividends unpaid 422 50 18, 873 08 2, 724 31 Individual deposits 202, 258 43 United States deposits 8, 371 40 Deposits of U. S. disbursing onicers 12, 295 00 208 39 5,372 10 22,100 00 14, 600 00 11, 981 30 1,135, 835 06 Due to other national banks Due to State banks and bankers...I Notes and bills re-discounted Bills payable Total. 95, 000 00 150, 000 00 i 1,135, 835 142 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, First National Bank, Chicopee. J E R O M E 'WKLLSS, Xo. 10.%. President. F R E D E R I C K B. DOTEN, Ca»hiet\ Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... j U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total Capital stock paid in . iso.'ooo oo 32, 530 54 449 17 34G 20 4, ©3i hh 5, 802 0"> . 4, 600 00 $150,000 00 75, 000 00 15, 256 88 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding 133,000 00 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers 6, 695 10 72, 281 96 5, 739 16 Due to other national banks Due to State banks and b a n k e r s . Xotes and bills re-discounted. Dills payable 6, 750 00 ! Total... 457, 973 10 : 457, 973 10 First National Bank, Clinton. CHAULES G. STKVKNS, Xo* 440. President. Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. D u e from approved reserve agents. D u e from other banks and bankers R e a l estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items , Exchanges for clearing-house Bills of other banks *.... Fractional currency Specie Legal-tender notes U. S. certificates of deposit D u e from U. S. Treasurer Total. C. L. S. HAMMOND, Cashier: $268, 791 81 j! Capital stock paid in "26o,"66o'oo"i! . $200, 000 00 Surplus fund Other undivided profits. 26, 800 00 6, 800 12 200 00 ! 40, 000 00 National bank notes outstanding.. 28,116 25 State bank notes outstanding 516 83 Dividends unpaid. 4, 500 00 1,397 86 Individual deposits United States deposits 4, 610 86 Deposits of U. S. disbursing officers 179,800 00 164, 083 28 8, 465 294 1,265 11, 350 00 Due to other national banks 58 Due to State banks and b a n k e r s . . . 00 j| 00 |j "Notes and bills re-discounted Bills payable 9,900 00 |i 579,408 19 |! 1, 924 79 Total. 579, 408 19 Concord National Bank, Concord. G E O R G E HEYWOOD, President Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. Xo. 833. $89, 778 45 7 83 100,000 00 ">3, 000 00 65, 471 79 2, 000 00 573 76 125 80 2,120 00 17 95 1,835 00 8,886 00 HKNBY J . WALCOTT, Cashier. Capital stock paid in . . $100,000 00 Surplus fund 36, 000 00 8, 659 22 Other undivided profits. National bank notes outstanding .. State bank notes outstanding. 67, 400 00 Dividends unpaid Individual deposits United States deposits Deposits of U. S. disbursing officers. 115, 680 3tf 577 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 | 328, 316 58 ! Total i 328, 316 58 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 io 14o MASSACHUSETTS. Con-way National Bank, Con-way. No. 895. E. D. HAMILTON, President. WILLIAM D. LUKY, Cashier. Liabilities. Resources. Loans and discounts Overdrafts XT. S. bonds to secure circulation... U. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Dae from IT. S. Treasurer Capital stock paid in $145, 923 23 204 19 150, 000 00 12, 200 00 13, 273 10 21 00 135,000 00 160 15 17, 917 44 Due to other national banks Due to State banks and bankers .. 00 94 25 00 6,750* 56" Notes and bills re-discounted Bills payable 338, 589 19 Total. 30, 000 00 5, 511 60 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. *'5*286*39 1, 502 05 1, 800 44 083 18 276 590 $150, 000 00 Surplus fund Other undivided x^rofits National bank notes outstanding .. State bank notes outstanding..."... j j Total. 338. 589 19 First National Bank, Danvers. No. 594. DANIEL RICHARDS, President. Loans and discounts Overdrafts U. S. bonds to secure circulation...' XT. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XT. S. certificates of deposit Due from U. S. Treasurer Total. $204, 987 13 149 96 ! 107, 000 00 j WILLIAM L. WKSTOJT, Cashier. Capital stock paid in [ $150, 000 00 Surplus fund Other undivided profits 42, 321 51 3, 517 82 National bank notes outstanding . . State bank notes outstanding-..... 96, 300 00 10, 863 90 10, 096 82 Individual deposits United States deposits ! Deposits of U. S. disbursing officers. I 850 00 Dividends unpaid 17,116 166 4,171 5. 000 4, 797 00 76r276 24 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted .. Bills payable 00 00 82 00 4, 815 00 Total. 373, 212 57 1 373, 212 57 Dedham National Bank, Deciham. No. 669. EZRA W. TAKT, President. Loans and discounts Overdrafts XT. S. bonds to secure circulation... XT. S. bonds to aecivre deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Speeie "Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer. Total $359, 623 54 ""300,000 60' 50, 000 00 4, 500 00 22, 286 76 LEWIS H. KINGSBURY. Cashier. Capital stock paid i n . 2, 546 86 6, 742 89 9, 776 11,781 00 81 05 00 65, 000 00 19, 809 87 National bank notes outstanding State bank notes outstanding Dividends unpaid 4, 044 37 434 89 $300, 000 00 Surplus fund Other undivided profits. 268, 490 00 j Individual deposits j ! United States deposits . Deposits of U. S. disbursing officers j , 1, 572 00 130 453 41 I Due to other national banks Due to State banks and bankers. Notes and bills re-discounted .. Bills payable « 13, 500 00 785, 325 28 Total. 785, 325 28 144 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Cambridge National Bank, East Cambridge. DANIEL K. SOKTWELL, President. No. 449. JOHN C. BULLARD, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation...| U. S. bonds to secure deposits j TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers. Real estate, furniture, andfixtures.I Current expenses and taxes paid... | Premiums paid ' Checks and other cash items — Exchanges for clearing-houso — Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Liabilities. $192,795 90 Capital stock paid in . 170 22 109, 000 00 Surplus fund 30, 000 00 14, 323 10 Other undivided profits National bank notes outstanding State bank notes outstanding 95, 300 00 1,944 82 !1, 737 37 Dividends unpaid. . 365 92 Individual deposits United States deposits 7, 596 81 Deposits of U. S. disbursing officers. 13, 477 00 20 69 12, 910 00 2, 424 00 122, 954 84 Due to other national, banks Due to State banks and bankers. 16 79 Notes and bills re-discounted . Bills payable 5, 000 00 Total. 365, 018 73 Total. $100, 000 00 365, 018 73 Lechmere National Bank, East Cambridge. LEWIS HALL, President. No. 614. Loans and discounts Overdrafts U. S. bonds to secure circulation. -. U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $251, 257 67 279 31 150, 000 00 62," 600 00 5, 000 00 29, 890 77 4, 712 78 12, 000 00 40 01 3, 297 88 7, 080 87 T. HENRY HUDSON, Cashier. Capital stock paid in . $150, 000 00 Surplus fund Other undivided profits 100, 000 00 1, 461 99 National bank notes outstanding.. State bank notes outstanding. 134, 900 00 Dividends unpaid 3,185 00 Individual deposits United States deposits | Deposits of U. S. disbursing officers. 167,132 77 Due to other national banks Duo to State banks and bankers and bills re-discounted rt payable Total. Total. 556, 679 76 First National Bank, East Hampton. HORATIO G. KNIOHT, President, Loans and discounts Overdrafts IT. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total.. No. 428. $259, 352 46 "200," 000 00 7, 000 00 28, 814 69 3,510 00 10, 000 00 1,147 28 ALBERT D. SANDERS, Cashier. Cajntal stock paid in $200, 000 00 Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid 40, 000 00 10, 755 21 179, 855 00 115 50 Individual deposits United States deposits 15 00 Deposits of U. S. disbursing officers 2, 653 00 Due to other national banks 35 01 Due to State banks and bankers... 97, 853 76 46 57 553 60 6, 545 00 Notes and bills re-discounted 11, 000 00 528, 626 04 Bills payable Total • 528,626 04 REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 5 MASSACHUSETTS. Martha's Vineyard National Bank, Edgartown. JOSEPH T. P E A S E , No. 1274. President. CYRUS H . P E A S E , Resources. Cashier. Liabilities. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer $103, 331 47 121 23 300,000 00 '" 45*000 2, 300 15, 527 19, 030 3, 000 00 00 65 66 00 Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 1,140 33 Dividends unpaid. Individual deposits United States deposits Deposits of U. S. disbursing officers. 5, 376 00 5 80 4,189 25 Due to other national banks Due to State banks and bankers... 4, 500 00 48, 201 79 1,453 37 90, 000 00 2, 922 00 60, 945 28 Notes and bills re-discounted. Bills payable 303, 522 44 Total. $100, 000 00 Total. 303, 522 44 National Bank, Fairhaven. L E W I S S. JUDD, REUBEN NYE, Cashier. No. 490. President. Loans and discounts $127,195 15 Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. Is. certificates of deposit Due from TJ. S. Treasurer Total. ""220*000*00" 18, 000 00 16, 495 07 1, 736 75 78, 677 55 4,954 05 3, 397 00 Capital stock paid in . $240, 000 00 Surplus fund , Other undivided profits. National bank notes outstanding ., State bank note9 outstanding , 5, 885 59 198, 000 00 Dividends unpaid 126 00 Individual deposits United States deposits 41, 971 19 Deposits of U. S. disbursing officers 3,485 00 30 35 637 00 Due to other national banks Due to State banks and bankers. 2,194 00 Notes and bills re-discounted Bills payable 699 14 "*9,"900 65" Total. 486,681 92 486, 681 92 First National Bank, Fall River. JOHN S. BKAYTCJX, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits XT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. No. 256. $553, 259 57 HEZEKIAII H. BRAYTON, Capital stock paid in . "400," OOO'00" Surplus fund Other undivided profits 361,992 33 24, 833 54 1,861 84 8, 331 00 151 82 4,510 00 36,700 00 National bank notes outstanding .. State bank notes outstanding Cashier. $400, 000 00 80, 000 00 147, 543 72 355, 800 00 Dividends u n p a i d . Individual deposits. United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... 406, 550 96 19, 745 42 Notes and bills re-discounted. Bills payable 18, 000 00 1, 409, 640 10 1 Total 1,409,640 10 146 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Second National Bank, Fall River. X o . 43!). THOMAS F. EDDY, President. CHARLES J . HOLMES, Cashier. Liabilities. Resources. Loans and discounts Overdrafts :IT. S. bonds to secure circulation... j IT. S. bonds to secure deposits '. U. S. bonds on hand L Other stocks, bonds, and mortgages. Due from approved reserve agents \ Due from other banks and bankers. | Real estate, furniture, and fixtures . Current expenses and taxes paid.. .j Premiums paid i. Checks and other cash items , Exchanges for clearing-house t. Bills of other banks \ Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer j ! $130. 967 25 150, 000 00 44,150 00 52,791 76 10, 000 00 1, 946 05 15 00 2, 644 416 2, 270 4,907 00 74 00 00 6, 750 00 Capital stock paid in $150, 000 00 Surplus fund Other undivided profits 2,624 02 5, 951 95 Xational bank notes outstanding.. State bank notes outstanding Dividends unpaid 30 00 Individual deposits ! United States deposits j Deposits of U. S. disbursing officers Due to other national banks i Due to State banks and bankers... i Xntes and lulls re-discounted ! Bills payable Total . 130, 650 00 Ill, 883 25 5, 718 58 i. !. Total.. 406, 857 80 Fall River National Bank, Fall River. G. H. HATHAWAY, Tresident. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers j Real estate, furniture, and fixtures.) Current expenses and taxes paid... Premiums paid ;. Checks and other cash items i. Exchanges for clearing-house '. Bills of other banks • Fractional currency J Legal-tender notes U. S. certificates of deposit . Due from U. S. Treasurer... Total Xo. 590. FEUD. H . GIFFORD, Cashier. $449, 746 83 Capital stock paid in . 400, 000 00 4, 900 00 136, 960 20 193 11 14, 055 00 12, 848 93 7, 998 00 542 79 6, 559 65 13, §14 00 $400, 000 00 Surplus fund Other undivided profits. ^National bank notes outstanding.. State bank notes outstanding Dividends unpaid. 125, 000 00 35, 599 04 355, 730 00 566 50 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Xotes nnd bills re-discounted. Bills payable 128, 605 89 20, 217 08 18, 000 00 Total. 1,065,718 51 1,065,718 51 Massasoit National Bank, Fall River. lit AM SMITH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation . . TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid . ^ Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Dae from TJ. S. Treasurer Total . Xo. 012. LKANDER BOKDEN, Cashier. $339,180 33 |! Capital stock paid in . 200,000 00 j! Surplus fund . 50,000 00 j Other undivided profits. 13;478 23 81, 297 90 11, 770 42 3, 555 00 5, 678 22 2. 498 00 '330 80 4,952 65 25,651 00 "16,360 66 National bank notes outstanding. State bank notes outstanding Dividends unpaid $200, 000 00 100, 000 00 18,440 37 178,975 00 376 00 Individual deposits United States deposits Deposits of U. S. disbursing officers 216, 734 54 26, 678 32 5, 483 83 Due to other national banks Due to State banks and bankers... 2, 004 49 Xotes and bills re-discounted Bills payable 748,692 55 \\ Total. 748, 692 55 REPORT OF THE COMITROLLKK OF THE CURRENCY. 147 MASSACHUSETTS. Metacomet National Bank, Fall River. JEFFERSON BORI>KX, President AZARIAH S. Tiurr, Cashier. No. 924. Liabilities. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . $784,115 25 435, 000 00 Capital stock paid in Surplus fund Other undivided profits 950 00 3, 000 00 National bank notes outstanding . . 180,259 91 101 22 Dividends unpaid 1,784 32 Individual deposits "United States deposits 31 28 Deposits of TJ. S. disbursing officers. 18, 986 00 Due to other national banks 264 49 Due to State banks and bankers... 8, 718 61 Notes and bills re-discounted 15, 000 00 Bills payable $600, 000 00 74,496 95 90, 026 49 391, 500 00 1, 745 50 286, 609 44 17, 491 23 6, 416 47 20, 07500 ! Total 1, 468, 286 08 j 1, 468, 286 08 National Union Bank, Fall River. No. 1288. COOK BORDEN, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items j Exchanges for clearing-house j Bills of other banks | Fractional currency I Specie I Legal-tender notes • TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. DANIEL A. CIIAFIN, Cashier. $358,145 98 Capital stock paid in . 163 93 300, 000 00 Surplus fund Other undivided profits National bank notes outstanding 20, 588 52 State bank notes outstanding.. 254 53 Dividends unpaid. !, 634 38 Individual deposits United States deposits 3,170 27 Deposits of U. S. disbursing officers. $300, 000 00 40, 000 00 6,172 86 267, 350 00 1, 711 00 99, 111 37 1, 455 00 Due to other national banks 393 62 9. 800 00 Due to State banks and bankers.. 4, 239 00 Notes and bills re-discounted. Bills payable 13, 500 00 I) 714, 345 23 Total.. 714, 345 23 Pocasset National Bank, Fall River. WEAVER OSBORN, President, Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency : Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 679. EDWD. E. HATHAWAY, Cashier. $326, 007 40 Capital stock paid in "260,666 oo Surplus fund Other undivided profits 40,000 00 47,054 20 5, 000 00 National bank notes outstanding . . 52, 349 49 State bank notes outstanding. 51 32 50, 000 00 Dividends unpaid. 1, 398 06 Individual deposits United States deposits 11, 870 76 Deposits of U. S. disbursing officers. 178,475 00 3, 258 00 1, 061 32 9,446 80 25, 832 00 Due to other national banks Due to State banks and bankers... $200, 000 00 3,788 00 177,467 60 7,385 30 39,105 05 Notes and bills re-discounted. Bills payable 7,000 00 693, 275 U Total. 693,275.15 148 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS, Falmouth National Bank, Falmouth. ERASMUS GOULD, President No. 1320. GEORGE E. CLARKE, Cashier- Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Jleal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Cheeks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. Liabilities. $100, 000 00 $96, 0G2 08 Capital stock paid in . 166,666 66 Surplus fund Other undivided profits . 20, 000 00 4,168 65 National bank notes outstanding . State bank notes outstanding 89,470 00 4, 550 72 2,000 00 Dividends unpaid . 26, 270 00 219 50 808 5 900 178 00 89 80 00 161 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers 21,195 34 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 000 00 234, 994 99 Total. 234, 994 99 Fitchburg National Bank, Fitchburg. EBENKZER TORRE Y, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks ^Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 1077. CHARLES J . BILLINGS, Cashier. $409, 323 81 Capital stock paid in . "250," 666'66 50, 000 00 14, 739 18 8,102 55 7, 562 50 2, 642 47 3, 667 00 19 01 10, 850 00 Surplus fund Other undivided profits . National bank notes outstanding .. State bank notes outstanding $250, 000 00 150, 000 00 521 63 224, 000 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 124,016 24 19, 618 65 11,250 00 Total. 768,156 52 768,156 52 Rollstone National Bank, Fitchburg. HENRY A. WILLIS, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents.. Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. No. 702. JOHN M. GRAHAM, Cashier. $398, 539 06 Capital stock paid in . 250, 000 00 ""'i'ioo'oo' 73, 420 96 74, 801 87 114 00 6, 349 30 * 27*449 66 4,196 04 5, 000 00 $250, 000 00 Surplus fund Other undivided profits 156, 000 00 8,780 37 National bank notes outstanding .. State bank notes outstanding 223,200 00 Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks Due to State banks and bankers... 7, 013 00 205, 740 26 686 60 Notes and bills re-discounted. Bills payablej 9,450 00 851, 420 23 Total. 851,420 23 REPORT OF THE COMPTROLLER OF THE CURRENCY. 149 MASSACHUSETTS. Safety Fund National Bank, Fitchburg. HENRY A LLISOX, President No. 2153. FREDK. F . WOODWARD, Cashier. Resources. Loans and discounts Overdrafts TJ. S. bonds to secure circulation ... U. S. bonds to secure deposits IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total . Liabilities. $205, 065 98 Capital stock paid in . "•200, 666 66 Surplus fund 17, 583 49 4, 000 5, 439 72 96 00 00 1, 795 66 903 00 4 41 3, 590 00 Other undivided profits . National bank notes outstanding.. State bank notes outstanding Dividends unpaid $200,000 00 12, 000 00 6, 740 26 177, 370 00 202 00 Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable 50, 780 73 338 74 9, 000 00 Total. 447, 431 73 447, 431 73 Wachusett National Bank, Fitchburg. OMON H. LAWRENCE, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks . Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit . Due from TJ. S. Treasurer... Total . No. 2265. $397, 207 61 250, 000 00 2, loQ 00 56, 051 5, 999 42,335 6, 885 63 49 12 71 8, 464 76 10, 665 27 8, 024 21, 343 00 62 23 00 GEORGE E. CLIFFORD, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding Dividends unpaid Individual deposits United States deposits Deposits of TJ. S. disbursing officers. Due to other national banks Due to State banks and bankers.., Notes and bills re-discounted. Bills payable $250, 000 00 45, 000 00 14,299 24 222,166 00 390 00 202, 538 77 61, 010 18 25, 000 00 11, 250 00 I Total. 820,404 17 820, 404 17 Framingham National Bank, Framingham. JAMES TV. CLARK, President Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasiirer Total . No. 528. $298, 644 30 50 225, 000 00 26,100 00 5, 033 26 5, 958 50 128 30 2, 902 58 2,456 18 1, 692 7, 035 00 74 70 00 J A B . J". VALENTINE, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding.. State bank notes outstanding....'.. Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Due to State banks and bankers... Notes and bills re-discounted. Bills payable $200, 000 00 50, 000 00 30,134 05 197, 256 00 7, 830 00 65, 831 71 23, 893 12 " io," 666 oo 9, 975 00 584, 944 88 Total. 584, 944 88 150 KEPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Franklin National Bank, Franklin. JAMES P. RAY, President. No. 1207. MOSES FARNUM, Cashier. Liabilities. Resources. $227,156 79 Loans and discounts Overdrafts 200, 000 00 U. S. bonds to secure circulation .. U. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... 1,462 55 Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks 883 00 Fractional currency 27 81 Specie ! 800 00 Legal-tender notes ! 9, 400 00 TT. S. certificates of deposit | Due from U. S. Treasurer 1 9, 600 00 Total. Capital stock paid in . $200,000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding Dividends unpaid . Individual deposits United States deposits Deposits of U. S. disbursing officers. Due to other national banks Dae to State banks and bankers... Notes and bills re-discounted Bills payable 179,400 00 922 00 34,666 37 4,113 38 449, 330 15 Total. 449,330 15 24,300 00 5,928 40 First National Bank, Gardner. CHARLES HiirvvooD, President Loans and discounts O verdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits XL S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Heal estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. JOHN D. EDGELL, Cashier. No. 884. Capital stock paid in . Surplus fund Other undivided profits. 600 00 National bank notes outstanding .. State bank notes outstanding 62, 928 26 Dividends unpaid. 19, 000 00 2, 079 92 deposits 3,553 37 Individual United States deposits $154, 384 58 1,781 68 114, 000 00 5, 566 41 Deposits of U. S. disbursing officers. 8, 887 00 78 78 3, 018 00 6, 000 00 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 5,130 00 30,000 00 5,851 68 99,900 00 856 00 100, 400 32 387, 008 00 Total. 387, 008 00 $150,000 00 Georgetown National Bank, Georgetown. HENRY P. CHAPLIN, President Loans and discounts Overdrafts U. S. bonds to secure circulation... IT. S. bonds to secure deposits .'. U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banlss and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. No. 2297. $118, 284 21 80, 000 00 17, 840 28 GEORGE H. CARLETOJJ, Cashier. Capital stock paid in Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 1,000 00 Dividends unpaid 62 50 2, 200 00 Individual deposits United States deposits 61 44 Deposits of U. S. disbursing officers. 1, 099 00 430 00 2, 200 00 3,600*66 226, 777 43 $100, 000 00 1, 600 00 447 58 67, 000 00 426 00 57, 303 85 Due to other national banks . Due to State banks and bankers... Notes and bills re-discounted Bills payable Total 226,777 43 REPORT OF THE COMPTROLLER OF THE CURRENCY. 151 MlSSACHrSETTS. First National Bank, Gloucester. J O S E P H 0 , PROCTOR, President No. 549. GEORGE II. BRADFORD, Cashier. Liabilities. Resources. Loans and discounts Overdrafts * TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IT. ;S. bonds on hand , Other stocks, bonds, and mortgages. Due from approved reserve agents. Due from other banks and bankers Eeal estate, furniture, and fixtures. Current expenses and taxes paid-.. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $207, 648 56 Capital stock paid in . 2, 066 56 200, 000 00 Surplus fund Other undivided profits. 19, 050 00 920 70 National bank notes outstanding .. 45, 339 18 State bank notes outstanding 34, 435 21 Dividends unpaid 24, 000 00 4, 838 43 Individual deposits 4, 000 00 United States deposits 2, 295 90 Deposits of U. S. disbursing officers. 2,134 00 187 85 1, 342 39 7, 000 00 $200, 000 00 40, 000 00 7, 005 10 180, 000 00 1,352 00 134,981 37 Due to other national banks Due to State banks and bankers . . Notes and bills re-discounted. Bills payable 9, 000 00 564, 258 78 * Total. 564,258 78- Cape Ann National Bank, Gloucester. P. Low, President No. 899. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. $245, 591 59 150, 000 00 600 00 5, 400 00 13, 926 69 Hi RAM RICH, Cashier. Capital stock paid in $150, 000 00 Surplus fund Other undivided profits. National bank notes outstanding . . State bank notes outstanding...'... 14, 976 60 Dividends unpaid. 10 00 deposits 4, 865 81 Individual United States deposits 745 43 Deposits of U. S. disbursing officers 10, 244 00 74 00 1, 644 19 5, 010 00 75, 000 00 1, 766 09 134, 030 00 4,142 00 94,862 36 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 6, 750 00 Total. 459, 838 31 459,838 31 City National Bank, Gloucester. ADDISON GILBERT, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits TJ, S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers. Real estate, furniture, and fixtures. Current expenses and taxes p a i d . . . Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks. Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 2292. $218, 645 49 1, 528 23 150, 000 00 10,250 00 35, 375 51 22,267 73 34, 559 33 23, 945 79 1, 002 87 WILLIAM A. PEW, Cashier. Capital stock paid in . Surplus fund Other undivided profits. National bank notes outstanding State bank notes outstanding— Dividends unpaid $150, 000 00 74, 993 15 133, 300 00 2, 262 50 Individ^lal deposits United States deposits Deposits of U. S. disbursing officers. 159, 850 52 2, 830 00 Due to other national banks 208 39 Due to State banks and bankers... 543 00 13, 000 00 Notes and bills re-discounted. Bills payable 6, 750 00 500 17 520, 906 34 Total. 520, 906 34 152 EEPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Gloucester National Bank, Gloucester. No. 1162. EPKS W. M.RRCHAXT, President. "WILLIAM BABSON, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Heal estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. S. certificates of deposit Due from U. S. Treasurer Total. $380, 857 44 127 66 300, 000 00 """25,666 66 34, 015 37 1, 051 13 36, 000 00 6 36 526 21 5, 856 364 2, 999 12, 310 00 12 90 00 Capital stock paid in . $300, 000 00 Surplus fund '. Other undivided profits National bank notes outstanding . . State bank notes outstanding Dividends unpaid. 90. 000 00 7,711 17 268,100 00 7, 738 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. 136, 508 36 Due to other national banks Dae to State banks and bankers... 2, 496 66 Notes and bills re-discounted . Bills payable 13, 500 00 Total. 812, 6L4 19 812, 614 19 First National Bank, Graffcon. G EORGE F. SLOCOMB, President. Loans and discounts Overdrafts U. S. bonds to secure circulation . . TJ. S. bonds to secure deposits XJ. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid .. Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes IT. S. certificates of deposit Due from U. S. Treasurer Total. ALPIIONSO A. BALLOU, Cashier. No. 188. $125, 905 43 Capital stock paid in . "*100*666 66 6,331 93 $100, 000 00 Surplus fund Other undivided profits 24, 025 68 607 63 National bank notes outstanding . . State bank notes outstanding 90, 000 00 Dividends unpaid. 1, 221 00 10 Individual deposits United States deposits 2, 095 91 Deposits of U. S. disbursing officers. 855 3 372 1, 000 00 00 00 00 25, 209 12 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted. Bills payable 4, 500 00 Total.. 241, 063 43 241, 063 43 Grafton National Bank, Grafton. No. 824. JON A. D. WHEELER, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes TJ. a. certificates of deposit Due from U. S. Treasurer Total. $75, 449 98 "ioofooo 66 34, 018 61 20, 460 65 ! HENRY F. WING, Cashier. Capital stock paid in 18, 030 00 National bank notes outstanding . . State bank notes outstanding 90, 000 00 Dividends unpaid 330 53 2, 040 8 300 1, 200 00 94 00 00 4,500 66 238, 808 71 $100, 000 00 Surplus fund Other undivided profits Individual deposits United States deposits Deposits of U. S. disbursing officers. 2, 091 50 28, 687 21 Due to other national banks Due to State banks and bankers Notes and bills re-discounted Bills payable Total 238, 808 71 REPORT OF THE COMPTROLLER OF THE CURRENCY. 153 MASSACHUSETTS. National Mahaiwe Bank, Great Barrington. JOHN L. DODGE, President. No. 1203. FREDK. N . DELAND, Cashier. Liabilities. Resources. Loans and discounts Overdrafts U. S. bonds to secure circulation... U. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes XJ. S. certificates of deposit Due from U. S. Treasurer 711 11 200, 000 00 " 11,150 00 621 157 500 910 48 88 00 49 8, 608 02 710 10 262 700 00 00 74 00 Capital stock paid in . Surplus fund Other undivided profits National bank notes outstanding . State bank notes outstanding Dividends unpaid. 80, 000 00 14, 567 36 179,100 00 1, 221 00 Individual deposits United States deposits Deposits of U. S. disbursing officers. Dne to other national banks Due to State banks and bankers . 207, 290 11 1,163 25 Notes and bills re-discounted. Bills payable 9, 000 00 Total. 683, 341 72 Total. $200, 000 00 683, 341 72 First National Bank, Greenfield. No. 474. WILLIAM B. "WASHBUBN, President. Loans and discounts Overdrafts U. S. bonds to secure circulation... TJ. S. bonds to secure deposits U. S. bonds on hand Other stocks, bonds, and mortgages. Due from approved reserve agents Due from other banks and bankers Eeal estate, furniture, and fixtures Current expenses and taxes paid... Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. o. certificates of deposit Due from U. S. Treasurer Total JOSEPH W. STEVENS, Cashier. $354, 930 80 Capital stock paid in . 1, 676 99 200, 000 00 Surplus fund Other undivided profits. 31,450 00 48, 500 00 National bank notes outstanding .. 23, 300 88 State bank notes outstanding 5, 441 24 12, 000 00 Dividends unpaid. 1,459 69 Individual deposits United States deposits 1, 793 45 Deposits of TJ. S. disbursing officers. $200, 000 00 3, 751 00 Due to other national banks 183 22 6, 917 70 Due to State banks and bankers... 11, 430 00 Notes and bills re-discounted. Bills payable 9, 000 00 4, 589 43 54 49 711, 834 97 Total. 133, 000 00 18, 098 31 180, 000 00 234 00 175, 858 74 711, 834 97 Franklin County National Bank, Greenfield. WILLIAM KKITH, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... TJ. S. bonds to secure deposits IJ. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Dae from other banks and bankers Real estate, furniture, and fixtures Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie ". Legal-tender notes TJ. S. certificates of deposit Due from TJ. S. Treasurer Total. No. 920. HENRY K. SIMONS, Cashier. $351, 370 76 Capital stock paid in 250 81. 200, 000 00 Surplus fund Other undivided profits 2,'35O 00* 11, 850 00 National bank notes outstanding . . 9, 589 52 State bank notes outstanding 2, 294 11 65,119 45 Dividends unpaid 228 50 deposits 12, 942 63 Individual United States deposits 5, 688 36 Deposits of TJ. S. disbursing officers 997 146 7,162 7, 912 00 98 80 00 9, 030 00 686, 902 92 Due to other national banks Due to State banks and bankers... $200, 000 00 90, 000 00 1, 217 46 180,000 00 4, 584 44 201,168 84 9,932 18 Notes and bills re-discounted Bills payable Total 616, 902 92 154 REPORT OF THE COMPTROLLER OF THE CURRENCY. MASSACHUSETTS. Packard National Bank, Greenfield. N . F. HENRY, President. Xo. 2204. RUFUS A PACKARD, Cashier. Resources. Liabilities. Loans and discounts Overdrafts IT. S. bonds to secure circulation... TJ. S. bonds to secure deposits . . . . IT. S. bonds on hand Other stocks, bonds, and mortgages Due from approved reserve agents Due from other banks and bankers. Jteal estate, furniture, and fixtures. Current expenses and taxes paid... Premiumspaid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from U. S. Treasurer Total. Capital stock paid in . $115,430 62 328 81 100, 000 00 10, 900 00 21, 585 41 132 38 2, 666 44 1, 800 00 22 81 9a, oao 00 I Dividends unpaid ' 4,'426'99' 792 80 1, 816 22 1, 375 1, 362 $100, 000 00 Surplus fund Other undivided profits National bank notes outstanding .. State bank notes outstanding 00 96 15 00 4, 500 00 1,360 00 Individual deposits , United States deposits Deposits of U. S. disbursing officers 72,085 28 Due to other national banks Due to State banks and bankers. Notes and bills re-discounted Bills payable 71 47 ^. Total... 265, 339 56 265, 339 56 Cape Cod National Bank, Harwich. K. BAKEU, President. No. 712. Loans and discounts Overdrafts TJ. S. bonds to s icure circulation. - .j TJ. S. bonds to secure deposits ; U. S. bonds on hand ! Other stocks, bonds, and mortgages. Dae from approved reserve agents. Due from other banks and bankers Real estate, furniture, and fixtures. Current expenses and taxes paid... Premiums paid Checks and other cash items Exchanges for clearing-house Bills of other banks Fractional currency Specie Legal-tender notes U. S. certificates of deposit Due from TJ. S. Treasurer Total. .| G-EOKGE H. SNOW, Cashier. $313, G28 92 I Capital stock paid in . $300, 000 00 300, 000 00 Surplus fund Other undivided profits 60, 650 00 National bank notes outstanding .. eo, 000 00 11,985 15 State bank notes outstanding..."... 269, 720 00 Dividends unpaid 742 50 Individual deposits United States deposits Deposits of U. S. disbursing officers Due to other national banks •i Due to State banks and bankers. 48 87 11 . ij NYtt.es and bills re-discounted 1 Bills payable 13, 500 00 !| 716,751 52 j| Total. 74, 303 87 j 716,751 52 First National Bank, Haverhill. GKOIU+E COUSWKLL, President. Loans and discounts Overdrafts TJ. S. bonds to secure circulation... j TJ. S. bonds to secure deposits j U. S. bonds on hand • Other stocks, bonds, and mortgages.; Due from approved reserve agents •, Due from other banks and bankers ' Real estate, furniture, and fixtures Current expenses and taxes paid..., Premiumspaid ! Checks and other cash items Exchanges for clearing-house | Bills of other banks Fractional curr