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ANNUAL REPORT

OF THE

COMPTROLLER OF THE CURRENCY

SECOND SESSION OF THE FORTY-SIXTH CONGRESS




OF THE

UNITED

STATES

DECEMBER 1, 1879.

WASHINGTON
0OYERNMEN1 PRINTING- OFFICE,

1879.

REPORT

THE COMPTROLLER OF THE CURRENCY.
TREASURY DEPARTMENT,
OFFICE OF THE COMPTROLLER OF THE CURRENCY,

Washington, November 26, 1879.

I have the honor to submit for the consideration of Congress, the
Seventeenth Annual Eeport of the Comptroller of the Currency, in compliance with section three hundred and thirty-three of the Eevised Statutes of the United States.
The total number of national banks organized, from the establishment
of the national-banking system, February 2o7 1863, to November 1 of
the present year, is 2,438. Of these, 307 have gone into voluntary liquidation by the vote of shareholders owning two-thirds of their respective
capitals, and 81 have been placed in the hands of receivers for the purpose of closing up their affairs, leaving 2,050 in operation at the date
last named.
Included in the aggregate number organized are ten national gold
banks, seven of which, still in operation, are located in the State of California. These banks redeem their circulating-notes in gold coin in the
city of San Francisco and at their own counters. They have an aggregate capital of $4,000,000, and a total circulation of $1,534,000, but are
entitled to receive circulating-notes in amount equal to 80 per cent, of
their capital, upon the deposit with the United States Treasurer of the
requisite amount of bonds as security therefor. Within the past year
one of this class of banks has gone into voluntary liquidation and reorganized as an ordinary national bank, receiving circulating-notes at the
rate of 90 per cent, of its capital, and redeeming them at the Treasury
Department and at its own counter; and it is probable that the others
will also reorganize so soon as the necessary legislative authority shall
be obtained to enable them to do so without first going into liquidation.
A bill passed the House of Representatives during a previous session,
amending the present law, and authorizing the national gold banks to
receive circulating notes in amount equal to 90 per cent, of their capital^
and also requiring such banks to keep on deposit, in gold coin, with
the Assistant Treasurer of the United States in San Francisco, an
amount equal to 5 per cent, of their circulation, instead of keeping 25
per cent, of the same on hand, as is now required by law. The passage




REPORT OF THE COMPTROLLER OF THE CURRENCY.

of an act similar in terms, and also of one authorizing the conversion of
national gold banks into currency banks, is recommended.
Since my last annual report thirty-eight banks have been organized with
an aggregate authorized capital of $3,595,000, to which $2,390,440 in circulating-notes have been issued. Thirty-eight banks, with an aggregate
capital of $4,450,000, have voluntarily discontinued business within the
same period, and eight banks, having a total capita] of $1,030,000, have
failed. The insolvent banks include two, with a capital of $700,000,
which failed after having previously gone into voluntary liquidation.
The following table exhibits the resources and liabilities of the banks
on the 2d day of October, 1879, the returns from New York City, from
Boston, Philadelphia, and Baltimore, from the other reserve cities, and
from the remaining banks of the country being tabulated separately:

RESOURCES.
Loans and discounts.
On U. S. bonds on demand...
. On other stocks, bonds, Sec,
on demand
On single-name paper without other security
All other loans
Overdrafts
Bonds for circulation
Bonds for deposits
TJ. S. bonds on hand
Other stocks and bond3
Due from reserve agents
Due from other national banks
Due from other banks and
bankers
Heal estate, furniture and fixtures
Current expenses
Premiums
Checks and other cash items ..
Exchanges for clearing-house..
Bills of other national banks...
Fractional currency
Specie
Legal-tender notes
!
TJ. S. certificates of deposit
Five per cent, redemption fund
Due from TJ. S. Treasurer
Totals

7,150, 239
6o, 023, 494
349, 810
25, 650, 800
3, 404, 500
5, 953, 000
2,634,916
16, 530,117
6, 284, 310
992,478
9, 883, 679
953, 465
827, 972
1, 969, 660
93, 487, 352
1, 467, 887
55, 672
19, 349, 868
19, 738, 584
12, 900, 000
1,131, 721
492, 650
420, 840,104

7,005,672 ;
732,041
683,149
972, 523
14,781,348
2,524,131 ;
35,023
6,979,727 i
8,293,515 :
9,560,000 ;
2,371,148 I
81,501

2,
252,
9,
27,
24,
71,
19,

928, 766
769, 700
578, 500
806, 450
464,174
302, 887
438, 529

3, 339,131

7, 053, 979

4, 559, 515
714,102
334, 362
888, 807
4, 696, 265
1, 845, 771
53, 965
4, 369,176
11,526,789
3, 575, 000
1, 095, 277
88, 256

26, 368, 304
3, 711, 648
2, 486, 937
7, 475,143

306,796,846 I 185,873,204

"lO,"869,'76i
251, 405
11, 474, 961
29, 637, 808
735, 000
11,184, 569
583, 963

3,
357,
18,
52,
39,
107,
46,

489,
313,
204,
966,
647,
023,
692,

990
300
650
600
416
547
994

13, 630, 772
47,
6,
4,
11,
112,
16,

817,170
111, 256
332, 420
306,133
964, 965
707, 550
396, 065
42,173, 732
69,196, 696
26, 770, 000
15, 782, 715
1, 246, 370

955,277,294 j 1,868,787,448

LIABILITIES.

Capital stock
50, 750, 000
16,006,435
Surplus fund
9,096,919
Undivided profits
>
National-bank notes outstand22, 328, 624
ing.
53, 251
State bank notes outstanding..
202, 727
Dividends unpaid
213, 354, 222
Individual deposits
3,877,135
TJ. S. deposits
Deposits of U. S. disbursing
157,193
officers
81, 915, 319
Due to national banks
23,098,279
Due to other banks and bankers
Notes and bills re-discounted ..
Bills payable
Totals

287,965,605
68,449,256
24,403,030

454, 067, 365
114, 786, 529
41, 300, 942

46,283,414! 22, 017, 051
67,044
778,241
1.53," 546
117,446,336: 72, 709, 006
340,613 j 1, 796, 869

223,157,273
196,566 !
1,532,916
316,228,005 I
5, 004, 246 j

313, 786,
316,
2, 667,
719, 737,
11, 018,

362
861
430
569
863

6,746
949, 796
32, 048, 687 I 21, 240, 841
6, 891, 020 j 13, 734,193
266, 680
182,766
1, 032, 310
1,241,300

2,355,865 i
13,995,410
8,298,961
1, 755, 569
1, 934, 592

3,
149,
52,
2,
4,

600
257
453
015
202

77,556,200
19, 869, 063
4, 085, 356

37, 795, 500
10, 461, 775
3, 715, 637

469,
200,
022,
205,
208,

420, 840,104 ; 306, 796, 846 j 185, 873, 204 955, 277, 294 ; 1, 868, 877, 448

* The reserve cities, in addition to New York, Boston, Philadelphia, and Baltimore, are Albany,
Pittsburgh, Washington, New Orleans, Louisville, Cincinnati, Cleveland, Chicago, Detroit, Milwaukee
Saint Louis, and San Francisco.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

V

The following table exhibits the resources and liabilities of the national banks during the last nine years, at nearly corresponding dates
for each year:
Oct. 2, Oct. 3, Sept. 12, Oct. 2, Oct. 1, Oct. 2, Oct. 1. Oct. 1.-. Oct. 2,
1876.
1877. . 1878. i 1879.
1871.
1872.
1873.
1874.
1875.
1,919
1, 976 2,004 2,087
1,767
banks. banks. banks. banks. banks.
RESOURCES.

2, 0S0 ' 2, 0f>3 I 2,048
banks, banks. i banks.

2,089

Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions. Millions.

Loans
831. 6 877.2
834. 0
878.5
944. 2 954.4
984. 7 931. 3 891.9
Bonds for circulation
364. ,5 382.0
357.3
388. 3 383. 3 370.3 337. 2 336. 8 347.6
45.8
47.8
45.0
94.7
71.2
Other IT. S. bonds
27.6
23. 6
28. 0
28.1
24.5
34. 4
34. 5
36.9
39.7
Other stocks, bonds, &c
23. 5
23.7
27.8
33.5
138.9
167.3
143.2
Due from other banks
128. 2 149.5
134.8
144. 7 146. 9 129.9
43.1
45.2
46.7
47.8
30.1
Real estate
32.3
34.7 * 38.1 42.4
8.1
21.4
22. 7
30.7
42. 2
13.2
Specie
10. 2
19.9
21.2
84.2
64.4
69.2
66*! 9
107.0
Legal-tender notes
102.1
92.4
80.0
76.5
15.9
16.7
15.6
16.9
14.3
National-bank notes
15.8
16. I
18.5
18. 5
100. 0
74.5
113.0
82. 4
Clearing-house exchanges . j 115. 2 125. 0 100. 3 109. 7
87.9
29. 2
33.4
26.8
32.7
IT. S. certificates of deposit. I
6.7
20.6
42.8
48.8
16.7
17.0
16.0
16. 5
Due from TJ. S. Treasurer ..!
20.3
19.6
19.1
22.1
24.9
Other resources
I 41.2
25.2 """i7.3"
18.3
19.1
I
1,755.8 il, 830.6 1,877.2 1,882.2 1, 827. 2 1,741.1 1,767.3 i 1,868.8
Totals
1,730.6
LIABILITIES.

Capital stock
,
Surplus fund
Undivided profits
Circulation
Due to depositors
Due to other banks
Other liabilities
Totals

:

493. 8
129. 0

504. 8
134. 4

466.2 ! 454.1
116.9 ! 114. 8
40.9
41.3
301.9
313.8
668.4 ! 736.9
160.1; 201.2
6.7
7.9
1,730.6 1,755.8 1,830.6 {1,877.2 1,882.2 1,827.2 1,741.1 1,767.3 1,868.8

458. 3
| 101.1
I 42. 0
j 317. 4
; 631. 4
I 171. 9
j
8. 5

479.6
110. 3
46.6
335.1
628.9
143.8
11.5

491.0
120.3
54.5
340.3
640.0
173.0
11.5

51. 5
334. 2
683. 8
175. 8
9. 1

53. 0
319. 1
679. 4
179. 7
11. 8

499.8
132.2
46.4
292.2
666.2
179.8
10.6

479. 5
122.8
44.5
291.9
630.4
161.6
10.4 !

Section 333 of the Revised Statutes of the United States requires
the Comptroller to present annually to Congress a statement of the
condition of the banks and savings-banks organized under State laws.
Returns of capital and deposits are made by these institutions and by
private bankers, semi-annually, to the Commissioner of Internal Revenue for purposes of taxation. From these returns the following table
has been compiled in this Office, exhibiting, in concise form, by geographical divisions, the total average capital and deposits of all the
State and savings banks and private bankers of the country, for the
six months ending May 31, 1879:
Geographical divisions.

New England States..
Middle States
Southern States
Western States and
Territories
United States

State banks and trust
companies.

Private bankers.

SavingsSavings-banks with banks withcapital.
out capital.

No. Capital. Depos- N o . Capital.
its.
40
239
251
475
1,005

Millions. Millions.

7.10
40.72
27.43
52.02

14.39
124. 64
32.60

70
853
237

Capital. Depos- N o . Deposits.
its.

Millions. Millions.

3.72
34.54
5.64

85.44 1,474

25. 85

127. 27 257. 07 2,634

69.75

Millions. Millions.

Millions.

3.32
54. 53
11.89

6
3

0.51
0.86

70.18

20

2.85

32.80

33

27.96

139. 92 29

4.22

36.07 644

747. 06

426
2.44 182
0.83
3

366. 46
350. 95
1.69

The capital of the 2,048 national banks in operation on June 14, 1879,
as will be seen by a subsequent table, was $455,244,415—not including
surplus, which amounted at that date to more than $114,000,000—while




VI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

the average capital of all the State banks, private bankers, and savingsbanks, for the six months ending May 31 previous, was but $201,241,484,
which amount is considerably less than one-half that of the national
banks. The net deposits of the national banks were $713,403,639, and
the average deposits of all other banks, including savings-banks, were
$1,180,122,835. The average deposits for the sameperiod of the 644 savings-banks having no capital stock, which are included in the above
aggregate, were $747,062,057.
The table below exhibits the aggregate average capital and deposits
for the six months ending May 31, 1879, of all classes of banks other
than national, and the capital and deposits of the national banks on
June 14, following:
State banks, savingsbanks, private bankers, &c.

Geographical divisions.

National I) anks.

No. Capital. Deposits.
New England States
Middle States
Southern States
Western States and Territories

! Millions.
536 ! 10.83
1,280 ' 75.77
494
33.92
2,002

80.72

4,312

201.24

No.

Total.

Capital. Deposits. N o .

Capital. Deposits.

Millions.
384.17
532. 56
47.02

544
640
176

216.37

688

90.20

155. 63 2, 690

170. 92

372. 00

1,180.12 2,048

455. 24

713. 40 6,360

656. 48

1, 893. 52

Millions.
164. 43
170. 21
30. 40

Millions.
Millions.
126. 72 1,080 175. 26
393.12 1,920 245. 98
670
37.93
64.32

Millions.
510. 89
925. 68
84.95

From this table it will be seen that the total number of banks and
bankers in the country at the dates named was 6,360, with a total
banking capital of $656,485,899, and total deposits of $1,893,526,474.
In the appendix will be found tables showing by geographical divisions
the number, average capital, and deposits, of State and savings-banks,
and private bankers, for various periods from 1875 to 1878, and there
will also be found other tables giving the assets and liabilities of State
institutions during the past year, so far as they could be obtained from
the official reports of the several State officers.
A table arranged by States and principal cities, giving the number,
capital and deposits, and the tax thereon, of all banking institutions
other than national, for the six mouths ending May 31, 1879, will be
found on a subsequent page. Similar tables for previous years will be
found in the appendix.
The following table exhibits, for corresponding dates in each of the
last four years, the aggregate amounts of the capital and deposits of
each of the classes of banks given in the foregoing tables:
National banks.
Years
No. Capital. Deposits.

1876
1877
1878
1879

2,091
2,078
2,056
2,048

Millions.
500.4
481.0
470.4
455.3




Millions.
713.5
768.2
677.2
713.4

SavingsState banks, private Savings-banks
banks withbankers, &c.
with capital. out capital.

3,803
3,799
3,709
3,639

Capital.

Deposits.

Millions.

No.

Millions.
480.0
470.5
413.3
397.0

214.0
218.6
202.2
197.0

De- No. Deposp'sits.
its.

26
26
23
29

Mill- Millions. ions.
5.0 37.2
4.9 38.2
3.2 26.2
4.2 36.1

691
676
668
644

Millions.
844.6
843.2
803.3
747.1

Total.

6,611
6,579
6,456
6,360

Capital.

Deposits.

Millions.

No.

Millions.

719.4
704.5
675.8
656.5

2,075.3
2,120.1
1,920.0
1,893.5

REPORT OF THE COMPTROLLER OF THE CURRENCY.

VII

The aggregate capital of the various classes of banks shown by the
foregoing table has diminished from $719,400,000 in 1876 to $656,500,000
in 1879, and the aggregate deposits have fallen off from $2,075,300,000
in 1876, to $1,893,500,000 in 1879—a reduction of $62,900,000 in capital
and $181,800,000 in deposits during the last four years. The national
banking capital has diminished $45,100,000, but the deposits of the
national banks are almost precisely the same that they were in 1876.
Savings-banks with capital show a reduction of about one million in
capital and the same amount in deposits. The capital and deposits of
State banks and private bankers are less by seventeen millions and
eighty-three millions, respectively. The greatest reduction, however,
is in the deposits of savings-banks without capital, which have diminished $97,500,000.
THE NATIONAL BANKS AND THE REFUNDING OF THE PUBLIC DEBT.

The great wrar debt of the United States was contracted in less than
four and a half years. In 1835 the country was entirely out of debt,
and on January 1, 1861, the whole debt of the Union amounted to but
$66,243,721. During the next six months it increased at the rate of about
four millions a month, being, on the first day of July, 1861, $90,580,873.
During the next year it increased at the rate of more than thirty-six
millions per month, and at the close of the fiscal year ending June 30?
1862, it had reached $524,176,412. At the end of the succeeding year
it was considerably more than twice that amount, being on July 1,1863,
$1,119,772,138. During the following year it increased nearly seven
hundred millions, reaching on July 1, 1864, the sum of $1,815,784,370.
During the next nine months, to the close of the war, April 1- 1865, the
debt increased at the rate of about two millions a day, or sixty millions
a month, and for the five months next thereafter, at the rate of about
three millions a day, or ninety millions a month, reaching its maximum on August 31,1865*, at which date it amounted to $2,845,907,626,t
and was composed of the following items:
Funded debt |
Matured debt
Temporary loans
Certificates of indebtedness
Five per cent, legal-tender notes
Compound interest legal-tender notes
Seven-thirty notes
United States notes (legal tenders)
Fractional currency
Suspended requisitions uncalled for
Total

,

$1,109,568,191 80
1,503,020 09
107,148,713 16
85,093,000 00
33,954,230 00
217, 024,160 00
830, 000, 000 00
433,160,569 00
26,344,742 51
2, 111, 000 00
2,845,907,626 56

This table shows an aggregate of more than one thousand two hundred and seventy-five millions of temporary obligations of the govern* Report of Secretary McCulloch, 1867, p. iv; 1868, p. xli.
tLess cash in the Treasury, $88,218,055.
X This item includes $1,258,000 of bonds issued to Pacific railroads.




VIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ment, of which eight hundred and thirty millions bore interest at 7.30
per cent, annually.*
This immense amount of temporary obligations was funded within the
three years which followed the close of the war; and the skill and good
judgment displayed in so doing can only be fully appreciated by those
who are familiar with the difficulties and delicate conditions under which
the work was accomplished.
The temporary loans, certificates of indebtedness, seven-thirty notes,
and all the other items of the debt—except the legal-tender notes and
fractional currency, which have been largely reduced—have either been
paid, have matured and ceased to bear interest, or have been funded into
five-twenty six per cents, of which more than one thousand six hundred
millions ($1,602,698,050) were issued.
The acts of July 14, 1870, and January 20, 1871, authorized the
issue of bonds for the purpose of refunding the five-twenty six per
cents. The former act authorized the issue of fifteen hundred millions
in bonds, two hundred millions of which were to be five per cents payable ten years after date, at the pleasure of the United States, three
hundred millions of four and a half per cents payable in fifteen years,
and one thousand millions payable in thirty years from the date of their
issue, and bearing interest at the rate of four per cent, per annum. The
act provided that these bonds should not be sold for less than their par
value in coin, and that the proceeds should be applied to the redemption
of the five-twenty bonds. The latter act increased the amount of the
five per cent, bonds to five hundred millions, but provided that the
whole amount of bonds issued should not exceed the amount originally
authorized ; and the subsequent act of January 25, 1879, authorized the
refunding or exchanging of any other of the five or six per cent, bonds
which were redeemable at the pleasure of the government.
The whole amount of the funded debt on the first of January, 1871, was
$1,935,342,700, of which $1,437,097,300 consisted of five-twenty six per
cent, bonds, and $194,567,300 of ten-forty five per cent, bonds. On the
first day of August, 1871, nearly sixty-six millions ($65,775,550) of new
five per cent, bonds had been subscribed for, chiefly by the national
banks. During the same month an agreement was entered into by the
Secretary with Jay Cooke & Co.f for the sale of the remaining two hundred millions of said bonds, and in the month of January, 1873, similar
arrangements were made for the sale of a large additional amount.^ The
remainder of the five hundred millions ($178,548,300) was sold during the
next three years, the Secretaryuof the Treasury stating in his report of
December 6,1875,§ that he had the pleasure of announcing to Congress
that the funding of five hundred millions six per cent, bonds into those
bearing five per cent, interest has been accomplished."
On August 24, 1876, a new contract was made by the Secretary with
A. Belmont & Co. an d as sociates, 1 for the sale of the three hundred millions
1
of four and a half per cent, bonds authorized. In this contract the Secretary reserved the right to terminate it by giving ten days' notice to the
contractors, and under the contract calls were made prior to March 4,
1877, for the redemption of one hundred millions of six per cents. In
May, 1877, the present Secretary, availing himself of the privilege
secured in the contract, gave notice that he would limit the sale of four
* At that date one thousand seven hundred and twenty-five millions of the public
debt bore an average interest of 6.62 per cent. Finance Report, 1865, p. 23.
f Secretary BoutwelFs report, 1871, p. xvii. $ Secretary Bristow's report, 1875, p. xii
$ Secretary Richardson's report, 187)$, p. ix.
!| Secretary Morrill's report, 1876, p. xi.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

IX

and a half per cents to two hundred millions; and additional subscriptions
were rapidly made until that amount was taken. The avails of one hundred and eighty-five millions of these bonds were applied to the redemption
of live-twenties, the remaining fifteen millions being held for resumption
purposes. On the 9th of June, 1877, a contract was made with a syndicate for the sale, at par, in coin, of the four per cent, bonds authorized
to be issued by the refunding act, with the right to terminate the contract at any time after December 31, 1877, by giving ten days' notice
to the contracting parties.* In 1877 seventy-live millions of the four
per cents were sold, and in 1878 more than one hundred and twentyeight millions ($128,685,450). During the first four months of 1879
$497,247,750 additional fours were disposed of, of which more than one
hundred and forty-nine millions were sold at a premium of one-half of one
per cent. Of this amount, one hundred and twenty-one millions were
taken by the First National Bank of Xew York and associates, and the
remainder by other national banks. These, with the sales of forty millions of refunding certificates, completed the refunding of all the bonds
of the United States which were redeemable.
The sales of United States bonds since 1871, under the refunding acts,
have been five hundred millions of fives, one hundred and eighty-five
millions of four-and-a-halfs, and $710,345,950 of four per cents; in all r
more than one thousand three hundred and ninety-five millions of dollars. There have also been sold for resumption purposes, since March
1, 1877, under the authority of the resumption act of January 14^
1875, twenty-five millions of fours, and sixty-five millions of four and
a half per cents $ fifty millions of the latter being at a premium of one
and a half per cent.
The reduction on the interest-bearing debt of the United States^ from
its highest point, on August 31,1865, to November 1,1879, is $583,886,594,
of which amount $105,160,900 has been effected since the refunding"
operations were commenced on May 1, 1871.
At its highest point the annual interest on the debt was $150,977,697,
while it is now $83,773,778 only. There has, therefore, been a total
reduction in this charge of $67,203,919 annually.
The total annual reduction of interest under these refunding operations^
accomplished since March 1, 1877, Iis $14,290,416, while the saving- on
this account growing out of the operations of the present year alone, is
nearly nine millions ($8,803,707), and the total annual saving in all the
refunding operations of the government since 1871 is nearly twenty
millions ($19,900,846). These funding transactions are believed to be
without parallel in financial history.
The public debt of England in January, 1793, amounted to
$1,191,145,000. At that date began the great expenditures caused by
the wars of the French revolution and of Napoleon, extending from
1793 to 1816. Between these dates stock and annuities to the amount
of $3,881,000,000 were placed on the market at rates of interest varying
from 3 to 5 per cent. The average rate of discount at which the stock
was sold was 33 per cent., and the average rate of interest paid on the
money actually raised by the sale was 5.15 per cent.
After a long interval of peace, the Irish famine in 1847, and the
Crimean war and Indian mutiny, from 1854 to 1856, caused other additions to the public debt. In the years 1847, 1855, and 1856, three per
cent, interest-bearing stock, to the amount of one hundred and seventy




* Secretary Sherman's reuort for 1877, p. viii.

X

REPORT OF THE COMPTROLLER OF THE CURRENCY.

millions of dollars, was issued, and sold at a discount of 10.94 per cent.,
while the average rate of interest paid on the money raised by the sale
was 3.4 per cent.*
The three great Fench loans in 1870,1871 and 1872, of nearly fifteen
hundred and ninety-two millions of dollars, realized twelve hundred and
seventy-three millions of dollars only. The first loan was at the rate of
3 per cent., and realized to investors nearly 5 per cent., while the two
* The figures given in the following table, relative to the loans of 1793-1817, inclusive, are based upon information derived from a somewhat similar table originally
published inMcCulloch's "Treatise on Taxes and the Funding System/' London, 1852,
and republished in the appendix to an essay of William Newmarch, on the " Loans
raised by Mr. Pitt," which essay appeared in the London Statistical Journal for September, 1855. The figures relating to the loans of 1847-1856 are derived from Sir
Stafford Northcote's "Twenty Years of Financial Policy," pp. 94, 265, 278, 288.

Stock issued

Year.

Money
raised on
stock issued
( £ = $5).

Annual interest on
stock
(£> = $5).

•

Average

A v e r a g e interest
discount realized
on sale of by investstock.
ers.

Kind of stocks.

Pr. ct.

1793
1794

$31, 250, 000
78, 350, 000

$22, 500, 000
64, 550, 000

$950, 000
3, 000, 000

1795
1796

277, 700, 000
284, 700,000

210, 450, 000
213, 800, 000

28

17.6

4.22
4.65

10, 650, 000
11, 350, 000

24.2
24.9

5.06
5.31

1797

145,100, 000

.73,100, 000

4, 650, 000

49.6

6.36

1798

178,100, 000

90, 000, 000

5, 500, 000

49.5

6.11

1799
1800
1801
1802

109,
145,
279,
151,

42.8
30.3
38.5
24.2

5.20
4.70
5.14
3.96

1803
1804
1805
1806
1807
1808
1809
1810
1811
1812

500,
500,
050,
000,

000
000
000
000

3, 250,
4, 350,
8, 850,
4, 550,

80, 000, 000
90,100, 000
197, 700, 000
149, 400, 000
91,850,000
68, 450, 000
110, 850, 000
99, 050, 000
146, 200, 000

50, 000,
50, 000,
107, 600,
90, 000,
61, 000,
60, 000,
97, 650,
81, 550,
120, 000,

000
000
000
000
000
000
000
000
000

2, 550, 000
2, 700, 000
5,700,000
4, 450, 000
2, 900, 000
2, 950, 000
4, 750, 000
3, 800, 000
5, 950, 000

37.5
44.5
45.6
39.8
33.6
12.3
11.9
17.7 !
17.9

5.10
5.40
Do.
5.30
Do.
4.94
Do.
4.75
4.92
4.86
4.66 4 per cents.
4.96 3 per cent, consols, with

203, 700, 000

139, 350, 000

7, 400, 000

31.6

5.31

long annuity.
3 per cent, consols ; 5 per
3 per cent, consols, with
long annuity.

350,
200,
750,
750,

000
000
000
000

62,
92,
172,
115,

000
000
000
000

3 per cent, consols.
3 per cent, consols ; 4 per
cent, withlong annuity.
Do.
3 per cent, consols; 5 per
cent., with long annuity.
3 per cent, consols ; 4 per
cent., with long annuity.
3 per cent, consols; long
annuity.
3 per cent, consols.
Do.
Do.

3 per cent, consols, with
long annuity.
3 per cent, consols.

]

1813

468,650,000

293, 800, 000

16,150, 000

37.3

5.50

1814
1815

123, 450, 000
354, 450, 000

92, 500, 000
225, 650, 000

4, 250, 000
12, 900, 000

25.1
36.3

4.59
5.72

1816

15, 000, 000

15, 000, 000

450, 000

Totals .. 3, 881, 000, 000 2, 600, 550, 000
40, 000, 000
35, 800, 000
Feb'y, 1847..
80, 000, 000
70,100, 000
April, 1855..
25, 000, 000
22, 500, 000
Feb'y, 1856..
25, 000, 000
23,177, 500
May, 1856...

Totals .. 4, 051, 000,

000 2, 752,127, 500

134, 000,
1, 200,
2, 400,
750,
750,

000
000
000
000
000

139,100, 000

0

3 per cent, consols; 4 per

3

5.15
3.35
3.42 3 per cents.
3.33
Do.
Do.
3.24
Do
5.05

33

10.5
12.4
10
7.3

32.1
i

In 1793 the total funded and floating debt of Great Britain was $1,239,372,170, the
Interest on which, at the several rates of 3, 3£, 4, and 5 per cent., amounted annually to
$48,556,190. In 1817 the total debt, including exchequer bills, had reached the sum of
$4,196,910,725, carrying an annual interest of $157,959,635. In 1857 the amount of the
funded debt, exchequer bills and exchequer bonds, was $4,040,543,610, the annual
interest upon wrhich was $142,750,195. The total debt had diminished in 1875 to
$3,876,741,930, with an annual charge for interest and cost of management of
$135,472,400; while in 1878 there appeared a slight increase, the amount of the debt
being then $3,888,907,980, with interest and cost of management equaling $142,063,756.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XI

subsequent and larger loans were sold at 82.5 and 84.5 per cent., which
was about equivalent to G per cent, bonds at par.*
The following table exhibits the classification of the miniatured, interest-bearing bonded debt of the United States on August 31? 1865,
when it reached its maximum, and on the first day of July annually
It appears from official documents that the national debt of Great Britain, with
its interest and cost of management, stood, at the dates named below, as follows:
Principal.

Year,

1775
1783
1793
1818
1857
1861
1875
1878

Interest and
cost of management.

£126, 842, 811
| 231, 843, 631
247, 874, 434
840, 582, 664
808,108, 722
805, 664, 387
775, 348, 386
777, 781, 596

.
.
.
.
.
.

Authorities.

£4, 703, 519 House of Commons document, 1858.
9, 065, 585
Do.
9, 711, 238
Do.
31, 485,753
Do.
28, 550, 039
Do.
26,342,606 Statistical abstract, 1861.
27, 094, 480 Statistical abstract, 1875.
28, 412, 750 ! WMtaker's Almanack, 1879.

Many of the loans which the debt- comprised were what are known as perpetual
loans and annuities, some of which, as well as previous loans, which then bore interest at the rates of 5 and 4 per cent., were, during the twenty-three years from 1822 to
1844, inclusive, refunded from time to time into stocks bearing interest at the rate of
4, 3|, 3^, and 3 per cent. During this period the principal of the debt was reduced
$5,251,900 only, but the annual saving to the government through refunding at lower
Tates of interest was $15,259,000.
The refunding operations were continued subsequent to 1844, until in 1854 there
remained no stocks bearing a greater interest than 3 per cent., except the new 3 | per
cents, which were in 1855 also reduced to threes. In this process nothing was added to
the principal of the debt. This information is obtained from the standard authorities
above referred to.
It is here worthy of remark that the consols, standing in 1853 at £500,000,000, constituted at that time 65 per cent, of the entire national debt. This 3 per cent, stock
cannot under the conditions of its issue be redeemed by the government without giving to its holders a full year's notice of payment. It is well understood, however,
that the government cannot with j>rudence or safety venture upon the bold policy to
which the giving of such a notice would commit it, thereby assuming all the risks
incident to a change of circumstances in the interval between notice and time of payment. See Sir Stafford Northcote's "Twenty Years of Financial Policy," p. 222.
The reserved option of redemption in the terms of the great war-loans of the United
States is of much greater value to our government than is the virtual perpetuity of
the British consols to the government of Great Britain; for through this option the
Treasury has been enabled to refund the outstanding bonds of the United States at
the present low current rate of interest, and this on notice so brief that no risk whatever was incurred thereby, while the British exchequer is in effect prevented from
availing itself of any decline in the rates of interest, but must continue to pay 3 per
cent, upon its enormous amount of debt, though it might otherwise refund or borrow
money for its redemption, at a greatly reduced rate.
The resulting savings arising out of that provision in our loans which authorizes
the anticipation of the time of their redemption may eventually wholly offset the excess in the rate of interest paid upon them over that paid on the British consols,
which excess is now, as to the greater part of our loans, but 1 per cent, annually.
*The following table in reference to the French loans of 1870-71-72 has been compiled from data given in the May, 1877, number of the Bulletin De Statistique et l)e Legislation Compare?:
Date of loans.

August 12,1870
June 20,1871
July 15,1872
Total




T o t a l amount Rate of inKate of in- Amount of loans Amount areceived received from terest refor e c h 100
alized to
terest.
loans.
(lfr. = 19.3cts.)
dollars of loan. (lfr.=19.3cts.)
investors.

3
5
5

$256, 241, 635
536, 444, 639
799,121, 557
1, 591, 807, 831

$60. 60
82. 50
84.50

$155, 282, 431
442, 566, 827
675, 257, 715
1, 273,106, 973

Per cent.
4.95
6.06
5.92

XII

REPORT OF THE COMPTROLLER OP THE CURRENCY.

thereafter, together with the amount outstanding on November 1 of the
present year:
6 per cent.
bond*.

Date.

Aug.
July
July
July
July
July
July
July
July
July
July
July
July
July
July
Nov.

5 per cent.
bonds.

4| per cent. 4 per cent.
cen1
bonds.

$199, 792,100
$908, 518, 091
1, 008, 388, 469 198, 528, 435
1,421,110,719 198, 533, 435
1,841,521,800 221, 588, 400
1,886, 341, 300 221, 589, 300
1, 764, 932, 300 221, 589, 300
1,613,897,300 274, 236, 450
1, 374, 883, 800 414, 567,300
1,281,238,650 414, 567, 300
1,213,624,700 510, 628, 050
1,100, 865, 550 607, 132,750
984, 999, 650 711, 685, 800
266,
854, 621, 850 ! 703, 650 $140, 000, 000
738, 619, 000 703, 266, 650 240, 000, 000
905,
310. 932, 500 ! 646, 500 250,000,000
440,
283, 681, 350 ! 508, 350 250,000,000

, 1805
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879
1879

bonds.

$98, 850, 000
679,878,110
740,845,950

Total.

108, 310, 191
206, 916, 904
619, 644, 154
063, 110, 200
107, 930, 60O
986, 521, 600
888, 133, 750
789, 451, 100
695, 805, 950
724, 252, 750
707, 998, 300
696, 685, 450
697, 888, 500
780, 735, 650
887, 716, 110
782, 967, 650

The refunding of the national debt commenced in 1871, at which time
the national banks held nearly four hundred millions of the five and six
per cent, bonds; and from that date to the present time they have held
more than one-fifth of the interest-bearing debt of the United States.
A large portion of the bonds held by them in 1871 bore interest at the
rate of 6 per cent. This class of bonds has since been greatly reduced,
and is now less than one-sixth of all the bonds pledged for circulation,
while more than one-third of the amount consists of bonds bearing
interest at 4 per cent. This will be seen from the following table, which
exhibits the amounts and classes of bonds owned by the banks, including those pledged as security for circulation and for public deposits, on
the first day of July of each year, since 1805, and upon November 1 of
the present year :
TJ. S. bonds lield as security for circulation.
Date.
6 per cent,
bonds.
J u l y 1, 1865.
J u l y 1,1866.
J u l y 1, 1867.
J u l y 1, 1868.
J u l y 1, 1869
J u l y 1, 1870.
J u l y ] , 1871.
J u l y ] , 1872
J u l y 1, 1873
J u l y 1, 1874.
J u l y 1, 1875.
J u l y 1, 1876.
J u l y 1, 1877
J u l y 1, 1878
J u l y 1, 1879.
X o v . l , 1879.

$170, 382, 500
241,083,500'
251, 430, 400|
250, 726, 9501
255,190, 350
247, 355, 350
220, 497, 750
173, 251, 450
160, 923, 500
154, 370, 700j
136, 955,100!
109, 313, 450!
87, 690, 300
82, 421, 200
56, 042, 800
59, 315, 450

> per sent.
eei
bonds.

4h per
cent,
bonds.

I p e r con"
bonds.

Total.

U. S. bonds
h e l d for
other pur- t
p o s e s at!
nearest!
date.
i

Grand
total.

$65, 576, 600!
. $235, 959,100 $155, 785, 7501391, 744, 850*
86, 226, 8501
327, 310,"350 121,152, 950! 448,463,300
89,177, iooi
340, 607, 500 84, 002, 650 424, 610,150
90, 768, 950
341,495,900 80, 922, 5001 422,418,400
87, 661, 250;
342, 851, 600 55,102, 000! 397,953,600
94, 923, 200!
342, 278, 550 43, 980, 600 386,259,105
800'
139, 387,
359, 885, 550 39, 450, 800 399,336,350
207,189, 250;
380, 440, 700 31, 868, 200! 412, 308, 900
229, 487, 050,
390, 410, 550 25, 724, 400! 416,134, 950
236, 800, 500!
, 391,171,200 25, 347, 100| 416,518,300
!
239, 359, 400:
: 376,314,500 26, 900, 200! 403,214,700
232, 081, 300!
341, 394, 750 45,170, 300 386,565,050
206, 651, 050 $44, 372, 250
i 338, 713, 600 47, 315, 050 386,028,650
199, 514, 550: 48,448,650 $19,162, 000! 349, 546, 400 68, 850, 900 418,397,300
144, 616, 300; 35, 056, 550 118, 538, 950! 354, 254, 600 76, 603. 520 430,858,120
131, 301, G O 34,866,950 138, 318, 400 363, 802, 400 71,181. 250! 434,983,650
Oi

It is certain that if the national banking system had not existed, and
United States notes had alone been issued, the refunding operations here
described and the consequent large reduction of interest upon the public
debt would not have been possible.
The Secretary of the Treasury, in his report for 1862, said that among
the advantages which would arise from the establishment of a national
banking system would be the fact that the bonds of the government
would be required for banking purposes; a steady market wrouid be




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIII

established, and their negotiation greatly facilitated; a uniformity of
price for the bonds would be maintained at a rate above that of funds
of equal credit, but not available as security for circulation. " It is not
easy to appreciate the full benefits of such conditions to a government
obliged to borrow; " it will " reconcile, as far as practicable, the interests
of existing institutions with those of the whole 77
people;7' and will supply u a firm anchorage to the union of the States.
There is no doubt that these expectations have been more than realized, and that the credit of the United States and its ability to borrow
money at low rates of interest have been greatly enhanced by placing
its bonds in large amounts in the possession of the leading monetary
institutions of nearly every city and village in the Union.
The wisdom of Secretary Chase, and of others who, in 1862, advocated
the establishment of a national banking system, was long since recognized by those who understood the principles which should govern a
sound system of currency and banking; but, in the light of the extraordinary financial operations of the government during the present year,
the wisdom and the economy of the system, both for the government and
the people, are now more apparent than ever.
The government has still outstanding $273,031,350 in six per cents,
and $508,440,350 in five per cents, all of which will mature in 1881.
The refunding of these bonds into four per cents will save $10,558,030
in interest annually. The credit of the government is now such that it
is not improbable that long before the maturity of the fours the present
debt may be refunded into three and a half per cent, bonds, which is
one-half of one per cent, more than the rate of the English consols,
thereby saving a large additional amount of interest.
RESUMPTION OF COIN PAYMENTS.

The act of January 14, 1875, required the Secretary of the Treasury,
on and after January 1, 1879, to redeem " in coin the United States
legal-tender notes then outstanding, on their presentation for redemption
at the office of the assistant treasurer of the United States in the city
of New York, in sums of not less than fifty dollars.77 At the time of
the passage of this act the leading industries and general business of
the country were greatly depressed. The agricultural classes were
largely in debt, and the failures of mercantile establishments and manufacturing corporations in the three years previous represented more
than $500,000,000. During the succeeding years an era of economy
supervened, agricultural products greatly increased,* and the balance of
trade was turned largely in our favor—the excess of exports over imports for the fiscal year 18 7 being more than seventy-nine millions, in
G
1877 more than one hundred and fifty one millions, in 1878 exceeding two
hundred and fifty-seven millions, and for the year ending September 30
last more than two hundred and ninety-four millions. For 1878 the
excess was, it will be seen, more than three times as great as that of
187C, and more than two-thirds greater than that of 1877. f
* The Department of Agriculture estimates the product, of corn in 1878 at 1,338 millions bushels; wheat, 420 millions; oats, 414 millions; barley, 42 millions; rye, 26
millions; cotton, 2,347 millions pounds ; tobacco, 393 millions pounds. The estimates
for 1879 are: Corn, 1,601 millions bushels; wheat, 449 millions; oats, 364 millions;
barley, 40 millions; rye, 24 millions; cotton, 2,217 millions pounds; tobacco, 384 millions pounds.
tExcess of exports in fiscal year 1876, $79,643,481; in 1877, $151,152,094; in 1878,
$257,814,234; during the calendar year 1878, $305,279,5)0; and during the fiscal year
187), (264,661,66:i. '




XIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The resumption act not only fixed the day of resumption, but authorized the Secretary, in order to prepare and provide therefor, to use any
surplus revenues not otherwise appropriated, and to issue, sell, and dispose of, at not less than par in coin, any of the bonds of the United
States described in the act of July 14, 1870. Under this act, the Secretary in 1877 sold at par in coin fifteen millions of four-and-a-half and
twenty-five millions of fours; and in April, 1878, he sold fifty millions of
four and a half per cents at a premium of one and a half per cent. The coin
in the Treasury continually increased, so that on the day of resumption
the Secretary held one hundred and thirty-five millions ($135,382,639)
of gold coin and bullion, and, in addition, over thirty-two millions
($32,476,095) in silver coin and bullion, the gold coin alone being nearly
equal to forty per cent, of the United States notes then outstanding.
The banks in the cities of New York and Boston strengthened the
hands of the government by their action in October, 1878, an account
of which will be found in my report for that year. The assistant treasurer of the United States at New York became a member of the clearing-house, thus facilitating the business of the banks with the government, and the banks agreed to receive United States notes, not only for
their ordinary balances, but in payment of the interest upon the public
debt and of other coin obligations of the government. The banks of
the country at the date of resumption held more than one-third of the
outstanding Treasury notes $ but they had so much confidence in the
ability of the Secretary to maintain resumption that none were presented by them for redemption. The people also, who held more than
three hundred millions of the issues of the national banks, which issues
were based uj>on the bonds of the nation, preferred such notes to coin
itself. There was, therefore, no demand for payment of the notes of the
government, and the gold coin in the Treasury, which amounted to one
hundred and thirty-five millions on the day of resumption, increased
more than thirty-six millions in the next ten months, the amount held
on the first day of November, 1879, exceeding one hundred and seventyone millions.
The Comptroller has for a series of years presented in his reports the
following table, showing the amount of Treasury notes and of nationalbank notes outstanding at the dates named therein, with the currency
price of gold and the gold price of currency at the same dates:
United States issues.
Currency Gold price
Date.
Legal tender notes.

Old de-

Fractional

604
A u g u s t 31,1
1865.. . $432, 757, $402, 965 $26, 344, 742 $176, 213, 955 $635, 719, 266
392, 070 26, 000, 420 298, 588, 419 750, 820, 228
J a n u a r y 1,1
1866.. . 425,839,
221 632 28, 732, 812 299. 846, 206 709, 076, 860
J a n u a r y 1,1
1867.. . 380,276,
31, 597, 583 299, 747, 569 687, 504, 279
159,127
J a n u a r y 1,1
1868... 356,000,
128, 098 34,215,715 299, 629, 322 689, 866,110
J a n u a r y 1,1
1869... 355,892,
113, 098 39, 762, 664 299, 904, 029 695, 779, 791
J a n u a r y 1,1
1870.. . 356,000,
101, 086 39, 995, 089 306, 307, 672 702, 403, 847
J a n u a r y 1,1
1871.. . 356,000,
92. 801 40, 767, 877 328, 465, 431 726, 826,109
J a n u a r y 1,1
1872.. . 357,500,
84; 387 45, 722, 061 344, 582, 812 748, 947,167
J a n u a r y 1,1
1873... 358,557,
79, 637 48, 544, 792 350, 848, 236 777, 874, 367
January 1,1
1874.. . 378,401,
72, 317 46, 390, 598 354,128, 250 782, 591,165
January 1,1
1875.. . 382,000,
69, 642 44,147, 072 346, 479, 756 762, 523, 690
January 1,1
1876.. . 371,827,
65, 462 26, 348, 206 321, 595, 606 714, 064, 358
January 1,1
1877.. . 366,055,
63, 532 17, 764,109 321, 672, 505 689, 443, 922
January 1,1
1878.. -I 349,943,
62, 035 16,108,159 323, 791, 674 686, 642, 884
January 1,1
1879.. J 346,681,
61, 365 15,710,960 337,181, 418 699, 634, 759
November 1,1879 J 346,681




I

of $100
currency

gold notes

$144
144
133
133
135
120
110

25
50
00
25
00
00
75

109
112
110
112
112
107
102
100
100

50
00
25
50
75
00
87
00
00

$69 32:
69 20.
75 1875 04
74 07
83 33
90 29
91 32
89 28
90 70
88 89
88 6993 46.
97 21
100 00
100 00.

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

XV

On July 1? 1864, one hundred dollars in gold was worth $250 in Treasury notes $ on August 31, 1865, the day when the public debt was at its
maximum, it was worth more than $144; and on January 1,1870, $120;
since which time the Treasury notes and the national-bank notes have
gradually increased in value, until the beginning of the present year,
when they each reached the same purchasing power as gold coin. This
may be seen by the following table, which gives the average value of the
standard gold dollar, in legal-tender paper dollars, during the month of
July in each year, from 1864 to 1878, and also on January 1 of the present year:
1864. ! 1865. : 1866. 1867. 1868. 1869. 1870.
1871. I 1872. 1873. 1874. 1875. 1876.
1877. i 1878. 1879.
Cts. i Cts. Cts. Cts. Cts. Cts. \ Cts.
cts. i cts. cts. : cts. cts. | cts.
Cts. ' Cts. Cts.
258.1 142.1 151. 6 139. 4 142. 7 I 136.1 116. 8 i 112. 4 114. 3 115. 7 110. 0 114. 8 112.1 105. 8 100. 0
6

During the last ten years the average amount of coin held in the
Treasury has been about ninety millions, while the average amount held
in the reserves of the banks, which was largely composed of special deposits and subject to special check of the depositor, was about twentyfive millions. During this whole period gold coin has been used by the
banks as a reserve in comparatively small amounts, and by the people
only in the payment of customs duties and in the purchase of foreign
exchange. If it was used for other home purposes, it was first converted
into paper money; but since the day of resumption the Treasury note
and the national-bank note have been generally preferred in business
transactions* to coin itself.
The old forms of tables, giving the amount and kinds of currency in
circulation, are now obsolete, and must be superseded by new ones,
which shall include not only the paper currency but also the coin of the
country. The total amount of the circulating medium cannot, for this
reason, be hereafter accurately given, such total being affected by
estimates of the amount of coin in the country. The latter amount is
estimated by the Director of the Mint to have been four hundred and
twenty-seven millions on the first day of November in this year, of which
amount one hundred and twenty-one millions was in silver coin. If this
estimate is correct, the circulating medium on that date was composed
as follows:
Treasury notes outstanding
$346, 681, 016
National bank notes outstanding
337,181,418
Gold in the Treasury, less certificates held by the banks. 157, 960,193
Silver in the Treasury
]'
50, 078, 620
Coin in the banks (October 2)
42,173, 731
Estimated amount of coin held by the people
231,478,515
Total

1,165,553,493

The estimated total currency of the country on November 1 thus
appears to have been more than eleven hundred and sixty-five millions,
which amount is at least three hundred and eighty millions in excess;




XVI

REPORT OF THE COMPTROLLER ' ' F THE CURRENCY.

of the highest point reached between the suspension and the resumption of specie payment.
It was generally supposed that upon the day of resumption the
amount of available currency would be immediately increased by the
addition to its volume of the coin of the country; but it is now evident
that this expectation has not been realized. The Treasury owns nearly
one hundred and fifty-eight millions of gold coin and bullion, a large
portion of which is a basis for the redemption of the Treasury notes
outstanding, and fifty millions of standard silver dollars and subsidiary coinage, none of which can properly be included in the aggregate
circulation. The average gold coin held by the national banks as a
'reserve during the three years ending January 1, 1879, was about
thirty millions. The coin upon the Pacific coast, in the State of Texas,
and in the mountain districts of the country, amounting to say forty
millions, as well as the subsidiary silver coin outstanding, amounting
to thirty millions, had been continually in circulation previous to the
present year. Deducting these amounts from the total, there would
remain but about one hundred and twenty millions of currency in excess of previous years. Of this excess a large amount has probably
been for many years hoarded by the people—now estimated to number
forty-nine millions—and, if so, does not enter into circulation in any
greater degree than before resumption. The hoarders of coin and of
small savings are a timid class, who do not easily part with their treasure.
The amount of coin and currency in actual circulation at the present
time may not therefore be greatly in excess of the average amount during the last five years.
It is probable that at no time since the date of suspension has so large
an amount of currency been needed for the legitimate purposes of business as during the present year. The harvests have been unprecedentcdly large, while the value of agricultural products, owing to the short
crops of other nations and the consequent demand for our products
abroad, has greatly increased. There has also been a rise in wages, in
the value of manufactured goods, in provisions, and in the prices of iron
and other commodities.
If this statement is correct, it will explain the scarcity of currency in
the city of New York during the last three months, and the consequent
demand for additional issues; the amount of national-bank notes issued
from September 1 to November 26, being nine millions, which is more
than the increase for the ten months preceding. It will also explain
why the banks in New York City have grudgingly presented for payment their legal-tender certificates, and have been obliged to designate
one of their number as a depository for gold, on which Olearing-House
certificates are issued and used in settling their exchanges.
Notwithstanding the large increase of specie in the country during
the past year, the amount held by the banks has by no means increased
in proportion. The amount held on October 1, 1878, was $30,688,606;
on the 1st day of January, 1879, $41,499,757; and on the2d of October
last, $42,173,732—showing an increase on that day of less than seven
hundred thousand dollu since the date of resumption. The more recent
returns, however, of the national banks in the city of New York to the
clearing-house, show a further increase of $27,633,032 of specie, and a
loss in legal-tender notes of $16,578,284, for the week ending November
22. The amount of cash reserve now required to be held by all of the
banks is less than ninety-four millions, as will be seen by the following
table, which gives the amount held and required for the banks in the city




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XVII

of New York, in tlie reserve cities, and for the other banks, separately,
at the dates named:
XEW TOEK CITY.
October 1,
1878.

January 1,
1879.'

$13, 294, 602
14, 893, 468
21, 660, 000

$18,161, 093
16, 351, 562
18, 695, 000

$19, 349, 868
19, 738, 584
12, 900, 000

49, 848, 070
46, 374, 285

53, 207, 655
4Q, 011,118

51, 988, 452
51, 408, 068

9, 405, 014
19, 413, 438
10, 035, 000

11, 760, 521
21, 811, 373
9,185,000

11, 348, 903
19, 819, 282
13,135, 000

38, 853, 452
23, 492, 748

42, 756, 894
23, 496, 840

44, 303,185
26, 952, 810

11, 578,143
32, 374, 428
1, 035, 000

11, 474, 961
29, 628, 096
735, 000

39, 048, 655
13, 738, 718

44, 987, 571
13, 807, 826

41, 838, 057
15, 419, 246

30, 688, 606
64, 371, 571
32, 690, 000

41, 499, 757
70, 537, 363
28, 915, 000

42,173, 732
69,185, 962
26, 770, 000

j 127,750,177
I 83, 605,751

140, 952,120
83, 315, 784

138,129, 694
93, 780,124

Specie
Legal-tender notes
United States certificates of deposit.,
Amount held
Amount required

October 2,
1879.

OTHER KESEBVE CITIES.
Specie
Legal-tender notes
United States certificates of deposit.
Amount held
Amount required

I

STATES AND TERRITORIES.
Specie
Legal-tender notes
United States certificates of deposit
Amount held
Amount required
UNITED STATES.
Specie
Legal-tender notes
United States certificates of deposit
Amount held
Amount required

;

|
j

From this statement it will be seen that the banks outside of the large
cities held, on October 2, $11,474,961 of specie, which nearly equals
three-fourths of the full amount of cash reserve which they are required
to hold, while the banks in ]sTew York and in the other principal cities
held in specie considerably less than one-half of their legal cash reserve.
The Comptroller urgently recommends that all the national banks
shall take advantage of the present influx of gold to accumulate in their
vaults an amount equal to the total cash reserve required by law. He
indulges the hope that the reports of another year may show them to
be possessed of at least $100,000,000 of gold coin. If this coin, which
is still flowing into the Treasury, shall also be largely accumulated by
the banks, it will be more likely to become diffused among the people.
This would certainly be the case if the smaller denominations of notes
were withdrawn from circulation, which might perhaps be done without
inconvenience if postal-orders were issued k r s ^ l l amounts and at a
minimum cost at every post-office.
The addition of coin to the circulation should have the effect to reduce the amount of paper money if in excess of the wants of business^
and to send homeward for redemption the legal-tender and nationalbank notes. If the legal-tender notes accumulate in the Treasury,
they cannot again be issued except upon requisitions of the govern2 cc




XVIII

REPORT OF THE COMPTROLLER OF THE CURRENCY.

merit; and tlie accumulation of such notes has a tendency to induce
extravagant appropriations and expenditures by Congress. The law,
as it now stands, requires that the Secretary shall keep in circulation
the legal-tender notes, which is not practicable; and their accumulation
by him will lead to constant agitation of the subject in Congress and
among the people, which discussions will encourage speculation and
disturb the current of legitimate business. With the influx of specie
it is important that such a paper currency shall be in circulation as can
be easily retired, if in excess. A currency is needed which will act
automatically and as a regulator, like the governor in machinery or
the balance-wheel in the chronometer. The best currency is that
which will most readily adapt itself to the needs of business, and its
relative cost should not be taken into consideration; for the best money
is always the cheapest in the end. This principle was recognized by
those who reluctantly recommended and voted for the legislation which
authorized the issue of Treasury notes as a temporary measure; and a
review of the debates in Congress, while that measure was pending before
it, will show that the principal objection to the bill was acknowledged,
both by those who favored and those who opposed its passage, to be that
the government circulating note did not have the chief attributes of a perfect currency, and that its issue would tend to disturb values, and thus
derange the commerce and business of the country. " The Treasury
note represents no business capital, and its volume is controlled, not by
the demands of business and the wants of the country, but by the views
and action of political parties, and of Congress. The national-bank
note, on the other hand, is based upon eight hundred and thirty
millions of bills receivable, and an equally large amount of other assets,
a large proportion of which is readily convertible into money. The deposits and balances of the banks amount to more than six hundred
millions, and their circulating notes are promptly redeemed, with but
little expense to the holders, through the use of their assets, which represent their capital, surplus, and deposits. If more notes are issued to
the banks than are necessary for the requirements of business, they can
be easily retired. If a larger amount is desired, they can be readily obtained upon application in the manner provided by law."*
The Comptroller cannot too urgently ask the attention of Congress to
the following views of Secretary Chase, as submitted by him in his
annual report for 1862, just previous to the passage of the national-bank
act:
"The recommendations, now submitted, of the limited issue of United
States notes as a wise expedient for the present time, and as an occasional expedient in future times, and of the organization of banking
associations to supply circulation secured by national bonds and convertible always into United States notes, and, after resumption of specie
payments, into coin, are prompted by no favor to excessive issues of
any description of credit moneys.
^On the contrary, it is the Secretary's firm belief that by no other
path can the resumption of specie payments be so surely reached and
so certainly maintained. United States notes, receivable for bonds
bearing a secure specie interest, are next best to notes convertible into
coin. The circulation of banking associations organized under a general act of Congress, secured by such bonds, can be most surely and
safely maintained at the point of certain convertibility into coin. If
temporarily these associations redeem their issues with United States




* Comptroller's report for 1878, p. 22.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

XIX

notes, resumption of spede payments will not thereby be delayed or
endangered, but hastened and secured; for just as soon as victory shall
restore peace, the ample revenue, already secured by wise legislation,
will enable the government, through advantageous purchases of specie,
to replace at once large amounts, and, at no distant day, the whole of
this circulation, by coin, without detriment to any interest, but, on the
contrary, with great and manifest benefit to all interests.
u
The Secretary recommends, therefore, no mere paper-money scheme,
but, on the contrary, a series of measures, looking to a safe and gradual
return to gold and silver as the only permanent basis, standard, and measure
of uvalues recognized by the Constitution.

No country possesses the true elements of a higher credit 5 no
country, in ordinary times, can maintain a higher standard of currency
and payment than the United States.77
Eesumption has made the dollar of the same value at home and
abroad. The refunding of the debt has placed idle funds in the hands
of such holders as have declined to reinvest in the four per cents. The
good harvests, the shipment of produce, the large annual production of
gold and silver from the mines, and the importation of gold, which still
continues, will certainly make money abundant, and have already stimulated speculation to an unhealthy degree, and will be likely to do so in
the future. Not long hence the specie which has so long been hoarded,
or which has hitherto been used only in payment to the government of
duties on imports or in the purchase of foreign exchange, will be brought
into general use. The effect of the present increasing and prospective
redundancy of the currency* is manifest in the transactions of the stock
board during the last three months, which are said to be the largest on
record, one-fourth of which are estimated to have been based upon stocks
which pay no dividends. The increase in the market value of many
classes of bonds which have heretofore been considered almost worthless has brought upon the market a flood of shares of mining and
other corporations, many of them fictitious. The necessaries of life,
as well as articles of luxury, have sympathized in the upward movement, and their prices, if not already too high, are likely soon to rise
beyond a reasonable limit.
The influx and accumulation of a large amount of specie may thus
result in injury instead of benefit. The payment by the French nation
to Germany of five thousand millions of francs brought about an unhealthy rise of prices and deranged the business of the German Empire,
while France, notwithstanding the prompt liquidation of its enormous
obligation, speedily recovered its wonted prosperity. In England, also,
immediately after resumption, a similar financial revulsion was experienced. Leone Levi, in a late address,! refers to this subject as follows :
" Soon after the war ended, the Bank of England was ready to resume cash payments, and, with an increasing demand for produce and
manufactures, commerce immediately revived. For a time the alternation of revival and depression continued 5 but from 1820 to 1824 trade
was in a prosperous condition 5 the crops were abundant, and with an addition in the amount of bullion in the Bank of England, from £1,746,000
* The total amount of specie imported from January 1, 1879, to November 15, is
$75,512,392, of which $65,124,200 has arrived since August 1. The production of
precious metals for the fiscal year 1879 is estimated by the Director of the Mint at
$79,711,990, of which $38,899,858 is gold and $40,8] 2,132'is silver.
t Lecture on Commercial Crises, delivered at King's College, London, by Professor
Leone Levi, Bankers' Magazine, New York, vol. xiii, p. 43.




XX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

in February, in 1820, to £6,092,000 in February, 1824, and a large addition to its deposits of from £5,000,000 in 1820, to £11,000,000 in 1824,
speculation began to set in in earnest. Other circumstances contributed to this end. Government came forward in 1823 with a measure
for the reduction of the rate of interest from five to four per cent, upon
consols to the amount of £135,000,000, and in 1824 for the reduction of
four to three per cent, on £80.000,000. The acknowledgment of the
South American Bepublic introduced a new kind of commerce in loans
and mining in foreign countries. A large number of companies were
started for railroads, mining, canals, insurance, banking, gas, &c, six
hundred and twenty-four in number, requiring a nominal capital of
£372,000,000, for which, however, no more than £17,600,000 were actually advanced 5 and prices of all commodities, and of securities of all
kinds, rose enormously, but the fall was as precipitous as the rise was
unjustified, and to unbounded credit and confidence there soon succeeded
a general distrust, during which the best securities could not be converted and goods were rendered unsalable."
History repeats itself; and the experience of England, and of Germany, and our own experience in former days, seem not unlikely again
to be repeated in this country.
A currency which will adapt itself to the existing circumstances is
particularly needed at the present time, and it will be the province of
Congress to watch carefully the indications of an excess of paper money,
and to prevent by proper legislation the mischief and danger of a redundant and non-elastic currency.
PROPOSED SUBSTITUTION OF TREASURY-NOTES FOR NATIONAL-BANK
NOTES.

In order to save the net amount of about twelve millions of interest
now paid by the government upon the bonds deposited by the banks to
secure their circulating notes, it is proposed to abolish the nationalbanking system, and to substitute additional Treasury-notes for the
notes now issued by the banks.
Such a measure* if adopted, will not result in profit to the government, because nearly the amount now paid in interest to the banks,
as has already been seen, can be saved to the government by refunding
the bonds bearing a higher rate of interest into those bearing interest
at four per cent., while a further issue of Treasury-notes must necessarily arrest the operation of refunding the debt. The amount of annual loss, if refunding cease, will be $10,558,030; but if refunding continue and the whole debt shall be eventually funded into three and
one-half per cent, bonds, there will be an additional saving of near]y
ten millions. Moreover, if, as is proposed in this measure, the government should issue all the circulation of the country in the form of Treasury-notes, it must keep on hand at all times, to protect this circulation, a
large amount of reserve, the interest on which would amount to nearly
as much as the net interest now received by the national banks.
The abolition of the national banking system would be immediately
followed by the repeal of section 3412 of the Eevised Statutes, imposing
a tax of 10 per cent, upon State bank notes, thus reviving the diverse
banking systems of forty different States, and with them the former
rates of exchange between the commercial centers of the country and
other points. The banks now organized under the national system
would reorganize under the laws of the several States in which they




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXI

are located; and under those laws they would be enabled to realize much
greater profits than they now receive, not alone from circulation, but,
in addition, from the sale, at high rates, of sight bills of exchange, rendered necessary to internal commerce by the inequality in value, in different localities, of circulating notes issued under widely differing State
systems. On the other hand, the people would be subject to losses,
both on circulation and exchange, exactly corresponding to the gains of
the banks. In further support of these propositions, the Comptroller
ventures to repeat what has been previously stated by him:
" The government, unlike the banks, does not receive deposits nor loan
money, and it must therefore provide for the redemption of its notes
from its own resources. If it issues a small amount of currency, the
amount of reserve required and the expense of redemption will be small;
but if it issues the whole paper currency of the country, it must, when
specie payments are reached, maintain a ratio of reserve equal to that
of the Bank of England or the Bank of France, which is not less in
either case than one-third of the amount of its issues. If the amount
of government issues should reach 66$ millions, which is the present volume of the currency, a reserve of 223 millions in coin must be kept on
hand. The interest upon this amount of reserve, at the lowest government rate (4 per cent.), would be $8,920,000. The expense of issuing
the notes and the cost of redemption would also be large, and the total
cost to the government, including the hazard attending the issue of
so large an amount of money, would not probably be less than 10 millions of dollars annually. This amount is but three millions less than
that of the net annual interest received by the national banks upon their
bonds, and is much greater than the profits derived by them from their
entire circulation.
" If the amount of Treasury notes should be largely increased, and be
subject, as it will, to additional increase by each successive Congress, the
ability of the government to redeem its issues will in time be questioned,
and the amount and proportion of reserve required will need to be increased, thus adding materially to the expense attending such issues,
meanwhile saving the government but little, if anything, by the transaction.
"It is believed by the Comptroller that this proposed substitution is
impracticable, and that the repeal of the national-bank act will result,
not in an additional issue of Treasury notes, but in the repeal of section
3412 of the Eevised Statutes, consisting of four lines in the Statute
Book, which is as follows:
u
' SEC. 3412. Every National banking association, State bank, or State
banking association, shall pay a tax of ten per centum on the amount
of notes of any person, or of any State bank or State banking association, used for circulation and paid out by them.'
"The South desires the repeal of this section, because it believes that
such repeal will be followed by the organization of numerous banks of
circulation under State charters, which will, for the time being, at least,
stimulate the business of that section of the country.
" The East and the North, and a portion of the West, in the event of
the repeal of the National Banking System, will join with the South in
the repeal of this section, but for a different reason, namely, to prevent
the increase of the issue of Government notes, because they believe that
a system of State bank notes, at the worst, can only injure the credit of
individuals, while the unrestricted issue of United States notes will be
likely to produce a new suspension of specie payments, and thereby in-




XXII

REFORT OF THE COMPTROLLER OF THE CURRENCY.

jure, not only every kind of private business, but also the credit of the
nation. Those persons in the West who have been erroneously led ta
believe that the downfall of the National Banking System will be followed by an additional issue of greenbacks, w7ill certainly find upon investigation that State Bank notes, not United States notes, will be
almost immediately substituted for the present uniform National currency, accompanied with an increase in tbe cost of exchange, losses to
the bill "holders, and other evils which are inseparable from such issues.
u
I n New York and Massachusetts, Wisconsin, Minnesota, Iowa, and
other States, provisions either of law or of the constitution now exist,
which prohibit the issue of circulating notes unless secured in a manner
similar to those issued under the provisions of the national banking system. As a consequence of these kws and constitutional provisions, the
bonds now held in the Treasury at Washington will be largely transferred to the capitals of many of the States, the result being that while,
contrary to the expectation of many, no great saving of interest to the
government will ensue, the circulating notes of State associations, secured
and unsecured, will soon fill the places now occupied by the uniform
circulation of the national banks. But even if this circulation shall all
be well secured, it will be impossible, under the varying legislation of
different States, to secure the issue of a homogeneous currency of equal
value throu ghout the country. Many useful restrictions may be adopted,
but it would be hopeless to expect all the States to agree upon a central
point of redemption outside of their own respective boundaries, or upon
a uniform system of cash reserve, or upon similarity in form of public
statements. State lines, as formerly, will bound the field of circulation of
many of rthe Southern and Western issues, while the notes of New York
and New England will not only monopolize the field within their owrn
boundaries, but w ill successfully contest the privilege of circulation in
those States remote from the commercial centers, which have no Eastern
agency for the redemption of their notes. Eastern communities will
suffer comparatively little from the unsound issues of other States,
but those which are less favored with capital will, as of old, be the chosen
field for the establishment of illegitimate corporations. The cost of
exchange, which under the present system has, during the last fifteen
years, nearly disappeared, will be again revived. The rate will not, perhaps, be so large as in former times, but yet large enough to be a grievous burden upon the business of the country.
u
Few persons have a just conception of the many advantages possessed
by a homogeneous currency, fully secured, the issue of a single system,
redeemable at a common point, and exempt from the discount occasioned
by an irregularity of value in different localities. Great pains have been
taken to obtain an estimate of the amount of exchange issued annually
upon New York by the Western and Southern States. The amount drawn
upon New York alone is estimated at nearly three thousand millions of
dollars annually; and it will not probably be an exaggeration to say
that not less than four thousand millions of dollars are annually drawn
in exchange by the West and South upon the East. The amounts
drawn upon each other by the banks in the commercial cities and States
of the East is also great. In 1859 the average cost of Southern and
Western exchange upon New York was not less than from 1 to 1^ per
cent. If this latter rate should be restored, the cost of exchange alone
would be sixty millions annually; while if the rate were but one-half of
one per cent., which was the current rate in the State of New York ir*
the year I860, a loss in exchange of twenty millions annually would en-




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIII

sue, to say nothing of the loss incident to the issues of banks not
properly organized.
"The overthrow of the present well-established system, with its
abundant capital and reserve, its large surplus, and its wise provisions,
will be succeeded, either by two kinds of government notes, one or both
at a discount for gold and of unequal current value, or by circulating
notes issued under State authority. Either system will be bad. The
one will be subject to the changing opinion of each successive Congress,
and the other to the independent caprice of the legislatures of forty
States.
"The proposition is to save money to the government, by placing the
principal existing monetary institutions of the country in liquidation at a
time when specie payment is assured, and the nation has just entered upon
a new career of prosperity. There will be no saving to the government,
but a loss of millions of dollars annually to the people, which loss will
increase yearly 77
with the growth of business and commerce between the
different States.
THE VALUE OF CIRCULATION TO THE NATIONAL BANKS.

The Comptroller has, in previous reports, given tables showing the
profit upon national-bank circulation. The refunding operations of the
government and the consequent reduction in the rate of interest upon
the bonds held by the banks as security for their circulating notes having diminished this profit, and the expectation that the further refunding of the public debt will diminish it yet more, render it necessary to
again refer to the subject. The total amount of interest annually
received by national banks upon the bonds deposited for the security of
their circulation on November 1? ultimo, was $17,152,396.75, as will be
seen by reference to a table on page 27. If from this amount be deducted
the interest upon that portion of these bonds on which the banks receive
no circulation, namely, 10 per cent. ($1,715,239.67), and the tax upon
circulation of one per cent. ($3,274,221), there will remain $12,162,936,
which was the net amount of interest received by the banks on that
portion of the bonds deposited, equal to 90 per centum of the whole,
which represents the entire amount on which the banks receive any additional income through the issue of circulation.
The banks now hold $7,227,700 of called bonds, five and six per cents,
upon which interest has ceased, which are classified as four per cents in
the above calculation. The other five and six per cent, bonds held by
the banks, with the exception of the Pacific Railroad bonds, amount
ing to $4,465,000 only, known as currency sixes, will be payable by the
government in a little more than a year, and will then be converted into
bonds bearing a lower rate of interest. If all are converted into four
per cent, bonds, the net amount of interest received by the banks, after
making the same deductions as before, will be $9,822,666. If the present capital of the national banks invested in bonds were loaned directly
upon commercial paper, or upon bonds and mortgages, at eight per cent,
it would yield annually $29,722,656. The net interest to be derived from
four per cent, bonds amounts, as has been seen, to $9,822,666, and the
interest upon the circulation issued upon these bonds when loaned at
eight per cent, amounts to $24,884,084, the interest on the bonds and the
income on circulation making a total net income of $34,706,750. The
amount by which this latter sum exceeds that which the banks may derive from loaning their capital directly on commercial paper, or on bonds
and mortgages, is $4,984,094, and represents the profit on circulation.
It is equal to 1.3 per cent, on the capital invested in bonds. The follow-




XXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ing statement presents in one group the figures by which these results
are obtained:
The interest at 8 per cent, per annum on the loanable amount of circulation is
$24,884,084
The interest on the bonds deposited to secure the circulation when funded
into 4 per cents, is
14, 552, 096
Gross amount received by the bants from bonds and loanable circulation. 39, 436,180
From which deduct one percent, of the issuable amount of circulation as
the tax thereon and the interest on the margin in bonds deposited
4, 729, 430
Net income upon the capital employed
»
34,706,750
The capital necessary to purchase the bonds pledged by the banks loaned
at 8 per cent, per annum would produce...,
29,722, 656
Difference, representing the profit on circulation if the whole amount
available for use be loaned continually throughout the year

4,984, 094

If the rate of interest on loans be taken at six per cent., instead of
eight per cent., as above, a like computation shows that the profit on
circulation does not exceed 1.7 per cent, on the capital invested. That
the advantage to be derived from receiving and issuing circulating notes
is not great, is evident from the fact to which the Comptroller has repeatedly called attention that there are in this country 1,005 State
banks and 2,634 private bankers who decline to reorganize under the
national system. Additional proof is also found in the fact that the
amount of existing national-bank circulation is much less than that
which under the law these banks might obtain upon their present capital
by the deposit of additional bonds. This is shown in the following
table:
Geographical divisions.

Eastern States
Middle States
Southern States
. .........
Western States
Pacific States and Territories
Totals .

Capital.

E

Authorized circulation.

$165, 086, 920
169, 700, 095
30, 428, 700
82, 751, 650
6,100, 000

$140, 418, 781
142, 024, 725
27,150, 830
73, 226, 485
5,190, 000

454,067,365

388,010,821

$118,
115,
24,
57,
3,

itP

742, 578
701, 970
028, 460
878, 997
306, 480

$21, 676, 203
26, 322, 755
3,122, 370
15, 347, 488
1, 883, 520

319,658,485

68, 352, 336

The total amount of circulation which by law might have been obtained by banks in operation, upon their paid-in capital stock, was on
October 2, $388,010,821, while the amount actually received by them at
that date was $319,658,485; showing that the banks already organized
and in operation are entitled to receive $68,352,336 additional circulation as soon as they see fit to deposit United States bonds to secure it.
In other words, these banks already in operation can at any time, if any
profit can be made by an additional issue, increase their circulation by
more than one-fifth.
Bonds can now be purchased in the market at a small premium, and
it is reasonable to suppose that if there were a profit on circulation, the
banks now in successful operation, with a capital stock fully paid in,
would at once avail themselves of the privilege of receiving and issuing
the full proportionate amount allowed by law.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XXV

ILLEGAL CERTIFICATION OF CHECKS.

On February 19 and March 3, I860, two extraordinary acts in reference to the business of banking were passed by the Fortieth Congress,
which enactments were subsequently embodied in sections 5207 and 5208
of the Eevised Statutes. The first of these sections prohibits the loaning
of money upon United States or national-bank notes as collateral security,
with the purpose of withdrawing such notes from use, and the latter
section prohibits the certification of checks drawn upon any national bank,
unless the drawer has the money actually on deposit in such bank.
The violation of the first-named section is made a misdemeanor, and
punished by a fine not exceeding one thousand dollars, and a further
penalty equal to one-third of the money loaned. The officer or officers of
the bank who shall make such a loan are also liable for a further penalty, equal to one-fourth of the money loaned. The penalty for the violation of the last-named section is forfeiture of the charter of the bank
and the appointment of a receiver to close its affairs. It seems scarcely
credible that it should have been found necessary to prohibit by positive legislation the practice by national banks, located in the principal commercial city of the country, of methods of business so inconsistent with
the principles of good banking. But it was soon found that even this
legislative prohibition was not sufficient in times of extraordinary activity
in the stock-board to entirely prevent the illegal certification of checks.
A few months later, therefore, the Committee on Banking and Currency
of the House of Representatives, after an investigation which occupied
some weeks,* was instructed to inquire if any further legislation was
necessary to prevent the improper certification of checks by the national
banks, and to report by bill or otherwise.
In compliance with these instructions a bill was reported, which on
June 19, 1870, passed the House, and which provided that any officer,
clerk or agent of any national banking association who should violate
the provisions of the act of March 3, 1869, relating to certified checks,
should be deemed guilty of a misdemeanor, and be fined not more than
five thousand dollars, or imprisoned not more than five years, or both,
in the discretion of the court. This bill, like similar acts which preceded it, passed the House almost unanimously and with but little
discussion. A Representative from New York City, who was also a
member of the Committee on Banking and Currency, seemed to reflect
the sentiment of the House and also of his constituents when he said:
U
I concur with my colleagues in regard to reporting this bill, after careful examination of the facts ascertained by the gold investigating committee and of the statements made by the substantial merchants of New
York—not the speculators, either in produce or gold, but the men of
solid parts, the men who look to the substantial interests of the people
outside as wrell as inside their city, men of character and propriety."
The House bill of June 19, 1870, failed to pass the Senate, but the action of the House had the effect to largely diminish, although it did not
entirely put an end to, this illegal practiced
No complaints of its renewal reached the Comptroller until recently,
* " Reports of Committees, H. R., Forty-first Congress, Second Session"—Gold panic
Investigation, page 23.
t The clearing-house association of the city of New York, which is composed of
forty-five national, together with thirteen State banks, to which latter associations
the legislation named did not apply, took action on this subject in November, 1873, by
the appointment of a committee to consider and report upon "reforms in the bankingbusiness."
The committee in their report referred to this subject as follows: "Every bank iu




XXVI

REPORT OF THE COMPTROLLER OF 1HE CURRENCY.

when his attention was called to the large increase of certified checks
among the clearing-house exchanges, their amount having risen from 31
millions on April 4, to 44 millions on June 14, to G millions on October
O
2, and finally to more than 90 millions on October 30 last. He was also
advised of an informal conference of the presidents of some of the
prominent banks, with the object of devising some plan to avoid the
risk and loss of such overcertifications. It had also, about the same
time, been brought to the knowledge of the Comptroller that certified
checks, drawn upon an institution which was known to be largely addicted to this practice, had been refused by banks in good standing;
whereupon he considered it his duty to exercise whatever power belonged to his office for the arrest and prevention of the custom complained of. He therefore, on the 29th ultimo, directed the nationalbank examiner for the city of Xew York to examine such banks as were
believed to be certifying checks illegally, and to report the facts to this
Office; and a separate letter was transmitted to him on the same day requesting him to consult with the clearing-house committee, and to take
its advice in reference to the best course to be pursued. The examiner
soon after reported that nine of the city banks had at various times cer-.
tilled checks contrary to the provisions of the law, but that only five of
them were largely given to the practice; and he added his opinion that
the amount of such illegal certifications had been very much overstated
by the public press.
A subsequent investigation was made on ^November 6, which was conducted in such manner as to avoid publicity; and the Comptroller was
then advised that the certifications complained of had been very largely
reduced in number and amount, and, in the cases of some banks, entirely discontinued, and that it was believed that in a short space of
time all the banks would conform fully to the provisions of the statute.
Section 5239 of the Revised Statutes provides that every director of a,
national bank who participates in or assents to violation of law " shall
be held liable in his personal and individual capacity for all damages
which the association, its shareholders, or any other person shall have
the association is directly involved in the risks attending this practice. It multiplies
excessively the sums which such institutions pass through the clearing-house, and the
consequent balances of the exchanges with their associates, which the caxntal of such
banks can never adequately guarantee.
"The most striking commentary upon the dangers of this practice was afforded during the late panic by the dealer of a bank who had largely received such favors, and
who, seeing by its application to others that his own checks were in peril, declined,
under advice of counsel, to cover them by a deposit, until otherwise assured that the
bank could respond to these very obligations.
u
No sufficient reasoc, in the opinion of your committee, can be given why a corporation should place itself without compensation and special security between two parties dealing with each other, and become the guarantor of either, in transactions
entirely personal to themselves, simply because one or the other is a depositor in the
institution. We have already stated that the safe custody of money p ay able < on
demand'is full compensation for its legitimate use, and the risks attending such a
business are all that properly appertain to the profession of a banker. And if the
rule be invariably observed of certifying checks only when the drawer has the full
amount at his credit in the bank,no one can be injured or offended when he is treated
in all respects like every other of his fellow-dealers. The restriction suggested will
work favorably to every interest—to the banks, the shareholders, and their associates—
by diminishing the risks now so widely incurred, and it also conforms to and confirms the law which Congress has established upon this subject in respect to national
banks.
Your committee, therefore, recommend that in no case shall a check or other obligation be certified by a bank unless the amount of it is first found regularly entered
to the credit of the dealer upon the books of the institution."*
* The report of the committee, it is said, failed of unanimous adoption by four
votes only.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXVII

sustained in consequence of such violation." If a loss result from such
certifications or overdrafts, there would seem to be no doubt that consequential damages may be collected from those directors who knowingly permitted them. The bank examiner has been instructed to report
to this Office every instance of overcertincation which may come to his
knowledge, whereupon the Comptroller will not hesitate to enforce the provisions of law in reference thereto $ and in the event of the appointment
of a receiver, he will endeavor to have determined in the courts the
question of the several liabilities of the directors for violation of the law
mentioned. In the mean time those banks which consider the law inimical to their interests have the option either to conform to its provisions
or to conduct their business under some banking system in which the
restrictions that to them are so objectionable do not exist.
The Comptroller is glad to be able to state that he has no reason to
suppose any national bank has been guilty of withdrawing circulating
notes for illegitimate purposes, but the examiner has been directed to
report any violations of section 5207, if such shall occur; and upon the
receipt of such report the Comptroller will immediately transmit the
same to the law officer of the department for his action.
SECURITY OF CIRCULATING NOTES.

The following table exhibits the classes and amounts of United States
bonds held by the Treasurer on the 1st day of November, 1879, to secure
the redemption of the circulating notes of the national banks:
Class of bonds.

Authorizing act.

Loan of February, 18(31 (81s)
February 8,1861
Loan of July and August, 1861 (81s).... July 17 and August 5,1861..
Loan of 1863 (81s)
| March 3, 1863
Consols of 1867
March 3, 1865
Consols of 1868
do
Ten-forties of 1864
1 March 3, 1864
Funded loan of 1881
«
July 14, 1870, and January
20,1871.
Funded loan of 1891
|
do
Funded loan of 1907
;
do
Pacific Railway bonds
! July 1,1862, and July 2,1864.
Total.

Kate of interest.

Amount.

6 per cent.
do
do
....do .
-..do
5 per cent.
do

221, 000
971, 750
549, 50033, 200
75, 000
7, 119, 500
124, 182,100

4^ per cent
4 per cent
6 per cent

34, 866, 950
138, 318, 400
4, 465, 000
363, 802, 4C0

On October 1, 1865, the total amount of bonds held for this purpose
was $276,250,550, of which $199,397,950 was in six per cents, and
$76,852,600 in rive per cents. On October 1, 1870, the banks held $246,891,300 of six per cents and $95,942,550 of five per cents. Since that time
there has been, to ^November 1, 1879, a decrease of $187,575,850 in six per
cent, bonds and an increase of $35,359,050 in five per cents.
During the year ending January 1, 1879, there was a decrease of
$12,677,600 in six per cents and of $6,357,800 in ^ve per cents. Since
September 1, 1876, $34,866,950 of four and one-half per cents, and since
July 1,1877, $138, 318,400 of four per cents, have been deposited. Since
the 1st day of January, 1879, there has been a decrease of $12,652,650
in six per cents, $63,415,600 in five per cents, and $12,138,800 in four and
one-half per cents, while during the same period $102,941,450 of four per
cents have been deposited. The banks still hold $108,200 of six per cent,
five-twenty bonds and $7,119,500 of five per cent, ten-forty bonds, upon
which interest has ceased.




XXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
SPECIE IN BANK AND IN THE TREASURY, AND ESTIMATED AMOUNT IN
THE COUNTRY—SPECIE IN THE BANK OF ENGKLAND AND IN THE BANK
OF FRANCE.

The table below exhibits the amount of specie held by the national
banks at the dates of their reports for the last eleven years ; the coin,
coin-certificates, and checks payable in coin held by the New York City
banks being stated separately.
Held by national banks in New York City.
Dates.
Coin.

Oet. 5,1868.
Jan. 4,1869.
Apr. 17,1869.
J u n e 12,1869.
Oct. 9,1869.
Jan. 22,1870.
Mar. 24,1870.
J u n e 9,1870.
Oct. 8,1870.
Dec. 28,1870.
Mar. 18,1871.
Apr. 29,1871.
J u n e 10,1871.
Oct. 2,1871.
Dec. 16,1871.
Feb. 27,1872.
Apr. 19,1872.
J u n e 10,1872.
Oct. 3,1872.
Dec. 27,1872.
Feb. 28,1873.
Apr. 25,1873.
June 13,1873.
Sept. 12,1873.
Dec. 26,1873.
Feb. 27,1874.
May 1,1874.
June 26,1874.
Oct. 2,1874.
Dec. 31,1874.
Mar. 1, 1875.
May 1,1875.
June 30,1875.
Oct. 1,1875.
Dec. 17,1875.
Mar. 10,1876.
May 12,1876.
June 30,1876.
Oct. 2,1876.
Dec. 22,1876.
Jan. 20,1877.
Apr. 14,1877.
June 22,1877.
Oct. 1,1877.
Dec. 28,1877.
Mar. 15,1878.
May 1,1878.
June 29,1878.
Oct. 1,1878.
Dec. 6,1878.
Jan. 1,1879.
Apr. 4,1879.
June 14,1879.
Oct. 2,1879.

623 24
1, 902,769 48
1, 652,575 21
2,542, 533 96
1, 792,740 73
6,196, 036 29
2, 647,908 39
2, 942,400 24
1, 607,742 91
2, 268,581 96
2, 982,155 61
2, 047,930 71
2, 249,408 06
1,121, 869 40
1,454, 930 73
1, 490,417 70
1, 828,659 74
3, 782,909 64
920, 767 37
1, 306,091 05
1, 958,769 86
1, 344,950 93
1, 442,097 71
1, 063,210 55
1, 376,170 50
1,167, 820 09
1, 530,282 10
1, 842,525 00
1, 291,786 56
1, 443,215 42
1, 084,555 54
930, 105 76
1, 023,015 86
753, 904 90
869, 436 72
3, 261,131 36
832, 313 70
1, 214,522 92
1,129, 814 34
1, 434,701 83
284 94
1, 930,725 59
1, 423,258 17
1, 538,486 47
1, 955,746 20
2, 428,797 44
2, 688,092 06
1, 905,705 22
1, 779,792 43
4, 009,299 01
5, 421,552 49
5, 312,966 90
472 34
6, 058,
7, 218,967 69

| U. S. coin- I Checks paya- !
icertificates.' ble in coin. !

$6, 390,140
18, 038, 520
3,720,040
11, 953, 680
16, 897, 900
28, 501, 460
21, 872,480
18, 660, 920
7, 533, 900
14, 063, 540
13, 099, 720
9, 845, 080
9,161,160
7, 590, 260
17, 354, 740
12, 341, 060
10,102,400
11,411,160
5, 454, 580
12, 471, 940
11, 539, 780
11, 743, 320
22,139, 080
13, 522, 600
18, 325, 760
23, 518, 640
23, 454, 660
13, 671, 660
13,114, 480
14, 410, 940
10, 622,160
5, 753, 220
12, 642,180
4, 201, 720
12, 532, 810
19, 086, 920
15,183, 760
16. 872, 780
13J 446, 760
21, 602, 900
33, 629, 660
13, 899,180
10, 324, 320
11, 409, 920
19,119, 080
35, 003, 220
25, 397, 640
llr954, 500
11, 514, 810
12, 277,180
12, 739, 544
12, 220, 940
12, 291, 270
12,130,900

Total.

$1, 536, 353 66 $9, 625,116 90
2, 348,140 49 22, 289, 429 97
1, 469, 826 64 6, 842, 441 85
975, 015 82 15, 471, 229 78
1, 013, 948 72 19, 704, 589 45
2,190, 644 74 36, 888,141 03
1, 069, 094 30 25, 589, 482 69
1,163, 905 88 22, 767, 226 12
3, 994, 006 42 13,135, 649 33
3, 748,126 87 20, 080, 248 83
3, 829, 881 64 19, 911, 757 25
4, 382,107 24 16, 275,117 95
3, 680, 854 92 ! 091, 422 98
15,
1,163, 628 44 |9, 875, 757 84
4, 255, 631 39 I 065, 302 12
23,
3,117,100 90 !16, 948, 578 60
4, 715, 364 25 16, 646, 423 99
4, 219, 419 52 | 414, 489 16
19,
6, 375, 347 37
13, 778, 031 05
13, 498, 549 86
13, 088, 250 93
23, 581,177 71
14,585,810 55
19, 701. 930 50
24, 686, 460 09
24, 984, 942 10
15, 514,185 00
14, 406, 266 56
15, 854,155 42
11, 706, 715 54
6, 683, 325 76
13, 665,195 86
4, 955, 624 90
13,402,246 72
22, 348, 051 36
16, 016, 073 70
18, 087, 302 92
14, 576, 574 34
23, 037, 601 83
35, 298, 944 94
15, 829, 905 59
11, 747, 578 17
12, 948, 406 47
21, 074, 826 20
37, 432, 017 44
28, 085, 732 06
13, 860, 205 22
13, 294, 602 43
16, 286, 479 01
18,161, 092 49
17, 533, 906 90
18, 349, 742 34
19, 349, 867 69

! Held by other |
I n a t i o n a l | Aggregate.
banks.

$3, 378, 596 49 $13, 003, 713 39
7, 337, 320 29 29, 626, 750 26
3,102, 090 30 I 9, 944, 532 15
2, 983, 860 70 I 18, 455, 090 48
3, 297, 816 37 j 23,002,405 83
11, 457, 242 69 I 48, 345, 383 72
11, 507, 060 75 ! 37, 096, 543 44
8, 332, 211 66 ! 31, 099, 437 78
5, 324, 362 14 ! 18, 460, 011 47
6, 227, 002 76 ! 26, 307, 251 59
5, 857,409 39 i 25, 769,166 64
6, 456, 909 07 22, 732, 027 02
4, 833, 532 18 I 19, 924, 955 16
3, 377, 240 33 i 13, 252, 998 17
6, 529, 997 44 29, 595, 299 56
8, 559, 246 72 I 25, 507, 825 32
7, 787, 475 47 24, 433, 899 46
4:842,154 98 24, 256, 644 14
3, 854, 409 42 10, 229, 756 79
5, 269, 305 40 19, 047, 336 45
4, 279,123 67 17, 777, 673 53
3, 780, 557 81 16,868,808 74
4, 368, 909 01 27, 950, 086 72
5, 282, 658 90 19, 868, 469 45
7, 205,107 08 26, 907, 037 58
8, 679, 403 49 33, 365, 863 58
7, 585, 027 16 32, 569, 969 26
6, 812, 022 27 22, 326, 207 27
6, 834, 678 67 21, 240, 945 23
6, 582, 605 62 22, 436, 761 04
, 4, 960, 390 63 16, 667,106 17
3, 937, 035 88 10, 620, 361 64
5, 294, 386 44 18, 959, 582 30
3, 094, 704 83 8, 050, 329 73
3, 668, 659 18 17, 070, 905 90
6, 729, 294 49 29, 077, 345 85
5, 698, 520 66 21, 714, 594 36
7,131,167 00 25, 218, 469 92
6, 785, 079 69 21, 361, 654 03
9, 962, 046 06 32,999,647 89
14, 410, 322 61 49, 709, 267 55
11, 240,132 19 27, 070, 037 78
9, 588, 417 89 21, 335, 996 06
9, 710, 413 84 22, 658, 820 31
11, 832, 924 50 32, 907, 750 70
17, 290, 040 58 54, 722, 058 02
17, 938, 024 00 46, 023, 756 06
15, 391, 264 55 29, 251, 469 77
17, 394, 004 16 30, 688, 606 59
18, 068, 771 35 34, 355, 250 36
23. 338, 664 83 41, 499, 757 32
23, 614, 656 51 41,148, 563 41
23, 983, 545 10 42, 333, 287 44
22, 823, 873 54 42,173, 731 23

The amount of silver coin held by the national banks on October 1, 1877,
was $3,700,703, and on October 1, 1878, $5,387,738. The amount held on
October 2, 1879, was $4,986,493. The aggregate amount of specie held
by the State banks in New England, New York, New Jersey, Pennsylvania, Maryland, Louisiana, Kentucky, Ohio, Iowa and Wisconsin,*as
shown by their official reports for 1879, was $1,971,362, of which the
banks in New York City held $1,389,551. In the returns from California
the amount of coin is not given separately.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXIX

The amount of gold and silver in the Treasury of the United States
on November 1,1879, was, in gold, $171,517,713; silver coin, $50,078,620;
total, $221,596,333; of this amount $14,591,000 in gold and $6,135,850
in silver is represented by coin-certificates.
The Director of the Mint in his report for this year estimates that the
amount of coin in the country on June 30, 1878, was $327,781,898, of
which $247,429,570 was gold and $80,352,328 was silver. His estimates
for the fiscal year ending June 30, 1879, are as follows:
Estimated amount of coin in the country June 30, 1878
Net gold coinage for the year
Net silver coinage for the year
Importation of silver for the year

$327,781,898
39,290,009
26,518,642
5,180,015

Total
Deduct net exportation of gold for the year
Total estimated amount of coin in the country June 30, 1879

398,770,564
228,881
398,541,683

Of this amount it is estimated that $286,490,698 consists of gold coin,
and $112,050,985 of silver coin. The Director estimates that from the
close of the fiscal year to ^November 1 there has been added to the
coin $19,259,799 of gold and $9,405,370 of silver, making the stock of
coin in the country at the latter date $427,206,852, consisting of
$305,750,497 of gold coin and $121,456,355 of silver coin. The amount
of bullion in the mints and New York assay office on November 1st is
stated to have been $49,931,035 of gold and $4,553,182 of silver, making
in all $54,484,217, which, added to the estimated amount of coin stated
above, gives, as the total estimated - amount of coin and bullion in the
country on November 1st, $481,691,069, of which $355,681,532 was gold
and $126,009,537 was silver.
The following table shows the amount of bullion held by the Bank of
England in each year from 1870 to 1879: *
(£ = 5 dollars.)

1870...".
1871
1872
1873
1874

$103,900,000
117,950,000
112,900,000
113,500,000
111,450,000

(£ = 5 dollars.)

'1875
1876
1877
1878
18791

$119,600,000
143,500,000
126,850,000
119,200,000
150,942,980

The amount of coin held by the Bank of France on December 31 of
each year from 1870 to 1878, and also on October 30,1879, is shown by
the following table: |
Date.
Dec.
Dec.
Dec.
Dec.
Dec.
Dec.
Dec.
Dec.
Dec.
Oct.

31, 1870
31, 1871
31, 1872
31, 1873
31, 1874
31, 1875
31, 1876
31, 1877
31, 1878
30, 1879

Gold coin and Silver coin
bullion.
and bullion.
(5fr. = $l.)
$85, 740, 000
110, 680, 000
131, 740, 000
122, 260, 000
204, 220, 000
234, 860, 000
306, 080, 000
235, 420, 000
196, 720, 000
169, 000, 000

$13, 700, 000
16, 240, 000
26, 520, 000
31, 260, 000
62, 640, 000
101, 000, 000
127, 720, 000
173, 080, 000
211, 620, 000
241, 800, 000

Total.
$99,440, 000
126, 920, 000
158, 260, 000
153, 520, 000
266, 860, 000
335, 860, 000
433, 800, 000
408, 500, 000
408, 340, 000
410, 800, 000

* Page 412, Journal of the Statistical Society, June, 1879.
t London Economist, November 8, 1879.
X From the Bulletin de Statistique, as quoted in the Bankers' Magazine, New York,
vol. xiii, page 740, except the item for the present year, which was obtained from the
Financial Chronicle of New York, of November 15, 1879.




XXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
LOANS AND RATE OF INTEREST OF NEW YORK CITY BANKS.

The following table contains a classification of the loans of the national
banks in New York City for the last five years:
October 1,
1875.

October 2.
1876.

October 1,
1877.

October 1,
1878.

I October 2,
1879.

48 banks.

47 banks.

47 banks.

47 banks.

47 banks.

Loans and discounts.

On endorsed paper
; $120,189, 537 ;
On single-name paper
18,555,100 !
On U. S. bonds on demand
\
4, 934, 674
On other stock, &c, on demand. j 50,179, 384
On real-estate security
868,160
;
Payable in gold
3, 454, 276
l
All other loans
3,908,602 |
Totals

:.!

202,089,733

$92, 618, 776 $83, 924, 333
$95,510,311
16. 634, 532 15,800,540
17, 297, 475
4,763,448
7, 003, 085
6, 277, 492
58, 749, 574 48, 376, 633 51,152, 021
786, 514
536, 802
497, 524
4, 681, 570
4, 319, 014 i 6, 752,181
2,786,456
1, 852, 944
2, 670, 371

$81, 520,129
22, 491, 926
8, 286, 525
78, 062, 085
G70, 021

184, 243, 225 I 169,162, 391 ; 169, 585, 980 i

195, 851, 902

4,821,216

The average rate of interest in Few York City for each of the fiscal
years from 1874 to 1879, as ascertained from data derived from the Journal of Commerce and Financial Chronicle, was as follows :
1874,
1875,
1876,
1877,
1878,
1879,

call loans,
call loans,
call loans,
call loans,
call loans,
call loans,

3.8 per cent.
3.0 per cent.
3.3 per cent.
3.0 per cent.
4.4 per cent.
4.4 per cent.

commercial paper,
commercial paper,
commercial paper,
commercial paper,
commercial paper,
commercial paper,

6.4 per cent,
5.6 per cent,
5.3 per cent,
5.2 per cent,
5.1 per cent,
4.4 per cent.

The average rate of discount of the Bank of England for the same
years was as follows:
During
During
During
During
During
During

the calendar year ending December 31, 1874, 3.69 per cent.
the calendar year ending December 31, 1875, 3.23 per cent.
the calendar year ending December 31, 1876, 2.61 per cent.
the calendar year ending December 31, 1877, 2.91 per cent.
the calendar year ending December 31, 1878, 3^78 per cent.
the fiscal year ending June 30, 1879, 3.87 per cent.

The rate of interest in the city of New York on November 25, of tke
present year, as quoted in the Daily Bulletin, was, on call loans, from
5 to 7 per cent.) and on commercial paper of the best grade, from 5J
to 7 per cent.
The rate of interest of the Bank of England on November 29, 1877,
was four per cent. On January 30, 1878, it was two per cent., from
which date to October 14, 1878, there were seven changes, and, with a
single exception, on May 29, a gradual increase. The rate was fixed at
the date last named at six per cent., and reduced on November 21,1878,
to five per cent.; since which time there have been changes in the rate
as follows: On January 15,1879, four per cent.; on the 29th of the same
month, three per cent.; on March 12 it was reduced to 2J per cent., and
again on April 9 to two per cent., at which rate it remained until November 7, when it was increased to three per cent., which was also at
that time the rate of the Bank of France.
TRANSACTIONS OF THE NEW YORK CLEARING HOUSE.

The New York Clearing House Association is composed of forty-five
national and thirteen State banks, and the assistant treasurer of the
United States at New York. The exchanges at the Clearing House for




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXI

the year ending October 1, 1879, obtained through the courtesy of W.
A. Camp, its manager, were more than twenty-four thousand millions,
and the balances paid in money were more than thirteen hundred millions. The average daily exchanges were nearly eighty millions, and
the average daily balances paid in money were but about four and threetenths millions, or only five and four-tenths per cent, of the amount of
the settlements.
The ]STew York Clearing House was organized in 1853, and the following table exhibits its transactions and the amount and ratio of currency
required for the payment of daily balances, yearly, for the last twenty-six
years:
Years.

1854
1855
1856
1857
1858
1859
1860
1861
1862
1863
1864
1865
1866
1867
1868
1869
1870
1871
1872
1873
1874
1875
1876
1877
1878
1879

N o . of
banks.

50
48
50
50
46
47
50
50
50
50
49
55
58
58
59
59
61
62
61
59
59
59
59
58
57
59

*Capital.

Exchanges.

$47, 044, 900
48, 884,180
52, 883, 700
64, 420, 200
67,146, 018
67, 921, 714
69, 907, 435
68, 900, 605
68, 375, 820
68, 972, 508
68, 586, 763
80, 363, 013
82, 370, 200
81, 770, 200
82, 270, 200
82, 720, 200
83, 620, 200
84, 420, 200
84, 420, 200
83, 370, 200
81,635,200
80, 435, 200
81, 731, 200
71, 085, 200
63, Gil, 500
60, 800, 200

$5, 750, 455, 987
5, 362, 912, 098
6, 906, 213, 328
8, 333, 226, 718
4, 756, 664, 386
6, 448, 005, 956
7, 231,143, 057
5,915,742,758
6, 871, 443, 591
14, 867, 597, 849
24, 097,196, 656
26, 032, 384, 342
28, 717,146, 914
28, 675,159, 472
28, 484, 288, 637
37, 407, 028, 987
27, 804, 539, 406
29, 300, 986, 682
32, 636, 997, 404
33, 972, 773, 943
20, 850, 681, 963
23, 042, 276, 858
19, 874, 815, 36 L
20, 876, 555, 937
19, 922, 733, 947
24, 553,196, 689

Average
Balances paid Average daily daily bal- Kain money.
exchanges. ances paid tios.
in money.
•

$297, 411, 494
289, 694,137
334, 714, 489
365, 313, 902
314, 238, 911
363, 984, 683
380, 693, 438
353, 383, 944
415,530,331
677, 626, 483
885, 719, 205
1, 035, 765,108
1,066,135,106
1,144, 963, 451
1,125,' 455, 237
1,120, 318, 308
1, 036, 484, 822
1, 209, 721, 029
1, 213, 293, 827
1,152, 372,108
971, 231, 281
1,104, 346, 845
1, 009, 532, 037
1, 015, 256, 483
951, 970, 454
1, 321,119, 298

t72, 217, 969 +498, 692,168, 926 :21,156, 276, 411

$988, 078
940, 565
1, 079, 724
1,182, 246
1, 016, 954
1,177, 944
1, 232, 018
1,151, 088
1, 344, 758
2, 207, 252
2, 866, 405
3, 373, 828
3, 472, 753
3,717,414
3, 642, 250
3, 637, 397
3, 365, 210
3, 927, 666
3, 939, 266
3, 765, 922
3,173, 958
3, 608,977
3, 288,381
3, 328,710
3, 111, 015
4, 303, 320

Pr. ct.
5.2
5.4
4.8
4.4
66
.
5.6
5.3
60
.
60
.
4.6
3.7
4.0
3.7
4.0
4.0
3.0
3.7
4.1
3.7
3.4
4.7
4.8
5.1
4.9
4.8
5.4

J62, 408, 634 +2, 647, 811

4.2

$19,104,505
17, 412, 052
22, 278,108
26, 968, 371
15, 393, 736
20, 867, 333
23, 401, 757
19, 269, 520
22, 237, 682
48, 428, 658
77, 984, 455
84, 796, 040
93, 541,195
93,101,167
92,182,164
121,451,393
90, 274, 479
95,133, 074
105,964,277
111, 022,137
68,139, 484
75, 301, 558
64, 738, 812
68, 447, 724
65,106, 974
79, 977, 839

* The capital stock is stated at various dates, the amount at a uniform date in each year not being
obtainable,
f Yearly averages for twenty-six years.
\ Totals for twenty-six years.

The Clearing House transactions of the assistant treasurer of the
United States at New York, from the 25th of November, 1878, when he
became a member of the Clearing House Association, to November 1,
1879, were as follows :
Exchanges received from Clearing House
$374, 503, 874
Exchanges delivered to Clearing House
105,551, 028
Balances paid to Clearing House
275,295,908
Balances received from Clearing House
6, 343, 062
Showing that the amount paid by the assistant treasurer to the Clearing
House was in excess of the amount received by him
.«.
268,952, 846

During the month of October last the exchanges made at the Clearing
House amounted to $3,539,807,083, which included the business of the
assistant treasurer, amounting to $44,323,506. The balances paid during that month amounted to $130,138,117, including $27,037,192 paid by
the assistant treasurer, of which $13,475,000 was paid in gold, while the




XXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.

banks paid $28,180,000 in gold, making the total gold payments for the
month $41,655,000, or a daily average of $1,581,000—$1,080,000 by the
banks, and $501,000 by the assistant treasurer.
A table compiled, for purposes of comparison, from returns made to
the New York Clearing House, will be found in the appendix, giving
the clearings and balances weekly, for the months of September, October and November of various years, from 1869 to 1879.
NATIONAL-BANK AND LEGAL-TENDER NOTES BY DENOMINATIONS.
CIRCULATING-NOTES OF THE BANK OF FRANCE AND IMPERIAL BANK
OF GERMANY BY DENOMINATIONS.

The following table exhibits, by denominations, the amount of nationalIjank and legal-tender notes outstanding on November 1, 1879:
1879.

Denominations.

0n6S

Twos
Fives
Tens

.

.

.

Twenties
Fifties
One-hundreds
.
Five-hundreds
One-thousands
Five-thousands
Ten-thousands
.
Add for fractions of notes not
presented or destroyed
Totals
Deduct for legal-tender notes destroyed in Chicago fire
Totals

1878.

1877.

Amount of
nationalbank notes.

Amount of
legal-tender
notes.

$3, 567, 200
2, 092, 498
97, 911, 820
109, 736, 240
72, 652,160
21, 324, 900
26, 911, 600
641, 500
283, 000

$19, 320, 302
18, 938, 365
61, 611, 033
71, 711, 318
68, 793, 773
24, 853, 045
31, 428,180
22, 446, 500
22, 828, 500
3, 250, 000
2, 500, 000

$22, 887, 502
21, 030, 863
159, 522, 853
181, 447, 558
141,445, 933
46,177, 945
58, 339, 780
23, 088, 000
23, 111, 500
3, 250, 000
2, 500, 000
13, 586

11, 561

10, 800

335,134, 504

347, 681, 016

682, 815, 520

667, 333,137

671, 372, 882

1, 000, 000

1, 000, 000

1, 000, 000

1, 000, 000

335,134, 504

346, 681, 016

681, 815, 520

666, 333,137

670, 372, 882

13, 586

Aggregate.

Aggregate. Aggregate.
$24, 652, 750 $28,606,915
26, 883, 428
22, 915, 066
148,116, 015 146, 444, 048
168, 908, 071 • 161, 459, 711
131, 785, 709 126, 290, 995
52, 363, 815
47, 658, 995
58, 976, 670
58, 331, 470
35, 956, 000
31,159, 000
34, 380, 500
33, 794, 500

Section 5175 of the Revised Statutes provides that " after specie payments are resumed no association shall be furnished with notes of a less
denomination than five dollars." Accordingly no notes of the denominations of one and two dollars have been issued since the first day of
January last. The amount of these notes outstanding on the 1st of
November, 1878, was $4,284,219 in ones, and $2,582,146 in twos. The
whole amount of one and two dollar notes outstanding on the 1st of
November, 1879, was $5,659,698, which shows a reduction during the
past year of $1,206,667. The amount of legal-tender notes of these denominations outstanding on the 1st of November, 1878, was $40,701,451,
and the total reduction of ones and twos during the year has been
$2,442,784. Of the entire amount of national-bank and legal-tender
notes now outstanding, six per cent, consists of one and two dollar notes;
thirty per cent, of ones, twos, and fives; and fifty-six per cent, is in
notes of a less denomination than twenty dollars. Of their entire issue,
less than twenty-two per cent, in amount is of the denomination of fifty
dollars and upwards.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIII

The following table* exhibits by denominations the circulation of the
Imperial Bank of Germany on January 1, 1879, in thalers and marks,
which have been converted into our currency:
Thalers.

Marks.

Amount in
Number | Denomma- Value of eacli dollars. Number of
of pieces. ! tions. i piece in dol- (Thaler =
pieces.
lars.
75 cents.
194
2,517
1, 745-5?
9,194~
9, 311*

500 t h a l e r s .

100 thalers.
50 thalers.
25 thalers.
10 thalers.

375. 00
75.00
37.50
18.75
7.50

Value of each Amount in
piece in dol- dollars.
(Mark =
lars.
25 cents.)

72,750
218.444
1,000 marks.
188,775
207,018
500 marks. I
65,45G 3,395,059fT
100 marks.
172,388 :
1
'
69, 836
i
569, 205

22, 962

Denominations.

3, 820, 521|

i

250 i 54,611,000
125 : 25,877,250
25 : 84.876,487
;....'.
;
j 165, 364, 737

The following table* gives the circulation, of the Bank of France and its
branches, with the number of pieces, and the denominations in francs
and in dollars, on January 30,1879:
Number of pieces.
5

1, 382, 379
753, 599
3, 087
5. 046, 031
316, 166
29, 525
426, 537
206, 653
1, 245
8,165, 227

Denominations.
5, 000 francs.
1, 000 francs.
500 francs.
200 francs.
'
100 francs.
50 francs.
25 francs.
20 francs.
5 francs.
Forms out of date

Value of each piece
in dollars.
1, 000
200
100
40
20
10
5
4
1

Amount in francs.

: Amount in dollars.
(Fr. =20 cents.)

25, 000
1, 382, 379, 000
376, 799, 500
617, 400
504, 603,100
15, 808, 300
738,125
8, 530, 740
1, 033, 265
430, 400

5,000
276, 475, 800
75, 359, 900
123, 480
100, 920, 620
3,161, 660
147, 625
1, 706,148
206, 653
87, 280

2, 290, 970, 830

458,194,166

The amount of circulation of the Bank of France on December 31,
1877, was 2,547,044,000 francs, or say $509,408,800, showing a reduction
between that time and January 30, 1879, the date of the foregoing table,
of 256,073,170 francs, or $51,214,634.
It will be seen that the Imperial Bank of Germany issues no notes of a
less denomination than $7.50, and that the Bank of .France issues but
about two millions of dollars in notes of a less denomination than five
dollars. The Bank of England issues no notes of less than twenty-five
dollars, and the Banks of Ireland and Scotland none less thanfivedollars.
The amount of paper circulation in this country in denominations of
less than ten dollars was $203,441,218 on'November 1, 1879. In the
foreign countries named a large amount of silver and gold coin of the
lower denominations enters into general circulation. If the people of
the United States continue to prefer a paper circulation of small notes,
and the laws of the country authorize it, it will be impossible to keep in
circulation any large amount of silver dollars, or of the smaller denominations of gold coins.
Section 5182 of the Eevised Statutes requires that the circulating
notes of the national banks shall be signed by the president or vice* See pages 788 and 793 of London Bankers' Magazine for September. 1879,
3 C C




XXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.

president and the cashier of the association issuing the same. The written signature of at least one bank officer is necessary as a check between
this office and the issuing banks; for if an illegal issue should occur the
signature of such officer would be a means of determining the genuineness
of the note. The written signatures of the officers of the banks are also
necessary as an additional precaution against counterfeiting. A number
of the banks, however, issue their notes with printed signatures, and in
some cases with badly-executed lithographic ones.
Bills have been introduced in Congress imposing a iine of twenty dollars for every circulating note issued by any national bank without the
written signature thereon of at least one of its officers; and the Comptroller respectfully repeats his previous recommendation for the passage
of such an act, which act shall also impose a fine upon any engraver or
lithographer who shall print the signatures of bank officers upon such
circulating notes.
LIQUIDATION OF INSOLVENT BANKS.

Since the establishment of the national banking system eighty-one
national banks have become insolvent and been placed in the hands of
receivers. The following table gives for each State and Territory the
number of national banks which have failed since the commencement
of the system, a period of sixteen years, with their capital, the amount
and percentage of dividends paid to creditors, and the estimated losses.
In the States and Territories which do not appear in this table no
national banks have failed.
No. of
banks.
"Vennont
Connecticut
Xew York
Pennsylvania
Dist. of Columbia .
Virginia
Alabama
Mississippi
Louisiana
Texas
Arkansas
Tennessee
Missouri
Ohio
Indiana
Illinois
Wisconsin
Iowa
Minnesota
Kansas
Colorado
Utah
Xevada
Montana
Total.

Capital.

Claims
proved.

Dividends
paid,

1
1
17
10
3
4
1
1
3
1
1
1
5
3
5
9
1
3

$100, 000
60, 000
4.176,100
1,449,500
830, 000
900, 000
100,000
50,000
1, 600, 000
50, 000
50, 000
100, 000
3, 250, 000
250, 000
332,000
2, 750, 000
50, 000
180,000
200, 000
200, 000
225, 000
150, 000
250, 000
150, 000

$20, 378
$81, 605
82.910
97. 541
5, 896, 653 5, 298, 997
2,108,522 1, 069, 539
2,123, 303 1, 501, 998
677, 940
1, 447, 673
291,308 ; 122, 349
33,632
11,771
2,981,554 1, 989. 837
74,406
7, 307
15,142
15,142
376, 932
(Jo, 335
2, 786, 850 1,831,681
382,137 : 215, 446
525,785 1 277, 966
3, 828, 368 |1, 972, 498
134,445
47, 055
311,190182,311
318, 048
216, 275
80, 888
169, 458
52,816
389, 997
21,756
89, 200
170, 012
153,012
225, 651
60,116

81

17, 452, 600

24, 859, 472

Estimated \
dividends Estimated Percentage
of claims
yet to be j losses.
paid.
paid.

15, 975, 223

$57,287 I
4,631
325,025 .
517,183
196,635
66,159 ,
68,817
7,099

$4, 000
10, 000
272, 631
521, 800
424, 670
703, 574
168, 959
21, 861
922,900 i
60,000 i

311, 597
620,169
335, 000
13, 635
153, 056
S6, 819
161, 070
358, 672 • 1, 497,198
17, 390
70, 000
.33,881
94, 998
52, 773
49, 000
18,169
70, 401
169,181
168, 000
67, 444
17, 000
135,000
30, 535

25
85 .
89.86
50.72
70.74
46.83
42
35
66. 74
10
100
17.33
65.73
56.38
52.87
57. 50
35
58.3
68
48
13. 54
24.40
26.64

2, 644, 060 j 6, 240,189 i 64.3

There is no means of definitely determining the amount of losses sustained through the failures of banks operating under systems in vogue
during the earlier periods of the history of this country. The losses
under those systems, both to the note holders, to whom there can be no
loss under the national system, and to their general creditors and shareholders, are known to have been large. The loss to noteholders alone
is estimated to have been 5 per cent, annually upon the total amount of
circulation outstanding. In Elliot's Funding System, on page 1176, it




REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXV

is stated that fifty-five banks with an aggregate capital of $67,036,265,
and circulation of $23,577,752, failed in 1841. The total bank capital of
that year is stated by the same authority to have been $317,642,692, and
the circulation at $121,665,198; and it is also stated in the same connection that in nearly every instance the entire capital of the banks
which failed was lost.
Numerous failures of private banking firms have occurred in this
country within the last six years, and the losses consequent upon three
or four of them are equal to the total losses which have occurred, under
the national system.
For the purpose of comparing the losses to creditors of insolvent
national banks with those sustained by the creditors of insolvent banks
other than national, much pains have been taken by the Comptroller to
obtain as reliable and complete statistics as possible relating to the
failures of State and savings-banks and private bankers in the different
States during the three years ending January 1, 1879. The results of
his labors in this direction are to be found in the following table:
State.

No. of
hanks. !

$5,127, 995
4, 864, 216
4, 436, 457
5, 551, 186
12, 601, 826
3, 960. 821
1, 236| 567
27, 978, 699
1, 386, 083
1, 597. 393
325. 380
3, 054, 135
466, 233
10, 038. 221
637, 407
730, 786
78, 000
Sot give 1 1 . . .
337, 082
110, 000
90, 000
3, 786, 541
45, 000

Maine
New Hampshire
Massachusetts..
Boston
Rhode Island . . .
Connecticut
New York
New York City..
Pennsylvania —
New Orleans
Kentucky
Ohio
'.
Indiana
Illinois
Michigan
Iowa /T
Minnesota
Missouri
Kansas
Nebraska
Colorado
California
Dakota
Total .

Claims.

I

88, 440, 028

Amount paid
and to he I
paid.
\

$4, 370, 524
3, 622, 804
2, 670,158
3, 989, 799
10, 746, 554
2, 066, 805
332, 081
22,185, 547
819, 000
277, 638
161, 690
1,138, 085
281, 778
3, 915,169
135, 372
85, 266
45, 708
N o t given...
97, 875
24, 000
31, 500
1,137, 783
18, 000
58,152, 638

Losses.

$757, 471
1, 241, 412
1, 766, 299
1, 561, 887
1, 855, 270
1, 894, 016
904, 486
5, 793,152
567, 083
1,319,755
164,190
1, 916, 050
184, 455
6,123, 052
502,035
645, 520
32, 292
2, 200, 000
271, 207
183, 271
58, 500
2, 648, 758
27, 000
32, 616, 661

The amount of claims of five banks in Missouri, one in Kansas, and
two in Nebraska could not be obtained.
In the foregoing table it has been found impossible to give the capital,
or the exact amount of dividends paid to creditors, the liabilities and the
losses only having been ascertained with any degree of accuracy. The
differences between the two items last named represent the amount which
it is assumed will eventually be paid to creditors. The average annual
loss sustained by creditors during the past sixteen years by the insolvency of national banks throughout the United States,"has been $390,012,
and that occasioned by the failures of banks other than national, as
shown by the incomplete data obtained by the Comptroller, has for the
last three years been not less than $10,872,220.
In the States of Ohio and Illinois alone the losses during the last
three • years, through the failure of State, savings, and private banks
and bankers, aggregated $8,039,102, of which $1,916,050 were in Ohio,
and $6,123,052 in Illinois. The total loss in these two States is greater
by $1,798,913 than the total loss to creditors by all the national bank
failures which have ever occurred.




XXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.

In tlie next table the losses to creditors through the failures of natioi
banks in the cities of Xew York and Brooklyn, since the establishing
of the system, are contrasted with those sustained through the insolvency of savings-banks in the same cities during the last eight years
alone, with the names of the banks and the dates of the appointment of
receivers:
NATIONAL HANKS.

Xame of bank.

Liabilities. B , paid.

of receiver.

losses.

idends.
;.

Farmers and Citizens' Xational Bank
Croton ^Tational Bank
Ocean National Bank
Union Square National Bank
Eighth National Bank
Atlantic National Bank
,
National Bank of Commonwealth

Sept
Oct.
Dec.
Dec.
Dec.
Apr.
Sept

G, 1807 $1,181,197 $1 138, 732
1,1807
104, 834
145, 878
13,1871 1, 282, 254 1 282, 254
15,1871
157,120
157,120
15,1871
2G3, 541
263, 541
28, 1873
574, 512
524,116
22,1873
770, 798
770, 778
4, 400, 25G

Totals for national hanks

$42, 465
18, 956

$20, 396

30, 000

4 289, 439

20, 396

91, 421

$25, 930
881, 334
180, 005

$10, 560
128, 489

$51, 507
275, 071
334, 295
102, 545
21, 723
40, 888
45, 556
355, 631

SAVINGS-BANKS.
Ahingdon Square Savings Bank
Aug. 28,1876
Bond Street Savings Bank
i Sept, 26,1876 |
Bowling Green Savings Bank
' Nov. 20,1876 j
Clairmont Savings Bank
j Sept. —, 1877 |
Clinton Savings Bank
j July 17,1877
]
Central Park Savings Bank
Nov. 30,1875
German Savings Bank of Morrisania ..! July 15,1877
German Uptown Savings Bank
Dec. 7,1875
Guardian Savings Bank
Nov. 17,1871
Long Island Savings Bank of Brooklyn Sept. 14,1877 j
Market Savings Bank
Jan, 20,1872 |
Mechanics' and Traders' Savings Bank July 13, 1876 :
Mutual Benefit Savings Bank
Nov. 28,1875
New Amsterdam Savings Bank
Sept, 29,1876
Oriental Savings Bank /
Dec. 19,1877
People's Savings Bank
Nov. 30,1875 j
Security Savings Bank
June 28,1876 '
Six Penny Sayings Bank
Mar. 29,1878
Teutonia Savings Bank
Ax>r. 26,1878
Third Avenue Savings Bank
Oct. —, 1875
Traders' Savings Bank
Nov. —, 1876
Yorkville Savings Bank
June 24,1877
Totals for savings-hanks

$87,997 I
1,284,894 i
514,299 !
102,545 i.
07, 885
40,888 |.
227,779 j
889, 088
501,052 I
857, 478
977. 304
1,453,910
437,400
511,992
182, 278
200, 288 :
395, 518
1,783,408
881, 000
1,390,138
79,114
20, 027

j 12,953,048

16, 971
56,945
529,157
533,569
017,740
371,398
1,032,281
253,747
391,830
54, 683
SG, 792
223,082
1,158, 965
440,500
209,471
11,867 !
7,076,267

29,190
125,279
4,300
28,082 I
72,696
21, 874
"54 "683"
"l5*82i\
356, 682
396, 450
139,614

"is," 606"
1,401,720

239, 738
605, 966
348, 940
161, 876
120,162
72, 911
113, 497
156, 615
267, 762
44, 050
1, 047, 054
67, 247
2,027
4,475,061

The total losses by savings-banks in Xew York City for eight years,
as shown by the above table, the data for which, in reference to savingsbanks, were obtained from the report for 1879 of the superintendent ot
the banking department of the State of Xew York, have been $4,475,061,
and those by national banks in the same city for sixteen years, $91,000.*
Some inquiry has been made in reference to the expense of liquidating
the affairs of national banks through the agency of receivers, an impression having prevailed that these expenses usually exhaust a large
proportion of the assets. The following table has therefore been prepared, which shows by States and Territories the cost of the receiverships of insolvent national banks up to November 1 of the present year,
*Data supplied by Dun, Barlow *fc Co., with reference to the failures in New York
City of trust companies, Stare and .savings-banks, private banking firms, and stock
and money brokers, show failures since September, 1873, numbering 191. The aggregate liabilities reported in these cases were #74,70-1,478, and the aggregate assets
$49,974,054, the excess of liabilities over assets being &i>4,730.424.




REPORT OF THE COMPTROLLER OP THE CURRENCY. XXXVII

iii the form of percentages of the total expenses to the amount of money
collected:
Total net
cash
collected.

States and Territories.

Vermont
Connecticut
New York
New York City
Pennsylvania
Dist. of Columbia
Virginia
Alabama
Mississippi
Louisiana
Texas
Arkansas
Tennessee
Ohio
Indiana,
Illinois
Chicago
Wisconsin
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Colorado
Utah
Nevada
Montana

..

j
i
,
!
|
|
|
j
\
|
j
j
j
J
I
j

Totals

1
1
11
6
10
3
4
1
1
3

$100,000
60,000
1,476,100;
2.700,000;
1,449,500'
830,000i!
900,000
100,0001
50,000
1,600,000'.
50, 000!

so, ooo;
100, 000
250, 000
332, 000;

loo, ooo:
2, (550, 000'
50, 000!
200, 0001
180, 000
750. ooo;
2, 500, 000
200, 000
225, 000
150, 000
250, 000
150. 000^

$126.
115,
, 447.
, 243!
. 404,'
249,
47,
: 358,
,
54,
66,
158,
401,
545,
234,
,911,
109,
401,
380,
559,
, 060,
204,
218,

Per
cent, of
It ec elvLegal
Other
totalexTotal
er's
salary. expenses, expenses. expenses. penses
to net
cash.

.. ' $722 6
.•
"
27 $1,201 30
52 00
82 4,075 00 $2, 000 00
89 148. 075 66 84,227 26 26, 456 30j
07 189, 729 03 140, 721 45 101, 550 981
14,074 73 15, 548 32
9~> 41,676
82 60,595 11 25,201 17 7, 547 06
49 36,424 72 8,734 53 21, 695 91
00
95 1.600 11,049 67 22, 083 56
14
51 4i 545 50 1,506 2, 797 22
62 97,777 01 98,861 95 79, 068 66
.. 2, 023 89|
36 2,416 64
224 00
02 1,650 6,372 54
00
82: 2,847 96,.
76
45 17,383 42 1.201 9,116 41
80 19,136 16 7,262 15 7, 446 48
04 8,333
^ 66811 3, 847 T
,
85; 57, 701 14 52,567 00 43, 922 82
1,951 10 2,127 30
52 5,125
8,204 20 5, 571 ~
84 9,606
7,014 85 3, 647 05
54 26,740
6,073 13 10, 774 74
83 12,505
9,882 70 25, 714 88
54 32,096
8,130 25
996 01
96 12,236
8,072 90 8,105 83
10 12, 074
1,165 50 3, 826 95
57 6,337
9,091 10 12, 315 28
OS, 31, 253
40 25 1,474 ~~
45 5.500

$1, 923 97
6,127 00
258, 759 22
432, 001 46
71, 299 29
93, 343 34
66, 855 16
34, 733 23
8, 848 86
275,707 62
4, 440 53
8, 246 54
2, 847 96
27, 701 59
33, 844 79
19,848 64
154,190 96
9, 203 40
23, 382 47
37, 402 78
29, 353 21
67, 694 18
21, 362 36
28, 253 62
11, 329 94
52, 660 13
7, 015 23

347,'
186,
8117, 452, 600 26, 825, 477 76 848, 644 70 521, 074 44'418, 658 341, 788, 377 48

1.5
5.3
7.8
7. 7
4.9
4.2
4.7
13.9
18.8
8.2
8.1
12.4
1.8
6.8
6.2
8.5
5.3
8.4
5.8
9.8
5.2
4.1
10.4
12.9
15.0
15.0
3.7
6.7

If that portion of the amount realized from the sale of United States
bonds which was necessary to redeem the circulation be omitted from
the item of cash collected, the total expense of the liquidation of insolvent banks would be at the rate of 9.73 per cent.
A great many offsets are allowed by the receivers, in cases where
parties having credits on the books of the bank are also indebted to it.
Bad and doubtful assets are frequently compounded, or are exchanged
for proved claims against the bank, under order of the court as provided by law. The cost of these operations is included in expenses
in the foregoing table, but the sums thus liquidated do not appear in the
amount of net cash collected.
Below is given a table showing the expense of liquidating the affairs
of each insolvent national bank in the city of New York:

Narne of bank.

Per cent, Per
of total
Total net Iieceiv- Legal ' Other Total expenses cent,
Capital, cash col- er's sal-i expen- expen- expen- to total paid to
lected.
ary. | ses.
ses.
cash col- creditors.
lected.

Croton National Bank
$200, 000 $374, 009 $22, 500 $17,242
Ocean National Bank
1, 000, 000 2, 341, 819 85, 730 72, 837
Union Square National Bank. 200, 000 242, 544 \ 10, 000 4,831
Eighth National Bank
250, 000 546,142 i 20, 536 9,435
Atlantic National Bank
300, 000 782, 992 17,146 22 739
National Bank of Commonwealth
750,000 1,297,543 33, 817 I 13, 637




$8, 368 $48,109
35, 320 193, 888
580 I 15,410 S
9,236 '39, 208 I
27, 250 67,135
20, 797

68. 251

2,700,000 5,585,049 189,729 1140,721 101,551 432,001 !

12.8
8.3
6.3

53
.

100
100
100
90
100

XXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

A large portion of the expense incident to the receiverships of ins(
ent banks usually arises from litigation. Many persons who punctua
pay their obligations to a bank which is in operation, do so only at the
end of a lawsuit when the same bank has been placed in the hands of
a receiver. Complicated questions arise in the enforced settlement of a
bank's affairs, which are frequently carried up to the court of last resort
before they are finally determined. The time necessary to the final closing of an insolvent bank being thus extended, the expenses of the receiverships are increased. In the case of national banks, however, these
expenses are reduced as much as possible, by decreasing the salaries of
the receivers and their assistants as the business of settlement of their
affairs diminishes.
Although the expense attendant upon the liquidation of the affairs of
insolvent national banks appears, in some instances, to be large, yet it
is believed that the cost of receiverships under the national system is
very much less than that usually incurred in the liquidation of insolvent
estates and corporations under the laws of the different States.
NATIONAL BANK FAILURES.

Since November 1, 1878, receivers have been appointed for banks in
operation at that date as follows:
Capital.

First National Bank, Warrensburg, Mo
German-American National Bank, Washington, D. C
Commercial National Bank, Saratoga Springs, N. Y
National Bank, Poultney, Vt
First National Bank, Monticello, Ind
First National Bank, Butler, Pa

$100,000
130, 000
100,000
100,000
50, 000
50, 000
530,000

Receivers have also been appointed for the German National Bank of
Chicago, 111., and for the Second National Bank of Scranton, Pa., both of
which banks had previously gone into volun tary liquidation. This action
was rendered necessary by complaints received that the affairs of these
associations were not being properly managed by the officers or agents
having them in charge, and the appointments were made under authority
of the act of June 30, 1876.
Dividends have been paid to the creditors of six of the banks which
have failed since November 1, 1878, as follows:
First National Bank of Warrensburg, Mo
German-American National Bank, Washington, D. C
German National Bank, Chicago, 111
Commercial National Bank, Saratoga Springs, N. Y
National Bank of Poultney, Vt
First National Bank of Butler, Pa

10 per
10 per
25 per
60 per
25 per
15 per

cent.
cent.
cent.
cent.
cent.
cent.

The aggregate amount of these dividends is $187,752.83, and their
average per cent, to claims proved is 22.66.
Dividends have also been paid to the creditors of banks which had
failed prior to November 1, 1878, as follows:
First National Bank, New Orleans, La
Ocean National Bank, New York City
Crescent City National Bank, New Orleans, La
Atlantic National Bank, New York City.




5 per cent.; total, 70 per cent.
5 per cent.; total, 100 per cent.
5 per cent.; total, 80 per cent.
..5 per cent.; total, 90 per cent.

REPORT OF THE COMPTROLLER OF THE CURRENCY. XXXIX
First National Bank Utah, Salt Lake City, Utah
9.4 per cent.; total, 24.4 per cent.
First National Bank, Tiffin, Ohio
19 per cent.; total, 66 per cent.
Criaiiottesville National Bank, Chariot!esville, Va
10 per cent.; total, 40 per cent.
City National Bank, Chicago, 111
25 per cent.; total, 70 per cent.
National Bank, Fishkill, N. Y
, 10 per cent. ; total, 55 per cent.
First National Bank, Franklin, Ind
20 per cent.; total, 65 per cent.
Northumberland County National Bank, Shamokin, Pa. 12^ per cent.; total, 62i per cent.
First National Bank, Winchester, 111
10 per cent.; total, 60 per cent.
National Exchange Bank, Minneapolis, Minn
10 per cent.; total, 75 per cent.
National Bank State Missouri, Saint Louis, Mo
35 per cent.; total, 70 per cent.
First National Bank, Delphi, Ind
~.. 10 per cent. 5 total, 60 per cent.
First National Bank, Georgetown, Colo
12^ per cent.; total, 12| per cent.
Lock Haven National Bank, Lock Haven, Pa
30 per cent.; total, 60 per cent.
Third National Bank, Chicago, 111
20 per cent.; total, 90 per cent.
Central National Bank, Chicago, 111
15 per cent.; total, 55 per cent.
First National Bank, Ashland, Pa
100 per cent.; total, 100 per cent.
First National Bank, Tarrytown, N. Y
10 per cent.; total, 80 per cent.
First National Bank, Allentowii, Pa
50 per cent.; total, 50 per cent.
First National Bank, Waynesbnrg, Pa
40 per cent.; total, 40 per cent.
Washington County National Bank, Greenwich, N. Y..50 per cent.; total, 100 per cent.
First National Bank, Dal las, Tex
10 per cent.; total, 10 per cent.
People's National Bank, Helena, Mont
15 per cent.; total, 15 per cent.
First National Bank, Bozeinan, Mont
40 per cent.; total, 40 per cent.
Merchants' National Bank, Fort Scott, Kans
15 per cent. 5 total, 15 per cent.
Farmers' National Bank, Platte City, Mo
100 per cent.; total, 100 per cent.

The total amount of dividends paid by the Comptroller to creditors
of insolvent national banks during the year ending November 1, 1879,
was $1,909,595. The total dividends paid since the organization of the
system is $15,919,908, upon proved claims amounting to $24,913,496.
The dividends paid equal 64.16 per cent, of the amount of the claims.
Assessments amounting to $6,320,250 have been made upon the shareholders of insolvent banks, for the purpose of enforcing their individual
liability, of which amount $1,816,007.82 has been collected in all, and
$357,173.82 of it during the past year.
A table showing the national banks which have been placed in the
hands of receivers, the amount of their capital and of claims proved,
and the rates of dividends paid, and also one showing the amount of
circulation of such banks, issued, redeemed, and outstanding, will be
found in the appendix.
THE LOSSES OF THE BANKS.

It is the practice of this office, under the law providing that reports
shall be made by the national banks and published by them in such form
as the Comptroller may require, to insist that all the assets of these
associations shall appear in such reports at their real value, as nearly
as such value can be determined, in order that the general public may
not be deceived thereby.
To show the real state of facts in this respect, it is necessary that all
losses and depreciations in values shall, as often at least as once in each
six months, be charged to the profits of the bank. Where this rule is
strictly followed, and dividends are determined in all cases by the remaining profits only, there is little danger of insolvency; since in most
cases which have heretofore occurred the causes of insolvency can be
traced to the accumulated losses of a long series of years, and the continuance of dividends regardless of such losses. The losses charged off
semi-annually by national banks in the years 1876, 1877 and 1878, have
been given, by States and reserve cities, in previous reports. The fol-




XL

REPORT OF THE COMPTROLLER OF THE CURRENCY.

lowing table, similarly arranged? shows the number of banks which have
charged off losses, and the amount of losses charged off by them, in each
of the two periods of six months ending on March 1 and September 1,
1879, together with the total amount for the year; to which have been
added the amounts charged off in each of the three preceding years:
March 1,1879.
States and Territories.

| No. of !
banks. ;

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City...
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia .
Washington
Virginia
West Virginia
North Carolina.......
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco
New Mexico
Utah
Montana
Wyoming
Dakota . T
Washington
Totals for 1879
A d d for 1878
A d d for 1877
A d d for 1876
Aggregate losses for four years..




43
27
28
134
50
39
58
145
41
6
55
140
26
18
5
6
12
1
4
15
7

7

•

1
7|
7 i
7!
2
30
8 •

18;
101
3|
5 ;
57 '
79
4
12 ;
3!
43 !
24 I
11
3
10 !
10 ;
10
1

Losses.

September 1,1879.
No. of
banks, i

$154, 523 16
52, 749 90
159, 439 95
1,155, 600 64
1, 284, 879 30
351, 752 05
453,183 19
677, 589 82
1,148, 856 67
115, 338 99
383,108 89
579,140 70 j
183,174 86 I
179, 258 88 j
4, 211 79 I
31, 006 79 !
265, 236 89
749 76
25,276 11
43, 852 73
36, 228 42
14, 980 74
50,477 56
23, 595 05
10 43
26, 404 19
150,923 53
7, 232 98
15,297 04
231, 871 47
57.120 44
38, 651 83
490, 395 44
50, 869 56
08, 418 54
295,417 17
466, 280 05
153, 296 24 |
175| 849 41
83, 908 36
20, 723 59
38, 508 11
125, 870 78
99, 821 96
32, 261 99
12, 346 11
29, 302 49
33.121 63
41, 785 02
12,130 04
10, 517 83
70,250 91
5, 808 61
5, 023 00
5, 251 93
2,843 72
5, 721 73
868 81

1,421 10, 238, 32498
1,304 : 10, 903,145 04
980
8,175, 960 56
806
6,501.169 82
35, 818, 000 40

Total losses.
Losses.

42 | $137, 930 13
28 ;!
103, 734 00
35
144, 053 70
141
972, 937 54
45
1, 370,511 28
32
171, 501 46 :
61
487, 725 94
150
821, 412 49
40
1, 986,700 70
116, 831 57
50
307, 204 83 ;
142
563, 256 39
25
308, 383 50 ;
19
153, 764 11
6
8, 981 52
946 95 i
9
35, 270 11 '
10
29,
0
28, 687 32
5;
116, 071 48
16
14,109 20
5!
62, 636 18
9
260, 719 11
10 ;
65, 764 66
10
530 68
1 i
36. 396 85
9
12L 960 34
7
136. 785 73
11
4. 409 07 i
2
145, 860 62
32 '
184. 594 91
8 i
85, 939 52
19
430, 594 57
97 i
45, 297 04
4;
85, 689 36
6!
534, 523 79
59 s
257, 646 75 ;
79 j
140, 165 23
8
245, 081 99
52 !
14, 832 27
4
50, 801 50
16 I
25, 744 91
3
116, 743 20
45 !
96, 341 75
23
30, 311 86
10
146, 611 30
5
58, 215 78
10
25, 454 00
9 i
58,182 43
4, 881 41
29,155 79
39, 543 30
19, 596 26
"""5," 340*16"
37, 690 38
3, 975 36
291 89
1,442 ;
1,430
1,108
1, 034

11, 487.330 17
13, 563,654 85
11, 757.627 43
13, 217,SoG60
50, 026, 469 05

$292, 453 29
156, 483 90
303,493 65
2,128, 538 18
2, 655, 390 58
523, 253 51
940,909 13
1, 499, 002 31
3,135, 557 37
232,170 56
690, 313 72
1,142, 397 09
491, 558 36
333, 022 99
13,193 31
66, 953 74
294,507 00
749 76
53, 963 43
159, 924 21
50, 337 62
77, 616 92
311,196 67
89, 359 71
541 11
62, 801 04
272,889 87
144, 018 71
19, 706 11
377,732 09
241, 715 35
124, 591 35
920, 990 01
96,166 60
154,107 90
829, 940 96
723, 932 80
293, 461 47
420, 931 40
98, 740 63
71, 525 09
64, 253 02
242, 613 98
196,163 71
62, 573 85
158,957 41
87.518 27
58; 575 63
99, 968 05
17, 012 05
39, 673 62
109, 794 21
25, 404 87
5, 023 00
10, 592 09
40, 534 10
9. 697 09
1,160 70
21, 725, 655 15
24, 466, 799 89
19, 933, 587 99
19, 719, 026 42
85, 845, 069 45

REPORT OF THE COMPTROLLER OP THE CURRENCY.

XLI

Iu the following table the total losses charged off in each geographical
division of the country during the last four years are shown, with the
number of banks reporting the losses:
New England ! Middle States.
States.

Sc>ut]i e m
states.

W e s t e r n States
and Territories.

United States.

Six mouths ending—
Amount. i N o . Amount.

No.

Marcn 1,1876
201 $1 485, 532 ! 268 $3, 553 129
September 1,1876 .. 282 3, 074,128 J 344 7, 156 349

67
90

Xo.

Total, 1876

4 559, 660

jlO, 709 478

289
March 1,1877
465. 328 ; 314 3, 462, 684
September 1,1877 -. 312 \ 4 825, 040 I 353 i > 945, 806
3

Total, 1877

Amount. No. • A m o u n t .
$308, 861
896, 891

478, 252
511, 841

7, 408 490

124
672, 032
140 1, 225, 602

i 3, 244,137

7, 290, 368

Total, 1878

10, 009 583

125
696, 646
139 1, 235, 784

4, 244, 637

19, 933, 588

436
442

2,380,288 1,304
2,818,469 1,430

10, 903,145
13, 563, 655

5,198, 757

24, 466, 800

458
456

2, 336, 600 1,421 10, 238, 324
2, 502, 712 1, 442 11, 487, 330

1, 897, 634

3, 612,128 459 3, 592, 950
3, 388, 394 ! 463 4, 360, 440

7, 360. 826

379
March 1,1879
September 1,1879 .. 384

19, 719, 027

980 8,175, 961
297 ! 1, 769, 697
357 I 2,474,940 1,108 11, 757, 627

990, 093

March 1,1878
327 3, 344, 012 417 4, 506, 813
September 1,1878 .. 399 ' 4, 016, 814 i 449 5, 502, 770

Amount.

270 $1,153, 648
806 $6, 501,170
318 2, 090, 489 1,034 13, 217, 857

1, 205, 752
80
86

No.

Total, 1879

1

7, 000, 522

7, 053 390

1, 932, 430

4, 839, 312

21, 725, 654

Total for 4 years

26, 211, 376

36, 080, 941

6, 025, 909

17, 526, 843

85, 845, 069

It will be seen from the foregoing table that the total losses charged
off by the banks during the current year were $21,725,654, that in 1878
they amounted to $24,466,800, in 1877 to $19,933,588, and in 1876 to
$19,719,027; making a grand aggregate of $85,845,069 of losses which
the banks have sustained during the four years named. Of the
$57,950,081 of losses charged off within the last two and a half years,
$8,639,407 Avas on account of depreciation in the premium on the United
States bonds held by the banks. The total losses thus charged off during the last four years are more than 19 per cent, of the entire capital
of the banks.
The amount of losses sustained in the several principal cities of the
United States is shown in the following table:
Cities.
New Y o r k . . .
Boston
Philadelphia
Pittsburg
Baltimore
New Orleans

1876.

1877.

1878.

$6, 873, 759 97 $4, 247, 941 66 $5,147, 319 98
1, 598, 722 68 2,192, 053 81 2, 490,197 46
333,248 47
561, 676 30
152, 976 14
289.466 59
419, 036 51
333,851 56
200, 597 74
368, 915 99
876, 207 32
286, 259 47
338, 496 90
519, 701 41

1879.

Total.

$3,135, 557 37 $19, 404, 578 98
2, 655, 390 58 8, 936, 364 53
491, 558 36
1, 539, 459 27
333,022 99
1,375,377 65
294, 507 00
1, 740, 228 05
272, 889 87
1, 417, 347 65

These losses have, to a considerable extent, been charged to the current profits of the banks—that is, to the profits of the semi-annual periods
in which the losses occurred. In some cases, however, where the losses
were large, they have been partly met from the accumulated profits of
the banks, including the legal surplus; and in extreme cases they have
been met, either by assessment upon the shareholders, or by a reduction
of the capital stock under section 5143 of the Eevised Statutes.
It will be seen from the above that the national banks have not escaped the effects of the general depression which, since 1873, has affected
all branches of trade and industry in the country, and this will still
more plainly appear in the paragraphs and tables which follow, relating
to surplus and dividends.




XLII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
SURPLUS.

In addition to the paid-up capital which each national bank must
have, and which must be kept always unimpaired, there is also the surplus fund, which the law provides shall be accumulated by setting aside,
before the usual semi-annual dividend is declared, one-tenth part of the
semi-annual net profits of the bank, in course of time this legal surplus becomes working capital, in the case of many banks largely exceeding their nominal capital. The capital and .surplus together form the
working fund of a bank, each contributing pro rata to its ultimate profits f
and the banks which make large dividends in proportion to their capital
are those which have accumulated a large surplus, such dividends being
really earned by their combined capital and surplus.
The following table shows the growth of surplus from the commencement of the system to the present time, as nearly as possible by semiannual periods, with the increase or decrease for each period :
Surplus.
Dates.
Amount.

Surplus.

Semi-annual
increase or
decrease.

Date.s.
Amount.

Increase.
July 4 1864
January 2,1865
July 3, 1865
January 1,1866
July 2, 1866
January 7,1867
July 1,1867
January 6,1868 . „
July 6, 1868
January 4,1869
June 12,1869
January 22,1870
June 9,1870
December 28,1870
June 10,1871
December 16,1871

$1 129 910
8, 663, 311
31, 303, 566
43, 000, 371
50,151, 992
59, 992, 875
63, 232, 811
70, 586,126
75, 840,119
81,169, 937
82, 218, 576
90,174, 281
91, 689, 834
94, 705, 740
98, 322, 204
101, 573,154

$7, 533, 401
22, 640, 255
11, 696, 805
7,151, 621
9, 840, 883
3, 239, 936
7, 253, 315
5, 253, 993
5, 329, 818
1, 048, 639
7, 955, 705
1, 515, 553
3, 015, 906
3, 616, 464
3, 250, 950

Semi-aDuual
increase or
decrease.
Increase.

June 10 1872
$105 181 943
December 27,1872 . . . 111,410,249
June 13,1873
. 116,847,455 1
December 26,1873 . . . 120,961,268
June 20, J 874
i 126,239,308 i
December 31,1874 . . .; 130,485,641 i
June 30,1875
J 133,169,095 i
December 17,1875 . . .| 133,085,422 1
June 30,1876
.! 131, 897,197
December 22,1876 . . I 131, 390, 665
June 22,1877
.! 124,714,073
December 28,1877 . . . i 121, 568, 455
June 29,1878
.i 118,178,531
January 1,1879
. 116,200,864
June 14,1879
. 1 114, 321, 376

$3 608 789
6, 228, 306
5, 437, 206
4,113, 813
5, 278, 040
4, 246, 333
2, 683, 454

Decrease.

$83, 673
1,188, 225
506, 532
6, 676, 592
3,145, 618
3, 389, 924
1, 977, 667
1, 879,488

The total surplus fund, which up to June, 1875, had from the beginning
shown a constant increase, during the six months next following first
began to showT a decrease; while each semi-annual period since the latter
date has exhibited a still diminishing surplus, thus in some measure indicating how severely the national banks have felt the business inactivity
and depression of the past six years.
DIVIDENDS.

Since the year 1869 the banks have been required to make semi-annual
reports of their dividends and earnings. From these reports tables have
been prepared showing the profits and dividends of all the national
banks. The latter must, to afford a fair view of the subject, be considered in their relation, not alone to capital, but to capital and surplus
combined 5 since, in reality, the latter contributes proportionately as much
to the semi-annual profits from which the dividends are derived as does
the former.
In the appendix is given a table which shows in a concise form the ratio
of dividends to capital, and of dividends to the united capital and surplus, and also the ratio of the total net earnings to capital and surplus,
of the national banks in each State and principal city in the Union, for
each half-year from March 1, 1875, to September 1, 1879.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLIII

The following table shows the capital, surplus, dividends, and total
earnings of all the national banks, for each half-year from March 1,1869r
to September 1, 1879, together with the ratio of dividends and earnings
to capital, and to combined capital and surplus:
KATIOS.

Period of six Xo. of
months end- banks.
ing-

Sept.
Mar.
Sept.
Mar.
Sept.
Mar.
Sept,
Mar.
Sept.
Mar.
Sept.
Mar.
Sept.
Mar.
Sept,
Mar.
Sept.
Mar.
Sept,
Mar.
Sept.

1,1869
1,1870
1,1870
1,1871
1,1871
1,1872
1,1872
1,1873
1,1873
1,1874
1,1874
1,1875
1,1875
1,1876
1,1876
1,1877
1,1877
1,1878
1,1878
1,1879
1,1879

1,481
1, 571
1,601
1, 605
1,693
1,750
1,852
1, 912
1, 955
1,967
1,971
2,007
2,047
2,076
2,081
2,080
2,072
2,074
2,047
2,043
2,045

Total dividends.

Capital.

Surplus.

$401, 650 802
416, 366, 991
425, 317,104
428, 699,165
445,999,264
450, 693, 706
465, 676, 023
475, 918, 683
488,100, 951
489, 510, 323
489, 938, 284
493, 568, 831
497, 864, 833
504, 209, 491
500,482,271
496, 651,580
486, 324, 860
475, 609, 751
470, 231, 896
464, 413, 996
455,132, 056

$82,105, 848
86,118, 210
91, 630, 620
94, 672, 401
98, 286, 591
99,431.243
105,181, 942
114, 257, 288
118,113, 848
123, 469, 859
128, 364, 039
131, 560. 637
134,123, 649
134, 467, 595
132, 251, 078
130, 872,165
124, 349, 254
122, 373, 561
118, 687,134
116, 744,135
115,149, 351

Total net
earnings.

Dividends
to capital
and surplus.

Earnings
to capital
and surplus.

Per cent. Per cent.
5.42
4.50
5.16
4.27
4.96
4.08
5.18
4.24
4.96
4.07
5.07
4.16
5.12
4.17
5.22
4.21
5.09
4.09
4.81
3.84
5.09
4.03
5.01
3.96
4.88
3.85
4.92
3.88
4.50
3.57
4.39
3.47
4.54
3.62
3.99
3.17
3.81
3.04
3.78
3.02
3.82
3.05

Per cent.
6.04
5.77
5.1&
5. 21
5.02
5.00
5.36
5.41
5.46
4.82
4.86
4.66
4.56
3.62
3.25
3.12
2.50
2.83
2.31
2.53
2.96

Dividends to
capital.

$21. 767. 831 $29, 221,184 :
• 21, 479; 095 28, 990, 934 ;
21, 080, 343 20,813,885
22, 205, 150 27, 243.162 1
22,125,279 27, 315, 311 I
22, 859, 826 27, 502, 539 i
23,827,289 30, 572, 891 ,
; 24,826,061 31. 926. 478 i
i 24,823,029 33,122, 000 !
23,529,998 29, 544,120
24, 929, 307 30, 036, 811 j
: 24,750,816 29,136, 007 I
! 24,317,785 28,800,217 :
24,811,581 23, 097, 921 ;
22,563,829 20, 540, 231 1
21,803,969 19, 592, 962 i
22,117,116 15, 274, 028 ;
18,982,390 16, 946, 696
17, 959, 223 13, 658, 893
17,541,054 14, 678, 660
17,401,867 16, 873, 200

This table shows that there has been a steady falling off in the rate of
earnings since 1870. In that year the ratio of dividends to capital was
10.12 per cent, while this year it is but 7.60 per cent. In the former
year the ratio of dividends to capital and surplus was 8.35 per cent,
while now it is 6.07 per cent, only 5 and since the date mentioned the
ratio of earnings to capital and surplus has fallen from 10.96 per cent,
to 5.49 per cent.
This marked decline is directly attributable to the losses sustained by
the banks, in consequence of which many of them have declared no
dividends at all, while others, though declaring dividends, have reduced
them to a rate far below the average legal rates of interest.
The following tabular statement shows by geographical divisions the
number of national banks, with their capital, which have paid no dividends to their stockholders during the semi-annual periods of 1878 and
1879 respectively, together with the totals of each semi-annual period
for the three preceding years:
Six months ending—
March 1,1879.

Geographical divisions.

I Average for
year.

Capital.
Xew England States
Middle States
Southern States
Western States and Territories
Totals
Totals
Totals
Totals

for
for
for
for

1879
1878
1877
1876

Average for four years




:

Capital.

46 $16,135, 700
99 ' 17,804,000
32 5,751,000
132 14,153.000

42 $15. 020, 000
91 12,920,300
41 5,254,000
125 11, 382, 000 j

309
328
245
235

299
357
288
273

53, 843, 700
48,797,900
40, 452, 000 :
j 34,290,320

279 l 44,345,980

the

September 1,1879. i

44 $15,577,850
95 15,362,150
37 : 5,502,500
128 12,767,500

44, 576, 300 !
58,736,950 ,
41,166, 200
44,057,725 '

304
343
266
254

49, 210, 00053, 767, 425
40, 809,100
39,174, 022

304 47,134,294 '

292

45,740,137

XLIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The number of banks passing dividends in the first dividend period
of 1879 was 309, with a total capital of $53,843,700 5 in the second period
the number was 299, with a capital of $44,576,300 5 while during the
last four years the average number of banks semi-annually passing dividends on account of losses has been 292. The average amount of capital
upon which no dividends have been paid during that time is $45,740,137;
from which it follows that for a continuous period of four years about
one-seventh of the whole number of banks in operation have paid no
dividends, and that more than one-tenth of the total capital has been
unreinunerative.
The percentage to capital of dividends paid, and of dividends and
earnings to combined capital and surplus, is given by similar divisions
in the following table, for the years 1877, 1878, and 1879:
1877.

1878.

1879.

DiviGeographical ,
Earnings
Divi
t
Divi- dends to
divisions.
" capital0 o.wi L.. dendsto capital to capital
jdendsto capital t1^; S 'dendsto'• ^
£
| capital, j and surcapital, and surcapital.! andsur- and surplus.
! plus.
plus.
plus.
Per ct.

Kew England
States

Middle States..
Southern States
Western States
and Territories

United States..1

Per ct.

Per ct.

7. 6
8. 5
8. 3

Per ct.
6.0
6.6
7.1

Per ct. i Per ct.

4.7 !
5.4 |
7.1 !

6.9
7.9
7.3

5.5
6.1
6.2

4.3
4.9
5.7

12 2

9.6

7.2

9.6

7.8

7.1

5.6

7.8

6.2

Per ct. , Per ct.
6.4
7.9
7. 0

5.2
6.1
6.0

6.9

9.4

7.5

5.1

7.6

6.1

Per ct.
4.2
5.8
5.4

5.5

The three subjects of losses, surplus, and dividends are, it will be perceived, intimately connected one with another. The large losses, the
depleted surplus, and the diminished dividends of the national banks
all point to the conclusion that these institutions cannot longer continue
to pay the heavy rates of taxation imposed upon them alike by the
States and by the General Government, and at the same time adequately remunerate their shareholders for the use of their capital.
TAXATION.

The Comptroller respectfully calls the attention of Congress to the
subject of taxation of the circulation, capital and deposits of the national
banks, and again recommends the repeal of the tax upon their capital and
deposits. The reasons which induce this recommendation are given at
length in his report for 1877. It is important to be considered that this
tax originated as a war measure. At the time it was imposed it was
deemed expedient, in order to meet an extraordinary emergency, to lay
even the necessaries of life under contribution to sustain the government. All taxes thus imposed upon these necessaries have since then
been repealed, and the internal revenue of the government, with the exception of that arising from the tax on banking capital and deposits, is
now derived from imposts on spirits, tobacco, matches, patent medicines and fermented liquors. Even the tax on tea and coffee, which
are admitted luxuries, has been removed. Banking capital, one of the
necessities of trade and commerce, is thus put on a footing with what
are generally considered the least indispensable luxuries.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XLV

The taxes imposed by the general government are not the only ones
to which the national banks are now compelled to submit. As has been
shown in previous reports, a large proportion of the taxes of the banks
are those imposed under State laws. The repeal of the law of the United
States which taxes banking capital and deposits would not, therefore,
remove the heaviest burden to which the banks are subject. It would,
however, lighten the weight which now rests upon them, and which
amounts to nearly seventeen millions annually, or more than 4 per
cent, upon the total amount of national-bank circulation outstanding;
and such action on the x>art of Congress Yvould set an example, the wisdom of which might perhaps be recognized and copied by State legislatures.
In order to show how the taxes paid by national banks under State
laws compare with those paid by the same banks under the laws of the
United States, the Comptroller presents with this report tables for the
years 1867 and 1869, and for the years from 1874 to 18787 inclusive, showing the total taxes paid in each State and reserve city, with the capital
of the banks, and the percentage of tax to capital in each case. The
tables for the years named, with the exception of that for 1878, will be
found in the appendix. The table for the latter year is given below,
and shows, by geographical divisions, the amounts of taxes paid and
their percentage to capital:
A m o u n t of taxes.

States and Territories.

Capital."

Xew England States
New York
Xew York City
Albany . . . .
New Jersey
Pennsylvania.
. .
Philadelphia
Pittsburgh.
Delaware
Maryland
Baltimore
District of Columbia
Washington
Middle States
Virginia
W^est Virginia..
North Carolina
South Carolina
Georgia . . .
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States

United

'

Miaine
New Hampshire
Vermont
Massachusetts
Boston
.
Rhode Island
Connecticut

1

States.

$10, 760, 000
5, 740, 000
8, 544, 285
44, 200,128 i
51, 927, 865
9
0 031 112 1
25 474 204 I

i U.S.

State.

Total.

Per ct. Per ct Per ct
1.1
2. 2
3.3
1.1
L8
2.9
1.0
1.9
2. 9
2.9
1.1
1.7
2.6
1.3
1.3
0.9
29
1.3
1.0

1.5

2.5

2,593,043 !

4,493,778 \

1.1

1.6

2. 7

499,197 j
700, 786
1,226,933
1,606,049
55,609 |
56, 440
203,567 i
257,276
395, 089 ;
187, 709
333,161
114,235
134,072 |
54, 008
24,451
6, 980
31,847
29, 903
129, 571 ;
197,716
!
4,392
j
16,687
6,068 '

1,199,983 i
2,832,982 ;
112,049 !
460,843 1
582,798
447, 396
188,140
31,431
61,750 i
327 287
4! 647 j
22, 755 i

1.5
2*! 8
1.4
1.4
2. 0
1.3
1.4
1.4
1. 2
L7
1.4

2.1
2.9
2.8
1.8
0.7
0.7
0.5
0.4
1.3
1.8
0.1
0.6

3.6
5.1
5.6
3.2
2.1
2. 7
1.8
1.8
2,7
3.0
1.8
2.0

i
i
,
i

1,900,735 i
;

i
1
!
i
:
!
!

221 202
714,179 ;
553, 083 !
853,154
9
083 322
50 000
1, 068, 000
3, 040, 538
1, 072, 099
205 000
7, 030, 396 i
3, 012, 075
3, G80, 300
31, 583, 348

Total,

$346,535
166,333
246, 745
1,260,074 !
1,375,600 !
449 064 i
649,427 ]

176, 768, 399 \
3
1,
2,
2,

State.

Katios to capital.

$231, 655
101,484
158, 588
760,115
702,834 !
257 654
380, 713

166, 737, 594
33, 541, 481
55,150, 348
2, 000, 000
14,101, 926
28 549 169
16, 843, 000
10, 350, 000
1, 738. 294
2, 264, 510
10, 762, 648
252, 000
1, 215, 023

$114,880
64,849
88,157
499,959
672,766
191 410
268, 714

!

;

i

3, 217, 485

6,272,061

1. 7

1.8

3.5

48 789
21,411
30,495 ;
29,515
9
5 769
779
19,826
46,068
14, 863
3 243
78,046
40,741
50,294

66 607
27,196
31,982
59,010
37 667
851
22,404
28, 332
15,104
2, 705
39,830
16, 469
57,919

115 396
48,607
62,477
88. 525
63 436
1, 630
42, 230
74, 400
29, 967
5 948
117,876
57, 210
108, 213

1.5
1.2
1.2
1.0
1.2
1. 6
1.2
1.5
1.4
1.6
1.1
1.4
1.6

2
1.6
1.3
2.1
1.8

37
2.8
2.5
3.1
30

1.3
1.0
1.7
1.3
0.6
0.5
2.1

2. 5
25
3.1
2. 9
1.7
1.9

409, 839 ;

406, 076

815, 915

1 3

1.3

2.6

3, 054, 576

;

9

1.7

3.3

* The capital of the banks that reported State, county, and municipal taxes on stock and real estate
is $403,983,724.




XLVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of Taxes, $-c.—Continued.
Ratios to capital.

Amount of taxes.
States and Territories.

Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan.
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
^Nebraska
Colorado
Oregon
California*
San Francisco*
]STew Mexico
Utah
Idaho
Montana
Wyoming
Dakota
Washington
Western States and \
Territories

Capital.

United
States.

$18, 903, 037
4,333,333
4, 289, 130
15,381,544
11,319,200
4,770,166
7,561,740
2,100, 000
2,690,000
650,000 !
6, 048, 704
4, 793,131
1,725,817
2, 653, 750
952, 320
950, 000
1, 003, 750
250, 000
1, 550, 000
2, 750, 000
300, 000
200, 000
100, 000
332,880 i
125,000
129,124 '
111,671 :

State.

Total.

U. S.

$254, 030
65, 684
46,252
194,104
157, 543
118,637
90,915 :
35, 165 ,
40,748
15, 556
81,949
62,850
24,512
' 44,014
15,238
21, 690
24, 002
7.710
18! 547
22, 570
4, 280
2, 803
1, 396
6,637
2,188
2, 363
699

$390,062
120,832
86,779 i
316, 918
210, 986 i
106,157
113,231
31,099 ,
49,903
17,144
115,594 !
92,720
31,987
62,748
21,131
23, 706
23,106
2, 925
3,696
109
5,243
2,750
3,147
4, 588
2, 630
672

$644, 092
186, 516
133, OBI
511, 022
368, 529
224, 794
204,146
06, 264
90, 651
32, 700
197,543
155, 570
56, 499
106, 762
36. 369
45^ 396
47,108
10, 635
22, 243
22, 739
9, 523
5, 553
4, 543
11, 225
4,824
3, 035
699

Per ct. Per ct. Per ct
3.4
1.3
2.1
4.2
1.5
2. 7
3.1
1.1
2.0
3.4
1.3
.2.1
3.4
1.4
2.0
5.1
2.5
2.6
2.7
1.2
1.5
3.2
1.7
1.5
3.5
1.5
2.0
5.0
2.4
2.6
3.5
1.4
2.1
3.3
1.3
2.0
3.9
1.4
2.5
4.0
1.6
2.4
4.2
1.6
2.6
4.9
2.3
2.6
4.8
2.4
2.4
4.3
3.1
1.2
1.5
1.2
0.3
0.8
0.8
0.0
3.2
1.4
1.8
2.8
1.4
1.4
4.6
1.4
3.2
5.1
2.0
3.1
3.9
1.8
2.1
3.1
1.8
1.3
0.6
0.0
0.0

State.

Total.

95, 974, 897

1,362,082

1,839,929

3,202,011

2.0

3.4

471, 064, 238

Totals.

6, 727, 232

8, 056, 533

14, 783, 765

1.7

3.1

* California banks pay no State taxes on capital, except such as is invested in real estate.

It is to be regretted that it has not been possible to obtain the data
from which to prepare a table similar to the above, showing the United
States and State taxes paid by banks other than national, with their
capital and the percentage of tax to capital. In the following table,
however, the taxes paid annualy to the Commissioner of Internal Revenue by banks other than national, on circulation, on deposits, and on
capital, are given from 1864 to 1879:
On circulation.

Years.
1864
1865.
1866.
1867.
1868.
1869.
1870.
1871.
1872.
1873.
1874.
1875.
1870.
1877.
1878.
1879.

$2, 056, 996 30
• --- 8
1,993,661.844
990, 278 11
214, 298 75
28, 669 88
16, 565 05
15, 419 94
22, 781 92
8, 919 82
24, 778 62
16, 738 26
22, 746 27
17, 947 67
5,430 16
1,118 72
13, 903 29
Aggregates

!

5, 450, 254 60

On deposits.

; On capital.

$780,723 52
2, 043, 841 08
2, 099, 635 83
1, 355, 395 98
1. 438, 512 77
1,734,417 63
2,177, 576 46
2. 702,196 84
3. 643, 251 71
3, 009, 302 79
2, 453, 544 26
2, 972, 260 27
2, 999, 530 75
2, 896, 637 93
2, 593, 687 29
2. 354, 911 74
37, 255, 42i

$903, 367 98
374, 074 11
476, 867 73
399, 562 90
445, 071 49
827, 087 21
919, 262 77
976, 057 61
736, 950 05
916, 878 15
1,102, 241 58
989, 219 61
927, 661 24
897, 225 84
830, 068 56

Totals.
837, 719 82
940, 870 90
463, 988 05
046, 562 46
866, 745 55
196, 054 17
020, 083 61
644,241 53
628, 229 14
771, 031 46
387,160 67
097, 248 12
006, 698 03
829,729 33
492, 031 85
198,883 59

11, 721, 596 83 54, 427, 278 28

The rate of taxation imposed on the deposits and capital of State
banks and private bankers is precisely the same as that imposed upon
national banks. The tax upon their circulation consists chiefly of penalties imposed for its unauthorized issue.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLVII

Iii comx>arison with the foregoing is placed the following table, showing the taxes paid to the United States by the national banks during
the same years:
O n circulation.

Years.
1864
.
1865
.
1866
1867
1868
1869
1870
1871
1872
1873
1874
.
.
1875
1876
1877
1878
1879. ...

...

.
...

$53,193 32
733 247 59
2,106,785 30
2, 868, 636 78
2, 946, 343 07
2 957 416 73
2 949, 744 13
2, 987, 021 69
3 193 570 03
3 353 186 13
3 4()4 483 11
. . 3, 283, 450 89
.
3,091,795 76
2,900.957 53
2, 948^ 047 08
3, 009, 647 16
49 787 5^6 30

O n deposits.

O n capital.

$95, 911 87
1 087, 530 86
2, 633,102 77
2, 650,180 09
2, 564,143 44
2 614, 553 58
2, 614, 767 61
2, 802, 840 85
3 V>0 984 37
3 196 569 99
3 209, 967 72
3, 514, 265 39
3, 505,129 64
3, 451, 965 38
3,273,111 74
3, 309, 668 90

$18,432 07
133,251 15
406, 947 74
321, 881 36
306, 781 67
312,918 68
375, 962 26
385, 292 13
389 356 27
454 891 51
469, 048 02
507,417 76
632, 296 16
660, 784 90
560, 296 83
401, 920 61

Totals.
$167, 537 26
1, 954 029 60
5,146, 835 81
5, 840, 698 23
5,817,268 18
5,884,888 99
5, 940, 474 00
6,175,154 67
6 703 910 67
7 004 646 93
7 083 498 85
7, 305,134 04
7,229,221 56
7, 013, 707 81
6, 781, 455 65
6, 721, 236 67

43, 644, 693 50 6, 337, 479 12 92, 769, 698 92

The taxes above shown are those paid under the laws now in force,
requiring the national banks to pay semi-aimually to the Treasurer of
the United States a duty of one-half of one per cent, on the average
amount of their circulating-notes outstanding, one-quarter of one per
cent, upon the average amount of their deposits, and a like duty
upon their capital in excess of the- amount invested in United States
bonds. It will be seen that the national banks have contributed more
than two-thirds of the whole amount of the taxes paid by the banks
and bankers of the country, while the cost to the government of the
national system since its inauguration in 1863, including the engraving
of plates and the printing of circulating-notes, has been but $4,732,731.
From tables similar to the one first given herein for 1878, showing the
amounts of national and State taxes paid by the national banks, the
following condensed table has been prepared, which shows the taxes,
national and State, paid by the national banks during each year from
1866 to 1878 inclusive. The taxes shown for 1866, 1867, and I860, and
for the years 1874 to 1878, inclusive, are from complete data obtained
by this Office, while those given for the year 1868, and from 1870 to
1873, inclusive, are estimated. In the returns of the United States taxes
paid prior to 1872, the special or license tax of two dollars on each
one thousand dollars of capital, and the income tax on net earnings, are
included:
Ratio of tax to capital.

Amount of taxes.
Tears.

| Capital stock.
United States.

1866
1867
1868

! $410, 593, 435
i 422, 804, 666
!
420,143,491

1869...
1870
1871
1872
1873
1874
1875
1876
1877
1878

j 419,619,860
! 429,314,041
i 451, 994,133
472.956,958
; 488,778,418
493,751,679
503, 687, 911
i 501, 788, 079
485,250,694
471,064,238




$7, 949. 451
9, 525; 607
9, 465, 652
10, 081, 244
10,190, 682
10, 649, 895
6, 703, 910
7, 004, 646
7, 256, 083
7, 317, 531
7, 076, 087
6, 902, 573
6, 727, 232

State.

$8, 069, 938
8, 813,127
8, 757, 656
7, 297, 096
7, 465, 675
7, 860, 078
8, 343, 772
8, 499, 748
9, 620, 326
10, 058,122
9, 701, 732
8, 829, 304
8, 056, 533

Total.

$16, 019, 389
18, 338, 734
18, 223, 308
17, 378, 340
17, 656, 357
18, 509, 973
15, 047, 682
15, 504, 394
16, 876, 409
17, 375, 653
16, 777, 819
15, 731, 877
14, 783, 765

™ £ ; State.
Per
1.

Total.

Per ct Per ct
3.9
2.0
4.3
2.1
4.3
2.1
4.1
1.7
4. 1
1.7
4.1
1.7
3.2
1.8
3. 2
1.8
3.5
2.0
3.5
2.0
3.4
2.0
3.3
1.9
3.1
1.7

XLVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.

In order that it may be seen how unequally these United States and
State taxes bear on the national banks in different sections of the country, the following tables have been prepared, giving, for the years from
1874 to 1878 inclusive, the capital stock invested, and the percentage
thereon of taxes paid, in each of the four geographical divisions of the
country:
1874.

Katios to capital.

Amount of taxes.
Geographical divisions.

Capital.
IT. S.

State.

Total.

I

New England States
$160, 517, 266 $1, 896, 533 j $2, 980, 484 $4, 877, 017
Middle States
190,162,129
3, 325, 425 j 3, 91], 371 7, 236, 796
Southern States
33, 558, 483
436, 540 j
517, 792
954, 332
Western States and Terr's. 109, 513, 801 1, 597, 585 j 2, 210, 679 3, 808, 264
United States

493, 751, 679

State. I Total.

U . S.

Per ct. Per ct. j Per ct.
1.2
1.8
3.0
1.7
2.1
3.8
1.3
1.5
1.5
2.0
3.5

7, 256, 083 j 9, 620, 326 16, 876, 409

3,5

1875.
$164, 316, 333
New England States
193, 585, 507
Middle States
34, 485, 483
Southern States
Western States and Terr's. 111, 300, 588
United States

$1, 937, 016 $3, 016, 537 $4, 953, 553
3,300,498 I 4,062,459
7,362,957 !
445,048
476,236 !
921,284 !
1,634,969 2,502,890 i 4,137,859

I 503, 6S7, 911

7, 317, 531

1. 2
1.7
1.3
1.5

1.8
2.1
U
2.4

10, 058,122 , 17, 375, 653

3.0
3.8
2. 7
3.9

2.0

1876.
$168, 068,379 ,.$1, 947, 970 $2, 914, 808 $4, 862, 778
New England States
192,163, 773
Middle States
3,190, 247 4,025, 316 7, 215, 563
854, 945
33, 439,193 1
Southern States
423 781
431 164
Western States and Terr's. 108,116, 734
514 089 2,330, 444 3, 844, 533

i !
•

United States

501, 788,079

076, 087

»,701 732 16, 777, 819

1.2
7
1,
1.4

. 2.3

2.8
3.9
2.6
3.7

1.4

2.0

3.4

1.1 1
1.7 !
1.3 !
1.4

1.7
1.9
1.4
•1
>

2.8
3.6
2.7
3.5

1.

1.9

3.3

6
1.1 [ 1.
1.7
1.8
i 1 .3
1.3
1.4
2.o

:

2.7
3.5
2.6
3.4

7 |

3.1

1.7
9 2

1.3

1877.
New England States
I $167, 788, 475 $1 907 776 $2, 864 119 $4 771 895 i
Middle States
j 182,885,562
3 129, 990 3,544 862 6,674 852
Southern States
32, 212, 288
429,149
411 486
840 635
Western States and Terr's. 102, 364, 369 1 453 321 1,991 174 3 444 495 !
United States

I 485, 250, 694

877
6, 902, 573 j 8, 829, 304 j 15, 731, 87 :

i

1878.
New England States
$166,737,594 $1,900,735 $2,593,043 $4,493,778
Middle States
176, 768, 399 3, 054, 576
3, 217, 485 6, 272, 061
Southern States
31, 583, 348
409, 839
406, 076
815, 915
Western States and Terr's.. 95, 974, 897 | 1,362,082
1,839,929
3,202,011
United States

471, 064, 238 !

8,056,533

14,783,765 j

1.4

L

* The capital of the banks which reported State taxes in 1874 was $476,836,
'6,836,031: in 1875, $493,738,408
n 1876, $488,272,782; in 1877, $474,667,771, and in 1878. $463,983,724.




REPORT OF THE COMPTROLLER OF THE CURRENCY. XLTX

This table shows that the heaviest taxes are paid in the Western and
Middle States, and the lightest in the Southern and Eastern. The
table below shows for three different years the great inequality in the
rates of State taxation paid in the principal cities of the country:
Kate s of taxation.
1876.

Cities.
United

States. State.

Boston
A l l)nn v
Philadelphia

Baltimore
New Orleans
Louisville
Cincinnati
Cleveland
Detroit
Milwaukee
Saint Louis
Saint Paul

1878.

1877.

Total. United State, j Total. United State.
States.
States.

Total.

Per cent Per cent Per cent Per cent Per cen11*er centPer cent Per cent 1\'r
1.6
1.6
1.3
2. 9
1.4
3.0
1.3
1.3
v)
9
5.0
35
21
2.9
1 9
54
6,2
6.6
2.8
3.4
3. 2
3.0
32
•2.8
0.7
2.8
0.7
0.7
2.1
2.0
05
1.9
1.9
1.4
0.5
0. 5
1.4
1.3
3.2
1.9
1.2
2.0
1.2
3.1
1.8
1.2
--2.3
1.2
0.7
0. 6
1.1
1.3
2.0
1.4
1.8
0.9
0.2
1.5
2.4
1.0
1.6
1.5
1.9
0.5
1.4
1.9
0.5
1.4
1.4
0.5
4.6
2.9
1.7
4.6
2.9
1.5
1. 7
.- . . . . . . .
3.6
1.1
2.5 :
3.3
1.1
2.0
1.1
5.2
2.9
5.8
9.5
2.2
2.2
3.0
° 6
1. 5
3.1
1.7
3.3
1.6
1.6
1.5
1.7
5.1
2.6
2.4
5.0
2.4
22
2.9 !
2.6
.3.9
2.5
2.6 !
3.9
1.3
1.4
2.4
1.6
3.0
1.2
1.8
3.0
1.3
1.3
1.7 1
1. 5

cent
2. (5
5.1
5.6
2.7
1.8
3.0
2.0
2.5
1.9
4.2
3.1

5 1
3.2
5.0
4.0

The States in which the rates of State taxation were most excessive
during the years 1876, 1877, and 1878 are shoAvn in the table below:
1876.

1877.

1878.

State. Total, i U.S.

State.

States.
U.S

New York
New Jersey
Ohio
.'
Indiana
Illinois
Wisconsin
Kansas
Nebraska
South Carolina.
Tennessee

State. Total.

U.S.

Perce nt Per cent Per cent Per
1. 8
4.9
3.1
1. 4
3.5
2.1
4.0
1. 3
2.7
1. 9
2.5
3.7
4.2
2.4
1. 8
1.
2.1
3.8
1. 5
2 9
1. 0
1. 4

3.0
2.5
2.7
2.1

4.5
4.7
3.7
3.5

cent Per cent Per cent Per
1.9
2.7
4.0
1.4 i
1-9 1 3.3 !
2.4
3.8 1
1.4
3. 5
1.2
1.7
'\ 2
3.9 '
1.7
2.1
3.8
1.7
2.3
1.0
1.6

2.6
2.3
2.6

4.3
4.6

cent Per
2.0
1.4
1.3
1 3
1.7
17
1.6
23

3.8

1.0
1.6

3.6 i

Total.

cent Per cent
2.6
4.6
IS
39
3.5
2 1
34
3.8
39
26
42
26
49
21
3 1
2.1

3.7

In the foregoing tables there appears to be an inequality in national as
well as State taxation; but this inequality is seeming only, and arises from
the fact that while the rate of tax imposed on circulation, deposits, and
capital is uniform as to all banks and in all sections of the country, yet
in the tables there is given the percentage of the total tax to the capital
only. Therefore, in those States where the deposits and circulation
are'large in proportion to capital, the percentage appears greater. In
States where the deposits and circulation are proportionately smaller,
the percentage appears less. But in the case of State taxation the inequality is a real one, as the whole taxes are laid directly on the shares
of capital stock alone. These heavy impost rates of necessity compel
national and other banks and bankers to raise their rates of discount, in
order to be able both to pay the tax and to make a reasonable return to
their stockholders for the use of their capital 5 and this increased rate
4cC




L

REPOKT OF THE COMPTKOLLEK OF THE CURRENCY.

of-discount must be and is largely paid- by the producers and active
business men of the country, who are the customers of the banks.
For the past twelve years, upon an average combined capital and surplus of $588,554,173, the average annual net earnings of the national
banks, including the amount paid in taxes, have been $68,078,144. Of
this latter sum $10,958,578, or about one quarter, have been annually
paid in taxes, national and State, and about $45,443,564 have been annually paid in dividends. Of the $16,953,578 paid annually in taxes of
all kinds, $3,239,009 have been paid to the United States under the law
taxing deposits and capital, the repeal of which the Comptroller earnestly recommends. These taxes amount to nearly one per cent, of the
average capital, and its repeal would undoubtedly, in the case of the
country banks at least, haAre an appreciable effect in lowering the rate
of discount.
RESERVE.

The following table exhibits the amount of net deposits, and the reserve required thereon by the act of June 20, 1874, together with the
amount and classification' of reserve held by the national banks in
iNew York City, in the other reserve cities, and by the remaining banks,
at the date of their reports in October of each year from 1875 to 1879:
NEW

Number of Net de- Reserve
banks posits. required.
Millions.

October
October
October
October
October

1, 1875

48
47
47
47
47

1870
1, 1877
1, 1878
2, 1879

202, 3
197.9
174.9
189.8
210.2

Millions.

50. 6
49.5
43.7
47.4
52.6

YORK CITY.

Reserve held.

Classification of reserve.

j Ratio to
Other law- Due from RedempAmount. deposits. Specie. ful money. agents. tion fund.
Millions.

60.5
60.7
48.1
50.9
53.1

29.9
30.7
27.5
20. 8
25.3

Millions.

5.0
14.6
13.0
13.3
19.4

1.1
0.8
0.8
1.1
1.1

54.4
45.3
34.3
36.5
32.6

OTHER RESERVE CITIES.
October 1
October 2
October 1
October 1,
October 2

1875.
1876.
1877
1878
1879.

188
189
188
184
181

223. 9
217.0
204.1
199.9
228.8

56.0
54.2
51.0
50.0
57.2

74.5
76.1
67.3
71.1
83.5

33.3
35.1
33.0
35.6
36.5

1.
4.
5.
9
11

5
0
6
4
3

37.1
37.1
34.3
29.4
33.0

32.3
32.0
24.4
29.1
35.7

33.7
31.0
31.6
31.1
30.3

53.8
55.4
48.9
56.0
71.3

11.5
10.8
10.7
11.0
11.2

125. 2
113. 4
100. 2

. 85.6
87.4 ,
73.3 !
85.1
107.0 1

16.2
14.6
14.5
15.3
15.8

!
!
!
|
1

3.6
3.0
3.0
3.2

3.5

STATES AND TERRITORIES.
October 1, 1875.
October 2, 1876.
October 1 1877.
October 1, 1878.
October 2, 1879.

1,
1,
1,
1,
1,

851
853
845
822
820

307.
291.
290.
289.
329.

9I
7
1
1
9

46.3
43.8
43.6
43.4
49.5

100.1 !
99.9
95.4
100.1
124. 3

32. 5
34.3
32.9
36. 7
37.7

1.6
2.7
4.2
8.0

11.5

SUMMARY.
October
October
October
October
October

1,1875.
2,1876"
1,1877.
1,2 878.
2,1879.

2, 087
2, 089
2,080
2,053
2,048

734.1 i
706. 6 i
669.1 I
678.8
768. 9

152.2
147. 5 '
138.3
140.8
159. 3

235.
236.
210.
228.
260.

1
7
8
1
9

32.0
33.5
31.5
33.6
33.9

8.
21.
22.
30
42

1
3
8
7
2

97. 0
95. 9

It will be seen from the above table that the reserve held by the banks
in the city of New York on October 2 last was much less in proportion




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LI

to their liabilities than it had been at a corresponding date in any of
the four preceding years.
The following table, compiled from returns made to the Clearing House
by the national banks in New York City, exhibits the movements of
their lawful-money reserve, weekly, during the month of October, for
the last se ven years:
llatio of reserve to—
"Week ending—

Specie.

Legal-tunders.

|
|

T o t a L

i
I
Octobei • 4 1873
Oetobei • 11 1873
Octobei • 18 1873
Octobei • 25, 1873
Octobei • 3 1874
Octobei • K) 1874
Octobei • 17 1874 . . .
Oetoboi • 94 1874
Octobei •31 1874
Octobei • 9 1875
Oetobei • 9, 1875
Octobei1 1 6 1875.. . . Octobei 23 1875
Octobei 30 1875
Octobei • 7 1876
Octobei •14, 1876
Oetobei ' 2 1 , 1876
Octobei •28, 1876
Octobei1 6 1877
Octobei1 1 3 1877
Octobei1 20 1877
Octobei •27, 1877
Octobei• 5, 1878
Octobei • 12 1878
Octobei' 19, 1878
Octobei • 26, 1878
Octobei 1 4, 1879
Octobei • 11. 1879
Octobei •18, 1879
Octobei* 25 1879 . .

#9 240 300
10, 506, 900
11, 650,100
11,433,500
15, 373, 400
14, 517, 700
12 691 400
11, 457, 900
10 324, 900
5, 438, 900
5, 716, 200
5 5>;)8 500
5, 735, 000
8, 975, 600
17 682 600
16, 233, 600
15,577,500
14, 011, 600
14 665 600
14 726, 500
14, 087, 400
15, 209, 000
14, 9.95, 800
12 184, 600
13, 531, 400
17, 384, 200
18, 979, 600
20, 901, 800
24, 686, 500
25, 636, 000

$9 251, 900
8,049,300
5,179,800
7,187,300
53,297,600
52,152, 000
51 855,100
49,893,900
50.773,000
56,181,500
51,342.300
48 582, 700
47, 300, 900
45,762,800
45 535, 600
43,004,600
41, 421, 700
41,645,600
36 168 300
35,178, 900
35,101,700
34, 367, 800
38,304,900
37,685,100
36, 576, 000
35,690,500
34,368,000
32, 820, 300
29,305.200
26, 713, 900

i $18, 492, 200
: 18,556,200
i 16,829,900
:
18,620,800
68,671,000
; 06, 669, 700
64 546,500
61,351,800
61.097,900
01,620,400
; 57,058,500
i 54, 111, 200
! 53, 035, 900
I 54,738,400
63 218 200
59,238,200
! 56, 999, 200
55,657,200
50 833- 900
! 49, 905, 400
1 49,189,100
'. 49, 576, 800
53,300,700
49,869,700
! 50,107, 400
i 53,074,700
[ 53,347,600
! 53, 722,100
! 53,991,700
! 52, 349, 900

Circulation and Deposits.
deposits.
Per cent. Per cent.
11.6
14.0
11.6
14.1
10.7
13.0
12. 2
14.8
30.0
33.9
29.6
33. 3
32.7
29.0
28.8
31.7
27.9
31.6
28.1
30.6
26.5
28.9
25.4
27.7
25. 3
27.7
26.5
29.0
30.5
32.4
28. 8
31.1
27.8
30.0
28.0
30.3
27.0
29.5
26.7
29.2
26.5
29.0
26.8
29.4
25.7
28.4
24.4
27.0
24.7
27.3
25.8
28.5
23.3
25.8
23.4
25.9
23. 5
26.1
23.0
25.5

the above table it appears that while the national banks, in
October last, held the amount of reserve required by law, the proportion of their reserve to their liabilities was much less during that month
than it has been at any time since 1873.
The returns of the banks to the Clearing House for the week ending October 25 last, showed that the reserve of a considerable number of them
was below the requirements of the law. Letters were at once addressed
to these banks, directing them to increase their reserve to the necessary
amount. Replies were received showing that the deficiency of reserve
was in many cases but temporary. Other banks still showed a deficiency during the week following. These delinquent banks were again
notified, andthe returns for the week ended November 22, show that
the specie had increased $27,033,032 since October 2, which, notwithstanding the fact that the legal-tender notes had decreased in the same
time $10,578,284, made a net increase of $11,054,748 in the reserve funds.
A table showing the average weekly deposits, circulation and reserve
of the national banks in New York City, for the months of September
and October since 1872, will be found in the appendix.
Tables will also be found in the appendix exhibiting the state of the
lawful-money reserve of the national banks, as shown by their reports
from September 12,1873, to October 2,1879, together with a table showing the reserves by States and principal cities for October 2, 1879.




LI1

REPORT OF THE COMPTROLLER OP THE CURRENCY.
NATIONAL-BANK CIRCULATION.

A table exhibiting by States and geographical divisions the number
of banks organized and in operation, with their capital, bonds on deposit,
and circulation issued, redeemed, and outstanding, on November 1,
1879, will be found in the appendix.
The act of February 25,1803, and* the subsequent act of June 3,1864,
authorized the issue of 300 millions of dollars of national-bank circulation, which was increased by the act of July 12, 1870, to 354 millions.
The act of June 20,1874, authorized any national bank desiring to withdraw its circulating notes, in whole or in part, to deposit lawful money
with the Treasurer of the United States in sums of not less than nine
thousand dollars, and to withdraw a proportionate amount of bonds
held as security for such notes; and the act of June 14, 1875, repealed
all previous provisions restricting the aggregate amount of nationalbank circulation, and required the Secretary of the Treasury to retire
legal-tender notes to an amount equal to eighty per cent, of the nationalbank notes thereafter issued, until the amount of such legal-tender notes
outstanding should be 300 millions and no more. That provision of the
act which required a reduction of United States legal-tender notes was,
however, repealed by the act of May 31, 1878. Subsequent to the passage of the act of June 20, 1874, and that of January 14, 1875, which
latter act authorized the retirement and reissue of national-bank notes at
the pleasure of the banks, the circulation steadily decreased in volume
until the year 1877, the total decrease in this interval being $30,809,655.
During the year ending November 1, 1878, there was an increase of
$4,216,684, and during the year ending November 1, 1879, a further
increase of $14,742,503, as will be seen from the following table, which
exhibits the total outstanding circulation, not including mutilated notes
in transit, on the 1st day of November of each year for the last thirteen
years, and also upon the dates of the acts above named :
November 1, 1867
November 1, 1868
November 1, 1869
November 1 1870
November 1, 1871
November 1 1872
November 1, 1873
June 20, 1874

-

$•299,153, 290 November 1, 1874
300, 002, 234 January 14, 1875
299,910,419 November 1, 1875
302 007 942 November 1 1876
324,810,656 November 1, 1877
341 512 772 May 31 1878
348, 382, 046 ! November 1, 1878
349, 894,182 ' November 1, 1879

:
|
'
|
;

$351, 927, 246
351, 861, 450
345, 586. 902
321 150 718
316, 775, 111
3^1 23^ 099
320^ 99l| 795
335,134, 504

Since the passage of the act of June 20, 1874, $90,229,886 of legaltender notes have been deposited in the Treasury by the national banks,
for the purpose of reducing their circulation, and $81,136,362 of banknotes have been redeemed, destroyed, and retired.
From the date of the passage of the act of January 14, 1875, to that
of the act of May 31, 1878, which prohibited the further cancellation of
legal-tender notes, $44,148,730 of additional circulation was issued, and
legal-tender notes equal to eighty per cent, thereof, or $35,318,984, was
retired, leaving the amount authorized $346,681,016, which is the amount
of legal-tender notes now outstanding.
The amount of additional circulation issued for the year ending November 1, 1879, was $22,933,490, of which $7,494,170 was issued during
the months of September and October. The amount issued to banks
organized during the year was $2,615,440; the amount retired was
$8,190,987; the actual increase for the year being $14,742,503. During
the year ending November 1, 1879, lawful money to the amount of




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIU

$10,319,398 was deposited with the Treasurer to retire circulation, of
which amount $2,936,063 was deposited by banks in liquidation. The
amount previously deposited under the act of June 20, 1874, was
$65,164,523, and by banks in liquidation $14,745,965, to which is to be
added a balance of $3,813,675 remaining from deposits made by liquidating banks prior to the passage of that act. Deducting from, the
total, $94,043,561, the am omit of circulating notes redeemed and destroyed without reissue ($81,136,362), there remained in the hands of the
Treasurer on November 1, 1879, $12,907,199 of lawful money for the
redemption and retirement of bank circulation.
The following table exhibits by States the issue and retirement of circulation during the year ending November 1,1879, and the total amount
issued and retired since June 20, 1874:
Circulation retired.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
,.
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa.
Minnesota
Kansas
Nebraska
Nevada
Oregon
Colorado
Utah
Idaho
Montana
New Mexico
Dakota
Washington
California
Surrendered to this office and retired .
Total
Totals from J u n e 20,1874, to October 31,1878.
Surrendered to this office between same dates Total issued and retired from J u n e 20,
1874, to October 31, 1879




Circulation
issued.

Under act of ! Of liquidating
June 20,1874. j
banks.

$81, 500
6,100
132,740
4, 895, 850
822, 200
716, 890
5, 503,120
287, 000
2, 327, 730
18, 000
574, 950
1,600
311, 400
18,000
458,100
13, 500
117, 920

$74, 433
9,907
25,100
31, 275
5,745
4,987
288, 518
28, 547
114, 326

$16, 340
42,131
75, 294
419, 377
56, 743
23, 580
1, 489, 814
285,170

378, 460

5,090
28, 020
56, 500
25, 308
16, 010

228, 689
24, 965
44, 250
25, 370
136, 784
24, 020
14, 038

18, 731
15
140
16, 485
4,560
185
46, 637
18, 081
134,197
162,192
118, 549
206, 807
47, 740
57,195
75,178
38, 312
67, 870

Total.
$90,
53,
100,
450,
62,
28,
1, 778,
313,

773
038
394
652
488
567
332
717

492, 786
233, 779
52, 985
100, 750
50, 678
152, 794
24, 020
32, 769

351,480

146,490

9,000
967,690 !
104,700 |
360,210
1,041,340:
544,900
647, 240
884, 600
421,560
262,600
276,400
109,300 ,
22, 500

19,986
110,768
31,745
112,053
379,893
611,426
266,523
134,505
53,524
33,810
38,871
5,913
26, 329

63,000 i
89,900 j

129

!
I

'
i
I
j
I

22,500 !
27,000 !
45, 000 i
90,000 j
297,000!

3,840
240

875
140
162, 975
4,560
20,171
157, 405
49, 826
246, 250
542, 085
729, 975
473, 330
182,245
110,719
108, 988
77,183
73, 783
30,169
240

16, 403
6,884

16, 532
6,884

27, 540

9,000

27, 540

1,150, 590
22,933,490 j
55, 412, 570 i

5,258,850 i
61,002,608

1, 781, 547
13, 093, 357

8,190, 987
74, 095, 965
10, 218, 992

78,346,060 !

66,261,458

14,874,904 !

92,505,944

LIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

The following' table exhibits the monthly issue and retirement of
national-bank notes for the year ending Xovember 1, 1879:
Xational-banli circulation.

Local-tender notes.

Months.
1 ietired.

suei 1.
1878.

November .
December

91 q 7°0
801 830

1879.

Januarv
February
March
April
May
June
July
August ..
September. .
October

$189 219
270, 033

H94 519
908, 900

°87 475
424 428
919, 814
478, 740
893, 239
1, 147, 294
074, 991
732, 819
427,017
594, 722

1 075
078
003
957
1
428
1

510
100
400
050
920
480
430
1, 028 130
3, 912 120
3, 582 050

National-bank notes s u r r e n d e r e d
retired

Deposited.

1 387 950
005 000
407,700
034, 287
500,142
319, 850
1 844, 050
404, 500
573, 300
318, G O
O

]

I

, 040, 397 10 319, 398

22 933 490

Retired.

$189, *">19
270, 033
9
87
4°4
919,
478,
893,
1, 147,
074.
732,
427,
594,

475
4°8
814
740
°39
294
991
819
017
722

7, 040, 397

t o t h i s office a n d
1, 150, 590

Total

8 , 190, 987 10 319, 398

22 933 490
'...

7, 040, 397

'•

A table will be found in the appendix which shows, to Xovember 1,
1878, the monthly issue and retirement of national-bank notes, and the
increase or decrease in their amount, under the act of January 14,1875.
The following table shows concisely the operations of the acts of June
20, 1874, and of January 14,1875, from the dates of their passage to Xovember 1, 1879:
XATIOXAL-BANK NOTES.

Amount outstanding June 20, 1874
Amount outstanding January 14, 1875
Amount outstanding May 31, 1878
Amount outstanding at date'*
Increase during the last month
Increase since January 1, 1879
Increase since November 1, 1878

.

$349, 894,182
351, 861, 450
322, 555,965
335, 734, 298
2, 909,178
13, 411, 444
14, 742, 503

LEGAL-TENDER NOTES.

Amount outstanding June 20, 1874
$382, 000, 000
Amount outstanding January 14, 1875
382, 000, 000
Amount retired under act of January 14, 1875, to May 31, 1878
35, 318, 984
Amount outstanding on and since May 31, 1878
....
346, 681, 016
Amount on deposit with the Treasurer United States to redeem notes of
insolvent and liquidating banks, and banks retiring circulation under
act of June 20, 1874... ."
..
12,907,199
Decrease in deposit during the last month
276,122
Increase in deposit since January 1, 1879
2, 335, 434
Increase in deposit since November 1, 1878
3, 279, 001

The notes of the eight national gold banks located in the State of California, which have an aggregate capital of $4,000,000, and a circulation
of $1,447,120, are not included in the above table.
* Circulation of national gold banks not included in the above, $1,447,120.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LV

REDEMPTION.

Section 3 of the act of June 20,1874, provides that every national bank
" shall, at all times, keep and have on deposit in the Treasury of the
United States, in lawful money of the United States, a sum equal to five
per centum of its circulation, to be held and used for the redemption of
such circulation." Since the passage of this act the banks have, as a
rule, maintained their redemption fund, and their circulating notes have
been promptly redeemed at the Treasury with out expense to the government.
The following table exhibits the amount of national-bank notes received for redemption monthly by the Comptroller of the Currency, for
the year ending November 1, 1879, and the amount received for the
same period at the redemption agency of the Treasury, together with
the total amount received since the passage of the act of June 20, 1874:
Received by Comptroller.
Months.

November .
December..
January ..
February .
March.
April
May
June
July
August
September.
October

1878.

1879.

\ From na- From re- Notes of naUnder act \
tional banks demption
I for reissue agency for tional banks of June 20,
in liquida1874.
! or surren- reissue.
tion.
I der.

$14,190 $2, 395, 400
20, 200 2, 697, 400
21, 010
71, 560
78, 740
23,100
77, 400
25,100
82, 380
19, 200
6, 600
13, 700

3, 017,100
2, 898, 800
3, 004, 400
2, 973, 000
4, 437, 000
4, 542, 500
3, 047, 900
2, 704, 000
2, 014,100
1, 638, 200

$116, 716
124, 861
131 585
159,476
217, 988
110, 280
197, 060
354, 871
43, 780
179, 480
64, 030
81, 420

Total.

I Received at
I redemption
1
agency.

$156, 909 $2, 683, 215 $8, 936, 806
179, 886 3, 022, 347 8, 431, 074
340, 530
555, 792
558, 090
410, 334
889, 817
848, 740
282, 425
414, 938
409, 808
267, 386

3,510,225 12,169,897
3, 685, 628 !13, 083, 822
3,859,218 11, 869,175
3, 516, 714 !10, 346, 522
5,601,277 I 15, 660, 085
5,771,211 ! 13, 398, 800
3,456,485 ! 9,123, 425
3,317,618 ! 6, 314, 586
2,494,538 ! 4, 508, 041
2, 000, 706 3, 349, 766

Total
453,180 35, 369, 800 1, 781, 547 5,314,655 ; 42, 919," 182 117,191, 999
Received from June 20,1874,
to November 1, 1878
11, 970, 045 321, 520, 055 12, 968, 365 61, 021, 768 407, 480, 233 867, 294, 293
Grand total

! 12, 423, 225 356, 889, 8554, 749, 912 66, 336, 423 450, 399, 415
1

984, 486, 292

During the year ending November 1, 1879, there was received at the
redemption agency of the Treasury $117,199,999 of national-bank notes,
of which amount $43,966,000, or about 38 per cent., was received from the
banks in New York City, and $42,757,000, or about 37 per cent., from
Boston. The amount received from Philadelphia was $5,041,000; from
Baltimore, $402,000; Pittsburgh, $545,000; Cincinnati, $1,153,000;
Chicago, $1,610,000; Saint Louis, $1,441,000; Providence, $2,785,000.
The amount of circulating-notes fit for circulation, returned by the
agency to the banks of issue during the year, was $75,284,500. The
total amount received by the Comptroller for destruction, from the redemption agency and from the national banks direct, was $41,101,830.
Of this amount, $3,762,953 were issues of banks in the city of New
York; $3,745,699 of Boston; $1,445,400 of Philadelphia; $1,425,423
of Providence; $743,816 of Baltimore; $631,370 of Pittsburgh; and
of each of the other principal cities, less than $500,000.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVI

j^
following table exhibits the number and amount of national-bank
notes of each denomination which have been issued and redeemed since
the organization of the system, and the number and amount outstanding on November 1, 1879:
Number.

Amount.

Denominations.
Issued.

Ones
Twos
Fives
Tens
Twenties
Fifties
One hundreds.
Five hundreds
Thousands . ..
Total

Redeemed. j Outstanding

23,167,677 |
7,747,519 !
65, 578, 440 |
25,904,223 !
7,869,951 !
1,211,761
850,720 !
20, 570
6,340
132,357,201

Issued.

Redeemed. Outstanding.

19,600,477 i
6,701,270 |
45,996,076 !
14,930,599 !
4,237,343 I
785,263
581,604 !
19,287 i
6,057 |

3, 567, 200
1, 046, 249
19,582,334
10, 973, 624
3, 632, 608
426, 498
269,116
1, 283
283

$23,167, 677
15, 495, 038
327, 892, 200
259, 042, 230
157, 399, 020
60, 588, 050
85, 072, 000
10, 285, 000
6, 340, 000

$19, 600, 477
13, 402, 540
229, 980, 380
149, 305, 990
84, 746, 860
39, 263,150
58,160, 400
9, 643, 500
6, 057, 000
*-13,586

$3, 567, 200
2, 092, 498
97, 911, 820
109, 736, 240
72,652,360
21, 324, 900
26, 911, 600
641, 500
283, 000
*4-13, 586

92,857,976

39,499,225

945,281,215

610,146, 711

335,134. 504

* Portions of notes lost or destroyed.

A table showing the number and denominations of the national-bank
notes issued and redeemed, and the number of each denomination outstanding on November 1, for the last twelve years, will be found in the
appendix.
The following table shows the amount of national-bank notes received
at this office and destroyed yearly, since the establishment of the system:
Prior to !N"ovembe: 1,1865.
During the year eiiding October 31,1866 .
During the year ending Octobe: 31.1867 ...
During the year ending Octobe 31.1868 ...
During the year ending Octobe 31.1869 ...
During the year ending Octobe 31.1870 ...
During the year ending Octobe 31.1871 . . .
During the year ending Octob< 31, 1872 . . .
During the year ending Octobe: 31,1873 . .
During the year ending Octobe: 31, 1874 . . .
During the year ending Octol 31,1875 . .
During the year ending Octol 31, 1876 . . .
During the year ending Octobe 31,1877 . . .
During the year ending Octobe 31, 1878 . . .
During the year ending Octobe 31,1879 .
Additional amount destroyed of notes of banks in liquidation
Total.

$175, 490
1,050,382
3, 401, 423
4, 602, 825
8, 603, 729
14. 305, 689
24, 344, 047
30,211,720
36, 433,171
49, 039, 741
137, 697, 696
98,672,716
76, 918, 963
57, 381, 249
41,101, 830
25, 324, 699
610,165, 370

STATE AND SAVINGS BANKS.

Section 333 of the Eevised Statutes requires the Comptroller to report
to Congress " a statement exhibiting under appropriate heads the resources and liabilities and condition of the banks, banking companies,
and savings-banks organized under the laws of the several States and
Territories, such information to be obtained from the reports made by
such banks, banking companies and savings-banks to the legislatures,
or officers of the different States and Territories, and where sueh reports
cannot be obtained, the deficiency to be supplied from such other authentic sources as may be available.77
The laws of the United States require returns of capital and deposit to




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LVII

be made to the Commissioner of Internal Revenue, for purposes of taxation, by all State banks, savings-banks, and private bankers. The data
for the following table were obtained from the Commissioner, and compiled in this Office. This table exhibits, by geographical divisions, the
number of State banks and trust companies, private bankers, and savings-banks, and their average capital and deposits for the six months
ending May 31, 1878:
STATE BANKS AND TRUST COMPANIES.
Number of
banks.

Geographical divisions.
New England States
Middle States
..
.
Southern States
"Western States
Pacific States and Territories

Deposits.

Capital.

384

91

24,146, 207
27, 874, 655

$14, 393, 516
124, 639, 510
32,601,456
58,191,153
27, 243, 830

1,005

127, 268, 655

257, 069, 465

70
853
237
1,351
123

!
3, 725, 930
'< 34, 542, 494
5, 638, 564
:
i
21, 630, 462
4, 215, 951
:

$7,100, 852

40

. . . .

..

.

.

United States

239 . 40,720,772
251
27, 426,169

PRIVATE BANKERS.
New England States
Middle States
Southern States
•Western States
Pacific States and Territories
United States

3,
54,
11,
58,
11,

316, 206
534, 763
891,105
520, 816
654, 663

69, 753, 401

139, 917,553

6
3
9
11

508,108
856, 673
261, 870
2, 592, 777

2, 439, 807
832, 046
1, 427, 418
31,374,489

29

4, 219, 428

36, 073, 760

2,634 !

SAVINGS-BANKS WITH CAPITAL.
New En<>land States
Middle States
Southern States
Western States
Pacific States and Territories
United States

SAVINGS-BANKS WITHOUT CAPITAL.
New England States
Middle States
Southern States
Western States
Pacific States and Territories .

426
182
3
27
6

366,
350,
1,
10,
17,

United States .

461,
946,
695,
363,
595,

816
471
377
073
320

747, 062, 057

SUMMARY.
New England States .
Middle Stat
Southern States
Western States
Pacific States and Territories .
United States




536
1,280
494
1, 771
231
4,312

384,171, 538
532, 560, 551
47, 019, 984
128, 502, 460
87, 868, 302

10, 826, 782
75, 771, 374
33, 921, 406
46, 038, 539
34, 683, 383
201,241,484

1,180,122,835

I

LVIII

REPORT OP THE COMPTROLLER OF THE CURRENCY.

The following table exhibits by States, cities, and geographical divisions the average capital and deposits of the same banks and bankers,
and taxes thereon, for the same period :
Deposits.

States and Territories.
Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut'
E n g l a n d States

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington
Middle States.
Virginia
"West Virginia..
North Carolina .
South Carolina..
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans..
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States.
Ohio
Cincinnati ..
Cleveland...
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee .
Iowa
Minnesota
Missouri
Saint Louis .
Kansas
Nebraska
Western States .
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho .•
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Totals .




$41,209
j
'
j

53
103

01,000
351, 200
810,000
3, 357, 412
3, 5(i5, 901
2, (540, 000

On capital. On deposits.

$22,801,402
• 20. 706, 055
7, 890, 150
14s, 785,115
01, 080, 008
42, (514, 408
74, 227, 500

$G5
152
819
1,358
3, 573
7, 059
4, 8G2

52
50
20
70
93
33
83

$045
2, 041
3, 430
5, 149
17, 432
23, 901
19, 758

10
34
90
48
42
09
50

530 j 10,820,782 ! 384,171,538

17,892 01

72,425 49

317
45!)
12

10, 790 91
59. 323 50
700 02
2, 725 00
21,540 22
4, 075 09
9,407 07
1, 545 05
718 99
8, 051 40
137 50

Total.
$710 68
2,193 84
4, 256 10
0,508 18
21, 006 35
31, 021 02
24, 021 33

75, 550 01
222,203 75
3, 019 02
9, 078 48
59,110 99
00, 591 74
17, 249 02
1, 691 70
1,119 07
11, 017 S4
5, 730 27

029 | 142, 418. 399
250, 534.151
000
1-,744. 030
540
18, 073. 791
171
718 I 23, 411\ 80(1
43, 044, 729
905
412 !
745, 570
570, '23
030, 081
89.1,101
1,871, 889 I
550 I
571,045
377,

3S

1, 280 I 75, 771, 374 | 532, 500. 551
21
12
14
00

o !
24 I

3, 220, 654
1. 478, 645
' 442, 377
720, 633
3, 957, 486
81, 783
1, 060, 999
1, 220, 208
111, 450
3, 988,198
3, 620, 868
207, 903
6, 454,156
5, 585, 957
1, 758, 029

™\
3 I
19
103 !
14

68
10 |
494 | 33, 921, 406 |
30 i
239
16
10
149
317

709.
797.
833,
800,
545,
215.
908.
082,
59,
310,
503,
330,
134,
271,
837,

857
525
385
592
928
970
807
1(50
575
557
345
328
043
471
835

47, 019, 984

90,317 50

125, 022 55 , 407, 507 89
592, 590 44
7, 258 98 i
3,291 90
1,105 95
1,497 83
9, 644 67
204 45
2, 586 65
2, 375 15 i
166 12 I
8, 037 57 :
8, 215 82 |
352 60 !
15, 010 92
12,706 05
3, 365 55
75, 820 21

16, 098 18
9, 493 76
2, 083 43
2,016 43
10, 315 17
539 92
4, 771 92
4, 205 25
148 93
13, 602 94
13, 758 32
840 82
15, 336 37
13,178 64
7, 094 48

23, 357 16
12, 785 66
3,189 38
3, 514 26
19, 959 84
744 37
7, 358 57
6, 580 40
315 05
21, 640 51
21, 974 14
1,193 42
30, 347 29
25, 884 69
10, 460 03

113, 484 56 189, 304 77

15, 602, 726
4,591,510
12, 063, 332
10, 541, 861
12, 394, 243
7, 836, 760
5, 183, 535
5, 848, 080
3, 049, 814
5,705, 170
9,291,284
3, 520, 090
10, 037, 955
10, 543, 840
3,175, 805
1, 250, 437

12, 562 33
2, 777 02
1, 439 88
10, 777 33
8, 655 23
4, 045 84
5, 511 93
1, 869 26
3,152 14
1, 772 20
11, 920 27
4, 077 73
8, 988 61
12, 324 13
3,183 11
1, 053 30

1, 771 | 46, 038, 539 j 128, 502, 400

94,110 31

296, 011 87 | 390,122 18

2, 573 01
25, 482 40
40, 006 29
1,587 84
921 8 3 ;
575 00
12 50
266 03
15 20
254 81
385 51
517 50 :

3 254 83
36 277 48
110 794 98
4 312 04
4 220 76
2 144 79
215 62
478 22

14(5
16
92
10
290
82
171
120
40

19
10
4
3
12
8
4

231

1.078,739
1,353, 172
10,337,967
10, 707. 050
21,309,142
64, 312, 295
035,180
1, 724,854
308,737 !
1,088, 318
230,000 j
857, 933
5,000 {
80, 251
100,411 :
191, 290
45, 304
0,083 i
200. 995
103, 093 !
284, 130
154, 204 !
339, 991
207, 000 |
107
81,827 i
34, 683, 383 j

87, 808, 302

4, 312 201, 241, 484 1,180,122, 835

204 56
73, 402 48

37, 890 15
11, 478 76
15,102 54
23,132 38
29, 216 94
19, 574 49
12, 958 57
12, 808 17
9.124 45
14,412 91
23,055 51
8,237 51
26, 594 39
41, 359 89
7, 939 29
3.125 92 !

113
502
710
849
190

25
46
31
96

24

50, 452 48
14, 255 78
16, 542 42
33, 909 71
37, 872 17
23, 620 33
18,470 50
14, 677 43
12.276 59
16,185 11
34, 975 78
12, 315 24
35, 583 00
53, 684 02
11,122 40
4.179 22

5, 827 84
61, 759 88
151, 401 27
5, 899 88
5; 142 59
2,719 79
228 12
744 25
128 45

757 27
1, 095 82
1, 367 46

394 80

164, 004 94 I 237, 467 42

386, 247 56 1,113, 554 75 1, 499, 802 31

REPORT OF THE COMPTROLLER OF THE CURRENCY.

LIX

Similar tables for previous semi-annual periods will be found in the
appendix.
From the State authorities reports of State and savings-banks and trust
and loan companies have been obtained in the case of twenty-one States
and the District of Columbia. Ileports of State banks have been received
from twenty States, of savings-banks from fourteen States, and of trust
and loan companies from six States. From seventeen States no reports
have been received. In the appendix may be found statements of the
returns received from the various States, and a summary of the whole.
This summary, as may be seen from the number of States from which
no returns have been received, and from the incompleteness of some
which have been received, does not present a satisfactory exhibit of the
resources and liabilities of the State and savings-banks of the United
States, and it will be impossible to obtain such an exhibit until laws are
enacted by the legislatures of all the States which shall require these
banks to make uniform reports to the proper officers.
In the Comptroller's report for 1877 the form of a bill was presented,
substantially the same as one passed by the legislature of Ohio in 1876?
which, should it become a law in each of the States, would obviate the
difficulty now experienced in obtaining full and accurate statistics in regard to banks doing business under State laws.
SYNOPSIS OF DECISIONS OF THE SUPREME AND CIRCUIT COURTS OF
THE UNITED STATES, AND OF STATE COURTS OF LAST RESORT,
UPON QUESTIONS ARISING UNDER THE NATIONAL-BANK ACT, AND
UPON COGNATE POINTS OF INTEREST TO BANKS AND TO PARTIES
HAVING DEALINGS WITH THEM.*
ABATEMENT.

I. An action brought by a creditor of a national bank is abated by a decree of a
district or circuit court dissolving the corporation and forfeiting its franchises.
(First National Bank of Selma vs. Colby, 21 Wallace, p. 609.)
II. Suit by the receiver of the Neiv Orleans National Bankiny Association (formerly a
State organization called the Bank of New Orleans) against a shareholder to
enforce his personal liability. Plea in abatement that " at the date of the
appointment of said receiver there was not, nor has there since been, nor is
there now, any such corporation, as said New Orleans National Association,
because said bank of New Orleans had no power by its charter, nor authority
otherwise from the State of Louisiana, to change its organization to that of a
national association under the laws of the United States."
On general demurrer this plea was held bad, because no authority from the
State was necessary to enable the bank to make such change. The option to
do so was given by the forty-fourth section of the banking act of Congress, 13
Statutes, 112. " The power there conferred was ample, and its validity cannot be doubted." (Casey, receiver, 4'-c, vs. Galli, 4 Otto, p. 673.)
This plea was also held bad upon the additional ground that "where a
shareholder of a corporation is called upon to respond to a liability as such,
and where a party has contracted with a corporation, and is sued on his contract, neither is permitted to deny the existence and legal validity of such
corporation." (Ibid.)
" To hold otherwise," says Mr. Justice Swayne (p. 680), u would be contrary
to the plainest principles of reason and good faith, and involve a mockery of
justice. Parties must take the consequences of the positions they assume."
."They are estopped to deny the reality of the state of things which they have
made to appear to exist, and upon which, others have been led to rely. Sound
ethics require that the apparent, in its effects and consequences, should be as
if it were real, and the law properly so regards it."
* Many of the decisions cited in this synopsis are to be found in "THOMPSON'S
NATIONAL-BANK CASES," Albany, 1878, but it was deemed best to give the original report, thus generally indicating the tribunal by which the point was decided.




LX

REPORT OF THE COMPTROLLER OF THE CURRENCY.

ACCOMMODATION, ACCEPTANCES, INDORSEMENTS, AND NOTES.

I. Where bills, indorsed l»y a national l>ank for accommodation only, had been
negotiated by the bank through its usual channels of communication with its
correspondents as its own bills, and the proceeds thereof have been placed to
the credit of the bank, which thereupon gave the same credit to the parties
for whom it had thus indorsed, and received no benefit therefrom—
Held, That although an accommodation indorsement by a national bank, in
such cases, was void in the hands of holders against whom notice of the character of the indorsement could be concluded, yet that the bank was liable for
the same to holders, for value, without notice. (Blair vs. First National Bank,
Mansfield, Ohio. United States circuit court for Ohio, at Cleveland, November term,
1875, Emmons,J. Reported in Bankers7 Magazine for March, 1878, pp. 721-5.)
Query, whether, under the provisions of section 5202 of the Revised Statutes of
the United States, any indorsement by a national bank is not ultra vires.
(Johnston.)
II. It is no defense to a suit against the acceptor of a draft which has been discounted, and upon which "money has been advanced by plaintiff, that the draft
was accepted for the accommodation of the drawer. (Davis v. Randall, 115
Mass., p. 547.)
III. A national bank discounted a note made by the defendant for the benefit of the
payee, and which the payee agreed to take care of at maturity: Held, that
the bank could recover the note although it had, when# it took the note, full
notice of the circumstances under which it Avas given. (Thatcher vs. West River
National Bank, 19 Mich., p. 196.)
See, also, Title " EVIDENCE."
IV. That the accommodation acceptance, indorsement, bill, or note of a corporation
is ultra vires. (See Bank of Genesee vs. .Pal chin Bank, 13 N. T., p. 309, and 19 N.
Y., p. 312; Bank of Auburn vs. Putnam, jr., 1 Abb. App. Decisions, p. 80; Monfords
vs. Farmers'' $ Mcch. Bank, 2(5 Barb., p. 5(58 ; Farmers1 $• Mecii. Bank vs. Troy City
Bank, 1 Doug. (Mich.), j>. 45.)
[NOTE.—In the United States circuit court, western district Virginia, Judge
Bond has recently decided the cases of /Scligman $ Co. vs. The Charlottesville
National Bank, and Johnston Brothers J- Co. against the same bank. The first
was an action of covenant upon a letter of credit for £5,000, issued under the
seal of the bank, pursuant to a resolution of the board of directors, guaranteeing the drafts of Flannagan & Son to the amount of said letter. The latter
was assumpsit upon live bills of exchange for $5,000 each, dated April 16, 1875,
each drawn by said Charlottesville Bank upon the Citizens7 National Bank of
Baltimore, payable to the order of Flannagan & Son, acceptance waived,
maturing upon days " fixed" within five days of each other, the first, November 20, and the last, December 10 of same year. Said bills were not drawn
against funds due or to become clue from the said Citizens7 to said Charlottesville Bank, but were a mere loan of the credit of the latter bank (it being
without funds) to the said Flannagan &, Son, and drawn to be used by the
latter, as they were used, as collateral security in part for a loan of $25,000,
made by said Johnston Brothers <• Co. to said Flannagan & Son. Said plaintiffs
}
'
took said bills as such collateral security, and with full notice of all the facts
aforesaid.
Held, I. That said letter of credit and said bills of exchange were only the
accommodation paper of said Charlottesville National Bank, and, as such, void
in the hands of the plaintiffs, holding with full notice of their character.
II. That the incidental powers conferred upon national banks are not such
as are conferred upon banks generally, but only such as are necessary to carry
on the specific banking business prescribed by the national-bank act. Hence,
though such banks may borrow money for certain purposes, they have no
power to loan their credit to customers.
These cases will be reported in the Bankers' Magazine for December, 1879.]
ACTIONS.

I. A national bank may be sued in the proper State court. (Bank of Bethel vs*
Fahquioque Bank, 14 Wall., 383, p. 395.)
II. Such banks may sue in Federal courts. The word " b y " was omitted in section
57 of act of 1864 by mistake. (Kennedy vs. Gibson, 8 Wall., pp. 5O6'-7.)
Receivers may also sue in United States courts. (Ibid.)
III. When the full personal liability of shareholders is to be enforced the action must
be at law. (Kennedy vs. Gibson, 8 Uall., p. 505; see also, Casey <jrc, vs. Galli,
supra.)
IV. But if contribution only is sought, the proceedings may be in equity, joining
all the shareholders within the jurisdiction of the court. (Ibid., pp. 505-6.)
See, also, title " SHAREHOLDERS, INDIVIDUAL LIABILITIES OF," VI, post.




REPORT OF THE COMPTROLLER OP1 THE CURRENCY.

LXI

ACTIONS—Continued.
V. A national bank located in one State may bring an action in the circuit court of
United States sitting within another State, against a citizen thereof. (Manufacturers' National Bank vs. BaaeJc, 8 Blatch., 147.)
VI. In such action it will be presumed, so far as the question of jurisdiction is concerned, that the stockholders of such bank are citizens of the State where the
bank is located. (Ibid.) But in case of Commercial Bank of Cleveland vs. Simmons, decided in United States circuit court northern district of Ohio, it was
held that a national bank does not sue in the Federal court by virtue of any
right conferred by the judiciary act of 1789, but by virtue of the right conferred by its charter, the national-bank act, and this would seem to be the
true doctrine. (See Thomp. National Bank Cases, 295.)
Also First National Bank of Omaha vs. County of Douglas, 3 Dillon, p. 298f
decided by Mr. Justice Miller of the United States Supreme Court.
VII. National banks can be sued only in the courts designated in the national-bank
act. Therefore a State court of New York has no jurisdiction of an action
against a national bank located in Alabama. (Cadle vs. Tracy, 11 Blatch.
p. 101.) To the contrary of this, see Cooke vs. State National Bank, 52 N. Y.f
p. 96.
See, also, Title " JURISDICTION," post.
ATTACHMENT OF ASSETS.

I. When a creditor attaches the property of an insolvent national bank, he cannot
hold such property against the claim of a receiver appointed after the attachment suit was commenced. Such creditor must share pro rata with all others.
(First National Bank of Selma vs. Colby, 21 Wall., p. 609.)
See, also, title "JURISDICTION," II, post.
II. Section 5242 Revised Statutes United States prohibits the issuing of an attachment against a national bank by any State, county, or municipal court, before final judgment. (See Central National Bank vs. Richland National Bank,
52 Howard, N.Y., p. 136.)
ATTORNEYS.

I. Section 56 of currency act is directory only, and it cannot be objected by defense
that a suit is brought by private attorney instead of the United States district
attorney. (Kennedy vs. Gibson, 8 Wall., p. 504.)
BY-LAWS.

I. A national bank cannot by its by-laws create a lien on the shares of a stockholder who is a debtor of the association. (Bullard vs. National Bank, <J-c,
18 Wall,p. 589.)
See,.also, case of Bank vs. Lanier, 11 Wall., p. 369, cited under "LOANS O
N
SHARES," post.

[NOTE.—In Young vs. Vangh, 23 N! J. Equity R., p. 325, it was held that a
national bank could by its by-laws prohibit the transfer of shares by a shareholder while indebted'to the bank and that transfers in violation of such bylaws were void. As it is held by the Supreme Court of the United States
that such by-laws cau create no lien for indebtedness, it would seem that a
regulation prohibiting such transfers can be of little practical use, even if the
power exist. ]
CHECKS.

I. The holder of a check on a national bank cannot sue the bank for refusing payment, in the absence of proof that it was accepted by the bank. (National
Bank of the Republic YS. Millard, 10 Wall, p. 152.)
II. The relation of banker and customer is that of debtor and creditor. Receiving deposits is an important part of the business of banking, but the moment
they are received they become the moneys of the bank, may be loaned as a
part of its general fund, and the check of the depositor gives no lien upon
them. (Ibid., per Davis, J., p. 155.)
III. Perhaps, on proof that check had been charged to the drawer, and that the
bank had settled with him on that basis, the holder or payee could recover
on a count for u money had and received." (Ibid., pp. 155-6.)
IV. The facts that the bank Avas a United States depository and the check was
drawn by a United States officer to a United States creditor do not vary the
rule. (Ibid., pp. 155-6.)
V. Where a bank pays a check drawn on it in favor of a party whose indorsement
thereon is forged, and the same has passed through several hands, only
reasonable diligence is required to be exercised in giving notice to prior
holders of the*" forgery, after its discovery, in order to hold them liable.
(Schroeder vs. Harvey, 75 III, p. 638)




LXII

HEPORT OF THE COMPTROLLER OF THE CURRENCY*

CHECKS—Continued.
VI. A clerk of plaintiffs' received from their debtors checks, payable to their (plaintiffs') order, in payment of sums due, The clerk, wrongfully and without
authority, indorsed the names of the plaintiffs on these checks and transferred
them to other persons, apropriatng the proceeds to his own use. Subsequently these cheeks were deposited with a bank, which in good faith collected them and paid over the proceeds 1to the depositors. In a suit by
plaintiffs against the bank, to recover the amounts so collected by it: Held,
that the bank was liable. {Johnson vs. First National Bank, 13 N. Y. Sup. C.)
VII. Bankers are presumed to know the signatures of their customers, and pay
checks purporting to be drawn by them at their peril. ( Weisser7 vs. Dennison,
10 N. Y., p. 08; National Hank of the Commonwealth vs. Grocers National Bank,
35 Howard, N. Y., Pr., p. 412.) This last case holds that if the bank, the drawee,
pays the forged 'check to the holder, it cannot recover back the money so paid.
The same doctrine was held in case of First National Bank of Quincy vs. Iiicker,
71 III., p. 439; but qualified by holding that it applied only where the presumed
negligence was all on the side of the bank, and where the holder or payee had
been guilty of no fraud or act to throw the bank off its guard.
VIII. CERTIFYING.—National banks have the power to certify checks ; and this power
may be exercised by the cashier without any special authorization. The directors can limit this power, but such limitation will be no defense as to parties having no notice. (Merchants' Nal. Bank vs. State Nat. Bank, 10 Wall.,
p. 604.)
IX. A certificate of a bank that a check is good is equivalent to an acceptance, implying that the bank has the funds to" pay it, and that they are set apart for
that purpose. [Ibid.)
X. A national bank is liable on a check certified by its cashier to the holder in good
faith, although the drawer had no funds in the bank when it was certified.
(Cooke vs. State Nat. Bank, 52 N. Y., ]). 90.)
XI. The act of Congress of March 3, 1889, making it unlawful for a national bank
to certify checks unless the drawer has at the time funds on deposit to an
amount equal to the amount specified in the check, does not invalidate a conditional acceptance of a check by such bank, having no funds of the drawer
in its hands at the time, but engaging to pay the same when a draft left with
it for collection by the drawer shall have been paid. (National Bank vs. National Bank, 7 West Vu. St., p. 544.)
CITIZENSHIP.

1. National banks are citizens of the State in which they are organized and located,
and when sued by national banks of other States have a right to demand a
removal of the suit from a State to the proper Federal court. (Chatham National Bank vs. Merchants'' National Bank, 4 Thomp. fy C. (Thompson <$r Cook),
N. Y. Sup. C.,p. 195, and 1 Hunter, N. Y., p. 702. See also title "ACTIONS" V
and VI, supra; Davis vs. Cook, 9 Nevada, p. 134.)
II. A national bank, being a citizen of the State in which it is located, may be required to give security for costs when suing in another State ; and in the State
of New York such security may be required, because the bank is regarded as
a corporation created by a foreign State. (National Park Bank vs. Gunst, 1
Abbott's New Cases, 292.)
COLLECTIONS.

I. A bank receiving paper for collection undertakes to use due diligence in making
demand at maturity, and giving the proper notices of non-payment. An unreasonable delay will charge the bank with liability for the amount; and
proof that the paper would not have been paid, if presented, will constitute
no defense. (Bank of Washington vs. Triplett, 1 Peters, p. 25; Bank of New Hanover vs. Kenner, 76 N. C, p. 340; Steele vs. Russell, 5 Nebr., p. 211; Capital State
Bank vs. Lane, 52 Miss., />. 677; Fal)ens vs. Mercantile Bank, 23 Pick., Mass.,
p.mi)
II. And it the bank receiving paper for collection, upon a sufficient consideration,
transmits it to another bank to be collected, the receiving bank will be liable
for the misconduct of such other bank, unless there is some agreement to the
contrary. (Montgomery Comity Bank vs. Albany City Bank, 7 N Y.,p. 459 ; Commercial Bank vs. Union Bank, 11 N. Y.,p. 203; Kent vs. Daivson, 13 Blatchf,
p. 237 ; First National Bank vs. First National Bank of Denver, 4 Dill, p. 290.)
III. A bank received a check upon itself for collection, being at the same time a
large creditor of the drawer, and failed, without excuse, to notify the depositor of the non-payment of the check : Held, that the bank was chargeable for
the negligence. (Bank of New Hanover vs. Kenner, suj)ra.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIII
COLLECTIONS—Continued.

IV. A bank holding a check for collection, and accepting the certification of the
hank upon which it is drawn, in lieu of payment, assumes the risk and
thereby becomes liable to the owner for the amount, with interest from date
of certification. {Essex County National Bank vs. Bank of Montreal, 7 Bissell,
p. 193.)
V. The Corn Exchange National Bank of Chicago sent defendant, the Dawson Bank
at Wilmington, N. C, a draft drawn upon one Wiswall, living at Washington, X. C, for collection. Defendant by letter acknowledged the receipt of
the draft, stating that it had been credited to the Corn Exchange Bank, and
entered for collection. Thereupon defendant sent draft to Burbank & Gallagher, 1 jankers at Washington, N. C, for collection. The latter house collected the draft, but failed and passed into bankruptcy before remitting.
In a suit brought by the assignee of the Corn Exchange National Bank
against the Dawson Bank to recover the proceeds of the draft: Held, per
Wallace, J., that the latter bank was-liable for the amount. {Kent, assignee,
<$-c, vs. The Dawson Bank, 13 Blatchf, p. 237.)

[NOTE.—The court concedes that the authorities are conflicting upon the
point involved in this case. In New York, Ohio, and in England, the decisions sustain the conclusion of Judge Wallace, while in Connecticut, Massa• chusetts, Illinois, and Pennsylvania precisely the contrary rule prevails. The
point was made in this case that the law of Illinois should control the rights
of parties, but it was held otherwise.]1
VI. In an action by G against a bank it appeared that a note was made to G's order,
indorsed by him, and sent through the house of B, a banker, for collection,
and by B indorsed to the defendant bank, "for collection and credit": Held,
that B, by the indorsement, did not become the owner of the note, and had
no right to pledge it, or direct its proceeds to be credited to him in payment
of his indebtedness to the defendant bank. {First National Bank vs. Gregg,
79 Pa. St., p. 384.)
VII. In such case, if the defendant bank had made advances, or given new credit to
B on the faith of the note, it would have been entitled to retain the amount
out of the proceeds. {Ibid.)
VIII. A bank holding a customer's demand note has a lien upon the proceeds of
drafts delivered to it for collection, after the giving of the note, though collected after the filing of a petition in bankruptcy, and can apply such proceeds upon the notes. {Be Earns worth, 5 Biss., p. 223.)
IX. A collection agent who receives from his jmncipal a bill of lading of merchandise,
deliverable to order, and attached to it a time draft, may, in the absence of
special instructions, deliver the bill of lading to the drawee of the draft, upon
the latter's acceptance of the draft. It is not the duty of the agent to hold
the bill after such acceptance. {National Bank of Commerce vs. Merchants'1 National Bank, 1 Otto, p. 92.)
X. WoolenfyCo., bankers at Indianapolis, sent to defendant, a bank at Buffalo, a
draft on one Bugbee; also bills of lading for sundry car-loads of lumber. The
remittance was by letter, which merely stated that the draft and bills were
sent to defendant for collection and remittance of proceeds to plaintiffs,
Woolen cf Co. The draft was drawn by, and to the order of, Coder fy Co., indorsed by them, by Mayhew, and the plaintiffs. By the terms of draft the
drawer, indorsers, and acceptor waived presentment for payment and notice
of protest and non-payment. It was payable fifteen days after its date, and
it was admitted that by ordinary course of transit the lumber Avould reach its
destination eight days prior to the maturity of the draft. There had been no
business transactions between plaintiff's and defendants, save one collection
similar to this. Defendants presented the draft to Bugbee for acceptance,
and, upon such acceptance, delivered to him the bills of lading. Bugbee
failed before the draft matured, and plaintiffs sued defendants for delivering
the bills of lading to Bugbee before payment of the draft. It was conceded,
that the draft was drawn for the price or value of the lumber: Held, per Wallace, J., that, the draft being on time, it must be presumed that it was the intent of parties that Bugbee should realize from sale of the lumber -the
funds to meet the draft at maturity. Therefore, upon his acceptance of the
draft, he was entitled to the bills of lading, and defendants were not liable
for thus delivering them, but if the draft had not been upon time, a different
rule might have prevailed. (Woolen if Webb vs. N. Y. and Erie Bank, 12
Blatchf, p. 359.)




LXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

COMPROMISES.

I. In adjusting and compromising contested claims against it, growing out of a
legitimate banking transaction, a national bank may pay a larger sum than
would have been exacted is satisfaction of them, so as to thereby obtain a
transfer of stocks of railroad and other corporations, in the honest belief that,
by turning them into money under more favorable circumstances than then
existed, a loss which it would otherwise suffer from the transaction might
be averted or diminished. (First National Bank vs. National Exchange Bank. 2
Otto, p. 122.)
II. So, also, it may accept stocks in satisfaction of a doubtful debt, with a view to
their subsequent conversion into money, in order to make good or reduce an
anticipated loss. (Ibid.)
See, also, Title " ESTATE, REAL," I, post.
COMPTROLLER.

I. The Comptroller appoints the receiver, and can therefore remove him. (Kennedy •
vs. Gibson, 8 Wall, p. 498.)
II. The Comptroller's certificate, reciting the existence of the facts of which he is
required to be satisfied, to justify the appointment of a receiver, under section 50 of the national-bank act, is sufficient evidence of the validity of such
appointment, in an action brought by such receiver. (Plait vs. Bebce, 57 JV".
Y., p. 339.)
III. The Comptroller must authorize any increase of the capital stock of a national
bank; and such increase must be certified by him as prescribed by section 13 of
the act of Congress providing for the organization of national banks. (R. S.,
sec. 5142. Charleston vs. People's National Bank, 5 S. C, p. 103.)
IV. The Comptroller cai*»ot subject the United States Government to the jurisdiction of a court, though he appears and answers to the suit. (Case vs. Terrill,
11 Wall., p. 199.)
See, also, Title "SHAREHOLDERS, INDIVIDUAL LIABILITY OY," post.
CONVERSION.

I. The conversion of a State into a national bank works no dissolution, only a change
of the original corporation; nor does the latter thereby escape any of its liabilities. (Maynard vs. Bank, 1 Breicster, Pa., p. 483; ilelsey vs. National Bank
of Crawford, 69 Pa. St., p. 426; Cojfeij vs. National Bank of Missouri, 46 Mo.,
p. 140.)
CURRENCY ACT.

I. The purpose of the currency act was, in part, to provide a currency for the
whole country, and, in part, to create a market for the government loans. (Per
Strong, J., in Tiffany vs. Missouri, 18 Wall., p. 413.)
II. National banks organized under the act of Congress of June 3, 1864, are the instruments designed to be used to aid the government in the administration of
an important branch of the public service; and Congress, which is the sole
judge of the necessity for their creation, having brought them into existence,
the States can exercise no control over them, nor in any wise affect their operation, except so far as Congress may see4 proper to permit. (Per Swayne, J.,
in Farmers and Mechanics' National Bank vs. Dearing, 1st Otto, p. 29.)
III. The constitutionality of the act of June 3, 1864, is unquestioned. It rests on
the same principle as the act creating the second Bank of the United States.
The reasoning of Secretary Hamilton, and of this court in-McCulloch vs. Maryland, 4 Wheat., p. 316, and in Osbornexs. Bank U. S., 7 Wheat., p. 708, therefore
applies.
IV. The, power to create carries with it the power to preserve. The latter is a
corollary of the former. (Ibid., per Swayne, J.,pp. 33-34.)
DEBTORS OF NATIONAL BANKS.

I. Debtors of an insolvent national bank, when sued by the receiver, cannot
object that pleadings do not show a compliance with all the steps prescribed
by statutes as preliminary to the appointment of such receiver. (Cadle, Receiver, <^c, vs. Baker § Co., 20 Wall., p. 650.)
II. Such ordinary debtors may be sued by receiver without previous order of the
Comptroller. (Bank \s. Kennedy, 17 Wall., p. 19.)
DEPOSITS, GENERAL.

I. The relation between a bank and its depositors is that of debtor and creditor
only, and is not fiduciary. Thus, a note deposited for collection, if passed to
the credit of the dex>ositor in his general account, then overdrawn, becomes
the property of the bank, which becomes indebted to him for the proceeds.
Upon the bankruptcy of the bank, the proceeds are assets available to the
general creditors. And the fact that the account was made good by other
deposits before collection of the note makes no difference. (In re Bank of
Madison, 5 Bissell, p. 515.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXV
DEPOSITS, GENERAL—Continued.

II. A deposit is general, unless the depositor makes it special, or deposits it expressly
in some particular capacity. And in case of a general deposit of money with
a banker, a previous demand by the depositor, or some other person by his
order, is indispensable to the maintenance of an action for the deposit, unless
circumstances are shown which amount to a legal excuse. (Brahm vs. Adkins,
77 III., p. 263.)
III. A national bank having become insolvent, a depositor therein assigned his deposit to a debtor of the bank. Held, that the latter could not offset such deposit against his debt, in an action thereon. ( Fenango Nat. Bank vs. Taylor,
56 Pa. St.,p.U.)
IV. A depositor was also indebted to the bank on bond and mortgage. Held that
he could offset his deposit against said indebtedness, the bank being in the
hands of a receiver. (Matter of New Amsterdam Sav. Bank vs. Tar tier, 54 How.
(NY. Pr.),i>. 385.)
Y. The claims of depositors in a suspended national bank are, when proved to the
satisfaction of the Comptroller of the Currency, on the same footing as if
they were reduced to judgments, and from date of such proof bear interest.
(Nat Bank of the Commonwealth vs. Mich. Nat. Bank, 94 U. S. (4 Otto), p. 437.)
DEPOSITS, CERTIFICATES OF.

I. A certificate of deposit was issued by a bank for a certain sum, subject to the
order of the depositor at a certain date, payable on the return of the certificate :
Held, in an action on said certificate against the bank, brought by an assignee,
that there could be no recovery without proof of an actual demand and refusal of payment. (Brown vs. McElroy, 52 Ind., p. 404.)
II. In a suit against the bank, upon a stolen certificate of deposit given by the
defendant to the plaintiff, reciting that he had deposited in the bank a certain
number of dollars, payable to his order in current funds, on the return of the
certificate properly indorsed:
Held, first, that the instrument should be regarded as the promissory note of the
bank, assignable under the statute (of Indiana), but that it was not negotiable
as an inland bill of exchange, being made payable, not in money, but "in
. current funds'7; second, that the payee could recover on said stolen certificate
without giving a bond against a subsequent claim thereunder by another
person. (National State Bank vs. Ring el, 51 Ind., p. 393.)
III. Where a bank issues a certificate of deposit, payable on its return properly
indorsed, it is liable thereon to a oona-fide holder, to whom it was transferred
seven years after it was issued, notwithstanding the payment thereof to the
original holder. Such certificate is not dishonored until presented. (Natio7ial
Bank Fort Edward vs. Washington Co. National Bank, 5 Hun., N Y. Sup. Court,
p. 605.)
IV. Under a statute prohibiting the circulation of bills or notes not payable on de» inand, banks have no power to issue time certificates of deposit; and such certificates, if issued, are void. They are equivalent to post notes. (Bank of
Peru vs. Farnesivorth, 18 III, p. 563; Bank of Orleans vs. Merrill, 2d Hill (N. Y.)y
p. 295; Leviatt vs. Palmer, 3 N. Y. (Comst.), p. 19.)
DEPOSITS, SPECIAL.

I. The taking of special deposits to keep, merely for the accommodation of the
depositor, is not within the authorized business of national banks,* and the
cashiers of such banks have no power to bind them on any express contract
accompanying, or any implied contract arising out of, such taking. ( Wiley vs.
First National Bank, 47 Ft,, p. 546. )
II. If a banking association, under the national-currency act, has power to assume
the duties and obligations of a naked bailee of property, either gratuitously
or for hire (as to which point the court does- not decide, though apparently
inclined to deny such power), it is clearly outside its ordinary business • and it
is not within the scope of the general powers or general authority of its executive or ministerial offices to bind such corporation by a contract for such bailment. Therefore, in the absence of proof of special authority for that purpose, delegated by the board of directors, or evidence that such powers have
been exercised by their knowledge and sanction, or that such has been the
habit and custom of the bank, it is not responsible for property thus received
by its cashier. (First National Bank Lyons vs. Ocean National Bank, 60 N. Y.,
p. 278.)
III. A circular issued by such corporation, inviting the correspondence of other
banks, and offering to buy and sell securities for them, is no evidence of a consent, on its part, to become a general bailee and deuositorv of such securities
for its correspondents. (Ibid.)




LXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
DEPOSITS, SPECIAL—Continued.

IV. The corporations formed under the national-currency act are banks of deposit,
as well as circulation. They are authorized to issue their own notes, and
receive from others their money and circulate it. Money so received is termed
a deposit, although it has none of the qualifications of a bailment, thus named.
There is no trust or promise to redeliver the same money. By the deposit the
money becomes the property of the bank, and only the relation of debtor and
creditor is created. (Ibid., per Allen, J., p. 288.)
[NOTE 1.—In the last-cited case the cashier of the Ocean National Bank
had, at sundry times, received United States bonds belonging to the Lyons
bank. Some of these bonds had been purchased by said cashier and the assistant cashier for the Lyons bank. Two or three times, by the order of the
latter bank, the coupons of these bonds had been cut off by said cashier and
proceeds credited to the Lyons bank. But there was no proof that these
transactions were done, or that said bonds were kept in the vault of said Ocean
Bank, with the knowledge of the directors. While said bonds were thus kept,
burglars broke in and stole them. The court held, and the opinion was
unanimous, that there was no difference under the currency act between such
a deposit of United States bonds and a deposit of other valuable property,
such as plate, diamonds, or jewelry, for safe-keeping, gratuitously. It was a
naked bailment of deposit, without reward, and such an act of the cashier as
did not bind the bank.]
For definition of the bailment called " deposit," and the liabilities of such
a bailee, see Story on Bailments, section 4, and sections 61 to 135.
As to special deposits of money with a hank, see Story on Bailments, section 88; also Smith vs. First National Bank, 99 Mass., p. 605. In this last case
there had been a special deposit of gold coin, to be returned when called for.
The cashier embezzled the funds: Held, that the bank was not liable, as
there was no gross negligence on the part of the corporation.
[NOTE 2.—The cases of Wiley vs. First National BanJc and First National Bank
of Lyons vs. Ocean National Bank, as above cited, are referred to with decided
approval in Weckler vs. First National Bank of Hagerstotvn, 42 Md., p. 581. It is
proper to state, however, that the cases of Scott vs. National Bank of Chester
Valley, 72 Fa. St., p. 471; First National Bank of Carlisle vs. Graham, 79 Pa. St.,
p. 106, and ChattahoocJiee National Bank vs. Schley, 58 Ga.,p. 369, hold directly the
contrary doctrine, although in the last-named case the point was not really in
dispute. The rulings in New York and Vermont would seem, to the writer,
sound; but the custom of receiving special deposits for safe-keeping, and
without reward, has been so general with banks that it may control, in giving
construction to the national-bank act.]
DIRECTORS OF NATIONAL BANKS.

I. Directors of a national bank may remove the president, both under the law of
Congress and the articles of association, where the latter so provide. The
power exists if the bank has adopted no bv-laws. (Taylor vs. Hutton, 43
Barb., N. Y. Sup. Court, p. 195; S. C, 18 Abb.^Pr. B.,p. 16.)
II. In all cases where an act is to be done by a corporate body, a majority of the
whole number of directors is necessary to constitute a valid meeting; but at
a meeting when a quorum is present, the majority of those present may act.
A by-law adopted when less than a majority are present is void. (Lockwood
vs. American National Bank, 9 Bhode Island, p. 308. See Title ' ' OFFICERS," post.)
EMBEZZLEMENT.

I. When the president of a national bank, having charge of its funds, converts
them to his own use, he embezzles and abstracts them within section 55 (R.
S., sec. 5209) of the national-bank act, unless he shows authority for thus
using them. (In the matter of Van Campen, 2 Benedict,p. 419, per Blatchford, J.)
II. Although false entries in- regard to such embezzlement are made on the books
of such bank by the clerk, but by the order of the president, the latter is
chargeable as principal; and the intent to defraud the bank is to be inferred
from the fact of such embezzlement. (Ibid.)
III. The cashier of a national bank was indicted under said section 55 for embezzling and willfully misapplying the moneys of the bank with intent to defraud,
&c. On trial it was proved that defendant took the moneys of the bank and
used them in stock speculations, carried on in his own name, by depositing
the same with a stock broker as "margins77 for stocks bought on his own account. Held, that the intent to injure or defraud was conclusively presumed
upon proof of the act charged; and, therefore, evidence was not admissible
to prove that the cashier used the funds with the knowledge and consent of




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXVII
EMBEZZLEMENT—Continued.

the president, and some of the directors of the hank, and on account of and
for the henefit of the hank. ( United States vs. Taintor, 11 Blatchf., p. 374.)
[NOTE.—This last case was decided in the United States circuit court, southern district of New York, Woodruff, Blatchford, and Benedict, J. J., all concurring in the decision.]
_
IV. A State court has no jurisdiction of the crime of emhezzlement hy an officer of a
national hank situated Avithin the State. (Commonwealth vs. Felton, 101 Mass.,
p. 204; State vs. Tidier, 34 Conn., p. 280.) But in this latter case it was also held
that while a teller of such hank could not he punished for emhezzling the
funds of the bank, he could he convicted, under the statute of the State, for purloining property deposited with such hank for safe-keeping; and in Commonivealth vs. Barry, 116 Mass., p. 1, it was decided that though an officer of a
national hank, who has stolen its property, may be subject to punishment for
embezzlement under the national law, he may also be punished for the same
act, as a larceny, under the statute of the State.
ESTATE, REAL.

*

I. The want of power of a bank, or of its trustee (receiver) in insolvency, to purchase and hold real estate, does not render void an arrangement whereby land
subject to a lien in favor of the bank> and to other liens, is discharged of those
other liens by funds from the assets of the bank, the land being then sold, and
the entire proceeds of such sale realized to the bank assets, provided the title
does not pass through the bank or its trustee. (Zantzingers vs. Gunton, 19
Wall, p. 32.)
(i
See, also, Title

LOANS ON REAL ESTATE," post.)

ESTOPPEL.

I. A shareholder in a national bank, who has participated in its transactions as
such, and received dividends, is estopped from denying the legality of its incorporation. The same rule applies to one accustomed to deal with a national
bank as such, as by giving his promissory note to such bank. (Wheelock vs.
Kost, 77 III., p. 296; National Bank vs. Phoenix Warehousing Company, 6 Hun.
(N. Y.), p. 71; Casey vs. Galli, 94 U. S., p. 673, and numerous cases therein
cited.)
EVIDENCE.

I. Even if it is within the authority of the president of a national bank to bind
the bank by an agreement with the acceptor of a draft, which is discounted
by the bank, not to enforce the draft against him, yet oral evidence of such ,
an agreement is not competent in defense of a suit by the bank against the
acceptor. (Davis vs. Randall, 115 Mass., p. 547.)
II. The certificate of the Comptroller of the organization of a national bank is conclusive evidence as to the completeness of such organization, in a suit against
one of its shareholders. (Casey vs. Galli, ante; Thatcher vs. Westliiver National
Bank, 19 Mich,, p. 196.)
III. In ordering an assessment for the payment of the debts of an insolvent bank,
the stock certificates and stock ledger of the bank most be taken by the Comptroller of the Currency, in the absence of fraud or mistake, as showing who
the stockholders were at the time of the failure. (Davis TS. Essex Baptist
Society, 44 Conn., p. 582.)
INTEREST.

I. Under section 30, act of 1864, a national bank m any State may take as high
rate of interest as by the laws of such State a natural person may stipulate
for, although State banks of issue are restricted to a less rate. (Tiffany vs.
National Bank of Missouri, 18 Wall., p. 409.)
[NOTE.—In Missouri, natural persons may take ten per cent., but State
banks are restricted to eight per cent. In this case the national bank had
taken nine per cent.: Meld, legal. ]
II. Held, also, that as the action was virtually brought to recover the penalty for
usury, the statute (section 30) must receive a strict construction. (Ibid., p.
409.)
III. In a suit by a national bank upon a bill of exchange discounted by it, the acceptor cannot set up by way of counter-claim, or set-off, that the bank in
discounting a series of bills of said acceptor, the proceeds of which it used to
pay other bills, knowingly took, and was paid, a greater rate of interest than
that allowed by law. (Barnett vs. National Bank, 98 U. S., 8, Otto, p. 555.)




LXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
INTEREST—Continued.

IV. The act of June 3, 1864 (R. S., sec. 5198), having prescribed that, as a penalty
for such taking, the person paying such unlawful interest, or his legal representative,, may in an action of debt against the bank recover back twice the
amount so paid, he can resort to no other mode or form of procedure.
(Ibid., Brown vs. Second National Bank of Erie, 72 Pa. St., p. 209.)
[NOTE.—The above case in 98 U. S. overrules several State decisions on the
same point.]
See also Title " USURY/ 7 post,
INTEREST ON CLAIMS OF CREDITORS.

I. Where a national bank is put in charge of a receiver, under section 50 of the
original currency act (R. S., sec. 5234), and a sufficient sum is realized from
its assets to pay all claims against it and leave a surplus, the Comptroller
ought to allow interest on the claims during the period of administration
before appropriating the surplus to the stockholders of the bank. An action
of assunrpsit by the holder of such a claim will not lie against the Comptroller,
nor against the receiver, but will lie against the bank. (Chemical National
Bank vs. Bailey, 12 Blatchf, p. 480.)
II. In such action interest is recoverable on all demands originating in contract
conditioned for the payment of interest, and on all demands for money due
and unpaid, by way of damages for non-payment after such demands became
due. And interest is recoverable on a balance due a depositor in such bank,
although he has made no formal demand of payment. (Ibid.) But, as to this
last point, see the ruling of the Supreme Court.
III. In the case of National Bank of the Commomvealth vs Mechanics' National Bank, 4
Otto, p. 437, the Supreme Court United States decided that a depositor in a
national bank, when it suspends payment and a receiver is appointed, is entitled from the date of his demand to interest upon the deposit; that the
claims of depositors in such bank at date of suspension for the amount of their
deposits are, when proved to the satisfaction of the Comptroller of the Currency, placed upon the same footing as if reduced to judgments; that is to
say, they draw interest from the time of such proof and allowance. It was
also decided that, such interest being a liquidated sum at the time of the payment of the deposit, an action lies to recover it, and interest thereon.
IV. When the Comptroller assesses shareholders to pay the debts of an insolvent
national bank, such assessment bears interest from the date of the Comptroller's order. (Casey vs. Galli, ante.)
JUDGMENTS.

I. A judgment against a national bank in the hands of a receiver, upon a claim,
only establishes the validity of such claim ; the plaintiff can have no execution on such judgment, but must await pro rata distribution. (Bank of Bethel
vs. Pahquioque Bank, 14 Wall., p. 383. Clifford, J., p. 402.)
JURISDICTION.

I. A United States district court has jurisdiction to authorize a receiver of an in.
solvent national bank to compromise a debt. (Matter of Platt, 1 Ben.,p. 534.)
II. A resident (citizen) of Kentucky was a creditor of a national bank located in
Alabama, and commenced a suit on his claim against said bank in the supreme court of the State of New York, at the same time attaching certain
moneys belonging to said bank, in the hands of the National Park Bank, in
New York. Subsequently the receiver of the Alabama bank (which had
failed) was, on his own motion, made party defendant to the action pending
in the New York supreme court, and pleaded "want of jurisdiction," and other
defenses. The supreme court overruled his plea to the jurisdiction, rendered
judgment against the receiver on the merits, and ordered satisfaction to be
made from the moneys attached. Thereupon the receiver filed his bill in
chancery in the United States circuit court for the proper circuit, praying an
injunction to restrain the collection of the judgment rendered by said supreme
court, and that the moneys attached be paid to him as receiver.
Held, that, by the provisions of the currency act, the State court was deprived
of jurisdiction of the attachment proceedings; that the receiver was not
estopped by the proceedings in said State court from asserting his rights in
said circuit court, and that he was entitled to the relief prayed for in his bill.
(Cadle, receiver, <fc, vs. Tracy, 11 Blatchf., p. 101.)
See also Title "RECEIVERS," VII, post.
III. State courts have no jurisdiction of actions to recover penalties imposed by the
national-bank act. (Newell vs. National Bank of Somerset, 12 Bush., Ky., p. 57.
(See also Title "EMBEZZLEMENT," IV, ante.)




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXIX
JURISDICTION—Continued.

IV. The United States circuit court has no jurisdiction of a suit by a private person to restrain or interfere with the Treasurer of the United States or the
Comptroller of the Currency in the discharge of their duties in respect to
bonds deposited to secure the redemption of circulating notes of a national
bank. (Van Antwerp vs. Hulburd, 1 Blatchf., p. 426.)
V. An action will not lie against the Comptroller nor the receiver, upon a claim,
against an insolvent national bank, but will lie against such bank. (Chemical
National Bank vs. Bailey, ante. See also Bank of Bethel vs. Pahquioque Bank,
ante.)
VI. A national bank cannot be sued in the United States district courts outside of
the district where it is located. (Main vs. Second Nat. Bank of Chicago, 6 Bissell, p. 26.)
Nor can such action be brought against a national bank in a State court, save in
the county or city where it is located. (Crocker vs. Marine National* 101 Mass.t
p. 240.
See also Title "ACTION," VII, ante; also "EMBEZZLEMENT," IV, ante.)
LOANS IN EXCESS.

I. A loan by a national bank in excess of the restriction of section 29 of the act of
1864 (Revised Statutes, section 5200), which provides that the total liabilities
of any person (borrower) shall not exceed ten per centum of the capital stock,
&c, is not void on that account. The loan may be enforced, though, the bant
may be liable to proceedings for forfeiture of its privileges, & c , for making
it. (Steivart vs. National Union Bank of Maryland, 2 Abb., United States, p. 424.
See also O'Hare vs. Second National Bank, 11 Pa. St., p. 96.)
In Samuel M. Shoemaker vs. The National Mechanics' Bank, and The Same vs.
The National Union Bank, application for injunction, &c, United States circuit court, Baltimore, Md., Judge Giles held * * * " As to the first charge
in this bill against #the defendant, in reference to the amount loaned to Bayne
& Co., in violation of the twenty-ninth section of the act of June 3, 1864, I
would only say that the loan made under such circumstances is not void; it
can be enforced as any other loan made by the bank." Vide 31 Md., p. 396.
The validity of a loan in excess of the above-named statutory restriction
was established and set at rest by the decision of the Supreme Court United
States, in the case of Gold Mining Company vs. Rocky Mountain National Bank,
96 U. S., (6 Otto), p. 640.
LOANS ON REAL ESTATE.

A executed a note to B, and, to secure payment thereof, also executed a deed
of trust on lands, which was in effect a mortgage, with a power of sale thereto
annexed. A national bank, on the security of the note and deed, loaned money
to B, who thereupon assigned them to the bank. The note not being paid at
maturity, the trustee was proceeding to sell the lands pursuant to the power,
when A filed a bill in chancery to enjoin the sale upon the ground that by
sections 5136-37, R. S., the deed did not inure as a security for a loan made by
the bank at the time of the assignment of said note and deed. Held, that
the bank was entitled to enforce collection of the note by a sale of the lands
pursuant to the power in the deed of trust. Union National Bank of St. Louis
vs. Matthews, 98 U. S. (8 Otto), p. 621.
Mr. Justice Miller dissented, holding the note valid, but that the deed was
inoperative as security to the bank.
LOANS ON SHARES.

I. National banks are governed by the act of 1864, which repealed the act of 1863,
and cannot, therefore, make loans on the security of their own shares, unless
to secure a pre-existing debt, contracted in good faith (Bank, &c, vs. Lanier,
11
Wll'3(9)
,p)
II. The placing of funds by one bank on permanent deposit with another bank is
a loan within the spirit of section 35 of act of 1864. (Ibid., p. 369.)
III. Loans by such banks to their shareholders do not create a lien on the shares of
such borrowers. (Ibid., p. 369.
See also Bullard vs. Bank, 18 Wall., p. 580; and "BY-LAWS," supra.
IV. But a national bank has the right to make loans on negotiable notes secured by
the stock of another corporation, of marketable values. (Shoemaker vs. National Mechanics' Bank, 1 Hugh. ,p. 101.) The same doctrine was also held in case
of Germania National Bank et al. vs. F. F. Case, receiver,tyc,decided by the
Supreme Court U. S. at its last term. It will be reported in 99 U. S., C. C.)




LXX

REPORT OF THE COMPTROLLER OF THE CURRENXT.

LOCATION.

I. Under sections 6, 8, 10, 15, 18, and 44 of the original currency act (13 Stat. at
Large, 101), respecting the location of banking associations, a national bank
is to be regarded as located at the place specified in its organiz ation certificate. If such place is in a State, the association is located in that State.
(Manufacturers' National Bank vs. Baack, 8 Blatchf., p. 137.)
OFFICERS.

I. CASHIER. The cashier is the general executive officer of a bank, haviug charge
of its funds, notes, bills, and other choses in action. Either directly or
through his subordinates he receives all moneys and notes of the bank, delivers up discounted paper when paid, draws checks to withdraw funds of the
bank when deposited, and generally, as such executive officer, transacts most
of the bank business. ( United States vs. City Bank of Columbus, 21 How.,p. 356,
and numerous later decisions.)
II. But the cashier can make no declaration binding the bank not within the scope
of his general powers. (Bank of Metropolis vs. Jones, 8 Pet., p. 12: S. P., 3 Watts
4- S., Pa., p. 317; 3 GUI, Md., p. 96.)
III. A cashier, AVIIO has made sale of corporate property, and holds a balance in his
hands, is the agent of the board of directors, and not of the respective stockholders, and cannot be charged by an individual stockholder as holding such
balance for his benefit. (Brown vs. Adams, 5 Biss., p. 181.)
IV. A cashier, without special authority, cannot bind his bank by an official indorsement of his individual note, and the onus is on the payee to show such authority. ( West Saint Louis Savings Bank vs. Shawnee Co. Bank, 3 Dill, p. 403.)
Y. Although the cashier of a bank may, in the ordinary course of business, without
the action of the directors, dispose of the negotiable securities of the bank,
he has not the power to pledge its assets for the payment of an antecedent
debt. (State of Tennessee vs. Davis, 50 How. (N. Y.), p. 447.)
VI. DIRECTORS. It is the duty of directors of a bank to use ordinary diligence in
acquiring knowledge of its business. They cannot be heard, when sued, to say
that they were not apprised of facts the existence of which is shown by the
books, accounts, and correspondence of the bank. They should control the
subordinate officers of the bank in all important transactions. Therefore,
under the circumstances proved in this particular case, they were held liable
for the abstraction and sale of special deposits by the latter. ( United Society,
<f*c., vs. Undenvood, 9 Bush, Ky.,p. 609; German Bank vs. Wulfekuliler, 19 Kansas, p. 60.)
VII.|The cashier of a national bank, who had executed no bond, embezzled its funds,
discovery whereof might have been effected by use of slight diligence on the
part of the directory. They, however, published, according to law, a statement of the condition of the bank, which showed that its affairs were being
prudently and honestly administered, and from which the public had a right
to believe that he was trustworthy. Afterward, persons who had seen this
report became sureties on the official bond of the cashier, and for his subsequent embezzlements were sought to be held liable thereon: Held, That such
sureties, being misled by the statement, were released. They had a right to
believe that the directors, before publishing it, investigated the condition of
the bank. (Graves vs. Lebanon National Bank, 10 Bushy Ky., p. 23.)
VIII. PRESIDENT. A guaranty against loss for signing as sureties, given by a bank
president without authority from the directors, to those whom he had solicited
thus to sign a note, given to the bank to retire a prior note held by it against
their principal, is held to be the individual contract of the president, and
not binding upon the bank. (First National Bank vs. Bennett, 33 Mich., p. 520.)
IX. A president of a bank, who, with the cashier, had the general charge of its business, permitted and directed the drawing of moneys from the bank by one
irresponsible, without security, and for a business in which the president was
interested with the party drawing the funds. He requested the cashier not
to say anything of it to "the directors: Held, That the president was personally responsible for the moneys thus drawn. (First National Bank of Sturgis vs.
Heed, 36 Mich., p. 263.) [ Quaere: Would not an indictment for embezzlement lie
under the national-bank act ?]
X. The president of a bank, as such, has no authority to release the claims of the
bank against any one. Such authority must come from the directors, by vote
or implication. (Olney vs. Chadsey, 7 B. I., p. 224.)
POST-NOTES.

I. Certificates of deposit, payable at a fixed future day, held to be equivalent to
post notes, and therefore void, as prohibited by a State law. (See ante Title,
"DEPOSITS, CERTIFICATES OF," IV, and cases there cited.)




REPORT OF THE COMPTROLLER OF THE CURRENCY.

LXXI

RECEIVERS.

I. The receiver of a national bank is the instrument of the Comptroller, and may
be removed by him. {Kennedy vs. Gibson, 8 Wall., p. 505.)
II. Such receiver is the statutory assignee of the assets of the bank, and may sue
to collect the same in his own name, or in the name of the bank for his use.
(Ibid., p. 506.)
III. In such suit it is not necessary to make the bank or creditors parties. (Ibid.,
p. 506.)
IV. The receiver of a national bank represents such bank and its creditors, but he
in no sense represents the United States Government, and cannot subject the government to the jurisdiction of any court. (Case vs. Terrill, 11 Wall., p. 199.)
V. The decision of a receiver, rejecting a claim against his bank, is not final.
Claimant may still sue. (Bank of Bethel vs. Pahquioque Bank, 14 Wall, p. 383.)
VI. The clause of section 50, act of 1864, which prescribes that the receiver shall
be "under the direction of the Comptroller/7 means only that he shall be subject
to his direction, not that he shall not act without orders. He may and must
collect the assets. That is what he is appointed for. (Bradley, J., in Bank
vs. Kennedy, 17 Wall.,pp. 22-3.)
VII. Receivers of national banks are officers of the United States, within the meaning of the act of Congress of March 3, 1815, giving United States courts jurisdiction of actions by United States officers, and may sue in such courts.
(Plait, receiver,fyc,vs. Beach, 2 Ben., p. 303.)
[NOTE.—The judge places stress upon the provision of section 31 of the act
of 1864, which requires (in that particular instance) that the Secretary of the
Treasury shall concur in the appointment of the receiver.]
VIII. Receiver not liable to be sued on a claim against the bank. (See Title, *'JURISDICTION," V, ante.)
SET-OFF.

I. In an action brought to enforce the individual liability of a shareholder of an
insolvent bank, such shareholder cannot set off against such liability the
amount due to him as a creditor of the bank. (Garrison vs. Howe, 17 N. Y.,
p. 458; In re Empire City Bank, 18 JV. Y., p. 199.)
[NOTE.—Though these Cases were decided by a State tribunal (New York
court of appeals), and the rulings were based upon provisions of a State constitution and a State statute, yet the principle they enunciate is recognized
and fully affirmed in Sawyer vs. Hoag, 17 Wall., p. 610, and Scammon vs. Kimball, 2 Otto, p. 362; vide also, Venango National Bank vs. Taylor, 56 Pa. St.,p. 14.]
II. As to when a depositor may set off his deposit against a debt due by him to an
insolvent national bank, see ante Title DEPOSITS GENERAL, IV; also, Platt,
receiver, vs. Bentley, 11 Am. Law Register, p. 171.
III. Usurious interest paid cannot be set off. (See Title "INTEREST," III and IV,
ante.)
SHAREHOLDER, WHO IS PRESUMED TO BE.

I. A person is presumed to be the owner of stock when his name appears on the
books of a company as a stockholder ; and when he is sued as such, the burden
of disproving such presumption is cast upon him. (Turnbull v. Payson, 95 U.
S. (5 Otto), p. 418.)
SHAREHOLDERS, INDIVIDUAL LIABILITY OF.

I. Comptroller must decide when and for what amount the personal liability of the
shareholders of an insolvent national bank shall be enforced. (Kennedy vs.
Gibson, 8 Wall., p. 505.)
II. His decision as to this is conclusive. Shareholders cannot controvert it. (Ibid.,
p. 505; Casey vs. Galli, 94 U. S. (4 Otto), p. 673; Germania Bank et al. vs. Case, receiver, U. S. Supreme Court, not yet reported.)
[NOTE.—These cases are decisive against the ruling in Bowden vs. Morris, 1
Hugh., p. 378, C. C]
III. In any suit brought to enforce such personal liability, such decision of the
Comptroller must be averred by the plaintiff, and, if put in issue, must be
proved. (Kennedy v. Gibson, supra.)
IV. The liability of shareholders is several, and not joint. (Ibid., p. 505.)
V. The limit of such liabilities is the par value of the stock held by each one.
(Ibid., p. 505.)
VI. Where the whole amount is sought to be recovered, the proceeding must be at
law; where less is required, the proceeding may be in equity, and in such
case an interlocutory decree may be taken for contribution, and the case may
stand over for the further action of the court, if such action should subsequently prove to be necessary, until the full amount of the liability is exhausted. (Ibid., p. 505.)




LXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
SHAREHOLDERS, INDIVIDUAL LIABILITY or—Continued.
But in Bailey, receiver, $-c, vs. First National Bank Duluth, TJ. S. circuit court

for Minnesota, Nelson, J., held that even where less than the par value was
assessed the suit might be at law; and this would seem to he the true theory.
Vide Bankers' Magazine, April, 1877, p. 793.

VII. In such equity suit, all shareholders within the jurisdiction of the court should
he made parties defendant; but it is no defense that those not within the
jurisdiction are not joined. {Kennedy vs. Gibson, supra.)
VIII. Suits to enforce personal liability of shareholders may properly be brought before other assets are exhausted. (Ibid., pp. 505-6.)
IX. Where, before the failure of a bank, stock was transferred on its books to the
name of an irresponsible person, for the purpose of escaping liability, and so
stood at the time of the appointment of a receiver: Held, That the receiver
could show who the real owner was, and that the latter was liable for the
assessment. (Davis, Receiver of Ocean National Bank, vs. Stevens, TJ. S. Cir. Ct.,
southern district N Y., October, 1879. JVaite, Chief Justice.)
SHAREHOLDER, LIABILITY OF TRANSFEREE-,

I. The transferee of shares, when such transfer is absolute on the books of the
bank, is liable to creditors to the amount of such shares, although in fact he
holds them as collateral security for a loan to the shareholder who transferred
them. (Sale vs. Walker, 31 Iowa, p. 344; Adderley vs. Storm, 6 Hill, p. 624; Van
Biker's case, 20 Wend., p. 614; Bowden, receiver, vs. Santos et ah, 1 Hugh., p. 158;
Marcy vs. Clark, 17 Mass., p. 330.)

[In the Bankers1 Magazine for January, 1875, is a notice of the case of Mann,
receiver, vs. Dr. Cheeseman, decided by Blatchford, J., in the United States circuit court, in New York, in which the judge held that until there was a transfer of shares on the books of the bank the shareholder whose name there appeared
was liable for the debts of the bank; that an actual sale and the signing the
ordinary power of attorney on the back of the certificate will not relieve the
seller. ]
To the foregoing rulings of State and other subordinate tribunals may now
be added the decision of the Supreme Court United States in Germania Bank
et at. vs. Case, receiver, already cited. The Germania National Bank of New
Orleans discounted a note for the firm of Phelps, McCullough & Co. for
$14,000, at ninety days, taking as part security therefor the pledge of 100 shares
of the Crescent City National Bank stock, with power of attorney to the Germania cashier to transfer, sell, &c., on default in payment of the note. Phelps,
McCullough & Co. failed, and the note was protested at maturity. Prior to the
maturity of the note, the Crescent City Bank sustained such heavy losses that
it was notoriously in bad repute in New Orleans; and yet, when the note fell
due, the cashier of the Germania immediately transferred to his own bank,
upon the books of the Crescent City Bank, the 100 shares so pledged. Afterwards, on the same day, he transferred 76 of these shares to one Waldo, a clerk
of the Germania Bank ; and on the day following transferred the remainder
to said Waldo. It was proved that Waldo paid nothing, was the mere agent
of the Germania Bank, which still owned the 100 shares as security for the
payment of said note, and that one of the principal reasons for the transfers
to Waldo was the possible liability of the shareholders of the Crescent Bank
for its debts in case of insolvency. Soon after, the Crescent City Bank failed.
Held, per Strong, J., that the transfers to said Waldo were void as against said
receiver, and that although the Germania Bank only held said shares as collateral security for the payment of said discount, it was still liable as owner
for the assessment in this case ordered by the Comptroller. The opinion is
able and fortified by numerous authorities.
[NOTE.—In this same case, at a former term, upon a motion to dismiss the
appeals of certain of the appellants, the Supreme Court recognized the right
of the Comptroller to make an additional assessment, if deemed necessary;
and for this reason sustained the appeals, holding that the matter in dispute
was, or might be,, over $5,000, although the decrees appealed from were severally less than that amount. The assessment was for 70 per cent. C. C ]
See also Pullman vs. Uptoyi, 96 TJ. S., 6 Otto, p. 328, as to liability of transferee.

SHAREHOLDER, LIABILITY OF EXECUTOR, ADMINISTRATOR AND HEIRS OF.

I. Where stockholder died before failure of bank, stock not having transferred to
name of administrator:
Held, that the stock is not to be regarded as having been at the time of the failure the property of the administrator, in such a sense as to constitute him
a shareholder'within the meaning of sec. 5152, U. S. Rev. Stat., so as to limit
liability of the estate to funds actually in the hands of administrator.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIII
SHAREHOLDER, LIABILITY OF EXECUTOR OF, &C—Continued.

Held, also, that the provision of the act exempting executors and administrators
and trustees from personal liability was not intended to affect the liability
to assessment of estates in process of settlement, but only to prevent a personal
liability from running against persons acting in a trust capacity, who had received the stock for the benefit of trust estates. Davis vs. Weed, 44 Conn.,
p. 569.
II. The liability of a stockholder is in the nature of a contract, and as such was
a personal liability, for which his estate was holden at his death. (Davis vs.
Weed, supra; citing Hawthorne vs. Calgf, 2 Wall.,p. 22; Lowry vs. Jamen, 46 N.
T., p. 119 ; Bailey vs. Hollister, 26 N. Y., p. 112.)
SHAREHOLDER, LIABILITY OF TRUSTEE OF.

I. To protect trustee of stock from personal liability it must appear upon the books
that he held as such trustee. (Davis vs. Essex Baptist Society, 44 Conn., p. 582.)
II. Creditors have a right to know who have pledged their personal liability. (Ibid.)
III. If a trustee wishes to disclose his trusteeship there is no difficulty in giving notice upon the books of the bank. If he does not do so he is guilty of laches,
for which others should not suffer. (Ibid.)
IV. The settlement of the affairs of an insolvent bank would be rendered a matter
of great labor, expense, and delay, if persons who appeared upon the books of
the bank as individual stockholders were permitted to relieve themselves by
proof aliunde that they held the stock as executors, guardians, or trustees.
(Ibid.)
[NOTE. This last-cited case, and Davis vs. Weed, supra, although reported in
the Connecticut Reports, were decided by the United States district court. ]
SHARES, TAXATION OF.

I. The act of 1864, rightly construed, subjects the shares of the association in the
hands of shareholders to taxation by the States, under certain limitations
set forth in section 41, without regard to the fact that part or the whole of
the capital of such association is invested in national securities which are declared by law exempt from State taxation. (Van Allen vs. Assessors, 3 Wall.,
573.) (Chase, C. J., and other judges dissented.)
II. Act thus construed is constitutional. (Ibid., p. 573.)
III. A certain statute of New York, which taxed shares of national-bank stock, declared void, because shares of State banks were not taxed, although their capital was; the act of Congress prescribing that shares of national banks shall
be taxed only as shares of State banks are. (Ibid., p. 573.)
The ruling as to taxing shares of stock reaffirmed in Bradley vs. People, 4
Wall., 459; National Bank vs. Commonwealth, 9 Wall., p. 353.

In last case, held that a State law requiring the cashier to pay the tax was
valid. Held, also, that a certain State tax law virtually taxed " shares of
moneyed corporations," &c. (Ibid., p. 353.)
IV. Shares of stock in national banks are personal property, and though in one
sense incorporeal, the law which created them could separate them from the
person of their owner, for taxation, and give them a situs of their own. (Tappan, collector, vs. Bank, 19 Wall., p. 490.)

V. Sec. 41 did thus separate them and give them a situs of their own. (Ibid., p.
490.)
VI. This provision of the national-currency act became a law of the property (in
shares), and every State in which a bank was located acquired jurisdiction,
for taxation, of all the shares, whether owned by residents or non-residents,
and power to legislate accordingly. (Ibid., p. 490.)
VII. Under the act of Congress of February 10, 1868, enacting that each State legislature may direct the manner of taxing all shares of stock of national banks
located within the State, subject to the restriction that the taxation shall not
be greater than the rate assessed upon other moneyed capital in the hands of
individual citizens of such State, and of a certain act of the legislature of
Pennsylvania which provided that such shares shall be assessed for school,
municipal, and local purposes at the same rate as is now or may hereafter be
assessed and imposed upon other moneyed capital in the hands of individual
citizens of the State; held, that shares of national-bank stock may be valued
for taxation for county, school, municipal, and local purposes, at an amount
above their par value.

(Hepburn vs. School Directors of the borough of Carlisle,

23 Wall, p. 480.)
[NOTE.—In this case it appeared that Hepburn owed several thousand dollars of national-bank stock, the par value of which was $100 per share, and
that it was valued for taxation, for a school-tax, at $150 per share. This
asesssment was held valid, notwithstanding that by a certain act of the State




LXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
SHARES, TAXATION OF—Continued.

legislature, applicable to the county of Cumberland, in which the borough of
Carlisle was situated, certain specified kinds of moneyed obligations were
exempt from taxation except for State purposes.]
VIII. The rate of taxation of shares of a national bank by a State should be the
same as, or not greater than, upon the moneyed capital of the individual citizen
Avhich is liable to taxation; that is, no greater in proportion, or percentage of
tax on the valuation of shares should be levied, than upon other moneyed
taxable capital in the hands of the citizen. {People vs. The Commissioners, <fc,
4 Wall, p. 256.)
IX. The act of Congress approved June 3, 1864 (R. S., sec. 5219), was not intended
to curtail the power of the States on the subject of taxation, or to prohibit
the exemption of particular kinds of property, but to protect the corporations
formed under its authority from unfriendly discrimination by the States in the
exercise of their taxing power. {Adams vs. Nasliville, 95 77. S., 5 Otto, p. 19.)
See also Saint Louis National Batik, National Bank of Missouri, Third National
Bank, Valley National Bank, and Merchants? National Bank of St. Louis vs. Papin,
in United States circuit court, eastern district of Missouri, September term,
1876. Also, Gallatin National Bank of Neiv York vs. Commissioners of Taxes,
supreme court of New York, first department, general term, November, 1876.
These latter cases are published in the Bankers' Magazine for December, 1876.
SHARES OF STOCK.

I. A national bank whose certificates of stock specify that the shares are transferable on the books of the bank on surrender of the certificates, and not otherivise, and which suffers a shareholder to transfer without such surrender, is
liable to a bona fide transferee, for value of same stock, who produces such
certificate with usual power of attorney to transfer; and this is so though no
notice had been given to the bank of the transfer. {BankYS. Lanier, 11 Wall.,
p. 369.)
II. Shares quasi negotiable. {Ibid., p. 369.)
SURPLUS FUND.

I. Where the shares of a national bank are assessed for taxation at their par
value, the surplus fund of such bank in excess of the amount required by
law to be kept on hand is taxable. {First Nat. Bank vs. Peterborough, 56 N.
H., p. 38.) But when such shares are assessed at their market value, and the
amount of such surplus is taken into account in estimating such market
value, it is not taxable. {State vs. City of Newark, 10 Vroom, N. J., p. 380.)
II. Neither a dividend which has been declared, nor a portion of capital of a national bank remaining after a reduction has been made, can be retained by
the directors to constitute a surplus fund. {Seely vs. N. Y. Nat. Exchange
Bank, 4 Abb., N. Y. cases, p. 61.
TAXATION BY LICENSE.

I. The District of Columbia imposed a license tax on all the national banks in the
District, the rate being 50 cents annually on each $1,000 of the capital invested.
The Citizens1 National Bank refused to pay this assessment, and a test case was
made in the District criminal court, Mr. Justice Mac Arthur presiding. This
court, after full argument, held the tax illegal and void, as being contrary to
the mode of taxation prescribed by Congress, which mode was held to be exclusive.
TAXATION OF INTEREST AND DIVIDENDS.

I. Under the internal-revenue act of July, 1870, interest paid and dividends declared during the last five months of 1870 are taxable, as well as those declared
during the year 1871. {Blake vs. National Banks, 23 Wall., p. 307.)
TRANSFERS OF ASSETS.

I. A preference of one creditor to another, within the meaning of section 5242,
Revised Statutes, is a preference given by the bank to secure or pay a preexisting debt. Where a person, knowing that a national bank is embarrassed,
makes to it a loan, taking as security therefor a pledge of part of the assets of
the bank, this transfer does not give him the preference prohibited by the
statute. {Casey vs. Le Societe de Credit Mobilier, 2 Woods, p. 77.)
II. When not binding. Under said section 5242, which declares void transfers of
its property by a national bank, made in contemplation of insolvency, and
with a view to give a preference to one creditor over another, or with a view
to prevent the application of the assets of the bank in the manner prescribed
by law, such a transfer is void if the insolvency is in the contemplation of the




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXV
TRANSFER OF ASSETS—Continued.

bank making the transfer, although the party to whom it is made does not
know or contemplate the insolvency of the bank. {Case, receiver, vs. Citizens'
Bank, 2 Woods, p. 23.)
As to when a pledge of assets, even when intended as security for a loan to a
national bank, will be held invalid, as against general creditors, see the cases
of Casey, receiver, vs. Le Societie de Credit Mobilier ; Same, vs. National Park
Bank; and Same vs. Scimchardt, 96 U.S., 6 Otto, pp.467, 492, 494.
ULTRA VIRES.

I. WHAT IS.—National banks cannot sell railroad bonds for third parties on commission, or engage in business of that character. (Susan Welcker vs. First
National Bank of Hagerstoivn, Court of Appeals of Maryland, 43 Md., p. 581.
II. In an action of deceit against a national bank, for alleged false representations
of its teller in the sale to plaintiff of certain railroad bonds:
Held, That the selling of such bonds on commission was not within the anthorized business of a national bank, and being thus beyond the scope of its corporate powers, the defense of ultra vires was open to it ; and it was not responsible for the deceit of its teller. (Ibid.)
IV. WHAT IS NOT.—A national bank took a lien upon real estate to secure a preexisting debt. Afterward, the bank paid $500 to discharge a prior lien upon
the land, taking a note and mortgage on land in Kansas to secure this advance.
Lien and mortgage held valid and warranted by law. (Ovum vs. National
Bank, 16 Eans., p. 341.)
V. A chattel mortgage taken by a national bank to secure a pre-exisiing debt is
valid, and will be enforced. (Spofford vs. First National Bank, 37 Iowa, p. 181.)
VI. A national bank has corporate power to enter into an agreement with a customer to exchange for him non-registered for registered United States bonds;
and it is bound by an agreement to that effect, made for a sufficient consideration by its cashier. (Yerkes vs. Nat. Bank, 69 N. Y., p. 382.)
(See also Title "DEPOSITS, SPECIAL/' ante.)
USURY.

I. State laws relative to usury do not apply to national banks. (Farmers and Mechanics' National Bank vs. Dearing, 1 Otto, p. 29.)
II. The only forfeiture declared by the 30th section of the act of June 3, 1864
(Revised Statutes, section 5198), is of the entire interest which the note or bill
carries with it, or which has been agreed to be paid thereon, when the rate
knowingly received, reserved, or charged by a national bank is in excess of
that allowed by that section; and. no loss of the entire debt is incurred by
such bank, as a penalty or otherwise, by reason of the provision of the usury
law of a State. (Ibid.)
To same effect are National Exchange Bank vs. Moore 2 Bond, p. 170, and
several State decisions.
(The New York court of appeals had decided the other way.)
See also Titles " INTEREST" and " SET-OFF/ 7 ante.

APPENDIX.
On the following page will be found an index to the principal subjects
of the report. A list of all the tables in both the report and the appendix appears at the close of the appendix; and at the end of the full volume is an alphabetical list of the cities and villages in which are located
the national banks whose detailed reports are herein printed.
In concluding this report, the Comptroller gratefully acknowledges the
ability and devotion to the public service of the officers and clerks associated with him in the performance of official duties.
JOHK JAY KK0X?
Comptroller of the Currency.

Hon. SAMUEL J. BANDALL,

Speaker of the House of Representatives.




PEIKOIPAL SUBJECTS OF THE EEPOET.

Total number of national banks organized to November 1,1879
Number organized and discontinued during the year
Resources and liabilities of the national banks on October 2, 1879
Number of national banks, State banks, and private bankers, on May 31,1879
NATIONAL BANKS AND REFUNDING OF THE PUBLIC DEBT

Amount of public debt in 1861, and the increase of the war-debt to date of its maximum
Eefunding of the public debt from 1871 to 1879, inclusive
Refunding of the public debt in 1877, 1878, and 1879
Reduction of principal and interest of the public debt
Reduction of interest since March 1, 1877
Reduction of interest during the year 1879
Amount of public debt of England in 1793
Refunding of English debt from 1793 to 1856, rate of interest, and amount realized to
investors
French loans of 1870, 1871, and 1872
Amount of French loans and rate of interest realized to investors (note)
Amount and classes of bonds of the United States, 1865 to 1879, inclusive
Amount and kind of the United States bonds held by the national banks from 1865 to
1879, inclusive
Proposed refunding of the remainder of the public debt
RESUMPTION OF COIN PAYMENTS

Amount of agricultural products in the years 1878 and 1879 (note)
Excess of exports over imports during the years 1876, 1877, 1878, and 1879
United States bonds sold for purposes of resumption
Amount of gold and silver coin held by the Treasury on January 1,1879
Action of banks in reference to resumption in October, 1878
Increase of gold coin in the Treasury from January 1 to November 1, 1879
Amount of paper currency outstanding from 1865 to 1879 (table)
Average value of gold coin in legal-tender notes during the month of July from 1864 to
1879
Estimated amount of coin and currency in the country on November 1, 1879
Estimated amount in actual circulation
Amount of specie held by the national banks on October 2,1879
Increase of specie of the national banks city of New York in October and November,
1879
Cash reserve of the national banks held and required October 2,1879
Increase of coin reserve recommended
Characteristics of Treasury notes and national-bank notes contrasted
Retirement of greenbacks
Views of Secretary Chase on retirement of greenbacks
Danger arising from the influx of gold coin
1
Example of France and England
Amount of specie imported from January 1 to November 15, 1879 (note)
Production of precious metals during the fiscal year 1879 (note)
PROPOSED SUBSTITUTION OF TREASURY FOR NATIONAL-BANK NOTES

Objections to the increase of Treasury notes
Refunding operations would be retarded
The government would be obliged to hold a much greater percentage of coin
State-bank notes would be issued and the rates of exchange increased throughout the
country




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LXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Page.
VALUE OF CIRCULATION TO NATIONAL BANKS

XXIII

Amount of net interest received l>y national banks on bonds now deposited to secure
circulation
Amount of profit to national "banks on their circulation when all United States bonds
shall have been refunded into 4 per cents
Amount of issuable circulation not called for by national banks in operation
ILLEGAL CERTIFICATION OF CHECKS

XXIII
XXIV
XXIV
XXV

Existing laws prohibiting certification of checks and withdrawal of Treasury notes
from use
Report of committee of House of Representatives in reference to illegal certifications..
Bill reported to prevent illegal certification
Passage by the House of an additional bill upon this subject
' Action of the Clearing-Houso Association of New York City in November 1873 (note) .
Action of the Comptroller
SECURITY OF CIRCULATING NOTES

XXV
XXV
XXV
XXV
XXVI
XXVI
XXVII

Amount and kind of bonds held by the Treasurer on November 1,1879
Amount offiveand six per cent, bonds held on October 1, 1865, and October 1, 1870
Decrease of six per cent, bonds during the year 1878, and to November 1, 1879
SPECIE

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XXVII
XXVII
XXVIII

Specie in banks at the dates of their report, from 18G8 to 1879 (table)
Specie in Treasury on November 1, 1879
Estimate of Director of the Mint of the movement of coin and bullion in the country
for the fiscal year 1879
Amount of coin held by the Bank of England from 1870 to 1879
Amount of coin held by the Bank of France from 1870 to 1879
LOANS AND RATE OF INTEREST OF NEW YORK CITY BANKS

XXVIII
XXIX
XXIX
XXIX
XXIX
XXX

Classification of the loans forfiveyears
Average rate of interest in New York City from 1874 to 1879
Kate of interest of Bank of England and Bank of France

XXX
XXX
XXX

TRANSACTIONS OF NEW YORK CLEARING-HOUSE FROM 1854 TO 1879 (table)

XXXI

Clearing-House transactions of assistant treasurer United States to November 1, 1879 .
DENOMINATIONS OF NATIONAL-BANK AND LEGAL-TENDER NOTES

XXXI
XXXII

Denominations of notes of Imperial Bank of Germany (table)
Denominations of notes of Bank of France (table)
Written signatures of officers of national banks on their notes required

XXXIII
XXXIII
XXXIV

LIQUIDATION OF INSOLVENT BXINKS

XXXIV

Losses by failures of national banks
XXXIV
Losses by failures of other banks for three years
XXXV
Losses in Ohio and Illinois by insolvencies of national and other banks compared
XXXV
Losses of insolvent national banks compared with those of insolvent savings banks in
New York City
XXXVI
Expense of liquidating insolvent national banks
XXXVII
Percentage of expense to cash collected
XXXVII
NATIONAL BANK FAILURES

Dividends to creditors during the year
Amount of assessments on stockholders

XXXVIII

XXXVIII-XXXIX
XXXIX

LOSSES OF NATIONAL BANKS IN OPERATION

XXXIX

Total losses semi-annually for four years
Total losses, by geographical divisions
Losses of national banks in the principal cities
SURPLUS, increase and decrease of

XL
XLI
XLI
XLII

DIVIDENDS

XLII

Reports required to be made
Falling off in dividends
Number of banks passing dividends
TAXATION

Principal war taxes, except those on banking capital and deposits, repealed
State as well as national taxes imposed on national banks
Impossible to obtain amount of State taxation paid by banks other than national
United States taxes paid by State banks and private bankers
United States taxes paid by national banks
United States and State taxes of national banks, by geographical divisions, forfiveyears
Inequality of taxation in different sections
,,,




XLII
XLIII
XLIV
XLIV

XLIV
XLV
XLVI
XLVI
XLVII
XLVIII
XLIX

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXIX
Page.
RESERVE HELD BY THE NATIONAL BANKS

L

Liabilities and reserve of the national banks in October for five years
Average weekly reserve of the national banks in New York City in October for seven
years

L
LI

NATIONAL BANK CIRCULATION

LII

Various acts affecting its amount
Amount of legal-tender notes deposited under act of June 20, 1874
Amount of legal-tender notes canceled under operation of act of January 14, 1875

LII
LII
LIII

REDEMPTION OF NOTES

LV

Operation of act of June 20, 1874
Amount redeemed during year (tables)

LV
LV

STATE AND SAVINGS BANKS

Capital and deposits of State banks, trust companies, savings banks with capital, savings
banks without capital, and private bankers by geographical divisions, compiled from
returns made to the Commissioner of Internal Revenue
Number, capital, and deposits of banks and bankers other than national, together with
the tax thereon by States and principal cities
Incompleteness of returns made to State officers of State banks and savings banks
Number of States from which such returns were received
Satisfactory returns of the condition of State banks and savings banks not procurable..
Bill recommended for passage by State legislatures to require such returns
Form of bill in Comptroller's report for 1877

LYI

LYII
LVIII
LIX
LIX
LIX
LIX
LIX

SYNOPSIS OF JUDICIAL DECISIONS OF THE SUPREME AND CIRCUIT COURTS OF THE UNITED STATES
AND OF STATE COURTS UPON QUESTIONS ARISING UNDER THE NATIONAL-BANK ACT
LIX-LXY

NOTE.—An index to the tables contained in the report will be found at the end of the appendix.




APPENDIX.
Names and compensation of officers and clerics in the office of the Comptroller of the
Currency.
Grade.

Xanie.

Salary.

John Jay Knox

Comptroller

I

$5,000'

John S. Langworthy

Deputy Comptroller .

!

2, 80O

Chief of division
do
do
do
Bond clerk
Superintendent
Teller
Principal bookkeeper
Assistant bookkeeper

|
|
i

2,200
2, 2002,200
2, 200
2, 000
2, 000
2, 000
2. 000
2, 000

J. Franklin Bates
John W. Magruder
J o h n D . Patten
Edward Wolcott
John W. Griffin
Edward S. Peck
Watson W. Eldridge
Prank A. Miller
Theodore O. Ebaugh

'
-

,

Fernando C. Gate
Nathaniel O. Chairman
William Elder
William B. Greene
George W. Martin
Charles H. Norton
William Sinclair
George H. Wood

Fourth clas:
do .
do .
do .
do .
do .
i
do .
do .

1,800
1, 80O
1, 800
1,800
1,800
1,800
1,800
1,800

F. A. Simkins
Charles E. Brayton
James C. Brown
Charles H. Cherrv
William H. Glascott
John A. Hebrew
Joseph A. Kayser
George T. May
Washington it. McCoy
William D. Swan
Edward D. Tracy

Stenographer
! Third class
:
do
do
:
do
!
do
I
do
I
do
j
do
j
do
j
do

1,600
1,600
1,600
1,600
1,600
1,600
1, 600
1,600
1,600
1,600
1,600

David D. Brenner
Isaac C. Miller
Edward W. Moore
Edmund E. Schreiner
Charles J. Stoddard
Walter Taylor
William H. Walton
Frederick Widdows

j Second class
j
do
j
do
j
do
I
do
j
do
J
do
j
do

1,400
1,400
1,400
1,400
1,400
1,400
1, 400"
1, 400*

I First class
j
do . . .
j
do . . .
|
do . . .
j
do . . .
j
do . . .
j,
do . . .
I
do . . .

1, 200 •
1, 200
1, 200••
1, 200>
1, 200'
1, 200«
1, 200'
1,20©

:

Edgar C. Beman
J. Edward De Saules
Julia R. Donoho
Sarah F. Fitzgerald
Edward McCauley
Mary L. McCormick
Margaretta L. Simpson
Arthur M. Wheeler
Edward Myers
John J. Patten
Zachariah E. Thomas
Philo Burr
r
Charles McC. Taylor
M. F. Ogden
Thomas H. Austin
Silas Holmes
Charles B. Hinckley
Thomas Jackson
K. Le Roy Livingston

6oc




•.

J

Clerk .
do .
Messenger
Assistant messenger.
.do
.do .

:

•.

Watchman
do
Laborer.
do .,
j
do .

_

\

1,000
1,000
840
.720
720
720
660
660
660
660
66 0

XXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Names and condensation of officers, and clerks,
Name.
Eliza M. Barker
Eveline C. Bates
Harriet M. Black
Margaret L. Browne
Kate It. Bruce
Louisa Campbell
Virginia H. Clarke
Sarah G-. Clemens
Mary L. Conrad
May Crosby
Margaret F. Dewar
Jane A. Dorr
Annabella H. Finlay
Flora M. Fleming
Margaret E. Gooding
Lizzie S. H>nry
Elizabeth Hvitchinson
Eliza E. Hyde
Mary E. Kammerer
Alice M. Kennedy
Lucretia W. Knowlton
Emnia Lafayette
Lillian D. Massey
Lizzie McKenney
Maggie B. Miller
M. V. L. Moore
Emma F. Morrill
Mary E. Oliver
Carrie L. Pennock
Eliza M. Peters
Annie E. Banney
Emily H. EeedJ
"Mfiria Richardson
!Eliza A. Saunders
3Eayette C. Snead
.Amelia P. Stockdale
TiMa-iia A. Summers
Sarsuh A. W. Tiffey
-TriEa C. Townsend
"Martha A. Walker

§c.—Continued.
Grade.

',

;

'• Female clerk
do
do
do
do
do
j
do
do
do
j
do
do
.do
,
.do
do
\
do
j
do
I
do
do
do
j
do
,
do
do
do
do
;
do
do
|
do
do
do
j
.do
!
do
do
j
do
!
do
!
do
I
do
!
do
i
do
do
|
do

,

k

Salary.

$900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900
900

Expenses of the office of the Comptroller of the Currency for the fiscal year ending June
30, 1379.
3For special dies, plates, printing, &c
$104, 429 22
For salaries
103,280 00
Total
207,709 22
The contingent expenses of the office are not paid by the Comptroller, but from the general appropriation for contingent expenses of the Treasury Department; and as separate accounts are not kept
ifor the different bureaus, the amount cannot be stated.




REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXIII
Nuniber of oanks organized and in operation, with their capital, bonds on deposit, and circulation issued, redeemed, and outstanding on November 1, 1879.
Banks.

States and Territories.

Capital.

Bonds.

Organ- I n liqui- I n operized. dation. ation.

Capital
paid in.

Bonds on
deposit.

Maine
NewHampshire
Vermont
Massachusetts.
Khode Island ..
Connecticut

74
47
51
246
62
88

5
2
4
5
1
4

Eastern States.

568

New York
New Jersey
Pennsylvania..
Delaware
Maryland

Issued.

Redeemed.

Outstanding.

383, 800 $21, 444, 000 $12, 696, 289
689, 500 12, 688, 515
7, 543, 746
675, 900 19, 935, 510 12, 638,120
210, 050 179, 493,155 111, 337, 312
403, 400 37, 750,145 24, 004, 983
674,100 50, 631, 940 31, 981,129

$8, 747, 711
5,144, 769
7, 297, 390
68,155, 843
13, 745,162
18, 650, 811

21

547 165, 387, 420 137, 036, 750 321, 943, 265 200, 201, 579

121, 741, 686

348
71
260
14
35

62
3
25

286
68
235
14
33

Middle States..

728

92

Dist. of Col....
Virginia
West Virginia.
North Carolina
South Carolina .
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri

11
29
20
16
12
18

5
12
5
1

11
2
11
12
3
56
32
44

Southern States

2

' 69 $10, 335, 000
45
5, 630, 000
47
8, 591, 000
241 95, 257, 000
61 20, 009, 800
84 25, 564, 620

$9,
5,
7,
78,
15,
20,

Circulation.

86,347,160 \ 58,431,550 181, 303, 055 126, 996, 835
13, 420, 350 i 12, 383, 350 31, 252, 470 19, 880, 371
55,386,540 48,226,100 116, 071, 045 71, 946, 356
1,763,985
1,566,200
2,157, 995
3, 605, 065
12,794,960
8,314,100 23, 634, 850 15, 580,195

54, 306, 220
11, 372, 099
44,124, 689
1, 447, 070
8, 054, 655

636 169, 712, 995 128, 921, 300 355, 866, 485 236, 561, 752

119, 304, 733

5
1
1
2
4
1
1
8
8
24

6
17
15
15
12
13
1
10

1,507,000
3, 066, 000
1, 756, 000
2, 501, 000
2, 451,100
2,166, 000
50, 000
1, 608, 000

1,185, 000
2, 725, 850
1, 478, 000
1, 983, 000
1, 505, 000
2, 056, 000
50, 000
1, 581, 000

7
11
2
48
24
20

3, 475, 000
1,100, 000
205, 000
9, 936, 500
2, 955, 300
7, 000, 000

279

78

201

Ohio
Indiana
Illinois
Michigan
Wisconsin
Iowa
Minnesota
Xansas
Nebraska

198
116
167
91
57
101
39
28
12

36
25
32
12
21
28
9
16
2

Western States

809

181

Nevada
Oregon
Colorado
Utah
Idaho
Montana
Wyoming
New Mexico ...
Dakota
Washington
California

1
1
19

1

Pacific States
and Territories

1
6
2
3
4

4

2

2, 599,116
5,180, 008
3, 576, 780
2, 549, 954
2, 380, 780
3, 076, 570
21,100
1, 637, 217
65, 529
4, 764,109
1, 219, 675
324, 978
10, 757,170
4,100,183
9, 033, 408

1, 038, 384
2, 567, 762
1,516,360
2, 007, 556
1, 338, 635
2, 011, 720
43, 800
1, 486, 813
471
2, 212, 841
530, 995
221, 522
9, 054, 765
2, 625, 937
2, 408, 377

39,776,900

29,895,050

80, 352, 515

51, 286, 577

29, 065, 938

162
91
135
79
36
73
30
12
10

26, 221, 900
13, 319, 500
16,149, 600
9, 223, 500
3, 150, 000
5, 677, 000
4, 558, 700
840, 000
975, 000

23, 489, 900
11, 906, 500
10,160, 500
6, 753, 000
2, 403, 000
4, 570, 000
2, 770, 400
820, 000
869, 000

59, 319, 020
36,102, 075
35, 053, 425
17, 734, 450
7, 803, 210
13,138, 020
7, 660, 840
3, 003, 900
1, 937, 380

37, 404, 632
23, 866, 746
24, 979, 306
11, 022,105
5, 215, 389
8, 590, 039
4, 839, 344
2, 046, 265
1, 203, 775

21, 914, 388
12, 235, 329
10, 074,119
6, 712, 345
2, 587, 821
4, 547, 981
2,821,496
957, 635
733, 605

628

80,115, 200

63, 742, 300 181, 752, 320 119,167,601 1 62,584,719

1
14
1
1
2
3
4
1
2

5
3

2,170, 000
670, 000
205, 000
9, 439, 700
2, 771, 500
2, 075, 000

3, 637, 500
7, 747, 770
5, 093,140
4, 557, 510
3, 719, 415
5, 088, 290
64, 900
3,124, 030
66, 000
6, 976, 950
1, 750, 670
546, 500
19, 811, 935
6, 726,120
11, 441, 785

250, 000
1, 295, 000
200, 000
100, 000
300, 000
125, 000
350, 000
205, 000
150, 000
330, 000

250, 000
878, 000
150, 000
100, 000
255, 000
60, 000
350, 000
160, 000
150, 000
320, 000

131 700
509, 200
1, 773, 220
710, 930
209, 040
585, 320
127, 900
675, 990
208, 730
136, 500
298,100

128, 827
284, 000
982, 971
559, 658
127,139
341,166
73, 900
362, 410
66, 530
1,500
1,100

2,873
225, 200
790,249
151,272
81, 901
244,154
54, 000
313, 580
142, 200
135, 000
297, 000

31

3, 305, 000

2,673,000

5, 366, 630

2, 929, 201

2,437,429

44

13

Totals c'yb'ks
Add gold banks.

2, 428
10

385
3

2,043 458, 297, 515 362, 268, 400 945, 281, 215 610,146, 710
1, 534, 000
4, 000, 000
3, 096, 320
1, 649, 200
7

335, 734, 298
1,447,120

Grand totals .

2,438

388

2,050 462, 297, 515 363, 802, 400 948, 377, 535 611, 795, 910

337,181,418

Add for mutilated notes
retired




599, 793

LXXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table showing by States the amount of national-bank circulation issued, the amount of legal
tender notes deposited in the United States Treasury to retire national-bank circulation,
from June 20, 1374, to November 1, 1879, and amount remaining on deposit at latter date.
Legal-tender notes deposited to retire
national-bank circulation since June
20, 1874.
Legal-tenders
Additional
on deposit
circulation
For
with the TJ. S.
To retire
j issued since redemption
Treasurer
Total
| June 20,1874. of notes of circulation
Nov. 1,1879.
under act of
liquidating 'June 20, 1874. deposits.
banks.

States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Missouri
Ohio
Indiana
Illinois ..•
Michigan
"Wisconsin
Iowa
Minnesota
Kansas
Nebraska
Nevada
Colorado
Utah
Montana
"Washington
New Mexico
Dakota

$1, 461,180
505, 365
1, 672, 310
17,181, 265
1,345,550
2, 426, 500
19, 044, 685
1, 702, 665
9, 045, 650
173, 275
923,560
455, 500
719, 500
63, 370
1, 217, 660
59, 200
470, 850
45, 000
207, 000
1, 284,110
116,100
144, 000
3, 599, 930
534, 800
614, 260
2, 429, 580
2, 874, 080
2, 074, 575
1, 620, 310
627, 530
1, 290, 400
1, 017, 800
147, 600
67, 500

•

California
,
Legal-tender notes deposited
prior to June 20, 1874, and
remaining at that date
Totals




455, 400
89, 900
62,100
135, 000
45, 000
99, 000
297, 000

i 78,346,060

$600, 000
55, 800
1, 069, 340
6, 632, 900
735, 385
1, 555, 830
19,198, 850
1, 517, 280
6, 097, 071

$317, 000
72, 997
169, 097
234, 800
32, 350
65, 350
2,135, 398
151, 660
1,160, 226
166,600
407,6(34
908,369
731,060
128,200

S
!
I
I

287,725

$917, 000
128, 797
1, 238, 437
6, 917, 700
767, 735
1, 621,180
21, 334, 248
1, 668, 940
7, 257, 297

$225, 051
39, 589
137, 950
606, 231
76, 742
299, 281
2, 065, 338
345,151
974, 605

1, 646, 380
427, 500
880, 510
270, 000
1, 012, 585
953, 380
437, 675

1, 812, 980
835,164
1, 788, 879
1, 001, 060
1,140, 785
953, 380
725, 400

95, 005
30,186
284,171
120, 855
205,126
37, 005
95, 360

139, 500
645,750 I
10, 000
629, 867
280, 901
.998, 510
1, 538, 754
222, 797
729, 934
354, 500
626, 860
811, 669
420, 095
781, 721
45, 000
135, 083
161,191

72, 300

139, 500

2, 099, 250
229, 340
144, 000
1, 441, 933
533, 859
3, 607, 410
2, 949, 787
5, 488, 483
6, 377, 746
2,114, 995
878, 439
1, 554, 955
1, 316, 445
190, 550
188, 080

2, 745, 000
239, 340
144, 000
2, 071, 800
814, 760
4, 605, 920
4, 488, 541
6, 711, 280
8,107, 680
2, 479, 495
1, 505, 299
2, 366, 624
1, 736, 540
972, 271
233, 080

149, 400
196, 800
45, 000

284, 483
357, 991
117, 300

44, 813
366
230, 428
1,575
7, 352
393, 645
113, 351
755, 004
1, 050, 614
1, 740, 508
1, 055,153
439, 375
333, 222
455, 854
283, 700
262, 661
9, 295
2,108
27, 407
20, 272
42, 850

3, 813, 675
17,443,428 I 72,786,458 ; 94, 043, 561

12, 907,199

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV
Statement of the monthly increase and decrease of national-bank circulation since the passage
of the act of January 14, 1875.
Months.
•Jan., 1875, (last 17 days).
Feb., "
Mar., "
Apr., "
May " -!
June, "
July, "
Aug., "
Sept., "
Oct.. "
Dec, "
Jan., 1876
Feb., "
Mar., "
Apr.,
May,
June,
July,
Aug.,
Sept.,
Oct.,
Xov., " .
Dec,
" ,
Jan., 1877 .
Feb., " .
Mar., " .
Apr., " .
May " .
June, '' .
July, " .
Aug., " .
Sept., " .
Oct., " .
Xov., " .
Dec,
"
Jan., 1878 .
Feb., " .
Mar.,
Apr.,
May,
Juiie,
July,
Aug.,
Sept.,
Oct.,
Xov.,
Dec,
Jan., 1879 .
Feb., " .
Mar..
Apr.,
May,
Juiie,
July,
Aug.,
Sept.,
Oct.,

Issued.
$537, 580
1, 062, 440
1, 956, 580
1, 390, 200
1, 237, 500
1, 735, 525
1,151,140
626, 960
520, 650
768,100
981, 010
821, 220
702, 370
329, 385
322, 380
225, 815
476, 560
485, 670
144, 8S0
360,100
1, 045, 510
1,198, 780
780, 895
1, 069, 895
1, 337, 840
931, 660
1, 979,100
1, 452, 250
1, 352, 280
810, 310
837, 640
1, 397, 570
1, 326, 540
3, 030, 050
3, 938, 255
1, 745, 640
1,041,690
615, 500
961, 640
1, 459, 620
2, 007, 620
1, 400, 450
844, 910
607, 910
630, 640
1, 037, 810
1, 219, 720
801, 8B0
1, 075, 510
2, 078,190
2, 003, 460
2, 957, 650
1, 290, 920
1, 428, 480
955, 430
1, 628,130
3, 912,120
3, 582, 050
73, 611, 560

Add notes surrendered to this office and retired.
Totals




73, 611, 560

Retired.
$255, 600
1,139, 204
583, 200
1, 614, 400
1, 532, 530
1, 734, 900
2,156, 500
1, 847, 596
1, 803, 020
1, 903, 355
967, 969
898, 039
1, 986, 723
1, 949, 873
1, 853, 549
1, 622,117
2, 087, 421
4, 744, 747
2,.831, 816
4, 032, 953
2, 330,168
2, 201, 606
1, 900, 862
1,410, 285
1, 447, 868
2, 250, 377
1, 319, 728
1, 435, 491
1, 739,105
1,121,440
1,123, 854
1, 444,141
595, 599
1, 476, 581
1, 385, 767
694, 833
621, 285
653, 449
750, 617
502, 655
1,140,124
877, 271
1, 435, 685
914, 597
947, 743
1, 062, 090
189, 219
270, 633
287, 475
424, 428
919, 814
478, 746
893, 239
1,147, 294
674, 991
732, 819
427, 017
594, 722

Increase.

$76, 764
1, 373, 380
224, 200
295, 030
625

1, 005, 360
1, 220, 636
1, 282, 370
1,135, 255
13, 041
76, 819
1, 284, 353
1, 620, 488
1, 531,169
1, 396, 302
1, 610, 861
4, 259, 077
2, 686, 936
3, 672, 853
1, 284, 658
1, 002, 826
1,119, 967
340, 390
110, 028
1, 318, 717
659, 372
16, 759
386, 825
1, 311,130
286, 214
46, 571
730, 941
1, 553, 469
2, 552, 488
1, 050, 807
420, 405
37, 949
211, 023
956, 565
867,496
523,179
590, 775
306, 687
317,103
24, 280
1, 030, 501
531,197
788, 035
1, 653, 762
1, 083, 646
2, 478, 904
397, 681
281,186
280, 439
895, 311
3, 485,103
2, 987, 328

78,369,130 j 27,105,023
11,369,582 i
38, 712

Decrease.

27,105, 023

31, 862, 593
31, 862, 593

LXXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rate of taxation ( United States and State) of the national banks for the year 1867.
Amount of tax.es.

Kate of taxation.

States and Territories,

Maine
New Hampshire

$180.119 : $141,226 ! $321, 345
88,773
181,952
93,179 |
122,214
144,164 ;
266, 377
1,616,825
1,562,128 I 3,178, 953
324,844
195, 355 I 520, 200
434,440
821, 587
387,146 I
3,022,662 ; 4, 058, 706 i 7, 081, 368
253,359 '
223,106 I
476, 465
1,242,037
278, 268 ! 1, 520, 305
32,621
1,261
33, 881
260,261
166,054
426, 315
15,330
3,286 !
18, 615
48, 345
13, 926 !
62, 270
46, 966
51,457
98, 424
9, 049
5,144 i
14,193
40, 845
6,050 ;
46, 895
8,763
3,830 ;
12, 592
20, 042
35, 894
55, 936
6, 865
2,149 !
9,015
7,096
5, 745
1,351 !
59, 816
17,467 !
77, 283
52, 460
27,975
80, 435
514, 681
520,951 1,. 035, 633
278, 798
200,372
479,170
321,406
231,917
553, 323
111, 790
179, 851
68,001 j
76, 583
138, 595
62,012 !
106. 349
194, 631
88,281
39,132
68. 655
29, 522
133,142
322, 389
189, 248
10, 229
18, 030
7,801
10, 735
17, 749
7, 014
1, 624
1,624
9, 702
11, 317
1,097
1, 887
2, 984
1,405
479
1, 884
500
837
1,397

Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia.
North Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
Colorado
Utah
Idaho
Montana
Totals




422, 804, 666 !

9, 525, 607

8, 813r 126

18, 338, 734

Per ct.
2.0
1.9
1.9
2.0
1.5
1.7
2.6
22
2^5
2.3
2.1
1.3
1.9
2.1
L5
2.5
1.7
2.8

Pr. ct. Pr. ct.
1.5
3.5
1.9
3.8
2.2
4.1
j 2.0
4.0
1,0
2.5'
3.3
1.6
6.1
3.5
4.2
2.0
i 0.5 I 3.0
I 0 . 1 2.4
I
I 1.3 I 3.4
1.6
I 0.3
2.5
I 0.6
4.4
I 2.3

j'
I

0.9
0.4
1.0 i
1.51
:
0.4 1
2! 9 ! 0.7 ;
2.1 I 0.6 I

2.3

I
I
!
•

i 1-4 I
i
I

1.5 !
2.0 :

I 1.3 I
2.6 !
2.7 !
2.0 i 1.3 '
2. 0
1.4
2.5; 2 . 0 ;
2.8 :
4.3
2.4
2.8 ; "0.4"
0.7
1.3
1.4
0.5
0.6
0.8

I

2.1

2.T
4.3
1.6
3.6
2.7
4.1
4.6;
3.7
4.8
3.5
4.7
4.9
3.3
3.4
4.5
7.1
2.4
3.2
2.0
1.9
1.4

REPORT OF THE COMPTROLLER OF THE CURRENCY. LXXXV1F
Amount and rate of taxation (United States and State) of the national banks for the year
1869.
Amount of taxes.

Hate of taxation,

States and Territories. Capital stock.
United States

Maine
New Hampshire
Yermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia.
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas
Arkansas
Kentucky
Tennessee
Ohio
Indiana
Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri ..'.
Kansas
Nebraska
Oregon
,
Colorado
Idaho
Montana
Totals .




$9,185,000 I
4,835,000
6, 385, 012
81, 282, 000
20,164,800 !
!
24,606,820
112,267,841 |
11,465,350 I
49,560,390 j
1,428,185
12,790,203 I
1,050,000 I
2,221,860 !
2,116,400 |
683,400 I
823,500 !
1,500,000
400,000
1,300,000
• 525,000
200,000
2,835,000
1, 987, 400
21, 917, 399
12,752,000
12, 370, 000
5, 510, 000
2, 710, 000
3, 717, 000
1, 770, 000
7, 810, 300
400, 000
400, 000
100, 000
350, 000
100, 000
100, 000
419, G19, 8G0

State.

Total.

! United
States. State. I Total.

$191, 779
$164,150 ! $355, 929
97, 245
102,812 i 200, 057
129, 059
117,107 ! 246,166
1, 691, 620 1,329,018 ': 020, 638
3,
344, 687
520,153
175,466 ;
476, 244
366,457 ! 842, 701
2, 958, 089 2,980,104 ' 5, 938,193
279, 410
200,121 ! 479, 531
1, 312, 419
266,186 1, 578, 605
30, 907
34,172
3,265 '
277, 590
425, 444
147,854
23, 814
25, 664
1,850
59, 281
68,163
8,882
89, 032
51, 979
37,053 |
15, 712
18,167
2,455
19, 763
27, 715
7,952
45, 824
54, 078
8,254
5,926
6,416
490
7,107
34, 562
27, 455
4,375
15, 559
11,184
11, 282
4, 284
6,998
62, 836
10, 236
73, 072
6,570
53, 734
47,164
573, 576 1, 209, 511
635, 935
218, 888
298, 336
517, 224
369, 742
217, 652
587, 394
34, 384
178, 033
143, 649
50, 663
131, 626
80, 963
53, 621
175, 783
122,162
29, 873
75, 096
45, 223
120, 720
291, 918
171,198
16, 009
33, 452
17, 443
10, 838
25, 431
14, 593
2, 917
2, 917
11,286
23,188
11, 902
2, 541
3,720
1,179
2,283
4,014
1,731
10, 081, 244

Per ct. Perct
2.1
1.8
2.0
2.1
2.0
1.8
2.1
1.6
1.7
0.9
1.9
1.5
2.6
2.7
2.4
1.8
2 7
0.5
2! 2
0.2
2.2
1.1
2.2
0.2
2.7
0.4
2.3
1.7
2.3
0.4
2.4
1.0
.3.0
0.6
1.5
0.1
2.1
0.6
2. 2 0.8
3.5
2^2
0.4
2.4
0.3
2.9
2.6
2.4
1.7
3.0
1.8
2.6
0.6
3.0
1.9
3.3
1.4
2.5
1.7
2 2
1.5
4 4 4.0

Perct.

3.9*
4.1
3.8
3.7
2.6
3.4

2.5
2.3

3.2
2.4
3.3
2.4
3.1
4.0
2.7
3.4
3.6
1.6
2.7
3.0
5.6
2.6
2.7
5.5
4.1
4.8
3.2
4.9
4.7
4.2
3.7
8.4
6.4
2.9
6.6
3.7
4.0

7, 297, 096 i 17, 378, 340 2.4 i 1.7

4.1

3.7
2.9
3.4
1.2
1.7

2. 7

I
!

i
I

I

LXXXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Amount and rate of taxation ( United States and State) of the national hanks for the year 1874.
Kate of taxation.

Amount of taxes.
Capital stock.

States and Territories.

United States.!

Maine
New Hampshire
Vermont
.Massachusetts
Rhode Island
•Connecticut
.'New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Alabama
Louisiana
Texas . ,
Arkansas
Kentucky
Tennessee
>Ohio
Indiana
.Illinois
Michigan
"Wisconsin
Iowa
Minnesota
Missouri
Kansas
Nebraska
Oregon
California
Colorado
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Totals .

,

$9, 654, 019
5, 317, 037
7, 862, 712
91, 754, 078
20, 504, 800
25, 424, 620
106, 599, 708
13, 830, 466
53, 178, 261
1,523,185
13, 720, 997
1, 309, 512
3, 580, 913
375, 216
173, 338
156, 250
843, 962
634, 883
000, 000
054, 897
205, 000
076,127
457, 897
112, 642
936, 404
507, 963
098,162
704, 032
048, 562
268, 026
308,198
783. 235
025, 000
250, 00.)
338, 594
748, 581
439, 402
300, 000
125. 000
100, 000
50, 000
350, 000

$111, 403
60, 002
88,152
1,163, 858
201, 317
271, 801
2, 026, 960
205, 451
871,220
20. 798
181, 249
19, 747
54, 957
33, 484
30. 837
34i 421
31, 656
18. 746
61, 642
14. 384
2,488
103, 0)15
50, 290
403. 097
214, 977
367, 718
134, 052
67, 485
98, 421
63, 224
112, 525
26,182
20, 883
5, 808
40, 044
16. 983
5, 387
3, 718
1.697
1, 393
614

493, 751, 679

7, 256, 083

State.

Total.

United
States. State. Total,

$192,290
$303,693
166, 589
106,587 i
139,297 : 227, 449
1, 878, 368 3, 042, 226
425, 857
224r540
711, 203
439,402
5, 071, 525
3,044,565 '
488, 096
282,645
377, 546 ! 1, 248. 766 i
27,428 '
6,630 •
375, 946
194, 697
25, 035
5.288
52,207 '
• 107,164
67,991 I
34,507
69,438
38, 601
146, 075 !
111, 654
85,528 I
53, 872
44,035 I
25.289
113,912 !
52, 270
37,247 I
22. 863
10,518 j
8, 030 '
151,290 j
:
47,655
121,134 !
70,844
1,045,751 i
642,054
644, 562
429. 585
788,179
420.461
283. 772
149,720
143, 815
76, 330
215,536 i
117, 115
140,100 !
76,876 : 302,665.!
190,140
68,049 I
41, 867
55, 165 I
34, 282
9,296
3,488
4(1044 !
27,733 !
i6,75o"
9, 524 I
4,137
6.868 j
3,150
2, 877 '
1, 180
1.522 I
129
1,839
1, 225
14,967 I
8,19)

9, 620, 326

16, 876, 409

Per ct. Perct.Pi ret.
1.2 2.0 j 3.2
3.2
1.1 2.1
1.1 1.8 ! 2,9
3.4
1.3 2.1
2.1
1.0 1.1
2.9
1.1 1.8
4.8
1.9 2.9
3.6
1.5 2.1
2.3
1.6 0.7
1.8
1.4 0.4
2.8
1.3 1.5
1.9
1.5 0.4
3.1
1.5 1.6
3.2
1.4
1.8
3.3
1.4
1.9
4.7
1.1 3 6
3.0
1.1 1.9
2.9
1.2
1.7
2. 9
1.5 1.4
3.7
1.4 2.3
5.1
1.2 3.9
1.6
1.1 0.5
3.7
1.5 2. 2
3.6
1.4 2.2
3.8
2.6
4.0
L8
2.2
2.8
1.3 1.5
4.1
1.8 2.3
3.7
1.6
3.5
1.5 2*.O
3.3
1.2 2.1
1.5 3.3 j 4.8
5.3
2.0
3.3 i 3.7
2.3
1.4 j 1.4
1.4
4.4
*2.i
2.6
L2
1.4
2.3
1.1
3.9
L4
2. 5
1.5
1.4 0.1
3.7
1.2 2.5
4.2
2.3
1.9
1.5

2.0

3.5

* Including capital of banks from which returns of the amount of State taxation were not received.




REPORT

OF THE COMPTROLLER

OF THE

CURRENCY.

LXXXIX

Amount and rate of taxation ( United States and State) of the national banks for the year 1875*
Amount of taxes.
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
Kew York CityAlbany.
New Jersey
Pennsylvania
~
' '"
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama. . .
New Orleans
Texas
Arkansas
Tennessee
Kentucky
Louisville
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
_ Detroit
"Wisconsin
Milwaukee
Minnesota
Iowa
Missouri
Saint Louis
Kansas
Nebraska
•Oregon
California .
San Francisco
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota. 1
Totals




Capital.

United
States.

$112, 652
61, 006
89, 360
491,157
703, 218
201, 639
277, 984
529, 804
1, 376, 541
62, 215
I 14, 072, 520 208, 559
29,655,994
410, 928
346, 950
17, 019, 239
141, 545
10, 059, 041
1, 523,185
22, 025
2, 268, 238
30, 468
11, 469, 355
150, 003
252, 000
4, 555
1, 239, 564
16, 905
54,132
3, 535, 719
25, 775
1, 971, 000
2, 232,150
31, 406
3,135, 000
34, 747
2, 716, 974
29, 023
50, 000
854
1, 638, 866
18, 865
3, 766, 667
59, 314
1, 205, 350
15, 819
1,983
205, 000
3, 468, 992
47, 341
7, 201, 765
80, 777
3, 358, 000
45, 012
21,110, 393
292, 900
80,198
4, 000, 000
51, 011
4, 550, 000
229, 606
18, 588,189
186,188
11, 873, 363
173, 508
7, 673, 757
105, 676
8, 568, 270
33. 331
1, 900, 000
47, 584
2, 974, 651
16, 263
700, 000
60. 781
4, 391, 068
104, 667
6, 416, 607
36, 301
2, 742,199
75, 135
6, 360, 300
22, 901
1, 588, 821
22, 277
994, 758
250, 000
5, 654
1, 552, 622
17,186
35, 780
2, 917,112
4, 228
300, 000
923, 478
18, 997
300, 000
3,472
100, 000
1, 429
350, 000
7,047
125, 000
2, 049
742
50, 000
$9, 790,104
5, 482, 514
8, 216, 467
43, 003, 374
51, 362, 454
20, 548, 433
25, 852, 987
35, 471, 333
68, 466, 576
2, 088, 462

State.

$215, 981
103, 949
169, 044
865.198
957, 283
269, 402
435, 680
962, 982
2, 093,143
71, 740
300, 894
175, 059
128, 996
56, 246
7, 952
31, 355
230, 368
262
3, 462
70, 710
30, 102
34, 584
106, 760
45, 790
1, 056
22, 204
9, 870
20, 844
3, 288
78, 427
36, 3L1
16, 290
507, 231
105.199
104, 872
470, 836
271, 636
188, 524
146, 993
24, 744
55,156
19, 229
93, 736
126,088
93, 467
177, 464
45, 548
21, 689
3, 037
3, 250
25, 714
2, 550
2, 367
9,137
3, 523
900

....503,687,911 7,317,531 \ 10,058,122

Total.

$328, 633
164, 955
258, 404
1, 356, 355
1, 660, 501
471, 041
713, 664
1, 492, 786
3, 469, 684
133, 955
509, 453
585, 987
475, 946
197, 791
29, 977
61,823
380, 371
4,817
20, 367
124, 842
55, 877
65, 990
141, 507
74, 813
1,910
41, 069
69,184
36, 663
5, 271
125, 768
117, 088
61, 302
800,131
185, 397
155, 883
700, 442
457, 824
362, 030
252, 669
58, 075
102, 740
35, 492
154, 517
230, 755
129, 828
252, 599
68, 449
43, 966
8,691
17,186
35, 780
7,478
44, 711
6, 022
3,796
16,184
5, 572
1,642
17,375,653

Ratios to capital.
United State.
States.

Total.

Per ct. Per ct. ! Per ct.
1.2
2.2 \
3.4
1.1
1.9 I
3.0
1.1
2.2 !
3.3
1.1
2.0 i
3.1
1.4
1.9 ;
3.3
1.0
1.3 I
2.3
1.1
1.7 I
2.8
1.5
2.7 i
4.2
2.0
3.1 !
5.1
3.0
3.6 i
6.6
1.5
2.1 1
3.6
1.4
0.6 I
2.0
2.0
0.8 !
2.8
1.4
0.5 I
1.9
1.5
0.5 ]
2.0
1.3
1.4 i
2.7
1.3
2.0 i
3.3
1.8
0.1
1.9
1.4
0.3
1.7
1.5
2.0
3.5
1.3
1.7
3.0
1.4
1.6
3.0
1.1
3.4
4.5
1.1
1.6
2.7
1.7
2.1
3.8
1.2
1.4
2.6
1.6
0.3
1.9
1.3
1.7
3.0
1.0
1.6
2.6
14
2.3
3.7
1.1
0.5
1.6
1.3
0.5
1.8
1.4
2.4
3.8
2.0
2. 6
4.6
1.1
2.3
3.4
1.2
2.6
3.8
16
2.3
3.9
2.3
2.5
4.8
1.2
1.7
2.9
1.8
1.3
3.1
1.6
1.9
3.5
3.0
5.3
2.3
3.7
U
2.0
3.6
1.6
3.5
4.8
1.3
2.8
4.0
1.2
3.2
4.6
1.4
2.3
4.5
1.2
3.5
2. 3
1. 1
1.1
1.2
1.2
2.5
1.4
3.1
5.4
2.1
3.3
2.5
1.2
1.3
3.6
1.4
2.4
4.8
2.0
2.6
4.4
1.6
2.8
3.3
1.5
1.8
1.5

2.0 I

XC

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Amount and rate of taxation ( United States and State) of the national banks for the year 1876.
Ratios to capital.

Amount of taxes
States and Territories.

Maine
New Hampshire
Vermont
Massachusetts
Boston
Ithode Island
Connecticut
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Virginia
West .Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
:
Nebraska
Oregon
California!
San Francisco t
New Mexico
Colorado
Utah
Idaho
Montana
Wyoming
Dakota..'
Totals

Capital.*
United
States.
$10, 635. 819
5, 015, 000
8, 722, 369
44, 299, 557
52, 200, 000
20, 579, 800
26, 015, 834
35, 326. 077
66, 607, 325
2, 000, 000
14, 238, 634
29, 354. 981
17,189, 489
10, 531, 592
1, 571, 730
2, 299, 960
11,491.985
252. 000

l. 3oo, ooo
3,
1.
2.
3.
2,

339. 307
746, 000
499. 499
172. 500
504, 317
50. 000
1, 690, 412
3, 430. 786
1, 088. 782
205. 000

7.259.641 i
3. 095. 500 '
3, 401. 449 ;
20, 757, 9a3 I
4, 37J, 080 |
4, 550, 000 i
17.781.010 !
11. 72s. 8L'y !
6. 950. 123 i
8, 238. 899 i
1, 90O. 000 j
65(1, 000
430. 3i-8
455, 478
574. 000
742, 596
369, 167
975, OtiO j
237. 500 |
1, 700, 000 |
2, 875. 000
300. 000 !
824. 025 I
250, 000 I
100, 000
350, 000
125, 000
50, 000

6.
4.
2.
5,
1,

501, 788, 079

State.

$115,272
$237, 792
62,627 i
97, 255
91,777 |
179, 876
497,228 ;
825, 685
704, 655 j
855. 446
200,420 i
279, 765
275, 991 . • 438,989
512,233
826, 929
1, 278, 956
2,197, 681
63,650 I
67. 972
204, 512
292, 024
417,324 !
182, 003
356,204
119,655
142, 232
56, 620
22, 030
6. 900
31, 280
28, 046
142,102
229, 484
4,478
3. 906
15.246
14, 096
51.297
71.827
21,783
28. 878
31,021
39, 933
31,793
84. 863
26, 265
41, 764
941
948
19,184
16. 888
53,388
6,534
14. 518
19, 057
2, 055
2, 830
79,609
32, 587
42. 676
14, 576
49,251
70. 479
559. 498
274,814
128, 087
74, 720
114.072
49, 454
424. 904
210,769
231, 693
173,495
200, 866
154. 246
1 ;8, 446
100,414
28, 633
31, 078
53. 499
43, 783
18. 606
14,207
122. 519
91,667
66, 923
CO, 336
53, 580
35,824
76. 071
73,344
34, 518
20. 722
21; 839
23. 274
G. 319
2, 550
17,484
3, 463
705
23, 526
3, 976
3. 513
18,276
16. 4<>5
2,840
1,278
2, 370
0,811 •
9, 561
1,976
3.367
891
636
7, 076, 087

Total.

I United IStates. Total.
i States, i

$353, 064
159, 882
271, 653
1, 322, 913
1, 560,101
480.185
714, 980
1, 339,162
3, 476, 637
131, 622
496, 536
599, 327
475, 859
198, 852
28, 930
59, 326
371, 586
8,384
29, 342
123,124
50, 661
70, 954
116, 656
68, 029
1,889
36, 072
59, 922
33, 575
4, 885
112,196
57, 252
119, 730
834, 312
202, 807
163, 526
635, 673
405,188
355,112
228, 860
59, 711
97, 282
32,813
214.186
147, 259
89, 404
149, 415
55, 240
45,113
8, 869
20, 947
24. 231
7, 489
34, 741
5. 465
3, 648
16, 372
5, 343
1,527

9, 701, 732 i 16, 777, 819 I

Per et. Per ct. Per ct.
1.1
22
3.3
1.1
L7
2.8
1.1
2.1
3.2
1.1
1.9
3.0
1.4
1.6
3.0
1.0
1.3
2.3
1.0
1.7
2.7
1.5
2.4
3.9
1.9
3.5
5.4
3.2
3.4
6.6
1.4
3.5
1.4
2.0
0.6
2.1
2.8
0.7
1.4
1.9
0.5
1.4
1.8
0.4
1.4
2. 7
1.3
1.2
3.2
2.0
1.8
3.0
1.2
1.2
2.3
1.1
1.5
3.6
1.2
2.9
L7
1.2
1.6
1.0
£7
2.7
1.0
3.0
2.0
1.9
3.8
1.9
1.1
2.1
1.0
1.6
1.8
0.2
1.4
3.3
1.9
1.0
2.4
1.4
1.1
1.6
0.5
1.4
1.9
0.5
1.4
3.5
2.1
1.3
4.1
2.8
1.7
4.6
2.9
1.1
3.6
2. 5
1.2
3.7
2.5
1.5
3.5
2.0
5.2
3.0
2.8
1.6
L2
3.1
1.5
1.6
3.4
1.9
1.5
5.1
3.4
L4
2*.O
3.4
1.4
2.0
3.6
1.4
° 2
39
1.3
2.6
4! 5
1.5
3.0
4.7
2. 5
3.7
L0
1.2
0.2
I.'o
0.8
08
2.5
1.3
4.4
2.4
1 •'
LI
3.7
2'. 4
1.3
4.6
2.7
1.9
4.3
2.7
1.6
3.1
1.3
1.8
1. 4

2.0

3.4

*The capital of the banks that paid Stats, county, and municipal taxes on stock and real estate is
$483,272,782.
t California banks pay no State taxes on capital, excspt on su^h as is invested in real e3tate.




REPORT OF THE COMPTROLLER OF THE CURRENCY.

XCI

Amount and rate of taxation ( United States and State) of the national banks for the year 1877.
Batios to capital.

Amount of taxes.
States and Territories.

U . S.

Maine

i $10, 689, 837

New Hampshire
Vermont
Massachusetts
Boston
Bhode Island
Connecticut

;

-

N e w E n g l a n d States.'

New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
"Washington
Middle States

Virginia
West Virginia
North Carolina.
South Carolina
Georgia
Florida
Alabama
New Orleans .
Texas
Arkansas
Kentucky .
Louisville
Tennessi
Ohio
Cincinnati
Cleveland
Indiana
Illinois .
Chicago
Michigan
Detroit
"Wisconsin
Milwaukee
Iowa ..
Minnesota
Missouri ..
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California t
San Francisco t . . .
New Mexico.
Ttah
Idaho
Montana
"Wyoming
Dakota

!

5, 683, 750
8, 568, 700
44, 413, 464
52, 329, 080
20,271,650
25, 831, 994

$113,
03,
88,
493,
684,
193,
270,

855
252
659
489
562
088
871

$240,
100,
168,
828,
830,
273,
422.

$354, 297
163, 952
257, 210
1, 321, 553
1,515,409
466, 315
693,159

State.

Per ct. Per ct.
2.2
3.3
2,9
1.8
3.0
2.0
3.0
1.9
2.9
1.6
2.4
1.4
2.6
1.6
2.8

167, 788, 475
34,118,
60, 057,
2, 000,
14, 278,
28, 417,
16. 985,
10, 347,
1, 663,
2, 302,
11, 233,
252,
1, 229,

498, 204
1, 250, 636
59, 870
202, 678
409, 062
357, 311
139, 751
23, 398
31,818
137, 075
4,317
15. 870

! 182, 885, 56:
3, 285, 229
1,746,000
586, 096
2, 927, 643
2,146, 305
50, 000
1, 668, 000
3, 300, 000
1, 081, 782
205, 000
7, 008, 500
3, 095, 500
3,112, 233

Total,

754, 951
1, 253,155
1, 822,196 3, 072. 832
64, 281
124,151
276, 680
479, 358
200, 841
609, 903
120, 471
477,782
54, 335
194,086
6,842
30, 240
30,395 ;
62, 213
205,830 ;
342, 905
312 I
4. 629
7,728
23, 598

3.2
1.9
0.7
0.7
0.5
0.4
1.3
1.9
0.8
0.7

3.6

3,544,862 I 6,674,852
49,1..
21, 461
30, 792
28. 918
25, 547
818
18, 653
50, 099
14, 597
2, 760
77,141
42, 265
48. 639

19, 944, 625
4, 400, 000
4, 416, 667
16, 559, 568
11, 489, 927
6. 472, 418
7, 871, 463
2, 000, 000
2,814,808
65J, 000
6, 090, 538
,519,779
391,167
4, 015, 639
1, 108, 333
938, 398
976, 872
250, 000
1, 579, 167
2, 750, 000
300, 000
200, 000
3 00, 000
350, 000
125, 000
50, 000

2.0
1.6
1.4
2.6
2.1
2.0
1.2
0.9
2 2
18
0.4
0.5
2. 2

64, 684
27, 737
33, 945
74, 027
42, 032
1,023
19, 372
26, 387
20, 655
3, 601
30, 636
15, 936
, 514

428. 902
128, 159
97, 591
347, 744
223, 996
131, 744
120, 716
34, 885
50, 969
16.610
121, 291
93, 923
41, 243
65, 722
18, 855
19, 922
23, 951
2, 650
3, 940
535
3,168
2, 750
3,184
6, 432
1, 599
693

Western States and
Territories

1, 453, 321

1,991,174

Totals

6, 902, 573

3.8
50
6.2
3.3
2.1
2.8
1.9
1.8
2.7
3.1
2.6
2. 0

698. 446
201.976
145, 730
550. 338
387. 581
277, 111
214, 917
65. 990
94. 329
32, 005
200. 376
155, 352'
75,961
122. 534
H7, 848
41, 407
44, 495
9,874
22, 350
23, 827
7, 360
5, 529
4, 551
13, 227
3, 572
1,803

3.5
2.8.
2.6
3.6
3.3
3.6
2.3
2. 4
3.6
3.1
1.5
1.9

2.3
2.9
2.2

2.1
1.4

3.7
4.6
3.3
3. 5
3.4
5.1
2.9
3.3
3.4
5.0
3. 5
3.6
4.1
3.9
4.3
4.6
5.1
4.0
1.4
0. 8
2. 5
2.8
4.6
5.1
3. 7
3.6

2.1

3.5

2. 3
2. 0
2.9
1.7

1. 7
19

2. 6
2.1
2.2
2.6
2.5

2. 6

2.3
3.0
1.1
0.2
0.0
1.1
1.4
3.2
'] 9

8, 829, 304

* The capital of the banks that paid State, county, and municipal taxes on stock and real estate ia
$474,667,771.
t California banks pay no State taxes on capital, except on such as is invested in real estate.




XC1I

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Dividends and earnings of the national banks, arranged by geographical divisions, for semi'
annual periods from September I, 1870, to September 1, 1879.
Ratios.
$%

Geographical divisions.

Capital.

S e p t , 1870, to March, 1871:
New England S t a t e s . . .
Middle States
Southern States
"Western States
:
Totals

!
492 $153, 419, 032! $30, 647, 742
585; 189,066,559 46,418,681
83 15,221,574;
1,733,167
445J 70,992,000; 15,872,811
1, 605; 428, 699,165! 94, 672, 401

March, 1871, to Sept., 1871:
New England States . .
Middle States
Southern States
W e s t e r n States

|
!
493 154, 151, 032 31, 938, 761
591: 190,676,869; 47,776.315
113 22,153, 463
1, 885, 311
496; 79,017,900 16,686,204

Totals

494
589
129
538

Totals




5.0
50
6.
1
5.7

4.2i
4.0!
5.4;
46
.

27,315,311

7,713,428!
9,674,5J2;
1,317,525
4,154,361!

9,152.734:
10,983.549
1,700,643!
5,660,613

5.2
4.7
67
.
62
.
5. 2

27, 243, 162

22,125,279!

4.9
4.9
.
5.2
5.2

4.1 5 0
: .
3.9 4.7
4.8; 5.5
4.3 5.8
5. 0

5.0
5.1
5.0
5.3

4.1;
4.0;
4.7!
4.4;

4.9
4.6
6.0
6.0

99,431,243

22,859,826;

27,502,539;

;
155, 220, 568; 34,113, 635
191, 776,118 50, 328, 781
29, 513, 235
2, 353, 213
89,166,102; 18,386,313

7, 625, 549;
9, 432, 709
1,552,664'
5. 216, 367:

i
9, 721, 465'
12, 099, 457
1,967,089
6, 784, 880!

4.9
4. 9|
5.3:
5. 8

4.0'
3.9j
4.9!
4.8;

5.1
5.0
6.2
6.3

23. 827, 289

30, 572. 891;

5.1

4. 2i

5. 4

5.1
5.1
5.1
5.5

4.1;
4. 0i
4. 7!
4. 5|

5. 4
4. 7
6. 3
6. 4 •

4. 2;

5. 4

4.1
3. 9j

5.2
5.1
6.1
6.4

497
594
141
620

j
i
495! 155, 659, 232 36, 858, 324
594 192, 845, 669! 53, 3(3. 503
147: 31,328,787! 3. 207, 78S
676 100, 084, 095 20, 887, 673

l"
'
496 157. 014, 832 38. 303, 887
591 192, 234, 009, 53,431,089
161 33,259,530
3,600,607
707 105, 592, 580 22, 778, 265

~.
503
588
159
717

j
159,041,832
190. 368, 669
32, 605, 522
107,494,300

;
39,714,859
55, 931, 654
3, 865, 491
23,957,855

j 1,967 489,510,323; 123,469,859
j
j
i
;
|

|
~~
506; 159, 531, 832 41, 978,153
586j 189, 385, 019 57,176, 298
159; 33, 138, 800' 4, 121, 405
720; 107, 882, 633 25, 088,183:

I 1, -971; 489, 938, 284; 128, 364, 039

7.938,341 10,324,340;
9, 766, 087! 11, 642, 716
1. 612, 680
2, 170, 179
5. 508, 953;
7, 789, 243;
24,826,061;

31,926,478!

7, 941, 687 10,103, 736!
9, 575, 193: 12, 565, 331
l,544,046|
2,246,024
5, 762,103! 8, 206, 909

5.1
5.0
4.6
5.5;

it

33,122,000!

5.1

4.1

5.5

9, 682, 704
7,627,811
9,164, 682'' 10, 983, 048
1, 415, 933! 1. 750, 914
7,127, 454 i
5,321,571!

4.8
4.8
4.3,
4. 9

3.
3.
3.
4.

4. 9
4. 5
4. 8
5. 4

4.8;

3.8; 4.8

4.9;
5.0
4.8 !
5.6!

3.9;
3.8|
4.3
4.5

24,823,029;

23,529,997i

29,544,120'

9, 603, 512
7, 838, 007j
9, 463. 7071 11,214,758
1,871,561';
1. 594, 208
6, 033, 384 i 7, 346, 984

8j
7;
9'
O
l

4.8
4.5
5.0
5.5

24,929,306!

30,036,811;

5.1; 4.0

43,020,505
57, 749, 497
4,646,463
26,144,167

7, 785,16f!
9, 537, 1181
1,463,170!
5, 965, 362j

9,C31,40S
10,361,65:1
1,861,758:
7,881,18*.!

4.8
5. 0
4.3
5.4

3.
3.
3.
4.

! 2,007 493,568,831 131,560,637

24,750,8L6|

29,136,007:

5.0

4.0; 4.7

Sept., 1874, to March, 1875: j
N e w England States . . |
Middle States
j
Southern States
'
"Western States
j
"Totals

22, 205,150

98,286,591

; 1, 955 488,100, 951 118,113, 848

Sept., 1873, to March, 1874: \
New England States . . ;
Middle States
Southern States
j
Western States
]

Totals

Pr.ct Pr.ct. Pr.ct.

$7,747, 077 $9,547, 922
9 494, 432 11.146, 367
,
924, 477 1 138. 066
,
4.039,164 5, 410,807!

!
154, 869, 032! 33,163, 949
190, 985, 969 48, 754, 556
26,182,281;
2,118,475
78,656,424; 15,394,263

; 1,912: 480,518,683 114,257,283

March, 1873, to Sept., 1873: !
New England S t a t e s . . . !
Middle States
>
Southern States
j
Western States
;

Totals

'

1,852 405,676,023 105,181,942

Totals
Sept., 1872, to March, 1873: ;
New England S t a t e s . . . !
Middle States
!
Southern States
Western States

March, 1874, to Sept., 1874:
New England S t a t e s . . .
Middle States
Southern States
W e s t e r n States

m

9, 259,127:
11.207,080
1, 317, 419
5, 531, 685

1,750 450,693,706;

March, 1872, to Sept., 1872:
New England States . .
Middle States
!
Southern States
;
W e s t e r n States

Totals

Dividends. ; ^ ^

i
7, 619, 422!
9,274,773
1,148, 038!
4, 082. 446;

1,693 445,999,264'

Sept., 1871, to March, 1872:
N e w England S t a t e s . . .
Middle States
:
Southern States
Western States

Totals

! Surplus.

!
510
589!
169
739

160,461,832
189, 639, 519
33,681,310
109, 786,170

8|
9
8j
4

4. 4
4. 2
4. 9
5. 8

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Dividends and, earnings of the national banks,

XCIH

$c.—Continued.
Ratios.

Geographical divisions.

\ ^

; Capital.

Surplus.

Dividends,

"^i^g™

£ !
March, 1875, to Sept., 1875:
New England States ..
Middle States
Southern States
Western States

512 $161, 928, 732 $43, 563, 385
603 190, 775, 509 57, 826, 444
4, 965,170
175 34, 640.100
27, 768, 650
757 110,520,432

Sept., 1875, to March, 1876:
New England States ..
Middle States
Southern States
Western States

Totals

4.6
!

7,371,060
10,174, 635
1. 509,125
5, 756, 741

7, 548, 855
5, 770,198
2,211,357
7, 557, 511

4.4
5.2
4.5
5.2

3.5
4.i:
3.9
4.1!

3.6
2.3
5.7
5.4

24. 811, 581

23, 097, 921

4.9

3.9

3.6

770,149
818, 572
432,194
542, 914

6, 098, 661
6, 751, 315
1. 498, 873
6,191, 353

4.0
4.6
4.3
5.1

3.2
3.6
3.7
4.0

2.9
3.2
3.9
4.5

22, 563, 829

20, 540, 232

4.5

3.6

542 168,178, 520
631 190, 272, 820
175 32,120, 440
732 106, 079, 800

43, 319,
54, 527,
5. 486.
28, 917J

0601
758
630
680

6,
8,
1,
5,

3.3

541 167, 237, 820
631 185, 468, 951
175 32, 599, 989
725 101, 018,100

Totals

41, 370,
51, 871,
5, 571,
25, 536,

Totals

40,
51,
5,
24,

560,
551,
482,
779,

543 166, 587, 820
629 176, 694, 576
176 31, 491, 800
699 95, 457, 700

3.9
4.4
4.3
5.3

3.1
3.4;
3.7
4.1

2.9
2.8

19, 592, 962

4.4;

3.5|

3.1

6,147, 573
7, 686, 267
1, 299, 476
6, 983, 800

3, 744, 799
6,185,157
] , 207, 343
4,136, 729

3.7J
4.1
4.0
6.9

2.9
3. 2
3.4
5.5;

1.8
2.6
3.2
3.3

15, 274, 028

4.5

3.6

2.5

213
608
880
689

4, 985, 926
6, 283, 445
1,174, 220
4, 503,105

3. 5!
4.1;
3.8
4.7j

2.91
3.2
3.2
3.7;

2,4
2.7
3.1
3.7

18, 982, 390

408
038
362
446

16, 946, 696

4.0

3.2

2.8

1.9
2.2
2.6
3.2
2.3

22,117,116
5,
7,
1,
4,

405
601
012
543

2,074 475, 609, 751 122, 373, 561

March, 1878, to Sept., 1878:
New England States - Middle States
Southern States
Western States

6,128,206
6, 787, 978
1, 470, 475
5, 206, 303

6,
8,
1,
5,

2, 072 486, 324, 860 124, 349, 254
544 166, 546, 320
631 178,149, 931
176 32,168, 800
722 98, 746, 700

501,179
328, 761
387, 478
586, 551

21, 803, 969

43,109, 865!
53, 430, 368.
5, 678, 226
28, 653, 706

2,080 496, 651, 580 130, 872,165

Sept., 1877, to March, 1878:
New England S t a t e s . . .
Middle States . .
Southern States
Western States




3.8

1

March, 1877, to Sept., 1877:
New England States.. Middle States
Southern States
Western States

Totals

4.9

43, 739, 079
56, 319, 205
5, 348, 175
29, 061,135

2, 081 500, 432, 271 132, 251, 078

Totals

General av<^rages

Pr.ct. Pr.ct.Pr.ct.
4. 8 3.81 4.3
4. 8 3.7! 4. 0
4. 4 3. 9 4. 9
5. 3 4.2: 5. 8

28, 800, 217

530 167, 902, 820
626 190, 928, 351
179 33, 392! 600
737 108, 258, 500

Sept., 1876, to March, 1877:
New England S t a t e s . . .
Middle States
Southern States
Western States

Totals

24, 317, 785

978
736
203
300

V 00

2,076 504, 209, 491 134, 467, 594

Totals

March, 1879, to Sept., 1879:
New England States..
Middle States
Southern States
Western States

$8, 767,
9, 985,
1, 956,
8, 090,

531 166, 396, 620
625 193, 834, 271
174 33, 390,100
746 110, 588, 500

March, 1876, to Sept., 1876:
New England States ..
Middle States
Southern States
Western States

Sept., 1878, to March, 1879:
New England States...
Middle States
Southern States
Western States .

$7, 758, 460
9,151,653
1, 589, 234
5, 868, 438

2, 047 497, 864, 833 134,123, 649

Totals

Totals

5 3

903,
261,
217,
599,

5, 459, 786
6, 674, 618
1,115, 865
4, 708, 954

2,047 470, 231, 896 118,687,134

3, 846,183
4, 999, 505
951, 995
3, 861, 210

3.3 j
3.8,
3.5
49;

17, 959, 223

38, 956, 874
50,182, 622
5, 684, 035
23, 863, 603

(
2. 7i
2.9
3.0
4.0;

13, 658, 893

3.8,

3.0

3^9

i
544 165, 645, 820
630 173, 979, 676
175 30, 882, 800
694 93, 905, 700

38,
50,
5,
23,

5, 295, 347
6, 876, 398
1,077,333
4, 291, 976

037,115
084, 782
240, 054
382,183

3, 658, 989
5, 826, 662
961, 734
4, 231, 275

j 2,043 464,413,996: 116,744,134! 17,541,054; 14, 678, 660{

2.6
3.1'
3.0|
3.6

3.8

3.0; 2.5-

3.2
3. 9,
3.51
4.8;

2.6 2.4
3. 0
3. 2
3.0 2.7
3.9; 3.5

542 164,450,120i 37,441,984,
640 169, 645, 936 49, 779, 783
175 30,281,800
5,198,481}
688 90,754,200; 22,729,103

5,257,526
6, 690 394
1,056,594
4,397,353!

2, 045; 455,132, 056 115,149, 351)

17, 401,867;

16 873,200

8

1, 960 476, 868,109 ] 119, 019, 764;

22, 298, 642

24 214, 563

4 7

i

i

4,761,422j
7,128, 979!
979,4961
4,003,303

3.2!
4.0
3.5
4.6

1.8
2.6
27
3.6

3.1j

3.0

3.7

4.1

XCIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by States and reserve cities, of the ratios to capital, and to capital and surplus, of
Ratio of dividends to capital for six months ending—
States, Territories, and reserve
cities.

1878.

Eatio of

1879.

Mar. Sept. Mar.'Sept. Mar..'Sept. Mar. Sept.;Mar. Sept.

1.
]

Maine
•
New Hampshire
Vermont
Massachusetts
Boston
Rhode Island
Connecticut
New York
New York City....
Albany
10
11 New Jersey
Pennsylvania
12 : Philadelphia.
13 !
Pittsburgh
14 Delaware
15
Maryland
16
Baltimore
,.
17
18 District of Columbia..
Washington
19
2 0 ; Virginia
21 !West Virginia
22 i North Carolina
23 ;South Carolina
24 ;Georgia
25 i Florida
26 I Alabama
27 ; New Orleans
28 !Texas
29 !Arkansas
30 |Kentucky
31 ! Louisville
,
32 j Tennessee
33 |Ohio
34 ! Cincinnati
,
35 | Cleveland
36 i Indiana
Illinois
37 !
38 ! Chicago
39 !Michigan
40 t Detroit
41 I Wisconsin
42 I Milwaukee
43 !Iowa
44 Minnesota
45 i Missouri
46 ; Saint Louis
47 i Kansas
48 !Nebraska
49 |Oregon
50 !California
51 I San Francisco
52 i Colorado
53 !New Mexico
54 I Utah
55 Wyoming
56 Idaho
57 I Montana
58 Dakota
59 Washington
Averages.




5.3
5.0
4.7
5.2
4.4
4.6
5.2
5.0
4.8
5.6
4.9
4.9
5.8
5.2

1. | 1. ! 1.
5.4
4.9
4.6
5.3
4.1
4.5
5.4
4.6
4.5
4.7
4.8
5.0
5.5
4.8
5.2
5.4
5.1
4.0
4.7
4.6
5.1.

1.

1. I 1. j 1.
;
j
Pr. ct. Pr. ct.

Pr. ct. Pr. rt

1. | 1..
ct. ! Pr. ct

4.8 ! 5.1 4.5 i 4.4 4. 7 | 4. 2 4.3 4.4
4.3 4.1 3.9 3.8 3.9 3.9 4.1 4.1
4.0 4.0 4.0 3.6 3.4 ! 3.7 3.8 3.7
4.1 4.0 3.9 3.4 3.4 ! 3.7 4.0 4.0
3.1 3.0 2.9 2.3 2.2 ; 2.2 3.5 3.3
3.5 3.3 3.3 3.4 3.3 3.0 3.8 3.7
4.7 4.0 3.9 4.2 4.0 3.7 4.0 4.1
4.4 4.3 4.2 3.8 3.9 4.2 4.1 3.7
4.1 3.7 3.7 3.6 4.2 3.8 3.6 3.4
5.4 5.0 5.2 4.7 4.9 4.5 3.5 2.7
4.4 4.3 4.7 4.0 4.0 4.0 3.9 3.8
4.4 4.1 3.9 3.6 3.5 3.5 3.9 3.9
5.4 5.0 5.1 4.6 4.7 4.4 4.1 3.8
4.0 4.0 3.8 3.6 3.3 3.5 3.9 3.7
4.1 4.0 4.0
4.9 4.9 4.7 4.7
4.4 4.4 4.3
5.4 5.4 5.4 4.8 5.1 4.8
4.3 4.2 4.3
4.8 4. 2 4.4 4.1 3.9 3.3
5.1
4.0 4.0 4.0 4.0 4.0 4.0 3.5 i 4.0 3.5 3.5
4.0
4.8 4.8 4.1 8.0
2.6 4.0 ! 2.7 3.9 3.9
4.7
4.1 4.0 3.9 3.6
3.5 1.8 | 4.2 3.8 3.9
4.6
5.3 4.7 4.4 4.6 4!l 4.2 4.2 4.0 4.2 4.2
5.0
4.0 3.7 4.3 2.7 2.5
4.3
4.0 ! 3.3 3.9 3.9
4.8 4.1 4.4 4.2 4.0 3.8 3.5 2.3 3.1 i 1.9 4.2 3.8
5.1 3.7 4. ^ 3.5 3.2 4.8 3.4 3.5 1.6 j 3.0 5.1 3.0
I10.0 5.0 5.0 4.0 3.0 3.0 3.8 |
"4.2 3. 9 i 2. 9 3.5 3.4 2.9 2.3 2. 7 2.6 2.8 '3.*8*" 3. 6
2.9 4.1 I 3.7 4.0 3.5 4.6 4.3 6.2 4.2 4.2 2.7 3.8
8.4 4.5 4.0 3.6 2.8 2 1
3.4 2.6 ! 8.5 4.7 9.0
9.3
1.6 5.3 3.7
6. 3
. 4. 1 : i4. 5 '< 4. 74.3 4.3
3.9 3.7 3.7 3.2 3.*6* 4.o ;
3.2 4.6 4 . 3 I
. 5.0 l 4.7 4.9 4.7 4.5 ! 3*! 8 3.5 1.6
. 4. 9 5.3 4.5 I 4.9 5. 5
4.8 4.6 4.2 4.8 4.3 4.7 I
. 5.3 i 5. 5 i 5.1 ' 5.4 4.9
4.6 4.4 4.9 4.1 4.3
. 4.9 o. o 4.9 4.9 4.5 ! 5.9 4.4 4.5 2.8 5.2 4.0 4.4 I
4.5
. 4 . 9 : 5.0 5.0 i 5.4 4.0 ! 5.3 3.4 4.1 3.0 3.5 ! 4.3 4.3 i
. 5.0 5.3 5.3 i 5 . 1 5.5 i 4.9 4.5 5.0 4.2 4.0
4.2
5.1 6.1 I 4.6 4.7
5. 5
. : 5 . 8 ; 6.0 5.9 i 5.3 5.7
1
. 3 . 5 4.4 4.0 2.9 9.4 31.0 1.8 6.6 3.8 6.8 I 2.5 2.9
5.2 I ?'? 5. 4 i 4. 5 5. 7 4. 5 6.0 5.9 I 4.6 4.4 !
. 5.6 5.4
. 5.8 ! 5.5 5.8 5. 5 5.5 | 5.5 H 17.2 5.1 4.9 ! 4.2 4.0 I
. 6. 9 I6.1 6.0 ! 5. I 6.9 ! 5.1 ! 5. 5 | 5. 0 5.9 5.8 ! 5.5 4.8 !
. 4.9 ; 5.3 5.6 20.7 5.6 j 5.6 ! 4. 7 j 2. 9 2.9 2.9 [ 3.4 3 . 5 I
. 5.5 : 5.9 5.8 ; 5.6 5.1 ! 5.2 | 5. 5 4. 7 4.5 4.4 4.5 4.8
I
. 6.2 3.8 5.6 ! 5. 2 5.2 ! 4.6 i 5. 5 5. 3 4.9 6.0 5.2 3.2
. 4.6 4.6 5.5 ! 4.3 4.5 4.0 i 3.8 I 5.3 4.6 3.3 3.8 3.8
I 3.4 3.2
. 3.9 !3.7 1.6 i 3.5 1.1 ; 3.9 3.6 i 2.0 1.3
. 4 . 1 4.5 7.6 1.7 5.3 ! 4.4 ! 3.8 I 4.9 2. 5 | 3.1 3.5 3.8
.5.1
5.5 6.2 7.6 6. 8 | 5. 4 6.7 10.8 4.5 6.6
. 6. 0 i6.0 !l2. 0 12.0 12.0 37.0 12.0 12. 0 17.0 22.0 5.0 5.0
5.6 5.1 9.9 | 3.7 7. 5 I 4. 2 6.3 6.1
. 6 . 5 • 6.3 I 6.7 5.7
. 6 . 6 6.5 I 4.8 3.3 3.6 3.6 2.9 4.1 3.7 I 3. 5 5.9 5.8
. is. i ; 7.2 J12.2 6.7 4.8 3.8 2.1 2.4 2.7 2.8 9.7 5.5
4.5 I 4.5 5.9
. 6. 5 6. 5 | 6. 5 3.5 6.5 6.5 4.0
5.8
. 4. 0 4. 0 I 4. 0 6.0 6.0 6.0 6.0 6.0 6.0 j 6.0 3.2 3.0
.18.0
20.0 25.0 15.0 18.0 10.0 20.0 15.0 16.5 16.3
.20.0 20.0 !
. 12. 5 3.6 112.2 11.4 4.1 5.7 5. 5 1. 5 ! 8.6 i 1.8 il0.2 3.0
. . . . | 5.0 5.0 5.0 5.0 5. 0 4. 0 ! 2.0 i 9.4
! 4.8
4.3
I 4.0
1
4.3
3.1
4. 1
5.0
i 5.1
i 4.2
5. 1
4.7
! 4.7
|: 5.4
4.2

it

ill

4. 8

5.1 5. 0 4. 9 | 4. 9 4. 5 4.4 4. 5' \ 3. 9 | 3. 8

3. 9 i 3.

NOTE.—Figures printed in bold-face type in

REPORT OF THK COMPTROLLER OF THE CURRENCY

XCV

the dividends and earnings of national banks, from March 1, 1875, to September 1, 1879.
dividends :o capital and surplu s for six
months endm<I—
1876.
Mar.
1.

4. t
3.9
3.2
3.6
3.1
3.5
3.9
3.9
4.6
3.2
3.7
3.7
3.7
3.4
4.0
4.2
3 9
3.4
3.9
•3.3

4.3
3.6
3.8
4.0
9.9
2.6
3.2
6.9
......

4.T

4.5
3.9
4.2
4.0
4.3
4.2
4.5
2.5
4.1
3.9
4.7
3.7
4.8
4.4
4.6
1.4
6.2
6.5
10.0
6.5
4.3
9.4
5.8
3.0

io. 6
4.2
3.9

1877.

1878.

Sept. Mar. Sept. Mar. Sept
1.

•1.

1879.

Ratio of earnings to capital and surplus for six months
ending—
1875.

Mar. Sept. Mar.
1.

3* 9** 3.9 4 . 1 3.7 3.6 3.8 3.5 5. 7
3*. 6 3.7 3.5 3.3 3.2 3.3 3.3 4.8
3.3 3.2 3.2 3.2 2.9 2.8 | 3.0 5.1
3.3 3.2 3.1 3.0 2.6 2. 6 2. 9 4.5
2.5 2.5 2.4 2.4 1 9 1. 8 ' 1. 8 4 . 1
3.4 2.9 2.7 2.8 2 9 2.8 2.6 4.3
3.9 3.7 3.2 3.1 3^3 3. 2 3. 0 4.3
4 . 1 3.5 3.5 3.4 3.1 3. 1 3. 4 4.3
3.2 3.2 2.9 2.8 2.8 3.2 2.9 3.8
2.9 3.1 2.9 3.0 2.7 2. 8 2. 6 3.4
3.7 3.5 3.4 3.7 3.2 3.2
3.1 5.1
3.7 3.4 3.2 3.1 2.8 2. 8 ; 2. 8 4.3
3.7 3.7 3.5 3.5 3.2 3. 3 3.1 4 2
3.3 3.1 3.1 2 9 2.8 2.6 2.7 4. 4
4.0 3.9 3.9 3*. 7 3.7 3. 5 3. 2 4.3
4.2 4.2 3.7 4.0 3.7 3. 4 3. 4 4.7
3.5 3.7 3 4 3.3 2.7 2. 9 3. 5 4 8
3.4 3.4 3.3 3.3 3.3 3.3 3.3 5.8
3.9 3.4 6.3 2.0 2.1 1.5 2.2 6.2
3.2 3.1 2.9 2.6 2.8 3. 3 1 3. 3 4.6
3.8 3.5 3 6 3.3 3.4 3.2 3.2 5.5
3.4 3.9 2.4 2.2 2 . 1 2. 7 2. 9 5.5
3.6 3.3 3.3 3.0 2.0 1. 4 1. 7 6.2
2.9 2.7 4 . 1 2.9 2.6 3. 2 : 2. 6 4.0
4.9 4.8 3.9 2.8 2.9
0.1
3.2 3.1 2,7 2.1 2.5 *2.'4;'2.'5' 4.4
3.4 3.1 3.9 3.7 5.1 3.7 3.7 2.6
3.7 7. 2 2.5 6.6 3.5 3.1 2.8 5. 7
8.1
1.2
1.4 4. 5 i 3.1 5.2
3.7 3.7 3.5 '3.3" 3.2 3. 2 2. 8 5.1
4.0 4 . 1 3.4 3.1 1.5 2. 3 2. 9 5.2
4.5 4.7 4.4 4 . 1 4.0 3. 6 4. 1 5.3
4.4 4.0 4.6 3.8 3.7 4.0 3.4 4.8
4.0 3.7 4.9 3.7 3.7 2.4 4.4 5.7
4.6 3.4 4.5 2.9 3.5 2. 6 3. 0 4.7
4.0 4 . 3 3.9 3.5 3 9 3.3 3.1 6.0
4.4 4.3 4.3 4 . 1 3.6 3. 9 4. 6 6.4
1.8 5.5 21.8 1.3 4 5 2.5 4.5 6.0
4.7 4 3 3.5 4.5 3.5 4. 7 4. 7 5.3
3.7 3.7 3.7 3.7 12.8 3.8 ! 3.6 6.2
4.0 5.4 4 . 1 4 . 3 3.9 4. 6 i 4. 5 6.1
1 5 . 1 4 . 1 4 . 1 3.5 2.2 2. 2 2.2 6.6
4.6 4 . 1 4.2 4.4 3.7 3. 6 3. 5 5.8
4 . 1 4.3 3.9 4.6 4 . 5 4.2 5.1 8.0
3.5 3.8 3.3 3.2 4.3 3.7 2.6 2.8
3.0 1.0 3.3 3.0 1.6 1.0 1 2.2 4.6
1.5 4.4 3.5 3.1 4 . 1 2. 0 2. 5 5.3
4.6 5.2 6.3 5.8 4.3 5.5 8.9 6.5
10.0 10.0 30.8 10.0 10.0 14.2 18.3 13.5
5.4 5.3 4.7 6.8 3.4 6.9 3.8 6.1
3.1 3.5 3.5 2.8 3.9 3.5 3.3 9.2
5.5 3.6 3.3 2.0 2.6 2. 3 2. 4 11.9
3.1 5.7 5.9 3.6 2.2 4.0 4.0 7.9
5.1 5.0 5.0 5.0 5.0 4. 8 4. 8 11.2
12.9 4 . 1
8.3 16.7 12.5 18.6
16.6 20.7 12.4
9.4 3.4 4.6 4.4 1.2 6.1 1.3 8.4
4.2 4.2 4.2 4.2 3.3 1. 8 8. 4 6.6

is. 6

3.6

3.5

3.6

3.2

3.0

3.0

3.1

4.7

Sept. Mar.
1.

5.3
4.2
4.8
4.7
3.8
4.4
4.6
4.4
3.6
3.3
4.8
4.1
3.9
4.3
4.0
5.1
4 2
2.4
5.0
5.8
5. 8
5.2
4.3
3.0
5.9
4.6
3.7
6.0
1.2
5.6
5.2
5. 2
5.0
5.9
4.9
4.9
6.5
9.4
6.3
6.5
5.6
4.2
6.6
5.2
5.4
1.8
4.2
7.4
14.9
8.2
8.7
9.2
6.8
6.3
8.6
18.1
7.1
5.1

3.3
3.7
4. 3
4. 2
3.9
4.6
5.3
3 0
4.8
5.6
5.5
5.8
5.6
5.0
4.8
7. 2
2! 9
8.0
6.6
3.6
6.0
5.4
5.9
4.9
4.9
4.7
4.8
6.5
6.6
5. 7
5.3
5.6
6.4
6.6
6.5
4.3
3.2
5.6
6.4
18.1
6.2
1.5
7.8
7.3
5.9
12.2
11.7
13.1
5.7

4.6

3.6

columns for 1878 and 1879 signify percentage of loss.




1876.

3.8
3.7
4.7
3.7
3.2
3.1
4.2
3.7

1877.

1878.

1879.

Sept Mar. Sept, Mar. Sept Mar.
1.
1.
1.
1. ! 1.

1

3. f

4.6 4.0'
4. 2" 3.? 3.C2
2.4 4.7 3.7 3. 9 2! 9 3! 4
2.5
3.1 4.6 4.3 2.9 ! 2.2
3.1 3.1 2.9 2. 6 I 1.9
1.4
0.8
1. 7 1.9 1.4 1. 2 0. 9
2.4
3.6 2.8 0.3 1. 9 2. 0
3.6 3.2 0.1 3. 7 2. 7
2.9
2.8
2.8 3.5 2.9 2.8 2.7
1.7 1.4 1.5 2.0 1 2.0 2.5
3.0 3.9 2.5 1.1
0.7
1.2
2.5
4 . 1 3.2 3.6 3.4
1.9
2.3
3.5 3.8 2.8 3.1 2.5
3.4
4.2 3.6 3.2 3.8 2.3
3.4 3.0 3.2 3. 4 ! 1.2
2.4
4.0
4.7 4.3 4.0 3.9 3.4
3.2
4.2 4.4 4.4 3.5 4 . 1
1 2 3 2 4. 2 2.8 2.2
1.9
4.6
4.6 4.7 4.8 4.5 3.9
4.0 1.9 4.5 3.0 I 1.2
1.4
3.4
3.1 3.3 3.2 1.6 ! 1.6
4 8 3.7 2.3 3. 4 3. 2
? 2
4.2
4.7 4.2 4.0 2.3 0 . 1
2.7 5.2 2.9 2. 4 2. 2
1.1
0.9 3.2 1. 8 S 2. 8 3.1 3.2
7.0 4.0 3. 2 ! 3.8 ! 4.0
1.1
3.5
2.1 3.5 3. 4 ; 2. 5 0.9
3.6 2 2 3.8 4.5 9.8
1.0
5.6 S! 5 3. 7 4. 7 2. 7 5.7
2.1
2. 3 3.6 1.0 3.5 0.5
2.1
4.4 4.0 3. 9 3. 4 2 2
4.9 4.6 3.8 2.7 0 . 2
3.0
4.6 4.3 3. 5 4. 2 2. 5 4.8
3.4
3.9 4.2 2.1 4. 0 3.1
4.2 3.6 1.0 : 3.8 | 3.8
3.5
3.2 4.6 3.9 3.5 0.4
3.2
4.3 4.0 3. 5 3. 7 2. 6 3.3
5.1 5.2 4. 0 4.1 3.1
2.0
5.0
6.4 1.5 2. 2 1.6 4. 8
4.8 3. 2 3. 9 4. 3 3.9
4.1
2.0
4.5 4.7 5.4 5.1 ! 4.5
5.9 5.3 5. 3 4. 2 4. 2
4.9
6.1 2.8 4.2 I 1.0
1.1
3.3
5.3 5.5 3.7 3.4 ; 3.1
3.4
5.0
3.6 5.1 2.9 i 4. 5 4.2
5.3 3.5 4. 4 ! 2. 6 4. 4 3.0
1.5 0.5 1. 0 i 2. 0 1. 6 2.8
3.4 3.9 4.5 3.9 6 . 3
5.2
6.0
4.4 7.4 5.7 6. 7 7. 3
15.7 11.0 11.1 12.6 14.9 17.4
6.4 7.1 5.9 6.4 5.6
6.0
3.6
6.0 1.8 3.9 3. 6 3. 8
2.9 1.2 0.9 3. 5 0. 6
4.1
4. 8 I 4. 4 4.5
6.4 6.3
6.4 6.9 5. 5 7. 3 3. 6
5.7
7.4 17.2 10.1 11.3 11.0 13.0
6.1 18.3 13.1 12.9 7.7 16.9
4.5 7.3 4.0 10.8 4.8 11.8
5.9 3.4 6.8 6.1 1.6 14.9
6.0
3.2

3.1

2.5

2.8

2.3

2.5

Sept.

3.5
2,9
2.7
2.5
1 4
2.9
•2.8
2.7
,3.6
1.4
3.1
2.8
3.4
3.1
3.6
3.4
4 8
4.3
1.5
3.0
3.5
2.5
1.4
2.6
2.8
4.7
2.4
0.1
3.5
2.7
1.9
4.7
2.6
4.0
2.1
2.9
3.7
6.8
3.7
5.9
4.4
3.6
3.6
4.1
2.5
1.4
0.9
5.4
16.6
4.5
2.8
3.7
3.7
7.2

7.S

12.5
4.8
14.4
6.2
3.0

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59

XCVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of dividends and earnings of national banks in the United States from
1, 1878, to March 1, 1879.

September

Ratios.

States and Territories.

Capital.

Maine
Kew Hampshire .
Vermont
Massachusetts...
Boston...
Rhode Island
Connecticut
New York
Xew York City
Albany
New Jersey
Pennsylvania ...
Philadelphia...
Pittsburgh
Delaware
Mm viand
Baltimore
Dist. of Columbia
Washington ...
Virginia
West Virginia ...
North Carolina...
South Carolina...
Georgia
[Florida
Alabama
New Orleans...
Texas
Arkansas
Kentucky
Louisville
Tennessee
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco..
New Mexico
"Utah
Idaho
Montana
Wyoming
Dakota
Washington

$9, 930, 000
5, 680, 000
8, 546, 000
44, 402, 700
51,550,000
20, 009, 800
25, 527, 820
33, ]46, 091
53,600,000
2, 000, 000
13, 833, 350
28,451,240
16, 843, 000
10,150, 000
1, 703, 985
2,181. 700
10,633,310
252, 000
1,125, 000
3, 085, 000
1, 056, 000
2,551,000
2, 735, 000
2, 041, 000
50, 000
1, 668, 000
2, 875, 000
1, 050, 000
205, 000
6, 891, 000
2, 995, 500
3, 080, 300
18, 586, 900
4, 300, 000
4, 350, 000
14, 959, 000
11, 329, 600
4, 450, 000
7, 478, 200
2,100, 000
2, 615, 000
650, 000
5, 807, 000
4, 770, 000
1, 375, 000
2, 650, 000
800, 000
950, 000
1,010,000
250, 000
1, 550, 000
2, 750, 000
300, 000
200, 000
100, 000
200, 000
125, 000
100, 000
150, 000

Totals




2,043

464,413, 996

Surplus.

Dividends.

N e t earnings.1 £^1 'r§^ a5' ao^ »

Pr. ct.
$396, 077 87 4.69
$465, 544 75
' 224, 050 00 228, 096 63 3.94
262, 353 46 3.42
292,480 00
784. 066 93 3.37
,496,407 42
510| 109 52 2.20
, 135, 586 60
559, 381 38 3.28
656, 259 00
918, 903 56 4.02
, 025, 019 45
: 160, 243 09 3.87
,
, 282, £58 51
, 234, 458 68 .,751,167 07 4.17
40, 232 67 4.85
97, 000 00
443, 461 99 3.99
551, 945 50
835, 796 35 3.54
, 005. 828 20
824,194 96 4.66
785, 240 00
311,222 47 3.32
336. 500 00
89,208 55 4.42
78, 033 35
91, 386 72 4.47
97, 60.1 00
246,274 78 3.54
376.652 35
13, 949 38 4.00
10, 080 00
19, 523 76 1.4*2
20, 500 00
131, 292 60 4.22
130, 150 00
44,981 25 3.95
65,400 00
119, 590 77 3.07
78, 330 00
34, 582 74 1.61
44, 125 00
77, 800 00
76, 534 37 3.81
554 37
64,169 62 2*63" 2.38
"43,~900'00"
34,098 62 4.23 3.66
121, 750 00
77, 391 28 3.95 3.06
41, 500 00
5, 010 15 5.27 4.51
10, 800 00
168, 792 94 3.75 3.22
258,150 00
100, 886 01 2.54 2.28
76, 060 00
172, 047 04 4.20 3.61
129, 368 00
770, 899 25 4.86 4.03
903,120 24
180,487 12 2.84 2.35
122, 000 00
156,713 56 3.02 2.65
131, 500 00
626, 586 76 4.20 3.31
627, 975 00
302,497 54 5.14 3.87
582,117 00
337, 646 46 3.82 2.54
170,000 00
384, 856 87 5.97 4.71
446, 635 00
56, 035 34 5.10 3.80
107, COO 00
164, 085 58 5.88 4.58
153, 714 56
28,652 88 2.88 2.17
18, 750 00
242, 835 55 4.53 3.64
262, 795 53
275, 898 25 4.92 4.21
234,450 00
51, 313 27 4.56 3.66
62, 750 00
94, 385 86 1.26 1.01
33, 500 00
51, 395 99 2.45 1.99
19, 600 00
69, 883 73 6.74 I 5.49
64. 000 00
49,281 61 2.70 I 2.28
27, 250 00
52, 330 77 17.00 114.17
42, 500 00
102, 850 46 7.55 j 6.86
117,000 00
104, 644 18 3.66 3.47
100, 625 00
15, 361 28 4.50 ] 3.97
13, 500 00
14, 203 93 6.00 | 4.80
12, 000 00
20, 332 91 0. 00 |16. 67
20, 000 00
33,125 07 8.60 6.14
17,193 14
19, 528 30
16,442 04
L82"
2, 000 00
9, 000 00

"2.66

116, 744,134 52 |17, 541, 054 28 14, 678, 660 22 I 3.78

NOTE.—Figures in bold-faced type signify a loss.

3. 02

2. 53

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCVII
Abstract of dividends and earnings of national hanks in the United States from March 1,1879,
to September 1, 1879.
Ratios.
States and Terri- j
tories.
j

Maine
JTew Hampshire .
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut
New York
New York City
Albany
".
New Jersey
Pennsylvania
Philadelpnia...
Pittsburgh
Delaware
Maryland
Baltimore
Dist. of Columbia
Washington ...
Virginia
West Virginia ...
N.orth Carolina ..
South Carolina...
Georgia
Florida
Alabama
New Orleans...
Texas
Arkansas
Kentucky
Louisville
Tennessee - . . , . . .
Ohio
Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Colorado
Oregon
California
San Francisco .
New Mexico
Utah
Idaho
Montana
Wyoming
Dakota
Washington
Totals

Capital.

Surplus.

Dividends. |Net earnings.

Pr.ct Pr.ct1 Pr.ct.

3.48
69 $10, 435, 000 $2, 385, 509 63 $443, 409 88 j$446, 311 78 4.25 3.46
5, 630, 000 1, 034, 374 86 221, 600 00 194, 917 21 3.94 3.33
2.92
45
284, 977 30 3.70 2.97
2.71
46
8, 441, 000 2, 059, 898 16 311, 980 00 j
1,429,404 16 3.73 2.92
2.54
184
44, 057, 000 12, 297, 234 51 1, 642, 778 33 I
1.40
54
50, 300, 000
9, 898,125 71 1, 084, 000 00 j 840, 564 95 2.16 1.80
2.89
61
20, 009, 800
3, 546, 599 56 601,039 00 i 681,156 10 3.00 2.55
884, 090 31 3.72 3.00
2.78
83
25, 577, 320
6, 220, 242 10 952, 718 45 |
2.72
229
32, 817,15 L
7, 401, 338 43 1,381, 152 53 i1, 093, 077 15 4.21 3.43
2.91
3.64
47
50, 750, 000 15, 909, 641 89 1, 941, 500 00 ! 429, 544 00 3.83
2,
1.45
90, 500 00 i 49, 547 35 4.53 2.65
2, 000, 000 ,1, 420, 000 00
7
3.14
3.08
528,282 77 3.97
13, 545, 350
3, 598, 409 59 537, 475 50
69
2.78
28, 448, 340
7, 284, 959 48 1, 005, 948 70 991, 783 08 3.54 2.82
182
3.07
3.43
16, 793, 000
31
7, 421, 536 07 744, 560 00 831, 734 42 4.43
3.05
22
9, 812, 300 2, 958, 290 08 344, 500 00 389, 809 29 3.51 2.70
3.24
3.62
14
462, 568 04
72, 083 35
80,488 10 4.08
1, 763, 985
3.40
19
2,281,700
669, 061 63 101, 001 00 100,180 55 4.43 3.42
4.85
14
430,843 05
599, 512 47 4.28 3.48
2, 311,177 38
10, 057,110
4.30
55, 000 00
10, 080 00
13,211 33 4.00 3.28
1
252, 000
2.18
1.54
287,800 00
21, 808 71 2.73
1,125, 000
30,750 00
5
3.03
792, 850 77 120, 480 00
110, 705 61 4.20 3.29
2, 866, 000
17
3.19
3.55
400, 508 15
15
65, 680 00
72,967 61 3.96
1, 656, 000
2.46
293,415 30
14
2, 361, 000
78, 250 00
65, 223 75 3.31 2.95
1.42
356, 289 94
12
2, 449, 900
46, 750 00
39, 803 14 1.91 1.67
2.56
2.61
380, 674 07
12
2, 041, 000
63, 099 52 3.04
62, 050 00
2.78
2, 000 00
50, 000
1, 446 98
1
4.72
193, 096 00
10
1, 668, 000
46, 300 00
87, 840 77i 2.78 2.49
2.37
448, 000 00 121, 750 00
78, 912 04 4.23 3.66
2, 875, 000
7
0.05
296, 368 87
1, 050,- 000
37, 500 00
625 64 I 3.57 2.79
11
3.49
205, 000
35, 625 00
8, 387 55| 3.66 3.12
7, 500 00
2
2.71
1,127, 412 12 229, 650 00 222,613 02 | 3.24 2.80
7, 084,100
41
1.92
2, 995, 500
319,013 01
63, 552 59i 3.24 2.93
97, 060 00
8
4.65
553, 227 56 143, 624 00
2, 980, 300
164, 318 00i 4.82 4.06
25
2.62
3, 774, 960 09 747, 032 83
18, 211, 900
575, 188 42I 4.10 3.39
149
3.97
834, 300 00 228, 000 00 207, 926 47 I 5.18 4.36
4 400, 000
6
2.06
630,700 00
3, 950, 000
138, 500 00
94,185 17 i 3.51 3.02
6
2.90
3, 930,104 20
13, 657, 500
540, 925 00 514, 796 06 j 3.96 3.08
93
3.73
3, 552,170 83
10, 999, 600
665, 780 00 543,136 36 I 6.05 4.58
129
6.81
3, 950, 000 2, 000, 000 00 270,000 00
405, 398 61! 6.84 ! 4.54 3.68
8
1, 906,104 62
7, 218, 200
429, 360 00 335, 387 15! 5. 95 | 4.71 5.87
74
715, 000 00 102, 000 00 165, 222 60I 4.86 | 3.62 4.39
2,100, 000
4
709, 850 26 145, 250 00 140, 936 63 5.81 I 4.53 3.61
2, 500, 000
34
215, 000 00
650, 000
18, 750 00
31, 223 79 ! 2.88 2.17
3
3.62
5, 807, 000 1, 437, 445 06 254, 700 00
262, 397 94 | 4.39 ! 3.52 4.11
75
800, 858 66
4, 660, 000
280, 800 00 224, 631 23 I 6.03 I 5.14 2.46
30
320,010 50
1,175, 000
38,500 00
36,801 09 I 3.28 j 2.58 1.39
14
639, 905 06
2, 650, 000
74, 000 00
45, 696 69 i 2.79 ! 2.25 0.92
5
181, 839 00
790, 000
24,400 00
8, 894 53 I 3.09 ! 2.51 5.42
11
205, 300 00 100,250 00
925, 000
61, 305 34 10. 84 I 8.87 3.66
10
205, 500 00
1, 010, 000
28, 750 00
44, 495 20 i 2.85 I 2.37
13
50, 000 00
250, 000
55, 000 00
49,680 58 22. 00 18.33 16.56
1
198,130 90
92, 513 74 , 4.18 3.77
1, 850, 000
77,250 00
4.52
8
80,571 83 I 3.45 3.26
159, 915 40
2.77
95, 000 00
2, 750, 000
2
12,495 48 : 4. 50 *3.98 3.69
38, 955 87
300, 000
13, 500 00
2
18; 065 72 6.00 4.80
7.23
200, 000
50, 000 00
]2, 000 00
1
14,979 69 15. 00 12.50 12.48
100, 000
20, 000 00
15, 000 00
1
13,405 59 1.80 1.29 4.79
200, 000
80, 000 00
3, 605 23
3
125, 000
50, 000 00
22, 500 00 18,662 32 18.00 12.86
7.81
2
175, 000
21,123 00
16, 500 00
28, 237 24 ! 9.43 8.41 14.40
3
150, 000
1, 839 22 |
6.19
9, 392 20
1
2,045 j 455,132,056 ! 115,149,350 58 17,401,866 85 116,873,200 28 i 3.82 3.05

NOTE.—Figures in bold-faced type signify a loss.

7cc




XCVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of the state of the lawful-money reserve of the national banks,
STATES AND
Reserve held.
Dates.

Sept.
Dec.
Feb.
May
June
Oct.
Dec.
Mar.
May
June
Oct.
12 Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.

12,1873,
26,1873.
27,1874
1,1874
26,1874
2,1874
31,1874.
1,1875.
1,1875
30,1875.
1,1875.
17,1875
10,1876.
12,1876
30,1876
2,1876
22,1876
20,1877
14,1877.
22,1877.
1,1877,
28,1877
15,1878
1,1878
29,1878
1,1878
6,1878
1,1879
4,1879
14,1879
2,1879

Number of Circulation and
deposits.
janks.

1,747
1,749
1,748
1,751
1,755
1,774
1,797
1,801
1,815
1,845
1,851
1, 850
1,853
1,853
1,855
1,853
1,848
1,849
1,839
1,844
1,845
1,834
1,831
1,827
1,824
1,822
1,825
1,821
1,819
1,819
1,820

$536, 925, 203
486,180, 869
510, 946, 655
521,953,283
522, 874, 575
527, 506, 306
535, 679, 077
536, 289,193
536, 716, 262
541, 385, 844
537, 418, 449
525, 293, 754
527, 361, 413
521,137, 335
517, 605, 821
509, 793, 743
506,146, 248
516, 509, 339
511,110,102
505, 411, 087
505, 863, 456
508, 016, 893
504, 088,183
501, 295, 836
500,160, 076
507, 520, 794
502, 366, 967
509, 884, 805
513, 082, 781
520, 413, 938
552, 488, 005

Reserve required.

$80, 593, 659
72, 985, 967
76, 700, 872
78, 351, 858
43,173, 243
44, 077, 914
45, 487, 042
46, 018, 207
46, 020, 096
46, 996, 069
46, 304, 791
44, 647, 985
45, 535, 811
44, 990, 757
44, 996, 205
43, 862, 907
43, 416, 361
44, 978, 935
44, 203, 308
43, 814, 051
43, 594, 978
43, 616, 668
42, 990, 670
42, 476, 500
42, 539, 987
43, 437, 474
42, 555, 776
43, 654, 032
44,126, 773
45, 068, 973
49, 535, 540

Amount.

Ratio
to liabilities.

$110,456, 096
101,120, 726
115, 577, 200
112, 637, 640
111, 464, 693
100, 641, 694
103, 592,165
106, 826, 053
100, 691,135
105,154, 553
100,128, 907
97, 855, 940
108, 547, 092
104, 514, 789
103, 832, 286
99, 985, 627
101, 429. 533
108, 706, 493
103, 945, 584
101, 962, 783
95, 379, 331
101, 866, 983
108, 782, 223
99, 320, 989
102, 308, 371
106, 045,159
106, 003, 028
110,164, 553
105, 684, 344
112, 463, 409
124, 315, 513

Per cent.
20.6
20.8
22.6
21.6
38.8
34.3
34.2
34.9
32.9
33.6
32.5
32.9
35.8
34.9
34.7
34.3
35.1
36.3
35. 3
35.0
32.9
35.1
38.0
35.1
36.1
36.7
37.4
37.9
36.0
37.5
37.7

P^ior to June 20, 1874, the required reserve in States and Territories was 15 per
RESERVE
Sept.
Dec.
Feb.
May
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.
Dec.
Mar.
May
June
Oct.
Dec.
Jan.
Apr.
June
Oct.

12,1873..
26, 1873..
27,1874..
1,1874,.
26,1874..
2,1874,.
31,1874..
1,1875..
1,1875..
30,1875..
1,1875.17,1875..
10,1876..
12,1876..
30,1876..
2,1876..
22,1876..
20,1877..
14,1877..
22,1877..
1,1877..
28,1877..
15,1878..
1.1878..
29,1878..
1,1878..
6,1878..
1,1879..
4,1879..
14,1879..
2,1879..




227
227
227
228
230
230
228
231
231
236
236
238
236
236
236
234
234
234
234
235
233
232
233
232
231
230
230
229
229
228

$475, 521, 916
453, 081, 026
518, 570, 014
523, 075, 980
528, 619,121
521, 561, 727
509, 411, 623
514, 896, 921
507, 208, 290
532,175, 922
512, 848, 868
468, 699, 930
499, 853, 392
472, 260, 505
490, 357, 058
487,415, 795
470, 362, 089
495,143,120
478, 473,129
552, 836, 716
453, 740, 223
452, 799,159
466, 473, 764
455,737,410
476, 710. 381
471, 702, 867
464,122, 290
467, 004,100
450, 811, 448
500, 318, 396
529, 001, 668

$118, 880, 480
113, 270, 257
129, 642, 504
130, 768, 995
106,380,827
106,136,122
103, 317, 529
105, 569,158
104,199, 595
111, 317, 435
106, 542, 005
95, 863, 466
104, 535, 425
98, 776, 747
103, 860, 841
103, 721, 942
99, 237, 733
105, 461, 297
100, 522, 583
119, 511, 586
94, 748,175
93,174, 248
96, 235, 626
93, 468, 789
97, 257, 896
95, 357, 848
96,130, 280
91, 703, 713
103, 629, 635
109, 752, 489

$118, 679,153
127, 402, 586
158, 940,175
155, 563, 677
159, 275, 638
144, 307, 997
132, 348, 803
132, 217, 368
129, 803, 941
154, 560, 093
134, 976, 509
118, 291,125
142, 753,190
126,179, 248
142, 906, 797
136, 821, 941
122, 279, 996
142, 409,114
127, 205, 252
138, 499,197
115, 329, 428
119, 041, 848
131, 607, 266
121, 342, 350
129, 369, 019
121, 993, 977
122, 549, 302
123,982,261
111, 075, 311
130, 843, 837
136, 610, 443

Per cent.
25.0
28.1
30.6
29.5
37.4
34.0
32.0
31.3
31.1
34.7
31.7
30.8
34.1
31.9
34.4
34.2
30.8
33.8
29.0
31.6
30.5
31.9
34.2
32. 5
32.7
31.3
32.1
32.3
30.3
31.6
31.1

NOTE.—Prior to June 20, 1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY. XCIX
as shown by their reports from September 12, 1873, to October 2, 1879.
TERRITORIES.
Classification of reserve held.
Specie.

$2, 071, 686
2, 286, 734
2, 475, 202
2, 431, 605
2, 256, 951
2, 375, 290
1, 992, 383
1, 652, 694
1,511,483
1, 600, 028
1, 555, 034
1, 452, 639
1, 800, 017
1, 912,171
2. 469, 391
2, 763,198
3, 427,133
3, 941, 358
4,166, 989
4, 208, 317
4,155, 631
4, 486,185
6, 305, 680
7, 007, 260
7, 049, 274
7, 988, 990
9, 048, 396
11, 578,143
11, 872, 699
12,135, 564
11, 474, 961

"United States
Legal tenders. certificates of
deposit.

$42, 279, 728
45, 904, 389
44, 017, 327
47, 603, 805
44, 633,155
32, 885,197
34, 952, 061
33, 493, 083
34, 414, 616
34, 610, 241
32, 783, 502
32, 073, 246
32,141, 468
33, 630, 711
31,920,320
29, 723,138
30, 714, 772
32, 707, 525
31, 948, 207
30, 879,163
30, 316, 538
32, 730, 224
31, 528,169
32, 024, 586
29, 390,198
30, 064, 665
30, 579, 974
32, 374, 428
29, 074, 259
26, 433, 762
29, 628, 096

Clearing-hous
certificates.

Due
from reserve
agents.

$63, 854,
50, 914,
66, 814,
60,112,
61, 978,
52, 714,
53, 935,
59, 021,
52, 061,
58, 439,
53, 322,
52, 073,
62,102,
56, 654,
57, 268,
56, 362,
55, 244,
60,110,
55, 904,
55,032,
48, 885,
52, 587,
58, 950,
48, 325,
54, 033,
56, 023,
54, 268.
54,197,
52, 916,
62, 257,
71, 302,

250, 000
015, 000
270, 000
490, 000
585, 000
775, 000
820, 000
845, 000
790, 000
890, 000
900, 000
805, 000
180, 000
285, 000
280, 000
280, 000
280, 000
245, 000
180, 000
250, 000
315, 000
225, 000
115, 000
035, 000
040, 000
995, 000
140, 000
035, 000
895, 000
695, 000
735, 000

Redemption fund with |
Treasurer.

$11,
11, 891,
11, 892,
11, 813,
11, 913,
11, 614,
11, 568,
11, 451,
11, 322,
11, 032,
10, 894,
10, 856,
10, 762,
10, 701,
10, 745,
10, 613,
10, 706, 697
10, 837,
10, 883,
10, 929,
10, 795, 017
10, 972,
10, 965,
10, 979,
10, 925,
10, 941,
11,184, 569

centum of circulation and deposits; since that date, 15 per centum of deposits only.
CITIES.
$17, 796, 781
24, 620, 304
30, 890, 661
30,138, 364
20, 069, 256
18, 865, 654
20, 444, 378
15, 014, 411
9,108, 878
17, 359, 554
6, 495, 294
15, 618, 267
27, 277, 329
19, 802, 423
22, 749, 078
18, 598, 456
20, 572, 511
4"), 7o7,!>00
2J, 90;>. 04i>
3 7, 11'7, <:7;i
3*. 5o:>, lHfr
i'S.42!.."G<>
4S, 416, 37i*>

2J, « » . , I)Hi
'**
2-\ & «, *»"'4
: u !)2i,«i4
!•:(. -_r7.V > t>4
::.. Mw. Tin
;;ti. C)bc, .71

$50, 067, 935
58, 943, 716
58, 620, 696
54, 062, 598
58, 423, 307
47, 082, 343
47, 458, 251
44, 952, 897
49, 462, 643
54, 756, 683
43, 583, 429
38, 563, 571
44, 603, 718
46,171, 398
58, 852, 046
54, 488, 445
35, 466, 510
39, 908, 797
40, 330, 831
47, 072, 388
36, 544, 635
37, 767, 429
32, 422, 675
35,163, 963
42, 209, 909
34, 306, 906
34, 074,142
38,162, 935
35, 373, 905
40, 611, 933
39, 557, 866

360, 000
995, 000
965, 000
645, 000
195, 000
055, 000
850, 000
555, 000
825, 000
420, 000
910, 000
200, 000
605, 000
095, 000
675, 000
890, 000
815, 000
225, 000
920, 000
380. 000
095, 000
290, 000
490, 000
960, 000
865, 000
695, 000
380. 000
880! 000
990J 000
465, 000
035, 000

75, 000

$32, 279, 437
21, 843, 566
34, 463, 818
33, 717, 715
35, 508, 075
31,142, 306
26, 553, 818
30, 967, 551
28, 559, 818
31,291,415
32, 322, 812
29, 389, 472
36, 965, 578
30,114, 214
30, 719, 768
31, 981, 995
28, 544, 429
28, 587, 547
29, 038, 296
27,119, 929
24, 398, 938
23, 372, 201
27, 066, 622
23,006,184
24, 841,174
29, 059, 854
27, 464, 439
23. 727, 624
21,3 05,059
31,185, 730
35, 720, 060

centum of circulation and deposits; since that date, 25 per centum of deposits only.




000
5,162, 694
5, 042, 356
4, 927, 509
4, 347, 602
4, 732, 441
4, 664, 974
4, 519, 815
4, 301, 565
3, 996, 213
3, 910, 905
3, 863, 045
3, 881, 546
3, 919, 861
4, 013, 076
3, 999, 201
3, 787, 666
4,190, 652
4, 211, 591
4,195, 707
4, 250, 740
4, 232, 601
4, 323, 867
4, 290, 088
4, 330, 483
4, 383, 451
4, 598, 146

I
I
i
|
|

9
10
11
12
13
14

17

| 20
21
22
23
24
25
26
27
28
29
30
31

I
|
j
!
I
i

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Lawful money reserve of the national banks, as shown by the reports
STATES AND

! dumber
of banks.

Maine
New Hampshire
Vermont
Massachusetts
Hhode Island
Connecticut
New York
New Jersey
Pennsylvania
Delaware
Maryland
District of Columbia .
Virginia
West Virginia....
North Carolina
South Carolina
,
Georgia
Florida
Alabama
Texas
Arkansas
Kentucky
Tennessee
Ohio
,
Indiana
Illinois
Michigan
Wisconsin
Iowa.
Minnesota...
Missouri
Kansas
Nebraska
Colorado
Oregon
New Mexico.
Utah
Idaho
Montana
Wyoming
Dakota
Washington .

69
45
47
187
61
84
231
68
182
14
19
1
17
15
15
12
13
1
10
11
2
40
24
150
91
128
75
33
73
30
15
12
10
14
1
2
1
1
2
2
4
1

Deposits.

$6, 429,156
3, 600, 030
3, 866, 293
32,431,375 !
8,825,526 I
17,423,522 I
51,042,847 I
20, 613, 438
35, 629, 283
2, 526, 066
3,198, 499
495, 482
6,175, 336
1, 563, 893
2, 534, 788
2, 220, 739
2, 258,197
102, 255
1,442,500 !
1,876,969
331,316
4, 742, 088
4, 979,100
25,113, 539
17, 656, 800
20, 320, 235
9, 478, 212
5,196, 580
8, 834, 461
7, 712, 842
1,737,235 j
2,453,250 !
3,842,017 i
6,319,042 '
1,064,340
394,746 i
640,018
131,315 :
810,170 i
444,244 i
797,444 |
159,691 f

$964, 373
540, 005
579, 944
4, 864, 706
1, 323, 829
2, 613, 528
7, 656, 427
3, 092, 016
5, 344, 392
378, 910
479, 775
74, 322
926, 300
234,584
380, 218
333, 111
338, 730
15, 338
216, 375
281, 545
49, 697
711, 313
746, 865
3, 767, 031
2, 648, 520
3, 048, 035
1,421,732
779, 487
1, 325,169
1,156, 926
260, 585
367, 988
576, 303
947, 856
159, 651
59, 212
96, 003
19, 697
121, 526
66, 637
119, 617
23, 954

1, 813
7

Totals.

327,414,879 j
*2, 459, 573 j

49,112,232 !
423,308

1,820

California

329, 874, 452

49,535,540 :

NOTE.—Prior to June 20,1874, the required reserve in States and Territories was 15 per
EESEEVE
Boston
Albany
Philadelphia..
Pittsburgh . . .
Baltimore
Washington . .
New Orleans..
Louisville
Cincinnati
Cleveland
Chicago
Detroit
Milwaukee . . .
Saint Louis...
Totals . .
New York
San Erancisco




$64, 717, 208
9, 558, 066
51, 769, 018
14, 254, 713
15, 239,109
1, 511, 801
5, 286, 725
4, 217, 425
13, 653,183
5, 981, 465
25, 578, 564
5, 510,128
2, 986, 560
6, 988, 054

$16, 179,302 i
2, 389,517 !
12, 942,255 ;
3, 563.678 |
809' nnn
377| 950
1,321, 681
1, 054, 356
3,413, 296
1,495, 366
6,394, 641
1, 377, 532
746, 640
1,747, 014

180

227, 252, 019

56,813,005 I

47

210,159,157

52,539,789 \

* 1,598, 778 j

399,695 j

*Includes
NOTE.—Prior to June 20,1874, the required reserve in reserve cities was 25 per

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CI

of their condition at the close of business on October 2, 18/9.
TERRITORIES.
Classification of reserve lield.

Reserve held. Ratio of

$3, 374, 671
608, 007
1,
809, 367
12, 390, 864
3,356, 893
6, 963, 024
17, 710, 499
7, 863, 868
13, 420, 950
1,043, 664
1,252, 083
252, 650
1,609, 225
646, 946
509,103
755,171
784, 960
23, 558
696, 793
870, 204
89, 085
2, 165, 209
1,532, 637
10, 168, 002
7 903, 641
7 940, 969
3,717, 355
1 920, 043
3 435, 621
1 969, 584
712, 626
860, 238
957, 349
2 252, 211
223, 819
141, 776
169, 551
24, 418
118, 879
122, 032
209, 243
44. 063

Per cent
52. 5
44.7
46.8
38.2
38.0
40.0
34.7
38.1
37.7
41.3
39.1
51.0
26.1
41.4
20.1
34.0
34. 8
23.0
48.3
46.4
26.9
45. 7
30.8
40.5
44.8
39.1
39.2
36.9
38.9
25.5
41.0
35.1
24.9
35.6
21.0
35.9
26.5
18.6
14.7
27.5
26.2
27.6

123,620,851 j
704,662

37.8
28.6

124, 325, 513

Specie.

$172, 319
121,130
142, 952
1, 052, 909
279, 624
620, 749
1, 295, 788
597, 670
1, 524, 870
150, 095
119, 593
33, 259
117, 577
76,939 i
68,192 I
95,889 I
141, 518 |
2.067 I
66; 373 i
51,022 !
1,614 !
176, 084 ;
211, 898
876, 979
639, 328
608, 674
315,946
181, 790
429, 658
135,461 |
59,175 !
45, 704 j
179,213 I
121,839 i
107,983 |
16, 618 |
57, 634 I
6,560 I
17,971 ;
38, 079 i
15,865 |
16,710 S

Legal tenders.

$345,
133,
264,
1, 348,
349,
1, 052,
3, 059,
1, 649,
3, 261,
107,
292,
105,
527,
252,
290,
435,
412,
20,
362,
531,
61,
480,
599,
3, 396,
2, 449,
2, 478,
1. 093,
'521,
1, 203,
706,
212,
326,
200,
704,
46,
67,
81,
13,
59,
30,
88,

United States Due from re- Redemption
fund with
certificates serve agents.
Treasurer.
of deposit.

$200, 000

30, 000
335, 000
10, 000
60, 000
30, 000

25, 000 I
5, 000 1
10, 000 |
30, 000

$2, 437, 739
1,102, 833
1, 052, 279
7, 926,147
2, 058, 350
4, 347, 903
11, 684, 396
5, 050, 631
7, 402, 611
683,001
749, 042
103,141
849, 521
250, 486
73, 919
161,128
. 136,148
196, 426
258, 336
17.146
1, 207J 026
600, 753
5,103, 388
4, 301, 684
4, 456, 532
2, 061, 916
1,135, 562
1, 570,148
1, 003, 893
395, 760
454, 309
540, 755
1, 389, 297
58, 256
44,138
23, 915
37, 083
50, 552
99, 006
20,403 |

10, 991, 318 !
483, 643 !

29, 627, 905
191

735,

11,474,961 I

29,628,096

735, 000

000 j

$419, 470
250, 350
349, 634
1, 862, 823
669, 060
911, 828
1, 335, 468
555, 757
1,171, 677
73, 279
90, 642
11,250
114, 700
66, 950
76, 319
62, 995
95, 029
1, 491
71, 744
29, 250
9,225
301, 249
120, 575
765, 779
508, 275
387, 610
246, 004
81, 042
202,138
123, 992
44, 845
33, 750
36, 405
36, 239
11, 250
13, 500
6,750
4, 500
4, 725
2,700
5,850
4,950

71, 095, 559
207,328 j

11,171, 069
13, 500

71, 302,887

11,184,569

centum of circulation and deposits ; since that date, 15 per centum of deposits only.
CITIES.

55, 000
100, 000

$11,475,485
2, 926, 674
5, 543,174
2, 291, 745
2,171, 884
165, 665
180, 533
846, 571
2, 084, 385
1,124, 593
4, 080,105
1, 599, 025
475, 496
755, 325

$1, 441, 737
76, 950
632, 324
333,152
297, 087
37, 350
94, 000
132, 242
159,132
97, 317
34, 950
63,150
28, 350
38, 685

13,135, 000

, 163, 765
532, 861
4, 026, 561
2, 293, 408
1,103,189
331, 848
1, 025, 637
459, 475
842, 433
1,185, 500
3, 034, 616
681,157
240, 332
898, 500

35, 720, 660

3, 466, 426

$1, 785, 000
385, 000
5, 880, 000

1,895, 000

1,520, 000
15, 000
1,500, 000

12,900,000 I

circulation.
centum of circulation and deposits; since that date, 25 per centum of deposits only.




CII

REFOKT OF THE COMPTROLLER OF THE CURRENCY.

Table of the liabilities of the national banks, and of the reserve required and held at three
dates in each year from 1876 to 1879.
STATES AND TERRITORIES, EXCLUSIVE OF RESERVE CITIES.
Number of
banks.

Dates.

Reserve held.
Xet de- Reserve
posits. reared.

Classification of reserve.

Other Due
Ratio to
Amount deposits Specie. I lawful from
S money. agents.

Redemption
fund.

Millions Millions Millions Pi r ce t Millions Millions Milh
lions Millions
1.9 j 34.9
299.4
45.0
104.5
11.0
34.9
56.7
2.5 I 33.2
299. 5
45.0
103.8
10.9
34.7
57.2
291. 7
43. 8
99. 9
2.7 I 31.0
10.8
34.3
55.4
103.9
294.2
35.3
33.1
55.9
10.7
44.2
4.2
101. 9
291.6
35.0
55.0
10.6
43.8
4.2 ! 32.1
31.6
95.4
290.1
32.9
48.9
10.7
43.6
10.9
35.1
7. 0 |
33.1
42.5
99.3
48.3
1,827
282.7
10.8
36.1
283.1
42.5
102.3
7.1
30.4
54.0
1,824
289.1
36.7
11. 0
43.4
106.1
56.0
1,822
8. 0 [ 31.1
10.9
36.0
30.0
52.9
293.8
44.1
105. 7
1,819
11.9
10.9
27.1
62.3
300.1
45.1
112.4
37.5
1,819
12.1
11.2
30.3
71.3
329.9
49.5
124.3
1,820
37.7
11.5

May 12,1876 . . .
Juiio 30,1876...
October 2,1876
April 14,1877 .
J u n e 22,1877..,
October 1,1877

1,853
1, 855
1,853
1,839
1,844
1,845

May 1,1878 . . .
J u n e 29,1878..
October 1,1878
April 4,1879..
J u n e 14,1879...
October 2,1879

N E W YORK C I T Y .

May 12,1876
J u n e 30,1876
October 2,1876
April 14,1877
June22,1877
October 1,1877
May 1,1878
June29,1878
October 1,1878
April4,1879
Junel4,1879.
October 2,1879

|

1
|
1

47
47
47
47
47
47
47
47
47
47
47
47

Millions Millions Millions Per cent Millions Millions
16.0
36.5
53.4
180.5
29.6
45.1
18.1
46.2
195.8
65.1
33.2
49.0
197.9
14.6
45.3
60.7
30.7
49.5
15.8
191.9
54.9
38.2
28.6
48.0
11.7
243.7
61. 3
T
48.7
25.1
60.9
13.0
174.9
48.1
34.3
27.5
43.7
56.9
182.0
45.5
28.1
27.7
31.3
60.1
45.1
196.6
49.1
13.9
30.6
36.5
50.9
189.8
47.4
13.3
26.8
17.5
28.0
46.6
43.1
27.0
172.2
18.3
37.2
50.9
56.6
203.5
27.8
52.6
19.4
32.6
210.2
53.1
25.3

Millions Millions
0.9
0.8
0.8
0.9
0.9
0.8
1.1
1.1
1.1
1.1
1.1
1.1

OTHER RESERVE CITIES.
May 12,1876 . . ,
J u n e 30,1876 ..
October 2,1876

Millions Millions Millions Per cent Millions
33.9
214.6
53.6
3.8
72.8
54.9
35.4
219.6
4.7
77.8
54.2
35.1
217.0
4.0
76.1
210.2
52.5
72.3
34.4
7.1
234. 3
58.6
77.2
32.9
5.4
204.1 / 51.0
67. 3
33.0
5.6

April 14,1877 .
J u n e 22,1877..
October 1,1877

189
189
189
187
187
188

May 1,1878 . . . ,
J u n e 29,1878 .,
October 1,1878

185
185
184

191.9
198.9
199.9

48.0
49.7
50.0

April 4,1879 . . ,
J u n e 14,1879..
October 2,1879

182
182
181

194. 6
211.0
228.8

48.6
52. 7
57.2

64.4
69.2
71.1
64.5
74.3
83.5

33.6
34.8
35.6

10.9
8.3
9.4

33.1
35.2
36.5

Millw

11.7
11.9
11.3

SUMMARY.

May 12,1876 . .
J u n e 30,1876...
October 2,1876

2,089
2,091
2,089

April 14,1877 .
J u n e 22,1877.'..
October 1,1877

Millions Millions
Millions Per cent Millions Millions Millions Millions
33.2
34.5
33.5

21.7
25.3
21.3

107.1
118.8
113.4

144.7
163. 3
138.3

230.7
246.7
236.7
231.1
240.4
210.8

33.2
31.2
31.5

27.1
21.3
22.8

136.0
141.3
140.8

220.6
231.6
228.1

33.6
34.1
33.6

46.0
29.3
30.7

135.8
148.7
159.3

216.8
243. 3
260.9

32.8
34.0
33.9

41.1
42.3
42.2

694.5
714.9
706.6

143.7
148.9
147.5

2,073
2,078
2,080

696.3
769.6
669.1

May 1,1878 . . .
J u n e 29,1878...
October 1,1878

2,059
2,056
2,053

April 4,1879...
J u n e 14,1879..
October 2,1879

2,048
2,048
2,048

656.6
678.6
678.8
660.6
714.6
768.9




15.1
14.7
14.6

104.4
122.4
100.2

87.9
87.4
85.0
82.1
73.3

14.6
14.6
14.5

88.2
108.4
97.0

71.3
78.8
85.1

15.1
15.1
15.3

86.4
74.0
92. 2
93. 5
95.9 t 107.0

15.3
15; 3
15.8

REPORT OP .THE COMPTROLLER OF THE CURRENCY.

CIII

•Clearings and balances of the banks of New York City for the weeks ending at the dates given.
Week ending;—
;Sept. 4,1869..
Sept. 11,1869..
Sept. 18,1869..
Sept. 25,1869..
Oct. 2,1869..
Oct. 9,1869 .
Oct. 16,1869..
Oct. 23,1869..
Oct. 30,1869..
Nov. 6,1869..
Nov. 13,1869..
Nov. 20,1869..
Nov. 27,1869..
Sept. 7,1872..
Sept. 14,1872..
Sept, 21,1872..
Sept. 28,1872..
Oct. 5,1872..
Oct. 12,1872..
Oct. 19,1872..
Oct. 26,1872..
Nov. 2,1872..
Nov. 9,1872..
Nov. 16,1872..
Nov. 23,1872..
Nov. 30,1872..
Sept. 6,1873.
Sept. 13,1873.
Sept. 20,1873.,
Sept. 27,1873..
Oct. 4,1873..
Oct. 11,1873..
Oct. 18,1873..
Oct. 25,1873.,
Nov. 1,1873..
Nov. 8,1873..
Nov. 15,1873.,
*iov, 22,1873.,
Nov. 29,1873..
Sept. 1,1877..
Sept. 8,1877..
Sept. }5,1877..
Sept. 22,1877..
Sept. 29,1877..
Oct. 6,1877..
Oct. 13,1877..
Oct. 20, 1877..
Oct. 27,1877..
Nov. 3,1877..
Nov. 10,1877..
Nov. 17,1877..
Nov. 24,1877-.
Sept. 7,1878..
Sept. 14,1878..
Sept. 21,1878..
Sept. 28,1878..
Oct. 5,1878..
Oct. 12,1878..
Oct. 19,1878..
Oct. 26,1878..
Nov. 2,1878..
Nov. 9,1878..
Nov. 16,1878..
Nov. 23,1878..
Nov. 30,1878..
Sept.
Sept.
Sept.
Sept,
Oct.
Oct.
Oct.
Oct.
Nov.
Nov.
Nov.
Nov.

1879..
1879..
1879..
1879.
1879..
1879..
1879..
1879..
1879..
1879..
1879..
1879..




Clearings.
$556, 889, 275 37
791, 753, 344 50
662,419,788 89
989, 274, 472 82
792, 893, 774 00
628, 380, 852 64
534, 392, 262 94
581, 510, 262 09
540, 450, 647 73
689, 884, 676 18
570, 859, 293 16
481, 750, 558 00
561,183, 865 48
559, 395,714 06
587, 682,466 85
765,187, 225 78
656, 301,418 37
777, 477,621 65
802, 224,679 44
818, 599,930 27
879, 906,570 29
903, 910,753 48
644, 455,688 37
879, 855,881 39
796, 302,118 06
678, 212,042 86
553, 727,902 28
548, 295,978 73
654, 392,916 42
302,201, 099 44
318, 257,024 83
329,152, 694 92
352, 555,457 62
307, 267,809 59
316, 235,255 26
330, 422,376 35
329, 556,276 45
357,181, 656 40
326, 834,765 78
400, 793, 928 37
397, 270, 385 61
379, 235, 693 05
405, 032, 278 32
419, 336,185 05
428, 838, 637 02
485, 782, 249 45
478,165, 840 10
437, 387, 453 60
458, 025, 653 36
358, 005,167 11
401, 980, 936 84
417,104, 418 66
348, 022,456 02 !
330, 877,791 01 i
333, 606,566 02
370, 111,767 49
453, 971,364 93
424.149, 900 70 I
482, 291,920 94
392, 878,293 23
488, 571,553 53
408, 903,425 00
460, 572,737 80
404, 037,742 00
368, 238,659 90 i
452, 345,265 71 I
507,109, 348 67 I
530, 921,366 52
591, 859,560 99
747, 278,535 78
741, 448,440 55
798, 960,746 51
761, 277,728 00
865, 862,857 05
772.150, 134 18
870, 092,059 78
942, 922,768 23

Balances.
$22, 846,525 42
20, 445,920 37
21, 332,873 03
23, 263,912 89
27, 822,334 99
20, 658,661 75
22,105, 212 59
22, 265,548 20
21,193, 926 00
23,177, 215 54
19, 047,548 13
19, 205,096 29
18, 389,396 74
21, 966, 697 50
23,129, 720 42
23, 284,120 91
23, 423, 227 08
25,584,378 23
26, 249, 450 31
22, 979, 886 08
25, 707, 450 11
28, 300, 444 40
19, 233, 388 26
23, 855, 689 89
26, 726, 313 98
21, 260, 670 d8
22, 328, 640 26
22,855,801 28
23,131, 846 63
22, 883, 461 74
18, 068, 688 12
15, 642, 330 07
17, 780, 057 56
13, 374,437 98
15, 957,165 33
14, 831, 208 01
13, 361, 572 96
12, 424, 216 49
13, 831, 781 11
17,195, 538 34
21, 276, 952 69
16, 226, 864 42
18, 062, 064 62
17, 638, 612 67
17, 969, 027 54
19, 466, 542 22
21, 282, 891 22
16, 555,158 76
23, 219, 535 73
16, 400, 805 41
20, 952, 083 11
17, 367,124 75
17, 551, 602 23
17, 037, 659 82
17, 080, 319 34
17, 596, 844 29
18, 225, 691 50
22, 036, 490 39
21, 414, 267 79
16, 507, 373 90
24, 886, 588 26
19, 531, 868 14
20, 918, 299 11
17, 061, 847 48
16, 450, 900 37
23, 606, 921 32
23, 279, 390 27
24, 859, 791 49
26, 691, 095 46
28, 371,132 68
29, 463, 295 51
26, 950, 734 21
28, 333, 087 73
32, 796, 457 88
30, 621, 579 21
39, 899, 377 29
30, 443, 292 71

CIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Average weekly deposits, circulation, and reserve of the national banks in New York City, as
reported to the New York Clearing-House, for the months of September and October in each
year from 1872 to 1879.
Iieser\ r e.

Liabilities.
"Week endingCirculation. Xet deposits.

Total.

Specie.

Legal-tenders.

Total.

Ratio to
liabilities.

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

7, 1872..
14, 1872..
21, 1872..
28, 1872..
5,1872..
12, 1872..
19,1872..
26, 1872..

Dollars.
27, 487, 200
27, 580, 600
27, 622, 300
27, 689, 400
27, 551,100
27, 692, 900
27, 661, 300
27, 641, 000

Dollar,?.
183, 510, 100
179, 765, 800
171, 742, 500
165, 721, 900
158, 840, 300
161, 816, 200
171, 115, 000
174, 086, 400

Dollars.
210,997,300 '
207, 346, 400
199,364,800 '
193,411,300 i
186,399,400 !
189,509,100 !
198, 776, 300
201, 727, 400

Dollars.
Dollars.
11,619,600 43, 866, 500
11,130, 700 42, 993, 300
16,851,600 39, 419, 300
10, 045, 900 39, 651, 700
8, 469, 700 •37, 998, 500
10, 070, 200 40, 675,100
10, 657, 400 46, 260,100
9,234,300 46, 885, 000

Dollars.
Percent.
55, 486,100
26.30
54,124, 000
26.10
56, 270, 900
28.22
49, 697, 600
25.18
46, 468, 200
24.93
50, 745, 300
26.77
56, 917, 500
28. 63
56,119, 300
27.82

Sept,
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

6, 1873..
13, 1873..
20, 1873..
27, 1873..
4, 1873..
11, 1873..
18, 1873..
25,1873..

27, 323, 300
26, 351,200
27, 382,000 1
27, 295, 400
27, 393, 700
27, 419, 400
27, 421, 200
27, 390,100

182, 775, 700
177, 850, 500
168, 877, 100
150, 171, 300
131. 855, 500
131, 958, 900
129, 575, 800
125, 071, 300

210, 099, 000
204, 201, 700
196, 259,100
177, 366, 700
159, 249, 200
159, 378, 300
156, 997, 000
153, 061, 400

19, 935, 900
17, 655, 500
16,135, 200
11, 448,100
9, 240, 300
10, 506, 900
11, 650,100
11, 433, 500

33, 993,600
32, 500, 800
30, 083, 800
17, 883, 300
9, 251, 900
8, 049, 300
5, 179, 800
7, 187, 300

53, 929, 500
50,156, 300
46, 219, 000
29, 331, 400
18, 492, 200
18, 556, 200
16, 829, 900
18, 620, 800

25.66
24.56
23.55
16.54
11.61
11.64
10. 72
12.1G

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.

25, 630, 500
5, 1874..
12,1874..
27, 701,700
19,1874..
25, 595, 700
26, 1874.. 25, 593, 900
3, 1874.. 25, 387, 700
10, 1874.. 25, 083, 900
17, 1874.. . 25, 028, 600
24, 1874..
24, 981, 600
31, 1874.. 25, 025,100

202, 918, 100
205, 166, 500
204, 285, 600
187, 139, 700
202, 605, 300
200, 054, 500
197, 261, 900
193, 514, 600
193, 611, 700

228, 548, 600
232, 868, 200
229, 881, 300
212, 733, 600
227, 993, 000
225,138, 400
222, 290, 500
218, 496, 200
218, 036, 800

16, 807, 500
17, 589, 200
17, 453, 200
16, 799, 500
15, 373, 400
14, 517, 700
12, 091, 400
11, 457, 900
10, 324, 900

54, 878,100
54, 715, 700
55, 017, 300
53, 977, 900
53, 297, 600
52 152, 000
5l' 855,100
49. 893, 900
50, 773, 000

71, 785, 600
72, 304, 900
72, 470, 500
70, 777, 400
68, 671, 000
66, 669, 700
64, 546, 500
61, 351, 800
61, 097, 900

31. 41
31.05
31.52
33.27
30.01
29.61
29.04
28. 82
27.94

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.
Oct.

4, 1875..
11, 1875..
18,1875 .
25, 1875..
2, 1875..
9,1875..
16, 1875..
23, 1875..
30 1875..

18, 093, 700
17, 725, 000
17, 223,200
17, 902, (300
17, 894, 100
17, 820, 700
17, 781, 200
17 844, 600
17 900,100

210, 397, .200
209, 802, 100
206, 916, 800
205, 433 200
201, 409 700
197, 555 800
195, 192 400
191, 468, 500
189, 068 800

22 5, 490, 900
227, 527,100
224, 640, 000
223, 385, 800
219, 303, 800
215, 376, 500
212, 973, 600
209, 313,100
206, 908, 900

9,155,700
8, 494, 500
6, 538, 200
6, 432, 400
5, 438, 900
5, 716, 200
5, 528, 500
5, 735, 000
8, 975, 600

58 810, 600
57, 828, 300
57, 856, 600
56 348, 400
56 181, 500
51 342, 300
48, 582, 700
47, 300, 900
45, 762, 800

67, 966, 300
66, 322, 800
64, 394, 800
62, 780, 800
61, 620, 400
57, 058, 500
54, 111, 200
53, 035, 900
54, 738, 400

29.75
29.15
28.67
28.10
28.10
26.49
25.41
• 25. 34
26.45

Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

. 2 1876..
9, 1876..
16 1876..
23 1876..
30,1876..
7 1876..
14 1876..
21 1876..
28 1876..

14 577, 300
14 339, 700
14 403, 500
14 400, 800
14 615, 700
11 897, 000
14 693, 300
14, 809, 200
15 059, 600

197,
200,
202
200
196
195
190
190
183

992, 400
754 700
734 500
794 800
590, 400
145 700
699 600
019 900
810 200

212, 569, 700
215, 094, 400
217,138, 000
215,195, 600
211, 206,100
207, 042, 700
205, 392, 900
204, 829,100
198, 869, 800

19, 617,
20, 202,
20, 068,
16, 907,
14, 751,
17, 682,
16, 233,
15, 577,
14, 011,

48
48
49
48
47
45
43
41
41

000
700
200
500
900
600
600
700
600

67, 855, 600
68, 902, 400
69, 407,100
65, 533, 300
62, 290,100
63, 218, 200
59, 238, 200
56, 999, 200
55, 657, 200

31.92
32.03
31.96
30.45
29.49
30.53
28.84
27.83
27. 99'

Sept.
Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

1 1877..
8,1877..
15 1877..
22 1877..
29 1877..
6 1877..
13 1877..
20 1877..
27 1877..

15 357, 900
15 543, 000
15 551, 700
15 570, 700
15 699, 000
15, 964, 900
16, 055, 600
16 205, 000
16 600, 700

181 741 500
182, 949, 400
181 584 100
180 633, 700
175 036, 800
172 106, 000
171 058 500
169 670 500
168, 373 800

197, 099, 400
198, 492, 400
197,135, 800
196, 204, 400
190, 735, 800
188, 070, 900
187,114,100
185, 875, 500
184, 974, 500

13, 993, 800
17, 811, 000
17, 451, 000
16, 945,100
14, 682,100
14, 665, 600
14, 726, 500
14, 087, 400
15, 209, 000

41 460, 400
39 019, 800
38; 429, 900
37 113, 200
36 978, 900
36 168, 300
35 178, 900
35 101, 700
34 367, 800

55, 454, 200
56, 830, 800
55, 880, 900
54, 058, 300
51, 661, 000
50, 833, 900
49, 905, 400
49,189,100
49, 576, 800

28.14
28. 63;
28, 35
27.55
27. 09
27.03
26.67
26. 46
26. 80

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

7 1878..
14 1878..
21 1878..
28,1878..
5,1878..
12,1878..
19 1878..
26,1878..

19, 037,
19, 453,
19, 591,
19 592,
19 552,
19, 567,
19 575,
19 864,

191 650,
191 090
190, 268
189, 832
187 568
184 825
183 627
186 082

210, 687, 200 14, 583, 200 43 260, 300
210, 543, 500 15, 929, 300 41 , 673, 400
209, 859,100 i 15,590,400 41 894, 700
209, 425, 200 15, 373, 300 I 39 762, 000
,
207,120, 600 14, 995, 800 ! 38 304, 900
,
204, 393, 200 12,184, 600 i 37 685,100
,
203, 203, 500 13, 531, 400 j 36 576, 000
,
205, 946, 500 ! 17,384,200 j 35,690,500

57, 843, 500
57, 602, 700
57, 485,100
55,135, 300
53, 300, 700
49, 869, 700
50,107, 400
53, 074, 700

27.45
27.36
27.40
26.33^
25. 73
24.40
24.66
25.77

Sept.
Sept.
Sept.
Sept.
Oct.
Oct.
Oct.
Oct.

6,1879..
13 1879..
20 1879..
27 1879..
4, 1 8 7 9 . .
11 1879..
18,1879..
25,1879..

21 354,100
21 585, 300
23 , 366, 700
21 513, 700
21 , 914, 200
22 061, 900
22 268, 600
22 430, 500




000
000
000
500
200
800
900
400

201
201
203
204
206
207
207
205

200
500
100
700
400
400
600
100

608 ,400
071 ,200
326 ,900
964, 400
866 ,800
684 ,500
200, 200
490,800

600
700
900
800
200
600
600
500
600

222, 962, 500 18, 502, 900
222, 656, 500 18, 538, 000
224, 693, 600 18, 670, 400
226, 478,100 18, 731, 600
228, 781, 000 18, 979, 600
229, 746, 400 20, 901, 800
229, 468, 800 24, 686, 500
227, 927, 300 ! 25, 636, 000

238,
699,
338,
625,
538,
535,
004,
421,
645,

36 , 275, 800 54, 778, 700
36 , 181, 600 54, 719, 600
,
| 37 781,100 56, 451, 500
35,901,900 54, 633, 500
,
1 34368, 000 53, 347, 600
.
! 32 820. 300 53, 722,100
1 29| 305, 200 53, 991, 700
26,713,900 1 52,349,900

24.57
24.58
25.12
24.12
23.32
23.38
23.53
22.97

REPORT OF THE COMPTROLLER OF THE CURRENCY,

CV

Number of State banks, savings-banks, trust companies and private bankers, ivitli their average
capital and deposits, and the tax thereon, for the six months ending November 30, 1876.
Number.

States, &c.
Maine
New Hampshire
"Vermont
Massachusetts
Boston
Rhode Island
Connecticut

-

New England States
New York
New York City
Albany
New Jersey
.Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Middle States
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee
Southern States
Ohio

Cincinnati
Cleveland
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee
Iowa
Minnesota
Missouri
Saint Louis
Kansas
Nebraska
Western States
Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories
Grand totals




66
78
21
168
67
58
112

Capital. I Deposits.

Tax.

-

[On capital On deposits. I

$177, 658 $27, 017, 950
151, 000
30, 937, 358
302, 500
8,123, 983
855, 000 163, 436, 726
3,108, 788
84, 686, 258
3, 923, 222 52, 888,125
3, 027, 892 82, 818, 889

Total.

$403
314
650
1,569
4,442
8,482
5,815

$5, 837
12, 757
4,348
6,546
18, 732
45, 724
50, 228

$6, 240
13, 071
4,998
8,115
23,174
54, 206
56, 043

449,909,289

21,675

144,172

165, 847

340 10, 850, 325 151, 986, 519
472 48, 518, 475 278, 634,125
15
579, 500
12, 754, 533
36,110, 777
67 2, 418,120
344 12, 475, 573 41, 393, 026
66 2, 502, 021 47, 415, 908
43 5,137,193
13, 937,144
1, 684, 846
10
708, 596
543,171
17
631, 885
40 4, 066, 837 24, 876, 590
1
28, 452
20, 000
11
3, 618, 467
595,102

23, 044
78, 635
452
5,243
29,125
5,845
11, 863
1,687
1, 293
8,591
50
412

111, 326
271, 833
10,177
28,120
102, 767
78,369
24, 939
2,000
875
18, 217
71
7,973

134, 370
350, 468
10, 629
33, 363
131, 892
84, 214
36, 802
3,687
2,168
26, 808
121
8, 385

570 | 11,546,060

1, 426 i 88, 503, 627 j 612, 983, 558 | 166, 240 |

656,667 822, 907

7,188, 428
3, 939, 744
885, 795
1, 008, 034
3, 383, 964
240, 821
1, 501, 305
1,196, 752
40, 508
6, 290,194
4, 302, 285
264, 300
6, 086, 657
5, 976, 005
2, 775, 023

16, 925
9,849
2,214
2,341
8,264
602
3,753
2,992
101
11, 796
10, 756
661
15, 216
14, 940

25, 64g
13, 402
3,656
4,857
20, 323
699
6,403
5,415
236
20, 825
18, 315
1, 222
33, 348
28, 778
11,110

512 i 35,878,660 | 45,079,815

107, 348

194, 237

14,181
3,454
1,863
12, 847
12, 205
9,538
6,391
2,292
2,927
1,415
11, 691
2,732
7,597
18, 496
3,887
1,011

38, 794
20, 312
16, 446
22, 287
41, 832
20,172
12, 339
15, 372
9,112
15, 590
21, 846
6,306
24, 805
60, 801
7,002
3,126

52, 975
23, 766
18, 309
35,134
54, 037
29, 710
18, 730
17, 664
12, 039
17, 005
33, 537
9,038
32, 402
79, 297
10, 889
4,137

112,527

336,142 |

448, 669

3,024
35, 258
166, 926
2,519
4,226
1, 471
84
136
65
345
175
681
10

4,290
59, 997
224, 055
3, 893
4,975
1,848
89
232
208
405
419
1,238
31

214, 920

301, 680

77
25
15
18
69
3
18
29
2
24
98
13
72
18
31

262
21
10
149
315
41
140
14
87
266
68
165
54
109
35

3, 563, 878
1, 426, 858
576, 662
1, 006, 452
4, 823, 597
39, 000
1, 095, 900
1, 251, 577
54, 000
3, 611, 584
3,400,041
225,167
7, 488, 271
5, 592, 382
1, 723, 291

6, 327, 007
1, 963,150
802, 819
6, 033, 563
5, 452, 244
4, 918, 350
2, 597, 657
1,172, 902
1, 328, 035
677, 522
4, 832,196
1,158, 438
3, 467, 093
7, 928, 799
1, 638,143
407, 354

16, 069,106
8, 955,100
11, 859, 737
10, 533, 776
17, 518, 220
14, 913, 591
4, 935, 755
6,148, 749
3, 645, 026
6, 236, 008
8, 738, 362
2, 539, 637
9, 921, 909
24, 723, 031
2, 800, 868
1, 250, 342

1,748 ! 50,705,272 150,789,217
7
546, 985
84 9, 917, 377
49 23, 728, 485
29
549, 540
17
299, 438
6
151, 000
3
2,000
3
38, 372
3
57, 417
7
24, 000
6
97, 431
4
222, 947
\
8,333
219 I 35, 643, 325

1, 209, 830
16, 928, 318
96, 733, 616
1, 007, 576
1, 690, 357
588, 283
33, 743
54, 368
25, 990
137, 911
69, 863
272, 450
4,167

1 266
24 739
57 129
1 374
749
377
5
96
143
60
244
557
21

118, 756, 472 16,760 I

4,475 222,276,944 1,377,518,351

474, 091 ! 1, 459, 249 j 1, 933, 340

CVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Number of State banks, savings-banks, trust companies and private bankers, ivith their
average capital and deposits, and the tax thereon, for the six months ending May 31,1877.
States~and Territories.
Maine
New H a m p s h i r e .
Vermont
Massachusetts...
Boston
Rhode Island
Connecticut

New England States
New York
New York City
Albany
New Jersey
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
District of Columbia
Washington
Middle States
Virginia
"West Virginia
North Carolina
South Carolina
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans
Texas
Arkansas
Kentucky
Louisville
Tennessee

Tax.
On capita1" ]on deposits. | Total.

Capital.

Deposits.

21
107
64
58
109

$173, 905
52, 333
335, 000
819, 333
3,127, 387
3, 894, 673
2, 869, 642

$20,499,218 i
30,890,234
8,107, 445
162,477,183 I
88,710,005 !
53,031,370 !
82, 893, 262 I

557

11,272,273 |

336
460
14
65
346
60
41
10
15
40
1
10

11,061,720
45, 785, 796
637, 000
2,170, 838
12, 216, 780
2, 091, 742
5,018,826
717,411
623, 378
4,104,003
5,917
595,359

I 148,889,703
271, 948, 412
12, 529, 737
35, 457,184
• 39, 203, 675
31, 884, 459
i 14,616,683
j
1,780,859
;
566, 984
i 25,023,652
I
7,008
[
3,657,830

3, 407,110
1, 455, 900
574, 451
1, 003,105
4, 392,147
47, 000
1, 034, 733
1, 264, 396
54, 000
3, 558,192
3, 494, 002
258, 333
7, 279, 957
5, 404, 361
1, 768,147

124
714
1,473
3,516
8, 340
5,593

$4,412
6,900
4,198
6,514
18, 490
•45, 213

47, 952

$4, 805
7,024
4,912
7,987
22, 006
53, 553
53, 545

6, 809, 858
3, 917, 534
872, 287
1, 095, 859
4, 363, 519
271, 057
1,747,031 I
1,413,033 !
49,915 ;
7,310,099 I
4,891,428 |
376,619 I
6, 626, 535
6, 041, 033
3, 019, 7.90

20,153 \

133,679

153, 832

22,

106, 653
258, 215
9,362
26, 330
97, 282
68, 671
24, 481
2,116
899
18, 051
18
8,144

129, 493
327, 336
10, 075
30, 812
126, 035
73, 469
35, 886
3,825
2,095
26, 700
33
8,506

154,103

620,222 I

774,325

8,182
3,632
1,436
2,508
10, 980
92
2,458
2,274
135
8,640
8,235
'558
17, 478
13, 373
3,983

16,138
9,794
2,181
2,597
10, 718
678
4,368
3, 532
125
14, 303
12, 228
942
16, 566
15,103
7,549

24, 320
13, 426
3,617
5,105
21, 698
770
6,826
5,806
260
22, 943
20, 463
1,500
34, 044
28, 476
11, 532

40, 293
20, 231
17, 940
23, 336
41, 303
23, 426
12, 286
14, 676
9,414
15, 822
21, 661
6,135
28, 058
56,28L
7,791
2,962

452,620,717

1, 404 j 85, 028,770 | 585, 566,186
24
14
19
66
5
20
28
2
23
107
15
73
17
33

$393

36, 506
73, 228
11, 830
4,076

4,
28,
4,
11,
1,
1,

Southern States .
6, 334, 477
2, 008, 549
836, 290
5, 626, 955
5,483,644 !
4, 836,153
2, 605, 763
1, 240, 932
1, 389, 348
672, 065
5,178, 643
1,168, 965
3, 806, 229
7, 530, 583
1, 725, 224
465, 664

Western States
Oregon
California
San Francisco .
Colorado
Nevada
Utah
New Mexico
"Wyoming
Idaho
Dakota
Montana
Washington
Arizona
Pacific States and Territories.
Grand totals




8
610, 724
91 12,110, 922
38 26, 902, 567
30 !
588, 858
19 !
417,039
8 '
179, 521
4 i
5, 667
4
55, 489
56, 507
3 ,
34,167
8
103,037
8 !
222,312
4i
10, 000
1
226

41,296,810

1, 349,112
41,522,335
65, 865, 076
971, 936
1, 545, 409
587, 894
30, 342
98, 987
16,182
340,321
93, 800
317, 090
5,000

1,418
30,113
61, 308
1,472
1,043
449
14
139
141
85
258
556
25

3,373
68, 587
123, 034
2,430
3,864
1,470

4,791
98, 700
184, 342
3,902
4,907
1,919

91
247
40
351
234
794
13

105
386
181
436
492

112,550,090

97, 021

204,528 |

4, 501 223, 503,171 1, 351, 867, 650 j

468, 333 j 1,416, 866

1,350

38
301,549
1, 885,199

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CVII

Number of State banks, savings-banks, trust companies and private bankers, ivith their average
capital and deposits, arid the tax thereon, for the six months ending May 31, 1878.
States and Territories.

Deposits.

Maine
New Hampshire.
Vermont
Massachusetts ..
Boston
Rhode Island
Connecticut

69
71
21
170
59
58
107




102, 972 67

123,192 26

148, 258, 669
247, 964, 314
12,153,189
39,326,498
29, 979, 015
42, 552, 729
13, 727, 252
1, 798, 521
559, 703
24, 604', 030
3,151, 613

20, 290 36
56, 276 58
706 47
3,536 29
25,172 82
4,648 68
10, 284 93
1,667 97
962 01
8,795 49
513 18

100, 972 62
214, 356 85
4,039 36
14, 587 16
74, 851 74
61, 604 26
22, 599 96
2,031 54
913 51
15, 740 49
6,469 94

121, 262 98
270, 633 43
4,745 83
18,123 45
100, 024 56
66, 252 94
32, 884 89
3,699 51
1,875 52
24, 535 98
6,983 12

77,088,818

544, 075, 533 132,854 78

518,167 43

651, 022 21

3, 281, 667
1, 496, 792
588, 290
911, 523
4, 317, 817
89, 483
993, 276
1, 289, 573
116, 000
4, 473, 905
3, 707, 057
225, 576
7, 010,103
5, 288, 296
1, 769, 671

520

35, 559, 029 j
6, 042, 364
2, 022, 369
898, 623
5, 081, 175
4, 509, 738
3, 612, 908
2, 636, 707
1,108, 368
1, 386, 425
729, 853
5, 255, 013
1, 510, 502
4,124, 269
6, 576, 033
1, 472, 344
503, 595

j 1, 782 j 47, 470, 286
I
j
|
|
!
{
j
j
I

Pacific States and Territories
Grand totals

20, 219 59

10, 427, 448
40, 700, 289
642, 000
1, 741, 071
10, 807, 358
2,113, 756
4, 657, 547
712, 578
627, 513
4,162, 516
496, 742

255
21
9
150
319
31
153
15
89
11
287
77
176
32
109
48

Western States

11,116,605 i 422,857,726

13
18
67
6
22
32
3
21
102
15
74
17
31

Cincinnati..
Cleveland . . .
Indiana
Illinois
Chicago
Michigan
Detroit
Wisconsin
Milwaukee .
Iowa
Minnesota
Missouri
Saint Louis.
Kansas
Nebraska

$1, 253 21
4,270 50
4,096 57
5, 085 19
17, 694 04
39, 301 63
31, 271 53

77

Southern States

$188 98
152 50
829 33
1,429 33
3,826 47
8,188 16
5,604 82

1,326

Ohio...

$28, 957. 428
28, 309', 624
8,140, 383
157, 816, 812
70, 746, 941
50, 028, 328
78, 858, 210

328
443
14
59
313
59
37
9
13
41
10

Middle States .
Virginia
"West Virginia .
North Carolina.
South Carolina.
Georgia
Florida
Alabama
Mississippi
Louisiana
New Orleans .
Texas
Arkansas
Kentucky
Louisville
Tennessee

Oregon
California
San Francisco
Colorado
Nevada
Utah
New Mexico
Wyoming
]daho
Dakota
Montana
Washington
Arizona

Total.

555

N e w England States
New Y o r k
New York City .
Albany
New J e r s e y
Pennsylvania
Philadelphia
Pittsburgh
Delaware
Maryland
Baltimore
Washington

$92,108
61, 000
344,167
834, 666
3, 061, 397
3, 883, 267
2, 840, 000

Tax.
On capital.! On deposits.

643, 225
9, 943,129
21, 787, 036
526,190
412, 268
190, 000
5,000
82, 794
54, 000
78, 039
133, 413
208, 000
85, 000

6, 499, 580
3, 927, 737
978, 018
1, 004, 868
3, 948, 488
233, 405
1, 813, 605
1, 732, 597
48,110
7, 994,123
4, 626, 420
298, 605
6, 287, 262
5, 650, 057
2, 731,199

7,753 69
3,668 37
],470 72
2, 278 77
10, 711 40
223 70
2,420 69
2, 535 64
177 50
10, 726 42
8,744 54
514 24
16, 656 29
12, 971 68
4, 233 85

47, 774, 074 j 85, 087 50 |
15, 952, 238
7, 361, 629
12, 244, 967
10, 224, 039
12, 472, 557
6, 832, 759
4, 737, 722
5,179, 009
3, 714, 069
5, 747, 509
8, 224, 785
3. 233, 693
10,184, 792
16, 387, 002
2, 598, 746
1,189, 250

12, 959
3, 388
3, 590
11, 724
10,153
4, 892
6, 454
1,800
3, 026
1,669
12, 711
3, 662
9, 811
14, 540
3,441
1, 203

68
23
98
36
55
45
25
91
20
66
94
47
03
48
85
76

15, 421 29
9,819 28
2,445 03
2, 428 28
9,190 49
583 48
4,533 93
4,331 42
120 28
15,184 95
11, 565 63
746 48
15, 718 26
14,125 04
6,828 00

$1,442 19
4,423 00
4,925 90
6,514 52
21, 520 51
47, 489 79
36, 876 35

23,174 98
13, 487 65
3,915 75
4, 707 05
19, 901 89
807 18
G, 954 62
6,867 06
297 78
25, 911 37
20, 310 17
1,260 72
32, 374 55
27, 096 72
11, 061 85

113, 041 84 I 198,129 34
38, 776
17, 295
17, 403
21, 838
29, 981
17, 043
11, 844
11, 038
9, 284
14, 368
20, 377
7, 950
25,461
40, 967

39
38
31
78
71
45
11
32
96
72
82
50
50
45

6, 496 55
2, 972 96

51, 736 07
20,683 61
18, 994 29
33, 563 14
40,135 26
21, 935 90
18, 298 36
12, 839 23
12, 311 16
16,038 38
33, 089 76
11, 612 97
35, 272 53
55, 507 93
9, 938 40
4,176 72

126, 284, 766 I 103, 031 80 \ 293,101 91
1, 489, 547 1, 499 49
17,422,175 24, 733 99
78, 070, 629 46, 256 46
1,315 46
934, 915
1, 914, 583 1, 030 GQ
475 00
714, 555
61,180
12 50
198 69
148, 682
135 00
16, 358
195 10
277, 927
333 53
188, 918
537, 450
520 00
25, 885
212 50

217 i 34,148, 094 | 101, 802, 804 | 76, 918 38
j 4, 400 205, 382, 832 1, 242, 794, 903

396,133 71

5,101 94
3, 602 45
37, 946 00 62, 679 99
132,601 59 178, 858 05
3, 651 84
2, 336 38
5, 817 03
4, 786 37
2, 261 37
1,786 37
165 45
152 95
570 39
371 70
175 88
40 88
889 90
694 80
805 81
472 28
1,863 62
1, 343 62
277 20
64 70
186, 200 09 j 263,118 47

418,112 05 ; 1, 213, 483 94 1, 631, 595 99

CVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table, by geographical divisions, of the nuniber, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings-banks with and without
capital, for the six months ending November 30? 1875.

Geographical divisions.

State banks, private
bankers, and t r u s t
companies.
So.

!New England States 126
Middle States
1,270
Southern States
517
Western States and
1,853
Territories
United States.. 3, 766

Savings-banks with Savings-banks
without capcapital.
ital.

Capital. Depos- So. Capital. Depos-

its.

MilVns. MilVns.
11.6
24.0
90.8
232.4
36.0
42.6

2
3
3

Depos-

So.

its.

MilVns. MilVns.
0.3
5.2
0.2
0.8
0.4
0.5

its.

436
218
3

Total.
No. Capital. Deposits.

MilVns.
MilVns. MilVns.
564
11.9
443.1
413.9
91.0
616.0
382.8 1,491
36.4
45.0
523
1.9

70.9

188.0

19

4.1

32.6

38

47.0 1,910

75.0

267.6

209.3

487.0

27

5.0

39.1

695

845.6 4,488

214.3

1, 371. 7

Table, by geographical divisions, of the number, and average capital and deposits, of State
banksj private bankers, and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1876.

Geographical divisions.

State banks, private Savings-banks with Savings-banks
bankers, and trust
without capcapital.
ital.
companies.
So.

Sew England States 135
Middle States
1,256
Southern States
516
"Western States and
Territories
1,896
United States.. 3,803

Capital. Depos- So. Capital. Depos- So.
its.
its.
MilVns. MilVns.
11.7
23.6
89.2
223.4
35.7
44.9

1
3
3

MilVns. MilVns.
0.2
4.4
0.3
1.2
0.4
0.6

436
212
4

Deposits.

Total.

So.

Capital. Depos-

its.

MilVns.
MilVns. MilVns.
572
443.1
415.1
11.9
607.1
382.5 1,471
89.5
47.5
523
2.0
36.1

77.4

188.1

19

4.1

31.0

39

45.0 1,954

81.5

264.1

214.0

480.0

26

5.0

37.2

691

844.6 4,520

219.0

1, 361. 8

Table, by geographical divisions, of the number, and average capital, and deposits of State
banks, private bankers, and trust and loan companies, and of savings-banks, with and without capital, for the six months ending November 30, 1876.

Geographical divisions.

State banks private
d trust
companies.
So.

capital.

Capital. Depos- So. Capital. Depos- So.
its.
its.
MilVns. MilVns.

XewEndand States 131 11. 34
1,213 | 88.34
Middle States
505 | 35.40
Southern States
Western States and
82.14
1,915
Territories
United States.. 3,764 217.22




Savings-banks!
I without capj ital.
i
D

Total.

its o s "; 2sTo. Capital.

D P

it s? S "

MilVns. MilVns.
MilVns.
MilVns. MilVns.
570
11.54
449. 90
0.20
4.15 i 438 422. 99
612. 99
211 385. 82 1, 426
88.50
0.16
0.77
3
2.04
512
35. 88
45.08
0.48
0.64 !

22.76
226. 40
42.40

1
2
4

192. 49

17

4.21

32.38 ;

35

44.68 1, 967

484. 05

24

5. 05

37.94 i 687

855. 53 4, 475

86.35

269. 55

222. 27 1, 377. 52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

CIX

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, and trust and loan companies, and of savings-banks ivith and without capital, for the six months ending May 31, 1877.

Geographical divisions.

State banks, private Savings-banks with Savings-bank^
without cap
bankers, and trust
capital.
ital.
companies.
No.

New England States 117
Middle States
1,202
Southern States
517
"Western States and
Territories
1,963

Total.

Capital. Depos- No. Capital, Depos- No.
its.
its.

Depos- No. Capital. Deposits.
its.

MilVns. MilVns.
11.07
19.99
84.87 215. 87
34.58 46.17

MilVns.
MilVns. MilVns.
428. 69 557 11.27 452. 62
368. 81 1,404
85.03 585. 56
2.12
524 35.00
48.81

88.11

MilVns. MilVns.
0.20
3.94
0.16
0.88
0.52
0.42

1
2
3

4.09

26

32.83
38.17

43.54 2.016

33

4.87

188. 51 20

United States.. 3,799 218. 63 470. 54

439
200

676

92.20

264. 88

843.16 4,501 223. 50 1, 351. 87

Table, by geographical divisions, of the number, and average capital and deposits, of Slate
banks, private bankers, and trust and loan companies, and of savings-banks with and without capital, for the six months ending May 31, 1878.

Geographical divisions.

State banks, private Savings-hanks with Savings-banks
without capbankers, and trust
capital.
ital.
companies.
No.

Capital. Depos- No. Capital. Deposits.
its.

MilVns. MilVns.
MilVns. MilVns.
1
0.07
1.14
New England States 113 11.05 18.29
0.16
1.37
1,133
76. 93 184. 02 3
Middle States
1.28
0.88
513 • 34.68 44.35 4
Southern States
Western States and
2.13 22.39
79.49 166. 65 15
Territories
1,950
United States .. 3,709

202.15

3.24

413. 31 23

26.18

Total.

Depos- No. Capital Deposits.
its.

No.

MilVns.
MilVns. MilVns.
441 403. 43 555 11.12 422. 86
190 358. 68 1,326
77.09 544. 07
520 35.56
3
2.14
47.77
34

39.05 1, 999

81.62

228. 09

803. 30 4,400 205.39 1, 242, 79

668

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks and trust companies, private bankers, and savings-hanks with and without capitalf
for the six months ending May 31, 1878, the private bankers being given separately.
State banks and trust
companies.
Geographical divisions.
No.

New England States 42
Middle States
217
Southern States
233
"Western States and
Territories
361
United States.-




853

Private bankers.

Savings-banks with Savings-banks
without capcapital.
ital.

Capital. Depos- N o .
its.

Capital. Depos- No. Capital. Depos- N o .
its.
its.

Deposits.

MilVns. MilVns.
15.06
8.19
42. 45 122.10
27. 38 30.67

MilVns. MilVns.
2.86
3.23
34.48
61.92
7.30
13.68

MilVns.
403. 43
358. 68
2.14

71
916
280

1
3
4

MilVns. MilVns.
0.07
1.14
0.16
1.37
0.88
1.28

441
190
3

46.33

61.65 1,589

33.16

105. 00 15

2.13

22.39

34

39.05

124. 35

229. 48 2,856

77.80

183. 83 23 j

3.24

26.18

668

803. 30

ex

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by geographical divisions, of the number, and average capital and deposits, of State
banks, private bankers, savings-banks and trust and loan companies, for the six months
ending May 31, 1878, and of the number, capital and deposits of the national banks on
June 29, 1878.
State "banks, savingsbanks, private bankers,
Geographical divis- and trust companies.
ions.

National banks.

Total.

1
No. Capital. Deposits. No. ; Capital. Deposits. No.

New England States. 555
1,326
Middle States
520
Southern States
Western States and
1,999
Territories
United States... 4,400

Millions. Millions. i

Capital. Deposits.
Millions. Millions.

! Millions. \ Millions.

11.12
77.09
35. 55

422.86 ! 542 !
544.07 i 634 I
47.77 ! 176

81.62

551. 69'
918. 96
83.71

166.52 ;
177.18
31.49

128.83 1,097
374.89 1,960
696
35.94

177. 64
254. 27
67.04

228.09 ! 704 ;

95.20 ,

137.50 2,703

176. 82

365. 59

205. 38 ! 1, 242. 79 2, 056 1

470. 39 i

677.16 6,456

675. 77

1,919.95-

Table of the resources and liabilities of State banks at the dates named.

RESOURCES.

New Hamp- Vermont, Rhode Isl- Connecti- N e w York,
shire, Mar., July 1,1879. and, Nov. 20. cut , Oct. 1, Sept. 13,
1879.
1878.
1878.
1879.
1 bank.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other investments
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c .

5 banks.

14 banks.

$81, 389 $1, 087, 548

13, 378, 073

2, 097
114, 300
419, 972
66, 442
16,149
5, 216
3,676

152, 993
379, 217
261, 862
137, 256
3,786
3,519

22, 360

4 banks.

49 b a n k s .

91,162 I 1,737,760

Totals .

118,428,52660, 921

20, 639
113, 725

$1, 718, 906
1, 284
382, 392
75, 629
537, 668
133, 472
71, 449
5, 499
57,110
13, 236
88, 543

4, 451, 070

3,085,188

28,996,083

50, 000
1,130

350, 000

3, 067, 850
14, 635
246, 011
10, 273
906, 353
194, 204
11, 744

1, 450, 000
19, 532
101, 661
94, 649
1,353
1,107, 202
310, 791

7, 493, 000
19, 286
1, 564,155
969,869>

4, 451, 070

7,375

"3" 700," 988
4,333,660
799, 421
142, 936
95, 264
438,659*
196,524
799,184

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

1,545
22, 258
2,231
13, 998

4, 504
48, 424
1,253
1, 325, 642
2,020
5,857

Totals.

91,162

1, 737, 760




3, 085,188

16, 756, 571
1,327,523865, 679
28, 996, 083

KEPORT OF THE COMPTROLLER OF THE CURRENCY.

CXI

Resources and liabilities of State banks at the dates named—Continued.

Loans and discounts
Overdrafts
"United States bonds
,
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c .
Totals.

New Jer- j Pennsylva-1 Maryland, Louisiana,
sey, Jan., nia, Nov.,
Jan. to
1879.
1878.
Nov., 1879. Dec, 1878.

22 banks.

RESOURCES.

New York
City, Sept.
13,1879.

10 banks.

88 banks.

$35, 023, 761
24,135

$2, 426, 936
430
390, 390
31,192
358, 613
233, 603
92, 441
10, 065
1,476
13, 371
222, 093

15, 497,104 $4, 537, 954

4, 267, 884
2, 882, 653
1, 609, 786
71, 258
122, 623
7, 887, 282
1,389,551
4, 304, 857

946, 395
1, 558, 590
2, 056, 210
1, 983, 326
781, 308
187, 071
76, 795
914, 476

13 banks.

334,063
839, 888
366, 786
697, 789
28, 322
15, 617
83, 605
14, 322
571, 628

10 banks.
$6, 428, 23S
493
515, 000
1, 350, 004
1,161, 636
738, 808
304, 426
35, 930
3,243
114, 084
2,171,184

57, 583, 790

3,780,610 ; 24,001,275 I 7,489,974

12, 823, 046

11, 825,
18,
2, 918,
1, 778,

1, 353, 350
3,214

8,195, 765
62, 928
1,143, 994
342, 395

13, 427, 531
464, 234
364,428

3, 377, 255
6,789
156, 242
211, 682
48, 518
3, 282, 932
88, 319
318, 237

4, 458,198
8, 747
31,136
111, 610
46, 249
6, 393, 341
1, 531, 825
241, 940

24,001,275 j

7,489,974

12, 823, 046

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .

35, 431, 880
5,101, 743
509, 668

Totals.

57, 583, 790

200
092
599
608

132,136
2,210
2,170, 405
59,295

60,000 |
3,780,610

Ohio,
Indiana,
Kentucky, Missouri,
Texas,
June, 1879. July 1,1879. June, 1879. Apr. 7,1879 Nov., 1878..
RESOURCES.

5 banks.
Loans and discounts
,
Overdrafts
:
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Legal-tenders, bank notes, &c.
Totals.

49 banks.

107 banks.

!657, 496 $14, 355, 904 $19, 584, 516
20, 885
7,476

28, 056
178, 591
148,128
14, 618
19, 096
212, 577

159, 635
2,180,170
4, 300, 290
2, 235, 928
739,126
1, 516, 817
286, 970 1, 280, 662
12, 978
7,643
1,061
1, 870,174 12,196, 659

33 banks.

18 banks.

, 013, 755 $2, 050,183;
63, 852
223, 530
136,158
120, 074
459, 225
397,178
261,142
131, 041
87, 624
818
49, 741
33, 779 •
27, 361
26, 300
468, 864
357, 920 <

1, 266, 038 21, 870, 474 38,878,944 | 5,817,552

3,090,993

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities

Totals.




630, 000
9,134
41, 863
570, 225
14, 816

9, 254, 016
9, 905,
233,
698,
2, 547, 084
757,
195, 321
23, 895, 780
9, 309,
2, 908, 817
722,
273, 247
47,

1, 266, 038 21, 870, 474

1, 844, 292
186, 983
93, 449
2,794
3, 445, 055
103, 501
141, 478

1,228,600
100, 779
85, 917
1, 623, 200
52, 497

38, 878, 944 j 5, 817, 552 3, 090, 993

CXII

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Resources and liabilities of State banks at the dates

named—Continued.

Michigan, Wisconsin, Iowa, Sept. Minnesota, California,
July 7,1879. July 7, 1879. 27, 1879:
Oct., 1879. Dec.31,1878.
EESOUKCES.

29 banks.

29 banks.

;8,109, 460
32, 524

$5, 314,113
!6, 657,
136, 004
82, 588

Loans and discounts
,
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Real estate
Other investments
Expenses
Cash items
Specie
Legal tenders, banknotes, <fcc.
Totals.

137, 860
1, 099, 042
392, 871
43,197
1,111,282

53 banks.

17 banks.

$1, 578, 534 $40, 514, 494
14, 611
11, 500
4, 233, 800
116, 509
878, 906
199, 799
2, 296, 073
4,104, 598
94, 470
5, 943, 769
30, 080
15, 495
9,949
8,339
237, 406 10,132, 310

275, 205
177, 229
891, 992
318,175
74, 674
114, 903
75, 373
43, 777
523, 368

1, 210,
2, 385,
207,
1,
32,
175,
61,
769,

10, 926, 242 11, 583, 684

60 banks.

7,944,813

2,316,692

68,103, 950

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

2, 024, 400
324, 988
211, 682
I 8,191, 406
I
132, 695
41, 071

1, 476,131
1, 403
150, 851
7, 618, 777

2, 321, 605

33, 212, 513

478,960
192, 055
4, 900, 721
51, 472

63, 240
6, 665, 344
61, 709
260
1, 487, 378 25, 091, 959
24, 497
72, 428 **3," 134," 134

7, 944, 813

2, 316, 692

"2," 336,'522

10, 926, 242 11, 583, 684

607,180

18,103, 950

Aggregate resources and liabilities of State banks from 1875 to 1879.
1874-75.

1875-76.

1876-77.

1877-78.

1878-79.

551 banks.

633 banks.

592 banks.

475 banks.

616 banks.

$176, 308, 949
377, 297
344, 984
23, 667, 950
19, 851,146
9, 005, 657
4, 909,190
1, 353, 066
8, 624, 086
1,156, 456
26, 740, 215

$178, 983, 496
348, 604
869,144
19, 364, 450
23, 096, 812
8, 561, 224
6, 863, 083
1, 559, 404
9, 059, 547
1, 926,100
27, 623, 988

$266, 585, 314
516, 565
929, 260
23, 209, 670
25, 201, 782
12, 609,160
6, 442, 710
1, 211, 416
9, 816, 456
2, 319, 659
34, 415, 712

$169, 391, 427
319, 959
2,150, 880
19, 398, 287
25,107,149
11, 092,118
10, 694, 390
914, 726
7, 320, 845
3, 041, 676
28, 480, 374

$191, 444, 093
447, 302
7, 739, 203
21, 916, 024
22,169, 065
14, 264, 835
9, 221, 760
801, 005
8, 767, 391
1,979,701
37, 088, 961

272, 338, £

278, 255, 852

383, 257, 704

277, 911, 831

315, 839, 340

09, 084, 980
177, 653
6, 797,167
9, 002,133
83, 722
165,871,439
10, 530, 844
10, 791, 058

80, 425, 634 110,949,515
388,397
387, 661
7,027,817 i 5, 665, 854
10, 457, 346 i 18, 283, 567
393,419 i
335, 904
157,928,658 i 226, 654, 538
13,307,398 i 9, 412, 876
8,327,183 i 11, 567, 789

95,193, 292
388, 298
7, 983, 996
11, 693, 064
324,176
142, 764, 491
10, 348, 911
9, 215, 603

104,124, 871
389, 542
16, 667, 574
5, 666, 221
501, 831
166, 958, 229
13, 093, 069
8, 438, 003

278,255,852 i

277, 911, 831

315, 839, 340

KESOUItCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Heal estate
Other investments
Expenses
Cash items
Specie
Legal tenders, bank notes, &c.
Totals.
LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits .
Dividends unpaid .
Deposits
Due to banks
Other liabilities . . .
Totals




j 272, 338, 996

383,257,704

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXIII
Resources and liabilities of trust and loan companies at the dates named.

RESOURCES.

6 banks.
Loans and discounts
$6,148, 398
Overdrafts
United States bonds
1, 687, 602
;
Other stocks, bonds, &c
~
731,014
Due from banks
1, 654,121
Eeal estate
39, 600
Other investments
303, 973
Expenses
•
37, 891
Cash items
!
Specie
|
Legal tenders, bank notes, &c
328,230 !

Totals

n
, JO
20,1878.V . CUT', VjCI). 1, fjn< m 1-I 1Q7Q
1878.
J
" ' 1879"
1878
I
1878

1 bank.
351
900, 000
1, 922, 276
316,189

421, 281

10 banks.

8 banks,

$2, 870, 479 $33, 688, 241
9,313
7,278
200,101 12,401,159
6, 712, 570
234, 007
2, 437,168
318, 487
1, 388, 024
902,137
1, 583, 048
264, 843
16, 356
38,389 i
6,372
84,334 :
80, 863

; 10, 930, 829 ! 5, 819, 097 I 4, 944, 818

New Jersey, J a n . 1,
1879.

Pennsylvania, Oct.,
1879.

1 bank.

Massachu- j Eh ode Isl- Connecti- New York,
\nv
rnt
Opt 1

setts, Nov.,!
1878.

6 banks.

$402, 460

24, 387

$15, 802, 948
9,700
2, 739, 694
7, 246, 723
1, 584, 069
1, 693, 824
403, 502
70, 316
16, 490
370, 900
1, 345, 385

58, 298, 351533, 290

31, 283, 551

""20,300
45, 640
17,194
20, 700
2, 609

LIABILITIES.
Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities

Totals.

j 2, 250, 000 j
500, 000
2, 725, 000
j
;.
j
125, 000
\
301,161 j
408, 696
108,788 J
J
3, 570 i.
3, 417
! 8, 266,138 I
1, 655,104
' 2," 998,'125'j
•
106, 693
!
109, 960
45, 908

2, 087," isi"

8, 851, 876

100, 000

6, 675, 000

"5,906,576

27, 778

41, 540, 513

125
405, 387

1, 654, 962
661, 609
17, 525
21, 007, 952
33, 750
1,232,753

533,290

31,283,551

1, 999, 386

10,930,829 j 5,819,097 | 4,944,818 j 58,298,351

Aggregate resources and liabilities of trust and loan companies from 1875 to 1879.
j

1876-77.

1877-78.

1878-79.

39 banks.

35 banks.

32 banks.

$67, 946, 390
13, 948
19, 805, 685
17, 960, 260
8, 028, 415
3, 544, 221
3, 410, 232
105, 157
59, 393
22, 952
2, 715, 846

|59, 303, 327
11, 565
19, 445, 460
17, 296, 237
5, 536, 854
3, 700, 375
2, 412, 519
274, 911
43, 215
369, 831
2, 449, 309

$61,171, 877
26, 291
17, 948. 856
16, 8C2, -,
6. 01J, 4,044, •
2, 874, . i
-

127, 646,179

123, 612, 499

110, 843, 603

111, 809, 936

21,535,490

22, 347, 440

22, 086, 611

21,101, 876

8,288,825
534,375
254,522
87, 817, 992
151,766
9,063,209

7,164, 673
1, 239, 539
387,764
84, 215, 849
333,189
7, 924, 045

7, 925, 303
691, 651
11, 261
73,136, 578
521, 426
6, 470, 773

7, 714, 316
1, 480, 254
24, 637
75, 873, 219
140,443
5, 475,191

127, 646,179

123, 612, 499

110, 843, 603

111,809,936

1874-75.

|

1875-76.

35 banks.

1 38 banks.

RESOURCES.

Loans and discounts
Overdrafts
United States bonds
Other stocks, bonds, &c
Due from banks
Keal estate
Other investments
Expenses
Cash items
Specie
Legal tenders, bank notes, &c
Totals

$65, 900,174
16,883
2,086,842
37,323,062
1, 837, 605
3, 733, 357
2,880,342
92,894
5,186, 004

1 $76, 608, 647
j
24,886
! 16,491,646
18,847,238
5, 672, 637
j
4, 733, 647
!
2,090,265
i
178,231
54, 833
234,321
3,833,012 i
2,709,828

122, 890,175

124,
•;
5 4 , >-.'i

377, 272
2, 284, 480

LIABILITIES.

Capital stock
Circulation
Surplus fund
Undivided profits
Dividends unpaid
Deposits
Due to banks
Other liabilities
Totals

8 c c




21,854,020 i
)
6,967,693 \
582,867 i
18,921 '
85, 025, 371
121,441
8,319,862 |
122, 890,175

CXIV

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Resources and liabilities of savings-banks organized under State laws at the dates named.

RESOURCES.

a
Maine, Nov. ; New Hamp- Vermont, I M a s ss ,c h u - Rhode Island r
! shire, Mar., July 1,1879.
s e t t Oct.
4,1878.
Nov. 20,1878.
; 31, 1878.
i 1879.
59 banks.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other investments
Expenses
Due from banks
Cash

66 banks.

16 banks.

$6,231,696 '

$8,987,236

$3,406,864 \ $96,505,410 i

1,933,006
1, 973, 285

5,534,484
1, 426, 614

1,016,412
791,052 I

36,505,158
18,059,037

4, 783,177
3, 722, 396

5, 525, 097
3,496,924
1, 130, 111

853, 865
47,600
75,115
270,450
152,691

15,236,600
7,225,991
24,408,028 I
8,292,327 |
1,857,934

5, 707,
839,
2, 080,
1, 879,
235,

7, 505, 474
2,477,187
976.045
905,739
663.046

1,222,051

307, 099 ;
123,536 i

"6,916,862'
1, 247, 360

37 banks.
$24,071,385

237
461
763
861
238

634

830, 444

23,173,112

28,152, 961

7, 044, 684- j 216, 254, 707

44, 365, (

Deposits
Surplus fund
Undivided profits
Other liabilities

21,164,503
.1, 374, 941
404,400
229, 268

26,282,136
1, 145, 568

6,753,105
209,860,631
150,853 !
5,873,586
119,889 :
|
20,837
520,490 j

42, 806, 657

Totals

23,173,112

28,152,961

7, 044, 684 ; 216, 254, 707

44, 365, 694

Totals.

507,

;

168 banks.

1, 046,176-

LIABILITIES.

725, 257

1,425,593
133,444

Connecticut, New York, Xew Jersey,
Oct. 1,1878. Jan. 1,1879.
Jan., 1879.

Pennsylva-

Maryland,
Oct., 1879.

86 banks.

132 banks.

4 banks.

5 banks.

$48, 142, 697

$93, 392, 041

$7,977,143

$5, 629, 202

$3, 041, 588

3, 601,177
6, 780, 565

3, 025, 244
100, 780, 200

526,112
3,612,911

1,249,144
6, 661, 786

2, 048, 482
8, 511, 939

855
95, 409, 848
327
112
133 * " 12,816, 145
184
11,063,434

1 634, 094
149, 770

4, 505 655
2, 330, 711

821,280
438, 722

545, 080
24, 000
88, 525

RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks ..
Bank stock
Real estate
Other in vestments
Expenses
Due from banks
Cash

7, 145,
766,
3, 620,
3, 707,
244,

37 hanks.

2, 01(5, 556

13, 936, 979
3, 813, 420

1, 043, 851

4 621 442
1, 356, 996
110, 411
233, 950
174, 963
80, 577
934
560,733

70, 024, 606

334, 237, 311

16, 057, 236

22, 077, 954

20, 742, 015

Deposits
Surplus fund
Undivided profits
Other liabilities

72,515,408
2. 852, 120

290, 074, 039
34, 553, 262

15, 194, 562
750, 701

19, 923, 951
1, 444, 952
709, 051

657, 018

609, 410

111,973

19,981,366
18, 330
686,162
56,157

Totals

76, 024, (500

334, 237, 311

10, 057, 236

22, 077, 954

20, 742, 015

Totals

713,869
183,333 ,

LIABILITIES.




REPORT OF THE COMPTROLLER OF THE CURRENCY

cxv

Resources and liabilities of savings-banks, <fc.—Continued.
District of
Columbia,
Oct. 2,1879.

Louisiana,
J a n . 1,1879.

Ohio, April
7,1879.

1 bank.

1 bank.

4 banks.

23 banks.

022
914
710
879
950

$3, 495, 461
644, 513
2, 034, 487
2, 499, 809

$51, 207, 637
4, 292, 652
1, 886,177
982, 866

68, 021
7,445
1,012
343
8,218

512,194

217, 299

143 206
34, 562
15, 460
474,168
82, 918

296, 270

2, 066, 507

9, 424, 584

65, 229, 311

Deposits
Surplus fund
Undivided profits
Other liabilities

280, 609
10, 661

2, 009, 835

8, 796, 811

57, 846, 025
2, 320, 226

56, 672

617, 802
9,971

*5, 063, 060

Totals

296, 270

2, 066, 507

9, 424, 584

65, 229, 311

RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
...
State, municipal, and other bonds and stocks
Railroad bonds and stocks
Bank stock
Heal estate
Other inventments
Expenses
Due from banks
Cash

$89, 644
8,990
20, 000
92, 597

Totals

$517,
525,
154,
83,
46,

8,539

California,
Dec. 31,1878.

51, 435
3, 377, 705
524, 830
530, 595
2, 375, 414

LIABILITIES.

5,000

•Includes $4,486,210 capital stock.

Aggregate resources and liabilities of savings-banks from 1875 to 1879.
1874-75.

1875-76.

1876-77.

674 banks.

686 banks.

675 banks,

$351, 336, 551

$373, 501, 243

$369,770,878

!

1877-78.

1878-79.

RESOURCES.

Loans on real estate
Loans on personal and collateral security
United States bonds
State, municipal, and other
bonds and stocks
Railroad bonds and stocks
Bank stock
Real estate
Other investments
Expenses
Due from banks

181,143, 206
83, 206, 272
161, 334, 436
20, 690, 901
30, 508, 752
14,136, 748
11, 354, 781
1, 248, 688
23, 378, 937
17, 858,182

Cash
Totals

[

164, 024, 477
114, 474,163
108,162,624 I 115,389,880
169. 801, 399
23, 992, 313
33, 267, 494
15, 540, 384
20, 730, 050
860,013 i
23,011,142 |
18,45(1405

i 663 banks,

j 639 banks.

$408,921,601 I $352,695,026
88,192,337
129,362,890 I

184,116, 602
170, 155, 076
21,752,650
24, 586, 503
34, 703, 256
34,571,531
21, 037, 426 I 29, 952, 494
18,135,673
18,169, 863
1,029,238
216, 690
23,522,572
22, 551, 208
16, 160,096
17, 469, 085

65, 694, 465
156,415,159
151, 804, 318
18, 737, 917
32, 452, 020
33, 573, 091
16, 643,100
194,113
22, 880, 849
14, 050, 894

896,197, 454 i 951, 353, 544 | 922, 704, 562

941, 447,150

865,140, 952

LIABILITIES.
Deposits
Surplus fund
Undivided profits
Other liabilities
Totals




i 849, 581, 633 |
i 16. 499, 565 j
j 29, 072, 493 j
i
1, 043, 763 |

891,
51,
5,
3,

459, 890
321, 033
497, 503
075,118

860, 498, 452
43, 835, 885
9, 200, 778
3, 259, 447

879, 897, 425
43, 892, 503
6, 964,177
10, 693, 045

802, 490, 298
50, 495, 200
4, 019, 569
8,141, 885

i 896,197, 454

951, 353, 544

922,794,562

941,447,150 ,

865,146,952

CXVI

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Table, by States, of the aggregate deposits of savings-banks, with the number of their depositors, and the average amount due to each, in 1878 and 1879.
1877-78.
States.

Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
New York
New Jersey
Pennsylvania
Maryland
District of Columbia
Louisiana
Ohio
California
Totals




Number of
depositors.
!
-{
j
!
i

1878-'79.

Amount of I A ™™S e *? Number of A m o u n t of
each dedeposits.
positor. depositors. deposits.
$25, 708, 472
28, 789, 549
6, 722, 691
244, 596, 614
48,103,119
77, 214, 372
312, 823, 058
16, 353, 275
17, 923, 825
19, 739, 206
382, 905
1, 932, 330
8, 623, 245
70, 984, 764

2, 400, 785 879, 897, 425

$303 00
303 19
242 78
330 64
537 61
377 43
370 40
257 74
263 59
391 26
97 48
323 24
386 00
732 05

77, 978
87, 279
27, 872
674, 251
82, 893
199, 795
810, 017
61, 662
74, 354
*54, 500
3,845
6,008
*22, 340
85, 913

$21,164, 503
26, 282,136
6, 753,105
209, 860, 631
42, 806, 657
72, 515, 468
299, 074, 639
15,194, 562
19, 923, 951
19, 981, 366
280, 609
2, 009, 835
8, 796, 811
57, 846, 025

366 50 : 2, 268, 707 802,490,298

* Estimated.

Average to
each depositor.
$297 00
301 13
242 29
311 25
516 41
362 95
369 22
260 41
267 96
366 63
72 98
334 52
393 76
672 53
353 72

REPORT OF THE COMPTROLLKti OF THE CURRENCY

CXVII

Number and denominations of national-bank notes issued and redeemed, and the number of each
denomination outstanding, on November 1 in each year from 1869 to 1879.

Ones.

1869.
Issued
Redeemed

Twos.

Fives.

lens.

S-

™ie,

One
hundreds.

Five
hundreds.

One
thousands.

9, 589,160 3, 209, 388;23, 670, 760 8, 094, 645 2, 269, 764
904, 013 232, 224;
985, 940
272, 495! 71, 655;

363, 523 274, 799
22, 859 25, 968

13, 668
2,585

4,769
2,415

Outstanding . . 8, 685,147 2, 977,164 22, 690, 820 7, 821, 150 2, 198, 109

334, 664 248, 831

11, 083

2, 354

10 729 327 3 590 157 24 636 720 8 413, 244 2 370, 056! 378 48'? 284, 460
484, 135; 129,185
47, 845 43, 599
2,568,703 667,733 1,737,983

13
3, 952

4 770
3, 263

Outstanding . . 8,160, 624 2, 922, 424 22, 898, 737 7, 929, 109 2, 240, 871 330, 637 240, 861

9, 974

3, 516

1870.
Issued .
Redeemed

1871.
12, 537, 657 4,195, 791 28,174, 940 9, 728, 375 2, 779, 392
933, 445 245, 361
5, 276, 057 1, 493, 326j 3, 276, 374;

433, 426 321,163
82, 972 76, 287

14, 642
6, 017

4, 843
4, 005

Outstanding . . 7, 261, 600,2, 702. 465 24, 898, 566 8, 794, 930 2, 534, 031

350, 454 244, 87(>

8, 625

838

1
!
14, 297, 360 4, 782, 628J31, 933, 348 11, 253, 452 3, 225 688
699,702 43$| 852
7, 919, 389 2, 408, 389| 5, 960, 667 j 1,

497, 199 367, 797
126, 180 110,989

15, 621
7, 867

4, 933
4, 315

Outstanding . . 6, 377, 9712, 374, 239,25, 972, 681; 9, 553, 750 2, 786, 836

371, 019 256, 80£

7, 754

618

15, 524,189 5,195, 111 34, 894, 456 12, 560, 399 3, 608, 219
9,891,606 3,120,723; 9,141,963 2, 573, 070, 653, 071;

559, 722 4LG, 59(
168, 976 144, 057

16 496
9 658

5, 148
4, 530

Outstanding . . 5, 632, 583 2, 074, 388,25, 752, 493 9, 987, 329 2, 955, 148

390, 746 272, 533

C 838

618

16, 548, 259 5, 539,113 39, 243,13613, 337, 076 3, 962, 109
11,143, 606 3, 755, 019 13, 041, 605 3 912 707 971, 608

666, 9^0 492, 482
231 556 196, 572

17 344
11 676

240
4' 683

Outstanding . . 5, 404, 653 1, 784, 094,26, 201, 531, 9, 424 369 2, 990, 501

435 394 295, 910

5 668

557

18, 046,176 6, 039, 752 47, 055,184 17 410, 507 5 296 064! 884 165 64", 83;14, 092,126 4, 816, 62H 24, 926, 771 7 608, 532 2, 004, 464 381 037 299, 42*

18 476
14 471

5 530
5 048

Outstanding . . 3, 954, 050 1, 223,129;22, 128, 413 9, 801 9753 291 600

503, 128 346, 4U

4 005

482

]
!
I
1
18, 849, 264 6, 307, 448:51, 783, 528;20, 008, 6526 086 492
15, 556, 708.5, 324, 546 32, 382, 056 10, 369, 214 2 852 246

985, 615 710, 90(
515, 784 395, 78f

721
16 217

539
5 272

469, 831 315, l i ;

2, 504

267

20, 616, 024 6, 890, 968 58, 810, 848 266 0646 776 253 1 079 781 767, 317
22
16, 815, 568 5, 755, 526; 38,115, 86X 12 434 7793 503 528 634 679 479, 317

20, 022
17, 615

5 668
411

445 102 288, 00i

2 4U7

257

22, 47-?, 415 7,«17, 765 61,191, 288 24 157, 2937 344 167 1 147, 578 812, 90:
18,194,196 6, 226, 692 42, 683, 433 13 859,149 3 933 178[ 728, 222 54i,85i

20, 210
18, 895

6 204
900

419, 356 271,04-

1 315

304

I
23,167, 677 7, 747, 519,65, 578, 440 25 904, 223 7 869,951 1 211 761 850, 72(
19, 600, 477.6, 70!, 270 45, 996, 076 14 930, 599 4 237, 343 785 263 581,60-

20, 57«
19,287

6 340
0 057

Issued
Redeemed

1872.
Issued
Redeemed

1873.
Issued
Redeemed

1874.
Issued
Redeemed

1875.
sane
Redeemed

1876.
Issued
Redeemed

Outstanding . . 3,292,556;
1877. **
Issued
...
Redeemed

982,902 19,401,472 9 639, 438,3 234 246

Outstanding . . 3, 800, 456.1, 141, 442 18, 700, 980 9 831 285 3, 272 725.
1878.
Issued
Redeemed

Outstanding . . 4, 284, 2191, 291, 073|18, 507, 85510 298 144 3 410 989;
1879.
Issued
Redeemed

O u t s t a n d i n g . . j 3, 567, 200 1, 046, 249 19, 582, 364|10, 973, 624 3, 632, 6081 426, 498 269, IK




1, 283 i

CXVIII REPORT OF THE COMPTROLLER OF THE CURRENCY.
National hanks that have gone into voluntary liquidation under the provisions of sections r>220
and 522 L of the Revised Statutes of the United States, with the dates of liquidation, the
amount of their capital, circulation issued and retired, and circulation outstanding November 1, 1879.
Circulation.
Name and location of bank.

L I Capital.
Issued.

First National Bant, Penn Yan, N. Y*
First National Bank, Norwich, Conn*t.
Second National Bank, Ottumwa, Iowa*
Second National Bank, Canton, Ohio*..
First National Bank, Lansing, Mich*..
First National Bank, Columbia, Mo
First National Bank, Carondelet, Mo..
First National Bank, Utica, N. Y*t . . .
Pittston National Bank, Pittston. Pa..
Fourth National Bank, Indianapolis,
Ind
Berkshire National Bank, Adams, Mass
National IJnion Bank, Rochester, N. Y.•
First National Bank, Leonardsvilie,
N. Y
Farmers' National Bank, Richmond,
Ya
Farmers' National Bank, Waukesha,
Wis
National Bank of the Metropolis,
Washington, I). C
First National Bank, Proyidence, Pa..
First National Bank Newton, Newtonville, Mass . . . .
National State Bank, Dubuque, Iowa .
First National Bank, New Ulm, Minn .
National Bank of Crawford County,
Meadville, Pa
Kittanning National Bank, Kittanning, Pa
City National Bank, Savannah, Ga . . .
Ohio National Bank, Cincinnati, Ohio t.
First National Bank, Kingston, N. Y\.
First National Bank, Bluffton, Ind -.
National Exchange Bank, Richmond,
Ya
First National Bank, Skaneateles, N. Y
First National Bank, Jackson, Miss ..
First National Bank, Downington,
Pa
First National Bank, Titusville, Pa . . .
Appleton National Bank, Appleton.
Ipple
Wis
National Bank, Whitestown, N. Y
First National Bank, New Brunswick,
N.J
First National Bank, Cuyahoga Falls.
Ohio
First National Bank, Cedarburg, Wis .
Commercial National Bank, Cincinnati, Ohio
Second National Bank, Watertown,
N. Y
First National Bank, South Worcester,
N. Y
National Mechanics and Farmers'
Bank, Albany, N. Y
Second National Bank, Des Moines,
Iowa *
First National Bank, Steubenville,
Ohio
First National Bank, Plumer, Pa + . ..
First National Bank, Danville, Ya ..
First National Bank, Dorchester, Mass+
First National Bank, Oskaloosa, Iowa
Merchants and Mechanics' National
Bank, Troy, N. Y . . . .
National Savings Bank, Wheeling,

W.Ya

Apr. 6, 1864J.
May 2, 1864 .
May 2, 1864 .
oct: 3, 1864 .
Dec. 5, 1864 . $100, 000
Sept. 19, 1864!
30, 000
Mar. 15, 1865 |
I.
June 9, 1865 I
1865
200, 000
Sept. 16,
100,000 '
Nov. 30,1865 !
100, 000
Dec. 8,1865 j
400, 000
Apr. 26,1866

Retired.

$90,000 j
25, 500 !

100,000 J

Outstanding.

$89,805
25, 338

162

98,430

1,570
*3," 292

192, 500

189,208 |

July 11,1866 |

50,000;

45, 000

43, 860

1,140

Oct. 22,1866 I

100,000 i

85, 000

82, 083

2,917

Nov. 25,1866 j

100,000

90, 000

89,185

Nov. 28,1866 \
Mar. 1,1867 j

200,000:
100, 000 .

180, 000
90, 000

174,466 I
85,955 I

Mar. 11,1867 I
Mar. 9,1867
Apr. 18,1867 j

150, 000
150,000
60,000 !

130, 000
127, 000
54, 000

126, 272
124, 560
52, 605

815
5,534
4,045
3,728
2,440
1,395

Apr. 19,1867 ]

300,000 ' .

Apr. 29,1867
May 28,1867
July 3,1867
Sept. 26,1867
Dec. 5,1867

200,000 L.
100, 000 500,000 I 450,000 !
200, 000 i 180,000 !
45,000 |
50,000 ;

439,035 I
173,489 !
44,196 i

10, 965
6,511
804

Dec. 5,1867
Dec. 21,1867
Dec. 26,1867

200,000 I
150,000 I
100,000 J

177,105 !
132,535 |
39,830 I

2,895
2,465
670

Jan. 14,1868
Jan. 15,1868

100,000 i
100,000 ;

Jan. 21,1868 \
Feb. 14,1868 j

50,000 !
120,000 I

\
j
I
i

180, 000 j
135,000 I
40, 500 j
!

2,600
2,518

90,000 |
86,750 |

87,400
84, 232

45, 000
44, 500

44,145 i
43,753 j

855
747
3,342

i

Feb. 26,1868 j

100,000 I

90,000 j

86,658 j

Mar. 4,1868 \
Mar. 23, 1868

50, 000
100, 000

45, 000
90, 000

44,141 i

Apr. 28,1868 ;

500, 000

July 21,1808

] 00, 000

Aug. 4,1868

175, 500

Aug. 4,1868

350, 000

Aug. 5,1868

50, 000

i

88,762

1,238
6,505

&5.950 i

339, 445

90, 000 |

84, 420

5,580
2,684

157,400 I

154,716

314,950 !

309,675

42,500 ,

5,275
648

135, 000
87, 500 !
45,000
132, 500
67,500 ,

41,852
126,872 I
82,977
44,105
127,295
66, 578 j

8,128
4,523
895
5,205
922

184,750 i

18J, 838 |

2, 912

88,470 |
Jan. 7,1869 i 100, 000
90,000 !
t A new bank with same title,
'* Banks that never completed organization.
I Consolidated with another bank.

1,530




Aug. 8, 1868
Aug. 25, 1868
Sept. 30,1868
Nov. 23, 1868
Dec. 17,1868

150,000
100, 000 !
50, 000
150,000

Dec. 31,1868

300, 000

75,000 !

KEP'iRT OF TLIti COMPTROLLER OF THE CURRENCY.
Table of liquidating

CXIX

banks—Continued.
Circulation.

j. \Jf(^^u

Name and location of bank.

Capital.

Issued.
l

First National Bank, Marion, Ohio ...' Jan. 12,1869
$125,000 ! $109,850 i
National Insurance Bank, Detroit,
Mich
Feb. 26, 1869 !
85, 000
200,010
National Bank of Laiisingburg, N. Y . . Mar. 6,1869
135,000 |
150,000 ,
National Bank of North America,
j
New York, N". T
Apr. 15,18G9 ; 1, 000, 000
333,000
First National Bank, Hallowell, Me.. Apr. 19,1869 •. 60,000 i
53,350 !
First National Bank, Clyde, N. Y* ... Apr. 23,1869 I
50, ooo : 44,000 ;
Pacific National Bank, New York, N. Y May 10,1869
134,990 ]
422, 700
Grocers' National Bank, New York, >• '
j
N. Y
..
June 7, 1869 ! 390, 000
85, 250 ]
Savannah National Bank, Savannah, Ga June 22,1869
100, 000
85, 000
First National Bank, Frostburg, Md . July 30,1869
50, 000
45, 000
First National Bank, La Salle, 111
Aug. 30, 1869
50, 000
45, 000
National Bank of Commerce, Georgetown, 1). C
... Oct. 28,1869
100, 000
90,000 i
Miners' National Bank, Salt Lake City,
Utah.
'... Dec. 2,1869
150, 000
135, 000
First National Bank, Vinton, Towa
Dec. 13, 1869 ;
50, 000
42, 500
National Exchange Bank, Philadel;
phia, Pa
..
Jan. 8,1870
300, 000
175, 750
First National Bank, Decatur, Til ... Jan. 10,1870
100,000 \
85, 250
National Union Bank, Owego, N. T* ... j Jan. 11,1870 I 100, 000
88, 250
First National Bank. Berlin, Wis
Jan. 25,1870 i
50,000 ,
44, 000
Central National Bank, Cincinnati, i
Ohio
Mar. 31,1870
500,000
425, 000
First National Bank, Dayton, Ohio
Apr. 9,1870
150, 000
135, 000
National Bank of Chemung, Elmira,
N. Y
June 10,187o
100,000
90,000
Merchants' National Bank, Milwaukee,
Wis
June 14,1870
100,000;
90, 000
First National Bank, Saint Louis, Mo.. July 16,1870
200,000
179, 990
Chemung Canal National Bank, Elmira,
N.Y
'.
•! Aug. 3,1870 j 100, 000
90, 000
Central National Bank, Omaha, Nebr . j Sept. 23,1870 ;
100,000 i
First National Bank, Clarksville, Va .. Oct. 13,1870 !
50,000 I
27,000
First National Bank, Burlington, Yt ..! Oct. 15,1870
300,000 i
270,000 i
First National Bank, Lebanon, Ohio .. | Oct. 24,1870 ;
100,000
85,000
National Exchange Bank, Lansing- !
i
burg, N. Y
' Dec. 27,1870 | 100,000 I
90,000 j
Muskingum National Bank, Zanesville,
j
Ohio
Jan. 7,1871 i 100,000 i
90,000 l
United National Bank, Winona, Minn..! Feb. 15,1871 !
50, 000 i
45, 000 |
First National Bank, Des Moines, Iowa' Mar-. 25,1871 I 100,000 !
90,000 |
State National Bank, Saint Joseph, Mo ; Mar. 31,1871 \ 100,000 I
90, 000 !
Saratoga County National Bank, Water- j
j
ford,N. Y '
! Mar. 28,1871 I 150,000 I
135, 000 !
First National Bank, Fenton, Mich . . ! May 2, 1871
100,000 J
49,500 ;
First National Bank, Wellsburg,W.Va.i June 24, 1871 I 100, 000 I
90, 000
200, 000
Clarke National Bank, Rochester, N.Yfj Aug. 11,1871
180, 000
Commercial National Bank, Oshkosh, j
Wis
'.
Nov. 22,1871
100,000
90,000
Fort Madison National Bank, Fort
Madison. Iowa
Dee. 26, 1871
75, 000
67, 500
National Bank, Maysville, K y . . .
J in.
300, 000
270, 000
Fourth National Bank, Syracuse, N. Y Jan.
105, 500 :
91, 700
American National Bank, New York,
N.Y ...May 10, 1872
500, 000
450, 000
Carroll County National Bank, Sand- i
wich, N. H
i May 24,1872
50,000
45, 000
Second National Bank, Portland, Me. June 24, 1875
81, 000
100,000 ,
Atlantic National Bank, Brooklyn, N. Y July 15, 1872
165, 000
200, 000 ;
Merchants and Farmers' National '
Bank, Quincy, 111
. ..
; Aug. 8,1872
150,000
135,000
First National Bank, Rochester, N. Y Aug. 9,1872
400,000
206, 100 :
I
Lawrenceburg National Bank, Law- '
renceburg, 1ml
Sept. 10,1872
200, 000
180, 000
.Jewett City National Bank, Jewett
City, Conn
j Oct. 4,1872
60,000
48,750 :
First National Bank, Knoxville. Tenn \ Oct. 22,1872
100,000 ;
80,910 !
First National Bank, Goshen, Ind
| Nov. 7,1872 j
115,000 |
103,500 i
Kidder National Gold Bank, Boston, j
\
120, 000
300, 000
Mass
I Nov. 8,1872
Second National Bank, Zanesville, Ohio Nov. 16, 8872
154, 700
138, 140
Orange County National Bank, Chel- \
sea, Vt
Jan. 14,1873 ,
200, 000
180, 000
* Consolidated with another bank.
t Banks that n< ver completed
I^XJ\J\J

aw.

- - t*j ti.L/x&ux
Xi

J-/U<XILV^




£juuv;o

» J 4 iv j
- -. ^

v^u.i_v/i

Retired,
$107,937

$1, 913

83, 918
132, 722

1,082
2,278

327, 709
52,554
42,300
132,872 I

5,291
796
1,700
2,118

84,511
83, 500
44,412 i
44, 205

739
1,500
588
795

88, 165

1,835

132, 669
42, 043

2,331
457

169,346
83,860 !
83,992 !
43,405

6,404
1,390
4,258
595

416,105
132, 490

8,895
2,510

88, 973

1,027

88, 085
176, 722

1,915
3,268

88, 554

1,446

26, 460
258,293
83,353

540
11, 707
1,647

88,478 !

1, 522

87. 830 !
44,180 ,
88,193 i
88,997 I

2,170
820
1,807
1, 003

132, 699 !
48, 693 l
88,153
176,648 ;

2,301
807
1,847
3,352

88,112 ;

1,888

65, 920
264, 106
89,661

1,580
5,894
2,039

432, 060

17, 940

42,464 !
76, 968 I
161,110 !

2,536
4,032
3,890

131, 625 !
200, 762 i
j
174,497

3, 375
5,338
5,503

46,592 |
77, 824
100,189 j

2,158
3,086
3,311

120, 000
133, 273

4,867

168, 733

11, 267

organization.

CXX

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

banks—Continued.
Circulation.

Name and location of bank.

Dat

f o ?- f

liqui

' I Capital.

UrtiblOIl.

Second National Bank, Syracuse, N. Y Feb. 18,1873
Richmond National Bank, Richmond,
j
Ind*
Feb. 28,1873
First National Bank, Adams, N. Y
Mar. 7,1873 ;
Mechanics' National Bank, Syracuse.
i
N.Y
„ Mar. 11,1873
Farmers and Mechanics' National ,
Bank, Rochester, N. Y
Apr. 15,1873
Montana National Bank, Helena, Mont. Apr. 15,1873 j
First National Bank, Havana, N. Y
June 3,1873 .
Merchants and Farmers' National
Bank, Ithaca, N. Y
June 30,1*73
National Bank, Cazenovia, N. Y
July 18,1873
Merchants' National Bank, Memphis,
Tenn
Aug. 30,1873
Second National Bank, Chicago, 111 . . . Sept. 25,1873
Manufacturers' National Bank, Chicago, 111
Sept. 25,1873 \
Merchants' National Bank, Dubuque,
Iowa
Sept.30,1873
Beloit National Bank, Beloit, Wis . . Oct. 2,1873
Union National Bank, Saint Louis, Mo. Oct. 22,1873
City National Bank, Green Bay, Wis .. Nov. 29, 1873 ;
First National Bank, Shelbina', Mo
Jan. 1,1874 !
Second National Bank, Nashville, Tenn Jan. 8,1874 !
First National Bank, Oneida, N. Y
Jan. 13,1874 !
Merchants' National Bank, Hastings,
Minn
Feb. 7,1874
National Bank, Tecumseh, Mich
Mar. 3,1874 ;
Gallatin National Bank, Shawneeto wn,
111
Mar. 7,1874!
First National Bank, Brookville, P a . . . Mar. 26,1874 !
Citizens' National Bank, Sioux City,
Iowa
Apr. 14,1874;
Farmers' National Bank, Warren, 111 .. Apr. 28,1874 j
First National Bank, Medina, Ohio.... May 6,1874 |
Croton River National Bank, South
i
East, N. Y
May 25,1874 j
Merchants' National Bank of West
Virginia, Wheeling, W. Va
July 7,1874
Centra] National Bank, Baltimore, Md July 15,1874
Second National Bank, Leavenworth,
!
Kans
July 22,1874 i
Teutonia National Bank, New Orleans,
La
Sept, 2,1874
City National Bank, Chattanooga, Tenn Sept. 10,1874
First National Bank, Cairo. Ill
Oct. 10,1874
First National Bank, Olathe, Kans -. Nov. 9,1874
First National Bank, Beverly, Ohio .. Nov. 10,1874 ; \
Union National Bank, LaFayette, Ind Dec. 4,1874
Ambler National Bank, Jacksonville.
Fla
'..
Dec. 7,1874
Mechanics' National Bank, Chicago, 111. Dec. 30,1874
First National Bank, Evansville, Wis.. Jan. 9,1875
First National Bank, Baxter Springs,
Kans
. . . Jan. 12,1875
Peopled National Bank, Pueblo, Colo.. Jan. 12,1875
National Bank of Commerce, Green
Bay, Wis
Jan. 12,1875
First National Bank, Millersburg, Ohio Jan. 12,1875
First National Bank, Staunton, Vat - Jan. 23, 1875 ,
National City Bank, Milwaukee, Wis.. Feb. 24,1875
Irasburg National Bank of Orleans,
Irasburg, Vt
Mar. 17,1875
First National Bank, Pekin, 111
Mar. 25,1875
Merchants and Planters' National
Bank, Augusta, Ga
Mar. 30,1875
Monticeilo National Bank, Monticello,
Iowa
Mai". 30,1875
Iowa City National Bank Iowa City,
Iowa '
".. Apr. 14, 1875
First National Bank, Wheeling, W. Va. Apr. 22,1875
First National Bank, Mount Clemens,
Mich
.. May 20.1875
First National Bank, Knobnoster, Mo May 29,1875
First National Bank, Brodhead, W i s . . . June 24,1875
* Now b.ink organized with same title.




Issued,
$100, 000

Retired.

Outstanding.

$90,000 •

$87,222 I

230, 000 ,
75,000 |

207,000 !
66,900 !

140,000 I

93,800 .

207,000 ,.
63,875
j
90,860

100,000 |
100,000 |
50, 000 I

83,250 I
31,500 i

80,337 •
30,500 !
41,960

45, 000

$2, 778

3, 025
2,940
2,913
1,000
3,040

50, 000
150,000

45,000
116,770

42, 624
112,137

2, 376
4,633

250, 000
100,000

225,000
97, 500 :

214,203
90, 906

10, 797
6,594

500, 000

450, 000

421,

28, 919

200, 000
50, 000
500, 000
50, 000
100, 000
125,000 ,
125,000 ;

180,000
45,000 !
150,300 j
45,000 j
90,000 I
92,920 !
110,500

164, 581
42,128
138,958 ;
40, 344
82, 372
85, 905
101, 855

15, 419
2,872
11, 342
4,656
7,628
7, 0158, 645

90,000 i
45,000

• 81,244
41,770 !

8, 756
3, 230

100,000
50, 000
250,000 j
100,000 h

225, 000
90,000 j

50,000 I

45,000 !
45,000 !
45,000 j

50,000 |
75, 000 |
200,000 |

450,000
180,000 I

205,308
82,660 ;
41, 740
40,617 I
41,240 '

19, 692
7, 340
3, 260
4,383
3,760

166,550 !

500,000 i
200,000 |

081

I

I
414, 933
165,153

35, 067
14, 847

80,908 i

9,092

102, 000
25!), 000

270,000 |
153,000
90, 000 !
45,000 I
90,000 |
224,095 !

239,290
136, 869 !
80,381 !
41,790
82,004
204, 024

30, 710
16,131
9,619
3,210
7, 996
20, 071

42, 500
250,000
55,000

144,900 |
45,000 !

129,375
40,591

15, 525
4,409

36,000 !
27, 000

32, 558
24, 441

3, 442
2,559

100,000 j
100, 000
100, 000
100, 000

90, 000
72, 000
90, 000
76,500 '

80, 690
65, 376
79, 462
69,110

9,310
6,624
10,538
7,390

75, 000
100, 000

67,500
90,000 i

60,734

6,766
12, 326

100,000 !
300,000 j
170,000 •
100,000

oo;ooo

50, 000 j
50,000 j

90,000 i

77, 674
200,000

180,

23, 375

000
156,

100,000

625

45,000 j

8, 523

125,000
250, 000

112,500
225, 000

36,477
100, 762
192,365

11,738
32, 635

50, 000
50, 000
50, 000

27, 000
45, 000
45, 000

22, 155
40, 391
38, 087

4, 845
4,609
6, 913

f Consolidated with another b a n k .

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

lame and location of bank.

Date of liquidation.

banks—Continued.
Circulation.
Capital.
Issued.

Retired.

! Outstand-

j

Auburn City National Bank, Auburn, •
$141,300
$123,120 i
$200,000
June 26,1875
N.Y
38,416 j
45,000 <
50,000
First National Bank, El Dorado, Kans. June 30,1875
First National Bank, Junction City,
j
Fit N t i l B k J t i
Cit
38,110 i
50,000
45,000
Kans
- -. i July 1,1875 i
29,808 i
50,000
36,000
First National Bank, Chetopa, K a n s . . . I July 19,1875 I
23,550
50, 200
27, 000
First National Bank, Golden, Colo
Aug. 25,1875
60,000
54,000
42,482 I
National Bank, Jefferson, Wis
Aug. 26,1875
Green Lane National Bank, Green
i
78,761 i
100, 000
90, 000
Lane, Pa
' Sept. 9,1875
25,512 |
60,500 |
State National Bank, Topeka, Kans .. Sept. 15,1875 ;
30, 600
Farmers' National Bank, Marshall|
50,000 j
21,877 :
town, Iowa
Sept. 18,1875
27, 000
Riehland National Bank, Mansfield, i
105,458 i
150,000 |
Ohio
I Sept. 25,1875
135, 000
242,704 i
Planters'National Bank, Louisville, Ky| Sept. 30,1875 > 350,000 ;
37,835 i
75,000 !
First National Bank, G-allatin, Tenn .". Oct. 1,1875
315, 000
77,754 !
First National Bank, Charleston, W.Va. Oct. 2,1875
100,000 i
45, 000
People's National Bank, Winchester, 111 Oct. 4,1875
53,311 :
75,000 !
90, 000
First National Bank, New Lexington, I
j
67, 500
38,552 !
50,000 !
Ohio
! Oct. 12,1875,
45, 000
36,541 I
50,000 j
First National Bank, Tshpenning, Mich, j Oct. 20,1875 !
45, 000
Fayette County National Bank, "Wash- !
\
75,556 :
100,000
90,000
ington, Ohio
- - Oct. 26,1875
Merchants' National Bank, Fort
82,460
100, 000
90, 000
Wayne, hid
Nov. 8,1875
Kansas City National Bank, Kansas
76,671
100, 000
City, Mo '
Nov. 13,1875
90, 000
36,772
First'National Bank, Schoolcraft, Mich j Nov. 17,1875
50, 000
45, 000
First National Bank, Curwensville, Pa. 1 Dec. 17,1875
68,915
100,000
90, 000
National Marine Bank, Saint Paul, !
!
76,160
100,000
90, 000
Minn
Dec. 28,1875 :
34,963
First National Bank, Rochester, Ind .. Jan. 11,1876
50, 000
45, 000
66,756
First National Bank, Lodi, Ohio
Jan. 11,1876 '
100,000
90, 000
75,082
Iron National Bank, Portsmouth, Ohio., Jan. 19,1876
100,000
90, 000
35,345
First National Bank, Ashland, Nebr... Jan. 26,1876
50, 000
45, 000
36,090
First National Bank, Paxton, TIL
. . . Jan. 28,1876
50, 000
45, 000
37,135
First National Bank, Bloomfieid, Iowa.! Feb. 5,1876
55,000 ;
49, 500
114,374
Marietta National Bank, Marietta, Ohio Feb. 16,1876
150,000 I
135, 000
Salt Lake City National Bank of Utah,
j
Salt Lake City. Utah
, Feb. 21,1876 j
81, 496
100,000
90, 000
32,746 i
50, 000
45, 000
First National Bank, La Grange, M o . . . • Feb. 24,1876 ,
32,828 :
50,000 I
45, 000
First National Bank, Atlantic, Iowa .. Mar. 7,1876 j
46,626
70,000 I
63, 000
First National Bank, Spencer, Ind ...! Mar. 11,1876 j
National Currency Bank, New York,
100,000
82,385
90, 000
N. Y
.'
Mar. 23,1876 \
33,060
50,000 i
45, 000
Caverna National Bank, Caverna, Ky. .1 May 13,1876 i
66, 593
200,000
90, 000
City National Bank, Pittsburgh, Pa .'. . May 25,1876
65,640
100, 000
90, 000
National State Bank, Des Moines, Iowa June 21,1876
32,213
50,000
45, 000
First National Bank, Trenton, Mo ... June 22,1876
33,574
50, 000
45, 000
First National Bank, Bristol, Tenn
, July 10,1876
35,132
60,000
45, 000
First National Bank, Leon, Iowa
July 11,1876 !
Anderson County National Bank, Law33, 515
100,000 :
renceburg, Ind
July 29,1876
45, 000
60,000
First National Bank, Newport, Ind ... Aug. 7,1876
45, 000
28, 838
50, 000
First National Bank, De Pere, Wis ... j Aug. 17,1876
31, 500
23, 844
Second National Bank, Lawrence, Kans| Aug. 23,1876
100,000
90, 000
74,015
Commercial National Bank, Versailles, j
Ky
I Aug. 26,1876
170,000
115,535 !
153, 000
State National Bank, Atlanta, Ga
! Aug. 31,1876
200,000 |
111,770 ;
135, 000
Syracuse National Bank, Syracuse,
N. Y
.'
Sept. 25,11876
145,526
200,000
180, 000
First National Bank, Northumberland, !
Pa
! Oct. 6,1876
75,016
100, 000
90, 000
First National Bank, Lancaster, Mo . . . Nov. 14,1876
50,000
17,830 :
27, 000
First National Bank, Council Grove,
Kans
I Nov. 28,1876
50,000
26, 500
16,907
National Bank of Commerce, Chicago, i
j
111
.. Dec. 2,1S76 !
142,343 I
250,000
166, 500
First National Bank, Palmyra, Mo
Dec. 12,1876 ;
74,671
90, 000
100,000 !
First National Bank, Newton, Iowa
Dec. 16,1876 j
23,515 !
45, 000
50,000
National Southern Kentucky Bank,
j
Bowling Green, Ky
.. '
; Dec. 23, 1876 |
18,545
50, 000
27, 000
First National Bank, Monroe, Iowa
| Jan. 1,1877
60,000
30,900
45, 000
First National Bank, Lew London, Conn: Jan. 9,1877 \
100,000
91,000
76,902
Winona Deposit National Bank, Winona. Minn
... Jan. 28,1877 i
100,000
90, 000
62,306 [
First National Bank, South Charleston, Ohio
Feb. 24,1877
55,301 ;
100,000 :
90, 000




CXXI

$18,180
6,584
6,194
3,450
11, 518
11, 239
5,088
5,123
29, 542
72, 296
7,165
12, 246
14,189
6,448
8,459
14, 444
7,540
13, 329
8,228
21, 085
13, 840
10, 037
23, 244
14, 918
9,655
8,910
12, 365
20, 626
8,504
12, 254
12,172
16, 374
7, 615
11, 940
23, 407
24, 360
12, 787
11, 426
9,868
11,485
16,162
7,656
15, 985
37, 465
23, 230
34, 474
14, 984
9,170
9, 593
24,157
15, 329
21, 485
8, 455
14,100
14, 098
27, 694
34, 699

€XXI[ REPORT OF THE COMPTROLLER OF THE CURRENCY.
Table of liquidating

banks—Continued.
Circulation.

Name and location of bank.

liquidation

Capital.
Issued.

Retired.

Outstanding.

Lake Ontario National Bank, Oswego,
$275, 000
$238,150
$217, 405
N.Y
Feb. 24,1877
52,000
46, 200
26, 220
First National Bank, Sidney, Ohio .. Feb. 26,1877
Chillicothe National Bank, Chillicothe,
100, 000
89, 990
67, 910
Ohio
Apr. 9,1877
50, 000
44,200
24,868
First National Bank, Manhattan, Kans. Apr. 13,1877
60, 000
21, 665
49, 500
National Bank, Monticello, Ky
Apr. 23,1877
200, 000
87, 455
First National Bank, Rockville, I n d . . . Apr. 25,1877
173, 090
100, 000
72, 662
Georgia National Bank, Atlanta, G a . . . May 31,1877
90, 000
100, 000
66, 041
First National Bank, Adrian, Mich
June 11,1877
88, 500
50, 000
69, 676
First National Bank, Napoleon, Ohio .. June 30,1877
90, 000
60, 000
26, 421
.First National Bank, Lancaster, Ohio.. Aug. 1,1877
54, 000
50, 000
22,777 .
First National Bank, Minerva, Ohio .. Aug. 24,1877
45, 000
Kinney National Bank, Portsmouth,
43, 760
100,000
89, 000
Ohio
Aug. 28,1877 ;
50, 000
45, 000
First National Bank, Green Bay, Wis . Oct. 19,1877
19, 032
National Exchange Bank, Wakefield,
|
R. I
Oct. 27,1877 :
34, 650
19,165
70, 000
45, 000
50, 000
20, 050
First National Bank, Union City, Ind.. Nov. 10,1877 j
45, 000
50,000
19,278
First National Bank, Negaunee^ Mich . | Nov. 13,1877 ;
441, 000
500, 000
Tenth National Bank, New York, N. Y J Nov. 23,1877 \
218,689
50,000
44, 350
16,783
First National Bank, Paola, Kans
Dec. 1,1877 !
100,000 i
National Exchange Bank, Troy, N. Y .. Dec. 6,1877
90, 000
51,120
200,000
Second National Bank, LaFayette, Ind Dec. 20,1877 j
23,837 ;
52,167
State National Bank, Minneapolis,
j
100,000
82, 500
25, 2!)9
Minn
Dec. 31,1877 i
200, 000
53, 055
21, 430
Second National Bank, Saint Louis, Mo Jan. 8,1878!
50,000 ;
First National Bank, Sullivan, Ind
Jan. 8,1878 !
18,730
45, 000
Rockland County National Bank, Ny89, 000
47,591
100,000
ack. N. Y ..
Jan. 10,1878 |
32,
13, 355
First National Bank, Wyandotte, Kans Jan. W, 1878 j
so, ooo : 44, 400
500
17,133
First National Bank, Boone, Iowa
Jan. 22, 1878 j
50,000 !
45, 000
16,425
First National Bank, Pleasant Hill, Mo Feb. 7,1878
50,000
64, 750
32,232
National Bank, Gloversville, N. Y
; Feb. 28,1878 j
100,000
27, 000
8,518
First National Bank, Independence, Mo Mar. 1,1878
50,000;
33, 471
7,417
National State Bank, Lima, Tnd
Mai'. 2,1878
100,000
44, 500
17,825
First National Bank, Tell City, Ind
Mar. 4,1878 ;
50, 000
75, 713
33, 114
First National Bank, Pomero'y, Ohio ..; Mar. 5,1878
200,000 !
Eleventh Ward National Bank, Bos54,395 '
200,000 I
89, 400
ton, Mass
1 Mar. 14,1878
28,073
50, 000
First National Bank, Prophetstown, 111. Mar. 19,1878 i
45, 000
31,292 i
100,000
First National Bank, Jackson, Mich... i Mar. 26,1878
88, 400
12,086
60, 000 j
First National Bank, Eau Claire, Wis. - Mar. 30,1878
38, 461
25,063 •
200,000
First National Bank, Washington, Ohio! Apr. 5,1878
69, 750
12,768
80,000
First National Bank, Middleport, Ohio j Apr. 20,1878 \
31, 500
14,495
50, 000 :
First National liank, Streator, 111
i Apr. 24,1878 i
40,500
15,199 !
50,000 ;
First National Bank, Muir, Mich
I Apr. 25,1878
44, 200
Kane County National Bank, Saint |
7, 948 !
50, 000
26, 300
Charles, 111
May 31,1878 \
!
10,690
50,000
44, 500
First National Bank, Carthage, Mo
June 1,1878 i
Security National Bank, Worcester,
100, 000
26, 790
49, 000
Mass'
June 5,1878
6, 725
50, 00.) .
25, 300
First National Bank, Lake City, Colo. June 15,1878
22, 895
People's National Bank, Norfolk, Va..! July 31,1878
100, 000
85, 705
Topeka National Bank, Topeka, Kans J Aug. 7, 1878
17,495
100, 000
89, 300
First National Bank, Saint Joseph, Mo.' \\VJ:. 13,1878
10, 555
100, 000 :
67,110
First National Bank. Winchester, Ind i Aug. 24, 1878
9, 819
60, 000
52, 700
Muscatine National Bank, Muscatine, |
7,141
i oo, ooo : 44, 200
Iowa
Sept. 2,1878:
8,126
43, 700
Trader's National Bank, Chicago, 111.. Sept, 4,1878
200, 000 ;
26,446
Union National Bank, Rah way. X. J . . . Sept. 10,1878
89, 200
100, 000 I
9,311 |
45, 000
First National Bank, Sparta, 'Wis
Sept. 14,1878 j
50, 000
Herkimer County National Bank, Lit;
178, 300
47,571 !
200, 000 I
tie Falls, N. Y
Oct. 11,1878 \
31,152 :
100, 000 !
89,100 |
Farmers' National Bank, Bangor. Me Nov. 22,1878 '
Pacific National Bank, Council Blutfs,
8,313
Iowa
Nov. 30,1878
100,000 !
45,000 j
First National Bank, Anamosa, Iowa . Dec. 14,1878 |
5, 589
50,000 '
44, 500 |
Smithh'eld National Bank, Pittsburgh,
27,000 •
90, 000
Pa
. Dec. 16,1878
200, 000
4, 894 [
27, 000
First National Bank, Buchanan, Mich. Dec. 21,1878 \
50, 000
3,040 j
First National Bank, Prairie City, 111.. Dec. 24,1878 j
27, 000
50, 000
Corn Exchange National Bank, Chi!
403, 248
500, 000 I 450, 000
cago, 111
Jan. 4,1879 |




$20, 745
19, 980
22, 080
19, 332
27,835
85, 635
17, 338
22, 459
20, 324
27, 579
22, 223
45, 240
25, 968
15,
24,
25,
222,
27,
38,
28,

485
950
722
311
567
880
330

57,201
31, 625
26, 270
41, 409
19, 045
27, 367
28, 575
32, 518
18, 482
26, 054
26, 675
42, 599
35, 005
16, 927
57,108
26, 375
44, 687
18, 732
26, 005
29, 001
18, 352
33, 810
22,
18,
62,
71,
56,
42,

210
575 '
810
805
555
881

37,
35,
62,
35,

059
574
754
689

130, 729
57, 948
36, 687
38, 911
63, 000
22,106
23, 960
46, 752

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXI1I
Table of liquidating

Name and location of bank.

banks—Continued.
Circulation.

Date of liquidation.

Capital.
Issued.

Franklin National Bank, Columbus, .
Ohio
...iJan. 4,1879
Trader's National Bank, Bangor, Me..j Jan. 14,1879
First National Bank, Gonic, N. H . ... Jan. 14,1879
First National Bank, Salem, N. C
| Jan. 14,1879
First National Bank, G-ranville, Ohio.. j Jan, 14,1879
Commercial National Bank, Peters- i
burg,Va..
! Jan. 14,1879
First National Gold Bank, Stockton, !
Cal
j Jan. 14,1879
First National Bank, Sheboygan, Wis. j Jan. 14,1879
First National Bank, Boscobel, Wis .. Jan. 21,1879
National Marine Bank, Oswego, K F . | Jan. 25,1879
Central National Bank, Hightstown, i
N. J
I Feb. 15,1879
Brookville National Bank, Brookville, j
Ind
i Feb. 18,1879
Farmers' National Bank, Centreville, i
Iowa
i Feb. 27,1879
First National Bank, Clarinda, Iowa ..' Mar. 1,1879
Waterville National Bank, Water ville, j
Me
j Mar. 3,1879
First National Bank, Fremont, Pa
> Mar. 4,1879
First National Bank, Atlanta, 111
| Apr. 15,1879
Union National Bank, Aurora, 111
| Apr. 22,1879
National Bank of Menasha, Wis
j Apr. 26,1879
National Exchange Bank, Jefferson j
City, Mo
'May 8,1879
First National Bank, Hannibal, Mo
j May 15,1879
Merchant's National Bank, Winona, j
Minn
! June 16,1879
Farmers' National Bank, Keithsburg, j
111
! July 3,1879
First National Bank, Franklin, Ky ... i July 5,1879 |
National Bank of Salem, Ind
| July 8,1879
Fourth National Bank, Memphis, Tennj July 19,1879
Bedford National Bank, Bedford, Ind.. July 21,1879
First National Bank, Afton, Iowa ... Aug. 15,1879
First National Bank, Deer Lodge, Mont Aug. 16,1879
First National Bank, Batavia, 111
j Aug. 30,1879
National Gold Bank and Trust Com- j
pany, San Francisco, Cal
j Sept. 1,1879
Totals.




*$100,
100,
60,
150,
50,

000
000
000
000
000

Eetired.

$180, 000
76, 400
45, 597
128, 200
45, 000

Outstanding.

$103, 003
18, 380
9,362
16, 010
16,007

$76, 997
58, 020
36, 235
112,190
28, 993

99,800

10, 088

000
000
000
000

238, 600
45, 000
43, 900
44, 300

18, 660
5, 237
5,407
9, 757

100, 000

32, 400

5,255 i

100, 000

89, 000

8,570 |

80, 430

50, 000
50, 000

41, 500
45, 000
110, 300
64, 600
26, 500
82, 000
44, 500

510

40, 990
39, 778

120, 000
300,
50,
50,
120,

125,
75,
50,
125,
50,

000
000
000
000
000

100, 000

45, 000
88, 200
35, 000

50, 000
100, 000
50, 000
125, 000
100, 000
50, 000
50, 000
50,000

27, 000
54, 000
44, 400
45, 000
87, 200
26, 500
45, 000
44, 300

750, 000

5, 222 I
23,769 !
6,679 j
1,830 !

38,370,610 I 28,020,974
* Original capital $200,000.

940
763
493
543

27,145

3,899 !

86,
57,
24,
82,
40,

3, 385 |
4,416 |

41, 615
83, 784

1,180 '

33, 820

40, 000

50, 000
100, 000

89, 712
219,
39,
38,
34,

1,610 !
1, 180 |
1,240
330
1, 050 !
670

531
921
670
000
601

27, 000
52, 390
43, 220
43, 760
87, 200
26, 170
43, 950
43, 630
40, 000

22,259,204

5, 761,710

CXXIV REPORT OF THE COMPTROLLER OF THE CURRENCY.
National banks that have been placed in the hand* of receivers, together with their capital,
circulation issued, lawful money deposited with the Treasurer to redeem circulation, the
amount redeemed, and the amount outstanding on November 1, 1879.

Name and location of bank.

Capital.

Lawful
money deposited.

Circulation.
Issued.

Redeemed.

Outstanding.

First National Bank, Attica, NT. Y
\
$50, 000
$44,000
$43, 666
$44,000 !
Venango National Bank, Franklin, Pa .. |
300, 000
84, 588
85,000 |
85,000 !
Merchants' National Bank, Washington,
|
j
j
178, 659
D. C
j
200, 000
180,000
180,000 !
39, 686
First National Bank, Medina, N. Y
j
50, 000
40,000 I
40,000 !
Tennessee National Bank, Memphis, I
90, 000 |
89, 443
90,000 !
Tenn
'
100,000
85, 000 !
84, 326
85,000 !
First National Bank, Selma, Ala
100, 000
180,000 I 178, 075
First National Bank, New Orleans, La . J
500, 000
180,000
100,000 I
National Unadilla Bank, Unadilla, N. Y. J
120, 000
99, 564
100,000 !
Farmers and Citizens' National Bank,
253,900 ;
251, 841
Brooklyn, N. Y
j
300,000
253,900 i
180,000 |
179, 210
Croton National Bank, New York, N. Y . . I
200, 000
180,000 !
26, 034
26,300
26,300 ;
First National Bank, Bethel, Conn
60, 000
90, 000
First National Bank, Keokuk, Iowa
100, 000
90,000
89, 389
25,500
25, 323
National Bank of Vicksburg, Miss .. .. ;
50, 000
25, 500 I
44, 448
First National Bank, Rockford, 111
:
50, 000 > 45, 000
45, 000 '
First National Bank of Nevada, Austin,
'
129,700 !
127, 591
Nev
250, 000
129,700
800,000
Ocean National Bank, New York, N. Y . . . 1, 000, 000 !
800,000
782, 217
Union Square National Bank, New York,
i
50, 000
49, 221
N. Y
200,000'
50,000
243,393
238, 027
Eighth National Bank, New York, N. Y
250, 000
243,393 !
179,000
174, 805
Fourth National Bank, Philadelphia, Pa.;
200,000
179,000 |
71,000
68, 964
Waverly National Bank, Waverly, N. Y.
106,100
71,000 i
45,000
44,010
First National Bank, Fort Smith," Ark . . .
50, 000
45,000
135,000 I
132, 041
Scandinavian National Bank, Chicago, 111.
250, 000
135, 000
118,900 i
115, 112
Wallkill National Bank, Middleto wn, N. Y
175, 000
118,900
Crescent City National Bank, New Orleans, La...'
500, 000
450,000
430.885
450, 000 I
Atlantic National Bank, New York, N.Y
300,000
100, 000
97, 025
100,000 !
421, 398
First National Bank, Washington, D. C..
500, 000
450,000
450,000 ;
National Bank of the Commonwealth,
219, 901
234,000
New York, N. Y
750, 000
234,000 !
Merchants' National Bank, Petersburg,
326, 270
360,000
360, 000 i
Va
400, 000
162, 755
179,200 :
179,200
First National Bank, Petersburg, Va
200, 000
83, 473
90, 000. i
90,000 j
First National Bank, Mansfield, Ohio
100, 000
New Orleans National Banking Associa360,000 i 337, 500
339,337 j
tion, New Orleans, La
'.
600, 000
45,000 :
41, 715
45,000 I
First National Bank, Carlisle, Pa
50, 000
45,000 ;
41, 791
45, 000 I
First- National Bank, Anderson, Ind
50, 000
90,000 '• 82,342 !
90,000 |
First National Bank, Topeka, Kans
100, 000
95,000
86, 505 j
95,000 •
First National Bank, Norfolk, Va
100, 000
Gibson County National Bank, Prince43, 800
38,460 j
ton, I n d . . . . '
50,000
43,800
First National Bank of Utah, Salt Lake
City, Utah
.
150,000
134,991 :
125,553 !
134,991 :
Cook County National Bank, Chicago, 111
500,000
315,900 !
285,803 j
285,900
First National Bank, Tiffin, Ohio
100, 000 !
61,977 j
68,850 !
68,850 !
Charlottesville National Bank, Char118,515 ;
lottesville, Va
200, 000
146,685 j
117, 585
Miners' National Bank, Georgetown, Colo
150, 000 !
33,690
35, 857 '•• 45,000 |
Fourth National Bank, Chicago. Ill
200, 000
180,000 I
161, 792
180,000
27,000 i
16,170
First National Bank, Bedford, Iowa
30, 000
16,512
45,000 '
,
33, 802
First National Bank, Osceola, Iowa
50, 000
45,000
90,000
82, 904
First National Bank, Duluth, Minn
100, 000
90, 000
45,000
34, 100
First National Bank, La Crosse, Wis
50, 000
45,000 i
192, 273
City National Bank, Chicago, 111
250, 000
225, 000 i
225,000
67, 500 i
50, 446
Watkins National Bank, Watkins, X. Y
75, 000
67,500
52,200 i
39, 159
First National Bank, Wichita, Kans
60, 000
52, 200
50,000 i
40, 594
First National Bank, Greenfield, Ohio...
50, 000
50, 000
125, 513
National Bank, Fishkill, N. Y . ..."
200,000
177,200
125,200
First National Bank, Franklin, Ind
132, 000
130, 992 i
89,887 {
90, 992
Northumberland County National Bank,
Shamokin, Pn
'
67,000
60,300 !
39,595
39, 500
First National Bank, Winchester 111
50, 000
45,000 j
26,011 j
30, 000
National Exchange Bank, Minneapolis,
Minn
100,000
90,000 ;
44,615 |
National Bank of the State of Missouri,
Saint Louis, Mo
2,500,000
1,557,267 |
1,648,800 j 1,693,660
90, 000
70,848 I
First National Bank, Delphi, Ind
50, 000
28,600 j
45, 000
22,345 i
First National Bank, Georgetown, Colo..
75, 000
23,600
Lock Haven National Bank, Lock Haven, •
Pa
120. 000
35,043
40,000
71, 200 j
Third National Bank, Chicago, 111
750, 000
597,840 !
243, 618
246,500 |




$334
412
1,341
314
557
674
1, 925
436
2,059
790
266
611
177
552
2,109
17, 783
779
5,366
4,195
2, 036
990
2, 959
3,788

19,115
2, 975
28, 602
14, 099
33, 730
16, 445
6,527
22, 500
3,285
3,209
7,658
8,495
5, 340
9,438
30, 097
6,873
28, 170
11, 310
18, 208
10, 830
11,198
7,096
10, 900
32, 727
17, 054;
13, 041
9, 406
51, 68T
41,105
20, 705
18, 989
45, 385
136, 393
19,152
22, 655
36,157
354, 222

REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXV
National banks that have been placed in the hands of receivers, §c.—Continued.
P"
Capital.

Name and location of bank.

Central National Bank, Chicago, 111
First National Bank, Kansas City, Mo ..
Commercial National Bank, Kansas City,
Mo
First National Bank, Ashland, Pa
First National Bank, Tarrytown, N. T . . .
First National Bank, Allentown, Pa .
First National Bank, Waynesburg, P a . . .
Washington County National Bank,
Greenwich, N. Y
First National Bank, Dallas, Tex
People's National Bank, Helena, Mont . .
First National Bank, Bozeman, Mont . . .
Citizens' National Bank, Chavlottesville,
Va
Merchants' National Bank, Fort Scott,
Kans
Farmers' National Bank, Platte City, Mo
First National Bank, Warrensburg. Mo..
German-American National Bank, Washington, D. C
German National Bank, Chicago, 111
Commercial National Bank, Saratoga
Springs, N. Y
Second National Bank, Scranton, Pa
National Bank of Poultney, Yt
First National Bank, Monticello, Ind
First National Bank, Butler, Pa

"
Circulation.

Lawful
money deposited.

$200, 000
500, 000

Redeemed, j Outstanding.

Issued.

$20,876
16,970 i

$45, 000
44, 940

$25, 000
25, 000

$24,124
27, 970

100, 000
112,500 {
100,000
250,100 ;
100,000 J

44, 500
88, 000
46, 000
78, 641
69, 345

44,
88,
89,
78,
69,

500
000
200
641
345

18,902 i
40,557
42, 390
30, 651
64,620

25,
47,
46,
47,
4,

598
443
810
990
725

200,000 !
50,000 I
100,000 i
50, 000

114, 220
1.0. 000
18, 300
9,000

114,
29,
89,
44,

220
800
300
400

51,043
8,425 j
19,665 i
9,735

63,177
21, 375
69, 635
34, 665

90, 000

90, 000

82,154 j

7,846

50, 000
50, 000
100, 000

45, 000
27, 000
20,000

45, 000
27, 000
45, 000

15,897 i
3, 575
9,340 :

29,103
23, 425
35, 660

130, 000
500, 000

14, 500
367, 000

62, 500
450, 000

20,448 •
414,395 ;

42, 052
35, 605

100, 000
200, 000
100, 000
50, 000
50, 000

25, 000
91, 465
18, 000
900
31,165

86, 900
91, 465
90, 000
27, 000
71,165

23,421
12, 750
17, 892
1,920
3,100

63, 479
78, 715
72,108
25, 080
68, 065

17, 562, 600 10, 753, 653

Totals

100,000

12, 056, 387

9, 976, 506

2, 079, 881

Insolvent national banks, with date of appointment of receivers, amount of capital stock and
claims proved, and rate of dividends paid to creditors.
Capital
stock.

Dividends
paid.

Name and location of bank.

Receiver appointed—

First National Bank of Attica, N. Y.
Venango National Bank of Frank- I
lin, Pa,
Merchants' National Bank of Washington, D. C.
First National Bank of Medina,
N. Y.
Tennessee National Bank of Memphis, Tenn.
First National Bank of Selma, Ala.
First National Bank of New Orleans, La.
National Unadilla Bank of TJnadilla, N. Y.
Farmers and Citizens' National
Bank of Brooklyn, N. Y.
Croton National Bank of New
York, N. Y.
First National Bank of Bethel,
Conn.
First National Bank of Keokuk,
Iowa.
National Bank of Yicksburg, Yicksburg, Miss.
First National Bank of Rockford,
111.
First National Bank of Nevada,
Austin, Nev.
Ocean National Bank of New York,
N. Y.

Apr. 14,1865
May 1,1866

$50, 000
300, 000

$122, 089
434,186

Fr. ct.
58
Finally closed.
15

May 8,1866

200, 000

669, 513

24 r 7 0 Finally closed.

Claims
proved.

Mar. 13,1867

50, 000

82, 338

38!

Do.

Mar. 21,1867

100, 000

376, 932

17*

Do.

Apr. 30,1867
May 20,1867

100, 000
500, 000

289, 467
1,119, 313

42
70

Aug. 29,1867

120, 000

127, 801

45 T %

Sept. 6,1867

300, 000

1,191, 500

96£

Do.

Oct.

200, 000

170, 752

881

Do.

1,1867

Feb. 28,1868

60, 000

68, 986

100, 000

205, 256

68^

50,000

33, 562

5 per cent since last
report.
Finally closed.

98

Mar. 3,1868

35

Apr. 24,1868 1
Mar. 15,1869

50, 000

69, 874

Oct. 13,1869

250, 000

170, 012
1,282,254

100

157,120

100

Finally closed.

90

Dec. 13,1871 | 1, 000, 000

Finally closed.

j

Union Square National Bank of Dec. 15,1871 i
New York, N. Y.




Remarks.

200,000 !

5 per cent, since last
report, and 30 per
cent, interest dividend.
10 per cent, paid to
stockholders, and
finall, closed.

CXXVI REPORT OF THE COMPTROLLER OF THE CURRENCY.
Insolvent national banks, with date of appointment of receivers, $-c.—Continued,
Name and location of bank.

Receiver appointed—

Capital
stock.

Eighth National Bank of New
York, N. Y.
FourthNational Bank of Philadelphia, Pa.
"Waverlv National Bank of AVaverly,N. Y.
First National Bank of Fort Smith,
Ark.
Scandinavian National Bank of
Chicago, 111.
Wallkill National Bank of Middle-

Dec. 15,1871 ;

$250, 000

Claims
proved.
|

Crescent City National Bank of
Now Orleans, La.
Atlantic National Bank of New
York N Y
First National Bank of Washington, I). C.
National Bank of the Commonwealth, New York, N. Y.
Merchants' National Bank of PeFirst National Bank of Petersburg, Ya.
First National Bank of Mansfield,
Ohio.
New Orleans National Banking
Association of New Orleans, La.
First National Bank of Carlisle.
Pa.
First National Bank of Anderson,
Ind.
First National Bank of Topeka,
Kans.
First National Bank of Norfolk, Ya.
Gibson County National Bank of
Princeton, Ind.
First National Bank of Utah, Salt
Lake City, Utah.

Diviidends
paid.

Remarks.

Pr.cL

$378, 772 | 100

Finally closed.

Dec. 20,1871

200, 000 ;

645,558

Apr. 23,1872

106,100

1

79,864

May 2,] 872

50, 000

Dec. 12,1872

250, 000

249,174

32^ per cent, paid to
stockholders, and
finally closed.
loo ! 13 per cent, paid to
stockholders, and
finally closed.
40

Dec. 31,1872 i

175, 000

171, 468

100

Mar. 18,1873

500, 000

648, 608

80

Apr. 28,1873

300, 000

574, 512

90
100

15,142
[

Sept. 19,1873 j

500, 000 |

1, 619, 965

Sept. 22,1873 !

750, 000 !

796,995
992, 636

100

Do.

100

|

5 per cent, since last
report.
Do.
Finally closed.

100 ! 35 per cent, paid to
j stockholders.
34 ! Finally closed.

Sept. 25,1873

400, 000

Sept. 25,1873

200, 000 ;

167,285

76

Oct. 18,1873

100, 000

175, 068

45

!
Oct. 23,1873

600, 000

Oct. 24,1873

50, 000

1, 423, 825
1

50

60,280

Do.
|

72

Nov. 23,1873

50, 000

143, 534

Dec. 16,1873

100, 000

55, 372

J u n e 3,1874
Nov. 28, 1874

100, 000
50, 000

176, 330
62, 646

Dec. 10,1874

150, 000

93, 021

25 i
58fd Finally closed.
45
100

|

Finally closed.
9ro P e r cent, since
last report, and
finally closed.

24-*
1

Cook County National Bank of F e b . 1, 1875
Chicago, Iil.
First National Bank of Tiffin, Ohio. Oct. 22,1875

500, 000

989, 628

8

100, 000

237, 824

66

Charlottesville National Bank of
Charlottesville, Va.
Miners' National Bank of Georgetown, Colo.
Fourth National Bank of Chicago,
IU.;
First National Bank of Bedford,
Iowa.
First National Bank of Osceola,
Iowa.
First National Bank of Duluth,
Minn.
First National Bank of La Cross;1,

40 i 10 per cent, since last

19 percent, since last
report, and finally

Oct. 28,1875

200, 000

342, 794

J a n . 24, 1876

150, 000

92, 624

Feb.

1,1876

200, 000

35, 801

50 ;

Feb.

1, 1876

30, 000

50, 781

m

Feb. 25,1876

50,000

34. 535

100

Mar. 13, 1876

100, 000

S0; 941

72

Apr. 11,1876

50, 000

134,445

35

City National Bank of Chicago, 1 1 M a y 17, 1876
1

250, 000

703, G57

70

AVatkins National Bank of Watkins. N. Y.
First National Bank of Wichita,
Kans.
First National Bank of Greenfield,
Ohio.*
National Bank of Fishkill, Fishkill, N. Y.
First National Bank of Franklin,
Ind.
Northumberland County National
Bank, Shamokin., Pa.
First National Bank of AYinchester, Iil.
National Exchange Bank of Minneapolis, Minn.




report.

35

J u l y 12,1876

75, 000
60, 000

97.452 \

D e c 12,1876 '

25 per cent, since last
report.
Finally closed.

59,144 ! 100

Sept. 23, 1876

Finally closed.

50, 0(10

Jan.

27, 1877

200, 000

Feb. 13, 1877

132, 0(10

Mar. 12, 1877

67, 000

Mar. 16,1877

50,000

M a y 24,1877

100, 000

60

10 per cent, since last
report.
20 per cent, since last
report.
165. 435 j 62-1 1-h per cent, since
last report.
140, 568
60
10 per cent, since last
report.
223, 942
75
Do.
210, 797

55

100, 240

65

!

"ormerly in v o l u n t a r y liquidation.

REPORT OF THE COMPTROLLER OF THE CURRENCY CXXVII
Insolvent national banks, with date of appointment of receivers,
Receiver ap- : Capital
pointed— ! stock.

Name and location of bank.

tfc.—Continued.

Divi- j
dends;
paid.

Claims
proved.

Remarks.

Pr. et.
National Bank of the State of Mis- June 23,1877 :£2,500,000
souri, Saint Louis, Mo.
First National Bank of Delphi, Ind. July 20,1877
50,000
First National Bank of Georgetown, Colo.
Lock Haven National Bank of
Lock Haven, Pa.
Third National Bank of Chicago,
111.
Central National Bank of Chicago,
First National Bank of Kansas
City, Mo.
Commercial National Bank of
Kansas City, Mo.
First National Bank of Ashland,
Pa.*
First National Bank of Tarry town,
N. Y.
First National Bank of Allentown,
Pa.*
First National Bank of Waynesburg, Pa.*
Washington County National Bank
of Greenwich, N. Y.
First National Bank of Dallas, Tex.
People's National Bank of Helena,
Mont.
First National Bank of Bozeman,
Mont.
Citizens' National Bank of Charlottesville, Ya.*
Merchants' National Bank of Fort
Scott, Kans.*
Farmers' National Bank of Platte
City, Mo.

Aug. 18,1877

120,000

Nov. 24,1877

750,000

Dec.

1,1877

Feb.
Feb.
Feb.

133,112

75,000

Aug. 20, 1877 |

L, 887, 604

70
60

168,760 12J

:

252,117

60

200,000

988,233
297,814

90
55

11,1878

500,000 !

468,827

100,000 ;

75,175 100

28,1878 !

112,500 ;

33,105 100

100,000 j

118,362

Apr. 15,1878

250,000 |

39,968

50

May 15, 1878 j

100, 000 i

22,146

40

I

June 8,1878 [

80

262,812 100

200,000 |

June 8,1878 i
Sept. 13, 1878 ;

74,406
156,020

10
15

Sept. 14, 1878 j

50,000 !
100,000 !
i
50,000 |

Sept. 25,1878 !

100,000 I

27, 881

15

50,000 |

12, 449

100

Sept. 14,1878 ;

1,1878

19, 631

40

50,000

First National Bank of Warrensburg, Mo.
German American National Bank
of Washington, D. C.
German National Bank of Chicago,
111.*
Commercial National Bank of Saratoga Springs, N. Y.
Second National Bank of Scranton.
Pa.*
National Bank of Poultney, Yt
First National Bank of Monticello,
Ind
First National Bank of Butler, P a . .
Totals




30 per cent, since last
report.
20 per cent, since last
report.
15 per cent, since last
report.

30

11,1878

Mar. 23,1878

Oct.

35 p e r cent, since last
report.
10 per cent, since l a s t
repoi't.
Since last report.

Nov. 1,1878 I

100,000 I

150,

10

Nov. 1,1878

130,000

265, 556

10

Dec.

20,1878 !

500,000

183, 961

25

Feb.

11,1879 I

100,000

128, 354

60

Mar. 15,1879 !

200,000

117, 020

Apr. 7,1879 |
July 18,1879 |

100,000
50, 000

81, 665
19, 362

25

83,

15

July 23,1879

50,000
17, 5(52, 600

25, 001,728

* Formerly in voluntary liquidation.

31 per cent, paid to
stockholders.
Since last report, and
finally closed.
10 per cent, since last
report.
Since last report.

Do.
50 per cent, since last
report, and finally
closed.
Since last report.
Do.

Do.
Since last report.
Since last report 18
per cent, paid to
stockholders, and
finally closed.

TABLES CONTAINED IN EEPOET AND APPENDIX.

KEPORT.
ft. Table of the resources and liabilities of the national banks on October 2, 1879,
classified by reserve cities, &c
H. Table of the resources and liabilities of the national banks in October of each
year, from 1871 to 1879
11 r. Table, by geographical divisions, of the number, capital, and deposits of the
State banks and private bankers, &c, for the six months ending May 31,
1879
IV. Table, by geographical divisions, of the number, capital, and deposits of the
State banks and private bankers, &c, for the six months ending May 31,
1879, and of the national banks on June 14, 1879
V. Table of the number, capital, and deposits of the national banks, and of the
State banks and private bankers, and savings-banks at corresponding dates,
1876-1879
VI. Statement of the public debt at its maximum
VJLL. Table showing the amount of the principal and interest of the public debt of
Great Britain, 1793-1856
VJLL1. Table showing the principal and interest and cost of management of the public
debt of G-reat Britain, at dates given
IX. Table showing the amount, &c., of the French loans of 1871,1872, and 1873
X. Table showing the kinds and amounts of United States bonds outstanding
August 31,1865, July 1,1866 to 1879, and November 1,1879
XI. Table showing the kinds and amounts of United States bonds owned by the
national banks on July 1,1865 to 1879, and on November 1, 1879
XII. Table of the amounts and kinds of outstanding United States and national-bank
issues, from 1865 to 1879, at the dates given
"X"! i it Table showing the value of the legal-tender paper dollar in each year, from 1864
to 1879
XIV. Statement of the kinds and amounts of currency outstanding on November 1,
1879
XV. Table showing the cash reserve, held and required, by the national banks in
New York, in the other principal cities, and in the remainder of the country,
on October 1,1878, and January 1 and October 2,1879
XVI. Statement showing the value of circulation to national banks
XVII. Table showing, by geographical divisions, the capital and circulation authorized
and issued, together with the amount not called for by the national banks.. XVIII. Table of the amounts and kinds of United States bonds held as security for
national-bank circulation on November 1,1879
XTXT Table of the amounts of specie held by the national banks at the'dates of their
reports, from October, 1868, to October, 1879.
XX. Statement showing the movement of coin and bullion in the United States for
the fiscal year 1878-79, and the estimated amount in the country at the end
of that year
XXI. Table showing the amount of bullion held by the Bank of England in each year
from 1870 to 1879
XXH. Table showing the amount of coin and bullion held by the Bank of France on
December31, 1870-1878 and on October 30, 1879
XXIII. Table showing the classes of loans of the national banks in New York City in
October of each year from 1875 to 1879
XXIV. Statement of the rates of interest in New York and London, 1874 to 1879
XXV. Table showing the transactions o the New York clearing-house, yearly, from
1854tol879
XXVI. Statement showing the transactions of the assistant treasurer of the United
States at New York, with the clearing-house from November 25, 1878, to November 1,1879

cc—ix




Page>
IV
V

VI

VI

VI
VII
X
XI
XI
XII
XII
XIV
XV
XV

XVII
XXIV
XXTV
XXVH
XXVIH

XXIX
XXIX
XXIX
XXX
XXX
XXXI

XXXI

CXXX REPORT OF THE COMPTROLLER OF THE CURRENCY.
Page.
XXVII. Table showing, by denominations, the amounts of national-bank notes and of
legal-tender notes outstanding on November 1, 1879, and of the aggregate of
both outstanding on November 1,1877 and 1878
XXXII
XXYIII. Table showing, by denominations, the circulation of the Imperial Bank of
Germany outstanding on January 1, 1879
XXXIII
XXTx~. Table showing, by denominations, the circulation of the Bank of France outstanding on|January 30, 1879
XXXHI
XXX. Table, by States, of the number and capital of national banks which have
failed, with the amounts of claims proved, dividends paid and estimated yet
to be paid, and estimated losses
XXXIV
XXXI. Table, by States, of the number of State and savings banks, and private
bankers, which failed during the three years preceding January, 1879, with
the claims proved, amount paid and to be paid, and losses
XXXV
Table of the national banks and savings-banks which have failed in the city
of New York, with their liabilities, dividends paid, and estimated losses
XXXVI
Table showing, by States and Territories, the cost of the receiverships of insolvent national banks
XXXVII
XXXIV. Table showing the cost of receiverships of insolvent national banks in New
York city
'
XXXVII
XXXV. List of national banks which failed during the year ending November 1,1879,
and their capital
XXXVIH
XXXVT. List of insolvent national banks and percentage of dividends paid
XXXVIH
XXXVH. Table, by States and reserve cities, of the amount of the losses charged off by
national banks during the year ending September 1, 1879
XL
XXXVIH. Table, by geographical divisions, showing the losses of the national banks for
the years 1876, 1877, 1878 and 1879
XLI
XXXIX. Table of the amount of losses charged off by the national banks in the principal
cities in the years 1876, 1877, 1878 and 1879
XLI
XL. Table showing the amount of the surplus fund of the national banks near the
1st of January and July of each year since 1863, and the semi-annual increase
or decrease thereof
XLH
XLI. Table showing the capital, surplus, dividends, and earnings of the national
banks, semi-annually, from 1869 to 1878
XLHI
XLII. Table showing, by geographical divisions, the number and capital of the national banks that paid no dividends for the year 1879, and the number and
capital of such banks for 1876, 1877, and 1879, together with averages for the
four years
XLHI
XLIH. Table, by geographical divisions, of the ratios to capital and to capital and surplus of the dividends and earnings of the national banks for the years 1877,
1878 and 1879
:
XLXV
XLIV. Table, by States, reserve cities, and geographical divisions, of the capital and
the amount and rate of taxation of the national banks for the year 1878
XLV
XLV. Table showing the United States taxation of banks other than national, yearly,
from 1864 to 1879
XXVI
XLVI. Table showing the United States taxation of national banks, yearly, from 1864
to 1879
XLVH
XLVH. Table of the taxation of national banks, yearly, from 1866 to 1878
XLVn
X L V n i . Table, by geographical divisions, of the capital, and the amount and rates of
taxation of the national banks, for the years 1874, 1875, 1876, 1877 and 1878 . .
XLVIH
XLIX.|Table of the rates of taxation of the national banks in certain cities for the
years 1876, 1877 and 1878
XLIX
L. Table of the rates of taxation of the national banks in certain States for the
years 1876, 1877 and 1878
XLIX
LI. Table of the liabilities, and reserve, required and held, of the national banks
in New York City, in the other reserve cities, and in the States and Territories, at the dates of their reports in October of each year from 1875 to 1879..
L
LH. Table showing the movement of legal-tender reserve of the national banks in
New York City, weekly, in October of each year from 1873 to 1879, with the
ratio of the reserve to the liabilities
LI
LUC. Table showing the outstanding circulation of the national banks on November
1, of each year, from 1867 to 1879, and on June 20, 1874, January 14, 1875, and
May 31, 1878
LH
LIV. Table showing, by States, the issue and retirement of circulation for the year
ending November 1, 1879, and the total amount issued and retired since June
20, 1874




REPORT OF THE COMPTROLLER OF THE CURRENCY. CXXXI
Page.

LV. Table showing the issue and retirement of national-bank notes and the deposit

LYI.
LVH.

Lvm.
LIX.
LX.

LXI.

Lxn.

and retirement of legal-tender notes, monthly, for the year ending November
1, 1879
Statement showing concisely the operations of the acts of June 20, 1874, and of
January 14, 1875, to November 1,1879
Table showing the amounts of national-bank notes received for redemption,
monthly, by the Comptroller and at the Redemption Agency of the Treasury,
for the year ending November 1, 1879, and the amounts received from June
20, 1874, to November 1, 1878
Table, by denominations, of the number and amount of national-bank notes
issued and r edeemed from 1863 to 1879, and the number and amount outstanding November 1, 1879
T able showing the amount of national-bank notes destroyed, yearly, from 1863
to 1879
Table showing, by geographical divisions, the average number, capital, and
deposits of State banks and trust companies, private bankers, and savingsbanks, for the six months ending May 31,1879
Table, by States and reserve cities, and geographical divisions, of the number
of State banks, savings-banks, &c, with their average capital and deposits,
and the tax thereon, for the six months ending May 31, 1879
Synopsis of judicial decisions relative to national banks

LIV
LIV

LV

LVI
LVI

LVII

LVIII
LIX

APPENDIX.
I. Names and compensation of officers and clerks in the Office of Comptroller of
the Currency, and expenses of the office for fiscal year ending June 30,1879

n. Table, by States and geographical divisions, of the number of national banks
XLL

IV.
V.
VI.

vn.
vm

IX.
X.
XI.

xn.
ynr.
XJV.
XV.

XVI.

xvn.
xvin.
XIX.

XX.

LXXXI

organized, closed, and closing, and in operation, with their capital, bonds, and
circulation, November 1,1879
LXXX3H
Table showing, by States, the amount of national bank circulation issued, the
amount of legal-tender notes deposited in the United States Treasury to retire
national bank circulation, from June 20, 1874, to November 1, 1879, and
amount remaining on deposit at latter date
LXXXIV
Statement of the monthly increase and decrease of national bank circulation
since the passage of the act of January 14,1875
LXXXV
Table, by States, of the taxation of the national banks for the year 1867
LXXXVT
Table, similar to the one preceding, for the year 1869
LXXXVII
Similar table for the year 1874
LXXXVHI
Similar table for the year 1875... L
LXXXIX
Similar table for the year 1876... ?
XC
Similar table for the year 1877
XCI
Table, by geographical divisions, of the dividends and earnings of the national
banks, semi-annually, from 1870 to 1879
• XCII
Table, by States and reserve cities, of the ratios to capital, and to capital and
surplus, of the dividends and earnings of the national banks, from March 1,
1875, to September 1,1879
XCIV
Table, by States and reserve cities, of the dividends and earnings of the national banks, with their ratios to capital, and to capital and surplus, from
September 1, 1878, to March 1, 1879
XCVI
Table, by States and reserve cities, of the dividends and earnings of the national
banks, with their ratios to capital, and to capital and surplus, from March 1,
1879, to September 1,1879
XCVII
Table showing the liabilities and reserve of the national banks at the dates of
their reports, from September, 1873, to October, 1879
XCVIH
Table showing, by States and reserve cities, the liabilities and reserve of the
national banks on October 2, 1879
C
Table of the liabilities of the national banks, and of the reserve required and
held, at three dates in each year, from 1876 to 1879
CII
Table showing the clearings and balances of the banks of New York City for
the weeks ending at the dates given
CIII
Table showing the average weekly liabilities and reserve of the national banks
in New York City, as reported to the clearing-house, in September and October of each year from 1872 to 1879
CIV
Table showing, by States, reserve cities, and geographical divisions, the number
ot State banks, savings-banks, &c, with their average capital and deposits,
and the tax thereon, for the six months ending November 30, 1876
CV




CXXXII REPORT OF THE COMPTROLLER OF THE CURRENCY.
YYTT Similar table for the six months ending May 31,1877
XXTL Similar table for the six months ending May 31, 1878
XXTTT. Table, by geographical divisions, of the number, average capital, and deposits
of the State banks and private bankers, savings-banks and trust and loan
companies, for the six months ending November 30, 1875
XXIV. Similar table for the six months ending May 31,1876
XXV. Similar table for the six months ending November 30, 1876
XXVI. Similar table for the six months ending May 31,1877
XXVIL Similar table for the six months ending May 31,1878
XXVJLLL Table, by geographical divisions, of the number, average capital, and deposits
of State banks and trust companies, private bankers, and savings-banks, for
the six months ending May 31,1878
YXi x. Table, by geographical divisions, of the number, average capital, and deposits
of the State banks and private bankers, &c, for the six months ending May
31, 1878, and of the national banks on June 29,1878
"X"x"x*T Table, by States, of the resources and liabilities of State banks, at dates named.
TYYT. Table showing the aggregate resources and liabilities of State banks, from 1875
to 1879
XxX it. Table by States, of the resources and liabilities of trust companies, at dates
named
XXXTTT. Table showing the aggregate resources and liabilities of trust companies, from
1875 to 1879
X x x i V . Table, by States, of the resources and liabilities of savings-banks, at dates
named
XXXV. Table showing the aggregate resources and liabilities of savings-banks from
1875 to 1879
XXXVX Table, by States, of the aggregate deposits of savings-banks, the number of
their depositors, and the average amount due to each, in 1878 and 1879
XXXVH. Table showing the number and denominations of national-bank notes issued,
redeemed, and outstanding November 1 in each year, from 1869 to 1879
XXXVm. List of national banks in voluntary liquidation, with their capital, circulation
issued and retired, and circulation outstanding November 1,1879
!x"x*XTx*. List of insolvent national banks, with their capital, circulation issued and redeemed, and circulation outstanding November 1,1879
XL. List of insolvent national banks, with their capital stock, claims proved, and
dividends paid, and date of appointment of receivers
XLL Aggregate resources and liabilities of the national banks at the dates of their
reports, from 1863 to 1879
XLH. Abstracts, by States, Territories, and reserve cities, of the reports made by the
national banks since October 1,1878
XLHL Report of the condition of each national bank on the second day of October,
1879




CVI
CVII

CVHI
CVHI
CVIH
CLX
CIX

CIX

CX
CX
CXH
CXTTT
CXm
CXTV
CXV
CXVI
CXVH
CXVIH
CXXTV
CXXV
1
15
59

AGGREGATE RESOURCES AND LIABILITIES

THE NATIONAL BANKS
FROM

OCTOBEB, 1863, TO OCTOBEB, 1879.

H. Ex. 3




A

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1

863.

JANUARY.

APRIL.

JULY.

OCTOBER 5.

Resources.
66 banks.
$5,466,088 33
5, 662,600 00
106,069 12

IT S. bonds and securities.
€Mher item5*
t
Due from nat'l and other b'ks.
ji»eal estate furniture &c
Current expenses
Premiums paid
f»hecks and other cash items
Sills of nat'l and other banks
Specie and other lawfulmon'y.
Total

2, 625, 597 05
177,565 69
53,808 92
2,503 69
492,138 58
764, 725 00 1
1,446, 607 62
16, 797, 644 00

1864.
JANUARY 4.

JULY 4.

OCTOBER 3.

109 banks.

307 banks.

467 banks.

508 banks.

$10, 666, 095 60
15,112, 250 00
74, 571 48

$31, 593, 943 43
41,175,150 00
432, 059 95

$70,746, 513 33
92, 530, 500 00
842, 017 73

$93, 238, 657 92
108, 064,400 00
1,434, 739 76

*4, 786,124 58
381,144 00
118, 854 43

4, 699,479 56
8. 53-7, 90S 94
755, "06 41
352, 720 77

15, 935,730 13
17, 337, 558 66
1, 694, 049 46
502, 341 31

19,965,720 47
14, 051, 396 31
2, 202, 318 20
1, 021, 569 02

577, 507 92
895, 521 00
5, 018, 622 57

2, 651, 916 96
1, 660, 000 00
22, 961,411 64

5, 057,122 90
5, 344,172 00
42,283,798 23

7, 640,169 14
4, 687, 727 00
44, 801,497 48

37, 630. 691 58

Loans and discounts
IT. S. bonds and securities
fHher items
Due from national banks
Due from other b'ks and b'k'rs
Seal estate, furniture, &e
€urrent expenses
Checks and other cash items..
Bills of nat'l and other banks.
Specie and other lawfulmon'y.
Total

A "31k 4.

114, 820,287 66

252,273, 803 75

297,108,195 30

1865.
JANUARY 2.

APRIL 3.

JULY 3.

OCTOBER 2.

638 banks.

907 banks.

1,294 banks.

1,513 banks.

loans and discounts. •
¥. S. bonds and securities—
Other items

$166,448, 718 00
176, 578,750 00
3,294,883 27

$252,404, 208 07
277, 619, 900 00
4,275,769 51

$362,442,743 08
391,744, 850 00
12,569,120 38

$487,170,136 29
427,731,300 00
19, 048,513 15

Duo from national banks
Duo from other b'ks and b'k'rs
Keal estate, furniture, &c
Current expenses
Premiums paid

30,820,175 44
19, 836, 072 83
4,083, 226 12
1, 053,725 34
1, 323, 023 56

40, 963, 243 47
22, 554, 636 57
6, 525,118 80
2,298, 025 65
1, 823,291 84

76, 977, 539 59
26, 078, 028 01
11, 231, 257 28
2, 338, 775 56
2, 243, 210 31

89,978,980 55
17,393,232 25
14,703,281 77
4, 539, 525 11
2,585,501 06

Checks and other cash items..
Bills of nat'l and other banks.
Specie
l*egal tenders and fract'l cur'y

17, 837,496
14,275,153
4,481, 937
72,535,504

Total




77
00
68
67

29,681,394 13
13,710, 370 00
6,659, 660 47
112, 999, 320 59

512,568,666 68

771,514,939 10

41,314,904
21,651, 826
9,437,060
168,426,166

50
00
40
55

72,309,854 44
16, 247, 241 00
18, 072, 012 59
189,988,496 28

1,126,455,481 66 1 1,359,768,074 49

^Including amount due from national banks.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Batiks from October, 1863, to October, 1879.
1
JANUARY.

§63.
APRIL.

JULY.

OCTOBER 5.

Liabilities.
66 banks.
$7,188,393 00

Capital stock

128,030 06
8,497,681 84
981,178 59
2,360 51

Undivided profits
. . .
Individual and other deposits.
Due to nat'l and other banks*.
Other items

16, 797, 644 00

Total

1

§64.

JANUARY 4.

APRIL 4.

JULY 4.

OCTOBER 3.

139 banks.

307 banks.

467 banks.

508 banks.

$14, 740, 522 00

Surplus fund
Undivided profits

$42, 204, 474 00

$75, 213, 945 00

$86, 782, 802 00

1, 625, 656 87

1,129, 910 22
3, 094, 330 11

2,010,286 10
5, 982, 392 22

30,155 00
19, 450,492 53
2,153, 779 38
822, 914 86

9, 797, 975 00
51, 274, 914 01
6, 814, 930 40
3,102, 337 38

25, 825, 665 00
119, 414, 239 03
27, 382, 006 37
213, 708 02

45, 260, 504 00
122,166, 536 40
34, 862, 384 81
43; 289 77

37, 630, 691 58

Capital stock

114, 820, 287 66

252, 273, 803 75

297,108,195 30

432, 827 81

National b'k notes outstanding
Individual and other deposits.
Due to nat'l and other banks*.
Other items

Total

1

§65.

JANUARY 2.

JULY 3.

OCTOBER 2.

638 banks.
Capital stock

APRIL 3.

907 banks.

1,294 banks.

1,513 banks.

$135,618, 874 00
8,663, 311 22
12, 283, 812 65

Surplus fund
Undivided profits

$215, 326, 023 00

$325,834,558 00

$393,157,206 00

17,318,942 65
17, 809, 307 14

31, 303, 565 64
23,159,408 17

38,713,380 72
32, 350, 278 19

National b'k notes outstanding

66,769, 375 00

98, 896,488 00

131,452,158 00

171,321,903 00

Individual and other deposits.
United States deposits

183,479,636 98
37,764,729 77

262,961,473 13
57, 630,141 01

398,357,559 59
58, 032,720 67

500,910,873 22
48,170,381 31

Due to national banks
Due to other b'ks and bankers*

30,619,175 57
37,104,130 62

41, 301,031 16
59, 692,581 64

78,261,045 64
79, 591, 594 93

90,044,837 08
84,155,161 27

Other items

265,620 87

578,951 37

462,871 02

944,053 70

Total

512,568,666 68

771,514,939 10

1,126,455,481 66

1,359,768,074 49




* Including State bank circulation outstanding.

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Aggregate resources and liabilities of the National
1

866.

Loans and discounts
U. S. b'ds dep'd to secure circ'n
Other U. IS. b'ds and securities
Oth'r stocks, b'ds, and. mortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of national and other b'ks
Specie
Legal tenders and fract'l cur'y
Total

JANUAKY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 b a n k s .

Resources.

1,612 b a n k s .

1,634 b a n k s .

1,644 banks.

$500, 650,109
298, 376, 850
142, 003, 500
17, 483, 753

19
00
00
18

93, 254, 551 02
14,658,229.87
15, 436, 296 16
3,193, 717 78
2, 423, 918 02
89, 837, 6S4
20,406,442
19,205, 018
187, 846, 548

50
00
75
82

1,404, 776, 619 29

$528, 080, 526
315, 850, 300
125, 625, 750
17, 379, 738
87, 564, 329
13, 682, 345
15, 895, 564
4, 927, 599
2, 233, 516

70
00
00
92
71
12
46
79
31

105, 490, 619
18,279, 816
17, 529, 778
189, 867, 852

36
00
42
52

1, 442, 407, 737 31

$550,353, 094
326, 483, 350
121,152, 950
17, 565, 911

17
00
00
46

$603, 314, 704
331, 843, 200
94, 974, 650
15, 887, 490

96, 696, 482
13, 982, 613
16, 730, 923
3, 032, 716
2, 398, 872
96, 077,134
17, 866,742
12, 629, 376
201,425, 041

66
23
62
27
26
53
00
30
63

107, 650,174
15, 211,117
17,134, 002
5,311,253
2, 493, 773
103, 684, 249
17, 437, 779
9,226,831
205, 793, 578

j
83 j
00 1
00
06
18
16
58
35
47
21
00
82
76

1, 476, 395, 208 13

1,526, 962, 804 42

1 867.
JANUARY 7.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

Loans and discounts
U. S. b'ds dep'd to secure circ'n
U. S. b'ds dep'd to sec're dep'ts
0. S. b'ds and sec'ties on hand.
Oth'r stocks, b'ds, and mortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks
Specie
Legal tenders and fract'l cur'y
Compound interest notes
Total

APllIL 1.
1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$608, 771, 799
339, 570, 700
36,185, 950
52, 949, 300
15,073,737

61
00
00
00
45'

$597, 648, 286
338, 863, 650
38,465, 800
46, 639, 400
20,194, 875

53
00
00
00
21

92, 552,206
12, 996,157
18, 925, 315
2, 822, 675
2, 860, 398
101,430, 220
19, 263, 718
1,176,142
19,726, 043
104, 872, 371
82, 047, 250

29
49
51
18
85
18
00
00
20
64
00

94,121,186
10, 737, 392
19, 625, 893
5, 693, 784
3,411, 325
87, 951,405
12, 873, 785
825, 748
11, 444, 529
92, 861, 254
84, 065, 790

21
90
81
17
56
13
00
00
15
17
00

1, 511, 222, 985 40

1

1,465,451,105 84

$588, 450, 396
337, 684, 250
38,368,950
45, 633, 700
21, 452, 615

12
00
00
00
43

$609, 675, 214
338, 640,150
37, 862,100
42, 460, 800
21, 507, 881

61
00
00
00
42

308, 911
663, 322
800, 905
249,153
338, 600

87
82
86
31
37

95, 217, 610
8, 389, 226
20,639,708
5, 297, 494
2, 764,186

14
47
23
13
35

128, 312,177
16,138, 769
531, 267
11,128, 672
102, 534, 613
75,488, 230

79
00
00
98
46
00

134, 603, 231
11, 841,104
333, 209
12, 798, 044
100,550,849
56, 888, 250

51
00
00
40
91
00

92,
9,
19,
3,
3,

1,494, 084, 526 01

1,499,469, 060 17

868.

JANUARY 6.

Total




JULY 6.

OCTOBER 5.

1,642 b a n k s .

Loans and discounts
U. S. b'ds dep'd to secure circ'n
D". S. b'ds dep'd to sec're dep'ts
U. S. b'ds and sec'ties on hand.
Oth'r stocks, o'ds, and mortg's
Due from national banks
Due from other b'ks and b'k'rs
Real estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of national banks
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Compound interest notes
Three per cent, certificates ..

APRIL 6.
1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$616, 603,479
339, 064, 200
37,315,750
44,164, 500
19, 365, 864

89
00
00
00
77

99, 311, 446
8,480,199
21,125, 665
2, 986, 893
2, 464, 536

60
74
68
86
96

109, 390, 266
16, 655, 572
261, 269
1, 927, 876
20, 981, 601
114, 306,491
39, 997, 030
8, 245, 000

37
00
00
78
45
00
00
00

1,502, 647,644 10

65
00
00
00
33

$655, 729, 546
339, 569,100
37, 853,150
43, 068, 350
20, 007, 327

42
00
00
00
42

$657, 668, 847
340, 487, 050
37, 360,150
36, 817, 600
20, 693,406

83
0§
00
00
40

95, 900, 606 35
7, 074, 297 44
22, 082, 570 25
5, 428, 460, 25
2, 660,106 09

114,434, 097
8, 642, 456
22, 699, 829
2, 938, 519
2, 432, 074

93
72
70
04
37

102, 278, 547
7, 848, 822
22,747, 875
5, 278, 911
1, 819, 815

77
24
18
22
50

124, 076, 097
13, 210,179
342, 550
1, 863, 358
20, 755, 919
100,166,100
19,473,420
44, 905, 000

71
00
00
91
04
00
00
00

143, 241, 394
11, 842, 974
222, 668
2, 262, 791
13, 003,713
92,453,475
4, 513,730
59, 080, 000

99
00
00
97
39
00
00
00

$628, 029, 347
339, 686, 650
37,446, 000
45, 958, 550
19, 874, 384

114, 993, 036
12, 573, 514
196,106
1, 825, 640
18, 373, 943
84, 390, 219
38, 917, 490
24, 255, 000

23
00
00
16
22
00
00
00

1,499,668, 920 97

1,572,167, 076 26

1, 559, 621,773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Banlcs from October, 18637 to October, 1879—Continued.
1

866.

Capital stock

JANUARY 1.

APRIL 2.

JULY 2.

OCTOBER 1.

1,582 b a n k s .

Liabilities.

1,612 b a n k s .

1,634 b a n k s .

1,644 b a n k s .

$403, 357, 346 00

$409,273, 534 00

$414,270,493 00

$415,472, 369 00

Surplus fund
Undivided profits
National b'k notes outstanding
State bank notes outstandingIndividual deposits
TJ. S. deposits
Dep'ts of U. S. disb'sing officers

43, 000, 370 78
28, 972, 493 70

44, 687, 810 54
30, 964,422 73

50,151, 991 77
29, 286,175 45

53, 859, 277 64
32, 593,486 69

213, 239, 530 00
45, 449,155 00

248, 886, 282 00
33, 800, 865 00

267, 798, 678 00
19, 996,163 00

280,253, 818 00
9, 748, 025 00

522, 507, 829 27
29, 747, 236 15

534, 734, 950 33
29,150, 729 82

533, 338,174 25
36, 038,185 03
3, 066, 892 22

564, 616,777 64
30,420,819 80
2, 979, 955 77

Due to national banks
Due to other b'ks and bankers -

94, 709, 074 15
23, 793, 584 24

89, 067, 501 54
21, 841, 641 35

96, 496, 726 42
25, 951, 728 99

110, 531, 957 31
26,986, 317 57

1,404, 776, 619 29

1,442,407, 737 31

1,476, 395, 208 13

1, 526, 962,804 42

Total

1867.
JANUARY 7.

APRIL 1.

JULY 1.

OCTOBER 7.

1,648 b a n k s .

1,642 b a n k s .

1,636 b a n k s .

1,642 b a n k s .

$420,229, 739 00

$419, 399, 484 00

$418, 558,148 00

$420, 073, 415 00

59, 992, 874 57
26, 961, 382 60

60, 206, 013 58
31,131, 034 39

63, 232, 811 12
30, 656, 222 84

66, 695, 587 01
33, 751, 446 21

National b'k notes outstanding
State bank notes outstanding

291, 436, 749 00
6, 961, 499 00

292, 788, 572 00
5, 460, 312 00

291, 769, 553 00
4,484,112 00

293, 887, 941 00
4, 092,* 153 00

Individual deposits
U. S. deposits
Dep'ts ofTJ. S. disb'sing officers
Due to national banks
Due to other b'ks and bankers.

558, 699, 768 06
27, 284, 876 93
2, 477, 509 48

512, 046,182 47
27, 473, 005 66
2, 650, 981 39

539, 599, 076 10
29, 838, 391 53
3, 474,192 74

540, 797, 837 51
23, 062,119 92
4, 352, 379 43

92, 761, 998 43
24, 416, 588 33

91,156, 890 89
23,138, 629 46

89, 821, 751 60
22, 659, 267 08

93, 111, 240 89
19, 644, 940 20

1, 511, 222, 985 40

1,465,451,105 84

1, 494, 084, 526 01

1,499,469, 060 17

Capital stock
Surplus fund
Undivided profits

Total

186

8.

JANUARY 6.

JULY 6.

OCTOBER 5.

1,642 b a n k s .

CajDital stock

APRIL 6.
1,643 b a n k s .

1,640 b a n k s .

1,643 b a n k s .

$420, 260, 790 00

$420, 676, 210 00

$420,105,011 00

$420, 634, 511 00

Surplus fund
Undivided profits
National b'k notes outstanding
State bank notes outstanding -

70, 586,125 70
31, 399, 877 57

72, 349,119 60
32, 861, 597 08

75, 840,118 94
33, 543, 223 35

77, 995,761 40
36, 095, 883 98

294, 377, 390 00
3, 792, 013 00

295, 336, 044 00
3, 310,177 00

294, 908, 264 00
3,163, 771 00

295,769,489 00
2, 906,352 00

Individual deposits
U. S. deposits
Dep'ts of U. S. disb'sing officers

534, 704,709 00
24, 305, 638 02
3,208, 783 03

532, 011,480 36
22, 750, 342 77
4, 976, 682 31

575, 842, 070 12
24, 603, 676 96.
3,499, 389 99

580, 940, 820 85
17, 573, 250 64
4, 570, 478 16

Due to national banks
Due to other b'ks and bankers .

98,144, 669 61
21, 867, 648 17

94, 073, 631 25
21, 323, 636 60

113, 306, 346 34
27, 355, 204 56

99,414, 397 28
23, 720, 829 18

1,502,647,644 10

1,499, 668, 920 97

1, 572,167,076 26

Total




1, 559, 621, 773 49

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
869.

1
JANUARY 4.

Loans and discounts
IT. S. bonds to secure circ'lat'n
IT. S. bonds to secure deposits
U. S. b'ds and sec'ties on hand.
Oth'r stocks, b'ds, and mortg's
Due from redeeming agents..
Due from other national banks
Due from State b'ks and b'k'rs
Heal estate, furniture, &c
Current expenses
Premiums paid
Checks and other cash items.
Bills of other national banks.
Fractional currency
Specie
Legal-tender notes
Three per cent, certificates ..
Total

APKIL 17.

JUNE 12.

OCTOBER 9.

1,628 b a n k s .

Resources.

1,620 b a n k s .

1,619 b a n k s .

1,617 b a n k s .

$644, 945, 039
338, 539, 950
34, 538, 350
35, 010, 600
20,127,732

53
00
00
00
96

$662, 084, 813
338, 379, 250
29, 721, 350
30, 226, 550
20, 074,435

47
00
00
00
69

$686, 347, 755
338, 699, 750
27, 625, 350
27,476, 650
20, 777, 560

81
00
00
00
53

$682, 883,106
339,480,100
18,704, 000
25 903, 950
22, 250,697

97
00
00
00
14

65, 727, 070
36, 067, 316
7, 715, 719
23, 289, 838
3, 265, 990
1, 654, 352

80
84
34
28
81
70

57, 554, 382
30, 520, 527
8, 075, 595
23, 798,188
5, 641,195
1,716,210

55
89
60
13
01
13

62, 912, 636
35, 556, 504
9,140,919
23, 859,271
5, 820, 577
1,809, 070

82
53
24
17
87
01

56, 669, 562
35, 393, 563
8, 790, 418
25,169,188
5, 646, 382
2, 092, 364

84
47
57
95
96
85

142,605,984
14, 684,799
2, 280,471
29, 626,750
88,239,300
52, 075,000

92
00
06
26
00
00

154,137,191
11,725,239
2, 088, 545
9, 944, 532
80, 875,161
51,190, 000

23
00
18
15
00
00

161, 614, 852
11, 524,447
1, 804, 855
18, 455, 090
80, 934,119
49, 815, 000

66
00
53
48
00
00

108, 809, 817
10, 776, 023
2, 090, 727
23, 002, 405
83, 719, 295
45, 845, 000

37
00
38
83
00
00

1,540,394,266 50

1, 517, 753,167 03

1

1, 497, 226, 604 33

1, 564,174, 410 65

87 o.

JANUARY 22.

MARCH 24.

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 b a n k s .

1,615 banks.

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

Loans and discounts. $688, 875, 203
Bonds for circulation. 339, 350, 750
Bonds for deposits... 17, 592, 000
TJ. S. bonds on hand. 24, 677,100
Other stocks and b'ds 21, 082, 412
Due from red'g agents
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
National bank notes
Fractional currency.
Specie
Legal-tender notes. .
Three percent, cert'fs
Total

70 $710,848, 609
00 339, 251,350
00
16,102,000
00
27, 292,150
00
20, 524, 294
05
73, 435,117
26
29, 510, 688
54
10, 238,219
26, 330, 701
01
6, 683,189
00
2, 680, 882
41

71, 641,486
31, 994, 609
9, 319, 560
26, 002,713
3,469, 588
2,439,591
111, 624, 822 00

15, 840, 669 00
2,476, 9C6 75
48, 345, 383, 72
87,708, 502 00
43, 820, 000 00

11, 267, 703
75, 317, 992
14,226,817
2, 285,499
37, 096, 543
82,485, 978
43, 570, 000

39 $719, 341,186 06 $715, 928, 079 81 $725, 515, 538 49
00 338, 845, 200 00 340, 857, 450 00 344,104, 200 00
15,704, 000 00
15, 381, 500 00
15,189, 500 00
00
28, 276, 600 00
22, 323, 800 00
23, 893, 300 00
00
23,300, 681 87
23, 614, 721 25
22, 686, 358 59
55
74, 635, 405 61
66, 275, 668 92
64, 805, 062 88
98
3G, 128, 750 66
33, 948, 805 65
37, 478,166 49
11
10, 430, 781 32
9, 202, 496 71
9, 824,144 18
85
26, 593, 357 00
27,470, 746 97
28, 021, 637 44
24
6, 324, 955 47
5, 871, 750 02
6, 905, 073 32
54
3, 076, 456 74
2, 491, 222 11
3, 251, 648 72
39
12
22
00
02
44
00
00

11,497,534
83, 936, 515
16, 342, 582
2,184, 714
31, 099, 437
94, 573, 751
43, 465, 000

13
64
00
39
78
00
00

12, 536, 613
79, 089, 688
12, 512, 927
2, 078,178
18,460, 011
79, 324, 577
43, 345, 000

57
39
00
05
47
00
00

13, 229,403
76, 208,707
17, 001, 846
2,150, 522
26, 307, 251
80, 580, 745
41, 845, 000

34
00
00
89
59
00
00

1,546,261,357 44 1,529,147,735 85 1,565,756,909 67 1,510,713,236 92 1,538,998,105 93

1.
MARCH 18.

APRIL 29.

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 b a n k s .

1,707 banks.

1,723 b a n k s .

1,767 b a n k s .

1,790 b a n k s .

Loans and discounts. $767,858,490 59
Bonds for circulation 351, 556,700 00
Bonds for deposits... 15,231,500 00
U. S. bonds on hand. 23, 911,350 00
Other stocks and b'ds 22, 763, 869 20
Due from red'g agents 83,809,188 92
Due from nat'l banks 30,201,119 99
Due from State banks 10, 271,605 34
28,805,814 79
Real estate, &c
6,694, 014 17
Current expenses
3, 939, 995 20
Premiums paid
11, 642,644 74
Cash items
Clear'g-house exch'gs 100, 693, 917 54
National bank notes. 13,137,006 00
Fractional currency. 2,103, 298 16
25,769,166 64
Specie
Legal-tender notes... 91, 072, 349 00
Three per cent, cert'fs 37, 570, 000 00
Total




$779,321, 828
354,427,200
15,236, 500
22,487, 950
22,414, 659
85, 061, 016
38, 332, 679
11,478,174
29, 242,762
6,764,159
4, 414,755
12, 749, 289
130, 855, 698
16, 632, 323
2,135, 763
22,732, 027
106, 219,126
33, 935, 000

11 $789,416, 568 13 $831, 552,210 00 $818, 996, 311 74
00 357, 388,950 00 364, 475, 800 00 366, 840, 200 00
28, 087, 500 00
23,155,150 00
15, 250, 500 00
00
17,753, 650 00
17, 675, 500 00
24, 200, 300 00
00
24, 517, 059 35
23, 061,184 20 '
23,132, 871 05
05
86, 878, 608 84
77, 985, 600 53
92, 369, 246 71
31
43, 525, 362 05
43, 313, 344 78
39, 636, 579 35
74
12, 772, 669 83
13, 069,301 40
11, 853, 308 60
71
30, 089, 783 85
30, 070, 330 57
29, 637, 999 30
79
6,153, 370 29
7, 330, 424 12
6, 295, 099 46
73
5, 500, 890 17
5, 956, 073 74
5, 026,385 97
40
84
15
00
09
02
00
00

13,101,497
102, 091,311
19,101, 389
2,160,713
19, 924, 955
122,137, 660
30, 690, 000

95
75
00
22
16
00
00

14, 058,268
101,165.854
14,197, 653
2,095,485
13, 252, 998
109,414,735
25, 075, 000

83
52
00
79
17
00
00

13,784,424
114, 538, 539
13, 085,904
2, 061, 600
29, 595, 299
93, 942,707
21,400, 000

78
93
00
89
56
00
00

1,627,032,030 28 1,694,440,912 94 |l,703,415,335 65 1,730,566,899 72 1,715,861,897 22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Banks from October, 1863, to October, 1879—Continued.
1

869.

JANUARY 4.

Liabilities.

APRIL 17.

JUNE 12.

OCTOBER 9.

1,620 b a n k s .

1,619 b a n k s .

$419, 040, 931 00

$420, 818, 721 00

$422, 659,260 00

$426, 399,151 m

81,169, 936 52
35, 318, 273 71

82,653,989 19
37,489, 314 82

82, 218, 576 47
43, 812, 898 70

86,165, 334 32
40, 687, 300 92

Xat'l banknotes outstanding..
State bank notes outstanding

294,476,702 00
2, 734, 669 CO

292,457,098.00
2, 615 : a?7' 00

292, 753, 286 00
2, 558, 874 00

293, 593, 645 Of
2, 454, 697 0%

Individual deposits
U. S. deposits
Dep'tsXJ. S. disbursing officers.

568, 530, 934,11
13, 211, 850 19
3,472, 884 90

547, 922,174 91
10,114, 328 32
3, 665,131 61

574, 307, 382 77
10, 301, 907 71
2, 454, 048 99

511, 400,196 61
7,112, 646 6?
4, 516, 648 12

Due to national banks
Due to State banks and b'k'rs

95,453,139 33
26, 984, 945 74

92, 662, 648 49
23, 018, 610 62

100, 933, 910 03
28, 046, 771 30

95,067,892 8S
23, 849, 371 62

2,464, 849 81
1, 870, 913 26

2, 392, 205 61
1, 735,289 07

3, 839, 357 1«
2,140, 363 12

1,517,753,167 03

1, 564,174, 410 65

1, 497, 226, 604 31

1,628 b a n k s .

Capital stock
Surplus fund
Undivided profits

Xotes and bills re-discounted.
Bills payable
Total

1, 540,394,266 50

1,617 b a n k s .

1 8 70.
JANUARY 22.

Capital stock

JUNE 9.

OCTOBER 8.

DECEMBER 28.

1,615 banks.
Surplus fund
Undivided profits
STat'l bank circulation
State bank circulation

MARCH 24.
1,615 b a n k s .

1,612 b a n k s .

1,615 b a n k s .

1,648 b a n k s .

$426, 074, 954 00 $427, 504, 247 00 $427, 235,701 00 $430, 399, 301 00

$435,356, 004 00

90,174,281 14
34, 300,430 80

90, 229, 954 59
43,109,471 62

91, 689, 834 12
42,861,712 59

94, 061, 438 95
38, 608, 618 91

94, 705, 740 34
46,056,428 55

292, 838, 935 00
2, 351, 993 00

292, 509,149 00
2, 279,469 00

291,183, 614 00
2, 222, 793 00

291, 798, 640 00
2,138, 548 00

296, 205,446 0%
2, 091, 799 0®

Dividends unpaid
2, 299, 296 27
Individual deposits .. 546, 236, 881 57
U. S. deposits
6, 750,139 19
Dep'ts U. S. dis. offi'rs 2, 592, 001 21
Due to national banks 108, 351, 300 33
Due to State banks .. 28, 904, 849 14
Xotes re-discounted . 3, 842, 542 30
1, 543, 753 49
Bills payable
Total
1,546,261,357 44

1,483, 416 15

1, 517, 595 18

2,462, 591 31

2, 242, 556 4S

516, 058, 085 26
6,424,421 25
4, 778,225 93

542,261, 563 18
10, 677, 873 92
2, 592, 967 54

501, 407, 586 90
6, 807, 978 49
4, 550,142 68

507, 368, 618 6?
6, 074,407 90
4,155, 304 25

109, 667, 715 95
29, 767, 575 21

115,456,491 84
33, 012,162 78

100, 348,292 45
29, 693, 910 80

106, 090, 414 53
29, 200, 587 29

2,462, 647 49
2, 873, 357 40

2, 741, 843 53
2, 302, 756 99

3, 843, 577 67
4, 592, 609 76

4, 612,131 08
4, 838, 667 83

1,529,147,735 85 1,565,756,909 67 1,510,713,236 92

1,538,998,105 93

18 7 1.
MARCH 18.

Capital stock

JUNE 10.

OCTOBER 2.

DECEMBER 16.

1,688 b a n k s .

Surplus fund
Undivided profits

APRIL 29.
1,707 b a n k s .

1,723 b a n k s .

1,767 b a n k s .

1,790 b a n k s .

$444,232,771 00 $446,925,493 00 $450, 330, 841 00 $458, 255, 696 00

$460, 225, 866 06

96, 862, 081 66
43,883,857 64

97, 620, 099 28
44,776, 030 71

98, 322, 203 80
45, 535, 227 79

101,112, 671 91
42, 008,714 38

101, 573,153 6?
48,630,925 81

Nat'l bank circulation
State bank circulation

301,713,460 00
2, 035, 800 00

306,131, 393 00
1, 982, 580 00

307, 793, 880 00
1, 968, 058 00

315, 519,117 00
1, 921, 056 00

318, 265,481 00
1,886, 538 00

Dividends unpaid
Individual deposits .
U. S. deposits
Dep'ts U. S. dis. offi'rs

1, 263, 767 70

2,235,248 46

1,408, 628 25

4, 540,194 61

1, 393, 427 9B

561,190, 830 41
6, 314, 957 81
4, 813, 016 66

611, 025,174 10
6, 521, 572 92
3,757, 873 84

602,110, 758 16
6, 265,167 94
4, 893,907 25

600,868,486 55
20, 511, 935 98
5, 393, 598 89

596, 586, 487 54
14, 829, 525 65
5, 399,108 34

Due to national banks
Due to State banks...

118,904,865 84
37, 311 519 13

128, 037,469 17
36,113, 290 67

135,167, 847 69
41, 219, 802 96

131, 730, 713, 04
40,211,971 67

118, 657, 614 16
38,116, 950 67

Notes re-discounted. Bills payable

3, 256, 896 42
5,248, 206, 01

3, 573,723 02
5,740,964 77

3,120, 039 09
5, 278, 973 72

3, 964, 552 57
4, 528,191 12

4, 922,455 78
5, 374, 362 67

1,627,032,030 28 11,694,440,912 94 1,703,415,335 65 1,730,566,899 72

1,715,861,897 22

Total




REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
FEBRUARY 27.

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

Resources.

1,843 b a n k s .

1,853 banks.

1,919 b a n k s .

1,940 b a n k s .

Loans and discounts $839, 665, 077 91
Bonds for circulation 370, 924, 700 00
Bonds for deposits... 15, 870, 000 00
TJ. S. bonds on hand. 21, 323,150 00
Other stocks and b'ds 22, 838, 338 80
Due from red'g agents 89, 548, 329 93
Due from nat'l banks. 38,282, 905 80
Due from State banks 12, 269, 822 68
30, 637, 676 75
Real estate, &c
6, 265, 655 13
Current expenses
6, 308, 821 86
Premiums paid
12,143,403 12
Cash items
Clear'g-house exch'gs 93,154, 319 74
[National bank notes. 15, 552, 087 00
Fractional currency . 2, 278,143 24
?5 507, 825 32
Specie
Legal-tender notes... 97,865,400 00
U. S. cert'fs of deposit
Three per cent, cert's 18, 980, 000 00
Total

$844, 902, 253 49 $871, 531,448 67 $877,197, 923 47 $885, 653,449 62
374,428,450 00 377, 029, 700 00 382, 046,400 00 384,458, 500 00
15,169, 000 00
15, 409, 950 00
15,479, 750 00
16, 304,750 00
19, 292,100 00
16,458, 250 00
12,142, 550 00
10,306,100 00
21,538,914 06
22, 270, 610 47
23, 533,151 73
23,160, 557 29
82,120, 017 24
91, 564, 269 53
80,717,071 30
86, 401,459 44
36, 697, 592 81
39,468,323 39
34,486, 593 87
42,707, 613 54
12, 299,716 94
13, 014, 265 26
12,976, 878 01
12, 008, 843 54
30, 809, 274 98
31,123, 843 21
32,276,498 17
33, 014, 796 83
7, 026, 041 23
6, 719, 794 90
6, 310,428 79
8,454, 803 97
6, 544,279 29
6, 616,174 75
6, 546, 848 52
7, 097,847 86
12, 401,171 40
13,458,753 80
14, 916, 784 34
13, 696, 723 85
114,195, 966 36
88, 592, 800 16 110,086, 315 37
90,145,482 72
18,492, 832 00
16, 253, 560 00
15, 787, 296 00
19, 070, 322 00
2,143, 249 29
2, 069,464 12
2,151, 747 88
2, 270,'576 32
24,433, 899 46
24,256, 644 14
10, 229, 756 79
19, 047, 336 45
105, 732, 455 00 122, 994, 417 00 105,121,104 00 102, 922,369 00
6, 710, 000 00
12, 650, 000 00
7,140, 000 00
4,185, 000 00
15, 3G5, 000 00
12, 005, 000 00

1,719,415,657 34 1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1,773,556,532 43

3.
FEBRUARY 28.

APRIL 25.

JUNE 13.

SEPTEMBER 12.

DECEMBER 26.

1,947 banks.

1,962 banks.

1,968 banks.

1,976 b a n k s .

1,976 b a n k s .

Loans and discounts $913, 265,189
Bonds for circulation. 384, 675, 050
Bonds for d e p o s i t s . . . 15, 035, 000
TJ. S. bonds on h a n d . 10,436, 950
Other stocks and b'ds 22, 063, 306
D u e from red'g agents 95,773,077
D u e from nat'l banks. 39,483, 700
D u e from State b a n k s 13, 595, 679
34, 023, 057
Real estate, &c
6,977, 831
C u r r e n t expenses
7, 205, 259
P r e m i u m s paid
11, 761, 711
Cash items
Clear'g-house exch'gs 131, 383, 860
National b a n k notes. 15, 998, 779
2, 289, 680
Fractional c u r r e n c y .
17,777, 673
Specie
97,141, 909
Legal-tender n o t e s . .
TJ. S. cert'fs of deposit 18, 460, 000
1, 805, 000
T h r e e per cent, cert's

Total

67 $912, 064, 267 31 $925, 557, 682 42 $944, 220,116 34 $856,816, 555 05
00 386, 763, 800 00 388, 080, 300 00 388,330,400 00 389,384,400 00
14,805,000 00
15, 935, 000 00
14, 815,200 00
16, 235, 000 00
00
8, 824, 850 00
9,789,400 00
8, 630, 850 00
9, 613, 550 00
00
23, 709, 034 53
22, 912, 415 63
24, 358,125 06
22,449,146 04
20
96,134,120 66
97,143, 326 94
73, 032, 046 87
88, 815, 557 80
10
41,413, 680 06
43, 328, 792 29
40,404,757 97
38, G71, 088 63
09
12, 022, 873 41
14, 073, 287 77
11,185,253 08 j
12, 883, 353 37
17
34, 661, 823 21
34, 820, 562 77
35, 556,746 48 !
34, 210, 878 07
77
6, 985,436 99
7,154,211 69
8, 678,170 39
7, 410, 045 87
35
7,752, 843 87
7, 890, 962 14
7, 987, 707 14
7, 559, 987 67
67
11, 433, 913 22
13, 036,482 58
12, 321, 972 80
11,425, 209 00
50
88, 926, 003 53
91, 918, 526 59
62, 881, 342 16
94,132,125 24
95
16,103, 842 00
20, 394, 772 00
21, 403,179 00
19, 310, 202 00
00
2, 302, 775 26
2,197, 559 84
2, 287,454 03
2,198, 973 37
21
19, 868,469 45
27, 950, 086 72
26, 907, 037 58
16, 868, 808 74
53
92, 522, 663 00 108,719, 506 00
00 100, 605, 287 00 106,381,491 00
20, 610, 000 00
22, 365, 000 00
24, 010, 000 00
18, 370, 000 00
00
305, 000 00
710, 000 00
00

1,839,152,715 21 1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 1,729,380,303 61

18 7 4 .
FEBRUARY 27.

MAY 1.

JUNE 26.

OCTOBER 2.

DECEMBER 31.

1,975 banks.

1,978 banks.

1,983 b a n k s .

2,004 b a n k s .

2,027 banks.

Loans and discounts. $897, 859, 600
Bonds for circulation. 389, 614, 700
Bonds for deposits. . 14, 600, 200
TJ. S. bonds on hand. 11, 043,400
Other stocks and b'ds 25, 305, 736
D u e from r e s ' v e a g ' t s 101, 502, 861
D u e from n a t ' l b a n k s . 36, 624, 001
D u e from State b a n k s 11, 496, 711
36, 043, 741
Real estate, &c
6, 998, 875
Current expenses
8,741, 028
P r e m i u m s paid
10, 269, 955
Cash items
Clear'g-house exch'gs 62, 768,119
National b a n k n o t e s . 20,003,251
2,309, 919
Fractional currency
Specie
. . . 33,365, 863
102,717, 563
Legal-tender n o t e s . . .
TJ. S. cert'fs of deposit 37,235,000
Dep. w i t h TJ. S. Treas

Total




46 $923, 347, 030 79 $926,195,671 70 $954,394,791 59 $955, 862, 580 51
00 389, 249,100 00 390, 281, 700 00 383,254, 800 00 382, 976, 200 00
14, 890, 200 00
14, 890, 200 00
14, 714, 000 00
14, 691,700 00
00
10,152, 000 00
10,456, 900 00
15, 290, 300 00
13, 313, 550 00
00
25,460, 460 20
27, 010, 727 48
28, 313,473 12
27, 807, 826 92
24
94, 017, 603 31
97,871,517 06
80,488, 831 45
83, 885,126 94
58
41, 291, 015 24
45, 770, 715 59
48,100, 842 62
39, 695,309 47
39
12, 374, 391 28
12,469, 592 33
11,196, 611 73
11, 655, 573 07
47
36, 708, 066 39
37, 270, 876 51
38,112, 926 52
39,190, 683 04
50
7, 547, 203 05
7, 550,125 20
7, 658,738 82
5, 510, 566 47
75
8, 680, 370 84
8, 563, 262 27
8, 376, 659 07
8, 626,112 16
77
11, 949, 020 71
10, 496, 257 00
12, 296,416 77
14, 005, 517 33
50
94, 877, 796 52
63, 896, 271 31
97, 383, 687 11 112, 995, 317 55
19
20, 073, 452 00
23, 527, 991 00
18,450, 013 00
22,532,336 00
00
2,187,186 69
2, 283, 898 92
2, 224, 943 12
2, 392, 668 74
73
32,569,969 26
22, 326, 207 27
21,240, 945 23
22,436,761 04
58
80, 021, 946 00
82, 604, 791 00
00 101,692, 930 00 103,108, 350 00
40,135, 000 00
47, 780, 000 00
42, 825, 000 00
33, 670,000 00
00
91, 250 00
20, 349, 950 15
21, 043,084 36

1,808,500,529 16 1,867,802,796 28 1,851,840,913 64 1,877,180,942 44 1,902,409,638 46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

BanJcsfrom October, 1863, to October, 1879—Continued.
FEBRUABY 27.

Capital stock

APRIL 19.

JUNE 10.

OCTOBER 3.

DECEMBER 27.

1,814 banks.

Liabilities.

1,843 banks.

1,853 banks.

1,919 b a n k s .

1,940 banks.

$464, 081, 744 00 $467, 924, 318 00 $470, 543, 301 00 $479, 629,174 00

$482, 606, 252 00

Surplus fund
Undivided profits . . . .

103, 787, 082 62
43, 310, 344 46

104, 312, 525 81
46,428, 590 90

105,181, 943 28
50, 234, 298 32

110, 257, 516 45
46, 623, 784 50

111, 410, 248 98
56, 762, 411 89

ISTat'l bank circulation
State bank circulation
Dividends unpaid....

321, 634, 675 00
1, 830, 563 00

325, 305, 752 00
1, 763, 885 00

327, 092, 752 00
1, 700, 935 00

333, 495, 027 00
1, 567,143 00

336, 289, 285 00
1, 511, 396 00

1, 451, 746 29

1, 561, 914 45

1, 454, 044 06

3,149, 749 61

1, 356, 934 48

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..

593, 645, 666 16
7,114, 893 47
5, 024, 699 44

620, 775, 265 78
6, 355, 722 95
3,416, 371 16

618, 801, 619 49
6, 993, 014 77
5, 463, 953 48

613, 290, 671 45
7, 853, 772 41
4, 563, 833 79

598,114, 679 26
7, 863, 894 93
5,136, 597 74

128, 627, 494 44
39, 025,165 44

120, 755, 565 86
35, 005,127 84

132, 804, 924 02
39, 878, 826 42

110, 047, 347 67
33, 789, 083 82

124, 218, 392 83
34, 794, 963 37

Notes re-discounted.. 3, 818, 686 91
6, 062, 896 11
Bills payable
Total
1,719,415,657 34

4, 225, 622 04
5, 821, 551 76

4, 745,178 22
5, 942,479 34

5, 549,431 88
6, 040, 562 66

6, 545, 059 78
6, 946, 416 17

1,743,652,213 55 1,770,837,269 40 1,755,857,098 24 1, 773, 556, 532 43

1 8 ? 3.
FEBRUARY 28.

JUNE 13.

SEPTEMBER 12.

1,947 b a n k s .

Capital stock

APRIL 25.
1,962 banks.

1,968 banks.

1,976 b a n k s .

$484, 551, 811 00 $487, 891, 251 00 $490,109, 801 00 ' $491, 072, 616 00

DECEMBER 26.
1,976 b a n k s .
$490, 266, 611 00

Surplus fund
Undivided profits

114, 681, 048 73
48, 578, 045 28

115, 805, 574 57
52, 415, 348 46

116, 847, 454 62
55, 306,154 69

120, 314, 499 20
54, 515,131 76

120, 961,267 91
58, 375,169 43

ISTat'l bank circulation
State bank circulation
Dividends unpaid

336, 292, 459 00
1, 368, 271 00

338,163, 864 00
3, 280, 208 00

338, 788, 504 00
1, 224, 470 00

339, 081 799 00
1,188, 853 00

341, 320, 256 00
1,130, 585 00

1,465, 993 60

1,462, 336 77

1,400,491 90

1, 402, 547 89

1, 269, 474 74

Individual deposits .. 656,187, 551 61
7, 044, 848 34
U. S. deposits
Dep'ts U. S.dis. officers 5, 835, 696 60
Due to national banks 134, 231, 842 95
Due to State banks .. 38,124, 803 85
Notes re-discounted.
5,117, 810 50
Bills payable
5, 672, 532 75
Total
1,839,152,715 21

616, 848, 358 25
7, 880, 057 73
4, 425, 750 14

641,121, 775 27
8, 691, 001 95
6, 416, 275 10

622, 685, 563 29
7, 829, 327 73
8, 098, 560 13

540, 510, 602 78
7, 680, 375 26
4, 705, 593 36

126, 631, 926 24
35, 036, 433 18

137, 856, 085 67
40, 741, 788 47

133, 672, 732 94
39, 298,148 14

114, 996, 666 54
36, 598, 076 29

5, 403, 043 38
7, 059,128 39

5, 515, 900 67
7, 215,157 04

5, 987, 512 36
5,480, 554 09

3, 811, 487 89
7,754,137 41

1,800,303,280 11 1,851,234,860 38 1,830,627,845 53 ;1,729, 380, 303 61

18 7 4 .
FEBRUARY 27.

JUNE 26.

OCTOBER 2.

1,975 b a n k s .
Capital stock

MAY 1.
1,978 b a n k s .

1,983 banks.

2,004 b a n k s .

$490, 859,101 00 $490, 077, 001 00 $491,003,711 00 $493, 765,121 00

1 DECEMBER 31.
2,027 b a n k s .
$495, 802,481 00

123,497, 347 20
Surplus fund.
Undivided p r o f i t s . . . . 50, 236, 919 88

125, 561, 081 23
54, 331, 713 13

126, 239, 308 41
58, 332, 965 71

128, 958,106 84
51, 484,437 32

130,485,641 37
51,477, 629 33

N a t ' l bank circulation 339, 602, 955 00
State b a n k circulation
1, 078, 988 00

340, 267, 649 00
1, 049, 286 00

338,538,743 00
1, 009, 021 00

333, 225, 298 00
964, 567 00

331,193,159 00
860,417 00

Dividends unpaid

1, 291, 055 63

2, 259,129 91

1, 242, 474 81

3, 516, 276 99

6, 088, 845 01

Individual deposits . . 595, 350, 334 90
U. S. deposits
7, 276, 959 87
D e p ' t s U.S. dis.officers
5, 034, 624 46

649, 286, 298 95
7, 994,422 27
3, 297, 689 24

622, 863,154 44
7, 322, 830 85
3,238 639 20

669, 068, 995 88
7, 302,153 58
3, 927, 828 27

682, 846, 607 45
7,492, 307 78
3, 579, 722 94

D u e to national b a n k s 138,435,388 S9
D u e to State b a n k s . . 48,112, 223 40

135, 640, 418 24
48,683,924 34

143, 033, 822 25
50, 227, 426 18

125,102, 049 93
50, 718, 007 87

129,188, 671 42
51,629,602 36

3, 448, 828 92
4, 275, 002 51

4, 581, 420 38
4, 772, 662 59

4, 436, 256 22
4, 352, 560 57

4,197, 372 25
4, 950, 727 51

6, 365, 652 97
5, 398, 900 83

N o t e s re-discounted.
Bills payable

Total




1,808,500,529 16 1,867,802,796 28 |l,851,840,913 64 |1,877,180,942 44 jl, 902, 409, 638 46

10

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
5.
MARCH 1.

MAY 1.

JUNE 30.

OCTOBER 1.

DECEMBER 17.

2, 029 banks.

Resources.

2, 046 banks.

2, 076 banks.

2, 088 banks.

2, 086 banks.

Loans and discounts. $956,485, 939 35
Bonds for circulation 380, 682, 650 00
Bonds for deposits .. 14,492, 200 00
U. S. bonds on hand. 18, 062,150 00
Other stocks and b'ds 28,268,841 69
Due from res've ag'ts 89, 991,175 34
Due from nat'l banks. 44, 720, 394 11
Due from State banks 12, 724, 243 97
39, 430, 952 12
Real estate, &c
7,790, 581 86
Current expenses
9, 006, 880 92
Premiums paid
11, 734, 762 42
Cash.items
Clear'ghouse exch'gs 81,127,796 39
Bills of other banks.. 18, 909,397 00
Fractional currency. 3, 008, 592 12
16, 667,106 17
Specie
Legal-tender notes. .. 78, 508,170 00
TJ. S. cert'fs of deposit 37,200, 000 00
Due from IT. S. Treas. 21, 007, 919 76
To^al

74 $972,926, 532 14 $984, 691, 434 40 $962, 571, 807 70
00 375,127, 900 00 370, 321, 700 00 363,618,100 00
14,147, 200 00
14, 097, 200 00
13, 981, 500 00
00
12,753, 000 00
13, 989, 950 00
16, 009, 550 00
00
32, 010,316 18
33, 505, 045 15
31,657,960 52
10
89, 788, 903 73
85, 701, 259 82
81, 462, 682 27
75
48, 513, 388 86
47, 028, 769 18
44, 831, 891 48
57
11,625,647 15
11, 963,768 90
11, 895, 551 08
39
40, 969, 020 49
42, 366, 647 65
41, 583, 311 94
99
4, 992, 044 34
7, 841,213 05
9, 218,455 47
42
8, 742,393 83
8, 670,091 18
9,442, 801 54
14
12,433,100 43
12, 758,872 03
11,238,720 72
88
88, 924, 025 93
75,142, 863 45
67, 886, 967 04
05
24,261, 961 00
18, 528,837 00
17,166,190 00
00
2, 620, 504 26
2, 595,631 78
2,901, 023 10
44
18, 959, 582 30
8, 050, 329 73
17, 070, 905 90
64
87,492, 895 00
76,458,734 00
70,725, 077 00
00
47,310, 000 00
48,810, 000 00
31,005,000 00
00
19, 640, 785 52
19, 686, 960 30
19, 202,256 68
29

$971,835,298
378,026, 900
14,372,200
14,297,650
29,102,197
80,620, 878
46,039, 597
12,094, 086
40, 312, 285
7,706, 700
8,434,453
13,122,145
116,970,819
19, 504,640
2, 702, 326
10, 620, 361
84, 015, 928
38, 615, 000
21, 454,422

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1,823,469,752 44

1

§7 6 .

MARCH 10.

MAY 12.

JUNE 30.

OCTOBER 2.

DECEMBER 22.

2, 091 b a n k s .

2, 089 b a n k s .

2, 091 b a n k s .

2, 089 b a n k s .

2,082 b a n k s .

Loans and discounts. $950, 205, 555 62 $939, 895, 085 34 $933, 686, 530 45 $931, 304, 714 06 $929, 066, 40S 42
Bonds for circulation. 354, 547, 750 00 344, 537, 350 00 339,141, 750 00 337,170,400 00 336,705,300 00
14,757,000 00
14, 698, 000 00
14,128, 000 00
14, 328, 000 00
Bonds for deposits... 14, 216, 500 00
31, 937, 950 00
33,142,150 00
26, 577, 000 00
30, 842, 300 00
U. S. bonds on h a n d . . 25, 910, 650 00
31, 565, 914 50
34,445,157 16
30, 905,195 82
32, 482, 805 75
Other stocks and b'ds 30,425,430 43
83,789,174 65
87,326,950 48
87, 989, 900 90
Due from res've ag'ts 99, 068, 360 3-3 •86, 769, 083 97
44, 011, 664 97
47, 525, 089 98
44, 328, 609 46
47, 417, 029 03
Due from nat'l banks. 42, 341, 542 67
12, 415, 841 97
12, 061, 283 08
13,262,193 9G
10, 989, 507 95
Due from State banks 11,180, 562 15
43,498,445 49
43,121, 942 01
41, 937, 617 25
42,183, 958 78
42, 722,415 27
Real estate, &c
9, 818,422 88
6, 987, 644 46
8, 296, 207 85
6,820,573 35
5, 025, 549 38
Current expenses
10, 811, 300 66
10, 715, 251 16
10, 946, 713 15
10,414, 347 28
10, 621, 634 03
Premiums paid
10, 658,709 26
12, 043,139 68
9, 517, 868 86
9, 693,186 37
11, 724, 592 67
Cash items
68, 027, 016 40
87, 870, 817 06
50, 806, 632 63
75, 328, 878 84
Clear'g-house exch'gs 58, 863,182 43
17, 521, 663 00
15, 910, 315 00
20, 347, 964 00
20, 398,422 00
Bills of other b a n k s . . 18, 536, 502 00
1,146, 741 94
1,417, 203 66
3, 215, 594 30
2,771,886 26
1, 987, 897 44
Fractional currency.
32, 999, 647 89
21, 360, 767 42
29, 077, 345 85
2],714, 594 36
25, 218, 469 92
Specie
66, 221, 400 00
84, 250, 847 00
79, 858, 661 00
90, 836, 876 00
Legal-tender n o t e s . . . 76, 768, 446 00
26, 095. 000 00
29,170, 000 00
27, 380, 000 00
27, 955, 000 00
U . S . cert'fs of deposit 30, 805, 000 00
16, 359, 491 73
16, 743, 695 40
16, 911, 680 20
17, 063, 407 65
Duefrom TJ. S. Treas. 18, 479,112 79

Total

1,834,369,941 70 1,793,300,002 78 |l,825,760,967 28 1,827,265,367 61 1,787,407,093 76

1 8 7 7.
JANUARY 20.
2,083 b a n k s .

Loans and discounts. $920, 561, 018 65
Bonds for circulation 337, 590,700 00
Bonds for deposits... 14, 782, 000 00
TJ. S. bonds on hand. 31, 988, 650 00
Other stocks and b'ds 31, 819, 930 20
Due from res've ag'ts. 88, 698, 308 85
Due from nat'l banks. 44, 844, 616 88
Due from State banks 13, 680, 990 81
43,704,335 47
Real estate, &c
4,131, 516 48
Current expenses
10, 991, 714 50
Premiums paid
10,295,404 19
Cash items
Clear'g-house exch'gs 81,117, 889 04
Bills of other banks.. 18, 418, 727 00
Fractional currency. 1, 238, 228 08
49, 709, 267 55
Specie
Legal-tender notes .. 72, 689, 710 00
U. S. cert'fs of deposit 25,470, 000 00
Due from U. S. Treas. 16,441, 509 98
Total




APRIL 14.

JUNE 22.

OCTOBER 1.

DECExMBER 28.

2, 073 b a n k s .

2,078 b a n k s .

2, 080 b a n k s .

2,074 b a n k s .

$911, 946, 833 88 $901, 731,416 03 $891, 920, 593 54 $881, 856,744 87
339,658,100 00 337,754,100 00 336, 810, 950 00 343, 869, 550 00
15, 084, 000 00
14, 971, 000 00
14, 903, 000 00
13, 538,000 00
32, 964, 250 00
32, 344, 050 00
30, 088, 700 00
28,479,800 00
32, 554, 594 44
35, 653, 755 29
34,435, 995 21
32,169,491 03
84, 942,718 41
82,132,099 96
73, 284,133 12
75,960,087 27
42, 027, 778 81
44, 567, 303 63
45, 217, 246 82
44,123,924 97
11, 911, 437 36
11, 246, 349 79
11, 415, 761 60
11,479, 945 65
44, 736,549 09
44, 818,722 07
45, 229,983 25
45,511,932 25
7, 842, 296 86
7, 910, 864 84
6, 915,792 50
8,958,903 60
10, 494, 505 12
10, 320, 674 34
9, 219,174 62
8, 841,939 09
10,410,623 87
10, 099, 988 46
11, 674, 587 50
10, 265, 059 49
85,159,422 74
57, 861,481 13
74,525,215 89
64, 664,415 01
17, 942, 693 00
20,182, 948 00
15, 531,467 00
20,312, 692 00
1,114, 820 09
1, 055,123 61
900, 805 47
778,084 78
27, 070, 037 78
21, 335, 996 06
22, 658,820 31
32, 907,750 70
72, 351, 573 00
78, 004, 386 00
66, 920, 684 00
70, 568, 248 00
32,100, 000 00
44, 430, 000 00
33,410, 000 00
26, 515, 000 00
16, 291, 040 84
17, 932, 574 60
16,021,753 01
16,493, 577 08

1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

REPORT OF THE COMPTROLLER OF THE CURRENCY.

11

Banks from October, 1863, to October, 1879—Continued.
1 § 7 5.
MARCH 1.

Capital stock

MAYl.

JUNE 30.

OCTOBER 1.

2,029 b a n k s .

Liabilities.

2,046 b a n k s .

2,076 b a n k s .

2,088 b a n k s .

$496,272, 901 00 $498, 717,143 00 $501, 568, 563 50 $504, 829, 769 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

DECEMBER 17.
2,086 b a n k s .
$505,485,865 00

131, 249, 079 47
51, 650, 243 62

133,169, 094 79
52,160,104 68

134, 356, 076 41
52, 964, 953 50

133,085,422 30
59,204, 957 81

324, 525, 349 00
824,876 00

Dividends unpaid

131, 604, 608 66
55, 907, 619 95
323, 321, 230 00
815, 229 00

318,148,406 00
786, 844 00

318, 350, 379 00
772, 348 00

314,979,451 00
752,722 00

1, 601, 255 48

2, 501, 742 39

6,105, 519 34

4, 003, 534 90

1, 353, 396 80

Individual deposits - TJ. S. deposits
Dep'tsU.S.dis. officers

647, 735, 879 69
7, 971, 932 75
5, 330,414 16

695, 347, 677 70
6, 797, 972 00
2, 766, 387 41

686,478, 630 48
6, 714,328 70
3,459, 061 80

664, 579, 619 39
6,507,531 59
4, 271,195 19

618, 517,245 74
6, 652,556 67
4,232, 550 87

Due to national banks
Due to State banks...

137, 735, 121 44
55, 294, 663 84

127, 280, 034 02
53, 037, 582 89

138, 914, 828 39
55, 714, 055 18

129, 810, 681 60
49, 918, 530 95

119,843, 665 44
47, 048,174 56

Notes re-discounted..
Bills payable

4, 841, 600 20
4, 786,436 57

5, 671, 031 44
6, 079, 632 94

4, 261,464 45
5, 758, 299 85

5, 254,453 66
6, 590, 234 43

5, 257,160 61
7, 056, 583 64

Total

1,869,819,753 22 1,909,847,891 40 1,913,239,201 16 1,882,209,307 62 1, 823,469, 752 44

6.
MARCH 10.

JUNE 30.

OCTOBER 2.

2,091 b a n k s .
Capital stock

MAY 12.
2,089 banks.

2,091 banks.

2,089 b a n k s .

$504,818,666 00 $500, 982, 006 00 $500, 393,796 00 $499,802,232 00

DECEMBER 22.
2,082 b a n k s .
$497,482, 016 00

133,091, 739 50
51,177, 031 26

131, 795,199 94
49, 039,278 75

131, 897,197 21
46, 609, 341 51

132, 202,282 00
46,445, 215 59

131,390, 664 67
52, 327,715 08

X a t ' l b a n k circulation 307,476,155 00
714, 539 00
State b a n k circulation

300, 252, 085 00
667, 060 00

294,444, 678 00
658, 938 00

291, 544, 020 00
628, 847 00

292, 011, 575 00
608, 548 00

Surplus fund
Undivided profits

1, 405, 829 06

2, 325, 523 51

6,116, 679 30

3,848,705 64

1, 286, 540 28

Individual d e p o s i t s . . 620, 674, 211 05
6, 606, 394 90
U. S. deposits
4, 313, 915 45
D e p ' t s U . S . d i s . officers

612, 355, 096 59
8,493, 878 18
2, 505, 273 30

641, 432, 886 08
7, 667,722 97
3, 392, 939 48

651, 385,210 19
7, 256, 801 42
3, 746, 781 58

619, 350, 223 06
6, 727,155 14
4, 749, 615 39

Due to national banks 139,407, 880 06
D u e to State b a n k s . . . 54, 002,131 54

127, 880, 045 04
46, 706, 969 52

131, 702,164 87
51, 403, 995 59

131, 535 969 04
48, 250, 111 63

122, 351, 818 09
48, 685,392 14

4, 653,460 08
5, 650,126 87

3, 867, 622 24
6,173, 006 03

4,464, 407 31
6,154, 784 21

4, 553,158 76
5, 882, 672 15

Dividends unpaid

Notes re-discounted..
Bills payable
Total

4, 631, 882 57
6, 049, 566 31

1,834,369,941 70 1,793,306,002 78 1,825,760,967 28 1,827,265,367 61 1, 787,407, 093 76

18

77.

JANUARY 20.

JUNE 22.

OCTOBER 1.

2,083 b a n k s .
Capital stock

APRIL 14.
2,073 banks.

2,078 banks.

2,080 b a n k s .

$493, 634, 611 00 $489, 684, 645 00 $481, 044,771 00 $479,467,771 00

DECEMBER 28.
2,074 b a n k s .
$477,128,771 00

130, 224,169 02
37, 456, 530 32

127, 793, 320 52
45, 609,418 27

124,714, 072 93
50, 508, 351 70

122, 776,121 24
44, 572, 678 72

121, 618,455 32
51, 530,910 18-

N a t ' l b a n k circulation 292, 851, 351 00
581, 242 00
State bank circulation

294,710, 313 00
535, 963 00

290, 002, 057 00
521, 611 00

291,874, 236 00
481, 738 00

299, 240,475 00
470, 540 00

2,448, 909 70

1,853, 974 79

1, 398,101 52

3, 623,703 43

1,404,178 34

Individual deposits . . 659, 891, 969 76
7, 234, 696 96
U. S. deposits
Dep'tstf.S.dis.officers
3,108,316 55

641, 772, 528 08
7, 584,267 72
3,076,878 70

636,267, 529 20
7,187,431 67
3, 710,167 20

616,403, 987 12
7,972,714 75
2,376, 983 02

604, 512, 514 52
6, 529, 031 0$
3,780,759 43

D u e to national b a n k s 130,293, 566 36
Due to State b a n k s . . . 49, 965, 770 27

125,422,444 43
48, 604, 820 09

121,443, 601 23
48, 352, 583 90

115, 028, 954 38
46, 577,439 88

115,773, 660 58
44, 807, 958 79

4, 000, 063 82
6, 483, 320 92

3, 985,459 75
5, 969, 241 94

2, 953,128 58
6, 249,426 88

3,791, 219 47
6,137,116 83

4, 654,784 51
5,843,107 03

Surplus fund
Undivided profits

Dividends unpaid

Notes re-discounted..
Bills payable
Total




1,818,174,517 68 1,796,603,275 29 1,774,352,833 81 1,741,084,663 84 1,737,295,145 79

12

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Aggregate resources and liabilities of the National
1 8 7 8.
MARCH 15

MAY 1

JUNE 29.

OCTOBER 1.

2,063 b a n k s.

2,059 b a n k s .

2,056 banks.

2,053 b a n k s .

Loans and discounts. $854, 750, 708 87 $847, 620, 392 49
Bonds for circulation. 343, 871,350 00 345, 250, 350 00
Bonds for deposits... 13, 329 000 00 19, 536, 000 00
U. S. bonds on hand.. 34, 881,600 00 33, 615, 700 00
Other stocks and b'ds 34, 674, 307 21 34, 697, 320 53
Due from res've ag'ts. 86, 016, 990 78 71, 331, 219 27
Due from nat'l banks 39, 692,105 87 40, 545, 522 72
Due from State banks 11, 683, 050 17 12, 413, 579 10
45, 792, 363 73
45, 901, 536 93
Real estate, &c
7, 786, 572 42
7, 239, 365 78
Current expenses
7, 806, 252 00
7, 574, 255 95
Premiums paid
10 107 583 76
10 989 440 78
Cash items
Clear'g-house exch'gs 66, 498, 965 23. 95, 525,134 28
Bills of other banks.. 16, 250, 569 00 18, 363, 335 00
697, 398 86
661, 044 69
Fractional currency.
54 729 558 09
46 023 756 06
Specie
Legal-tender notes... 64 034, 972 00 67, 245, 975 00
U. S. cert'fs of deposit 20 605,000 00 20, 995, 000 00
Due from U. S. Treas. 16 257 608 98 16, 364, 030 47
1,729,465,956 90 1,741,898,959 05
Total

$835, 078, 133
347, 332, 100
28, 371, 000
40, 479, 900
36, 694, 996
78, 875, 055
41, 897, 858
12, 232, 316
46. 153, 409
4, 718, 618
7, 335, 454
11 525, 376
87, 498, 287
17, 003, 576
610, 084
29 251, 4 6 9
7i! 643, 402
36, 905 000
16, 798 667

DECEMBER

6. i

2,055 b a n k s.

13 $833, 988, 450 5G $826, 017, 453 87
00 347, 556, 650 00 347, 812, 300 00
00
49,110, 800 00
47, 936, 850 00
00
46, 785, 600 00
44, 255, 850 00
24
36, 859, 534 82
35, 816, 810 47
92
85, 083, 418 51
81, 733,137 00
89
41, 492, 918 75
43,144, 220 68
30
12, 314, 698 11
12, 259, 856 09
35
46, 702, 476 26
46, 728,147 36
66
6, 272, 566 73
7, 608,128 83
49
6, 978, 768 71
7,134, 735 68
07
10 982 432 89
9 985 004 21
82
61, 998, 286 11
82, 372, 537 88
00
19, 392, 281 00
16, 929, 721 00
25
496, 864 34
515, 661 04
77
30 688 606 59
34 355,250 36
00
64, 672, 762 00
64, 428, 600 00
00
32, 520, 000 00
32, 690, 000 00
62
16, 543, 674 36
17, 940, 918 34

1,750,404,706 51 1,767,279,133 21 1,742,826,837 37

1 * 7 9.
•JANUARY 1.

,051 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits .
U. S. bonds on hand .
Other stocks and bonds .
Due from reserve agents .
Due from national banks
Due from State banksi
Heal estate, furniture &c
Current expenses
Premiums paid
Cash items
Clearing-house exchanges
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposi'
Due from U. S. Treasurer
Total




AI'RII

4.

2,048 banks

JUNE 14.
2,048 banks.

OCTOBER 2

2,048 banks

409 6 9
$893 906 765 68
$P1<
34-7' 118 300 00 . 34S 4 8 7 700 00
309 348 450 00
66 501, 350 00
54 601 750 00
44, 263, 250 00
[,
35, f 69, 400 93
3( ,747, 129 40
77. i 25, 068 68
14 , 003, 830 40
39, 143 3 8 8 90
44,161, 948 46
10, 535, 252 99
11, *92, 540 26
47, 091, 964 70
4" ,461 614 54
4, 033. 0°4 67
6, 693 668 43
6 609 390 80
6 f fifi. 048 So
13. 564. 550 25
10, 011
64
63, 712, 445 55
100, 035, 237 82 i
1"I, 0 6 * 505 00
19,1>35. 588 00
475 538 50
467 177 47
41,499,757 32
41 . 148 563 41
64. 461
00
70 561, 233 00
2]L, 885, 000 00
28, 915, 000 00
17,175, 435 13
17, 029 121 31

?35 87f> 019, 36
$1
352 208 000 00
257.' 038. 200 00
62,180, 300 00
37, 617, 015 13
93, 443, 463 95
48,192, 531 93
11, 258, 520 45
47, 796,108 26
6,913,430 46
5 674,497 80
10, 209, 982 43
83,152, 359 49
16, 685, 484 00
446, 217 26
42, 333, 287 44
67, 059,152 00
25,180,000 00
16, 620, 986 20

$878 503 097 \^
357 313 300 0 0
18, 204, 650 00
52, 966, 600 00
39, 647, 416 50
107,023,546 81
46, 692, 994 78
13, 630, 772 63
47, 817,169 36
6, 111, 256 56
4, 332, 419 63
11, 306,132 48
112, 964, 964 25
16, 707, 550 00
396, 065 0 6
42,173, 731 9 3
69,196, 696 00
26, 770, 000 00
17, 029, 085 45

1 , 984, 068, 936 53

2, 019, 884, 549 16

]L, 868, 787, 448 19

1, 800, 592, 002 25

REPORT OF THE COMPTROLLER OF THE CURRENCY.

13

Banks from October, 1863, to October) 1879—Continued.
1878.
MARCH 15.

MAY 1 .

JUNE 29.

OCTOBER 1.

DECEMBER 6.

2,063 b a n k s .

2,059 b a n k s .

2,056 b a n k s .

2,053 b a n k s .

2,055 b a n k s .

Liabilities.
Capital stock

$473, 952, 541 00 $471, 971, 627 00 $470, 393, 366 00 $466,147, 436 00

Surplus fund
Undivided profits

$464, 874, 996 00

120, 870, 290 10
45, 040, 851 85

119, 231,126 13
43, 938, 961 98

118,178, 530 75
40, 482, 522 64

1] 6, 897, 779 9?
40, 936, 213 58

116, 402,118 84
44, 040,171 84

Nat'l bank circulation 300, 926, 284 00
439, 339 00
State bank circulation

301, 884, 704 00
426, 504 00

299, 621, 059 00
417, 808 00

301, 888, 092 00
413, 913 00

303, 324, 733 00
400, 715 00

Dividends unpaid . . .

1, 207, 472 68

1, 930, 669 58

5, 466, 350 52

3,118, 389 91

1, 473, 784 86

Individual deposits .. 602, 882, 585 17
7, 243, 253 29
U. S. deposits
3, 004, 064 90
Dep'ts U.S.dis. officers

625, 479, 771 12
13, 811, 474 14
2, 392, 281 61

621, 632,160 06
22, 686, 619 67
2, 903, 531 99

620, 236,176 82
41, 654, 812 08
3, 342, 794 73

598,805,775 56
40, 269, 825 72
3, 451, 436 56

Due to national bank s 123,239.448 50
Due to State banks... 43, 979' 239 39

109, 720, 396 70
44, 006, 551 05

117, 845, 495 88
43, 360, 527 86

122, 496, 513 92
42, 636, 703 42

120, 261, 774 54
41, 767, 755 07

2, 834, 012 00
4, 270, 879 74

2, 453, 839 77
5, 022, 894 37

3, 007, 324 Sh
4, 502, 982 92

3, 228,132 93
4, 525, 617 45

Notes re-discounted..
Bills payable
Total

2, 465, 390 79
4, 215,196 23

1,729,465,956 90 1,741,898,959 05 1.750,464,706 51 jl,767,279,133 21 1, 742, 826, 837 37

18
JUNE 14.

JANUARY 1.

2,051 banks.
Capital stock

2,048 b a n k s .

OCTOBER 2.

2,048 b a n k s .

2,048 b a n k s ,

| $462, 031. 396 00

$455, 611, 362 00

$455, 244, 415 00 |

$454, 067, 365 00

Surplus fund
Undivided profits .

116, 200, 863 52
36, 836, 269 21

114, 823, 316 49
40, 812, 777 59

114, 321, 375 87 !
45, 802, 845 82 |

114, 786, 528 10
41, 300, 941 40

National bank circulation
State bank circulation
Dividends unpaid.

303, 506, 470 00
388, 368 00

304, 467,139 00
352, 452 00

307, 328, 695 00
339,927 00

313, 786, 362 00
316, 86100

5, 816, 348 82

2,158, 516 79

1, 309, 059 13

2, 667, 430 46

Individual deposits
U. S. deposits
P
Deposits U. S. disburs'g officers

643, 337, 745 26
59, 701, 222 90
3, 556, 801 25

598, 822, 694 02
303, 463, 505 69
2, 689,189 44

648, 934,141 42
248, 421, 340 25
3, 682, 320 67

719. 737, 568 89
l l | 018, 862 74
600 02

Due to national banks .
Due to State banks

118, 311, 635 60
44, 035, 787 56

110, 481,176 98
43, 709, 770 14

137, 360, 091 60
50, 403, 064 54

149, 200, 257 16
52, 022, 453 99

2, 926, 434 95
3, 942, 659 18

2, 224, 491 91
4, 452, 544 48

I 1, 800, 592, 002 25

1, 984, 068, 936 53

Notes re-discounted .
Bills payable
Total




2, 226, 396 39
4, 510, 876 47
2, 019, 884, 549 16

2, 205, 015 54
4, 208, 201 89
1, 868, 787, 448 19

ABSTEACT
OF

REPORTS OF THE CONDITION

THE

NATIONAL BANKS
ON

DECEMBER 6, 1878, JANUARY 1, APRIL 4, JUNE 14, AND OCTOBER 2, 1879.

Arranged hy States, Territories, and Reserve Cities*

NOTE.—The abstract of each State is exclusive of any reserve city therein.
15




LIST OF STATES, TERRITORIES, AND RESERVE CITIES.
STATES AND TERRITORIES.
States and Territories.

Abstract. Reports.
Page.

Alabama
Arkansas
California
Colorado
Connecticut
,
Dakota
,
Delaware
District of Columbia
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota

34
36
50
50
56
26 !
28
34
32
54
42
40
46
48
36
34
18
28
20
42
46

Page.
487
498
749
743
218
757
443
459
486
481
754
608
577
693
735
499
491
61
448
116
654
718

RESERVE
Cities.

Albany
Baltimore
Boston
Chicago
Cincinnati
Cleveland
Detroit
Louisville

H. Ex. 3-




Abstract. Reports.
I Page.
Page.
j
24
246
28
448
;
20 j
119
|
42
614
j
40
531
j
40
534
j
44
659
j
38
505

States and Territories.

Abstract. Reports.

Page.

Missouri
Montana
Nebraska
New Hampshire
New Jersey
New Mexico
New York
North Carolina..
Ohio
Oregon
Pennsylvania...
Rhode Island . . .
South Carolina..
Tennessee
Texas
Utah
Vermont
Virginia
"Washington. . . .
West Virginia ..
"Wisconsin
"Wyoming

46
54
48
18
24
52
22
32
38
50
24
20
32
38
36
52
18
30
56
30
44
54

Page.

728
755
739
85
341
752
246
472
523
748
364
197
477
515
494
753
100
461
759
467
681
756

CITIES.
Cities.

lAbstract. Reports.
Page.

Milwaukee . . .
New Orleans..
New York
Philadelphia.
Pittsburgh
San Francisco
Saint Louis ...
Washington .

NOTE.—For index of towns, see end of volume.
—B

44
34
22
26
26
52
48
30

Page.

688
491
293
405
416
750
733
459

18

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October!, 1878,
MAINE.
DECEMBER 6.

JANUARY 1.

Al'KIL 4.

JUNE 14

OCTOBER 2.

^Resources.
71 b a n k s

Loans and discounts. $13, 643, 371 81
9, 516, 250 00
Bonds for circulation.
195, 000 00
Bonds for deposits...
433, 950 00
U. S. bonds on hand..
453, 297 45
Other stocks and b'ds
2, 402, 301 31
Due from res've ag'ts
181, 871 23
Due from nat'l banks
21, 038 90
Due from State banks
336, 309 44
Heal estate, &c
59, 543 39
Current expenses
54, 076 77
Premiums paid
264, 422 71
Cash items
Clear'g-house exch'gs
348, 400 00
Bills of other banks..
Fractional currency.
4,408 97
Specie
150 982 OS
435, 672 00
Legal-tender notes . .
U. S. cert's of deposit.
5 000 00
443, 434 15
DuefromU.S.Treas.
Total

28, 949, 330 21

71 banks.

Loans and discounts $6, 486, 985 48
Bonds for circulation
5, 755, 000 00
Bonds for deposits...
432, 350 00
U. S. bonds on hand..
342, 700 00
Other stocks and b'ds
619, 965 29
Due from res've ag'ts.
838, 006 86
Due from nat'l banks
64, 377 46
Due from State banks
35, 001 55
Heal estate, &e
263, 484 53
Current expenses
49, 504 84
Premiums paid
57,143 70
Cash items
83 763 0 6
Clear' g-house exch'gs
Bills of other banks..
238,137 00
Fractional currency.
4,835 74
Specie
79 681 <y>
Legal-tender notes . .
174,135 00
U S cert7s of deposit
DuefromU.S.Treas
244, 718 07
Total

15, 769, 790 50

69 b a n k s

69 b a n k s .

16
00
00
00
70
87
29
58
56
9L
32
67

$13, 410, 399
9, 324, 250
205, 000
731, 500
384, 015
2, 040, 628
297,115
10, 013
318, 545
48, 878
45, 866
253, 958

71
00
00
00
70
48
45
47
75
15
08
80

$13, 498, 233
9, 329, 750
195, 000
626, 750
442, 319
2, 347, 025
386, 073
6,308
330, 337
60, 730
40, 588
262, 691

59
00
00
00
70
72
67
10
67
57
47

402,410
3,791
184 707
476, 255
5 000
453, 854

00
93
39
00
00
49

303,124
4,120
173 172
418, 653
5 000
423, 794

00
32
65
00
00
45

283, 435
5,527
159 132
388, 827
5 000
432, 006

00
92

29,147, 248 87

NEW
46 banks.

69 b a n k s .

$13, 416, 038
9,516,250
245, 000
490, 050
447, 273
2, 563, 916
260, 057
7, 212
340, 545
14,845
51, 226
268, 813

28, 458, 036 01

93

35

00

$13, 870, 533 30
9, 377, 300 00
195, 000 00
478, 200 00
419, 312 90
•' 2, 437, 738 87
388, 568 81
4, 040 87
332, 276 77
49,124 28
21, 672 12
274 022 18
304, 339
3, 470
172 318
345,143

00
38
59
00

00

33

431, 046 88

28, 799, 738 02

29,104,107 95

HAMPSHIRE.
45 banks.

45 banks.
$6, 316, 455 72
5, 695, 000 00
547, 850 00
336, 400 00
672,413,54
797,381 04
72, 397 89
43, 010 30
266,713 83
19,426 18
53, 640 90
136 888 63
263, 057
3, 834
101 654
196, 246

00
26
03
00

249,357 50
15, 771, 726 82

45 banks

$6, 219, 090 97
5, 649, 000 00
774, 550 00
359, 050 00
742, 437 36
558, 572 35
40,399 77
25, 234 81
263, 080 86
56, 871 81
51,518 69
113 305 77

$6, 009,143 75
5, 647, 000 00
500, 800 00
482, 450 00
733,714 31
855, 455 15
58, 657 9 9
38, 678 34
237, 878 72
54. 339 48
49, 929 00
103, 026 78

255, 535 00
4,199 90
113 299 V>
137, 394 00

190, 756 00
4,481 45
121 751 47
122, 887 00

45 banks.
$6, 355,180 90
5, 647, 000 00
383, 000 00
335, 700 00
777,838 21
1,102, 833 22 |
64, 604 99
62,100 85
261, 010 37
46, 700 18
44, 799 31
133 638 6^
216, 702 00
4,899 20
121 129 76
133, 694 00

245, 846 36

256, 815 24

253, 415 24

15, 609, 387 17

15, 467, 765 18

15, 944, 246 88

VERMONT.
47 banks.

47 banks.

46* b a n k s .

47 banks.

Loans and discounts. $10, 291, 099 00 $10, 238, 637 12 $10, 033, 673 38 $10, 021, 755 03
7, 913, 000 00
7, 933, 500 00
7, 993, 000 00
Bonds for circulation. ' 7, 993, 000 00
185, 000 00
235, 000 00
608, 900 00
383, 000 00
Bonds for deposits...
356, 850 00
384,400 00
520, 250 00
970, 750 00
U. S. bonds on hand..
711, 244 37
613,944 98
607, 311 90
591, 699 53
Other stocks and b'ds
707, 091 14
1,156, 076 58
830, 776 20
1, 031, 004 48
Due from res've ag'ts.
167, 414 18
89, 679 20
126, 381 44
144,223 06
Due from nat'l banks.
108 15
297 77
40 94
11 94
Due from State banks
367, 342 52
356, 064 48
343,918 91
347, 768 35
Real -estate, &c
45, 976 28
35, 032 74
32, 453 03
41, 648 40
Current expenses
40, 481 53
47, 932 59
47,197 72
57, 505 19
Premiums paid
73,306 51
113, 251 32
95,151 68
93,478 84
Cash items
Clear'g-house exch'gs
143, 991 00
144, 473 00
162, 021 00
172,129 00
Bills of other banks..
4, 454 54
4, 452 28
3,920 96
4, 585 51
Fractional currency .
151, 228 53
144, 980 £1
150, 479 22
102,176 66
Specie
259,112 00
262, 451 00
324, 008 00
318,843 00
Legal-tender notes . .
XJ. S. cert's of deposit
351, 392 81
360,189 81
356, 780 49
359, 680 25
Due from U. S. Treas.
& Total




22,117, 720 26

22, 260, 356 02

22, 043, 968 64

22, 342, 935 43

47 banks.
$10, 047, 618
7, 838, 500
50, 000
790, 000
698, 669
1, 052, 278
241,175
259
358, 248
29, 920
35, 690
124, 901

98
00
00
00
39
65
46
17
01
89
02
73

123, 390
4,403
142, 951
264, 502

00
22
95
00

351, 059 31
22,153, 568 78

REPORT OF THE COMPTROLLER OF THE CURRENCY.

19

arranged hy States and reserve cities.
MAINE.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

Liabilities.
71 b a n k s .

71 b a n k s .

69 b a n k s .

69 b a n k s .

$10, 660, 000 00

$10, 660, 000 00

$10, 435, 000 00

$10, 435, 000 00

$10, 435, 000 00

Surplus fund
Undivided profits

2, 373, 887 71
1, 356, 092 99

2, 378, 947 92
1, 056, 569 69

2, 365, 959 97
1,142, 762 35

2, 372,175 94
1,271,944 00

2, 390, 911 68
1,176, 856 07

Nat'l bank circulation
State bank circulation

8, 213, 516 00
1,437 00

8,154, 260 00
1, 437 00

8, 049, 829 00
1,437 00

8,120, 873 00
1, 432 00

8, 229, 292 00
1,432 00

Capital stock

Dividends unpaid

69 b a n k s .

44, 447 78

293, 365 28

65, 929 06

49, 787 89

78, 587 24

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

5, 679, 205 56'
227, 925 59
35, 001 78

5, 920, 405 55
29(3, 233 28
50, 718 46

5, 413, 762 84
634,186 85
33, 696 23

5, 628, 900 81
436, 529 96
31, 852 55

6,189, 202 33
93, 405 90
41,158 26

Due to national banks
Due to State banks...

271, 823 07
40, 752 35

274, 273 72
34, 917 87

232,160 48
47,138 48

416, 861 59
29, 380 28

367, 577 65
51, 834 56

Notes re-discounted..
Bills payable

35, 240 38
10, 000 00

15, 644 18
10, 475 92

31,173 75
5, 000 00

5, 000 00

33, 850 26
15, 000 00

28, 458, 036 01

28, 799, 738 02

29,104,107 95

Total

28, 949, 330 21

29,147, 248 87

NEW
46 banks.
Capital stock.
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

HAMPSHIRE.
45 b a n k s .

45 b a n k s .

45 b a n k s .

$5, 740, 000 00

$5,680,000 00

$5, 630, 000 00

$5, 630, 000 00

$5, 630, 000 00

1, 035, 890 34
595, 580 07

1, 036, 925 01
439, 748 43

1, 010, 080 51
518, 452 89

1, 022,173 23
568, 278 93

1, 045, 674 86
526, 545 08

5, 026, 074 00
7,709 00

5, 006, 811 00
7, 699 00

4, 977, 727 00
7, 699 00

4, 962,188 00
7, 686 00

5, 007, 605 00
7,686 00

20, 446 66

99, 053 66

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

2, 826, 863 88
222, 973 66
125, 235 65

2, 857, 473 43
309, 355 29
132: 877 26

Due to national banks
Due to State banks...

113, 958 98
31, 741 "00

108, 125 05
74, 969 00

Notes re-discounted..
Bills payable

23, 317 26
15, 769, 790 50

Total .

45 b a n k s .

19, 977 74

18, 540 97

22, 592 81

2, 545,418 02
272, 309 73
123, 218 00

3, 349, 701 08
130,818 87
59, 866 44

178, 605 72
78, 436 63

258, 228 20
43, 724 10

103,720 58
60, 036 16

18, 689 69

1, 668 82

16, 000 00

15, 771, 726 82

15,609,387 17

2, 488,131 48
587, 711 20
110, 896 18

15, 467, 765 18 j

15, 944, 246 R8

VERMONT.
47 b a n k s .

Capital stock.

47 b a n k s .

46 b a n k s .

47 b a n k s .

47 banks.

$8, 546, 000 00

$8, 546, 000 00

$8,441,000 00

$8, 471, 500 00

$8, 490, 500 00

Surplus fund
Undivided profits

2, 072, 470 24
685, 024 32

2, 064,133 70
504, 700 28

2, 031, 551 20
575, 035 71

2, 024, 351 20
705, 381 32

2, 058, 368 85
541, 900 65

"NTat'l bank circulation
State bank circulation

7, 080, 209 00
6,193 00

7, 079, 709 00
6,193 00

7, 036, 433 00
6, 044 00

7, 026, 846 00
6, 044 00

!, 618 00
6, 044 00

Dividends unpaid

9,162 17

113, 215 57

11,134 15

8, 351 21

10, 920 89

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis.officers

3, 491, 862 33
130,275 73
3,182 86

3, 731, 394 59
136, 926 64
8,707 88

3,191, 586 91
470, 814 20
4, 418 68

3, 300, 284 23
367, 331 98
4, 677 33

3, 806, 440 48
38,173 54
10, 757 93

Due to national banks
Due to State banks..

46, 340 61

22, 375 36

146, 005 91
394 75

151, 406 35
3, 667 01

60,474 15

47, 000 00

47, 000 00

717 47
832 66

70, 000 00
203, 094 80

106, 925 90
24, 444 39

Notes re-discounted.
Bills payable
Total




22,117, 720 26 | 22, 260, 356 02

22, 043, 968 64 | 22, 342, 935 43

22,153, 568 73

20

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
MASSACHUSETTS.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

183 b a n k s .

183 b a n k s .

184 b a n k s .

184 banks.

187 banks.

Resources.
Loans and discounts. $58, 279, 987 38 $57, 617, 948 22 $57,163, 944 65 $56, 790, 325 90 $61, 276, 698 07
41,280, 900 00
41,208,900 00
41, 492, 300 00 42, 095, 000 00
Bonds for circulation. 41,178, 900 00
12, 015, 500 00
3, 537,150 00
430, 000 00
4,147, 250 00
2, 310, 800 00
Bonds for deposits . .
6, 251, 700 00
4, 979, 800 00
5, 681, 550 00 4, 908, 550 00
4, 672,150 Otf
TJ. S. bonds on hand..
3, 318, 856 82
3, 012, 272 10
3, 637, 883 70
3,477,218 89
2, 931, 866 91
Other stocks and b'ds
6, 219, 853 64
6, 919, 873 26
7, 387, 365 01 7, 926,147 67
7, 591, 757 51
Due from res've ag'ts.
644, 670 29
924, 926 72
768, 571 23
753, 998 00
796,717 43
Due from nat'lbanks.
102, 347 44
86, 728 94
208,403 95
106,171 81
93, 274 50
Due from State banks
2, 302, 490 84
2, 204,173 41
2, 331, 531 06 2, 352, 623 98
2, 211,159 41
Real estate, &c
198,240 04
388,186 76
266,387 48
258, 925 77
412, 552 76
Current expenses
408, 405 60
481, 318 00
363, 567 08
412, 208 93
500, 862 27
Premiums paid
771, 766 23
839, 270 96
735, 260 95
645, 038 12
635, 465 48
Cash items
Clear'g-house exch'gs
Bills of other banks..
1, 279, 618 00
1, 216, 360 00
1, 089, 324 00
1, 331, 724 00
1,272,597 00
Fractional currency.
26,102 36
29, 444 67
27,196 26
30,135 82
27, 246 19
Specie
1,123, 369 39
1, 090, 639 28 1, 052, 908 74
1,187, 209 04
898, 302 20
Legal-tendei notes ..
1, 348, 985 00
1, 252.174 00
1,190, 966 00
1, 621, 999 00
1, 506, 275 00
U. S. cert's of deposit.
200, 000 00
205, 000 00
200, 000 00
215, 000 00
250, 000 00
Due from X . S. Treas. 1,841,131 00
T
1, 873,153 51
1, 883, 550 85 1, 892, 093 89
1, 871, 586 00
Total

127, 411, 045 04

128, 458, 202 23

CITY
54 banks.

OF BOSTON.

169, 576. 285 27

54 banks.

54 banks.

54 banks.

$90, 307, 634 95
30, 444, 500 00
6, 522, 000 00
4, 837, 500 00
1, 591, 969 07
7, 891, 686 91
5, 530, 654 92
287, 344 25
3, 778, 690 35
739,167 94
530, 023 28
877, 859 49
7, 403, 331 78
1, 889,150 00
11, 217 36
3, 911, 366 16
3, 443,108 00
2, 395, 000 00
2,108, 887 32

$87, 338, 862 10
30, 774, 500 00
26, 04 0, 650 00
3, 283, 700 00
1, 210,182 61
6, 244, 539 49
5, 253, 608 95
273, 835 07
3, 675, 513 11
51, 676 65
610, 432 45
378, 060 46
6, 329^ 976 87
1, 320, 459 00
8,285 80
3, 720, 540 55
3,165, 329 00
1,115, 000 00
1, 442, 684 63

$88, 316,160 01
31, 604, 500 00
9, 542, 550 00
3, 827, 900 00
1, 309, 863 12
9,183, 099 78
6, 880, 790 53
303, 201 22
3, 701, 470 02
272, 335 13
341, 317 12
478 359 74
6, 247| 316 95
1, 741, 276 00
9,924 29
3, 627, 327 60
3, 495, 725 00
800, 000 00
1, 604, 003 63

$91, 076, 550 30
32, 414, 500 00
100, 000 00
4, 407, 350 00
1, 370,193 62
11, 475, 484 67
6, 657,131 46
300, 716 14
3, 698, 063 39
36, 635 68
324, 924 09
508, 736 93
6, 790 380 61
1, 339, 830 00
7,349 01
3, 361, 323 65
3,163, 765 00
1, 785, 000 00
1, 470, 649 44

174, 501, 091 78

182, 237, 836 74

173, 287,120 14

170, 288, 583 99

RHODE
61 banks.
Loans and discounts $24, 257, 869 47
Bonds for circulation. 14, 519, 900 00
Bonds for deposits . .
150, 000 00
U. S. bonds on hand.. •1, 245, 800 00
Other stocks and b'ds
399, 820 85
Due from res've ag'ts
2, 026, 264 91
Due from nat'l banks.
412, 621 51
Due from State banks
41, 301 95
Real estate, &c
747, 298 39
Current expenses
111, 900 05
Premiums paid
' 122, 091 39
Cash items
668, 883 09
Clear'g-house exch'gs
Bills of other b a n k s . .
395, 638 00
Fractional currency.
8,750 73
Specie
234,104 54
Legal-tender notes ..
454, 372 00
TJ. S. cert's of deposit
Due from IT. S. Treas.
650, 035 90
Total




128, 965, 559 88 130, 768, 802 10

54 banks.

)A oans and discounts. $89, 200, 326 50
Bonds for circulation
30, 294, 500 00
Bonds for deposits . .
4, 911, 450 00
"U. S. bonds on hand.. 4, 605, 500 00
Other stocks and b'ds 1, 464, 539 95
Due from res Ve ag'ts
9, 469,185 01
Due from nat'l banks.
5, 637, 805 69
Due from State banks
293, 771 79
Real estate, &c
3, 747, 265 28
Current expenses
552, 680 34
Premiums paid
502, 979 23
Cash items
515, 429 09
4, 261, 365 69
Clear'g-house exch'gs
Bills of other b a n k s . .
2,185, 802 00
Fractional currency
10, 528 22
Sp ecie
2, 871, 328 79
3, 859, 266 00
Legal-tender notes ..
U. S. cert's of deposit.
3, 535, 000 00
Due from IT. S. Treas
1, 657, 561 69
Total

136, 378,177 12

46, 446, 652 78

ISLAND.

61 banks.

61 banks.

$24, 390, 804 54 $24, 284, 772 22
14, 519,900 00
14, 689, 400 00
150, 000 00
400, 000 00
1, 211,050 00
1,136. 800 00
409, 060 26
431,124 26
1, 780, 650 33
1, 625, 851 45
340, 242 39
461, 657 12
86, 489 03
52, 318 79
748,352 33
751,704 56
95, 409 89
128, 018 36
118, 605 46
105, 765 88
1 034,191 17
677, 508 21
403, 540
9, 658
409, 344
497, 945

00
17
96
00

246. 681 00
7, 650 39
348 409 33
340J 210 00

61 banks.

61 banks.

$23, 755, 011 60
14, 576, 400 00
410, 000 00
1, 417,150 00
485,124 26
3,173, 529 78
472, 733 48
72, 497 42
749, 083 04
112,151 49
152,139 73
405, 086 79
327, 002
8,371
303, 510
339, 225

00
88
93
00

$24, 320,163 60
15, 251, 300 00
150, 000 00
1, 401, 650 00
568, 285 62
2, 058, 350 07
621, 464 53
65, 830 55 •
734, 426 77
120, 229 90
191, 518 42
277,983 30
305,113 00
7,307 74
279, 624 24
349, 859 00

637, 346 34

644, 353 62

659, 494 38

698,145 63

46 842, 589 87

46,341,225 19

47, 418, 511 78

47,401,252 37

REPORT OF THE COMPTROLLER OF THE CURRENCY.

21

by States and reserve cities—Continued.
MASSACHUSETTS.
Liabilities.

DECEMBER 6.

JANUARY 1

AFRIL 4.

JUNE 14.

OCTOBER 2.

183 banks

183 banks

184 banks

184 banks

$44, 248, 600 00

$44, 257, 000 00

$43, 957, 000 00

$43, 957, 000 00

$44, 707, 000 00

Surplus fund
Undivided profits

12, 523,126 13
3, 340, 520 42

12, 397, 235 99
3, 304, 795 54

12, 223, 230 82
2, 771, 155 98

12,125, 465 78
3, 452, 057 18

12, 262, 040 69
2, 914, 024 13

£Tat'l bank circulation
State bank circulation

36, 031, 418 00
9,490 00

36, 223, 381 00
4,843 00

36, 331, 368 00
4, 843 00

36, 610, 800 00
4, 843 00

37, 111, 169 00
4,843 00

€apital stock .. ,

Dividends unpaid

187 banks.

120, 762 18

368, 807 57

532, 307 49

122, 614 07

644, 021 84

Individual deposits . U. S. deposits
Dep'ts U. S. dis. officers

27,124, 949 25
2, 034, 518 94
35, 458 40

27, 052, 908 14
3, 247, 270 44
11, 945 52

26, 858, 552 94
12, 016, 124 84
10, 603 03

26, 867,130 58
3, 711, 495 46
22, 786 25

30, 806, 095 03
253,192 52
37, 094 89

Due to national banks
Due to State banks .,

1, 386, 236 01
136, 322 53

1, 083, 011 93
155,157 86

1,184, 211 44
188 737 45

1, 590, 425 19
251, 052 49

1, 363,116 57
304, 829 03

[Notes re-discounted..
Bills payable
Total

100, 838 72
318, 804 46

98, 486 55
253, 358 69

82 825 73
217 216 40

87, 339 88
162 55J3 00

42, 000 00
319, 375 40

127, 411, 045 04

128, 458, 202 23

136, 378,177 12

128, 965 559 88

130, 768, 802 10

CITY
54 banks.
Capital stock

$51 050

000 00

OF B O S T O N .

54 banks.
$51 050

000 00

54 banks.
$50 300

000 00

54 banks.
$50 300

54 banks.

000 00

$50 250 000 no

•Surplus fund
Undivided profits

10, 250, 074 85
2,102, 507 38

10, 251, 467 46
2, 551, 937 07

9, 871, 246 94
1, 600, 692 64

9, 881, 847 92
2, 538,101 51

10,123, 848 28
1, 659, 642 96

K a t ' l b a n k circulation
S t a t e bank circulation

26, 018, 860 00

26,158, 721 00

26, 548, 417 00

27, 364, 939 00

28, 425, 590 00

51,979 43

49, 437 93

411, 027 43

56, 019 43

678, 717 46

Individual d e p o s i t s . .
U. S. deposits
D e p ' t s U.S.dis.officers

52, 483, 944 74
4, 465, 417 76
10,029 08

55, 379, 998 23
6, 327, 298 36
9,178 70

47, 214, 622 20
25, 608, 011 96
6,050 76

50,174, 969 07
8, 795, 798 58
6,144 09

54,167, 827 06
24, 829 63
6,745 52

D u e to national b a n k s
D u e to State b a n k s . -.

18,158, 388 28
3, 966, 388 44

18, 572, 410 03
3, 431, 947 69

16, 421, 630 87
3, 440, 964 29

19, 247, 069 87
3, 668,169 00

19, 604, 587 19
3, 982, 729 49

Hotes re-discounted..
Bills payable

73, 695 31
945, 000 00

73, 695 31
645, 000 00

17,172 65
798, 000 00

76, 061 67
1,178, 000 00

182, 766 40
1,181, 300 00

169, 576, 285 27

174, 501, 091 78

182, 237, 836 74

173, 287,120 14

170, 288, 583

61 b a n k s .

Dividends unpaid

Total

RHODE ISLAND.
61 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

61 banks.

61 banks.

61 banks.

$20, 009, 800 00

$20, 009, 800 00

$20, 009, 800 00

$20, 009, 800 00

$20, 009 800 00

3, 505,197 66
1, 272, 074 00

3, 492, 424 41
1, 097, 537 49

3,481,998 13
1, 203, 206 20

3, 527, 083 08
1, 066, 349 96

12, 725, 981 00
8, 070 00

12, 782, 343 00
8,070 00

12, 833, 295 00
8, 069 00

13, 277,134 00
8, 064 00

139, 310 31

3, 499, 820 22
1,130, 336 83
12, 906, 303 00
8, 069 00

241, 777 73

132,417 08

83, 539 80

126,125 61

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

7, 246, 941 72
50, 271 96
48,743 69

7, 713, 396 55
112, 081 74
26, 863 34

7, 015, 576 37
300, 801 64
25, 284 00

7, 896, 855 91
190, 366 19
53, 914 17

7, 646, 270 28
64, 095 10
31, 471 25

Due to national banks
Due to State banks...

1, 010, 099 56
430,162 88

872, 393 64
485, 901 97

875, 923 65
436, 893 40

1, 046, 625 79
610, 841 59

1, 044, 839 52
600, 019 57

46, 842, 589 87

46,341,225 19

47, 418, 511 78

47, 401, 252 37

l^otes re-discounted
Bills payable
Total




46, 446, 652 78

22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878? arranged
C ONNE CTI CUT.
Resources.

DECEMBER 6.

JANUARY 1.
82 b a n k s .

82 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits...
XJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from IT. S. Treas
Total

APRIL 4.
84 b a n k s .

702, 718
16, 860
701, 897
1, 399, 770
30,000
923, 725

753, 699 00
17, 520 58
453,165 39
1, 369, 638 00
30, 000 00
912, 025 50

00
26
29
00
00
98

68, 780, 997 79 ! 69, 940, 588 58

NEW
227 banks.

84 b a n k s .

84 b a n k s .

$32, 055, 085 85 $32, 543, 726 08
20,169, 600 00
20,434,600 00
270, 000 00
455, 700 00
2,113, 350 00
2, 218, 500 00
1, 285, 221 97
1, 375, 700 28
5, 442, 808 54
4, 275, 956 71
2, 009, 754 58
1, 263, 998 81
114,690 19
163, 411 87
1, 627, 734 68
1, 675, 537 10
91, 779 21
239, 517 98
231, 040 05
235, 798 94
754, 551 98
554, 421 22

$32, 518, 207 12
20,169, 600 00
270, 000 00
2, 234, 350 00
1, 291, 420 32
4, 514, 888 21
1, 482, 294 26
138, 595 82
1, 629, 015 45
261, 604 07
240, 583 01
494, 391 06

OCTOBER 2.

JUNE 14.

638,123 00
15, 338 17
696,423 22
1,121, 089 00
30,000 00
935, 395 82
68, 873, 238 20

$32, 246, 631
20, 622,100
371, 000
2, 843, 200
1, 371, 609
5, 016, 646
1, 998, 588
167, 463
1, 691, 268
265, 873
283,207
497, 528
695, 512
18, 638
669, 622
1, 033, 582
30, 000
938, 071

74 $34, 011, 863 31
00 20, 385, 000 00
270, 000 00
00
2, 061, 800 00
00
1, 436, 540 97
17
4, 347, 902 60
38
1,160, 721 76
25
96, 522 02
34
1, 714, 341 79
18
232, 320 04
78
234,130 19
04
557, 867 21
33
00
18
12
00
00
63

70, 760, 542 14

613,
14,
620,
1, 052,
30,
953,

298
594
749
544
000
361

00
91
28
00
00
58

69, 794, 057 66

YORK.

227 banks

228 banks

230 banks.

231 banks.

Loans and discounts. $60, 524, 646 80
Bonds for circulation. 29, 474, 400 00
1, 007, 550 00
Bonds for deposits...
3, 788, 750 00
U. S. bonds on hand..
3, 593, 926 44
Other stocks and b'ds
8, 344,184 34
Due from res've ag'ts
1, 568, 981 88
Due from nat'l banks.
509, 525 49
Due from State banks
3, 214, 505 94
Heal estate, &c
615,389 83
Current expenses
332, 461 56
Premiums paid
1, 029, 493 02
Cash items

$59, 986,179 72
29, 617, 400 00
1, 002, 300 00
4, 053,100 00
3,141,113 19
8, 602,193 74
1, 778, 432 05
582, 203 94
3, 257, 986 34
367 174 81
326, 607 56
1, 830, 606 41

$59, 052, 864 40
29, 923,150 00
1, 343, 550 00
5, 356,100 00
3,166, 660 94
8, 591, 243 6 3
1, 496, 604 2 0
633, 566 3 5
3, 326, 660 9 1
554, 559 7 8
252, 999 6 8
1, 212, 366 0 6

$58, 029, 735 66
30,137, 050 00
1,145, 200 00
6, 040, 550 00
3, 433, 944 95
8, 926, 468 70
2, 001, 791 97
526, 091 96
3, 403, 541 24
630, 544 70
269, 887 55
1, 280, 001 15

$58, 312, 479 46
29, 889, 850 00
945, 500 00
5, 615, 700 00
4, 084,142 78
11, 684, 395 82
1, 641, 520 65
562, 935 95
3, 354, 927 93
406, 632 00
242, 212 65
1,159, 027 65

992,189 00
43,161 07
929, 952 92
3, 088, 615 00
470, 000 00
1, 376, 662 47

1, 079, 361 00
36, 754 68
1,304,877 74
3, 952, 802 00
365, 000 00
1, 371, 621 32

886, 976 00
37, 032 75
1, 418, 784 28
3,129,171 00
315, 000 00
1, 451, 730 58

915, 452 00
28, 039 62
1, 295, 787 99
3, 059, 847 00
335, 000 00
1, 386, 696 09

120, 904, 395 76

122, 655, 714 50

1, 201, 733 00
37, 569 3 8
1, 381,180 7 8
3, 249, 847 00
455, 000 00
1,379,344 56
122, 615, 000 67

123, 063, 502 49

124, 920,147 59

Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U. S. cert's of deposit
Due from TT. S. Treas Total

CITY
47 b a n k s

Loans and discounts $165, 380, 029 08
Bonds for circulation 24, 428, 500 00
Bonds for deposits .. 28,192, 800 00
U. S. bonds on hand.. 8, 512,100 00
Other stocks and b'ds 8, 024, 327 01
Due from res've ag'ts
Due from nat'l banks 13,423, 945 31
Due from State banks 3, 258, 338 76
9, 488,142 05
Heal estate, &c
1, 832, 891 53
Current expenses
1, 725,157 68
Premiums paid
1, 471, 248 58
Cash items
Clear'g-house exch'gs 47, 744, 046 37
Bills of other banks.. 2, 545,126 00
66, 422 84
^Fractional currency.
16 286, 479 01
Specie
13, 623,117 00
Legal-tender notes ..
TT. 3. cert's of deposit. 20, 080, 000 00
2, 758, 543 56
Due fromU. S. Treas
368, 841, 214 78
Total




OF N E W Y O R K .
47 b a n k s

$164, 649,
23, 855,
42, 349,
8, 037,
8, 065,

453
000
450
250
314

13, 891, 295
3,158, 600
9, 597, 506
262, 817
1, 378,120
2, 412, 519
80, 772, 950
2, 551, 500
62, 783
18,161, 092
16, 351, 562
18, 695, 000
1, 428, 496

47 b a n k s .

47 b a n k s

47 b a n k s .

43 $159, 007, 598 18 $178, 975, 217 45 $195, 976, 975 98
00
23, 604, 000 00
24,185, 500 00
25, 745, 500 00
00 249, 898, 400 00 225, 255, 700 00
4, 671, 650 00
U
O
10, 905, 100 00
12, 998, 300 00
10,140, 900 00
39
8, 808, 288 24
8, 936, 233 00
8, 843, 712 44
58
21
11
12
46
45
40
00
98
49
00
00
89

415, 680, 712 51

10, 717,132
2, 039, 037
9, 772, 545
1,142, 897
2, 322, 903
1, 333, 484
47, 828, 563
1, 869, 955
61, 714
17, 533, 906
15,104, 969
12, 900, 000
1, 875, 435

83
99
81
69
05
98
86
00
76
90
00
00
92

576, 725, 934 21

14, 030, 290
2, 206, 321
9, 827, 078
1, 364, 033
1, 618, 207
1, 696, 246
67, 008, 511
2,143,183
60, 500
18, 349, 742
21, 933, 827
15, 255, 000
1, 277, 633

58
98
59
36
23
18
42
00
84
34
00
00
50

10, 957, 673 12
2, 245,184 44
9, 883, 678 80
953, 465 24
827, 971 60
1, 969, 659 58
93, 487, 351 64
1, 467, 887 00
55, 672 36
19, 349, 867 69
19, 738, 584 00
12, 900, 000 '00
1, 624, 370 27

607,121, 526 47

420, 840,104 16

REPORT OF THE COMPTROLLER OF THE CURRENCY.

23

by States and reserve cities—Continued.
CONNECTICUT.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

Liabilities.
82 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

82 b a n k s .

84 b a n k s .

84 banks.

$25, 524, 620 00

$25, 524, 620 00

$25, 593, 266 00

$25, 624, 620 00

$25, 564, 620 00

6, 219, 664 30
917, 251 92

6, 221, 354 86
1, 323, 956 03

6,178, 215 27
1, 594, 909 18

6, 260, 727 51
1, 269, 494 36

17, 783, 995 00
44, 878 00

17, 787, 626 00
42,070 00

17, 955, 671 00
42, 052 00

18, 038, 960 00
42, 017 00

6,199, 917 36
1, 567, 352 32
17, 740, 691 00
46, 971 00

84 banks.

87, 726 32

618, 326 52

85, 391 23

70, 665 08

107, 830 94

Individual deposits . .
U. S. deposits
Dep'ts U.S.dis. officers

15, 529, 216 82
131, 425 00
20, 948 56

15, 747, 914 51
147, 837 11
23, 047 68

15, 946, 475 55
333, 705 54
9, 885 12

15, 839,142 83
244, 209 48
10, 827 41

17,132, 731 82
165, 547 89
17, 411 14

Due to national banks
Due to State banks...

1, 593, 380 85
295, 672 63

2, 360,184 26
509, 793 35

1, 238, 572 95
268, 835 99

2, 790,186 53
401, 967 43

927, 999 13
236, 641 94

18,075 93
25, 000 00 I

18, 075 93
25, 000 00

17, 098 93
5, 000 00

8, 075 93

30, 075 93

68, 780, 997 79 j

69, 940, 588 58

68, 873, 238 20

70, 760, 542 14

69, 794, 057 66

230 banks.

231 banks.

Dividends unpaid

Notes re-discounted..
Bills payable
Total

NEW
227 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

YORK.

227 banks.

228 banks.

$33,189, 691 00 $33,185, 691 00 $33,185, 111 00 $33, 002,160 00

$32, 652,160 00

7, 597, 428 82
5, 021, 894 31

7, 627,196 30
4, 275, 894 56

7, 568, 277 47
4, 240, 365 33

7, 352, 087 94
4, 896, 900 30

7, 356, 899 33
4, 294,159 35

26, 090, 664 00
68, 916 00

26,154, 487 00
68, 915 00

26, 492, 810 00
62,203 00

26, 512, 780 00
58, 920 00

26, 510,127 00
49, 719 00

66, 320 02

75, 773 29

90, 616 73

46, 512, 901 24 45, 678,170 42
956, 085 53
623, 704 98
78, 460 46
106, 561 61

49, 783, 385 47
590, 619 23
97,343 02

71, 968 29

352,107 28

Individual deposits. U. S. deposits
Dep'ts U.S.dis.officers

44,190, 819 03
449, 691 58
94, 819 22

45, 718, 937 51
503, 897 95
99, 584 84

Due to national banks
Due to State banks...

2,112, 956 82
954, 503 04

2, 584, 252 79
918, 032 30

1, 762, 047 76
696,287 01

2, 750, 593 91
1, 008, 977 73

1, 702, 397 75
982, 941 67

Notes re-discounted..
Bills payable

302, 763 75
758, 279 90

375, 485 99
791,231 98

287, 238 74
706, 893 11

285, 877 07
710, 995 24

187, 748 85
622, 030 19

Total

120, 904, 395 76 122, 655, 714 50 122, 615, 000 67 123, 063, 502 49

CITY
47 banks.
Capital stock

124, 920,147 59

OF N E W YORK.
47 banks.

47 banks.

47 banks.

$53, 600, 000 00 $51, 250, 000 00 $50, 750, 000 00 $50, 750, 000 00

47 banks.
$50, 750, 000 00

Surplus fund
Undivided profits

15, 930, 323 56
9, 076, 530 41

15, 898, 610 84
6, 772,172 54

15, 881, 442 37
8, 093, 464 25

15, 786, 880 08
9, 765, 878 46

16, 006, 434 62
9, 096, 919 30

Nat'l bank circulation
State bank circulation

20, 367, 710 00
73, 823 00

20,103,117 00
73, 705 00

19, 951, 990 00
54, 610 00

20, 398, 788 00
53, 256 00

22, 328, 624 00
53, 251 00

1, 202, 932 73

156, 039 -50

122, 253 65

202, 726 79

Individual deposits... 160, 298, 266 11 195, 632, 823 38 155, 846, 789 70 188, 285, 679 86
U. S. deposits
26,133, 086 93 42, 095, 890 02 249, 343, 958 11 223, 813, 792 91
Dep'ts U.S.dis.officers
167, 646 45
210, 539 98
156,231 75
197, 322 76

213, 354, 222 29
3, 877,135 25
157,193 21

Dividends unpaid

126,323 83

Due to national banks
Due to State b a n k s . . .

63, 605,117 00
19, 454, 387 49

61,109, 208 73
21, 323, 712 29

Notes re-discounted..
Bills pay able

8, 000 00

8, 000 00

Total




55, 825, 444 97 73, 692, 943 82
20, 665, 963 56 24, 254, 730 93

368, 841, 214 78 415, 680, 712 51 576, 725, 934 21 607,121, 526 47

81, 915, 319 00
23, 098, 278 70

420, 840,104 16

24

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
CITY
Resources.

JANUARY 1.

DECEMBER 6.

Total

OCTOBER 2.

JUNE 14.

APRIL 4. *
7 banks.

7 banks.

7 banks.

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S.bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromU. S. Treas

OF A L B A N Y .

7 banks.

7 banks.

08
06
83
00
28
49
00
00
06

$5, 240, 391 51
1, 860, 000 00
1, 670, 000 00
1, 507, 300 00
227,002 22
1, 281, 661 75
379, 524 46
100, 356 55
352,183 55
3, 701 00
103, 883 57
127, 552 33
128, 264 58
99, 511 00
3,938 09
265, 621 48
455, 420 00
275, 000 00
86, 031 71

$5, 092, 502 79
1, 865, 500 00
1, 570, 000 00
1, 860, 350 00
225, 944 04
2, 798, 284 84
654, 242 41
140, 651 93
347, 500 00
5,987 00
183, 988 63
133, 350 43
170, 361 91
115, 960 00
2,937 54
273, 286 03
470, 347 00
355, 000 00
83, 714 26

$5, 988, 000 65
1, 810, 000 00
100, 000 00
1, 463, 500 00
213, 886 71
2, 926, 673 62
556, 804 43
142, 866 16
345, 500 00
2, 876 32
119, 714 43
113, 012 19
158, 460 21
75, 444 00
4, 094 00
234,280 55
532, 861 00
385, 000 00
86, 832 71

14, 357. 605 24

14, 227, 343 80

16, 349, 908 81

15, 259, 806 98

$6, 340, 627 21
1, 860, 000 00
980, 000 00
1,386,600 00
230, 292 91
2, 309, 743 32
592, 947 38
131, 241 67
331, 682 63
6, 000 00
205, 318 44
100, 046 13
109, 804 99
89,484 00
2, 488 21
137, 871 97
465,947 00
455, 000 00
93, 756 06

$5, 689, 812 39
1, 860, 000 00
1, 080, 000 00
1,118,100 00
230, 292 91
1, 634, 490 41
602, 318 58
110, 816 52
331,682 63

15, 828, 851 92

168, 673
109, 673
158, 510
102, 278
2, 842
172, 056
504, 808
385, 000
96, 250

NEW JERSEY.

Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
D u e from IT. S. T r e a s .
Total

68 b a n k s .

69 b a n k s .

69 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've agts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid

45
00
00
00
53
29
52
46
97
93
48
32

$23,140, 681
12, 474, 850
1, 247,150
1, 310, 050
533, 812
4, 722, 802
1,100, 629
205, 544
2, 017, 677
182, 507
104,152
516, 623

00
50
00
00
00
56

507, 817 00
11, 732 45
714,198 35
1, 689, 841 00
110, 000 00
596, 468 80

444, 235
10, 291
576, 001
1, 569, 247
60, 000
582, 793

49 477, 849 47

50, 415, 621 55

$22, 077,110 SO
12 616, 350 00
393, 000 00
1 230, 550 00
656. 003 15
4, 944; 878 91
1 037, 293 58
229, 543 44
1 985, 040 62
269, 448 02
170, 937 18
575, 766 71
476, 927
11, 578
533,194
1 552,128
110, 000
608, 099

$22, 293, 492
12, 566, 350
393, 000
1,160, 400
647, 520
5, 428, 733
1, 083,115
227, 440
1, 972, 648
111,064
132,122
769, 675

68 b a n k s .

68 b a n k s .
03
00
00
00
25
24
19
97
11
67
20
33

$22, 754, 689
12, 459, 850
933, 200
2,150, 500
494,460
5, 017, 475
1, 031, 908
196, 517
2, 031,133
255, 484
117,115
558, 038

00
19
55
00 *
00
39

50, 799, 048 12

487, 862
11,113
602, 081
1,515,796
40, 000
576, 548

70
00
00
00
58
14
65
86
48
13
47
71

$23, 732, 094
12, 393, 350
300, 000
2, 139, 050
495,102
5, 050; 631
1, 030, 003
234, 642
2, 008, 365
184, 250
100, 639
503, 448

04
00
00
00
68
41
79
40
74
08
98
11

00
84
93
00
00
44

501, 274
9,397
597, 670
1, 649, 810
10, 000
588, 866

00
21
25
00
00
59

51, 233, 775 93

51, 528, 596 28 |

PENNSYLVANIA.
182 banks.

Loans and discounts $42, 702, 762 21
Bonds for circulation. 26, 360, 950 00
605, 000 00
Bonds for deposits...
X . S. bonds on hand.. 1, 931, 600 00
T
Other stocks and b'ds 3, 427, 675 52
4, 489, 763 51
Due from res've ag'ts
1, 355,166 39
Due from nat'lbanks
717, 889 04
Due from State banks
3, 067, 986 01
Real estate, &c
290, 645 10
Current expenses
405, 836 71
Premiums paid
509, 837 29
Cash items
Clear'g-house exch'gs
796, 869 00
Bills of other banks..
42, 395 47
Fractional currency.
1,144, 825 04
Specie . . . .
Legal-tender notes .. 3, 421, 276 00
80, 000 00
TJ. S. cert's of deposit
Due froniU. S. Treas. 1,211,520 37
Total
92,561,997 66




182 banks.

182 banks.

182 b a n k s .

182 b a n k s .

$42, 462, 971 09
26, 385, 950 00
605, 000 00
1, 916, 400 00
3, 349, 225 18
4, 293,188 48
1, 661, 984 05
837, 095 86
3, 200, 209 62
247, 478 73
392, 351 09
572, 928 28

$43, 693, 851 45
26,110, 950 00
799, 000 00
2,197, 650 00
3, 600, 864 92
5, 910, 963 55
2, 015, 737 37
867, 895 53
3,165, 575 83
545, 068 94
294,144 88
626, 729 70

$42, 811, 494 52
26, 258, 000 00
610, 000 00
2, 666, 500 00
3, 672, 584 85
5, 624,155 70
1, 919, 281 36
860, 735 04
3,205,290 02
306, 285 43
266, 725 42
527, 885 82

$43,129, 940 62
26, 374, 800 00
580, 000 00
2, 583, 650 00
3, 867,170 57
7, 402, 610 73
1, 870, 213 05
740, 406 87
3, 257, 493 24
484, 360 15
269, 279 03
611, 276 51

820, 771 00
47, 380 38
1, 280 878 42
3, 465] 081 00
85,000 00
1, 222, 969 80

938, 666 00
49, 832 91
1, 422, 662 30
d, 717, 933 00
75, 000 00
1,195, 059 30

825, 347 00
41, 858 88
1, 667, 364 71
2, 987] 152 00
70, 000 00
1,210,277 68

92, 846, 862 98

97, 227, 585 68

95, 530, 938 43

852, 494
41, 638
1 524, 870
3', 261, 792
60, 000
1, 211, 819

00
36
28
00
00
64

98,123, 815 05

REPORT OF THE COMPTROLLER OF THE CURRENCY.

25

by States and reserve cities—Continued.
CITY
Liabilities.

OF A L B A N Y .

JANUARY 1.

DECEMBER 6.

APRIL 4.

JUNE 14.

OCTOBER 2.

7 banks.

7 banks.

7 banks.

7 banks.

$2, 000, 000 00

$2, 000, 000 00

$2, 000, 000 00

$2, 000, 000 00

$1, 800, 000 00

Surplus fund
Undivided profits

1, 445, 000 00
221, 785 79

1, 445, 000 00
210,377 79

1, 420, 000 00
134,178 58

1, 420, 000 00
170, 850 79

1, 420, 000 00
167, 920 83

STat'l bank circulation
State bank circulation

1, 607, 890 00

1, 606, 040 00

1, 597,190 00

1, 588, 290 00

1, 455, 690 00

Capital stock

Dividends unpaid

2, 961 50

7 banks.

12,417 50

8,055 50

1, 689 50

16, 362 50

Individual deposits - U. S. deposits
Dep'ts U.S.dis. officers

6, 371,132 72
933, 692 85
11,428 12

5,148,165 79
1, 052, 589 31
13,154 00

5, 025,172 02
1, 537, 368 35
2,921 57

7, 284, 671 16
1, 283, 492 47
9,153 60

6, 938, 993 81
70, 566 85
9,466 30

Due to national banks
Due to State banks...

2, 593, 390 42
641, 570 52

2,221,506 48
648, 554 37

1, 889, 703 32
612, 754 46

1, 967, 556 61
624, 204 68

2, 735, 981 21
644, 825 48

15, 828, 851 92

14, 357, 605 24

14, 227, 343 80

16, 349, 908 81

15, '49, 806 9 8

]N"otes re-discounted
Bills payable
Total

NEW JERSEY.
69 b a n k s .
Capital stock
Surplus fund
Undivided profits
N a t ' l b a n k circulation
State bank circulation

69 banks.

68 banks

68 b a n k s

$13, 833, 350 00

$13, 783, 350 00

$13, 545, 350 00

$13,445, 350 00

$13, 445, 350 00

3, 721, 681 09
1, 655, 689 60

3, 704, 836 51
1, 292, 275 65

3, 725,178 58
1, 402, 553 92

3, 825, 301 87
1, 631, 415 20

3, 680, 326 93
1, 389,104 14

11,180, 511 00
32, 233 00

11,152, 931 00
26, 931 00

11, 055, 796 00
21, 311 00

11, 050, 242 00
18, 311 00

11, 044, 283 00
17,134 00

68 banks.

39, 673 31

317, 210 70

76, 571 83

37, 681 66

75, 224 12

Individual d e p o s i t s . .
U. S. deposits
D e p ' t s U.S.dis.officers

16, 805, 635 85
171, 735 32
10, 021 25

18, 437, 461 36
170, 619 68
5,063 20

17, 714, 298 87
1,187, 306 22
13, 073 31

17, 963, 234 51
1, 076, 340 63
4,535 40

19, 757, 311 30
210, 910 33
7,484 19

D u e to national banks
Due to State b a n k s . . .

1, 663, 757 31
225,109 61

1, 226, 652 27
170, 633 70

1, 623, 231 25
195, 441 92

1, 595, 883 95
263,154 73

1, 650, 984 28
176,170 08

Notes re-discounted.Bills payable

51, 752 13
86, 700 00

58, 956 48
68, 700 00

74, 545 58
164, 389 64

96, 935 34
225, 389 64

38, 924 27
35, 389 64

49, 477, 849 47

50, 415, 621 55

50, 799, 048 12

51, 233, 775 93

51,528,596 •?8

Dividends unpaid

Total

PENNSYLVANIA.
182 b a n k s

Capital stock
Surplus fund.
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

182 b a n k s

182 banks.

182 b a n k s

$28, 543, 840 00

$28, 548, 840 00

$28, 431, 240 00

$28, 452, 740 00

$28, 473, 640 00

7, 343, 004 12
1, 680, 753 80

7 309, 342 55
1 705, 990 68

7, 285,197 95
2,166, 242 02

7, 247, 665 77
1, 777, 832 46

7, 228, 914 16
2, 224, 285 55

23,181, 592 00
40, 452 00

23 300, 033 00
40, 427 00

23,108, 653 00
40, 404 00

23,117,108 00
40, 356 00

23, 279, 409 00
33, 949 00

182 banks.

162, 662 52

201, 534 47

84, 382 32

162, 687 85

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

29, 413, 741 51
310, 658 42
10, 212 63

29, 531, 728 14
338, 490 62
16, 828 13

33, 757, 985 67
543, 304 81
8, 891 26

32, 286, 222 27
357, 428 53
10, 609 86

35,144, 605 20
375, 309 48
6, 617 71

Due to national banks
Due to State banks...

1,461,698 74
192, 431 14

1 470, 951 11
180, 549 72

1, 406, 420 84
234,158 76

1, 755, 484 89
227, 858 16

1, 048, 923 62
183,174 83

Notes re-discounted..
Bills payable

50, 950 78
170, 000 00

67, 647 56
134, 500 00

39, 205 05
121, 500 00

51, 944 64
43, 000 00

9, 745 82
12, 490 28

92, 561, 997 66

92 846, 862 98

97, 227, 585 68

95, 530, 938 43

98,123, 815 05

Total




102, 750 40

26

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
CITY

OF

PHILADELPHIA.

Loans and discounts
Bonds for circulation.
Bonds for deposits...
U. S. bonds on hand .
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U. S. Treas.
Total

DECEMBER 6.

JANUARY 1.

APRIL 4.

JUXE 14.

OCTOBER 2.

31 b a n k s .

Resources.

31 b a n k s .

31 b a n k s .

31 b a n k s .

31 b a n k s .

$41, 344, 347
13, 703, 700
250, 000
2, 555, 350
1, 767, 723
3, 882, 088
2, 427, 324
461,094
2, 643, 631
149, 948
374, 313
301, 303
4,106, 492
1,138, 458
24, 259
2, 497, 002
4, 254, 719
4, 065, 000
664, 272

54 $41, 029, 766 57 $43, 627, 511 79 $44, 753, 465 03 $45, 969, 593 48
14,130, 700 00
13,703,700 00 13, 728, 500 00
13, 728, 700 00
00
250,000 00
250, 000 00
250, 000 00
250, 000 00
00
3, 638, 900 00
3, 018, 200 00
2, 555,150 00
3, 512, 300 00
00
2, 003, 512 49
1, 805, 635 94
1, 766, 490 60
1, 877, 954 55
43
5, 543,173 96
3, 756,165 81
4, 059, 447 93
4,197, 600 94
84
2, 600, 402 62
2, 214, 346 43
2, 633, 060 04
2, 755, 464 11
12
534, 861 00
327, 599 34
520, 200 31
567, 977 93
54
2, 714, 221 26
2, 674, 602 56
2, 643, 641 99
2,721,239 69
39
558, 098 44
557, 423 21
238, 212 19
189,921 06
92
290, 363 48
316, 427 28
370, 850 69
305,173 63
06
423, 806 91
293 645 58
481, 881 04
326, 843 27
47
6, 017, 784 00
4, 959, 272 46
5, 967,136 39
5,169, 994 14
30
845, 946 00
535, 308 00
1, 223, 439 00
972, 998 00
00
24,021 35
26,114 56
27, 618 28
25, 405 86
97
3, 028, 529 43
3,172, 208 33
3,138, 594 62
3, 214, 277 52
79
4, 026, 561 00
3,114, 013 00
5, 490, 674 00
3, 307, 029 00
00
5, 880, 000 00
3, 705, 000 00
3, 615, 000 00
5,125, 000 00
00
680, 913 49
666, 559 37
681, 589 94
639, 579 37
15

86, 611, 029 52

90, 396, 453 59

88, 748, 533 66

93, 640, 924 10

99,161, 388 91

CITY OP PITTSBURGH.
22 banks.

22 banks

22 banks.

22 banks

Loans and discounts. $16, 780, 086 92
6, 564, 500 00
Bonds for circulation.
295, 950 00
Bonds for deposits . .
761, 000 00
TJ. S. bonds on hand..
543, 667 30
Other stocks and b'ds
1, 772, 408 96
Due from res've ag'ts
628,122 93
Due from nat'l banks
246, 454 86
Due from State banks
1, 479, 544 03
Real estate, &c
104, 486 05
Current expenses
88, 911 10
Premiums paid
123, 798 12
Cash items
465, 008 48
Clear'g-house exch'gs
597, 557 00
Bills of other banks..
15, 832 49
Fractional currency.
356, 036 63
Specie
Legal-tender notes - - 2, 079,110 00
XT. S. cert's of deposit
317, 589 97
Due from U. S. Treas.

$17,164, 328 61
6, 564, 500 00
330, 700 00
759, 350 00
521,162 12
1, 216, 082 03
666,152 63
230,177 17
1, 534, 535 23
54, 839 71
78, 584 01
152, 444 72
600,160 11
395, 793 00
15, 979 40
486, 710 47
2, 272, 473 00

$17, 270, 264 89
7, 099, 500 00
717, 750 00
981, 800 00
837, 627 39
1, 402, 284 74
650, 595 91
197, 747 17
1, 542, 809 29
142, 816 06
71, 221 40
158, 431 62
656, 966 63
260, 273 00
14,153 10
524, 077 80
1, 959, 004 00

$17 199, 339 06
7, 359, 500 00
440, 050 00
717, 900 00
835, 938 60
1 777, 222 14
726, 668 57
170, 725 51
1 596, 220 73
99, 777 83
64, 444 41
131, 678 16
517,515 98
292, 635 00
13, 402 80
462, 655 83
1 723, 496 00

$17,460, 915 47
7, 404, 500 00
250, 000 00
509, 500 00
668,187 39
2, 291, 745 11
934, 068 11
228, 083 80
1, 634, 468 53
161,128 04
59 839 25
151, 281 59
660, 310 61
364, 485 00
10, 324 49
486,120 66
2, 293, 408 00

314, 959 75

415, 668 65

364, 829 13

357, 574 90

33, 220, 064 84

33, 358, 931 96

34, 902, 991 65

34 493, 999 75

35, 925, 940 95

22 banks.

Total

DELAWARE.
14 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits -.
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
>
Legal-tender notes - TJ. S. cert's of deposit.
Due from U. S. Treas
Total




14 b a n k s

14 b a n k s

14 b a n k s

14 b a n k s

$2, 995, 293
1, 613, 200
60, 000
19, 900
165, 508
346, 941
101, 552
26, 018
188, 951
21, 958
18,141,
58,134

01
00
00
00
37
43
35
75
91
99
09
36

$3, 016, 023
1, 613, 200
60, 000
19, 900
165, 508
276, 749
141, 427
50, 747
188, 923
24, 588
18, 053
76,124

42
00
00
00
37
14
76
80
04
31
59
28

$2, 813, 928
1, 630, 200
60, 000
44, 350
186, 900
411, 424
98, 382
57, 722
214, 386
20,145
13, 563
54, 055

55
00
00
00
21
81
58
51
47
62
74
02

$2, 788, 247
1, 630, 200
60, 000
58, 400
185, 900
540, 218
146,179
46,103
215, 900
24,121
23, 598
75, 302

40
00
00
00
21
85
41
12
22
04
74
79

$2, 847, 393
1, 630, 200
60, 000
155. 250
181, 885
683, 000
72, 610
49,431
216, 242
21, 293
24,549
67, 579

94
00
00
00
21
99
15
78
25
72
50
43

39, 910
1, 450
94, 696
155, 014
40, 000
75, 278

00
97
46
d0
00
75

50, 336
1,038
147, 004
141, 931
30, 000
76, 578

00
70
54
00
00
75

153,
133,
30,
73,

62, 868
931
395
078
000
278

00
72
68
00
00
75

56, 447
902
154 574
122^ 248
30,000
79, 870

00
17
69
00
00
69

61, 502
817
150, 095
107, 289
30-, 000
78, 277

00
67
17
00
00
65

6, 021, 950 44

6, 098,134 70

6, 058, 611 66

6, 238, 214 33

6, 437, 418 46

REPORT OF THE COMPTROLLER OF THE CURRENCY.

27

ly States and reserve cities—Continued.
CITY OF P H I L A D E L P H I A .
Liabilities.

DECEMBER 6.

JANUARY 1.

JUNE 14.

APRIL 4.

31 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

31 banks.

31 banks.

31 banks.

$16, 843, 000 00

$16, 843, 000 00

$16,793,000 00

$16,793,000 00

7, 308, 691 42
959, 504 64

7, 319, 278 47
1,185, 997 03

7, 338, 390 90
1, 718, 668 84

7, 418, 553 89
1, 037,164 64

11, 825, 368 00
13, 745 00

11, 796, 676 00
13, 745 00

11, 979, 936 00
12, 260 00

11, 901,460 00
7, 535 00

OCTOBER 2.
31 banks.
$16,793,000 00
7, 431, 639 07
1, 620, 466 23
12,326,683 00
7,535 00

82, 305 80

55, 631 00

59, 202 51

37,129 61

Individual deposits. -.
U. S. deposits
Dep'ts U.S.dis. officers

40, 763, 820 85
196,404 61

43,816,417 68
195, 926 22

40,179, 380 90
200, 478 97

44, 868, 879 99
201, 387 14

48, 459, 301 89203, 741 86

Due to national banks
Due to State banks...
Notes re-discounted
Bills payable

6, 685, 682 00
1, 872, 507 20

7, 219, 985 82
1, 889, 796 37

8,169, 487 82
2, 258, 418 48

8, 592, 640 93
2, 701,100 00

Total

38, 511 75

9, 716, 440 87
2, 505, 451 3&

60, 000 00

60, 000 00

60, 000 00

60, 000 00

60, 000 00

86, 611, 029 52

90,396,453 59

88, 748, 533 66

93, 640, 924 10

99,161, 388 91

CITY OP PITTSBURGH.
22 banks.

22 banks.

22 banks.

22 banks.

$10, 350, 000 00

$10, 350, 000 00

$9, 755, 750 00

22 banks.

$9, 812, 300 00

$9, 850, 000 00

Surplus fund
Undivided profits

2, 959,122 78
441, 206 57

2, 959, 643 00
392, 497 87

2, 941, 079 45
538,101 98

2, 944, 616 72
562, 423 84

2, 968, 060 46
576, 840 30

X a t ' l b a n k circulation
State b a n k circulation

5, 765, 598 00

5, 827, 518 00

6,149, 028 00

6, 462, 088 00

6, 421, 948 00

Capital stock

53, 765 75

102,417 75

50, 064 75

46, 351 50

61, 720 50

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

11, 692, 013 55
112, 601 71
158, 403 24

11, 804, 754 67
178, 481 17
179, 803 66

12, 849, 062 22
618, 318 60
145,912 50

12, 305, 975 74
276, 911 18
191, 525 22

13, 033, 222 44
106, 981 20
94, 974 15

Due to national b a n k s
Due to State b a n k s . . .

910, 417 87
766, 935 37

807, 834 96
745,'980 88

955,650 33
924, 757 66

1, 705, 736 27
1, 074, 540 87

Notes re-discounted..
Bills payable

10, 000 00

10, 000 00

Dividends unpaid

Total

1, 010, 907 02
818, 767 13
26, 000 00

11, 399 56

6, 916 76

25, ooo oa
33, 220, 064 84

33, 358, 931 96

34, 902, 991 65

34, 493, 999 75

35, 925, 940 95

DELAWARE.
14 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

14 banks.

14 banks.

14 banks

14 banks.

$1, 763, 985 00

$1, 763, 985 00

$1, 763, 985 00

$1, 763, 985 00

$1, 763, 985 00

454, 516 86
129,143 44

454, 962 46
145, 872 38

458, 372 32
104, 942 30

458, 372 32
142, 570 38

463, 436
108,190 55

1,411,830 00
6,639 00

1, 413, 640 00
6,639 00

1, 446, 870 00
6,639 00

1, 438,189 00
6,639 00

1, 437, 059 oa
6,639 00

8,480 70

7,375 55

9,840 00

8,867 90

10, 263 45-

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

1, 965, 826 27
31, 746 56
3,607 98

1, 997,192 51
44, 669 86
8,957 85

1, 987, 993 58
37, 327 13
7,607 03

2, 037, 813 23
34, 497 93
8,111 09

2, 400, 817 81
47, 621
6,854 64

Due to national banks
Due to State banks...

227, 646 16
12, 528 47

239, 098 08
9,742 01

206, 386 78
7,648 52

298, 247 45
9,921 03

166, 942 54
15, 608 49

Notes re-discounted
Bills payable
Total




6,000 00

6,000 00

21, 000 00

6, 021, 950 44

6, 098,134 70

6, 058, 611 G6

31,000 00

10, 000 00

6, 238, 214 33

6, 437,418 46

•

28

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1? 1878? arranged
M AR YL
Eesources.

DECEMBER 6.
18 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
XT. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U. S. Treas.
Total

65, 509
3, 304
94, 892
322, 409
10,000
92,442

00
15
00
00
00
50

7, 670, 612 48

JUNE 14.

APRIL 4.

JANUARY 1.

19 banks.

19 b a n k s .

18 b a n k s .

$3, 473, 441 05
2, 066, 550 00
100, 000 00
345,400 00
236, 732 95
348, 355 12
214, 896 43
20, 093 05
190,920 23
33, 669 60
8, 608 95
43, 388 45

AND.

$3, 431,142
2, 016, 550
100,000
400, 650
224, 325
350,811
257, 516
17, 022
190, 236
8, 472
6, 282
33,288

53
00
00
00
45
93
03
82
28
79
85
87

$3, 505,115 15
2, 066, 550 00
105,500 00
439, 850 00
250, 941 67
418, 715 32
188, 086 26
38, 488 71
192, 398 86
35, 982 38
9, 309 01
42,194 51

89, 604
2,983
105, 709
351, 688
10,000
89, 879

00
53
06
00
00
22

67, 838
2, 688
127, 866
315,432

7,686,163 36

$3, 551, 727 84
2, 066, 550 00
103,100 00
429, 550 00
247, 875 55
369, 370 26
141, 913 51
28, 590 74
189, 060 86
38, 566 08
9, 267 76
34, 920 73
63, 971 00
2,488 15
148,297 13
324,483 00

00
10
79
00

OCTOBER 2.

19 banks.
$3,441,783 57
2, 091, 550 00
100, 000 00
489, 200 00
259, 528 55
749, 042 29
356, 940 97
76, 682 19
193,337 97
42,683 15
6,167 58
. 35, 216 80
68, 601 66
2,182 07
119,592 98
292, 806 00

93, 491 87

93, 839 50

94, 642 30

7, 900, 448 63

7, 843, 572 11

8, 419, 957 42

CITY OF BALTIMORE.
14 banks

Loans and discounts.
Bonds for circulation.
Bonds for deposits...
TJ. S. bonds on hand..
Other stocks and b'ds

Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
. . . .
Legal-tender notes . .
U. S. cert's of deposit.
Due fromU. S. Treas.
Total

14 banks.

14 banks.

14 banks.

14 banks.

$18, 044,172 72 $17, 364, 834 89
6,184, 000 00
6,184, 000 00
200, 000 00
200, 000 00
1, 214, 000 00
1, 214, 000 00
503,164 30
440, 325 25
2,135, 787 42
1, 861, 630 54
600, 093 74
682, 507 85
121, 416 69
132,993 14
615, 069 71
616, 729 71
172, 650 92
58, 587 43
61, 331 55
60, 025 18
67,169 55
99, 338 65
1, 292, 691 46
1, 328, 372 83
305, 705 00
450, 795 00
2, 729 37
4,606 59
336,151 57
544, 719 88
1,104, 298 00
911,135 00
1, 205, 000 00
900, 000 00
288, 672 50
282,172 50

$17, 850, 847 16 $17, 986, 302 61
6, 284, 000 00
484, 000 00
200, 000 00
200, 000 00
1 293, 000 00
1, 709, 000 00
395, 436 07
387, 684 69
1, 345, 319 05 2 195, 728 98
497, 228 69
561, 370 3 3
153, 804 16
149,197 06
636, 229 71
638, 759 60
127, 462 21
166, 205 71
43, 209 36
64, 585 30
34, 844 60
41,154 27
984, 449 91
1 134, 308 03
437, 682 00
309,150 00
3, 792 97
3,047 28
658, 003 60
647, 773 92
1, 088, 218 00
786,175 00
1 365, 000 00
1, 500, 000 00
290, 627 50
301, 435 00

$19, 067, 256 74
6, 602,100 00
200, 000 00
1, 020, 000 00
330, 907 63
• 2,171,884 43
754, 947 85
156, 901 06
593, 387 09
137, 306 95
67, 861 90
39, 979 10
1, 973,183 45
338, 355 00
3,652 41
589, 873 51
1,103,189 00
1, 895, 000 00
301, 087 00

33, 529, 937 44

34,240,354 99 , 34,714,877 78

37, 346, 873 12

34, 260, 941 50

DISTRICT OF COLUMBIA.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

Loans and discounts.
Bonds for circulation.

$268,083 50
250, 000 00

$257,267 53
250, 000 00

$219, 594 87
250, 000 00

$231, 460 15
250, 000 00

$222, 338 45
250, 000 00

TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses

200, 000 00
19,335 00
64, 378 76
19, 405 57
100 00
17, 950 00
4, 923 17

200, 000 00
19,335 00
56, 513 89
10, 962 03
2,140 18
17, 950 00
120 16

17, 950 00
3,107 32

244, 000 00
19, 335 00
78, 700 89
26, 022 22
5, 357 28
17,950 00
4, 937 36

250, 000 00
15,930 00
103,141 49
16, 957 07
3, 060 76
17, 950 00
2, 928 51

Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from TJ. S. Treas.

3, 596 45

13, 285 07

3, 933 39

8, 813 73

18,921 00
26 04
34, 566 00
98, 000 00

7, 373 00
9 00
33, 295 00
78, 000 00

Total




5, 582 00
9 04
22, 606 00
74, 500 00

4, 636
99
34, 866
63, 000

00
04
00
00

200, 000
19, 335
101, 758
23, 256

00
00
98
41

11, 250 00

11, 250 00

11. 250 00

961, 719 49

941, 424 90

1, 001, 699 01

11,250 00
1, 016, 503 63

6, 758 00
20, 896
16
33, 259
105, 000

00
95
00
00

11, 250 00
1, 059, 486 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.

29

by States and reserve cities—-Continued.
MARYLAND.
DECEMBER 6.

Liabilities.
Capital stock .
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits ..
TJ. S. deposits
Dep'tsU.S.dis.offieers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total.

18 b a n k s .

JUNE 14.
18 banks.

19 banks.

19 b a n k s .

$2,181, 700 00

$2,181, 700 00

$2, 281, 700 00

661, 514 37
221,402 36

662, 086 63
148, 517 10

668, 086 63
220, 985 07

1, 793, 890 00

1, 796, 855 00

1, 790, 370 00

2, 409 00

2,409 00

2, 406 00

42, 642 69

57, 995 77

$2, 281, 700 00

35, 285 03

2, 462,
45,
7,
98,
16,

984
074
537
072
531

59
56
54
51
04

2, 483, 288 86
52, 285 76
17, 992 15
137,172 51
23,606 81

2, 578, 843 52
53,145 37
14, 526 09
98, 702 50
23,738 58

34,170 28
102, 683 54

17, 658 78
104, 594 99

668, 086 63
242, 069 72
1, 821,582 00
2, 401 00
25, 049 78

OCTOBER 2.
19 banks.
$2, 281, 700 00
674, 991 38
203, 543 16
1, 838,115 00
2, 380 00
31,573 37

2, 489,547 23
50, 219 28
26, 267 34

3,117, 084 49
14, 531 13
35, 310 25

82, 552 82
28, 804 83

892 78
23, 740 79

31, 217 29
101,442 55

22, 202 53
103, 088 95

7, 670, 612 48 | 7, 686,163 36 | 7, 900, 448 63 7, 843, 572 11

114,1
8, 419, 957 42

C I T Y OF B A L T I M O R E .
14 banks.

14 banks.

14 banks.

14 b a n k s .

14 b a n k s .

$10, 633, 310 00

$10, 633, 310 00

$10, 533, 260 00

$10, 533, 260 00

$10, 513, 260 00

Surplus fund
Undivided profits

2, 325, 968 37
769, 896 80

2, 322, 371 48
469, 730 95

2, 293, 256 21
844,442 76

2, 298,114 82
950, 365 66

2, 313, 575 56
805, 246 67

N a t ' l b a n k circulation
State b a n k circulation

5, 317, 238 00
59, 912 00

5,302,488 00

5, 297, 851 00
59, 744 00

5, 293, 401 00
59, 699 00

5, 531,141 00
59, 509 00

Capital stock .

Dividends unpaid

68, 601 57

Individual deposits . .
U. S. deposits
D e p ' t s U.S.dis. officers

12, 662, 934 06
104, 680 31

D u e to national b a n k s
D u e to State b a n k s . . .

1, 941, 233 10
377,167 29

34, 260, 941 50

59, 761 00

64, 617 73

69, 635 60

62, 394 11

12, 913,136 50
104, 078 31

13, 319, 019 33
105, 682 31

14, 819, 206 85
112, 041 31

1, 571, 883 53
482, 915 92

1, 858, 863 04
270, 905 44

1, 767, 924 66
317, 775 40

2, 727, 659 16
402, 839 46

33, 529, 937 44

34, 240,154 99

34, 714, 877 78

37, 346, 873 12

281, 741 69
12, 286, 819 73
118, 915 14

'Notes re-discounted..
Bills payable
Total .

DISTRICT OF COLUMBIA.
1 bank.
Capital stock
Surplus fund
Undivided profits
!Nat'l bank circulation
State bank circulation
Dividends unpaid

1 bank.

1 bank.

1 bank.

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

$252, 000 00

53, 000 00
39, 339 20

54, 000 00
23, 415 44

54, 000 00
33, 266 95

54, 000 00
41, 954 25

55, 000 00
35, 703 27

210,100 00

209, 400 00

220, 700 00

217, 600 00

216, 000 00

1 bank.

1,168 00

11, 248 00

1,248 00

1,248 00

1,376 00

Individual deposits ..
U S deposits
Dep'tsU.S.dis.officers

401, 233 46

381, 413 88

434, 656 42

445, 347 37

494,106 20

Due to national banks
Due to State banks...

3, 084 42
1, 794 41

9, 280 28
667 30

4,302 24
1, 525 40

4,271 60
82 41

5,300 76

961, 719 49

941, 424 90

1, 001, 699 01

1, 016, 503 63

1, 059, 486 23

5sTotes re-discounted
Bills pavable . . . .
Total




30

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
CITY
Resources.

DECEMBER 6.

5 banks.

Loans and discounts $1, 490, 243 85
830,000 00
Bonds for circulation
100, 000 00
Bonds for deposits...
30,900 00
U. S. bonds on hand..
61, 604 16
Other stocks and b'ds
235, 520 91
Due from res've ag'ts.
85,887 06
Due from nat'lbanks
3, 621 30
Due from State banks
445, 989 46
Heal estate, &c
37, 939 73
Current expenses
6, 942 88
Premiums paid
28, 566 46
Cash items
Clear' g-house exch'gs
Bills of other banks -.
9, 211 00
Fractional currency.
7, 584 68
Specie
57, 653 83
Legal-tender notes ..
194, 602 00
U. S. cert's of deposit.
15, 000 00
Due from TJ. S. Treas.
36,750 00
Total

3,678,017 32

OP W A S H I N G T O N ,
JANUARY 1.

5 banks.

APRIL 4.

5 banks.

JUNE 14.

5 banks.

OCTOBER 2.

5 banks.

$1, 412, 223 32
830, 000 00
100, 000 00
21, 000 00
61, 639 14
123, 457 54
56,899 13
4,429 70
446,251 96
10, 873 45
6, 968 32
36,269 90

$1, 258,169 51
830, 000 00
100, 000 00
154, 500 00
55, 671 24
224, 952 65
62,411 09
6,185 78
445, 821 31
22, 764 64
5, 727 66
33, 208 97

$1, 249, 205 13
830, 000 00
100, 000 00
258,150 00
59,137 05
117, 032 75
64, 591 15
8, 608 19
445, 528 46
34, 234 49
5, 533 08
37, 438 86

$1, 257, 530 06
830, 000 00
100, 000 00
140, 750 00
73, 275 48
165, 664 67
74, 558 90
4,127 38
458, 009 46
21, 884 10
5, 781 45
57, 407 70

12,121 00
6,071 57
244, 664 44
256,160 00
15, 000 00
37, 350 00

9, 018 00
6, 510 25
254, 378 75
277,458 00
15, 000 00
36, 750 00

>, 943 00
5, 998 61
174, 083 25
363, 765 00

23,151 00
7,420 66
212, 931 74
331, 848 00

87, 350 00

37, 350 00

3, 681, 379 47

3, 798, 527 85

3, 848, 599 02

3, 801, 690 60

17 banks.

17 banks.

VIRGINIA.
18 banks.

Loans and discounts. $6, 440, 594 39
Bonds for circulation. 2, 357,350 00
525,000 00
Bonds for deposits ..
224,200 00
IT. S. bonds on hand..
147, 285 12
Other stocks and b'ds
761,269 54
Due from res've ag'ts.
233,731 56
Due from nat'l banks.
183,416 91
Due from State banks
351, 546 77
Real estate, &c
114, 202 63
Current expenses
88,141 97
Premiums paid
180,433 69
Cash items
Clear'g-house exch'gs
199, 287 00
Bills of other banks..
7, 319 76
Fractional currency.
86,307 85
Specie
645, 246 00
Legal-tender notes...
U. S. cert's of deposit.
112, 706 92
Due from U. S. Treas.
Total

12, 658, 040 11

18 banks.

17 banks.

$6, 818,157 30
2, 357, 350 00
525, 000 00
223, 600 00
142, 078 60
539, 515 07
197, 526 37
134, 052 30
350, 231 44
* 36,455 80
79, 204 76
204, 798 48

$6,162, 576 78
2, 333, 350 00
525, 000 00
289, 550 00
196, 597 81
697, 983 69
182, 502 71
181,198 90
336, 918 64
64,133 85
57, 978 75
155, 826 93

$6, 373, 917 95
2, 403, 350 00
525, 000 00
243, 600 00
170,140 28
443, 849 93
195,173 47
184, 278 26
342, 208 59
96, 859 14
24, 510 00
221,750 93

$6, 582, 381 63
2, 553, 350 00
525, 000 00
109,100 00
168, 368 03
849, 520 94
191,280 24
184, 298 93
349, 865 30
69, 840 52
25, 666 40
184, 934 11

248, 016 00
5, 514 86
110, 328 56
713, 946 00

212, 966 00
5, 912 53
149,194 66
595, 536 00

128, 500 00
4, 973 45
125, 729 95
482, 425 00

169, 255 00
2, 785 15
117, 576 72
527, 427 00

124, 399 45

107, 232 30

109, 683 50

124, 468 46

12, 810,174 99

12, 254,459 55

12, 075, 950 45

12, 735,118 43

WEST VIRGINIA.
15 banks.

Loans and discounts. $2, 265, 585 59
Bonds for circulation. 1, 489, 000 00
Bonds for deposits
26, 400 00
TJ. S. bonds on hand..
47, 452 21
Other stocks and b'ds
223, 614 11
Due from res've ag'ts
132, 260 74
Due from nat'l banks
60, 000 13
Due from State banks
• 186,027 40
Real estate, &c
40, 221 27
Current expenses
14, 658 54
Premiums paid
10, 658 41
Cash items
Clear'g-house exch'gs
76, 661 00
Bills of other banks..
3,319 95
Fractional currency .
52, 279 79
Specie
321, 582 00
Legal-tender notes ..
TJ. S. cert's of deposit.
73,175 00
Due fromU. S. Treas.
Total




5, 022, 896 14

15 banks.
$2, 286, 811 26
1, 489, 000 00

15 banks.

15 banks.

$2, 375, 042 74
1, 496, 000 00

$2, 383, 861 70
1, 496, 000 00

$2, 381,791 51
1, 509, 000 00

15 banks

34, 800 00
47, 452 21
161,846 61
179, 558 90
37,173 95
180, 050 40
37, 824 24
14, 833 37
9,921 24

73, 250 00
30, 720 00
112, 826 07
96,170 66
35, 574 77
191, 857 29
28, 387 45
10, 541 98
13, 541 V>,

88, 250 00
30, 220 00
105,138 50
150, 733 05
22, 281 69
195, 462 76
29, 652 23
13, 383 10
15, 785 50

48, 850 00
48, 390 61
250, 486 40
217, 437 63
25, 886 94
194,102 75
25, 658 70
17, 396 17
17, 644 72

71,314 00
2, 848 35
84, 370 78
286, 469 00

23,166 00
3,170 31
85, 656 73
205, 550 00

36, 386 00
3,068 23
81 208 63
165, 448 00

71, 926 00
2, 741 27
76 938 69
252, 571 00

74, 549 43

64, 593 70

59, 530 34

72, 025 34

5, 004, 823 74

4, 840, 048 82

4, 876, 409 73

5, 212, 847 73

REPORT OF THE COMPTROLLER OF THE CURRENCY.

31

by States and reserve cities—Continued.
CITY OF WASHINGTON.
Liabilities.

DECEMBER 6.

JANUAltY 1.

APKIL 4.

JUNE 14.

OCTOBER 2.

5 banks.

5 banks.

5 banks.

5 banks.

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

$1,125, 000 00

Surplus fund
Undivided profits

287, 400 00
103,161 25

287, 400 00
53, 051 53

287, 400 00
67, 496 13

287, 400 00
101, 753 78

287, 800 00
66,143 09

Nat'l bank circulation
State bank circulation

737,100 00

738, 500 00

739,900 00

739, 610 00

732, 260 00

Capital stock

Dividends unpaid
Individual deposits ..
IT. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
Notes re-discounted
Bills navable
Total

5 banks.

2,257 00

12, 308 00

2, 202 50

1, 371 50

1, 983 50

1,138, 252 99
85, 244 18

1, 261, 767 90
42, 692 26

1, 343, 269 54
82,243 74

1, 294, 646 92
73,277 64

1, 429, 966 65
33, 038 37

182, 717 13
16, 884 77

134, 772 93
15, 784 35

136, 501 78
14, 514 16

213,821 31
11,717 87

106,137 57
19, 361 42

3, 798, 527 85

3; 848, 599 02

3, 801,690 60

10,122 50
3, 678, 017 32

3, 681, 379 47

VIRGINIA.
18 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l b a n k circulation
State bank circulation
Dividends unpaid
Individual d e p o s i t s . . .
U. S. deposits
D e p ' t s U.S.dis.officers

18 banks.

17 banks.

17 banks.

$3, 085, 000 00

$3, 085, 000 00

$2, 921, 000 00

$2, 896, 000 00

$2, 866 000 00

800,159 32
353, 313 14

827,100 00
173, 808 38

816,100 00
232, 603 37

778,100 00
351, 632 20

792, 850 77
242, 785 92

2,101, 800 00

2,116, 600 00

2, 040,100 00

2,144, 597 00

2, 280, 067 00

1,190 00
5,142, 919 82
330, 845 21
86, 372 79

17 banks.

90, 460 00

1,185 00

1, 062 00

3, 203 40

5, 358, 054 87
268, 690 70
93, 928 27

5, 061, 829 81
286,144 19
83, 534 96

4, 784, 945 62
371, 878 77
62, 657 44

5, 620, 033 96
302,453 82
90, 639 05

Due to national banks
Due to State b a n k s . . .

261, 338 27
383, 249 77

306, 348 03
401, 873 92

379,116 65
294, 781 42

284, 070 66
203,170 71

216, 799 06
317, 785 45

Notes re-discounted..
Bills payable

111, 851 79

88, 310 82

128, 064 15
10, 000 00

177, 836 05
20, 000 00

2, 500 00

12, 658, 040 11

12, 810,174 99

12, 254, 459 55

12, 075, 950 45

12, 735,118 43

Total

WEST VIRGINIA.
15 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

15 banks.

15 banks.

15 banks.

$1, 656, 000 00

$1, 656, 000 00

$1, 656, 000 00

$1, 656, 000 00

$1, 656, 000 00

404, 022 85
138, 084 19

390, 443 93
107, 704 97

390, 878 10
94, 275 87

390, 722 18
125, 826 17

399, 852 23
97, 992 00

1,326,438 00

1, 326, 228 00

1, 325, 763 00

1, 328, 280 00

1, 346, 605 00

15 banks.

15, 351 00

34, 718 00

13,103 50

13, 766 00

10, 840 50

Individual deposits...
U S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks -..

1, 301, 002 08

1, 309, 342 26

1, 239, 752 71

1, 243, 966 48

1,553,052 58

108, 579 97
7], 418 05

115, 797 68
61, 088 90

75, 605 89
48, 369 75

67,153 30
34, 093 75

81, 355 57
67,149 85

Notes re-discounted..
Bills payable
Total

2, 000 00

3, 500 00

2,300 00

2, 801 85
13, 800 00

5, 022, 896 14

5, 004, 823 74

4, 846, 048 82

4, 876, 409 73




5, 212, 847 73

32

REPORT OF THE COMPTROLLER OF THE CURRENCY.
^1 bstract of reports since October 1,1878, arranged
NORTH
DECEMI3ER 6.
15 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits . U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks

Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from U.S.Treas.
Total

CAROLINA.
APRIL 4.

JANUARY 1.

14 banks.

15 b a n k s .

$3, 730, 002
1, 919, 000
150, 000
205, 000
340, 810
271,823
173, 767
30,921
311, 564
66, 926
109, 841
33 140

84
00
00
00
43
67
26
35
91
59
31
86

190, 055
8, 944
57,656
343, 097

00
57
21
00

79,130 49
8, 021, 682 49 ,

JUNE 14.

OCTOBER 2
15 b a n k s .

14 banks.

209,294 00
5,917 58
58, 919 26
415,492 00

$3, 343, 951
1, 950, 000
150, 000
80, 000
301,315
151, 909
137,386
71, 852
312, 683
47, 703
95, 889
30 132

69
00
00
00
76
32
81
70
44
89
22
87

$3, 520, 393
1, 868, 000
150, 000
80,150
297, 826
111, 558
84,689
72, 570
312,113
66, 860
93, 497
16,109

27
00
00
00
90
27
44
10
19
94
72
90

$3, 835, 549
1, 998, 000
200, 000
55, 850
300, 226
73, 919
185, 458
65,112
317, 668
47, 886
69, 905
20 088

44
00
00
00
47
33
25
32
00
93
51
05

223,
8,
59
368,

$3, 607, 510 9 1
1, 969, 000 0 0
150,000 0
155,000 0
339,603 9
297,364 24
190,738 54
48,548 40
310,824 89
40,968 76
108,178 81
31 812 46

00
39
03
00

104, 910
7,335
79, 562
319,170

00
92
64
00

116, 003
4,577
68,191
290, 673

00
13
8?,
00

583
296
775
269

87,166 16

80, 357 45

70, 906 14

77, 541 04

8, 026, 339 90

7, 413,106 57

7, 255, 654 43

7, 726, 650 29

12 b a n k s .

12 b a n k s .

SOUTH CAROLINA.
12 banks.

12 banks.

12 banks.

Loans and discounts. $3,145, 054 38 1 $3,103, 088 54
1, 435, 000 00
1, 435, 000 00
Bonds for circulation.
150, 000 00
150, 000 00
Bonds for deposits. - U. S. bonds on h a n d . .
105, 000 oo j
105, 000 00
545, 527 77
574, 428 65
Other stocks and b'ds
679, 605 56
530, 879 72
D u e from res've a g ' t s .
• 416, 875 91
619, 079 56
D u e from nat'l b a n k s
D u e from State b a n k s
185, 827 10
229, 813 77
252, 282 93
250, 289 92
Real estate, &c
80, 753 99
41, 326 13
C u r r e n t expenses
P r e m i u m s paid
24, 852 89
23, 312 50
Cash items
21 695 71
9 645 iY>
Clear'g-house exch'gs
198, 578 00
126, 396 00
Bills of other b a n k s . .
4, 720 92
2,853 27
F r a c t i nal c u r r e n c y .
Specie
71, 596 59
83, 529 55
356, 975 00
479, 694 00
Legal-t ender notes . .
XJ. S. cent's of depo sit
66, 031 27
66, 977 70
D u e from U. S. T r e a s .
Total

7, ?91, 861 45

7, 779, 830 90

$2, 645, 285 58
1, 435, 000 00
150, 000 00
170, 300 00
468, 240 32
438, 565 20
697, 722 75
284, 373 63
219, 781 15
52, 375 20
17, 877 34
20 869 Q5
229, 053
4. 600
97, 833
347, 516

00
04
9?

00

66, 398 67
7, 345, 792 75 i

$2, 931, 340
1, 435, 000
150, 000
120, 200
519, 088
283, 294
425, 960
184, 676
217, 557
88, 246
13, 050
9 865

62
00
00
00
94
64
43
43
84
21
00
56

170, 203
3, 307
108, 618
350, 614

00
29
53
00

$3, 468, 264 00
1, 450, 000 00
150, 000 00
100, 000 00
498,181 39
161,127 74
153,467 86
192, 080 37
206, 538 59
43, 673 64
11,168 75
27 632 71
129, 318 00
3, 236 82
95, 888 68
435,159 00

64, 234 98

65, 672 62

7, 075, 258 47

7,191,410 17

GEORGIA.
12 banks.
Loans and discounts
Bonds for circulation.
Bonds for deposits. -.
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've a g ' t s .
D u e from nat'l banks
D u e from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional c u r r e n c y .
Specie
Legal-tender notes . .
U S cert's of deposit
D u e from TJ. S. Treas.
Total




12 banks.

$2, 319, 502
2, 025, 000
131, 000
10, 500
200, 223
418, 656
230, 958
160, 508
219, 747
69, 384
60, 422
98, 257

68
00
00
00
63
20
21
57
92
39
26
49

157, 830
12, 486
76, 294
414, 671

00
83
84
00

92, 820 10
6, 698, 264 12

;

12 banks.

13 banks.

$2, 373,169 61 ! $2, 347, 095 77
2, 025, 000 00 ! 2, 025, 000 00
131,000 00 '
131,000 00
10, 500 00 '
no, 500 00
210,223 63 :
331,213 88.
321,176 11
145, 927 65
190, 262 97 ;
209,192 07
160, 273 18 !
161, 943 07
205, 635 42 \
210, 918 10
23, 231 77 !
46, 415 93
5~>, 7 6 147
59, 020 53
72, 665 32 i
93,822 r o
>
140, 838 00
4,253 02
116,225 21 '
451, 937 00 !
100,154 35
6, 595, 566 12 j

146, 899
5, 248
146, 402
408,337

00
60
88
00

13 b a n k s .

$2, 649, 045
2, 060, 000
131, 000
155, 800
394, 997
95,161
83, 235
85, 965
245, 334
79, 383
57, 802
73,193

13
00
00
00
54
41
75
45
35
93
06
7r>

$3, 045,164
2,120, 000
110, 000
33, 550
366, 461
136,147
135, 886
93, 322
246, 425
46, 915
36, 295
110 083

99
00
00
00
39
69
01
46
35
01
22
58

177, 563
6,123
165 483
342, 642

00
94
S3
00

109, 818
5,086
141, 518
412, 265

00
74
39
00

100, 532 37

116,165 20

99, 646 55

6, 676, 210 29

6, 918, 897 34

7, 248, 586 38

REPORT OF THE COMPTROLLER OF THE CURRENCY.

33

by States and reserve cities—Continued.
NORTH
Liabilities.

DECEMBER 6.

CAROLINA.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

15 b a n k s .

Capital stock
Surplus fund
Undivided profits
Kat'l bank circulation
State bank circulation
Dividends unpaid

15 b a n k s .

14 b a n k s .

14 b a n k s .

$2, 551, 000 00

$2, 551, 000 00

$2, 361, 000 00

$2, 351, 000 00

$2, 501, 000 00

300, 961 12
309, 055 77

306, 864 07
243, 457 36

288, 096 39
249,159 25

288, 096 39
307, 059 60

293, 415 30
224, 984 58

1, 726, 985 00

1, 769, 530 00

1, 726, 990 00

1, 667, 560 00

1, 752, 690 00

1, 608 00

43, 574 67

2, 830 00

Individual deposits..
TJ. S. deposits
Dep'ts U.S.dis. officers

2, 437, 543 92
128, 779 01
9,174 82

Due to national banks
Due to State banks...

238, 032 63
48,133 57

229, 549 78
20, 216 97

78, 632 18
81, 558 74

Notes re-discounted..
Bills payable
Total

195, 408 65
75, 000 00

123, 616 69
45, 000 00

52, 016 13
25, 000 00

8, 021, 682 49

8, 026, 339 90

2, 560, 797 59
119,131 45
13, 601 32

2, 395,101 44
141,213 82
11, 508 62

7, 413,106 57

2, 203 00

15 b a n k s .

2, 736 00

2,152, 241 00
116, 844 46
19, 607 10

2, 341, 319 31
173, 786 28
16, 946 T9

86,185 57
55, 648 67

95, 099 91
17,420 99

124, 208 64
85,000 00

189,251 73
118,000 00

7, 255, 654 43

7, 726, 630 29

12 banks.

12 banks.

SOUTH CAROLINA.
12 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

12 banks.

$2, 851,100 00

$2, 851,100 00

393, 267 68
264, 515 50
1, 281, 451 00

395, 332 02
213, 764 03
1,283,751 00

12 banks.
$2, 449, 900 00

$2, 449, 900 00

353, 736 58
250, 448 56

353, 748 50
305, 286 45

354, 376 56
253, 703 99

1, 255, 751 00

1, 212, 351 00

1, 300, 551 00

$2,449, 900 00

13, 538 50

34, 294 50

5, 752 00

4, 568 50

5, 312 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

2, 308, 932 92
56, 320 77
67, 903 17

2, 359, 689 27
68,901 53
92, 067 10

2, 627, 079 12
26,433 21
70, 209 03

2, 436, 845 78
53,537 24
53, 575 67

2,101, 497 23
•62, 088 19
51, 841 79

Due to national banks
Due to State banks..

195, 937 89
174, 078 42

165, 282 45
141, 398 94

192,170 49
64, 312 76

96,104 18
79, 341 15

230, 878 75
71, 281 65

Notes re-discounted. .
Bills payable

130, 815 60
54, 000 00

120, 250 06
54,000 00

50, 000 00

30, 000 00

34, 979 01
275, 000

7, 791, 861 45

7, 779, 830 90

7, 345, 792 75

7, 075, 258 47

7,191,410 17

13 b a n k s

13 b a n k s .

Dividends unpaid

Total

GEORGIA.
12 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

12 b a n k s .

$2, 041, 000 00

$2, 041, 000 00

$2, 041, 000 00

$2,141, 000 00

367, 061 09
239, 929 68

369, 954 69
187,144 54

366, 753 94
209, 725 84

366, 753 94
266, 638 84

380, 674 07
176, 922 07

1, 763, 400 00

1, 774, 300 00

1, 749, 793 00

1, 762,145 00

1, 860,409 00

12 b a n k s .

$2,166, 000 00

9,083 50

39, 333 50

13, 355 00

12, 706 00

Individual deposits..
U. S. deposit's
Dep'ts U.S.dis.officers

1, 991, 475 26
67, 262 38
30, 248 03

1, 937, 419 77
43, 298 24
33, 783 48

2, 050, 312 16
46, 634 81
17, 919 19

1, 949, 746 51
61, 834 14
30, 007 04

Due to national banks
Due to State banks ..

67, 693 97
99, 610 21

73, 512 11
85, 819 79

40, 000 47
80, 715 88

127, 228 87
140, 837 00

281,162 32
337, 531 61

Notes re-discounted..
Bills payable
Total

1,500 00
20, 000 00

10, 000 00

60, 000 00

60, 000 00

87,175 43
90,000 00

6, 698, 264 12

6, 595, 566 12

6, 676, 210 29

6, 918, 897 34

7,248,586 38

H. Ex.




15, 631 50
1, 768,333 23
60,705 21
24,041 94

34

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
FLORIDA.

Loans and discounts.
Bonds for circulation
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'lhanks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch' gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from U.S.Treas
Total

DECEMBER 6.

JANUARY 1.

APRIL 4.

JUXfi 14.

OCTOBER 2.

1 bank.

Resources.

1 bank.

1 bank.

1 bank.

1 bank.

$78, 219 49
50, 000 00

$72,475 14
50, 000 00

$72, 572 71
50,000 00

39, 450 00
1, 549 85
4, 680 27
723 63
8, 092 93
11, 874 63
2, 236 68
3,157 26
337 81

40,000 00
1,218 97

$80, 867 96
50, 000 00

$78, 651 00
50,000 00

18, 000 00
2, 833 72
357 65
1,189 83
2, 649 06
11, 909 63
3,320 74
2, 758 26
566 06

18, 000 00
3, 068 02

484
35
704
8, 000

00
40
69
00

306
4, 240
11, 909
3, 928
2, 757
539

85
29
63
34
26
68

18, 350
2, 633
24, 310
4, 204
2, 937
11, 882
1, 460
2, 757
813

1,657
13
1,130
5,000

00
23
69
00

2, 035
1
1, 907
14, 000

00
46
13
54
79
13
77
26
62
00
73
57
00

4, 494
36
2, 918
8, 000

00
03
17
00

226
522
11,874
809
2, 730
499

90
28
63
43
79
33

1,490
35
2, 067
20, 000

00
67
02
00

2,250 00

2, 249 95

2, 653 20

1,750 60

1, 471 01

185, 926 50

183, 451 94

218,166 69

211,777 00

205, 518 74

ALAB AM A.
10 b a n k s .

Loans and discounts.
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of depositDue from IT. S. Treas
Total

10 b a n k s .

$1, 796, 046
1, 621, 000
100, 000
80,100
226, 301
248, 812
228, 409
66, 392
160,482
40, 272
69, 427
10, 745

03
00
00
00
74
23
14
29
23
85
69
07

$1, 702, 838
1, 621, 000
100, 000
80,100
239,101
262, 566
152,145
47, 524
160,124

43,741
3,712
39,127
229, 096

00
57
28
00

116, 305
3, 213
39,401
302, 914




68,177 69
10, 636 66
00
95
85
00

$1, 570,151
1, 621, 000
100, 000
161, 900
218, 748
266, 310
138, 512
64, 958
144, 687
34, 374
63, 717
8, 819

97
00
00
00
22
62
37
47
48
25
15
69

$1, 680, 558
1, 631, 000
100, 000
105, 500
209, 823
301, 503
100, 298
48, 568
144, 588
52, 798
63,717
4, 691

71
00
00
00
67
51
19
68
23
48
15
05

$1,923,117
1, 631, 000
50, 000
29, 500
211, 974
196, 426
157, 603
77, 225
144, 931
33, 615
56, 260
8, 766

17
00
00
00
63
52
78
83
31
64
28
22

67, 270
3,193
47, 224
276, 550

00
14
93
00

56, 694
3,170
33, 278
181, 035

00
72
91
00

133,613
931
66, 372
362,250

00
17
60
00

70, 095 75

70, 943 10

74, 255 21

70, 051 36

72, 522 52

4,976,993 38

4, 861, 673 50

4,787,277 66

5,156,110 67

7 banks.

Total

91
00
00
00
18
42
81
31
50

10 b a n k s .

10 b a n k s .

5, 033, 761 87

CITY

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Due from Stat-r banks
Real estate, <c
5
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due fromTT. S. Treas.

10 b a n k s .

$6,122, 395
1, 700, 000
25, 000
400
331,132
372,186
102, 838
416,815
439, 510
124, 965
63, 400
150,182
1, 578, 427
126, 890
4, 943
134, 033
1, 017, 566

OF NEW
7 banks.

25
00
00
00
08
22
96
53
52
12
30
59
37
00
90
19
00

$6, 200, 325
1, 700, 000
25, 000
22, 650
257, 845
784, 052
114,912
196, 661
399, 822
34, 890
52, 620
149, 295
1,471, 214
138, 772
4, 373
103, 324
1, 545, 558

ORLEANS.
7 banks.

52
00
00
00
59
18
54
34
95
24
00
39
33
00
31
40
00

$4, 682, 313
2. 039, 000
50, 000
449, 200
257, 757
814,402
158, 303
169, 957
390, 360
92, 510
] 1,682
133, 642
791,832
188, 603
5, 873
288, 389
2, 386, 622

7 banks.
05
00
00
00
84
18
30
80
00
91
50
33
98
00
16
31
00

7 banks

$5, 794,119 92
2, 050, 000 00
443,200
210, 857
949, 524
144, 267
171, 857
359, 025
139, 259
11, 682
132, 364
562, 853
183,198
6, 034
289, 380
1,557,059

00
84
15
85
84
60
65
50
94
94
00
45
21
00

$5,670,082 07
2,100, 000 00
158, 200
391, 303
180, 533
89, 997
321,602
354, 326
101, 725
9, 400
129, 383
556,403
173, 455
6, 966
210, 690
1,025,637

00
97
11
38
11
79
25
00
91
17
00
32
45
00

76, 500 00

76, 500 00

92, 450 00

91, 750 00

94, 000 00

12, 787,187 03

13, 277, 817 79

13, 002, 900 36

13, 096,435 89

11, 573, 706 53

REPORT OF THE COMPTROLLER OF THE

CURRENCY.

35

by States and reserve cities—Continued.
FLORIDA.
DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

OCTOBER 2.

1 bank.

1 bank.

1 bank.

Liabilities.
1 bank.

1 bank.

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

$50, 000 00

1, 978 00
4, 708 99

1,978 00
5,375 54

1, 980 00
3, 586 03

1, 980 00
5, 951 00

2,000 00
5,514 51

45, 000 00

44, 980 00

45, 000 00

45, 000 00

45, 000 00

53,783 08

49, 873 59

Due to national banks
Due to State banks

2, 201 54
•?o 227 99

3,871 89
22 196 O'>

Notes re-discounted..
Bills navable

8, 026 90

5,176 90

185, 926 50

183, 451 94

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..

88, 512 97

92, 984 97

99, 538 29

Dep 'ts U. S. dig. officers

Total

3,465 94
24 615 69

20 333 03

218,166 69

211, 777 00

205, 518 74

ALABAMA.
10 banks.

10 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l bank circulation
State bank circulation

10 banks.

10 banks.

10 banks.

$1, 668, 000 00

$1, 668, 000 00

$1, 668, 000 00

$1,668,000 00

$1, 668, 000 00

167, 080 03
118, 705 25

173, 205 33
64, 530 00

171,128 36
131, 232 65

171,128 36
181, 520 12

193, 096 71
100, 786 03

1, 453, 320 00

1,457, 320 00

1, 452, 070 00

1, 448, 820 00

1, 463, 017 00

1, 452 00

27, 542 00

1, 274 00

934 00

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

1, 209, 232 96
100, 388 90

1, 258, 285 95
100, 388 90

1, 325, 397 52
56, 945 78
623 35

1,195, 444 44
78, 966 11
314 42

Due to national banks
Due to State banks . .

84, 355 04
34, 773 07

73, 524 69
86, 611 26

26, 903 08
28, 098 76

20, 008 50
22,141 71

Notes re-discounted..
Bills payable

196, 454 62

67, 585 25

5, 033, 761 87

4, 976, 993 38

Dividends unpaid

Total

CITY OF NEW

1, 268 00
1, 406, 917 43
32,981 06
1, 333 41
101, 402 02
82,153 23
105,155 78

4, 861, 673 50

4, 787, 277 66

5,156,110 67

ORLEANS.

7 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

7 banks.

7 banks.

7 banks.

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

$2, 875, 000 00

573, 268 64
425, 305 18

453, 000 00
287, 514 91

453, 000 00
390, 351 81

453, 000 00
469, 354 27

448, 000 00
299, 008 51

1, 488, 600 00

1, 489, 525 00

1, 711, 360 00

1, 706, 270 00

1,696,970 00

7 banks.

17, 352 06

96, 954 06

18, 666 74

17,430 74

21, 111 72

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

6, 517, 674 07
21, 389 7?

7, 266, 761 14
3,000 00

6,804,155 21
29, 650 55

6, 836, 671 80

5, 297,458 96

Due to national banks
Due to State banks . .

339,460 65
529,136 71

234, 866 69
571,195 99

181,612 71
539,103 34

196, 093 05
542, 616 03

375, 071 75
561, 085 59

12, 787,187 03

13, 277, 817 79

13, 002, 900 36

13, 096, 435 89

11, 573, 706 53

Notes re-discounted
Bills payable
Total




_JL_

36

REPOET OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
TEXAS.
DECEMBER 6.

109, 266
201,821
220,143
116,349
170, 578
41, 037
7, 983
104, 813

24
73
31
55
13
12
18
66

$1, 612, 006 42
650, 000 00
200, 000 00
50 00
121, 231 36
64, 574 68
91, 729 73
93, 500 30
166, 769 6 8
14, 382 59
8,626 35
90, 292 06

151, 975
6, 425
74 972
504,255

00
05
26
00

135, 351
4,826
93, 662
610, 812

$1, 507, 778 80
650, 000 00
200, 000 00

JUNE 14.

00
89
06

00

$1,288,255 21
650, 000
225, 000
60, 050
147, 479
322, 981
238, 236
150, 234
176, 558
40, 023
8. 459
99, 281
102, 618
6,195
101,035
355, 056

OCTOBER 2

11 banks.

11 banks.

11 b a n k s .

11 b a n k s .

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
U S bonds on hand
Other stocks and b'ds
Due from res Ve ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
X S cert's of deposit
T
Due from TJ. S. Treas

APRIL 4.

JANUARY 1

11 b a n k s .
24

03
97
12
02
39
54
40
78

$1, 511, 874
650, 000
175, 000
109, 600
146, 916
258, 336
82, 360
123, 036
160, 736
26,120
5,554
84, 962

00
22
36
00

164,610
3,165
51, 022
531, 596

00
85

98
00

11
44
29
21
59
13
51
72

$1, 396, 970
650, 000
175, 000
165,100
138, 749
245, 514
124,609
149, 524
176, 762
42,193
8, 384
86, 208

00
80
IN
00

116, 556
7, 536
86, 905
352, 520

00
00
00

00
00

00
00
00

97
31
91
89
81
33
62
60

30

00

35, 938 30

37,163 27

33, 834 91

27, 430 01

34, 966 22

4,103,337 33

Total

3, 994, 978 39

4, 005, 299 04

3, 949, 964 82

4,119, 860 05

ARKANSAS.
*
Loans and discounts
Bonds for circulation
Bonds for deposits -..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
XT. S. cert's of deposit.
Due fromU. S. Treas.
Total

2 banks.

2 banks.
$251,456
205, 000
100, 000
11, 600
35, 392
38,265
17,125
1,270
1,000
521

07
00
00
00
65
06
94
51
00
54

1,073 00
16, 990
412
10, 302
59, 300

00
03
25
00

$264,582
205,000
100, 000
12, 600
35, 375
23, 887
13, 014
774

2 banks.
63
00
00
00
47
54
27
95

$287, 074
205, 000
105, 000
16, 650
35, 281
30, 029
25, 870
3, 391

2 banks.
82
00
00
00
09
73
15
48

1 04
611 74
18, 956
572
14,153
34, 000

00
81
85
00

$289, 626
205, 000
102, 000
35, 550
35,215
35, 226
64, 779
12,192

2 banks.
33
00
00
00
30
24
30
95

$283,798 87
205, 000 00
100, 000 00
38,197
17,145
46,616
613

13
72
51
80

109 87
1, 205 02
10, 702
82
3, 215
25,100

00
27
70
00

133 10

1, 059 8Q

2, 644 73

15, 737
134
4,926
26, 540

00
64
60
00

17, 901
132
1, 614
61,100

00
73
00
00

9, 225 00

9, 725 00

9, 725 00

9, 225 00

9, 225 00

758, 934 05

733, 255 30

758, 327 26

837, 323 09

784,122 59

KENTUCKY.
40 b a n k s .

40 b a n k s .

Loans and discounts •
Bonds for circulation
Bonds for deposits ..
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from IT. S. Treas
Total




41 b a n k s .

41 b a n k s .

40 b a n k s .

$7, 990, 692
6, 241, 650
110, 000
508, 350
393, 070
819, 623
655,133
219, 211
487,101
86, 016
246, 456
29, 608

27
00
00
00
18
42
57
94
33
36
93
69

$7, 907, 081
6, 241, 650
110, 000
519,400
395,771
837, 298
641, 735
189, 090
488, 863
24,146
230, 840
24, 070

63
00
00
00
90
73
64
63
43
16
93
18

$8, 077, 858
6, 671, 500
379, 750
709, 750
390, 638
565, 692
423, 325
213, 862
507, 069
81, 224
206, 235
23, 519

84
00
00
00
93
09
75
42
04
46
57
96

$8,192,130
6, 721, 500
420, 650
491,450
381, 234
652, 658
492, 829
215, 903
522, 474
96, 070
195, 598
34, 581

92
00
00
00
14
30
84
76
65
75
15
96

$7, 789, 660
6, 761, 000
260, 000
228, 600
495, 591
1, 207, 026
681, 961
366,827
526, 321
84,780
130, 062
29, 075

83
00
00
00
21
25
72
06
87
77
18
99

240, 076
4, 632
114, 041
569, 500
80, 000
281, 251

00
40
66
00
00
93

277,108
3, 759
191, 469
604, 546
120,000
280, 797

00
39
75
00
00
13

173, 930
4, 469
192, 323
518, 500

00
40
44
00

198, 255
3, 504
173,175
456, 343

00
28
43
00

167, 211
2,132
176, 084
480,850

00
18
37
00

19, 076, 416 68

19, 087, 629 50

293,403 26

300, 605 01

306, 088 23

19, 433, 053 16

19, 548, 965 19

19,693,273 66

REPORT OF THE COMPTROLLER OF THE CURRENCY.

37

by States and reserve cities—Continued.
TEXAS.
Liabilities.

DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

OCTOBER 2.

11 b a n k s .

Capital stock

11 banks.

11 banks.

11 b a n k s .

$1, 050, 000 00

$1, 050, 000 00

$1,050,000 00

$1,050 000 00

$1 050 000 00

296, 455 26
124,867 13

301, 689 41
82, 427 16'

305,183 89
97, 908 31

285, 819 47
87,186 83

296, 368 87
80, 463 83

562, 406 00

567, 206 00

563, 765 00

559, 650 00

566, 970 00

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

11 b a n k s .

135 00

11, 635 00

282 50

112 50

175 00

1, 675, 927 21
86, 296 09
91, 054 94

1, 633, 253 85
84, 248 23
87, 997 01

1, 672, 784 59
47, 778 19
102, 867 86

1, 599,100 60
66, 031 79
144, 446 14

1, 604, 230 04
89, 332 69
119, 351 31

23,126 58
173, 069 12

34,197 32
127, 324 41

26,208 42
138,520 28

42, 627 39
109, 990 10

79, 957 84
189, 320 17

10, 000 00
10, 000 00

15, 000 00

5,000 00

43, 690 30

4,103, 337 33

Individual deposits ..
TJ. S. deposits
Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

3, 994, 978 39

3, 949, 964 82

4,119, 860 05

4, 005, 299 04

ARKANSAS.
2 banks.

2 banks.

2 banks.

2 banks.

$205, 000 00

$205, 000 00

$205, 000 00

$205,000 00

$205, 000 00

81,750 00
10, 248 14

33,125 00
9, 904 25

34, 625 00
7, 443 41

34, 625 00
8, 381 20

35, 625 00
8, 627 77

184, 000 00

183, 500 00

184, 000 00

182, 900 00

184, 400 00

445 00

1,250 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

258, 093 21
59, 600 26
5, 698 12

226, 313 48
56, 394 05
8, 067 29

253, 491 45
56, 019 34
10, 056 71

303, 004 37
77,413 79
13, 080 67

255, 358 02
62, 233 73
12,473 86

Due to national banks
Due to State banks...

1, 669 47
2, 874 85

1,162 02
6, 489 21

3,171 28
3, 925 07

1,737 69
10, 735 37

5,124 76
6, 529 45

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation

3, 300 00

Dividends unpaid

595 00

Notes re-discounted
Bills payable

2 banks.

7, 500 00

Total

758, 934 05

733, 255 30

758, 327 26

837, 323 09

784,122 59

KE NTUCK Y.
40 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'lbank circulation
State bank circulation

Total




41 b a n k s .

40 b a n k s .

$6, 991, 000 00

$7, 042, 000 00

$7, 084,100 00

$6, 991, 000 00

1,110, 496 74
484, 908 39

1,123, 517 02
236, 813 88

1,129, 618 37
423, 998 24

1,126, 928 88
524, 357 16

1, 088,183 95
366,403 95

5, 469, 747 00

5, 496, 632 00

5, 807, 237 00

5, 946, 239 00

5, 966, 924 00

8, 340 90

94, 284 90

8, 579 90

8, 583 40

11, 218 90

4, 293, 894 54
90, 937 59
1, 538 86

4, 516, 491 26
60, 487 58
2,428 50

4, 060, 630 12
452, 073 40
1, 877 70

4, 013,124 98
332,161 99
52, 218 47

4, 550,407 11
180, 372 13
89 99

237, 623 40
355, 055 06

216, 610 00
326,490 16

178, 625 29
206, 541 14

220, 961 77
168,417 54

238,548 51
240, 853 12

32, 874 20

22, 874 20

3,400 00
118,472 00

31. 900 00
39, 972 00

3,000 00
56,272 00

19, 076, 416 68

19, 087, 629 50

19, 433, 053 16

19, 548, 965 19

19, 693, 273 66

Due to national banks
Due to State banks...
Notes re-discounted
Bills payable

41 b a n k s .

$6, 991, 000 00

Dividends unpaid
Individual deposits ..
U. S. deposits
Dep' ts U. S. dis. officers

40 b a n k s .

.

38

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
CITY' OF LOUISVILLE.
DECEMBER 6.

JANUARY 1

8 banks.

Resources.

8 banks.

Loans and discounts $4, 672, 248 65 $4, 642, 690 98
2, 644, 700 00
Bond s for circulation. 2, 644, 700 00
500, 000 00
500, 000 00
Bonds for deposits ..
11, 000 00
2,100 00
TJ. S. bonds on hand..
53,750 92
53, 750 92
Other stocks and b'ds
324,116 74
192, 719 88
Due from res've ag'ts.
146, 396 21
136, 722 20
Due fromnat'lbanks
78, 887 67
82, 048 95
Due from State banks
208,267 03
203, 250 03
Real estate, &c
22,112 58
22, 245 90
Current expenses
155, 584 30
155, 584 30
Premiums paid
51, 926 35
63, 652 88
Cash items
Clear'g-house exch'gs
52, 496 00
61, 983 00
Bills of other banks..
1, 003 95
1,061 96
Fractional currency
92, 882 52
129 090 14
Specie
292, 000 00
342, 550 00
Legal-tender notes ..
U. S. cert's of deposit
i27, 750 18
119, 366 66
Due from TJ. S. Treas
Total
9, 435,123 10
9, 353, 517 80

APRIL 4.

JUNE 14.

OCTOBER 2

8 banks.

8 banks.

$4,113, 654 46
2, 858, 700 00
500, 000 00
533, 200 00
49, 299 15
235, 036 82
154, 685 99
110,205 53
193, 381 15
52, 706 62
93, 925 68
43, 835 07

$4, 356,416 18
2, 958, 700 00
500, 000 00
690, 850 00
83, 039 36
536, 384 70
132, 869 62
90, 379 24
192,170 40
22, 595 89
79, 787 28
28,194 52

Io2, 076 00
559 61

95, 982 70
464, 800 00

84, 381
1,857
86 995
469, 200

8 banks.

00
32
78
00

$4, 828, 727
2, 958, 700
500, 000
136,150
34, 606
846, 570
208, 591
116,131
187,235
60, 771
81, 828
69,177

23
00
00
00
50
79
32
95
52
28
78
45

94, 800 00
526 74

79 454 87
459, 475 00

148, 698 10

115, 641 50

132, 341 65

9, 800, 746 88

10, 429, 462 79

10, 795, 089 08

25 banks.

24 banks.

TENNESSEE.
25 banks.

25 banks.

25 banks.

Loans and discounts $5, 005, 827 02 $4, 864, 849 14 $4, 848, 217 43 $5, 014, 230 39 $4, 967, 022 35
2, 744, 000 00
2, 744, 000 00
2, 711, 000 00
2, 711, 000 00
Bonds for circulation
2, 761, 000 00
350,000 00
375,100 00
1, 264, 350 00
398, 000 00
Bonds for deposits ..
350, 000 00
166, 050 00
156, 850 00
376,400 00
385, 300 00
TJ. S. bonds on hand..
123,300 00
298, 440 44
301, 550 31
315, 299 41
285, 528 42
Other stocks and b'ds
260, 081 45
406, 397 17
419, 469 83
696, 979 14
819, 271 58
Due from res've ag'ts
600, 752 89
386, 069 61
297, 294 27
381, 782 26
339, 240 00
Due fromnat'lbanks
226,151 47
120, 989 22
150, 066 81
126, 849 52
113,418 50
Due from State banks
84, 882 06
349, 942 35
348, 235 86
370, 811 96
368,880 19
Real estate, &c
371, 796 22
88, 719 53
50, 543 51
72, 943 19
87, 940 05
Current expenses
65,448 08
144,411 16
138, 950 17
107, 208 96
95,152 35
Premiums paid
72, 371 35
197, 950 53
216,422 52
218, 825 59
90, 839 19
Cash items
111, 730 62
Clear'g-house exch'gs
Bills of other banks..
423, 893 00
399, 948 00
328,732 00
431, 243 00
303,934 00
Fractional currency.
7, 714 54
5, 923 20
10,113 04
7, 967 86
4, 905 74
Specie
212, 005 57
231, 766 18
140, 685 89
178,950 53
211. 898 04
Legal-tender notes ..
1, 023, 566 00
903, 785 00
844,167 00
939,471 00
599, 411 00
U. S. cert's of deposit.
Due from U.S. Treas.
239, 854 43
169,220 10
126, 895 01
129,171 68
132, 670 96
Total

11, 709, 389 97

11, 750,136 49

13, 397, 701 00

12,419,443 15

11, 247, 356 23

OHIO.
151 banks.

151 banks.

149 banks.

150 banks.

150 banks.

Loans and discounts $28,631,026 24 $28, 608,100 26 $28, 089, 645 98 $27, 694, 083 43 $28, 599, 266 43
Bonds for circulation 16, 992, 850 00 16, 942, 850 00 16. 924 850 00 17, 034, 850 00 17,198,400 00
555, 200 00
591, 450 00
325,000 00
338, 400 00
330,400 00
Bonds for deposits ..
1, 328, 800 00
1,491,200 00
1, 786, 350 00
1,189,100 00
U. S. bonds on hand.. 1,180, 600 00
876, 630 56
837,990 32
980,432 69
798, 484 73
787, 461 16
Other stocks and b'ds
3, 909, 061 31
2, 985, 049 95
5,103, 387 98
3, 029,143 29
2, 974, 014 37
Due from res've ag'ts
1, 060, 923 84 1, 223, 438 18
1, 455, 733 21
1, 036, 548 19
947, 712 92
Due from nat'l banks
456, 647 67
435, 603 15
731,180 13
461, 806 84
438, 222 19
Due from State banks
1, 737, 542 71
1, 725, 740 48
1, 822,124 29
1, 666, 283 83 1, 673,192 15
Real estate, &c
174, 828 64
397, 379 77
376, 827 84
197, 688 52
196, 018 89
Current expenses
135, 277 07
148, 038 54
126; 782 54
167, 518 72
175,287 03
Premiums paid
421, 798 33
348, 000 99
495, 581 06
345, 660 46
327, 450 41
Cash items
Clear'g-house exch'gs
972, 497 00
774, 953 00
836, 672 00
666, 598 00
1, 051,118 00
Bills of other banks..
31,155 24
27, 988 76
24, 838 45
24, 005 32
31, 683 25
Fractional currency
824, 621 01
903,000 18
856, 543 37
876, 979 00
Specie
577,487 53
3,109, 221 00
2, 945, 931 00
2, 725, 507 00
3, 396, 856 00
Legat-tender notes .. 3, 263, 727 00
25, 000 00
TJ. S. cert's of deposit
788, 055 35
790, 506 59
829, 081 41
795, 582 81
793,121 20
Due from TJ. S. Treas
Total




60, 288, 304 63

60, 321, 564 61

60, 537, 520 31

60, 612,151 31

65, 204,105 90

REPORT OF THE COMPTROLLER OF THE CURRENCY.

39

by States and reserve cities—Continued.
CITY OP LOUISVILLE.
Liabilities.

DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.
8 banks.

8 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

8 banks.

8 banks.

8 banks.

$2, 995, 500 00

$2, 995, 500 00

$2, 995, 500 00

$2, 995, 500 00

$2, 995, 500 00

336,191 71
127,104 88

336,191 71
120,117 30

337, 391 71
231, 371 87

319, 013 01
146, 399 72

321, 357 91
220, 516 71

2, 376, 493 00

2, 376, 493 00

2, 549, 823 00

2, 632, 923 00

2, 644, 473 00

6, 586 50

4,748 50

9,220 50

5,074 50

9,887 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis. officers

1, 654,105 35
204,410 06
236,145 91

1, 571, 548 62
237, 709 53
216, 916 02

1, 783, 992 88
286,173 60
161, 259 79

2, 011. 918 49
241, 987 89
219, 956 10

2, 098,164 31
286, 726 67
185, 260 67

Due to national banks
Due to State banks...

746, 856 44
661,700 59

699, 059 95
686, 553 36

673,118 22
752,895 31

958, 232 08
788, 458 00

914, 463 52
1, 047, 645 95

Notes re-discounted..
Bills payable
Total

90, 028 66

108, 679 81

20, 000 00

10, 000 00
100, 000 00

71, 093 34

10, 429, 462 79

10, 795, 089 08

9, 435,123 10

'

9, 800, 746 88

9, 353, 517 80

TENNE SSEE.
25 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits -.
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks ..
Notes re-discounted..
Bills payable
Total

25 banks.

25 b a n k s .

25 b a n k s .

24 b a n k s .

$3, 080, 300 00

$3, 080, 300 00

$2, 980, 300 00

$2, 980, 300 00

$2, 955, 300 00

482, 243 92
320, 327 05

489, 994 79
276, 577 07

499, 770 44
251, 390 71

508,181 79
337, 876 12

450, 335 72
206,170 75

2, 417, 420 00

2, 417, 730 00

2, 387, 860 00

2, 377, 660 00

2, 370, 350 00

3, 561 00

19,151 00

5,759 00

3,839 00

7, 647 00

4, 807,189 43
212, 690 49
109, 789 07

4, 940, 056 80
205, 534 15
75,186 12

5, 795, 987 23
1, 216, 645 03
84, 613 08

5, 654, 837 54
260, 710 16
97, 846 65

4, 684, 357 43
190, 389 21
96, 706 62

169, 809 36
90, 359 65

171, 998 86
57,907 70

115,185 63
50, 429 88

126, 230 13
47, 261 76

187, 236 24
89,163 26

9, 700 00
6, 000 00

9,700 00
6,000 00

9,760 00

24, 700 00

9, 700 00

11, 709, 389 97

11, 750,136 49

13, 397, 701 00

12, 419, 443 15

11, 247, 356 23

OHIO.
151 b a n k s .

Capital stock
Surplus fund
Undivided profits
Nat'l bauk circulation
State bank circulation
Dividends unpaid

151 b a n k s .

149 b a n k s

150 b a n k s

$18, 636, 900 00

$18, 636, 900 00

$18, 276, 900 00

$18, 291, 900 00

$18, 421, 900 00

3, 844, 084 98
1, 249, 298 83

3, 857, 396 50
1, 235, 757 77

3, 755, 091 48
1, 573, 412 58

3, 763, 467 73
1, 026, 616 75

3, 640, 033 63
1,425, 769 04

14, 983, 696 00
22, 716 00

14, 950, 313 00
22, 716 00

14, 873,117 00
22, 713 00

14, 891,132 00
22, 684 00

15,104, 476 00
16, 659 00

150 b a n k s .

44, 715 40

71, 069 40

23, 454 00

30, 574 40

27, 962 60

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

19,985,701 99
218, 251 43
30,567 82

20,155, 902 60
197, 738 62
23, 048 50

20,188, 512 24
490, 782 76
21, 760 65

20, 911, 764 72
398, 322 88
20, 422 68

24, 834,119 02
227, 817 13
23, 639 82

Due to national banks
Due to State banks ..

579, 748 33
377,557 49

498, 968 40
413, 557 22

534, 639 16
388, 993 72

534, 468 74
409, 423 60

805,013 69
530,186 77

Notes re-discounted..
Bills payable

154,719 62
160, 346 74

100,299 86
157, 896 74

135,152 48
252,991 24

80, 864 37
230, 509 44

33, 054 76
113, 474 44

60, 288, 304 63

60, 321, 564 61

60, 537, 520 31

60, 612,151 31

65, 204,105 90

Total




40

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
CITY OF CINCINNATI.
DECEMBER 6.

Resources.

6 banks.

6 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts.
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U. S. Treas

$8, 425, 721
3, 702, 200
890, 500
476 800
208J 646
1, 376, 889
648, 513
257,682
238, 716
85, 899
5, 923
74, 410
131, 006
170, 300
409
105, 087
783, 200
810, 000
174, 906

Total

JANUARY 1.

33
00
00
00
71
18
88
19
51
63
86
75
03
00
00
51
00
00
95

18, 566, 813 53

$8, 874, 348
3, 702, 200
890, 500
642, 650
233, 496
1,154, 801
503, 738
244, 861
238, 659
45, 520
5, 909
89,192
134, 388
147, 808
1, 036
341, 541
799, 500
750, 000
182, 703

APRIL 4.

OCTOBER 2.

JUNE 14.

6 banks.

6 banks.

6 banks.

43
00
00
00
71
40
13
60
51
37
49
83
01
00
77
33
00
00
71

$8, 523, 388 42
3, 527, 200 00
2, 581, 250 00
948, 650 00
296, 485 29
737, 746 25
439, 785 73
208, 012 44
229, 030 08
63, 740 98
11,108 77
54, 975 54
108, 817 83
219, 045 00
702 17
335, 522 81
1, 019, 024 00
455, 000 00
164, 890 38

$8, 462, 226
3, 537, 200
2, 214, 500
2,137, 900
337, 635
1, 670,197
445,138
345, 016
278, 957
91, 202
8,125
78, 021
102, 748
162, 760
2,172
369,312
644, 686
685, 000
171, 306

18, 982, 856 29

19, 924, 375 69

21, 744,106 50

06
00
00
00
21
48
01
92
52
78
48
16
79
00
80
16
00
00
13

$11,731,287
3, 537, 200
829, 500
575,200
204, 815
2, 084, 385
1, 086, 826
663, 732
283, 995
63, 540

68
00
00
00
82
18
63
66
10
19

95,423
119, 051
383, 285
4, 354
411, 895
842,433
1, 520, 000
169, 294

55
91
00
13
31
00
00
38

24, 606, 220 54

CITY OF CLEVELAND.
6 banks.
$6,167, 439 18
Loans and discounts
Bonds for circulation.
2, 067, 000 00
Bonds for deposits . .
225, 000 00
U. S. bonds on hand..
317, 900 00
Other stocks and b'ds
79, 911 83
Due from res've ag'ts
1, 012, 647 31
Due from nat'l banks.
567, 435 17
Due from State banks
580, 042 61
Real estate, &c
224,131 25
Current expenses
7, 988 46
Premiums paid
13, 075 75
Cash items
81, 015 47
83,146 61
Clear'g-house exch'gs
Bills of other banks..
214,442 00
Fractional currency
8,457 36
Specie
81,768 04
1, 288, 000 00
Legal-tender notes . .
U. S. cert's of deposit
15, 000 00
Due fromU. S. Treas
90 385 23
13,124, 786 27

Total

6 banks.

6 banks.

6 banks.

$6, 239, 011 90
2, 067, 000 00
225, 000 00
190, 900 00
80, 911 83
905,112 '26
483, 314 40
522, 314 60
223,131 53
57, 085 28
13, 075 75
75, 701 21
101, 856 42
156, 815 00
10, 301 39
228, 759 0 8
1, 038, 000 00
15, 000 00
93, 692 99

$6, 447, 692 98
2, 267, 000 00
525, 000 00
180, 950 00
80, 230 83
889,167 40
418, 889 26
294,554 95
232,131 53
117, 734 24
14, 559 22
63, 341 57
83, 275 35
170, 272 00
11,099 93
205, 652 11
1, 020, 000 0 0
15, 000 00
90, 999 54

$5, 992, 995
2, 367, 000
250, 000
298, 000
95, 730
1, 392, 471
595, 203
632, 351
220,834
15, 057
12, 262
28, 735
72, 444
198, 431
10, 009
208, 576
1, 061, 000
15, 000
97, 963

12, 726, 983 64

13,127,550 91

13,564,068 56

6 banks.
87
00
00
00
83
44
02
98
30
81
34
74
14
00
73
98
00
00
38

$6, 490, 738
2, 367, 000
325, 000
253, 000
94, 205
1,124,592
592, 245
910, 804
216, 330
116,185
13, 892
62, 364
210,305
139, 458
7,191
216 901
1,185, 500
15, 000
100, 634

78
00
00
00
86
75
71
39
31
43
34
88
06
00
83
66
00
00
80

14, 441, 351 80

INDIANA.
94 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due, from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from IT. S. Treas
Total




$21 201,189
12, 665; 500
400, 000
1 090, 800
934, 888
2 913, 808
1, 874, 272
564,107
1 750, 783
262, 883
176, 495
267, 643
745,130
18, 075
422, 534
2 507, 327
5,000
584,165

94 b a n k s .
94
00
00
38
94
53
82
88
28
83
40

$21,149,147
12, 490, 500
400, (!00
1, 343, 300
974, 327
2,172, 646
1, 362,187
415, 714
1, 819, 059
97, 890
179, 708
222, 528

00
97
58
00
00
18

814, 278
16, 670
629, 159
2, 547, 468
5, 000
645,109

00

. 48, 384, 606 73

94 b a n k s .
29

93 b a n k s .

91 b a n k s

00
00
01
06
67
25
41
83
23
12

$20, 235, 530
11,591,500
500, 000
1,158, 150
852, 944
2, 110, 514
1, 295, 204
387, 927
1, 812, 851
215, 538
127, 024
270, 902

09
00
00
00
55
39
71
43
96
34
04
88

$20, 699,161 01
11, 726, 500 00
503, 000 00
1, 262, 600 00
785, 723 84
2, 724, 639 01
1, 469, 756 84
354, 928 55
1, 852, 889 59
287, 552 78
144, 274 10
297, 353 40

00
71
24
00
00
52

645, 806
16,326
656, 210
2,198, 336
5,000
574, 868

00
74
85
00
00
83

602, 062
14, 229
672 244
1, 868', 950
5,000
535, 269

00

47, 284, 694 34

44, 654, 636 81

00
42
94
00
00
71

45, 806,135 19

$19, 873, 322
11, 566, 500
550, 000
1, 038, 550
943, 075
4, 301, 684
2, 709, 569
996, 226
1, 850,121
217, 261
105, 355
402,193
697, 330
12, 803
639 327
2,449' 354
5 000
561,622

00!
00 !
00 i

00
46 j

34
73
29
89
58
48
45
00
68
96
00
00
71

48, 919, 298 57

REPORT OF THE COMPTROLLER OF THE CURRENCY.

41

by States and reserve cities—Continued.
CITY
DECEMBER 6.

OF

CINCINNATI.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

Liabilities.
6 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l b a n k circulation
State bank circulation

6 banks.

6 banks.

6 banks.

$4, 300, 000 00

$4, 300, 000 00

$4, 000, 000 00

$4,100, 000 00

718, 300 00
555, 961 11

718, 300 00
572,194 71

724, 300 00
489, 807 47

3,192, 590 00

3, 262, 790 00

3,132, 650 00

664,300 00
599, 571 52
3,163, 430 00

6 banks.
$4,100, 000 00
675, 562 21
535, 634 00
3,168, 330 00

3, 217 00

9, 082 00

16, 775 00

Individual deposits . .
U. S. deposits
Dep'ts U. S.dis. officers

4,761,153 25
776, 825 66

5,130, 487 21
943, 917 80

5, 320, 271 35
2, 654, 757 29

7, 039, 513 47
1, 939, 744 80

9, 645, 494 01
744, 564 97

Due to national banks
Due to State b a n k s . . .

2, 534, 502 34
1, 020, 260 17

2, 413, 886 46
934, 059 11

2, 259, 476 22
687, 946 36

2, 717, 460 05
835, 604 66

3, 702,130 66
1, 413, 829 69

Dividends unpaid

Notes re-discounted
Bills payable

Total

5, 271 00

5, 271 00

701, 950 00

701, 950 00

651, 950 00

675, 400 00

603, 900 00

18, 566, 813 53

18, 982, 856 29

19, 924, 375 69

21, 744,106 50

24, 606, 220 54

CITY

OF CLEVELAND.
6 banks.

6 banks.
Capital stock
Surplus fund
Undivided profits
N a t ' l bank circulation
State bank circulation
Dividends unpaid

6 banks.

6 banks.

6 banks.

$3, 950, 000 00

$3, 950, 000 00

$3, 950, 000 00

$3, 950, 000 00

$3, 700, 000 00

615, 922 76
113, 380 81

615, 922 76
162,113 66

615,922 76
301,443 10

630, 700 00
79, 650 14

630, 700 00
314, 326 55

1,819,250 00

1, 837, 830 00

1, 956, 470 00

2, 037, 000 00

2, 092, 730 00

27, 022 50

14, 811 50

1, 920 00

2,347 00

192 00

4, 810, 363 86
284, 082 55
57, 532 40

5, 537, 783 74
86, 365 27
141, 714 05

6, 023,149 15
56, 509 51
111, 919 19

Individual deposits . .
U. S. deposits
D e p t ' s U . S.dis. officers

5,112, 238 50
81, 452 87
123,616 99

Due to national banks
Due to State b a n k s . . .

466, 274 23
390, 288 87

482, 601 17
339, 962 64

425, 338 74

237, 000 00

327, 000 00

302, 000 00

232, 316 97

13,124, 786 27 1 12, 726, 983 64

13,127,550 91

13, 564, 068 56

14; 441, 351 80

Notes re-discounted
Bills payable
Total

4,929,733 12
90, 458 62
66, 550 17

422,041 11
400, 775 13

382, 297 88
414, 210 48

702,841 75
570, 666 68

INDIANA.
94 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

94 banks.

94 banks.

93 banks.

$14, 959, 500 00

$14, 766, 500 00

$13, 657, 500 00

$13, 607, 500 00

$13, 277, 500 00

4, 084, 097 76
1, 464, 075 92

4, 013, 261 17
1, 236, 409 17

3, 982, 277 68
1, 379, 227 39

3, 978, 595 79
1, 546, 307 11

3, 912, 895 74
1, 216,150 72

11, 274, 923 00

11,112, 953 00

10, 285, 111 00

10, 458, 495 00

10, 350, 390 00

91 banks.

18, 243 66

112,120 18

37, 352 38

19, 302 32

12, 978 04

Individual deposits-..
U. S. deposits
Dep'ts U.S.dis.officers

14, 288,131 05
156, 513 11
215, 307 45

13, 841, 654 54
120, 611 38
247, 614 73

13,391,579 33
270, 476 66
142, 738 39

14, 261, 698 38
156, 392 75
236, 400 72

17,180, 682 61
247, 070 47
216, 069 15

Due to national banks
Due to State banks..

1,140, 462 87
739, 351 91

1, 010, 489 44
730, 250 03

891, 982 12
554, 876 42

839, 793 37
653, 649 75

1, 542, 548 35
924, 493 49

Notes re-discounted..
Bills payable

14, 000 00
30, 000 00

14, 500 00
78, 330 70

61, 515 44

48, 000 00

5,000 00
33, 520 00

48, 384, 606 73

47, 284, 694 34

44, 654, 636 81

45, 806,135 19

48, 919, 298 57

Total .. ..




42

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
ILLINOIS.
Resources.

DECEMBER 6.
131 h a n k s .

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'lhanks
Due from State hanks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other hanks..
Fractional currency.
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U.S.Treas
Total

$18, 988, 800
8, 675, 000
825, 000
678,800
632, 939
2, 680, 716
1, 049, 069
183,186
1, 499, 328
216, 230
168, 295
326, 474
574,
17,
573,
2, 290,
50,
415,

531
655
062
615
000
017

JANUARY].
130 h a n k s .

OCTOBER 2.

JUNE 14.

APRIL 4.
131 b a n k s .

129 b a n k s .

96
00
00
00
19
52
43
38
97
62
29
81

$18, 889, 206
8, 611, 500
825,000
724, 400
658,134
2, 623, 753
891, 214
178, 272
1, 504, 439
161,133
159, 055
332, 664

29
00
00
00
47
51
34
79
06
17
15
45

$19, 899, 877
8, 686, 500
831,000
936, 800
673, 935
3,149, 584
1, 015, 386
174, 347
1, 497, 609
273,451
121, 324
331, 836

25
00
00
00
08
36
52
04
58
99
88
83

$19, 697, 278
8, 626, 500
837, 000
1, 010, 900
671, 946
4, 053,112
1, 253, 247
210,285
1, 503, 587
292, 012
121, 702
346, 359

00
56
42
00
00
71

647, 379
15, 946
614, 254
2, 352, 547
50, 000
411,523

00
87
60
00
00
58

725, 484
14,582
649, 878
2,253,413
30, 000
405, 056

00
62
34
00
00
43

636,836
12,131
594, 391
2, 079, 534
20, 000
401, 084

39, 844, 723 86

39, 650, 424 28

41, 670, 067 92

128 h a n k s .

59 $20,127, 707 25
8, 752, 000 00
00
825, 0C0 00
00
950, 300 00
00
738, 665 63
06
4, 456, 531 54
14
1, 521, 861 03
28
254, 048 60
59
1, 496, 939 86
41
190,203 88
67
103, 738 44
29
362, 985 11
62
00
66
55
00
00
28

42, 367, 909 14

764, 259
12,742
608, 674
2, 478,153
10, 000
419, 634

00
84
36
00
00
76

44, 073, 445 30

CITY OP CHICAGO.
8 banks.
Loans and discounts $16, 445, 876 80
Bonds for circulation
800, 000 00
100, 000 00
Bonds for deposits . .
U. S. bonds on h a n d . .
1, 670, 050 00
207, 443 68
Other stocks and b'ds
2, 739, 579 54
Due from res've ag'ts.
777, 963 13
Due from n a t ' l b a n k s .
320, 391 20
Due from State banks
723, 956 94
Real estate, &c . . « - . .
Current expenses
89, 489 43
Premiums paid
18, 433 91
Cash items
10, 046 83
1 208,141 84
Clear'g-house exch'gs
Bills of other b a n k s . .
612, 584 00
2, 557 36
Fractional currency.
1 385. 707 55
Specie
2, 979; 700 00
Legal-tender notes . .
U . S . cert's of deposit.
965, 000 00
55, 572 50
Due fromU. S. Treas.

Total

8 banks.

9 banks.

31 112, 494 71

$17, 098, 691
800, 000
100, 000
1, 504, 450
163, 967
2, 535, 543
699, 855
401, 981
717,138
21, 047
14,187
15, 077
1,165, 790
474, 918
3,402
1, 522, 229
2, 858, 000
725, 000
60, 725

19
00
00
00
00
23
63
04
57
00
50
51
36
00
85
59
00
00
65

30, 882, 005 12

$16,123, 655
750, 000
100.000
1, 922, 000
178, 561
2, 432,115
1, 017, 788
391, 564
703,190
90, 064
10, 505
20, 866
1,135, 292
698, 675
1,902
986, 679
3, 215, 074
805, 000
35, 650

8 banks.
31
00
00
00
49
16
22
28
73
51
52
54
02
00
67
39
00
00
00

30, 618, 584 84

$17, 188, 907
750, 000
100, 000
2, 405, 200
181,121
3, 812, 278
1, 455, 483
353, 829
606, 863
82, 971
15,199
34, 495
1, 257, 781
413, 862
962
1, 124,123
2 786, 000
625, 000
49, 850

8 banks.
19
00
00
00
49
97
46
72
84
15
85
99
08
00
39
79
00
00
00

33, 243, 930 92

$18, 275,149
950, 000
100, 000
2, 232, 300
415,126
4, 080,105
1, 422, 715
596, 871
575, 770
50,114
14,123
27,124
1, 953, 802
349, 723
1,693
1, 209, 733
3, 034, 616
1, 500, 000
55,150

87
00
00
00
33
53
25
63
68
74
33
14
35
00
84
77
00
00
64

36,844,121 10

MICHIGAN.
74 banks

75 banks.

Loans and discounts
Bonds for circulation.
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'lbanks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'°"-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes ..
TJ. S. cert's of deposit.
Due from U.S. Treas
Total




$11, 683, 354
4,982,350
55, 000
278,400
469, 228
1,136,501
423, 371
104, 715
969, 821
161,402
67, 089
107, 931
312, 370
10, 863
322,373
1, 037, 573
10, 000
237, 611

74 banks

50 $11, 729, 280 67
4, 962, 350 00
00
55, 000 00
00
226, 550 00
00
73
473, 674 22
1,149, 930 33
35
450, 807 65
70
107, 738 94
44
71
990,130 77
65
50, 269 60
07
56, 041 95
74
118, 374 61
OQ
62
24
00
00
46

22, 369, 958 21

300, 795
11, 621
366, 546
1, 065, 453
10 000
233, 970

00
44
59
00
00
49

22, 358, 535 26

74 banks.

75 banks.

$12, 470, 332
5, 253, 350
53, 000
332, 500
474, 714
851, 015
315, 807
53, 775
1, 023, 354
131,123
43, 830
81, 038

48
00
00
00
28
95
19
11
44
95
77
36

$12, 458, 638 56
5, 395,100 00
55, 000 00
313, 350 00
494, 382 71
1, 095,187 33
331,152 03
76, 263 74
1, 028, 247 41
149, 061 26
42, 711 96
110, 397 39

$11, 944,193 64
5, 505,100 00
50, 000 00
351, 650 00
516, 887 82
2, 061, 915 88
560, 562 80
105, 694 71
1, 012, 735 30
136, 611 68
37, 581 79
150, 652 39

258, 090
12, 475
350, 488
759, 965

00
61
83
00

271, 794 00
11, 229 78
347,172 63
806, 957 00

244, 762 32
22, 709, 624 29

243,879 75
23, 230, 525 55

433,112
7, 982
315, 946
1, 093, 489

00
07
39
00

312, 471 52
24, 596, 586 99

REPORT OF THE COMPTROLLER OF THE CURRENCY.

43

by States and reserve cities—Continued.
ILLINOIS.
Liabilities.

DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

OCTOBER 2

131 b a n k s

130 b a n k s

131 b a n k s .

129 b a n k s .

$11, 329, 600 00

$11, 279, 600 00

$11,149, 600 00

$10, 924, 600 00

$10, 884, 600 00

Surplus fund
Undivided profits

3, 642, 787 87
1,137,169 94

3, 627, 834 07
1, 033, 368 05

3, 615, 847 61
1,126, 242 49

3, 550, 041 41
1, 247, 952 78

3, 539,108 27
1, 006, 730 31

Nat'l bank circulation

7, 604, 440 00

7, 567,190 00

7, 647, 915 00

7, 615, 964 00

7, 703,175 00

Capital stock

Dividends unpaid

128 banks.

30,148 50

96, 782 50

14, 016 50

19, 622 00

16, 799 00

Individual deposits ..
TJ. S. deposits
Dep'tsU.S.dis.ofiicers

15, 037, 567 67
501, 093 81
49, 986 19

14, 849, 365 72
523,126 38
58, 639 69

16, 919, 716 29
725, 313 39
40, 715 48

17, 705, 917 22
651, 791 78
44, 632 23

19, 652, 884 61
623, 978 31
26, 572 71

Due to national banks
Due to State banks...

107, 759 18
243,107 22

105, 461 82
298, 861 55

122, 921 06
218, 336 81

88, 883 96
325,770 59

89,102 93
473, 994 16

Notes re-discounted..
Bills payable

126, 542 48
34, 521 00

152, 338 66
57, 855 84

64, 658 45
24, 784 84

118, 948 33
73, 784 84

56, 500 00

39, 844, 723 86

39, 650, 424 28

41, 670, 067 92

42, 367, 909 14

44, 073, 445 30

Total

CITY OF CHICAGO.
9 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits ..
U. S. deposits
Due to national banks
Due to State banks...
Notes re-discounted
Bills payable
Total

9 banks.

$4, 450, 000 00

$4, 450,000 00

950, 000 00

$3, 950, 000 00

$3, 950, 000 00

2, 250, 000 00
655, 976 30

2, 250, 000 00
454, 938 27

2 000, 000 00
678, 031 65

2, 000, 000 00
807, 587 18

2, 000, 000 00
731, 482 98

457, 500 00

453, 200 00

426,400 00

410, 295 00

610, 685 00

S banks.

8 banks.

8 banks.

249 00

110, 094 00

440 00

280 00

2,078 00

14, 602, 661 55
68, 614 11

13, 694, 795 64
65, 225 02

12 364, 257 24
69, 950 92

13, 574,137 07
65, 538 10

16,196, 759 38
70, 991 14

5, 282,173 76
3, 300, 319 99

673,181 37
3, 603, 570 82

6, 670, 898 20
4, 458, 606 83

7, 342, 643 76
5, 093, 449 81

8, 064, 849 79
5, 217, 274 81

45, 000 00

] 27, 000 00

31,112, 494 71

30, 882, 005 12

30, 618, 584 84

33, 243, 930 92

36, 844,121 10

MICHIGAN.
75 b a n k s

Capital stock
Surplus fand
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

74 b a n k s .

74 b a n k s

74 b a n k s

75 b a n k s .

$7, 478, 200 00

$7,428, 200 00

$7, 268, 200 00

$7, 252, 200 00

$7, 237, 200 00

1, 994, 019 89
931,185 51

1, 984, 662 41
626, 738 94

1, 882, 826 50
769, 711 36

1, 865, 741 80
893, 325 46

1, 870, 603 42
773, 536 84

4, 273, 891 00

4, 263, 724 00

4, 674, 630 00

4, 790, 334 00

4, 883, 020 00

*
43, 324 00

181,153 00

31, 393 62

34, 978 00

33, 855 50

Individual deposits-.
U. S. deposits
Dep'ts U.S.dis. officers

7, 420, 918 42
21, 864 05
18,104 21

7, 613, 885 53
24, 474 43
15, 398 21

7, 291, 342 17
21, 239 27
13, 012 8Q

7, 604, 758 89
32, 041 52
17, 875 89

9, 412, 622 55
12,113 19
19, 620 36

Due to national banks
Due to State banks...

57, 994 82
41, 889 59

66,751 60
58,109 62

93,145 55
75, 954 51

79,175 77
92, 240 46

127,131 08
97, 792 94

Notes re-discounted..
Bills payable

69, 327 90
19, 238 82

79, 872 52
15, 565 00

579, 477 35
8,691 10

550,134 77
17, 718 99

124, 091 11
5,000 00

22, 369, 958 21

22, 358, 535 26

22, 709, 624 29

23,230,525 55

Total . . .




24, 596, 586

44

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1, 1878, arranged
CITY OP DETROIT.
JANUARY 1.

DECEMBER 6.

OCTOBER 2.

JUNE 14.

APRIL 4.

Resources.
4 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits . .
U. S. bonds on hand..
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'l banks
Due from State banks

Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g -house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
IT. S. cert's of deposit.
Due fromU. S. Treas.
Total

$4,120, 846
1,353,400
500, 000
268, 600
71,311
801, 568
633,192
75, 923
93, 350
27, 876
11,109
50, 462
175,927
277,214
5,017
132,173
900, 879

4 banks.

4 banks.
$4,184, 827
1, 353, 400
500, 000
212, 500
75, 886
741, 330
527, 650
50,566
93, 557
7,157
11,109
97, 587
218,149
245, 024
4, 699
113,707
862,182

60
00
00
00
73
39
01
54
00
66
36
75
43
00
96
59
00

70
00
00
00
13
69
32
79
50
08
36
87
44
00
43
12
00

4 banks.

4 banks.

$4, 616, 493
1, 403, 400
500, 000
87, 050
85, 710
734,176
364, 286
71, 452
93,307
9, 533

82
00
00
00
54
21
89
88
50
90

$4,210,032
1,403,400
500, 000
26, 750
85, 710
1, 280. 524
500, 341
61, 050
93,057
28, 467

60
00
00
00
54
02
12
52
50
25

72, 079
157, 305
104, 829
4,199
123,137
669, 963

71
39
00
85
70
00

108,811
152, 466
57, 471
4, 218
133, 681
680, 530

68
45
00
77
50
00

$4, 958,130 61
1,403,400 00
500, 000 00
213 200 00
87,172 79
1, 599, 025 36
845, 314 35
142, 670 80
92, 807 50
10, 651 60
2,125 00
90,710 13
139, 202 72
85, 022 00
6, 464 32
128, 579 34
681,157 00

77,118 94

77, 099 58
. 9, 575, 952 60 :

66, 504 32

65,401 84

74, 526 94

9, 376, 454 37

9,163, 430 71

9, 391, 914 79

11, 060,160 46

WIS CONSIN.
35 banks.

35 b a n k s .

Loans and discounts. $5,136, 750 64
Bonds for circulation
1, 959, 500 00
Bonds for deposits . .
100,000 00
U. S. bonds on hand..
231,700 00
Other stocks and b'ds
70, 837 94
Due from res've ag'ts
598, 572 75
267, 000 61
Due from nat'l banks
51, 063 10
Due from State banks
323, 831 03
Real estate, &c
83, 380 30
Current expenses
25, 037 86
Premiums paid
35,991 70
Cash items
Clear'g-house exch'°"s
Bills of other banks..
130,796 00
6, 038 71
Fractional currency
165 840 72
Specie
Legal-tender notes . .
553,172 00
Due from U. S. Treas
Total

34 b a n k s .

$5, 058, 467
1, 959, 500
100, 000
194, 400
72, 899
745, 724
306, 654
76, 097
321, 308
33, 380
24, 954
43, 486

09

173, 773
5,694
190 467
565, 414

00

00
00
00
74
88
34
50
93
60
34
30

90
88
00

33 b a n k s .

33 b a n k s .

19
09
75
44
41
12
03
18

$5, 086, 925
1, 818, 000
100, 000
205, 900
121,264
1,135, 562
470, 756
93, 330
299, 033
50, 084
11, 943
46, 931

12
00
00
00
95
15
66
46
22
44
17
16

00
93
47
00

146, 387
4,565
181, 789
521, 649

00
41
94
00

$4, 934, 252
1, 864, 500
100, 000
234, 400
67, 594
797, 295
329, 938
54, 764
303, 430
61, 018
19, 265
41, 344

37
00
00
00
96
81
17
69
67
13
07
56

$4, 995, 243
1, 794, 500
100, 000
290, 750
90, 760
767, 576
356, 227
56, 775
301, 471
66, 848
19, 034
36, 302

72
00
<:0

144,120
5, 853
201, 130
450, 773

00
02
65
00

109, 757
5,872
186, 804
425, 786

00

91, 977 40

93, 428 36

87, 394 48

84, 279 53

89,182 53

9, 831, 490 76

9, 965, 651 86

9, 697, 075 58

9, 687, 988 86

10, 383, 305 21

CITY OP MILWAUKEE.
3 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits...
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses....
Premiums paid
Cash items
Clear g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
IT. S. cert's of deposit.
Due from II. S. Treas
Total




$2, 082, 593
235, 000
400, 000
1,700
42, 000
502,107
158, 492
9,261
127, 338
13, 340
4, 403
2,015
158,144
20, 587
1,936
92,190
375, 901
50, 000
10, 575

3 banks.
36
00
00
00
00
35
09
79
43
46
67
53
73
00
67
72
00
00
00

4, 287, 587 80

3 banks.

3 banks.

$2, 387, 543
235, 000
400, 000
5,100
42, 000
350, 211
168, 640
11,124
127, 512

78
00
00
00
00
81
01
12
56

$2, 404, 768 65
235, 000 00
500, 000 00
350 00
45, 500 00
505, 536 70
93, 019 84
10, 085 09
117, 238 62
4,977 14

2, 860
147, 833
15, 226
824
172, 304
354, 792
50, 000
11,106

36
26
00
45
37
00
00
87

2,949
98, 505
14, 237
1,731
151, 834
292, 011
20, 000
14,055

4, 482, 079 59

06
69
00
89
18
00
00
41

4, 511, 800 27

$2,190, 518
385, 000
520, 000
9,800
42, 000
479, 703
309, 873
18, 241
117, 053
13, 226
1,807
3,886
126, 529
12,197
754
158, 476
319, 094
55, 000
21, 746

3 banks.
84
00
00
00
00
00
26
23
62
88
50
66
46
00
42
99
00
00
16

4, 784, 909 02

$2, 267, 766
630, 000
450, 000
12, 050
44, 950
475, 495
165, 261
16,^06
125, 081
4,743
3,137
3,174
260, 823
4,818
1,148
165, 714
240, 332
55, 000
32, 350

94
00
00
00
50
93
89
60
96
43
23
62
76
00
73
12
00
00
00

4, 958, 355 71

REPORT OF THE COMPTROLLER OF THE CURRENCY.

45

by States and reserve cities—Continued.
CITY
Liabilities

DECEMBER 6.

OF D E T R O I T .

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

4 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

4 banks.

4 banks.

$2,100, 000 00

$2,100, 000 00

$2,100, 000 00

$2,100, 000 CO

$2,100, 000 00

715, 000 00
373, 857 39

715, 000 00
305, 927 18

715, 000 00
363, 803 79

715, 000 00
440, 728 38

715, 000 00
390,144 43

1,143, 900 00

1,155, 000 00

1,194, 000 00

1, 237,100 00

1, 217, 700 00

4 banks.

4 banks.

1, 322 50

56, 322 50

11, 732 50

2, 352 50

15, 082 50

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

3,767,583 84
161, 901 32
298,190 16

3, 679, 263 94
116, 058 13
207, 398 69

3, 770, 373 36
37,267 31
167, 853 80

3, 649, 830 46
50, 428 23
321, 233 46

4, 851, 957 14
62, 485 09
350, 235 00

Due to national banks
Due to State banks...

570, 027 64
444,169 75

550, 609 05
490, 874 88

408,151 30
395, 248 65

437, 968 24
409, 483 16

641,256 33
716, 299 97

Notes re-discounted
Bills payable
Total

27, 790 36
9, 575, 952 60

9, 376, 454 37

9,163, 430 71

9, 391, 914 79

11, 060,160 -16

33 banks.

33 banks.

WISCONSIN.
35 banks.
Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

$2, 615, 000 00
739,136 72
358, 968 01
1, 751, 846 00
31, 708 50

35 banks.
$2, 615, 000 00

$2, 515, 000 00

$2, 450, 000 00

$2, 450, 000 00

738, 640 49
286,331 97

733, 721 58
280, 747 81

724, 934 27
353,179 79

694,593 84
306, 898 21

1, 750,146 00
40, 458 50
4, 354, 341 71
49, 747 28
12, 008 37

Individual deposits..
TJ. S. deposits
Dep'ts U.S.dis.officers

4,161, 369 35
44, 078 44
9, 755 75

Due to national banks
Due to State banks...

14, 438 35
63, 737 80

11, 723 26
67, 733 44

Notes re-discounted..
Bills payable

13, 331 00
28,120 84
9, 831, 490 76

16, 520 84
23, 000 00

Total

34 banks.

9, 965, 651 86

CITY OF

1, 661, 246 00

1, 598,165 00

32,480 00

30,430 00

1, 615, 603 00
30, 390 00

4, 256, 000 38
57, 951 53
19,115 56

4, 310,112 97
55, 294 12
.12, 367 91

5, 077, 634 25
69, 867 68
18, 687 98

15,126 82
74, 955 58
15, 565 55
35,164 77

25, 772 61
81, 519 36

11, 504 73
88, 004 68
10, 000 00
10,120 84

9, 697, 075 58

11, 091 99
35,120 84
9, 687, 988 86

10, 383, 305 21

MILWAUKEE.

3 banks.

3 banks.

3 banks.

3 banks.

$650,000 00

$650, 000 00

$650, 000 00

$650, 000 00

$650, 000 00

Surplus fund
Undivided profits

215, 000 00
86, 444 34

215, 000 00
46,172 27

215, 000 00
72, 650 98

215, 000 00
90, 735 25

215,000 00
98, 003 16

Nat'l bank circulation
State bank circulation

211,500 00

211, 500 00

211, 500 00

242, 980 00

566, 200 00

Individual deposits...
U. S. deposits
Dep'ts U.S.dis.officers

1,893,361 92
161, 744 29
229, 026 59

2, 028, 352 83
175, 860 00
283, 006 17

1, 967, 503 87
270, 663 50
195, 047 26

2, 336, 716 08
270, 265 28
221, 341 72

2,094,297 11
• 188, 026 96
197, 940 64

Due to national banks
Due to State banks..

437, 996 69
231, 993 22

459,143 88
277, 044 44

497 285 86
282,148 82

513, 255 06
244, 615 63

612, 502 41
336, 385 43

Notes re-discounted..
Bills pay able
Total

60, 520 75
110, 000 00

26, 000 00
110, 000 00

150, 000 00

4, 287, 587 80

4, 482, 079 59

A, 511, 800 27

4, 784, 909 02

4,958,355 71

Capital stock

3 banks.

Dividends unpaid....




46

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
IOWA.
Resources.

DECEMBER 6.
75 b a n k s .

Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
TJ. S. cert's of deposit
Due from X S. Treas
L
Total

JANUARY 1.
74 b a n k s .

$9, 245, 930
4, 457, 000
75, 000
212, 450
442, 613
708, 969
388, 702
126, 067
926, 316
152, 728
100,162
106, 691

11
00
00
00
23
28
87
30
90
30
36
61

329, 391
9, 695
279,156
1, 088, 772

00
24
67
00

206, 754 81
18, 856,401 68

984
336
941
250

JUNE 14.

74 b a n k s .

$9, 088, 333 83
4, 407, 000 00
75, 000 00
246, 350 00
505, 645 07
925,397 61
455, 263 24
123, 077 28
929, 888 95
93, 021 66
89, 596 10
124, 940 00
382,
8,
319,
1,178,

APRIL 4.

00
07
92
00

206, 835 18
19,159, 860 91

OCTOBER 2.

74 b a n k s .

73 b a n k s .

$8, 924, 656
4, 505, 000
75, 000
554, 350
395,180
1, 479, 556
735, 661
142, 969
917, 729
196, 029
66, 547
124, 741

90
00
00
00
26
22
85
44
08
91
90
12

$8, 818, 366
4, 575, 000
75, 000
546, 750
373,481
2, 057, 888
927,132
141, 230
931, 205
172, 655
60, 207
94, 068

75
00
00
00
06
40
68
04
66
73
46
92

$9, 603, 990
4, 550, 000
75, 000
443,400
435, 330
1, 570,147
627, 605
219,105
927,473
146, 781
49, 841
135,307

08
00
00
00
31
95
04
47
88
14
73
19

457, 820
8,193
402, 722
1, 204, 879

00
86
91
00

397, 239
7, 954
418, 501
1,112, 555

00
87
92
00

454, 302
6, 249
429, 658
1,203,677
30, 000
217,142

00
48
09
00
00
99

215, 391 04

219, 772 29

20, 406, 429 49

20, 929, 009 78

21,125, 012 35

MINNE SOT A.
31 banks.
Loans and discounts.
Bonds for circulation
Bonds for deposits . .
U. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'o^-house exch'o's
Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
U. S. cert's of deposit
Due from IT. S. Treas
Total

$9, 343, 614
2, 623, 500
460, 000
2,450
78, 577
560, 947
265, 083
70, 276
442, 784
112, 478
70, 878
165, 008

31 banks.

31 banks

31 banks.

30 b a n k s .

64
00
00
00
10
52
15
89
54
42
84
50

$9, 078, 838
2, 623, 500
460, 000
2, 550
79, 096
603, 699
221, 329
78,115
428, 600
57,145
47, 493
171, 904

20
00
00
00
50
45
23
47
57
80
64
92

213, 715 00
4, 025 10
73, 562 47
701, 843 00

169, 718
4,139
94, 890
803, 803

00
81

124,481 59

121, 650 05

125, 885 16

125, 511 71

135,157 94

15, 313, 226 76

15, 046, 474 93

14, 887, 405 37

16, 772, 098 64

16, 729, 508 55

99

00

$9, 052,108 17
2, 673, 500 00
525, 000 00
9,150 00
71. 981 70
602, 720 80
>35, 219 94
58, 404 15
428,186 80
133, 396 83
42, 585 64
94, 744 78
120,
3,
88,
621,

677
575
300
969

00
10
30
00

$9, 590, 236
2, 768, 500
450, 000
296, 400
77,108
1, 234, 259
390, 430
62, 887
430, 790
160, 516
38, 910
155, 406

48
00
00
00
84
56
29
49
41
90
64
64

$10,005,489
2, 779, 500
450, 000
107, 950
144, 525
1, 003, 892
239, 847
63, 588
409, 344
67, 555
19, 098
263,170

38
00
00
00
?,5
96
46
59
92
50
37
64

229, 330
3,317
97, 810
660, 682

00
08
60
00

195, 856
2,832
135 460
706, 238

00
74
80
00

MISSOURI.
16 b a n k s

Loans and discounts
Bonds for circulation
Bonds for deposits
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses...
Premiums paid
Cash items
Clear'tr-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes .
TJ S cert's of deposit
Due from U. S. Treas
Total




16 banks

16 b a n k s .

$1, 862, 028 98
1, 230, 000 00

14 b a n k s

15 b a n k s .

$1,805,641 65
1, 230, 000 00

$1, 765, 02f> 53
1,180, 000 00

$1, 593, 792 23
1, 030, 000 00

$1,701,783 77
1, 040, 000 00

110, 650
492, 097
275, 374
121, 203
68, 637
268, 323
47,017
26, 401
33, 881

00
76
93
65
77
28
29
99
95

104,100
494, 767
347, 475
133, 783
54, 867
264, 672
8, 872
22, 812
28,150

00
06
41
63
62
76
79
24
16

209, 700
519,132
311,116
124, 268
61, 277
264, 828
48,135
23, 603
23, 474

00
12
58
96
79
96
30
92
75

100,100
505, 770
374, 332
59, 450
61, 913
235,158
54, 538
26, 889
19, 383

00
94
45
96
86
43
09
30
71

66, 450
464,102
395, 760
66,589
53, 814
233,176
34, 907
13, 033
20, 550

00
47
09
13
91
74
28
99
36

88, 428
1,890
65, 098
248, 650

00
11
04
00

101, 979
1, 434
72, 999
295, 353

00
62
83
00

84, 475
1,427
70, 585
250, 415

00
48
48
00

59,149
1,367
70, 329
200, 298

00
02
7?
00

62, 852
1, 092
59,174
212, 846

00
18
86
00

56,185 53

57, 580 34

55, 808 69

47, 964 04

48,148 49

4, 995, 869 28

5, 024, 490 11

4, 993, 276 56

4,440,437 75

4,474, 282 27

REPORT OF THE COMPTROLLER OF THE CURRENCY.

47

by States and reserve cities—Continued.
IOWA.
Liabilities.

DECEMBER 6.

JANUARY 1.

75 banks.

Capital stock
Surplus fund
Undivided profits....
Nat'l bank circulation
State bank circulation
Dividends unpaid

APRIL 4.

JUNE 14.

OCTOBElt 2.

74 b a n k s .

74 b a n k s .

$5, 857, 000 00

$5, 757, 000 00

$5, 747, 000 00

$5, 757, 000 00

$5, 707, 000 00

1, 375, 253 19
614, 666 90

1, 427, 829 84
513,987 31

1, 337,120 60
598, 427 81

1, 348, 205 95
602, 944 84

1, 380,169 60
543, 758 91

3, 949, 065 00

3, 907, 997 00

3, 966, 695 00

4, 014, 903 00

4, 036, 268 00

74 b a n k s .

73 b a n k s .

35, 821 66

72,160 69

36, 482 66

46, 477 16

38, 988 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

6, 498, 599 24
57,330 03
8, 031 16

6, 801, 218 04
49, 279 70
6, 021 32

8, 041, 322 63
37, 094 43
6, 224 30

8, 447, 727 17
41, 557 16
4, 545 16

8, 752, 223 32
36, 591 95
6, 658 16

Due to national banks
Due to State banks..

131, 587 66
162, 565 66

277, 210 51
196,122 34

203, 344 39
397, 341 00

182, 257 91
444, 001 76

166, 529 84
371, 724 57

Notes re-discounted..
Bills payable

151,481 18
15,000 00

138, 318 25
12, 715 91

35, 376 67

24, 389 67
15, 000 00

65,100 00
20, 000 00

19,159, 860 91

20, 406, 429 49

20, 929, 009 78

21,125, 012 35

Total

18, 856, 401 68

MINNES OTA.
31 banks.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

31 b a n k s .

31 banks.

31 b a n k s .

$4, 770, 000 00

$4, 770, 000 00

$4, 760, 000 00

$4, 760, 000 00

$4, 660 000 00

779, 733 93
580, 848 50
2, 350, 431 00

777, 772 19
426, 725 09

786, 895 77
456, 826 92

787,195 77
613, 042 18

786, 458 66
386, 699 75

2, 350, 431 00

2, 393, 551 00

2, 480, 389 00

2, 493, 851 00

7,292 00

5, 455, 839 83
Individual deposits..
66, 647 54
U. S. deposits
212, 690 76
Dep'ts U.S.dis.officers
218, 953 11
Due to national banks
185, 480 71
Due to State banks...
677, 309 38
Notes re-discounted..
Bills payable
8, 000 00
15, 313, 226 76
Total

30 b a n k s .

43, 707 50

5, 932 00

5, 687 00

6, 397 00

5, 306, 891 03
91, 824 64
230, 075 76

5, 407, 915 29
226,180 85
100,377 67

6, 797, 998 61
178, 638 49
210, 069 48

7,104, 034 86
63, 921 78
316,170 00

249,173 73
244, 239 80

186,170 75
218, 014 48

307,168 51
412, 555 86

223, 821 83
301, 933 10

543, 634 19
12, 000 00

322, 540 64
23, 000 00

199, 353 74
20,000 00

381, 220 57
5, 000 00

15, 046, 474 93

14, 887, 405 37

16, 772, 098 64

16, 729, 508 55

MISSOURI.
16 banks.

Capital stock

16 b a n k s .

16 b a n k s .

14 b a n k s .

$1,375,000 00

$1, 375, 000 00

$1, 325, 000 00

$1,175, 000 00

$1, 200, 000 00

15 b a n k s .

Surplus fund
Undivided profits —

336, 573 20
261, 754 23

336,393 76
181,140 58

335, 727 04
226, 845 70

320, 611 83
236, 736 13

314, 510 00
223, 803 36

Nat'l bank circulation
State bank circulation

1, 095, 691 00

1, 099, 011 00

1,054,673 00

917, 644 00

903, 939 00

Dividends unpaid

123 00

29, 373 00

267 00

44 00

184 00

Individual deposits ..
U. S. deposits
Dep'ts U.S.dis.officers

1, 849, 722 85

1, 939, 725 79

1,970,457 88

1,730, 299 58

1, 737, 050 82

Due to national banks
Due to State banks..

22, 469 47
13, 876 32

7, 614 36
14, 622 41

19, 089 54
19, 515 67

16, 056 25
20, 594 23

6, 384 62
28, 830 00

Notes re-discounted Bills payable

17, 900 00
22, 759 21

20, 000 00
21, 609 21

41, 700 73

23, 451 73

5, 000 00
54, 580 47

4, 995, 869 28

5, 024, 490 11

4, 993, 276 56

4, 440,437 75

4, 474, 282 27

Total




48

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1? 1878, arranged
C I T Y OF S T . L O U I S .
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

Resources.
5 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits . .
U. S. bonds on h a n d . .
Other stocks and b'ds
Duefromres'veag'ts
Due from nat'l banks
Due from State banks
Heal estate, &c
C u r r e n t expenses
P r e m i u m s paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
D u e from TJ. S. Treas
Total

5 banks.

5 banks.

5 banks.

5 banks.

$6,301,307 82
510, 000 00
300, 000 00
61, 050 00
574,947 43
451, 791 45
314, 205 47
193, 718 26
276, 233 94
131, 975 40
55, 002 40
33, 074 52
604,112 80
263, 099 00
4, 702 65
64, 948 50
1, 049, 000 00
185, 000 00
32,179 63

$6, 037,120 42
510,000 00
300, 000 00
63,900 00
573,177 41
182,238 59
320,225 90
139, 239 22
277, 295 45
8, 283 33
54,983 90
28, 610 06
502, 768 67
251,421 00
4, 562 43
218, 545 07
939, 270 00
335, 000 00
29, 679 63

$6, 230,104 43
660,000 00
300, 000 00
871,150 00
427, 394 12
493, 274 68
246, 590 06
85, 390 04
261, 368 20
88, 413 81
49,262 80
30, 981 16
412, 926 24
249, 029 00
4, 826 39
280, 049 80
1.142, 000 00
185, 000 00
36,102 13

$6,121, 954 89
860, 000 00
250, 000 00
645, 650 00
422, 301 12
795, 676 80
340, 785 43
97, 011 16
258, 790 08
94, 482 24
48, 857 36
26,418 38
512, 808 92
184, 035 00
4, 389 17
293, 016 24
1, 014, 000 00
185, 000 00
40, 072 62

$7, 258, 803 99
860, 000 00
250, 000 00
259,150 00
407, 384 38
755, 324 85
183,050 29
130, 393 18
265, 270 30
119, 436 38
13, 599 87
89, 288 95
579, 769 27
139,126 00
3, 774 25
231, 433 59
898, 500 00
100, 000 00
40, 477 24

11, 406, 349 27

10, 776, 321 08

12, 053, 862 86

12,195, 249 41

12, 584, 782 54

KANSAS.
11 banks.

11 banks
Loans and discounts
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on h a n d . .
Other stocks and b'ds
Due from res' ve ag'ts
Due from nat'l banks
Due from State b a n k s
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
U S cert's of deposit
Due from TJ. S. Treas
Total

11 banks.

11 banks

12 banks.

$1, 383, 971
680, 000
375, 000
84, 700
35, 811
191, 829
110, 426
119,116
235, 801
35,139
20, 411
42, 295

12
00
00
00
95
69
14
38
99
34
58
30

$1,403, 679
680, 000
375, 000
84,700
33, 978
195, 898
146, 246
108, 900
236, 008
21, 559
19, 911
38, 944

44
00
00
00
98
47
58
02
72
44
58
97

$1,423,017
720, 000
375, 000
93, 200
30,197
228, 839
.157, 525
106, 962
240, 554
25, 678
16, 222
31, 721

49
00
00
00
52
40
57
56
81
42
58
62

$1, 454, 504
720, 000
375, 000
104, 700
51, 692
402, 905
123, 203
127, 804
228, 421
37, 330
13, 553
26, 336

07
00
00
00
09
92
07
68
33
03
83
43

$1, 562, 481
760, 000
375, 000
108, 750
33, 025
454, 308
184, 088
143, 480
223, 852
25, 628
11, 914
41, 926

88
00
00
00
72
70
97
18
10
58
12
17

75, 798
1, 453
28, 573
241, 751

00
28
41
00

81, 897
1,212
35, 658
239,130

00
20
6'4
00

58, 841
1, 341
37, 728
309, 353

00
19
41
00

57, 517
1,615
43, 880
260, 793

00
10
'47
00

100, 584
1, 664
45, 704
326, 475

00
27
18
00

49, 367 00

31, 982 22

38, 680 37

40, 468 29

40, 482 29

3, 711, 446 18

3, 734, 708 24

3, 894, 863 94

4, 069, 725 11

4, 439, 366 16

NEBRASKA.
10 banks.
Loans and discounts
Bonds for circulation
Bonds for deposits . .
TJ. S. bonds on h a n d . .
Other stocks and b'ds
Due from res've ag'ts
D u e from nat'l banks
D u e from State b a n k s
Real estate, &c
Current expenses
P r e m i u m s paid
Cash items
Clear' g-house exch'gs
Bills of other b a n k s . .
Fractional currency
Specie
Legal-tender notes . .
U. S. cert's of deposit
Due from U . S . Treas .
Total




$2, 460, 872 46
784, 000 00
310, 000 00
138,400 00
289,448 06
329,120 52
89, 550 85
119, 902 60
209,649 64
27, 916 62
18, 666 31
103, 607 88
107, 834 00
2, 214 47
143, 561 18
339, 509 00
46,137 74
5, 520, 391 33 j

10 banks.

10 banks.

10 banks.

10 banks.

$2, 442, 563 62
784,000 00
310, 000 00
134, 000 00
260,066 94
326, 765 11
109, 398 41
98, 935 25
216, 094 71
25, 524 02
18 639 95
103, 760 84

$2, 472, 533 70
784, 000 00
300, 000 00
38, 350 00
256, 712 93
310, 509 18
141, 960 12
185, 878 36
217, 341 94
34,022 05
16,106 50
134, 989 13

$2, 380, 608 94
784, 000 00
325, 000 00
141,600 00
188,481 64
780,819 72
292, 373 48
205, 330 82
207, 334 94
62, 498 85
13, 498 44
128, 233 91

135, 369
1,900
152, 221
273, 344

82,067
2,159
243, 557
293, 023

108, 724
2,125
306, 649
236,448

00
72
36
00

00
74
21
00

00
04
37
00

$2, 896, 872 48
809, 000 00
350, 000 00
160, 700 00
282, 087 13
540, 755 03
114, 908 77
259,136 59
215, 797 36
36, 092 53
10,387 48
125, 048 44
114,
2,
179,
200,

564
395
213
976

00
16
37
00

40, 675 60

39, 376 95

46, 348 95

47, 332 25

5, 433, 259 53

5, 552, 587 81

6, 210, 076 10

6, 345, 266 59

REPORT OF THE COMPTROLLER OF THE CURRENCY.

49

by States and reserve cities—Continued.
CITY OF S T . L O U I S .

Capital stock

DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

OCTOBER 2

5 banks.

Liabilities.

5 banks.

5 banks.

5 banks.

5 banks.

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

$2, 650, 000 00

Surplus fund
Undivided profits

655,149 68
283, 591 57

6G6, 798, 37
1#1, 967 73

624, 842 64
293, 735 47

624, 842 64
296, 848 57

627, 788 45
293, 274 13

Nat'l bank circulation
State bank circulation

361, 300 00

365, 500 00

550, 080 00

621, 280 00

772, 690 00

Dividends unpaid

5, 053 68

21, 721 68

5,584 18

5, 573 18

6,774 18

Individual deposits. .
U. S. deposits
Dep'ts U.S.dis. officers

3, 715, 379 34
231, 915 78

3,198, 628 01
187, 725 86

4,136, 371 48
185, 539 90

4, 244, 470 79
166, 626 77

4,115, 644 69
176, 977 96

Due to national banks
Due to State banks.. -

1, 275, 249 81
1, 666, 554 25

1, 327, 200 63
1, 753, 245 66

1, 245, 562 95
1, 995, 096 24

1, 394, 569 18
2,181, 038 28

1, 542, 744 87
2, 039,125 29

263, 533 14
200, 000 00

37, 050 00
330, 000 00

10, 000 00

259, 762 97
100, 000 00

10, 776, 321 08

12, 053, 862 86

12,195, 249 41

12, 584,782 54

Notes re-discounted..
Bills payable
Total

342,155 16
220, 000 00
11, 406, 349, 27

KANSAS.
11 banks.
Capital stock .
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits...

11 banks.

11 banks.

11 banks.

12 banks.

$800, 000 00

$800, 000 00

$800, 000 00

$790, 000 00

$838, 450 00

182, 314 00
90, 245 77
609, 825 00

182, 514 00
80, 533 05
611, 980 00

184, 539 00
89, 754 94

179, 739 00
119, 002 97

184, 839 00
79, 588 76

646, 300 00

646, 500 00

675, 000 00

380 00

260 00

246 00

428 00

358 00

U. S. deposits
Dep'ts U.S.dis.officers

1, 558, 769 24
106, 324 41
209, 460 22

1, 554, 666 22
107, 550 67
227, 441 93

1, 744, 043 90
156, 804 36
88, 488 27

1, 803, 659 56
115,185 77
193, 067 66

2,138,150 43
122, 323 99
192, 417 26

D u e to national banks
D u e to State banks .
.

11, 064 32
118, 063 22

16, 813 39
125, 948 98

12, 318 03
167, 369 44

12, 933 32
205, 208 83

26, 633 24
174, 705 48

Notes re-discounted..
Bills payable

10, 000 00
15, 000 00

14, 000 00
13, 000 00

1, 000 00
4, 000 00

3, 711, 446 18

3, 734, 708 24

3, 894, 863 94

Total

4, 000 00
4, 069, 725 11

6, 900 00
4,439, 366 16

NEBRASKA.
10 b a n k s .

Capital stock

$950, 000 00

10 b a n k s .
$950, 000 00

10 banks.
$925, 000 00

10 b a n k s .

10 b a n k s .

$925, 000 00

$925, 000 00

Surplus fund
Undivided profits

224,200 00
154,199 23

224,200 00
165,159 99

217, 500 00
180, 979 41

222, 900 00
156, 312 23

210, 300 00
131, 655 54

Nat'l bank circulation
State bank circulation

705, 000 00

704, 580 00

705, 040 00

704, 910 00

726, 970 00

Dividends unpaid
Individual deposits -.
U. S. deposits
Dep'ts U.S.dis.officers

30 00

30 00

4, 030 00

3, 980 00

2, 581, 684 94
116, 018 81
176, 786 21

2, 492, 391 74
63, 294 64
245, 052 77

2, 524, 762 11
161, 971 11
217, 857 47

2, 963, 802 92
94, 788 69
228, 598 63

2, 987, 791 27
112, 436 87
235, 246 07

Due to national banks
Due to State banks..

361, 430 32
210,459 15

306, 396 80
186,113 63

231, 538 45
251, 635 28

538, 960 69
320, 822 94

495, 037 92
405, 550 37

Notes re-discounted..
Bills payable

40, 582 67

96, 039 96

132, 273 98

50, 000 00

135, 278 55

5, 520, 391 33

5, 433, 259 53

5, 552, 587 81

6, 210, 076 10

6, 345, 266 59

Total

H. Ex.




50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1? 1878, arranged
COLOR AD O.
Resources.

DECEMBER 6.

13 banks.

13 b a n k s .

Loans and discounts.
Bonds for circulation.
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res'veag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear' g-house exch'gs
Bills of other banks..
[Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from TJ.S.Treas
Total

$2, 838, 035
740, 000
150, 000
100, 800
206, 793
448, 247
355, 063
257, 982
183, 262
37,197
28,160
106, 275
77,175
928
65,420
574,453

$2, 861, 686
740, 000
150, 000
100, 800
214,389
511,079
502,201
224,139
184,148
30, 219
28,160
95, 314

OCTOBER 2.

JUNE 14.

13 banks.

14 b a n k s .

14 banks.

00
62
57
00

68
00
00
00
88
55
32
29
07
23
99
74

$3,154, 629
745, 000
150, 000
* 84, 050
234, 736
708,588
387, 011
288, 758
186, 229
40,156
24,395
106, 518

81
00
00
00
57
48
31
25
78
88
00
86

$3, 420, 296 84
806, 500 00
150, 000 00
89, 500 00
320,121 56
1, 086, 242 87
569, 751 39
447, 896 00
190,133 07
53, 965 29
18,044 73
125, 203 31

66, 705 00
3, 044 81
54, 551 66
590,129 00

23
00
00
00
55
07
23
84
17
68
99
31

84, 749
1, 513
75, 862
585, 413

00
51
87
00

103, 553
1, 554
103, 535
635, 096

00
75
49
00

$3, 804, 640
810,000
160, 000
445, 950
311,020
1,389,296
715, 575
403, 315
202, 987
32, 684
17,427
195,115

79
00
00
00
99
94
20
97
25
67
49
9»

128, 077
1, 387
121, 838
704, 836

00
64
75
00

45, 627 39

45, 412 44

51, 969 09

57, 230 17

51, 659 40

6,215,422 65

6,401, 982 -66

6, 909, 582 41

8,178, 624 47

9, 495, 814 08

ORE
1 bank.

GON.

1 bank.

Loans and discounts
Bonds for circulation
Bonds for deposits...
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c ..
Current expenses
Premiums paid

$848, 385 43
250, 000 00
• 225, 000 00
62, 300 00
92,545 26
41, 274 88
2,213 17
115, 247 47
75 00
12, 526 60
133 92

Clear' g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
U. 3. cert's of deposit
Due fromU. S. Treas

232, 478 56
85,100 00

Total

APRIL 4.

JANUARY 1.

3, 300 00

1 bank.

1 bank.

1 bank.

$804, 426 76
250, 000 00
249,900 00
36, 400 00
92,178 41
33,876 97
1, 627 34
104, 633 09

$807, 331 12
250, 000 00
400, 000 00
35, 200 00
89, 633 54
28,153 98
16,527 39
133, 842 23

$847, 282 41
250, 000 00
500, 000 00
5, 850 00
89, 865 93
149, 435 65
8, 518 60
12, 256 21

$767, 380 18
250, 000 00
500, 000 00
800 00
113, 427 34
58, 255 87
898 3a
25, 244 91

6, 835 59

11,591 52
3, 522 10
299 61

6, 535 45

148 00

48 00

1,130 00

16, 670 00

34, 370 00

2,770 00

211,841 27
89, 380 00

154, 867 08
53, 630 00

124, 232 71
59,430 00

107, 983 38
46, 330 00

11, 250 00

11, 250 00

11, 250 00

1, 981, 830 29

1, 886, 791 84

2, 003, 988 93

11,247 00
2,107, 901 74

11, 250 00
1, 890, 875 43

CALIFORNIA.
7 banks.

Loans and discounts
Bonds for circulation
Bonds for deposits ..
TJ. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency
Specie
Legal-tender notes ..
U. S. cert's of deposit
Due from U. Sf Treas
Total




7 banks.

7 banks.

7 banks.

7 banks.

$2, 322, 998 42
984, 000 00

$2, 342, 549 23
984, 000 00

$2, 272, 934 00
784, 000 00

$2,117,737 24
984, 000 00

$2, 425, 917 40
984, 000 00

40,100
97, 362
197, 366
10, 352
95, 645
224, 931
33, 013
8,107
19 805

00
49
39
98
18
92
49
46

40,100
79, 663
208,494
18,142
64, 650
223, 569
200
6,649
27 429

00
88
13
59
64
16
00
82
17

40, 000
56, 768
109, 851
152, 481
165, 660
227, 218
21, 012
3,026
15 189

00
30
91
16
33
81
56
91
70

40, 000
78, 223
197, 463
51, 324
73, 426
232, 915
29,219
1,026
32 231

00
67
54
11
22
67
76
88
\\

51, 600
108, 424
207, 328
29, 252
126, 768
215, 026
18, 376
3,518
18 557

5,645
2
468,199
12, 339

00
09
28
00

3,420
1
525, 047
5,570

00
24
33
00

7,041 00
48
491, 059 61
12, 573 00

6,971
1
524, 355
4,653

00
22
28
00

2,790 00
32
483, 643 10
9,903 00

13, 500 00

13, 700 00

4, 387, 049 03

4, 698, 805 62

4, 519, 869 28

4, 529, 487 19

4, 358 817 77

00
31
01
99
03
00
49
34
63

51

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve cities—Continued.
COLORADO.
Liabilities.

JANUARY 1.

DECEMBER 6.

APRIL 4.

JUNE 14.

OCTOBER 2.

13 b a n k s .

13 b a n k s .

$1, 010, 000 00

$1, 010, 000 00

$1, 010, 000 00

$1, 070, 000 00

$1, 070, 000 00

166, 500 00
139, 079 88

177, 500 00
132, 216 04

188, 000 00
93, 792 43

188, 500 00
150, 371 37

206, 500 00
140, 981 78

663, 500 00

664, 300 00

669, 800 00

721, 300 00

727, 200 00

Individual deposits...
U. S. deposits
Dep'ts U.S;dis. officers

3, 701, 931 68
46, 232 55
40, 522 10

3, 776,178 01
33, 926 73
69, 505 57

4, 300, 536 88
77, 586 35
34, 669 41

5, 225, 763 53
101, 897 77
43, 261 36

Due to national banks
Due to State banks...
Notes re-discounted..
Bills payable
Total

227, 920 34
219,159 10

243, 401 90
294, 954 41

215, 405 17
314, 699 67

309, 689 21
357, 841 23

5,092 50

10, 000 00

6, 909, 582 41

8,178, 624 47

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation

13 b a n k s

14 b a n k s

14 b a n k s .

Dividends unpaid

577 00
6, 215, 422 65
•

6, 401, 982 66

ORE

6,178, 873 36
75, 655 28
64, 513 91
407, 751 67
624, 338 08

9, 495, 814 08

GON.

1 bank.

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...
Notes re-discounted
Bills payable
Total

1 bank.

1 bank.

1 bank.

1 bank.

$250, 000 00

$250, 000 00

$250, 000 00

$250, 000 00

$250, 000 00

50, 000 00
309, 350 27

50, 000 00
259, 201 19

50, 000 00
271,141 84

50, 000 00
295, 807 78

50, 000 00
287, 202 48

219, 600 00

218,100 00

219, 600 00

209, 497 00

213,190 00

600 00

27 500 00

13 100 00

830, 763 53
37, 649 56
259, 801 52

771, 511 47
57, 322 34
218, 292 07

686, 483 90
326, 008 88
163, 527 43

769, 464 19
336, 203 41
182, 094 14

710, 973 98
159,122 44
191, 263 57

24, 065 41

11, 790 63
23, 074 14

24,126 88

14, 835 22

6, 072 15
20, 890 81

1, 981, 830 29

1, 886, 791 84

2, 003, 988 93

2,107, 901 74

1, 890, 875 43

2 160 00

CALIF ORNIA.
7 banks.

Capital stock

7 banks.

7 banks.

7 banks.

$1, 550, 000 00

$1, 550, 000 00

$1, 550, 000 00

$1, 550, 000 00

$1, 550, 000 00

7 banks.

Surplus fund
Undivided profits

137, 485 07
154, 787 36

143,273 88
145,116 29

154, 383 80
107, 643 59

150, 063 80
150,190 38

164, 534 92
99,177 01

Nat'l bank circulation
State bank circulation

784, 830 00

783,135 00

540, 785 00

722, 810 00

813, 220 00

Dividends unpaid

1, 722 00

5, 986 00

1,120 75

498 50

1, 278 25

Individual deposits..
U. S. deposits
Dep'ts U.S.dis.officers

1, 772, 486 48

1, 718, 837 08

1, 873,126 45

1, 665, 718 85

1, 885, 931 54

Due to national banks
Due to State banks...

12,115 85
106, 442 52

6, 813 42
176, 325 52

12, 645 48
119,112 70

32, 329 82
115, 437 68

28, 910 14
155, 753 76

4, 519, 869 28

4, 529, 487 19

4, 358, 817 77

4, 387, 049 03

4, 698, 805 62

Notes re-discounted
Bills payable
Total




52

EEPOET OF THE COMPTEOLLEE

OF THE CUEEENCY.

Abstract of reports since October 1 ? 1878, arranged
CITY

OF SAN

FRANCISCO.
APRIL 4.

JANUARY 1.

DECEMBER 6.

JUNE 14.

OCTOBER 2.

Resources.
2 banks.
Loans and discounts.
Bonds for circulation
TJ S. bonds on ^and
Other stocks nndb'ds
Due from res Ve ag'ts.
Due from nat'l banks.
Due from State banks
Keal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit.
Due fromTJ. S. Treas.
Total

2 banks.

2 banks.

2 banks.

1 bank.

$2, 903,187 78
850, 000 00

$3, 085, 660 48
850, 000 00

$3, 096, 212 58
850, 000 00

$3, 013, 646 22
850, 000 00

$2,142, 011 62
800, 000 00

30, 517 82
94, 818 83
34,283 89
323, 826 34
92, 702 85

22, 497 07

10,920 00
51,913 82
62,774 99
39, 549 00
14 20
432, 908 40
18,300 00

22, 497 07
8, 679 91
37, 907 66
138, 399 35
92, 754 73
1, 522 33
10, 920 00
4, 385 63
36, 995 74
6, 218 00
11 27
679, 878 50
1, 384 00

5,118,190 62

4, 990, 766 77

20, 393 50
78, 818 01
32,187 01
302, 410 11
92, 307 07
1, 005 00
10, 920 00
33, 757 76
79, 970 01
8, 315 00
13 54
675, 537 60
6,307 00

61,497 94
130, 888 29
92, 254 73
2,723 02
10, 920 00
14, 503 01
116, 718 28
3, 576 00
15 29
785, 013 00
11,890 00

3, 000 00

3, 000 00
5, 095,129 39

NEW

124, 876 21
65, 340 00
20,719 07
1, 044 90
10, 920 00
458 15
58,135 49
13, 004 00
5 95
781,440 00
1, 022 00

5,116,142 85

4, 021, 977 39

MBXI CO.

2 banks.
Loans and discounts.
Bonds for circulation
Bonds for deposits-..
TJ S bonds on hand
Other stocks andb'ds
Due from res've ag'ts.
Due from nat'l banks
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
TT. S. cert's of deposit
Due fromU. S. Treas.
Total

2 banks.

2 banks.

2 banks.

2 banks.

$328, 001 42
300, 000 00
160, 000 00

$316, 030 43
300, 000 00
160, 000 00

$329,625 48
300, 000 00
160, 000 00

$332, 010 28
300, 000 00
160, 000 00

$274, 859 82
300, 000 00
160,000 00

5, 762 10
64, 435 35
30, 580 52
41, 792 93
5, 579 89
6,149 50
23. 850 38
9, 709 90

5, 762 10
58, 850 17
25, 025 88
48, 065 07
5, 579 89
6, 786 33
23, 850 38
8, 058 03

5, 076 23
57,543 69
27, 542 76
47, 399 89
5, 579 89
1,491 59
5, 490 30
6, 671 98

6,121 00
63, 708 37
46, 554 09
63,419 25
5, 579 89
3, 938 97
5, 840 30
6, 308 99

250 15
44,137 78
50, 864 47
38, 325 71
9,434 41
7, 416 27
5, 840 30
6,664 68

3, 858 00
94 80
12,190 65
47,020 00

3, 337 00
157 45
12,971 66
43, 538 00

10, 962 00
105 88
11, 531 30
38, 630 00

5, 509 00
119 82
10, 335 10
41, 094 00

9,130 00
82 45
16, 618 18
67, 520 00

14, 300 00

14, 300 00

15, 900 00

13, 500 00

13, 600 00

1, 053, 325 44

1, 032, 312 39

1, 023, 550 99

1, 064, 039 06

1, 004, 744 22

UTAH.
1 bank.
Loans and discounts
Bonds for circulation
Bonds for deposits
TJ S. bonds on hand
Other stocks andb'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Heal estate, &c
Current expenses
Premiums paid
Cash items
Clear1 °'-house exch 'gs
Bills of other banks'..
Fractional currency.
Specie
Legal-tender notes . .
TJ. S. cert's of deposit
Due fromU. S. Treas.
Total




1 bank.

1 bank.

1 bank.

1 bank.

$244, 044 69
50, 000 00

$237,141 29
50, 000 00

87. 539 50
12,511 01
113, 273 30
27,772 48
40, 000 00
1,152 16

50, 000 00
86, 889 50
11, 976 89
42,213 02
18, 218 56
40, 000 00
2, 006 40

$247, 294 08
50, 000 00
50, 000 00

$235,972 07
50, 000 00
50, 000 00
1, 000 00
88,160 65
15, 465 77
115, 682 22
11, 067 43
40, 000 00
1, 261 02

$285, 211 46
150, 000 00
100, 000 00
1, 000 00
110, 624 50
23, 914 62
92, 658 38
23, 559 23
40,000 00
7, 315 09

87, 489 25
2, 086 29
18,187 47
13, 593 55
40, 000 00
6, 801 48

i, 622 67

5, 619 17

1,329 59

1, 818 27

16, 932 97

4,185 00
261 05
49, 315 25
48, 597 00

8, 545 00
307 50
58, 962 15
53, 278 00

3, 731 00
88 25
40, 880 45
139, 372 00

5, 500 00
5 80
58, 715 45
29, 983 00

7, 300 66
47 40
57, 633 75
81, 252 00

2, 250 00
682, 524 11

2, 250 00
667,407 48

2, 250 00
703,103 41 |

2, 250 00

6, 750 00

706, 881 68

1, 004,199 40

REPORT OF THE COMPTROLLER OF THE CURREHCY.

53

by States and reserve cities—Continued.
CITY OP SAN FRANCISCO.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

2 banks.

2 banks.

2 banks.

2 banks.

$2,750,000 00

$2, 750, 000 00

$2, 750, 000 00

$2, 750, 000 00

2, 000, 000 00

Surplus fund
Undivided profits

145, 208 90
64, 351 52

146, 542 23
68, 254 59

153, 806 64
46,265 73

157, 806 64
46,173 53

152, 505 65
22, 341 90

Nat'l bank circulation
State bank circulation

663, 995 00

658, 420 00

664, 940 00

670, 035 00

637, 375 00

5, 685 19

5, 910 54

2,965 95

5,105 24

1, 579 50

1,194,107 67

1,119, 682 23

1, 205, 055 64

983, 898 32

OCTOBER 2.

Liabilities.
Capital stock

Dividends unpaid

1 bank.

Individual deposits...
TJ S den o sits
Dep'ts X S dis officers
J

1,124, 921 33

Due to national banks
Due to State banks...

244, 538 05
96, 429 40

217, 975 57
76, 980 02

176, 698 42
76, 407 80

181, 218 36
100, 748 44

137,124 77
87,152 25

5, 095,129 39

5,118,190 62

4, 990, 766 77

5,116,142 85

4, 021, 977 39

Notes re-discounted
Bills payable
Total

NEW

MEXICO.

2 banks.
Capital stock

2 banks.

2 banks.

2 banks.

$300, 000 00

$300, 000 00

$300, 000 00

$300, 000 00

2 banks.
$300, 000 00

38,198 85
32, 513 19

38,198 85
33, 072 03

36, 301 21
20, 942 69

36, 301 21
33, 328 37

30, 592 15
13, 111 25

265, 860 00

264, 720 00

267, 867 00

264, 367 00

265, 857 00

Individual deposits. -.
U. S. deposits
Dep'ts U.S.dis.officers

253, 330 31
92, 336 38
68, 987 45

262, 979 14
75, 038 88
57,633 21

272, 717 31
81, 486 80
42, 930 45

252, 551 87
52, 625 03
124, 828 74

257, 582 22
49, 092 78
88, 071 01

Due to national banks
Due to State b a n k s . . .

23 97
2, 075 29

670 28

1, 305 53

36 84

381 09
56 72

1, 053, 325 44

1, 032, 312 39

1, 023, 550 99

1, 064, 039 06

1, 004, 744 22

Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid

Notes re-discounted .
Bills payable
Total

UTAH.
1 bank.

Capital stock

1 bank.

1 bank.

1 bank.

1 bank.

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

$200, 000 00

Surplus fund
Undivided profits

50, 000 00
9, 402 33

50, 000 00
12,164 48

50, 000 00
25, 860 39

50, 000 00
16,118 49

50,000 00
27,187 92

Nat'l bank circulation
State bank circulation

37,100 00

. 35, 900 00

37, 400 00

34, 900 00

77, 800 00

96 00

162 00

120 00

Dividends unpaid
Individual deposits..
U. S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks . .

108 00

96 00

378, 643 10

363,159 40

345,148 91
29, 710 27
8, 605 99

357, 624 93
15, 311 80
19, 963 05

572, 738 75
47, 053 60
20,105 64

7, 270 68

6, 087 60

6, 281 85

12, 801 41

9,193 49

Notes re-discounted..
Bills payable
Total




_

1
682, 524 11

667, 407 48

703,103 41

706, 881 68

1, 004,199 40

54

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Abstract of reports since October 1, 1878? arranged
IDAHO.
DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

1 bank.

1 bank.

1 bank.

1 bank.

OCTOBER 2.

Resources.
Loans and discounts
Bonds for circulation
Bonds for deposits
X S bonds on hand
X
Other stocks andb'ds
Due from res Ve ag'ts
Due from nat'l banks
Due from State banks
Real estate, &c
Current expenses
Premiums p a i d . . . .
Cash items
Clear'g-house exch'gs
Bills of other banks .
Fractional currency.
Specie
Legal-tender notes . .
XT. S. cert's of deposit
Due from X S. Treas
L
Total

1 bank.

$104, 686 59
100,000 00

$97, 433 86
100, 000 00

$95, 048 35
100, 000 00

$90, 553 68
100, 000 00

88, 630 16

85, 827 65

63, 904 66

63, 707 76

64, 845 75

10, 341
1, 263
7, 000
6, 262

2,337 37
26,103 71
7,000 00

32, 934 45
7,000 00
2,459 00

1, 998
50, 902
7,000
3,504

13, 332
13, 860
7, 000
2, 218

87
65
00
29

367 57
8, 225
40
7, 200
23, 272

00
60
00
00

336 37
9,659
40
10, 920
22, 300

00
00
00
00

726 60
6,106
30
19, 985
9,880

00
50
00
00

42
63
00
45

55 87
7,050
20
4,965
11, 989

00
00
50
00

$120, 242 68
100, 000 00

98
94
00
93

967 12
8,200
40
6, 560
13,358

00
00
00
00

4,700 00

4,400 00

5,300 00

4,500 00

4, 500 00

361, 989 73

366, 357 96

343, 374 56

346, 247 31

355,126 40

MONTANA.
3 banks.
Loans and discounts.
Bonds for circulation.
Bonds for deposits . .
X S bonds on hand
T
Other stocks and b'ds
Due from res've ag'ts.
Due from nat' 1 banks Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
XT. S. cert's of deposit.
Due from XT. S. Treas.
Total

3 banks.

3 banks.

3 banks.

2 banks.

$818, 805 75
130, 000 00
100, 000 00

$820, 093 51
130, 000 00
100, 000 00

$784,157 37
130, 000 00
100, 000 00

$799,102 04
130, 000 00
100, 000 00

$633,302 97
105, 000 00
125, 000 00

60, 310 48
17, 440 19
6,652 54
50, 992 36
26, 274 41
18, 828 43
16, 815 16
94, 727 92
10,778 00
409 58
10, 435 20
97, 500 00

16,150 00
26, 491 80

56, 382 93
25, 704 75
16, 077 05
73, 931 36
25,441 91
2, 773 95
16,150 00
14, 440 90

61, 285
18, 242
25, 514
27, 571
25, 258
14, 994
15, 994
45, 772

83
63
60
40
66
91
94
68

57,380 16
37, 083 08
3, 668 09
4,491 67
17, 257 66
1, 479 92
8, 400 24
99, 857 75

11,486 00
360 26
15, 666 90
100,300 00

9, 396 00
254 19
15, 862 05
83,780 00

8, 590 00
149 81
23,493 05
87, 600 00

8,159 00
521 00
17, 970 85
59,100 00

53, 091
36, 355
16, 438
52, 044
25, 661

29
64
61
94
91

5, 850 00

6, 350 00

7, 050 00

6, 850 00

1, 465, 820 02

1, 410, 490 86

1, 361, 402 46

1, 390, 420 55

5, 822 95
1,184,495 34

WYOMING.
2 banks.
Loans and discounts
Bonds for circulation Bonds for deposits . .
XT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency.
Specie
Legal-tender notes . .
X . S. cert's of deposit.
T
Due from X . S. Treas .
T
Total




2 banks.

2 banks.

2 banks.

2 banks.

$296, 276 36
60, 000 00

$295, 312 29
60, 000 00

$273, 586 11
60, 000 00

$283, 658 63
60, 000 00

$384, 761 98
60,000 00

50 00
17, 732 40
9. 630 79
68; 957 77
4, 505 88
19, 798 45
16, 341 94
5, 726 90
5, 492 09
8, 023
4a3
31,124
57, 519

00
52
61
00

3,100 00 i
604, 732 71

17, 817 88
472 83
51, 303 24
2, 455 32
19, 798 45
8,163 47
6, 957
266
32, 825
64, 520

00
90
19
00

50
24, 280
5, 021
21, 908
13, 638
19, 798
6,169

00
93
13
89
10
45
93

2, 515 32
3, 844
274
18, 704
35,753

00
85
77
00

4, 075 76

2,700 00

563, 968 33

488, 245 48

50
32, 811
3, 399
47,161
1, 025
19, 798
8, 610

00
90
64
09
43
45
67

> 53
5, 274
299
31,199
39, 335

00
20
57
00

2, 700 00
544, 020 11

42, 692
50, 551
103,413
67
19, 798
13, 366

90
56
75
63
45
56

2,124 45
4, 910 00
295 50
38, 078 65
30, 701 00
2, 700 00

753, 462 43

REPORT OF THE COMPTROLLER OF THE CURRENCY.

55

by States and reserve cities—Continued.
IDAHO.

Liabilities.

DECEMBER 6.

JANUARY 1

APRIL 4.

JUNE 14.

OCTOBER 2.
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$100, 000 00

$100, 000 00

$100, 000 00

$100, 000 00

$100, 000 00

Surplus fund. ...
Undivided, profits
Uat'l bank circulation
State bank circulation

20, 000 00
15, 669 54

20, 000 00
420 93

20, 000 00
7,151 27

20, 000 00
12,174 80

20, 000 00
4,638 12

84, 500 00

85, 750 00

84, 660 00

86,420 00

85, 650 00

Individual deposits..

129, 719 22

151, 504 63

131,271 14

122, 835 18

131, 315 08

12,100 97

8,682 40

292 15

4, 817 33

13, 523 20

361, 989 73

366, 357 96

343, 374 56

346, 247 31

355,126 40

Capital stock

Dep'ts U.S.dis. officers
Due to national banks
Due to State banks...

•

IN^otes re-discounted
Bills payable
Total

MONTANA.
3 banks.

3 banks.

3 banks.

3 banks.

$200, 000 00

$200, 000 00

$200, 000 00

$200,000 00

$150, 000 00

Surplus fund
TJndivided profits

75, 000 00
116,445 55

75, 000 00
98, 646 71

80, 000 00
93, 878 76

80, 000 00
113, 544 04

30, 000 00
101,172 65

Kat'l bank circulation
State bank circulation

109, 700 00

108, 700 00

113, 600 00

110, 500 00

87, 900 00

Individual d e p o s i t s . . .
U. S. deposits
Dep'ts U.S.dis.officers

787, 663 58
11,972 55
94, 225 26

772, 922 75
5, 838 38
93, 833 95

735, 077 28
6, 278 19
108r181 29

712, 690 45
3, 210 31
116, 917 47

684,440 54
2, 215 56
123, 514 32

Due to national b a n k s
D u e to State b a n k s . . .

10, 287 78
12, 430 27

11, 718 03
5, 736 01

3, 486 94

9, 841 76
22, 786 52

978 74
4, 273 53

!N"otes re-discounted..
Bills payable

48, 095 03

38, 095 03

1,465, 820 02

1, 410,490 86

Capital stock

2 banks.

Dividends unpaid

Total

20, 900 00
1, 361, 402 46

20, 930 00
1, 390, 420 55

1,184,495 34

WYOMING
2 banks.

2 banks.

2 banks.

2 banks.

$125, 000 00

$125, 000 00

$125,000 00

$125, 000 00

$125, 000 00

Surplus fund
Undivided profits

25, 000 00
78, 202 77

50, 000 00
16, 508 81

50, 000 00
29, 323 38

50, 000 00
40;842 90

50, 000 00
58, 402 49

Nat'l bank circulation
State bank circulation

45, 700 00

45, 200 00

52, 300 00

51,400 00

53, 000 00

Individual deposits...
U S deposits
Dep'ts U.S.dis.officers
Due to national banks
Due to State banks...

325, 064 67

291, 605 28

223,750 60

254, 291 57

444, 243 59

4, 736 40
1, 028 87

11, 334 84
1, 819 40

6, 353 23
1, 518 27

6, 805 63
70 01

13, 407 77
9, 408 58

Capital stock

2 banks.

22, 500 00

TS"otes re-discounted
Bills payable
Total




15, 610 00
604, 732 71

563, 968 33

488, 245 48

544, 020 11

753,462 43

56

REPORT OF THE COMPTROLLER OF THE CURRENCY.
Abstract of reports since October 1 ? 1878, arranged
DAKOTA.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

3 banks.

3 banks.

3 banks.

3 banks.
$295, 074
110, 000
50, 000
1, 000
11, 316
55, 788
97, 093
217, 577
30, 276
6, 300
2, 000
7, 214

OCTOBER 2.

Resources.
Loans and discounts
Bonds for circulation
Bonds for deposits ..
U. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
Clear'g-house exch'gs
Bills of other banks..
Fractional currency .
Specie
Legal-tender notes ..
U. S. cert's of deposit.
Due from XJ. S. Treas.
Total

$267, 527
110, 000
50,000
13, 500
6, 361
85, 438
116, 728
73,199
29, 965
7, 953
5,113
5, 504

93
00
00
00
33
89
85
98
06
66
25
30

$252,057
110, 000
50,000
12, 500
6, 859
79,895
124,300
71, 586
30, 046
10, 210
113
3, 750

01
00
00
00
24
39
01
87
86
48
25
41

$305, 295 02
110, 000 00
50, 000 00
5,131
93, 996
93, 825
71, 634
30, 291
3, 959
2, 000
6,100

46
72
44
34
99
18
00
63

13, 234
821
13, 409
52, 685

00
16
75
00

17, 260
1, 388
16, 222
66,175

00
80
28
00

22, 359
137
15, 370
76, 575

00
14
94
00

18,
1,
17,
65,

881
098
333
329

4 banks.
76
00
00
00
95
95
67
56
99
85
00
20

$354, 311 67
160,000 00
50, 000 00
18, 212
99, 006
148, 332
175, 767
31, 294
6,198
436
5, 525

23
12
59
10
62
16
25
27

00
39
27
00

30, 303
97
15, 864
88, 522

00
07
67
00

4,450 00

4, 450 00

4, 370 00

4, 450 00

5, 850 00

855, 893 16

856, 815 70

891, 046 86

990, 735 59

1,189, 720 75

WASHINGTON.
1 bank.
Loans and discounts.

Bonds for circulation.
Bonds for deposits...
IT. S. bonds on hand..
Other stocks and b'ds
Due from res've ag'ts.
Due from nat'l banks.
Due from State banks
Real estate, &c
Current expenses
Premiums paid
Cash items
ClearV-house exch'gs
Bills oi other banks..
Fractional currency.
Specie
Legal-tender notes . .
IT. 3. cert's of deposit.
Due from TJ. S. Treas
Total




1 bank.

1 bank.

1 bank.

1 bank.

$137, 434 21
60, 000 00
100, 000 00

$157, 708 02
60, 000 00
100, 000 00

$179, 238 77
110, 000 00
50, 000 00

$175, 392 76
110, 000 00
50, 000 00

$201, 629 02
160, 000 00

3, 244 63

3,159 21

2,862 09
1, 894 48
2,124 99

3, 691 89
3, 758 65

33, 068 70
3,130 00

29, 962 20

1,156 85
9, 526 22
18, 055 59
15, 057 67
1, 050 40
3, 764 03
2,124 99
676 26

8, 532
8, 805
9, 792
181

72
63
75
59

2,124 99
654 70

285 00

42, 656 05
12, 697 00

65
97
91
00
07

717 00

44, 823 90
29, 404 00

20,402
17, 205
4, 845
3,400
2,390

16, 709 75
2, 000 00

3, 250 00

2, 700 00

4, 950 00

4, 950 00

4, 950 00

426, 609 12

406, 570 45

390, 728 66

380, 914 71

433, 541 06

57

REPORT OF THE COMPTROLLER OF THE CURRENCY.
by States and reserve cities—Continued.
DAKOTA.
DECEMBER 6.

JANUARY 1.

APRIL 4.

JUNE 14.

OCTOBER 2.

3 banks.

Liabilities.

3 banks.

3 banks.

3 banks.

4 banks.

$175, 000 00

$175, 000 00

$175, 000 00

$175, 000 00

$205, 000 00

10, 000 00
33, 605 88

10, 000 00
35, 027 67

21,123 00
19, 857 61

21,123 00
40, 452 42

21,123 00
40, 256 61

97, 300 00

98,400 00

98, 000 00

97, 800 00

117, 000 00

120 00

120 00

760 00

80 00

280 00

506,150 94
10, 553 85
23,162 49

486,185 23
9, 364 39
41, 422 94

513,129 02
12, 050 19
49, 420 29

596,130 27
19, 948 33
27, 779 15

732, 224 68
16,417 44
48, 521 50

220 39
1 075 08

1, 706 75
12, 422 42

8,897 52

856, 815 70

891, 046 86

990, 735 59

1,189, 720 75

Capital stock
Surplus fund
Undivided profits
Nat'l bank circulation
State bank circulation
Dividends unpaid
Individual deposits..
U. S. deposits
Dep'ts TJ.S.dis.officers
Due to national banks
Due to State banks
Notes re-discounted
Bills payable
Total

855, 893 16

WASHIN GTON,
1 bank.

1 bank.

1 bank.

1 bank.

1 bank.

$150, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

$150, 000 00

Undivided profits

14, 606 23

900 00
8, 921 40

900 00
14, 674 57

900 00
20,772 98

1,839 22
21,796 23

Nat'lbank circulation
State bank circulation

44, 500 00

45, 000 60

70, 500 00

99, 000 00

98, 990 00

Individual deposits...
U. S. deposits
Dep'ts U. S. dis. officers
Due to national banks
Due to State banks
Notes re-discounted
Bills payable
Total

102, 998 60
104,159 02
3,012 07

85, 300 07
93, 593 80
14, 619 44

81, 279 24
19, 625 89
38, 202 21

69, 553 25
13, 019 27
13, 990 79

159,691 23

8, 235 74

11 728 93
3,817 92

1 495 69
12,182 73

1,224 38

406, 570 45

390, 728 66

380, 914 71

433, 541 06

Capital s t o r k
Sm pi os fund

H. Ex. 3-




7 333 20

426, 609 12

-E

EEPORTS OF THE CONDITION
OF

THE NATIONAL BANKS
AT THE

CLOSE OF BUSINESS ON THURSDAY, OCTOBER 2, 1879.




59

EEPOETS

OF

THE

CONDITION

THE NATIONAL

BANKS

AT THE

CLOSE OF BUSINESS ON THURSDAY, OCTOBEE 2, 1879.

MAINE.
First National Bank, Auburn.
No. 154.

JAMES DINGLE Y, Jr., President.

JOHN B. JORDAN, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. Is. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$206, 998 80 Capital stock paid in
2 57
150, 000 00
Surplus fund
Other undivided profits.
24, 315 47
2, 026 95
1, 320 60
3,781 53
4, 311 00
75 68
460 00

National bank notes outstanding..
State bank notes outstanding

40, 000 00
7,182 03
133, 500 00

Dividends unpaid.
Individual deposits
United States deposits
Depositsof U. S. disbursing officers.

19, 360 57

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted..
Bills payable

6, 750 00
400, 042 60

Total.

$150, 000 00

Total.

400,042 60

National Shoe and Leather Bank, Auburn.
ARA

CUSHMAN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

H. Ex.




No. 2270.
$356, 668 53

*~36o,'66o"o6
20,
3,
6,
2,

617
980
000
502

20
21
00
99

9, 520 23
4,138 00
138 50
4, 990 00
13, 900 00
13, 500 00
735, 955 66

M. C. BERCIVAL, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

$300, 000 00
7, 000 00
6, 819 95
268, 800 00

Dividends unpaid.

Individual deposits
United States deposits
Depositsof U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

124, 485 45

28, 850 26

735, 955 M

62

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Augusta.

JAMES W. NORTH,

No. 367.

President.

ISRAEL BOOTHHY, Cashier.

Liabilities.

Resources.
$200,190 75

Loans and discounts
Overdrafts
XJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Dae from IT. S. Treasurer

'"250," 066*60'

"i66,"666*66"
17, 278 36
41, 293 92
938 10
1, 028 86
6, 000 00
1, 363 00
1, 850
325
725
4, 500

00
00
00
00

Capital stock paid in

$250, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

43, 000 00
9, 641 22
222, 500 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

84, 339 92

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

27, 261 85

11, 250 00

Total.

636, 742 99

Total.

636, 742 99'

Freeman's National Bank, Augusta.
No. 406.

" Y F . HALLETT, President.
N .

S. B. GLAZIER, Cashier.

$109,193 66 Capital stock paid in .
264 86
100, 000 00 Surplus fund

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

4, 000 00
24, 200 00

21, 363
1,343
8, 000
562

54
96
00
25

2, 708 19

Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

$100,

000 00

23, 000 00
4, 775 3©
89, 500 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

220 00
61. 859 16
2,253 70
940 30

2, 451 00 Due to other national banks
261 12 Due to State banks and bankers...
3, 700 00
Notes and bills re-discounted —
Bills payable
!
4, 500 00

Total.

282, 548 58

Total.

282, 548 r>£

Granite National Bank, Augusta.
No.

DARIUS ALDEX, President.

Loans and discounts
j
Overdrafts
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
I
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages I
Due from approved reserve agents. |
Due from other banks and bankers
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... |
Premiums paid
)
Checks and other cash items
i
l
Exchanges for clearing-house
Bills of other banks
j
Fractional currency
I
Specie
Legal-tender notes
j
TJ. o. certificates of deposit
|
Due from U. S. Treasurer
!
Total




I

$194, 136 42
13,384 86
150, 000 00
50, 000 00
24, 650 00
20, 200 00
45, 506 12
45,166 67
17, 490 00

498.

*WILTJAM T. JOHNSON, Cashier.

Capitaljstock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .

State bank notes outstanding

$150,

000 00

15,000 00
7, 726 11
134, 000 00

Dividends unpaid.

Individual deposits
United States deposits
1, 283 65 Deposits of U. S. disbursing officers.

242, 823 62
28, 249 11
848 33

00 Due to other national banks
01 Due to State banks and bankers...
00
00 Notes and bills re-discounted.
Bills payable
6, 750 00

5, 269 50

3, 595
305
8,949
2, 500

583,916 73

Total.

583,

916 73

REPORT OF THE COMPTROLLER OF THE CURRENCY.

63

MAINE.
First National Bank, Bangor.
No. 112.

G-EOKGE STETSON, President.

E. G. WYMAX, Cashier.

Liabilities.

Kesources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Dae from approved reserve agents..
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U, S. certificates of deposit
Due from IT. S. Treasurer
Total.

Capital stock paid in.

$686, 492 69
944 24
300, 000 00
70, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding.
1, 332 20 State bank notes outstanding.
14, 301 94 Dividends unpaid
3, 516 97
2,491 28

$500,000 00
100, 000 00
36,014 74
268, 391 00
132 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

170, 859 73
36, 281 79
69 67

00 Due to other national banks
01 Due to State banks and bankers...
00
00 Notes and bills re-discounted
Bills payable
14, 320 00

21, 574 12
35 66

8,250 38
1, 032
77
5, 600
25, 000

Total

1,133, 358 71

1,133, 358 71

Second National Bank, Bangor.
No. 306.

NATHAN C. AYER, President.

WILLIAM S. DENNETT, Cashier.

Loans and discounts
$305, 671 56 Capital stock paid in .
Overdrafts
IT. S. bonds to secure circulation...
150, 000 00 Surplus fund
TJ. S. bonds to secure deposits
Other undivided profits
TJ. S. bonds on hand
3, 550 00
Other stocks, bonds, and mortgages.
3,500 00 National bank notes outstanding...
Due from approved reserve agents.
101,181 78 State bank notes outstanding
Due from other banks and bankers
225 00
Real estate, furniture, and
fixtures.
1, 241 72 Dividends unpaid .
Current expenses and taxes paid.
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
Deposits of TJ. S. disbursing officers.
Exchanges for clearing-house.
Bills of other banks
4, 073 00 Due to other national banks
Fractional currency
18 67 Due to State banks and bankers...
Specie
6,378 61
Legal-tender notes
19, 500 00 Notes and bills re-discounted
U. S. certificates of deposit
Bills payable
Due from U. S Treasurer
6, 750 00
Total

I

604,344 45

Total.

$150, 000 00
30, 000 00
24, 260 19
134, 500 00
4, 365 00
258, 560 56

2, 658 70

604, 344 45

Kenduskeag National Bank, Bangor.
B. HAYFOUD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 518.

Capital stock paid in

$167, 627 96

Surplus fund
Other undivided profits .

100, 000 00
25, 500 00
1, 0^0 00
66, 784 14

CHARLES H. HAMMATT, Cashier.

j National bank notes outstanding..
State bank notes outstanding

""5,144" 00*

Dividends unpaid .

Individual deposits
United States deposits
2, 851 33 Deposits of U. S. disbursing officers
4, 696 00 I Due to other national banks
I
1 29 j
Due to State banks and bankers.
453 50
13, 000 00 Notes and bills re-discounted.
Bills payable

$100, 000 00
20, 000 00
4, %6 41
90, 000 00
5, 000 00
171,208 19

383 62

4, 500 00

391, 558 22 |

Total.

391, 558 22

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Merchants' National Bank, Bangor.
No. 1437.

SAMUEL H. BLAKE, President.

JONATHAN R. HOLT Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$161, 586 88
2, 018 24
100,000 00
5*156"66*
23, 290 66
136,

Capital stock paid in

$100,

000 00

Surplus fund
Other undivided profits

20, 000 00
22, 741 36

National bank notes outstanding . .
State bank notes outstanding

85, 630 00
1,432 00

711 65

6, 586 75
2,175 85
3, 917 04
6, 449
128
5, 511
10,000

00
01
00
00

4,56666
468,

Dividends unpaid

3, 460 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

226,

Due to other national banks
Due to State banks and bankers...

284

22

8,477 50

Notes and bills re-discounted
Bills payable
Total

025 08

468,

025 08

Veazie National Bank, Bangor.
No.

CHARLES V. LORD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie .
Legal-tender notes
TJ. S. certificates of deposit . .
Due from TJ. S. Treasurer
Total .

$126,

857 16

""166*666'66"

20:

WILLIAM C. HOLT, Cashier.

I

Capital stock paid in .

$100,

000 00

Surplus fund
Other undivided profits

5, 008 75
11, 282 10

National bank notes outstanding . .
20,118 16 State bank notes outstanding
27, 678 30 Dividends unpaid .
1, 893 48 Individual deposits
United States deposits
14, 482 88 Deposits of U. S. disbursing officers

88,700 00

2, 748 00 Due to other national banks
110 37 Due to State banks and bankers.
500 00
2,500 00 Notes and bills re-discounted .
Bills payable
4, 500 00

1, 283 81

301, 388 35

Total..

2, 000 00
93,113 69

301, 388 35

First National Bank, Bath.
No.

OLIVER MOSES, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .




$269, 693 29

" 266,"666 66
23,100 00
34,490
38
5, 000
2, 478

93
99
00
26

9, 946
1
6, 615
4,000

00
65
00
00

61.

\YM.

D. MUSSEXDEN, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

$200, 000 00
50, 000 00
12, 515 75
179,

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

990

00*

275 00
114,

047 73

7, 535

64

9, 000 00
564,

364

12

Total.

564,

364

12

REPORT OF THE COMPTROLLER OF THE CURRENCY.

65

MAINE.
Bath National Bank, Bath.
No. 494.

ARTHUR SEWALL, President.

WILLIAM D. HILL, Cashier.

Resources.

Liabilities.

Loans and discounts

$204, 772 14

U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
U. Is. certificates of
Due from U. S. Treasurer

125, 000 00
25,150 00

Capital stock paid in

$125, 000 00

Surplus fund
Other undivided profits

49,751 51
13, 577 36

National bank notes outstanding . .

112, 500 00

32, 229 82

Dividends unpaid
1,368 92
4,420 69
3,931
2
1,077
5,000

00
33
93
00

.

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

590 00
107,158 96

Due to State banks and b a n k e r s . . .
Bills payable

5,625 00

Total

Total

408, 577 83

408, 577 83

Lincoln National Bank, Bath.
No. 761.

CHARLES DAVENPORT, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation.. IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. 1>. certificates of deposit
Due from TJ. S. Treasurer
Total.

WILLIAM 11. SHAW, Cashier.

$112,460 89

Capital stock paid in .

"266,666"66

Surplus fund
Other undivided profits -

21,000 00
24, 300 00
102, 522 42
57 74
9, 050 00

$200, 000 00
46,500 00
154 27

National bank notes outstanding-.
State bank notes outstanding
Dividends unpaid.

14, 640 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
10, 867
56
1, 016
8, 700

00
58
50
00

118, 800 00

118, 788 71

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

9, 000 00

Total.

499, 031 13

499, 031 13

Marine National Bank, Bath.
S. D. BAILEY,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. 0. certificates of deposit
Due from U. S. Treasurer
Total.




No. 782.
$125, 848 69

"106,666 66
4, 000 00
20, 234 91
3, 475 00

H. A. DUNCAN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$100, 000 00
20, 500 00
42 96
86, 600 00
4,192 00
56, 225 67

1, 391 00 Due to other national banks
15 05 Due to State banks and bankers.
4, 403 00
3, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
267, 560 63

Total.

267, 560 63

66

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Sagadahock National Bank, Bath.
N o . 1041.

FRANKLIN REED, President.

HENRY EAMES, Cashier

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. o. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$160,829 34

Capital stock paid in

100, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding . .
22, 766 27 State bank notes outstanding
49,137 58 Dividends unpaid
14, 437 71
915 03 Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

$100,000 00
42, 000 00
6, 730 84
88, 385 00
4, 898 00
119,157 77

3, 250 00 Due to other national banks
68 Due to State banks and bankers...
5, 335 00
Notes and bills re-discounted
Bills payable
4, 500 00
361,171 61

Total

361,171 61

Belfast National Bank, Belfast.
No. 840.

JOHN G. BROOKS, President.

Loans and discounts
I
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

ALBION H. BRADBURY, Cashier.

$171,071 38 Capital stock paid in .

"i56,"ooo"66

Surplus fund
Other undivided profits.
National bank notes outstanding . .
63, 912 82 State bank notes outstanding
9, 964 90 Dividends unpaid .
965 57 Individual deposits
United States deposits
4,170 82 Deposits of U. S. disbursing officers.

$150,000 00
35, 546 28
3, 914 43
132,100 00
248 00
93, 565 10

2, 045 66 Due to other national banks
Due to State banks and bankers...
2,793 32
3, 700 00 Notes and bills re-discounted .
Bills payable
6, 750 00
415, 373 81

Total.

415,373 81

First National Bank, Biddeford.
ESREFF H. BANKS

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, andmortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1089.

CHARLES A. MOODY, Cashier.

$147,108 56 Capital stock paid in

"ioo," 666 "66

$100, 000 00

Surplus fund
Other undivided profits. .
775 00 National bank notes outstanding..
23, 679 82 State bank notes outstanding
Dividends unpaid

20,000 00
6,126 86

Individual deposits
United States deposits
9, 001 65 Deposits of U. S. disbursing ofiicers.

81, 215 13

"4," 147 66 Due to other national banks
Due to State banks and bankers.
5, 417 12
11, 000 00 Notes and bills re-discounted.
Bills payable

89, 500 00

8, 787 16

4, 500 00

305, 629 15

Total.

305, 629 15

REPORT OF THE COMPTROLLER OF THE CURRENCY.

67

MAINE.
Biddeford National Bank, Biddeford.
No. 1575.

LUTHER BRYANT, President.

CHARLES E. GOODWIN, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$242, 862 51 Capital stock paid in .
671 50
124, 000 00 Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

$150, 000 00
37, 000 00
22, 433 69
109, 000 00

4, 611 72
3, 424 96

Dividends unpaid

67, 599 28

2, 058 19

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

2, 776 46

5, 775 00
36 35
567 25
1, 000 00

571 30

Notes and bills re-discounted.
Bills payable

4, 373 25
Total .

389, 380 73

389, 380 73

National Village Bank, Bowdoinham.
ROBERT P . CARR, President.

No. 944.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. -.
TJ. S. bonds to secure deposits
TL S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
^Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
i
Due from TJ. S. Treasurer
Total.

$38, 515 87

"*56,*66o"6o
3,600 00
22, 922 69
300, 00

20 00
2,183 00
71
106 00
2,750 00

*2'25o"o6

HENRY Q. SAMPSON, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding

5, 681 33
163 64
39, 585 00
2, 608 40

Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing ofiicers.

24, 609 90

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

122, 648 27

122, 648 27

First National Bank, Brunswick.
No. 192.

N. T. PALMER, President.

Loans and discounts
Overdrafts
!
TJ. S. bonds to secure circulation...|
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$79, 286 93

10, 000 00
51, 000 00
23, 525 65
157 48
630 32
2, 362 35
949
13
660
4, 000

00
39
75
00

J . P . "WINCHELL, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

20, 000 00
11,450 69

National bank notes outstanding . .
State bank notes outstanding...

90,000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing ofiicers.
Due to other national banks
Due to State banks and bankers...

396 00
51, 624 12

3,615 06

Notes and bills re-discounted..
Bills payable

4,500 00
277,085 87

Total.

277, 085 87

68

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MA INE.
Pejepscot National Bank, Brunswick.

H. C. MARTIN, President.

No. 1315.

L. H. STOVER, Cashier.

Liabilities.

ResourcevS.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ S bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages.
Dne from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
[Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

$22, 464 73
50 000 00
9 000 00
3, 800 00
21 815 47
527 71
8 685 00

Capital stock paid in

$50, 090 00

Surplus fund
Other undivided profits

2,000 00
1,457 60

National bank notes outstanding . .
State bank notes outstanding .
Dividends unpaid

66 00

i Individual deposits
United States deposits
500 50
Deposits of U. S. disbursing officers.
816 00
1 69
02b 00
1
00

r>oo

2 048 13

45,000 00

23, 321 63

Due to other national banks
Due to State banks and bankers. .Notes and bills re-discounted .
Bills payable
Total .

121 845 23

121, 845 23

Union National Bank, Brunswick.
STEPHEN J. YOUNG, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers,
lieal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
^Exchanges for clearing-house
Bills of other banks
jFractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1118.
$49, 889 15

H. A. RANDALL, Cashier.

Capital stock paid in .

$100 000 00

Surplus fund
Other undivided profits.
10,400 00
19, 500 00
National bank notes outstanding..
66, 834 88 State bank notes outstanding
Dividends unpaid
5, 441 17

15,926 91
3, 454 16

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

53, 985 58

100, 000 00

494 83
5, 765 53
955 00
672 47
2, 300 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

89,395 00
416 00

2, 975 38

3, 900 00
266,153 03

Total.

266,153 03

Bucksport National Bank, Bucksport.
THEO. C. WOODMAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand . . Other stocks, bonds, and mortgages.
•Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
^Fractional currency
Specie
Legal-tender notes
U.S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1079.

EDWARD SWAZEY, Cashier.

$77, 280 07 Capital stock paid in
100, 000 00 Surplus fund
Other undivided profits
"6,950*00
National bank notes outstanding . .
58,139 65 State bank notes outstanding
3, 899 90 Dividends unpaid.
400 00 Individual deposits
United States deposits
4,151 44 Deposits of U. S. disbursing officers.

$100, 000 00
12, 800 00
6, 649 05
89, 400* 00
216 00
55, 652 47

347 00 Due to other national banks
51 26 Due to State banks and bankers.
1, 998 20
7, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
264, 717 52

Total.

264, 717 52

REPORT OF THE COMPTROLLER OF THE CURRENCY.

69

II 4II\E.
Calais National Bank, Calais.
LEMUEL G. DOWNES, President.

No. 1425.

FRANK NELSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
TJ. S. certificates of deposit.
T>ne from TJ. S. Treasurer...

$182, 385 10
31 41
100, 000 00

Capital stock paid in .

$100,000 00

3, 245 84

2, 683 69
1, 000
30
2,198
5,102

00
30
25
00

36, 473 05
4, 285 10

National bank notes outstanding . .
State bank notes outstanding
""542*45'

Surplus fund
Other undivided profits

89, 300 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

67, 958 23

4, 202 66

5, 000 00

Total.

Total.

302, 219 04

302,219 04

Camden National Bank, Camden.
H E N R Y KNIGHT,

No. 2311.

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$47, 641 19

*"5o,"66o"oo'
sfooo'oo
27, 071
754
1,913
581
900

60
21
00
29
00

1, 707 64
260
9
24
1, 300

00
70
16
00

J. F. STETSON, Cashier.

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits.

1, 265 00
2, 308 28

National bank notes outstanding . .
State bank notes outstanding

45, 000 00
114 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing oflicers.

40, 725 51

D u e to other national b a n k s
D u e t o State b a n k s and b a n k e r s .
Notes and bills re-discounted.
Bills payable

2, 250 00
Total.

139,412 79

139,412 79

First National Bank, Damariscotta.
E D W I N FLYE,

No. 446.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U.B. certificates of deposit
Due from U. S. Treasurer
Total.




$52, 067 68

"56,606*60

25, 614 08

WILLIAM FLYE, Cashier.

Capital stock paid in .

15,000 00
5, 095 34

National bank notes outstanding .
State bank notes outstanding

44, 400 00

Dividends unpaid.
469 71
5416
886
3
107
2, 000

00
98
88
00

$50, 000 00

Surplus fund
Other undivided profits.

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

378 00
18, 580 15

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
133, 453 49

Total.

133,453 49

70

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Dexter.
No. 2259.

CHARLES SHAW, President.

CHARLES \V. CURTIS, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.

$112, 843 52

Capital stock paid in .

"ioo, 666 66 Surplus fund
{ Other undivided profits .
National bank notes outstanding..
j State bank notes outstanding
8, 760 66
2, 000 00
691 18
2, 562 50
5, 749 00
549
2
187
1, 700

00
57
74
00

4,500 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
Total

239, 555 17

$100, 000 00
2, 400 00
3, 073 53
89, 935 00
330 00
38, 816 64

5, 000 00

239,555 17

Frontier National Bank, Eastport.
SEWARD B. HUME, President.

No. 1495.

Loans and discounts
Overdrafts
"07 S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer
Total.

$91, 954 26
""60," 300*00

47, 591 04
338 21

5, 074 00
90 24
3, 375 00

GEORGE H. HAYES, Cashier

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.

$75,000 00
17,307 76
388 06
54, 270 00
1,667 35
62, 803 08

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 713 50
211, 436 25

Total.

211, 436 25

First National Bank, Fairfield.
HENRY KELLEY, President.

No. 2175.

ELMIIDGE G. PRATT, Cashier.

Loans and discounts
'
$42, 290 33 Capital stock paid in.
Overdrafts
U. S. bonds to secure circulation..J
50, 000 00 Surplus fund
IT. S. bonds to secure deposits
IT. S. bonds on hand
!
3, 550 00 Other undivided profits.
Other stocks, bonds, and mortgages.
National bank notes outstanding.
Due from approved reserve agents.
21, 778 77 State bank notes outstanding
Due from other banks and bankers. j
Real estate, furniture, and
fixtures.!
766 69 Dividends unpaid.
Current expenses and taxes paid... J
331 83
Premiums paid
\
1, 545 19 Individual deposits
United States deposits
Checks and other cash items
'
44 50 Deposits of U. S. disbursing ofiicers.
;
Exchanges for clearing-house
;
Bills of other banks
j
1, 003 00 Due to other national banks
Fractional currency
I
6 40
Specie
I
3,100 00 Due to State banks and bankers...
Legal-tender notes
\
2, 600 00 Notes and bills re-discounted.
IT. S. certificates of deposit
j
Bills payable
Due from IT. S. Treasurer
i
2, 350 00

Total.




129, 366 71

Total.

$50, 000 00
2, 551 35
1, 576 91
45, 000 00
36 00
22, 846 84

7, 355 61

129, 366 71

REPORT OF THE COMPTROLLER OF THE CURRENCY.

71

MAI
Sandy River National Bank, Farmington.
FRANCIS G. BUTLER, President.

No. 901.

TIMOTHY F . BELCHER, Cashier.

Resources.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Duo from U. S. Treasurer
Total

Liabilities.
$66, 643 33
272 50
75, 000 00
12, 700 00
17, 200 00
23, 707 85
"*3,"924 53
3, 730 64
2, 892
1
227
2, 000

00
06
50
00

Capital stock paid in .

$75,000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

20, 483 84
5, 253 92
67,000 00

828 00
43,108 65

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

3, 375 00

Total.

211, 674 41

211, 674 41

Cobossee National Bank, Gardiner.
No. 939.

JAMES STONE, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

TREBY JOHNSON, Cashier,

$118,186 15 Capital stock paid in .
3, 777 65
100, 000 00 Surplus fund
i"550 66 Other undivided profits.
7, 300 00
23, 750 35
864 79
8, 321 00

30 00
780
17
1, 258
1,144

00
95
80
00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .
Individual deposits

$100,000 00
20, 000 00
13, 542 48
89, 975 00
585 00

United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

43, 980 81

3, 397 40

4, 500 00

Total.

271,480 69

271, 480 69

Gardiner National Bank, Gardiner.
JOSEPH BKAPSTREET, President.

Loans and discounts
j
Overdrafts
j
IT. S. bonds to secure circulation... j
IT. S. bonds to secure deposits . . . . .
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Dae from IT. S. Treasurer

Total .




No. 1174.

FRED. "W. HUXTON, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
12,699 79 National bank notes outstanding
29, 064 21 State bank notes outstanding—
13, 500 00 Dividends unpaid.
117 24 Individual deposits
United States deposits
615 30 Deposits of TJ. S. disbursing officers -

$60, 861 70
1,193 97
50,000 00

1, 653 00 Due to other national banks

$50,000 00
10,000 00
12,813 58
45, 000 00
1, 000 00
54,298 34

251 57

708 28 Due to State banks and bankers.
700 00 Notes and bills re-discounted.

Bills payable

2, 250 00
173, 363 49

Total.

173, 363 43

72

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Oakland National Bank, Gardiner.
No. 740.

JOSHUA GRAY, President.

SIFAMAI BOWMAN, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation. . TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
^Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$96, 278 75 Capital stock paid in .
3,128 08
50, 000 00 Surplus fund
Other undivided profits.
10, 000 00 National bank notes outstanding..
27,166 36 State bank notes outstanding
1, 750 00 Dividends unpaid .

$50, 000 00

8600 Individual deposits
United States deposits
3, 749 10 Deposits of U. S. disbursing officers.

64, 949 82

525 00 Due to other national banks
32 33 Due to State banks and bankers.
698 00
1, 511 00 Notes and bills re-discounted.
Bills payable
! 250 00
,
Total.

197,174 62

17,800 00
15,805 17
44, 868 00
1, 237 00

2, 514 63

197,174 62

American National Bank, Hallo well.
PETER F. SANBORN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 624.

AUSTIN D. KNIGHT, Cashier.

$73,190 02 Capital stock paid in .
Surplus fund
Other undivided profits.
6, 500 00 National bank notes outstanding . .
12,410 34 State bank notes outstanding
3, 931 50 Dividends unpaid.

75, 000 00

273 !

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

$75, 000 00
11,175 00
4,072 03
66, 900 00
244 00
20, 009 57

990 00 Due to other national banks
9 46 Due to State banks and bankers.
200 30
1, 520 00 Notes and bills re-discounted.
Bills payable.
3, 375 00
Total.

177, 400 60

177, 400 00

Northern National Bank, Hallo well.
JUSTIN E. SMITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 532.
$86, 466 87

35,000 00
5, 000 00
50,451 50
2,010 60
2,435 51

527 05
620
25
1,610
6, 340

00
31
01
00

GEORGE R. SMITH, Cashier.

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits.

25, 000 00
14, 563 62

National bank notes outstanding..
State bank notes outstanding

89, 983 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.

1, 670 00
62, 595 36

1,174 8G

Notes and bills re-discounted.
Bills payable

4,500 00

294, 986 84

Total.

294, 986 84

REPORT OF THE COMPTROLLER OF THE CURRENCY.

73

MAINE.
Ocean National Bank, Kennebunk.
No. 1254.

J O S E P H DANE, President.

CHRIS. LITTLEFIELD, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U, S. bonds to secure deposits
TJ S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$82,117 38

Capital stock paid in

100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

40, 408 75
3,500 00
364 73
58 25
1,400 00
11 30
3,000 00

$100, 000 00

Dividends unpaid

20, 000 00
3,370 59
82, 969 00
391 50

Individual deposits

30, 519 32

Deposits of U. S. disbursing officers.
Due to other national banks .
D u e to State b a n k s and b a n k e r s
Notes and bills re-discounted
Bills payable

4,500 00
237, 250 41

237, 250 41

Total

First National Bank, Lewiston.
No. 330.

E. F. PACKARD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total..

$503, 350 22
400, 000 00

" 48"666 66
133, 211 90
13,000 00
1, 466 70
985 92
16, 971
31
15, 216
5, 000

00
69
00
00

A. L. TKMrLETON, Cashier.

Capital stock paid in .

$400, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

175, 000 00
30, 345 28
359, 300 00
651 00
180,929 25

9, 007 90

18, 000 00

Total.

1,155, 233 43

1,155, 233 43

Manufacturers' National Bank, Lewiston.
JOHN M. Ror.r.ixs, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds ou hand

Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit . . .
Dae from TJ. S. Treasurer
Total.




No. 2260.

WILLIAM LIBBY, Cashier.

$211, 595 25 Capital stock paid in
13 80
200,000 00 Surplus fund
Other undivided profits
740 00
28, 419
1, 896
5, 200
2,101
2,500

90
80
00
05
00

2, 466 49
15, 621
299
2,036
5, 000

00
97
00
00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$200, 000 0
©
8, 000 0#
5, 547 49
180, 000 0#
171 09

Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

90, 940 55

Due to other national banks
Due to State banks and bankers...

2, 231 22

Notes and bills r e - d i s c o u n t e d . . . .
Bills payable

9, 000 00
486, 890 26

Total

486,890 2«

74

REPORT OF THE COMPTROLLER OF THE CURRENCY..
MAINE.
New Castle National Bank, New Castle.

JOSEPH HAINRS, President.

No. 953.

DAVID W. CHAPMAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation.. TJ. S. bonds to secure deposits
T7. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$48, 734 44
50, 000 00

"i"66o "66
7, 500 00
38, 307 07
1,725 00
417 14

4,358 00
36
520 00
1, 300 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

$50,000 00
25,000 00
4, 369 65
44, 000 00
119 0 0 .

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

32, 623 36

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00

Total.

156,112 01

156,112 01

North Berwick National Bank, North Berwick.
WILLIAM HILL, President.

No. 1523.

Loans and discounts

$47,135 98

TJ. S. bonds to secure circulation...
TJ S bonds to secure deposits
TJ S bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid

50, 000 00

2,872 69
1, 900 00
35 61

CHAS. "W. GKEENLEAF, Cashier.

Capital stock paid in

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

6,110 06
2,418 14
45, 000 00
9 00

Individual deposits

3 259 81

C h e c k s and other cash items

411 00

Deposits of TJ. S. disbursing officers.

Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
D u e from TJ. S. T r e a s u r e r

974 00

Due to other national banks
Due to State banks and bankers

417 73
800 00

Notes and bills re-discounted
Bills paj'able

2," 250*00"

Total

Total

106, 797 01

100, 797 01

Norway National Bank, Norway.
WILLIAM FROST, 2d, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
. Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




ISTo. 1956.

HOWARD D. SMITH, Cashier.

.$104, 359 45

Capital stock paid in .

loo, ooo oo

Surplus fund
Other undivided profits

1, 092 11
11, 072 44
3, 357 39
2, 375 00
790 46
l,0G6 96
1, 410 00
8 40
130 00
4, 500 00
230,162 21

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

$100, 000 00
7,200 00
3, 379 03
90, 000 00
185 00
29,398 18

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

230,162 21

REPORT OF THE COMPTROLLER OF THE CURRENCY.

75

MAINE.
Orono National Bank, Orono.
EKENEZEIJ "WEBSTER, President

No. 1134.

ELVATOX P. BUTLER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits.
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$31, 330 85 i Capital stock paid in
. . .
50, 000 00 Surplus fund
Other undivided profits

$50, 000 00

.

6, 069 32
1,309 58

300 00

3, 317 36
1,270 18
5, 050 00
295 25

National bank notes outstanding . .
State bank notes outstanding
! Dividends unpaid

62 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

985 15

42,100 00

3, 055 38

3, 087 00 Due to other national banks
46 47 Due to State banks and bankers...
2, 004 02
2, 660 00 Notes and bills re-discounted
Bills payable
2, 250 00 |

Total

102, 596 28 !

102, 596 28

Union National Bank, Phillips.
NATHANIEL B. BEAL, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for cleariii°'-house
Bills of other banks
Fractional currency
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

No. 2267.
$42, 577 63
50, 000 00

JAMES E. THOMPSON, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

National bank notes outstanding . .
8,791 08 | State bank notes outstanding
1,514 70 Dividends unpaid
1,817 24
1,976 94
2, 500 00
1 03
720 00

2,250 00

Individual deposits

$50, 000 00
1,100 00
1,221 47
43, 665 00
36 00
16,153 15

Deposits of U. S. disbursing officers.
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
. . .
Total

112,175 62

112,175 62

First National Bank, Portland.
HARRISON J . LIBBY, President

.No. 221.

Loans and discounts
$1, 278, 313 20
!
Overdrafts
U. S. bonds to secure circulation...
800, 000 00
U. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages, j
935 00
Due from approved reserve agents.
86,132 35
Due from other banks and bankers.
90, 398 50
Real estate, furniture, and
fixtures.j
5, 000 00
Current expenses and taxes paid... j
3, 779 10
Premiums paid
!
,
34, 969 58
Checks and other cash items..
Exchanges for clearing-house.
24, 000 00
Bills of other banks
167 36
Fractional currency
23, 905 10
Specie
16, 000 00
Legal-tender notes
U. S. certificates of deposit
37,260 00
Due from U. S. Treasurer
Total.




2, 400, 860 19

WILLIAM E. GOULD, Cashier.

Capital stock paid in.

$800, 000 00

Surplus fund
Other undivided profits.

200, 000 00
112, 662 50

National bank notes outstanding
State bank notes outstanding

720, 000 00

Dividends unpaid

846 48

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

458, 682 25

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

78, 330 87
30, 338 09

Total.

2, 400, 860 19

76

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Canal National Bank, Portland.

WILLIAM W. THOMAS, President.

No. 941.

BENJAMIN C. SOMERBY, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S^bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$1, 061, 794 20 Capital stock paid in .
533,000 66 Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
171, 512 19
15, 848 55
9, 245 03
• 3, 654 52
28, 874 82
41, 983
140
3, 898
20, 000

00
02
15
00

Dividends unpaid.

$600, 000 00
120, 000 00
267, 296 65
478, 800 00
991 79

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

435, 217 00

11, 630 04

23, 985 00

Total.

1, 913, 935 48

1, 913, 935 48

Casco National Bank, Portland.
IRA P. FARRINGTON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 1060.

$800, 000 00

Surplus fund
Other undivided profits.
4,666 66 National bank notes outstanding ..
7, 573 65 State bank notes outstanding
36, 369 52
Dividends unpaid
5, 000 00

400, 000 00
54, 645 52

50,000 00

4, 566 56
29,720 32
2, 611
250
2, 566
40, 000

00
04
10
00

45,000 00
1,741 61

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

388,667 80

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

135,737 97

2, 250 00

Total

1, 825, 792 90

Total.

"WILLIAM A. WIKSHIP, Cashier.

Capital stock paid in .

$1, 640, 885 71

1, 825, 792 90

Cumberland National Bank, Portland.
HORATIO N. JOSE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1511.
$324, 961 49

250,666*66

13, 321 20
839 65
15, 000 00
3, 077 61
7, 797 76
5, 933 00
67 55
1, 625 00
7, 000 00

WILLIAM H. SOULE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$250, 000 00
50, 000 00
60,149 07
183, 600 00
743 64
81, 480 55

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

15, 000 00

11, 350 00
640, 973 26

Total.

640, 973 26

REPORT OF THE COMPTROLLER OF THE CURRENCY.

77

MAINE.
Merchants' National Bank, Portland.
No.

JACOB MCLELLAN, President

1023.

CHARLES PAYSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on band
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$602, 870 11
82 67
300, 000 00
75, 000 00
2, 022 48
30, 410
2, 476
33, 010
2,791

20
56
34
88

8, 954 83
3,169
103
3, 220
16, 000

00
14
00
00

Capital stock paid in

$300, 000 00

Surplus fund
Other undivided profits

60, 000 00
139,109 83

National bank notes outstanding...
State bank notes outstanding

269, 000 00

Dividends unpaid

1, 021 70

United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers

245, 612 87
28, 875 00
40, 240 26
9,751 55

Notes and bills re-discounted
Bills payable

13, 500 00

Total

1, 093, 611 21

1, 093, 611 21

National Traders' Bank, Portland.
No.

A. K. SHURTLEFF, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation-..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
3fceal estate, furniture, and fixtures.
Current expenses and taxes paid. - Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

1451.

EDWARD GOULD, Cashier.

$381, 847 51

Capital stock paid in.

"366*666 66
15, 665 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

103, 927 05
4, 950 68
864 86
3, 759 20
3, 962 74
12, 973
49
3, 380
16, 416

00
27
00
00

Dividends unpaid.

$300, 000 00
75, 000 00
37, 751 23
247,879 00
1, 055 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

198, 685 06

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

202 20
2, 254 82

15, 697 00

Total.

862, 827 31

862, 827 31

First National Bank, Richmond.
LEVI MUSTARD,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. - U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

H. Ex.




No. 662.
$43, 638 05

56,600 66

6, 018 I
1,100 00
135 93
I 70
2, 040 00
25
166 24
632 00

JOSEPH M. ODIORNE, Cashier.

Capital stock paid in.
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

$50, 000 00
1, 546 18
1, 891 26
44,100 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

9, 340 02

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
106, 877 46

Total.

106, 877 46

78

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Richmond National Bank, Richmond.

JAMES M. HAGAR, President.

No. 909.

WILLIAM H. STUART, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$112, 468 95

Capital stock paid in .

120*000 66 Surplus fund
Other undivided profits.
6,297 11 National bank notes outstanding . .
15, 915 23 State bank notes outstanding
"i," 200 '66 Dividends unpaid
14 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$120, 000 00
17, 000 00
2,012 59
101,400 00

26, 639 73

2,483 00 Due to other national banks
16 88 Due to State banks and bankers.
1, 257 15
2, 000 00 Notes and bills re-discounted.
Bills payable
5, 400 00
Total.

267, 052 32

267, 052 32

Lime Rock National Bank, Rockland.
JOHN T. BERRY, President.

No. 2097.

Loans and discounts
Overdrafts
. . . .
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$137, 058 12 Capital stock paid in
105, 000 00 Surplus fund
Other undivided profits

$105, 000 00
6, 500 003, 268 81

National bank notes outstanding . .
23, 959 38 State bank notes outstanding,
Dividends unpaid

93, 900 00

3, 450 00 Individual deposits
United States deposits
9, 365 26 Deposits of U. S. disbursing officers.

77,186 03

2, 800
80
4, 690
33

00 Due to other national banks
00 Due to State banks and bankers...
10
00 Notes and bills re-discounted
Bills payable
. ...
4, 725 00
291,160 86

Total

GEORGE W. BERBY, Cashier.

Total

719 89

1, 749 88
2, 836 25

291,160 86

North National Bank, Rockland.
ADONIRAM J. BIRD, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Dae from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fr ictional currency
Sp cie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer
Total .




No. 2371.

NATHAN T. FARWELL, Cashier.

$98, 744 21

Capital stock paid in .

100,000 00

Surplus fund
Other undivided profits

32, 584 90
11, 383 04
3, 000 00

National bank notes outstanding . State bank notes outstanding
Dividends unpaid.

Individual deposits
United States deposits
3, 296 84 Deposits of U. S. disbursing officers.
7, 460 00
10 27
966 00
1,400 00

$100, 000 00
4, 500 00
5, 686 26
87,100 00
355 50
65, 703 50

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
263, 345 26

Total.

263, 345 26

79

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A I T JE .
V
Rockland National Bank, Rockland.
MAYNAED SUMNER, President.

No. 1446.

Resources.

G. H O W E W I G G I N ,

Liabilities.

!I

Loans and discounts
Overdrafts
TJ. S. bonds to secure c i r c u l a t i o n . . .
TJ. S. bonds to secure deposits
TJ". S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve a g e n t s .
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
D a e from TJ. S. Treasurer

$234, 774 95

Capital stock paid in .

150, 000 00

Surplus fund
Other undivided profits

13, 550 00
1,000 00 ' National bank notes outstanding.
State bank notes outstanding
46, 372 09
Dividends unpaid
10, 500 00
Individual deposits
United States deposits
3, 991 50 Deposits of TJ. S. disbursing officers
4, 299
12
3, 265
5, 500

00
82
00
00

Cashier.

Due t o other national b a n k s
Due to State banks and b a n k e r s . .

$150, 000 00
40, 000 00
17, 831 07
134, 600 00
822 00
134, 955 30

548 22
1, 258 77

Notes and bills re-discounted.
Bills payable

6, 750 00
Total.

480, 015 36

Total.

480, 015 36

Saco National Bank, Saco.
No. 1535.

RISHWORTH JORDAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bends, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furnituie, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional ciVrrency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$118, 752 55

Capital stock paid in .

ioo, ooo oo

Surplus fund
Other undivided profits

20, 000 00
2, 900 35

National bank notes o u t s t a n d i n g . .
State bank notes outstanding

86, 000 00

6,407 04
755 60
3, 954 13

2,410 09
2, 879
3
1,167
4, 000

00
11
00
00

Dividends unpaid .

$100, 000 00

5,177 05

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

26, 572 15

Due to other national b a n k s
Due to State banks and b a n k e r s . . .

7,178 97

Notes and bills re-discounted.
Bills payable

7, 500 00
247, 828 52

Total.

TRISTRAM SCAMMAN, Cashier.

Total.

247, 828 52

York National Bank, Saco.
R. F . C. HARTLEY,

President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
Tj. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1528.

JNO. C. BRADBURY, Cashier.

$142, 733 05 Capital stock paid in
260 24
100, 000 00 Surplus fund
Other undivided profits.

$100, 000 00
35, 000 00
18,884 59

300 00
70, 671 54
3,126 23
7, 099 83

252 85
7, 615
3
3, 441
7, 200

00
21
50
00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

81, 500 00
3G1 71

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

110, 481 33

Due to other national banks
Due to State banks and bankers...

3, 375 82

Notes and bills re-discounted.
Bills payable

6, 900 00
349, 603 45

Total.

349, 603 45

80

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Skowhegan.
COBURX, President.

No. 239.

GEORGE 1 T P A G E , Cashier.
S.

Resources.
l
Loan* and discounts
i)\ er drafts
U. S. bonds to secure circulation. - -j
U. S. bonds to secure deposits . . . . . |
IT. S. bonds on hand
j
Other stocks,bonds,and mortgages.I

Due from approved reserve agents.i
Due from other banks and bankers.]
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Leual-tender notes
XL'S. certificates of deposit
Due froiH U. S. Treasurer

Liabilities.
$205, 882 03 I Capital stock paid in
150, 000 00

20, 570 48
"2*000 00

9, 285 80
i3,670 00
61 11
907 50
3, 000 00
6, 750 00

50, 000 00
6, 271 44

National bank notes outstanding . .
State bank notes outstanding

133, 270 00

Dividends unpaid

80 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

71, 866 73

Due to other national banks
Due to State banks and b a n k e r s . .

638 75

Notes and bills re-discounted
Bills payable

Total

412,126 92

Total.

$150, 000 00

Surplus fund
Other undivided profits

412,126 92

Second National Bank, Skowhegan.
SAMUEL ROBINSON, President.

No. 298.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages

$122,562 10
658 49
125, 000 00

Due from approved reserve agents
DUD from other banks and bankers
R -al estate, furniture, and fixtures.
-Current expenses and taxes p a i d . . .
Premiums j>aid

5, 659 91
1, 179 18
4, 200 00

< hecks and other cash items
C
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total.

40, 300 00

J A M E S FELLOWS,

Capital stock paid in .

794 59
4, 295 00
9 40
1, 497 45
2, 510 00

$125, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding ..

State bank notes outstanding

Cashier.

33, 500 00
2,870 20
111, 767 00

Dividends unpaid.

485 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

40, 668 92

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 625 00
Total..

314,291 12

314*, 291 12

South Berwick National Bank, South Berwick.
W I L L I A M D. J E W E T T , President.

"Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
-IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Duo from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
C u r r e n t expenses and taxes p a i d . . .
Premiums paid
'Checks and other cash items
^Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit

Due from U. S. Treasurer
Total.




No. 959.

$87, 986 74
1, 662 40
100, 000 00
20, 000 00
9, 925 00
34, 929 45

125 00
272 12
160 00
38 39
2, 903 00
267 00

JOHN F. WALKER,

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

Cashiei.

$100,000 00
20, 000 00
9, 630 23
89. 650 00
4,871 50
38, 617 37 /

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

4, 500 00
262, 769 10

Total.

262, 769 10

REPORT OF THE COMPTROLLER OF THE CURRENCY.

81

m AIJVE.
Georges National Bank, Thomaston.
EDWARD O'BRIEN, President.

No. 1142.

JNO. C. LEVENSALER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XI. S. bonds to secure deposits
U. S. bonds on band
Otber stocks, bonds, and mortgages
Due from approved reserve agents
Due from otber banks and bankers
Keal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
;
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total

Liabilities.
$94, 042 07

'ii6,'6o(Voo"
4, 550 00
44, 331 03
2, 787 36
2, 200 00

2,141 27
1, 953 00
2 08
600 00
3, 500 00

$110, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

15, 500 00
5, 430 64

National bank notes outstanding . .
State bank notes outstanding..

98, 200 00
420 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

37, 472 27

Due to other national banks
Due to State banks and bankers . . .

833 90
3, 200 00

Notes and bills re-discounted.
Bills payable

4, 950 00
271, 056 81

271,056 81

Total

Thomaston National Bank, Thomaston.
WILLIAM SINGER, President.

Loans and discounts
Overdrafts
. ...
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums ^aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

No. 890.

FRANK H. JORDAN, Cashier.

$61, 835 85

Capital stock paid in .

100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

8,35000'
10, 700 00
79,146 73
17, 400 00

$100, 000 00

Dividends unpaid.

16,000 00

8, 866 29
90, 000 00
|

644 00

Individual deposits
United States deposits
932 34 Deposits of U. S. disbursing officers.

71,472 17

1,492 00 Due to other national banks
7 61 Due to State banks and bankers...
1, 568 39
3, 000 00 Notes and bills re-discounted.
Bills payable
5,100 00

2, 550 46

289, 532 92

Total.

i

289,532 92

Medomak National Bank, Waldoboro'.
SAMUEL W. JACKSON, President.

Loans and discounts
j
Overdrafts
|
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages I
Due from approved reserve agents I
Due from other banks and bankers |
Keal estate, furniture, and fixtures. I
Current expenses and taxes paid... j
Premiums paid
j
Checks and other cash items
|
Exchanges for clearing-house
Bills of otiier banks
Fractional currency
Specie
.'
Legal-tender notes
U. S. certificates of deposit
j
Due from U. S. Treasurer
j
Total.




No. 1108.

GEORGE ALLEN, Cashier.

$51,171 90 Capital stock paid in
j
1, 952 84
50, 000 00 Surplus fund
j
Other undivided profits
|
500 00
3, 600 00 National bank notes outstanding .. |
j
35, 905 31 State bank notes outstanding
634 30
j
713 66 Dividends unpaid
Individual deposits
United States deposits
631 74 Deposits of U. S. disbursing officers
1 105
50
2 246
1 073

00
00
00
01

2, 250 00
151,833 75

$50,000 00
7, 000 00
1, 708 14
42, 426 00
574 00
50,125 61

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable
Total.

151, 833 75

82

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
Waldoboro' National Bank, Waldoboro'.

ISAAC REED, President.

No. 744.

BELA B. HASKELL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$39, 460 88

$50, 000

Capital stock paid in

50, 000 00

Surplus fund
Other undivided profits

18, 000 00
11, 968 63

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

36 98

450 00
1, 000 00
2 250 00

44,100

00

112 00

22, 074

70

127,739

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
4, 0/3 00

00

9, 500 00
1,952 79

49

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total

V>7 739 49

Merchants' National Bank, Waterville.
No 2306.

OIIN W A R E , President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...i
Premiums paid
,.
I
Checks and other cash items
'
Exchanges for clearing-house
!
Bills of other banks
i
:
Fractional currency
Specie
*
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

•3, 287 87

HORATIO D. BATES, Cashier.

$100, 000 00

Capital stock paid in .

100,000 00 Surplus fund
Other undivided profits10, 700 00 National bank notes outstanding . .
3, 086 58 State bank notes outstanding...'...
1, 075 69
8, 594 82 Dividends unpaid.
192 09

Indi vidual deposits
United States deposits
Deposits of U. S. disbursing officers.

5,825 00
4,155 96
89, 959 00
576 00
23, 379 16

705
27
575
1,151

00 Due to other national banks
07 Due to State banks and bankers.
00
00 Notes and bills re-discounted
Bills payable
4, 500 00

223, 895 12

Total..

223,895 12

People's National Bank, Waterville.
J o n x WEBBER, President.

No. 880.

HOMER PERCIVAL, Cashier.

Loans and discounts
$202,181 64 Capital stock paid in
Overdrafts
..
U. S. bonds to secure circulation...
200,000 00 Surplus fund
,
U. S. bonds to secure deposits
Other undivided profits.
U. S. bonds on hand
12, 400 00 1
Other stocks, bonds, and mortgages.
23, 250 00 National bank notes outstanding . .
Due from approved reserve agents.
3, 893 39 State bank notes outstanding
Due from other banks and bankers
Real estate, furniture, and
fixtures
6, 400 00 Dividends unpaid.
Current expenses and taxes paid
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
2,196 56 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
....
Bills of other banks
1, 372 00 Due to other national banks
Fractional currency
36 42 Due to State banks and bankers . .
Specie
], 000 00
Legal-ti nder notes
Notes and bills re-discounted.
U. S. certificates of deposit
Bills payable
!
Due from U. S. Treasurer
9, 000 00
Total.




461,730 01

Total

$200,. 000 00
42, 000 00
6,172 77
179, 200 00
606 00
33,277 89

473 35

461, 730 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

83

MAINE.
Tic onic National Bank, Waterville.
No. 762.

SAMUEL APPLETON, President.

AARON A. PLAISTED, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

;

$100, 000 00

Surplus fund
i
Other undivided profits
|
1,656 66
National bank notes outstanding .. I
13,067 00
|
22, 727 91 State bank notes outstanding
2, 804 15 Dividends unpaid
!
10, 500 00

20, 500 00
4, 766 62
87, 900 00

Individual deposits
!
United States deposits
2, 215 78 Deposits of TJ. S. disbursing officers.

55, 204 32

|
6, 640 00 Due to other national banks
36 45 Due to State banks and bankers...j
1,476 30
690 00 Notes and bills re-discounted .
Bills payable
3, 900 00

400 90

$104, 756 25

Capital stock paid in

"io6,"o66 00

Total.

269, 863 84 ||

Total.

1, 092 00

269, 863 84

West Waterville National Bank, West Waterville.
ALBION P . BENJAMIN, President.

No. 2231.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
-TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
*.
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$57, 550 58
35 00
75, 000 00

10,666 00
9, 343 50
4, 883 18
1,189 31
421 43
2,110 95
6, 907 92

GEORGE H. BRYANT, Cashier.

Capital stock paid in .

$75, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

2, 890 34
2, 664 46
67, 500 00
187 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 305 00 Due to other national banks
11 32 Due to State banks and bankers.
269 30
524 00 Notes and bills re-discounted.
Bills payable

25, 375 87

! 82

4, 075 00

173, 626 49

173, 626 49

Total.

National Bank, Winthrop.
CHARLES M. BAILEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




Jxo. M. BENJAMIN, Cashier.

No. 553.
$115, 311 82

166,600 66

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

20, 000 00
32, 337 06

National bank notes outstanding . .
State bank notes outstanding

89, 300 00

29, 450 00
23, 018 66

Dividends unpaid

2, 739 (
826 00
76
486 00
3, 000 00

.
"

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

100 00
37, 595 80

Due to other national banks .
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

4. 500 00
279, 332 86

Total

279, 332 86

84

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MAINE.
First National Bank, Wiscasset.

HENRY INGALLS, President.

STo. 15^9.

FREDK. W. SEWALL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ S bonds to secure deposits .
V S bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
TJ S certificates of
Dae from TJ. S. Treasurer
Total




Liabilities.
$105, 753 59
34 50
100, 000 00
15, 818
20, 449
1, 228
1, 626

75
22
40
64

553 21
2,000 00
300 00
4,500 00
252, 264 31

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits

30, 000 007,119 12

National bank notes outstanding ..
State bank notes outstanding

88, 700 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

995 <}<>
25, 448 77

Due to other national banks
Due to State banks and bankers...
Xotes and bills re-discounted
Bills payable
Total.

252, 264 31

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

85

HAMPSHIRE.

Connecticut River National Bank, Cnarlestown.
ROBERT ELWELL, President.

No. 537.

GEORGE OLCOTT, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers |
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other casli items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

$136, 010 01 Capital stock paid in .

"ioo, 666 66
6, 534 95
2,250 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

58 00
1,711 00

90, 000 00

29, 812 17

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable
Total.

254,150 96

Total.

32, 000 00
2, 338 79

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 087 00

$100, 000 00

254,150 96

Claremont National Bank, Claremont.
No. 596.

GEORGE N. FARWELL, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$177, 891 88

JOHN L. FARWELL, Cashier.

Capital stock paid in .

150, 000 00

Surplus fund
Other undivided profits.
7, 400 00 National bank notes outstanding ..
State bank notes outstanding
31,147 44
22, 054 79 Dividends unpaid
I

Isi os

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
13, 398 57

$150, 000 00
52,000 00
2, 826 76
130, 405 00

92, 570 14

7, 058
25
8, 960
2, 965

00 Due to other national banks
17 Due to State banks and bankers.. 00
00 Notes and bills re-discounted .
Bills payable
6,750 00
427,801 90

Total. .

427, 801 90

First National Bank, Concord.
No. 318.

AUGUSTINE C. PIERCE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




$178, 828 77
150, 000
140,000
21,100
77, 450
69,
10,
10,
2,
2,

262
514
000
532
343

00
00
00
00
56
02
00
91
75

5, 060 24
7, 609
311
6,515
18, 450

00
71
00
00

WILLIAM F. THAYER, Cashier.

Capital stock paid in .
Suiplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$150, 000 00
30, 000 00
57,254 68
133,250 00.
930 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

246, 512 40
1,132 02
41,140 51

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

46, 508 35

6, 750 00
706, 727 96

Total..

706, 727 96.

86

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National State Capital Bank, Concord.
No. 758.

LEWIS DOWNING, Jr., President.

HENRY J . CRIPPEN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total .

$261, 485 10

Capital stock paid in .

$200, 000 00

I Surplus fund
Other undivided profits
" " 41,100 00
14, 630 00 j National bank notes outstanding . .
State bank notes outstanding
34, 882 73
Dividends unpaid.
22, 472 59

40, 000 00
42, 368 69

200,000 00

3, 085 80
8, 681 95
14, 038
178
1, 468
10, 500

00
99
50
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

176,900 00
525 00
148,398 15

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

13, 331 82

9, 000 00

Total.

621, 523 i

621, 523 66

Derry National Bank, Derry.
No. 499.

JOHN W. NOYES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

GEORGE C. CURRIER, Cashier.

$39, 859 36 I Capital stock paid in .
627 62
60, 000 00 | Surplus fund
j Other undivided profits
20, 000 00 National bank notes outstanding.
State bank notes outstanding
7, 033 94
Dividends unpaid .
6, 500 00
613 27 Individual deposits
United States deposits
545 41 Deposits of U. S. disbursing officers

$60, 000 00
8,100 00
1, 029 31
53, 900 00
316 00
17,481 90

2, 375 00 Due to other national banks
2 36 Due to State banks and bankers..
70 25
500 00 Notes and bills re-discounted.
Bills payable
2, 700 00

Total.

140, 827 21

140, 827 21

Cochecho National Bank, Dover.
JAMES E. LOTIIROP, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total .




HARRISON HALEY,

N o . 1087.
$142, 482 23
4, 564 06
150,000 00
10, 534 00
22, 388 62
6, 000 00
707 48
5, 000 00
984 02
2, 536
20
301
1, 000

00
80
00
00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

Cashier.

$150, 000 00
13, 481 42
3,177 04
132,450 00
759 00
53, 400 75

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

6, 750 00
353, 268 21

Total.

353, 268 21

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

87

HAMPSHIRE.

Dover ^rational Bank, Dover.
No. 1043.

OLIVER WYATT, President.

CALVIN HALE, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Liabilities.
$91, 874 75 Capital stock naid in .
399 33
100, 000 00 Surplus fund
Other undivided profits.
24, 639 00 National bank notes outstanding .. |
State bank notes outstanding
13, 294 60
Dividends unpaid.
9, 300 00
204 84 Individual deposits
United States deposits
1, 430 09 Deposits of TJ. S. disbursing officers.

;100, 000 00
14, 300 00
8, 956 51

86, 700 00
863 00
43, 559 83

4, 939 00 Due to other national banks
197 73 Due to State banks and bankers..
2,100 00
1, 500 00 Notes and bills re-discounted.
Bills payable
4, 500 00

Total..

Total.

254, 379 34

Strafford National Bank, Dover.
WILLIAM S. STEVENS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1353.

ELISHA R. BROWN, Cashier.

$264,165 96 Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
2, 000 00 National bank notes outstanding .. j
I
53, 789 17 State bank notes outstanding
I
"4*560 "oo Dividends unpaid
Individual deposits
United States deposits
20, 000 00
Deposits of U. S. disbursing officers

150, 000 00

8, 693
50
3, 250
3, 500

00
38
00
00

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

30, 000 00
39, 346 87
130, 500 00
1, 809 00
330 00
140,157 01

24, 555 63

6, 750 00

Total.

516, 698 51

516, 698 51

Monadnock National Bank, East Jaffrey.
BENJAMIN CUTTER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, pud mortgages
Due from approved reserve agents
Pue from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




No. 1242.
$93, 861 85

ioo, 066 00
19, 367 50
8, 731 58
6, 354 58
600 95
3, 894 84
2, 009
30
120
1,100

00
84
00
00

PETER UPTON, Cashier.

Capital stock paid in

I

$100, 000 00

1

Surplus fund
Other undivided profits

16, 422 41
11,192 78

National bank notes outstanding ..
State bank notes outstanding..T...

88, 000 00
839 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,641 11
22, 475 84

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
240, 571 14

Total.

240,571 14

88

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

National Granite State Bank, Exeter.
No. 1147.

BENJ. L. MERRILL, President.

WARREN F . PUTNAM, Cashier,

Resources.

Liabilities.

Loans and discounts
Overdrafts
*'
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ S. certificates of deposit
Due from TJ. S. Treasurer
;
Total.

$155, 483 69

"loo,"66o oo
5, 000 00
9, 744 67

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

6, 500 00
541 00

Dividends unpaid

232 00
29 82
100 00
2, 000 00

20,000 00
9, 872 29
90, 000 00

Due to other national banks
Due to State banks and bankers...

772 00

Individual deposits
United States deposits
5, 091 65 Deposits of U. S. disbursing officers.

!, 578 54

Notes and bills re-discounted
Bills payable

4, 500 00
Total.

289,222 83

289, 222 83

Farmington National Bank, Farmington.
JOHN F . CLOUTMAN, President.

No. 2022.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bille of other banks
Fractional currency
Specie
Legal-tender notes
j
TJ. S. certificates of deposit
;
Due from TJ. S. Treasurer
Total

i

$110, 256 39
* "lOO,OOO*OO

13,201 75
906 24
589 65
4, 000 00
1, 029 12

THOMAS F . COOKE, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$100, 000 00
5, 000 00
1, 314 10
90, 000 00'
520 00
37, 487 30

1, 373 00 [ Due to other national banks
30
Due to State banks and bankers.
14 95 I
550 00 ! Notes and bills re-discounted.

Bills payable

" 2," 400" 0 0 ' j
234, 321 40

Total.

234, 321 40

First National Bank, Francestown.
JOHN D. BUTLER, President.

No. 576.

GEORGE W. CUMMINGS, Cashier.

Loans and discounts
I
$90, 890 23 Capital stock paid in
Overdrafts
;
U. S. bonds to secure circulation .. \
100, 000 00 Surplus fund
U. S. bonds to secure deposits
i
Other undivided profits
U. S. bonds on hand
i
10, 000 00
Other stocks, bonds, and mortgages.
3, 000 00 National bank notes outstanding . .
Due from approved reserve agents.;
3,103 24 State bank notes outstanding
Due from other banks and bankers
Real estate, furniture, and
fixtures.
800 00 Dividends unpaid
Current expenses and taxes paid...
892 38 Individual deposits
Premiums paid
i
United States deposits
Checks and other cash items
•
349 28 Deposits of U. S. disbursing officers.
Exchanges for clearing-house
Bills of other banks
:
852 00 Due to other national banks
Fractional currency
,...'.
41 42 Due to State banks and bankers ..
Specie
822 50
Legal-tender notes
600 00 Notes and bills re-discounted
U. S. certificates of deposit
Bills payable
Due from U. S. Treasurer
4, 500 00
Total.




215, 851 05

Total

;ioo, 000 00
18, 300 00
5, 927 33
90, 000 00

1, 623 72-

215,851 0.>

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

89

HAMPSHIRE.

Great Falls National Bank, Great Falls.
No. 1180.

DAVID H. BUFFUM, President.

J o s . A. STICKNEY, Cashier]

Resources.
Loans and discounts.
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Legal-tender notes
TJ. S. certificates of deposit..
Due from TJ. S. Treasurer...
Total.

Liabilities.
$179, 976 76
1, 062 63
150, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

8,100 00
12, 931 24
10, 000 00
792 89
1, 904 76
3, 872
5
272
400

00
43
50
00

National bank notes outstanding ..
State bank notes outstanding

$150, 000 00
40, 000 00
13,786 57
135, 000 00
580 00

Dividends unpaid
Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

36, 951 64

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

7, 000 00

Total

376, 318 21 I

376, 318 21

Somersworth National Bank, Great Falls.
OLIVER H. LORD, President.

No. 1183.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer

$145, 893 25
500 00
100, 000 00

30, 557 65

Capital stock paid in .

20, 000 00
21, 263 91

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid.
943 64
1, 362 00
1, 200
10
1,190
500

00
30
00
00

$100, 000 00

Surplus fund
Other undivided profits

1, 890 00

Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

54, 302 93

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

5, 300 00
287, 456 84

Total.

SAMUEL S. ROLLINS, Cashier.

Total.

287, 456 84

Dartmouth National Bank, Hanover.
NEWTON S. HUNTINGTON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer.,.
Total.




No. 1145.
$46, 733 05
50, 000 00
6, 628 61
52, 857 13
1, 715 00

CHARLES P . CHASE, Cashier.

Capital stock paid in .

13, 500 00
3,939 31

National bank notes outstanding ..
State bank notes outstanding

44, 300 00

Dividends unpaid.
Individual deposits..,
TJnited States deposits
Deposits of TJ. S. disbursing officers.

616 00
3 94
1,020 00

$50,000 00

Surplus fund
Other undivided profits.

50, 354 38

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

2, 250 00
162, 093 69

Total.

162, 093 69

90

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

First National Bank, Hillsborough.
STEPHEN KENRICK, President.

No. 1688.

JOHN C. CAMPBELL, Cashier.

Resources.
Loans and discounts
I
Overdrafts
|
XT. S. bonds to secure circulation... j
U. S. bonds to secure deposits
I
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages j
Due from approved reserve agents.'
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
i
Checks and other cash items
Exchanges for clearing-house
B 11s of other banks
Fractional currency
!
Specie
j
Legal-tender notes
I
IT. S. certificates of deposit
I
Due from U. S. Treasurer

Liabilities.
$43,141 84 Capital stock paid in
387 9J
50, 000 00 Surplus fund
Other undivided profits
2, 618 51 National bank notes outstanding ..
3, 435 15 State bank notes outstanding
" 2,'005* 06" Dividends unpaid
859 68
3, 050 00 Individual deposits
United States deposits
124 68 Deposits of U. S. disbursing officers

4, 900 00
1, 579 76
45,000 00

10,703 84

3, 091 00 Due to other national banks
4 57 Due to State banks and bankers . . .
415 20
800 00 Notes and bills re-discounted
Bills payable
2, 250 00
112,18*3 60

Total.

$50, 000 00

Total.

112,183 60

Ashuelot National Bank, Keene.
A. WHEELOCK, President.

Loans and discounts
Overdrafts
V,. S. bonds to secure circulation...
IF. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 946.

$120, 315 93
123 49
150, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.

$150, 000 00
30, 000 00
5,194 84

6, 500 00
53, 915 00
3,172 23

National bank notes outstanding..
State bank notes outstanding

6, 500 00
189 82
73
926 85

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

26, 206 13

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

158 51
15, 817 14

2,462 00
29 07
1, 678 00
7,185 00

Dividends unpaid.

134, 000 00
264 00

8,642 50
361, 640 62

Total.

HENRY O. COOLIDGE, Cashier.

Total.

361, 640 62

Cheshire National Bank, Keene.
No. 559.

JOHN H. ELLIOT, President.

Loans and discounts
I
Overdrafts
|
U. S. bonds to secure circulation...I
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
\
Other stocks, bonds and mortgages.!
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




ROYAL H. PORTER, Cashier.

$180 855 89 Capital stock paid in .
844 07
200, 000 00 Surplus fund
Other undivided profits
101,500 00 National bank notes outstanding ..
38, 780 90 State bank notes outstanding
Dividends unpaid .
881 54 Individual deposits
United States deposits
18, 777 95 Deposits of TJ. S. disbursing officers.
5,279
31
4, 353
2, 500

00 Due to other national banks
41 Due to State banks and bankers.
00
00 Notes and bills re-discounted .
Bills payable
9, 000 00

562 803 76

Total.

$200, 000 00

50, 000 00
21, 248 03
178,700 00

112, 618 33

237 40

562, 803 76

91

REPORT OF THE COMPTROLLER OF THE CURRENCY.
\ 1: W HAMPSHIRE.
Citizens' National Bank, Keene.
No. 2299.

OBED G. DORT, President

HENRY S. MARTIN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U S bonds on hand
.
....
Other stocks, bonds, and mortgages.

$82, 571 84
33 09
100, 000 00

Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid

9, 049 69

9,550 00
36, 300 00

1.500 00
485 49

Capital stock paid in

$100,

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

...

89, 500 00
295 00

Individual deposits

54,126 26

2,784 60

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
.TJ S certificates of deposit
Due from U. S. Treasurer

000 00

7,000 00
6,080 44

Deposits of U. S. disbursing officers.

4,448
46
1,232
4, 500

Due to other national banks
Due to State banks and bankers...

00
54
45
00

Notes and bills re-discounted
Bills payable

4,500 00

Total

257, 001 70

Total

257, 001 70

Keene National Bank, Keene.
No. 877.

EDWARD JOSLIN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
If. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total

'

$74, 948 86

J. R. BEAL, Cashier.

Capital stock paid in

100,000 00 Surplus fund
Other undivided profits.
5, 950 00
63, 940 00 National bank notes outstanding..
5, 976 76 State bank notes outstanding
Dividends unpaid
124 26 Individual deposits
United States deposits
369 57 Deposits of U. S. disbursing officers.
7, 366 00 Due to other national banks
25 00
1, 303 40 Due to State banks and bankers.
6, 600 00 Notes and bills re-discounted.
Bills payable
4, 500 00
Total. .

271,103 85

$100, 000 00
20,000 00
18, 726 52
84, 500 00

408 00
45, 086 68

2,382 65

271,103 85

Laconia National Bank, Laconia.
JOHN C. MOULTON, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from U. S. Treasurer
Suspense account
Total.




No. 1645.
$152, 236 71
681 52
150, 000 00
250 00
28,109 97
1,000 00
1,227 38
4, 929 00
5, 532 55
7, 498 00
1,165
1, 000
6, 750
3, 537

56
00
00
48

363, 918 17

DANIEL S. DINSMOOR, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$150, 000 00
15, 050 00
6, 623 58
135,000 00
100 00
57,144 59

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

13, 918 17

REPORT OF THE COMPTROLLER OF THE CURRENCY
NEW

HAMPSHIRE.

National Bank, Lebanon.
WILLIAM S. ELA, President.

No. 808.

EDWARD A. KENDRICK, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$91, 891 14 Capital stock paid in .
1,650 78
100, 000 00 Surplus fund
Other undivided profits.
12, 337 00
30, 658 11
6,797 69
7,378 96
1, 000 23
411 28

14, 336 92
5, 787 92
89, 500 00

National bank notes outstanding
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

64,458 51

11, 691 00 Due to other national banks
597 74 Due to State banks and bankers.
1,169 42
4, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
274, 083 35

Total.

$100, 000 00

Total.

274, 083 35

Littleton National Bank, Littleton.
No. 1885.

JOHN FARR, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

OSCAR C. HATCH, Cashier.

$179, 875 61 Capital stock paid in
"150* 000 '66'
6, 450 00
12, 867 50
56,110 65
33, 577 03
10, 000 00
584 43
145 00

$150, 000

Surplus fund
Other undivided profits

00

21, 000 00
3, 378 44

National bank notes outstanding..
State bank notes outstanding

135, 000

Dividends unpaid

00

241 97

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

171, 508

65

481,129

06

13, 573 00 Due to other national banks
45 84 Due to State banks and bankers
2,150 00
9, 000 00 Notes and bills re-discounted
Bills payable
6, 750 00
Total

481,129 06

First National Bank, Manchester.
WATERMAN SMITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1153.

$79, 497 63
929 15
150,000 00
100, 000 00
20, 000 00
12, 200 00
35, 818 56
19,121 77
5, 000 00
2, 210 52

FREDERICK SMYTH, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits .
National bank notes outstanding
State bank notes outstanding
Dividends unpaid .

Individual deposits
United States deposits
1, 015 88 Deposits of U. S. disbursing officers.

;

$150, 000 00
27, 000 00
5, 243 90
134, 950 00
841 00
62,181 19
64, 925 87

5,021 00 Due to other national banks....
745 55 Due to State banks and bankers
5, 331 90
1,500 00 Notes and bills re-discounted.
Bills payable
6, 750 00 !
445,141 96 {

Total.

445,141 96

REPORT OF THE COMPTROLLER OF THE CQRRENCY.
NEW

93

HAMPSHIRE.

Second National Bank, Manchester.
No. 2362.

AH ETAS BLOOD, President.

JOSIAH CARPENTER, Cashier

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
l)ue from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
1 Jills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer
Total

$113, 241 25 | Capital stock paid in .
$100, 000 00
56 36 I
100,000 00 j Surplus fund
1, 500 00
941 21
Other undivided profits8, 350 00 |
National bank notes outstanding ..
90, 000 00
13, 619 99 State bank notes outstanding
5, 000 00
2, 817 00
5, 718 76 Dividends unpaid
13 50 Individual deposits
62, 865 97
4, 500 00 United States deposits
|
256 32 Deposits of X . S. disbursing officers, j
T
I
097 00 Due to other national banks
Due to State banks and bankers.
171 00
2, 000 00 Notes and bills re-discounted
j
4,500 00

Bills payable

258,124 18

Total.

258,124 18

Amoskeag National Bank, Manchester.
MOODY CCRRIER,

No. 574.

President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand.
Other stocks, bonds, and mortgages.

$379, 676 48
1, 897 59
200, 000 00

Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid

39,159 35

Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from IT. S. Treasurer

Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits

42, 000 00
15, 868 11

* 14, 500 00

">7, 909 82
6, 502 78
6, 976 49
11, 737 00
81 91
10, 000 00
5,100 00
*9,000 00

Total

ft. BYRON CHANDLER, Cashier.

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

179, 500 00

,

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

256, 606 73

Due to other national bauks
Due to State banks and b a n k e r s . . .

18, 566 58

Notes and bills re-discounted
Bills payable
Total...

712, 541 42

712, 541 42

City National Bank, Manchester.
JAMES A. TVESTON, President.

Loans and difscounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stockvS, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from IT. S. Treasurer




3

DANIEL TV. LANE, Cashier.

$183, 415 10 Capital stock paid in .
754 87
150, 000 00 Surplus fund
Other undivided profits
37, 562 50
22, 845 04
84 86
12, 572 33
2, 008 89
425 00
967 57

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$150, 000 00
15,120 89
19,030 98
135, 000 00
270 00

Individual deposits
United States deposits
Deposits of IT. S. disbursing officers

95, 584 68

1, 530 00 Due to other national banks
2 10 Due to State banks and bankers ..

6, 812 71

2,401 00
500 00 Notes and bills re-discounted.
Bills payable

6, 750 00
421,819 26

Total..

H. Ex. 3

No. 1520.

Total.

421, 819 26

94

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW
Manchester National Bank, Manchester.

NATHAN PARKER, President.

No. 1059.

CHARLES E. BALCH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$308,403 79
1, 044 14
154, 000 00
17, 250 00
4, 400 00
102, 080 72
556 51

Capital stock paid in
| Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding

1, 337 75
875 45
12, 622
4
13, 365
1, 000

00
22
00
00

$150, 000 00
60, 000 00
24, 335 32
135, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

240, 530 60

Due to other national banks
Due to State banks and bankers...!

1,491 48
12, 332 12

Notes and bills re-discounted.
Bills payable

6, 750 00
623, 689

58 I:

Total.

623, 689 58

Souhegan National Bank, Milford.
IIOBT. It. Howisox, President.

No. 1070.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

FREDK. T. SAWYER, Cashier.

800 66
28, 025 00
7, 664 44

Capital stock paid in .
Surplus fund
w
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

8,287 38
1,001 01
13 00
546 08

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing olficers.

i 29
100, 000 00

3, 352 00
3, 029 84
3, 000 00

$100,000 00
15, 884 S3
3,381 31
90, 000 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

4, 500 00

Total.

262, 828 04

262, 828 04

First National Bank, Nashua.
N o . 84.

EDWARD P. 'EMERSON, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Keal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ.ls. certificates of deposit
Due from U. S. Treasurer
Total.




$105, 624 15
2, 217 56
100, 000 00
10, 000 00
11,
4,
27,
1,

448
582
800
252

42
57
00
10

J O H N A. SPALDIXG,

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .,
State bank notes outstanding

Dividends unpaid.
Individual deposits.
United States deposits.
2, 714 19 Deposits of U.S.
L officers.
g
1,"6ii 00 Due to other national banks
420 88 Due to State banks and bankers..
11, 000 00 Notes and bills re-discounted.
Bills payable
4, 500 00
282, 570 87 !
Total.

Cashier.

$100, 000 00
8, 750 00
1, 475 81
90, 000 00
1,398*94
80, 917 15

28 97

282; 570 87

95

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Second National Bank, Nashua.
No. 2240.

JEREMIAH W. WHITE, President

FREDERICK A. EATON,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation.
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Cashier.

Liabilities.
$98, 641 60
1, 081 80
125, 000 00
23, 980 00
H.396
5, 700
2:}, 402
1, 521
11, 000

80
00
80
47
00

2, 563 51
4,127
80
1, 230
1,500

00
55
00
00

Capital stock paid in .
Surplus fund
Other undivided profits .
National bank notes o u t s t a n d i n g . .
State bank notes outstanding
Dividends unpaid .

$125, 000 00
4, 500 00
2, 396 02
112, 500 00
108 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

75, 346 51

Due t o other national b a n k s
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

5, 625 00
Total.

319, 850 53

319, 850 53

Indian Head National Bank, Nashua.
CALVIN B. HILL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits..
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers, j
Real estate, furniture, and fixtures. |
Current expenses and taxes paid... j
Premiums paid
}
Checks and other cash items
\
Exchanges for clearing-house
j
Bills of other banks
j
Fractional currency
j
Specie
;
Legal-tender notes
j
U. S. certificates of deposit
Due from IT. S. Treasurer
Total.

No. 1310.

FRANK A. MCKEAN, Cashier.

$220, 918 79 Capital stock paid in
438 60
120, 000 00 Surplus fund
Other undivided profits
10, 000 00
24, 600 00 National bank notes outstanding..
71, 670 17 State bank notes outstanding
Dividends unpaid
1,948 66 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$120, 000 00
27, 000 00
24, 244 79
108, 000 00
1, 036 80
203, 551 07

8, 853 00 Due to other national banks
103 44 Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
'4*900 00

13,400 00
7, 000 00

Total....

483, 832 66

483,832 66

N e w Market National Bank, N e w Market.
JOSEPH C. BURLEY, President.

Loans and discounts
I
Overdrafts
.j
TJ, S. bonds to secure circulation... j
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
I
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due fr6m other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
I
Bills of other banks
j
Fractional currency
j
Specie.
\
Legal-tender notes
j
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1330.

SAMUEL A. HALEY, Cashier.

$90, 402 41 Capital stock paid iu .
1,104 84
81, 000 00 Surplus fund
Other undivided profits
9, 414 07
1, 700 00
1,795 81
3, 417
5
511
400

00
28
00
00

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$80, 000 00
20/000 00
800 93
68, 000 00
352 01)
24,197 48

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

3, 600 00
193, 350 41

Total

113,350 41

96

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

1UMPSHIRE.

First National Bank, Newport.
No. 888.

DEXTER RICHARDS, President

FREDERICK. AY. LEWIS, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
U. S. bonds on hand
j
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers, j
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
'.
Legal-tender notes
|
TJ. S. certificates of deposit
;
Due from U. S. Treasurer.
;

Total

Liabilities.
$93, 4G7 87 j j Capital stock paid in

]

100, 000 00 ! j Surplus fund
Other undivided profits
5, 000 00
G, 000 00 National bank notes outstanding..
33, 522 72 State bank notes outstanding
Dividends unpaid .
700 00
82 18 I Individual deposits
! United States deposits
I Deposits of U. S. disbursing officers.

$100, 000
23,000 00
4, 713 88
87, 000 00

38,000 28-

5,190 00 Due to other national banks
1 39 Due to State banks and bankers.
750 00
3, 500 00 ij Notes and bills re-discounted.
I Bills payable
4, 500 00
252, 714 1G

Total

|

252, 714 lt>

First National Bank, Peterborough.
FREDERICK LIVINGSTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.:
Due from approved reserve agents.
Due from other banks and bankers. '•
Real estate, furniture, and fixtures J
Current expenses and taxes i>aid.. .i
Premiums paid
Checks and other cash items
Exchanges for clearing-house
l
Bills of other banks
Fractional currency
j
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

No. 1179.

CIIAS. V. RICHARDSON, Cashier.

$119,165 57 Capital stock paid in .
100 00
100, 000 00 Surplus fund

$100, 000 00

| Other undivided profits
24, 231 35 National bank notes outstanding.
4, Gil G
G State bank notes outstanding
2,000 00 j Dividends unpaid

1,090 44 j
I Individual deposits
I ] United States deposits
1,948 05 j| Deposits of U.S. disbursing officers.

4, 048
17
935
900

00 i Due to other national banks
39 Due to State banks and bankers..
85
00 Notes and bills re-discounted.

4, 500 57

20, 000 00
21, 910 Kv
88, 693 00
495 W
994 99
28, 955 73

2, 500 90

Bills payable

263, 548 88

Total.

263, 548 8*

Pittsfield National Bank, Pittsfield.
CHAS. H. CARPENTER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation... i
U. S. bonds to secure deposits
!
U. S. bonds on hand
j
Other stocks, bonds, and mortgages. j
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specii
Legal-tender notes
U. S. certificates of deposit .
Due from U. S. Treasurer...

Total.




No. 1020.

JOHN' A. Goss, Cashier.

$39, 242 00 j I Capital stock paid in .
53, 000 00

Surplus fund
Other undivided profits

National bank notes outstanding
16, 093 19 State bank notes outstanding
3, 000 00 Dividends unpaid
Individual deposits
United States deposits
4, 870 00 Deposits of U. S. disbursing officers.

$50,000 00
6, 570 00
2,113 14
44, 500 0(>
1, 346 00
16, 050 22

1, 500 00 Due to other national banks
26 50 Due to State banks and bankers
175 50
300 00 1 Notes and bills re-discounted.
1
Bills payable
:, 372 17
120, 579 36

Total.

120, 579 36

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

97

HAMPSHIRE.

First National Bank, Portsmouth.
I<;iiABoi> GoomviN, President.

No. 19.

EDWARD P . KIMIJALL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
XI. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Capital stock paid in.

$315, 940 24
4,975 10
318, 000 00
143, 000 00
15, 360 00
98, 212 24
42, 465 26
17, 683 34
4, 000 00
2, 933 45

Dividends unpaid

100, 000 00
38, 527 46
284, 200 00
512 00

Individual deposits
United States deposits
3, 381 84 Deposits of U. S. disbursing officers.

203,501 40
64, 760 98
18, 725 93

9, 300 00 Due to other national banks
2, 000 00 Due to State banks and bankers...
11,500 00
9, 000 00 Notes and bills re-discounted
Bills payable

1,823 70

"14,300 00

Total.

1, 012, 051 47

Total. .

$300, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding

1, 012, 051 47

National Mechanics and Traders' Bank, Portsmouth.
J o fix SISE, President

No. 401.

Loans and discounts.
Overdrafts.
IT. S. bonds to secure circulation... j
II. S. bonds to secure deposits
|
IT. S. bonds on hand
j
Other stocks, bonds, and mortgages j
Due from approved reserve agents. j
Due from other banks and bankers j .
Heal estate, furniture, and fixtures, i
Current expenses and taxes paid... j
Premiums paid
•
Checks and other cash items
\.
Exchanges for clearing-house
!.
Bills of other banks
Fractional currency
Specie
;
Legal-tender notes
\.
XT. S. certificates of deposit
Due from U. S. Treasurer
Total...

G E O . \Y. BUTLER, Cashier.

$339, 225 13 Capital stock paid in
Surplus fund
Other undivided profits.
30, 000 00
22, 200 00 National bank notes outstanding..
State bank notes outstanding
61, 904 14
Dividends unpaid.
5. 900 00

300, 000 00

$300, 000 00
42,000 00
27, 329 60
269, 500 00
361 50

2, 997 33

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

149, 606 98

14, 250 00
9 91
6, 650 00

Due to other national banks
Due to State banks and bankers... I
Notes and bills re-discounted
Bills payable

7, 838 43

796.636 51 ii

Total..

796, 636 51

New Hampshire National Bank, Portsmouth.
JAMES P. BAHTLETT, President

No. 1052.

!
Loans and discounts
Overdrafts
IX. S. bonds to secure circulation... \
F . S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages 1
Due from approved reserve agents.,
Due from other banks and bankers.!
Real estate, furniture, and fixtures. j
Current expenses and taxes paid...'
Premiuinspaid
;
Checks and other cash items
i
Exchanges for clearing-house
Bills of other banks
\
Fractional currency
'•
Specie...
'
Legal-tender notes
j
U. S. certificates of deposit
j
Due from U. S. Treasurer
j

Total




|

$104,118 29

LAFAYETTE S. BUTLER, Cashier.

Capital stock paid in .

150, 000 00 Surplus fund
Other undivided profits.
40, 000 00
11,000 00 National bank notes outstanding..
15,100 40 State bank notes outstanding
2, 500 00
1, 874 05
2,137 83
561 87

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$150, 000 00
28, 523 37
4, 051 82
135, 000 00
357 00
21,145 75

2, 074 00 Due to other national banks
67 50 Due to State banks and bankers.
1,894 00
1, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
339,077 94

Total

339, 077 94

98

REPORT OF THE COMPTROLLER OF THE CURRENCY.
NEW

HAMPSHIRE.

Rockingham National Bank, Portsmouth.
J N O . J . PICKKRIX<J, President.

JOHN P . HART, Cashier.

Xo. 1025.

Resources.

Liabilities.

Loans and discounts
|
Overdrafts
XT. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
j
Other stocks,bonds, and mortgages j
Due from approved reserve agents !
Due from other banks and bankers. j
Real estate, furniture, and fixtures |
Current expenses and taxes paid...j
Premiums paid
j
Checks and other cash items
i
Exchanges for clearing-house
|
Bills of other banks
!
Fractional currency
!
Specie
!
Legal-tender notes
j
IT. S. certificates of deposit
Due from U. S. Treasurer
'
Total.

"I;
$211, 866 58 Capital stock paid in

$200, 000 00

200, 000 00 Surplus fund
Other undivided profits
63,600 00
National bank notes outstanding . .
14, 045 73 State bank notes outstanding
1, 033 26 Dividends unpaid
5, 000 00
Individual deposits
United States deposits
3, 035 47 Deposits of U. S. disbursing officers.
.....
4, 74ff 00 Due to other national banks
17 00
4,992 16 Due to State banks and bankers.
1, 000 00 Notes and bills re-discounted . . .
Bills payable
9, 000 00
Total..

524, 330 20 I

40, 000 00
24, 087 20
180, 000 00
4, 543 00
150 50
75, 549 50

524,330 20

Rochester National Bank, Rochester.
No. 2138.

JOHN MCDUFFKE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
* Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.

$57,453 63
50, 000 00
1," 650 00

336 85
911 74
2, 400 00
2, 485 39

FRANKLIX MCDUFFEE, Cashier.

Capital stock paid i n .

$50, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

44, 600 00
613 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

Due to other national banks
Due to State banks and bankers.
943 25
1, 800 00 I Notes and bills re-discounted
Bills payable
2, 250 00
1,706 00 I

Total.

121, 936 86

1, 900 00
2, 093 50

18, 307 73

4,422 63

121, 936 86

Citizens' National Bank, Tilton.
ELEAZER DAVIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1333.

WILLIAM T. CARS, Cashier.

$76,734 26 || Capital stock paid in
70, 000" 00 ; Surplus fund
!
< Other undivided profits
I
| National bank notes outstanding ..
! State-bank notes outstanding
10,608 27
Dividends unpaid.

228 82
1,195
17
300
1,000

00
59
00
00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$70, 000 00
13, 700 00
1, 692 03
62, 200 00

15, 847

Due to other national banks
Due to State banks and bankers.

Notes and bills re-discounted.
| j Bills payable
2,650 00 !!
163, 439 60 !

Total.

163, 439 6#

99

REPORT OF THE COMPTROLLER OF THE CURRENCY.
T EW
V

HAMPSHIRE.

Kearsarge National Bank, "Warner.
XEH. G. ORDWAY, President.

X o . 1674.

G I L M A N C. G E O R G E ,

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

Cashier.

Liabilities.
$34, 402 57
1, 780 05
35, 000 00

8, 428 23

Capital stock paid in .

$50, 000 00

Surplus fund
Other undivided profits
Xational bank notes outstanding .
State bank notes outstandingDividends unpaid .

300 05
1,904 28
787 00
13 66
1. 052 50
lj 300 00

5, 835 00
574 42
14, 057 00
925 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

15,151 42

Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted.
Bills payable

1, 575 00

Total.

86, 543 34

16, 543 34

Winchester National Bank, Winchester.
EDWD. C. THAYEK, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. "S. certificates of deposit
Due from U. S. Treasurer
Total. .

Xo. 887.

$108, 570 63

HENRY ABBOTT, Cashier.

Capital stock paid in.

100,000 66 Surplus fund
Other undivided profits
2Oo'oo"
1, 300 00 Xational bank notes outstanding . .
State bank notes outstanding
4, 094 86
6, 500 00 Dividends unpaid.
789 95 Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
865 (
3, 265 00 Due to other national banks
3 85 Due to State banks and bankers...
1,179 50
33 00 Xotes and bills re-discounted .
Bills payable
4, 500 00
Total.

231, 301 79

$100, 000 00
20,000 00
4, 962 93
89, 800 00
73 50
11, 516 74

4, 948 62

231, 301 79

Lake National Bank, Wolfborough.
BLAKE FOLSOM, President.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total




Xo. 1486.
$103, 777 98

CHARLES F . PARKER, Cashier.

Capital stock paid in .

" 125," 666'66' Surplus fund
Other undivided profits.
Xational bank notes outstanding . .
State bank notes outstanding
19, 026 47
3,006*06
5, 000 00
294 74
383 00
12 00
1,166 65

Dividends unpaid .

$125, 000 00
7, 000 00
3, 556 09
112 500 00
15,204 75

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..
Xotes and bills re-discounted.
Bills payable

5, 600 00
263, 260 84

Total.

263,260 84

100

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Bank, Barre.

NORMAN W. BKALKY, President.

No. 2109.

EDWARD D. BLACK WKI.L, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
:Real estate, furniture, and fixtures
Current expenses and taxes paid..
^Premiums j)aid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
-Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$135, 382 86
22 76
200, 000 00

Capital stock paid in

$200, 000 00

Surplus fund
| Other undivided profits
,j
40,150 00
14, 669 42
National bank notes outstanding . .1
|
20, 852 21 State bank notes outstanding
Dividends unpaid
1, 400 00
386 70
110 72

Individual deposits
United States deposits
276 43 | Deposits of TJ. S. disbursing officers.

20, 550 00
3, 550 01
177, 330 00
45 00
28, 022 68

605
12
597
6, 632

00 Due to other national banks
21 Due to State banks and bankers.
38
00 Notes and bills re-discounted.
Bills payable
9, 000 00
Total.

430, 097 69

430, 097 69

Barton National Bank, Barton.
No. 2290.

HIRAM MCLELLXIN, President.

Loans and discounts
Overdrafts
I
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages, j
Due from approved reserve agents.!
Due from other banks and bankers. |
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... i
Premiums paid
'
Checks and other cash items
j
Exchanges for clearing-houso
'
Bills of other banks
Fractional currency
Specie
!
Legal-tender notes
I
;
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
;
Total .

11. K. DEWKY, Cashier.

$145,141 29 Capital stock paid in .
"156,060" oo'

2*366"66'
14, 239 18
1, 500 00
1, 501 85
8, 525 09
64
125
400
3, 000

00
41
00
00

6,750 66

$150, 000 00
5, 500 00
5, 374 07

Surplus fund
Other undivided profits.

135, 000 00

National bank notes outstanding .
State bank notes outstanding
Dividends unpaid

102 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

37, 570 75

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total

333,546 82

333, 546 82

National Bank, Bellows Falls.
JAS. H. WILLIAMS, President.
Loans and discounts
Overdrafts
O d f
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
!
Legal-tender notes
!
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
1
Total.




JAS. IT. WILLIAMS, Jr., Cashier.

No. 1653.
$190, 855 59
100, 000 00

35, 036 66
40, 820 81
12, 500 00
1, 737 16

Capital stock paid in
I
j
i
National bank notes outstanding .. j
State bank notes outstanding
i
Dividends unpaid

20, 000 00
44, 934 77
89, 300 00
5, 000 00

I

450 00

Individual deposits
I
United States deposits
Deposits of U. S. disbursing officers

147, 088 91

00 Due to other national banks
39 Due to State banks and bankers
50
00 Notes and bills rc-discounted
Bills payable
3, 800 00

3, 638
807
4, 095
13, 940

407,231 11

$100, 000 00

Surplus fund
Other undivided profits

Total..

!

457 43

;.
i407,231 11

REPORT OF THE COMPTROLLER OF THE CURRENCY.

101

VERMONT, i
First National Bank, Bennington.
Xo. 130.

11. GRAVES, President.

GEOILGE F. GRAVES, Cashier.

Liabilities.

Resources.
Loans and discounts
-.
'
Overdrafts
!
TJ. S. bonds to secure circulation...'.
U. S. bonds to secure deposits
'j
TJ. S. bonds on band.
Other stocks, bonds, and mortgages
Due from approved reserve agents. \
Due from other banks and bankers. I
Real estate, furniture, and fixtures, j
Current expenses and taxes paid... j
Premiums paid
Checks and other cash items
!
Exchanges for clearing-house
Bills of other banks
Fractional currency
I
Specie
".
Legal-tender notes
;
TJ. b. certificates of deposit
Due from U. S. Treasurer
i
Total

j

$287, 348 35 Capital stock paid in .
3, 750 00
122, 000 00 Surplus fund
Other undivided profits.
16,500 00 National bank notes outstanding..
6, 643 79 State bank notes outstanding
5, 000 00 Dividends unpaid.
598 89 Individual deposits
United States deposits
688 35 Deposits of TJ. S. disbursing officers.

$110, 000 00

Due to other national banks
Due to State banks and bankers...
Xotes and bills re-discounted
Bills payable

6, 289 70

2, 000 00
382 98
5, 000 00
2, 000 00
—
5, 450 00
457,362 36

110, 000 00
16, 942 51
108, 200 00

85, 930 15

20, 000 00
457, 362 36

Total.

Bennington County National Bank, Bennington.
•CHARLES THATCHER, President.

Loans and discounts
j
Overdrafts
IT. S. bonds to secure circulation...[
TJ. S. bonds to secure deposits
!
TJ. S. bonds on hand
i
Other stocks, bonds, and mortgages. j
Due from approved reserve agents. |
Due from other banks and bankers, i
Real estate, furniture, and fixtures.;
Current expenses and taxes paid
Premiums paid
!
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal tender notes
TT. S. certificates of deposi t
Due from TJ. S. Treasurer
Total..

Xo. 2395.

ELLIS A. COBB, Cashier.

$117, 355 27 Capital stock paid in .
82 63
100, 000 00 Surplus fund
300 00 Other undivided profits
National bank notes outstanding..
4, 071 41 State bank notes outstanding
2, 922 95 Dividends unpaid.
3, 592 85
934 82
(5. 242 00 Individual deposits
United States deposits
950 63 Deposits of U. S. disbursing officers
2, 042 00 Due to other national banks
106 39 Due to State banks and bankers...
1, 910 00
1, 000 00 Xotes and bills re-discounted
Bills payable
3, 500 00
245, 010 95

$100, 000 00
400 00
3, 847 92
89,400 00

48,262 13

3,100 90

245, 010 95

Total.

National White River Bank, Bethel.
Xo. 902.

XKUSOX GAY, President.

Loans and discounts
I
Overdrafts
I
IT. S. bonds to secure circulation... I
TJ. S. bonds to secure deposits
{
TJ. S. bonds on hand
I
Other stocks, bonds, and mortgages, j
Due from approved reserve agents j
Due from other banks and bankers
Real estate, furniture, and fixtures j
Current expenses and taxes paid... J
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




$138, 314 56
3.317 98
125, 000 00
*930 00
12, 248 03
3, 600 00
557 76
829 40
552
12
1,899
2,000

00
92
80
00

294, 887 45

F. P. IIOLDEN, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
Xational bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$125, 000 00
18, 000 00
3, 227 75
111, 600 00
70 50
36, 989 20

Due to other national banks
Due to State banks and bankers.
Xotes and bills re-discounted
Bills payable
Total.

294, 887 45

102

REPORT OF THE COMPTROLLER OF THE CURRENCY
. VERMONT.
First National Bank, Brandon.

NATHAN T. SPRAGUE, President.

H. C. COPKLAND, Cashier.

No. 278.

Liabilities.

Resources.

Loans and discounts
$159, 892 94 Capital stock paid in .
Overdrafts
1
1,237 39
TJ. S. bonds to secure circulation... |
150, 000 00 Surplus fund
U. S. bonds to secure deposits
I
Other undivided profits.
IT. S. bonds on hand
\
35,000 00
Other stocks, bonds, and mortgages j
46,600 00 ! National bank notes outstanding..
Due from approved reserve agents i
10,174 78 j State bank notes outstanding
Due from other banks and bankers.!
7,366 78
Real estate, furniture, and
fixtures.!
4, 700 00 Dividends unpaid
Current expenses and taxes paid .. |
197 34 Individual deposits
Premiums paid
;
600 00 United States deposits
Checks and other cash items
j
1, 694 24 Deposits of U. S. disbursing officers
Exchanges for clearing-house
Bills of other banks
!
2,779 00 Due to other national banks
]
Fractional currency
6 00 Due to State banks and bankers.
Specie
;
314 50
| Notes and bills ro-discounted.
Legal-tender notes
j
.Bills payable
U. S. certificates of deposit
I
Due from U. S. Treasurer
!
6, 750 00
Total..

427, 312 97

Total

$150, 000 00
80, 000 00
20, 071 77
134, 820 00
370 00
42, 051 20

427, 312 97

Brandon National Bank, Brandon.
CYUUS JENNINGS, President.

No. 404.

FKAXK E. BRKJGS, Cashier.

$193, 644 01 Capital stock paid in .
$200,000 00
Loans and discounts
|
Overdrafts
i
U. S. bonds to secure circulation... I
200, 000 00 Surplus fund
U. S. bonds to secure deposits
!
I
8,859 02
Other undivided profits.
U. S. bonds on hand
j
National bank notes outstanding..!
180, 000 00
Other stocks, bonds, and mortgages
j
Due from approved reserve agents j
22, 555 58 State bank notes outstanding
Due from other banks and bankers
Dividends unpaid
!
Real estate, furniture, and
fixtures.
10, 823 81
Current expenses and taxes paid... |
Individual deposits
56, 583
Premiums paid
!
United States deposits
Checks and other cash items
•
482 67 Deposits of U. S. disbursing officers. j
Exchanges for clearing-house
j
Bills of other banks
j
5, 295 00 Due to other national banks
Fractional currency
182 00 Due to State banks and bankers. -.!
Specie
559 75
;
<
Legal-tender notes
|
2, 900 00 Notes and bills re-discounted
U. S. certificates of deposit
!
Bills payable
\
:
Due from U. S. Treasurer
9, 000 00
Total..

445, 442 82

Total.

445, 442 82

First National Bank, Brattleboro'.
SILAS M. AYATTE, President.

N. 0. S.wvi'ER, Asst. Cashier.

No. 470.

! $300, 000 00
Loans and discounts
j
$370,115 12 I Capital stock paid in
1!
" i
Overdrafts
-i
54, 000 00
TJ. S. bonds to secure circulation... | "l00,"000*00 j j Surplus fund
8,216 20
TJ. S. bonds to secure deposits
|j Other undivided profits .
1,200 00
U. S. bonds on hand
ij National bank notes outstanding ..;
88, 800 00
Other stocks, bonds, and mortgages
;
14,212 16 State bank notes outstanding
Due from approved reserve agents
241 00 Dividends unpaid
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
76, 218 11
j Individual deposits
|
Premiums paid
| United States deposits
j Deposits of U.S. disbursing officers L.
Checks and other cash items
21,116 11
Exchanges for clearing-house
Bills of other banks.
j
6, 221 00 i Due to other national banks
Fractional currency
\
216 28 I Due to State banks and bankers...!..
Specie
j
1, 412 64
!
Legal-tender notes
8, 000 00 ' I Notes and bills re-discounted
TJ. S. certificates of deposit
!
j j Bills payable
j
Due from TJ. S. Treasurer
4, 500 00

Total.




527, 234 31

Total.

527. 234 01

REPORT OF THE COMPTROLLER OF THE CURRENCY.

103

VERMONT.
People's National Bank, Brattleboro'.
PARLEY STARR, President.

No. 2305.

V M . A. FAULKXER, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$144,455 19

~"i66,"oo6"66"
13,000 00
9, 000 00
4, 030
75
2, 000
1,147
671

73
52
00
40
00

058 38
672 00
44,37
2. 388 00
5,100 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

$100, 000 00
4, 000 00
4, 569 18
89, 400 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

87,345 14

Due to other national banks
Due to State banks and bankers..

2, 428 27

Notes and bills re-discounted.
Bills payable

4, 500 00

Total

287, 742 59

287, 742 59

Vermont National Bank, Brattleboro'.
WILLIAM P . CUNE, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
.

No. 1430.
$278, 635 48

GEORGE S. DOWLEY, Cashier.

Capital stock paid in

" "156," 666*66' Surplus fund
Other undivided profits.
oo, 66o oo
25, 706
6,160
10,000
1, 740
1, 664

05
22
00
00
00

2, 517 94
475 00
3 21
2, 565 00
2, 600 00

National bank notes outstanding..
State bank notes outstanding

$150, 000 00
100, 000 00
38, 739 42
133, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

126, 841 1Q

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

6, 750 00

Total..

Total.

548, 816 90

Howard National Bank, Burlington.
LAWRENCE BARNES, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1698.
$349, 317 40
3, 351 11
200, 000 00
2, 500 00
18, 549 63
25, 500 00
2, 258 35
2, 993 69
3, 981
270
6, 074
7, 935

00
05
00
00

CHARLES A. SUMNEU, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.

National bank notes outstanding..
State bank notes outstanding......
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$300, 000 00
20, 000 00
7, 658 54
175, 000 00
477 00
128, 615'83

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9. 021 14
631, 751 37

Total.

631, 751 37

104

REPORT OF THE COMPTROLLER OF THE CURRENCY.
V ER M OR T.
T
Merchants' National Bank, Burlington.
CIIAS. \v". AYoonnousK, Cashier.

N o . 1107.

HENKY P. IIICKOK, President.

Liabilities.

Be sources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand ...
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$499, 685 94
994 59
500,000 00
50, 000 00
80, 000 00
79,149 16
259 17
17, 000 00

Capital stock paid in

Dividends unpaid .

6, 207 00
27 33
25,781 00
17, 006 00
2I"GOO 66

80, 000 00
19, 935 51
450, 000 00
249 50
178, 978 10
38,173 54
10, 757 93

io,ooo oo Individual deposits
United States deposits
7, 844 78 Deposits of U. S. disbursing officers

37,460 39

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

1, 315, 554 97

Total

$500, 000 00

Surplus fund
I
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding

Total

1, 315, 554 97

Castle ton National Bank, Castle ton.
CARLOS S. SHERMAN, President.

Loans and discounts
!
Overdrafts
I
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
U. S. bonds on hand
,
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers, j
Real estate, furniture, and
fixtures.
Current expenses and taxes paid... i
Premiums paid
I
Checks and other cash items
Exchanges for clearing-house
j
Bills of other banks
j
Fractional currency
!
Specie
!
Legal-tender notes
j
U. S. certificates of deposit
j
Due from U. S. Treasurer
!

No. 1598.

!
$52,158 92 Capital stock paid in
13 70
|
50, 000 00 Surplus fund
Other undivided profits
j
National bank notes outstanding .. j
State bank notes outstanding
!
26,104
28 88 Dividends unpaid
j.
3, 000 00

$50, 000 00

Individual deposits
i
United States deposits
I.
Deposits of U. S. disbursing officers. .

28, 454 52

,

10, 000 00
2, 657 74
45, 000 00

00 Due to other national banks
03 Due to State banks and bankers... I.
00
00 Notes and bills re-discounted .
Bills payable
2, 250 00
480
6
370
1, 700

136,112 26

Total..

MAKTIX D. COLE, Cashier.

Total .

136,112 20

First National Bank, Chelsea.
ELIHU HYDE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




N o . 2120.
$105, 775 04
2, 997 98
150, 000 00
4,750 00
17,276 77
21, 534 30
2, 394 53
392 55
6, 239 00
2,537 39
1, 523 00
59 05
1,299 50
430 00

JOHN C. CLARK, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

I!

!
National bank notes outstanding . J
State bank notes outstanding
;
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$150,000 00
10, 260 00
1, 608 98
133, 700 00
819 31
28, 470 82

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

7, 650 00
324, 859 11

Total.

324, 859 11

REPORT OF THE COMPTROLLER OF THE CURRENCY.

105

VERMONT.
Caledonia National Bank, Danville.
JAB. B. MATTOCKS, Cashier.

No. 1576.

SAMUEL ING ALLS, President.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U S bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Le^al-tender notes deposit
U S certificates of
Due from U. S. Treasurer
Total

$121, 951 75
100, 000 00
1,000 00
4,064 20

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

24, 918 79
9 40

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.
Due to other national banks
Due to State banks and bankers...

23, 884

90, 000 00
964 00

3, 300 00

356 33
557
41
1, 606
2, 400

00
71
00
00

Notes and bills re-discounted
Bills payable

4, 500 00

Total

239, 776 99

f

239, 776

National Bank, Derby Line.
AUSTIN T. FOSTER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid-..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks . / .
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

No. 1368.
$184, 919 10

"ioo," 666 "66"

STEPHEN FOSTER, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits

$150, 000 00
|
j

2.800 00
1
!>, 800 00 National bank notes outstanding
State bank notes outstanding
M, 424 98
Dividends unpaid
15, 930 00
Individual deposits
United States deposits
2, 604 94 Deposits of TJ. S. disbursing ofiicers.
880 00
35 59
1,100 00
2,347 00
"4,500 66

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

89,780 0(>

87, 446

i

Total.

359,341 61

30, 000 00
2,115 22

359, 341 61

First National Eank, Fair Haven.
o. 344.

ZENAI C. ELLIS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .




ERASTUS H. PHBLPS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
00 I National bank notes outstanding ..
44 I State bank notes outstanding

$115, 090 54
1, 855 88 i
100, 000 00 !
2,200

4, 304
22,450 69 !
27,401 31 ! Dividends
1, 286 78 I
3, 418 45
1,666
23
700
5, 755

00
05
00
00

unpaid

Individual deposits
United States deposits
Deposits of U. S. disbursing ofiicers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

$100,000 00
20, 000 00
4, 551 4T
90, 000 00
517 5 0
75, 479 31

103 %C>

4,500 00
290, 652 14

Total.

290, 652 14

106

REPOKT OF THE COMPTROLLER OF THE CURRENCY.
VE R M O N T .
Allen National Bank, Fair Haven.

IK A C. ALLEN, President.

No. 2422.

CHARLES It. ALLEN, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers \
Heal estate, furniture, and fixtures, j
Current expenses and taxes paid... j
Premiums paid
;
Checks and other cash items
j
Exchanges for clearing-house
;
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
j
Total

$29,420 89

Capital stock paid in .

$49,500 G
O

" 40," 500* 65" Surplus fund
800 00
33, 032 35
2, 021 34
1. 610 00
231 30
196 25

274 27

1,017
17
440
5, 920

00
09
00
00

1, 822 00

1,723 25

Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

35,480 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

30, 599 24

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total.

117,302 49

117, 302 49

Lamoille County National Bank, Hyde Park.
CARLOS S. N O YES, President.

No. 1163.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...',
IT. S. bonds to secure deposits
i
U. S. bonds on hand
;
Other stocks, bonds, and mortgages.;
Due from approved reserve agents ;
Due from other banks and bankers j
Real estate, furniture, and fixtures.
Current expenses and taxes paid... :
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
>

Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

i

:
I
;

Total

i

$134, 768 02
150, 000 00
" 14,000*00
43, 607 04

" 6," 584 "54"
216 86
3, 440 00
8, 247 79
499 00
1, 397 63
3, 000 00

ALBERT L. NOYES, Cashier.

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits

24, 600 00
901 34

National bank notes outstanding . .
State bank notes o u t s t a n d i n g . . . . . .
Dividends unpaid

!

Individual deposits
j
United States deposits
j_
Deposits of U. S. disbursing officers. i.

134, 500 00
19 50

62,490 04

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

Total.

372, 510 88

372, 510 88

West River National Bank, Jamaica.
"WILLIAM HARRIS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1564.
$49, 612 84
1,418 80
75, 000 00
25000
3,000 00
22, 204 46
165 92
2, 500 00
422 64
148 87
1, 232
51
775
1, 802

00
24
00
00

JOHN A. BUTLER, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$75, 000 00
4, 800 00
1, 453 95
66, 795 00
356 84
11, 552 98

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

3, 375 00

159, 958 77

Total.

159, 958 77

REPORT OF THE COMPTROLLER OF THE CURRENCY.

107

VERMONT.
National Bank, Lyndon.
No. 1140.

HENRY CIIAHK, President.

Hi 1 AM M. PEARL, Cashier.
1

Liabilities.

Resources.
,.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
|
Specie
{
Legal-tender notes
j
TJ. S. certificates of deposit
j
Due from TJ. S. Treasurer
I

$96, 201 97 j Capital stock paid in .
!

106, 000 00 | Surplus fund
Other undivided profits
"4,460 00 1
National bank notes outstanding ..
20, 000 00 :
State bank notes outstanding

10,400 00
4, 530 82
95,400 00

1, 784 11
3, 381 67
3,034 48
608 62
367 00
17 36
1, 400 00
3, 000 00

Dividends unpaid ..

363 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

26, 271 39

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payable

4, 770 00

Total.

242, 965 21

Total .

$106, 000 00

242, 965 21

Battenkill National Bank, Manchester.
No. 1488.

ELIAS B. BURTON, President,

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
;Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

$75, 995 40

Capital stock paid in .

"2,606 00

$75, 000 00

Surplus fund
Other undivided profits

11, 300 00
1, 722 52

National bank notes outstanding . .
State bank notes outstanding

67, 500 00

" 7 5 , 6 0 0 00

27,176 97

WILLIAM P. BLACK, Cashier.

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 646
142
2, 800
5, 900

00
44
00
00

Due to other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted...
Bills payable

3,375 66
196, 035 81

Total.

196, 035 81

National Bank, Middlebury.
J O H N W . STEWART, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items..
Exchanges for clearing-house.
Bills of other banks
Fractional currency
Specio
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1195.

JOHN G. WELLINGTON, Cashier.

$125, 383 50

Capital stock paid in .

"260,606 00

Surplus fund
Other undivided profits

"132,650 66
3, 600 00
30,120 14
"'16,'786*63

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

Individual deposits
United States deposits
3, 442 04 Deposits of U. S. disbursing officers
3, 895
279
3, 999
15, 999

00
05
75
00

$200, 000 00
37, 519 75
39, 926 70
178,100 00
1,239 00
87, 769 66

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

9, 000 00

544, 555 11 I

Total.

544,555 11

108

REPORT OF TIIK COMPTROLLER OF THE CURRENCY.
VE R M O N T .
First National Bank, Montpelier.

JOHN A. PAGE, President

No. 748.

JAS.

Resources.

C. HOLTOIITON, Jit., Cashier,

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
J
Exchanges for clearing-house
!
Bills of other banks
j
Fractional currency
|
Specie
I
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

$374, 272 52 i Capital stock paid in
j
1, 286 93 I
250, 000 00 | Surplus fund
"""io*666*66'! Other undivided profits
12, 000 00 | National bank notes outstanding . .
7,121 02 ! State bank notes outstanding
11, 572 95 '
2, 000 00
306 81

Dividends unpaid.

00
40
20
00

121,000 00
6, 020 94
220,115 00
70 0#

Individual deposits
1 United States deposits
1
1,734 98 !j Depositsof TJ. S. disbursing officers

2,062
2
12,773
3,490

$250, 000

;|Due to other national banks
jj Due to State banks and bankers.
j
•!Notes and bills re-discounted.

102, 666 87

"I"

Bills payable

11,250 00 |

699,872 81 :\

Total.

699, 872 81

Montpelier National Bank, Montpelier.
No. 857.

JAMES It. LANG POX, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

CHARLES A. REED, Cashier.

$147, 360 73 : Capital stock paid in
,. j
572 55 |
300, 000 00 • Surplus fund
Other undivided profits
265, 600 00
84,400 00 j National bank notes outstanding ..
8, 920 90 : ! State bank notes outstanding
6, 096 50 Dividends unpaid.
1, 585 33 Individual deposits
United States deposits.
334 07 :' Depositsof U. S. disbursing officers.

$300,000 00
150, 000 00
42, 002 43
270, 000 00
465 00
78,209 94

110
24
11,051
1, 122

00 ! Due to other national banks
19 Due to State banks and bankers..
10
00 : Notes and bills re-discounted
Bills payable
13, 500 00
Total.

840, 677 37

840, 677 37

National Bank, Newport.
Lucius ROUINSOX, President.
Loans and discounts
I
Overdrafts
;
U. S. bonds to secure circulation... i
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
j
Other stocks, bonds, and mortgages. j
Due from approved reserve agents j
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total...




No. 2263.

ROIIKRT J. WRIGHT, Cashier.

$187,890 51 Capital stock paid in
" 33, 500 00" Surplus fund
Other undivided profits
860 00
25, 645 70

] $100, 000 00
I
|
7, 500 00
!
7, 548 43

National bank notes outstanding .. j
State bank notes outstanding...... i

30,150 00

}.
3, 050 00 Dividends unpaid
I
366 93
j
1,000 00 Individual deposits
United States deposits
|.
Depositsof U. S. disbursing officers j .
j Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
j
Bills payable
i.
Total.

264, 716 62

REPORT OF THE COMPTROLLER OF THE CURRENCY.

109

VE BIONT,
First National Bank, North Bennington.
TKENOR "W. PARK, President.

No. 194.

SAMUEL B. HALL, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$489, 074 44
2,142 30
551, 500 00

190, 200 00
67, 427 49
12, 724 20
5, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

1, 450 84
5, 000 00

200, 000 00
27, 917 97
490, 940 00
750 00

Individual deposits
United States deposits
942 60 Deposits of TJ. S. disbursing officers
5," 799 00

$500, 000 00

Due to other national banks
Due to State banks and bankers.
Notes and,bills re-discounted.
Bills payable

135, 636 22

i 68

24,810 00
Total.

1, 356, 070 87

1, 356, 070 87

Northfield National Bank, Northfield.
No. 1638.

GEORGE NICHOLS, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items . . . . . . .
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$100, 787 68
ioo, ooo 6o
3, 900 00
7, 200 00

5, 658 81
"'"6,~556'o6
1, 250 12
1,267 55
2, 120 00
20 47
I", 154 00
2, 200 00

CHAS. A. EDGERTON, Jr., Cashier.

Capital stock paid in

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

19, 000 00
5, 679 49
89, 300 00
147 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable

17, 482 14

5, 000 00

"4,500 00
Total.

236, 608 63

236, 608 63

First National Bank, Orwell.
No. 228.

JOHN L. HAMMOND, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

H. Ex. 3-




CHARLES E. BUSH, Cashier.

$269, 987 17 Capital stock paid in .
"ioo,'000 00

25, 341 15
3, 549 62
5, 000 00
105 12
1, 468 09
3, 788
411
2,155
3, 000

00
17
85
00

Surplu s fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

$100, 000 00
100, 000 00
27,153 90
90, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

102,152 27

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00
419, 306 17

Total.

419, 306 17

110

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
National Black River Bank, Proctorsville.

GEORGE S. HILL, President.

No. 1883.

CHAS. W. WHITCOMB, Cashier.

Resources.

Liabilities.

Loans and discounts
O verdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Capital stock paid in .

$59, 912 76

* 5 , 0 0 0 00
1, 590 54
4, 439 39
1, 400 00

22, 298 97
1,198 26
45, 000 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4, 300 00
1, 600 87
8, 000 00

2,750*00* I

20, 496 33

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

138,993 56 j

Total.

$50,000 00

Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding.

50, 000 00

Total.

138, 993 56

National Bank, Royalton.
No. 1673.

CitosBY MILLER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, andmortgages j
Due from approved reserve agents. I
Due from other banks and bankers.!
Real estate, furniture, and fixtures. j
Current expenses and taxes paid...)
Premiums paid
j
!
Checks and other cash items
Exchanges for clearing-house
j
Bills of other banks
|
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from XL S. Treasurer

$70, 535 14
6, 630 18
100, 000 00

" i ' o o o " 66"
8, 600 00
11, 304 05
2, 300 00
906 69
500 00
36 00
275
25
342
1,188

00
00
65
00

Capital stock paid i n .
Surplus fund
Other undivided profits
National bank notes outstanding ..

$100, 000 00
9, 790 00
2, 636 02
90, 000 00

State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 716 1

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

2, 000 00

4, 500 00
Total.

208,142 71

Total.

A S A W. KENNEY, Cashier.

208,142 71

Baxter National Bank, Rutland.
H. HENRY BAXTER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
•Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
j
Bills of other banks
j
Fractional currency
1
Specie
I
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1700.
$331, 966 87
3,117 00
300, 000 00

8,"666"66"
78, 065
66, 984
5, 977
1, 353

67
91
00
57

326 05
2,122
58
4, 726
7, 030

00
32
00
00

GEORGE R. BOTTUM, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding.
State bank notes outstanding
,
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

$300, 000 00
48, 000 00
10,221 19
270, 000 00

60 00
195, 546 20

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

13, 500 00 I
823, 827 39

Total.

823, 827 39

REPORT OF THE COMPTROLLER OF THE CURRENCY.

Ill

VERMONT.
National Bank, Rutland.
No. 1450.

JOHN B. PAGE, President.

SIDNEY 'W. ROWELL, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S.bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total

Liabilities.
$772,150 93
"500,000 66

19, 409 51
"32," 0*66 "OO
297 84
13, 660 00
13 00
4, 416 67
8, 000 00
22, 500 00

Capital stock paid in .

$500,000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State b a n k notes outstanding

100, 000 00
33, 236 06
448,220 00

Dividends u n p a i d .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due t o other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted
Bills payable

1, 372, 447 95

Total.

189, 065 99

101, 925 9a

1, 372, 447 95

Rutland County National Bank, Rutland.
W M . Y. W. RirLEY, President.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

No. 820.
$315, 474 50
708 33
200, 000 00

HENRY F . FIELD, Cashier.

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits.
6, 850 00
National bank notes outstanding . .
19,119 05 State bank notes outstanding
8,481 85 Dividends unpaid.
386 99 Individual deposits
United States deposits
1, 797 22 Deposits of U. S. disbursing officers

73, 000 00
11, 621 50
178, 700 00

1, 834 00
230 00
2,199 80
5, 000 00

76 00
107, 684 24

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00
571, 081 74

Total.

571, 081 74

First National Bank, Springfield.
AMASA "WOOLSON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits..
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 122.
$63, 251 72
16 42
100, 000 00

""46," 660'66
28, 51t 50
37, 622 01
1, 000 00
534 00

10 29
550 90
6, 325 00

BENJ. F. ALDRICH, Cashier.

Capital stock paid in .

;ioo, 000 00

Surplus fund
Other undivided profits

33, 700 00
5, 968 58

National bank notes outstanding..
State bank notes outstanding

90, 000 00

Dividends unpaid..
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.

805 00
52, 586 50

157 56

Notes and bills re-discounted.
Bills payable

4, 500 00
283, 217 64

Total.

283,217 64

112

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
First National Bank, St. Albans.

EUWD. A. SOWLES, President.

ALBERT SOWLES, Cashier

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$419, 080 55
4, 548 47
100, 000 00

Capital stock paid in .

$100, 000 00

Surplus fund
Other undivided profits

100, 000 00
5, 900 28

12, 500 00
27, 982 39

National bank notes outstanding . .
State bank notes outstanding

12,000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

4, 304 00
2, 745
3
175
24, 500

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

00
17
50
00

89,480 00

316, 221 07

737 73

4, 500 00

Total.

612, 339 08

612, 339 08

Vermont National Bank, St. Albans.
BRADLEY BARLOW, President.

Loans and discounts.
Overdrafts
IT. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers i
Real estate, furniture, and fixtures. I
Current expenses and taxes paid... j
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
Bills of other banks
|
Fractional currency
;
Specie
!
Legal-tender notes
j
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Xo. 1583.

CYRUS BT. BISHOP, Cashier.

$430, 868 37 Capital stock paid in .
3, 6&2 13
70, 000 00 Surplus fund
Other undivided profits.
24, 942 83
12, 804 89
8, 000 00
4, 880 29

$200, 000 00
100, 000 00
6, 258 53

National bank notes outstanding..
State bank notes outstanding

63, 000 00

Dividends unpaid

Individual deposits
United States deposits
3, 671 65 Deposits of U. S. disbursing officers.

228, 916 86

8,113 00

Due to other national banks
Due to State banks and bankers.
160 23
27, 932 00 Notes and bills re-discounted
Bills payable
3,150 00
598,175 39 jj

Total.

598,175 39

First National Bank, St. Johnsbury.
LUKE P . POLAND, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid.
Premium
id
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total




No. 489.

GEORGE MAY, Cashier.

$502, 978 85 |Capital stock paid in
;
500, 000 00

Surplus fund
Other undivided profits

1, 200 00
15, 589 47 Mational bank notes outstanding . .
37, 041 59 State bank notes outstanding
2, 483 39
27, 605 80 Dividends unpaid
Individual deposits
United States deposits
4, 725 70 Deposits of U. S. disbursing officers.

$500, 000 00
75, 000 00
24, 551 69
447, 093 00

90, 054 44

6, 488 00 Due to other national banks
.
192 83 Due to State banks and bankers
8, 893 50
7, 000 00 Notes and bills re-discounted
Bills payable
22, 500 00
1,136,699 13

Total

1,136, 699 13

EEPOET OF THE COMPTROLLER OF THE CURRENCY.

113

V E R M O N T.
Merchants' National Bank, St. Johnsbury.
FREDERICK FLETCHER, President.

No. 2295.

WILLIAM E. HAZEX, Cashier.

Resources.

Liabilities.

Loans and discounts
!
Overdrafts
IF. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtur.es. j
Current expenses and taxes paid..
Premiums paid
j
Checks and other cash items
I
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
j
Dae from U. S. Treasurer

Total.

$333, 799 38 Capital stock paid in

$300, 000 00

140, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding ..
3, 086 90 State bank notes outstanding
448 76
29, 228 05 Dividends unpaid.
809 41
5, 000 00 Individual deposits
United States deposits
2, 00J 88 Deposits of TJ. S. disbursing officers.

7, 000 00
20, 931 38
117, 000 00
483 00
78, 820 37

1, 601 00 Due to other national banks
47 11 Due to State banks and bankers..
4,500 00
1, 000 00 Notes and bills re-discounted
Bills payable
5, 850 00
Total.

527, 378 49

527, 378 49

National Union Bank, Swanton.
ALBERT SOWLES, President.

No. 1634.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

$100, 955 95

G-. "WARREN BEEBE, Cashier.

Capital stock paid in

$75, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
3, 320 45 State bank notes outstanding
475 88 Dividends unpaid.
2, 800 00

75, 000 00

Individual deposits
United States deposits
5, 700 18 Deposits of U. S. disbursing officers.
1,169 00
26 36
246 00
500 00

15, 000 00
1, 932 67
67, 500 00

104 00
34. 032 15

Due to other national banks
Due to State banks and bankers..
Notes and bills re- discounted.
Bills payable

3, 375 00
Total.

Total.

193, 568 82

National Bank, Vergennes.
CARLETON T. STEVENS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes . *
U. S. certificates of deposit
Due from U. S. Treasurer

Total.




No. 1364.
$160, 518 14

"iso," 666'66
22, 500 00
2, 000 00
11, 553 38
]37 32
6, 863 95

D. HENRY LEWIS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

26, 206 34
15, 952 77
135, 000 00

Dividends unpaid

Individual deposits
United States deposits
5, 340 80 Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
433 11
10,400 00 Notes and bills re-discounted.
Bills payable
6, 750 00
6,803*00

383, 299 70

$150, 000 00

Total.

55, 780 73

359 86

3,299 70

114

REPORT OF THE COMPTROLLER OF THE CURRENCY.
VERMONT.
Waterbury National Bank, Waterbury.

PAUL DILLINGHAM, President.

No. 1462.

CURTIS WELLS, Cashier,

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$107, 753 81

£66," 666" 66"
5,666 66
13, 000
24, 607
1, 500
693

00
88
00
54

1, 220 36
3,189 00
16 70
1,816 35
1, 000 00

Capital stock paid in

30, 000 00
6, 590 12

National bank notes outstanding .
State bank notes outstanding

89,000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

38, 707 52

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4,500 00
Total.

264, 297 64

Total.

$100, 000 00

Surplus fund
Other undivided profits

264, 297 64

National Bank of Newbury, Wells River.
WM. H. CUMMINGS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
[Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1406.

GEORGE LESLIE, Cashier.

Capital stock paid in .
9,721 59
300, 000 00

Surplus fund
Other undivided profits
7,"i5o 66
65,183 00 National bank notes outstanding..
State bank notes outstanding.
45, 236 32
Dividends unpaid .
3, 000 00
1,482 10 Individual deposits
United States deposits
10, 290 61 Deposits of U. S. disbursing officers.
3,183 00
1 19
10, 616 40
7, 774 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$300, 000 00
31, 300 00
3, 798 90
269, 915 00
1, 007 14
127, 854 60

5,171 65

13,500 00
Total.

739, 047 29

739, 047 29

Randolph National Bank, West Randolph.
WILLIAM H. D U BOIS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer
Total




No. 2274.

$67, 839 20
75, 000 00
"~8,"366'66
7, 656 97
1, 986 02
558 14
27 05
1, 460 94
266 00
269 98
1,100 00

ROYAL T. D U BOIS, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S.disbursing officers.

$75,000 00
1, 825 00
2,140 04
65, 500 00
36 00
20,893 87

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable

2, 444 39

3, 375 00
167, 839 30

Total

167, 839 30

REPORT OF THE COMPTROLLER OF THE CURRENCY.

115

VERMONT.
Ascutney National Bank, Windsor.
HIRAM HARLOW, President.

No. 81G.

HENRY WARDNER, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Liabilities.
$73, 857 29

"ioo,'ooo'6o'
68, 020 00
13, 755 74

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid

1, 7G7 13
1, 421 17
141 00
1 02
1, 009 35
4, 540 00
*4~500'66

50, 000 00
12, 272 48
88, 000 00
1,044 00
32 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

17, 664 22

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable
Total.

269, 012 70

Total.

$100, 000 00

Woodstock National Bank, Woodstock.
FREDERICK BILLINGS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation..,
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

'Total.




No. 1133.

HENRY C. JOHNSON, Cashier.

$252, 478 23 Capital stock paid in .
54 47
300, 000 00 Surplus fund
Other undivided profits
""" 9,500 00
67, 235 00 National bank notes outstanding . .
34, 298 74 State bank notes outstanding
15, 669 24 Dividends unpaid.
10, 000 00
27 00 Individual deposits
United States deposits
3, 080 20 Deposits of U. S. disbursing officers.
93 00
449 21
1, 000 00
3, 500 00

$300, 000 00
41, 500 00
13, 238 96
266, 600 00
842 60
88, 703 53

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

13, 500 00
710, 885 09

Total.

710 885 09

116

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Abington National Bank, Abington.
No. 1386.

RICHMOND J . LANE, President.

J . X. FARRAR, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer

Total.

$231, 341 36

Capital stock paid in .

$150, 000 00

150, 000 00

Surplus fund
Other undivided profits

30, 000 00
7, 233 70

10, 000 00
12, 956 20

National bank notes outstanding .
State bank notes outstanding

7, 330 00

Dividends unpaid .

2, 644 11

Individual deposits
United States deposits
Deposits of TT. S. disbursing officers.

134,100 00
4, 008 00
114, 359 35

6, 512 00 Due to other national banks
32 58 Due to State banks and bankers.
5, 034 80
7,100 00 Notes and bills re-discounted .
Bills payable
6. 750 00
439, 701 05

Total.

439, 701 05

First National Bank, Adams.
No. 462.

HENRY J". BLISS, President

Loans and discounts .
Overdrafts
TT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TT. S. certificates of deposit
Due from TT. S. Treasurer
Total.

II. H . WELLINGTON, Cashier.

$244, 909 02 Capital stock paid in .
14, 659 44
150, 000 CO Surplus fund
Other undivided profits..

National bank notes outstanding ..

15, 269 63 State bank notes outstanding
4,827 78
17, 000 00 Dividends unpaid .
1, 942 58 Individual deposits
United States deposits
1, 567 13 Deposits of TT. S. disbursing officers

1, 263 00 Due to other national banks
455 57 Due to State banks and bankers...
2,082 80
4, 000 00 Notes and bills re-discounted
Bills payable
6, 750 50

50, 000 00
15, 760 27
129, 000 00
208 00
74, 801 28
3, 209 85
14, 748 05
27,000 00

464, 727 45

Total.

464, 727 45

$150, 000 00

First National Bank, Amherst.
L. D. HILLS, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
TT. S. bonds to secure deposits
TT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TT. S. Treasurer

Total.




No. 393.
$146, 864 32
150, 000 00
65, 500 00

R. J . D. "WESTCOTT, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding . . I

65, 971 08 State bank notes outstanding-..... I
29, 973 82
10, 000 00 Dividends unpaid
168 57
16, 621 24 Individual deposits
2, 016 23 TTnited States deposits
4, 732 00 Deposits of TT. S. disbursing officers.
422 93 Due to other national banks
3, 884 34 Due to State banks and bankers
2, 969 00 Notes and bills re-discounted.
Bills payable
7, 250 00
506, 373 53

Total.

$150, 000 00
50, 000 00
4, 725 35
132, 450 00
2, 057 00
166, 759 57

381 61

506, 373 53

REPORT OF THE COMPTROLLER OF THE CURRENCY. 117
MASSACHUSETTS.
Andover National Bank, Andover.
No. 1129.

JOHN L. TAYLOR, President.

MOSES FOSTER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation..U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. B. certificates of deposit
Due from U. S. Treasurer

$215, 674 79
200, 000 00
"20,000 00
102, 855 51
" 7 * 0 0 0 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding.
State bank notes outstanding

00
83
25
00

173, 959 00

92, 358 16

Due to other national banks
Due to State banks and b a n k e r s .
Notes and bills re-discounted.
Bills payable

9, 500 00
569, 551 38

Total

569, 551 38

Total.

45, 926 47
2, 700 25

4, 607 50

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 953
10
2, 557
10, 000

$250, 000 00

First National Bank, Ashburnham.
No. 2113.

G. C. WINCHESTER, President.

Loans and discounts.
Overdrafts
TJ. S bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency...-.
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
,
Total..

GEORGE F. STEVENS, Cashier.

$36, 060 87 Capital stock paid in.
50, 000 00 Surplus fund
Other undivided profits.
"9,200 00
National bank notes outstanding
13, 866 33 State bank notes outstanding
645 00 Dividends unpaid.
1, 277 54 Individual deposits
1, 204 00 United States deposits
28 24 Deposits of U. S. disbursing officers.

$50, 000 00
1, 200 00
2, 239 87
44, 300 00
220 00
19, 870 94

2,175 00 Due to other national banks
33
200 50 Due to State banks and bankers.
923 00 Notes and bills re-discounted..
Bills payable
2, 250 00
Total.

117, 830 81

117,830 81

Athol National Bank, Athol.
No. 2172.

THOS. H. GOODSPEED, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




CHAS. A . CHAPMAN, Cashier.

$110, 863 05 j Capital stock paid i n .
100," 000 00 i Surplus fund
I Other undivided profits.
80000
13, 760
900
7, 000
1, 068

29
46
00
41

868 34
950
44
556
1, 499

00
77
00
00

! National bank notes outstanding..
' State bank notes outstanding
Dividends unpaid .

$100, 000 00
3, 000 00
5, 970 50
89, 200 00
306 86

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

43, 007 36

Due to other national banks
Due to State banks and bankers..

1, 325 i

Notes and bills re-discounted.
Bills payable

4, 500 00
242, 810 32

Total.

242, 810 32

118

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Miller's River National Bank, At hoi.
President.

N o . 708.

Resources.

ALPHEUS HARDING

II

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
II. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$328, 394 88 i
41 54 i
150, 000 00 j
5,450 00
35, 000 00
23,
4,
5.
2,

517
236
000
032

248 03
00
33
80
00

Cashier.

Liabilities.
Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
I
I
i Dividends unpaid.

100, 000 00
11, 788 23

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

166, 790 26

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

13,417 61

68
14
00
15 I

2, 944
61
7, 838
7, 064

ALBERT L . NEWMAN,

134, 905 00
977 45

6, 050 00

577, 878 55

Total..

577, 878 55.

First National Bank, Attleboro'.
No. 2232.

JOSEPH M. BATES, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks '.
Fractional cui-rency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..

$165, 913 02

HOMER M. DAGGETT, Cashier.

Capital stock paid in .

35,000 00

*io," 666 "66'
21, 551 03
2, 353 37
1, 500 00
15

30 89
1,252 66

678i8
5, 000 00
1, 575 00
244, 853 64

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .

1, 300 00
1, 806 64
31, 500 00
2,631 50

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

106, 294 99

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

1, 320 51

Total.

244, 853 64

First National Bank, Barre.
No. !

HIRAM WADSWORTIT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.




$158,176 78
21 60
150, 000 00
11,350 00
15,000 00
13, 555 81
5 00
4, 070 70
350 72
1,019
64
711
1, 289

00
84
85
00

FRANK A. KICH, Cashier.

Capital stock .paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

$150, 000 00
27, 727 32
7, 273 84
134, 422 00
243 00
42, 699 14

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00
362, 365 30

Total

362, 365 30

REPORT OF THE COMPTROLLER OF THE CURRENCY. 119
MASSACHUSETTS.
Beverly National Bank, Beverly.
No. 969.

JOHN PICKETT, President.

ROBT. G-. BENNETT, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtiires
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

$258, 866 07 Capital stock paid in .
726 73
200,000 00 Surplus fund
Other undivided profits.
20, 790 58 National bank notes outstanding.
71,078 10 State bank notes outstanding
5, 554 04 Dividends unpaid.
8, 261 94
53 13
1,843 75 Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
4, 588 00
47 62
4,287 50
9, 410 00

$200, 000 00
40, 000 00
4, 949 72
178, 700 00
4, 278 00
166, 579 74

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

594, 507 46

594, 507 46

First National Bank, Boston.
No. 200.

ABRAHAM T. LOWE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

J O H N C A R R , Cashier.

i 049, 241 78 Capital stock paid in
,
' 889," 000' 00 Surplus fund
Other undivided profits

49, 000 00
428,165 38
215, 001 88
255,133 36
243 00
71, 874 25
186, 775 53
46,825 00
37 00
36,130 00
86, 577 00
70, 000 00
41,100 00

National bank notes o u t s t a n d i n g . .
State bank notes outstanding

$1, 000, 000 00
1, 000, 000 00
24, 570 95
799, 950 00
15, 444 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,163, 671 79

Due to other national banks
Due to State banks and b a n k e r s . . .

1, 520, 579 35
888 09

Notes and bills re-discounted
Bills payable

5, 525,104 18

Total

5, 525,104 18

Second National Bank, Boston.
No. 322.

JAMES H. BEAL, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from U. S. Treasurer
Total




$3,166, 382 71
88 89
700, 000 00

390, 010 34
718, 283 21
337 13
14, 000 00
5,218 13
316, 465 27
31,634 00
128,400
133,550
40, 000
31, 500

00
00
00
00

5, 675, 869 68

EDWARD C. BROOKS, Cashier.

Capital stock paid in .

$1, 600 000 00

Surplus fund
,
Other undivided profits.

750, 000 00
22,183 57

National bank notes outstanding..
State bank notes outstanding

628, 700 00

Dividends unpaid

18, 625 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,837,072 86

Due to other national banks
Due to State banks and bankers...

798, 615 16
20, 672 59

Notes and bills re-discounted.
Bills payable
Total.

5, 675, 869 68

120

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Third National Bank, Boston.
No. 359.

PBRCIVAL L. EVERETT, President.

FRANCIS B. SEARS, Cashier.

Kesources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
•
.
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer.
Total .

$647, 844 71
508 72
300, 000 00
11, 250 00
79, 012
124, 433
16, 000
1,147

46
20
00
65

6, 234, 94
66, 250 51
27, 727 00
39 20
44, 713 35
21, 750 00
10, 000 00
13, 500 00

Capital stock paid in

$300, 000 00

Surplus fund
Other undivided profits .

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

267, 490 00
4, 018 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable
Total

1, 370, 411 74

33,100 00
4,103 66

713, 959 89

47, 740 19

1, 370, 411 74

Fourth National Bank, Boston.
No. 2277.

W. -W. KJMBALL, President.

A. W . NEWELL, Cashier.

Loans and discounts
$235,110 68
Capital stock paid in .
Overdrafts
TJ. S. bonds to secure circulation... "lso'ooo'oo" Surplus fund
TL S. bonds to secure deposits
Other undivided profitsTJ. S. bonds on hand
Other stocks, bonds, and mortgages
National bank notes outstanding ..
State bank notes outstanding
Due from approved reserve agents.
12, 760 89
Due from other banks and bankers.
51, 638 61
Dividends unpaid .
Heal estate, furniture, and fixtures.
1, 500 00
Current expenses and taxes paid... •
345 66
Individual deposits
Premiums paid
'
3, 500 00
United States deposits
Checks and other cash items
!
613 00
Deposits of U. S. disbursing officers
Exchanges for clearing-house
I
24, 604 77
Due t o other national b a n k s
Bills of other banks
!
7, 256 00
Fractional currency
i
42 25 D u e to State b a n k s and b a n k e r s .
Specie
i
7, 500 00
!
Legal-tender notes
11,000 00
Notes and bills re-discounted .
TJ. S. certificates of deposit
;
Bills payable
Due from TJ. S. Treasurer
|
6, 750 00
Total .

Total.

512, 621 J

$200, 000 00
4, 000 00
1,140 76
134, 300 00
2, 996 00
170,185 10

512, 621 i

Atlantic National Bank, Boston.
ISAAC PRATT, Jr., President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Suspense account
Total




No. 643.
95, 440 03
667, 000 00
307, 050 00
127, 640
45, 717
264,135
86
26, 338

63
30
97
58
75

1, 431 50
43, 646 38
19, 368 00
37 39
7, 434 00
11, 975 00
40, 000 00
30, 000 00
23, 367 06
2, 410, 668 59

JAMES T. DROWN, Cashier.

Capital stock paid in .

Surplus fund
Other undivided profits

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .

$750, 000 00
300, 000 00
14, 530 69
598, 000 00
27, 252 00

Individual deposits
United States deposits '.
Deposits of U. S. disbursing officers

572, 358 42

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills payable

87, 572 12
955 36

Total.

60, 000 00

2, 410, 668 59

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 1
MASSACHUSETTS.
Atlas National Bank, Boston.
No. 654.

WILLIAM P . HUNT, President

CHABLES L. LANE, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand

Liabilities.

Capital stock paid in .
Surplus fund
Other undivided profits .
70, 000 00 National bank notes outstanding
241, 760 88 State bank notes outstanding
244, 053 10 Dividends unpaid

$2,183, 355 02
312 96
500, 000 00

Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

3, 738 39
137, 983 94
39, 339 00
245 98
24, 942 45
76, 453 00
60, 000 00
32, 500 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable
Total.

3, 614, 684 72

Total.

$1, 500, 000 00
300, 000 00
87, 416 52
447, 876 00
17,183 00
1, 208, 649 42

17, 294 J
36, 264 I

3, 634, 684 72

Blackstone National Bank, Boston.
JOSHUA LOBING, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Duo from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 514.

$2, 288, 768 02
527 63
900, 000 00

Capital stock paid in

$1, 500,000 00

Surplus fund
Other undivided profits.

75, 000 00
5,151 72
75, 000 00
44, 953 76 National bank notes outstanding..
785, 580 00
224, 966 85 State bank notes outstanding
205,126 73
20,142 50
380,137 50 Dividends unpaid .
418 20
Individual deposits
1, 600, 566 83
20, 000 00
United States deposits
12,162 54 Deposits of U. S. disbursing officers.
125, 240 30
65, 444 00 Due to other national banks
425,141 82
39 63
209, 466 29
107,764 00 Due to State banks and bankers...
32, 000 00 Notes and bills re-discounted.
95, 000 00 Bills payable
43, 500 00
Total.

4, 621, 049 16

Total.

JAMES ADAMS, Jr., Cashier.

4, 621, 049 16

Blue Hill National Bank of Dorchester, Boston.
ELEAZER J . BISPHAM, President.

Loans and discounts.

Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
>
U. S. bonds on hand
'

Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of Mother banks
Fractional currency
Specie
Legal-tender notes
TJ. Is. certificates of deposit
Due from U. S. Treasurer
Total.




No. 684.

SABELL J . WILLIS, Cashier.

$239, 342 61 Capital stock paid in .
773 77
200, 000 00 Surplus fund

Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
G 968 16
,
Dividends unpaid .
19,940 85
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
3, 649 00
24 54
2, 396 60
17, 470 00
10, 000 00

$200, 000 00
36, 380 14
3, 879 67
179, 970 00
396 00
18, 939 72

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

9, 000 00
509, 565 53

Total.

509, 565 53

122

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Boston National Bank, Boston.

CHARLES B. HALL, President.

o. 408.

JAMES H. BOUVE. Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid.. Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

, 402, 967 01 I Capital stock paid in
j

j $1, 000, 000 00

315,000 00 ;' Surplus fund
50, 000 00 | Other undivided profits.
145, 500 00 |', Xational bank notes outstanding
143, 226 55 I State bank notes outstanding
57,102 54 ! Dividends unpaid.
139 25 i I Individual deposits
j| United States deposits
3, 703 60j j Deposits of U. S. disbursing officers.
102, 236 88
17, 742 00 Due to other national banks
Due to State banks and bankers...
63,100 00
43, 000 00 i Notes and bills re-discounted
| Bills payable
"U* 160'66'

Total

2, 357, 877 83

Total

50, 585 25
11, 375 00
283, 200 00
626 00
798, 746 67
24, 829 63
30, 634 37
157, 880 91

2, 357, 877

Boylston National Bank, Boston.
JOSEPH T. BAILEY, President.

No. r>45.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

D. S. WATERMAN, Cashier.

$744,154 60 i Capital stock paid in
117 56
600, 000 00 Surplus fund
Other undivided profits

j

$700, 000 00

I
;

100, 000 00
11, 340 38

National bank notes outstanding.. j
State bank notes outstanding
!

538,100 00

"226," 666 "66"
51,135 00
95, 691 36
51,443 10
72, 536 05
1,470 80
8, 735 64
5, 253 23
34, 935 95
38, 059 00
49 11
45,138 00
30, 000 00

Dividends unpaid

9, 574 00

Individual deposits
\
United States deposits
'•
Deposits of U. S. disbursing officers. j
Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted Bills payable

i

656, 705 02

10, 000 00

27, 000 00

;

2, 025, 719 40

Total

j 2, 025, 719 40

Broadway National Bank, Boston.
AXEL DEARBORN, President.

No. 551.

A Q U I L A ADAMS, Cashier.

!
Loans and discounts
$175, 493 46 I
Overdrafts
i
166 15 I
TJ. S. bonds to secure circulation...!
200,000 00 j Surplus fund
TJ. S. bonds to secure deposits
\.
Other undivided profits
TJ. S. bonds on hand
|
30, 000 00 I
Other stocks, bonds, and mortgages. i.
National bank notes outstanding..
State bank notes outstanding
Due from approved reserve agents.
7, 601 29
Due from other banks and bankers.
652 41
Dividends unpaid
Real estate, furniture, andfixtures,j .
Current expenses and taxes paid...
101 50
Individual deposits
Premiums paid
'
1, 795 42
United States deposits
Checks and other cash items
•
1, 582 53
Deposit* of U. S. disbursing officers.
Exchanges for clearing-house
5,758 81
Bills of other banks
2,418 00
Due to other national banks
Fractional currency
80 27
Due to State banks and bankers

Legal-tender notes
TJ. S. certificates of deposit.
Due from TJ. S. Treasurer...
Total.




10, 691 50
10, 000 00

Notes and bills re-discounted
Bills payable

7,358 71
70 24
122, 250 00
2,323 50
123, 338 89

«

9, 000 00
455, 341 34

Total

455, 341 34

REPORT OF THE COMPTROLLER OF THE CURRENCY. 123
MASSACHUSETTS.
Bunker Hill National Bank of Charlestown, Boston.
EDWARD LAWRENCE, President.

No. 635.

CHAS. R. LAWRENCE, Cashier.

Resources.

Liabilities.
$997,323 79

s and discounts

Overdrafts
IT. S. bcp&ds to secure circulation...
U. S. wjn'ds to secure deposits
U. S. bonds on hand

Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
-.
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Dae from U. S. Treasurer

Capital stock paid in .

400, 000 00 Surplus fund

Other undivided profits
National bank notes outstanding.,
223, 884 23 State bank notes outstanding
1, 384 00
25, 000 00 Dividends unpaid
89 00 Individual deposits
United States deposits
1, 544 64 Deposits of U. S. disbursing officers

300, 000 00
38,124 04
324,480 00
10, 568 00
598, 059 48

34, 544 86
11,452 00 Due to other national banks
166 00
30, 703 00 Due to State banks and bankers.
25,164 00 Notes and bills re-discounted..
Bills payable
19, 976 00

1, 771 231 52

Total.

$500, 000 00

Total

1, 771, 231 52

Central National Bank, Boston.
CHARLES J . BISHOP, President.

No. 2103.

Louis W. YOUNG, Cashier.

Loans and discounts
$1, 036, 066 95 Capital stock paid in .
Overdrafts
U. S. bonds to secure circulation...
367,000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits.
II. S. bonds on hand
j
National bank notes outstanding ..
Other stocks, bonds, and mortgages.
261,106 77 State bank notes outstanding
Due from approved reserve agents
62, 931 44 Dividends unpaid.
Due from other banks and bankers
4,977 61
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
617 80
Premiums paid
7, 433 41 Individual deposits
United States deposits
10, 383 05 Deposits of U. S. disbursing officers.
Checks and other cash items
67, 944 48
Exchanges for clearing-house
10, 212 00 Due to other national banks
Bills of other banks
237 93 Due to State banks and bankers.
Fractional currency
12,466 57
Specie
40, 000 00 Notes and bills re-discounted .
Legal-tender notes
Bills payable
U. S. certificates of deposit
Due from U. S. Treasurer
21, 695 00
1, 903, 073 01

Total..

Total.

$500,000 00
4, 500 00
8, 065 53
330, 300 00

792,194 60

38, 012 88

230,666 66
1, 903, 073 01

Columbian National Bank, Boston.
JOHN T. COOLIDGE, President.

No. 1029.

JAMES M. GORDON, Cashier.

$1, 763, 226 69 Capital stock paid in .
Loans and discounts
Overdrafts
889*000 00 Surplus fund
T7. S. bonds to secure circulation...
U. S. bonds to secure deposits
111, 000 00 Other undivided profits..
U. S. bonds on hand
Other stocks, bonds, and mortgages.
National bank notes outstanding ..
184, 382 89 State bank notes outstanding
Due from approved reserve agents
14, 085 12
Due from other banks and bankers
Dividends unpaid.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Individual deposits
16, 481 38 United States deposits
Premiums paid
Checks and other cash items
Deposits of U. S. disbursing officers.
114, 053 97
Exchanges for clearing-house
92, 607 00 Due to other national banks
Bills of other banks
148 13
Fractional currency
53,080 00 Due to State banks and bankers...
Specie
74, 200 00 Notes and bills re-discounted.
Legal-tender notes
5, 000 00 Bills payable
U. S. certificates of deposit
40, 000 00
Due from U. S. Treasurer
Total




3,357,265 18

Total

$1, 000, 000 00
400, 000 00
7, 980 46
785, 950 00
14,120 00
1,149, 214 72

3,357,265 18

124

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Continental National Bank, Boston.

OLIVER DITSON, President,

No. 524.

CHARLES F. SMITH, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on band
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$1,125, 713 03
113 02
742, 000 00
38, 300 00
124, 706 13
05, 046 63
2G7, 443 72
16 25
17, 625 00
3, 381 33
46, 537 82
18,201 00
304 99
37, 900 00
15, 000 00
15, 000 00
34, 390 00

Capital stock paid in .

$1, 000, 000 -00

Surplus fund
Other undivided profits.
National bank notes outstanding...
State bank notes outstanding
Dividends unpaid

93 000 00
35, 938 35
664, 700 00
8, 307 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

634, 733 07

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total

2, 551, 678 92

115, 000 00

2, 551, 678 92

Eliot National Bank, Boston.
WILLIAM H. GOODWIN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid.. ^
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
X.egal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

No. 536.

National bank notes outstanding .

96, 285 88 State bank notes outstanding
197, 700 20 Dividends unpaid..
2, 684 19 Individual deposits
United States deposits
6, 484 22 Deposits of TJ. S. disbursing officers
144, 394 74
33, 312 00 Due to other national banks
,
30 00 Due to State banks and bankers . .
03, 554 00
31, 394 00 Notes and bills re-discounted .
10, 000 00 Bills payable
30, 600 00
3,178, 248 00

Total.

FRANCIS HARRINGTON, Cashier.

$1, 666, 737 96 Capital stock paid in .
70 81
889, 000 00 Surplus fund
Other undivided profits

Total. .

$1, 000, 000 00
180, 000 00
16,614 97
792, 840 00
12, 560 00
901, 342 15
184, 812 77
90, 078 11

3,178, 248 00

Everett National Bank, Boston.
W A R R E N SAWYER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1469.
$724, 621 09
332, 000 00
""'21"850"66

45, 737 33
26, 317 40
14, 306.10
2, 220 98
4, 071 38
27, 877 77
17, 553 00 j'
298 07
15, 724 50 ij
28, 500 00
15, 000 00
15, 540 00
1, 291, 617 62

GEORGE E. CARR, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.
Individual deposits

United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

$400, 000 00
36, 921 81
13, 512 21
298, 800 00
4, 730 00
474,416 08

50, 589 56
12, 647 96

Notes and bills re-discounted.
Bills payable
Total

1, 291, 617 62

REPORT OF THE COMPTROLLER OF THE CURRENCY. 125
MASSACHUSETTS.
Faneuil Hall National Bank, Boston.
No. 847.

ITATHAN BOBBINS, President.

THOMAS Gr. HILER, Cashier.

Liabilities.

KesourcevS.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer

Total

$1, 323, 945 51
928 G8
950, 000 00

Capital stock paid in

$1, 000, 000 00

Surplus fund
i Other undivided profits

23, 150 00
34,320 02 National bank notes outstanding...
134,146 74 State bank notes outstanding
99, 041 74
189,857 00 ! Dividends unpaid
17, 713 00 1 Individual deposits
United States deposits
3, 941 32 Deposits of U. S. disbursing ofiicers.
83, 808 09
26, 532 00 Due to other national banks
656 85 Due to State banks and bankers.. 103, 259 00
19, 000 00 Notes and bills re-discounted
Bills payable
40, 000 00

Total

3, 050, 299 95

169, 000 00
43, 257 58
755, 700 00
17, 714 00
1, 055, 984 04

8, 644 33

3, 050, 299 95

First Ward National Bank, Boston.
CHAS. E . MCLEAN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure, deposits
U. S. bondsonhand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.;
Real estate, furniture, and fixtures !
Current expenses and taxes paid...]
Premiums paid
Checks and other cash items
:
Exchanges for clearing-house
!
Bills of other banks
[
Fractional currency
Specie
'
Legal-tender notes
•
TJ. S. certificates of deposit
j
Due from TJ. S. Treasurer
j
Total. .

No. 2112.

GEORGE B. FORD, Cashier.

$258,933 75 Capital stock paid in

$200, 000 00

Surplus fund
Other undivided profits.
16.500 00
10,000 00 National bank notes outstanding..
43, 543 17 State bank notes outstanding
24, 894 84 Dividends unpaid.
14, 305 ID
2. 384 35 | Individual deposits
900 00 United States deposits
5, 472 48 Deposits of U. S. disbursing ofiicers
10. 457 31
10, 835 00 Due to other national banks
421 42
10,173 11 Due to State banks and bankers..
13, 750 00 Notes and bills re-discounted..
Bills payable
9, 000 00

200, 000 00

Total.

631, 570 62

8, 000 00
14,186 45
178, 600 00
3, 402 50
226, 914 11

467 56

631, 570 62

Freeman's National Bank, Boston.
J O H N H. EOGEKS, President.

No. 665.

Loans and discounts
j $1, 279, 813 05
384
Overdrafts
400, 000 00
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
69, 802 75
Due from approved reserve agents 48, 448 67
Due from other banks and bankers
12, 914 11
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
344 16
Checks and other cash items
35, 219 66
Exchanges for clearing-house
8, 000 00
Bills of other banks
26 00
Fractional currency
43, 896 32
Specie
22, 275 00
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
18, 000 00
Total

H. Ex. 3




1,939,124 47

5

E D W . S. HAYWARD, Cashier.

Capital stock paid in . . .

$800, 000 00

Surplus fund
Other undivided profits.

115, 000 00
18, 665 19

National bank notes outstanding .
State bank notes outstanding

357, 650 00

Dividends unpaid

11, 851 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

577, 228 95

Due to other national banks
Due to State banks and bankers ..

13, 785 21
44, 944 12

Notes and bills re-discounted .
Bills payable
Total.

1, 939,124 47

126

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Globe National Bank, Boston.
No. 936.

"WILLIAM B. STEVENS, President.

CHAS. J A S . SPRAGUE, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ.3. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
il, 554, 577 64
750, 000 00
174, 303 82
182, 802 04
9, 936 89
147 42
61, 369 55
12, 837 00
164 27
14, 500 00
43, 000 00
100, 000 00
26, 500 00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

15, 500 00
37, 006 89
529, 300 00
10, 000 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable
Total.

2, 930, 198 63

;l, 000, 000 00

1, 013, 220 06

150,169 71
43, 701 97
131, 300 00
2, 930,198 63

Hamilton National Bank, Boston.
No. 778.

S. S. BLANCHARD, President.

Loans and discounts
$1, 427,142 20
Overdraft;
TJ. S. bonds to secure circulation...
270,000 00
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages.!
Due from approved reserve agents
214, 977 99
44, 876 35
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
157 35
Premiums paid
Checks and other cash items
4, 012 53
Exchanges for clearing-house
213, 996 23
6,273 00
Bills of other banks
1 44
[Fractional currency
49, 867 00
Specie
6, 000 00
Legal-tender notes
35,000 00
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
12,150 00

Capital stock paid in .

$750, 000 00

Surplus fund
Other undivided profits.

150, 000 00
59, 439 22

National bank notes outstanding .
State bank notes outstanding
,

240, 300 00

Dividends unpaid.

10, 458 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

2, 284, 454 09

Total.

GEORGE "W. NEWHALL, Cashier.

Total.

1, 053, 862 52

20, 394 35

2, 284, 454 09

Howard National Bank, Boston.
No. 578.

REUBEN E. DEMMON, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
"Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




$2, 092, 657 35
93 15
600, 000 00
16,122 92
164,
189,
36,
1,

070
616
658
689

38
32
54
90

3,706
109, 707
33, 637
56
50, 675
6, 000
130, 000
27,000

19
68
00
30
50
00
00
00

3, 461, 691 23

SAMUEL F . WILKINS, Cashier.

Capital stock paid in

$1, 000, 000 00

Surplus fund
Other undivided profits

117,108 66
66, 314 19

National bank notes outstanding ..
State bank notes outstanding

534, 300 00

Dividends unpaid

13, 258 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1,101, 008 33

Due to other national banks
Due to State banks and bankers...

362,662 16
267, 039 89

Notes and bills re-discounted .
Bills payable

Total.

3, 461, 601 23

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 7
MASSACHUSETTS.
Manufacturers' National Bank, Boston.
EDWARD TURNER, President.

No. 2111.

FRANCIS E. SEAVER, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$545,159 49

Capital stock paid in .

Surplus fund
Other undivided profits
"io6*55O 00
National bank notes outstanding . .
94, 619 07 State bank notes outstanding...
70, 019 34
160, 772 48 Dividends unpaid.
132 50
7, 856 36 Individual deposits
TJnited States deposits
1, 964 90 Deposits of U. S. disbursing officers.
28, 023 08
9,146 00 Due to other national banks
197 55 Due to State banks and bankers...
23, 955 50
15, 000 00 Notes and bills re-discounted.
15, 000 00 Bills payable
22, 500 00

"*500,"000 00'

Total.

1, 594, 896 27

$500, 000 00
253 27
3,153 08
449, 200 00

499, 960 84

71, 069 10
1, 259 98
70, 000 00
1, 594, 896 27

Market National Bank, Boston.
No. 505.

CHAS. O. "WHITMORE, President.

$1, 285, 723 00 Capital stock paid in .

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

JOSIAII Q. BENNETT, Cashier.

$800, 000 00

iso*ooo 66

Surplus fund
Other undivided profits

7, 261 27
12,180 53

105, 351 00

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

127, 626 36
8, 737 69
295 91
1,156
65, 942
3, 489
63
22, 779
70, 520
15, 000
4, 500
|

43
90
00
26
50
00
00
00

Dividends unpaid.

8, 417 00

Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers.

712, 350 01

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

230, 976 24

Total

1,861,185 05

1, 861,185 05

Massachusetts National Bank, Boston.
HENRY A. RICE, President.

Loans and discounts
Overdrafts
TT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks,bonds,and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer.
Total.




No. 974.

H. K. FROTIIINGHAM, Cashier.

,297, 333 66 Capital stock paid in .

'206*666"66
50,000 00
14, 500 00
115,493 93
240, 595 35
1,346 77
7, 068
160, 779
51, 000
107
46, 838
74,172
90, 000
8, 999

69
73
00
00
50
00
00
50

2, 358, 235 13

$800, 000 00

Surplus fund
Other undivided profits.

100, 500 00
46, 585 93

National bank notes outstanding .
State bank notes outstanding

179, 990 00

Dividends unpaid.
Individual deposits
TJnited States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
,
Due to State banks and bankers...

9, 330 00
1, 016, 280 56

205, 548 64

Notes and bills re-discounted.
Bills payable
Total

2, 358, 235 13

128

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Maverick National Bank, Boston*.
No. 677.

ASA P. POTTER, President

JOHN J". EDDY, Cashier.

Liabilities.

Resources.
Loans and discounts
J
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Capital stock paid in

$2, 452, 912 72
696 16
400, 000 00

$400, 000 00

| Surplus fund
Other undivided profits.
1, 268, 400 00
National bank notes outstanding..
State bank notes outstanding
595,143 53
314,996 94
Dividends unpaid
27, 519 35

400, 000 00
10, 346 36
360, 000 00
6, 412 00

; Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

Total.

3, 204, 782 78

1, 559, 552 05
143, 783 69

Total.

6, 084, 8'

6, 084, 876 88

Mechanics' National Bank, Boston.
No. 932.

JAMES W. CONVERSE, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie•
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

ALVAN SIMONDS, Cashier.

Capital stock paid in .

$297, 823 44

$250, 000 00

Surplus fund
Other undivided profits
2,500 00
15, 000 00 j National bank notes outstanding.
62,707 04 | State bank notes outstanding..."...
;
J2~\ 052 67 j. Dividends unpaid.
9. 400 00 I

195, 000 66

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

802 41
2,186 20
11, 420 00
24 90
18, 093 00
13, 274 00

50, 000 00
14, 237 31
160, 300 00
3, 879 00
283,807 35

Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
I Bills payable
Total.

Total.

762, 283 66

Merchandise National Bank, Boston.
ISRAEL G-. WHITNEY, President

Loans and discounts
Overdrafts
;
U. S. bonds to secure circulation .. i
U. S. bonds to secure deposits
'
XT. S. bonds on hand
!
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total




J. P. R. Foss, Cashier.

No. 2304.

$879, 604 06 j j Capital stock paid in
300, 000 oo"

139, 263
55, 717

Surplus fund
Other undivided profits

Ji National bank notes outstanding..
j | State bank notes outstanding

788
193
27, 988
16, 490
59
5, 780
17,155
55, 000
13, 500

I 1,511,539 43

$500, 000 00
7, 000 00
16, 362 .88
269, 000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

676, 373 79

Due to other national banks
Due to State banks and bankers...

42, 802 76

Notes and bills re-discounted.
Bills payable
Total

1,511,539 43

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 2 9
MASSACHUSETTS.
Merchants' National Bank, Boston.
FRANKLIN HAVEN, President.

No. 475.

GEORGE R. CHAPMAN, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
XT'. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
I>ue from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJv S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$4, 857 617 00
2, 000 000 00
50, 000 00
915, 000 00
85, 750 00
448, 750 90
184, 266 83
520, 000 00
430 30
574,496 67
42,220 00
345,184 71
121, 000 00
10, 000 00
90,000 00

Capital stock paid in .

$3, 000, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

3,000 000 00
74, 708 82
1, 795, 800 00
54, 421 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

3, 833, 902 42

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

292,155 05
186, 983 10

Total.

10, 244, 716 41

6, 745 52

10, 244, 716 41

Metropolitan National Bank, Boston.
WALTER S. BLANCUARD, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 2289.
$393, 676 91
9 61
200, 000 00

G. HOWE DAVIS, Cashier.

Capital stock paid in .

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

14, 256 25
44, 848 76
26, 892 38 Dividends unpaid.
13, 875 25
17 00 Individual deposits
United States deposits
1, 605 33 Deposits of TJ. S. disbursing officers
12, 446 46
10, 046 00 Due to other national banks
32 19 Due to State banks and bankers. -.
1, 341 05
16, 395 00 Notes and bills re-discounted.
20, 000 00 Bills payable
9, 009 00
764, 451 19

Total.

16, 000 00
10, 282 29
180, 000 00
3, 665 00
309, 013 08

490 82

45, 000 00
764, 451 19

Monument National Bank of Charlestown, Boston.
JAMES O. CURTIS, , President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 1005.
$182, 219 58

" i s o , 666 66'
193,900 00
15, 000 00
30, 970 60
2 58

5, 618 68

WARREN SANGER. Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.

130, 000 00
21, 667 59

National bank notes outstanding ..
State bank notes outstanding

133, 070 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

8, 060 00 Due to other national banks
4 84 Due to State banks and bankers
10,491 05
8, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00
611, 061 73

$150, 000 00

Total.

3, 364 00
169, 950 24

3, 009 90

611,061 73

130

REPORT OF THE COMPTROLLER OF THE CURRENCY.
M A S S A C H I T S E T T S.
Mount Vernon National Bank, Boston.

THOMAS N. HART, President.

No. 716.

HENRY W. PERKINS, Cashier.

Resources.
Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
$373, 591 77

$200, 000 00

Capital stock paid in.

"2o6," 666 '66' Surplus fund
25." 666 oo Other undivided profits.
43, 880 42
17, 400 41
168 50
1,263
20, 884
17, 627
484
10, 692
2, 640
20, 000
9, 000

78
84
00
12
50
00
00
00

8, 500 00
1, 397 85

National bank notes outstanding .
State bank notes outstanding

179,100 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

328, 603 49

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

742, 633 34

Total..

32 00

25, 000 00
742, 633 34

National Bank of Brighton, Boston.
CHESTER W. KINGSLEY, President.

Loans and discounts .
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand

Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
j
Specie
|
Legal-tender notes
|
TJ. S. certificates of deposit
J
Due from TJ. S. Treasurer
1
Total.

BEL A S. FISKE, Cashier.

No. 1099.
$354, 770 53
3, 642 66
300, 000 00

Capital stock paid in .

$300, 000 00

Surplus fund
Other undivided profits.

National bank notes outstanding .
State bank notes outstanding
229 22
51, 600 00
10 00
2, 394 28
3, 508
3
1, 540
8, 800

00
12
00
00

Dividends unpaid.
Individual deposits
United States deposits...
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted .
Bills payabl e

60, 000 00
7, 879 16
269, 000 00
9, 903 00
62, 436 67

5, 778 98

25, 000 00

13, 500 00

Total-

739, 997 81

739, 997 81

National Bank of Commerce, Boston.
C. H. WARNER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 554.
!, 315, 262 02
764 99
800, 000 00
96, 360 00
270, 000 00
97, 957 87
73, 595 78
25, 898 35
4,100
131, 940
40, 069
83
122, 928
78, 310

70
96
00
80
65
00

G-EO. W. HARRIS, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$1, 500, 000 00
60, 000 00
55, 429 39
686, 300 00
21, 854 96

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

767, 460 43

Due to other national banks
Due to State banks and bankers .

977, 625 00
25, 402 34

Notes and bills re-discounted.
Bills payable

36, 800 00
4, 094, 072 12

Total

4, 094, 072 12

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 1
MASSACHUSETTS.
National Bank of the Commonwealth, Boston.
E. C. SHERMAN, President

No. 1827.

ABRAM T. COLLIER, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total

$1, 909, 812 23 Capital stock paid in.

$500, 000 00

Surplus fund
Other undivided profits
116, 650 00 National bank notes outstanding ..
367, 660 20 State bank notes outstanding
111, 276 87 Dividends u n p a i d . .
306, 000 00
Individual deposits
United States deposits
29, 507 17 Deposits of U. S. disbursing officers
133, 645 79
7, 399 00 Due to other national banks
259 22 Due to State banks and bankers...
20,400 00
269, 000 00 Notes and bills re-discounted.
500, 000 00

22, 000 00
33, 412 59
450, 300 00
5, 586 00
1, 345, 316 43

1, 349, 608 69
88,186 77

Bills payable

22, 500 00
3,794,110 48

Total.

3, 794,110 48

National Bank of North America, Boston.
ISAAC T. BURR, President

No. 672.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
UJ S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..

$1, 588, 968 35
672,500 00

258,007 59
85, 636 55

127, 906 72
35,176 00
65 42
32, 285 00
83, 050 00

JOHN K. HALL, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding...
State bank notes outstanding
Dividends unpaid..

j $1, 000, 000 00
130, 800 48
9, 552 42
595,190 00
11, 758 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

816, 687 41

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

335, 920 73
14, 375 00

30, 000 00

Total

2, 914, 284 04

2,914,284 04

National Bank of Redemption, Boston.
WILLIAM D. FORBES, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 515.
$3, 669, 683 93
34, 976 52
810, 000 00

EDWARD A. PRESBREY, Cashier.

Capital stock paid in .
Surplus fund

Other undivided profits
956, 952
550, 516
5, 025
1,803

05
55
34
64

37, 729 46
628, 752 28
23, 000 00
246,
83,
215,
35,

549
712
000
612

00
00
00
50

7, 299, 313 27

National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid.

$1, 000, 000 00
350, 000 00
33, 770 46
633, 010 00
10, 029 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.

770, 889 43

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

3,941, 582 81
560, 031 57

Total

7,299,313 27

132

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Bank of the Republic, Boston.

HARRISON O. BRIGGS, President

No. 379.

CHARLES A. VIALLE, Cashier.

Resources.

Liabilities.

$2, 233,137 87
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... "i,"i66,'6oo'66
IT. S. bonds to secure deposits
XT. S. bonds on hand
11,175 00
Other stocks, bonds, and mortgages.
309, 915 99
Due from approved reserve agents
39, 599 24
Due from other banks and bankers
109,963 93
Real estate, furniture, and fixtures.
263 75
Current expenses and taxes paid...
24,150 00
Premiums paid
Checks and other cash items
114, 296 58
Exchanges for clearing-house
8, 000 00
Bills of other banks
Fractional currency
21, 200 00
Specie
80, 000 00
Legal-tender notes
U. S. certificates of deposit
49, 500 00
Due from TJ. S. Treasurer
Total

Capital stock paid in

$1, 500, 000 00

Surplus fund
Other undivided profits

300,000 00
99, 440 20

National bank notes outstanding . .
State bank notes outstanding

990, 000 00
20, 794 50

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

890, 715 79

Due to other national banks
Due to State banks and bankers...

253, 268 41
46, 983 46

Notes and bills re-discounted
Bills payable
Total

4,101,202 36 j

4,101, 202 36

National City Bank, Boston.
CHARLES L. THAYER,

No. 609.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
D u e from approved reserve agents
D u e from other banks and b a n k e r s .
Real estate, furniture, and fixtures
C u r r e n t expenses and taxes p a i d . . .
P r e m i u m s paid
Checks and other cash items
Exchanges for clearing-house
Bills of other b a n k s
Fractional currency
Specie
Legal-tender notes
U . S. certificates of deposit
D a e from TJ. S. Treasurer

{

I

$1, 509, 408 05

' 350, 666 66
H, 600
10, 000
117,318
20, 695
5L), 000
137

00
00
93
27
00
50

Capital stock paid in

$1,000,000 00

Surplus fund
Other undivided profits

131,783 99
80, 390 40

National bank notes outstanding . .
State bank notes outstanding.

314, 300 00
13, 935 00

Dividends u n p a i d .

Individual deposits
United States deposits
880 37 Deposits of U. S. disbursing officers.
40,499 37
29, 676 00 Due to other national banks
441 70 Due to State banks and bankers.
45, 200 00
20, 600 00 Notes and bills re-discounted.
15, 000 00 Bills payable
15, 750 00

2, 252, 207 19

Total.

CHARLES C. BARRY, Cashier.

Total

656,927 83

33,707 72
21,162 25

2,252,207 19

National Eagle Bank, Boston.
RoiiERT S. COVELL, President.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
.
Total.




No. 993.

WILLIAM G. BROOKS, Cashier.

$1,465, 858 32 i Capital stock paid in .
400, 000 00 Surplus fund
Other undivided profits.
400, 000 00
13, 000 00 National bank notes outstanding .
State bank notes outstanding
143, 268 28
31,133 48 Dividends unpaid
560 67
14, 000 00 Individual deposits
United States deposits
2, 886 42 Deposits of TJ. S. disbursing officers.
59, 547 49
18, 688 00 Due to other national banks
Due to State banks and bankers..
27, 936 84
18, 800 00 Notes and bills re-discounted.
30, 000 00 Bills payable
18, 000 00
2, 643, 679 50

Total.

$1,000,000 00
128, 500 00
14,552 61
345,050 00
9, 690 00
769,143 12

2, 278 22
24, 465 55
350, 000 00
2, 643, 679 50

REPORT OF THE COMPTROLLER OF THE CURRENCY.

133

MASSACHUSETTS.
National Exchange Bank, Boston.
No. 529.

EDWARD L. TEAD, President.

J . M. PETTENGILL, Cashier*

Liabilities-

Resources.
Loans and discounts
Overdrafts
U: S. bonds to secure circulation...
TJi S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds,and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid. -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

,355,983 35
303 83
889, 000 00
67, 000 00
697, 948 46
160, 715 75
235 00
21, 236 88
51, 497 37
482,171 82
12, 577 00
7 46
257, 216 00
252, 600 00
50, 000 00
40, 000 00

Capital stock paid in

$1, 000, 000 00

Surplus fund
Other undivided profits.

400,000 o a
45, 793 01

National bank notes outstanding ..
State bank notes outstanding

784, 700 00

Dividends unpaid.

14, 901 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

2, 304, 523 30

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted.
Bills payable

2, 012,157 5&
776, 478 05

Total

7, 338, 552 92

7,338,552 92

National Hide and Leather Bank, Boston.
GEORGE RIPLEY, President

Loans and discounts
Overdrafts
U: S. bonds to secure circulation...
TJ. S. bonds to secure deposits ......
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
T)ne from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from IT. S. Treasurer
Total.

No. 460.

SAMUEL CARR, Jr, Cashier.

$2,137, 326 31 Capital stock paid in
$1, 500, 000 0G
416 33
178, 300 00
1, 250, 000 00 Surplus fund
19, 474 22
Other undivided profits.
19, 500 00
National bank notes outstanding . . 1,106, 750 00
317, 330 93 State bank notes outstanding
231, 745 76 Dividends unpaid.
22, 747 00
30, 741 12
3,069 56
77, 006 73
46, 835 00
153 80
75,152 15
21, 658 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

650, 806 74

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

644, 274 42
144, 833 31

56, 250 00
4, 267,185 69

Total

4,267,185 69

National Market Bank of Brighton, Boston.
JACOB F. TAYLOR, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ', S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 806.
$470, 941 79
79 97
250, 000 00
51, 500 00
31, 300 00
75, 378 31
9, 672 50
4, 648 12
28, 829 95

2,
7,
5,
12,

624
15
558
000
000
050

00
31
75
00
00
00

949, 598 70

FRANK G-. NEWHALL, Cashier.

Capital stock paid in .
Surplus funds
Other undivided profits
.'
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid .

$250, 000 00
100, 000 00
47, 489 98
224,510 00
6,232 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

160, 501 59

Due to other national banks
Due to State banks and bankers...

160,865 l a

Notes and bills re-discounted.
Bills payable
Total.

949, 598 7 a

134

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
National Revere Bank, Boston.

GEORGE S. BULLENS, President.

No. 1295

HEXRY BLASDALE, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

Liabilities.
$3, 034, 969 44

"Ti66,"6oo"bo"
276, 716 20
275, 332 65
2,114,50
27, 000 00
134,237 38
61, 051 00
3 73
101, 779 00
140, 000 00

$1, 500 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

173,000 00
11, 948 23
988,100 00
13, 564 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

1, 891, 584 58

Due to other national banks
Due to State banks and bankers...

547, 860 61
76, 646 48

Notes and bills re-discounted.
Bills payable

49, 500 00

Total

5, 202, 703 90

5,202,703 90

National Rockland Bank of Roxbury, Boston.
SAMUEL LITTLE, President.

No. 615.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages'
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$521, 062 94
861 30
300, 000 00
13, 500 00
21, 000 00
118, 499 09
6, 222 90

8,401 16
27,418 36
7, 286 00
410 00
7, 939 14
5, 000 00
20, 000 00
16, 908 33

$300, 000 00

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding

140, 000 00
3, 900 97
265,400 00
7,301 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

357, 907 25

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.,
Bills payable

1, 074, 509 22

Total .

ROBT. B. FAIRBAIRN, Cashier.

1, 074, 509 22

Total.

National Security Bank, Boston.
SAML. A. CARLTON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
,
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




CHARLES R. BATT, Cashier.

No. 1675.
$647, 940 09
3, 605 63
200, 000 00
228, 850 00
21, 315 85
108, 481 40
29,106 59
75, 000 00
50 15
12, 622 50
24, 969 52
53,116 46
11, 901 00
837 67
30, 600 00
38, 882 00
30, 000 00
9, 000 00
1, 526, 278 86

Capital stock paid in

,

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid

$200, 000 00
125, 000 00
3, 425 05
180, 000 00
2, 852 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

883, 062 05

Due to other national banks
Due to State banks and bankers...

11, 939 26

Notes and bills re-discounted
Bills payable
Total...

,

120,666 66
1, 526, 278 86

EEPORT OF THE COMPTROLLER OF THE CURRENCY. 135
MASSACHUSETTS.
National Union Bank, Boston.
CHARLES L. YOUNG, President.

No. 985.

ALMARIN TROWBRIDGE, Cashier.

Liabilities.

Resources.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total

$1, 725, 709 51
620,000-00
69, 350 00
147, 986 94
11.8, 455 87
141 50
3, 607 01
149,198 91
19, 095 00
60,188
23, 300
20, 000
27, 900

93
00
00
00

Capital stock paid in

$1, 000, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid
Individual deposits

400, 000 00
36, 810 52
556, 800 00
18, 012 00
965, 576 71

Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...

7, 734 44

Notes and bills re-discounted
Bills payable
Total

2, 984, 933 67

2, 984, 933 67

National Webster Bank, Boston.
FRANCIS JAQUES, President

No. 1527.

$1, 844, 062 51

Loans and discounts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U S bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes deposit
U. S. certificates of
Due from U. S. Treasurer
Total

CHARLES L. RIDDLE, Cashier.

$1, 500 000 00

Capital stock paid in

201, 950 31
98, 535 92

8
52, 778
13, 300
89
35, 060
16, 907
15, 000
27, 000

45
58
00
39
65
00
00
00

Surplus fund
Other undivided profits

176, 200 00

National bank notes outstanding . .

600, 000 00

536, 044 00

36, 260 31

Dividends unpaid

17, 680 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

634, 693 60

Due to other national banks
Due to State banks and bankers...

3, 814 80

Notes and bills re-discounted

Total

2, 904, 692 71

2, 904, 692 71

New England National Bank, Boston.
THOMAS LAMB, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 603.

556, 814 43
'0, 000 00
90, 000 00
25, 000 00
100, 000
245,278
140, 000
140

00
92
00
50

11,593 60
115,172 90 j
32, 788 00
27,487 75 |
72, 770 00 i

CHARLES F. SWAN, Cashier.

Capital stock paid in .

$1, 000, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid

:

425, 728 89
7,676 35
791, 450 00
19, 485 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

865, 289 36

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

56, 296 97
181,119 53

40, 000 00
!, 347, 046 10

Total.

3, 347, 046 10

136

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
North National Bank, Boston.
No. 525.

GEOBGE' "WHITNEY, President.

JOHN B. "WITHEUBEE, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
e account
Total.

$1, 927, 849 80 Capital stock paid in .
21, 739 07
890, 000 00 Surplus fund
Other undivided profits
267, 392 69 National bank notes outstanding . .
318,612 53 State bank notes outstanding
71, 957 39 Dividends unpaid.
4, 218 05
Individual deposits
13, 926 34 United States deposits
246,413 83 Deposits of U. S. disbursing officers.
18, 844 00
3 39 Due to other national banks
43, 024 00 Due to State banks and bankers...
27, 000 00
30, 000 00 Notes and 1 ills r ^-discounted.
40, 000 00 Bills payable
23, 849 80
3, 944, 830 89

Total.

$1, 000, 000 00
300,000 00
123, 558 21
744, 000 00

30, 093 00
1, 489, 843 41

257, 247 49

3, 944, 830 89"

Old Boston National Bank, Boston.
HENRY "W. PICKERING, President.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1015.

$1, 437, 336 84
50,000 00
150*000 00
185, 347 59
175, 343 05
72, 000 00

124, 717 65
31, 314 00
98,128 26
66, 662 00
30, 000 00
2, 250 00

FREDERICK L. CHURCH, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

$900, 000 00
180, 000 00
54,466 93
45, 000 00
10, 823 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

1,129, 058 91

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted.
Bills payable

98,451 74
5,298 31

Total..

2, 423, 099 39

2, 423, 099 39

Pacific National Bank, Boston.
N o . 2373.

ABNER I. BENYON, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




$1, 468, 599 14
22 61
250, 000 00
17*
179, 574 20
75, 289 75
, 838 41
, 656 25
839 87

FREDERICK J. CHICK, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .
Inflividual deposits
United States deposits
Deposits of U. S. disbursing officers.

Due to other national banks
36 65 Due to State banks and bankers.
27, 500 00
166, 000 00 1 Notes and bills re-discounted
1
Bills payable
11, 250 00
22, 849 00

2, 226, 855 88

Total.

$250, 000 00
18, 378 06
18,563 64
223, 200 00

750 00
930, 726 59

602,471 19
182, 766 40

2, 226, 855 88

REPORT OF THE COMPTROLLER OF THE CURRENCY.

137

MASSACHUSETTS.
People's National Bank of Roxbury, Boston.
HENRY GUILD, President.

No. 595.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TL S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit.
Due from TJ. S. Treasurer

$010, 513 53
5 30
300,000 00
100 00
27, 000 00
44, 595
2, 311
2, 457
709

14
54
33
48

2, 070 56
14, 436 00
50 94
16, 390 00

Liabilities.
Capital stock paid in .

$300,000 00

Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding
Dividends unpaid.

175,000 0)
2, 746 18
270, 000 00
6, 661 50

Individual deposits
United States deposits
Deposits of U. S. disbursing offioers.
Due to other national banks
Due to State banks and bankers .
Notes and bills re-discounted .
Bills payable

279,188 05

2, 241 14

15, 200 00

Total..

1, 035, 839 87

Total.

GEORGE C. LEACH, Cashier.

|

1, 035, 839 87

Shawmut National Bank, Boston.
JOHN CUMMIN GS, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 582.
12, 651, 372 79
124 84
889, 000 00

419,108 43
210, 554 81

JAMES P. STEARXS, Cashier.

Capital stock paid in .

$1, 000, 000 00

Surplus fund
Other undivided profits.

123, 000 00
24, 922 28

National bank notes outstanding ,.
State bank notes outstanding

783, 770 00

Dividends unpaid.

14,497 50

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers
219, 908 69
45, 366 00
93 82
126,150 00
147, 582 00
5, 000 00
40, 000 00

1,778,893 32

Due to other national banks
Due to State banks and bankers . . .
Notes and bills re-discounted .
Bills payable

734. 487 54
294, 690 74

Total..

4, 754, 261 38

4, 754, 261 38

Shoe and Leather National Bank, Boston.
SETH TURNER, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 646.
$1, 965, 564 35
10 04
889, 000 00

297, 969 70 i
77, 305 81
166 02

64, 504 37
22, 387 00
21 87
99, 900 00
24, 270 00
35, 000 00
40, 700 00
3, 516, 799 16

SAMUEL CARR, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits.

National bank notes outstanding .
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers ...
Notes and bills re-discounted .
Bills payable
Total;

I $1, 000, 000 00
45, 476 90
20, 222 82
797,100 00
13,400 50
1, 096, 404 26

482,373 99
46, 820 69
15,000 00
3, 516, 799 16

138

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
State National Bank, Boston.
No. 1028.

AMOS W. STETSON, President.

CLAUDIUS B. PATTEN, Cashier.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

Liabilities.
Capital stock paid in .

$3,144, 522 90
2,078 74
1, 389, 000 00

348,187 21
186, 357 29
,399 97
29,145
156, 862
17, 582
14
77, 725
15, 750
130, 000
62, 500

99
89
00
30
00
00
00
00

$2,000,000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.

270, 000 00
135, 642 4S
1, 247, 000 00
34, 552 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Duo to other national banks
Due to State banks and bankers..-

1, 762, 608 25

91, 872 48
18, 450 63

Notes and bills re-discounted
Bills payable

5, 560,126 29 j]

Total

5, 560,126 29

Suffolk National Bank, Boston.
DAVID R. WHITNEY, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
XT. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XJ.- S. certificates of deposit
Due from U. S. Treasurer

No. 629.

750,000 66 Surplus fund
Other undivided profits.
200, 000 00
103, 000 00 National bank notes outstanding . .
307, 893 06 State bank notes outstanding
57, 010 41
270, 000 00 Dividends unpaid.
Individual deposits
United States deposits
1, 661 00 Depositsof U. S. disbursing officers.
155, 038 00
38, 524 00 Due to other national banks
774 00 Due to State banks and bankers..106, 341 93
42, 700 00 Notes and bills re-discounted.
50, 000 00 Bills payable
34, 450 00
Total

4, 422, 701 59

Total.

EDWARD TYLER, Cashier.

$2, 305, 309 19 Capital stock paid in .

$1, 500, 000 00
232, 000 00
58, 002 65
663, 750 00
16,481 00
1, 018, 775 28
843, 504 13
90,188 53

4, 422, 701

Traders' National Bank, Boston.
EDWARD SANDS, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 1442.
$1, 016, 808 16

FREDERICK S. DAVIS, Cashier.

Capital stock paid in

205, 000 00 Surplus fund
Other undivided profits
1, 600 00 National bank notes outstanding . .
156, 922 26 State bank notes outstanding
42, 067 51 Dividends unpaid.
1, 600 00
3,447 46
2, 362 50 I Individual deposits
; United States deposits
2, 583 67 : I Deposits of U. S. disbursing officers.
111, 724 M
13, 038 00 i Due to other national banks
| Due to State banks and bankers...
539 50
784 00 j Notes and bills re-discounted.
000 00 | Bills payable
023 44
1,669,500 64 ||

Total

$600, 000 00
19,440 25
184, 500 00
7, 271 00
706, 651 79-

100,593 05
51,044 55

1, 669, 500 64

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 3 9
MASSACHUSETTS.
Tremont National Bank, Boston.
AMOS T. FROTHINGHAM, Cashier.

No. 625.

WILLIAM PERKINS, President

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from TJ. S. Treasurer
,

$2, 000, 000 00
$2, 451, 279 94 Capital stock paid in .
7, 464 84
193, 299 26
746,000 00 Surplus fund
366 10
Other undivided proiits.
51, 000 00
667, 600 00
18,000 00
National bank notes outstanding ..
State bank notes outstanding
136, 567 75
250, 097 00
43 00
12, 689 26
79, 008 00
5, 848 00
500 00
46, 320 78
101, 748 00
30, 000 00
33,570 00

Dividends unpaid.

717, 631 86

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

319, 487 94
26, 212 91

Total.

3, 970,136 57

Total.

25, 538 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

20, 000 00

3, 970,136 57

Washington National Bank, Boston.
No. 601.

EBEN BACON, President.

Loans and discounts
Overdrafts
.'
TJ. S. bonds to secure circulation..
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer..

Total..

., 311, 749 96

WILLIAM H. BRACKETT, Cashier.

Capital stock paid in .

* 420, 666 66 Surplus fund
Other undivided profits.
5, 000 00
94, 760 32
42, 724 99
2, 351 72

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

$750, 000 00
261, 791 73
24,402 31
374, 700 00
11, 679 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

634, 048 77

Due to oth er national banks

Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable
Total.

2, 056, 621 81

2, 056, 621

Home National Bank, Brockton.
RUFUS P. KINGMAN, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2152.
$230, 548 44

CHAS. D. FULLERTON, Cashier.

Capital stock paid in .

" "266, ooo'oo Surplus fund
"127" 566'60"
73, 950 00
42, 976 56
2, 500 00
226 46
5, 735 81

1, 057 00
217 11
3, 722 51
23, 900 00

Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid.
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

$200, 000 00
11, 000 00
5, 965 91
178, 800 00
3, 896 00
271, 671 98

50, 000 00

9, 000 00
721, 333 89

Total.

721, 333 89

140

REPOKT OF THE COMPTKOLLER OF THE CURRENCY.
MASSACHUSETTS.
Charles River National Bank, Cambridge.
No. 731.

SAML. B. RIXDGE, President.

EBEN SNOW, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
U.S. bonds to secure circulation . .
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

Capital stock paid in

$308, 758 46
5 59
100, 000 00

$100, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding .
State bank notes outstanding

1,000 00
40, 254 40

50, 000 00
10, 271 13
89,950 00

Dividends unpaid.
.l.oSO 00
7, 014 30
18, 283
312
18, 750
2, 000

247, 796 92

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted...
Bills payable

00
24
00
00

"2,600 '66

Total.

2, 490 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

Total

500, 508 05

500, 508 05

First National Bank of Cambridge, Cambridgeport.
^BENJAMIN TILTON, President

No. 433.

Loans and discounts
Overdrafts
X . S. bonds to secure circulation...
T
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
i
Checks and other cash items
'
Exchanges for clearing-house
•
Bills of other banks
\
Fractional currency
'
Specie
I
Legal-tender notes
\
U.S. certificates of dejmsit
\
Due from U. S. Treasurer
j
Total.

WILLARD A. BULLAKD, Cashier.

Capital stock paid in .

$221, 679 28

$200,000 00

223, 000 i)0 Surplus fund
""loo, 6o6 66 Other undivided profits
National bank notes outstanding . .
34, 700 48 State bank notes outstanding
190,000 00 Dividends unpaid.

100, 000 00
36, 264 66
197, 600 00

2, 600 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

7, 482 16

274,733 86

Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted .
Bills pajable

13,486 00
212 20
4, 406 50
9,175 00

543 10

7, 600 00

811,741 62 i

Total

811, 741 62

Cambridgeport National Bank of Cambridge, Cambridgeport.
KOBEKT DOUGLAS*, President.

No. 1228.

SEYMOUR B. SNOW, Cashier.

Loans and discounts
> $240, 676 72 Capital stock paid in
Overdrafts
7 42
U. S. bonds to secure circulation...
100, 000 00 Surplus fund
U. S. bonds to secure deposits
Other undivided profits.
U. S. bonds on hand
15, 050 00
Other stocks, bonds, and mortgages ;
[ National bank notes outstanding .
Due from approved reserve agents. j
]\, 848 98 ; State bank notes outstanding.
Due from other banks and bankers
93 24
Eeal estate, furniture, and
fixture*
17, 000 00 j Dividends unpaid
Current exx>enses and taxes paid.. J
41.20 j
Individual deposits
Premiums paid
United States deposits
Checks and other cash items
:
2,831 27 || Deposits of U.S. disbursing officers.
Exchanges for clearing-house
h
Bills of other banks..'
;
1, 872 00 j Due to other national banks
Fractional currency
I
378 29 ; Due to State banks and bankers...
Specie
'
j
7,400 00
Legal-tender notes
|
2, 000 #0 Notes and bills re-discounted.
U. S. certificates of deposit
j
5, 000 00 Bills payable
Due from U. S. Treasurer
i
4, 500 00
!

Total




'

409,299 12

$100, 000 00
20, 000 00
47, 229 84
89, 997 00
4, 843 00
4, 717 00
142, 512 28

j

Total.

409, 299 12

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 1
MASSACHUSETTS.
National City Bank of Cambridge, Cambridgeport.
GEORGE T. GALE, President.

HENRY B. DAVIS, Cashier.

No. 770.

Liabilities.

Resources.
Loans and discounts
<
Overdrafts
;
U. S. bonds to secure circulation... i
U. S. bonds to secure deposits
'
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

$198, 668 83 Capital stock paid in .
5 16
100, 000 00 •Surplus fund
Other undivided profits
8, 000 00
12, 670 13
15, 000 00
37 50
1, 326 34
2, 334 00
125 10
1, 051 00
280 00
5, 000 00
4,500 00

$100, 000 00
50, 000 00
11, 094 25

National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid .

90, 000 00

'

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

3,781 80
89,122 01

Due to other national banks
Due to State banks and bankers. :.
Notes and bills re-discounted.
Bills payable
Total..

343, 998 06

343, 998 06

Neponset National Bank, Canton.
No. 663.

CHARLES H. FRENCH. President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid -.
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency.
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total .

FRANCIS W. DEANE, Cashier.

$229, 050 66 Capital stock paid in .
175 31
250, 000 00 Surplus fund
Other undivided profits.

$250, 000 00
46, 678 10
18, 253 40

136, 378 75 National bank notes outstanding
State bank notes outstanding
22, 217 83
Dividends unpaid..
6, 329 67
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
6, 900 i

224, 700 00

8, 879 00
120, 572 99

Due to other national banks
Due to State banks and bankers..
Notes and bills re-discounted...
i i Bills payable
10,150 00 |
Total.
669, 083 49
1, 565
36
5, 558
722

00
19
00
00

669,083 49

First National Bank, Chelsea.
IHAAO STERBINS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation ..
U, S. bonds to secure deposits
TJ, S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid .
Premiums paid
:
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
Due from U. S. Treasurer
Profit and loss
Total .

H. Ex. 3-




No. 533.

¥ M . R. PKARMAIN, Cashier.

$382, 217 90j Capital stock paid in
$300, 000 00
310 35
300, 000 00 Surplus fund
100, 000 00
Other undivided profits
I
18,154 08
340, 000 00
9, 925 00 i National bank notes outstanding .. I
270, 000 00
I
5, 523 42I State bank notes outstanding
1, 332 75 Dividends unpaid
422 50
18, 873 08
2, 724 31 Individual deposits
202, 258 43
United States deposits
8, 371 40 Deposits of U. S. disbursing onicers
12, 295 00
208 39
5,372 10
22,100 00
14, 600 00
11, 981 30
1,135, 835 06

Due to other national banks
Due to State banks and bankers...I
Notes and bills re-discounted
Bills payable
Total.

95, 000 00
150, 000 00
i

1,135, 835

142

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
First National Bank, Chicopee.

J E R O M E 'WKLLSS,

Xo. 10.%.

President.

F R E D E R I C K B. DOTEN, Ca»hiet\

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation... j
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total

Capital stock paid in .
iso.'ooo oo

32, 530 54
449 17

34G 20

4, ©3i hh
5, 802 0">
. 4, 600 00

$150,000 00
75, 000 00
15, 256 88

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding

133,000 00

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers

6, 695 10
72, 281 96

5, 739 16

Due to other national banks
Due to State banks and b a n k e r s .
Xotes and bills re-discounted.
Dills payable

6, 750 00 !
Total...

457, 973 10 :

457, 973 10

First National Bank, Clinton.
CHAULES G. STKVKNS,

Xo* 440.

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
D u e from approved reserve agents.
D u e from other banks and bankers
R e a l estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
,
Exchanges for clearing-house
Bills of other banks
*....
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
D u e from U. S. Treasurer
Total.

C. L. S. HAMMOND, Cashier:

$268, 791 81 j! Capital stock paid in

"26o,"66o'oo"i!
.

$200, 000 00

Surplus fund
Other undivided profits.

26, 800 00
6, 800 12

200 00 !
40, 000 00 National bank notes outstanding..
28,116 25 State bank notes outstanding
516 83 Dividends unpaid.
4, 500 00
1,397 86
Individual deposits
United States deposits
4, 610 86
Deposits of U. S. disbursing officers

179,800 00

164, 083 28

8, 465
294
1,265
11, 350

00
Due to other national banks
58 Due to State banks and b a n k e r s . . .
00 j|
00 |j "Notes and bills re-discounted
Bills payable
9,900 00 |i

579,408 19 |!

1, 924 79

Total.

579, 408 19

Concord National Bank, Concord.
G E O R G E HEYWOOD, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Total.




Xo. 833.

$89, 778 45
7 83
100,000 00
">3, 000 00
65, 471 79
2, 000 00
573 76
125 80
2,120 00
17 95
1,835 00
8,886 00

HKNBY J . WALCOTT, Cashier.

Capital stock paid in . .

$100,000 00

Surplus fund

36, 000 00
8, 659 22

Other undivided profits.
National bank notes outstanding ..
State bank notes outstanding.

67, 400 00

Dividends unpaid
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

115, 680 3tf

577 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00 |
328, 316 58 !

Total

i

328, 316 58

REPORT OF THE COMPTROLLER OF THE CURRENCY.

1 io

14o

MASSACHUSETTS.
Con-way National Bank, Con-way.
No. 895.

E. D. HAMILTON, President.

WILLIAM D. LUKY, Cashier.

Liabilities.

Resources.

Loans and discounts
Overdrafts
XT. S. bonds to secure circulation...
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Dae from IT. S. Treasurer

Capital stock paid in

$145, 923 23
204 19
150, 000 00
12, 200 00
13, 273 10

21 00

135,000 00
160 15
17, 917 44

Due to other national banks
Due to State banks and bankers ..

00
94
25
00

6,750* 56"

Notes and bills re-discounted
Bills payable

338, 589 19

Total.

30, 000 00
5, 511 60

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

*'5*286*39
1, 502 05
1, 800 44

083
18
276
590

$150, 000 00

Surplus fund
Other undivided x^rofits
National bank notes outstanding ..
State bank notes outstanding..."...

j
j

Total.

338. 589 19

First National Bank, Danvers.
No. 594.

DANIEL RICHARDS, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...'
X . S. bonds to secure deposits
T
X . S. bonds on hand
T
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XT. S. certificates of deposit
Due from U. S. Treasurer
Total.

$204, 987 13
149 96 !
107, 000 00 j

WILLIAM L. WKSTOJT, Cashier.

Capital stock paid in

[ $150, 000 00

Surplus fund
Other undivided profits

42, 321 51
3, 517 82

National bank notes outstanding . .
State bank notes outstanding-.....

96, 300 00

10, 863 90

10, 096 82

Individual deposits
United States deposits
!
Deposits of U. S. disbursing officers. I

850 00

Dividends unpaid

17,116
166
4,171
5. 000

4, 797 00
76r276 24

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted ..
Bills payable

00
00
82
00

4, 815 00

Total.

373, 212 57 1

373, 212 57

Dedham National Bank, Deciham.
No. 669.

EZRA W. TAKT, President.

Loans and discounts
Overdrafts
X . S. bonds to secure circulation...
T
X . S. bonds to aecivre deposits
T
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Speeie
"
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer.
Total




$359, 623 54
""300,000 60'
50, 000 00
4, 500 00
22, 286 76

LEWIS H. KINGSBURY. Cashier.

Capital stock paid i n .

2, 546 86
6, 742
89
9, 776
11,781

00
81
05
00

65, 000 00
19, 809 87

National bank notes outstanding
State bank notes outstanding
Dividends unpaid

4, 044 37
434 89

$300, 000 00

Surplus fund
Other undivided profits.

268, 490 00

j

Individual deposits
j
!
United States deposits
.
Deposits of U. S. disbursing officers j ,

1, 572 00
130 453 41

I Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted ..
Bills payable
«

13, 500 00
785, 325 28

Total.

785, 325 28

144

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Cambridge National Bank, East Cambridge.

DANIEL K. SOKTWELL, President.

No. 449.

JOHN C. BULLARD, Cashier.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...|
U. S. bonds to secure deposits
j
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers.
Real estate, furniture, andfixtures.I
Current expenses and taxes paid... |
Premiums paid
'
Checks and other cash items —
Exchanges for clearing-houso —
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer

Liabilities.
$192,795 90 Capital stock paid in .
170 22
109, 000 00 Surplus fund

30, 000 00
14, 323 10

Other undivided profits
National bank notes outstanding
State bank notes outstanding

95, 300 00

1,944 82
!1, 737 37 Dividends unpaid. .
365 92 Individual deposits
United States deposits
7, 596 81 Deposits of U. S. disbursing officers.
13, 477 00
20 69
12, 910 00

2, 424 00
122, 954 84

Due to other national, banks
Due to State banks and bankers.

16 79

Notes and bills re-discounted .
Bills payable
5, 000 00
Total.

365, 018 73

Total.

$100, 000 00

365, 018 73

Lechmere National Bank, East Cambridge.
LEWIS HALL, President.

No. 614.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation. -.
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$251, 257 67
279 31
150, 000 00
62," 600 00
5, 000 00
29, 890 77
4, 712 78
12, 000 00
40 01
3, 297 88
7, 080 87

T. HENRY HUDSON, Cashier.

Capital stock paid in .

$150, 000 00

Surplus fund
Other undivided profits

100, 000 00
1, 461 99

National bank notes outstanding..
State bank notes outstanding.

134, 900 00

Dividends unpaid

3,185 00

Individual deposits
United States deposits
|
Deposits of U. S. disbursing officers.

167,132 77

Due to other national banks
Duo to State banks and bankers
and bills re-discounted
rt payable
Total.

Total.

556, 679 76

First National Bank, East Hampton.
HORATIO G. KNIOHT, President,

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total..




No. 428.
$259, 352 46
"200," 000 00

7, 000 00
28, 814 69
3,510 00
10, 000 00
1,147 28

ALBERT D. SANDERS, Cashier.

Cajntal stock paid in

$200, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

40, 000 00
10, 755 21
179, 855 00
115 50

Individual deposits
United States deposits
15 00 Deposits of U. S. disbursing officers
2, 653 00 Due to other national banks
35 01 Due to State banks and bankers...

97, 853 76

46 57

553 60
6, 545 00 Notes and bills re-discounted

11, 000 00
528, 626 04

Bills payable
Total

•

528,626 04

REPORT OF THE COMPTROLLER OF THE CURRENCY. 1 4 5
MASSACHUSETTS.
Martha's Vineyard National Bank, Edgartown.
JOSEPH

T. P E A S E ,

No. 1274.

President.

CYRUS H . P E A S E ,

Resources.

Cashier.

Liabilities.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer

$103, 331 47
121 23
300,000 00
'" 45*000
2, 300
15, 527
19, 030
3, 000

00
00
65
66
00

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

1,140 33

90, 000 00

Due to other national banks
Due to State banks and bankers...

4, 500 00

2, 922 00
60, 945 28

Notes and bills re-discounted.
Bills payable

303, 522 44

Total.

48, 201 79
1,453 37

Dividends unpaid.
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

5, 376 00
5 80
4,189 25

$100, 000 00

Total.

303, 522 44

National Bank, Fairhaven.
L E W I S S. JUDD,

REUBEN NYE, Cashier.

No. 490.

President.

Loans and discounts

$127,195 15

Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. Is. certificates of deposit
Due from TJ. S. Treasurer
Total.

""220*000*00"
18, 000 00
16, 495 07
1, 736 75
78, 677 55
4,954 05
3, 397 00

Capital stock paid in .

$240, 000 00

Surplus fund
,
Other undivided profits.
National bank notes outstanding .,
State bank note9 outstanding
,

5, 885 59
198, 000 00

Dividends unpaid

126 00

Individual deposits
United States deposits

41, 971 19

Deposits of U. S. disbursing officers

3,485 00
30 35
637 00

Due to other national banks
Due to State banks and bankers.

2,194 00

Notes and bills re-discounted
Bills payable

699 14

"*9,"900 65"
Total.

486,681 92

486, 681 92

First National Bank, Fall River.
JOHN

S. BKAYTCJX,

President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
XT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 256.
$553, 259 57

HEZEKIAII

H. BRAYTON,

Capital stock paid in .

"400," OOO'00" Surplus fund
Other undivided profits
361,992 33
24, 833 54

1,861 84
8, 331 00
151 82
4,510 00
36,700 00

National bank notes outstanding ..
State bank notes outstanding

Cashier.

$400, 000 00
80, 000 00
147, 543 72
355, 800 00

Dividends u n p a i d .
Individual deposits.
United States deposits
Deposits of U. S. disbursing officers

Due to other national banks
Due to State banks and bankers...

406, 550 96

19, 745 42

Notes and bills re-discounted.
Bills payable

18, 000 00
1, 409, 640 10 1

Total

1,409,640 10

146

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Second National Bank, Fall River.
X o . 43!).

THOMAS F. EDDY, President.

CHARLES J . HOLMES, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
:IT. S. bonds to secure circulation... j
IT. S. bonds to secure deposits
'.
U. S. bonds on hand
L
Other stocks, bonds, and mortgages.
Due from approved reserve agents \
Due from other banks and bankers. |
Real estate, furniture, and fixtures .
Current expenses and taxes paid.. .j
Premiums paid
i.
Checks and other cash items
,
Exchanges for clearing-house
t.
Bills of other banks
\
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

j
!

$130. 967 25
150, 000 00
44,150 00
52,791 76
10, 000 00
1, 946 05
15 00
2, 644
416
2, 270
4,907

00
74
00
00

6, 750 00

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits

2,624 02
5, 951 95

Xational bank notes outstanding..
State bank notes outstanding
Dividends unpaid

30 00

Individual deposits
!
United States deposits
j
Deposits of U. S. disbursing officers
Due to other national banks
i
Due to State banks and bankers...
i Xntes and lulls re-discounted
! Bills payable

Total .

130, 650 00

Ill, 883 25

5, 718 58

i.
!.

Total..

406, 857 80

Fall River National Bank, Fall River.
G. H. HATHAWAY, Tresident.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers j
Real estate, furniture, and fixtures.)
Current expenses and taxes paid...
Premiums paid
;.
Checks and other cash items
i.
Exchanges for clearing-house
'.
Bills of other banks
•
Fractional currency
J
Legal-tender notes
U. S. certificates of deposit .
Due from U. S. Treasurer...
Total

Xo. 590.

FEUD. H . GIFFORD, Cashier.

$449, 746 83 Capital stock paid in .
400, 000 00
4, 900 00
136, 960 20
193 11
14, 055 00
12, 848 93

7, 998 00
542 79
6, 559 65
13, §14 00

$400, 000 00

Surplus fund
Other undivided profits.
^National bank notes outstanding..

State bank notes outstanding

Dividends unpaid.

125, 000 00
35, 599 04
355, 730 00
566 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Xotes nnd bills re-discounted.
Bills payable

128, 605 89
20, 217 08

18, 000 00

Total.

1,065,718 51

1,065,718 51

Massasoit National Bank, Fall River.
lit AM SMITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid . ^
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Dae from TJ. S. Treasurer
Total .




Xo. 012.

LKANDER BOKDEN, Cashier.

$339,180 33 |! Capital stock paid in .
200,000 00 j! Surplus fund .
50,000 00 j Other undivided profits.
13;478 23
81, 297 90
11, 770 42
3, 555 00
5, 678 22
2. 498 00
'330 80
4,952 65
25,651 00

"16,360 66

National bank notes outstanding.
State bank notes outstanding
Dividends unpaid

$200, 000 00
100, 000 00
18,440 37
178,975 00
376 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers

216, 734 54
26, 678 32
5, 483 83

Due to other national banks
Due to State banks and bankers...

2, 004 49

Xotes and bills re-discounted
Bills payable

748,692 55 \\

Total.

748, 692 55

REPORT OF THE COMITROLLKK OF THE CURRENCY.

147

MASSACHUSETTS.
Metacomet National Bank, Fall River.
JEFFERSON BORI>KX, President

AZARIAH S. Tiurr, Cashier.

No. 924.

Liabilities.

Resources.
Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

$784,115 25
435, 000 00

Capital stock paid in
Surplus fund
Other undivided profits

950 00
3, 000 00 National bank notes outstanding . .
180,259 91
101 22 Dividends unpaid
1,784 32 Individual deposits
"United States deposits
31 28 Deposits of TJ. S. disbursing officers.
18, 986 00 Due to other national banks
264 49 Due to State banks and bankers...
8, 718 61
Notes and bills re-discounted
15, 000 00 Bills payable

$600, 000 00
74,496 95
90, 026 49
391, 500 00
1, 745 50
286, 609 44

17, 491 23

6, 416 47

20, 07500 !

Total

1, 468, 286 08 j

1, 468, 286 08

National Union Bank, Fall River.
No. 1288.

COOK BORDEN, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
j
Exchanges for clearing-house
j
Bills of other banks
|
Fractional currency
I
Specie
I
Legal-tender notes •
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

DANIEL A. CIIAFIN, Cashier.

$358,145 98 Capital stock paid in .
163 93
300, 000 00 Surplus fund
Other undivided profits
National bank notes outstanding
20, 588 52 State bank notes outstanding..
254 53 Dividends unpaid.
! 634 38 Individual deposits
,
United States deposits
3,170 27 Deposits of U. S. disbursing officers.

$300, 000 00
40, 000 00
6,172 86
267, 350 00
1, 711 00
99, 111 37

1, 455 00 Due to other national banks
393 62
9. 800 00 Due to State banks and bankers..
4, 239 00 Notes and bills re-discounted.
Bills payable
13, 500 00 I)
714, 345 23

Total..

714, 345 23

Pocasset National Bank, Fall River.
WEAVER OSBORN, President,

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
:
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer

Total.




No. 679.

EDWD. E. HATHAWAY, Cashier.

$326, 007 40

Capital stock paid in

"260,666 oo

Surplus fund
Other undivided profits

40,000 00
47,054 20

5, 000 00 National bank notes outstanding . .
52, 349 49 State bank notes outstanding.
51 32
50, 000 00 Dividends unpaid.
1, 398 06 Individual deposits
United States deposits
11, 870 76 Deposits of U. S. disbursing officers.

178,475 00

3, 258 00
1, 061 32
9,446 80
25, 832 00

Due to other national banks
Due to State banks and bankers...

$200, 000 00

3,788 00
177,467 60

7,385 30
39,105 05

Notes and bills re-discounted.
Bills payable

7,000 00
693, 275 U

Total.

693,275.15

148

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS,
Falmouth National Bank, Falmouth.

ERASMUS GOULD, President

No. 1320.

GEORGE E. CLARKE, Cashier-

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents Due from other banks and bankers
Jleal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Cheeks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

Liabilities.
$100, 000 00

$96, 0G2 08

Capital stock paid in .

166,666 66

Surplus fund
Other undivided profits .

20, 000 00
4,168 65

National bank notes outstanding . State bank notes outstanding

89,470 00

4, 550 72
2,000 00

Dividends unpaid .

26, 270 00

219 50
808
5
900
178

00
89
80
00

161 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers

21,195 34

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 000 00

234, 994 99

Total.

234, 994 99

Fitchburg National Bank, Fitchburg.
EBENKZER TORRE Y, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
^Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

No. 1077.

CHARLES J . BILLINGS, Cashier.

$409, 323 81 Capital stock paid in .

"250," 666'66
50, 000 00

14, 739 18
8,102 55
7, 562 50
2, 642 47
3, 667 00
19 01
10, 850 00

Surplus fund
Other undivided profits .
National bank notes outstanding ..
State bank notes outstanding

$250, 000 00
150, 000 00
521 63
224, 000 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

124,016 24

19, 618 65

11,250 00
Total.

768,156 52

768,156 52

Rollstone National Bank, Fitchburg.
HENRY A. WILLIS, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents..
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 702.

JOHN M. GRAHAM, Cashier.

$398, 539 06 Capital stock paid in .
250, 000 00

""'i'ioo'oo'
73, 420 96
74, 801 87
114 00
6, 349 30
* 27*449 66

4,196 04
5, 000 00

$250, 000 00

Surplus fund
Other undivided profits

156, 000 00
8,780 37

National bank notes outstanding ..
State bank notes outstanding

223,200 00

Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
Due to State banks and bankers...

7, 013 00
205, 740 26

686 60

Notes and bills re-discounted.
Bills payablej

9,450 00
851, 420 23

Total.

851,420 23

REPORT OF THE COMPTROLLER OF THE CURRENCY.

149

MASSACHUSETTS.
Safety Fund National Bank, Fitchburg.
HENRY A LLISOX, President

No. 2153.

FREDK. F . WOODWARD, Cashier.

Resources.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation ...
U. S. bonds to secure deposits
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total .

Liabilities.
$205, 065 98

Capital stock paid in .

"•200, 666 66 Surplus fund

17, 583
49
4, 000
5, 439

72
96
00
00

1, 795 66
903 00
4 41
3, 590 00

Other undivided profits .
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid

$200,000 00
12, 000 00
6, 740 26
177, 370 00
202 00

Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

50, 780 73

338 74

9, 000 00

Total.

447, 431 73

447, 431 73

Wachusett National Bank, Fitchburg.
OMON H. LAWRENCE, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks .
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit .
Due from TJ. S. Treasurer...
Total .

No. 2265.
$397, 207 61
250, 000 00
2, loQ 00
56, 051
5, 999
42,335
6, 885

63
49
12
71

8, 464 76
10, 665
27
8, 024
21, 343

00
62
23
00

GEORGE E. CLIFFORD, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding
Dividends unpaid
Individual deposits
United States deposits
Deposits of TJ. S. disbursing officers.
Due to other national banks
Due to State banks and bankers..,
Notes and bills re-discounted.
Bills payable

$250, 000 00
45, 000 00
14,299 24
222,166 00
390 00
202, 538 77

61, 010 18
25, 000 00

11, 250 00 I

Total.

820,404 17

820, 404 17

Framingham National Bank, Framingham.
JAMES TV. CLARK, President

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasiirer
Total .




No. 528.
$298, 644 30
50
225, 000 00
26,100 00
5, 033 26
5, 958 50
128 30
2, 902 58
2,456
18
1, 692
7, 035

00
74
70
00

J A B . J". VALENTINE, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding..
State bank notes outstanding....'..
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Due to State banks and bankers...
Notes and bills re-discounted.
Bills payable

$200, 000 00
50, 000 00
30,134 05
197, 256 00
7, 830 00
65, 831 71

23, 893 12

" io," 666 oo

9, 975 00
584, 944 88

Total.

584, 944 88

150

KEPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Franklin National Bank, Franklin.

JAMES P. RAY, President.

No. 1207.

MOSES FARNUM, Cashier.

Liabilities.

Resources.
$227,156 79
Loans and discounts
Overdrafts
200, 000 00
U. S. bonds to secure circulation ..
U. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
1,462 55
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
883 00
Fractional currency
27 81
Specie
!
800 00
Legal-tender notes
!
9, 400 00
TT. S. certificates of deposit
|
Due from U. S. Treasurer
1
9, 600 00

Total.

Capital stock paid in .

$200,000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding
Dividends unpaid .
Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Due to other national banks
Dae to State banks and bankers...
Notes and bills re-discounted
Bills payable

179,400 00
922 00
34,666 37

4,113 38

449, 330 15

Total.

449,330 15

24,300 00
5,928 40

First National Bank, Gardner.
CHARLES HiirvvooD, President
Loans and discounts
O verdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
X S. bonds on hand
L
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Heal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

JOHN D. EDGELL, Cashier.

No. 884.

Capital stock paid in .
Surplus fund
Other undivided profits.
600 00
National bank notes outstanding ..
State bank notes outstanding
62, 928 26
Dividends unpaid.
19, 000 00
2, 079 92
3,553 37 Individual deposits
United States deposits

$154, 384 58
1,781 68
114, 000 00

5, 566 41

30,000 00
5,851 68
99,900 00
856 00
100, 400 32

Deposits of U. S. disbursing officers.

8, 887 00
78 78
3, 018 00
6, 000 00

$150,000 00

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

5,130 00

387, 008 00

Total.

387, 008 00

Georgetown National Bank, Georgetown.
HENRY P. CHAPLIN, President

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
IT. S. bonds to secure deposits .'.
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banlss and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.




No. 2297.
$118, 284 21
80, 000 00

17, 840 28

GEORGE H. CARLETOJJ, Cashier.

Capital stock paid in
Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

1,000 00 Dividends unpaid
62 50
2, 200 00 Individual deposits
United States deposits
61 44 Deposits of U. S. disbursing officers.
1, 099 00
430 00
2, 200 00
3,600*66
226, 777 43

$100, 000 00
1, 600 00
447 58
67, 000 00
426 00
57, 303 85

Due to other national banks .
Due to State banks and bankers...
Notes and bills re-discounted
Bills payable
Total

226,777 43

REPORT OF THE COMPTROLLER OF THE CURRENCY.

151

MlSSACHrSETTS.
First National Bank, Gloucester.
J O S E P H 0 , PROCTOR, President

No. 549.

GEORGE II. BRADFORD, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
*
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IT. ;S. bonds on hand
,
Other stocks, bonds, and mortgages.
Due from approved reserve agents.
Due from other banks and bankers
Eeal estate, furniture, and fixtures.
Current expenses and taxes paid-..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$207, 648 56 Capital stock paid in .
2, 066 56
200, 000 00 Surplus fund
Other undivided profits.
19, 050 00
920 70 National bank notes outstanding ..
45, 339 18 State bank notes outstanding
34, 435 21 Dividends unpaid
24, 000 00
4, 838 43 Individual deposits
4, 000 00 United States deposits
2, 295 90 Deposits of U. S. disbursing officers.
2,134 00
187 85
1, 342 39
7, 000 00

$200, 000 00
40, 000 00
7, 005 10
180, 000 00
1,352 00
134,981 37

Due to other national banks
Due to State banks and bankers . .
Notes and bills re-discounted.
Bills payable

9, 000 00

564, 258 78 *

Total.

564,258 78-

Cape Ann National Bank, Gloucester.
P. Low, President

No. 899.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.

$245, 591 59
150, 000 00
600 00
5, 400 00
13, 926 69

Hi RAM RICH, Cashier.

Capital stock paid in

$150, 000 00

Surplus fund
Other undivided profits.
National bank notes outstanding . .
State bank notes outstanding...'...

14, 976 60 Dividends unpaid.
10 00
4, 865 81 Individual deposits
United States deposits
745 43 Deposits of U. S. disbursing officers
10, 244 00
74 00
1, 644 19
5, 010 00

75, 000 00
1, 766 09
134, 030 00
4,142 00
94,862 36

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

6, 750 00
Total.

459, 838 31

459,838 31

City National Bank, Gloucester.
ADDISON GILBERT, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
TJ, S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers.
Real estate, furniture, and fixtures.
Current expenses and taxes p a i d . . .
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks.
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 2292.
$218, 645 49
1, 528 23
150, 000 00
10,250 00
35, 375 51
22,267 73
34, 559 33
23, 945 79
1, 002 87

WILLIAM A. PEW, Cashier.

Capital stock paid in .
Surplus fund
Other undivided profits.
National bank notes outstanding
State bank notes outstanding—
Dividends unpaid

$150, 000 00
74, 993 15
133, 300 00
2, 262 50

Individ^lal deposits
United States deposits
Deposits of U. S. disbursing officers.

159, 850 52

2, 830 00 Due to other national banks
208 39 Due to State banks and bankers...
543 00
13, 000 00 Notes and bills re-discounted.
Bills payable
6, 750 00

500 17

520, 906 34

Total.

520, 906 34

152

EEPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Gloucester National Bank, Gloucester.
No. 1162.

EPKS W. M.RRCHAXT, President.

"WILLIAM BABSON, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Heal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. S. certificates of deposit
Due from U. S. Treasurer
Total.

$380, 857 44
127 66
300, 000 00

"""25,666 66
34, 015 37
1, 051 13
36, 000 00
6 36

526 21
5, 856
364
2, 999
12, 310

00
12
90
00

Capital stock paid in .

$300, 000 00

Surplus fund
'.
Other undivided profits
National bank notes outstanding . .
State bank notes outstanding
Dividends unpaid.

90. 000 00
7,711 17
268,100 00
7, 738 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

136, 508 36

Due to other national banks
Dae to State banks and bankers...

2, 496 66

Notes and bills re-discounted .
Bills payable

13, 500 00

Total.

812, 6L4 19

812, 614 19

First National Bank, Graffcon.
G EORGE F. SLOCOMB, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation . .
TJ. S. bonds to secure deposits
XJ. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid ..
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
IT. S. certificates of deposit
Due from U. S. Treasurer
Total.

ALPIIONSO A. BALLOU, Cashier.

No. 188.

$125, 905 43 Capital stock paid in .

"*100*666 66

6,331 93

$100, 000 00

Surplus fund
Other undivided profits

24, 025 68
607 63

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid.

1, 221 00

10

Individual deposits
United States deposits
2, 095 91 Deposits of U. S. disbursing officers.
855
3
372
1, 000

00
00
00
00

25, 209 12

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted.
Bills payable

4, 500 00

Total..

241, 063 43

241, 063 43

Grafton National Bank, Grafton.
No. 824.

JON A. D. WHEELER, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
TJ. a. certificates of deposit
Due from U. S. Treasurer

Total.




$75, 449 98

"ioofooo 66
34, 018 61
20, 460 65 !

HENRY F. WING, Cashier.

Capital stock paid in

18, 030 00

National bank notes outstanding . .
State bank notes outstanding

90, 000 00

Dividends unpaid

330 53
2, 040
8
300
1, 200

00
94
00
00

4,500 66
238, 808 71

$100, 000 00

Surplus fund
Other undivided profits

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.

2, 091 50
28, 687 21

Due to other national banks
Due to State banks and bankers
Notes and bills re-discounted
Bills payable
Total

238, 808 71

REPORT OF THE COMPTROLLER OF THE CURRENCY. 153
MASSACHUSETTS.
National Mahaiwe Bank, Great Barrington.
JOHN L. DODGE, President.

No. 1203.

FREDK. N . DELAND, Cashier.

Liabilities.

Resources.
Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
U. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
XJ. S. certificates of deposit
Due from U. S. Treasurer

711 11
200, 000 00
" 11,150 00
621
157
500
910

48
88
00
49

8, 608 02
710
10
262
700

00
00
74
00

Capital stock paid in .
Surplus fund
Other undivided profits
National bank notes outstanding .
State bank notes outstanding
Dividends unpaid.

80, 000 00
14, 567 36
179,100 00
1, 221 00

Individual deposits
United States deposits
Deposits of U. S. disbursing officers.
Dne to other national banks
Due to State banks and bankers .

207, 290 11

1,163 25

Notes and bills re-discounted.
Bills payable

9, 000 00

Total.

683, 341 72

Total.

$200, 000 00

683, 341 72

First National Bank, Greenfield.
No. 474.

WILLIAM B. "WASHBUBN, President.

Loans and discounts
Overdrafts
U. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
U. S. bonds on hand
Other stocks, bonds, and mortgages.
Due from approved reserve agents
Due from other banks and bankers
Eeal estate, furniture, and fixtures
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. o. certificates of deposit
Due from U. S. Treasurer
Total

JOSEPH W. STEVENS, Cashier.

$354, 930 80 Capital stock paid in .
1, 676 99
200, 000 00 Surplus fund
Other undivided profits.
31,450 00
48, 500 00 National bank notes outstanding ..
23, 300 88 State bank notes outstanding
5, 441 24
12, 000 00 Dividends unpaid.
1,459 69 Individual deposits
United States deposits
1, 793 45 Deposits of TJ. S. disbursing officers.

$200, 000 00

3, 751 00 Due to other national banks
183 22
6, 917 70 Due to State banks and bankers...
11, 430 00 Notes and bills re-discounted.
Bills payable
9, 000 00

4, 589 43
54 49

711, 834 97

Total.

133, 000 00
18, 098 31
180, 000 00
234 00
175, 858 74

711, 834 97

Franklin County National Bank, Greenfield.
WILLIAM KKITH, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation...
TJ. S. bonds to secure deposits
IJ. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Dae from other banks and bankers
Real estate, furniture, and fixtures
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
".
Legal-tender notes
TJ. S. certificates of deposit
Due from TJ. S. Treasurer
Total.




No. 920.

HENRY K. SIMONS, Cashier.

$351, 370 76 Capital stock paid in
250 81.
200, 000 00 Surplus fund
Other undivided profits
2,'35O 00*
11, 850 00 National bank notes outstanding . .
9, 589 52 State bank notes outstanding
2, 294 11
65,119 45 Dividends unpaid
228 50
12, 942 63 Individual deposits
United States deposits
5, 688 36 Deposits of TJ. S. disbursing officers
997
146
7,162
7, 912

00
98
80
00

9, 030 00
686, 902 92

Due to other national banks
Due to State banks and bankers...

$200, 000 00
90, 000 00
1, 217 46
180,000 00
4, 584 44
201,168 84

9,932 18

Notes and bills re-discounted
Bills payable
Total

616, 902 92

154

REPORT OF THE COMPTROLLER OF THE CURRENCY.
MASSACHUSETTS.
Packard National Bank, Greenfield.

N . F. HENRY, President.

Xo. 2204.

RUFUS A PACKARD, Cashier.

Resources.

Liabilities.

Loans and discounts
Overdrafts
IT. S. bonds to secure circulation...
TJ. S. bonds to secure deposits . . . .
IT. S. bonds on hand
Other stocks, bonds, and mortgages
Due from approved reserve agents
Due from other banks and bankers.
Jteal estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiumspaid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from U. S. Treasurer
Total.

Capital stock paid in .

$115,430 62
328 81
100, 000 00
10, 900 00
21, 585 41
132 38
2, 666 44

1, 800 00

22 81
9a, oao 00

I Dividends unpaid

' 4,'426'99'
792 80
1, 816
22
1, 375
1, 362

$100, 000 00

Surplus fund
Other undivided profits
National bank notes outstanding ..
State bank notes outstanding

00
96
15
00

4, 500 00

1,360 00

Individual deposits
,
United States deposits
Deposits of U. S. disbursing officers

72,085 28

Due to other national banks
Due to State banks and bankers.
Notes and bills re-discounted
Bills payable

71 47

^.

Total...

265, 339 56

265, 339 56

Cape Cod National Bank, Harwich.
K. BAKEU, President.

No. 712.

Loans and discounts
Overdrafts
TJ. S. bonds to s icure circulation. - .j
TJ. S. bonds to secure deposits
;
U. S. bonds on hand
!
Other stocks, bonds, and mortgages.
Dae from approved reserve agents.
Due from other banks and bankers
Real estate, furniture, and fixtures.
Current expenses and taxes paid...
Premiums paid
Checks and other cash items
Exchanges for clearing-house
Bills of other banks
Fractional currency
Specie
Legal-tender notes
U. S. certificates of deposit
Due from TJ. S. Treasurer

Total.

.|

G-EOKGE H. SNOW, Cashier.

$313, G28 92 I Capital stock paid in .

$300, 000 00

300, 000 00 Surplus fund
Other undivided profits
60, 650 00 National bank notes outstanding ..

eo, 000 00
11,985 15

State bank notes outstanding..."...

269, 720 00

Dividends unpaid

742 50

Individual deposits
United States deposits
Deposits of U. S. disbursing officers
Due to other national banks
•i Due to State banks and bankers.
48 87 1
1
. ij NYtt.es and bills re-discounted
1 Bills payable
13, 500 00 !|
716,751 52 j|

Total.

74, 303 87

j
716,751 52

First National Bank, Haverhill.
GKOIU+E COUSWKLL, President.

Loans and discounts
Overdrafts
TJ. S. bonds to secure circulation... j
TJ. S. bonds to secure deposits
j